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Our Wealth Management Proposition
Because we can never be sure of what the market will do at any moment, we always emphasise the importance of a well-diversified portfolio. For optimum diversification we offer our own in house bespoke Model Portfolios, in house discretionary portfolios in conjunction with a leading fund research group and low cost passive managed ETF portfolios.
"Diversification, Diversification, Diversification."
Because we can never be sure of what the market will do at any moment, we always emphasise the importance of a well-diversified portfolio.
For optimum diversification we offer our own bespoke Model Portfolios, discretionary portfolios by a leading fund research group and low cost passive managed ETF portfolios.
Investment Planning
Investment planning is now more of a science, rather than an art. Technology, ever - increasing investment opportunities and stricter regulation have all encouraged the more scientific approach. But has your investment strategy kept pace?
We can help with your investment planning and asset allocation in several ways.
- Obtain up-to-date valuations, acquisition dates and initial outlay for your existing investments, including pension plans and any investment-linked life assurance. This gives a clear picture of your starting point.
- Guide you through the setting of your investment goals, helping you to consider how much risk you are willing to accept and the level of potential loss that you can tolerate.
- Recommend appropriate asset allocations, fund and platform providers, drawing on our extensive market knowledge.
- Undertake reviews of your plan to keep it on track with your investment goals.
Our Portfolio Management Strategy
Our strategic asset allocation model is designed by Barrie & Hibbert who have been part of the Moody's Corporation since 2011. We utilise Barrie & Hibbert's risk and return forecasts to develop a strategic asset allocation for each portfolio.
These forecasts are rooted in a thorough analysis of long-term historical performance and relationships between asset classes. In our view, this disciplined approach helps to create a diversified foundation designed to help limit the impact of the market's ups and downs.
We do not necessarily believe that all clients' assets should be pigeonholed within the confines of a risk rated portfolio; we may therefore also construct and manage bespoke portfolios where appropriate.
For greater diversification in larger portfolios we may recommend combining our Model Portfolios with discretionary portfolios run in conjunction with Morningstar OBSR and a low cost passive managed ETF fund all appropriate to a client's attitude to risk and investment objectives
Over time, the funds within each asset class will perform differently. The proportions held in different assets will then change. For the strategy to work most effectively it is important that rebalancing in line with the original asset allocation is normally performed annually.
We believe that risk management and asset allocation are the most important parts of an investment strategy; however fund selection should also reflect these requirements. Our strategy is not to try and identify the 'top' fund, but to find those that demonstrate strong management and repeatable processes.
We shortlist funds within their individual sectors based upon the views of leading independent analysts. In particular we research the fund manager tenure, management strategy and various statistical data such as the fund's correlation to its asset class and volatility characteristics as well as comparative performance.
For each asset class we aim to select a core fund and a reserve core fund. These funds will demonstrate the best possible credit ratings and the most accurate fit relative to the benchmark for their asset class rather than having the best past performance record within their sector.
Using the same research procedures we also select satellite funds in order to add diversity within the asset class particularly where a client is prepared to take higher risk in order to achieve a better return. Typically these funds will show higher volatility than the funds selected for the core category.
It is our general intention to follow a 'buy and hold' strategy with the recommended funds. However, we monitor the performance and ratings of our recommended funds monthly in order to keep close check on their suitability for our portfolios and repeat and check the full research process annually.
Where we identify that previously recommended funds may not continue to fulfil our criteria, have begun to perform badly or there is another reason to seek a preferred alternative, we will advise a switch.
Example AM&A Risk Rated Portfolios
AM&A Defensive Portfolio
AM&A Moderately Cautious Portfolio
AM&A Balanced Portfolio
AM&A Moderately Adventurous Portfolio
AM&A Adventurous Portfolio
Past performance 5 years to 31 December 2016
Please note that these examples are for illustrative purposes only and exclude the effect of fees on the actual returns. Please note that pension fund and life fund performance can differ from unit trust/OEIC performance due to the underlying taxation treatment, that past performance is not a reliable indicator of future returns and that the value of investments can go down as well as up.
The value of your investment can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance. Investing in shares should be regarded as a long-term investment and should fit in with your overall attitude to risk and financial circumstances.


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West Ham finally completed the £24m signing of Austrian forward
However, the forward has thanked his former employers for the last four years with Stoke.
Charlie Adam on Marko Arnautovic: "He's got the talent to go play for one of the big ones but he's going to West Ham." pic.twitter.com/t6yCIqllrw— Squawka News (@SquawkaNews) July 22, 2017

subset: commoncrawl


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Break out the Lederhosen and start practicing your German because Oktoberfest in Vancouver is starting soon! There are two major Oktoberfest events in Vancouver that give you the chance to experience the infamous German party without having to endure the price of a plane ticket.
Tickets are now on sale for both events so grab a few before they sell out (and they will sell out)!
Harvest Haus 2017
Harvest Haus is an immersive food and drink festival based around the European festivals of old. This year, the Haus has expanded to the empty lot near Rogers Arena to transform into a mini-Munich for two weeks of traditional bavarian splendor and copious amounts of liquid gold bier. Tickets are on sale now, so pick up a pair before they sell out!
The expanded event will feature seven dinner sittings and a lineup of events that include axe throwing contests, Stein Games (beer sports competitions), a Lippensynchron Battle (i.e. lip-synching), and lots more surprises.
Dates: October 5, 6, 7, 13, 14
Location: 88 Pacific Boulevard, Vancouver, BC
Tickets: $25 (general admission), $40 (VIP)
Age limit: 19+
Website: www.harvesthaus.com
Oktoberfest at The Alpen Club
Every other month of the year The Alpen Club is a German community venue serving classic German cuisine. In October, the community centre transforms into an Oktoberfest celebration station with music, dancing, and of course, drinking!
Enjoy German food, German Bier (beer, in case you didn't get that), and get the chance to dance to live music and a DJ. Other festivities in the past have included "how long can you hold this pitcher of beer", costume contests, sausage, Jagermeister girls, and more.
Location: The Alpen Club (4875 Victoria Drive, Vancouver)
Dates: Oct 6 & 7, Oct 13 & 14, Oct 20 & 21
Price of tickets: Tickets are $35 (or $75 for VIP)
More information: Vancouver Alpen Club Facebook


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Holcostylis MS Sunlight is compact vandeceous hybrid between the miniature Holcoglossum flavescens and the highly fragrant Rhynchostilis gigantea. The result is very fragrant flowers on a compact plant that grow well in pots with media! It will produce multiple spikes of full round extremely fragrant white flowers beautifully accented with a bold fuchsia lip.
A truly miniature grower, it is best grown under Cattleya conditions for the best flowering of its long-lasting flowers.
First release of this brand new exciting hybrid, very limited! This item will be shipped bare-rooted.
Size: Blooming Sized
Fragrant: No
Growing conditions: Intermediate
Out of stock


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- Jinan ADO Food Machinery Co.,Ltd.
- This is a verified supplier can provide quality products and have passed the Business License Check.
Home>Products>Fried chips snacks processing line>rice cracker extruder
rice cracker extruder
- Jinan ADO Food Machinery Co.,Ltd.
- ADO Fried chips snacks processing line
rice cracker extruder
- 1set
- standard package
- Within 30 days
- T/T,Western Union
- 152
Product Description
rice cracker extruder
rice cracker extruder can use corn, rice, and other grain powder as raw materials to produce directly puffed snacks in variou shapes, such as chip, ball, ring, stick, flake, flower, etc. After dried and flavroed, the snacks are crisp and take which are very popular in the market. This Non-fried puff snack processing line is characteristics of simple opeation, reasonable structure, low consumption, and high efficiency, which make it the best choice for medium factory.
Contact Us
- Jinan ADO Food Machinery Co.,Ltd.
- AddressADO Industrial Park,Jinan,Shandong,China
- Phone(Working Time)86-531-82633959
- Fax
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Our Promise for 31st State Products
31st State was inspired by the beaches, deserts and forests of California. Where life just seems a little less complicated. A clean and effortless existence. A sense of not trying too hard that seems to come naturally to the guys who live there. We wanted to deliver that simplicity and possibility to teens everywhere. It's for them we created 31st State.
There are three things we look to deliver with anything we make:
1. What we put in our skincare products has to be naturally derived but also has to do something. In other words, it's gotta work.
2. Anything that strips, irritates, bothers and otherwise annoys the skin is off limits.
3. If we say something gets results, it does. No empty promises.
Nature gets it
We're against chemical shortcuts. The active ingredients in our teenage skincare products must be inspired by nature, but also have a real reason for being there – they balance, fight bacteria or soothe your sensitive skin or acne.
We took a look around at current skincare, acne and body care products for teenage guys and realized that, actually, nature was as skilled as any laboratory for hair care, skin maintenance and just all-round smelling good. You don't need to put loads of chemicals on your skin to look good – keeping it natural is what it's all about. So, we only use authentic ingredients in our skincare that really work for what guys want and need.
Avoid the unknown
Do any of these things sound good? SLS, SLES, Parabens, Mineral Oil, Petrolatum, Petrochemicals, Propylene Glycol, Synthetic colours, PEGs, PABA, Phthalates, Genetically Modified Ingredients (GM), Aluminium, Microbeads, Lead or Mercury or Formaldehyde. No? Yeah, we don't think so either.
Anything that strips, irritates, bothers and otherwise annoys sensitive skin is off-limits. Teen skin needs calm and natural ingredients, not aggravating chemicals, which can inflame sensitive skin or make acne worse.
No empty promises
If we say something gets results, it does. Once in a while, our skin has a tough time and it can leave us feeling frustrated and out of control. We dermatologically test all of our products, from face wash to hair gel, to ensure we help make the situation better for you – not worse.
31st State products are cruelty free and suitable for vegans.
Sound good? Check out our shop here.


