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This former backup singer was visibly scared to step into the spotlight. But on Season 6 of American Idol, Doolittle did just that and was rewarded with a spot in the final 12. Although she was clearly the judges' favorite to win, the viewers felt differently and she only made it to the final three. However, despite losing, she clearly wasn't a loser, and the judges agreed that she had a fantastic career ahead of her. A music major in college, Doolittle launched her professional career supporting big names like CeCe Winans and Aaron Neville and the Anointed.
Fast Facts
- Taught gymnastics.
- Was voted Most Talented and Most Spirited at Tulsa's Union High School.
- Began singing the summer after the seventh grade and later performed in musical theater.
- Sang backup for American Idol Season 3's George Huff.
- A devout Christian, she is a member of Music for the Soul, a nonprofit organization ministering through music.
- Steve Doolittle — Father
- Harriet Doolittle — Mother
- Attended University of Tulsa, Tulsa, Oklahoma, United States; Belmont University, Nashville, Tennessee, United States (BA in Commercial Music, 1999)
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A general rule is to choose a product with Gravity score of at least 20. If you can find one of more than 50, even better. But be careful when you get into the triple digits. This means that the product is having strong competition, so make sure you're prepared. You can also read reviews of products to measure public opinion. Are there a lot of complaints? Are there enough amounts of refunds? Make sure the answer is no.
First thing I want to say is that I like your writing style a lot, it makes the reading very fun but without becoming any less serious. Awesome! I can see that you are an expert on internet business, and your ClickBank review is pretty solid. Like you say, there is no need to have all those difficulties outside when you can be the BOSS directly from your home.
If you live in an area where Uber or Lyft operate, why not become a driver? If you're looking to make some short-term cash, you can definitely rake it in by working for one of these popular car-hire apps. As long as your vehicle fits within the specifications of their program, and you have a clean license, you could do this on the side, especially if you're in a crunch for cash.
Welcome to the lessons section where you get free and unlimited access to over 100 video tutorials with PDF lesson notes. Build your own website with our site building lessons, promote it using SEO and monetize it with affiliate marketing and PPC. Get exclusive interviews with internet gurus as they share their success stories on how they have earned millions online.
Start by taking other courses you're interested in: Not only is this important competitor and opportunity analysis, but it also gives you an idea of how a course could or should look and feel. What's the pacing like? Is it via email, video, in-person chats? Once you understand how you want your course to look, it's time to decide what it should include. Those same courses are a great starting place. How can you make your course better or more interesting? Do you have experience others don't?
Cryptocurrency or digital currency is the next big thing in currency trading. It's a digital asset that is used as a method to pay for things, that isn't run by a government or institution. Bitcoin is the most well known digital currency and was trading at $200 per Bitcoin back in 2013. Now it is worth over $17k and is expected to be worth well over $1m in 2022.
Thank you for your useful share above about the features and outlook of click bank and how we can make use of click bank in the future. I totally agree that there are many poor quality products on Clickbank. However, if we are serious about making money with CB, we can still get the opportunity by applying some useful tricks as what you mentioned in this writing. Thanks again!
The implementation of affiliate marketing on the internet relies heavily on various techniques built into the design of many web-pages and websites, and the use of calls to external domains to track user actions (click tracking, Ad Sense) and to serve up content (advertising) to the user. Most of this activity adds time[citation needed] and is generally a nuisance to the casual web-surfer and is seen as visual clutter.[citation needed] Various countermeasures have evolved over time to prevent or eliminate the appearance of advertising when a web-page is rendered. Third party programs (Ad-Aware, Adblock Plus, Spybot, pop-up blockers, etc.) and particularly, the use of a comprehensive HOSTS file can effectively eliminate the visual clutter and the extra time and bandwidth needed to render many web pages. The use of specific entries in the HOSTS file to block these well-known and persistent marketing and click-tracking domains can also aid in reducing a system's exposure to malware by preventing the content of infected advertising or tracking servers to reach a user's web-browser.[citation needed]
Mechanical Turk: Amazon's Mechanical Turk is a resource for doing human-intelligence tasks, or as the site commonly refers to them, HITs. You get paid a very small fee for any given HIT and you'll need a good deal of volume to make a substantial amount of money. But it is a resource you can use in your spare time to generate a small income online.
Excellent overview of clickbank and wealthy affiliate on your site. I definitely think that before anyone jumps into click bank, they should get the tools they need to develop a website and learn how affiliate marketing works. W.A. offers absolutely everything you need to get up and going, and allows you to develop 2 websites for free. It is a no brainer for anyone who is just getting started with online business. Clickbank is one of my go to affiliate programs, the commissions are great and its very user friendly. Great post!
Hi Simon, love this article! You sound like you really know what you're talking about. I'm looking to make money online for free as I need to do it quickly. I'm more than willing to put in the work and do whatever it takes to get there. If I join Wealthy Affiliate as a free Starter member do I then have to pay a monthly fee? Are there any other costs involved? You seem really honest and I appreciate that. I'm only asking because most training sites for setting up an online business start off with one fee and than add more prices and upsells so you end up having to pay out more than you first thought.
#2: Another great program is Jon Dykstra's Niche Tycoon. This focuses on paid traffic and outsourcing content to make money with Google Adsense (and similar programs). It requires a bit more of a budget, and also has less of a support community than Wealthy Affiliate, so it's best for people with a bit of online marketing experience and some money to get their business going.
Learn then selling guidelines. Each marketplace has guidelines that define what you can and cannot sell. State and federal laws also impact what items are prohibited. In general, you cannot sell alcohol, weapons, service contracts, animals or event tickets. Also, while not always prohibited, you may find restrictions on how you can sell items in some categories, such as art, gift cards and coupons.[27] eBay, Craigslist and Amazon publish these guidelines on their websites.
While these models have diminished in mature e-commerce and online advertising markets they are still prevalent in some more nascent industries. China is one example where Affiliate Marketing does not overtly resemble the same model in the West. With many affiliates being paid a flat "Cost Per Day" with some networks offering Cost Per Click or CPM.
Getting businesses to advertise on your podcast, either at the beginning or end or both is a great way to create a revenue through podcasts. Most businesses won't be keen to advertise on your podcast until you can prove a large number of listeners. Therefore, it is unlikely you will be able to start out from the get-go with sponsors. But once you accumulate regular listeners or a high number of downloads from iTunes, you can start to sell advertising space on your podcasts.
You may also want to check out 9 Best Content Marketing Training, Courses and Certifications for 2017; Best Instagram Marketing Training and Courses for 2017 and Top 10 Skill Based Coursera Courses for 2017. In addition to that, you will find 7 Best EMail Marketing Courses really useful and the 8 Best Shopify Marketing Courses will help Increase Sales and Profits.
High-ticket consulting or coaching: You could sell your own high-ticket consulting or coaching products from your website. You'll still need a website, merchant account, sales funnel, lead magnet and many other items. But you can easily earn a substantial amount of money from each individual customer, making it well worth the arduous setup required.
A general rule is to choose a product with Gravity score of at least 20. If you can find one of more than 50, even better. But be careful when you get into the triple digits. This means that the product is having strong competition, so make sure you're prepared. You can also read reviews of products to measure public opinion. Are there a lot of complaints? Are there enough amounts of refunds? Make sure the answer is no.
If you are a budding photographer and would like to be paid for your craft then you should consider setting up your own photography website. This is a great way to not only promote your services as a photographer but also to sell your images. You can charge visitors a fee to download your images. Or, if you'd rather, turn your site into a paid membership site, with free downloads of all images for paying subscribers.
people who visited the site but did not opt in > you can use negative audiences for your ads with facebook ads, you just take visitors to the site and substract the people that visited the thank you page. For people who did not purchase, you simply can't with affiliate marketing unless the vendor adds a conversion pixel of yours on their thank you page.
