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January 11, 2021
Real Estate
The start of a new year always compels people to take a fresh look at their goals, from health and career to relationships and finance. But with historically low mortgage rates, increased home sales and price growth, and a tight housing inventory, the time is right to also make some homeownership resolutions for 2021.
Home buyers, is this the year you work to improve your credit score, pay down some debt, or save for a down payment for a primary residence, second or vacation home?
Home sellers, I have laid out plans for you to get top dollar for your property, including timing your home sale, making your property stand out from the crowd, and investing in your extra living space.
And even if you're staying put for awhile, homeowners, you can resolve to improve your status quo by evaluating your home budget, finalizing your home maintenance schedule, or maybe investing in a second property (in Mammoth Lakes perhaps?).
So no matter your homeownership status, I have some ideas and advice for you to make this year your best one yet. Read on to learn more.
Your credit report highlights your current debt, bill-paying history, and other key financial information. Importantly for your home-buying journey, it is also used by lenders and companies to calculate your credit score, which partly determines if you are qualified to obtain a mortgage. Therefore, before you start house-hunting, make sure your finances are in the best possible shape by checking your credit report from Equifax, Experian, and TransUnion (via AnnualCreditReport.com). You can also obtain your credit score for free from some banks and credit card companies.
Your credit score will be a number ranging from 300-850.1 Generally speaking, a credit score of 740 or higher is considered very good to excellent.2 If your FICO score drops below 740, you might need to work at boosting your score for a few months before you begin house-hunting. Ways to do this are to pay your bills on time every month, keep your credit card balances low, and avoid applying for new credit.
Do you have student loans, credit card debt, or car payments tying up your income each month? That debt is hurting your "buying power," or the amount of home you can afford. Not only is it money that you can't spend on your new home, but your debt-to-income ratio also affects your credit score, which we discussed above. The less debt you have, the higher your FICO score and the better mortgage you can obtain.
If you can, pay off some debt in its entirety—like a low balance on a credit card. Then apply that "extra" money you previously paid on that credit card to pay off bigger debt, like a car loan. Even if you can't pay off all (or any) of your debt in full, reducing the balances of each account will help you qualify for the best possible mortgage terms.
Don't forget that buying a home requires some cash as well. A down payment is typically 10% of a home's purchase price (more for a second/vacation home), and closing costs currently average $3,700.3,4 You'll also need money for moving expenses and any initial maintenance tasks that might pop up. And as the pandemic taught us, you never know when an unforeseen event might cause a job loss, drop in income, or health scare, so having some liquid savings will ensure that you can still pay your mortgage if a crisis occurs.
Dedicate some effort to building up your reserves. Cut down on unnecessary expenses, and consider having a portion of each paycheck automatically deposited into your savings account to avoid the temptation to spend it.
If you're looking to maximize profit on the sale of your home, selling earlier in the year makes sense. Across the country, listing prices historically increase early in the year, peak in May, plateau through June, and decrease for the remainder of the year.5 And, according to the National Association of Realtors, "with both mortgage rates and the number of homes available for sale expected to remain relatively low, home prices are likely to continue to increase. In mid-January, home prices typically begin a quick ramp-up in a normal year."5
But sales price isn't the only thing to consider. You might not be ready to sell your home yet because you don't want to uproot your kids during the school year or because you need to tackle some minor upgrades before placing your home on the market.
This means that there is no one month or season that is the perfect time to sell your home. Instead, the right timeline for you takes into account factors such as when you'll earn the highest profit, personal convenience, and whether your home is even ready to put on the market. A trusted real estate professional can talk you through your specific needs to clarify when to sell your home.
Housing inventory is at historic lows across the country, and that means the market is fiercely competitive.6 Selling your home in 2021 has the potential to net you a huge return right now, and you can maximize that amount with some simple fixes to make sure your property outshines your neighbors' for sale down the street.
In your home, you might need to tackle a minor remodeling project, such as upgrading the flooring or adding a fresh coat of paint. According to the National Association of Realtors' 2019 Remodeling Impact Report, simply refinishing existing hardwood floors recoups 100% of the cost at resale, and completely replacing it with new wood flooring recovers 106% of costs.7
Outside, you might consider improving your curb appeal by removing a dead bush, trimming a tree that blocks the front window, or power-washing your moldy driveway and sidewalks. In fact, real estate agents say cleaning the exterior of your house can add $10,000 to $15,000 to a home's sale price.8 And according to a Virginia Tech study, improving a home's landscaping may increase its value by 10 to 12%.9
A good agent should provide custom-tailored suggestions to ensure your property pops inside and out. Ask me about our local insider secrets that will make your home stand out from others on the market.
Due to COVID-19, more people are staying at home to work, go to school, exercise, and stay entertained. And these lifestyle changes are showing up in home buyer preferences. For example, according to one study, buyers are looking more and more for homes with formal, outfitted home offices, private outdoor spaces, and updated kitchen appliances.10
So if you've got an underutilized room, consider turning it into an office, home gym, schoolroom, or multi-purpose room to meet current home buyer needs and attract better offers on your home. Got some underwhelming space outside? You could turn it into an outdoor entertainment area by adding a firepit, upgrading the patio furniture, or installing a grilling area. Be sure to consult with a local real estate professional before investing in a renovation, however, as each market's buyers have different tastes.
