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I. Introduction
II. Accessing Your Accounts Through Online Banking
A. Requirements
B. Electronic Mail (Email)
C. Fees
D. New Services
E. Benefits of Using Online Banking
III. Terms and Conditions
A. Your Online Password
B. Payment Account
C. Our Liability
D. Overdrafts: Order of Payments, Transfers, Other Withdrawals
E. Hours of Accessibility
F. Additional Terms and Conditions
IV. Payment Services
A. Using the Service
B. Bill Pay Fees
V. General Terms
A. Changes to Charges, Fees or Other Terms
B. Disclosure of Account Information
C. Questions or Error Correction on Online Banking Transactions
D. Other General Terms
VI. Protecting Your Account
A. Preventing Misuse of Your Account
B. Unauthorized Transactions in Your YNB Accounts
I. Introduction
This Online Access Agreement ("Access Agreement") for accessing your accounts through Online Banking explains the terms and conditions governing the online banking services and bill pay offered through YNB. By using the online banking services, you agree to the terms and conditions of this Access Agreement. This Online Access Agreement will be governed by and interpreted in accordance with Federal law and regulation, and to the extent, there is no applicable Federal law or regulation, by the laws of the State of Oklahoma. The terms "we," "us," "our," refer to "YNB," and "Bank" refers to YNB. "You" refers to each signer on an account. The term "business days" means Monday through Friday, excluding Saturday, Sunday and Federal holidays. Online Banking can be used to access YNB accounts. The applicable account disclosure statement ("Deposit Agreement and Disclosure") also governs each of your accounts at YNB.
II. Accessing Your YNB Accounts through Online Banking
A. Requirements
To access your accounts through www.ynbok.com, you must have a YNB Online Banking user name and password. A corporation must be operating under a taxpayer identification number. Other accounts must be operating under the owner's social security number or a tax identification number to have access to the accounts.
B. Electronic Mail (Email)
Sending electronic mail (Email) through Online Banking is a way to communicate with the Bank. Email is provided for you to ask questions about your account(s) and provide general feedback. Email is accessible after you sign on with your password to a session of Online Banking. To ensure the security of your account information, we recommend that you use Email when asking specific questions about your account(s). Email is accessed by clicking on the Messages link within Online Banking. You cannot use Email to initiate transactions on your account(s). For banking transactions, please use the appropriate functions within Online Banking or call 1-405-350-1335.
C. Fees
There are no monthly or transaction fees for accessing your account(s) through Online Banking. Please note that fees may be assessed by your Internet Service Provider (ISP).
D. New Services
YNB may, from time to time, introduce new online services. We will notify you of any new services. By using these services when they become available, you agree to be bound by the rules communicated to you concerning these services.
E. Benefits of Using Online Banking
With Online Banking, you can manage your personal or small business accounts from your home or office on your personal computer. You can use Online Banking to:
• View account balances and review transaction history.
• Transfer money between accounts. (As noted in the applicable account Deposit Agreement and Disclosure Statement).
• Pay bills to any merchant, institution, or individual.
• Communicate directly with YNB through Email.
III. Terms and Conditions
The first time you access your YNB accounts through Online Banking you agree to be bound
by all the terms and conditions of this Agreement and acknowledge your receipt and understanding of this disclosure.
A. Your Online Password
You will be given an Online Password that will give you access to your YNB accounts for Online Banking. This password can be changed within Online Banking under Account Services>My Profile. We recommend that you change your password regularly. YNB will require a password change every 120 days. YNB will act on instructions received under your password. For security purposes, it is recommended that you memorize this online password and do not write it down. You are responsible for keeping your password, account numbers and other account data confidential.
B. Payment Account
Although there are no fees for accessing your accounts through Online Banking, you may be asked to designate a payment account for selected services such as Bill Pay. You agree to pay promptly all fees and charges for services provided under this Agreement, and authorize us to charge the account that you have designated as the payment account or any other account for the fees. If you close the payment account, you must notify YNB and identify a new payment account for the selected services. Additionally, if you close all YNB accounts, you must notify YNB Customer Service at 1-405-350-1335 to cancel the online banking services. Your online access may be canceled at any time without prior notice due to insufficient funds in one of your accounts. After cancellation, online banking services may be reinstated, once sufficient funds are available in your accounts to cover any fees and other pending transfers or debits. In order to reinstate your services, you must call YNB Customer Service at 1-405-350-1335. If you do not access your YNB accounts through Online Banking for any (1) one-year period, YNB reserves the right to disconnect your service without notice. Please note that your bill payment information will be lost if you are disconnected. You agree to be responsible for any telephone or internet charges incurred by accessing your YNB accounts through Online Banking. If you wish to cancel any of the online banking services offered through Online Banking, please contact YNB Customer Service at 1-405-350-1335 or send us cancellation instructions in writing to YNB, P. O. Box 851700, Yukon, OK, 73085.
