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What is travel life insurance?
Travel life insurance is a term that may often be used by Australians who are looking to find travel insurance with built-in protection in the event that they suffer from an illness, injury or death. Essentially, they are considering a travel insurance policy that also includes the core cover features of a life insurance policy.
Travel insurance policies have features and benefits that are designed to cover any financial losses not only as a result of illness or injury, but also in events that are out of your control, such as lost baggage, flight cancellation, and credit card fraud. Most travel insurance plans will also provide cover for death caused by an accident. This type of policy commences from the date listed on the certificate of insurance when you are about to start your journey and ends when you return to Australia.
Additionally, life insurance policies are designed to provide a benefit payment should the policyholder pass away, be temporarily or permanently disabled and are unable to work due to an illness or injury. Life insurance offers long-term financial protection and policyholders have the flexibility to select the period of time they want to be covered for. Most policies will allow for cover to be extended without the need for further medical underwriting.
How can I Get Travel Life Insurance Quotes?
If you are looking to get a quote for travel insurance, follow the link below and compare different types of cover available to suit your needs and situation.
Looking to compare life insurance quotes from Australian providers? Submit your details below to receive a quote.
Compare Life insurance quotes from these direct brands
Edit your details
Did you submit incorrect details? Not to worry, you can edit them below.
Life Insurance vs Travel Insurance: What are the Differences?
There are a number of notable differences between travel and life insurance as each policy is catered to meet specific type of needs.
|Travel Insurance
|Life Insurance
|To provide financial relief in the event of an illness, injury, and any other personal loss that occur while the policyholder is travelling. Cover is either taken out for both domestic and/or international trips.
|To provide financial assistance for the policyholder and/or their dependents in the event of death, serious illness, or disability.
|Types of cover
|Policy features and options
|Travel insurance features may vary between providers, but will generally include:
|Different types of life insurance will have different features and options available on each policy. As an example, some of the benefits that you can obtain from life cover include:
|Period of cover
|Starts when you begin your journey from Australia and ends when you return from your trip to Australia.
|The length of cover for different life insurance policies may vary between providers. However, most life insurance plans may continue your cover until your 99th birthday. You also have the power to choose the cover period most suitable to your needs.
|Death cover
|Yes, but only if the cause of death is accidental, with a limited benefit amount of generally around $25,000. This amount is also payable if you pass away within 12 months of an injury or terrorist act that occurred during your trip.
|With life cover, you can choose a cover amount that is most suitable to your needs. Other types of life insurance generally provide a benefit payment to the nominated beneficiaries if policyholder passes away.
|Loss of income cover
|Yes, travel insurance will provide a weekly benefit payment in the event that you are unable to work in your usual occupation when you return to Australia as a result of an accidental injury during your trip.The length and amount of cover can vary significantly between providers. You may be entitled to receive the monthly benefits to a maximum of up to $1,500 per month, for a period of 13 to 26 weeks.
|You can protect yourself against loss of income due to a temporary disability with income protection insurance. Most policies will cover you for up to 75% of your annual salary and you can choose a benefit period most suitable to your needs, from 1, 2, 5 years, or up to age 65.
|Medical and death repatriation
|Your travel insurance policy will cover any costs incurred from organising your repatriation, either for medical reasons, or death, to Australia.
|With income protection, the transportation expenses to return you back to Australia will be reimbursed if you have been injured for a specific amount of time. Life insurance will also cover repatriation or return to Australia with diagnosis of terminal illness
|Purchasing cover
|Travel insurance can be purchased entirely online.
|To purchase life insurance cover, a medical underwriting will generally be required. Although, you can also now purchase cover through direct life insurance providers and apply for a policy via online or phone.
Finding Travel Insurance with Life Insurance Cover
As previously mentioned, most travel insurance policies have death and disability cover; however only if the cause is accidental. You will only be covered for death, disability or loss of income while you are travelling and it will cease once your trip has ended. The amount of cover that you can obtain is often quite limited - usually around $25,000 for death and between $10,000 and $25,000 for disability cover.
You may be looking for the long-term protection of life insurance to provide the financial buffer that you and/or your dependents need should you pass away, or become temporarily or permanently disabled. Unlike travel insurance, life insurance will provide a benefit payment if your death is either by an accident or due to natural cause. You can also apply for a cover amount that is sufficient for your family to keep on top of any daily living expenses, outstanding debts and future children's education expenses.
Find How Much Life Insurance Cover Amount You May Need
Life Insurance and Travel: Will I be Covered while I am Overseas?
You may be wondering if you will be covered under your life insurance policy for when you travel abroad. The good news is, most life insurance providers offer their policyholders access to cover no matter where they are in world, 24 hours a day 7 days a week.
Will trauma or disability cover medical expenses while I am abroad?
While trauma and disability insurance may not specifically cover medical expenses that are incurred while you are overseas, the benefit payment that you receive when you lodge in a claim can be used to cover these expenses. Remember that most Australian trauma and disability policies will provide worldwide cover. If you are getting monthly benefits from your income protection policy, you will generally be required to return to Australia to continue receiving payments after a nominated period of time.
Learn more on the benefits and features of trauma insurance
Can I Get a Short Term Travel Life Insurance Policy?
Travel insurance provides cover for death and disability if they were caused by an accident throughout the duration of your journey, and therefore, it only covers you for a short-term. It starts from when you begin your journey and end when you return from your travel.
