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If you grew up idolizing a player in the NBA, it's likely that you wore their shoes at some point in your life. Whether it was their speed, jumpshot, or dunking ability that you admired, the shoe game was strong then and it's strong now.
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- Car Transport Etowah Near Me
- Etowah Auto Transport Pricing & Time To Ship Your Car Examples
- Car Shipping Faq's
- Etowah Professional Auto Transport Guide
- Us Ironwood Trucking
- White Gold Trucking
- Etowah Neighborhood Areas We Serve
- Etowah Includes Zip Codes
Car Transport Etowah Near Me
Etowah is a small town in northeastern Arkansas and is located in Mississippi County. There are no rivers or lakes in Etowah but many people enjoy hiking and camping in the surrounding woodland area. The land is used mostly for farming cotton, soybean, and other large crops.
Etowah residents are able to enjoy a low cost of living as well as a low crime rate. There have been no reported violent crimes in Etowah in more than a decade. The area has access to many community events annually that include holiday parades, fireworks and much more. Jobs are found in many industries including manufacturing, construction, and transportation.
Read more about our auto transport services for Arkansas.
Etowah Auto Transport Pricing & Time To Ship Your Car Examples
|Shipping To/From Etowah
|Estimated Time In Transit
|Etowah to St. Louis
|462 miles
|3 - 5 days
|Nashville to Etowah
|250 miles
|3 - 5 days
|Etowah to Oklahoma City
|462 miles
|3 - 5 days
|Chicago to Etowah
|495 miles
|3 - 5 days
|Etowah to Colorado Springs
|1005 miles
|4 - 6 days
|New York to Etowah
|1103 miles
|4 - 6 days
|Etowah to San Diego
|1768 miles
|5 - 7 days
|Los Angeles to Etowah
|1789 miles
|5 - 7 days
*Prices and times are estimated. They can vary depending on the season and what type of vehicle you are shipping.
Car Shipping FAQ's
- Are cars insured during auto transport? - Your car will be insured as is required by law. You will want to verify that the company insurance is valid and will also want to check to see what the coverage amounts are.
- How long does it take to have a car transported long distance? - This depends on the distance that the car will be going as well as other factors including weather, road conditions and even customers that the driver may have to wait on when he delivers another vehicle that is on the same truck. Generally, you can expect the following times for delivery once the car has been picked up:
- Less than 500 miles: 1-3 Days
- 500-1500 Miles: 3-5 Days
- 1500-2500 Miles: 5-7 Days
- 2500+ Miles: 7-14 Days
- What type of transport is available? - You have two different types of transport and those are open and enclosed transport. Open transport is typically the way that most vehicles are shipped. Cars are driven onto a flatbed or double-decker truck and secured in place along with other cars and trucks. Open transport is safe and is also the least expensive way to ship a car. Enclosed transport is much more secure and is often used for expensive luxury model cars as well as classic and exotic cars. The cost is a bit heftier than open transport but the service is reliable and extremely secure in order to offer outstanding protection during transport.
- Can I pack personal items in my car? - Due to federal rules, carriers are not allowed to have personal content inside the vehicles they transport. If you choose to leave something in the car you need to know that it will not be insured and will be susceptible to lose or damage that the company will not be responsible for.
Get a Free, No Obligation to Buy, Auto Shipping Quote.Get my free quote now
or call us to do it for you:
Etowah Professional Auto Transport Guide
Your guide to local auto transport services in the Etowah area of Arkansas:
US Ironwood Trucking
US Ironwood Trucking is a privately owned and operated trucking company that has offered insured and licensed auto transport and freight shipping services for more than five years. They have competitive rates and can be contacted by phone for service and quotes.
118 North Hale Avenue, Monette, Arkansas 72447
White Gold Trucking
This company has been in operation longer than three years and they offer flatbed, open transport options for automobiles and also farm machinery, construction equipment and other freight.
402 North Main Street, Leachville, Arkansas 72438
Etowah Neighborhood Areas We Serve
Our auto transport services are proud to help with your move in any of the neighborhoods you see below. And if you don't see your neighborhood listed here, don't worry because we can most likely service it.
|Davidson Dr
|Cook Road
|Sharp Street
|Metheny Dr
|Wells Road
|Shady Bend Road
Etowah includes ZIP codes:

subset: commoncrawl


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I am thrilled to be able to say Adams Realtors will celebrate its 43rd anniversary in March 2022. The company was incorporated in the State of Georgia in March 1979. Over the years, Adams Realtors has weathered four recessions, five City of Atlanta Mayors, seven U.S. Presidents and countless bank mergers. I'd like to take you on a brief trip back in time to those early days to really illustrate how long 43 years is.
In 1979, the back to the city movement of "urban pioneers" in Atlanta had been progressing slowly for less than 10 years. Local banks were, reluctantly, beginning to loan money to those adventuresome folks who wanted to buy an old house or building in Downtown and Intown Atlanta. Small bands of neighborhood activists had stopped proposed Interstate Highway extensions that would have cut through intown neighborhoods in North, East and Southeast Atlanta.
A look back at Atlanta in 1979:
– The Metropolitan Atlanta Rapid Transit (MARTA) system's first rail service began on the East Line between the Georgia State Station and the Avondale Station.
– The Atlanta Braves would finish the 1979 season under second-year manager Bobby Cox 23.5 games behind the Cincinnati Reds in the National League West and in last place with a record of W66-L94. A Field Level seat at Atlanta-Fulton County Stadium cost $5.
– In 1979, the stadium's other tenant, the Atlanta Falcons, were W6-L10 and in third place in the NFC West under third-year coach Leeman Bennett.
– The average sales price for a single-family home in the U.S. was $62,900. Intown Atlanta average sales prices were closer to $50,000. A small retail, office or industrial building could be acquired for well under $100,000.
I launched the Adams Realtors office in the former Grant Park Masonic Temple building in the historic Grant Park neighborhood, just southeast of Downtown Atlanta. I and nine neighbors formed a group to purchase the partially boarded up building in May 1979, and when the company began operations in that building, I was the only agent. It was my intention to practice commercial real estate, however, the market for commercial property in the close-in neighborhoods was not very dynamic in the late 1970s.
Urban pioneers were moving into intown communities and so I decided to add a residential component to our business model. The goal with our residential practice was to help older homeowners maximize the value when selling their homes. We would also work with first time buyers who were purchasing unrenovated houses by helping them navigate the arduous process of financing and renovating their future home.
The rebirth of Atlanta's intown neighborhoods and its business districts has far exceeded any expectations that I had in 1979. The Average Sales Price of a home in intown Atlanta in 2022 is over $600,000. Underutilized industrial corridors long have given way to fancy multifamily apartment and condominium projects. Where there were once few, if any, retail establishments serving these communities, today the retail options are endless.
Adams Realtors now has 17 residential agents and six commercial agents. Our residential agents have played a positive role in revitalizing these close-in Atlanta communities. Our commercial agents have been involved in transactions that have had a positive impact on the quality of life in the city. As the company enters middle age, I continue to be excited about our future and that of Atlanta.


text:
Debra J Poelhuis, MS, RT(R)(M)
Director, RAD-AID India
Debbie Poelhuis earned her master's degree from Indiana State University in Terre Haute, Indiana. She is registered in both radiography and mammography and has been in radiography education as a program director for 36 years. She has clinical experience in CT, mammography, forensic radiography, trauma radiography and interventional radiography. She has given professional presentations at the local, state, national and international levels and has co-author two textbooks: one in radiography and one in nursing. Debbie was a RAD-AID ASRT Foundation Community Outreach Fellow to Chandigarh, India for the Asha Jyoti Women's Health project in July 2016. She is currently serving in the role of the director of RAD- AID India having made three trips to India. Her goals are to assist in the continued development and operation of RAD-AID's women's health outreach programs in India.


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If there is an interruption occurs or you accidentally logout during the account opening application, do not worry as we have created a Client Portal for you to log in and continue to complete the account opening application.
You can check your account password and email in your inbox or spam box of your registered email address, click Client Portal to log in, click "Complete Account Application" on the homepage, upload the account opening required documents by clicking "Upload" to complete the account opening application. The relevant department will verify the client's information and complete the account opening process within 1 working day.
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JAMESTOWN – City firefighters are currently battling a house fire at 31 Flagg Ave.
WNYNewsNow's Matt Hummel was on the scene and reported thick smoke coming from the rear of the building.
"It's pretty smokey. There's a lot of smoke coming from the house," Hummel said. "I'm standing on Flagg and the flames are pointing towards Second Street."
Hummel said neighbors were pouring onto the streets to watch the fire. He said smoke was coming from the rear of the building and had moved to the front of the structure, where firefighters were trying to get into the building.
There was no information regarding if anyone lived in the home or was home at the time of the incident.
WNYNews Now will continue to follow this breaking story and file updated reports as they come available.
House Fire On Flagg Avenue
JAMESTOWN – City firefighters are currently battling a house fire at 31 Flagg Ave.


