text:
Late-Night Headlines
- President Barack Obama and Canada's Prime Minister Stephen Harper pledged to take concerted efforts to counter the global recession and begin a new effort to develop clean-energy technology. Obama also said he raised with Harper the idea of strengthening labor and environmental provisions in the North American Free Trade Agreement. Harper said Nafta has been "nothing but beneficial" to both countries. He said there may be ways to address Obama's concerns without "opening the whole Nafta" accord.
- Russians Retrench as Crisis Evokes Memories of 1998 'Nightmare.'
- North American orders for semiconductor equipment dropped to their lowest level since 1991 as chipmakers gave up on plans to expand production in a global recession. Orders dropped to $285.6 million last month from $1.14 billion in January 2008, the trade group Semiconductor Equipment & Materials International said today in a statement. Orders dropped 51 percent from December.
- New Zealand grape growers are cutting output of all varieties including Sauvignon Blanc, the country's biggest wine export, to maintain quality and avoid a glut as demand slows.
- European Central Bank policy makers are at a loss for what additional steps to take as record low interest rates fail to stem the deepening recession. Officials are hemmed in by European Union rules that forbid the ECB from buying bonds directly from governments and any decision to buy debt in the open market may spark a dispute over which country's securities to purchase. Options are also limited by the lack of a single euro-region Treasury that would underwrite central bank losses incurred from any new measures. "The problem is that they don't know themselves what they'll exactly have to do in the future," said Juergen Michels, chief euro-area economist at Citigroup Inc. in London. "They are probably very divided on the range of measures available to them."
- The euro headed for the biggest weekly decline in a month against the US dollar on speculation European Central Bank President Jean-Claude Trichet will signal in a speech today that he may cut interest rates to spur growth. The 16-nation currency is set for its seventh weekly decline in eight weeks after ECB council member Erkki Liikanen flagged the possibility of using unorthodox monetary policy to deal with a deepening recession and the financial system's meltdown. The yen headed for a fourth weekly drop versus the dollar, the longest losing stretch since December 2007, on speculation demand for the currency as a haven will wane. "The outlook for a narrowing interest-rate differential is negative for the euro," said Akio Yoshino, chief economist at Societe Generale Asset Management Ltd. in Tokyo. "The euro may fall to below $1.25 in the near future."
- U.S. Secretary of State Hillary Clinton said ties with North Korea won't improve as long as it continues its "provocative and unhelpful" verbal attacks on South Korea, and reiterated her call for the communist state to abandon its nuclear weapons program. "North Korea is not going to get a different relationship with the United States while insulting" the South, Clinton said at a press conference in Seoul today with South Korean Foreign Minister Yu Myung Hwan. "We cannot accept a nuclear North Korea under any circumstances, and we reaffirmed our position to pursue a complete and verifiable denuclearization," Yu said.
- Gold holdings in the SPDR Gold Trust(GLD), the biggest exchange-traded fund backed by bullion, advanced to a record, according to figures on the company's Web site. The fund held 1,028.98 metric tons of bullion as of yesterday, up 0.5 percent from Feb. 18, and a 4.4 percent increase this week. The fund's holdings are just behind the 1,040 tons held by Switzerland, the sixth-largest stockpile.
- Crude oil fell, paring its largest gain in seven weeks, on concern that OPEC output cuts may not erode supply enough amid weak global demand for fuels. "The bearish picture for crude oil consumption is still in place with the slowing of the global economy," said Mike Sander, an investment adviser at Sander Capital Advisors Inc. in Seattle. "There are just limited reasons why crude oil should go up in price, unless imports slow even further, which is extremely doubtful due to huge budget imbalances in OPEC and non-OPEC exporting countries." U.S. imports of crude oil declined 859,000 barrels a day to 8.79 million, the lowest level since September, when ports were shut in the aftermath of hurricanes Gustav and Ike, the report showed.
- Intuit Inc.(INTU), the world's biggest maker of tax-preparation software, reported second-quarter earnings and forecast full-year profit that topped analysts' estimates. Intuit rose 5.9 percent in extended trading to $22.53 after falling 61 cents to $21.27 at 4 p.m. New York time on the Nasdaq Stock Market.
Wall Street Journal:
- Federal prosecutors are investigating whether Texas businessman R. Allen Stanford was operating a Ponzi scheme that defrauded investors around the globe, people familiar with the matter said. These people said the Justice Department is investigating Mr. Stanford, who was hit with civil charges Tuesday by the Securities and Exchange Commission in connection with an alleged $8 billion investment fraud. On Thursday, Federal Bureau of Investigation agents served Mr. Stanford with the SEC civil lawsuit in Fredericksburg, Va., the FBI and SEC said. SEC officials had said this week that Mr. Stanford's whereabouts were unknown.
- Defense Secretary Robert Gates Thursday played down Kyrgyzstan's moves to kick the U.S. off a strategic air base and said he was willing to negotiate higher rent to stay. Speaking hours after Kyrgyzstan's Parliament voted 78-1 to evict the U.S. military, Mr. Gates said the Central Asian base -- which sends some 500 tons of supplies to the Afghanistan war each month -- is important. But he said it isn't irreplaceable, and that the former Soviet republic won't put the U.S. over a barrel. "We are prepared to look at the fees and see if there is justification for a somewhat larger payment," Mr. Gates said at a news conference. "But we're not going to be ridiculous about it." Mr. Gates, in Europe for NATO talks, also said the new Obama administration needs more time to decide the fate of a proposed European missile-defense shield that soured the Bush administration's relations with Russia. Part of the system would be based in Poland, and the Polish defense chief pressed Mr. Gates for an answer amid speculation that President Barack Obama could walk away from the deal.
- U.S. steelmakers are preparing a raft of complaints against foreign steel imports, a move that could result in stiff tariff increases later this year and escalate trade tensions with China, say people familiar with the matter.
- Top cable-television providers and TV networks are exploring a sweeping solution to the threat of online video: putting large numbers of cable shows online, but accessible only to cable subscribers. Comcast Corp. and Time Warner Cable Inc. are discussing with owners of major cable-TV networks ways to give cable subscribers online access to much of the networks' programming, according to people familiar with the situation. The discussions, according to these people, have been continuing in recent months and include network owners Viacom Inc., Time Warner Inc. and General Electric Co.'s NBC Universal, among others.
- Hedge funds, sharply criticized last year after many refused to let investors withdraw their money, are becoming more accepting of a secondary market where fund investors can cash out by selling their stakes.
- Bank of America(BAC) Chairman and Chief Executive Kenneth Lewis was issued a subpoena by New York State Attorney General Andrew Cuomo, who is investigating whether the bank withheld information from investors in violation of state law, according to people familiar with the matter.
- Energy Secretary Steven Chu -- whose agency has long taken the lead on global oil-market policy -- said Thursday he doesn't know what the Obama administration would urge the Organization of Petroleum Exporting Countries to do at its meeting next month. "I'm not the administration," Mr. Chu said during a meeting with reporters Thursday. OPEC members are scheduled to meet March 15 to discuss the possibility of production cuts to respond to slumping prices. "I will be speaking and learning more about this in order to figure out what the U.S. position should be and what the president's position is," Mr. Chu said. Mr. Chu said he would "do what I can to encourage stability" in oil prices, but he added that his time would be better focused "on the issues that I have control over," such as increasing U.S. funding of alternative energy technologies. On Wednesday, when approached by reporters after a speech to a group of utility regulators, Mr. Chu declined to offer an opinion on whether OPEC should cut production, saying the issue was "not in my domain." He later told reporters on a conference call that his response to the question reflected "more of my naiveté than anything else." Mr. Chu said Thursday he feels "like I've been dumped into the deep end of the pool" in confronting questions about oil policy, such as whether the administration would consider delaying scheduled deliveries of oil this spring to the nation's strategic petroleum reserves. Mr. Chu's predecessors traditionally used the bully pulpit of their office to lobby oil-rich foreign governments to open their spigots in the interest of keeping energy prices low.
- The ghost of Lehman Brothers will forever haunt Tiny Tim Geithner, Cramer said Thursday. The Treasury secretary's decision to let that investment bank fail will be a black mark on his credibility. In fact, it's the whole reason he can't garner popular support for his latest rescue plan. (video)
- Poll: Would You Join Rick Santelli's "Chicago Tea Party?"
NY Times:
- Since last fall, many of the leading figures in the nation's long-running health care debate have been meeting secretly in a Senate hearing room. Now, with the blessing of the Senate's leading proponent of universal health insurance, Edward M. Kennedy, they appear to be inching toward a consensus that could reshape the debate. Many of the parties, from big insurance companies to lobbyists for consumers, doctors, hospitals and pharmaceutical companies, are embracing the idea that comprehensive health care legislation should include a requirement that every American carry insurance. While not all industry groups are in complete agreement, there is enough of a consensus, according to people who have attended the meetings, that they have begun to tackle the next steps: how to enforce the requirement for everyone to have health insurance; how to make insurance affordable to the uninsured; and whether to require employers to help buy coverage for their employees.
- Palm's (PALM) Pre smartphone -- due before the end of June -- is the most anticipated new Sprint phone. But the company is still working with Google (GOOG) on an Android-based phone, Sprint CEO Dan Hesse assured us today in an interview.
- One advantage of selling gazillions of MP3 players — most of them stuffed with flash memory — is that it gives you a lot of leverage in the chip market. Apple (AAPL) is using that leverage to full advantage as it prepares to launch its next generation iPhone, according to a report published Wednesday in AppleInsider. The company is "inhaling" supplies of memory components, the report says, causing spot shortages and raising the price of flash memory for everyone else.
- For Inverness Medical Innovations (IMA), it's all about simplicity and speed.
The diagnostic tests developed and marketed by Inverness reduce the time it takes to diagnose and monitor the progress of a broad range of diseases.
- Where In The US Homes Are Most Affordable.
- The Oscars have lost some of their luster this year -- at least when it comes to advertising. ABC has dropped prices for 30-second advertisements and scrambled to replace two of the key sponsors for its Sunday broadcast of the Academy Awards, when Hollywood pays tribute to the best actors, directors, producers and movies of the year.
- Career Education Corp. (CECO): The private education company reported fourth quarter profits of 43 cents a share, excluding some items, topping the average analyst estimate by 78 percent. The shares rose 12.5% in after-hours trading.
- Shares of General Electric Co (GE) fell briefly below $10 on Thursday, their lowest point since late 1995, amid a broad sell-off in U.S. stocks. The U.S. conglomerate's shares closed at $10.06, down 49 cents or 4.6 percent, after earlier notching a low of $9.95 cents. They have been as high as $38.52 in the last 52 weeks. GE shares have lost almost 70 percent of their value over the past year amid investor concerns over the effect of the credit crunch on GE Capital, GE's financial unit.
- Citigroup Inc (C) shares fell to almost 18-year lows on Thursday, with Bank of America Corp (BAC) stock also plunging, amid renewed fears that growing losses could lead to government control of troubled U.S. banks, wiping out shareholders. In addition, insurance companies' stocks plummeted -- led by Hartford Financial Services Group (HIG) -- as declining stock and bond market values added to concerns about weakening investment portfolios and capital positions. "When you talk about nationalization you hear the names Citi and Bank of America as the top two names burning out," said Walter Todd, a portfolio manager at Greenwood Capital Associates, which holds shares of Bank of America.
- Citadel Investment Group LLC trader Misha Malyshev, who helped two of the firm's hedge funds gain about 40 percent last year, has resigned, Bloomberg News said on Thursday, citing a person familiar with the firm. Malyshev was head of "high-frequency" trading, a computer-dependent strategy used by two of the firm's hedge funds, and left this week with two members of his team, the report said, citing the person.
Financial Times:
- The New York Times(NYT) Company has suspended its dividend entirely, three months after cutting the pay-out by almost three-quarters to preserve cash at the indebted newspaper publisher. The suspension had not been widely expected, as the NYT had been seen to buy itself breathing space in January by borrowing $250m at a 14 per cent interest rate from Carlos Slim, the Mexican billionaire. The company said then it would use the proceeds to get it through a May deadline to refinance a $400m credit facility that had concerned investors. Debt worries have cut the group's share value by more than half since the start of 2009. News of the dividend cut came on Thursday as the New York Times settled a $27m defamation suit brought in December by Vicki Iseman, a Washington lobbyist mentioned in a NYT story about John McCain, the former presidential candidate. The newspaper agreed to publish a statement that it had not intended to suggest an improper relationship between Ms Iseman and Senator McCain.
- Iran has built up a stockpile of enough enriched uranium for one nuclear bomb, United Nations officials acknowledged on Thursday. In a development that comes as the Obama administration is drawing up its policy on negotiations with Tehran over its nuclear program, UN officials said Iran had produced more nuclear material than previously thought. "It appears that Iran has walked right up to the threshold of having enough low enriched uranium to provide enough raw material for a single bomb," said Peter Zimmerman, a former chief scientist of the US Arms Control and Disarmament Agency. The new figures come in a report from the International Atomic Energy Agency, the UN's nuclear watchdog, released on Thursday. This revealed that Iran's production of low enriched uranium had previously been underestimated. Iran's success in reaching such a "breakout capacity" – a stage that would allow it to produce enough fissile material for a bomb in a matter of months – crosses a "red line" that for years Israel has said it would not accept.
Economic Daily News:
- Taiwan Semiconductor Manufacturing executives believe the chip industry has hit bottom. The chipmaker has order visibility until the end of April, with customers not ruling out a replenishment of inventory in May or June. Taiwan Semi, the world's largest customer chipmaker, on Jan. 22 forecast it would post its first quarterly loss since 1990 as overall chip industry sales are projected to decline 30% this year.
- Benedicto Clark T. Miranda, director and head of Capital Markets and Investments for the Philippine office of Jones Lang LaSalle, said the Grade A office market is in for a rough ride as corporates cut back on spending amid an increasingly difficult business environment. Miranda said developers or owners of prime office buildings are lowering rental rates by 15 to 20 percent to seek more tenants and woo clients back.
Late Buy/Sell Recommendations
- Upgraded (WBMD) to Buy, target $25.
Night Trading
Asian Indices are -2.50% to -1.0% on average.
S&P 500 futures -.83%.
NASDAQ 100 futures -.66%.
Morning Preview
US AM Market Call
NASDAQ 100 Pre-Market Indicator/Heat Map
Pre-market Commentary
Pre-market Stock Quote/Chart
Global Commentary
WSJ Intl Markets Performance
Commodity Futures
Top 25 Stories
Top 20 Business Stories
Today in IBD
In Play
Bond Ticker
Economic Preview/Calendar
Earnings Calendar
Who's Speaking?
Rasmussen Business/Economy Polling
Earnings of Note
Company/EPS Estimate
Economic Releases
8:30 am EST
- The Consumer Price Index for January is estimated to rise .3% versus a -.8% decline in December.
- The CPI Ex Food & Energy for January is estimated to rise .1% versus unch. in December.
Upcoming Splits
- None of note
Other Potential Market Movers
- The (BEAV) Investor Meeting could also impact trading today.
BOTTOM LINE: Asian indices are lower, weighed down by automaker and financial stocks in the region. I expect US equities to open modestly lower and to maintain losses into the afternoon. The Portfolio is 50% net long heading into the day.


