text:
by E. Kristin Anderson
When I first saw Cotton Xenomorph's call for six-point writer manifestos, I knew I was in. I like lists. I like rules. I hate rules but I really like rules. Give me a constraint and I'm here to tell you to get out and also hold my beer. And by beer I mean coffee because I have about ten thousand things wrong with my body that alcohol doesn't agree with. But hold my metaphorical coffee-beer (yes that exists) while I take your list of constraints and turn it into exciting poems.
My love for a constraint might be why I love found poetry. Writing constraints—anything from formal verse structure to a list of words you have to use to a time limit—challenge you to get outside of your comfort zone and still say something authentic. Found poetry challenges you say something in your voice using a source text that began as something else. It's kind of like a painter using a limited palette. You take this limited palette—a source text that you have no control over—and then you exert your control onto it. Like a grizzly bear with a padlocked cooler full of sandwiches, a practitioner of found poetry is bypassing the traditional way of opening a container to claw poems out of someone else's cold dead hands.
Lots of poets practice found poetry and most of us who do will approach it in ways that are individual to us—which should come as no surprise, since we're all individual people. So everyone has a different idea of the "right" way to write found poetry or approaches that work best for them. These are mine. I don't have these rules tattooed on my lower back or anything, but I do keep these things in mind every time I approach a found poetry project. Here you go. This is my manifesto:
1. Read the source first
I like to know what the source author was doing or trying to with whatever text I'm using to write new poems. There are lots of reasons for this, but one of the main ones is related to one of the major tenets of writing found poetry: you have to intervene on and diverge from the source. If I've read the source, I know what to diverge from. When I'm reading a source text with intent to write poems with it, I'm also familiarizing myself with the author's vocabulary, which I can use to my advantage later. I'll know words, phrases, and themes I want to avoid and similarly I'll know what words and ideas are often repeated and that I can use to develop a theme or mood in a larger project.
2. Tell a story
Some poems are more image than narrative and that's okay. But my personal rule for found poetry is the same as my rule for all of my poetry: I want to tell a story. It might just be a vignette. It might be a reflection of something I've seen culturally. It might be something that happened to me last week. My body, my family, my health, my home, my experience. My poems, whether found or traditional, are meant to be narrative. And with found poems I'm actively working to write a different narrative from what you'd find in the source.
3. Be truthful and use your own voice
There are a lot of ways to be truthful in a poem—truth is subjective and so is writing poetry. And regardless of how you perceive truth in poetry, it's important to me that my found poems are honest. I'm going to talk about things that matter to me and that are honest even when deeply ensconced in metaphor. And beyond truth, I want authenticity of voice—whether I'm writing erasure, remix, or cento, I want those poems to feel like E. Kristin Anderson poems, and I want them to have the same vibe and voice as my poems that are composed traditionally. I'm always working on this, and I hope it comes across in my work.
4. Know when to work with a source and when to work against it.
Different methods and approaches work better for different source texts. I'm going to approach Stephen King differently than I'm going to approach a speech by Ted Cruz differently than I'm going to approach Lana Del Rey. Sometimes, you're choosing a source specifically because you want to get messy with it. Stephen King is my go-to guy for a long-term project I've been working on that challenges his perception of women as a male genre author. King is wordy, often vulgar, and his vocabulary is both predictable but nuanced. It creates lots of opportunities to subvert patriarchy and build a new narrative. Alternatively, when I write using Lois Duncan books, I want to celebrate her work, writing pieces about girlhood and magic. I approach Duncan's work with a loving hand and gently push pieces together to create a new picture. These different approaches matter. Not all found poetry is meant to be disruptive or be a type of erasure. But.
5. Know when to step away from a source.
There are some source texts that are best left for other writers to work with. I'm a white woman. I'm not going to create an entire manuscript using Maya Angelou's memoirs as source. Could someone create really cool work with those books? Yes. But I am absolutely not the person to do so. It's important to me that I not erase voices that aren't mine to erase, because even though not all found poetry is about erasure, it can become a different kind of erasure whether intentional or not. I feel like this is similar to the punch up, not down rule of comedy. Fucking up the work of a white dude is fair play for me. White men have more power in society and in the world of publishing than I do. But I'm not going to try to appropriate a woman of color's narrative into my voice and my story. I always want to consider my source text carefully and know when to dive in and when to step back. I want to be sure to stay in my lane when it comes to the things I write about no matter what style I'm writing in.
6. Do something new every time you write.
This rule goes right back to "hold my coffee-beer." I want to challenge myself in my writing practices and I want to challenge readers with my work. Yes, I could make erasures all day long every day and I'd have a shit-ton of fun doing it and I'd also make some cool poems. But I know I'm good at that. And I don't think I'm doing my job as a poet if I'm not always trying to find the next goal post and kicking a ball at it. (Hold my Gatorade?) I often write in sprints—like #NaPoWriMo or other 30/30-type projects—and when I start one of these sprints I grab a notebook from my (way too big) stash and I write a few notes in the front re: what I'm about to do. Centos using lines from Anne Rice and you can only use one chapter for each? Pantoums that are also centos using Seventeen magazine? Okay. In March I speed-drafted a big pile of sonnets using Foo Fighters lyrics. Because I love Foo Fighters and I've only ever written like five sonnets ever and working with song lyrics is wicked hard, so why not?
Is some of this honestly just kind of ridiculous? Yes. Am I still just going to make some simple erasures sometimes? I wrote one earlier today. But I'm competitive and neurotic and I'm here for making things weird. I'd like to think that these rules can apply, in some ways, to other styles of writing, poetry or creative nonfiction or fiction or hybrid or songs or whatever the kids are doing these days. I enjoy my processes and the requisite tweet storms that ensue. I love writing twice as much as I need for a manuscript and throwing half away because I didn't know what I was doing and a lot of the poems came out garbage. It happens. Go with it. I write this way because it works for me and it feels authentic. It's interesting. I'm hardly the first person to do any of the things listed above but I do hope that some of y'all reading this found it interesting enough to consider some of these things in your own writing practices. Because why not? I'll hold your Gatorbeer. Now go.
E. Kristin Anderson is a poet, Starbucks connoisseur, and glitter enthusiast living in Austin, Texas. She is the editor of Come as You Are, an anthology of writing on 90s pop culture (Anomalous Press), and Hysteria: Writing the female body (Sable Books, forthcoming). Kristin is the author of eight chapbooks of poetry including A Guide for the Practical Abductee (Red Bird Chapbooks), Pray, Pray, Pray: Poems I wrote to Prince in the middle of the night (Porkbelly Press), Fire in the Sky (Grey Book Press), We're Doing Witchcraft (Hermeneutic Chaos Press), and 17 seventeen XVII (Grey Book Press). Kristin is an assistant poetry editor at The Boiler and a slush reader at Sugared Water. Once upon a time she worked nights at The New Yorker. Find her online at EKristinAnderson.com and on twitter at @ek_anderson.


text:
The Finest On-line Enterprise Opportunities are those who have confirmed conversion charges for new starters. We offer our companies in Gauteng, Mpumalanga, Northwest and Limpopo. Understand that most small companies do not generate great riches for his or her owners, but that's not why you need to start one in every of your own anyway, is it? Enterprise opportunities are the right choice throughout troublesome financial occasions, as they do not require large quantities of working capital.
Cell grooming additionally works effectively for people with busy schedules that do not have the time to take their canines right into a business grooming location. Airports Firm South Africa's community of airports are all changing into very important centres and catalysts for economic progress, as well as entry hubs for the rest of the world.
Gives many businesses, small and huge, further alternatives for multiple awards. Enterprise opportunities permit you to tap into existing market demand and a proven record of success. With most enterprise opportunities, you'd merely buy a set of equipment or supplies, and then you'll be able to operate the enterprise any approach and underneath any name you need.
Body decoration has gone mainstream, which makes it an excellent enterprise opportunity. This entails selling one other company's products by means of a distribution system of racks in quite a lot of shops which might be serviced by the rack jobber. We're at all times seeking to improve the site and our service so if you have any feedback otherwise you need to sell what you are promoting, we would love to hear from you.
Whether you're in search of methods to generate further earnings, or considering an entire career change, the Franchising & Business Opportunities Expo will assist flip your ambition into motion. Any products or services developed by the vendor-licenser will be purchased by the licensee-purchaser.

subset: commoncrawl


text:
It's probably no surprise to anyone that I hate flying coach for any more than a few hours. So when I was planning this trip to Greece with Neil I was totally psyched to find out that Turkish Airlines not only had a great price and the best connections to Thessaloniki via Istanbul, but they offered a well reviewed premium economy class (Comfort Class they call it) from JFK to Istanbul for just a few hundred bucks more.
The service began with the flight attendant handing out menus. Soon afterwards amuse bouche were offered: a bowl of hazelnuts and two small Hors d'oeuvre shrimp, olive on white toast and a boursin cheese on pumpernickel.There were two main course dinner options: Grilled Chicken Breast or Rigatoni. I had the Chicken: It was served on a tray with a Roast Beef Avocado Tomato Arugula and frisee Salad And a smoked Trout and Salmon plate with horseradish cream.Here is the tray as it was all presented. Certainly not what I would call economy class food, it was fresh beautifully presented and actually tasted good!
Dessert and cheese followed. The fruit was ripe and delicious, the cheese cake was, well…cheesecake and the small gesture of a cheese plate was much appreciated. Turkish Airlines has DO & CO do their catering – I have heard very good things about them before and this experience confirms that they aren't your average airline catering company.
The seats in Comfort class are in a 2-3-2 configuration (same as business). The seats are wide, with lots of legroom a decent amount of recline and a leg rest, kind of reminded me of my Grandfathers lazy boy.
There is a coat hookAn amenity kit which had a shoe horn in it which I loved because I always take my shoes off and then can never get them back on after the flight!
The cabinNeil waiting for the nicer than average bathroom.
The price from NYC to Greece via Istanbul was around $1800 in Comfort Class and it was worth every penny. I had heard rumours that even though it was a relatively new cabin for Turkish that they had already announced they were getting rid of it. When I mentioned this to the check in agent at the gate he seemed surprised and couldn't believe they would be getting rid of it. I can't either as it was by far the best premium economy cabin experience I've ever had and it was pretty much full – I counted 4 empty seats. Turkish also has lots of good connections to Europe and Asia via their Istanbul hub so if you are planning a trip and like me can't afford business class but would like something less tortuous than coach Comfort Class is the way to go!
* Oops a little jet lagged and sleep deprived here the original post said Turkish Airways and it is Turkish Airlines – sorry about that!


