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Netsmart "HER"
Wonder whether it's "HIPPA" compliant.
News 4/7/17
Top News
23andMe receives approval from the FDA to market its genetic health risk tests for 10 diseases, including celiac, Parkinson's, and late-onset Alzheimer's. The approval – the first for a home DNA test – is no doubt being celebrated by the Google-backed startup, which stopped giving consumers health analysis information in 2013 after an FDA slap on the wrist. The company received approval two years later to disclose a person's carrier status, and has since been largely providing results to consumers seeking answers about their ancestry.
HIStalk Announcements and Requests
This week on HIStalk Practice: The AAFP creates the Center for Diversity and Health Equity to study social determinants of health. The National Governors Association selects seven states to participate in rural health collaborative. MTBC debuts analytics for ACOs. Arizona Connected Care selects referral management tech from Fibroblast. CVS Health awards $1 million to 33 health centers. New report sheds light on physician compensation. American Society of Sleep Medicine studies patient receptiveness to virtual consults. Nancy Gagliano, MD helps readers strategize for MACRA.
April 26 (Wednesday) 1:00 ET. "SSM Integrated Health Technologies Clinical Data Migration: Functional and Technical Considerations." Sponsored by Galen Healthcare Solutions. Presenters: Sandy Winklemann, MHA, RHIA, project manager, SSM Integration Health Technologies; Tyler Mawyer, MHA, managing consultant, Galen Healthcare Solutions; Kavon Kaboli, MPH, senior consultant, Galen Healthcare Solutions. GE Centricity and Meditech to Epic EHR transition. Join us for a complimentary webinar as present the decisions that are important to consider when performing a clinical data migration from the point of view of the healthcare organization program manager, the clinical analyst, and the technical implementation team. Our expert panel will survey data migration considerations, best practices, and lessons learned. The webinar will present a unique client perspective, offering insight into considerations surrounding staffing, clinical mapping, legacy application support, and validation and testing.
Previous webinars are on our YouTube channel. Contact Lorre for information on webinar services.
Acquisitions, Funding, Business, and Stock
PHI protector CloudVault Health closes a $2.6 million Series A funding round led by investors that include Rudish Health Solutions. President Richard Nelli came to CloudVault in 2015 after a two-year stint at Streamline Health.
Data analytics company Intermedix acquires Nashville, TN-based WPC Healthcare, bolstering the predictive analytics division it created in 2015. WPC CEO Ray Guzman will join Intermedix, also based on Nashville, as SVP of strategy.
Predictive analytics investments continue … Boston-based OM1 secures $15 million in a Series A round led by venture capital firm General Catalyst.
TeleTech Holdings – a global company that specializes in the vague (but presumably profitable) business of customer experience and growth – acquires Connextions from OptumHealth for $80 million. Connextions, which offers tech-enabled member acquisition and retention services, will be folded into TeleTech's Customer Management Services division.
Drchrono raises $12 million in a Series A funding round led by Runa Capital.
Efforts to eschew becoming a healthcare company don't stop Alphabet from hiring healthcare tech talent. Job listings for subsidiaries including Sidewalk Labs, Calico, and Verily indicate strong interest (and compensation packages) in computational biologists, robotics experts, and researchers. The Google parent company has already pulled Tom Insel, MD away from heading up the National Institutes of Mental Health, and Jessica Mega, MD from Harvard Medical School.
Redox receives an additional $1 million from the Healthbox-managed Intermountain Healthcare Innovation Fund, bringing its total Series B round to $10 million. The healthcare API vendor took part in the Healthbox Studio Program several years ago, and will now help Intermountain integrate digital health apps with its Cerner system. (Thanks to the reader who reminded me they were on Cerner, not Epic.)
Sinai Hospital (MD) will roll out predictive analytics from PeraHealth this summer.
Appalachian Regional Healthcare (KY) will begin implementing Meditech's Web EHR later this year.
Stuart Long (Monarch Medical Technologies) joins InfoBionic as CEO.
I2I Population Health names Dawn Berg (Assist Consulting Group), Scot McCray (CamCare) (not pictured), and Jay Wilkes (RyMir Consulting) to its sales team. Adam Ackerman (Relatient) joins the company as director of client development.
Medecision hires Donald Casey, Jr. MD (Alvarez & Marsal) as chief clinical affairs officer, and Ian Chuang, MD (Netsmart) as SVP and chief analytics officer.
Erik Phelps (Epic) joins genetic testing and data analysis startup Tempus as EVP and general counsel.
Announcements and Implementations
Sylvester Comprehensive Cancer Center (FL) selects oncology data-sharing technology from Syapse as part of a new precision medicine initiative.
The NJSHINE HIE connects to the Camden Coalition HIE, launched in 2010 by the New Jersey-based Camden Coalition of Healthcare Providers.
Adirondack Health (NY) will equip local public health agencies and their patients with remote monitoring and videoconferencing services with help from Health Recovery Solutions and the Hixny HIE.
Iowa-based Mercy ACO selects Innovaccer's Datashop data warehouse to aggregate health data from 65 participating facilities including ambulatory sites, hospitals, and payers.
Government and Politics
FDA Commissioner nominee Scott Gottlieb, MD pledges to uphold the agency's "gold standard of safety and efficacy" during his confirmation hearing before the Senate HELP Committee. He also stressed that there are ways of modernizing and expediting clinical trials without compromising safety, adding that addressing the opioid crisis and speeding generic drugs to market will be two of his top priorities if confirmed.
Efforts in Missouri to implement an opioid prescription drug monitoring database take one step forward then two steps back when vocal PDMP senatorial holdout Rob Schaaf announces he will finally support a bill authored by proponent Rep. Holly Rehder on the condition that physicians must register on it. The Missouri State Medical Association, however, was quick to tweet its opposition.
Privacy and Security
From DataBreaches.net:
- Behavioral Health Center (ME) discovers that 4,500 records from between 3,000 and 3,500 patients have been stolen and sold on the dark Web.
Research and Innovation
The Washington Post sensationalizes a Mayo Clinic study published in the Journal of Evaluation in Clinical Practice that found 20 percent of patients who asked for a second opinion had been misdiagnosed by PCPs – a result the WaPo author admits is "generally similar to other research on diagnostic error." The retrospective study of 286 patients found the second diagnosis to be "distinctly different" from the first in 62 cases, the same in 36 cases, and partly correct in the remaining 188.
Medable develops Cerebrum, machine-learning technology that aggregates health data from a variety of sources to better power smartphone apps like Apple's HealthKit and CareKit with disease predictions and treatment.
After a recent hospital stay filled with slamming doors and beeping medical equipment, ambient electronic musician Yoko Sen proposes using sound design to reduce alarm fatigue and make hospitals calmer places for patients. She has created a "tranquility area" at Sibley Memorial Hospital (Washington, DC) that offers staff green tea, reclining chairs, soothing music, lavender scents, and projected images. A similar area for patients is under consideration.
@HuffPostComedy urges tweeters to share #AHCASequelTagLines. Legislators seem unlikely to reach any sort of compromise on the rumored resurrection of repeal and replace efforts before they adjourn for a two-week recess.
Sponsor Updates
- Intelligent Medical Objects will exhibit at the Allscripts Northeast Pro ARUG April 7 in Hartford, CT.
- MedData introduces an app to help providers keep better tabs on patients suffering from binge-watching illness.
- The American College of Radiology features National Decision Support Co.'s latest case study, "Homing in on Quality."
- The Atlanta Journal-Constitution recognizes Navicure with its Atlanta Metro Area 2017 Top WorkPlaces Award.
- Netsmart is the first and only behavioral health EHR vendor to achieve ONC 2015 Edition Health IT Module Certification.
- Nordic Consulting presents what employees love most about the company.
- CloudWave will exhibit at the HIMSS New England Conference April 11 in West Lebanon, NH.
- Experian Health will exhibit at the HFMA NorCal Spring event April 12-14 in Sacramento, CA.
- Sutherland Healthcare Solutions publishes "Digital Reinvention in Healthcare: How Lawrence General Re-Engineers Their Patient Experience."
- GE Healthcare adds the CareFinity business continuity and archiving solution from EMedApps to its Centricity Partner Program.
Blog Posts
- Iluminate: 3 Key Takeaways from the HIMSS17 Health IT Conference (Ilum Health Solutions)
- Health Information Technology Opportunities for Patient Safety (Impact Advisors)
- Apply Design Thinking to Healthcare Marketing (Influence Health)
- Call Center Patient Experience: The Impact of Outdated Provider Directories on Patient Access (Kyruus)
- Big Data Analytics Tools for Improved Data Management (Liaison Technologies)
- CMS Emergency Preparedness Regulations: What You Need to Know Now (LiveProcess)
- Winding down from Liberation 2017, gearing up for transformative year (Medecision)
- What MACRA Means for Health Plans (NTT Data)
- Meditech 6.1x Implementation Phases: Part 1 Planning (Parallon Technology Solutions)
- What to Look for When Evaluating Charge Capture: Charge Lag Statistics (PMD)
- 3 Secrets to Getting C-Suite Sales Prospects on the Phone (Salesforce)
- Will 2017 Be the Year for Major Healthcare Price Transparency Reform? (The SSI Group)
- Are You Getting the Most From Your Patient Portal? (Solutionreach)
- Local Digital Roadmaps "We Can Work It Out" (Summit Healthcare)
- Designing informatics for genetic diagnostics: four key questions (Sunquest Information Systems)
- Technology Can Close Critical Gaps in Medication Reconciliation (Surescripts)
- Non-technical Considerations Before Beginning an Epic Connect Project (Culbert Healthcare Solutions)
- Healthgrades names 'Best Hospitals' for 2017 (Infor)
- How to Survive Your Next Home Care Audit (Meditech)
- What Keeps Nurses Up At Night? (Spok)
Mr. H, Lorre, Jenn, Dr. Jayne, Lt. Dan.
More news: HIStalk Practice, HIStalk Connect.
Get HIStalk updates. Send news or rumors.
Contact us.


