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End-users are empowered to a greater extent than ever thanks to the consumerization of IT. It used to be that IT departments drove the type and timing of end-user technology resources. However, as technology changed people's everyday lives outside of the office - where we're now used to getting the products and services we want instantly, and often self-provision them online - workers have come to expect the same level of responsiveness while at the office. They see no reason not to get that level, even in the face of increasingly complex corporate application environments. Continue Reading»
A CIOs guide to "must have" methods needed to protect against Advanced Persistent Threats and even cyber-threats from other nations
Smart security professionals realize that efforts to keep BYOD off the corporate is almost futile when users can read and reply to emails in meetings or at lunch. Everything from confidential conversations to top secret attachments are available on hand held devices whether we like it or not. With the Android operating system (OS) being open to the general public, developers of Malware can gain a better understanding of the OS and build more sophisticated threats. The BYOD environment is already the "wild west" of the Internet and to add fuel to the fire, along comes cloud services. Continue Reading»
What CIOs need to know when integrating SDN into their monitoring strategy
We are putting more strain on our networks – asking networks to do more, and faster than ever. Server virtualization is causing a loss of visibility into the interactions of traffic flow between guest Virtual Machines (VMs) on a common virtualized host. We are seeing an increase in application related vulnerabilities as well. Targeted attacks are on the rise, with organized DDOS attempts and an increase in hacking attacks. These attacks are being performed by professionals striving to achieve professional goals, not by a ragtag bunch of amateurs playing around. The attacks today are intended to cause damage, not simply embarrassment or defacement. Continue Reading»
Advice for Businesses Looking to Increase the Speed & Efficiency of their Training Programs
When employees are properly trained, they are more efficient and productive in their daily tasks. If employees know what is expected from them on a daily basis, they will be both happier and better at their jobs. With proper training, new employees can hit the ground running and produce results immediately. This will lead to the meeting of quarterly and annual budgets, increased revenues across the board, and less time spent on additional training. Continue Reading»
What makes Mobile Apps attractive to consumers?
Studies show that more than 94% of Fortune 500 and a rapidly increasing share of SMBs are using iPads, making the device a critical platform for decision-making among executives. As corporations continue to see tablet and smartphones as business tools and a source of potential business advantage in the form of improved customer engagement, adoption of Mobile Apps in the enterprise will accelerate. Continue Reading»
A CIOs guide to managing security risks in the face of malicious attacks
BYOD increases the enterprises security risk. The increased risk is created in four areas. First area is caused by employees downloading insecure applications or rogue applications that can leak data from real business application. Second, with carriers moving away from unlimited data plans, more people are connecting by Wi-Fi connections. These connections can be insecure allowing the bad guys to capture information being sent from the mobile device. Third, BYOD devices need to be protected if stolen. Devices contain local data storage can expose proprietary/sensitive information. Last, BYOD devices might not be patched properly created by bad user habits. Improperly patched systems can leave security exposure's that could be exploited. Continue Reading»
How CIOs can enable productivity for mobile workers while ensuring that corporate data is safe
To prevent employees from using their own consumer mobile applications, the first step is to eliminate the need for users to turn elsewhere. That means providing a mandatory alternative that allows individuals to easily share and access files and that allows IT to know what's being shared, where data is stored, and that corporate data is indeed secure. But, rolling out a new enterprise solution isn't always met with employees' cheers. Any file sharing solution of choice has to be easy to use or employees simply won't use it. Continue Reading»
How CIOs can implement a better power management and protection strategy
Most power protection systems for virtualized server environments come with their own command console. As a result, technicians must use one tool for virtualization management and a separate one for power management, weakening their productivity and delaying their response time during utility failures. While server virtualization software vendors offer "live migration" products that can transfer virtual machines from one host server to another for load balancing purposes or when the original server experiences operational problems or requires maintenance, none of those systems include built-in functionality for responding to power outages. Continue Reading»
Ken Xie on The role of CEO
CEOs today must invest in their employees, as they are the engines that drive the growth of the company. I advocate being more open and more trusting of your employees. Be visible to them, give them the authority to make decisions and don't micromanage. Help to guide them into the career that they envision and foster employee initiatives that have a positive impact on their community. This kind of model fosters teamwork, and to be successful, you have to work together, because no matter how much you may want to, you can't do everything yourself. Continue Reading»
Recent trends in enterprise mobility and a solution that is helping mobile business professionals truly re-think the business meeting
As mobile devices proliferate, Bring Your Own Device (BYOD) has been another large trend that has affected enterprise mobility. Companies, of course, see the benefits of having employees connected while on-the-go, but are working to resolve security and compatibility challenges that arise from having employees introduce a multitude of different devices and operating systems to the corporate network. From a communications standpoint, too, it's important that corporate content can render correctly on all the different devices accessing it. Continue Reading»
Advice for CIOs on implementing a strategy that unifies multiple platforms and technologies
End-users are empowered to a greater extent than ever thanks to the consumerization of IT. It used to be that IT departments drove the type and timing of end-user technology resources. However, as technology changed people's everyday lives outside of the office - where we're now used to getting the products and services we want instantly, and often self-provision them online - workers have come to expect the same level of responsiveness while at the office. They see no reason not to get that level, even in the face of increasingly complex corporate application environments. Continue Reading»
Advice for CIOs on implementing an effective strategy on preventing circumvention attempts
The list of anonymizer sites and circumvention tools is ever increasing, and the tools are continually evolving to avoid detection and filtering. Funding from government entities and charitable political organizations for tools that bypass government censorship result in sophisticated and readily available software and methods for evading web security. For example, Ultrasurf is an application that allows the users to encrypt their traffic to hide it from detection and can be run from a thumbdrive without being installed on their workstation. Continue Reading»
Advice for SMB IT decision makers on implementing a comprehensive ERP strategy
Leverage Technology to effectively compete with the largest competitors in a global marketplace. For example, utilizing SYSPRO's powerful breakthrough framework, "Quantum Architecture" mid-market manufacturers and distributors are able to solve problems that have plagued ERP solutions for years and that have often crippled the ability of mid-size businesses to compete effectively. Continue Reading»
Advice to CIOs on implementing an operational cost savings strategy when there is persistent pressure to reduce costs
If you don't need to buy, replace, maintain warrant and license software and hardware to enable the delivery of content around a global organization, you can accomplish the business and compliance goals in less time, enabling more productive workers, and for much less money – get the job done, get it done right, fast and without added costs to do it. Continue Reading»
The importance of a Business Process Management strategy for CIOs and what they need to know about the BPM roadmap
CIOs would benefit from recognizing that BPM can grow organically across an enterprise, driven by business need, available budget, and technical maturity. The familiar top-down initiatives required to push CRM, ERP, and other big-ticket corporate solutions are unnecessary—even counterproductive - when it comes to BPM. By enabling business units to determine when they are ready for BPM (and then assisting them to adopt the technology), the CIO can keep costs contained and score some early victories. Continue Reading»
Recommendations for improving the security posture of your organization
Typically organizations perform a "point in time" check of their security and compliance requirements and then fix whatever problems they find at that time. Innovative IT performs programmatic assessments that look at the processes and governance of your organization to determine if those "point in time" checks are being maintained throughout daily operations. Security Awareness Training is the number one recommendation for improving the security posture of your organization. Continue Reading»
How to monetize digital content
MonetizeDigital has several platforms that allow publishers to convert traffic into revenue. Our two premier solutions are The Spotlight Tool and The Content Locker. The Spotlight Tool presents website visitors with advertisements in-between pages that they can then interact with or bypass until arriving at the content of their choice. This is really great for targeting. The Content Locker is an alternative to a paywall or digital subscription, giving users a way to view premium content without paying a fee by instead interacting with a brief advertiser-sponsored survey, quiz or game before viewing the content. Continue Reading»
What CIOs and CSOs need to know about cloud based collaboration
From a management and protection perspective, cloud systems need at least the same processes and controls as traditional systems. On top of availability contingencies, like disaster recovery plans, they need strong authentication so that only the right people get access, they need strong authorization so that authenticated users have access to only the right resources, and actual access activity needs to be monitored and reportable. Content needs to be monitored to make sure that regulated content is stored appropriately and accessible to only the right users. Continue Reading»
What are the considerations an organization should look at before deciding to move to the public cloud
For many organizations, the essential questions about cloud security, compliance, visibility and end-to-end control of data remain unanswered. Organizations should start by looking at the sensitivity of the data involved. They need to define and systematically adhere to a sound data classification policy to determine the control mechanisms needed to protect sensitive data. While this principle also applies to on-premises systems, risks derived from having no data classification policy or one that is incorrect are greater in the cloud because data might not be afforded the appropriate protective measures. Continue Reading»
Martin-Luc Archambault: The role of CEO
Great companies have amazing cultures consisting of teams that are collaborative, creative and driven to solve problems unconventionally. I learned early-on in my career as a CEO to not micro-manage, but to empower my team to take calculated risks and to push the envelope when it comes to problem solving. Recognition of individuals and teams goes a long way. In terms of best practices, don't get ahead of yourself in terms of financing. Continue Reading»
Sanjay Sathe on the role of CEO
Building a global business is very challenging with differing geographies, languages, cultures and schools of thought. Today we live in a connected world, so one really has to customize to each particular part of the world. Many established brands have learned hard lessons by trying to implement their U.S. processes in international waters. My advice would be to really have a slow and measured growth strategy and hire people locally to help deliver. Continue Reading»
What CIOs need to know about ERP systems as an easy target for cyber-attacks
ERP is a perfect target for cyber weapons because it is much easier now to find bugs and to exploit them, comparing to OS or browsers. Those are the targets of many cybercriminals and it is harder with every year to find something useful. ERP systems also store all data that you need so you do not need to design special payload or complex exploits such as Stuxnet. Speaking about the attacks that were described in public, the hot news from November about Anonymous attack on Greece finance ministry are worth remembering. They used an exploit on the SAP system and published critical inside documents. Continue Reading»
IPv6 - Why the need for a new standard?
End users who don't manage their computer configurations will not see any difference. For all they know, their computer is on the internet, they can browse and reach websites, they can download emails, chat with friends and tweet at will, so everything is business as usual. The ones that will be heavily affected are the IT people, who deal with 2 protocols, lack of interconnectivity, transition issues, incompatibility of the existing devices, issues with the firewalls, and who knows how many more problems that we can't even think of at the moment. Continue Reading»
What sorts of advancements are being made regarding mobility in the manufacturing workplace?
Traditionally, the ERP system functionality within an organization stops where the shop floor takes over and the products actually get produced. Therefore, there is no visibility within the ERP system, or the organization as a whole, into what is happening on the shop floor related to rates of production, quality issues, downtime, etc. The MES software gives an organization this visibility by getting data directly from the shop floor and making it visible to the rest of the organization. When the ERP software is properly combined with an MES, then data in the ERP system is accurately updated based on what happens on the shop floor, which is the best world for a manufacturer to be in. Continue Reading»
What auditors are looking for when they drill into the level of security risks of privilege creep
Whenever someone uses their administrative-level privileges, you should always know that and be able to track and report on how privileges are used. For example, when an administrator creates a policy or uses his privileges to create an account, there should be a corresponding audit log that tracks the administrator's actions and activity. This way, audit teams gain a clear understanding of which privileges are being utilized by the IT team. During a corporate audit, it is critical to have the ability to identify the administrators who are enforcing your privilege policy rules. Continue Reading»
The new security and interoperability challenges that CIOs need to address with the rise of IP based communications solutions
As UC takes off, many enterprises are struggling with the security, quality of service (QoS) and ongoing maintenance requirements of extending their headquarters-based UC solutions to remote employees. Traditional NAT/firewalls block calls and do not provide voice or video aware security. In many cases, enterprise IT is reluctant to make changes to the sometimes thousands of existing firewall policies that have been handcrafted over years. Additionally, the QoS configuration required in all of the network elements to prioritize real-time IP communications over data is difficult to implement. Continue Reading»
Features CIOs should look for when evaluating B2B integration platforms
Managed file transfer (MFT) is a secure and centrally managed alternative to exchanging large and/or sensitive files by FTP or consumer file sharing services. MFT technology creates a central hub for data transfers, encrypts shared files at the point of origin, enforces corporate policies on who can send what to whom, provides an audit trail of all file sharing activities for compliance and forensics purposes, and offers other protections required in today's business environment. Continue Reading»
Databases and the future of real-time, next-generation transactional applications
OldSQL databases, the traditional relational databases, still keep a strong market position. Their strength comes from full featured stable systems, capable of handling all kinds of applications, analytics, operational as well as transactions with full ACID capabilities. Their weaknesses and challenges come with performance and capabilities of handling big data. However, the philosophy "if it works don't touch it" still plays a role here. It is so much easier to throw some extra dollars to solve these issues than to change the infrastructure, change databases and possibly rewrite application code. Continue Reading»
The role of President
