text:
Prepared by Flavia Barone, Carmela Ettorre, Cristina Carmosino and Fabrizio Tenuta
With the document published on 21st January 2021, the OECD Secretariat comes back on criteria and methods of application of DTTs as a result of the pandemic in progress which, for over a year now, is affecting the whole world and involves unprecedented law provisions as regards recipients, contents, terms and methods of support to the largest and most varied number of productive and non-productive categories, directly or indirectly impacted by the adverse economic consequences generated by the health emergency.
In April 2020, when the first guidelines were issued, it was not foreseeable how long the travel restrictions would remain in force. Today, in light of the circumstance that sees various limitations introduced at the beginning of last year still in force either continuously or intermittently, it was necessary to integrate and review the text issued last April, to verify whether the analyses carried out at the time were still valid and consider what is locally established by individual countries.
Moreover, on the basis of the considerations contained in the first guidelines issued in April 2020, in response to a parliamentary question presented to the VI Commission (Finance) in which the Members of the Italian Parliament who have presented the question highlighted the necessity in Italy to acknowledge the clarifications provided by the OECD, on 3rd December 2020 the Italian Government, after having consulted the responsible Offices of the Tax Authorities, officially confirmed that, during the participation to the OECD discussions, Italy expressed to the OECD Secretariat its consent in favor of the publication of the Guidelines by the OECD relating to potential changes in tax residence due to travel restrictions due to COVID-19, also underlining that in the situation under reference the application of tax treaties should be performed applying the general approach recommended by the OECD, in the sense of "neutralizing" as much as possible the impact of the restriction measures due to the pandemic crisis.
Said approach, referred to DTTs, can be considered as valid with reference to both the impacts on the residence of individuals and the potential consequences in terms of permanent establishment and tax residence of legal persons.
The areas to which the new guidelines refer are the same as those referred to on the previous occasion and, in particular:
- the material permanent establishment (case of the so-called "home office"), the agent permanent establishment and the construction site permanent establishment;
- the tax residence of legal persons;
- the tax residence of individuals;
- the income of employees located in different jurisdictions.
The new guidelines summarise the issues raised previously and provide some additional interpretative suggestions.
Permanent establishment
In its renewed guidelines, the OECD recalls – as it had already done on the previous occasion – that the exceptional and temporary change in the location of the company's personnel (such as, for example, teleworking or smart working) should not lead to the existence of a permanent establishment. Similar conclusion should be reached in the event that the employee concludes contracts on behalf of the company from his home.
Conversely, the interruption of activities occurred on a construction site due to the limitations to the movement of people should not entail the interruption of the calculation of the terms provided for the existence of a construction permanent establishment, although some Countries may deem it appropriate to "suspend" these terms also in similar and exceptional eventualities.
Several countries have issued their own guidelines on matters covered by the OECD which, in this regard, takes the opportunity to invite all Countries to adopt a similar approach.
In particular, the Financial Administrations of Australia, Austria, Canada, Germany, Greece, Ireland, New Zealand, the United Kingdom and the United States have in various ways provided general indications to be followed in evaluating potential hypotheses of permanent establishment in their respective territories.
Some of these States have issued indications of a general nature (in some cases together with indications relating to specific types of permanent establishment, see below), to be contextualised in relation to the specific case.
In particular:
- Australia: in its guidelines, the Tax Office has clarified that the effects of the COVID-19 emergency will not per se give rise to the existence of a permanent establishment in Australia provided that i) the non-resident company does not have a permanent establishment in Australia already prior to the health emergency; ii) there have been no changes in the factual circumstances of the company's operations in Australia; iii) the stay in Australia is the short-term consequence of the restrictions on movements imposed for COVID-19. The Tax Office adds that it will not commit resources in ascertaining the presence of a permanent establishment if i) the non-resident company did not already have a permanent establishment for other reasons prior to the health emergency; ii) the temporary presence of employees in Australia continues solely and exclusively due to the restrictions on movement caused by COVID-19; iii) such employees are relocated outside Australia as soon as practicable; iv) the existence of a permanent establishment in Australia or otherwise the production of income in Australia has not been ascertained due to the tax provisions of other jurisdictions;
- Canada: the Revenue Agency has issued temporary guidelines emphasizing that it will not consider a permanent establishment of a foreign company to exist just because an employee of that company was forced by the emergency provisions to remain in Canadian territory;
- Ireland: the Office of the Revenue Commissioners (Revenue) has issued guidelines aimed at clarifying that the presence of an individual (employee, director, agent or service provider of a foreign company) within the Irish territory (and vice versa, of an Irishman in a foreign territory) due to the restrictions on movements dependent on the COVID-19 emergency, must not assume specific relevance for tax purposes. It is required that both the employee and the company document facts and circumstances aimed at proving that said presence was due to the health emergency;
- New Zealand: in its guidelines, the New Zealand Inland Revenue stressed that the current health emergency will not give rise to the existence of a permanent establishment in New Zealand in the event that the staff has been blocked in the territory of the state. A non-resident company will not be challenged for the presence of a permanent establishment only after a short period of time, considering that this must have a certain degree of permanence and cannot be of a purely temporary nature;
- United Kingdom: the HMRC in its guidelines highlights that the existence of a permanent establishment will not be contested for the mere passing of a short period, given the need for a certain degree of stability for the configuration of a permanent establishment;
- United States: the IRS points out that during the so-called Affected Person's COVID-19 Emergency Period (which includes a period of 60 consecutive days that began on February 1, 2020 or later, or April 1, 2020 or earlier) the provision of services or other activities carried out by one or more persons temporarily present in the territory of the United States will not be considered for the purposes of determining the existence of a permanent establishment, provided that such activities have been carried out in the territory of the United States by reason of the travel restrictions imposed for the medical emergency.
Home Office
The OECD, recalling that the analysis regarding the existence of a permanent establishment is based on specific facts and circumstances, once again highlights that the fundamental requirement is that the place of business is fixed, i.e. it has a certain degree of permanence, and is at disposal of the company. Although a home can in principle be considered to be at disposal of the enterprise (see the Commentary on Article 5 of the OECD Model, paragraphs 18 et seq.), this should not be the case where it is only used in an intermittent way. The home could constitute a permanent establishment if used on an ongoing basis for the exercise of the business of the non-resident company and if such use has been requested to the individual by the company itself.
In the context of the current pandemic, teleworking is a consequence of the public health measures adopted by the various Countries. It is clear that this is an emergency situation and not a request from the employer. Therefore, the home office cannot be deemed as a permanent establishment of the non-resident company both because a sufficient degree of stability and continuity is lacking (the measures are temporary), and because the home office is not at disposal of the company, in the meaning of the OECD, as well as because the company itself continues to make available to its employee an office in which carry out its work which, in the absence of the adoption of measures to protect public health, would normally be accessible and usable by the employee.
It goes without saying that in the event that the employee continues to work from his home even after the emergency and the restrictive measures have ceased, the home office could assume the level of stability and permanence required to hypothesize the existence of a permanent establishment.
Some countries have issued their own guidelines containing specific clarifications regarding the case of the home office (Austria and Greece).
Agent permanent establishment
Concerns about the potential existence of a permanent establishment also arise with regard to the agent permanent establishment.
As is known, the case occurs in the event that a person acts in the territory of the State on behalf of a non-resident company and "habitually" concludes contracts or acts for the purpose of concluding contracts. The requirement of habituality should not be configured in the event that an employee is working in another State from his home for a short period due to force majeure, such as the COVID-19 emergency, and concludes contracts on behalf of the company in such – purely transitory – circumstances. The Commentary to Article 5 of the OECD Model specifies that the habitual exercise of the power to conclude contracts requires a presence in the State that is not purely temporary or transitory.
The OECD once again reiterates that different results should be reached where the conclusion of contracts on behalf of the company at home had already occurred before the COVID-19 emergency. Likewise, the exceptionality could not be invoked in the event that such activity was carried out even after the COVID-19 pandemic.
Some countries in their guidelines expressly refer to the agent permanent establishment (Canada, Greece, UK).
Construction PE
The health emergency led to the suspension of activities in various construction sites around the world. The OECD reiterates that, since these are temporary suspension periods, these periods must in any case be taken into account in the calculation of the minimum terms of duration of the construction sites in order to be deemed as permanent establishments in the country in which they are located, since completely temporary interruptions do not involve the termination of the site's existence. However, it is recognized that some jurisdictions may emphasize the exceptional nature of the moment and, therefore, exclude from the calculation of the duration of a construction site's interruptions due to measures imposed by the health emergency.
Some countries have explicitly expressed their opinion in this regard, in some cases in accordance with OECD (Austria), in other cases differently (Germany and Greece).
Tax residence of legal persons
The current global health crisis has raised doubts about the location of the place of effective management of companies due to restrictions on the movement of directors or other senior executives.
The OECD reiterates that it is unlikely that the health emergency will give rise to changes in the place of effective management of a company in the context of the DTTs in force, since these are completely extraordinary and temporary circumstances.
Similarly, situations in which cases of double residence could occur are quite rare, and, in any case, would be resolved by determining the residence in only one of the two Countries involved by means of the tie-breaker rules. In particular, in the event that the Treaty between the two countries involved contains a clause similar to that contained in the OECD Model of 2017, the Tax Authorities of the two Countries could reach a solution based on a specific analysis of the case with the stipulation of a mutual agreement, taking into consideration all the relevant facts and circumstances and not a single aspect.
In those cases in which the DTT contains the tie-breaker rules provided by the OECD Model before 2017, the only criterion used for the resolution of cases of potential double residence will be the place of effective management, as the place in which strategic decisions on organizational and commercial aspects of the company are made.
As it can be appreciated, these are facts and circumstances different from exceptional situations such as the current pandemic.
Therefore it is unlikely that the tax residence of legal persons is impacted by measures relating to the protection of public health.
In this regard, some countries have issued specific guidelines (Australia, Canada, Greece, Ireland, New Zealand, UK and US).
