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For example, I wrote "How to Get a University Job in South Korea" in October 2014. Sales peaked for the first few months after I released it at $50+ a month, but I'm still selling a few copies here and there and making $10-20 a month. The best part about it is this $10-20 is for no work. I no longer do any sort of promotion for it aside from perhaps mentioning it in a blog article if appropriate. That's some passive income awesome!
Proof of participation. You can use any reasonable method to prove your participation in an activity for the year. You don't have to keep contemporaneous daily time reports, logs, or similar documents if you can establish your participation in some other way. For example, you can show the services you performed and the approximate number of hours spent by using an appointment book, calendar, or narrative summary.
I've got a $185,000 CD generating 3% interest coming due. Although the return is low, it's guaranteed. The CD gave me the confidence to invest more aggressively in risk over the years. My online interest income has come down since I aggressively deployed some capital at the beginning of the year and again during the February market correction. You'll see these figures in my quarterly investment-income update.
For a closely held corporation, the passive activity loss is the excess of passive activity deductions over the sum of passive activity gross income and net active income. For details on net active income, see the Instructions for Form 8810. For the definition of passive activity gross income, see Passive Activity Income , later. For the definition of passive activity deductions, see Passive Activity Deductions , later.
Passive income, interest, taxable capital gains and certain rents as examples, earned by a CCPC is subject to a high corporate income tax rate of approximately 50%, a portion of which is accumulated in a notional account called the Refundable Dividend Tax On Hand ("RDTOH"). The RDTOH account is a mechanism that is used to simulate for the corporation the highest individual tax rate. In effect, the company "pre-pays" taxes to the federal government and is credited an amount in this pool. The CCPC is therefore entitled to a refund of its RDTOH of $38.33 for every $100 of dividend it pays to its shareholder, regardless of whether the dividend is sourced from the income it has generated from its active business or from its passive income. The refund is triggered at the time the dividend is paid since at this point the shareholder herself will now pay income taxes on that dividend earned. The RDTOH account is therefore used to achieve the integration at the corporate level by taxing passive investment income at roughly the top personal tax rate while it's retained within the corporation.
The most liquid of the private investments are investing in equity or credit hedge funds, real estate funds, and private company funds. There will usually be 6 month – 3 year lockup periods. The least liquid of the private investments are when you invest directly into private companies yourself. You might not be able to get your money out for 5-10 years, depending on the success of the company and upcoming liquidity events.
That said, from time to time I enjoy writing about some of the "other roads to Dublin." Fancy investments are interesting and sometimes have different risks and rewards when compared with a basic index fund portfolio. Entrepreneurship has changed my life and that of many other physicians. Early financial independence opens all kinds of other doorways in your life. So in a blog about all things financial for high earners, from time to time I write about these other subjects. Today is one of those days.
If you sell an asset like a stock or mutual fund at a price that is higher than the amount you paid, the difference or profit you realize is a capital gain. Capital gains are divided into two categories: short-term gains and long-term gains. Short-term gains are profits realized from the sale of assets you hold a year or less, while long-term gains are profits gained from selling assets you hold longer than a year.
If you own residential or commercial property and earn income by renting it out, then you must pay taxes on your earnings just as you do any wages or salaries that you earn. What you must pay in taxes depends upon what type of investor you are classified as by the Internal Revenue Service. How your rental property taxes are discerned by the IRS depends upon if the IRS views you as an active investor or a passive investor.
Investing in a business: Another good way to generate passive income is to invest in a business --even a small one -- in return for a percentage of the profits - just like Shark Tank, only smaller. Lending $10,000 to a local business that, for example, is working on a mobile app for Apple phones could lead to a passive income-generated share of the profits when that mobile app starts selling like hot cakes.
This is certainly not in my wheelhouse, but time and again people have been able to make a lot of money from creating and selling an app. You can offer the app for free to users, and if enough people use it you can then charge for businesses to advertise (just like #5) with you. You can also offer a version of the app that has no advertisements, but the user must pay a nominal fee to have this version. Either way once you have created the app and it is in the marketplace, it has a ton of potential to generate passive income. Depending on the app, you could also be bought out by a larger company and given a lump sum to walk away. This happened to Garret & Jessica Gee. Garret developed an app that was eventually sold to Snapchat for $54 Million!
But when so many turn down leasing one and one-half acre for one Wind Turbine for each 80 acres, that lease certainly does not materially affect the rest of the Farm or Ranch grazing pasture and the lease pays much more than the farm crow or grazing pasture lease, just because some lawyer said the lease was too long: 30 years plus 30 year option = 60 years, and the wind turbine company has selling production/electricity contracts for the next 150 years – which is needed to obtain financing!
One of the latest trends is crowdfunding / syndications where money is pooled together to directly invest in various real estate properties. You do not get quite the variety and diversification you would in a REIT but it provides an opportunity to invest a smaller amount of money than purchasing a property directly. Usually, you are a limited partner in a partnership. Since you are not materially involved in the day to day activities, the income generated is passive income.
In 2006, Dr. Hardy purchased a 12.5% interest membership in MBJ for $163,974. During the year following this purchase, the Hardy's decided to build an office for Northwest Plastic Surgery next to MBJ. Dr. Hardy had no day-to-day responsibilities at MBJ, never managed it, and did not have any input about management decisions. He primarily performed surgeries on MBJ's patients on Mondays, and he did not pay rent to perform surgeries at MBJ. He received a distribution from MBJ regardless of whether he performed any surgeries at MBJ, and this distribution was not dependent on how many surgeries he performed. Physicians cannot refer their patients to the surgery center when they hold a financial interest. However, the patients often choose the surgery center because it was cheaper.
It was easier recouping the lost $60,000 in rental-property income than I expected. For so long, my primary mindset for passive income was rental income. Having $815,000 less mortgage debt but still generating roughly the same amount of passive income with a much larger cash balance feels great. Further, my passive-income portfolio got even more passive, which is good as a stay-at-home dad to a newborn.
Making legitimate passive income isn't as difficult as you might think. Some of the best passive income ideas might take a little time to set up but can start cash flowing within a couple of months and will provide a consistent monthly income for years or more. The most important point is just to get started. You make exactly $0 on the passive income sources you never start.
When I did her recent tax return she had $45,000 in passive losses from the rentals and $35,000 in income from her S-Corporation. I called her and found out how many hours she had only worked for three months in her S-Corp, which was less than 500/750 hours per year. I changed the nature of the income from the S-Corporation to passive, thereby eating up the passive losses from the rental.
The Volunteer Income Tax Assistance (VITA) program offers free tax help to people who generally make $54,000 or less, persons with disabilities, and limited-English-speaking taxpayers who need help preparing their own tax returns. The Tax Counseling for the Elderly (TCE) program offers free tax help for all taxpayers, particularly those who are 60 years of age and older. TCE volunteers specialize in answering questions about pensions and retirement-related issues unique to seniors.
For purposes of item (1), above, an item of deduction arises in the taxable year in which the item would be allowable as a deduction under the taxpayer's method of accounting if taxable income for all taxable years were determined without regard to the passive activity rules and without regard to the basis, excess farm loss, and at-risk limits. See Coordination with other limitations on deductions that apply before the passive activity rules , later.
However, you should pick a niche and blog about that. If you're launching a money related blog, maybe it'll be about how to make money in real estate or simply how to make money online. Pick the niche and stick to it. If it's a diet and fitness related blog, maybe the niche is the Ketogenic diet, the Atkins diet or some other form of diet or fitness.
Passive income, interest, taxable capital gains and certain rents as examples, earned by a CCPC is subject to a high corporate income tax rate of approximately 50%, a portion of which is accumulated in a notional account called the Refundable Dividend Tax On Hand ("RDTOH"). The RDTOH account is a mechanism that is used to simulate for the corporation the highest individual tax rate. In effect, the company "pre-pays" taxes to the federal government and is credited an amount in this pool. The CCPC is therefore entitled to a refund of its RDTOH of $38.33 for every $100 of dividend it pays to its shareholder, regardless of whether the dividend is sourced from the income it has generated from its active business or from its passive income. The refund is triggered at the time the dividend is paid since at this point the shareholder herself will now pay income taxes on that dividend earned. The RDTOH account is therefore used to achieve the integration at the corporate level by taxing passive investment income at roughly the top personal tax rate while it's retained within the corporation.
Ask yourself how many hours a week do you spend sitting in silence, coming up with an idea and working on your idea? We're so busy with our jobs that our childhood creativity sadly vanishes at some point in our lives. There are food bloggers who clear over $15,000 a month. There are lifestyle bloggers who make over $10,000 a month while living in Thailand. And there are even personal finance bloggers who've sold their sites for multi-millions.
Even if you're personally liable for the repayment of a borrowed amount or you secure a borrowed amount with property other than property used in the activity, you aren't considered at risk if you borrowed the money from a person having an interest in the activity or from someone related to a person (other than you) having an interest in the activity. This doesn't apply to:
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The real value of a building lies in the tenant. If you're the tenant and you're a good tenant, you might as well be the owner, otherwise, you're giving that benefit away to someone else. A few years back we bought most of our buildings from other owners after renting from them for many years. Our approach to the building owners was, "We want to own our own offices, we are willing to pay you a fair price for the building, but if you won't sell, we'll buy somewhere else and move. 4/5 sold to us, the one that wouldn't sell, we decided to buy a new office building and moved. Owning your own office is typically a very safe and very good investment if bought at a fair market value and assuming you are planning on staying put at least 5+ years. If you are trying to buy the office from your current landlord, I think a fair price is somewhere between the value of a vacant office building and the value of a stable physician occupied office with a long-term lease.
I love real estate investing, but it requires a lot of upfront capital plus you are going to have to learn to love your tenants (see point 6 below)! Crowdfunded real estate investing gives you a way to still invest in the real estate market, without having to necessarily put in a lot of money upfront. It's definitely a much more passive investment than owning a flat or a house!
Are you totally convinced that I have completely diverged from talking about active vs. passive income? I don't blame you. I would have forgotten about those by now too. But let's bring them back now. Ok, how do those relate to lifestyle design? Well, I'm assuming we have established that your personal lifestyle design does not involve working, correct? Do you remember which kind of income requires you to work for it? Active income. So then for complete lifestyle design, do you want to have to rely on any active income? No. You only want passive income because passive income doesn't require much, if any, work on your part. Then you are free to travel or play or watch TV all you want.
Investing in real estate has been around for ages. Whether you are looking to buy your first duplex or getting into a large commercial property, rental properties can provide passive income through rents with some very appealing tax benefits. This method can be harder to get started with given the initial capital needed in most cases, but is certainly a great way to generate passive income.
The E-Commerce model is an interesting one. The idea is that you get products made cheaply (usually China) through a site like Alibaba, ship them to a warehouse (or your own house!), put the product description up on Amazon (or your own website), get some sales and then send out the product. There is a big learning curve with this one and you need some money up-front to get the products.
4. Calculate how much passive income you need. It's important to have a passive-income goal — otherwise, it's very easy to lose motivation. A good goal is to try to generate enough passive income to cover basic living expenses such as food, shelter, transportation, and clothing. If your annual expense number is $30,000, divide that figure by your expected rate of return to see how much capital you need to save. Unfortunately, you've got to then multiply the capital amount by 1.25 to 1.5 to account for taxes.
In February 2007, Pat Flynn was working at an architecture firm making $38,000 a year. He mulled boosting his earning power by getting an architecture license, but the process would likely take six to eight years. When he heard about getting a credential in sustainable design and environmentally friendly building called Leadership in Energy and Environmental Design (LEED), he decided to go for that, as no one in his department had it. The one problem? The exam was so challenging, just one-third of test-takers passed.
This article is great, defining the differences and emphasizing the advantages of passive income. I believe it might be helpful to list some of the tax advantages of passive income vs active income as well. These include and are not limited to: cash-flow, being able to claim depreciation, deductable loan interest, tax free refinancing and deferred taxes on sale of property via 1031 exchanges. It's the difference between 50% taxed income and potential tax free income.
The government has announced its intention to introduce legislation that will reduce the SBD limit by $5 for every $1 of investment income above a $50,000 threshold, beginning in 2019. Once passive investment income exceeds $150,000, the SBD limit will be reduced to zero and the CCPC will pay tax at the general corporate tax rate of 26.5% as opposed to the 13.5% SBD Rate (for Ontario CCPCs).
