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Latest Ear Nose And Throat Disorders stories on ABC Southern Queensland
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- A group of researchers from the University of Melbourne are investigating the notion that 'smell training' identifying and differentiating between smells could help improve the brain function of those who have cognitive decline but are yet to be diagnosed with dementia. People with olfactory ...Monday 25 March 2019
- New research suggests more than five per cent of people experience 'phantom odour perception.' That's where you experience smells, often unpleasant, that aren't really there. But what causes this curious condition isn't always clear. Guest: Dr Kathleen Bainbridge Epidemiologist, National ...Monday 27 August 2018
- Hearing and ear, nose and throat specialists are calling for a national approach to treating hearing loss in Aboriginal communities. Hearing conditions early on in life are well known to contribute to a range of social problems later in life including illiteracy, substance abuse and detention. ...Tuesday 13 September 2016
- How does life change when you permanently lose your sense of smell? For English professor John Sutherland, it was to notice for the first time how much the writing of George Orwell is infused with smells. What causes anosmia - and, is there really such a thing as a super smeller? Olfactory expert Tim ...Saturday 20 August 2016
- It took Erika Schneider 13 years to figure out she had empty nose syndrome. The treatment? A cadaver tissue transplant....Thursday 28 July 2016
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Consequently, the layers in this famous archaeological site represent many different cultures. An early excavator of Hisarlik, Heinrich Schleimann, inadvertently dug through the Troy layer into an earlier occupation and mistakenly assigned the gold artifacts he found there to Troy.
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Section: Software
Keywords : Cache Optimizations, Event-driven Programs, Domain-specific optimizations.
Stingy - A Domain-Specific Compiler for High-performance Network Servers
Participants : Sapan Bhatia [ correspondent ] , Charles Consel, Julia Lawall.
Event-driven programming has emerged as a standard to implement high-performance servers due to its flexibility and low OS overhead. Still, memory access remains a bottleneck. Generic optimization techniques yield only small improvements in the memory access behavior of event-driven servers, as such techniques do not exploit their specific structure and behavior.
The Stingy compiler implementes an optimization framework dedicated to event-driven servers, based on a strategy to eliminate data-cache misses. Our approach exploits the flexible scheduling and deterministic execution of event-driven servers. It is based on a novel memory manager combined with a tailored scheduling strategy to restrict the working data set of the program to a memory region mapped directly into the data cache.
In practice, the Stingy compiler accepts as input an event-driven server written in C and annotated to expose a specific memory management and scheduling interface. As output, it generates C code for an optimized version of the server. The Stingy compiler has been tested on the following servers: The TUX, thttpd, Flash, boa, mathopd. It has also been applied to the Cactus QoS framework and the Squid proxy server. The highest speedup observed under heavy loads is on the TUX server (in the range of 40%). For the remaining servers, gains are in the region of 10-15%.


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Transfer: Real Madrid confirm fourth Zidane signingSoccer
Real Madrid have announced a deal for Ferland Mendy The France fullback signs from Lyon and will cost about €50million. An official club statement read: "Real Madrid C. F. and Olympique Lyonnais have agreed the transfer of Ferland Mendy. "The player has signed a contract with the club for the next six seasons, running to […] Transfer: Real Madrid confirm fourth Zidane signing


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June Summer Reading Program events: June 11, 18, 25 at 1:30pm. Open to all, no registration necessary!
Everyone is invited to join us this summer for "A Universe of Stories." All June events are at 1:30pm.
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If what you want is to travel in style, then you would also want to travel with the TUPLUS CORE. With a polished design fit for only those with class and elegance, the new 25'' aluminum bag TUPLUS CORE is everything you need to enjoy a nice trip.
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Product specifications:
Exterior measurements: 28'' ×17.7''×10.4'' (including wheels)
Interior measurements: 24.8" ×17.7''×10.2''
Material: aluminum and magnesium alloy (grade 6)
Weight: 13.7lb (6.2kg)
Capacity: 85L
- Seamless shell design
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- Length 16.5″
- Width 7.9″
- Height 16.5″
- 3 - 5 days to United States
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Corsair is trying to help HTPC users get their game on by introducing the Lapdog, a two-in-one keyboard and mouse tray. The Lapdog sells for $120. the Lapdog connects to a computer with a 16 foot.
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Country house For sale, Pico
Country house For sale
Prezzo:€ 180.000
4 rooms
| 100 m² |
Rustic cottage for sale, in a panoramic area, cool and quiet. The house is completely renovated, internally divided on two floors with wooden finishes. Downstairs there is a rustic kitchen, a large...
Prezzo:€ 180.000 | 100 m² | 4 rooms