Select team members who are experienced as well as dedicated and enthusiastic. Select team members who are sincere, who sublimate their own agendas for the good of the team. Select team members who are able to communicate, both orally and written. In all cases team members should be able to lead as well participate in the team. A solid ERP and CRM system needs to be in place to ensure absolute insight and control over all activities. This means greater integration of software and systems in both on premise and cloud availability. Continue Reading»
The Evolution of the Payment Processing Industry
Today, every merchant accepts credit cards, and the industry has become quite commoditized; 99% of the market you are going after is already accepting credit cards. To differentiate yourself, you must provide superior technology, security, and service. Anything less will make your company irrelevant in the industry. Payment processing is very different for large corporations vs. small businesses; the main difference is the type of payment technology utilized. For a small business, a standard POS system or credit card terminal will often suffice. If the merchant accepts payments over the phone or online, a virtual terminal may also be required. Continue Reading»
How HR based technologies and solutions can play an important role in federal organizations
The most important and central fact that organizations must remember is that Technology can never fix a process problem. The journey always begins with understanding current processes, and also understanding how the introduction of Technology can streamline and improve the efficiency of those processes. And therein lies the most fundamental role that Technology can play. Technology is the enabler for an organization to automate, streamline, increase the efficiency of the hiring process. This fundamental role that technology can play is just that, fundamental, and is the first step in the process of introducing technology into an organization. Continue Reading»
Why understanding ERP Security is important for CIOs
The main factor that makes cyber-attacks on ERP systems easy is that still some organizations have not yet implemented an holistic ERP application security risk management process. In the first place, as many of these systems are shipped with default insecure configurations and customers do not know how to protect them, they are currently widely exposed to technical attacks with big business impact. Secondly, ERP customers are struggling with applying vendor-provided security patches promptly. This further exposes platforms to exploits which are many times found in the public domain. Continue Reading»
What exactly is "Hybrid ITSM" and what are its specific advantages
No doubt, the cloud is here to stay, but full-scale transitions to the cloud to support an organization's entire range of service management functions is not only unlikely, but there are clear instances in which on-premise solutions simply make more sense. The same holds true for cloud-based ITSM offerings; there is no 'one size fits all' strategy, but rather one that is "fit-for-purpose." Additionally, Hybrid ITSM offers the most flexibility. It's hard to quantify this, but its value is huge because technologies evolve, with virtualization, mobile device management, a proliferation of smart phones and we don't know what's next. Continue Reading»
Security threats, insider threats and data breaches, zero trust access controls, and the WikiLeaks incident
Whether it is the disparate data collection of new and old buildings on a college campus or the critical energy needs in a healthcare facility, there are always opportunities to increase efficiency, save money and become more sustainable. IntelliFace is the only energy resource management system that can easily communicate with the variety of systems and multi-building properties to provide a comprehensive view of energy and resource consumption. The customized Executive Dashboard allows the staff to monitor all the utilities, view the baselines, the usage per occupant and square foot, view an historical analysis, track energy savings and identify critical issues. Continue Reading»
Insider threats are on the rise. Insider breaches are a result of an individual – usually a current or former employee, vendor or contractor – with improper access controls. The scary truth is many government agencies and organizations haven't invested in adequate technology to manage insider threats. As a result, they're falling victim to unnecessary breaches. WikiLeaks is a perfect example of a breach that could have been prevented with proper access controls. Access controls are critical to fighting insider threats. Least privilege and roll-based access controls, logging and policy enforcement technology all help detect malicious insider activity before it's too late. Continue Reading»
SaaS ERP and Premise ERP and staying at the forefront of technology and innovation
As companies continue to embrace cloud applications and cloud deployment strategies, the need to port their ERP systems from an on premise to an on demand environment quickly and without risk, will become increasingly important and a competitive differentiator in choosing an ERP provider. QAD is pleased to be the only company, we believe, to deliver both deployment independence and deployment portability. QAD Enterprise Applications' scalability allows companies with as few as five users and as many as thousands to use the same applications and levels the playing field for local companies to operate the same as global organizations. Continue Reading»
Social innovation, crowdsourcing, idea management, game mechanics, and collaboration
Companies which operate in highly commoditized markets, consumer packaged goods, pharma, and banking, for example, have begun to demonstrate they can really pull away from their competitors using social innovation tools. They're the ones who understood first that crowds can help them in a way that their old-paradigm research and development functions couldn't. Our observation is that most other industries have begun to follow their lead now that results are coming in. Not only does social innovation encourage engagement at scale it also gives the employees a sense of purpose which increases productivity. Continue Reading»
Zero-Day Attacks, Cybercrime and Advanced Persistent Threats
Signature and statistical-based security technologies, operating on assumptions of either a need for attack foreknowledge or using a narrow scope of analysis always will be chasing the attacker. Even so-called "malware protection systems" simply employ basic techniques to look for certain behavioral attributes in a sandbox and create IPS signatures, but they too miss many types of attacks. Security must be data-centric to be effective both today and in the next three years. All network-based security will operate from the perspective of full access to all network traffic and the ability to perform various types of real-time and specialized analysis. Continue Reading»
Best way for enterprises to secure their networks with overall acceptance of a BYOD policy
There are a surprisingly small number of enterprises that have a mobile device policy or actively enforce it. Overlooking the need for a mobile security policy can lead to outrageous costs and damage to an enterprise resulting from data leakage. Just this week it has become public that Visa and MasterCard may have suffered a breach with over 10 million compromised card numbers. A professional cyber criminal will hack into IT systems, silently compromise data, and leave the enterprise oblivious that information is now for sale in the cybercrime marketplace. Continue Reading»
Brendan Ziolo gives security predictions for 2012
As mobile malware continues to grow, Android malware will become more sophisticated, more dangerous and will begin to make money for the cybercrimnal as part of the underground economy. Rootkit technology will be used to conceal the malware and command and control (C&C) protocols will become more robust. This mobile malware will evolve so it can disable security features on the device and protect itself from removal. We'll quite likely see the first Android malware that can exploit vulnerabilities in a network app to allow phone-to-phone infections via the Internet connection on Android devices in 2012. We'll also see stealthier botnets next year too. This year, we saw the takedown of the largest botnet, DNSChanger, to date, but this was only the tip of the iceberg. In 2012, we will see more super-bots that spread silently using existing infection vectors, bury themselves using stealth rootkit techniques and make every effort to remain undetected. Continue Reading»
How individual Internet users can secure their online identity, including email, social media accounts, and more
Traditional authentication technologies have been costly to deploy, but this may not be the main barrier if the same identity and authentication token can be re-used across multiple devices and applications. To address this, the world needs a global open identity standard where the range of authentication technologies, on a competitive market, can be re-used across any number of services. An easy and secure way for individuals to get in control of their online identity and Internet passwords is to use a password manager supporting two-factor authentication. Continue Reading»
Misperceptions about the risk of mitigating cloud servers
The greatest barrier to managing security in the cloud is elasticity. Traditional security has never been designed to scale efficiently. Sure – it's been designed to support large infrastructure; but it hasn't been built to scale on-demand. Hence, traditional controls are not nearly as elastic as the cloud infrastructure, which presents a nightmare scenario for IT security professionals. Take the firewall, for example. In a traditional datacenter you might have 100 servers behind a single, perimeter firewall. In the cloud, however, there is no perimeter, so instead of managing a single perimeter firewall you're managing the firewalls for all 100 servers. Continue Reading»
Why organizations should consider private wireless mesh infrastructure and access network solutions
Firetide has built a reputation as a leader in providing a reliable and secure wireless mesh infrastructure uniquely capable of meeting the demanding performance requirements of real-time video applications. While our mesh products are an excellent solution for environments where video surveillance is required, the mesh infrastructure is a foundation for additional network-based applications. This single infrastructure is used to support multiple applications simultaneously for homeland security and public safety; transportation; municipal services; and industrial applications. Continue Reading»
What are some of the biggest challenges consumers and businesses still facing with networking
Beyond reliability, as the network demands continue to increase for both work and pleasure, understanding how different networking products can maximize bandwidth, reception and access is also important. For instance, if a consumer is in a three story home with the wireless router on the third floor, and they wish to stream HD video or play online video games to the first floor, it's important to know what option would best fit their needs. If the distance of the router is far, or if the material of the home is not conducive towards wireless transmission, then we need to educate them about what options they have. Continue Reading»
Intelligent routing for multi-homed networks
The rapid development of Software Defined Networking (SDN) - a viable solution to security, virtualization, manageability, mobility and agility needs in today's networks. We see the rapid bandwidth growth along with the evolution of content delivery networks, as more and more companies are moving their infrastructure into the cloud. The end-user expectations for speed and reliability are growing fast, while service and content providers are trying to automate their operations and improve performance in order to satisfy their clients' demands. Continue Reading»
How to Extend Your Network Reach without Complexity
No one service provider has ubiquitous coverage; therefore, service providers always have a need for off-net access circuits. Services are often procured through a manual process with multiple off-net vendors that have network available within a needed target footprint. Most providers establish interconnections with multiple suppliers to ensure they have the greatest reach. The complexities associated with the management of multiple vendor interconnections, building lists, and rates slow down the sales process of getting timely and accurate network designs and prices for proposals. Continue Reading»
Content searching in the cloud is real and here today
Somebody can create a file in one part of the world and seconds later it can be shared with and edited by someone in a completely different time-zone. The impact of this is massive - this storage and accessibility comes at a price. By subscribing to these services the user also subscribes to their information being used by the storage company. Now this is not really a problem with most private content, but occasionally you may find you have placed information in to the store and it is used elsewhere on the web. This can affect people in many different ways. Continue Reading»
How banks can improve their cross-channel detection of fraud
A lot of banks have implemented siloed fraud-prevention over the years - cashier-based fraud or check fraud or credit card fraud - with a huge gap in ATM or online fraud. Hackers are now exploiting this fact, and leveraging things like account compromise, to then actually remove the money from a different channel. So you're seeing with most of the major attacks that are made public, there is often a combination of an online mechanism (to gain access/credentials) plus an insider mechanism or an ATM mechanism to actually move the cash out of the bank. So over the next 6-12 months, as these attackers get smarter, banks need to be thinking about how they address cross-channel fraud. Continue Reading»
Newer technologies critical to successfully implementing HR & HCM solutions
HR used to be a form-based system. Simple data forms represented the transactional data that was required. The only people using the actual HR solution were the HR department. Today everybody uses the HR solution through employee self service and manager self service. This has forced us to spend tremendous attention on the usability of the HR solutions. In addition, the arrival of mobile devices has pushed this even further. The usability of HR software, driven by the high increase of users, has mainly occurred through the transition to portal solutions. In the late nineties and early two thousands people were getting more and more accustomed to websites. Continue Reading»
What CIOs need to understand about managing, protecting and extracting value from their organization's unstructured and semi structured data
An audit trail of activity is the equivalent of a security camera recording what is happening on your data stores – without one, it is very difficult to determine if data has been abused, and if so, what happened. How about controlling who has access in the first place? The results were not much better - only 37% of organizations regularly revoke access to data. That means that once you have access to something, you almost never lose it - access rights only grow as you move around the organization—they are rarely revoked when you no longer need them. Even if organizations want to review access regularly, they don't know who should be doing the reviews - only 22% of organizations have "owners" for all data. Continue Reading»
Leonid Shtilman on The role of CEO
As the CEO, you must understand all aspects of your business. You should not compete with your CTO on technology, but you do need to understand technology and communicate well with your CTO in order to be a good CEO. Can you sell your product by yourself, without assistance of a sales manager? If so, you are a good CEO. One of my friends who is the CEO of several companies even has a rule: until you've reached $10 million in revenue, you should not hire a VP of sales. It's also a good business practice for the CEO of a young company to have primary responsibility for business development. Hire other people to help you with business development, but you and only you should create major business relationships and partnerships. This is especially true for the CEO of a young company versus the CEO of a well-established company. Continue Reading»
Why there is a rapid increase in mobile fraud
Some people like to blame the mobile devices and operating systems themselves, but in truth there's much more security built into these devices than a standard desktop PC. For example, you cannot run unsigned apps on most smartphones, by default. Of course, once a phone has been "jailbroken", either by the owner on purpose, or via some drive-by web site visit, or rogue app download, then all bets are off. But manufacturers have been putting a lot of attention into security: it's just hard, and no one has ever been able to invent the perfectly secure system. Continue Reading»
High-level approach CIOs and CSOs should take when it comes to social networks and mobile devices
Executives should consider that it is their responsibility to provide the tools needed by their employees including mobile devices and data plans. Social networks can be an invaluable resource for employees and companies to provide collaboration (think LinkedIN) as well as for information sharing with customers. As to allowing employees to update their Facebook and other status every 10 minutes at work…well that is an old problem. Goofing off and not doing work at work started a long time before Facebook. Continue Reading»
Corporate Headquarters
Network Products Guide, Silicon Valley, United States of America


