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Mumbai, INDIA – December 21, 2015: The Confederation of Indian Industry (CII) organised its 1st Annual Non-Banking Financial Companies (NBFCs) Summit with the theme: Regulatory Paradigm & Contours of Growth – Vision 2020 in Mumbai, with The Boston Consulting Group (BCG) as the technical partner. On this occasion, CII-BCG released a whitepaper on the potential of NBFCs in India, including outlining the ways to accelerate their growth in the country.
Credit penetration in India is low as compared to other economies. Added to this is the penetration of NBFCs, which is further down. NBFCs' credit penetration in GDP of India is at 13%, well behind economies like Thailand and Malaysia at 25% and China, which is at 33%. However, between 2005 and 2015, the share of credit of NBFCs in India rose from 10% to 13%. The share growth is not only observed in traditional NBFC domains like commercial vehicle (CV) finance, but also in products like mortgages where commercial banks are very active.
NBFCs are dominating smaller ticket segments like micro finance, consumer durables, two-wheelers, etc. Also when it comes to credit with a wide reach, NBFCs are ahead of banks. While it is commonly expected that credit will grow rapidly as economic growth gathers pace, it is safe to assume that non-bank finance will grow even faster. NBFCs have outperformed banks on "Return on Equity (ROE)" by 1.5-2.0%. In the last ten years, only for two years has the average ROE of NBFCs dipped below the average ROE of banks.
According to Mr Y M Deosthalee, Chairman, CII National Committee on NBFCs, "Indian economy has a huge latent credit demand fuelled by a large self-employed population that is considered underserved by banks due to inadequate income proof. With the Government's thrust on Financial Inclusion, demand for credit intermediation in sectors such as Micro Finance and MSME is expected to be substantial and NBFCs have played a meaningful role in this space. Overall considering the diverse nature of NBFCs, there is a huge potential for growth in the coming years."
Large number of government initiatives such as smart cities, improvement in the ease of doing business in India and renewed focus on infrastructure development will create demand for credit. Similarly, digital India and e-commerce growth will give impetus to SME sector and demand for credit. Consumer consumption is also going to see significant rise.
Mr Saurabh Tripathi, Partner and Director, BCG said, "Traditional sources of advantage for NBFCs will erode over time with deepening of banking in the country. It is imperative that NBFCs harness latest trends in technology, digital adoption by customers, and the web of partnerships to innovate and come up with new models. NBFCs are likely to benefit from these underlying trends and developments in the Indian market."
The recent introduction of payment banks, small finance banks, and proposed bill payment service providers will deconstruct the banking value chain in India. This opens up very strategic opportunities for NBFCs to partner with asset management companies, and payment banks to create complete financial offering for customers including savings, investments, transactions and borrowings. This "best of breed" banking model could be better than the bundled offer of traditional banks. NBFCs will need to take the initiative to put the coalitions together.


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If there's a private arrangement between the landlord and the brewery what exactly is the council supposed to do?
Councillors have called for action to tackle an "eyesore" former pub in Burntwood.
The Royal Oak at Sankey's Corner has been boarded up for a number of years.
But two Labour councillors, Eric Drinkwater and Sue Woodward, say urgent action is needed to bring the building back to use, warning that the site is holding back neighbouring businesses and attempts to improve the area.
Cllr Drinkwater said: "This site has been an eyesore for many years and the owners really couldn't care less about the way it is blighting our neighbourhood.
"As long as the landlords keep getting the rent from the brewery and from all their other tenants, they just ignore all attempts to get something moving.
"We've pressed Lichfield District Council time and again to act but nothing has happened."
Cllr Woodward said the uncertainty over the building's future had impacted on local projects
"A couple of years ago, we'd set up a community initiative to make the place look a bit more attractive with murals by local schoolchildren," she said.
"Just as we were about to start, a planning application was submitted so we had to pull the plug on it. Yet the application went nowhere and, month by month, the premises look worse and worse.
"It's a real blight on the centre of the town."
The Labour duo believe Lichfield District Council needs to back up words with action – and ensure the regeneration of Burntwood is given the same attention as the Friarsgate redevelopment in Lichfield.
Cllr Woodward said: "We've had lots of warm words from Lichfield District Council about the need to improve the shopping areas in Burntwood particularly this one.
"At last, we are seeing a new retail area being built through private developers but this doesn't let them off the hook.
"We need to see the council putting money into this town as well as the city."
The local authority is currently debating whether or not to foot the £49million bill for Friarsgate.
But Cllr Drinkwater believes residents in Burntwood should not be short-changed.
"It's a question of fairness," he said. "If Lichfield District Council is willing to put money – our money – into Friarsgate, they should do the same here."
A volunteer wrote this. Say thanks with a coffee.
If there's a private arrangement between the landlord and the brewery what exactly is the council supposed to do?
It's a blot on the landscape the landlord should be taken to task &what a surprise that Lichfield will have money spent needlessly on more shops & restaurants
While Burntwood degenerates further into decay!
What's happening with the other eyesore which used to be the home next to the star pub?
Not only the oak pub what about the old kwick safe that's a mess to if that was in Lichfield it would be like a palace now
You say that pamela but have you seen the Kwik Save in Lichfield? It's also a decayed eyesore, right in the centre of town.
loc should spend money on streets an roads by taking away humps roads should be flat an smooth for drivers to drive as one gets older they are painfully on ones back to drive over the pot holes do not help resurface properly all roads old age pensioner
Businesses are great at meeting politicians of all parties. They say all the buzzwords, they talk about community, growth, jobs and local environment.
They actually do everything at the lowest level they have to. They will not make something look nice, if they do not have to. If the council try and force them, they have deep pockets and can fight them in the courts. They know the council can't afford this.
I applaud Sue and Eric, they are very active in the local community.
Businesses will not do anything unless there is a financial benefit to them, or they are forced to legally.
As for Lichfield Council, they have had years to try and make the city centre better. There are so many charity shops and empty spaces. Now they want to build more, when they are unable to fill the current city centre. Kwik Save is an awful blight in the city and nothing has been done to this for years.
I looked into getting this property to make it back into a pub put after looking inside and finding part of the roof missing and rain has got in plus squatters and the cellar lifts don't work and you need a new cellar which is upstairs plus new window's and bar downstairs you are looking at around £130k to get back to what it was and that before your rent and buying your beer.

subset: commoncrawl


text:
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Visa requirement to travel from Uzbekistan to Lesotho
Admission accepted ?
Visa required
Visa required ?
Check visa requirement for traveling from Lesotho to Uzbekistan !
Looking for embassy and consulates of Lesotho in Uzbekistan ?
Travel from Uzbekistan to Lesotho, Travel to Lesotho from Uzbekistan, Visit Lesotho from Uzbekistan, Holidays in Lesotho for a national of Uzbekistan, Vacation in Lesotho for a citizen of Uzbekistan, Going to Lesotho from Uzbekistan


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Life is all about balance. Sometimes balance means finding a way to have a healthy breakfast AND brown butter all at once.
This granola is so simple but so full of flavor. It kind of tastes like cookies. Really crunchy cookies. In the very best way possible.
You just have to try it.
I quickly toasted my pecans on the stovetop before adding them to the granola mixture. This makes them extra fragrant and flavorful.
The toasted pecans are added to a combination of oats and wheat bran for texture and health. It's January, we have to give these bodies of ours some extra love.
Brown butter, honey, and brown sugar are whisked into a syrup that will coat the dry ingredients, turning boring oats into something magical.
Your kitchen will smell amazing at this point.
Now we have a choice to make.
Should we stand over the stove and eat this by the handful or pour some cold, whole milk over a bowlful and call it cereal?
There's no wrong choice here.
Pedantic Foodie
makes about 4 cups
1 cup pecan halves
1/2 cup unsalted butter
1/4 cup brown sugar
6 tablespoons honey
2 teaspoons vanilla extract
1/2 teaspoon fine salt
2 cups old fashioned oats
2 tablespoons wheat bran
Preheat oven to 350 degrees. Line a baking sheet with parchment paper.
Place pecans in a 10-inch nonstick skillet and place over medium heat. Toast the nuts, tossing often, until fragrant. This should take 5-7 minutes. Transfer the pecans to a cutting board and chop roughly.
Place the butter in the empty skillet and melt over medium heat. Once the butter has melted it will begin to bubble and brown. Swirl the pan gently every minute or so to ensure even browning. Small brown bits will form at the bottom of the skillet and the fragrance will be nutty. Once the butter is amber in color, remove from heat. Use a spoon to skim the white bubbles off the top of the butter.
Transfer the brown butter to a large bowl and whisk in brown sugar, honey, vanilla, and salt. In a separate bowl, combine chopped pecans, oats, and wheat bran. Pour the brown butter mixture over the dry ingredients and toss to coat.
Spread the mixture evenly out onto the prepared baking sheet and bake, stirring every 5 minutes, for 25-30 minutes; until deep golden and fragrant. Allow the granola to cool completely on the baking sheet before transferring to an airtight container. Store for up to two weeks. Enjoy!
Serving options: Enjoy as a snack, over yogurt, or with cold milk and eat as cereal.


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Bodhi and Birch Mint The Temple Balm
This product has been living in my make-up bag for the past few weeks which is surprising as when I first got it I was not completely sure what to do with it. Bodhi and Birch are renowned for making high quality hard working skincare. The Mint The Temple Balm however is more of a holistic health product, it is a very soft balm with an Organic Shea Butter base. I spend a lot of time in front of a computer screen, for work and for pleasure. I don't really suffer from headaches but I do get tired eyes. I popped a bit on my temples and was very surprised. I am not a fan of mint in lip products because of the tingle, however, when you have a report to write and the deadline is looming the mintiness on the temples is a real treat. The aroma is intense in a good way; it contains peppermint blended with camphor, eucalyptus, frankincense, marjoram, spearmint, grapefruit, may chang rosemary, lavender thyme and clove. That is why the fragrance is so intense, it is also why it has been living in my make up bag rather than sitting in my bathroom.
I had a tube journey where I had the misfortune of sitting next to a person who smelt very unpleasant. I rubbed a little Mint The Temple Balm on my wrists and smelt them every time we reached a new stop - it made my journey bearable. I also used it when I was out with a friend who was feeling slightly nauseous so I made her put some on her wrist to smell and the nausea was reduced.
As we head into colder weather and cold and flu season, I know that I will be using this like a solid form of Olbas Oil to help keep my sinuses clear and to surround myself the refreshing scent.
For more information about please visit the website.


