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In this area we regularly compile up-to-date information on important activities of Business Keeper AG as well as updates on the BKMS® Compliance System.
The schedule of events will show you which events you can speak to us at personally.
Media representatives and interested parties will also find a selection of information materials and photos which they can download.
Get to know Business Keeper AG in person at the following events:
09th September 2019, Paris
4th Annual International Conference on Standards and Guidelines in Anti-Corruption Compliance
24th September 2019, Frankfurt
NOERR Compliance Days
25th September 2019, Vienna
Compliance Solutions Day
27th September 2019, Eschborn
DNWE Annual Conference 2019 and 4th Global Debate of ICC Germany
Berlin, 5th June, 2019
Digitalization is more and more permeating all areas of society and is playing an increasingly important role for compliance officers in their daily work. Under the tagline "Compliance digital - do we still need the person behind the computer?", more than 150 compliance experts met at Boehringer Ingelheim Pharma GmbH & Co. KG in Ingelheim am Rhein to discuss the latest developments and digital trends in compliance.
In the focus of the lectures and discussions were the possibilities and challenges, but also the limits of digitalization, big data and artificial intelligence. Speakers and proven experts approached the topic from various perspectives: What does the tension between digitalization, data and algorithms mean for the compliance branche? What are the challenges to compliance managers in the digital world? Which role does the human play and which risks does he bear from a psychological and technical point of view?
The keynote was held by Prof. Dr. Priddat, Senior Professor of Economics and Philosophy at the University of Witten/Herdecke, who dealt with the tension between legitimacy and legality and the significance of values nowadays. Christin Schäfer, graduate statistician and member of the Federal Government's Data Ethics Commission, gave the participants an exciting insight into the diversity of machine learning and cleared up some misunderstandings regarding the feared gradual replacement of humans by artificial intelligence. In his lecture on the human error factor, flight captain Robert Schröder presented the participants with insights and empirical values from the safety culture of aviation, which in many respects can also be applied to the world of compliance.
Prof. Dr. Dieter Kugelmann, State Commissioner for Data Protection and freedom of information Rhineland-Palatinate and Chairman of the German Data Protection Conference 2019
Another focus was the EU data protection basic regulation. Prof. Dr. Dieter Kugelmann, State Commissioner for Data Protection and freedom of information in Rhineland-Palatinate and Chairman of the German Data Protection Conference 2019, subjected the EU Basic Data Protection Regulation to a practical test. Another highlight of the second day of the conference was the moderated panel discussion and and two practical breakout sessions.
Kenan Tur and Kai Leisering, board members of Business Keeper AG: "The great interest in the topic ofdigitalization illustrates the growing importance for the compliance area. As the leading provider of digital compliance applications, we would like to support our customers in exploiting the possibilities of digital solutions while at the same time eliminating the associated risks in the best possible way. With relevant topics on data and whistleblower protection and the presence of renowned data protection experts at our specialist conference, we underscore our own claim as European market leader to guarantee our customers the highest level of data protection and data security".
Here you can find more impressions.
The BKMS® System is also used in the Mandy Müller case. After broadcasting the ZDF programme "Aktenzeichen XY...ungelöst", the police has received numerous hints and now hopes to get significant new information via the Internet-based portal. The case of the woman from Nienburg who was 18 years old when she disappeared in 2008, has been of great concern to the police once again since 2016. The public prosecutor's office and the homicide commission assume that Mandy Müller has been a victim of homicide.
Possible witnesses or people who have otherwise received important information can use the electronic whistleblowing system to report also anonymously or communicate directly with the investigators upon request. The LKA Niedersachsen has been using the BKMS® System for many years and sets up a specially tailored whistleblower procedure (BKMS® Quick Response) for particular cases.
The BKMS® system serves as an important aid in the resumed missing persons case Katrin Konert. Katrin, who disappeared on 1 January 2001 at the age of 15 in Bergen an der Dumme (district Lüchow-Dannenberg), has not yet been found until today. Following the resumption of investigations last October and the broadcast of the case in the ARD crime report in December, the police have received new reports.
Several of the anonymous reports has been received by the police were submitted via the BKMS® system. As a long-standing customer of Business Keeper AG, the LKA Niedersachsen has been using the anonymous whistleblower system for over 14 years and has set up a whistleblower procedure within the BKMS® system specially tailored to this case.
We congratulate our scholarship holder Mr. Mayk Maaß, who received his certificate as Certified Compliance Expert (CCE) at the School of Governance, Risk & Compliance (School GRC). The further education to a CCE enables the students within six months graduate as compliance experts. Due to the high practical relevance and experienced lecturers, the participants expand their expertise in the area of compliance and have the opportunity to further their education in the areas of risk management, criminalistics, law, IT and communication.
Business Keeper AG regularly awards a CCE scholarship within the scope of its economic possibilities in order to provide long-term support for the further training of qualified junior staff in the areas of compliance and white-collar crime. Find here further information about the CCE certificate.
Birgit Galley, director of School of Governance, Risk & Compliance (School GRC), BK scholar Mayk Maaß und Business Keeper board member Kai Leisering (© Matthias Richter)
Since October 2018, Business Keeper AG has been a member of the Association for the Promotion of the German Economy (sdw). All activities of the Stiftung der Deutschen Wirtschaft are aimed at creating the best possible conditions for young people and young adults to start a successful, fulfilling career.
The financial means for this are provided by the "Verein zur Förderung der Stiftung der Deutschen Wirtschaft e.V.", an association founded in 1996. Its members include around 100 companies from all sectors who pay annual contributions to the association.
Further information about sdw you can find here
Business Keeper AG got the recertification of the IHK seal for excellent training quality which is valid until 2020. By this the company underlines the importance of training junior staff. The training takes place in Management Assistant for Office Management and IT specialist for system integration. 7 trainees are currently employed.
The IHK (Industrie- und Handelskammer) honours companies that have been outstandingly involved in training of their trainees. In the application process, the companies are selected for the award on the basis of fixed criteria. There are "mandatory criteria" that all applicants must meet. In addition, there is a catalogue of "excellence criteria", of which a minimum number must be fulfilled. The excellence criteria are selected by the company itself within the framework of the specifications. As was the case two years ago, Business Keeper AG not only fulfilled the criteria in the "Compulsory" and "Excellence" categories, but also a large number of voluntary criteria.
In its function as a training company, Business Keeper AG itself places the highest demands on the quality of training. Thus the enterprise wants to ensure that the trainees learn relevant specialized knowledge and practical abilities, in order to start optimally prepared into the working life. "We take our responsibility as a training company very seriously and therefore we are very pleased about the renewed award of the IHK seal for excellent training quality. From the first day on, the trainees are fully integrated into the working day as valuable team members and take on tasks on their own responsibility", says Kenan Tur, founder and CEO of Business Keeper AG.
Kenan Tur, Board Member Business Keeper AG, Meike Al-Habash/IHK, trainers and trainees of Business Keeper AG
Business Keeper AG regularly supports the further training of junior staff in the area of compliance and white-collar crime by awarding them a scholarship to become Certified Compliance Experts (CCE). In March 2018, Ms. Michaela Burger was awarded the scholarship on the basis of her qualifications and commitment. As a certificate participant at the GRC School of the Steinbeis University in Berlin, she not only gains access to the study content and supervision by the lecturers, but also the opportunity to further expand and expand her professional network in the compliance area. The Business Keeper AG wishes Mrs. Burger all the best for her future career.
Kai Leisering, Board Member Business Keeper AG, and Business Keeper scholar Michaela Burger
The 10th BKMS® Experience Day was held at the historical Kaiser's station in Potsdam on 14 and 15 June. Its tagline: "Complex compliance – are my business partners my business?" More than 140 compliance experts who hold professional and managerial positions at a wide range of companies and authorities got together to discuss current developments, requirements and future trends in compliance. In his much-anticipated keynote speech, Professor Guido Palazzo granted his audience fascinating insights into the field of leadership and corporate culture, making his second valuable contribution to a BKMS® Experience Day. Renowned speakers discussed a variety of topics relating to third-party compliance in terms of legal, ethical and communication aspects. Experienced professionals contributed select case studies and best practices to the lectures.
Over the course of the past ten years, the BKMS® Experience Day has become an established and important annual event in the compliance community. We are delighted to announce the date for the 11th BKMS® Experience Day already: on 23–24 May 2019, Boehringer Ingelheim Pharma GmbH & Co. KG will be hosting us in Ingelheim am Rhein. Like every year, we invite users of our products and interested parties to a confidential exchange of experiences without consultants (except invited speakers) or media representatives.
Executive Board Members of Business Keeper AG: Kenan Tur and Kai Leisering
Here you can find more impressions.
The protection of sensitive information in the BKMS® Compliance System has always been of the highest priority for Business Keeper AG. Now, independent experts have audited the system and subsequently certified, that its Information Security Management System (ISMS) complies with the standard ISO 27001. The scope of the certification is the secure operation of the BKMS® Compliance System in order to ensure the objectives confidentiality, availability and integrity of the information that customers and whistleblower enter into the system.
Business Keeper is thus the first and only provider of compliance solutions with a certified ISMS that meets the very high international standard of the ISO norm.
ISO 27001 defines necessary technical and organisational measures based on an assessment of potential threats to the organisation's information security. The implemented security mechanisms for the maintenance and the continuous improvement of the organisation's information security are established, executed and regularly monitored.
A team of independent experts audited Business Keeper AG for several days according to a predefined audit catalog. After fully examining all the relevant requirements, they came to the following conclusion:
"The measures taken by Business Keeper AG regarding its information security are exemplary. Our analyses showed that the company operates an excellent Information Security Management System (ISMS) and is very well established in this field", says Kai Osterhage, licensed auditor of datenschutz cert GmbH. Datenschutz cert GmbH is part of the datenschutz nord group, one of the leading providers for services in the area of data protection and IT-security, which consists of 40 fully qualified lawyers, 20 computer scientists and has offices in four locations in Germany, serving more than 450 customers including about 50 major corporations.
Kenan Tur, founder and director of Business Keeper AG, says regarding to the successful certification: "IT security has always been a high priority at Business Keeper. As the only provider we always have our systems audited by customer-appointed specialists. Now, we also wanted to have our ISMS tested and certified for the secure operation of the BKMS® Compliance System based on the current international security standard ISO / IEC 27001. At the same time, we have subjected ourselves to the requirements that also apply in the context of certifications by the Federal Office for Information Security (BSI). Furthermore, the certification serves us within the company for the internal documentation and verifiability of our processes. We are pleased and proud that we have successfully completed this elaborate process after nearly two years of intensive work and severe manpower resources."
Yesterday, Europe´s leading provider of Compliance solutions, Business Keeper, invited to an expert event on "Sapin II – Challenges & Opportunities" that took place at "La maison d'Amerique Latine" in Paris. More than 40 Compliance experts from large French companies and organizations accepted the invitation for a "Petit Déjeuner". The idea of the event was to raise awareness of the participants regarding the requirements and perspectives of the new legislation. Moreover, the event offered profound information on processes, solutions and best-practices regarding the upcoming challenges.
Two reknown speakers from France, Bénédicte Querenet-Hahn, partner of the law firm Grützmacher Gravert Viegener (GGV) and Renaud Feil, founder and CEO of Synacktiv, a company specialized on IT Security, spoke about the most important aspects of the new legislation and the security requirements regarding whistleblowing solutions.
"To comply with the multiple requirements of Sapin II, companies from 50 employees up have to establish an appropriate, robust and secure whistleblowing system", said Bénédicte Querenet-Hahn. "For this reason, companies have to start now to look for the right solution."
"When making the decision for a whistleblowing tool, the security of the application must be a top ranked criteria to ensure, that highly sensitive report data is only accessible by entitled users within the organization", said Renaud Feil. "This should be proven by experts. The provider of the whistleblowing solution itself, as well as any third party must not have access. In this context it is also important to pay attention to the problematic legislation in some countries, where providers are forced to grant extensive access rights to security authorities even with minimal evidences."
Business Keeper supports French companies and organizations out of its Paris office, offering innovative solutions to support the multiple processes in Compliance – from Whistleblowing to Business Partner Due Diligence.
