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Bank Owned (REO) -Basics
A bank owned property is the result of a foreclosed property that did not sell at the auction (Sheriffs Sale). The property now goes back to the bank and is referred to as a Real Estate Owned property (REO).
When it comes to buying, a bank owned property is a much easier deal to go through than a short sale or the foreclosure auction for several reasons:
- Buyer negotiates directly with the bank because the (bank) is the seller.
- Title, back taxes, liens, HOA dues, etc. are cleaned up and taken care of by the lender. This may not always be the case when purchasing a short sale property.
- An REO will be empty so no tenants or squatters have to be evicted
- Home is usually listed below market value so that lender can clear their inventory. Remember, if a bank has property with no one paying a mortgage on it, they lose money.
- The lender (seller) will usually pay buyers closing costs
- Bank owned properties are usually in better condition than short sales. This is because the lender knows that to move the property they have to make it marketable. A short sale property sometimes has damage that either the seller could not afford to fix or may have done in spite because they are loosing their home. (The way some of the homes are intentionaly damaged by the owner is criminal in my opinion)
- Quicker closing time. Generally an REO will close with 30-45 days, while a short sale can take months.
Bank Owned properties will continue to be a big part of the overall real estate market for the next few years. Buyers should not be afraid to look at these properties for fear that the banks (lenders) will be hard to deal with. It is quite the contrary, so go ahead buyers, get out there and help clear up some of this inventory and get a great deal at the same time!
If you would like to view Bank Owned properties please go to my website (no sign up required!) : www.BoiseRealEstateChick.com


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September 11, 2019 @ 10:00 am – 11:00 am
The webinar will give viewers a window into how science is used in water resources policy making at the federal level. While the focus of the webinar is on how science is used in congressional decision-making–using California drought legislation as an example–other examples will include brief overviews of use by executive branch natural resource agencies and in a particular case, by the U.S. Supreme Court.
Learning Objectives
Participants of this webinar can expect to receive:
- Foundational knowledge of how science is used in policy and decision making in all 3 branches of the Federal Government.
- More in-depth knowledge of the congressional decision-making process(es).
- A brief view into the use of aquatic science in California drought legislation included in the 2016 Water Infrastructure Improvements for the Nation Act (WIIN Act).
Click here to register. You do not have to be a member to attend.

subset: commoncrawl


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Post written by
Bill Gilmer, Director of Institute for Regional Forecasting, C.T. Bauer College of Business
Last fall, it seemed the end of the global oil glut was already at hand, when optimism soared after OPEC's commitment to speed the process by limiting production. Oil prices were expected to quickly move to $55 and $60 per barrel, and then continue climbing in 2017. The rig count rose, and jobs began to return throughout the oil patch.
But it has since become another false start for oil markets. Oil prices remain mired between $45 and $50 per barrel, and price expectations – measured by the futures market for West Texas Intermediate – have fallen back to levels well below those that prevailed before the OPEC accord. The domestic rig count has peaked for now, and the big investment houses forecast a decline in domestic drilling through the second half of this year.
What happened? American fracking ran the recovery off the rails . A competitive industry that – in principle -- should move oil output and price to stable long-run levels, fracking is once more living too high on large subsidies to its capital base and operating costs. This leaves oil markets locked in a destructive cycle that has again reached the stage of over-production and depressed price. It has brought us to the brink of yet another pull-back in U.S. drilling activity, and another round of financial stress for many producers.
What happened to $60 Oil?
The revolution wrought by American fracking is a technical marvel, but it also leaves the industry largely responsible for the 2014 oil bust. Figure 1 shows how horizontal drilling and hydraulic fracturing reversed 40 years of declining U.S. oil production, adding just over four million barrels per day (b/d) of new production between 2011 and 2014. This was the only source of new non-OPEC oil during this period, and flooded into a market that had averaged annual growth of only 1.3 million b/d over the previous 20 years.
The economics of the shale revolution set it well apart from conventional oil exploration and production. In contrast to the oligopolistic markets of Shell, Exxon, and the giant national oil companies, fracking looks and behaves more like a competitive industry: numerous small firms, low barriers to entry, and production that can be quickly ramped up or down in as price changes. Unlike conventional oil, there is no significant exploration risk, making output relatively certain, and working more like an assembly line. Given these properties, if the long-run equilibrium oil price is $60 per barrel – something that both the petroleum and financial engineers tell us -- then producer behavior should move supply and demand into balance near that level.
The trigger for the 2014 collapse in oil prices was OPEC's declaration that it would no longer act as swing producer, i.e., no longer withdraw oil from world markets to support price. OPEC handed that job on to American fracking, but the industry has proved messy and undisciplined in the process. U.S. production fell slowly and by nearly 900,000 b/d in response to low oil prices, but then began to rise again in late 2016. Based on drilling already performed, it should return to near record-high levels by year-end. New production was partly triggered by OPEC's renewed efforts to rebalance oil markets last November, and partly by perverse incentives enjoyed by the fracking industry.
What went haywire here? One answer seems to be too much cheap money. Producers have been outspending cash flows again, just as they did before the oil bust, facilitated by private equity and high-yield funds that have put few limits on available cash. Instead of paying attention to profits over the oil-price cycle, producers built their oil reserves and production, hoping to impress equity markets. (See Figure 2)
The result was to push the rig count up quickly, and expand collective production to unsustainable levels. If the goal was quick gains in the stock market, the strategy has failed, with producer stock values down by over 30 percent since December. The strategy has also failed their suppliers, the oil service and machinery companies, who have experienced even bigger stock-price declines.
Bringing Fracking to Heel?
What brings these producers back into line? First, they have to be frozen out of capital markets again, as they were during the early stages of the oil bust, and when many of these same companies were working their way through bankruptcy. Second, oil service and machinery costs need to rise to reflect the total cost of exploration and production, including capital costs. With wide-spread over-capacity in the industry, many oil service and machinery companies have been pricing to cover little more than operating costs, just hoping to keep the doors open until better times.
Figure 3 shows a December 2014/December 2016 decline in drilling costs of 31.9%, with little recovery in recent months. The increase in the rig count has not yet been big enough to tighten capacity and improve pricing. Recent earnings reports from the giant service companies like Schlumberger and Halliburton claim to achieve better pricing, but the rest of the supplier base remains quite depressed. These low prices are an implicit subsidy to producers, and the other vehicle to enable over-production of oil.
Reversal in Drilling? Here we go again!
Figure 4 shows the Baker Hughes rig count over the course of this downturn, and compares it to the last cycle in 2008-09. You see an earlier attempted recovery at week 40 of the 2014-16 decline, aborted by the return of Iran's oil to market; at week 90, the rig count falls to the lowest level ever measured by Baker Hughes. Drilling activity rose steadily after June 2016, reaching a peak of 958 rigs in late July, a level that was not quite half of the 2014 peak.
As this is written, oil prices are still mired near $45 per barrel, the rig count has fallen or stayed flat for 6 of the last 7 weeks, and the major investment houses predict a continued decline in drilling through the rest of this year. Raymond James, for example, forecasts 850 rigs working by early 2018, when drilling activity will pick up again, according to the Oil and Gas Journal. If nothing changes, American fracking begins another destructive cycle in 2018.
We represent University of Houston students and faculty, appointed as UH Energy Fellows from across the energy-related colleges to ensure the subject is covered from a...


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The Taoiseach, Enda Kenny, said he will outline his position on gay marriage on Tuesday, when the Cabinet will decide the date for a referendum on the issue.
Labour is pushing for a referendum in the lifetime of the coalition, and it is thought it could take place either late next year or early in 2015.
It is understood Fine Gael will agree to a referendum, but the party has no official position on the issue, and the Taoiseach himself has so far refused to show his hand.
The Government is forced to consider the issue in order to meet the deadline for responding to recommendations from the Constitutional Convention, which sent its report to the Oireachtas in recent months.
When asked when he would clarify his position, Mr Kenny told reporters at a Fine Gael dinner in Dublin last night that he planned to do so on Tuesday.


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With over 50 years of experience in the footwear industry, Casadei helped forge the history of the immaculately-crafted Italian shoe. Balancing femininity with a contemporary design, these 'Alexa' pumps are part of an exclusive capsule collection. Fashioned from luxurious black Ayers snakeskin and kid leather, the versatile shoes boast an open back with an elasticated slingback strap, a 70mm heel, a branded insole and a softly pointed toe accented with a black macro buckle that takes inspiration from 80s high-waisted belts. Please note that this item cannot be shipped outside the E.U.
Designer colour:
Made in Italy
Designer Style ID:
7 cm
7 cm


text: Hi everybody^^ I`m cospalayer from Ukraine.My name is Meffisto29.I start my cosplay way in January 2012 and hope that Now and in Future I will make wonderful cosplay with different characters, and could impress all of you!))) Nice to meet you!) You can find me also here: INSTAGRAM: http://instagram.com/meffisto29 TWITTER: https://twitter.com/Meffisto29 FACEBOOK: https://www.facebook.com/profile.php?id=100006084842606 And Support here: https://ko-fi.com/meffisto


