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Conventionally, guitarists double notes in a chord to increase its volume, an important technique for players without amplification; doubling notes and changing the order of notes also changes the timbre of chords. It can make a possible a "chord" which is composed of the all same note on different strings. Many chords can be played with the same notes in more than one place on the fretboard.
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While Courses are a great way to learn guitar on your own, sometimes you need personalized feedback or private lessons from top guitar instructors in order to bust out of that rut or step your guitar playing up to the next level. With no pressure nor scheduling issues, TrueFire Online Classrooms are the best way to take private guitar lessons online!
Ive been playing guitar for about 3 years, and this is the best song book I have ever learned from. Songs range from sweet home alabama by lynard skynard all the way to raining blood by slayer. All of the songs are accurate and complete with notes, tabs, lyrics, and copyright info. If you are like me, and you prefer to learn songs the way they were meant to be played than this book is for you.
The Beatles668 tabs 637 visualizations1 Elvis Presley542 tabs 410 visualizations2 Nirvana513 tabs 360 visualizations3 Eagles139 tabs 349 visualizations4 Frank Sinatra387 tabs 348 visualizations5 Misc Soundtrack1160 tabs 279 visualizations6 Misc Cartoons897 tabs 265 visualizations7 Green Day650 tabs 254 visualizations8 Metallica382 tabs 247 visualizations9 Johnny Cash441 tabs 221 visualizations10
As with most chords in this list, a clear G major chord depends on curling your first finger so the open fourth string rings clearly. Strum all six strings. Sometimes, it makes sense to play a G major chord using your third finger on the sixth string, your second finger on the fifth string, and your fourth (pinky) finger on the first string. This fingering makes the move to a C major chord much easier.
Jump up ^ This sequence of fifths features the diminished fifth (b,f), which replaces the perfect fifth (b,f♯) containing the chromatic note f♯, which is not a member of the C-major key. The note f (of the C-major scale) is replaced by the note f♯ in the Lydian chromatic scale (Russell, "The fundamental harmonic structure of the Lydian scale", Example 1:7, "The C Lydian scale", p. 5).
Repetitive open-tunings are used for two non-Spanish classical-guitars. For the English guitar the open chord is C major (C-E-G-C-E-G);[67] for the Russian guitar which has seven strings, G major (G-B-D-G-B-D-G).[68] Mixing a perfect fourth and a minor third along with a major third, these tunings are on-average major-thirds regular-tunings. While on-average major-thirds tunings are conventional open tunings, properly major-thirds tunings are unconventional open-tunings, because they have augmented triads as their open chords.[69]
Ask any veteran musician, and they'll tell you that the early stages of learning a musical instrument go by a lot smoother when you're having fun. For this reason, Guitar Center strives their hardest to ensure every guitar lesson they offer is fully-engaging and an absolute blast for everyone involved. Whether you're into the warm, natural sound of an acoustic guitar or have aspirations of blowing out ear drums on the biggest stages in town, GC's guitar lessons are designed so that players of all ages, skill levels and tastes learn the chords and scales they need to know (and want to know) in a comfortable environment.
While four years old is a little young for formal guitar lessons, it's not too early to begin teaching your child musical concepts that will be important once they are old enough for guitar instruction at School of Rock. Your 4-year-old can participate in the Little Wing music program to learn fundamental concepts through fun, dynamic musical activities.
Anyone playing and/or teaching guitar needs staff paper, blank tab, guitar chord charts, guitar scale charts, and fretboard diagrams to chart their guitar lessons and musical ideas. You can find books with some combination of these blank charts and grids, but you can't find one with all of them organized in a practical way. That's why we chose to design our own.
When you get right down to it, Guitar Center's friendly instructors will do everything they can to help you reach your highest level of musical potential. And remember, guitar lessons are available for both newcomers to the instrument, as well as experienced players who want to push the limits of their performance to even greater heights. If you would like to learn more about any upcoming workshops at a Guitar Center near you, feel free to give us a shout via phone or email. Any info you need can be found on our Guitar Center Lessons homepage and we'll gladly answer any questions you may have.
By now, you've already decided whether to stick with the Guitar or to drop it. If you're one of the lucky few that stuck with it, in spite of having an extremely busy schedule with work and family obligations, congratulations. Contrary to popular belief, taking the time out for routine Guitar practice has tremendous benefits, even for the busiest of people.
Once you've got your categories narrowed down, then you can start getting into the nitty-gritty differences between strings. For instance, electric guitars will give you the choice between nickel (for authentic vintage sound) and stainless steel (for maximum durability). Some string manufacturers have exotic material options with their own unique characteristics, like Ernie Ball's Slinky Cobalt strings. With so many subtle differences separating guitar strings, you owe it to yourself to browse carefully and look at all the choices on the table before making a decision.
I design my guitar lessons around each individual student and strive to keep the lesson light and enjoyable while also aiming for a high standard of education. Whether you are looking to play for pleasure at home,around the campfire,or want to learn practical music theory for composition and/or improvisation. I have instruction programs for all levels and styles from beginner to advanced and from ages 7 years on up.
Don't settle for the first guitar instructor you find via classifieds or online search. Compare multiple rated candidates before picking the teacher who works best for you. Whether it's narrowing the search down to guitar instructors in your part of Apple Valley or selecting someone based on their hours of availability, the details are there for you to consider before taking on the task of learning the guitar.
Electric guitars, introduced in the 1930s, use an amplifier and a loudspeaker that both makes the sound of the instrument loud enough for the performers and audience to hear, and, given that it produces an electric signal when played, that can electronically manipulate and shape the tone using an equalizer (e.g., bass and treble tone controls) and a huge variety of electronic effects units, the most commonly used ones being distortion (or "overdrive") and reverb. Early amplified guitars employed a hollow body, but a solid wood body was eventually found more suitable during the 1960s and 1970s, as it was less prone to unwanted acoustic feedback "howls". As with acoustic guitars, there are a number of types of electric guitars, including hollowbody guitars, archtop guitars (used in jazz guitar, blues and rockabilly) and solid-body guitars, which are widely used in rock music.
When you're learning a new chord, make the shape and leave it on the guitar for about thirty seconds. Then remove your hand, shake it out, and make the chord shape again. It may take some time for you to make the chord shape again, but that's okay because you're working on your muscle memory. Repeating this process a few times is a great way of memorizing your chords.
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This is by far the best online instruction. The fact you receive instruction from an established professional musician who wants to hear and see you play and has the enthusiasm to want you to become the best guitar player/musician you can be speaks volumes about the level and dedication he has towards his students. This is a great value and I recommend it to everyone I know who is learning guitar.