Life insurance, on the other hand, is designed to provide long-term cover. However, you may find certain types of life insurance, such as term life (or life cover), provide cover for a short as a 5 year term, or you can opt to extend until you turn 99 years old.
Considerations for Travel Insurance and Life Cover If You are Travelling
It is important to note that travel insurance and life cover are two very distinct insurance policies and they have different purposes. Both products require you to consider your own situation when reviewing different policy features to ensure that you have the right level of protection in place.
Remember that you cannot rely on travel insurance alone to provide financial relief to your family should you pass away, or suffer a serious illness or injury while travelling. The benefit payout is not sufficient to cover current and ongoing financial obligations. The true value of travel insurance is found in other cover for overseas medical expenses, trip cancellation and loss/damage to luggage and personal items.
It is essential that you compare different policy options when considering travel and life insurance plans. Speaking to a life insurance consultant and/or travel insurance representatives can provide additional assistance that you may need when determining which cover is suitable to your situation. This is to ensure that you are getting the right level of cover and at a price that you can afford, allowing you to enjoy your holiday experience to the fullest.


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Tourism Destinatons
Interesting Place
Culture Tourism
Special Tourism
Interesting Place
Culture Tourism
Special Tourism
Tiban Dance
Tiban is one of Trenggalek's dance which has been perpetuated by a great number of villagers. "ban" was a dry seasonal tradition for young shepherds trying to get water for their cattle. To obtain water, they occupied with the game the rain fell down heavily. Up to the present time. "Tiban" has still been held every dry season to plead for rain to God. The whip is made of several twisted sugar palm leaf ribs. This game is led by "landang" (referee). A "Landang" is a wise person who master the rule of the game. This game is accompanied with "pelog" (seven tone gamelan scate) and "genadang" (small drum covered with leather at each end) played in dynamic rhythm which make the dancers more energic and antusiastic.
Trenggalek Marble
Trenggalek Marble Trenggalek has many kinds of mineral product, one of the products is marble, especially black marble which has its high quality like Italian kind. The youth organization of Nglembeng village, Panggul district make kinds of souvenirs such as … Continue reading
Nasi Pindang Trenggalek
Nasi Pindang Nasi pindang trenggalek is delicious rice with fillets of beef and sweet coconut sauce, thik and brownie sauce. Nasi pindang has particular in So leaf or melinjo leaf, which make the taste is good and delicious. Nasi pindang … Continue reading
Karanggoso Beach
Karanggongso Beach Karanggongso beach is about 3 Km, east of Prigi. The beach is 1,5 Km long with its white sand, gullet and clear water which enables the tourists to take a bath. This beach is located in Tasikmadu village. … Continue reading
The Making Of Trenggalek Batik
Trenggalek Batik This kind of traditional craft is considered as woman work from generation to generation. Industrial area of this craft industry is located in Sumbergedong district, Trenggalek, covering 1,362 units of commercial, by the total production capacity of 794,804 … Continue reading

subset: commoncrawl


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Sheer blouse- Thrifted
High-wasted shorts- Glassons
Socks- School Socks
Today was supposed to be my "homework day" but Wendell came over and I decided to postpone it till tomorrow! He came over to shoot another Adele parody video but we got lazy and we didn't know what to do so I requested we just take some photos instead. We took a few videos as well, we took one of him trying to put make-up on me... which was pretty alright, I guess :-) He took these photos and he couldn't stop laughing. He was laughing at my "poses" hahahaha.


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February 28, 2019 - 3:57pm
February 28, 2019 - 3:29pm
What is FEMA? The Federal Emergency Management Agency (FEMA) is an agency of the United States Department of Homeland Security. The goal of FEMA is to "plan, prepare, and mitigate" before, during, and after manmade and natural disasters. SIEC has been awarded two FEMA Mitigation Grants in the last five years. The first FEMA Mitigation Grant was awarded in 2012 and the second was awarded in 2014. These funds were allocated for the purpose of strengthening the electric distribution system throughout the service territory to mitigate potential damage in the event of natural disasters. This was done by constructing new overhead lines with bigger poles, shorter spans, new conductor, and "right sized" transformers. The 2012 FEMA Mitigation Grant was an 85/15 project meaning the grant paid for 85% of the project and SIEC paid for the remaining 15%. The 2014 grant was a 50/50 project. SIEC employees worked very hard to obtain these grant monies saving our members the cost of these much needed upgrades to our system.


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Red Dog-Truly a World Class Mine
Fairbanks March 22, 2010
The Red Dog zinc mine, owned by NANA Regional Corp. and mined by Teck, has been operating for more than 20 years in the Delong Mountains of northwest Alaska. The mine has been one of the world's largest producers of zinc concentrates and is responsible for about half of the production value and revenue paid by the Alaska mineral industry. NANA shares its mine revenue with other Native regional corporations. The mine produces substantial quantities of lead and silver, as well as minor metals such as germanium. Concentrates are shipped to nine countries. With 490 workers, the mine is the largest private-sector employer in the Northwest Arctic Borough.
Red Dog is truly a world-class mine, and, wherever I travel, colleagues always ask about the project.
After 20 years, the mine is entering a new era of operations as it finishes and reclaims the main deposit area and develops the adjacent Aqqaluk deposit. Both are part of the same mineral deposit, which has been separated by a fault.