text:
Provinces, SANA- Army and Armed Forces units, in
cooperation with the supporting forces, reestablished full control over the villages of al-Dkaileh al-Shamaliyeh, al-Dkaileh al- Janoubiyeh and Um Hartain and a group of strategic hills to the south of Um Hartain village in the eastern countryside of Hama.
A military source told SANA that the army operations in these areas destroyed machineguns -equipped pickup tricks and killed 10 terrorists from ISIS.
Damascus countryside
Meanwhile, the army units, in cooperation with Lebanese resistance, advanced in Jurod Qalamoun in Damascus Countryside.
SANA reporter in Western Qalamoun said that army units, in cooperation with Lebanese resistance, carried out operations against ISIS gatherings, fortifications and movement axes on three axes, during which the army established control over Qurnet Sha'abit al-Qadi, Qurnet Mad Mahbas, Qurnet Tal al-Zamrani, Watiat al-Zamrani, Kharbit Qur Ali on the southern axis and on Shaabit Beit Salim and Shaabit al-Zoytinia al-Gharbia on the northern axis.
Units of army established control over Hmeimeh town in Homs eastern countryside and killed a number of ISIS terrorists, then the engineering units dismantled mines and explosive devices planted by ISIS in the town.
Army and Armed Forces units killed 20 ISIS terrorists to the east of al- Sukhneh and in al-Mshairfeh al-Janoubiyeh and Abu Qatour in eastern countryside of Homs and destroying a number of their armored vehicles and cars.
Deir Ezzor
Army and Armed Forces units, backed by the Syrian Air Force, destroyed ISIS gatherings and fortifications in Deir Ezzor province.
A military source told SANA on Sunday that the army units destroyed ISIS hideouts after carrying out intensive strikes against them in the surroundings of the Cemeteries, Alloush Hill and al-Howeiqa neighborhood in Deir Ezzor, killing 20 ISIS terrorists at least.
The source added that Syrian and Russian Air Forces carried out concentrated airstrikes on ISIS sites and fortifications in Wadi al-Tharda, Taliet Aloush, Sarit Jneid and the area surrounding al-Maqabir (cemeteries) in the area surrounding Deir Ezzor city, killing a number of ISIS terrorists and destroying their weapons, ammunition and armored vehicles.
In the same context, SANA's reporter in Deir Ezzor said that army units carried out concentrated operations against ISIS positions and movements in the Cemeteries area, Thardah, the Panorama, and in the surroundings of Regiment 137.
The reported added that the Army operations left a number of ISIS terrorists dead or injured in addition to destroying their positions, fortifications, and amounts of weapons and ammunition.
Meanwhile, local sources said that a number of ISIS terrorist organization's members have fled the province, among them "Abu Obadah al-Shami," who was the head of the so-called "office of the Caliphate youth," along with his family.
The sources added that the ISIS terrorists killed 4 civilians and injured others on al- Kasra-Abu Khasab road, 70 km northwest of Deir Ezzor city, in addition to shooting dead 5 others while they were trying to escape from al-Qasabi village in the western countryside across the Euphrates River.
Two days ago, the ISIS terrorists executed terrorists Abu Asbat al-Sudani, emir of the so -called repentance closed institutes in the city and its surroundings, while a number of ISIS leaders fled, including a terrorist nicknamed "Abu al-Hawraa al-Tunisi."
Army and Armed Forces units operating in eastern countryside of Sweida thwarted terrorist groups' attempt to attack a number of
military border posts, inflicting heavy losses upon them in personnel and equipment.

