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on-demand mobility
Before Regulating Next-Generation Mobility Data, We Must Understand That Data
By Evangelos Simoudis on July 23, 2018
The congressional and European Parliament testimonies of Facebook's CEO focused attention on Internet and ecommerce corporations whose business models rely on the collection and exploitation of big data, with personal data being a major component. Legislators and the public at large came to realize a) the leverage such companies now possess through the dominant positions […]
Posted in Featured Posts, Technology / Software, Trends & Concepts | Tagged Autonomous vehicles, Big Data, Business Model, Mobility Services, next-generation mobility, on-demand mobility, regulation
Five Categories of On-Demand Mobility Services Companies
By Evangelos Simoudis on March 21, 2018
On-Demand Mobility Services, and particularly ride-hailing, have emerged as a strong option for consumer urban transportation. In the process, ride-hailing has disrupted the taxi and limo industries and could next disrupt public transportation and last-mile package delivery. Nowhere is this more evident than in cities such as New York and San Francisco. Other mobility services […]
Posted in Business, Featured Posts, Technology / Software | Tagged Autonomous vehicles, Business Model, Mobility Services, next-generation mobility, on-demand mobility
Next-Generation Mobility Stratifies OEMs
By Evangelos Simoudis on January 15, 2018
Early last November Waymo announced that while it will continue its tests in Washington, California, and Texas, it was ready to start ferrying consumers in its fleet of driverless minivans in Chandler, a suburb of Phoenix, Arizona. Later the same month GM's management team held an investor day to present the roadmap of its autonomous […]
Posted in Business, Featured Posts, Technology / Software | Tagged Automotive OEM, Autonomous vehicles, next-generation mobility, on-demand mobility, Value chain
Analysis Of The Next-Generation Mobility Value Chain
By Evangelos Simoudis on July 17, 2017
In the previous post I described a new value chain that will connect companies providing on-demand mobility and three emerging models for the realization of this value chain. This value chain is the result of the consumer shift from a car ownership-centric transportation model to a hybrid model that blends car ownership with mobility services, […]
Posted in Business, Featured Posts, Technology / Software | Tagged automotive innovation, Autotech, Big Data, Driverless Vehicles, next-generation mobility, on-demand mobility, Value chain
A new value chain for next-generation mobility
By Evangelos Simoudis on April 25, 2017
In my book, The Big Data Opportunity in Our Driverless Future, I make two arguments: 1) that societal and urban challenges are accelerating the adoption of on-demand mobility, and 2) technology advances, including big data and machine intelligence, are making Autonomous Connected and Electrified (ACE) vehicles a reality. ACE vehicles and on-demand mobility will cause […]
Posted in Featured Posts, Trends & Concepts | Tagged automotive innovation, automotive value chain, Autotech, Big Data, Driverless Vehicles, next-generation mobility, on-demand mobility


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Ron Di Scenza's understanding of human nature is expressed in the faces and body language of his figures. His work is bold and precise, using canvas with ultra-fine grain to produce an extremely smooth surface. Dramatic lighting is a key quality of his work.
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subset: commoncrawl


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Happy Friday ya'll! It's the end of the week and I have a super special family to share with you guys today- the Briscoe family!
I have been working with this beautiful family for the past FIVE years! I am super thankful for loyal clients because I wouldn't be here if it weren't for them. The Briscoe's have stuck with me from the very beginning- even through my style refinements and rebranding… they hung in there and I truly appreciate that. Each year we get together for fall minis so I figured since we're at a nice milestone year, we should take a look back :)
Our first year together! Joshua was a very energetic toddler and I remember having to run around and have everyone be super active to get pleasant expressions from him- but it worked! :) I was also still finding my style so you don't see this vintagey look too much now.
This time I opted for something a tad urban. Looking at this, I definitely see my style was affected by other photographers I looked up to at the time, but I still got a slight pop of color in there :) The boys grew so much in one year! We still had to keep Joshua fairly active though lol.
I started to feel like I was coming into my own with truly being purposeful in incorporating environmental elements while still capturing real emotion :) I can't get enough of how well these colors worked together- such a perfect fall mini!
Jan opted for something simple and cool this time and I followed suit with the location choice :) Love these t-shirts! And we see Joshua has not lost his spark ;)
Aaand that brings us to this year- 2014. year 5 together! By now you see how I love coordinating my subjects to their surroundings and this session is no different :)
I can't get over how big the boys are now (while mom and dad look younger than ever)! Even though I see them every year, it's still amazing to me watching their family grow and I'm thankful to be trusted with documenting these changes year after year ♥
If you're interested in booking a session and would like to have the DFinney Experience yourself, email me and schedule yours today! Currently booking: February 2015.


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I realised a while back that we have the technology (solar thermal, electric cars, LED bulbs, bike paths) and the information (google sustainability!) to create a sustainability led economy, society and organisation. What we do not have are the skills to enable a culture of change. The brochure, the lecture, campaign and the technology only tack on trap (like whacking a tank on the side of an unsustainable building) have had their day. We need to understand people and change. Community development theory, the latest neuroscience and education principles are the key. All else follows.
If those passionate about our planet and creating a sustainability led economy really cared, they would spend time understanding how to enable, inspire and teach others. As David Orr said once, we need to make this a party that everyone wants to come to.
People skills seem like they are innate in some people and not in others. But they are skills that can be learnt, like we learn a musical instrument or a new computer game.


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Camwebchat Dirty teen pic chat
Thanks to today's technologies, communication, an inevitable daily aspect, has become even more simple and accessible, or we could say more technologically interactive.We don't necessarily need to meet each other in order to communicate, because we've got cell phones, computers, Internet, webcams that simplify this process and make it really convenient, especially if the person you would like to have chat with lives far away from your neighborhood.It's an internet online chat type that is user-friendly and fully accessible by users, without need to install any specialized software for chatting.All you need is a webcam (a low cost device that provides real time video & audio to a PC or computer network), a web browser and an Internet connection.Get your webcam and microphone ready because many like minded random strangers from all over the world are waiting to video chat with you now!Simply log in and see many popular rooms available. We are happy to back to claim our past glory with the all new OMG Chat.
Most recently found by: camwebcams was last time loaded in 2.71 seconds. Specifically you see the traffic and pageviews dynamics.With the help of webcams people got an opportunity for distant communication by means of accessible web interfaces called a web chat or cam chat, or special software programs like Skype.A web chat is a special system or service that allows real time communication for users that use easy-to-access web interfaces.Video chat with random strangers, people you know, or random strangers you meet on the site, and come back for more again and again. Watch up to four live webcams at once and visit many themed video chatrooms!Find someone you like and invite them to a private cam2cam video chat.


text: Get the most out of every batch of homemade baby food with these Vital Baby® Removable twist 'n' lockTM Freezer Pods! Each individual pod twists and locks into the tray to keep your freezer neat and organised. Preparing your own food at home ensures that you know exactly what your baby is eating. Make homemade food in batches to save time and freeze it in small portions. Our Removable twist 'n' lock freezer pods and tray are made from safe BPA free materials.


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The Scents of Blithe and Bonny
Like fine wines we believe that it is important to blend a range of scents to bring out the best of the primary fragrance and de-emphasize characters that are less appreciated. All our scents deliver a throw that includes a distinct top note and lingering base and mid-notes.
Blithe and Bonny is committed to providing traditional, popular scents that will always appeal to a large number of your customers and we offer both phthalate-free Fragrance Oils and 100% natural Essential Oils.


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Teaching our way to success
Carmel Fisher
29 July, 2016
You will never hear me criticise teachers. Both my mother and mother-in-law were teachers and — touch wood — our education system has served me and my children well over the years.
But it has been a long time since New Zealand was lauded for having one of the best education systems in the world.
Just recently expat Stephen Jennings criticised New Zealand's education system, saying it clearly has major problems and favours children of wealthier families, leaving a "decile divide" not seen in other countries.
He says we are too slow to challenge poor performing teachers; letting them stay in the system for their entire careers with students suffering accordingly.
Education is one of those things you can take for granted. We all go through the school system, and some students do well and go on to have glittering careers. Others don't; but we don't necessarily blame education for their lack of success.
Yet the quality of education is a major determinant of an individual's and indeed a nation's success and prosperity.
A recent Treasury paper noted, "education is an important contributor to raising living standards for New Zealanders. It helps to build a skilled workforce, which is crucial to raising growth and productivity."
I thought about our education system when I recently read a Financial Times article "Why Singapore's kids are so good at maths".
Before moving past the headline, I knew the article would talk of discipline and hours of learning — both at school and after school — and support from parents determined to see their offspring excel.
Sure enough it covered all of that.
But it also described aspects of the "Singapore model" which apparently governments around the world are seeking to incorporate into their own approach to teaching maths and science. It is not surprising that governments want to copy the Singaporeans; they have routinely ranked at or near the top in global comparisons of mathematical ability.
In a May 2015 OECD survey, 15-year-old students from 76 countries were tested in their abilities in maths and science. Singapore came first, followed by Hong Kong, South Korea, Japan and Taiwan. New Zealand was in 17th position.
The Singapore curriculum is more stripped down than in many western countries, covering fewer topics but doing so in far greater depth.
An OECD spokesperson noted that the depth of teaching was a crucial factor in Singapore's effectiveness. "When you look at England and the US, their curriculums are mile-wide and inch-deep. Mathematics in Singapore is not about knowing everything. It's about thinking like a mathematician."
Singapore's logic resonates with think-tank The New Zealand Initiative who last year wrote a paper questioning why there hasn't been an improvement in our maths achievement since the introduction of the $70 million Numeracy Project fifteen years ago.
It notes that maths teaching here encourages a range of strategies for solving maths problems, with a greater emphasis on mental problem solving and less on written techniques.
They say this approach has left New Zealand kids being better at applying and reasoning than actually knowing. Asian children are excelling because they first know (the basics of maths) and then apply that knowledge to solve problems.
Far be it for me to suggest how maths teaching should be done. But it does make you wonder, given the importance of maths and science learning to our future, why we're not embracing the methods developed by those who have nailed it.


