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Build Log
FINNJET Revell
Hi all here is a build log of my model Finnjet.
I have decided to change her to as she was when she first went in to service in 1977.
The build has been going good until she hit the water for the first time. She is to heavy so there is a bit of a re think happening ie new motors and possibly a lipo battery.
The ship is looking great so far! I never realised that it was that small compared to the QM2.
Just how much weight do you need to lose to get it to the waterline? and will it be stable enough after being lightened? My old QM2 floated about 1cm lower than the waterline and its been very difficult to get the new one to stay upright with the heavy plastic superstructure.
I would certainly recommend using a flat lipo cell in the keel to keep the weight low and low down. e.g. a 2000mah cell, 5.8x54x54mm, 36g.
As you are using fairly small motors you won't need too much cell capacity so as long as the empty model is light enough the battery should be selected to get the weight up to the desired amount.
Hi Andrey
She a fair bit small at only 54cms in length. I have removed as much plastic as I can up top and this has helped . I am waiting on her new motors to see how they perform. I had been looking at a lipo battery 7.4v 350mah and only 17g. once the new motors are in and tested I can see what weight I have left to use. I am thinking of repainting the hull raising the hull water line by about 1.5mm.
I can now see why she was an economic failure as a high speed ferry. The amount of water she is pushing ahead of her is astounding.
A camel to raise the hull
If you don't mind adding a removable fin keel (like a sailboat), you could avoid repainting the waterline. The camel will have a slab of styrofoam at the top end (to increase hull buoyancy enough to raise it to the proper waterline depth). And it will have a weight at the bottom end to maintain vessel stability. Making one will require some experimentation, both as to the size of the styrofoam and as to the amount of weight needed&depth of the keel.
If you calculate the volume of water between the current waterline and the desired waterline in cm^3, that will tell you the vol. of styro needed (or the amount of weight in grams that you need to remove from the boat to get her to float at the design waterline) . You'll also have to add styro vol to account for the weight of the fin itself (unless the fin is wood and already floats). What you are looking to achieve is a camel unit that will float by itself with a vol of styro (out of the water) that equals what you calculated you needed to raise the hull the right amount.
The fin length and Pb will require some experimentation - their dimensions will depend on how tippy your boat already is, and the max tippiness you will accept. You can reduce tippiness and roll period by deepening the keel. Of course, the more Pb you add, the more styro you'll need to add to the basic styro vol you calculated for raising the hull. Every gram of Pb will require about 1 additional cm^3 of styro. You can refine the adjustment by accounting for the vol of Pb (or the vol of the Pb container if, like me, you use lead shot for weighting keels). For small boats, say under 3' length, the vol of the Pb container provides significant buoyancy itself, and can be subtracted from the extra vol of styro needed based purely on the weight of the Pb.
The lighter pink shows the volume of water to be calculated.
Camels have been used by steamboat modelers to raise the hull to keep from immersing the paddles too deep. If the hull is wide enough, it may be possible to dispense with the fin keel and Pb.
Last edited by Brooks; May 05, 2010 at 11:10 AM.
Hi John,
I did my Revell Finnjet in the late 80ties with some TamTech electronic and motors. She was very topheavy and you could drive without wind only. The pic was made with beginning of winter and some thin ice on the water. My model was then a fast ice crusher.
Hi all
well the new motors turned up to day and they weigh only 11g each. I will test them in the next few days.
Jerome she was a bit of a power house ploughing up the Baltic at 30+knots and she could hit that in under 3 min from a standing start.
I do like the idea of the foam and the keel .I will have to look in to it.
Hi Ernst
Thank you for the photo she look's nice. In your photo it's hard to tell bit is she a bit low in the water .
Wow, she does move a lot of water out in front of her. Also, the square in your face below the bridge doesn't do much for her aerodynamics either. If they put that kind of power into a more streamlined structure they could've gotten better fuel ratings at her cruising speed and better top speed as well.
I love seeing a ship move that much water but man, the fuel needed to make it do it is another thing!
She's a nice ship ..to bad she met the breakers in Alang..
Cos..really like the work you put into this ..
One thing though guys ..Finnjet sported two gasturbines and was also a Class1 A Super Icebreaker..hence the bow wake under full power....What i know off breaking ice is a kin to Elmer Fudd's knowledge of hunting wabbits...Im guessing you cant have both and not scarifice something..besides fuel was cheap in the late 70's at the time of her birth..
Last edited by more coffee; May 05, 2010 at 06:29 PM.
Comparing the bow shot on the beach with the on-the-water shots, it looks to me like maybe the real ship ran deeper than designed :-). The blue part of the hull should not have been such a water-shover as the photos reveal, to my eye.
Do modern icebreakers have the bulbous bow? Used to be the point was to have the hull ride up on top of the ice so that the weight of the boat could then break it (for any ice too thick to be broken just by the forward motion of the icebreaker). A bulb would prohibit ride-up, I think.
HI all
More Coffey thank you .
Finnjet had 2 gas turbines and 2 Diesel engines. That is what gave here her power. She is NOT an icebreaker. What she has is a super class A1 Ice hull diffrent to an Ice Breaker . This means she can work in thine ice were she can punch through it. I was on Silja Symphony this Feb in the bad ice. We were on the bridge talking to the captain. He said in the old day when the got stuck they just waited for Finnjet as she had the power to punch trough 3 foot of ice. The problem was after wards for the other ferry to keep up .
Icebreaker do not have bulbous bow as the ride up on the ice to break it,this can not be done with a bulbous bow.Finnjet plating on her bulbous bow was over 50mm thick if I remember correctly.
Brooks Finnjet has a very deceptive hull from some angels it looks very slim to a fine point other angels it look's very blunt
that a look at this 2 site they have loads of photos of her.
In this case though Brooks ..as with the two ferries here ..that are both Class 1 A ..the bulbous bow serves as a fulcrum..the ice rises up onto it and fractures under its own weight
Dont forget that a ship will "squat' in the water under power..to an extent ..it more noticable in shallower water however..
Take an envelope,seal it then run a knife underneath the sealed edge..similar principle.
Class 1 A is really just a reference to icebreaking capability..not really classed as a purpose built icebreaker
Edit..exactly cos ..thats what i was eluding to in a previous post..
Last edited by more coffee; May 06, 2010 at 10:30 AM.
The bow wake under Caribou at service speed of 22knots ..put 8-10 more and you can fathom the similarities to Finnjet's wake
Both are Class 1 A icebreakers and have quite similar bow design
Sorry Cos ..not meaning to Hijack your thread..
Hi all
well the new motors are in and I remade the prop shafts out of tube as the old one were solid rod. This has helped in the weight dept new motors 11g each new shafts 5g each old shafts were 10g each. The new motors work well and make a fair bit of power on 4.8v,one of them is running a bit tight so this will require some work.
Done some more testing in the Baltic (bath) on her weight. As there is no more easy to remove weight I have come to accepted she will run about 2mm deeper than her water line. This does have the benefit of increasing stability. All so her hull is blue/black above the water line and black below so it is hard to determine were the water line is. Next job is to order a nice light weight Lipo battery of ebay as this will help clocking in at 30g.
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This Weekend
You don't have plans for Saturday yet, right? Because just like me, you are awesomely behind on planning the activities for the next four or five weekends. Allow me to encourage you in your procrastination. Instead of planning when you're going to do your holiday shopping, clean your house, find that perfect turkey recipe and negotiate sleeping arrangements for your extended family, come to a Craft Fair! Hell, it may even help with the holiday shopping part.
I'll be there with bells on (well, not me personally, but I do still have a pair of jingle bell earrings) and jewelry for sale.