subset: commoncrawl


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November 1st, 2017
This Privacy Policy describes how TunnelBear Inc. ("TunnelBear"), the company behind RememBear, handles your personal information when you use our RememBear services ("Services").
By using our Services, you agree to let us collect, use, disclose and otherwise manage your personal information as we describe in this Privacy Policy.
TunnelBear is a global company with headquarters in Canada. When you use RememBear, your RememBear data is stored in Canada. By using our Services, you authorize TunnelBear to use your information according to Canada's laws, regardless of which country you are located in.
If you have any questions or comments about this Privacy Policy, please contact us at: privacy (at) tunnelbear.com.
1. Personal Information
As a provider of online privacy and security services, we ultimately strive to collect the minimal amount of Personal Information required to operate our Services. This often means difficult trade-offs between the information we collect and the performance of our Services.
We believe in an open dialogue because this Privacy Policy is an evolving document. We welcome your thoughts and feedback on how we're doing.
1.1 What is Personal Information?
As a provider of online privacy and security services, we ultimately strive to collect the minimal amount of Personal Information required to operate our Services. This often means difficult trade-offs between the information we collect and the performance of our Services.
We believe in an open dialogue because this Privacy Policy is an evolving document. We welcome your thoughts and feedback on how we're doing.
"Personal Information" means any information that can be used to identify you individually, and includes information about you that you provide while using our Services.
The Personal Information we collect includes your Account Data, certain credit card or payment information and, in some circumstances may include Operational Data, as described below. We may also collect Personal Information you provide to us if you communicate with us, for example, to request support or information.
We collect, use and disclose your Personal Information as necessary in order to provide you with the Services and for the other purposes identified below.
1.2 Your RememBear data
RememBear was carefully engineered so that you and only you can access the information stored in RememBear. All items, such as passwords, credit cards, notes and any other types of data, stored by you in RememBear are end to end encrypted. No RememBear staff, including our support team and engineers, can view or access the items you add.
Your encrypted RememBear data will be stored on our servers in Canada so that you can sync between devices. Even though your data will be stored on our servers, it will only be accessible by you when you unlock it with your Master Password.
TunnelBear does not own the data in your RememBear, this is your information and you can add to it, delete it and modify it anytime you choose.
1.3 Account Data
When you create or update your RememBear user account, we collect and store the following "Account Data". The Account Data is listed below in its entirety and is used by us for the purposes described:
Account Data | What do we use it for?
Email address | Signing up for, providing support for
| and using your RememBear account.
| General communications,
| purchase receipts and occasional product news.
Email confirmed | Confirmation that your email address is valid
1.4 Operational Data
TunnelBear also collects and stores "Operational Data" required to operate our Services. This is data that we collect and store when you connect to our Services. Operational Data is listed below in its entirety and is used by us for the following purposes:
Operational Data | What do we use it for?
OS Version | User support, troubleshooting and product planning
e.g. iOS 7 |
RememBear App Version | User support and troubleshooting
e.g. PC version 2.1.1 |
Feature activation | Customer satisfaction, support and product planning
e.g. Used RememBear extension |
Achievements | Customer satisfaction, support and product planning
e.g. Added a credit card |
Total number of items in RememBear | Customer satisfaction, support and product planning
e.g. 120 total items (no associated details) |
1.5 Personal and Financial Data Collected at Payment
Making a purchase with a credit card on any of the Services will result in Personal Information being exchanged with payment processors.
Credit Card Transactions
TunnelBear processes credit card payment information securely through Stripe, a third party payment processor, whose use of your Personal Information is governed by their privacy policy. Stripe may store Personal Information associated with your financial transactions outside of Canada's borders, in which case such information will be subject to the laws of the jurisdiction in which it is held.
When you pay with credit card, RememBear collects and stores the following information, which is used for the purposes described:
Payment Data | What do we use it for?
Cardholder last name | For use in credit card fraud prevention
e.g. Smith |
Date of card use | For use in credit card fraud prevention
e.g. 2014/01/01
Last four Numbers of Credit Card | For use in credit card fraud prevention
e.g. 5555
TunnelBear does not store, but can securely login and view, the following information through our third party payment processor Stripe:
Payment Data | What do we use it for?
Card billing address | For use in credit card fraud prevention
Card expiry | For use in credit card fraud prevention
Last four Numbers of Credit Card | For use in credit card fraud prevention
TunnelBear never stores your complete credit card number. To protect the security of your payment information, we adopt all available security and multi-factor authentication measures available from our payment processors.
TunnelBear operates exclusively with PCI compliant payment processors. Only our payment processors have the ability to collect, use and access your full credit card information and other financial information. They can use this information solely for the purpose of charging and invoicing you for our (paid) Services and as otherwise required by law.
1.6 Other Data TunnelBear Just does NOT Collect or have Access to:
TunnelBear explicitly does NOT collect, store or log the following data:
- IP addresses visiting our website
- Your IP address when you use RememBear
TunnelBear explicitly cannot access the following data:
- Any passwords or credit cards you choose to store in your RememBear
1.7 Disclosure of Personal Information to Third Parties
Except as described below or as required or permitted by law, TunnelBear will NOT disclose your Personal Information to any other third parties under any circumstance without your consent.
Tunnelbear may disclose your Personal Information to third party service providers (e.g., payment processors as described above) to the extent necessary in order to provide you with the Services; in such case, we use contractual or other means to ensure that there is a comparable level of protection for any Personal Information that is processed for us by third parties.
In the event TunnelBear is required to comply with law enforcement where subpoenas, warrants or other legal documents have been provided, valid under Canadian jurisdiction, we will disclose Personal Information only to the extent legally required.
If our organization structure changes (i.e., we undergo a restructuring or are acquired), we may need to migrate your Personal Information to a third party related to a business transaction, but, we will ensure that such a third party has entered into an agreement under which the use of your Personal Information is only related to purposes necessary for the transaction and the third party agrees to protect your Personal Information by appropriate security safeguards.
TunnelBear does NOT store users originating IP addresses when connected to our Services and thus cannot identify users when provided IP addresses. Additionally, we cannot disclose information about the passwords, credit cards or other data our users store in their RememBear, as TunnelBear does NOT have access to this information.
2. Commitment to Personal Information Principles
Any Personal Information you provide to TunnelBear will be administered according to the following principles:
2.1 Accountability
TunnelBear is responsible for the Personal Information under our control and has designated one or more individuals to oversee Tunnelbear's privacy compliance. Should you have any questions, concerns or complaints about how your Personal Information is handled or questions about our Privacy Policy, feel free to contact us at firstname.lastname@example.com.
2.2 Identifying Purposes
TunnelBear will explain the purposes for which your Personal Information is collected before or when we collect it. If your Personal Information is to be used for a purpose not previously identified (i.e., a purpose other than those identified above), we will identify that purpose prior to use and, unless the new purpose is required by law, obtain your consent before using the information for that purpose.
2.3 Consent
Unless otherwise required by law, we will obtain your consent whenever we collect, use or disclose your Personal Information, or make changes to the Account Data we store. Your consent may be express or implied, depending on the circumstances. In certain circumstances your consent may be implied by your actions. For example, by providing us Personal Information to sign up for our Services, it is implied that we can collect, use and disclose such information as we outlined in this Privacy Policy.
The form of consent sought by TunnelBear may vary depending on the nature of the information. In determining the appropriate form of consent, TunnelBear will take into account the sensitivity of the information and your reasonable expectations. Implied consent will generally be appropriate where information is less sensitive. You have the right to withdraw your consent to the collection, use or disclosure of your Personal Information. To exercise your right to withdraw consent, or ask questions about your Personal Information, please contact: firstname.lastname@example.com.
2.4 Limiting Collection
We take great care to not collect Personal Information indiscriminately and limit collection to the minimum necessary information required to operate our Services. By limiting the collection of Personal Information, we help to protect the privacy and security of your Personal Information.
2.5 Limiting Use, Disclosure, and Retention
We will not use or disclose your Personal Information for any purpose that you have not consented to, except as required by law. TunnelBear will NOT sell or trade Personal Information for commercial purposes.
We store your Personal Information only as long as is necessary for the purposes for which it is collected or as required by law. We erase or destroy the records containing Personal Information when they are no longer required; this will be done in ways that will protect your continued privacy.
2.6 Accuracy
It is your responsibility to inform TunnelBear of any relevant changes in your Personal Information by updating your account information.
2.7 Safeguards
TunnelBear uses strong safeguards to protect the privacy of all our records, including your Personal Information. We implement physical, business and technical security measures that are designed to prevent and protect against loss or theft as well as unauthorized access, disclosure, copying, use or modification to or of your Personal Information.
Only TunnelBear's employees or service providers with a business need to know or whose duties require access to Personal Information, are granted access to our customers' Personal Information as outlined in sections 1.3, 1.4 and 1.5. All such employees are required as a condition of employment to respect the confidentiality of our customers' Personal Information. No staff will ever be able to access, view or modify your RememBear data as outlined in section 1.2. We use contractual or other means to ensure that there is a comparable level of protection for any Personal Information that is processed for us by third parties.
Your RememBear data is secured by a Master Password that you select. YOU ARE RESPONSIBLE FOR PROTECTING YOUR MASTER PASSWORD. If you forget your Master Password, TunnelBear can reset your account, but in doing so the backup of your RememBear on our servers will be deleted.
2.8 Openness and Transparency
So that you can be confident that we are handling your Personal Information appropriately, we take extraordinary measures to document our policies and provide openness and transparency around the Personal Information we collect, why we collect it and how we use, disclose and otherwise handle it. To find out more information about our policies and practices with respect to the management of your Personal Information, contact us at: firstname.lastname@example.com.
2.9 Individual Access
If at any time you have a question about our records containing your Personal Information, we will do our best to answer it. Subject to limited exceptions as mandated by law, you have the right to be told what Personal Information we maintain about you, how it has been or is being used and to whom it has been or may have been disclosed, as well as the right to access that information.
When you send us a written request, we'll confirm your ownership of the account and then we will provide you with any information we have regarding our storage, use and disclosure of your Personal Information.
You can request access to your Personal Information, or challenge its accuracy and completeness and request amendments, as appropriate, by contacting us at: email@example.com.
2.10 Addressing Comments and Concerns
We believe in an open dialogue, and understand that this Privacy Policy is an evolving document. We welcome your thoughts and feedback on how we're doing. If you have any questions, concerns or complaints about this Privacy Policy or our privacy procedures, please contact us at email@example.com.
If your privacy concerns or complaints are not addressed to your satisfaction by TunnelBear you may contact the Office of the Privacy Commissioner of Canada for further guidance at:
30 Victoria Street
Gatineau, Quebec K1A 1H3
Toll-free: 1-800-282-1376
Phone: (819) 994-5444
2.11 Changes to Our Privacy Policy
We may need to change our Privacy Policy from time-to-time and all updates will be posted online at RememBear.com. Your continued use of our Services after the effective date of such changes constitutes your acceptance of such changes. We will post an effective date at the top of the page for your convenience.


