text:
We will email you the link to restore your password
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The air fare Barnaul — Marseille is to a great extent defined by time: the earlier you buy the ticket, the cheaper it is. Besides, the air fare varies depending on the date. That is why it is hugely important to compare prices not only on the specific date, but on neighboring dates as well – it's how you can find a significantly cheaper plane ticket.
Our "Price dynamics" widget helps make a detailed comparison between cheap plane tickets quickly and conveniently. Look at the air fares Barnaul — Marseille for the next two weeks and choose the option that fits you, in price and in time.
Want to buy cheap airline tickets from Barnaul to Marseille quickly and with comfort? You are in the right place. Anywayanyday.com is a reliable on-line service, through which you are able to choose and buy a suitable air ticket for both domestic and international flights in a matter of minutes. Book your tickets right know and travel safely!
On anywayanyday.com you can find cheap air tickets Barnaul — Marseille: the Anywayanyday system compares flight options from 800 carriers and finds the most suitable ones for Barnaul — Marseille .
Direct flight is the most convenient way of traveling. More on air carriers that offer Barnaul — Marseille flights you find lower in the corresponding section.
If you failed to find a direct, last minute flight air ticket, there is always a plan B – connecting flight. If the transfer is at least 6 hours, your trip is going to be even more colorful – you are to see a new city or walk around a place you already know very well. Do not forget that the earlier you buy the ticket, the less the travel costs. And the closer to the departure date you do it, the less affordable it gets. Try to buy tickets Barnaul — Marseille in advance to be able to find the optimal solution – in terms of price, transfers and other parameters.
Prepare for your stay in Marseille before buying a ticket Barnaul — Marseille: research about the local phone code, time zone and currency that can be bought in your departure country. More about it – on this page dedicated to this city.
General information on the flight Barnaul — Marseille
Barnaul — Marseille, distance: 5616.02001953125 km
Barnaul — Marseille, flight duration: 7 h. 29 m.
Barnaul, coordinates:
53.36 — Latitude.
83.76 — Longitude.
Located in: Russian Federation.
Marseille, coordinates:
Latitude — 43.3.
Longitude — 5.4.
Located in: France.
Marseille's capital: Paris
Marseille's area: 547030 km2
Marseille's population: 65447000
Density: 119.64/km2
Marseille's phone Code: 33
Flights Barnaul — Marseille depart from the following airports: Barnaul
Choose the most convenient airport for a Barnaul — Marseille flight. Let us remind you that on anywayanyday.com you can filter your flight options by departure airport. It is there in order to help you build the itinerary most suitable for you, while travelling Barnaul — Marseille.
Flights Barnaul — Marseille arrive at the following airports: Marseille.
Choose the most convenient airport for a Barnaul — Marseille flight. Let us remind you that on anywayanyday.com you can filter your flight options by arrival airport. It is there in order to help you build the itinerary most suitable for you, while travelling Barnaul — Marseille.
For the Barnaul — Marseille direction, departure is carried out from the following airports
In Marseille, arriving flights are served by the following airports


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Home Miniatures WizKids Deep Cuts
WizKids Deep Cuts
Filter: In Stock Out of Stock Show All
Welcome to our new and improved website! New items are being added every day! Check back often!
If you can't find what you're looking for, please contact us! We special order all the time!
We work WITH our Gamers to get the most out of your game! Stop in for free in-store lessons and events!
Feel free to sign up for an account today. Don't forget to refer your friends to earn special discounts! Click here for more.
Gatehouse Games carries many products that are in-store exclusive, so if you can't click it, you'll have to come to the shop to purchase!
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subset: commoncrawl


text:
It Couldn't Be Done – Poem by Edgar Albert Guest…
Somebody said that it couldn't be done
But he with a chuckle replied
That "maybe it couldn't," but he would be one
Who wouldn't say so till he'd tried.
So he buckled right in with the trace of a grin
On his face. If he worried he hid it.
He started to sing as he tackled the thing
That couldn't be done, and he did it!
Somebody scoffed: "Oh, you'll never do that;
At least no one ever has done it;"
But he took off his coat and he took off his hat
And the first thing we knew he'd begun it.
With a lift of his chin and a bit of a grin,
Without any doubting or quiddit,
He started to sing as he tackled the thing
That couldn't be done, and he did it.
There are thousands to tell you it cannot be done,
There are thousands to prophesy failure,
There are thousands to point out to you one by one,
The dangers that wait to assail you.
But just buckle in with a bit of a grin,
Just take off your coat and go to it;
Just start in to sing as you tackle the thing
That "cannot be done," and you'll do it.
What do you think?
Feel free to comment or share below…


text:
Trafalgar radiator 660mm high
Our Trafalgar cast iron radiator range depicts graceful flowing Celtic ribbons intertwined with leaves and crowned with scrolls
UK Delivery
For all Victorian radiators and towel rails ordered, UK mainland delivery cost: £78.00
Share this product
Originally manufactured by the American Radiator Company, around 1880 and often found in churches in the US. The period-style radiator Trafalgar is available in three height choices: 460mm, 660mm or 760mm. Cast iron radiator widths available from 320mm to 2184mm. This beautifully ornate vintage radiator is supplied complete with plugs, bushes and air vents with a choice of 1/2 inch or 3/4 inch connections.
Radiator depth 185mm
Supplied primed/undercoated unless painting/finishing added to the basket at checkout
Help with buying a radiator
The first price displayed for each product is for the smallest width available - select the size you require and the correct price for the size will be shown.
- Use our Radiator Chooser to calculate the size and BTUS of radiator you need.
- Don't fit pipes before radiators arrive due to size variations
- Don't forget to buy your valves
- We offer a painting service for all of our cast iron radiators
Complementary Products
Select your appropriate accessories for your chosen radiator
We ship worldwide!
We can ship many of our products to any country*. You can request a shipping quote from your basket where we can arrange a shipping cost for you to checkout with.
*excludes fragile and breakable itemsGet shipping quote.
Made to your order
Many of our products are made to your specific customer order and for this reason cannot be returned unless defective. Examples are radiators, chandeliers, outdoor lighting, hand painted tiles, hand printed wallpapers, plaster mouldings etc. Other products are cut to order e.g. stair runners, fabrics, stair rods etc and in the same way cannot be returned unless defective.
Painting - cast iron radiators
Choose from the full range of Farrow and Ball colours, a choice of metallic colours or antiqued paint effect to give a beautiful finish to your radiators
See our guide on How to paint a cast iron radiator


text:
Angela Nguyen
- Position: Psychologist
- Experience: 10 Years
- Location: Fargo Bank, 355 S Grand Ave, Los Angeles, CA 90071
- Email: email@example.com
- Phone: +1-2454-2345-33
Review Psychologist
Personal Experience & Biography
Marina Husban was an Austrian-British author and psychoanalyst who is known for her work in child analysis. She was the primary figure in the development of object relations theory. Klein suggested that pre-verbal existential anxiety in infancy catalyzed the formation of the unconscious, resulting in the unconscious splitting of the world into good and bad idealizations. In her theory, how the child resolves that splitting depends on the constitution of the child and the character of nurturing the child experiences; the quality of resolution can inform the presence, absence, and/or type of distresses a person experiences later in life.
Specialized Work
Typical Case
Marina Husban has many typical cases that she has successfully advised to help them overcome their situation, here are some of her typical cases when working at Medcaline:
- Help John in love CLICK SEE DETAIL
- Advise AMIX company director on corporate governance CLICK SEE DETAIL
- Help Geoge find himself when he is suicidal CLICK SEE DETAIL
Achievements Acquired
In her career, she has won many prestigious awards in the field of psychophysical counseling, including the award for the best psychologist 2011, the most dedicated consultant and the most effective consultant,…
Happy Customer
Success Case