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President – Saviour King Multiventures Inc.
Regie holds a Bachelor's degree in Economics from the University of Santo Tomas. He worked at Glaxo Smith Kline for 18 years and 9 months, and was a district manager before leaving to start his own company in 2012.
He is the president and owner of Saviour King Multiventures, Inc., a medical devices company. He has been the exclusive distributor of devices such as Breastlight, Breast-I, B-Cure Laser, and currently SerumAnge Ion Roller.
He holds membership in different organizations. He has been a member of the Business Network International Quezon City Star chapter since 2018, and is currently serving as the chapter's president. He has also been part of the Philippine Chamber of Commerce since 2016, and is currently a member of the Board of Directors. He has been a member of the Rotary Club of Makati Valero since 2018 and the Israel Chamber of Commerce since 2017.
He is skilled in sales operations, sales management and customer service.
Regie has been married for 23 years, and has 2 daughters. He and his wife are members of the Pag-ibig sa Diyos Catholic Community, and are currently the Advising Elders of the Diwanihan Kristiyano Prayer Group. They are also the Family and Life Ministry heads of Christ the King Parish Greenmeadows. Together with his family, he is an active servant of the parish where he serves as a Eucharistic Minister of Holy Communion, while his wife and daughters are lectors.


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GOF - The Popular Fund You Should Not Marry Into Your Portfolio
- GOF is a closed-end fund sponsored by Guggenheim, seeking total return through a combination of capital gains and current income across numerous fixed income and equity markets.
- The fund currently yields a 10.44% distribution and is trading at a PREMIUM of 8.78% to its Net Asset Value.
- Guggenheim has recently divested its ETF business unit; questions remain about closed end funds.
Please Note: This article was first published for Income Idea subscribers on Thursday along with additional analysis and implementation ideas. All data in this article is as of 5/2/2018.
I have generally been a fan of actively managed funds where the management team has the flexibility to invest in a variety of asset classes where they best see fit, in line with the investment policy statements laid out in the prospectus documents.
For those reasons, many of my client portfolios will typically include a "strategic income" fund of some sort for fixed income investors. This could be either an open end mutual fund, ETF or a unit investment trust ('UIT').
Such funds typically outperform over longer periods of time, however, you do run into the issue where generally speaking "strategic" = "junk bonds." This applies to both taxable and tax free fixed income.
Where these funds are great, however, is that during flat or uncertain fixed income markets, by investing in go anywhere fixed income funds you are giving up that investment decision to the portfolio manager whom you believe has a better read on the market and more importantly is able to find those opportunities which neither you or I have access to as individuals.
Perhaps the most well known of such funds is the PIMCO Dynamic Credit Income Fund (PCI) which I wrote about in "PCI - Not For Me." My issue with the fund was that as great as it is performance wise there is a very hefty price, the lack of transparency around certain aspects and the exceptionally high leverage and fees.
Another fund that fits this bill and sponsored by one of my favorite managers is the Guggenheim Strategic Opportunities Fund (NYSE:GOF). While I have looked at it a number of times for myself, I have never written about it or invested in it myself for the simple reason that I do not buy CEFs at a premium.
I did have a number of readers ask me about the fund and that is why we are taking a deep dive into the fund today, particularly as it may be just the recipe for the uncertain fixed income markets of tomorrow.
Fund Basics
- Sponsor: Guggenheim
- Managers: Guggenheim Partners Investment Management, LLC
- AUM: $619 million in investment exposure, $511 million common assets
- Historical Style: Diversified Fixed Income, predominantly below investment grade
- Investment Objectives: The Fund seeks high total return through investment in US Government and agency issued fixed income debt and senior equity securities, corporate bonds, mortgage and asset backed securities and through utilizing an options strategy
- Number of Holdings: 377
- Current Yield: 10.44% based on market price, monthly distributions
- Inception Date: 7/27/2007
- Fees: 1.8%
- Discount to NAV: 8.78% PREMIUM
Sources: CEF Connect, Guggenheim Website, and YCharts.
The Sales Pitch
For whatever reason the fund does a horrendous job on its website and in its marketing material to set the case for investing in the fund.
On one hand, they do not need to as the fund only raises capital at its IPO or during follow up offerings but still.... why not put up a few graphics or paragraphs outlining why investors should consider it?
Since the fund fails to do that job, I will attempt to.
As I stated in the introduction, I am a fan of go anywhere investments, especially when they can give you uncorrelated investment exposure.
A Closed End Fund structure further lets the fund use leverage and due to its structure, management does not need to have money allocated to cash for any redemptions which occur with open end mutual funds.
The CEF structure also lets you, in most cases, to purchase funds below their net asset value further generating alpha. (Although this has generally not applied to GOF.)
In the fund's semi-annual report the fund manager does point out that "thorough research and independent thought are rewarded with performance that has the potential to outperform benchmark indexes with both lower volatility and lower correlation of returns as compared to such benchmark indexes." Source: GOF Semi-Annual Report
The Alpha/Fund Strategy
Unlike in exchange traded or an open end index funds which follow an underlying index with their generally transparent index methodologies, no such things exist in go-anywhere, actively-managed funds.
As such, investors generally rely on the information provided in the prospectus for the fund's general investment guidelines.
As a true "strategic income" fund, the fund may invest without any limitations in fixed income securities rated below investment grade, aka junk bonds.
The fund may further invest up to 20% in non-US dollar denominated securities, including up to 10% in emerging markets.
What makes the fund relatively unique is that it may invest up to 50% in equities and up to 30% in fund of funds or pass-through securities.
Source: GOF Website
The Portfolio
One of my personal attraction points to Guggenheim is their strong position in asset backed securities, particularly aerospace.
Even though this is an actively managed go-anywhere fund, it is not overly concentrated. The top 10 holdings make up just 7.98% of the fund.
Source: Guggenheim Website
Looking at the fund more broadly, even though it can allocate up to 50% to equities, the fund is currently 80% allocated to fixed income with just a bit over 15% allocated to common stocks.
Source: Guggenheim Website
Breaking it down further shows us that more than half of the fund is allocated to floating rate bank loans and ABS, or asset backed securities. In general, these are below investment grade.
Source: Guggenheim Website
High yield bonds add another 14% while investment grade corporate bonds are just under 5% of the fund.
This obviously shows up in the credit quality. More than 90% of the fund is either rated at or below BBB or not rated. More than 70% is either below investment grade or unrated.
Source: Guggenheim Website
Unfortunately, due to the nature of the fund and the fund's decision, Guggenheim does not publish some common statistics such as the average effective maturities and durations. From the transparency side, this is a disservice to investors and I hope the sponsor changes it in the future.
The only reference to duration which I found was in the semi-annual report.
Source: GOF Semi-Annual Report
Guggenheim does disclose that the fund had an average duration of about .7 years which is quite good. We do not, however, know whether that was leverage adjusted or not.
In either case, what this means is that for a 1% rise in interest rates, the fund's NAV should be expected to decline by just .7%. If we have to adjust for leverage it would be closer to 1%.
The opposite is also true if interest rates decline.
Looking at the risk data we can find a 5 year beta of .997. This implies that the fund has essentially been as volatile as the underlying markets.
Source: YCharts
The maximum draw-down which the fund experienced was 54.69%, likely during the closed end fund sell-off in 2007/2008 when the leverage markets dried up and funds were forced to liquidate.
Looking at the risk adjusted metrics, the fund has achieved a 10 year Sharpe ration of .7935 and a Sortino ratio of .6941. While these are not mind blowing... for a closed end fund of this nature it is quite good.
Like most closed end funds, the Guggenheim Strategic Opportunities Fund (GOF) uses leverage.
The fund uses two primary methods for obtaining leverage.
First, the fund uses reverse repurchase agreements whereby it pledges its investments through transactions creating leverage.
As of November 2017, the fund had $58 million in reverse repurchase agreements with its syndicate of banks on which it paid an average weighted interest rate of 1.85%. These costs would be higher today.
Source: GOF Semi-Annual Report
The second source of leverage is a traditional credit facility with a lender.
GOF has an $80 million credit facility on which it pays a borrowing rate of .85% over 3 month LIBOR. On this line as of the end of November, the fund had just $2 million outstanding as it had paid down the majority of the credit facility.
Source: GOF Semi-Annual Report
What is important to note here is that most of the CEF leverage which we have looked at is typically a spread of .7% to 1.2% over 1 Month LIBOR. In the case of GOF it is 3 month LIBOR which is a higher rate.
While generally this was a small spread, the gap is now close to .5%! As such, the fund's current borrowing costs on this credit facility would be over 3%!
Fortunately, it seems that Guggenheim is employing some smart people to run the fund, namely Scott Minerd who has been quite critical of the markets. As such, the fund has been deleveraging as of late.
Source: GOF Semi-Annual Report
The Numbers
The fund is currently distributing a market price distribution yield of 10.44% and is trading at a PREMIUM of 8.78% to its NAV, or net asset value.
Source: CEF Connect
Over the previous year the fund has continued to trade at premiums although it did come very close to parity earlier this year.
Generally speaking, the Net Asset Value has failed to grow beyond its initial IPO even though there is a growth component. THIS IS QUITE CONSISTENT with the findings of the distribution analysis. A few good years bail out many bad years; however, there has not been meaningful growth.
Looking back over the fund's lifetime, we can see the fund has generally traded at a premium over the previous 7 years or so but did trade at a discount in 2015/2016 and during the financial crisis when it was trading at close to 30% discounts to NAV. This is once again consistent with "junk bonds."
Performance wise, year to date the fund has been sold off with most other CEFs. The fund is up a mere .21% on a total return basis accounting for the distribution. The price per share is down 3.27% while the NAV is down 3.04%.
Do note at the price vs NAV action early this year when the fund was thrown out and decreased 9%. This is a risk to buying a fund which is trading at a premium as any sustained sell-off turns premiums into discounts, adding more misery to the underlying losses.
Over the previous year the fund did give investors a 10.28% total return. This came strictly from the distribution. The underlying price per share is down .6% while the net asset value fell 2.89%. Over distributed? AHA!
Over the last 3 years the story remains the same. The fund presented investors with a 36.17% total return while the price fell 2.9%. The underlying NAV declined 2.5%. A good 2016 bailed out the fund's track record during this time.
Over the previous 5 years we have precisely the same story. The total return was all about the distribution. The underlying price per share declined 9.28% while the NAV declined 8.99%.
Going back 10 years would have you purchase the fund near the lows of the financial crisis. As such, the fund has achieved phenomenal results. The fund would have a 270.8% total return (if reinvested). The price per share increased 24.11% while the NAV grew just 8.5%.
Since inception the numbers are not as good. The total return declines to 233.8% with a 4.38% price per share gain and an essentially flat NAV.
The moral of the story, the fund did a PHENOMENAL job coming out of the financial crisis but it was quite volatile and since 2011 or so, has not grown its NAV in the greatest bull market yet.
Should have? Want signs of over distribution? Plain vanilla AGG and MUB grew their NAVs during this time.
To put the fund into perspective, we will take a look at the fund against a number of competing products, both levered and unlevered.
As far as "go anywhere" type funds, there are a number of competing closed end funds such as the BlackRock Multi-Sector Income (BIT), the PIMCO Dynamic Credit Income (PCI), and the DoubleLine Income Solutions (DSL) funds. PCI is managed by the PIMCO team and the DoubleLine fund is a representation of the famed Jeffrey Gundlach's ideas.
I also wanted to take a look at how it does against a covered call fund such as the BlackRock Enhanced Global Dividend fund (BOE).
Lastly, we can take a look at two unlevered open end funds, the Fidelity Strategic Income (FSTAX) and the PIMCO Total Return (PTTAX) funds.
Year to date on a total return basis we can see that generally speaking, GOF has lagged for most of the year and was actually the most impacted during the sell-off in February. It has since rebounded and comes in the middle of the pack. For the year, however, PCI and DSL have been the best performers.
If we look over the last year we can see GOF has beat most of its peers coming in behind PCI. Interestingly, BIT lead the way until the sell-off this year. Also of note, even though also PIMCO managed, the open end Total Return Fund was the worst performer.
Over the last three years we have a similar story. PCI lead the way followed by GOF, DSL and BIT.
The equity focused BOE lags and is followed by the two open end funds which were quite stable. In either case, the Fidelity fund handily outperformed the PIMCO Total Return fund.
Looking back 5 years we essentially have PCI and GOF leading the way, followed by BIT. The high performing DoubleLine fund, however, comes in at the bottom of the CEF pack simply due to its horrible performance in 2015.
Once again it shows the importance of risk management. It is not as important as to how much you make, and it is more important to focus on how much you DON'T LOSE!
This is ever so important for buy and hold investors.
To get a 10 year number we only have the GOF and BOE closed end funds along with our two open end funds. This is critical but we do not have any idea how PCI, BIT and DSL would perform during a financial crisis.
As we can see, the two closed end funds were decimated during the crisis. While GOF recovered, BOE never did. In fact, the plain vanilla open end Fidelity income fund would provide better total returns than an equity CEF fund.
Overall, GOF has been a good fund especially if we consider that it has been generally less levered than its peers. More importantly, from the risk management perspective, the fund is leading the way in delevering, while its peers are increasing their leverage to maintain the distribution level.
Bottom Line
Guggenheim is an experienced manager and if you want to capitalize on and follow Scott Minerd, GOF is a way to do so. Here is a good article on Scott Minerd's recent thoughts.
From the pricing side, it is very tough for most closed end fund investors I know of to justify purchasing it today, or even keeping it if you already own it.
Over the previous year the fund traded at a premium to NAV of as low as .62% to as high as 11.33%.
Source: CEF Connect
As we can see, the current 8.78% premium to NAV is quite expensive over EVERY measured time period and the Z-Score solidifies that. The right time to buy it would have been earlier this year when it was trading at near parity.
Source: CEF Connect
Overall it is certainly a peculiar time for funds like GOF, PCI and DSL.
I think a great way of thinking about them is like dating a supermodel. Yes, they look really pretty and you have a great time dating and you get lots of envious looks. But are they the people you believe would end up being terrific soul mates to live together and raise a family?
GOF, PCI, DSL and other high yield junk bond funds have certainly become the "popular guy/gal" and people are paying premiums for them. At the same time, high quality funds and munis have been left at the altar.
Yes, they have performed exceptionally well in a terrific bull market for both fixed income and equities, but so did the housing market in the early 2000s.
The "crazy" part comes in where on one hand we see premium prices for those funds, yet the underlying fundamentals are either turning or completely falling apart such as the distribution coverage with GOF and others.
Of course, I once again have to remind, a distribution is not a dividend and you have to take an underlying look at how the fund is doing.
Bottom line, this is certainly a fund worth owning, but perhaps when the prices are quite a bit better and we have another opportunity to buy in ONCE the tornado comes through.
In the meantime, the BlackRock Multi-Sector Income Fund (BIT) will let you play in the same space at a far lower cost, a 10% discount versus an 8.78% premium and while I have not looked at it yet, the underlying distribution coverage can't be as bad as GOF?
For more information on the fund, please visit the fund's website at Guggenheim - GOF.
For more reading on the mentioned funds, please take a look at:
- JMM: Small Gem
- PCI - Not In A Million Years (Income Idea)
- Are You Sitting On A CEF Time-Bomb?
- JQC - Good Fund, Great Discount, Some Concerns
- Nuveen Preferred And Income 2022 Term Fund - Not What You Came To Buy. But It Is On Sale
If you liked this article, please follow me and click "Like This Article" below!
Income Idea subscribers do have full access to all of my previous work as part of their subscription along with the additional Distribution Quality and Implementation Ideas sections. Test Drive Income Idea for Free in a 14-Day Trial!
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This article was written by
Analyst's Disclosure: I/we have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
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Comments (73)
Great article and information. I ran an analysis of GOF versus CEFs discussied here
not reinvested cash will always be
there for whatever the need.
happen, and be happy collecting the checks.