C. Our Liability
Except as specifically provided in this Agreement or where the law requires a different standard, you agree that neither we nor the service providers shall be responsible for any loss, property damage or bodily injury, whether caused by the equipment, software, YNB, OR by Internet browser providers such as Netscape (Netscape Navigator browser) and Microsoft (Microsoft Explorer browser), OR by Internet access providers OR by Online service providers OR by an agent or subcontractor of any of the foregoing. Nor shall the service providers or we be responsible for any direct, indirect, special or consequential, economic or other damages arising in any way out of the installation, use or maintenance of the equipment, software, the Online Financial Services, or Internet browser or access software.
D. Overdrafts: Order of Payments, Transfers, and Other Withdrawals
If your account has insufficient funds to perform all electronic funds transfers (ATM withdrawals, pre-authorized transactions, online banking transfers and bill payments, etc.) that you have requested for a given business day, then:
• Certain electronic funds transfers involving currency disbursement, like ATM withdrawals, will have priority, and
• The electronic funds transfers initiated through Online Banking may result in an overdraft of your account and may, at YNB's discretion, be canceled. In addition, you will be charged the same overdraft charges that apply to your account.
E. Hours of Accessibility
You can access your YNB accounts through Online Banking seven days a week, 24 hours a day. However, at certain times, some or all of Online Banking may not be available due to system maintenance. A transfer initiated through Online Banking before 6pm Central Time on a business day is posted to your account the same day. All transfers completed at or after 6pm Central Time on a business day or on a Saturday, Sunday or banking holiday during which the bank is closed (refer to holiday list) will be posted on the next business day. Our business days are Monday through Friday. Saturday, Sunday and Federal holidays (refer to holiday list) are not included as a business day.
F. Additional Terms and Conditions
Obtaining Account Balance and Transaction History – You can obtain balance and transaction history on all eligible accounts. Current balance and activity information is available 24/7. Transferring Funds – The number of transfers from a savings account is limited as described in the applicable Deposit Agreement and Disclosure. If a hold has been placed on deposits made to an account from which you wish to transfer funds, you cannot transfer the portion of the funds held until the hold expires.
IV. Payment Services
A. Using the Service
The Online Banking Payment Service allows you to access Online Bill Pay. To view the Terms and Conditions of the Online Bill Pay service click here. If you do not submit a payment through Online Bill Pay for any (1) one-year period, YNB reserves the right to disable your bill pay service resulting in the loss of any bill pay history, payments or payees. Disabling the bill pay service will not impact your access to the other features of Online Banking.
B. Bill Pay Fees
There are no monthly fees for access to Online Bill Pay. Depending on the types of payments you make through Online Bill Pay, you may incur fees (i.e. overnight delivery, Popmoney payments, funds transfers to other financial institutions). If applicable, these fees will be disclosed to you within Online Bill Pay before your transaction is submitted.
V. General Terms
A. Changes to Charges, Fees or Other Terms
We reserve the right to change the charges, fees, or other terms described in this Agreement. However, when changes are made to any fees or charges, we will notify you Online, or send a notice to you at the address shown on our records, or send you an electronic mail message (Email). The notice will be posted or sent at least thirty (30) days in advance of the effective date of any additional fees for online transactions, or of any stricter limits on the type, amount or frequency of transactions or any increase in your responsibility for unauthorized transactions, unless an immediate change is necessary to maintain the security of the system. If such a change is made, and it can be disclosed without jeopardizing the security of the system, we will provide you with electronic or written notice within thirty (30) days after the change. As always, you may choose to accept or decline changes by continuing or discontinuing the accounts or services to which these changes relate. We also reserve the option, in our business judgment, to waive, reduce, or reverse charges or fees in individual situations. Changes to fees applicable to specific accounts are governed by the applicable Deposit Agreement and Disclosure.
B. Disclosure of Account Information
You understand that in addition to information furnished pursuant to legal process, some information about your accounts may automatically be disclosed to others. For example, the tax laws require disclosure to the government of the amount of the interest you earn, and some transactions, such as certain large currency and foreign transactions must be reported to the government. The Bank may also provide information about your account(s) to persons or companies the Bank believes would use the information for reasonable purposes, such as when a prospective creditor seeks to verify information you may have given in a credit application or a merchant calls to verify a check you have written. In addition, the Bank routinely informs a credit bureau when accounts are closed by the Bank because they were not handled properly. The Bank may also seek information about you from others, such as a credit bureau, in connection with the opening or maintaining of your account. You authorize these transfers of information.