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Make the most out of all the long weekends
By Hugh Upsher
If you were smart enough to take the three days off between the 22nd and 24th March, you're probably cruising through a ten-day marathon of leave right now. With a really small likelihood of you even having the time to read this, we wouldn't blame you if you're driving into the horizon or napping in some exotic hammock. If not, you'll probably happily settle for two long weekends in a row. While I'm not quite sure of the special relevance of Family Day, I'll take it, no questions asked. The question you can ask yourself however, is: 'how can I make the most of it?'
If your parents haven't locked you down with family obligations already, it's a good idea to lay down some plans to make certain your days don't fly by without you taking full advantage. Sleeping late is great and all but you're not forty-five yet, and you need at least one cool story to tell people on Tuesday.
Go day tripping
You may have dropped the ball on booking accommodation in advance but don't let that put the brakes on your adventurous spirit. Make a list of a few places that are one or two hours out of town and pitch them to your friends. After the votes are cast and the democratic process has run its course, commit to an early pick-up time and disappear for the day.
Spring into cleaning mode
Your cupboard is something you look at every day, and every morning you probably pause to think: 'I should really sort this out'. You never do, you never have the time to. The reality seems to be this; unless you commit to it and put in some solid hours, nothing will happen. Granted, not everyone has the obsessive-compulsive tendencies when it comes to their wardrobe, but it's wise to plan an overhaul before it's too late.
Otherwise, one day your favourite T-shirt will get swallowed up in the mess, you'll never be able to find your left flip-flop and it will be impossible to dig up a shirt that isn't creased. This can all be avoided with a spring clean. You'll most likely realise that there is a pile of clothes you should have thrown out years ago. These will be better off at a yard sale or charity shop, and you'll definitely benefit from the extra space for your new winter threads.
Do nothing and don't leave the house
If the first two options sound like work, and the idea of binge-watching a TV series in bed is still firmly set in first place, then allow me one last shot at sage guidance. Instead of being an anti-social sloth and letting the prime of your life speed by, be a social sloth and slow time down just a teeny tiny bit.
It's totally OK to be lazy, but consider inviting friends around to be lazy with you. Plan a themed movie marathon and have a few friends bring along some snacks. Even if it turns out to be a selfish ploy to get free snacks without leaving the couch, it's better than being a lonely asshole.
Public holidays offer great opportunities to break the monotony of the Monday-to-Friday grind. You may need all that time to rest and regroup, or you may have been booked to the brim with birthdays, braais, and parties. Whatever your route is, make sure you go back to work on Tuesday smiling.


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Leader in Concentrate Protection
For Sale Now!
New and Improved In Stock Today!
Our design features will guarentee the safest and most efficient method for securing your concentrates.
Patent Pending
The RF1 Model with included Grade 2 Titanium pick/utensil is finally here! The absolute best way to contain all concentrates (honey oil, wax, shatter, etc.)
Dont expect any spamming of emails. If interested in updates on the upcoming RF1 Model or future models, Please subscibe below by entering your email for more recent information on their status and to recieve notice once on sale again. As well as recieve special sales and discounts.


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05/23/2019 | Press release | Distributed by Public on 05/23/2019 12:45
The Government of Canada invests significantly in apprenticeship through grants, loans, tax credits, Employment Insurance benefits during in-school training, project funding, such as Union Training and Innovation Program projects.
Women in Construction Fund
Budget 2018 announced the Women in Construction Fund with an investment of $10 million over three yearsto increase the participation of women in construction trades by helping them progress through their training and retain jobs in the trades.
The Women in Construction Fund, which is expected to benefit approximately 2,000 women over three years, supports projects that target the Red Seal construction trades and focus on:
A wide range of organizations and partnerships are eligible for the program, including women's non‑profit organizations, employer and industry associations, unions, training providers, and provinces and territories.
Three-year projects were solicited in 2018 through a targeted solicitation process with a wide range of organizations and partners eligible to this program, including women's non‑profit organizations, employer and industry associations, unions, training providers, and provinces and territories. Projects are currently underway.
Union Training and Innovation Program
Through a $25 million annual investment, the Union Training and Innovation Program objectives are to:
The Program has two streams:
The government has approved 109 UTIP projects, including 34 in 2017-2018 and 75 in 2018-2019.
On April 30, the Government of Canada launched the 2019 Call for Proposals, a $10 million investment in the Investments in Training Equipment stream of the Union Training and Innovation Program. Eligible organizations are encouraged to submit proposals by May 29, 2019.
Skilled Trades Awareness and Readiness program
Budget 2018 announced the Skilled Trades Awareness and Readiness programto encourage Canadians-including those who face barriers, such as women, Indigenous people, newcomers, people with disabilities and youth-to explore and prepare for careers in the skilled trades.
The Program supports pre-apprenticeship training, including:
Budget 2019
To further support the skilled trades, the Government proposed in Budget 2019, additional new investments:
Apprenticeship Grants
Since the introduction of the Apprenticeship Grants, almost 834,000 grants have been issued to Canadians, representing over $1 billion in funding. This includes:
As Canada's economy continues to grow and create good, well-paying jobs, the Government is committed to ensuring that all Canadians share in and benefit from this success.


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The nation's second-largest health insurer will pay the government a record $16 million due to a data breach and cyberattack that exposed the customer data of nearly 80 million people.
The settlement between Anthem Insurance and the Department of Health and Human Services represents the largest amount collected by the agency in a health care data breach.
"The largest health data breach in U.S. history fully merits the largest HIPAA settlement in history," OCR Director Roger Severino said in a press release. "Unfortunately, Anthem failed to implement appropriate measures for detecting hackers who had gained access to their system to harvest passwords and steal people's private information."
"We know that large health care entities are attractive targets for hackers, which is why they are expected to have strong password policies and to monitor and respond to security incidents in a timely fashion or risk enforcement by OCR," he added.
The breach, discovered by the company in 2015, exposed names, birthdates, Social Security numbers and medical IDs. In 2017, it was reported that an extensive nationwide investigation into the breach is confident that a foreign government likely contracted a hacker to launch the attack on the insurance giant.
"In this case, our examination team concluded with a significant degree of confidence that the cyber attacker was acting on behalf of a foreign government," Dave Jones, a state insurance commissioner from California, said in a statement.
The investigation also stated that the attack began back in February 2014, though it wasn't discovered until January 2015. One user at an Anthem subsidiary opened a phishing email that eventually gave the hacker access to Anthem's entire data warehouse.
In a statement, Anthem said it's not aware of any fraud or identity theft stemming from the breach. The company provided credit monitoring and identity theft insurance to all customers potentially affected.
"Anthem takes the security of its data and the personal information of consumers very seriously," the statement said, according to the Associated Press. "We have cooperated with (the government) throughout their review and have now reached a mutually acceptable resolution."
Latest Insights:
Our data and analytics team has developed a number of creative methodologies and frameworks that measure and benchmark the innovation that's reshaping the payments and commerce ecosystem. In the December 2019 Mobile Card App Adoption Study, PYMNTS surveyed 2,000 U.S. consumers for a reveal of the four most compelling features apps must have to engage users and drive greater adoption.


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Tip: Upload Your Agenda documents to the /documents/agenda/ directory and it will show up here automatically.
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Location: Kansas City, MO
Date: 06/25/2019
Hotel: Kansas City Convention Center
Room: 2202
|10:00 AM - 12:00 PM - Flood Resistance Design Subcommittee
|1:00 PM - 3:30 PM - Research/Program/Publications
|3:30 PM - 6:00 PM Main Committee
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Matthew Hooti email@example.com
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Technical Committee 2.7 is concerned with fundamental scientific and engineering design principles for the resilient design of HVACR equipment and building mechanical/electrical/plumbing service systems for resistance to natural hazards including seismic, wind and flooding.
Tip: You can put any type of content in the following section.
The second edition of the TC 2.7 manual "Practical Guide to Seismic Restraint" is now available for purchase from the ASHRAE Bookstore.


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Perfect Home Security
If you want to have a sign of classic or elegance on your home security, installing the Other security surveillance hidden camerafredi spy are most likely the most covert home security cameras suitable solution for you. Ashley home covert home security cameras security collections are known to own a timeless accent within their own places. The colours of this covert home security cameras Ashley home security sets are also dominated by dark colors like black or dark brownish. All these covert home security cameras home security collections from Ashley usually are appropriate for the spacious home security. Much like any room, you can find at least three sets you covert home security cameras need to pay for consideration. The first covert home security cameras is that the covert outdoor home security cameras. With darkish colors and traditional style, this home covert home security cameras security can add the grandness for your room.
It's to specify the design of the Other security surveillance covert home security cameras uk hidden camerafredi spy. The plan of this home security plays an crucial role prior to purchasing a covert home security cameras uk luxurious modern home security set. You need to find out the plan of the home security therefore that it has the covert home security cameras uk capability to retain there. Try to assume the expression of covert home security cameras uk your home security so you will all know forms of the seen furniture. Then, you're able to covert home security cameras uk evaluate the way you live. The covert home security cameras collection can conform to a covert home security cameras uk life style so that it combines your nature and design.
Other security surveillance hidden camerafredi spy covert home security camera system are about topics and patterns. They will desire a cool home security with buff motifs or trendy patterns. In the event the elders prefer the soft, neutral, and calming colors, the boys will prefer their own chamber to become full of brightly colored issues. It is not a surprise which they will request their room to be paired with both blue and green or brown and yellow. There are at least three important sets which you want to focus on your boy's home security. The very first one is the covert home security camera system. Ordinarily, for the home security sets, they will request a hero blanket or cover with blue or green colours.
Ambient covert home security cameras is another possibility of Other security surveillance covert outdoor home security cameras hidden camerafredi spy. It's used to establish the main nuance within the area, by way of instance, warm setting having yellowish shade or new nuance using blue-white colour. It can be accessed by using a chandelier or dangling lamp. You are able to put in it in the home security looking an all organic lightingfixture. Even the downlighting lamp is supplying a hot nuance reinforced by way of a hanging lamp. This looks a highlight comforter directing to some specific home security aspect. It is possibly used to highlight a painting or exhibited photograph in the wall.
First issue to think about is the look of this Other security surveillance hidden camerafredi spy. In the group, the home security applied can be a separateside by side home security, or even a bunk home security. The moment you decide on the sort of home security, then you definitely may go for a simple coloured home security or themed home security. The themed home security is normally going in accord with this covert home security camera system, thus, that you don't need to separately purchase the home furniture with the same motif. However, you've got to ensure that all of your kiddies enjoy the design. That will be required in order that they may truly feel comfortable whenever they input the home security and remainder there.
When you complete choosing that pieces of Other security surveillance hidden camerafredi spy you would like to use, review the size of the covert outdoor home security cameras to your scale of your home security. Can they match the dimensions of the area? Should they do, then you can start carrying them indoors. If it isn't, you can always alter them, or even put them to the livingroom or alternative bigger rooms. Additionally, you want to gauge the leaves you've got. Check whether the furnishings is currently blocking the doorway. Of course you do not wish to accomplish extra lifting should it not need enough room for you to move around openly, proper?
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This Other Security Surveillance Hidden CameraFREDI Spy the gallery form Covert Home Security Cameras. Hopefully you can find the best inspiration from our gallery here.