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The metaphorical twists begin in the first pages as Math, suffering from his wounds, returns to comfort his former lover during her last days in a bittersweet scene that haunts me to this day--and has inspired me in many romantic scenes I have since written. And at the conclusion of the plot's twists and turns, one's imagination will be captivated by the blend of mysticism and magic in this unique historical romantic fantasy.
|Buy Link
Math, King of Gwynedd will die without a maiden's magic to soothe his battle-injured foot. In a court rife with envy, greed and cunning, Math must choose a successor. His nephew falls in obsessive love with the beautiful new Footholder and he and his scheming brother plot to win her and at the same time ruin her – a plan which could mean the King's death.
Will the maiden's bonding with the king cost her life or can she overcome treachery and save both king and kingdom from being torn apart?
Set in mythical Wales, The Footholder's Tale, Andrew Richardson's historical fantasy captures the mystical elements of the times and combines intrigue and classic romance, based on Celtic legends.
|Andrew and Carole in Salisbury, UK, 2014
Andrew, how did you come to write this tale?
I've always been passionate about Welsh myths, ever since I heard them as a child. I found them absorbing, and even as a young age I appreciated their subtlety compared with the more traditional English and continental fairy tales I was used to.
My all time favourite story is the tale of King Math of Gwynedd, who must keep his foot in the lap of a maiden, or he will die. That premise is unpromising, but beneath is a stunning story of love, power, and war. The story was an obvious one for me to write, and I was delighted when 'The Footholder's Tale' was accepted for publication by Rebel ePublishers.
I decided at an early stage of planning, that the current footholder, Goewin, would be central to my story. In the legend, Goewin eventually becomes Math's queen. So, what do we know about her?
Well, not a lot. Goewin plays a minor role in the Welsh story so isn't really 'fleshed out'. All we really know about her is that she was the daughter of an otherwise unknown man called Pebin from the Nantlle Valley, was a maiden (obviously), and was the most beautiful woman in Gwynedd.
A few experts in Welsh literature have tried to fill in some of the void, to speculate for example that because her name means 'strength' she portrays the strength of womanhood.
In summary, though, Goewin is a shadowy character. For a writer wanting to write her story that gave me a lot of blanks to fill in, and so a lot of mouth watering possibilities. I decided on a Goewin who was quiet on the outside – maybe even intimidated by her role amid royalty – but with an inner strength. That made her shy and insecure when she first started holding the king's foot, but willing to stand up for herself against bullying. As her character develops and her confidence increases she gains the confidence to shape her own destiny – and at the same time, that of the kingdom. That's enough for me in any heroine, and Goewin was a very satisfying one to write.
And for anyone who has not read Andrew's work, his writing is all about those brave, intrepid heroines, this being no exception.
Good luck with the release.

subset: commoncrawl


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A week before she made her debut, little miss Ava Grace made her mommy visit the hospital for a few hours. Momma was sent back home. A few days later, momma was back at the hospital, this time for the real thing! She started to have intense contractions at 2am, and had an appointment with her doc later that day at 10am. Next thing we knew, she was scheduled for a C section and I was still stuck at work on the other side of the water!
Let's just say that little miss Ava Grace was ready to come into the world.... according to momma, the doctor said that her cord was wrapped around her neck, then she cries...LOUD! Then the doctor says "whoa, a true knot!"
Little miss Ava Grace is certainly stealing the hearts of her brother, Chandler, and sisters, Faith and Falyn. Not to mention that everyone that meets her!! Welcome to the world little miss Ava Grace!!!!
Date of birth: August 21, 2014
Time: 3:38 PM
Weight: 8 lbs
Height: 20 in
Place of birth: Riverside Regional Medical Center


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( expletive term with either ending not worthy of typing here)
Forgive me for interrupting here. I have an opinion about this. It's historical. It's not a simple topic; but in the end, necessary to address. And not just for me; this is for all of us! It's the "N" word. Lots of chatter. Thousands of tweets. It's about our future. I want to suggest a new one. After all, our experiences never come in a vacuum; they are the result of the collective moments which have already occurred. And if each day is new and our world is being transformed instant after instant, I don't think it's too late to help the NFL tackle this!
Here's a bit of history. My father. Howard … to most he was "Bud". He had no father to speak of and grew up in the 'projects' of Youngstown, Ohio's north side. He had a group of best friends. Stan was an Irish buddy. Carmine aka "Chow" was obviously Italian. Bob had the last name of Skibo, but most remembered his grandfather scratched off the 'inowtiz' when he passed through Ellis Island decades before. The other friend was Charles. He was black. These guys played Jr. High and HS basketball together. They hung out. They laughed and smiled! I've got pictures to prove it!
Bud and Charles grew up in the same housing project and neither had a dad to look up to. Charles told me that it was their HS basketball coach who saved their lives and became a 'father figure' to them both. That was from about 1944-48. Charles went off to play college basketball and became a Methodist minister. Bud went off to San Antonio to the USAF landing back in Youngstown for the remainder of his short but productive life. Charles served the church in NE Ohio. My dad raised his family in the Lutheran Church and the two remained life-long friends. My dad died in 1987. Charles died in 2012. I had the good fortune of introducing my son to Charles over a breakfast together in Cleveland, OH in 2003. It was a holy time, as my son was born three years after my father's death. It was the next best thing I could offer… to know his grandfather's good friend… we all learned much that day; and now you are getting a picture of what happened and why this is important.
You see, my father exhibited a certain kind of color-blindness and an acceptance of those who looked, spoke or acted different from himself… a posture carried over now from a humble childhood into the neighborhood I grew up in. That would be 15 years later and you could smell the nationalities at dinner time all up and down the block. The names were from all over… England, Germany, Ireland, Ukraine, Greece, Scotland and Poland, etc. … short, long, in between names and many hard to pronounce. And yes, we didn't always get along and yet, even as children we learned to work through our differences one way or another and no one died over it! My father didn't know a stranger and somehow that has rubbed off on me. After his playing days were over, we attended many more high school basketball games. Some of my earliest childhood memories were at the South HS Field House watching triple-headers on Friday nights! I watched his alma mater; the Rayen Tigers win the 1966 Youngstown City Series basketball championship. And just for fun, sometimes, and for some crazy reason, in an instant, I can still recite the names of the starting 5 players on that team. Their names? Dennis Gomez, Bill Nadel, Homer Warren, Danny Piluga and Donald Graham. That would be one white guy, one Latino and 3 black players. That was 1966. I was in grade school! Ok, you're getting a clearer picture still.
Maybe I'm more fortunate than others to have grown up in a literal "melting pot" community. Sensing we are different really makes us all the same. And I find it all being a gift and asset now living in an international community in Texas 40 years later. Just ask my family. Ask my friends. Have you ever heard me use the "N" word? Try hard. Have I? Ask any of my melting pot fraternity brothers from college. We were from all over Texas and all over the country… and even around the world! The Brotherhood of Omega Tau included Germans, Swedes, Danes, Poles, a Korean, Iranians, Mexican-Americans, Texians, Browns and Blacks. Seriously, and that was just in my four years (1972-76) attending Texas Lutheran University then College… and somehow that rubbed off on my son 35 years later, during his years at TLU, having roommates who are Latino, Black and Anglo. Check out his Facebook page. And maybe, for some, this is just a bit too much to consider for three generations of Gigees, but it is true. No "N" word. Why? Simple.
The "N" word is learned. Sure, all words have a history, but the original N word has been corrupted. A result of fear and ignorance. Thus, racism is taught and perpetuated. Prejudice is modeled verbally and with actions that reach many levels. So, in my world, the "N" word is always derogatory. It does not build up. It seeks to separate. It is hostile and an outright violation of old Martin Luther's understanding of God's commandment to 'not bear false witness against a neighbor.' Now, there, I've brought God into the whole thing. I did say this was historical. Have we forgotten the 'ancients' knew you could bury a hatchet but words have a greater power and once spoken they don't ever go away? Have we forgotten? The power of word? So, I think Luther got it right when he pointed out our respect for God is what fuels our respect for those around us and we do that by building up names and reputations rather than tearing people down. Staying in touch with God, then, is key! It is the way we honor the lives of those around us… who also have been created in the image of God! Thus, to rely on name-calling only demonstrates our failure to love God, self and others. [ side note: I guess that would be a good rule of thumb for our politicians, too. Huh?]
So, I've tried to listen to the voices of the NFL… I'm glad they are doing something… whether a penalty flag should be thrown or not… or whether a verbal warning should be handed out… or whether there should be a distinction between the N word ending in 'ger' or 'gga'. That last part may be a stretch but, at least they are trying to do something about this! I've tried to listen, but somehow, more us will need to and more of us will need to speak out. There are no winners here and in football or basketball or politics … or wherever and be it the N word or the B word or the F word… when spoken… when the name-calling persists… we all lose! All of us!
So, let's ask ourselves, what good comes of using derogatory and labeling language when it comes to establishing and maintaining friendships? Strengthening community? The N word… or any other term… Any good? Any? Even in jest! The old adage, "sticks and stones will break my bones, but words can never hurt me" is … well… just not true. Words do hurt. Sticks and stones do for sure… but sticks are kindling for a warming fire and stones can be used to build a home… after the bruises go away… But, again, let us listen to the ancients… that once a word is spoken… it stays out there… and as the good words which build up linger… alongside them the cutting words do, too! The pain bounces off one after another… bringing wound upon wound regardless of one's color, age, sex, education or economic status. And trust me; I can make a long list of nasty names if I want. Just give me moment as the melting pot world has tried to coach me on being racist and derogatory. I just choose not to. My choice. My moment of self-regulation. So, is that the clue? Just not using the N word? Keeping one's mouth shut? Refraining from engaging in the wounding of others? Tending to one's own heart and mind and making a choice that benefits others, honoring their hearts and minds rather than choosing to tear them down? Perhaps. Perhaps, it's a start. What do you think?
So, I'd like to add this to the conversation… and here's what's real… whether one is the CEO of the company or the one who empties the CEO's trash can. Whether one has the status of a Trump, a Gates or a Buffet (Jimmy or Warren—take your pick!) or is the one who rides the back of the garbage truck hauling off their trash… when a person gets cut… the color is red… blood red… for all of us and it hurts… and when the CEO's 10 year old daughter is diagnosed with cancer, the pain is just as profound as the custodian's news of his son being arrested. Or, when a Trump or a Gates or Buffet buries his mother, the loss is equal to the death of the mother whose son picked up the trash. Pain is pain and in life it comes on its own terms. So, we need not go around inflicting it on each other as that's what we really have in common… the pain of life… a pain deeper than any N word or other hurtful term can produce… a pain that life dishes out with no respect to any of us, diminishing our togetherness in ways, at times, we have no words for at all. And just as racist remarks and derogatory comments seek to separate and divide … and we experience the human groans and trauma of our souls, maybe the NFL should hand out penalty flags for all of that… for all the moments we have failed to address the deeper pains of humanity, and for our daily neglect to love God with everything we got and to love our neighbors as ourselves… to let the penalty flags fly for our individual, corporate and global lack of respect toward others refusing to believe we have all been created in God's image! Thanks, NFL… really! This isn't a simple thing! And thanks to all seek out the best in others and lifting up the good results that come as we respect the God-image within our own selves and the God-image within others… so more will see the larger, more important moment at hand…
And that brings me to the new 'N' Word. Or words… Never. No. Nope. Nah. Nein. Nada. Nyet. Nary. Not worth repeating. No word at all! Take your pick and know our silence and refusal to repeat it won't be the only way. But, it's a start and now is the time. It is a new season for the NFL and hopefully for us. It's the future I want to be part of. "Teach your children well" is not just a song by Crosby, Stills, Nash & Young! It's a message we all need to sing! I'm proud to be my father's son and I'm proud of my father's grandson. We all have a choice. They've made theirs. I've made mine. Let's tell the world… now…


