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Via Politicker: Republic mayoral candidate Joe Lhota's latest television ad warns New York City will plunge into violence if Bill de Blasio is elected mayor. In the most negative attack of the election season, the ad features chilling images of crime scenes and corpses lying on the ground, and slams Mr. de Blasio's allegedly "recklessly dangerous agenda on crime," warning …Read More »
Tag Archives: Joe Lhota
NEW YORK CITY: Mayoral Candidates Release First Ads Of General Election
A poll released today shows Joe Lhota trailing by 50 points. Crazy. But today's Lhota ad is all about how much he's like De Blasio. Wut?Read More »
Tweet Of The Day – Karl Frisch
No @JoeLhota4Mayor you wouldn't be 1st NYC Mayor with a beard in 100 yrs. Koch had #BessMyerson. #GoogleIt #votebeard pic.twitter.com/cBZuwxEa6Z — Karl Frisch (@KarlFrisch) September 26, 2013Read More »
De Blasio Leads Lhota By 43 Points
Unless Bill De Blasio does something spectacularly Weineresque in the next few weeks, New York City is going to have its first Democratic mayor in 20 years. Check out the poll results released today.Read More »
Would-Be Kitten-Killer Joe Lhota Wins GOP Primary For New York City Mayor
During his victory speech, former MTA head Joe Lhota crowed and crowed as if he didn't just take only ten percent of the votes won by Bill De Blasio, who competed in a hotly contested ten-person field. During his speech Lhota reaffirmed his support for stop-and-frisk, declaring, "I won't handcuff our police officers." But he will handcuff thousands of innocent …Read More »
NYC Voting Guide
HomoQuotable – Josh Barro
"The next mayor of New York, if he or she is to do a good job, will have to say 'no' a lot. Only Lhota gave the correct answer: No, you do not strand thousands of New Yorkers for 90 minutes in a futile effort to herd two cats whose lives we are inexplicably prioritizing over the rats who are …Read More »
Today's New York Daily News
Kitten-gate, now in day three.Read More »
NYC Mayoral Candidates Weigh In On Kittens-On-The-Subway-Tracks Debate
As Gotham continues to be roiled in debate over whether the subway should have been shut down for those two kittens on the tracks, the mayoral candidates have weighed in and only one would have let the trains roll over their little bodies. (Spoiler: It's the Republican seen above pointing Fluffy to an oncoming B train.) Via New York Magazine: …Read More »
Rudy Giuilani For Joe Lhota
Giuliani recorded this clip for Lhota a couple of months ago, but an apparently new ad buy now has his message appearing at the front of many YouTube clips.Read More »
NYT Endorses Quinn & Lhota
The New York Times editorial board has endorsed both Christine Quinn and Joe Lhota for mayor. Republican front-runner Lhota is the former head of the MTA. About Quinn: We had already made up our own minds in favor of Ms. Quinn, but the Wednesday debate would have clinched it anyway. Candidates were asked what legacy they wanted to leave after …Read More »
NEW YORK CITY: Leading GOP Mayoral Candidate Joe Lhota Backs Marriage
Former MTA head Joe Lhota, who is thus far the leading GOP candidate for New York City mayor, says he backs marriage equality. Lhota officially launched his campaign yesterday at a press conference. Lhota is a Republican in a heavily Democratic city. He's fiscally conservative, but he is pro-choice and favors marriage equality. He said he would perform a same-sex …Read More »
MTA Head To Resign For NYC Mayoral Bid
MTA chief Joe Lhota will resign his position, as is required by New York City law, in order to run for mayor next year. The news comes weeks after Lhota's handling of the Hurricane Sandy recovery was widely praised by all sides. Though he has said little about his plans, Mr. Lhota floated the prospect of his candidacy during a …Read More »
Giuliani Backs MTA Chief For Mayor
Two weeks ago we learned that MTA head Joe Lhota, who has earned widespread praise for the response to Hurricane Sandy, was being touted in GOP circles as a candidate to succeed Mayor Bloomberg. Now he's got Giuliani in his corner. Via New York Times: Former Mayor Rudolph W. Giuliani, under whom Mr. Lhota was a deputy mayor and with …Read More »


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This kit is for a small 3" dragon's egg. Kit includes a 3" long polished stryfoam egg; 350 flat head metal thumbtacks, 2 regular jars of nail polish or 3 mini jars of nail polish in your choice of colors, and several styrofoam pieces to hold your thumbtacks during painting.
Once you place your order we will call you to confirm the nail polish colors and to arrange pick-up or delivery options.
Please NOTE: I will be doing a live FB event on this Saturday morning, March 21st at 10am.
Small Dragons Egg

subset: commoncrawl


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We have been informed that Howard County Justice of the Peace for Precinct 1, Place 2, Robert F. Fitzgibbons Jr was arrested by the Howard County Sheriff's Office for Misuse of Official Information.
We also learned the Big Spring Police Department filed a warrant for Mr. Fitzgibbons for stalking.
The Big Spring Herald posted a publishing on the matter. It has very limiting information. The story was also published on News West 9, KWES-TV
Jail records seem to show an offense date of December 22, 2020, for stalking and January 6, 2021, for the misuse of official information. The county does not seem to have court records posted publicly on their website.
A screenshot from the Howard County, Texas website shows Mr. Fitzgibbons as the Justice of the Peace for Precinct 1, Place 2. We are unsure how the charges will affect his duties as a Justice of the Peace.
Mr. Fitzgibbons was release on Personal Recognizance.
Categories: The Field Review - Local, The Lone Star Review - State


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In terms of currencies, South America is a very colorful continent. Almost all countries have their own currency.
Here more about the individual currencies, where they come from and how they have changed over time, which currencies have disappeared and which have been added.
History of currencies in South America
In South America, there are a total of 14 different currencies besides the US dollar and the euro which are also accepted.
- the Argentine,
- the Uruguayan,
- the Colombian
- the Chilean peso,
- the boliviano,
- the Brazilian real (its sub-unit is called centavos),
- the Falkland pound,
- the Guyana dollar,
- the Guarani in Paraguay,
- the Nuevo Sol in Peru,
- the Suriname dollar in Suriname,
- the Bolivar in Venezuela.
French Guiana and Ecuador, on the other hand, have seen currency changes in recent history.
In French Guiana, the euro has been the national currency since 2001. In Ecuador, the sucre was the national currency until 2000. In 2000 it was replaced with the US dollar.
Colombia used to have gold coins called escudos. In 1837 they were replaced with the current currency, the Colombian peso. This is divided into Centavos, but only in theory. The lowest values of a coin in circulation today are 100 and 200 pesos.
In Peru, the Nuevo Sol has been the national currency since 1991. Before that there was the Inti, but it completely lost its value due to strong inflation.
The Brazilian peso has existed in Brazil since 1994. It replaced the cruzeiro. Nowadays you can pay with Mastercard or Visa in almost all countries, which was unthinkable until a few years ago.
It should be noted, however, that natural disasters and similar events can make a payout difficult. For example, if there was an earthquake in Venezuela in 2014, all payments were impossible until the natural disaster was remedied.
Chile introduced the Chilean peso in 1975. Before that, there were two national currencies in circulation, the Escudo and the Condor.
In Bolivia there is the national currency Boliviano (BOB) in 1987. Before that, people paid in Bolivia with the Bolivian peso. Initially, the currency of Bolivia was changed to US dollars at a ratio of 1: 1. Today this ratio is already 8: 1.