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The sun shines bright for Queensland's builders, renovators, and DIYers, thanks to the state's most innovative and driven hardware group, Sunshine Mitre 10. Established in Nambour in 1910, the Metcash-owned group boasts annual sales of $140 million across 19 stores. The dynamic firm provides customers with all the building supplies they need under one roof, whether they are DIY renovators, home builders, multi-residential developers, or commercial developers.
According to CEO Travis Cunnane, "The business has shown tremendous growth over the past five to six years, with our profits up over 125%." Sunshine Mitre 10 is already one of the largest trade players nationally, as well as the country's largest Mitre 10 group. "Our goal is to be the dominant building trade retailer in the regions that we operate."
About 70% of the business is trade; the rest is retail and DIY. "We're particularly strong in the trade sector. We've invested heavily in our people, especially around our sales and customer support teams. We also focus heavily on trade customer loyalty and recognition. This includes holding one of the largest retail and trade hardware expos in Australia, an event that attracts over 1500 of our customers annually, so it's fair to say we do a lot of things that keep us well connected to the customer." The most recent expo attracted 90 suppliers and over $1 million in sales for the business.
Always a driver for innovation, Sunshine Mitre 10 has introduced a new Whole of House initiative which aims to supply as much of every build as possible. Whole of House is designed to position the company as a single source provider for every project, regardless of size or scope. "We have been on an aggressive growth path that has seen us go from six stores just five years ago, to 19 stores now with the addition of our newest store in the heart of the Brisbane CBD," Cunnane noted. "Annual individual store sales range from $2 million to $40 million annually.
Sunshine Mitre 10 is dynamic in its approach with the power of the Independent Hardware Group (IHG) and Metcash majority ownership and the strong family and community values built over its 109-year history.
"We employ local people in all the communities where we operate, and our structure means all our people are empowered to invest their experience, time, and energy to improve the business in a meaningful way that isn't possible in more traditionally structured businesses of a similar or larger size. We don't try to put any impediments in front of staff, and we empower staff to improve the business," Mr Cunnane said.
With state-of-the-art technologies built into business delivery, Sunshine Mitre 10 also delivers better customer service.
"Our trade customers have 24/7 access to their account online via the Sunshine Mitre 10 Trade Portal, with over 12,000 products online and access to their statements and invoices. We also have utilised technology such as Fleetmatics, 15Five, Phocas, iAuditor, & Telstra Cloud. We were also one of the first businesses in Australia to shift to the cloud," Cunnane said.
Truck Tracker, a GetSwift delivery app for the trades, uses SMS and map tracking to monitor our 25,000 trade deliveries annually, covering about 1.5 million kilometres. "That's been a real game-changer for us. It's also important for our customers because they can monitor orders and deliveries in real time so that they can better plan their own resources on sites."
Building on a foundation of great relationships
The firm's offer to its trade customers in Queensland is unique. "All sites have dedicated trade drive-through service to allow customers to come into our stores and easily access the products they require with minimal time wasted," Cunnane explained. "Ours is a service-based offer with multiple touch points: on building sites through our trade reps, in store, and electronically and verbally via the Customer Support Team."
The group is an employer of choice within the communities it operates. "We employ locals with knowledge and experience that ensures our trade and retail customers get the right advice, but it also means those people are living in the communities and can relate directly to the other members of their communities."
With over 400 staff spread across the state from Weipa in the north to Brisbane in the south and west to St George, communication is also key.
"We are committed to ensuring our staff know what is happening throughout the business and to assist with this last year, we rolled out a new continuous performance management app called 15Five that allows us to communicate better and faster with staff across our entire network," he said. "We're now able to be more responsive and provide faster recognition and as a consequence, we've seen a huge surge in peer-to-peer recognition, and it's improved visibility between managers and staff. We're also now able to recognise and acknowledge all the great things that our people do every day."
Attracting young people to careers in hardware is a passion for Cunnane. "We provide strong continuing training for our people and we particularly work to support good, young performers to see that there's a career in our company. We're always actively looking to identify talent and provide a career path for them to progress through, creating opportunities for them to stay in their local rural and regional communities, where otherwise they would need to move away to seek career advancement.
"We've had staff that have worked their way up from the retail or trade floor to becoming trade sales reps, and others who have moved into head office or customer-support roles. We currently have managers in our business, who are in their mid to late 20s, running stores with $10-20 million plus turnover annually.
"We've also been working hard to recruit and promote more females in our business. For instance, we have two stores in Roma, and both our managers are female and doing an outstanding job. We are proud as well that at the annual Hardware Australia Awards, Sunshine Mitre 10 has won the Employee of the Year Award in 2018 and 2019, and both times it was a female employee from Sunshine Mitre 10 that won the award."
Being an active and supportive member of the community is integral to the company's DNA. "We believe strongly that you have to be involved in the communities where you operate. "We give a lot back to the community annually. We are heavily involved in supporting schools, kids and sporting programs, apprentices, and supporting our trade customers' initiatives. Our staff love helping the next generation and see this as being pivotal for the success of our local communities. We're a really big part of the community," he stressed. "But, it's not about the publicity for us, we just like to support great causes that our staff are passionate about."
2020 isn't just the start of a new decade for Sunshine Mitre 10. The year marks the company's 110th anniversary.
"I like to think we're in that special club of Australian businesses that have been around for over 100 years, which is an outstanding achievement," Cunnane said. "But longevity isn't guaranteed. There are a lot of cautionary tales like Kodak, Lehman Brothers, and Ansett here in Australia. You can't rest on your laurels. We constantly strive to do better than last year and keep improving, innovating and challenging ourselves. We're obviously very proud of our history and heritage, but this just strengthens our resolve to work harder to ensure success for us as a business, our people and the community into the future."
It's exactly that kind of clear-eyed determination that's paving the way to another century of success for Sunshine Mitre 10.