text:
5 min read
September 1961. We were at my grandmother's apartment in Brooklyn. But something wasn't right. For one thing, my father hadn't finished dinner with us. He had to rush off to a special meeting of his army reserve unit at nearby Fort Hamilton. This was unusual - not planned and predictable like all the other countless visits with my grandparents. Also, the grownups seemed tense and as the hours went by, my mother told me to take a nap on my grandparent's bed. I never had to do this before. What was going on?


text:
Shadow in the NorthBook - 1988
From the critics
Community Activity
CommentAdd a Comment
Before Pullman became famous for *The Golden Compass*, he made a name for himself with the exciting Sally Lockhart history-mysteries set in Victorian England. Sally is an intrepid young woman making waves in a time period when women were just beginning to be allowed to own property and run businesses.
In this second book, *The Shadow in the North*, 22-year old Sally, Frederick, and Jim face a powerful and murderous businessman, Axel Bellmann, who seems poised to make a fortune and to gain government influence in a deal involving a devastating illegal weapon. Sally has rescued Frederick's failing photography business and has become an investment advisor to teachers and other small investors. One of her clients has lost all of her money when one of Bellmann's companies mysteriously collapsed. A stage magician and a spiritualist also get pulled into the plot. This is just as good as the first book. Powerful, exciting, terrific characters.
Pullman's powers of description are excellent. You really feel as though you are in each scene. And he carefully draws out the mystery so you don't know which direction the plot will go. Definitely teen level.
Age SuitabilityAdd Age Suitability
There are no age suitabilities for this title yet.
SummaryAdd a Summary
There are no summaries for this title yet.
NoticesAdd Notices
There are no notices for this title yet.
QuotesAdd a Quote
There are no quotes for this title yet.


text:
Melting Snowmen Cookies
1. Bake sugar cookies (or can use store bought)
2. Add eyes and mouth to marshmallow with chocolate or black/black icing.
3. Add orange sprinkle for nose.
4. After cookies have cooled, add white icing (TIP: It doesn't have to be perfect, and will give off a melting effect).
5. Place marshmallow towards edge of cookie.
6. Wrap fruit strip around marshmallow.
7. Add pretzel sticks for the arms.
8. Add chocolate chips for the buttons.
*OPTIONAL: Use extra icing to add mini peanut butter cup or chocolate caramel candy to side of chocolate coin. Add icing to other side of chocolate coin, and place on top of marshmallow for the hat.
Hot Cocoa Cookies
1. Attach small holiday sprinkles around edge of cookie with frosting.
2. Melt white chocolate candy coating.
3. Cut off end of mini candy cane, dip both ends in white chocolate and attach to side of marshmallow. Hold in place for 1-2 minutes until set.
4. Add dab of white chocolate to bottom of marshmallow and add to middle of cookie.
5. Add large holiday sprinkle to front of marshmallow using white candy coating.
6. Melt chocolate candy coating.
7. Spread on top of marshmallow and add small cut-up marshmallows.
8. Allow cooling, and then ENJOY!
Reindeer Cookies
1. Use frosting to attach chocolate coated candy eyes and nose.
2. Attach the pretzel on top using frosting.


text:
My Sunday Photo
I have to admit it's been rather silly over the last few weeks and I feel I really must apologise to my regular followers. I've totally neglected you recently. Unfortunately, I've been involved with numerous projects that have eaten into my free time... the time that I would normally spend writing blog posts.
Hopefully, I'll be able to get some sort of normality back into my schedule soon, because I've got lot's to share with you.
For instance, like a recent weekend away, where we were able to sit and appreciate the space, peace, weather and fabulous views.
Sometimes it's good to just sit still for a while.
I'll be writing about this beach and it's lighthouse, along with lots more in a future post, plus my trip to the Gardening Scotland Show.
As always they'll be lot's of photos too, so I hope to see you soon.
I'm linking up with Darren over at My Sunday Photo so if you'd like to see other Sunday Photos... click here.
Have a great weekend whatever to get up to... enjoy!


text:
Elbowing our way right through Round 1 with two more stellar fights. Round 1, Fight 5 features Doc Holiday (Val Kilmer, Tombstone) against "Mad" Max Rockatansky (Tom Hardy, Fury Road). Round 1, Fight 6 is Joker (Heath Ledger, Dark Knight) against Snake Pliskin (Kurt Russell, Escape From New York.)
Thanks to Joseph Henry Castleman and the Cobra Cats for our theme song, "Can't Sleep Here No More." Check out Joseph's songwriting career on Youtube!


text:
The indicative recruitment advertisement has been released at the official website nr.indianrailways.gov.in. Interested candidates can find details in this regard in the leading and local newspapers as well.
'The present scheme of re-engagement of retired employees is upto 14.O9.2O18 unless extended further by Railway Board. Those re-engaged during this period shall continue upto the last day of the month in which he attains age of 62 years, i.e., following the same system as that of normal retirement. All the re-engaged staff will be discharged from engagement immediately after availability of suitable replacement,' reads the official notification.
Vacancy Details
- SSE: 127 posts
- JE: 62 posts
- Welder: 34 posts
- Blacksmith: 33 posts
- Trackman: 4434 posts
Click here for more Jobs News
Get Breaking news, live coverage, and Latest News from India and around the world on NDTV.com. Catch all the Live TV action on NDTV 24x7 and NDTV India. Like us on Facebook or follow us on Twitter and Instagram for latest news and live news updates.


text: Gina, private, even-keeled adventurer needed a space to reflect. She chose to re-imagine a classic. This remodeled Victorian pied-a-terre sits perched like a jewel atop the hill in Pacific Heights. We saw the opportunity to return the architecture to its former beauty by showcasing the vaulted-ceilings. The changing sky refracts light through the chandeliers, and showers the walls with dynamic prisms. Black and white, angled and curved, classical and modern all coexist in this little gem.


text: How Did (or Do) You Respond To Refusal ? Jan 27, 2019 20:54:42 GMT -5 ironhamster, carl, and 2 more like this Quote Select PostDeselect PostLink to PostMemberGive GiftBack to Top Post by baza on Jan 27, 2019 20:54:42 GMT -5 First, some background .... I posted the below, in italics, as a comment a few hours ago.The thing is, ANY excuse will do the job of avoiding sex.It doesn't matter whether the excuse is the biggest load of bullshit you ever heard - or if the excuse is God's own truth.See, the excuse is offered up.In scenario #1 (where the excuse is total bullshit) you accept it. You may well accept it disbelievingly, skeptically, unwillingly, pissed offidly even .... but you do accept it and there is no sex. Mission accomplished.In scenario #2, you call the spouse out on their bullshit excuse, and have a blazing row about it .... and that gets you out of the mood of wanting to fuck your spouse and accomplishes the mission of avoiding sex.So really, ANY excuse will do.A plausible excuse = no sexA bullshit excuse that you can't be arsed arguing about = no sexA bullshit excuse that escalates into a fight = no sexThe above is my opinion, and might not be worth a cold pie but I am curious about other members experiences so I have a couple of questions.#1 - if you were pretty certain the excuse was/is genuine, how did/do you respond ?#2 - if you were pretty certain the excuse was/is bullshit, how did/do you respond ?And #3 - did it make a blind bit of difference ? That is to say did you ever get the spouse to "unrefuse" and fuck you silly ?


text:
What is your delivery guarantee?
All orders shipped within Canada (with the exception of Nunavut, Northern Quebec, Newfoundland and Northwest Territories) are guaranteed to arrive. If the tracking number shows it wasn't delivered, we will re-send it once for free. Please note that it is the customer's responsibility to provide a complete address and a valid name. We will not re-ship an order if a complete address and a valid name were not provided.
Please Contact Us if any problems arise during your transaction with us. DO NOT contact third party customer service agents (i.e. Canada Post) to resolve your issue(s).


text:
Back To Menu
iceberg wedge with baby tomatoes, crispy prosciutto, hard boiled egg, crumbled bleu cheese and a roasted garlic white french dressing
Half $4.75Full $9.50
Have you tried this dish? Pop it!
Help other diners know what to expect by sharing your experience.
Be the first to review this item!


text:
Questions & Answers
who pays for an adult child?
My daughter has recently graduated from high school and is working full time..I quit paying support for her.. Now she is thinking of attending college and living with her boyfriend.. Do I still pay support again and if so to whom? Does her mother have to pay her as well for support?
— mike l.
In Ontario, you and your spouse would probably have to share the cost of your daughter's post secondary education costs, after a reasonable contribution by her, in proportion to your incomes. Here is a link to an article about how the costs are shared. http://www.ontariofamilylawblog.com/2014/03/articles/child-support/postsecondary-education-and-child-support/
Good luck.


