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First things first – I've always been apprehensive about live bands and Hip Hop, not to mention the whole "rock-rap" phenomena. I didn't even really feel the Roots until "Things Fall Apart." To me, the purest boom-bap spirit is embedded in the very heart of the art's origins, mainly: making something out of nothing. Can't afford instruments and lessons? Just plug in a turntable and a mic into the streetlight (or even bang on a tabletop). Don't know how to read music? Use your own voice to make rhythm. Can't play an instrument and can't afford the sample clearance? Jack the loop anyway (hold ya head, Biz). That raw uncut of "Radio" and "Run DMC," followed by the further explorations of sample-based sonics of "By All Means Necessary," "Critical Beatdown" and "Long Live the Kane" were at once a celebration of Hip Hop's creative roots in 70s Funk and Soul as well as a rejection of its first opportunities as a live-music-backed recorded medium (fuck Sugarhill). In almost all instances of early-80s studio Hip Hop, DJs lost their preeminent place to record label house bands that were cheaper and already established. The product, however, was often awkward and failed to capture the energy of live performances. It could be said, then, that the return to sample-based sonics was both a way for Hip Hoppers to take back creative control and an attempt to better recreate the vibe of earlier Hip Hop in its purest state. Either way, the live band was largely out of the mix (big up Stetsasonic!).
To be fair, some distinctions need to be made. Rap and rock, as musical genres and not necessarily as ways to create, have always shared a storied (if recently unfortunate) history ("Walk this Way," anyone?). Lately though, besides the enormously respected Roots and local favorites like the Twin Cities' own Heiruspecs, who else represents a melding of these two styles besides the Limp Bizkits of the world? Well, we now have Gym Class Heroes, who seem willing and able to get the party jumping. The question is, does anyone even feel live Hip Hop anymore?
Gym Class Heroes could be mistaken for a typical rock band, with a drummer, guitarist and bassist, except that instead of a love-sick crooner on the mic they have, well, a love-sick eMCee. Travis "Travie" McCoy handles all of the verses on this joint, and stays consistently entertaining, despite the fact that his personality occasionally veers from cheeky and refreshing to grating and self-absorbed (but what good eMCee isn't self-absorbed?). The band's sonics, sadly, consistently fail to bring the funky boom-bap of good live Hip Hop, instead relying on jam band sounding melodies (utilizing plenty of acoustic guitar shreds and keyboards) and mid-tempo grooves that would sound more appropriate backing a teen pop singer rather than a mic checker. Despite allathat, Travie's vocal styling and subject matter frequently matches the breezy instrumentals of his band, and in those cases a kind of synergy is heard. Only question is, is this really Hip Hop or just a band with an eMCee?
The Heroes start things off with "The Queen and I," about an alcoholic girlfriend who is both amusing and alarming. The tone is neither totally sincere nor tongue-in-cheek, but a weird and slightly offsetting mixture of the two; this same tone (or, I guess, lack of tone) is found throughout the album. As many times as Travie reaches levels of refreshing candor (a la Slug's best work), there are equal moments of ridiculous and cold irony, resulting in the emotional intensity being undercut by a goofy chorus or a purposefully arrogant stance. So neither mood is done justice. "Shoot Down the Stars," the second track, shares the same basic malady, as I was definitely feeling Travie's first verse about coming up; that is, until the mega-wack chorus came on, which sounded like it could've been sung by a member of N'Sync (pick one), with lines like "how fragile we are/ so fragile we are we just don't show it/ …we'll shoot down the stars for our enjoyment/ so sexy we are, so sexy we are we just don't know it." Did they get this shit out of some bad teenage poetry? Seriously. The cheekiness continues with "New Friend Request," a song alternately amusing and desperate that details Travie's MySpace obsession with a girl's webpage, and three "Sloppy Love Jingle" spoken word pieces, which act as extended interludes between musical sets. It seems that the Heroes are almost making fun of their own corniness with the latter offerings, awkward spoken word pieces taking place in a crowded bar, complete with hecklers from Travie's own mind. Other not-so-highlights include the late-80s Prince throwaway "Clothes Off!" (which I severely hope is supposed to be an over-the-top satire a la De La's "Baby, Baby, Baby, Ooh Baby" and not a genuine attempt at club play), and the uber-wink wink of "Viva La White Girl," which provides more of the same happy inspiration and bland love celebration unnaturally clothed in ironic tones. The self-indulgence of the band is evident on the latter track, as it features no raps from Travie (just singing), making for some truly painful (un-)Hip Hop.
The boom bap sound I alluded to earlier appears briefly to start the second half of the disc (most noticeably in "7 Weeks"), but by that point the damage was done. I had ceased digging into the deepest reaches of my musical theory knowledge to determine if this really was or was not Hip Hop. I had stopped hoping that the Heroes would make at least one or two hooks that didn't completely kill the songs vibe (fellas, perhaps a DJ would be a nice addition for cutting and scratching between verses?). I had also lost interest in figuring out why the Heroes were so fixated with high school (a theme that plays a prominent role in the album title, cover art and many of the songs subject matter). Yea, by that point I had accepted the Heroes' new album for what it was: a summer party joint by a band (who happen to be headed by an eMCee, incidentally) so eager to please that it uses many techniques of pop music convention I largely detest (cute/sensitive choruses, cute/catchy melodies, and an almost-schizophrenic tone) that aim for all those dancing youngsters, both sincere and sardonic. As for me, I don't usually dance. But go ahead kids, play the album real loud and enjoy your last month of sun. Just don't mind me if I walk away while grabbing my headphones to listen to that thing I love called Hip Hop.


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with leater
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subset: commoncrawl


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We all know about the advantages of cash balance plans. But what about other retirement plans for small business owners? In this post we take a look at a 412(e)(3) pension plans. They are little known but are a great solution for many business owners.
Not only are we going to examine some of the pros and cons of the plans but also take a look at the FAQs. Few investment advisors or tax advisors understand how they work, so we will try to break down the barrier.
What are 412(e)(3) plans?
A 412(e)(3) plan is a defined benefit pension plan. But rather than using the plan assets to invest in stocks, bonds, and mutual funds, the plan benefits are guaranteed with insurance contracts, including life insurance. Some professionals refer to 412(e)(3) plans as fully insured defined benefit plans.
What is the difference between traditional defined benefit plans and 412(e)(3) plans?
412(e)(3) plans are only allowed to invest funds in annuity contracts and permanent life insurance. The plans will offer participants a guaranteed return. Defined benefit pension plans are allowed to invest in the same insurance contracts, but also can invest in traditional investments like stocks and mutual funds. Defined benefit plans can offer higher returns, but since 412(e)(3) plans offer guarantees they can protect against investment downside.
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What are the advantages of 412(e)(3) plans?
There are many advantages of 412(e)(3) plans:
- They offer stable investments returns without market fluctuations.
- They provide flexibility and security based on the guaranteed insurance contracts.
- Because of the assumed lower rate of return, companies can generally make substantially higher tax deductible contributions compared to traditional defined benefit plans.
- They allow companies to fund larger contributions for older employees that will not increase contributions for younger employees.
- Because they do not require an actuary, they will generally allow for lower administrative costs compared to traditional defined benefit plans.
What are the disadvantages of 412(e)(3) plans?
Some of the disadvantages include:
- Since they use only insurance products, the investment returns tend to be lower.
- They can require large contributions, especially in early years.
- They do not allow loans.
- The annual contributions are fixed, so there is no ability to increase or decrease based on circumstances.
- While the plan is open, annual contributions are required and are not elective.
- Even though administrative costs are lower than traditional defined benefit plans, they are higher than 401k plans.
How does a 412(e)(3) plan work?
The plan works as follows:
- A qualified third party administrator is chosen and the plan is designed and drafted.
- The plan is funded and acquires qualified annuities and possibly life insurance contracts.
- On an annual basis, the third party administrator provides compliance and reporting services.
- The company will level-fund the plan during the working life of each participant.
