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Big banks take lead in FRTB compliance
While big banks look to fine-tune FRTB compliance, medium-sized banks are considering more complete outsourcing solutions, according to banking and consultancy sources
While big banks look to fine-tune FRTB compliance, medium-sized banks are considering more complete outsourcing solutions, according to banking and consultancy sources
With the race for Tory leadership at full speed and Brexit pushed back until later this year, regulator and buyside sources say they have paused contingency planning for the summer
Regulators are investing in artificial intelligence to build insights from data generated by the new post-financial-crisis reporting regimes; however, some data quality challenges remain
Market participants and the FCA have welcomed news of the first ever successful amendment of a floating rate note to reference an alternative rate instead of Libor
Market participants are successively circumventing the rule that limits dark pool trading, though the new status quo could prove transitory if and when the regulator steps in
Busy? Here are all the stories your competitors read last month, from contractual shifts to Sonia to Mifid reporting fines
According to in-house sources, the capital requirement rules are behind the surprising growth of Europe's synthetic securitisation market
Term rates are better suited to cash products, but market participants must accept that they may not get what they want when Libor is discontinued in two years
This landmark SFTR report reveals how securities finance transaction market participants are preparing for the upcoming regulation.
Thank you for printing this article from Practice Insight.
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16th Annual Forestry Forum Pig Roast August 2 & 3rd, 2019!
The Forestry Forum is sponsored in part by:
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Cleverman is American Drama TV series. Produced by Australian Broadcasting Corporation (ABC). Stars: Hunter Page-Lochard, Rob Collins, Tasma Walton. It first aired on Jun 01, 2016, on Sundance TV. IMDb's user rating for the series is 6.5 *. Won the AACTA Award, CGA Award, The Equity Award. Cleverman is filmed in Australia.
How Many Seasons Of Cleverman Were Made: 2 (12 episodes)
|Season 3
Sundance TV
|Season 2
Season premieres on June 28, 2017
Finale: August 2, 2017
Sundance TV, 6 episodes
|Season 1
Season premieres on June 1, 2016
Finale: July 6, 2016
Sundance TV, 6 episodes
Cleverman is on Sundance TV (United States) Wednesdays at 6 pm
Season 2 Episode 6 (Borrowed Time) - Air Date: Aug 02, 2017 (about a year ago)
Stranger Things, The Leftovers, Westworld, Cleverman, and the rise of magic realism as a TV genre - Quartz - according to Qz
It's been said that looking at a TV is like looking at a mirror; what we see on TV reflects what is happening outside our living rooms in the world at large. But in 2016, that mirror is now straight out of a funhouse. The underworlds of the 2000s were naturalistic, albeit frightening versions of everyday reality that we wouldn't want to wind up stuck in, but the places that characters have been ending up in of late are … well, strange.
Australia's 'Cleverman' series to air in the US on SundanceTV - UPI.com - via Upi
"SundanceTV is becoming the U.S. home to some of the most intriguing and interesting television shows from around the world," Joel Stillerman, president of original programming and development for AMC and SundanceTV, said in a statement. "We're looking forward to having Cleverman join the Golden Globe-winning Carlos, France's International Emmy-winning The Returned and other acclaimed series that U.S. viewers can't find anywhere else. We were drawn to Cleverman's originality, character-driven storylines and thought-provoking nature -- qualities central to many of SundanceTV's signature series."
Cleverman Exclusive Clip Reveals a Brutal World of Prejudice - Den of Geek! - per Denofgeek
A few enticing details come out of the clip below: why is this particular family being targeted? Who is the female news reporter who wants reaction shots from the nearby crowd? What will happen to the one member of the family who remains undetected? And why was lethal force used on someone other than the Hairy posing the threat?
ABC's Indigenous sci-fi Cleverman returns with high hopes - Daily Review - via Dailyreview
That reach is particularly impressive considering the subject of Cleverman is so specifically Australian, but Blight says audiences in different areas around the world have taken something very different from the show.
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Retrospective & Reconnect
This is a past event
6 people went
It's a new year and we want to reconnect with everyone, have a retrospective, and come up with some ideas for future meetups.
Tonight, come prepared to talk about what works for you, why you come to this meetup, and what changes we might want to make.
We will have pizza and salad.


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Top Ten Tuesday was started by The Broke and the Bookish, and has now moved to That Artsy Reader Girl. Every Tuesday there's a different topic. This week is Top Ten books on my TBR for the summer.
10. Maybe This Time – Kasie West
9. Storm and Fury – Jennifer L Armentrout
8. Shadow and Flame – Mindee Arnett
7. Red, White, And Royal Blue – Casey McQuiston
6. The Music of What Happens – Bill Konigsberg
5. Soul of Stars – Ashley Poston
4. The Downstairs Girl – Stacey Lee
3. Making a Play – Abbi Glines
2. King of Fools – Amanda Foody
- House of Salt and Sorrow – Erin A Craig


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MonClubSportif 4+
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List of all games and events. Perfect for parents willing to print it and put it on the fridge.
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No need to remember all your team member email addresses. Just send a message and check: All team notification, and everybody will receive it in their email.
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List of all members part of the team (players, coaches, managers) with their contact information (email, phone numbers, etc.).
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After a tournament or a game, nothing better to add a new album and share your picture with your teammates.
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Add push notifications and 64-bits support
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- Leonard Inc
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- Sports
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Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
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English, French
- Age Rating
- Rated 4+
- Copyright
- © 2017 Leonard Inc.
- Price
- Free
Family Sharing
With Family Sharing set up, up to six family members can use this app.