text:
In the "Girls" sketch, the title characters (including new cast member Noël Wells showing off her Lena Dunham impression, which seemed pretty spot-on when paired with good costuming and a proper Brooklyn backdrop) are joined by a new "girl": an old Albanian woman, Blerta, played by Fey. Blerta, who's had a hard time in life and wears tattered rags, lays down truth bombs as "You are unpaid prostitute? You are lower than dog" to Jessa (Kate McKinnon), who replies with "Thank you! I love your outfit."
Blerta saves her best lines for Hannah, saying things like "You are weak and soft and dressed like baby." One couldn't help but remember last year's Golden Globes, when Fey sarcastically replied "Glad we could get you through middle school," after Dunham thanked her and inadvertently called attention to their age difference in her acceptance speech. When Blerta soothes Hannah, saying "It's okay; you are only 15," when Hannah replies "No I'm not: I'm 24," Blerta blurts, "24? What ... is wrong with you?"
Aside from the tributes to cable television, the episode embraced its cast changeover since veterans such as Jason Sudeikis, Fred Armisen and Bill Hader departed last season. Fey forced all the new featured players (Wells, Beck Bennett, John Milhiser, Kyle Mooney, Mike O'Brien, and Brooks Wheelan) to dance, wearing shiny gold hot pants, behind her during her monologue, and there was even a game show titled "New Cast Member or Arcade Fire?" poking fun at the fact that the new additions to the cast almost outnumbered the members of the episode's musical guest (which played a bonus mini concert after the regular episode).
Fey was also on hand to help pass the Weekend Update baton to Cecily Strong, who co-hosts with Seth Meyers until he departs from the show. "You be good to her," she advised Meyers, "Because I will be watching! (I will not be watching.) Byeee!"
"SNL" returns next week with Miley Cyrus as both musical guest and host, so time to start drafting your "Miley Cyrus hosts 'SNL'" drinking game rules now. Suggestions: a sip for each time "twerk" is mentioned, a shot for each time someone does a Robin Thicke impression and a chug for each Billy Ray Cyrus appearance.
Twitter: @Zulkey


text:
Sequence 2 - Johnson's Errand | Assassins Creed III Remastered Walkthrough Assassin's Creed III Guide
Johnson's Errand is a next quest from the main storyline in AC 3 Remastered. The section below also contains the descriptions for optional objectives found during the task.
After speaking with Johnson, leave the inn and speak with Hickey beside the building.
Optional objective: Kill 10 mercenaries using firearms.
Soon enough you will have to shoot one of the enemies with the secondary attack button. Your main objective is retrieving the stolen chest and optionally killing 10 enemies with firearms. In order to complete the optional objective, always begin with shooting your pistol and try reloading as fast as possible so that you can shoot again before enemies can get nearby you.
After eliminating the first target, climb onto the wall before you and shoot another enemy on the left. Afterwards you should target the group of soldiers below. Two companions will aid you in this fight.
With the area cleared, blow up the nearby gate by shooting the gunpowder barrels on the cart.
Inside the fort you will find the chest you're looking for.
As you approach it, more mercenaries will appear. Shoot the first one and finish off the others with your sword.
After defeating the group, you should receive another objective - you can't let your companions lose more than 50% of their life points. Before leaving the fort, collect items lying by the enemy bodies. For that you need to hold down the interaction button.
Optional objective: Do not let Hickey or Lee lose more than half their health
Optional objective: Complete all optional objectives during a single playthrough.
Head to the marked destination with your companions. From time to time you will be attacked by mercenaries. You should always begin with shooting your pistol and then eliminating the other enemies in melee combat.
Your last target should be the soldiers shooting from roofs of the nearby buildings. After you eliminate all the other enemies, they shouldn't be too much of a threat for Lee and Hickey who will be hidden behind covers.
After reaching the designated spot, the mission will come to an end.


text:
I have a Flickr friend, Maggie (mcdeegan50) who visited Seattle this summer to watch her daughter play soccer. I met her at the field and we shot the game together. She is quite accomplished as a sports photographer and taught me a few things. She has a lens that is longer than her arm–it is the mother of long lenses. She stands just beyond the end line to the side of the goal and can clearly shoot things happening at the other end of the field. Me–not so fortunate–I borrow a 70-200 F/2.8 lens for portrait photography and used it on a game. Maggie shoots at 500 shutter speed and I forgot about that and just shot at a 225 shutter speed. Still fast enough to stop action but still show motion–so there is some blur in my shots. It was my grandson's game so I tried to zero in on him –but shot several hundred images just to catch the action. It was fun and keeps me from yelling at the game. I get frustrated, because I am a FIFA Licensed "C" level coach and taught how to coach the younger kids for our city parks dept. I know how to coach and have coached ODP tryout teams and a Premier level team from little girls to young women. So I must keep busy so I keep my mouth shut.
Little kids are so fun–they do the funniest things on the field–like have a conversation while the play is going on around them or look for four-leaf clovers.
All my images today are sooc except for cropping out some crowd and running MCP Crystal Clear Web Resizer. This actions makes the images so clear for the web, I love it.
Typical of youth soccer, there are at least half the team on the ball at the same time. They all want it and don't know what to do with it when they get it.
Celebration!! Saved by the goalie.
They don't call him swivel hips for no reason. How ever is he keeping his footing?
Owie–that hurts! Sorry about that.An amazing soccer talent. Sometimes at a very young age a kid will have tremendous skill.
Just a little game of keep away–that' what it's all about.I have no clue why this young one is jumping so high–looks like he wants to smash the ball.Then there are those headers–so hard to keep the eyes open when you know you are going to get hit in the head.Break time–rooting the team on.It ain't out unless the whole ball goes over the line."I'll take it!!"Determination!!Saved.Got it–no goal!GOOOOAAAAALLL!Game over. "Three, six, nine, two, we enjoyed playing you!""Good game, good game, good game . . . . . . "The best part of the game–treats!!
This shoot was purely for fun and practicing exposure. I collected the email addresses of a few parents with a promise of sending them an image or two of their child–then went shopping. Fun time and low-key.
Thanks for stopping by.


text:
Innovation and Technology Committee
The El Paso County Innovation and Technology Committee (ITC) advise the Board of County Commissioners and County Executive Directors on the overall technological condition of the County; assist in planning the use of new technologies, and offer ideas to adopt or consider how new and future technology may impact services of El Paso County in an efficient, cost-effective, and responsible manner.
Meetings are held four times a year at Centennial Hall, 200 S. Cascade Ave, Colorado Springs, CO.
Next meeting is scheduled for Thursday, November 1 at 2:00 pm.
Members and Length of Terms:
The ITC shall be composed of nine (9) voting members representing a cross section of the community who have working knowledge of developing technologies and innovative processes. Voting members are appointed for two (2) terms of two (2) years.
*For current volunteer members or for further information, please contact the Boards and Commissions Administrator at 719-520-6555.


text:
Welcome to the Davenports Client Alert for June 2012
ATO targets disclosure of foreign sources of income
Following recent compliance activities that have been conducted, the ATO says many Australian resident taxpayers may not be aware of their Australian taxation obligations in relation to their worldwide income. The ATO has reminded taxpayers to correctly report foreign sources of income when required. Examples of foreign sources of income can include:
- interest accrued in an offshore bank account;
- income derived from a foreign investment (eg dividend or rental income);
- income from an asset that has been inherited from an overseas source;
- a foreign pension or annuity; and
- foreign trust income.
The ATO has announced that for taxpayers who make full voluntary disclosure of their foreign source income, any applicable penalties may be reduced by 80%.
Investment loan interest payment arrangements
The ATO has released a Taxation Determination that provides the Commissioner's views in respect of certain "investment loan interest payment arrangements". According to the Commissioner, the general anti-avoidance provisions in the tax law can apply to deny a deduction for some, or all, of the interest expenses incurred in respect of these arrangements.
The type of arrangements discussed in the Determination broadly involve outstanding loans on a residential home, an investment property and a line of credit. The ATO says a key feature of these arrangements is the use of the line of credit to pay the interest on the investment loan. This results in all (or most) of the interest on the investment loan being, in effect, capitalised. That is, the payment of the investment loan interest is deferred.
According to the ATO, the deferral has the economic effect of allowing the taxpayer to repay the home loan at a faster rate than would otherwise be possible.
ATO reporting requirements for builders and contractors
The Government has introduced regulations that require certain businesses in the building and construction industry to report annually to the ATO details of payments made to contractors in the industry.
The new requirements essentially mean that purchasers must report certain transactions for which they have been issued an invoice. The reporting requirements will commence on 1 July 2012.
Deduction for property expenses denied
In a recent decision, the Administrative Appeals Tribunal (AAT) denied a taxpayer's claim for a deduction for various expenses incurred in buying, renovating and selling properties.
Among various issues, the AAT noted that the taxpayer was unable to produce documentary evidence in relation to stamp duty, legal expenses, renovations, wages and director fees, interest and legal expenses.
TIP: All documents supporting deductions must be kept for five years from the due date or actual date of lodgment of the return for the year to which the expense relates, whichever is the later.
If an objection, a review or appeal arising from an objection, or a request for an amendment of an assessment, is outstanding when the five-year period ends, records must be kept until the matter is resolved.
Pitfalls of "late" super payment
A taxpayer has been unsuccessful before the AAT in arguing that the Commissioner should exercise his discretion and reallocate excess super contributions to a previous financial year.
The taxpayer had used an electronic funds transfer on 30 June 2007 to transfer the funds, but they were not credited to the super fund's account by the bank until 2 July 2007, thereby pushing the transfer into the next financial year. The excess concessional contributions for the 2008 financial year amounted to almost $54,000 and the Commissioner imposed excess contributions tax of around $17,000.
In rejecting the taxpayer's arguments, the AAT noted the Commissioner's practice to deem contributions as having been made "when the funds are credited to the superannuation provider's account".
The AAT also disagreed that there were "special circumstances" that would allow the Commissioner to exercise his discretion. It noted that the taxpayer was in the same situation as every other taxpayer and that it was incumbent upon the taxpayer to ensure that the electronic funds transfer was effective and completed at the right time.
TIP: Amounts contributed and counted in the "wrong" financial year, causing an investor to exceed the relevant superannuation contributions cap, could lead to an excess contributions tax bill. Investors should consider planning any extra contributions early and should not leave transfers to the "last minute". Note that this year, 30 June 2012 falls on a Saturday.
TIP: The Commissioner may only exercise his discretion to reallocate or disregard excess contributions if "special circumstances" exist and the making of a determination is consistent with the object of the superannuation law. Please contact our office for more information.
Doctor found to be a share trader
In a recent decision, the AAT held that a medical doctor was engaged in a share trading business not only in relation to listed shares she acquired, but also in relation to units she acquired in a listed aged care property trust that she had purchased from her family trust (albeit, for more than their market value at the time). Moreover, it was these units that generated an unrealised loss of over $1 million and which, as a result, enabled to her to reduce her other taxable income for the year ended 30 June 2009 below nil.
In arriving at its decision that the taxpayer was carrying on a share trading business, the AAT took into account the following factors:
- the nature of the activities and whether they have the purpose of profit-making;
- the complexity and magnitude of the undertaking;
- an intention to engage in trade regularly, routinely or systematically;
- operating in a business-like manner and the degree of sophistication involved;
- whether any profit/loss is regarded as arising from a discernible pattern of trading; and
- the volume of the taxpayer's operations and the amount of capital employed by her.
TIP: If the taxpayer is a share trader, losses may be deductible against other income. If the taxpayer is not carrying on a business of share trading, capital losses can only be applied to reduce capital gains.
FBT rates and thresholds for 2012–13
The ATO has announced important FBT rates and thresholds for the 2012–13 FBT year (which commenced on 1 April 2012).
Some of the key rates and thresholds include:
- The benchmark interest rate is 7.40% pa (down from 7.80% pa for the 2011–12 FBT year).
- The record-keeping exemption threshold is $7,642 (up from $7,391 for the 2011–12 FBT year).
Car expenses – rates per km for 2011–12
The Government has announced the "cents per kilometre" rates for calculating tax deductions for car expenses for the 2011–12 income year. Note that these are unchanged from 2010–11 and are as follows:
- Small car (non-rotary engine up to 1600cc, or rotary engine up to 800cc): 63c/km.
- Medium car (non-rotary engine 1601 to 2600cc, or rotary engine 801 to 1300cc): 74c/km.
- Large car (non-rotary engine 2601cc and above, or rotary engine 1301cc and above): 75c/km.