After this past year, in particular, your financial picture may have changed. Maybe you were furloughed, had your hours reduced, or got a new job further from home. Perhaps you've kept the same job, but you're now working remotely. A work-from-home arrangement could mean less money spent on gas, tolls, a professional wardrobe, and dining out for lunch.
But this could also mean new (or increased) expenses now that you're working at home, such as new tech-related purchases, faster Wi-Fi, and higher energy bills. January marks the perfect opportunity to update your income and expenses and review last year's spending habits, tweaking as needed for 2021.
For more specific ideas, contact me for my free report "20 Ways to Save Money and Stretch Your Household Budget."
Having a schedule of regular home maintenance projects to tackle will save you money now and in the long-term. You'll avoid some surprise "emergency fixes," and when you're ready to eventually sell your home, you'll get higher offers from buyers who aren't put off by overdue repairs.
Even if nothing necessarily needs fixing right now, you can lower your energy costs by maintaining and upgrading your home. According to the U.S. Department of Energy, simple fixes add up: replace five most frequently used bulbs with ENERGY STAR ones to save $75/year; repair leaky faucets to save $35/year; replace older toilets with low-flow models to save $100/year; and seal air leaks to save $83-$166/year.11
For a breakdown of home maintenance projects to tackle throughout the year, contact me for your free report "House Care Calendar: A Seasonal Guide to Maintaining Your Home."
Even if you don't plan on leaving your current residence, real estate is a great way to improve your quality of life in 2021.
Have cabin fever from the long quarantine? A vacation home in a getaway location you love lets you safely spread your wings. And if you have been looking for a second stream of income, an investment property might be your answer. Just be sure to consult with a real estate professional to get a realistic sense of a property's true income potential.
Want more information on how a second property fits into your 2021 plans? Request my free report, "Move Up vs Second Home: Which One Is Right For You?"
Without a plan and a support system, 55% of Americans will break their new year's resolutions.12 Whether you're looking to buy, sell, or stay put in your home, it helps to connect with a trusted real estate agent to keep you motivated and on track.
As local market experts, I have the knowledge, experience, and networks to help you achieve your homeownership goals, whatever they may be. Reach out to me today for a free consultation and commit to a happy and prosperous new year.
Stay up to date on the latest real estate trends.
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Your Second Visit to Our Plainfield Practice
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Stinger Pest Solutions
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These first two questions should only relate to services or good purchased directly from the service provider. Many products carry their own warranties, like roofing shingles or siding. It's useful to know what these warranties cover as well as how long they last. The "warranty agent" question is important, because often warranty agents work with the manufacturer to get you repairs under warranty at a much lower price.
This is important mostly for larger jobs. Clearly a two man operation is going to build a home much slower than a 15 man crew. This is also a good indication of the overall size of the Pest Control company, if that's an area of concern for you. The reason you may want to ask about the fleet is that fleet size is a good indicator of the mobility of the company. Mobility may not sound important, but it's hard for the Roswell contractors to get to job sites if they lack appropriate vehicles.
Though a standard question, it's important to ask. Most contractors will tell you how long they expect the job to take without you asking. If they don't volunteer that information, be sure to ask. It's also helpful to ask if that's a hard finish date, meaning that it's the definite finish date. If it's a soft finish date, it may be extended for any number of reasons.
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Swearing age-old oath, Obama steps into 2nd term; Washington parties tomorrow
WASHINGTON — President Barack Obama was sworn in for four more years Sunday in a simple ceremony at the White House, embarking on a second-term quest to restore a still-shaky economy and combat terrorists overseas while swearing an age-old oath to "preserve, protect and defend" the Constitution.
"I did it," a smiling president said to his daughter Sasha seconds after following Chief Justice John Roberts in reciting the oath of office. First lady Michelle Obama and the couple's other daughter, Malia, were among relatives who bore witness.
The quiet moments were prelude to Monday's public inaugural events when Obama and Vice President Joe Biden will be sworn in on the steps of the U.S. Capitol before a crowd expected to reach into the hundreds of thousands and a television audience counted in the millions.
The trappings were in place — the flag-draped stands ready outside the Capitol and the tables set inside for a traditional lunch with lawmakers. Across town, a specially made reviewing stand rested outside the White House gates for the president and guests to watch the traditional parade down Pennsylvania Avenue.
A crowd of perhaps 800,000 was forecast, less than the million-plus that thronged to the nation's capital four years ago to witness the inauguration of the first black president in American history.
The weather forecast was encouraging, to a point. High temperatures were predicted for the lower 40s during the day, with scattered snow showers during the evening, when two inaugural balls closed out the official proceedings.
The 44th chief executive is only the 17th to win re-election, and his second-term goals are ambitious for a country where sharp political differences have produced gridlocked government in recent years.