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Properties For Sale
Since opening our doors in 2007, the team at Howe Residential have built an excellent reputation across Northamptonshire, because we understand that your property search is as individual as you are. Our local knowledge is second-to-none, so if you're after a new home in a village location like Weldon, Stanion or Cottingham, you want to be at the centre of the action in Corby town centre, or you want to know more about catchment areas for the county's best schools, look no further!
Buying a home can be stressful, which is why we also offer a range of expert information and guidance to ease you through the process. By registering with us, we can send you details of properties which match your search criteria hot off the press! If you have a property to sell, you can take advantage of our FREE, no obligation valuation service to secure the best possible price. In addition, we offer an independent mortgage service, which can help you look past headline rates and introductory offers to find the mortgage deal which best meets your individual requirements.
Find your perfect property today by calling us on 01536 268844.
Orkney Walk, Corby £139,950
More Than Meets The Eye! This deceptively spacious three bedroom property is ideally situated within easy access of local schools and is offered with NO CHAIN. Features include a refitted 17ft kitchen/breakfast room, living room and downstairs cloakroom/wc. Upstairs are three well proportioned bedrooms and a superb refitted shower room. Further benefits include double glazing, gas radiator central heating and rear gardens. Viewing is highly recommended!
Corby NN17 2QT
Corby NN17 2QT


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US Campgrounds
North Dakota
Taylor Pond Campground
Taylor Pond Campground, North Dakota
Custom Search
The pleasant ambiance and all the exciting things to do have folks coming from near and far.
Ok, time to go camping, don't you think? Taylor Pond Campground in North Dakota is a delightful spot to go.
In North Dakota you never run out of outdoors exciting things. Taylor Pond Campground is pretty dried out frequently. Most of the rain falls throughout June while December is the month with the least amount of precipitation. At Taylor Pond Campground all through the summer months highs are in the 80's. Summer night lows plunge down to the 50's. For the period of the winter this place gets highs in the 10's, and night lows in the-10's for Taylor Pond Campground.
North Dakota Campgrounds
Complete list of all campgrounds in North Dakota
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List of books available on Amazon.com about campgrounds in North Dakota.
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text: The harbor which is known to have served the settlement, a small fishing town in the 4th century B.C. and has a natural and sheltered settlement indentation about 200 m. in diameter is today one of the entertainment centers of Antalya, in addition to it being a sheltered area for sightseeing and fishing boats, a city of yachts today. The port gained military and commercial importance in the early 2nd century B.C. was an important factor in the establishment of Attelia known as Kaleiçi today. Also for a short time in the 2nd century B.C. it was seized and used by the Cilician Pirates. The harbor was among the most vibrant ports of the Eastern Mediterranean during the Roman period and particularly in the Byzantine and Seljuk periods, it was an important trade port, an established link for mariners travelling to Egypt and Syria. As well its importance in the sea trade between Egypt and Constantinople, it had important port revenues from the trade in products such as timber, olives, cereals, textiles, tar and citrus which produced around the city or sourced from inland. A shipyard built during the Seljuk period increased the harbor's importance. Probably a big tower was constructed between the breakwater and the harbor entrance in the Byzantine period, the port opening closed with a chain stretched across as required. At the beginning of the 16th century the port lost to a great extent its former importance, later Ottomans dominance in the Eastern Mediterranean in particularly the conquest of Egypt turned it into a safe area where trade gained momentum. Followed by the construction of a commercial harbor to the west of Antalya at the beginning of the 1970's firstly the fishing boats, and then with the developing tourism in the 1980's it became known as the yacht harbor. At the port where the large tower at the entrance was recorded in ruins at the beginning of the 20th century, a customs house and a large flour mill were built. These buildings and the tower remains were removed from their place in harbor renovation works that were applied at the end of 1960.


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Hill & Knowlton enters India
Global communications consultancy Hill & Knowlton has expanded its operations into India by taking over the management responsibility of IPAN from JWT India effective July 1, 2009. The new entity, to be re-branded IPAN Hill & Knowlton, will become part of Hill & Knowlton's Asia Pacific region with IPAN President Radhika Shapoorjee reporting to Hill & Knowlton Asia Pacific President & Chief Operating Officer Vivian Lines.
Making the announcement, JWT India's CEO Colvyn Harris, stated, "There is never a dull moment in JWT India. IPAN and Hill & Knowlton have been associated for nearly two decades now and it was natural progression for us to formalise this link."
Both JWT and Hill & Knowlton are part of communications services group WPP, and all existing management and staff at IPAN will continue in their existing roles.
"First and foremost, I would like to thank my colleagues at JWT for their confidence that this change of management will work to the benefit of all parties. We have worked with IPAN as an associate for 20 years. Now we have the opportunity to fully integrate them into the Hill & Knowlton network and to grow inbound and outbound business together in what is one of the most vibrant business markets globally," said Vivian Lines.
Radhika Shapoorjee, President, IPAN, said, "It's truly a double delight to become part of a specialist global PR network across 43 countries… Hill & Knowlton is one of the most well-known and well-established PR companies in the world. Its unrivalled expertise, extensive network and innovation in public relations best practice will ensure that standards are raised across India and that our clients and our people will benefit from world-class advice, insights and services."
Look east, Sir Martin Sorrell tells global communications industry
Public relations giant Hill & Knowlton to start operations in India
Hill & Knowlton may acquire India's Perfect Relations


text:
Orange font in dropdown menu denotes members only items. Green font denotes items also available to the public.
Any member discounts will be applied at checkout to members who are logged in.
Product Information
The Works Job Center Profile
As a job seeker, you can post your profile, with your photo, resume, video, and social links (optional) at a low monthly cost. This profile is available only to our members, and will get your name and information in front of their staff who may be looking for people just like you! Visit My Job Center to get started today.
Christian Camp and Conference Association offers helpful resources designed to maximize the ministry of Christian camps everywhere. Members receive a discounted price (discount will be applied at checkout), and our Member Exclusives department featuring resources available only to CCCA members.


text:
Web Log Explorer Lite v. 9.3
Web Log Explorer Lite 9.3 4.33 MB
The Web Log Explorer is a powerful free log analyzer generates reports of any kind and displays them. The system of filters provides the ability to carry out deep analysis of visitor activity. It gives you activity statistics, file access statistics, and information about referring pages, search engines, errors, visitor countries, referring sites , you will get complete information about search words and phrases and more.
The flexible system of filters provides an ability to carry out deep analysis of the visitors' activity. For example you can get information about visitors who accessed a specific page or came from a specific URL.
You must analyze your web site traffic to be able to effectively market and increase the revenue generated by your website. Own Log Analyzer is the best way to achieve this.
Web Log Explorer supports more than 30 log file formats. It was tested with all popular web server programs, web proxies, firewalls and media broadcasters. Needless to say, it can recognize log file formats automatically, read GZip(gz), Zip and Bzip2(bz2) compressed logs so you won't need to unpack them manually, process multiple log files and download log files from various sources: Web, FTP, ODBC compliant databases, etc.
OS: Win2000,WinXP,Win7 x32,Win7 x64,windows 8,windows 10,WinServer,WinOther,windows2000,windows2003,windows Server 2012,windows Tablet PC Edition 2005,windows Media Center Edition 2005,WinVista,windows Vista Starter,windows Vista Home Basic,windows Vista Home Premium,windows Vista Business,windows Vista Enterprise,windows Vista Ultimate,WinVista x64,windows Vista Home Basic x64,windows Vista Home Premium x64,windows Vista Business x64,windows Vista Enterprise x64,windows Vista Ultimate x64
Language: English
Download URL: http://www.exacttrend.com/wleltsetup.exe
Read more: http://www.exacttrend.com/WebLogExplorer/lite.html
Web Log Explorer Lite v. 9.3 Download via Hotfile Rapidshare Fileserve Megaupload & FileSonic, Web Log Explorer Lite v. 9.3 free torrent downloads included crack, serial, keygen.
Author: srgkrm


text:
- Installs itself without permissions
- Connects to the internet without permission
- Slow internet connection
- Annoying Pop-up's
- Slow Computer
Despite the continued efforts of the online security industry to educate its consumers, many users are still falling victim to rogue security software. One application in particular taking advantage of naive PC owners is NewClean, a ridiculous software mimicking legitimate security software. It would seem as though Internet users are still falling prey to scams such as NewClean at alarming rates.
NewClean's power lies in its seemingly legitimate UIs. Offering all the legitimate and expected elements of genuine security software at first glance, inexperienced users blindly instill their trust in this program to protect their PCs. This is dangerous seeing as NewClean offer zero benefit to any PC, having no diagnostic or healing powers.
This sophisticated cyber scam is cleverly promoted online, making its presence well known to its target group. Users infected with NewClean will recall many times where unsolicited system scans on their PCs were performed by this rogue, presenting them with fake scan results. NewClean will go on to present its victims with fake security notifications reporting on dramatic and serious infections on their PCs. These infections are entirely fabricated, and only a product of malicious intent designed to panic users. It wants users to pay for NewClean in order to have these fabricated threats removed. Do not fall for this trickery, and never pay for any variant of NewClean's products or services.
NewClean is a dangerous application which will only harm your PC and put your privacy and safety at risk. In order to minimize the risk posed by this shameful scam, delete NewClean immediately. Do not believe any correspondence received from this rogue, and eliminate NewClean using genuine security tools at the first opportunity.
Download Spyware Removal Tool to Remove* NewClean