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Why Is India Banning China's TikTok?
The world's two biggest internet markets are in conflict, as New Delhi finds a new arena for its skirmishes with Beijing.
Welcome to Foreign Policy's South Asia Brief. This week: Why India banned 59 Chinese apps, South Asia records 1 million coronavirus cases, dangerous floods hit Bangladesh, and a review of the new novel A Burning.
Welcome to Foreign Policy's South Asia Brief. This week: Why India banned 59 Chinese apps, South Asia records 1 million coronavirus cases, dangerous floods hit Bangladesh, and a review of the new novel A Burning.
If you would like to receive South Asia Brief in your inbox every Thursday, please sign up here.
Why India Banned TikTok
On Monday, India's government announced it would block the use of 59 mobile apps because they were "engaged in activities … prejudicial to [the] sovereignty and integrity of India." While New Delhi's press release didn't mention Beijing by name, the list of 59 apps—each run by Chinese companies—made clear that it was the intended target.
The blocked software includes the video-sharing app TikTok, which has been downloaded an estimated 600 million times in India; UC Browser, an internet browser that uses very little data and is popular among Indians using low-cost smartphones; and other well-known apps such as Shareit, Baidu, Weibo, and WeChat.
India cited section 69A of its Information Technology Act in its explanation for why it took action. But according to Indian law, it could have kept the decision confidential. Taking a public stand against China was the point. After last month's deadly skirmish with Chinese troops, New Delhi has faced domestic pressure to come up with a robust response. Its options on trade were limited and potentially self-defeating, while military options were even more dangerous. China's technological exports were a natural arena to turn to—and one in which India could actually impose some damage.
Monday's decision is momentous on its own, but it will also likely spur tit-for-tat actions between the world's two biggest internet markets in terms of users. It may even set a precedent for other countries looking to regulate or ban Chinese tech firms.
The impact on China. India is China's biggest external market for apps such as TikTok and UC Browser. While India represents a relatively small source of revenue for Chinese apps, it is still its fastest growing major market. As Indians grow richer, average revenues per user will increase: India's digital advertising market is expected to grow by 26 percent this year, CNN reports. New Delhi's actions close off this market. There may be further action on other Chinese software and hardware, especially 5G products, as Indians become more aware of the potential security threats of Chinese technology.
Just this week, for example, the U.S. Federal Communications Commission officially designated Huawei and ZTE as national security threats, effectively barring U.S. internet providers from using federal subsidies to buy their equipment.
The impact on India. New Delhi's decision will hurt Indians, too. While the move will please the country's jingoistic media and those calling for revenge after last month's border skirmish, banning TikTok will hurt thousands of Indian content creators who depend on the Chinese app for their livelihoods. Even so, Indian companies such as Roposo, a local alternative to TikTok, may see a surge in interest and new users. Chrome is still the most popular browser app in India, and companies such as Google may also benefit from the blocking of UC Browser.
A new era of techno-nationalism? While the immediate impetus for India's actions comes from the border clashes, the app ban itself is not that surprising given the broader trend of countries trying to safeguard their citizens' data. As more Indians come online through cheap smartphones and low-cost data plans, personal data will become more valuable to tech firms and governments alike. Given how intertwined China's biggest companies are with the state, it was only a matter of time before countries such as India imposed their own Great Firewalls.
If anything, India may have left it too long, given the inroads made by apps such as TikTok, and the fact that the most popular smartphone brands in India are not just companies such as Huawei and Xiaomi, but also less Chinese-sounding brands such as Oppo, Vivo, and OnePlus. (Vivo is the title sponsor of the popular Indian Premier League cricket series, a relationship that may well now be cut short before next year's tournament.)
The question now is how Beijing might retaliate.
What We're Following
Coronavirus update. South Asia's countries now have more than 1 million confirmed coronavirus cases between them. India, Pakistan, and Bangladesh are among the top 20 countries in the world with the most cases, in fourth, 12th, and 18th places respectively. As shown above, the region's countries have been doubling their total cases between every 14 and 20 days. And with testing rates still low, aggressive contact-tracing is next to impossible. Nonetheless, the region is reopening for business, as leaders begin to accept that some form of herd immunity may be the only solution for people who depend on daily labor.
Dangerous monsoon flooding in Bangladesh. Thousands of hectares of farmland in Bangladesh lie submerged from floods triggered by monsoon rains. A disaster management official told Reuters that the crisis could worsen, with more than 200,000 people marooned and more rainfall expected this week. The crisis was exacerbated after the Brahmaputra River burst its banks in the neighboring Indian state of Assam last weekend, flooding thousands of villages in the area.
Russia's Afghanistan "bountygate." After revelations last weekend that U.S. President Donald Trump may have received intelligence showing that a Russian spy unit was paying the Taliban bounties to kill U.S. soldiers in Afghanistan, there has been fallout in Washington. While Trump says he was not actually briefed on this intelligence, a growing number of voices on Capitol Hill are calling for action. Democratic presidential candidate Joe Biden said Trump's failure to act was a "dereliction of duty," while Trump's former National Security Advisor John Bolton said the news merited "a very serious response."
It's worth pointing out that that Russia's involvement in Afghanistan should be no surprise. Russian night vision scopes have previously been found in Taliban hands, and U.S. commanders in the region have long admitted that Moscow was arming the Taliban. As Sajjan Gohel and Allison Bailey wrote for Foreign Policy this week, Russian President Vladimir Putin has worked to enhance ties with the Taliban for years, "with the purpose of expanding its strategic interests in Afghanistan. … Once NATO and U.S. forces leave, Russia will once again have an opportunity to step in."
Turbulence ahead for PIA. Pakistan International Airlines (PIA) has been banned from operating in the European Union for the next six months. The decision came after Pakistan grounded 262 airline pilots from PIA and other domestic airlines with allegedly "dubious" licenses—a finding that emerged after an investigation into a deadly plane crash in Karachi last month.
Question of the Week
Pakistan's Prime Minister Imran Khan faced criticism this week for using the word "martyred" to describe the killing of a terrorist. Who was he referring to?
A) Osama bin Laden
B) Ayman al-Zawahiri
C) Abu Bakr al-Baghdadi
D) Baitullah Mehsud
Scroll down for the answer.
What We're Reading
Megha Majumdar's A Burning is one of the most talked-about novels this summer, and for good reason. As I wrote in a review of the book, Majumdar's compelling, timely, and propulsive book "is soaring up the global bestseller lists thanks in part to its resonance with this summer of discontent and despair, a time when public trust in leadership and Big Tech is dwindling. One reason why A Burning should appeal to readers unfamiliar with India is that the novel is not just a critique of modern Indian society but a universal parable on inequality."
Read the full review here.
And the Answer Is…
A) Osama bin Laden.
The former al Qaeda leader was killed in a U.S. raid in Pakistan in 2011, a decade after he masterminded the 9/11 attacks. Discussing the U.S.-Pakistan relationship in a speech in parliament this week, Khan said, "I will never forget how we Pakistanis were embarrassed when the Americans came into Abbottabad and killed Osama bin Laden, martyred him." Opposition leaders in parliament strongly objected to Khan's remarks: One called bin Laden the "ultimate terrorist" who "destroyed" Pakistan.
That's it for this week.
We welcome your feedback at firstname.lastname@example.com. You can find older editions of South Asia Brief here. For more from FP, subscribe here or sign up for our other newsletters.
Ravi Agrawal is the editor in chief of Foreign Policy. Twitter: @RaviReports
More from Foreign Policy
A New Multilateralism
How the United States can rejuvenate the global institutions it created.
America Prepares for a Pacific War With China It Doesn't Want
Embedded with U.S. forces in the Pacific, I saw the dilemmas of deterrence firsthand.
The Endless Frustration of Chinese Diplomacy
Beijing's representatives are always scared they could be the next to vanish.
The End of America's Middle East
The region's four major countries have all forfeited Washington's trust.


