text: Academic journals A majority of our collection comes from the fields of Business Administration, Economics, Law and Social Sciences. However, you will also find journals in other fields. Access to over 110'000 electronic journals. Around 800 academic journals available in print You can find journals quickly and easily in HSGswisscovery. journals National licences Terms of use Find a specific journal or article Enter the details of the desired title or article in the search box in HSGswisscovery. You can insert a full quote directly into the search box and start your search. In many cases you can continue searching directly within the e-journal: Or you can check for which years the journal is available in full text by clicking on "Available Online" and go further from there: For printed journals choose "Get It" to learn more. You can't find the desired title or article? Try our interlibrary loan services If you cannot find a document within our media collection, we have a number of other options available for obtaining the desired materials. Please note our Courier and Interlibrary loan services. Through national licences, four online journal archives with more than two million scientific articles covering all subject areas are open to the Swiss public: Cambridge Journals Archive (National licences) De Gruyter Journals Archive (National licences) Oxford Journals Archive (National licences) Springer Journals Archive (National licences) Further information is available on www.nationallicences.ch. Terms of use for electronic resources Access to electronic documents and databases provided here are based on licensing agreements between the respective providers and the University of St. Gallen. In general, the following limitations apply: Electronic documents and databases are licensed for personal use in context of studying, teaching or research activities at the University of St. Gallen. Any commercial use is prohibited. Dissemination of such content to third parties not affiliated with the University of St. Gallen as well as making it freely accessible (e.g. on an unprotected web page) is not allowed. Text & Data Mining TDM: the availability of licensed content for TDM projects is depending on the agreement with the respective provider. We offer our support and can act as an intermediary with the providers, e.g. we can check for you the availability of data or clarify with providers if and how you can access such data. Detailed information about our support services can be found here: Text & Data Mining The systematic download as well as the reproduction (manually or with software, e.g. scraping, crawlers, scripts etc.) of substantial parts of E-Journals, E-Books or other licensed databases is not allowed. Providers deem such activities and the use of such tools as infringement of license agreements – which can lead to restricting or even blocking of the access to these resources for the entire University. Additionally to the licensing agreements, the HSG IT User Regulations and Swiss Copyright law do apply. If you are uncertain regarding the proper use of an electronic resource or have any further questions, please do contact us at elibrary(at)unisg.ch.


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Liquor liability insurance is designed to provide liability insurance protection for those businesses who manufacture, distribute, or sell liquor. You need liquor liability insurance if you sell liquor and your business is a:
- Bar
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- Nightclub
- Fraternal Club
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text:
Marina Just Before Sunset - Watercolor 15" x 11"
Picnic at the Point - Watercolor 15" x 22"
Sunlight on a Basalt Coast - Watercolor 11" x 15"
Call or Email Us:
P.O. Box 2903
Gainesville, GA 30503
Throughout the ASMA site, all pages are the copyright of the American Society of Marine Artists. Images and text shown on the ASMA site are the property of their owners. The American Society of Marine Artists grants permission to link to these pages from any site. Pages, logos, text and images contained in the ASMA site may not be published separately, in hardcopy or electronically, without the express written permission of their owners. Copyright © 2019 American Society of Marine Artists. All Rights Reserved