text:
Other films by Mel Gibson: The Man Without a Face (1993), The Passion of the Christ (2004), Apocalypto (2006)
Directing: I didn't like the editing and the narration in the start; seemed off but it may just be my taste.
When the men came back with the visual news of the death of William's father, the scene with the score was quite heart wrenching. But I believe Mel Gibson's directing got a little restricted to make it more powerful, since it could have been more grotesque. It would be far heavier though if they showed a scene where they were carrying his father's corpse and a part of him either suppressing emotion or just plainly not looking at the body was inserted in a scene.
The movie had a bunch of filler scenes that weren't done as well as it could be which tried showing young William's pain, passion, and love. They could definitely been done better. The grave of his father's death and its impact on him wasn't there. His love for Murron misses just the right element of unique connection, poetry, and understanding (being the observing scene an exception)
I really liked the element in the film but the scenes could definitely been structured better.
The torture scene of William Wallace was brutal and emotional. I really liked what Mel Gibson did there, as an actor and as the director. Very well done, and could have been a classic.
Plot: The plot was good as it showed heroism and passion from William Wallace. It tried building up that foundation in the first part of the movie and there were significant elements found within it as well. Like the murdering of our hero's loved ones, the vengeance, the inspiring dialogues and speeches, the betrayal, the sacrifice, and the acceptance. The ending was a magnificent part of the film which may have inspired the ending of Gladiator.
Characters/Acting: Mel Gibson did exceptionally well as William Wallace, but my sole criticism is actually the foundation of his passion which led to his heroic and inspiring actions. His love and hunger to avenge the death of his father and Murron needed to be structured better. There was about an hour that was given to build it but it didn't suffice, even with their death.
Score: The score was relevant and present during the much needed moments. Especially the ending which gave its great effect as William Wallace's last sight was seeing his lovely wife, Murron, watching him with a smile, as if they would finally be together.


text:
Product has been added to the shopping cart
Other products: Volkswagen
Price: 29.00 EUR
Cost of shipment:
10 X A high-quality automotive fabric tape Certoplast 525 SE
Certoplast type: 525 SE
Length: 25 m - Width: 19 mm - Colour: black
You get ten roller (total length 250m)
Application, properties and advantages:
Certoplast 525 SE is especially suitable for cable harnesses in the automotive industry. Because of the flame resistance of the extremely robust backing and the extremely high media resistance, it is ideal for use in the engine area and directly at the engine.
- high adhesion force
- stable against rotting
- high mechanical stability
- free of harmful substances
- free of solvents
- excellent media resistance against fuels / oils etc.
- temperature resistance 3000h / 150°C depending on the cable type
- short-term temperature resistance up to 175°C
- cold resistant
- flexible
- non-abrasive
- uniform unwinding force
- corresponds to MVSS 302, UL 510 and DBL 5307
standard widths :
19 mm
standard lengths :
25 m
colour :
Scope of delivery:
Condition: new
Producer's code: CRS525.25
This product has not been reviewed yet
Your opinion
You can be happy about the fact, that at last you have found such a company like us, because most of the wirings, modules or sets are produced or assembled by us.
You do not need to overpay anymore!
We guarantee the fastest delivery and best quality.
If you want to be informed about our new products – do not hesitate to register now!


text:
If you want to contact us regarding any of the Global City Explorer Services, listed under SERVICES tab, please use the form below or send email to email@example.com. We plan to publish a new BOOK every few months. Please let us know which of the world destinations you would like to see on our WORLD SIGHTS list in the near future. We would love to hear from you which US SIGHTS you want us to visit too. Thanks! We currently posted the simplified, free itineraries from the trips that we had taken so far. You can access these by clicking on FREE ITINERARIES tab. All we need is your email address to complete a $0 purchase and to send a small pdf file to your electronic device. Enjoy!
605 Stonegate Drive
South San Francisco, CA 94080


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This is a question I find asked incredibly often by those who are either in search of an image of a hard-to-find deity or just don't have the money (sometimes the two aren't mutually exclusive. I've seen statues of hard-to-find deities that are quite pricey). Luckily there are very simple solutions to this problem that mostly depends on what you want to do with the image.
Print off an image. If you really want to get creative with it I suggest modifying it so that it's only the outline. This will allow you to color the picture as you wish. I found this link while scouring the web full of images ready to color.
Make your own. This one is very pivotal on your resources. Sometimes making one from clay is easier. You can also make one from paper maché, just keep water away from it (or seal it).
Draw an image. This goes back to printing off your own, but it allows for more control.
I'm sure there are other ways to handle this issue. If you have an idea you've tried feel free to share in the comments.