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WiseTech Global is changing the world of logistics through technology. As an innovator, we use software and hardware to solve problems and create new ways of working and living.
We build products using the latest software tools and the best hardware platforms and take pride in delivering globally enabled solutions that make a significant difference to our customers, partners, staff, shareholders, and the logistics industry at large.
Since our founding in 1994 in Sydney, Australia we have been driven by a mission to lead the international logistics industry in technology innovation. Our operations now extend worldwide with offices in Australia, China, New Zealand, Singapore, South Africa, United Kingdom and the United States. Our single platform system, CargoWise One, is licensed for use in over 125 countries globally to increase productivity and improve integration, automation, and communication within the supply chain.
We work in a flat, open culture, without bureaucracy or heavy-handed hierarchy. We believe in personal freedom and in our people having authority and responsibility for their actions.
For us, leadership is not 'command and control' or 'managing others'; it is vision, inspiration, coaching, and encouragement, getting things done and contributing to the winning solution. We manage ourselves, our own work, and outcomes. We inspire our colleagues by example and we share our knowledge and experience willingly.
We surround ourselves with incredibly smart people with diverse and eclectic experience, an abundance of talents, and motivation fueled by purpose. We love to challenge the status quo and think of breakthrough ideas in order to build something delightfully better.
We hire the very best, and take pride in creating an exceptional working environment that values creativity and encourages innovation, education, and freedom of thought. We're not confined by job descriptions. Whatever your background, experience or interests, you will be empowered to take control of your career at WiseTech.
Our Waterfall City office has a truly modern, high-tech, open environment and culture, and we understand that it's the little things that count for our employees. That's why, in addition to creating an environment that fosters personal and professional development, we offer a variety of perks including a games room, cake day, beer o'clock Fridays, and free food including fresh fruit, yogurt, bread, eggs, and breakfast cereals, along with a variety of teas and coffee.
We develop using WiseTech's award winning agile Test Driven Development (TDD) platform that incorporates a test-first methodology, delivering source code controlled product via daily development with new monthly feature releases. Each time a new feature is developed, we first build automated unit tests. The code for that feature is tested against over half a million unit tests to ensure compatibility with our existing software and functionality. The use of the automated unit tests improves the software's stability through the early detection of potential problems. Besides unit testing (Test First methodology), we do functional Testing, UAT, and Development Partner functional testing.
If you haven't developed using TDD before, don't worry – we'll teach you!
Our interview process is role dependent, but all of them take some time from engagement to offer.
The typical interview process for a developer is:
• Telephonic interview
• Coding test completed at our office
• Psychometric tests – completed online in your own time
• A technical and soft skills face to face interview at our office
We realize this is quite a commitment, but we believe that each interaction gives you the opportunity to decide whether or not WiseTech Global is the right place for you, and allows us to evaluate where you best fit into our team and culture.


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Popular sized American made HSS drills in a blue anodized 3/8 diameter barrel with pocket clip which prevents rolling. Drills store neatly into the handle which is well-knurled for a perfect grip. All machined parts are rust-free aluminum except for the chuck which is black oxide tool steel. The chuck is pressed into the barrel so that it cannot turn and opens easily – never binds. The chuck can take drill sizes from No. 80 -.0135" to 52 -.0635"
6610 Harwin Dr. Suite 110Houston, TX 77036
Phone: (713) 541-4242
Toll-Free: 800-995-3626
Fax: (713) 541-4263
Email: email@example.com
Copyright © 2007—2019 JEMCO USA, All Rights Reserved
Powered by: ACTWD Web Design and Hosting


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Similar Objects Tilde LP Coming this August
August 8, 2013
Video by Paco Raterta.
Prolific beatmaker Jorge Wieneke of Similar Objects releases a brand new album this August, featuring cover art by Number Line Records' favorite, Nicole Coson. As followers of Similar Objects know, Wieneke's work is informed by his own eccentric take on Jungian theories of the mind and the universe. We asked him a few questions, in the hopes of getting a sense of the big ideas behind the new album, Tilde. ________________________________________
Tell us about the title of the album? "Tilde" is a symbol meaning "approximately" or "similar to." It's also used to indicate something that's missing. Tilde is a play on approximates, uncertainty and a sense of not knowing—it's a journey through truth and selfless love re-imagined. It's focused on the world within and its relationship to the world without. It sorta reflects the nature of thoughts and its relation to manifestation.
Can you say something more about the "relationship of the world within" and the "world without"? The universe is mental. The universe is a great mind. And we are fundamentally part of that mind. Every thought we have is a thought in the mind of the universe. As we come to understand ourselves, we are in closer and closer relationship with the greater universal aspects of mind and this gives us more and more understanding and power over ourselves and everything else. Tilde is a narrative of things, ideas, and thought patterns that we perceive within ourselves. We fail to realize sometimes that what exists within may also manifest outward.
How is Tilde different from your previous releases? I've been trying out some new things on this release. I've been incorporating more live instruments and sounds with this record. from singing, chanting, guitars, and pianos, to found objects and more. I've also spent a huge amount of time trying to translate into music a lot of what's been going on with me. There's definitely still some glitch and hip-hop elements in there, but I guess it channels a little bit of my bluer side. More than anything it's about moving forward. There's a hidden story in there, a loose sequel to Finding Astral Lovers.
So we can expect a somewhat darker record? I'll be upfront and say that it's alot more melancholic than my other releases. The past year's been a bumpy ride for me in more ways than one. I've experienced a lot and most of that is reflected in this release. All of the songs here were written chronologically. I've released a lot of instrumental music, but i haven't really consciously tried to tell a story since Finding Astral Lovers and this stems from that same energy.
Tilde LP is set to be released on August 21, 2013.


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TTC, TFC, Golly Gee, Look at MePosted by: Dave Duncan in General
No more TTC talk for a bit. I'm burned out. I'll just keep riding it to get to and fro and we'll let sleeping dogs lie until the world explodes again.
Our household is now in possession of not one, but TWO genuine TFC jerseys and an official TFC fan scarf. This makes us even more awesome than we were before, and it means that as a Leafs fan and a Habs fan, we can cheer for a winning team with great fans (for a change). Ouch.
I'll be sporting my new gear on Thursday when I join Jared in the stands for the home game against New York I plan on singing the fan songs, enjoying at least one Scotch Egg and some other weird, tasty and totally unhealthy foods and watching the home team take advantage of loud fan base to win a game.
I'd love to go into more detail, but a day of long meetings awaits.


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Creative Resources
Bright Sparks
As part of an EU project called COLLAGE, we have developed a creativity support tool called Bright Sparks. It has been derived from Michael Michalko's Hall of Fame creativity technique. It is a simple and effective technique that allows a problem solver to explore how a well-known persona (either fictional or real) would solve a particular problem. Access the Bright Sparks support tool.
BeCreative is a web-based tool that has been developed by the EU-funded COLLAGE project. Its aims are to:
- Make people aware of the wide range of creativity and design thinking techniques that are available to them to stimulate creative thinking in their projects;
- Guide them to select between techniques that are best suited to their current project needs.
The BeCreative team has reviewed a range of creativity and design techniques, categorised them according to different features and constraints, and publishes them in a form that that allows you to search and select the technique(s) best suited to your needs. Take a look at the BeCreative website.
HatParty Party is a team-based brainstorming game. It utilises game mechanics such as timed sessions, goals, reputation points, rating, racing and social recommender such as inspirational search to help groups of 3 to 8 people generate large number of ideas and rank them in record time.
Care'N'Share; this project is developing an open web-site to provide creative guidance to residential and domiciliary carers who are caring for older people with dementia. Visit the Care'N'Share website.
The Hazel Court Creative Serious Game
Hazel Court is a creative serious game prototype developed by the Centre in collaboration with Imaginary S.r.l., the Norwegian University of Science and Technology and the UK's Registered Nursing Home Association. The aim of the digitally-enhanced game is to train carers in creativity techniques to deliver more person-centred care to people with dementia. Studies of dementia care training suggested that investigative detective work offers is an appropriate metaphor to the required perceptiveness in carers' work, so a new training game was developed using this metaphor. As a mash-up game derived from the Cluedo board game and customised for care staff, Hazel Court has explored and adapted that narrative to engage carers in both idea generation and reflective conversation about their service.
Additional Creative Resources
A number of additional online resources have been created under the EU Collage project. They include the Risk Hunting application, a responsive web application that provides simple forms of creativity support to health-and-safety teams to identify and recognise potential health & safety risks, analyse the causes, find potential solutions and integrate the solutions into the general Health & Safety organisational system.
Contact Details
Centre for Creativity in Professional Practice
+44 (0)20 7040 8400