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For some reason, Samsung's Galaxy S III Mini has become the talk of the tech blogosphere, even though the phone doesn't look all that special.
Here's the spec list, straight from Samsung:
- 4-inch, 800-by-480 resolution display
- 1 GHz dual-core chip
- 1 GB of RAM
- 5-megapixel rear camera
- VGA front-facing camera
- 16 GB of storage
- MicroSD card slot
- 1500 mAh battery
- HSPA+ network support (no 4G LTE)
It's not a bad spec list, and it will reportedly come with Android 4.1, the latest version of Google's mobile operating system. It just doesn't live up to the "Galaxy S" name, which is typically reserved for Samsung's high-end phones.
The full-sized Galaxy S III, by comparison, has a quad-core processor in international markets and a 1.5 GHz dual-core S4 chip in the United States. Its 4-inch, 1280-by-720 resolution display has a higher pixel density than the Mini, and it has an 8-megapixel rear camera and a 1.9-megapixel front-facing camera. The U.S. version also has 2 GB of RAM. On paper, the Mini is more akin to last year's Galaxy S II–not bad, but not flagship material anymore.
The good news, I suppose, is that mid-range phones are getting better, and Samsung's getting in on that trend.
Earlier this year, HTC launched the Droid Incredible 4G LTE, which had a 4-inch screen but preserved many of the specs from HTC's high-end One X. More recently, Motorola came out with the Droid Razr M, which has a 1.5 GHz dual-core chip, an 8-megapixel camera and a design that allowed for a 4.3-inch display in roughly the same physical footprint as Apple's iPhone 5.
Like the Galaxy S III Mini, those other smaller phones have compromises, too. Motorola's Razr M has less storage than the larger Razr HD, and the Droid Incredible 4G LTE lacks the powerful image processor found in HTC's high-end siblings. Still, as far as mid-range phones go, they're better than what you had to choose from a year ago.
I'm still dreaming of an Android phone with a 4-inch or 4.3-inch display that's every bit as powerful as today's larger phones, but the Galaxy S III Mini won't be it.