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This rather silly spoof was inspired by, and indeed celebrates, the wonderful quirkiness of the popular Sunday teatime archaeology programme, Time Team, which is broadcast sporadically on Channel 4.
It stars...
<Manic, dramatic drumming music. Camera focused on mud hill. Tony leaps in front and starts talking really enthusiastically waving his arms about etc.>
Tony: We're here! In the heart of the Gloustershire cheesemaking industry. <holds up a rock> In 1903 farmer Briggs stumbled upon this ancient <pause as he struggles for the word> ...rock! We've got just three days to uncover the mystery of whether this field was an ancient burial site, or... er... or not!
<Tony turns and strides across the field. Cut to: The Time Team (Mick, Phil, Carenza, Robin, Stewart) gathered, arguing in a huddle>
Carenza: Don't be ridiculous!
Mick: I'm not! Gah!
Tony: <Barging into the frame, out of breath after running> So Mick, what's the plan?
Mick: Hello Tony. We're just waiting for the results of the geophys.
Stewart: Look Mick, I've told you, I've got a feeling deep in the pit of my stomach about this ditch here, I say we just go for it!
<Geophys John enters with zimmerframe>
Mick: Ah! John! What are the results?
John: Just printing them out... <beeping noises. John picks up sheet of incomprehensible black and grey squares and holds it up> Well, you can see this area of high resistance here, but here quite clearly you can see this anomaly stretching down and curving round like so.
Everyone: Mmmm.
John: I'm a bit confused about this area here... but I think we have a ferris spike here. Either that or a pipe.
Tony: I'm confused!
Mick: <Oblivious to Tony> I think we should get trench one under way.
Phil: Oo-aarr! Let's go!
<Everyone walks off in different directions. Cut to: Tony at trench one with Phil, Carenza and two students>
Tony: We've got trench one under way, and Phil says we've already made an interesting discovery.
Phil: <Swings pick axe - clunking noise> Oo-arr, just listen to that! Innit beautiful!
Tony: Well there you go! Lets see what's happening in the incident room! <runs off>
<Incident room. Huddle of people around a computer. Robin standing around for no reason>
Tony: Steve here is planning to create an intricately detailed 3D textured map of the site. What have you got so far Steve?
<shot of computer with one line across the screen>
Tony: Great!
<Tony runs off. Shot of John walking across a field with single geophys thing. Shot of Tony running across to trench one. Scraping noises>
Tony: I can see Victor here, our resident artist, scribbling away attempting to recreate the landscape as it would have looked years ago. Can we see so far, Victor?
Victor: No.
Tony: Oh.
<Phil stands up and everyone gathers round>
Phil: Oo-arr! Just look at that! What do you think about that Tony?
Tony: What is it? What is it?
Phil: Its a biro! <Holds up biro>
Carenza: We've got to send this off to the Birochronologist for research.
Tony: I'm confused.
Phil: <Laughs> Warrgh! Tony! Oo-arr! Look at that! I've found the lid!
<Cheers from surrounding people. Mick enters>
Mick: Tony, I'm going to go up in the helicopter to get an arial view of the earthworks now.
Tony: Can I come?!
Mick: No.
Tony: <To camera> Well, while all this hectic activity is going on, Stewart is going to recreate the process of biro assembling as it was done in the late 1970s.
Stewart: Tony, I don't want to do it.
Tony: Stewart!
Stewart: No! I want to dig this trench!
Tony: But! B-! Gahhh! who are we going to get to do it?!!
Phil: <appears next to Tony> Does it involve horse manure?
Tony: Er... yeah!
Phil: Does it involve bellows?
Tony: Er... yeah!
Phil: I'll do it Tony!
<Everyone walks off. Cut to: night-time. Time Team stood round campfire holding wine glasses. Tony walks on holding bottle>
Tony: <Takes swig out of bottle> Its the end of day one and what a day its been. I don't think we've ever had such a good first day on Time Team. Mick, how's it going?
Mick: Well Tony we're going to have to put in another trench.
Phil: Hooray!
Tony: So there you have it. Will we discover the ancient mysteries of the Gloustershire cheese making land? We'll be back after the break! <Abruptly strides off. Robin falls over>
<Morning. Shot of Tony walking slowly across a field looking bleary. Walks straight through trench one eating piece of toast>
Tony: It's day two and I'm going to talk to Mick now. Mick!
Mick: <Emerges out of trench> Hello Tony. What do you want now?
Tony: I'm confused. I know what we're doing, but I don't know why.
Mick: Well last night we discussed...
Carenza: Argued!
Mick: We discussed these concentric ridges which would have been here, we think.
Tony: <Sprints to the spot and runs up and down waving his hands manically a foot above the ground> You mean like this?
Mick: Erm, yes Tony.
Stewart: The Birochronologist has just finished his research!
Tony: To the incident room! <Runs off>
<Incident room. Group of people etc>
Tony: Where's the Birochronologist?
Biro: I'm here!
Tony: What have you discovered?
Biro: Well it's a blue ink medium nib 1972 Bic biro with a child proof lid.
Tony: So the lid does match the biro then?
Biro: Correct.
Tony: Great! We can see here that Steve has done a computer reconstruction of the biro on his computer <Shot of computer with biro picture>. Great! I've just heard that there's been another find in trench one! <runs
<Trench one>
Tony: <Runs in> What have you found Phil?
Phil: Oo-arr you're not going to believe this Tony. We've found the remains of a ring pull!
Tony: Wow! Amazing! How does this link in with the historical data?
Robin: Well, I've found this ancient document which indicates that the Roman emperor Claudinius picnicked here in the 3rd century AD.
Tony: Right... ok!
Phil: Ooo-ar I've just discovered the top of the can that the ring-pull came from, Tony. Oo-arr.
Tony: Can you tell what flavour the drink was?
Phil: Not yet - we'll have to send it to the Can-chronologist.
Tony: But we haven't got time! Give it here, I'll taste it! <Absentmindedly steps into trench>
Everyone: Get out of the trench Tony!
Tony: Er... sorry. <Climbs out>. I'll just go and see if Victor has finished his picture! <runs off>
<Shot of Tony running across the field. In the distance we catch a glimpse of a crowd of pensioners all knitting rainbow
jumpers. Shot of Tony running back across the field to trench one>
Tony: Oh, you're there! Have you finished?
Victor: <Modestly> Well it needs a bit of touching up but I think it's ready for you to see. <Holds up picture of a house>
Tony: What! I'm confused. Mick, help me!
Mick: <Engrossed in conversation> Well John you've got to get some of those four inch screws for the door panel.
John: Oh yes, you can get them from B and Q.
<Tony looks at audience in a confused manner>
Mick: Yes that's right they're 7.99 a packet...
Tony: CAN WE GET ON?!!!
Mick & John: Err... sorry.
Tony: The resident archaeologist here is Brian Mayfeather. So Brian, what have you managed in twenty-nine years that we haven't done in two days?
Brian: <Weeping softly> It's so good of you to come and dig here. Now we can offer tours to the public.
Tony: But what of? <not noticing Brian walking off> I'm confused. MICK?!!
<Phil wanders over to Tony>
Tony: What's that smell? Oh its you Phil.
Phil: Oo-arr Tony! I've got my reconstruction of a biro.
Tony: Let's see!! <Phil holds up a twig roughly sharpened at one end> Great! Does it work?
Phil: It writes in horse manure.
<Mick runs over>
Mick: <Shouting> What is it Tony!
Tony: Our time's nearly up! What conclusions can we draw?
Mick: Well this site is definatly land, but what we haven't yet discovered is... well, anything really.
Tony: But why is this place called the Gloustershire cheesemaking land? I haven't seen a place of cheese all weekend.
<Person dressed as a great big piece of cheese walks behind the group>
Tony: Well, I guess there's some things we'll never know.
A while ago I received this great email from Richard Purves about this page. This is what he said:
"Unfortunately I appear to be a sad Time Team Anorak who has stumbled across your page. However I did find the spoof very, very funny (you should probably send it to Prof. Aston). But you made one small mistake, you forgot
this bit:"
Tony: <to camera> We've just received news of an exciting new discovery in a small field called shot-cochlea. It appears to be the Ark of the Covenant, and I'm off to have a look.
<In a small field somewhere in North Yorkshire>
Tony: So Mick, what have we got here.
Mick: Well it looks like the Ark of the Covenant Tony, but what I'm interested in is the context of this find.
Phil: God Arhhh!
Mick: I think we should look at what the people of North Yorkshire were doing in 5 B.C. and whether any of the Samian ware surrounding the Ark might give us a clue as to what these people were eating in the Iron Age.
Tony: Riveting Stuff, well be back in part 2 when Phil will try to make a replicate Iron Age arse-wipe and piss-pot, and well see what the people of the Iron Age were doing in 5 B.C. as well as the context of the Ark of the Covenant in a small field in North Yorkshire.
Which kinda says it all really.
Not one of mine, but a firm favourite on this website for a long time. It was originally published on Catherine's site at university, and joined Planet Bods on 27 February 2000.
Trench photograph by LAARCmanager and released under a Creative Commons licence.


