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A pattern by YarnThrower
(This pattern is the property of YarnThrower and may not be reproduced except for one copy for individual use. If you otherwise print or distribute this pattern without YarnThrower's written permission, you are stealing.)
This is a basic child's crew neck sweater. The front, back, and sleeves are all knit separately so that the little knit stitch "vee" parts of the stripe stitches are all "right side up". (If it doesn't bother you to have cuff stripes with the little "vee" parts of the stitches "up side down", or if you will not be making the sweater with striped cuffs, then feel free to pick up the sleeve stitches from the shoulder and knit down to the cuff, reversing all of the shaping.) The shoulders are joined together with a three-needle bind-off.
The intarsia on the front of the sweater may be anything you'd like, or leave it plain. On the sweater pictured, I followed the ideas I learned here (scroll down to the bottom of the page). I did a web search on "Knitters Graph Paper" to find a site which prints customized graph paper. On that site, I input the exact gauge I was getting in my knitting, and I printed out the resulting graph paper. I then went to MS Word, found a font I liked, and printed out a really really big letter directly onto my graph paper. I would recommend printing the letter using a light color, such as yellow, so that the graph paper lines show through well. This results in an instant "chart" for making an intarsia letter on the front of the sweater.
Finished Size: This sweater, as shown, has a 31 inch (circumference) chest measurement.
Gedifra Shetland (80% Wool, 20% Alpaca) dark gray with flecks, 4 balls.
Gedifra Shetland (80% Wool, 20% Alpaca) off-white with flecks, 1 ball.
Straight or circular size 8 to hold body stitches.
16 inch circular size 8 for collar and top part of sleeves.
Double Pointed size 8 for lower part of sleeves.
Gauge: 4.5 stitches per inch
Cast on 70 stitches.
Working back and forth (in stockinette), purl 1 row, then knit 1 row, then purl 1 row.
This will curl the bottom edge just a little bit.
Then, work ribbing as follows:
Row 1: Using Main Color, *K2, P2* across to last two stitches, K2.
Row 2: Using Main Color, *P2, K2* across to last two stitches, P2.
Row 3: Using Contrast Color, Knit across row. (This is done to avoid obvious "purl bumps" when the color is changed in the midst of ribbing.)
Row 4: Using Contrast Color, *P2, K2* across to last two stitches, P2.
Rows 5-6: Repeat Rows 1 and 2 (except using Contrast Color).
Row 7: Using Main Color, Knit across row.
Row 8: Using Main Color, *P2, K2* across to last two stitches, P2.
Row 9-10: Using Main Color, repeat Rows 1 and 2.
Rows 11-14: Repeat rows 3-6 using Constrast Color.
Row 15: Using Main Color, Knit across row.
Row 16: Using Main Color, *P2, K2* across to last two stitches, P2.
Row 17: Using Main Color, repeat Row 1.
Continuing with Main Color, Purl across next row.
Knit across next row, now working stockinette stitch until work measures 18 inches long (91 rows total stockinette). On last row, knit across 22 stitches and place those stitches on a holder. Bind off the next 26 stitches. Knit across remaining 22 stitches and place them on a holder.
[If an intarsia design is planned for the front, figure out where the design will be placed. (I planned my design on knitters' graph paper on a 1:1 scale with the actual gauge of my knitted fabric, and then held it up to the already finished back in order to decide at which row I would begin my intarsia.) For the sweater shown, the design (big A) was 30 stitches wide by 40 stitches high. The bottom of it was placed on the front of the sweater beginning with the 30th row of stockinette.]
Work the front the same as the back, except adding intarsia design as desired, and until 80 rows have been worked, ending with a wrong side row. Work measures approximately 2 inches shorter than back at this point.
Begin neck shaping.
Left front:
Knit 27 stitches and place the remaining stitches on holder. Turn work.
Bind off first 2 stitches and then purl across to end of row. Turn work.
Knit across. Turn work.
Bind off first 2 stitches and then purl across to end of row. Turn work.
Knit across. Turn work.
BO 1 stitch and then purl across to end or row. Turn work.
Work in stockinette until left front is the same length as back. Place these 22 shoulder stitches on stitch holder.
Repeat on Right front, reversing shaping to make it symmetrical to left front.
At this point, there should be 22 live stitches for each shoulder, and 16 live stitches remaining in the middle section.)
Attach front to back at both shoulders using three needle bind-offs with right sides together.
Neckline: Using main color, and beginning with stitch immediately to the left of the center back, pick up and knit 14 stitches in back, 10 on left side front, knit across 16 stitches in middle section of front, pick up and knit 10 stitches on right side, and pick up and knit 14 stitches in back to end up at center back.
Pattern Row: K1, *P2, K2* (repeat between ** until last three stitches), P2, K1, using colors as follows:
Rows 1 & 2: Work Pattern Row in MC
Row 3: Knit around in CC
Rows 4 & 5: Work Pattern Row in CC
Row 6: Knit around in MC
Rows 7 & 8: Work Pattern Row in MC
Then work three rows stockinette and bind off LOOSELY!
Sleeves: CO 36 stitches. Joining to work in round, work cuff same as given for lower ribbing.
In first round after ribbing is done, work Increase Row: K1, M1, knit to last two stitches of round, M1, K1.
Continuing in stockinette, increase every 4th row 6 times, then in every 5th row 10 times. (There should now be 68 stitches.) Continue until work measures 14 inches. Bind off. Make second sleeve the same.
Finishing: Sew front and back together beginning at lower edges and for about 10.5 inches. (There should be about 7.5 inches remaining on side edges for sleeve placement.) Sew in sleeves. Weave in all ends. Block.
Friday, March 20, 2009
Child's Crew Neck Sweater
Posted by YarnThrower at 2:49 PM
4 comments:
- Sus said...
You make the coolest patterns! Awesome!
- Laikabear said...
Wow, that looks great! Thanks for the pattern. :)
- Cindy G said...
That "print directly onto graph paper" idea is brilliant!
Oh, and the sweater is adorable.
Subscribe to: Post Comments (Atom)


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автор: SB•
Oct 25, 2016
It is extremely contemporary and a very useful course!
Рецензии: 11
автор: Daniel Pasztor•
Jun 25, 2018
unprofessional, limited extra knowledge gained. The course try to be PC therefore it is full with cliché
автор: Praveena Kari•
Apr 16, 2018
Good case studies are given
автор: Jennifer Galo•
Apr 05, 2018
This was very confusing to understand. There was a lot of repetition in the information shared, much of it was not clearly stated or was said in a very circular manner. I needed to replay multiple segments in order to try and understand what the instructor was saying. Also, there was a difference in phrasing between the lectures and the quizes which required more time to comprehend what was being asked in the question. A majority of it would also be understood by native speakers so I think this ought to be catered more for non-native speakers rather than a general course on intercultural communication. While I understand that the point of the course is to teach about how native English speaking areas differ in their communicative styles, as an American living in Asia for the past six years, I found the instructors among the most confusing native English speaking Asians I have met.
автор: Venkat Narayanan•
Feb 28, 2018
Very good and easy approach defined to ac
автор: Luis Gerardo Aguilera Gomez•
Feb 20, 2018
Me gustó esta parte del curso, no tengo objeción alguna .
автор: Majed Hamroush•
Jan 23, 2018
very useful and interesting
автор: Vincent Stevenson•
Sep 18, 2017
I'm sorry, for me this is really basic. Possibly ideal for an intern. I work in operational environments where things need to be done. Yes, we don't want to offend anybody, but it's essential things happen in a timely manner.
автор: Ghaxala Abdulrauf•
Jul 12, 2017
автор: Antony Palimattam•
Dec 12, 2016
The methodology taught was awesome. I, being an Indian benefited a lot, truly. It was another platform to interact globally.
автор: Sumitra Balakrishnan•
Oct 25, 2016
It is extremely contemporary and a very useful course!

subset: commoncrawl


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Do you have a passion for Scuba diving?
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For More Information on How to GO PRO as a PADI Divemaster
contact Jon or Alison at the Dive Centre on 01709 525480 or 07957 353040
Course Fee: £275 plus the cost of course materials.
Only £200 deposit required to sign on to the course


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Monday, October 09, 2017Download All Stories
Pitman to Las Vegas: 'Run to God' amid tragedyLAS VEGAS (BP) -- When Vance Pitman stood before the Hope Church congregation in Las Vegas Sunday morning, he looked over a group of people who had been forever changed in a matter of days.
Everyone in the service could recount exactly where they were in the late evening hours of Sunday, Oct. 1, when the worst mass shooting in the nation's history unfolded just seven miles across town.
Fifty-eight dead, not counting the shooter. Some 500 wounded. At least 20,000 ... Read More
Clergy housing allowance struck down againMADISON, Wisc. (BP) -- For the second time, a federal judge has ruled the U.S. tax code's ministerial housing allowance is unconstitutional.
Mississippi College law professor Matt Steffey told Baptist Press the ruling, unlike U.S. District Judge Barbara Crabb's previous attempt to strike down the housing allowance, could be upheld on appeal to the Seventh U.S. Circuit Court of Appeals in Chicago. Mississippi College is affiliated with the Mississippi Baptist Convention.
The judge appears "bound by existing law to decide the case this way," Steffey ... Read More
Federal memo on religious freedom draws praiseWASHINGTON (BP) -- Southern Baptist and other religious freedom defenders have hailed the Trump administration's new guidelines to safeguard in federal law the free exercise of religion.
Attorney General Jeff Sessions issued a memorandum Oct. 6 to executive branch departments and agencies that provides guidance on religious liberty protections. In introducing 20 principles of religious freedom, Sessions said, "[T]o the greatest extent practicable and permitted by law, religious observance and practice should be reasonably accommodated in all government activity, including employment, ... Read More
San Juan pastor serves meals, Gospel after MariaSAN JUAN, Puerto Rico (BP) -- Hungry and thirsty two weeks after Hurricane Maria decimated Puerto Rico, the teenage girl approached as Southern Baptist church planter Johnny Baez was serving beans, rice and filtered water.
"I'm hungry and I don't have nothing at home," she told Baez, "and I just start walking to see if I find something to eat."
Baez shared the girl's story with Baptist Press by telephone Oct. 6, recounting... Read More
Chin points to the father in prodigal son storyONTARIO, Calif. (BP) -- Gateway Seminary honored Peter Chin, senior pastor of Global Mission Church in Korea, during chapel services Oct. 5 for his friendship and partnership with the seminary in shaping leaders who expand God's Kingdom around the world.
Global Mission Church is the largest Baptist church in Korea, with more than 30,000 members and 24 worship services each week in the greater Seoul area.
The chapel service was followed by a luncheon dialogue between Chin and Jeff ... Read More
Social-media coaching now available from LifeWayNASHVILLE (BP) -- LifeWay Christian Resources recently launched an online coaching service to help Christians manage social media and other digital platforms from a biblical perspective.
This subscription-based service, known as LifeWay Social, is designed for churches, nonprofits and individuals who want to discover more effective ways of using social media to grow God's kingdom. Registration opens Oct. 23.
Chris Martin, author development specialist for LifeWay, sees social media as ... Read More
FIRST-PERSON: Service station theology
Back when Tim Patterson worked at his dad's service station and gas was 19.9 cents per gallon, he began to learn discernment about people's character and actions. Today, he also sees some spiritual lessons from pumping gas years ago. Read More