subset: commoncrawl


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Europa Universalis II Preview
Paradox Entertainment producer Gustaf Magnuson gives us all the details on the sequel to Europa Universalis.
You couldn't find a more unlikely hit than Europa Universalis. Paradox Entertainment's look at what could only be described as the birth of modern European civilization was every bit as complex as those words would lead one to believe, requiring more of its players than any other game released this year. It fully encompassed the three centuries from 1492 to 1792, providing a panoramic overview of momentous events and the renowned leaders who shaped them. Few historical games have offered such a complete experience, and none has delved into minutiae with such obvious enthusiasm.
Not so unlikely is the recently announced development of Europa Universalis II for release this holiday season in North America. The commercial and critical success of the first game made such a sequel a certainty, although the speed with which it is arriving is perhaps a bit of a surprise. Rapid production time or not, Paradox seems to making sure that potential consumers will get their money's worth. A lot of additions are planned for the follow-up, most notably an expansion of the timeline by a full century. Gamers can now begin their conquests in 1419, at the tail end of the Hundred Years' War between England and France, and continue until the close of the Napoleonic era in 1820. The incorporation of these two periods--always popular ones for wargamers and strategy buffs--should enhance the appeal of Europa Universalis concept all on its own.
But there's still much more. In addition to the sheer charisma provided by the inclusion of Joan of Arc and Napoleon, the gameplay mechanics will be significantly altered. New battlefield technology--perhaps most importantly the first effective use of gunpowder during the closing engagements in the Hundred Years' War--should remind veteran players that this isn't the same old Europa Universalis. The first game's historical core is also being enhanced with new units that bring the Renaissance and Baroque periods to life. These include a number of additions that will provide more options on the battlefield, by land and by sea.
The scope of the original is being dramatically expanded. Along with the traditional European powers, players will be able to serve as the heads of state of some 140 nations spread out across the globe. Historical leaders and dynasties from even the smallest territories are being included to further boost the game's historical accuracy. Special effort seems to have been made in regard to the Far East. Feudal Japan and imperial China figure prominently on the list of new countries, as do events like the Japanese Shogunate civil war and Eastern religions and philosophies such as Hinduism, Buddhism, and Confucianism.
Across-the-board interface and AI improvements are also being touted. Paradox is promising that Europa Universalis II will be easier to use than its forerunner, which attracted some negative press for being convoluted and lacking a instructive manual. Diplomacy, religion, and politics are expected to be refined, with more options for the player and a greater sense of individuality when dealing with the computer-controlled nations. You will be able to structure your state in nearly every way, choosing an ideology to promote and whether or not to embrace questionable methods such as espionage and the recruitment of mercenaries.
To gain a little more insight on the development of Europa Universalis II, we recently posed a few questions to Paradox Entertainment producer Gustaf Magnuson. Read on for the full interview.
GameSpot: As the original Europa Universalis was one of the most complex, detailed strategy games released in recent memory, how exactly do you follow that up? Most sequels add just add more of the same, but in this case it's hard to imagine what more could really be added.
Gustaf Magnuson: If "more of the same" equals more fun and detailed historical game features, then yes, we could be guilty of that. What we've tried to do also is to change some of the core aspects of the game. We have included an all-new event system, which will make the game feel completely different. You will, for example, get the option to select sides in the English civil war. We have also added two time periods, so you can save Byzantium from the Turkish onslaught, stop Napoleon from conquering the world, or even conquer the world as Napoleon.
GS: Can you go over some of the specific new features? Is there anything in particular that you really enjoyed implementing?
GM: For example, one of the features that I'm really excited about is the domestic policies system. In Europa Universalis, the national characteristic of a nation was hard-coded--for example, Spain got lots of colonists and Russian infantry was very cheap. In Europa Universalis II, we changed all that. We have developed a system where all characteristics of a nation are set by a set of rules. There are now eight categories of domestic policies, which can be changed gradually over time. This affects almost all of the game, from infantry prices to diplomacy. This allows you greater flexibility in playing the game, but it also explains more about why countries are the way that they are.
GS: Which gameplay additions do you think will make the most difference to the individual player? Are there any major changes that will immediately distinguish Europa Universalis II from the original game?
GM: The domestic policies system, the event system, the new time periods, and the aspects of non-European nations are the main things. I suspect many players will also like the concept of playing any nation they want.
GS: Have the core European states undergone any serious modifications? Or are the great powers like England, France, and Spain still essentially the same as they were in the original game?
GM: Since Europa Universalis II starts in 1419, the world map is completely different. In 1419, England is quite a bit stronger and controls large parts of northern France. France is disorganized into several smaller states, which are vassals to the French king. Spain does not even exist, as the countries of Castille and Aragon are not yet united.
GS: Can you discuss the new playable nations? What are some of the more interesting additions to the stable of playable states? I'm sure that a lot of people are interested in the additions from the Far East, like the Japanese Shogunate and the Chinese Empire.
GM: We have added several new nations in the Far East, countries ranging from Tibet to Atjeh, and of course lot of detail on China. The difference in religion and culture will make the Asian part of the game feel quite a lot different than the European aspects.
GS: Pushing the end of the timeline forward a century seems like a risky--albeit potentially rewarding--move, as there are significant technological and political differences between the beginning of the 18th century and the start of the 19th. Was the lure of including a figure like Napoleon so strong that you just had to inch the game closer to the modern era? And did this add some additional design hurdles to overcome?
GM: It is true that the Napoleonic age revolutionized warfare to such a large degree that it could not have been simulated well in Europa Universalis. The huge armies and ambitious political goals mean that we need a new peace settlement system, altered AI behavior, higher supply limits, and special events. Incidentally, we have all these things in Europa Universalis II. Of course, if you play the grand campaign, then the French revolution might never happen and Napoleon might end his days still a mere corporal.
GS: Would you characterize the Napoleonic era as the centerpiece of Europa Universalis II? Seems like you've got a natural subject for the box cover.
GM: It is a grand part of it, but I feel that the early time period is just as important a part. However, who would not want to take on the world with a great leader such as Napoleon?
GS: Will the general tone of Europa Universalis II be friendlier than that of its predecessor? One of the biggest gripes about the first game concerned a steep learning curve and an obtuse (but historically informative) manual that didn't provide enough information. Have those issues been addressed?
GM: We have rewritten the manual and are developing a new tutorial, which should be much more intuitive.
GS: Is multiplayer gaming an integrated part of Europa Universalis II? Its predecessor was a bit frustrating due to the lack of a few options and the absence of an online matching system.
GM: We are working on a better solution for a multiplayer server for matchmaking. The exact facts for this are not available at the moment.
GS: Europa Universalis was deep, but it was limited in terms of focus because of the absence of configurable settings and a scenario editor. Are there more options for customization in the sequel?
GM: We've expanded the amount of data that can be edited and exported a lot more functionality to script files. This will allow users to modify to their hearts' content. Users [from different nations] will also be able to script their own histories in complete detail.
GS: Are the design efforts proceeding on schedule? When can we look for Europa Universalis II to reach North American stores?
GM: Europa Universalis II is targeted for this Christmas, and we are fully on track for the release date.
GS: Thanks for your time, Gustaf.
Got a news tip or want to contact us directly? Email email@example.com


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Floor Graphics for Sporting Events
If you have been following this blog religiously, then you will know that the most recent topics of discussion have to do with where floor graphics can be placed, and certain types of events where the use of floor graphics would be extremely advantageous. Out of all the places where a person or a company could use or place floor graphics, a sporting event could possibly be the most advantageous. If you have ever attended a sporting event, then you will most likely be familiar with the use of floor graphics. Simply recall the last sporting event you attended, and think about the graphics you saw on the floor of the stadium, the court, and the ground on entering the sporting event. These floor graphics are used to promote the team, the affiliated school or professional organization, as well as the sponsors associated with the team. What you might not realize is that these floor graphics are strategically placed to advertise the affiliate and association, to ensure you spend your money on the paraphernalia, along with the food and drinks supplied to the event. And guess what? It works like a charm.
Similar to what was described in the previous blogs about the benefits to using floor graphics at amusement parks an in retail stores, floor graphics at a sporting event serve the same purpose – to make sure the patrons attending the sporting event notice an impressive graphic image that makes the individual want to spend money on whatever it is the floor graphic image represents. For example, let us say that you are attending the sporting event of your favorite team, and the organizations has updated the logo or emblem that represents that team. The organization acquires the proprietorship of a floor graphics design company and creates an impressive and aesthetically wondrous image to be displayed throughout the stadium. Patrons loyal to their team are in awe of the graphic design, and want to purchase shirts, emblems, hats, etc. that boast the new logo design.
Another example is sponsors of the sporting event using floor graphics to promote their brand. On a hot summer day, while attending a baseball game, you walk through the stadium and see an awesome floor graphic image that has been strategically placed there by a beverage company that sponsors the team. The magnificent image makes you even more thirsty, and the next moment you find yourself in line at the beverage stand ready to buy the beverage you just saw on the floor of the stadium. The splendid floor graphic display of the beverage at the sporting event is directly responsible for the reason why you are waiting in line to quench that thirst, which was exacerbated by the desire in you incited by the appealing floor graphic.
If you are an affiliate or sponsor of a sporting event, help promote your business, along with your team, by using floor graphics. Tests have shown that patrons of events, including sporting events, tend to spend more money at stadiums that incorporate the use of floor graphics. Contact Asphalt Art, and allow their professionals to help you implement floor graphics for your next sporting event.


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(AP)—Vice President Mike Pence will deliver this year's commencement address at the University of Notre Dame.
Pence says in a statement that it's "extraordinarily humbling" to be able to return home to Indiana for the May 21 graduation. He was Indiana governor before being picked as President Donald Trump's running mate.
The White House says Pence will receive an honorary degree from Notre Dame during the ceremony. Presidents and vice presidents typically deliver commencement addresses each spring.
The White House has yet to announce any commencements for Trump.


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One of a kind luxury. Modern and unique, the Acanthus bathtub is the perfect complement to your modern bathroom. The contemporary broad rim bathtub is spacious for two and is a favourite in the DADO range. It's the ultimate luxury statement piece for any bathroom.
Product Code: SBBM2/2
Product Dimensions: 1850 x 1130 x 550mm
Range: Standard
Rim Size: Thick
Capacity Size: 1800 – 1900
Product Design: Modern


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Crossole: a crossword of sound controlled by kinect
by TOM SMURTHWAITE on JUNE 15, 2011 · 0 COMMENTS AND 3 REACTIONS · in KINECTHACKS.NET NEWS
This is a video of a live performance at the "Listening Machines" concert in Georgia Tech. Center for Music Technology. There were 4 performers on the night all using kinect to create music. Crossole uses a grid system, placing virtual blocks on different squares creates a sequence. Then you can save the sequence and replay it while playing a new sound on top. The interesting thing here is that this is all controlled by gestures using kinect. Sang Won Lee not only helped create this but puts in a fine performance being joined near the end by a guitarist. Then I got really interested as the control seemed to change to midi controllers adding effects to the sound. Love to see a tutorial on this.
via Crossole: a crossword of sound controlled by kinect - KinectHacks.net.