As already mentioned, given the numerous nuances in which the interpretation regarding the existence of a permanent establishment and the location of the tax residence of a company can be expressed, and having acknowledged that only a limited number of countries have provided synthetic clarifications in this regard, a specific analysis is even more necessary to assess the risk of the existence of a permanent establishment or of attracting the tax residence of a company in a different State with particular regard on the one hand to the extended clarifications made by the OECD and on the other to the continuation of the pandemic, with the thinning out of clear and defined restrictions on movements, which complicate the management of risks from the point of view of the transnational operations of companies.
Concerns related to a change to the residence status of individuals
As mentioned, the current situation of economic-health crisis caused by the COVID-19 pandemic and the subsequent health restrictions in effect globally, starting from the beginning of 2020, have influenced and, at times, changed the way in which the working activity of the so-called internationally mobile workers.
In this regard, in the renewed guidelines of 21 January, the OECD confirms that, despite the complexity of the rules and despite their application being aimed at a wide range of people, it is unlikely that the emergency situation caused by the COVID-19 pandemic, may affect the determination of tax residence under international tax treaties.
Some countries (Australia, Canada, Finland, France, Greece, India, Ireland, New Zealand, UK and US), starting last April, have provided indications and administrative measures on the impact of the COVID-19 pandemic on the application of international treaties for determining the tax residence of individuals.
On the basis of the guidelines of last April, the OECD traces the possible scenarios that may occur and in particular:
- A person is temporarily away from home (perhaps on holiday, perhaps to work for a few weeks) and gets stuck in the host country due to the COVID-19 pandemic and acquires residence there according to the domestic legislation.
- A person is working in a country (the "current home jurisdiction") and acquires the status of residence there, but temporarily returns to his "previous home jusrisdiction" due to the COVID-19 emergency. This person may never have lost resident status in the previous country of origin under national law, or may re-acquire residency status upon their return.
For both scenarios, the OECD recalls and confirms that, although the starting point for determining the residence of a natural person is national legislation, the latter can only be exhaustive if the person is resident in only one country, while, in all cases where there is a risk of double residence, reference should be made to the tie-breakers rules, established in article 4 of the OECD Model.
Furthermore, as already suggested in the April recommendations, the OECD reiterates the exceptional nature of the pandemic crisis and argues that in the short term tax administrations and competent authorities will have to consider, for the purposes of assessing residence, a period of time that affected by exceptional events such as the pandemic and the consequent health restrictions, but which is "normal" for the person.
Concerns related to income from employment – Art. 15 OECD Convention
In the document under review, the OECD starts from the analysis of art. 15 of the international conventions, governing the taxation of employment income, already set out in the document issued last April and focuses, analyzing in detail the positions of the so-called cross-border workers.
Specifically, art. 15 establishes that "the salaries that a resident of a State receives as consideration for an employment activity are taxable only in that State, unless the activity is carried out in the other Contracting State".
Paragraph 2 of art. 15 then introduces the concept of elimination upstream of double taxation, in fact, by way of derogation from the general rule, provides that the remuneration that a resident of a Contracting State receives in consideration for an employee activity carried out in the other State are taxable only in the country. of residence if the following conditions occur at the same time:
- the beneficiary stays in the State where the activity is carried out for less than 183 days a year;
- the remuneration is paid by or on behalf of an employer who does not reside in the country where the work is carried out (economic vs legal employer);
- the burden of remuneration is not borne by a permanent establishment or a fixed base that the employer has in the State where the activity is carried out.
In the event that the State of the source exercises rights under art. 15, the state of residence of the employee must guarantee the elimination of double taxation with the exemption or with the tax credit.
Following the premise on art. 15 of the Model, already highlighted and described in the document of last April, the updated recommendations consider the application of Article 15 to the following cases:
- Wage subsidies and other similar income received by cross-border workers who are unable to do their jobs due to restrictions
- Workers blocked in a jurisdiction in which they are not resident, but in which they have previously exercised a job
- Workers who work remotely from one jurisdiction for an employer residing in another jurisdiction.
Income of cross-border workers that cannot perform their work due to COVID-19 restrictions (e.g. wage subsidies to employers)
In these cases, the OECD believes that the government subsidies received from employers and workers to ensure the continuity of employment positions even during the COVID-19 pandemic, must be attributable and, therefore, taxable, in the place where the work activity to which these subsidies refer. In the case of cross-border workers, therefore, this would be the jurisdiction in which they worked.
The OECD then expresses a suggestion regarding the extraordinary payments related to the loss of work or the interventions of Countries to support income from employment. The opinion is to consider such income in the same way as the benefits paid on the termination of employment relationships and, therefore, to tax in the country where the work to which they refer was provided. In this regard, the OECD, in fact, refers to paragraph 2.6 of its commentary to article 15, which clarifies that they should be attributable to the place where the employee would have worked. In most cases, this is where the person worked before the COVID-19 pandemic.
Alternatively, the payments could be assimilated to those that are normally received during periods of paid absence, the right of which arises in relation to the place where the work was performed. Examples of such other routine payments include vacation benefits, paid leave, sick leave.
Stranded workers: exceeding days of presence threshold due to travel restrictions
As mentioned above, the COVID-19 pandemic has limited the movement of internationally mobile workers, having as its main consequence the fact that individuals residing in one jurisdiction exercising an activity in another jurisdiction have found themselves stuck in that other jurisdiction.
In the document in review, the OECD summarizes the position taken by some countries (Australia, Austria, Canada, Finland, Germany, Greece, Ireland, New Zealand, UK and US) that have considered appropriate to ignore the exceeding of the threshold of days of presence (usually 183 days), given the exceptional situation caused by the COVID-19 pandemic.
From the examination of the guidelines issued by the various countries, it can therefore be seen that the recommendation by the OECD is that of reasonably ignoring, given the exceptional situation caused by the pandemic and the restrictive measures adopted by the individual jurisdictions, the overcoming the threshold of days of presence (e. the 183-day test based on Article 15, paragraph 2, letter a) of the OECD Model).
However, the suggestion remains valid to verify case by case, based on the provisions of individual international treaties as well as any new guidelines that each country may adopt.
Again with reference to exceeding the threshold of days of presence, the OECD in the document in question dedicates a paragraph to the position of the so-called cross-border workers, i.e. cross-border workers who, given the nature of their work, are resident in a given country, but frequently travel to a neighboring country for work.
The OECD clarifies that some jurisdictions have agreed special provisions with neighboring jurisdictions, to which employees frequently travel for work. These provisions assign taxation rights differently from Article 15 of the Model Convention. For example, under some of these provisions, employees traveling to a neighboring jurisdiction are taxable on earnings only in the jurisdiction of the country of origin, provided that any work performed elsewhere is limited to a set maximum period ( generally 4 to 6 working weeks).
Some of these treaties also include provisions under which telework days are considered working days within the jurisdiction where the activity is carried out. Some jurisdictions have agreed to consider the COVID-19 pandemic as a cause of force majeure or exceptional circumstance and, consequently, the time spent by the employee teleworking in their home jurisdiction is not considered for the purposes of calculating the maximum number of days of work allowed outside the place where the activity itself takes place.
Teleworking from abroad, i.e. working remotely from one jurisdiction for an employer of the other jurisdiction
In this paragraph, the OECD addresses the issue of the consequences that may occur, for the employer and the worker, following the change of the place where the work is carried out, in particular, when this change may involve a change in the tax law of one country with respect to another and when consequences may occur that have a tax impact on the employer's obligations as withholding agent and / or on the employee.
The OECD therefore describes some examples that illustrate the changes in the allocation of taxation rights on employment income and focuses on the possible consequences that would arise in relation to the application of art. 15 of the OECD Model, where the contingent situation would modify the existence of the requisites envisaged by the same art. 15.
This could lead, on the one hand, to the loss of the right to enjoy the exemption guaranteed by art. 15, with consequent tax obligations, on the other hand it could generate any credits following the application of unsuspended withholding taxes in the other State and, in some cases, double taxation with consequent charges related to the cash flow of the worker pending the reimbursement of the tax credit.
The OECD recommends, once again, to maintain a more flexible approach and an exceptional level of coordination between countries to ensure the management of an exceptional event such as the current pandemic.
In our opinion, a separate consideration would deserve the application of Italian legislation in reference to the determination of employee income based on conventional wages.
The Italian legislation on the taxation of income from employees provided abroad with art. 5 of Legislative Decree no. 314/1997 provided for the repeal of art. 3, paragraph 3, of the TUIR which provided for the exemption for employee income provided on an ongoing and exclusive basis abroad.
The art. 36 of Law no. 342/2000 has integrated the provisions for determining the employee income of the subject resident in Italy with the addition of paragraph 8-bis to art. 48 of the TUIR, today article 51.
In particular, it established the taxation of employment income produced abroad on an ongoing and exclusive basis, by a tax resident in Italy, based on conventional values (i.e. retribuzioni convenzionali) defined by the Ministry of Labor by Decree. In order for paragraph 8-bis to be applied, the activity must be provided on an ongoing and exclusive basis abroad and for a period of more than 183 days throughout the year.
For the application of this rule, a specific contract between the parties is required, which provides for the continuous and exclusive performance abroad, therefore this rule is not applicable to workers on business trips.
The tax base considers a conventional remuneration, therefore also the benefits do not fall under any autonomous taxation, because their amount is included in the conventional remuneration.
Therefore, where the contingent situation linked to the emergency would fail one of the requirements of art. 51 paragraph 8 bis, because for example the worker posted abroad finds himself having to work from Italy, then the problem would arise of having to subject the income produced abroad to taxation in Italy, determining the tax base, not more on the basis of conventional wages but even on the basis of actual income.
This would imply a huge burden in terms of taxes and administrative obligations, not to mention that the approach would go against what has been suggested so far by the OECD and by the EU itself in the field of social security and welfare.
In this regard, we point out a parliamentary question with written answer, no. 4/07439, presented by the deputy Simone Billi, in session no. 425 of 10 November 2020, through which it is requested to clarify, through national guidelines, what are the tax impacts deriving from prolonged lockdown periods, for cross-border workers and in particular for those who have been stuck in Italy for periods exceeding 183 days in 2020 and which may therefore have acquired tax residence in our country.
To date, the question is still unanswered. In the absence of national guidelines, we believe it appropriate to follow the recommendations issued by the OECD.
Let's Talk
For a deeper discussion, please contact:
PwC TLS Avvocati e Commercialisti
PwC TLS Avvocati e Commercialisti
PwC TLS Avvocati e Commercialisti
PwC TLS Avvocati e Commercialisti