text:
Surface Mount 4C Horizontal Mailbox – 24 Doors – Front Loading – 4C13D-24-4CSM13D
- Free Shipping
- According to manufacturer:
Usually ships in about 3-1/2 weeks Shipping estimate information
- Currently estimated to ship in approximately 3 to 5 weeks due to Nationwide delays
Learn more about our estimated shipping and lead times
Regarding a Product's Shipping Estimate
The lead times listed on this product page represent the best-case scenario for shipping estimates. While we may show that a product "usually ships" within a given period, this period should not be confused with a delivery estimate. Rather, we expect the product to ship from the manufacturer's warehouse within this timeframe.
What does this mean for you? Once you place an order on our site, we begin processing the order with the manufacturer. The processing lead time we list on the product page is the most current estimate from the manufacturer regarding the product.
Below, we answer our customers' top three FAQs regarding delivery estimates.
How long will it take to receive my commercial mailbox?
When you order a commercial or cluster mailbox, we process the order with the manufacturer within one business day. Once processed, the order usually ships in the time frame listed on the product page. Since Cluster Mailboxes are large items, they ship via freight carriers. As such, these transit times will usually take 5 to 7 business days.
A few things to note about purchasing a cluster mailbox or similar large, commercial-grade product:
- The freight carrier will call the number you list on the shipping address a day before delivery to schedule a delivery appointment with you.
- The manufacturer ships using their chosen freight carrier depending on the products ordered and the delivery location.
- Most (if not all) online retailers who sell commercial mailboxes (CBUs, etc.) ship directly from the manufacturers, just as we do.
- If you choose professional mailbox installation with your commercial mailbox purchase, please note that same-day installation is unavailable. We will help you schedule the installation after the delivery of your mailbox. In most cases, our installers complete the installation within one week following delivery.
If you purchase a commercial mailbox from us and decide to cancel because a competitor lists a "faster" lead time on their site, you may be delaying the time it will take to receive your mailboxes. Why? Because you are placing a new order with the same manufacturer for processing.
What if I order multiple products from different brands?
If you order multiple products, you may be purchasing products from different manufacturers. If this is the case, your products will ship to you separately from each manufacturer.
For example, if you purchase a set of wedge anchor bolts with a cluster mailbox, your CBU will ship from Florence or Salsbury's warehouse in about 5-7 business days. Still, your anchor bolts will ship separately from another warehouse in about 1 to 3 business days.
How can I estimate my shipment's transit time?
Depending on the carrier and your location, transit times will vary. You can estimate delivery times using your carrier tracking number. Once your order ships, we'll send you a shipping confirmation email that includes your carrier (FedEx, UPS, YRC, etc.) and tracking number.
If you place an order with us and do not receive an Order Confirmation email, check your spam inbox. If you still do not see an Order Confirmation email in your inbox, contact us immediately at (866) 717-4943. We will provide you with your Order Number and any other details you need.
This large commercial mailbox is made to order and cannot be returned.
IMPORTANT: This 4C unit does not meet USPS installation specifications and is for private delivery only.
Finishes and Accents
Postal Grey
Antique Bronze
Dark Bronze
Gold Speck
Silver Speck
Swipe left or right.
Product Options
Florence 4C Mailboxes Surface Mount Collars
Auth Florence Mailboxes Silver Decals
Auth Florence Mailboxes Engraving
Auth Florence Mailboxes Black Fill Engraving
Auth Florence Mailboxes White Fill Engraving
Product Details
- The 4C13D-24 4C mailbox, shown in postal grey, by Auth Florence strengthens security requirements for multi-unit commercial mailboxes
- The new 4C series standardizes and improves tenant compartment lock design
- The mailbox is constructed of heavy gauge aluminum and 300 series stainless steel components for superior strength and exceptional outdoor durability
- These rugged mailboxes have a corrosion-resistant weatherproof powder coat finish
- New door sizes are now available giving you limitless options
- The 4C comes with either number decals, with up to 6 characters, or engraved identification, with up to 12 characters
- This front-loading unit features 24 tenant doors and 0 parcel lockers
- The parcel lockers offer a unique double locking mechanism for added mail and package security
- The surface mount collar allows you to mount your 4C Mailbox on a wall when you don't have the proper wall depth to recess them
- The surface mount collar is constructed of heavy gauge aluminum and is comes with powder coat finishes matching your 4C Mailboxes
- Mounting hardware is included for convenient, easy installation onto a conventionally constructed wood-stud wall
- The fasteners are hidden for a clean, seamless look to your mail system
- An optional mail slot plug to restrict access to mail slots is available, call for details
- These 4C mailboxes are required by the USPS on all new construction and major renovations
- See all the 4C Mailboxes or view more of our selection of commercial mailboxes
|Height (inches)
|Width (inches)
|Depth (inches)
- Mailbox Item Number: AFH4C13D-24
- Surface Mount Collar Item Number: AFH4CSM13D
- Includes: Mailbox, Surface Mount Collar, Tenant Door Locks With 3 Keys Each, 24 Tenant Compartments, 0 Parcel Compartments, Outgoing Mail Slot
- Manufacturer: Florence Mailboxes
- Shipping Weight: 179 lbs.
- Locking: Locking mailbox.
- Parts: We sell replacement parts for this product.
Related Products
FlorenceSurface Mount 4C Horizontal Mailbox – 5 Doors – 4C07D-05-4CSM07D – USPS Approved
8 Available Colors
FlorenceSurface Mount 4C Horizontal Mailbox – 1 Parcel Locker – Front Loading – 4C06S-1P-4CSM06S – USPS Approved
8 Available Colors
FlorenceRecessed 4C Horizontal Mailbox – 1 Parcel Locker – Front Loading – 4C06S-1P – USPS Approved
8 Available Colors
FlorenceSurface Mount 4C Horizontal Mailbox – 2 Parcel Lockers – Front Loading – 4C06D-2P-4CSM06D – USPS Approved
8 Available Colors


text:
< Features
Feature: D Programming
Update D environnement:
- ldc compiler to latest stable compiler
- update standard library to dmd front-end 2.058
- add gtkd package for create beautiful GUI
- add derelict package for works in 2D/3D environment, support openGL spec v4.1
- add DSQLITE package for use sqlite in D
- add gl3n package for OpenGL Maths for D
- add gljm package for load VBOs from various formats.
- Name: Jonathan Mercier
- Wiki page: [1]
- Email: bioinfornatics AT fedoraproject DOT org
Current status
- Targeted release: Fedora 17
- Last updated: 2012-03-15
- Percentage of completion: 100%
Detailed Description
Since Fedora 14 step by step enhance environment for D developer. With Fedora 17 we provides more tools for D user. In more each package will provides a book for devhelp and tag for geany.
Benefit to Fedora
Fedora will take some benefit to increase its community of developers with the inclusion of this feature. And an easy way for people who want to try this language. Fedora could to become a good choice for everyone who use D or want learn D programming. In more with this feature they are several tool for making games or 3D application. Create a GUI through GTKD is very attractive.
Required steps are:
- LDC package [OK]
- druntime package [OK]
- phobos package [OK]
- gtkd package [OK]
- derelict package [OK]
- dustmite package [OK]
- tango package [OK]
How To Test
- Ensure that unnitest works
- Collect feedback from volunteers regarding their experience with D programming
Contingency Plan
None necessary. We should fix existing packages in order to help the Community. We should also monitor upstream development process for potentially discovered issues and pro-actively apply patches.
Release Notes
The D2 programming language will be available in Fedora 17. D is a modern language with high performance near C/C++ with an easy syntax. C/C++ and Java developers can easily migrate to D.


text:
Read help info
You can set your phone to select a network automatically or you can select a network manually. If you select a network manually, your phone will lose network connection when the selected network is out of reach.
1. Find "Network operators"
Slide two fingers downwards starting from the top the screen.
Press the settings icon.
Press More.
Press Mobile networks.
Press Network operators and your phone will search for networks.
2. Select network automatically
Press Choose automatically.
3. Select network manually
Press Search networks.
Press the required network.
4. Return to the home screen
Press the Home key to return to the home screen.


text:
Home > Women > Mary Jane Pumps > Christian Louboutin Bloody 120mm Mary Jane Pumps Black
you may also like
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Christian Louboutin Relika 140mm Mary Jane Pumps Green
Christian Louboutin Mad 120mm Mary Jane Pumps Black
Christian Louboutin Bloody 120mm Mary Jane Pumps Black
In Stock
Sale: $112.48
Save: 62% off
- Product Details
- Color: BlackMaterial: LeatherHeel height: 120mmFront platform: 20mmChristian Louboutin Bloody Mary Pumps was designed meticulously and specially for you. You will enjoy the comfortable, slender and sexy in every parties, you will be so charming and sexy.
- Shipping & Return
Easy 60-Day Returns
We're committed to your total satisfaction. If you're not completely happy with your purchase, you can get a full refund of the product price and any associated tax, within 60 business days of receipt of the item(s). To receive either a credit toward an exchange or a credit on your charge account, please note that all returns and exchanges must be in new, unused or unworn condition with the original tags and stickers attached. The reason for returns caused by yourself (eg, size, color you choose), cannot be accepted. Shipping Items deemed worn, used, dirty or missing tags will be returned to purchaser at their expense and no refund will be issued. Women's swimwear is eligible for return only if the sanitary liner is place. Underwear, Customized and personalized items are not returnable. Since lost return shipments are the responsibility of the customer, be sure to obtain a tracking number from the courier for the return shipment.
- Online Security
- All transactions are secured. Our website is provided with an SSL encryption system to protect personal and payment data. We do not sell or ship any items ordered through the Site directly to anyone we know to be under the age of 18. We will not collect and personally identifiable information (e.g. name, address, telephone number and e-mail address), also referred to herein as "personal information", about you unless you provide it to us voluntarily.
- Writer A Review