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Happy Holidays, y'all! It's the end of the year and that means it's time for my year end Christmas gifts. Check them out and pick one up today. (All images are linked!)
I have new Christmas kits in the shop + I've bundled up a few favorites. You can find them all over in the shop.
Freebies, freebies, freebies!
Have an amazing day!


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|Richard Stallman
|Re: mode-line with Tramp
|Sun, 22 Jul 2007 14:36:40 -0400
> That is okay, as long as the respective entries in etc/NEWS aren't > marked with either +++ or ---. The idea is that shortly before the > release, we should go through NEWS and make sure every change that > needs to be documented is documented. Yes, but I get mixed messages because Richard has just said: Before we install this, the changes to the manuals should be written so they can be installed at the same time. We don't always insist on changing the manual when a feature is installed, but sometimes I think it is important to do so. It never hurts, of course.
|[Prev in Thread]
|Current Thread
|[Next in Thread]


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By Dr. Mercola
The average American showers nearly every day, which is, according to a Euromonitor poll, the global average as well. Showering frequency is similar in Spain, France, and India, although in Mexico, the Middle East, and Australia, eight showers a week is the norm.1
This pales in comparison to Colombia and Brazil, where close to 10 and 12 showers are taken each week, respectively. Meanwhile, people living in Japan, the UK, and China shower less frequently, coming in at around 5 showers a week.
It wasn't always this way. This daily shower, some might say, obsession was virtually unheard of just 100 years ago.
As indoor plumbing became more widespread, it certainly made the ritual of bathing more convenient, but the hygiene ritual most people use today – soap included – is a fairly recent phenomenon.
The Selling of 'Clean'
It wasn't until the early 20th century, not coincidentally when advertising became prolific, that Americans began to be very concerned about personal hygiene. As Gizmodo reported, the advertising industry created a "need" for newfangled products like "toilet soap" and "mouthwash" where one had never before existed:2
"Americans had to be convinced their breath was rotten and theirs armpits stank. It did not happen by accident. 'Advertising and toilet soap grew up together,' says Katherine Ashenburg, author of The Dirt on Clean.
…Even our very notion of 'soap' changed. Until the mid-19th century, 'soap' meant laundry soap, the caustic stuff used for scrubbing soiled linens and clothes.
A kinder, gentler alternative was invented for cleaning the body, and it had to be called 'toilet soap' to distinguish from the unrefined stuff. Today, 'toilet soap' is a superfluous designation. Toilet soap is simply soap.
Advertisers did not invent a notion of cleanliness out of a vacuum, but they did cannily tap into anxieties wrought by social upheavals in the early 20th century.
As people moved from farm to factory to office, working spaces became where they spent all day with strangers in closer and closer quarters. Men and women began to work together. Women, especially, were a target of ads playing on the theme, 'Often a bridesmaid, never a bride.'
To this day, there are still discrepancies between how much washing actually occurs in the shower, at least as far as shampooing goes.
Most people do not wash their hair during every shower. In the US, for instance, even though there are close to seven weekly showers, on average, there are only four weekly shampoos.
Showering Daily Might Be Detrimental to the Beneficial Bacteria on Your Skin
You're probably aware of the beneficial bacteria in your gut, but your skin is also teeming with bacteria, including some that might help prevent infections. When you shower, you not only wash away dirt but you also disturb this microbial balance, such that daily showers might ultimately upset your health.
Dr. Richard Gallo, chief of the dermatology division at the University of California, San Diego, told the New York Times:3
"Good bacteria are educating your own skin cells to make your own antibiotics [and] they produce their own antibiotics that kills off bad bacteria."
It's widely known that showering too often can strip your skin of beneficial oil, leading to dryness and cracks (especially if the water is hot and harsh soaps are used). However, excessive showering may also make certain conditions, like eczema, worse. Dr. Gallo noted:4
"It's not just removing the lipids and oils on your skin that's drying it out." … It could be 'removing some of the good bacteria that help maintain a healthy balance of skin.'"
Not to mention, if you're on city water and you don't have a filter on your shower, showering is a major source of exposure to carcinogenic chlorination byproducts such as trihalomethanes (THMs). THMs are associated with bladder cancer, gestational and developmental problems.
Just the simple act of showering in treated water, in which you have absorption through both your skin and lungs, may pose a significant health risk to you—and to your unborn child, if you are pregnant.
Numerous studies have shown that showering and bathing are important routes of exposure and may actually represent MORE of your total exposure than the water you drink. So in this respect, cutting back on your shower time would be important to help limit your exposure.
The Unwashed Revolution?
There is a growing minority of people who are bucking the expectation of the daily shower. Some might even call it trendy to wash less often. I happen to be one of them.
I am concerned with washing off beneficial microbes with soap so I restrict using soap to my armpits (rather than use deodorant) and to wash my hands when dirty. Also, I am barefoot most of the day so I wash the soles of my feet every night before going to bed. All this only takes a few bars of soap a year.
Thankfully there is a greater awareness and understanding that beneficial microbes are not the enemy the media has portrayed them to be. The reality is that they are important for our health.
Others cite environmental concerns as their reason for fewer showers, especially water usage. One seven-minute shower uses more water than a bath, and it's expected that water usage for showers will grow five-fold by 2021.5
Still others are looking to cut back on their use of chemical-laden body washes and shampoos, and note that their skin and hair has never looked better since they've cut back on so many showers.6
Remember, it wasn't long ago that a once-weekly bath was considered the norm. Daily (or more) washing is a relatively recent phenomenon.
Even dermatologists tend to frown on daily showers, especially in hot water and with harsh soap, because of the damage it can do to your skin. According to John Oxford, professor of virology at Queen Mary's School of Medicine and Dentistry:7
"A vigorous daily shower would disturb the natural bug flora of the skin as well as skin oils… As long as people wash their hands often enough and pay attention to the area of the body below the belt, showering or bathing every other day would do no harm …Even twice a week would not be a problem if people used a bidet daily as most infectious bugs hang around our lower halves… We should wash to stop cross-infection, not for grooming reasons."
Avoid Lathering Your Whole Body When You Shower
Soap tends to remove the protective sebum that is full of beneficial fats that your body uses to protect your skin. Yet, many people regularly use soap to wash their entire skin surface and remove this protective covering… and then pay money to apply lotions to restore what they just removed. The irony is that most of the lotions are far inferior to sebum and many, if not most, are loaded with toxic ingredients that ultimately will worsen your health.
Science is clearly showing that your body's microbiome plays a major role not just in your health, promoting or warding off skin diseases for example; it can also dramatically alter things like body odor. So, it's really in your best interest to work with your microbiome, rather than against it. The best way to do this when you shower is to only wash the areas that really need washing. In most cases, this would be your underarms, groin area and, possibly, your feet.
As noted by Dr. Casey Carlos, assistant professor of medicine in the division of dermatology at the University of California San Diego School of Medicine:8 "It's the hardest thing to get people to use soap only where they need it… People don't realize that the skin does a pretty good job of cleaning itself." As mentioned, about the only time I use soap on any body part other than my armpit or groin is when I am doing heavy woodchip work and am covered with woodchip dust. Typically, simply washing my armpits with soap and water is enough to stay odor free for me. Because I am barefoot most of the day I also wash the soles of my feet at night.
It's been well over 40 years since I quit using antiperspirant or deodorant--even natural ones. I noticed they would cause a yellow stain in the armpit of my shirts. At first I thought the stain was due to my sweat but I quickly realized it was the chemicals in the antiperspirants. Even as a college student, I realized if the chemicals can destroy my clothes, it probably wasn't good for my body, so I elected to avoid it. I find that regularly washing my armpits with soap and making sure my diet is clean with minimal sugar and plenty of fermented vegetables are all that is needed to keep my armpit odor from being offensive. If you still need further help, try a pinch of baking soda mixed into water as an effective all-day deodorant.
Tips for Healthier Showers
When you shower or bathe, make the water warm but not hot, and try not to linger. If you take long hot showers in the winter, your skin will likely pay the price and you will be exposed to more fluoride than drinking unfiltered tap water for several days along with loads of disinfection byproducts. As soon as you're done showering, slather on some coconut oil to seal in the moisture. Also, don't simply shower daily just because you think you should. In most cases, a daily shower isn't necessary, and a soapy washcloth can be used for touch-ups. Both your body and the environment stand to benefit from using your shower only when necessary.
As the Irish Examiner put it:9
"We lessen the effects of showers — on our body and on the environment — by stepping under them for three minutes instead of ten, by reducing water temperature, and by avoiding harsh soaps and gels that exacerbate skin dryness. But, really, Professor [Elizabeth] Shove, [a sociology researcher at the University of Lancaster], says, ask yourself whether you need to do it before you turn on and step under. 'We are pouring so many liters of water over ourselves to remove just a few specks of dirt,' she says. 'It is an extraordinary thing to do.'"