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I am very happy with this square metal table. It goes anywhere & with all styles.
We will have to use these outside. They are not really good quality enough to use inside. I would not sit on it. And I don't really know anyone small enough to sit on it. Maybe in India they could sit on it. Not even a heavy plant. We like the look, though, so we're using them in the garden. Too expensive for the quality.
We chose this hoping to use it on our covered patio and it looks really nice out there; however, it does not hold up to the ambient humidity (even if it is out of the rain) and discolors quickly with some light rust around the base. We'll be moving it back inside instead. We use it primarily as a table, but I have used it as a stool as well (I'm 6' 170lbs) and it works fine for both uses. The hammered finished on the top is a nice touch, as is the option to put a candle or two in the center underneath for a nice lighting effect. We'd buy again, especially if other finished were offered.
I love this stool! It is much prettier in person. I am using for a pyramid topiary. I'm not sure if it is strong enough to sit on. One of my favorite purchases.
a real attention grabber, just be careful the botom edge is a little dirty and could stain a carpet
This was a coat of some kind that was supposed to protect the stool but it peeled and had to be removed with paint remover. I painted the stool with rustoleum and it look quite good.
I love this table because matches a hutch I already had---perfectly. But it is a cute little table to place by a chair. It is very well made and substantial. And the cut-outs add a lot of charm. And it is pretty.
I put a plant on this in the summer outside and water the plant, does get a bit of rust however I did expect this. It is still holding up good after 3-4 years.
Excellent retro end table.
this looks like a much more expensive piece than it cost. it has the look everyone wants right now!
This table is just ok. A little rickety. I used it on an outside covered patio, and it has completely rusted. If you're using it indoors, that would probably be ok, as long as it doesn't get wet (condensation from a glass or something.) . The top isn't completely flat, so you kind of don't feel comfortable putting a wine glass on it.
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Noble in their appearance, unadorned in design, practical by compact formats and highly functional in combination - the solid wood boards of the "Connect!" collection by Zieher, convince as a snack board, serving and cutting board, or as a presentation platter created by the combination of several elements. "Connect!" is an extremely versatile tool for everyday use. The integrated tenon in the shape of a dovetail serves as a decorative handle with an artisanal touch. Suitable cut-outs at the underside allow an easy combination of different elements. Skid-proof positioning feet ensure a firm stand, the slanted outer edges facilitate handling. The solid walnut wood is sealed with high-quality oils which makes it easy to freshen up the surface from traces of everyday wear and tear.
Brand Zieher
Collection Connect
Material Walnut Wood
Description Serving/cutting board or presentation platter created by the combination of several elements. Available in 2 sizes.


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14 Ways to Reuse Plastic Bags!
It is not difficult to reuse plastic bags, but people seem to believe they can't be reused. It seems that plastic bags existed forever. I think there is not one person that remembers a time without having them around either as shopping or grocery bags, or trash can bags or […]Read more ›