- Upon retirement, the promised benefit based on the insurance annuity is utilized by the retiring participant.
What are the 412(e)(3) plan requirements?
Can you borrow from a 412(e)(3) plan?
What is the maximum benefit under a 412(e)(3) plan?
How safe is a 412(e)(3) plan?
How are contributions determined?
How much can you contribute to a 412(e)(3) plan?
Are contributions to a 412(e)(3) plan tax deductible?
Can the company take a tax deduction for plan set-up fees and annual administration costs?
Does the plan cost anything to participants?
Does an actuary sign off on the plan?
Can a 412(e)(3) plan be combined with other plans?
- 401(k). Subsequent to January 1, 2002, a company is allowed to retain its 401(k) plan and also adopt a 412(e)(3) Plan.
- Profit Sharing Plan. The company is allowed to have a profit sharing plan. However, the profit sharing contribution would typically be limited to 6% of compensation if the 412(e)(3) plan is not covered by the PBGC.
- Defined Benefit Plan: Since a 412(e)(3) plan is a form of defined benefit plan, it is recommended that the company terminate any existing defined benefit plan. Any accrued benefit of the prior defined benefit plan would lower the maximum benefit of a new 412(e)(3) plan.
What type of companies can adopt a 412(e)(3) plan?
Can a 412(e)(3) plan be structured to make contributions at a specified level?
Is annual funding mandatory?
Who are qualifying employees under the plan?
What happens when a participant retires?
412(e)(3) plans can be great plans for small business owners. Unfortunately, most advisors and financial planners are not familiar with them. We have examined many of the pros and cons and also many FAQs. Hopefully, you are now well versed on how the plans work and can determine if a plan is right for you.


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May 6th, 2006
When it Rains it Pours
If you were trying to access this site Thursday night or Friday morning, you discovered our server was down. Violent storms ripped through central Texas late Thursday night, knocking out power
This year it looks like May is vying to take back its title of one of Austin's rainiest months. After a disappointing showing in 2005, May 2006 has started out with a bang–the bang of thunder, the boom of transformers blowing out during a power surge, and the crash of trees felling power lines.
Tuesday (5/2) afternoon, I got caught in thunderstorm as I headed home from the gym in rush hour traffic. That was a comparitively pleasant prelude to Thursday (5/4) night. Around 10PM, 70mph winds begin whipping through the trees and almost immediately our power surge protectors squealed and we lost power. According to Austin Energy, Thursday's storm resulted in the biggest power outage in Austin since 2000.
And then it poured–not just for 10 minutes or so as it often does, but for what seemed like more than an hour. I was glad to see my terraces keeping the water from running off into the street. My drainage area held four inches of standing water at one point. And for once the garage didn't flood.
We were luckier than many. Our yard was littered in ball moss and dead branches, but only a few smaller, live limbs were torn off trees by the high winds. Just around the corner a live oak tree had split in half and fallen across power lines. Neighborly residents hung socks along the downed lines to alert motorists.
Friday night was a repeat performance, though less windy and with less rain over a longer time. Thursday night we got over three inches of rain; Friday, maybe 2 inches.
Does this mean that Austin's drought is broken? Or is this the last rain we'll see until September. Stay tuned.
by M Sinclair Stevens
One Response to post "When it Rains it Pours"
From M2 (Austin):
May 7th, 2006
I've been pleasantly surprised that our backyard hasn't flooded. Normally rain like we've had will have it four inches in water, but not these last few nights. We did lose a big branch, but it fell politely to the ground without hitting anything destructible.
The strobe lightning has made the dogs nocternally companionable, though. "Three Dog Nights" make it very warm, and tricky to get comfortable. Ah, well. I keep trying to think, "isn't this cozy," instead of "gah, I can't move!"


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13 Mar Women's Health Profile
Posted at 01:11h in
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conditions, so you can take informed action towards your health goals. This test does not require fasting.


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Let's continue recapping the offseasons around the NFL by working our way to the AFC North, a division that includes one of the more fascinating springs in recent memory by one team and another that learned a much-needed new trick at just the right time. Remember that these grades are based on a team's options heading into the offseason, so if an organization had an ugly cap situation or was missing draft picks heading into February, we're going to judge them based upon what they did with what they had left.
And with that in mind, we'll begin in Baltimore, where the Ravens went through a season horrifically scarred by injuries to nearly every one of their key players. They'll be better in 2016 by being healthier alone, but did they do enough to shore up the sore spots on their roster to make it back to the postseason?
To go directly to your favorite team, click the links below:
Ravens | Bengals | Browns | Steelers
Baltimore Ravens
What went right
They generated extra capital during the draft. You can argue that Baltimore should have drafted Laremy Tunsil if he was higher on its board than Ronnie Stanley, as has been suggested after the draft, but you also can understand why the Ravens might be averse to personnel risks in a way that they weren't two years ago. It would be ridiculous and insulting to compare the Ray Rice incident with Tunsil smoking a bong attached to a gas mask, but the Ravens very well might remember how horrifically they mismanaged the press during the Rice story and doubt their ability to do the same with Tunsil.
After the Stanley selection, the Ravens traded down and generated some valuable extra picks in the process. When the Jags wanted Myles Jack, the Ravens nabbed a fifth-round pick for moving down two spots. Then, when the Dolphins insisted on trading up for Xavien Howard, Baltimore moved down four more spots and got a fourth-rounder for its troubles. In all, the Ravens got picks 42, 107 and 146 for the 36th pick. By Chase Stuart's empirically derived draft value chart, that's getting $1.57 on the dollar for their pick.
They added real talent to a questionable receiving corps. The issue was fueled by injuries, but by the time the Ravens made it to the end of the 2015 season, they were trotting out the most anonymous group of wide receivers in recent memory. When Kamar Aiken and rookie tight end Maxx Williams are the most pedigreed players in your lineup, that's a serious problem. The Ravens probably didn't foresee their season ending with Ryan Mallett throwing passes to Chris Givens and Chris Matthews, but that's where they ended up.
It would have been foolish for the Ravens to head into 2016 and just assume they would be fine with the players they had. Steve Smith Sr. was on his way to retirement and tore his Achilles at age 35. Dennis Pitta has a career-threatening recurring hip injury. Breshad Perriman was raw coming out of college and is still really a rookie after missing his entire debut season with a PCL injury. Those players are all question marks.
It was smart, then, for the Ravens to add veteran help. Benjamin Watson is coming off of a career season that he's incredibly unlikely to repeat, but he should still be a good in-line blocker and comes with only a $3 million cap hit. Mike Wallace never lived up to his big-money deal in Miami, but he's a year removed from an 862-yard, 10-touchdown season and spent last year with a quarterback in Teddy Bridgewater who doesn't fit his skill set. Wallace had his best run with Ben Roethlisberger, a passer who stuck around in the pocket until the last moment and launched bombs downfield. Joe Flacco is the closest guy to Roethlisberger who Wallace will have played with. Getting Watson and Wallace for a combined $6.5 million in cap space should be valuable, meaningful depth for a Ravens receiving corps that suddenly looks very interesting.
What went wrong
Their cap situation is a mess. The six-year deal Baltimore gave Flacco after the Super Bowl was basically a three-year deal with a guaranteed extension afterward because Flacco's cap hit was jumping from $14.6 million to $28.6 million as part of the deal. The Ravens didn't have much choice, given how much leverage Flacco had after winning the Super Bowl and what little space Baltimore had to work with at the time, but it's a painful contract to deal with now.
Since the Ravens' Super Bowl win, Flacco's numbers haven't exactly been overwhelming. He's 24th in Total QBR over the past three years, and his interception rate is up nearly 50 percent versus his three-season run ending with the Super Bowl year:
Few teams would look at that sort of stagnant-at-best production, combine it with a torn ACL, and hand out a contract extension with $44 million in guaranteed money, but the Ravens didn't really have a choice. By giving Flacco a three-year deal, they managed to lower his cap hit to $22.5 million, clearing out the $6 million or so in cap space Baltimore then used to sign those veterans above. The Ravens are basically now tied to Flacco as their starter for the next three years, with 2019 really the first season where Baltimore could cut Flacco as a post-June 1 release without swallowing an exorbitant amount of dead money.