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Joan Mason | Americus Times-Recorder
Get ready; go! Georgians will have the opportunity to purchase qualified energy-efficient products with no state or local sales tax from Oct. 2-5. During the holiday, Georgia's consumers will be exempt from paying the state and local sales tax on a broad range of products up to $1,500 marked with the ENERGY STAR® logo and purchased for personal use. Specifically, the sales tax exemption applies to ENERGY STAR®-qualified dishwashers, clothes washers, room air conditioners, ceiling fans, compact fluorescent light bulbs, dehumidifiers, programmable thermostats, refrigerators, doors and windows.
Merchandise that qualifies for the ENERGY STAR® label meets strict energy efficiency guidelines set by the U.S. Department of Energy and the U.S. Environmental Protection Agency. Products labeled with the ENERGY STAR® are among the most efficient on the market and help consumers save energy, save money on energy bills and protect the environment.
Read on here.


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Join Heather & KBEAR (!) as we talk all things dyspraxia. KBear shares her experiences living with dyspraxia and we consider ways you might recognize if your child has this type of different wiring. As an added bonus, hear how we normalize talking about different wiring and maintain positive feelings of self-worth in the midst of the challenges of being different.
As a side note - apologies for the occasional sound distortion. As we share, people with dyspraxia tend to have fluctuating vocal volumes, which made it a bit challenging to get the mix just right for our dear KBear.
Mentioned in this episode:
Let Me Talk app


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An Immortal Highlander
- Sacred Places
- Goddess of the Grove
- Winter Solstice
- A Druid of Her Own
Paranormal Shapeshifter Romance
Immortal, seductive, able to shift into a wolf, and a downright sinful highland warrior, Kennard O'Caha has had only one mission for the past several centuries—find and destroy the dark sorcerer Athol. Now that the job is done, it's time to park his motorcycle, kick up his boots, enjoy a few drinks, and possibly find a honey to warm his bed for a night. After all, nothing quite refuels the magik like pleasure.
That was the plan, anyways.
Too bad life had something else in store for this magikal biker bad boy. When a stubborn redhead is set in his path, it's all he can to do to keep from instantly claiming her—his mate. Evil has its sights set on his woman and he's not about to let her go without one hell of a fight.
Publisher: Raven Happy Hour LLC
Retail Audio Sample
NY Times & USA Today Bestselling Author Mandy M. Roth is a self-proclaimed Goonie, loves 80s music and movies and wishes leg warmers would come back into fashion. She also thinks the movie The Breakfast Club should be mandatory viewing for…okay, everyone. When she's not dancing around her office to the sounds of the 80s, she's busy writing sexy paranormal operatives. Mandy lives in Oxford, Mississippi with her husband and three boys. She has sold well over 1 million ebooks. Mandy has published with Harlequin, Random House/ Virgin Books, and has had a wildly successful indie career in addition to publishing with more than one small press.


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Hakomatic B45 (7700) Instruction Manual Hakomatic B45 (7700) 2 PrefaceIntroduction Dear customer, It is our desire that the good characteristics of the Hakomatic B45 should justify the confidence you demonstrated by making this purchase. Prior to the first use, read the chapter View and Download Hako Matic E 430 instruction manual online. Hako Hakomatic E 430 vacuum scrubbing machine. Hakomatic E 430 Scrubber pdf manual download.
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Central Park in Hannibal Getting a Facelift
If you noticed some additional activity in Central Park in Hannibal yesterday you saw the start of a project to help beautify the park for the summer ahead. A sandblasting project is underway at the Central Park fountain and is being done by Tri-State Sandblasting. Personnel from the Hannibal Parks & Recreation Department will paint the fountain once the sandblasting is completed. Once that concludes they will move onto the War Memorial where Mike Bush of Tri-State Sandblasting will donate his services to renovate the memorial.
The War Memorial will also be re-painted and some 5000 names on eight metal plaques, which have faded with time, will be restored. The restoration project began to restore the metal plaques after a fundraising effort by the Hannibal Parks & Recreation department raised some $12-thousand.
The War Memorial was erected by the Service Mothers of World War II and the Emmett J. Shields Post 55 of the American Legion and was dedicated in 1962.


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Stay warm, save money. It seems simple, but for many years, the two were seemingly mutually exclusive. Well we like simplicity, and we can help you embrace it as well. Frequently, upon inspection of HVAC systems, we find that they are using far more energy than needed. Once we adjust them, they keep the house just as warm, but at a fraction of the price! We have Dunseith HVAC professionals standing by to repair your heating and cooling systems; call us today!
Brrrr! Winter is definitely here! In the past, if you want to stay warm, you either had to break out the winter blankets, or be willing to pay an energy bill that was significantly higher than it had been in the fall months. Thank goodness there is now a third option: Let us adjust your HVAC system and ensure that it uses the minimum amount of energy! For adjustments or HVAC repair, get in touch with us today! We have Dunseith HVAC experts waiting to help.
Winter is definitely upon us, and temperatures are dropping daily. Sure, you could invest in some extra blankets and mittens, but you already HAVE a heating unit. If only it could cost you less money!! Well, allow us to give you some good news. Many in the Dunseith area have already discovered what our HVAC professionals can do. It's possible that a quick adjustment to your heating unit can decrease your power bills significantly. Call us today and let us give you an estimate!
Old man winter doesn't have to be your arch-nemesis. If your central heating system is working at optimal efficiency, you can rest easy in a warm house, knowing that you are spending as little money as possible. Many in Dunseith, ND have already benefitted from the adjustments we can make to your HVAC system. When your Dunseith HVAC uses less energy, you save money. And this time of year, that is always warmly welcome.
The good news: you don't have to heat your house with dangerous fires anymore. The bad news: HVAC systems in Dunseith, ND have traditionally caused high energy bills. But we believe you shouldn't have to choose between saving money and keeping your house at a reasonable temperature. That's why we're standing by in Dunseith. It's likely that your heating and air conditioning system could be operating much more efficiently, saving you money! Call us today and let us come inspect. We love to help.


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Arrow "The Slabside Redemption" Trailer
NewsSpoilersVideo November 23, 2018 Craig Byrne
Monday's episode of Arrow is called "The Slabside Redemption" and in it, Diaz is on the loose within Slabside, causing a riot and chaos. You really won't want to miss this one!
The CW has released a trailer which you can find below. Underneath it you can find a very short description and some official preview images.
JAMES BAMFORD DIRECTS AN EPIC EPISODE — Oliver (Stephen Amell) makes a choice that will affect his entire life, as well as the lives of everyone he cares about. James Bamford directed the episode written by Jill Blankenship & Rebecca Bellotto (#707). Original airdate 11/26/2018.


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PACC Top 10 Saves of 2017 - #5 Leia, as in Princess Leia
Number 5 on our countdown of the top 10 PACC saves of 2017 is royalty. Princess Leia is a story that typifies the works being done at PACC and what Friends PACC does to support helping homeless pets such as Leia. Your support made happy endings such as Leia possible. A generous donor has agreed to match contributions to PACC on a dollar-for-dollar basis up to $10,000. Please donate today and double your impact.
Leia (as in Princess Leia) was in bad shape. She was surrendered to PACC in need of deep healing—inside and out.
Still a young pup, Leia was severely underweight. She was in great pain all over her body, with sores and fur loss. She suffered noticeable depression. After some testing, it was also discovered Leia had Valley Fever and a severe allergy to the protein in her food.
Medications for these conditions can be expensive and beyond what PACC can cover on its own. Friends of PACC—thanks to community donations—was able to step up and supply the necessary but costly medicine.
At the same time, Denise and her family opened their home to Leia. A registered nurse by training, Denise is compelled to help heal severely ill pets by fostering, and this is when Leia's true recovery began.
Today, Leia is a new dog. She's gained weight and is free of sores on her body. Her coat is thick and shiny. Best of all, Leia acts like a two-year-old pup should. She enjoys the company of other dogs, going on car rides, and lying around watching a good movie or two.
After months of nursing Leia back to health, Denise and her family decided they just couldn't say goodbye and officially adopted her. Leia is now flourishing, both in body and spirit.
Please consider making your year-end, tax-deductible gift to the Friends of Pima Animal Care Center so we can continue to save pets like Leia in 2018!