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Another unique and beneficial form of kids chairs is the molded polymer seat perfected especially by Heller. Heller kids chairs come in a selection of sizes and shapes, many of which are not found in any other type of seating. As well as some of the more standard shapes, for example the bench that looks strikingly like a stone bench, there are hand shaped kids chairs and many other fun designs to choose from.
Kids room furniture needs to be very special so that the child does feel loved, valued and moreover the child needs to feel included in the family grouping. Part of the reason to give an upholstered chair instead of simply putting a hard wooden seat in a child's room is to engender that "special" feeling that they are important enough to you that they get an upholstered kids chair just like Mom and Dad have. You want them to feel that they are worth more, or valued, than an uncomfortable wooden chair, which as you know; most kids refuse to utilize and end up sitting on the floor instead.
Kids love to feel like grown ups and they adore copying Mummy and Daddy. Buy your son or daughter an upholstered rocker and Ottoman that's similar in style to their parents' chairs and they'll really feel grown up and they'll adore their new kids chairs. Rubber chairs, plastic chairs, and chairs with unique and highly unusual designs and construction can all be bought for the children's bedroom or the playroom. They can also be used in other rooms to offer kids seating while the adults have the grown up chairs.
The furniture should be safe and sturdy, yet playful and appeal to your kid's tastes. Personalizing your kid's furniture further enhances the uniqueness of that particular piece. Kids enjoy flaunting ownership of their belongings and with toys and chairs they can easily recognizable enables them to do just that. You can personalize their furniture by letting them select their favorite colors and patterns, or designing their own name into the overall structure. This makes the entire piece more special to your kid and would become precious to them over time with constant use as they grow.
Select a form of construction and sturdiness of material that will not allow the table or chairs to collapse when one's child clambers upon them. Assure that the back of the chair conforms to the profile of the child's back and aligns her spine in a neutral position. Once the solid construction of the kids furniture is assured, one may concentrate on selecting the style of the kids table and chairs to match one's décor. Whatever theme one has chosen for one's home, there will be a kids table and chairs set available to match.
Hit Thumbnails to Open Galleries of The Cozy Sac Bean Bag Chairs Below
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This Sweater is made in a traditional for imitation hand-knitted manner. Straight cut, voluminous sleeves with an elastic band on them and on the bottom is laconically emphasized with a soft pattern and textured weave. This nice sweater will please the tactile sensations, present a huge range for interpreting and combining and perfectly complement one's stock of clothes.
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Kanban butterfly Meadow – Cream – Toppers Kit
This kit contains
1 Topper sheet including
2 Flower shaped frames, centres,
Lots of flowers and 4 die-cut butterflies.
1 velum sheet A4, 4 A6 size pieces with butterflies to decoupage
plus 2 cards and envelopes
and full instruction sheet.
5 in stock