The State Office of Criminal Investigation of Baden-Württemberg has published its annual report on corruption for 2016. Last year, 224 anonymous reports were submitted via the whistleblowing system (BKMS® System) in the categories of corruption and white-collar crime. 208 of them were rated worthy of examination. This high number of usable reports is characteristic for the use of the BKMS® System by the State Office of Criminal Investigation of Baden-Württemberg: ever since the whistleblowing system was first used in 2012, the investigators received a total of 854 reports. Only three reports have been rated denunciatory.
The report states:
"In 115 cases, the whistleblower set up a postbox for communication with the State Office of Criminal Investigation. This corresponds to approximately 50 per cent of all reports. The resulting communication, which sometimes lasted several months, continuously improves the quality of the investigation in question. Insider reports, of which we received 24 just like in the previous year, are of a consistently high quality." (p. 12)
Click here to access the annual report on corruption for 2016 (German)
Reporting systems strengthen trust in a company's compliance management system, regardless of its size. This was one result of the new study "Compliance Essentials" of the Konstanz Institute for Corporate Governance (KICG) in cooperation with Taylor Wessing. More than 81 percent of all interviewed experts from government agencies, companies, lawfirms, non-profit organizations, universities and consulting companies said that, irrespective of the size of a company, they expect a process of reporting misconduct to be defined and communicated to employees.
Also in medium-sized companies, employees and external stakeholders see the reporting system as a strong indication that companies are adressing internal misconduct. The seriousness of these compliance efforts is measured by the design of the reporting system. The technical protection of the potential reporter shows how much a company is actually interested in the clarification of the reported incident.
Approximately 130 compliance experts met at the 9th BKMS® Experience Day in Zurich to discuss current and central issues of international, daily compliance work. After last year's event focused on the comparability of a competitive compliance organisation, this year's motto was: "Compliance International – Cultural Diversity as a Compliance Challenge".
In their lectures, the speakers explored the cross-border requirements of compliance management systems: how can an internationally active company ensure that all employees uphold the law? What are the difficulties for the operative level? How do businesses promote acceptance of a compliance management system despite cultural differences? Another focal point was the vetting of business partners, suppliers and service providers (third-party compliance), a topic that is becoming increasingly important.
Despite the importance of a culture-specific value management, the keynote speaker, Prof. Dr. Dr. Klaus M. Leisinger, founder and Charman of the Global Values Alliance, stresses: "All countries have the equal right to respect of their culture. There is, however, no 'cultural apology' for violations of human rights and human dignity."
Kenan Tur, founder and director, and Kai Leisering, director of Business Keeper AG, are pleased with a successful BMKS® Experience Day at FIFA: "Compliance systems are nowadays indispensable for international corporations. However, these should be adapted appropriately to the respective culture in which they are used. With the flexible BKMS® compliance solutions, we support the compliance departments in the successful implementation of this approach."
It was one of the last big projects of the current Federal Government: the old German Federal Data Protection Act (BDSG), which dates back 40 years, had to be adapted to the impending EU General Data Protection Regulation (EU-GDPR). The renamed "BDSG-new" contains regulations which have so-called "flexibility clauses" in the GDPR. They allow for leeway in the interpretation of the regulations in question and are substantiated in concrete terms by the national legislators. Besides many other important reforms, the handling of personal data when using whistleblowing systems is subject to new rules.
Within the scope of an employment relationship, data controllers processing special categories of personal data must verify whether their processing is strictly necessary. Those controllers are still obliged to evaluate whether the interests of the employee outweigh those of the company or vice versa. According to legislation, it must be ruled out that the legitimate interest of the affected person in foregoing processing prevails.
Therefore, comprehensive protection measures must be taken when processing personal data: The more comprehensive the sensitive data are technically protected, the more likely the desired weighing of interests with regard to the intended data processing is positively decided. This is the case when compliance applications ensure the protection of the data by comprehensive technical and organizational measures. These include, for example, complex encryption methods, pseudonymization or defined authorization structures.
However, the compliance applications of many providers may not meet these strict requirements. External certifications provide information on the precautions taken. The law is controversial. Experts criticize it as too complex to be implemented on time. Moreover, a clear distinction between BDSG-new and the GDPR is equally difficult for companies and consumers. This legal uncertainty is likely to prove as an extra burden for companies.
Beginning on 25 May 2018, the GDPR will be directly applicable in all EU member states. The BDSG-new then also enters into force. Until then, the requirements of both legislative texts have to be implemented. In the event of infringement of the regulations, the data protection law comes closer to the antitrust law: the companies are subject to a fine of up to € 20 million or four percent of the annual turnover (whichever is the higher). Companies are advised to deal intensively with the new data protection requirements.
Internet-based communication applications are the most effective instruments regarding the prevention and exposure of corruption and grievances. Around 39 percent of cases of frauds in companies and organizations worldwide are detected by internet-based communication applications (ACFE: Report to the nations, 2016). Now, the Commission "Deutscher Corporate Governance Kodex" (German Corporate Governance Code), who articulates guidelines for national and international standards in good corporate governance and who lines out legal requirements for companies that are listed in the German Stock Exchange, responded to this developments.
In a revision of the Code, promulgated on the 14th of February 2017, the Commission expressly supports the use of internet-based communication applications within the frame of a companywide Compliance Management System: "For the implementation of a best-practice compliance system, employees shall be given the opportunity of anonymously reporting suspected breaches of the law within the company, in a protected manner." Third parties are included in this provision, however on the basis of a suggestion.
The Federal Financial Supervisory Authority (BaFin) is increasingly committed to the dissemination of information by whistleblowers. Since January, whistleblowers can contact the BaFin (if desired anonymously) by using the certified internet-based communication application BKMS® System of the Berlin based compliance solutions company Business Keeper AG, to report about infringements against supervisory provisions.
Beginning in the summer of 2006, the BaFin established a central contact point which allowed whistleblowers to submit information via post, E-Mail, telephone or in person. The Business Keeper Monitoring System® (BKMS® System) now completes the list of communication channels with another key component.
Fifteen years ago – in December 2001 – Founder and Director Kenan Tur pursued his innovative, courageous idea to develop the Business Keeper Monitoring System (BKMS® System), the first pan-European electronic whistleblowing system for the early discovery of risks in companies and administrative organisations. His goal was to safeguard ethical business values and principles within organisations and to effectively protect whistleblowers who internally report abuses and risks. The early years were marked by great challenges: Often there was no fundamental awareness of the risks posed by corruption and white-collar crime. Whistleblowing system for confidential reporting of abuses either did not exist or consisted only of telephone hotlines or ordinary email addresses.
Today, this attitude has long since been changed. Companies, administrations and organisations are now increasingly convinced that financial gains can only be realised over the long term on the basis of value-oriented business and that compliance should be a fixed component of modern company management. "The BKMS® System opens up entirely new possibilities for receiving and processing reports. I am certain that without the system we would not have received countless relevant reports. The continuous further development of the application and the high security level are still unparalleled today," summarises Wolfgang Lindner, Head of the Department of Corruption / Internal Investigations from 2002 to 2015 of the Lower Saxony Office of Criminal Investigations, which had the application implemented in 2003 as the first customer of Business Keeper AG.
On 18 July, the supervisory authority headed by the European Data Protection Supervisor (EDPS), Giovanni Buttarelli, presented a directive to facilitate communications between the EU institutions and internal and external whistleblowers. The 15-page paper takes account of the significance of whistleblowing for the exposure of white-collar crime: approximately 40% of corporate fraud cases are now revealed by whistleblowers (ACFE, Report to the Nations, 2016). According to representatives of the EU data protection body, this figure could still increase, provided that efforts to allay the fears of potential whistleblowers concerning negative consequences succeed.
The best way of encouraging employees to point out observed grievances and risks is to ensure confidentiality and offer comprehensive protection of their identity. Against this background, organs and institutions of the European Union are urged to instate secure channels that comply with data protection regulation to facilitate the reporting of risks and fraud. On the basis of the principles of "data minimisation" and "data economy", clear processes must be implemented for the examination of incoming reports; deletion periods must be observed and third-party access must be prevented.
Data protection and data security in the BKMS® System
The electronic whistleblowing system (BKMS® System) already meets all criteria for a legally watertight reporting channel as stipulated by the EU data protection body: Personal information and the content of submitted reports are protected by special encryption and security technologies integrated in the application. It is up to the whistleblowers themselves to decide whether they wish to disclose their names or remain anonymous. Regardless of the disclosure of their identity, they have the option of entering into a dialogue with the recipient of the report. This opportunity to ask questions is frequently decisive for the fast, complete clarification of an incident. No third party, not even Business Keeper AG itself, has access to the reports submitted to an employer or authority through its whistleblowing system. The stand-alone application is currently the only whistleblowing system in the world that has been certified by two independent authorities to verify its compliance with national and European data protection regulations.
On June 21st, the AHK (German Spanish Chamber of Commerce) hosted an event on "Compliance in multi-national organisations – central guidance, local practice".
More than 100 Compliance professionals from Spain attended the event and followed the discussion on the panel that included Klaus Moosmayer, Chief Compliance Officer, Siemens AG, Sebastian Schlender, Senior Vice President Corporate Audit & Consulting Division, Bertelsmann, Pía de la Cuesta, Regional Compliance Officer, ThyssenKrupp, and Pedro Tomey, Chief Reputation Officer, AON & President.
The panel was moderated by Prof. Joan Fontrodona, Head of Business Ethics Department of IESE Business School in Barcelona. The panelists discussed the challenges of defining Compliance for a global organization while keeping in mind the cultural differences in single countries worldwide that have to be taken into account. The panelists agreed in general that a Compliance programme has to be adequate and adjusted to the local specifics while providing basic and overall guidance.
Another aspect of the discussion was whistleblowing and the approaches taken by the companies represented on the panel. All panelists made clear that a whistleblowing channel is a state-of-the-art pillar of a Compliance Management System. Related to the event´s headline, there was common sense that whistleblowing systems need to be flexible to be adjusted to local requirements, including compliance to the relevant data protection laws.
Business Keeper AG supported the event.
Please read here the press release of the AHK Madrid (Spanish)
How well-designed is your own compliance programme? Does it effectively protect both the organisation and its decision-makers from liability risks? Or does it hinder the development of the company? How is the competition approaching risk prevention and control? And what characteristics does a future-proof whistleblowing system need?
Answers to these questions can be found in a recent study by the international law company, Hogan Lovells, for which around 600 CEOs and CCOs of multinational companies with at least 2,000 employees and a minimum turnover of 350 million US Dollars were interviewed. The survey focused on two questions, in particular: how does corporate governance impact the success of a compliance strategy, and does effective risk prevention hinder corporate growth?
Even though it is well known that the "tone from the top" by the executives is crucial for a successful implementation of the compliance strategy, 60 per cent of the interviewees stated that topics related to anti-bribery and corruption are not prioritised. According to the authors, this is a consequence of fragmented reporting and a resulting general ignorance at the highest levels of management: Only 39 per cent of CCOs report directly to the CEO.
Profit vs prevention
The interviewees are under great pressure to meet their sales targets; against this background, the implementation of certain risk-minimisation measures is generally considered a limitation. According to the authors, company communication could particularly contribute to familiarising the employees with the "essence" of the compliance programme and convey desirable and undesirable conduct in an accessible manner.
Whistleblowing systems are clearly recommended
By using a whistleblowing system, organisations emphasise the significance they attribute to the topic of compliance. As many as 40 per cent of survey participants said that their company had not yet implemented a whistleblowing system. The authors of the study clearly recommend using an external communication channel that facilitates the anonymous submission of reports. Submitted reports must be processed thoroughly and completely by a company-internal party. The target group of potential whistleblowers – i.e., employees and/or externals – should be given instruction on handling suspicions and deciding when to submit a report.
Even though corruption is still a major problem around the world, in 2015 more countries have been improving than worsening. Germany ranks 10th among 168 countries in the current index, alongside Luxembourg and the United Kingdom. Austria has moved up seven positions to 16th place. TI's Austrian Chapter attributes this improvement to the establishment of several initiatives and anti-corruption measures, among others the use of the anonymous whistleblowing system (BKMS® System) at the Office of Prosecution for Economic Crime and Corruption (Wirtschafts- und Korruptionsstaatsanwaltschaft, WKStA).