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At the core of the MHM philosophy is to keep things simple; we provide the right person to do the right job, at the right price and at the right time to suit our customers.
Our prime objective is to provide adequate home assistance to individuals who can enjoy a 5 star service at the fraction of a cost demanded in the market. Our methods are simple; we invest in resources and then share the resources so that individuals can enjoy premium services at competitive rates


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Though SOS Children's Villages has been working to provide long-term support to children, we do respond to crises by providing relief through our existing facilities and programmes.
In 2011 for instance, SOS Children's Villages Ethiopia responded to drought that hit some parts of Somali Regional State. We provided relief food to people in Gode area who lost their livestock due to the drought as well as to some refugees from Somalia, who settled in Morudile, the border area of Ethiopia and Somalia. We distributed rice and edible oil to more than 2200 households in Gode area in two different rounds. We also gave similar items to 600 refugees and 400 hosting families in border area. Furthermore, we rendered water treatment chemicals to each of the household in rural villages. We also distributed donkey carts to selected households.
Since 2016 in response to the 2015/16 El Nino and 2016/17 La Nina driven great drought in Ethiopia, SOS CVE has been implementing an emergency response and recovery project in Oromia and Somali regions.
The project in Oromia region is a comprehensive emergency response and recovery project aiming to contributes to efforts to mitigate the impact of drought in the project area. The project is implemented in priority one district of East Harerghe zone in Fadis, Chinaksen and Gursum woredas. At the end of the project period more than twenty thousand people will benefited from the project outcome.
Water Sanitation and Hygiene. This basically focused on creating access to potable water for more than twenty thousand people. Rehabilitation of 15 hand dug wells, 15 shallow wells, construction and installation of 30 roof water harvesting structures and construction 9 community ponds are some of the planned activities.
Because of the drought most of the people livelihood especially women headed livelihood is severely degraded, for this reason the project have planned to implement the following key activities and strengthening the livelihood of 4,772 drought affected families.
An emergency water trucking project implemented in Shabelle zone Gode and Kelafo woredas in 13 kebeles. A total of 13,323 people are benefiting from the project. It is a four month project which started on December and ends on April, 2017. Euro 154,678 is allocated for this project from SOS Austria.
The target project areas (in Ormiya and Somali regions) are severely affected by the recurrent drought where most people livelihood and its coping capacity is extremely degraded, what we do so far is an emergency response and early recovery project, this merely solve the immediate problem of the affected community. For this reason, in the middle of the project period SOS CVE program Harar will be developing a long term Family and Community Development program, so that the affected community will be able to recover from the impact of the drought.
Copyright 2017· All rights reserved | SOS Children's Village Ethiopia


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WP Site Guardian 2017 Review And Bonus
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Combination of site guardian and bonus has been liked by the majority of the people and humans. The process of the success of students is achieved with rushessay custom writing for last many days for the comfort and convenient application of the methods.
Posted at 12-24-16 at 2:07 AM


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Kentucky mayor charged with harboring a vicious animal after dog attack
The mayor of a Spencer County city is facing a charge of harboring a vicious animal after his dog reportedly bit a woman last month, according to media reports.
On April 2, Jannie Lewis was walking past Taylorsville Mayor Don Pay's home on Garrard Street when the Australian shepherd mix bit her, according to The Spencer Magnet. The woman was taken to a local hospital for treatment.
Pay left an apology note on the woman's doorstep after the dog bit her, according to LEX 18.
The dog was quarantined by animal control for 10 days, and Pay told The Spencer Magnet that he has contracted a company to fence in his yard.
Pay is scheduled to be arraigned May 26 in Spencer District Court, according to court records.
Some media reported that Lewis was the second person bitten by the dog.
Morgan Eads: 859-231-1330, @HLpublicsafety


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Last Saturday, we had the Evangelismos Greek School Quiz Night. This year, it was held at the Hellenic Club of WA, and our Quiz Master was none other than John Stamatiou.
There was plenty of food, drinks and prizes to go around.
With so many people joining us for the evening, there is no doubt that it was a success.
Photos from the evening can be found in our Photo Gallery here.
We hope everyone had a fantastic time and we hope to see you all again next year.


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Computer Commons
Headphone Checkout Policy
If you would like to check out headphones, do so from the the Library circulation desk. Please be aware that headphones may be checked out only in conjunction with checking out multimedia software. If you require headphones for any other purpose, you must supply your own headphones.


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Lumiere London was a free light festival that took place in the capital from 18th-21st January 2018. Staged across six main sites, the festival showcased 57 installations by international artists, all exploring the power of light.
Among these was Echelle, an artwork by British artist Ron Haselden. For the past twenty years, Haselden has committed to working with the drawings of those who are least visible and vocal in our society, such as children, prisoners and older people, transposing their creations into large-scale light sculptures showcased in public spaces.
As a septuagenarian, he is dedicated to shedding a new light on the stories of these under-represented groups. Echelle, an iconic 10-metre neon ladder, rendered in a bewitching shade of pink, sat atop the landmark church of St Martin-in-the-Fields in Trafalgar Square. Playful and inspiring, the artwork was a reminder to enjoy the magic of daily life.
Artichoke also offered a community programme working with outer London boroughs on the creation of artworks, including Entre les rangs, by Canadian artist Rami Bebawi. Those involved collaborated to install thousands of light-reflecting plastic stems, which together formed the appearance of an urban wheat field. Artichoke recruited older participants through Green Shoes Arts, an organisation dedicated to participatory arts in Barking & Dagenham, who joined with others of all ages to assemble the artwork in Lewis Cubitt Park, King's Cross over three days. The positive effects of social interaction across task-based activities undertaken in a supportive environment were evident on our older participants.
'[I] thoroughly enjoyed the experience of being part of the team assembling Bebawi's installation. It was so much fun being with such a great group of people of all ages ['¦] I gained an insight into the organisation and tasks involved in developing a working relationship with others. A sense of accomplishment was felt at the end of every days' work and finally seeing the installation lit in all its glory was quite an ego-boost, knowing that I had had a small part in re-creating something unique and beautiful, which thousands of people were enjoying' Melody (Participant).
Artichoke's digital strategy also aimed to include positive messaging to potentially hesitant visitors. Across social media including Twitter and Facebook, Artichoke offered advice on the less crowded festival areas, encouraging audience members to make their way to these quieter spots. The festival website included Transport for London accessibility information about recommended tube stations for those with access needs, and information for Blue Badge users. Difficult to access areas were pointed out in the FAQs.
Artichoke's vision is to make art accessible to all, including older people. By placing works in the public domain, we ensure that the widest possible audience can experience artworks by older practitioners like Ron Haselden, and feel part of a wider community, collectively enjoying the delight of discovery.
Photography by Matthew Andrews.