Restoration of the economy to full strength and pressing the worldwide campaign against terrorists sit atop the agenda. He also wants to reduce federal deficits and win immigration and gun control legislation from Congress, where Republicans control the House.
If he needed a reminder of the challenges he faces, he got one from half-way around the globe. An Algerian security official disclosed the discovery of 25 additional bodies at a gas plant where radical Islamists last week took dozens of foreign workers hostage.
In Washington, tourists strolled leisurely on an unseasonably warm day.
"I'm very proud of him and what he's trying to do for immigration, women's rights, what they call 'Obamacare,' and concerns for the middle class," said Patricia Merritt, a retired educator from San Antonio, in town with her daughter and granddaughter to see the inauguration and parade as well as historic sites. "I think he's more disrespected than any other president," she added, referring to his critics.
Sean Payton, an operations analyst from Highland Ranch, Colo., said he hoped to hear "a nice eloquent speech that makes people feel good about being an American."
Republicans lent a touch of bipartisanship to the weekend.
"We always want any president to succeed, to do well, that means America does well and Americans do well," Sen. John Barrasso of Wyoming said on CNN's "State of the Union."
Obama took the oath in the White House Blue Room where portraits of Presidents John Adams, Thomas Jefferson, James Madison and John Tyler grace the walls. He placed a hand on a Bible held by his wife. His daughters stood nearby.
The nation's political divisions seemed scarcely to intrude as Obama, a Democrat, shook hands with Roberts, a Republican appointee, in a rite that renews American democracy every four years. Unlike four years ago, when Roberts stumbled verbally, the chief justice recited the oath without error.
Before the swearing-in, the president listened from a second-row pew at the 175-year-old Metropolitan African Methodist Episcopal Church as the Rev. Jonathan V. Newman asked God's blessing for the him and his family. "But also prepare him for battle … because sometimes enemies insist on doing it the hard way," he said.
Like Obama, Biden began his day early. He attended Catholic Mass at his official residence at the U.S. Naval Observatory a few miles from the White House. Justice Sonia Sotomayor, the first Hispanic justice and an Obama appointee, administered the oath of office.
Biden then joined Obama at the cemetery, where the two men placed a wreath at the Tomb of the Unknowns and observed a moment of silence as a bugler sounded "Taps."
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Thursday, October 31, 2013
Tuesday, October 29, 2013
Happy Birthday!
Posted by JohnK at 10:37 AM
Saturday, October 26, 2013
So-Cal Comicon
Posted by JohnK at 3:28 PM
Friday, October 25, 2013
Toonboom Bugs 1: Timeline Hard To Read
BUT - like many programs supposedly designed for artists, fundamental tools you need are clumsy and it takes too many steps to do basic things you need to do all the time.
I spend 80% of my time digging through hidden menus to find the tools I need and scrolling through unreadable timelines and ex sheets to try to keep track of where I am in the scene. So my drawing and animating keeps getting interrupted by awkward technical flaws that could easily be fixed if the programmers would just listen to us. When I animate, I just wanna go straight through and keep the flow, it is very hard to stay focussed and creative with the constant interruptions that are built into the program. - starting with most basic of animation tools : the timeline.
Here is the timeline of a scene in Toonboom's Animate:
Right away you can see basic traditional animation guides missing from the timeline.
Here's a traditional exposure sheet or "dope sheet" that was used by all the greats and still used by animators and directors who like to plan the timing of their scenes.
each frame of the cartoon is numbered in the vertical column.
And of course the animator needs that, but he needs something else too
that is on this ex sheet
but is conspicuously missing
on the toonboom timeline and ex sheets.
We think in terms of tempos or in seconds or in film feet.
Just like composers don't write their music in individual notes..they use bar sheets so they can keep track of the structure of their compositions.
They want to be sure that their tunes "add up" to the overall tempos.
Here you can easily see that there are 4 beats in each bar. This bar sheet, like an ex-sheet is a measuring stick - a ruler.
You'd go nuts.
As I do trying to figure out where I am in Toonboom.
It would be impossible to keep up with other musicians if music sheets looked like this:
I improvised a temporary way to try to keep track of the scene by using a layer to create my own tempo or 'bar sheet". In this case, it's a 12x beat x 4 beats. see the yellow layer below.
This is a half-assed way to do it but it's all we have right now. But once you start opening layers and you enter scrolling hell, even this crude tool becomes useless because it scrolls outside of the timeline's view.
The easy FIX: GIVE US VERTICAL MARKERS TO MARK OFF BEATS OR FOOTAGE OR SECONDS.
There are lots more bugs and missing essential tools in the programs, and if I find time, I will do more posts. If I had a programmer, I could make this program a hell of a lot easier to use.
Short list:
no way to lock off layers so they don't scroll away out of frame.
Can't easily add holds within a scene.
You can't select parts of your soundtracks with your synched animation at the same time to keep it in synch when you change timing.