The Corruption Perceptions Index (CPI) measures the degree to which corruption is perceived to exist among public officials and politicians. Currently, it ranks 168 countries on a scale from 100 (not corrupt) to 0 (highly corrupt).
Press Release of Transparency International Austria, 2016-01-27
Since September the online whistleblowing system (BKMS® System) completes the whistleblowing processes at Axel Springer. The web based application allows the secure submission of reports, anonymously if needed. At the same time it enables a secure dialogue between the reporting person and the client's examiner.
The short explainer video shows the whistleblower system as one important component of the company's Compliance Management System.
On September 30th, 2015, the first BKMS® Compliance – Practice Day Austria was held in the Vienna "House of Industry" of the Industrialist's federation. About 40 managers responsible for compliance from companies and administrations from Austria attended the event of Business Keeper AG. Participants used the opportunity for a mutual exchange on compliance, data privacy and on using whistleblowing systems as well as to learn the lecturer's best practices.
The BKMS® Compliance Symposium on September 29th, 2015, in Zurich marked the start of a nationwide knowledge transfer on compliance and on using whistleblowing systems. A full twenty representatives of Swiss companies and administrations accepted the invitation of Business Keeper AG, Europe's leading provider of an electronic whistleblowing system (BKMS® System).
Since more than ten years the Global Compact International Yearbook provides indepth information on key sustainability issues and promotes comprehensive knowledge exchange in the spirit of the ten principles of the network. The current edition once again bundles information on good practices from Global Compact participants around the world and gives a strong voice to regional and global actors.
Business Keeper is represented with an article on the rising importance of social compliance as part of integrated reporting. Following global reporting standards like the Global Reporting Initiative (GRI) more and more companies are enhancing their reporting systems with regard to documenting non-financial issues in order to provide stakeholders with potentially relevant information. In his guest contribution, founder and director Kenan Tur illustrates typical challenges for companies who publish a sustainability report or corporate responsibility report in addition to their annual report. He explains how whistleblowing systems can be applied as an effective instrument to collect and prepare the relevant (key performance) indicators on social compliance topics as well.
Here is the link to the e-book.
The 16th International Anti-Corruption Conference (IACC) from 2nd until 4th September once more will be bringing together professionals on combating corruption from all over the world.
Following the theme "Ending Impunity: People. Integrity. Action" around 1,000 participants from more than 130 countries and all sectors of society will meet and take stock of where we are in the fight to end corruption and where we need to be.
Click here to see the full agenda.
We are looking forward to getting to know you at the 16th IACC or at one of the forthcoming events.
Considering the sensitive issue of reporting misconduct and incidents of corruption Business Keeper AG makes data privacy and data security a priority. With today's completion of the extensive evaluation and certification process, the electronic whistleblowing system's (BKMS® System) high level of data protection has been reconfirmed by independent experts. Since its initial certification in 2013, the BKMS® System carries two recognised data protection seals of approval. Therefore, it is the only electronic whistleblowing system in the world to meet the strict requirements for the protection and security of sensitive personal as well as content data and to hold certifications in accordance with both German and European data protection laws.
Find out more in our Press release
Following the entry into force of a a new criminal code the liability of an organisation's top management in Spain will be reregulated. Aside from the monitoring and supervision obligation for the executive management, the new law defines six elements of a compliance programme according to the law. This includes a risk analysis as well as clear definitions of which violations are sanctioned.The law also calls for the establishment of a whistleblowing system by which employees can report observed risks or malpractices. If a company has established a corresponding compliance organisation, penalties in the event of violations can be reduced or eliminated in future. If no compliance system exists, the executive management will be at risk of fines or even imprisonment.This will put more pressure on executive directors to establish an effective compliance management system (CMS) in their company in order to avoid personal criminal liability.
Find more information here
On 12th May (Frankfurt on the Main) and 19th May (Dusseldorf), the Clifford Chance law company invites executive managers and leading employees from the areas of HR, compliance and law to attend the "2015 Labour Law Seminar". In the course of several presentations and workshops, updates regarding the minimum wage will be discussed along with aspects of compliance relating to labour law.
Alexander Neidhardt, Business Keeper AG, and Dr. Peter Christ, Clifford Chance, will elucidate the main aspects of the successful implementation of whistleblowing systems in companies using the practical example of the web-based BKMS® System. Various challenges relating to the introduction of such applications will be discussed: from data protection and data security requirements to the early involvement of the works committee up to communicative measures that should accompany the implementation.
For further information about the electronic whistleblowing system and the compliance solutions offered by Business Keeper AG, please contact us at any time.
Especially in German companies without foreign parent companies, whistleblowing is a topic met with reluctance and deep-seated fears. Whistleblowers themselves are decried all too quickly, which can lead to far-reaching personal disadvantages. At the same time, companies without a trustworthy internal whistleblowing system risk their employees reporting malpractices publicly. Whistleblowing systems that are implemented into an applied culture of compliance can minimise (personal) liability risks and make a sustainable contribution to the success of the company.
Read the full article by Kenan Tur, founder and board member of Business Keeper AG in the Compliance Manager online journal.
As recently demonstrated in the Neubürger decision, the executive management is increasingly being held personally liable if they fail to sufficiently attend to their supervisory duties. The character and the image of the responsible persons are increasingly becoming a focus of public perception since corruption also causes long-term damage to the public's trust in the integrity and capability of the organisation. How the reputation of the executive management directly impacts the success of the company, is also shown in "The CEO Reputation Premium: Gaining Advantage in the Engagement Era", a recent study by the public relations network Weber Shandwick: 81 per cent of the executives surveyed believe that the special challenge for managing an organisation nowadays lies in conveying consistent credibility across all communication channels, including social media in particular. Roughly half of the participants are also convinced that CEO reputation will carry more weight in the coming years than the company. The authenticity and integrity of the leader is thus becoming increasingly clear to a non-negligible competitive factor for companies.
Full Report
In 2014, ECS – Ethics & Compliance Switzerland was founded in Switzerland. ECS ist he first platfrom and community to engage stakeholders from companies, science and society around all topics and challenges in the areas of Compliance and Business Ethics outside the Finance industry. This closes a gap and enables participation in the political and public discussion by providing competence and expertise. Business Keeper has joined ECS as an institutional member from 2015 on and is proud to actively supports ECS´s important work.
Business Keeper is Europe´s leading provider of whistleblowing solutions offering the BKMS® system, the sole application worldwide that really ensures compliance to the highest requirements in data security and data safety, which has been externally audited and certified on an ongoing base.
Learn more about ECS – Ethics & Compliance Switzerland
Whistleblower systems are not only an important matter concerning major companies. What diverse kinds for registering reports exist, how the implementation of a whistleblower system reaches success and why it's introduction is worthwhile for the Board of management themselves, Kai Leisering clarifies these in his interview with FINANCE Online.
We like to offer whistleblowers and organizations an application, which guarantees a strictly secure as well as confidential transfer and conduct of reports and thereby complies to our high requirements regarding data protection and data security. For this reason we have decided to enter a voluntary and independent certification of the BKMS® System in matters of data protection. In 2013, the BKMS® System was the first whistleblowing solution worldwide to receive the EuroPriSe trust mark (European Privacy Seal). Just now, the second periodical monitoring, in which changes in the BKMS® System were examined by independent IT and legal experts as well as experts from the EuroPriSe certification body, has been conducted successfully. The auditors have confirmed the exemplary compliance of the BKMS® System regarding all data protection requirements.
Learn more about data protection and data security of the BKMS® System
Right since the company's foundation in 2001, Business Keeper has committed itself to a value-based culture and leadership. Recently, the values and the Code of Ethics have been reviewed regarding their ongoing relevance and validity and thus were slightly modified and developed.
The Executive Directors Kenan Tur and Kai Leisering informed all employees about the changes and encouraged discussions on the set of values. The whole process of establishing the Code of Ethics was accompanied and supported by Prof. Dr. Josef Wieland, chair of the Institute of Institutional Economics, Organizational Governance, Integrity Management & Transcultural Leadership at the Zeppelin University in Friedrichshafen, Germany. Prof. Dr. Wieland is a profound expert in the field of Economical and Business Ethics and amongst others also the director of the ZfW - Zentrum für Wirtschaftsethik (Centre for Business Ethics), which is the research institute of the German Network of Business Ethics.
The clear commitment of the Business Keeper AG as the leading provider of whistleblowing systems is based on the strong belief to support and further enable an overall culture of value-based business ethics.
Every year since 2011, by the nomination of the "Clever Minds", regionalmanagement CITY WEST highlights, in co-operation with the business service offered by Berlin Partner GmbH, innovative companies based in the cities west. This year's focus was placed on the digital economy of Berlin's western regions. Kenan Tur, founder and director of Business Keeper AG, was stated as one of this year "Clever Minds". In the process of a portrait for a press supplement of "WirtschaftsWoche" he illustrates the use of an electronic whistleblowing system (BKMS® System) by companies and administrations, as to the motives, that triggered the founding of the Business Keeper AG in 2001.
On Tuesday, November 11, the "Clever Minds" engaged in a meeting in the flagship store of Teufel/Raumfeld in Bikini Berlin. In the backdrop of "Digital Markets" 16 pre-selected IT-companies from City West presented themselves, among them also Business Keeper AG, which introduced an electronic whistleblowing system (BKMS® System). Approximately 100 interested visitors joined the Get-together invitation and exchanged about current project intentions at the IT-location Berlin.
In the current issue of the Telekom-internal Compliance magazine "Compliance@DT" discusses Kenan Tur, founder and director of Business Keeper AG, the challenges of the implementation and international rollout of a whistleblowing system.
He depicts how the demand after a whistleblowing system has developed and what requirements, for instance in relation to security, data safety or data management, are requested for such applications in an international operation. Thereby he also addresses the country-specific differences in turn of regulations regarding protection of whistleblowers.
Once again, the LKA Niedersachsen relies on the BKMS® System from Business Keeper AG to solve an old murder case. The use of the highly secure electronic whistleblowing system has already proven itself in the past, both in current cases and in long-standing unsolved cases of murder or missing person cases, the so-called "cold cases". The intended aim is to obtain information on these cases from the population. If desired by the whistleblowers, they can report also completely anonymously. Also in the case of Ute Werner, who was murdered in 1988, the BKMS® System is now being used. In this way, possible witnesses or persons who have gained knowledge about the murder case - or other sexual crimes during the same time period - can anonymously contact the LKA. It is thus possible to communicate directly with the investigators, while still maintaining anonymity.
The case Ute Werner is presented today by the investigators responsible for the case in the ZDF programme "Aktenzeichen XY...ungelöst". After numerous hints have already been received in earlier cases via the BKMS® System, the Osnabrück Criminal Investigation Department is hoping for new findings and traces in this case as well, which will lead to the arrest of the perpetrator after more than 30 years. The investigators hope, for example, that the guaranteed anonymity of the reporting system will encourage other victims of the perpetrator to pass on their information. The 22-year-old trainee disappeared on 10 August 1988 when she hitchhiked home from her job in Osnabrück. Twelve days later, a walker found her body in a woodland. The Osnabrück Criminal Investigation Department assumes a sexual offence due to the investigation. In the course of this, further cases of sexual crimes with a similar progression of events became known, but despite numerous references, witness descriptions and the publication of a phantom image the perpetrator could not be identified until today.
The BKMS® System can be specifically adapted for individual cases - BKMS® Quick Response
LKA Niedersachsen has been using the BKMS® System as a long-standing customer of Business Keeper AG for more than 16 years, also for investigations into unresolved cases. As in the case of Ute Werner, a special reporting procedure (BKMS® Quick Response) can be set up in the system. A temporary reporting process can thus be flexibly added at any time to the BKMS® System, which is already in use, in order to be react quickly to current incidents. Persons who submit their reports via the electronic whistleblowing system can remain completely anonymous if desired. In spite of anonymity, it is possible to enter into direct dialogue with the Osnabrück criminal police by means of a mailbox protected by special encryption technologies and thus help to solve a crime.
Please feel free to contact us to answer your questions or provide you with further information:
Ulrike Dittmar
Public Relations
Tel. +49 (0) 30 - 88 77 444 - 0
Fax +49 (0) 30 - 88 77 444 - 66
© Business Keeper AG 2019