text:
Need some advice? Click here to arrange a call back from a member of our team.
Total Price
Tax included.
Ethereal is a sublime wall and floor tile range that combines contemporary style with the natural aesthetics of stone.
Suitable for use in kitchens and bathrooms, the range features wall tiles and matching floor tiles.

subset: commoncrawl


text:
Legendary architect William Krisel, best known for his pioneering designs of mid-century architecture across Southern California, has died at his home in Beverly Hills. He was 92.
Krisel was a hugely influential modernist architect who designed more than 40,000 homes over the course of his long career—about three-quarters of which can be found in Southern California.
Between 1950 and 1966, Krisel partnered with architect Dan Palmer and the duo became famous for developing thousands of tract homes throughout Palm Springs and the Coachella Valley. In collaboration with the prolific Alexander Construction Company, "they brought excellent and elegant modern design to mass-produced housing," said architecture critic Alan Hess in a 2008 interview with The Times. "That's significant because every big name in modern architecture at mid-century tried to crack into the mass-produced housing market. And they all failed. Palmer and Krisel, who weren't at all well-known, solved the problem."
Often, those homes had a floor plan in common but in order to break up the sameness, they would vary the outward appearance. That meant employing playful roof lines on some, more ornamental features on others, or patterned concrete breeze block features, which allowed air to flow through the house. Their signature look became the slanted butterfly roof, which juts upward on either side of the house, resembling a pair of wings.
Krisel was also behind the glassy Fidelity Federal Savings and Loan (now the US Bank) building in Glendale, the Racquet Club Road Estates home, and many other custom homes from Bel-Air to Brentwood.
In recent years, his work has enjoyed a resurgence in Palm Springs, where not only are Krisel's modernist designs being restored, they are being reproduced, half a century later.
"Desert Modernism and the iconic home design of Palm Springs are synonymous with William Krisel," said Lisa Vossler Smith, executive director of Modernism Week. "He was a prolific and innovative architect whose pioneering work has led him to become one of the most important figures in American Midcentury Modern architecture."


text:
Injury time is heeeeeeere; anxiety and feeeeeeeeeear
We're only weeks away from actual, real, gameday football, folks! So that means it's time for one of everyone's favorite parts of the season: INJURY REPORTS!
Yesterday's update was particularly painstaking, as Eli Drinkwitz reported the loss of both Ja'Mori Maclin and Mookie Coopier (yeah, that one was tough to read) for at least the next few weeks.
"Both those guys have a really good grasp of the offense. So we anticipate, being positive, we're hoping that game week they'll be ready to roll. Don't know that, but that's kind of our mindset."
Maclin's injury is listed as a broken forearm and would keep him out 3 to 4 weeks, while Cooper's injury is in his lower leg and is listed as "indefinite," meaning he could be back in 10-14 days... or much longer. Heck yeah, I love to interpret vague coach speak!
With the potential loss of Maclin and Cooper, Mizzou is going to need someone to step up at receiver (though Drinkwitz has already said Barrett Bannister and JJ Hester will get the previously allotted snaps), even if it's not from the slot.
Could Tauskie Dove be the one to answer the call?
Tauskie Dove left Ennis Rakestraw Jr. on the floor in a 1-on-1 drill today. Ran it in for good measure. Certainly pleased somebody, judging by the audio. pic.twitter.com/b2UwL4TjvY— Calum (@C_McAndrew95) August 16, 2021
One thing that should help them through no matter who is on the field is the presence of team captains, which were just voted on yesterday. Case Cook was chosen for the second straight year, along with returning starters Connor Bazelak and Martez Manuel.
"It means a lot, especially this being the second time," Cook said after Monday's practice. "Like I've said before, and these guys probably know I wouldn't be anything without these guys, so for them to select me to be their leader and our captain it's like the greatest honor in my mind that you can receive as a member of a team, especially a football team."
Yesterday at Rock M
- In which the masthead discusses Blaze Alldredge, freshman linebackers and filling Nick Bolton's shoes
- In which Parker discusses the state of the football team after Practice No. 10
More Links:
- At the St. Louis Post-Dispatch, Ben Frederickson wrote about Michael Maetti, his pick for the presumptive MVP of Mizzou's season. Dave Matter also wrote about Trajan Jeffcoat, who could be in for a big encore season.
- Speaking of Dave Matter, the Post-Dispatch beat writer is joining 550 KTRS for Mizzou radio during the week. Take note if you're a St. Louisan.
- Wilson Moore at the Missourian wrote about Will Norris, the latest in the line of Rock Bridge graduates who end up at Mizzou (in football and otherwise!)
- Apparently yesterday was birthday day for Mizzou Athletics, which celebrated the special days of both softball coach Larissa Anderson and Sophie Cunningham.
- Happy (belated) 8-1-6 day to those who celebrate(d)!
Happy 8⃣-1⃣-6⃣ Day!— Mizzou Football (@MizzouFootball) August 16, 2021
@_nickbolton2 #MIZ pic.twitter.com/i5UBCxQuEA
- If you're looking to sign up for ESPN+, Rock M Nation now has an affiliate link: click Here for ESPN+ Now!
- If you're looking to sign up for a new streaming service, you can try FuboTV: click HERE for FuboTV access — FuboTV now has ESPN, CBS, FS1 and more sports channels.
(** RockMNation has affiliate partnerships. These do not influence editorial content, though RockMNation may earn commissions for products purchased via affiliate links.**)


text:
Celebrate love with these homemade Pink Valentine Cake Doughnuts dipped in sweet glaze and topped with sprinkles.
It is dessert? How about breakfast? It's all both!
It's one of the most amazing fried foods ever- the doughnut!
Valentine's Day is coming up. I'm getting in the lovey-dovey spirit with these super cute and festive cake doughnuts.
Some girls want jewelry, maybe a dozen long stem roses, or even a box of chocolates.
I'm a little different. Sure, I can't turn down something that sparkles and glitters, but the way to my heart is through doughnuts!
Over the years, I've made quite a lot of baked donuts: green velvet donuts, orange and poppy seed mini donuts, baked chocolate-hazelnut crunch donuts.
For this holiday, I'm making real deal fried doughnuts!
Valentine's Day Cake Donuts
I love the way these doughnuts turned out. They're so pretty!
Word of warning: the dough is really, really sticky. Don't be afraid to sprinkle cake flour as needed when you're rolling out the dough. Other than that, it's easy-peasy.
There is something magical and alluring about doughnuts– especially because they are a sweet treat that is acceptable to eat any time of day!
If the way to a man's heart is through his stomach- I got Alex's in the bag!
Tools and Equipment for Making Cake Donuts
- 3.5-inch donut cutter (either 2.5-inch or 3 .5-inch)
- candy thermometer
- heavy bottomed pot (such as Dutch oven or cast iron pot)
- wire cooling rack
Donut Cutter
THIS DOUGH IS VERY STICKY! Generously flour your hands, your work surface, and the donut cutter often.
(If you don't have a handy dandy donut cutter, simply use a 3 1/2-inch round cookie cutter paired with a 1-inch round cutter for the center.)
Candy Thermometer
It is important to use a candy thermometer to ensure even cooking.
Attach candy thermometer to frying pot to maintain proper cooking temperature. Oil temperature will fluctuate as you add raw dough to hot oil.
Heavy Bottom Pot
Choose a pot that retains heat well, such as a Dutch oven or a cast iron pot. This will help maintain even oil temperature resulting in more consistent cooked donuts.
Wire Cooling Rack
Fried donuts can be placed on paper towels to drain, or on a wire cooling rack. The rack allows for air flow, crisping up the cake donuts.
Set freshly glazed donuts atop wire cooling rack to allow any excess glaze to drip off.
Storage and Leftovers
As with all fried foods, these Valentine Cake Doughnuts are best served the same day they are fried. Ideally, you want to enjoy these donuts within hours of frying.
Should you have any leftovers or plan to transport these donuts, store them in a breathable box (like a cardboard bakery box or container with the lid slightly ajar).
The glaze needs air circulation. Otherwise, it will melt and make the donuts soggy.
Valentine's Day Cake Doughnuts
Cake Doughnuts:
- 2 cups cake flour
- 3/4 cup all-purpose flour
- 1 teaspoon baking powder
- 1 1/2 teaspoon fine sea salt
- 3/4 teaspoon ground nutmeg
- 1/2 teaspoon ground cinnamon
- 2/3 cup granulated sugar
- 2 Tablespoon vegetable shortening
- 1 large egg
- 1 large yolk
- 2/3 cup 2% milk
- vegetable oil, for frying
Pink Icing:
- 4 1/2 cups confectioners' sugar
- 2 teaspoon light corn syrup
- 1/4 teaspoon fine sea salt
- 1/2 teaspoon pure vanilla extract
- a couple drops of pink food gel coloring, as needed
- 1/3 cup hot water
- red jimmies (sprinkles)
- sweetened shredded coconut
Cake Doughnuts:
- Whisk together cake flour, all-purpose flour, baking powder, salt, nutmeg, and cinnamon in a medium bowl. Set aside.
- In the bowl of stand mixer fitted with a paddle attachment, mix together sugar and shortening on low speed. Mix until mixture resembles coarse sand. Add whole egg and yolk. Mix until creamy. Scrape down bowl as needed to ensure thorough mixing.
- Add 1/3 of dry mixture into mixing bowl. Mix on low speed until almost combined. Following with 1/2 of milk. Add another 1/3 of dry mixture, followed with remaining milk. Mix and end with dry mixture.
- The dough will be quite sticky. Once combined, transfer dough to a clean bowl. Cover directly with plastic wrap. Refrigerate for one hour.
- Filled a large pot with 3 inches of oil. Using a candy thermometer, bring oil to 370 degrees F over medium heat.
- Remove dough from fridge and transfer to generously floured surface. Dough will be very sticky. Sprinkle cake flour over dough as needed to ensure dough doesn't stick to surface. Pat dough into an even layer about 1/2-inch thick.
- Dip 2 1/2-inch round cutter in flour each time before cutting dough. Cut smaller doughnut hole in center. Fold and press dough scrapes together to cut out more doughnuts.
- Brush off any excess flour off the doughnuts before adding them to the oil hot. Depending on the size of your pot, add 4-5 doughnuts to the pot at a time. Be sure not to crowd the doughnuts. Set a timer for 1 minute and 30 seconds. By this time, the doughnuts should have floated to the top. Turn over doughnut and cook for another 90 seconds. Once golden brown all over, remove from oil and let drain on paper towels or over wire rack.
- Allow doughnuts to cool before dipping in pink icing.
Pink Icing:
- In a medium bowl add confectioners' sugar, corn syrup, salt, vanilla extract, pink gel coloring, and hot water. Use a whisk or a hand mixer to blend ingredients together until smooth. If icing is too thick, add hot water about 1 teaspoon at a time.
- Once doughnuts have cooled, dip one side into pink icing. Place dipped doughnut on wire rack, iced side up. Sprinkle desired toppings over icing. Let icing set until firm, about 10-15 minutes.