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It's Curtains down for Woolworths TRM1 min read
Due to poor sales, South Africa's luxury fashion brand Woolworths closed its Thika Road Mall (TRM) store in Nairobi.
Woolworths attributed the depressed volumes to the fact that the shopping complex did not serve its target market, as well as cannibalization from its more recent store at nearby Garden City Mall.
"The truth of the matter is that TRM was always tiered lower than our target market," Woolworth's district manager for East and West Africa Caroline Musei said in an interview.
"However, when we opened a bigger store at Garden City, most of our customers shifted to the new outlet leading to a drop in sales. That is why we decided to close our TRM branch."
Ms. Musei further blamed the subdued business at the TRM on the financial problems facing the mall's anchor tenant – Nakumatt Supermarkets – saying it had also depressed sales for other tenants due to reduced foot traffic.


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2019-07-20 16:48
Hunting Mission System
With the original introduction of the mission system, there were only five missions available; this number has grown over the years to more than 4000 missions currently available in Entropia Universe. In this Dev Notes article we'd like to inform you of our plans for the most significant overhaul of the mission system to date, which is planned for release in the third quarter (Q3) of 2019.
Dev Notes #20 - Mission System
Hunting Mission System
Since the Entropia Universe mission system was introduced in VU 10.8.0, there have been continuous updates to the system to increase usability, improve features and expand into new areas of gameplay.
With the original introduction of the mission system, there were only five missions available; this number has grown over the years to more than 4000 missions currently available in Entropia Universe. In this Dev Notes article we'd like to inform you of our plans for the most significant overhaul of the mission system to date, which is planned for release in the third quarter (Q3) of 2019.
Planet Calypso will be the first planet to introduce the new mission system. The other Planet Partners will transition to the new system soon afterwards, once any issues are resolved and any necessary tweaks and adjustments are implemented.
Main Features
- Hunting within a team or participating in a Shared Loot event will now reward all contributing participants relevant progression in their missions based on relative contribution (whether the contribution is made by damage dealing, healing, or scanning).
- Missions requiring kills of a specific creature will automatically begin whenever a qualifying creature is killed, removing the need to first interact with an NPC or mission terminal.
- Once a mission stage is completed, an interface will appear with reward(s). The next mission stage will automatically begin, even if you decide to choose rewards for the preceding stage at a later time.
The Bestiary is where you will find all relevant information regarding your avatar's current progression in Hunting Challenge missions.
As this is a completely new system that will replace the current mission system, progress in existing missions unfortunately cannot be carried over into the new system. Therefore, we are taking this opportunity to give all participants an alert to the upcoming changes several months in advance so that they have time to complete any active missions.
There will also be a grace period where both the new and old systems will work in tandem, during which time kills on qualifying creatures will result in progress on both the old and new versions of the Hunting Challenge missions. This grace period will extend approximately one month from the implementation of the new mission system.
You have the current "Iron Atrox IV" mission active. After the implementation of the new mission system, for each kill of a qualifying Atrox creature, you will receive progress on the new Atrox Hunting Challenge mission as well as on the legacy "Iron Atrox IV" mission. If you fulfill the requirements for the Iron Atrox IV mission during the grace period, you will receive the usual reward, but you will not be able to begin the legacy Iron Atrox V mission. Instead, you will automatically receive the next stage of the (new system) Atrox Hunting Challenge mission.
When the one month grace period has elapsed, all missions from the old system will be disabled for all participants. Progress will no longer be possible for the deprecated missions, and uncompleted missions will not provide any rewards.
There will be a similar grace period of one month from the implementation of the new mission system for Planet Partners. More info and specific dates will be provided as the Planet Partner implementation draws nearer.
2018-12-21 13:20
Start: Friday, December 21 2018, 13:00 UTC
Crafting Mania
Entropia Universe is excited to present Crafting Mania, a new universe-wide crafting event open to all participants on all planets throughout the Universe.
Format & Rewards
Special level 3 Combobulator Blueprints can now be found in all crafting disciplines, so it doesn't matter if you are a tailor or tools crafter or specialized in any of the other crafting disciplines, the chance to loot these special blueprints while crafting is the same.
Once you discovered one of these special blueprints you can hand it in and be rewarded with a Dominax Original Mamba Blueprint (L) with three attempts which creates an unlimited whip.
To claim the Dominax Original Mamba Blueeprint (L) reward place the level 3 Combobulated Blueprint in your storage and contact support by filing a support case in category "In-world" and "Quests and missions", direct link http://bit.ly/2BwiZLh
Event Dates
Start: Friday, December 21 2018, 13:00 UTC
End: Monday, January 28 2019, 13:00 UTC
2018-12-13 16:40
Christmas Strongboxes 2018
Last year a record number of Christmas Strongboxes were opened, due in large part to the powerful stats on the highly desirable Christmas Ring 2017. Due to a bug with the new intended ring for 2018, it has been decided to include the Christmas Ring 2017 in the Christmas Strongboxes again this year. All newly looted rings will have the item name updated to Christmas Ring 2018 in an upcoming patch.
Head over to the Classified Strongboxes page for full details on all the items available in the 2018 Christmas Strongboxes.
Happy Hunting!
2018-12-12 14:59
On the first of January 2019 a new Swedish law which affects lootbox systems that is used in many computer, mobile, and console games will go into effect. MindArk's legal representatives has advised us on this new law and therefore we need to take the necessary steps outlined below to comply with this new regulation.
Strongbox announcement
On the first of January 2019 a new Swedish law which affects lootbox systems that is used in many computer, mobile, and console games will go into effect. MindArk's legal representatives has advised us on this new law and therefore we need to take the necessary steps outlined below to comply with this new regulation.
The consequences of the new law will be that users located in Sweden (or with a Swedish IP) will no longer be allowed to purchase Strongboxes or Strongbox keys in the Entropia Universe Webshop from this date. It will still be possible for anyone in Entropia Universe to find boxes within Entropia Universe, but users located in Sweden (or with a Swedish IP) will not be able to open them unless they have Strongbox Keys acquired prior to January 1, 2019. Strongbox Keys acquired prior to January 1, 2019 will continue to function even for users in Sweden, but they will not be able to purchase new Strongbox Keys from this date.
If you do not reside in Sweden or use a Swedish IP Strongboxes and Strongbox Keys will continue to work like previously, this change only affect users in Sweden or with a Swedish IP.
2018-12-11 12:34
Henrik Nel
Deeptoken Announcement
Earlier this year MindArk developed and promoted DeepToken, a token offering with the ambition of raising funds to create an intellectual property and digital asset bank, as well as improving Entropia Universe.
With time it has become evident that the ambitious project of DeepToken will not be able to be fulfilled. Therefore, the MindArk Board of Directors has decided to suspend the project and refund all the investments made to MindArk related to DeepToken.
All purchases of DeepToken made via credit/debit cards will be automatically reimbursed within 15 business days of this announcement. For those who purchased DeepToken via ETH (Ethereum), please contact firstname.lastname@example.com to coordinate a refund to your current ETH wallet. For purchases made via bank transfer, please contact firstname.lastname@example.com to coordinate your refund.
Best regards,
Henrik Nel
MindArk PE AB
2018-12-07 16:30
FFA Mayhem Scoring
Merry Mayhem 2018 Preview
Event Dates
- Dec. 13, 14:00:00 UTC - Merry Mayhem 2018 begins.
- Jan. 14, 14:00:00 UTC - Merry Mayhem 2018 ends.
- Jan. 22, 14:00:00 UTC - Cutoff for submission of FFA Mayhem Stars for the Free-for-All Mayhem category.
- Feb. 5 - Event results announced. Prizes awarded in the following days.
Mayhem Assault Gameplay
Performance in Merry Mayhem Assault is time-based. The objective is to kill a special immobile Merry Hogglo boss creature as quickly as possible. The Merry Hogglo boss is immune to damage unless a special buff is active. This buff is received after killing an elite Merry Hispidus, and allows the Merry Hogglo to be damaged for 60 seconds, or up to 20% of its maximum health. A Merry Hispidus is spawned after killing 20 Merry Daikiba creatures, with a limit of 3 Merry Hispidus active at any one time. Also, the Merry Hispidus has a Dodge Chance buff that makes melee and MindForce weapons relatively more effective at dealing damage to it than traditional ranged weapons.
Upon killing the Merry Hogglo boss, the instance stops spawning new creatures and the participant's time is recorded for the current category, if that time is shorter than any previous runs in that category.
You can only have a recorded time in a single Assault category at a time. Recording a new score with a higher leaderboard rank (regardless of category) will replace any previously-recorded time.
Mayhem Annihilation Gameplay
- Interact with the Julklapp inside the Annihilation event instance to begin spawning creatures and start the mission timer; the timer pauses automatically when leaving the instance.
- Eliminate Merry Mayhem Creatures to accumulate as many points as possible in 15 hours.
- A random number of points (0, 1, 5, 10, 25, 50, 100, 250, 500, 1000, or 5000) is automatically awarded after defeating one of the event instance creatures.
- Once your 15-hour run is complete, your score is finalized and recorded on the event leaderboard. You can then start a new run to try to improve upon your previously-recorded rank. The score from a subsequent run is only recorded if it would result in a higher leaderboard rank.
- You can only have a recorded score in a single category at a time. Recording a new score with a higher leaderboard rank (regardless of category) will replace any previously-recorded score.
- The top ten highest scorers (most accumulated points) in each category win prizes.
FFA Mayhem Gameplay
The Free-for-All category allows hunters (either solo or in teams) to compete for prizes in an unrestricted, no-holds-barred single-category format. FFA Mayhem Stars are tradable, allowing participants to either sell their tokens to the highest bidder, or turn them in to increase their own event scores.
There are no time requirements or skill/item restrictions in the FFA Mayhem division.
FFA Mayhem Scoring
Event points are scored by turning in FFA Mayhem Star tokens to one of the Santa's Little Helper NPCs located in Nymphtown, Fort Zeus and Fort Ithaca on Planet Calypso. Acquire FFA Mayhem tokens by defeating creatures in one of the FFA Mayhem instances, or by acquiring tokens from other participants.
Rules & Notes
Full rules and notes will be published on the event page at start of the event.
Special Mission: Jul Snarg Hunt
Merry Snargs are on the rampage, and it's up to you to keep them under control!
The Jul Snarg Hunt takes place alongside Merry Mayhem, starting Dec. 13, 14:00:00 UTC and ending Jan. 14, 14:00:00 UTC.
Activate the "Jul Snarg Hunt" mission by talking to the NPC "Santa's Little Helper" by the Port Atlantis teleporter or the East Gate.
- Merry Snargs can be found at these approximate locations:
- Cape Corinth: [62243, 88026]
- Chug's Hideout: [68483, 75102]
- Fort Zeus: [87016, 94588]
- Port Atlantis: [60657, 75774], [60525, 75267] and [60969, 75441]
Completing the mission will award an Isis LLC 2 Merry Edition (L) Laser Rifle with Increased Laser Skill Gain.
***NOTE*** Activity in the "Jul Snarg Hunt" does not count towards the Snarg Iron Mission chain.
2018-12-06 19:22
FEN Event Phase Two
Phase Two of the FEN Event begins after the implementation of Version Update 15.19, currently scheduled for Tuesday, December 11, 2018.
Remember that the FEN Event runs until January 31, 2019, after which FEN Edition items will never be available again.
FEN Token Trader
FEN Edition items which sold all of their initial stock have been removed from the FEN Token Trader.
Several new items have been added to the FEN Token Trader, detailed below.
Genesis Power Claw Mk.6 FEN Edition
- Cost: 1250 FEN Token Platinum + 700 PED
- Quantity Available: 5
- Max Value: 700 PED
- Efficiency: 85.40
- Uses per minute: 87.15
- Damage per PEC: 4.793
- Damage per second: 89.32
Melee Trauma Amplifier II FEN Edition
- Cost: 250 FEN Token Platinum + 108 PED
- Quantity Available: 25
- Max Value: 108 PED
- Efficiency: 85
- Damage Electric: 12
- Damage per PEC: 4.4994
Melee Trauma Amplifier X FEN Edition
- Cost: 1000 FEN Token Platinum + 432 PED
- Quantity Available: 15
- Max Value: 432 PED
- Efficiency: 85
- Damage Electric: 48
- Damage per PEC: 4.4994
NeoPsion Kinetic Amplifier VII FEN Edition
- Cost: 1250 FEN Token Platinum + 94 PED
- Quantity Available: 15
- Max Value: 94 PED
- Efficiency: 85
- Damage Impact: 40
- Damage per PEC: 4.3636
FENtropia Gold Jacket (F)
- Cost: 100 FEN Token Gold + 15 PED
- Quantity Available: 5000
- Max Value: 15 PED
FENtropia Gold Jacket (M)
- Cost: 100 FEN Token Gold + 15 PED
- Quantity Available: 5000
- Max Value: 15 PED
FENtropia Platinum Jacket (F)
- Cost: 15 FEN Token Platinum + 15 PED
- Quantity Available: 50
- Max Value: 15 PED
FENtropia Platinum Jacket (M)
- Cost: 15 FEN Token Platinum + 15 PED
- Quantity Available: 50
- Max Value: 15 PED
Looted FEN Edition Items
Over 30 completely new FEN Edition items have been added, waiting to be looted from creatures anywhere in Entropia Universe!
Below is a selected list of some of the new items along with the minimum creature Danger Level for item loots.
- FENtropia Gold T-Shirt (F) - Danger Level 1
- FENtropia Gold T-Shirt (M) - Danger Level 1
- FENtropia Platinum T-Shirt (F) - Danger Level 15
- FENtropia Platinum T-Shirt (M) - Danger Level 15
- Malachai Ash FEN Edition (M) - Danger Level 30
- Malachai Ash FEN Edition (F) - Danger Level 30
- Urban Nomad Black Boots FEN Edition (F) - Danger Level 30
- Urban Nomad Black Boots FEN Edition (M) - Danger Level 30
- Urban Nomad Black Slacks FEN Edition (F) - Danger Level 30
- Urban Nomad Black Slacks FEN Edition (M) - Danger Level 30
- Urban Nomad Black Jumper FEN Edition (F) - Danger Level 30
- Urban Nomad Black Jumper FEN Edition (M) - Danger Level 30
- Sollomate Opalo FEN Edition - Danger Level 15
- Weak Argonaut Claw FEN Edition - Danger Level 10 (Argonaut-only)
- Strong Argonaut Claw FEN Edition - Danger Level 25 (Argonaut-only)
- Great Argonaut Claw FEN Edition - Danger Level 45 (Argonaut-only)
- Castorian Combat Mace Mk.VI FEN Edition - Danger Level 50
- Thorifoid Berserker Mace FEN Edition - Danger Level 25 (Thorifoid-only)
- Electric Attack Nanochip XIII FEN Edition - Danger Level 50
- Lacerating Attack Nanochip XIII FEN Edition - Danger Level 50
- Corrosive Attack Nanochip XIII FEN Edition - Danger Level 50
- Kinetic Attack Nanochip XV FEN Edition - Danger Level 60
- Improved Omegaton Fast Aid Pack FEN Edition - Danger Level 70
2018-12-03 14:03
New Interaction System #1
MindArk is excited to announce that the work on the new camera and interaction system has been progressing well and we value the feedback gathered during the Test Workshop held in October.
The Test Workshop provided valuable insights from a cross-section of the Entropia community on this new system. We have also been monitoring community forum discussion threads and have already incorporated several changes and adjustments based on the large amount of feedback received.
The main goal with the new camera system is to offer a more intuitive, immersive, fun, and user-friendly Entropia Universe experience, as well as to improve the conversion and retention rates of new participants.
To ensure a smooth transition, MindArk plans to continue testing and tweaking the new system, with an eye toward a Q1 2019 release. More information about the new system will be made available periodically as the release date approaches.
2018-11-23 14:43
Black Friday Ammo Packs are now available in the webshop:
Black Friday Specials
Black Friday discounts are now available in the Entropia Universe merchandise store, up to 40% discount on all items.
Black Friday Ammo Packs are now available in the webshop:
- Up to 100% extra Autoloot pills
- Up to 50% extra H-DNA revival chips
Load up for some serious hunting!
Special packages with Arkadia Moon Deeds including Arkadian Mini Keys are also available as Special Black Friday offer.
Black Friday Specials are available the whole weekend until Monday, November 26, 13:00 UTC.
2018-10-30 16:15
Halloween Mayhem and Halloween Strongboxes 2018!
Full rules and details for Halloween Mayhem 2018 are now up on www.entropiauniverse.com!
The Halloween Strongboxes 2018 can be looted in Halloween Mayhem. The Halloween Strongbox may contain the powerfull Halloween Mayhem Ring 2018.
Happy Halloween!
2018-10-26 16:25
Halloween Mayhem 2018 Preview
Event Dates
- October 30, 14:00 UTC - Annihilation practice arena opens.
- November 2, 14:00 UTC - Survival practice arena opens.
- November 2, 14:00 UTC - Annihilation and Survival events begin.
- November 14, 14:00 UTC - Annihilation and Survival events end.
Annihilation Mode
- Eliminate Halloween Zombie Mutants to accumulate as many points as possible in 15 hours.
- Once your 15-hour run is complete, your score is finalized and recorded. You can then start a new run to try to improve upon your previously-recorded score. The score from a new run is only recorded if it is higher than the previously-recorded score.
- Same categories and restrictions as Summer Mayhem.
- Annihilation Practice Area - Loot Halloween Strongboxes while practicing! No level restrictions. Teams are required to enter (but one can be solo in the instance).
Survival Mode
- Survive for as long as you can against increasingly dangerous stages of Zombie Mutants and Dogs.
- Dying, disconnecting or leaving will end the instance. Score will be recorded at the moment of disconnect/death.
- Each stage consists of 10 phases. On phases 3, 6 and 9 there will be a capture point that must be reached within 45 seconds, and held for 15 seconds. Failing hold the capture point ends the instance.
- Randomly placed pumpkins containing various buffs appear periodically. Beware that some pumpkins are tricks, rather than treats, and will result in a debuff instead.