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Touch 'n Go
|18 March 1997
|Touch 'n Go Sdn Bhd
|Pay as you go
|Credit expiry
|12 months if dormant
|Auto recharge
|Auto top-up
|Touch 'n Go
The Touch 'n Go or TnG smart card is used by Malaysian toll expressway and highway operators as the sole electronic payment system (EPS). The credit card-sized smart card is made of plastic with Philips' MIFARE Classic microchip technology embedded in it.
The Touch 'n Go systems are designed to process up to 800 vehicles per hour to ease the queue congestion at toll plazas and if used together with SmartTAG (a non-stop electronic toll collection system), will be able to process up to 1,200 vehicles per hour.
- 1 History
- 2 Card categories
- 3 Purchase and reload
- 4 Card usage
- 5 Touch 'n Go eWallet
- 6 Criticisms
- 7 Trivia
- 8 See also
- 9 References
- 10 External links
Touch 'n Go was developed by Teras Teknologi Sdn Bhd while the brand and the Real Time Gross Settlement (central clearing house systems) are owned and operated by Rangkaian Segar Sdn Bhd as now known as Touch 'n Go Sdn Bhd. The first Touch 'n Go system was installed and used at Jalan Pahang Toll Plaza on 18 March 1997. It was then immediately extended to Jalan Cheras toll plaza and the East–West Link Expressway toll plaza on 15 April 1997. The Touch 'N Go toll payment system was fully implemented throughout the 848 km North–South Expressway on 15 November 1998. This was made possible when the service was extended to the northern sections of the highway from Jelapang to Jitra. As such the smart card can be used to pay toll from Kempas in Johor to Jitra in Kedah, making it one of the world's longest single stretches of expressway to have electronic toll payment systems. The official launch was done at the Sungai Dua toll plaza and officiated by Rangkaian Segar Sdn Bhd's then chairman, Datuk Dr Ramli Mohamad.
The Touch 'n Go system was implemented in Cityliner Sdn Bhd, a stage bus service in Klang Valley in 2000.[dubious ] Touch 'n Go card users enjoyed discount fares of 10% when it was first introduced. Due to the needs to further consolidate company operations, card users were required to pay full fare prices after 13 November 2003. However, the Touch 'n Go card reader system on board buses was not well maintained by the bus operator. Card readers often malfunctioned and were not updated. Another subsidiary of Park May Berhad, City Profile Sdn Bhd, a feeder bus service (service known as Putraline) for PUTRA LRT was also introduced and the system was successfully implemented until the Rapid KL bus revamp program took place.
The Touch 'n Go facility was also embedded in Buy N Fly loyalty card rewards program for Malaysia Airlines retail arm, Golden Boutiques Sdn Bhd's which was launched in December 1999. The hybrid cards have multi function on rewards airpoint, MEPS Cash & Touch 'n Go. However, on July 16, 2002, Malaysia Airlines announced that "Buy N Fly" Programme had ceased operations and consolidated its loyalty rewards into one entity; Malaysia Airlines Enrich Frequent Flyer Programme. Buy N Fly cards are no longer issued but active hybrid card users are still able to use them to perform transactions.
Card categories[edit]
The cards can be categorize into 3 types:
Prepaid cards[edit]
Standard card[edit]
A standard stored value Touch 'n Go cards fare structure currently available for adult fare for public transportation fare and standard class vehicles with 2 axles and 3 or 4 wheels (Class 1) excluding taxis for toll fare. It is like a top up card.
The card is derived from several designs.
Identity card[edit]
MyKad is embedded with Touch 'n Go chip since 2001.
Co-branded card[edit]
PLUSMiles card[edit]
There is also a PLUSMiles Touch n' Go card, which is available on the North–South Expressway. The card provides a 5% rebate to users of expressways operated by PLUS (E1, E2, E3, E6, E15, E29 and E36) driving in private non-commercial vehicles.[1]
MyRapid card[edit]
Public transportation monthly pass for Rapid KL services.
TESCO Clubcard[edit]
Since 2014, the Malaysian edition of Tesco Clubcard is embedded with Touch 'n Go features.[2]
Postpaid cards[edit]
Fleet Xs card[edit]
It mainly purposed for toll fare payment. The details of company name, vehicle registration number and vehicle class was printed on the card. Credit term of 30 [3] days given for post payment and fleet operators are able to monitor toll record/vehicle movement at highways via e-statement (itemised statement) after 24 to 48 hours from the time of transaction.
Biz Xs card[edit]
It is the same as standard card mainly purposed for corporate users.
Auto-reload card[edit]
Zing Card[edit]
The Touch 'n Go Zing is a companion card (works as standard card) that is linked to Visa, MasterCard or American Express issued by participating banks in Malaysia. Each time the card balance falls below RM50, it will trigger the auto-reload mechanism to reload RM100 into the card. The amount will be charged to the credit card plus RM2 as auto-reload fee for each time reload. The auto-reload function is only available on road tolls when the threshold trigger occurs; if the card is used to pay other services such as trains and car parks, it will not trigger the auto-reload.
Zing card auto-reload facility is currently offered as a bank card.
Purchase and reload[edit]
Generally, a standard card can be purchased at the price of RM10, without any loaded value. Cards may be reloaded in multiples of RM 10 (counters and some self-service machines) or RM 5 (self-service machines only).[4]
Self-service machines[edit]
- Credit/Debit Card Self-Service Kiosk (SSK)
- Touch 'n Go Hub, Nu Sentral
- Touch 'n Go Hub, Customer Experience Centre, Tower 2A, Bangsar South
- Nilai Layby (South Bound)
- Subang Toll Plaza (Outbound)
- Ebor North Toll Plaza (Inbound)
- Cash Self-Service Kiosk (SSK)
- KL Sentral (at the Kelana Jaya Line concourse)
- All Sungai Buloh–Kajang Line stations
- Ampang Line, Sri Petaling Line, Kelana Jaya Line and KL Monorail major stations
- Selected shopping malls in Kuala Lumpur and Selangor
- Selected rest areas along PLUS and LPT
- Bank Negara Malaysia headquarters
- Kuala Lumpur International Airport
Cash/credit card counters[edit]
- Touch 'n Go Hubs:
- Nu Sentral
- The Sphere (Bangsar South, Kuala Lumpur)
- Wisma Nufri, Johor Bahru[5]
- Toll Plaza Offices
- Rapid KL; LRT, MRT, Monorail, BRT major stations and bus hubs.
- KTM Komuter major stations
- Reload Agents
- Petronas Kedai Mesra
- 7 Eleven
- Watsons store
- Tesco
- Giant Hypermarket
Cash drive-through counters[edit]
- Toll plazas with "Tambah Nilai" sign
Auto Teller Machines[edit]
- Maybank (both Malaysia and Singapore)
- Public Bank
- CIMB Bank (both Malaysia and Singapore)
- RHB Bank
- Bank Muamalat
- AmBank Cash Deposit Machine
Card usage[edit]
Touch 'n Go card is not only for toll fare but also parking services, public transport, theme park and cashless payment at retail outlets.
Toll fare[edit]
Main article: Malaysian Expressway System
Touch 'n Go can be used in entire highways stretches in Malaysia with the familiar TnG & SmartTAG sign marked on the road. Two systems were introduced on toll fare collection instead of manual ticket. Due to highways with numerous junctions or intersections serving short distance trips, most of Malaysia's highways use open system toll collection.
Toll fare collection on open system[edit]
Card users only have to touch at the reader at TnG lanes counter or drive thru TAG lanes at certain toll plazas. Toll fares charged are fixed regardless the distance travelled.
Toll fare collection on closed system[edit]
Card users "touch in" before entering the expressway at respective toll plazas and "touch out" at the exit toll plaza. Vehicle with card have to drive thru TnG lanes and TAG lanes for SmartTAG users. Toll fares are charged based on the distance between the entry plaza and the exit plaza. Card users have to make sure the amount balance is more than RM20 before entering the toll plaza. Those less than RM20 are required to top it up either at the offices or at TAMBAH NILAI lanes, otherwise it will not be able to enter the highway. Seven expressways do have these feature, the most famous is the North–South Expressway.
Main article: SmartTAG
An extension of Touch 'n Go is SmartTAG or TAG on board unit, which allows users to insert the card into a reader device installed in the vehicle for fully automatic/non-stop payment at toll plazas. Payment is made automatically as the toll charge is deducted from the value stored in the Touch 'n Go card.
Public Transportation[edit]
Main article: Klang Valley Rail Transit
Main article: Rapid Bus - Kuala Lumpur, Kuantan
Since 2002, Touch 'n Go has been chosen as the common cashless ticketing system for all rail and bus lines in Klang Valley, in parallel with co-branded Rapid KL's My Rapid card (abolished in 2017) and KTM's Komuterlink (not using Touch 'n Go fare collection system). For all Touch 'n Go logo printed card, it is hence accepted on:
- KTM Komuter
- 1 Seremban Line
- 2 Port Klang Line
- 10 Skypark Link (free rides)
- Rapid KL
- Express Rail Link
as well as all Rapid KL buses and Sungai Buloh–Kajang Line feeder buses. Touch 'n Go is also accepted in Rapid Kuantan buses in Pahang and Panorama Melaka buses in Malacca.[6]
Touch 'n Go eWallet[edit]
Touch 'n Go eWallet is an integrated mobile app to use the physical Touch 'n Go Card. It allows users to add in Physical Touch 'n Go card number easier to track the transaction.
Functions available with the app for easier daily usage:
- Pay for movie tickets
- Easier transfer money between TnG eWallet
- Top up eWallet for Toll usage
- Purchase of flight tickets
- Retail purchase with attached merchants
- Drive through tolls using money from your eWallet
Pilot test: DUKE Highways (commenced on 8th Dec 2018)
Duke 1
- Plaza Tol BatuPlaza Tol Ayer Panas
- Plaza Tol Sentul Pasar
Duke 2
- Plaza Tol Segambut
- Plaza Tol Sentul Pasar Tambahan
- Add Value/Reload Charge
- Free reload only available from manual transaction over the counter of Touch 'n Go Hub, Highway Operation Office & selected highway toll lanes, major stations of Rapid KL & KTM Komuter. Reload over the ATM and reload agents will incur an additional fee of RM0.50 and RM1.00 at Cash Deposit machine. RM2.00 will be charged for Zingcard autoreload for every RM100.
- Cheque Refund
- Refund for card balance and deposit will be paid by cheque in one month processing and sent by post by Rangkaian Segar Sdn Bhd.
- No Usage Discount
- Concessionary users are charged between 2.0 - 2.5 percent of the profit for using the system. No discount is given but instead card users may have to pay the commission fee. Car park operators usually pass on the Touch 'n Go commission fee onto card users, resulting in users paying 10% more.
Effective 5 Oct 2009, users can claim rebate if their usage exceeds 80 tolled transactions per month. The rebate amounts to 20% of total usage and given in points credited to the card, not cash. It is only can be claimed at the Touch 'n Go counters at the toll offices.
- Effectiveness Argued
- Although the system was introduced in the last 20 years, with the support of the Government (particularly by incorporation the system into MyKad), card and concessionary users still prefer to use cash.
- However to date, Touch 'n Go's 10 years research & development has resulted to 4 millions of card users (from 20 million of population) and use by all 19 toll concession companies in operation in Malaysia.
- According to Bank Negara report on Payment System Act 2003; 39% of non-cash transaction in Malaysia is of Touch 'n Go. Non-cash payment via Touch 'n Go (and SmartTAG) accounted to 35% of all toll payments nationwide and 50% at Klang Valley.
- E-Statement
- All transaction records within 3 days from the date cannot be viewed through the e-Statement. Fax transactions recorded by phone are however available within 24 hours and mostly depended on data server system. However, recently there is a site to view the transactions, up to ninety days at MYTouchnGo Portal.
- Limited CTS Fare Structure
- Fare structure only applicable for adult. The cards is not available for senior citizens, children, students or handicapped; however since 2017 RapidKL has introduced Touch 'n Go concession cards for its services, replacing the previous myrapid-based cards.[7]
- KLIA Express
- Unfortunately Touch 'n Go card users can no longer access the airline check-in counters at KL Sentral using their Touch 'n Go card as of June 2015. The Touch 'n Go card can still be used (RM55 each way) to board the KLIA Express itself, but you will need to check-in at KLIA instead.
- The dormant Touch n' Go card (no transactions in 1 year), will be deactivated and incur a RM5 fee every 6 months until the card is reactivated or the balance and deposit is used up.[8]
- Lifespan is always 10 years compared to CEPAS cards which has a lifespan of 5 years.
See also[edit]
- List of smart cards
- Multi-Lane Free Flow in Malaysia (MLFF)
- SmartTAG
- Malaysian expressway system
- MyKad
- ^ "AskPLUSMiles". Archived from the original on 8 February 2017. Retrieved 7 February 2017.
- ^ "What is Clubcard?". Tesco Stores (Malaysia) Sdn Bhd. Retrieved 7 February 2017.
- ^ http://www.touchngo.com.my/CMS/Business/Business-Products/Fleet-Pass/About-Fleet-Pass-Card/
- ^ "Locations". Retrieved 13 August 2017.
- ^ "Touch 'n Go :: No Reload Fee". Retrieved 7 February 2017.
- ^ "Touch 'n Go :: Transit". Retrieved 7 February 2017.
- ^ "CONCESSION CARDS". Retrieved 17 September 2017.
- ^ "Archived copy". Archived from the original on 2011-02-10. Retrieved 2010-12-10.CS1 maint: Archived copy as title (link)


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When I was younger, I felt very fortunate not to have any problems or issues with acne. Little did I know that as I got older this would change for me. I now experience acne breakouts a couple of times a week and am a bit confused as to why its happening now that I'm almost 50 years old. I've asked around and found out that I'm not the only one my age dealing with this. A friend of my told about an aesthetic doctor in Singapore that she is currently seeing to help take care of this and how she has already noticed great differences in her facial skin.
I got the doctor's information off of her and decided to take a closer look at him on the internet. His website was very easy to find and I must say I was impressed with the number of other services offered at their office. I quickly found the area on acne and oily skin and was very hopeful after what I read. Continue reading


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Copyright 2019 by E.A. Buck Financial Services
Mahalo for your interest in E.A. Buck Company and the services we can provide for you. As a kama'aina company, we have been assisting the people of Hawaii since 1980. We understand how important it is to work with an organization that will be an advocate for you as each chapter unfolds in your lifetime. What makes our services unique is that we try to gather as much accurate information as possible about your finances and help educate you to develop a customized plan that will achieve your goals.
E.A. Buck Financial Services does not charge a management fee and we work with people of all income levels. Our goal is to provide a service that is one of a kind here in Hawaii. As a successful family company, we treat everyone like ohana. In helping you plan for your future, your success is our success. Please reach out for more information.
Mahalo and Aloha,
Katie Buck