subset: commoncrawl


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Although the u.s. stock market took has taken investors for a wild ride over the past year, it has largely remained unchanged. It's enough to drive risk-adverse clients up a tree.
After reaching a 50-year high in volatility, the S&P 500 (SPY) delivered flat performance in 2011 while the Dow Jones Industrial Average (DIA) gained 5.5 percent.
What can advisors do to hedge volatility? How can they calm their client's nerves? Are VIX ETPs the answer?
One barometer of stock market volatility is the CBOE Volatility Index also known as "the VIX." The VIX is a forward looking tool that measures the expected future volatility of the S&P 500 stock index for the next 30 days. The VIX is quoted in percentage points and it was first introduced in a research paper by Professor Robert E. Whaley at Duke University.
Today, the VIX indicator has become a popular gauge of investor fear and complacency. A high VIX reading signals fear whereas a low reading means increasing risk appetite among investors. By using a weighted blend of various S&P index options, the VIX attempts to estimate the implied volatility for U.S. stocks.
Late last October, three-month volatility for the VIX peaked at a record level of 191.59. This surpassed previous levels of elevated stock market volatility in late 2008, when the VIX traded around 190. The median VIX reading over the past 10 years has been 92.56.
The same stock market volatility that treated a select group of Wall Street titans with courtesy hasn't been so friendly as of late. Hedge funds that previously thrived on stock market peaks and valleys hit a brick wall in 2011. Renowned managers like John Paulson that once could do no wrong, got whipsawed.
Paulson's Advantage Plus fund lost around 52 percent in 2011 after making incorrect bets on Bank of America, Hewlett Packard and gold. Paulson became a Wall Street folk hero after making billions of dollars with bearish bets on subprime mortgage debt during the financial crisis. In 2010, he personally raked in more than $5 billion in profits.
Crispin Odey a London based manager who accurately predicted a banking collapse, was also among the worst performers last year. His $2.4 billion stock fund lost almost 25 percent in value.
Hedge Fund Research reported that hedge funds lost 5 percent on average last year compared to flat performance for the S&P 500. For long/short equity managers, it was one of the worst 12-month periods since the early 1990s.
VIX Strategies
Instead of avoiding volatility, some advisors set aside a portion of their clients' portfolios to trade it. Since it's impossible to invest directly in the VIX, the next best choice is to trade ETPs that are linked to it.
The ProShares Short VIX Short-Term Futures ETF (SVXY) aims for a return that is inverse the return of S&P 500 VIX Short-Term Futures Index. If short-term volatility in the S&P falls, SVXY is designed to increase. Since SVXY aims for that opposite exposure for just a single day and holding it for longer periods could result in performance returns that are different from the target return for the same period. These differences are caused by many factors, like compounding of daily returns, fees and (what else?) stock market volatility.
For advisors that want a bullish trade on volatility, the ProShares VIX Mid-Term Futures ETF (VIXM) and VIX Short-Term Futures ETF (VIXY) both offer VIX exposure but with different time frames.
The S&P 500 VIX Mid-Term Index has been negatively correlated to the S&P 500 over the past several years, minus 0.77 in 2009 and minus 0.86 in 2010. It's also generated relatively low beta compared to the VIX, indicating less sensitivity to price movement. VIXM and VIXY aim for 1x daily performance.
For leveraged long VIX exposure, the ProShares Ultra VIX Short-Term Futures ETF (UVXY) shoots for double or 2x daily leverage to the S&P 500 VIX Short-Term Futures Index. All of the ProShares VIX ETFs charge annual expenses of 0.95 percent.
Finding their Place
Where do VIX ETPs fit in as an investment strategy?
"At first, I thought VIX ETPs would be perfect hedging vehicles for the market, but I found this not to be as simple as an uninformed investor might believe," said Joseph G. Witthohn, CFA with Janney Montgomery Scott. "Some of these 'volatility ETFs' appear to actually increase volatility at times, rather than keep it in check. But I would not discount them entirely."
Witthohn observes that one short-term volatility ETF was up over 150 percent in the third quarter alone while over the same period the S&P was down just 14 percent. While this might get an investor's heart racing, it should be noted that in April of 2011 the S&P was up slightly less than 3 percent while the same volatility ETF declined over 20 percent.
"The jury is still out," he says, "as I would like to see more history behind these relatively new products. But what I have seen so far has captured my attention and I am certainly looking forward to reviewing these products further as the market goes through what may be a very volatile year ahead."
Minimizing Swings
Low beta ETPs are another twist on playing stock market volatility. The general idea is to own a basket of stocks with low volatility while simultaneously avoiding higher beta stocks.
An approach along those lines is taken by the QuantShares U.S. Market Neutral Anti-Beta Fund (BTAL). The fund screens for stocks that are less volatile than the overall market. BTAL's target index, which is compiled by Dow Jones Indexes, is equal weighted, dollar neutral, sector neutral and not levered. The index rebalances monthly by identifying the lowest beta stocks as long positions and highest beta stocks as short positions, of approximately equal dollar amounts, within each sector.
"VIX ETF products are futures based and are very different from Act of 1940 registered funds such as Quantshares," said Chuck Martin, CFA at QuantShares. "Our anti-beta is one of our tactical funds that provide a mechanism for investors to hedge unintended portfolio exposures or to express precise views on the market."
Martin says the anti-beta strategy has a historical correlation of minus 0.8 to the overall U.S. equity market. The resulting portfolio tends to be long stocks that have high dividends and do not suffer much during downturns and short more volatile names that tend to sell off more steeply in bear markets. Here's what it means: If an advisor expects more stable companies to outperform going forward or if they wish to hedge some of their long beta exposure, an anti-beta fund could be a good choice.
BTAL's net annual expense ratio is 0.81 percent.
The PowerShares S&P 500 Low Volatility Portfolio (SPLV) is another ETF that plays on the same theme of low beta. SPLV consists of the 100 stocks from the S&P 500 Index with the lowest realized volatility over the past 12 months, based on a statistical measurement of the magnitude of up and down asset price fluctuations over time. The fund's annual expense ratio is 0.25 percent.
Further Considerations
Before diving into VIX ETFs, advisors should keep a few things in mind. First, VIX ETFs do not perfectly track the spot prices for the CBOE Volatility Index; this is because they use futures contracts. Additionally, VIX ETFs are treated differently than stocks from a tax standpoint and a K-1 might be generated. Lastly, VIX-based exchange-traded notes (ETNs) are backed solely by the credit quality of the issuer, which adds another dimension of risk.
In the short run, reducing stock market volatility may be high on a client's list of priorities. But in the long run, preoccupation with short-term ups and downs could hurt their long-term performance. Advisors who help their clients to understand this most basic financial truth have achieved something of considerable value. •


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Now when putting that direct address into NC, the connector never loads, doesn't give any error message or anything. It shows up with a blank white page. One other thing to note, when I go to NC on the internal IP address and then put the DocumentServer internal IP address into the NC connector admin page, everything loads and works 100% as it should. That makes me believe it is something to do with my reverse proxy setup. Here is that code for my virtual host in Apache:
- Code: Select all
<IfModule mod_ssl.c>
<VirtualHost *:80>
ServerName onlyoffice.mydomain.com
ServerAdmin email@example.com
RewriteEngine on
RewriteCond %{SERVER_NAME} =onlyoffice.mydomain.com
RewriteRule ^ https://%{SERVER_NAME}%{REQUEST_URI} [END,QSA,R=permanent]
<VirtualHost *:443>
ServerName onlyoffice.mydomain.com
ServerAdmin firstname.lastname@example.com
<proxy *>
AddDefaultCharset off
Order Allow,Deny
Allow from all
ProxyRequests Off
ProxyPreserveHost On
<location />
RequestHeader unset Accept-Encoding
ProxyPass http://192.168.0.22:78/
ProxyPassReverse http://192.168.0.22:78/
Order allow,deny
Allow from All
ProxyPass "/websocket" "wss://192.168.0.22:78/websocket"
ProxyPassReverse "/websocket" "wss://192.168.0.22:78/websocket"
SSLCertificateFile /usr/local/etc/letsencrypt/live/onlyoffice.mydomain.com/fullchain.pem
SSLCertificateKeyFile /usr/local/etc/letsencrypt/live/onlyoffice.mydomain.com/privkey.pem
The Document server is only accessible directly from an internal IP. All external websites for my services are served access through an apache webserver. This keeps flow of traffic to only one server and IP address. Nginx on the document server is not accessible or serving up the domain for onlyoffice-document server.


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Missoula Woman Charged With Felony Attempted Theft [AUDIO]
47 year-old Ronda Knox was charged on Monday afternoon in Missoula justice court with attempted theft, after trying to cash a $7,500 check on Friday, March 8 at EZ Money Check Cashing Services.
Deputy Missoula County Attorney Shaun Donovan said that police were called to the check cashing business when Knox attempted to cash the large check. When the author of the check was notified in Virginia, she claimed the money was to redeem a large sweepstakes prize. Knox told authorities the same story, that she was also using the money to claim a prize.
Knox was charged with felony attempted theft, and if found guilty could face up to 10 years in the Montana State Prison, and up to a $50,000 fine.
Donovan said Judge John Odlin released Knox on her own recognizance.
Deputy Missoula County Attorney Shaun Donovan


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Posted 5.15.2007
So, it's finally here -- Graduation Day. Your family and friends are there to support you. You take that ceremonious walk to receive your diploma and then it hits you -- you're going to have to move in with your parents because you don't have a job. Here are my top five job search strategies for the post graduation job market:Get organized--Designate a space in your house for your base of operations.--Keep a journal to track EVERYTHING (contacts, next steps, ideas, advice, etc.). Committing something to paper (or PC) helps you achieve your goals.--Get a portable calendar (PDA works great) and lots of file folders to keep it all straight.--Stay positive and stay focused -- and don't forget to celebrate the small success along the way, such as your first interview, or getting in front of an executive at a company where you hope to work.Know yourself--Reflect on and write out your strengths, interests and professional skills.--Determine what you want to do and where:·Is it a specific job (or function), company, industry?·What cities offer the types of opportunities you seek?--Build an effective and marketable resume that captures what you've done and where you're going.--Develop a personal commercial (30 seconds) that highlights your college experience and education and positions them to what you want to do next.Network--This is the single most effective job search technique you can use, as up to 80 percent of all opportunities are uncovered through this process. However, networking is a lifelong, reciprocal process that builds mutual relationships and knowledge, and is not simply what they can do for you.--Create a list of contacts. This can be people that you know or want to get to know.·Start easy -- who is in your personal circle (family, friends, neighbors, hairdresser, etc.)?·Identify people that you know in your desired fields, industries and cities.·What are the professional or civic organizations where like-minded professionals gather? --Contact 20 to 25 people per week and always ask for additional names in every meeting. Consider this your own personal pyramid scheme. --The more active you are (professional/civic meetings, networking/informational interview appointments, etc.), the faster you can get that job and your own place.Prepare--Gather resources to help with interviewing skills, including preparing answers for commonly asked questions, generating your own questions for each particular opportunity, and practicing.--Do your homework (research) before every meeting, no matter how informal, including information about the organization (history, size, locations, financial, etc.), person with whom you're meeting, and the opportunity (specifications, requirements and how your background matches up).--It's not too late to meet with the Weatherhead Career Development team. These knowledgeable professionals and the CDC' content-rich Web sites are here to assist you with your resume, interviewing skills, and can even connect you with employers and opportunities. Call us to set up an appointment at 216.368.3662.Be professional--Consider your appearance, demeanor and presentation. Invest in a good suit, dress shirts, shoes, and ties. Even in today's more casual culture, sharp first impressions carry a lot of weight.--Do what you say you will (follow up and follow through) to show integrity.--Be on time. To interviews, with thank you notes, and in general.--Acknowledge others' even small gestures with sincere gratitude (thank you notes), especially in writing.
So, again, congratulations and happy hunting. Once you've landed, don't forget to share your success with us.
Interested in learning more about Weatherhead programs? Request more information or apply now, or register for one of over 70 open enrollment courses through Executive Education.
Weatherhead School of Management at Case Western Reserve University cultivates creativity, innovation, and purpose-driven leadership to design a better world.