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Information for Students
Student applications are now being accepted through February 17, 2017.
Bass Connections: Brain & Society offers
- Scholarship driven by current issues facing society
- Synergistic research with students and faculty from diverse disciplines
- Summer research experience
- Class credit opportunities during spring and/or fall semesters
- The opportunity to work in tandem with Duke faculty
The program requires commitment of one summer session and one academic year.
Summer program expectations:
Students accepted to a Bass Connections: Brain & Society team are expected to complete a summer component AND two semesters of independent study with the project team. Summer components range from 6-10 weeks in length, and dates are indicated for each team. Students receive a living stipend for their summer work, but are expected to acquire their own housing. The required two semesters of independent study MAY qualify for credit within the student's major, depending upon the nature of the project and major's requirements. Projects not aligning with major requirements will receive credit towards the general curriculum. Students are expected to work approximately 40 hours per week during the summer component.
Prior research experience is not required.
Frequently Asked Questions
What is a Brain & Society team?
A Brain & Society team consists of two or more faculty, one or more postdoctoral fellows or graduate/professional students, and 3-5 undergraduates. Team members are selected from a variety of disciplines and come with varying skills. For example, a team focused on connections of neuroscience to education might include undergraduates with majors in developmental psychology, computer science, philosophy and neuroscience. The typical lifespan of a team is anticipated to be about one and a half years, with opportunities for renewal. Learn about the 2017-2018 teams.
How are Brain & Society team members selected?
Brain & Society teams are formed around faculty interests. Graduate students or postdoctoral fellows are typically recruited based on the connections to faculty members or the topic area. Undergraduates are either recruited by faculty members or through an open application call which begins in late January. Program staff assist in assembling a balanced team for each project.
What topics do Brain & Society teams investigate?
Brain & Society teams can approach any topic within the broad theme of "brain and society," with substantial flexibility therein. Most topics will be faculty-generated, based on shared interests that connect to some interdisciplinary and real-world issue. Brain and Society directors are available to facilitate collaborations and assist with interest matching.
What if I'm not ready to commit to a research team, but interested in interdisciplinary work?
There are many ways to learn about interdisciplinary research and begin exploring prior to joining a team. Students are always welcome to attend scholarly lectures advertised on the DIBS events listing. In addition, the following courses represent neuroscience offerings that have a "brain & society" orientation (check official course listings for course times and availability):
- Neuroscience and Human Language
- Flaubert's Brain: Neurohumanities
- The Mimetic Brain: Literature and Cognition
- Philosophy and Neuroscience
- Neuroethics
- Looking Inside the Disordered Brain
- Sex/Gender - Nature/Nurture: Intersections of Biology and Society
- Social and Affective Neuroscience
- Neuroscientific Approaches to Social Behavior
- Neuroscience of Movement and Athletic Performance
- Topics in Literature and Neuroscience
- Educational Neuroscience
- Behavior and Neurochemistry
- Biology of Nervous System Diseases
- Auditory Neuroscience - From Sound to Music
- Neuroscience and Multilingualism
- Reward and Addiction
- Cognitive and Neurolinguistics
- Computational Neuroengineering
- Brain and Language
- Neural Prosthetic Systems
- Topics in Philosophy of Mind
- Learning and Cognition in Humans, Animals, and Robots
- Biological Pathways to Psychopathology


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Farm and River Dinners 2016
Please join us for a very special evening under the stars. Every year, the Farmette hosts several farm-to-table dinners with fantastic local chefs ~ a dinner and night to remember! Our dinners also benefit organizations like the Boulder County Arts Alliance, Growing Gardens and relief efforts around the world and here at home.


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Patriotism was the love for one's planet or government. A person exhibiting patriotism was called a patriot. Porter, a member of a late 20th century American anti-government militia, conflated it with a drive toward individualism as opposed to collectivity. (VOY: "Future's End")
Patriotism was a concept found in many cultures, and pervasive in some. However, Jean-Luc Picard once labeled it as "nonsense centuries behind us". (TNG: "Encounter at Farpoint")
In 2268, an announcer described the ceremony in which Daras was awarded the Iron Cross as a patriotic demonstration. (TOS: "Patterns of Force")
Later that year, James T. Kirk questioned whether a war had been staged for the crews of USS Enterprise and a Klingon vessel, complete with, among other things, "patriotic drum beating". (TOS: "Day of the Dove")
People considered patriotsEdit
- Pe'Nar Makull considered himself a patriot for his anti-polaric ion energy, since he believed it had the potential to destroy his world. (VOY: "Time and Again")
- Senator Cretak was assessed as a patriot by William Ross. (DS9: "Inter Arma Enim Silent Leges")
- Sub-Commander Selok was considered a patriot by Mendak for her service to the empire. (TNG: "Data's Day")
- Weyoun 5 was called a true patriot by Weyoun 7. (DS9: "Treachery, Faith and the Great River")
- Dukat: when Garak questioned Dukat's motivation for protecting the Detapa Council, Dukat shot back that the council was well-aware of his patriotism. (DS9: "The Way of the Warrior")
- Dukat's father claimed during his trial that his biggest flaw was that his ambition outweighed his patriotism. (DS9: "Civil Defense")
- Admiral Leyton: Benjamin Sisko predicted that Leyton would justify his attempted coup as a desperate act of patriotism. (DS9: "Paradise Lost")
- Pe'Nar Makull described himself as a patriot to Kathryn Janeway, saying he believed polaric ion energy would destroy his homeworld. (VOY: "Time and Again")
- Piri considered the members of Open Sky patriots rather than terrorists. (VOY: "The Chute")


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Welcome to Eliot Bank Primary School
Eliot Bank Primary School is part of the Eliot Bank and Gordonbrock Schools FederationOn behalf of the children, staff and governors, welcome to the website of Eliot Bank: a happy and vibrant primary school on the border of Forest Hill and Sydenham in south-east London. We are a dedicated team of professionals, committed to providing a safe, secure and supportive environment where our children thrive. Promoting qualities such as resilience, aspiration, imagination, confidence and collaboration is at the heart of our vision. Our rich and deep curriculum provides many exciting opportunities both in and beyond the classroom. Quality teaching, high standards of behaviour and strong partnerships with parents are key features of Eliot Bank as they help provide a platform for children to fulfil their potential. All of this is underpinned by our unwavering commitment to safeguarding and promoting the welfare of all children. We will act quickly and follow our procedures to ensure children receive early help, effective support, protection and justice in a culture of transparency, openness and, if needed, challenge with regards to maintaining high standards in safeguarding. We are very proud of our long track record of achievements and of our children's readiness for continuing their education beyond primary school at the end of Year 6.
Mark Ridler, Head of School


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I went by my daughter's house at 9:30 a.m and picked her up. Amanda wanted to go today, so she was my passenger. Here she is heading for Ms. Clone. (I call my bike Ms. Clone for obvious reasons)
The staging point for today's ride was at Cheddar's on Kell West here in Wichita Falls, Texas. On weekday rides, with everyone working, you will get anywhere from two bikes showing up to fifteen..Today, we had four. Here are, Left to Right: David, Amanda & Bud
Here are David, me and Bud at Cheddars before heading out.
A lady pulled up in a pick-up truck & wanted to know if we wanted her to take a pic of all of us together. We said sure, and she took this pic of me, Amanda, David and Bud. We couldn't talk her into letting us take her pic and putting it on the post, but she said her name was Donna and she enjoys taking pictures. ., So, thank you for your kindness Donna, we appreciated it.
We were getting saddled up when Joe & LeAnn arrived.
Here is the group pic. Left to right: Bud, Amanda, LeAnn, Joe & David
And one with yours truly: Bud, me, LeAnn, Joe & David..
A short time later, we arrive at The Rock Inn in Seymour Texas. This is Debbie, owner of the Rock Inn Cafe and Tim, a customer, who was riding his Harley today. Debbie says she does own and ride a scooter. We told her as long as it has two wheels, it was fine with us...See this link, http://travel.yahoo.com/p-travelguide-18918120R-rock_inn_cafe-i , for more on the Rock Inn Cafe
This was Tamara, our waitress..She was a great waitress and had a good sense of humor..
Amanda texting her hubby Matt while LeAnn & Joe talk to Bud & David..
Tim & David as David either starts to drink, finishes taking a drink or offering up a toast...
LeAnn looks on as Joe enjoys a good laugh. We had a great time today, telling lies and telling stories on one another...
Bud was right there in the thick of things....
As we get ready to depart the Rock Inn Cafe, LeAnn & Joe get together for a quick pic.. I think they make a great couple...Ya done good Joe.....What!!! Well ok.....LeAnn ya done good too....
Chester & Elizabeth happened by and Elizabeth took this picture of us.
Then, I took this picture of Elizabeth & Chester.
Then I took a picture of the group: Amanda, Joe, David, Elizabeth, Chester, Bud and LeAnn. Thanks for taking our picture Elizabeth and thank you both for being good sports and joining us for the picture..
We get saddled up and prepare to adios the area. LeAnn & Joe, Bud in the middle and David on the end
Joe's Harley needed some go juice, so we stopped at the Shell Gas station. Here are LeAnn & Joe at the pumps..
Amanda on Ms. Clone as Bud & David salute or shade their eyes...With this bunch, ya never know what they are doing or why...
David & I at the gas station, Seymour Texas
Bud & I in Seymour Texas
While at the Shell Station, we got talking to these two guys, Garrett & Devin. They are enroute to Brady Texas from Missouri. They both are in the Missouri National Guard and are being deployed to Iraq in 80 days. Ride safe here, be safe in Iraq and thank you for your service to our country. God bless you both and may He watch over you while deployed and return you safely home...Ya know, there isn't enough we can do for or say to our military troops, to show the deep debt of gratitude we ALL owe them, including those in the past, those serving now and (if we as a country survive the Democrat debacle we have now), those in the future.. But we can SUPPORT our troops and we do!
As we talked to Garrett & Devin, Tim pulled in on his Harley
Here is Tim on his Harley with Garrett & Devin in the background. Great lookin' bike, Tim!!
We decided to return home to Wichita Falls by taking the back roads to Archer City Texas, stop at the Dairy Queen for something to drink and then run North up TX 79 to Wichita Falls. Here we head thru Seymour.
Amanda takes a self portrait as we roll along the highway
We come around the curve and see the US 82 Overpass. We would pass under it and continue on TX 422
Amanda tried to get each bike centered, but with the bumps and wind, she had a little trouble. Here is Joe & LeAnn
Yet another of Joe & LeAnn..
A mobile parking lot, somewhere along the way, that Amanda took a picture of
I thought I was hearing the voices in my head talking to me again. Then I took this picture. It wasn't my voices, it was Amanda talking either to her mom or Matt, her hubby. Gotta love those cell phones on motorcycles..
Rollin' Rollin' Rollin'..Keep them bikes a rollin'...
We get to Archer City and the Dairy Queen. Here are LeAnn, Joe & Bud looking on..
Some extra chrome that Joe has added to his Harley. His bike is looking great...Where Joe has the skulls, my friend Bill in Tucson Arizona, who has a red Harley Fat Boy, has Confederate flags on his chrome covers. Had to have them special ordered. I will be going to Tucson in April & will be sure to get some close up shots of Bill's bike
LeAnn in the Dairy Queen at Archer City Texas
Joe & LeAnn in the DQ at Archer City Texas
Joe & LeAnn had to head back to Wichita Falls, as Joe had to be at work at 3 p.m. When we left later, we were down to three bikes: my Vulcan, Bud's VTX, and David's Goldwing
The last pic of this post is as we head North on TX 79 out of Archer City Texas. David up front, Bud to my front right and me at the rear. I had a good time today. The weather was good, although a little "nipply" this morning. We left in 55 degree weather and returned in 72 degree weather. I enjoyed meeting LeAnn and riding with Joe, Bud & David. I enjoyed taking Amanda along. She likes riding & always has a good time.
Scroll way down for more rides, events & posts and don't forget to click on the "older posts" link at the bottom of EACH page for more rides and posts. Check out North Texas Bikers (1) at http://www.jjskewlstuff.blogspot.com/ for rides, events & posts from January 08-November 08. Until next post, ya'll be careful out there, ride safe, keep the rubber on the road & pray for our Troops & Rodney................JOHN