As already stated, the perfect-fifths (P5) interval is the most harmonious, after the unison and octave intervals. An explanation of human perception of harmony relates the mechanics of a vibrating string to the musical acoustics of sound waves using the harmonic analysis of Fourier series. When a string is struck with a finger or pick (plectrum), it vibrates according to its harmonic series. When an open-note C-string is struck, its harmonic series begins with the terms (C,C,G,C,E,G,B♭,C). The root note is associated with a sequence of intervals, beginning with the unison interval (C,C), the octave interval (C,C), the perfect fifth (C,G), the perfect fourth (G,C), and the major third (C,E). In particular, this sequence of intervals contains the thirds of the C-major chord {(C,E),(E,G)}.[4]
Steinway & Sons is pleased to recognize Susan Swenson 2016 Top Music Teacher as voted by Steinway Piano Gallery of Nashville. She offers voice, piano, guitar, and ukulele private instruction in her Brentwood AAM Triple Arts studio where individuals of all ages and levels learn to play piano, guitar, and sing plus read and write music. Susan is a member of national, state, and local music teacher associations. Her lif...
Traditional electromagnetic pickups are either single-coil or double-coil. Single-coil pickups are susceptible to noise induced by stray electromagnetic fields, usually mains-frequency (60 or 50 hertz) hum. The introduction of the double-coil humbucker in the mid-1950s solved this problem through the use of two coils, one of which is wired in opposite polarity to cancel or "buck" stray fields.
Bolt-on necks, though they are historically associated with cheaper instruments, do offer greater flexibility in the guitar's set-up, and allow easier access for neck joint maintenance and repairs. Another type of neck, only available for solid body electric guitars, is the neck-through-body construction. These are designed so that everything from the machine heads down to the bridge are located on the same piece of wood. The sides (also known as wings) of the guitar are then glued to this central piece. Some luthiers prefer this method of construction as they claim it allows better sustain of each note. Some instruments may not have a neck joint at all, having the neck and sides built as one piece and the body built around it.
Many influences are cited as antecedents to the modern guitar. Although the development of the earliest "guitars" is lost in the history of medieval Spain, two instruments are commonly cited as their most influential predecessors, the European lute and its cousin, the four-string oud; the latter was brought to Iberia by the Moors in the 8th century.[7]
The types and models of pickups used can greatly affect the tone of the guitar. Typically, humbuckers, which are two magnet-coil assemblies attached to each other, are traditionally associated with a heavier sound. Single-coil pickups, one magnet wrapped in copper wire, are used by guitarists seeking a brighter, twangier sound with greater dynamic range.
As already stated, the perfect-fifths (P5) interval is the most harmonious, after the unison and octave intervals. An explanation of human perception of harmony relates the mechanics of a vibrating string to the musical acoustics of sound waves using the harmonic analysis of Fourier series. When a string is struck with a finger or pick (plectrum), it vibrates according to its harmonic series. When an open-note C-string is struck, its harmonic series begins with the terms (C,C,G,C,E,G,B♭,C). The root note is associated with a sequence of intervals, beginning with the unison interval (C,C), the octave interval (C,C), the perfect fifth (C,G), the perfect fourth (G,C), and the major third (C,E). In particular, this sequence of intervals contains the thirds of the C-major chord {(C,E),(E,G)}.[4]
Learn a G major. Your ring finger goes on the top string, 3rd fret. The middle finger is for the 5th string, 2nd fret, and you pinky goes all the way to the bottom, on the 3rd fret of the 1st string. Strum all of the strings together to play the chord. If you want, add in the 3rd fret, 2nd string -- this not is not necessary, but makes a richer sounding chord.
Justin Sandercoe has thought long and hard about how to teach people to play the guitar, and how to do this over the internet. He has come up with a well-designed series of courses that will take you from nowhere to proficiency. I tried to learn how to play years ago, using books, and got nowhere. I've been using Justin's site for just over a year and I feel I've made real progress. What's more, Justin offers his lessons for free - a boon for any young player who has the urge to play, but whose pockets are empty. I've seen and used other sites for learners: none of them offer as clearly marked a road as Justin does.
If you're looking for some of our older videos - you can browse the guitar lessons archive. You may also be interested browsing our guitar lessons on YouTube. There you can learn how to play guitar with all of our most popular beginner guitar lessons, rhythm guitar lessons, lead guitar lessons, and blues guitar lessons. We have something for guitar students of all skill levels.
Also, while coated strings do last longer than non-coated strings they're also significantly more expensive. Personally, I find that coated strings last roughly twice as long as non-coated alternatives. Since they're also about twice as expensive, I personally don't save any money using coated strings. However, depending on how acidic your sweat is your experience may vary.
The bass guitar (also called an "electric bass", or simply a "bass") is similar in appearance and construction to an electric guitar, but with a longer neck and scale length, and four to six strings. The four-string bass, by far the most common, is usually tuned the same as the double bass, which corresponds to pitches one octave lower than the four lowest pitched strings of a guitar (E, A, D, and G). (The bass guitar is a transposing instrument, as it is notated in bass clef an octave higher than it sounds (as is the double bass) to avoid excessive ledger lines.[jargon]) Like the electric guitar, the bass guitar has pickups and it is plugged into an amplifier and speaker for live performances.
I've given this guitar chord book away as a gift and purchased one for myself. I love the spiral bound binding and I'm sure all but the best guitar players will not run out of chords to learn in this little book. I highly recommend this book to learn guitar chords. It's not a book that teaches you how to play a guitar. It is mostly chords but this is a crucial part of learning to play, right?
This is by far the best online instruction. The fact you receive instruction from an established professional musician who wants to hear and see you play and has the enthusiasm to want you to become the best guitar player/musician you can be speaks volumes about the level and dedication he has towards his students. This is a great value and I recommend it to everyone I know who is learning guitar.
The black dots found on the chord diagrams tell you which fret to press down, and on which string and with which numbered finger. Additionally, you will sometimes see circles above the nut. These circles tell you to play that open string without pressing any fret. So using what we know so far about strings, finger numbers, and dots, let's check out that same chord diagram again:
"With a note of music, one strikes the fundamental, and, in addition to the root note, other notes are generated: these are the harmonic series.... As one fundamental note contains within it other notes in the octave, two fundamentals produce a remarkable array of harmonics, and the number of possible combinations between all the notes increases phenomenally. With a triad, affairs stand a good chance of getting severely out of hand."
YellowBrickCinema's deep sleep music videos have been specifically composed to relax mind and body, and are suitable for babies, children, teens, and adults who need slow, beautiful, soft, soothing music to assist them to fall asleep. See them as a form of sleep meditation or sleep hypnosis gently easing you into that wonderful relaxing world of healing sleep.