text:
|Product Name
|OEM customized zirconia ceramic screw alumina ceramic tubing
|Zirconia ceramic
|Can be Customed
|T/T,Western Union,Online payment by credit card are avilable
|Air transport:5-10 days;Ocean shipping:About one month.
|Zirconia ceramic are used in shaft, plunger, sealing structure, auto mobile industrial, oil drilling equipment, insulation parts in electrical equipment, ceramic knife, ceramic hair clipper spare parts,applicable to aerospace, medical, food and other field.
|Delivery Time
|1.Stock:Delivery within 3-5 days after receiving your payment.
2.OEM/ODM:The normal Lead time is 15-45 days, which depends on your quantity.
1.High temperature resistance
2.High density
3.High hardness
4.Chemical inertness
5.Good Wear resistance
6.High fracture toughness
7.Used in shaft, plunger, sealing structure, auto mobile industrial, oil drilling equipment, insulation parts in electrical equipment, ceramic knife, ceramic hair clipper spare parts
|Specific Density
|Hardness (HV)
|Bending strength
|Fracture toughness
|Grain size
|Elastic modulis
|Thermal conductivity (room temperature)
|Coefficient of thermal expansion(20~400ºC)
|X10-6 /k
We can supply the products according to customer's drawings, samples and performance requirement.
Packaging & Delivery
Packaging Details
Foam, blister box and carton
Guangzhou, Shenzhen
Lead Time :
|1 - 1000
|To be negotiated
Company Information
Our company offers variety of products which can meet your multifarious demands.We adhere to the management principles of "quality first, customer first and credit-based" since the establishment of the company and always do our best to satisfy potential needs of our customers.Our company is sincerely willing to cooperate with enterprises from all over the world in order to realize a win-win situation since the trend of economic globalization has developed with anirresistible force.
They are widely used in the petroleum, chemical,machinery building ,metallurgical industryand motors industries.The frictional factor of combination of silicon carbide and carbon graphite is the least.Shaped as customers' requirement and drawing.
Wrapped in paper first individually, then packed in bubble bags, then put in standard export carton packing, or OEM packing.Shipped by Express ( DHL, TNT, UPS, FEDEX, EMS ), Air, or Sea transport.
What is your product range?
1.Alumina ceramic, alumina ceramic tube, alumina ceramic rod, alumina ceramic valve, alumina ceramic spare parts, alumina ceramic shaft, alumina ceramic pin , alumina ceramic pin gauge, alumina ceramic bar, alumina ceramic plate,alumina ceramic sleeve, alumina ceramic valve, alumina ceramic plunger, alumina ceramic structure, alumina ceramic injection molding, alumina ceramic e-cigarettes parts, alumina ceramic arm, etc
2.Zirconia ceramic, zirconia ceramic tube,zirconia ceramic rod, zirconia ceramic valve, zirconia ceramic spare parts, zirconia ceramic shaft, zirconia ceramic pin , zirconia ceramic pin gauge, zirconia ceramic bar, zirconia ceramic plate,zirconia ceramic sleeve, zirconia ceramic valve, zirconia ceramic plunger, zirconia ceramic structure, zirconia ceramic injection molding, zirconia ceramic e-cigarettes parts, zirconia ceramic arm, etc
Are you a manufacturer?
Yes,our factory founded for many years,and we have decades years experience on industrial ceramic Production r&d and processing
If we can Provide samples?
1.Can be provided samples, sample cost add postage
2.Samples can be satisfied as customer's demands,and the sample cost is about $100-200,according to products dimenstion, pictures, drawing
3.Sample charge will refundable if the order QTY can reach 1000pcs
How we can pay for?
1.30% deposite payment,70%balance payment, small quantity 100% downpayment
2.We accept T/T.Western Union,L/C,Paypal.
3.Import duties,taxes and charges are not included in the item price or shipping charges.
These charges are the buyer's responsibility.
How many time will the products be finished?
1.Within 7 working days for sample making.
2.Within 30 days about the mass products production time,detail will according to quantity
What ways of shipping?
1.We provide factory price,so we don't bear the shipping fees usually.
2.Within 48hrs delivery once be paid from our factory,except the special situation.
3.We can contact the shipping company or your shipping agent.
4.The formal shipping way is :By sea,air,DHL,FEDEX,UPS,TNT
What competitive advantages do you have?
1.Competitive price
2.Good after-sale service
3.Fast delivery time
4.High quality control
5.Good choice for gift
6.Ceramic products is made of 95- 100% alumina ceramic or zirconia ceramic
7.Customized dimension,design,or laser engraved will specify by buyer
8.Provide one-step service from design,produce to quality control,sale and shipping
What can we benefit for you?
1.We provide OEM&ODM service
2.100%high quality before for every customer
3.Good after-sale service for customer
4.Wholesale price for regular customer
What do you have to ensure that what you said is right?
1.Full set of equipment ensure each process of product be finished,
2.First class of salesman to service for every customer's demands.
3.Excellent design staff to service for customer ,if you provide information and sample.
4.Highly efficient management systems and quality assurance departments
What information should I let you know once I want to make a inquiry?
1.The detail dimenstion, concerning products pictures, 2D or 3D drawing
2.If had color requirement?Ivory, yellow, or any other color
3.Which king of material do you want?Alumina ceramic or zirconia ceramic
4.If you need some special finish on surface?Fine polished, or rough polished, or mirror polished or sand blast.
Contact us
Shenzhen Jinlongda Ceramic Technology Co.,LTD
Add:Dongguan Changping Town Jewellery Park Cultural Industrial Park 3A401


text:
Iowa man dies from injuries suffered in Jeff Davis Parish crash
LAKE CHARLES, LA (KPLC) - Officials with Louisiana State Police say an Iowa man injured in a Nov. 30 crash has died.
The single-vehicle crash happened on U.S. 90, west of Pousson Road in Jeff Davis Parish, according to a news release from state police.
Trooper Derek Senegal said 41-year-old Brandy Lynn Lucker of Iowa lost control trying to pass a vehicle and crashed into a ditch. The 2007 Toyota FJ Cruiser overturned several times, causing Lucker and her passenger, 44-year-old Shane James Ardoin of Iowa, Louisiana, to be ejected.
Lucker sustained moderate injuries. Ardoin was transported from the scene with serious injuries. Neither was wearing a seat belt.
On the morning of December 6, 2018, Ardoin succumbed to his injuries and was pronounced dead at an area hospital according to state police.
At the time of the crash, Lucker was charged with improper passing.
The crash remains under investigation and additional charges are possible.
Copyright 2018 KPLC. All rights reserved.