text:
Join us!
Important Update!
Due to unforeseen circumstances, we had to cancel our exclusive "First Look" at Catalyst on Thursday, September 20. Our sincere apologies for any inconvenience, as we treasure your valuable partnership and the opportunities to gather with our Mission Champions. We look forward to sharing other special activities with you and our Mission Champions at another time.


text:
My Feminists: Aretha Franklin
By Jeri Asaro
[dropcap background="no" color="#333333"]I[/dropcap]'m living my 60th year of life. Sounds so old to me (and probably to you too!), but I still feel vibrant, delighted to be alive, and energetic about what great things are right around the corner. Through my years, I've lived through and grown with the second wave ('60s to the '90s) and third wave (mid-90s forward) of feminism. Some believe we're in the fourth wave now, and I'm still growing with the movement even as I write about feminism here. With its ins and outs, feminism is woven into the texture of who I am as a person. I've been heavily influenced by some prominent women along the way, maybe not all known so obviously for their views on feminism, but whose ideas, more importantly, brought out the feminist in me. For that, I am forever grateful.
We've come a long way, baby! Sometimes, I don't believe the trailblazers of the second wave feminist movement are given the credit they deserve. Having lived through it all, I can very clearly see it, and I'm proud of all the accomplishments we've made thus far. Before the 1970s, women couldn't get credit cards if they were single and needed their husband's signatures if they were married. In most states, women couldn't serve on juries, or become lawyers. Hence, all important court rulings were decided by men. Women couldn't attend Yale, Harvard, or Princeton. Women couldn't work while they were pregnant. Better yet, they couldn't do something as simple as enter the Boston Marathon. These are just a few of the advancements made in the last 50 years! Do we have a way to go? Yes, of course. In every aspect of life, there's always room for modifications, but for feminism, the tides do continue to change. [divider type="short" spacing="10"]
[dropcap background="no" color="#333333"]I[/dropcap]n 1969, when I was testing the waters as an adolescent 13-year-old, I was pushing back the influences of my parents and trying to become my own person. At the same time, the world was in turmoil and watching television was a major event, so viewing the news and seeing the drastic changes in the world unfold before my very eyes had much influence on me. In many ways, it frightened me and held me back as I was nearly afraid to step outside my door. The Vietnam War was in full swing and the protest movement against it was publicized every night. Dr. Martin Luther King Jr. had just been assassinated, and the Civil Rights Movement filled the headlines of every newspaper. Those tumultuous events were just the tip of the iceberg. It felt, maybe like it feels today to our media-bombarded youth, like the world was falling apart, and violence and disagreement was everywhere.
In the 1960s, there were few women pursuing professional careers other than being teachers or nurses, and the faces in the media were all men. The actresses were still very much seen as sex-objects or cutie pies, and many female vocal artists were known more for their pretty voices than their songwriting or instrumental capabilities. As much as the influence of musical lyrics was changing the social climate of the world, female artists were just coming out of their shells.[divider type="short" spacing="10"]
It was 1969, and "free love" was a controversial topic. The hippie movement was in full swing, and Woodstock had just occurred. Schools didn't allow girls to wear slacks to school, and certainly not jeans, and I may have been fearful of the big world around me, but there were situations that were in my own control. I was a curious young teen. At that time, I had found my first boyfriend.
The year before, in grade six, I had my first kiss, behind my locker door in the school hallway. Of course, we were caught by a teacher, and my friend and I were brought down to the principal's office. It was traumatizing, but somehow, that kiss was intriguing. For a while after that, I stayed away from boys, but the next year, I pushed the envelope a bit further.
There was a different boy who was "cool" and interested in me. He had a brooding way about him, and he was a bit sulky, but that is exactly why I thought he was so cool. The word "beatnik" might suit his physical description. I guess I had a thing for the bad boys. Our form of dating was simply to hang around school together, trying to hold hands and sneak kisses without getting caught. He would call my house, which made my parents bananas, and we would chat on my yellow "princess" phone for hours.
However, he had a dark side. Sometimes, he took the annoyances of the day out on me, and would say things to me that were not always so kind. He always apologized, but he hurt my feelings and brought every one of my insecurities to the forefront of my brain. At 13, I didn't need to be reminded of my insecurities! The only real male in my life until that point was my loving father, so this behavior wasn't one I understood or liked. But, he was my first boyfriend, and I didn't have much to compare to. For the most part, it seemed like the positives of actually having a boy like me were better than the negatives.[divider type="short" spacing="10"]
[dropcap background="no" color="#333333"]T[/dropcap]he year before, Aretha Franklin had made it big with the song Respect. That Motown song broke barriers. It's loved by many and sends a powerful message we still hear today. I use it for a September lesson in my classroom. It's in the soundtrack of countless movies. Needless to say, it's timeless.
At some point, I was sitting in my yellow bedroom (a recent radical switch from pink), listening to the "45" of the classic song on my record player and a realization came over me. This young man didn't respect me in the way my other friends did. He made me feel inferior. It wasn't right; it wasn't me, and it wasn't a feeling I had ever felt before.
In one very thoughtful moment, when I really focused on the concept of respect, my view of dating changed forever. An hour later, on the phone, I broke up with my first boyfriend, and I was brazen enough to tell him why. I never again allowed myself to be in a relationship where I wasn't appreciated or valued. I can't say my infatuation for the bad boys dissipated, but I can assure you, they were good boys when they were with me.
Years later, during a research assignment in a college class, I realized what a powerful woman Aretha Franklin really was. Not only did the "Queen of Soul" have an amazing, expressive voice, which gave us music to dance to, but the woman knew her craft and was respected by others in her industry. Her impact on society wasn't only spiritual and musical, but it was political.
Although not exactly known as a feminist of the 1960s, she was a symbol of empowerment for many. Aretha Franklin was a powerhouse.
Now, I'm sure some would argue that her lyrics were often about a powerless women, but for Franklin, her songs were her voice, and in expressing her views, she gave off a confidence rarely seen in women at that time, especially a black woman. She learned to stand tall through her music. She commanded respect – and earned it.
Today, some 40-plus years later, probably one of the most lasting qualities of my 32-year marriage to a man who is just enough "bad boy" to keep it interesting, is our level of respect for each other. There are times in life when the light bulb clicks on, and for me, it was with Aretha Franklin leading the way and a simple but influential word – respect.


text:
Your initial appointment may take up to 90 minutes and will include at minimum a full history of your presenting complaints and general health status, as well as a physical examination of your neuromusculoskeletal system. In addition, x-rays will usually be ordered or prior films and/or other diagnostic tests will be reviewed. We will need a complete list of your current medications (prescription and over the counter as well as any supplements you may be taking).
If you are unsure whether to proceed with your initial evaluation, we welcome you to come in for a complimentary consultation lasting approximately 20 minutes. This gives you the opportunity to familiarize yourself with our office, our procedures, raise your concerns, or ask specific questions pertaining to your health.
To schedule a consultation or to proceed as a new patient:
Call (507) 263-2393 during our regular business hours and talk directly to a staff member.
Complete the New Patient Intake Forms and email it to us at email@example.com. (See instructions)
Fill out the online request form and a staff member will get back to you within one business day.
We work with several Insurance Providers and we also offer a Direct Discount Plan to patients who don't have coverage or choose not to file through insurance. Click the links below for more details.
Intake Form Instructions- After completing your forms please download them and save them to your device. Then email your completed forms to email@example.com.
If you are planning on printing them and bringing them with you please print off your forms and then complete with a black pen. The text is too small and tends to cut off some of your information. As always please call if you have any questions.