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Summertime in Nova Scotia
My summer reading has me missing the ocean. I went home to Maine in April to visit my family, but wasn't able to squeeze in a summertime visit. After the cross-country move, Sonia and I decided to keep the travel to a minimum and take a few driving weekend getaways closer to our new home in the Southwest. On our trip to Colorado last week, I brought The Outrun with me to finish. Written by Amy Liptrot, it's a beautiful memoir about growing up on Orkney in Scotland and returning home to get/stay sober after a decade in London. Her lyrical descriptions of the coast, the wind, farm life and the birds of Orkney and nearby islands sucked me right in. The book resonated with for many reasons especially the push/pull of the city vs. more rural life, and her honesty about mental illness and addiction, both personal and familial.
I was glad of the Fall-like chilly mornings and evenings in the Colorado mountains, so I could also bundle up in a sweater and scarf, as is often needed on Orkney. When we got home, I found myself looking through some of my own photos of and drawings of the ocean taken last summer on the other side of the Atlantic in Nova Scotia.
When my sisters and I were kids, our parents took us on a family vacation to Nova Scotia. We took the ferry from Maine to Nova Scotia and rented a small house near the water. There was a tire swing which we played on for hours. It has since been memorialized in a watercolor painting my mom made of my sister Emma swinging that's been up on her wall for years since the trip. I remember running through the tall grass on the edge of a cliff and then learning what ticks were, as mom ordered us to strip in the kitchen while she picked them off of us one by one.
I love ferry rides and was especially pleased when my dad snuck me in to try my hand at the slot machines, and with one pull I won $25 in quarters. Having been so successful at the start of my gambling career, I decided to quit while I was ahead (my dad's favorite saying) and haven't tried again since.
I've always wanted to go back, so I was excited to go with Sonia last summer to visit her family in Halifax, where she is from. Actually, my mom has also always wanted to go back as well. Which I learned when I first told her that I was dating Sonia, and that she was from Nova Scotia. My mom's response was "oh well, I want to go to Nova Scotia". So when we planned the trip, I invited my mom to join us for a few days, and she drove up the coast from Maine to meet us.
On our second day the weather looked good so we drove with Sonia's sister Cath across Nova Scotia to Cape Split. There is a beautiful out and back coastal trail, through the trees to the headland that looks out over the Bay of Fundy. We found a place near some trees for a wind shelter to picnic and watched the gulls swoop out and about over the headland.
On the way back to Halifax, we stopped at Blomidon, to see the red cliffs and beach. The cliffs were formed from layers of sandstone and reddish-brown mudstone, and the beach sand is reddish-brown as well. At the water's edge, where it's still shallow, the water also appears light red, gradually merging to be a blue-green (depending on the day's skies) as the water gets deeper. Also, I think Sonia planned her outfit to match the beach...
Sonia's family has a tiny cabin in Terence Bay, not too far from Halifax, and we drove out for a night. It's across the street from the water, on the bay. We had a good sleep, and in the morning when we woke up, the fog was so thick we couldn't see the water, or even the road from the cabin. It had been ages since I'd been in a fog that thick.
After our coffee, the sun was beginning to come up, and we went for a walk by the beach, past the lighthouse and followed a small path along the water. The fog was still thick when we set out and began slowly burning off as we walked. When we made it back to the cabin, the sun was glinting off the water, and the fog was just a haze in the background.
When we left to head back to Chicago, I told Sonia and her family that next time we are in Nova Scotia I want to stay in the cabin for a week!


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#Benefaves, Influenster & First Impressions on Benefit Ka Brow!
Ka Brow Eyebrow Cream-gel Colour
The Ka Brow Eyebrow Cream-Gel Colour was the product I was most intrigued and excited to try out of the #Benefaves VoxBox! Unfortunately, the shade was not a perfect match. I was sent 03, but my match would be 02. I know this because I purchased the Benefit Goof Proof Eyebrow pencil. Fun fact about me, although I am a huge makeup fanatic, VIB Rouge anyone? I have never, I repeat never tried a cream brow gel. I have no idea why I was scared of the gel! I assumed that gel would look less natural over pencil but I was wrong.
The Ka Brow cream-gel is extremely easy to apply, arguably easier than using a pencil. It is also easier to get that crisp straight line. I will 100% be purchasing my correct shade in this product because I am HOOKED. To see how I used this product, please watch my YouTube video below!
The Porefessional Face Primer
I have to admit, I am not much of a primer girl therefore you may want to take this review with a grain of salt. When you have oily skin the last thing you want to do is add another silky product on your face besides moisturizer. I will occasionally use a primer on days where my skin is very dry. This product has a skin coloured tint to it which really surprised me! I assumed it would have been clear or white like most primers. I applied this in my t-zone after my moisturizer and before my makeup. Honestly, I did not see a big difference in pore size or the texture of my skin after using this primer. I used it a few days in a row and I stopped because I felt I wasn't getting the desired results which is sad because this primer has AMAZING reviews! I do have large pores, maybe they are too large? *sad face emoji.*
One thing I did love about this product is that it smelled heavenly so that was a huge plus. I am going to finish up my sample tube and see if I get different results. I might try putting more on and see how that goes. Wish me luck!
They're Real Lengthening Mascara
Another first impressions was the They're Real Lengthening Mascara. I have tried a few mascaras from Benefit Cosmetics including Bad Gal Lash which used to be my holy grail choice in my early twenties. I am a fan of big, bushy, oversized mascara wands which is why I liked Bad Gal. Normally, I shy away from "spiky" mascara wands, because I don't get the desired thickness which is the case with "They're Real".
Does this mascara lengthen? Hell yes it does! I was actually very surprised the length this mascara gave my lashes. Although I didn't get my desired thickness, I would 100% use this mascara again, especially on days where I want more of a natural makeup look. One thing I loved about this product was how it transformed my bottom lashes. It's easy for the lower lash to clump, but this brush was perfect for application.
Hoola Matte Bronzer
I feel like I don't need to write a long review on this bronzer, because I just spoke about my love and devotion to Hoola Bronzer in a recent post, My Most Repurchased Makeup Items.
Like stated in that post, I have been using Hoola since I was around 18 years old. I absolutely love this bronzer and will probably continue using it until the end of time! If you haven't tried it and you have fair-to-medium skin, I would give it a whirl because it's the perfect shade. Not too warm or cool. The fact that Benefit Cosmetics is sold at Shopper's Drug Mart in Canada makes these products very accessible!
Thoughts on Influenster
Influenster is a community of over 4 million social media influencers and content creators. The purpose of the website/app is to stay on top of the latest products, review products, share honest opinions on brands and test products for free based on your social media influence.
I signed up in mid-October and by the end of October I had a Influenster VoxBox waiting in my mailbox! Once you sign up, you connect all of your social accounts and you can see your Impact Score based on your numbers. You also fill out surveys which help Influenster know what types of products you are interested in, in my case, makeup. I'm super happy I was chosen to be sent this box because not everybody gets sent products to test. As you can see, not only do you get sample sizes, but also full sized products which makes it worth it in my opinion. When I first started my blog, years ago now I mainly focused on makeup reviews because I love sharing my thoughts!
Hope you enjoyed this post and my thoughts on these Benefit products. Have you tried any of these and what were your thoughts?! Let me know in the comments!
See the products in action, plus more thoughts in my video below!
Disclaimer: * I received these products complimentary from Influenster for testing purposes. All thoughts and opinions on these products are my own.


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Chili-walnut scrambled eggs with rucola
I was busy today with shopping and home chores, and needed something to snack on and get some energy kick. I managed to buy some chili peppers earlier today, and decided to make a savory scrambled eggs with a delicious, energetic spicy twist! :-) And oh my, that was both tasty and exciting!
Vanilla-butterscotch cupcakes
These are the nicest cupcakes ever: rich in taste, sweet, smooth and creamy, thanks to the fluffy buttercream and luxurious butterscotch surprise. Who would've thought that it's also one of the easiest recipes ever? ;-)
Butterscotch cheesecake
Do you remember the butterscotch recipe? It ended up being the icing on the cheesecake I made recently. It's a terrific, although a bit heavy, recipe that will be a perfect alternative for a birthday cake or any other celebratory cake — it's very dense, and will easily yield 12 or more portions and leftover cookies! :-)
I was always afraid of making caramel from scratch, but it turns out it's a piece of... cake ;-) This creamy, buttery and smooth caramel cream is delicious on a crisp cake, or as a drizzle. Prepare some upfront and store it safely for 7-10 days in the fridge.
German Zimtsterne (cinnamon almond cookies)
I always wanted to make these, and finally got the guts — oh boy, I wasn't really prepared for the amount of nitty-gritty with making these. I started with original German recipe that called for 500g of almonds, but that ended up being 2 full baking sheets and lots of sneaky snacking between steps ;-) But the result is good, and these cookies are worth the effort.