Permitting and planning for the Aqqaluk unit has been ongoing for several years and has included federal and state agencies, non-government organizations, local municipalities and regional organizations. On Dec. 2, the state approved the reclamation and closure plan for the main deposit and the waste management plan to authorize the development of the Aqqaluk deposit. On Dec. 10, the Northwest Arctic Borough approved the Aqqaluk project, and, on Dec. 15, the state issued the 401 certification of the National Pollution Discharge Elimination System and the U.S. Army Corps 404 permits.
On Jan. 15, two nonprofit law firms, the Trustees for Alaska and the San Francisco-based Center on Race, Poverty and the Environment, representing local tribes and environmental groups, filed an appeal of the state's 401 certification, asserting that certain provisions do not comply with the Clean Water Act.
On Feb. 16, the same groups appealed the U.S. Environmental Protection Agency's issuance of the NPDES permit, which was due for renewal on March 1.
Issues brought up in the lawsuit include mixing zones, effluent limitations and "backsliding" (changed limits). Until the EPA responds, the entire permit is stayed.
Much of the controversy revolves around changing stipulations that incorporate new standards for "total dissolved solids" into the Red Dog permits. Based on developing science during the past 12 years, the state of Alaska has adopted new water quality standards. These new water discharge standards apply statewide for hundreds of public and private endeavors. Local examples include Golden Heart Utilities and visitor-related businesses at the entrance of Denali National Park and Preserve. The state standards allow mixing zones, many of which are issued to municipal waste treatment systems and not mines.
Pre-mining surveys done in the 1980s found no fish and other aquatic life present in Red Dog Creek because of naturally occurring toxic metal concentrations and very acidic conditions. "Ten years of aquatic surveys have demonstrated that aquatic productivity in the main stem (of Red Dog Creek) has increased from pre-mining conditions due to effective water management practices and treatment," Alaska Department of Environmental Conservation researchers said in 2004. Under the new 401 permit issued by the state, Red Dog will continue to treat and discharge water and implement additional water treatment.
When the Red Dog Mine began in 1989, the original permit did not contain effluent limitations for many parameters. Based on new science, regulatory standards are evolving. When an updated permit was issued in 1998, the agencies did their jobs — just as NGOs asked — and incorporated effluent limitations based on the new water quality standards.
If mining permits are blocked, Red Dog mine might be forced to shut down, which will have no environmental benefit. Rainwater and snowmelt must continue to be treated and discharged to manage water levels in the tailings pond. Hundreds of employees will be out of work in a region where good family wage jobs are precious.
The regulatory agencies are doing their jobs at Red Dog. A healthy environment co-exists with economic development. So let's not tarnish the jewel in the crown of Alaska's mineral industry.
Tom Bundtzen is a geological and minerals consultant based in Fairbanks. He is a past statewide president of the Alaska Miners Association and works on natural resource issues for the Greater Fairbanks Chamber of Commerce. The views expressed in this article are his own.
For more information: http://newsminer.com/view/full_story/6701976/article-New-science--new-permits--Red-Dog-Mine-has-cleaned-up-the-water-?instance=com_perspectives


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Finding the right swimwear for your body type can be tricky, but MyBag are on hand to help.
Discover what body shape you have below – are you an apple, or an inverted triangle? - and find the perfect designer swimsuit to make the most of your figure.
Shop designer swimwear at MyBag now
Nipped in at the waist, with wider shoulders and hips – a real Marilyn Monroe.
Choose vintage-inspired styles with high waists and longline tops – this really accentuates your curves. We think the Mara Hoffman Starbasket Crochet bikini is perfect – the halter tie is super flattering across your shoulders, and the outward burst print only emphasises your teeny waist.
Swimwear to avoid? Keep away from mismatched bikini tops and bottoms – this can make your curves look disproportional and clunky.
Super feminine and shapely, your bust and stomach are wider than your legs and hips.
Draw attention to your bottom half – show off your legs with a high cut, printed swimsuit. Thicker straps will even out your top half, too – the Paolita Rhapsody Gershwin Swimsuit ticks all the boxes here; the striped print draws attention away from the bust, which is underwired for additional support.
Swimwear to avoid? Thin straps will make your shoulders look wider – thick straps are definitely a must.
Beautifully bootylicious, you've got narrow shoulders and curvy hips.
Keep your bottoms a darker, block colour, and choose a fun printed top to balance your shoulders and hips. If you're feeling a little daring, opt for a triangle plunge neckline to broaden your top half; the Paolita Eltham Bikini Top has a beautiful print and gorgeous back detailing which looks stunning paired with plain bottoms.
Swimwear to avoid? Boy shorts will make your hips look wider, as they're cut directly across – pick high- or low-waisted styles instead.
Busty, with a slender waist and narrower hips.
Support is key, so choose a halterneck style – bikini tops which fasten around the neck and back allow you to adjust the level of support yourself, ensuring a perfect fit every time. When picking bottoms, choose a style with frills, lattice work or detailing to balance top and bottom – just like the navy and melon L'Agent by Agent Provocateur Eleena Bikini.
Swimwear to avoid? Bandeau tops are a no-go, as they'll offer limited support.
Toned and taut, your body is straight up and down.
Cut outs, frills, prints and patterns are your friend – all perfect for creating the illusion of super-defined curves. A halterneck top paired with high-cut bottoms will emphasise this; choose something like the L'Agent by Agent Provocateur Agata Swimsuit - the cut out side will give you a gorgeous silhouette!