To find products that fit your niche, you should start a search for keywords related to the niche using tools like Keyword Planner Google AdWords, Keyword tool.io or others on your network. Do not underestimate this step, a good study KEYWORD you can generate many dividends. Maybe your website is acne. The search for "Acne" brings up a series of high-volume keywords, such as "quick cures for acne" and "recipes for the youthful acne". Then looking for keywords in Clickbank can find relevant and related products.
Affiliates were among the earliest adopters of pay per click advertising when the first pay-per-click search engines emerged during the end of the 1990s. Later in 2000 Google launched its pay per click service, Google AdWords, which is responsible for the widespread use and acceptance of pay per click as an advertising channel. An increasing number of merchants engaged in pay per click advertising, either directly or via a search marketing agency, and realized that this space was already occupied by their affiliates. Although this situation alone created advertising channel conflicts and debates between advertisers and affiliates, the largest issue concerned affiliates bidding on advertisers names, brands, and trademarks.[39] Several advertisers began to adjust their affiliate program terms to prohibit their affiliates from bidding on those type of keywords. Some advertisers, however, did and still do embrace this behavior, going so far as to allow, or even encourage, affiliates to bid on any term, including the advertiser's trademarks.
Test websites. Remote usability testing means getting paid to navigate a website for the first time and giving feedback to the website owner. Most tests take approximately 15 minutes, and you can get paid up to $10 for each test. A test involves performing a scenario on the client's website and recording yourself doing it. For example, you might be asked to go through the process of selecting and purchasing an item on a retailer's website.[1]
Rakuten Affiliate Network (LinkShare) is one of the most popular affiliate networks around, and they give you the chance to promote some top brands. While they may outdo Clickbank on the brands you can promote, signing up for Rakuten Affiliate Network is a more complicated process and you have to apply to every advertiser you wish to promote; it's not certain they will accept you. In addition, the commission rates are not quite as high.
Register in least 10 forums and try to post at least 100 comments in every forum. However, don't spam in the forum otherwise you account can get ban. If the forum is relevant to your product, you will surely earn commission in your first few days. Test the product if it is performing good, then post more comments, otherwise change the product and start promoting that one.
Once you've gathered a list, put together a template outreach email (as you'll be doing this over and over) that's short and clear with expectations. Tell your potential interviewee who you are, what your podcast is about, and what you're asking of them. Do a few test interviews with friends and family to make sure everything is being recorded at the quality you want and then book your first episode.
And while it will take time to build up a big-enough audience to attract advertisers and other ways to make extra income from your podcast, the opportunity is there. John Lee Dumas interviews entrepreneurs seven days a week for his podcast Entrepreneur on Fire and now makes more than $200,000 a month from it. In fact, John publishes all his income online and showed that he's made almost $13 million since launching in 2012.
To get started with Amazon affiliate marketing you will need to sign up with Amazon Affiliates. Then subtly market products on your site that are relevant to your niche and will be of interest to your audience. Make sure you only endorse high-quality products. If your visitors make a purchase on your recommendation but are not impressed with the item, you could quickly lose followers.
What print does not have going for it is, the ability to drill down and achieve incredible depths of consumer insight, and then reach those people based upon interests, age, hobbies, occupations, income levels and so forth. This is quite valuable. But it is also quite complex, and since it is not my main area of expertise, I would prefer to test the waters – at least initially – via print.
That's where Swagbucks comes in. Marketers and brands literally pay Swagbucks users to try their products and services. In many cases, the amount of money that marketers pay will cover a portion of the cost of the product or service itself. However, there are some cases where companies reward users with more than the cost of the service. This is often the case with subscription services where advertisers want to entice consumers into an initial trial of their service with the hope that consumers will stay subscribed after the trial period.
It can sometimes feel sleezy to sell affiliate offers especially in some niches, the product that converts the best are not always the best product for people, for example, I was promoting this anti-aging cream, not because I thought it was actually great for people but because that was the only offer that was converting well on Facebook ads and my mentor told me to do it. A lot of the marketing that's used to sell those products are manipulating people's negative emotions about their self-image and I would get bunch of comments from people that claimed that the product was a scam. I made some money but it didn't make feel that great promoting an anti-wrinkle cream that I had very little faith in.
Pros & Cons to both for sure, but in the long run a business that runs on free traffic is superior because its completely hands off business that keeps making money for you while you sleep since the internet never sleeps. With Paid Traffic you can start getting traffic much more quickly but in the long run it ends up being a lot more work because you have to constantly tweak & monitor the performance of the ads, more on this later.
Since the emergence of affiliate marketing, there has been little control over affiliate activity. Unscrupulous affiliates have used spam, false advertising, forced clicks (to get tracking cookies set on users' computers), adware, and other methods to drive traffic to their sponsors. Although many affiliate programs have terms of service that contain rules against spam, this marketing method has historically proven to attract abuse from spammers.
Websites consisting mostly of affiliate links have previously held a negative reputation for underdelivering quality content. In 2005 there were active changes made by Google, where certain websites were labeled as "thin affiliates".[34] Such websites were either removed from Google's index or were relocated within the results page (i.e., moved from the top-most results to a lower position). To avoid this categorization, affiliate marketer webmasters must create quality content on their websites that distinguishes their work from the work of spammers or banner farms, which only contain links leading to merchant sites.
Cost Per Acquisition is one of the ways in which we will all hear more campaigns being defined in the future. While it is just another word for whatever we have been talking about so far, this short series on CPA Affiliate Marketing will introduce you to the concepts of CPA and initiate you into learning more about this type of measurement. More details are available here.
Online savings accounts usually come with substantially higher interest rates to help you grow your money faster (regular in-person banks can't offer rates as high). Banks like CIT Bank and Discover Bank (among other top players in the industry) are great because their interest rates are often over 20 times higher than the national average. That means the money in your savings account will grow 20 times faster than the pace it's most likely growing at now.
What is ClickBank? ClickBank (CB) is an online marketplace that connects digital content creators with affiliate marketers. This article gives the information about how to make money with ClickBank in 2018. Founded in 1998, ClickBank has become the most important network of affiliates in the United States and is one of the most visited sites in the world. There are only a few places on the web where you can find online guitar lessons, guides to increase your height and tutorials of all kinds, all under the same domain. CB is one of them.
That's where Swagbucks comes in. Marketers and brands literally pay Swagbucks users to try their products and services. In many cases, the amount of money that marketers pay will cover a portion of the cost of the product or service itself. However, there are some cases where companies reward users with more than the cost of the service. This is often the case with subscription services where advertisers want to entice consumers into an initial trial of their service with the hope that consumers will stay subscribed after the trial period.
Hey Guys! JV here. I have a passion for making money online and sharing my knowledge with others that want to do the same. I've been an affiliate marketer since 2007! I work from home and can't wait to get out of bed in the morning to start another exciting, profitable day! It is awesome to do something that you are passionate about everyday! In full disclosure, it is safe to assume that I am an affiliate for products that I recommend. I will make a commission if you buy through my link. You will not pay more when buying through my link. In fact, oftentimes I have negotiated a lower price (or bonuses) for my readers than you will find anywhere else online. Also, when you buy through my link, it allows me to continue to provide you with tons of FREE valuable information through my blog!
A general rule is to choose a product with Gravity score of at least 20. If you can find one of more than 50, even better. But be careful when you get into the triple digits. This means that the product is having strong competition, so make sure you're prepared. You can also read reviews of products to measure public opinion. Are there a lot of complaints? Are there enough amounts of refunds? Make sure the answer is no.
Totally awesome Gael. Thank you so much for sharing. Yes, the per-engagement presell sequence strategy is the way to go in 2015 – pulling folk in with front end value content building that all important relationship factor and enticing them to opt in for more…, then offering them a solution at a lower price as it's the first offer on TY page…and then promoting the opt in throughout your posts starting out with the problem, then turning it into finding the solution (as you have done above, lol!), plus Outbrain to LINK relative content, AND get affiliates on board + repeat with many blog posts and many offers, specially ads via FB and Pinterest Pin posts – man this is a powerful win-win. Makes SO much sense to me – am doing this right from NOW…Will be following your CB success and I'll report back mine… R.