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Pure GitImplementation: Pure Git with Convention over Git
It uses pure Git techniques.
This one is more academic but fully working.
Has some limitations.
Has the smallest amount of implementation dependencies.
*nix & Windows ready.
Stateless AnalysisImplementation: git-sync
The best approach. But it has more implementation dependencies: gawk, modern bash.
*nix & Windows ready.
Stateful AnalysisIt depends on collected information about Git refs.
It has a wider set of conflict solving tools.
Predecessor of all other approaches.
Requires a modern software language, an IDE and good programming practices.
Implicit Renaming of RefsMy beloved.
Belongs to the Stateless Analysis.
It implies convenient manual conflict solving on the run.
It is kinda Git inside the Git with an additional degree of external references.


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This is so so cute and interesting wedding, I am sure that this is so different and attractive. The bride can't stop laughing during wedding vows, they're so cute!! Her laugh is adorable !! I do so hope that they kept on laughing and have a wonderful life together. Her laugh was so infectious! This is a happy wedding!
This post was created with our nice and easy submission form. Create your post!


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Click on a business name to download a PDF in a separate window. Then use your browser to print the coupon.
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Well well well—so much for that commitment to writing weekly submissions. But how interesting to reread my last post here and think about what has taken place in the four months since.
It has been a busy time, and is liable to get busier, as I have had the very good fortune to be offered a supported place in a newly instituted student exchange. But busyness and/or business are no excuse for laziness, and I shall reform myself.
I am now exactly a year through my MA program, and it is very strange to have time warp around me: I have already begun to feel the squeeze of my impending thesis deadline, simply because I started thinking about it.
It is times like these when a long hard morning of planning seems in order, and planning I shall do.
But it is the 1st of August, and I am definitely one of those people who is bolstered by notional New Beginnings. It's improbably stupid, but there it is: I have made today a symbolic occasion, and woken up thinking, What ho, the first day of a new month? A fresh start! Time to resume blogging—and all that other stuff I've been meaning to do! Yes, codswallop, I know. But energy enough to be kicking along until the first of next month, at least, I should think.
Since this blog is ostensibly dedicated to my research project, I shall continue as I was before, making notes on my research practices and their relationship to my progress. I feel I should add that these notes themselves are original, but much of the inspiration for them is the fine work of others. I owe a great debt to the internet, and the wonderful people who propagate their ideas on the internet, especially academic bloggers, for supporting me through some very dark times, such as the vacuum of my past four silent months.
As I have mentioned before, I operate somewhere within the triangle formed by history, literature, and translation studies. By their very nature, all three fields are complementary, and all three also have certain amorphous tendencies. I expect that most graduate students can relate when I say that I felt pressured to assume a disciplinary position. However, this has ultimately been little more than a distraction, and I urge anyone writing a text-based dissertation to assume a disciplinary position only as much as is absolutely necessary, and otherwise just focus on your text, because it is quite simply the core of your studies. You see, it has taken me half of my program to complete a full translation draft—translation draft—of my text.
This is not true of all translation projects. Most people have the good sense to work with living languages, and are therefore much more likely to have access to help and support. Those of us who tread cautiously into the realms of premodern materials, on the other hand, are often left sitting in front of a computer screen for hours, just staring, because often there is no answer, and you must just make something up for the time being, make a note that you made it up, and return to it later, hoping that the hermeneutic circle has closed and imparted some sort of sense to what came before.
It will probably take me the other half of my program to finish the damn thing, but that's as it should be.


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Watching with a VR headset will bring you the best experience of VeeR content.
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In December 1981, Jean-Louis and Colette Bellemare opened the first Farm Boy on Cumberland Street in Cornwall, ON. Today there are 26 locations across Ontario with more on the way. Hamilton, Ontario, Canada.


text: Happy Halloween season! In this episode Kelly and Sarah watch MANDY, a fever dream horror-revenge flick with striking aesthetic. Listen to hear in-depth discussions of early 80s decor, avoiding the violence towards women typical of the horror and revenge dramas, and of course, CHAINSAW BATTLES. Plus, what class of D&D character Red Miller would be and whether this entire movie is a Jacob's Ladder scenario.


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Ways to Shut bet365 Account
Gambling sometimes turns out to be a serious addiction, which has an adverse effect on how people lead their lives. Therefore, it is always a wise move to come out of the habit, when a person deems it is getting better of him/ her. Which is one reason, bet365; one of the main players in the industry has called out an option to close the account. Thus, it is time to feel relieved, as simple steps can avert one of the bad habits, which comes free of cost.
Tips to Remember
- As bet365 close account options do not directly appear on the home page, there are simple tips, which will help in shutting the habit and account for good. What is to note here is once the account is shut down, the punters will have no authority to access the account or recover the funds. Once again, punters are responsible for taking back all the funds to their accounts, as it is always recoverable.
- In the first step of bet365 close account move, a punter should log in the site and click on My Accounts tab on the top of a toolbar. On observing, the 4th tab will contain the account close option.
- On clicking the option, punters will be taken to a separate page, which will give a single option called closure period. Under this scheme, there are further two options in the taking.
- The first option gives out the duration period. In this aspect, punters will require to choose the duration, which is best suited.
- In the 2nd option, the punters face an option called as until. With this option, they can choose their time off from the site. The time ranges from days, months to years, until the point the account will be shut.
- Finally, the site may ask on why to shut down the account. A punter can choose their reasons from the drop box or can cite their own reasons.
- In the end, an account is shut.


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NEW DELHI: The Lok Sabha was adjourned within minutes of convening on Friday as opposition members protested loudly and demanded a debate on the government's demonitisation move under rules than entail voting.
Congress leader Mallikarjun Kharge said the poor were suffering due to the spiking of 500 and 1,000 rupee notes.
Parliamentary Affairs Minister Ananth Kumar, however, said people supported the measure aimed at to curb unaccounted wealth and corruption in the country.
As opposition members created ruckus, Speaker Sumitra Mahajan adjourned the house till 12.


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Monday, February 4, 2013
Calm Down, Relax, & Enjoy Yourself
and RPGs in general have a tendency to attract very exacting rule abiding people. While this in and of itself is not a big deal it can make playing a relaxing game where the players, and yes even the DM, do not know every single nuanced rule a bit unpleasant. To illustrate the often absurd way gamers can often get Lore Sjöberg over at Wired (back in 2008) has written up a rather amusing article showing how cookbooks are similar to D&D rule book but if everyone who cooked approached cookbooks the way D&D rulebooks were often approached, well, just read the article. It's hilarious, true, and also kinda sad.
Killjoy Cooking With the Dungeons & Dragons Crowd by Lore Sjöberg
Remember to have fun and not take it all so seriously.
Posted by
Adam Furgang
Monday, February 04, 2013
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text: Join us at the Marine Science Center in Nahant tomorrow, Tuesday January 17, at 7 pm to learn about 'Conservation Research in the Stellwagen Bank Marine Sanctuary', a lecture by Dr. David Wiley. This will be the first event of 2012 in our monthly lecture series. The lectures, which focus on local and global issues in marine conservation and education, are held in the Murphy Bunker at the MSC and last about 1-1.5 hours. There will be light refreshments served starting about 1/2 hour before the lecture, and all are welcome! The MSC and Murphy Bunker are ADA accessible and no reservations are required.