text:
Lieserl Einstein's net worth
Facts of Lieserl Einstein's net worth
|First Name
|Last Name
Lieserl Einstein's net worth
Lieserl Einstein was born in early 1902 in Novi Sad, Serbia, in Mileva's parents home to Mileva Maric and Albert Einstein. She was one of the well-kept secrets of the genius man. Her existence was only revealed in 1987 when a batch of Albert and Mileva's letters were revealed. Unfortunately, it is exceptionally hard to predict the net worth of any deceased member of the Einstein family. Albert Einstein was the most famous scholar and scientist in physics. His works have affected the lives of the entire population of the world. People regard him as the most genius man in the world.
Before the Birth
Albert Einstein first met his future first wife Mileva Maric at the Zürich Polytechnic in Switzerland in the mid-1890's. Maric was the only woman among the six students in the mathematics and physics section of the teaching diploma course, the same course Einstein had taken. Till 1900, the two became both good friends and partner. They studied extra-curricular physical together. Albert and Mileva married in the year 1903. Their son, Hans Albert Einstein, was born in the year 1904.
After the Birth
The loving father and mother mentioned about their first daughter for the last time in the letter, dated September 19, 1903. In the letter, Albert expresses his deep concerns regarding his baby daughter suffering from Scarlet Fever. Likewise, in the letter, Einstein also requests Mileva to take care of the child registry to avoid potential future problems for the child. This is why experts believe that the couple gave Lieserl up for adoption.
Many have hypothesized about the life and death of Lieserl Einstein. The book "Einstein's Daughter" by Michele Zackheim states that Lieserl, who was mentally challenged at birth, died in 1903 in Serbia allegedly fighting against Scarlet Fever. However, the "Einstein Papers Project" written by Robert Schumann states that Maric's close friend Helene Savic adopted the child.
GermanAlbert Einstein's daughterSerbian


text:
Leaker was an employee of Nintendo of America
As we reported yesterday, a number of videos for the upcoming Super Smash Bros. game leaked online and revealed numerous new characters such as Duck Hunt Dog and Shulk. Since then many people have asked, "Who posted them?". Well, it seems Nintendo has already gotten their hands on the leaker.
On the recent NeoGaf thread entitled "Super Smash Bros. for 3DS & Wii U Thread XIII: Leak Dynasty," a post by LiamR claims that one of his anonymous sources has confirmed that the leak came from an employee of Nintendo of America. Needless to say Nintendo was not thrilled with one of their workers giving fans a sneak peek. Not surprisingly, the individual has already been fired and is looking at a possible lawsuit.
I have a source that has just informed me that Nintendo have identified the leaker. He has been fired and is being sued. He does not work at ESRB itself. He was an employee of NoA, who was sending materials to the ESRB. This is a completely internal leak.
LiamR also states in his post that the recently unemployed worker still has in his possession a final build version of the game. However, he suggests that the individual won't be leaking any more content.
The leaker, despite having been fired, still has a copy of the Smash Bros 3DS game in his possession; as well as one of the 3DS systems used for internal ratings. Nintendo has yet to seize these from him. It's a copy of the final build of the game. If there is more to be unlocked in the game, such as new characters, it is possible we'll see more from him (if he still cares to share it); given that he still has it. I doubt it though.
While the recent leaks have brought joy to many of us these past 48 hours, the leaker is going home jobless with an impending lawsuit. After everything is said and done, the question I would ask him is, "Was it worth it?".
59 news items
Rob Jones said:
I'm thinking no, it probably wasn't worth it! I imagine Nintendo's a pretty cool place to work.
9 years ago
Sword of the Necromancer: Revenant
cocotg said:
cocotg* ... Cocoto Magic Circus 2
FellaHaterPeP said:
because they stink of poop ... Super Mario Odyssey
fellers lover said:
i love fellers why do you hate them ... Formula Bit Racing DX
fellers lover said:
hi fellers hater pep ... Formula Bit Racing DX
FellaHaterPeP said:
BOOBIES ... Super Mario Odyssey
Wii's World is not officially affiliated with Nintendo! (but they wish we were).


text:
List of best and affordable docker development companies ranked based on proven skills & metrics. Identify leading Docker Development firms & plot their abilities.
KPITENG applies next-generation tools & technology to help business and industry transform their business digitally over the globe. In few month of journey, we delivered more than ..
KPITENG consistently remains on time with all deliverables. They foster a strong client relationship with a good management of the business. — Rashid Ali, CEO & Founder Gulf Pay, Gulf Pay
10decoders is a Custom Software Development Company helping clients to grow business through IT Consulting, Architecture Workshops and Low Code Platforms. 10decoders has an excelle..
If you are looking for full stack developers look no further! The team is well run by the leadership and the they were thoroughly professional from start to end.. — Swamynathan Chellapan, Founder & Director, Blue Maple IT
Telexar headquartered in Colombo, Sri Lanka is a software product engineering and technology innovation company specialized in developing digital products for enterprises and start..
The team at Telexar helped us to develop a delivery management service application. The team was able to understand our requirements, gave us a clear understand.. — Chathura Amarasinghe, CEO, Pick It Up
We are a reliable software technology partner for businesses across industries for digital transformation, process efficiency and automation. Our services include: Cross-platform ..
The pricing automation solution proposed by them was up to mark. We providing very little guidance after the initial project documentation, the team was very co.. — Sebastian Maling, General Manager, Dakoko Precision Components
The many features and benefits of partnering with us for your IT needs include: - Comprehensive technical support - we're here for you whenever you need us - Proactive technology s..
Thank you to Brymonsoft team for making this wonderful app for us! Especially we liked our character Leni. This is our pianist who was perfectly drawn by the de.. — Concertmaster, education Company
Zaptech Solutions was "born" from the desire to solve the problems of the people in a unique manner. Having 11+ years of experience in the industry, Zaptech Solutions specializ..
A reliable team, Zaptech consistently delivers high-quality products. You have developed a really amazing product. Thank you very much and I really appreciate a.. — Co Founder, startup Company
Dexoc is a leading IT outsourcing company that provides custom software application development, Mobile App for iOS & Android, BizTalk application development, eCommerce web, Azure..
Custom software development company - Dexoc has delivered results as if they were working on their own software application projects. Commitment to success sets.. — Kelly, CEO, BoatPlanet
Espeo is a software house dedicated to high-quality product development (including blockchain development), design and testing. For the past 8 years, we've been successfully craf..
Espeo is an excellent business partner that we can highly recommend to any company planning to outsource their software development. They simply deliver every s.. — CEO, marketing & advertising Company
We do not compromise on quality. To do that, we evolved and refined our technology stack over the years. You don't get to choose what programming languages to use, or what project ..
Great team! — Giovanni Toffoletto, CEO, LexDo.it
Software development team headquartered in Silicon Valley. We can take you from idea to customers with our design, data, and development services.
I have worked with Alex over 1.5 years with my company site and intranet systems. At first I needed only someone to finish a 2-3 week project, but this has led .. — Kalev Kulaase, Founder & Strategy Mastermind, Traveller Tours OÜ


text:
In this tutorial, Kasim Aslam from sol8.com walks us through using URL Parameters to dynamically populate keywords on HighLevel pages.
Dynamic Keyword Insertion Using URL Parameters (Guest Tutorial) Print
Modified on: Fri, 22 Jan, 2021 at 9:53 AM
Did you find it helpful? Yes NoSend feedback
Sorry we couldn't be helpful. Help us improve this article with your feedback.


text:
What is a Will?
A Will is a legal document that allows you to direct the distribution of your assets, appoint the individual you want to carry out your wishes, and nominate a guardian for minor children. These are the important aspects of a Will:
– Beneficiaries. Your Will specifies the names of the individuals you want to receive your assets and how your assets should be distributed.
– Executor. The individual you nominate as your executor Will collect and manage your assets, pay any debts, expenses and taxes that might be due, and then, with the court's approval, distribute your assets to your beneficiaries according to the instructions in your Will.
– Guardian for minor children. You may nominate a person to be responsible for your child's care if your child is under 18 at the time of your death.
A Will is just one component of a complete estate plan. An advance health care directive and power of attorney for asset management are also an important part of an estate plan. You should consult with an attorney to ensure that you have a complete estate plan.
Do I need a Will?
Yes, you need a Will if you want to specify who Will inherit your property. Even if you do not own a home, you can still specify how you want your cash and personal property to be distributed. A Will is also important if you have minor children so that you can nominate a guardian to care for your children in the event they are under 18 at the time of your death.
Can I write my own Will?
Yes, you can. California allows "holographic" Wills, which is a Will that is handwritten.
However, your Will must meet strict requirements to be valid. A poorly written Will or an invalid Will can create ambiguities regarding your intent and can lead to disastrous unanticipated consequences. Therefore, you should consult an attorney before preparing such an important legal document on your own.
What is the difference between a Will and a pour-over Will?
A pour-over Will is a specific type of Will used in conjunction with a living trust. If you have a living trust, you should also have a pour-over Will. A pour-over Will directs that your estate (any assets inadvertently left out of the living trust) be transferred to your living trust so that your estate can be distributed in accordance with the terms of the trust. A living trust can only control those assets that are titled in the name of the living trust (with the exception of certain assets that have the living trust as the beneficiary). Therefore, upon your death, if assets are left out of the trust, the pour-over Will is used to transfer such assets to the trust. If the value of assets left out of the trust exceeds $150,000, probate proceedings Will be required to transfer these assets. The goal is to have all your assets titled in the name of your trust so that the pour-over Will is never used.
What is a "living Will"?
A "living Will" should not be confused with a "Will" or "living trust." A "living Will" refers to a legal document that gives instructions regarding the use of life sustaining treatment. An advance health care directive accomplishes the same purpose of a living Will but also allows you to appoint an individual to make medical decisions for you in the event of your incapacity.
What happens at death if I have a Will?
If you leave a Will and the value of your estate exceeds $150,000, your estate Will be subject to probate. The individual you nominated in your Will to administer your estate (your executor) Will file a probate petition to open probate proceedings and present your Will to court. Probate is a court supervised proceeding where a Judge oversees the administration of a person's estate. Probate involves the resolution of creditor's claims, inventory and appraisal of assets, and distribution of the estate in accordance with the deceased person's Will. See the section on Probate for additional details. If your estate is under $150,000 (known as a small estate), there are informal procedures to distribute your estate without probate.
What happens at death if I do not have a Will?
If a person dies without a Will, the person has died "intestate." If you die intestate, your estate Will be distributed to your heirs in accordance with California's intestacy laws. The law may not distribute your estate to the people you desire. Also, the law gives priority to certain people to administer your estate, which may not be the person you desire. Therefore, having a Will or living trust in place prior to your death Will ensure that the people you desire Will receive your estate and the person you desire Will carry out those wishes.
If your estate exceeds $150,000, your estate Will be subject to probate. If your estate is under $150,000 (known as a small estate), there are informal procedures to distribute your estate without probate.
Should I have a Will or a living trust?
This depends on each person's particular circumstances. You should consult with an attorney to determine which option is best for your particular situation.