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Anyone ever wondered how phone calls in movie always end weirdly?
I don't know about you but I tend to end my phone call with a "Alright, talk to you later" or something like that. Not with "Yes, it's bad, really bad, I'm not sure we can save her" and then close the phone without waiting for an answer. Anyway...
Saturday, December 1, 2007
Phone calls in movies
Posted by simonfl at 10:00 PM 2 comments Links to this post
Thursday, November 29, 2007
Broken Windows theory, for software development
The Broken Windows theory goes like this:
Consider a building with a few broken windows. If the windows are not repaired, the tendency is for vandals to break a few more windows. Eventually, they may even break into the building, and if it's unoccupied, perhaps become squatters or light fires inside.Basically, if some stuff is broken, then people will tend to break more stuff but if nothing is broken then people will be reluctant to break something.
Or consider a sidewalk. Some litter accumulates. Soon, more litter accumulates. Eventually, people even start leaving bags of trash from take-out restaurants there or breaking into cars.
You'll say, what does that have to do with software development? Beside the obvious joke about a certain operating system, it's a very important concept for software quality.
As any good software project, we, my team at work, have a set of unit tests and a regular build. Since we have a lot of people outside our team adding to our codebase, we like for people to run the tests before they submit their change. Here's where the Broken Windows effect come in.
People are reluctant to break something that works, but not so much when it doesn't. If the build is already broken, then people won't spend much time making sure their change doesn't break it(well, break it further). But if the build is pristine green, then they will be very careful about it.
I've had a recent example where I had a test which didn't work in certain client environment. A developper made a change to our code, ran the tests but had some errors unrelated to his change. He noticed it but was told it wouldn't cause any trouble. He then came back later to make a second change and still had errors in the tests but since the tests were already broken for him, he didn't investigate any errors. The obvious result? Our build broke as a result of his changes.
The lesson? If you want don't want other people to break your build make sure they have an easy way to see if their modification is affecting it. And also, make sure to make them feel guilty when they do break it! ;)
Posted by simonfl at 4:37 PM 1 comments Links to this post
Tuesday, October 30, 2007
Opportunity cost and grad school
I apologize in advance to everyone who knows this stuff, but I keep writing posts and then realize I need to make sure my audience is familiar with some concepts before posting it.
The opportunity cost is the cost of not doing something. It is something that is widely ignored and it shouldn't be.
Last June I received my undergraduate degree in Software Engineering. I considered going to grad school but finally decided against it (but I might reconsider that in a few years, we'll see). As I was looking into different universities, I was taken aback at the high cost of the private US colleges as opposed to the Canadian ones. Grad school in Quebec cost about 5,000$ a year for every University. At the MIT, for example, the cost is around 32,000$ a year.
When you quickly look at those numbers, you might think that it would cost me about six times as much to go to the MIT compared to McGill. Well, first of all we need to add in the cost of living, which we can estimate at 10,000$ a year in Montreal and 15,000 a year in Cambridge. We're now at 15,000$ vs 47,000$, still a 3x difference.
Now, let's add the opportunity cost. To go to grad school, I would've had to give up my ability to work a full time job. Let's say I was offered a job at 50000$ a year (after-tax), the cost of going to grad school would now be:
McGill: 65,000$ / year
MIT: 97,000$ / year
The difference is now merely 1.5x. Of course, in absolute term, the money I have to pony up is the same. If you really want to go to a pricey, then don't let money be in the way. The tuition cost will only be a small part of what you'll really pay anyway.
And something else to consider with these numbers. How much do you think a masters or a doctoral degree is worth? In this case, a masters degree at McGill will have to be worth at least 130,000$ to you before you decide to do it.
For some people it is, for others it's not.
P.S. No, I'm not a shill for the MIT, I've never been anywhere near Boston.
Posted by simonfl at 10:00 PM 5 comments Links to this post
TCS: How to transform time into money
Let's make an assumption: If you wanted to, you could work 168 hours a week. This isn't exactly true on several levels, but let's take it as a fact for now. Let me convince you. You might say: "But I have a 40 hours a week job, I can't do overtime". To that I would say that you could find another job, I'm sure the nearest fast food are in need of people, or you could start your home business. I don't know, you could assemble Ikea furniture for elderly people? Buy and sell stuff on ebay? Here's one anyone could do: farm gold on World of Warcraft. Thus, every time you want to do something that doesn't involve making money, you have to factor in the opportunity cost of not working.
If you think you could be making 10$/h and you decide to go see a movie instead, it's really costing you the 10$ entry price plus your time, 10$/h x 2h = 20$, so 30$ overall.
We've now established how every hour in your life could be transformed into money, proving the good old adage time is money. We'll get into how every hour aren't born equal pretty soon.
(Photo by lortica)
Posted by simonfl at 9:47 PM 0 comments Links to this post
Saturday, October 27, 2007
When should you ask for help
Typical thread in a forum:
A. "I can't make Product XYZ work"
B. "Have you looked at the FAQ and the Manual? Can you give us more info."
A. "What's your problem? I ask for help and you tell me too look in the manual?"
We have a wonderful example of someone who values his time much more than the time of other people.
There is a mailing list at work that is used for miscellaneous stuff and has a lots of subscriber. People often send emails that make no sense when you consider the huge amount of readers. Let's use TCS to try to figure out when to ask for help.
There are about 3400 people subscribed to this mailing list. Let's assume that half of those people read it. That makes say 1700 people reading messages sent to it.
Let's say employees costs my company an average of 40$/h. That comes down to approximately 0.01$/s.
Whenever you send a message, it costs the company approximately 17$ for every second that message takes to read.
TCS = 1700person * 0.01$/person*s = 17$/s
If you send a message that takes an average of 10 seconds to read, then that message just cost the company 170$ in lost productivity.
TCS = 17$/s * 10s = 170$
Lets' say I send an email saying "Can someone give me a ride to xyz". If you expect that message to take 5 seconds to read, then it's only a good idea if the taxi ride to xyz cost more than
TCS = 17$/s*5s = 85$
Especially if you reply afterward saying "Thanks everyone, I've got someone", which might takes another 5s to process and raise the total cost to 170$.
Of course this implies that people would be working instead of reading your email, which isn't true in most cases. Most people tend to look at those messages in their downtime, which destroy my case, but it's still interesting to look objectively at it.
Posted by simonfl at 12:22 PM 0 comments Links to this post
Wednesday, October 24, 2007
Quantum Programming
Quantum Programming happens when your program only works when you run it step by step in a debugger.
Credit to Mike for bringing that up.
Posted by simonfl at 11:09 AM 4 comments Links to this post
Tuesday, October 23, 2007
Someone call the nut house
because we have a crazy mathematician on the loose!
Some people have told me that my ideas are way too complicated for most people, and I tend to agree. To some rare individuals, it seems that they are a gross oversimplification. My good friend L.C.S., who has a promising blog named Les aventures du mathématicien fou, had so much to say about my last post Why is the bus so often late in the comments that it would be a crime not to re-post it here.
So there it is, his two posts:
First Post
That looks interesting. However, I do think your model neglects some important things. First, waiting w for the runner causes not only the people in the bus to lose time, but also all other eventual passengers on the bus ride. Indeed, after waiting for the runner, the bus will be w seconds late.
Suppose we number the bus stops along the ride by 1, 2, ..., N. We set X_i to be the number of passengers in the bus between stop i-1 and stop i. Let Y_i be the number of people waiting for the bus at stop i. Then, if the runner is at stop k we have the following TCS if we wait for the runner:
TCS = w * (sum{Y_i, i > k} + X_k)
Then, for it to be valuable to wait, we need:
t > w * (sum{Y_i, i > k} + X_k)
Second, it would be very unfair to wait for the runner at stop k but not for other runners. Thus, if we want to be fair, we need either to wait for all runners along the ride or for none of them.
Let w_i be the time to wait for the runner at stop i. This time can be zero if no runner is present at stop i. Then, if we do not wait for them, the TCS is:
TCS = (N - 1) * t
If we do wait, we get:
TCS = sum{w_k * (sum{Y_i, i > k} + X_k), k = 1, 2, ..., N - 1}
Now, it is unreasonable to suppose we already know all X_i and Y_i. We should treat them as random variables with a given distribution (which can be found by sampling the commuters). Then we can make the calculation with the expectation of the TCS for waiting.
Second Post
Ok, I just realized I made an important mistake. If we do not wait for the runners, then the TCS is not necessarily (N - 1) * t. It is so if there is a runner at each bus stop. A more realistic TCS is given by
TCS = M * t
where M is the number of runners.
And the point you made is very important indeed, Simon. We need to define what "time" means in this context. If we consider an absolute time, then a "runner" at stop i+1 that arrives w_{i+1} seconds late will not cause any problem if the bus has already more than that much time late. However, considering this is much more complicated.
In my comment, I used a "relative" time, meaning that the w_k were times measured relative to the arrival of the bus at stop k. Similarly, I made the not so realistic assumption that the time between buses is alwats t. So even if a bus is already late the runner that did not pick the bus will wait t, not t minus the amount of time the preceding bus was late...
I think it is possible to formulate this problem in a more convenient way. Something like
minimize TCS
s.t. some constraints
To do this, we need to find an expression for the TCS that includes both cases (waiting and not waiting). Then we could set the w_k as variables an try to find what values give an optimal solution to that problem. I still need to figure how to do that. As soon as I found something, I will post it here.
Posted by simonfl at 3:07 PM 1 comments Links to this post
Sunday, October 21, 2007
Why is the bus so often late?
How long should a bus driver wait for someone who's running to the stop? Well, we've got this nice little tool called Total Cost to Society(TCS) that we can use.
Let's lay down the variables:
t: amount of time(in seconds) before the next bus
p: number of people in the bus
w: amount of time(in seconds) to wait for the running passenger
Considering that the driver has no information about the passengers, we can assume that everyone's time is worth the same.
Let's first see the two decisions and what their respective TCS are:
1. The bus driver wait
Consequence: Everyone in the bus has to wait for w seconds.
TCS = w * p
2. The bus driver doesn't wait
Consequence: The running passenger has to wait until the next bus
TCS = t
So for it to be valuable to wait, we need:
t > w * p
With a slight transformation we now have the magic formula of
w < t / p
Let's look at an example. There is a bus every 10 minutes (600 seconds) and that bus now contains 30 passengers.
w < t / p
w < 600 / 30
w < 20
We learn that in this case, the TCS of waiting will be lower as long as the wait is less than 20 seconds.
(Photo by dennis)
Posted by simonfl at 1:53 PM 4 comments Links to this post
Saturday, October 20, 2007
Total Cost to Society
Life is full of choices. Every day you're confronted with different paths that you must choose from. These go from "should I do the dishes now or do it later" to "should I quit my job". When you're about to make a decision it's important to be able to quantify each different outcomes.
Now, there a tons of ways to quantify the effect of a decision but the ones I use most often are money and time, which some would argue is one and the same, simply because they're the easiest to work with. Happiness would be a great quantity to measure but it's very difficult to do so, yet it can often be a used as a multiplier.
It's often relatively easy to quantify how a simple decision will affect you, but it's harder to see how it affects other. I guess it's part of being human, we always want to put out interests first. So I've developed a system that I've been using for a long time in my head without ever formalizing it. Well, now is the time to give it a name and purpose.
I've decided to call it Total Cost to Society(TCS), which is a bit of misnomer because it's very individual-centered. I reserve the right to change the name once I find something better. TCS aims give a certain measure of the effect of your actions on yourself and everyone else around you.
I expect it'll take a few posts before I can fully explain the concept but I'll ignore a lot and give a simple example.
Let's assume everyone's time is worth exactly the same in every circumstances and there are no monetary costs to different options.
I don't have a car, never have (though I'm thinking of buying one, I'll do the analysis soon, should be fun). I'm going to a friend's place that is slightly far away. By mass transit this'll take 30 minutes of subway and 60 minutes of bus, for a TCS of 90 minutes. My other option is to ask my friend to come and pick me up (he, on the other hand, has a car). It's a 35 minutes ride in a car, so my friend will take 30 minutes to come to my place, and then both he and I will take 35 minutes to go back to his, for a TCS of 105 minutes.
In this case, it's clearly a better choice to take mass transit. But we should look at other options. After taking the subway, I'm now only 15 minutes away if I get a ride. In this case the TCS becomes 75 minutes. Great! Of course I'm omitting tons of stuff such as the cost of public transport and gas, the relative value of everyone's time and much more.
I hope to go over that example in more details as I go over several different concepts.
Posted by simonfl at 1:35 PM 0 comments Links to this post
Thursday, October 18, 2007
Reduce the amount of coins you keep
I keep hearing people complain about having so much change in their pocket, especially people from my homeland of Canada where there are 1$ and 2$ coins and the smallest bill is a 5$. I've never really had that problem, but I guess I'm not an average individual so I'll share how I do it, it's pretty simple.
1: Know how much you're carrying.
It's important to remember what you have in the deep ends of your pocket. You might think that you have way too much change to remember that, but you'll see that's it's actually pretty easy once you start keeping your change to a minimum.
2: Preemptively count your change.
I guess this kind of conflicts with rule 1, but when you're waiting at a line to pay, now is the time to get all your change out and count it. Most people I see in lines turn their brain off, look at those celebrity rags, and when they realize they have to pay 5.23$ they waste 10 seconds searching through their pockets for a quarter to avoid receiving a lot of change.
3: Pre-compute the total
This is a though one because it's not always realistically possible. For example, if you're doing your groceries and you have 20 items, there's no way you can actually get an accurate amount. If you can get the total up to the cents, then you're probably officially mad. ;) But most transaction seems to be one or two items, such as buying a coffee. In that case you can probably know approximately how much it's going to cost after taxes and plan for it.
4: Giving the right amount
Now comes the hardest part. When you get the total and need to choose how much to give. The objective is to minimize the amount of coins you have in your pocket. You want every coin in your pocket to be the minimum amount you can have. Let's state what that minimum is first. This is in $CND, but just remove the 2$ coins and it works with $USD
4 1¢
2 10¢
3 25¢
2 2$
It's pretty easy. You never want more than 4 pennies. Then, you don't want more than one 5¢, and never more than 25¢ in 10¢ and 5¢. Then you don't want more than 3 25¢. The rest is only for Canadian money. You don't want more than one 1$, and never more than 4$ in 1$ and 2$. In all cases the highest amount of coins you'll be carrying is 11, or 9 in $USD.
Alright, so what can we do now to minimize that amount easily. The easiest thing we can do first is try to get rid of pennies. It's easy because most people (I hope...) can take a total and see how many pennies they need to give to not receive any (for my mathematically-oriented friend, the "total mod 5").
Once you have that, the second easiest thing to do is reduce that to a multiple of 25¢. Say, if the amount to pay if 6.43$, you want to lower that amount to a multiple of 25¢, and the closest one is 6.25$. So you need to give 43¢-25¢=18¢ in coins.
Now that you understand those two tricks, you can extend the logic to make sure you never have two 5¢ and never four 25¢.
Let's look at an example. Say I need to pay 6.43$, I might give 11.18$ so that I'll get 4.75$ back. So I got rid of 1 1$, 1 10c, 1 5c, 3 1c (6 coins) and got back 2 2$, 3 25c (5 coins), so I have 1 less coin. If I had simply given a 10$, I would've received 3.57 so 1 2$, 1 1$, 2 25c, 1 5c and 2 1c (7 coins). Everyone's happier! Just make sure to pre-calculate it so as not to waste the time of the people waiting in line behind you, you don't want to be the douchebag wasting everyone's time.
I hope that helped.
Posted by simonfl at 11:37 PM 6 comments Links to this post
New purpose
Well, I think I've finally found something to write about. After a participating in this discussion on the dslreports forums, I realize I might have something to talk to people about.
I've thus decided to call my blog "Optimizing the world". I'll try to post ways to optimize your daily life without too much trouble. I'll try not to post too many irrelevant stuff, but I can't promise anything.
Have fun!
Posted by simonfl at 11:00 PM 0 comments Links to this post
Wednesday, August 29, 2007
IE rounds everything up it seems
Look at this HTML/CSS