It's not just Flacco, either. The Ravens have made a series of bad bets on veterans who haven't lived up to expectations. Jimmy Smith was injured and then disappointing last season; it was no surprise to hear that he'll undergo a second procedure on the foot that initially put him on the shelf this month. Lardarius Webb was a mess before being moved to safety for the final game of the year, and he might very well start there on a regular basis in 2016. Pitta has suffered through two hip injuries. Eugene Monroe's contract is underwater. In addition to Flacco's deal, the Ravens had to restructure the deals of Smith and Marshal Yanda to create cap space. That's only going to create more cap problems down the line for a team currently experiencing the pain of kicking cap problems into the future.
They lost Kelechi Osemele. Because of the cap woes, Baltimore wasn't able to hold onto its most eligible young free agent for yet another offseason. Osemele matured into one of the best guards in football up front for the Ravens and even moved out to left tackle, where he was totally credible, for the final few games of the 2016 season. Osemele would have been an upgrade on Monroe and allowed the Ravens to look elsewhere for the No. 6 pick, but there was no way they would have been able to compete with the five-year, $58 million deal Osemele received from the Raiders.
Baltimore will get a third-round compensatory pick as part of the deal, which does cushion the blow, but Osemele goes alongside players such as Torrey Smith and Pernell McPhee as homegrown talents the Ravens weren't able to re-sign before they hit the free market. You could have made a case that Smith hadn't developed into a star or that the Ravens were covered for McPhee's loss by the presence of Terrell Suggs and Elvis Dumervil, but Osemele was genuinely one of the best guards in football and a very viable left tackle. He was much tougher to let go, and unless the Ravens keep Monroe and move Stanley inside to guard to start his career, they didn't really acquire a replacement either.
What's next
Go shopping for bargains. Just like your friend who buys all the half-price candy day after Halloween, the Ravens love a good bargain when they find one. They prioritize adding compensatory picks, which is why May 12 will be an interesting date for them. Free agents signed after May 12 don't count against the formula that determines a team's compensatory picks, a date moved up from June 1 in previous years.
The Ravens aren't likely to spend a lot -- they have only $1.6 million or so in cap room before making any moves -- but this is the space in which they've gotten bargains such as Daryl Smith in years past. Somebody like former Bengals cornerback Leon Hall could be a logical pickup in this window.
Grade: C+
Cincinnati Bengals
What went right
They stayed the course. The Bengals aren't exactly the most exciting team in football when it comes to the offseason, which is why this section will be very short, but what they do works. They hold onto their draft picks, re-sign the players they want to keep and otherwise almost entirely stay out of free agency altogether. The free agents they do add are low-cost veterans who won't cost them compensatory picks because they were released by their former teams, like Michael Johnson a year ago and Karlos Dansby this season. It's a strategy that has worked sufficiently well for them for so long that it would be wrong to question it at this point.
They didn't overpay to retain their wide receivers. It would have been nice to bring back one or both of Marvin Jones and Mohamed Sanu, but the more you look at those deals, the more you realize they were extravagant. At best third options in this offense behind A.J. Green and Tyler Eifert, Jones and Sanu were the best available wideouts in free agency and ended up getting paid like borderline No. 1 targets. Jones got a five-year, $40-million deal from the Lions, while Sanu picked up $32.5 million over five years from the Falcons. That's just out of line with their value on the field. You could make a case that the Bengals could have gone after a second-tier wideout like Jermaine Kearse or Mike Wallace as a replacement, but they should be fine after drafting Tyler Boyd in the second round. The Bengals also will pocket fourth-round compensatory picks for losing their two wideouts and should expect the maximum of four compensatory selections to come their way in 2017.
What went wrong
They lost Hue Jackson. There's not much the Bengals could have done to keep their offensive coordinator, but Jackson was a wildly underrated force in terms of his schematic creativity and ability to fit his offense around his players' strengths. Quarterback Andy Dalton took a major leap forward under Jackson, finishing fifth in Total QBR last season before suffering what ended up as a season-ending thumb injury. Jackson will be replaced by longtime Bengals quarterbacks coach Ken Zampese, so there shouldn't be a dramatic shift in terms of the team's offensive language, but it will be tough to live up to what Jackson accomplished during his two-year run in Cincinnati.
What's next?
Re-sign Kevin Zeitler and Dre Kirkpatrick. Cincinnati's two first-round picks from the 2012 draft each had their fifth-year options picked up before last season. They've both done enough to justify long-term deals, particularly Zeitler, who is one of the better guards in football. Kirkpatrick struggled at times last year with a shoulder injury, but given the price of even mediocre cornerbacks on the free-agent market, the Bengals would do well to lock him up for the future. They have used first-round picks on Darqueze Dennard and William Jackson III, but in a league where teams use their nickel packages more often than their base alignments, you can never have too many cornerbacks.
Grade: B
Cleveland Browns
What went right
They traded down for massive amounts of draft capital. I've written about Cleveland's strategy at length, both in regards to the Carson Wentz trade and its series of trades during the draft. The Browns rightly believe that teams are overconfident when it comes to scouting and identifying talent and thus quantity of draft picks is more important than quality. They also see future draft picks as an undervalued asset class.
The cumulative return they got for their moves, then, was pretty staggering. Even after making the Wentz deal before the draft, they traded down four times during the draft weekend, taking advantage of teams that felt like they were smarter than the rest of the league. Five times! They ended up making 14 selections, including eight picks across the fourth and fifth rounds, and have a staggering amount of capital set up in the years to come. In 2017, they'll have an extra first-round pick (from the Eagles), second-round pick (Titans), third-round pick (Eagles) and as many as three fourth-round picks as compensation for losing free agents. They're down their own fourth-round pick from the Wentz trade and have essentially swapped seventh-round picks with the Colts, but otherwise, they still have their own 2017 picks to work with and a 2018 second-rounder coming from Philadelphia too.
Since this is an offseason recap, let's put all of these moves together into one big mash of trades. Let's be conservative too. We're going to treat future picks from other teams as if they're the average pick in each round, even if that's a generous interpretation of how good the Titans will be next year, and we'll treat the Browns as if they're the worst team in football and have the first pick in each round. We'll also give the cornerback the Browns acquired from Miami, former second-rounder Jamar Taylor, zero value. Let's see what the Browns have accomplished with their trades:
Per the Chase Stuart draft chart, by even a conservative estimate, the Browns added 32 points of draft capital to their coffers with their trades. To put that in context, the expected return from the No. 1 pick in a typical draft is 34.6 points. Throw in the expected value of the four compensatory picks the Browns will receive after losing free agents, and they're up to 43.9 points of added draft capital this offseason. That's as aggressive of a game plan as any one organization has executed in a single offseason in recent memory.
I've read arguments that the plan is doomed to fail because it's the Browns and Cleveland is inevitably cursed regardless of what it does. That's reductive and silly -- if the Browns are cursed no matter what, why not try the best possible process. Other arguments compare the Browns to the Philadelphia 76ers, another quantitatively inclined team that shed talent and acquired as many draft picks as possible in an attempt to rebuild. The Philadelphia rebuild hasn't worked out as planned, although that may very well look different after the upcoming NBA draft, in which the Sixers could have as many as five first-round picks.
Cleveland's attempt to rebuild by hoarding draft picks isn't foolproof, but no plan for a team this bad is. Spending heavily on free agents isn't a great strategy. Trading all your picks to move up and grab a quarterback hasn't worked out for many teams in the past. There's no guarantee this will work either, but history -- not that of the Sixers, but teams such as the Patriots and Packers -- tells us it's the best way to try to build a team.