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Wondering what "gisting" is? Get a definition and learn how it fits into your content translation, globalization, and localization plans.
Each year, EContent magazine compiles a list of the 100 companies that matter most in the digital content industry.
If you are interested in being considered for the EContent 100 click here to submit your nomination.
Oct 10, 2006
Google Inc. has agreed to acquire YouTube, a consumer media company designed to allow people to watch and share original videos through a web experience, for $1.65 billion in a stock-for-stock transaction. Following the acquisition, YouTube will operate independently to preserve its brand and community. The combined companies will focus on providing a more comprehensive experience for users interested in uploading, watching, and sharing videos, and will offer new opportunities for professional content owners to distribute their work to reach a new audience.
When the acquisition is complete, YouTube will retain its brand identity. YouTube will continue to be based in San Bruno, CA, and all YouTube employees will remain with the company. The number of Google shares to be issued in the transaction will be determined based on the 30-day average closing price two trading days prior to the completion of the acquisition. Both companies have approved the transaction, which is subject to customary closing conditions and is expected to close in the fourth quarter of 2006.

subset: commoncrawl


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14660 Denton AvenueTruckee, CA 96161
3Total Baths
This beautiful lake view home features 4 bedrooms, 3 full baths, spacious upstairs family room and downstairs living area area as well. The gorgeous .35 acre lot overlooks serene Donner Lake. A distinguished feature of the property includes an entire downstairs living retreat - which could be into own private suite with separate entrance, kitchenette, full bathroom and family room. Perfect as in-law quarters or rental unit! Minutes from ski resorts, hiking trails and historic Downtown Truckee.
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- Subtype
- Single Family
- Year Built
- 1985
- 20190555
- Mountain
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- County
- Nevada
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- Propane
- Wall Unit
- Utility District
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Fireplace Description
- Family Room
Kitchen Appliances
- Range
- Oven
- Microwave
- Disposal
- Dishwasher
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- Washer
- Dryer
Floor Coverings
- Carpet
- Mixed
Recreational Parking
- Parking Pad
Roof Description
- Metal
Citrus Heights is a community located between Sacramento and Roseville. Its close proximity to major freeways in the area make it an ideal location for commuting parents and professionals.
Citrus Heights officially became a city in 1997 and has a deep-rooted history dating back to the late 1800s and the Gold Rush.
Citrus Heights is family friendly and offers great schools, beautiful parks, youth programs and many community events. The City of Citrus Heights preserves and promotes the City's historic resources, fostering and developing enrichment programs for the arts.
Citrus Heights is home to a bustling retail and service industry. Sunrise Mall, with over 100 stores, is located in the center of the city, along with the Sunrise MarketPlace a growing retail community offering a wide variety of retail, dining, and service establishments.
Many homes in the area are ranch style and range from two to four bedrooms, and were built in the late 1970's on generous sized lots. It is a great area for an active family, and is part of the highly regarded San Juan Unified school district.
Citrus Heights is a two hour drive from San Francisco and 75 miles from Lake Tahoe, making it a great location for those who enjoy weekend getaways.
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Citrus Heights, CA 95610
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Suraj Samtani
Suraj Samtani (Hong Kong)
Cake - Poem by Suraj Samtani
To bake a cake,
is not as simple as to look at a lake
So give yourself a quake,
& become awake.
Enjoy the cake,
that i've made just for your sake.
All but ensured you're in the wake,
so it just doesn't seem too fake!
Comments about Cake by Suraj Samtani
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Poem Submitted: Sunday, July 13, 2008
Suraj Samtani's Other Poems
Famous Poems
- Still I RiseMaya Angelou
- The Road Not TakenRobert Frost
- If You Forget MePablo Neruda
- DreamsLangston Hughes
- Annabel LeeEdgar Allan Poe
- IfRudyard Kipling
- Stopping By Woods On A Snowy EveningRobert Frost
- Do Not Stand At My Grave And WeepMary Elizabeth Frye
- I Do Not Love You Except Because I Love YouPablo Neruda
- TelevisionRoald Dahl


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Kialo requires cookies to work correctly.
Is Preferential Voting a more effective system for ensuring fairer election outcomes?
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Allows the citizens to increase the amount of information given in a vote.
The use of more information in determining the winner implies that the winning candidate represents the electorate more accurately.
The increased information such as unsuccessful 1st choice votes and directions of transfers available to the candidate, advisors, and pundits enable a more accurate discussion narrative to understand the electorates thoughts.


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Attorneys are under pressure to do more with less and many struggle to strike the right balance between practicing law and running their business. The 2016 State of U.S. Small Law Firms Study by Thomson Reuters identified the #1 small law firm management challenge as developing new client business and client satisfaction ratings are a top indicator of success. Successful firms are using metrics to guide data-driven decisions to address their challenges and drive client satisfaction.
To get a better understanding of what types of metrics small law firms should be using, I interviewed Mary Juetten, founder of Traklight, Evolve Law, and author of the book Small Law Firm KPIs: How to Measure Your Way to Greater Profits.
Amy Larson: What metric can small law firms use to track the amount of incoming work and understand when they need to attract more business?
Mary Juetten: My recommendation is for small firms to borrow from outside the legal field and build a client pipeline model to estimate upcoming work and the associated revenue.
Attorneys can do this with a simple spreadsheet that lists all potential clients in column A and the estimated revenue per matter in column B. Column C should include the "Go" which is the percentage likelihood that the client will hire an attorney and column D should include the "Get" which is the percentage likelihood that you will be the attorney that is hired. The final step is to calculate your adjusted pipeline value by multiplying the estimated revenue X the go X the get.
For example, if a potential client with a matter worth $25,000 has a 100% chance that she will hire a lawyer, but you estimate your chances are one in four (25%), that yields a $6,250 adjusted pipeline
|Potential Clients
|Est. Rev
|Adjusted Value
|John Doe
|Jane Smith
With this data, you can compare the total adjusted value in your pipeline to your budgeted revenue for the next month. If there is a significant shortfall, it's time to refocus your marketing efforts.
My expert tip is to remember that this is an art, not a science, and it takes refinement over time. Look to data in your legal practice management system, especially your past matter revenue history, to guide you as you estimate matter revenue and then to track the accuracy of your estimations on the matters you actually get.
Amy Larson: Client satisfaction ratings are a top indicator of success. How can small firms track that?
Mary Juetten: The best way to track client satisfaction is with a Net Promoter Score (NPS) and this can easily be done through a survey with two simple questions:
- On a scale from 1 to 10, how likely are you to recommend our firm to friends, family and colleagues?
- Why or why not?
Responses can then be categorized as a "promoter" including responses of a 9 or 10, "neutral" including responses of 7 or 8, and "detractors" including responses of 6 or less.
To calculate your NPS, take the percentage of promoters (# of promoters/total # of survey responses) minus the percentage of detractors (# of detractors/total # of survey responses). Your NPS can be benchmarked against other firms, but like many KPIs, the targets depend on your definition of success.
|NPS Calculation
|# of Responses
|% of Responses
|Promoter (9 or 10)
|Neutral (7 or 8)
|Detractor (1 to 6)
|Final NPS Calculation
My expert tip on this metric is to pay close attention to the open-ended responses you collect. It may be difficult to receive negative feedback, but understanding it and then improving upon it, is the best way to increase your client satisfaction as well as your chances of client referrals – which is your most affordable way to attract new clients.
For more from Amy Larson follow her @Larsonac71
Amy Larson is a Director in Small Law Firm Customer Marketing at Thomson Reuters. She has over 17 years of experience in technology marketing with extensive focus on learning how technology can meet the needs of attorneys. Amy has been involved in numerous product launches throughout her tenure, public relations efforts, interviewing customers and telling their stories, and often writes and distributes information on legal practice management.Be Sociable, Share!
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Good price! Shed Shelving (Set of 3) signature design By Outdoor Living Today. Shed Shelving (Set of 3) very well made, sleek and simple. Complete your living room furniture with a modern Shed Shelving (Set of 3). Its good looking sturdy, attractivce and it looks expensive and a best value for the money. Shed Shelving (Set of 3) is one of the most comfortable, cozy, beautiful look and exotic Shed Shelving (Set of 3) especially for the price and made of excellent products. Great quality, easy to assemble, delivery on time and in perfect condition. Shed Shelving (Set of 3) is good merchandise at fair prices and wonderful free shipping. Guarantee damaged claim by offering to send parts or to keep the item at a discounted price. Great buy would definitely recommend. Shop with our low-price guarantee and find great deals on Shed Shelving (Set of 3) and more!. Reading the reviews helped you purchase.
If there is any one element that you can change to make spending 8 hours a day in an workplace easier, its your seat. There isn't any shortage of proof showing that being stuck inside a seat for too much time can increase the chance of coronary disease and worsen back pain. In fact, seated an excessive amount of is even known as worse than smoking. Numerous those who have workplace jobs create issues like numbness, spine misalignment, joint pain, neck pain, and herniated discs usually from sitting too much time on the low quality chair without assistance. While you most likely don't want to spend a lot of money on the chair, a high-high quality chair is definitely an purchase of your wellbeing, comfort and ease and productivity. Two separate research, released in 1990 and the year 2003, discovered efficiency goes up greater than 17% when folks operate in an ergonomic desk setting with an flexible chair. The right seat combined with ergonomic instruction may also decrease workplace accidents. Even if you do not curently have wrist or back again issues, an chair will help you maintain the correct posture to prevent stress, carpel tunnel affliction, lower back pain, and spine disc injury. The Nation's Start of Wellness suggests selecting a chair with all of the required adjustments to support proper position. This includes a seat with wheels along with a 5-stage foundation a chair skillet with dense, little-mobile foam padding or coils a back rest that is possibly bent or small enough to suit the little of the back gentle arm rests with an flexible height and width a gas seat heat adjustment feature and a tilt adjustment to move someone fat towards the chairs backrest.