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FAST offer is tailored to customers individual needs. We remember what is most important. Along with superior execution, the interior must be functional and have its unique personality conditioned by its purpose and design goals. We value phase work which improves communication with our customers who know exactly what to expect at every stage. Having more than twenty years of experience we became specialised in supplying various types of interiors. We comprehensively equip and finish ships, hotels, and commercial spaces. We are distinguished by individual approach to each and every project as well as by precision and aesthetic values. We cooperate with manufacturers which provide products of leading brands. Smart functionality, customized solutions, and the ability to process different materials enable us to undertake nonstandard projects. Our interiors are known for their elegance, uniqueness, and excellent design.
We pay special attention to furniture production. We have our own manufacturing plant and state-of-the-art machinery stock. Among our undeniable assets are: wide range of raw materials, advanced enamel technologies with the ability to obtain deep matte with high gloss, trusty methods of bending, ability to create asymmetrical forms and combining different materials, precision, and aesthetic finishing. The combination of modern technologies with openness for clients ́ needs and flexible production adjustments bring fruitful effects which we are proud of.
We are eager to share our knowledge. We advise trying to be guides in the multitude of offers available in the market. We also give a helping hand during the selection of optimal solutions. Trusty installation and repair crews are available at clients ́ disposal for the time of installation. Our professionals have extensive experience, keep appointments, and take care of the details. In addition, we also provide a full range of finishing.


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Songó - Music Production
Songó - Music Production
Music Producer
Songó was an important milestone for me as a producer and musician. Management, sponsorship, promotion while writing, rehearsing and performing. In other words, producing. More than leading a team, it was a time to collaborate with many people from different cultural backgrounds and perspectives. Psychology and empathy were great allies for this process.
I amgrateful for all the things that we experienced with Songó. Thanks to all my brothers who are and were part of it, specially Mario Orías with whom I started this project.


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Month: July 2012
Ep 2 – F to C Ratio
In Ep 2 of The Chatter Box, we're joined by our very first guess, Colleen from MetroBuzz! We discuss San Diego Comic Con, some movies, projectile vomit and much more!
Episode 1 – A Taste Of Things To Come
Welcome to the very first episode of The Chatter Box, where we talk about whatever tickles our fancy. Hosts Michaela, Mike and Rob come together every other week (sometimes with an awesome guest!) and chat about anything from movies to TV to tech to what they drank last night. Anything goes!


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Introduction: Laser Underwater Beacon
Do you have to dive ever? Imagine how it can be difficult to navigate under water, come together in the right place, mark an exit point or an interesting place down there. Even during the day and in good visibility is sometimes difficult to find necessary place in the underwater world.
Step 1: We Used:
Step 2:
In the lower part of the case there is a round battery holder with three 18650. A reed switch is glued to the holder body. To rotate the laser beam we used a motor with a reducer. Our motor is rated at 12 volts but it works fine at 3.7 volts. The laser module is installed in the top cover. The cover is made of aluminum and this provides excellent cooling of the laser. A laser beam drops on a rotating lens and a mirror. The lens converts the laser point into a line with an angle of 30 degrees. The rotating mirror causes the laser line to rotate.
Laser beacon switches by rotating a black Velcro ring with a magnet. Because of good cooling laser can work unlimited time without overheating and thanks to 18650 3400 mAh batteries the run time is 20 hours!
Contacts for charging the batteries are pushed through the bottom cover so the laser beacon can be recharged without opening the case.
Seen under water at a great distance up to 70 meters and is very effective attracts attention of divers. We did it just for fun but it proved to be very useful to mark an important place, exit point, etc.
We used a very powerful laser, but since it's not a dot but a line, it does not blind the eyes.
We tried lenses with different angles and chose 30 degrees so that the light spread as far as possible. The green light is better than the other spreads in fresh and salt water.
Participated in the
LED Contest 2017
Participated in the
Epilog Challenge 9


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Securely Give
Your gift helps us live out our vision to serve the world.
* We are changing our payment platform. Click HERE to use the (old) Vanco method of payment.
Why We Give
"We will be the Body of Christ in our community through worship, education, fellowship, & service."
Each weekend, we recite our mission statement at the end of worship as a reminder of our role as a disciple of Jesus Christ, both within our walls and outside them. Your giving makes our mission statement more than words. Thank you for investing in the ongoing missions and ministries of Davidson United Methodist Church.
Ways to Give
To the Davidson United Methodist Church General Fund
Text to Give
Simply send a text to 833-957-2483 with the word "give" to get started.
The first time you give, you will be asked to register, but giving will be processed automatically for future gifts.
Online Giving
You are able to make a secure, one-time, or recurring contribution with your debit card, credit card, or ACH using a checking or savings account.
Check or Cash
Place a check or cash in the offering plate during Saturday/Sunday worship service. If you are making a cash offering and would like to receive contribution credit for tax purposes, please use an offering envelope or the pew envelope and include your name and address on the envelope.
If you prefer, you can drop a contribution by the Church Office or mail to the following address:
Davidson United Methodist Church
PO Box 718
Davidson, NC 28036
Automatic Bank Draft
You may have DUMC draft your checking or savings account on the first and/or fifteenth of each month. Authorization forms are available by contacting Sarah Haynes.
Online Bill pay Through Your Bank
Most banks offer online banking with Bill Pay. If your bank does, you can set up an account to pay Davidson United Methodist Church via an electronic check. When you set up Bill Pay, make sure that the check DUMC receives will include your name on it.
Donor-Advised Funds
You can make a donation through a donor advised fund. Contact your fund administrator for details.
Qualified Charitable Distributions From IRAS
Qualified Charitable Distributions (QCDs) can be used to make charitable gifts. Contact your financial adviser for details.
Gifts of Securities
Consider gifting appreciated securities, such as stocks. Your gift of appreciated securities can provide you with significant tax and financial benefits, such as bypassing capital gains taxes and
providing a valuable income tax deduction.
Consult your tax advisor. For details on how to make a gift of securities, contact Sarah Haynes.