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I am an illustration artist and picturebook maker from the Southwest of England. Currently based in Taipei, Taiwan.
While in Taipei I am concentrating on developing my own projects, book ideas, and moving my practise forward. However, I'd still love to hear about any commissions – please email me at email@example.com
I like to explore a broad range of ideas and approaches to image making.
Alongside creating picturebooks I work as an illustrator and designer for a variety of projects including editorial, public space and packaging design. As well as being involved in many collaborative art, curatorial and education projects.
I'm also available for giving talks and workshops. See some previous projects on my Artist-Educator page.
If you're interested in buying my work I have a shop HERE or alternatively you can contact me email@example.com
Selected Clients
Man vs Big Data, Man vs Mind
Aurum Press, U.K. 2017
La Mia Grande Famiglia
Topipittori, Italy, 2017
Man vs Maths, Man vs Money
Aurum Press, U.K. 2016
This Is… Un Libro in Quattro Lingue
Topipittori, Italy, 2015
Awards & Exhibitions
Mariner: A Painted Ship upon a Painted Ocean
Group exhibition, The Arts Institute, Plymouth, 2019
Kind Things
Group exhibition (Curator), Curator's Cube, Tokyo. Maison Temp-Reves, Taipei. 2019
Shortlist, This Is… Un Libro in Quattro Lingue, 2018
Premio Malerba per l'Albo Illustrato
Special Mention, La Mia Grande Famiglia, 2018
Group exhibition, International Centre for the Picture Book in Society, Biennale of Illustration in Bratislava, Bratislava, 2017
D&AD Awards
Graphite Pencil winner, Sirene Magazine (Illustrator), 2016
The Leviathan
Event (Curator), Peninsula Arts Gallery, Plymouth, 2012
V&A Illustration Awards
Nominee, 2012
AOI Images 36
Group exhibition, Somerset House, London, 2012
Cambridge School of Art
MA Children's Book Illustration
Plymouth University
BA hons Design: Illustration


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Zildjian 17" K Custom Hybrid China
Due to the high demand for K Custom Hybrid models, Zildjian now offers more sizes to this exciting range developed with Akira Jimbo. The new 17" China matches perfectly to any existing K Zildjian or K Custom China models...
Zlidjian 16" K Custom Hybrid Crash Cymbal
The new 16" Crash offers a more complete and traditional array of sizes to choose from in this exciting range developed with Akira Jimbo. Specifications: CATEGORY: K CUSTOM SERIES SKU: K1216 TYPE: CRASH SIZE: 16 IN. / 40.64...
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- More
Bob Younger: A Rare Cabinet Photo Taken at Stillwater Prison in 1889. ...Click the image to load the highest resolution version.
DescriptionBob Younger: A Rare Cabinet Photo Taken at Stillwater Prison in 1889. The boys' sister, Henrietta, obtained permission from the warden to have a local photographer take photos of the brothers, and arrived at the prison with a suit of clothes for each one and the photographer in tow. Perhaps she was aware that the end was near for Bob, who died just weeks later of tuberculosis and complications from wounds he had received at Northfield.
Heritage sold a pair of cabinets similar to this and the adjacent lot in our June 2013 auction of the Wilbur Zink collection. However, the pair offered here differs in significant ways from those two photos. The Zink pair, while also issued by the Stillwater photographer, appear to be a "second edition;" the details are sharper on the present examples, and there is a "halo" around Bob's head which had disappeared on the Zink version. Also, the copyright stamps on verso differ: On the Zink versions it reads "Copyrighted 1889..." while on the present pair it reads "Copyright 1889..." Additionally, the pair offered here has gold leafing around the edges, not present on the Zink examples. Both have the same stamped signatures below the portraits.
Condition on both photos offered here is nothing short of spectacular - near mint, and as nice as any cabinets of this era which we've ever handled. Each 4.125" x 6.375".
Prior to handling the Zink collection we had never seen these individual images before, nor had experts we consulted. More familiar is the cabinet photo showing all three younger brothers along with Henrietta. It is said that the prison warden, while he accommodated the request to have the pictures taken, was determined that they not be used for financial gain (a plan which is suggested by the fact that they were copyrighted). His intervention could well account for their extreme rarity.
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- Page 1 Olympus E-PL2 Review
- Page 2 Design and Features Review
- Page 3 Performance and Results Review
- Page 4 Feature Table Review
- Page 5 Test shots: ISO performance Review
- Page 6 Test shots: Detail and Lens Performance Review
- Page 7 Test shots: Zoom, Contrast and Colour Review
""A more general selection of test shots are revealed on this page and next to act as an evaluation of the E-PL2 in a variety of shooting conditions with the 14-42mm (modest 28-84mm equivalent) zoom lens on test attached."'
The E-PL2 with 14-42mm lens at its widest equivalent 28mm setting. No tell tale barrel distortion visible and good edge to edge sharpness with no obvious corner softening. A good, even exposure also and natural colours that live up to the promise of the camera's 'Natural' Picture Mode setting.
Zooming in from the same vantage point to show what the quality is like at the telephoto end of the same lens. We've lost some highlight detail and the image would benefit from further contrast adjustment/boost, but an acceptable level of detail and performance nonetheless.
Another wide angle shot, but this time by night and of the new Olympic stadium. Taken using the camera's self timer mode to avoid hand wobble whilst resting against a railing. Again, good corner to corner sharpness and the sort of detail we'd expect from a 12 megapixel model.
Unlike other sites, we thoroughly test every product we review. We use industry standard tests in order to compare features properly. We'll always tell you what we find. We never, ever accept money to review a product. Tell us what you think - send your emails to the Editor.


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An environment designed with high school students in mind
Everyone is welcome. Anything is possible.
Best Night Of The Week
InsideOut is a Sunday environment designed for high school students curious about faith and eager to discover how a relationship with Jesus could change their lives, their schools, and our city.
It includes a live band, practical teaching and guided group discussion. InsideOut small groups are led by adults committed to equipping students to successfully navigate high school and develop a faith of their own.
InsideOut meets on Sundays at 4:30 p.m. in the Theater at North Point Community Church.
You won't want to miss this.
IO Crew Night
December 8, 2019 • 4:30 p.m.
InsideOut hosts a theme night that challenges students to dress up, bring friends, and experience real community with their "crew" (small group).Details


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Frequently Asked Questions
Check out some of our most frequently asked questions about cabinets below. If you don't see the question and/or answer you need, please contact us or call us at 808-873-8800.
Are your cabinets all wood?
All of our products are mostly all wood, with the exception of certain elements that cannot be done in solid wood or plywood for quality purposes. Our face frames, most doors, & drawer boxes are solid wood, the carcass boxes are 1/2″ plywood, & the shelving is 3/4″ plywood.
Some areas that will not be solid wood or plywood are:
- Painted Cabinets which have an MDF center panel (industry standard) for quality purpose
- Slab doors which have an MDF core with wood veneering surrounding the entire outside (industry standard to avoid warping)
- Our full MDF Door Styles which are specific doors chosen by clients wanting a full MDF door.
- All center panels on the "Classic" Series are MDF with a Real Wood veneer (you can upgrade to Iconic & select Reverse Raised if you would like solid wood center panels)
- Finished panels & cabinet boxes with finished interiors (glass doors) are made with an engineered plywood which will have layers of plywood/plywood cross-bands & MDF under the real wood veneer for a smooth veneer application; we have samples of this to see in our showroom
We DO NOT have any particle board in any of our products.
What is your turn around time for a quote?
1-3 days is our turn-around time for cabinet quotes, depending on the size of your space & the complexity of the design. We may even be able to do the quote in the same day if it is simple.
How do I get a quote?
To give you a quote, we need dimensions. You can: 1.) Download our How to Measure Guide and take the measurements yourself 2.) Have your contractor measure or 3.) Contact Us if you are interested in a bid for our sister company, MF Construction, to complete your project. Then you can send us the dimensions to work up a quote.
Do you offer a site measure service?
If you are interested in having our sister company MF Construction complete your project, we do offer a site measure for $100 + tax. This is a non-refundable fee; however, we will credit this fee toward your purchase of cabinets. You can call us at 808-873-8800 or Contact Us to start this process. If you have our sister company measure and you choose another contractor, we do not assume responsbility for our dimensions. The contractor you choose will need to confirm dimensions or provide new ones. This will confirm that the contractor who performs the work for your project knows what is being ordered and the dimensions of the space the cabinets are ordered for, which is based on the work they are performing. Plese call us if you have any questions about this process. We are here to help and want your project to go smoothly 🙂
How do I Install the cabinets?
Our cabinetry is intended to be installed by an experienced & professional cabinet installer. Special tools and skills are required to install our products. Therefore, we do not provide instructions, tools, screws, etc. to install cabinets.
Do you have cabinets in-stock?
Do to changes over the years, some in our control & others out of our control, we are not carrying in-stock cabinets at this time. We do offer Semi-Custom cabinets that are made to order for you (8-9 weeks lead time).
What kind of clients do you work with?
We work with home owners, condo owners, contractors, and developers.
Do you offer installation and construction services?
Yes, we do. Please see our Remodeling page.
Do you offer countertops?
Maui Cabinet Company does not offer counter tops at this time.
Do you offer Delivery?
Yes. When you purchase from us, we include curbside delivery (exceptions for pick-ups are made for certain circumstances, like when a customer purchases only 1 wall cabinet from us). We are unable to bring your cabinets down any hallways, up any stairs, or inside your home/condo for insurance/liability reasons. We are unable to deliver past Huelo or past Ulupalakua; areas between Waihee & Kapalua are subject to approval; in this case, we would schedule a pick-up time at our facility. Feel free to call us and ask if you have any questions.
Do your cabinets go all the way up to the ceiling?
It depends on how you order them; they certainly can, but they don't have to. We can talk with you about your options.
Cabinet Care: How do I clean my cabinets?
- Yorktowne Classic Series Care & Cleaning Guide
- Yorktowne Iconic Series Care & Cleaning Guide (also for "Bath Sanctuary by Yorktowne")
- Design Craft Care & Cleaning Guide
- Fast-Ship Care & Cleaning Guide
What makes your product different?
Our semi-custom products are American Cabinets manufactured in Oregon. We offer three different lines to suit different looks & budgets. Each line has a lot of options, allowing you to select a cabinet that is made to your selections. Our Yorktowne, Bath Sanctuary & DesignCraft Semi-Custom lines come with a Limited Lifetime Warranty.
Our Semi-Custom Lines are FACTORY BUILT to last and are built using screws, pin nails, glue, and wood stretcher supports for a solid construction and lasting durability. When you receive our semi-custom cabinets, they are fully built in the box, straight from the factory.
What makes Maui Cabinet Company different than other cabinet retailers?
Maui Cabinet Company, formerly Hawaii's Finest In-Stock Cabinets, was established in 2007. We specialize in cabinetry; it is what we do. When you visit our store, our focus is on your cabinets. You will receive service from our staff that specializes and focuses on Cabinetry in your home/condo, something we have done on Maui for 12 years. All of our staff are experienced professionals that have been in the construction industry for many years (each of our designers personally have a minimum 10 years of experience in the construction industry). We are locally owned and operated. By choosing to work with Maui Cabinet Company, you are supporting our local economy & families that live & work on Maui.


