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tag:blogger.com,1999:blog-5465015914589377788.post4394723771571466945..comments2023-09-13T11:55:49.579-04:00Comments on Michael James on Money: Canadian ETFs vs. U.S. ETFsMichael Jameshttp://firstname.lastname@example.com:blogger.com,1999:blog-5465015914589377788.post-39673572534571632112020-11-09T08:49:32.561-05:002020-11-09T08:49:32.561-05:00The following exchange is reproduced to remove bro...The following exchange is reproduced to remove broken links.

----- BHCh July 31, 2019 at 12:16 AM

Using VIU has advantages in terms of withholding taxes over VEA. VEA spares you of US taxes, but not of taxes where the stocks are domiciled.

----- Michael James July 31, 2019 at 7:58 AM

 @BHCh: VIU has a big advantage over VEA in a TFSA (0.21%) and a small advantage in a taxable account (0.06%), but the best option is to hold VEA in an RRSP where it has a 0.26% advantage.

----- BHCh August 1, 2019 at 9:36 PM

 Right, depends on the room one has. My vehicles are almost exactly like your second option but RRSP is used up by VTI and VBR. Michael Jameshttps://firstname.lastname@example.com:blogger.com,1999:blog-5465015914589377788.post-26152040012279148022020-11-09T08:47:44.173-05:002020-11-09T08:47:44.173-05:00The following exchange is reproduced to remove bro...The following exchange is reproduced to remove broken links.

----- Unknown July 29, 2019 at 2:33 PM

Hi Michael, great article as I have been looking hard at the issue of taxation as my portfolio grows as a drag on portfolio performance. I was wondering if as a follow up you would be willing to compare costs using a low cost Canadian alternative to the U.S. listed ETF as opposed to comparing to VEQT. For example, VFV (a Canadian ETF that tracks the S&P 500) charges only 8 bps, much lower than the 22 bps charged by VEQT. What would be the break even point for an investor to benefit from owning separate Canadian listed ETF's with all fees and tax withholding considered vs. their U.S. counterparts vs. VEQT? This third option reduces overall expenses but retains most of the simplicity (read: No currency exchanges to manage).

----- Michael James July 29, 2019 at 3:06 PM

 @Unknown: If you choose to own the constituent Canadian ETFs of VEQT (VCN, VUN, VIU, and VEE), you save 0.1% on MERs and nothing on foreign withholding taxes at the cost of, say, $100 per year in extra trading. Compared to owning the U.S. ETFs, you pay about 0.26% more in MER+FWT and save about $100 per year in trading. On a million-dollar portfolio, you're paying about $2500/year more vs. $3400/year more with VEQT. Which approach suits you best depends on portfolio size, relative sizes of different account types, and how much you're willing to pay for simplicity.Michael Jameshttps://email@example.com:blogger.com,1999:blog-5465015914589377788.post-52607981359063738092019-07-31T18:35:44.607-04:002019-07-31T18:35:44.607-04:00@Unknown: Selling shares periodically is one solu...@Unknown: Selling shares periodically is one solution. If you choose this route, remember that VCNS does produce some dividends and interest, so you'd only have to sell enough to make up the difference. Also, you might choose to sell less frequently than every month.

There is no completely safe way to generate 3.5% income every year. The good news is that your target income is in the conservative range for a 70-year old with a million-dollar portfolio.Michael Jameshttps://email@example.com:blogger.com,1999:blog-5465015914589377788.post-34405720655654476382019-07-31T17:29:05.559-04:002019-07-31T17:29:05.559-04:00Indeed, VCNS might be one solution. Yet what about...Indeed, VCNS might be one solution. Yet what about getting some monthly cash to live on?

I don't think the yield would be enough to cover about $35K per year (not including CPP/OAS).

Would it mean that every month I would have to sell some shares to get the amount I need?Unknownhttps://firstname.lastname@example.com:blogger.com,1999:blog-5465015914589377788.post-18106384523891359182019-07-31T16:50:41.179-04:002019-07-31T16:50:41.179-04:00@Unknown: If you're looking for simplicity, Va...@Unknown: If you're looking for simplicity, Vanguard offers an asset allocation ETF that is 60% bonds -- VCNS. You can look at the full range of asset-allocation ETFs that Vanguard Canada offers here:

https://www.vanguardcanada.ca/individual/etfs/about-our-asset-allocation-etfs.htm

I haven't done the analysis of how much you could save by buying the constituent ETFs of the asset-allocation ETFs that include bonds, but I'm guessing the savings are smaller. Keep in mind that whatever you decide you have the option to make the changes over time to manage any capital gains you might trigger in your taxable accounts.Michael Jameshttps://email@example.com:blogger.com,1999:blog-5465015914589377788.post-37455220876200629422019-07-31T16:34:29.611-04:002019-07-31T16:34:29.611-04:00Micheal: What if I have a $1M portfolio with 40% i...Micheal: What if I have a $1M portfolio with 40% in a taxable account - 60% registered. Let's say I move everything to VEQT (irrespective of triggered capital gains). As a retiree, close to 70, I would like to have a portion of it in some sort of bond ETF.

I'm thinking of having a 60-40 (fixed-equity) mix.

My question is: Would it be interesting to put the 40% equity in VEQT and 60% in something like ZAG, XBB or something similar? VBAL does the opposite (60% equity-40% FI).Unknownhttps://firstname.lastname@example.com:blogger.com,1999:blog-5465015914589377788.post-36541307436807250572019-07-29T17:15:53.415-04:002019-07-29T17:15:53.415-04:00@Anonymous: If you have so much savings that you&#...@Anonymous: If you have so much savings that you've used up your TFSA and RRSP room, then it does make sense to consider the DTC if you choose to split up VEQT into 4 separate ETFs. I limited my analysis here to portfolios of TFSAs and RRSPs.

If you're suggesting that it makes sense to put VCN into a taxable account even if you have available room in a TFSA or RRSP, I've never seen a plausible scenario where this makes sense. It's true that the DTC makes the effective tax rate negative when your income is below about $47k, but you'll ultimately have to include some capital gains in your income. The tax-free growth of TFSAs and RRSPs are hard to beat.Michael Jameshttps://email@example.com:blogger.com,1999:blog-5465015914589377788.post-44365257749645531282019-07-29T16:24:59.190-04:002019-07-29T16:24:59.190-04:00I get the simplicity of buying VEQT as you gradual...I get the simplicity of buying VEQT as you gradually add to a non-registered account. However, once a certain sum is established, say 30k$, wouldn't it be more cost effective to rebalance in order to have that 30k$ in VCN to take advantage of the dividend tax credit (and adjust the registered accounts accordingly to attain allocation %). You would then continue buying VEQT with your new contributions, until the targeted lump sum is achieved again. If you're maximizing, as you are, the location of ETFs (VTI in RRSP, XEF in TFSA) wouldn't this be the most tax efficient method? Wouldn't add much complexity firstname.lastname@example.com:blogger.com,1999:blog-5465015914589377788.post-6198346152211117432019-07-25T22:42:59.456-04:002019-07-25T22:42:59.456-04:00@aB: I'm no expert on either question. It wou...@aB: I'm no expert on either question. It would certainly be convenient if VTI traded in Canada in Canadian dollars as well as in the U.S. in U.S. dollars the way Royal Bank and many other stocks do. There must be a good reason, but I don't know what it is.