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Guide To Beating The New Death Tax: The End Of The Stretch IRA
By James Lange
The SECURE Act, which will become effective January 1, 2020, could more appropriately be called the Extreme Death-Tax for IRA and Retirement Plan Owners Act. IRA and retirement plan owners should take action to protect their financial legacy, preferably before year-end.
Why the Death Of The Stretch IRA Is Important?
The ticking time bomb in the SECURE Act is an important provision which greatly modifies the required minimum distribution (RMD) rules for Inherited IRAs and retirement accounts. Subject to some exceptions, an IRA or retirement plan that you inherit will have to be distributed and taxed within 10 years of the original owner's death – effectively cementing "the death of the stretch IRA." Prior to the passage of the spending bill, a non-spouse beneficiary of an Inherited IRA was permitted to minimize their tax burden by limiting distributions from the Inherited IRA to, depending on their age, a relatively small required amount – in effect, "stretching" it over the course of his or her lifetime. "Stretching" the Inherited IRA allows the beneficiary to keep the bulk of the Inherited IRA in a tax-deferred environment (for traditional IRAs) or tax-free environment (for Roth IRAs).
Eliminating the Stretch IRA robs IRA beneficiaries of decades upon decades of tax-deferred or tax-free growth. Even more importantly, it subjects the beneficiaries of traditional (tax-deferred) retirement plans to massive income-tax acceleration. This will be especially brutal if the beneficiaries of the inherited IRA are working and have income of their own. If so, the added income from the acceleration of withdrawals from the Inherited IRA could be taxed at an even higher rate. The change in these rules will result in a windfall to the IRS of billions of dollars at your children's expense.
There is a second point that you need to consider with respect to income taxes. Beneficiaries of Traditional Inherited IRAs must pay tax on the withdrawal itself, but beneficiaries of Inherited Roth IRA accounts will not have to pay taxes on their withdrawals. What many IRA owners don't account for is that earnings on the withdrawals also lose the protection from income taxes. This is true whether the inherited account is a Traditional IRA or a Roth IRA. So if you are contemplating your estate plan, it is important to understand that your beneficiaries will have to pay taxes on the dividends, interest, and realized capital gains that is earned on the money they withdraw from either an Inherited Traditional IRA or Inherited Roth IRA.
Exceptions to The SECURE Act?
The most important exception to the SECURE Act is that the law does not apply to IRAs that you leave to your surviving spouse. Your surviving spouse can do a trustee-to-trustee transfer of your IRA at your death, which effectively allows them to treat that IRA as their own.
Non-spousal heirs who are not more than 10 years younger than the original IRA owner are also exceptions to the provision in the SECURE Act. This would most likely apply if you were to leave an IRA to a sibling or an unmarried partner.
Disabled and chronically ill beneficiaries are exempt from the onerous distribution provisions of the SECURE Act. The SECURE Act also provides an exception for children while they are still considered minors according to the law of the state in which they live. Once the minor reaches their majority, then the 10-year clock starts ticking.
Some of the Goodies in the SECURE Act
The SECURE Act has been promoted as an "enhancement" for IRA and retirement plan owners because it includes some "Gift Horse" provisions that, subject to exception, are relatively insignificant for IRA and retirement plan owners who are retired or close to retirement.
The SECURE Act offers expanded opportunities for small employers to join "open multiple employer plans." This will be good for participants because it may increase investment options and reduce costs. The SECURE Act will increase opportunities for more lifetime income options in employer's retirement plan – a provision that was pushed for by insurance companies that offer annuities. In addition, part-time workers who were previously excluded are now permitted to participate in their employer's 401(k) plans.
One provision in the SECURE Act that is very good for almost every IRA and retirement plan owner is the section that advances the RMD age to 72 instead of age 70½. For many IRA owners, one of the best defenses against the death of the Stretch IRA will be to do a series of Roth IRA conversions, preferably during the years after they stop working but before they are required to take minimum distributions from their own retirement plans. Once they are required to take taxable distributions from their traditional IRAs, IRA owners may find themselves in a higher tax bracket and it may not be favorable to execute a Roth IRA conversion. The change in the RMD rules will give many IRA owners two additional years of lower-income to proactively make Roth IRA conversions before their RMD kicks in.
More Opportunities For Backdoor Roth IRA Contributions
Another bit of good news is that SECURE Act also eliminates the age 70½ cutoff for making traditional IRA contributions and allows workers of any age to continue adding to their retirement savings. This will make it easier for seniors to make IRA contributions and even more "back door" Roth IRA contributions, currently blessed by the Tax Cuts and Jobs Act. The backdoor Roth IRA is a technique where you set up and make contributions to a Traditional IRA because your income is too high for you to contribute directly to a Roth IRA. Then, assuming you don't have any other money in an IRA, you immediately convert the contribution you made to a Traditional IRA, to a Roth IRA. In effect, it is a method of getting around the IRS's income limitations on a Roth IRA contribution. This technique, something I have been doing and advocating for years, will now be available to working seniors. (There was never an age limitation on Roth IRA conversions, just traditional IRA contributions.)
The SECURE Act Is Bad For Retirees
The Act is a travesty and is putting hard-working IRA and retirement plan owners at an extreme disadvantage. The deal all along was that if you put money in an IRA or retirement plan, your kids would get favorable tax treatment after you die. Now, late in the game, the government is effectively saying "we changed our minds and we are changing the rules." It's bad news, and a betrayal of those Americans who saved for years in their retirement plans. The government made a set of laws and we relied on those laws, making major sacrifices to contribute to our IRAs and retirement plans. The legal term for this is "detrimental reliance." Unfortunately, in this case, we can't sue the government. All we can do is to radically change our planning to protect our families.
Beating The New Death Tax
Though the circumstances of every taxpayer are unique, there are certain strategies that will help many IRA and retirement plan owners beat the new death tax. A common theme among these recommendations is to die with a lower balance in your Traditional IRA or retirement plan so it will not be clobbered with taxes so quickly after you die.
Roth IRA Conversions
I have written previous posts about the benefits of Roth IRA conversions on Forbes.com. And in their 2019 Investment Guide, Forbes Magazine published an excellent story on the benefits of Roth IRA conversions. If timed correctly, and for the right taxpayer, Roth IRA conversions can be an effective strategic planning tool and a very good response to the death of the Stretch IRA.
One good thing about the Tax Cuts and Jobs Act of 2017 is that it temporarily lowered income tax rates, so this year is probably a better than average year for many IRA and retirement plan owners to make Roth IRA conversions. Usually, the best long-term Roth IRA conversion plan strategy is to make a series of Roth IRA conversions over a period of years. Assuming you are a good candidate for a series of Roth IRA conversions one step toward beating the new death tax would be to make a Roth IRA conversion before the end of 2019. Please don't take this recommendation lightly even though I know we are down to the wire. Doing a Roth IRA conversion of a portion of your IRA before year-end could provide an enormous benefit for you and your family. If you have a CPA or an advisor who has expertise in Roth IRA conversions, consult them.
Social Security Planning
If you have not already applied for Social Security (or even if you have and are younger than 70 years old), you may benefit from reconsidering your Social Security strategy. If you haven't applied, consider waiting until age 70 to do so. The monetary value of postponing future benefits from age 66 to 70 will be to increase your benefit by 8% per year for you and potentially for your surviving spouse, for the rest of your lives. If you are at least Full Retirement Age and have been receiving Social Security benefits, you can often choose to temporarily stop receiving benefits—that is, to postpone them to a later date. This will increase the value of your future benefits. The reason that a well-planned Social Security strategy can help you beat the new death tax is that, by holding off or stopping your Social Security checks, you will likely be able to reduce your taxable income. This may allow you to make bigger Roth IRA conversions, potentially at lower tax rates.
Review Your Estate Plan Including Wills, Trusts, And Beneficiary Designations Of Your Retirement Plan
Thoughtful estate planning is critical. Reviewing and possibly updating your entire estate plan, including wills, trusts, and IRA beneficiary designations is a good idea for many IRA and retirement plan owners. This is particularly true if you have established trusts for any beneficiary or even a contingent beneficiary of your IRA or retirement plan. The use of disclaimers may offer flexibility to many estate plans. If you have any type of conduit trust in your existing estate planning documents, it may now do more harm than good. You should contact your attorney if your estate plan needs updating because beating the new death tax could very well mean the difference of hundreds of thousands of dollars to your heirs.
Many families should now consider gifting money to their children and grandchildren before their deaths. The source of those funds for the gifts could be distributions from your IRA, even reduced by the current income taxes on the withdrawal. Then, with the money that you have after paying taxes, you could make a gift to your family. This is another form of reducing the balance of your traditional IRA and beating the new death tax.
Of course, gifting could take on many flavors. It could be a straight-forward gift, "Here is some money." It could be a contribution to a 529 plan (tax-free college funding mechanism). It could be money that your beneficiary might use to contribute to their own Roth IRA. It could even be paying premiums on a life insurance policy, the proceeds of which are tax-free.
Taking distributions from a Traditional IRA, paying taxes and gifting the remainder for 529 Plans, insurance policies, or your child's personal Roth IRA account is conceptually similar to a Roth IRA conversion. Effectively, you pay tax upfront in return for tax-free income. One difference between doing a Roth IRA conversion and making gifts to your children is that the money you gift will not be in your estate.
Spend More Money
Most of my clients and readers don't spend as much money as they can afford to spend. When the tax ramifications of the SECURE Act sink in and they realize how their IRAs and retirement plans will be taxed unfairly after they die, maybe they will be more open to spending money now.
One of my favorite topics to discuss with clients is the benefit of taking their families on an annual vacation. My very first post on Forbes.com was about the benefits of taking your family on an annual vacation. If you can afford it, I recommend you do it every year. My family does. My 24-year-old daughter feels like she is part of a clan because she spends four days annually with her cousins and her 95-year-old grandfather, who pays for these gatherings every year. Those family memories that you leave behind will be a much more valuable legacy than a big IRA that will get clobbered with taxes after you die.
Charitable Gifting
Charitable gifting directly from a traditional IRA (called a Qualified Charitable Distribution, or QCD) can help reduce the balance in your IRA, and ultimately help your beneficiary beat the death tax on their inheritance. Another benefit of a QCD is that it reduces your current taxable income, potentially making a partial Roth IRA conversion more attractive.
Charitable remainder trusts as beneficiaries of traditional IRAs and retirement plans will likely become much more attractive as well. They will work wonderfully for many IRA and retirement plan owners who are charitably inclined, but our projections indicate that they will not likely be a great solution if you are not truly charitable.
The following point was true before and after the SECURE Act. Let's assume you want to leave $100,000 to XYZ charity. If you leave $100,000 to the charity in your will or revocable trust, then it will cost your family $100,000. If you name the charity as the beneficiary of $100,000 of your IRA, the cost of the donation to your heirs might be only $65,000. This is because the charity is tax-exempt, but your heirs are not and might owe up to 35 percent in income tax when they withdraw money from the IRA. By changing the source of where your charitable dollars come from—from your will or trust to the beneficiary of your IRA—you can dramatically decrease the taxes on your family while still providing for your favorite charities.
Sprinkle Trusts
Sprinkle trusts, when used optimally, might provide families with opportunities to beat the new death tax by spreading the tax burden from Inherited IRAs among multiple generations, including children, grandchildren, and great-grandchildren. They could also be used to protect beneficiaries in vulnerable life situations by retaining the income for their benefit in the trust. Sprinkle trusts have been one of the many "tools" in the sophisticated estate planner's repertoire for years. Now, they are much more attractive because they could result in significant tax benefits.
Things the Beneficiary Of Your IRA Should Know
The above points apply to individuals who own IRAs, but there are some things that IRA beneficiaries should be aware of too. If owners of Inherited IRAs are not proactive, the new death tax will cost them dearly.
If you have inherited a Traditional IRA, the best time to take a taxable withdrawal is when you are in your lowest tax bracket, as long as it is within ten years of the death of the IRA owner. If you inherit a Roth IRA, you should consider maintaining the tax-free growth in the account for as long as possible, and wait until ten years after the death of the original owner to withdraw any money.
This is no time for complacency for IRA and retirement plan owners. Congress is attacking your family's financial security and it is time to take action.