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Published at Sunday, 03 February 2019. Kitchen Window and Ventilation Hood. By Osvald Henriksen.
Armed with the limited recommendations provided by GE's installation instructions, I sought more information by placing two calls to the GE Answer Center (800-626-2000), asking, "Does GE have any recommendations on providing makeup air for a 1,200-cfm GE range hood installed in a residential kitchen?" The first GE expert responded, "What is makeup air?" An explanation was provided. She responded, "Do you mean you want to know the cfm of the fan?" After further discussion, I was put on hold. A few minutes later, the expert returned to the phone to report, "That information is not something we would have here."
By the time I got back home I Uploaded 8 digital imageries plus all are in high definition version. From numerous pictures in Kitchen window treatments roman shades photos, you would probably have Blinds On Windows with decoration. Anyhow, if you don't appropriate with inspiration, you can still take a look concept. Even so I advise you could use as an concept design, although plus has cool decoration inspiring creativity. Don't forget for share this Kitchen window treatments roman shades 20 distinctive kitchen lighting ideas for your wonderful kitchen big window blinds to friend or your comrade. So they are might get together with to develop they Blinds On Windows. I am glad could share together with with to you all. Hopefully you would probably find which all the time are you seek.
If your range hood cover itself is simply boring, make a statement with a stylish cover. If you're a novice woodworker, but you want to spruce up your range hood, add corbels. This old French word simply means a fixture coming out from a wall to support a structure above it. In this instance, the corbels function strictly as a decorative accent piece since your hood cover is already mounted in place. You can buy pre-made corbels or you can handcraft and install your own design and mount them under your range hood cover.
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Types of Profile Pictures [Infographic]
Your profile pictures tell a lot about you. It represents your identity You brand yourself by the kind of Facebook profile picture you choose. So when that HR person of your dream job or your client finds you on Facebook, will he see that Saturday Night Party Picture, or your pet dog? MyLife shared this hilarious 10 types of profile pictures and what they mean.
Rethink about your display picture from an outsider's perspective. Choose a picture that truly represents you and make it easier for others to recognize you. Be consistent in branding yourself across the digital space. Trust me it works with great results! You will be amazed to see how it enhances your online presence.
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Diagnosing weevils in lupins and field peas
Weevils are beetles with long snouts that can rarely damage lupins in high rainfall areas. Species include:
Vegetable weevil is more common in high rainfall areas, often next to trees or bush.
Desiantha (also known as Spotted vegetable weevil) is widespread.
Small lucerne weevil and Fullers rose weevil mainly occur on the south coast.
What to look for
- Areas of chewed and lopped lupin seedlings.
- Damage from vegetable weevil is usually worst next to paddock edges and bush areas, or parts of the paddock that had capeweed in the previous year.
- Chewed cotyledons, leaves, petioles and hypocotyl.
- The hypocotyl may be severed causing rapid death.
- Weevils are generally grey and often hard to find.
- Vegetable weevil is about 10 mm long with two short white stripes at an angle on each side of its abdomen.
- Desiantha weevil is about 5 mm long, dark coloured and sometimes has grey flecks on its back.
- Small lucerne weevil is about 5 mm long, light grey in colour with a white stripe on each side.
- Fuller's rose weevil is about 8-10 mm long but has yellow stripes on its side and back.
Insect Adult
What else could it be
Vegetable beetles, cutworms, brown pasture loopers, pasture day moth, European earwigs, snails and slugs
|Can cause similar seedling damage
|Pests have a different appearance
Where did it come from?
Green bridge
- With the exception of vegetable weevil, the weevils are flightless and remain in the paddock during their life cycle. Adults eat broadleaf crops and a range of broadleaf weeds, particularly capeweed. Adults emerge from the soil in spring to early summer and survive by hiding in soil litter, under stones, plants or clods. Eggs are laid into the surface of the soil and hatch when there is sufficient moisture for plant germination. Desiantha larvae feed on grass, and cereal seedlings.
- Vegetable weevils rarely fly but adults rest in the soil in bush or paddock edges during summer. They are attracted to any paddock that has capeweed present, and after capeweed germination move into the paddock to feed and lay eggs. The eggs hatch into green larvae in early winter that feed on the plants on which they hatched. The adult weevils also move into the edges of paddocks soon after crop emergence to feed.
Management strategies
Spraying insecticide
Green bridge control
- An insecticide border spray at crop emergence will help to control vegetable weevil before it moves into the crop. Paddock boundaries should be checked every few days until the crop has four to five true leaves.
- Desiantha, small lucerne and Fuller's rose weevil are not controlled by border sprays as they tend not to migrate out of paddocks.
- Paddocks that had desiantha weevil larvae damage cereals in the year before will have desiantha weevil adults present in the current year
- Weevil numbers in crop can be reduced by controlling plant hosts eg capeweed before the canola is sown.
- Spray 'green break' summer weeds.
How can it be monitored?
- Check paddock boundaries every few days for vegetable weevil incursion until the crop has four to five true leaves.
Where to go for expert help
+61 (0)8 9892 8591
Page last updated: Wednesday, 6 May 2015 - 3:22pm