I have 3 VAs. I couldn't function without them. It doesn't matter how big or how small a business is, they all need help running their day-to-day administrative tasks. Virtual assistants perform a variety of tasks that a traditional assistant or secretary would normally do, including making travel arrangements, paying bills, or managing expense reimbursements. I use them to upload content, optimize images, brief writers etc.
As an affiliate, all you have to do is sign up for a ClickBank affiliate account and then start browsing their marketplace which lists all the available products from their partner vendors. Once you find a good product (we'll get into that in a moment), ClickBank will give you a unique "affiliate link" that points to the vendor's sales page. All you have to do then is make people buy through that link. You earn a commission for any sale made through your affiliate links.
If you design a wildly popular app (which is harder than it sounds), you might be pleasantly surprised with the income they generate. Offering one or more apps at the iTunes or Android app store gives your creations wide exposure to prospects. And income can be generated by charging for the app, displaying in-app ads, or charging for in-app features and upgrades.
Now comes the real test to test your strategies: marketing.Marketing your product is by far the most important step (and the most time – consuming) on your way to success, and so, many people try to take shortcuts. They focus on what they think and not what your customers want. They prioritize sound on intelligence. They assume that pushing a product on the face of a potential client this is perfect to buy it. But it's not how it works exactly. Here are some tips for promoting your product.
During the first 7 days of becoming a member, you will have the opportunity to use our research tools, pick the perfect niche, develop your website, and start building your business. If you aren't completely satisfied with us, simply remain a free member. If you are impressed, we invite you to upgrade to a Premium membership. This makes it completely risk-free for you. We won't even ask for payment info to set up your free account. So, sign up today and judge for yourself. We think you'll stick around!
As search engines have become more prominent, some affiliate marketers have shifted from sending e-mail spam to creating automatically generated web pages that often contain product data feeds provided by merchants. The goal of such web pages is to manipulate the relevancy or prominence of resources indexed by a search engine, also known as spamdexing. Each page can be targeted to a different niche market through the use of specific keywords, with the result being a skewed form of search engine optimization.
While the world goes gaga over Digital Marketing, few seem to be discussing affiliate marketing in depth. A true gem, a lot of digital marketing in the future will be reliant on affiliate marketing. While social media marketing helps create buzz, search engine marketing helps drive traffic, affiliate marketers helps converts traffic into leads and sales. As the focus on ROI and analytics grows, more businesses will demand (they have started demanding already) people to showcase the exact value of digital marketing efforts. If there is one decisive way to measure digital marketing, it's affiliate marketing. These are best suited for both affiliate marketing beginners and experienced professionals. Of the thousands of methods to make money online, Affiliate Marketing stands out. It has been more than a decade that thousands have turned millionaires simply by mastering this art and its your turn to grow and shine now.


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California Takes On High Stakes TNC Labor Battle
Legislation that favors employee status for workers could change the status of Uber and Lyft drivers.
San Mateo Daily Journal article here
From LCT: The bill also would repeal the requirement for chauffeured transportation operators to place "livery plates" on fleet vehicles, thereby saving costs and time. Each operator who purchases a new fleet vehicle must pay $40 for the plate. Delivery of livery plates often takes several weeks, which means new vehicles are legally inoperable for that time.
Related Topics: California operators, California Public Utilities Commission, fleet management, legislation, limo licenses, state regulations, taxes
In place of the livery plate, the PUC is going to issue those ugly blue stickers. Why do we need a sticker when we already have our TCP number on the front and rear of the vehicles?
Legislation that favors employee status for workers could change the status of Uber and Lyft drivers.
Lawmakers want to act now before another tragedy occurs.
The Transportation Alliance met with Congressional reps this week to focus on legislative goals and ensure business opportunities.
Investigators first looked into the company that owns the stretch Ford Excursion more than a year before it crashed.
The NTSB has put out its priorities for the next year, and taking steps to make limousines safer is not one of them.
As construction takes up curb space, chauffeured and limo vehicles can continue serving the arrival loop throughout the upgrade project.
Prosecutors allege the owner of the vehicle in the deadly accident allowed the driver to operate it without the proper endorsement.
The FMCSA is seeking public comment on the commercial bus industry group's preemption request.
PHOTO GALLERY: The May 14 get together in Los Angeles reviewed a wide agenda for the LCT Association Award of Excellence winner.
How safe is driving in your state? How dangerous? See where your state falls in the ranks.
The DOT says it was only doing its job.
A recent public hearing underscored the political will to add rules on the use of stretch limousines in the state.
Chicago's attempts to crack down on people who illegally offer rides at airports hasn't stopped a steady stream of solicitors.
The spring membership meeting will address proposed new state rules and questions on TCP-vehicle access during airport construction.
Operators say the industry is already over-regulated and blame lies with state regulators who don't enforce laws on the books.
The world's No. 1 online marketplace and trader for professional chauffeured and chartered vehicles, including all types of motorcoaches, buses, vans, stretch limousines, sedans, SUVs, exotics, and classics. New and used vehicles are available from sellers across the nation.
The best online networker to find quality affiliates worldwide and market your company.
Click on any state to see the latest industry news and events in that region.
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MATTHEW JUKES goes red and gets serious with his own take on a few good-value winter warmers. Among his favourites are 2003 Robert Mondavi Woodbridge Shiraz (6.49; Sainsbury's) and 2005 Diemersfontein Pinotage (7.99; Waitrose). Although,
North South Wines: Logistics and Forecasting Manager
Harpers digital edition is available ahead of the print edition and the latest issue, plus all archived editions, can be found here.
Judged by buyers for buyers, the only wine competition assessing quality, value and design for a rigorous audit of each entry.
You can now view the latest Harpers supplement with our digital edition....
Ines Salpico: Portugal's quiet wine revolution


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Do you have a special affiliation (as a supporter, a volunteer, or a paid staff member) with a non-profit organization that works to build peace and address pressing social concerns? Could this organization use additional funding support?
Each fall, Adelphi Friends Meeting's Peace and Social Concerns Committee invites applications for funds to support non-Quaker organizations during the following year. Past grants have been made in amounts ranging from $200 to $3,500. We especially invite members and attenders of Adelphi Friends Meeting to submit a request on behalf of an organization with which they are affiliated. By focusing on the people within our Quaker Meeting who can be bridges between the Meeting and the organizations we fund, we hope to establish a strong spiritual and financial relationship with organizations doing good work in the community.
Please send your application, along with any photographs and other supporting materials, electronically
to email@example.com The deadline for receiving applications is November 1, 2018.
2018's grants allocations have been determined.
Please provide the following information about the Non-Quaker Organization that is seeking a Living Peace Grant from Adelphi Friends Meeting for 2019:
- Details about the applying organization:
- Organization's name
- Organization's mailing address
- Name(s), email(s) and phone number(s) of the individual(s) at the organization responsible for managing the grant award and/or overseeing the activities to be funded under the grant
- Organization's web address, if available
- Organization general email address
- Organization's mission
- Organization's 501 (c)(3) status.
- If available, a copy of the organization's most recent annual budget and annual report. If the organization does not have an annual report, please summarize how organizational funding has been allocated in the past.
- Details about the Adelphi Friends Meeting (AFM) member/attender who is currently affiliated with the organization and is making this request on behalf of the organization as the AFM Liaison:
- Name
- Email address
- Phone numbers
- A brief description of the member/attender's work and/or association with the organization.
- A summary of the proposed project and activities, not to exceed five pages, including the following:
- Project description and purpose
- Community and/or individuals served and location of activities
- Specific dollar amount requested, and details about how those funds will be used. Note that the Living Peace Grants will be disbursed in two payments, February and July 2019, with possible variation depending on the availability of funds. If this project's success depends on receiving all the funds in one lump sum payment, you may request an exception to the usual payment schedule. In your request, please explain your reason for needing the exception and when you would ideally like to receive the funds.