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Community grieving and compassion
The University of Utah family continues to grieve the loss of Zhifan Dong.Read More
The University of Utah family continues to grieve the loss of Zhifan Dong.Read More
The first shipment of 10,000 masks arrived Thursday, April 30, 2020, scribed with messages of solidarity and friendship alongside a panda graphic—Sichuan's provincial icon and a traditional symbol of peace and good luck.Read More
Dear Faculty Members, Staff, and Students, We are writing to share several important updates that affect the University of Utah community. As of today, March 3, 2020, there are no confirmed cases of the coronavirus (COVID-19) in the state of Utah. However, the nature of the worldwide COVID-19 outbreak is fluid and changing daily. As […]Read More
The company is on a U.S. tour.Read More
Answers to common questions about coronavirus.Read More
A virus spreading in China has the world on alert.Read More
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Children break bones all the time without realizing. In fact, broken bones are the fourth most common injury among children under age six. As a parent, these are the 7 symptoms you can check for before seeing a doctor.
If you see pieces of a bone have pierced your child's skin, then it's a broken bone. The doctor may also call it a displaced fracture, which means parts of the bone aren't lined up the way they should.
Non-displaced fracture is when the broken parts of the bone are still lined up correctly. This type of fracture is harder to identify, but here are 7 red flags to help you spot it.
You or your child could hear a snapping noise during the injury.
Your child may feel pain when he tries to walk, lift something, touch or put pressure on a limb.
Your child may get bumps on his limbs. Some other obvious changes may also appear.
Your child may have bruising in the area of injury, and it feels tender to touch.
This could be a warning sign of nerve damage near a break.
However, this isn't always a sign of a fracture, because some children with broken bones can still move their limb.
What you can do before taking your child to the doctor:
● Make sure your child is lying down.
● Put pressure on the injured area with a sterile gauze pad or a clean cloth.
● Don't try to push the bone back into place.
● Don't wash the area of trauma.
If you can't see the bone, you can do the following while you wait for help.
● Don't move the limb.
● Remove clothing around the injured area as gently as possible.
● Wrap ice or a cold compress in a cloth and put it on the skin near the injured area. But don't do this to babies and toddlers.
● Make a splint to stabilize the area
● Don't give any food, drink, or medicine to your child in case he needs surgery.
● First, fill the space around the area of pain with soft cloth.
● Then, wrap rolled-up newspaper around the limb. Make sure to cover the top and bottom of the limb.
● Finally, wrap shoelaces or bandage to fasten the splint in place, but don't do it too lightly.
Sometimes a sling made out of a piece of clothing will also keep the limb or joint in place.
Fractures heal at different rates, depending on the age of the child and the type of fracture. So it's important for your child to wait to play sports until your doctor says it's OK.
● Make sure your child is getting enough calcium and vitamin D.
● Motivate your child to exercise regularly and do physical activities.
● Take simple safety precautions, like childproofing your home.


text: Scientific Research All SCAR projects are founded on solid scientific research which form the backbone to all our conservation actions. From small cat and mesocarnivore monitoring and evaluation, fact-finding, to uncovering new discoveries, SCAR prides itself on using practical and innovative ways to protect Sri Lanka's lesser known species and habitats. Urban Fishing Cat Conservation Project Read more Save Fishing Cats Conservation Project Read more Small Wild Cat Distribution and Roadkill Distribution in Sri Lanka Read more Regenerated Forest Mammal Monitoring Project Read more


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VMware, the VMware logo, VMware Cloud Foundation, VMware Cloud Foundation Service, VMware vCenter Server, and VMware vSphere are registered trademarks or trademarks of VMware, Inc. or its subsidiaries in the United States and/or other jurisdictions.


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Rand Paul Offers Support For The Iran Deal
Article from Politico by Seung Min Kim.
Sen. Rand Paul, who opposed the nuclear deal with Iran two years ago, wants the United States to stay in the agreement — even as President Donald Trump sends clues that he is preparing to derail it.
In an interview Wednesday, the Kentucky Republican said he believes evidence shows that Iran has been complying with the terms of the deal, cut by former President Barack Obama and aimed at curbing Tehran's nuclear ambitions. Instead of withdrawing from the nuclear deal, Paul argued that the administration should instead look at a deal that would target Iran's continuing ballistic missile program.
"Most of the complaints about Iran don't have anything to do with the agreement. They complain about ballistic missiles and other things, but that's not part of the agreement," Paul told POLITICO. "I think while the agreement's not perfect, my main concern has always been compliance. But if they're complying with it, I think we should stay in it."
Trump's visit to the United Nations this week has drawn increased attention to the fate of the controversial nuclear deal, particularly on Wednesday when the president told reporters that he had already decided whether the United States will remain in the agreement — but declined to disclose his decision.


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I recomend going with the brand name jobi over some of the knock offs. you really get what you pay for here. Some of the others just leave you pissed that you are even holding it in your hand they … Continue reading
August 28, 2013
by Carter Hargrave
Comments Off on Joby GP3 GorillaPod SLR-Zoom Flexible Tripod


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Tecan microarray solutions transform functional proteomics workflows at ASU
Researchers at The Virginia G. Piper Center for Personalized Diagnostics at the Biodesign Institute, Arizona State University, have invested in an HS 4800™ Pro automated hybridization station and two PowerScanner™ units from Tecan for processing protein microarrays
Dr Joshua LaBaer, Director of the Center, explained: "We have adopted a unique approach to functional proteomics which involves printing the gene for the proteins on the slide and adding a cell-free extract that synthesizes the proteins in situ. The proteins are made literally an hour before we test them."
Dr LaBaer continued: "These instruments, our newest pieces of Tecan equipment, are real workhorses. The HS 4800 Pro runs by itself overnight and allows us to produce proteins in situ on the glass, wash them off, and even incubate them with samples, all in a single run, without any manual intervention at all. This instrument has done wonders in terms of reproducibility; we can do the same array on two different days and still get the same answer. The PowerScanners are also essential, with very good optics giving us strong signals. We run many slides repeatedly, which can be extremely tedious, and having reliable autoloaders on the PowerScanners has been very helpful."
Dr LaBaer concluded: "In both cases, the devices were by far the best thing on the market. In the case of the PowerScanner, there was nothing out there with the same combination of good autoloading features, images and software. Other devices simply didn't match the quality."
To find out more on Tecan's microarray solutions, visit www.tecan.com/microarray
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*Due to COVID-19, PCE is no longer able to hold on-site exams in order to adhere to all mandated gathering restrictions. Please read the below Off-Site Exam Process document for information on the current exam process.
Prepared Childbirth Educator's certification examinations are created with the guidance of test development specialists and content expert panels representing their specialty area. PCE also conducts periodic role delineation studies to analyze the professional skills and abilities required within each specific certification. All PCE certifications are on the American Nurses Credentialing Center (ANCC) inclusion list of accepted national certifications regarding Magnet status.
The mission of the Childbirth Educator Certification (CCE) is to recognize excellence in the specialty role of the nurse childbirth educator.
The goal of the CCE certification is to:
- recognize the specialized knowledge, skills and abilities of the nurse childbirth educator
- strengthen the core competencies of the nurse childbirth educator
- distinguish childbirth education as a specialty area within the nursing profession
- contribute to nurse childbirth educator's professional development
Eligibility Requirements
- Licensure: a currently active nurse license in the United States or its territories
- Experience: at least 1 year of teaching childbirth education classes or have taken a training on teaching childbirth education
Certification Examination Fees
If you have taken PCE's prep course within the past 3 years, you are eligible for a discounted exam rate of $150.00 (Email firstname.lastname@example.com for a registration form with your discounted rate).
If taking the Examination ONLY* (if taking the exam without the prep course): $450.00
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World Bank's IFC invests in pharma firm to improve access to high-quality medicine in Turkey
ISTANBULThe International Finance Corporation (IFC), a member of the World Bank Group, has said it is providing a $25 million loan to Nobel İlaç, a leading pharmaceutical company in Turkey and the country's only net exporter in the sector, to help meet the growing demand for innovative, affordable, and high-quality medicine in Turkey.
IFC's loan will support Nobel İlaç's research and development efforts and help the company ramp up production, according to a statement released by IFC on Aug. 21.
Turkey is largely dominated by branded generic products.
IFC's support will also allow Nobel İlaç to expand its product portfolio to include specialized generic medicine, and this will enable millions of the company's customers in Eastern and Central Europe to obtain affordable and high-quality medicine, read the statement.
"Biotechnological drugs provide opportunities for sustainable health care systems. In our country, it is urgent to shift to production of biotechnological drugs in parallel with the developments in the world. Nobel İlaç considers biotechnology as a strategic priority and with the support of IFC's investment we aim to develop at least one domestic biotechnological drug by 2023," Nobel İlaç Chair Hasan Ulusoy said.
"Our investment in Nobel İlaç is in line with our strategy in Turkey to support the export-oriented growth and international expansion of Turkish companies. Nobel will introduce locally produced, high-value-added medicines to local and international markets and, at the same time, help to close the pharmaceutical trade deficit in Turkey," Dimitris Tsitsiragos, IFC Vice President of New Business, said.
IFC's support is part of a $48 million investment plan developed by Nobel İlaç, according to the statement. The program will also be financed by İş Leasing and the company's own funds.
The Scientific and Technological Research Council of Turkey (TÜBİTAK) is also supporting the investment program with grants and technical assistance, read the statement.
Turkey is currently the second-largest country in IFC's global portfolio with $5 billion in commitments.


