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There is a traditional English carol called "Tomorrow Shall Be My Dancing Day." It's a carol that tells the story of Jesus' life, as told by Jesus. In its full version it takes you from the Incarnation through the Ascension. In the refrain at the end of each stanza, each piece of His redemptive work, Jesus sings "This have I done for my true love." What we have heard tonight in Holy Scripture, what we have sung of together, is what Jesus has done for you, His true love. Tonight, you heard salvation history. You heard of the Fall into sin and God's promise of a Savior from sin, and the death which sin brought with it. You heard that God's Light will break into our darkness, bringing with it the Mighty God, the Prince of Peace. You heard that the Light will shine forth in little Bethlehem, the Son of a Virgin, conceived by the Holy Ghost. This has Christ done for His true love!
Why does the Pastor preach? Scripture explains that the role of preaching the Word of God is how saving faith is created: "How then will they call on Him in whom they have not believed? And how are they to believe in Him of whom they have never heard? And how are they to hear without someone preaching? And how are they to preach unless they are sent? As it is written, 'How beautiful are the feet of those who preach the good news!' … So faith comes from hearing, and hearing through the Word of Christ" (Romans 10:14-17). The Augsburg Confession, seeing this connection between the Preaching Office and saving faith, summarizes Scripture on the Office of the Holy Ministry in this way: "To obtain [saving, justifying] faith, God instituted the Office of Preaching, giving the Gospel and the Sacraments. Through these, as through means, He gives the Holy Spirit who produces faith, where and when He wills, in those who hear the Gospel. It teaches that we have a gracious God, not through our merit but through Christ's merit, when we so believe" (AC V 1-3). The whole reason the Pastor preaches is so saving faith can be created, so we know that "we have a gracious God" who loves us and has saved us from our sin by the death and resurrection of Jesus Christ.
September 2023


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Sodium CaseinateHome Nutrition enhancers Sodium Caseinate
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Gluten free
About Sodium Caseinate
Sodium Caseinate Powder is a spray dried, high quality milk protein for use in a variety of food and nutritional application where binding and emulsification properties are important. This product has exceptionally good flavor. Sodium Caseinate Powder is made from the Yak milk with high quality in a scientific way. It contains various trace elements for human body. It is used not only as a kind of excellent food additive with high protein and nutrition, it is widely used in all kinds of food products such as meat processing, roasted food, artificial cream, coffee partner, baby food, cheese, various cake and candies, beverages, medicine, tobacco, cosmetics, and chemical articles for daily uses.
References on Sodium Caseinate
[1]. Colak BY, Peynichou P, Galland S, Oulahal N, Prochazka F, Degraeve P. Antimicrobial Activity of Nisin Incorporated Sodium Caseinate Extrusion-Blown Films: A Comparative Study with Heat-Pressed/Solution Cast Films. J Food Sci. 2016 Apr 6.
[2]. Hsieh CH, Wang TY, Hung CC, Jao CL, Hsieh YL, Wu SX, Hsu KC. In silico, in vitro and in vivo analyses of dipeptidyl peptidase IV inhibitory activity and the antidiabetic effect of sodium caseinate hydrolysate. Food Funct. 2016 Feb 17;7(2):1122-8.
[3]. Hsieh CH, Wang TY, Hung CC, Hsieh YL, Hsu KC. Isolation of prolyl endopeptidase inhibitory peptides from a sodium caseinate hydrolysate. Food Funct. 2016 Jan 20;7(1):565-73.
[4]. Kumar DD, Mann B, Pothuraju R, Sharma R, Bajaj R, Minaxi. Formulation and characterization of nanoencapsulated curcumin using sodium caseinate and its incorporation in ice cream. Food Funct. 2016 Jan 20;7(1):417-24.
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What is Dependency Injection? Unfortunately, the answers to the question seem to cause more confusion than help. We'll take a look at what Dependency Injection (DI) is, when we should use it, and what design patterns we can use to help us implement it. Benefits range from extensibility to late binding to testability. With every tool, there are also costs; we'll examine those so we can determine whether DI is appropriate for our application. No prior experience with dependency injection is required, but knowing the basics of .NET programming will be helpful. Slides, Demo Code, and Walkthrough available here: http://www.jeremybytes.com/Demos.aspx
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We would like to kindly thank Chandler - Gilbert Community College for allowing us to use their facility for this event.


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Greek Vinaigrette
September 22, 2016
Easy to make & so much healthier than store bought salad dressing, having no additives or preservatives. Makes a delicious marinade as well!
Yield: About 1 cup
1/2 cup extra virgin olive oil (EVOO)
2 Tblsp fresh squeezed lemon juice (about 1 small organic lemon)
2 Tblsp chopped fresh mint or 2 tsp dried
1 Tblsp chopped fresh basil or 1 tsp dried
1 tsp granulated garlic powder
1/2 tsp fresh ground black pepper (20 peppermill turns)
1 Combine all ingredients in a tight lid jar or bottle & shake well.
2 Refrigerate for at least 6 hours or overnight & give it a shake now & then.
3 Remove from frig about 20 minutes before serving, as ingredients will start to solidify.
4 Shake well right before serving. Store any leftover dressing in frig till ready to use.
Click Here to Print Recipe
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10 thoughts on "Greek Vinaigrette"
Perfect to make for the holiday season. Love that it is so quick and easy.
I have been looking for new dressing recipes recently, and this one looks perfect! I am trying to kickstart healthy eating in a few weeks, and I will be definitely using this Greek vinaigrette to make some delicious salads.
I will use this vinaigrette next summer for sure. With a tomato salad, some feta and olives. Thank you for sharing your recipe with us Simone.
I love the sound of this vinaigrette! Homemade is always better than store bought! I have never used rice vinegar. Need to try it!
This is a great share Simone, love the variety of ingredients used in it especially mint and basil. The combination must have a really nice flavor to it. Saving this for my next salad recipe.


text: Our day with Dicle was the highlight of our trip. The tour exceeded our expectations! Dicle was knowledgable, personable and led the day to meet our interests. My husband had the time to take many photos. He will forward the best when he has finished editing them. There are hundreds! Dicle is the only guide who has ever managed to find a yarn shop for me!! I also appreciated your input and suggestion to add the terrace houses. The terrace houses are a must-see.


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Rome is a city and special comune (named "Roma Capitale") in Italy. Rome is the capital of Italy and also of the Province of Rome and of the region of Lazio. With 2.9 million residents in 1,285.3 km2 (496.3 sq mi), it is also the country's largest and most populated comune and fourth-most populous city in the European Union by population within city limits. The urban area of Rome extends beyond the administrative city limits with a population of around 3.8 million. Between 3.2 and 4.2 million people live in Rome metropolitan area. The city is located in the central-western portion of the Italian Peninsula, within Lazio (Latium), along the shores of Tiber river. Vatican City is an independent country within the city boundaries of Rome, the only existing example of a country within a city: for this reason Rome has been often defined as capital of two states.
Read more at Wikipedia
Facts & figures
Country: Italy
City Population: 2,863,322
Elevation: 20 m
Coordinates: 41°54′N 12°30′E
Photo credits: Txanoduna, B, Paolo Margari, Pensiero, Pensiero, Gianni Dominici, Gianni Dominici, antmoose, Roberto Taddeo, Herbalizer. (cc)


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(Not sure what to create during your Open Studio time? Sign up for the session before this for a more hands-on project which includes studio time to play.)
* Art Markers
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QInvest, Qatar's leading investment bank and one of the most prominent Islamic financial institutions globally, won four titles from The Asset Triple A Islamic Finance Awards 2015. The Asset named QInvest "Best Investment Bank", "Sukuk House of the Year", and – in Qatar - "Best Asset Management House of the Year" and "Best Deal" , for the bank's role in assisting the Grand Duchy of Luxembourg with its debut €200 million Euro-denominated Sukuk .
The Asset Triple A Islamic Finance Awards 2015 Luncheon took place on Monday, June 8th, at the Diamond Ballroom, Mandarin Oriental Hotel, Kuala Lumpur.
Commenting on this achievement, Tamim Hamad Al-Kawari, QInvest's CEO, said:
"We are proud to be recognised by The Asset. The awards express our commitment and dedication to offering competitive financial solutions while contributing to the development of the industry. With the implementation of changes to the bank's structure across all business lines, the team continues to successfully deliver innovative Sharia'a-compliant financial solutions while acting as a gateway for investors looking to access Qatar's fast growing and dynamic market.
Al-Kawari added: "These accolades are a significant achievement for the experienced and talented QInvest team. They continue to develop world-class offerings, while responding to clients' and investors' needs for diversified opportunities for their portfolios".
The CEO of Asian Finance Bank Berhad, Datuk Mohamed Azahari Kamil, received the awards and celebrated QInvest's outstanding successes for 2015.
The Asset Triple A Awards are Asia's defining awards for recognition for excellence in the industry. Now in their second decade, the Triple As have witnessed significant growth in the industry's perception and appreciation. This reputation has been built on the stringent methodology and rigorous approach to the selection of the winners. The awards are adjudicated by The Asset's Board of Editors who collectively has several decades' worth of evaluating industry awards in Asia.
QInvest reported strong performance, recently, across its three core business lines – Investment Banking, Principal Investments (Real Estate & Investment Management) and Asset Management – with an increase in revenues by 27% and net profit rising 57%. The bank continues to focus on strengthening its brand to maintain its position as the leading investment bank in Qatar and one of the world's prominent Islamic financial institutions.
The Bank has been awarded a number of prestigious award since the beginning of the year, including:
• Global Leadership Awards 2015, Excellence in the International Banking &
Finance Sector Islamic
• Global Banking & Finance Awards 2015: Best Islamic Fund Management
Company in the Middle East & Qatar, and Best Islamic Asset Management
Company in the Middle East & Qatar
• The World Union of Arab Bankers 2015: Best Investment Bank in Qatar
• Euromoney Awards for Excellence 2015: Best Investment Bank in Qatar


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Meet the Creators
3rd generation store owners Erik and Justin saw the potential in pioneering something completely new to the eyewear industry. Between brilliant hand-dipped tints, rich woods, crisp custom engravings & the evolution of the original Diamond Cut Lens passed on from generations before – Diamante is born.
Brothers Erik and Justin uniquely combined fashion, optical and art into a one-of-a-kind accessory. Years of designing and perfecting the execution of our custom Diamond Cut Lenses® and Diamante frames has lead them to set the standard for limited edition luxury in the world of fashion eyewear.