text:
Speedy Cash 4+
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© Speedy Cash® 1997 – 2018. All Rights Reserved.
What's New
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Ratings and Reviews
I used this app cause the process was a lil faster. I only borrowed $110 two weeks later they too the $110 out of my account and that's cool too... until they changed they was they operate. So I borrowed another $100 and instead of them going into my account and getting $100 when I got paid, they took $15 and some change ... (sounds better rite?) WRONG! They made their money off us by getting us to get a couple dollars from them then tell us we can pay them back in installments of $15 (every two weeks) then Trap us in a contract where $100 turns into $455 that takes two years to pay back and they have the option to pay the whole thing off early but that doesn't work they want you to pay it back in cash at their store locations (there are none in Cleveland) and since I can't use the app to pay it off I wouldn't recommend this to no one...
Learn to buck the system
They have a 3 day return policy that can be used and done as many times as you want every week since I get paid every Thursday I take a loan out depending how much I want to spend during the week get the loan and Thursday I go back and "return" the money something like this should only be done by someone who isn't a complete moron because if you don't pay it off your basically screwing your self and yeah when you get one of these loans forget the every two week payment pay it all at once .... of your basically putting your own neck in the rope
Where in Gods green earth did you get money from
I know I didn't put my credit card numbers and I closed my bank account because you all took the same amount two days in a row. And again I got an email thanking me for my payment but I can't see which card you got your hands on with on my if there is a show I'm livid right now I'm missing a legal options and see where goes from there
- Seller
- CURO Management LLC
- Size
- Category
- Finance
- Compatibility
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
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- Copyright
- © 2016 CURO Management LLC
- Price
- Free
Family Sharing
With Family Sharing set up, up to six family members can use this app.


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Thinking Strategically:
The Three Big Strategic Questions
1. Where are we now?
2. Where do we want to go?
– Business(es) to be in and market positions to
stake out?
– Buyer needs and groups to serve?
– Outcomes to achieve?
3. How do we get there?
What is Strategy?
• A company's strategy consists of the set of
competitive moves and business approaches that
management is employing to run the company
Strategy can be defined as large-scale, future-
oriented plan for interacting with the competitive
environment to achieve objectives
Company's "game plan"
Framework for managerial decisions
Levels of Strategy
Three levels of Strategy:
1. Corporate level: Corporate strategy focuses on
determining which businesses the company
should be in.
2. Business level: Business strategy develops
competitive advantages within a businesses
3. Functional level: Functional strategy operates at
the level of marketing, operations and finance to
ensure that each part of the company has
strategies to support the business.
Characteristics of Strategic Management
Greater risk,cost,
and profit potential
Involve action-oriented
Functional- operational issues
decisions Are relatively short range
and low risk
Develop a Monitor,
Craft a Implement
Strategic Evaluate,
Set Strategy and
Vision and Take
Objectives to Achieve Execute
and Corrective
Objectives Strategy
Mission Action
Vision Statement –
What do we want to become?
Firm's future business plans
Where to "go"
Mission Statement –
What is our business?
Missions vs. Strategic Visions
• A mission statement • A strategic vision
focuses on current concerns a firm's future
business activities -- business path -- "where
"who we are and what we are going"
we do" – Markets to be pursued
– Current product and – Future technology-
service offerings product-customer focus
– Customer needs being – Kind of company that
served management is trying to
– Technological and create
business capabilities
Examples: Mission and Vision Statements
Our vision: Getting to a billion connected computers
worldwide, millions of servers, and trillions of dollars of
Intel's core mission is being the building block
supplier to the Internet economy and spurring efforts
to make the Internet more useful. Being connected is
now at the center of people's computing experience.
We are helping to expand the capabilities of the PC
platform and the Internet.
Examples: Mission and Vision Statements
Our vision of pervasive networking is of a world
where connections are simpler, more powerful,
more affordable, more global, and more available
to all.
Our mission is to connect more people and
organizations to information in more innovative,
simple, and reliable ways than any other
networking company in the world.
Task 2: Setting Objectives
Examples of Financial Objectives
• Grow earnings per share 15% annually
• Boost annual return on investment (or EVA) from
15% to 20% within three years
• Increase annual dividends per share
to stockholders by 5% each year
• Strive for stock price appreciation
equal to or above the S&P 500 average
• Maintain a positive cash flow every year
Examples of Strategic Objectives
• Increase firm's market share
• Overtake key rivals on quality or customer
service or product performance
• Attain lower overall costs than rivals
• Boost firm's reputation with customers
• Attain stronger foothold in international markets
• Achieve technological superiority
• Become leader in new product introductions
• Capture attractive growth opportunities
Examples: Strategic Objectives
BanK One Corporation
To be one of the top three banking companies
in terms of market share in all significant
markets we serve.
Domino's Pizza
To safely deliver a hot, quality
pizza in 30 minutes or less at a fair
price and a reasonable profit.
Example: Strategic Objectives
Alcan Aluminum
Atlas Corporation
To become a low-cost, medium-size gold
producer, producing in excess of 125,000 ounces
of gold a year and building gold reserves of
1,500,000 ounces.
Task 3: Crafting a Strategy
• Strategy involves determining whether to
– Concentrate on a single business or several
businesses (diversification)
– Cater to a broad range of customers or focus on a
particular niche
– Develop a wide or narrow product line
– Pursue a competitive advantage based on
• Low cost or
• Product superiority or
• Unique organizational capabilities
• Involves deciding how to
– Respond to changing
buyer preferences Our strategy
– Respond to new market will be . . .
– Grow the business over
the long-term
– Achieve performance
– Outcompete rivals
Figure 1-2: A Company's Strategy is Partly Planned
and Partly Reactive
Resource Actual
Strengths and Compan
Weaknesses, y
and Strategy
Figure 1-3: Understanding a Company's Strategy --
What to Look For
Actions to diversify Actions to outcompete rivals
Rapid Keep from being
Revolutionary altering strategy to
swamped by the
Change make waves and
waves of change
drive change
Revising strategy
Gradual change and
(hopefully in time)
Evolutionary initiating strategic
to catch the waves
Change actions to ride the
of change
crest of change
Source: Adapted from Derek F. Abell, "Competing Today While Preparing for Tomorrow," Sloan Management Review 40, No. 3 (Spring 1999), p. 75.
Task 4: Implementing and Executing
• Taking actions to put a freshly-
chosen strategy into place
• Supervising the ongoing
pursuit of strategy
• Improving the competence
and efficiency with which the
strategy is being executed
• Showing measurable progress in
achieving the targeted results and
Strategy Implementation and
Strategy implementation and
execution is an action-oriented,
"make-it-happen" process involving
people management, developing
competencies and capabilities,
budgeting, policy-making, motivating,
culture-building, and leadership
What Does Strategy Implementation
and Execution Include?
• Building a capable organization
• Allocating resources to strategy-critical activities
• Establishing strategy-supportive policies
• Motivating people to pursue the target objectives
• Tying rewards to achievement of results
• Creating a strategy-supportive corporate culture
• Installing needed information, communication, and
operating systems
• Instituting best practices and programs for continuous
• Exerting the leadership necessary to drive the process
forward and keep improving
Task 5: Monitoring, Evaluating, and Taking
Corrective Actions as Needed
• The tasks of crafting, implementing, and executing a strategy
are not a one-time exercise
– Customer needs and competitive
conditions change
– New opportunities appear; technology
advances; any number of other
outside developments occur
– One or more aspects of executing the
strategy may not be going well
– New managers with different
ideas take over
– Organizational learning occurs
• All these trigger the need for corrective actions and
Characteristics of the
Strategic Management Process