You can't move whole chunks of timing in one step (which you can do in Final Cut Easily). Instead you have to open tons of layers and select every single frame on every layer from beginning to the end of the scene and any little inevitable mistake gets everything all out of order.
Keyframing torture. You have to make keyframes on frames that AREN'T keyframes before and after the frames that ARE keyframes, so then you end up with tons of extra steps and a completely messy layer that you can't tell where the actual actions are.
many more...these are just timeline/timing issues
all of which would be easy to fix if you could just show the solutions to the programmers.
If you have figured out solutions to the timeline problems, please comment and share your secrets with the rest of us poor souls.
Posted by JohnK at 12:15 PM
Labels: toonboom, toonboom bugs
Friday, October 18, 2013
More from Super Sac-Con
So Cal Comic Con - So Cal Comic Con | Comic Convention | California Comic Cons
Posted by JohnK at 12:11 PM
Labels: caricature, marker cards, Retrospective
Thursday, October 17, 2013
Turkeys Preliminary Design Explorations
Here are some exploratory sketches I did early on for Free Birds.
Free Birds
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Doraemon Akae Kutani Sauce PlateRegular price $36.00 Save Liquid error (snippets/product-template line 133): Computation results in '-Infinity'%
- Dimension: D12cm(4.7in) x H2cm(0.8in)
- Material: Porcelain - Kutani ware
- Origin: Made in Japan
- Brand: Seikou Kiln
- Microwave-safe
- Dishwasher-safe(Recommend hand washing for long-term use)
- Please do not use harsh detergents
- There may be some breaks in the lines or unevenness in the color due to the handmade nature of the product
Finally restocked!
Highly versatile small plate for meal and teatime. It might be good to use as lovely saucer as well.
The detailed patterns that are created here make each single porcelain completely unique. You will be able to amaze and treat your friends and guests with your plate.
Doraemon x JAPAN Kutani
Almost half a century past from his birth, Doraemon still brings many dreams to children around the world. Kutani Ware is one of the most representative traditional crafts in Japan with a 360-year history.
A new world has been created by Doraemon, who has entered into the style of Kutani Ware's history of painting style.
The detailed patterns that are created here make each and every single porcelain completely unique. You will be able to amaze and treat your friends and guests with your plate.
Iidaya/Akae Style
Detailed figures drawn in red, fine patterns for the rim and some added golden ornaments are characteristic of this style. The detailed drawings in the Iidaya/Akae style are truly remarkable.
Seikou Kiln
In early Taisho era, (about 100 years ago) Seikou Kiln opened its kiln in Nomi city of Ishikawa prefecture.
Seikou Kiln researched Japanese overglaze paint for Kutani for years. Finally, they realized the product with high quality like hand paint by printing paper. Transparency of glassy glaze and thick overglaze paint are as same quality as hand paint work.
- Expression which inherits Ko Kutani by using Japanese overglaze paint.
- Consistent with improving quality of Kutani ware as a craft.
- Offer unique elegance of Kutani ware in reasonable price which is acceptable for market.
These 3 are principles of Seikou Kiln. With their as high quality as hand paint, Seikou tells attractiveness of Kutani ware to modern life. They won many awards such as at "Charming Japanese Souvenir Contest" by Japan Tourism Agency or at "Gourmet & Dining Style Show.
We have received special support from courier companies and can offer you much lower shipping rates than usual.
It is the reason why our express shipping rates are cheaper than EMS. We also offer our own shipping discount to customers who purchase US$46 or more!
Shipping freight will be displayed when you add item to cart and select shipping country.
As many customer reviews have commented, we always do our best for safe and fast shipping.
JAPAN KUTANI SHOP provide the safe and secure delivery services for you to receive your items wherever you are. We guarantee all damage or loss that occurs during shipping.
Please do not hesitate to reach us should you have any concern or doubt.
Our international shipping is offered through JAPAN POST, DHL and FedEx.
*Estimated delivery time may vary by destination.
*Additional Designation for DHL can be set up through the link after Tracking Number has been provided.
Express delivery(DHL)
Express delivery(FedEx)
|Available Delivery
|120 countries
|120 countries
|220 countries
|220 countries
|Delivery Time
|7-21 days
|5-10 days
|2-5 days
|2-5 days
|Max Weight
|Up to 60cm
|Up to 1.5m
|Length + Girth
|Up to 90cm
|Up to 3m
|Tracking Service
|✔(Up to JPY6,000)
|✔(Up to JPY20,000)
|Additional Designation
|Service detail
|Service detail
|Service detail
|Service detail
Most of the products are shipped within 5 working days after the order confirmation.
Please be advised that it may take more than 5 working days to ship if the products need to be back-ordered.
When you order several items at a time, we ship them all together.
Once your parcel is dispatched, we will send you an email with tracking information.
After that, you will receive an email to see where your parcel is every time tracking information is updated.
Your signature is required on delivery to ensure safe receipt.
In case your parcel is deposited at a local post office due to your absence on delivery etc., please contact them at your end.