C. Questions or Error Correction on Online Banking Transactions
In case of questions or errors about funds transfers through Online Banking involving your account, here is what you should do:
• Contact YNB through electronic message (Messages)
• Fax YNB at 405-354-9869
• Telephone YNB Customer Service at 1-405-350-1335
• Write YNB at P.O. Box 851700, Yukon, OK 73085, as soon as you can if you think your statement or transaction record is wrong, or if you need more information about a transaction listed on the statement or transaction record. We must hear from you no later than sixty (60) days after we have sent the first paper or electronic statement on which the problem or error appeared. If you notify us verbally, we may require that you send us your complaint or question in writing within ten (10) business days.
• Tell us your name and account number
• Describe the error or the transaction you are unsure about, and explain why you believe it is in error or why you need more information.
• Tell us the dollar amount of the suspected error.
For a bill payment, tell us the checking account number used to pay the bill, payee name, date the payment was sent, payment amount, reference number, and payee account number for the payment in question.
Here's what we will do: We will tell you the results of our investigation within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, we will credit your account within ten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we will not credit your account. If we determine that there was no error, we will send you a written explanation within three (3) business days after we finish our investigation and debit the amount of the error that we previously credited. You may request copies of the documents that we used in our investigation. If we do not complete a transfer to or from your YNB account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance:
• If, through no fault of ours, you do not have enough money in your account to make a transfer.
• If a legal order directs us to prohibit withdrawals from the account.
• If your account is closed or if it has been frozen.
• If the transfer would cause your balance to go over the credit limit for any credit arrangement set up to cover overdrafts.
• If you, or anyone you allow, commits any fraud or violates any law or regulation.
• If any electronic terminal, telecommunication device, or any part of the electronic fund transfer system is not working properly.
• If you have not provided us with complete and correct payment information, including without limitation the name, address, account number, and payment amount for the payee on a bill payment.
• If you have not properly followed the instructions for using Online Banking.
• If circumstances beyond our control (such as fire, flood or improper transmission or handling of payments by a third party) prevent the transfer, despite reasonable precautions taken by us.
D. Other General Terms
Other Agreements – In addition to this Agreement you agree to be bound by and will comply with the requirements of the applicable Deposit Agreement and Disclosure, the Bank's rules and regulations, the rules and regulations of any funds transfer system to which the Bank belongs, and applicable State and Federal laws and regulations. We agree to be bound by them also. YNB Reserves the Right to terminate this Agreement – The Bank reserves the right to terminate this Agreement and your access to Online Banking, in whole or in part, at any time without prior notice.
VI. Protecting Your Account
A. Preventing Misuse of Your Account
Your role is extremely important in the prevention of any wrongful use of your account. You must promptly examine your statement upon receipt. If you find that your records and ours disagree, you must immediately call YNB Customer Service at 1-405-350-1335.
Protecting Personal Information – In addition to protecting your account information, you should also take precautions to protect your personal identification information, such as your driver's license, Social Security Number, etc. This information by itself or together with information on your account may allow unauthorized access to your account(s). It is your responsibility to protect personal information with the same level of care that you protect your account information. Taking Care of Your Online Password – The password that is used to gain access to Online Banking should also be kept confidential. For your protection we recommend that you change your Online password regularly. It is recommended that you memorize this Online Password and do not write it down. You are responsible for keeping your password, account numbers, and other account data confidential. If you believe that your Online password may have been lost or stolen, or that someone has transferred or may transfer money from your account without your permission, notify YNB Customer Service at once at 1-405-350-1335.
B. Unauthorized Transactions in Your YNB Accounts
Notify us immediately if you believe another person has improperly obtained your online password. Also notify us if someone has transferred or may transfer money from your account without your permission, or if you suspect any fraudulent activity on your account. Only reveal your account number to a legitimate entity for a purpose you authorize (such as your insurance company for automatic payments). To notify us, call YNB Customer Service at 1-405-350-1335, or write YNB, P. O. Box 851700, Yukon, OK, 73085.
If your Online password has been compromised and you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your Online password without your permission to access a YNB deposit account.