- Volatile Barrels - Destructible objects that deal damage to all nearby enemies. PED spent on destroying the barrel is transferred to the loot of creatures damaged by the explosion.
- Survival Practice Area - Loot Halloween Strongboxes while practicing! Same layout and features as the competitive survival instances. Teams are required to enter (but one can be solo in the instance). If any team member dies inside the instance or leaves, the instance is ended.
- Survival Mode has multiple sound cues, so it is advantageous to have sound enabled.
- The repeatable mission from the Halloween Mayhem 2017 event will be removed after this year's event so be sure to complete your missions this year.
- Point awards per creature have been adjusted based on the new creature parameters for this year's event.
2018-10-16 18:58
FEN Event Update #1
A short update on the FEN event to address several issues that have been raised in support cases and on community forums.
FEN Token Gold
Some participants have expressed concern about the 1 PED value of the Gold tokens, and that perhaps this was an error. We can confirm that the 1 PED value per token is intended. It is important to remember that all of the FEN Edition items are special-edition and limited in quantity, and will never be offered again once the FEN event ends.
FEN Edition items also have a power level higher than similar items that are more commonly available. This advantage will only be magnified after the event and the (L)imited and consumable FEN Edition items get used up and become increasingly more rare.
Changes and Fixes
As mentioned in the original FEN Event announcement, there are several known issues that will be corrected in the next Version Update, currently scheduled for early next week.
- FEN Tokens cannot be placed on the auction.
- Duplicate DevaStim FEN Edition entry in the FEN Token Trader.
- MediStim FEN Edition missing from FEN Token Trader.
There was also an error affecting the Adjusted Fast Aid Pack FEN Edition and Modified Fast Aid Pack FEN Edition items (limited and unlimited versions), which have incorrect deterioration values. Since they cannot be repaired, the (L)imited versions of those two items have been temporarily removed from the FEN Token Trader and will be reinstated after the corrected values are implemented in the upcoming Version Update.
FEN Statistics
Here are some fun statistics from the first few days of the FEN Event (as of Oct. 16, 2018 16:30 UTC)
- FEN Gold Tokens looted: 32858
- FEN Gold Tokens spent: 1950
- FEN Platinum Tokens looted: 10642
- FEN Platinum Tokens spent: 3000
***NOTE*** There is no predefined limit on the number of tokens that can be looted, it depends simply on how many creatures are killed.
2018-10-18 18:45
FEN Event Announcement
In celebration of the 15th anniversary of Entropia Universe, a unique long-term, universe-wide event will take place from October 12, 2018 until January 30, 2019.
Event Schedule
- Event Start - October 12, 2018, 1300 UTC
- Event End - January 30, 2019, 1300 UTC (FEN Tokens no longer lootable; FEN Token Vendor will remain available for several months afterwards).
Special FEN (Fifteenth Entropian New-year) tokens can be looted from creatures anywhere in Entropia Universe, and are used to acquire exclusive FEN Edition items via the FEN Token Trader, located at Twin Peaks (Planet Calypso).
FEN Tokens
- FEN Token Gold - (L) Limited items and consumables - lootable from any creature, anywhere in Entropia Universe.
- FEN Token Platinum - Unlimited items - lootable from level 50 creatures and above, anywhere in Entropia Universe.
All FEN Tokens and FEN Edition items are tradeable.
Items offered by the FEN Token Trader are limited in quantity, and available on a first-come first-served basis. See the item info section below for the initial quantity of each item; stocks will not be replenished.
Throughout the FEN Event, special creature spawns will be added periodically, along with potential mini-events related to the FEN celebration.
Thank you for joining Entropia Universe and MindArk in celebrating our 15 years anniversary!
FEN Token Gold Items
Adjusted Fast Aid Pack FEN Edition (L)
- Cost: 250 FEN Token Gold + 115 PED
- Quantity Available: 500
- Max Value: 115 PED (7436 uses)
- Heal per Use: 56
- Uses per minute: 28.01
- Heal per PEC: 37.33
Modified Fast Aid Pack FEN Edition (L)
- Cost: 750 FEN Token Gold + 150 PED
- Quantity Available: 150
- Max Value: 150 PED (8558 uses)
- Heal per Use: 180
- Uses per minute: 27.52
- Heal per PEC: 105.88
Teleportation Chip I FEN Edition (L)
- Cost: 25 FEN Token Gold + 10.3 PED
- Quantity Available: 1000
- Max Value: 10.3 PED (502 uses)
- Range: 860m
- Upload Time: 9.3s
Teleportation Chip II FEN Edition (L)
- Cost: 50 FEN Token Gold + 26 PED
- Quantity Available: 500
- Max Value: 26 PED (501 uses)
- Range: 1750m
- Upload Time: 12.5s
Arsonistic Chip IV FEN Edition (L)
- Cost: 150 FEN Token Gold + 54 PED
- Quantity Available: 300
- Max Value: 54 PED (431 Uses)
- Efficiency: 86.45
- Max Damage: 420 Burn (90% over 10s)
- Cooldown: 11.25s
Armor Plating Mark.8A FEN Edition (L)
- Cost: 150 FEN Token Gold + 55 PED
- Quantity Available: 1000
- Max Value: 55 PED
- Durability: 15000
- Equip Effect: 2% Damage Block Chance
- Protection Impact: 15
- Protection Cut: 15
- Protection Stab: 15
- Protection Burn: 5
Hyperstim FEN Edition
- Cost: 25 FEN Token Gold + 1 PED
- Quantity Available: 5000
- Duration: 5400s (90 mins)
- Increased Run Speed: 15%
- Increased Reload Speed: 15%
DevaStim FEN Edition
- Cost: 25 FEN Token Gold + 1 PED
- Quantity Available: 5000
- Duration: 5400s (90 mins)
- Increased Critical Damage: 60%
AccuStim FEN Edition
- Cost: 25 FEN Token Gold + 1 PED
- Quantity Available: 5000
- Duration: 5400s (90 mins)
- Increased Critical Chance: 4%
NutriStim FEN Edition
- Cost: 25 FEN Token Gold + 1 PED
- Quantity Available: 5000
- Duration: 5400s (90 mins)
- Increased Regeneration: 150%
- Increased Health: 30
- Decreased Critical Damage: 30%
MediStim FEN Edition
- Cost: 25 FEN Token Gold + 1 PED
- Quantity Available: 5000
- Duration: 90s
- Heal per second : 150
FEN Token Platinum Items
Adjusted Fast Aid Pack FEN Edition
- Cost: 1000 FEN Token Platinum + 230 PED
- Quantity Available: 8
- Max Value: 230 PED
- Heal per Use: 56
- Uses per minute: 28.01
- Heal per PEC: 37.33
Modified Fast Aid Pack FEN Edition
- Cost: 6000 FEN Token Platinum + 330 PED
- Quantity Available: 3
- Max Value: 330 PED
- Heal per Use: 180
- Uses per minute: 27.52
- Heal per PEC: 105.88
ArMatrix SB-10 FEN Edition
- Cost: 250 FEN Token Platinum + 25 PED
- Quantity Available: 15
- Max Value: 25 PED
- Efficiency: 72.40
- Max Damage: 22.5
- Uses per minute: 76.02
- Damage per PEC: 4.2386
- Damage per second: 28.51
Armatrix BP-20 FEN Edition
- Cost: 500 FEN Token Platinum + 45 PED
- Quantity Available: 15
- Max Value: 45 PED
- Efficiency: 83.20
- Max Damage: 33
- Uses per minute: 75.59
- Damage per PEC: 4.7239
- Damage per second: 41.57
Armatrix LR-40 FEN Edition
- Cost: 750 FEN Token Platinum + 85 PED
- Quantity Available: 10
- Max Value: 85 PED
- Efficiency: 79.80
- Max Damage: 79
- Uses per minute: 48.03
- Damage per PEC: 4.7537
- Damage per second: 63.24
Armatrix LP-70 FEN Edition
- Cost: 1000 FEN Token Platinum + 145 PED
- Quantity Available: 5
- Max Value: 145 PED
- Efficiency: 92.20
- Max Damage: 86.1
- Uses per minute: 72.27
- Damage per PEC: 4.9242
- Damage per second: 103.70
Armatrix BC-120 FEN Edition
- Cost: 2000 FEN Token Platinum + 205 PED
- Quantity Available: 3
- Max Value: 205 PED
- Efficiency: 75.50
- Max Damage: 124.3
- Uses per minute: 60.01
- Damage per PEC: 5.5936
- Damage per second: 124.31
Teleportation Chip II FEN Edition
- Cost: 250 FEN Token Platinum + 140 PED
- Quantity Available: 15
- Max Value: 140 PED
- Range: 1750m
- Upload Time: 12.5s
Teleportation Chip IV FEN Edition
- Cost: 500 FEN Token Platinum + 172 PED
- Quantity Available: 10
- Max Value: 172 PED
- Range: 5300m
- Upload Time: 10.1s
Arsonistic Chip IV FEN Edition
- Cost: 1500 FEN Token Platinum + 54 PED
- Quantity Available: 15
- Max Value: 54 PED
- Efficiency: 86.45
- Max Damage: 420 Burn (90% over 10s)
- Cooldown: 11.25s
Angel Armor FEN Edition
- Cost: 3500 FEN Token Platinum + 363 PED
- Quantity Available: 8
- Max Value (Set): 363 PED
- Durability: 5500
- Set Bonus (7 parts): 15% Increased Evade/Dodge/Trauma Mitigation
- Protection Impact: 35
- Protection Cut: 35
- Protection Stab: 35
- Protection Burn: 20
- Protection Penetration: 20
***Note*** Purchase a FEN Armor Token from the FEN Token Trader, then contact Support to exchange the token for a set of Angel Armor FEN Edition (M/F as desired).
Known Issues (to be corrected in the upcoming patch)
- FEN Tokens cannot be placed on the auction.
- Duplicate DevaStim FEN Edition entry in the FEN Token Trader.
- MediStim FEN Edition missing from FEN Token Trader.
2018-10-05 17:50
Dev Notes #19 - Item Dropping Changes
The recent VU 15.18.0 release notes included the following:
It is now only possible to drop items in your own estates
This change sparked a lot of discussion in community channels, along with much speculation (some of it wild yet entertaining) as to the reasons for the change.
The main purpose of removing the ability of dropping items on the ground in "public" places was to improve performance. Having a large number of low-value items scattered across busy servers was negatively impacting performance for everyone on the server. On some busy servers the effect of "item art" and random litter was very detrimental to performance.
Another concern was security, since we receive quite a few support cases each month where participants (especially new ones) inadvertently drop items on the ground (despite the warning dialog).
We are of course open to creating exceptions for special cases where placing items in the universe is desirable and unlikely to be abused, and we welcome your feedback.
2018-09-25 15:53
Kind regards,
Letter from the CEO
When I was announced as the new CEO of MindArk I stated that one of my priorities would be improved communication between MindArk and the community. As you may have noticed, there has not yet been so much communication from my side. The main reason is that I did not want to announce new ideas and plans without first engaging with the employees at MindArk. It is important that everyone within the company steer in the same direction and look towards the future with enthusiasm. In the eight months since being appointed as CEO, I have met intensively with the various MindArk departments to solicit suggestions on the best way forward, as well on refining the near and long-term vision for Entropia Universe. We now have a solid plan in place to implement that vision.
I realized the incredible potential of Entropia Universe immediately upon creating my avatar and logging in for the first time. It has now become my job to ensure that MindArk achieves that potential. There are many things that we can improve in Entropia Universe, including the relationship and communication with the community. There are many different communication channels where we plan to be more active, including community forums, Discord, and possibly Reddit.
2017 in Retrospect
Before looking ahead to the future, let's review some of the things accomplished during 2017. In terms of content we are always working to expand storylines, missions and events and 2017 was no exception. Last year's Merry Mayhem event featured the first implementation of a new event system that is more integrated into the client and accommodates new event formats.
With Loot 2.0 we revamped the hunting loot formula in order to achieve a more flexible, balanced, and rewarding system. Those changes have led to significantly improved loot returns for the vast majority of players and an overall better loot balance. Further improvements to the loot system have been ongoing since the initial implementation of Loot 2.0.
During the second half of the year some of our participants experienced serious lag issues. While the issue itself was not an isolated one with a single cause, a complete review of the engine was made. In addition to fixing the issue, several improvements were made to other systems which made the core server infrastructure more robust as a result. This work has been continuing throughout 2018, with the aim of performing a similar overview and optimization of the client to ensure that Entropia becomes more stable and smooth-running.
2018 and Beyond
For the remainder of 2018 and into the early part of 2019, MindArk will be primarily focused on improving existing Entropia Universe systems and content.
This does not mean that no new content will be added or that no new events will be implemented, however it does mean that there will be a few selected areas that will receive the bulk of our attention. One of these focus areas will be system interaction, modernizing some of the legacy systems we have today, and upgrading others to conform to industry standards. These efforts will improve avatar interaction with the universe and feel much more engaging. Some of you may have noticed that we are inviting a group of participants to MindArk headquarters to help test and provide feedback for some of the upcoming improvements to the client camera system. These changes are something we believe will benefit newcomers and veterans alike.
A similar overhaul will be performed for the various user interfaces, where the aim is to create a more visually appealing, unified and responsive experience. This will be an iterative process to ensure that we are moving in the right direction.
Moving forward, I will share periodic Development Manifestos like this one on the Entropia Universe Buzz page to keep the community informed of MindArk's design philosophies, decision-making process, future plans, and more.
Finally, I am planning to do an AMA (Ask Me Anything) sometime in the near future, either on the Entropia Universe subreddit or on PlanetCalypsoForum.com. More detailed info to come soon!
Kind regards,
Henrik Nel
CEO, MindArk PE AB
2018-11-16 14:41
ComPet Announcement
Late in 2017, MindArk performed a major overhaul and update to ComPet with the goal of improving conversion and retention of new players. After this overhaul was implemented and refined, a comprehensive marketing campaign was initiated early in 2018. Analysis of that marketing campaign and the resulting conversion rates indicated that the current model was not sustainable. The marketing analysis was conducted by a leading mobile marketing firm.
As such, the MindArk Board of Directors has decided to suspend any further development or marketing of ComPet, and is exploring options for potential development and/or publishing partnerships with established mobile game organizations.
In order to minimize the impact of the decision to suspend development of ComPet, MindArk is offering ComPet Deed holders the ability to exchange ComPet Deeds for Arkadia Moon Deeds at a ratio of five ComPet Deeds for two Arkadia Moon Deed. The upcoming release will place two different NPC:s on Planet Calypso which will handle the transfer, one in Port Atlantis Mall Teleporter and one in Twin Peaks. The NPC:s will be available until December.
Update; The transfer NPC has been relocated to Celeste Harbour on Planet Arkadia, location [29820, 10165].
Best regards,
Henrik Nel
CEO MindArk
2018-09-06 13:22
MindArk Test Workshop
Would you like to visit the MindArk offices and help test a new camera system for the Entropia Universe client?
MindArk is hosting a special testing workshop at its offices in Gothenburg, Sweden on October 12, 2018. The purpose of the test is to gain valuable feedback from both new and veteran Entropians to put the final touches on the new camera system.
The workshop will include a tour of the MindArk offices and a complimentary lunch with several MindArk staff. Selected participants will also be reimbursed for one night hotel accommodation in Gothenburg (up to 1500 SEK).
Interested parties should complete the following application before September 16th, 2018. Up to eight participants will be selected from the pool of applicants to offer a range of opinions from a cross-section of the Entropia Universe community. Selected applicants will be contacted via email around September 21, 2018 to confirm their participation in the workshop.
2018-08-22 12:46
22 August 2018
The Arkadia team are proud to announce the launch of Arkadia Moon.
Make sure you don't miss out on the surge of activity this week as Entropian's from all over the universe rushes to explore and discover the first hidden secrets on this new moon.
Featuring cities to explore, hidden caverns, vast areas for mining, new creatures and more the new moon is still open for all Entropian's to invest in. Get hold of some Arkadia Moon Deeds from the Entropia Universe Web Shop while they are still available.
Your journey into a new part of the Arkadia story is about to begin…
Arkadia Moon Deeds
There has never been a better time to purchase deeds than now! Claim your stake in the revenue generated by the Arkadia Moon today and get in at launch by purchasing Arkadia Moon Deeds from the Entropia Universe Web Shop.
Future Development
A number of future expansions are already planned and are in development. In the next phase of the moon, we will release a collection of missions dedicated to one of the Arkadia factions. With this a new storyline will unfold.
The Smuggler faction will also get a new branch of missions, to delve deeper into the underworld of smuggling items between Arkadia and Arkadia Moon.
The IFN (Imperial Federal Navy) faction will in turn be called upon to secure Arkadia Moon and restrict the activities of the Smugglers and other unknown forces.
Miners and crafters – we also have something in store for you in the next update of the moon.
Prepare yourselves. Exciting times ahead.
See you on the Moon!
2018-06-20 16:27
About Entropia Pocket
Gold Card Announcement
The time has come for the venerable Gold Card Security system to be phased out.
As mentioned in the 2016 State of the Universe Address, MindArk has been planning for some time to eventually phase out the Gold Card Security system.
Support for the Gold Card Security system will officially end on September 30, 2018.
MindArk considers account security one of its highest priorities. As such, we are announcing this change well in advance so that Entropia Universe participants have ample time to migrate over to the Entropia Pocket solution before the September 30th deadline.
About Entropia Pocket
If you have not yet upgraded to Entropia Pocket, now is a good time to do so. Entropia Pocket is available for free for both iOS and Android devices and offers secure Two-Factor Authentication (2FA) system for your Entropia Universe account.
Entropia Pocket will generate a unique code every 30 seconds that can be used to securely log into one's Entropia Universe account, providing optimal security and peace of mind.
Security systems similar to Entropia Pocket are used by numerous online banks around the world. We believe that your Entropia Universe account deserves the same state-of-the-art security as your real-world bank so we offer Entropia Pocket to all participants, free of charge!
Entropia Pocket is an invaluable companion for every EU adventurer, providing real-time information about system updates, in-game events and news. We also recommend that you accept notifications as we will utilize this system to notify you of important announcements such as Developer Notes and Support information.
Read more about Entropia Pocket on the Account Security Pages.