Moreover, your items are considered as imports. You will be fully responsible for import duties, taxes and brokerage fees (if any) in your country.These fees may be charged you when your package enters your country (they are not included in payment on our website).
We pack your items carefully to ensure a trouble-free delivery of your goods.We regularly ship more than hundreds products in a month and we face less than 1 trouble in a month.
We guarantee our products to arrive in perfect condition. In the event that an item from your order is damaged during shipping, please email us with a detailed photo of the damage within 48 hours of your delivery.
Contact form
Please be aware that in all cases the customer is responsible for paying any customs fees applied to their order and for providing any and all documents required by customs in the country of receipt.
These costs include the sales tax in the country of receipt (applied to the total value of the order), duties on the cost of products (around 6% for the European Union) and any handling fees applied by the shipping provider.
DHL and FedEx usually send an invoice a few days after delivery where as EMS (JP Post) generally charges the required sum at delivery.
For Airmail Small Packet, your national carrier will generally bill you when applicable.
We understand that custom fees are worrying for some customers. We hope that you are reassured by the fact that, when buying on JAPAN KUTANI SHOP, you really are ordering direct from Japan- getting authentic and original Japanese items that are not easily found anywhere else.
For our customers in the USA: Most packages with a declared value under $800 USD will be cleared without any fee. If you purchasing more than that amount, we will split your order into multiple shipments as best we can.
*We will do our best, but we will not be responsible for any failure to do so.
*If a shipment is split into multiple shipments, the shipping date may be shifted by one day for each package.
For our customers in Australia: Orders below $1000 AUD are regarded as 'low value imports' by Australian customs. As of 01 July 2018, customs duties may apply to any goods imported from overseas by consumers in Australia. For more information, please visit the Australian customs website.
For our customers in Canada: Orders above $20 CAN require that you pay the applicable duties and the GST. For more information, please visit the Canadian customs website.
For our customers in Singapore: Orders above $400 SGD require that you pay the applicable duties and the GST. For more information, please visit the Singapore customs website.
For our customers in China Mainland: We are shipping to China Mainland via EMS. EMS is not often stopped by customs, but if it is subject to inspection, you will be charged taxes.
Instead of import duties and value-added tax, a tax called personal postal articles tax(行邮税) is applied. The tax is 13%, 20%, or 50% depending on the item, but in the case of tableware it should be 13% of the price. However, this is often changed and cannot be guaranteed. Tax is exempted if the tax amount is less than CNY 50.
Import price limits are also regulated, and purchases should be made within the following limits.
・Purchase limit per purchase CNY 5,000
・Annual purchase limit: CNY26,000
For more information, please visit the China customs website.
For our customers in the EU: EU Directives calculate the Total Value of the order as a combination of the price of product and shipping fees.
- For orders with a Total Value of 22 Euros and below: Exempted from both tax and import duty.
- For orders with a Total Value ranging between 22 to 150 euros: The buyer is responsible for paying the consumption tax of the total value.
- For orders with a Total Value that exceeds 150 euros: The buyer is responsible for paying both consumption tax and import duty of the total value.
Additional information on importing goods to: Switzerland Germany United Kingdom
How to care Kutani ware
There are two types of Kutani ware works: porcelain and pottery.
Porcelain is made from a fine-grained white clay called kaolin, with added ingredients such as feldspar and fine bone ash. It has the property of being thinner, but stronger and more durable.
Pottery, on the other hand, is made from natural clay and fired at temperatures between 900~1200 degrees Celsius. The composition of the clay, its position in the kiln, the season of firing, and the weather are all intricately intertwined.
Unlike industrial products, each piece is different in color and size, and therefore, the pieces are never exactly the same.
Our potteries are made to be used in daily life, so there is no need to be overly sensitive, but here are some tips on how to take care of your favorite dishes so that you can use them for a long time.
Beginning of Use
Soil is characterized by its coarse texture and high water absorbency; therefore, it gradually absorbs soy sauce, water and oil from food. To alleviate this problem, you can use "glaze" before using it for the first time.
Medome, or filling, is a process of boiling the pot with rice water (or water with either flour or potato starch dissolved in it), preventing the penetrating of the glaze and clogging up the gaps between the particles of the clay, which can cause stains and odors.
1. Put the tableware and water with enough rice water (or dissolved flour or potato starch) to cover the entire tableware in the pot.
2. Boil over low heat for 15-20 minutes (adjust the heat so large bubbles do not appear).
3. Turn off the heat and let it cool slowly together with the pot.
4. Wash the tableware well.
5. Dry thoroughly.
Each Use
Adding an extra touch before serving will make your food taste better.
To serve hot food, dip the dish in lukewarm water; to serve cold food, dip it in cold water.
This will keep the food warm and prevent soy sauce and oil from penetrating the food.
You can use a soft sponge and a mild detergent to clean the dish. It is important to wash gently with a soft sponge or cloth.
You can use a dishwasher, but we recommend hand washing as much as possible for some items, such as those made of gold and silver, which tend to peel off after a long period of use.