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Consolas Font Pack
The Microsoft Consolas Font Family is a set of highly legible fonts designed for ClearType.
I've [blogged previously]/2006/03/cleartype-in-internet-explorer-7.html) about how I enabled ClearType because it should improve productivity. I've left it on at home with the LCD monitors, but I reverted back to the standard fonts on the CRT monitors at work as it was just too fuzzy to work with.
Unless you're using ClearType on a suitable monitor, I wouldn't bother with these fonts. They don't look that great on my CRTs. I'll give them a try at home though.
Categories: Fonts


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On October 30, 2019, the Treasurer for the Oglethorpe County Athletic Booster Club was arrested for Theft by Taking.
The Oglethorpe County Athletic Booster Club President contacted the Sheriff's Office in reference to some concerns over activity in their bank account. After an investigation a finding of facts and the time line of events were as follows:
On October 17, 2019 the Bank that keeps the accounts for the Athletic Booster Club contacted the president in reference to an email they received that was purported to be from her. She went to the bank and found an email asking the bank to pay off a loan taken out by one of the officers. The president had no knowledge of this loan and did not authorize payment of it. She looked at the bank statement and found there was only $71. According to their most recent financial statement rendered at their last meeting there should have been over $50,000.
The president pulled paper bank statements going back a number of years and met with the Athletic Booster Board Members to go through the statements. They found hundreds of unauthorized payments to credit cards, bank loans, car payments spa days and many others that were made by the current treasurer of the club Tiffany Gomes. The preliminary total of missing funds from the Athletic Boosters account was around $127,795.26 from February 1, 2017 to October 16, 2019.
The Athletic Booster Board members met with the Sheriff on October 22 to report what they have discovered. The Sheriff contacted the GBI to assist with the investigation due to the sheer volume of transactions involved.
On October 24 the GBI met with Tiffany Gomes about the financial transactions and her appropriating money from the Athletic Booster account for her own use. To her credit she owned up to all of it.
Some additional investigation was done and a warrant was signed for Theft by Taking on October 30, 2019. Tiffany Gomes turned herself in today, November 4th and is currently out on bond.
The case is still being investigated and additional charges will be made when this goes to court.
There are a number of people who are victims in this incident. Tiffany's ex-husband and children did not know this was going on at all. The Athletic Booster Board and members have been betrayed and the money they worked hard to raise was pilfered for personal gain of an individual who had no right to it. The Athletic Board has conferred with the Sheriff's Office in ways to put in checks and balances as well as oversights to prevent this from ever occurring again.
But ultimately the biggest victims in all of this is the children of Oglethorpe County who needs those funds to pay for uniforms, equipment, upgrades to the athletic fields and pay for travel for those kids who have earned the privilege to represent our community in competitions.
Justice will eventually be served in this incident and Tiffany Gomes will have her day in court. However in the short run hopefully the community can come together to help pay for the items needed by the children of our community.


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Sports is back! (Sports are back??)
In the past few weeks, I've been invited to play a few games of tennis, there's talk of getting a volleyball team together for some practice sessions soon, and I was recruited to play softball again this season.
I'm taking it slow with softball, but the few practices so far have been fun. It feels good out there, the weather's not too hot, and that lingering smell of leather on my left hand after an afternoon in the sun always takes me back.
Anyway, you may remember the fundraiser we put on in the summer of 2019 when the team made a last-minute, surprise run to get to the World Series in Kansas City. This year the big game/s will be in Columbus, Ohio. Provided I stay healthy, this is my new mission – to get us a bid to the Buckeye State. I commit to posting my stats in here at least once or twice in the next couple of months, even if they're terrible. I know the demand is high.
Stay tuned!


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An Ancient Technique Finds New Use in the PARI PARI Collection
The PARI PARI collection of furniture by Kodai Iwamoto looks like it was a blast to make! The striations of color and wood in the dining table, side table, and shelves were created using an ancient Japanese method called Hego. Traditionally used for making wooden shingles, it involves turning logs into planks using a machete rather than a machine. The method allows the wood to be cut down into thin sheets while retaining the expected feel of the wood surface. It also prevents the bending and warping that often occurs when using machines.
"PARI PARI" is an onomatopoeic Japanese word that refers to the sound of a thin plate breaking. For his three piece collection, Iwamoto used thin sheets of colored wood. They're laminated and glued together to form layers that are similar to plywood. The magic happens when the surface layers are peeled off before the glue has time to harden, leaving behind a pattern that resembles tree bark! There's little to no control when using the process, leaving the outcome to hope and chance.
In good news, Kodai Iwamoto was selected as a member of MAISON&OBJET's Rising Talent Award. The PARI PARI collection will be presented this month at the event.
To learn more about the PARI PARI furniture collection, visit kohdaiiwamoto.com/paripari.
Photos by Tomohiko Ogihara.


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Today we are very happy to share with you an amazing branding/stationery PSD mockup crafted by Javier Torres, a very talented designer from Mexico. This is the unique and very useful branding identity mockup. Use this free branding mockup to showcase your brand image and don't forget to spread the word!
Included With PSD Mockup
Format: Layered PSD
Smart Objects: Yes
Dimensions: 4000×2820 px
Minimum Photoshop Version: CS4
Size: 106.9 Mb
License: It's free for personal and commercial use.


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Painted cover by John Melville Kelly (18791962) who achieved greater fame as a painter of native Hawaiians and Polynesia. Feature articles on Extending the Highway Mileage and Midway's Midnight Sun. Black & white photos throughout.
All content is © 2019 Stuart Ng Books ( Facebook Twitter Blog )