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Welcome to our new website! If this is the first time you are logging in on the new site, you will need to reset your password. Please contact us at email@example.com if you need assistance.
The site navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move
across top level links and expand / close menus in sub levels. Up and Down arrows will open main level
menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab
will move on to the next part of the site rather than go through menu items.
The regulatory function is vital in making safe and effective healthcare products available worldwide. Individuals who ensure regulatory compliance and prepare submissions, as well as those whose main job function is clinical affairs or quality assurance are all considered regulatory professionals.
One of our most valuable contributions to the profession is the Regulatory Code of Ethics. The Code of Ethics provides regulatory professionals with core values that hold them to the highest standards of professional conduct.
Your membership opens the door to free learning resources on demand. Check out the Member Knowledge Center for free webcasts, publications and online courses.
Like all professions, regulatory is based on a shared set of competencies. The Regulatory Competency Framework describes the essential elements of what is required of regulatory professionals at four major career and professional levels.
Join the brightest minds in regulatory at the annual Regulatory Convergence. See the global regulatory community in action. Intensive workshops. Topical sessions. Meet ups with regulators. This is where it all comes together.
For 20 years, our flagship publication, Fundamentals of US Regulatory Affairs, has been giving regulatory professionals the insights and answers they need, right at their fingertips.
There are hundreds of RAC testing centers available worldwide. Any of the four RAC exams (US, EU, CAN or Global) may be taken at any location. Find an upcoming exam at a location near you.
Posted 04 November 2016 | By Michael Mezher
The US Food and Drug Administration (FDA) on Friday finalized its guidance for sponsors looking to submit an investigational device exemption (IDE) to conduct clinical trials for neurological devices targeting disease progression in diseases such as Alzheimer's and Parkinson's.
"FDA believes that neurological devices intended to slow disease progression and improve clinical outcomes that are meaningful to patients may represent a revolutionary option for patients," FDA writes.
However, FDA says that such devices can be difficult to study, as "less invasive pharmacotherapy approaches may be better understood or more-well accepted in the clinical community," despite their potential to address an unmet patient need.
FDA finalized the guidance in quick fashion after releasing the draft version for comment in March 2016, making few changes to the document.
The guidance has drawn praise from the Alzheimer's Association as well as two associations representing neurological surgeons.
"With specific information study design and submission, this guidance may expedite safe, effective devices to market, improving patients' quality of life," wrote Robert Egge, executive vice president of government affairs at the Alzheimer's Association.
However, FDA chose not to incorporate the comments it received from the Physicians Committee for Responsible Medicine, which called on the agency to further emphasize the need for "human-focused" data to support such device studies.
"In order to more quickly and efficiently develop neurological medical devices that slow, stop, or reverse the progression of disease and result in clinically meaningful patient outcomes, basic and preclinical research should incorporate human-based studies and tests as early and often as possible. Human-focused tests are more likely to provide information that is relevant to humans, and thus, meaningful to patient outcomes in the clinic and beyond," the group wrote.
Tags: IDE, Investigational Device Exemption, Neurological Devices, Alzheimer's, Parkinson's
Regulatory Focus newsletters
All the biggest regulatory news and happenings.


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Otago Mountain Bikers - Social Rides
Saturday rides over the festive season start at 1.00pm from Bank St at the Gardens, across the road from Pet Doctor.
This are self-managed rides and we take no responsibility or liability for your actions that involve injury and/or damage or personal liability to yourself, or others, or property.
If you want to find out where the Otago Mountain Bikers social rides start:
See the Sports Draw section in Thursday's ODT or;
Checkout the MTB Otago website, under forum and Otago Mountain Bikers – Social Rides at: http://www.mountainbikingotago.co.nz or;
Otago Mountain Bikers - Social Rides have their own "Facebook" page at: http://www.facebook.com/OtagoMountainBikersSocialRiders
Regards, Daniel
Views: 95


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Our Mission
To Glorify God in prayer and worship and spread the Good news
of Grace, Forgiveness, and Salvation through Jesus Christ
to those around us.
Grace Lutheran Church is the daughter mission church of Trinity Lutheran Church of Toccoa, Georgia.
We are presently located at 1121 Historic 441 North, Demorest, Georgia.
Our Phone Number is ( 706) 754-6696
Our pastor is the Reverend Roland D. Vega
Our Sunday schedule is:
Morning Coffee with Pastor Roland before service
Worship Service with Communion at 9:30 AM
Fellowship time following the service
Sunday School/Adult Bible Class at 11:00 AM
Email us at email@example.com


text: Using a "word" of 5 bits, list all of the possible signed binary numbers and their decimal equivalents that are represent able` a. Signed magnitudeb. One`s complementc. Two`s complement 2. A Computer uses IEEE-754 format to represent floating points. What value (in decimal) the computer represents if the floating point is represented using the following binary digits: [3 Marks]1 10000011 11000000000000000000000 3. Using Boolean algebra, prove that: [2 marks]X'Y + XYZ' + Y' + XZ (Y+Y') = 1 4. Charles Sturt University (CSU) has opened an IT Doctorate study in Sydney Study Centre. The applicant should has a master degree in IT or a master degree in electrical engineering. The applicant should also has completed project subject (e.g. ITC570, ITC571, …) in his master degree. Before CSU management staff approve student's application, they have to check student master degree if it meet the requirements and also check if the student completed project subject or not in his master degree. After checking applicant documents, CSU staff has come to the following conclusions: Approve if applicant has one of the required master degrees and has completed project subject.Approve if applicant has two of the required master degrees and has completed project subject.Don`t approve otherwise. Construct a truth table and find the minimized Boolean function to implement the logic telling the CSU staff when to approve. Draw a circuit diagram for the Boolean function. [4 Marks = 1+1+2] 5. Complete the truth table for the following sequential circuit:


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The Duke Blue Devils moved to -3-0 on the season with an 84-46 victory over Eastern Michigan in Cameron Indoor Stadium.
Duke used a 20-4 run, one of many, over the last eight minutes in the half to go up 48 to 13 at the break.
The Blue Devils defense was suffocating holding the visitors to 21% shooting from the field in the first half.
Duke continued their effort into the second half. The lopsided affair allowed Duke to play several players.
Zion Williamson led Duke with 21 points while his freshman teammate R.J. Barret added 20.
Duke captains Javin DeLaurier and Jack White added 10 points apiece. Both of them also pulled down 6 rebounds each.
Duke hustled early on in this game playing great defense along the way.
Cam Reddish went out of the game early and did not return but will be okay and was held out as a precaution per Duke coach Mike Krzyzewski.
The win for Duke was their 141st straight against no conference opponents in Cameron Indoor Stadium.
Duke will take on San Diego State in the Maui Invitational on November 19th. The team will leave Friday morning for Hawaii where they will play three consecutive days.
Should Duke win the first game they may face top ten foes Auburn and Gonzaga, two of the nations better teams.


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Ether (ETH), the digital currency on the Ethereum blockchain, has grown to become the second largest cryptocurrency, commanding an aggregate market value of just around $1 billion - behind Bitcoin with a market cap of around $10.5 billion. While people may buy ether in the open market (for around $11.50 per ETH currently), others may choose to "mine" for ether by using their computer's power to validate and confirm transactions on the Ethereum blockchain, in a process known as proof-of-work (PoW). These miners are rewarded with blocks of ether -- currently the reward is 5 ETH per block, and a block is expected to be found, on average, once every 12 seconds. Bitcoin miners can use specialized hardware known as ASIC chips to solve the mining algorithm, but Ethereum's mining algorithm is purposefully ASIC-resistant, requiring computer memory as well as processing power. Also, Ethereum is meant to transition ultimately away from PoW and to proof-of-stake (PoS), whereby mining is replaced by "stakers" who are rewarded for holding on to quantities of ETH.
How to Mine for Ether Indirectly
The easiest way to mine for ether is to do so indirectly, via cloud mining services. Here, individuals can buy contracts to mine virtually, often employing the resources of a company such as Genesis Mining, the largest ether cloud mining service currently. Contracts are generally long-term - 1-year or longer - and come at a fixed cost to the buyer, right now at $37 per MH/s of computational, or "hashing" power. Like Bitcoin mining, ether mining's profitability fluctuates based on its market price, as well as the mining difficulty, which is a function of how much aggregate mining power is on line.
How to Mine for Ether Directly
While home bitcoin mining has become quite user-friendly, ether mining using the CPU or GPU on your computer is a bit more hands on. Here is a basic overview of the steps required:
1. Create an ether wallet. This can be done for free by downloading wallet software, or by creating one via a web wallet service such as myetherwallet. This wallet is your virtual ether account that holds your digital currency and where you can send and receive coins. Amy mining rewards you earn will go to this wallet.
2. The next thing you will need to do is download a program called Geth, which is program that talks to the Ethereum Network and serves as the relay between your computer's hardware and the rest of the distributed network. When a block is mined by another computer, your Geth program will receive that information and update your copy of the blockchain. Geth comes zipped and is a command-line program with no windows or graphical user interface.
3. You will then have to download another piece of software to actually initiate and process the mining activity, known as Ethminer. This is also a command-line only program, and can only be started after you have downloaded and synchronized the entire Ethereum blockchain with Geth.
For an in-depth, line by line tutorial on how to get about mining following these steps, please follow this link.
The Bottom Line
Obtaining ether via mining can be done indirectly with cloud mining, or directly on your computer by harnessing the power of its CPU or GPU. Doing it yourself is a bit cumbersome still, and involves some familiarity with command line operations on your PC. Also, as solo mining gets more difficult, miners may find it optimal to join a pool, where they can aggregate their mining power with many others and receive a pro-rated share of discovered ether.