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Crystal clear, crystal hard and fast drying top coat. Gives a superior result with added lustre and incredible shine. CRYSTAL FINISH glides on to leave a super-hard, protective shield that is touch dry in seconds. With a high gloss, wet look finish and UV-absorbers.
Special ingredients: UV absorbers - protect against yellowing and fading.
Suggested Use
Apply a thin coat of CRYSTAL FINISH over touch dry polish.
This is your how to guide for our products.
Normal Delivery Times & Prices


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UK gov conference to showcase open source
Joinup - Successful use of open source software by public administrations in the United Kingdom will be presented at a conference in London on 3 April 2014. Presentations include the use of this type of solutions by the 'Transport for Greater Manchester' for its bus, rail, tram and highway information system and by the Greater London Authority, using it to maximise service innovation.
The GLA will present how the use of open source technologies helps it to reduce costs associated with its ICT infrastructure. It will lists the risks and benefits "associated with open source and legacy ICT, including measures taken to avoid lock-in." Manchester will provide "insights into the multi-modal passenger information system integrating data from bus, rail, tram and highway services delivered over an open source information exchange."


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Here's a few pics from our first experience in getting new carpet (November 19th-21st).
Surprisingly in 13 years of home-ownership this is the first new carpet experience we've ever had. Before we left our old house in Smyrna it really was at the place where it needed new carpet, and in this house everything has been hardwood or us removing carpet. We were really never happy with how the hardwoods turned out in our bedroom, and I wish we had done this a LONG time ago!
Here's our bedroom before – I had never even found a wall color I liked (I think we've painted it three times now) and it always seemed so dark and uncomfortable. It's not really our bedroom before, since we'd already moved a lot of the furniture out, but it's basically it.
And the carpet upstairs in Abbi's room just always seemed so gross and definitely cheap. Really not something you'd want a baby playing on or crawling around on. It's an 800 square foot room, which we never realized until we were getting carpet for it! With all the angles and twists and gables it never has felt very large, although now that we've got the nursery nearly ready it feels nice and spacious.
It's a little hard to tell from this picture, but they would roll out the carpet IN THE STREET to cut it!! They would stop traffic and just roll it on out. Hilarious. I couldn't believe it when Brent showed me those pictures. I only met them one evening as they were leaving and I was getting home from work, but Brent really liked them and they did a good job. We didn't have any issues with Buddy Allen and would definitely use them again. Unlike Home Depot and Lowes, this is their actual crew they use every day, so they're not cheap subcontractors who don't care.
Here's our bedroom with the carpet in process. Since our furniture is so massive they left a few of the big pieces in and moved them around in the room since our bedroom is so large they were doing it in two phases anyway.
It took them all day the first day just to get our bedroom and sliver of the bathroom done. Thankfully they did that room first so we could put our bed back together that night to sleep! They did get the upstairs carpet removed and put down the carpet pad as well. Our rooms all have so many angles that it's not straight forward, plus they had the wonderful challenge of even getting carpet rolls to our narrow upstairs stairwell!
The new carpet has been well received. I'll have to keep looking if we have final pictures with the furniture back in, but everything is so nice and clean now. Pippin is extraordinarily happy and spend a lot of time just licking it. The carpet we put in our bedroom is a nice and extra soft blend and feels so good on your feet! You can tell he's so happy to have some non-hardwood surfaces to stretch out on that are warmer and that he doesn't slide all around on.
And Lilli has moved right in and usually does some "tricks" in our room every night – from her dance, to cartwheels and tumbling, she LOVES it. Last night she asked if she could get carpet in her room. I guess she's realized everyone else's bedroom has it now!
The upstairs after with carpet. We're getting close to having the nursery fully set up, too!
And of course the end of all the furniture moving and rearranging meant we could FINALLY pull out all of Lilli's old baby stuff and start sorting through and washing and her old clothes. She's had lots of fun going through all the boxes of her old clothes and toys and playing with them all over again.
This weekend when we have some daylight we'll have to snap some true after pictures with all our furniture loaded back in the rooms, but we are very happy with the new carpet and wish we'd done this a LOT sooner!! I'm also interested to see if our heat bill is any lower this winter. Our bedroom was always so cold, of course with 70 degree temps like we've had this week it is going to be a lot lower to begin with!


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Sunny Wong will be on the grid this weekend for the third round of the 2019 TCR Asia series, pairing up with his 2018 TCR China co-champion Alex Hui in one of Teamwork Motorsport's two Sport RS 3 LMSs.
Wong, whose main touring car programme this year is with the new Teamwork Huff Motorsport squad in the TCR UK championship, has signed up to race at the Shanghai International Circuit, taking over from Cherry Cheung who raced the car last time out at Zhuhai.
Sunny Wong said: "It's great to be back racing in TCR Asia-China, and to be racing with Alex again.
"My programme this year is pretty hectic, racing both in the UK, and also with GT in Germany in preparation for the Nürburgring 24 Hours, so a 'local' race will be a refreshing change of pace.
"It'll also be interesting to race the Audi, after most of my TCR miles have been in the Volkswagen Golf. I of course drove the Audi in the 24H Dubai race in January, but this will be my first time racing with the Audi in a sprint race capacity."


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SHOCK TROOPERS 2nd Squad is a military action game released by SNK in 1998. Four mercenaries have risen up to thwart the ambitions of a massive corporation. In addition to a main attack, weapon, and jump abilities, vehicles have also been added to the gameplay, which together with branching paths give the player the ultimate freedom in choosing how they will take on stages. The "ACA NEOGEO" series has faithfully reproduced many classic NEOGEO masterpieces. Players can change various game settings such as game difficulty, and also reproduce the atmosphere of arcade display settings at that time. Players can also compete against each other from all over the world with their high scores. Please enjoy the masterpiece that built a generation for video games.
Additional information
Published byHAMSTER Corporation
Copyright©SNK CORPORATION ALL RIGHTS RESERVED.
Developed byHAMSTER Corporation
Release date11/30/2018
Approximate size93.32 MB
Age ratingFor ages 13 and up
CategoryAction & adventure
This app canAccess your Internet connection
Access your Internet connection and act as a server.
Access your home or work networks
Access to your Account's username and picture
InstallationInstall on a Windows 10 PC plus have access when you're connected to your Microsoft account
Language supportedEnglish (United States)
Français (France)
Deutsch (Deutschland)
日本語 (日本)
Italiano (Italia)
Español (España, Alfabetización Internacional)
Additional termsACA NEOGEO SHOCK TROOPERS 2nd Squad privacy policy
Terms of transaction
ACA NEOGEO SHOCK TROOPERS 2nd Squad license terms
Arcade Archives Series Produced by HAMSTER Co.


