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Leeds United's Rodrigo and Crystal Palace's James McArthur battle for the ball. (Photo credit: AP)
Leeds held on for a 0-0 draw at Crystal Palace that did little to ease their fears of being dragged deeper into the Premier League relegation battle on Monday. Jesse Marsch's side survived a second-half barrage from a Palace team inspired by Wilfried Zaha after he was accused of diving by the visitors. Leeds are five points clear of the relegation zone, but third-bottom Everton have a game in hand to close the gap to two points. With Leeds' next three games coming against Manchester City, Arsenal and Chelsea, there could yet be a nerve-jangling conclusion to the season for the Yorkshire club.
Leeds have taken 11 points from seven games since hiring American boss Marsch to replace the sacked Marcelo Bielsa.
But despite that solid run, Burnley's second successive win, against Wolves on Sunday, has lifted them out of the relegation zone above Everton, in the process dragging Leeds into the scrap for survival.
"It wasn't our best night, but it's a recipe for not losing and finding a way to pick up points. We will take the positives," Marsch said.
"We need to find ways of being a bit more dangerous, but a clean sheet and a draw is a big positive.
"The (relegation) pressure was always going to be big no matter what."
Marsch and Palace boss Patrick Vieira met nine times in the United States during their spells in charge of New York Red Bulls and New York City FC respectively.
None of those previous encounters can have been quite so crucial to Marsch as this one as Leeds tried to climb away from the relegation dogfight.
England midfielder Kalvin Phillips was making his first Leeds start for nearly five months after a hamstring injury, but at times the frenetic tempo left him struggling to keep up.
Jean-Philippe Mateta almost gave Palace the perfect start when he raced onto Conor Gallagher's long pass and clipped his shot past Leeds keeper Illan Meslier, but the burly striker's effort drifted just wide.
Palace dominated the early stages and Mateta missed another good chance as he stretched to shin Jordan Ayew's cross wide from close-range.
After a rocky start, Leeds defender Liam Cooper's header forced Vicente Guaita to make his first save.
Mateta tested Meslier with a powerful header before Palace forward Zaha earned Marsch's wrath.
Zaha's theatrical tumbles raised the temperature on the touchline as Marsch took issue with the Ivorian, who then shoved Raphinha in the face to make the atmosphere even more feisty.
The bad blood spilt over into the second half as Daniel James was booked for a crude foul on Joel Ward that sparked another melee.
Zaha appealed for a penalty after Luke Ayling's challenge sent him sprawling, but his protest was waved away.
Undeterred, Zaha took the attack to Leeds again as he cut inside the area for a shot that Meslier held well.
Gallagher smashed a half-volley just over from the edge of the area before Meslier twice saved with his legs from a pair of Zaha strikes.
Read Latest News and Breaking News at News9 Live, Browse for more Football News