Swimwear to avoid? Plain bandeau tops won't give you a great shape – stick to styles which fasten around the neck or feature straps.


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University Health Shreveport is north Louisiana's premier Trauma Center caring for adults and children. Serving Louisiana, east Texas, and south Arkansas, we offer some of the most advanced medical and surgical care available. From the time patients enter our Trauma Center, they are cared for by physician and nursing experts who specialize in the assessment and treatment of critically ill and injured patients. Trauma surgeons, emergency, and intensive care physicians from LSU Health Shreveport are available 24/7, 365 days a year. There is always an emergency bay, operating room and intensive care bed available for persons who need it.
Supported by a team of medical and surgical specialists, we are committed to providing the best trauma care available – regardless of a patient's ability to pay. In addition to providing trauma and emergency care, University Health and LSU Health Shreveport are involved in education and research activities. As a regional resource, we train caregivers regarding medical matters. We also educate the general public to help prevent injury. We work extensively with the region's first responders – our police officers, firefighters, paramedics and other rescuers to make sure that they have the information and skills necessary to save lives. Our outreach through various community groups ensures that teachers and families are aware of ways to make our community safer for people young and old. Together, we will make the communities of north Louisiana a safer place to work and live.
Referring physicians can reach us at any hour by calling our emergency call and transfer center at 318.626.4NOW (4669).
Pre-hospital care providers needing medical advice can reach Shreveport's emergency and trauma physicians by calling LERN – the State's Emergency Response Network call center – at 1.866.320.8293


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Tennessee State Parks & Natural Areas Tennessee State Parks & Natural Areas
Here's a sample of our volunteer opportunities:VIEW AS
Mission Statement
State Parks: To preserve and protect, in perpetuity, unique examples of natural, cultural and scenic areas and provide a variety of safe quality outdoor experiences through a well-planned and professionally managed system of state parks.
Natural Areas: To restore and protect Tennessee's natural biological diversity.
Tennessee State Parks conserve natural, aesthetic, cultural, and historic resources, provide opportunities for enjoying healthful outdoor recreation and serve as outdoor classrooms for environmental and cultural resource education.
Tennessee State Natural Areas, with a staff including professional biologists, botanists, zoologists, ecologists, natural resource management specialists and data managers, conduct a wide variety of programs and activities focused on conservation, restoration and management of Tennessee's vast diversity of natural resources. These activities include providing technical assistance and educational programs for governmental agencies, non-governmental agencies, industrial and other private landowners and educational institutions, as well as managing statewide system of State Natural Areas and Scenic Rivers located throughout Tennessee.
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Susie Prince
Managing Director
Susie Prince joined Mokoro as Business and Operations Manager in October 2011. She is one of the company's directors and has responsibility for overseeing Mokoro's research and consultancy portfolio, managing the staff team, and providing operational oversight across business development, programmes, finance, research and administration. Susie has 15 years' experience in international development, with a background in organisational assessment and capacity building, strategy and planning, programme development and management, M&E and learning. Previous roles include senior management and consultancy positions with and for a range of membership and umbrella organisations, international NGO/ civil society support organisations, and various government and UN agencies. She has worked in many countries in Asia, Europe and the Middle East.
MA (Distinction) Development Studies and Education, University of Leeds, UK (2004)


text: CrossFit Manitowoc offers: constantly varied, high intensity, functional fitness training in a welcoming community environment. The magic is in the movements, the art is in the programming, and the fun is in the camaraderie and community we build by sweating together. No matter what your fitness level, age, or background, our program can be scaled and adapted to provide the functional benefits we all need in life. Beginners should check out our GETTING STARTED page for information on introductory class and how to join.


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FACT: This multitude of Names/Titles created equals the Literary Works of Shakespeare, Homer, Webster, or any other Literary Genius!
FACT: Washington's Letters to Family and Friends who lost spouses and children to tragic circumstances present an amazingly grasp of theology that puts Washington ON PAR with Calvin, Wesley and Spurgeon!
FACT: If you or any Bible college Professor out there think 1,000-plus 'Theologically Correct' Names/Titles for God is a simple task: TRY IT!
FACT: No other writer, whether Jewish Scholar, Biblical Author, Reformation or modern Scholar, has even devised ONE-TENTH as many ORIGINAL Names/Titles!
George Washington Prays for Food for Army: Fish Clog River Soon After!
"AMERIPEDIA™" is a "Trademark" Of NewtonStein Academy,
"THEN" by inherent definition - it must be:
DEDUCTING from the simple fact - that God equates His Word with Himself:
And "IF IT BE NOT" - true in all subjects mentioned above; and And "IF IT BE NOT"
The 2010 Election and the 2012 Census both greatly favored the Conservative Climb to superiority.
*HOLY and UNCHANGING!
*HIGHEST AUTHORITY on Earth!
>> The WORD of GOD,
>> So Help me GOD!
Please "CLICK" the following to Affirm your Commitment as a CHRISTIAN AMERICAN to the Word of God upon the Earth!
This Christian American BELIEVES in the WORD OF GOD!