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The Banquet Luncheon begins June 23, Sunday noon
at the Sheraton Silver Spring, 8777 Georgia Ave.
From noon until 2:00 pm, during our banquet, MCDR will first award Cam Crockett with the 2019/2020 Sharon Pickett Award for Mediator Excellence. Presenting the award will be Carl Schneider and Stirling Phillips, President of MCDR.
Immediately following this award presentation MCDR will celebrate 20 years promoting mediation and other non-adversarial dispute resolution methods. For the past 20 years MCDR has been an advocate for and active supporter of the profession and professional growth for all Alternative Dispute Resolution practitioners. Several of our founders will reminisce, sharing stories of the early days.
This is a ticketed event. You will need to reserve your seat in advance
for this event.
Tickets to this event cost $25.00 and may be paid on our website by visiting our Home Page and clicking on the subtab to order tickets: Certifcation and Special Events Orders Form. Click on the picture and follow instructions to generate an invoice or use MasterCard, VISA, Discover, or American Express. Or send your check for $25.00 made payable to Maryland Council for Dispute Resolution to:
Maryland Council for Dispute Resolution
10319 Westlake Drive
Suite 247
Bethesda, MD 20817
When you arrive for this event you will need to please check in
at the registration desk at the entrance to our room.
Immediately following the award and celebration you are invited to stay for our Summer Quarterly Meeting from 2:00-4:00. 2 Hours of ADR related C.E. will be offered for attending this Quarterly Meeting. A $10.00 fee is charged to non-members for a certificate. Our speaker and topic will be announced soon!
Please come join in the celebration!
When you attend this meeting please be sure to stop at the sign-in desk, say hello to Liz & Janne
and pick up your new MCDR Membership Card!
Sunday, June 23, 2019
Maryland Council for Dispute Resolution's
MCDR's Summer Quarterly Meeting
Open to all ADR Professionals
Sheraton Silver Spring Hotel
8777 Georgia Avenue
Silver Spring, MD 20910
Meeting Rooms: Elm I & II
Schedule 2:00-4:00
2:00-2:15 pm Announcements, Socializing and Networking
2:15 pm to 4:00 Program
Things My Mediation Trainer(s) Never Taught Me:
Perspectives from Experienced Trainers on the Practical Problems
of Real Mediation Practice
Each panelist represents a different philosophical and stylistic approach to mediation training in a methodology now being used in Maryland mediation practice. This diverse dynamic allows the panel to approach the subject from each of these valuable perspectives and offer their invaluable insights to questions posed by attendees practicing one or more of these styles or a hybrid of these styles.
The panel discussion will begin with each panelist offering a brief introduction to their style of mediation practice and training. Each panelist will then offer a comment as to the current state of that training approach in Maryland. Next, each panelist will discuss the several state-of-the-art techniques used in their trainings. Finally, each trainer will offer brief comments relating to advanced training and mediator certification.
The panel will then turn to attendee submitted questions and practical scenarios. Attendees are invited to submit their questions and practical scenarios prior to this event via e-mail to:
The panel will then turn to attendee e-mail submitted questions and practical scenarios. The panelists will respond by offering best practice perspectives relating to those problems arising in practice unanticipated by mediation training. Please be sure to submit your questions and scenarios well before this event, thus giving time to panelists wanting to consider a best response. Your questions may relate to ethics & compliance, skills & techniques, administration & management. Scenarios should be practical and raise important questions for the panel to address. During the discussion questions are welcome introducing new problems or elaborating on the problems being discussed.
Finally, each panelist will be given an opportunity to offer a brief closing opinion as to where training development is heading in their style of practice. Or, perhaps where they think it should be heading?
Our Panel Moderator:
Tim Stranges, MCDR Past Co-President
Panelists Include:
Martin Kranitz
Facilitative Mediation, Mediation Services of Annapolis and national Center for Mediation Excellence
Tracee Ford
Inclusive Mediation, Community Mediation Maryland
Mia Bowers
Transformative Mediation, Community Mediation of St. Mary's County
Carl Schneider
Narrative and Facilitative, Mediation Matters
"Cee Cee" Cecilia B. Paizs, Esq.
Facilitative and Mediation Advocate, The Mediation Center, MSBA/ADR Section
At the conclusion of the program a Certificate for 2-hours of ADR related activities will be provided free to members.
In order for non-members to receive a certificate, a $10.00 charge (cash or check) payable at the sign in desk is assessed to cover our expenses. Please join MCDR during the meeting to avoid the charge.
MCDR quarterly meetings are open to everyone in the ADR community without charge; membership is not required. We welcome newcomers to join us for an interesting evening of ADR related information and networking.
For planning purposes, please RSVP to David Lewis, Programs Committee Chairman at:
Building Your Professional Practice: A Workshop
Our next workshop is scheduled for two consecutive days:
Thursday and Friday, June 27 and June 28
2:00 - 4:00 pm
This workshop is presented jointly by MCDR and Barry M. Weissman & Associates, illustrating one of the many benefits given your membership in MCDR. As described below, this presentation offers you as a participant the opportunity to self-assess and apply those recognized, tried and tested tools with which to establish and improve your practice. Please continue reading for more information and to register.
Are you just starting out or have you reached a plateau, now wishing to grow or expand your professional practice? Barry, drawing on his over forty years of highly successful business and sales experience, will personally lead this workshop. Barry's C.V. can be found on LinkedIn where you are invited to connect.
The location of the Workshop is determined by the participants, wherever is more convenient. The workshop can be held either at the JCECC in Annapolis, an office in Columbia, or in the main conference room of XML Financial Group, One Preserve Parkway, Suite 120, Rockville. Street parking is free; guest parking for a fee is located adjacent to the building.
Directions to the One Preserve Parkway address may be found at www.TheFinancialsofDivorce.com.
Class size is limited to 7 participants on a paid, first come first serve basis. Coffee, hot tea, cold bottled water and soft drinks as well as healthy snacks are made available at no charge. Cost for the two sessions is $100.00 for MCDR members, $150.00 for non-members. The $150.00 charge for non-members can be applied in total to a first year MCDR membership. At the end of the Workshop a certificate for 4 hours of ADR related C.E. will be issued to each participant.
This workshop includes handouts, an interactive presentation and discussion covering several topics. In preparation for day one, so that a class roster can be developed, please submit your complete contact information. Also at the start of our first session you will be asked to introduce yourself to the group. To that end, please prepare a brief thirty second "Elevator Speech" introducing yourself. This brief presentation should include who you are and what you do. Take this opportunity to role play a first encounter with a prospect you hope to turn into a client. Ask for an appointment; ask for a referral, "Is there anyone else you know who I should speak with...."
Topics to be covered include, but are not limited to:
Your Personal Inventory: Human Capital
Strengths as you see them
Strengths as others see them in you
Talents and gifts
Life Experience
Professional Training
4-quadrant personality types from a sales perspective
Sales training
Telephone skills
Concept sale (Intangible) vs. product (Tangible) sale
Service, service, service
Maintenance sales and referrals
Selling Yourself = Selling Your Professional Practice
On your own
Alliances and networking
Colleague or competitor
Developing a market niche and branding
Marketing your practice
Ethical restrictions and limitations
Print material
Using Social Media
Active or passive website
LinkedIn or Presenting your C.V. to a prospect
How to get hired or "closing the sale"
Reputation building
Just Starting Out? What you need to do before hanging out the shingle.
Been Doing It for a While? Growing your practice and prepping your business for sale.
What you might have missed or what you might want consider changing
Your business plan, if you have one
Liability and E&O Insurance
Home office or office rental options
Business structure
Sole Proprietorship
Mission Statement
Banking issues and accounting for a retainer
Monthly Client Statements
Fee structure and disclosure
Forms: Agreements and Documents
Day 1 will focus on Sales and Sales Strategies; Day 2 will focus on Marketing Strategies and Branding. In order to personalize the discussion, making it more relevant, participants are invited to prepare topics, issues and questions for discussion during the workshop.
Please e-mail: email@example.com with your contact information and intent to join the workshop. Upon receipt of your e-mail you will be sent a confirming e-mail.
Please make out your check to Barry Weissman and mail to:
The Maryland Council for Dispute Resolution
10319 Westlake Drive, Suite 247
Bethesda, MD 20817
Cancellations: A full refund will be made with one week's notice of your need to cancel. Please allow two weeks to receive your refund.
Cost for the two-session workshop is $100.00 for MCDR members, $150.00 for non-members. The $150.00 charge for non-members can be applied to a first year MCDR membership. Again, in order to complete your registration you must send in your check made payable to Barry M. Weissman.
Cell Phone: 314-223-2661
E-mail: email@example.com
MCDR is the oldest membership-based organization in Maryland dedicated to promoting the use of mediation and supporting
the mediation profession. We have a proud history of successfully advocating for allowing multiple professions to practice mediation,
halting attempts to restrict the practice some fifteen years ago. MCDR is the first organization to establish performance based criteria
now in use as a national model, part of an ongoing dialogue on quality assurance and mediator credentials.