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Project Number
Project Duration
January 2012 - September 2015
Developing scientific explanation, engagement in scientific argumentation and the use of scientific representations for communication are essential competencies in the practices of science (National Research Council, 2008). Scientific argumentation is believed to be the vehicle to theory building (Osborne & Patterson, 2011) while scientific representations are the semiotic tools which scientists use to communicate their ideas to one another (Lemke, 1998). To learn science is thus to be enculturated in these practices. While these competencies have been of interest to many science education researchers, they have been either studied individually or sometimes conflated with one another. For example, studies on argumentation focused mainly on quality of scientific argumentation (e.g., Kuhn, Goh, Fordamon, & Shaenfield, 2005), while those on scientific explanation tend to focus on the quality of explanation generated by students, rather than the process (e.g., Sandoval & Millwood, 2005). There are indication in some studies (e.g., McNeil & Krajcik, 2008) that show conflation between explanation and argumentation. Studies on scientific visualization tend to be linguistic-based (e.g., Lemke, 1991; Brown, 2008). Yet, their interrelationship in theory building warrants the need to study them holistically and to understand this linkage. This project thus aims to develop a model for these competencies as well as a framework for understand students' meaning-making in science inquiry classrooms. Using a design research approach, this project also aims to develop curriculum strategies and classroom teaching strategies to support the development of scientific competencies in students as the theory driving the pedagogy is refined. Using a iterative design and development of both theory and practice, it will draw upon findings from existing NIE research that looks at scientific argumentation in Knowledge Building classrooms (e.g., R8019.735.ES08) and scientfiic explanation in inquiry classrooms (OER 13/08JY) as baseline data to construct a working model of scientific competencies and meaning-making. Subsequent cycles of this design research refine these frameworks as well as pedagogical strategies. The outcomes of this project will potentially contribute towards the understanding of developing and assessing students' scientific practices in science inquiry classrooms among science educators as well as science education researchers. It will also provide practitioners useful tools which can be used in their science classrooms to develop students' scientific competencies.
Research Themes
Funding Source
Related Links
ReEd Vol 12 (2013): Experiencing Science through Modelling
NIE Research Spotlight: OER 11/11 JY
Related Projects


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The New Zealand dollar gained after weaker-than-expected US inflation data added to doubts the Federal Reserve will hike interest rates for the third time this year.
The kiwi traded at 73.09 US cents as at 8am in Wellington, from 73.18 cents in New York on Friday and up from 72.73 cents in Wellington at the end of last week. The trade-weighted index rose to 76.99 from 76.82 in New York.
The US consumer price index excluding food and fuel prices rose 0.1 per cent in July, half the pace expected, while the annual rate was unchanged at 1.7 per cent. The US dollar index fell following the data, which undershot expectations for the fifth straight month, according to Bank of New Zealand. The ongoing war of words between the US and North Korea, meanwhile, has eroded risk appetite, with the volatility index, or VIX, touching its highest level this year on Friday.
"Another soft inflation print has seen USD sentiment turn south again and means further tests of downside support for the NZD/USD are likely to be too hard near-term, especially as the kiwi hovers around key support zones for other crosses," said Philip Borkin, senior economist at ANZ Bank New Zealand.
Traders will be watching today for the performance of services index for July and second-quarter retail sales after the Reserve Bank last week kept the outlook for interest rates unchanged in its monetary policy statement.
The kiwi slipped to 4.8687 yuan from 4.8747 yuan on Friday in the US, declined to 61.83 euro cents from 61.91 cents and decreased to 56.18 British pence from 56.24 pence. The kiwi was at 92.57 Australian cents from 92.67 cents.


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We're positive that Hungarian professor, architect and inventor of the Rubik's cube Erno Rubik, probably didn't see the cheesy side of his magical cube. If you thought the Rubik's cube was too hard to handle then you haven't tried the likes of this version - behold the functional cheddar cube.
Rubik's cubist and puzzle designer, Tony Fisher used to collect the twisty puzzles before he started making his own (you can see his wide range here). For over 40 years, Fisher has been making and exploring the potential of Rubik's Cubes, so much so, he even has his own YouTube channel dedicated to his work and filled with demo videos showing off his constructions and creations. Some recent creations include his fully functional ice cube and candlelit twists.
Ice cube
Fully functional made from 95 percent ice. Cocktail parties may never be the same again.
Candle cube
This cube is made of 95 percent candle wax and each coloured section lights up - surprise!
While Fisher already holds the Guinness World Record for creating both the largest and the smallest Rubik's Cubes he now takes it to the next level with an edible version that uses coloured thumbtacks to identify the sides.
This is one way to get creative with your cheeseboard and if you're still struggling to solve it, then destroy the evidence and eat it - no one will ever know...


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Contact Us
Pedersen Pty Ltd is a NT construction company, specialising in government tendered remote area projects, Indigenous community construction work, specialist buildings and refurbishments.
Alice Springs-based, our work takes us to construction sites throughout the Top End - Northern Territory, South Australia and Western Australia.
With more than 40 years of construction industry experience, our team knows the importance of bringing projects in as specified and on budget.
Enquire Today
Contact Info
Alice Springs


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Letters to the Editor
Why put a limit on any refugees?
The humorist and long-time radio host of NPR's "Prairie Home Companion," Garrison Keillor, begins his weekly monologue: "It's been a quiet week in Lake Wobegon." Which is an invitation to accompany him on an imaginary journey through the lives of Norwegian farmers and the locals of his make-believe home town.
Those of us who listen to these broadcasts connect with the characters and plots of their lives. For example, like the folk living on the edge of the prairie, my family came to America as refugees from a postwar Germany in 1952. I was never quite sure if we were refugees or immigrants.
Last week I received an email attachment from a Lutheran pastor in Germany who took great pains to locate me, not on the edge of the prairie but on the edge of the Atlantic. The attachment was a letter that my father had written to the pastor in Germany, a few months after our arrival in America. In the introduction, the pastor explained that he had found the letter in the church archives and wanted to know if he had permission to publish it as a way to help his congregation to address the present refugee crisis in his community.
My father titled his letter of 64 years ago, "A Refugee Writes Home."
I now share this story with you because not only were we welcomed when we arrived here in 1952, only seven years after the war's end, we soon assimilated and had opportunity that we never could have back in Germany at that time.
So why are we now building walls and threatening to send refugees who don't look like us or worship like us back to where they came from? There will be those who read this who will say, but these are different times, etc.
Yes, it has been another quiet week in our little town on the edge of the Atlantic, where "all the women are strong, the men are kind and the children are above average."
Hartmut Fege, Pawleys Island


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Just print out the form from the Board of Elections website, complete it and mail it in to your local Board of Canvassers at Town Hall.
Where do I get a mail ballot?
The Secretary of State's website is where you will find an application for a mail ballot. You will fill it out and mail or drop off at the local board of canvassers. (SK or Narragansett Town Hall.) Then your mail ballot will be sent to you. Fill it out and send it in, the address is on the ballot. Remember, you no longer need a reason to vote by mail, anyone can do it!
Can I vote with an emergency ballot?
If you are going to be out of town, or unable to vote between the hours of 7am-8pm on election day, you may visit your local Board of Canvassers at either Narragansett or South Kingstown's Town Hall and ask for an emergency ballot.
Where do I go to vote?
Since polling places change for each election, it is imperative that every voter check their polling location by entering your specific address at the RI Secretary of State's Voter Information Center.


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The Domestic and Family Violence Prevention Engagement and Communication Strategy sets the vision and direction for creating cultural change across Queensland over the next 10 years.
The strategy represents a new approach to domestic and family violence engagement and communication in Queensland. It puts in place the elements required to create an environment which encourages new thinking and innovation.
The development of a communication strategy on domestic and family violence by the Queensland Government was a key initiative recommended by the Not Now, Now Ever report.
The strategy will be implemented through a rolling program of activities — the tactical plan to implement the strategy. Key initiatives include:
We need to work together to stop the behaviour and attitudes that allow domestic and family violence to continue. Find out more and help create change in your community.
This work is licensed under a Creative Commons Attribution 4.0 International (CC BY 4.0) licence


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Men's REGULAR FIT Gloves
Regular price
REGULAR FIT Far Infrared Gloves for Men - Black
This item is sold out
REGULAR FIT FIR Men's Gloves are used for treating Raynaud's Syndrome, Cold Hands & Peripheral Neuropathy.
Raynaud's (sometimes spelled Reynaud's) gloves use special Far Infrared bio-ceramic fabric that emits Far Infrared Energy (FIR)
By wearing these nanotech fabric gloves on a regular basis you can reduce Raynaud's attacks and actually heal your hands.
Measure for the Men's REGULAR FIT GLOVES
Measure from Tip of Middle Finger to First Wrinkle at your Wrist
|Size Chart for
Men's REGULAR FIT Gloves
|Glove Sizes
|17-18 cm
|19 cm
|20 cm
|8.5- 9.5"
|21-24 cm
Sizing charts are approximate.
- Tasteful finger gussets
- Fitted Fingers
- Smooth palms
- Flush back hand panel
- One Side Seam
- Improved thumb positioning
- Tidy small elastic gathering on the inside of the wrist
- Offers Soothing comfort
- Eases Aches and Pain
- Reduces Swelling and Inflammation
- Rejuvenates nerve endings
- Non addictive
- Smooth-ens the skin
- Reduces redness
- Reduces sharp, jabbing finger and joint pain
- Relieves itchiness
- More cost effective than prescription pain relievers
- Protects your hands and fingers
- Thin enough to wear under other gloves
- Promotes healing
- Increase circulation
- Rejuvenates tissue
- Heals skin cracks
- Improves sensitivity to fingertips
- Lasts for several months, even years
- Easy to pull on
- No Velcro
- Soft and Flexible
- Washable
- Affordable compared to expensive medications
Fiber Content: (less trim)
Polypropylene knitted fibers fused with micro-particles of natural bio-ceramics.
95% polypropylene, 5% ceramics.
Sold in Pairs
Product Care: See Washing Guidelines