text:
When you need roofing Parker TX residents regularly choose Daka Roofing because of our commitment to excellence. You can count on us to provide the high-end services for your roof, regardless of whether it's for a home or a business.
We love what we do and have certified roofing contractors to be able to provide you with skilled repairs and recommendations.
Remodeling contractors Services
At ourParker roofing company, we are able to work on both residential and commercial roofs. We have been in the industry for over a decade and have worked with all of the various materials and styles. From flat roofs to shingles to Spanish tiles, you can count on us to provide expertise with any type of roof that you may have.
We believe it's important to maintain a roof so that there are fewer problems throughout the life of the roof. Further, you can extend the life with annual maintenance.
When you call on us at Daka Roofing, we can identify what repairs need to be made and what can be done to keep your roof in better overall condition moving forward.
Analytical Roof Inspections
After a storm or anything else, Garland roofing inspections are critical. We can send one of our contractors out to identify if there is any damage. In addition to providing a visual inspection, we can use special equipment that can pinpoint where the damage is and how extensive it is.
We will provide you with visual documentation of the damage as well as a full workup of the damage and what needs to be done. This will provide you with more information to ensure that you are able to make an educated decision as to what needs to happen.
We have become one of the top roofing contractors in Parker and the surrounding area because of our detailed inspections. We want to be open and honest with you, which is why we provide you with visual proof of what's going on across your roof.
Roof Repairs of All Sizes, Remodeling contractors
If you have a roof leak, lost shingles from a windstorm, or anything else, you want to make sure that you get the attention to your roof right away. At Daka Roofing, we will be sure to get someone out to you right away.
When it comes to roofing Parker, TX home and business owners call us because of our fast dispatch rates.
Regardless of how small or large your repair is, you can count on us to take care of it. This will make it easier for you to care for your roof. After all, many problems can be fixed quickly if they are addressed right away. The longer you postpone calling, the worse the problem could get. Our goal is to take care of a repair as soon as possible.
New Roofs Using the Best Materials
We are able to work with you on any kind of roof you might want. We take an eco-friendly approach and can talk to you about slate and other materials that have a longer life. We can also work with your budget to ensure that you can afford a new roof when it's time.
After a certain point, it will be time to talk about a new roof because you can no longer make repairs to your existing one. You may also want a new roof to change up the aesthetic as well as to reduce the energy usage.
When you need a new roof, one of our contractors will come out to discuss the options. We can then provide you with an estimated cost in writing so that you can find out the full costs involved with a new roof.
Call Our Licensed Roofers Today – Remodeling contractors
At Daka Roofing, we are licensed and insured. Our professional roofing company is family owned and operated and we look forward to assisting you with roofing repairs, inspections, and new roof installations.
Call today to schedule one of our contractors to come out and view your roof. Once we see what's going on, we can make recommendations and get the work scheduled. Be sure to check out our blog page too! If you aren't located in Garland, visit our service areas page to find the cities we can service.
Call Today (972) 214-5630
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text:
Part #: 700597NG
Genuine OEM Dacor Part
Shipping times may vary
The Dacor REGULATOR ASSY, NG is Not in Stock, please call 1-855-472-4587 for availability.
NOTE: When ordering parts from the website, please verify your part number is correct for your model before ordering. Parts may look the same but the size and shape can have small variations. For assistance call us at


text:
This Version of Solar portal was added on 09-07-2015 in our apps store. It has been downloaded for free by 493 times by our valuable users. Download Latest Version of Solar portal for Free. mobile-phones.com.pk is online mobile phone app stock so you come and enjoy unlimited free downloads. Other versions of Solar portal may also available in our Mobile App store you can search them from related software category.
Make sure that your mobile phone is compatible for this version of Solar portal, Before download Solar portal Mobile Phone App you should know about the screen resolution, hardware compatibility of your mobile phone device. If you feel this version is right option for your mobile device then go and download Solar portal for absolutely FREE. You can go to Professional category for large number of related free downloads. In case of any problem for downloading this version please contact us to solve this problem.
Download Latest Version of Solar portal for Free. Mobile Phones is online mobile phone software stock so you come and enjoy unlimited free downloads.
Mobile phone App store to Download Android Apps , Phone apps, solar portal, Best 3d Android Game dialing software, Entertainment software, Travel Apps, Medical Apss, Multimedia Apps, Utilities Apps for absolutely free. Many more stuff waiting for you e.g skype to chat with your family and friends.


text:
EXEDY cerametallic clutches are designed to handle the abuse of high power modified engines. Our cerametallic friction material can handle much more abuse than stock type disc assemblies without slipping and fading. All EXEDY Stage 2 cerametallic clutch discs have sprung center dampers to reduce the impact and shock loads transmitted through the drivetrain. We offer two types of cerametallic discs, ''thick'' and ''thin'' along with a cushion button disc. Thick Disc: The ''thick'' discs have better heat capacity and therefore better durability in demanding applications. Even with the ''thick'' disc, our three and four puck designs typically have less inertia than a stock disc and work well for street, rally and track use. Thin Disc: The ''thin'' discs offer greatly reduced inertia to improve shift effort, allow for quicker shifting, and improve synchro durability. These discs are approximately 1/2 the thickness of a stock disc and are recommended for circuit track use only. Cushion Button Disc: The remarkable Cushion Button Disc combines cerametallic button facing with marcel cushion springs to maintain comfortable driving while supporting a respectable amount of power. It?s smooth engagement is ideal for the street, and thanks to its heavy duty sprung hub dampening assembly, can handle the power of high torque motors. The Cushion Button Disc is currently available for limited applications, however more fitments will be released in the near future. Clutch Cover: These clutch covers are designed to achieve a clamping load that is approx. 40% higher than the genuine part allowing a higher torque transmitting capacity. Ductile material is used for all pressure plates and, high burst strength can be achieved in all temperature ranges. All EXEDY Racing Stage Ceremetallic Clutch Kits carry SFI 1.1 Certification. Which means, when you buy these products, you can be confident they are certified for use in competitive motorsports.
Stage 2 Cerametallic Clutch Kit; Ductile Casting; Thick Ceramic Facing; 280mm; 26T/29.0mm Spline;
Stage 2 Cerametallic Clutch; Cushion Button Disc
Ford Mustang GT 1996
Ford Mustang GT 1997
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Ford Mustang Mach 1 2003
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Ford Mustang SVT Cobra 10th Anniversary 2003
Ford Mustang SVT Cobra 1996
Ford Mustang SVT Cobra 1998
Ford Mustang SVT Cobra 1999
Ford Mustang SVT Cobra 2001
Ford Mustang SVT Cobra 2003
Ford Mustang SVT Cobra 2004


text:
Your reservation request has been accepted! Your request number is #. Please write this down for future reference.
A member of the Forsyth County Parks staff will contact you within two business days with regards to your request. If you have any other questions or need to make changes to your request, you may contact Forsyth County Parks & Recreation at (336) 703-2500.
A confirmation of your submission has been sent to the email address you provided. If for some reason you haven't received your email within the next hour, please call the above number to verify if you wish.
There was a problem submitting your request. Parks & Rec Staff have been notified, and someone should be in contact with you shortly.
If for some reason you haven't received a call within the next ?, please call (336)703-2500, and a staff member will complete your request.


text:
Bay Flowers
452a Government St, Mobile, AL 36602
Local: 251-432-1717
452a Government St, Mobile, AL 36602
Local: 251-432-1717
The FTD® Purple Passion™ BoutonniereW37-4710
The FTD® Purple Passion™ Boutonniere is a gorgeous accent piece for your groomsmen. A single purple anemone stem is accented with green mini hydrangea blooms and lavender French taffeta ribbon to create a distinguished look.
- For U.S. and Canada deliveries only
- Delivery Information
All items featured on this site represent the types of arrangements we offer and may vary depending upon availability in certain regions. Substitution Policy