text:
(All Prices Quoted Exclude Vat and Delivery)
(Product Code: 4240)
Price based on standard box packing.
Note: iPad not included.
Optional: Moulded Wheeled Trolley €150 (Image 3)
Compatible with Apple iPad 9.7" & 10.2"
"Thanks to all at Creo for a job well done and making it simple. Loved the display stand…..it looked
Hugh Wallace
Douglas Wallace Consultants
"Thanks for all your help with the stand. It looked fab and really made a major impact this year."
Marie Maguire
"A big thank you to Creo for the fantastic stand we received. We are more than delighted with the end result!. It was produced and delivered in super quick time!"
Maria Quinn
University Of Limerick
"We recently had the pleasure of working with the Creo team on a display banner for an international conference. We were thankful to have chosen Creo as the sales, designers and printers were great to work with and could not have been more helpful. A really professional, pleasant and talented team, definitely recommended by us here at Qpercom.
We appreciate your help and look forward to our next project!"
Deborah Coffey
Qpercom Ltd
"CREO are our go to supplier for all our exhibition materials. The CREO team is very easy to work with. They are efficient, responsive and turn things around very quickly for us. They have been especially accommodating when we have had tight deadlines. The quality of the products are excellent. We have worked with them for over 3 years and will continue to do so – they have never let us down."
Miriam O'Brien
Marketing Manager
Action Point
"We bought our Nomadic Display C33 stand from Creo. It's still going strong and looks fantastic. The Creo team are a pleasure to work with, they designed and produced our stand very quickly and to a very high quality. They are also competitively priced which is important to us as a publically funded organisation. We would definitely buy from them again in the future."
Karina Hull
National Healthlink Project
"Creo design and produce our exhibition stands for National and International trade shows. The quality and precision of their work has continually been to a very high and professional standard. Creo help to make each show a resounding success."
Eoin Kelleher
Export Sales
"We went to Creo with a sketchy outline, to say the least, of what we had in mind for 'Kilbaha Gallery & Crafts Studio'. To say that they surpassed our expectations would be an understatement".
Liz Greehy
"We have had the pleasure of working with Creo for many years and been extremely satisfied with the quality of Exhibition/Display equipment and the level of customer service provided on a consistent basis. We would highly recommend Creo for Design and production of wide format printing and display stands."
Shane Melia
Marketing Executive, UK & Ireland
"For our latest conference, we wanted to do something quite creative and designed the stand to look like a traditional Irish pub. Creo were very enthusiastic about the project and produced a really effective stand that was very much admired at the event. I wouldn't hesitate to recommend them."
Sinéad Gill
PR & Communications Manager
"We have had the pleasure of working with Creo for the first time recently. To say their customer service and commitment to the job on hand was top class would be an understatement. We would look forward to working with Creo into the future and will be recommending their services to others."
Jason Dempsey
Regional Sales & Service Manager
"We have been extremely satisfied by all the work carried out by Creo. The staff are knowledgeable, responsive and thorough and I would have no hesitation in recommending the company to others"
Laura O'Mahoney
Marketing Executive
"We have been using Creo for the last few years, most recently for our presence at Terminal 2 in Dublin Airport. Nothing is ever a problem for Creo and the team and they have never let us down - even when the deadlines have been quite tight. I would definitely describe us as happy clients"
Tom Watts
Content Editor
"We have worked with Creo to design and produce display stands for conferences and exhibitions. We were very pleased with the quality of the product and the professionalism of the Creo team, who ensured a fast turn around to meet our tight deadline. We would be happy to recommend Creo for exhibition stand design and production"
Joan FitzPatrick
Director of Business Development and Scientific Affairs
"Creo has produced a superb set of exhibition materials for Prestige Foods. Not only the quality of the materials is excellent, their eye for detail, support and flexibility is also outstanding! All in all a good investment! I definitely will work with CREO in the future and I happily recommend their products and services."
Menno Roos
Business Development & Marketing Manager, Prestige Foods Ltd
"For 5 years Creo have supplied display materials for our exhibitions and trade shows around the world. They deliver creative and efficient designs along with a very high standard printed finish. Their staff are efficient and always eager to help, even for those last minute jobs that would otherwise be impossible. Creo are a supply partner that we have come to rely on."
Myles Kingston
International Channel Marketing Manager, ZAGG
"We received the Nomadic stand this morning and it looks excellent! We wish to thank Creo once again for all their advice and support prior to production, we couldn't have done it without their expertise".
Donegal Tourism Team
Optional Moulded wheeled trolley case
Available Post Cap Colours
If your Browser doesn't support this Video Right-click
iPad Versa 1 Display Stand and Save Link (Target) as
to Download the Video File
Click on Link below to Download Assembly Instructions PDF File
iPad Versa 1 Display Stand Assembly Instructions (PDF Format)
iPad Stand Transportation
Registered in Ireland
Company Registration Name:
Bowsprit Marketing Limited
(Trading as Creo)
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Registered Office:
Beechpark House
County Clare
NOTE: All Prices Quoted on the web site are subject to change due to material and labour cost fluctuations. However any change in price will be confirmed at point of purchase.


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Justin.tv has already gone in two directions. The main one is Twitch.tv, a video game-focused version of the original video streaming site, that by all accounts has booming traffic and revenue. The other one is SocialCam, a mobile video app spinout that's also getting serious traction now. But the namesake cofounder Justin Kan is going in a third direction, with a new startup called Exec.
Similar in spirit to TaskRabbit, Zaarly and to some degree Postmates, the site-plus-mobile app (currently for iOS) lets you quickly order a task from the startup's workforce — deliveries, chores, cleaning, even art. The main interface is streamlined down to a simple box that lets you type in whatever you want, in contrast to some of its competitors. Then it lets you choose where to deliver to, in a format that will remind you of Uber. Another key difference, from TaskRabbit in particular, is that this isn't a marketplace where workers compete to bid down costs. Jobs currently go for a flat $25 fee, although Kan tells me they're still experimenting with prices.
Like other online/mobile task services, Exec pulls in unemployed and underemployed people to complete the tasks. The company lists help wanted ads, then puts candidates through an interview process that includes a phone call, in-person meetings and a background check.
To be honest, I haven't completed testing yet, as I'm moving apartments tomorrow. But I'm partway through. I've used the site to describe the task and provide my location and payment info, and I have someone scheduled to help me carry furniture at 6pm tomorrow. So far, so good.
Exec has been in testing the last few weeks, but Kan already has some meaningful anecdotes to share. A friend's scooter ran out of gas on the way to a late night at the office, took a cab the rest of the way and booked an Exec at 6:26pm. An hour later, the vehicle was on site and refueled. Kan's goal is to orient the site towards whatever a user might want (that's legal, of course), and he says that someone has already managed to order an original piece of art for a birthday they'd almost forgotten.
Because there are so many different tasks that people might want, Exec also has specialized workers behind the scenes for particular types of jobs. Art creation might be a big one eventually, but so far manual-labor tasks like cleaning have been particularly popular.
Kan is, along with SocialCam and Justin.tv cofounder Michael Siebel, one of the latest Y Combinator founders to go back into the program. — for the third time, actually, as he'd cofounded calendar app service Kiko before Justin.tv. While he's in the latest class this year (he and his two cofounders have built Exec in the last couple months), he's also been a part-time partner at the seed-stage firm since June of last year, and he still maintains a strategic role at Justin.tv.
Look for the company to take Uber's approach of spreading to new cities and platforms.