If you do NOT tell us within two (2) business days after you learn of the loss or theft, and we could have stopped someone from taking money without your permission had you told us, you could lose as much as $500. Also, if your statement shows withdrawals, transfers or purchases that you did not make or authorize, please notify us immediately. If you do not notify us within sixty (60) days after the paper statement was mailed to you, and we could have stopped someone from taking money if you had told us in time, you may not get back any money lost after the sixty (60) days. If extenuating circumstances occur, such as a long trip or a hospital stay, kept you from telling us, the time periods in this section will be extended.
YNB Bank Holidays
I. Introduction


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Sounds cozy, huh? I suppose a rainy weekend can be good for the soul.
- The Annie Griffin Collection. I made a list of about ten things I want from the Fall and Holiday collections. Stay tuned for an upcoming post!
- These funky tuxedo pants. Such a steal and could be styled a million ways.
- While we're talking styling, I'm dying to put together this exact outfit. J'adore. And do you know what I imagine to be on her feet? These shoes I'm dying to get my hands on.
- Ok, on to food. I'm introducing some of my Florida friends to a classic Mississippi dish tonight: fried green tomatoes. While I'll be using mama's recipe, this one sure does look good, as well.
- Goal for the weekend? Find a new agenda book. Seeing as how picky I am with planner specifications (I have to have lots of room to write and boxes for organization), if I don't find one Saturday, I'm ordering this one. And no, I don't want to just use my iPhone. I like to write things down. Any recommendations out there?
- Obsessed with this pretty and feminine place setting—lovely is the one word to describe it.
Hope you have a cozy weekend on your agenda!
Photo cred.

subset: commoncrawl


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Sweet. Soft and crunchy. Gooey insides yet light as air. Heavenly bliss.
I thought: Why not try and bake macarons? You only live once. Plus, how hard can they be?
Well, kinda tricky I guess, but not all THAT hard. I invited my pretty friend, Petra, to come over for a baking adventure. And you know what? I think we did pretty well. We're determined to perfect and hone our macaron baking skills. Because sometimes you just need pretty cookies in your life.
Well, at least I do.
We baked three trays in all. Our first tray cracked and collapsed mostly. Our second, we switched things up a bit and had more success. Our third tray was picture perfect.
We baked a raspberry cookie and made a raspberry buttercream filling. Divine.
I searched the internets high and low for a recipe that I felt comfortable trying and landed on this one. It's excellent. The recipe worked out well for us and there are GREAT troubleshooting articles on the website. Brilliant!
Pretty pretty Petra
It CAN be done, folks!
Go on, give it a try. Conquer your baking fears.
Edit: I posted a link to recipe in the blog post, but a lot of people have been asking me for the recipe...
For those of you that missed it the first time:
Talia Christine


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Cloud Computing is Getting Less Cloudy
Other than shared resources, there was another thing about cloud computing that also became clear to me at the conference - all cloud implementations tend to have three key capabilities. The first is the capability to manage resources. This means the management tools implementing cloud must be able to recognize all types of resources – or in other words heterogeneous resources. Cloud management tools must be able to manage these heterogeneous resources through provisioning mechanisms, whether physical or virtual. The second is the capability to manage the software stack, or at least part of the software stack. Monitoring utilization data characteristics from physical resources is common, but monitoring utilization data in the software stack is less common, and certainly not generally inclusive of the entire software stack (IaaS, PaaS, and SaaS) under a single tool. But even if there were a single management tool that could monitor the entire software stack and had a dashboard that could clearly communicate the state of each tier within the stack, manual changes to the infrastructure to improve performance and efficiency would still be necessary. So this brings up a third capability that is needed: the ability to manage changes in the infrastructure through a set of policies. That is, to automatically make application and platform resource adjustments at any level in the software stack in order to improve utilization and efficient.
Well, at least this is what I learned. When I talk about cloud I will be thinking about all three capabilities in management solutions. It doesn't matter which use case or how big or little your use case is, if you can include all three of these basic cloud capabilities you will have a more efficient cloud. Of course the 'got to be open', and 'work with key partners' practices are always important too. But for cloud, I'm basing the best solution based on principle.
This Month: What 30,000 miles, 30 Customers and Five 5 Experts Taught Me
Having spent time with our financial services customers in Europe and New York, our partners and customers at ISC '10 and some of the leading thinkers on cloud computing, I come home tired but firm in my belief that:
Cloud is happening as we predicted. Grids are evolving to private clouds. Private clouds are being trialed first in test/dev. Private clouds to hybrid clouds to public clouds seems to be the plan for the majority of IT organizations.