text:
Yoga is an invaluable gift of ancient Indian tradition. The word "Yoga" is derived from the Sanskrit root yuj meaning "to join", "to yoke" or "to unite", symbolizing the unity of mind and body; thought and action; restraint and fulfillment.
It represents a holistic approach to health and well-being. Yoga is known for disease prevention, health promotion and management of many life style related disorders. Recognizing its universal appeal, on 11th December 2014, the United Nations General Assembly (UNGA) passed a resolution (resolution 69/131) proclaiming 21st June as the International Day of Yoga (IDY).
IDY-2018 presents on occasion for all the Central Ministries and their Departments to come forward and spread the message about the rewards of regular practice of yoga among their staff and the public. Every individual stands to gain from the regular practice of yoga through long term benefits in health, happiness and well being. Central ministries and their Departments can play an important role in making IDY an effective national movement for health and wellness.
For detail please visit Ministry of AYUSH Web Link : http://yoga.ayush.gov.in/


text:
Many of you know what I mean when I say "the Olsen face" I think this was first coined by Laura Jeff McFee. This has become a tradition among my friends to take pictures making the olsen face. For those of you who are in the dark let me fill you in.... Mary-Kate & Ashley Olsen seem to always make the same face when being photographed by the paparazzi... Laura sent me a text the other day that said classic Olsen face on the cover of Star Magazine and I wanted to share it with ya'll along with a few other classic Olsen pics... The pictures say it all:
I find this so amusing even though it is not about TV!!! :)


text:
This vest is so comfortable
The other morning I walked in and saw Gabe got some new shoes. I liked them, so I said, "I like your new shoes." He shuffled his feet and replied, "Yeah? I got them on sale." I retorted back at him, "No! You just like them." He was puzzled. I think puzzled is a fair way to feel after that retort.
Gabe was only telling a part of the story. He was telling the part that allowed him an out. It left him free of judgement. Purchasing a product on sale is practical. Selecting a shoe for comfort is sensible. But spending your money because you like the way it looks or (worse) you like the way it makes you feel is frivolous, irrational and even vain.
It's not often one replies to a compliment of their new shirt with, "Thanks, I like it because it looked good on me and made shoulders look larger than they are in reality." A compliment like, "I love your new purse," rarely gets the reply, "Thanks, it makes me feel really good because the brand is respected in my inner circle."
It's less of a lie and more a story we're telling ourselves. We think we're making practical decisions based on value and comfort, but if we dig a little deeper it may have more to do with identity and belonging. This is branding.
We're all walking, talking individual people brands. Let's take my favorite subject to talk about and poke fun at – me. Goodness gracious, could I be a bigger cliché-human-man-brand? I am a graphic designer who wears skinny jeans, TOMS and cardigans. I drive an old 4Runner I wish was older. I enjoy craft beer with my locally-sourced al pastor tacos. The only thing I enjoy more than indie movies is indie rock. The sweet irony is that I believe I am making these decisions on sound reasoning.
If I dressed for comfort, convenience and affordability I'd probably dress like Adam Sandler. Man, that guy is 100% committed to function over form. But I don't and you don't and that's a good thing. We're proud of the little brand we've created for ourselves. We curate it a lot more carefully than we probably realize. Or, maybe it's just me. And, if that's the case, this is a really embarrassing and unintentional confession.
But I doubt it. Even that dad rocking the Champion kicks with one blue stripe chose it over the Avias with two blue stripes. And, if I am right, it's because those Avias just didn't quite capture his pleated jeans and Life is Good personal milieu.
I told Gabe I was writing this and he contends that he really does make purchases for comfort. Some of his apparel choices do confirm his stance. The next time I compliment his new watch he better not say he bought it for the elasticity of the band or lightweight of the face. Because that is not why he bought it – he knows it. I hope he sees the light.
But, because of and in spite of this post, he will most definitely retort with "comfort."


text:
The BUC Library Strategic Plan
Empower . Disseminate . Enlighten
The BUC Library is the core of knowledge that we capitalize on to unleash the potential of our students. It also represents the forefront of incorporating knowledge and information into learning and teaching. The BUC library is committed to a user-centered approach in all aspects of its programs and services in order to serve the university community. It prides itself in utilizing state-of-art-technology to sustain and disseminate knowledge as well as information within the university and to the larger community.
In order to sustain and achieve the Goals and Objectives of the University, the BUC library's strategic plan is aligned with the University's strategic plan in all aspects.
To become the core source for learning, teaching, research and innovation for the success of the University community.
Goal 1: Supporting Teaching, Learning, Research and Innovation;
Goal 2: Creating Spaces for Collaboration and Learning;
Goal 3: Enabling Research and Scholarship; and
Goal 4: Enhancing Collections and Access
Goal 5: Transformation to Digitalization
Objective 1: Improve search and use of scholarly resources;
Objective 2: Provide services to support undergraduate and graduate queries, research and scholarly exchange;
Objective 3: Strengthen the impact of the library collection and services for students & academic staff at all levels;
Objective 4: Develop the physical and digital library spaces and collection; and
Objective 5: Promote an organizational culture that helps library staff to enhance engagement with the BUC community.


text:
Danny Rex Martin, 58, of Siloam Springs, Ark. Passed away Monday, October 17, 2016 in Coeur d Idaho. Danny was a graduate Lake Hamilton High School, Class of 1977; he then attended the University of Arkansas at Monticello where he played college football.
cheap oakleys San Francisco Bay The salmon bite slowed during the start of the Memorial Day weekend with the Salty Lady out of Sausalito scoring a single salmon to 14 pounds for nine anglers Friday. They went whale watching over the weekend but were back on the water trolling on Memorial Day for two salmon to 14 pounds before working the rocks for 14 limits of rockfish and nine ling cod to 12 pounds. The Sundance out of Emeryville Sport Fishing put in a fish per rod for six anglers Saturday, so they found a bit better action. cheap oakleys
replica oakleys At the age of 15 Cassatt enrolled in the Pennsylvania Academy of Fine Arts in Philadelphia, with her mother's blessing but against her father's objections. After four years of study there, she traveled to Paris to study art. Although she desperately wanted to study at the cole des Beaux Arts, she could not because women were not allowed entry as students. replica oakleys
fake oakleys Best affirmed the Financial Strength Rating of A and the Long Term Issuer Credit Ratings of "a" of Spirit Insurance Company (Spirit) and Radius Insurance Company. The rating affirmations reflect Spirit and Radius excellent risk adjusted capitalization, sound risk management practices cheap oakley sunglasses https://www.oakleyagent.com/>, history of profitable business written from a predecessor captive, as well as the position they hold as the captive insurers for their ultimate parent, Phillips 66. The ratings also consider the level of commitment on the part of Phillips 66, whose management incorporates Spirit and Radius as core elements in its overall risk management program. fake oakleys
fake oakley sunglasses After Pearl Harbor, December 7, 1941, Laguna Park's lights went dark, but when the war ended, Santa Barbarans again flocked to the park. "Attendance was sensational at Laguna Park in the 1940s," Badillo said. Bob Ponce, the late News Press chief photographer, recalled watching players launch home runs over the short right field fence toward Mom's Italian Village restaurant.. fake oakley sunglasses
replica oakley sunglasses All their animals are spayed or neutered, microchipped, current on shots and have a one year rabies vaccine. Saturdays. (904) 491 7440.. Three separate staffs report to MG Kiley in his roles of managing peacetime health care for millions of active and retired members of the armed forces and their families. It's a job that's both challenging and rewarding. "You don't want to give second class health care to gre a t Americans who defend our nation," he says of the challenge replica oakley sunglasses.


text:
Around sports: NASCAR fines Busch for bad behavior
NASCAR fined Kurt Busch $50,000 on Friday for his poor behavior during the Sprint Cup finale last weekend.
NASCAR cited both an obscene gesture Busch made inside his car and him being verbally abusive to a reporter.
Busch had a transmission problem in Sunday's race that sent his car to the garage. His in-car camera caught him making an obscene gesture. While his team made repairs, Busch waited to be interviewed by a reporter, and a fan videotaped Busch being verbally abusive while waiting to go live.
Baseball: Halman brother held longer
Prosecutors in Rotterdam, the Netherlands, say an investigating judge has ordered the brother of slain Seattle Mariners outfielder Greg Halman to be detained for a further two weeks on suspicion of murder or manslaughter.
Halman was stabbed to death early Monday morning at an apartment in Rotterdam.
Hockey: Lindros, Leetch in alumni game
Former Flyers star Eric Lindros and former Rangers great Brian Leetch are expected to play in the Winter Classic Alumni Game on New Year's Eve.
The Flyers' alumni roster includes John LeClair, Mark Recchi and Rick Tocchet, and will be coached by Pat QuinnMike Keenan will coach Adam Graves, John Vanbiesbrouck, Mike Gartner and the rest of the Rangers' alumni.
Philadelphia hosts New York in the Winter Classic at Citizens Bank Park on Jan. 1.