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Home > LAWREV > GGUELJ > Vol. 1 > Iss. 1 (2007)
Golden Gate University Environmental Law Journal
The first part of this article discusses the modern environmental-quality review process at the federal and state levels, starting with a summary of the National Environmental Policy Act and then California's and New York's approaches. This is followed by a brief discussion of how each entity addresses environmental justice. The second part describes one community's difficulties in meeting the required evidentiary showing to demonstrate environmental injustice.
Recommended Citation
Anhthu Hoang,
Warren County's Legacy for Federal and State Environmental Impact Assessment Laws, 1 Golden Gate U. Envtl. L.J.


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The latest questionable Liberal fundraising story comes courtesy of Trudeau's Justice Minister billing taxpayers for her per diems -- breakfast lunch and dinner -- when flying to Toronto for a swanky and exclusive fundraiser.
This is part of a pattern with Liberals finding ways to get you to pay for their fundraising.
Recall back in April, Jody Wilson-Raybould, Canada's top lawyer as Attorney General, attended a fundraiser for lawyers at the Bay Street offices of Tory's law firm. She said she was there as an MP, not as Justice Minister, but few of us believed it.
Why would Bay Street lawyers shell out big money to meet a lowly MP from Vancouver and not discuss why they should be appointed as a judge?
The event netted the Liberals almost 10K yet Wilson-Raybould stuck taxpayers with the bill for per diems even as by dinner time she was on Liberal party business.
Watch as I show you the same pattern of "coincidences" with other Liberal Ministers like Finance Minister Bill Morneau, Minister of Veterans Affairs Kent Hehr and Natural Resources Minister Jim Carr to name a few.
They're sending ministers across the country to attend fundraisers and then finding a way to have taxpayers foot the bill by coming up with an event for them to attend.
The pattern repeats itself time and again.
Liberal cabinet ministers don't go anywhere without holding a fundraiser and as long as they have a government event, you and I pick up the travel tab and everything else.
A government that campaigned on change can't get away with saying the other guys did it. Besides, I've never seen such a well orchestrated pattern in all my time covering politics.
Event, fundraise, repeat and have taxpayers eat the cost.
Nice work if you can get it, but now that the Liberals have been caught, they need to end this questionable practice.


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Ricky Berens learns of golden opportunity on Twitter
By Erik Brady, USA TODAY
OMAHA — Opportunity used to knock. These days, sometimes, it tweets.
Bob Bowman, coach of Michael Phelps, tweeted Monday morning that Phelps was going to drop the 200-meter freestyle from his Olympic program. That opened the door for Ricky Berens, who'd finished third in the event at the Olympic trials.
"I have some big shoes to fill," Berens said Monday night. "Michael and Bob, they've given me a huge opportunity."
Berens tweeted thank you to Bowman — "and he tweeted back, 'Happy Monday,' " Berens said.
So, was this a vote of confidence in Berens' ability?
"You say it like that and it makes me feel really good about myself," he said, laughing. "I don't think it had anything to do with it. I'm sure Michael, he has his own mission. He, if anything, from what I've heard, he wants to make that (4 by 100) free relay a gold medal again. He was looking out for Team USA."
Bowman said Phelps scratched the 200 free in part to keep Phelps fresh for his relays. Berens was already on the Olympic team for relays but this opened the door for him to swim an individual event.
He said he called his parents, his brother, his sister, his coaches. No one answered. He was bursting with news.
He tried to find his girlfriend, Rebecca Soni, a fellow Olympian, and ran into Missy Franklin and her coach, Todd Schmitz. He asked if they'd seen Rebecca.
"And they said, 'No, why?' And I said, 'Phelps just scratched, I'm in!' "
When he found Soni, she was happy and "caught off guard." When he saw Phelps Monday night, he wasn't sure what to say: "So I just said, 'Thanks, man.' "
Berens won gold in the 4×200 relay in Beijing. He is deeply pleased to swim it as an individual event in London.
"I'm going to make the best of it," he said. "The 200 free is one of the deepest fields in the world. It'll be one of the most fun things I'll ever do."


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2012; 231 pages. Book 1 (out of 4) of the "Amra Thetys" series. New Author? : Yes. Genre : Dark Fantasy; Crime Mystery. Overall Rating : 8*/10.
There's honor among thieves. Camaraderie too. So when Amra's fellow thief Corbin asks a small favor of her, it is not unreasonable to accept.
It's such an easy thing, too. Just hang on to a piece of stolen loot, a small statue of an ugly-looking toad for a couple hours, while Corbin finalizes his getting paid for his service. It seems he doesn't entirely trust his client, and wants to hold back this key item as "life insurance".
Amra obliges, but unfortunately Corbin's ploy doesn't work. He's brutally murdered that very night. Still, since nobody knows what Corbin did with the statue, Amra's safe, right?
Hmm. Then why did a dreaded shape-changer try to break into her room soon afterward, and who sent the beast?
What's To Like...
The Thief Who Pulled on Trouble's Braids is a fantasy novel set in a city called Lucernis. The protagonist is Amra Theys, is a young female thief, well respected for her burglary skills. The sub-genre falls under musket-&-magic. You'll run across bloodwitches, daemonists, shape changers, grohls, and mages, but no elves, dwarves, or unicorns. There are also a slew of gods, each with their own temple and followers. I liked the theological setup in the world-building here.
There's no Thieves' Guild per se, such as is found in Terry Pratchett's Discworld, but there are similarities. Thieves can be hired via a "fixer", a go-between who determines the price of a job and what percent of that sum the thief is entitled to.
This is a dark book, with lots of violence and bloodshed; balanced by lots of magic, and I mean that as a plus. The cussing is a mixture of familiar epithets and citing various body parts of the myriad gods, such as "Kerf's balls!" and "Isin's creamy tits!" I thought these inventive invectives were great.
The story is told from a first-person POV (Amra's), and Michael McClung develops some fascinating supporting characters. I particularly liked the mage Holgren, the detective Kluge, Lord Osskil, and of course, the dog Bone. The baddies are capable foes.
Everything builds to a suitably-exciting ending, which also sets up the next book in the series. This is a standalone, self-contained story, and that's important for me. The book's title comes from a brief description of Amra at 69%; and I like all the other titles in this series.
Kewlest New Word…
Ensorcelled (adj.) : enchanted, fascinated, bewitched.
Others : Moil (n.).
"I think I know you well enough to say that you're wrong. It's become fairly plain that you, Amra Thetys, given the choice between fighting and capitulating, will pick a fight every damned time."
"So you're saying I'm stubborn."
"Oh, yes, very much so. Contrary as well."
"No I'm not."
"Don't look now, but you're being stubborn. And contrary."
"I know you are, but what am I?" (loc. 2881)
"I don't doubt you have the Sight. But I'd make a distinction between seeing the future, however cloudily, and knowing what fate has in store for someone. If fate even exists."
"Oh, it does, though I won't bother trying to convince you of the fact. But you are right in believing seeing the future isn't the same as knowing what fate has in store."
"I wouldn't have expected you to agree."
She shrugged her thin shoulders. "To see the future is to see the likeliest route of a journey. To know fate, my dear, is to know the destination." (loc. 3196)
Kindle Details...
The Thief Who Pulled on Trouble's Braids sells for $0.99 at Amazon. The other three books in the series all sell for $3.99 apiece. You can also buy the whole series in a bundle for $12.96 which, if my math is correct, saves you absolutely nothing. Michael McClung has two other e-books available, a short story collection (horror tales) for $3.99, and the first book in a new series ("Tarot Quest") for $2.99.
One of the privileges of being a mage, I suppose, is that you can be as strange as you like, and nobody dares comment. (loc. 739)
The quibbles are minor. The action aspect of The Thief Who Pulled on Trouble's Braids is excellent, but the murder-mystery part is so-so and not very twisty. The fantasy elements are great, but the setting is pretty much limited to the city of Lucernis. However, I imagine the geography expands as the series progresses.
The last 7% of the e-book is details the history, magic system, and god-&-critters list of Amra's world. This avoids a lot of tedious backstory telling, but I was content to just skim through it. I didn't feel hamstrung by not knowing all these details as I read the book, but I can see where other readers/reviewers would want this section if it weren't there.
But I pick at nits. TTWPoTB had a brisk pace, which kept me turning the pages. Book 2, The Thief Who Spat In Luck's Good Eye is on my Kindle, and I'm looking forward to reading it.
8 Stars.