As for the W8-BEN, my understanding is that this form gives you access to the tax treaty with the U.S. to reduce withholding taxes from 30% to 15%. This is certainly important for TFSAs because you can't deduct the withheld tax. I'm not sure what would happen with a taxable account if you didn't fill out a W8-BEN. You'd have 30% of your dividends withheld, but I don't know if CRA would let you deduct the 30% you paid from your taxes owing for the year.Michael Jameshttps://firstname.lastname@example.com:blogger.com,1999:blog-5465015914589377788.post-62568689332935992582019-07-25T16:11:45.333-04:002019-07-25T16:11:45.333-04:00Random questions your article made me think of: So...Random questions your article made me think of:
So why isn't there a VTI.TO rather than a VUN?
The W8-BEN is only a 'at source' thing, correct? Meaning the 'foreign tax paid' rebate/refund should cover not having filled it firstname.lastname@example.com:blogger.com,1999:blog-5465015914589377788.post-24126292345331852822019-07-25T12:08:38.906-04:002019-07-25T12:08:38.906-04:00@Anonymous: It's true that things become more ...@Anonymous: It's true that things become more complex when you have significant assets in taxable accounts. That's why I have my U.S. ETFs in RRSPs and I use VEQT in taxable accounts. It's possible to make reasonable trade-offs for portfolios well into the millions without many of the troubles you describe.Michael Jameshttps://firstname.lastname@example.com:blogger.com,1999:blog-5465015914589377788.post-16764068729527003512019-07-25T11:11:30.915-04:002019-07-25T11:11:30.915-04:00Other considerations that come to mind: If more t...Other considerations that come to mind:

If more than 60k USD in US-situated assets (i.e., US ETFs) are held at death, the IRS will want an estate tax return to be filed, even though likely no tax for a Canadian will be owed unless the estate is valued at over 11M USD. But they will want their paperwork regardless.

T1135 reporting requirements kick in for foreign assets over 100k CAD (not held in an RRSP or TFSA).

Cost base tracking and capital gain (or loss) reporting for the relevant securities in a taxable account when using Norbert's gambit.

Might still be a worthwhile venture for some, but people need to go in with their eyes firstname.lastname@example.com


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View this post on Instagram
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By Ishaq Tanoli
KARACHI: The investigation officer submitted on Tuesday a charge-sheet against two traffic police constables in a case pertaining to the kidnapping, sexual assault and murder of a three-year-old girl.
Sexual assault was not initially included in the charge-sheet, but medical evidence from the chemical examiner's office confirms that the child was subjected to it before her death, and it was therefore inserted into the charge-sheet by the investigation officer.
The suspects, Bashir Ahmed and Noor Mohammad, were charged with kidnapping three-year-old Sana on July 3 when she was playing with her friends near their house in Korangi and then dumping the body in a manhole near the FTC building after killing her.
The charge-sheet was filed in the court of the administrative judge of the anti-terrorism courts in Karachi.
The investigation officer stated in the charge-sheet that two witnesses, Mohammad Yasin and Mugheer Ahmed, had identified both the suspects during an identification parade held in the court of a judicial magistrate and assigned their role in the commissioning of the crime, while the witnesses also recorded their statements against the suspects under Section 164 of the criminal procedure code before the JM. He added that Section 376 (punishment for rape) of the Pakistan Penal Code was inserted in the charge-sheet following the receipt of the chemical examiner's report, which confirmed that the girl was also subjected to sexual assault. The IO placed 19 prosecution witnesses in the charge-sheet.
After accepting the charge-sheet, the administrative judge of the anti-terrorism courts in Karachi, Justice Abdur Rahman Faruq Pirzada of the Sindh High Court, transferred the case to ATC-I for trial.
A case (FIR No. 331/2009) was registered against the suspects under Sections 364, 376 and 302/34 of the Pakistan Penal Code read with the Section 6(b) punishable under Section 7 of the Anti-Terrorism Act on the complaint of the victim's uncle, Abdul Hashim, at the Zaman Town police station.
Both the suspects were arrested on July 5 and the deceased's body was recovered from a manhole near the FTC building on a lead given by them. Later, both the suspects were remanded in jail custody.
Source: Dawn


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I have a decorative piece of slate that I'd like to stick on my front door with a piece of chalk for neighbors to leave a note when I'm not around.
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What's the best way I could attach this slate to my door with minimal damage?


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THE romance between Ivanka Trump and Jared Kushner is back on. The handsome couple split in April after a year of dating. Some say Kushner, whose Jewish family is Orthodox, was catching flak for dating a shiksa. But the twohave reconciled with the plan that if things get really serious, Ivanka will convert to Judaism before they marry. "It's a possibility, but that's way down the line," a friend of Ivanka told us. "For now, they're back together and very happy." Kushner, whose father made a pile in real estate before buying The New York Observer, made up for lost time by taking Ivanka to see "The Dark Knight" on Sunday.
Celebrity News
PageSix.com Staff
Published July 22, 2008, 7:49 a.m. ET


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Sprouts may not be the first thing that come to mind when you are thinking of nutrient-dense foods, but don't let looks deceive you! Sprouts are seeds that have started growing, but haven't formed into a budding plant. Alfalfa, radish, fenugreek, and cabbage are some of my favorite sprout varieties. They make a tasty, nutritious addition to salads, wraps, and sandwiches.
Growing Sprouts Yourself Has Many Advantages
To start, they are a low calorie source of fresh, living food -- you don't need to harvest until you are ready to eat them! Here are just a few nutritional benefits sprouts have to offer:
Nutrient-Dense: Sprouts contain 4 times the protein of lettuces, 2 times the protein of spinach, and 39 times more Beta Carotene than lettuce and spinach.
Organic: Growing sprouts yourself allows you to make 100% organic salads year round, for only pennies a pound. You won't need to worry about pesticides, synthetic fertilizers, fumigants, or chemicals.
Low Time Commitment: Just set aside 1 minute of watering per day. Sprouts only need normal room light and temperature.
Clean: You don't even need soil!
Easily Digested: Sprouts are very digestible, even for people with compromised digestion.
Chlorophyll Properties: The chlorophyll in sprouts helps cleanse and oxygenate the blood. The enzymes in sprouts aid in digestion and assimilation of nutrients and contribute to the body's life force. Fiber aids in elimination and their lecithin helps the body get rid of cholesterol.
Ready to try your hand at growing sprouts? Here's how to do it.
First rinse, then soak 2 tablespoons of seeds (I'd suggest starting with alfalfa seeds) in a wide mouth jar with a mesh cover. These items can be purchased at most health food stores. Add 2-3x as much cool water, and mix seeds to assure even water contact for all. Soak 8-12 hours. Thoroughly rinse and drain the seeds. Set your jar anywhere out of direct sunlight and at room temperature. To insure proper drainage and air circulation, I invert my jars. Rinse and drain every 8-12 hours for 3 days.
On the 4th day, move sprouts to an area where there is light, but not in the sunlight. Your sprouts will then begin to "green up". Continue to rinse and drain every 8-12 hours. Your sprouts will be done in about 6 days. During the 5th or 6th day, you can de-hull them by putting them in a big bowl filled with water. Pull the sprouts apart with your fingers, and the hulls will rise to the top and you can skim them off. Return sprouts to the jar after this process. De-hulling isn't necessary, but the sprouts are more appealing and stay fresher longer. Once the sprouts are green and thoroughly rinsed and drained, transfer to a plastic bag and refrigerate. Enjoy!
Pictured below are radish sprouts, which add a spicy, crisp taste to your dishes.
www. sproutpeople.com


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R2 Solutions has released new policies intended to assure the quality of its certified recyclers' and auditors' performance.
The nonprofit that oversees the R2 Standard for recyclers developed the R2 Quality Plan with input from electronics recyclers and refurbishers, original equipment manufacturers, certification body representatives, auditors, consultants, the EPA and state environmental agencies.
R2 solutions says the purpose of the R2 Quality Plan is:
- to improve the value of the R2 Standard to recyclers worldwide through the development of educational resources;
- to help recyclers and auditors better understand the R2 requirements and expectations;
- to raise the integrity of the Standard through monitoring processes; and
- to identify and remove any bad performers from the R2 program.
The plan identifies specific tools and resources that will be developed and made available to R2 certified facilities, certification bodies and auditors in the coming months. This includes an implementation guide to help recyclers develop their systems for conforming to R2:2013.
The Quality Plan also calls for more guidance on how refurbishers and recyclers can identify acceptable downstream vendors, track Focus Materials, and avoid and correct common non-conformances.
Other elements of the Quality Plan focus on training for auditors and certifying bodies, for example, in the areas of legal requirements and the tracking of Focus Materials. Random "check-in" audits, a hotline to report non-conformances, and procedures for evaluating and removing bad performers (facilities and auditors) are also discussed in the Quality Plan and will play a significant role in upholding and strengthening the integrity of the R2 Standard.