Think about it like saving for retirement. The Eagles just put all their money in a fast-rising stock hoping that they hopped on at the right time. The Browns are maxing out their 401(k) every year, investing in index funds and hoping that compound interest and variance does the trick. The market could crash, or there could be an expensive illness in the family, or they could suddenly get undisciplined and chase after the fast-rising stock too. All of those things can happen between now and the point at which the Browns would expect to be good. That doesn't make it the wrong idea, either.
They signed Robert Griffin. One of the few free agents the Browns did sign was Griffin, who came in on a two-year, $15-million deal with no guaranteed money in 2017. If the Browns were going to add a quarterback, as I wrote in March, taking a low-risk flier on a high-upside quarterback like Griffin made the most sense. Signing a short-term steadying hand like Ryan Fitzpatrick or Brian Hoyer (or turning the reins back over to Josh McCown) wouldn't have done a rebuilding team any favors.
Griffin may not work out, but if he fails, all it costs the Browns is $6.8 million, and it pushes them closer to the No. 1 pick in 2017, which they obviously want anyway. And if he does work out, the Browns suddenly acquired a franchise quarterback without even impacting their compensatory picks, because Griffin was cut by Washington and won't result in any compensation from the NFL.
What went wrong
They let a lot of young talent go. I just wrote about how the Browns are smart to gobble up compensatory picks, so I can't be too harsh on them here. You can understand why they would want to move on from Alex Mack after Mack opted out of his deal, given that he's already 30 and got $9 million per year from the Falcons. You can justify moving on from Travis Benjamin, who had one year of effectiveness and was entering a market where wide receivers were going to be grossly overpaid.
Did they have to let all of their free agents go, though? Defensive back Tashaun Gipson is 25 and has averaged more than four interceptions per 16 games. He was a Pro Bowler at 24 last season, and the five-year, $36 million deal he signed with Jacksonville wouldn't have been onerous for the Browns. And Mitchell Schwartz is one of the better right tackles in football. The Raiders helped fuel their rebuild by focusing heavily on the offensive line, and while they did it in free agency, the Browns could have helped Griffin (or whomever their quarterback of the future ends up being) by keeping him upright. Re-signing one or both of them would have made sense.
They didn't trade Joe Thomas. If the Browns are going to tear down everything and rebuild, why not complete the process by trading away their best player? Thomas is a future Hall of Famer at left tackle and a truly valuable asset. He's also 31 and has three years left on his deal at a relatively friendly price of $29.5 million. With the Browns clearly building toward 2018 or 2019, Thomas will either be diminished as a player or on another roster. It's impossible to say what they could have gotten for Thomas, but holding onto their star seems like a strange half-measure given the moves Cleveland made elsewhere.
What's next
Signing players after May 12. The Browns still have plenty of holes on their roster and more than $30 million in cap space with which to work. Once they can shop without incurring the risk of losing their compensatory picks, it would behoove the Browns to target some veterans with upside still left in the free-agent market. There aren't exactly a lot of players fitting that definition still around, but even players such as Andrew Quarless and Trumaine McBride could be an upgrade in rotation roles given what's left on this Browns roster.
Grade: A-
Pittsburgh Steelers
What went right
They didn't extend Lawrence Timmons. As has been the case for the past couple of seasons, the Steelers entered 2016 in a cap crunch. With what ended up as just under $8 million in dead money on their cap and extensions handed out to deserving players such as Ben Roethlisberger and Cameron Heyward, the Steelers had precious little wiggle room to operate under in the free-agent market. With talented contributors such as Steve McLendon and Kelvin Beachum hitting unrestricted free agency, Pittsburgh had to make some tough decisions.
The path of least resistance would have involved Timmons. One of the league's better inside linebackers, the Steelers already have restructured Timmons' five-year, $48 million deal three times in five years to create cap space. As a result, his cap hit is almost comically out of line with other players at his position. In this, the final year of his deal, Timmons will have a $15.1 million cap hold.
To put that in context, remove Clay Matthews from the equation. At $13.8 million, Matthews is the only linebacker in Timmons' vicinity, but he signed his contract extension as an outside linebacker before moving inside out of sheer desperation for the Packers. In terms of contracts signed to play inside linebacker, Timmons is at $15.1 million, and the next-highest cap hit for an inside linebacker is ... NaVorro Bowman at $9.5 million. Timmons makes nearly 60 percent more than the second-highest paid player at his position. No other player in football comes close to that sort of difference; even the massive relative cap hits of Adrian Peterson and Drew Brees lap their respective positional brethren by 25 percent.
The Steelers could have restructured the 29-year-old Timmons' deal by giving him a three-year extension that dropped his base salary down to $1 million or so while giving him a signing bonus that would have spread the money owed to Timmons over the next several years of their cap. It's a move they have made repeatedly in years past with players such as Troy Polamalu and Heath Miller, creating short-term cap space while kicking the financial can down the line. It's how the Steelers ended up with a $4.5 million charge on their cap for Polamalu last year and will have $3.1 million on their cap for Miller this year after each chose to "retire."
Timmons is a good player being paid an extravagant sum; the Steelers could have restructured his deal and ended up with a replacement-level player being paid a starting sum two or three years from now, as was the case with those other aforementioned veterans. Instead, they appear to have practiced an encouraging bit of financial prudence. Pittsburgh hasn't restructured Timmons' deal. It's a painful move, but it will help the Steelers after this season. Pittsburgh has just $111 million committed to its 2017 cap. Granted, the Steelers will still need to re-sign young stars such as David DeCastro and Le'Veon Bell, but keeping as much of that space clear as possible is the best way to lock up key contributors. The Steelers also can still re-sign Timmons, but they'll be better off doing it without the massive amount of leverage Timmons currently has at the moment.
They went after their needs in the draft. Drafting for need doesn't always solve problems and might encourage teams to reach for players, but what the Steelers did during the draft seemed to hit the logical targets. They used their first two picks on defensive backs, adding cornerback Artie Burns and Sean Davis, who will likely end up at safety, to a secondary that has been stuck rolling out street free agents and replacement-level players for years now. They used their third-round pick on an interior disruptor in Javon Hargrave, which could help shoulder the load after McClendon left for the Jets. Their fourth-round pick was LSU tackle Jerald Hawkins, who should serve as depth at tackle as the Steelers figure out what to do after Beachum left for the Jaguars.
What went wrong
Left tackle is a mess. The Steelers weren't able to re-sign Beachum, even though the structure of the deal he received from the Jaguars would have been relatively friendly. They took a defensible flier on Ryan Harris, but Harris is really a right tackle stretched on the left side. Alejandro Villanueva, a 6-foot-9 Army ranger, wasn't a disaster filling in for Beachum after the latter tore his ACL last year, but he did allow 7.5 sacks while playing an even 70 percent of Pittsburgh's snaps. At best, left tackle is a question mark for Pittsburgh.
They're perilously thin behind Roethlisberger. It's a good problem to have if we're sitting here fretting about the backup quarterback situation in May, but Roethlisberger's style, advancing age and injury history suggest he's more likely to miss time in a given season than just about any other starting quarterback in football.
If any team could justify spending a premium on a backup quarterback, it would be the Steelers, but their cap situation has precluded them from making that position a priority. That's how you end up with Michael Vick and Landry Jones making starts for a playoff team. Pittsburgh did lose Bruce Gradkowski for the season in 2015 and re-signed him to serve as the backup, but Gradkowski hasn't thrown a pass since 2012 and wasn't particularly effective at any point during his professional career.
Martavis Bryant was suspended. It's not the Steelers' fault, but obviously, it hurts.
What's next
Re-sign Bell and DeCastro. The Steelers are technically $1.4 million over the cap at the moment with their draft pool, so they have some work to do, but they can lower DeCastro's $8.1 million cap hold as part of a long-term extension, a logical move given how the former Stanford star has played since recovering from a serious knee injury in 2012.
Bell's cap hold is a mere $1.3 million, given that he's in the final year of a rookie second-round deal; the Steelers will likely need to push Bell's raise into the 2017 cap year with a roster bonus. They can wait to see how Bell recovers from his torn MCL and PCL, but they're far more likely to get a discount on a Bell extension now than they would this time next year, given that Bell is coming off of an injury and still a year away from unrestricted free agency.