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Mai Sakurajima Car Seat Covers Custom Bunny Girl Senpai Car Accessories
Guarantee safe & secure checkout
Free Shipping: On all orders over $100 (USA)
Mai Sakurajima Car Seat Covers Custom Bunny Girl Senpai Car Accessories
Add style to your seats while protecting them from spills, stains, tearing, fading, and more.
Universal fit on the most standard car and SUV seats.
All of our Car Seat Covers are custom-made to order and handcrafted to the highest quality standards.
- Constructed with high-quality polyester micro-fiber fabric for maximum durability and comfort.
- Designed for quick and easy installation on most car and SUV bucket style seats no tools required.
- Elastic backing and fastening ensure a snug and secure
- Not for use on seats with integrated airbags, seatbelts, or armrests.
- Designed by Gear car cover.
Please allow 7-9 business days to receive a tracking number while your order is hand-crafted, packaged and shipped from our facility.
Enjoy your shopping at gearcarcover.com - Car Accessories and Car Accessories email us if you have any questions! View more: Bunny Girl Senpai Car Seat Covers
Size Chart
Show more: Bunny Girl Senpai Car Accessories
Our policy lasts 7 days from the date that you receive your product from us. If 7 days have gone by since the delivery of your purchase, we can't offer you a refund or exchange, unfortunately.
We stand behind the quality of our products and guarantee our workmanship. Any defects or errors on our part will result in a replacement at no charge.
Due to all our products are made-to-order so we typically do not accept returns or exchange due to user error such as incorrect selection of sizes, designs, colors, etc.
Please be informed that our products are customized and manufactured under market demand; thus, they are not always available items. Also, advertised images may slightly different from actual item in terms of color due to the lighting during photo shooting or the monitor's display.
Hence, please allow the 20% difference between advertised images and the actual item you received.
Delivery Time = Processing time + Shipping time
We process orders on business days which are Monday through Friday, Eastern Standard Times, and exclude holidays observed by the Post Office: New Year's Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas.
Processing Time: 10 – 15 business days (in regular seasons) or more depends on holiday seasons.
Shipping Time: (Shipping time varies by location. These are our estimates)
United States: 7-10 business days
Canada, Europe: 10-15 business days
Australia, New Zealand: 2-4 Weeks
Mexico, Central America, South America: 2-4 Weeks


text:
Canada, House of Commons Debates, [Divorce Court], 1st Parl, 1st Sess (2 December 1867)
Document Information Date: 1867-12-02 By: Canada (Parliament) Citation: Canada, House of Commons Debates, 1st Parl, 1st Sess, 1867 at 167. Other formats: Click here to view the original document (PDF). Why Is There No Text? This document has not yet been transcribed. Help us out by transcribing the PDF into a text file and emailing it to email@example.com. Your help will make PrimaryDocuments.ca the most complete word-searchable electronic repository of documents relating to the Canadian constitution. For more information consult our Be a Contributor page.