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Manufactured by.: ProbarSold As .: 24 Pack - 1.62 Ounce In Each Pack
This PROBAR puts on-the-go and nutrition in the same bite. Quick, easy, scrumptious and packed with great tasting ingredients, this satisfying bite will energize your day.
Ingredients : Serving Size: 1 Bar (46 g) Servings per Container: 12 Amount Per Serving % Daily Value Calories 190 Calories from Fat 70 Total Fat 7 g 11% Saturated Fat 2 g 10% Trans Fat 0 g Cholesterol 0 mg 0% Sodium 55 mg 2% Total Carbohydrate 27 g 9% Dietary Fiber 4 g 16% Sugars 10 g Protein 6 g 8% Vitamin A 0% Vitamin C 0% Calcium 2% Iron 25% Other Ingredients: Tapioca syrup, rolled oats, crisp brown rice, almond butter (almonds), almonds, brown rice protein, dried cane syrup, agave fiber (inulin), coconut, whole grain brown rice flour, chocolate liquor, expeller pressed canola oil, glycerine, flax seeds, chia seeds, natural coconut flavor, rice syrup, natural vanilla flavor, oat flour, salt, molasses, cocoa butter, rosermary extract, vanilla extract. Contains: almonds, coconut.
Country of origin : USA
Organic : Yes
Dairy Free : Yes
Kosher : Yes
Sold As .: 24 Pack - 1.62 Ounce In Each Pack
2 Packs of Probar Bite Organic Snack Bar Coconut Almond 1.62 Oz Bars Case Of 12 ELNDUAZJP


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Bloodroot - Sanguinaria canadensis ~ just one of the many plants and plant images in the new app, in addition to parts to use, colors obtained, methods of extraction AND whether it's fast or fugitive!
The new natural dye app is taking a few days longer to finish than I anticipated, the good news is I currently have 120 plants in the database and there's room for about another 50-100 plants before all is said and done. There are many wonderful things about this new database that excite me to no end, thanks to my best friend Brenda showing me how to set up filters!
If you'd like to be a beta tester for the new app please let me know :-)


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Please join us for a relaxed and informative evening discussing the changes experienced during menopause, and learn more about strategies and therapies for managing during this time. Date: Wednesday, 19th November 2014 Time: 6:30pm – 8:00pm Location: Kardinia Health. 2-18 Colac Road, Belmont Presenters: Dr Lou Sanderson (GP) & Eliza Barry (Physiotherapist) RSVP is essential as places are limited – … Read More
Past Event: Mindfulness
Do you experience stress, anxiety, depression? Or have chronic pain or chronic illness? Then come along to our information evening and learn about mindfulness. This seminar, presents mindfulness with the aim to help people learn to develop strategies for dealing with unrealistic thoughts and unhelpful reactive patterns. The practice of mindfulness encourages a non-reactive awareness which embraces the present experience. … Read More


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Literary pilgrims welcome
Not For Profit/For Prophecy
We believe in being brave.
Where Writers Share Your Next Summer Read
the pretty poems poetry & book reviews
Let the warm yellows soothe your soul...
The voice of Small Press Poetry
an arts & literary journal
a literary journal from the MFA of the Americas
Cogito Ergo Sum. ["I think Therefore I am"]
A poetry e-zine
Georgia State University's Art & Literary Journal + Creative Collective
literary magazine
Writer of poetry, prose, and creative nonfiction.
Possibilities of connections and a sense of belonging.
The key is to always continue... ©
I want to share globally my literal mentality and attempt to adjust your moral compass!


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The Perfect Day Of Annmarie & Niall in Raddison Blue Athlone
Our wedding day was the most perfect day ever. We had the time of our lives. Would happily do it all again tomorrow and not change one thing.
Aileen Duffy, Doolys Athlone, Pink Champagne, Raddison Blue Athlone, Shay Curren
Originally posted at Voltaire Weddings


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When you're getting your workout on, you don't want anything to stand in your way–especially wardrobe malfunctions. The beauty of leggings is that they're super comfortable and easy to move in, but the major downside: sometimes they cause an unsightly camel toe.
When leggings get a little too clingy, things can get embarrassing. There's nothing worse than crushing your workout, only to look in the mirror and see that you've been sporting a camel toe for who knows how long.
When you don't want to waste valuable workout time constantly readjusting your crotch, but also don't want to be bothered by your camel toe any longer, wearing a long workout shirt is the perfect solution.
A long top can cover your crotch, giving you the freedom to focus on your fitness and the power to not care about your camel toe.
Shop the best long workout tops below!
Gap Fit Breathe Long Sleeve Tee ($30)
Promising review: "Love the fabric...so soft and comfy. The shirt length in the body is exactly what I was looking for and love having thumb holes on the sleeves. My new favorite shirt!"
Lululemon Love Tank ($38)
This tank is made from Pima Cotton fabric that's breathable and has four-way stretch comfort.
Target Women's Long Sleeve Tech T-Shirt C9 Champion ($22.99)
Promising review: "I bought this shirt because I wanted long sleeves to protect my arms from the sun. I also wanted it to be lightweight so that I wouldn't be too hot. The shirt is everything I wanted and more. I love the fit in the back which covers my bum. I love the zipper pocket in the back and I love the color. I bought one in green and another in purple. I hope they come out with white and other bright colors in the future."
Women Dry Waffle Short-Sleeve Tunic ($14.90)
This long tunic has a light, fresh feel and is perfect for casual or light exercise.
Athleta FWS Tank ($64)
This tank is semi-fitted, lightweight, and wrinkle-resistant. It's quick-drying, so sweat is no match for it.
Kohl's Women's Tek Gear® High Slit Tunic Tee ($26)
Wear this super long Tek Gear tunic tee which will give you coverage in the front and back.
Zella Retreat Cutout Tee ($49)
This tee has flowy style for a relaxed fit.
Also, check the best workout leggings under $50 on SHEfinds.
SheFinds receives commissions for purchases made through the links in this post.


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Just a quick blast. Breakwater Beach: Book One is FREE July 4-5
Storm Watch: B is up for pre order and releases on July 19.
Enter the Rafflecopter Giveaway by July 5 for a chance to win a free book.
Mike and Liz thought they'd gotten control of the specters haunting the Barrett Inn. But things get very complicated when they're the ghosts from your past life. The Category Five Hurricane bearing down on Cape Cod appears to be headed directly for them--or has it been spawned from inside them? Knowing it's their last chance to end the hauntings, Mike and Liz must decide whether to run or to defy evacuation orders. Will they survive the storm?
The Widow's Walk: Book Two will be going on sale in mid-July
Mike and Liz Keeny are newlyweds, new parents, and the proprietors of the Barrett Inn, an 1875 Victorian on Cape Cod, which just happens to be haunted. By their own ghosts. The Inn had become an annex of Purgatory, putting Mike, Liz, and their infant son in danger. Selling the historic seaside bed and breakfast was the only answer, one that Liz and her own tortured specter refused to consider. Were they doomed to follow the same path that led to disaster in their previous lives? Was getting out, getting away, enough?


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Diamond Yellow Gold "Hug Me" Stackable Band Ring
Diamond Yellow Gold "Hug Me" Stackable Band Ring
Named our "hug me" ring because of its overlapping back design that resembles an embrace and its natural affinity to stack easily with other rings, this handmade jewel is as lovable as it gets. Mounted in warm 18 karat yellow gold, the 19 dazzling single cut round diamonds graduate in size from small to large and purposely accentuate the beautifully sculpted curved front of this glorious ring. Wear it alone or, for some additional hugs, pair it with the same style available in 18 karat rose gold or platinum. Total diamond weight .81 carats. F color. VS clarity. Size 6.
White Diamond, 18K Yellow Gold


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Seat Paint Codes
Your Seat paint code is usually found in the boot on a white sticker, often under the carpet on the actual floor of the vehicle or in the tyre well.
A copy of this sticker can often be found at the front of your service book. The code may have an "L" at the start or be stated without the preceeding "L"Buy Seat Touch Up Paint


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Time to Redesign Your Website
john mier
Every business needs an effective website. It is the hub where all potential clients go to verify your work, experience, products and services. Business websites are your online marketing strategy. Without an effective website, you will never see significant results from any online advertising campaign.
If your website is not making you money, redesign it. When you redesign the site, don't just worry about it looking good. It needs to effectively and quickly display what your business is, and what you offer. The site needs to entice the viewer enough to dig deeper and look for more specifics.
Warning signs about your current website:
Your website is not generating revenue, sales or leads
If your website receives traffic, but no conversions, this is a problem. Your website could be missing something critical that is turning your website visitors off.
Your website has no conversion
Conversions are the stages a visitor navigates through your website in order to convert. Effective website designs define conversions. Starting from the home page of your website, you should know how visitors will travel through your website to gain what they are looking for.
Outdated websites won't encourage viewers to stay
As time progresses, consumer tastes and preferences change. If your website design is outdated and does not make a good impression, prepare for the exit button. Your website is never finished permanently. Make gradual improvements to your website design over the years to keep up with the times.
First impression is not powerful
First impressions are everything. The truth is that you only have 3 seconds to make an impression on a website visitor. If your website does not make a good impression within this time frame, you will likely miss opportunities.
Not trustworthy and credible
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Join Step Up a for a Meet + Mentor with Step Up teens to:
• meet, mentor and inspire the next generation of professional women
• mix, mingle and connect with likeminded mentors
• learn more about how you can support Step Up's mission to propel girls from under-resourced communities to fulfill their potential
What is a Meet + Mentor? During a Step Up Meet + Mentor professional women have an opportunity to volunteer and mentor Step Up teens while connecting with like-minded women. At the event a Step Up facilitator will lead Step Up teens and mentors through an interactive speed mentoring activity. Afterwards, guests will have an opportunity to mix + mingle and learn more about Step Up's after-school and mentoring programs that propel teen girls from under-resourced communities to fulfill their potential by empowering them to become confident, college-bound, career-focused, and ready to join the next generation of professional women.