text:
Webcasting is the term given to a scenario where the DMU Replay session is broadcast live on the Internet whilst the recording is being made.
Using the webcast tool we can set up a session and share the link in advance of the class or event taking place so that people can click the link and watch the session as it is being recorded. Using the Share settings we can also open the Webcast up to a wider audience or by default it will only be available to students who are enrolled on the corresponding Blackboard shell.
To setup a webcast:
1. Login to panopto.dmu.ac.uk
2. Locate the module folder that you want to associate the webcast/recording with
3. Click the Create button and select Webcast
4. Add session name and a description to the Create Webcast panel, and click the Create button
5. Click the Share tab and copy the link. You will need to make this link available for students in Blackboard – as students will need to click this link to watch the webcast. Click this link to see how to add a web link in Blackboard.
Once the Webcast is created, you will be able to launch it using the DMU Replay recording software as part of the normal setup process by clicking Join Session and selecting the webcast from the list.
IMPORTANT NOTE: The discussion post/chat function is DISABLED for webcasting and cannot be enabled.


text:
INDIAN SHORES – Hear the roar, hit the door. Indian Shores leaders are sounding the alarm when it comes to mandatory hurricane evacuations.
New hurricane sirens are now in place in the beach community and are ready to warn people on Pinellas County's coastline when it's time to leave their homes and businesses.
Indian Shores leaders spent Friday afternoon testing out the new sirens. Come a major hurricane, they hope the sirens will save lives.
"It is extremely important that when you're told to leave the island, you leave the island," explained Indian Shores Police Chief Richard Swann.
Chief Swann said the new hurricane sirens will only sound when a mandatory evacuation is called and when you hear them, it's time to get up and go.
"They are to make sure there is no doubt that when an evacuation is ordered, you hear these sirens, it's time to leave," he added.
The USF Water Institute is committed to ensuring that our websites conform with Accessibility Support guidelines for people who need to use assistive technologies.
We are continually improving the user experience for everyone, and applying the relevant accessibility standards.
View our Accessibility Statement for more information.


text:
|No Title
|Registration Date
|4 Jan 2020
|Revision Date
|4 Jan 2020
Construction DecorationDoorknob
Titanium NitrideTiN Nanostructure Coating CAS Number : 7440-31-5
One of the most important parts of the house and kitchen's fitting are the door handles, which is one of the main components in interior design and decoration, and also is essential for safety. The door handles are made in a variety of types, such as plate doorhandle (one piece), Rozer Doorhandle, knob for a hub, and electronic handle. In addition to the desired application, features such as beauty, design and applied paint are important, as well as wear resistance, corrosion and color change in the fabrication of the handle. In order to prevent occurrence of blackness and wear due to the long time use of the handle, application of the coating on the surface is considered. The application of nanostructured coatings produced by Physical Vapor Deposition (PVD), brings uniformity in thickness, as well as high adhesion to the substrate and varied long lasting durable colors. Iran Handle Company, using the PVD method, produces handles with a TiN nanostructured coating with a high hardness, wear resistance and an attractive appearance.


text:
School enchantment (compulsion) [mind-affecting]; Level bard 1, sorcerer/wizard 1, witch 1
Casting Time 1 round
Range close (25 ft. + 5 ft./2 levels)
Magic > Spells (Paizo) > H >
Magic > Spells (Paizo) > H >
Your gestures and droning incantation fascinate nearby creatures, causing them to stop and stare blankly at you. In addition, you can use their rapt attention to make your suggestions and requests seem more plausible. Roll 2d4 to see how many total HD of creatures you affect. Creatures with fewer HD are affected before creatures with more HD. Only creatures that can see or hear you are affected, but they do not need to understand you to be fascinated.
If you use this spell in combat, each target gains a +2 bonus on its saving throw. If the spell affects only a single creature not in combat at the time, the saving throw has a penalty of -2.
While the subject is fascinated by this spell, it reacts as though it were two steps more friendly in attitude. This allows you to make a single request of the affected creature (provided you can communicate with it). The request must be brief and reasonable. Even after the spell ends, the creature retains its new attitude toward you, but only with respect to that particular request.
A creature that fails its saving throw does not remember that you enspelled it.
Source PPC:BotB
Greater Hypnotism
School enchantment (compulsion) [mind-affecting]; Level bard 4, mesmerist 4, occultist 4, psychic 4, sorcerer/wizard 4, witch 4
This functions as hypnotism, except it affects 2 Hit Die of creatures per caster level you have. You can make up to five requests (instead of a single request) to each creature affected by the spell, and the requests can be as long and as complicated as you desire (though they still must be reasonable).
Sign in|Report Abuse|Powered By Google Sites


text:
Caiani et al: Money, Consistency, and a Benchmark Model
In 2019 I started reading about Agent-based models (ABM). Despite being an up and coming field, there was already a huge body of literature. Too many models to individually understand and appreciate. How can I be more systematic?
Reading blindly across papers, I had only scratched the surface and reached a state of confusion. I had questions: How do I properly identify the underlying similarities, and differences? Which differences work? How can I compare models? What appears to be missing across the board? What questions haven't been asked?
I downloaded all ABM papers since 2015 as a start and filled any gaps as I went. This led me to discover various families of models existing (along the lines of those identified in Dawid and Delli Gatti). In doing so I formulated a plan to tackle this swath of literature and a series of questions to ask. Step one - identify the foundational papers in each ABM family, and understand their contributions to the field (why did it take off?). This is the first in a series of posts in which I hope to answer this question. To start, I picked one of my recent favorites: Agent based-stock flow consistent macroeconomics: Towards a benchmark model by Caiani et al. (2016). The use of benchmark model in the title sounded too intriguing...
Money - Who makes it?
In this 2016 paper, Caiani and his co-authors propose a stock-flow consistent agent-based model for a single-country macroeconomy. After reading through the frequently present discussion of the limitations of classic DSGE (Dynamic Stochastic General Equilibrium) models, we arrive at the core economic issue that the paper tackles: the structure and effects of endogenous money creation in agent-based models.
It is often assumed that financial institutions are simply intermediaries (with some frictions) that lend out deposits of real resources from savers to borrows. This is not so, as
In reality banks do not intermediate, but rather create additional means of payment ex-novo by granting loans to non-bank customers. Every new loan recorded on the asset side of the bank's balance sheet is immediately offset by a matching liability in the form of a new deposit, so that the loan creation process corresponds to an expansion of the bank's balance sheet.
From this the authors derive two consequences:
- The national accounting identity for savings and investment implies lending is a pre-condition for savings, and
- If banks are free to create claims that are accepted payment, credit creation potential has no upper bound in the amount of savings in the economy.
Effectively, money creation is driven by the banks' assessment of the implications of new lending. A bank can "create money instantaneously by expanding their balance sheet" - that is they grant new loans which are added to bank assets (receivable) and immediately offset with a liability (deposit). This is precisely what Caiani et al. aim to capture - the endogenous creation (and destruction) of money, which causes financial instability.
This is also in contrast to the way that legal money is thought about often - namely either the stock of money is constant. If it does grow, it is at an exogenous rate and is redistributed in lump-sum fashion to consumers. They suggest two more realistic channels:
- Cash advances from the Central Bank to banks at the CB policy rate. As Demand ~ Deposits this reflects endogenous dynamics of loans and their matching deposits
- Fiscal policy - the government transfers to the private sector. This increases the deposits of the receiving agent and equally the reserves of the bank holding that deposit
The reverse also holds true, as money is destroyed when a private agent transfers to the government. Reserves must be available for this (thus gov't spending precedes financing). An identity suggested in the paper is as follows:
In a closed economy (excl. CB cash advances): the amount of legal reserves and paper money in the private sector (bank + CB bonds) MUST match the amount of government bonds purchased by the Central Bank
In terms of policy, this implies that government spending funded by selling bonds to the Central Bank provides safe liquid assets to the financial system, which can be used as buffer in times of uncertainty and instability. We need to spend to finance, more importantly we need to spend to ensure the well-being of citizens in times of instability (If interested, Claudia Sahm has some interesting commentary on the debate about the stimulus bill in the U.S.).
Stock Flow consistency - Auditing for Economists
The second contribution this paper made is basing their macroeconomic ABM on stock-flow-consistency (SFC). SFC refers to the use of macroeconomic identities, or social accounting matrices, to account for each flow and stock of payment has a source and a destination. We effectively eliminate any black holes. It seems like a very natural and oddly trivial thing that one would expect all models to do, but unfortunately many still have sink-holes. Alas, it might be beside the point for smaller pedagogical models, but I think it is vital for these larger scale macroeconomic simulation models. The literature on this is sourced almost entirely from the work of Wynne Godley [1] and colleagues, who actually used this approach to point out the systemic risk in the 2000's and predict quite accurately the timing and mechanics of the 2008-09 financial crisis (for a recent review see Caverzasi & Godin, 2015, Post-keynsian stock-flow-consistent modelling).
Surprisingly, SFC isn't very common in ABMs. Caiani et al. point out one example, which is in the firm entry/exit process. Oft new firms with a given stock of capital and assets replace them. Where does that capital come from? Since they simply appear, this is an exogenous positive shock to model dynamics (counteracting the negative default shock). Banks need to record new deposits, which is a negative shock to their balance sheets.
There are a few models [2] that apply SFC principles to agent-based economics, with different approaches and different economic issues. The only model to begin with agents' balance sheets is the EURACE model [3] - though its sheer size and complexity makes it inaccessible.
In principle I think SFC is a great tool - it imposes important accounting principles including the transaction flow matrix and the full integration matrix (zero rows and columns), as well as the aggregate balance sheet. In a sense it is like having an auditor come to verify the model's accounting. In this respect, I would suggest stock-flow consistency become a requirement for agent-based models in addition to level-2 validation. It would essentially answer Tesfatsion's request for process validation.
The Model
The remainder of the model is rather straightforward in the sense that it aligns with common practices in the Macro-ABM communities. The households are simple, and the producing firms take a two-tier capital-goods and consumption-goods structure. The novelty of the modelling itself is that it explicitly considers agents' balance sheets including deposits, loans, and assets. Furthermore, the banks' choice in credit rationing and loan creation are different. In this case, there is an explicit (due to the balance sheet structure) consideration of the operating cash-flow and the potential that a firm will be able to meet the multi-period loan repayment schedule. The following flowchart, taken from the paper, is a stylized representation.
Their results indicate that the model leads to a quasi-steady state. Under certain parameterizations there emerge over-investment and over-extension of debt, causing a crash followed by a recovery. They also suggest that there is a lot more flexibility in the capital and liquidity realms than in the case where there is a limitation to lend out only what is saved.
That can't be all...?
Indeed it is not, to the best of my knowledge, there have been four follow-on papers since the original model have been proposed. These include extensions into the case of a monetary union with a common market, the extension of the firms in the model to allow for Schumpetarian innovation through investment, and finally, in all cases, analyses of fiscal policy. The whole list:
- Caiani et al. (2018) The effects of fiscal targets in a monetary union: a multi-country agent-based stock flow consistent model - Assuming a common banking sector, the model is extended to a case of 2, 6, and 10 countries.
- Caiani et al. (2019) The Effects of Alternative Wage Regimes in a Monetary Union: A Multi-country Agent Based-Stock Flow Consistent Model
- Caiani et al. (2019) Does Inequality Hamper Innovation and Growth? An AB-SFC Analysis
- Caiani et al. (2020) Are higher wages good for business? An assessment under alternative innovation and investment scenarios
References and Notes
[1] Godley and Cripps, 1983; Godley, 1997; Godley and Wray, 1999; Godley and Zezza, 2006; Godley and Lavoie, 2007; - recent review by Caverzasi and Godin, 2015
[2] Kinsella et al. 2011, Riccetti et al., 2014, and Seppecher, 2012
[3] Deissenberg et al. 2008, Dawid et al. 2012, 2014, etc.
** Cover by Tingey Injury Law Firm on Unsplash