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Miami New Times' Mastermind Awards honors the city's most inspiring creatives. This year, we received more than 150 submissions, which our staff narrowed to an elite group of 30. We'll be profiling our honorable mentions, and eventually the finalists, in the weeks to come. This year's three Mastermind Award winners will be announced March 8 at Artopia, our annual soiree celebrating Miami culture. For tickets and more information, visit the website.
Jolt Radio
Screw New Times. We wanna work at Jolt Radio!
The online radio station is based in the 305, and its number one
priority is to push the local music scene as far as possible. After
putting their pennies together from the street, couch cushions, and
linty dryers, the station's founders hired a web designer and started their own site.
Due in part to Jolt Radio's presence on the local music scene, more and more people have become curious about the sounds synthesized in Miami. These days, the website is jam-packed (pun intended) with interviews, features, and loads of information on the city's art and music scenes.
"We've had constant feedback by local musicians saying that they love the fact that their song is being played before or right after their favorite artist," founder John Caignet told us. "It is support like this that helps the artist believe in his city and his fans."
In addition to streaming local music all day long, Jolt Radio also has an artist of the month series. Most recently, they've showcased street artists Morley, Kazilla, and local upcoming fashion designer Susana Alvarado. "We think that being there to be that support is clearly necessary," Caignet says.
Jolt's simple concept -- jam, enjoy, support the 305 -- is essentially the audio version of what we at Cultist try to do in words and pictures. So jam on, Jolt. Jam on.
Honorable Mentions:
Bannavis Andrew Sribyata
Sarah Kontoff Baker
Jason Snyder
Valeria Yamamoto
Jayme Gershen
Follow Cultist on Facebook and Twitter @CultistMiami.


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Ways to Cut Business Costs
If you're the owner of a smaller company, finding ways to cut business operation costs is essential if you want to remain competitive and profitable. The trick is identifying those cost-cutting measures that will allow you to maintain a workable budget without impacting performance and productivity. Fortunately, there are several steps you can take that […]Read More →
How to Help Your Business Meet It's Sustainability Goals
Companies everywhere face the challenge of striking the appropriate balance between meeting their business objectives and being good stewards of the environment. As a result, the concept of sustainability is now a critical component of many organizations' strategic planning processes. While developing a cost-effective business sustainability strategy isn't necessarily easy, it is essential for meeting the […]Read More →
Can I Purchase Solar Panels and Install Them Myself?
Buying solar panels for your home is a fantastic investment if you want to save money on your energy bills and raise the resale value of your home. You may be wondering, "can I install the solar panels myself?" This DIY approach may seem tempting. After all, you might assume you cut expenses when you […]Read More →


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our approach
Optability's approach is to consider every client's business as if it were our own. We believe a consulting firm should extend the parameters of being just an advisor. We put ourselves in your shoes! We strive to build deep and enjoyable relationships by aligning our incentives with your objectives to collaborate and unlock the full potential of your business.
This approach is necessary for a successful outcome. We apply our external knowledge to your organization's work strategies. We know that in order to maximize the potential of success for your company, we must mold our expert advice in a way that applies to your work ethics.


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text: Encore: The Church's Observance of Holy Week – Rev. Will Weedon, 4/11/17 0 By todd on April 11, 2017 Podcast Pr. Will Weedon, Director of Worship for the Lutheran Church-Missouri Synod http://www.podtrac.com/pts/redirect.mp3/podcast.issuesetc.org/2287041117encore2.mp3Podcast: Download (Duration: 57:20 — 65.8MB)Subscribe: RSSCelebrating the Saints Tags: Good FridayHoly SaturdayHoly WeekLentMaundy ThursdayVigil of Easter Facebook Twitter Google+ LinkedIn more Pinterest Tumblr Email


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In the face of military violence, solidarity between minority ethnic groups and Bamar-majority forces is growing.
Andrew Paul
Andrew Paul completed his MA in Human Geography at York University, writing on Karen environmental relations and Indigenous conservation politics in t... he Salween Peace Park. Andrew has worked with Karen communities since 2014, maintaining ties with the Thai-Myanmar border as well the Karen diaspora in Canada and around the world.


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Quotes and Sayings About Patterns
With the first step, the number of shapes the walk might take is infinite, but then the walk begins to define itself as it goes along, though freedom remains total with each step: any tempting side road can be turned into an impulse, or any wild patch of woods can be explored. The pattern of the walk is to come true, is to be recognized, discovered.
-- A. R. Ammons
Source : A. R. Ammons (1996). "Set in motion: essays, interviews, and dialogues", Univ of Michigan Pr
All that you may achieve or discover you will regard as a fragment of a larger pattern of the truth which from the separate approaches every true scholar is striving to descry.
-- Abbott Lawrence Lowell
The pattern of discrimination that allows this discrimination was set in the founding of the United States.
-- Adam Fletcher
But I was only a chaotic walker, nobody could stop me; even a totalitarian state was not able to control my daydreams, my poetic fascinations, the pattern of my walking.
-- Adam Zagajewski
There is no 'the truth','a truth' - truth is not one thing, or even a system. It is an increasing complexity. the pattern of the carpet is a surface. When we look closely, or when we become weavers, we learn of the tiny multiple threads unseen in the overall pattern, the knots on the underside of the carpet
-- Adrienne Rich
Without calling the overall national issue a bubble, it's pretty clear that it's an unsustainable underlying pattern.
-- Alan Greenspan
Existence is random. Has no pattern save what we imagine after staring at it for too long. No meaning save what we choose to impose.
-- Alan Moore
Life is a great tapestry. The individual is only an insignificant thread in an immense and miraculous pattern.
-- Albert Einstein
The basic laws of the universe are simple, but because our senses are limited, we can't grasp them. There is a pattern in creation.
-- Albert Einstein
Without changing our pattern of thought, we will not be able to solve the problems we created with our current patterns of thought
-- Albert Einstein
Thought of the incomprehensible sequence of changes and chances that make up a life, all the beauties and horrors and absurdities whose conjunctions create the uninterpretable and yet divinely significant pattern of human destiny.
-- Aldous Huxley
Drill your soldiers well, and give them a pattern yourself.
-- Alexander Suvorov
Source : "Suvorof". Book by W. Lyon Blease, 1926.
No one ever taught me, and I never had formal classes in pattern making, so I was like, Okay, I'll just drape, and I'll sew as I pin it.
-- Alexander Wang
Source : "Alexander Wang: Fashion's Boy Wonder" by Anamaria Wilson, www.harpersbazaar.com. August 11, 2011.
The test of one's behavior pattern is their relationship to society, relationship to work and relationship to sex.
-- Alfred Adler
Art is the imposing of a pattern on experience, and our aesthetic enjoyment is recognition of the pattern.
-- Alfred North Whitehead
Art is the imposing of a pattern on experience...
-- Alfred North Whitehead
Like snowflakes, the human pattern is never cast twice. We are uncommonly and marvelously intricate in thought and action, our problems are most complex and, too often, silently borne.
-- Alice Childress
Like snowflakes, the human pattern is never cast twice.
-- Alice Childress
You get into the habit of being angry and hurt by life, and then when something good happens you can't accept it because it doesn't fit the pattern.
-- Alison Lurie
Source : Alison Lurie (2012). "The War Between the Tates: A Novel", p.484, Open Road Media
In the Fragments, sensations are more profound and richly clarified through deliberate and explicit pattern; emotions are given a sequence and development such as the exigencies of practical life rarely permit.
-- Alton Tobey
Each attraction, limited as it may appear to be, is a cosmic happening-it occurs within the broader pattern of things, within the endlessly complex structure which underlies our lives.
-- Amalia Kahana-Carmon
The pattern's laid out on the bed With dozens of colors of thread But you've got the needle I guess that's the point in the end
-- Amanda Palmer
Source : Song: The Point Of It All, Album: Who Killed Amanda Palmer, 2008
The suppression of inner patterns in favor of patterns created by society is dangerous to us.
-- Anais Nin
We have forgotten to observe. Instead of observing, we do things according to patterns.
-- Andrei Tarkovsky
Anyone who says there is not a change in weather patterns is denying reality.
-- Andrew Cuomo
For most of the history of our species we were helpless to understand how nature works. We took every storm, drought, illness and comet personally. We created myths and spirits in an attempt to explain the patterns of nature.
-- Ann Druyan
You have always had individual directors who begin in the advertising or commercial world, but they are probably exceptions rather than the traditional pattern.
-- Ann Macbeth
All myth is an enriched pattern, a two-faced proposition, allowing its operator to say one thing and mean another, to lead a double life.
-- Anne Carson
There's something very addictive about people pleasing. It's a thought pattern and a habit that feels really, really good until it becomes desperate.
-- Anne Hathaway
The infantile cowardice of our time which demands an external pattern, a nonhuman authority.
-- Archibald MacLeish