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The Cuban Assets Control Regulations were issued by the U.S. Government on July 8, 1963, under the Trading With the Enemy Act in response to certain hostile actions by the Cuban Government. They apply to all persons subject to U.S. Jurisdiction.
Criminal penalties for violating the regulations include up to 10 years in prison, $1,000,000 in corporate fines, and $250,000 in individual fines. Civil penalties up to $65,000 per violation may also be imposed.
Therefore, in view of Democratic mayoral candidate de Blasio's federally unsanctioned trip to Cuba in the past, in circumvention of U.S. law via Canadian interlocutor, de Blasio should be arrested and charged with criminal and civil penalties irrespective of whether or not he is an ideological Leninist.
Adios de Blasio.
Joseph N. Manago


text: Colorado Flooding Impact on Dairies Severe, Not Catastrophic September 16, 2013 11:00 AM Tweet TAGS: Marketing, Overseas December 18, 2014 By Jim Dickrell Dairy Herd Management Dairy Editor Email Colorado dairy officials are still assessing this weekend's massive rain and flood events on the Rocky Mountain "Front Range" north of Denver. To date, no dairy farms have been forced to evacuate, though cows and heifers in some pens on some dairies have been moved due to high water. "As far as we know, all farms still have power," says JoAnne Grammond, senior director of communications for the Western Dairy Association. "Neighbors are working with neighbors to make sure cattle have feed." Milk trucks have also been able to reach dairies, although their routes might have been altered due to the flooding and washed out highways, she says. The bigger impact might yet be coming, says Bill Wailes, an Extension dairy specialist with Colorado State University. "Farmers were just starting to cut corn for corn silage last week," he says, "but all that has stopped with the 5" to 6" of rain we've received over the weekend." Wailes says most of the ground on the Front Range are heavier soils with limited drainage. So it could be 10 days—at best—for corn chopping to resume. Fields near flooded rivers will be problematic due to debris. Meatingplace also reports that JBS canceled two shifts at its packing plants in Greeley Monday, due to flooding that was preventing workers from coming in. The plants employ an estimated 5,000 workers. There is still some rain in the forecast, but the heavy rains have ended. Dry weather is being forecast for the rest of the week. Back to news


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Ok, found the issue...but still any advise on a Java Stout recipe would be great.
Well, I emailed Bell's for some insight....They did me a solid with some nice information.This was their reply....Hi Frank. Sorry for the delay getting back to you on this. Here's what I can tell you: the mix of coffee comes from Water Street Coffee, but is pretty tight lipped. I would make at least part of the blend a pretty aggressive flavored coffee. I would crush the beans and add around ½ lb. to a 5 gallon batch after primary fermentation subsides (maybe in a secondary). As far as the recipe goes, I'd put together a nice stout with plenty of chocolate malt, maybe half of that amount roasted barley, and about half that amount black malt. Give it some good body with some munich and flaked malts as well as a bit of medium crystal (60L ish). Shoot for a gravity of 1.075 or so. Hops are just enough to balance sweetness. Something neutral. A neutral yeast as well.I hope that helps. Cheers,


text:
Six Traffic Deaths Reported During Holiday Period
January 2, 2013
(ATLANTA) - Six people were killed in traffic crashes in Georgia over the 102-hour New Year's holiday travel period. The holiday period began Friday at 6 p.m. and ended at midnight Tuesday.
Fatal traffic crashes were reported by the Georgia State Patrol posts in Athens, Madison and Valdosta, as well as Cobb County Police, Warner Robins Police, and Macon Police.
The Georgia State Patrol investigated 585 traffic crashes during the holiday period with 266 injuries and three fatalities reported. Early activity reports show state troopers arrested 321 people for driving under the influence.
Last year during a 78-hour holiday period, state troopers investigated 296 crashes that resulted in 172 injuries. Troopers investigated seven of the 13 fatal crashes reported statewide. Troopers also arrested 262 people for impaired driving.
The fatal crashes investigated by the Georgia State Patrol during the 2012-13 New Year's period were:
- Tuesday at 1:10 a.m. in Greene County: Desmond Leroy Hall, age 30, from Siloam was killed when he was struck by a vehicle as he walked with the flow of traffic in the travel lane of Georgia Highway 77. Alcohol is suspected as a contributing factor. The driver of the vehicle that struck Hall was charged with driving under the influence.
- Brian Allan Churchill, 29, from Jefferson was killed Monday morning around 11:50 a.m. in Jackson County when he lost control of his vehicle on Benton Road. The BMW left the roadway, struck a fence, overturned, and struck a utility pole and tree before coming to rest. Alcohol is not suspected as a contributing factor. A passenger in the vehicle was transported to Athens Regional for treatment.
- One person was killed and three others were injured Sunday night in a one-vehicle crash on I-75 in Lowndes County. Jake Dale Daughtrey, 22, from Adel was killed after he lost control of his vehicle, ran off the roadway, overcorrected, re-entered the travel lane and began overturning. Daughtrey was thrown from the vehicle and into oncoming traffic in the southbound lanes. Alcohol is not suspected in the crash and a seatbelt was not in use.
GSP Public Information Office
Contact Information:
DPS Public Information Office


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BOSTON, Mass. – Head coach Halston Taylor was voted as the women's cross country Coach of the Year following MIT's performance at the New England Women's and Men's Athletic Conference (NEWMAC) Championship this past weekend. This is the fourth year in a row and the sixth time overall that Taylor has earned this honor. Tech, who was ranked as high as third in the nation this season, claimed its seventh consecutive title and the men, who have won every year since the inception of the conference in 1998, captured their 16th.
MIT earned six of the 14 All-Conference slots, including NEWMAC Runner of the Year in junior Elaine McVay (San Ramon, Calif.) with her first place finish in the 5k with an 18:16.85 and Rookie of the Year in freshman Maryann Gong (Livermore, Calif.) with her time of 18:36.64 that earned her second place. The men also claimed eight of the All-Conference slots, with senior Roy Wedge (Lawrence, Kan.) being named Runner of the Year and freshman Rory Beyer (San Mateo, Calif.) earning Rookie of the Year accolades.
Tech will return to the cross country trail in just under two weeks when it travels to the University of Southern Maine for the second time this season for the New England Division III Regional Championships, which will take place on Saturday, Nov. 16.
Women's All-Conference
Elaine McVay, MIT
Maryann Gong, MIT
Marina Capalbo, Babson
Priyanka Fouda, Wellesley
Christina Wicker, MIT
Brooke Johnson, MIT
Danielle Opatovsky, Smith
Beth Gollin, Coast Guard
Alexandra Taylor, MIT
Louise van den Heuvel, MIT
Gretchen Krause, Coast Guard
Julie Tevenan, WPI
Sonja Cwik, Wellesley
Mary Keenan, Wellesley
Men's All-Conference
Roy Wedge, MIT
Matt Deyo, MIT
Gary Ezzo, Coast Guard
Rory Beyer, MIT
Allen Leung, MIT
Benji Xie, MIT
Zachary Velasquez, Coast Guard
Rob Hollinger, WPI
Joseph O'Connell, Coast Guard
Ian Tolan, MIT
Matt McEachern, MIT
Matt Jordan, MIT
Jon Last, Coast Guard
Stephen Horvath, Coast Guard


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Thrills go-go bar will open an upstairs dance floor with a live DJ while keeping erotic female dancers downstairs, according to manager Ira Weiner.
Thrills go-go bar will open an upstairs dance floor with a live DJ while keeping erotic female dancers downstairs, according to manager Ira Weiner.
The upstairs dance club, called "Sky," is scheduled to open Friday and its hours will be from 9 p.m. to 2 a.m. Thursdays, Fridays and Saturdays, Weiner said.
The move comes as Thrills awaits the continuation of a hearing on Jackson Township's second request to shut it down.
An attorney representing Jackson Township says the dance club continues what is already a violation of the township zoning ordinance, though Weiner disagrees.
Located at Route 715 and Doll Road, the business now called Thrills has been a restaurant and bar since 1987, but added erotic female dancers and private dances in March 2010 when it opened under its current name.
The township zoning ordinance defines a business as an "adult cabaret" if it includes erotic, scantily clad or nude dancers as live entertainment.
Thrills features erotic, scantily clad female dancers, but Weiner said this does not make it an adult cabaret.
"This has always been and continues to be an eating and drinking establishment," he said.
Its location before October was in the commercial zone, and the township allows "adult cabaret" businesses such as Thrills only in the industrial zone closer to Interstate 80.
This meant Thrills needed to apply for a permit to operate as a nonconforming use in the commercial zone, but the business never applied for a permit and thus was considered in violation.
The township went to court and had Thrills shut down in October 2010. The court ordered Thrills not to reopen for a year unless it either returned to a conforming use, by getting rid of the erotic dancers, or applied for a permit to reopen as a nonconforming use.
Thrills appealed the decision and later was denied on the appeal by the state Supreme Court. Thrills reopened in October, again without a permit, and since then has continued what the township ordinance calls a nonconforming use.
The township is now back in court, again requesting Thrills be shut down. A hearing began in May and continues in September, after which a judge will decide.
Meanwhile, the township in October amended its ordinance, rezoning Thrills' location from commercial to single-family residential or "R1."
Restaurants and bars, even those without erotic dancers, are not allowed in the R1 zone, which means Thrills now is in violation by existing there at all.
"That's something we'll likely be addressing on a separate court action sometime in the future," Township Supervisor Chairman Jack Rader said. "For now, our current request involves Thrills being in violation prior to the rezoning."
Attorney John Dunn for the township said he was unaware of Thrills' plans to add a dance club. "I believe it's just more of the same nonconforming use," said Dunn.
If the court again orders Thrills to close, Weiner then can appeal that decision in the higher courts.
"We do not need a permit to continue operating where we are because we have never abandoned the use of this business as an eating and drinking establishment, which existed prior to the rezoning," Weiner said.


text:
posted by Thom Holwerda on Fri 16th Nov 2007 19:40 UTC, submitted by anonymous
EDE 1.2 is a new version of EDE (Equinox Desktop Environment) which brings mostly bugfixes. Also it comes with full German and French localization. The Equinox Desktop Environment is a small desktop environment, built to be simple, to have a familiar look and feel and to be reasonably fast.