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An Open E-mail To My Command
Just over a year after I joined the Navy the twin towers fell. I remember watching the event on the mess decks of the USS WARRIOR. I remember the CO gathering us together and talking and telling us about how this will be a "formative experience" in our career and from now on "nothing will be the same", and I remember clearly thinking in the days that followed how quickly "Things got real".
Well, California is on lockdown, and things just got real.
While we will certainly get through this. I believe we have a long road ahead with many weeks, or months, of severely restricted social interaction and movement. As I look into my crystal ball I believe most of our summer exercises will be canceled or delayed, and that we may spend weeks to months in a virtual limbo just waiting until next week to see what happens.
To further complicate things we are dealing with the paradox of the "Two Bell Curves" By stopping social contact and flattening out the bell curve we are reducing the impact of COVID-19 but also EXTENDING the length of isolation. As a point of reference China started their draconian lockdown January 23; nearly 2 months ago.
In the midst of chaos lies opportunity – Sun Tzu
So what do we do with this chaos? Clearly and the first step in any crisis is to take care of yourself, your family and your shipmate. You are no good to me or anyone else if you are laid out sick. The second thing is to start building some type of personal and professional routine. The quad is working on a professional routine for DIV-31 but I encourage you to also consider expanding on your personal routine. Habits and the Miracle Morning would be two books to consider reading. Third, I'd like you to start on a journey of self-directed professional development with a focus on benefiting yourself, your command and your Navy.
Here are some examples of what I mean by "Self Directed Personal Development"
To Benefit the Navy
- Contribute to the Navy's body of corporate knowledge by writing for journals such as Proceedings, Strategy Bridge, Task and Purpose, or Small Wars Journal.
- Start on your MBA, 6 Sigma, Joint Professional Military Education, project management, ECT. Many online schools are opening their doors for free or a reduced cost. Take advantage of this.
- Join one of NAVPERS many committees. I was recently on the committee planning the Navy's new FITREP/EVAL system, and while it has not yet been implemented, it was a great learning experience to peak behind the curtain and see how the Navy operates. The added benefit to these committees is they are nearly all already operating in the virtual space.
- Mentor: You hear me constantly talk about the value of mentorship and network. Why not reach out to that guy/gal you were working with on your last ship, check in, and see where he/she is at. Maybe you can provide some career advice, or help thinking through some personal/professional issues.
- Write: JD Kristenson, the former CO of the CHAMPION was one of the co-authors of the Naval Officers Guide. The Naval Institute Is actively looking for authors that can assist with similar projects.
- Join a professional Online Group: I am part of a Naval Mastermind Group on Slack, and a Commanding Officer's group on LinkedIn. These groups already have an online presence and are very welcoming of new members.
To Benefit the Command
- Work with our Training Team: I've tasked our N7 to maximize the remote training our command can do. At a minimum this involved grinding through NKO/GMT courses for the year, this also may involve some type of synthetic dispersed exercise. Do you have an idea? Let N7/XO/SEL know.
- Battle Watch Instruction / SOPs: Over the last two years we have developed a great product; however with any product it can always get better. What can you do to take it from a 90% product to a 95% product.
- Command processes: What frustrates you about our command? Do you have an idea for change? Are you willing to vet that idea through the stakeholders? Can you get the SEL's and XO's buy in? If so you have a good shot at leaving MCMDIV31 better than when you checked in.
- If you need to brainstorm think through our command DOTMLPF ( Doctrine, organization, training, material, leadership, personnel, facilities. )
To Benefit yourself
- Mentor: Who was that former CO / XO / CMC / CPO that you really respected on USS LAST SHIP? Why not call him/her up, ask them some questions about your career, next job, how to deal with your skipper's crazy ideas, ect. If the phone call goes well, do it again next month, and before you know it you will "your guy" in the Pentagon, "Your guy" in BUPERS, "Your guy" at FFC, ect….
- Fitness: The PRT is canceled for the Spring Season. If you are tired of cutting weight or training for sit-ups here is your opportunity to do something totally different. Ever walked a tightrope? I'm considering buying a slack line and putting it in my front yard for my kids and the neighborhood kids.
- Family: Last night my family took a 2 mile walk; what is remarkable about this is we've never taken a walk before. I want my kids memories of COVID to be full of family walks, games and playing with dad outside.
- Online Courses: Interested in playing the harmonica? Learning small engine repair? App Development? IT security? project management? Photography? Now is a great time to pick up one of those "important but not urgent" skills. Linda.com, with a free 1 month trial is a great place to start
- Read: While most libraries are shut down, nearly all libraries, including the Navy's library, have an online presence.
- Mental Health: We all know the importance of taking care of both Mind and Body; with all gyms getting shut down, spend some time focused on the mental side.
In the meantime our battle rhythm continues. Daily musters on slack, daily meetings in the #conferenceroom, and daily tasking by the #N-Codes. We are also a few days away from a periodic VTC where we can get "eyes on" each other to check in.
Take advantage of this once per career opportunity.
R/ Skipper


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Yesterday I says...."I know what....I think I'll just go outside an' swak me up some golf balls round the yard".
I get all dress up in my "ranch'n" duds an' head out the door. Grabs holt of my sand wedge an' bout half a dozen balls. I'm gonna practice me some 30 yard chips. Well, with all the rains we had, the grass done growed up an' I cain't find them damn balls after I hit 'em. "Now what ya gonna do Billy Bob"?
This morn'n I feels like I fell out of a dumpster. An' I ain't even been in a dumpster.
I sure do like sit'n round sip'n up a cup an' think'n back on all the silly
"You hear that Obama? I don't like freak'n change". Damn that felt good.....yeee har!!!
Now I must go through all my tax files an' prepare myself for a IRS audit. Hee hee.....that felt good too.


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They have a magnificent team. These people are always kind and willing to listen to your concerns or issues. Better yet, your assignment is always ready before the time, they usually send you a draft to double-check before they finalize your paper.
Cheryl Montoya picked up the phone and called her boss, Wes Chan, Vice President of Marketing at Piedmont Fasteners Corporation.
Cheryl: "Wes, I'm not sure how to go about answering the questions that came up at the meeting with the President yesterday."
Wes: "What's the problem?"
Cheryl: "The president wanted to know the break-even point for each of the company's products, but I am having trouble figuring them out."
Wes: "I'm sure you can handle it, Cheryl. And, by the way, I need your analysis on my desk tomorrow morning at 8:00 sharp in time for the follow-up meeting at 9:00."
Piedmont Fasteners Corporation makes three different clothing fasteners at its manufacturing facility in North Carolina. Data concerning these products appear below:
Normal annual sales volume
|100,000 units
|200,000 units
|400,000 units
|Unit selling price
|Variable cost per unit
Total fixed expenses are $400,000 per year.
All three products are sold in highly competitive markets, so the company is unable to raise its prices without losing unacceptably large numbers of customers.
The company has a very effective lean production system, so there is no beginning or ending work in process or finished-goods inventories.
Using the module readings, the Argosy University online library resources, and the Internet, research break-even point and costing systems. Analyze the case based on your research and what you have learned so far in the course.
Be sure to include your calculations in Microsoft Excel format.
Write a 5–6-page report in Word format. Apply APA standards to citation of sources
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As I'm on the road three time zones away, I haven't seen very much live Yankees baseball since last Wednesday, but I couldn't help notice the way A.J. Burnett's latest outing erupted into controversy. For about 12 hours on Saturday and Sunday, my Twitter feed looked like the aftermath of a rap war, particularly when it came to parsing Joe Girardi's postgame comments.
We've flogged Burnett enough in this space, but the most glaring thing about his recent struggles is the way he's been roughed up for seven runs by the White Sox and the Twins — lousy offensive teams — in between games where Phil Hughes and Ivan Nova have put up zeroes and ones. After Burnett's latest outing, even Girardi and Brian Cashman now sound closer to acknowledging that whatever they're packing into that objective pipe, the $82.5 Million Dollar Man isn't necessarily one of their top five starters.
One split worth examining is the way the six starters have performed against teams with records below .500 as compared to those .500 and better. Keep in mind, this means those teams' records as of today, rather than when they were early-season hot or cold streaks, so that early April series against the 0-6 Red Sox appropriately ends up in the .500+ category.
--------- .500+ ---------- -------- Sub-.500 --------
Pitcher GS IP SO/9 ERA FIP GS IP SO/9 ERA FIP
CC Sabathia 19 137.7 8.0 3.40 3.18 8 60.0 9.3 1.95 2.38
Ivan Nova 11 67.0 5.2 3.49 4.30 10 57.7 5.5 4.53 4.40
Freddy Garcia 11 61.7 6.6 4.09 4.08 9 60.7 5.3 2.23 3.35
Bartolo Colon 13 81.7 7.8 4.41 4.45 6 43.0 7.5 1.88 2.69
A.J. Burnett 14 85.7 7.2 5.15 4.57 12 70.3 8.1 4.73 5.23
Phil Hughes 6 29.3 5.5 5.52 4.87 4 22.3 4.0 6.04 5.26
Staff 75 661.0 7.2 3.76 3.89 50 460.0 7.4 3.29 3.63
Rotation 74 463.0 7.1 4.14 4.05 49 314.0 6.9 3.38 3.82
A few things stand out among what are still somewhat small samples:
• The Yankees have obviously pitched much better against the dogs (against whom they've gone 35-15, for a .700 winning percentage) than against the tougher teams (42-33, .560), but you can certainly make a case that Nova has been the team's second-best starter against the good 'uns based upon his ERA and his average innings per start against the latter.
• FIP gives you a slightly different answer largely because Steady Freddy has been smoked for a .332 BABIP against those teams while Strivin' Ivan (?) has received the benefit of excellent defensive support with a .261 BABIP; Garcia has also missed significantly more bats against the better teams. FIP also sees Burnett as pitching a wee bit better against the good teams than the bad, though if you look at the slash lines (.269/.333/.443 vs good, .238/.340/.445 vs bad) it's basically a wash.
• Nova and Hughes are the only starters who have lower ERAs or FIPs against the good teams, though the latter's number of innings in the two splits are small enough that you can't attach too much importance, particularly if you axe those early-season debacles.
• Even if you want to make the case that Sabathia, Garcia, and Nova are now the Yankees' top three starters, the fact that they've collectively been bombed for a 7.23 ERA by the Red Sox in 25, 13 and 4.1 innings, respectively, is terrifying if not terribly significant from a statistical standpoint. Colon (3.00 ERA in 15 innings) is the only starter who's held the Sox in check at all.
* While Sabathia, Colon and Garcia have all dominated the bad teams, it's Colon who has disproportionately loaded up against them; he's the only one in the group whose FIP is more than a run lower against the dregs than against the winners. Meanwhile, Girardi and staff have done a fine job of maneuvering so that Sabathia has faced predominantly good teams, as an ace should. They've largely treated Colon and Burnett that way as well, suggesting an evolving view of whom their number two starter is.
All of which only makes clear that it's still murky as to whom the Yankees should start in the second game of a playoff series. That's probably the single most pressing question over the final 27 games of the regular season.