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A while ago a bunch of people impersonated Althouse on a very amusing thread. She was less happy about such impersonations and had previously painted a big target on her head with a complaint of her own.
On her thread I left the following:
Anyway, I find I've been retroactively anonymized. What purpose this may serve the Althouse empire remains inscrutable, especially when the comment remains in place.
Friday, March 16, 2007
It's Not All About Me
Posted by Righteous Bubba at 12:10 PM
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Dallas, Texas, Sept. 21, 2021 — McapMediaWire — World Series of Golf, Inc. (OTC Pink: WSGF) ("WSGF") today highlighted Airbnb CEO Brian Chesky's comments about Airbnb's one billionth guest arrival and over 55% of its hosts being women. Mr. Chesky was interviewed yesterday by Jim Cramer on Mad Money.
WSGF acquired a business called Vaycaychella last year and made Vaycaychella its primary business focus. Vaycaychella serves entrepreneurs looking to acquire and operate short-term vacation rental businesses.
WSGF, through its operating subsidiary, Vacycaychella, earlier this year launched a Peer To Peer (P2P) Short Term Rental Property Purchase Application targeting the $87 billion vacation rental market.
The Vaycaychella App allows anyone, and everyone, access to purchasing a short-term rental vacation property that can be listed on Apps such as Airbnb, VRBO and Booking.com.
The Vaycaychella App lets buyers create a profile to present their own talent and experience, in addition to presenting the potential of the property to generate income.
Anyone can register as an investor – individuals or institutions. Registered investors can view details on the prospective short-term vacation rental properties and the individuals behind the vacation rental businesses that will be running the property.
The current release of the Vacyaychella App is just an initial version of the software. Vaycaychella 2.0 is under development now and expected before the end of the year in November.
Vaycaychella 2.0 is slated to include functionality for investors to make fractional investments in vacation rental property businesses through the purchase of cryptocurrency. Version 2.0 will also include access for vacation property business operators to online banking services to include a Visa Debit Card.
WSGF management see's Airbnb's performance highlighted in Jim Cramer's interview yesterday as a positive indication of WSGF's overall growth opportunity.
To learn more and keep up with the latest updates at Vaycaychella, and to access the Vaycaychella App, visit https://www.vaycaychella.com/.
Disclaimer/Safe Harbor: This news release contains forward-looking statements within the meaning of the Securities Litigation Reform Act. The statements reflect the Company's current views with respect to future events that involve risks and uncertainties. Among others, these risks include the expectation that any of the companies mentioned herein will achieve significant sales, the failure to meet schedule or performance requirements of the companies' contracts, the companies' liquidity position, the companies' ability to obtain new contracts, the emergence of competitors with greater financial resources and the impact of competitive pricing. In the light of these uncertainties, the forward-looking events referred to in this release might not occur.
WSGF Contact:
William "Bill" Justice
(800) 871-0376


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Discover Sweetwater
Wellness in a private 5-star holiday accommodation close to Leuven, all inclusive. A Sauna, a Jacuzzi and nature all around you. Active outdoor living: cycling, canoeing and of course a lot of walking in the beautiful Meerdaalwoud. Culinary pleasure that you take care of yourself in our kitchen, outdoor on the BBQ or if you prefer to be pampered in one of the many restaurants on the Zoete Waters, that is of course also possible.
Private entrance, 3 spacious rooms and a furnished terrace, a beautiful garden in a wooded area. The wellness facilities are exclusive to our guests: sauna, jacuzzi with rain shower outside. Free use of the BBQ. A fully furnished, cozy salon with 2 flat screen TV and NetFlix.
I'm more than happy to welcome you in Sweetwater Wellness! Always available when you need me but you will not see me during your stay, privacy is top priority for us!
Languages spoken: German, English, French, DutchContact Us
Our Luxury Rooms are spacious and provide great getaway accommodations.View Rooms
Sauna, Jacuzzi, sunbathing, relaxing, drinking, BBQ... all you can do outdoor in your private area.View Facilities
Things to do
With our extensive knowledge of the area we can tailor your mountain bike rides or hikes to suit your abilities and preferences.
If you are considering a special horseback riding or outdoor vacation anywhere in the world, call us first and let our experienced staff match the perfect holiday with your dream.What to do?
Chefs, caterers, specialty food store chains, gourmet shops, and fine grocery stores alike appreciate our philosophy.
At Sweetwater, first of all, we are food lovers, we are genuinely passionate of the original Gourmet Food delicacies.Recommended Restaurants
Directions & Info
Info on shopping, house-rules,...More info
Brussels is 26 km from Sweetwater Privé Wellness, while Leuven is 8 km away.
The nearest airport is Brussels, 14 km from the accommodation, and the property offers a paid airport shuttle service.View on Maps


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By Luisa
I Confess…
I'm a world traveler, yet very much the suburbanite. I live only 10 miles from New York City in densely populated northern New Jersey.
I'm a hiker but NOT a camper. I've gone on tons of day hikes on the East Coast, Mid-West, Rockies, Alps and Alaska. However, I've only camped once in my life and it was car camping. Thus, my experience with "roughin' it" was non-existent.
I've hauled my kids around the world on family vacations, yet I still travel heavy for some reason and take way too many toiletries with me when I travel.
And I'm NOT a fan of roller coasters and water flume rides, which are man-made versions of river rapids.
In light of the above confessions, how in the world did I survive a week camping IN the Grand Canyon and white water rafting on the mighty Colorado River this past summer?
The First 24 hours
Truthfully, I didn't fare too well the first 24 hours of my Grand Canyon Expeditions' week-long rafting/camping trip last summer.
First, there were the quick yet intense storms on day #1 and #2 which hit while we were on the rafts in the Colorado River. This was certainly not what I expected since I associated the Grand Canyon in the summer with non-stop heat and sunshine.
Then there was the realization that the Colorado River water is cold! This meant that bathing was a quick affair on the banks of the river only on hot days. Luckily, my annual family vacations at Cape Cod prepared me somewhat for chilly water.
Lastly, as a middle-aged suburbanite, I was not used to reposing in a sleeping bag for a week. Admittedly, when I woke up achy on day #2, I wondered, "What was I thinking coming on this trip?"
My Rapid Transformation
However, Mother Nature had other more positive things in mind for me, my nine-year-old son Ethan and 13-year-old niece Lindsay since the rhythm of river life soon captivated us and worked its magic. Overnight, I went from being a high-energy business owner and single mother of two who is used to the fast pace of the New York metro area, to someone who relished sitting on the edge of the raft for hours and watching the magnificent scenery go by.
The rhythm of river life also flowed over to camp life. Each evening, I looked forward to playing cards with the teens in our group and my son while the Grand Canyon Expeditions crew cooked another delicious dinner. The meals themselves were also something we all looked forward to.
Surprisingly, I quickly released my attachment to living my life by the clock. I instead learned an important lesson: how to "be" in the present moment. While this is usually not easy for Type A personalities like myself, it happened to me overnight while in the Grand Canyon.
Another factor key to my transformation from trepidation to affirmation was the fact that there was no electronic communication possible for the entire week. Wow: NO cell phone, NO computer, NO email! At first it made me a bit uneasy, but after a day of being enraptured by the constant salubrious sound of the Colorado River, I easily let go of my usual need to communicate with the outside world and embraced the here and now.
Mother Nature Trumps All
But the biggest reason I was able to undergo a metamorphosis from highly doubting that I'd actually enjoy this trip to ACTUALLY ENJOYING THIS trip was the amazing natural beauty that surrounded me night and day. From endless views of overlapping canyon walls in various hues of brown and orange to hidden gems such as the many waterfalls we hiked to, I was mesmerized by my surroundings after only 24 hours in the Canyon. I sometimes pinched myself and would say, "I really am in the Grand Canyon! This is not just a dream!" The restorative nature of the river along with the Shangri La-like waterfalls was as impactful as the mighty Canyon walls.
After my unease the first night, I actually looked forward to awakening at 3 a.m. (my inner clock was on East Coast time most of the trip). For it was then I could peek out of my tent and feel the stillness of our camp and see the sky filled with more stars than I've ever seen. And as an added seductress, there was a full moon during our trip! Some nights the moon was visible through a mere crack in the Canyon wall while other evenings I'd only see moon shadow high atop the Canyon.
As if in symphony, sea, sky and rock unwittingly worked their charm. I easily got hooked on the beauty of the place and that connection far outweighed my initial concerns regarding corporal needs. Because of the vastness of the Canyon, any concerns I had on the trip or at home, seemed insignificant when compared to the ancient rock walls that surrounded me.
Would I do it again?
Yes, yes, yes! I've become the biggest fan of Grand Canyon Expeditions since our adventure. Here's why:
- Despite many a great cruise in the idyllic Greek Isles and Alaskan glaciers, I've never been "wowed" by my natural surroundings as much as I was during our river rafting trip. There's a big difference between "seeing" scenery when one travels versus "being a part" of one's surroundings. I truly felt that I was one with the grandeur of the Canyon since I was privileged to spend an entire week IN the Grand Canyon. Most folks get to view it from above briefly, yet we instead explored its nooks and crannies.
- Prior to this trip, I was used to exploring waterways via mammoth cruise ships that accommodate 4,000 passengers. However, due to the rapid recent growth of cruise ships and their focus on the hotel and entertainment aspects of cruising, I missed the connection between sea, sky and earth. I certainly got my fill of that beautiful connection with the natural forces of water, sky and earth pulling me towards them on our Grand Canyon Expeditions family vacation.
- I felt a deep sense of peace throughout my journey. Actually, the adjustment back to my high-paced life in the concrete jungle was far more difficult AFTER my Grand Canyon Expeditions trip than was the first 24 hours of the trip when I wondered what I'd gotten myself and the kids in to.
The bottom line is that these positive experiences far out-weighed my attachment to my usual comfortable bed, dry clothes and attention to hygiene.
Although I'm sitting back in my suburban office only 10 miles from New York City as I write this, whenever I view photos from our Grand Canyon family vacation I still say to myself:
"Wow, I can't believe I was actually IN the Grand Canyon for a week! It almost seems like it was a dream. A REALLY good dream!"