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DAVIE - Sometimes it is not what you say that's important, it is what you don't say. Or the message within the message.
Slips of the tongue are cool. But I've discovered those can be intentional (like the pillar of defense comment in '08). The best indicators are when someone is holding back, forced to dial it down a notch.
Part of my job is to figure that stuff out based on what's said, listening out for what's not said, then matching it with what I know.
Miami Dolphins owner Steve Ross is a pretty easy read in this regard because he's a billionaire, and usually plays by his own rules.
That has gotten him in trouble - we call that foot in mouth syndrome - the past few offseasons. But lately he's gotten the hang of talking to the media.
Ross understands his role as the owner NOW, and I believe he's come to terms with the fact you'll never love him until he provides a Super Bowl title.
Today's lunch with Ross was informative on many fronts because it filled in a couple of gaps.
Let me try to explain.
Ross said: "The good certainly outweighed a lot of the bad here and the fact is that we do have a head coach that I think will be here, and we have the makings of a quarterback that will be here a long time that has a lot of great potential. I think, when you look at it from that standpoint, you can be very positive."
Ross likely meant: We finished 7-9 with a rookie quarterback as the starter, and the head coach laid a pretty good foundation for his culture. That's not bad for a first-year of a new regime in hindsight.
Ross said: "When I bought the team I told everybody that whatever resources we have, what I have, I want to build a winning team. That goes first and I think Jeff (Ireland) and the whole organization knows that. This isn't one of these organizations that tries to slap together, keep it together just for the sake of doing that. I'm willing to spend whatever it takes to build it. I think sometimes people look at spending as a way of winning and in business it isn't money that solves problems. It's brains that solve problems and using your abilities. But certainly all my resources are there and if the right players are there, I don't care what it costs. We'll go after them."
Ross likely meant: I told you I'd spend whatever it takes to produce a winner, and I mean that. I'm not cheap, and my first two years I spent more cash than any other NFL owner. But we've got to spend money wisely.
Ross said: "[Stability] is important every season. It's the nucleus of a franchise and I think having the right mix between the coach and the personnel department is essential. It takes those two ingredients to have a winning organization. I think if you have a plan and you stick to that plan, you're going to win. It's when you're changing all the time that you don't really know where you stand."
Ross likely meant: When I didn't fire Ireland last offseason I knew I'd see this thing through. He helped me hire the coach, selected the quarterback, and now we need to see if he can find that coach and quarterback the pieces they need. Now is the time for Ireland to deliver.
Ross said: "We're well-positioned in the Draft. I think Jeff's done a great job from that standpoint. We had probably, I think it's the second-youngest team in the NFL and the question is what's going to be available in free agency and getting the right mix. I think that's not a decision that I make. It's the decision of what I think the Coach and Jeff will do together."
Ross likely meant: We've got draft picks from trading away talented player that didn't fit, and now its on Ireland to find quality players to replace them. I don't get involved with personnel decisions. I'm not Jerry Jones."
Ross said: "As the Coach has stated, you want to build through the Draft and you certainly look and see what's out there in free agency and seeing you get the right player that will fit in in that locker room and would bring the right kind of ingredients, and is still hungry enough, that isn't just signing for the big contract. Free agency certainly isn't the answer. We've all seen that. You can talk about the failures in free agency more than you can about the successes… Everybody gets all excited (that) you sign a player and, 'My God, we're going to win.' You haven't seen that, I can't think of a player you could say that really happened with because I think the philosophy is you know you're players better than anybody else and you know who you want to sign, who you want to keep as part of that. Often times, there's a reason why a guy is out there as a free agent."
Ross likely meant: Philbin wants to build his team through the draft, and we all know most free agents are damaged goods, and usually overpaid. But Ireland needs them to fill some holes he can't find in the draft so hopefully he spends my money better than he has in the past. Man did they make me waste a lot of money in the 2009 offseason. But fool me once, shame on you. Fool me twice, that's your ....."
How certain are you that the right people are running the Dolphins?
Ross said: "How in life are you ever certain? You take it one day, you look at it and then you deal with the people and they're the kind of people who are pretty consistent level people and I think that's one thing you can say about the organization. I believe they have the talent to deliver day-in and day-out. But this is a business that's really measured. It's probably like no other business in the world. You measure it with wins and losses, but you want to see the direction they're going and just how it's moving and I think it's important to not have a volatile situation. I think the type of people we have aren't volatile type people."
Ross likely meant: I don't know if Ireland and Philbin are good at their jobs, or if they'll produce a winning franchise. Their record will speak for them. I expect a playoff team in 2013 and if we're not they better have a very good reason, or else changes will be made. But this is a better relationship than the one Tony Sparano and Ireland had. That became volatile and it wasn't a healthy situation for the franchise. Maybe we should have moved on sooner, but I've learned my lesson.
Ross said: "I think one of the characteristics that Joe had – he was probably one of the most organized presentations I've ever seen, and you can look back at it and you can say he followed that. He did everything that he said he would do and he's probably, you guys got to know him pretty well. I think he's about as organized and consistent as anybody you'll ever meet. I was talking to his secretary (Ann Rodriguez) the other day and she said she's been here all this time and there's nobody that's more organized than Joe and really sets forth what his plans are. I think that's important because, when you hear what his plans are, you really believe in him."
Ross likely meant: Philbin's a rigid, stubborn guy who plans out everything and is intent on building his culture. He's meticulous by nature. He didn't deliver me the offense I expected, but I'm confident he'll figure out how to fix that problem.
Ross said: "I don't think I shouldn't be the one making the decisions of who we pick and who we play and what the plays are. You want to have the best people doing that. This is a much more sophisticated game than all of us fans think it is. The more you get inside it, you really find out how sophisticated it is in the football operations. It's really like any organizations. I know the organization I built that I started, it's about the people and you're only as good as the people you have. It's just not the guy at the top. The guy at the top facilitates it and makes sure it happens and gives them the resources and the ability to do everything to become a best in class organization."
Ross likely meant: Again, I don't make football decisions. I just write the checks. Hopefully the people in charge make the right decisions moving forward. I hear the plans before hand and watch if they can execute it. Was the product they sold me delivered? I believe in hiring the right people. Hopefully I did that, but we'll see.
Ross said: "I can understand when you're not winning why some people might not show up. I think we put a winning team on the field, I think we'll fill up those stadiums. That's what I'm counting on. I really believe that how important the Miami Dolphins are to South Florida and really bringing the community together. I think once we're winning that'll be evident and people will want to be here every Sunday. Hopefully, some Monday nights too."
Ross likely meant: I understand you don't care about my product enough to buy tickets, but I'll probably keep eating money to put games on TV because I know seeing the games is important to this community. But hopefully we start winning soon and you'll come back.
Ross said: "I saw [Ryan Tannehill] before the game how he went about it. He won the starting nod in preseason and the guy was confident. When you meet him, you feel good. Certain people you meet, there's not a lot of trepidation that he has. He goes about his business in a very serious manner and he wants to win. I think that it was a great start that he had."
Ross likely meant: There's a lot to like about Tannehill, especially his personality and how he took command of the team as a rookie. I was wrong about saying Chad Henne will be the next Dan Marino, so I'm going to be very guarded about my endorsement of this quarterback. But I'm optimistic.
Ross said: "I think it is important that you have a plan, you follow that plan, and you remain consistent towards that plan. When you no longer have confidence in that plan, then you make changes. I have belief in the plans that we set out, and we are going to follow that plan."
Ross likely meant: I'm told continuity is the only way to build a winning organization in the NFL. The best teams have it. That's why Ireland's still around. If he shows me he can't manage $48.7 million and all these early draft picks then clearly we need to go in another direction. I do realize the Dolphins have produced four straight losing seasons, but Ireland's only REALLY been in charge for two offseasons.
Ross said: "This is really the first time I've really gotten involved. I didn't select the people that were here before. I was handed a situation that, for one, I was kind of painted to the wall. When (Bill) Parcells left it was my fault, when Miami lost it was my fault, and all that. I have a lot of respect for Bill, but I didn't put together that organization. I also felt that I should learn a little bit before I started making moves. Making moves for the sake of making moves is sometimes probably the worst move you can make. You want to sit back and really assess the situation, which I was able to do, so that was probably good from that standpoint."
Ross likely meant: I was handcuffed by the organization Wayne H. Huizenga left me. Parcells held me hostage and told me to sit down and shut up. I watched and learned as much as I could and I'm finally at a point where I understand enough about the NFL to make the type of decisions that can help the football side of the operation improve. My clock started with last offseason's hiring of Philbin, and my decision to retain Ireland. Judge me on that, not what came before me. That was Parcells' doing.
Ross said: "(I'm) always a fan, and wanting to build the best organization, but you want to look at other organizations and see what they had. You know, talk to a lot of people.... I think the more familiar you become with it and the more you talk to people and you're watching and assessing, I think that's how you really learn and put it together to come up with something. Look, what's important to everyone in this room is that the Miami Dolphins become a winning organization over a long period of time. As opposed to just talking about it. You have to put it together, you have to believe in the plan, and you have to follow the plan."
Ross likely meant: I've watched and learned, asked around, and I finally feel I know what it takes to be a good NFL owner. All I care about is producing a winning organization that's best in class. Right now that's hard to do with the Patriots, but Tom Brady will have to retire sometimes soon. We need to take baby steps and the next step is get to the playoff again.
Ross said: "I learned from the real estate business that I started. That's a business where it's not like a day trade, you have to have patience. You have to realize that you have to look at things with a vision and a long term aspect. I look at things from a long-term perspective as opposed to a very short-term perspective. So, you might be suffering, and you know I hated those Monday mornings, and I still do when we have those losses, but it's something where I feel we are on the right track. We're moving in the right direction, and I feel good about it, more so today than I ever have."
Ross likely meant: I know the Redskins and Colts transformed their franchises into winners with rookie quarterbacks, but that's more Luck (no pun intended) and fortune than skill. I suffer through losses just like everyone else, maybe more considering I sign the checks. But I'm optimistic this franchise is moving in the right direction IF Tannehill can develop. I have one more win this season to back me up.
Ross on the new logo?
Ross said: "There have been a lot leaked, so I don't know what you saw from that standpoint. We will have a new logo, we will have it by the (NFL) Draft. We're looking at it, finalizing it, but I am excited about that fact. It's time for an update."
Ross likely meant: Why stay the same? Sometimes change is good. I need to sell some new merchandise and make back some of this $1.1 billion I spent for this franchise. Hopefully these designers come up with something better than the supposedly leaked logo.
Okay, that last line wasn't Ross. It was me.
Ross' long term vision for the Dolphins?
Ross said: "The end game is really, over five to ten years what is your win/loss record over that period of time? How many Super Bowls did you win? That's how you are going to be judged. So I am prepared for that."
Ross likely meant: I've given up on you folks loving me. These guys better get me to the playoffs and find, or develop an upper echelon quarterback because I know the next person on your hit list is me.
Ross said: "It's not a magic formula and this is a very competitive game. So I would like to certainly think that next year we will be in the playoffs and we're winning, but I can't tell you for sure. I just know that we will be very competitive next year and that the idea is first you have to get in the playoffs, and then how that football bounces, you never know."
Ross likely meant: I can't promise you the Super Bowl. First we need to get to the playoffs. We need to start winning more games than we lose each season. Baby steps!
Ross said: "The two biggest ingredients in a winning team are your coach, I think that's important and I think we have our head coach, and second is a quarterback you can build around. This is a quarterback centric league and you see every great team that is there consistently has a quarterback. I think we have our quarterback. Once you are there, it is a lot easier I think to put the building blocks around. We have needs....Coach has indicated what needs we have; we have to be more explosive and we have to create more takeaways on defense. Those are the things that we have to improve upon."
Ross likely meant: I like the coach and I'm comfortable with Tannehill's upside. Ireland and his staff need to find this franchise some explosive players that create mismatch problems, and impact players on defense who can force fumbles and bring down interceptions or else it will be time to find a new General Manager.
Hopefully no billionaires were harmed during this interpretation of the Dolphins situation.