text:
PACIFIC COUNTY — Immunization rates are gradually getting better across the state. In 2016, Pacific County had one of the highest overall rates of immunization for schoolchildren, with significantly more fully vaccinated kids than in some neighboring counties.
However, there is still room for improvement. Recent reports from the state Department of Health (DOH) show that parents are still waiting too long to vaccinate. The number of Washington kids with medical, religious or personal exemptions is double the national average, and a recent outbreak of mumps demonstrated just how quickly dangerous illnesses can rebound when immunization rates drop.
After a deeply flawed 1997 study claimed a link between vaccinations and autism, vaccination rates in the Evergreen State took a nosedive. Years later, the study has been discredited and rates are slowly climbing again. But they haven't fully recovered.
Too many parents are still waiting to protect their kids from disease until they enter kindergarten, according to DOH. In 2014, about 67 percent of Washington kids between 19 and 35 months old were fully immunized. In 2015 (the most recent year for which data for young children is available), the number of protected kids had increased by almost 10 percent.
In the 2016-2017 school year, about 85 percent of kindergarteners and 87 percent of all schoolchildren in kindergarten through twelfth grade had all of the required vaccinations.
During the same period, about 87 percent of Pacific County kindergartners and 92 percent of all county school children in kindergarten through 12th grade had complete vaccinations, placing the county well ahead of state averages.
Pacific County's numbers were considerably better than in some other nearby counties. In Lewis County, about 90 percent of school-aged children were fully vaccinated during the current school year. Just 84 percent of Grays Harbor kids and 82 percent of Wahkiaukum kids were fully vaccinated.
Although the myths about an autism link have been thoroughly debunked, some Washington families are still more afraid of the immunizations than of the diseases they prevent. According to DOH, Washington's exemption rate for students in all grades is about five percent, compared to two percent, nationwide.
Statewide, the exemption rates ranged from just 1.5 percent in Yakima county, to more than 17 percent in Pend Oreille County, and 14 percent in Jefferson County. Pacific County's overall exemption rate is about four percent.
Scientists say current compliance rates aren't good enough to protect society from the threat of infectious diseases. According to the federal Center for Disease Control, about 90 percent of the population must be immunized to prevent serious infectious diseases from spreading. Their health experts say that the elimination of childhood diseases is one of the main reasons why people now live much longer, healthier lives than in the past. They estimate that routine vaccinations save about 33,000 lives, prevent 14 million case of infection disease, and save around $9.9 billion in direct healthcare costs each year.
Washington has recently seen evidence that contagious disease of the past can make a rebound In 1964, there were more than 21,000 Washington cases of mumps, a very contagious airborne virus that can cause severe complications, including brain damage and hearing loss. By 1977, immunization against the disease was becoming widespread, and the state recorded just 377 cases, according to DOH.
For a while, mumps was virtually eradicated — in 1999, the state had just two cases. However, Washington got an unhappy reminder of the bad old days, when mumps broke out in fall 2016. Since last October, there have been 823 cases of mumps, statewide.


text:
We offer Australia-wide shipping using TOLL PRIORITY from our Logistics Center in Sydney. We strive to ensure that your orders reach you, therefore we required a signature on delivery. Orders normally take a day to process and the ship next business day. The carriers normally deliver your order:
Sydney, Brisbane and Melbourne are NEXT DAY by 5pm. Adelaide takes 2 business days, Perth ships in 5-7 business days. Darwin 7-9 business days. Tasmania can take up to 7 business days.
We have implemented a Customer Tracking Service which will email you the shipping progress (in transit and out for delivery).
No PO Box or Parcel Lockers addresses can be accepted as we require proof of identity.
We charge a $8 Shipping & Handling Fee for orders under $100 order value. Orders above $100 have FREE Shipping.


text:
Need a little storage in the front entry way or perhaps down the hall? Well here is your answer along with a beautiful reflection on you. (Mirror is actually included, just not in the frame for safety sake.
Remember you can have these piece custom carved and in one of our three rich wood tones.
item 0023 $528.00 plus shipping


text:
New Delhi: To celebrate the spirit of women entrepreneurship, Fashionnquill, a restaurant space fashion server, celebrated an evening at Sirocco – The Beer Garden, to support young and budding talent.
A concept of Mohit Kumar, Mithi Kalra and Nishant Kumar Tomar, FashionnQuill as a brand creates platform for the new generation designers to showcase their talent as established designers.
"FashionnQuill is a dynamic platform dedicated to interact with the audience through the sense of fashion and expression," said founder, FashionnQuill, Mohit Kumar.
With Alka Arya, Mrs Universe 2017, in presence, the show was graced by Designer Surbhi Goyal and other eminent personalities from the fashion industry.
"We are delighted to make such an event to happen at our place, women empowerment is a concept we believe in and support the concept also. It's feels great to support the young talent who are working with an indomitable spirit to create new opportunities. We at sirocco believe in great hospitality and our client satisfaction to create a most cherishable experience," said founder, Sirocco – Beer Garden, Umesh Garg.
Designer Surbhi Goyal under the label "Kransi" projected designs that showcased self-liberalised women by creating a unique preposition of sharp fashion at the horizon of logic and creativity.
On the other hand, Pavani Mittal and Neha Mittal's label, "Happening", displayed collection "Gul-Dastah" which speaks about how the life of women is similar to the beauty of a flower.
Kritika Hans, who runs a label "Curves on Style", showcased eclectic mix of indian and western outfits in affordable range for every size.
Shweta Grover's label "Rangeen Pitara" dedicated their collection to how a modern woman believes in style and comfort, they displayed comfortable silhouettes with a dash of glamour.
Akanksha Mago under the label "Akanksha Mago" displayed a wide range of ethnic and Indo western wear including dhoti sarees, tulip pants, short and long dresses and bridal lehengas.
Designer Kanika, under the label "Weaves by Kanika" displayed a collection inspired by weavers at the grass root level to create something which is organic and beautiful.


text:
Side by Side presented by Eamon O'Connor, Tony Gilhooly and Patsy Lee.
They talk about all things religious and things not so religious as said by Tony Gilhooly himself.
Patsy Lee takes you through the history of St. Felim's Hospital in Cavan. The Festival Of Faith is also discussed with guest John Farrell.
Part One of Side by side:
Part Two of Side by side:


text:
Ohad Kravchick
Freelance Node.js Developer at Toptal since September 7, 2018
Ohad has more than 15 years of experience building complex back-end, front-end, networking, and mobile systems. He focuses on building scalable, highly maintainable and testable systems, and debugging and maintaining high-availability of services. He takes pride in g... Click to continue


text:
Jamie Thomas met Chris Coleman last night where he fired a warning shot to Wales' Euro 2016 qualification rivals by insisting that there is so much more to come from his young, high-flying national side.
Following an event at Conwy Borough Football Club, which saw the Wales manager open a new clubhouse, Coleman was happy to speak to me briefly about Wales' progress.
Warning Shot – Chris Coleman is bullish about the future.
Following on from his side's relatively straightforward fixture against Belgium, the ex-Fulham manager was keen to outline how much the side had learnt and benefitted from the adversities they'd faced in previous fixtures.
"In every game so far we've had a bit of adversity and we've handled it really well, no matter what the conditions have been – whether it be the pitch in Andorra or the amount of injuries against Bosnia and Cyprus. We've got over…
View original post 576 more words


text:
Although fair use ultimately depends on the specific facts surrounding each proposed use, the following guidelines are intended to provide direction for use of the NCSU Libraries Electronic Course Reserves (E-Reserves) system.
- All materials placed on E-Reserves will be at the initiative of faculty for the non-commercial, educational usage of students.
- Whenever possible, materials to be copied or scanned for E-Reserves will be purchased by the library.
- Longer works, such as complete books, will not be copied for E-Reserves service. The library will not place materials on the E-Reserves system without permission if the nature, scope, or extent of copying is judged by the library to exceed the reasonable limits of fair use.
- There will be no charge for access; the charge for copies made by students will be limited to the nominal cost of photocopies or laser prints.
- Copyright notice will appear on screen in the E-Reserves system and on copies made of reserve readings to indicate that materials may be covered by copyright law. Appropriate citations or attributions to their sources will be included for all electronic files.
- Networked access will be limited to authenticated NC State users.
- Access to electronic files will be revoked for students and faculty when the files are no longer used for reserve services.
Copyright questions? Contact the Copyright & Digital Scholarship Center.


text:
Because everything is better NAKED right?!
AZ Central calls it the best BBQ in AZ, and I have to agree! This outstanding establishment has been cleverly named not only for your endless entertainment, but to inform you that their meats are not slathered with sauce to mask the decadent flavor of this tasty selection of proteins, but are instead naked and al natural; baring it all just for you! ;-)
Everyday Naked BBQ opens their at 11am and closes when the meat is gone! Get it while you can!
They offer a lunch "Special of the Day' for just $10 that comes with a side and drink. This makes it especially easy for someone like me who has difficulty making any sort of decision what-so-ever! Honestly though, you really can't go wrong no matter what you try! The juicy pulled pork and brisket are a MUST and if you happen to get SUPER UBER LUCKY & walk in when they have the "Grand Canyon Sandwich', order two, then call me immediately. *DROOLS*
They also offer simple, yet oh so tasty sides! The mac and cheese, garlic broccoli/green beans, and cornbread are definitely my favorites. OH! DO NOT forget to order their house pickled onions too! I don't even like onions, but these are delicious!
Also the maple bacon donut...GET IT. No regrets!
That's what I am talking about! <3
Now let's get to the staff. I have been so fortunate to have met the owner on several occasions and let me tell you, he and everyone working there are very attentive, polite, and seem to possess a genuine pride in what they offer. I seriously cannot recommend this place highly enough folks!!!
You need Naked BBQ in your life.
GET NAKED TODAY!! Grab your friends, grab your wife, and grab your neighbor too cause ever'y body's gettin Naked up in here! :-P
P.S. They have some BOMB watermelon tea!
2340 W Bell Rd, Phoenix, AZ 85023
Also coming to Scottsdale! Read all about it below!