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Legal Aid At Work Free Authorized Companies For Employees
Helping the people of Hawai'i meet their authorized wants since 1950. We provide individualized authorized advice and help, by phone and in particular person. Land of Lincoln provides free civil authorized providers to eligible low-earnings residents and seniors in 65 counties in Central and Southern Illinois. If he would like to procure a empire with the undertaking SEARCH ENGINE MARKETING is I had to engender a website-polinfor positioning -> + or troop identify word.
At Larger Boston Legal Providers (GBLS), our crew of 69 attorneys and 17 paralegals present free civil (non-criminal) legal help to low-revenue individuals and households in and around Boston. Southern Minnesota Regional Authorized Providers supplies free, high-high quality authorized assist to low-earnings individuals in essential civil issues.
Authorized Assistance of Windsor (LAW) is an interdisciplinary clinic combining legal and social work professions to fulfill the multi-faceted needs of the low-revenue community in Windsor and Essex County. KLS and its workers do not present legal recommendation.
The instance circumstances are illustrative of some matters previously undertaken by The Legal Support Society involving numerous areas of public interest regulation. NHLA's mission is to fulfill America's promise of equal justice by offering civil authorized services to New Hampshire's poor, including training and empowerment, advice, illustration, and advocacy for systemic change.


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Melissa Hallmark, CFP®Vice President, Wealth Advisor, Atlanta
Melissa Hallmark, Atlanta, focuses on taking a holistic approach when helping clients manage their wealth for the Atlanta office of Goldman Sachs Personal Financial Management, within the Asset & Wealth Management business of Goldman Sachs. Melissa believes that providing clarity to clients gives them the confidence needed to make sound financial decisions.
Before realizing her desire to become a financial planner, Melissa worked in international logistics, serving as President and Vice President of the Atlanta Maritime Association. In 2006, Melissa joined what is now Goldman Sachs Personal Financial Management.
Melissa graduated from the University of Georgia's Terry College of Business with a Bachelor of Business Administration in Finance and received her MBA in Personal Financial Planning from Georgia State University. She is also a CERTIFIED FINANCIAL PLANNER ™ (CFP®) professional.
Melissa is a member of the Financial Planning Association and the Atlanta Track Club. She also serves as a volunteer judge for DECA events. When she isn't working, Melissa enjoys running, hiking, event planning, spending time with her friends and family, reading, scuba diving and solving crossword puzzles.
United Capital Financial Advisers, LLC d/b/a Goldman Sachs Personal Financial Management ("GS PFM") is a registered investment adviser and an affiliate of Goldman Sachs & Co. LLC and subsidiary of The Goldman Sachs Group, Inc., a worldwide, full-service investment banking, broker-dealer, asset management, and financial services organization. GS PFM does not provide legal, tax, or accounting advice. Clients should obtain their own independent legal, tax, or accounting advice based on their particular circumstances.


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Happy New Year
We would like to take this opportunity to thank everyone who has contributed to make our club the success that it has been in 2016 on and off the field. We look forward to developing our club going into 2017.
Club Lotto
No Jackpot Winner. This week's numbers (Tuesday 3rd January) were: 1, 11, 14 & 15. Our 5 lucky dip winners winning £20 each were: Seamus McVeigh, B Aiken, Cormac McAleer, Cait McCrory & Pat Quinn (Cranogue). Next week's jackpot returns to £2000. Next Draw takes place on Tuesday 10th January at 9pm. If you need a lotto seller to call to your home, contact any committee member or alternatively tickets can be purchased in Tally's Mace or Donnelly's Post Office. Lotto is an essential source of income for the club & your continued support is greatly appreciated.
Club Shop
Our Club Shop will be open this Friday 6th January (7.30pm – 8.30pm) for anyone who needs any club gear or change any sizes that Santa may have got wrong. The club shop will re-open in February.
Club Membership
We welcome back our existing members this year and would also encourage new members to come and be part of our club. Only paid up members for 2017 are eligible and insured to use club facilities and train/play for Galbally Pearses. It is important that anyone who intends to play football for our club is registered – if you are not registered you will not be able to play, apply for Gaeltacht Grant or participate in the Scor. Thank you for your continued support & we welcome you to be a part of our GAA community & club. We will be holding a registration evening towards the end of January – more details to follow.
2017 Membership:
Adults: – £30// Husband & Wife: – £50 // Student/Over 65 years: – £10 // Youth (Under 18): – £5 – Please note that if you are a Club na Piarsaigh member this covers membership for husband & wife, but not children.
Club na Piarsaigh
Subscriptions are now due for the 2017 year for anyone paying annually. If you wish to join our scheme this covers your membership for the year. If you require further information please contact any committee member or email firstname.lastname@example.com for an information pack or download from our website: – www.galballygac.com
Marathon Match
Liam Rafferty, one of our Senior Men has been selected to play in the 'Marathon Match' 24 hour Gaelic football game in aid of Cancer Focus Northern Ireland and Michaela Foundation on 7th/8th January in Garvaghey Centre – Home of Tyrone GAA. Along with 41 other players from across Ireland they'll be playing for 24 hours in order to break the world record for the longest Gaelic football game. Liam is raising money for both charities and has set up his Everyday Hero page. If you are able to donate anything he would appreciate any help you can offer in helping him reach his fundraising target. If you would like to donate just click the link below:- https://marathonmatch.everydayhero.com/uk/the-marathon-match-1
Referee Recruitment
Tyrone County Board are running The New Refs training courses beginning on Mon 9th Jan for all potential new referees. They intend to organise these based over 3 nights and they will provide training and support for potential referees. All New referees will be given mentoring support and following initial training induction would start to referee at youth level with a progression over time to Adult level. Enrolment for this course will be open until Friday 6th Jan 2017. The criteria is for candidates that are 17 and over and have an interest in refereeing. Ideally we ask that you consider potentially players retiring early or some younger Club members who may not have made their Club teams but who retain a keen interest in their Club; somebody who has the right resolve and temperament with an experience of the game. Even if anyone is playing at Minor Level & might wish to Referee even at Youth level. If you are interested and wish to take part in this training opportunity please contact Gareth Rafferty before Friday.
Scór na nÓg 2016
We will be hosting the Ulster Final of the Scor na nOg on Saturday 14th January 2017 at 5pm.
Scor Sinsear
The first round of Scor Sinsear will be taking place in early February. If anyone wishes to participate can you please contact Mairead Hurson.
Health & Well-Being
Please see below a list of names, numbers and web addresses of organisations that offer services to help improve mental health and emotional wellbeing. You never have to be alone – there is always someone out there to speak to.
Minding Your Head has information on how to protect your mental and emotional wellbeing and the issues that can affect it, eg anxiety or depression.
About Helplines. Helplines Network NI is a membership led organisation consisting of over 25 different helplines operating across Northern Ireland.
The Niamh Louise Foundation – Suicide Support Group 028 8775 3327
Niamh Louise Youth Street Collection Dungannon. Thank you to all those who volunteered & who donated to our street collection in Dungannon Square on Saturday.
Lifeline 0808 808 8000
Facing the Future has been developed by Samaritans and Cruse Bereavement Care to support people affected by suicide. 116 123
We as an organisation and as individuals will give supportive care to people suffering emotional pain and hurt. 028 7126 69999
AWARE Defeat Depression 0845 120 2961
Internet Safety
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The downtown boat slip that David Beckham is eyeballing for his soccer stadium may be home to a thriving and unique (although not exactly pretty because of garbage spewed up by port dredging) artifical coral reef. It's got lobster, green moray eels, phosphorescent coral, and other living goodies. [Miami New Times]
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Arsene Wenger: Arsenal boss wants response after defeat
Last updated on .From the section Football
Arsenal will recover from the "nerves" they suffered in their opening-day Premier League defeat by West Ham, their manager Arsene Wenger says.
The Gunners lost 2-0 at home on Sunday, despite having 62% of possession and 22 shots.
"We will respond to that accident," Wenger said.
"The players were maybe too nervous and put too much pressure on themselves. Today we have been hurt mentally and it is a good opportunity to respond."
He added: "We were not convincing offensively or defensively. I knew it could be a tricky game. If you can't win the game, make sure you don't lose it."
Wenger, whose side finished third last season and won the FA Cup, has been under pressure to add players to his squad, with keeper Petr Cech - a £10m signing from Chelsea - the only summer arrival at the Emirates.
Real Madrid striker Karim Benzema is a reported target for Arsenal, but Wenger said new additions would not have aided a performance where his side managed just six shots on target.
- Read more reaction, stats and insight as Arsenal lose
- Podcast - 'Arsenal have to ask themselves a lot of questions'
"I would like to think that we are responsible for buying the players, not the media," the Frenchman said.
"When you're a pro footballer, you have to face your responsibilities and not always look at something else.
"Today we have to look at ourselves and think we were not good enough and not to think that these kinds of things [signings] are solutions for us."
|Analysis: Tottenham academy coach Bradley Allen on BBC London 94.9
|"The easy thing would be to criticise Arsenal but they were well below par, especially after seeing them win the FA Cup and the pre-season they had."