text:
The Travelers Institute, the public policy division of The Travelers Companies, Inc. (NYSE: TRV), will host a symposium today at Carnegie Mellon University. The program, "Transforming the Driving Experience: Automated Vehicle Technologies and Human Attention," will bring together experts to address the safety, regulatory and insurance implications of advanced technologies that are on the road today.
In a recent survey of 500 Pittsburgh-area residents, Travelers found that only 30% of people feel comfortable with semiautonomous vehicles operating on the road and only 31% feel comfortable riding in a vehicle equipped with this technology. In addition, more than two-thirds of those surveyed feel that semiautonomous technology would reduce their ability to react quickly behind the wheel.
"While a fully driverless world may be years away, semiautonomous vehicle technology is a reality today and introduces new risks for everyone, including pedestrians, cyclists and other drivers," said Joan Woodward, President of the Travelers Institute and Executive Vice President of Public Policy at Travelers. "Understanding how to properly and safely use these new vehicle technologies, and grasping their limitations, will be an important element of roadway safety efforts for the foreseeable future."
Today's symposium, held in partnership with the RAND Institute for Civil Justice and Carnegie Mellon University's Traffic21 Institute, will begin at 11:30 a.m. ET and feature a panel discussion moderated by Woodward, which will include:
"The adoption of automated vehicles could dramatically improve safety on our roadways, but more people-centered policy and research are needed to maximize the benefits while minimizing the challenges," said Dr. Samaras, who will deliver today's keynote presentation. "This event is an opportunity to advance the conversation around the many potential impacts of this evolving technology."
As part of its effort to improve auto safety, Travelers recently joined the Advanced Vehicle Technology (AVT) Consortium at the Massachusetts Institute of Technology (MIT) and Partners for Automated Vehicle Education (PAVE), two organizations working to strategically advance research and public information about automated vehicle and driver assistance technologies.
Travelers' white paper, titled Insuring Autonomy: How auto insurance can adapt to changing risks, offers an assessment of the existing auto insurance structure, both personal and commercial, in the context of resolving claims and providing fair compensation to crash victims as vehicles become more autonomous. The white paper also describes how the development and rollout of automated vehicle technology will help spur innovation, increase public safety and protect American drivers and consumers.
"We're working to understand how new driving systems will impact our communities and how we can prepare for that potential disruption to maintain safety and improve equity and access. Collaborating with experts across public and private sectors is an invaluable part of that process," said Ricks.
For more information on today's event, visit the Travelers Institute's website.
About the Travelers Institute
The Travelers Institute, the public policy division of The Travelers Companies, Inc., engages in discussion and analysis of public policy topics of importance to the insurance marketplace and to the financial services industry more broadly. The Travelers Institute draws upon the industry expertise of Travelers' senior management, as well as the technical expertise of many of Travelers' underwriters, risk managers and other experts to provide information, analysis and solutions to public policymakers and regulators. Travelers is a leading provider of property casualty insurance for auto, home and business. For more information, visit www.travelers.com.
View source version on businesswire.com: https://www.businesswire.com/news/home/20191121005496/en/
Stephanie Arpin, 860.277.8876
Source: The Travelers Companies, Inc.
Multimedia Files:
To opt-in for investor email alerts, please enter your email address in the field below and select at least one alert option. After submitting your request, you will receive an activation email to the requested email address. You must click the activation link in order to complete your subscription. You can sign up for additional alert options at any time.
At Travelers, we promise to treat your data with respect and will not share your information with any third party. You can unsubscribe to any of the investor alerts you are subscribed to by visiting the 'unsubscribe' section below. If you experience any issues with this process, please contact us for further assistance.
By providing your email address below, you are providing consent to Travelers to send you the requested Investor Email Alert updates.
* Required
EQ Shareowner Services
1110 Centre Pointe Curve, Suite 101
Mendota Heights, MN 55120
Phone: 888.326.5102
Abbe Goldstein
Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.
© The Travelers Indemnity Company. All rights reserved.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Towers Square, Hartford, CT 06183. In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. In CA: Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6519; State of Domicile: Connecticut and Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6521; State of Domicile: Connecticut. In CA: Boat and Yacht insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority #0335-0, State of Domicile: Connecticut.©2018 The Travelers Indemnity Company.


text:
see Yachin
Within the Golden Dawn tradition, Jachin is the masculine energy expressed by the white pillar within the Solomonic Temple.
Your email address will not be published. Required fields are marked *
Comment *
Name *
Email *
Save my name, email, and website in this browser for the next time I comment.


text:
Philippians 2:13
We are all used one way or another by God. Whether we do something we don't normally do or say something we usually don't say or to act in a certain way at a certain time in our lives that we just don't usually act like. This could be a prompting by the Holy Spirit to accomplish something for God. To be used by God isn't always something that we feel or sense. Being used by God is one of the simplest things that we might never experience or should I say un-experience in our lives. What I mean by that is things happen in our lives that might sometimes seem a little strange or inconvenient, even annoying for us. However, perhaps God is using you in that moment of time to make a difference in someone else's life or even possibly your own life. God works in mysterious ways that we might not ever understand until we meet Him in heaven. God uses us to be a blessing to others, to guide others, and even to protect others perhaps sometimes without us even noticing. So next time you feel inconvenienced, annoyed or bothered just think; is the King of the world using me? God Loves Ya 😉


text:
From a Reuters article on June 18, 2013: But beyond the name change and new logo featuring an owl, Pinault gave few answers to shareholders about the future of Puma or Fnac, the group's CD and book business, which will list on the stock market on Thursday. Pinault called on shareholders to hold on to Fnac … Continue reading Nugget: PPR changes name to Keurig and starts Puma restructuring
Tag: Nike
Profile: Adidas Group AG.
Website: Adidas-group.com Factsheet: (link) Industry Profile: (link) Sportgamma.net articles on Adidas Back-of-the-Envelope Valuation Currently, the shares of Adidas AG. seem to be fairly valued. Using the takeover bid price of Timberland as the most recent real market multiple for a company in the sport apparel & footwear industry, we come at a fair value of … Continue reading Profile: Adidas Group AG.
The Global Athletic Apparel and Footwear Industry
Market size "In reality, Under Armour faces a legion of opponents in sports apparel, but it holds 3% — about half of leader Nike — of a widely competitive market. The $120 billion-plus market is split among 250 companies — from obvious businesses like Lululemon (NASDAQ:LULU) and Adidas (PINK:ADDYY) to even luxury players like … Continue reading The Global Athletic Apparel and Footwear Industry
Nike's brand new 5 year plan
According to this article Nike has come up with an ambitious 5 year strategic growth plan. Their aims are among others to: Double profits by 2015 40% revenue growth by 2015 Double sales in the Action Sports category, currently $390M (more on that in the next log) On March 5 Véronique Adam wrote an article … Continue reading Nike's brand new 5 year plan