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The largest private hospital in Vienna, offering quality medical services in an atmosphere of a luxury hotel. Rudolfinerhaus is affiliated with thousands of doctors, and patients can choose their doctors, or even bring their own physicians.
upon request
This information is intended for general information only and should not be considered as medical advice on the part of Health-Tourism.com. Any decision on medical treatments, after-care or recovery should be done solely upon proper consultation and advice of a qualified physician.
What is a Sphincterotomy?
Sphincterotomy is a procedure in which anal fissures are treated. A tear in the rectal lining which most often results from hard bowel movement is called an anal fissure. Due to muscle spasms and continuous bowel movements, the healing of the anal fissures is prevented. They become very severe and cause great pain and discomfort. Medication to encourage healing and stool softeners can also be used to heal the anal fissures. However, severe and reoccurring fissures need to be treated by sphincterotomy. The outermost portion of the anal sphincter is cut during a sphincterotomy, which loosens the muscles and stops the muscle spasms from occurring.
How is a sphincterotomy performed?
The patient needs to lie down on the operating table and is positioned in a way to expose the anus and the rectal area. Once the anesthesia is given, an antiseptic solution is used to clean the area. Then, fissures are removed and an incision is made on the anal sphincter. This enables the sphincter to relax and stretch. This causes less strain on the fissure. Stitches are given and the patient is sent into recovery.
How to prepare for a sphincterotomy?
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Blue Nahuala VI
The perfect boho pillow in faded indigo blue with gold embroidery in the centre and at the bottom. The backing is a vintage hand embroidered indigo corte.
Once a Guatemalan Mayan woman's huipil, it has been given new life as a gorgeous accent cushions and paired with the meaning, story and history behind the textile, this one-of-a-kind vintage pillow will create a well travelled vibe to any decor setting.
Front: Vintage huipil textile from the Nahuala Province
Back: Vintage corte textile in stripes
- Size: 26" x 12"
- Insert not included
- Invisible zipper
- 100% cotton
Hand wash in room temperature water, add a small handful of salt on final rinse
Stocked in Byron Bay Australia | Worldwide Shipping
Embroidered pillows are repurposed from vintage, hand woven and embroidered Guatemalan huipiles - a traditional blouse worn by indigenous women from central Mexico to Central America. They are made on a backstrap loom by artisans who embroider the intricate pattern as they simultaneously weave the base cloth.
Rich with ancient cultural significance, each region, town and village in Guatemala prides itself on designs and colors unique to them.This means every woman's origin can be identified by her huipil regardless of where she travels.
Woven pillows are repurposed from vintage, hand woven Guatemalan cortes - a traditional skirt which is a long rectangular piece of fabric wrapped around the waist and secured with a faja (wide embroidered belt). The seams in a corte are sometimes overlaid by an intricately embroidered randa. Where possible we try to preserve the randa in our corte pillows.
Each hand-embroidered pillow, with its plush texture and exotic use of patterns, has been inspired by rich traditions from the Mayan culture and made using centuries-old techniques. Every one is an original and has a story attached to it.
Please note
* All pillow products are pillow cases only. Inserts are not included.
* We highly recommend buying inserts 1" - 2" larger than the pillow case to achieve the plump look as shown in photos. Minimum 1" larger is necessary but any pillow dimension 14" or larger can accommodate an insert 2" larger.
* No two pillow cases are ever exactly the same. The photos in this website are a very close representation of the pillow, but may not be identical to the one you receive.
* These pillows are hand made from used textiles and as such sizes can vary slightly. We recommend purchasing inserts only after receiving your pillow cases.
* Due to the handwoven and vintage nature of these products, small defects and signs of wear and tear, fading or ageing are not uncommon. We feel this only adds to the unique story behind each pillow.


text: Entertainment Search Show filters Member Search Enter Keyword. Search for Members by Keyword. Search Filters Changing any of the form inputs will cause the list of events to refresh with the filtered results. Your selections Clear Category: Tours Remove filters Tag: Flowers Remove filters Done Clear Categories: Tours Categories × Tours Classes Communications Range Services Tours Tags: Flowers Tags × Flowers Antiques Apparel Apple Orchard Art Artist Awards Bank Barber Beer Books Boutique Breakfast Burgers Cakes Cell Phone Chiropractic Chocolate Circus Cocktails Coffee Collectibles College Consignment Cookies Counseling Crafts Cranes Creative Design Custom Date Ideas Day Spa Dentist Dessert Devils Lake Dinner Dog Friendly Drinks Educational Embroidery Entertainment Event Venue Facial Bar Fair Trade Family Friendly Fashion Fish Fry Fitness Flowers Food Cart Foundation Fudge Furniture Gaming Garden Gifts Girlfriends Grocery Grooming Groups Gym Hair Salon Happy Hour Historic Home Care Home Decor Ice Cream Independent Living Indoor Pool Instruments Insurance Investments IT Jewlery Kids Kitchen Laptops Law Lodging Lunch Made in Baraboo Massage Mortgage Museum Music Lessons New Auto Newspaper Nightlife Non-Profit Nutrition Organic Outdoor Dining Outdoor Seating Pastries Pets Pharmacy Photographer Pizza Popcorn Printer Professional Radio Station Realtor Repair Rescue Rocks Sewing Machines Shakes Shopping Skateboard Skateboard Gear Skin Care Stones Supplements Tea Theatre Therapy Title Company Tours Toys Trading Cards Travel Agency Trophies TV Used Auto Vacation Vegan Web Design Wedding Wedding Venue Weight Loss Whole Foods Wine Wine Tasting Womens Womens Clothing Workshops No posts found.