Please dry them thoroughly before storing them in the cupboard for a long period of time. Leaving it moist can cause mold and/or musty odor.
About Penetration
Small cracks in the glaze are caused by the difference in expansion rate between the base material and the glaze. Please enjoy this unique ceramic landscape.
In Case of Stains or Odors
As the tableware is used, some tea stains may appear on the surface.
If it bothers you, soak the tableware in baking soda water for half to a full day and let it dry to remove the smell.
Avoid using bleach as it may corrode the tableware.
Microwave & Oven
Do not use products made of gold or silver in the microwave or oven. Sparks may fly off and cause the surface to become dirty or damaged.
Please be careful with thin teacups and teacups, as their surfaces can heat up easily.
Please refrain from directly exposing products made of multiple materials (e.g. ceramic and metal, glass, etc.) directly on fire or using them in microwave, ovens or dish dryers, as it may cause failure of the glued surface.
Vases, Ornaments, and Figurines
Out of respect for the aesthetics, paints with good coloration may be used - please do not use them as tableware.
To preserve gold and silver ornaments, wipe them lightly with a soft cloth and remove any stains before storing them in order to preserve the colors longer.
Pottery may seem a bit labor intensive.
However, the more work put in, the more you will enjoy the changes over time, and you will start to feel the tableware like your child.
You don't have to overthink about it, but with just a little care, daily meals can be tastier and daily lives can be more enriched. Please enjoy your favorite pottery for many years to come.
Perfect size for serving dessert :) Which plate should I use for today? ♫
The craftsmanship and taste shine through in the details.
It matches well with the other Kutani ware. Doraemon fits perfectly into the world of traditional Japanese design and is totally comfortable with it.


text:
Visit our COVID-19 site for latest information regarding how we can support you. For up to date information about the pandemic visit www.sacoronavirus.co.za.
A one-stop forum for all your banking questions
©2016 Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act


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EVERLY Plan
Ready to Build
White House TN 37188
Build on Your Lot Home by Drees Homes
39 TrustBuilder Reviews in the Nashville Area
Last Updated 1 day ago
- from $514,900 What does this Price Range mean?
The Price Range displayed reflects the base price of the homes built in this community.
You get to select from the many different types of homes built by this Builder and personalize your New Home with options and upgrades. (Price does not include land)
Request an Appointment Today!
White House, TN 37188
Hours By appointment only.
In-Person Tour
Meet with a knowledgeable representative on-site for a guided home tour.
Remote Tour
Hop on a video call with a representative to take a virtual walkthrough of this home.
Same-day scheduling unavailable online. To request a same-day tour, please call the builder
Please be aware that current conditions may impact hours of operation.
Everly A 1/38
Home Details
- Single Family
- 3,071 Sq Ft
- 2 Stories
- 2 Bathrooms
- 1 Half Bathroom
- 4 Bedrooms
- 2 Car Garage
EVERLY Plan Info
This design gives buyers the option to expand to six bedrooms. Most of the living spaces are located on the main level for ease of getting around. Everyone can gather in the large family room or at the island in the nearby open kitchen. On nice days, it's easy to step out to the back covered porch (with an option for an extended outdoor living area with fireplace). Check out the large shower, separate tub, and double sinks in the upscale owner's suite.
Home Customization
Floor Plan Center
View floor plan details for this property.
- Floor Plans
- Exterior Images
- Interior Images
- Other Media
Map & Directions
White House, TN 37188
Family-owned and operated since 1928, Drees is one of the most respected homebuilders today. For over 95 years, the company has achieved superior quality by focusing on the latest construction and energy efficient techniques. Drees offers more choices and the flexibility to personalize your living space to suit your lifestyle and budget. We've learned a lot in nearly a century. In all that time, we have never once shied away from offering our homebuyers the best, from building materials, to floor plans, to interior and exterior design elements, to customer service. We hire and retain experts to deliver the home you're dreaming of. It's no wonder Drees is one of the nation's top builders and recipient of many prestigious industry honors. These include the home-building industry's equivalent of the Triple Crown, winning all three major awards: America's Best Builder; the National Housing Quality Award; and National Builder of the Year. We can't wait to share our knowledge and expertise with you as we build your new custom home together.
Take the next steps toward your new home
1-on-1 Appointments
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chat or in person!
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Corner lot?
Don't lose this home!
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don't lose track of it!
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Use our affordability calculator
to check the boxes!
Estimated Mortgage: $3,635/month . Go to mortgage calculator Estimated monthly payment does not include amounts for taxes, insurance premiums and home upgrades. $0 down for Veterans
EVERLY Plan by Drees Homes
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text: About PG Financial PG Financial Services was founded with the goal of assisting our clients in every aspect of their financial lives. We strive to provide the most comprehensive and personal service available, thus earning a reputation for excellence in our industry. For each of our clients we strive to create financial stability and security to provide financial independence.OUR COMMITMENTOur staff consists of experienced professionals with a "hands on" approach to financial guidance. Not only will you find our team members knowledgeable, but you will also discover that our staff truly cares about making your dreams a reality. As your Financial Professionals, we will do everything in our power to keep you focused on where you want to go, advise you on how to get there, and continually remind you of the importance of maintaining a disciplined approach to realizing your dreams.OUR PRINCIPLEOur company is based on the principle that education and understanding of your current financial situation is vital to successfully make prudent decisions concerning your future financial condition. If you have any questions about your current financial situation or wish to schedule an appointment please contact us. Have a Question? Name Email Address Phone Question Thank you! Oops!