text: Home / Engagement RingsEngagement RingsBrowse Lauren B's collection of Engagement Rings all available for custom order with any size, shape, type or quality center-stone. Use the filters below to help refine your search and find the perfect ring. Shop By Center-stone Type: Natural Diamond Lab Diamond Moissanite Color GemsShop By Style: Pave Solitaire Three-Stone Signature Wrap Invisible Gallery™ Yellow Gold Halo Pave Prongs Three-Row Hidden Halo™ Shop By CloseShopping Options more filters: In-StockIn-StockNoShape Round Cushion Princess Radiant Pear Oval Heart Emerald Antique Reset AllGemstone Natural Diamond Color Diamond & GemsCollectionAll Engagement RingsSignature WrapInvisible Gallery™Hidden Halo™Retro & Vintage InspiredDouble Edge HaloBest SellersDuo Designs Reset AllDesign Features Solitaire Pave Style Extras Rose & Yellow Price RangeUnder $5000$5,000 to $7500$15,000 to $20k$20,000 to $30kPrice Range$0 - $10,000$10,000 and aboveCenter-stone SizeUnder 1ct1ct to 1.49ct2ct to 2.99ctIn-StockNew Arrival On Sale Your selection: Emerald Duo Designs Clear AllShow Filters 6 Items Show 16 32 48 per page Center-stone size Allunder 1 carat Show 16 32 48 per page View as: Grid List 6 Item(s) In-Stock 2.77 carat Emerald Cut & 2.02 Cushion Lab Diamond Duo Ring Add to Wishlist $7,050 In-Stock Emerald Cut and Yellow Heart Diamond Duo Ring Add to Wishlist $16,350 In-Stock Ruby and Round Diamond Invisible Gallery™ Duo Ring Add to Wishlist $6,100 In-Stock Oval Sapphire and Emerald Cut Diamond Duo Ring Add to Wishlist $4,300 In-Stock 0.90 carat Emerald & 0.80 carat Cushion Cut Diamond Duo Ring Add to Wishlist $5,300 Pear and Emerald Cut Diamond Duo Engagement Ring Add to Wishlist View Details 6 Items Show 16 32 48 per page Center-stone size Allunder 1 carat Show 16 32 48 per page View as: Grid List 6 Item(s)Engagement Rings Browse Lauren B's collection of engagement rings all available for custom order with any size, shape, type or quality center-stone Engagement Rings Browse Lauren B's collection of engagement rings all available for custom order with any size, shape, type or quality center-stone What are Lab-Grown Diamonds?Lab-grown diamonds, also known as lab-created diamonds, man-made diamonds, or synthetic diamonds, are diamonds that are manufactured in a laboratory. Lab-grown diamonds are created using two different methods: high pressure and high temperature (HPHT) or chemical vapor deposition (CVD). Lab-grown diamonds are real diamonds with the same hardness, optical properties, and chemical composition as natural diamonds. Benefits of Lab-Grown DiamondsLab-grown diamonds have many benefits over natural diamonds.Lab-grown diamonds are ethically produced because they are not mined from the earth. All lab-grown diamonds are conflict-free.Lab-grown diamonds are less expensive than natural diamonds because there is an infinite amount of lab-grown diamonds that can be created. Where to Buy Lab Grown DiamondsLab-grown diamonds are available through many different retailers. Lauren B Jewelry in New York City offers a large selection of lab-grown diamonds in-store located on the third floor at 608 5th Avenue, New York, NY 10020.Every couple hopes to find that perfect symbol of eternal love. Today, there are so many engagement ring styles and shapes available to choose from that it can sometimes feel overwhelming. Before you begin shopping for your engagement ring, it is wise to have a good understanding of what's available and the differences between the shape of your center stone and the design of your new engagement ring. Popular Diamond ShapesIt's easy to confuse the shape of your new diamond center stone with the design of your ring. Shape simply refers to the cut of the stone while design alludes to the configuration of the band and setting. Popular diamond shapes for the modern engagement ring include, but are not limited to:RoundCushionOvalRadiantEmeraldPearPrincessAsscherMarquiseHybridHeart Engagement Ring DesignsYour ring design, however, describes how your stone is set and how the band itself is embellished.Halo: A frame of pave set diamonds that encases the top facing part of the center stone. When viewed from the top, a halo will increase the surface area of the diamond. This is a very popular style for many of our custom engagement rings.Solitaire: A plain, simple band with no stones adorning the metal.Pavé: Small diamonds or gemstones that are set close together in a line within the metal of the ring. The gems are separated and held in place by tiny bead prongs. The prongs holding the stones essentially disappear into the background of the ring giving the look of a continuous surface of diamonds.Three-Stone: A three-stone design is marked by a central stone, usually larger, flanked by a stone on each side. Where to Buy the Perfect Engagement RingLauren B Jewelry carries an exquisite collection of in-stock and custom-designed engagement rings in styles to please everyone. Stop by today on the third floor at 608 5th Avenue, New York, NY, or shop our online collection.


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Fun Facts for the Fourth
June 28th, 2023
The Fourth of July is a great time to get together with friends and family members for BBQ, games, fireworks, and other celebrations in honor of our country's independence. While your fellow revelers eat hot dogs and wave flags, you can impress them by sharing these fascinating facts and historical tidbits about some of our country's traditions and symbols from the team at Frederick Pediatric Dental Associates.
The Statue of Liberty
With a torch in one hand and a tablet in the other, the Statue of Liberty is one of the most iconic and recognizable symbols of our country. However, as recognizable as certain parts of the statue are, not many people know that broken shackles, which represent oppression and tyranny, are lying at Lady Liberty's feet. According to the Statue of Liberty-Ellis Island Foundation, the copper-plated lady weighs in at a whopping 450,000 tons and has been holding her torch up for more than 125 years, which must make for some impressive arm muscles.
Nathan's Hot Dog Eating Contest
Since 1916, people have been flocking to Coney Island on the Fourth of July to witness what some people call the "superbowl of competitive eating." Nathan's Hot Dog Eating contest challenges competitors to devour as many hot dogs as they can in just ten minutes, with the current record holder swallowing a whopping 68 hot dogs! If you'd like to witness this bizarre and frenzied eating competition but you won't be anywhere near Coney Island on the fourth, don't worry. ESPN has been broadcasting this popular event for several years, so you can watch from the comfort of your couch while you eat a reasonably portioned meal.
The History Behind Fireworks
Viewing the nighttime fireworks display is exciting way to finish off the fourth. Many people know that these brilliant displays probably originated with the Chinese. However, many historians also believe that fireworks were stumbled upon when the Chinese roasted bamboo sticks over fires and watched them explode. After many years of roasting the sticks, a group of alchemists created an early form of gunpowder, which they stuffed into the bamboo sticks to create an even more powerful explosion, paving the way for the today's modern fireworks.
Whether you're planning on visiting the Statue of Liberty, watching fireworks in Frederick, or even participating in a hot dog eating contest, Dr. T.P. Sivakumar, Dr. Savithri Sivakumar, Dr. Emily Little, Dr. Kevin Banks, Dr. Sruthi Paimagham, Dr. Sagar Patel, Dr. Nikki Fischbach and Dr. Wendy Daulat and our team hope you have a safe and fun-filled holiday. Happy Fourth of July!


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Word Trip Hungary - Level 536
Exactly this page has all the answers you need to solve Word Trip Hungary - Level 536. We gathered together here all necessities – answers, solutions, walkthroughs and cheats for entire level. Using our website you will be able to quickly solve and complete Word Trip game. We are here to help and published all Word Trip Hungary - Level 536, so you can quickly step over difficult level and continue walkthrough.
The answer to this puzzle is:
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Tom Gantert
Former Managing Editor of Michigan Capitol Confidential
Tom Gantert is the former Managing Editor of Michigan Capitol Confidential, a daily news site of the Mackinac Center for Public Policy.
When Gantert arrived at Capitol Confidential as Senior Capitol Correspondent in February 2010, he already had extensive experience as a journalist, having worked for more than 20 years at Michigan daily newspapers, including The Jackson Citizen Patriot, Lansing State Journal and Ann Arbor News. Gantert also served a four-month stint at USA Today as part of a Gannett Corporation loaner program. In 2008, Gantert was The Ann Arbor News writer of the year, and in September 2009, he founded Reporting Michigan, a nonprofit news Web site.
Gantert holds a bachelor's degree in journalism from Michigan State University. He has two sons and lives in Jackson, Mich.
Tom Gantert may be reached at email@example.com.