HPC clouds (mostly bursting from private clouds or grids) are being driven by peak off-loading. Custom built/configured environments are very much required.
VM adoption will remain limited in HPC environments due to performance overheads (yes 5% overhead matters….)
"HPC as a Service" or "Grid as a Service" (suggest we just call it private cloud) is very attractive and a growing need for ISVs that want to offer hosted environments and/or SaaS.
Migrating to commodity architectures in the enterprise is a top 1, 2 or 3 long-term objective. Many enterprises have "Google envy" in this regard. Few companies realize understand that HPC environments have already shown the way there in many regards.
Clouds cannot be bought. The cloud is still cloudy in terms of offerings and reference architectures. Only discussions about specific architectures that support specific applications are productive.
The Debate Rages On.........
We're in Dave's corner in this debate, but don't feel that this conversation is as black and white as the media would like it to be. Ideally, private clouds provide IT and end users ways to manage, allocate and share resources and workloads that maximize the entire infrastructure while keeping information secure within the firewall. In addition, deploying a private cloud using an independent management layer also helps avoid lock-in issues because it provides the means to help make physical and virtual--as well as legacy and new systems--interoperable.
For companies with small IT teams or less complicated compute needs, the public cloud can be an easy answer. But companies with large IT teams and more complex infrastructures, however, can spend a small fortune for enterprise apps, and have often built intricate infrastructures that can be a tangled web of legacy systems and architectures. Add in a global presence and high performance compute requirements and the desire to manage that infrastructure securely and safely is an increasingly important element in evaluating cloud technologies. Can you trust your apps to the public cloud? If you are at one of these big global brands that I mentioned before, I can bet your legal departments probably don't want you to.
As for the scale argument that Giunta poses when it comes to public clouds, scale isn't limited to the public cloud domain. Having come from a distributing computing background and managed cluster and grid systems for everything from large financial institutions running complex trading algorithms to heavy scientific research calculations, we've been scaling huge systems within firewalls for years. Public clouds may be able to add capacity for hybrid situations and may give SMBs what they need to start easily and scale fast, but enterprises will ultimately need to build out their own systems that meet their needs for security, provisioning and management.
Multiple global datacenters => one virtual datacenter? I think not…
Now this particular "global VM" article by Nick Heath wasn't worthy of a chuckle, but--seriously? Who in their right mind would be entertaining a near-term strategy to string together all of their datacenter assets into a single shared resource pool, where apps and workloads could cross the pond(s) and back on a whim? Don't get me wrong – this is a wonderful vision, with incredible economics of scale and efficiency behind it – but cloud computing is in its infancy and it still has significant political, data security, and financial reporting issues that need to be resolved before a monumental project such as this could be entertained.
When it comes to cloud computing, organizations of all sizes need to start small, either within a specific group (e.g. developers and testers of a BU) or class of apps (eg. stateless Java apps performing simple request/response). From there, they can get the kinks out, work the politics, figure out the chargeback models, etc. You could certainly implement this approach across multiple datacenters/geographies to support these teams/businesses now (some of our early adopters are doing just that), but not for the sake of having an über-global cloud.
You don't need some science-fiction, futuristic cloud model to realize the economics of private cloud – a small bite will do.


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Anderson SC Homes For Sale
Searching for Anderson SC homes for sale can be so frustrating, especially when you see something you like online only to find out that it is already under contract. Well, All-Star Company has solved that problem by creating a search that updates Anderson SC area homes for sale every 30 minutes!
With this search tool, you can search the typical real estate listings parameters such as bed and bath count, age, and price, but All-Star Company has taken it to the next level and allows you to search Anderson SC homes for sale by choosing a specific school, lakefront only property, and even only foreclosures. This will keep you from searching through listings that don't matter to you!
To get started, choose the city or cities in which you would like to purchase property. If you're looking for a home, enter the minimum number of bedrooms and bathrooms you would like to have. If you're on the hunt for land for sale, then leave that blank. Enter your maximum and minimum price preferences, then click Advanced Search.
This feature allows you to narrow down real estate listings even further. Highlight the type of real estate listings in the Anderson area for which you are searching, then any other details and watch the search do its work!
The data relating to real estate for sale on this site comes from the Broker Reciprocity (BR) of the Western Upstate MLS. All properties are subject to prior sale, changes, or withdrawal.
This site was last updated Feb 18, 2019.


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10 Observations From Tom Jones Live at Bowery Ballroom
Photos by G.
The legendary Tom Jones dropped by legendary New York venue Bowery Ballroom on May 18, 2013 to showcase his latest album "Spirit In The Room." Here are 10 observations from the show.