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Your IP address: (22.214.171.124) 2023-12-11:18:14:00
Hoover (Mouse-over) on any button or link to see explanation or medium-level detail (before clicking through).
To move/recenter this Wikipedia report: either (1) browse the map (or enter an address or coordinates) and click "Reports" in the upper right popup on the map; or click on an arrow at the left of any WikiArticle record.
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- Home
- About Us
- Services Offered
- Pet Library
- Contact Us
- Emergency Services
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- "Just A Dog"
- Our Reviews
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Appointment Policy
To allow ample time for all patients and scheduled surgical procedures, we operate primarily by appointment. Emergency cases shall always receive top priority, which is why occasional appointment delay is inevitable. Please realize that we make a sincere attempt to see each client on time.
For your convenience, "drop-off" appointments are available. A "drop off" means you could bring your pet at the time that works best for you and leave him/her with us for a couple of hours. Usually we will ask you to "drop off" sometime in the morning so our doctors can examine the patient in between appointments or at the time purposely reserved for admitted patients. Once the doctor is done, she will give you a call to go over the diagnosis and to give you discharge instructions.
For the safety of all animals in our care, we require that all vaccinations be up to date. Even though we make every effort to make our patients feel comfortable during visits, they may be a little uneasy about new people, new surroundings and other pets.
For your safety and ours, please allow our experienced staff to restrain your animal during examination.
Payment Policy
We require full payment at the time that services are rendered. For your convenience, we accept MasterCard, Visa, Discover, American Express, personal checks, and cash. Northland Veterinary Services is now accepting CareCredit! Please click here to see more!


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Backpage Lake Of The Ozarks
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There are several things that can be done in libertinage. We're fans of group sex and especially voyeurism. For example, having intimate relations outdoors is one of our favorite pastimes. We would like to see you for a date in the woods. We are free in the afternoon. I don't think I have any beauty standards because it's just for a one night stand... But that said, I need a hot guy, my man absolutely has to be able to see another male make me cum. You can contact us if you want to meet up with us for sex. See you soon.
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A hot woman in Silver Spring wants to quickly have a naughty man for a one night stand
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A single girl is looking for a libertine trip on Charleston
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Fancy Pearls and Beads Rakhi
Fancy Pearls and Beads Rakhi
- Stock: In Stock
- Pearls and beads Rakhi for this auspicious Raksha Bandhan to send to your beloved brother with Tika and Chocolate.
- Option of sending only One Rakhi, One Rakhi with 200 gms. Kaju Katli, set of 2 Rakhis and set of 2 Rakhis with 200 gms. Kaju Katli is available with this product.
- The set contains - 1 Fancy Rakhi, Tilak ( Roli + Chawal ) and 1 Free Branded Chocolate Bar (6.3 gms).
Please Note :-
- As Raksha Bandhan ( Rakhi ) festival is on 30th August 2023, all the Rakhi orders shall be dispatched 14th August 2023 onward on the priority basis.
- If you want us to deliver the order early then please mention the approximate delivery date in the instruction box while placing an online order.


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Over 15 Million Engines and Transmissions
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Hi, you to get all Xtreamer Smartphone USB drivers with an easy installation guide. Xtreamer USB Driver is an important part of all Xtreamer Smartphones which enable you to easily connect your Xtreamer Android device with the PC or laptop.
What is a Xtreamer USB Driver?
Xtreamer USB Driver is an important part for all android devices which allows you to easily connect any android device or tablet through the personal computer or laptop. In other words, it is a group of more than one files or program which create a bridge between the android devices and the personal computer to communicate and sharing the files between each other. After properly connecting your android device or tablet with the personal computer via USB driver. You will be able to do many more important things.
With the help of PC Suit, or any other software and installing the ROM will be you will be able to easily transfer your important & confidential data like photos, audio, video, messages, mp3, contacts, download, install & update stock ROM of any android device, update all drivers of your android devices, update your android device, take backup whole android device, and if you lost all important data from your android device then you can easily restore with the help of backup via Xtreamer USB Driver on your computer.
Must Read: How To Download Facebook Videos in HD Quality
What is Xtreamer ADB Driver?
ADB stand for Android Debug Bridge. Xtreamer ADB driver is a client server program which is used to create the bridge between the developer and android device apart of that also create a bride between the personal computer and android device for android application development. With the help of Xtreamer ADB driver you will be able to give direct command through any terminal which allows you to modify and update your android device or device software by giving the command through PC command line. It is used to properly manage your Android device.
Download latest Xtreamer USB driver here is list:
|Xtreamer Aiki 4 Driver
|Xtreamer Aiki 4s Driver
|Xtreamer Aiki 5 Driver
|Xtreamer Aiki 5s Driver
|Xtreamer Ban G Driver
|Xtreamer Joy Z Driver
|Xtreamer Q Driver
Must Read: How to activate WhatsApp Unsend and Live location sharing feature
How to install Xtreamer USB and ADB driver?
There are two ways from which you can easily download Xtreamer USB Driver on your personal computer or laptop. First one through the Exe file and second by Driver file (Manually) method.
Method 1: How to install Xtreamer USB and ADB driver via Exe file:
Download and extract the zip file on your computer and connect your phone. Then double click on this file to run that exe file now click on the Next > Next > Finish button. It is very simple process, there is no need to add extra efforts.
Method 2: How to install Xtreamer USB Driver via driver files (Manually):
These driver files don't have any kind of executable files, so you must need to install Xtreamer USB Driver using manual method. Xtreamer USB Driver installation via driver files is given below. So follow all steps carefully:
Step 1: Download and extract the zip file on your computer. Then connect your android smartphone via Xtreamer USB cable to your personal computer or laptop.
Step 2: Click on the Start button or you can also press WIN key to directly active start menu then either you have to right click on the "Computer" option or you can also press Shift+F10 key to Xtreamer the cascading menu and choose "Manage" option. Click on the "Device Manager" option in the Computer Management dialog box. Now you can see your mobile name or number with yellow triangle icon in the right side pan. That means android device is properly not installed on your computer or laptop.
Step 3: Press right mouse button which has yellow triangle option, then you have to click on Update Driver Software option > Click on the "Browse my computer for driver software" option > Select the folder by clicking on the Browse… button now, you will get complete path of USB driver software file then click on the Next button > Now, your USB driver updating process will be start. After successfully finish the USB driver updating process, finally click on the close button.
Must Read: Boost traffic on your Blog by using Twitter
I hope you will get required USB driver of Xtreamer Smartphone. And also helps you to easily install Xtreamer USB Driver on your PC or laptop. If you have any query or need USB drivers of any other Smartphone then write us in the comment box. Thanks to all.