Investors turn to real estate as a way to build long-term wealth, earn additional income, and generate a tax shelter. Using real estate as a tax shelter that extends to other income can be a complicated process. Knowing how you can use any losses generated by your rental real estate starts with understanding how the IRS defines and treats passive and active income.
Blogging is still going to take work starting out. That path to $5,000 a month didn't happen overnight but just like real estate development, it build up an asset that now creates constant cash flow whether I work or not. I get over 30,000 visitors a month from Google search rankings, rankings that will continue to send traffic even if I take a little time off.
Another thing that belongs firmly at the top of passive income ideas lists is affiliate marketing, where you earn a commission for each product or service that you recommend. My new focus these days is on Amazon affiliate websites. The idea is that you talk about, or review products that you can find on Amazon. People visit your website, click on some of your Amazon affiliate links, buy a product on Amazon and you get a commission for any sales, not only for that specific product but for anything they buy within a 24-hour period.
This is certainly not in my wheelhouse, but time and again people have been able to make a lot of money from creating and selling an app. You can offer the app for free to users, and if enough people use it you can then charge for businesses to advertise (just like #5) with you. You can also offer a version of the app that has no advertisements, but the user must pay a nominal fee to have this version. Either way once you have created the app and it is in the marketplace, it has a ton of potential to generate passive income. Depending on the app, you could also be bought out by a larger company and given a lump sum to walk away. This happened to Garret & Jessica Gee. Garret developed an app that was eventually sold to Snapchat for $54 Million!
As a result of this tax rate differential, the owner of a CCPC is almost always better off retaining corporate earnings and investing within their corporation. While a similar amount of combined corporate and personal tax is ultimately paid by business owners when monies are withdrawn through dividends, taxes can be deferred until such time as the money is required personally. This effectively allows business owners to temporarily obtain the benefit of investing a larger amount of money than would otherwise be available if they earned the money personally or immediately withdrew profits from their corporation.
For 2017, passive income that is taxed as ordinary income will be taxed in the 2017 tax brackets, and so the income tax rates range from 10 to 39.6 percent depending on your annual income. Long-term capital gains and qualified dividends are taxed at zero, 15 and 20 percent for 2017, but the brackets are different. So you can earn up to $37,950 in the 2017 tax year without paying taxes on these gains; if you earn between $37,950 and $418,400, the gains are taxed at 15 percent; and if you earn more than $418,400, your gains are taxed at 20 percent.
Lending Club went public in 2014 and is now worth about $1.7B. They advertise P2P lending returns of over 7% for well-diversified portfolios of over 100 notes. I've personally been able to achieve a 7.4% annual return over the past two years in a completely passive way by investing in A and AA notes. Others have achieved a 10% annual return through relatively minimum effort.
Chase Freedom Unlimited lets you earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. You earn unlimited 1.5% cash back on every purchase. There is also a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. The balance transfer fee is 3% of the amount transferred, $5 minimum. The cash back rewards will not expire as long as your card account remains open. There is no annual fee.
2. Focus on income-producing assets. Internet growth stocks may be sexy, but they provide no income. To build a large enough passive-income stream to survive, you must invest in dividend-generating stocks, certificates of deposit, municipal bonds, government Treasury bonds, corporate bonds, and real estate. You're free to invest in non-income-producing assets for capital appreciation too. You just want to earn reliable income when the day comes to leave your job.
You can't start charging right off the bat without your audience knowing anything about the value you offer (though you could still indirectly earn money from them with the right ads). "The best way to go in terms of a long-term passive income business [is] delivering value and information for free, and therefore establishing expertise, knowledge and trust with your audience," says Flynn.
How will this new framework for refundable taxes impact the real estate environment? Well, given that refundable taxes apply in respect of CCPCs only, this new regime will not affect the foreign pension funds, public corporations or tax-exempt entities investing in real estate in Canada. The new regime will also not impact CCPCs that retain their profits within the corporation instead of distributing them to their individuals nor will it impact CCPCs that earn pure active business income or pure passive investment income. Instead, these measures will affect CCPCs accumulating profits from both active business income and passive income and paying these profits out to their individual shareholders.
I just found your site & so far I like what I see. I am 50 years old & will be retiring at the end of Jan 2019. I turn 51 the following month. I will have a pension income of $60,000 per year & an additional $5,400 from a survivors benefit. I was able to save $200,000 in a deferred comp program through my employer & wish to know what to do to generate a passive income? I can leave it in the plan which will generate about 3.5% or invest it. My concern is the tax liability of taking out a large sum from that fund & leaving me less to invest. I do have an opportunity to invest in a bar/restaurant with family (my main concern) that currently generates $120,000 annually for an absentee owner. It would be a 3 way partnership if I did that. I do like your idea of creating my own product such a blog with a goal of $12,000 to $18,000 passive income I feel that may be my best option. Any thoughts or advice would be greatly appreciated.
Income from an oil or gas property if you treated any loss from a working interest in the property for any tax year beginning after 1986 as a nonpassive loss, as discussed in item (2) under Activities That Aren't Passive Activities , earlier. This also applies to income from other oil and gas property the basis of which is determined wholly or partly by the basis of the property in the preceding sentence.
Ali Boone(G+) left her corporate job as an Aeronautical Engineer to work full-time in Real Estate Investing. She began as an investor in 2011 and managed to buy 5 properties in her first 18 months using only creative financing methods. Her focus is on rental properties, specifically turnkey rental properties, and has also invested out of the country in Nicaragua.
Active investors are those who operate their investment properties as a business. The majority of their annual earnings come from their rental properties and they spend 750 or more hours throughout the tax year operating the property as a business. Active investors are also termed "real estate professionals" by the IRS, since their rental property businesses are considered their primary occupation.
All ideas take some amount of time and money to come to fruition. Some people have a lot of one of these, but not much of the other. A lot of successful ideas have started when one person had the resources that another did not. And many businesses have been started using 0% loans from credit cards to fund their concept and keep the business going until it achieved success.
This is an overly simplified example and leaves out depreciation, etc., but you get the idea. In addition, we used a 40% salary calculation which might be different in your situation. Regardless, the apples to apples comparison shows a nice little savings of $1,692. As mentioned in a previous chapter, the arrangement also allows you to have different partners in each entity allowing you to expand ownership in the operating entity while retaining full ownership in the leased asset (building).
I have had a LC account for almost 2 years. Invested 5k. A lot of very small loans. Unfortunately I had to invest though Folio FN. The fees reduce your return. Now, they are not even allowing that. My interest and return of principal are not being reinvested. I talked with LC and they are working on it for my state. Even if I can obtain access to the prime portfolio, I would only place 10 percent of my cash here and would reinvest for at least 3 years. I am still concerned about what would happen when a recession hits.
Of course, a book isn't the only way to get your thoughts to the world nowadays. You could also start a blog, website or YouTube channel to earn some passive income. Besides the creation of your website, videos and content, blurting out your ideas and advice online seems pretty passive. However, it will take a lot of work on your part and time to gain readers, followers and then paid advertisers. You will need to make your content marketable and appealing. That way you continue to gain followers, advertisers and money.
Okay, now you know your idea has some potential to make app passive income. Start doing some homework. Download the app and use it. Get familiar with it. This is where you put on your creative thinking app. It's not your app idea that has to be completely innovative. It's the execution of it. A great idea will most likely already have a few versions of it. Read the customer reviews. See what they like. More importantly, see what they are complaining about. This will give you essential information on your target audience. It's almost as if you're skipping version 1 and going straight to version 2 of your idea.
Alright few of them are okay but not all of them are abble to get money if you are not in USA and well Im not so its kinda bad that its not possible to do it. I dont know so far Im new at this but I have heard so far that FluzFluz is okay I dont know exact numbers how much you can get it but I like the Idea that you can get the money from purchases and as well from others so If someone is interested you can check it out maybe you will find it interseting.
Generally, to determine if activities form an appropriate economic unit, you must consider all the relevant facts and circumstances. You can use any reasonable method of applying the relevant facts and circumstances in grouping activities. The following factors have the greatest weight in determining whether activities form an appropriate economic unit. All of the factors don't have to apply to treat more than one activity as a single activity. The factors that you should consider are:
What is passive income? It is income that is not generated from your day job. Any net gain at the end of the year is taxed at ordinary income tax rates. The additional downside: if the rental property generates a loss, you are not able to offset passive losses with ordinary income i.e., wages. The passive losses can only be used to offset passive income.
Okay, now you know your idea has some potential to make app passive income. Start doing some homework. Download the app and use it. Get familiar with it. This is where you put on your creative thinking app. It's not your app idea that has to be completely innovative. It's the execution of it. A great idea will most likely already have a few versions of it. Read the customer reviews. See what they like. More importantly, see what they are complaining about. This will give you essential information on your target audience. It's almost as if you're skipping version 1 and going straight to version 2 of your idea.
Solomon Poretsky has been writing since 1996 and has been published in a number of trade publications including the "Minnesota Real Estate Journal" and "Minnesota Multi-Housing Association Advocate." He holds a Bachelor of Arts, cum laude, from Columbia University and has extensive experience in the fields of financial services, real estate and technology.
Keep in mind, many questions can be answered on IRS.gov without visiting an IRS Tax Assistance Center (TAC). Go to IRS.gov/LetUsHelp for the topics people ask about most. If you still need help, IRS TACs provide tax help when a tax issue can't be handled online or by phone. All TACs now provide service by appointment so you'll know in advance that you can get the service you need without long wait times. Before you visit, go to IRS.gov/TACLocator to find the nearest TAC, check hours, available services, and appointment options. Or, on the IRS2Go app, under the Stay Connected tab, choose the Contact Us option and click on "Local Offices."
To quote Pat Flynn, a very successful passive income expert (he's made millions), "We don't have to trade our time for money one to one. Instead, we invest our time upfront, creating valuable products and experiences for people, and we reap the benefits of that time invested later," he says, adding, "It's not easy. I just want to make sure that's clear."
Cash dividends are periodic payments that corporation and mutual fund companies can make to shareholders. Dividends are divided into two categories for income taxes: ordinary dividends and qualified dividends. As described below, dividends have their own tax rate. A dividend is generally considered qualified if it is paid on stock you held more than 60 days during the 121-day period that began 60 days before the ex-dividend date, which is first date new investors are not entitled to receive the stock's next dividend. Ordinary dividends are those that don't meet the criteria to be considered qualified; ordinary dividends are subject to your normal income tax rate.
Next, you can sell things you already have and make. For example, if you're a teacher and have some great lesson plans, Teachers Pay Teachers allows you to put up and sell your lesson plans. You need the plan for your class anyways, why not sell it? The same goes for photos you've taken. You don't need to be a professional photographer, and you can sell your photos on sites like iStock.
In most cases, any loss from an activity subject to the at-risk rules is allowed only to the extent of the total amount you have at risk in the activity at the end of the tax year. You are considered at risk in an activity to the extent of cash and the adjusted basis of other property you contributed to the activity and certain amounts borrowed for use in the activity. Any loss that is disallowed because of the at-risk limits is treated as a deduction from the same activity in the next tax year. See Pub. 925 for a discussion of the at-risk rules.
If you sell an asset like a stock or mutual fund at a price that is higher than the amount you paid, the difference or profit you realize is a capital gain. Capital gains are divided into two categories: short-term gains and long-term gains. Short-term gains are profits realized from the sale of assets you hold a year or less, while long-term gains are profits gained from selling assets you hold longer than a year.
Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.
Investing in coins and collectibles: Buffalo nickels and Spiderman comic books are good examples of coins and collectibles that can rise in value, and thus offer opportunity for passive income investors. You'll need to get up to speed on the value of any coin or collectible under consideration, but once you do so, you're on the way to price appreciation on a commodity you'll be paying a lower price to buy, and will garner a higher price when you sell.
Not everyone likes to purchase passive income for their daily purposes , but the Stephen Tracey top 10 passive incomes would be an anomoly. 5How you can start building passive income systems today. The passive income is that everyone, absolutely everyone can make good money online without investing much time at all. When it comes to searching a passive income, the Stephen Tracey top 10 passive incomes is definitely your first choice.
There's a saying that the biggest opportunity for improvement is at the margin. Boiled down, this means that you can reap big rewards for minor adjustments in behavior. Instead of using a check, debit card or cash to pay for daily activities and big expenses, using a cashback credit card can earn you a sizeable return each year. One of my favorite cards, the Discover it will even double all of the cash back you earn the first year!