1. I am over 30 years of age and I was the youngest person in the room. By far. Possibly by 30 years.
2. Tom Jones is an amazing performer who deserves the praise he gets as he had the 500 person venue eating out of his hand for the entire show….
3. …despite playing only one of his greatest hits ("Green Green Grass of Home") in the nearly 2 hour show.
4. All the die hard Tom Jones fans (some who I spoke with admitted to seeing him close to 1000 times) were delighted that he didn't play any "hits." The casual fans that came to see the hits walked away from the show bitter.
5. This was the first time I've ever seen people in walkers in the front row at Bowery Ballroom and as you know, I've been there hundreds of times.
6. Nobody threw panties or bras onto the stage. And for that, I am truly grateful!
7. Despite not playing his own hits, we heard covers of songs originally by Bob Dylan, Paul Simon, Odetta, Paul McCartney, Tom Waits, Richard Thompson, Elvis Presley, Joe Henry and Leonard Cohen.
8. Tom Jones went on stage around 9:15 PM. He entered the building for the first time that day at 9:02 PM.
9. During a slow song, so many people in the audience took the opportunity to yell out "Play 'Delilah'," nearly drowning out Tom, but because he is the consummate performer, he overcame the audience jeers and when the song was over, got some of the loudest applause of the night.
10. I would totally go see Tom Jones again.
Bonus observation:
11. I think I better dance now!
See the setlist after the jump.


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When someone dumps their toxic feelings on us- explodes in anger or threats, shows disgust or contempt-they activate in us circuitry for those very same distressing emotions. Their act has potent neurological consequences, emotions are contagious. We catch strong emotions much as we do a rhinovirus-and so can come down with the emotional equivalent of cold. The speed differential between these two systems- the instant emotional one is several times faster in brain time than the more rational one-allows us to make snap decisions that we might later regret or need to justify. By the time the low road has reacted, sometimes all the high road can do is make the best of things. As the science fiction writer Robert Heinlein wryly wrote- Man is not a rational animal, but a rationalising one.
Emotional Economy by Dan G.


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Your shopping cart is empty!
The Air Jordan 6 Low Oreo features white speckling on black sections of the shoe, like the midsole, heel 'spoiler' and lace-lock. Speckling is a sure-fire first for the Air Jordan VI, which is why this pair is one of the most anticipated of the 2015.


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Take the Pledge and Win!
Take the Pledge Day is coming up on Saturday 1 November, when our volunteers all up and down the NSW coast will be heading to their local beach to spread the word on litter prevention and get visitors and locals alike to Take the Pledge to keep New South Wales Beautiful by not littering.
The Day is an opportunity to spread the word at the grassroots level, to influence people to be conscious of their litter habits and start a behaviour-change transformation. We will be making our presence known and building momentum for an ongoing campaign that can be
taken to events and places throughout the year.
We're excited to be leading up to this first Take the Pledge Day on New South Wales beaches, and you should be too!
Take the Pledge Day is your chance to get in the running to win a BIC Sport 7'3″ Mini-Mal surfboard
All our volunteers on the Day will be carrying Take the Pledge signs and offering anyone who takes the pledge the opportunity to take a photo of themselves holding the sign, to post on Twitter or Instagram.
Post your photo along with the hashtag #HeyTosser, follow us (@knswb on both Twitter and Instagram), and you'll be automatically entered into the competition!
Results will be drawn in the week after Take the Pledge Day, and we'll notify the lucky winner via social media.
Volunteers can enter too! So to guarantee your entry, register to volunteer now at www.takethepledge.com.au – and help us on our mission by giving just two hours of your time to collecting pledges at your local beach.
See you on the beach!
A big thank you to BIC Sport for generously donating our prize


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Here is another delectable recipe from our kitchen. We leave out the "herbe de provence" and remove the bay leaf before we puree. Enjoy.
3 tbsp olive oil
1 onion, diced
1 clove of minced garlic
2 ribs celery, finely diced
1 1/2 cups yellow split peas, rinsed and drained
1 tbsp "herbe de provence"
1 bay leaf
Heat oil on medium-low heat. Add onions, garlic and celery and gently saute for about 5 minutes. Add split peas and saute for another 5 minutes. Add "herbe de provence", bay leaf and water. Simmer on low heat for about 45 minutes or until peas are tender. Add more water if a thinner broth is desired. Remove bay leaf, then puree with an immersion blender. Season to taste with "herbamare" or sea salt, and pepper (if desired).