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The below video is an instruction manual for revolution:
SEE: How To Control A Nation: Distract Deceive Divide And Then Conquer
Recommended reading (these links are to free electronic versions, none of them are protected by copyright):
"The Psychology of Revolution" by Gustave Le Bon: http://www.infoamerica.org/documentos_pdf/lebon6.pdf
"From Dictatorship to Democracy" by Gene Sharp (Free PDF): http://www.aeinstein.org/wp-content/uploads/2013/09/FDTD.pdf
"Take Them Down" – Early People Rising
If you support the message relayed in the above music video, "Take Them Down", then help these 'Independent' Artists in order to get the song out into the world by spreading it and downloading the song or entire album at: http://earlyrisingpeople.com/. There you can also hear the other 13 songs.
******Or, we can continue business as usual, expecting change while still funding the outworn and 'sold-out' satanic music industry and their puppets.
If any of this music resonates with you, please start commencing this change …NOW!!!
Blow off that concert where you'll be able to see your favorite 'sell-out' music industry puppet or forgo the latest Hollywood movie.
Let's start walking our talk and support independent, talented, caring artists with our federal reserve notes. The concert or the movie ticket will be more expensive than actually offering solutions by supporting ANY independent artists with creative, unique songs that struggle due to Americans not changing their behavior, yet complaining even when offered solutions.Here's another band of 'Independent Artists' called "Failed Diplomacy". They are a group of young college students struggling to find their place in the land of the free, but that freedom only if one sells their soul to that horrendous Music Industry.
Americans have the power with their pocketbook ….they just forgot and keep allowing business as usual because let's face it, they have become lazy, apathetic and do not want to have to exert the effort to which is the "how" change is CREATED.
Below is an acoustic version of Failed Diplomacy's new song called "Find A Way":
Listen to these two other songs from their last album called, "Born Anew" and "Legacy" by Failed Diplomacy. The entire album or one song ($1.29) can be purchased here .
Real Change begins one person at a time until others see a difference in that one individual; that's how real movements come into existence. You can be that one!
Thank you from A Sheep No More


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Horseshoe falls from the Canadian side. Great shot by Mike!
This was on the American side, at the lookout tower. I did NOT enjoy looking down at all, but looking out and over was beautiful!
I grabbed this shot hanging over the rails at the American side of the American Falls.
How lucky are we to have such wonderful beauty we can get up close to experience?


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Google's Rajan Anandan explains how the 'future is now'
On Monday (June 22) evening, MillenniumIT hosted an extremely interesting speaker, Sri Lankan-born Rajan Anandan, vice president and managing director of Google, South East Asia & India.
Anandan, addressing an enthralled audience at the MillenniumIT campus at Malabe, themed his hour-long speech, 'future is now' detailing it with interesting examples of some of the most successful startups in the past couple of years.
"Reaching from zero to one billion users takes half as long," he said. "Because new technology is creating a future that is allowing big trends reach unimaginable heights within half the time."
For example, he says landlines took 110 years to go from zero users to one billion users, televisions took 44 years to go from zero to one billion users, phones took 22 years, the Internet took 14 years and smartphones took just eight years to reach from zero to one billion users! "If you notice, the time taken to reach from zero to one billion is taking half the time." Anandan predicts that by 2016, fitbits, a wireless enabled wearable device, will reach from zero to one billion users by the end of 2016.
He adds that consumers, live in a 'N' screen world where multiple devices are seamlessly connected anywhere, and anytime. "Look at today's children who are connected from their desktops, to their mobiles, tablets, wearables and televisions to the car they travel in."
But of the seven billion people living on this planet, only three billion are 'connected' all the time. "The issue is how are we planning on connecting the other four billion? This is what tech companies must focus on," he says.
To make a point, Anandan shows us a video on, 'loon for all', the balloon-powered Internet for everyone.
But what happens when all seven billion people are connected? "There will be a disrupt of traditional industries," he says. As it is half of the three billion with online access are connected all the time. Imagine… this is the audience that new technology should be tapping into.
Anandan, then goes onto cite some examples of industries that have been disrupted because of new technology.
Pronounced SHAO-mee, this is the fastest growing company in the history of the world to grow from zero to $20 billion in five years. It took less than three years after its founding to make the company valued at $4 billion. In 2014, Xiaomi's revenue increased to $12 billion with approximately 5,000 employees.
This service that lets passengers in need of a ride hail a driver with a smartphone app was founded in 2009, and has gone from operating just in San Francisco to being in hundreds of cities in 57 countries. It has become the second-highest valued venture-backed company in the world with a valuation of $41.2 billion.
This is the world's largest automated investment service with over $2.4 billion in client assets and competes with traditional financial advisory biggies. This achievement for a company, which one year ago was managing approximately $500 million in client assets, is impressive, and it makes Wealthfront the first in its space to rake in that much cash.
Founded in 2013, the valuation for this online messaging app for teams has soared to $2.8 billion in less than two years, and has doubled in the past six months alone — all without any big marketing campaigns. The startup's adoption curve and rave reviews are something many founders and investors dream about, but few actually achieve.
Google's self driving cars
These vehicles are designed to navigate safely through city streets with sensors that are designed to detect objects as far as two football fields away in all directions, including pedestrians, cyclists and vehicles—or even fluttering plastic shopping bags and rogue birds. The software processes all the information to help the car safely navigate the road without getting tired or distracted.
In conclusion, Anandan says that he sees no end to this planet because of the power of the human spirit combined with the power of software!


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Telerik Collection for .NET 2017 R2 180119
Telerik Collection for .NET 2017 R2 | 3.5 Gb
Telerik, an end-to-end provider of software application lifecycle and content management solutions, has released 2017 R2 (2017.2.502.1) version of its developer tools, it's modular platform that combines a rich set of UI tools with powerful cloud services to develop web, hybrid and native apps.
Telerik is a provider of rich and powerful UI controls and components for Microsoft development platforms like ASP.NET AJAX, ASP.NET MVC, Silverlight, WPF, and Windows Forms. Telerik also provide data access layers, reporting, code analysis and refactoring tools.
The benefit of Telerik controls over the standard Microsoft controls that are often used is the richness, responsiveness and user friendliness.
Using Telerik control is not complicated as Telerik controls, in technical terms, are built on standard Microsoft controls. Telerik can be used like any standard controls, with the additional advantage of design, functionalities and features.
Even for an existing application, where refactoring is required, Telerik can safely replace standard controls without any break to the existing state of application. Applications won't fail in regression testing when controls are replaced with Telerik controls.
About Telerik
Telerik is a leading provider of solutions for application development, automated testing, agile project management, reporting, and content management across all major Microsoft development platforms. Telerik's award-winning software development products enable organizations of all sizes to generate tangible productivity gains, reduce time-to-market, and stay on time and under budget. With tens of thousands of users in over 90 countries, Telerik's customers include numerous Fortune 2000 companies, academic institutions, governments, and non-profit organizations.
Product: Telerik Ultimate Collection for .NET
Version: 2017 R2 with Source Code / Doc / Demos / Themes / Advanced Samples
Supported Architectures: 32bit / 64bit
Website Home Page : telerik.com
Language: english
System Requirements: PC
Supported Operating Systems: Windows XP / Vista / 7even / 8.x / 10
Software Prerequisites: Microsoft .NET Framework
Size: 3.5 Gb
Buy a premium to download file with fast speed
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Trauma's a bitch. It's painful, and nothing good comes from it. Or so I thought. We've all heard of post-traumatic stress disorder (PTSD), a mental disorder that can develop after a person has been exposed to a traumatic event, such as an assault, war, traffic collision or other threat on a person's life. Trauma can do that to you. It can upend your life.
I hadn't focused on the fact that an opposite phenomenon exists, that is, until last week when I was re-reading Nassim Taleb's superb book Antifragile: Things That Gain from Disorder (which I highly recommend!). Taleb recalled a conversation he had with David Halpern, a U.K. government advisor and policy maker. They were discussing the idea of antifragility. It was during that conversation that Halpern mentioned "post-traumatic growth, the opposite of PTSD, by which people harmed by past events surpass themselves."
Why I chose to re-read Taleb's book, I don't know. But the timing couldn't have been better.
Of course, it had never occurred to me that I'd ever experience any major physical trauma in my life. Like most people, we expect such things happen only to other people. Until it happens to us.
It's been nearly two months since the ambulance passed by two or three other hospitals on its way to one that had a Level 1 trauma center. That was my first inkling things possibly were more serious than I had thought. Fortunately, though, my initial self-assessment was correct: I hadn't sustained any life-threatening injuries. But it also was incorrect: I had sustained far more trauma than I imagined.
After a grade 3 concussion and considerable period of unconsciousness, amnesia, ER sutures, three surgeries, bacterial pneumonia, partially collapsed lung, leg injury that, for weeks, made walking extremely difficult and painful, dental repair work (in progress) and some days of intense torso and extremities pain unlike anything I had ever experienced, I came to realize that my body — indeed, I — had experienced severe trauma. I also came to believe my life would never be the same.
In what way, I didn't know. Yet I had a feeling that something was different. But I had never heard of post-traumatic growth.
Despite my internal protestations, my mind still takes me back to that moment when I regained consciousness, alone, trapped in that crushed car, having no idea where I was or what had happened. And to the moment when I was transferred from the ambulance stretcher to the ER table as a well-orchestrated bevy of doctors and nurses descended on me. And to the moment, lying stripped and dazed on the ER table, when the clergyman appeared by my side, causing me to wonder (and question) whether the situation was worse than I realized.
But I'm fortunate — incredibly so. The memories aren't debilitating. It's true, they can be unsettling and, sometimes, even elicit tears. But most of all, they are a marker.
I sense there will always be a before and after in my life, with the moment of demarcation being the only thing I can remember about the crash: the deafening, surreal sound of the collision.
More importantly, I sense the trauma from that extreme autumn day may be the trigger for new growth. It may be that, because of the trauma, I will surpass that which was previously possible.
The German philosopher Friedrich Nietzsche famously said, "That which does not kill us, makes us stronger." I'm not sure it's necessarily so, but I do think it can be so.
It's not yet clear to me how this growth will manifest itself. Or where it will lead. But the sense of peace and grace that enveloped me that day seems to be saying, "Be patient. Give it time."
I feel stronger by the day. And I sense that soon I will be stronger than I was before that day — the day that separates the before from the after.
For a short while, I was trapped in a car. Yet for reasons I don't fully comprehend, I now feel less trapped in life. And, in the parlance of Taleb, I feel more antifragile. Indeed, I feel like I have "more soul in the game." (Taleb)


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- Details
These wipes have the same powerful industrial-strength cleaning formula as Multi-Purpose Big Wipes, but are combined with a high-performance dual-sided fabric. They have double the cleaning power and are able to remove even the toughest stains and dried-on dirt.
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During manufacture, the fabric goes through a second process to bond heavy-duty fibres to create a super-tough scrub face that loosens even the most stubborn grime and assists with the removal of drying paints, heavy-duty adhesives and PU foam. The specially treated smooth face absorbs the grime ensuring a super-clean finish every time.
The BIG WIPES Heavy-Duty formula is not only a super-strength industrial cleaner, it is also antibacterial. This provides added protection to users working in potentially hazardous environments, outside or in. They also provide added protection against MRSA, E.Coli, Salmonella, Listeria, Clostridia, Enterococcus, Pseudomonas, Staphylococcus Aureus and Weils Disease.
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Manufacturers Product Code GRPBGW2023
- Reviews
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Questions about Big Wipes Red Top WipesThis product has no questions yet.