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In this post, I address the question "Is my organization maximizing ROI from the cloud" exploring various options with practical examples.
Use reservations effectively
Cloud vendors like AWS and Azure provide substantial discounts for longer term commitments. For example AWS provides significant discounts on EC2 instances, DynamoDB, RDS, Elasticache for a longer commitment. Target maximizing coverage through reservations by reserving resources where projected usage equals or exceeds reservation discount percentage.
Here is a simple example illustrating savings using reserved instances over on-demand pricing using this technique. Lets assume there are a total of 200 instances used, 100 of which are used 24 hours, 50 for 18 hours and 50 more for 12 hours daily. Lets further assume that one year reservations provide 35% discount over on-demand pricing, monthly on-demand costs are $100 while reserved costs are $65. In this case, the rule of thumb here is to reserve any capacity that is used for more than 65% of the time which is the break even in terms of reservations.
Cost savings through reservations
|On-demand costs $
|Reserved costs $
|To reserve
|Actual costs $
|Savings $
(On-demand - Actual costs)
|100 instances used 100% of the time
|50 instances used 75% of the time
|50 instances used 50% of the time
Simply reserving 150 instances results in savings of 24%. Keep in mind is that instance types change frequently and the benefits of reserving instances for 3 years is not as clear. However for managed services like Dynamo it is more economical to invest in 3 year reservations than 1 year as the customers are insulated from underlying hardware changes.
There are cloud service management platforms like CloudHealth Technologies which automate these processes to maximize ROI from the cloud.
Scaling through hardware and not optimizing enough
While the cloud is elastic and can scale with demand, costs can get out of hand quickly. It can encourage uneconomical behavior by using compute resources to solve problems rather than efficient engineering practices.
Too often, scaling problems are solved by adding hardware instead of an efficient design. An efficient design minimizes the amount of data transferred between different computing systems leading to lesser processing requirements resulting in cost savings.
The servers and databases become more efficient by processing smaller volume of data resulting in lower compute, memory and networking resource needs. Data transfer costs are reduced which can be passed on to the consumers.
Data compression can achieve the similar results. The CPU overhead to compress and uncompress is offset by gains in transferring lower amounts of data.
Breaking down data transferred into smaller chunks involves a higher level of engineering effort. For example it is programmatically simpler to save an entire user profile when a single attribute has changed but is inefficient and expensive, especially when repeated. .
Use resources only when needed
Follow the business hours cost model where resources are active only when they are being used. This is usually 12 hours/day M-F, 60 of 168 hours a week which is 35.7% of the time. Resources for software development and testing are excellent examples for this type of usage.
Batch compute tasks, both scheduled and ad-hoc tasks run and release all resources when complete. A word of caution - on-demand compute capacity may not always be available so plan for variable schedules.
When an application is containerized, it can be deployed across different hardware consistently. When new hardware is introduced the application can be benchmarked it and used if more efficient (new hardware usually is).
Containerization future proofs applications. As applications mature, the engineers who built them may not be around and technology will have evolved. Redeploying the application on newer hardware might get complicated. For example, there is no clear migration path for legacy applications running on AWS from PV AMi's to the newer HVM AMI's without knowing how the application is configured or deployed. There are applications running on older AWS m1 and m2 instance families which cannot be moved to newer instances without significant engineering effort. A containerized application will not have this problem resulting, in savings over the entire lifecycle of the application.
In addition containerization facilitates on-demand usage, supporting use cases like business hours cost model and batch computing.
Use managed services
Managed services tend to be more elastic and costs correlate to usage. For example AWS DynamoDB follows an elastic pricing model where capacity can be changed as needed, multiple times a day. In addition these services are managed programmatically lending themselves to a devops culture requiring lower administrative overhead. Other administrative tasks like backing data up and setting up cross region replication for high availability are greatly simplified. So managed services improve productivity and need fewer personnel.
In summary, to get the maximum ROI from the cloud, use reservations effectively, optimize the applications to minimize data transfer, follow business hours cost model to schedule resources during working hours, containerize to future proof and to take advantage of newer, cheaper hardware and finally use managed services which are elastic and simpler to manage.
Here is a presentation on the same topic.


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Dear Family & Friends,
I hope this finds you incredibly well enjoying the best of this holiday season! As we prepare to start a new year, I wanted to express my deep gratitude for your involvement and support in laying the foundation for DESDE™ over this past year, and for your presence in my life. I'm grateful for all of the experiences that have led me on the road to launching this company.
Happy New Year!
Dear Family & Friends,


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Elon Musk's anti-traffic jam tunnels explained in fresh video (VIDEO)
The founder of Tesla and SpaceX launched the company after griping on Twitter about being stuck in traffic. He hinted that the project aims to develop a cost-effective system for digging out tunnels for vehicles and high-speed trains.
Just what exactly the company is doing has remained a bit of a mystery, however. We know that it's bought a secondhand tunneling machine from a firm in Washington and that a hole recently emerged in SpaceX's parking lot that Musk said was a "demo tunnel" being used to test out the machine.
However, a video shown during a speech Musk gave at a TED conference in Vancouver on Friday gives the best indication yet of what the company hopes to achieve. The video depicts an underground network of tunnels that cars can access via elevators. It also features sleds that can transport cars through the tunnels at high speeds. The tunnels merge seamlessly and the whole system is computer controlled for efficiency.
.@ElonMusk plans to build a system of tunnels under LA to ease traffic and congestion. #TED2017pic.twitter.com/jax29M6xKY— TED Talks (@TEDTalks) April 28, 2017
Speaking to Ted curator Chris Anderson, the South African business magnate said he had been inspired to launch the project because he found being stuck in traffic "soul-destroying."
The video comes hot on the heels of pictures which emerged last week indicating that the company is building a prototype tunneling machine.
READ MORE: Can you dig it? Elon Musk's 'boring' project could be the solution to soul-destroying traffic
The system would allow vehicles to safely travel at much higher speeds than is possible on the surface, while the multi-layered nature of the network shown would allow for much greater volumes of traffic than regular above-ground roads could accommodate.
However, The Boring Company isn't a high priority for the inventor, who told the TED audience that he is only really spending about two to three percent of his time on it. So, we may have to wait quite a while before we can zip under previously congested city streets in efficient tunnels.


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WINE & WISDOM – Saturday 4th Feb The Hasland School Of Dance will be holding what they hope to become an annual Wine & Wisdom evening; to raise money for their School Fund. They are also holding a raffle, the proceeds of which will go to their favourite Charites, Make-A-Wish and Kent Search & Rescue.
Venue – Catholic Hall in Clarence Rd, Herne Bay. Time – 7pm for a 7.30pm start. Cost - £8 per person on tables of 8. Food - Ploughman's-style food will be provided for each table. Please bring your own wine & soft drinks. To book please email email@example.com or phone Anne-Marie Maple on 01227 373153


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Stave off the winter blues! Meet your neighbors at a traditional Scandinavian gløgg party hosted by Linda Brooks and Ross Schipper at their home on 3600 T Street.
RSVP by January 31 to Linda Brooks at (202) 333-2826 or email@example.com. Please provide name, address, phone number, and email for each attendee and note whether you prefer hot mulled cider as a non-alcoholic option (and if you are under 21).
All Burleith residents and BCA members are welcome.


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Weekly Tips for February 15, 2011
Where you spoiled and loved this past weekend? Did you dive into that box of chocolates and regret it this morning? Did your sweetie appreciate your fitness and health goals with an appropriate symbol of love? RockIt Dad handled the best of both worlds; flowers, wine, dinner and new headbands for the gym. How about you?
Now on to the tips for the week.
How much waste do you have from your children's lunches? The average schoolchild piles up 67 lbs. of lunch trash in just one school year, so let's teach them to reduce and reuse, starting at home! Remember to pack a trashless lunch. Make sure you are using bp free containers, stainless steel containers, buying in bulk and keeping the trash to a minimum. Check out Green to Go Earth Friendly Lunch-Ware. They have it all and it is so fashionable for boys and girls.
You can't live forever. However, there are things you can do to live longer and in better health. Increasing longevity is much easier than you think. Here's the really good part: all of these health habits can be accomplished in less than one minute.
5 Surprising Ways to Live Longer in Under a Minute
1. Eat Eggs
Eggs are a powerful source of protein and cost just pennies. Many people have been led to believe that eating eggs increases blood cholesterol, but that's simply not true.
Under-a-Minute Tip: Boil a half-dozen eggs in the beginning of the week. Eat one a day and you're on the road to making a dramatic difference in your health.
2. Take Chromium Polynicotinate
To help prevent diabetes, chromium polynicotinate has proven to be a potentially life-saving supplement.
Under-a-Minute Tip: Take 200 micrograms of chromium polynicotinate a day.
3. Check Your Heart Rate Daily
By checking your heart rate every day, you can protect yourself against having a heart attack or stroke. It's simple: Place your index and middle fingers on your wrist bone, directly under your thumb. Press gently to feel your pulse. Count the beats for 10 seconds. Then multiply by 6 to get your resting heart rate.
Under-a-Minute Tip: Take your resting heart rate before you get out of bed every morning. If it is high or keeps going up every month, see your doctor.
4. Add Beets to Your Diet
You know to eat your greens, but you have to eat your reds, too. Beets offer much more than just their lovely hue. They help dilate blood vessels, which improves blood flow throughout the body. They're also packed with iron, which helps deliver oxygen throughout the body and wards off anemia.
Under-a-Minute Tip: You can drink your beets daily in a nutrient-packed beverage that also contains carrots, parsley and apples.
5. De-stress With Self-Massage
Stress can damage every part of your body and lead to chronic disease. Many people, especially women, hold stress and tension in their head and in their face. Here's a massage you can actually perform on yourself to fight stress:
• Position both hands as if you were giving 2 thumbs-up. Reposition your thumbs-up horizontally and place your thumbs, on the sides of the bridge of your nose, beneath your brow bone. Press firmly for 8-10 seconds, and breathe.
• Then place your thumbs and index fingers slightly above and on the opposite ends of your eyebrows. Gently squeeze for 8-10 seconds and breathe.
Under-a-Minute Tip: Practice the above self-massage technique throughout the day, such as when you've been sitting for a long time at the computer.
According to Dr. Oz after 5-8 weeks on a diet, many people tend to hit a plateau. Here is a metabolism jump on breakfast to keep that scale going down. Morning Weight Loss Sundae, check it out under our FOOD tab.