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For most of humanity's existence, entire countries were run by little more than glorified warlords. Although today we take the concept of individual rights for granted, the vast majority of people had never heard of such a thing until a few hundred years ago. As democracy … [Read more...]
25 Ways to Teach Kids About Disasters Without Scaring Them
I grew up in the early 1980's at the height of the Cold War, and my parents were very paranoid about communist Russia. In fact, Red Dawn was one of their favorite movies. I was less than 10 years old when they warned me that a scenario like Red Dawn could happen someday soon. … [Read more...]
7 Tips For Surviving Radiation Exposure
The world is making an increasing move towards sustainable energy sources like nuclear power, and while it's reported a lot safer than in the years of the Chernobyl Disaster (1986), exposure to radiation is still a concern for many. Radiation leaks at Japan's Fukushima plant – … [Read more...]
10 Essential Tips for Surviving a House Fire
In a normal survival situation, fire is something you need for things like light, heat, protection, and the ability to cook food. But in the event of a house fire, it can become your biggest enemy and something you need to escape from immediately. Many people have tragically … [Read more...]
13 Reasons People Refuse to Prepare for a Disaster
People who are actually prepared for a disaster are few and far in between. Most people aren't even ready for a minor disruption, let alone a major disaster, and they tend to look down their noses at preppers like a New York stockbroker judging the cast of Swamp … [Read more...]
What Would It Take To Go Completely Off Grid?
Most people have no idea how much their lifestyles depend on the rest of society. As Leonard Read explained in his famous essay, I Pencil, even the construction of a single pencil requires the cooperation of countless people. If a single pencil is that complicated, then how … [Read more...]