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The death, in a plane crash, of UN Secretary General Dag Hammarskjöld in 1961 has been a mystery ever since but a new investigation could be edging closer to solving it.
Research by Swedish aid worker Goran Bjorkdahl and Susan Williams, a senior fellow at the Institute of Commonwealth Studies in London, has forced the UN to reopen the case.
"My own conclusion… is that Hammarskjold's DC6 was brought down and that the motive was to maintain the west's control over Katanga minerals. It is significant that the UN, after Hammarskjöld's death, has become less of a challenge to the big powers," wrote Bjorkdahl back in 2011.
#Quote of the week from Dag #Hammarskjöld: "Nobody can serve in that capacity [as UNSG] without a sense of gratitude…" #Dagquote pic.twitter.com/DqWHUUjg3c— Dag Hammarskjöld (@DagHammarskjold) 29 September 2017
The Crash and Othman's Report
Hammarskjold, a Swedish diplomat, and 15 other people were killed when their plane came down in the jungle as it approached Ndola in what was then Northern Rhodesia, but is now Zambia.
Hammarskjold died in September 1961, nine months after Patrice Lumumba, the left-wing prime minister of the Republic of Congo, was ousted and executed by forces backed by the US.
In 2015, then Secretary General Ban Ki-Moon ordered a fresh investigation into the crash.
A report, written by a former Tanzanian judge, Mohamed Chande Othman, was handed to UN Secretary General, Antonio Guterres, in August, and it allegedly says there is a "significant amount of evidence" his plane was brought down by another aircraft.
🔸[Quote of the day]🔸By Patrice Emery Lumumba — Assassinated Congolese independence leader. pic.twitter.com/YBS2ZubtCx— africanews (@africanews) 27 September 2017
Lumumba had been trying to take on separatist rebels from the southern province of Katanga, who were backed by western mining interests and foreign mercenaries.
Hammarskjold, who took over at the UN in 1953, was on his way to negotiate with the rebels when his Douglas DC6 plane crashed.
Othman's report, which was assisted by cooperation from the British, Belgian, Canadian and German governments, points out that in February 1961 the French government had secretly supplied the rebels with three Fouga planes.
These planes were involved in air-to-air attacks, flown at night and from airstrips cut out of the jungle in Katanga.
The Guardian newspaper claimed Othman's report contains evidence which backs up an account from a French diplomat, Claude de Kemoularia, who said he was told by a Belgian pilot in 1967 that he had accidentally clipped the wing of Hammarskjold's plane while trying to stop it landing at Ndola.
#UNSG @antonioguterres was the first amongst many who honoured Dag Hammarskjöld over the past two weeks. https://t.co/7yWFw6RqR7 pic.twitter.com/Ep7lpqetKO— Dag Hammarskjöld (@DagHammarskjold) 27 September 2017
Othman has also said the British and Rhodesian authorities were intercepting UN communications at the time of the crash and Britain probably still had crucial evidence in its classified archives.
He also learned the US was operating sophisticated electronic surveillance aircraft "in and around Ndola" at the time.
Two British inquiries into the crash have pointed to pilot error, but the UN itself has never reached a conclusion.
The Katanga crisis lasted until 1965 when the chief-of-staff of the army, Colonel Joseph Mobutu Sese Seko, took over and reabsorbed the rebel province into the Congo, which he renamed Zaire.


text: Posted on 14.08.201814.08.20180 by phonetic Positive Blatherings: The Art of Thoughtfulness Being thoughtful – truly thoughtful, is a real artform that so very many people just don't understand. Being thoughtful isn't just remembering a birthday or wedding anniversary. Being thoughtful is bringing someone a pink carnation on their birthday because they once told you about how much they love pink carnations. Thoughtfulness, in my opinion, is going that extra step to really get through the N.O.I.S.E. N.O.I.S.E. is anything that qualifies as the following descriptives: (Needless – Ostentatious – Insensitive – Senseless – Expletives). Nasty comments, people who are just promoting a Ray Ban Sunglasses Sale or their skincare products, folks who have nothing to offer to the conversation in a meaningful way. You know those people. So, how do you get through them on the Friend-Books and Twissler tweets? Just make a personal connection to the person you are trying to engage with. Instead of "Happy Birthday", I like to post something more personal. "Happy Birthday, Tom – hope you get that rash cleared up soon!" Well, maybe not THAT personal, but you get the idea. In the workplace, it is also taking an extra step to break out from the pack and take the lead. I have encountered many people throughout my career who were not very good at their jobs, but they went over and above to be courteous and respectful – even NICE! Those are the people who, despite their professional shortcomings, held onto their positions and even advanced in the company – because their attitudes allowed people to take an interest in their professional education. As a manager, I am far more likely to take extra time with the person who just can't get it right but is always smiling, as opposed to the joker who does the absolute minimum and talks smack about the guy in shipping with the lazy eye. Be authentic. Be thoughtful. Be positive. Be the ball. Peace and Love, always… Fitz www.rocvox.com Post navigation Previous Post Positive Blatherings: Impostor Syndrome Next Post Positive Blatherings: Is Business Personal? That's Up to You


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New adaptation project helping Gjoa Haven prepare for risks posed by climate change
News release
August 10, 2022 — Gjoa Haven, Nunavut — Crown-Indigenous Relations and Northern Affairs Canada
The Hamlet of Gjoa Haven is taking steps to address and adapt to the effects of climate change thanks to a community-led project that will conduct geotechnical investigations and drainage planning in the existing townsite as well as areas that have been identified for potential future development.
The Geotechnical Investigations and Master Drainage Plan project, led by the Government of Nunavut, will combine local traditional knowledge with information gathered by engineering consultants to create a Development Suitability Map and Master Drainage Plan for the community. The goal of these plans will be to identify climate change impacts caused by melting permafrost, such as water-induced erosion, thaw settlement, and flooding; protecting existing infrastructure from these impacts; and helping plan climate-resilient future development.
Understanding the impacts of climate change plays a critical role in infrastructure planning and emergency management in Indigenous, northern and Arctic communities, particularly those where climate change affects drainage and ground stability. In communities throughout Nunavut, melting permafrost is causing ground instability, the sinking of buildings and the washing-out of roads. This project will help the Hamlet of Gjoa Haven maintain their present buildings and infrastructure, while avoiding building new infrastructure on ground made unstable due to melting permafrost.
Today, the Honourable Daniel Vandal, Minister of Northern Affairs, announced $200,000 in funding from the Climate Change Preparedness in the North Program for work that will incorporate traditional knowledge and community engagement in a plan to protect current and future community infrastructure.
The Climate Change Preparedness in the North Program supports projects that help Indigenous and northern communities and governments increase their capacity to adapt to climate change. This includes providing support to assess a community's vulnerability to climate change factors such as changing ice conditions, permafrost degradation, coastal erosion, flooding, and wildfires on the natural environment and infrastructure portfolio. The program also supports communities and governments in addressing climate change as part of community planning and implementing appropriate measures to respond to various impacts.
"As Indigenous and northern communities are already feeling the devastating effects of climate change, it's crucial that they have the tools they need to lead on adapting to the changing environment. This project will play an important role in supporting drainage and geotechnical site planning to ensure climate resilient infrastructure development in the Hamlet of Gjoa Haven. It will also help support innovation and build community resilience as we keep working toward our climate goals."
The Honourable Daniel Vandal, P.C., M.P.
Minister of Northern Affairs
"This project continues Nunavut's work to secure a sustainable and climate-conscious future. By combining geotechnical insights with traditional knowledge and values, future generations will benefit from this important initiative. Climate adaptation is here to stay - continuing to form partnerships at local, territorial, and federal levels is what will strengthen our success."
The Honourable David Joanasie,
Minister of Community and Government Services
Quick facts
The Climate Change Preparedness in the North Program funds climate change adaptation projects in Yukon, the Northwest Territories, Nunavut, Nunavik, Nunatsiavut, NunatuKavut and Eeyou Istchee territory. To date, the Climate Change Preparedness in the North Program has invested more than $53 million in 284 projects across the North.
Budget 2016 allocated $21.4 million for the first five years and $3.5 million annually afterward for climate change preparedness in the north. Budget 2017 allocated an additional $55.9 million over eleven years to support the assessment of climate change impacts and the implementation of adaptation measures in the North.
So far in the 2022-2023 fiscal year, the program has provided $13 million to fund 52 projects across Nunavut.
Associated links
For more information, media may contact:
Kyle Allen
Press Secretary
Office of the Honourable Daniel Vandal
Minister of Northern Affairs
Media Relations
Crown-Indigenous Relations and Northern Affairs Canada
Suleikha Duale
Communications Specialist
Government of Nunavut
Department of Community and Government Services
Stay connected
Join the conversation about the North:
Twitter: GovCan_North
Facebook: GovCan - North
Page details
- Date modified:


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John C Murphy Moving and Storage is Dedicated to Safe Moving
To help ensure the safe moving and/or storage of your belongings, please refer to all the information below.
It is important to know that not everything should get packed and loaded onto the moving truck. Exceptions may be made if your move is less than 150 miles and items will be delivered within 24 hours of loading with no in-transit servicing. In most cases, our team at Murphy will advise you not to pack up any perishable items, including produce, plants, frozen or refrigerated foods and open or half-used food containers.
Additionally, many common household items are just not safe for transport under any circumstances. For the safety of your family, John C Murphy movers and others on the road, we cannot transport hazardous items, including explosives, flammable gases and toxic substances.
Please read this list below carefully prior to packing so that you can separate these non-allowable items from the rest of your belongings before they go on the moving truck. Most of these items are likely to be found in your garage or with your household cleaning supplies, while others may be scattered throughout your house. If you have questions about a particular item, please reach out to your Murphy move coordinator for clarification.
Keep in mind that these items are hazardous and must be disposed of properly to comply with federal, state and local laws and to protect the environment.
- Aerosol cans
- Ammonia
- Ammunition
- Car batteries
- Charcoal/lighter fluid
- Charged scuba tanks
- Chemistry sets
- Cleaning solvents
- Darkroom chemicals
- Fertilizer
- Fire extinguishers (you are safer getting a new one anyway!)
- Fireworks
- Fuels/oils
- Household batteries
- Kerosene
- Liquid bleach
- Loaded guns
- Matches
- Nail polish/remover
- Paint thinners
- Paints / varnishes
- Pesticides
- Poisons
- Pool chemicals
- Propane tanks
- Rubbing alcohol
- Sterno fuel
- Weed killer


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- Beyond Blue Forums
- Caring for myself and others
- Relationship and family issues
- Forming connections with others
- Subscribe to RSS Feed
- Mark Topic as New
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- Pin this Topic for Current User
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Forming connections with others
Recently i have been longing to form a close relationship with someone
But have been unable to feel a connection. While others say i havent given
Enough time i think its something else.
I feel as if i dont have a close connection with anyone or anything even though
I crave it. I feel this is a subconscious thing my mind has decided to do
As a defence mechanism from being scamed out of half of what y oiu own which
Has happened to some of the people around me.
I need to break this i desparately want to feel a connection to someone based of
somthing other than physical attraction.
The point of this post is to ask for help, im not sure where to go to, or who to
contact about this issue.
Hi Jacobi1911, welcome.
I just wanted to say I know how you feel. I wish I had people close to me. I just have my parents, I don't have anyone else. Yes I'm thankful for them but I wish I had friends. I have nobody. I never have. Sometimes I wish I had a partner also, sometimes I don't. I like my time to myself sometimes but it gets lonely.
Sorry if that was irrelevant, just wanted to let you know you're not alone. I hope you find someone soon.
I appreciate you sharing your veiw but i thinky my situation is slightly different to yours, not to devalue your experiences at all i might add i apprecuate you putting your own expereince out in a ln attempt to help!!
I have a very big friend group and a very solid support structure around me, but i dont feel anything, i only do things for my friends because i know that makes them like me not because i have any sense of passion or love for our friendship.
I dont make emotional connections with people full stop even within my family my mother is a lovely lively lady and i appreciate her to bits, but i dont think i feel about her any different than any of my female friends, like does love feel like anythibg different to that i dont know
Hi Jacobi1919,
Your post struck a chord with me as that is how I feel almost all the time, alone. I have friends (not that many granted), many acquaintances, a partner, family etc but I struggle to feel that close connection with people. Even with my extended family and my friends I don't feel it. I am fairly outgoing and do a lot of activities now where I meet people and I do on the rare occasion meet people that I have a strong bond with, but it's so rare that it comes along really infrequently (like twice in 5 years) and then because it's so rare something inevitably happens like they move away or I move or change jobs etc and I'm back to square one. Everything just feels so superficial and I crave depth, even someone to come over and have drinks in our pjs and watch tv rather than going out to breakfast where we have stilted and polite conversation about "how have you been" "how's work" etc. I figure the only way to create that is to be the person to other people that I want for myself, invite them out for drinks, and try and break down those barriers. Nothing ventured nothing gained I suppose
I have spoken through this with heaps of freinds and they just say i havent met the right one yet but that is not the only thing, i dont love my sisters or my farther or mother, sure i appreicate them and all they do for me and i wish to make them proud and happy as thanks for what they have done for me but i dont feel any emotions byond that to them.
I dont think ive ever met somone who if they disapeared from my life id have a catastrophe, as you say everything feels superficial but i dont hold anything back, i do socially expected things as all people shoukd like being polite and curdious to other but i dont refrain from.being weird or not normal when im out in public, i dont try press myself into somthing because i know i cant.
So does that mean i have the incapacity to feel love? Its kike somthing you want to desparately to feel but you just cant for a n yone or anything
Hi Jacobi1911
i completely relate to this, I have a few friends but don't feel a connection with anyone and every time I try to talk to someone they ghost me because I have 'too many problems'. I guess I am just super lonely and longing for a deep connection with someone. I am here if you want to talk


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Archive for September 2018
2018-19 Girls Volleyball Tryouts
Club tryouts will be held on November 3rd! Check out our tryout schedule here: November 3, 2018 – $30 10:00-11:30am | 11U/12U Titan Local + 17U Titan Select + 18U Titan Travel 12:30-2:00pm | 13U Titan Local + 14U Titan Local, 14U Titan Travel and 14U Titan Select 3:30-5:00pm | 15U Titan Travel and Titan Select + 16U…Read More
Get Ready for Tryouts with Our Girls Volleyball Skills Clinics
New session added on October 27th! Dates: September 24th, October 8th, October 15th, and October 27th Time: 7:00-8:30pm Where: Lincoln High School (555 Dana Avenue, San Jose, CA, 95126) Cost $20 per session Who: Girls ages 10-18 Step 1: Get NCVA Membership – To renew your membership click here – To get a new membership click here…Read More


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New User? Register Now
Regular price $1,190.00 | Save $-1,190.00 (Liquid error (sections/product-template line 228): divided by 0% off)
In 1998, Ditzel added a barstool version to her award-winning Trinidad series. The sliced and curved back shell provides unparalleled seating comfort. Optional seat upholstery.
MEASUREMENTS: 17.72″ wide x 19.69″ deep x 44.29″ tallSeat: 30.31″ tall
Materials Steel FrameWooden Structure
Lead time for production: 6 weeks
Warranty Fredericia Furniture warranties that purchased product(s) will be free from manufacturer's defects in material and workmanship for a period of 5 years.
All sales are final. We do not accept returns or offer any warranties on any vintage or new production item. Orders can be returned or cancelled within a 24-hour period from the initial sale time and date for a refund of the full purchase price. All returns made after 24 hours of the initial purchase date will receive store credit for the full value of the purchase price. We do our best to accurately represent each item and are more than happy to provide you with as much information as possible before your purchase.
We offer white glove, in home delivery on all orders in the continental United States. For shipping quotes on items going to Hawaii and Alaska, or any international location, please contact us and we can guide you through your shipping options. We use a fully-insured white glove shipping service for the majority of our long distance shipping. After your order is picked up from our showroom, west coast deliveries will take approximately 2-3 weeks for delivery, while east coast deliveries will be closer to 4-6 weeks for delivery. For smaller items, we pack them ourselves and ship them via UPS Ground. All shipping orders will have a tracking number.
Shipping & taxes calculated at checkout