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Click on picture above…more detail will appear.
Here is a a vintage 1960's solid gold, decorative bracelet watch that weighs 52 grams complete. The the solid 14k. white gold and yellow gold leaf laced with genuine diamonds, flips up to reveal the dial of the watch which is made by a Swiss watch company called "Original" . We just had the Swiss made manual winding 17 jewel movement cleaned by our watchmaker, The bracelet is very intricate and finely made with a safety chain in solid 14k. gold attached. Its width at the widest point is 25mm and the length of the bracelet will fit up to a 6 inch wrist. This is a stunning piece of vintage jewelry that happens to be a watch!
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14 Aug What is expected from financial provider customer service
Living up to customers' expectations is one method of future – proofing your business and industry. The Financial provider customer service has to be excellent as the customer puts faith in these providers.
Accenture.com has compiled research on customer service expectation for 2014, which gives insight to where companies and industries need to direct their efforts to remain viable. Read on on the biggest factors set to affect financial sectors when it comes to customer service.
Biggest factors of customer expectations
Switching Culture
Customers in 2013 were 5% more likely to change service providers in the US than in 2012. 51% of U.S. consumers switched service providers in the past year due to poor customer service experiences, up 5% percent from 2012. Switching rates were highest among retailers, cable and satellite providers and retail banks. Globally, these figures are also up by 4% from 2012, with 66% of customers switching from services they are unhappy with.
Against the high percentage of customers reporting they had switched providers in the last year, 81% said that the company could have done something differently to prevent them from switching. And while the survey showed that price still plays an important role in the choice of provider, the customer experience is equally important. Investment in customer service and understanding could save you customers, and even gain new customers against competitors.
The global figures from financial sectors show that 20% of global customers switched banks in 2013, a trend that is increasing year on year.
The survey found that customers are increasingly frustrated with the level of services they experience: 91% respondents are frustrated that they have to contact a company multiple times for the same reason; 90% by being put on hold for a long time and 89% by having to repeat their issue to multiple representatives. In addition, there are also frustrations with marketing and sales practices: 85% of customers are frustrated by dealing with a company that does not make it easy to do business with them, 84% by companies promising one thing, but delivering another; and 58% are frustrated with inconsistent experiences from channel to channel.
Solutions to these common frustrations lie in streamlining customer service, taking a broad view of the customer experience and striving to constantly improve service based on feedback. Consider the methods of communication your institution offers to customers? Do all channels communicate the same message? Is information clear and easy to understand?
Are communication methods and processes easy to complete, with fast response times and resolutions?
Rewards for loyalty
This survey has proven that were programs exist in financial sectors to reward customer loyalty, customers are less likely to switch service. Globally, 31% of banks had at least one program in place rewarding customer loyalty, and persuasion of customers to remain at their service was at 58%, up on 2% from 2012.
Valuing customers and rewarding them for loyalty aids customer retention efforts, and can help in reducing budgets for attracting new customers.
Customer service as an integral part of any industry, is becoming more important as methods for communication expand, competitors emerge year on year, and customers are willing to search for better deals and experiences. Understanding customer service, in all its facets, will benefit any company seeking to improve profit margins and customer base.
To get the full research click here.
If you would like to know more about the financial provider customer service, Download our ebook Here


text: Summer is fast approaching and we're getting ready here at Windover! First stop: Open House on Sunday, May 20 from 1-4pm. Bring your friends, visit Windover, and say "Hi" to all of your favorite counselors. Snacks and drinks will be available. A great way to share Windover with your friends and a fun day to start to the summer off right!


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YES! My friends this is bloody HUGE! I mean its GIGANTIC NEWS! I'm not being hyperbolic here, Obata and Ohba are the hit makers of our generation with the monster cross over hit Death Note and the more subdued but still amazing Bakuman already under their belt. The new manga Platinum End the story according to ANN about an Angel and Human (reverse Death Note/Reversei anyone) will be published in Jump SQ a monthly Shonen magazine published by Shueisha.
The best part the new manga will begin on October 5th. I can also confirm I will be doing an Impression series on this as well along with my previously announced Iron Blooded Orhpans. Man this is a good time to be a manga fan especially as I'm huge fans of the duo with Death Note being one of my favorite anime's of all time and Bakuman being one of my favorite manga's.
This'll be the first time since 2012 the two of them worked together on a manga. Regardless this should be good.
Via ANN