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This pack can handle anything nature can throw at it. Built to cope with winter snowstorms, desert sandstorms and heavy rain, the BOXCAR 30 is 100% waterproof and dustproof. With its cool, urban style this is also a great pack for the city.
The BOXCAR 30 is part of our HERMETIC series, designed for people who require their kit to meet the most exacting standards. It is made of a special cotton laminate that is not only extremely robust but totally waterproof and dustproof as well. So the contents are better protected than they would be with a standard backpack rain cover.
The special zips on the two main compartments are a key feature of this day pack. They are YKK AQUASEAL® zips, and they are so waterproof that you can submerge the BOXCAR entirely without any water ingress. The fabric is welded, not stitched, so there are no seams. This means there's no chance of water or dust getting in – a handy attribute if you're planning a trip to the desert or walking across town in the pouring rain. The zips are equipped with finger loops to make them easier to operate.
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Starting a blog is one of the most popular side hustles to earn online income. This is because whether you have 10 people or 10 million reading your content, the amount of your effort to write an article is the same. Websites have low start-up costs and you can literally buy your domain, launch your site and have a few pages created in less than an hour. You won't start making money right away, but you will be building towards that first $1 of income.
To your point about Municipal Bonds, my concern is tax reform. While everything is mostly being worked behind closed doors (and likely wont ever see the light of day). There is still the chance they propose to limit the amount of the tax free nature of these bonds. While I dont sen panic in the streets, I do see a scenario where bond prices get additional pressure because municipalities have to increase rates due to people putting their money to work elsewhere.
However, you should pick a niche and blog about that. If you're launching a money related blog, maybe it'll be about how to make money in real estate or simply how to make money online. Pick the niche and stick to it. If it's a diet and fitness related blog, maybe the niche is the Ketogenic diet, the Atkins diet or some other form of diet or fitness.
However, this comes back to the old discussion of pain versus pleasure. We will always do more to avoid pain than we will to gain pleasure. When our backs are against the wall, we act. When they're not, we relax. The truth is that the pain-versus-pleasure paradigm only operates in the short term. We'll only avoid pain in the here and now. Often not in the long term.
The term "selling" probably doesn't need much explanation, but it's where value is transfered one time in exchange for money. Heart surgery, baguettes, and designer jeans are all ways to sell value. This one would probably the least optimal of all, at least for passive income, if it weren't for an exception. This is because once you sell a normal commodity or service, you can't re-sell it. Here's the exception to this: software or digital goods can be duplicated with a very low marginal cost(now that we don't use CDs, you can duplicate it with a cost of $0.00), and therefore, technically can be "sold" advantageously over and over and over again. This is why Microsoft grew to such a profitable company, and why I love selling digital goods.
When I started building my architecture-related business in 2008, I made my first dollar through advertising. I'd spent a lot of time and money building the site and getting traffic. Then one day I threw an ad on the site one day, and I made $1.18. Sure, I could find that much under my couch cushions—but that's not the point! The point is that I was able to build something online, put an ad up, and make money without having to do anything. I learned it was possible, and it motivated me to move forward.
If you've ever thought to yourself, "I wish there was a product that did this," then invent it! Create a product, medical or otherwise, and sell it as a company or get royalties for it. It's not impossible to figure out, I have many friends who have taken a concept to market. Don't overlook an invention as a fantastic means of attaining passive income.
But nowadays, there is so much opportunity if you search for brand-suitable domains and also keyword-rich or otherwise popular names on the myriad of new domain name extensions like .io, .at etc. And I should know, because I've paid several domain squatters a king's ransom to purchase these sorts of domain names in the last few years! Continue reading >
What's also really important to realize here is that when I took the exam I was teaching people to study for, I didn't get a perfect score. In fact, I didn't even get close to a perfect score. I passed. But I also knew a lot about this exam—way more than somebody who was just getting started diving into studying for it. And it was because of that, because I was just a few steps ahead of them, that they trusted me to help them with that information. To support this, I provided a lot of great free value to help them along the way. I engaged in conversations and interacted in comments sections and on forums. Most of all, I just really cared about those people, because I struggled big-time with that exam myself.
Michael Ellsberg is the author of The Education of Millionaires: It's Not What You Think, and It's Not Too Late, which is launching from Penguin/Portfolio in September. It's a bootstrapper's guide to investing in your own human capital at any age. Michael sends manifestos, recommendations, tips, and other exclusive content to his private email list, which you can join at www.ellsberg.com. Connect with him on Twitter @MichaelEllsberg and on Facebook.
Those who choose to focus on passive income will need either family money, funds from investors, or the nerve to borrow large sums by taking on debt to fund the purchase of assets. Consider someone who takes out substantial bank loans to build an apartment building or buy rental houses. Although this can turn a very small amount of equity into a large cash flow stream, it is not without risk. When using borrowed money, the margin of safety is much smaller because you can't absorb the same degree of setback before defaulting and finding you balance sheet obliterated.
I will share what we did, because it's an incredible success story. We used an existing tax loophole where if you sell your primary residence (after having lived there at least two years) you get to keep your profit tax-free. So, we stair-stepped. We bought house after house, at least two years apart, used the profit money to pay down on the next house (so on and so forth, yadda yadda) building up equity as we went along… and now, we own a $600,000 house debt-free. And now we are using our paid-off home as leverage to borrow money to buy commercial buildings to rent out. I like commercial because it's a BUSINESS transaction… kids, pets, other wear and tear that you see with residential rentals is nonexistent. People take care of their business space much better than residential. You have to be in a good area for renting out commercial – a thriving business community – to make this work. But that's how we "made it", and though it took 15 years, we will have residual income to take care of us when we're old enough to retire. People made fun of us for moving so much, but who's laughing now? 😉 Oh, and our child only had to change schools once (and we wanted to anyway) because we stayed in the same general area as we moved around. We were careful not to disrupt his life too much.
Now, if you choose to deliver part or all of your course in video format, you can use professional video hosting sites like Wistia or Vimeo. Beside giving you the option of removing the hosting company's logo, these services also provide analytics which can show you how effective your video is at holding your audience's attention. Alternatively, you can use litmos, a learning management system that enables you to create an online course with your own branding, domain name, and landing page. There is no percentage cut taken from your revenue like Udemy. Instead there is a monthly fee for their service.
I had the same experience when my name's frequency on the call schedule dropped for reasons that no one would discuss and were not easily discerned except by those in the know (who were staying mum). I went and found another job…. and I wish that I had found something with passive income – it's been several years now that I've been working 2-3 part time jobs and I'm trying to figure out what my other thing is going to be… still working on that, but I am thankful that there are others out there discussing side gigs and alternatives to medicine.
Investing in coins and collectibles: Buffalo nickels and Spiderman comic books are good examples of coins and collectibles that can rise in value, and thus offer opportunity for passive income investors. You'll need to get up to speed on the value of any coin or collectible under consideration, but once you do so, you're on the way to price appreciation on a commodity you'll be paying a lower price to buy, and will garner a higher price when you sell.
Like I mentioned earlier, coming in late in the game can be an advantage if you listen, learn and provide solutions for what seems to be missing. Even coming into a market with a minimal viable product, you'll have the advantage of being able to get deep into the customer experience to shape your product or service to what it should be, again, all based on what you're able to measure and learn.
I think also a very good way to earn a nice passive income is investing in Cryptocurrency, especially in Masternode Cryptocurrencies, which provide a passive income in coins, also those carefully picked coins grow in value, so it's a double gain! And a great coin to invest in at the moment is GINCOIN, which is the fuel for a really succesful project. Find more at GINCOIN Website: https://gincoin.io/ 😉
While Im working on developing my husbands web presence: I cant seem to make a decision for my own business between becoming a social media consultant OR doing the niche website biz. Niche webstie biz is more appealing to me. It would be great if I could help to make that final decision. I love all the options you mentioned. All very good. Apps biz takes upfront cash flow for sure. https://motiveinmotion.com/wp-content/uploads/2016/07/Passive-Income.png
That depends what you call a "good" lifestyle. Could I rent yachts and get bottle service every weekend living off my passive income? No way. Could I travel 10–15 weeks a year and live in central Tel Aviv with money to spare? Definitely. I was able to earn low 6 figures completely passively. But if you want to make boatloads of money, and step up to the 7-figure territory, then yes, you're going to need a combination. If, however, you want time to pursue your passions and have a moderate amount of fun, you can definitely sustain yourself with passive income.
This company mainly focuses online business and internet marketing products, but there are also other products ranging from health and fitness to travel. One of the great things about DigiResults is that both vendors and affiliates get paid at the point of sale, and not a month or two later like most affiliate marketplaces. I've been using their system and so far it's one of my favorites.
Another great way to get started is to identify an area of interest you have. For instance, Robert Duff has been successful in building passive income by selling books on Amazon. Then, go out and start talking to people. Ask them, "What are you struggling with right now? What are your biggest pains? What's something you wish existed that doesn't?" That'll give you some ideas about where to get started.
Crowdfunding is a newer way to invest, having emerged onto the scene just within the last few years. Most people have heard of sites like Kickstarter and GoFundMe, and a very similar concept exists for real estate. Developers are always looking to raise capital to fund their projects. Through the various online platforms, investors have access to these projects and can choose to invest in both residential and commercial properties. See the List of My Favorite Crowdfunding Sites. https://www.listenmoneymatters.com/wp-content/uploads/2017/08/buy-online-business.jpg
So how do you get started with the EP Model? First, you need to be an expert in the eyes of those you're looking to serve. And again, you don't need all those qualifications and credentials. A lot of people gain expertise and credibility just by sharing their experience learning something, which is something I've done on SPI.com. If you think about it, many people in the personal finance or fitness space establish their authority by sharing their journey and their process. They do it by sharing their experiences—and you can do the same thing, too.
There are hundreds, if not thousands, of websites offering users the ability to get paid for taking surveys online. Same as with Cashback sites, if you encounter a survey site where sign up if not free, simply avoid it. I have not checked it myself, but a few online entrepreneurs suggest trying toluna.com. Also, you might want to try Cash Crate - In addition to getting paid for taking surveys, they offer cachbacks and other quick online income perks.
I've been researching a path to financial independence, and the wealth of knowledge here is amazing, but at times overwhelming. I'm honestly not quite sure where to start. Whether it be paying off debt (which I've always heard is priority 1), or sinking money into realtyshares or CDs for growth. I'd love to generate a passive income (in a few years time) to supplement some of my day job to have time to spend with my little one during her golden childhood years, but not sure if there's even a right order to go about it.
I think you should use Financial Samurai to raise your passive income. You've already proven that you writing 3 articles a week is enough to not only sustain the site but grow it. Why not have more guest writers post articles? Since you started with the extra post each week I'm guessing traffic is above your normal growth rate. Leverage that up with more posts and my bet traffic will continue to grow. https://j6p9k2g4.stackpathcdn.com/wp-content/uploads/2017/11/26517147166_b9a3c48893_o.jpg
My favorite type of semi-passive income was rental property because it was a tangible asset that provided reliable income. As I grew older, my interest in rental property waned because I no longer had the patience and time to deal with maintenance issues and tenants. Online real estate became more attractive, along with tax-free municipal-bond income once rates started to rise.
If you'd prefer to skip the startup phase, you might want to buy a blog that's already built and earning revenue. This is actually pretty easy to do as a lot of people start blogs, and then get bored with them. Getting a blog going is a labor-intensive process, and it's not uncommon for people to give up before they've reached their full potential.
I've been a lurker for these past few weeks and here comes an excellent post summarizing all the things I want to know about ways to generate passive income. I've had this idea in my mind (and somewhere in my notebooks) about a niche site but am torn between making it an excellent means of passive income and keeping it a professional space. Should I make two sites, one for the professional side and another for the passive income? I am also considering "personal branding" but I'm too young to be a consultant on the niche/subject matter (okay, it's education).
Invest in a business as a silent partner. A silent partner is an inactive investor in a business. That is, they contribute capital to start the business, but don't actually make any business decisions and leave the management of the business up to the active partners. In turn, they receive a portion of the business's profits. In this way, you have the potential to earn regular, sizable payouts from simply making an initial investment.
- HubPages.com is a content community for writers. Members (referred to as "Hubbers") are given their own sub-domain, where they can post content rich articles (known as Hubs). As a Hubber, you earn revenue primarily from Google AdSense (you need your own Adsense account) and other advertising vehicles such as, Kontera, and the eBay and Amazon Affiliate programs. There is a 60:40 revenue split and it's achieved by alternating the code used in advertisements: Your code will be displayed 60% of the time, and HubPages' code 40%. Same as Squidoo, traffic dropped heavily due to Google's changes but the site is still wildly popular. Currently it's one of the 500 most visited US sites on the Internet.
Ask yourself how many hours a week do you spend sitting in silence, coming up with an idea and working on your idea? We're so busy with our jobs that our childhood creativity sadly vanishes at some point in our lives. There are food bloggers who clear over $15,000 a month. There are lifestyle bloggers who make over $10,000 a month while living in Thailand. And there are even personal finance bloggers who've sold their sites for multi-millions.
Unfortunately, I can't answer that conclusively one way or the other. It all depends on you, what you like to do, your work ethic, personality, etc. If you are a good writer perhaps you could write a book and make money that way. Or, you could start your own website and do affiliate marketing. Just because you are young it doesn't mean you can't make money doing at least a few of these ideas. I wish you luck in your money making efforts!
Seeing the residential real estate boom coming, I started buying single-family rentals in 2002. I learned a lot about real estate investing and passive income properties over the next five years. As someone that has flipped houses as well as managed a group of rental properties, the best advice I can offer is to know yourself and how much time you are willing to spend on the business.
The most liquid of the private investments are investing in equity or credit hedge funds, real estate funds, and private company funds. There will usually be 6 month – 3 year lockup periods. The least liquid of the private investments are when you invest directly into private companies yourself. You might not be able to get your money out for 5-10 years, depending on the success of the company and upcoming liquidity events.
We usually think of Craigslist as a place to buy and trade random stuff, but Craigslist can actually be a great opportunity to sell your services online to an active and engaged audience. Simply check the "jobs" section and "gigs" section for specific cities and see if anything matches your skills. The great thing about Craigslist is that it is one of the highest converting traffic sources on the internet (think active buyers) which can mean more opportunities at higher pay.