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Hungry relief targeting hard to reach poor communities in Sierra Leone
The Jorg Wolff Foundation with the New Apostolic Church Sierra Leone undertook a nationwide distribution of food and non-food items to poor communities in Sierra Leone.
The distribution team comprising the Apostles and District Ministers of the respective working areas, together with Priest Nyandemoh Charles and Priest Abdulai K. Sannoh of the Admin office.
It started from April 8, 2019 and areas visited were: Mano (by the sea) in Moyamba district, Gbondapi in Bo district – southern Sierra Leone, the blind and amputees in the outskirts of Kenema city, Dia – Kissy teng chiefdom of Kailahun district, Jaiama Sewafeh of Kono district – East of Sierrra Leone, the blind school and amputee camp in the outskirt of Makeni city and finally the distribution ended in Kamassassa of Kambia district – northern Sierra Leone.
The beneficiaries appreciated the humanitarian gesture of the foundation and the church. They thanked and appreciated the kindness extended to them; some of them for the very first time and prayed to God to continue to shower His blessing on the generous givers.


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iOWN Wallet is a dual-chain, multi-purpose wallet, where users can maintain, send and receive iOWN Tokens, USDT, USDC, BNB, ETH and BUSD.
The wallet enables users to access, control and transfer iOWN Tokens to be participated in the upcoming staking & reward program and equity-based crowdfunding campaigns on the iOWNX Platform. The crypto wallet avails users the opportunity to buy the native token of the iOWN ecosystem, the iOWN token and several other stable coins. This can be done through multiple options via IN4X Global within the wallet.
Once downloaded, users can manage their portfolio, view the platform's blockchain transactions, and much more in the palm of their hand. The latest version of the iOWN Wallet is available on iOS and Android app stores.


text: Realistic sex dolls from the Gynoid brand are made of the highest quality materials and elaborated to the smallest details. A very realistic body which will provide you with intense sexual experiences whenever you wish. Sex dolls from the Gynoid workshop are among the most popular on the sex doll market. Artists and a special 3D modeling techniques are involved, creating very realistic bodies that closely resemble the real thing. The elaborate details on the bodies of these sex dolls are truly surprising. They are made of platinum silicone, the frame is made of a strong but light alloy. Thanks to special joints, Gynoid sex dolls have very realistic movement abilities, which perfectly complement the quality and ultra-realism of the body surface. Also their customization options are very varied.


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You either quit GameFAQs as a constructive poster or stay long enough to see yourself become a troll.
– you can click, tap, or highlight to reveal them
And it has no limit to them. As long as youre using the Amiibo exclusive bow, it has unlimited Light Arrows, fires them insanely far, and because of the boost Light Arrows do, that bow basically does 130 damage as opposed to the 30 it claims.
Notes (optional; required for Other):
Ancient Bladesaw – 148 (222 with food)
Surpasses it in attack power slightly, comes closer to keeping up with its distance than most bows, unfortunately, its flimsy as f*** by comparison
Ancient Bladesaw VS Ancient Battle Axe++
Ancient weapons have a hidden 50% damage increase when used against guardians. Guardian weapons only get a 30% boost (Ancient battleaxe is considered guardian). Those hidden modifiers multiply with the Ancient Proficiency armor set bonus, making them far stronger than the Master Sword against guardians. Thats a x2.7 damage increase for ancient weapons. Their numbers become:
Ancienct Short Sword has the same base attack power, but more base durability than the Guardian Sword++
One of the few bows that can stand up to its range, falls flat in all other areas.
Ive got one of them, but its rare, so I slapped it on my weapon mount despite how absurdly powerful it is. I figure if the Smash Bros Zelda drops another one instead of giving me an unlimited supply of Durability+ Royal Bows like shes been doing, then Ill use it.
You are not allowed to request a sticky.
C/D: Ancient/Giant Ancient Cores should have been easier to farm/obtain
The Legend of Zelda: Breath of the Wild Message Board
Can almost keep up with its attack power, but to compare the two in any other parameter would be laughable, so onward:
Ive got a quote that embodies you perfectly, but its seventy-three posts long, has a few massive flowcharts, and lots of Xion-
Only the Lynel Bows and theTwilight Bowhave it severely outclassed in any particular aspect.
yo question what bonus are you talking about did you mean like bonus from armor because since you craft the ancient it doesnt have bonuses on the weapon like some weapons drop off enemies with durability +blue or +yellow
Ancient Bladesaw has 50 to 73 durability, Great Thunder/flameblade has 50 to 80, Boulder Breaker has 60 to 87.
, and while its power is a meager 30, it has
Even then, the Guardian Sword++ can only get a max attack bonus of 20, while the Ancient Sword has a max bonus of 27
Damage vs guardians * Ancient Proficiency (1.5 * 1.8)
Ancient Short Sword – 108 (162 with food)
Ancient gear is expensive in part due to their durability. All the weapons have the highest durability in the class, with the Ancient bow having the highest durability of any weapon and second highest durability in the game (the hylian shield, which has a durability of 800, so it will take an absolute beating before you have to scrounge up 3000 rupees and build up Tarrey town to get a new one). The Ancient bow has basically no arc to extreme ranges as well, making this the sniper bow of the game. The only restriction is that Giant Ancient cores are very rare drops so you have to keep an eye on them and never sell them ever.
In comparison, the most damage the Master Sword can do is 90 damage with attack food or Barbarian set. Those numbers are slightly better than even the best savage lynel weapons with Barbarian set.
This isnt true at all, Ancient SS has base 54, max 81. Scimitar of the Seven has base 60, max 90, the Spring-Loaded Hammer has base 80, max 121.
The only reason itd be worse is if the Guardian Sword++ came with an attack bonus thats higher than the Ancient Short Sword.
The Legend of Zelda: Breath of the Wild
You are not allowed to update this topics flair.
Pokemon Sun/Moon: Dex: Alola: 301/301, National: 801/801 Trainer Passport: 13/15 Stamps, Tree: Singles: 50S Doubles: 22S, Multi: 0 Poke Finder Version: 5
Ancient Bow wins by default since theres no Guardian Bows, but lets compare it to similar bows:
an 100 attack power boost, putting it at 130 attack, nigh-infinite range, making aiming as point-and-shoot as a gun would be, and a whopping 100 durability
As for the arrows, 1 screw (go with the 1x or 3x buys only, ancient screws are basically pennies in comparison to the other stuff) and 1 shaft = autokill any non-boss in the game, albeit without any drops, so save it for guardian stalkers and those flying bastardsIGN: Crow, Wii U account: PhDCharizard
Cry to someone who cares. Im too old to listen to children cry
The only reason itd be worse is if the Guardian Sword++ came with an attack bonus thats higher than the Ancient Short Sword.
The Spear has 50 to 73, while the Lightscale Trident has 70 to 102.
All the weapons have the highest durability in the class
Quick question about the Ancient sheild
Wait thetwilightbow does what!? O.oIt doesnt use regular arrows????
Nope. It actuallycantuse regular arrows. You cant switch them to anything else. Its always Light Arrows.
an unlimited supply of Light Arrows
even if the ancient Bow was paired with Bomb arrows, it would only wind up with 84 power, so that Bow just blows everything out of the water
Since Mighty Linel Bow hits for 60 overall power, and Savage Lynel hits for 96 overall power, but half the range, and the power gap thins a bit when you have upgraded theAncient Armortwice to get its set bonus,Ancient Proficiency, whichboosts the effectiveness of ancient weapons.
The only reason itd be worse is if the Guardian Sword++ came with an attack bonus thats higher than the Ancient Short Sword.
The Legend of Zelda: Breath of the Wild
Yea I dont understand the ancient weaponry. I got anancient short swordand its just aworse version of the major test guardian swordswhich are very easy to get. They really should be either significantly stronger or way more durable.
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Something that really bugs me here… (Spoilers)
Ancient Short Sword VS Guardian Sword++
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KIIT School of Yoga organizes Mega Naturopathy Camp
On behalf of the Ministry of Ayush, a Yoga Competition was organized by National Institute of Naturopathy (NIN) and KIIT Deemed to be University on 5th March, 2020. The competition was held among different age groups starting from 12 years to 80 years at the Premises of Campus -III, KIIT DU.
Many participants including senior citizens took part in this mega event. Faculty and staff members of KIIT Dr. Sushant Kumar Sahoo, KSAS; Er. Satish Kumar Gannamneni, KSEE and Mr. Naba Kishore Panda, KIIT Hospitality displayed various Yoga Postures during the competition. Faculty and staff members, Dr. B.B. Kar, Dr. S.K. Panda, Mr. Ajaya Kumar Sahoo, Ms. Rituparna Kar, Mr. Sashikanta Khuntia, Mr. Bibhudatta Sahoo, Ms. Kriti Raj, Ms. Aparajita Khuntia, Ms. Anamika Kumari, Ms. Rekha Singh, Ms. Vidya, Ms. Nikita, Mr. Pratyush and Ms. Jyoti from School of Yoga did the judgement during the competition.
The program came to an end with declaration of 12 participants as the winners. The winners will be awarded during the valediction program of Mega Naturopathy Camp on dated 6th March, 2020 at Campus-V, KIMS Auditorium.