This is the first one of those divs

And then the second one

Now, what does this look like in FF?
And in IE?
Well, it looks about right in IE. At least it respects the outside DIV's width but not it's height (instead of being 50px it stretches to 95px). But that's not my point.
Now let's look at the same code, but instead of having a 100 pixels width, we'll have a 101 pixel width:

This is the first one of those divs

And then the second one

Now, let's look at FF:
Well, that looks pretty much the same as with 100 pixels, except that it's taking about 1 extra pixel, with the second (right-hand) div taking home the extra pixel.
Now this is where I'm getting at. Look at this behavior of IE:
What the? The outer div has stretched to 51x352 pixels... See here that both inner divs have a width of 51 pixels. My guess? IE renders each one of them individually and round up the pixel value so that they both are 51 pixel wide, which mean that they don't fit in the same row inside 101 pixels, so they have to take 2 rows.
If you want to see it more clearly, you can add in "border:1px solid;" just after the "STYLE=" in the outer div, you'll see even more clearly what I mean.
Have fun!
Posted by simonfl at 5:12 PM 1 comments Links to this post
Saturday, June 30, 2007
Microsoft LifeChat LX-3000 and Skype
I just bought a Microsoft LifeChat LX-3000 headset to use with mainly with Skype to talk with my friends and family. But as soon as I began using them, after 10-30 seconds while on a call, the mute light would come up on the device and I couldn't remove it. By ending the call and restarting it I could again talk 10-30 seconds.
I found out the problem was that Skype was automatically adjusting the volume and it kept lowering it to zero for the audio in.
Tools -> Options -> General -> Audio Settings
UNCHECK "Let Skype adjust my audio setttings"
And that fixed my problem.
Posted by simonfl at 12:18 PM 4 comments Links to this post


text:
"A kiss on the beach when there is a full moon is the closest thing to heaven"
"Choose your life's mate carefully. From this one decision will come 90 percent of all your happiness or misery"
|H. Jackson Brown, Jr. is an American author widely known for his motivational book – Life's Little Instruction Book, which was a New York Times bestseller. He first published A Father's Book of Wisdom, which was quickly followed by P.S. I Love You.


text:
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text:
- teamhoyasAsked on April 21, 2015 at 08:28 PM
How long does it take for the form information to SYNC with Salesforce? Its been about 20 minutes since i've tested and I did not receive any errors etc. Please advise.
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The company owners, Jim and Jacki Hamilton and their family, are well known to the Club through their son Lee, who is a current first-team squad member and their frequent attendance, not just at matches but also through their regular support of matchday hospitality.
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text:
Ever since my server merged, my mini client doesnt save my pass anymore, i check the "Remember Me" box, play the game, quit and when i come back the box is unchecked, not a big deal but in game, when it loads it uploads some files i never seen before like core.swf, before merge the game instantly was loaded to 100%, then in game loading, EVERY time i join the game, every item (vault,events.inventory, everything) is not fully loaded, then the map/terrain in cloud city or mpds is black and loading preety hard, i understand that merging cause some lag but not like this, i just wanna know if this is game's fault, cause when i finish to install flashplayer the download deletes itself (only the chrome flashplayer). So yeah it would be great if you can tell me whos fault is this, if is not yours, ill contact addobe, please reply as fast as you can. Thanks
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7. Checking your phone.
It's become a normal thing to have your phone attached at your hip, nowadays. But, your cellphone is a massive detriment to how productive you are during the day at work. If you are constantly checking your phone for social media updates or are texting, you're distracting yourself from the task at hand and ultimately, not getting as much done as you would without it.