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Diy garden labels. They also make a great gift get the tutorial at say yes. Continue to 2 of 8 below. You can use the broken pots and wooden pieces too.
Paint the cork using whatever color you would like. Insert your wooden skewer into your cork. Diy recycled tin can garden markers recycling and upcycling materials is always a good idea and these tin can lids look quite nice as simple markers.
I turned to my two bffs google and pinterest to help curb my itch to dig in the dirt. Plant markers for functionality. 7 diy plant markers for the garden.
Whilst this takes a little more skill and you need a letter stamp kit. Let that dry for 10 15 minutes by sticking it in a glass so that it does not fall on its side. Not only good for health these home grown green things are also good for your pocket too as veggies like robocall and herb like basil are too costly when you buy from a market.
Thats why we love garden stakes or plant labels to help remind you what you planted and where you planted it in the garden. How about having some simplest diy garden markers and that even made from items like corks shells pebbles containers and cans. This collection of diy plant markers is perfect for an outdoor garden space.
These are long lasting and easily changed. If you are interested in getting some plant markers for low cost be creative and play with these stunning ideas and inspire your living. Show your green side by using recycled materials as plant markers.
You will just need a thin coat. Use inexpensive craft store ice cream sticks to write your vegetable information in permanent marker. Diy 26 diy plant markers for your springtime garden.
20 creative diy plant labels markers blackboard paint and chalk. 27 diy garden markers i am getting excited to get digging the my garden however my excitement is put on hold until the weather warms up. Depending on the type of garden you are growing the plant labels you make can be quick and easy for tracking purposes only.
Perfect for your indoor plants or outdoor area these markers will add instant elegance to any space. Pin share email. These are long lasting and there are so many creative options.
Diy garden markers drill a hole in your cork right in the center.