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This property is 1 minutes walk from the beach. Set in Hersonissos, 400 m from Aquaworld Aquarium, City Green Hotel features views of the mountain. The property has a bar, as well as a restaurant serving European cuisine. Lixnostatis Folk Museum is 1.9 km from the hotel.
Heraklion Van Taxi when carrying out your booking, you'll receive immediately a verification email. There, you will find all the details of your transfer (that you are going to need to verify) together with the number of our phone helpline. Following the final confirmation you'll recive an email Notification.
We need 1 hour to arrange your transfer! Reserve your taxi cab in Heraklion with just 1 hour notice. All last-minute bookings should be by telephone.
Heraklion Van Taxi use official operators whose vehicles are in best conditions, complying with all the national and local laws in addition to regulations for travellers transfer inside the European Union. Our local Taxi Providers have been carefully selected since they guarantee to offer the very best level of service in all transfers. Booking with Heraklion Taxi Cab is quick, secure and trustworthy.
We only use premium automobiles (Taxi Cab, Mini Van, Mini Bus) with Free Wifi for you to have comfortable trip and staying connected to the world.


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Software Map
Project Tree
Now limiting view to projects in the following categories:
Topic :: Spatial Data & Statistics [Remove This Filter]
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1 project in result set.
|0. Test for point containment in polyhedron - This project provides a function to test whether a point is contained within a closed three-dimensional polyhedron, defined by a triangular mesh. A two-dimensional version for polygons is also provided.
|Activity Percentile: 0.00
Registered: 2010-04-25 17:27


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Looking for local supplies, equipment and other resources for your farm in Wyoming? Just select your area in the list or map below.
And if you know of one I missed and want to add it or correct the information, please let me know! There are affiliate links on this page. Read our disclosure policy to learn more.
December In the U.S. fall and winter crops like winter squash and apples are still available, but remember, you often need to make bulk orders a season (or 2 ) in advance. So, right now, orders for Spring crops are being taken.
Click one of these areas (or click on the map further down this page)
Click on your area on the map!


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Resources: CRL Reviews
CRL gathers and provides information here about commercial and open access digital resources of interest to the CRL community. This information is intended to inform library decisions on investment in electronic resources and related services.
Washington Post Online
National Digital Edition of www.washingtonpost.com provides national and world news on the web for computers, tablets and smart phones.
While CRL makes every effort to verify statements made herein, the opinions expressed and evaluative information provided here represent the considered viewpoints of individual librarians and specialists at CRL and in the CRL community. They do not necessarily reflect the views of CRL management, its board, and/or its officers.


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TCT Japan [ONLINE verison]
December 7, 2020
October 26, 2020
October 26, 2020 to January 15, 2021
Event website
December 7, 2020
October 26, 2020
October 26, 2020 to January 15, 2021
Event website
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Product Overview
- Clear
- Gold
- Silver
- Swarovski Crystals
Each individual piece of J. Jansen Designs designer jewelry is handcrafted at time of placement of Order.
Left|Silver/Gold with Clear Crystal Slide
10% Off Your Order!
Sign up for our email newsletter to receive special offers including 10% OFF on your order.
December Special Offer
Free shipping on all orders of $100.00 or more! No coupon code required. Your order will be automatically updated when you checkout.


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Customise this from £3.10 + VATAdd Embroidery No thanks
Add items to your basket to enable embroidery options
StayCool System side panels and zipped side pocket.
|Product Code:
Free delivery on orders over £80+VAT
Orders over £80 (£96 incl. VAT)
POST FREE on 1-3 working days delivery service
£3.95 (£4.75 incl. VAT) extra on next working day delivery before 12 noon
Orders under £80 (£96 incl. VAT)
(£96.00 incl. VAT) £4.12 (£4.94 incl. VAT) on 1-3 working days delivery service
£7.95 (£9.54 incl. VAT) on next working day
Northern Ireland, Highlands, Isle of Man, Isle of Wight, Channel Islands
Orders over £80 (£96 incl. VAT)
£5.95 (£7.14 incl.VAT) 2-4 working days delivery service
Orders under £80 (£96 incl. VAT)
£9.95 (£11.94 incl. VAT) 2-4 working days delivery service
Orders under £80 (£96 incl. VAT)
£25.00 (£30.00 incl.VAT) 2-4 working days delivery service
Orders under £80 (£96 incl. VAT)
£30.00 (£36.00 incl. VAT) 2-4 working days delivery service
Next Day Delivery orders must be received before 3pm, Monday to Friday.