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Thompson Waters Funeral Home
Thomson Waters Funeral Home has been serving Port Dover and area families with compassion and dignity since 1904, offering traditional, memorial creamation and pre planning services. Our funeral planning is customized to fit each individual family's wishes and needs to truly make their funeral memorable.
Email: [email protected]
Address: 102 First Ave. , N0A 1N0, Port Dover
Hours: Office Hours 9:00 am – 4:00 pm Monday – Friday on call 24 hours/day
Phone: 519-583-1530
Fax: 519-583-0478


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When Martha had said this, she went away and called Mary her sister, saying secretly, "The Teacher is here and is calling for you."
And when she heard it, she got up quickly and was coming to Him.
Now Jesus had not yet come into the village, but was still in the place where Martha met Him.
Then the Jews who were with her in the house, and consoling her, when they saw that Mary got up quickly and went out, they followed her, supposing that she was going to the tomb to weep there.
Therefore, when Mary came where Jesus was, she saw Him, and fell at His feet, saying to Him, "Lord, if You had been here, my brother would not have died."
When Jesus therefore saw her weeping, and the Jews who came with her also weeping, He was deeply moved in spirit and was troubled, and said, "Where have you laid him?" They said to Him, "Lord, come and see."
Jesus wept.
So the Jews were saying, "See how He loved him!"
But some of them said, "Could not this man, who opened the eyes of the blind man, have kept this man also from dying?" (John 11:28–37)
The best thing for you may turn out to be very unpleasant. Jesus' will for Lazarus was that he get sick and die. Jesus' will for his friends and relatives was that they experience grief. Why? To bring glory to God. There is more to our lives than just us. And even if it is all for the best, the pain is no less intense.
After Jesus learned where Lazarus had been placed, in the shortest verse of the Bible, we learn that he cried. Why did Jesus cry when he knew Lazarus would be alive so soon? Jesus cried over the death of Lazarus for the same reason any human being has ever cried over the death of a loved one.
Christians find it easy to think of Jesus as God. Too often, we have trouble accepting the fact that he was also human. Jesus laughed and Jesus cried, for the same reasons that any human being laughs or cries.
The death of Lazarus and Jesus' interactions with the mourners gives us added insight into the heart of Jesus: we get to know Jesus not just in the words he spoke, but also in his tears, no different from the ones we shed in our darkest hours. Like Jesus, we know that the resurrection is coming. But like Jesus, we still must cry.