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Castelli made this to be your go-to glove for winter riding. They used their Italian fabric supplier for the high-stretch wind and waterproof fleece-backed fabric. That's a longwinded way to say it'll keep your hands warm in cool conditions but be super comfortable in most conditions. The high stretch of the fabric means that it's not bulky. The lightly padded synthetic palm has a silicone print for outstanding grip.
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- November 5, 2020
- 16 Comments
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Former Vice President Joe Biden is an inevitability for the Democratic Party in 2020. That's just the long and short of it.
Despite the litany of other options on the table, Biden is regularly the only candidate to break double digits in the polls. Sure, a lot of this is his name recognition and the fact that he's perceived to be the only "moderate" in the race, but there's another reason why Biden still seems unstoppable despite his endless personal shortfalls.
You see, Democratic Party insiders are still living in the Obama era. They know that the middle of the country doesn't want to lose their health insurance, or pay for illegal immigrants to receive free healthcare. They know that open borders are a stupid idea. That's why they're running a nostalgia campaign.
But make no mistake, these people aren't happy about supporting Joe Biden. They're doing it out of necessity. If Biden isn't the nominee, then President Trump will probably spend the better part of a year ripping on a socialist — and Americans will agree with him even if they personally don't care for the commander-in-chief.
Biden isn't a passion candidate. He's a "swallow your pride and vote" candidate.


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Perfect Pairings: Your Chick-fil-A Salad's Ideal Match
Culinary maven Julia Child once said, "The perfect dressing is essential to the perfect salad." We couldn't agree more. Through years of testing, countless pounds of lettuce, and numerous dressing recipes, we've landed on the perfect pairing of Chick-fil-A salads and dressings.
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Hollywood has always been in the business of entertainment, but racial stereotypes and lack of diversity continue to plague the industry.
In the 1950s and '60s, revered A-Listers like Marlon Brando (The Teahouse of the August Moon) and Mickey Rooney (Breakfast at Tiffany's) played Asian caricatures. Actors would modify their appearance with slanted eyes, buck teeth and broken English. The problematic stereotype was often used for comedic effect or to reinforce how culturally foreign Asian people were to Western society.
"When you grow up in a society where you don't see yourselves reflected on the screens, you don't really think much of it because you go, 'Well, yeah, figures,'" says Paul Sun-Hyung Lee, who played Appa for five seasons on Kim's Convenience.
"What you're taught subliminally is that your stories don't matter."
Read more:
Anti-Asian racism in Canada more 'frequent' as report tallies hundreds of attacks during pandemic
Decades later, more Asian actors would get a chance at sharing the screen but would still struggle to break free from the problematic tropes in society.
Long Duk Dong from the 1984 film Sixteen Candles is a prime example. The character was a foreign exchange student with an exaggerated Asian accent, who would regularly enter a scene with a gong sound.
More modern-day examples of Asian stereotypes can be found in films like Austin Powers and cartoons like Family Guy. They appear to be harmless from the outside, but the hidden hate can cause serious harm.
"Media is so powerful in a sense that it really does shape a society. For a generation, you had people who were raised to believe that Asians were the other, that it's OK to make fun of them, or that they're often odd or funny," Lee says.
"It made it socially acceptable to laugh at an entire race or an entire whole group of people."
Lee began acting in the 1990s and he admits that roles would often be scarce. Non-white actors were often pigeon-holed into side roles or supporting characters.
Steps toward progress and meaningful Asian representation like The Joy Luck Club in 1993 were short-lived. In spite of its critical and commercial success, it would take 25 years until Hollywood released another film with a predominantly Asian-American cast. That film was Crazy Rich Asians in 2018 and it made US$238 Million worldwide.
On the small screen, shows like Kim's Convenience and Fresh Off The Boat were being embraced for being unapologetically Asian.
"In my lifetime, to be honest, I never thought I'd ever play the lead on any television series. I resigned myself to just playing sort of character roles or supporting roles," says Lee, who played the role of 'Appa' in the original stage play before reviving the role on-screen in 2016.
"Kim's Convenience was … a dream come true. If you can portray a family in a normal way — in a positive way — that has power, that has impact."
Read more:
Canadians must stand up against 'unacceptable' rise in anti-Asian racism, minister says
For the Asian community, it felt like a cultural reset. We were being seen, heard, and recognized as three-dimensional human beings.
The pandemic put a pause on that celebration.
Harmful and fearful rhetoric about the origins of COVID-19 have been directed towards the Asian community, leading to physical acts of anti-Asian hate.
"It's heartbreaking, shocking," Lee says. "It's devastating. It makes you wonder why? You shouldn't have to say, 'Don't perpetuate acts of violence … against Asian people.' I'm afraid for my parents. I'm afraid for my kids. What's going to happen to them? Basically, what's being shown is that it's open season."
Rising Canadian star Ludi Lin took to the steps of the Vancouver Art Gallery in late March as part of a rally speaking up against anti-Asian hate. He spoke about the contributions the Asian community has made to society as immigrants, but that they were being silenced.
"We need to keep talking, non-stop. We need talk tirelessly and act on it," says the Mortal Kombat star.
Both Lin and Lee are continuing to use their voice and their platform as actors to break down stereotypes that feed into the hidden hate. And mainstream pop culture continues to course correct and distance itself from old Hollywood tropes.
Films like Minari starring The Walking Dead star Steven Yeun is getting Oscar recognition with Yeun becoming the first Asian American to be up for Best Actor. Marvel is also releasing its first superhero film lead by an Asian character, Shang-Chi, played by Canada's Simu Liu.
"It feels very great to see such a gamut of different things succeeding, being seen, being represented," Lin says. "I think it is an antidote to stereotypes."
It's a feeling echoed by Lee.
"I think what we're all looking for is actual, measurable successes … so that we can set our community up to succeed. Grow as an industry, grow as a society, grow as a culture — so that all stories are told and that everybody has a place at the table."
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Frederick Grip & Go Steel Music Stand - Satin Black
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About Tata Consultancy Services Ltd (TCS)
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About Tata Consultancy Services Limited
About Tata Consultancy Services Ltd (TCS)
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The Israeli military carried out overnight attacks on Iranian targets in Syria, while Syrian state media reported that the country's air defenses have shot down "hostile targets". Russia's defense control center was quoted by Interfax news agency as saying that Syrian military air defenses destroyed more than 30 Israeli cruise missiles and guided bombs during the raids. An attack targeting an airport in southeastern Damascus killed four Syrian soldiers and wounded six, the military center was quoted by RIA news agency as saying on Monday, The Syrian Observatory for Human Rights, a UK-based monitor, said the toll of the raids was 11.
"We have started striking Iranian Quds targets in Syrian territory. We warn the Syrian Armed Forces against attempting to harm Israeli forces or territory," Israel's military said in a statement in the early hours of Monday. The Quds Force is in charge of Iran's Revolutionary Guards' overseas operations. Iran is a major backer of Syrian President Bashar al-Assad and his forces in the country's long-running war. Al Jazeera's Harry Fawcett, reporting from Eilat in southern Israel, said the Israeli military's confirmation that it was striking targets inside Syria as the operation was ongoing was "highly unusual". News agency reports quoted witnesses in the Syrian capital, Damascus, as saying that loud explosions rang out in the night sky.
Syrian state news agency SANA said the country's military air defenses thwarted "hostile targets" on Sunday night and shot down several of them, without elaborating. The attacks followed cross-border attacks on Sunday in which Syria said it repelled an Israeli air raid. Israel said it intercepted a rocket fired at the occupied Golan Heights.
The military statement did not specify where the rocket had been launched from. The northern Golan is also close to Lebanese territory. Prime Minister Benjamin Netanyahu had acknowledged an Israeli attack last week on what he called an Iranian arms cache in Syria, where Tehran provides Damascus with vital support. He told his cabinet Israel had carried out "hundreds" of attacks over the past years of Syria's war to curtail Iran and its ally Lebanon's Hezbollah.