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Author: ExWHUEmployee. Published: 9 August 2017 at 9:18pm
Written by Lizzie Brown
Within every new season comes a team who manages to amaze everyone with its performance. In every top-flight league in the world, there are surprise packages. If we take last season's example, one of the biggest surprises was AS Monaco winning the French Ligue 1 title ahead of Paris Saint-Germain and Olympique Lyonnais. On the other hand, RB Leipzig stunned everyone by finishing second in the Bundesliga and Atalanta finished fourth in Italian Serie A.
All of these surprise packages were from last season. Let's go back to the 2015/2016 season. No one can forget the fairy tale rise of Leicester, which defied all odds to win the Premier League. The odds for Leicester to win the title were 5000/1 and the Foxes surprised everyone by winning the league by a comfortable margin. Who will beat the odds this season? I've taken a quick look at the BetVictor premier league odds and there are definitely a few teams who have the potential to win the league under great odds.
Considering all of this, we can expect that the upcoming season will produce even more surprise packages. We can already suggest a few names by taking in account the early transfer dealings and current squads.
The Premier League is now the most open and competitive league in the world. Almost six to eight teams are challenging for the title and for securing their spot in European football. Lately, the likes of Tottenham Hotspurs, Everton and West Ham have emerged to give other teams a tough time. In past years, Manchester United missed out on European football after the retirement of Sir Alex Ferguson. This season, Arsenal will not be in the Champions League for the first time in 21 years. Therefore, we should not be surprised to see any team missing out on European spots.
Let's have a look at the five surprise teams who could get European football in the upcoming season. The predictions are based on last season's performance, activity in the transfer market and the squads.
We have a feeling that Everton will be challenging for a spot in European football next season. All the big teams in the Premier League and Europe are currently running after big names to strengthen their squads. The only team which has been silent about their business is Ronald Koeman's, Everton. A few days ago, everyone was discussing the ruthless AC Milan transfer business. Everton has done the same, but only on a smaller scale. Hence, it would not be surprising if Everton ends up as serious contender for the top 4 spots.
Ronald Koeman has changed the fate of Merseyside's blue team ever since he took over the club on June 14, 2016. It was very much speculated that Barcelona's first choice was to appoint Koeman for the vacant managerial position. However, if we look at how he has organised the club, Koeman is the best man for Everton right now.
Everton also managed to sign two players in quick succession: Jordan Pickford and Michael Keane. Koeman also has Sandro Ramirez and Davy Klassen at his disposal which has further strengthened the team's position.
The time everyone started to notice Everton was when the club managed to bring home their boy-wonder, a Manchester United legend and former captain, Wayne Rooney. Many believe that Rooney is past his prime, but even at this age he has a lot to offer with his vast experience. The departure of Romelu Lukaku to Manchester United might well give him the chance to play further up the field.
With such a team and a talented manager, we certainly think that Everton has everything it needs to secure a position in the top 5, if not the top 4.
Two seasons ago, West Ham finished seventh in the Premier League table which made them a strong force who could challenge the likes of Chelsea and the two Manchester clubs. In several matches against the top sides, they came out as the winners. In addition, the losses to big clubs turned out to be significant game changers in the race for the title.
Many people thought that the Hammers would continue their positive form as observed in the last season. However, the team failed to maintain its position and managed to finish eleventh on the table. The confidence and team chemistry they had in 2015/2016 could not be seen last season – and this performance was followed by the departure of their star player Dimitri Payet. They are now trying to ready themselves for another year in the Premier League in hopes of securing a position in the top half of the table.
The club has recently signed two Manchester City players, Pablo Zabaleta and Joe Hart who could certainly bring some much-needed experience to the team.
The club is also linked with a move for two unsettled Arsenal players, Olivier Giroud and Theo Walcott. If West Ham manages to bring in either of these players, Slaven Bilic would be able to make a good combination with his main man upfront, Andy Carroll.
The team has it all – quality players, passion and the determination to win. They only need to bolster some key areas and lift the team morale.
We believe that The Hammers are the team to watch for next season, as they can be one of the surprise packages to get European football in 2018/2019.
One of the most fashionable clubs in Italian Serie A is Sampdoria. The team showed promise last season when they managed to finish at the tenth position on the table. Their star player and main source of goals, Patrik Schick, is set to bid farewell to the club to join Juventus. However, with the signing of Fiorentina's main man, Josip Illicic and Luis Muriel, the team can certainly become a force to be reckoned with.
The departure of Schick does not mean that the team is left without any options. Many players are waiting for a chance to make Sampdoria's next season successful. With key players Angelo Palombo in midfield and Fabio Quagliarella up front, the team could have a successful season.
Sampdoria has everything it needs to secure a European spot next season. However, this means that the club should hit the ground running from day one. Sampdoria is worth keeping an eye on during the next season.
Real Sociedad is a team with all the essentials for a top La Liga side. The club has a strong squad with great depth. With athletic goalkeeper Geronimo Rulli, talented ball playing centre back Inigo Martinez and midfield sensations in the form of Asier Illaramendi, Esteban Granero, Sergio Canales and Xabi Prieto, the team is very strong. Also, not to forget Carlos Vela who can be a real threat to the opposing team. Another player who has been making waves is the 24-year-old Juanmi who scored 11 times last season for Sociedad.
Apart from this, the Basque are known for playing quality football. Their midfielders are excellent distributors of the ball and each one of them can play the game with very little instruction.
With new additions such as Adnan Januzaj from Manchester United and a high morale, the team can certainly gain a spot in European football in the 2018/2019 season.
Inter Milan players and board of directors have put their trust and faith in Luciano Spalletti. They strongly believe that the club can bring back the Champions League to San Siro. According to the defender Joao Miranda, Luciano is a great coach who has managed to prove his worth at Roma and is now all set to do wonders for Inter Milan. The team and its ambition along with a great coach can help Inter Milan to become the next surprise team in European football next season.
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Muriel left Sampdoria weeks ago!