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Qatar Airways celebrates the 2019 FIFA Women's World Cup France
Qatar Airways, official partner and official airline of FIFA, was honoured to take part in the highly anticipated celebrations marking the kick-off of the 2019 FIFA Women's World Cup France 2019 ™, which took place last Friday in Paris.
Among the many activities organized by the company before the opening match of the tournament between France and the Republic of Korea was a stand specially designed by Qatar Airways at the FIFA Fan Experience Villages in Paris, Lyon and Nice.
Spectators and supporters of all ages were invited to become goalkeepers for a virtual competition and also had the opportunity to see some of the world's best freestyle footballers perform on the soundtrack of an internationally renowned group of drummers.
The opening match also marks the launch of the 360 Fan Cam, an interactive device that allows you to win Business Class tickets with Qatar Airways and tickets to the quarter-finals.
The 4 winners of the competition launched by the company on its social networks, in partnership with the FIFA Fan Match, had the chance to win tickets to travel in Business Class as well as tickets to attend the spectacular opening ceremony.
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A variation of the iconic green-and-gold kangaroo logo is one of six graphics consumers are being asked to choose from to act as the new mandatory country-of-origin symbol for all Australian food products.
A variation of the iconic green-and-gold kangaroo logo is one of six graphics consumers are being asked to choose from to act as the new mandatory country-of-origin symbol for all Australian food products.
The Australian Made Campaign, the not-for-profit organisation that administers and promotes the kangaroo logo, is calling on consumers to 'remember the roo' and back the symbol that has been backing Aussie industry and Aussie jobs for the past three decades.
The survey, which was opened by the Federal Ministers for Industry and Agriculture, Ian Macfarlane and Barnaby Joyce at 8am this morning, can be found at http://industry.gov.au/CoOL.
"We have been lobbying for clarity and consistency in food labelling for years now, and worked with the Government on the current proposal," Australian Made Campaign Chief Executive, Ian Harrison, said.
"We strongly support action on food labelling and welcome the opportunity for consumers to have their say on the best system moving forward.
"There are three decades of understanding behind the Australian Made, Australian Grown logo, which is recognised by 98% of Australians, and trusted by 88% to identify genuine Aussie products and produce – we hope consumers will remember the roo and take a common-sense approach to voting."
The rules for using the Australian Made, Australian Grown logo on food products are currently more stringent than the rules for making country-of-origin claims under Australian Consumer Law. The Australian Made Campaign has been lobbying for that gap to be closed, and an education program to be rolled out to help increase understanding of country-of-origin claims and the value proposition of buying Australian-made and Australian-grown products.
Like My Business on Facebook now to get involved in the SME community discussion. Follow @mybusinessau on Twitter for breaking stories throughout the day.
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Elliðaárdalur – Jewel in the city of Reykjavik
Elliðaárdalur is a perfect place to get away from the hassle of the city. Walk beside the river and watch the birds and rabbits who have made the valley their home. It is an ideal spot to reconnect with nature. Allow it to calm your mind and unwind the stress of the day.
Gulf Stream Garden, the impossible made possible
Driving through the small village of Drangsnes located at Strandir in the west of Iceland, there is a noticeable landmark at the highest point of the coastline. A white wall facing the inside of Steingrimsfjordur at a place called Malarhorn. With closer inspection, you see that it is a beautiful picture made of tiles. The picture is of the God of the Sea, Poseidon.
The King's Garden Copenhagen
The good friends Inga and Svandis tell us about their favorite place in Copenhagen. "Kongens Have" or as it would be in English the King's Garden has been one of the places they used to hang out a lot. Long history