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I have been avoiding fruits with a few exceptions for about 3 months now as I seemed to have excess candida (it is obvious from my colonics). Would you think that it would now be ok to bring fruit back in to my diet? I miss it greatly (!!) but don't want to go back too quickly. Is there anyway of knowing if it's too early for fruit or any info or suggestions you can provide me with?Thank you very much!Casey
You could go back to fruit whenever you want. I would eat only moderate quantities of fruit. I know that you are on this Anti-Candida diet and it will work and get rid of the Candida. However, Candida can come back into anybody at any time. The truth is it thrives in a toxic system. If you go back into eating more than moderate quantities of fruit ever, there is a great chance that it will come back. It's an ONGOING game keeping the body 'clean' and avoiding symptoms like candida. Additionally, now that you have done the cleaner diet to get rid of the Candida, your system is now cleaner and more sensitive. Now you might find you actually get the Candida back even easier, as your body will not tolerate excess sugar fruit.
All disease is the same! It is waste that builds up in the system and tries to leave through different areas of the body. For example, zits, rashes, bronchitis, flu, Candida, eczema, STD outbreaks, etc., are this MONSTROUS toxicity trying to get out. Most people then take antibiotics or smthg similar to silence the monster. We then end up with internal diseases in the long-run such as arthritis, cancer, etc.
It gets confusing going on a Raw Diet because all these types of outbreaks happens as our body tries to expel this waste. It finds the weakest area of the body and takes that route to leave. For example, in someone who has herpes, the body will take that route to eliminate through the genitals, and the same for acne with the face, Candida, and eczema, etc.
When you go on the 100% Raw Food Diet, it is an ONGOING game to keep this 'waste monster' at bay. The 100% Raw Food diet is like going on a Life-Long Fast, as you clean up your system from all the years of poor eating. We all know the benefits of this though. Degenerative-disease-free, more in-tune to universal cosmic energy, more energy, and so much more. You can read the 'Missing Link on the 100% Raw Food Diet' article HERE to learn more about the Life-Long Fast.


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School: Granton School Notes
Surnames: Donahue, Arndt, Drescher, Wright, Neff, Sweet
----Source: Granton News (Granton, Clark Co., Wis.) 11/03/1905
John Donahue visited school one day last week.
Miss Emma Arndt of Loyal visited school Monday.
Monday morning Mr. Drescher gave a talk on school work.
Tehre were several rearrangements in the seating this week.
Bess Wright has withdrawn from school and has accepted a position as school teacher. We wish you success Miss Bessie.
The 10th and 11th grades were given a test in Ancient and Medieval history Monday.
There are four new pupils in the primary department this week. They are the Sweet children.
Miss Neff was absent a part of the day Tuesday because of sickness. The 10th grade took charge of her class until her return.
Ho! Ho! Ye tenth graders don't bother yourselves over us ignorant 9th graders. Better study you own algebra lesson instead of watching us.
© Every submission is protected by the Digital Millennium Copyright Act of 1998.
Show your appreciation of this freely provided information by not copying it to any other site without our permission.
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maintained by the Clark County History Buffs
Webmasters: Leon Konieczny, Tanya Paschke,
Janet & Stan Schwarze, James W. Sternitzky,


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By: Sam Sliman, President, Optimal Solutions Integration
Data-driven decisions are nothing new to retail, but today's big-data deluge – structured, unstructured, multi-source data nearing or surpassing the petabyte level – poses unprecedented challenges. And the stakes for retailers have never been higher. Today's tech-savvy consumers tap an array of cross-channel sources — Web, kiosks, stores, call centers, mobile, social, etc., — before making a purchase. Transparency rules the day. Inconsistency turns customers away. Retailer missteps can be glaring and costly.
Retailers are expected to realize modest year-over-year gains in 2012. According to IDC Retail Insights: Predictions for 2012 for the Retail Industry, spending growth for the global retail industry will range from a low of 3.9% for home furnishings to a high of 5.6% for drug stores. IDC predicts spending will grow the fastest in the software segment, at 5.8% year to year, while services growth will be lowest at 3.5%. Asia Pacific is poised to grow the fastest at 4.8% while Western Europe will only grow at 3.6%, IDC reports. According to the National Retail Federation, the nation's largest retail trade group, U.S. retailers will notch a 3.4% increase in sales this year, below last year's 4.7%, with sales reaching $2.53 trillion in 2012 — up from $2.45 trillion in 2011.
While trending in the right direction – if one starts with the economic meltdown of 2008 – persistent high unemployment, rising oil prices, volatile global markets, and skittish consumer confidence pose a formidable challenge to sustained revenue growth for retailers. Competition is fierce. Consumers are frugal. Only retailers capable of making the fastest, smartest decisions that immediately and positively impact all facets of their business can hope to boost sales, win and keep customers, improve margins, and grow market share.
Drowning in big data
Consumers freely turn over volumes of personal data. The return implied is an expectation for a consistent, accurate, high-quality interaction across all touch points, and retailers who fail to effectively leverage big data to provide a personalized experience that presents the right product at the right price through the right channel at the right time are not long for this world.
To accomplish this, retailers must troll oceans of data to make spot-on, real-time decisions. Myriad challenges of dealing with today's unprecedented data volume include capturing, storing, cleansing, searching, sharing, analyzing, and visualizing.
No easy task. Understandably, retailers are, for the most part, drowning in big-data:
- 62% of retailers surveyed claim a lack of consumer analyses and transactional insight negatively impacts every aspect of retail planning and execution (Aberdeen)
- 48% of retailers surveyed are searching for more ideas and solutions to improve speed of access to relevant business data (Aberdeen)
- 57% of retailers surveyed want to present a more individual and personalized shopping experience, understanding that this is vital for customer profitability (Aberdeen)
- Companies effectively utilize less than 5% of available data (Forrester)
- Just under half of retailers surveyed admit to finding it difficult to turn customer data into insight (SAP)
- Two-thirds of retailers surveyed are under pressure to provide IT innovation that will improve customer retention and loyalty (SAP)
- Retailers will struggle to meet the challenge of B2B and C2B omnichannel transparency (IDC)
- Through 2015, 80% of multichannel implementations will fail due to gaping silos and channel-centric strategies (Gartner)
- More than 85% of Fortune 500 organizations will be unable to effectively exploit big data by 2015 (Gartner)
SAP to the rescue
Powered by the SAP HANA platform, the SAP BusinessObjects Sales Analysis for Retail analytic application not only helps retailers stay afloat but also empowers them to sail full steam through big-data waters – charted and uncharted.
A selection of SAP BOBJ Sales Analysis for Retail benefits includes:
- Unified POS data for real-time information, insight and analysis
- Improved sales and store operations for effective, accurate alignment of customer demand, product assortment, inventory levels, and promotions
- Improved visibility into demand via real-time POS data analysis and reporting
- Real-time insight into promotional effectiveness with what-if analysis of tactics to increase promotional lift and margins
- Improved stock availability by leveraging real-time insights into inventory risks and opportunities
- Increased consumer satisfaction by helping buyers find what they want when they want it amd through their channel of preference
Speed is of the essence for retailers in today's fast-paced, big-data world. Leveraging HANA, the SAP BusinessObjects Sales Analysis for Retail analytic application enables retailers to significantly speed up analysis of terabytes of data (>20x faster than traditional databases), reduce shelf turnaround, eliminate out of stock scenarios during promotions, and instantly identify and correct cross-channel discrepancies – among many additional, meaningful and measurable business benefits.
SAP BOBJ Sales Analysis for Retail features prebuilt data models, key performance indicators (KPIs), role-specific dashboards and customized reports to provide retailers with a deeper, more immediate understanding of what's working with consumers, what's not, and what will strengthen loyalty, unify channels, drive sales and improve margins in the seconds, minutes, hours, days, weeks, months and years ahead.
Let's face it, with today's plodding economy, ever-increasing competition, increasingly demanding consumers, rising operating costs and unrelenting pricing pressure, every data point factors in, every second counts, every customer touch has an impact, and the speed and smarts of every decision a retailer makes can mean the difference between sinking, floundering or pulling ahead.
To learn more about how the SAP BusinessObjects Sales Analysis analytic application for Retail, don't miss the SAP Helps Retailers Cash in On Big Data webinar.
For more on SAP analytics & BI read SAP Analytics & BI 2012: Opportunities Abound, BI Spending to Soar in 2012, and download The Optimal SAP Advisor Report: Why SAP Analytics & BI Now.
For more expert insight into the latest SAP news and trends, subscribe to Optimal SAP Advisor.
Got an opinion to share on SAP news and trends? Join the talk on the Optimal SAP Blog.
Connect with us via our official social media channels
SAP Retail Twitter
SAP Retail LinkedIn Group


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Knox back protector
Ever since its launch, the spine-hugging Contour back protector has been an instant hit, thanks to its unrivalled combination of comfort, light weight and class leading protection. For 2007 the Contour gets cool new colour options and cool new features too. The regular Tour version, aimed at road riders, will be available in cool 'Camo' as well as the distinctive 'Black Retro' design.
On the subject of cool, the Contour will get the same Venturi cooling system as used on the Ricochet back protector. This simple yet ingenious design means that ridges on the side of the Contour pressed against the body act like chimneys that draw hot air up and out of the top, by the collar. Meanwhile the waistband is covered with L System fabric, which incorporates Coolmax® for temperature control and Amicor an antibacterial fibre that reduces odours from perspiration.
The Knox Contour remains the first and only back-protector to be S-shaped, following the contour of the spine, hence the name. Generous use of honeycomb polypropylene cells mean that the Contour transmits only 6KN of energy, a very comfortable 30% below the 9kN threshold permitted for level 2 protectors under the tough new European EN1621-2 back-protector standard. Additional protection is provided by a covering of tear & abrasion resistant Schoeller Dynatec material down the centre.
It weighs just 600g, making it one of the lightest back protectors on the market, yet offers maximum coverage of the back area, including side impact panels. There is even a facility to attach a CE approved chest protector to the cross-over Z-fastener strap system at the front.
The Knox Contour is produced in three sizes; Small, Large and XL.
The Knox Contour retails for £99.99 ($196) inc. VAT.