The 2010 Election and the 2012 Census both greatly favored the Conservative Climb to superiority. It looks as if 2012 will enhance Conservative Conquests, and if 2016 does, such will be followed by another CENSUS BOOST in 2020;
Liberal California, New York, Michigan, Pennsylvania losing citizens, voter-share, while Conservative Texas, Florida, Arizona and all of the deep south gaining voter-share!~
>> REPUBLICANS are having more children than DEMOCRATS;
>> COUNTRY folk are having more children than CITY FOLK;
>> RED STATES are having more children than BLUE STATES;
>> CHRISTIANS are having more children than NON-CHRISTIANS;
>> RELIGIOUS folk (Muslims, etc.,) are having more children than ATHEISTS/AGNOSTICS;
>> CONSERVATIVES are having more children than LIBERALS;
>> DEEP-SOUTH Americans are having more children than NORTH-EAST-&-WEST Americans;
>> WORKING PEOPLE are having more children than WEALTHY-&-WEALFARE;
>> LIBERALS "ABORT" more of their children than CONSERVATIVES;
FACT: ALL of these trends bode well for the next 40 years;
Either you will flee to a CONSERVATIVE state or your state will become CONSERVATIVE — (or BROKE!)
Why will your moderate-somewhat-liberal state become CONSERVATIVE? Because, voters fed up with LIBERAL fiscal irresponsibility, will elect CONSERVATIVE candidates who promise to pass CONSERVATIVE-state policies.
According to the National Conference of State Legislatures (NCSL) of the USA:
>> 16 state legislatures are controlled by Democrats;
>> 8 states are split (i.e., each party controlling one house);
>> 29 States have Republican governors;
>> 20 states have Democratic governors,
>> One state governor is independent.
>> 11 states where Democratic, control both the legislature and governor's mansion;
>> 18 states are split (one party controls the governor's office and the other the legislature).
One reason for that shift is that CONSERVATIVE states are taking fiscal responsibility while many LIBERAL states aren't—and it shows.
The American Legislative Exchange Council (ALEC), a bipartisan association of conservative state legislators, recently released its fourth edition of "Rich States, Poor States," by the well-known Reagan economist Arthur B. Laffer, the Wall Street Journal's Steve Moore, and Jonathan Williams of ALEC.
The study looks at factors that affect state prosperity and economic outlook, such as tax burdens and population change. What's clear is that CONSERVATIVE or CONSERVATIVE-leaning states dominate the top positions . . . .
. . . . while LIBERAL states have the dubious distinction of dragging in last.
In the economic outlook section, for example, the TOP 20 states are STRONG CONSERVATIVE or lean CONSERVATIVE, while eight out of the bottom 10 are very LIBERAL: New York, Vermont, California, Hawaii, New Jersey, Illinois, Oregon and Rhode Island.
Most of the "poor states" states, as ALEC calls them, have the highest personal income tax rates and the largest unfunded state pension liabilities.
But instead of taking the CONSERVATIVE-state approach by lowering taxes and/or cutting spending, the LIBERAL states tend to want to raise taxes even higher, just like their White House mentor.
The LIBERAL result of over-promising, over-borrowing, over-taxing, and overspending, and their knee-jerk response to solving their fiscal problems by raising taxes, is that people are increasingly fleeing the LIBERAL states.
Meanwhile, the five biggest winners in the relocation states are all commonly identified as CONSERVATIVE states in which Republicans generally dominate local politics: Texas, Florida, North Carolina, Arizona, and Georgia."
The good news is that some LIBERAL states at least five [New Jersey, Wisconsin, Minnesota,] have seen the light and are turning CONSERVATIVE, embracing the limited government/low taxes CONSERVATIVE-state vision and are coming back from the brink. Maine, for example, is one of ALEC's bottom 10 states.
But as of the last election, Maine now has a Republican state house and governor. And the new governor has been pushing for the CONSERVATIVE-state approach, cutting both taxes and state spending.
The Washington Times recently pointed out that "at least a dozen [mostly CONSERVATIVE] states ended fiscal 2011 with surpluses."
Maine was one of them.
LIBERAL-leaning Michigan and Wisconsin both have elected Republican legislatures and governors, as has swing-state Pennsylvania. And LIBERAL Minnesota now has a Republican legislature.
And New Jersey has the timid-thumb-sucking republican Governor: Chris Christie!
By contrast, some LIBERAL states appear determined to spend themselves into bankruptcy.
The AP reported on Oct. 16, "Drowning in deficits, Illinois has turned to a deliberate policy of not paying billions of dollars in bills for months at a time.…" So that big tax increase passed by Obama's home state, which likes to do things the Obama way, didn't fix the revenue problem. Someone needs to call the president and explain that to him.
And California, another of the most LIBERAL states, faces similar problems. Just last year it was handing out IOUs because it couldn't pay its bills. High taxes and chronic fiscal problems have Californians leaving in droves.Why won't some of these LIBERAL-state fiscal basket cases learn the lesson that a state can't tax and spend its way to prosperity?
Well, for one thing, many of them have been hoping for a federal bailout—and President Obama tried. A Wall Street Journal article points out that about $200 billion of the president's misnamed "jobs bill" was little more than a state bailout for teachers and construction workers. [Priming the Pump for campaign donations and votes for 2012!]
But Republicans are refusing to be complicit in state fiscal irresponsibility. Call it tough love, but LIBERAL LOSER states will sink or swim on their own.
Many fed-up citizens in those LIBERAL states are leaving.