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Sand Dunes In Vietnam? Exploring Mui Ne
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Sand Dunes In Vietnam? Exploring Mui Ne
When you think of Vietnam you probably think of the majestic landscapes of Halong Bay, you most likely think of the incredible countryside of Hoi An full of rice plantations and water buffalos, you in all probability also think of the massive caves of Phong Nha and the impressive waterfalls of Dalat.
However tell me…have you ever ever thought of finding sand dunes in Vietnam? Yes. SAND DUNES!!!
Intrigued? Read all concerning the Mui Ne sand dunes and the magical Fairy Stream right here my marvel mates!
Surprising Landscapes of Mui Ne 01: Watching the sunrise on the white Mui Ne sand dunes
The beach town of
mui ne dunes tour
Ne, located a number of hours away from Ho Chi Minh City (aka Saigon), is a really relaxed place to relax and overlook in regards to the world for a couple of days. However, there are various amazing landscapes for those who are searching for some adventure in their lives.
Most hotels and hostels will give you two variations of the identical tour to the Mui Ne sand dunes and beyond. One is the sunrise tour and one is the sunset one.
Each tours go to the identical places in a special order although the sunrise one is clearly one of the best one since there's less folks (and less warmth).
The white Mui Ne sand dunes may not examine to the ones in Jordan's Wadi Rum or any other desert but they are a very attention-grabbing sight to behold. The majestic sunrise over them will make that 4 am get up call totally price it in my humble opinion.
Tip of Wonders 01: If you'd like, you'll be able to hire a quad bike to discover the dunes though rental costs are kind of expensive for Vietnamese standards. My finest suggestion? Walk and bring out your interior Lawrence of Arabia!
Surprising Landscapes of Mui Ne 02: Sand boarding in the red Mui Ne sand dunes
The following cease of the tour is the only place on this planet the place you'll find Vietnamese cone hats and sand dunes at the similar time! The red Mui Ne sand dunes are a very attention-grabbing place for individuals watching as you see local women renting sleds for you to sand board from the sand dunes.
At this level of the sunrise tour, you'll probably really feel hungry for some breakfast so just ask your driver to stop on the way in which to the subsequent cease (a fishing port that isn't really that impressive) because you'll want quite a lot of energy for the Fairy Stream.
Tip of Wonders 02: Should you select the sunset tour, the red Mui Ne sand dunes would be the final stop and also you'll be watching the sunset from here. My greatest suggestion? Go on the morning sunrise tour after which (if you happen to're not too tired), lease a motorcycle to come back here for sunset.
Unexpected Landscapes of Mui Ne 03: Walking within the Fairy Stream
On the finish of the tour, you'll be arriving to the surreal Fairy Stream: a peaceable stream of water which you'll be able to walk that is surrounded by some impressive rock formations that look from outer space.
As soon as you arrive, the perfect thing to do is to take off your sneakers and really feel the cold water running by means of your toes as you embark on a pleasant stroll of wonders. Don't neglect to pinch your self to make sure you're not dreaming!
Quienes Somos


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An important part of dealing with a personal injury case is seeing how other people like you are handling the same issues. We've created a collection of recent news stories related to the accident and injury topics you are most interested in.
- Page 1
Cars Must Observe Three Foot Buffer Zone Around Bicyclists A new safety law in California requires that drivers of motor vehicles maintain a three foot buffer zone around bicyclists
Putting the Brakes on Hit and Run Drivers Hit and run drivers pose a serious danger to drivers and pedestrians, and a new CA bill is aimed at tightening the laws and regulations governing these accidents.
New law to protect high school students from head injuries California high school students will be better protected from head injuries and brain trauma in school football programs
California Medical Malpractice Measure Qualifies For Ballot An initiative to increase pain and suffering damages to $1.1 Million from the current $250,000 has qualified for the November, 2014 ballot.
Preventable Medical Errors Kill 440,000 Patients Every Year There is a medical patient safety epidemic that causes the death of 440,000 patients every year due to preventable medical errors.
California leads the nation in dog bite claims As reported in the Los Angeles Times, more dog bite claims were filed in the past year with insurance companies in California than anywhere else
Daily Journal reports new liability for claims adjusters Bock v. Hansen, 2014 DJDAR 4280 holds that an insured can sue a claims adjuster for negligent misrepresentation or intentional infliction of emotional distress
General Mills does not want you to have access to the courts This familiar and friendly name in household food products wants to bar the doors of the courthouse to you if you are injured by their products
New treatments and tests for accident caused injuries New treatments and tests provide better opportunities to get relief from serious injuries and also improve your chances of proving your claim.
Cars with rear backup cameras avoid bodily injuries and damages Driving a car with a rear backup camera is proven to help avoid collisions that cause injuries and death
Florida Supreme Court rejects arbitrary limits in wrongful death cases California can learn something important from the Florida Supreme Court when it comes to protecting the victims of medical malpractice.
Recent product recalls by the Consumer Product Safety Commission These products have been recalled by the Consumer Product Safety Commission. They pose a hazard to you and your family.


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I need to ship a vintage motor (R69S) to California from North Dakota. I have concerns about who to use as I have not had good experiences with shipping companies. I plan to make a metal frame around the motor with square tubing a cover it with thin metal to keep the weight below 150 lbs. I will welcome some suggestions.
A couple of suggestions. Vech has this on his website for shipping engines. I believe he even sends one to you if you planned on having him do work:
Another idea comes from Tom Cutter of the Rubber Chicken Racing Garage, a good Airhead mechanic in PA. He says to drain completely and clean/dry the engine. If the heads/cylinders are off, be sure and protect the exposed rods. Wrap the whole motor with paper towels, use the whole roll. Now stuff the ball of motor and towels in a plastic trash bak. Stuff that into another bag. Wrap the whole ball with a whole lot of duct tape, making a big, soft ball of motor. Put this into a sturdy cardboard box that fits snugly. Now put this box into a second, larger sturdy box, with at least 3" of clearance on every side. stuff the space with wadded-up newspaper, so that the inner box cannot touch the outer box.
Duct tape is probably called for to hold the whole mess together. Someone else mentioned that expanding foam stuff. Spray some in the bottom of your shipping contained, let it set up a bit, and then put the mummified engine onto that. Stuff newspaper, etc., around. Finish off the box with duct tape...if you have any left!
Should be something around 100 pounds depending on the engine and the amount of "stuffing". I would suspect that any of the major shipping companies will handle this as ground freight no problem. If not them, then find a trucking company.
I shipped an R62 motor and transmission by air freight to Italy. I did this by building a plywood and 2x4 framed box around the components and used drywall screws to lag it to a palette. Inside the box I had two spars of 2x4 that I drilled to accept the motor mount studs, so the motor and transmission were bolted to the box just as if they were mounted in their original frame. It arrived in the Italian Dolomites after two flights and three truck journeys completely unharmed.
I realize that this is somewhat different from your project, but you can take notes of what has worked for me. The combined unit, box and palette weighed something like 170 lbs.
I moved 2 prewar engines in large rubbermaid type containers. I lined the container with a poly sheet, then filled it about 1/3 full with expanding foam (Great Stuff or similar) with another layer of poly sheeting. The engine, encased in 2 HD garbage bags, was lowered into the foam. The next day, I covered the engine with another layer of poly sheeting and filled the container with foam. These went inside my moving continer, so they were not subject to the handling they would go through in a truck or air shipment, other wise I would have made a wood crate.
Vech uses a well made wooden crate and mounts the engine a cradle using the engine bolt holes. The only problem with this is that with engines where the rear engine bolt is on a long, cantilevered "shelf," it doesn't take much break and old and tired engine casting. I know of a R5 engine (mine) and the R6 engine of a friend that broke in this way. Using this type of crate, I STRONGLY recommend placing a piece of polystyrene (extruded is stiffer, but expanded is probably OK) under the pan that is thick enough to be slightly compressed when the engine is bolted to the cradle. It should give it enough support to prevent the shelf from being fractured if mishandled.
I personally favor the foam encapsulation.
Another engine protection technique I have used for storage is "industial" plastic wrap (giant size Saran Wrap). After fogging the innards, many wraps in multi directions does a good job of sealing it up.
i just got an engine from 600 km away on a truck, driven by Schenker... it was just strapped down to a pallet with clamping straps. it worked great, engine arrived perfectly. the only "problem" was the driver being so curious that i had to tell him all about the bmw's i have & give him the grand tour of the garage.
with schenker, i always been satisfied. i use them when shipping records & other stuff from my company to all over europe...


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Used kitchen dining table and chair may have some scratches or dents. Frequently these imperfections add charm to the collections. Check the set completely, possibly there are a number of dents which aren't cited by the staff. Deal together with the employees to lower the cost if you find hidden scratches so that you may acquire cheap kitchen table and chair sets.
Cushions for kitchen chairs are available on various types. There are some materials you can find for the kitchen cushions. Make certain you choose the washable and comfortable substances for masking your chairs. As we know, you may spend important activities in the kitchen like collecting together with your friends and family. Therefore, you want to find good materials for that.
Use Wooden Furniture. Wooden furniture is king in many design style, including state style. Wooden furniture can relieve the coziness of the room and make the feeling warmer. Soft shade forests are preferred compared to dark coloured ones. You're able to make everything mix more carefully with the addition of hardwood flooring and some visible beams on the ceiling.
If you would like to understand some guides to choose the pads for your own kitchen chairs, it is possible to check the reading below. This article will allow you to understand some suggestions to select the kitchen chair pads.