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Even "Change" is Different Now. Your Strategic Planning Needs to Be Too.
As I look out my window and drive around my hometown of Omaha, it's evident that Fall is approaching. Technically, it started last Tuesday according to the meteorologists. It's my favorite time of year. I love the colors, sounds and smells of fall – burning wood from fire pits, corn harvesting and the smell of pumpkin everywhere! The changing of the leaves is a signal we all recognize. We're still at only about 20% of peak fall colors but the move to a bright, brilliant 100% maximum is inevitable, as it always has been.
It reminds me of the old maxim, "the only constant is change." But the funny thing about most things that change is that they were expected and predictable, following at least somewhat regular patterns. Even ancient civilizations knew this thousands of years ago; they could look at the stars and predict with amazing accuracy when the seasons would change, thus improving their odds of a successful harvest. Nowadays, there are a lot of other "changes" we've come to expect as Fall approaches. Students and teachers go back to school, football once again dominates TV on Saturdays and Sundays, hurricane season replaces calm conditions in the Gulf and the Atlantic. And in the insurance industry, leadership teams shift their focus to their annual strategic planning process.
This year, however, the transition of the chlorophyll in trees' leaves from green to red and yellow may be the only change that is occurring as expected. School administrators, students and parents are struggling to find the right balance between virtual and in-person instruction while also keeping everyone safe (as many businesses are doing as well). Football is back, but the stands are empty and crowd noise is digitally pumped through stadium speakers, not organically through the lungs of thousands of fans. Hurricane season is like none we've seen since most people can remember. We've already gone through all 26 letters of the alphabet and have had to move on to the Greek alphabet for naming the storms.
And insurance industry leaders are still getting geared up to do their annual strategic planning. But with all of the changes to the "expected change" we're seeing, the traditional annual planning process needs to change.
It's Time to be Bold
I first made this point in my blog last week, emphasizing that the traditional planning process needs to exhibit much bolder thinking — and action. The unprecedented conditions created by the COVID crisis have accelerated to light speed many changes that were already moving rapidly before the pandemic. Most notable … the imperative to transform to a digital insurance business model leveraging an API-enabled, microservices-based cloud platform and ecosystem of partner services and capabilities. Digital has been in the top 3-5 strategic priorities for insurers over the past few years. We expect it to become the top priority now.
Last week I highlighted McKinsey's research about the economic profit gap that has been widening between 23 industries they have been tracking since 2010, noting that those with future-ready, digital business models were in the top tier[i]. Unfortunately, insurance was one of six industries in the bottom tier. And, importantly, I emphasized that COVID is widening the gaps between the top and bottom tiers, as the impact of the pre-pandemic trends have become even more acute with the massive changes created by COVID. It is a similar gap we have seen widening between Leaders, Follower and Laggards from our Strategic Priorities research over the last 5 years.
McKinsey's research showed that the companies who create the most economic profit pursue five bold moves. And with the rapid acceleration of changes occurring right now, considering bold moves like the ones suggested by McKinsey in your strategic planning is now more important than ever:
- Dynamically shift resources between businesses: Reallocate at least 60 percent of surplus generated over a decade. This means invest in your own business – both for today's and tomorrow's business to ensure you have a future.
- Reinvest a substantial share of capital in organic growth opportunities: Be in the top 20 percent of the industry by strategic reinvestment relative to new business premiums. Typically, that means spending 1.7 times the industry median. Based on most industry analyst assessments, historically the average investment in IT by insurers has been 3-4% — that just keeps you even at best. Look at increasing this to 5-9% or more to leap ahead.
- Pursue thematic and programmatic M&A: No individual deal is larger than 30 percent of the market cap, but the total value of deals over a ten-year period is greater than 30 percent of the market cap. State Farm's acquisition of GAINSCO is a great example of this bold move…something brand new for this almost 100-year-old company known for its steady, conservative nature. We expect to see more M&A over the next 12-24 months.
- Make game-changing improvements in productivity: Reduce costs in line with the top 30 percent of the insurance industry. This is where next generation cloud-enabled core platforms that embrace new technologies are positively impacting operational effectiveness and efficiency — particularly with a pay as you grow model.
- Positively increase underwriting margins: Improve underwriting capabilities to be in the top 30 percent of the industry by gross underwriting margin. Insurers must look to new sources of data and advanced analytics to create dynamic, real-time, continuous and fluidless underwriting that is more highly automated, allowing your valuable underwriters to focus on the complex.
This bold approach to strategic planning is something we've emphasized for the past couple of years in our Strategic Priorities research. The two-speed strategy we derived from this research aligns closely with McKinsey's five bold moves:
- Bold moves 1 and 2 align with Speed of Innovation – Build a new business model to meet the demands of the next generation of customers, introduce new products and services and channels.
- Bold moves 3, 4 and 5 align with Speed of Operations – Modernize and optimize the existing business by replacing legacy systems with next-gen cloud, API and microservices enabled core systems in the cloud to engage customers and channels more effectively to keep and grow today's business.
Our research highlighted the growing gaps between the Leaders, who are more boldly positioning themselves for the future of insurance, and the Followers and Laggards whose chances of becoming irrelevant are real. Leaders continue to distinguish themselves from the other two segments with their stronger focus on strategic initiatives that support the two-speed strategy. As seen in Figure 1, all three segments are focused on the foundational aspects for modernizing and optimizing the existing business – which is good. While there are gaps, they are relatively small and can be addressed.
Figure 1
However, with regard to speed of innovation and creating the business for the future, the significant gap between Leaders and Followers with Laggards is striking, as seen in Figure 2. Leaders and Followers are well-ahead of Laggards with their plans and active development for channel expansion, entering new markets, adding value-added services and integrating emerging technologies.
Figure 2
Crises Create Opportunity
Even before the additional disruption that COVID has created, we emphasized the opportunities for creating new value that crises create. Last year we highlighted a December 2018 Boston Consulting Group (BCG) article on creating value from disruption describes how some companies successfully navigated disruption— earning the title, "thrivers."[ii] It stated that successful reinvention requires making a large bet—one that can overcome the drag of the old way of doing things.
Making that big bet requires leadership, confidence and expertise to eliminate the "knowing – doing" gap. We see big bets being made in new business models, products and services from both InsurTech and incumbent insurer leaders who are "early responders," capturing customer and market attention.
As noted in the BCG article, those who wait will need to make bigger and potentially riskier bets to gain parity with the "early responders." As "early responders" gain growth momentum, the "knowing –doing" gap grows, leaving followers and laggards with dwindling options and relevancy in fast-changing market.
With the arrival of COVID-19, McKinsey is doubling down on the urgency to be bold in order to seize the opportunities and avoid the threats created by the pandemic, as highlighted in their July 2020 report, The Great Acceleration:
"In times of crisis, however, the burning platform is clear, leaders are often in military-command mode, and pre-crisis budgets have become obsolete. Resources are easier to reallocate when no one needs to be convinced of the need for a rapid response and the individual targets set before the crisis no longer apply."[iii]
Need Some Bold Inspiration?
There are many companies that didn't need a crisis like COVID to motivate them to reinvent their insurance business model, which can serve as examples and inspiration for the types of bold moves the rest of the industry needs to build into this year's annual strategic planning. Consider these nine different business models and some of the companies that are playing in these spaces:
- Social Good & Transparency: Lemonade, Hedvig
- Peer-to-Peer: Friendsurance, Guevara
- Affinity/Program Business: Aon, QBE
- B2B2C Ecosystems: PingAn, Allianz
- Embedded Insurance: Nationwide + Toyota, Acko + Amazon
- Digital Platform: Spire, Generali, Pie Insurance, Trov
- Parametric: Munich Re and Farmers Edge
- Membership/Subscription: BOXX Insurance, Zipcar
The innovators creating these new businesses come from all segments, including traditional insurers, greenfields and startups, and outside industry entrants including automobile manufacturers, "Big Tech" and more.
Auto manufacturers are leading with embedded insurance and subscription models, which our primary research has shown to be growing in popularity among insurance customers. The interest in purchasing insurance from Google, Amazon and other Big Tech is also growing, as evidenced by our research and other sources as well. In fact, Capgemini reported that policyholders' willingness to buy from these companies reached 44% in April 2020, from only 17% in 2016.[iv]
These companies are leveraging an outside-in, customer-first approach with cloud-native digital platforms and ecosystems to create a true customer experience, not just a "machine" to execute insurance transactions. The rapid ascent of these outsiders with their digital business models should be motivation enough for insurers to make bold strategic moves – starting with this year's annual planning.
Make Your Bold Move Now
Change, as we have known it, has changed. It is faster, deeper, wider and more powerful than we've ever been used to before. The ways we've analyzed and adapted to change in the past, namely, through the annual strategic planning process, won't cut it in this new environment.
Your strategic planning needs to be bold enough to match the velocity and magnitude of the changes we're facing right now. In this year's annual plan, it will no longer be sufficient to allocate most of your resources to maintaining the status quo of your current systems and processes. Look at our Strategic Priorities 2020 report to see where you are compared to others as you prepare plans. Consider accelerating areas that you are behind to close the gap.
Resolve to boldly allocate your resources to a true two-speed strategy: Modernize and optimize your existing business with next-gen cloud, API and microservices-enabled core systems; and build a new business model with next-gen technology to meet the demands of the next generation of customers.
Are you ready to make a bold change?
[i] DiAmico, Alex, et al., "How to win in insurance: Climbing the power curve," McKinsey & Company, June 18, 2019, https://www.mckinsey.com/industries/financial-services/our-insights/how-to-win-in-insurance-climbing-the-power-curve
[ii] Farley, Sam, "Facing Disruption? The Need to Reinvent? Better Move Fast." Boston Consulting Group, December 4, 2018, https://www.bcg.com/publications/2018/facing-disruption-need-to-reinvent-better-move-fast
[iii] Bradley, Chris, et al., "The great acceleration," McKinsey & Company, July 2020, https://www.mckinsey.com/business-functions/strategy-and-corporate-finance/our-insights/the-great-acceleration
[iv] Violino, Bob, "Coronavirus drives more consumers to consider big tech for insurance," DigitalInsurance, September 22, 2020, https://www.dig-in.com/news/coronavirus-drives-more-consumers-to-consider-big-tech-for-insurance


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We take a look at the Hungarian saint's life and why he's so important at this time of year.
When is Saint Stephen's Day 2018 and what happens on the Feast of Stephen?
Saint Stephen's Day falls on December 26 on what is known as Boxing Day in the UK.
It is also an official public holiday in Austria, Balearic Islands, Catalonia, Croatia, Czech Republic, Germany, Ireland, Italy, Luxembourg, Macedonia, Montenegro, Norway, Denmark, Estonia, Sweden, Finland, Romania, Serbia, Slovakia and Poland.
It is classed as the second day of Christmas and the day is even name checked in the Christmas carol Good King Wenceslas.
In Ireland, December 26 is celebrated as Saint Stephen's Day and is a national holiday also known as Wren Day.
The name "Wren Day" alludes to several legends linking episodes in the life of Jesus to the wren.
On the day, Irish people will mark the Feast of Saint Stephen by dressing up in old clothes, wearing straw hats and travelling door to door with fake wrens.
The day is also filled with song, dance and music.
Who was Saint Stephen?
Saint Stephen was stoned to death for blasphemy around 34AD after accusing Israeli authorities of murdering Jesus.
He is the patron saint of Hungary, horses, deacons, headaches, coffin makers and masons and is often portrayed as carrying a pile of rocks or with rocks on his head.
Stephen was one of the first deacons of the Christian Church and was the first Christian martyr, after being stoned to death.
The only primary source for information about Stephen is the New Testament book of the Acts of the Apostles.
The Catholic, Anglican, Lutheran, Oriental Orthodox, Eastern Orthodox Churches, and the Church of the East venerate Stephen as a saint.
It is thought that he was a Greek Jew before his conversion to Christianity.
Many think that Stephen was initially buried in a grave to the north of Jerusalem.
However, his body was later exhumed and moved to a new location outside the Damascus Gate, where his stoning is believed to have taken place.
However, part of the right arm of Saint Stephen is enshrined at Trinity Lavra of St Sergius in Russia.
Source: Read Full Article


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Dragon Ball Super: Gift Collection 2022 [GC-02]
This listing is for ONE (1) Gift Collection Box.
➀ Five ZENKAI Series Set 2 booster packs!
➁ Gift Collection 2022 exclusive Alternate Art! 1 random card from 3 types!
➂ Newly designed deck case and card sleeves! Exclusive artwork!
➃ New gameplay mechanic side deck sleeves! 1 random set from 3 types!
[Product Name]
Gift Collection [GC-02]
• B19 Booster Packs x5
• Alternative Art Card ×1 (3 types in total)
• Exclusive Deck Case ×1
• Exclusive Sleeves ×66
• Exclusive Side Deck Sleeves (3 types in total)
Product is brand new/factory sealed. Minor imperfections in shrink wrap and product packaging may occur and does not qualify for a replacement.
Any issues related to mispacks, misprints or other manufacturing issues must be resolved by contacting Carddass directly.