subset: commoncrawl


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Latest Weather Blog
Deputies arrest man suspected of kidnapping woman in East Baton Rouge
ERWINVILLE - Authorities have arrested a man suspected of kidnapping a woman in East Baton Rouge Parish Thursday.
According to the West Baton Rouge Sheriff's Office, the suspect was apprehended in Erwinville sometime Thursday afternoon.
The sheriff's office says the female victim was kidnapped somewhere in East Baton Rouge Parish, but couldn't specify exactly where at the time of this post.
The victim has been found is currently being checked out at an area hospital. Deputies say she is being checked for a possible sexual assault.
No further details were made available about the suspect.
This is a developing story. Check back for updates.
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Tee time: Baton Rouge General to host upcoming golf tournament
Officer 'pulls over' toddler daughter for traffic violation
Metro Council to discuss 5G cell towers built near residential areas
Residents get timeline for Baton Rouge drainage projects
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Shopping for home insurance in Norphlet, AR doesn't have to be difficult. Simply enter your Zip Code at the top of this page and you will be presented with the list of the top recommended insurance companies in your area. Compare quotes from these carriers and you will be on your way to saving on your homeowners coverage premium.
When it comes to homeowner's insurance in Norphlet, AR, there are quite a few different factors that can affect how much you have to pay. Understanding what these factors are can give you a better idea of how Arkansas insurance companies come up with the quotes that they give you.One factor that affects homeowner's insurance quotes is the area where you live. For instance, some parts of the country are particularly prone to severe storms and other potentially dangerous situations. In these areas, you may have to pay more for homeowner's insurance than you would in an area of the country that was less risky.
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All of these factors come into play when getting Norphlet, AR homeowner's insurance quotes. If you want to keep your costs as low as possible, consider choosing a policy with less coverage or with a higher deductible. Just make sure that you fully understand how these decisions will affect you if you ever need to file a claim. You may find it more beneficial to go for a policy that offers more coverage or a lower deductible so that you don't have to come up with a lot of money on your own if something does eventually happen to your home.
To get the best savings on your Norphlet, Arkansas coverage for your home, make sure to use our comparison tool. Enter your Zip Code below and get the list of the best Arkansas insurers.
More Info and Tips for Norphlet, Arkansas
A residence is a high level of responsibility, so you should have the right insurance. But, if you are unfamiliar with house owner's insurance coverage, there could be some things you do not recognize. As you assess insurers, procedures and deals, don't forget these straightforward tips.
Never just feel about acquiring insurance for your property go in advance and do it! If you never have homeowner's insurance coverage, you will be out of luck if you are robbed, all-natural disaster strikes or your house burns down. With a mortgage loan, you are more than most likely required to have homeowner's insurance coverage.
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As your requirements change, reevaluate your homeowner's insurance policy plan. It's worth having a 2nd seem at your coverage to see if there are protection limitations on things like jewelry and other higher-worth things. Do not hesitate to buy an individual rider if you want to insure objects that are not covered by your policy.
If you have pricey landscaping around your property, take into account acquiring separate insurance for it. Most basic house owners insurance policy insurance policies will not include injury from wind or other environmental variables to landscaping. This signifies that if your pricey imported trees come down in the wind, your homeowners insurance policies coverage will generally not include it.
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Preserve your property owners insurance plan up to date. If it's been a number of many years given that you obtained your plan, you may well be below insured. If you've manufactured advancements to your residence, your plan may possibly not mirror the enhanced worth. Creating fees have long gone up also, so evaluation your coverage yearly, and if required, make modifications to be sufficiently protected.
No one particular is protected forever and the procrastinating mentality can only lead to more struggling. There is no reason to stay away from investing a minor money every single month to hold by yourself from spending large sums in the occasion of an incident. Guarding your house should often be at the leading of your checklist and house owner's insurance policies can do this.