But other states have decided that if anyone is going to leave, it's those big-spending politicians who brought on the fiscal disaster! It's a lesson LIBERAL-state politicians better learn:
It's better to be CONSERVATIVE in the USA~
The Adversary's Goals:
SCRIPTURE: "The 'Thief' (Devil) cometh not but for to steal, to kill and to DESTROY." John 10:10
QUESTION: Do you Believe Satan the Adversary ___Succeeds? Or ___Fails?
God the Father's Goals:
SCRIPTURE: "Beloved, be not ignorant of this one thing, ... The Lord is ... NOT willing that any should perish, but that ALL should come to repentance. II Pet 3:9
QUESTION: Do you Believe God the Father ___Succeeds? Or ___ Fails?
God the Son's Goals:
SCRIPTURE: "And I, if I be lifted up from the Earth, I WILL DRAW ALL men unto Me." Joh 12:32
QUESTION: Do you Believe God the Son (Jesus Christ): ___Succeeds? Or ___ Fails?
God the Spirit's Goals:
SCRIPTURE: "He WILL reprove the world [convict, convince, correct] of sin, of righteousness, and of judgment: John 16:7
SCRIPTURE: (1) Of sin, because they believe not on me; ... (2) Of righteousness, because I go to my Father; ...(3) Of judgment, because the 'Prince of this World' is judged.[A] John 16:8-10
QUESTION: Do you think God the Spirit: ___Succeeds Or ___Fails?
WHO ACHIEVES THEIR STATED GOALS? GOD or Satan? If you believe
God the Father,
In accordance with Title 17 U.S.C. Section 107, any copyrighted work in the NewtonStein, Cambridge Theological Seminary is archived here under fair use without profit or payment to those who have expressed a prior interest in reviewing the included information for personal use, non-profit research, and educational purposes only.
Ref. http://www.law.cornell.edu/uscode/17/107.shtml
I am a 'CHRISTIAN AMERICAN'!"
Please "CLICK" the following to Affirm your Commitment as a CHRISTIAN AMERICAN to the Word of God upon the Earth!
This Christian American BELIEVES in the WORD OF GOD!
Ministers-Best-Friend.com is an Absolute, Bible-Believing, Conservative Christian Ministry, seeking to serve the Ministers who serve the LORD JESUS. As such, we provides web-space to a number of Ministries, notably NewtonStein (a Creation-Science-Based Research Group), as well as AMERIPEDIA, BIBLIPEDIA, CHRISTIPEDIA, CATHOLIPEDIA, ISLAMIPEDIA, JUDAEOPEDIA, TEA-PARTY-UNITED, TALK-RADIO-REPUBLICANS, ETC., – seeking to be an outlet for many CHRISTIAN CONSERVATIVE VOICES who love the LORD JESUS CHRIST ABOVE ALL!
Obviously, all phases of Christianity do not agree doctrinally or politically and sometimes even disagree on the actual facts concerning a particular leader, nation or situation, hence there are well over 10,000 denominations extant.
We neither claim nor present ourselves as having perfect knowledge in all things. Thus views and articles posted on this website are those of their authors – who often insist their identities, denominational, and/or doctrinal persuasion be made known for various reasons – offered to you as wise people of God - Christian Patriots, whatever your nation - to discern for your own judgement and edification.
In the NAME of Jesus Christ Our Lord and Saviour:
Be Blessed!
Contributions from the best scholars in numerous fields are added to Ministers-Best-Friend.com website daily. Such research papers and articles:
* Have not been peer-reviewed by Cambridge Theological Seminary;
* Being a global ministry of huge proportions - yet of mostly retired volunteers (locally) - it is not possible to "verify" every piece that is submitted to us.
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|Gov. George Clinton with the historic Governor Clinton Hotel on background. To the statue's right is another statue, of one Henry Hudson, who couldn't find India and ended up a river good jorb Henry good jorb.
It was pretty foggy this morning, but then it cleared up. Likewise, work sometimes starts messy but then it starts making more sense as the hours go by.
Today was not one of those days. So I'll keep it short.
Today was #dfmchat day and we were talking platforms and social media so, of course I was livestreaming on meerkat and George put that video on a video so you can watch while you watch.
I'll shave some other time. I have no shame.
But if you're into shaming, here is your ethical guide.
Also, racism is bigger than a video.
OK, that was pretty upsetting, so here's Earl Sinclair performing "Hypnotize" by The Notorious B.I.G. And here's this dog?
Better? Good. Let's move on.
The Four:
* The final design plan to replace the Greenkill Avenue bridge over Broadway in Kingston is stuck in some sort of governmental mumbo jumbo so I guess you should still expect it to collapse and kill us as we're walking or driving under it.
* Kingston High School is celebrating 100 years this year so here are some OLD photos.
One cat: George delivers, again.
A5. No link here, just a gif via @KatCameron91 #dfmchat pic.twitter.com/o1imMDnin4
— George Kelly (@allaboutgeorge) March 11, 2015
Yesterday's Internet, Today! was short today. You can subscribe.