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DescriptionIf you have ever wanted to store data temporarily in your Delphi, C++ Builder or Kylix application, and you at the same time wanted full access to the data as if they were stored in a database table, you have the right solution here. kbmMemTable is a full TDataset compatible in memory table loaded with functionality.
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Fits:1987-1991 Jeep Wrangler YJ
Click Here: Instructions
This Painless Performance 23 circuit direct fit harness for 1987 to 1991 YJ Jeeps features a factory-style bulkhead connector that mounts the fuse block in the OEM location. This Jeep harness includes all the connectors and terminals needed. Included in this kit you will find a detailed manual and all of the wires are factory color coded and labeled for an easy install. NOTE: Factory EFI and emissions ICM are not supported.
This harness includes circuits for:
* Including Wires For:Brake Warning LightFour Wheel Drive LightFuel GaugeHVAC Panel LightingOil GaugeTachometerTemperature Gauge
Automotive chassis wiring harness fits:
Factory EFI and emissions ICM are not supported.
No FAQ found


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United States of America


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Believing in God constitutes theology. One does not need to spread God's word or study Him to a certain extent, but only needs to believe in Him and lead a life of what they believe to be holy and godly. To me, I believe that theology is a combination of this belief and the collaboration of various religions to examine new ways to believe in God; whether one follows strict rules to emulate who they believe to be God or if they believe that all religions must come together in order to best interpret
NAZIENZUS' THEOLOGY COMPARED TO ARIAN THEOLOGY Ever "since the Council of Chalcedon in 451, Gregory has been honored with the title "the theologian" for his definitive teaching on the Trinity in the late-fourth century." This has been bestowed to him because of his precise theological works "that helped to shift the official orthodoxy of the church and empire from the homoian doctrine supported by [the Arians] to the fully Trinitarian" faith that was confirmed at the Council of Constantinople in
1) I agreed with Pope Paul that "the world is sick." The sickness Pope Paul mentions is the disease of injustice. Injustice is seen in the those who face starvation, those without shelter, healthcare, those who are victims of war. The reading stated that injustice brings destruction and diminishment to millions and death to thousands. If those numbers continue in the future, I agree that it would be hard for the world to survive. It could be said that with this knowledge, it's our job to make the
theologians to define the word "theology," it is likely that they would hear ten different answers. Even within the various types of theology, for example, Christian theology, there are a wide spectrum of attitudes and beliefs. Even more so, if one were to compare evangelical theology with feminist theology, the differences would add up quickly. Two modern day theologians, Stanley Grenz and Catherine Keller, well known in their respective fields, have approached their theology from different backgrounds
Running head: Theology Reflection Paper Reflection Paper of Greater Understanding Horace Kip Rollins Theology 104, Liberty University During the lessons of this course in Christian Theology, I have found a greater understanding of three core concepts that have strengthened my understanding of what it means to be a Christian: First, personal testimonies are important in sharing the gospel of Jesus Christ. Second, if a person states they are a Christian, it does indeed matter how they live
Beeley, C. A. (2009). Theology and Pastoral Leadership. Anglican Theological Review, 91(1), 11-30 Beeley makes the argument that theology lies at the center of Christian leadership. It sites early theologians from the past, later theologians in the Anglican and other traditions. The author provides the relationship between theology and practicalities of leaders work, the ministry of the word, pastoral interpretation of Scripture, and the regular study of the work of Christian leadership. He points
Introduction Buddhism is a world religion based on the teachings of Buddha, who was born Siddhartha Gautama in Nepal around 563 B.C.E. and lived in Nepal and India. Siddhartha was a privileged man who withdrew from the world, learned and meditated, and achieved the Enlightenment that made him Buddha. Buddhism has undergone schisms and evolutions but has some core beliefs such as Nirvana, Anatta and Dependent Arising. In addition, the Buddha's teaching centered on the Four Noble Truths and the Eightfold
There are four theology sources of theology that is scripture, tradition, reason and religious experience. The scripture is expounded with the context of public worship and is the subject of meditation and devotion on the part of individual Christian (McGrath, 2011). Tradition is an active process of passing on the Christian faith, rather than as a static source of revelation, independent of Scripture (McGrath, 2011). Reason is assumed an especial importance at the time of the Enlightenment
BRENT FRIESLAAR April 8, 2012 FACILITATOR: REV. DR. ISAIAS CHACHINE | Theology and Development | | Theological Reflection - Amartya Sen and Elaine Graham, Heather Walton and Frances Ward | This paper will deal with the importance of Theological reflection and it will argue that theological reflection is the responsibility of all individuals in the human race. In response to Amartya Sen's work in Development as Freedom as well the treatment of theological reflection and the analysis of methods
The spiritual significance of illness and suffering is a topic Christians continue to grapple with, as Larchet points out in The Theology of Illness. Scripture offers a wealth of wisdom and cues for understanding illness, health, and healing from a Christian perspective. Larchet analyzes the various and often contradictory Christian positions on health and illness, revealing how attitudes have shifted over time and with changes in medical technology, practice, and ethics. For example, St. Barsanuphius