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[KvD] Card/Board game?
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Topic: [KvD] Card/Board game? (Read 975 times)
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[KvD] Card/Board game?
April 28, 2007, 09:35:02 AM »
Just a couple thoughts on my next endeavor ...
The concept:
KvD (to be disclosed later); a board game where "collectible card decks" are used as the conflict resolution and the board is used as a resource generator/strategy piece. The basic game concept is to collect resources that allow you to use your card deck via battles fought on the board whereby the board could possibly help/hinder the battle or be a stage for a certain task required to win the game.
The goal:
The goal, in a basic game, would be to dominate the board (kill everything
capture all enemy resource centers) or to capture an enemy base, or accomplish a task in some other, mechanics-generated scenario.
The mechanics:
The resource in this particular game world is human souls (KvD is the typical good v evil saga). One faction can use souls directly (but have a higher face value cost per use) and the other faction must convert the souls into something before using them (but have a lower face value of that something per card use).
The game would be played something like this:
The board is assembled (using the Scoundrels style board - see my other post), resources placed randomly (and upside down). Players would start at a "base" and move out to capture the resource centers. Moving would consist of either rolled Movement Points (ala Scoundrels) or would use souls (each side would be given a base allotment to be used to move their first few turns). After capturing a resource center (or two, three, etc.) the centers would be turned face-side up to reveal their worth.
Each center would generate x resources per player-turn (in other words, every turn for every player would generate this base value) but if the center's designated number was rolled it would generate x+y (i.e. if Player A held the center and Player C rolled it's number it would then generate x+y - think Settlers of Catan).
These resources would then allow the players to (move, possibly, see above) use their card decks to attack/defend/capture other players/resource centers/bases.
The game would be played such that losing players would forefit x number of cards from their deck to the opposing side. The opposing side could then use these cards as "minions" to attack players of their own faction or the opposing faction. When attacking their own faction (in some custom scenario) the minions would be worht face value. When attacking opposing faction the "minions" would be worth some fraction of face value. A quick word about attacking one's own faction - it would be rare and custom scenario oriented. The game itself on a normal setup could be played with multiple players but there would only be two factions. Players of the same faction would play cooperatively.
The strength of the deck would be modified through play and/or collecting better cards. The decks would be limited in the number of cards included and could be tailored before each game - from the basic game set or the players own collection - depending on the scenario at hand.
The self-commentary/concerns/ideas:
Just some rough ideas here but
like my story for KvD (I know I haven't spilled the beans yet but it's unique if nothing else,
I think
) and kinda like the idea of a board/card hybrid.
The basic beginners set would come with the basic board tiles and some generic cars so anyone could sit down and play the game with little or no experience and with the pieces included in the basic game. However, for those who would like to "go to the next level' they could start their own decks, etc.
My biggest concern right now is the viability of the board. Is it really necessary in this current, rough, rough state. If not how do I make it necessary and more importantly fun?
The next concern is the creation of the cards themselvs - while the idea is intriuging the labor involved in creating cards is almost overwhelming. What would you all think of some kind of mechanic so that players themselves could create their own cards? Would that be fun or boring?
Speaking of fun does this game sound fun to anyone?
The basic premise here is a tabletop version of a computer real time strategy game like Command and Conquer, Warhammer 40k, WarCraft, etc. but the battles are played out using cards modified by the board itself (i.e. one tile might be strong to K and weak to D, or all attacks hindered/bossted, etc.).
Any just a few first thoughts here.
Really ought to get back and finish off the Privateers expansion to Scoundrels. Lol.
John K.
Seven Systems Legacy
big robots in space ...
Posts: 462
Re: [KvD] Card/Board game?
Reply #1 on:
April 29, 2007, 11:46:58 AM »
I haven't read all your posts about this game, but a general answer to your question:
"The next concern is the creation of the cards themselvs - while the idea is intriuging the labor involved in creating cards is almost overwhelming. What would you all think of some kind of mechanic so that players themselves could create their own cards? Would that be fun or boring?"
If the labor involved, as you say, is overwhelming, it probably won't be fun for most players. You would be targeting a very small market - many of whom would probably be board game designers.
Ron Edwards
Global Moderator
Posts: 16490
Re: [KvD] Card/Board game?
Reply #2 on:
April 29, 2007, 04:20:12 PM »
Correct me if I'm wrong ... my impression is that he's concerned about
of the cards, from a publishing standpoint. If I'm right, then ...
1. Your concern about the physical production of the cards should be secondary to your procedural design of the game. You can even use 3 x 5 cards for now, as you get the game's functions into order. Later, you can make a PDF of the cards with their rules that people can print and cut out for use. Then, and only then, you will discover whether producing higher-end cards and aggressively marketing the game is a good idea.
2. If and when you do get to that point, then please post in the Publishing forum, where a lot of people with a lot of experience in designing, printing, and selling card-based games will be glad to help you.
Best, Ron
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News Articles
Continued improvements and impressive results for St. Peterâs CofE Academy students
50% of St. Peter's students have gained both English and Mathematics at or above the new Grade 4 Level this year. Grade 4 is the equivalent of a 'C' Grade, so this represents a significant increase on our A*-C results last year. Our students have also achieved very strong EBacc qualification figures, which are expected to be amongst the highest in the City.
25 of the 30 subjects taught, either increased their 2016 A*-C pass-rate or maintained their 100% success at A*-C. Subjects which performed particularly well included English, Biology, Chemistry, Physics, Geography, History, Sociology, Performing Arts, Health and Social Care and Child Development. Improvements were also seen in Maths, Core and Additional Science, French, Spanish, Religious Studies, Computer Science, Business Studies and ICT.
Principal, Michael Astley reflected, "Taking into consideration the changes to the grading and more challenging expectations in English and mathematics this year, I am absolutely delighted. It was important to continue the momentum of improved results last year and I am proud that the students have accomplished this, through their effort and commitment".
"Our conscientious staff have given everything to help the students achieve these results and over the past years have developed wonderful relationships with students and their families to prepare them not only for the examinations, but the rest of their lives".
Click here to see images of our students receiving their results.