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LinkedIn Profile Basics
- Professional Picture of Just You
- Explain How You Help Your Customers
- Add Skills & Endorsements (Ask other professionals for endorsements.)
- Make it Easy for Someone to Communicate
- Post Articles via Long Form Publishing
- Don't Join ONLY Insurance Groups, Try Others to Connect with More Professionals
- Don't Sell in Groups
- Message Occasionally
- Actively Build Your Network
Building Your Company Page
- Ad Design: Keep in mind and consider professional advice if you want to start advertising. They can create custom ads that are very intriguing while following set guidelines.
- Defining the Target Audience: For every ad you create, define your target audience. This helps make sure your ad is being displayed to the person who you want as a customer!
- Payment: Keep in mind that LinkedIn ads are more expensive but the ROI could be higher.


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Avizo Experts-Conseils, a trusted partner
For over 30 years, the professionals at Avizo Consulting have offered their clients a wide range of services in environment, engineering and construction of infrastructures.
They work day after day to protect the natural environments and ensure the sustainability of municipal, industrial and commercial infrastructures.
All over the province of Quebec
With its five offices in the province, Avizo Consulting offers an impeccable service level to municipalities, commercial and industrial companies and government works providers in Quebec, Eastern Ontario, New England and the Maritimes.
Montreal | Quebec | Sherbrooke | Drummondville | Granby
Our teams use the AGILE methodology
In order to offer its customers adapted services in a constantly changing environment, Avizo Consulting has implemented an AGILE management method.
This management model gives the teams at Avizo Consulting the necessary leeway to accomplish flawlwssly the projexts they're assigned to. The AGILE management methodology is based on a paradigm shift in the daily activities of our teams.
Paradigm shift in the management of Avizo Consulting's project teams
Our teams work differently. We took a new approach that eliminated a lot of friction. AGILE management allows everyone to evolve and everyone to contribute to the success of Avizo Experts-Conseils.
From confinement in a departmental silo, we move on to sharing common objectives in teams managed in AGILE mode
- From hierarchical relationships, we are shifting to relationships between individuals
- From control by managers, we are shifting to empowerment of the teams
- From over planning, we are shifting to experimentation and continuous improvement
- From a hierarchical structure with several levels, we are shifting to a horizontal structure
- From the hasty fixing of the concepts and objectives of the projects, we shifting to a continuous validation with our clients
Using a push-pull approach
Avizo Consulting has implemented a simple and flexible business model centered on the fulfillment of its clients' mandates by autonomous teams at the best price, time and quality.
For any questions about our working method, consult a member of the Strategy and organizational development team.
Our teams take on diversified projects
No matter the stage your project is at, the members of our teams can assist you. From the preliminary study to the execution and supervision of the work our professionals can provide adapted solutions for your project.
Contact our professionals now to get a quote.
The history of Avizo Consulting
The merger of Environnement ESA (1992) and Groupe Poly-Tech (1993) created Avizo Consulting in 2012.
In 1997, the Laval office was opened. In 2005, the Granby office opened its doors and the Drummondville office followed closely in 2007.
2014 saw the opening of the Longueuil office and the founding of Axio environnement, a subsidiary of Avizo Consulting.
In 2015, the new head office of Avizo Consulting was inaugurated in Sherbrooke.
In 2017, as we celebrate the 25th anniversary of Avizo Consulting, the Montreal area offices are consolidated in Saint-Laurent. Avizo Consulting acquires the engineering activities of Nordikeau and opens an office in Quebec.
In 2019, a new company was founded, Avizo Construction, specializing in the construction and optimization of wastewater treatment and waterfront development.
In 2020, Axio environnement merges with Avizo Consulting.
And in 2021, Avizo Consulting is setting up a new organizational structure based on multidisciplinary teams using an AGILE methodology.
If you want to be part of one of our multidisciplinary teams and create the future of Avizo Experts-Conseils, visit our careers page.
Mission, vision and values
What is the mission of Avizo Consulting?
We forge with our customers and our partners relationships of trust with their partners and customers by measuring and improving their environmental performance through concrete contributions and by developing their infrastructures.
What is Avizo Consulting's vision?
We want to become the reference in Quebec for clients looking for integrated solutions ranging from environmental measurement to infrastructure development.
What are Avizo Consulting's values?
- Building on innovation: We are seeking every technological solutions that can improve our work. We use new ways of doing things to make the delivery of our services more efficient.
- Remaining agile: We are always ready to adjust to situations and have an organizational structure that allows us to do so.
- Behaving rigorously: We operate in the fields of engineering and environmental sciences, our clients expect us to maintain high standards of quality and competence.
- Promoting health and safety: We are involved in many high-risk activities. We must prioritize safety.
Where does the name Avizo Consulting comes from?
Avizo Consulting comes from the word aviso which designates a fast and light ship used for diversified tasks.
The founders, Charles Duguay, Germain Thibault, Marc Raby and Pierre Rouleau, wanted to create an organization that would support its customers with their water related projects, from A to Z.


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There's lots of beautiful die cuts like this Kimono and Pagoda as well as Cherry Blossoms, Paper Cranes and Waves!This card starts with the Kyoto Emboss fan background. After I embossed I ran a distress ink pad over the raised surface to bring out the details. I love that it cuts and embosses at the same time so there are some punched holes that let even more color peek through.
The Pagoda is a two piece die - the top arch of the Pagoda cuts separately from the base. This is a large detailed die that takes up an entire A2 size card.
Again, this die set comes with a detailed die that inserts into the background die so you can cut either an outline or the detailed image.
I love celebrating different cultures and love this sweet escape to Destination Japan! Click here to jump to the Spellbinders store to see all of the inspired images.


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Unpacking the Archive/ The Living Archive: Process and Pedagogy workshops
Isabel Bader Centre for the Performing Arts, Art and Media Lab
March 10 – 12, 2020
The women will unpack their archive in public and speak to the material they find of interest, creating inter-generational dialogue consistent with a living archive. These conversations will be recorded by students and transmitted to the Agnes Etherington exhibition.
Tuesday March 10, 2020; 2:30-5:30pm: Inuit Midwifery in Igloolik: exploring traditional medicine by and for Inuit women
Wednesday March 11, 2020; 1:30-4:00pm: Before Tomorrow: the making of, interviews and unseen footage of the award-winning film
Thursday March 12, 2020; 2:30-5:30pm: Unakuluk (Dear Little One): adoption: embracing family


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The 2008 Boston Marathon was today, and the course went just past the end of my block in Brighton. I'm usually drawn to road races as a spectator, since I'm not in anywhere near the condition to execute on a race like this right now, I get my kicks from cheering on the runners of the day.
Part of it is just the energy you get from cheering on total strangers. The other is the quiet self-motivation that I should be in training myself. My two marathons from in Portland are starting to seem a little far off, and neither of them were in a time that would have qualified me for the race today.
I did use the excellent vantage point at Cleveland Circle to take some footage of the elite runners group–ment and women leading the pack. I compiled the video and a few photos into a 90 second video and went ahead and tested out Flickr's new video features.