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Police: Man posed as wife on Craigslist in attempt to frame her for murder
CHAMBERSBURG, Pa. — A Pennsylvania man posed as his estranged wife on Craigslist in an attempt to frame her for his own murder, authorities say.
Christian Koelsch, 30, of Washington Township was sentenced to up to 23 months in jail after he pleaded guilty to false reports Wednesday. That will run concurrent to a sentence he previously received on a simple assault conviction.
The conviction stems from a domestic violence incident he wrote about in the Craigslist advertisement in which he posed as his wife, requesting someone to help "her" "take care of" her ex-husband, even if it meant killing him.
Police determined Koelsch was behind the advertisement after Craigslist provided information about the ad and the account that created it. That information allowed police to determine Koelsch created the ad.
More: After murders, rapes shown, Facebook will hire 3,000 to check videos
More: Michigan woman, 20, gets life in killing of man met on Craigslist
In the advertisement, Koelsch, posing as his wife, wrote that "most recently he took an argument father (sic) than ever when he beat me and abused me," according to court documents.
On the simple assault charge, Koelsch had originally been sentenced to probation. But gaining the new charge violated his probation, and he was resentenced on July 26 to spend between four and 19 months in Franklin County Jail and six months on probation.
Koelsch is prohibited from having contact with his estranged wife, and has been ordered to complete domestic violence treatment.


text: 13 vintage Beanie Babies for sale. Includes Princess Diana Bear and Peace Bear. The item "13 vintage Beanie Babies includes princess diana bear and peace bear" is in sale since Wednesday, June 29, 2016. This item is in the category "Toys & Hobbies\Beanbag Plush\Ty\Beanie Babies-Original\Retired".The seller is "omar19" and is located in Plymouth, Massachusetts. This item can be shipped to United States.


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Edward Talerico, Industry Director, Aerospace & DefenseIn an era of drastic budget cuts, booming growth in commercial aviation and stringent regulation requirements, legacy ERP systems in aerospace industry fail to convince prospects with their functionalities as a practical solution. Consequently, aerospace companies are investing in re-platforming their ERP systems built on technologies in-vogue. Taking a cue from the rapidly modernizing business systems, Infor has designed CloudSuite Aerospace & Defense (A&D), a ready-to-run solution, catering to complex requirements and challenges in A&D companies. "Aerospace and defense manufacturers are consistently looking for new ways to reduce overhead and cut costs while having the agility and speed to respond to ever changing business conditions," reveals Edward Talerico, Industry Director, Aerospace & Defense, Infor. "The Infor CloudSuite A&D gives them the option to manage their technology in the cloud without a large capital expense, allowing them to realize both immediate and future savings while still maintaining flexibility."
Infor CloudSuite A&D is a cloud-based solution designed to handle all the aspects of the industry with unparalleled expertise and proven capabilities. CloudSuite has been developed to overcome the most pressing challenges in commercial aviation with project manufacturing, governance, risks and compliance (GRC), contracts and billing, enhanced business analytics dashboards and integrated document management. The firm's modern ERP system leverages its project planning and tracking tools to monitor, record, report and provide with the up-to-date information to project managers to drive better informed decisions. The firm's integrated A&D solution consolidates information from multiple Infor- and non- Infor-based systems across an enterprise and integrates it into a single system and allows users to view real-time data— anytime, anywhere and on any device. It also simplifies the process for project managers with accurate contracts and invoicing by calculating overhead costs followed by applying them to contracts based on actual costs.
Being fully compliant with the DFARS, MMAS, and ITAR standards, Infor CloudSuite A&D collaborates across systems and strengthens trade regulation compliance. Infor's agile, comprehensive, secure, and industry-specific solution allows choosing from three deployment options—cloud, on-premise, and hybrid deployments—offering the flexibility to meet future business needs.
Infor CloudSuite A&D gives manufacturers the option to manage their technology in the cloud without a large capital expense, allowing them to realize both immediate and future savings while still maintaining flexibility
The cloud deployment option does not require purchasing additional onsite servers and hardware turning the solution into an 'operating expense rather than a capital expense'. This environment is protected by Amazon Web Services and also aids in leveraging AWS Cloud, providing on-demand access to resources.
The new enhanced version of Infor CloudSuite A&D comes with optional add-on components such as Supplier Exchange, Configure Price Quote (CPQ), Infor Dynamic Enterprise Performance Management (d/EPM), and Enterprise Asset Management (EAM).
Many of the world's leading companies rely on Infor's end-to-end A&D solutions for streamlining business process to drive efficiency and innovation in managing projects. Once, a U.S.-based company, manufacturing and servicing airport equipments, were grappling to manage their multi-site maintenance operations across the world. Infor Aerospace & Defense was approached to assist the company in accurately tracking inventory, purchases, and maintenance work, along with expenditure details and time consumed in performing these functions. Infor also assisted the company in merging alerts from multiple monitoring systems into a single system to enable right action from the right person, at the right time.
Since its inception in 2002, Infor has evolved by assisting 90,000 customers in more than 200 countries across the globe. The feature-rich Infor Aerospace & Defense solution promises to usher better business decisions, improved cash flow, and flexibility in rapidly transforming landscape of aerospace and defense.
New York, NY
Edward Talerico, Industry Director, Aerospace & Defense
Provider of cloud-based ERP solution designed to handle all the aspects of A&D industry


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Reasons Small Businesses Should Outsource Bookkeeping Services(Last Updated On: October 9, 2017)
Small business owners face risks and challenges every day to compete and survive in this competitive market. To mitigate risks and overcome challenges they need to take proactive measures to stay strong and survive. Doing back office works such as bookkeeping, compliance reporting, reconciling bank/credit cards, customers and vendors accounts, calculating GST/HST, payroll and payroll taxes, etc. take away so much of valuable time of the small business owners that s/he could otherwise utilize for growing his/her core business. Small business owners should consider following reasons why they need to outsource bookkeeping services on regular basis:
- Free up more time for planning and doing core business: We have 24 hours a day to do all tasks by balancing work, family and social affairs. Time is essentially more crucial for small business owners who have to take every day a lot of responsibility including risk of profit or loss. Back office works take away much more time which could otherwise be outsourced from any professional bookkeeper or accountant. They can finish work much faster and accurately because they do it every day for many of their clients. Outsourcing bookkeeping service will free up huge time of a small business owner, which s/he can easily utilize to plan for, to look for more customers, to engage in sales and marketing events, to create a regular stream of revenue source by creating repeat and loyal customer base.
- Get the accurate picture on time to take decisions for success: Bookkeeper or accountant maintain books of accounts following a proper chart of accounts and they can produce necessary financial reports to help small business owners take right business decisions for success at right time. Such financial reports and analysis may include balance sheet to see the status of business assets, liabilities and capital; income statement to see how business is performing; cash flow statement to see at what activities money comes in and goes out of the business; ratio analysis to see how many days money is lying with customers or how many days it takes to liquidate inventory or how quick money is paid out to vendors, etc.
- Stay free from anxiety due to non-compliance: Small businesses need to comply with many tax and non-tax filing requirements. These include GST/HST return, WSIB, Employer Health Tax (EHT), business or corporate tax return, corporate return (for Federal Corporation). Accountant / Bookkeeper can help them in complying with all these requirements in time respecting filing deadlines and let them stay free of anxiety. Timely actions can easily avoid penalty and interest usually levied upon when non-compliance occurs.
- Save money on payroll and hiring: Hiring bookkeeper/accountant in-house may seem to be beneficial to small businesses having a substantial amount of transactions, but this will rather increase the cost of maintaining an in-house setup such as recruitment, payroll, and benefits, space and utilities, layoffs, etc. Instead of maintaining in-house setup small business owners can still save a lot of money by outsourcing service of bookkeeper /accountant who can maintain books of accounts regardless of the volume of transactions using online software such as QuickBooks, Sage One, Xero, FreshBooks, Waveapps.
Disclaimer: The content/information provided on these pages are intended to provide general information only, which are up-to-date as of the date of publish, and which may not reflect a reader's specific situation and the latest position/state of the relevant laws/standards/facts/opinions. As such the readers are advised to take an expert opinion or consult related laws before taking any actions in this respect. In case there is any confusion, readers are advised to consult relevant rules and regulations published by the respective government authorities or consult with an appropriate competent professional. MAQCPA Professional Corporation cannot be held liable for reliance on or usage of the general information provided on this page/blog/article, under any situations whatsoever.


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Make Honda
Year 2015
Honda's New MSX125 2015 - THE NEW BREED
Pocket performer.
Unique, unconventional, with an attitude all its own, this bike may be compact and incredibly nimble, but it rides and feels like a much bigger machine. If you're looking for serious fun, look no further than the MSX125.
It's everything expected of a Honda, in terms of performance, build quality and usability, but also wears a style and has an attitude all of its own.
Clutch, gear change and throttle control are all operated as you would a full sized bike. Underneath its bold muscular body, a whole host of features create a balanced, agile and comfortable ride. These include inverted front fork, a mono-backbone steel frame, thick 31mm tyres and Y-shaped spokes - like those featured on our very latest Sports bikes.
A strong performing 125cc engine. Increased intake and exhaust efficiency along with low friction technology has produced a highly economical PGM-Fi fuel injected, air-cooled 2-valve, 125cc engine. Together with a 4-speed gearbox and wet multi-plate clutch, the unit delivers good torque from low, but with a smooth, responsive roll-on acceleration when you need it.
Hard-working pipes
The exhaust pipe features a larger, 28.6mm diameter bore with increased 3L multi-section muffler volume, allowing a strong power output in the mid and upper rpm ranges.
'Beyond class' suspension quality
The 31mm USD fork – a first for Honda on a 125cc motorcycle – reduces unsprung weight. The top and bottom yokes are full-sized, further enhancing handling and rider feel, while a lightweight and robust single rear shock operates a simple and tough H-shape swingarm.
See, and be seen
The MSX125 has a low 765mm seat height making it very manageable; The machine overall size also ensures that it is nimble and agile in the urban environment.
Small size, big package
Fundamental to the MSX125's form and function are its 12-inch cast aluminium wheels, which feature wide 2.5-inch rims. The ultra thick tyres also inject a different dynamic, both in terms of looks and performance. Even when it comes to safety the MSX125 punches above its weight with front and rear hydraulic single disc brakes.
The MSX125 uses a combined projector headlight, not only does this feature give the front of the bike a strong identity and presence, it also uses a single light source rather than a pair of bulbs for both high and low beam. Easy to read for its compact size, the LCD digital dash delivers all the information the rider needs.
Dual purpose frame
The MSX125 has a rigid steel mono-backbone frame. Specifically tuned vertical/horizontal rigidity and flex in the swingarm pivot and engine hanger plates provides the perfect balance of comfort and confidence.