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Best Instant Pot Tips And Tricks
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Cardiovascular Surgery Scheduler Full Time
Regional Health • Rapid City, SD
Posted 1 month ago
Job Snapshot
Job Description
Current Employees:
If you are a current employee, please apply via the internal career site by logging into your Workday Account and clicking the "Career" icon on your homepage.
Job CategoryRevenue Cycle
DepartmentRHHVI Cardiac Surgery
Scheduled Weekly Hours40
ShiftDay (United States of America)
Employee TypeRegular
Job SummaryThe Cardiovascular Surgery Scheduler works with the physicians, advance practice providers and caregivers to ensure the delivery of efficient and quality medical services to the patients and referring physicians we serve. The Cardiovascular Surgery Scheduler is to provide a communication link between all parties involved in the provision of cardiovascular surgery to patients and their families to ensure effective and efficient processes and to achieve the highest quality of care and patient experience. The Cardiovascular Surgery Scheduler schedules exams, answers telephone calls, and faxes requests for any needed tests and preauthorizations done prior to surgery. This individual communicates with other schedulers, physician offices, nurses, and technical staff to schedule the needed exams or tests for the patients. This position requires an in-depth understanding of the services provided and the limitations of staff providing the services. The Cardiovascular Surgery Scheduler has responsibility for maintaining EMR scheduling templates and serves as a cardiovascular surgery resource for other clinic and hospital caregivers.
Job Description
Essential Functions:
●Reviews pre-authorizations, re-authorizations or insurance verifications with clients as indicated.
●Manages the surgery schedule, including ensuring charts are ready, and has a surgical knowledge of each type of case/procedure including staffing needs, time allowed, and other resources that would need to be available for the case when scheduling.
●Organizes the pain clinic, including scheduling with physicians and patients, ordering, calling patients, ensuring insurance coverage is adequate, and ensuring charts are up to date.
●Performs necessary clerical duties to ensure that records are maintained in an accurate and timely manner. Ensures all documentation is ready and on the charts (labs, x-rays, H&P's, etc.). Ensures that operative reports, pictures, etc. from the medical record gets sent to physician's offices.
●Schedules appointments in the computer per testing guidelines, and makes all attempts to meet the customer's expectations.
●Reviews patient records, physician orders, protocols, and patient data to demonstrate ability for interpretation of subjective and objective information for patient assessment and order validation. Seeks guidance from management team as needs are identified.
●Accurately and efficiently assigns ICD-9 diagnosis codes, reviews medical necessity for designated tests/procedures and works with Healthcare providers to ensure accurate reimbursement according to Medicare guidelines.
●Participation in orientation of new staff. Assists and supports staff/students as evidenced by observation and feedback. Takes on extended job functions. Involved with staff development or program development.
●Works collaboratively with all members of the Healthcare team by setting an example of customer service excellence.
●Receives and routes communications to and from appropriate people involved in the provision of Surgical Services. This includes relay of information regarding patient care, supplies, and equipment in an accurate and timely manner. Schedules surgery, endoscopy, and anesthesia procedures and communicates this information to appropriate personnel.
●All other duties as assigned.
Additional Requirements
Certification - Licensed Practical Nurse (LPN) - South Dakota Board of Nursing
Experience - 1+ years of Cardiovascular Medicine Experience
Education - Associates degree in Health Related Field
Sedentary work - Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.
Make a difference. Every day.
Regional Health is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status.


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Rail-Tech 2015
17.03.15 - 19.03.15 All-day
Utrecht (NL)
Utrecht (NL)
Where technology meets the market!
Rail-Tech is the largest rail exhibition in the Benelux and provides an international platform where technology and the rail market meet.
other events
- Frame Australia
Melbourne (AUS)
- Czech Raildays
Ostrava (CZ)
- No events this month
- Noise Con 2019
San Diego (US)
- INTERBUILD Jordan
Ammann (JO)
- 22. Internationale Tagung des Arbeitskreises Eisenbahntechnik
Salzburg (AT)
- Forum Wood Building Nordic 2019
Helsinki (FI)
- 16. D-A-CH Tagung
Innsbruck (AT)


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JM Maintain
Duluth, GA 30096
JM Maintain
With over 4 years experience in the construction industry, JM Maintain is your industry expert in Atlanta and the surrounding areas. We pride ourselves on our extreme professionalism and attention to detail. Our customer satisfaction guarantee will assure you we will not leave your property until you are completely satisfied with our work. As a locally owned and operated business, you can trust that we will treat your home as we would treat our own. Give us a call today. We look forward to working with you!
Service Area
- Norcross
- Atlanta
- Duluth
- Lawrenceville
- Peachtree Corners
- Alpharetta
- Lilburn
- North Metro
- Tucker
- Suwanee
- Roswell
- Fayetteville
- See All >
Services Offered
- Exterior Home Paint or Stain
- Asphalt Shingle Roof Install
- Asphalt Shingle Roof Repair
- Metal Siding Install
- Metal Siding Repair
- Wood / Fiber-Cement Siding Install
- Wood / Fiber-Cement Siding Repair
Areas of Expertise
- Painting
Quick Facts
Business Hours(Please call to confirm)
- Free Estimates
- Credit Cards Accepted
- Bilingual
In Business Since: 2019
ScreeningHomeAdvisor Screened. View Details
HomeAdvisor allows Service Professionals to post information about themselves and their business on their profile. HomeAdvisor does not review or verify the information or representations set forth in those profiles, as they are self-reported by the Service Professional.
HomeAdvisor verifies state-level licensing where applicable - note: some states require local or county level licensing and you should verify whether or not your pro is properly licensed.


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Hire Caribbean Catering in Caldicot
Browse Caribbean Caterers
About: It's our mission to create unforgettable culinary experiences that go beyond the everyday. Have you ever had a fine-dining three course meal accompanied by a professional wine-tasting? Ever had an afternoon tea picnic delivered to your door? Perhaps Sri Lankan food served by buff butlers? Or even a
Recent review: Spice it up bar b q were amazing! The food was delicious and didn't seem to stop coming. Both ladies cooking were all smiles and happy to help. I can not recommend them enough. They catered a birthday barbecue for my cousins 21st in our back garden for around 60 guests (majority being rugby players)
Recent review: I am assuming that 5 is the highest ranking... Smoulder and Scorch were formidable. Keiron was professional, organised and friendly, serving our crowd tasty burgers, pulled pork and beef brisket. Everyone commented how excellent the food was. We were very happy with the service.
Recent review: Excellent food, everyone loved it. Very friendly and polite, only small issues was that they turned up over an hour earlier than expected and therefore the food was ready before any guests were expecting , which some had arranged their arrival time around.
About: We're a food truck with location in Cardiff Wales offering Arepas one of the most popular and tasty foods from Venezuela 🇻🇪.
Recent review: A heartfelt thank you for your tremendous work for our wedding. You are exceptional! The quality of your catering along with your calm, organised manner is second to none. You totally pulled off a feast for 150+ guests that surpassed all expectations. Moreover, it has been a pleasure and a delight t
About: Bespoke Caribbean catering services for events & occasions in the Cotswolds. Whatever the occasion we provide delicious food and an excellent service. Weddings - Birthdays - Festivals - Celebrations Vegan & gf menu available
Recent review: WOW WOW WOW!!!! We booked Simon & his family to cater for 35 people attending a joint 30th Birthday celebration in Dorset. We chose the Caribbean menu and it was tailored to exactly suit the parties needs & budget. The food was incredible and the service was perfect. Everyone couldn't praise the foo
Recent review: Thank you sooo much Chef Pat for catering my best friends hen party on Friday! Not only did you step in and help us out last minute, you did so at such a reasonable price. You created exactly what we requested, and every single course tasted delicious! All 17 of us loved the food, and you and your p
About: Al Fresco Catering is a catering company which believes in excellent service and superb food. We can offer the complete package for your weddings, special occasions and corporate events. Al Fresco is led by people who have over 30 years' experience in the catering industry. Our wealth of experien
Recent review: The chef showed excellent professionalism throughout, the food was delicious, and all at a reasonable price. I would definitely recommend this company.
About: We have a wealth of experience of cooking for elite athletes and HNW individuals. We are also experienced at cooking for a variety of events of all types, small and large.
About: We have a trailer or a Gazibo in this instance for the car we will if picked bring our trailer currently we provide food for the west bromwich albion fan zone ever two weeks we have jus done the entire month European Christmas market in telford
Recent review: Great communication, really friendly & flexible, brilliant service, brilliant staff, really tasty food! I will definitely use these guys again and recommend them to anyone!! Great value for money!!
Recent review: "Amazing They arrived at the venue about three to four hours before they were due to serve to set up and make sure things were ready. When they did serve, they served an array of flavourful dishes for the time I had asked for, they served the food on some wonderfully appropriate dishes (which are
Recent review: "The best burgers ever The communication with james has been incredibly, anything you needed he was more than happy to help. The guys turned up early to set up 8:30 on the dot they was ready to start serving. Every single one of my guest at my wedding has been and still are raving about these guy
About: Eagle Catering is a Professional Catering company - our focus is to deliver exquisite food at a great price with wonderful service Freshness is key to our food - We do not buy in already prepared food - From Canapes to main meals we prepare everything ourselves. Our service will cater for Weddings
Recent review: "Great service, delivered on time, good bespoke deal for a small house warming. Food was excellant real home made authentic Indian taste. Will use again"
About: Invite us to cook and serve everything so that you make the most of your time and enjoy yourself. With one of our experienced chefs in your kitchen, and our waiting staff team member on hand, you'll want us around all the time!
About: Known for deliciously prepared catering menus using only authentic recipes and fresh ingredients, 'Rose's Aroma' Caribbean Caterers have been satisfying customers for over 7 years. Wedding catering and event catering services are our specialty, which allow us to create expert presentation, elegant