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State-owned bank provides North Dakota's economic funds
Published December 1, 1989 | December 1989 issue
North Dakota's Economic Development Commission engages in activity similar to other states' commissions: It counsels businesses, tries to lure companies to the state, negotiates with international trading partners and even manages the state's tourism budget, among many other responsibilities.
But it does not make loans.
And it does not provide venture capital.
Unlike its neighbor to the south, which employs a $40 million war chest for economic development loans, or similar programs in other states, North Dakota does not maintain a special fund for new or expanding businesses.
But North Dakota does have one other source that is unique in the nationa state-operated bank. And, aside from federal funds that every state receives, the Bank of North Dakota is likewise the state's main tool for generating economic development funds.
The problem with the Bank of North Dakota (BND), however, is that it is run like a private bank, meaning it must turn a profit and it must pay a market rate on deposits, according to BND President Joe Lamb. Just like private lenders, then, the BND must charge market rates on its loans. Hence, whereas other states have created programs offering loans with reduced rates, North Dakota's economic lending tool does not enjoy the benefits of a subsidized rate.
And, while the BND does not have below market rate lending programs, it does have lending plans geared toward economic development, including a Small Business Loan Program and a Business Development Loan Program.
The Small Business Loan Program allows the BND to participate in a total loan package of $250,000, of which the bank's share cannot exceed $187,500. The Business Development Program is designed to assist new and existing businesses obtain loans that have a higher degree of risk, a program that comes closest to emulating other state's lending plans. However, even then the bank's share of a loan may not exceed $500,000. Together, the Small Business and Business Development programs accounted for about $5 million in loans for 1988.
Also, when this article was prepared, the bank's commercial rate was at 10.5 percent, and while that's an attractive rate compared to some commercial lending rates, it is by no means equal to South Dakota's 3 percent lending fund or other states' generous lending programs.
What the state needs, Lamb said, is a revolving pool of funds similar to other states, where loans with more risk are more acceptable. The key to such a pool may be in the BND's earnings. Of the bank's more than $24 million in earnings over the last two years, $14 million was returned to the state's general fund, $3 million went to the state's revolving loan program for beginning farmers, and the rest was disbursed to other programs, including Red River flood relief and the state's centennial tree planting program.
In other words, said Lamb, the legislature sees the bank's earnings as fair game for state government financing. The bank's president would rather see a large portion of those earnings dedicated to economic development lending.
But as Lamb well knows, such a plan may only be a pipe dream. Following defeat of the state's three new tax measures in a special Dec. 5 referendum, the state legislature will likely continue to tap the bank's earnings as a source of state funding, and the likelihood of North Dakota creating a special economic development fund doesn't seem great.


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You've watched The Secret. You perceive to Abraham. You get the message the Law of Attraction and have a buoyant outlook, maximum of the time. But what should you do when you become aware of your judgment are winning you in the contrary route of your dreams?
Here are 5 Quick Fixes to oblige you locomote put money on in alignment:
1. Breathe! Every day, you have 20,000 opportunities brainwave your center, your link. Take a few sound breaths near your consciousness on them and you'll insight you're in a amended spot instantly!Post ads:
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Remember: breathed in, the stomach fills; breathing out, the belly body of water. Relax and let your healed self movement.
2. Use Music Music is a way to help out you "Stay Tuned." We counter to auditory communication because auditory communication is shuddering and we are vibratory beings. We act on a animate thing stratum and it has an outcome on all characteristic of how we cognizance. Law of Attraction Music, Positive Music and Sound Healing aid our spirits, calm the spirit and afford us a way to communicate vibrations further than spoken language. Look for music to give your approval to thoughtfulness and manifesting, or songs that are affirmations you can sing out. Music can facilitate you repositioning your mood, renew glum thought patterns and wage increase atmosphere. Good Vibrations anyone?
3. Enjoy Nature Get out! Being open air will oblige you move spinal column to wise to you are a cog of it all…and it is all a component part of you. Nature provides status beside its comeliness and mere but inflexible changes. Take event to become aware of the account.Post ads:
Gerber Graduates Cookies, Arrowroot Cookies, 5.5-Ounce / Snowman Marshmallow Peeps / Harney & Sons Fine Teas Vanilla Comoro Tin - 20ct Sachets / Mio Water Enhancer, Blueberry Lemonade, 1.62-Ounce
"There's a natural event all tick that's development right for you
All you have to do is gawk circa you."
-from God Is The Sun, God Is The Moon*
4. Pet Something Furry Pet the cat, or dog, or any other carnal ready to hand. If you don't have your own, you can e'er get one. Animals have the one and only capacity to be full endowment in the moment, not heavy something like the incoming or regretting the last. And the tick we put in example next to them, we unite them in the moment!
5. Give Yourself a Faith Lift Give yourself a Faith Lift by re-reading a favourite magic passageway or by recalling moments of deep relationship or even simply lifting your suspicion to the Divine. Allow it to uncap even more fully, romantic more, appreciating more.
"Love is the freedom, emotion is the way
Love is a prime that we construct ordinary. Love is the reply to every fear
Love is the common sense we're present."
-from Love*
There are tons tremendous way to come through rear to harmonize. The key is to breakthrough the ones that hard work for YOU, and to let your inborn fine beingness lead you every measure of the way.
*Lyrics from Transitions – Music to Soothe the Soul by Sandi Kimmel


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Our Service Areas:
Birthday parties can be hard to plan. But a little bit of budgeting and creativity can go a long way in making your child's special day memorable. birthdaybless.in are leading birthday organizers in Delhi who will spill the beans how you as a parent can throw a fun party for year child.


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Are you getting over the holidays? The end of the year is usually my favorite but it's so hard for me to get over downing down those homemade baked chocolate cookies, candies, cakes, and pies! I'm usually facing the new year with a few extra pounds. And, there's no use for me making a resolution to go on a diet cause I never stick to that! But...I can make some subtle changes.
One thing I love are salads. I grew up on them and my mom and I would make meals out of them. You can mix just about anything to make them filling and satisfying. I wouldn't substitute every meal for just a salad, but they make a great lunch all by themselves...healthier and light enough to give you energy and yet not make you feel sluggish.
Here's a round-up of some of my favorites:
|I love to use spices in my salads and herbs too, both dry and fresh. In fact, I notice I don't need as much salt when I use herbs like Italian parsley, chives, oregano, or dill. I also like using ginger, lemon and garlic pepper, shallots, and sweet onions!
|Chicken salad mixed with tomatoes, olives and corn. You can include any veggies you have on hand to make this salad your own. I also love to add beans like garbanzo or chick peas.
|Don't you just love a pasta salad? I love bowtie pasta with cherry tomatoes topped with pesto sauce. Such a tasty dish!
|And we can't forget a seafood salad. Fresh shrimp with carrots, tomatoes, and I also like adding fruit like sliced apples, bananas, oranges, and drizzling fresh lemon juice on top. Yum YUM!
|Tomatoes and cheese are always a good combo
I'm in my 50s now and my body is changing so for me it's really important I adapt my diet...the quantity and quality of what I'm eating. The days of eating anything I want and never gain weight are over!
The key is moderation, but there are some things I need to eliminate and that will take time to wean myself off of. If you're thinking about changing over to say a gluten-free or vegan diet, I recommend not going "cold turkey" (no pun intended), but gradually introduce new dishes.
I admire people who are vegetarians and stick to it. My problem is I love bacon and ham too much! But, if I make my mind up, I usually can commit to the change and this is a lifestyle I want to have and not do a fly-by-night super diet. I'm also not trying to get too thin, but just down to the weight for my height so I can feel healthier and have more energy.
So, are you making this year, a healthier you?
photos by pexels.com, pixabay.com, & canstockphotos.com


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The All-Natural, All-Organic Water Park
Who needs Raging Waters or Hurricane Harbor when fabulous watery playgrounds exist in nature? Amy and Paul spent several days in Havasupai, climbing up rocks, splashing in rivers, sliding down waterfalls, swinging on rope swings, and jumping off cliffs into shimmery blue water below. Unfortunately this natural water park doesn't have a kiddie area and James didn't feel up to backpacking all his supplies down the Grand Canyon, so we left him with his grandparents for a few days while we basked in nature's glory and feasted on rehydrated backpacking food.


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Durability, beauty and resistance for a home in Dallas with CUPA PIZARRAS natural slate
The aesthetic beauty and the unique resistance of CUPA PIZARRAS natural slate is one of the main reason which leads architects to use CUPA 98 natural slate for a familiar house in Caruth Lane (Dallas).
CUPA 98 is a dark grey slate with laminations and a riven surface. CUPA PIZARRAS, the world leader in natural slate, provides a non-carbonated slate formed by tectonic compression.
This project used a Heavy Range, with a size of 40x25 cm, composed exclusively of slates os 7-9 mm in thickness, creating a rustic and artisanal effect.
This high quality slate roof is valued for its resistance and long-lasting life. Natural slate provides an environmentally friendly roofing product.
In fact, the advantages of a slate roof are due to their natural properties of durability, ecology and beauty.
CUPA PIZARRAS natural slate has been used under the harshest climatic conditions in the world, with a service life of greater than 100 years.
Natural slate is one of the most versatile natural products used in architectural design and for the creation of environments.
Its sophistication, resistance and durability give the surface involved a certain prestige, guaranteeing a far longer service life. Present throughout the history of mankind, natural slate is a classic and irreplaceable element on the roofs and facades of buildings.
The reliability and beauty of the products make it the ideal solution for architectural purposes.
CUPA PIZARRAS natural slate employs a number of quality control tests to ensure only the highest quality of slate is produced and all its slate meets, or exceeds, internationally recognised standards.
CUPA PIZARRAS extracts a wide range of natural slates from different quarries, available in multiple shapes and sizes.
CUPA PIZARRAS headquarters in USA is located in New Jersey (1 University Plaza, Suite 610, Hackensack, NJ – 07601, USA) and just a few minutes away from New York. A team of qualified professionals are able to supply the USA and Canada roofing slate markets.