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This article talks specifically about User Unterface (UI), User Experince (UX) and Visual Designers but can reach outside into other areas of design as well.
1. A freelance designer's reputation depends on delivering great designs.
A freelancer depends on their reputation and great work to get more work. That is a huge motivator to always deliver a fantastic final product. Full time designers often get comfortable or even disinterested in their position creating a situation for subpar "just good enough to get by" design work. Who would you rather have working on your next design project? (www.flavcreative.com)
2. FREELANCE DESIGNERS are much more affordable and require little to no overhead.
One of the biggest variables in business is expenses. An experienced freelance designer will be able to provide an accurate upfront estimate on a project based on the scope provided by the client. This ensures you are paying only for the services provided. With a full-time employee you have enormous overhead and are committed to paying for their downtime, benefits, healthcare and severance package if they are let go. That all adds up to a huge monetary advantage in favor of the freelance designer.
3. You can hire a freelance designer with specific skill sets tailored the project.
Different projects require different skill sets. You might have a project for an automotive client and at the same time one for baby diapers (I say this because my wife is obsessed with diapers lately because of our new baby) which would require two different design skill sets. Or an internal data driven application design vs a consumer facing website design. With a full time designer you are stuck with their range of design ability to match all these different design senerios. With a freelance designer you could hire as many designers and match up their specific abilities to the specific projects getting far better results.
4. A freelancer will be working with multiple clients at any given time giving them greater experience and allowing them to offer you a fresh perspective to your project.
Freelance designers most often work with multiple clients and projects at a time giving them a wide range of design flexibility, expertise and experience. Often full time employees work on a single brand or in the case of an ad agency maybe a few brands. This repetition is not a good situation for creativity, and often full time designers fall into a rut. In the end the work suffers and design projects end up mediocre at best.
5. Eliminate the lengthy process of hiring and firing full time employees.
Hiring a full time employee can be a lengthy laborious process. Chances are if you need to hire someone that means you are busy giving you even less time to go through the hiring process. With a freelance designer you can be set up and working on the project in a matter of days. An experienced freelance designer will be able to work seamlessly with your existing full time team. When the project is over the freelancer is finished and you are done paying for their services. In the event the freelance designer isn't up to standards they can be easily let go. If a full time employee isn't working out there is a lengthy process often involving extensive documentation and possible legal ramifications.
6. A freelancer will be able to deliver the best product without being caught up in interoffice politics.
This is one that people don't think about in favor of the freelance designer. Every office has politics and who better to do a great job than someone who is immune to them. The freelance designers goal should be to delve the best possible finished product. A full time employee often has to navigate tricky interoffice politics that can really end up hurting the final product.