subset: commoncrawl


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Thinking of getting a piece of jewellery remodelled, but not sure where to start? Whether it's a beloved engagement ring that has been damaged over the years, or a sentimental family heirloom that's no longer in style, remodelling is a great way to turn a treasured piece into something wearable once again. Here are 5 ideas for how to go about it.
Commissioning your jeweller to create a replica of a run down piece of jewellery is a magical way of recapturing the meaning it holds. This is perfect for a piece that you still love the style of, but can't wear because it has been damaged or is suffering metal fatigue. The engagement ring below was re-created in this way, with the front profile of the ring replicated in the new piece.
Just like clothing trends, some jewellery designs go out of style over the years. Though this doesn't mean you need to get rid of a piece entirely. Having the stones in an existing piece restyled into a new design can be just what you need to make the piece inspiring once again.
Remodelling need not involve only one piece of jewellery. Multiple pieces of jewellery that have a special place in your heart (but are sitting unworn in a drawer) can be repurposed to create a unique piece. Your jeweller can help you develop a design that will make the best use of the materials. In the piece below, the stones from multiple unworn pieces of jewellery were given a new lease of life as a custom dress ring.
Add sparkle
For some couples, engagement and wedding rings are purchased at a time when they can afford only a modest design. Remodelling to something a little more extravagant after a number of years is a great way to celebrate your journey together, while still holding onto the meaning of your original piece.
Colour change
If you love the design of your piece, but aren't happy with the colour of the metal it's made of, remodelling can help you fall in love with it again. Whether you have started wearing more white gold than yellow over the years, or the person you inherited a piece from preferred a different colour gold, your jeweller can remake a piece for you in a new metal.
Time to get that piece out of the drawer? Contact us to make it wearable once more.


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Step 1
Smile and make eye contact with someone in a bar. This is a simple way of showing you have interest. It also indicates you are approachable. You can play coy and look at someone until he looks back, then look away for a few seconds. Look up again and smile at him. Assess his level of interest; see if he smiles back.
Step 2
Walk up to someone at a sports bar and ask him what his favorite team is. This is an easy icebreaker because you can ask him questions about his team to further the conversation, or, if you know a lot about that team, you can make observations about the team. Smile and make eye contact to show your interest.
Step 3
Sit next to someone and casually bump her arm at the bar. She will look up at you, which gives you an opening to speak to her. Apologize for bumping into her and offer to buy her a drink. You have just opened the door to further conversation.
Step 4
Walk past a guy in the bar. Once you have passed him, slowly turn around and make eye contact and smile at him. This gesture signifies your interest. This is a bold move. If he is interested, you will know because he will smile back or get up and speak to you.
Step 5
Ask someone next to you a question. For instance, ask a girl what the meaning of her tattoo is. Pay attention to her and compliment her choice of tattoo. Alternatively, ask a girl a question about a pair of earrings or clothing she is wearing.
Step 6
Use humor to flirt. Walk up to someone and make a joke about yourself. Engage her by laughing at your own dance moves. The point is to get her to loosen up and laugh with you and signal her level of interest. If she is cold and doesn't laugh, you can walk away.


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April 21, 2016
Contact: SA Timothy Desmond
Phone Number: (617) 557-2100
Portland Man Sentenced To Seven Years For Crack Cocaine Distribution
PORTLAND, Maine - Michael J. Ferguson Special Agent in Charge of the Drug Enforcement Administration for New England and United States Attorney Thomas E. Delahanty II announced that William Weston, 36, of Portland, Maine was sentenced in U.S. District Court by Judge George Z. Singal to seven years in prison and three years of supervised release for conspiring to distribute cocaine base, often referred to as crack cocaine. Weston entered a guilty plea to the charge in October 2015.
Court records reveal that between December 2013 and January 2015, Weston conspired with others to sell crack cocaine in Portland. Members of the conspiracy arranged for the acquisition of drugs out of state. Once the drugs were transported to Maine, they were provided to retail distributors who would sell the drugs in the Portland area. During the course of the investigation, law enforcement officers conducted controlled purchases of crack cocaine from Weston and other members of the conspiracy.
This case was investigated by the Drug Enforcement Administration and Southern Maine Gang Task Force, which is comprised of investigators from the Federal Bureau of Investigation; the Portland, South Portland, Biddeford, and Lewiston Police Departments; the Department of Homeland Security, Homeland Security Investigations; the Bureau of Alcohol, Tobacco, Firearms and Explosives. The Maine Drug Enforcement Agency and the Maine State Police also assisted with the investigation. The case also results from the ongoing effort of the Organized Crime Drug Enforcement Task (OCDETF), a partnership between federal, state and local law enforcement agencies. The principal mission of the OCDETF program is to identify, disrupt and dismantle the most serious drug trafficking, weapons trafficking and money laundering organizations, and those primarily responsible for the nation's illegal drug supply.