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Characteristics of How to Get Rid of Acne Fast OvernightLots of people are interested in ways about how to remove acne overnight at home. Back acne sometimes thought of as bacne can be especially troublesome. It is the most common problem among teenagers. Exercise regularly One of the absolute most productive ways with which you are able to eliminate acne fast is to maintain aerobic exercises. You will be able to get rid of acne fast through the use of one of the subsequent 10 natural practices. Lots of people are thinking about how to remove acne overnight, particularly if they get large, painful pimples and wish to remove them the following day. If you're suffering from cystic acne and you would like to decrease the look of blemishes on your face, you should incorporate a zinc supplement in your diet plan everyday to get rid of the acne from within.
There are TWO forms of acne. It isn't impossible to eradicate acne, even though it may be difficult. Because there are lots of reasons that folks get acne, it can be hard to do away with it. Whether you're male or female, nobody likes to get acne, as it makes you dull and not as much beauty A lot of home remedies are available which may be used to effectively treat acne at home. Get Blackheads are a sort of acne common How to remove acne scars fast to eradicate acne scars overnight mins it's possible to get gone your acne. Acne isn't something dangerous to life, but it is quite annoying and can result in a drop in self-confidence. Rubbing on a banana peel on the face is a quick way about ways to remove acne you want to attempt!
Top How to Get Rid of Acne Fast Overnight SecretsThe organic procedures and products (natural products) are the very best and quickest way to eradicate acne. Some of the merchandise are good also but they're overly pricey, though other product worsens the. Even lots of beauty goods in the market contain Papaya as an important ingredient.
How to Get Rid of Acne Fast Overnight - OverviewThere are many different methods like taking care of the epidermis and keeping it clean from dirt may also help to eliminate acne. Acne skin care doesn't have to be painful or embarrassing. Early treatment is the very best way to stop acne scars. Be sure you aren't mixing acne treatments. When it has to do with acne therapy, apple cider vinegar can kill of the bacteria that may be causing all of the trouble in the very first spot. If you aren't certain regarding what the ideal treatment for acne is ideal to go for, you may always check with your dermatologist.
You may try out any of the remedies based on your preference or the access to the remedy. The remedy should not burn at the proper dilution and ought to tingle at most. Natural home treatments for hair are the very best!


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You guys, I'm failing measurably at #NaBloPoMo, but the topics are just too good to pass up, so I'm continuing it despite being a little backlogged. The funny thing is that this post is all about Writer's Block and I haven't even really it lately, but I have had a busy schedule that has kept me from sitting down and blogging. All day long I have the idea in my head to go and get a blog post done, then I don't. Its no because I don't want to, a lot of the time its because I like to really sit down and have a clear head when it comes to drafting a post. My brain is too full sometimes and I can't make sense of things. Sometimes, having Writer's Block is just like that. You're not necessarily uninspired or at a lost for what to write, but more so can't properly channel your thoughts into actual words.
The crazy thing about having any type of creative block is that it can come out of nowhere. One day you might be so inspired to do whatever you do creatively and the next…completely gone. If you're anything like me, your creativity blocks lift at some ungodly hour of the morning when you should be sleep. Creativity blocks are just that, blocks, but they're not permanent. They're temporary moments that our brains need to decompress and refresh. A lot of the times we come out of these blocks better than ever, more inspired and creative than ever before. This is why its so important to not become discouraged when we get into a place where we feel the creative juices have run dry. We should relish in those moments and know that the best is yet to come.
You can equate this same mindset if you're feeling discouraged or like things just aren't working out for you. Know that its temporary, because nothing last forever. Everything has a season, and if you aren't in yours, its right around the corner. Your season to prosper, be inspired, grow, learn, and develop into a better you is right within reach. So while you're in a block, whether it be a Writer's Block, creativity block, love block…whatever, know that its temporary and that you will break out better than ever in due time. In the meantime, set back, relax, and enjoy some R&R, because the good times are coming and when the creative juices start flowing, boy do that flow!


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Are Speed Tests Accurate Speed Test
⬇⬇ CHECK More Detailed Speed Below>>⬇⬇
Average Are Speed Tests Accurate Internet Speed
One of the biggest internet issues to occur in recent years is internet speed test inaccuracies. Internet service providers (ISPs), as well as internet companies, will provide customers with internet speed tests to see how fast their internet can go, yet many internet users are reporting different results when they speed test certain websites such as Netflix or the internet speed test websites.
Are internet Speed Tests Accurate?
How internet speed tests work is by sending out a file to the internet that will be downloaded and then measured for how long it takes to download. There are many factors that can affect internet speed test results such as internet traffic along with other users who may be downloaded at the same time. In addition, internet speed tests will not give internet users an exact number because internet speed test servers are not based on the user's computer, but on internet speed test websites that can be off by a few milliseconds. Another factor affecting internet speed test results is internet connection security as well as internet traffic encryption and decryption happen at the ISP exchange, which is why internet speed test results can fluctuate so greatly.
How internet speed tests are supposed to work is by each internet user having his or her own internet speed test server, and internet traffic should be distributed evenly among all internet servers in the same geographical area. Internet users who have multiple internet computers will have their internet traffic spread out across all of their internet computers, internet service providers, internet websites and internet speed test servers.
How internet speed tests are most likely to work is by internet traffic being concentrated into one area, such as an internet exchange point or internet backbone. This means that there will only be one large group of users connected to the internet via a small percentage of internet service providers who exchange data in internet exchange points.
ISP service areas are often quite localized and internet speed tests will be inaccurate, and internet speed test results can fluctuate greatly from internet to internet because local internet access can affect internet traffic distribution. This issue also occurs with large internet companies such as Netflix. In addition, all internet users are affected by the decisions made by internet service providers and internet backbone companies as well since internet speed tests are usually run between internet users and the internet itself, not a particular internet company.
An internet user will often ask internet service providers about how fast their internet should be, yet internet speed test results can vary greatly depending on when online consumers perform these tests. When an internet user is experiencing internet problems, he or she will often run internet speed tests to determine what internet problem may be occurring and how long internet speed test results can fluctuate greatly.
How internet speed tests are designed is by each internet user having his or her own internet speed test server, which means that internet service providers have little to no control over internet speed test results. In addition, internet speed tests help internet users determine the internet speeds that they should be experiencing according to each internet company's internet service packages, which means that all internet service providers will be held accountable for the internet speed test results of their customers.
How do internet speed tests work?
internet speed test servers
[these are not necessarily based on the internet user's computer]
internet speed test results
[internet service provider guidelines and internet traffic encryption and decryption happen at the internet backbone]
internet speed test servers are not based on Internet users'
computers but on internet servers located throughout the world. In addition to this, internet speed tests may be impacted by internet traffic loads, internet encryption, internet traffic congestion, and internet service provider capacity.
internet speed test servers are not necessarily based on internet users'
computers but on internet servers located throughout the world. In addition to this, internet latency issues can also affect internet speed test results as well as the quality of the internet connection between two computers.


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Like all Americans, I count on the U.S. Environmental Protection Agency (EPA) to ensure that my family's water is safe to drink and our air is safe to breathe. That's why I'm horrified that Donald Trump has nominated sworn enemy of the EPA, Oklahoma Attorney General Scott Pruitt, to be the agency's top dog. This week the Sierra Club released two new videos, which you can see below, that paint a disturbing picture of just how unfit he is to serve as EPA Administrator.
Just this week we learned that Pruitt, thanks to his super PAC, could have continued to accept money from the fossil fuel industry even if he's confirmed as EPA Administrator ― Pruitt indicated he would shut down this super PAC after negative coverage in the press. Pruitt and his industry supporters haven't stopped, though. Recently, yet another secretive special interest group able to take unlimited and anonymous money from fossil fuel interests and others is raising serious money to ensure Pruitt's confirmation. We have also just learned that Pruitt's office in Oklahoma has not followed a law requiring the reporting of outside attorney contracts.
That new revelation piles on top of so many reasons we already have to oppose Pruitt ― he has long been a lead architect of relentless efforts to dismantle EPA standards that protect public health and ensure clean air and clean water. Today the Sierra Club released two ads about Pruitt's record in Oklahoma that make it clear he cares more about the fossil fuel industry's bottom line than public health, clean air and water, and climate action.
The first ad highlights the EPA's vital roles and responsibilities in protecting American families every day, and contrasts these to the damage Pruitt has done as Oklahoma Attorney General.
The second ad examines the earthquake epidemic linked to fracking that has plagued Oklahomans, and exposes Pruitt's failure to act on their behalf.
Time and time again, Scott Pruitt has stood up for polluters, and has left regular Americans harmed by pollution to fend for themselves as they suffer the losses of their health and property. The EPA must be guided by science to protect public health and the environment. If Pruitt is approved, the agency will bow to coal, oil, and gas industry demands that will poison our air and water, expose people to toxins, and threaten any work aimed at halting climate disruption.
Join us in opposing Pruitt's nomination. Tell your senators to vote no on Pruitt ― he is unfit to serve.


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I love wedding kisses!
So we've been married for 3 beautiful years. Yay! It seems like we've know one another for our whole lives... I just can't wait to see what the rest of ever brings to us. We've been blessed with so much already...
Thank you to our friends and families for all of your support and for making our lives richer and more beautiful... you're just as much a part of our lives as ever, and we can't imagine a future without you all, so thank you for always being there.