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Media Coverage
One of Our Missile Sites is Missing
for larger version of above photo (873x628 154k).
for front page "teaser" photo (368x576 77k).
(EDITOR'S NOTE -- You may remember Percy Shelley's dusty voice boasting from the grave: "My name is Ozymandias, king of kings: Look on my works, ye Mighty, and despair!" Ozymandias never looked on Nekoma, N.D. Should he, he might well tug on his beard in wonderment, if not despair.)
By Sid Moody, AP Newsfeatures Writer
(24 January 1981)
What makes this wheatland hamlet different is a mammoth topless pyramid out in the snowblown stubble of the prairie big enough to stow a whole dynasty of pharaohs in if there were any pharaohs around, which there aren't.
In fact, all that's inside the pyramid now is 18 feet of leaking water and all the pipes and wires Buford Faust didn't have time to pull out of it before it was welded shut.
Nonetheless, as with all proper pyramids, this one is a tomb of sorts -- a tomb of a fallen warrior, the tomb of the ABM, the antiballistic missile of great controversy a scant decade ago.
The pyramid is a survivor of 102 holes the Pentagon dug hereabouts into which it poured 5.7 billion of your tax dollars. One hundred of the holes held missiles. The pyramid held radar and computers and push-buttons and such and was designed to survive ought but a direct atomic right to the jaw. Even the toilets were shock mounted.
Four months and 10 days after it all went operational in 1975 the Pentagon shut it down and began moving everything out. The visible remains tody are a radar in the 102nd hole that can spot a beer can at 800 miles and Nekoma's pyramid, which will undoubtedly still be standing when the next Ice Age is remembered as a brief cold snap.
Something as
conspicuous as the pyramid, a 75-foot replica of the one on the back of a dollar bill, visible for miles across the flatlands, is a literally concrete object lesson for those who would know something about Cold Wars, megaton trolley lines trundling MX missiles beneath the Great Basin of Nevada and Utah, the accuracy of top brass predictions, and a few sidelights about a distinct breed of people who call themselves NoDaks.
Nekoma, to be fair, doesn't look like Atlanta after Sherman. But there are evidences the Pentagon marched through bringing boom, and left, leaving bust. Stores stand empty like an abandoned movie set. Only a pickup truck or two belly up in front of the Nekoma Bar, where hundreds used to be. The school yard is deserted. People still live in the low-slung houses that duck from the cold. But there are probably more souls in St. Edward's Cemetery, at the other end of Main Street from the grain elevator, than in town.
Beyond the cemetery is a brand new community of missile base houses, discarded as an old boot. And, to the east of that, the pyramid.
life goes on. The NoDaks didn't get so greedy that they lost their perspective -- or shirts. Quite a few wouldn't mind another boom. They miss the excitement. But they've learned a lot.
To see how Nekoma got to where it is today, let's start in the newspaper files in Grand Forks. They recall the battle in 1969 when Safeguard, as the ABM was then known, was if anything more hotly fought over than the MX is today. It squeaked through the Senate by one vote, that cast by Vice President Spiro Agnew.
There's a clip of Lt. Gen. G.V. Underwood, commander of the U.S. Air Defense Command, addressing a luncheon right in Grand Forks: "Safeguard compares in importance to the Manhattan Project." In 1971 there's President Nixon: "(The ABM) is the most important element in our nation's security."
There's also Sen. George McGovern: "The most blatant boondoggle ever pawned off in the name of national defense." And there's Sen. Henry "Scoop" Jackson who asked, assuming Safeguard's 100 missiles successfully kayo a warhead, what happens when the Russians send over a 101st?
In large
part, the logic of this is what eventually kayoed Safeguard.
In the meantime, however, Cavalier County, N.D., to which Nekoma contributed 82 souls in the 1970 census, had a missile boom. Cavalier County is one of the unsung nuclear powers on Earth. There are 32 remotely fired, multiple-warhead Minutemen missiles buried beneath the amber waves of durum wheat -- the stuff they make pasta of -- and barley -- the stuff they make malt out of, a high proportion of which, one must conclude, is consumed locally.
The NoDaks of Cavalier County are Cold War veterans. A hundred more missiles didn't rile them unduly. They are survivors. Of Indians of yore and of always and forever drought, flood, grasshoppers, tornadoes, wheat prices in Minneapolis, regulations in Washington and a winter wind that only a yak could love.
Let us move on to the present, to the Nekoma Bar where wheat farmers wait for the ground to thaw in the unlikelihood of spring by consuming malt and other grain derivatives they have grown in prior years. The proprietor is Bill Verwey who is also Nekoma's mayor, probably for life. He's an ex-paratrooper who was in MacArthur's honor guard when the general landed in Japan to do the country over, former operator of the grain elevator until the uncertainties of that high-risk crap shoot ate at his stomach, and husband of Nekoma's police force.
Lenora Verwey
got the job when her predecessor, Alfred Duerr, feared he wasn't up to policing a missile boom. Verwey attributes his model citizenship to his wife's constituted authority. Hizzonor thinks Lenora's badge is in a desk drawer over at Tony Lieberbach's house, but he can't say for sure. Tony is the town water department, overseeing the brand new system the government put in after Nekoma's population swelled to over 200. Before that the town subsisted on alkaline mud.
Nekoma had a pretty good boom. Grain has always been the area's meat and potatoes, so the ABM with its $35 million annual construction payroll was gravy. The farmers plowed on, seeding around all the holes.
In Langdon,
the county seat 10 miles up the road towards Canada, the population ballooned from 2,182 to a peak of 4,600. Trailer courts sprouted like winter wheat. Prices edged up, too, but locals say they were so far behind to start with it was just a matter of catching up with the rest of the world. And of course the well went dry.
Dr. Harold "Doc" Blanchard, the town's cheery chiropractor and mayor, got a call one evening from a man in a bar complaining there was no water for his whiskey. The mayor apologized and invited him over for a shower. The NoDaks are like that: friendly. You can sit in the Mecca Lounge on the edge of Nekoma with three strangers, and before you can sample your first malt, there are three more in front of you.
The NoDaks loved the boom and the boomers, and when it was over, they started up the combine and went back to "thrashing."
Oh, Bill Verwey bulldozed a trench across Main Street to keep the one peace march Nekoma experienced out of town. But there was also so much gravy he had to pass an ordinance to allow parking in the middle of Main Street, a thoroughfare as wide as the New Jersey Turnpike.
In Langdon,
the schools were bursting at the blackboards, but NoDaks being NoDaks the high school cheerleaders made sure one of the new girls was picked every year to be a pom-pommer. Friendly.
NoDaks know better than most that every flood has its famine, but hadn't the Pentagon kept saying there would be 4,000 permanent personnel manning the missiles? If any doubted, there was always another Washington bigwig up to tour the site -- "everyone but Nixon himself." The money kept coming -- $137 million just to build pyramids, silos and the Stanley R. Michelsen (sic) antimissile base complete with chapel, PX, barracks, gas station, bowling alleys, tennis courts and 200 houses with 200 more to come. Military wives complained to Mrs. Creighton Abrams, wife of the Army chief of staff, during a visit that they were getting blizzarded on walking outside to the commissary. The government built a $20,000 breezeway.
Although there were a few clouds on the horizon -- the 1972 SALT agreement with Russia limited the United States to two ABM sites, Nekoma and Washington -- systems remained "go." Six diesel generators big enough to power half of North Dakota were moved into the pyramid. Electricians spent months, years, threading computer wires among the shock springs, concrete and lead shielding.
"I should have known when they flew up an Army band to dedicate the base. That was late '74. We could have used the high school band just as well," says Blanchard. "I thought, 'What a waste.' I had a few more days left of innocence."
About a
year, actually. The mayor spent part of it anteing up his share of $81,000 for gas improvements in a trailer court partnership. That should be proof enough, he says, that no one in Cavalier County knew what was coming, that they took the government at its word.
The base went fully operational -- all missiles in place, the radar radaring, the tennis courts tennising -- on schedule Oct. 1, 1975. The next day the House voted 353-61 to adopt the federal budget calling for the base to be deactivated. A Pentagon order made it official Feb. 10, 1976.
Terry Phelps, then the General Motors agency manager, suddenly found himself with a building twice as big as he would need. Jim Allbrooks, a career Air Force man who had come up with the construction crews, found himself with his brand new Mecca Lounge with its palm tree sign, an ironic accompaniment to the nearby Nekoma pyramid. Blanchard found his trailer court deserted and his town with two cops too many, an unused new hospital wing and a brand new water system twice as big as needed.
"You could say we're overserviced," he says today.
In Nekoma,
the new school is closed -- Verwey hopes a waffle maker might take it over -- the two gas stations ditto, the bank ditto, the B and L grocery ditto, everything ditto except Verwey's and Allbrook's bars, the elevator and the post office. Population is about back to what it was 10 years ago here and in Langdon.
"They say when you lose your school, a town dies," Verwey philosophizes. "I say as long as you got a bar, you'll survive."
What pulled the plug? SALT, for one. The Washington ABM site was never on more than paper. A third one in Montana was stopped by the treaty when 8 percent completed. It cost $1 million just to blow up their pyramid and cart it away. There was no question the ABMs could do their job. Tests proved it. But meanwhile, the Russians had refined their miltiple-warhead technology to the point where Scoop Jackson's question had become a reality. The 101st warhead. In a sense, Nekoma had been a Cold War bargaining chip, and the game had changed.
"It seems like a lot of money to put into a card game with the Russians," says then-mayor Leon DuBourt of Walhalla near where the ABM long range radar still operates looking at satellites.
near where the birds of war once roosted in their silos, the YACC kids are raising pheasants. One night a week the bowling alleys and gym are opened to the public, admission $1. What will ever become of the houses has not been determined -- they stand in neat rows like steadfast soldiers complete with playgrounds and empty mailboxes and are, incredibly for a visitor from the urban East, untouched by vandals or graffiti. But YACC has kept the Stanley R. Michelsen (sic) base not a total waste.
On the other hand, Doc Blanchard has only an empty trailer court, a white hard-hat and a ceremonial chrome-plated shovel to show for it all.
"I think the resistance in Congress to the MX is like it was with the ABM. But the dollar commitments are made to design and build the hardware, so projects like this take on a life of their own. I'd tell any mayors in Utah or Nevada to look gift missiles in the mouth. You can't help but be skeptical."
There are also skeptics who wonder how many colonels made generals' stars by devotion to a missile system that had a life of its own.
Not that the NoDaks feel left naked to their enemies. The Minutemen are still there, lurking along the roadsides. Linda Simon, a young farm wife, pondered between pool shots at the Mecca one recent Saturday night when the nations of the world "are going to stop acting like second graders" building ever bigger and better megabangs. But Cavalier County by and large believes in the need for rocketry.
"No missiles, no wheat farmers," says Don Green, hoping nonetheless Washington feels it has an obligation to help YACC kids as well as plant rockets.
But the
NoDaks today are more apt to talk about the new pasta plant in Cando, an aptly named community farther west, than missiles. Noodles by Leonardi finally came around to the bright idea that it might be better to take the mill to the grain rather than the grain to the mill. That's technology NoDaks can empathize with.
What to do with the pyramid is something else. One promoter suggested putting a neon sign atop it and making Nekoma the Las Vegas of the north. Certainly it's too flooded to store grain in. Bill Verwey has received tons of mail asking about the houses, but they aren't his to dispose of.
He doesn't regret the boom. "It got me into the bar business," he reflects, having found it more restful loading friends and neighbors than grain elevators. Another boom might get all Nekoma's streets paved instead of just the one leading to the school.
"I could have blacktopped the whole town for what the government spent on one road, but they insisted on doing it their way. But I suppose the majority likes things as they are now."
There's still enough talent in town that his fast pitch softball team made the state finals last summer. But there's nothing to keep the young in town, not even a school now.
He trundles
off to the beer cooler beneath a poster that proclaims: "Great beer bellies are made, not born."
He delivers another load to fulfill the declaration and ponders the pyramid.
"I guess it was all a terrible waste. But if you don't get smarter, there's no sense getting up in the morning."