- Expected outcomes from a successful project
- Plan and timeline for project implementation
- If funding for this project has been received from AFM in past years, what were the results? For example: who was helped, and how? How did the project contribute to strengthening community and promoting peace? What were the ways that the project reflected Quaker values and spirituality? Please be as specific as possible.
- Volunteer Needs: A description of how this work/organization might provide an opportunity for AFM members/attenders to become involved or expand their level of involvement
Application submission
Applications for funding must be received by November 1, 2018. Please email your application to email@example.com
Consideration process/disbursement of funds/reporting
- November 1, 2018 – Applications received by Peace and Social Concerns (P&SC).
- December 2018 – P&SC presents the first reading of funding recommendations at Meeting for Worship for the Conduct of Business.
- January 2019 – P&SC presents the second reading of funding recommendations at Meeting for Worship for the Conduct of Business. P&SC will contact applicants to report the results of their grant application, and give grant recipients details about the fund disbursement schedule and how we expect them to report progress and share information about the project with the Adelphi Friends Meeting community.
- February 2019 – Funded projects receive the first installment of funding (changes in timing may occur based on availability of funds). Please notify P&SC at the email address provided when you have received the funds.
- February 25, 2019 – Deadline by which recipients of the 2018 Grants (and/or their Adelphi liaisons) are asked to create and submit 4-6 pictures with captions highlighting their organization and its work. This will be shared with the Adelphi community during our potluck lunches after Meeting and at other gatherings, and may also be posted to our website. Please include photographs of clients, staff, and events. Add some inspirational quotations. Share the hard work, the accomplishments and the joy. We hope that this will be a way of connecting solid organizations doing good work with the members of Adelphi whose donations have made this work possible. It is encouraging when folks can see how their money is transformed into opportunities for people and their communities to thrive.
- June 2019 – Organization should email a brief update on the progress of the funded project to P&SC at the email address provided.
- July 2019 – Funded projects receive the second installment of funding (changes in timing may occur based on availability of funds). Please notify P&SC at the email address provided when you have received the funds.
- January 2020 – The funded project, or the portion of a project that is funded through the Living Peace Grant, should be completed, with all awarded funds spent.


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7 Most Incredible Natural Wonders In Tennessee.
15 Only in America Sights You'll See On Route 66 Road Trip. Add some of these to your bucket list if you're looking for some true adventure. And yes you will need a special map for Route 66 since some of the roards are no longer there. by geneva
More than 30 small river towns—filled with niche-yet-fascinating museums, creameries, art galleries and pretty inns—dot the bluffs overlooking the Mississippi River along Wisconsin's stretch of the Great River Road.
Ready for an unforgettable dining experience? Check out this restaurant in western Kentucky with scenic gardens, mini golf course, and even a petting zoo.
Cedarburg, Wisconsin: Visitors to Cedarburg will enjoy both history and shopping in this lovely town teeming with carefully preserved limestone buildings.
It is that time of year again, time for vacations, weekend trips, and camping out! We love hitting the road but car trips can get long, especially for kid
10 Wisconsin Restaurants Off the Beaten Path
Jens Jensen Winding Road is a Scenic Drive in Northport. Plan your road trip to Jens Jensen Winding Road in WI with Roadtrippers.
11. Highway 60 from Prairie du Chien to Lodi
Walk and talk chalk at this open-air gallery in West Bend, Wisconsin.
These 14 Unique Day Trips In Wisconsin Are An Absolute Must-Do: Kettle Moraine State Forest (southeastern Wisconsin). You can spend a whole day out here. Pack a picnic lunch for eating after going on a long hike.
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Continue reading "home for a year"
spilled thoughts
Continue reading "home for a year"
I spoke to Sea Girls ahead of their gig at Leadmill on 12 October.
Your latest single 'All I Want To Hear You Say' is an instant hit, what was the story behind it and the writing process?
It's about respecting yourself and not defining yourself in relation to others. Everyone is a person in their own right and should treat themselves as such. Like all of our songs, it's very personal, but we wanted to put this massive sound on it, so we went full throttle chucking everything at it.
With the positive reaction to the Adored EP released back in August, can fans expect more material soon or news of a possible album?
Yes, there'll definitely be more songs soon. We're playing a few new ones on our UK October tour so you can expect to hear some of them.
With the recent release of their debut album Columbia, three-piece alternative group The Blinders performed a seismic set at Sheffield's HMV.
'the interplay between light and leaves when sunlight shines through trees.'
Since Mental Health Awareness Week is coming up (14th – 20th May 2018), I reckoned this post would be fitting. I'm not an expert, I don't think anyone fully is, but I find when people talk from experience it can be so useful. Discussing mental health, with its magnitude and variations can be daunting. Some people who experience mental instability find talking useless or unnecessary, for others, it's what will save them in the end. Dealing with childhood trauma, it's always been an area I found hard to come to terms with. Probably because it made me feel different to everyone else or ashamed, as I never wanted to admit I had these horribly sad feelings when people said I seemed happy. Perhaps it's a cliché statement, and even though my problems are unique, so many feel similar things. So having this awareness can potentially help others feel more at ease. Equally, it may not help, and that's what we also need to understand: the complexity of mental health. While it's encouraged to speak out about your worries, it can be very triggering for some, if not exhausting, to replay and repeat issues that inflict pain or remind you of a dark place you're ultimately trying to escape from. So with that in mind, we need to allow people to be ready and not force it upon them.
The glam grunge trio won over The Vaccines crowd with a short but meaningful selection of compelling tracks.
The London-based British-Icelandic group, formed as part of a 'fake girl band' art project in Brighton in 2014. The trio soon got booked for gigs after the popularity of their mockumentary 'Spinal Tap' and their mesmeric public performance at a gallery exhibition for their project finale. After writing a few more songs, and touring more profusely, even reaching Canada, their fantasy became a reality and they were signed to Enfer Records in 2015.
Continue reading "Dream Wife bring power-punk to their support slot at the O2 Academy."
Sheffield's Indie four piece, The Vellas, comprised of Daniel Harbey (Vocals and Guitar), Ethan Grzesiek (Bass), Jack Motley (Guitar), and now Chris Hardy (Drums), [previously Alex Wood] have a sound similar to iconic bands such as Joy Division and The Strokes.
Continue reading "The Vellas rock Café Totem as they kick start their journey in a new direction"
One of the most captivatingly beautiful films I have ever seen is Eternal Sunshine of the Spotless Mind. In my eyes, it marries the two genres of romcom and sci-fi effortlessly; I struggle to imagine the day in which I no longer hold this film in such high esteem. Admittedly, it's a movie that demands you sit and watch it repeatedly in an attempt to draw sense and coherence out of its (at times, thoroughly perplexing) narrative – but I believe that the first viewing alone was enough for me to extract an understanding of the fundamental emotions that both the writer (Charlie Kaufman) and the director (Michel Gondry) intended to portray.
Continue reading "EVERYBODY'S GOT TO LEARN SOMETIME: ETERNAL SUNSHINE OF THE SPOTLESS MIND"
Rising stars Pale Waves entranced fans on their return to the iconic Leadmill stage with their set of fan favourites.
The Manchester-based dream pop quartet were propelled into the public sphere shortly after signing to Dirty Hit Records and touring with fellow Mancunians The 1975 throughout North America and Europe last year. The tour soon led to the growing popularity of the band, further cementing their cult following: a perfect foundation for the release of singles such as 'Television Romance' and 'New Year's Eve' at the end of 2017.
Continue reading "Pale Waves Bring a Tide of Goth-Pop Anthems to Leadmill"


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If your modified adjusted gross income (MAGI) is $100,000 or less ($50,000 or less if married filing separately), you can deduct your loss up to the amount specified above. If your MAGI is more than $100,000 (more than $50,000 if married filing separately), your special allowance is limited to 50% of the difference between $150,000 ($75,000 if married filing separately) and your MAGI.