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Born in September 29, 1990, Lauren Simpson is an Australian fitness model, social media personality and WBFF Pro behind the brand Lauren Simpson Fitness.
Before Fame: Before fame, she worked as an HR Coordinator in a financial advisory firm.
Family/ Relationships
Lauren Simpson Family/Nationality
Born and raised in Sydney, Australia, she is a fitness model and social media personality.
Lauren Simpson Affair/Boyfriend
Not available at the moment. For more information, contact her on Instagram.
View this post on Instagram
❣ATTENTION MY GIRLS ❣ GIVEAWAY TIME!! The next 500 people to register for my brand new online training platform will receive a FREE sneak peek training and meal guide! 😍🙌🏻 – To celebrate the launch of my new programs, I am giving the next 500 registrants a FREE sneak peek 👀 Simply hit the link in my bio to get yours now! 💕 👉🏼 @laurensimpson – Over the last 12 months I have been working on my dream – my very own online training platform to provide the ultimate service for YOU to get the body of your dreams. 🙏🏼 I will teach you how to train, how to eat, and create a PERSONALISED plan for you to achieve your goals. It's time for me to share my methods with you! JOIN MY BOSS BABE TEAM 💕 – – #laurensimpson #laurensimpsonfitness #bossbabe #inspire #fashion #beauty #fitness #motivation #love #inspo #stronggirls #wbffpro #WBFF #wonderwoman #summer #fashion #beauty #powerlifting #powerlifter #travel #europe #summer
Profile / Wiki / Information
Personal Information
- Full Name: Lauren Simpson
- Nicknames: Lauren
- Birthday: September 29, 1990
- Age: 26 years old
- Birthplace: Sydney, Australia
- Current Residence: Not Available
- Education: Not Available
- Profession: Fitness model, Social media personality
- Nationality: Australian
- Ethnicity/Race: White
- Religion: Not Available
- Zodiac: Libra
- Boyfriend: Not Available
- Net Worth: Not Available
- Height: 5 feet 6 inches
- Weight: 55 kg (approx)
- Feet Size: Not Available
- Dress Size: Not Available
- Shoe Size: Not Available
- Chest Size: 34A
- Waist: 23 inches
- Hip: 35 inches
- Bra Size/ Breast Size: 34A
- Body Type: Athletic
- Hair Color: Blonde
- Eye Color: Blue
Trivia/ Facts that you probably didn't know
- During high school, she was a keen sportswoman, playing netball, touch football, athletics and swimming.
- She is the winner of INBA Southern Cross Championships, April 2015.
- After graduating from college, at the age of 20, she got her first job as an HR Coordinator in a financial advisory firm.
Memorable Quotes:
It is important to not expect rapid changes overnight. Good things take time. If you put in the work, you will see results.


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The University of Queensland Admissions
University of Queensland is a public institution located in Queensland, Australia. It was founded in the year 1909 and the largest & oldest institution in the nation. In Australia, it is the fifth oldest university and offering great programs to students.
University of Queensland Admissions
University of Queensland admission manages inquiries and is offering comprehensive at the same time high quality of programs. To have a successful admission as well as for others universities, for example Monash University admission , students must need to meet entry requirements of their chosen course as well as the merit. Here are important documents that you need to submit depending on the program you choose.
- Personal statement
- Recommendation letter
- Transcripts
- Test scores
- Language proficiency
- Visa (for international students)
Additionally, students must need to know about the minimum requirements in demonstrating about their level of knowledge and ability. The requirements can vary depending on what course the students choose. When it comes to academic merit, it is measured through overall position and entry rank.
Students must need to check out the university website program they choose to know what the exact requirements they need to submit are. Visiting the website is important because it allows them to know the application deadline as well as more opportunities available for students. Be sure to list all-important requirements to know what documents will be submitted.
University of Queensland Personal Statement
It is a requirement to submit an exceptional University of Queensland personal statement. In all school application, personal statement is needed because it is the requirements that tell a story of who you are and what you have that cannot be read in other requirements. It is important to create a wonderful essay that stands out so that you able to get the attention of the committee. More details about essay you can find on the our custom essay writing website. In the process of writing your essay, you need to follow instructions of the program and do now exceed of page limit.
In conclusion, University of Queensland is a great institution for students. You can able to have a high quality of education in the university since it is well known and offering a high quality of education. If you want to study in the school, be sure to meet the application and admission requirements.


text: Signs You need to slow down. Doing to much? We all do to much sometimes. We live in a society where we work, work, work, and then handle the other demands of our lives, (us women in particular) and end up burning the candle at both ends. I saw this article in Madamenoire.com highlighting examples… Read more »


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About "Your Finger Nails"!
July 28, 2009
Over the past years I have collected a growing database of facts about the human nail – and there is a continue stream of fingernail reports on the internet around the world. Now the time has arrived to present this database about fingernails to the world!
This blog will likely be updated on a daily basis. Often the content will be related to specific aspects of the human nail – such as: the nail plate or the surrounding nails folds. But sometimes the report will be focussed on an aspect of the fingernail that relates to how we use our fingernails in daily life!
I hope you will enjoy this "fingernail-trip" focussed on the many fascinating aspects of your finger nails.
Martijn van Mensvoort, MSc.


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I recently had the privilege of attending my niece's wedding at Buckingham Friends Meeting House, located in a quaint village just a short drive from Philadelphia. It was a beautiful ceremony, but it had extra special significance for our family, as we all found ourselves sitting in the very same place and on the very same benches where our very first American ancestors once sat, most of whom were laid to rest in a nearby cemetery.
Established in 1702, Buckingham Friends Meeting served as a house of worship for some of the earliest Quaker immigrants to this country. Many of them were first generation Christians as well. The Friends movement was still relatively new, but its founding fathers and mothers were slowly disappearing (Margaret Fell died the same year that the meeting was opened). Now it was up to this new generation of Christ followers to carry the torch, faithfully and fearlessly bearing witness to the revolutionary gospel of our Lord Jesus Christ in the New World. And this they did, through great personal sacrifice, some of them giving their very lives in the process.
Sadly, it became painfully clear to me during my visit to Buckingham that the torch had been dropped at some point along the way. As I walked around the meeting house and read through the literature that was most prominently displayed, I was unable to find any direct reference to Jesus whatsoever. And yet it was George Fox himself who declared with great joy, "There is only one, even Christ Jesus, who can speak to thy condition."
Some might describe this as a classic example of "mission drift." Others might attribute it to an inevitable process of cultural adaptation and accommodation. I can only summarize my personal feelings that day with one word: heartbreaking. It was as if they were missing the whole point. To borrow from the Apostle Paul, it seemed as though they had embraced "a form of godliness" while "denying its power" (2 Tim 3:5). Correct me if I'm wrong, but were not the first Friends seeking to do the exact opposite?
As we look back over church history, including our own history as a people called Quakers, I would like to think that we might be smart enough to learn from our mistakes so that we don't have to repeat them. But when I survey the overall health and vitality of the American church in general, and the Evangelical Friends Church in particular, I can't help but wonder …
Like our friends in Buckingham, is it possible that we are devoting so much energy to preserving and protecting our Quaker traditions that we are missing the whole point of the gospel? (cf. Mk 7:9)
And are we also in danger of exchanging the very power of God for an empty form of godliness? (cf. 2 Tim 3:5)
I don't have all of the answers, of course, but I would humbly offer these questions as potential "queries" that each of you may want to share with your congregations as well at some point in the near future.
In the midst of such growing concerns, I must tell you that I am encouraged by what appears to be happening at our two Friends-related colleges and universities here in Mid-America:
I recently finished teaching a course on "Spiritual Formation and the Transformational Journey" for students enrolled in the School of Graduate Studies at Barclay College. The course concluded with a three-day, intensive, face-to-face gathering on the Barclay campus. It was a wonderful, life-giving experience for all of us, and I am deeply grateful to have a small part in helping Barclay continue to fulfill its critical, core mission as a community that is called "to prepare students in a Bible-centered environment for effective Christian life, service and leadership."
I had the privilege of speaking in chapel at Friends University several weeks ago during their Quaker Heritage Week, at which time the building that houses the graduate school was renamed in honor of John Woolman and Elizabeth Fry. I was also invited to share this same message with the Board of Trustees during their spring meetings. I couldn't be more thrilled by recent developments at
Friends, as the University seeks to return to its roots as a "Christian University of Quaker heritage," that "equips students to honor God and serve others by integrating their intellectual, spiritual and professional lives."
During these increasingly dark and difficult days, when the hearts of so many appear to be "growing
cold" (Mt 24:12), may those of us who are part of the extended family of Friends here in Mid-America "hold unswervingly to the hope we profess" (Heb 10:23) and to our core calling and true identity as faithful Friends of Jesus, remaining ever mindful of the words of our Lord Jesus himself: "You are my friends if you do what I command" (Jn 15:14).
For the love of God, we can't afford to miss the point.