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Winkel en eat-in - Mondo Mediterraneo - Amsterdam
Simply, we are just two passionate cooks who love to entertain.
We love to create and we love nothing more than to share that passion – with our families, our neighbourhood, our city.
And just as seasons change, and an olive seedling matures into glorious productivity, so we have evolved and expanded into the institution we are today: both a Traiteur, for your daily sustenance; and a catering service that manages everything from an intimate family wedding to multi-national corporate functions.
Haarlemmerstraat 68 / Tel: 020 330 1658
Czaar Peterstraat 174 / Tel: 020 421 20 25


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The Detroit Red Wings have emphasized support systems this week in light of the appalling news surrounding the Chicago Blackhawks.
A report detailing allegations by a Chicago Blackhawks player of being sexually assaulted by a video coach during the 2010 playoffs revealed that numerous members of the organization's front office at the time were informed of the assault but chose to focus on the playoffs. Blackhawks general manager Stan Bowman, the son of former Wings coach Scotty Bowman, resigned Tuesday. Joel Quenneville, who coached the Blackhawks at the time, resigned from his position as coach of the Florida Panthers Thursday.
Kyle Beach, who identified himself as the player, reported the assault by Brad Aldrich to people within the Blackhawks organization, but those he told elected not to act.
USA TODAY COLUMNIST: Blackhawks and NHL continue to fail sexual abuse victim, just as they did in 2010
"That's something we try to stay on top off on a number of matters, not just pertaining to this particular (issue)," Wings coach Jeff Blashill said Friday. "There's a number of things that our players go through that we want to make sure that they know that there's support for them here. We certainly have discussed that and will continue to discuss that."
Aldrich was arrested and pled guilty to fourth degree criminal sexual conduct involving a minor while working in Houghton, Michigan, in 2013.
"My heart going out to Kyle Beach, to John Doe in Houghton, Michigan, and what they've had to go through at the hands of a predator," Blashill said. "It's something that's not going to go away, that they'll have to live with for the rest of their lives. In our room, we all have great sympathy for what those two have to go through, and any others."
Forward Sam Gagner commended Beach for his "tremendous courage.
"You feel for Kyle Beach and stand with him and everything he's gone through. It obviously took a lot for him to get to the point. It's something you never want to see somebody go through. You want to see accountability for the things that have happened. It's certainly an awful thing. We're just hoping that Kyle, that this process has kind of helped him.
"With the culture of accountability, we're hoping it helps our game grow as well. You hate to see it happen. Hopefully it's a reckoning and helps us move forward."
In addition to the revelations in independent investigation by Jenner & Block LLP, Beach has said he told the NHL Players Association what happened. The fact that nothing happened for a decade is something the Wings organization has emphasized must not happen.
"From our perspective, we have to make sure that our players understand that there's support here for them in a lot of different areas," Blashill said. "We have to make sure that we're making the best decisions we can with our players and our staff and anybody around us, (with) their personal lives first and foremost."
Contact Helene St. James at firstname.lastname@example.com. Follow her on Twitter @helenestjames. Read more on the Detroit Red Wings and sign up for our Red Wings newsletter. Her book, The Big 50: The Detroit Red Wings is available from Amazon, Barnes & Noble and Triumph Books. Personalized copies available via her e-mail.


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Sunday, April 1, 2012
First 3rd Birthday Celebration!
Today we celebrated Nick's birthday with Jeff's family. We had tacos and cake and Nick opened some presents. His favorites so far appear to be a Percy and Thomas and Snowman train cars from Grammie and Grandpa, and his big gift from us - a mini trampoline!
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DoorDash is offering $7 of your Food Pickup Order of $10 or more when you apply promo code PICKMEUPFAST at checkout. This offer is valid today only, June 6th, at participating restaurants that have pickup as an option.
If you don't have an account, you can signup here to get a $5 bonus.
Guru's Wrap-up
Nice discount for your next food pickup order.


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Bow But Don't Break Crop Tank is a comfortable and flowy poly-viscose blend. The design features a brown beauty in bow pose.
65% poly, 35% viscose, 32 single 3.7 oz.
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Orders are shipped within 1-2 days, Monday-Friday. Returns are accepted within 14 days of the customer's receipt of the merchandise.


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Air Conditioner Repair Costs – Why Is It Necessary?
Modern air conditioners can easily last up to fifteen years, and you must select the suitable unit for your house s cooling requirements. However, it is not a decision that should be rushed. If your old A/C breaks down on a sudden high-temperature day, you may not have an option other than calling in a professional air conditioning technician. You will need to make an immediate decision. If you wait, the unit may break down further, and you will have no option but to replace it. So, what do you need to consider before calling up an air conditioning technician and requesting a maintenance check-up?
Professional AC Repair Brandon FL technicians ensure quality services. By approaching qualified technicians, you can save yourself from unnecessary repairs. For example, you live in a well-built and spacious house; your technician might come charging you for the services he might suggest. So, instead of contacting the technician directly, it makes sense to ask your friends, family, and neighbors about their technicians.
One way of ensuring a quality service is to choose a yearly maintenance service and a one-hour heating & cooling service. If you are looking for a technician, make sure he is a licensed one. He must be equipped with a certificate of clearance by the relevant regulatory body. A technician offering annual maintenance services and one-hour hot water servicing should charge you less than an individual who does both services separately. Apart from this, a technician who offers both services must have excellent knowledge about the unit.
As far as Air Conditioner Maintenance is concerned, it would be best to do some background research. For this, get online, do some research and find out the company's reputation over the internet. Ensure they have been working for at least a decade and offer services from top-notch professionals who have experience repairing the different units. Apart from this, if you have any doubts regarding the air conditioning unit, you can call the customer support center or dealer support.
When you hire the air conditioner technician, make sure that he arrives on time. On weekdays and Saturdays, when the technician does the annual maintenance service, you can schedule his arrival on alternate days. Also, make sure that the technician does the repairing work correctly and in an orderly manner. If you have any doubts regarding the ac unit repair, you can also ask the technician to show you the record of previous repairs.
Air Conditioner Condenser Cleaning: Air Conditioner condensers are usually dirty, filthy, and clogged with debris. To keep your air conditioning unit in good working condition, you have to clean the condensers. Cleaning the condensers helps to ensure a smooth flow of air through the system. If the air filters are blocked or have debris in them, it causes the system not to function correctly. Therefore, you have to remove all the debris from the air filters and wash them properly. If the air filters do not work correctly, it may be due to the accumulation of dirt and debris inside.
Air Conditioner Repair Costs: If your air filter becomes damaged or contaminated, it will create a significant problem and start causing unnecessary heating bills. The most common reason behind the contamination of air filters is dirt and debris. If you have to do the conditioning filters' maintenance work, it should be done by licensed professional technicians only. Cleaning the filters will help you get a cleaner breathing environment, and the air conditioning filters will start working smoothly.
Air Conditioner Repair Costs: People who use their air conditioners year after year may need regular maintenance. If the technician does not carry out the maintenance work properly, you will spend more on the repairs. Even if the technician completes the repairs correctly, you will have to pay him a lot for the labor charges. Many service providers provide air conditioner service at reasonable rates. If you want to get an expert technician for the air conditioners servicing, you should search the internet and find the best service providers in your area.