Note: Cindy likes to add one or two chopped, cooked carrots after the soup is pureed.
Tuesday, October 12, 2010
Cindy's Split Pea Soup
Posted by Carp Ridge Forest Preschool at 10:07 AM
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The goal of this concept is to begin to identify the stories and resources related to American Indian heritage in the Delta. Section 1104 of the Delta Initiatives calls for recommendations for establishing a Native American heritage corridor and cultural centering the Delta. This concept lays some of the groundwork toward implementing section 1104. The planning team met with Indian groups resident in the Delta and with some of those who have historic ties. Any further planning efforts to finalize section 1104 should include participation by Indian groups interested in the area.
Five thousand years ago the predecessors of today's American Indians established communities in the Lower Mississippi Delta Region marked by large elaborate earthen mound structures. Around 1,000 A.D., larger, more complex mounds were erected by Mississippian cultures. Circular and conical mounds of the earliest inhabitants and the flat top earthen mounds within large towns of the Mississippian peoples are still evident across the lower Mississippi valley. The story of these inhabitants and the myriad generations of Native American peoples that followed helped define the natural and cultural landscape of a region and shaped the evolution of the character of a nation.
Today there are five federally recognized American Indian tribes resident within the Lower Mississippi Delta Region study area:
- Mississippi Band of Choctaw Indians (Philadelphia, Mississippi)
- lena Band of Choctaw (lena, Louisiana)
- Tunica-Biloxi Indians of Louisiana (Marksville, Louisiana)
- Chitimacha Tribe (Charenton, Louisiana)
- Coushatta Tribe (Elton, Louisiana).
Other Louisiana Indian groups are recognized by the state as Indian communities.
One of the misconceptions about American Indians in the Southeast is the belief that there are no Indian peoples still living in the Delta region or anywhere in the southeastern United States. On the contrary, tribal members from various tribes live in the Delta and are currently thriving. For example the Mississippi Band of Choctaw Indians in Philadelphia, Mississippi, which are descendants of Choctaws removed from their homelands in eastern Mississippi in the 1830s, struggled to survive as a recognized tribal entity. Today, they serve as a model for tribal organization, social programs, and successful economic development and diversity.
The Tunica-Biloxi Indians of Louisiana in Marksville have a different story of Indian survival to tell in the Delta. The Tunica-Biloxi, descendants of two separate tribes, the Tunica and Biloxi, received federal recognition in 1981. The tribe's successful 10-year legal battle to recover its ancestral artifacts, the "Tunica Treasures," laid the foundation for the Native American Graves Protection and Repatriation Act, passed into law in 1995. This landmark ease and its preceding legislation have had an impact on other indigenous groups across the country in reclaiming their ancestral remains and artifacts.
The other federally recognized tribes in the Delta have stories of survival and success to relate. Their heritages reach back to the original mound building societies of various archeologic periods and stretch to the visible activities of today's modern Indian peoples.


text:
Assorted notes and ramblings of mine. Mostly about endurance sports. Some serious, some not so serious. Some work related, others personal.
Monday, November 3, 2008
Marathons & Triathlon
This subject routinely comes up at this time of year on triathlon forms and message boards: Should I run a marathon in the off-season? It seems counter intuitive, but if the desire is improving ones running in a triathlon - any length triathlon, the straight up answer is, "no, don't run a marathon in the off season"
Deeper questions need to be asked though before leaving it there: What is the athletes focus? Is it triathlon or do they have a singular goal of running a marathon, maybe qualifying for the Boston Marathon? How is their running in relation to the other two sports? Do they come from a running back ground? The answers to these questions, will give some guidance as to what direction to go.
If the triathlete has a burning desire to run a marathon. Great! My suggestion to them would be to take 6 months to maybe even a year and really focus on the marathon and do it right. The problem is many triathletes look at running a marathon in too short a period of time, just bolt on a few extra long runs, and hope/pray that running the marathon is going to somehow totally transform and improve their triathlon running. The actual impact on how they run in triathlons is minimal and over the short term, depending on the timing of the marathon and key tri races, can me detrimental to their triathlon running and performance. If they take the time to really train for a marathon and do it right ( and it's not just about all long runs all the time), they will have some very positive long-term impacts on not just their stand-alone running but their triathlon running to.