text: Job Discussion Forums :: View topic - EAP goes mainstream in Oz Get TEFL Certified & Start Your Adventure Today! Job Discussion Forums"The Internet's Meeting Place for ESL/EFL Students and Teachers from Around the World!" FAQ Search Memberlist Usergroups Register Profile Log in to check your private messages Log in EAP goes mainstream in Oz Job Discussion Forums Forum Index -> Australia/New Zealand View previous topic :: View next topic Author Message nomad soulJoined: 31 Jan 2010Posts: 11407Location: The real world Posted: Fri Apr 15, 2016 12:02 am Post subject: EAP goes mainstream in Oz EAP goes mainstream in Oz By Angela Snelgrove, EL Gazette | April 2016 Source: http://www.elgazette.com/ Australia continues to experience growth in the international student market, with 11,336 new students in January 2016 – an increase of 3.8 per cent from 2015, which was itself a record-breaking year in terms of international student enrolments. There are currently 319,892 international students enrolled on courses in Australia, with 29 per cent of these (nearly 100,000) from China. Of this total number, 15 per cent (47,211 students) are enrolled in Elicos (English language intensive courses for overseas students, shorter intensive EFL programmes). Brett Blacker, chief executive officer of accredited ELT providers' association English Australia, said, '2015 set a new record for international students in Australia, surpassing the previous peak reached in 2009. There were more students undertaking Elicos courses in Australia than ever before.' Australia's biggest market for students in the last decade has been China, and this trend continues – with almost one quarter of new commencements in 2016 from there. However, students from other markets are returning. 'It is positive to see continued growth from Colombia, Brazil and Thailand, as well as a return to growth from Korea,' says Blacker, 'as these countries provide students to all English Australia member colleges across the sector.' With international education worth over AU$9 billion annually in Australia, the government's first ever national strategy for international education – AIE2025 – aims to double this number by 2025 through a ten-year market development plan. As part of the strategy, the government is focusing on the 'competitive advantage' of many of Australia's universities, which offer courses related to water management, international health and agriculture, subjects which will be increasingly in demand. There are also plans to attract more students from Sub-Saharan Africa. Working with the Department of Education and Training, English Australia is currently completing a survey of major regional Elicos markets, which will supply the vital information government and education providers need to ensure that the provision of language and further education programmes in Australia aligns with the government's long-term marketing strategy. Other changes which have led to growth include the easing of entry requirements for international students into Elicos programmes, the new simplified student visa framework (SSVF) which has reduced student visa subclasses from eight to two, and the introduction of a single immigration risk framework for all international students. Blacker also points out that the variety of programmes offered to international students has improved, with English for academic purposes courses now working more closely with faculty members to ensure students are as fully prepared as possible for the rigours of academic studies. With the high demand for academic English courses in recent years, EAP can no longer be considered a teaching specialisation, as many of the major English language centres scramble to recruit dozens of teachers on a casual basis at the beginning of every new semester to cope with the demand for staff. However, concerns remain as to the standard of English of postgraduate international students, and some universities are even insisting on compulsory bridging (foundation) programmes. At Monash University College, which has the largest number of international students enrolled in Australia (22,140 in 2014) and in 2015 employed 177 EAP teachers, the Monash English Bridging programme is in place for those who meet academic requirements but have yet to achieve the required standard of English. The University of Melbourne offers credit-bearing EAP courses to all postgraduate international students to undertake concurrently with their degree programmes during the first semester, while the University of Technology Sydney offers Academic English: Communication Fundamentals as an elective for all students who need to develop academic literacy skills. Adelaide University has gone one step further with its Integrative Bridging Programme Research, which is now a compulsory course for international students prior to doctoral higher degree studies. This programme has been streamed into coursework and research strands and into discipline-specific components, and is unique within Australian universities. (End of article) Back to top bagua8Joined: 22 Mar 2012Posts: 57 Posted: Sat Dec 09, 2017 4:56 am Post subject: EAP is worth 9 billion and all the 5eaching positions are casual. WTF! Back to top SongbirdJoined: 09 Jan 2005Posts: 629Location: State of Chaos, Panic & Disorder... Posted: Tue Dec 19, 2017 11:10 am Post subject: Yep. Would love to get back into teaching again, instead of the mind numbing customer complaints that I do day in day out....casual is not going to work for me! Back to top InsubordinationJoined: 07 Nov 2007Posts: 392Location: Sydney Posted: Tue Feb 20, 2018 11:16 am Post subject: I got a permanent job at one of these unis after working there for a while as a casual. It can happen, but it is more likely not to. Full-time positions don't come up too often and there is a lot of competition. I was really surprised when I got it. The salary is really high with paid holidays/sick days. I earn almost 40% more than full-time casual on the highest step at private ELICOS schools, but it is harder work with many more hours required. I am not in a 'foundation' program - just EAP. It feels strange to finally have permanency after so many years as a casual. Back to top Display posts from previous: All Posts1 Day7 Days2 Weeks1 Month3 Months6 Months1 Year Oldest FirstNewest First Job Discussion Forums Forum Index -> Australia/New Zealand All times are GMT Page 1 of 1 Jump to: Select a forum Where to Begin----------------General DiscussionNewbie ForumCurrent Events ForumTechnology ForumOnline Teaching Forum Africa Forums----------------General Africa Forum Asia Forums----------------CambodiaChina (Job-related Posts Only)China (Off-Topic)Hong KongIndiaIndonesiaJapanMalaysiaPhilippinesSingaporeTaiwanThailandGeneral Asia ForumVietnam Caribbean Forums----------------General Caribbean Forum Europe Forums----------------Czech RepublicFranceGermanyGreeceItalyMacedonia and the BalkansPolandRomaniaRussia & C.I.S.SpainTurkeyUkraineUnited KingdomGeneral Europe Forum Latin America Forums----------------ArgentinaBrazilChileColombiaCosta RicaMexicoMexico (off-topic)PeruGeneral Latin America Forum The Middle East Forums----------------BahrainEgyptIsraelKuwaitOmanQatarSaudi ArabiaUnited Arab EmiratesGeneral Middle East Forum North America Forums----------------General North America Forum Oceania----------------Australia/New Zealand You cannot post new topics in this forumYou cannot reply to topics in this forumYou cannot edit your posts in this forumYou cannot delete your posts in this forumYou cannot vote in polls in this forum This page is maintained by the one and only Dave Sperling. 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LOS ANGELES Marmalade Café didn't think it was unusual that "Dr. Allan Brad" from the United Kingdom was interested in booking a group of 15 for three consecutive nights in January. Given the morbid economy, the prospect of the potential business was more than welcome. —At first, Grace Nguyen of
After a few e-mail exchanges, however, Nguyen started to wonder if the reservation
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Although the stars of the Teen Mom series get the professional, on air help of Dr Drew Pinsky, Chelsea turned to a local professional on Monday night's episode of Teen Mom 2. The young mom, who hopes to complete her GED and go to beauty school, has been struggling ever since she got pregnant with boyfriend Adam Lind. Viewers of the show know that Adam is a first-class jerk. He never sees his daughter, skips birthday parties, cheats with other girls, stays out all night drinking, and dumps Chelsea whenever she tries to get close. We don't know what she sees in him, it must be the paternal bond!