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This was the first year I grew sunflowers.
Well who am I kidding, this was the first year I grew any kind of flowers.
I learned that sunflowers are great for bio-remediation, a fancy way to say - this plant sucks up crap in the soil (like lead paint) and makes it better. So when my dad and brother gave me their box full of seeds and it included sunflowers, I decided to give it a try.
These sunflowers were HUGE. Like 6 feet taller than me huge, with 10 lb heads huge. I loved watching them grow and definitely picked favorites (even though I tried not to).
Once the flower petals started to wilt and the heads turned yellow, I found myself oddly attached to these things and decided these too would be perfect candidates for my adventures in amateur seed saving.
So here's what you do:
- Wait until the heads droop, lose their petals and start truing yellow
- Bag the heads to protect from critters and allow to dry longer - or - (what I did because I'm too impatient to wait and Google said it was OK) cut the heads early and allow them to air dry on their own. Google recommended hanging them from some twine
- Once the seeds are dried, use your fingers to massage the seeds out, they should come out fairly easily
- Sift seeds from other plant materials and store in an air-tight container for planting next year - or get fancy with it and look up some sunflower seed recipes... which I may do sometime in the near future.


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Preschool - Creative Teaching Aids - Echoes Winter 2018-19
Product Description
Essential audio and visual resources to go with the Teacher's Commentary. Enhances lessons with appealing Bible art posters and figures, puppets, a quarterly attendance chart, and a music CD featuring three original worship songs (stereo and instrumental) that correlate with each of the three units per quarter. Need one per class.
- Essential teaching tools to go with the Teacher's Commentary
- Bible story posters, flannel-graph figures, and stand-up figures
- CD with song for each unit (stereo and instrumental) and birthday postcards
- CD is reproducible for classroom use
- Attendance chart


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Lego Žvaigždių karai: Padavanų grėsmė/
Lego Star Wars: The Padawan Menace
Režisierius: David Scott
Aktoriai: Anthony Daniels, Nika Futterman, Tim Gaul, Tom Kane, R. Martin Klein, Phil LaMarr, Katie Leigh, Wayne Pashley, Rob Paulsen, David Scott, Mark Hamill, Larry Ward.
Žanras: Anime, Fantastinis
(6 balsų)
Lucasfilm Announces LEGO STAR WARS: THE PADAWAN MENACE Cartoon Network Special After the runaway success of their wildly popular building sets, video game collaborations and animated shorts, The LEGO Group and Lucasfilm will join forces once again for an all-new adventure — their first-ever original television special. Premiering on Cartoon Network on Friday, July 22 at 7:00 p.m. (ET, PT) in high-definition computer animation, the 30-minute original standalone special — LEGO Star Wars: The Padawan Menace– will feature the charm, action and irreverent humor that have become the signature style of LEGO Star Wars animation collaborations. Featuring situations, characters and locations from throughout the entire Star Wars Saga, the original adventure is written by Emmy® Award winner Michael Price (The Simpsons) and produced by Academy Award-winning Animal Logic, the production company behind Happy Feet.


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Almost a year into running my business, I find myself questioning if what I'm doing is exactly what I'm meant to be doing?
A few weeks ago, my partner asked me if I would land a full time job, good salary and benefits would I take it? I had to actually take a moment to think before I responded. At that moment I thought about what if I did get a cushy job, that meant being secured every month with a salary and securing my future with all the benefits that come with it? Then something in my mind clicked. The reason why I started. Why I actually decided on being an entrepreneur.
It wasn't about security, about how much money I could make or whatever benefits, or lack thereof that came with it. I started cause this is what I want, what I've always wanted. This is my passion. My dream. So I responded and said, no I wouldn't take it, at this moment I know I'm where I need to be.
So many times we jump into running our own businesses for the wrong reasons. I'm pretty sure I'm not one of those people. I've always been someone who wanted to be in control. Control of what I want to do and control of who I want to be. When I started studying PR I knew from the get go that I'm moving into a career path that I'm very passionate about and in order to be fullfilled in it, I needed to own my own company.
Over the years a lot of things started showing me the path that I needed to take to lead me to where I needed to be. It was always there. Every job I worked at, I was always so frustrated, no matter how excited I would be when I started, few months in, it was not for me. Soon after graduating I tried freelancing, working a few jobs that I could get my hands on. More and more it proved to me this is what I'm meant to be doing.
I remember coming across a company website. It was about a small communications agency that had the same values and objects like the company I wanted to own one day. I booked marked it and kept going back to it everytime I thought about my little agency.
Last year I decided to quit job hunting. It was the most frustrating and draining thing I've ever had to do. Frustration was not due to the time and effort in applying but I was asking myself what am I putting so much energy and effort in something I know very well is not for me? So I will land a job, go work there, get paid a salary I know will not be enough and probably deal with an annoying manager or boss and come back home and feel like death cause I'm stuck in an environment I do not want. Why do I want to put myself through that?
So I jumped into running my own business full time. At 24 and a young baby boy I embarked on a journey one certain people, including my parents would say is ideal for someone like me. Fast forward a year later, I'm happy, fulfilled and content about my journey so far. Don't get me wrong, it's been challenging, I've been frustrated and annoyed. But I wake up every morning happy to do it all over again.
I'm doing what I'm doing for my dreams, my passion, my values and for my happiness. That is what is important more then security and settling for what I know I don't deserve.


text: March 12, 2011 Kim L Quotes March 12, 2011 Kim L A collection of quotes and lyrics that I like: Julia Roberts -Eat, Pray, Love Taylor Swift -Mine Katy Perry -Fireworks Frank Tyger These were made by me and published on my tumblr. My favourite quotes are the first and last one. Kim L


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ARTPLACE AMERICA (ARTPLACE) is a ten-year collaboration among a number of foundations, federal agencies, and financial institutions. We began our work as an organization in 2011, and will finish in 2020. Our mission is to position arts and culture as a core sector of community planning and development.
We envision a future of equitable, healthy, and sustainable communities in which everyone has a voice and agency in creating contextual, adaptive, and responsive solutions. To this end, we've invested $104 million to grow the field of creative placemaking through demonstration projects, in-depth investments in organizational change, and research.
We believe that traditional community planning and development has not always led to communities being as equitable, healthy and sustainable as they could be. We believe that the arts and culture sector has necessary tools, knowledge, and skills that can be deployed in partnership with the community planning and development sectors to improve community outcomes. We refer to this intersection as creative placemaking.
What is Creative Placemaking?
Creative placemaking happens when artists and arts organizations join their neighbors in shaping their community's future, working together on place-based community outcomes. It's not necessarily focused on making places more creative; it's about creatively addressing challenges and opportunities. Success is measured in the ways artists, formal and informal arts spaces, and creative interventions have contributed toward community outcomes. We believe creative placemaking at its best is locally defined and informed and about the people who live, work, and play in a place.
How do we Approach Our Work?
We believe that there are a set of people who wake up every day thinking about the future of their communities, and that these people work across a variety of sectors and desired outcomes and include everyone from residents to artists to teachers to professional community planners. We created this matrix to help us organize our work and communicate about it visually:
We define arts broadly and use the phrase "arts and culture" to represent many forms, including: craft & culinary arts, dance, design & architecture, film & media, folk & traditional arts, literature, music, visual arts, theater & performance, and other formal and informal creative practices.
Our Current Work
As we work toward the end of our charter, we're focused on creating a strong creative placemaking field of practitioners by encouraging the adoption of creative placemaking practices.
To ensure the field remains robust after our work concludes in 2020, we'll embed knowledge and resources within existing networks of practice and strengthen and empower local ecosystems to own and evolve the practice. Across many sectors, artists are working side by side with planners, developers, and public officials to think differently and imagine solutions that meet a broad range of community needs and spark and sustain public interest. ArtPlace continues to embed our values by working with comprehensive and sector-based community development practitioners, artists and cultural organizations, higher education institutions, the creative placemaking field, and our philanthropic partners.


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The Bitcoin SV network relies on open-source work by many independent developer teams and contributors. In addition to collaborating with different developer groups, nChain devotes resources to its own open-source projects to further advance technological capabilities of the blockchain.
nChain's open-source projects include:
A software development kit with cryptographic solutions and tools to help programmers more easily develop applications on the blockchain. Nakasendo™ is provided under nChain's Open BSV License.
A new Bitcoin full-node implementation designed to fulfil the "Satoshi Vision" by restoring and stabilizing the original Bitcoin protocol and core design. Started by nChain at the request of large Bitcoin miner CoinGeek, Bitcoin SV began as a competing implementation for Bitcoin Cash (BCH) but now has become its own permanent chain and BSV token. Bitcoin SV will enable the original Bitcoin blockchain to massively scale with much larger blocks and encourage businesses to build on top of a stable platform. Bitcoin SV is provided under the open-source MIT License.
For longer term deployment after Bitcoin SV, a more advanced Bitcoin SV full node implementation aimed for enterprise-level capabilities when the BSV network is massively scaled. Teranode will employ a micro-services architecture approach to target Terabyte size block capacity.
The Metanet
The Metanet is a global protocol and framework, designed by Dr. Craig Wright, for structuring and facilitating the on-chain internet for the Bitcoin SV blockchain.
Read more about the Metanet
nChain has also sponsored developer time for BitcoinJ.cash – a Java library for working with the Bitcoin protocol. Using enterprise-friendly Java language, BitcoinJ.cash provides SPV (Simple Payment Verification) light wallet functionality, making it suitable for use with mobile device applications. nChain intends to support development of a BitcoinJ library for Bitcoin SV.
nChain is also a partner in significant projects developed by other teams.