Now if the focus is overall triathlon improvement with a concurrent desire to improve their triathlon running, then the wise triathlete will eschew the off-season marathon completely. Again, seems counter intuitive, but if you understand what running in a triathlon is you will perhaps see where I am going with this. Tri-running is about running while tired. You start out with tired legs and often with poor running form after the bike. The pace you run has to be that all-day, I can run-this-on-trashed-legs pace. A potent builder of this sort of run fitness is high frequency running - running as many days/week as you can. Get out and run almost every day - for 20 minutes to up to 2 hours. Just get out and run. Don't worry so much about pace, or heart rate. At first just try and build up to running for some bit of time ( 20min minimum is a good place to start) for upwards of 6 or even 7 days/week. Once getting in 6 or 7 days week, then start to increase weekly volume slowly. Do this for 3 - 4 months in the off season and you will really deepen the base running fitness you have and your ability to run while tired. If the triathlete wants to race - do a few 10K or even 1/2 marathon races. These distances push key fitness parameters like lactate threshold, but you can recover quickly and get back to the high frequency program quickly without a lot of down time.
My wife, Paolina Allan (pictured above), has become a very consistent 3:20 marathon runner in Ironman runs. She is not a natural runner and she has never run a stand-alone marathon. She has achieved this standard of triathlon and IM runnning by using a program of high frequency running through the winter months and she races a number of 10K and 1/2 marathons and uses these as training efforts and benchmarks of fitness.
Hope this helps.
6 comments:
- JB said...
Interesting reading. I have improved my run significantly this year following many of these principles and elected to run an off season marathon after a 12 week dedicated running plan. Pfitzinger's Advanced Marathoning 55 mile/wk plan starting at week 6 of his 18 week plan. Only biking/swimming once a week and plan to take several weeks off after the mary. Usually run an avg. of mid 20's at best weekly but have averaged over 50/wk for the past 8 weeks w/o injury. Weekly ART, massgae and ice baths and stretching help no doubt. Run was my weakness and it has really come a long way in the past 2 years. I plan to recover fully before next year so why not do a mary and see if I can "take it to the next level"?
- November 8, 2008 at 6:04 PM
- Fleck said...
Everyone's a bit different. I think that many Age-Group triathletes run marathons because it gives them a goal to shoot for. That's fine and it that is a motivator then so be it. I still think that if they did the training but skipped the marathon, they may actually be better off :-)
Each to his own.
Best wishes for your marathon. You do sound like the run is coming along around for you and that is the bottom line.
- November 11, 2008 at 3:07 PM
- JB said...
Roger that. Thanks and talk to you soon. J
- November 11, 2008 at 3:08 PM
Yes, interesting reading indeed.
I'm currently following a running focus plan to improve my poor running on an IM.
It's exactly what you describe : running nearly everyday or so, tired or not (especially when tired, of course...). Go to massage and use cold bath for recovery.
But pace : doesn't it matter in some way when building a run fitness ? Running at endurance pace is not exactly similar to IM pace. That's a good + 10-15bpm.
What do you think ?
- November 21, 2008 at 1:05 AM
- Fleck said...
Naturally the pace is going to vary from person to person. You know you are doing the right pace when you can run about an hour and you are ready to go the next day - ie it's a decent pace, you are working hard towards the end of the hour, but it's not leaving you so beat up that you have to take the next day off. It's not that sexy, or complicated - just keep repeating this day after day.
- November 21, 2008 at 7:47 AM
- BlueChance said...
I agree with most of what you are saying. Mileage makes you a better runner. Lydiard preached it and it worked and still works.
I was previous a collegiate runner with a 31:30 10K PR (many years and lbs ago). Now i have become an aging working stiff triathlete that can not swim to save my life but can ride as well as most any AGer and i survive the run better than most.
This fall and winter i embarked on a plan to get my run down from a 40min olympic run to AT LEAST sub 38...so, i committed to running consistently. I chose to do a 5 week program where i ran a minimum of 30 minutes everyday for 14 days then a week of running when i wanted to followed by 14 days of at least one full hour a day. In the end i ran 32 of 40 days.
I never ran so hard that i couldn't repeat the run the next day. Even as my legs become more and more tired i found myself running courses from earlier in the cycle at 30 seconds faster per mile but with a lower HR.
For those familiar with Training Peaks the 41 days saw me take my CTL from 23.7 to 46. I didnt run intervals or anything like that.
I simply ran more. During the middle of my biggest two weeks of running in 10 years i ran 18:30 for a 5K when 5 weeks earlier on an easier course i was only able to run 18:54.
as John Parker once wrote in "Once a Runner"...it is the trials of miles and the miles of trials.
oh, and i am learning from experience...the same works in the pool and on a bike.
- January 12, 2012 at 5:58 PM