text:
Kids Jewellery
Designer Kid's Jewellery For Every Occassion
Kids these days tend to develop their sense of style and fashion very early on. They are even pretty aware of their choice of attire before they can properly form a complete sentence. Nothing can be more alluring than a glittery piece of jewellery to add more cuteness to that apple of your eyes. Adorning your little one with some fashionable jewellery can lift up their style quotient in a number of creative ways.
Keeping the burgeoning demand for kids jewellery in mind, Incocu has gone the extra mile in curating an incredible range of fancy jewellery for kids. Be it a birthday or a christening ceremony; we have every sort of jewellery to match up your kid's ensemble.
Carved with attractive design, our melange of incredible jewellery are a great amalgamation of emphatic designs and timeless patterns that will be adored by your kids for sure. Each of our jewellery captures remarkable artistry with exquisite craftsmanship and extraordinary attention to every detail.
Kids jewellery: A cute fashion statement for the little one
A piece of jewellery can be a perfect gesture of love for your little princess. Nowadays most of the kids love to have their own jewellery to step out in style. You can help your little one in developing an individual sense of style with children's jewellery. When it comes to dressing your child, adding a cute jewellery like a bracelet, necklace, pendant, rings, and anklets can make them glow with joy.
Before the modern era, many ancient civilizations celebrated the practice of giving newborns jewellery for ornamental purposes and also to protect against evil spirits. In the earliest days, infants were gifted with jewellery made from shells and animal hair. Now jewellery is something that exhibits the personality of the kid and also leaves a great impact on their mind. With a perfect blend of beauty and quality, Incocu offers an extraordinary collection of jewellery to accentuate the grace of your child.
Types of kids jewellery
A right statement necklace is a great way to zest up the look of your little lady. Compliment her outfit with a beaded neck piece to make her look like a fashionista. A little heavy necklace will be great to complete her ethnic look for any traditional occasion. A simple chain will be a perfect choice for everyday wear whereas a stylish glittery necklace will help her go glam in any party.
An attractive pendant embossed with diamonds can turn a simple chain into a delightful piece of gold jewellery. To complement her shimmery party dress, choose a shiny pendant studded with gemstone like Touch of Rain, Race Away and Spirit of Freedom. A funky pendant likeIce and Spice, when teamed up with a right ensemble, can let your child become a trendsetter among her friends. No matter what the occasion is, a right choice of the pendant is sure to spice up her look.
Your little angel deserves to feel special, and a dazzling pair of earrings can take her look notches higher and bring sparkle to her eyes. Whether it's a snack party or any festive occasion, a beautiful pair of earrings will make her steal the show. A pair of kids' drop earrings will be great to jazz up her look for any evening party. You can also choose fancy colorful earrings to give her a funky look or incorporate gold stud earrings into your child's everyday wear to make her feel comfortable and beautiful.
Let your little fashionista stay on trend by accessorizing her with a stunning ring. Rings for kids come in a variety of shapes, designs, and colors so choose the one that reflects her personality. You can go with the occasion and select from traditional, nature-inspired, and modern ring styles. Let it be gold, sterling silver, brass or gold plated metal ring, whatever you choose make sure it is highly polished and safe and sound for the skin. A sparkling studded ring is perfect to add some radiance to her outfit whereas a simple gold or silver ring will give a stunning finish to your girl's ensemble.
A guide for buying jewellery for kids
Wearing jewellery will make your child feel more grown up and sophisticated. While shopping jewellery for your little one, it is essential to keep their safety in mind along with their style and lifestyle. As kids are delicate, it is wise to go for simple and sweet design. Adorable designs with subtle appearance is an ideal choice for children. It is better to avoid some irritating metal like nickel and go for light weight jewellery as it will be comfortable for your child. Also, choose according to the age of your kid and always avoid heavy jewellery.
Kids seem especially drawn to nature inspired motifs like stars, flowers, and birds. Studs and small hoops or little danglers is ideal for little faces. Colored gemstone studded jewellery is also a good idea as most of the kids are fond of them. Physically active kids will want to have something that doesn't hitch on their clothes and doesn't hamper their activities.
Shipping, contact, and personalization information
Let your kids become the proud wearers of fashion jewellery crafted exclusively for them at Incocu. As one stop solution for online kid's jewellery shopping, we offer a carefully curated collection of kids jewellery that is cute and creative at the same time. Each of our jewellery is created with smooth edges by using safe materials for the sake of the safety of your kids. Certified by the leading third-party international laboratories like International Gemological Institute and SGL, our jewellery ensures a long-lasting commitment to safety and beauty.
Avail free shipping, customization, and engraving along with the free consultation service by our jewellery expert by reaching us over the phone on this number +91 90016 41758. You can also send an email at firstname.lastname@example.com. Contact our jewellery consultants if you have any query regarding our collection of kid's jewellery.
Touch of RainAU$293.67
Ice and SpiceAU$1,021.15
Live RightAU$620.31
Your Best FriendAU$466.48
For the mad onesAU$681.56
Give from the heartAU$529.22
True PowerAU$987.25
Heavenly DropsAU$852.71
Race AwayAU$1,410.32
Say yes to beautyAU$1,004.40
Surprise SurpriseAU$606.88
The Perfect KnotAU$443.91
Spirit of FreedomAU$2,133.74
Hearty FolksAU$985.98
Gemstone PendantAU$909.11


text: Trevor is a talented musician with an understated cool that is further confirmed when you find out that he plays the bass guitar. (Let's be honest...bass, drums, sax...all inherently swag worthy instruments even before you play a note, right?) I have to laugh at the twisted tale of shenanigans that it took to get to these great senior portraits. It began with forgetting the tux at home...hit mid stride with a wardrobe malfunction in the button department and ultimately landed us right here - looking NICE! An excellent exclamation point on the "It's not how you start, it's how you finish" axiom. Like what you see? Be sure to check out more of our Recent Senior Sessions here on the blog and also our "Best of" on our Portfolio.


text:
Even a stay of proceedings for the Hells Angels Salvatore Cazzetta
The former leader of the Hells Angels, Salvatore Cazzetta, has received a Christmas gift in advance, on Wednesday morning at the palais de justice of Montreal, enjoying his third stop of the procedures in six years.
The biker 61-year-old was awaiting trial, expected in the winter of 2018, faces a charge of concealment of a sum of money from the crime since his arrest in the operation Mastiff, in November 2015.
This charge was eventually dropped by the Crown, Wednesday, and judge Daniel Bédard has immediately released the Hells nicknamed "The Beard" in the criminal underworld.
21 months in jail
The prosecution has not justified its decision. However, on the 11th of last August, prosecutors had agreed with the defence, before the tribunal, that if Cazzetta was to be found guilty of handling stolen goods after a trial, he would have already served his sentence.
The native of the district of Saint-Henri had been released on bail after 21 months in detention on remand. He had undergone surgery in the heart a few weeks before being taken to the prison in Rivière-des-Prairies.
Accusations of conspiracy and gangsterism that had been brought against him following the raid the police had also been dismissed earlier this year at the end of the requests of the defence.
Salvatore Cazzetta is one of the few bikers in quebec to be able to boast to be left unscathed by three police operations major in which he was charged.
In may 2011, in operation SharQc he was part of the 31 Hells accused of drug trafficking and gangsterism that have been released by justice James Brunton because they could not be tried within a reasonable time.
Then, in the fall of 2016, after his lawyers had pleaded the judgment in Jordan, he got the same result for the charges of fraud filed against him in 2009 in the project Machine, relatively to a network of tobacco smuggling.
Cazzetta had founded the Rock Machine in 1989 before being extradited to the United States in 1994 and convicted for importation of cocaine.
On his return to the country in 2004, his gang was scuttled after having delivered a deadly war with the Hells Angels for control of the drug market. Cazzetta has joined the ranks of the Hells in the following year as several ex-Rock Machine. It then became their leader between 2011 and 2015, while the band was still decimated by the operation SharQc.
– With the collaboration of Michael Nguyen
Related Articles
Elk Hunt Fly Fishing Guide
Silver Stock
Biker News
Disclaimer: The opinions in this article are solely those of the writer, and may not reflect the beliefs of anyone at the Biker News Network/Outlaw Biker World. This site may contain copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of political, human rights, economic, democracy, and social justice issues, etc. We believe this constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the US Copyright Law. In accordance with Title 17 U.S.C. Section 107, the material on this site is distributed without profit to those who have expressed a prior interest in receiving the included information for research and educational purposes. If you wish to use copyrighted material from this site for purposes of your own that go beyond 'fair use', you must obtain permission from the copyright owner. If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible on this site or through this service, you may notify our copyright agent, as set forth in the Digital Millennium Copyright Act of 1998 (DMCA). For your complaint to be valid under the DMCA, it must meet certain criteria, and you must Click Here to contact acting agent.
Most Commented
Ex-Bandidos Centro president George Bejat and sergeant-at-arms Zivko Stojakovic released on bail over extortion charges
Top Rated Articles
Who's new
- WayneNella7
- Junebug72
- Devilstar
- brianmikenusker...
- Tyrsson
Who's online
There are currently 0 users online.


text:
You Might Be Dehydrated If...
Dehydration happens to the best of us, especially in college.
The day gets busy and you forget to drink water, or you stay up studying and opt for coffee instead. It's common, but dangerous. Dehydration, if unchecked, can prevent the body from carrying out its necessary functions.
So how do you know if you're dehydrated? Here are some common warning signs:
The bathroom is a good place to find out if you are dehydrated. First of all, if you can't remember the last time you used the bathroom, you are dehydrated. The color of your urine is also a good gauge of hydration. Clear means hydrated. Yellow indicates dehydration. Brown means go to the doctor immediately because you are about to shrivel up and turn into an actual raisin.
Another symptom is decreased skin turgor. This basically means that if you pinch the skin on the back of your hand and it doesn't snap back into place right away, you're dehydrated. Crazy, right?
Dizziness, fatigue (more so than usual) and confusion (again, more so than usual) also indicate dehydration. Confusion and fatigue are to be expected after an all-nighter in the library; but if you sleep for ten hours and still wake up dazed and confused, something's wrong.
If you're extremely thirsty, your mouth is dry, or you have a headache, you might be dehydrated. Listen to your body. If you're thirsty, choose to drink water!
Dehydration isn't the only ailment that can cause these symptoms, of course, but it is a common one. Like I said, it's important to listen to your body. Take care not to ignore things that are out of the ordinary, but respond accordingly. Here are some tips on ways to recover from and prevent dehydration:
The obvious way to prevent or recover from dehydration is to drink plenty of water. Drink slowly and methodically. This ensures that your body has time to properly absorb the fluids.
Drinking water is a great start, but, according to the Mayo Clinic, it alone may not be enough, especially when you are already dehydrated and trying to make a comeback. Try alternating between water and sports drinks during recovery. Sports drinks that are high in electrolytes help to replenish some of the key nutrients your body needs.
Eating foods that are higher in sodium, potassium, and water content is another way to keep your body hydrated. Watermelon, applesauce, hard-boiled eggs, and vegetable soup are a few good ones. Like sports drinks, these foods replenish electrolytes that diminish as your body becomes more dehydrated.
Of course, prevention is preferred over recovery. But even the most vigilant of us will face dehydration at some point. With these symptoms in mind, you'll be able to spot dehydration a mile away. And when that happens, don't forget these tips!
Be well, Auburn.
Photography: Cat S.