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Creative Streets Grants
This program aims to support a community initiative that improves a Waverley streetscape. The project must make a positive contribution to a public space - small changes can have a big impact on our streets and communities.
Creative Streets next small grants round will open in March 2024.
If you have an idea for a project and would like to talk it through, contact us at firstname.lastname@example.com
Waverley Council welcomes applications from individuals, community groups and services, precinct groups, schools, and local businesses with proposals that contribute to improving Waverley's streetscapes.
Before submitting your application, please read our Creative Streets Grant Application Guidelines.
If you're submitting a proposal for a garden on public land, please first email email@example.com
One grant of $5,000 is made each year. Groups meeting the program criteria can apply for one grant per round, up to the value of $5,000. Grants over this amount may be made at Council's discretion. Applicants are encouraged to contribute towards their proposed project through cash and or in-kind contributions.
Please read the Program Guidelines and ensure that your application provides the detail required for assessment. This includes detail about what you plan to do, who will be involved in the delivery of the project, how the project will improve the street scape and how the grant funding will help you to deliver it.
Projects could include:
- Colourful planter boxes to green a bare street
- Anti-graffiti mural on a wall that is often tagged
- Temporary public artworks for streets that need colour and life
- Building a 'Better Block' for streets needing strong community connections
- Pop-up play spaces for areas with inactive children
- Street library boxes for areas with children improving education and community interaction
- Fairy Lights for areas that need activity, fun and public safety
- Temporary public seating installations for an area with no seats but a great view.
A group or individual must have the written consent of the site or property owner prior to applying for the grant. Any proposals on Council land must have written support from Waverley Council submitted with the application form.
As per the agreement signed with your application, you must:
- Use the funding in line with Council's grant conditions and for the purpose stated in my application within 12 months, or make an application for a variation and/ or extension
- Accept Council's guidelines and any special conditions that may be specified in the letter of offer
- Appropriately acknowledge Council's support in promotional material and other information relating to the project. A guideline on use of Council's logo will be provided
- Keep us informed of progress on your project, and send an invitation to any associated opening or launch to email@example.com
- Complete a short evaluation report provided by Council within a month of completion of your project:
Your report must include:
- A financial statement with evidence of project expenditure
- A brief case study outlining project results, who was involved, achieved project measures (as specified in this application) and photos or videos that Council may use to promote awareness of community achievements under the Small Grants Program
- Completed permission to publish forms, as provided by Council for people featured in photos and videos.
6. Return any unspent funds exceeding $100 to Council
For general small grant enquiries, email email@example.com
Quick links
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Need more information?
Email: email@example.com
Phone: 9083 8985


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Maperitive has several command-line options which mostly help in Scripting (TODO). Here is the brief description of the command-line options format:
Maperitive [options] [script 1 file] [script 2 file] ... [script N file]
You can specify one or more of scripts you want to run when Maperitive starts. The scripts will run in the order specified, so for example
Maperitive script1.mscript script2.mscript script3.mscript
will run script1.mscript, then script2.mscript and finally script3.mscript.
OPTION: -? | -h | -help
DESCRIPTION: Displays the command-line help in Maperitive.
Normally Maperitive starts its work by running the default script (stored in the Scripts/default.mrules file). You can modify this behavior using the following option:
OPTION: -defscr | -defaultscript
VALUE: true or false (if the value is omitted, true will be used).
DESCRIPTION: Specifies whether to run the default script or not. By default, the default script is run if no other scripts are specified. If one or more user scripts are specified, the default script will not be run unless this option is turned on.
Maperitive -defaultscript=false
Starts Maperitive but it does not run the default script.
Maperitive myscript.mscript
Starts Maperitive by running myscript.mscript. In this case the default script will not be run.
Maperitive -defaultscript myscript.mscript
Starts Maperitive by first running the default script and then the myscript.mscript.
If you want to have a complete automation with your scripts, you probably want Maperitive to close itself after it finishes running the scripts. This is achieved using the following option:
OPTION: -exa | -exitafter
VALUE: true or false (if the value is omitted, true will be used).
DESCRIPTION: Specifies whether Maperitive should exit upon finishing running scripts. By default Maperitive will remain running.
Maperitive -exitafter myscript.mscript
Instructs Maperitive to run the myscript.mscript script and then to close.
On startup Maperitive occasionally checks if there is an updated version of the application by contacting the update server. You can disable this update check using the following option:
OPTION: -upd | -update
VALUE: true or false (if the value is omitted, true will be used).
DESCRIPTION: Specifies whether Maperitive should check if a new version is available when it starts. By default Maperitive will check for new versions.
Maperitive -update=false
Instructs Maperitive to disable checking for new versions.


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Conducting Internet Activities at Camp
If you're running a summer camp, you may be interested in learning how to conduct Internet activities. There are several benefits to working on Internet activities at the center, including increased parent contact, reduced technology expenses, and improved staff morale. This article will cover implementing Internet activities at camp and offer advice to help you […]Read More