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'RHOA': Eva Marcille Drops Feud With Nene Leakes, 'Roots for Her' After 'Housewives' Exit
Eva Marcille and Nene Leakes from The Real Housewives of Atlanta did not end up on a good note following season 12 of the show. Both reality TV personalities sparred on social media and even took it to the reunion show. However, after learning of Leakes leaving the Bravo series, Marcille put their feud aside and commended her former co-star for her status as an icon.
Why did Nene Leakes and Eva Marcille feud?
Leakes and Marcille did not have any issues throughout RHOA Season 12. Their problem stemmed from an interview Leakes gave where she said Marcille should be fired from the upcoming season.
"We have a great cast right now except for one person, I think," Leakes told Entertainment Tonight in April. "I think only one person on this cast doesn't seem to have carried any weight this season. And I think that's very obvious who that person is, and I don't think they actually sit in the cast that well."
Although Leakes didn't mention Marcille's name at first, she did eventually say her name. The Fashion Police alum said she had no "harsh feelings" towards her but was just stating her opinion.
"I don't feel like Eva brings that much to the cast," Leakes added. "I'm just being honest. It's really like, when you look at a show like, everybody — like the whole cast — is away, and you don't miss the person at all, it's sort of like, we didn't even know you were here, you know? And all season, doing a lot of scenes from FaceTime, that's been the last couple of seasons … So, If I had to change, I would change her."
Marcille went on to fire back at the OG of Atlanta and defended herself. They would both end up being axed from RHOA Season 13.
Eva Marcille talks Nene Leakes now
After Leakes announced she was leaving RHOA, Marcille was asked to give her thoughts on her exit. Many fans thought the America's Next Top Model alum would throw shade her way, but she was the total opposite.
"There have only been a few reality stars that you say their name, they represent an entire franchise and Linnethia Monique Leakes is that," Marcille told Entertainment Tonight. "I think reality television — I think weekly television, appointment TV — is going to miss her. I think Atlanta is going to miss her."
Marcille said that whether people liked Leakes or not she was captivating and she "put it all out there on the line."
"I'm shocked to see her go and I definitely feel her pain," Marcille added. "I root for her. I wish for nothing but the best and I hope to see me back on the screen where she belongs. That lady funny at the end of the day. She's a good time."
Marcille said that she was going to "let bygones be bygones" and move on. The reality TV personality said she was hurt at first but "God had restored" her friendships.
"Life is so short and unless it's really something that you cannot get over, unless it's a bell that cannot be un-rung, for me it's not that deep," she explained.
It is lovely to see that the housewives were able to put their drama aside and celebrate each other. At the core of The Real Housewives of Atlanta is a sisterhood that unites them all and they will forever have that shared experience.


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Graphic Designer
Wendy joined the GUIDE team in 2002 and serves as GUIDE's Graphic Designer.
Wendy has a corporate background in management, event production, procurement, contract negotiation and marketing. Her formal education is in Art, Computer Science, Education and Business. Most of all, Wendy brings to GUIDE a love and knowledge of design and the technology for achieving the creative professional artwork GUIDE is known for. Wendy loves collaborating with co-workers and seeing projects come to fruition.
Outside of work, Wendy can be found exploring current trends in design of all kinds, spending time with her family and friends, tending her patio garden, hot air ballooning, old wooden boats, working through Sudoku puzzles and playing Scrabble.
You can contact Wendy by emailing firstname.lastname@example.com.


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Humans have always longed to fly like birds. Here are two stunning videos of show airplanes: the first a very reverent and beautiful video from a performance by the United States Air Force Thunderbirds shot by Kendall Pruett at the 2010 Big Country Air Show at Dyess Air Force Base, the second, Air, by Errol Webber, an exciting mix of fantastic daredevil airplane maneuvers and skydiving, featuring terrific close up shots.
Happy Memorial Day!
Music for the inspiring video above is from the Enigma Variations by Edward Elgar.


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Talk of real estate and property investment, Stephen Kihonge is the right person to approach. Well versed with such matters, Kihonge's entrepreneurship mindset is rooted in his family. Born in a family of five, his mother was a business woman while his father was a government district surveyor in the 90s. His persistence to pursue higher education as a distance learner, while working at the same time, explains why he managed to establish a real estate development company that has grown steadily within a short period. At just a youthful age, Kihonge is today an East Africa investor and the founder of Wishwork Homes, one of the leading property developers in the country. Destin Africa team had a chat with the entrepreneur and he explained his journey and his expectations for Wishwork Homes going forward.
Briefly tell us about your professional background?
I sat for the Kenya Certificate of Secondary Education (KCSE) in 2010. In November the same year, I registered for CPA section 1 with mock results as a distance learner. In December, I was employed by Kinangop Dairy as a marketer. My main responsibility was to market the company to the farmers to lure them to supply milk. Within a short period, I rose through the ranks. I was promoted to a field office clerk in mid-2011, and in January 2012, I was trained as a milk grader, a role that I undertook for six months. By this time I had already completed CPA section 3.
In September, I moved into my uncle's newly acquired factory. I was assigned to do all the oversight and logistics work on the multi million project, while reporting to him directly. In February 2013, the maize milling factory officially started operations and this earned me a few coins that I used to register for a Bachelor of Commerce – accounting option – from one of the universities. I embraced eLearning as that gave flexibility to study and work at the same time. Later on, I joined the insurance industry, and at the same time, I set to acquire knowledge on real estate as that is where my passion was.
Tell us more about Wishwork Homes?
Wishwork Homes is a registered property developer. Our purpose is to offer housing solutions to the eastern Africa market, from people who are starting to own a property, to those who want to invest in the real estate market.
We are expanding our services to various countries. We are already in Uganda, with agents in Zambia, South Sudan, Qatar, Dubai and the United States of America (USA). We are building a system for marketers to earn real estate networking income, just like other companies selling other products do network marketing.
What's your role as the firm's managing director?
I do oversight work. I also engage in looking for new projects to invest in and following to the final documents to ensure client satisfaction. My desire is to offer genuine solutions both to my team and the clients.
Who has had the greatest impact on your career?
An uncle who I'm named after, Stephen Kihonge, always encouraged me that in education, you will never lose. Another uncle who offered me a finance job, taught me how to do business in all weathers and how to overcome business challenges. He couched me how to do business transactions, since he has a lot of experience in business world.
What part of your job keeps you awake?
I'm alert like a cat in finances handling, since I always account for every coin.
What can you say has contributed to your professional success?
When I face a challenge, I think of adding more knowledge to find ways to overcome it.
Have you faced any challenges in your line of duty, and how did you overcome them?
Challenges have always been there whenever there are team members who do not know where you are heading. I keep on training the team I have and encouraging them.
What's the biggest piece of advice you can give to aspiring business leaders and entrepreneurs?
Keep on learning.
Embrace people who are ready to invest in your business.
Move hand in hand with all your stake holders in your business.