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Today is National HIV Testing Day
Today is a very important day for all of us to practice and pay attention to. National HIV Testing Day is all about sexual health and HIV awareness. Take a moment to realize and practice something that could save your life or the lives of your loved ones.
Let's start this uncomfortable conversation will this factual statement.
ANYONE can become infected with HIV.
Do not, for even one second, believe that this cannot happen to you or anyone else you know. There are plenty of people now infected with the virus that once believe that themselves. You acting as though invisible to this virus lends you very vulnerable to infection. Protect yourself and everyone you love, act constantly against HIV.
That is what today is all about. Preparedness, awareness, and education about HIV.
For instance, did you know that every 9 1/2 minutes someone in the United States becomes infected with HIV.
Yes, this is not something that America is immune to. If you visit the first ever "HIV mapping" website created by AIDSvu, you can see very clearly how much affect HIV is having on our country. This mapping can even be broken down into individual cities. It is a scary and interesting thing to view.
Once you have looked at where the virus is running rampant, you might want to have yourself checked. Wait, let me say this.
No matter who you are, what relationship you are in, or any other excuses you can think of. This is a horrible and life threatening virus that needs to be kept under control. You, your family, your friends, and everyone else you care for should be tested.
The AIDSvu website will also give you a list of places you can be tested for HIV. They even have office hours, contact info, and a direct link from their site to the clinic you are looking at to send an immediate email. Here are just a few that I found here in the East Texas area.
Special Health Resources
Longview Wellness Center
Texas Department of Health
For a disease that is so easily avoidable, websites like this are essential to try and help what is still affecting the world. Want more info? Maybe, something else to scare you into waking to the reality of the HIV situation? Check out this video and then visit the AIDSvu website.


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What happens when you Frankenstein a Jazz Original with a Shadow 5000? A unicorn gets wings. And you get a fly new pair of retro-inspired kicks. Mesh, nylon and that marshmallow EVA you've come to know and love, all in one shoe.
If a size is not listed, it is sold out.
Saucony Shadow OriginalBlue


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Double click on above image to view full picture
Availability: Out of stock
Six colorful and durable placemats designed with W2 products. Each placemat features one image of "good stuff" from the Eames House of Cards including: Crayons, Matches, Numbers, Pens & Pencils, Cotton Reels and Pills. With a cork back and double lacquered, these placemats are extremely durable and are sure to impress your guests for years to come!


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Kristina MileticProject Assistant Knowledge, Policy & Advocacy
Kristina Miletic is Project Assistant Knowledge, Policy and Advocacy & Regional Coordinator of the GPPAC Western Balkans. Kristina is a liaison person for the Peace Education Working Group. Previously she worked on the EU funded project "Whole-of-Society Conflict Prevention and Peacebuilding" (WOSCAP). She was involved in the project management through ensuring that EU technical, financial and communication standards are being upheld by all partners in the implementation of the project. She interacted with the WOSCAP partners, including universities and civil society organisations in different European countries as well as in the four countries where the research took place: Mali, Yemen, Georgia and Ukraine. Prior to joining GPPAC, she worked with the Italian Atlantic Committee as by conducting research and analysis related to politics and current issues in the Western Balkans. Her focus was on the EU-Atlantic Integration of the Western Balkans. Kristina holds a Master's degree in European and International Policies and Crisis Management from the University of Rome "La Sapienza". She speaks four languages.


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TAX-Number: 12283973Z - Intern. Sales Tax ID Number: CY10283973X
Orpheos Str. 2b
Office 201
1070 Nicosia
Republic of Cyprus
Email: firstname.lastname@example.com
Despite careful control of the content, we do not undertake reliability for the content of external links. Only the operators of the linked websites are responsible for their contents.
All information offered only may be spread or published in another manner with the written consent by Securitas Aurum Ltd. , also partly. The contents of all websites may be used for personal purpose only. It is not allowed to spread the information retrieved via online media or by using other media!
Securitas Aurum Ltd. represented by is General Manager


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Who has the best chili in Rolla? Saturday we'll find out.
Who has the best chili in Rolla? Saturday we'll find out.
The Rolla Police Department is sponsoring the first annual Taste of Rolla Chili Cookoff Saturday at the Eugene E. Northern Community Hall from 11 a.m.-2 p.m.
Four dollars will get you a bowl of chili and all the samples you care to eat. If you would like a second bowl of chili, it will be an additional $4, but each person can only vote for their favorite once.
"We have been able to get donations for all the supplies," said Sergeant Vince Giacolone, VIPS Director/Community Police Officer. "Every penny of it is going to the Missouri Special Olympics."
In addition to chili, there will be other food for sale as well. Hotdogs $1, chili dogs $1.50, water and soda $1 and ice cream cups for $.50.
"We think it is going to be great," said Giacolone. "It is something somewhat unique to the city of Rolla. You get to sample chilis from most of the local restaurants.
If you are a fan of chili you certainly want to come."
Giacolone said there all types of chilis available to try — everything from white chili to vegetarian. He couldn't speak in specific because it is going to be a surprise to see what kind of chili all the restaurant bring. Even he won't know for sure until the event Saturday.
"My favorite chili is the one my wife makes," said Giacolone. "Maybe we'll find one we like more."