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Product Description
Traditional Style Reversible Cushions Matching Tables Available This product is manufactured with quality in mind. Using only hardwood frames, Certi-PUR foam, and durable fabrics that are hand tailored to the piece. We also use recycled materials where possible to aid in design; giving you the best style, strength and value while minimizing environmental footprint.


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077 NC 32 North,
Data drives the organizations of today's world. Business of all sizes have had a cyber attack or data breach, with the average cost to rectify rising to $4.24 million per occurrence.
One stolen laptop, one careless employee, a virus or even paper records that fall into the wrong hands, can create a financial and reputational consequence affecting your business for years to come.
With a comprehensive cyber liability policy, you can feel confident you're covered in case of data breaches and related issues, including:
We can help protect your business against damage to electronic data, virus or malware attack, liability to third parties, and also help recover the cost of:
Cyber liability coverage is available for any business, small and large, nonprofit organizations, and retailers. You may be able to save on costs by bundling coverage with another policy to create a comprehensive suite of business liability coverages.
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While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.
After all, there's no such thing as a one-size-fits-all insurance policy when it comes to your business.
Contact us today, and we'll help you protect what matters most.


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List of pages tagged with barbara-ward:
This website is © 2010-2011 David Reese. All rights reserved. All images and content, including, but not limited to, the Interaction Magazine logo and articles from the magazine, are the property of their respective owners. Interaction Magazine has been made available to the public on the SierraGamers website, and is considered a part of the public domain. Image hosting provided by Photobucket.


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Monday 17 January 2022 (other days)
Saint Antony, Abbot
on Monday of week 2 in Ordinary Time
on Monday of week 2 in Ordinary Time
Using calendar: England - Middlesbrough. You can change this.
How wonderful is God among his saints: come, let us adore him.
Year: C(II). Psalm week: 2. Liturgical Colour: White.
About the author of the Second Reading in today's Office of Readings:
|Mid-morning reading (Terce)
|Jeremiah 31:33 ©
This is the covenant I will make with the House of Israel when those days arrive – it is the Lord who speaks. Deep within them I will plant my Law, writing it on their hearts. Then I will be their God and they shall be my people.
|Noon reading (Sext)
|Jeremiah 32:40 ©
I will make an everlasting covenant with them. I will not cease in my efforts for their good, and I will put respect for me into their hearts, so that they turn from me no more.
|Afternoon reading (None)
|Ezekiel 34:31 ©
You, my sheep, are the flock I shall pasture, and I am your God – it is the Lord who speaks.
Scripture readings taken from The Jerusalem Bible, published and copyright © 1966, 1967 and 1968 by Darton, Longman & Todd, Ltd and Doubleday, a division of Random House, Inc, and used by permission of the publishers. For on-line information about other Random House, Inc. books and authors, see the Internet web site at http://www.randomhouse.com.
|This web site © Copyright 1996-2023 Universalis Publishing Ltd · Contact us · Cookies/privacy