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The ACE-DV Leadership Forum is comprised of advocates in the movement to end gender based violence who identify as having experienced domestic violence in childhood. The Leadership Forum was established to amplify the voices and experiences of ACE-DV to enhance our work to end domestic violence.
We envision a movement that includes the perspectives and priorities of ACE-DV in the provision of services, the development of policies, the direction of research, and the general approach to effectively address and prevent domestic violence.
The goals of the ACE-DV Leadership Forum are to:
- Promote the leadership of ACE-DV within the movement to end domestic violence and beyond.
- Provide technical assistance, training, and guidance related to this issue.
- Support the development of trauma-informed, culturally-responsive, asset-based research and information to influence policy and practice impacting children exposed.
Read more about the Purpose, Goals, and Beliefs of the ACE-DV Leadership Forum (Updated April 2016).
Members of the ACE-DV Leadership Forum are available to provide technical assistance and training, serve as project advisors, write or review materials, and for consultation on the development of research, programs, and policies that may impact the lives of children exposed to domestic violence.
For assistance, contact us. To connect to the project, like us on Facebook.
The ACE-DV Leadership Forum Steering Committee, comprised of 12 active members, meets quarterly and is responsible for guiding the work of the group.
David Adams, Ed.D.
Dr. David Adams is co-founder, as well as, Co-Director of Emerge, the first counseling program in the nation for men who abuse women, established in 1977. Dr. Adams has led groups for men who batter, and conducted outreach to victims of abuse, for 40 years He has led parenting education classes for fathers for 20 years. He is one of the nation's leading experts on men who batter and has conducted trainings of social service and criminal justice professionals in 46 states and 21 nations. He has published numerous articles and book chapters, and writes a popular blog on The Huffington Post. Dr. Adams is a Commissioner on the Massachusetts Governor's Council on Sexual and Domestic Violence and Director of the National Domestic Violence Risk Assessment and Management Training Project. His book, "Why Do They Kill? Men Who Murder Their Intimate Partners" was published by Vanderbilt University Press in 2007. Dr. Adams is an experience Expert Witness in family and criminal court cases involving allegations of domestic violence.
Rebecca Balog
Rebecca Balog has a deep-rooted self-identity as an advocate. Rebecca brings 14 years of healthy relationships and anti-violence work through national and grassroots activism. Firmly committed to raising cultural awareness, she believes cross-cultural bridges and unified voices across communities are a foundation for social change. As a member of the National Indigenous Women's Resource Center team, Rebecca serves as Grants Compliance Manager, tracking and overseeing program grants, deliverables and reporting outcomes for various NIWRC projects. Rebecca also provides support for NIWRC Technical Assistance projects. Rebecca has been a facilitator/researcher/writer in various capacities: domestic violence, sexual assault, sex trafficking, homelessness intervention, reproductive justice, economic justice, intergenerational trauma, first responding against hate crimes, Disabilities, human rights, leadership building, mentor projects, advocacy in anti-oppression, specialized Indigenous community advocacy and introduction concepts to Tribal Nations in mainstream programs. Rebecca invests in the restoration of sovereignty for Native women, safety for all families and networking with allies who challenge both visible and invisible privilege. Through the teachings of her mentor, Rebecca firmly believes healed people heal people and hurt people hurt people. We are all on a healing journey. Rebecca is excited and honored to be a part of this healing journey with other sisters and brothers dedicated to keeping healthy relationships as the center of our circles, as healthy relationships and healthy communities is our path to healing. Rebecca was born and raised in Pennsylvania and is Oglala Lakota, Mohawk, and Czechoslovakian Gypsy/Romani descent. She has lived in various areas of the northern, central and southern Mid-Atlantic Region and offers liaison advocacy to Native families on Turtle Island in her spare time as a community volunteer. Rebecca is also a Technical Assistance Specialist for the Women of Color Network, Inc.
Lenny Hayes, MA
An enrolled member of the Sisseton Wahpeton-Oyate of the northeast corner of South Dakota, Lenny Hayes is also owner and operator of Tate Topa Consulting, LLC. He has extensive training in mental and chemical health issues that impact the Two-Spirit/LGBTQ community. Lenny has always worked within the Native American community which includes the American Indian Family Center, St. Paul, MN, Mille Lacs Band of Ojibwe, Shakopee Mdewakanton Sioux Community, and was a consultant/therapist with the Little Earth of United Tribes, Minneapolis, MN. He is currently in private practice specializing in Two-Spirit/Native LGBTQ issues with adults and youth. Lenny was most recently selected to be a technical assistant/consultant with the Office for Victims of Crime, Washington, D.C. His lived experience and training have made him a sought after workshop presenter on Native American Historical and Intergenerational Trauma and how it impacts the Native American community as well as the Two-Spirit/Native LGBTQ individual and community. Lenny has traveled nationally training on Two-Spirit/Native LGBTQ issues.
Casey Keene
Casey Keene has served in various capacities at the National Resource Center on Domestic Violence since 2001. Specializing in issues related to children's exposure to domestic violence, Casey is an expert consultant and trainer on the statewide, national, and international level. Most recently, she worked on the Honor Our Voices online training for supporting children in shelter and the Change a Life Program to promote resiliency in children exposed. As a young woman, Casey formed a strong partnership with her mother in the on-going struggle for safety and freedom from her mother's batterer. She is determined to share her story to influence the ways in which advocacy is done on behalf of children exposed to domestic violence. Ms. Keene holds a Master's in Social Work from Temple University, and has been active in the movement to end domestic violence for more than 15 years.
Rev. Dr. Aleese Moore-Orbih
Rev. Dr. Aleese Moore-Orbih brings over 17-years of experience to her current role as Systems Training Program Director, for the Women of Color Network, Inc. In her role she is responsible for providing training and advocacy in the areas of: adult domestic and sexual violence prevention, youth exposure to domestic/sexual violence awareness and trauma informed care for adult survivors of childhood sexual abuse. Additionally, Aleese has 25 years of leadership in pastoral care practices which include supporting women who are seeking spiritual direction and personal growth. Aleese has been instrumental working with leadership-clergy helping to educate about, recognize, prevent and address sexual misconduct within their spiritual influence. Through her work in diverse settings, Aleese has gained considerable expertise in community organizing. She has particularly focused her advocacy efforts on social justice related issues such as; dismantling systemic practices of racism, poverty-reduction and increasing affordable housing. Aleese thrives in systems-change work within multi-cultural, multidisciplinary, multigenerational and ecumenical collaborations formed to educate and equip individuals, communities and institutions to develop platforms of opportunity for transformation. Aleese has also co-developed many faith-based leadership training curricula, has been published in many faith-based publications and is the editor of, You Are Not Alone, Book of Prayers & Meditations for Women, Editor, 2007 AVA Publication of the Evangelical Covenant Church (ECC).
Shenna Morris
Shenna Morris (Black/African American; pronouns: she/her/hers) joined NRCDV as the Director of Policy in 2021. In this role she provides policy vision and expertise across NRCDV areas of focus and social justice issues impacting survivors of domestic violence. Shenna has been a social justice advocate for over 15 years with most of her work being in the gender-based violence movement. She has used both her lived experience as a child witness survivor of domestic violence and professional experience, to lead efforts that engage and mobilize communities, stakeholders, and lawmakers in addressing the intersecting issues of domestic violence, homelessness, racism, and oppression. During her time as the Director of Policy and Community Engagement at the Georgia Coalition Against Domestic Violence (GCADAV), Shenna led capacity building technical assistance efforts to culturally specific community based organizations, efforts to strengthen collaborations between community-based and mainstream dv programs, worked with system partners to strengthen service provision and housing advocacy for survivors and people experiencing homelessness in HUD housing programs, provided training and support to systems on addressing systemic racism and building equitable response systems, and advocated for responsive public policies that met dv survivors needs. Shenna continued many of these efforts during her time with Collaborative Solutions Inc. where she provided technical assistance to communities' implementing HUD and homeless system programs.
Her leadership has been credited with increasing the capacity and approaches of organizations in their effort to serve and advocate beside Black, Indigenous, and People of Color survivors and communities. Shenna holds a M.A. in Criminal Justice Administration from Clark Atlanta University and a B.A. in Political Science from the University of West Georgia.
Reyna Perez-Garcia
Reyna Perez-Garcia has worked alongside Caminar Latino as part of La Voz Juvenile for over 12 years collecting research and presenting data. Some studies she has helped conduct include, youth gang violence, domestic violence in the Latino community, the effects of law enforcement on the Latino community, and more. She has presented at numerous conferences with a wide range of audiences including victims of domestic violence, advocates, and law enforcement. Reyna, along with other members of La Voz Juvenile have helped coauthor "Latina/o Youth Researchers: Responding to Violence Through Research and Action - Latino/a Psychology Today" and "Participatory Action Research with Latin@ Youth: Exploring Immigration and Domestic Violence - National Latin@ Network Casa de Esperanza."
Reyna is a recent college graduate currently working with a law firm in Atlanta, GA. She hopes to apply to law school in the upcoming year and eventually practice criminal law with the District Attorney's office. In the mean time she keeps herself occupied traveling, reading, and spending time with her family.
Julie Ann Rivers-Cochran
Julie Ann Rivers-Cochran, MSW is the founder and principle consultant for Blackbird Consulting for Nonprofits, LLC. A national leader in the field of the prevention and intervention of intimate partner violence, Julie Ann has a history of the successful development and implementation of statewide policy and direct service programming. Currently, she serves as the National Center on Domestic Violence, Trauma and Mental Health's (NCDVTMH) Project Manager for a new Office for Victims of Crime grant program that seeks to increase access to services for survivors of domestic violence and sexual assault who have a psychiatric disability. From 2004 – 2016, Julie Ann worked for the Florida Coalition Against Domestic Violence where she served as Vice President of Programs and Planning and worked closely with Florida's 42 certified domestic violence centers. Throughout her career, Julie Ann has worked with countless survivors of abuse who are also living with a psychiatric disability. For Julie Ann, the intersection of intimate partner violence and mental health is deeply personal: Julie Ann's mother lived with the diagnosis of schizophrenia and survived abuse. As her mother's advocate, Julie Ann witnessed firsthand the stigma and discrimination that survivors often face. Julie Ann's mission is to work to eliminate those stigmas and myths while helping to create a violence-free future for all.
Zulema (Ruby) White Starr
Ruby White Starr is the President of Latinos United for Peace & Equity (LUPE) a national initiative of Caminar Latino. Prior to co-founding LUPE, Ruby was the Chief Strategy Officer for Casa de Esperanza where she served as director of the National Latin@ Network for Healthy Families and Communities. Ruby spent over 15 years with National Council of Juvenile and Family Court Judges (NCJFCJ) where she served as the Family Violence Program Director. In that capacity she directed several projects including the national Resource Center on Domestic Violence: Child Protection and Custody, the Safe Haven's Supervised Visitation and Exchange Technical Assistance Program, and the Federal Greenbook Initiative, an interagency collaboration to address the co-occurrence of domestic violence and child maltreatment. Ms. White's areas of expertise include children exposed to domestic violence, collaboration, systems reform, co-occurrence, resilience, and cultural competency. Ruby is the author of several articles including Resiliency in Children Exposed to Family Violence in Resiliency in Action Practical Ideas for Overcoming Risks and Building Strengths in Youth, Families, and Communities published by Research Press; Promoting Safety in Cases Involving Domestic Violence and Child Maltreatment in The Connection, published by the National Court Appointed Special Advocate Association; and Tapping Innate Resilience in Children Exposed to Domestic Violence in SYNERGY, Vol. 7, No. 2, Summer 2003 published by NCJFCJ. She holds a B.A. in speech communication from the University of Nevada, Reno. Ruby shares her personal experience as a child witness and child and adult victim of domestic violence with the media and to various groups throughout the country in hopes that her experiences will lead to better practices and outcomes for women, children, and families who have experienced domestic violence.
Olga Trujillo
Olga Trujillo is the Director of Education & Social Change at Latinos United for Peace & Equity (LUPE) a national initiative of Caminar Latino. She is an attorney, speaker, author and survivor. Her experience over the past 27 years has been as a private attorney, an attorney for the U.S. Department of Justice, and a consultant to many local, state and national organizations. Olga is an internationally sought speaker and author and is featured in the video A Survivor's Story, a documentary and training video based on her personal experience of violence. Olga has authored a number of articles and publications. Her memoir for New Harbinger Publications entitled The Sum of My Parts was released in October 2011. She also co-authored a Handbook for Attorneys Representing Domestic Violence Survivors Who Are Also Experiencing Trauma and Mental Health Challenges which was released in January 2012.

subset: commoncrawl


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Leverkusen's Czech forward Patrik Schick (C) heads the ball during the German first division Bundesliga football match Bayer Leverkusen v Werder Bremen in Leverkusen, western Germany, on January 9, 2021.
Bayer Leverkusen drew 1-1 with Werder Bremen in the Bundesliga on Saturday afternoon.
Werder, who have won one of their last 12 league games, went ahead with Omer Toprak's close-range effort in the 52nd minute but Patrik Schick equalised on the rebound for the hosts following a lengthy VAR review in the 70th to earn a point.
Big day in the #Bundesliga ⚽#BLMatchday pic.twitter.com/PjOgv7AqQ7— Bundesliga English (@Bundesliga_EN) January 9, 2021
Leverkusen, unbeaten in their first 12 league games before losing twice, did not push for a second goal after levelling and are in third place on 29 points, two behind RB Leipzig who host Borussia Dortmund later on Saturday.
Bayern Munich are top on 33 despite their 3-2 defeat at Borussia Moenchengladbach on Friday.