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AN ACT to make special provisions for borrowing money from Alba Petrocaribe (Belize Energy) Limited; and to provide for matters connected therewith or incidental thereto.
(Gazetted ..................., 2015).
(a) in June 2005, the Republic of Venezuela and several Caribbean countries (including Belize) entered into an Energy Cooperation Agreement providing for the establishment of PETROCARIBE;
(b) in furtherance of the said Energy Cooperation Agreement, Venezuela and Belize entered into a
bilateral Energy Cooperation Agreement in September 2005;
(c) pursuant to Article 1 of the said bilateral Energy Cooperation Agreement, Venezuela agreed to supply to Belize crude oil, refined products and Liquid Petroleum Gas (LPG) up to four thousand barrels per day (4,000 bpd) on an annual basis, and designated Petroleos de Venezuela SA (PDVSA) to supply the said petroleum products subject to certain terms and conditions;
(d) to facilitate the supply of petroleum products, Belize and Venezuela established a joint venture company, ALBA Petrocaribe (Belize Energy) Limited (APBEL), consisting of the Venezuelan state owned enterprise PDV Caribe, and the Government of Belize (GOB) owned company, Belize Petroleum and Energy Limited (BPEL);
(e) APBEL has been jointly designated by Belize and Venezuela as the importing entity in Belize, for petroleum products purchased from PDVSA;
(f) under the terms of the said Agreements, the supplies of petroleum products to Belize would consist of two portions, namely, a cash portion and a financed portion, in the ratio of approximately fifty percent each;
(g) under the terms of the said Agreements, the cash portion would be payable to PDVSA by APBEL within 90 days of importation and the financed portion would be lent by APBEL to GOB on concessionary terms, repayable over 25 years;
(h) the shipments of petroleum products arrive in Belize at different times and in different quantities and it cannot be ascertained beforehand the financed portion that would be lent by APBEL to GOB;
(i) it would therefore be expedient to make special provisions to govern the borrowing by the Government of Belize from APBEL to give effect to the Energy Cooperation Agreement between Belize and Venezuela:
BE IT, THEREFORE, ENACTED, by and with the advice and consent of the House of Representatives and the Senate of Belize and by the authority of the same, as follows:
1. This Act may be cited as the
2. In this Act, unless the context otherwise requires:-
(a) "Alba Petrocaribe (Belize Energy) Limted" or "APBEL" means a joint venture company owned by the Venezuelan State Enterprise, PDV Caribe and the Government of Belize company, Belize Petroleum and Energy Limited, in the ratio of 55% and 45%, respectively;
(b) "Loan Agreement" means the Loan Agreeent dated 18 September 2012 between the Goverment of Belize and Alba Petrocaribe (Belize Energy) Limited, setting out the terms for lending the financed portion to the Government;
(c) "petroleum products" includes crude oil, refined products, Liquified Petroleum Gas (LPG) and any other related product.
3. (1) Notwithstanding anything contained in the Finance and Audit (Reform) Act, 2005, or any other law to the contrary, it shall be lawful for the Government of Belize to borrow money from ALBA Petrocaribe (Belize Energy) Limited in any amounts without the prior authorisation of the National Assembly and to enter into a loan agreement with APBEL for the said purpose.
(2) The money borrowed from APBEL may be kept in a special account at the Central Bank of Belize and may be withdrawn from time to time as the need arises.
(3) No limitations shall apply to the use of the money borrowed from APBEL and it may be used to finance capital projects as well as to provide social and community assistance to the poor and the socially marginalised, and any other legitimate purpose as the Government may consider fit.
4. (1) Without prejudice to the generality of the foregoing provisions and notwithstanding anything contained in the Finance and Audit (Reform) Act, 2015 or any other law to the contrary, the following agreement and the borrowings are hereby validated and confirmed retrospectively:
(a) Loan Agreement dated 18 September 2012 between the Government of Belize and ALBA Petrocaribe (Belize Energy) Limited;
(b) Borrowing of US$114,307,356 by the Government of Belize from APBEL during the period September 2012 to August 2014, under the aforesaid Loan Agreement;
(c) Borrowing of US$28,776,243.39 by the Government of Belize from APBEL during the period September 2014 to February 2015 under the aforesaid Loan Agreement.
(2) The general provisions of section 3 of this Act shall equally apply to the particular loans mentioned in this section.
5. In the event of a conflict between the provisions of this Act and any other law, the provisions of this Act shall prevail.
6. This Act shall take effect retrospectively from 1st September 2012.
Get the actual file here


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China refrains from grain exports amid inflation fears2 min read . Updated: 10 Sep 2007, 10:06 AM IST
China refrains from grain exports amid inflation fears
China refrains from grain exports amid inflation fears
Hong Kong: Beijing has refrained from issuing expected export quotas for corn and wheat, a move traders said reflected the government's concern that high grain prices are fuelling inflation, already at a 10-year high.
Initially Beijing was expected to hand out export quotas of about 3 million tonnes this year after issuing the first batch of about 1.4-1.6 million tonnes in April.
Traders said the government had scrapped its plan ahead of the autumn harvest, which starts in October, despite expectations for a record corn harvest.
"No more export quotas," said an executive at one of the country's authorized corn exporters. "The government is worried about inflation. They believe it was because of the food prices, and especially because of high grains prices."
Domestic physical corn prices have edged up after stabilizing following Beijing's clamp-down on the corn processing industry during the second quarter this year.
A senior government official said last week that the country's consumer price index would probably stay at lofty levels even in September and October, partly due to high international prices.
China was likely to harvest a record 149 million tonnes of corn this year, a rise of 2.42% from 2006, as larger acreage offset drought damage, particularly in the northeast, according to the China National Grain and Oils Information Centre.
Asked about the 2007 corn crop, the executive at the exporter said: "I am not optimistic. If the temperature drops early or rains in the near future, it can have a serious impact."
In the wheat market, the traders and officials said Beijing did not give new export quotas to COFCO, the sole exporter of the grain, despite ample domestic stock and international prices hovering at highs not seen for a decade.
"They're short of quotas for wheat," said a senior trader at an international house. "The government did not give more quotas to COFCO as many had expected. The government is worried to make the same mistake as India."
The trader was referring to Indian purchases of 795,000 tonnes of wheat to replenish its stocks after years of exports.
India was paying as much as $389.45 per tonne as international prices climbed nearly 80% since April to levels not seen in more than a decade, due to extreme weather in top producing regions, such as Europe.
With freight rates also at historic highs, pushing up costs for grain imports from the United States, Chinese wheat has regained a competitive edge in Asia, especially in nearby countries such as South Korea where it is used in animal feed.
Customs data showed wheat exports totalled 1.19 million tonnes during the first seven months, up 210.9% year-on-year, helped by a bumper winter crop of 102 million tonnes harvested early in the year.


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The Dirty Little Photographer Secret
We all do it. As photographers, as artists. We all compare ourselves to other photographers. I hate to say this, but some go so far comparing themselves, that they just up and quit photography. That makes me so sad!!
There are so many of us out there. And people outside of the industry, well, even some photographers say this as well, that this market is oversaturated with photographers. I 150% disagree. I'm going to tell you why.
So you are sitting there editing away on a session you just had with this adorable family. You are killing it! You are so freaking proud of yourself!!! Your work is improving, the lighting, the posing. You just sit back and bask in the genius that you just made! Then, you decide to take a break, and of course get on FB. Scroll through your stupid messed up non chronological order of a feed (I'm not bitter about that at all!), and you come across a photo just posted by a local photographer.
You notice how many comments and likes it is getting. Even a couple of shares. The doubt is starting to sink in.
"No one ever comments on my posts. How is it even possible! Look at that image! Its not even that good!!"
Thoughts like that keep going through your head. You get so mad! You go back to your editing and then everything just seems to fall apart. You think your work is crap and why would anyone ever hire you!
Stop it! I'm going to tell you what it is you aren't thinking about because your mind is so ultimately consumed by the artistic jealous rage!!!
Wait, what?
Take a step back from the artistic comparisons. The ONE thing that sets the successful apart from the not so successful, is how a business markets themselves. And I'm not just talking about the graphics that you make and post to social media to get a session booked. I'm talking about how a business treats their clients. All you see is what is being posted. Do you see behind the scenes? Nope. But I bet you are wishing you could be a fly on the wall right about now aren't you?
See, it's not always about the actual art. Have you ever heard of the term, K.L.T.? Know. Like. & Trust. You have no idea what it is that particular photographer has actually done to get their clients to know, like and trust them. Think of the big chain stores that you go into all the time. You know them. You like them, and you trust them. And if you REALLY like them, and they exceed your customer experience, you give them 5 star reviews, and tell all of your friends about them!
#1. Stop being jealous. If you are just starting out, and yes, I consider 2 years still starting out. There is so much still to try out, fail, and learn from. If you have the drive and the passion to continue on despite setbacks, you WILL succeed.
#2. What can you do to set yourself apart from everyone else? What amazing customer service experience have you had, that maybe you can apply to your business?
I want you to check out this guide, How To Start Your Photography Business. Here is just a couple things that are covered:
Business marketing
How to choose a niche'
How to use facebook pages
What all should you include in a session price
Tons and tons more! Just click on the image below!
ALSO!! Tell me in the comments below the best customer service experience that you have ever had!
Leave a commnet below! Don't want to fill in your real name? No problem! Just type Jane or Joe if you want! Then click "comment as a Guest!"