Usually silent about its attacks on Iranian targets near its frontier, Israel has lifted the veil this month, a sign of confidence in a campaign waged amid occasional tensions with Russia, which is also backing Assad. Fawcett said that there had been speculation that "this lifting of the ambiguity policy may well give the Syrians and the Iranians cause to strike more directly at Israel now that Israel had owned up publicly to what it was doing".
"It's too early to say whether this is an instance of that," he added.


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Many users of Chaturbate choose having the ability to communicate with models on their site. That's one reason that they visit the site regularly.
Other users like to view the videos of live broadcasts. It provides a chance to see how well they can connect with designs.
If people are trying to find some kind of "safe" location to share their interests, then Chaturbate can be an useful resource.
It permits individuals to make a username, publish a video, and communicate with the community. What Private On Chaturbate
You may think about Chaturbate as simply another cam website, however it 's a lot more than that.
It is a live video cam sex chat website where users of any ages are able to broadcast their own personal webcams to viewers, and interact in genuine time with complete strangers around the globe.
The classification of Chaturbate audiences is pretty diverse.
Those people who watch to rapidly be promoted to orgasm and discover the pre-recorded porn to be too boring.
At Chaturbate, individuals can pay for sex shows that they will quickly see on their cellphone.
They can do this by going to the Chaturbate website, signing up and supplying payment details, and then searching to the channel of the performer they desire.
In other words, Chaturbate is a way for audiences to meet entertainers they wouldn ' t have the ability to satisfy somewhere else and have sexual encounters.
Chaturbate is the world's number one live camming site with over 4 million models and 30 million active users monthly.
Models on Chaturbate earn in between $1 and $10,000 per month, depending upon their choices and other elements.
Tokens are worth about 10 cents to purchase, and about 5 cents to the model who receives them.
Some broadcasters will use a suggestion menu where they demonstrate how much they anticipate to get in order to do a particular demand.
A model may ask for 50 tokens to show her breasts, or 500 tokens to place a dildo in herself.
Prices are very variable and there is no standard rates.
Teledildonic sex toys, that is vibrators that are remotely managed, and typically worn internally by Chaturbate designs.
The popular Lovense Lush with the visible pink "tail" is the most typical design utilized.
By utilizing appropriate interfacing software application the vibrator can be activated by the audience's tips.
This means that the actions of the viewer, spending cash on the design, are straight and immediately felts as a physical experience in her genitals.
To which she will obviously respond.
This creates a positive physical, psychological and financial feedback loop in which both clients and models are delighted.
The limitation is just in the amount of money the audience wants to invest and the quantity of genital stimulation the design can endure. What Private On Chaturbate
Though these differ it isn't unusual for both these limitations to be very high and efficiently unrestricted.
Models also use private programs in which an audience gets special access to her for the duration of the program, and as there is a per-minute charge connected with the personal program it is expected that she will carry out a program for the audience which includes whatever he requests.
It is common for audiences to pay for a private program so that they can have a sense of privacy or exclusivity and may not particularly ask the design to carry out a particular activity.
Frequently a design will be taken into a private program only for the viewing customer to ask her to do "whatever you like", which is normally code for accomplishing and masturbating orgasm.
Viewers who request this enjoy the complete satisfaction of understanding they have actually pleased the model which she has cum because of what they have actually done, in this case spent for a private program.
Some consumers get greatly bought their favorite models.
Often they forget no other way they will ever get to fulfill in person which the relationship is simply online and part of paid entertainment.
The models require to encourage their fans to be purchased their relationship, as only then will they generate an earnings from receiving suggestions and charges for private programs, however at the same time ensure that the relationship stays on an expert, if intimate and friendly, level.
It is common for viewers to get in the room of a webcam lady and instantly ask if she has a sweetheart or is married, and ask where she lives. What Private On Chaturbate
This is a clear indicator that the viewer has misinterpreted Chaturbate for a dating or mail-order-bride site, and while it might hold true that real-life relationships in some cases begin online, this is not the desired purpose of Chaturbate.
Do you have another response to What Is Chaturbate? Let me understand in the remarks listed below or in the webcam woman forum.
Let 's Continue with the Chaturbate Details
Chaturbate is one of the top go-to locations for live cam talking online.
It boasts the most new entertainers of any live webcam website of its type and a wide selection of designs serving a variety of different specialized interests, which can be checked out through the sites tags.
The setup of the site isn't immediately instinctive– the layout seems a little dated compared to Jasmin, but the body and gender variety in models is greater.
While the larger choice of models is a plus, numerous are plainly new to camming, and their unsophisticated images/sound quality sadly detered me from sticking around some spaces, even when I actually liked the performer.
Poor quality streaming that cuts or lags out is a tease– and not the great kind.
Chaturbate offers pages upon pages of tags, however the only drop-down menus providing subcategories exist under the headers male, woman, couples, and trans.
This might be a problem if you, like me, highly determine as anything outside these definitions.
I determine as pansexual– if you're hot, lovely, and offering me an excellent show, you might have an arm in your pants for all I care (in reality, if you do, call me, I'm into it.).
I'm also to drawn in to people who, like me, present as gender-nonconforming, but it does not look like Chaturbate has the language or interface offered for me to search performers who identify with that requirements. What Private On Chaturbate
How to use Chaturbate?
Chaturbate is an online streaming platform where you can chat with complete strangers from all over the world. There are many types of online chats and each type has different advantages.
Chaturbate is the # 1 online adult web cam site because it gives users a totally free account that lets you stream live webcam shows, talk in personal chats and browse thousands of live web cam designs.
Chaturbate offers you many methods to monetize your account and get paid for your time.
How does Chaturbate work?
Chaturbate is an online video chatroom where you can make love with ladies survive on webcam and you can likewise make love with girls reside on webcam or enjoy them have fun with themselves.
There are more than a million registered users of the chat rooms and they all make money when other users buy their tokens. What Private On Chaturbate
What's the genuine worth of Chaturbate's tokens?
Chaturbate token value depends upon numerous factors, however the majority of them resemble those of any other social media network.
The site is totally free for members.
Chaturbate provides a superior subscription, which enables users to make tokens.
The token rate is computed in regards to United States Dollars. One USD$ = 0.7828 Chaturbate Tokens.
As a model, what should I keep an eye out for?
How can I make certain I get paid what I'm worth?
Answer: If you want to do any kind of modeling, you have to be self-aware. Don't be too shy; it makes it harder to get jobs.
But you likewise have to be ready to accept anything you're provided.
Often you might even have to pay somebody to have your picture taken.
The market has altered a lot in the previous couple of years, but the majority of people are still shooting and publishing their photos themselves.
Can you rely on Chaturbate?
Chaturbate was the very first web cam website ever launched on the web.
It started as a niche cam site that focused just on erotic material, then gradually expanded to include mainstream video feeds.
You can likewise develop your own video feed which lets you showcase yourself and others. There's no subscription charge, so there's no risk of being scammed. What Private On Chaturbate
Can Chaturbate Models See You?
You can tell if a design has the ability to see you if you are in the chatroom while talking with them.
If they seem distracted or their actions appear slow, they are not viewing your live stream or webcam feed.
If they don ' t respond at all, it is likely that they can not see you.
Just how much is a Chaturbate Token?
A Chaturbate token will cost in between $1 and $10 depending on the day.
Tokens usually come with a set amount of time.
If you are not satisfied with the service you can cancel at any time.
Do you have another answer to What Is Chaturbate? The token cost is determined in terms of US Dollars. You can also produce your own video feed which lets you showcase yourself and others. What Private On Chaturbate


text: With AECOM, Mr. Alt led the architectural team in the master planning and aesthetic treatments for a 512 foot-cable stay bridge, in coordination with Al Baycora, the lead structural engineer. The bridge was to be the first cable stay vehicular bridge in New York City, located near Yankee Stadium. AECOM, won a design excellence award from the 20th Annual Arts Commission Design Awards.