text:
I can't begin to describe the wonderful feeling of being back at home. Being surround by old friends and seeing their genuine excitement to have you back makes being here so much sweeter. It's been fun again, going out around town wondering if you will bump into someone you know. It has also yet to sink in that we are here for good right now. I've felt like this entire time I need to rush, rush, rush because this is another short weekend that we have to take in for the moment before we go back. This time I do finally realize I can't say, "ok we're ready to back 'home' " because normally after the 3 days we are ready to be back on our own turf and independent again.
All in all, it is truly wonderful. I am yearning to find something to make me feel useful. I'm anxious and nervous about feeling out of place since David leaves to start the official travel part of his job next week. I really don't know what I'm going to do with myself. I'm a scardy cat about looking for a job because I always talk myself out of stuff since I think I'm not smart enough to do it or that I just won't be able to hack it. (being yelled at if a manager, destroying someone's computer if I kept working at Apple and aspired to do more) I really need to take a lesson at SUCKING it UP, and just step forward to try. Sigh. Things will start to fall into place, but being jumbled at the moment is an uneasy feeling. I just don't even know how to begin since I've never really recognized what drives my happiness. I feel so superficial too often :( it's a downer. What would truly make me happy in life? What do you think, and what do you know that I don't? I have an incredible husband, who has given me the opportunity to do whatever I would like to do, and I'm stumped. I've run down a lot of possibilities, but I'm always thinking what am I missing. Go figure.


text:
EIB president: Juncker fund has worked
By EUOBSERVER
Werner Hoyer, president of the European Investment Bank, said Thursday the bank was "well on track" to generate €315bn of additional investments from a guarantee of €21bn through the Juncker fund. At its launch there was scepticism that the bank could achieve a multiplier of 15. "Some called the plan's ambition ... a delusion, mentioning black magic or financial wizardry," said Hoyer. "We are now vindicated. This has worked."


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The feedback from last month's Powerful Distinctions coaching tip was fantastic… so here we go with the next distinction in our series: Self-Discipline vs. Self-Control.
As a coach, part of your job is to help your clients create the healthy structures that move them in the direction their dreams. The energy to sustain these structures is called discipline.
For so many, there is confusion between discipline and control. Why does self-discipline work, when self-control does not? This seemingly subtle distinction will make a world of difference in the way you support your clients.
The problem with self-control is that it's a dominating attempt to force yourself to behave.
Control fosters a state of separation. Whatever we try to control ultimately enslaves us. We end up in an internal battle of "good" and "bad" behavior, fueled by judgment and producing a full range of disempowering feelings.
When the client confuses discipline with control, she will bring the dominating energy of control to try and force herself to stay on track. This therapy is same when you Find Rehab. She is attempting to "fix" something that she feels is wrong. The choice to control is often motivated by frustration, distrust, a sense of lack, and the demands of perfection.
This kind of control only "works" for so long. Your client will ultimately rebel against control, often doing more damage in her rebellion.
Ask any yo-yo dieter.
In contrast, true discipline is a beautiful resonance. It is one of the four sustaining energies that feeds and grows your creations.
At Lucid Living, we like to think of discipline as the healthy structure that supports your heart's desire.
Julie Andrews once said, "Some people view discipline as a chore. For me, it is a kind of order that sets me free to fly."
You can help your clients find this freedom by encouraging discipline that is a product of desire and choice grounded in preference.
Coaching Tip: Listen to the energy behind your client's motivation. Does that motivation emerge from a state of connection with self? Is it a joyful and passionate commitment to honor and embrace a sacred dream?
As you master this distinction and invite your clients into the realm of genuine discipline, you can set your clients free to fly.
One Comment
Wow, really good article! Thank you!


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Chez Daisy large Provencal villa amongst vineyards for sale
Chez Daisy is a 4 bedroom, 2 bathroom property in the Var, Provence. It is an excellent holiday rental property with proven short and long-term lets. The property is being offered with all house furnishings. Nestled in amongst vineyards and olive trees, this 3/4 acre (3,500 M2) property lies just 1.3 kilometers south of Cotignac which is a romantic, beautiful village offering a weekly market, summer festival, cafe terraces and numerous drinking fountains.
The 9 x 4 metre easy-access pool (with safety alarm) and the south facing terrace boast wonderful views over the vines, valley and distant hills to the coast. To the side of the terrace is a traditional Provence style BBQ. There are various fruit trees, including peach, almond, mulberry and terrace-grapevines.
Price: was 495,000 REDUCED to 320,000 euros (includes all furiture, fixtures and garden equipment)


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If anything stood out in opening day ceremonies of the Arkansas legislature, it was House Speaker Robert Moore's fervent call for the need to figure out a way to shovel billions more into the state's road-building program. He knows a tax increase would be hard. He talks a lot about reformulating how highways are financed.
It is hard not to believe that Moore doesn't have something specific up his sleeve — not for the distant future, but for this session. A straight tax increase is an impossibility, it seems to me. A voter referendum on a tax increase perhaps less so. But I remain nervous about the road contractor lobby's long passion to sequester a share of general revenues for themselves. If this is done by, say, taking sales taxes on vehicle-related sales (batteries and such), it would come with serious damage to schools, prisons and health care. Perhaps the road builders can convince the state that essential needs are fully funded — indeed bloated. It's worked on the national level.
Also interesting about Moore's first day was his bipartisan appointment of four Republican committee chairs, a reflection of the bipartisan support he enjoyed in his election. (Wonder if that spirit will survive a nearly 50-50 House next time around?) Two are particularly worthy of note — Davy Carter as chairman of Revenue and Taxation, where tax cuts and increases will go to live or die, and Transportation, now headed by Jonathan Barnett.
Barnett is particularly interesting as a favored Republican. He's a national Republican chairman. But he doesn't exactly come from the Tea Party wing of the party. He's a wealthy businessman whose clout earned him a prestigious Highway Commission appointment. Highway commissioners LOVE to build roads. Historically, they've been happy to work for tax increases to do it. The old route has been per-gallon taxes. What with increasing fuel efficiency, that's not an elastic source of money. An excise tax would be a better course or applying the sales tax to fuel. Tough choices in today's climate. It is safe to say the red-hots of the Republican Tea Party think moderation in outlook on increasing government revenue is no virtue. All of this is to say that some Republicans suggest we might see sooner rather than later one of the signs of a vibrant political party — internal friction. At a minimum Barnett could be expected to espouse the money-follows-cars theory of highway finance that would push a larger share of the pie to his part of the state (NWA).
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Aw, thanks, everyone, for the birthday wishes. It was nice, uneventful day, leading into what…
I join in the birthday wishes, Vanessa.
Just another example of A$A!! fucking up everything he touches. Such a knack for picking…


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High Speed Connection and Quicktime 7 Required; Firefox Recommended
Web Video and Production, Editing, Sound Mixing, Packaging, Duplication.
All Content on this site is the property of Douglas Branson, exit4video.com, exit 4 multimedia group, the Businesses, and Artists Represented; Protected by United States and International Copyright Laws. Enjoy and download where noted, but please do not use anything commercially without permission.


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I get a box of produce from Los Poblanos every other week, but one of my friends at work gets one every week. They have been sending bok choy every week, and she is "tired of it," so she brought me some today. I have been making this stir fry recipe with bok choy and really enjoy the combination of flavors.
- 3 tablespoons Hoisen sauce
- 2 tablespoons low sodium soy sauce
- 1 pound chicken breast, sliced thinly
- 2 small heads of bok choy (I have also made this with tot soi)
- 2 carrots, thinly sliced
- 3 cloves garlic, minced
- 2 tablespoons canola oil
- 1 teaspoon sesame oil
- 2 tablespoons sesame seeds, toasted
- 1 orange, peeled and thinly sliced
- 2 cups cooked rice, kept warm (I use brown rice)
- Combine Hoisen sauce and soy sauce. Mix 2 tablespoons of this mixture into the chicken breast slices. Let sit for 5 minutes.
- Heat canola and sesame oils in wok or large skillet over medium high heat. Add chicken and stir fry until just done. Remove from pan.
- Add bok choy, carrots, and garlic into pan, stir fry until vegetables are tender crisp.
- Return chicken to the pan. Add remaining Hoisen sauce mixture. Continue to cook until everything is heated through.
- Remove from heat. Toss in sesame seeds. Add orange slices. Serve over rice.
What do you put in your stir fry?
Happy eating!


text: Overdub, the documentary I worked on last spring, has been doing well in local competitions. Earlier this year, it was accepted into a juried showcase at IDEAS Festival. It also just won the "Advanced Non-Fiction" catagory at MultiVisions Communications Conference. I received a nice glass trophy with our production crews names etched in it.


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One thing I always followed in my relation with my son : Never enforce anything. Nothing. Let there be demonstration, slow and steady exposure to idea and concept. Give enough time and space for digestion.
He is 5+ now. More observations, varied questions. For last 5 years, he did not demand to establish Ganesa Vigrah at home. He enjoyed visiting different pandals and observe shapes and sizes.
This year too. Day 1 went into visiting relatives and friends sthapana. But in evening, there was question : Why not at our home?
Day2 : We started with our first attempt to give shape to our Ganesa. What did we use? We collected clay from the shore of Maa Narmada few months back.
What is planned for day 3 : Give appropriate colors so that a divide vigraha emerge from it. And yes, don't fall in modern trap of calling it Idol or Statue! This is Vigraha(विग्रह). मूर्तिसे देवता स्थापन! तत्त्व स्थापन! जल स्थापन, पृथ्वी तत्त्वसे!
Day 4 to Day 10 : We will recite and memorize गणपति अथर्वशीर्ष. We will observe and note down different forms and their characteristics. And this will continue for next 5 years.