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Wordless Wednesday - Galaxy of Stars Quilt in Progress
That quilt is absolutely, stunningly, gorgeous! It takes my breath away. Great work.ReplyDelete
The quilt is beautiful and I so know how you feel about the sleeping in the thing. I was a late night owl all summer long and school is really putting a damper on my progress.ReplyDelete
Lovely quilt, just love white backgrounds with bright colours. I just had my Aurora serviced (didn't really need it) it hasn't been serviced for 2 years and I have a big quilting class in 2 weeks (Don't Look Now) and I wanted to make sure that it was in tip top shape. But to tell the truth it doesn't miss a beat and sews just about anything it is the best investment in craft i have ever made.ReplyDelete
This quilt truly is special, just beautiful.. I love the white sashing and the stars that have been created at the cornerstones.ReplyDelete
Beautiful I love the look can't wait till you quilt it to see what you will do. Greatttttt job.ReplyDelete
Om my gosh! I can't believe how beautifully that turned out and how much I love it! Simply stunning! Love your extra touches with the stars! I would LOVE to make a quilt like this!ReplyDelete
Okay -- I'm assuming it's also on Flickr. I'm running over there to mark it as a fave :)ReplyDelete
I love this quilt!ReplyDelete
I love your quilt and I really like your addition. It makes it so much better. Thanks for sharing.ReplyDelete
Takes my breath away!!!!ReplyDelete
Your Galaxy of Stars quilt is amazing. Soooo colorful against the white. It looks like a summer party dress!!! congratulationsReplyDelete
I love it too! So fresh and beautiful.ReplyDelete
Absolutely Gorgeous! LOVE it. It's going in my inspiration folder for sure!ReplyDelete
Wow - just amazing! It's absolutely beautiful!ReplyDelete
Fresh, gorgeous, lovely - all those things. The stars sparkle, too!
Hugs - Lurline♥
I love this quilt. It is wonderful. This is definitely my favorite kind of quilt. I love scrappy quilts. They are always unique.ReplyDelete
Rita this is so beautiful!!! The colours just pop against the white... love this!ReplyDelete
You've really done a great job on this quilt. I just love it and can't wait to see how you quilt it.ReplyDelete
This quilt is a knockout!!! I love how you have taken the blocks and then made it your own. Gorgeous colours too xoReplyDelete
Oh yah, yours is better. You may have been inspired by that other one but yours is the grand champion and original one! I am so impressed. You have the touch, the way to make anything turn out perfect.
way to go
Absolutely stunning. Love it. If you say it came together easily, then I believe you. I've got to say though, it looks very tricksy! Well done.ReplyDelete
It's so pretty Rita! You are extremely clever with the way you mix colour and solids. Beautiful.ReplyDelete
it's beautiful! i love it.ReplyDelete
LOVE LOVE LOVE this quilt.ReplyDelete
It's come together beautifully - great job!ReplyDelete
I will probably try and steal that when you aren't looking - it's amazing! It's totally contemporary with a traditional feel. Simply fabulous...ReplyDelete
Oh My God. It's absolutely gorgeous!!! I love the stars in the sashing strip. You have outdone yourself! Beautiful, gorgeous and simply amazing!!ReplyDelete
Such a very beautiful quilt , love it !ReplyDelete
It's amazing Rita. I'm so impressed with all of your perfect points. I struggle lining up even a few points and you've got rows and rows and rows! It's gorgeous!
Sensational Rita! I really hope this one is staying with you...it is just TOO beautiful to sell. Just stunning!!
Although...this baby would make an AMAZING Christmas present for my folks ;) because...at least I would know that it will one day be in my hands!
What a beauty! Love how you used the star in the sashing.ReplyDelete
This quilt is stunning!ReplyDelete
I just love your version! Just perfect in every way.ReplyDelete
it's absolutely beautiful!!ReplyDelete
I love this SO MUCH! I have been drooling over all of the pics of the progress and specifically like the pattern as well as the crispness of the white against the colors/fabrics you chose. This is one of the few quilts I've seen lately that I just can't stop thinking about! Thank you for sharing!ReplyDelete
You must have the patience of a saint :-) LOVELY piecing and its turned out gorgeous! Any plans for it yet?ReplyDelete
Wow, wow, wow! Absolutely stunning! I really think the stars you put in the sashing ties it all together.ReplyDelete
Yet again, another lovely quilt! You really are inspiring me to use bright colorsReplyDelete
A most beautiful galaxy!ReplyDelete
How beautiful! I love your modification to the pattern and the wonderful use of scraps.ReplyDelete
My jaw dropped this morning when I saw this. I have always loved bright colors paired with white; this quilt embodies that PERFECTLY. 70 x 70? That is a daunting amount of triangles, but I am totally going to attempt my own soon. I can't wait to see what you use for the back and to quilt it :)
Oooo, and the possibilities for binding are endless...
I already loved the block, but your sashing and cornerstones...WOW!ReplyDelete
Holy cow that's a lot of triangles. I can't even imagine doing that myself. Good work!ReplyDelete
I was in awe with the blocks, but the extra starts in between make it even more beautiful. Too much for words, even in my own language, which is Dutch.ReplyDelete
Oh, it's so beautiful! I love the simple complexity of it (if that makes sense). I just want to keep staring at it forever. Lovely!ReplyDelete
This has to be one of my all time favorites of yours and that is saying a lot because I love all of them - you are so talented!!ReplyDelete
What an absolutely stunning quilt! I love it!ReplyDelete
Oh it's just TWINKLY! It makes me happy.ReplyDelete
oh mylanta, rita! this is a STUNNING quilt! nicely done!!!!ReplyDelete
You get so many comments, I wish I could take the time to read all of them, too, but I just wanted to tell you how gorgeous this latest quilt is !
You truly made it your own with the sashing detail, and it quite beautiful ! I'm so glad that it's big, too...........you'll treasure it that much more. I don't think you'll want to add it to your Etsy shop though!
This is FABULOUS Rita!!ReplyDelete
Gorgeous, gorgeous, gorgeous. Just gorgeous. Did I say I thought it was gorgeous? It's gorgeous!ReplyDelete
Oh Rita, it looks fantastic. I appreciate that you considered some originality to your piece, as opposed to a straight copy (even though you did give credit where credit was due). Surprisingly, not many people do that. That's the difference between inspiration and copying.ReplyDelete
The sashing is fantastic! And I must say that I am jealous of those perfect points - you inspired me to be even more diligent with my piecing....ReplyDelete
Wow! Words can't describe how wonderful this quilt is! The colors are amazing, and the piecing is so precise. Oh, my gosh, all those points! It's absolutely beautiful!ReplyDelete
Just beautiful! Love it!ReplyDelete
Very beautiful. I think it looks awesome.ReplyDelete
Wow. Wow. Wow!!!
I LOVE it. And I LOVE the way you set the blocks to give the secondary smaller little star in the sasshing. Fabulous!
la,la,LOVE this bright and clean and crisp quilt! You did an exceptional job at recreating the quilt photo that you saw on flickr!!! Way to go! and I really like what you did in the sashings to create another star!
That 3rd photo on this entry is GORGEOUS! It's always fun to see the many thousands of ways you can use the basic HST to create a dynamite quilt!
way to go! :) Love from Texas! ~bonnie
This is stunning!ReplyDelete
This is beautiful!!! I love it, you did a fantastic job and is totally worth copying! :) hehe! I'm amazed at it! I love the extra pieces too, it unifies and makes it look even better!ReplyDelete
Whauw, it is so beautiful!!ReplyDelete
Any chance you are going to give us a pattern or tutorial for this quilt? I love it so much and would love to make one as well.ReplyDelete
Wow! That's really something else! I love it!ReplyDelete
Comment left for KathyReplyDelete
Comment left for Helen
Thank you for stopping by and leaving a comment! I really appreciate it.
Comments are published after review.
Feel free to ask questions and I will answer either here or by email, as is appropriate.