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The 2017 tax plan limited to $10,000 the itemized deduction allowed for state and local real estate and personal property taxes and either income taxes or sales taxes (SALT) on itemized income tax returns. Because the SALT deduction is primarily used by citizens in Blue States, even though also by higher income earners with high property taxes in all states, it has been attacked as politically motivated.
The defenders of the limitation, the Members of the House and Senate who voted for it, argue that the limitation of the deduction to $10,000 was necessary to allow everyone to get the tax reductions promised in the tax bill. They also point out that increasing the standard deduction to $24,000 for a married couple allows most to not have to itemize at all because the total of their deductions is under $24,000. This means that a person receiving a W2 might be able to actually file their own return without paying a tax preparer.
Deduction Versus Credit
It is important to understand the difference between a tax deduction and a tax credit. A tax credit of $10,000 reduces the taxes you owe by $10,000. A tax deduction of $10,000 reduces by $10,000 the amount of income on which you pay income tax. The tax savings created by the $10,000 deduction depends on your income tax rate. The highest rate is now 37% and the $10,000 deduction will save that taxpayer $3,700 in federal income taxes. This means that the person's net spendable after-tax income was not reduced by $10,000 but only by $6,300--effectively a subsidy of $3,700.
Because this taxpayer reduced his federal income tax obligation by $3,700, the rest of the federal income taxpayers had to pay more to compensate for this. Effectively, every tax deduction reduces the amount of income taxes collected and is borne by all of the taxpayers having to pay a higher rate to collect the amount that would have been paid but for the deductions.
It Is Ok To Evade The Income Tax
Governor Brown of California and Governor Cuomo of New York have not only attacked the SALT limitations but are actively trying to find ways of getting around them. These generally involve allowing their state residents who would be restricted by the SALT limits to make contributions of their state taxes over $10,000 to some sort of state government charity that would be deductible on their federal tax returns as a charitable deduction.
This technique is a blatant attempt to help their residents evade the federal law. It is also an acknowledgement that many citizens of their states who find themselves not getting a federal government subsidy of SALT taxes will either get upset with their state and local government or move out of the state entirely.
The Message That This Sends
Will Rogers, the beloved cowboy humorist of the 1920's and 1930's said that, "The income tax has made more liars out of the American people than golf has."
Dr. Cebula's study pointed out that income/payroll tax criminal evasion is going to be $9 trillion in the next decade. Think of what the message from the state governors is going to do to this amount. The approximately 80% of us who try to comply and our evasion, if any, is simply failure to understand the confusing and incomprehensible tax code, are now being told that we are really stupid if we follow the income tax law.
After all, aren't these governors really saying that they will create a mechanism where wealthy people can evade their taxes? Many people with whom I interact at public events and on the radio tell me that they feel that they are idiots to not evade at least some of their federal income tax because everyone around them is doing this.
If it is good for the residents of the high-tax states, why is it not ok for the rest of us to create obvious ruses by which we avoid paying federal income/payroll taxes?
We are seeing nothing less than a revolt against the present income/payroll tax system, but this time it is being led by governors of two of our biggest states. With their pronouncements, the governors are increasing the belief that the income tax unfairly treats people with higher incomes differently than the rest of us.
If everyone else is not following the law, why should the rest of us? Will Rogers said, "There are three kinds of men. The one that learns by reading. The few who learn by observation. The rest of them have to pee on the electric fence for themselves."
It looks like the Swamp and Congress are about to learn that the income/payroll tax system has to be replaced not by reading or by observation. It looks like they have peed on the electric fence and, hopefully, the resulting shock will bring them to do something that is good for the rest of us--not just for them and their friends.
We can never, ever give up if we want to save our country from the Swamp. For the sake our children and grandchildren, we have to take the way we fund our government out of the hands of the Swamp and pass the FAIRTAX!
The truth is the truth. Remember, if we don't continue to tell the truth and demand a change, then this quote from George Orwell's 1984 may foretell our children's future:
"If you want a picture of the future, imagine a boot stamping on a human face—forever."
Call up the local or D.C. offices of your House Member and two Senators and you can use the following script:
- I am sure that Representative ____ or Senator ____ is in favor of everyone obeying the income tax laws.
- After they assure you that their boss is not in favor of anyone breaking the law, ask if they are aware of the Cebula study showing $9 trillion of evaded income/payroll taxes over the next ten years.
- Since most will say they don't believe their boss has seen the study, either drop off a copy or get an email address and send a copy to them for their boss.
- Say you are going to call back in a week and ask what the Representative or Senator is going to do to stop this evasion.
- In a week, call back and ask specifically what the Representative or Senator is going to do to enforce the law.
- They probably will say their boss believes that simplifying the income tax will handle the problem.
- Explain that when people evade income taxes, they are also evading the 15.3% payroll/Medicare tax and state income tax. So it is unlikely that they are going to pay 30% or 40% when they were paying 0% because they have already decided it is okay to cheat.
- Say that the only way to reduce evasion is to increase by tens or hundreds of thousands the number of comprehensive IRS audits done each year.
- Point out that Evaders do not self-identify by putting an "E" on their income tax return.
- 80% of the people likely to be audited are trying to comply, but they will be forced to endure these IRS audits as well.
- Ask if the Member is in favor of this?
- If they say no, then ask again how the Member proposes to stop people breaking the income tax laws.
- Then explain that the way to handle evasion without unleashing the IRS audits is the FAIRtax.
If you can see your Member or attend a town hall and ask these questions, you can be even more effective.
In this week's episode, The FAIRtax Guys remind everyone that the FAIRtax is nonpartisan. Furthermore, only the FAIRtax has features that meet the goals of both political parties. Using the document "Top Ten Reasons Why Democrats Should Strongly Support the FAIRtax," found on the fairtax.org website (https://fairtax.org/research-library/demographics), we will see how the FAIRtax addresses the concerns of the Democrat party even though no Democrats are currently cosponsoring HR 25, the FAIRtax. Maybe after this episode, that will change.
Last week, they discussed some of the crazy plans by a few state leaders to get around certain provisions in the new tax plan they don't like. States like New York and California are trying to protect their high state taxes by concocting weird and probably illegal strategies to circumvent the caps on SALT deductions in the Tax Cuts and Jobs Act of 2017 recently passed by Congress and signed into law by President Trump. It's just insane! In this episode The FAIRtax Guys attempted to snap us back to reality as only they can do by using the FAIRtax.
Keep abreast of the tax code wrangling by listening weekly to FAIRtax Power Radio.
HELP THE FAIRTAX GUYS EDUCATE OTHERS ABOUT REAL TAX REFORM. Telling your friends and relatives about our free weekly podcasts is a great way to help us garner more support. It is the American people who must demand REAL tax reform in Congress. We must inform America about the FAIRtax! Please help us.
You can listen to FTPR on any platform - Mac or PC, iPhone or Android. And it's 100% free.
Listen on Spreaker.com (http://bit.ly/2oesbk7), iTunes (http://apple.co/1Te8VdF) or iHeart Radio (http://bit.ly/2eqEG7y) on your computer or smartphone. The easiest way to listen to FTPR on your smartphone is by downloading the free FTPR app. Just search for "FAIRtax Power Radio" in your app store, download the app and start listening. If you have trouble finding our free app, download the free Spreaker app.
We post a new episode every Friday morning. Please listen and tell everyone you know about the FAIRtax Power Radio.
The FAIRtax: Once You Understand It, You'll Demand It!
America's Big Solution is a basic introduction to the FAIRtax and is meant for people of any age. Do you know someone who would like an introduction to the FAIRtax and would prefer to read about it rather than search online for Tweets, Posts and Shares? If so, America's Big Solution is your choice.
America's Big Solution is an introduction to the FAIRtax written by Terry Tibbetts, author of A Spartan Game: The Life and Loss of Don Holleder, with help from Ron Maiellaro, President of the Florida FAIRtax Educational Association.
You can buy an electronic version of ABS as follows: AMERICA'S BIG SOLUTION is available for only $2.99 for the Amazon Kindle (http://amzn.to/1WIRHry), the Barnes & Noble Nook (http://bit.ly/1XeG8bH) and Apple iOS (http://apple.co/1tnqK0P).
You can purchase a print copy at the same Amazon link above for $9.25. Regardless of whether you choose the electronic format or the print format, you'll find AMERICA'S BIG SOLUTION will give someone the boost they need to begin their study of the FAIRtax and the suggested resources to learn more. Buy AMERICA'S BIG SOLUTION now!
These links will help you promote and support the FAIRtax, make yourself familiar with the links below. We always do our best to keep our AFFT community up to date, and you can stay ahead of the curve using these convenient sites.
- The website of Americans for Fair Taxation (www.fairtax.org)
- Read the Summary of the Evasion Study.
- Welcome to the Online FAIRtax Community (member.fairtax.org)
- The website at which you can help make it happen. (www.bigsolution.org)
- The Facebook page for Americans for Fair Taxation
- The Facebook page for The FAIRtax Guys
- The Twitter page for Americans for Fair Taxation
- PopVox - Connecting people and lawmakers for more effective participation and better governing
- YouTube channel for AFFT
- The Official FAIRtax Logo Store (www.fairtaxlogostore.org)
Thank You For Opening The FAIRtax Chronicles, Our Sponsored Mailings
We plan to do several of these mailings each month. If you take a minute to open the sponsored emails and click through to the website, you are making an in kind contribution to AFFT. It is not required to actually make a purchase, but your minute of time will ensure that AFFT is paid ever larger amounts from people paying for us to send their offers to our supporters.
Again, we are making every effort to ensure that we work with only reputable companies. If you feel that any FAIRtax-sponsored email is objectionable, please email us at email@example.com and tell us why. You can also opt to not receive these sponsored email messages but still receive FAIRtax emails.
Thank you for staying FAIRtax strong!


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"The path of the righteous is like the light of dawn, it shines brighter and brighter to the perfect day"(Proverbs 4:18).
Like a father who heroically rescues a captured son, so the LORD God likens Israel's deliverance from Egyptian bondage. But we must understand that the end goal was not just deliverance, it was an invitation to a people to enter into a new relationship with God (See Exodus 19:1-6).
Moses met God on the Mount in the desert and brings back words of His intent to take this people unto Himself in "the covenant of marriage" as it were. They would become His own special treasure and possession for a special purpose in the earth. Later on, the prophet Isaiah reminds them of the Lord's purpose. "I will make you a light to the Gentiles, that My salvation may reach to the ends of the earth"(Isaiah 49:6 NIV).
Perhaps, no Bible illustration better portrays what God had in mind for His people to make them "a light to the nations" as is found in the Tabernacle in the wilderness. God gave Moses a heavenly "Blueprint" that would allow God to remain in the midst of His people. "Let them build Me a sanctuary that I might dwell among them"(Exodus 25:8).
The Tabernacle was to be positioned in the middle of Israel's encampment with a distinct directional "path". When set up, as God instructed Moses, there were three distinct compartments: The Outer Court, the Holy Place and the Most Holy Place. Each of these contained their own respective furniture (which is not our focus here). The thing I'd like us to be reminded of is that the pathway of each compartment was illumined by different light sources.
The Outer Court area was dependent upon the light of the Sun. Here the priests ministered at the Brazen (Brass) Altar and the Brazen (Brass) Laver by the natural light. It was necessary for the priest to function and minister to the people who brought their respective sacrifices. But the priests could only function by the NATURAL Sun light. When the Sun light was eclipsed by darkness, the Outer court function ceased. Perhaps, this is one of the meanings of that which John experienced in heaven. "I was given a reed like a rod and was told, 'Go and measure the temple of God and the altar, with it's worshippers. But exclude the outer court; do not measure it, because it has been given to the Gentiles…'"(Revelation 11:1-2a).
In a world, which is moving into greater moral darkness, we must be reminded that the "natural light of reason" can only bring us so far into a true relational understanding of God. Furthermore, Yeshua (Jesus) warned His disciples saying," We must work the works of Him who sent Me as long as it is day; night is coming when no one can work"(John 9:4 NAS).
Beyond the Outer Court was the Holy Place. It was there that the Lampstand (Candlestick) was positioned across from the Table of Shewbread and to the right of the Altar of Incense. The Lampstand (Menorah) in the original Hebrew root word means "light". It was made of one beaten work of gold with seven oil filled lamps positioned on the top of the Lampstand. With the thick covers over the tabernacle structure, the Candlestick was the only source of light by which the priests could fellowship and function.
The Lampstand according to the Scriptures speaks to us of several things. (1) God, Who is our only true Source of Light. "The LORD is my light and my salvation"(Ps. 27:1;See also 1 John 1:5)). (2) It speaks to us of God's Word. "Your Word is a lamp unto my feet and a light for my path"(Ps. 119:105;See also Psalm 119:130). (3) Again, the Menorah was to remind Israel of their sovereign calling and destiny. "I have made you a light to the nations"(Isaiah 49:6). (4) In the New Testament, the Candlestick further speaks of Yeshua (Jesus) who declared, "I am the light of the world; he who walks with me shall not walk in darkness"(John 8:12;See also John 1:1-5). Finally, the Candlestick speaks of the community of the faithful followers of Yeshua (Jesus), the Messiah. "You are the light of the world…No one lights a lamp and puts it under a basket, but on a lampstand, and it gives light to all who are in the house. Let your light shine before men in such a way that they may see your good works, and glorify your Father who is in heaven"(Matthew 5:14-16; See also Revelation 1:12-13,20).
The image and meaning of the Lampstand is consistent right throughout the Scriptures. Therefore, we must pay attention to its message for us today. If we are on the Path of Life, we are moving closer in our fellowship and walk with God (And one another). God is illuminating our darkness. But if we are not facing His light in this hour we are moving further away and into greater darkness. In other words, I believe this is an hour in which God's Candlestick is "being restored" or it is "being removed"(See Revelation 2:5). There are no grey zone areas in His presence. Today, we are being invited to "Come…And let us walk in the light of the LORD"(Isaiah 2:5).
(C) Copyright 2014, Walter Fletcher Jr. All rights reserved. This article may be copied and shared free of charge provided that it is not altered in anyway from its original content. Please address all correspondence to: firstname.lastname@example.com