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Diesel water / air heater WALLAS VIKING COMBI
A new development of the Finish heating specialist WALLAS: the combined air and water heater VIKING COMBI makes it possible to employ up to 40% of the thermal output for the heating of the service water (with an optional external boiler), for the operation of external radiators or for floor heating.
The laminar flow burner technology and brushless radial blower motor stand for perfect ventilation at low noise emissions, even without sound absorber. Comfortable operation for the crew nor disturbance of neighbouring boats in port.
The future-oriented Greenboost burner is designed to work with vehicle diesel (EN 590) and also with future renewable and blended bio diesels and stands for low diesel consummations at ultra-low emissions, including very low CO2 and NOx levels.
Very low electric power consumption. Will also start at very low on-board voltage (from 9,6 V). The effective fresh air circulation for ventilation without heating is also possible.
Simple installation of the heaters in the engine room.
Long life time, corrosion resistant metal body, 3 years warranty, service stations world wide.
The heater is operated by the cable connected Advanced control panel, which is equipped with Bluetooth and WLAN modules (also possible are wireless system updates and the programming by Smartphone App). The separate wireless Bluetooth room thermostats (extremely simple and flexible installation, numerous thermostats are possible) enables their placing, exactly where the temperature is really going to be measured.
Functions: continuous manual control, intelligent processor controlled thermostat management, two level boost function, sun switch (cuts off automatically on warm days), child-proof lock, LED backlighting.
With built in fuel pump.
For 12 V onboard voltage, 0,55-1,0 A .
Two air intakes, two hot air outputs D=75mm, connections for the water circuit D=19mm.
For measurements refer to the chart. Easy replacement of former WALLAS DT heating systems, because the measurements and connections are identical.
Shipment: heater, wall mount bracket with mounting screws, control panel (with 6m connection cable), 4m fuel pipe with fuel filter, 4m power cable with 15 amp fuse.
Installation material for the exhaust, fresh and warm air is not included and must be ordered separately.
Suitable ItemsSuitable additions can be found also in the following categories :
WALLAS exhaust


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David Graeber argues that the inefficiency of barter in archaic society has been used by economists since Adam Smith to explain the emergence of money, the economy, and hence the discipline of economics itself.[2] "Economists of the contemporary orthodoxy... propose an evolutionary development of economies which places barter, as a 'natural' human characteristic, at the most primitive stage, to be superseded by monetary exchange as soon as people become aware of the latter's greater efficiency."[3] However, extensive investigation by anthropologists like Graeber has since then established that "No example of a barter economy, pure and simple, has ever been described, let alone the emergence from it of money; all available ethnography suggests that there never has been such a thing. But there are economies today which are nevertheless dominated by barter."[4]
An alternate currency, denominated in labour time, would prevent profit taking by middlemen; all goods exchanged would be priced only in terms of the amount of labour that went into them as expressed in the maxim 'Cost the limit of price'. It became the basis of exchanges in London, and in America, where the idea was implemented at the New Harmony communal settlement by Josiah Warren in 1826, and in his Cincinnati 'Time store' in 1827. Warren ideas were adopted by other Owenites and currency reformers, even though the labour exchanges were relatively short lived.[17]
On paper, this sounds a bit like delayed barter, but it bears some significant differences. For one thing, it's much more efficient than Smith's idea of a barter system, since it doesn't depend on each person simultaneously having what the other wants. It's also not tit for tat: No one ever assigns a specific value to the meat or cake or house-building labor, meaning debts can't be transferred.
Economists since the times of Adam Smith (1723-1790), looking at non-specific pre-modern societies as examples, have used the inefficiency of barter to explain the emergence of money, of "the" economy, and hence of the discipline of economics itself.[3] However, ethnographic studies have shown that no present or past society has used barter without any other medium of exchange or measurement, nor have anthropologists found evidence that money emerged from barter, instead finding that gift-giving (credit extended on a personal basis with an inter-personal balance maintained over the long term) was the most usual means of exchange of goods and services.[4]
In Spain (particularly the Catalonia region) there is a growing number of exchange markets.[20] These barter markets or swap meets work without money. Participants bring things they do not need and exchange them for the unwanted goods of another participant. Swapping among three parties often helps satisfy tastes when trying to get around the rule that money is not allowed.[21]
She was about to quit the project when she received a cascade of good news: six new women signed up as Barter Babes, more than she'd ever had before at one time. Then City Television contacted her for an interview segment—one of her Barter Babes had mentioned her trade to a friend at the station. After that, social media mentions of Barter Babes blew up.
In trade, barter (derived from baretor[1]) is a system of exchange where participants in a transaction directly exchange goods or services for other goods or services without using a medium of exchange, such as money.[2] Economists distinguish barter from gift economies in many ways; barter, for example, features immediate reciprocal exchange, not delayed in time. Barter usually takes place on a bilateral basis, but may be multilateral (i.e., mediated through a trade exchange). In most developed countries, barter usually only exists parallel to monetary systems to a very limited extent. Market actors use barter as a replacement for money as the method of exchange in times of monetary crisis, such as when currency becomes unstable (e.g., hyperinflation or a deflationary spiral) or simply unavailable for conducting commerce.
Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, U.S. Bank, and Barclaycard, among others.
You can use bartering to cut costs with your small business or to reduce personal expenses. For example, a handyman can trade services with a hairstylist. Each person is still getting paid for their work, in a sense, and it can lead to referrals to cash-carrying customers without costing a penny. However, the essence of bartering is simply to trade something you have for something you want or need – and you can do this whether you are struggling financially or have a steady income.
In his analysis of barter between coastal and inland villages in the Trobriand Islands, Keith Hart highlighted the difference between highly ceremonial gift exchange between community leaders, and the barter that occurs between individual households. The haggling that takes place between strangers is possible because of the larger temporary political order established by the gift exchanges of leaders. From this he concludes that barter is "an atomized interaction predicated upon the presence of society" (i.e. that social order established by gift exchange), and not typical between complete strangers.[14]