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SNEWS® expands reach into e-media with podcasts, eFitbiz and more
SNEWS® is proud as always to be on the leading edge, this time with e-media publishing. To make sure we are supplying our subscribers, readers and customers with the best information, unwavering service, and a widespread reach in the industry, the SNEWS® team has launched a variety of new initiatives and ways to deliver news and features. They include an electronic delivery of FitBiz, a rapidly expanding Retail Training Center, Podcasts, a Press Release publishing service, and a free SNEWS® subscription program for retail sales staff.
Get access to everything we publish when you sign up for Outside+.
SNEWS® is proud as always to be on the leading edge, this time with e-media publishing. To make sure we are supplying our subscribers, readers and customers with the best information, unwavering service, and a widespread reach in the industry, the SNEWS® team has launched a variety of new initiatives and ways to deliver news and features. They include an electronic delivery of FitBiz, a rapidly expanding Retail Training Center, Podcasts, a Press Release publishing service, and a free SNEWS® subscription program for retail sales staff.
Together these new ventures will further link industry suppliers, manufacturers and reps with our subscribers in the retail community as well as with consumers through our GearTrends.com website, one that has seen ever-growing individual visits by enthusiasts. Some of these features are now live on SNEWS®, some will be received by email, and others will be expanded throughout the SNEWS® family of publications in the next few months. All will leverage the power of the industry connection of SNEWS®, THE most respected information voice of the outdoor and fitness communities.
In this new age of reliance on online news, our winter/spring retail-centric business journal for the fitness industry, FitBiz, will go online and appear at appropriate times during the year. As its print edition has done the last two years, eFitBiz will cover topics of high interest to the retail industry in particular, but also of interest to manufacturers and suppliers. For example, our early spring issue – out this week for subscribers only — the Spring 2006 eFitBiz continues the tradition of a "top retailer" list of specialty and key sporting goods retailers with a summary of the changes in the last year. Other e-issues will delve into the "biz†of the fitness business, tackling hands-on topics that are directly translated into better business acumen or identify trends in products and industry development.
If you aren't a subscriber, and we therefore don't have your email, drop us a note at firstname.lastname@example.com to see how you can get on our email list for this and other publications. A select group of non-subscribing retailers will receive their issues later in March and into the first of April. Get your front row seat to eFitBiz by becoming a SNEWS® subscriber, either with our full-access paid plan OR under our free plan for retailers, information below.
Free SNEWS® for Retail Sales Staff
If your economics teacher taught you there was no such thing as a free lunch, he or she was wrong. There IS a free SNEWS®. (Actually, lunch not included, but enough news and information to satiate.)
Retailers continue to sign up their staff for free outdoor or free fitness retail SNEWS® subscriptions as part of a program to promote and encourage industry communication and educational training. These free subscriptions provide limited access to SNEWS® –outdoor subscribers see only outdoor headlines (fitness sees fitness stories only), receive only an outdoor news digest (fitness gets the fitness digest only), and both have archive access limited to two months as well as some limited access to special features.
We offer these subscriptions through our educational partners, such as 3point5, as well as through select manufacturer partners and directly through retailers and at trade shows. If you or someone you know isn't a part of this program, email email@example.com and tell us "I WANT MY SNEWS!" (Yeah, yeah, some limitations apply.)
Retail Training Center
We know sales staff members are hungry for regular education about products, sales and techniques, and our Training Center stories are in high demand. These articles expand on product information and sales technique nuances in a readable and understandable manner and will be published regularly by SNEWS® in the Training Center. They will also be included in weekly emails.
Our category of "how-to-sells†that focuses on various product segments with select sponsorship by quality companies is a huge and ever-expanding part of the Training Center and is accessed frequently by the retail community subscribing to SNEWS®. This is also where you'll find out popular (and perhaps feared) Mystery Shoppers. (Are you next?)
SNEWS® is taking its acknowledged standard for excellence in reporting the real story, the unexpected angle, and the sometimes humorous side of our business into the world of audio podcasts. From our computers to your iPod, Blackberry, cell phone, or laptop, you can now listen to select SNEWS® reports while you are driving to or from work. Now that's THE perfect way to turn commute time into useful and entertaining time. James Mills has joined the SNEWS® team and heads up our podcasting efforts; still in early development stages, we're already receiving praise and appreciation for the quality of his broadcasts. Never be without your SNEWS®!
In a shift from typical SNEWS® and our long-established tradition of not allowing advertising to appear on paid subscriber story pages, each SNEWS® podcast may carry a sponsorship message – no more than 10 seconds at the beginning and end of each broadcast – as well as a sponsor banner ad on each podcast page. By accepting limited advertising on our podcasts, we are able to keep subscription rates down, while adding a valuable service and making a significant investment in technology for you, our readers.
As evidenced by the phenomenal jump in unique visits and downloads of our current podcasts, it seems this is something you're eager to receive. Look for more audio reports since we plan to produce as many as one podcast each week beginning in April.
SNEWS® Press Release Service
Why on earth would someone support a trade "news" service that simply takes press releases sent to it for free, repackages and reprints them, and then charges everyone a subscription fee or requires a registration just to read them? Why indeed! At SNEWS® you can read press releases for free – no subscription needed, no registration required – and we don't call it news. We launched this service for the industry in January, and already the press release section of SNEWS® is seeing enormous traffic. Even better, if you are a SNEWS® subscriber, you can post your own press release directly to our site, and their headlines go out in our regular weekly email of SNEWS® News Digest headlines.
While the "post your own release" system is only available to SNEWS® subscribers, anyone can still submit a release via the normal email channels (email@example.com). In those cases, we'll do our best to post releases to our site as time permits, but without guarantees (and of course if we smell more of a story in anything, we'll tackle that too). Subscribers can go to the posting page linked to their account by clicking on www.outsidebusinessjournal.com/prpost. If you are not already logged in to our site with a cookie, then the system will ask you to log in before you can view or post your company press releases.
These new features are only the start. Look to SNEWS® to continue to be the news and information leader like only SNEWS® and its publications can. As always, please contact us at firstname.lastname@example.com with any comments or suggestions.


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J.B. Hunt shareholders approve sexual diversity proposal, White retires from board
Shareholders of J.B. Hunt Transport Services approved a proposal to create a policy prohibiting discrimination based on sexual orientation – a proposal opposed by Hunt's Board of Directors.
Trillium Asset Management sent a representative from Boston to Arkansas to make the request in person at the company's annual shareholder meeting Thursday (April 21) at the company's corporate offices in Lowell.
The proposal passed with a 54.7% shareholders approval, despite the directors urging shareholders to vote against the proposal. In a statement made in the Proxy filing, the company said harassment and discrimination policies already in place were in accordance with federal laws and the company does not tolerate discrimination of any kind.
Brianna Murphy, of Trillium Asset Management, spoke to the board about the need for an amended nondiscrimination policy regarding sexual discrimination. She said 93% of Fortune 500 companies have already adopted inclusion policies regarding sexual orientation. She said the companies report increased employee satisfaction and it helps in their recruitment efforts. Murphy said the company would not incur substantial costs in amending its present plan to mirror those of its peers and business partners in the community.
Shareholders also elected a slated of 11 directors to a term of one-year, but absent from this year's ballot was veteran director Dr. John White, who at age 76 was the senior board member. White, the former University of Arkansas Chancellor, served on the J.B.Hunt board for 18 years. As White was presented with a plaque for his service, he said the gift will be displayed in his office at the UA in hopes of encouraging more students to join Hunt upon graduation and increase the value of his company shares.
Prior to 2013, J.B Hunt had an age limit of 72 for its directors, but that has since been amended to retirement, removal or death, regardless of age. White is retiring his post which leaves the board with 11 directors. The corporate guidelines state that the number of directors can range from 3 to 12.
Board members elected for a one-year term were: Douglas Duncan, Francesca Edwardson, Wayne Garrison, Sharilyn Gasaway, Gary George, Bryan Hunt, Coleman Peterson, John Roberts, III, James Robo, and Kirk Thompson, all of which received at least 91% of the votes cast.
Thompson, board chairman and former CEO, told the small group of shareholders that he tried to book the Rolling Stones but John Roberts would have to be their entertainment today. Roberts joked that he hated to take the podium after that introduction, but he spent a few minutes addressing the shareholders with a short message.
He said the company has come full circle in the past 27 years. The trucking company that was the foundation for the business began a resurgence at the perfect time as intermodal growth was stagnant between 2014 and 2015. He said the other business units such as brokerage, final mile and dedicated freight don't have to carry the company on their own but when they perform well it takes the pressure off the intermodal division which is the larger revenue source.
He said intermodal will do most of the work but it's the compliment from truckload, brokerage and other units that propel the company's growth. Roberts also shared several new initiatives introduced last year including J.B. Hunt Drive, a mobile application that helps drivers manage everything from time availability, paperwork such as driver logs, messaging and safety rewards for accident free miles.
"Prior to the J.B. Hunt Drive, our drivers were closely tethered to their trucks, this app gives them greater flexibly," Roberts said.
The app was developed in house by Hunt and has been downloaded more than 10,000 times.
Roberts also said project "Elevation," was a "big deal" over the past year and going forward, He said a team of 25 people across the company met monthly to brainstorm and process ideas that would help move the company. Last year he said the group processed more than 5,000 ideas and 500 were approved.
Project Next was another program Roberts said is making a difference in the company's tech infrastructure. He said this group looked at ways technology can be used to optimize efficiencies and raise the bottom line.
The board of directors also approved a quarterly cash dividend of 22 cents per share while meeting Thursday. The dividend is payable May 20 to shareholders of record on May 6. Shares of J.B. Hunt Transport Services (NASDAQ: JBHT) were trading lower on Thursday at $87.14, down 2.03% in the morning session. For the past 52-weeks the share price has ranged from a $92.15 high to a $63.58 low.
Analysts with Stephens Inc. recently raised their target price on Hunt shares to $100, from $92 following the company's recent first quarter earnings for 2016. Stephens also raised their full-year per share earnings guidance to $3.95, from $3.90, based on the strength the company displayed in what was expected to be a more challenging first quarter. Stephens analyst Brad Delco is overweight on the shares, meaning they should outperform the broader markets this year. Stephens conducts investment banking business with J.B. Hunt Transport and is compensated accordingly.