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Announcements – March 11, 2016
Dive-In night tickets, AP test registration, new arts class and more coming up.
March 11, 2016
All AP testing forms and payment are due to Mrs. Johnson by March 17 before 1st block. There are no exceptions.
Activity Announcements:
Don't forget, tickets for the March 18th Sharknado Dive-In are on sale every day at lunch for $10. After this week, the ticket price raises. Don't delay! Ticket cost covers the movie, food, and pool entry!
Manitou Springs High School is having a spirit night with Chick-Fil-A on Garden of the Gods for Monday, March 28th, 4-8pm. 15% of the total receipts we collect from customers on that evening will benefit our after prom/senior week fund. We need approximately 15 students wearing MSHS apparel to man the event. If interested in helping with this event, please see Ms. Wendy. Please talk up the event to your family and friends, as well as come to Chick Fil A on that evening to eat dinner!
Arts14 classes in art and music begin this week. You may pick up sign-up materials in the lobby.
Girls golfers need to have their pass to practice in and be ready to start practice next week.
Hey tracksters: Just a reminder that track practice is mandatory today.
Today's Activity/Athletic Announcements:
10:15am – 11:45am BBB at STATE vs. Grand Valley (Consolation Bracket) – Denver Coliseum
4:00pm – 5:30pm GBB at STATE (FINAL 4) vs. Sterling – Denver Coliseum
4:00pm – 8:00pm GSOC (H) JAMES IRWIN 4/6
Sat Mar 12
8:00am – 1:00pm KNOWLEDGE BOWL @ VISTA RIDGE
Counseling Announcements:
Seniors…Please make sure you are checking out recent scholarships available! The Kiwanis Applications are due by Friday March 18th.
Seniors: The MSEF Scholarship deadline is next Tuesday. This is a $4,000 scholarship awarded over four years of study at a college of your choice. Also, the vocational scholarship application is now available. Visit the counseling page for details.
Juniors – Remember to see Mrs. Perkins to Sign up for the ACT Prep Seminar!
And Mr. Johnston's Friday Fun Fact is: What is the second most eaten cookie in the U.S.? Chocolate Chip, Oreos are #1
And Mr. Johnston's Spring Break Countdown is: Out of the next 16 days, we have 11 of them off.
And Ms. Wendy's Friday joke is: What do you call having your grandma on speed dial? Instagram.


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Here is the inventory trend of detached and attached active listings in San Diego County, with the counts taken in the middle of each month. Look at how the inventory was flying off the shelf in Spring, 2009, and has been relatively low since…well, at least until a couple of months ago.
The recent spike means the current list-price exuberance is a lot of hot air. There hasn't been a rush to lower list prices yet, but sellers, it's mid-July – it's about time!
Hat tip to Schahrzad for her help with the numbers.


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Maintenance Training Academy
The Maintenance Training Academy is a state-of-the-art, innovative facility offering statewide training programs. Individuals receive hands-on equipment and highway construction instruction.
The academy delivers relevant, clear and comprehensive training on many topics including:
- Heavy equipment operation
- Preventive maintenance
- Work zone safety
- Snow operations
This training is offered to both state employees and to approved partners.
State employees and approved partners become proficient, highly capable equipment operators and maintenance technicians.
Learning involves classroom and outdoor equipment training. Individuals completing these classes will be have verified, highly desirable and proficient skills.
We train the right people, on the right information, at the right time
Meeting rooms are available to local, state and federal government, and private enterprise.
The rooms are fully equipped with all the necessary tools and technology of a modern learning facility. Also, cameras, camcorders, and tripods are available.
Call us to reserve a meeting room or training area.
Mailing address:
1221 E. Broad St.
Richmond, Virginia 23219
Shipping address:
6020 Elko Tract Road
Sandston, Virginia 23150


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ESA claimants did not receive the £20 per week uplift claimants, and probably as a result, their levels of food insecurity have sharply increased during COVID-19 relative to Universal Credit (UC) claimants, according to new research.
The study by Welfare at a (Social) Distance considers two levels of food insecurity:
- any food insecurity, where the quality and variety of people's diets were affected by lack of money (e.g. people couldn't afford to eat balanced meals in the last 30 days);
- severe food insecurity, where the amount of food that people eat has been reduced by lack of money (e.g. cutting the size of/skipping meals in the last 30 days).
The new research also finds that disabled people are much more likely to be food insecure or severely food insecure.
This only falls close to the level of non-disabled people if they receive both the extra disability-related payments in UC/ESA and the separate extra cost benefits PIP/DLA.
During the COVID-19 pandemic, the research finds benefits that increased in generosity during - UC and Tax Credits - saw little change in food insecurity or severe food insecurity over time.
However, for ESA/JSA claimants, sharp increases in food insecurity and severe food insecurity during COVID-19 occurred. For example, 18% of ESA claimants were severely food insecure in 2019/20, which rose sharply to 28% during COVID-19.As a result, the report recommends that to reduce food insecurity, policymakers need to make sure that disabled people receive adequate benefits.
Among other conclusions of the research report are the following.
It is not possible to talk about food insecurity in the UK without talking about benefits. Among working-age people who are food insecure, 52.9% are claiming income/work-related benefits; and among people who are severely food insecure, 62.1% are claiming benefits.
The just-announced Household Support Fund will not compensate for the end of the £20 per week UC uplift. A £500m fund can only make up for the loss of £20 per week for 1m households (probably 1.3m adults). Even if the fund is targeted perfectly, it cannot cover all of the 1.7m who were severely food insecure, and can cover less than half of the 3.0m who had any food insecurity.
The end of the uplift not only risks more people falling into food insecurity; most UC claimants already in food insecurity will lose £20 per week as well.
While keeping the £20 per week UC would help, a significant fall in food insecurity would require a broader increase in the level of benefits. COVID-19-related changes (including the £20 per week uplift) were associated with an improvement in food security among UC claimants compared to those on legacy benefits who did not receive them.
But they are a "sticking plaster" on a broader problem: even with the uplift, half of UC claimants were food insecure, and around one-quarter were severely food insecure.
To reduce food insecurity, the under-occupancy penalty and the benefits cap should be abolished. Some policies that are strongly associated with food insecurity, including the under-occupancy penalty and particularly the benefit cap.
It does not matter if this is causal: it is clear that food insecurity is higher among people subject to these policies. To the extent that the aim of benefits is to avoid food insecurity, then it would be sensible to target increased generosity on those affected by abolishing both policies.
To reduce food insecurity, less money should be deducted from people's benefits, and the five-week assessment period for payment in UC should be abolished. Direct deductions from benefits are strongly associated with food insecurity and severe food insecurity. It does not matter if this is causal: to avoid food insecurity, it would be sensible to target policies on people subject to deductions, as they are particularly likely to be food insecure.
While reducing the level of deductions to repay past debts would be an improvement, it would be better to design a system that did not lead to incurring these debts in the first place - including getting rid of the 'five-week wait' for payment.
To reduce food insecurity, the DWP needs to better help people deal with their wider debts. An outright majority (55.1%) of current claimants made debt repayments in the previous month (outside of any deductions); a quarter reported repaying more than £100.
Claimants repaying debts were 20 percentage points more likely to be food insecure and 10 percentage points more likely to be severely food insecure. If benefits are to provide an adequate income, then claimant debt must be taken into account – e.g. by better providing or signposting to debt advice, and making claimants aware of the 'Breathing Space' scheme.
The Welfare at a (Social) Distance Hunger and the welfare state: Food insecurity among benefit claimants during Covid-19 is available from distantwelfare.co.uk


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From Paris with Love
Last week, I had the great pleasure of being among the team representing SUSE at HPE's Technology and Solutions Summit (aka HPE TSS) in Paris. HPE's largest and most comprehensive technical and solutions knowledge transfer event is aimed at presales consultants and solutions architects from HPE and their partners, bringing together teams from within HPE and their partner community all with the aim of sharing knowledge about their products and services.
Around 3,000 delegates converged upon the City of Lights to learn, exchange ideas and have a little fun in the city that is home to Notre Dame Cathedral, the Louvre Museum, the legendary Eiffel Tower, and of course the many creperies serving up delicious treats to hungry visitors!
Springtime in Paris
The event was great fun – held in the enormous Expo Porte de Versailles, we had the pleasure of meeting a great many members of the HPE teams, and helped them better understand how SUSE services can help them to help their customers. Discussions around application delivery, software-defined storage and migrating to SAP S/4HANA were prevalent, and indicative of the many problems that were impacting HPE customers around the world. It was great to see delegates from all around the EMEA region so keen to take home their own baby Geeko chameleons!
Our very own Bryan Gartner was there speaking about SAP Data Hub, helping attendees to better understand how enterprises can overcome the constraints of a complex data landscape, as well as sharing his thoughts on how businesses can overcome the various challenges that they might face when designing an SAP Data Hub environment.
A Winning Partnership
SUSE and HPE have been partners for 25 years now, and it's a partnership that we are proud of that has helped businesses the world over to solve their IT transformation headaches. Whether you're looking for a private cloud, almost infinitely scalable software-defined storage, a platform to orchestrate and manage your containerized applications and services, a solution for your migration to S/4HANA on Linux or an application delivery platform that can bring an advanced cloud native developer experience to Kubernetes, SUSE and HPE have something to help.
One of the highlights of any trip to Paris has to be the varied culinary experiences that you can enjoy there – whether you're a fan of escargots, homard (aka lobster), foie gras, steak, crepes or just jolly good cheese, there's an option for you in the City of Lights!
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