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/ Source: TODAY
The weather outside is frightful, but for at least one cat blissfully warming his tootsies in front of a space heater, life inside couldn't be more delightful.
Everything about this video of a tabby propped up on a leopard-print (!) seat, half-awake in front of the warm glow of plugged-in heat, is purr-fect. Another cat passing by may be curious about what's going on, but the lounging feline isn't about to shove over to make room.
We could all learn a few things from this furry genius. (Over 470,000 viewers on YouTube so far presumably have.) Enjoy!


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[photopress:hilton_beijing.jpg,full,alignright]Hilton Hotels is aiming to add 1,000 hotels within North America in the next five years, and 1,000 hotels to its portfolio outside of North America within the next 10 years. At the moment Hilton has more than 775 hotels and 110,000 rooms in development.
Ian Carter, CEO Hilton International Operations, said, 'Representing a global, multi-brand company with distinct product types and price points translates into growth opportunities across far-reaching territories and market segments.'
Since June 2006, the company has announced several transactions that enabled it to expand brands that previously existed only in North America, including Hilton Garden Inn and Doubletree by Hilton in China.
The other major development is an intended alliance with RREEF (the real estate and infrastructure investment arm of Deutsche Bank) and H&Q Asia Pacific. RREEF and H&QAP will form a fund to develop more than 20 Hilton Garden Inn hotels across China, including Beijing, Shanghai and Tianjin.
Tom Keltner, CEO, Americas and Global Brands, Hilton Hotels Corporation, said, 'We've grown our hotel portfolio to include every price segment in which we want to do business. Together, we and our owners have opened a hotel roughly every other day throughout North America, which translates to adding 1,000 hotels since 2000.'
Source: Asia Travel Tips


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Cryptocurrency1 hour ago (Jan 03, 2022 11:00AM ET)
Crypto Flipsider News – Bitcoin Hashrate Sets ATH, YFI Jumps 11% in 24 Hours, More Billionaires are Turning to Crypto, Samsung to Add NFT Support, Bored Ape Reach New Highs, OKEx Processed $21 Trillion in 2021
Read in the Digest
- hashrate sets new ATH, Bitcoin's price in first weekend of 2022.
- Yearn.Finance (YFI) continues to outperform the market, jumping by 11%.
- Samsung (KS:) adds NFTs to smart TVs, sales and floor prices for Bored Apes reach new highs.
- Fiat inflation fears are turning many billionaires to cryptocurrencies.
- OKEx processed over 25 billion trades worth $21 trillion in 2021.
Bitcoin Hashrate Sets New ATH, Bitcoin's Price in First Weekend of 2022
Recovering from its December decline, the hashrate (the processing power and security dedicated to the network) of Bitcoin set a new lifetime high on the first day of 2022. Despite losing one of its biggest hubs (China) in 2021, the hashrate of the Bitcoin network has since recovered.
On January 1st, the hashrate of the Bitcoin network briefly peaked above 224.32 exahash per second (EH/s). At the time of this writing, the hashrate of the Bitcoin network has steadied at around 194.8 EH/s.
The one-year hashrate chart of the Bitcoin Network
The price of Bitcoin also experienced a significant recovery in the first weekend of 2022. On Saturday, January 1st, the price of Bitcoin experienced a small price recovery, with Bitcoin retesting the $48,000 mark.
The January 1st price chart for Bitcoin. Source: Tradingview
The rally came after roughly $8.67 billion worth of BTC and ETH options contracts expired on December 31st. Having hit $47,881, but unable to break past $48k, the price of Bitcoin fell back down to $46,288 on Sunday 2nd. Bitcoin is now trading at $46,954 as of this writing.
- Despite Bitcoin's mixed performance, El Salvador's President, Nayib Bukele, believes that the crypto will hit $100k in 2022
Yearn.Finance (YFI) Continues to Outperform the Market, Jumping By 11%.
Yearn.Finance (YFI), a group of protocols running on the blockchain, has continued its outstanding run that has caught the attention of investors.
Despite the general bearish direction of the crypto market, over the past 30 days, YFI has gained by more than 40%. As a result, the price of YFI has surged from $23.1k to as high as $40k.
The 30 day price chart for Yearn.Finance (YFI). Source: Tradingview
At the time of this writing, YFI is up by 11%, making it the biggest gainer among the top 100 cryptos. Its recent gains mean that Yearn.Finance now has a market cap of $1.5 billion, earning it the 79th position on the coin rankings.
The 7 day price chart for Yearn.Finance (YFI). Source: Tradingview
- YFI closed out 2021 at the $33,000 levels, falling well short of its ATH of $95,339 set in mid-May.
Why You Should Care
YFI's bullish charge started when Yearn.Finance proposed a change to the project's tokenomics.
Samsung Adds NFTs to Smart TVs, Sales and Floor Prices for Bored Apes Reach New Highs
As the usability and adoption of non-fungible tokens (NFTs) expands, Samsung has announced that it will be integrating NFT support into its 2022 TV lineup. Integrating NFT support will make Samsung the first major TV manufacturer to demonstrate significant support for NFTs.
According to the announcement, users will be able to browse, purchase, and display their favorite NFTs on their television. The feature will be available on Samsung's 'MicroLed,' 'Neo QLED,' and 'The Frame' television models.
As NFTs become more popular, the sales and floor prices for the Bored Ape Yacht Club (BAYC) have reached a new high. In addition to being the top-selling NFT collection of the week, the floor price of BAYC NFTs has risen to $287,740.
Over the last week, 287 Bored Apes have been sold for $83.47 million. The jump in price comes after hip hop megastar Marshall Mathers, better known by his stage name of 'Eminem,' bought a Bored Ape NFT for $462,000.
- While the NFT space continues to grow, some experts believe many of them will become worthless in the future.
Why You Should Care
Samsung hopes to solve the problem of the current NFT landscape being so fragmented in regards to viewing and purchasing NFTs.
Fiat Inflation Fears are Turning Many Billionaires to Cryptocurrencies
The adoption of cryptocurrencies has always been a mixed bag with billionaires. While the likes of Warren Buffet have announced that they will never own Bitcoin, others such as Michael Saylor have acquired the crypto in droves.
However, as fear of the inflation in fiat currencies increases, many anti-crypto billionaires are beginning to rethink their stances. One such billionaire is Hungarian-born billionaire Thomas Peterffy, who has a net worth of $25 billion.
In 2017, Peterffy warned of the future dangers bitcoin futures' pose to capital markets. However, he has now advised that it would be wise to own 2-3% of crypto in your portfolio, as a precaution against fiat currency going "to hell." the mogul's crypto portfolio remains undisclosed.
Ray Dalio, who once stated that he did not think that cryptocurrencies "will succeed" as investors think, disclosed his portfolio in December. Dalio, who is now impressed at how crypto has lasted, owns Bitcoin and Ethereum.
- While crypto continues to outperform cash, a wide faction of investors are still waiting for, what they believe is, the impending crash of the industry.
Why You Should Care
Decentralization and transparency have attracted investors to crypto. Should this trend continue, more wealthy investors could debut in the cryptoverse.
OKEx Processed Over 25 Billion Trades Worth $21 Trillion in 2021
The crypto industry hit significant milestones in 2021 as adoption reached new highs. Global crypto trading platform OKEx has shown just how big 2021 was for the crypto industry with its own 2021 annual report.
According to the recently released report, the exchange, which has over 20 million users across 100 different countries, processed over 25 billion trades with a total trading volume of $21 trillion in 2021.
OKEx Earn (a fixed deposit type product) saw over $5.1 billion in assets staked and locked by users. OKEx Earn also paid out over $314 million in passive income to its users in 2021.
The focal point of the exchange's growth was the roll-out of new features for traders. In 2021, OKEx listed 220 new pairs across all markets. In addition to this, the exchange added new features, including a dedicated DeFi Mode, unified account systems, and a portfolio margin mode.