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Home Services
Product Showroom
Why Bell?
Contact Us
Why Bell Home Solutions?
When it comes to your home's plumbing, electrical, heating and air conditioning or home remodeling projects, you have many choices. At Bell Home Solutions our policy has always been to give our Denver area customers top of the line products at the most competitive pricing with impeccable service during and after the sale.
As Colorado's premier plumbing, heating, and cooling company, we take pride in being a locally owned and operated business that exceeds our customers' expectations. Our team wants to make you one of our loyal customers, so call us any time and let us know how we can serve you.
Our History
Bell Home Solutions has been our family business since 1926. This is currently the 3rd generation to run our company's day–to–day operations, and the next generation of the Bell Home Solutions family is in the store learning the business. With distinctive orange and white trucks, and a beautiful 8,500 square foot showroom, we have built our business on the values you want in a local contractor. Call us to find out why more customers in the Denver metro area rely on us for all of their plumbing, heating, cooling, electrical and remodeling needs.
Our Plumbing, Electrical, Heating, Air Conditioning & Remodeling Services
Our philosophy has always been to fix it right the first time, which will save you money in the end. Bell Home Solutions employs the most well– trained professionals in Denver. Our technicians attend weekly training classes to keep them up to speed with changes in products, tools, and technology. For your protection, we run background checks on every technician, and we require random drug screens. Your family's safety is important to us, and we'll do whatever it takes to maintain your trust.
With our up–front pricing policy, you'll know the entire cost of a repair or installation before we begin any project. You won't have to worry about how long it will take for the technician to resolve your plumbing, electrical or HVAC issues. Our technicians are paid an hourly rate – not commission like most of our competition – so they don't have a financial incentive to drive up your bill. Their only incentive is to keep you satisfied and develop a relationship so that you will remain a customer for life. Our business is founded on over 91 years of our Denver area customers' trust in us, and our reliable service.
For your convenience, service is available 24 hours a day, 7 days a week. Our fleet of over 50 state of the art vehicles and $1,200,000 of locally stocked parts allow us to handle all of your plumbing and home comfort needs immediately.
Visit our 8,500 square foot showroom where you can see working displays of the finest new tubs, including walk–in tubs, showers, cabinetry, faucets, fixtures, furnaces, water heaters, and more. We have many working displays, such as seeing how the shower head sprays before you buy it, and constructed suites to give you an idea of what the entire room could look like. Still having trouble envisioning your dream kitchen or bathroom? Just ask one of our professional kitchen and bathroom designers for help. Using kitchen and bath remodel and design software, they'll convert your whims to reality. Our remodeling crews are our own employees, and we rarely use subcontractors. We can handle everything from the plumbing, carpentry, tiling, cabinetry, flooring and drywall to light electrical work. And we offer free estimates for any remodel project.
For the do–it–yourself homeowner, the Bell Home Solutions parts counter carries a complete line of replacement parts. Our parts counter employees are seasoned professionals with decades of experience helping both homeowners and contractors alike. Our staff of designers is available to help with everything from selecting new fixtures to a complete remodel of your kitchen or bath.
Bell Home Solutions also specializes in water and sewer line repair and replacement, and we use the latest technology to minimize the disruption to your home. We care about your property, and we will do everything possible to return your yard in the condition that we found it. We have sewer video equipment so you know the severity of any problems before we begin any repairs, and we can take additional video upon completion of the project so you can see the quality of our work! And just like our kitchen and bath remodeling and HVAC equipment installation services, all estimates for underground work are always free. Call us for the best electrical, plumbing, remodeling, and HVAC services in the Denver metro area.
Thanks for visiting our website, and we look forward to serving you!
Larry Bell
Owner – Operator
Gary Bell
Owner – Operator


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holdingoutforjacob wrote:seth is one of those rare beings that is totally pure, heart and soul. that is so hard to find these days, those sorts of people don't always make it through the world with that sweet optimism. the heartbreaking thing about really good people is they assume that everyone else is a truly good person.
I hear you! I really loved how he just accepted Edward and Bella without question. He was so totally on their side, just letting them be. No guilt trips, etc. He's so sweet! Ruth


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Before you get too excited, I'm not planning on throwing my hat in the ring with my own predictions for the economy next year. I find plenty of ways to be wrong, and that is the kind of make-me-look-silly opportunity that I'm more than happy to pass on.
Of course if that's what you're looking for, plenty of other more daring (foolhardy?) individuals have provided guesses. Jan Hatzuis at Goldman Sachs
In lieu of adding my own guess to the mix, I thought I'd look at three areas that will be keys for the economy in the year ahead: The consumer, employment, and banking.
The consumer
As we're all-too-well aware, consumers make up roughly 70% of the U.S. economy. While consumption spending actually tends to be a more stable economic contributor, the hefty contribution is worrisome during a recession -- like this one -- where consumers get the America's Funniest Home Videos whiffleball bat in the groin treatment.
If you ask consumers how they're doing, they're not going to give you a terribly encouraging answer. Sentiment measures like the University of Michigan's survey still show consumer sentiment well below prerecession levels. But what consumers say may be a bit of a backward-looking indicator. The post-dot-com recession was deemed over in late 2001 and yet the U of M's measure didn't bottom out until early 2003.
Source: University of Michigan.
In the meantime, consumers have been doing some pretty interesting things. For one, they've reduced their borrowing. Total consumer credit and consumer credit as a percentage of GDP are still up significantly over the past decade, but they've taken a definite dip downward over the past couple of years. That, along with ridiculously low interest rates, has brought household debt service ratios down to levels we haven't seen in more than a decade. People have also significantly upped the amount they're saving.
But from the economy's perspective, what really matters is how much consumers are spending. And on that count they've mounted a significant recovery.
Source: U.S. Bureau of Economic Analysis.
Real PCE during the third quarter was $9.3 trillion (annualized), just 0.1% lower than the 2007 peak.
Looking ahead to 2011, we'll definitely want to keep an eye on consumers, but we may want to focus on what they're doing rather than what they're saying.
It's tough to talk about consumers without mentioning employment. For obvious reasons, employment is a key driver of consumers' ability to spend. Unfortunately, the employment picture has been particularly ugly. Everybody tends to focus on the unemployment rate, which I think is one of the poorest measures we have of employment.
One measure that I find much more interesting is the employment/population ratio: the number of employed persons as a percentage of the total population. It looks pretty dismal.
Source: U.S. Department of Labor.
A more timely indicator is initial unemployment claims. We've seen movement there in the right direction, but the measure has fallen to a level that's still pretty consistent with where it was during the economic downturn early in the decade.
Source: U.S. Department of Labor.
Are you ready for the good news? Well so am I, so if you have some, pass it along. It's going to be difficult to continue the economic recovery if companies don't start hiring. Looking to next year, we need layoffs to slow, new (permanent) jobs to be created, and frustrated workers to get unfrustrated enough to re-enter the labor force.
I happen to think there are investment opportunities in the banking sector. However, I'm under no illusion that the sector has left its problems in the past. To see what I mean, you don't have to look any further than the current delinquency rates on real estate loans at U.S. banks.
Source: U.S. Federal Reserve.
The third quarter of this year was the first quarterly decline in delinquency rates since the first quarter of 2006. That may be a positive development, but it's still an ugly scene.
And while reports from foreclosure specialist RealtyTrac show a slowdown in foreclosures, recent activity has likely been put on ice thanks to the robo-signing debacle. Even so, one in every 492 houses in the U.S. received a foreclosure filing during November.
But there may be more positive notes for the banking industry. The government seems to see steadier footing at least at the top of the food chain, as it unloads its investment in Citigroup
Looking to the year ahead, it doesn't seem there's any quick fix for the real estate markets that have been giving banks' such headaches. So the key for the banks will be managing their balance sheets and finding ways to keep their capital at healthy levels.
Forecasters: good luck
As 2010 closes out, many forecasters have been getting more optimistic about the year ahead. As an optimist, I would like to think that they're right. But if one thing is all too clear, it's that the U.S. economy still has quite a climb to get back to anything that resembles normal.
You want predictions about 2011? I've got predictions about 2011.
The Fool owns shares of JPMorgan Chase & and Wells Fargo. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors.
Fool contributor Matt Koppenheffer does not own shares of any of the companies mentioned. You can check out what Matt is keeping an eye on by visiting his CAPS portfolio, or you can follow Matt on Twitter @KoppTheFool or on his RSS feed. The Fool's disclosure policy assures you no Wookiees were harmed in the making of this article.


text: Korean Job Discussion Forums :: View topic - Bar for sale in Hongdae Speak Korean Now! Korean Job Discussion Forums"The Internet's Meeting Place for ESL/EFL Teachers from Around the World!" FAQ Search Memberlist Usergroups Register Profile Log in to check your private messages Log in Bar for sale in Hongdae Korean Job Discussion Forums Forum Index -> Buy/Sell/Trade Forum View previous topic :: View next topic Author Message stuey11Joined: 13 Jun 2003Location: Seoul Posted: Fri Dec 07, 2012 5:13 am Post subject: Bar for sale in Hongdae Well established bar for sale. On the main street of Hongdae ( 홍대). 16 months old with brand new fittings and furnishings, good base of regular customers. Great opportunity for those interested. Selling because owner is moving overseas. Serious enquiries only please. Please send PM or email to [email protected] Back to top modernseoulJoined: 11 Sep 2011Location: Seoul Posted: Fri Dec 07, 2012 5:28 am Post subject: Do you have a link with any internal photos? Back to top stuey11Joined: 13 Jun 2003Location: Seoul Posted: Sat Dec 08, 2012 12:04 am Post subject: No but if you let me know ur email address I can send some on Back to top PRagicJoined: 24 Feb 2006 Posted: Thu Dec 13, 2012 9:51 pm Post subject: Sent a request for pics and specifics. What are you asking for it? Back to top Display posts from previous: All Posts1 Day7 Days2 Weeks1 Month3 Months6 Months1 Year Oldest FirstNewest First Korean Job Discussion Forums Forum Index -> Buy/Sell/Trade Forum All times are GMT - 8 Hours Page 1 of 1 Jump to: Select a forum Forums:----------------FAQJob-related Discussion ForumGeneral Discussion ForumOff-Topic ForumTravel ForumCurrent Events ForumTechnology ForumBuy/Sell/Trade Forum You cannot post new topics in this forumYou cannot reply to topics in this forumYou cannot edit your posts in this forumYou cannot delete your posts in this forumYou cannot vote in polls in this forum This page is maintained by the one and only Dave Sperling. Contact Dave's ESL Cafe Copyright © 2018 Dave Sperling. All Rights Reserved. Powered by phpBB © 2001, 2002 phpBB Group TEFL International Supports Dave's ESL Cafe