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Multi-Task Learning in Tensorflow: Part 1
A discussion and step-by-step tutorial on how to use Tensorflow graphs for multi-task learning.
By Jonathan Godwin, University College London.
A Jupyter notebook accompanies this blog post. Please download here.
Why Multi-Task Learning
When you think about the way people learn to do new things, they often use their experience and knowledge of the world to speed up the learning process. When I learn a new language, especially a related one, I use my knowledge of languages I already speak to make shortcuts. The process works the other way too - learning a new language can help you understand and speak your own better.
Our brains learn to do multiple different tasks at the same time - we have the same brain architecture whether we are translating English to German or English to French. If we were to use a Machine Learning algorithm to do both of these tasks, we might call that 'multi-task' learning.
It's one of the most interesting and exciting areas of research for Machine Learning in coming years, radically reducing the amount of data required to learn new concepts. One of the great promises of Deep Learning is that, with the power of the models and simple ways to share parameters between tasks, we should be able to make significant progress in multi-task learning.
As I started to experiment in this area I came across a bit of a road block - while it was easy to understand the architecture changes required to implement multi-task learning, it was harder to figure out how to implement it in Tensorflow. To do anything but standard nets in Tensorflow requires a good understanding of how it works, but most of the stock examples don't provide helpful guidance. I hope the following tutorial explains some key concepts simply, and helps those who are struggling.
What We Are Going To Do
Part 1
- Understand Tensorflow Computation Graphs With An Example. Doing multi-task learning with Tensorflow requires understanding how computation graphs work - skip if you already know.
- Understand How We Can Use Graphs For Multi-Task Learning. We'll go through an example of how to adapt a simple graph to do Multi-Task Learning.
Part 2
- Build A Graph for POS Tagging and Shallow Parsing. We'll fill in a template that trains a net for two related linguistic tasks. Don't worry, you don't need to know what they are!
- Train A Net Jointly and Separately. We'll actually train a model in two different ways. You should be able to do this on your laptop.
Understanding Computation Graphs With A Toy Example
The Computation Graph is the thing that makes Tensorflow (and other similar packages) fast. It's an integral part of machinery of Deep Learning, but can be confusing.
There are some neat features of a graph that mean it's very easy to conduct multi-task learning, but first we'll keep things simple and explain the key concepts.
Definition: Computation Graph
The Computation Graph is a template for computation (re: algorithm) you are going to run. It doesn't perform any calculations, but it means that your computer can conduct backpropagation far more quickly.
If you ask Tensorflow for a result of a calculation it will only make those calculations required for the job, not the whole graph.
A Toy Example - Linear Transformation: Setting Up The Graph
We're going to look at the graph for a simple calculation - a linear transformation of our inputs, and taking the square loss:
# Import Tensorflow and numpy import Tensorflow as tf import numpy as np # ====================== # Define the Graph # ====================== # Create Placeholders For X And Y (for feeding in data) X = tf.placeholder("float",[10, 10],name="X") # Our input is 10x10 Y = tf.placeholder("float", [10, 1],name="Y") # Our output is 10x1 # Create a Trainable Variable, "W", our weights for the linear transformation initial_W = np.zeros((10,1)) W = tf.Variable(initial_W, name="W", dtype="float32") # Define Your Loss Function Loss = tf.pow(tf.add(Y,-tf.matmul(X,W)),2,name="Loss")
There are a few things to emphasis about this graph:
- If we were to run this code right now, we would get no output. Remember that a Computation Graph is just a template - it doesn't do anything. If we want an answer, we have to tell Tensorflow to run the computation using a Session.
- We haven't explicitly created a graph object. You might expect that we would have to create a graph object somewhere in order for Tensorflow to know that we wanted to create a graph. In fact, by using the Tensorflow operations, we are telling Tensorflow what parts of our code are in the graph.
Tip: Keep Your Graph Separate. You'll typically be doing a fair amount of data manipulation and computation outside of the graph, which means keeping track of what is and isn't available inside of python a bit confusing. I like to put my graph in a separate file, and often in a separate class to keep concerns separated, but this isn't required.
A Toy Example - Linear Transformation: Getting Results
Computations on your Graph are conducted inside a Tensorflow Session. To get results from your session you need to provide it with two things: Target Results and Inputs.
- Target Results or Operations. You tell Tensorflow what parts of the graph you want to return values for, and it will automatically figure out what calculations within need to be run. You can also call operations, for example, to initialise your variables.
- Inputs As Required ('Feed Dict'). In most calculations you will provide the input data ad-hoc. In this case, you construct the graph with aplaceholder for this data, and feed it in at computation time. Not all calculations or operations will require an input - for many, all the information is already contained in the graph.
# Import Tensorflow and Numpy import Tensorflow as tf import numpy as np # ====================== # Define the Graph # ====================== # Create Placeholders For X And Y (for feeding in data) X = tf.placeholder("float",[10, 10],name="X") # Our input is 10x10 Y = tf.placeholder("float", [10, 1],name="Y") # Our output is 10x1 # Create a Trainable Variable, "W", our weights for the linear transformation initial_W = np.zeros((10,1)) W = tf.Variable(initial_W, name="W", dtype="float32") # Define Your Loss Function Loss = tf.pow(tf.add(Y,-tf.matmul(X,W)),2,name="Loss") with tf.Session() as sess: # set up the session sess.run(tf.initialize_all_variables()) Model_Loss = sess.run( Loss, # the first argument is the name of the Tensorflow variabl you want to return { # the second argument is the data for the placeholders X: np.random.rand(10,10), Y: np.random.rand(10).reshape(-1,1) }) print(Model_Loss)
How To Use Graphs for Multi-Task Learning
When we create a Neural Net that performs multiple tasks we want to have some parts of the network that are shared, and other parts of the network that are specific to each individual task. When we're training, we want information from each task to be transferred in the shared parts of the network.
So, to start, let's draw a diagram of a simple two-task network that has a shared layer and a specific layer for each individual task. We're going to feed the outputs of this into our loss function with our targets. I've labelled where we're going to want to create placeholders in the graph.
# GRAPH CODE # ============ # Import Tensorflow import Tensorflow as tf # ====================== # Define the Graph # ====================== # Define the Placeholders X = tf.placeholder("float", [10, 10], name="X") Y1 = tf.placeholder("float", [10, 1], name="Y1") Y2 = tf.placeholder("float", [10, 1], name="Y2") # Define the weights for the layers shared_layer_weights = tf.Variable([10,20], name="share_W") Y1_layer_weights = tf.Variable([20,1], name="share_Y1") Y2_layer_weights = tf.Variable([20,1], name="share_Y2") # Construct the Layers with RELU Activations shared_layer = tf.nn.relu(tf.matmul(X,shared_layer_weights)) Y1_layer = tf.nn.relu(tf.matmul(shared_layer,Y1_layer_weights)) Y2_layer_weights = tf.nn.relu(tf.matmul(shared_layer,Y2_layer_weights)) # Calculate Loss Y1_Loss = tf.nn.l2_loss(Y1,Y1_layer) Y2_Loss = tf.nn.l2_loss(Y2,Y2_layer)
When we are training this network, we want the parameters of the Task 1 layer to not change no matter how wrong we get Task 2, but the parameters of the shared layer to change with both tasks. This might seem a little difficult - normally you only have one optimiser in a graph, because you only optimise one loss function. Thankfully, using the properties of the graph it's very easy to train this sort of model in two ways.
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This is in reference to a previous post
Thursday, April 13, 2006
Todays Fat Load of Crap: Hilton Screws Over Disabled Vets
From the Mudville Gazette
Jim Mayer Speaks
... on CNN.
Jim Mayer, the Vietnam veteran and friend of Fran O'Brien's co-owner Hal Koster who encouraged Hal to begin the free dinners for wounded troops was on CNN Last Night.
It doesn't shed a very good light on the Hilton.
Andi reports:
While the email campaign didn't save the restaurant, it did let them know veterans and troops care a lot about this issue. The top three executives had to shut down their email addresses ... I'm sure costing their IT department some bucks and unnecessary headaches. Plus, a PR firm had to [be] involved. They don't seem too successful in squashing the negative press.
It's really nice when you can use your blog as a way to do something good and help those who deserve to be helped. I don't think milbloggers are finished with this story. We still need to help Hal and Marty get on their feet. I should learn more tomorrow night about how we can do that [after attending the Fran's Friday Dinner hosted in another DC hotel]. Thanks to everyone for all you've done already.
Just over a week ago, Fran O'Brien's was forced to move their belongings out of the Capital Hilton. The Hilton still "doesn't get it." Their tin ear is becoming thicker by the day.
Meanwhile, TV and print reporters continue to be interested in this story. Today alone, there were four inquiries. Fran's may be out, but this story isn't going away, especially when the troops who were affected by this "business decision" continue to speak out.
The boycott of Hilton is really starting to grow .It'll be a cold day in hell before I darken a Hilton's door.


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