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Love You Ear Stud Cards
These Love You Ear Stud Cards are from our Packaging collection and make the perfect addition to your stocks. These are made from high-quality Paper. The size of each piece is 40 mm x 50 mm.
Product ID : 34082
Type : Packaging
Material : Paper
Part Size : 40 mm x 50 mm


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Four in five consumer cellphones are using Android OS (operating system), making it a popular choice among customers, but the same cannot be readily said of retailers and warehouses. As a consumer-grade platform, Android may seem less robust than its iOS and Windows counterparts. However, as ecommerce and omnichannel engagement take the forefront of the retail industry, the need for modernized digital assets is urgent.
As a cloud-based Force.com application, Ascent Solutions understands the importance of reliable innovation that keeps up with changing trends. Optimized for Android, Ascent simplifies inventory control from packing to shipping in any Android-based Zebra devices.
Grow with the User-Centered OS
Zebra Technologies has been working for approximately 8 years with Android to come up with the best products for warehouse modernization. Android stands as your best choice in optimizing workforce mobility since it promotes security, productivity, and flexibility, all serving to enhance customer satisfaction in and out of the four walls.
With 1.3 billion Android-based applications available worldwide, Android decreases your team's learning curve with its familiar and straightforward platform. Improve customer relations with faster services, which only a user-friendly system can provide when you expand Android's benefits through Ascent's cloud-based platform, easily compatible with Zebra's most rugged line of warehouse technology.
Grow with the User-Centered OS
Secure Productivity with TC5x: Thanks to Zebra's fortified Android and Mobility Extensions, protecting critical information within your digital assets becomes simpler with government-grade encryption and seamless security patches that protect you from data risks and costly downtime that come from malfunctioning devices.
Secure Productivity with TC5x
Manage Supply Chain with MC3300: Supporting a vast array of next-generation Mobility DNA applications, Android streamlines inventory management by eliminating bottlenecks with simultaneous data-capture, manageable through the user-friendly system. While new applications modernize operations, continue to the lower learning curve with familiar TE apps functional right out of the box.
Manage Supply Chain with MC3300
Adapt Operations with ET55: Choose Android as your OS of choice for greater device management that increases device availability by monitoring your digital assets' performance through one single device. Standing as a favorite amongst leading manufacturers such as Zebra Technologies, Android provides easy integration and cutting-edge warehouse solutions designed for affordable modernization.
Contact us to learn how you can upgrade to the next level of warehouse optimization.


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The Number One Question You Must Ask for Russian Brides
European women ought to be rather sensitive, family unit keen compared to traditional western gals. The key reason why Ruskies girls want to accomplish American guys is since there are much more ladies in Italy than males. The absolute most significant issue Ruskies women search for might be enjoy. Fresh European females are prepared to start up a members of your family and even have to understand that have got a trustworthy spouse to raise a household.
The Foolproof Russian Brides Strategy
If you genuinely learn how to care for a woman, you could discover expending some sort of life-long romantic relationship using your Far east bride. A substantial amount of ladies believe that their words and phrases have to be revealed. Ruskies women be certain they will generate a beautiful house together with make sure you the partners in each and every fashion. Pertaining to marital life a Russian person is without a doubt prepared to compromise showing the wedding along with close relatives in addition to buddies. Jane is an ideal mix of beauty and style, perseverance in addition to value. As an example, any time your lady tells you of which jane is a health care professional or lawyer, it will not suggest that the woman the pleasant residing. Generally speaking, Russian people are exceedingly qualified.
What Russian Brides Is – and What it Is Not
One thing jots down to some girl has to be chat-provoking. Just be sure to happen to be truthful towards the woman you aren't courting also to make sure that she will be in addition straightforward, find out if the girl asks for virtually any economical support or pricey found. Ruskies women feel that west men are fairly elderly together with reliable when compared with Russian males. These are the for anyone some other women on the planet. Intelligent European women notice that it's better to combination having a european culture.
You won't get yourself a girls over the mail. It certainly is not usually direct to the point to obtain along with a husband and wife females but you might find a better likelihood if you consider about how do it. Specific women will vary maturity degrees and just because a woman is often a particular their age shouldn't reveal that she could not need the ability to bring up nicely for you. Make sure you cure the Russian women of all ages having admiration as if you will using almost every other gals. In addition, you will need to become entirely sincere by using any kind of Ruskies women of all ages an individual chat to. You'll not find a small European female who is because of form.
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Prepare to be scared . . .
Frighteners: Director and producer Andrew Hall, left, Sir Alan Ayckbourn, Duncan Preston, who played father Joe, co-producer Tracey Childs, Richard O'Callaghan who plays Clairvoyant Ken, co-producer Jamie Clark, and Joe McFadden who plays boyfriend Andy at a Ayckbourn tribute performance at Richmond.
THINK of Alan Ayckbourn and the foibles of middle class suburbia spring to mind with normality nudged off balance to set up a chain reaction of social calamity at the sophisticated end of farce.
Yet hidden among Sir Alan's 76 plays is one which is of a much darker hue, where laughter is a stranger - Haunting Julia which opens at Wolverhampton Grand next week.
It is a play which has never toured before and of six productions this current one is the one Ayckbourn, who was a guest at a recent gala evening in his honour at Richmond Theatre, says he likes the most which is praise indeed as three previous productions were directed by himself and Andrew Hall and Tracey Childs were involved with the rest, including this production.
Hall, the director, first directed the play at Lichfield Garrick two years ago with Christopher Timothy in the lead role – Timothy was unavailable for the tour so his role as the father is taken by Duncan Preston.
The plot is simple; Julia was a musical prodigy,
aged 19 with a glittering career ahead of her until she committed
suicide 12 years ago.
Her father, Joe, has never managed to come to terms with her death and has turned his dead daughter's bedroom into a shrine as he searches for answers and reasons.
He invites Andy, Julia's boyfriend and the last person to see her alive, to see it along with Ken, a psychic, or perhaps a charlatan, who believes she can be contacted and even that she will appear.
The problem is how to describe Haunting Julia which is neither a horror story, nor a ghost story in the conventional sense. Co-producer Tracey Childs, best remembered as Lynne Howard in Howard's Way, went straight to the horse's mouth and asked Ayckbourn how he would describe it.
Preston as Julia
Duncan Preston as Julia's father Joe in the shrine he has created in his dead daughter's student flat bedroom.
He replied: "I set out originally to write a ghost story and I soon found out I was writing less about ghosts and more about the people they leave behind; in short it is a supernatural love story."
The production has no state of the art, shock tactic special effects yet it still manages to chill the audience to the marrow and Childs said: "I have always thought that audience's imaginations were much more sophisticated than people give them credit for and I think simpler is better.
"I didn't want people sitting there thinking 'I wonder how they did that' and then they miss the next bit of the action. People should get caught up in the story because it is not about the special effects it is about those three men in the room and what they have created. It is their love for this girl, and their guilt and everything else that has conjured her up. The emotion is much more important than what goes bang in the night."
This is third Hall and Childs production, stars Preston, Richard O'Callaghan, who was in the original Garrick production and Joe McFadden and Childs said: "There has never been a national tour and we love the play, we are passionate about it. It is an Ayckbourn unknown gem just sitting there."
Haunting Julia runs at Wolverhampton Grand from 15-10-12 to 20-10-12
Roger Clarke
The play
Frightening statistics
Sir Alan Ayckbourn, now 73, has written 76 full length plays - Shakespeare is credited with a mere 38 or so - with Haunting Julia his 47th, a play which has been sporadically scaring the wits out of audiences since 1994.
Its inspiration was The Woman in Black, the play by Stephen Mallatratt which was adapted from Susan Hill's 1983 thriller novel.
The Woman in Black was first revealed to audiences in 1987 at the Stephen Joseph Theatre-in-the-Round in Scarborough where Ayckbourn had been artistic director since 1972 - a position he held until the 2009-10 season.
Mallatratt's stage version relies on little more than actors feeding the imagination of the audience who in turn will then scare the pants off themselves. The chilling tale is all in the mind of those paying to frighten themselves.
The idea must have appealed to Ayckbourn, who incidentally was on a sabbatical at the National Theatre when the play was first performed. He was particularly taken by the idea that terror could be created without the need of elaborate special effects but with just good acting and a suggestive storyline.
The result was Haunting Julia - a new play which was set to open in new premises.
In spring 1994 the Stephen Joseph Theatre in Scarborough was expecting to move from its in-the- round Westwood site in a former high school to new premises in a former Odeon cinema in the seaside resort - its current home today.
But delays and problems dogged the conversion and it was to be 1996 before the new theatre was ready for its grand opening - two years behind schedule.
With Julia ready to haunt but with completion of the Odeon hardly imminent the choice was simple; shelve Julia or go ahead at the existing theatre-in-the-round.
Ayckbourn had written the play as a proscenium production but with no choice - and no proscenium - it premiered on 20 April 1994 in the round to mixed reviews - suffering the Marmite syndrome. Reviewers either loved it or hated it.
The play was a certainly a departure from Ayckbourn's earlier work which often encompassed the marriage rituals of the suburban middle classes with such comedies as The Norman Conquests and Bedroom Farce.
The reviewers seemed to fall into two camps. Those who liked the more abstract storyline exploring more contemporary themes and those who missed the Ayckbourn of old, of sophisticated comedies about married couples such as Absurd Person Singular.
Change is not always accepted first time around. Later revivals of the play however have attracted generally favourable notices
There were plans for a move to the West End in 1995 but those fell through and Julia returned to the afterlife until a revival in 1999, this time as an end-stage production in the Stephen Joseph Theatre in Scarborough, the converted Odeon, five years after it had first been due there. Again a move to the West End was mooted but Julia remained rooted in Scarborough.
The play was finally published in 2005 and a major tour was planned but again nothing came of it and it was 27 May 2008 before Julia was again haunting the Stephen Joseph Theatre with that production then touring to the New Victoria theatre, Newcastle-under-Lyme, theatres linked by the late Stephen Joseph's The Studio Theatre Company.
Julia reappeared at the Lichfield Garrick, then the Riverside Studios in London before embarking on a national tour ready to chill to the marrow - you just need to listen to your imagination and your mind will do the rest.
Roger Clarke


text: The teen years are ones of transitions and change. A discovery of self and a voyage; a bridge from childhood to adulthood. A time when choices made may set the course for a lifetime, and yet the understanding of this is not fully realized. We experience hope and joy at watching a teenager who chooses a path toward self sufficiency, and heartache when the path is self destructive.