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Situational awareness:
- The Justice Department is investigating the residential real estate brokerage business, eyeing broker compensation and restrictions on access to listings. (Bloomberg)
- One of China's most-wanted fugitives is running a movie company, promoting a cryptocurrency venture with Mike Tyson and has even posed for a photo with President Trump. (WSJ)
- A new bill would provide about $700 million in grants to help U.S. telecoms with the cost of removing Huawei equipment from their networks. (Reuters)
- The U.K. government has drawn up a plan to bail out British Steel, which collapsed into insolvency proceedings on Wednesday. (FT)
1 big thing: Retailers in a maelstrom
There are no calm waters in sight in the U.S.-China trade fight, but even before the latest round of tariffs, the retail industry had been tumbling in a whirlpool, Axios' Erica Pandey writes.
The backdrop: For the past few quarters, retailers have warned analysts about the U.S.-China trade war's potential to hurt sales as tariffs push prices up and turn shoppers away. But those effects have been invisible so far because the first two rounds of tariffed products largely excluded consumer goods.
Now things are changing, with tariffs being imposed on the third and fourth "lists" of goods set out by the Trump administration.
- Steep 25% tariffs on the third list, which went into effect this month, will affect things like instant coffee and bathrobes.
- The fourth list includes all imports from China and will touch common consumer products like clothes and shoes.
- Worth noting: Several types of apparel are heavily tariffed even without the additional duties, says Hun Quach of the Retail Industry Leaders Association. For example, swimsuits already face a 25% tariff and dresses, 16%.
Where it stands: In recent earnings calls, big retailers like Kohl's, Nordstrom and JCPenney have reported disappointing sales numbers and said that the impact of tariffs could make things worse.
The big picture: The threat of tariffs comes amid decades-long changes in U.S. retail that has been shuttering malls and emptying out Main Streets across the country.
The latest: Dressbarn plans to close all 650 of its stores, and Payless ShoeSource will close its 2,600 stores by July.
- Hundreds of footwear sellers, including Nike and Adidas, sent an open letter to President Trump saying the effect of tariffs would be "catastrophic" for them.
- Even the retailers reporting strong growth, such as Macy's and Walmart, said tariffs will likely drive prices up.
- As many as 12,000 store closures could happen this year if tariffs become a tipping point for smaller or struggling retailers, writes UBS analyst Jay Sole.
The bottom line: "This last round of tariffs, should it occur, is going to be a big challenge," said Mike Zuccaro, an analyst with Moody's.
2. The trade war's impacts are already being felt
Data has consistently shown that trade between the U.S. and China is slowing down significantly, so much so that Mexico recently supplanted China (and Canada) as the top U.S. trading partner.
Deutsche Bank Securities chief economist Torsten Slok points out that the U.S. has clearly shifted one-to-one its imports away from China and toward the rest of the world.
- Investors clearly expect things to work themselves out, but economists and market analysts at major banks are starting to worry more publicly that the trade war isn't ending anytime soon.
What they're saying: Analysts at Nomura now say there's a 65% chance the U.S. puts tariffs on all imports from China, and strategists at JPMorgan and Goldman Sachs are rewriting expectations as well.
"Additional trade-related actions taken over the last several days further raise the risk of additional US tariffs on imports from China and further reduce the chances of a formal agreement at the June G20 meeting," Alec Phillips, a strategist on Goldman Sachs' economic research team, wrote in a note to clients Wednesday.
- "While there is substantial uncertainty, we believe the odds are slightly greater that further US-China tariff escalation is avoided. That said, this is a close call and without additional signs of progress over the next few weeks, implementation of the next round of tariffs on $300bn of imports from China could easily become the base case."
3. Fed: No plans to raise rates, even if economy improves
Axios' Courtenay Brown writes: The Federal Reserve plans to remain "patient" in determining future interest rates moves, even if "global economic and financial conditions continued to improve," according to minutes released Wednesday of the Fed's most recent meeting. They did not raise or lower interest rates at that meeting, despite pressure from President Trump to lower them.
Why it matters: The U.S. economy has been humming along — with solid job gains, low unemployment and receding "uncertainties affecting the U.S. and global economic outlooks," per the meeting minutes — but the market is still betting that the central bank will cut rates before the end of the year, not raise them.
4. How Americans' credit has changed since 2008
Credit monitoring agency Experian this week released its report on the state of Americans' credit. The company examined today's consumer credit behaviors and compared them to those in 2008.
What to watch: Younger people have recently had increasing delinquency issues and are taking on credit cards and borrowing more, but Experian points out that it's older people who are leading some concerning trends.
- While those aged 72 and older have higher credit scores than any other group, "they saw the most significant drop in average credit scores, with a decrease of 40 points (772 in 2008 compared with 732 in 2018).
- "This group also had the most significant increase in credit card balances, up $767 in 2018 to $4,703 (compared with $3,936 in 2008). They also experienced the largest increase in mortgage debt, up $29,602 for a total of $160,735 in 2018 (compared with $131,133 in 2008)."
5. Europe's parliamentary elections could move markets in many ways
Axios' Dave Lawler writes: A long-awaited test for Europe's far-right begins today with European parliamentary elections, which will send a medley of nationalists to Brussels and a message to mainstream parties all over the continent.
The far-right is growing in strength, but it's hardly a unified force. Things tend to get messy when nationalists, campaigning on "sovereignty," attempt to join hands across borders.
- Matteo Salvini, the Italian leader of a new far-right bloc, has cobbled together a far-right coalition that's expected to take about 10% of the new parliament. But it doesn't include Viktor Orbán, Poland's populist ruling party, or the Brexit Party — which is taking British politics by storm.
The big mainstream blocs — the center-left Social Democrats and the center-right European People's Party — are likely to lose their long-held combined majority. That means a shift in Brussels' balance of power.
Why it matters to the market: Turnout is often low in these elections, but the consequences can be significant.
- "Elections should give some insight into the next major elections across Western Europe. From that, we can infer some potential investment themes," says Win Thin, global head of currency strategy at Brown Brothers Harriman.
- Markus Schomer, chief economist at PineBridge Investments, tells Axios the 2014 vote was the "catalyst" for Brexit because the U.K. Independence Party triumphed over Britain's Conservative government, which in turn offered a referendum on EU membership.
- "My worry is something could happen in these elections that lights the fuse for another Brexit-like event a few years from now," he says.
What to watch: "Keep an eye on euro because there could be big moves in the currency over the next few days," says Kathy Lien, managing director of FX Strategy at BK Asset Management.
- There could also be big moves in the British pound, which has been falling based on the reduced likelihood of Brexit being turned back.
The bottom line: The dollar has risen to its strongest level since 2017, and been cited by U.S. businesses as a primary drag on overseas sales and profits. The euro and pound are the 2 largest components of the dollar index, making up nearly 70% of its value.
- How these elections play out could help determine whether the dollar's strength continues.
Go deeper: Populism smothers Europe's mainstream conservatives


text:
Portrait of woman seated on sofa
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- Oakland Public Library, African American Museum and Library at Oakland
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- African American Museum & Library at Oakland (Oakland, Calif.)
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- Negatives (photographs)
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- English
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- Chicago citation style
- Portrait of woman seated on sofa. undated. Retrieved from the Digital Public Library of America, https://oakland.access.preservica.com/file/sdb:digitalFile%7Cb491a8a4-4ee0-462f-b6dc-f29c0f248b03. (Accessed December 7, 2019.)
- APA citation style
- (undated) Portrait of woman seated on sofa. Retrieved from the Digital Public Library of America, https://oakland.access.preservica.com/file/sdb:digitalFile%7Cb491a8a4-4ee0-462f-b6dc-f29c0f248b03
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text:
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text: Dockers 2018 training singlet Posted on January 23, 2019 by Jordan Raddick Sale! AUD $16.99 The orange training singlet that the Dockers wear to practice, designed for their inaugural 2018 season. Now on sale! Size Choose an optionXSSmallMediumLargeXLXXLClear Dockers 2018 training singlet quantity Add to cart SKU: N/A Category: Uncategorized Tags: apparel, sportswear Additional information Additional information Size XS, Small, Medium, Large, XL, XXL Related products Dockers dog collar $20.00 Select options Dockers men's polo shirt $26.99 Select options Dockers hoodie $26.99 Select options Dockers sweat pants $26.99 Select options


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2015 Tiny Home 24' x 10' For Sale in Eagle River Alaska, 99577
This 2015 Tiny Home was built in Alaska by Alaska Tiny Timber Homes. Equipped for comfortable living. No loft sleeping in this design! The RV queen-sized bed rolls under the elevated kitchen to store away or be used as a couch during the day. Nicely insulated for the winters with plumbing located inside heated space. A trapdoor located in the bathroom allows for plumbing and electric breaker box access. There is a 98 gallon fresh water and a 50 gallon grey water tank. The setup is similar to an RV with a 30amp plug, water port, and drain hose. It comes fully furnished with propane heat and wood stove, propane on demand tankless water heater, apartment sized refrigerator, bathtub/shower, retractable loft ladder, and possible single sleeping loft. It has a double drop-leaf table that accommodates 6 people. The kitchen has stainless steel countertops. Also included, is a 3-in-1 combo electric stove (oven/grill/coffee maker), single electric burner, mini- popcorn popper, mini-hotpot, and mini-crockpot. There is vinyl plank flooring throughout. This tiny has an Arctic entrance too! Outside skirting with double barn-style doors for easy access to storage underneath the home. Four leveling jacks also come with this tiny. ALL the logs, wood used was hand milled. No box-store stuff. All wood and logs are hand milled Alaska sourced, white spruce, sitka spruce, fir and birch.
This Tiny Home is move in ready and can be yours today! Don't miss out on this opportunity. Call (402) 502-8385 for more information.


text:
Need Foster Child Adoption Legal Services in Caldwell Texas?
Contact Foreman Family Law!
Call (979) 217-6279!
Individuals who are confronted with issues in their life that deal with family members may be in the middle of difficult times in their life. It may be something from marriage to divorce, abortion to adoption, or child custody and child support. Whichever one of these categories you may possibly be struggling with, it is hard to recognize your legal remedies. This is the reason the advice of Foster Child Adoption Legal Services in Caldwell Texas is indeed , priceless.
Just what issues do Foster Child Adoption Legal Services in Caldwell Texas handle for their clientele?
- The divorce process and related challenges!
- Custody of the children considerations following a divorce proceeding!
- Contact with grandparents who want to visit the minor children are not being being considered!
- Assistance in the form of payments for the children has been abandoned!
Texas family law is consistently evolving and changing; this requires a commitment from Foster Child Adoption Legal Services in Caldwell Texas to keep current on these changes may possibly impact their clients in one way or another. It is the commitment given by the Foreman Family Law practice.
You will find Foster Child Adoption Legal Services who work in Caldwell Texas, handling many distinctive kinds of family law difficulties. So why should you choose Foreman Family Law to become your lawyer?
- We can deal with your problems with the care and concern they deserve!
- Our practice is located right here in the Brazos Valley to support local area clientele!
- We have been assisting family law clients for over 15 years!
When you require assistance with any type of family law difficulties, get in touch with the focused team with Foreman Family Law to be your Foster Child Adoption Legal Services in Caldwell Texas!