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Take a look at our Food&DrinkScan programme, and see if a meals intolerance is perhaps the trigger. Coconut water is a scrumptious drink constructed from the inside of inexperienced coconuts.
healthy coffee drinks
In the event you're like me, nothing screams consolation more than a sizzling Starbucks drink on a … Read the rest


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Contact us
(509) 326-1651
(509) 326-1651
The people and practices at Joya Child & Family Development are the driving force behind the care, comfort and transformation we provide children aged 0-3 with delays and disabilities. We provide comprehensive pediatric services and a personalized comprehensive program of assessment, therapy, education and support. This devotion is what allows us to make a lasting impact in children's lives. The resources we provide, in concert with comprehensive care for children and their families, drive change in our community.
Family Resources Coordinator
Cami came to Joya Child & Family Development after working in the field of medical social work for five years. In her role, Cami connects families with the services and resources they need to be the best advocates for their children. Originally from Omak, Washington, Cami enjoys camping, horseback riding and sports.
Family Resources Coordinator
Originally from Kentucky, it has been her pleasure to move around the globe, learn about different cultures, and gain new insight into how to best support the families that she works with. Joya families are a passion of hers because she enjoys watching the bonds between parents and their children.
Family Resources Coordinator
Jennifer works to help families meet the many needs that can come with having a child with developmental delays or disabilities. She joined the Joya Child & Family Development team in May 2015. She earned her master's degree in social work from Eastern Washington University and has an early childhood associate degree from Spokane Falls…
Nurse Enrollment Coordinator / Family Resources Coordinator
Kristy has had an interest in caring for others since an early age. She volunteered at Valley Hospital and Medical Center at age 13, gaining experience in a variety of departments. This volunteer opportunity led Kristy to apply to the Eastern Washington University nursing program where she graduated and became a registered nurse in 1994…
Medical Director
Longtime Pediatrician Matt Thompson was raised in Spokane and went to the University of Washington for medical school. His pediatrics training was at Children's Mercy Hospital in Kansas City, Missouri. He is board certified by the American Academy of Pediatrics. He is married and has six children.
Medical Records Specialist / Scheduler
An alumni mom, Jodi developed a passion for the early intervention services that Joya provided for her daughter. Her desire to share the significance of the program with others led to Jodi volunteering in the classroom, speaking at local elementary schools for the annual penny drive, and helping out at…


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A former Florida A&M University student died Wednesday after being involved in aserious car accident Monday afternoon.
22-year-old Jasmine A. Stafford just graduated from FAMU this past weekend.
Stafford was driving on Interstate 10 around 4:15 Monday afternoon when her cardrifted to the left. She overcorrected and her car spun out of control.
According to a report filed by the Florida Highway Patrol, the car crossed bothwestbound lanes, went down an embankment and struck two trees and came to reston the north shoulder facing east.
It took rescue crews several minutes to extract Stafford from her vehicle. Whenthey were able to free her she was flown to Flowers Hospital in Dothan, Ala., inserious condition.
She died Wednesday afternoon.
Funeral services for Stafford will be held Saturday at 2 p.m. at Bethel AMEChurch, 501 W. Orange Ave.
Be sure to check The Famuan Online for updates on this story as they becomeavailable.


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The Quinn's Daily Spinn: Wednesday, February 26
Warmer and brighter days are so close, we can feel the sand between our toes. So, let's do something beachy today!
We had the opportunity to see South Florida natives Artikal Sound System this past August, when they opened for The Hip Abduction at EXIT/IN. At the time, we remarked at the undeniable presence of frontwoman Logan Rex, and the keyboard wizardry of Chris Cope.
Months later, they've released their latest single, "Traffic," a pure modern reggae tune about the rigors of feeling stuck. The tune is driven forward by a prominent bass groove from Fabian Acuña, who works with Cope and drummer Adam Kampf to set the tune's pensive tone. "Traffic" also features a tasteful solo from guitarist Chris Montague, whose emotive wails support the narrative of wanting to escape from the "traffic" clogging up our lives.
This one will set you free, if only for a few minutes. Check out "Traffic" as today's Daily Spinn!
The Quinn Spinn is a bi-monthly podcast, featuring conversations with musicians, producers, content creators, and industry professionals, providing insight into what it takes to succeed as a creative entrepreneur in today's industry. Follow the show and listen to the latest on Spotify, Anchor, Apple Podcasts, and more!


text: Brighton Festival Chorus (bfc) celebrates its 50th anniversary season with a summer concert at the Attenborough Centre for the Creative Arts. bfc has been rehearsing at the University of Sussex since 1968 when Laszlo Heltay, the University's Director of Music, formed the Chorus. Heltay auditioned many of its founding members in the Attenborough Centre building, and so a return to this venue is a timely way to reflect on the birth of the Chorus.


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Invisible Indians cannot be forsaken like they were during the catastrophe of demonetisation
There could not have been anything more ironical than the frailty of human beings staring us in the face in a world characterised by the rising number of populists. For several years we have seen the emergence of leaders across the world, including all around us, who professed to be in ready possession of quick solutions to deep-rooted, enigmatic and complex problems. Yet, as the events since December 2019, but more so in recent weeks, have shown us, magic wands are good solely to lay a smooth pathway to governance or to the office of power, but rarely thereafter.
What, however, compounds the paradox is that people, when faced with the old tossup -- what manages crises better, authoritarian or democratic systems -- might conclude that it is best to follow the pied pipers merely because such blind following spares them having to take responsibility, for themselves and others. Responsibility -- political, economic and social -- is paramount and must be primary in times of pandemics and other similar challenging circumstances, yet it is a burden that few are willing to take and more shirk.
If the initially comatose response of governments in the United States and several European countries are anything to go by, and juxtapose it with the way that China went about its "business", it certainly strengthened the viewpoint that these challenges are best met by governments that "do" and don't "debate or deliberate". But how does one characterise the Indian government's initial lethargy and belief that the coronavirus would "go" by deputing Union ministers to chant mantras and outsourcing a few yagnas to ideological affiliates? This is, after all, a strong-willed and clear-thinking government -- at least that is the yarn the PR machinery has spun -- so why this belated action?
Panic trigger
Even this response or action has unfortunately ended up elevating panic instead of pacifying people. Furthermore, the entire thrust has appeared uni-dimensional rather than following a multi-faceted approach that does not look at the challenge merely from the prism of health facilities and containment. Societies like India have abysmal levels of welfare systems and the disparity levels remain glaringly high.
Human crises, especially those that spare no one in the community, get accentuated by fear, suspicion, distrust and hatred. No leader in India, either in the government or outside, has either targeted any of these failings, or cautioned people to be on their guard against such divisive sentiments. Not just in India, but elsewhere in the world too has in recent times, selfish leaders have built political embankments by playing on the anxieties of one group, or by publicising the myth that goodies have so far been earmarked for the imaginary "other".
Large sections of Indians have been seeing this for the past several months, especially since the middle of 2019 following the watershed electoral verdict, as many of their dystopian imaginations are coming true. Few people expected that there was more to come from completely unexpected frontiers. For a large section of Indians, the triumphalist script was running to perfection.
Somebody else's problem
The last vestiges of the coalition era had been shed, and there was greater ideological cohesion in a decisive government led by an infallible leader who brooked nothing that was against the "national interest". Even Pakistan had been marginalised internationally, and its protestations on Kashmir had evoked a feeble response. That is why the threat from the coronavirus was presumed to be somebody else's problem.
The still underway debate over the past few days if a group of a few hundred people, predominantly elderly women protesting against the amended citizenship law, had the capacity to significantly elevate the threat of coronavirus has been farcical.
The campaign deriding the sit-ins against the CAA was politically motivated and paradoxical amid the continuance of Parliament's Budget Session merely as cutting it short would strengthen the Madhya Pradesh Speaker's case, who had chosen to push back the floor test in the state Assembly in the hope that this would provide the Kamal Nath government an opportunity to remain in office by handing out a bigger lure. Like always, this is a case of misplaced priorities. Sadly, it stems from possible non-recognition of the scale of the affliction.
As a reporter, for decades one has been privy to hardships faced by people under curfew because people fought one another for their own gods only. This time it is possibly not a temporary lockdown, and people are forced to flee cities and towns where they found work and return to their villages. No migrant worker wishes to die without his family at his side, with all fear becoming a part of the "missing" list, fates that often await less-privileged people. Indians without cushions find their present stolen and a secure future is not in sight.
Hardships and common concerns are expected to bring people together on same platforms. But urban India has already seen suspicion eat into social relationships. Neighbours give a cold stare to a person coughing and the police is often called to hustle even non-carriers of the virus to quarantines. Religious institutions too, who are also home to the destitute, are shutting their doors and await normal "business". Instead of providing alternate platforms for the needy, the state will possibly utilise this as opportunity to widen the infrastructure of surveillance, ostensibly for the people's good.
Containment of the disease certainly has to be priority. The need to ramp up health facilities overnight is obvious, however herculean a task this may be. But, in the effort to protect the more visible, invisible Indians cannot be forsaken like they were during the self-induced catastrophe of demonetisation.
Social distancing may become the OED's word of the year, but many Indians know since birth the need to maintain distance and what exclusion means. The panic shutdown of workspaces across industries and sectors without providing safeguards is being accepted by people at the moment, as they take flight from possible infection. But it is a matter of time before hunger begins gnawing the insides and weakens the body and mind further. The response of the Indian government so far shows little evidence of an emerging comprehensive plan.