text: Alexandre Oliva wrote:- > > I find this somewhat icky, but it's fully backward-compatible. Neil, > > Zack, anyone else, what do you think? > > Not having got any complaints about this proposal, I went ahead and > implemented it. Patch below. Ok to install? Bootstrapped on > athlon-pc-linux-gnu. I don't like it. This area is messy enough as-is without adding more random metadata to it. If this does go in, I don't think it should go in until 3.4 branches, and I don't think it should be in cpplib (it should be in cc1). Neil.


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Affiliate marketing has grown quickly since its inception. The e-commerce website, viewed as a marketing toy in the early days of the Internet, became an integrated part of the overall business plan and in some cases grew to a bigger business than the existing offline business. According to one report, the total sales amount generated through affiliate networks in 2006 was £2.16 billion in the United Kingdom alone. The estimates were £1.35 billion in sales in 2005.[19] MarketingSherpa's research team estimated that, in 2006, affiliates worldwide earned US$6.5 billion in bounty and commissions from a variety of sources in retail, personal finance, gaming and gambling, travel, telecom, education, publishing, and forms of lead generation other than contextual advertising programs.[20]
The pay is .25 per minute of talk time. Agents typically make anywhere from $7-$14 per hour. As for the hours, they are totally flexible. You can choose which shifts you want to work each week and the shifts are broken down into half hour increments giving you optimal flexibility. You can even log in and work if you are not scheduled for some impromptu cash."
Ebates is another cash back app, similar to Dosh, and right now they are offering a $10 signup bonus. There's no rule saying you can't have multiple cash back apps, so why not sign up for a couple just so you get the bonuses? Once you get your bonuses, then just use whichever app gets you the best deal on your upcoming purchases. Easiest money ever!
Become a virtual assistant. Virtual assistants perform a wide range of services for their clients, all of which can be completed online. Depending on the day, they may open and reply to emails, schedule online work or blog posts, write mock-up letters and proposals, or perform data entry. You can look for virtual assistant jobs on sites like UpWork.com and Problogger.net.


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As with most liberal sexual ideas what makes the world a better place for men invariably makes it a duller and more dangerous place for women.
Novels are the Socratic dialogues of our time. Practical wisdom fled from school wisdom into this liberal form.
Enraging liberals is simply one of the more enjoyable side effects of my wisdom.
My family is almost exactly like the one in 'Monsoon Wedding'. We are very open fairly liberal loud people.
There used to be this feeling under Eisenhower and Kennedy and Roosevelt and Truman that government was a solution. Trust in the presidency fell precipitously under Johnson - real lows. And it's never come back. It's a trend that if you're liberal is really discouraging.
I don't trust liberals I trust conservatives.
One of the most pervasive political visions of our time is the vision of liberals as compassionate and conservatives as less caring.
The finest workers in stone are not copper or steel tools but the gentle touches of air and water working at their leisure with a liberal allowance of time.
I have the greatest sympathy with the growth of the socialist party. I think they understand the evils that surround us and hammer them into people's minds better than we Liberals.
Women ought to feel a peculiar sympathy in the colored man's wrong for like him she has been accused of mental inferiority and denied the privileges of a liberal education.
Conservatism is a hard choice for a society that has become accustomed to big government and big entitlements promoted by liberals.
I have an idealistic view of science as a liberalising and progressive force for humanity.
With respect to Barack Obama let's face it Barack Obama is an iconic figure in the African-American community. We respect that. We understand that. African-Americans are going to vote for the first black president especially when he happens to share the liberal politics on economic issues that many in that community hold.
In some ways England is more liberal than France but I also find it more intrusive. But when you go abroad you have to accept the ways of where you live. I have to respect that.
My friendships and relationships in the conservative world are not predicated on political correctness and enforced conformity of thought. They are based instead on mutual respect honesty and understanding - concepts many modern liberals should consider revisiting.
The idea that you earn things - that you earn respect that you earn income responsibility. the vote punishment... these ideas are anathema to the liberal mind.
I think I'm fascinated by the power of religion in our culture. Like a lot of secular liberal people I ignored it for a long time. Lately of course just from a political perspective it's impossible to ignore.
Liberalism is a religion. Its tenets cannot be proved its capacity for waste and destruction demonstrated. But it affords a feeling of spiritual rectitude at little or no cost.
Every fundamentalist movement I've studied in Judaism Christianity and Islam is convinced at some gut visceral level that secular liberal society wants to wipe out religion.
But like a born actor who only really wants to direct Gingrich has always been unsatisfied with what he's brilliant at. He can't still his hunger to deliver grand pronouncements on life liberalism conservatism religion and whatever else swims into his consciousness.
Liberal: a power worshipper without power.
For the liberal state to accommodate a diversity of beliefs while having few positive convictions is one of the more admirable achievements of civilization.
As I've gotten older I've gotten more liberal and my father is increasingly conservative. It's so shocking to me because I always thought we had the same politics. The day I realized we voted for different presidents I practically fell out of my chair.
Politics aside it will be hard for any new liberal radio network to outdo the professionalism of NPR.


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china doll dancer – Viktoria Nowak prince – Sebastian Bryks music – Frank Mills filming location: Dobrzyca-Palace in Poland source Republished by Blog Post