You may already know there is a difference and you may know generally what that difference is, but it's likely you don't truly grasp the implications of those differences. For the record, there is nothing wrong with either of them. But if you want to maximize your returns down the road, you do want to make sure you really do have a solid feel for how these two differ.
Peer-to-peer lending means loaning money to other people. Specifically, you lend money to people who don't qualify for traditional financing. Companies like Lending Club and Prosper offer returns in the range of 4-10%, which are a lot higher than a typical saving account. You will be able to select the right investment for you, based on your risk assessment strategy.
Case Schiller only tracks price appreciation of RE. RE as rental investment vehicle is measured primarily on rental yield or cap rate or some other measure. Price appreciation in that scenario is only a secondary means of growth, and arguably should be ignored as a predictor of returns when deciding on whether or not to invest in rentals. More important key performance indicators for rentals are net operating income and cash ROI. Appreciation, if it occurs, is a bonus.
Passive income broadly refers to money you don't earn from actively engaging in a trade or business. By its broadest definition, passive income would include nearly all investment income, including interest, dividends, and capital gains. What most people are referring to when they talk about passive income is income that comes from what the IRS calls a passive activity.
"There is no such thing as 100% passive income," says Flynn. "Even with real estate you still have to manage your properties, or even with the stock market, which is potentially passive income, you still have to manage your portfolio. With online business, there is no such thing as 100% passive income — and this is coming from a guy with a blog called SmartPassiveIncome.com. The definition of passive income is 'building these businesses of automation,' but in order to keep them automated and keep that trust going with your audience on top of that, you do have to keep it up every once in a while — so a lot of time upfront and a little time after. But there is alway time involved."
Okay, now you know your idea has some potential to make app passive income. Start doing some homework. Download the app and use it. Get familiar with it. This is where you put on your creative thinking app. It's not your app idea that has to be completely innovative. It's the execution of it. A great idea will most likely already have a few versions of it. Read the customer reviews. See what they like. More importantly, see what they are complaining about. This will give you essential information on your target audience. It's almost as if you're skipping version 1 and going straight to version 2 of your idea.
Start an affiliate marketing website: This passive income model works for individuals who already own a bog or website. Here, your business goal is to contact companies and offer to tout their products and services, usually for a fee or a commission, based on the number of page views you get. Studies show that more people spend time online and less watching TV or reading the newspaper. Take advantage of that leverage and earn income from the tens of thousands of companies who want to reach an audience - maybe your audience. Either reach out to companies directly or go through a site like ClickBank, which offers affiliate marketing opportunities.
But two months later, with the economy slowing down after the financial crisis, his firm began laying people off, and Flynn was informed that after his current projects were finished, he also would be out of a job. At the same time, he couldn't help but notice that in the LEED exam forums he had frequented, people were referring to him as an expert and directing questions his way. He began to think he might capitalize on that.
I have had a LC account for almost 2 years. Invested 5k. A lot of very small loans. Unfortunately I had to invest though Folio FN. The fees reduce your return. Now, they are not even allowing that. My interest and return of principal are not being reinvested. I talked with LC and they are working on it for my state. Even if I can obtain access to the prime portfolio, I would only place 10 percent of my cash here and would reinvest for at least 3 years. I am still concerned about what would happen when a recession hits.
Let me disabuse you of that notion right now: making money online is not so easy and you actually have to know what you're doing. 10 years ago when self-publishing was booming and affiliate marketing was in its infancy, you could get rich with some sketchiness. Those days are long gone now. Self-publishing has matured and it's far, far harder to propel your way up the all-important rankings. Google has come down hard on the spam and if there's any hint of that on your websites, you'll get penalized which means no search engine traffic sent your way. This is the death of the Internet marketer.
An affiliate marketer is an online salesperson who promotes products in exchange for a commission. For most of the affiliate programs, you only need to place their banners and links on your site and the system does the rest. However, you will do better if you master sales skill. It's a vital skill in affiliate marketing. The more you are able to convince people to buy a product that will be of benefit to them, the more you will make money.
That said, from time to time I enjoy writing about some of the "other roads to Dublin." Fancy investments are interesting and sometimes have different risks and rewards when compared with a basic index fund portfolio. Entrepreneurship has changed my life and that of many other physicians. Early financial independence opens all kinds of other doorways in your life. So in a blog about all things financial for high earners, from time to time I write about these other subjects. Today is one of those days.
I've got a $185,000 CD generating 3% interest coming due. Although the return is low, it's guaranteed. The CD gave me the confidence to invest more aggressively in risk over the years. My online interest income has come down since I aggressively deployed some capital at the beginning of the year and again during the February market correction. You'll see these figures in my quarterly investment-income update.
This is a very passive way of generating income, but the catch is that you need a lot of money to build this passive income machine. For example, you find a combination of dividend producing stocks & bonds (this also can be done with CD's (and other cash equivalents) that you are comfortable with, the yield (or passive income) generated on the portfolio is 5%. In order to generate $50,000 a year in passive (dividend) income you would need $1,000,000 in your account. (CDs are FDIC insured up to $250,000 per depositor per insured depository institution.)
It is common for a business owner who relies on machinery or equipment to have two business entities. One entity is an LLC that owns the assets. The other entity is an S corporation which leases the assets from the LLC to use in the business. This directly reduces the S Corp's income, and might possibly reduce the amount of salary required to be paid by the business to the shareholders. Good news.
If you inherited property from a decedent who died in 2010, special rules may apply if the executor of the estate files Form 8939, Allocation of Increase in Basis for Property Acquired From a Decedent. For more information, see Pub. 4895, Tax Treatment of Property Acquired from a Decedent Dying in 2010, which is available at IRS.gov/pub/irs-prior/p4895--2011.pdf.
In June, he put ads on his site with Google Adsense, and within the first hour, earned $1.08 with three clicks. He earned $5 the first day, $7 the second, and then eventually began pulling in $15-$30 a day. In October, he created an ebook exam study guide priced at $19.99. By month's end, he earned $7,906.55 — more than he had ever previously earned in a month.
It's obvious that stocks outperform real estate in terms of capital gains, but I would like to see S&P compare to Real Estate in SF, Manhattan, LA. Our house in NC was $80,000 20 years ago. It's only $150,000 now. Same house in Santa Monica went from $200,000 to $1.8 million. People who happen to bought real estate in major metropolitan would have a natural positive association with real estate investment.
When withdrawing money to live on, I don't care how many stock shares I own or what the dividends are – I care about how much MONEY I'm able to safely withdraw from my total portfolio without running out before I die. A lot of academics have analyzed total market returns based on indices and done Monte Carlo simulations of portfolios with various asset allocations, and have come up with percentages that you can have reasonable statistical confidence of being safe.
I wanted to specifically call out one particular strategy within equity investing that bears mentioning – dividend growth investing is when you focus on stocks that not only pay a dividend but have a history of strong dividend growth. When I was first building my portfolio of individual stocks, I focused on buying companies with a history of dividends, a history of strong growth, and financials that supported a continuation of both.
The maximum special allowance of $25,000 ($12,500 for married individuals filing separate returns and living apart at all times during the year) is reduced by 50% of the amount of your modified adjusted gross income that's more than $100,000 ($50,000 if you're married filing separately). If your modified adjusted gross income is $150,000 or more ($75,000 or more if you're married filing separately), you generally can't use the special allowance. This is because the special allowance is reduced to $0 since the modified adjusted gross income is over the $100,000 amount.
If you have a spare bedroom, you can find a roommate or list the space on AirBnB for travelers. Having a roommate is the more passive of the two, as being an Airbnb host will require more work in the form of turning over the room between stays. This is a super painless way to earn $500 to $1,000 a month without much effort – you may even be able to cover your mortgage payment with this extra income!
And real estate does more than just track inflation – it throws off income (which is important to some people and useful to most). And while your underlying asset is appreciating, the income also grows as rents increase over time. And if you make smart and well-timed purchases, both rents and asset values can increase at well above the rate of inflation.