Next day delivery refers to the carriage service used to despatch the goods. If goods are 'in stock and available for despatch within 24hrs' we will endeavour to deliver them on the next working day, however choosing next day delivery does not guarantee you will receive them the working day after you order.
Orders received on a Friday before 3pm for next day delivery will be despatched Friday for delivery on Monday (excepting Bank Holidays).
Please note that during exceptionally busy periods our next day delivery service may not be available.
Every effort is made to ensure that goods are delivered on time, although delivery times are given without obligation or guarantee due to the reliance on a third party carrier.
For very small/lightweight orders, please contact us for advice on carriage charges. For bulky, fragile or heavy orders, and for deliveries to off shore and remote areas including Northern Ireland, Scottish Highlands, Island and outside the UK mainland, there may be an additional delivery charge which can be confirmed at the time of order. Please allow 2-4 working days for delivery to remote areas.
We will be pleased to ship goods to any country and have many customers worldwide.
For most of Europe we have negotiated very low shipping costs, simply choose your country at the check out. If you can not see your country please call us for further help and information on 0845 094 2030
We would normally send your order to you in 2-3 working days and will contact you if there is likely to be a delay. Please allow 7 - 14 days for international orders
Russums provide clothing, knives, equipment and books to the catering and hospitality industry. All our products are intended for use in a commercial environment and are of a quality level demanded by professionals and serious cooks.
We want you to be completely satisfied with your purchase from Russums, and if the goods ordered are not to your satisfaction you can return them for an exchange or refund within 28 days of delivery.
Please note that goods must be unused, suitable for resale and returned with their original packaging. Unfortunately we are unable to exchange or refund items which have been personalised or amended to your specification (e.g. with embroidery, short sleeves), or have been ordered specially (e.g. bespoke clothing, non-catalogue equipment) unless they are faulty.
All returned items should be sent to:
RUSSUMS Exchanges & Returns
Edward House
Tenter Street
Please contact us so we can provide a returns number, this will then be used to link the returned item to your order by our returns team. It is important that the returns number is placed in the returned parcel. To give you a returns number we will need to know the exact items you would like to return, including sizes and amounts.
The cost of returning any item is your responsibility. We recommend using collect+ for convenient, cost effective returns – Click here for more information
If you are returning one item to us please ensure the product box or bag is placed inside an outer box or bag to protect the product and original packaging.
In the unlikely even that an item is faulty or has been sent in error we will also refund your return postage.
We recommend that you use the convenient, tracked collect+ service for all returns (rather than more expensive special delivery or upgraded courier services) as we are usually only able to refund postage equal to the value of the collect+ economy. Click here to book a return using collect+
We recommend that you obtain proof of posting/adequate insurance for all returns as we are sorry but we cannot be held responsible for returned items lost in transit.
|Chest inches
|Chest CM
I have purchased quite a few items from this company with no problem's and great fast postage I would definitely recommend them to anyone. First class service
These were purchased for my son he loves them. The material is nice and soft and he says it helps keep him a little cooler in a red hot kitchen. We will be getting him some more soon
Very quick and efficient service.
Service was great and my goods arrived within a few days
Gear product great price very comfortable to wear in a hot country
great quality and good quality embroidery
Adele was very helpful.
Light, smart and practical
Exactly what I asked for , value for money
As Above
lovely jacket and fits really well, still don't know what the pocket on the backs for but would love to know, this is a really well made jacket than others I have tried. im in love with the this jacket and will buy again if I need to.
Great quality item feel nice and soft to the touch and wash up lovely, these are good value for money you defiantly get what you pay for you can feel the quality.
Great quality item feel nice and soft to the touch and wash up lovely, these are good value for money you defiantly get what you pay for you can feel the quality.
Sent wrong chef white! Due to Russum putting the wrong code on the internet so had to send back and reorder !!


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Welcome to Mixamate – the leading company for mix on site concrete and concrete pumping in Crowthorne, Berkshire. At last there's an alternative to bulk delivery of ready-mixed concrete & screed that doesn't mean manual mixing.
Mixamate provides the happy medium – a modern concrete delivery service that supplies concrete & both dry and liquid screed, when you want, where you want, and in whatever quantities you need. For our liquid screed only, we also offer a laying service. All ease, no fuss. Mixamate deliver the exact amount you need – no more, no less!
Mixamate provides mix at site concrete services in Crowthorne and nationwide. For services outside Crowthorne, please search by name below.
Servicing Crowthorne
Mixamate has been delivering concrete and screed throughout the U.K. including Crowthorne, Owlsmoor, Chaucer Wood and Bramshill Forest for over 35 years. We provide a range of mix on site concrete services including straight-pour, pumping, mini-dumper, and barrowing, as well as ready mix screed.
Our website will guide you through the full range of services and delivery options available, as well as information on how to lay concrete and concrete and screed calculators to help you determine the exact proportions of materials you require.
Alternatively, if you are looking for concrete and screed services outside Crowthorne, then please visit our Contact page to find your local branch.