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Browse this list of Findlay local pest control companies near Findlay, Ohio. There are 3 located exterminators in the Findlay area and listed by their name alphabetically. Find a rodent removal, termite control and bug control company near you from the list below or search the map to view complete information of the local companies including location, hours of operation, services offered, customer reviews and contact details.
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Jee aya nu! Kaise ho? Theek ho? Main theek aan, bilkul phit phaat aan! A lady with a big heart, who has the magic to put a smile on any face, Sumaira is our very own Miss Happy. When it comes to Punjabi, she is unbeatable, and that's why she is known as 'the Punjabi Queen of Fever'.?Her choice of Punjabi tracks are so good that she will leave you begging for more. For great tunes and chatpatta chat, tune into Sumaira's show. You don't want to miss it!
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Take one of your personal records and see what you can run on other distances. The table on this page makes it possible, also for distances that you run only in training. Every distance can be taken as base, so it is possible to start with your record on 100 m and see what you can run on 100 km - but that of course is silly. More inaccuracies are possible, therefore the following remarks:
1 You get the best results with distances that are close to each other.
2 Sprinters get too optimistic times for long distances.
3 For distance runners it is the reverse: the table will give too optimistic times for short distances.
4 In general: everyone is most talented and best trained for a limited range of distances; for both shorter and longer distances the table gives too optimistic results.
5 Accuracy is pretty good, but for women distances above 100 km are too pessimistic.
Background and use
Thise table follows from my comparison of running records. You can take every distance as a base, but to make it more easy I have already chosen some common distances: 100, 800, 3000, 10000 and marathon. When I for example want to know what I can do on 1500 m, than I have to look in the column for 800 and I see that 1500 takes 2.07069 as long. That is: when I am equally talented for both distances and when I have trained for both.
To start with my time on 200 m I can make an estimate for 10 km. Both are in column 800. By dividing 15.73829 (10 km) through 0.18892 (200 m) I get the proportion of these two distances. It is 83.3066. Because I do not train for long distances the time found, 41 minutes, is much too optimistic.
Sillier it is to go from 100 m to 100 km. You can find it in the blue part of column 100: 2215.11737. For me that would mean a running time of more than nine hours, but some more hours should be added!
Weia Reinboud (weiatletiek (@) xmsnet.nl) (More on athletics here.)


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There's a quiet opinion among digital marketers that LinkedIn ads are the expensive cousin of Facebook ads. There is some truth in that, but LinkedIn as a paid marketing platform has some hidden strengths if you're willing to mine for them.
Here are some great reasons you should be using LinkedIn ads (and a couple for why you shouldn't).
Remember, it's a B2B platform
LinkedIn is all about B2B and networking, and in that respect it's proven to be hugely successful. It's the unrivalled leader when it comes to a work-focused social media presence.
This same philosophy is very true of its advertising. It's filled with people who have a work-based mindset, whether they're recruiting, pursuing a career, networking, looking for services, or perhaps taking a professional break to read up on industry content (which LinkedIn's pretty great at).
If your next campaign would benefit from targeting one of these business and professional users, you'd do well to give LinkedIn ads consideration before even looking at Facebook or Google.
The types of LinkedIn ads you should know about
The types of ads available to you on LinkedIn aren't especially unique, but they have been adapted to the platform's strengths.
Text ads
You're given a small image, plus a line or two of text. Simple and classic PPC.
These are your standard, sidebar adverts that ask for a click. A good way to spread brand awareness or standardised messaging, and the network is certainly big enough that you can expect to land a decent number of eyeballs.
Sponsored ads
These are the ads you see mixed into your feed as you scroll through LinkedIn.
Often they're content based, when a post has money behind it to push it into more feeds.
These all contain text, and can be accompanied by an image, video, or even a carousel. We won't go into too much detail in terms of actually crafting your ads, but it's worth reiterating the audience you're catering for.
These are busy, professional people who are using LinkedIn for work and business. So your messaging should reflect that with concise, businesslike statements that tell people exactly what they need to know at a glance.
InMail (or Sponsored Messaging, as it is now)
A unique ad type to LinkedIn, you can pay to send messages to people you're not connected to. On the surface this sounds like a great way to target very specific demographics, and it is. They'll receive your ad as though it was a new chat in LinkedIn's messaging platform.
There are some doubts about an ad system that effectively lets you buy your way around a social network's privacy settings. After all, if the person you're targeting wants to hear from you, they'd accept a connection, right?
But at the same time, you can't be connected to everyone, so there's some value in letting LinkedIn do the work and find the right people for you.
Open rates are reported as being good at around 50%. Where it takes a hit is in clickthroughs, which are closer to 3%, and is below what you'd expect from any average email marketing campaign.
InMail is likely to cost a lot more than MailChimp, but it does help if you don't have a contact list available.
Lead generation form ads
Your LinkedIn ads can be given an extra function in the shape of a lead gen form. Users can submit their details directly from the ad, without ever leaving LinkedIn (although that does mean no tracking, either).
There are real advantages to this, but it's not without disadvantages.
Because it's all taking place within LinkedIn, the platform automatically fills in the user's details, so all they need to do is click a submit button. That frictionless experience makes it quick, easy and appealing for people to participate.
The data can be fed into your preferred-marketing platform, such as HubSpot or Salesforce, giving you a great way to begin building a contact list. Nor do you need to set up a landing page on your website, which is where you'd usually collect this info.
These leads are found to be generally low quality, though. They're so easy for people to use, you're likely to get half-interested people also signing up, so you've still got work to do once they're peering into your funnel. Oh, and it's worth knowing that you can't add a lead gen form to an existing campaign; you must include it when creating your ad in the first place.
None of this means lead gen ads are a bad idea. Quite the contrary – but you must make sure you create some kind of value from the data you receive.
LinkedIn ads are expensive
The general wisdom is that you can count on a minimum of $4 to $5 (USD) per click for a sponsored ad campaign. At the time of writing there's even a $2 minimum on text ad clicks.
Go country wide with a fairly generic job title for your audience, like "marketing manager", and you might get your ad served at a base level of $5. The more granular you get with your targeting, the more you can expect that base level to be closer to $7-$9, and that's before you really start getting competitive with your bidding.
You could easily be looking at double those figures if you want your ad to be seen when so many others are bidding for the same slot.
This is where LinkedIn begins to lose its appeal as an ad platform, but you really shouldn't rule it out. The expense just means you need to be better prepared and ready to capitalise on your ad dollars spent.
For example, if you're paying $5 for a text ad click, at least make sure you're sending people to gated content so you can collect an email address.
Make sure you've thought about how you're going to follow up with everyone from a LinkedIn ad campaign. You can get a lot of value for your money with a LinkedIn ad, with the right amount of effort.
LinkedIn's top targeting
Facebook helps you target 28-31-year-olds in Kathmandu who might own a labrador and occasionally shop for lawnmower parts. Which is great, unless you're B2B. In LinkedIn it's far more practical, and you can specify demographics by industry, company, job role, job title and more.
It gives you a superb opportunity to segment a single ad campaign and test it on an associate level, manager and VP, for example. If you want to target people with buying power or decision makers after first getting the tech people on board, you can do that very easily.
It's perhaps the biggest advantage of LinkedIn, knowing that everyone's there for work purposes, and almost no one is fudging their profile or excessively polishing their feed. It's a surprisingly honest place, for a social media network, and that's something any digital marketer should place value in.
What to avoid when running LinkedIn ads
When you first set up an ad, LinkedIn's default options aren't great. So let's finish by looking at a couple of quick and easy ways to avoid some small pitfalls and get the most of those expensive clicks.
Firstly, avoid automatic bidding. LinkedIn will take your budget, throw it at super low level ads that'll never appear, and at excessively costly ones that could hit $50 per click (I speak from woeful experience here).
Instead, specify your own maximum spend, and go in low. Keep checking it, increasing slightly, and letting it run. You'll find the base level for the kind of ad you're running fairly quickly, and from there you can start being more competitive with your bidding.
LinkedIn Ads: In summary
It's not exactly profound wisdom to say that you should use LinkedIn ads if you're running the right kind of campaign.
Moreover, the main thing to takeaway is that you shouldn't overlook LinkedIn, or discount it due to expense. It knows its own purpose better than either Facebook or Twitter could ever claim, and targeting within its very specific user base is second to none.
You just need to make sure a complete strategy is firmly in place before you begin spending.