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Sharing a home-cooked meal with friends and family is one of the simple pleasures of life.
Which is why we offer all-day, restaurant-style dining and serve a variety of delicious dishes using only the freshest ingredients.
North Willow is pleased to be one of the area's first senior living communities to offer Memory Meals to its residents, a special dietary menu that emphasizes foods shown to support brain health, slow cognitive decline, even lower the risk of Alzheimer's disease. Our Executive Chef carefully plans and prepares our menu and dietary consultants are also available for residents who may need extra assistance regarding special dietary restrictions or considerations. You can even share your thoughts, ideas and recipes with our Executive Chef each month at our Food Service Review.
Join us for a delicious meal in our main dining rooms or reserve a special room or area for visiting family and friends.
- Restaurant-style dining
- All-day dining hours (open 7a-6p)
- Full menu
- Memory Meals™ deliciously designed for brain health
- Breakfast served all day
- Daily specials
- Delivery service available
- Executive Chef
- Certified Dietary Manager
- Registered Dietary Consultant
- Sample Menu


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The room at the top of the Dickens Museum is a nursery, and has been dressed as such, with a children's bed, some drawings, a display of Victorian toys and games, some freshly laundered linen draped over a wooden washstand. It would have been the room for Dickens' own children – his eldest son Charles as well as Mary and Kate, both of whom were born in the house. It's a lovely sweet room, quiet and calm, filled with a sense of being separated from the bustle of the rest of the house.
And then there are the prison bars – an original iron grille rescued from the old Marshalsea Debtors Prison in Borough, where, in 1824, Dickens' father and most of his siblings were incarcerated for debt. A text panel describes how, being only 12 at the time, the young Dickens was put into lodgings nearby and ordered to work in a boot-blacking factory in Waterloo.
Being situated in the nursery, the installation of the grilles recalls the effect that his father's imprisonment had on the young Dickens, describing how the episode would haunt him for the rest of his life, and how he would return to it, exploring it in his writing continuously.
Positioning the grilles not in his own bedroom, but in his children's, invites the visitor to think about psychological legacy and how that very painful episode might have played itself out, perhaps more symbolically, in the emotional lives of children. The room does not tell us details about Charles, Mary, and Kate. Instead, we come face to face with the structure of family history common to us all. In this many layered house, we consider what kinds of emotional weights, prison grilles or otherwise, reside in the upstairs nurseries where we left our own play things years ago.


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Hugh K. Pyle
October 17, 1922 - January 9, 2011
Hugh K. Pyle 88, passed away on January 9, 2011. He was born in Kokomo, IN.
He enlisted in the U.S. Army on March 3, 1941, and was stationed at Schofield Barracks in Oahu, Hawaii on December 7, 1941, (Pearl Harbor Day). He was wounded on November 11, 1944, on Layte, Philippine Island in the battle to retake the Philippines.
Upon discharge from the Army in August 1945, he went to work for the U.S. Post Office in Indianapolis, IN, retiring January 1, 1978, with 32 years of service.
He was a long time member of Castleview Baptist Church, having the privilege of serving on many of its Boards and Committees.
He is survived by wife, Betty L. (Haines) Pyle.


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Metal screw and plate fits standard fin boxes. 8/32" Stainless Steel


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I came home from the annual New Year's Eve Party with a sore throat and it's now the 4th and I've been dressed for about four hours of 2018. On the mend though, today I am just pretending it's a snow day even though the weather has been fine. No bomb cyclone here. Working on my end-of-the-year lists.
- Libraries visited in 2017 – one of my favorite things
- Books read in 2017 – another one
- Photos from the Holiday Season 2017 – beginning around Thanksgiving and ending around New Years. In hindsight, it's no surprise I got run down
I got a physical which says that, despite my high level of health anxieties, I am fine. Cholesterol is a little high. Mammograms always require an alarming do-over before getting the all-clear. I've got some grief weight to lose. The weird shoulder pain I've been having went away entirely when I quit sitting at my desktop computer all day.
I'm going to put my new calendar up today (I get them from NeuYear and they are quite good) and that will probably be it. Everything I thought was going to be a hassle about the holiday season in this Complicated Year really was not. I often feel like I'm coasting when things mostly work, like somehow I'm not working hard enough at being alive, that there's some harder work I should be doing. This year, I'm just trying to take it as it comes to me, if at all possible. I'm dialing back on my travel (only going to Toronto and Hawaii this year as far as airplanes go) and ramping up on my back-burnered projects. Every year I pick a word or two to be my little re-centering mantra a quickie reminder of the things I want, or that I want to work for. The past few years have been FREEDOM, ANTI-RACIST, LET THIS DAY BE GOOD. This year I'm working from a few angles. My word is WAY, for three reasons
- Get out of my own WAY. (i.e. take myself out of spaces where I don't need to be, stop tossing up obstacles to things I want)
- Find a WAY. (work on goals not problems, I'm a constant problematizer which is great for troubleshooting, less great for life)
- Give things aWAY. (self-explanatory, I am starting with this little stack of old iPhones I have)
Simple. Three letters. Attainable by me. Best wishes for whatever you're trying to get out of this year, may it be easier for us than last year was.


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Toh-Ka-Lin is ready with its takeout Chinese food available throughout the year.
Whether at home or in your office, or on special occasions, please enjoy our delectable takeout Chinese dishes specially prepared by our chefs.
|¥550(one piece)
※You can redeem your One Harmony points. 【400 points】
|¥2,240(8 pieces)
¥280(1 piece)


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It's been almost three years since San Francisco Ballet paid a visit to Orange County during its 75th anniversary tour. A lot has happened in that time.
Helgi Tomasson, the company's artistic director since 1985, has solidified its stature; resident choreographer Yuri Possokhov continues to improve and expand his already impressive breadth of style.
Earlier this year, San Francisco Ballet received a glowing review from a tough New York critic. "No other American company covers an equal range of international ballet styles," wrote the New York Times' Alastair Macaulay. "None surpass it for overall elegance and finesse of execution; no other has a greater number of ballerinas worthy of the leading roles of its repertory."
A mixed-repertoire evening at the Segerstrom Center on Tuesday reinforced that opinion. It featured three works, each of which showed different aspects of the company's myriad strengths.
It also revealed that there's room for a little improvement. The male corps de ballet has some less-than-stellar dancers, and sometimes Tomasson's extreme attention to detail and absolute conformity suppresses the dancers' personalities in his quest for technical precision.
But these are small complaints. Tomasson knows how to present a balanced evening of mixed rep, a skill that eludes many company directors. The evening started with a well-made Neoclassical study by Tomasson, mesmerized us with Possokhov's hauntingly beautiful interpretation of a Japanese tragedy, and ended with a masterpiece by George Balanchine, who was instrumental in advancing Tomasson's career as a dancer.
Set to Tchaikovsky's string sextet, "Souvenir de Florence," Tomasson's "Trio" starts with five couples in russet-colored costumes. Each of its three major sections features different soloists.
Vanessa Zahorian, wonderfully controlled and supple, was partnered with subtlety and grace by Joan Boada in the first movement. The third movement, which has two sections, was performed with élan and strength by Maria Kochetkova and Gennadi Nedvigin.
The second movement, though, is the most fascinating of the work: an intense trio involving a woman (Sarah Van Patten) and two men, compact Tiit Helimets and slender, tall Vito Mazzeo.
Van Patten was pulled first toward one man, then the other. Tomasson has found creative ways to make the transitions seem natural yet imply a struggle or competition between the men. Is it a love triangle? A father figure interrupting potential romance? There are many ways to interpret the trio, but I guarantee it will haunt you.
Possokhov's "RAkU" was the most modern and challenging part of the evening.
It's a stark yet imaginative vision, set by Possokhov in the style of Noh Theater. His choreography is an abstract version of a true event, the burning of Kyoto's Temple of the Golden Pavilion, an ancient national monument, by a young Buddhist monk in 1950.
The visuals are stunning. Scenic designer Alexander V. Nichols creates a shimmering world of pavilions, burning towers and falling snow. Mark Zappone's costumes suggest a much older time: there's a group of samurai with swords, and in the beginning a kimono rises magically from the shoulders of "RAkU's" star, Yuan Yuan Tan, and keeps on going – a huge swath of fabric stretching up into infinity.
It helps to know the story: A warrior leaves his wife and dies in battle. She mourns over his ashes, is menaced by a love-sick monk and dies – poetically, of course, in a storm of ash and snow.
Tan, who has collaborated many times with Possokhov over the years, was magnificent, even if the story remained mystifying to those who didn't read the program. Emotionally raw and moving, it was by far the best solo of the evening. Shinji Eshima's deceptively simple score powerfully reinforces the feeling of doomed love and loss.
Tuesday's performance ended with Balanchine's "Symphony in C," a light-hearted yet technically demanding work from the Russian choreographer's prime (1947) that requires large forces and extreme technical accuracy.
Tomasson undoubtedly likes to bring this piece on tour because it displays his well-trained company to advantage, and it did on Tuesday. The women showed admirable attention to the smallest details of arm position, épaulement and foot placement. The men were a bit less precise, but this is a work that showcases the ladies – Balanchine loved his ballerinas.
Standouts among the soloists were Frances Chung and Isaac Hernandez in the third movement. She matched his intricate footwork and athleticism exactly. It's an exuberant demonstration of Balanchine's love of female capabilities and competitiveness.
"Symphony in C" is always a crowd-pleaser, and it brought the audience to its feet. The evening also augured well for the company's main event: Tomasson's full-length "Romeo and Juliet" on Friday, Saturday and Sunday. The mixed-rep evening will be repeated tonight.
Contact the writer: 714-796-7979 or firstname.lastname@example.com


text: Pat joins the PVCF Family from Eastern Mass where he grew up playing football, hockey, and lacrosse. You can usually find Pat squatting heavy or working on his mobility in the gym. He holds a CrossFit Level One Trainer Certificate and is currently in training to commission as an officer in the United States Air Force.