text:
this page generated 10.12.19 21:55 CST
(@204 .beats)
Follow @CRZ
|Remove filter
|Mon 18:39
|Found the meat! (KFAI Annual Meeting) - The Hook and Ladder Theater & Lounge (Minneapolis, MN)
|22.11 09:04
|@funkomatic @DollarBinShow It's okay...it was a dollar
(I shoulda taken a photo of the back cover) https://pic.twitter.com/pNPgauoD6Z
|19.11 21:32
|Did I tell you I was taping three shows tonight? No, I didn't because I am so sleep-deprived you guys...but at least I'll be 3 weeks ahead! - KFAI Fresh Air Radio (Minneapolis, MN)
|14.11 04:40
|That was fun! PROBABLY worth the perverted sleep schedule (off to work!) Looks like my portion will be broken out here on the archive for a couple weeks before the ENTIRE 24 hours ends up on KFAI's Soundcloud, if'n you have a spare 120 to hear some Dollar Bin hot hitz occasionally interrupted by some nasally-voiced presenter - oh and GIVE TO THE MAX, YO
|14.11 01:52
|Live for the Funkraiser in 8! - KFAI Fresh Air Radio (Minneapolis, MN)
|14.11 01:52
|ON AIR ALERT: Joining the KFAI Funkraiser: GTMD 2019 LIVE in 10 minutes with a special on-air Dollar Bin on KFAI!
|10.11 13:31
|8.11 17:09
|Of course, it's not the weekend until I tape two more shows, ah ha ha I hope I stay awake - KFAI Fresh Air Radio (Minneapolis, MN)
|4.11 20:11
|@funkomatic @DollarBinShow Well, none of those were technical issues - they were all "presenter error" but we all know the show is always waaay more entertaining when I don't bother editing out any of the good stuff
|25.10 08:21
|Yep, it's a second cup day
|25.10 06:25
|I mean, I took Chicano studies class in college in the 1990s so I still feel funny typing "Mexico: Cafe Chingon" but that's what's on the bag.
|25.10 05:29
|Final day of the member drive! - KFAI Fresh Air Radio (Minneapolis, MN)
|24.10 06:31
|Mexico: Cafe Chingon
|24.10 05:56
|Yeah, somehow I'm doing all five 6-10am shifts this week. I'm so tired - KFAI Fresh Air Radio (Minneapolis, MN)
|23.10 09:09
|Second cup
|23.10 06:29
|Ethiopia Girma Eshetu
|23.10 06:05
|I...didn't walk. (That's okay!) - KFAI Fresh Air Radio (Minneapolis, MN)
|22.10 16:50
|Here's our Member Drive show! I try to trick Ian into doing a Wave Project as we examine my possibly original pressing of Glen Campbell's "By the Time I Get to Phoenix," then I make several hilarious errors to close out the show. I never edit these things because why remove the entertainment? If you haven't already, please consider chipping in 5 or 10 bucks and thank KFAI for giving me so many opportunities while I was sitting around being unemployed! (Also, if you haven't already, it's free to "Like" the show page, hint hint...)
|22.10 16:31
|RT @DollarBinShow: Our Member Drive spectacular is here - a super-sized CD length trip through @CRZ's Private Reserve with a goodly amount of guest patter AND a surprise at the end (unless you already saw the playlist).
KFAI: https://kfai.org/episode/10-22-2019-dollar-bin
/> Mixcloud: https://www.mixcloud.com/kfaiFMradio/the-dollar-bin-041/
Support KFAI!
|22.10 06:49
|Ethiopia Girma Eshetu
|22.10 05:32
|Nobody else signed up for this shift - KFAI Fresh Air Radio (Minneapolis, MN)
|21.10 08:21
|Finishing the pot
|21.10 06:23
|Colombia Pitalito
|21.10 05:57
|Member drive shift! - KFAI Fresh Air Radio (Minneapolis, MN)
|18.10 07:48
|Still here! Two hours and a bit to go! - KFAI Fresh Air Radio (Minneapolis, MN)
|18.10 06:29
|Colombia Pitalito
|17.10 22:19
|Here for the next 12 hours because I'M CRAZY - KFAI Fresh Air Radio (Minneapolis, MN)
|16.10 06:35
|Badly needed cup of coffee (thank you, UP Roasters!)
|16.10 06:00
|Call 612 375 9030 to become a member! - KFAI Fresh Air Radio (Minneapolis, MN)
|16.10 01:02
|Well I have to be at KFAI in 5 hours, but sure, let's spend one of them here instead of sleeping - Palmer's Bar (Minneapolis, MN)
|15.10 16:05
|RT @DollarBinShow: It's Dollar Bin Tuesday! We start with our usual funk/disco but take a hard turn into trance, hardcore and.... "dark wave drum step?" As always, everything's a buck or under!
Listen to our latest hour at...
KFAI: https://www.kfai.org/episode/10-15-2019-dollar-bin/
/> Mixcloud: https://www.mixcloud.com/kfaiFMradio/the-dollar-bin-040/
|11.10 07:27
|Last-minute sidekickin' - KFAI Fresh Air Radio (Minneapolis, MN)
|11.10 06:35
|LOVE Daryl John RT @kfaiplaylist: "Dreamtime" by Daryl John. AM Drive at 6:23am. @kfaiamdrive
|8.10 13:37
|RT @DollarBinShow: It's Dollar Bin Tuesday! Here's a jammin' playlist you can definitely eat tacos to:
KFAI: https://www.kfai.org/episode/10-08-2019-dollar-bin/
/> Mixcloud: https://www.mixcloud.com/kfaiFMradio/the-dollar-bin-039/
|4.10 14:32
|Yes, I switched the @kfaiFMradio Studio 1 thermostat from "COOL" to "HEAT" - what could possibly go wrong
|4.10 12:57
|Slept a little late (I wonder why!) but I should manage to squeeze in two shows taped before 3 - KFAI Fresh Air Radio (Minneapolis, MN)
|4.10 02:00
|Hosted "Across the Board"
|4.10 00:00
|Hosted "Voice Cried Softly"
|3.10 23:53
|Gonna do my first (and last?) six hour live radio marathon at the top of the hour! - KFAI Fresh Air Radio (Minneapolis, MN)
|3.10 00:02
|BREAKING: As my upcoming "retirement from funemployment" begins, I have been gifted with SIX hours of LIVE radio broadcast time on KFAI! Please make requests and tune in promptly between 00:00 and 06:00 CDT TOMORROW (Friday morning aka Thursday night!) Thanks to Eric and Tom for the opportunities to sub host and thanks to KFAI in general for giving me an outlet to help keep me sane when I was at my most insane. (The music should still be pretty insane, however...)
|24.9 13:15
|I played more records and coughed all over the Studio 1 mic and here's proof
|20.9 13:38
|Running behind but gonna tape two and get it before 4! - KFAI Fresh Air Radio (Minneapolis, MN)
|19.9 19:51
|@funkomatic @DollarBinShow Haha I was close; it was actually on "Rave 'til Dawn"
|19.9 17:42
|@funkomatic @DollarBinShow I feel like the track definitely made some "Strictly for the Headstrong" type techno compilation CDs back in the day - heck I probably have it in the basement somewhere
|12.9 14:23
|@funkomatic @DollarBinShow I snuck that one onto Cruise Control once! Somehow I picked that LP up at a Down In The Valley a couple years ago (something on the cover must have spoken to me) and I guess they were huge in Santa Cruz for a while
|10.9 16:21
|RT @DollarBinShow: This episode we venture into a strange land called the 1990s. I hope we survive!
KFAI: https://kfai.org/episode/09-10-2019-dollar-bin/
/> Mixcloud: https://www.mixcloud.com/kfaiFMradio/the-dollar-bin-035/
|3.9 17:24
|Taping two episodes early - KFAI Fresh Air Radio (Minneapolis, MN)
|3.9 12:01
|RT @DollarBinShow: It's Dollar Bin Tuesday! Our new episode is up in the usual spots - http://kfai.org/dollar-bin or on the Mixcloud at https://www.mixcloud.com/kfaiFMradio/the-dollar-bin-034/ - and watch @kfaiplaylist for the next hour to see "live tweets" of this week's playlist!
|30.8 14:04
|Guys ONE YEAR AGO TODAY I did my first live on air fill-in for KFAI filling in on The Pop Shop! It was the 50th anniversary of the first Apple Records releases so I played all eight sides. I also commemorated the 25th anniversary of "The Late Show with David Letterman" with THEIR first musical guest that night - yes, I snuck Billy Joel onto KFAI the first chance I got. In the past year, I've done, like, 60 hours of live radio - plus 33 or 34 episodes of Dollar Bin. Anyway, here's the stream from one year ago - don't tell anybody I'm still sharing it with you (but if you want more of my "air checks," lemme know on the down low)
|21.8 17:43
|As Sean might say, "[new] Kadavar, Electric Wizard, Ex Eye, Kylesa, Nightosaur, [new] King Gizzard & The Lizard Wizard, Goatess, Psalm Zero, Kyuss, Opeth and more!" except he'd probably never have a playlist QUITE like this. Still, a fun show and it's reassuring to know I can draw about the same numbers at 2pm that I usually do at 2am....no wait