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Willow Creek Manor Farming LLC. is a family owned farm that is dedicated to producing high quality, all natural, organically grown, pesticide/hormone free, wholesome produce, grains, & meats; through Sustainable Agriculture processes.
Our mission is to run a sustainable business and create a dynamic community around the farm and the food it produces. We strive to create a friendly and open environment where people can learn about sustainable agriculture, reconnect to the cycle of the seasons, and develop a meaningful relationship with the land and their food.
We work toward this mission by:
- · Growing clean, safe, delicious food responsibly and with strict adherence to organic standards.
- · Use Aquaponics & Hydroponics to grow in a closed Ecosystem, to grow year round.
- · Preserving long-term soil fertility through crop rotation, cover crops, and livestock inputs.
- · Raising livestock in pasture with non-gmo feeds
- · Providing a positive work environment and fair compensation for our employees.
- · Serve the community by welcoming groups and individuals to explore the farm.
- · Cultivating vibrant and meaningful relationships among our members through our CSA program.


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In a bid to gain more gains on the views and earn more money from the videos, people have started doing extreme things on the Internet. Kongara Remireddy, a B Tech graduate from Chellore, Chittoor, Andhra Pradesh did something peculiar that got him arrested right away. The videos were recorded in the Chittoor district's railway junction limits.
The engineer uploaded videos on his YouTube channel with objects vegetables, fruits, pieces of chicken, toys, crackers, cycle chain among other to gain more views on YouTube. He recently put his motorcycle and an LPG cylinder on the railway track to record videos. After the videos became viral, the cops tracked him down using the registration details of the bike that he used on the railway track.
The police have arrested him and have also registered a case under sections 153 (Endangering the safety of persons travelling by railway by willful act or omission) and 143 (trespass of Railways) of Railways Act, 1989. The B Tech graduate got inspired by other YouTube videos on the Internet and doing similar stunts to gain publicity. The videos on his channels went viral, which is how the cops got to know about the incident and started looking for the youth. The police earlier received complaints from the locomotive drivers about similar incidents but they could not find any evidence. However, after the videos became viral, they were able to track down the youth.
The accused used the motorcycle on the train tracks to gain more views. However, the videos have been removed from the channel now. Also, the cops have said that the bike was removed before the train approached the spot. But the registration details of the motorcycle helped the police to catch him. His video of an LPG cylinder getting hit by the train and it flying off can be found out in several other channels. It is not known if the gas cylinder that got hit by the train was empty. Luckily, the impact did not make the cylinder, else, there could have been an explosion.
The railway track safety in India is not as strict as it should be. There are still many crossings where vehicles regularly get stuck and get saved by a few inches. There are a lot of accidents where people rush to cross the railway track in a bid to save time. It is quite dangerous to do such acts on the railway tracks and putting objects in front of the train. Objects getting hit by the train can fly at high speed and can hurt people around. One should always be extremely cautious when the train approaches a crossing as the trains take a long distance to come to a complete stop due to high momentum.


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It's the last day of the Dawn of War III beta, and we've been trying to help you pick your race before the game comes out proper next week. We've given you 5 signs you may be a Space Marine player, as well as another 5 to see if you're an ork player, but now its time to see if you are haughty and superior! That's right, an Eldar!
You're kind of crafty
And you know that all these are other races are just an inconvenience
You're not really out for war but you shouldn't be irritated
You feel like you can really connect with this giant fiery deamon, who is just as misunderstood as you
And frankly your squad just has more style than the other races of the universe
So that wraps up all of the Dawn of War III races. If you still don't think you're any of them, then I struggle to believe it due to the brilliance of our articles, but on the off-chance, we'll be waiting with you patiently for any future races coming in the future. All you minor 40K races fans unite! Tau fans, there's the door.


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Work has begun also on West Sixth Street between South Denver and Boulder avenues as part of a street rehabilitation project that started in February on Boulder Avenue between West First Street and West 10th Street.
Traffic is limited to one lane in each direction on Sixth Street between Denver and Boulder avenues. These lane closures are scheduled to be in effect until the end of September. Crews currently are replacing a 30-inch waterline at that location.
With work also in progress on Boulder Avenue between Sixth and 10th Streets, traffic at that location is limited to two northbound lanes until the end of June. Then work will move north to between Sixth and First streets.
The project includes street rehabilitation, waterline replacement, conversion of Boulder Avenue from one-way to two-way traffic, as well as adding bicycle lanes on the west side of Boulder Avenue and on both sides of Sixth Street.
The City of Tulsa has contracted with Becco Contractors Inc. for this $4,415,000 project, funded by the 2014 Third Penny Sales Tax (Improve Our Tulsa). The project is scheduled for completion in February 2020.


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Another HIV-positive resident of Battambang province's Roka commune passed away this week, marking the latest fatality in a locale where hundreds have been infected with the virus.
Roka commune chief Sem Pov said 76-year-old Sor Mao tested positive for the virus in December, when the outbreak was first detected. He was also diagnosed with tuberculosis. Despite undergoing anti-retroviral treatment, Mao succumbed to his illness early this week.
Mao's death means "the number of HIV-related deaths in Roka commune has reached nine people. Now the authorities are educating [people] and providing medical care for them," Pov said.
Bi Bengsor, director of the Roka Commune Health Centre, said no new cases have been reported in recent weeks, with the number of people affected by the virus standing at 220. "The [latest] blood tests for HIV are running normally," he said.
Meanwhile, the investigation into Yem Chrin, the unlicensed doctor charged with causing the outbreak, is now complete, according to Battambang deputy prosecutor Kem Ravy, though no date for the trial has been set. PECH SOTHEARY


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Ideal place! Beautiful duplex in C-D-N/N-D-G, first time on the market in over 40 years, excellent opportunity, close to all amenities in the Snowdon area, 2 minute walk to Snowdon metro, bus services, grocery store, pharmacies, banks, hospitals, restaurants, easy access to highways 15, 20 and 40. Beautiful property with front and back yards. Composed of 1 X 6 1/2 and 1 X 5 1/2 which will be free to the buyer. Excellent income potential and excellent investment opportunity!
Poured concrete
Brick , Stucco
Asphalt shingles , Elastomeric membrane
Heated , Built-in
Front and rear entrances. All windows and exterior doors were replaced in 2012. French drains with elastomeric membrane installed around the house with catch basin made in 2018, with 10-year transferable warranty. From the ground floor to the municipal water connection, the waste water lines were replaced with check valves (2) in 2019. The unfinished basement has a new floor slab poured in 2020 and 1 garage floor out of 2 was also done at the same time. The copper pipes in the house throughout, the kitchen and the upstairs bathroom (5242) have been updated.
Flexible occupancy.
Poured concrete
Brick , Stucco
Asphalt shingles , Elastomeric membrane
Heated , Built-in
Bordered by hedges , Landscaped
Driveway : 2 , Garage : 2
Highway , CEGEP , Daycare centre , Golf , Hospital , Metro , Park , Bicycle path , Elementary school , High school , Commuter train , Public transportation , University
Electric baseboard units
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