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So Kinja will eat my posts but I can't edit a comment
Cool thanks, there's no reason anyone might want to edit any reply they type out.
Cool thanks, there's no reason anyone might want to edit any reply they type out.
So my birthday is tomorrow which is usually fun but it's also the anniversary of The Worst Thing That Ever Happened To HRR™ so it's always just incredibly conflicted, stressful, and weird.
I can't decide between these:
1. Go to Google Maps
So I'm going to make some sangria for an upcoming party. But: I am pretty sensitive to sulfites and too cheap a bottle of white will give me a headache.
It's a color/hue acuity test. The lower the score, the better. It also shows which areas you have trouble discriminating hues.
I think one side of my face must be a little weaker or something. My smile is crooked, not in a 'no one is perfectly symmetrical' way but in a 'practice evening out your smile so you don't look weird in pictures' way.
I don't even know where to start!!!!!!
So I fucking love candy corn. I told my co worker this and she was like 'Whaaaaaa?'.
There's this big vintage market that I'm doing with my friend who I love but is super flakey. I was looking forward to it, and today I'm just really tired and not feeling it. I also remembered the last one I did and how I felt like an awkward outsider because I'm not dressed in cutoffs and boots and a big floppy hat.…
It's Friday the 13th, and a really good tattoo shop is doing $13 small tattoos. I've kind of wanted a little symbol since the last two I got were larger.
Three super hot dudes start sending me awesome and interesting messages.
Happy Saturday to everyone!
So, I work for a large-ish association of psychologists/psychiatrists/therapists. Once a month a drug rep does a presentation and brings lunch.
So my Lexapro quit working and last week my psychiatrist wrote me a prescription for wellbutrin to add to the lexapro.
So, I was cooking a late dinner and just wanted something fast and simple. On the stovetop I cooked down some ground beef, tomatoes, cumin, and chili powder. Then I thought 'oh I'll throw in some black beans to make it extra filling'
This is the one for my dream school.


text:
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text:
Monday October 29, 2018
From All About Jazz
"The Seasons (Ben Wendel)"
By: Fiona Ord-Shrimpton
Wendel's modern take on The Seasons idea was to compose and release twelve original jazz chamber duets in video format with modern luminaries such as Joshua Redman, Aaron Parks, Gilad Hekselman, Eric Harland, Matt Brewer, Julian Lage, Ambrose Akinmusire,among others. "The idea and goal of The Seasons was a simple one: 12 original pieces dedicated to 12 musicians I deeply admire, released over 12 months via YouTube. Though this ended up being one of the most challenging and complex projects I've ever attempted, it also turned out to be one of the most rewarding," says Wendel.


text:
How to get started with a new domain?
I have bought a domain at unoeuro.com.
I also have my other domain there: nordicrace.dk
I have moved my server for nordicrace.dk to you and want to do the same with my new domain ultrasolutions.dk.
How do I do that?
I have to use Wordpress on ultrasolutions.dk as I also do on nordicrace.dk
I already have a droplet for nordicrace.dk, can I use the same for my new domain?
Just to be clear, my new domain should not replace the old one. We just need to different websites.


text:
Set of textbooks Town (1x Workbook & 1x Help Book) as an additional element of Town game, for bigger number of players – each player should have its own copy.
Issues from 16 lexical subjects .Questions in eight degrees of difficulty.
The player gradually learns the language from the simplest expressions to more and more complex grammar contents to free communication on popular topics.
The manual consists of two parts that can be used together or separately – exercises and tables of lexical and grammar support.
The students themselves choose the level of difficulty and the issue they are willing to explore, based on a previous teacher's introduction to a given topic.


text:
Out in the Fields
Out in the Fields
I noticed the sheep stay together in a group. They seem to require the presence of at least 4 or 5 sheep when grazing. It is noticeable how agitated they become when separated from the group..
Add To Cart
Oil on canvas
Frame included
17 1/4" x 20"


text:
Copper River Group for iPhone
Free Copper River Group iOS Version 1.5 Full Specs
Publisher's Description
From Copper River Group:
When your institution needs experience now, turn to The Copper River Group.The Copper River Group offers consulting and research services to the education and financial services industry. We specialize in the digital native, technology strategy and remote deposit capture. With such a strong emphasis on the digital native and technology, we spend a great deal of time on research. Each year, we send a team to the Consumer Electronics Show and report on the show for the American Banking Association Banking Journal.The Copper River Group App gives you access to our blogs Beyond the Bank, published in the ABABJ, and it streams our current videos, giving you access to the knowledge we have gained through our research.Recurring costs that increase each year can destroy the bottom line. Using the escalation calculator, determine how much your costs increase every year from your base year. By entering in the amount of first year, you can then determine what the increase in expense will be for that contract for each year after that.Also, as a community banking service, the Copper River Group, through the "Ask the Wombat" button, provides complementary consulting to assist community banks in making technology decisions. In addition, we've added popup buttons in both the calculator and the "Ask the Wombat" button, explaining the features.


text:
Clear Choice Photo Booth was honored to be a part of Playhouse Square's 24th Annual Jump Back Ball. Playhouse Square's is located in Cleveland, Ohio and is the nations largest performing arts center outside from New York City. The Jump Back Ball is a fundraising event to benefit expanding Playhouse Square's.
This year the theme of the Jump Back Ball was Back To The Future, seeing as how in the movie Marty McFly jumped into the future, landing in 2015. We were very excited to have not one, but two photo booths at the event! They were able to take advantage of many of our new photo booth rental features, including custom signs, open photo booth, social media station and custom backdrops!
Playhouse Square's is a not-for-profit performing arts center and had a goal to raise $150,000 on Saturday. Over 1,000 guests attended the sold out event and had a blast helping to grow Cleveland's theater district.
Do you have an event coming up and would like to take advantage of our new photo booth rental features? Please take a look at the packages that we offer and feel free to contact us at the nearest location if you have any questions or would like to make a reservation. For more information and updates you can find us on Google Plus or like us on Facebook.


text:
Find all non-hosted modifications, works in progress and proposals for Napoleon: Total War here.
Napoleon: Brutal War
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"Canvas and Giggles"
Save the date of Saturday, Oct 13th from 10:00 am to 1:00 pm. Diane Hicks and Edith Brown are hosting a "canvas and brown bag lunch" for all who are interested. This should be lots of fun and best of all, there's no talent needed, anyone is welcome! Please bring a jar to rinse brushes, spray bottle, and your own brushes if you have them as well as your own brown bag lunch. Canvas, paints and brushes will be provided. Cost will be $10. RSVP to Reba at 321-869-3373 or 616-901-7002.
Fall Adult Sunday School
Adult Sunday School will begin on Sunday September 9th at 9:30 am with our youth as they return to Christian Study. Our Adult Class will pick up where we left off late last spring in Hebrews. We will begin by reviewing Chapter 8 and continuing through chapter 9. Class will run for about six weeks. We will take a short break and then begin an Advent Series: Faithful – Christmas Through the Eyes of Joseph. This study is the newest study developed by Adam Hamilton for our 2018 Advent Season and includes outside reading, a short DVD presentation each week with class discussion. All are welcome to participate in both studies as they are available.
Youth Sunday School Beginning
Mechelle Schneider has graciously agreed to fulfill the position of Superintendent of Children's Education. She will also be teaching the upper elementary/high school children while Karissa Pease will continue to teach the elementary children. Sunday School will begin on September 9th at 9:45 am with song time with Megan followed by classroom studies starting at 10 am. If you know of a child not already affiliated with a church, please invite them to join in the fun. CUMC would love to plant as many seeds in as many children as possible. After the seeds are planted, God will nourish them in His time.
Calendar for Worship and Adult Study
Fall 2018-Spring 2019
Sunday School Begins September 9 for Youth and Adults
Adult Bible Study September 9 – October 21 or 28 – Hebrews continuation from spring study
November 18 – December 9 Advent Study "Faithful-Christmas Through the Eyes Of Joseph"
Blue Christmas December 16
Christmas Eve Service Monday December 24
Adult Bible Study January 13 – February 17 or 24 (Scripture yet to be determined)
Ash Wednesday Service March 6
Lenten Study March 3 (four to five sessions) ending on April 14 (Series possibilities: Living as United Methodist Christians, The Way, or Our Faith Promise)
Palm Sunday April 14 – "The Cultural World of The Prophets"
Holy Thursday April 18 – Combined service with Montague UMC
Good Friday April 19 – Service Remembrance, "At Noon on Friday"
Easter Sunday April 21
May 5 – June 2 or 9 Spring Bible Study (Scripture yet to be determined)
Mark Your Calendars!
The New Era Christian School Fundraising Auction will be Saturday, October 20! Get ready to bid on great items and services donated by area business and supporters as you enjoy an evening of fellowship, food and fun! As part of this year's auction theme, NECS Art Prize, art work done by students will be on displayed and up for bid! The silent auction is from 5:00-6:15 p.m. with the live auction starting at 6:30 p.m. Dinner will be available from 5:00-7:00 p.m. All proceeds directly benefit New Era Christian School. If you have questions or would like to make a donation, please contact event chairs Val Vincent at (firstname.lastname@example.com or 231-329-2292) or Katie Bultema (231-206-0018). You can also obtain information through the school office at 861-5450.
Nursery Schedule
9/2 – Kathy Ohman
9/9 – Joyce Twiss
9/16 – Doris Graham
9/23 – Edith Bogart
9/30 – Carol Adams


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