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49ers star Marquise Goodwin's wife loses twin sons at 19 weeks
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San Francisco 49ers star Marquise Goodwin and his wife have revealed they lost their twin boys last November just 19 weeks into the pregnancy.
Goodwin and his wife Morgan said on Wednesday in a YouTube video that they lost their sons after she went into preterm labor.
Tragedy - Year - Son - Complications - Morgan
The tragedy came just over a year after they lost another son due to complications with Morgan's pregnancy.
'We experienced another traumatic event in our life that we had to overcome. It was tough at that point of the season,' the couple said in the video.
Couple - Camp - Pregnancy - Secret - History
The couple, who found out they were pregnant during training camp, had been trying to keep the pregnancy secret for as long as possible due to their history.
They had even filmed a gender reveal video that they had been planning to share right before the series of tragic events.
Goodwin - Absent - 49ers - Games - Tampa
Goodwin was absent from the 49ers' games against the Tampa Bay Buccaneers and Seattle Seahawks on November 25 and December 2 last year due to a family crisis.
The wide receiver had to fly back from Florida after learning that his wife was suffering from complications.
November - Labor - Contractions - Hospital - Bed
'In November I experienced preterm labor, and I was having contractions, I was in and out of the hospital and placed on bed rest,' Morgan said.
'That one game when babe had to go to Florida… I ended up getting hospitalized again and I was on bed rest. I woke up at 3a.m. with contractions that were really bad and rushed to the hospital. They were so bad my water broke.
Doctor - Way
'My doctor said there was no way the...
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Become a Legend Today
As the premier youth soccer academy in Southern California our goal is to provide all the tools necessary to give your player the ability to succeed at this level and the next.
Please fill out this form to get into contact with our staff, if we are not out on the pitch we will get back to you in a timely fashion.
If you would like to reach our main office directly please give us a call:
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Look at us, said the flowers blooming at her feet, all last winter we slept in the seeming death, but at the right time God awakened us, and here we are to comfort you.
— Edward Payson Rod said that
H E L L O. welcome to pearweed journals.
Look at us, said the flowers blooming at her feet, all last winter we slept in the seeming death, but at the right time God awakened us, and here we are to comfort you.
— Edward Payson Rod said that
Elaine Hancock saysMarch 6, 2018 at 2:20 pm
Such a lovely way to describe spring and reawakening. This is a beautiful image! Yesterday my crocus started to bloom.
Tom Wilson saysMarch 6, 2018 at 3:10 pm
Not exactly a winter-blooming plant! But lovely to see!
Mvhpl saysMarch 6, 2018 at 3:31 pm
Beautiful color
Steve saysMarch 6, 2018 at 3:56 pm
Lovely iris.
Harry saysMarch 6, 2018 at 6:14 pm
An intriguing shot, with the blooms in every state from bud to wrinkles, the background also walks the edge of beautiful and distracting.
Elizabeth Buckalew saysMarch 6, 2018 at 9:05 pm
Just beautiful, Sherri!
Michael Rawluk saysMarch 6, 2018 at 9:38 pm
I am so jealous. We are still dealing with snow. A lovely shot.
sherri saysMarch 6, 2018 at 11:53 pm
yes, i recall long, cold winters growing up in Ohio
for all practical purposes we are experiencing Spring now in Arkansas. we may have a cool snap here and there, but some cool weather vegetables have been planted, trees have leaves and Spring flowers are in full bloom. in another week the early flowers will be gone.
lisl saysMarch 6, 2018 at 11:29 pm
A lovely picture showing the iris in all its stages
Tatar@Y saysMarch 7, 2018 at 12:31 am
Le printemps est bien installé chez toi. C'est agréable et superbe de voir les fleurs ainsi. )
Nicou saysMarch 7, 2018 at 12:33 am
Superbe vue de ces iris quel rendu et couleur superbe.
Michael Skorulski saysMarch 7, 2018 at 1:21 am
The color is lovely and shows only a hint of the exuberance which is to come.
Graciel·la saysMarch 7, 2018 at 2:05 am
I like this show of "ages of Iris". Here are still days for this bloom.
A nice picture with a good focus too.
Elaine- saysMarch 7, 2018 at 2:42 am
awww, my mother had a garden of perennials… Irises included, this picture takes me back to my childhood 🙂
JMS* saysMarch 7, 2018 at 2:51 am
Des iris à différentes stades… de la pleine maturité jusqu'au plus fané.
Une couleur dominante que j'aime beaucoup.
grouser saysMarch 7, 2018 at 4:33 am
beautifully delicate
Martine Libouton saysMarch 7, 2018 at 5:05 am
J'adore une superbe photo avec cette belle PDc
mhelene saysMarch 7, 2018 at 5:36 am
That's time …they awake soon .Superb composition.
Maria-lina saysMarch 7, 2018 at 6:01 am
Quel beau réconfort! Ici les premières fleurs seront au mois de mai! Ta photo est superbe! Bise, bon mercredi tout en douceur!
ruthiebear saysMarch 7, 2018 at 8:07 am
Purple Irises are one of my many favorite flowers. I have lots of them planted in my yard. I like the way the words and the image speak to each other.
Anne saysMarch 7, 2018 at 8:25 am
A lovely image, glorious colour!
Steven saysMarch 7, 2018 at 10:11 am
Gorgeous color captured in this bloom!! The flower's shape is very eye-catching!
Willem saysMarch 7, 2018 at 10:43 am
A beautiful and also a intriguing photo.
Will Williams saysMarch 7, 2018 at 11:28 am
Very fitting sentiment to accompany this image.
Lewis saysMarch 7, 2018 at 1:22 pm
Fantastic focus on the Irises, love the bokeh near the barn.
Bill Phillips saysMarch 7, 2018 at 1:49 pm
A lovely picture. The background distracts slightly for me , that area of black
Franz saysMarch 7, 2018 at 2:12 pm
Very beautiful blue tones on this iris flower! Even the wilted ones are pretty as they are messengers of spring!
....peter saysMarch 7, 2018 at 8:19 pm
i love the flowers at your feet Sherri….peter:)
Claudio saysMarch 8, 2018 at 10:53 am
Beautiful these Iris, I like how you have detached them from the bottom
rem_la saysMarch 10, 2018 at 2:15 am
joli composition
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artography, graphic art, illustration, images, inanimate objects


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Run the Risk
By Allison Van Diepen | Hardback | 0 Review(s)
Ships in 6 -14
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From the author of On the Edge and Light of Day, Run the Risk is a romantic and gritty story, perfect for fans of Simone Elkeles. Grace has done her best to move on since her ex-boyfriend Mateo chose gang life over her. But even though years have passed, she hasn't forgotten him-especially since... read more she's seen her younger brother Alex drawn to a life on the streets. She can't bear to think of Alex making the same mistakes as Mateo, but she feels him slipping away. So when Mateo suddenly resurfaces, insisting he's left gang life behind him, Grace sees an opportunity. Maybe he could be the one to reach Alex and pull him away from the edge. She tells herself she's only talking to Mateo again because of Alex, but her feelings quickly return. Can she ever trust Mateo again? And is saving her brother worth risking a broken heart? With everyone she loves in danger, Grace must decide how much to sacrifice before it's too late. Run the Risk is set in the same world as Allison van Diepen's previous novels Light of Day and On the Edge (readers will recognize some of their favorite characters in this book) and features a diverse cast.
With romance, action, and realistic friendships, this is a gripping story about the dangers one girl faces to save the people she loves.
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Cars Q&A
we define the power generated by a engine w.r.t its R.P.M for example TOYOTA CAMRY gives 140ps @6000. Does it mean max. power generated than other r.p.m's of engine? If any other car engine gives 140ps@7000 den which engine is more powerful? and why? plz make me clear about dis concept in detail.By Himanshu Monga on Jan 4, 2010
Expert Hi,
The power generated by a engine is given by formula
B.P= 2*3.14*N*T/ 60000 KW. As its clear from formula the engine has to be more efficient to produce the same power with increased torque at lower RPM. Hence Engine generating 140 PS @6000 RPM is more powerful and efficient.
Answer by Shiva Shankar on Jan 4, 2010


text:
Empire: A Tale Of Obsession, Betrayal, And The Battle For An American Icon
The world's most famous skyscraper, the Empire State Building is an icon as immediately recognizable as the Eiffel Tower, the Great Pyramids, or the Taj Mahal; and for some of the world's most powerful men, it is the ultimate prize. From the day it was erected, it has been the object of obsession for the heads of empires, conjuring their most hidden vices. In a riveting chronicle of betrayal, reve...
Hardcover: 352 pages
Publisher: Wiley; 1st edition (October 15, 2001)
Language: English
Product Dimensions: 6.2 x 1.2 x 9.3 inches
Amazon Rank: 260879
Format: PDF Text TXT book
- 0471403946 pdf
- 978-0471403944 pdf
- Mitchell Pacelle epub
- Mitchell Pacelle books
- pdf books
"This book is a complex but riveting tale of how the Empire State Building inspires not just affection for a classic American icon, but incredible greed, hatred, and pretty much all of the seven deadly sins. This is also a peek behind the curtain of b..."
ge, family rivalry, and raw greed, award-winning journalist Mitchell Pacelle tells the compelling tale of the history of the Empire State Building and the battle for ownership which reveals the inner workings of a world of powerful, self-made men. Pacelle brings to life the colorful cast of characters involved-a dramatis personae including the most powerful players in the international real estate markets both old and new, including John Raskob and Pierre du Pont alongside Donald Trump, the Helmsleys, Peter Malkin, and the eccentric Japanese billionaire Hideki Yokoi. Before the tale is over, Yokoi will accuse his beloved illegitimate daughter of stealing the building from him, several participants will land in jail, one will die suddenly, and a tense legal standoff will leave the landmark in limbo. One of the most fascinating characters to emerge from this richly layered story is the building itself, with its legendary romances and suicides, its odd tenants, and the countless human triumphs and tragedies that have been played out within its towering walls.