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University of Reading
The Fulbright University of Reading Award covers the first year of any master's or doctoral degree programme offered by the university.
Established as an extension college of Christ Church, Oxford in 1892, the University of Reading received its Royal Charter to become a university in 1926. The University of Reading is now recognised as one of the top 200 Universities in the world, and is home to 17,000 students from over 150 countries.
We offer a wide range of programmes from the pure and applied sciences to languages, humanities, social sciences, business and arts. New research and the latest thinking continually feed into our teaching, with our academic staff working at the forefront of their fields of expertise, and we remain one of the most popular higher education choices in the UK.
The university has a strong reputation for multidisciplinary and interdisciplinary collaboration, particularly in the areas of climate and environmental sciences, food security and health. The University also hosts the largest collection of Samuel Beckett materials in the world.
The Whiteknights campus is also just a short walk or bus ride from the centre of Reading. The town lies at the heart of the Thames Valley and has one of the fastest-growing economies in England.
Grant amount
- Full tuition waiver
- £13,450 living stipend
The living stipend is intended as a contribution towards general maintenance costs towards the first year in the UK.
In the UK, master's degrees are typically one-year programmes (full-time) and PhDs are three-year programmes (full-time).


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- Product Code:
- ASC43-Tranquil
Chrysanthemum,Pompom,Fancy Wrapper and Decorated Flower Stand.
Dear Customer, our Delivery Area currently only coverage Kuching City. Not available Batu 8 above & Out of Kuching City Area.
Please read our Delivery Information before make an order.
Please make sure all fields with * are filled if unable add to cart
We reserves the right to replace any item with another of equivalent value depending on availability. Please read our Terms & Conditions & Delivery Information.


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A new category recognising the transformative effect interior design has on developments been introduced to the
Australian Interior Design Awards.
To win 'The Award for Interior Design Impact', entrants must demonstrate how their design had a positive influence on the key organisation measures of a client or project users.
To be eligible the requirements are that the entrants are design professionals based in Australia whose projects were completed before 31 December 2012.
12 February 2015 is the last day to enter.
Members of the jury include Jury Chair Richard Johnson, Rosemary Kirby and Geraldine Maher.
The awards are backed by the Design Institute of Australia, while Business Interiors by Staples supports the Award for Interior Design Impact.


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228 passengers - young, old, man, woman, kids, adults, various ethnicities and religions, moms, dads, sons, daughters, uncles, aunts, grandpa, grandma..Leaving from Rio on Air France Flight 447 for Paris had no idea. Did they do anything wrong? No. Absolutely not. This was all destined. But, we have no idea when and how we'll move to the next phase of life.
We spend so much time living in our past and future and forget about present. Every moment is important and yet we waste it. Money, property, cars, luxuries, clothes.... they all mean nothing. Focus on the real things. Emotions, love, passion, giving. Make every moment a memorable one.


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Specific Elements For Estate Agent Web Style
Many individuals consider that promoting genuine estate home is a simple job. In reality, it is not that simple and various types of issues are related to it. Quantity of fiscal and psychological issues can make it hard. To gain revenue from it, you must take the decision carefully. With recent Developer sales in new property project condominium in Singapore, 32%25 of metropolis housing units have been constructed since 1990. Over 60%twenty five of homes had been occupied by renters. The median monthly housing expenses for mortgaged owners was $1,122, whilst renters had been having to pay $658. About fifty five%twenty five of renters invested thirty%25 or much more of their income on housing. Crime in Athens is somewhat above the national degree with moderate individual risk and typical home crimes prices. In 2005, the FBI Crime Index was reduce than prior years at 365.seven. The U.S. average was 325.two.
The initial benefit is that you can consolidate other types of financial debt with an one hundred twenty five%twenty five home fairness loan. Rather of making use of for a home loan, for a line of credit and for one or much more credit playing cards, you can use for a bigger loan. In this situation, you will have only one solitary lender and spend only one single invoice every month. Current market analysts see numerous advantages to the U.S. economy from the Schumer-Lee bill, if authorized by Congress and the President. Under the proposed invoice, immigrants will require to make investments at minimum $500,000 in U.S. residential real estate. This can be a house, condo or townhouse. Applicants are offered the chance to invest part of the required $500,000 on a single home and the relaxation on other household Singapore Real Estate Condominium, this kind of as a rental house.
The purchaser's agent should accompany you in prospective properties that fit your specs. In line with this, he should be in a position to do research on which qualities are appropriate for you. Secondly, do some research about the region where you are promoting. In some instances, if the market circumstances are correct, there will be free listing accessible for certain states or certain municipalities. Condominium launch in Singapore about your area or study it online your self. If you are in such an region, you have to do absolutely nothing more than logon and get your property up.
Apart from the Halkidiki villa, you can also flip to detached houses as a location to remain. They might not offer you the exact same perks as you can find in the villa, but you will have a roof over your head and it will have a very reduced price as nicely. This is a great choice for the individuals who want to squander as little money as they can on their accommodations. When checking out these possible choices, it is essential that you have to maintain your eyes open up in purchase to have the very best choice. It is important that you have to acquire info in purchase to attain your objective. You might also think about seeking assist from these experts who have in depth experience with Miami genuine estate.


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Back to Catalogue: Newsletters
Quake! is the monthly email update from Britain Yearly Meeting for all Quakers in Britain.
It brings together some of the best of our digital content in one handy digest and includes:
- Discussion of Quaker life and worship
- Insights into faith-based activism
- Links to new resources
- Latest news and events
Subscribe below or read previous editions online.


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Sleeps 4 comfortably - 2 Queen beds w/ pillows and a double bed
Dishes, pots, pans and cutlery
Indoor solar lights
Rocking chair, inside table and chairs
Complimentary WiFi (within limited range)
Outdoor Privy w/ 2 rolls of Toilet paper
Outdoor Eco-Chinese rainwater shower
4 Outdoor Chairs & Picnic Table
CampFire pit w\starter brush ( we sell bags of firewood)
Large Outdoor Private Deck with Propane BBQ w/ full tank & BBQ utensils
Ferry arrival & departure service on "Spirit of the Loon" & ATV service if required
Adult life jackets, Canoes, kayaks & paddle boats
*Please note: Eco-Loft is a totally separate Eco-accommodation, NOT part of the eco-cabin whatsoever; our storage area is below the Eco-Loft, it has totally separate entrance and we make no noise period.
Fishing and swimming 85' floating barge
Kayaks, Canoes, Paddleboats, Boards
Walking, hiking & biking trails
Sandy play areas
Sand volleyball court, badminton court, horseshoe pits & reflections areas
Gigantic checkers, punching bag workout area
Antique Bathtub photo op area
100 year old island fireplace, retrofitted with bread/pizza oven
bring your bread mix, pizza ingredients, etc
Seasonal : Baby sheep, alpacas, piglets, guinea, laying hens, mini donkeys, mini goats and bunnies
Wild blackberry and raspberry picking in-season
Cell. 905.373.8448


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Genuineness. Do many people posses it? I guess it depends on the topic or situation. But think about it – genuineness – that act of truly caring without any motives or agendas. What does this person(s) have to gain by helping you? I'm certainly not trying to make anyone distrust people, however, I always like knowing the motives of those who help. They say that if you don't allow yourself to trust others, then it's most likely that you're the one that can't be trusted. It kind of makes sense though. They also say if your lover constantly accuses you of cheating, then they must be cheating on you. (Unless there's good reason to believe they're cheating of course…) I'm assuming some heavy thinking, espresso-drinking psychiatrist came up with these theories. Then again, it could have been some crazy Christian lesbian writer who overanalyzes things way too much…
Genuineness. My friend is sick. I don't want her to be alone while she's coughing, hacking, sneezing, honking and moaning in agony. I have OCD. I wash my hands more times than the average man thinks about sex during the course of the day. What's in it for me? ..The flu, possibly. In my head, while witnessing my friend suffer, I can only think if that were me lying there on the couch suffering with nobody around to help me – I would definitely appreciate somebody coming to my rescue with a hot steamy pot of chicken soup and maybe bring me to the doctor's office if I needed to. Is it a motive? Is it 'if you scratch my back I'll scratch yours' type of deal? I'd like to think that my conscience tugged on my heart and insisted that I help my friend so she could get better. But then I delve deeper: is it because I want others to do the same for me?
Do unto others, as you would have them do unto you.
So it's basically a law. Does genuineness come from this golden rule? If it does, is it truly considered being "genuine"?


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Tom Price
At the base of the beautiful Mount Nameless in the Hamersley Ranges is the town of Tom Price. Tom Price is the highest town in Western Australia, sitting 747 metres above sea level. It is a favourite destination for weary travellers. The town is equipped with all creature comforts, making it an ideal base for those wanting to explore a number of attractions including the Karijini National Park. To make the most of the area, stay a few nights in local accommodation.
Tom Price provides visitors with some of the most stunning scenery in the state as well as a range of activities and tour options.
Tom Price is primarily an iron ore mining town and can be reached by Paraburdoo Airport.