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Maintenance Fitter
Stoke-on-Trent, Staffordshire
Our client is a worldwide leading manufacturer of bespoke products. They offer a competitive holiday package, good benefits, a friendly working environment and the opportunity for progression. The role is based in the heart of Stoke on Trent and is commutable from Hanley and surrounding areas, Cheshire, Stafford, Biddulph and Congleton.
Job Description:
Our client is seeking a Maintenance Fitter. The successful candidate will be an experienced Maintenance Fitter with a mechanical bias having an appreciation of electrical. The Maintenance Fitter will join an existing closeknit team and support the Lead Engineer.
The duties of Maintenance fitter will include:
As the Maintenance Fitter you will carry out various mechanical maintenance and repair activities You will provide maintenance support for machinery As the Maintenance Fitter you will support the commissioning and installation of new equipment You will undertake training to expand your knowledge of other maintenance disciplines and HSE requirements As the Maintenance Fitter you will ensure all installation and repair duties are carried out safely and effectively You will ensure effective communication with team, management and operatives to achieve production output and quality standards As the Maintenance Fitter you will support the Lead Engineer with responding to break downs of large machinery, fault finding and diagnostics As a Maintenance Fitter, you will travel to different clients and support with the installations and commissioning of large machines You will update the internal database with all workbased activities As a Maintenance Fitter, you will ensure the efficient and safe running of all machinery You will adhere to all Health & Safety regulations at all times, including the referencing and reviewing of risk assessments
Candidate Requirements:
The ideal candidate will possess a skill set consisting of commitment, drive and enthusiasm as well as being extremely business focused Previous experience as a Maintenance Fitter is essential Experience of carrying out maintenance on a range of large machinery and a knowledge of hydraulics is essential A background within separation systems, process systems, flow control systems would be highly beneficial Candidate must have a driving license as the role will involve occasional travel to client sites
This role would suit candidates who have experience working as a Service Engineer, Mechanical Maintenance, Multiskilled Engineer and Maintenance Engineer.
Hours: Monday Friday 7:30am 4:00pm
Salary: Competitive + overtime
Brampton Recruitment are an independent Commercial and Accounts & Finance recruitment agency working in partnership with employers spanning Stoke on Trent, Staffordshire, Cheshire, and the Greater Manchester region.
Posted 34 days ago


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Gorgeous! Lore Plush Deep Loveseat exellent design By Mercury Row. Lore Plush Deep Loveseat very well made, sleek and simple. Complete your living room furniture with a modern Lore Plush Deep Loveseat. Its charming sturdy, attractivce and it looks expensive and a good value for the money. Lore Plush Deep Loveseat is one of the most homey, cozy, nice look and exotic Lore Plush Deep Loveseat especially for the price and made of superior products. Great quality, easy to assemble, delivery on time and in best condition. Lore Plush Deep Loveseat is good merchandise at fair prices and wonderful free shipping. Guarantee damaged claim by offering to send parts or to keep the item at a discounted price. Great buy would definitely recommend. Shop with our low-price guarantee and find great deals on ##ptitle# and more!. Reading the reviews helped you purchase.
Club furniture are not only particular furniture intended to be utilized in bars as the name suggests. If you are looking to give your kitchen area, dining area of house a business-like look, then you need to buy the best bar tables. The dinning tables are earning a constantly-growing existence in individuals houses as they look for that distinctive business-like existence in their homes. Nevertheless, with thousands of bar tables to choose, from, obtaining the best deal could be a daunting job for most homeowners. For those seeking to change the diner right into a lively contemporary bar, weve got your back with the best bar furniture on the market presently. This club table is a breakfast set well suited for houses with small dining areas. It is a pretty small table that will not consider too much space in the dining area. It features caster tires that allow for simple movement within the house particularly when cleaning. You also get a set of bar stools and drop foliage giving you great bang for your buck. Made of the natural Beachwood, this table is a great purchase and comes in the round and square shape.


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text: The delta rule is defined for two-layer networks in which the input units are directly attached to the output units (Fig. 1.2a). Indeed, for any problem presented to such a network in the form of sets of input-target pairs (e.g. the pronunciation and spelling of the set of English monosyllabic words), the delta rule will find the "best" set of weights for making the associations between the two sets, in the specific sense that, over the whole set of inputtarget pairs, the total error will be as small as it possibly can be for a two-layer network. In the case of a problem that the network is in principle capable of solving, then the net error will be 0, i.e. for every stimulus pattern, the network will produce the correct response. However, the set of problems (defined as input-output mappings) that a two-layer network can solve in principle is limited. In technical terms, for a complete solution to be achievable by a twolayer net, the relationship defined by the mapping has to be linear. Explaining in detail what is meant by a linear mapping would require entering into too much mathematical discussion. Let us just note a couple of important properties of linear relationships (mappings). First of all, similarity (neighbourhood relationships) is preserved in the mapping. This means that input patterns that are similar will map to output patterns that are similar, e.g. the spellings of the words cat, hat, flat, sat, are similar (all end in "at"), and their pronunciations are also similar in an analogous fashion (all end in /& t/). Second, this sensitivity to similarity is combinatorial, in the sense that given two distinct input patterns, P1 and P2, that produce two output patterns, O1 and O2, respectively, then the combination of P1 and P2 (i.e. presented together) will produce an output similar to the combination of O1 and O2. For instance, to use the reading example again, if the network response to the separate inputs "sl" (P1) and "at" (P2) are /s l/ (O1) and /& t/ (O2), then the response to the combined input "slat" (P1 + P2) will be /s l & t/ (O1 + O2). Note that in a regular alphabetic reading system, such linearity is highly desirable, and will permit the network to correctly read most words, and correctly generalize to new words. However, it will lead to "regularization errors" when there are irregularly spelled words, as in English. For instance, the word pint will be pronounced to rhyme with mint, hint, lint, etc. (Zorzi, Chapter 13, this volume).


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The first consignment of Afghan products, including 115MTs of marble, successfully reached Azerbaijan today through Turkmenistan.
Afghanistan Civil Aviation Authority (ACAA) said that Pakistan has promised to re-open its airspace for Afghanistan-India
Forex traders gathered in front of a local forex trading firm in Kabul protesting against the
A market in Mandawi area of Kabul caught fire around 7am today. Kabul firefighters are still battling the blaze as the fire has spread to the adjacent building. The shopping center mostly sold plastic products. There are no reports of
The annual meeting of the World Economic Forum in the Swiss ski resort of Davos just ended. It seemed like the atmosphere this year was a bit flat and gloomy compared to last year. Makes sense since Donald Trump, Xi


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Sanskar Princeton Llc
28 Lake Baldwin Dr Pennington, New Jersey 08534(609) 303-0305
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AboutSanskar Princeton Llc is located at the address 28 Lake Baldwin Dr in Pennington, New Jersey 08534. They can be contacted via phone at (609) 303-0305 for pricing, hours and directions.
For maps and directions to Sanskar Princeton Llc view the map to the right. For reviews of Sanskar Princeton Llc see below.
Phone: (609) 303-0305
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Johnson Gas Metal Sign
Email a link
Item Number: #75907
From the Steve McDonald Signs sign collection, this Johnson Gas round metal sign measures 30 inches by 30 inches and weighs 8lb(s). This sign is hand made in the USA using heavy gauge American steel and a process known as sublimation, where the image is baked into a powder coating for a durable and long lasting finish.
Item Number: #75907