text:
Home » Racing Games » Super Drift 3
Super Drift 3 is super game for you, especially if you happen to be addicted to adrenaline, so here it is! A true challenge for those that like the fastest and the best from the racing games! Be the best and the quickest out there throughout these attractive tracks designed to give the maximum racing pleasure. You can play the game in various modes, so it's up to you whether you'll play this game in the arcade mode, time trials and also remember that acceleration, braking, steer left and right are placed on the arrow keys of the keyboard.
Please log in to favorite.
Added: 30 May 2015 | Played: 4,145 times
Super Drift 3


text:
Fitbit Charge 2 Heart Rate + Fitness Wristband
৳ 23,994.00
What's Included
- Fitbit Charge 2 tracker
- Charge 2 Classic wristband
- Charging cable
Available Colors
- Black, Blue, Plum, Teal
- Optical heart rate tracker
- 3-axis accelerometer
- Altimeter
- Vibration motor
- Like all heart rate tracking technologies, accuracy is affected by physiology, location of device, and different movements.
- We recommend charging your device every few days to ensure that you're always tracking.
- Battery life up to 5 days. Battery life and charge cycles vary with use, settings, and other factors; actual results will vary.
- Battery type: Lithium-polymer
- Charge time: One to two hours
- Radio transceiver: Bluetooth 4.0
- Saves 7 days of detailed motion data – minute by minute
- Saves daily totals for past 30 days
- Stores heart rate data at 1 second intervals during exercise tracking and at 5 second intervals all other times
- Fitbit Charge 2 is sweat, rain and splash proof. However, the device is not swim proof or shower proof. With any wearable device, it's best for your skin if the band stays dry and clean.
- If the band gets wet or if you sweat in it, remove and completely dry the band before putting it back on. Give your wrist a rest by taking the band off every now and then.
- Fitbit Charge 2's wristband is made of a flexible, durable elastomer material similar to that used in many sports watches.
- Fitbit Charge 2 also has a surgical-grade stainless steel buckle.
- The product price is including shipping cost .
- Please send us message via Facebook Messanger or write a note before checkout for you desirable color.


text:
Penny Leidecker's Reviews > Change of Heart: A Seashell Cottage Book
Change of Heart: A Seashell Cottage Book
Penny Leidecker's review
May 19, 2019
This is the third book I've read by Judith Keim and I look forward to reading many more of her books. Change of Heart is an emotional read about Emerson "Em"Jordan and Devin Gerard. This book will draw you in right away and will have you wanting more at the end. Em and Devin start out as friends and Em has decided that's all they'll be. Devin works in Florida and offers his medical services in Costa Rica. Em knows she can't leave her family in Ellenton, New York. I won't leave any spoilers, but I have to say what Devin did for Ava is amazing. Also, I didn't like Kat and she is not a true friend. I bet you'll agree after reading this amazing book. Grab your copy and I bet you'll be wanting to read more books from this author.
I received an advance reader copy of this book and this is my honest and voluntary review.
I received an advance reader copy of this book and this is my honest and voluntary review.
Sign into Goodreads to see if any of your friends have read Change of Heart.Sign In »
Reading Progress
May 11, 2019 – Shelved
May 11, 2019 – Shelved as: to-read
May 18, 2019 – Started Reading
May 19, 2019 – Finished Reading
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text:
A warning from Canada over who loses with 'equality'
A native Canadian who has witnessed his country's leftward turn over time is warning about First Amendment freedoms in the United States if the Equality Act ever becomes a federal law.
United Methodist Bishop Dr. Karen Oliveto is an out, loud, and proud, non-celibate lesbian, and she also thinks Jesus was an out-and-out bigot.
But she praises Him, if you can believe it, for outgrowing His bigotry and prejudice, and showing us that we too can change:
"If Jesus can change, if he can give up his bigotries and prejudices, if he can realize that he had made his life too small, and if, in this realization, he grew closer to others and closer to God, than so can we."
On her Facebook page, in a post that has since been taken down (I grabbed a digital copy before it was deleted), she cites the narrative in which Jesus initially remained silent in response to a Canaanite woman whose daughter was oppressed by a demon. When she shows persistence in her confidence that Jesus can help her, He praises her – "O woman, great is your faith!" – and answers her prayer – "Be it done for you as you desire" (Matthew 15:21-28).
Ms. Oliveto takes Jesus initial response of silence, not as a test of the woman's faith, which it clearly was, but as a display of raw prejudice and bigotry. She observes that Jesus "comes around," because He wasn't someone who "didn't have his life figured out," but was still "growing, maturing, putting the pieces together about who He was and what He was supposed to do." He was "like a hunk of clay, forming and reforming Himself in relation to God."
She quotes someone else to the effect that "Jesus wasn't a know-it-all, he was also learning God's will like any human being and finally he changed his mind...If Jesus...could grow into new and deeper understanding through an openness to God's people, maybe if Jesus could change his mind then maybe so can we."
Ms. Oliveto refers to this as a "conversion" on Jesus' part, as if He needed repentance and salvation Himself. According to her, He was someone who learned that "bigotry and oppression...keeps all of us from being whole."
This is absurd, since Jesus himself angered the Jews by reminding them that Elijah was not sent to the house of Israel but to a widow in the pagan region of Sidon, and that Elisha was not sent to the lepers in Israel but to Naaman the Syrian. "Filled with wrath," we are told, the members of the synagogue tried to throw Him off the top of the nearest hill for His inclusive impertinence (Luke 4:25-30). Some bigot.
The bishop's view of Christ is both blasphemous and heretical. If Jesus was who she thinks He was, why should we listen to or believe anything else He said? For instance, we'd have to ask this question about His statement that He was "the way, the truth, and the life" and that no one could come to the Father except through Him (John 14:6): Did He say that while He was still a bigot? Did He say that because He still, at that point, had not outgrown some of His prejudices?
Her view of Christ is flatly contradicted by the Scriptures, which repeatedly declare that Jesus lived a sinless life. "For our sake he made him to be sin who knew no sin that in him we might become the righteousness of God" (2 Corinthians 5:21). The writer of Hebrews declares, "We do not have a high priest who is unable to sympathize with our weaknesses, but one who in every respect has been tempted as we are, yet without sin" (Hebrews 4:15).
And we must never forget that if Ms. Oliveto is right in her horribly twisted view of Jesus – thank God she is not – Jesus could not possibly have been the Savior of the World. In order for Him to be our substitutionary sacrifice, our Passover lamb, it was necessary that He be spotless and unblemished. Had He sinned at any point, He could not have died for our sins since He would have had to die for His own.
If Jesus is not who He claimed to be, then all of us are still dead in our sins with no hope of eternal life.
Bottom line: Jesus is not the bigot here. Bishop Karen Oliveto is. Perhaps it's time for her to give up her "bigotries and prejudices" about the Son of God and the Savior of the World.
Bryan Fischer hosts "Focal Point with Bryan Fischer" every weekday on AFR Talk (American Family Radio) from 1:00 - 3:00 p.m. (Central).
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A native Canadian who has witnessed his country's leftward turn over time is warning about First Amendment freedoms in the United States if the Equality Act ever becomes a federal law.
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