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Train live in KL
The San Francisco pop band known for their smash hit 'Drops of Jupiter (Tell Me)' will head to KL for a full concert.The three-piece outfit will attempt to charm fans over with songs from their sixth studio album, 'California 37'. The first single from this album, an upbeat tune titled 'Drive By' climbed up the Billboard charts and quickly became a top ten hit in more than 12 countries. Early bird tickets are available till May 31 which will see a 20 per cent discount on all tickets.
|Event phone:
|03 7880 7999
|Event website:


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Restaurant News & Reviews
Brunch restaurant Famous Toastery is seeking possible sites in Lexington
Famous Toastery is looking for at least three spots in Lexington.
Famous Toastery began in 2005 in Huntersville, N.C., in a small house-turned-restaurant where Brian Burchill and Robert Maynard opened their first breakfast spot. It became a franchise system in 2013. The chain claims that it is "breaking through the boring casual breakfast segment" and that "every server is your server."
Its breakfast dishes include the Country Benedict (with biscuit, sausage gravy and country ham); flapjacks with flavors including apple cinnamon, coconut and chocolate chip; gluten-free items; and omelets with ingredients including tofu and boursin.
▪ Equus Run winery is celebrating is 19th anniversary from noon to 5 p.m. May 21. There will be live music from 1 to 4 p.m. in the tasting room gardens area.
Anniversary cake and snacks will be available.
Equus Run is at 1280 Moores Mill Road in Midway.
The winery's "Tunes in the Vines" series will be back beginning May 28 with The Twiggenburys. The music is from 2 to 4:30 p.m. each Sunday at the Event Barn.
▪ The Bluegrass BBQ Fest will be June 9 to 10 in downtown's Courthouse Square, featuring pitmasters, grilling demos, music, a backyard pitmaster competition, and family fun activities.
Big Ass Services is the presenting sponsor and the official bourbon is Jim Beam. Hours are 5 to 11 p.m. June 9 and 11 a.m. to 11 p.m. June 10.
For more information, go to Bluegrassbbqfest.com.
▪ Brasabana, 841 Lane Allen Road, is holding a rum dinner at 7 p.m. May 23. The menu has a first course of wild greens salad tossed with an orange-honey vinaigrette, with dried cherries, orange supremes, candied ginger and topped with mojo-grilled shrimp, paired with Havana Club El Presidente; a second course of prune and Applewood smoked brisket over garlic roasted smashed purple potatoes with grilled asparagus and an apricot-guava BBQ sauce, paired with Bacardi 8; and a third course, peanut butter and banana semifreddo topped with a strawberry-coconut cream reduction, paired with Bacardi Banana.
Call for reservations at 859-303-5573.
Cheryl Truman: 859-231-3202, @CherylTruman.


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It may appear to be self evident, almost like another Gettysburg Address, but many people simply don't know how to be a guest in someone else's house. Maxine once screamed to me from the upstairs bathroom and I came running. Was it her heart or had her weight merely found the rest of itself? Alas and alack. It was none of those things. The poor girl didn't have a face towel and could never consider using a fresh sponge. After all, it simply wasn't her way. I didn't have any clean face towels but proceeded to show her my line of big, medium and small towels as if I were a peddler, in the hopes she would choose one so that I could get back to my life downstairs. Make do if you are not in your own home or ask your host at an opportune moment for what you need or prefer. Don't scream as if a knife-wielding psychopath has just invaded your shower or the water is devouring you. (In her case, it should only.)And so, my friends, we have arrived at the ultimate question. How does one get rid of a pesky houseguest without hurting too many feelings. (After a while it won't matter whose feelings are hurt just as long as the guest or worse, guests, are gone. Trust me on this.) We are, however, trying to avoid that and salvage whatever may remain of a more distant relationship in the future with our invitees. I have compiled a few ideas, none of which worked for me as Maxine and I have not spoken since her lovely sojourn with me a few summers ago.
Tell your guest that someone else will soon be visiting and that they will need the bed. If that doesn't work, break the bed. It's desperate, but maybe they will get the hint. I lied to Maxine who hated cigarette smoke (even though she once smoked two packs a day), telling her with a straight face that one of my friends who smoked was coming to stay for a few days and would be staying in the extra bedroom upstairs. She thought about that and actually had the nerve to ask me to buy an air purifier for her space, but she still didn't leave. I thought about disconnecting the phone, especially while Maxine was still using it, but I wasn't convinced that she would have known the difference. I should have gone further and cut the wires.
Another alternative is to get the entire household involved in your seek and eliminate mission. In my case, I live with seven cats. Maxine claimed to be an animal lover, but my cats told me she was a hypocrite. She resented their late night partying and swinging from the chandelier. I was tempted to buy some party hats and join them in their late night reveling, but dismissed this option as immature.
Consider the possibility of a bribe. Offer your guest one hundred bucks to leave immediately. Throw in another fifty dollars if they promise never to come back. If your guest arrives in the summer, cut off the air conditioning; in the winter pretend there's no heat. The only problem is you will suffer too. Maybe consider the option of giving your guest the house and move in to the motel up the road for the duration of their stay. (Only try this after you have attempted option number six, which is to send them there first.)
Pretend you are a homicidal maniac. (Keep watching Psycho for realistic instructions.) Start sharpening knives and discussing all the guns you plan to buy in the next few months. Leave sadomasochistic magazines lying all over the house and become enraged over the slightest question or comment. In general, remain inappropriate for as long as you can stand it. (After a while, you may be for all time.) The last alternative, door number nine, should only be considered if all of the above fails. Set fire to the house. You'll lose everything, but at least your guest or guests will be forced to find another place to stay!
If all of this fails, you are on your own. It might be the time to consider selling your house with built-in ready-made houseguests. (I understand the Duke and Duchess of Windsor did this for a living for many profitable years.) Cheer up. You might even find another place to stay deep in the mountains or along the rivers where no one can ever find you. A place without a post office is best and a phone and television should be optional. Learn to fish and build fires. One thing is certain. The ones you catch in the stream will be better than any two you will find in the bush and they won't live long enough to smell after three days!
Did you know . . .
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2016.6.14 morning, Municipal Committee, Jining High-tech Zone Party committee secretary of Baishan here Superwatt research work and held in Superwatt business research. Party and government office, the Economic Development Board, investment promotion two other departments mainly involved in research together, accompanied by the person in charge.
Bai Secretary listening carefully to the business related the report, clearly points out the shortcomings of optical, electrical and automobile industry. Bai Secretary noted that the current development of the park, platform, associations, the show is the industry's short board, requires the government to contribute to the policy to better guide the development of enterprises. The issues faced by enterprises, government departments, enterprises will each butt, come up with concrete measures to solve the problem for the enterprise.
Bai Secretary allow enterprises to strengthen their confidence, seize the opportunity to pick up, good to pick up momentum in a positive way to promote the stable and healthy development of enterprises.
Municipal Committee, Jining High-tech Zone Party committee secretary of Baishan
14 06/16


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Don't forget, links expire in 48 hours!
Thanks so much!
Thank you! Your blog post will be advertised on the DigiFree Digital Scrapbooking Freebie search engine today (look for timestamp: 30 Nov [LA 09:00pm] - 01 Dec [NY 12:00am, UK 05:00am, OZ 04:00pm] ).
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Thanks so much Amylin!
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tysvm my sweetie xoxox j/k
prissy m
TYSM! You guys are just amazing, Christmas has come early {hugs}
Thank you.
Thank you. I'm adding this to my Christmas Folder. Gonna get lots of pics of the kiddies and then will be having fun!! Corrine in WA
Thanks for sharing!


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F-1 Visa
The F-1 Visa (Academic Student) allows you to enter the United States as a full-time student at an accredited college, university, seminary, conservatory, academic high school, elementary school, or other academic institution or in a language training program. You must be enrolled in a program or course of study that culminates in a degree, diploma, or certificate and your school must be authorized by the U.S. government to accept international students.
M-1 Visa
The M-1 visa allows students enrolled in vocational or other nonacademic program to enter the United States and study.
J-1 Visa
The J-1 classification (exchange visitors) is authorized for those who intend to participate in an approved program for the purpose of teaching, instructing or lecturing, studying, observing, conducting research, consulting, demonstrating special skills, receiving training, or to receive graduate medical education or training.


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SIMMS Web
Newton South Mathematics
The SIMMS (Systemic Initiative for Montana Mathematics
and Science) Integrated Mathematics curriculum is a complete NCTM Standards-based
mathematics program which encompasses all four years of high school
math and engages students to enter a lifelong journey of mathematical
learning through hands-on and activity-based work.
Developed for all students, SIMMS Integrated Mathematics involves real world contexts and incorporates a modeling approach using technology.
SIMMS Integrated Mathematics is published by Kendall/Hunt Publishing. For further information, please go to: www.simms-im.com
Site updated 07/27/2004
www.Math4Lions .com/simmshome.htm