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Listen to this article
Corning said on Wednesday it would partially reopen an optical fibre manufacturing plant it had mothballed five years ago, amid signs of the most significant revival in demand for the material since the telecommunications bubble burst seven years ago.
The planned reopening of the North Carolina facility marks the gradual recovery of a market that turned the US high-tech glass company into one of the hottest stocks at the tail end of the tech bubble, only to see its fortunes crash as the telecoms sector retreated in the face of overcapacity in long-distance fibre-optic networks. Besides mothballing one of its six factories, Corning closed three others for good as it struggled to stay afloat.
The fibre market has grown 15 per cent in volume terms in each of the past two years, Corning said, with most of the new demand coming from local access and city-wide networks. This reflects a push by cable and telecoms companies to boost broadband capacity by bringing fibre closer to their customers' premises.
Optical fibre sales were an unexpected bright spot in Corning's first-quarter earnings on Wednesday, contributing to revenues above forecast and a 5 per cent jump in the company's shares in early trading. That balanced out a weaker quarter in the company's new core business of manufacturing glass for
liquid crystal displays.
Sales from Corning's telecoms division rose 11 per cent in the quarter to $439m.
LCD sales fell to $524m, a fall of 4 per cent from a year before, when Corning was boosted by an unusually rapid build-up in inventory by makers of LCD displays. The company's overall sales of $1.31bn topped forecasts of $1.29bn, while pro-forma earnings per share, the basis on which Wall Street judges the company, were 2 cents ahead of estimate.
Get alerts on Technology sector when a new story is published


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Blagojevich-Obama Event TimelineDecember 11, 2008 at 1:59 pm | Posted in Uncategorized | Comments Off on Blagojevich-Obama Event Timeline
Tags: Blagojevich, Obama, politics, scandals
Blagojevich-Obama event timeline here.
"If we didn't have Obama's denial to contend with, the actions of all the parties, including those purporting to speak for Obama, are consistent with Obama and his staff learning about Blagojevich's corrupt plans on Monday, Nov. 10."
Blog at WordPress.com.
Entries and comments feeds.


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Hey loves ! Here is Part 2 of some must have Fall/Winter looks I created as we enter 2K16 . You guys seem to really like this segment so I'll continue 🙂 . Below is fully detailed descriptions of where you can get all of the cute items shown . Make sure to check out Pt 1 here .
Dress – Pink Overlap Cutout Dress www.nelly.com
Jacket – Sequin Blazer http://justcavalli.robertocavalli.com
Shoes – Nude Schutz Joelle Heel www.revolveclothing.com
Bag – Parental Advisory Clutch. Will be sold in our boutique coming soon in 2016
Top – Basic Black Crop Top www.shein.com
Bottom – Black Ripped Jeans www.topshop.com
Jacket – Camouflage Bomber Jacket www.wearall.com
Shoes – Black Suede Air Force 1 www.nike.com
Bag – Suede x Croc Crossbody www.ysl.com
Hat – Burgundy Yoghi Wool Hat http://www.francescoballestrazzi.com
Top – Crop Printed Knitted Top www.riverisland.com
Bottom – Burgundy Leather Skirt www.riverisland.com
Shoes – Gianvito Rossi Lace Up Knee Boots www.barneys.com
Bag – Phillip Lim "Totes" Bag www.monnierfreres.co.uk
Hat – Janessa Leon Fedora www.barneys.com
Top – Blue Sequin Crop Top www.topshop.com
Bottom – White w/ Gold Zipper Pencil Skirt www.riverisland.com
Jacket – Camel Lapel Coat www.blackfive.com
Shoes – Gladiator Heels www.nastygal.com
Bag – Moschino Clutch www.moschino.com


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Metal Storm is a video game for the
Nintendo Entertainment System.
It was released in North America in 1991 and in Japan in 1992.
Original description:
Battle Station Cyberg's massive computer that keeps peace throughout the solar system is no longer user friendly. It's gone wildly out of control. The LaserGun it operates has already destroyed Neptune. Earth is its next target.
As a high-tech hotshot, you must enter Cyberg's core and activate the system's self-destruct mechanism. Mankind is relying on your know-how and toughness to see this thing through. But time is running out...
Oh yes, one more thing. the powers of your "Gravity Flip" Suit are essential for a successful outcome to this mission. The Suit empowers you to proceed both upside down and rightside up as you dash to put this computer permanently "on the blink!"
Enter - start (pause);
Arrows - move;
Z - jump;
X - attack; Esc = exit fullscreen;
You can change keyboard settings, save (F5) and load (F8) the game.
Put your mouse over the game and choose your settings, you can also play the game in fullscreen.


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Expo time has arrived! That once-every-two-year weekend where D23 throws a huge celebration of all things Disney for just you and around 65,000 of your closest friends. I covered some of the major presentations earlier (Animation, Live-Action Studios, and Video Games) so we're now down to a summation of the rest of what the 2017 D23 Expo had to offer, and some quick thoughts on each.
[Unattributed photos and video courtesy of Disney.]
So the first panel I saw on Friday, the start of Expo, was the Disney Legends Awards Ceremony. Receiving awards this year were Carrie Fisher, actress/author; Clyde "Gerry" Geronimi, animator/supervising director; Manuel Gonzales, cartoonist; Garry Marshall, TV producer/movie director;
Wayne Jackson, Walt Disney Imagineer;
Stan Lee and Jack Kirby, co-creators of myriad Marvel characters;
Julie Taymor, filmmaker and musical theater director;
Oprah Winfrey, producer/actress/talk show host/philanthropist;
and Whoopi Goldberg, actress/comedienne/producer/talk show host.
The ceremony was a nice acknowledgement of all the contributions the various Legends have made to the Walt Disney Company. In between awards, there were a number of performances including the Cadaver Dans, and what appeared to be an interpretive dance number of all the recipients.
The Good: It's always nice to see people finally get recognized for a career-worth of hard work, especially Jackson and Geronimi who have really put time into the Disney Company.
The Bad: Since these ceremonies became public, it seems like there's been some tendency for them to pick some recipients because they're celebrities and will make a good showing, rather than because of any long Disney history. I'd rather see fewer Legends recognized each Expo, if that would allow them to choose people who have been a significant part of Disney.
The Meh: While all the interstitial acts were the usual Disney quality (most of them courtesy of ABC's "Dancing With The Stars") the concepts behind them were often puzzling. The long interpretive dance number was particularly confusing, as initially it seemed like they were just going to dance versions of all the Marvel super heroes, but then became evident they were going to dance interpretations of most of the award winners' oeuvres. It's a difficult thing, as the Legends awards are given out to performance and non-performance fields and someone may have done significant work in, say, accounting, but have nothing showy with which to excite a crowd.
In between panels I was able to take a quick run-around the show floor and took a quick peek at the Parks and Resorts booth with its impressive Star Wars Land model.
Also taking in (and showing off) the sights was Chief Creative Officer John Lasseter.
Thoughts: I only got a quick gawk at this booth, but my impression was that the model was great…but that's almost all there was. Compared to the much more elaborate booth they had for Shanghai and Pandora in the past, this seemed like a small version of something you'd see in Launch Bay. I believe they occasionally had someone wander around doing a spiel, but they weren't doing it when I was by and no one working the booth had much of a capacity to answer questions, either because the information was restricted or just absent. It was also a little disappointing that Imagineering didn't have a booth at all this year, when theirs has traditionally been the highlight of the whole floor.
Right next door was the terminally adorable joint Pixar and Walt Disney Animation booth.
Within, they had a number of photo-ops…
Displays of exclusive film crew t-shirts (I want them)…
And a variety of what sounded like great presentations in their small stage that, unfortunately I was never able to make.
"Animating Moana," with Hyrum Osmond and Amy Smeed
There were also a number of animator signings that were held throughout the weekend, the only one of which I was able to catch was Brad Bird and Nicole Paradis Grindle, Director and Producer respectively of the in-production "Incredibles 2."
Thoughts: I love this booth, even though the facade and stage set up is basically identical to last time, and a lot of the art on exhibition has been shown at different events throughout the last two years. I always wish I had more time to go to the presentations and signings they have here because historically I only ever manage to stumble my way into one signing per Expo.
While the programming here was great, the logistics of getting into the programming were often pretty rough. There were a lot of instances where a random line would form way in advance of an event, and if you asked the CMs, they would hedge on whether they were planning on acknowledging the line or not. Ultimately, they would just start handing out tickets at an opening of the roped-off queue and whoever happened to be standing around there in a crowd at that time got one until they ran out. There really needs to be a more formal organization in advance, I think, because getting crushed forward by a mob of people towards the Brad Bird ticketguy (who was constantly yelling "NO PUSHING! I'LL CANCEL THE WHOLE THING IF THERE'S PUSHING!") was a little nerve wracking.
What I do love however is the way they give you artwork for the artists to sign. At one of the last conventions I attended, they provided exactly nothing for people to sign, which means that people got to bring their own items, which then leads to people showing up with wheelbarrows of items probably headed straight to eBay for signatures. On the other hand, if you are perennially unprepared like me, you never have anything–even paper–on hand for people to sign, so that's fun too. The way Disney does it keeps it much more organized and the line moving much more fluidly.
The last panel of the day I saw was "Melodies in Walt's Time: The Music of Disney Live-Action Films." This was a celebration of Walt Disney's live-action musicals of the 1960s, hosted by Whoopi Goldberg and accompanied by a 20-voice chorus.
After going through a selection of songs from a number of films such as "Mary Poppins," Summer Magic," and "The One and Only, Genuine, Original Family Band," with guests Leonard Maltin and Karen Dotrice, the last half of the program went in depth with "The Happiest Millionaire" as Lesley Ann Warren and Joyce Bulifant talked about the filmmaking process.
At the end, Richard Sherman came out as well, to enjoy the audience's accolades for so many film scores of fabulous music.
Thoughts: This was kind of a peculiar panel, and not quite what I had expected. The first 45 minutes or so went about how I had thought, with Leonard Maltin and Whoopi and various celebrities discussing different films and the chorus singing songs from them. The last half, however, was almost completely just conversation about "Happiest Millionaire," that was moore or less identical to the Disneyana event held back in February. With all the Sherman songs performed throughout the night, it seemed like an obvious choice to have Richard Sherman (who has done whole concerts by himself at past Expos) come out and perform or at least join in the discussion, but he was saved for basically a curtain call at the end. The chorus was great and the soloists did a nice job, but both were underused in the last half as well. On the whole, a good panel if you didn't attend the Disneyana event, but I think the topic really has greater potential than what was done here.