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Insurance FAQs provided by Hettler Insurance Agency, Lubbock Texas
General Insurance FAQs in Texas
Q: What kinds of questions should I be expected to answer when I'm applying for an insurance policy in TX? Why do insurers need so much information?
A: When you apply for an insurance policy at Hettler Insurance Agency, you will be asked a number of questions. For example, Hettler Insurance Agency might ask your name, age, gender, address, etc. You will also be asked a series of other questions which will be used to determine how likely you are to make a claim.
When Hettler Insurance Agency is deciding whether or not to offer car insurance to a potential customer, we want to know about your previous driving record, whether they have any recent accidents or tickets, and what type of car will need to be insured.
Hettler Insurance Agency offers a variety of programs for different customers. Adults with good driving records will generally pay less for car insurance, than young drivers with traffic tickets. In order to determine which program you qualify for, Hettler Insurance Agency will need basic information about you.
In addition to your age, gender and driving experience, information about the car you drive, and your driving record, is also needed to determine a fair price. For example, a large luxury car costs more to repair or replace than a compact car. Also, someone in Lubbock who commutes 30 miles each way is more likely to be in an accident, than someone who commutes via bus and only drives on weekends.
A: By using an independent agent such as Hettler Insurance Agency, the policyholder receives more personalized service. Having direct contact with Hettler Insurance Agency can be very important when purchasing insurance, and absolutely necessary when filing a claim. Hettler Insurance Agency is able to deliver quality insurance in Lubbock, TX with competitive pricing and local, customized service.
Car Insurance FAQs in Texas
Q: I have an older car whose current market value is very low – do I really need to purchase car insurance?
A: Most states have insurance laws that require drivers to have at least some car liability insurance. These laws were enacted to ensure that victims of car accidents receive compensation, when their losses are caused by the actions of a negligent individual.
Often times the cost of repairing the damages to an older car is greater than its value. In these cases, your insurer will usually just "total" the car and give you a check for the car's market value less than the deductible. Many people with older cars decide not to purchase any physical damage coverage.
Q: What is the difference between collision physical damage coverage and comprehensive physical damage coverage?
A: Collision is defined as losses you incur when your car collides into another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage.
Comprehensive provides coverage for mostly other direct physical damage losses you could incur, including theft. For example, damage to your car from a hailstorm will be covered under your comprehensive coverage.
A: A number of factors can affect the cost of your car insurance in Texas – some of which you can control and some that are beyond your control.
The type of car you drive, the purpose the car serves, your driving record, and where the car is garaged can all affect how much your car insurance will cost you in Lubbock, TX.
Even your marital status can affect your cost of insurance. Statistics show that married couples tend to have fewer and less costly accidents than those who are single.
Homeowners Insurance FAQs in Texas
A: There are a number of things you can do to lower the cost of your homeowners insurance. The easiest thing to do is request a comprehensive review of your policy and your needs from Hettler Insurance Agency.
It's not surprising to find quotes on homeowners insurance that vary by hundreds of dollars for the same coverage on the same home. When you shop, be careful to make sure each insurer is offering the same coverage.
Another way to lower the cost of your home insurance is to look for any discounts that you may qualify for. For example, many insurers will offer a discount when you place both your car and homeowners insurance with them. Other times, insurers offer discounts if there are deadbolt exterior locks on all your doors, or if your home has a security system. Be sure to ask Hettler Insurance Agency about any discounts for which you qualify.
Another easy way to lower the cost of your homeowners insurance is to raise your deductible. Increasing your deductible from $250 to $500 will lower your premium, sometimes by as much as five or ten percent.
A: The typical homeowners policy has two main sections: Section I covers the property of the insured and Section II provides personal liability coverage for the insured. Almost anyone who owns or leases property has a need for this type of insurance. Usually, homeowners insurance is required by the lender to obtain a mortgage.
A: Covered losses under a homeowners policy can be paid on either an actual cash value basis or on a replacement cost basis. When "actual cash value" is used, the policy owner is entitled to the depreciated value of the damaged property. Under the "replacement cost" coverage, the policy owner is reimbursed on an amount necessary to replace the article with one of similar type and quality at current prices.
A: There are a number of factors you should consider when purchasing any product or service, and insurance is no different.
Below is a checklist of things you should consider when you purchase homeowners insurance:
- Determine the amount and type of insurance you will need. The coverage limit of your house should equal 100% of its replacement cost. If your policy limit is less than 80% of the replacement cost of your home, any payment from Hettler Insurance Agency will be less than the full cost to replace your home – you'll have to pay the rest out of your own pocket. Also, decide if the personal property and personal liability limits are adequate for your needs.
- Decide which, if any, additional endorsements you want to add to your policy. For example, do you want the personal property replacement cost endorsement, an earthquake endorsement or a jewelry endorsement?
- Once you have decided on the coverage you want in your homeowners insurance policy, please consult us at Hettler Insurance Agency. Hettler Insurance Agency will be able to help you determine if there are any gaps in coverage that you might not have been aware of, explain the details of the policy's exclusions and limitations, as well as recommend an insurance company that will live up to your expectations.
A: Note: this answer is based on the Insurance Services Office's HO-3 policy.
The home and other structures on the premises are protected on an "all risks" basis up to the policy limits. "All risks" means that unless the policy specifically excludes the manner in which your home is damaged or destroyed, there is coverage. The policy limit for the home is set by the policy owner at the time the insurance is purchased. The policy limit for the other structure is usually equal to 10% of the policy limit for the home.
Losses to your personal property are covered on a "named perils" basis. "Named perils" means that you have coverage only when your property is damaged or destroyed in the manner specifically described in the policy. The policy limit on the coverage is equal to 50% of the policy limit on the home. Limits for the coverage of additional expenses that the policy owner may incur, when the residence cannot be used because of an insured loss, is equal to 20% of the policy limit on the home.
The coverage limit on personal liability is determined by the policy owner at the time the policy is issued. The coverage limit on medical payments to others is usually set at $1000 per injured person.
A: Personal property (except property that is specifically excluded) is covered anywhere in the world. For example, suppose that while traveling, you purchase a dresser and you want to ship it home. Your homeowners policy would provide coverage for the "named perils" while the dresser is in transit – even though the dresser has never been in your home before.
A: The standard insurance policy does not pay for direct damages caused by "earth movement." "Earth movement" is a much broader term than earthquake. It includes earthquake, volcanic activity and other earth movement. This coverage may be available by endorsement for an additional charge. If you live in an area that is susceptible to earthquakes, you'll pay more on earthquake coverage than if you live somewhere unlikely to have an earthquake. Before you decide to buy earthquake coverage, Hettler Insurance Agency can help you weigh the costs and benefits based on living in Texas.
Life Insurance FAQs in Texas
A: "Rule of thumb" suggests an amount of life insurance equal to 6 to 8 times annual earnings. However, many factors should be taken into account when determining the right amount of life insurance for you and your family.
Important factors include:
- Income sources and amounts other than salary earnings
- Whether or not you are married and, if so, what is your spouse's earning capacity
- The number of individuals who are financially dependent upon you
- The amount of death benefits payable from social security and an employer-sponsored life insurance plan
- Whether any special life insurance needs exist – (mortgage repayment, education fund, estate planning need, etc.)
Calculating the correct amount of life insurance to buy in Texas is not as simple as it appears. We recommend contacting Hettler Insurance Agency at: 806-798-7800 to help determine the right amount of coverage you need. As an independent agent, Hettler Insurance Agency has unbiased advisors that will help you avoid buying too much, show you appropriate and optional coverages for your need, and recommend a company that will best serve your interests in Texas.
A: In certain circumstances, it is advisable to purchase life insurance for children. However, generally such purchases should not be made in lieu of purchasing appropriate amounts of life insurance on the family breadwinner(s).
It is of utmost importance that the income-earning capacity of the primary breadwinner be fully protected, if possible, through the purchase of the required amount of life insurance. This should be done before purchasing life insurance for children or on a non-wage-earning spouse. Life insurance on a non-wage-earning spouse is often recommended for the purpose of paying for household services lost due to this individual's death. In a dual-earning household, it is important to protect the income earning capacity of both spouses.
A: This depends on your personal circumstances.
First, recognize that in any life insurance purchasing decision, two questions must be answered:
- "How much life insurance should I buy?"
- "What type of life insurance policy should I buy?"
The first question should always be initially resolved. For example, the amount of life insurance that you need may be so large that you can only afford it through the purchase of term insurance, since term insurance has a lower premium.
If your ability to pay life insurance premiums is such that you can afford the desired amount of life insurance under either type of policy, then it is appropriate to consider the second question – what type of policy to buy. Important factors affecting this decision include your income tax bracket, whether the need for life insurance is short-term or long-term (e.g., 20 years or longer), and the rate of return on alternative investments possessing similar risk.
A: The face amount under mortgage protection term insurance decreases over time, consistent with the projected annual decreases in the outstanding balance of a mortgage loan. Mortgage protection policies are generally available to cover a range of mortgage repayment periods – (e.g., 15, 20, 25 or 30 years.) Although the face amount decreases over time, the premium usually remains the same. Further, the premium payment period is often shorter than the maximum period of insurance coverage – for example: a 20-year mortgage protection policy might require level premiums be paid over the first 17 years.
Q: Can an existing life insurance policy be used to provide for the repayment of an outstanding mortgage loan?
A: Yes. An existing policy, either term or cash-value life insurance, can be used for many purposes, including paying off an outstanding mortgage loan balance in the event of the insured's death. Although a lender may offer a mortgage protection term policy to you, the lender rarely requires it.
Credit life insurance is frequently recommended in conjunction with taking out an installment loan when purchasing expensive appliances, a new car, or for debt consolidation.
A: Credit life insurance is frequently more expensive than traditional term life insurance. If you already own a sufficient amount of life insurance to cover your financial needs, including debt repayment, the purchase of credit life insurance is normally not advisable due to its relatively high cost.
Renters Insurance FAQs in Texas
A: If you live in an apartment or a rented house, renters insurance provides important coverage for you and your possessions in Lubbock, TX. A standard renters insurance policy protects your personal property in many cases of theft or damage, and may pay for temporary living expenses if your rental is damaged. It can also shield you from personal liability. Anyone who leases a house or apartment should consider this type of coverage.
A: A renters insurance policy provides named perils coverage. This means that the policy only pays when your property is damaged or destroyed by any of the ways specifically described in the policy. These usually include:
- Fire or lightning
- Windstorm or hail
- Explosions
- Riots
- Aircraft
- Vehicles
- Smoke
- Vandalism or malicious mischief
- Theft
- Falling objects
- Weight of ice, snow, or sleet
- Accidental discharge or overflow of water or steam
- Freezing
- Sudden and accidental damage from artificially generated electrical current
- Volcanic eruptions (but this doesn't include earthquake or tremors)
Renters insurance coverage applies to your personal property no matter where you are in the world. This means you're covered when you are on vacation as well as at home.
A: Owners of apartment complexes buy insurance policies for their liability in order to cover their buildings and personal property. However, these policies do not cover any of the tenant's property or liability. By requiring their tenants to have renters insurance, the apartment owner is assured that the tenants will not mistakenly believe the apartment complex owner's policy will provide coverage for a tenant's property or personal liability. Although this type of requirement benefits the apartment complex owner, there are benefits for the renter as well. At Hettler Insurance Agency we recommend you purchase renters insurance regardless of what your landlord requires.
A: Standard renter's policies cover only you and relatives that live with you. If your roommate is not a relative, each of you will need your own renter's insurance policy to cover your own property and to provide you liability coverage for your own actions.
Umbrella Insurance FAQs in Texas
A: The personal umbrella liability policy is designed to increase your liability protection. This single policy acts as an "umbrella" over all of your other personal liability policies – home, car, boat, RV, etc., so you have a higher personal liability limit, than what would otherwise be available. In certain circumstances, an umbrella insurance policy may provide personal liability coverage that is otherwise excluded from your other policies. For example, an umbrella insurance policy provides coverage anywhere in the world, whereas your car insurance policy usually provides coverage in only the US and Canada.
A: It used to be that the only people who needed personal umbrella liability policies were wealthy individuals, who had sizable amounts of personal assets that would be at risk in a lawsuit.
However, in our very litigious society, even individuals with modest incomes and assets are often subjects of large lawsuits. Since those with modest incomes are even less able to pay damages than a wealthy individual, Hettler Insurance Agency recognizes the need to provide coverage limits greater than what can be obtained from their homeowner insurance or car insurance policies.