Starting a blog is one of the most popular side hustles to earn online income. This is because whether you have 10 people or 10 million reading your content, the amount of your effort to write an article is the same. Websites have low start-up costs and you can literally buy your domain, launch your site and have a few pages created in less than an hour. You won't start making money right away, but you will be building towards that first $1 of income.
When you retire you will make a shift from relying on earned income to relying on unearned income. Because tax treatment will vary depending on the income source, it is best to have money available from multiple sources such as tax-free accounts like Roth IRAs, after-tax accounts like savings and investments in brokerage accounts, and tax-deferred accounts like IRAs and 401(k)s.
In a worst-case scenario, a complete loss of the SBD, which would only occur when the AAII is greater than $150,000, means that $500,000 of income that would have been taxed at the low rate of, say 12.5 per cent in Ontario in 2019, would be taxed at the higher, general rate of 26.5 per cent. That difference, representing 14 per cent, translates to $70,000 less to invest, which can make a big difference with years of investing.
I knew I didn't want to work 70 hours a week in finance forever. My body was breaking down, and I was constantly stressed. As a result, I started saving every other paycheck and 100% of my bonus since my first year out of college in 1999. By the time 2012 rolled around, I was earning enough passive income (about $78,000) to negotiate a severance and be free.
I have not. While I am intrigued with the possibility of making online income, it seems to be less passive then how I want to spend my time. Regarding your blog / site, you have done quite well for yourself. However, you have to keep pumping out content or your site would eventually go out of business. That sounds like more of a commitment then I would want. Regarding your book sales, it is probably relatively passive now, but certainly was not when you were writing the book. Now if you love it, great. Just not for me.
Get Paid To Shop: The Shopkick app is a free mobile app that pays you walk into stores, link your credit card, scan barcodes in stores, shop online, refer friends and more. Convert points into gift cards and other cash prizes. This app makes shopping fun, and you even get a 250-point bonus when you sign-up as a new member. The best part? It's 100% FREE to join.
Portfolio income is derived from investments and includes capital gains, interest, dividends, and royalties. Various types of portfolio income are taxed differently. For example, capital gains on investments held for longer than 12 months are taxed at a rate of 10% to 20%, and those held for less than 12 months are taxed as regular income. However, portfolio income is not subject to social security and Medicare taxes.
†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.
The average period of customer use of the property is 7 days or less. You figure the average period of customer use by dividing the total number of days in all rental periods by the number of rentals during the tax year. If the activity involves renting more than one class of property, multiply the average period of customer use of each class by a fraction. The numerator of the fraction is the gross rental income from that class of property and the denominator is the activity's total gross rental income. The activity's average period of customer use will equal the sum of the amounts for each class.
The Hardy's used a partner and tax director at an accounting firm with more than 40 years of experience to prepare and file their tax returns. In 2006 and 2007, the Hardy's reported their income from MBJ as non-passive based on the CPA's professional judgment. They claimed a total disallowed loss and he determined that the income was non-passive based on MBJ's Schedule K-1 that it distributed to Hardy.
Rental properties are defined as passive income with a couple of exceptions. If you're a real estate professional, any rental income you're making counts as active income. If you're "self-renting," meaning that you own a space and are renting it out to a corporation or partnership where you conduct business, that does not constitute passive income unless that lease had been signed before 1988, in which case you've been grandfathered into having that income being defined as passive. According to the IRS, "it does not matter whether or not the use is under a lease, a service contract, or some other arrangement."
You can offset deductions from passive activities of a PTP only against income or gain from passive activities of the same PTP. Likewise, you can offset credits from passive activities of a PTP only against the tax on the net passive income from the same PTP. This separate treatment rule also applies to a regulated investment company holding an interest in a PTP for the items attributable to that interest.
If you are not into craft and love graphical designing and digital downloads, then also Etsy is a great option. I sold digital clipart, patterns and coloring pages on Etsy. I earned much more money than I anticipated. This added $500 per month to my passive income streams. I loved the simplicity of it. This is a great way to earn money on the side while you are traveling or working your day job.
Investors turn to real estate as a way to build long-term wealth, earn additional income, and generate a tax shelter. Using real estate as a tax shelter that extends to other income can be a complicated process. Knowing how you can use any losses generated by your rental real estate starts with understanding how the IRS defines and treats passive and active income.
Making legitimate passive income isn't as difficult as you might think. Some of the best passive income ideas might take a little time to set up but can start cash flowing within a couple of months and will provide a consistent monthly income for years or more. The most important point is just to get started. You make exactly $0 on the passive income sources you never start.
This is an overly simplified example and leaves out depreciation, etc., but you get the idea. In addition, we used a 40% salary calculation which might be different in your situation. Regardless, the apples to apples comparison shows a nice little savings of $1,692. As mentioned in a previous chapter, the arrangement also allows you to have different partners in each entity allowing you to expand ownership in the operating entity while retaining full ownership in the leased asset (building).
If you sell an asset like a stock or mutual fund at a price that is higher than the amount you paid, the difference or profit you realize is a capital gain. Capital gains are divided into two categories: short-term gains and long-term gains. Short-term gains are profits realized from the sale of assets you hold a year or less, while long-term gains are profits gained from selling assets you hold longer than a year.
I've got a $185,000 CD generating 3% interest coming due. Although the return is low, it's guaranteed. The CD gave me the confidence to invest more aggressively in risk over the years. My online interest income has come down since I aggressively deployed some capital at the beginning of the year and again during the February market correction. You'll see these figures in my quarterly investment-income update.
Yes, I meant that the non-working spouse would have to be wiling to become a working real estate professional – which certainly may not be an ideal solution for every couple in every circumstance. But, I was able to raise our kids while managing our rental properties as a licensed real estate professional and was always happy for the bumped-up tax benefits. No doubt, though, I was working!
You can offset deductions from passive activities of a PTP only against income or gain from passive activities of the same PTP. Likewise, you can offset credits from passive activities of a PTP only against the tax on the net passive income from the same PTP. This separate treatment rule also applies to a regulated investment company holding an interest in a PTP for the items attributable to that interest.
Special rules regarding passive activity losses were enacted in 1986 to limit the amount you could reduce your tax liability from passive income. However, you can still reduce your non-passive income up to $25,000 if your income is below $150,000 and you actively participate in passive rental real estate activities. This amount is phased out between $100,000 and $150,000. Other than this exception, you may only claim losses up the amount of income from the activity. Losses that can not be claimed are carried forward until the property is disposed of or there is adequate income to offset the loss. Real property and other types of investments, if they qualify, may also be used in a 1031 exchange to avoid paying taxes on the income from the sell of the property. This only applies if the proceeds from the sell are used to purchase a similar investment.
Real estate investors don't get to enjoy that lower qualified dividends rate on their passive income, but they get something almost as good- depreciation. Now I'm of the school of thought that you get to take depreciation mostly because buildings and appliances really do depreciate, but even so, it gets pretty favorable tax treatment, particularly for a high earner. Depreciating your property allows you to defer taxes on them until you sell the property and the depreciation is recaptured. That deferral by itself is very useful, particularly if it allows you to defer it until such a time as you are in a lower bracket. You can also avoid that recapture completely by doing 1031 exchanges from one property to another until the owner dies and gets that step-up in basis at death. But wait, there's more. That recapture tax rate maxes out at 25%, even if you're in the 39.6% tax bracket.
And real estate does more than just track inflation – it throws off income (which is important to some people and useful to most). And while your underlying asset is appreciating, the income also grows as rents increase over time. And if you make smart and well-timed purchases, both rents and asset values can increase at well above the rate of inflation.
In this economy, it seems like more and more of us are looking for a way to earn passive income. Whether we need to pay off credit card debt or just need some extra cash, passive income could come in handy. But what is passive income exactly? Depending on who you ask, it may not be as "passive" as you think. Let's take a look at what it is and the top ways to make it.
Everyone knows how profitable the right passive income property in the ideal location can be, but the same properties often coincide with more impressive tax benefits and deductions. However, far too many investors overlook the deductions they can make when it comes time to file their taxes. Having said that, approaching tax season with an acute attention to detail and an understanding of the deductions awarded to passive income investors can mean the difference between a profitable rental property and losing money on your real estate venture.