text:
The oil lets me forget about medicine and strict diets
The oil is really tasty. It is felt that is made from natural ingredients like pine nuts. It is very difficult to find the pine resin for sale, at least genuine resin. Maybe in Siberia it is sold on every street corner, but I have to order it from the Siberian Pine Nut Oil store. I suffer from severe heartburn, and the manufacturer provided assurances that the oil can assist in eliminating it. Indeed, the oil helps me cope with heartburn and enrich my food selection since I have to observe diets and avoid fatty food. The oil lets me forget about medicine and strict diets.Alfreda Loretta Rose, 35 Salem, OR United States
These articles come directly from researchers and are passed on to everybody. SiberianPineNutOil.org assumes no liability for any content in these articles. For Educational purposes only. This information has not been evaluated by the Food and Drug Administration. This information is not intended to diagnose, treat, cure, or prevent any disease.
Contact us
or call:
USA: +1-855-218-0888 (toll free)
Canada: +1-647-847-2267
Europe: +1-647-847-2267
Our warmest regards,


text:
Richard Foley, Senior Partner, Pinsent Masons
Elected to the position of Senior Partner in 2014 following a hotly contested election process, Richard Foley has ultimate responsibility for the leadership of City law firm Pinsent Masons for at least a four year term. It is a mantle Foley seems to have taken on gladly, and he is 'loving it' so far. His 'can do' attitude (except perhaps in his quest to learn to play the guitar, which he asserts is 'almost impossible'!) and his relentless (and refreshing) enthusiasm should serve him well given the plans he has to drive change and innovation in a sector that is notoriously conservative and primed to anticipate problems and risk. (more…)


text:
Unfortunately, D is spending
the entire fall season
in bootcamp. He is missing out on
the food, weather, pumpkin everything,
and most importantly
his favorite, pumpkin carving!
I love everything about fall,
being able to wear
scarves and over accesorize!
These are a few of my favorite
trends this fall.
I will be trying to
replicate them at a much
cheaper price…pictures soon
to follow!


text:
Now that 2016 is in the books, Combat Press is taking a look back at the best that the sport of kickboxing had to offer. Over the next few weeks, Combat Press will announce its award winners in multiple categories, covering everything from the action in the ring to the biggest stories surrounding the sport.
Story of the Year – Marc de Bonte Passes
In a year where kickboxing promotions continued their growth with major investments, high-level signings and incredible events, the top story of the year is an unfortunate one.
When the news hit the air waves that Belgian fighter Marc de Bonte went missing on Nov. 5, the kickboxing world came together with strength and hope that something positive would come out of a dark and tragic situation.
The police found de Bonte's vehicle next to the Wilhelminakanaal in Best, the Netherlands, the city where he was headed to meet with his girlfriend following a drink with his friend in Belgium. The search continued on for days as family, friends and loved ones worried the worst was yet to come. Reports came to light on Nov. 24 that a body had been found in Oirschot, not far from where de Bonte's car was discovered. The police confirmed his identity a few days later, ending a more than three-week search for the young combat-sports star.
From all accounts, de Bonte was a kind man who gave his life to martial arts and the people in it. This unexpected tragedy took the life of a man too soon. De Bonte, 26, was heading into the prime of his life and returning to the sport he began training in when he was six. De Bonte took a leave of absence from kickboxing to pursue a professional boxing career in his home country. He was able to string together eight wins in 10 fights before making the decision he was destined to return to the kickboxing ring.
De Bonte placed in two IFMA Muay Thai world championships before getting an opportunity to fight in the world's premier kickboxing promotion. He built his record fighting in Europe before signing to fight top-10 welterweight Murthel Groenhart on GLORY's second show in 2012. Despite losing the bout, de Bonte put his name back into the mix with a monstrous knockout of L'houcine Ouzgni at GLORY 6.
De Bonte was scheduled to compete in the GLORY welterweight tournament next, but the bout was scrapped. He was then matched against Nieky Holzken for the welterweight title before an injury to Holzken kept him from competing. De Bonte would finally get his opportunity to win a world title when Karapet Karapetyan replaced Holzken in the pair's second scheduled match-up at GLORY 16. De Bonte became the GLORY welterweight champion with a split decision victory over Karapetyan. The win was the biggest of the young Belgian's career, and at the age of 22, he looked to become a staple in the welterweight division for years to come.
De Bonte lost the title in his next fight against Joseph Valtellini at GLORY 17, but the fight was another thrilling five-round affair in his budding career.
After two years away, De Bonte made a successful return to the kickboxing ring against Artur Gorlov in the quarterfinals of the 80-kilogram tournament at Kunlun Fight 51 in September. De Bonte dropped Gorlov with a beautiful boxing combination in the second round and capped off his return with a series of strikes that put Gorlov down against the ropes.
De Bonte's fortunes were looking up following the win. He was in the media calling out his next opponents and getting his name back into the world of kickboxing. All of that came to a sudden and tragic end in early November, when the kickboxing world lost a true champion and lifelong martial artist. Remember the life of Marc with tributes from GLORY and Liver Kick.
R.I.P. Marc de Bonte (Feb. 27, 1990 – Nov. 5, 2016)
Other finalists: Bellator Kickboxing Debuts, Saenchai Makes GLORY Debut, Yao Capital Invests in GLORY, The Enfusion League, K-1 Returns to Europe, GLORY Adds Women's Division, Robin van Roosmalen Becomes First Two-Division GLORY Champion, K-1 Adds Three Weight Divisions, Takeru Becomes First Two-Division K-1 World GP Champion
Make sure you check out the rest of the Combat Press 2016 Kickboxing Award winners.


text:
As the monetary policy committee argued their very different views on interest rate changes, many in the mortgage industry pondered secretly, some publicly, that quite frankly an early rate rise will be good for business.
After all, nothing is better than panicking people into action than a short, sharp shock. But it might not be quite that simple and could provide as many problems as it solves. For many people, a sudden half-point rise could prove to be the tipping point, especially if followed by another one or two increases.
A rate rise in May will prompt a small flurry of activity in the remortgage world but may not translate into the massive increase in business that many believe it will. Some lenders are concerned the demand to move on to a fixed rate will cause them supply issues. If they are deluged with remortgage business suddenly, something has to give.
We could see higher than expected rate rises from lenders, which may put many off looking to fix in, or a further tightening of criteria. Even now, it is the supply of mortgages constraining the sector, not quite the demand issue that the Council of Mortgage Lenders often alludes to.
A rate rise will bring will hit mortgage prisoners hardest – those on high LTVs or whose job situation has changed and are unable to remortgage to a fixed rate. The rates on offer for these clients are so high that the phrase payment shock becomes payment panic.
Lenders can help by offering existing clients in such a position a more realistic fixed rate, something starting with a 4 rather than a 6 or even 7. I am sure there must be some room to manoeuvre.
If you are thinking a rate rise will be the answer to all your issues, then you are missing the point. There are many other things you could be doing rather than waiting for things that cannot be controlled. As an industry sage recently told me, too many people sit there and say, once this happens or that is out of the way, things will get better. But there is always another something that needs to happen before things improve, until you realise, as Alfred D Souza says "these obstacles were my life." Making the best of things now is what really matters and there are still many opportunities.
Andrew Montlake is director of Coreco


text: We are sitting at home this morning as a family enjoying a rare event here in East Texas. Today is like an extra Christmas present for so many people, both children and adults. The unexpected occurrence of a snow day is something that only happens once every few years and often takes everyone pleasantly by surprise. However, some of us expected and had anticipated this day. Several months ago, I was standing in line at a local store and saw the latest version of the Old Farmer's Almanac. I picked it up and quickly turned to the section that would tell what kind of weather to expect this winter. It predicted a cold wet winter with a good probability of snow for our area. I'm not sure how it works but I am a believer that it is pretty accurate. So much so that people trust their livelihood to it, basing the planting of their crops on the time suggested by the Almanac. Another thing people plan their life around is the daily horoscope (I do not put any faith in these). As accurate as these types of predictions may seem they are both less than perfect and have been proven wrong in the past. One thing that is perfect and has never been proven wrong is the Bible. People refuse to believe in the words written by men who were inspired by God to record the things they wrote. The Bible grants assurances that people should take note of like, every knee will bow and tongue confess that Jesus is Lord. Also, that no one comes to the Father except through the Son, and Heaven and hell are real places that will be the eternal destiny for all people depending on their faith in Christ. There is so much more that could be said to support the Bible and why it is far more dependable than any almanac or horoscope. The Bible is the true and living word of God. If you don't believe it, I double-dog dare you to try to prove it wrong. But don't be surprised if you become a believer.


text:
Brazilian Blow Dry
A Brazilian Blow dry puts straightening serums and special shampoos out of business because after one session your hair is left suitably kink-free and touchably soft giving you a blow dry finish for up to four months every time you wash your tresses.
Brazilian Blow Dry It works by injecting pure keratin (the substance that exists naturally in nails, skin and hair) into your strands, so the process is nourishing not punishing to your hair.
Your hairstylist will talk you through the treatment first, and after your hair is washed and rough dried, the product is applied. It has to be left on for 30 minutes or more, depending on your hair type, and once your strands have soaked up all of the good goo the keratin is dried into your hair. You'll be shown how to dry you hair with a paddle brush, taking it under the hair and pointing the dryer downwards as normal.