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Part Two: Counting Responses and Graphs
Question Description
Part Two: Counting Responses and Graphs
From a file attachment GSSFT, you will create any necessary and/or useful charts, graphs, plots, histograms and answer
the following questions.
1. Create Frequency table of importance of high income (jobinc). What are the percents of "Very important" and
Steps: Analyze/descriptive statistics/frequencies, in the Frequencies dialog box, select the variable "jobinc", then click ok.
2 Create Frequency table of level of education (RS Highest Degree), then create Pie chart and Bar chart. What level has
the highest percent?
Steps: Analyze/descriptive statistics/frequencies, in the Frequencies dialog box, select the variable "RS highest Degree",
then click "Chart", on the Chart Type, select "Pie charts" and select Continue and click ok
To create Bar chart, do the same steps as pie chart except on the Chart Type, select "Bar chart".
3 Create a Histogram of ages of respondents. What is the mean? And Standard Deviation? (see answers from the
Steps: Graphs/Histogram, select the variable "Ages of Respondents", then check a box "display normal curve", click
"Continue" and click ok.
Tutor Answer
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The Correctional Mental Health Handbook is the first book to offer a comprehensive overview of the services provided by correctional mental health professionals for the various populations found in correctional programs and facilities. Edited by Thomas J. Fagan and Robert K. Ax, experts with over 40 years of correctional mental health experience, this unique handbook is divided into three sections. The first section provides a flexible model for organizing mental health services based on staffing levels, facility mission, and local need. The second section considers typical offender problems in many correctional systems and how they are customarily managed. The third section presents various clinical and consultative activities offered by mental health professionals within correctional settings.
While the main audience will be correctional mental health professionals and academics involved with training correctional mental health professionals, the Correctional Mental Health Handbook is also an ideal primer for graduate students studying corrections in criminal justice programs. For the student preparing to enter the correctional mental health profession, this indispensable text explains the general characteristics and treatment needs of specific inmate populations including: substance dependent offenders, female offenders, sexual predators, and juvenile offenders.
"The chapters are well organized, well written, and well referenced. The authors are well qualified, all having years of pertinent experience in both the clinical and administrative realms, and the editors share more than 40 years of experience. . . . Correctional Mental Health Handbook has a place on the shelf of any correctional health professional, particularly program leaders. It is also a must-read for clinical training directors who are considering correctional placements for their trainees."


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Ledger (disambiguation)
Jump to navigation Jump to search
|Look up Ledger or ledger in Wiktionary, the free dictionary.
A ledger is a book for recording transactions.
Ledger may also refer to:
- Ledger (surname)
- Ledger (software)
- SQL-Ledger
- ledger stone: a flat stone slab covering a grave
- In construction a ledger is a horizontal support such as in scaffolding and balloon framing.
- Ledger, a paper size
- Distributed ledger
- General ledger
- Ledger, a solo project for Skillet drummer Jen Ledger
- The Ledger, a Florida newspaper
- Ledger (journal), a peer-reviewed journal on cryptocurrency
- Jewish Ledger, a Connecticut newspaper
- Monadnock Ledger, a New Hampshire newspaper
- New York Ledger, a fictional tabloid in the Law & Order franchise
See also[edit]
- Leger (disambiguation)
- Ledger Award
- Ledger line, a tool of musical notation
- Antioch Daily Ledger
- Ledger-Enquirer
- Monadnock Ledger-Transcript
- The Patriot Ledger
- Public Ledger (Philadelphia)
- The Star-Ledger
| disambiguation page lists articles associated with the title Ledger.
If an internal link led you here, you may wish to change the link to point directly to the intended article.


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Chansoo (2,799 chansoo fanfics)
One Shots
Chapter Count
Trust Chanyeol to be the one person in the entirety of the Wizarding world who can only be woken by true love's kiss. Alternatively: Chanyeol is naturally a heavy sleeper but this is just ridiculous.
Ever heard that if someone make our heart, heart beats all the time we meet each other is ours soulmate :) I don't know when we got to know each other because since I was born there's always that person by my side we play together ,laugh together, grown up together. I didn't when my heart beating so fast when I awake again I only knwo I can't hide eyes contact him. In my heart full of his laughter.
KyungSoo was a normal 1st year College student much like everyone else. Except that his past, was about to turn his world inside out.
Kyungsoo Had a crush on Jongin but also Chanyeol, Which one will he choose? Will There be a Cansoo or a Kaisoo?. Main Characters: Kyungsoo He's Cold to everyone causes him to have a small group of friends who can handle him. Quietly reads his book's in class, while the teacher
"Onde Kyungsoo e Chanyeol criam uma lista de coisas para fazerem - juntos - antes de morrerem." "
Kyungsoo has always adored his close friend, Chanyeol, ever since high school although they soon fell out of contact. Years later, Chanyeol is living his dream as a professional Go player and Kyungsoo feels settled as a doctor. They are reunited as adults and Kyungsoo discovers that Chanyeol now has selective mutism and has always been alone all these years. Kyungsoo decides to step in and help Chanyeol and restore the relationship they once had.
"I don't deserve you at all." He felt lucky to have someone like him. Because what good Chanyeol must have done to deserve him? The black haired one jokingly answered. "You're right, Park Chanyeol," making the taller one's heart flutter one more time as he called his full name. "You don't." He laughed happily, Chanyeol joined on him with little to no wait. His voice turned serious suddenly. "Please don't ever forget me, Kyungsoo-yah." * Inspired by
Gambling au where Chanyeol is losing his game with Kyungsoo and Kyungsoo's consequence is not taking Chanyeol's money. But taking him home..
Kyungsoo doesn't want to fall in love again after his last relationship, but with Park Chanyeol, he realises it's hard not to...
Kyungsoo and Chanyeol were bestfriend since their middle school.Kyungsoo doesnt tell but he has a huge crush on Chanyeol.What he doesnt know is that Chanyeol is a psychopath


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Spectacular villa located in the quiet neighborhood of Son Armadams just 10 minutes walk from the Santa Catalina and the Palma Sport & Tennis Club, offers tranquility and total privacy in a luxurious and exclusive environment.
Spectacular villa located in the quiet neighborhood of Son Armadams just 10 minutes walk from the Santa Catalina and the Palma Sport & Tennis Club, offers tranquility and total privacy in a luxurious and exclusive environment. The views are unbeatable, an abundant green with the Bellver Castle or on the bay of Palma with its mediterranean blue. This villa has large spaces with lots of light and exceptional privacy, a nice garden with palm trees and a large pool with jacuzzi. This villa has been renovated with high-end materials. The property comprises open spaces and a perfect combination of contemporary design with retro elements from the rooftop to the stone vault with its cellar in the basement. The villa has a large living room and dining room with open kitchen from Leicht and fully equipped with Miele electric appliances. That property has 5 bedrooms with en suite bathrooms; in addition the master bedroom has a Chromatic shower, a reat terrace and a large dressing room. From the unique roof of 240m2 with another Jacuzzi you can enjoy the spectacular views and the Mediterranean days. The pre-installed Sonos sound system, underfloor heating, wooden floor, a small gym, storage room, laundry complete this impressive villa. Dynamic thermos and home automation are of the latest generation and thought about the environment. MallorcaSite, your real estate agency in Mallorca, recommends this property for its exceptional privacy, the style, the light of the house, the garden and the pool.
Private pool / Garden / Guest area / Parquet floors / Sonos Audio System / under floor heating / double glazing windows / Garage / Terrace / furnished / with wine cellar / Gym / Air conditioning / Clear views / intelligent interface / Storage room Designer furniture, Porcelanosa in the bathrooms, warehouse, laundry, Technal windows, pool with jacuzzi, jacuzzi on the roof
New villa in Bendinat only 200 meters from the beautiful hidden Old Bendinat
Luxury villa with spectacular sea views in Costa de la Calma
Spectacular contemporary villa in Santa Ponsa
Spectacular new built villa with modern design and with sea views in Genova
Spacious villa with direct access to the Son Quint golf course
Spectacular villa with sea access in front of the Malgrats islands in Santa Ponsa