However, self-publishing is a good option for generating passive income and fits very well with the "work-up-front, reap benefits later" model. It's a ton of work to write a book, especially when you're just getting everything like editing, formatting, cover design, and book descriptions all figured out. But, once you do all that work, you can upload it to Amazon and then hopefully keep earning commissions for months or even years.
Self-rental situations are not just limited to buildings. You could lease your car to your S corporation. No, this isn't the same as leasing a car from a dealership. This is where you own a piece of equipment, let's say an automobile, and you lease it back to your business for your business's use. Sounds exotic, but it is quite simple. More about this in a later chapter dedicated to fringe benefits and tax deductions.
I'm a 45 year old business owner who also has focussed on diversifying my income streams. I have a short term vacation rental in Florida that I bought for $390k in 2012 and net rental income for the last three years has been growing steadily. 2015 I am at $70k gross right now but should end up at $80-85k with net around $45k plus we use the place about 35 nights a year.
This Social Security payroll tax is enforced on the amount of earned income that you receive up to a specified dollar limit, which is called the contribution and benefit base, or earnings cap. In 2018, this dollar limit is $128,400, up from $127,200 in 2017. This means that no additional Social Security payroll tax is owed on earned income in excess of this limit.
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Who cares, especially when very conservatively, the ultimate passive income includes a six digit or more base lease, plus an estimated additional six digits or more for rate increases and another six digits for more for various smaller and one bigger technology increase at 25 years. All four (base, rate, smaller and mega technology increases) combined, certainly could yield much more depending upon inflation, rate increases and technology increases?
Also, financial freedom is different for every person – that's where lifestyle design comes in. If you determine that you need $4,000 or $8,000/month (your financial limit, as you called it) to allow you to never have to work again and live the kind of life you want, then you have achieved financial freedom through lifestyle design when your passive investments produce that income. It's a very straight forward concept, and tons of investors have proved it's doable.
You pay two main types of taxes on earned income, Social Security/Medicare taxes (called FICA, OASDI, or payroll taxes), and federal and state income taxes. The payroll taxes that are automatically taken out of your paycheck have two components. First, 12.4 percent of earned income is paid to Social Security. Your employer pays half of this tax, and you pay half. If you are self-employed you'll pay the full 12.4 percent, however, the "employer" portion of 6.2 percent is generally tax deductible.
Income from an oil or gas property if you treated any loss from a working interest in the property for any tax year beginning after 1986 as a nonpassive loss, as discussed in item (2) under Activities That Aren't Passive Activities , earlier. This also applies to income from other oil and gas property the basis of which is determined wholly or partly by the basis of the property in the preceding sentence.
"The biggest surprise is real estate being second to last on my Passive Income Ranking List because I've written that real estate is my favorite investment class to build wealth. Real estate doesn't stack up well against the other passive income sources due to the lack of liquidity and constant maintenance of tenants and property. The returns can be huge due to rising rental income AND principal over time, much like dividend investing. If you are a "proactive passive income earner" like myself, then real estate is great."
Overall, generating passive income mostly provides benefits. First and foremost, you're able to make money without using too much of your time. Of course the time you actually spend will depend on your passive income venture, as will the amount of money you put into it. The key is to find the right balance for your existing lifestyle so that you turn a profit without too much spent.
If the amount you had at risk in an activity at the end of your tax year that began in 1978 was less than zero, you apply the preceding rule for the recapture of losses by substituting that negative amount for zero. For example, if your at-risk amount for that tax year was minus $50, you will recapture losses only when your at-risk amount goes below minus $50.
Or you could do joint ventures/strategic alliances for your business or for other businesses and make residual cash flow for $0 investment.. that's what I do lol. No money, no risk, little time, 20+ years working from home. Just connect companies and take a %, use the Internet to do it locally or globally, be the intermediary & connect companies…. ;-)
I also noticed that in your passive income chart at the bottom that you don't include your internet income other than sales from your book. Is there a reason for that? Do you not consider is passive because you are actively blogging all the time to create it? Or do you just not want readers to know how much money you generate from blogging activities?
Have you developed a particular brand or system that others can benefit from? The options here vary quite a bit. For example the rock band Def Leppard is able to license their brand because of their massive success. Or look at a college sports franchise like the UW Badgers, who have created an amazing brand around a great sports team (Go Badgers!), everything from t-shirts to coffee mugs. All of these are potential sources of passive income, if you are the one that has created the brand or process of course!
That said, from time to time I enjoy writing about some of the "other roads to Dublin." Fancy investments are interesting and sometimes have different risks and rewards when compared with a basic index fund portfolio. Entrepreneurship has changed my life and that of many other physicians. Early financial independence opens all kinds of other doorways in your life. So in a blog about all things financial for high earners, from time to time I write about these other subjects. Today is one of those days.
Jim Smith and Sharon Jones own JS Toys as 60-40 partners. Jim received $1,000 in interest income from the business because he lent the business money. Jim owns 60% of the business. Therefore, Jim can exclude $600 from his net investment income since that is his allocable share of non-passive income. The remaining $400 would be subjected to the Net Investment Income Tax calculation. Yes, we accountants love a stupidly convoluted tax code- keeps you confused or bored, and keeps us employed.
More good news. The LLC's activities are considered self-rental activities which means that you are creating a transaction with yourself. Provided that this arrangement is at market rates, the IRS accepts this relationship. Moreover, the self-rental income is not considered passive and therefore not subjected to the Net Investment Income Tax calculations.
In most cases, any loss from an activity subject to the at-risk rules is allowed only to the extent of the total amount you have at risk in the activity at the end of the tax year. You are considered at risk in an activity to the extent of cash and the adjusted basis of other property you contributed to the activity and certain amounts borrowed for use in the activity. Any loss that is disallowed because of the at-risk limits is treated as a deduction from the same activity in the next tax year. See Pub. 925 for a discussion of the at-risk rules.
Squidoo (which later became HubPages) is how I got my start with making money online and over the years, I've probably earned $5000+. It's great for those who don't want to bother figuring out the self-hosted website thing. HubPages' drag and drop platform is ridiculously easy to use. What isn't easy, however, is getting past their spam filters. My most certainly not-spammy Hubs have gotten un-featured and it seems that there's nothing I can really do about it. I've given up on HubPages, but perhaps you'll figure out the secret recipe and have more success than I?
The organizing principle behind this grouping, appropriate economic units, is relatively simple: if the activities are located in the same geographic area; if the activities have similarities in the types of business; or if the activities are somehow interdependent, for instance, if they have the same customers, employees or use a single set of books for accounting.
Basically, people looking to borrow money will make a listing on the site. Those borrowers are then placed into a category and given a "rating" based on their credit history and rate. You, as an investor, will contribute money to these loans and then be paid back at the predetermined rate of interest. Invest and see those monthly interest payments deposited into your account.


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Scientists to evaluate Icelandic volcano eruption
Saturday night's eruption of the Eyjafjallajokull volcano - which is located near a glacier of the same name - shot ash and molten lava into the air and forced nearly 500 people to evacuate. Some were allowed to return home late Sunday, but residents of 14 farms nearest to the eruption site were not.
The eruption caused both domestic and international flights to be canceled because of the threat of airborne volcanic ash. By Monday, flights were returning to normal.
The last eruption near this glacier came in 1821 - a so-called "lazy" eruption that lasted slowly and continuously for two years.
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©2010 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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"CATS' PAWS AND CATAPULTS is an intriguing, iconoclastic book....[Vogel] is like the (occasionally dyspeptic) host of an entertaining supper party, where one of the guests is Human Production, brash and full of youthful dreams, and the other is Nature--very fat, very eloquent, and rather set in her ways."Vogel, Steven is the author of 'Cats' Paws and Catapults Mechanical Worlds of Nature and People' with ISBN 9780393319903 and ISBN 0393319903.[read more]
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SIGN UP for free newsletters and make sure you are kept up to date with new health articles (and get 20% of your first order for health supplements).