- While the cryptoverse continues to grow, the lack of a unified global regulatory framework has limited its growth in many countries.
Why You Should Care
The figures recorded by OKEx, which is one of over 400 operational crypto exchanges, show just how big the crypto industry has become.
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Disclaimer: Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. All CFDs (stocks, indexes, futures) and Forex prices are not provided by exchanges but rather by market makers, and so prices may not be accurate and may differ from the actual market price, meaning prices are indicative and not appropriate for trading purposes. Therefore Fusion Media doesn`t bear any responsibility for any trading losses you might incur as a result of using this data.
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AC/DC Releases Black Ice Guitar Tab Folio
December 16, 2008
Music Sales Group Releases AC/DC Black Ice Guitar Tab Folio
Australian rock legend AC/DC's first new album in eight years "Black Ice" has been a worldwide smash hit with over five million copies sold despite the band's steadfast refusal to allow the album to be distributed digitally. Music Sales Group has announced the publication of the AC/DC Black Ice Guitar Tab Folio, which displays the Young brothers' best riffs and solos in years, presented in Guitar tab and standard notation, complete with full lyrics. The band is currently on a major sellout tour in the U.S.
AC/DC Black Ice Guitar Tab Folio includes the hit single Rock 'n Roll Train, a 12-page color photo section plus fourteen more tracks: Anything Goes, Big Jack, Black Ice, Decibel, Money Made, Rock 'N Roll Dream, Rocking All The Way, She Likes Rock 'N Roll, Skies On Fire, Smash 'N Grab, Spoilin' For A Fight, Stormy May Day, War Machine, and Wheels.
AC/DC Black Ice
Order Number: AM996314
Price: $29.95
Binding: Paperback
Pages: 172
Trim: 9 x 12
Publication Date: December 2008
"Let There Be Rock", the story of AC/DC
This spring, Music Sales Group will publish "Let There Be Rock", the story of AC/DC written by rock journalist Susan Masino, who met the band during their first American tour in 1977. Over the years, she remained in contact with them, watching AC/DC climb to international stardom. Since 1977, Susan has interviewed the band many times and their friendship has lasted nearly three decades. Now she tells the true story of AC/DC's illustrious career and how they became one of the true great rock 'n' roll bands in history. The book traces the band's history, from their beginnings in Sydney, Australia in the early 1970s, trailblazing the U.S. mainstream, and the devastating death of lead singer Bon Scott in 1980. The band pulled together and rebounded to the top of the charts with new front man, Brian Johnson and the watershed album, Back in Black. Through it all, AC/DC continues their quest to build a legion of new fans in the 21st century.
Interviewed for this book:
– Dave Evans, original singer for AC/DC
– Tommy Redd, guitarist with the band, Nantucket
– Keith Emerson, renowned keyboardist/synthesist for the band Emerson, Lake, and Palmer
– Kirk Dyer, tour Manager for Cheap Trick for 25 years
– Perry Cooper, The late Atlantic Records executive and friend of the band
– Raymond Windlow, former Australian roadie and friend of the band's
– Julius Grafton, former Australian lighting technician, now owner of CX magazine and Juliusmedia College in Melbourne
– Kelly Shaefer, lead singer for Big Machine
– Don Williams, fan in England who appears in an AC/DC video
– "Pyro" Pete Cappadocia, pyro technician for AC/DC since 1982
– Rick Brewster, guitarist for the Australian band, The Angels
– Mike Andy, tour Manager for AC/DC for four world tours from 1985-1995
AC/DC Let There Be Rock – CD Edition by Susan Masino
Order Number: OP52921
Price: $19.95
Binding: Paperback
Pages: 280
Trim: 6 x 9
Publication Date: Spring 2009
Courtesy of www.brodypr.com


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How to Grow: Tropical Hibiscus
Sun Requirements
full sun
Bloom Period and Seasonal Color
Blooms from spring to fall and is a broadleaved evergreen
Mature Height x Spread
8 to 15 feet x 5 to 10 feet, although can be larger in tropical areas such as Hawaii
Tropical hibiscus is an evergreen shrub that is only hardy to USDA zone 10-11. This means it's limited to growing outdoors in the United States to subtropical areas of California, Texas, Arizona and Florida as well as Hawaii. It's often grown as a foundation plant or mixed with other subtropical plants and flowers in the landscape. The large, disc-shaped flowers come in a myriad of colors and can be single or double. It blooms from spring to fall.
Tropical hibiscus is grown as a potted plant in most of the U.S. Even in areas where it can survive the winter in the ground, it still is grown in containers for ease of cultivation and ability to move the plant around in the yard. Tropical hibiscus doesn't grow well with temperatures below 45F. Move it outdoors in late spring in cool areas, and indoors with the first hint of cold weather in fall.
When, Where and How to Plant
Grow tropical hibiscus in the ground or containers from spring to fall. Tropical hibiscus needs a good supply of water to grow well, so planting before a rainy season is best in subtropical areas. Purchase tropical hibiscus plants from a garden center. If planting in the ground, choose a well-drained location that gets full sun for best flowering. In hot areas, tropical hibiscus can stand some afternoon shade, especially if grown on sandy soils. Amend the soil with compost if it's sandy or has poor fertility. Space plants outdoors 4 to 6 feet apart. Grow tropical hibiscus as an informal hedge plant. Space plants closer if growing as a hedge.
Grow tropical hibiscus in containers one size larger than the root ball. Grow tropical hibiscus with a potting soil mix that's high in organic matter and is well drained.
Growing Tips
Grow tropical hibiscus with a constant supply of water. Apply 1- to 2-inches of water a week and mulch plants for best flowering. In containers, keep the soil evenly moist with drip irrigation or regular hand watering. Empty the water drainage trays under the pots regularly to remove standing water. Standing water can make the container soil too soggy and cause root rot. Fertilize tropical hibiscus monthly from spring through summer with a balanced fertilizer for tropical plants..
Plant Care
Tropical hibiscus looks and flowers best if allowed to grow into its natural shape. Hibiscus forms flowers on new growth, so pruning stimulates more branches and more flowers to form. Prune out of control tropical hibiscus plants, or plants needing to be stimulated to produce more branches, in late fall in warm areas. In areas where the plants are marginally hardy, prune in spring. When growing in containers, prune in early fall before bringing indoors for the winter. Tropical hibiscus can tolerate severe pruning in spring and will grow back and flower later in summer. Otherwise, prune to reduce crowded branches, open up the shrub to more light and shape the plant. Remove dead, diseased or broken branches anytime.
Overwintering Tropical Hibiscus
When overwintering tropical hibiscus indoors in cold winter areas, expect to get some yellowing and dropping of the leaves, even if you place the shrub in a south-facing winter. This is natural due to the low light levels in winter. Place the plant away from cold drafts in a warm room. You can prevent leaf drop by growing the plant under grow lights. Bring the plant indoors at first sign of cold weather in fall. Isolate the plant indoors at first to check for hitchhiking insects such as aphids, white flies, spider mites and mealybugs. Spray with insecticidal soap to kill these pests before they spread to other houseplants. Don't expect much flowering in winter unless you're growing plants under lights. Keep the soil on the dry side all winter and don't fertilizer.
Companion Planting and Design
Grow tropical hibiscus shrubs around the home, grouped with other subtropical shrubs in the landscape or as a specimen in a container or in the yard. Grow tropical hibiscus paired with cordyline, plumbago, and bougainvillea. Even potted plants placed outdoors in summer look nice with canna lilies and fountain grass growing near them. Grow tropical hibiscus under vines such as jasmine, mandevilla and passion flower. These colorful hibiscus shrub providing a good anchoring plant growing under these vines.
There are many colorful tropical hibiscus varieties, often with 8-inch wide flowers, available in single and double flowers. Try the Shades of Summer Series and Tropical Escape series for a broad range of color choices. 'Golden Gate' has ruffled golden petals with a pink and red eye. 'Love Story' is an award winning double red. 'Bright Hope' has yellow, pink and red color petals all on one flower.