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Elko County Commissioner Cliff Eklund hosted County Natural Resource Manager Curtis Moore for a discussion on the easement agreement with the U-S Forest Service to end the decades long dispute over the South Canyon Road at Jarbidge. The county governing board is finalizing the budget, encouraging changes to the shed hunting season, and Eklund announced former Elko County Deputy DA Kristin McQueary has been named interim Carlin City Manager.
Elko Chamber CEO Highlights Events
Elko Area Chamber of Commerce CEO Billie Crapo promotes the local business organization by highlighting several community events to kick off the summer season. The chamber is recruiting and retaining business from throughout the region and inviting new members to join. The historic Sherman Station is the official Elko Visitor Center and partners with the Elko Convention and Visitors Authority to promote tourism in addition to economic


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REDF: 258% Growth in Mortgage Financing for January
Mar 07, 2019, 10:04 ET
RIYADH, Saudi Arabia, March 7, 2019 /PRNewswire/ -- The Second Housing Finance Conference concluded yesterday, Wednesday March 6, 2019, under the patronage of the Housing Minister Majed bin Abdullah Al-Hogail and with the attendance of Khalid Mohammed Al-Amoudi, Director General of Real Estate Development Fund (REDF), investors, experts and representatives from the public and private sectors.
"We've significantly improved our service to citizens by building our real estate finance system – but we've only just started," says Saudi Housing Minister.
The Housing Minister and Chairman of REDF's Board of Directors Majed Al-Hogail confirmed in his speech that completing the real estate finance system will lead to a significant and sustained rise in home ownership in the Kingdom and make major strides towards realizing the 70% target of Vision 2030.
At the same time, Al-Hogail emphasised the real estate sector's high growth during this period citing the signing of more than 9,000 real estate finance contracts worth more than SR 4.7 billion.
The Minister stressed during his interview and speech, that completing the mortgage system allows citizens to choose between 18 entities to obtain an appropriate financing option. The completed solutions will have a direct positive impact on real estate development sector. This step will be reflected in providing more residential options and meeting the citizens' desires.
Al-Hogail further noted that residential project size has increased through the partnership between the Ministry of Housing and real estate developers, which provide housing units within an integrated housing environment. At the same time, 45 projects have been implemented across all regions.
"In the past, the private sector's contribution to real estate finance did not exceed 35%. Now more than 25000 contracts have been signed in the past year. This year, we aspire to exceed 125,000 financing contracts. We also estimate that the investment volume in the real estate sector will reach SR 60 billion this year," he added.
His Excellency pointed out to the housing programme policies (one of the vision 2030 programmes), which have been integrated by the efforts of 16 government agencies to overcome all obstacles that prevented the Ministry of Housing implementing initiatives which would enable citizens to own housing units, especially the funding and housing support process. At the same time, the real estate finance figures have significantly increased, since 2018's fourth quarter. In addition, the government provided many enablers that contributed to appropriate real estate financing options through loan guarantees programmes, first settlement reduction and supported profits. A Saudi company also works in refinancing and pumping liquidity into the market through buying portfolios and providing fixed interest extending for 25 years. Since 2018, the company deployed SR 800 million. However, the company would target, this year, to reach more than SR 10 billion.
Meanwhile, the Director General, REDF Khalid Al Amoudi said, "As a result of REDF's mission and responsibility, we created products and financing solutions to enable all segments of our society to own the first housing unit. This move enabled REDF to enhance the mortgage market' growth. In the second quarter of 2017, the growth share of subsidized mortgage financing did not exceed 2% of total mortgage contracts in the market. However, the share of subsidized financing contracts provided by REDF reached 81% of total mortgage contracts in the Kingdom by the end of 2018. At the same time, Al-Amoudi also emphasized the REDF is careful to balance between the supply and the growing demand rate in the local real estate market.
Al-Amoudi stressed the right of citizens to home ownership, and looks to make that happen by empowering the government and private partners to provide a convenient and rewarding home ownership journey at the right quality and price. He confirmed that REDF's strong track record of partnerships with the private sector makes the fund well-positioned to provide housing products and services that suit the needs of Saudi citizens.
He said, "In 2018, REDF provided SAR 1.5 billion worth of loans, and we expect the number of citizens served between 2017 and 2020 to reach around 480,000 citizens. We continuously reinvest REDF's assets to enhance financial solvency and generate returns to bolster financial sustainability."
For more information:
Jomanh Alrayes
mobile: 00966543612127
SOURCE Real Estate Development Fund


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|Organization Name
|Job Categories
|Position Type
|Region and Location(s)
|Career Level
|Ad Online Since
|Application Deadline
|Covenant House Toronto
|Full Time
|Manager (Supervisor of Staff)
As Canada's largest agency serving at-risk, homeless and trafficked youth, Covenant House Toronto changes lives by providing the widest range of services and support to as many as 300 youth a day. As a national leader and the country's largest privately funded youth care agency, we raise more than 80 percent of our $30.6 million annual operating budget from donations. Covenant House is part of an international network of 21 sites spanning from Alaska to Latin America. The Toronto site has served more than 95,000 youth since opening our doors. Covenant House is Canada's largest agency serving at-risk, homeless and trafficked youth. Covenant House changes lives by providing the widest range of services and support to as many as 300 youth a day. A national leader, we educate and advocate for change by influencing public policy and delivering prevention and awareness programs.
Covenant House is seeking a self-directed individual with strong people management, communication and process management skills to supervise our Donor Care Team of 6 Full-time staff and up to 10 additional seasonal staff. This position will be responsible for delivering an exceptional and consistent donor experience by developing and managing staff, improving processes and systems and adhering to organizational policies and practices.
Your work will include daily workflow management and occasional documentation, oversight for gift processing, receipting, donor acknowledgement and timely and accurate responses to donor requests; ensuring data accuracy, and balancing donations on a monthly basis. You will work closely with the communications, finance and database teams to troubleshoot technical and donor related issues and ensure monthly financial accuracy between our database and our financial systems.
The qualified candidate will have a minimum of a college diploma in a related field and or 5 years' experience in a customer care environment with a minimum of 2 years in a supervisory role.
This individual must have excellent interpersonal and communication skills, strong attention to detail, an aptitude for working with numbers, experience training staff and creating training documentation, and experience with Microsoft Office at an intermediate level, specifically, Outlook, Word including mail merges and Excel.
Experience with the Raiser's Edge is an asset.
Interested candidates should submit their cover letter and resume to Human Resources, on or before June 21, 2019.
Email: firstname.lastname@example.com
Website: www.covenanthousetoronto.ca
As an employer, Covenant House is committed to building an organization that reflects the diversity of our clients and the communities we serve. We encourage applications from qualified individuals who represent diverse communities. In accordance with the Ontario Human Rights Code, Accessibility for Ontarians with Disabilities Act and Covenant House Policy on Accommodation, a request for accommodation will be accepted as part of the Covenant House recruitment process.