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I had a time I wanted to achieve based on both my training and my target marathon time (I'm signed up to run one in October) converted thanks to McMillan Running. I managed to get in under both target times - so I'm pretty happy about that.
Here I am finishing (thanks to Exile #2's camera-work) with the girls cheering me on:
The kids all ran in the associated fun-runs this time. Exile #3 ran the mile - here she is finishing:
And both Exile #4 and E5N1 ran the half-mile. Here is their race going by:
I ended up running the rest of the way with E5N1 who valiantly completed it in the end and all three got their prizes for completing the races.


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Hubby drove to KPJ Damansara Specialist Hospital while I was carrying Jaden on my lap and sponging him. Jaden cried saying he did not want to go to hospital and asked us to go home. I also called ING to inform them of Jaden's high fever and asked them to prepare letter of guarantee to KPJ Hospital.
We headed to the Emergency and Accident Unit. There was a few staff on duty. I carried Jaden down and told them "My son has high fever". There was no rushing and running, unlike those we watch on ER TV show. The staff direct me to a room, asked how old is Jaden, what's his weight, etc. The nurse gave him fever suppository while I distracted Jaden. There was no cold show but the nurse started to sponge Jaden, more wet than the way I did.
After that, a doctor attended to Jaden. Two options were given to us:
- Admit Jaden into the hospital for fever monitoring, blood test to find out the cause of the high fever and to be attended by pediatrician; or
- To take Jaden home for own monitoring at home.
We chose Option 1 as we had never experience such a high fever of 40.3C and we would like Jaden to have the blood test to find out the cause of the high fever and to be treated and given the right medicine for his fever.
Thereafter, the hospital proceeded with admission procedures.
|6.30am - Jaden was put on nebulizer to clear air way
|6.40 am - The nurse attempted to draw blood from Jaden for blood test but failed causing pain in Jaden
Thereafter, the staff brought us up to 2nd floor, the admission ward. Jaden had a single bed room. Initially, Jaden refused to stay in hospital but luckily, there was a television with cartoon channel for him to watch.
I applied for emergency leave from work to take care of Jaden. We wrote down a list of things that we need to pack and bring to the hospital. The first thing came to our mind is iPad. Hubby went back to freshen up and organise things. Pediatrician came to see Jaden at about 10am and said Jaden had acute tonsillitis.
Hubby came back to the hospital with my mother in-law. She offered to help us out during this period but I told her we should be fine. As the earlier blood draw for blood test was unsuccessful, the pediatrician drew the blood herself. She informed us the blood test result should be out by lunch time. Hubby left hospital to send his mother to Klang to visit her elder sister.
|11am - 2nd round of nebuliser to clear phlegm
There were constantly nurses coming in and out of the room to check Jaden's fever temperature, give him medicine, nebuliser, etc and hospital staff to bring in food and clean the room. I was trying to catch some sleep but it is almost impossible. The room was also very cold as the air-con was set at 20C to help to bring down Jaden's fever. Jaden and I were fighting over the iPad and I only got to use it after convinced Jaden to sleep.
At about 2pm, I asked the nurse who came in and feed Jaden medicine about the blood test result. The nurse said Jaden had viral infection and no antibiotic is required. We have to wait for doctor to inform us when can Jaden be discharged from the hospital.
Hubby came back to hospital and I left the hospital at about 4.30pm to freshen up and catch some rest at home while I would be back after dinner to take care of Jaden in the hospital, if he still needs to stay in the hospital.
Hubby called at about 5.30pm+ and told me the pediatrician advised Jaden has bacteria fever and they would give him antibiotic drip. We were confused with the different interpretation of the blood test result. The pediatrician also advised that Jaden needs to be monitored another night in the hospital as he still have fever of 38-39C.
I picked up Jared from school, came back for dinner and sent Jared to Kumon. By this time, I had not slept for almost 40 hours and I wasn't feeling good. I went to see GP and the GP told me I had fever with bad throat infection and give me 2 days MC.
By the time I picked up Jared from Kumon and sent him home, it's almost 10pm. I was not fit to move any further. I told Hubby about it and he asked me to rest at home. The poor Hubby did not have his pajama or any fresh clothes to change.
After medicine, I went to sleep.


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Archived Newsletters
Every month, we issue an electronic newsletter, eNews Monthly, to keep clients informed about Association items, spotlight clients, answer frequently asked questions, and let you know what is happening with the company. Old issues of eNews Monthly are available on our Library page.
Houston Wins Again
Houston wins again at C.I.A. Services' 15th annual Hockey Night with the Houston Aeros. The Aeros are now officially a dominant 13-2 when playing on our Hockey Nights. We've let the front office know our fans are available for rent for the playoffs!
It was another exciting game with Houston taking an early lead over the Oklahoma City Barons. It was a tough defensive game with a 2-1 final score.
Our 773 guests again made an impact by cheering behind the opponents net. Our cowbells are always a hit with the 6th edition of the collectible series. This year the cowbells were pink in honor of breast cancer awareness.
In appreciation of our continued support, the Aeros presented Rhonda Culbreth with a team jersey signed by all the players. Rhonda has been an important part of our Hockey Night team since the beginning. Rhonda was thrilled to receive the signed jersey but her night became even more memorable. As she was on the big screen, her long time boyfriend, Lonnie Duffield, came up behind her, grabbed the mike and popped the question. She sobbed "yes" and the crowd roared! Congratulations Rhonda and Lonnie.
Click here to see photos of our 15th Hockey Night with the Houston Aeros. See you next year!
San Antonio & St. Patrick
Our 5th annual Hockey Night with the San Antonio Rampage will be on St. Patrick's Day. It will be a Sunday afternoon game on March 17th and we really need the luck of the Irish. Unlike the Aeros, the Rampage have only won 1 of the last 4 Hockey Night games.
But this year will be different when we take on the Abbotsford Heat. Our fans will be cheering behind the Heat's net as we toast with green soda and beer.
Click below to see photos of the fun from the last four years.
At the beginning of last year, a new law went into effect which required property owners associations to offer payment plans to owners who have past due amounts owed to the association. C.I.A. Services has offered payment plans to owners since we started our company in 1984 so we are pleased this practice is now required across the state. The law also required Associations to adopt a Payment Plan Policy and file it in the county public records. The policies for all of our Associations are posted here on our website.
Since we began sending out statements for the 2013 assessments and thru the month of February, our staff has assisted 1,775 owners establish written payment plans in compliance with the adopted policies. Those payment plans involve over $1.2 million in assessments which will be paid in more than 5,000 installments.
We have made the process very easy for owners. Each past due statement includes information about payment plans which can be started with a phone call to a Community Specialist in our Customer Service Center. We explain the payment options and provide the monthly payment amounts for any length plan. Once the owner selects the length that provides payments they can manage, we mail or email the agreement to the owner for signature. When the signature is returned and the first payment made, the plan is in place.
We even have a mechanism in place if owners would like to automatically schedule their payments instead of writing a check each month. Owners can visit our website and, through our interface with Mutual of Omaha Bank, set up their payments by drafting their checking account or using their credit card. The owner specifies the payment amount, payment date, number of payments and method of payment. Everything from that point happens automatically - the payments start and end when the owner specifies.
It is important that we monitor owner compliance with the terms of the payment plans. It is not unusual for an owner to miss a payment or pay less than the agreed amount. At the beginning of each month, we analyze the status of every active payment plan. If an owner has not made the required payments, we send a letter describing what was expected and what was actually received and provide an opportunity to bring the plan current. If the owner does not comply, they will receive a letter voiding the plan and requesting the full balance be paid. We have been successful in helping owners abide by their plans by our timely reviews and follow-up letters as soon as a payment is missed.
Payment plans are a good option for owners who are facing financial challenges. We are very happy to offer this easy and convenient program to assist owners who have a need to make installment payments on the assessments.
Understanding Collections & Financial Reports
The first half of this seminar will cover all the steps involved in successful assessment collections. Since not everyone pays on time, we'll get into late fees, liens, payment plans, bankruptcy and all the legal remedies. The second half of the seminar deals with reading and understanding your financial reports. We'll trace the flow of money throughout the reports so you'll never be in the dark when staring at all those numbers.
Space is limited and advance registration is required. To register, please call our office or send an email to email@example.com.
03/06/13 - Wednesday
6 – 8 pm
03/13/13 - Wednesday
6 – 8 pm
03/14/13 - Thursday
6 – 8 pm
Board Member Orientation
This seminar is a must for all new Board members and a great refresher for seasoned veterans. It will help you get up to speed quickly by understanding your responsibilities and authorities. We'll review each of the documents that govern the way you do business. We'll give you an overview of the governing documents, basis of authority, conduct of meetings, elections, collections, deed restrictions, architectural control and many other important topics.
04/10/13 - Wednesday
6 – 8 pm
04/15/13 - Monday
6 – 8 pm
04/18/13 - Thursday
6 – 8 pm
Practical Deed Restriction Management
Deed restriction management is one of the most difficult tasks handled by homeowners associations because it involves subjective decisions, homeowner's property and emotions. This seminar covers the steps in deed restriction management and how a process can contain "intelligence" and common sense. We discuss the relation between deed restrictions and architectural guidelines and give you examples of well crafted guidelines. Practical deed restriction management requires clear communications and reasonable requirements.
05/15/13 - Wednedsay
6 – 8 pm
05/22/13 - Wednesday
6 – 8 pm
05/23/13 - Thursday
6 – 8 pm
Customer Service Spotlight
by Megan Bennett, Community Specialist
You hear their voices when you call, now it's time to put a face to that friendly greeting you receive on the other end of the line in our "Meet Your Customer Care Team".
Following years of training and growth our Community Specialists are highly knowledgeable in providing solutions to our residents' concerns or questions. They help you with issues that may arise in your subdivision whether it be trash left in a park or a broken sign at your entrance.
As our company continues to grow with new clients, you can only imagine how busy our Community Specialists are.
In January alone, we received 28,514 incoming and outgoing "follow-up" phone calls. This number is exceedingly higher than previous months. In fact that is 6,000 more phone calls than we received in October, which reached 22,518.
With our members becoming more aware of our online functions and email capability, our Customer Service Email Team have their hands full as well. On an average month we receive and responded approximately 2,500 to 2,800 emails.
As our client feedback states, our Community Specialist Team is top notch!
"You are doing a great job at C.I.A services and it is not going unnoticed. I am proud to see my HOA dues are going towards a management company that is doing a lot to make my community safe."
"Thank you for really getting on the ball with the trash that was dumped in New Forest community. The trash is no longer here and that makes me happy."
Better Business Bureau
by Deniece Reyes, Community Manager
The Better Business Bureau many times referred to as the BBB, like many of our clients, is a non-profit organization whose focus is to provide a marketplace where businesses and consumers can trust one another. The BBB serves as a "middle man" between consumers and businesses as well as alerts the public to scams, reviews advertising and assists when donating to charity.
Being a member of the Better Business Bureau brings forth many advantages such as, credibility – shows potential customers and business partners that a business is legitimate and respectable. Dispute resolution – customers use the BBB to pursue grievances against member businesses which is actually a more cost effective way to handle the situation. Attracts business – potential clients will use the BBB to research companies doing business in a particular industry and if the company has a great reputation it can make the difference in the client's decision-making. Lastly, it opens the door for networking opportunities – the BBB has members throughout the local and national business communities so many businesses that aspire to make business connections with potential clients, suppliers and collaborators can make those connections and increase and/or improve their own business.
The BBB recognizes local companies and non – profits for overall excellence in the work place. All entries are judged by a panel of Silver Fox Advisors, a group of former business owners, entrepreneurs and CEOs dedicated to assisting business owners to improve their enterprises through mentoring and consulting. In 2012 we were pleased to have been awarded with an Award for Excellence as a "Winner of Distinction." The BBB awards companies with this award who demonstrates a superior commitment to ethics, overall excellence and quality in the workplace. We take pride in this accomplishment and aspire to continue on this great path.
Cinco Ranch Southwest Community Council
We are proud of every one of our communities so it is always hard to find just one to highlight. We start by having each of our Community Managers write a nomination for one of their communities. We then read them and take a vote. Here are our most recent selections:
To see the full story on these communities and to see the past winners, visit the Community of the Month page on our web site.
Every month we appreciate the communities that are celebrating their anniversaries with us. Here are the clients that started with us in February.
Our goal has always been to create a positive, long term relationship with all of our client communities. We are very proud to be managing all of these communities.
We are pleased to have two new employees join our team. Catina Hunter joined our team in December as an Administrative Assistant at our Southwest Office and Kelly Newmark is an Administrative Assistant at our Southwest Office. It's great to have you on board.
Career opportunities are always posted on our website (About Us > Careers). We are currently looking for our next great community manager for our Bandera Office and a super customer service specialist at our North Office.
Congratulations to Paula Lunsford, a maintenance coordinator and stockholder at our Southwest Office, on her 9th anniversary with the company. Paula has worked in several positions for us and provides valuable support for our communities.
Also congratulations to Dan Barr, a multi-faceted support staffer and stockholder at our Southwest Office, on his 9 year anniversary with C.I.A. Services. Dan has extensive experience in the commercial insurance industry and coordinates insurance matters for our clients.
And congratulations to Piscilla Aleman on her 5 year anniversary. Priscilla is one of our newest stockholders and serves our Southwest Office as Support Staff wearing many hats.
Every month, we issue an electronic newsletter, eNews Monthly, to keep clients informed about Association items, spotlight clients, answer frequently asked questions, and let you know what is happening with the company. Old issues of eNews Monthly are available on our Library page.
Toll Free: 866-219-0563
Houston 713-981-9000
San Antonio 210-490-0000
Home | About Us | Services | Resources | Find My Community
Community of the Month | Board Members | Contact Us