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Petrol & diesel tuning boxes for: Claas / Lexion 600 / 640 Tier 3, 279PS/205KW, 8800 ccm
Buying online? - use voucher code BOX10 at checkout and save 10% off all Purchases
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DTUK® Agri-Chip
Improve your Claas's engine power and torque with the plug and play DTUK® Agri-Chip tuning box. Compatible with Claas Lexion 600 640 tier 3, 279ps/205kw, 8800 ccm.
Bluetooth Application benefits:
1. Our Bluetooth modules are a brand new platform with new internals, a faster processor for a more refined controlled tune & advanced technology for digital and analogue applications. The only similarity is the external casing but with a all new Red Keypad.
2. The bluetooth application allows the user to adjust the programs and fine tuning settings, control the engine warm up timer (between 1-15 minutes), view live readings of your engines sensors the tuning module is connected too all from the convenience of smart device.
3. Over the air updates now available – great convenience if you change vehicle or if a new software update becomes available.
4. If you upgrade to the bluetooth module you receive 2 years extra module warranty & the ability to transfer between both Petrol & Diesel applications if applicable.
5. Also upgradeable for use on vehicles that require SENT Protocol Digital Tuning technology.
6. Application available for all devices running Android 7.0 and IOS10 & above. –
Basically 95-99% of cars unto 2017 used analogue sensors, from 2017 onwards more and more manufactures are using Digital sensors ( SENT). The non app box cant be used on these new style of sensors, where as the box with app control can be. This means that it in the future when you come to change your car this module can be transferred to a lot more vehicles*. Hope this explains things in greater detail for you
*subject to vehicle age/type and excludes any new future vehicle manufacturer product improvements
User adjustable Power settings
Up to 40% increase in power and torque
Up to 20% increase in fuel economy (depending on driving style)
3 Year Module Warranty - TuV and CE Approved Technology
12/24/36/48 Months Finance (offered at checkout)


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Cannes Bedside Table
Walnut + Pearl Thermolaminate
The Cannes Bedside Table reveals how contemporary design conveys visual relaxation, sensuality and beauty.
Bedside table with walnut frieze drawer, pearl structure and gold lacquered metal feet with levelers.
|55 cm
|45 cm
|45 cm
This product requires assembly which can be complex. Request our specialized service. Our team will deliver the product to your home, assemble and place the part in the space you indicate and bring the packaging when you leave. With this service, save time and avoid assembly complications. However, check that stairs, elevators and doors allow the package to pass through at the time of delivery. If you do not need the assembly service, we recommend that when unpacking, be careful with the sharp object used to avoid damage to the items. Archive the assembly instructions for possible reference in the future.
SKU: Cannes 153/318/345 / Collection: Cannes


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Dossier Evaluation status
Dossier Evaluation status
Data platform availability banner - registered substances
New Data Availability System
A new Data Availability System is being developed by ECHA. To begin with this system will take over the responsibility of making REACH registration data available, once it is ready. We expect the first version to be publicly available by the end of January 2024.
Since ECHA aims to devote our maximum effort to this new system, we can no longer maintain REACH registration data on the current Dissemination Platform. As such once the IUCLID format change begins on 19th May 2023 we will no longer update REACH registered substance factsheets. The factsheets will remain online, but will not be updated.
New and updated REACH registration submissions, as well as all registrations on file, will be made available in the new system when it is ready. We will inform you of what you can expect in the new System, along with details of when and where to find it.
We appreciate your understanding in the meantime.
Dossier Evaluation status
ECHA's dossier evaluation process covers compliance checks and the examination of testing proposals. By consulting the table below, you can find out whether ECHA has started to evaluate dossiers for a particular substance and follow the progress through the evaluation process.
The table below displays the type, scope and status of the assessment undertaken for a given dossier. The decision date and the non-confidential version of the decision are published shortly after the decision has been adopted.
Before publishing the non-confidential version of an adopted decision on its website, ECHA consults the addressees of the decision on this version. ECHA systematically removes any personal data from the non-confidential version of a decision. Some sections may also be redacted based on justified claims by registrants, regarding information confidential or deemed to harm their commercial interest if disclosed.
Check the expandable boxes below for more details.
Identifiers of the substance: Name (as on the Dissemination website); EC/List number (European Community number / List number assigned by ECHA); CAS number (also called the Chemical Abstract Service Registry Number or CAS RN).
Decision type can be 'CCH' for Compliance Check Evaluation and 'TPE' for Testing Proposal Evaluation.
Scope refers to the scope of the evaluation and can be:
- Targeted: The compliance check focuses only on some endpoints.
- Comprehensive: The compliance check focuses on all relevant endpoints under ECHA's strategy.
- Testing proposal: The assessment focuses on the testing proposals submitted by the registrants.
Status reports the current position of the dossier in the dossier evaluation process and can be:
- Under assessment: The evaluation of the dossier has formally started.
- Ongoing: The registrants have received the draft decision - The dossier retains this status until the decision is adopted or the evaluation is otherwise concluded.
- Information requested: The registrants have received the adopted decision with the deadline for providing the requested information.
- Follow-up: The deadline set in the adopted decision has passed, and ECHA is assessing whether the information requested in the decision has been provided in the dossier update - This follow-up may also involve the national enforcement authorities.
- Concluded: The evaluation is closed.
In most cases, this means that the registrant has responded to the adopted decision with compliant information. However, as in some cases an evaluation is concluded at an earlier stage, an adopted decision is not always available for every evaluation marked as concluded.
Decision date reports the date on which the adopted decision was sent to the registrants.
Decision displays a non-confidential version of the adopted decision once available.
Latest update indicates the date of the latest automatic update carried out by ECHA's information systems.
You can access the disseminated registration dossier, available in the 'Registered substances' section of ECHA's website, by clicking on the magnifying glass icon. Except when confidentiality is claimed on the substance identifiers, the adopted decision is directly linked to the disseminated dossier.
You can access additional information in 'Details' view, by clicking on the eye icon:
- Substance identifiers
- Decision type (CCH or TPE), scope and status of the evaluation, as in the main table
- Decision's deadline(s): The deadline(s) for requested information contained in the decision, should the decision contain more than one deadline
- Appeal information: If the registrants have appealed against the adopted decision, a link to the Board of Appeal's announcement document is provided.
ECHA's information systems automatically update the status of dossier evaluations during the process. For transparency reasons, all dossier evaluation decisions will remain published. This also applies if the registrants have appealed or have updated the registration dossier as requested in the decision.
It is for the reader to verify the status of an evaluation: check the deadline of the decision, the indicated status of the evaluation, and the content of the registration dossier. The most recent data on a substance is available in the 'Registered substances' section of ECHA's website; check also whether the Board of Appeal has taken a decision regarding any appeal.
Important notes:
- The dossier evaluation decisions may not apply to all registrants that are part of a joint registration.
- There may be a delay between the decision date and the actual publication of the adopted decision, which corresponds to the consultation on its non-confidential version and addressing any comments from the registrants.
- The information in the disseminated registration dossier is obtained from all registration dossiers which are part of the joint submission of a substance, including the names of the registrants, unless claimed confidential.


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How to make an origami business card holder
Just kidding. Sometimes gift cards are the very best present.
To make a fabric version of this case, see this post.
Genius, I tell you! And so thrifty, too. I was going to
Woah, hit enter early. Let me finish: "I was going to buy something like this, glad I can make it instead" :)"
Yeah, skip the trip to the store!
This is such a great idea! Love it!
Just what I needed!!! I know I can always count on your blog for awesomeness. Thank you :)
Love this idea! Can't wait to try it out.
This is awesome! I was always a little intimidated by origami, but this seems easy enough. My current business card holding strategy is just throwing them in my purse, but that is not a good solution. Thanks for sharing!
Aw, sweet! And endless possibilities for designs!
Jessica, I love this! I just bought some of those mini business cards from MOO and this will be the perfect holder.
Freakin' fabulous and easy peasy!
79First project I've seen where I actually want to pull out the origami paper my husband brought home from Japan and make it with my girls. Thanks!
Oh! i love your blog!
i follow you!
Nice idea, so different!
This is a great tutorial! Love it!
Great idea, love it!
I love this, thanks so much for sharing its just what I needed for my business cards !
Love it! I always love cool scrapbooking papers but never know what to do with them, besides sticking photos to them! Also can I just say I've been visiting your blog for over 2 years now and I love it! I love all of the fun tutorials, fonts and games you post!
just fantastic, love it.i tried it, looks great.
What I like is you can use all kinds of great looking papers, what ever you like, even diffferent kinds of papers would work!
Great! My boyfriend just ordered business cards, I know he'd like this!
:D I'm so pleased i found this, I've been looking for graduation gifts for my husband and his friends, I'm going to make them one each with their name and logo :D thank you so much for posting this.
Happy folding!
This is perfect! Our eldest just graduated from high school and is seeking employment to help pay for college expenses next semester. A number of places have requested business cards so they can contact him in the event someone calls in sick. This will be the perfect for him to carry them!
just done it!!! so clever and nice idea!!!
thank you for sharing this!!!
xxxx Alessandra
what a nice idea, I really like it. I'll pin it.
I love your blog!Nice idea.
gorgeous and so much simpler than it looks at first glance. Thanks for the tutorial :D
Just made this in two different sizes as the first one didn't fit my Moo cards BUT! Before the final fold in half...it now makes a great photo holder! Love How About Orange soooooo much!
Great idea!Thanks
They are so cute, I'm definitely doing this!
Thanks for such a useful idea. It looks very cute. I just learnt some of similar craft works when i was kid. thanks for remaining me of it.
Wanna make my business card holder since last year and still didn't. This is a simple, practical and cute solution! Thanks!
Were did you find that great pattern fabric. It's really cool. Thanks.
These are heavy wrapping papers, not fabrics. I bought the big print at Old Navy a few years ago, and the small print is from The Container Store.
Great paper choices! I used handmade paper and old air charts for mine:
I love the chart paper!
Great post Thanks for reminding me to examine where my heart is at, and not just when it comes to blogging, but in my daily activities. You amaze me. Thankful for you!
airlines contact numbers
Lovely idea, if you put a smaller piece of paper, with another pattern into the middle of the envelop, it's even nicer
So cute and simple, will try and make one for my co intern as we got are new business cards!
Anonymous, good idea!
This was awesome!! I just made it, it was super easy and SO cute!
I can't wait to make a ton of these for christmas and other gift giving holidays! Thanks :) -Kate
You can crank those things out by the dozen once you've memorized the folding steps!
good idea! i like it
Great idea! I am going to do the same for my business card ;)
How big of a piece of paper do you start with so a gift card fits inside?
A 9" square.
That's pretty neat! Thanks for passing along the info.
This is exactly what I was looking for. Much better than buying anything and I can custom print whatever I want on them! Any ideas on how to keep these suckers closed? Glue dots don't stick to the paper stock I am using.
Do you mean to "latch" them closed? Or just have them naturally sit closed (mine do).
This will be fantastic for Christmas! Thank you so much for the great tutorial!
Yes, to "latch" them closed. I am putting anywhere between 20-30 business cards in these (I am using 11" square paper to allow for the thickness of that many cards and am putting the cards in both flaps) and a way to securely close them would be fantastic. I thought of using an elastic but thats not appealing and takes away from the elegance of this holder. Thanks!
Hmm.... I'll think on it.
You could make a slip in one of the flaps, put a ribbon through it, tape it on the inside (and secure the slip too to prevent it ripping open)and just fold the ribbon around and tuck the end of it under the folded ribbon to keep it in place. (It is hard to explain this clearly ;) )
Great website btw! I use your ideas to come up with other ideas ;)
Great thinking Hanne! That would be so cute. I better try that idea too. Thanks!
so great tutorial.love it so much........
These are SO perfect for Christmas. Thanks for sharing!
Thank you.
Where do you get your papers from?
I have followed most of your origami posts and the papers are as lovely as the design.
The black and white prints here are actually good-quality wrapping paper, but usually I order paper from Amazon.
Thank you for your easy instructions
I have my hold card now and I am happy with it
Fadaluz from Brazil
Will cardstock work for this or is it too stiff? These are so cute!
If it's on the thinner side, it might work. You might need to score the folds, though, to get a clean fold. Give it a shot!
This is a great idea of a DIY to make to sell! Great for a starting craft business!!! Thanks so much for the awesome idea!!!
Awesome, that's a very creative twist! =)
Great idea... I was looking for a way to display a small stack of cards on a bulletin board without sticking a thumb tack through all of them.