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Having been a part of T3 Design from the beginning, Leslie Prokop touched many of us with her generosity, heart, and courage. Her commitment to volunteer work also had a lasting impact on the local community. She was a longtime volunteer and supporter of the Main Street Child Development Center, where the children and families there became a part of her family.
The Leslie Prokop Fund has been established to continue the gift of giving that was so much a part of Leslie's life. This fund will help support the Main Street Child Development Center in her memory.
To donate:


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Appointed at summer Board meeting
The American Forest & Paper Association (AF&PA) announced the election of Resolute Forest Products President and CEO, Yves Laflamme and Sonoco Products Company President and CEO, Robert Tiedeto, to serve on its Board of Directors. The election took place during the summer board meeting on 28th June.
AF&PA President and CEO, Donna Harman, said, "Yves Laflamme and Robert Tiede bring deep industry experience and valuable leadership to the table as we work to advance the paper and wood products industry's top advocacy priorities. We are one of the largest manufacturing sectors in the nation – eager to innovate and invest in the future with the help of common sense public policy, including regulatory reform, free and fair trade and efficient transportation measures. Together, we will put our companies' compelling story and its needs before the administration, Congress and decision makers at the federal and state levels so they can take the action necessary to help us grow the economy and create American manufacturing jobs."
Laflamme fills the seat left by the retirement of Resolute President and CEO, Richard Garneau and Tiede fills the seat left by the retirement of Sonoco President and CEO, M. Jack Sanders. The AF&PA Board of Directors consists of 23 top industry leaders who represent a broad spectrum of companies in the paper and wood products manufacturing sector.


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The field staff will be heading back out to Gaithersburg farm to finish planting sweet potatoes, garlic, and white potatoes. We are sure lucky to have a satellite location to plant all these long term crops!!
Back to All Events
Earlier Event: May 7Ward 8 Farmer's Market!!
Later Event: May 14Grand Opening of Fort Stanton Farm RESCHEDULED!!


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Crystals & Healing. How?
How many of you have discovered the power of crystals already? I posted a photo on my IG stories yesterday showing one of the many ways in which I use my crystals to heal, and immediately received dozens of questions from you guys. Therefore, I've decided to answer them here! Crystals came into my life 7 years ago when my mom and I began designing jewelry while I was still in college, but it wasn't until two years ago that I truly connected with my stones. I have over 20 crystals. Some were gifts from people very dear to me, others I've collected from the trips I embarked on for the blog. Auroville (India), Salar de Uyuni (Bolivia), Ubud (Bali), Cusco (Peru), Thailand....Wherever the energy speaks to me, I make sure I get a crystal. The first thing I do with my crystals is clean their energy and activate my intention and connection to them. Below are some easy steps. And, in case you wonder, my favorite stones are these:
- Rose quartz: the heart stone. It opens your heart to acceptance and love. Especially, self-love and forgiveness. I place this one on my heart or third eye when I lay in bed. Usually for 30 minutes. I also have it on my nightstand to calm my dreams.
- Clear quartz: most powerful stone. It has a colorful world of its own and cleanses all your chakras. It removes negativity and stabilizes your emotions and soul. I wear this one on rings and necklaces.
- Aquamarine: the stone of the sea. It calms and soothes and inspires you to seek truth and let go. It embodies all things connected to the sea and protects those who travel long distances. Strongest stone for healing throat chakra and cleansing respiratory tracks.
- Amethyst: the stone of the artist. A great stone for opening the crown chakra. It helps you find focus and amplifies your creative elements. Whether you are a writer, singer, painter, sculptor, or creator in any way, this is your to-go stone. I carry mine as a ring, or in my purse and take it out every time I need to reconnect. I place it on the palm of my hand during my mediations.
- Turquoise: oldest stone in man's history. The stone of protection. It attracts happiness and good fortune, and cleans negative energy from your environment. I use this stone as a ring and wear it 24/7.
They way in which I clean my crystals is by rinsing them with cold water (for about 30 seconds under running cold water) or by putting them in a bowl of water with some lavender and roses for about 10-30 minutes. Then, I burn sage or palo santo and move the palo santo or sage around the crystal in circles repeating my intentions. "I clear this crystal of all negative energy with the help of the four elements of nature". Then, I place it on my left palm, close it tightly, and activate it by saying "I dedicate the healing energy of this crystal for..... (whatever you wish to heal, let go, feel, etc...)". I finish the cleanse by leaving my crystals for a few hours under the sun, or the moon (if it's full moon night). That's it! Simple, beautiful and powerful!