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Should You Buy and Hold RAIT Financial Trust?
Being able to retire rich, or at least comfortable, is the goal of almost any investor. However, it's much easier said than done. In a recent Wells Fargo survey, respondents between the ages of 50-59 said that they had, on average, about $29,000 saved up. With pensions all but gone, and Social Security targeted for cuts in the future, it's hard to count on anyone but yourself. But $29,000 isn't going to cut it for most people, so you've got to get involved in the stock market in order to grow that nest egg. Getting in the game is the easy part; choosing the right stocks is the hard part.
Making prudent decisions
Generally speaking, I look for four traits in a retirement stock:
Valuation: Investors of all ages want to make sure they're not overpaying for a stock, but this matters even more in retirement. Retirees don't have the long time horizon that younger investors have, so it's essential to make sure you don't overpay in the short term.
Dividends: Most retirees need a combination of both growth and income, as they'll be depending more and more on their portfolio to help with everyday expenses. Companies that pay dividends not only offer immediate income, but they've also proven to outperform non-paying dividend companies over long periods of time.
Growth: Investors love dividends, but everyone wants to see their stocks rise over time. Growth can be as big a part of your portfolio as a steady dividend. It's important to note that you don't need a high-flying stock that's going to shoot to the moon; a company that can grow and outperform the market is hard enough to find, so steady growth is highly covetable.
Low volatility: Retirees want to invest in great growth stocks just as much as anyone else, but they also want to be able to rest well knowing that their portfolio won't be taking them on a roller-coaster ride. At the end of the day, most retirees would rather own a sturdy company that lets them sleep at night than a company that whips up and down with the gyrations of the market.
Although some companies are definitely more geared toward retirees, which companies you choose to invest in will be dictated largely by what you already have in your portfolio. Small, mid, and large caps can all play a role in your investing strategy, so I chose to evaluate all varieties of stocks in this regular series.
So how does RAIT Financial stack up?
In order to check out the valuation of RAIT Financial (NYS: RAS) , we don't want to look at only its P/E ratio of 4.0. That may seem cheap, but really we don't know without looking at the ratio in historical context. Over the last five years, RAIT Financial's average P/E ratio has been 8.0, which is greater than the current ratio. This suggests that investors could be seeing an opportunity to buy RAIT Financial on the cheap right now.
RAIT Financial's dividend is 6.9%. This is tremendous; not only does RAIT Financial pay a dividend, but it pays more than the average company in the S&P 500. However, some REITs dividends can really vary depending on their interest income, so you might want to look into this one further to see if it's bound to blow up in the future.
Next, we want to ensure that RAIT Financial's stock has the ability to rise over the next five, 10, or 20 years. A company that's growing its net income has the best possible chance to see its share price rise over time. Of course, we can't predict the future, but we can look back to get an idea of how the company has performed in the past in order to try to ensure future earnings growth. Over the past five years, RAIT Financial's earnings per share have declined by 34% annually. Unfortunately, RAIT has run into its own share of problems, and the financial collapse of 2008 and ensuing downturn certainly couldn't have helped either. So the company has been unable to grow earnings, which doesn't exactly mean that it won't in the future, but it's certainly not the greatest of signs.
One of the best measures of volatility is called beta. Beta measures the impact that the movement of the stock market will have on a particular stock. For instance, a beta of 1.0 signifies that RAIT Financial will move in tandem with the market; a beta of 2.0 means that the stock will move up twice as much as the general market, and vice versa. In this particular case, RAIT Financial has a beta of 3.7, which is pretty high. Generally speaking I like to see a beta below 1.2 for retirees.
Let's look at the competition
We've taken a look at RAIT Financial, and maybe you think it's passed all the tests, or maybe you just don't feel comfortable with the results. Either way, it's beneficial to see how a company stacks up in its industry, because it's just as important to understand a company's competitors as it is to understand that particular company. Here are RAIT Financial's stats when compared to three of its closest competitors:
Current P/E
Dividend Yield
5-Year Earnings Per Share CAGR
1-Year Beta
RAIT Financial
Resource Capital (NYS: RSO)
NorthStar Realty Finance (NYS: NRF)
Starwood Property Trust (NYS: STWD)
Source: Capital IQ, a division of Standard & Poor's.
Each company has traits to like and traits left to be desired. Either way, it's beneficial to look at the industry picture and not just RAIT Financial in isolation.
Of course, I can't decide for you whether or not this is the best stock for retirement, but it has passed two of the four tests, which at least shows that this stock has some promise. Of course you've got to decide for yourself which are the most important traits in a stock that you're looking for and make decisions based off that.
Interested in adding any of the companies above to your watchlist? Click below to get the latest commentary and analysis.
At the time thisarticle was published Jordan DiPietroowns no shares. The Fool owns shares of and has created a ratio put spread position on Wells Fargo. Try any of our Foolish newsletter servicesfree for 30 days. We Fools may not all hold the same opinions, but we all believe thatconsidering a diverse range of insightsmakes us better investors. The Motley Fool has adisclosure policy.
Copyright © 1995 - 2011 The Motley Fool, LLC. All rights reserved. The Motley Fool has a disclosure policy.


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By unscrambling letters kairomones, our Word Unscrambler aka Scrabble Word Finder easily found 620 playable words in virtually every word scramble game!
Below are the values for each of the letters/tiles in Scrabble. The letters in kairomones combine for a total of 20 points (not including bonus squares)
The unscrambled words with the most letters from KAIROMONES word or letters are below along with the definitions.