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"In Bangladesh, climate change is in your face. You can't avoid it. You can see it happening"
By Laurie Goering
LONDON, July 20 (Thomson Reuters Foundation) - Climate change-driven extreme weather - from flooding and mudslides to blistering heat - is accelerating migration to Bangladesh's cities, raising the risks of problems such as child marriage, according to UNICEF's head of Bangladesh programmes.
"In Bangladesh, climate change is in your face. You can't avoid it. You can see it happening," said Sheema Sen Gupta in an interview in London with the Thomson Reuters Foundation.
"Every year you have cyclones, floods, landslides. It's a given. It's now part of everyday living, and the clearest thing you see (from it) is rural to urban migration."
But surging migration to cities by rural families no longer able to make a living from farming or fishing brings other threats, from worsening urban overcrowding to child marriage, as families seek to keep girls "safe" in a new environments.
"I hesitate to say climate change and urbanisation are the major causes of child marriage. But they do compound it and make it a bit more difficult to intervene," said Sen Gupta, who has been in Bangladesh for seven months and previously worked for UNICEF in India, Sri Lanka, Myanmar, Ghana and Somalia.
However, innovative efforts to curb the threat - particularly training young people to help each other - are paying off, with Bangladesh's government now incorporating programmes started by organisations such as UNICEF and Save the Children, she said.
Across Bangladesh, more than 4,000 youth clubs have been set up which gather young people regularly to listen to radio broadcasts on human rights issues, health, nutrition and other topics, and then discuss the issues.
Preventing child marriage is one of the main focuses of the groups, Sen Gupta said, with members keeping an eye out in the community for girls at risk, and then, if they see a threat, alerting community leaders, who are able to step in.
"The best tool is the adolescents themselves," she said "They intervene - they know who to contact, they have a helpline. They call and say a marriage is planned."
Better yet, said Sen Gupta, a psychologist by training, the groups have created a growing conviction among many girls that early marriage is not only bad for their health and prospects, but something they can avoid with community support.
"Adolescents themselves are more able to say 'I'm not getting married'" she said. "Girls are able to stand up to their parents."
Monitoring of child marriage rates over the last two years suggests that numbers are falling, but Sen Gupta said UNICEF is not yet fully confident of the data.
Bangladesh in February passed a Child Marriage Restraint Act, which bans marriage of girls under 18 - a significant change in a country where 18 percent of girls are married before 15 and more than half by 18, according to a 2016 UNICEF study.
However, the new ban has a loophole that allows parents to agree to such marriages in "exceptional circumstances" with a magistrate's approval, Sen Gupta said.
UNICEF and other partners are now "trying to frame the rules about what the exception is so everything doesn't become an exception", she said.
Sen Gupta said that low-lying and densely populated Bangladesh, widely seen as one of the countries most vulnerable to climate change, sees the risks and has proved adept at scaling up successful pilot efforts run by non-governmental organisations into broader government-run programmes.
"Bangladesh has a good framework of climate adaptation, based on the fact that they need to survive," she said. "Clearly there is an awareness (climate impacts) are increasing and we need to do something."
That is an attitude needed more globally, she said.
"People need to understand how important this is for kids, for their rights, for their development," she said. "If we don't look at climate change, at addressing these issues, we won't make the progress we're committed to making."
(Reporting by Laurie Goering @lauriegoering; editing by Belinda Goldsmith; Please credit the Thomson Reuters Foundation, the charitable arm of Thomson Reuters, that covers humanitarian news, climate change, resilience, women's rights, trafficking and property rights. Visit http://news.trust.org/climate)
Our Standards: The Thomson Reuters Trust Principles.


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The New Media Center is located on the lower level of the library past the Technology Services desk, next to Media Services. The NMC conducts open workshops on a variety of topics related to multimedia production. These 20 to 30 minute sessions are open to all AU faculty, staff and students with all levels of multimedia production experience. There are usually four or five workshops held each week. Check the NMC calendar for the latest schedule. For more information, contact the NMC staff (202) 885-2560.
Sunday, 1/29 at 3pm – Intro to Pro Tools
Sunday, 1/29 at 5pm – Intermediate Photoshop
Monday 1/30 at 2pm – Final Cut Pro X: Intermediate
Tuesday 1/31 at 12pm –Final Cut Pro X: Intermediate
Tuesday 1/31 at 8pm – NMC Equipment Training
Wednesday 2/1 at 8pm – Intermediate Photoshop
Thursday 2/2 at 4pm – Final Cut Pro 7 – Intermediate
Friday 2/3 at 12pm – Getting Started with Photoshop
Saturday 2/4 at 5:30pm – How to Make a Video
See the complete Spring Training Schedule by date or by topic.
There is a wealth of multimedia training resources available online. AU faculty, staff and students have access to thousands of hours of free training at Lynda.com. Create a personal profile and get started. More information about resources can be found at Multimedia @ AU.


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Padres clubhouse to be self-managed in 2020
There is a sense that Jayce Tingler will leave his players alone and allow the San Diego Padres' clubhouse to grow as the season goes along.
Jayce Tingler indicated on his first day of spring camp that he expects much from his veteran players.
The team has a core group of individuals, both on the pitching and hitting side that is responsible for helping in the growth of the young players. Eric Hosmer, Manny Machado, and most importantly, Tommy Pham will handle the hitting group. Craig Stammen and Kirby Yates provide a veteran presence for the bullpen, and even the young rotation has Garrett Richards and Zach Davies, to some degree, to assist in the cultivation of youth.
When you have a unit structured like this, you need to sit back and trust the process if you are a coach. The franchise brought these men into these roles to lead, and getting in their way only complicates things. The players must police themselves, and it sounds like Jayce Tingler agrees wholeheartedly. "I believe that players should run their clubhouse," Tingler said to the media. He was unequivocal in indicating that some men must step up and lead.
The Padres are currently one of the youngest teams in all of baseball. The squad will only get younger as the prospect train is just starting to roll in. 20-year-old pitchers MacKenzie Gore and Luis Patino are close to major league service time, and there are plenty of reinforcements behind them. There is no doubt the Padres will continue to have a young team.
So what does it mean to lead?
The manager was clear in what he is looking for. "Hold everyone up to the same standards and goals," Tingler stated in Peoria. No matter if you are a veteran or a rookie, the expectation will be the same as far as putting in your daily work. This is quite refreshing. The Padres' veteran leaders will have their hands full this year, but that is just part of the process. With more responsibility as a unit, the hope is that the team will translate that into wins on the standings sheet.
In the spring, the veterans will begin to establish themselves in the locker room. "It will be their job to provide that clarity to the younger players that are coming up," Tingler said. There are expectations with this group of players as they have lofty goals. Jayce Tingler is known as a coach capable of cultivating talent. His past responsibilities seemed to always be in the player development department. The Padres and their young players are getting a manager that is a communicator, but it sounds like he wants the law to be laid down by the players themselves.
The 2020 Padres are sure to be unlike any recent team San Diego has rooted for in the past. Accountability is a big talk of camp as this team attempts to turn the corner and consistently become a winning franchise. If and when this happens- the veterans will be vital in changing the culture. Jayce Tingler is well aware of that fact.
James was born and raised in America's Finest City. He is a passionate baseball fan with even more passion towards his hometown Padres. Editor-In-Chief of EastVillageTimes.com. Always striving to bring you the highest quality in San Diego Sports News. Original content, with original ideas, that's our motto. Enjoy.


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Deadband is a region of pressure where a change in pressure produces no change in measurement output or control signal.
Many types of pressure sensing devices have a region slightly above and below zero pressure where the output does not vary. For example a pressure sensing diaphragm is considered to be at rest when pressure is equal on both sides of a diaphragm, which is the case when venting a gauge reference or differential pressure measurement instrument. If the pressure is increased or decreased, the measurement output will not respond until the mechanical slackness of the diaphragm assembly has been removed by the increasing pressure difference. The threshold of positive and negative pressure around zero where no change in output is detected is called the dead band. The dead-band is what is responsible for the dog-leg shaped characteristic that is noticed in the measurement output when the pressure changes from positive to negative and vice versa, as it passes through the null point of the diaphragm.
Another example of a pressure dead-band is how the hysteresis of a pressure switch is used to create a process control deadband. A basic mechanical pressure switch opens and closes at different pressure points. Take a pressure switch which is set to close when the pressure is increased to 3 bar pressure. When the pressure is reduced the switch re-opens at 2.7 bar. The pressure difference of 0.3 bar between the opening and closing of the switch is called the deadband and this is caused by the inherent pressure hysteresis of the switch technology.
The deadband produced by a pressure switch is a very important to its operation, since it provides a way of stabilising control of a process without the need for additional dampening filters. Electronic pressure switches which utilise pressure sensing technology that have much smaller hysteresis will include the ability to adjust the open/close deadband via the electronics.
Measurement Signal Related Terms
More pages related to measurement signal technical terms.
- 2 Wire
- 3 Wire
- 4 to 20 mA Current Loop Output Signal
- 4 Wire
- Amplified Voltage Output
- BFSG – Bonded Foil Strain Gauge
- Digital Interface
- FSO – Full Scale Output
- High Frequency Response
- Intrinsic Safety
- Measurement Signal
- Millivolt Output Pressure Transducers
- mV/V – Millivolts per Volt Output Signal
- NC – Normally Closed
- NO – Normally Open
- Piezoresistive Strain Gauges
- Pressure Transmitters
- Rangeable
- Ratiometric
- Span
- Span Offset
- Span Sensitivity
- Square Root Extraction
- Threshold
- Totalizer
- Transducer
- Transmitter
- TSL – Terminal Straight Line
- TSS – Thermal Span or Sensitivity Shift
- Turndown Ratio
- Vented Cable
- Voltage Output Pressure Transducers
- Wheatstone Bridge Strain Gauge
- Zero Offset
- Zero Tare