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Thursday, January 03, 2008
New Years Journal Page
Here is that last drawing added to a collage in my little book.
In my moleskine I decided to do a page for the New Year. I really worked on layering images on top of one another. The photo does not really do it justice. The images I chose for particular reasons, the woman on the left is looking out into the Universe for what new wonders she may find. The lady on the left is creating her dreams in each of those bubbles before she sends the out to the Universe to be created. I really liked both of them and love the entire page.
Soul Coaching: todays lesson is all about clutter, so yes you guessed it I am organizing the mess. You are supposed to work on a bedroom or bathroom so that is what I am doing today. I want to start taking down the Christmas stuff too but that is such a big job its going to take more than a day.
Quote of the Day: Your only limitations are those you set up in your mind, or permit others to set up for you. - Og Mandino
Posted by Kate Robertson at 12:01 AM
4 comments:
- judie said...
Nice work Kate. I haven't put anything in my art journal in quite awhile. I need to do that. Maybe this will give me a push! xoxoxo
- Sue "Sioux" Seibert said...
I received the ornament, I love the ornament, and it had pride of place on the tree right up with the angel! Thanks so much and Happy New Year!!
- craftyhala said...
Love the blue pages.
Thanks so much for the Christmas card. I will cherish it forever.
- MissKoolAid said...
The journal pages are beautiful. I like the images you picked for you new year pages.
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Whats Up
Roadrunners to Host All-Star Classic Watch Party at Sentinel Peak Brewing Company
By: Tucson Roadrunners
January 18, 2018 9:44 AM
TUCSON, AZ – The Tucson Roadrunners, proud American Hockey League affiliate of the Arizona Coyotes, proudly shared today that the club will host a viewing party for the 2018 AHL All-Star Classic presented by Turning Stone Resort Casino on Monday, January 29 at Sentinel Peak Brewing Company.
Roadrunners supporters of all ages are welcome to join Dusty and the Roadrunners staff beginning at 4:30 p.m. for the game, which will begin at 5 p.m. on NHL Network live from Utica, NY, home of the AHL's Utica Comets.
Tucson will have four representatives at the All-Star Classic in New York; Honorary Captain Craig Cunningham, Head Coach Mike Van Ryn, forwards Nick Merkley and Dylan Strome.
"Having such great representation of our organization at this prestigious event is a privilege, one that we want to ensure all of our fans have the opportunity to enjoy," said Roadrunners President Bob Hoffman. "Sentinel Peak Brewing Company is a tremendous partner of ours with a fantastic selection of food at a central location right here and easily accessible in Tucson. We hope to see everyone there."
As a part of the festivities, Sentinel Peak Brewing Company will be offering the following specials:
Sentinel Peak, which is located at 4746 E Grant Road in Tucson, will also host a raffle for four Roadrunners tickets to a future home game, with all proceeds benefitting Roadrunners Give Back. The Roadrunners will additionally host a free raffle of their own for numerous prizes.
Tickets for the Roadrunners final home games at Tucson Arena prior to the All-Star break are on sale now HERE. The team hosts the Chicago Wolves this Friday and Saturday at 7:05 p.m. For more information on the club, call 866-774-6253.


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THE GATHERING Baron Mullis
Leader: The Lord be with you.
People: And also with you.
THE PRELUDE Meditation on "I Wonder as I Wander" John G. Barr
Jonathan Crutchfield, Organist/Choirmaster
Nancy Frampton, Christine Butz,
Michael Siedschlag, Brandon Odom
*Unison Prayer:
God of grace, ever faithful to your promises, the earth rejoices in the JOY of our Savior's coming and looks forward with longing to his return. Prepare our hearts to receive him when he comes, for he is Lord of all time and space. Amen.
*THE PROCESSIONAL HYMN 12 People, Look East BESANÇON
Eternal God, you are from everlasting to everlasting. You, the creator of heaven and earth extend from the furthest reaches of the universe to the depths of Sheol. Yet we forget from whom our blessings flow. We blur the lines between creator and creation and think that we are the authors of our own blessings. But you alone are eternal, you alone are the source of all life and all good. We are chastened and we ask forgiveness. Return us to your marvelous image, remind us that we are fearfully and wonderfully made, and call forth from us the commitment you would have us bring, through Jesus the Christ we pray. Amen.
A MOMENT OF SILENCE (for examination of conscience and personal prayers of confession)
Leader: We do not have a high priest who is unable to sympathize with our weaknesses,
People: But we have one who in every respect has been tested as we are, yet without sin.
Leader: Let us therefore approach the throne of grace with boldness, so that we may receive mercy and find grace to help in time of need. Believe the promise of the Gospel:
People: In Jesus Christ we are forgiven. - Hebrews 4:15-16
*THE CONGREGATIONAL RESPONSE (Hymn 9)
O come, desire of nations, bind all peoples in one heart and mind; bid envy, strife, and discord cease; fill the whole world with heaven's peace. Rejoice! Rejoice! Emmanuel shall come to thee, O Israel!
(Children ages 3-10 are invited to leave after the Peace of Christ for special classes. Threes, fours & fives are in Room 011; K-1st grade in Room 001; 2nd-3rd grade in Room 003; 4th-5th grade in worship).
(Visitors and members are invited to sign the blue friendship register pad and pass it down the pew.)
THE OFFERTORY Variation 7: From Heaven Above to Earth I Come Walter Pelz
*THE DOXOLOGY AND PRAYER OF DEDICATION (Hymn 592)
THE MUSICAL OFFERING "Angels We Have Heard on High"
O Come, Little Children IHR KINDERLEIN KOMME
Cherub and Treble Choirs; Jonathan Crutchfield and Megan Mashburn, directors O there lies the Christ Child on hay and on straw; the shepherds are kneeling before him with awe. And Mary and Joseph smile on him with love, while angels are singing sweet songs from above.
The First Nowell THE FIRST NOWELL
The Youth Choir; Ashley Hoffman and Jonathan Crutchfield, directors
The first Nowell the angel did say was to certain poor shepherds in fields as they lay: Nowell, born is the King of Israel.
A Midnight Clear Richard Storrs Willis, arr. Sondra Tucker
The Handbell Choir, Jeff Peters, director
It came upon the midnight clear, that glorious song of old, from angels bending near the earth, to touch their harps of gold.
*THE HYMN 23 Angels We Have Heard on High (verses 1 and 2) GLORIA
Angelus ad virginem 14th-century Irish carol/arr. David Willcocks
Gabriel to Mary came, and entered at her dwelling. With his salutation glad her maiden fears dispelling: 'All hail, thou queen of virgin's bright! God, Lord of earth and heaven's height, thy very Son shall soon be born in pureness, the Savior of all kind. Thou art the gate of heaven bright, the sinners 'healer kind.' "How could I a mother be that am to man a stranger? How should I my strong resolve, my solemn vows endanger?" 'Power from the Holy Ghost on high shall bring to pass this mystery. Then have no fear: Be of good cheer, believing that still thy chastity in God's almighty keeping shall all unsullied be.' Then to him the maid replied, with noble mien supernal, "Lo! The humble handmaid I of God the Lord eternal! With thee, bright messenger of heaven, by whom this wondrous news is given, I well agree and long to see fulfilled thy gracious prophecy. As God my Lord doth will it, so be it unto me!" 'Hail! Thou Mother of the Lord, who brings of gifts the rarest, peace to angels and to all, when Christ the Lord thou barest! Do thou, we pray, entreat thy son for us our longed redemption himself to win, and from our sin release us; his succor for to give, that, when we hence are taken, we too in heaven may live."
Sussex Carol English traditional carol/ arr. David Willcocks
On Christmas night all Christians sing, to hear the news the angels bring – news of great joy, news of great mirth, news of our merciful King's birth.
Angels We Have Heard on High arr. Robert Russell Bennett
(from The Many Moods of Christmas, suite 3)
Angels we have heard on high sweetly singing o'er the plains: Gloria in Excelsis Deo!
*THE CHORAL RESPONSE "Sleepers, Wake!" A Voice Astounds Us WACHET AUF
*THE POSTLUDE Improvisation on "Hark! The Herald Angels Sing" Jonathan Crutchfield
*(The asterisk indicates parts of the worship when the congregation is invited to stand as they are able.)