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The Nod is produced by Eric Eddings, with Brittany Luse, Kate Parkinson-Morgan, and Emanuele Berry. With production assistance from Wallace Mack. Our senior producer is Sarah Abdurrahman. We are edited by Annie-Rose Strasser. With editing help this week from Alex Blumberg, Catherine St. Louis and Emily Ulbritcht. Fact checking by Nicole Pasulka. Engineering from Cedric Wilson. Our theme music is by Calid B. Additional music in the show from Tyler Strickland, Bobby Lord, Golden Gram and Jupyter. Additional sound elements from Finnolia productions
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Dolce Vita Polished Flatware SetMepra
This elegant Italian flatware features minimal curves in a modern reinterpretation of classic baroque design.
Each place setting contains — a salad fork, dinner fork, knife, spoon, and teaspoon. Service for 12 includes — a soup ladle, and salad servers.
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How to Become a Credit ClerkCareer News June 9, 2014
Would you enjoy working stable hours, with good pay, in a rewarding work profession? Of course, and that's why you should set your sights on the credit industry.
A credit clerk works for either a lending institution or a bank and takes on primary responsibilities. They work for the "creditor" and will fulfill obligations involving gathering documents, taking regular payments, and filing papers electronically and physically.
Your job as a credit clerk is to ensure everything is in order and that lenders are maintaining their cash flow. You will be in charge of updating the cashbook and performing accounting work and other bookkeeping services. You are entrusted with protecting against loss and conduct other administrative tasks, which means you need to be a flexible worker.
Role of a Credit Clerk
The credit sector signifies a specialty focus in loans and credit cards. You interview applicants in order to obtain their relevant information. After the application process, it's time to contact the credit bureaus, employers, and other references to establish the truth of the application. You may also have to set a credit limit, taking into account factors like assets, credit experience, and collateral. You are not making managerial decisions but are assembling facts for a high-ranking manager to approve the credit loan.
Rejection is part of business and life so you will have the thankless task of informing applicants of their loan rejection, whether by phone or mail. Good record keeping is essential when it comes to legal protection and investigation, so always record transactions objectively and with careful attention to detail. Other duties include adjusting credit charges or granting extensions, accepting payments on accounts, reporting to others on an account holder's credit rating, and computing interest using a software calculator.
Skill and Experience Counts
Depending on the type of company you work at, you may have to show experience in working with special credit software, as well as general computer skills. For example, some companies list MS Office, Matrix or Excel as prerequisites, whereas others will expect you to be flexible and willing to learn database software handling client calls. Work experience is very important, and you won't get far without at least two years of lending experience, preferably in the credit business.
Knowledge of general account procedures is vital, since you will prepare batches of invoices and maintain them. This suggests that the company will look for a bachelor's degree over a high school diploma since this shows initiative as well as formal training in the finance business. While the position of "clerk" is usually associated with the cashier; banking industry clerks have additional responsibilities.
The best way to plan for a career in credit is to go to school now and earn a degree in a related field, or some vein of finance, so that your resume stands out from the crowd. To further increase the odds of hiring, aim to work within a lending institution and work your way up. This is a prosperous career choice and one that will not disappoint.


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Wild Smoked Salmon Jerky 30g073-12
Regular price $27.00 Sale price
Unit price
Cheena's Wild Smoked Salmon Jerky is made from wild silverbrite chum caught near north of Vancouver Island, the salmon bones are removed and then the fillet is minced and smoked for 12hrs. This process allows the jerky to be very soft and tender. Naturally wood smoked.


text: Chiropractic Care Encourages Adding Mindfulness to Chiropractic Back Pain Care03/09/2021Mind-body-SPINE connection. We hear much about the mind-body connection. Since we are a member of the chiropractic profession, Chiropractic Care inserts "spine" to this connection, making it much more specific to what we observe in our West Palm Beach back pain and neck pain patients. When the spine hurts, the mind and body can't help but hurt, too. Chiropractic Care designs individualized West Palm Beach chiropractic treatment plans for spine pain, back pain, neck pain and related arm and leg pain sufferers that include chiropractic treatment, home exercise, and nutrition. Adding mindfulness practices to these spine care practices is often beneficial and encouraged. MIND-BODY-SPINE PAIN Spine pain, back pain, neck pain wears on a person. Pain often holds a sufferer back from doing what he or she wants/needs to do and from experiencing a joyful life. When working with your West Palm Beach chiropractor at Chiropractic Care on the physical pain relief, a back pain sufferer can take a mindful approach to coping with the mind and its struggle with the pain and associated depression and/or varying levels of sadness is reported to help. In a study of mindfulness-based therapy specifically for sufferers with lumbar disc herniation related back pain, researchers found that mindfulness-based therapy had a good effect on pain beliefs and psychological well-being. (1) Additionally, researchers discovered that even in countries with well-developed and accessible mental health services, underutilization of those services is common. Use is better than it used to be with all the attention mental health has seen lately. Many do not seek it out as they may. One interesting note about those who do seek help stemmed from their knowing someone with a mental health issue which supportively influenced them to seek help for their own issue. (2) Whether you know someone who suffers with a mental health issue or not, do not avoid seeking assistance with depression related to West Palm Beach back pain. Today, there are numerous options to get help for pain-related depression. Chiropractic Care offers evidence-based treatment via the Cox® Technic System of Spinal Pain Management to deal with the physical side of spine pain and encourages our West Palm Beach back pain sufferers to consider using a mindfulness practice to cope with the mind's mental part of spine pain. CONTACT Chiropractic Care Listen to the PODCAST with Dr. James Cox on the Back Doctors Podcast with Dr. Michael Johnson as he describes the spinal care for back pain relief with Cox® Technic and integration of approaches like mindfulness, nutrition, exercise, etc. Schedule your next West Palm Beach chiropractic appointment with Chiropractic Care. Managing the "spine" part of the mind-body-spine connection is chiropractic's forte. Adding a mindfulness approach is a West Palm Beach chiropractic patient's choice, one that is showing itself to be beneficial. « View All Spine Articles"This information and website content is not intended to diagnose, guarantee results, or recommend specific treatment or activity. It is designed to educate and inform only. Please consult your physician for a thorough examination leading to a diagnosis and well-planned treatment strategy. See more details on the DISCLAIMER page. Content is reviewed by Dr. James M. Cox I."


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The Popular Song-Writer Stevie Nicks Announced Getting Her Own Barbie From Toy Manufacturer "Mattel "
Rookmini Tewari, 7 hours ago
Depending on where you are in the United States, it's probably not hard to find a Mexican restaurant. We love our Mexican food here, from tacos to quesadillas.
However, some restaurants are more authentic than others — and a select few are so authentic that you're going to need to know how to order your food in Spanish if you want to get anywhere. So what do you do if that happens?
Don't panic. Ordering at a restaurant in Spanish is simple if you know what to do.
Read on to find out nine tips to help you order with confidence. ¡Vamos!
If your high school Spanish classes focused on Spain, you'll probably sound a little off when ordering in a Mexican restaurant.
Just like there are differences between the English spoken in the UK and the United States, there are clear differences between the Spanish spoken by Mexicans and Spaniards. You might be speaking the same language, but there are a lot of obvious linguistic differences.
Not everything will translate perfectly, so just make sure you keep that in mind.
It's common to not realize the words you don't know until you're faced with trying to translate in real time. To save yourself from searching endlessly for a word, try learning these basic vocab words before you sit down at your mesa.
Of course, the most important phrases to know are the ones you're going to use to order. Here's how you tackle that.
English-speakers who are learning Spanish often stress about tú vs. usted. Which form of 'you' should you use when you're ordering: informal or formal?
If you really want to be extremely polite, you can go with the usted format, or the formal "you." However, if you're not comfortable with this verb form, you aren't going to offend anyone if you use the informal "tú."
When in doubt, listen to how the waiter addresses you. If they are using the formal usted, then that's your cue to do so, too.
When you order food in English, you usually put the focus on yourself. You say, "I would like," or "Can I have…" at the beginning of your order.
In Spanish, saying "Me gustaría" ("I would like") at the start of your order would sound a little formal or stilted. Instead, your sentence construction should focus on what the waiter can do for you.
For example, you would ask, "Can you bring me…" which would be translated as, "¿Me Puedes traer…?"
Two other handy phrases:
Are you looking at the menu and seeing a lot of unfamiliar dishes and words? No clue where to start, let alone what to order? Feel free to ask for recommendations, especially if you're feeling adventurous.
To do this, just ask "¿Qué me recomiendas?", or "What do you recommend (for me)?" If you're stuck between two different things, you can say, "Estoy entre…" or, "I'm between…" then go from there.
It will help to know how to decipher what's on the menu, though, so here are a few words you might run into.
How do you know what part of the cow you're ordering? What if you hate pork but really love chicken? A big part of ordering at Mexican restaurants is understanding what meat you're asking for.
If you want something like a rib-eye, for example, your best bet is to ask for a chuleta, which is a thick cut of meat. If you're looking for grilled steak, you'll look for carne asada on the menu.
Pork lovers can order something al pastor, which is pork seasoned with pineapple. This is especially popular in Mexico as a taco filling. Carnitas is pork shoulder that's been deep fried.
Most people know that pollo is chicken, but if you want to specify that you want a chicken breast instead of a different cut, ask for pechuga de pollo.
Depending on where you are, you might have to be a little more diligent than usual if the meat isn't in your diet. Sometimes vegetarian can be misunderstood as someone who doesn't eat red meat, so there could still be chicken or fish in your dish.
Vegetariano/a is the word for the vegetarian in Spanish, so you know how to describe yourself. If you want to make sure there's no meat in your dish, ask for it sin Pollo o Pescado — without chicken or fish.
Food isn't the only thing you'll be ordering. If you want something to wash down all that delicious food, you should know how to tell if you're ordering lemonade or an alcoholic drink.
Here are some of the most common things people order:
Bonus tip!
Tacos are one of the most popular menu items at a Mexican restaurant. How do you order these like a local and make them as delicious as possible?
To get your taco with all the fixings, order your tacos "con todo," with everything. This means they'll come with onion and cilantro (cebollita y cilantro if you want to listen for how the waiter will say it).
If you want to know even more ways to customize the way you order, My Daily Spanish has a helpful list of common adjectives in Spanish.
With these nine tips, you'll be able to order at a Mexican restaurant in Spanish without missing a beat. You'll sound like a native in no time!
Have more trips planned for the coming new year? Discover how to act like a local wherever you are with all of our travel advice.
Read Also:


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7 for All Mankind
7 For All Mankind is rugged urban denim meets Hollywood elite fashion. 7 For All Mankind is the leader in innovative denim design, fit and finishes.
Scotch & Soda
Scotch & Soda designs Amsterdam couture apparel and home goods for the whole family. Scotch & Soda products are rich in detail and high in quality, offering a vintage classic aesthetic.
Y-3 is designer casualwear for men and women. Y-3 offers apparel, footwear, outerwear and accessories with a sporty aesthetic.
Maharishi is one of the UK's most influential designer labels. Maharishi offers high end men's and women's apparel and stylish home décor.
Alpha Industries
Alpha Industries is a military-inspired outerwear and apparel brand for men, women and children. It offers cutting-edge, quality casual clothing integrated with its military heritage.
Sheplers and Western Wear have been synonymous for over 100 years. Sheplers offers fashionable western wear, casual wear and authentic work gear for men and women by brands such as Levi's and Justin.
Nautica is a global leader in water-inspired lifestyle apparel and home goods for men, women and children. Nautica products are classic and are richly colored to reflect their nautical heritage.
Wilsons Leather
Wilson's Leather, a leader in quality leather, offers luxury items at exceptional values. Wilson's Leather carries items for men and women, including outerwear, accessories, handbags and briefcases.
Beacon's Closet
Beacon's Closet is a clothing exchange store in Brooklyn, NY. Beacon's Closet buys, sells, and trades a unique assortment of vintage and modern clothing, shoes, and accessories for men and women.
Incu is original men's and women's fashion. Incu infuses styles from around the world in their collection of casual wear, sports wear, shoes and accessories.
Dockers is a work wear and casualwear company that embodies the spirit of khaki. Dockers offers a full range of fits and styles for men and women with stores in over 40 countries worldwide.
American Apparel
American Apparel is a leading basic clothing brand. Specializing in basic, solid-color cotton knitwear, it also offers accessories, underwear, footwear and dog clothing in various prints and colors.
Joe's Jeans
Joe's Jeans is chic and stylish denim. Joe's Jeans offers a lifestyle denim collection for men, women and kids and remains a leader in the premium denim market.
Splendid is an apparel retailer that lives in color. Offering clothing for men, women and kids, Splendid set out to design the perfect t-shirt and in the process created a full line of fun and style.
British casual wear inspired by a love of skateboards, music and BMX's. Fashionable garments that young men and women enjoy wearing at music festivals, in clubs and on the street.
Alternative Apparel
Alternative Apparel is simple, soft and eco-friendly apparel for men and women. From basic tees, to tunics and coats, Alternative Apparel knows comfort.
Jedidiah is a casual clothing brand that sells tee shirts and accessories for men and women. Jedidiah is inspired by the idea of helping the less fortunate and supporting non-profit organizations.
Johnny Cupcakes
Johnny Cupcakes is a cheeky apparel retail chain. With stores designed as bakeries, Johnny Cupcakes has found a cult following that favors their limited edition hoodies, tees, accessories and more.
Supreme Being
Supreme Being is a casual UK sportswear brand with roots in British street culture. Supreme Being offers a collection of comfortable, modern men's and women's clothing that can be worn year round.
Gen X
Gen X sells casual clothing and accessories for men, ladies, children, and plus size women. Gen X is known for selling on-trend styles at affordable price points.
Ovate captures minimalism and simplicity through fashion. Ovate uses an eco-friendly mix of wool, silk, linen and cotton to create quality garments.