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A gigantic garden with plush green grass, tall trees, and a pebbled walkway, serves as an entrance to this bungalow style multi-storey guesthouse. The offering is a simple and well-furnished accommodation, featuring a double bed with a wooden headboard, side tables, and a daybed for additional seating. The air-conditioned room has marble flooring. The en-suite bathroom is functional and has been supplied with modern fittings. The kitchen of the guesthouse is well-appointed with a microwave, juicer mixer, and a refrigerator for the convenience of guests. The common living area has been furnished with metal chairs and a cane coffee table, covered with bamboo roll-down shades.
Beautiful rooms with tremendous services and attributed with all basic amenities. This place offers a relaxing experience. Absolutely pollution free environment and a family atmosphere which guarantees you security and personalized service.
The Services offered by Urban Retreat: Complimentary breakfast with tea & coffee 24 Hour check in Air-conditioned rooms Power backup Friendly staff Transportation to and from Railway Station, Bus Stand, and Air Port (at extra cost).. Laundry and dry cleaning services (at extra cost). Excursions or tour packages to various Dakshina Kannada tourist places / spots (at extra cost). Day trips or overnight stay at Beach Houses (at extra cost).
As one of the major cities of Karnataka, Mangalore is conveniently situated about 370 Km from Goa (NH 17), 450 kms from Cochin (NH 17) and 350 Km from Bangalore (NH 48).
Near by Attractions (around Mangalore) Mangala Devi Temple Kadri Park St. Aloysius Church Shri Sharavu Mahaganapathi Temple
Check In: 12:00 pm
Check Out: 12:00 pm
Get a full refund if you cancel a full three days before check-in. However, in case of no show or cancellation after this duration, the entire booking amount will be retained.


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In a previous post I was able to determine though the psychoanalysis of a dream I had that a former treating psychiatrist, Stanley Palombo, M.D. is the idealized father in my family romance fantasy.
I wrote: "These are the thoughts I memorialized upon awakening from my dream. The following thoughts, in the context of the dream material, suggest that Dr. Palombo is the imagined recipient of my letters, the idealized father of my family romance fantasy. The letters do not appear to have any relation to my current therapist, except to the degree they are a reaction to my fears of maternal engulfment aroused by the female therapist."
The idea of "going home" in my dream corresponds to the home of the Gods, Valhalla, in Wagner's Ring of the Nibelung.
Confirmation for that conjecture is the following letter I wrote in 1994 to my then-treating psychiatrist, Dimitrios Georgopoulos, M.D. at GW. In that letter, the gods of Wagner's Ring — dwelling in their home, Valhalla — are seen as the idealized parents of the family romance fantasy.
These ideas parallel ideas in my book, Significant Moments, where the psychoanalyst Jeffrey Masson writes about an interest in "the family life of the gods." I then associate, in Significant Moments, to Masson's chance first encounter with a pair of psychoanalysts — at their home! — while he was an undergraduate student at Harvard.


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SANTA CLARA, Calif., Nov 30, 2010 (BUSINESS WIRE) —
MoSys, Inc.:
MoSys (NASDAQ: MOSY), a leading architect of serial chip-to-chip communications solutions that deliver unparalleled bandwidth performance for next generation networking systems and advanced system-on-chip (SoC) designs, is presenting at IP-SOC 2010.
MoSys' presentation, "SerDes in High Reliability, Long Reach Applications," explores the challenges facing designers implementing systems that are compliant to 10GBASE-KR and CEI11-LR standards. System timing and noise issues will be explained in detail, along with the architectural and circuit techniques required to meet the stringent requirements associated with PLL implementation and receiver equalization.
The IP-SOC Conference takes place November 30 – December 1, 2010.
MoSys will present on Tuesday, November 30 at 5:45 p.m. as part of the Test and Debug Session.
|World Trade Center
|5 place Robert Schuman
|38 000 Grenoble
About MoSys, Inc.
MoSys, Inc. (NASDAQ: MOSY) is a leading architect of serial chip-to-chip communications solutions that deliver unparalleled bandwidth performance for next generation networking systems and advanced system-on-chip (SoC) designs. MoSys' Bandwidth Engine(TM) family of ICs combines the company's patented 1T-SRAM(R) high-density memory technology with its high-speed 10 Gigabits per second (Gbps) SerDes interface (I/O) technology. A key element of Bandwidth Engine technology is the GigaChip(TM) Interface, an open, CEI-11 compatible interface developed to enable highly efficient serial chip-to-chip communications. MoSys' IP portfolio includes SerDes IP and DDR3 PHYs that support data rates from 1 – 11 Gbps across a variety of standards. In addition, MoSys offers its flagship, patented 1T-SRAM and 1T-Flash(R) memory cores, which provide a combination of high-density, low power consumption, high-speed and low cost advantages for high-performance networking, computing, storage and consumer/graphics applications. MoSys IP is production-proven and has shipped in more than 325 million devices. MoSys is headquartered in Santa Clara, California. More information is available on MoSys' website at www.mosys.com.
MoSys, 1T-SRAM, 1T-Flash and Bandwidth Engine are registered trademarks of MoSys, Inc. in the US and/or other countries. The MoSys logo, GigaChip and the GigaChip logo are trademarks of MoSys, Inc. All other marks mentioned herein are the property of their respective owners.
SOURCE: MoSys, Inc.
Shelton Group
Katie Olivier, 972-239-5119 x128
MoSys, Inc.
Kristine Perham, 408-418-7670


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8 Ways to Simplify your Finances
When it comes to reducing stress in our life, it's obvious that food alone is just one piece of the puzzle. Finances can be a major source of stress for many, so today we give your wallet some love with this special guest post from Christine Nguyen, blogger and creator of The Wallet Diet. In today's post, Christine breaks down some ideas to help Simply Nourish your finances.
The more you simplify something, the less stressful it becomes. This can be applied across any area of your life, including money.
Budgeting, saving, and investing are not as complicated as you might think. It's completely possible to keep up with your financial demands without having to track your spending on an Excel spreadsheet or hire a financial planner. All you need to do is simplify things as much as you can so that money becomes something that you're able to understand and control. No matter what your financial situation is, these 8 tips will help you make your money more manageable.
1. Take a snapshot of your finances
Make a list of:
your monthly take home pay after taxes
your cost of living expenses (rent/mortgage, groceries, utilities, etc.)
all your outstanding debts plus the interest rate for each
what you have squirreled away in your savings
what you have tied up in investments
Laying it all out in front of you gives you a better idea of what you have to work with and where you're at financially. It forces you to review these numbers in detail instead of taking in paycheques and paying bills blindly. To be a conscious spender, you need to consciously know what's going on with your money.
2. Focus on one goal at a time
Debt payments, down payment, vacation...focusing on too many goals all at once can make you feel like you're not getting anywhere. Start with one goal and aggressively attack it before you move on to the next. Choosing the goal that will make the biggest impact in the short term (say, paying off your credit cards to avoid that 18% interest) is the best place to start.
3. Use cash only and track your spending
You might not reap any reward points but using cash means you pay everything up front so you always know how much cash you have on you at all times. Putting everything on a credit card makes it too easy to spend what you don't have and rack up debt.
Use a tracker to help you help you keep track of your spending. There are a ton of tracking apps out there but my personal favourite is Wally (http://wally.me/). Every time you make a transaction, take a few seconds to enter how much you spent and which category (dining out, personal care, entertainment, etc.). You can see which areas you'll need to cut back on and be more conscious of your spending in that category.
4. Pay all your bills on payday
We all count the days until payday so make this your "bill payment day" too. When you get paid, take a few minutes to pay off all your bills no matter when they're due (just make sure you don't miss a payment when you first start). It'll be hard to miss a due date this way plus you'll have enough money in your account to pay everything because you haven't spent money from your paycheque yet.
Another option is to automate your bills so that the amount you owe is automatically deducted from your banking account. Choose whichever option works best for you.
5. Use a budget retainer
Budgeting is tough when you have a slew of different budgets to keep track of. Using the budget retainer method, what you have to spend on discretionary items is whatever is left after you pay your expenses and yourself via savings. Once you pay off your expenses (rent/mortgage, bills, car payments) and set aside cash for your short and long-term savings, the amount left is what you have to spend on everything else for the rest of the month. It's only one number you need to keep track of and you'll know exactly how much you have left every time you look at your bank account.
6. Consolidate your debt
If you have multiple sources of debt, consolidate them all into one debt so that it results in only one debt payment that you have to make each month. Most debt consolidation loans have lower interest rates so you don't get hit with as much interest during your repayment period.
7. Have an emergency fund
This cash reserve is set aside for exactly what it sounds like – emergencies. It's a non-negotiable because you should always anticipate them! You never know when your car will break down, when Rover might need an unexpected trip to the vet, or you're laid off from your job. These types of emergencies can be costly so it's good to have at least 3 months worth of your net income to tap into (and avoid accumulating debt).
8. Change your money mindset
Alter how you look at money. Changing your money mindset means knowing that wealth has nothing to do with how much money you make or how much you have but what you can afford. You determine how much power money has over you because you choose what you spend that money on. You become a conscious consumer, buying only the things you need and actually have the money for.
It's possible to have a healthy relationship with money if you see it as a finite resource like time. If you make efficient use of it, money can become an ally not an enemy. It can allow you to travel the world, retire early, or anything else you can dream of if you know how to use it wisely.
Simplifying your finances involves creating new habits that will eventually become second nature. Keep them up and you'll get your financial life together sooner than you think!


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We will be having a special service on Thursday Nov 1 at 5pm for All Saints Day.
Rev Celeste will be reading the names on our departed love ones. She calls this the roll of Saints. If you haven't given her your names, do it by Thursday am. Either fill out a green index card in church Sunday , put into plate offering, or email her with names.
Join us for this special service.


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Note: no two items are the same -- color, markings, and rust will vary depending on the availability of barn tin.
Our bottle openers are made from solid steel in the heart of the USA, Tulsa, OK!
*PLEASE NOTE: Order is for a 3 count of bottle openers.
Dimensions: 4"x4"
Metal Signs // Commercial & Custom