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Collider: Jennifer Lawrence has firmly hit the A-list with The Hunger Games, and her 2012 has just begun. She?s set to appear in theaters later this year in the thriller The House at the End of the Street and David O. Russell?s adaptation of The Silver Linings Playbook. She?s also current shooting on the period thriller Serena, and this fall she?ll be shooting the Hunger Games sequel Catching Fire before moving on to the sequel to X-Men: First Class. Now she?s in talks to line-up another film.
According to Deadline, Lawrence may star in the adaptation of gossip columnist Jeanette Walls? best-selling book The Glass Castle: A Memoir.
The Glass Castle was published in 2005, and set the record for longest time on the New York Times bestseller list for a memoir (261 weeks). The book focuses on her difficult childhood growing up with her ?dysfunctional but vibrant? family.
The rights to The Glass Castle were originally picked up in 2005 by Paramount Pictures and Brad Pitt?s Plan B productions, but now Deadline reports that Lionsgate now has the rights to bring Walls? memoir to the big screen. Screenwriter Marti Noxon (Fright Night) will pen the script. Here?s the synopsis for Jeanette Walls? The Glass Castle: A Memoir:
Jeannette Walls grew up with parents whose ideals and stubborn nonconformity were both their curse and their salvation. Rex and Rose Mary Walls had four children. In the beginning, they lived like nomads, moving among Southwest desert towns, camping in the mountains. Rex was a charismatic, brilliant man who, when sober, captured his children?s imagination, teaching them physics, geology, and above all, how to embrace life fearlessly. Rose Mary, who painted and wrote and couldn?t stand the responsibility of providing for her family, called herself an ?excitement addict.? Cooking a meal that would be consumed in fifteen minutes had no appeal when she could make a painting that might last forever.
Later, when the money ran out, or the romance of the wandering life faded, the Walls retreated to the dismal West Virginia mining town ? and the family ? Rex Walls had done everything he could to escape. He drank. He stole the grocery money and disappeared for days. As the dysfunction of the family escalated, Jeannette and her brother and sisters had to fend for themselves, supporting one another as they weathered their parents? betrayals and, finally, found the resources and will to leave home.
What is so astonishing about Jeannette Walls is not just that she had the guts and tenacity and intelligence to get out, but that she describes her parents with such deep affection and generosity. Hers is a story of triumph against all odds, but also a tender, moving tale of unconditional love in a family that despite its profound flaws gave her the fiery determination to carve out a successful life on her own terms.
For two decades, Jeannette Walls hid her roots. Now she tells her own story. A regular contributor to MSNBC.com, she lives in New York and Long Island and is married to the writer John Taylor.
What do you think about it? I can't wait for more details as far as that matter is concerned, I'm keeping my fingers crossed!


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New York City has a hundred-year-old law that forbids people from possessing gardening tools in a public park. The ordinance also prohibits the 'abuse' of any plant (including trees) in parks, which is loosely-defined but includes harvesting the products of food-bearing plants. Picking a publicly grown apple could get you 6 months in prison or a fine up to $15,000. Naturally, this state of affairs has raised some eyebrows. So hence the inventive floating food forest came to life.
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Visual artist Mary Mattingly found the law somewhat restrictive for a city where, according to city council, food deserts have caused food insecurity for 1.4 million people. In 2009, concerned with food security in an era of environmental uncertainty and fledgling community, Mattingly designed and debuted the Waterpod, a floating sculpture made from reclaimed material that doubled as a self-sufficient habitat.
The Waterpod was as environmental as it was social—its 5 inhabitants farmed their own food, created art, purified river water, and for 6 months lived a nomadic life in New York's waterways. It was an homage to the Hudson river, and a work of sustainable art in its own right. Waterpod was also a rebuke to dependence on the global supply chain, and an example of how waterways might be used as a communal space, and contribute to food security.
Urban food security is strongly concerned with food deserts: areas where a population does not have access to fresh food. There may be convenience stores and bodegas, and canned and fast food, in the neighbourhood, but few fresh or nutritious options. Deprived of choice, communities face the problems of unhealthy eating and its associated diseases. Poverty compounds the issue and makes it intractable.
So Mary Mattingly's 2016 project, Swale, was an elaboration of the Waterpod project, response to the public parks ordinance, and an example of how food deserts might be addressed. Swale is a public 'food forest' on a 130 by 40 foot barge, and it is exempt from the ordinance that makes growing and foraging illegal. So Mattingly and a team of volunteers filled it with edible plants and visited piers around the city, attracting over 60,000 visitors.
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For the 2017 season, the Swale project was low on funding and nearly went under, but a partnership with Strongbow kept it afloat. The landscape on the barge was improved and integrated, and an apple grove was added. Collaboration with the NYC Department of Parks led to additional plant varieties and a low hill. In total, about 200 varieties of plants were added, including crowd pleasers such as blueberries and strawberries. An onboard desalinator/purifier kept everything watered, and the use of specific perennials conditioned the soil to reduce the need for fertilizers. Finally, there's a small greenhouse that doubles as a performance space and workshop.
Public involvement is essential to the project: Swale is non-profit and visitors are allowed and encouraged to forage, pick, and eat. The goal is education, to get people excited about the possibilities of public space and develop a sense of stewardship and ownership, and also to get people thinking about the benefits of productive public spaces. And a policy victory has already been won: the NYC Department of Parks announced their intention to develop a public food forest on land.
Swale is about more than challenging outdated laws and bringing about policy reform. Mary Mattingly also intended it as an inspiration for cities around the world to make better use of their waterways to create more public spaces. Food is an excellent starting point: it brings people together and can be a foundation for more engaged and safer communities. Floating a food forest, and bringing it directly to food deserts, is an amazing starting point for healthier, more productive cities.
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It is very easy to change the ringtone of your wireless doorbell. It can be done in seconds with very little effort.
1.Set Ringtone: 52ringtones for you to choose. Press button Forward/Backward on the receiver to choose your favorite ringtone.
2.Enter Pairing Mode: Press the Volume button and Forward button on the receiver at the same time or long press the Volume button until it makes a 'Ding-Dong' sound and the indicator flashes. It will exit the pairing mode after 5 seconds automatically. If not completed, try this operation again.
3.Press the button on the transmitter, when the receiver plays the selected ringtone automatically, the pairing is completed.


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In the rural South of the 1930s,"laying by time" usually came, according to one writer, "when the last weed-hoeing was done, marking the start of a down-time until harvest."
It was also a time of anxiety as "farmers looked for second jobs or, as James Agee put it in Let Us Now Praise Famous Men, 'hung as if on a hook on his front porch in the terrible leisure.'"
President Obama was thrust into his own foreign policy "laying by time" September 24, when he went before the United Nations General Assembly and delivered what New Republic writer John B. Judis called "his most significant foreign policy statement since becoming president."
The UN speech also began a "time of anxiety" for the president's foreign policy team which found itself hanging on Agee's hook on their own "front porch in the terrible leisure."
Susan Rice, Obama's new national security adviser, seized the "terrible leisure" time the president gave her by setting up a series of Saturday morning policy review meetings with a small number of administration officials.
Their assignment was "to plot America's future in the Middle East." The New York Times' Mark Landler describes the policy review:
"At the United Nations last month, Mr. Obama laid out the priorities he has adopted as a result of the review. The United States, he declared, would focus on negotiating a nuclear deal with Iran, brokering peace between the Israelis and the Palestinians and mitigating the strife in Syria. Everything else would take a back seat.
"That includes Egypt, which was once a central pillar of American foreign policy. Mr. Obama, who hailed the crowds on the streets of Cairo in 2011 and pledged to heed the cries for change across the region, made clear that there were limits to what the United States would do to nurture democracy, whether there, or in Bahrain, Libya, Tunisia or Yemen."
The discussions led to the UN speech in which Obama outlined "a more modest approach -- one that prizes diplomacy, puts limits on engagement and raises doubts about whether Mr. Obama would ever again use military force in a region convulsed by conflict."
It was, in short, and fortunately, "laying by" time for U.S. diplomacy, a sharp reversal from what had almost been a major Obama military strike on Syria. That strike was avoided when on September 11, Syria announced that:
"It will declare its chemical weapons arsenal and will sign up to the Chemical Weapons Convention to avoid US military action. In a statement shown on Russian state television, Foreign Minister Walid al Moallem said Syria was ready to co-operate fully with a Russian proposal to put its chemical weapons under international control and would stop producing more.
"He added that Syria would place the locations of the weapons in the hands of Russian representatives, 'other countries' and the UN."
Obama's three major foreign policy agenda items -- Syria's civil war and its chemical weapons cache; the Israeli-Palestinian peace talks; and nuclear talks with Iran -- has the potential to make a distant bad memory of President Bush's "shock and awe" foreign policy.
The New Republic's John B. Judis praised Obama's commitment to diplomacy when he wrote:
"President Barack Obama's speech Tuesday [Sept 24] to the United Nations was his most significant foreign policy statement since becoming president.
"It showed he had clearly learned something from the recent 'red line' fiasco in Syria. The speech also displayed what has always been the most attractive feature of Obama's foreign policy, one that clearly sets him off from his predecessor -- his willingness to court erstwhile enemies and adversaries, or to put it in negative terms, his not possessing what my former colleague Peter Scoblic called an 'us versus them' view of the world."
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