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Mission Zero Volunteers
Sheridan Student Union
Volunteering Opportunities: Year round
Location of Event: Davis, HMC and Trafalgar
Description of Volunteer Opportunity:
Throughout each term, volunteer days and times are flexible to your schedule and will be ongoing throughout each year. You will need to volunteer for a minimum of 12 hours throughout each term to qualify for a CCR.
Students from all programs and faculties are welcome, we are looking for a variety of talent!
To Get Involved, contact: firstname.lastname@example.com
As a Mission Zero (MZ) Volunteer, you will assist the Office for Sustainability (OfS) with the promotion of the sustainability initiatives, the implementation of the community engagement events at Sheridan, and be involved in a variety of outreach activities and supporting events throughout each semester. Working with a team, not only will you have fun in meeting new people and making a difference at your campus, you will also be able to log down the volunteer hours that will be counted towards your Co-Curricular Record (CCR).
The Mission Zero (MZ) initiative is led by the Office for Sustainability and it includes two key strategies, the energy and climate master plan and the Zero Waste (ZW) initiative. Our goals are to reduce the energy and GHG emissions by 50% and eliminate all the landfill waste by 2020. We need everyone's support to build a green campus. On our Zero Waste initiative, we have already achieved some significant improvements in waste reduction and diversion since the rollout of the Zero Waste bins across the campus. We need to promote the ZW program to get everyone's support!
If you are interested in helping out, you can sign up to be a volunteer on our website. Make sure to keep updated on our events by checking your email, and our Mission Zero Facebook and Twitter. Volunteer days and times are flexible to your schedule, and are ongoing year-round.
We look forward to hearing from you!


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Rupee steady at 50.07/08 in early trade1 min read . Updated: 01 Dec 2008, 12:04 PM IST
Rupee steady at 50.07/08 in early trade
Rupee steady at 50.07/08 in early trade
Mumbai: The Indian rupee was quoted steady at 50.07/08 against the dollar in early trade after the equity markets surged raising expectations of capital inflows.
In an otherwise quiet trade at the Interbank Foreign Exchange (Forex) market, the domestic currency resumed weak at 50.18/20 a dollar from its last close of 50.07/08.
But in late morning deals, the rupee bounced to 50.07/08 a dollar.
Forex dealers said the rupee drew support from a fresh surge in stocks raising hopes of some capital inflows.
They said slack demand for dollars from importers in the light of sliding global crude oil prices also aided the rupee sentiment.
Oil prices were down at $53.55 a barrel in Asian trade this morning.
Indian benchmark Sensex was quoted higher by 200 points in early trade.


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Don't be a competent clone: David Mitchell's writing advice
In a recent interview, Mitchell gave some awesome advice for young writers. He wanted to be a writer in order to "do to other people what [his] favorite authors had done to me."
A few parts really stood out for me:
"Send the thing out and forget it. Quickly get to work on the next thing. Don't sit by the phone or watch your email. Don't hope. You've done a big thing by finishing something. Spend all the energy on possible despair. Avert that possible despair. Transfer the despair to the next manuscript. Right away, like the next day."
If you don't want to write a realist novel, that's not who or what you are. Work out the kind of novel you want to write, that you're best suited for and do that one instead. It's likelier to be more interesting. It might be awful but it won't be a clone. Better to be brilliantly bad with your first novel than competently clone-like.
Things that are your obstacles often turn out not to be. Things you think are stopping you from writing, these distractions, can feed into your work in positive ways. You just may not know it yet. Things you don't want to discuss—your scars, your shadows, your psychological baggage from childhood. It's useful. It's therapeutic to deploy them. You kind of win by using them. You can give them a right to exist but actually give them a job to do as an informant about reality, about language, about the human heart.


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Sam Mendes delivered an incredibly solid James Bond film with 2012's Skyfall and was thankfully talked into returning to the director's chair for the upcoming followup Spectre. Spectre is currently still in production and is wrapping things up on its way to a November 6th release date. Daniel Craig is returning as James Bond and will face off against Christoph Waltz as a character named Franz Oberhauser.
Mendes has spoken publicly before about the tiring nature of making films like these and has been a long time fan of theater and the live environment. In a recent interview with BBC News, Mendes spoke about his experiences with these films and stated that he would not return to direct any more Bond outings after the 24th. He is quoted as saying "This is a bigger movie than Skyfall. It's shot in more places - we were in Mexico City and Tangiers and northern Sahara and Rome and the Alps and London. It's been an enormous undertaking" which sounds exhausting on its own but his is exacerbated by the accelerated production Spectre has been undergoing.
While this is sad news, one can't blame Mendes and should rather thank him for delivering one solid film and another that looks to keep the trend alive. We will know for sure this November and I for one can't wait. The more difficult tasks will be to replace Daniel Craig and establish a tone that is different enough to not be redundant but still pleases audiences. Sound off on your thoughts and check here for future James Bond news.


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a guide to sexual violence by Paisley Groce on Prezi
https://prezi.com/9dk8xegk_-r2/a-guide-to-sexual-violence/What is sexual violence. Sexual violence is an act of violence committed against
someone's will, using sex for power. Man on Woman Woman on Man Man on ...
EIPS - The Age Of Consent - Ian Paisley
www.ianpaisley.org/article.asp?ArtKey=consent11 Jan 2001 ... Sir, The enforcement of the Parliament Act to lower the age of homosexual
consent appears completely to disregard the advice of the gathered, ...
STATE v. PAISLEY | Leagle.com
www.leagle.com/decision/...1983/STATE%20v.%20PAISLEYDefendant was arrested on January 17, 1982, and charged by information with
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Fuel laundering and smuggling in Northern Ireland: third report of ... - Google Books Result
Great Britain: Parliament: House of Commons: Northern Ireland Affairs Committee, GreatBritainParliament: House of Commons - 2012 - Business & Economics
Q228 Ian Paisley: You will know that a really nasty Spanish criminal tried to
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Perv Paisley teacher jailed for sex offences (From The Gazette)
www.the-gazette.co.uk/.../537061-perv-paisley-teacher-jailed-for-sex- offences/23 Jun 2015 ... A TEACHER has been jailed for having a sexual relationship with a ... him drunk
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Paisley (OFC) | Archive of Our Own
archiveofourown.org/tags/Paisley%20(OFC)Paisley Loban , a 30 year old reasonably quiet Woman moves to Los Angeles to
... something Paisley is not sure she wants as he has certain "tastes" in what he
likes in a ... Paisley (OFC) · BDSM · Dom/sub · Dubious Consent · Explicit Sexual
Craig Walker Renfrewshire jailed for sexual relationship with pupil
news.stv.tv/.../1323385-craig-walker-renfrewshire-jailed-for-sexual- relationship-with-pupil/22 Jun 2015 ... Paisley Sheriff Court heard how Walker took the teenager to his home in the town
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Ian Paisley Jr: Same-sex marriage is a significantly damaging ...
www.pinknews.co.uk/.../ian-paisley-jr-same-sex-marriage-is-a-significantly- damaging-change-to-society/27 May 2013 ... Ian Paisley Jr told a Christian television channel that same-sex ... the age of
consent for sexual relations – again, that's an attack on society.
Ian Paisley - Wikipedia, the free encyclopedia
https://en.wikipedia.org/wiki/Ian_PaisleyIan Richard Kyle Paisley, Baron Bannside, PC (6 April 1926 – 12 September
2014) was a ... In 2007, following the St Andrews Agreement, the DUP finally
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https://www.theyworkforyou.com/mp/.../paisley_and.../divisions?...On 22 Jun 1998: Douglas Alexander voted to reduce the age of consent for
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User Experience Executive
— Top UK Charity
- Work for one of the UK's most cherished charitable organisations.
- Enjoy great benefits such as flexible working, generous holiday allowance and a fantastic pension.
- A fixed term contract of 7 months is on offer, with good potential to extend.
We're looking for UX specialists to join one of the UK's most cherished brands. This role is full time, 5 days a week but there is the option to work 4 days if necessary. Initially a 7 month contract on offer but very good chance of extending.
What you'll be doing
Joining the UX and content department you'll work alongside a dedicated team of UX designers, researchers and content specialists. This role will focus on delivering a user centred experience across their main public facing website and mobile app.
As an organisation they've been going for more than 120 years; across that time their members have grown in number (to over 5.5 million today) and changed how they interact with the brand online. This role is the chance to work for a genuinely good cause and get under the skin of a rich and diverse user base.
You'll help to improve key journeys across educational / informational content pages, members areas / accounts pages and even eCommerce touchpoints.
What experience you'll need to apply
- Previous experience within a UX role.
- Have worked with content heavy websites or applications.
- Able to create low fidelity wireframes.
- Exceptional communication skills, comfortable working with those from marketing, UX and content / editorial writing.
- Exposure to agile project management principles.
What you'll get in return for your experience
In return for your experience you'll enjoy flexible working, customer discounts and membership perks, generous annual leave (with the option to buy more), a hard to beat pension scheme (matched up to 10%) along with many other great benefits.
What's next?
To be considered please apply with an up to date CV and any supporting case studies that show your research and UX design capabilities.
This job has now been filled but you may be interested in:
5th Aug
Digital Designer
— Wonderful not for profit brandLocation:SwindonSalary:£32k-£35kJoin an in-house content/design studio Amazing office space Exciting creative environment I'm looking for a Digital Designer to join an established not for profit brand in the heart of Swindon. Joining the in-house content & design studio, you'll be responsible for delivering creative solutions for the business's digital touchpoints and ensuring all design work is modern and in line with current design trends. What you'll be doing You'll come on board as a member of the internal design studio, which sits as part of the wider content marketing team. Working closely with the Head of Content Marketing, you'll be tasked with delivering engaging digital designs for web, campaigns & social channels to name a few. It goes without saying that you'll have your finger on the pulse with current design trends and be no stranger working with brand guidelines. There will also be elements of interaction design and animation with this role, as you'll also be crafting GIF's, infographics and digital assets for video. This is a really nice varied role for a digital designer looking to join a business with genuine career development opportunities and outstanding benefits. (Some occasional travel may be required as part of this role). What experience you'll need to apply Experience within a similar Digital Design role. Good understanding of digital design principles. A portfolio with examples across digital asset creation, web & social. Fluent with Adobe Creative Cloud. Knowledge of Premiere Pro & After Effects would be a bonus. Aware of the latest digital design trends. Thrive on collaboration. Have an understanding of HTML & CSS. What you'll get in return for your experience As well as joining a wonderful brand you'll receive a salary circa £32k-£35k, 25 days holiday, retail discounts, training & development and company pension scheme. What's next? Sound good? Apply today with your CV and portfolio.
1st Aug
Investment Content Writer
— Highly-respected FS business.Location:BristolSalary:CompetitiveKey role within a talented content team. Thriving organization at the cutting-edge of financial services. Excellent culture and development opportunities. A forward-thinking financial services business is on the hunt for a commercially-astute wordsmith, with an excellent understanding of the wealth management landscape. You'll be tasked with producing engaging content on the ways in which their customers can save and invest with confidence. What you'll be doing Sitting within the content team, you'll work on the share research function, taking ownership of a portfolio of companies on which you'll provide clients with expert insight. You'll bring this to life through articles and campaigns, writing content about individual shares, but on also markets and investment in general – in short, anything that might interest clients and help them to make more of their money. Since this business' opinion and comment is highly-respected and sought after by the financial media, you'll also work on composing press releases and dealing with ad hoc journalist queries. Over time, it's expected that you will be instrumental in shaping how this organization uses content in the future, using your initiative, investment know-how and writing skills to come up with new ideas and implement them. What experience you'll need to apply Good understanding of the financial services industry. In-depth knowledge of the UK stock market, keeping up to date with current news and trends. Experience of working closely with shares, funds or other investment products. Excellent writing and communication skills. Ability to write grammatically correct, error-free and engaging copy. Ability to explain complex concepts concisely, and in plain English. Understanding the needs of a variety of target audiences. Ability to effectively manage your own workload and perform under pressure. What you'll get in return for your experience A generous salary in line with your experience, alongside a stream of company benefits. Enquire for more information. What's next?Send through your CV and get in touch with Rina to learn more.
16th Aug
Junior Digital Creative
— World Class BrandLocation:WiltshireSalary:DOEDesign and execute nationwide campaigns. Be part of a truly market leading creative department. Enjoy a good salary, flexible working and generous holiday. We're looking for a Junior Digital Creative to join a leading creative studio in Wiltshire. This role sits within the internal marketing agency and will produce a wide range of creative campaigns for the business. What you'll be doing Reporting into the Digital Creative Head you will work closely with a talented team of designers, copywriters and content strategists to deliver digital campaigns to a nationwide customer base. Embedded within the internal marketing agency and with a close relationship to data and analytics the Junior Digital Creative will develop Global campaigns for nationwide market execution across web, digital advertising, social, CRM and retail. Working with a big name brand means well-defined guidelines but you will be expected to push both the creative and technical boundaries of digital campaign, knowing how to get the most out of the brand and always pushing for innovation. You'll need some knowledge or user centred design and UX best practice, a broad digital skillset, as well as a drive to develop and grow with a market leading brand. What experience you'll need to apply Some commercial experience in a design role - agency attractive. A portfolio full of digital design solutions – including rationale and your process. Confident within the Adobe Creative Suite (Photoshop, Illustrator). Knowledge of integrated marketing and associated channels. Ideally some understanding of user centred design and UX best practice. Confident working at pace. What you'll get in return for your experience In return for your experience you'll join a world class marketing team and be instrumental in defining the visual language they use for digital campaign work. You'll work in a collaborative and fun environment that offers flexible working, an onsite gym and 27 days holiday + bank holidays.
23rd Aug
Content Designer
— Major Digital TransformationLocation:SwindonType:Salary:Up to £440 p/dayJoin a UK Household name during an exciting period of transformation. Act as a Digital Content Designer within one of the UK's largest Financial Services Companies. Express yourself as a Content Designer out of a state of the art Digital Studio. What youll be doing Writing & creating exciting digital content in an exciting AGILE environment. Working in a fun, collaborative environment during a period of interesting digital change. Producing a full suite of eye-catching and impressive digital content. What experience youll need to apply Extensive experience as a Content Designer across multiple clients. A background in digital, including creating the full suite of content for complex digital products and services. The desire to contribute to the digital transformation of a huge company, by delivering quality content. What you'll get in return for your talents. A highly competitive daily rate is available - advertised at up to £440 p/day but all quotes from suitable candidates will be considered. What's next? Please apply via this advert with your latest CV - if you have a portfolio please include.
8th Jul
Senior UX Researcher
— Formalise User Research For Global Tech BrandLocation:wiltshireSalary:DOEConduct user research for a highly respected technology brand. Collaborate with international UX and design specialists. Enjoy flexible working, generous holiday, company bonus scheme and a fantastic modern working culture. Were looking for a Senior UX Researcher to join an international technology brand in Wiltshire. What youll be doing As a Senior UX Researcher you'll report into the head of UX and support the brands vision for designing and joining up a formal user research process for the business. Currently research is done through a combination of ad hoc guerrilla testing, remote testing and lab based usability trials as well as A/B testing and surveys but does vary from team to team. This role will be sat amongst a wider digital experience team and work with UX designers as well as other researchers. The role will work on the companys main website, their various international marketplaces, social channels and customer facing mobile applications. This role will interact with many teams across the business so stakeholder management will be key; were looking for an out and out user research specialist. The ideal candidate will be someone from a product environment and who has worked at a senior level; someone with hands on user research experience but ultimately someone comfortable leading on process, practice and with the ambition of growing a team. What experience youll need to apply Previous experience at a senior level within a user research role. Evidence of delivering quantitative and qualitative research for digital products and services. Fantastic stakeholder management experience; a good communicator and able to collaborate with a wide variety of skill sets. Comfortable presenting recommendations and delivering reports to senior members of the business. Able to work in a fast paced and fast changing environment. What youll get in return for your experience In return for your experience youll join an exciting business at the bleeding edge of digital and physical technology. Youll be given the scope to help grow a dedicated user research function for the business. Benefits include flexible working, a competitive salary, company bonus and generous holiday. What's next? Please apply with an up to date CV and supporting doc showing user research for digital products and services.