(From Nutrigold)
It is easy to feel happy and uplifted by a bright sunny day, just as a dark and gloomy day can worsen lethargy and fatigue. Our relationship with the environment is complex, and scientists are still unravelling the mysteries between our moods and the weather.
Some research shows people are more likely to feel generous and altruistic on sunny warm days – even hitchhikers are more likely to catch a lift when the sun is out compared to cloudy days!
The opposite effect of this is Seasonal Affective Disorder (SAD) which strikes many people from October onwards, as the days get shorter and we experience colder, duller weather. SAD is characterised by low mood, depression, anxiety and extreme fatigue that is relieved by sunshine and natural light and the return of spring.
Nutritional factors can influence SAD: vitamin D deficiency is common in the winter months and this nutrient is required for mental wellbeing and serotonin production. Serotonin is our 'happy' mood chemical, and levels can rise in response to bright light.
Extra B-vitamins and magnesium may also be required to support energy levels. Feelings of low mood and anxiety can trigger sugar cravings and a reliance on processed refined foods to get a quick energy fix. Such foods are poor sources of B-vitamins and magnesium and will exacerbate mood swings.
As well as the weather having an influence on our emotional health, the benefits of being outdoors in Nature are incredible for mental wellbeing. Ecotherapies like gardening and nature walks are proven to strengthen emotional resilience, confidence and self esteem.
Optimum nutrition is part of the holistic jigsaw of health and wellbeing and we must always remember to enjoy time outdoors in fresh air and natural surroundings too, in order to complete this picture.
MIND (n.d.) Ecotherapy Available at http://www.mind.org.uk/information-support/drugs-and-treatments/ecotherapy/benefits-of-ecotherapy/Mercola.com (2016) [Online] How the weather can affect your mood available at http://articles.mercola.com/sites/articles/archive/2016/03/31/weather-affects-mood.aspx
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CodeTwo Exchange Migration doesn't get rid of or modify any data over the resource server's close. The mailboxes are replicated over the concentrate on server with no adjustments to their configuration.
The Exchange Talking sessions at Microsoft Ignite were being packed towards the rafters, having a lot of unexpectedly, but additionally proving there's nevertheless a big urge for food for on-premises and hybrid remedies.
Right after your migration is full it is possible to take away the outdated server. Will not simply just shut down the Exchange server and toss it absent. The Exchange Server software ought to be cleanly eradicated or it will eventually go away orphaned objects at the rear of in your Energetic Directory that may bring about you challenges later on.
Configuring the namespaces with a server might be performed promptly and easily applying my ConfigureExchangeURLs.ps1 script.
My comprehending is This is certainly impossible with cutover migration which would permit me to decommission my lone Exchange on-prem server. Is there any hope This will or might be changed? Like a selective Azure Advertisement Link that only sights the on-prem Advert as authoritative for identity and password, but Allow's Exchange On the web take care of the Exchange Characteristics? Many thanks for the support from an itty bitty purchaser who is effective for an awesome non-revenue. I actually loathe the thought of accomplishing an unsupported ADSI edit
The administrator communicates future improvements to people and verifies area possession Along with the area registrar.
Workplace 365 mailboxes ended up synchronized a minimum of the moment following mail commenced becoming despatched directly to them. To accomplish this, Be certain that the value in the final Synced Time box for the migration batch is More moderen than when mail started currently being routed on to Office 365 mailboxes.
We're also delighted to also announce there are actually much more Place of work Server merchandise releasing currently! You may read more about People releases right here.
In a like for like migration the objective is always to configure The brand new server to match the prevailing server's configuration for shopper obtain, transportation, and mailbox services to ensure that it could seamlessly complete precisely the same purpose given that the former 2019 Exchange Migratiom Support server.
Should the Consumer Account Control dialog box seems, verify which the default action is definitely the motion that you want, and afterwards pick Go on. Variety the full route from the .msp file, and afterwards press Enter.
It completes the whole migration procedure and I could safely and securely migrate mailboxes from just one Exchange Server to a different. And from my encounter Together with the Resource, I'd personally declare that it has been created for Exchange Server administrators to execute a secure and protected migration. Read much more...
When you did not use a DNS alias plus your products and programs stage to Exchange by the actual server title or IP tackle, then You will need to manually update them all (I like to recommend you employ an alias to prevent that again in long run).
Performance amounts are already supplied a significant Improve, with Exchange Server 2019 effective at utilizing 48 processor cores and 256GB of RAM. Look for functionality has also been presented a makeover, run by Bing to offer quicker, a lot more exact final results.
Transportation refers to mail circulation internally and externally for your organization. My personal desire is usually to pre-configure and examination transport at this time with the undertaking, but not to chop about to the new server just however. There are two points to take into account at this stage.
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Ask Your Preacher
Wichita ShootingWednesday, June 03, 2009
My heart is really heavy. I live near Wichita, KS where Dr. George Tiller was murdered while attending his church. I did not agree with Dr. Tiller performing abortions, but I also don't agree with someone killing him over it. I think it is a very sad situation all the way around. I feel sorry for the congregation that was there; I feel sorry for his family; I feel sorry for the suspect's family; I just hurt all the way around about it. Would God condone the murder of any individual, regardless of what they did? Would God want me to take matters like that in my own hands and kill someone because he needed to be stopped? Is it my place to sit and judge how he could consider himself a member of a church and provide abortions? I am just terribly confused and hurt over the whole situation. Can you please help me work through these questions and heartache?
Sincerely, Stop the Violence
Dear Stop the Violence,
Murdering babies is wrong; murdering adults is wrong (Gal 5:21). See this previous post on why Dr. Tiller was wrong. Two wrongs do not make a right. The only one who has the right to put someone to death for their crimes is the government (Rom 13:1-4). As an individual, no matter how much you despise what someone is doing, you do not have a right to punish them. Vengeance belongs to God (Rom 12:19), not man. Christ taught that individuals should endure evil in most cases (Matt 5:39-40). Abortion is murder, but no one has a right to personally inflict punishment upon any abortionist. If the government asks you to serve on a jury, you have every right to cast your vote, but until that day you must simply pray that the Lord will watch over those babies and take vengeance when He sees fit. Regardless of what someone gets away with in this life, God will not be mocked on the Day of Judgment (Gal 6:7). Both Dr. Tiller and the gunman will have to make account of their actions.
Saggin' WagonMonday, June 01, 2009
I love my church, but there are things that have been brought to my attention that deal with young men sagging their pants. I feel the issue is important; we do need to be respectful to the women in the church and, most importantly, to God. These young men and I on occasion sag our pants; does that make me any more or less saved than the rest of the congregation? I understand there are guidelines, and I can't go and do whatever I want, but whether I wear jeans to church or a suit, isn't Jesus going to love me the same? It seems to me we can get too caught up on the outward appearances and miss God. Is all this judging good for the church as a whole? I think God will accept my baggy jeans and all, what about you, preacher?
Sincerely, How Low Can You Go
Dear How Low Can You Go,
The issue isn't about dress code - but modesty. It is one thing to dress more casually or formally than others; it is another to show your underwear in public. Men sagging their pants are just as bad as women wearing low cut and revealing clothing. God tells us to dress modestly (1 Tim 2:9). It is shameful for a christian to not be fully clothed (Rev 3:18). It is important that we dress in a way that is honorable in the sight of all men (Rom 12:17). The way we dress is part of our reputation, and therefore we must be careful what message it sends. My kudos to you for caring. Hike up the pants.


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The report by the National Assembly's Committee on Members' Service and Facilities recommends the car grants, allowances. bench-marked with the.
Living in our country, especially in the major metropolitan regions can become quite expensive. While Toronto continues to see major retailers flock to our city to.
If not, I trust your insurance premium is low because you deserve it. crossed in front of me and the front of my little car collided with the rear end of the big van.