text:
Before a long day of work on a few incomplete cases Sky sat at the desk in her flat, diligently preparing lesson plans. She needed to work quickly to finalize the material since word had it a few more people were now interested in her personal instruction. Though she sat with her eyes dancing across the page of yet another book of Italian fencing techniques Sky's mind was focused elsewhere. A confident voice played over and over in her thoughts…
"Great Builder, Our Father and Teacher, Bless the Lines of this House with your Divine Logic. Reason is our foundation, and Logic, our weapon. The Laws of the Universe are Constant."
Those were the words Brother Dominic Lapis had used the night prior to bless a new building in Clockhaven. Sky could not help but be intrigued by the Brothers, something about how they interacted with one another seemed so familiar. She audibly sighed, dog-earing the page before closing the book and opening up her weathered journal to write…
Wednesday, August 25th, 188-
Not all religious groups are blindly ignorant or painfully daft, or at least that is what I'm beginning to hope…
Last night I took a turn about town on my usual patrol and saw a strange shade of red on the ground in front of City Hall. Drawing near, my jaw tightened as I read the words "AND THE STREETS SHALL RUN WITH BLOOD" followed by a large circled star with an animal's head at the center. My mind quickly reeled with thoughts and speculations on who would do such a thing. Though I knew better I spoke of the possibility of urchins being the vandals as a small crowd began to gather. After that many of the events are a blur of memories, my concern with the safety of New Babbage and keeping facts free from opinions took most of my attention.
I do remember the Clockwinder arriving, being rather displeased, asking for a runner to be sent to the Church of the Builder and commanding that the symbols be cleaned up. As folks continued to discuss the identity of the perpetrator, Brothers Lapis and Rudyard arrived. I'll confess to being happy to see them once again, knowing that they are of sound mind and most importantly…users of Logic.
Though I had only met them this past weekend at the ball I have had plenty of encounters with them since for my trust to grow. (Sidenote: The Brothers dance divinely and have great senses of humor.) The Brothers quickly set to work examining the symbols and eventually proved that they believed the vandalism was not done by a true cult. I have yet to decide if I concur or not, but it is certainly a fair judgment. After all, it could be a new member of a cult attempting to impress the elder members…the possibilities are endless.
As the crowd dwindled, a few new people arrived to examine the symbols. The Brothers remained, patiently explaining their views on the situation. Eventually, Pip showed up causing tensions to spike. You see, the Church has been on the hunt for Pip for a while now. Something about lying, attempted murder and Stargirl, I believe. After some polite conversation, the Brothers carefully seized Pip and took him to the Church while they were followed by extremely concerned and angered onlookers. I quietly followed, fearing that the situation would escalate.
Soon after, I sat in the Church as debates filled the air, the onlookers attempting to politely hold their ground as the Brothers calmly explained and went about their business restraining Pip to a cell. In the end it seemed the onlookers and the Brothers had reached a polite conclusion to their discussions for the night.
I remained there for the better part of the evening, sitting and reading a book on carpentry written in Latin that Brother Rudyard was kind enough to let me borrow. Now the question remains, why was I there? Truth be told, I'm not quite sure, other than wanting to confirm that the Brothers would be kept safe. It perhaps seems strange that I am so drawn to them, but their closeness to one another and common goal reminds me so much of one of my old airship crews…Lapis and Rudyard standing in large similarity to two old mates of mine. Plus, Brother Lapis is also an expert in fencing and we have agreed to compare notes on the sport. I suppose I'm hoping to get to know them a bit better, and perhaps find some of that old camaraderie again.
I'll be sure to stop by the Church today to pay the Brothers a visit. Hopefully all will be well this evening…I still have plenty to consider.


text:
Puff Pizza Ring is an easy appetizer idea you can prepare just in few minutes and have it ready by the time guests arrive. It looks quite impressive and appetizing and takes no more than 10 minutes to have it ready to go in the oven.
You can make a lot of variations to the filling used, simply add your favorite ingredients either sweet or savory and roll it up to create this beautiful ring of puff pastry.
For this recipe I've used homemade tomato pizza sauce as I really like how it turns out but feel free to use any other sauce you have around if you are in a hurry.
This puff pizza ring should be served a bit warm alongside your favorite dipping sauce. Enjoy!
Baked Brie in Puff Pastry
Strawberry Puff Pastry Braid
Tomato Basil Tart
Puff Pizza Ring
- 1 sheet (9 oz - 275g) puff pastry , thawed
- Homemade tomato pizza sauce
- 1 cup (100g) Mozzarella cheese , grated
- 2 oz 60g) Pepperoni slices
- 2 tbsp (15g) Parmesan cheese , grated
- 1 egg , beaten
- 1 tbsp (7g) Parmesan Cheese , grated
- Preheat oven to 400º F (200C) and line a baking sheet with parchment paper.
- Unfold puff pastry and use a rolling pin to roll it out a bit to make it wider.
- Use a knife, pizza cutter or pastry cutter to cut thin strips all the way up to 2/3 of the length of the pastry.
- Spread tomato pizza sauce over the remaining long uncut dough. You can find my recipe for tomato pizza sauce here.
- Top with Mozzarella cheese, pepperoni slices and Parmesan in this order.
- Separate the dough strips a bit and start folding the dough with the filling all over the strips.
- Carefully transfer the log to the prepared baking sheet, form into a circle and seal the edges.
- Brush the top of the ring with beaten egg and sprinkle Parmesan cheese if desired.
- Bake for about 25 minutes until golden brown.
- Let it cool slightly before serving.
Did you make this recipe?
Please let me know how it turned out for you! Leave a comment below and tag @homecookingadventure on Instagram and hashtag it #homecookingadventure.


text:
The Long-term Impact of Medicare Payment Reductions on Patient Outcomes
This study examines the long term impact of Medicare payment reductions on patient outcomes using a natural experiment - the Balance Budget Act (BBA) of 1997. We use predicted Medicare revenue changes due to BBA, with simulated BBA payment cuts as an instrument, to categorize hospitals by degrees of payment cuts (small, moderate, or large), and follow Medicare patient outcomes in these hospitals over a 11 year panel: 1995-1997 pre-BBA, 1998-2000 initial years of BBA, and 2001-2005 post-BBA years. We find that Medicare AMI mortality trends stay similar across hospitals when comparing between pre-BBA and initial-BBA periods. However, the trends began to diverge in 2001-2005: hospitals facing large payment cuts saw increased mortality rates relative to that of hospitals facing small cuts in the post-BBA period (2001-2005) after controlling for their pre-BBA trends. We find support that part of the higher AMI mortalities among large-cut hospitals are explained by reductions in staffing level and operating cost following the payment cuts.
The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.
Published Versions
Vivian Y. Wu & Yu-Chu Shen, 2014. "Long-Term Impact of Medicare Payment Reductions on Patient Outcomes," Health Services Research, vol 49(5), pages 1596-1615.


text:
When adding the VSA indicators to a chart for the first time, or when you open the MT5 software, the VSA indicators use a lot of processing power. To help with this we have a couple suggestions.
- Change the maximum number of bars in history. To do this follow these steps:
- Click Tools on the menu of MT5.
- Select Options.
- Select the Charts tab.
- Find the Max bars in chart setting and change this to 20000.
- Click OK to save this change.
- When opening a new chart, it is best practice to change the chart to the highest time frame that you will use in the scanner. For example, if the highest time frame you use in the scanner is H4, then set the chart to H4 and let it load all bars. Do this before you add the scanner or a template that uses the scanner to your chart.


text:
It had been one month into the New Year when I realized that I hadn't really begun on my new year's resolution. What might that be? Well like many Americans across the nation, it was to get in shape.
I started thinking about my shape when I was filling out my dating profile on Match.com (I know it's kind of sad, but the bars haven't resulted in good dates lately). So when it asked about my appearance, my options were: "Slender, About Average, Athletic and Toned, Heavyset, A Few Extra Pounds, Stocky and No Answer."
Alright, so I didn't want to select "No Answer" because that could be considered suspicious, so I had to consider the options. I'm not "Slender", never have been, so that option was eliminated. I'm not "Heavyset" or "Stocky", so those options were eliminated, along with "Athletic and Toned".
Considering that my Nintendo game Wii Fit says that I am overweight (my BMI was at 25.55 last time I checked), I could've selected the" A few Extra Pounds" option. However, I consider myself to be in pretty good shape for my age so in the end I went with "About Average".
Thinking about it though, "Athletic and Toned" would mean that a person is in pretty good shape to be considered "Athletic", right. Let's say that I was to get in good shape, how would that make me "Athletic" if I don't even play sports?
I was never really big on sports to begin with. I liked volleyball when I was in elementary school, but I never really pursued it. One time I was picked as goalie for a soccer game at school, but was taken out because I blocked the ball. With my face!
Football confuses me, baseball seems to go around in circles and basketball can be entertaining at times, but I am too damn short to play the sport.
So, say I was to get in shape, all six pack abs and everything, why would that make me an "Athletic" shape? Perhaps that's why Match.com decided to add the "Toned" part to that option.
America does not make it easy to get in shape. In almost every corner there are temptations in fast food. McDonalds, Burger King, Wendy's Jack-in-the-Box, Carl's Jr., and the list go on and on. You can't travel 5 miles without coming across a fast food joint.
It's easy to feed our kids these fattening meals, especially when parents are on the go. I would know, my mother pretty much raised me on Happy Meals growing up. She was a working single mother and was always on the go.
Being raised on happy meals resulted in me being overweight for most of my teen years and, although I wasn't miserable, I wasn't necessarily happy either. Flash forward some 8 years later and I can say that I am much happier with my weight now than I was back then (60 pounds lighter too).
The truth is, trying to get in shape isn't only about looking good, it's also about feeling good. It's hard. It takes hard work and discipline, with both food and exercise but, in the long run, it is so much better for you.
Healthy eating and exercise reduce the risks of a lot of problems such as high blood pressure, cholesterol, type 2 diabetes and coronary heart disease.
Getting in shape has really been a challenge, and I'm still not even halfway to my goal. Already I can see the changes in my body. My lungs are stronger, my legs feel more powerful, I'm not as tired and my mood tends to be on the happier side.
I consider myself a healthy person, but I want to be able to fall under the "fit" category one of these days. And in reality, I do the healthy eating and all the exercise for myself, not for a website that offers a possibility of dating.
Perhaps having a new year's resolution may be a little silly and cliche, but sometimes challenging yourself is what you need to get things going. I am the only one who can keep me down, and I have no intention of being left behind.