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I just finished uploading this Townhouse for sale, 791 W 15TH AVENUE, Vancouver West, BC
Sunny renovated two bedroom, two bathroom townhome in Fairview. Architecturally stunning living and dining space with 15' vaulted ceilings. Quartz counters and stainless appliances in the kitchen. Tasteful bathrooms with porcelain tile and elegant fixtures. Huge master bedroom, walk-in closet and ensuite bathroom with extensive cabinetry. It is a pleasure to show this immaculate space. Willow Place has been rainscreened and meticulously maintained by its vigilant strata council. VGH, Canada Line, Cambie shops & restaurants are all close at hand. Pets welcome; rentals limited to 2. Two parking stalls included.


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Addressing the pensions sector's challenges
By Gabriel Bernardino, Chairman of the European Insurance and Occupational Pensions Authority (EIOPA)
Demographic changes, aging populations and significantly increasing life expectancy, paired with a challenging economic environment with historically and persistently low interest rates, bring pensions back on the agenda of policymakers and governments in Europe and in most developed and developing countries.
The outlook on the sustainability of pension promises, from state, occupational funds or private savings, is anything but comforting. Recent serious corporate failings showed the impact on the safety of individuals' future retirement income in case of significant underfunding of pension funds.
In 2017 EIOPA carried out a stress test of Institutions for Occupational Retirement Provision (IORPs), assessing the resilience of a representative sample of European pension funds to a severe, yet plausible, 'double hit' market scenario. It was noticeable that the challenging market environment has took its toll on the sector and has put funding positions of Defined Benefit/hybrid IORPs under severe pressure, resulting in substantial shortfalls even under pre-stress conditions. The Defined Contribution IORP sector would experience a drop in asset values in the adverse scenario, reducing the individual accounts of Defined Contribution members and, if the scenario persists, leading to significantly lower future retirement income. Sponsors of over a quarter of IORPs might face severe challenges meeting their obligations, so the pensions sector's vulnerabilities could spill-over to the real economy either through the adverse impact on sponsors and/or on beneficiaries through benefit reductions. Whilst national recovery mechanisms mitigate the short-term effects on financial stability, in the longer-term the burden of restoring the sustainability of pension promises will affect disproportionately younger generations.
Further, the pension sector with its long-term obligations and its matching long-term investment horizon is most affected by risks stemming from unsustainable asset classes and bears a social responsibility to assess Environmental, Social and Governance (ESG) factors. EIOPA sets high expectations on the effective implementation of the IORP II Directive's provisions enhancing the risk management and investment governance with regards to ESG. In the future IORP stress test EIOPA will explore the best way to include risks from investing in 'brown' or stranded assets, as well as risks from climate change. The on-going shift from Defined Benefit to Defined Contribution, accelerated by the low-interest rates and the pressure on sponsors, and supported by recent pension reforms in Europe, shifts the burden on investment decisions and investment risks on members of pension funds. Therefore, the provision of relevant information to members and beneficiaries, together with appropriate governance structures for pension funds, tailored to Defined Contribution structures, are high up in EIOPA's strategic business priorities for 2018.
To find relevant solutions to the challenges European pensions face, one needs to seriously appreciate the different starting points of the European Member States: there are a number of countries that do not have any – or only a few – occupational pension funds, some of the countries have fairly young pension markets and state or occupational pensions rely on employers and employed citizens contributing to the systems, whereas the workforce is increasingly mobile and is more and more characterised by unconventional careers.
That is why EIOPA is convinced that a Pan-European Personal Pension product (PEPP) is a promising legislative initiative, and if successfully implemented it will be a tangible improvement for the European citizen. Personal pension products often have suffered from being perceived as too costly, too in-transparent and too complex to make them a savings option for the majority of consumers, and in particular for those with limited available income to save for future retirement income. PEPP is designed to be a safe, transparent and cost-effective long-term retirement savings product that will offer pensions savers new opportunities to strengthen their future retirement income within a European personal pension framework. It is a powerful tool to encourage personal pension savings for individuals and to enable important long-term investments. The building blocks of PEPP, in particular the standardised elements shall ensure to reap economies of scale and help to increase transparency and consumers' trust. Further, it will provide a level playing field for providers, encourage competition, increase trust among consumers and cater for the European labour market. The PEPP will not replace existing national personal schemes, but will be a complimentary regime alongside national regimes.
The European pensions sector is under pressure to address urgently its challenges and to promote sustainable pension promises. EIOPA believes that a tool set of efficient risk management, improved funding, tailored systems of governance, a proper assessment of sustainable finances – together with the introduction PEPP, will contribute to make European pensions future proof.


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