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How Do You Thrive In Uncertain Times? Start By Sharing The Lead
Here's a thought that goes against the default thinking of most leaders: Increasingly, it's more important not to lead than to lead. Strange as it may at first sound, in a highly uncertain world it's an important thought to understand and embrace—that is if your goals include adaptability, innovation, and creating lasting value. To help you get there, let's begin with a story.
Peter Pronovost is a name you might not immediately recognize, though when you hear his resume you begin to feel you should. Pronovost began his career as a surgeon. Early on, he received a MacArthur Fellowship, the honor often referred to as the Genius Award. He's played leading roles at top-tier medical schools, business schools, and schools of public health—an impressive and rare trifecta of sectors. Currently, he's Chief Clinical Transformation Officer at University Hospitals in Northeast Ohio, a title that by itself hints at something more—about the job, about Pronovost, and about how he leads. But all of these accolades really began by learning how not to lead. And with a checklist.
As part of the research for my second book focused on creativity and innovation, I was lucky enough to speak with Pronovost, along with nearly 70 other MacArthur winners. In our conversation, we spoke about that checklist—an insight, a powerful tool, and as it turned out, a means of flipping the traditional view on leadership on its head. Pronovost's checklist was made famous by another MacArthur, Atul Gawande, in his bestselling book The Checklist Manifesto. But it's the story of how the checklist came to be that matters much more.
As Pronovost told me, the checklist was the result of a problem, a leadership problem. In medicine, not unlike countless other industries, the person with the top title is regarded not just as a leader, but leader-as-hero. The surgeon in the operating room is a consummate example. Typically, he or she makes the calls, leads the action, is regarded as the central problem solver—you know the storyline. We all do. Subconsciously at least, Pronovost knew this as well. It wasn't arrogance, so much as it was just walking in the leader shoes cobbled together by the habits of countless leaders before him. It wasn't until a parent of a patient who had died asked him about his lack of leadership that Pronovost began to awaken to the limits of traditional thinking and training about how to lead.
The short version of the story goes like this. Pronovost was at an event where he was being lauded for his work and the many lives he'd saved. The parent was at the event, and in a Q&A exchange asked the all-important 'missing question': What about my child? Why did you not save my child's life? Success as the leader suddenly felt less. It struck Pronovost hard. How could victory as the leader be declared or even celebrated if people were still dying? The message hit harder when he and his team discovered that the majority of the deaths were resulting from the simplest of things being done wrong or overlooked altogether—infections due to lack of proper preparation in a surgery room, poorly executed everyday procedures, and other things assumed to be obvious and covered but that weren't. The hardest truth was that it wasn't a case of nobody knew. The nurses and some of the junior staff knew. But they had been trained not to question the leader, not even to speak up when they saw something awry, or saw a possibility for improvement. Really it was worse. They had been never been trained to lead.
Pronovost's solution was to step out of his assumed role as leader-of-everything, and put those other people in charge, the ones who knew and indeed often knew better. From that point forward, before any of the fancy work in the O.R. got the green light to begin, his nurses and staff were given full power and authority over the checklist of the basics that had to go right for the overall odds of success to be as high as possible. This idea—of sharing the lead, of spreading the opportunity and the responsibility to create, question, and master the skill of leadership to everyone—was something Pronovost would go on to apply across the entire medical community in which he worked at the time—the hospital, the medical school, other departments, even partnering organizations outside the immediate community, all of it. Because without that kind of shared leadership, lives could be lost. That's how many tell the story about Pronovost, the checklist, and how it spread into a powerful idea–many, just not Pronovost. When he tells the story, he doesn't cast himself as the heroic leader. As he puts it, he was a part of the collective effort to find, refine, and evolve a shared purpose—to help people live and live well, a tall order that only a leadership culture made of the many not the few can fill.
But back to our story: It is now undeniable. We—not just those with the titles, but all of us, live and work in uncertain and complex times. It is impossible for any one person to even understand it all—from the volatility and ambiguity caused by a global pandemic, to the ways that technology, long overdue changes in diversity and inclusion, and even where and how work gets done are changing the face of leadership. Suffice it to say that to even have a chance of navigating all of this, let alone to thrive in such an environment, leadership must be shared. Leadership must be allowed and expected to move across the organization, not in a temporary and token way, but in an ongoing strategic way. The sooner leaders embrace this truth, not just in word, but in deed and action, the sooner we raise the likelihood of thriving in this new abnormal.
Written by Larry Robertson. Have you read?
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Meetings are often the primary communication tool for teams. The way meetings begin and end impact the quality of the meeting. The episode explains five different ways to end your team meeting. The techniques encourage reflection and allow everyone to gain data about where the team is at. The episode builds on 056 which talked about how to open a meeting.
What You'll Learn
- Why being intentional about how you end your meetings can help your teams be more successful.
- Five techniques to close your team meetings.
- How to increase reflection from team members and gain more insights into member's perception of a topic.
Podcast: Play in new window | Download
The Weekly Challenge
Feel like reading instead of listening? Download the PDF transcript or read the transcript below. Enjoy!
Welcome to The Deliberate Creative Podcast Episode 57. Today I am going to share with you five ways to end your team meeting. In the last episode, Episode 056, I shared five ways to open your team meeting so it only makes sense today to talk about closings. This episode is part two of a three-part series that are all focused on how you design and lead your team meetings. So after listening to this one, make sure you listen to Episode 058 as well so you can get more information.
I think the beginning and the end of a team meeting can be very powerful. They can convey a lot about the tenor and the topics within the meeting. Being intentional and thoughtful about how you open or close a meeting can help your team come together. It can help them build a sense of trust and camaraderie. It can help them communicate better and ultimately it is going to help the team reach their purpose even quicker. I am going to share with you five ways that you might end your meeting. Select the one that makes the most sense for your team and for the topic. Do not just randomly pick one because it seems fun or cool, but really give it some thought. Which one seems to be the best fit in your situation?
1. Using Climer Cards [01:56]
The first one is to use a tool that I have created called Climer Cards. Climer Cards are a simple deck of cards. They are a versatile team building and creativity tool designed to deepen conversations, promote more learning, and to generate ideas. There is a ton of ways to use them, but right now I just want to explain one technique that you can use as a closing. At the end of the meeting, you will lay out all the Climer Cards on the table, image side face up. The cards look like a deck of playing cards but on one side are images. They are all hand-drawn water color paintings I did. The images were designed to evoke metaphors and imagination and to help people think in a bit different way. So you are going to lay all the cards out, image side face up, and then you are going to ask everyone to select a card that is a symbol or a metaphor for something related to your topic.
Let's say that you were working on a project in that meeting and the whole meeting was focused on a particular project. You might say to your team, "Select a card that is a symbol or a metaphor for your impression of our project." You even can get more specific, "Your impression of our project and where we are right now." And then after everyone has selected a card, ask each person to show their card and to share what card they selected and why. Really it is the why that matters. It is what they say. It does not even matter what card they select, but they are going to share some information and their impressions with you that you might not get in any other way. It could be very powerful.
I highly recommend using Climer Cards. I will put the link to buy them in the shownotes if you want to get a deck, but the website address is climercards.com. You can go there and get a deck, they are only $20. They usually ship out the same day or next day so pretty easy if you have a meeting in a week or two, you will most likely get them in time to use them. So that is the first technique, Climer Cards.
2. One Word or One Sentence Whip-Around [04:09]
The second technique is just either a one word or one sentence whip-around. Let's say you had a conversation about your budget for the next year and you redesigned the budget, you came to some conclusions around it and you just want to do a check-in and see where people are at with it. You might ask people to share one word that describes how you are feeling about our budget right now. You just get one word. After you have done that, if you feel like you need more conversation, you can have it, otherwise you just stop there and the meeting is over. Or you might give them a full sentence, same thing, share one sentence that describes how you are feeling about our budget right now. So that is number two – the one word or one sentence whip-around.
3. Gots and Wants or Pluses and Deltas [05:02]
This one can be done either verbally or in writing. It is just a good way to check in to see where people are at. This has two names; one is Gots and Wants or Pluses and Deltas. Let's say you want to use Gots and wants. You might give everybody an index card and on one side of the card they write the word "Gots" and on the other side of the card they write the word "Wants". On the "Gots" side they are going to write their response to what is one thing you got out of our meeting today. What did you get? And then on the other side is, what is one thing you want next time in our meeting? The responses to this can be really valuable. You can have everyone pass them in, you can collect them. The nice thing is that they are anonymous so you are not necessarily going to know who said what because they do not have to put their name on it. And so if you feel like the people might not share something verbally or maybe you just do not have the time to go around and hear everyone but you want to hear that information, this is a quick and easy way to do that. Sometimes on the wants what you will find are things like, "Oh, it was too warm in the room and next time I want it to be cooler," which can be helpful information but a lot of times you will get something more in-depth. "One of the things that I got from the meeting today was I felt a sense of closure around X, Y, Z topic." So that is Gots and Wants.
A spin-off of that is Pluses and Deltas. Pluses would be the positives from the meeting or the project or whatever the topic is and then delta, meaning the symbol for change. One thing that they want to change or they would like to see changed. Again, you can do that verbally or with index cards or post-it notes.
4. Using Likert Scale [07:06]
The fourth technique is something I mentioned in the last episode and that is using the Likert Scale, the fist to five method to share a perspective or to rate something. So you will say to the group, "On a scale of zero to five, how helpful was this meeting?" And then you will have them hold up their fingers, so a fist is zero, one finger is one, two fingers is two and so forth, five being amazing, zero meaning horrible. And you can ask any question you want. That example was how helpful was this meeting, but you can ask any question where you want a rating.
You can do that either with or without verbal explanation. Sometimes what I have seen is it can be helpful too when you are trying to make a quick decision and you just want to find out on a scale of zero to five how comfortable are you with this decision we just discussed. If anyone is below a three, then you ask them to share some more. Or sometimes you might have everybody share. Either way, it can be used either with or without verbal explanation and can be a very helpful technique.
5. Start, Continue, and Stop Doing [08:23]
The fifth way you could end your meeting is having each person think about what is one thing they want to start doing, continue doing, or stop doing based on whatever the topic is that you were exploring in that meeting. I am going to give you a free downloadable template for this last one. It is just a one-page sheet of paper and on one side it has a traffic light — red, yellow, green — and then it gives people space next to that to write. On the red light; what is something you want to stop doing, the yellow light; something you want to continue doing, and the green light; something you want to start doing. You can do that on paper in writing with this template and it is a nice way to have people just quietly reflect. Then you might have them share one of their answers as a full group, or maybe just turn to their neighbor next to them and share their answers with them. You could also just go round, you do not have to have the written part, but you could just have people share one thing they want to start doing, continue doing, or stop doing. Those are a few variations on how you might use that one.
Those are five ways that you can end a meeting. I think the nice thing about using one of these techniques or some intentional way to end the meeting is it provides a sense of closure and it provides an opportunity for people to just spend a moment reflecting on what we just did in the last hour, hour and a half or however long your meeting was. A lot of times what I have seen in team meetings is they just go up until the very last meeting and then there is this sense of, "Oh my gosh! We have to end. Okay everyone, thank you. Bye." And can leave with an unfinished feeling. So being intentional I think can be very powerful and it can help that team really develop their team dynamics and that process can help them just be more thoughtful and intentional in the projects they are doing, in the products they are creating, or how they are going about their work. Anyway, I highly recommend using one of those techniques.
Again, you can download this free template below. You can order Climer Cards and download the free eBook which gives you a number of different techniques to use the Climer Cards. I think you will find they are very versatile. I love hearing from people about different ways they have used them. Check that out if you are interested in those.
The Weekly Challenge [11:15]
Your challenge for the week is to use one of these techniques as a way to end a meeting that you have coming up in this next week. If you do not meet that often, whenever you are meeting next use one of these techniques and see what happens. Get some feedback from your team after you use it, see if they appreciated it, liked it. But sometimes if you do one of these and you have never done anything like this before, after just one time people might be like, "Okay, yeah that was fine, I don't quite get it," but then after doing it for four, five, six meetings, people start to really see the difference. So I encourage you yes, try it once this coming week, but stick with it. Try it five times and see what happens. Maybe not the same technique, although you could use the same technique as you are closing every time and that can also be kind of interesting as well. So play with that, it depends on your team and your purpose and what you are about, but experiment a little. Take some risks.
All right y'all, I hope this is helpful. I hope you have a wonderful creative week. If you have not yet, please subscribe to the podcast that way you will be sure to get the next episode right in your phone. You can subscribe via iTunes or Google Play or Stitcher, I am on all those different apps. Have a wonderful week. I will see you next time. Bye!
Note: The links on this page may be affiliate links. That means I get a small commission of your sale, at no cost to you. However, I only share links to products that I or my guests believe in. Enjoy them!
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Book cover
It's the true story of an excursion on the mount Everest, but there aren't expert and trained alpinists, instead there are rich people who want to reach the top. Their enexperience cause many deaths.
Year of Release: 1999
Author(s): Jon Krakauer
Further information (link): https://openlibrary.org/works/OL1974548W/Into_Thin_Air
Further comments for teachers:


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Leopard's Tale
Leopard's Tale
Parents are juggling a lot right now - managing their jobs, their homes, their children, and their children-as-students. Please join one of our counselors, Driekie Smith, on Wednesday, 27 May, at 18:00 (Lusaka time) to share ideas about what's helping parents find balance while supporting their children during distance learning.
Driekie will start the workshop off by sharing the main ideas behind this Edutopia article, asking parents to respond, and then facilitating a conversation. Please join us to listen, share, and support our parent community during distance learning.
Parents can join this Google Meet by clicking on this link.
Image source: https://www.wsj.com/articles/happy-hour-goes-online-as-coronavirus-forces-everyone-inside-11584735297
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CEO Advisor Newsletter April 2020
Health of Your Business:
7 Key Performance Indicators (KPIs)
Many CEOs will simply check their income statement at the end of the month to assess their company's bottom line: Net Income. However, it is important to look beyond this base measurement to ensure you are getting the full picture of your company's well-being. By understanding additional financial metrics and key performance indicators (KPIs) with management reporting, you will be better able to make better informed decisions for your business.
So how do you determine or measure the health of your business? Start by monitoring these 7 important financial metrics:
1. GROSS PROFIT MARGINA healthy business has a high Gross Profit Margin, which can be determined by dividing Gross Profit by Sales. Gross Profit Margin, also known as Gross Margin, varies by industry but it is so essential. As a small or mid-size business, improving your Gross Margin should be one of your key goals - increasing sales revenues while decreasing the costs to deliver your products and services.
2. CUSTOMER RETENTIONArguably your most important metric is Customer Retention Rate. If you don't retain your customers, your business will suffer tremendously. Customer Retention Rate should be monitored on an ongoing basis. The higher the rate, the better you are at keeping your clients happy, and your clients wanting to continue working with your company. Setting goals and tracking customer retention helps to improve your service offering while increasing sales and profits. Software-as-a-Service (Saas) companies should strive to achieve a 93% Retention Rate.
3. CUSTOMER CHURN AND REVENUE CHURNCustomer Churn and Revenue Churn are two critical KPIs that need to be tracked and are so important to sales, profits and the value of your business. The lower the rate of churn, the better. It is important to track and improve both Customer Churn and Revenue Churn.
4. CASH FLOWWhile knowing that your revenue is growing can be exciting, it's important to not forget the significance of maintaining a healthy cash flow. Your cash flow is the cash received minus the cash paid out during the time period. Cash flow measures the ability of the company to pay its bills and remain solvent both short-term and long-term. According to a U.S. Bank study, 82 percent of business failures are due to poor cash management.
5. DAYS SALES OUTSTANDINGDays Sales Outstanding (DSO) is an important financial metric to monitor. DSO measures the average age of Accounts Receivable - if your average is trending higher, then your business is more likely to struggle with cash flow. Knowing your DSO can also help determine whether or not to outsource collections or to simply improve your current processes and policies.
6. DEBT RATIOSThe debt ratio for your business is your total debt divided by your total assets and total debt divided by equity. These ratios show how "leveraged" your company is. While it's a good idea to keep your debt ratio low, you may be able to use debt wisely to help grow your business, especially in these days of extremely low interest rates and questionable economic times.
These two important types of debt ratios are also referred to as solvency ratios. These ratios help you to determine the financial risk of your business and its liabilities, and help you to understand the creditworthiness of your business and its long-term sustainability and health. You'll want to check your ratios regularly to understand your financial risk and health.
7. ASSETS TO LIABILITIES RATIOTotal Assets divided by Total Liabilities and Current Assets divided by Current Liabilities should be tracked on-going. These are important KPIs that should be focused on for the solvency of your business. A baseline goal is to have at least $2 of liquid assets to pay each $1 of liabilities.
When trying to gain a better understanding of your business, tracking KPIs will help you take the guesswork out of your financial situation. We can help you stay informed about the health of your business, and assist you in identifying and solving any challenges that may arise.
CEO Advisor, Inc. can advise and assist you in establishing KPIs to substantially increase your sales, profits and the value of your business.
Contact Mark Hartsell, MBA, President of CEO Advisor, Inc. at (949) 629-2520, by email at firstname.lastname@example.com or visit us at www.CEOAdvisor.com for more information.
Are you experiencing minimal growth
or declining profits?
Now is the time to seek professional help.
CEO Advisor, Inc. provides affordable, hands-on, goal-driven, trackable business advisory services to CEOs, presidents and business owners of small and mid-size businesses to ensure results. We have access to capital, and will quickly implement best practices coupled with definitive planning and strong decision making to greatly improve your business.
Don't waste another year in group coaching services or waiting for your business to turn around on its own - gain the one-to-one hands-on proven advice and work performed to meet your goals. Contact Mark Hartsell, MBA, President of CEO Advisor, Inc. today at 949-629-2520.
This is the time to be proactive and gain the help you need. CEO Advisor, Inc. has helped hundreds of CEOs, presidents and business owners achieve their goals and change their lives dramatically over the past 16 years. We have tripled our clients' sales, substantially increased their profits, raised millions of dollars of growth capital, and we have turned unsellable companies into sought out, extremely valuable companies.
Contact Mark Hartsell, MBA, President of CEO Advisor, Inc. for a no cost initial consultation at (949) 629-2520, by email at email@example.com or visit us at www.CEOAdvisor.com for more information.


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Gioteck TX70 Review Wired Gaming Headphones With Wireless DongleThursday, June 24, 2021
Massive monitor screens, huge speakers and Vegas style RGB lights makes for the ultimate dream gaming setup, although it isn't needed for a fun gaming session! Aside from the gaming platform, you only need some basic peripherals like a headset, which is the bread and butter of any gaming setup. Loud blasting speakers are cool but not realistic when you share a room or house with others. This is why a headset is such an indispensable gaming accessory. Not only you can play games without disturbing anyone, it also improves the in-game experience, letting you hear footsteps and chat with friends online.
If your budget is tight or maybe you don't want to spend too much on a headset, there are plenty of options, including the Gioteck TX70, which is budget-friendly and doesn't compromise on performance. The Gioteck TX70 is particularly good because it can be used with or without a wired cable.
The TX70 headset comes with a wireless dongle that can be kept plugged in at all times, letting you go wireless or wired on-the-fly. This is convenient, especially if the dongle is plugged into a rear facing or hard to reach USB port. The only thing with having the dongle plugged in all the time though, it's that you have to manually connect the headphones by going into the sound settings of the gaming platform.
The included wireless dongle measures 6cm long and has a rubber housing. The TX70 dongle is non-branded and has no markings on it. The dongle seems to be a generic 2.4GHz USB dongle rather than a Gioteck proprietary dongle, which is a good thing because in the event of losing the dongle, you can use a third party USB dongle as a replacement. When using a new dongle, all you have to do is hold down the reset button on the headset, using a paper clip while simultaneously pressing the button on the dongle until they both pair.
Below the left earcup of the TX70 headphone, you will find several buttons, including a bass boost EQ button, which works a bit like 7.1 surround sound, boosting up the low frequencies, as well as the volume. The sound becomes bassier and more immersive too. The default, non-EQ, sound delivers balanced bass, which only kicks in if the audio has bass in it. The EQ button has no voice prompt other than the audio stopping for a split second to let you know you have entered EQ mode.
The Gioteck TX70 is equipped with a 1200 mAh (3.7V) lithium polymer battery, which charges via standard 5V/1A charge. You can charge it via the charging port of a computer, although the headset will take 6 hours to recharge. When using a 5W power adapter, the Gioteck TX70 headset takes 3 hours to fully recharge. You can charge the Gioteck TX70 while listening to audio in both wired and wireless modes. Battery life is up to 14 hours at 50% volume and EQ mode disabled.
The Gioteck TX70 headphones are also equipped with a long volume/track skipping rocker and a power button, which is located next to the 3.5mm audio port and micro USB port. All buttons are made of plastic and make a clicky sound. The 3.5mm audio port is passive; hence you can use the headphones even when the internal battery is flat.
The Gioteck TX70 headset is entirely made of plastic with a wide headband yoke, which allows the earcups to be tilted. The earcups have a 90 degree swivel motion (one way). The light plastic construction leaks a decent amount of sound at 100% volume, which reduces the passive isolation potential. On the plus side, the earcups don't feel as closed in as other closed back headphones, which in turn makes everything sound more natural. On the front side of the earcups, there is a subtle TX70 brand etching, as well as a blue led light, which remains lit up during audio playback.
The left earcup also integrates a microphone integrated into a short (8cm) boom arm that is made of plastic. The construction of the boom arm microphone is rather unconventional. It's not a bendy type retractable/rotating boom arm microphone you get with the Gioteck's TX-50 headset. The Gioteck TX70 boom arm is built-in to the front side of the left earcup and flips open by simply lifting it down. When lifted up, the boom arm mutes the microphone, which is convenient. The microphone quality is good, although the pickup pattern is omnidirectional without noise cancellation, which means sounds such as keyboard noises leak into the microphone.
The Gioteck TX70 headset have relatively bulky earcups. Total weight is 320 grams and 338 grams with the audio cable. The earcup housing measures 3cm thick, while the earpads measure 2cm thick. The earpads don't appear to be removable. The Gioteck TX70 earpads are covered by honeycomb pattern fabric. The earpads, themselves, have an unusual rhombus shape which makes the opening of the inner hole narrow. The inner hole opening measures 6cm high and 4cm at the centre and, it gets progressively narrower towards the ends, which means the earpads may feel like on-ear style if you have large ears.
There is a thin layer of fabric covering the 50mm drivers, as well as R and L markings. The depth to the driver is 2cm. Comfort wise, the Gioteck TX70 feel comfortable to wear for a couple of hours, thanks to the low clamping force and soft earpads. That said, like with all headsets, comfort will mostly depend on your head shape and usage. The underside of the Gioteck TX70 headband has a short but thick (2cm) padding made with soft and springy foam. There is good head adjustment too, thanks to the plastic headband, which is wide and integrates a plastic ratchet mechanism.
The plug connectors of both the micro USB charging cable (66cm long) and audio cable (1 meter long) have an interesting hexagonal carbon fibre finish. The audio cable has a fabric sheath, while the charging cable has a rubber sheath. The Gioteck TX70 works across a range of platforms, including PC, Playstation 4, Playstation 5 and Nintendo Switch. You can buy the Gioteck TX70 from amazon.