text:
By Steve Cuozzo, Steve Cuozzo 22 August 2003
After fierce political debate, progress on the World Trade Center site is getting under way with a scheme that seems to have appeased everyone, argues our New York correspondent
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text:
Squeaky Clean
I am at it again.
Since I was growing luffa sponges in my garden I realized that I have too many (7 larges ones and 1 really small one) to use myself and needed to find something to do with them.
So now have a new hobby…Soap making. If you have not realized by now I must stay busy.
This is another thing that I thought was easier than it actually is. It is not rocket science but you need accurate measurements, timing, and GREAT equipment.
So far I have made 3 batches, the first 2, although technically correct, did not come out looking good or what I envisioned.
Batches 1 and 2…..The soap on the left was mixed with red and blue color which should have made purple. I do not know how it became green. The soap on the right was suppose to have a slightly darker shade of green but it is more pastel and there is a yellow layer that is barely visible. The shorter soap on the end is just left overs.
This peachy colored on is the batch that I made Monday evening. There are tiny air bubbles in it but other than that it came out pretty good.
Thanks for visiting!
PS – I apologize for not responding to recent comments I will be answering very soon.
Dried Out
As many of you know I have been growing birdhouse gourds in my garden, 12 have been cut from the vine and there are 3 still hanging.
I think some of these are bottleneck gourds.
From different sites on Google it can take anywhere from 30 days to 12 months from them to completely dry out…I think that depends on size and where you choose to dry then out.
There is only one that is completely dried. I like the marble effect that it has and think, for this one, I will only use a clear coat of polyurethane to shine it up
Once all are dried I will post then next phase.
Thanks for visiting!
Fungus Friday 12
Click here if you want to see some really interesting mushrooms on Facebook.
Thanks for visiting!
Flower of the Day 10/11/19
Thanks for visiting!
Hiding in Plain Sight
I love the way nature gave its most fragile creatures a way to blend in and hide from is predators.
Unfortunately this little guy was not hiding very well. He stood out like a sore thumb on the walkway.
It looks kinda like a leaf with spikes on the end.
Thanks for visiting!
Flower of the Day 10/10/19
"There are always flowers for those who want to see them."– Henri Matisse
Thanks for visiting!
Flower of the Day 10/9/19 – Happiness
"Happiness radiates like the fragrance from a flower and draws all good things towards you."
Maharishi Mahesh Yogi
Thanks for visiting!
Follower of the Day – 10/8/19 – Smile
"Open your eyes so the sun can rise, flowers can blossom because all are waiting to see your beautiful smile."
Thanks for visiting!


text:
A primary school headteacher has been sacked after claims she used a sex offender to set up her school's website.
Kathleen Tyson was ordered off the premises of Holy Trinity Primary School in Darwen, Lancashire, when she was suspended in January.
An inquiry was launched by the police and local education authority into her links with the man.
She has now been dismissed by the school's governing body on a charge of gross misconduct.
It is understood the sex offender did not enter the school premises and had no contact with pupils.
Peter Morgan, director of children's services at Blackburn with Darwen Borough Council, said: 'We would like to reassure parents that we have strict procedures in place in all of our schools to protect the safety and wellbeing of children.
'People who work with children and young people have to go through Criminal Records Bureau checks before they can start work.
'We also have a whistle-blowing policy which means all staff working with children and young people have a professional duty to report any concerns that they have.'


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While anyone who buys a house with a home loan can claim tax benefits on repayment of the loan, there is an additional tax benefit for the first-time homebuyers. for tax deduction under section.
– Property Tax Deduction. Property taxes are one of the many lucrative tax breaks for first-time homebuyers. Taxpayers who itemize deductions on Schedule A are also eligible to deduct real estate taxes paid on a primary residence, said Laurie Samay, Director of Financial Planning with Apexium Financial.
A home mortgage interest deduction allows taxpayers who own their homes to reduce their. Still in place currently, the mortgage interest tax deduction is subject to fierce debate, and a political issue during most recent elections.. to middle-class home ownership, because the tax excluded the first $3,000 (or for married.
· The changes to the mortgage tax deduction have further reduced the amount of mortgage interest that can be deducted from your 2018 tax year return. In summary, if you purchased your home on or after December 15, 2017 the amount of interest that is deductible is limited to interest on a maximum of $750,000 of mortgage loan.
A home-buying program called mortgage credit certificate (MCC) allows low income, first time home buyers to benefit from a mortgage interest tax credit of up to 20% of the mortgage interest payments made on a home (the amount of the credit varies by jurisdiction).
Home Buying Tax Deductions to remember. tax season is a good time to be a homeowner. Unlike renters, you get to take advantage of some tax benefits that are geared towards homeowners – tax breaks that can amount to thousands of dollars in savings, and sometimes even more.
First Time Homebuyer Credit 2017 The California First-time buyer tax Credit is equal to 20% of the mortgage interest you paid during the year. Some lenders will even work with you to include the credit as an offset to your monthly payment, or they'll add it to your income for purposes of qualifying for the loan.Loan Interest Tax First Time Homebuyer Credit 2018 What Does Mcc Stand For Income Requirements For A Mortgage Most consumers clueless about what it takes to get a mortgage – credit score requirements rose, and most borrowers were required. setting a limit on how much debt a person could carry relative to their income. The rules were a reaction to a mortgage system that.Texas Mortgage credit certificate program. It is a dollar for dollar reduction against their federal tax liability. Note: The mortgage interest credit (mcc) is a non-refundable tax credit, therefore, the Homebuyer MUST have tax liability in order to take advantage of the tax credit.If you have qualifying student loan debt, you can deduct the interest you paid on the loan during the tax year. This is capped at $2,500 in total interest per return , not per person, each year.
· Whether you'll actually get a deduction on your taxes is another story, as several changes enacted by tax reform have impacted this deduction. For one, you won't be able to deduct your property taxes if you're taking the standard deduction, and our estimate is that 90% of taxpayers will be doing that this year, up from 70% last year.
The mortgage-interest deduction, a tax break bound tightly to the American. actually reduced ownership rates by helping to inflate home prices, making homes less affordable to first-time buyers..
· Tax deductions relating to working from home apply to both homeowners and renters. Occupancy expenses (including rent, mortgage interest, land tax and rates), along with running expenses (such as.


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Two accidents have claimed the lives of 13 people on the country's roads in less than 24 hours.
Nine people died in Cape Town in the early hours of Saturday morning when a vehicle overturned in Steenburg, while four people were killed in a collision in Mpumalanga on Friday night on the N4 near Middleburg.
There were several injuries in both accidents.
The MEC for community safety, security and liaison in Mpumalanga has urged motorists to travel with caution ahead of Tuesday's public holiday.
Her spokesperson Moeti Mmusi said, "Ms Gabsile Tshabalala has called on motorists, particularly those who will be travelling on Tuesday, to use the road cautiously so that the loss of life is avoided."
The post 13 Lives Lost On SA Roads In Under 24 Hours appeared first on iAfrica.com.


text:
Welcome to Señor Locos
Señor Locos is a little taco bar with a lot of LOVE, killer margaritas, great staff and amazing food, all in the heart of Plano. In addition to an extensive menu chock-full of classic Tex-Mex flavors, Señor Locos features a delicious brunch, Texas-style burgers and an impressive lineup of draft beers served at a cool 29 degrees — a true ice house tradition.
We invite you to come visit us today, and sit down for a meal and a drink or two. Get loco, muchachos, and you won't look back!


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Ozone KiteRaceTeam meets Volvo Ocean Race VO65
Taking advantage of the presence of VO65 Sailing Poland yacht over the weekend, our Polish Kite Race Team arranged a rendezvous with the crew in the open waters in front of Gdynia Harbour.
The result of this meeting was a short film showing the beauty of sailing in every form, enjoy watching.
Sailing Poland is the first professional initiative in Poland that combines sailing, business and media. They created a discoverer club that follows the SAIL / EXPLORE / WIN motto.
VO65 (ex Mapfre) is sea-going race boat taking part in the most important world regatta as Volvo Ocean Race, RORC Caribbean 600 or St.Maarten Heineken. The boat is visiting its home country and Gdynia harbour honouring World Youth Sailing Championships 2019 and Volvo Gdynia Sailing Days.
Movie by Dzida film studio - Łukasz Baliński videography
Picture by Kite Race Team


text: Devin Dienst died in a car accident in Driftwood, Texas. Derek Dienst, Regina Raines, and Tavia Harrell were also involved in the accident. The unfortunate incident occurred on August 3, 2016. We would anticipate that this case may result in a wrongful death or personal injury lawsuit, especially once the investigation is complete.


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Going to University may be difficult now with all you have to fit in to your time. There families to care for and jobs to compete for. Did you know that psychology is a subject that needs dedicated people to enter the profession? Obtaining a degree in psychology online is now easy and affordable. So, pull out the old PC and start the search. You'll find lots of links to online colleges and universities that offer online degrees in psychology. You can save time by visiting online resources and finding out more about your online psychology options. Hopefully you have already completed simple classes such as English, Mathematics, Science, Economics and History. But do not worry if you do not, these classes are in addition to a degree. Degrees in psychology are very demanding, but rewarding when all the people who are involved help create a path to progress. The rewards are great and you feel great when you end up thinking about the day. With a ready-made psychology degree online, you may have a vocation and human services consulting career. We all need these services a few times in our lives. You're thinking, but I work full time, how can I go back to school, even if the classes are done over the Internet? Well, I'm talking about online classes that are easy to complete on time, no matter how active you are. You can get your work 24/7. You can wake up early and work in pajamas, even before you get out of bed. Take your laptop to work with you and do your university work during the lunch break. When the children have been fed and put to bed at night, the university work is still there, ready to do. So you see, you can take the time to study and you can also work. You do your homework and post it online prior to the due date. If you are really motivated and you do the classes in the middle of an active lifestyle, itll be so exciting to complete your course work and return to it by e-mail. You can not get much simpler than that. Psychology degrees online from various colleges and universities are there night and day. Take the work out of finding colleges and universities offering courses in psychology and get on a recommended course. University diplomas online are easy to find.
Find out more about psychology degrees by visiting the links below:BS Psychology DegreeMS Psychology Degree
Article Source:http://www.articlebiz.com/article/1051503726-1-choosing-your-psychology-degree/
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