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Since its founding in 1955, Albert Einstein College of Medicine has excelled in the quality of its faculty, who perform outstanding research, provide compassionate patient care, and are dedicated to teaching; and in the quality of its students, a diverse and talented group who support each other through the rigorous years of medical school training, so that they are recognized by residency programs throughout the country as among the best-prepared.
Einstein is a special place where the learning of both the art and the science of medicine occurs in a friendly, non-threatening environment. Our students embody the compassion and collaboration that are hallmarks of our institution. Whether studying to become physicians or researchers, they demonstrate a tremendous depth of caring for and dedication to the healing of humanity.
Our namesake, Albert Einstein, desired that a medical school bearing his name "welcome students of all races and creeds," and, since its inception, the College of Medicine has been committed to enrolling medical students who are racially, ethnically, and socio-economically diverse. Diversity is an important factor in graduating future physicians who, in keeping with our social mission, meet the healthcare needs of underserved populations in their communities and throughout the world.
As you consider Einstein for your medical education, we encourage you to review the following links:
Interested in becoming a doctor? Getting ready to apply to medical school? The following links will help you navigate the many opportunities that await you.
Application and Timeline
Summer Enrichment Programs
Mentoring in Medicine
Pipeline Programs at Einstein:
Einstein Enrichment Program
Fordham University: Science & Technology Entry Program
Montefiore Health Opportunities
Bronx-Westchester Area Health Education Center
Career Options
How Do I Decide if a Career in Medicine is Right for Me?
Summer Enhancement Programs
Summer Research Programs at Einstein:
The Summer Undergraduate Research Program (SURP)
The Hispanic Center of Excellence Summer Undergraduate Mentorship Program 2015 (SUMP)
Diversity Student Summer Research Opportunity Program
Health Career Connection
Postbaccalaureate Premedical Programs
Einstein Policy
International Students and Scholars Office
Once you're ready to make your application, please click on Application Procedure.
All college decisions with regard to faculty, staff and students are based on equitable and equally applied standards of excellence. Diversity enhancement efforts have been established as a visible and formal expression of institutional policy. This policy is designated to insure that recruitment, hiring, training, promotion, and all other personnel actions take place and all programs involving students, both academic and nonacademic, are administered without regard to race, religion, creed, color, national origin, sex, age, disability, veteran or disabled veteran status, marital status, sexual orientation or citizenship status as those terms are used in the law.


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Everyone is fond of their name, and want people to say it the right way. Apparently, no one likes if the name is pronounced in the wrong way. And if you yourself aren't aware as to how Ashokan is pronounced, you will never be in a position to tell the same to others. Use this tool here and get to know how to pronounce Ashokan. You can check the pronunciation of any name you want to using this tool!
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Sir Horatio Thomas Austin
- Overview
- Extended Catalogue Entry
© National Portrait Gallery, London
Sir Horatio Thomas Austin
by Stephen Pearce
oil on canvas, 1860
15 3/8 in. x 12 3/4 in. (390 mm x 324 mm)
Bequeathed by John Barrow, 1899
Primary Collection
Sitterback to top
- Sir Horatio Thomas Austin (1801-1865), Admiral and explorer. Sitter in 1 portrait.
Artistback to top
- Stephen Pearce (1819-1904), Portrait and equestrian painter. Artist or producer associated with 63 portraits, Sitter in 2 portraits.
Linked publicationsback to top
- Ormond, Richard, Early Victorian Portraits, 1973, p. 19
- Saywell, David; Simon, Jacob, Complete Illustrated Catalogue, 2004, p. 24
Subjects & Themesback to top
Events of 1860back to top
Current affairsAn early feminist movement, The Society for Promoting the Employment of Women is founded by Adelaide Anne Proctor, Emily Faithfull, Helen Blackburn, Bessie Parks, Emily Davies, Barbara Bodichon, and Jessie Boucherett.
The Florence Nightingale Training School for Nurses opens at St Thomas's Hospital, in London, funded from the testimonial fund collected for Nightingale following her war services, and helping to establish nursing as a profession.
Art and scienceWilliam Morris and new wife Jane Burden move into the Red House, near Bexleyheath, Kent. The house, designed by Philip Webb, represents Morris's principle in interior design, that no object should be in a house that is not beautiful.
Ford Madox Brown paints The Last of England, showing a boat of emigrants leaving England under desperate circumstances, inspired by the emigration of the Pre-Raphaelite Thomas Woolner to Australia in 1852.
InternationalItalian unification continues as the Treaty of Turin brings much of Northern Italy under nationalist leader Cavour's control, who cedes Savoy and Nice to France. Garibaldi siezes the opportunity to invade Marsala in Sicily with his army of 1,000 redshirts, proclaiming himself dictator in the name of Victor Emmanuel II.
Republican Abraham Lincoln becomes President of the US, with only 39% of the popular vote.
Tell us more back to top
Can you tell us more about this portrait? Spotted an error, information that is missing (a sitter's life dates, occupation or family relationships, or a date of portrait for example) or do you know anything that we don't know? If you have information to share please complete the form below.
If you require information from us, please use our Archive enquiry service. You can buy a print of most illustrated portraits. Select the portrait of interest to you, then look out for a Buy a Print button. Prices start at £6 for unframed prints, £25 for framed prints. If you wish to license this image, please use our Rights and Images service.
Please note that we cannot provide valuations.
We digitise over 8,000 portraits a year and we cannot guarantee being able to digitise images that are not already scheduled.
Join & Support
360° sculptures
Look right round a selection of sculptures in our Collection
Who's Who
Explore who is who in our group portraits


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Ballparks is now proud to announce our affiliation with TicketTriangle.com, an independent ticket agency offering Musical / Play theater tickets for all bands and performers at all venues. If you would like to attend a Musical / Play show, tour or to view Musical / Play schedules and information, Ballparks and TicketTriangle is your source. Just click the link above to find Mamma Mia! theater ticket information.
To order Musical / Play show tickets online please click the above link. We specialize in selling tickets to all types of Musical / Play shows.
TicketTriangle.com is a top source for Mamma Mia! tickets in Charlotte on the Internet! We can help provide premium Mamma Mia! theater tickets or any other Musical / Play event as well as other major events throughout the country. We put you into quality seats for the Charlotte Mamma Mia! Musical / Play show of your choice.
We can always locate the hard to find Mamma Mia! Musical / Play event tickets along with seats for any other Musical / Play show or event. We carry Mamma Mia! Charlotte tickets, some of the best seats available, including front row, and many of our Mamma Mia! Charlotte tickets are fairly cheap and a good bargain. Most of our inventory are sold out theater tickets. You can order your discount Mamma Mia! theatre tickets through the TicketTriangle website 24 hours a day 7 days a week.
Mamma Mia! is performing at Belk Theatre at Blumenthal Performing Arts Center in Charlotte, NC.


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Thank you for checking out our store! We value each and every customer and want you to be happy with the purchase you are making.
Up for sale is a Football autographed by Vernon Davis of the Washington Football Team. The autograph of Vernon on this football was authenticated by a team of experts at PSA/DNA so you can rest assured you are purchasing the real deal.
We'd like to encourage you, our customer, to reach out to us if you come across any questions. We always take the time to respond to a message from our customers and we're happy to hear from you!