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Welcome to Birkenstock outlet, all Birkenstock for big discount.
Return Policy
Shipping policy
1. Please confirm your shipping address before paying for it, you had better leave the correct phone number & valid email address for contacting. After purchase, please check your email for update informations.
2. Items are generally shipped out within 2 working days after the payment has been confirmed (Sat. & Sun. and most national holidays excluded).
3. Free shipping to worldwide by EMS, but below areas is not free shipping: Saudi Arabia, Angola, Netherlands, Nigeria, Czech, Kenya, Ukraine, Russia, Croatia, Hungary, Bhutan, Bulgaria, Georgia, Maldives, Mexico, Brazil, Poland, Latvia, Romania, Estonia, South Africa, Bahrain, UAE, Kuwait, Qatar etc. Please contact us to check whether you are in free shipping areas or not.
4. Once we ship your package, we will send you the tracking number once it is available. Package transitting time normally takes 7 to 9 business days, depending on the destination, holidays and factors beyond Postal Service's control. If there is a little delay, please have more patience.
Cancel Order Policy
If you want to cancel the order, please contact us within 6 hours after place the order, before the order has been dispatched. If you insist to cancel your order, Please note: the Visacard refund handing fee is 15%(this is not we charge you, it is the bank refund handling charge), and 10% non-refundable visacard charge will be deducted from the credit amount. But so sorry that we are not able to cancel an order after it is shipped out. Hope you can understand this key point. Cancellation requests after the order has been dispatched will be treated in accordance with our Return policy.
Return Policy
If any quality problem, you want to return the item, please contact us within 5 days after received the parcel. Please provide your name and order No. when contacting us. We will inform you the return address ( Please do not return the packages to the address on the delivery receipt directly). If you return the order without our permission, you must undertake all the responsibility.
All return items must keep their original condition not worn, altered or washed, with all tags attached and should be sent via trackable method, such as US Mail Delivery Confirmation, UPS, DHL or Fedex. We won't take any responsibility if the package lost during transit. Please note: if you want to return the item, you need to bear the shipping fee which we undertook when we shipped the parcel, And you also have to pay the return fee! 20% restocking fee and 10% non-refundable visacard charge is deducted from the credit amount.
Exchange Policy
If you want to exchange the item, please contact us within 5 days after signed for the parcel. Please contact us with your name and order No.. Then we will inform you the return address (Do not send the packages to the address on the delivery receipt directly).You can change to the equivalent item. If you want to exchange to more expensive item, you have to pay price spread. All exchange products, must keep their original condition not worn, altered or washed, with all tags attached. You need to pay 20% restocking fee, and resend shipping fee use western union. Customer should bear the return fee and all the responsibility if the parcel lost during transit.


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You are viewing an Email identified as a Scam, It has the Subject "My beloved one>" and it was received in one of Scamdex's honeypot email accounts on Sat, 19 Jun 2010 09:45:33 -0700 and has been classified as a Advance Fee Fraud/419 Scam. The sender was "Mary Johnpaul"<firstname.lastname@example.com>, although that address was probably spoofed. It is recommended that you do not attempt to contact any persons or organizations referenced in this email, as you will expose yourself to scammers and, at the very least, you will be added to their email address lists for spam purposes.
4 Old Church Street, Chelsea, SW3, England. UK. First and foremost I would like to apologize for infringing on your privacy by sending you an unsolicited email, I decided to contact you via an email to get us acquainted since it is a safer way of private communication. If you must know, I came about your contact information through a home page on charity organization directory on the Internet while trying to locate any link to an orphanage home.I am MARY JOHNPAUL suffering from cancerous ailment. I am married to Engineer Johnpaul Laze an Englishman who is dead. My husband was into private practice all his life before his death. My beloved the information i am about to inform you is very confidential,my condition is getting worst every day, and my doctor have adviced me to call for my family members, but i dont have any family, the only person i have is my lawyer, My self and my husband have worked so hard and we have made alot of savings from our effort,though he never had the chance to enjoy from his effort.We lived together in Uk before his death, and after his death i left UK for Netherland were i lived for another 3 years before my illness.I dont have any hope of surviving from my illness, thats why i took my time to contact you just to inform you of a very important message and i hope you dont take it for granted.I have in my savings account the sum of $1.7 Million (ONE MILLION SEVEN HUNDREDTHOUNSAND DOLLARS), this money is our life savings, With this hard reality that has befallen my family, and me I have decided to donate this fund to you and want you to use this gift which comes from my husbands effort to fund the upkeep of widows, widowers, orphans, destitute, the down-trodden, physically challenged children, barren-women and persons who prove to be genuinely handicapped financially. It is often said that blessed is the hand that giveth. I took this decisio I do not need any telephone communication in this regard due to my deteriorating health and because of the presence of my husband\'s relatives around me. I do not want them to know about this development. With God all things are possible. As soon as I receive your reply I shall give you the contact of my Barrister. I will also issue you a Letter of Authority that will empower you as the original beneficiary of this fund. My happiness is that I lived a life worthy of emulation. Please always be prayerful all through your life. and assure me that you will act just as I have stated herein. Hope to hear from you soon and God bless you and all members of your family. please reply me through my same private email address: Email Adress: email@example.com From: Madam Mary johnpaul