After Adam had been absent for a few days, she called to check in. He dropped the bomb that, once again, it wasn't working. And just like that, poof! He disappeared! The worst thing is that Chelsea constantly turns to him. When they're together, she's crying because of his abusive actions and words, when they're apart, she's crying that Aubree will never know her father. I'm no expert, but Adam is no father! Fortunately, Chelsea listened to the advice of her friends and went to a therapy session to gain perspective and closure about Adam. Since he was just reported to be dating his ex-girlfriend, we can only assume that the message of "move on and be happy" got to her eventually.
But the episode brings up a valid concern about therapy. Chelsea repeatedly asks her mom and friends if she is so crazy that she needs counseling services. Counseling is not for the crazy. It just provides a bias free, supportive person to talk to. A counselor can not only listen, but help you to recognize which questions to ask, and eventually recognize your own feelings. We'll find out on the next episode if Chelsea continued counseling, but we hope she did! Sometimes advice from a stranger is easier to take than from a friend. We hope Chelsea can learn to stop making excuses for Adam and raise Aubree in a stable, loving environment, free from his immature and selfish drama!
|Recipe: Delicious Homemade Thanksgiving Stuffing - Once Upon A Maritime
|Tips For Cutting Thanksgiving Carbs - Once Upon A Maritime
|DIY: Stuffed Christmas Tree Craft For Kids - Celeb Baby Laundry
|Nick Lachey & Family Visit Disneyland - Celeb Baby Laundry
|Thanksgiving Cat safety Check List – Keep Your Pets Safe During The Holidays! - Cats & Meows
|Easy And Quick Chicken Cat Food Recipe - Cats & Meows


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Molecules and Predators and Arquillian
During the past year Arquillian has matured from a testing harness to a testing platform as it integrates with Selenium, Graphene, Spring, Android and more. In parallel, the Arquillian contributors have channeled their interlanguage and interframework development exploits into an ongoing tale of intergalactic bug extermination. Ike is gathering a crew as he expands into new frontiers. He's using new tools to hunt for bugs and congifuring weapons with super strong materials to eliminate the bugs.
Crafting the look and feel of Ike, his crew, and their gear has this sci-fi fangirl constantly plotting ways to beam (forgive me, Scotty) the Arquillian platform artwork to the next dimension. However, the platform has diversified so rapidly that I can't pull off diagrams, icons, and logos during all-night design binges hours before a presentation deadline. Nor does such a draw-and-dash design frenzy do the indvidual extensions, adaptors, and modules the creative and finely polished rendering justice they deserve.
I'm also a bit of a monster after thirty-six hours of no sleep.
Therefore, Arquillian now has a seperate repository where graphics can be conceptualized, drafted, and finalized over multiple iterations. It's powered by community requests, community contributions, and community feedback.
Initial logo concepts: Graphene and Arquillian Spring Framework extension
Over the past two weeks I've been sketching logo ideas for Graphene and the Arquillian Spring Framework extension. I selected the sketches I think have potential and uploaded them for the feedback.
Graphene is designed to enhancement a Selenium project by focusing on rapid development and usability in the Java environment. Graphene takes its name from the semiconducting material composed of a single layer of carbon atoms arranged into a 2D honeycomb lattice. Graphene is one of the strongest materials in existence.
I have to admit, I don't feel that pencil sketches were great at coveying some of my ideas. Mainly because I realized I really suck at drawing hexagrams.
The next three concepts required lots of hexagrams, so I stopped torturing my eraser and fired up Inkscape.
The Spring extension is Jakob Narloch's Google Summer of Code project. It injects Spring beans into test cases and supports Spring annotations. Jakob asked for a simple logo, but my disciple went AWOL and I ended up sketching a few, detailed ideas after word webbing like the vocabulary nerd I am.