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Hymn 294, "A Life of Overcoming"
Genesis 49:16, sometimes we're overcome and feel that we have more failures than victories. Sometimes the enemy wants to overcome. Jesus is the alpha and the omega and He is the overcomer. Jesus is our comfort and our strength…everyday and every hour – in thy Father's house, where the provision is, where it is safe. Don't hold back your problems. Tell it (them) to God and ask Him.
Ask for forgiveness. The people can't do it (help forgive us of all sins), but God can. Miracles do take place in our lives. "The troops should overcome him, but he should overcome at the last." We will overcome in the end with our right path that we're on.
Deuteronomy 33 (About Dan) / Revelations, the 12 tribes. It's a matter of growth. Take the right steps that God can help you. It's important to grow with the willingness of God. We have to be healthy little children in order to grow.
John the Baptist – he grew. The Lord increased in stature. Have more fruit.


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Our Vision
To bring every person suffering from a mental health condition the right treatment for them, right away.
Who we are
Alto Neuroscience is a clinical-stage biopharmaceutical company that integrates the biology of the patient into drug development to improve the lives of people with mental health conditions. Through our AI-enabled biomarker platform, we combine rich sources of information on patients' brain activity and behavior to rapidly develop highly-effective medicines for targeted populations. We aim to replace today's trial-and-error clinical approach by aligning the right Alto drug with the right patient, redefining psychiatry at a time when the world needs it most.
Our Story
Founded Out of an Immense Need for Innovation
Alto was founded in 2019 by Amit Etkin, MD, PhD. As a Professor of Psychiatry at Stanford, Dr. Etkin was dismayed by the lack of innovation in the treatment of mental health conditions across decades. Psychiatry to this day still operates through a trial-and-error approach. Medications are prescribed based on clinical observations and patients cycle through therapies, hoping eventually one will work. This process can take time, and time has consequences: The longer it takes to find a solution, the greater the personal suffering and more likely an individual is to give up on the process altogether.
Trial and Error Due to Error in the Trials
The root of this problem: People respond to the same drugs in different ways, yet drugs for these conditions have been developed with limited attention to this central challenge. In essence, trial and error is due to an error in the trials themselves. Hence, a better path must exist. The availability of new tools and existing drug candidates, along with a culmination of a decade of field-leading science, compelled Dr. Etkin to leave Stanford and found Alto.
Driven to Help Patients Get Better Faster
At Alto, we believe that we can defeat mental illness by creating precision medicines with the patient in mind. We make highly-effective medicines that work, because we know the patients for whom they work. Through our AI-driven biomarker platform, built on 10 years of data, and our rapidly-advancing pipeline of novel medicines, we aim to get transformative therapies to people sooner, so they can get better faster.


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They say that the brakes are the most important part of a car - that you're better off without the gas pedal rather than the brakes. This simply implies the importance of keeping your brakes in good shape. The better they are in condition, the safer you are in every drive.
However, there are times when they don't seem to work as effectively as they should be; check out these signs brought to you by Philkotse.com. If you experience some or all of the things listed here then take your ride to the auto shop immediately; you can thank us later.
1. Warning lights on the Dashboard
If there's something wrong with your car's brakes, your car is bound to detect it too. Take notice of the dashboard lights and what they indicate. If you're unsure of whether the icon you're looking at is the right one, know that the light should be yellow or red.
Older car models may not have this feature but contemporary models are equipped with smart tech nowadays to alert the user of any problems with the car that can arise. If you're still unsure about the icons and indicators on your dashboard, read your car's respective manual. This should tell you everything about you need to know about basic car warning signs.
Take notice of the dashboard lights and what they indicate.
2. High-pitch sound
If something is wrong with your car's brakes, then try pressing against them while you're taking one of your usual drives and observe. If there's a high pitched, squeaking noise that seems to come from your brakes then that may complete your thoughts regarding a brake inspection.
When this sound starts being generated by your car's brakes, it means that the pads are wearing thin. The metal is now touching the metal rotor and any more rubbing and friction will cause rotor damage. The word "damage" and "car" really don't get along so well and often ends up with requiring quite an amount of money.
3 Noises Your Brakes Should Not Be Making
3. Daily Grinding action in the brakes
If you feel a grinding feeling in the pedal as you press the brakes then that could also be a sign; but then again, it could also signal a bunch of other things that could be wrong with your car. It could just be a plain case of gravel or pebbles stuck in your car's caliper unit. However, if you know that it's been quite sometime after your last visit to the mechanic for brake servicing, then you might need to consider the brakes as the focus of your problem.
Grinding action in the brakes is like a level two hazard as it can mean that the metal is already grooving against the brake rotors. This is opposed to the squeaking noise that serves as a warning already. If your car is built with rear drum brakes, then you might want to get that checked too.
In most cases, it just needs a few drops of lubricant and it should be A-ok again. A component in the rear drum called the brake shoe could be rubbing against the car's contact points because of too much rust accumulated.
>>> Related: Car pulling to one side when braking: 6 possible causes
If you feel a grinding feeling in the pedal as you press the brakes then that could also be a sign
4. Shaking and Vibrations
Have you ever driven your car and tried to put it to a halt and noticed that it was somehow giving off a shaky vibe? If you fail to determine where this is coming from, then we bet you that it's because your vehicle's rotors are uneven.
The rotor is a big, disc-shaped metal plate that you can find snugly sitting inside your car's wheel. Whenever you attempt to stop or slow down your vehicle, the brake pedals pushes the brake pads to make contact with the rotors. This successfully slows down the vehicle smoothly without noise or unnecessary motion. If you want to keep it this way, it's best to make sure that the rotors and the brake pads are evenly thick.
5. Leaks from the brake systems
You may wake up one day and may suddenly realize that the brake is softer than usual. Take this as a serious precaution and don't hesitate to bring your vehicle to the mechanic as soon as you can. If you weren't able to spot a leak that could come from the brakes then your trusted mechanic could take a look into that for you. Leaks that could come from the brake system is most likely to drip from the master cylinder but it could also develop from other components of the system.
This is very important since the master cylinder is responsible for creating the power that your car needs every time you step on the pedal brake. It comes with a small container that contains the brake fluid. When you push against the pedal, it lunges the brake fluid from the master cylinder and into the thin tubes and creates a strong pressure.
This pressure should be strong enough for the brake pads to clamp the rotors hard enough to slow down and eventually stop the rotation of the wheel. If there's a leak in the brake's controlled system, this may reduce the effect of the braking power and can even diminish the ability of the brake pads to totally hug the rotor.
>>> Related: Never ignore these 3 common symptoms of low brake fluid
Leaks that could come from the brake system is most likely to drip from the master cylinder.
6. Difficulty when stepping the pedal
Are you familiar with what type of brake your car has? Is it a power brake or a manual? Do you know how much your feet should sink into the brake pedal to achieve a total stop? Regardless of what type of brake your car has, you shouldn't have to step on to your pedal too hard that it reaches all the way to the surface of your floor mat.
Know that for a manual brake system, the vehicle should be at a complete halt once your brake pedal is at 3 inches above your flat floor mat. The power brakes, on the other hand, should be at a stop when the pedal is at 1 and 1/2 inches from the floor.
If by any chance, you experience otherwise while driving, moisture could be trapped in the master cylinder or there could simply be something wrong with it; regardless what the problem may be, it's better to have it addressed immediately rather than take the risk of losing access to the brakes completely.
You shouldn't have to step on to your pedal too hard that it reaches all the way to the surface of your floor mat.
>>> Read more:
Hanna Sanchez
Recent posts
- How to use your car brakes properly Nov 07, 2018
- Do's and Don'ts when car brakes fail Mar 17, 2021
- How to make your brakes last longer? Feb 17, 2021


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Will there be a third season of 'Britannia'?
Sky has revealed the fate of Britannia.
Set in 43AD, the British historical fantasy series launched on Sky Atlantic in 2018, starring David Morrissey (The Walking Dead) and Mackenzie Crook (The Office).
Britannia is described as "a genre-bending, psychedelic tale of clashing faith systems, torn apart families, mystic men, powerful women, all told with humour, heart and violence."
Following the success of the show's second season, which premiered last November, Sky has confirmed today that Britannia will return for a third season!
Britannia creators Jez and Tom Butterworth will both be back to write the brand new episodes.
Cameron Roach, Director of Drama, Sky Studios commented: "We are incredibly proud to be able to continue to grow the Britannia franchise bringing 'Jez and the team's unique and distinctive vision to life for a third series."
Season 3 is expected to begin filming later this year, ahead of a 2021 premiere date.
Britannia is available to watch on Amazon Prime.