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Thursday night's honestly-not-that-bad-of-loss to Cleveland set off a familiar alarm on National TV NBA Twitter. That, of course, is the inevitable "Why isn't Russ or KD always on the floor?" clamoring that comes from people that expect the Thunder to change what they've done for eight seasons now.
On its face, the argument makes sense. You have two of the best players in the world, you should want at least one of them on the floor at all times. It's not that simple, though, and it actually just comes down to some basic math. Both guys should be playing around 36-38 minutes a night, more or less. That's six minutes of rest per half. Again, more or less.
There are two ways of looking at this. The Twitterverse always seems to gravitate to the need to stagger their rest periods so that one is on the floor at all times. Does this pattern work? Fortunately for us, we have a very recent example of a team that staggered their stars' minutes, when the Miami Heat had Lebron James and Dwyane Wade.
Looking at some old play-by-play rundowns, (specifically Feb. 6, 2013 against the Rockets) the pattern seemed to be this: Wade would sub out with 3 min. remaining in the first quarter while Lebron played until the buzzer. Wade would check back in to start the second while Lebron sat. Lebron would check back in around the 6 min. mark, and Wade would again check out for a second rest. Finally, they would rejoin for the final 3 minutes to close out the half. Because of that, the Heat would have either Lebron or Wade on the floor for all 48 minutes of game time, but only about 24-28 of those minutes - depending on how games shook out - were when they occupied the floor at the same time.
That's a complicated pattern, but it's necessary because the alternative is for one to check out at 6 min. in the first quarter, check back in to start the second while the other sits, and have them both close out the final six minutes of the half. In that scenario, you're risking your early sub guy not getting into his rhythm, and you're still only getting them together for 24 minutes a night.
It's those minutes together that are the most important for the Thunder, too, and could explain why their current substitution pattern is the way it is. That's because, and this may surprise you, when Kevin Durant and Russell Westbrook are on the floor together, they are as deadly a duo as there is or ever has been in the entire NBA.
That leads to the second way of looking at this, which is the way Billy Donovan and his staff look at it. As it stands, the Thunder rotation goes Russ/KD until 3 min. mark of the first quarter, Russ checks out, KD checks out at the buzzer, Russ checks in at 9 min. in the second quarter, KD checks in at the 7 minute mark and the two close out the half together. Per game, that's 32 minutes with both Russ and KD, six with just KD, and four with just Westbrook, and just six total minutes with neither Westbrook or Durant on the floor.
These are obviously estimates and can fluctuate by a minute or so each game, but it's the general pattern that suggests that it's not so much important to have one on the floor at all times, so much as it is important to have both on the floor for as long as possible.
Dynamic Duo
Those 32 minutes together, the longest amount possible under the 36-38 minutes-a-night plan - compared to the 24-28 of the Lebron/Wade Heat - are significant because of just how well Westbrook and Durant play together when they share the floor.
Among two-man lineups, Westbrook and Durant rank 6th in the NBA in +/-, behind Stephen Curry/Draymond Green, Curry/Klay Thompson, Dray/Klay and Curry/Andre Iguodala and Dray/Iggy - all Warriors duos. The Thunder's net rating with both on the floor is +16.9. In offensive rating, KD and Russ rank 5th behind four Warriors duos. In net rating, they rank 9th, behind five Warriors duos and four Cavs duos. In field goal percentage, they're 4th, behind three Warriors duos. Field goals made? 2nd, behind Steph/Draymond.
You get the picture and, if you operate under the undeniable assumption that the Warriors and Steph are a cheat code, Russ and KD are as good as they come. It's also worth noting that the Warriors go stretches with both Steph and Klay on the bench. Yes, their supporting cast is worlds better, but it's still worth noting.
One up, one down
To further understand how important it is to have both Westbrook and Durant on the floor for as many minutes as possible, you also have to look at how they operate with the other off the court.
With just Westbrook on the floor and no Durant, net rating drops, but only to a still-impressive +7.5. With just Durant and no Westbrook, though, it takes a huge dip to -4.7. That's likely due to the fact that Westbrook tends to play his KD-less minutes with his offensive helper in Kanter.
Conversely, when Durant is on the floor without Westbrook, he has D.J. Augustin as his point guard. That duo has combined for a meager 2.4 net rating in their time together, and Durant's field goal percentage in his time with Augustin is an ugly 41 percent - and 27 percent from deep - compared to 54 percent - and 47 percent from deep - with Westbrook.
That's a key point in this, and while Durant clearly proved his ability in the past - specifically his MVP season - to be a playmaker, it's worth wondering if having an offensive weapon like Reggie Jackson next to him as opposed to D.J. Augustin aided in that.
The suck
The biggest barrier to the argument that the Thunder isn't totally screwed with Russ and KD on the bench must be pointed out, and that's the Thunder lineup without them - the one that gets Twitter up in arms. The furor is definitely warranted, as the rotation that has played the most often of Augustin/Kanter/Nick Collison/Anthony Morrow/Dion Waiters produces an atrocious 93.8 offensive rating and 116.1 defensive rating for a truly hideous -22.3 net rating.
The choice
With that, we reach the ultimate question that Billy Donovan, his coaching staff, and every frustrated Twitter user must ask, and one that seemingly no one on National TV NBA Twitter ever seems to acknowledge:
Would you rather ensure that ugly basketball (no Russ or KD) never happens by increasing the amount of very good but sometimes not very good basketball (either Russ or KD) while minimizing the amount of stellar basketball (Russ & KD)?
Would you rather maximize the amount of Russ & KD, even if it means for six minutes a night you may have some pretty awful basketball, knowing full well you'll still have a few minutes of one or other?
Look, there's no way to defend that bench lineup. But, as we just saw, there's no guarantee that simply adding either Westbrook or especially, Durant, just magically fixes the problems with that unit. In fact, it's entirely possible that simply restructuring Ibaka's minutes so that he could be on the floor while Durant and Westbrook rest would be just as viable of a solution.
When put that way, it's not as simple as just saying, "One of them needs to be on the floor at all times." To have one on the floor at all times means to sacrifice five to eight minutes from your team when it is at its most productive, and the Thunder is never even close to as effective as when both Durant and Westbrook are on the floor.
Five to eight minutes isn't a small amount in an NBA game. Which is why it's not a problem if Russ or KD's minutes aren't staggered. It's fine for the Thunder to go without either for small stretches, because it's more important to make sure that Kevin Durant and Russell Westbrook maximize the amount of minutes they spend on the floor together.


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Articles on Bookbinding
Offered here is a collection of articles gathered in the 1901 to 1915 International Studio, an Illustrated Monthly Magazine of Fine and Applied Art. The images are scanned as they appeared in the magazine, in halftone, one wishes for color but alas there is none, just let your imagination run wild.
Sangorski and Sutcliffe Bindings


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The US regime has already confiscated much of Venezuela's gold and oil industry assets, seeking to effect regime change in Caracas and depose President Nicolas Maduro in favor of unelected US-backed opposition leader Juan Guaido.
Nine oil tankers and four companies were placed on the US Treasury Department's blacklist on Friday, as Washington sought to ratchet up sanctions on the government of Venezuela.
Three of the sanctioned companies – Jennifer Navigation, Lima Shipping, and Large Range Ltd. – are based in Liberia, while PB Tankers SPA is based in Italy.
Of the nine ships added to the blacklist, two are registered in Italy, four in Malta, two in Greece and one in Panama.
Russia will defend its Venezuela oil assets investments in the Latin American country and pledges to react in the toughest way possible within international law if those investments are threatened.
Russia is the staunchest supporter and ally of Maduro's government in the political power struggle in the Latin American country sitting on top of the world's largest oil reserves.
The US regime in Washington and the IMF have both guided Venezuela into poverty, in order to let Zionist minded corporations plunder the gold and oil reserves.
RT.com / ABC Flash Point News 2019.