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Wow Sue these look terrific.You can't beat tried and tested family recipes,thank you
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Abstract & Modern Artists
Biographies and analysis of the work of the famous Abstract & Modern Artists. We are adding more artists every week, so stay tuned as the most important artists in the history of art are given proper coverage.
The artists above are the individuals in the Abstract & Modern Artists category that The Art Story has had a chance to research and write up so far. Please let us know who is missing by Contacting Us.
Also, you can just look at Abstract Artists, or just Modern Artists. Or for other artists, please narrow your search via the options in the "Redefine Criteria" button (go to Top of Page for full menu).


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- Wool
- Herringbone Pattern
- Baker boy style
- Flat
- Made In Turkey
Checked Herringbone Bordeaux Cap
Tip your cap and open your mind to this rather smart hat. Made in wool, this hat is in a baker boy style. Wear on with a gilet on country walks for the full classic gent effect.
Buy 2 Get 1 FREE!
- 100% Wool
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How much does a Human Resource Officer make hourly in the United States? The average hourly wage for a Human Resource Officer in the United States is $34 as of November 27, 2023, but the salary range typically falls between $31 and $38. Hourly rate can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Analyze the market and your qualifications to negotiate your salary with confidence.
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See user submitted job responsibilities for Human Resource Officer.
Salary.com's CompAnalyst platform offers:
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Take a loose measurement in inches over the fullest part of your bust, keep the measuring tape level around your body.
With your favorite unpadded bra on, take a snug measurement around your rib cage in inches, directly under your bust and level all around.
Measure around the narrowest part of your natural waistline.
Stand naturally with your feet together. Measure around the fullest part of your hips (usually 7" down from your waistline).
The Mykonos Hi-Waist features side tunnel ties and cheeky coverage, the perfect combination of flirty and fun.
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B Swim creates on-trend swimwear to suit any destination. Inspired by vintage vacations in France, vibrant dance-filled nights in Latin America, and beautiful Bali beaches the collection features dreamy florals, lively retro prints, and textural motifs.


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Little Sioux, IA Bee Removal Contractor
Bees can pose as a health risk if left unchecked. This is because swarms of bees can attack individuals and sting them. If the situation is bad or if someone happens to be allergic to bee stings, then they will need to be hospitalized for some time until they recover. In addition, bees can cause havoc to a building in their nesting location. This is because bees often burrow much deeper into structures. If left unchecked, they can cause a lot of damage to your house. That is why you should get professional bee removal in Little Sioux, IA to help you with the problem.
Certified Pest Control Professionals
Our reliable experts with years of experience are here to help you with your pest control needs and projects.
In most cases, a quality Little Sioux, IA bee removal specialist will work in coordination with the fire department, animal control, and even with management companies to get rid of the bees in the best way possible without risking the life of the individuals who are around.
The good thing about Killinix Pest Control is that they have licensed and insured Little Sioux, IA bee removal experts, who can remove bees both indoors and outdoors. The bee exterminator in Little Sioux, IA is familiar with the different types of bees and how to get rid of each one of them.
Killinix Pest Control uses safe methods to get rid of the bees. You can request to have pesticide and environmentally friendly methods used to get rid of the bees. Little Sioux, IA bee removal service providers can deal with any kind of bee problems. From excavating hives from underground, to removing live bees and even opening up structures where bees have burrowed into and repairing them.
Killinix Pest Control Little Sioux, IA bee exterminators are certified by a recognized board, so you can be sure that their methods are safe and effective. They can also offer you proofing services, which will last for many months therefore, you will be assured of staying free from bees for many months.
You can hire an experienced Little Sioux, IA bee exterminator and get same day service. This will keep you out of harm's way. The best thing is that Killinix Pest Control's services are affordable, so you will get a comprehensive solution to your problem.
No matter how long you have had the bees infestation, hiring a reputable bee exterminator in Little Sioux, IA is the best way to go since they can deal decisively with the problem. A bee inspection in Little Sioux, IA will analyze the problem and deal with it depending on the situation. For instance, if you've had the infestation for about 6 weeks, then a full hive removal will be initiated, so as to get rid of the bees, honey, wax and bee larvae.
Get a bee inspection service in Little Sioux, IA as soon if you notice bee swarms around your home or areas where you hang out. After an inspection has been done, then an extermination plan will be developed by Killinix Pest Control professionals on how to get rid of the bees. Bees pose a health risk to the people and animals around them, so they should be eliminated as soon as possible. Hire a reliable Little Sioux, IA bee removal expert today to help you with the problem.
Other Services We Provide in Little Sioux
We can provide you with a range of services to get rid of all the pests in your home.
General Pest Control
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When pests can't be seen or reached, fumigation is the best way to get to them.LEARN MORE
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2mm thick MDF 50mm by 150mm bases
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20th Century Terraced Shop
Typical Northwest European terraced shop can be put together with others to make a row of terraced houses.
Size55mm x 70mm 84mm tall
Product Code: LCA-15mmWW2Shop-01
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