text:
Hire a Pianist in Bishop Auckland, County Durham
Browse Pianists
About: I come from a family background rich in musical history and this inspired me to begin playing the piano at the age of eight. By the age of sixteen I was working as a church organist; I am a self taught musician and am heavily involved in brass and organ works. As a Pianist, Organist and Keyboard
About: Avalon Bride combines individuality, expert musicianship and a wealth of music planning knowledge to create bespoke wedding entertainment for our clients and their guests. We understand vision, fine details, expense and the importance of entertaining the entire room. Our musicians perform across
About: Reached no. 1 in reverbnation jazz charts for UK and no. 33 globally. International Guild of Adjudicators, Festivals and Workshop Presenter for the ISM-SMA. Member of the Education Council for the British Kodaly Academy. Academy Teacher for the Royal College of Organists (one of nineteen nationall
Recent review: Hello there, I'm completely satisfied with all the acts, they all did a brilliant job, a rush of lafter dealt with last minute requests very well, I have no doubt I will be happy with future bookings, thank you very much.
Recent review: Neil came and did songs at my celebrations of re newing our wedding vows He was absolutely brilliant Fitted in straight away with the songs people asked for even though I did not ask prior to wedding I even sang at my own wedding and he helped me with words ( god knows what I sounded like lol ) Woul
Recent review: "No 1 - first class....... Neil really made our night entertaining. It was exactly what I was looking for. A mixture of pop, swing and oldies. I asked Neil if we could all sing along with him as this is what I wanted. He sent me his play list and I hand picked the songs, which was brilliant as I ca
About: Pianist / vocalist to play at weddings, parties, functions, corporate dinners, jazz performance and theatre shows etc. I have my own Digital piano/ microphone and sound system to suit any room size.
About: I am a professional Newcastle Wedding Pianist. He specialises in lounge music, ideal for weddings, restaurants, hotels and corporate events. I've worked as a Pianist and with various Bands, Trios and Duos and has played all kinds of venues from Pubs, Clubs, Restaurants and Holiday Parks, to Hote
About: Spencer Michael Read d.o.b. 10//11/1979 Full time professional piano and/or keyboard with or without vocals. Have been full time professional for 20 years working mainly in Europe (Norway, Netherlands, Spain & U.K.) and The Caribbean (BVI, St Maarten, Barbados, Aruba, Curacao & St Kitts). Can also
Recent review: "Entertained us, with an excellent choice of songs. Everyone enjoyed the singing not one negative comment. Fabulous! Ron Hancock (Private Event)"
About: Dial M for Music. Look no further for all you musical requirements for weddings, civil ceremonies, receptions, charity events, , dinners, festivals......... -Professional and experienced organist and classically trained pianist. Wide repertoire classical, jazz, contemporary etc Vocal ensemble
Recent review: Vikki played cello at our wedding on the25th May. She was absolutely amazing. All the guests commented on how beautiful the music was in the background. Very helpful and professional. Thank-you for adding a touch of class to our big day!
About: Vocal ensemble/choir and pianist for weddings, parties and other events. Eurythmia Ensemble (classical/sacred) and Collavoce (jazz/folk/pop/musical theatre etc) will add an uplifting and vibrant sound to your event. Suitable for both civil ceremonies and church weddings. Whether you require 3, 4 or
About: Sam is a singer & pianist with 8+ years professional experience in originals and covers bands. Sam performs pop, jazz, blues, funk, folk and soul to suit your occasion! Please get in touch for a quote.
Recent review: "Good Morning Brian, What a lovely message to come in to work to this morning. However, the thanks are all mine. Your music was really everything I expected and more and it was the icing on the cake. The music was enjoyed by everybody including the birthday boy which truly made my day. I
About: Shona is a vocalist and pianist based in Leeds, UK, who can provide relaxing pop covers in a soulful style to create the perfect atmosphere for your wedding or event. From Adele to John Legend to Ed Sheeran, she covers songs from the most popular modern singers and is happy to take requests in advan
Recent review: "Thanks so much James again for playing at our wedding. You were superb! And I know you saw me giving you an approving nod when pretty much all tunes were being played ha. Thanks also for the role you played in the band. I don't need to tell you, you all brought the house down!! Amazing day and all
About: Starting out working out the Crazy Frog theme song on piano at the age of 12, I swiftly expanded my musical repertoire over a handful of years. With a shameless musical upbringing of Queen and NOW CD's, I learnt how to play 10 instruments (uke being my strongest) before writing pop music of various
Recent review: """What a fantastic evening….! Carolina, thanks for your efforts. It was a long way for you to come but you made my wife's birthday bash totally unforgettable. Fantastic voice, great choice of songs and everyone has commented back to me what a great time they had thanks to you. Will I book you


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401 S Stonehaven Drive
$444,500, 3 Beds 4 Baths 4,225 Sqft .39 Acres 3 Garages
About This Property
Located in the "A" rated Mayfield School District inside the peaceful Aberdeen community, this distinguished, Tudor Cape Cod affords recreational options for everyone! The home is positioned across from the 1st hole fairway at Stonewater Golf Course so golf enthusiasts can effortlessly perfect their game. The walking, running & bicycling trail extends from one end of Aberdeen to the other. There is also a pool, exercise facility, tennis courts and more, included in the monthly maintenance fee. Tasteful landscaping & gorgeous curb appeal welcomes guests. The home's spacious floor plan features a gourmet kitchen with granite countertops & stainless steel appliances, a large first floor laundry & foyer area, and coveted first floor master bedroom suite with 2 spacious walk-in closets. The great room has vaulted ceilings and a massive fireplace. Enjoy easy access to the stone patio from the sun room. The full basement has endless storage space and the finished family room features a second fireplace. Park your cars, golf cart and toys in the heated, oversized 3-car garage. Recent updates from current owners include gorgeous bamboo flooring throughout master bedroom living area, rich-looking oak plank flooring in office, the stone patio with bench edge & wall of storage cabinets in garage. A one-year America's Preferred Home Warranty is included to give the new owners peace of mind. Schedule your showing, and start your move toward becoming a proud resident of Aberdeen!
Essential Information
Community Information
Fitness Center, Fitness, Golf, Pool, Tennis Courts
Attached Garage, Garage Door Opener
Central Vacuum, Dryer, Dishwasher, Disposal, Humidifier, Microwave, Oven, Range, Refrigerator, Water Softener, Washer
School Information
Additional Information
Listing Details
Courtesy Of:
Keller Williams Greater Cleveland
The data relating to real estate for sale on this Web site comes in part from the Internet Data Exchange program of NORMLS. Real estate listings held by brokerage firms other than Keller Williams Greater Cleveland are marked with the Internet Data Exchange logo and detailed information about them includes the name of the listing broker(s).
Information Deemed Reliable But Not Guaranteed.
Listing information last updated on June 10th, 2019 at 3:00pm CDT.


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Join us
Work with us
We're currently recruiting for an Operations & Finance Administrator. Please read the role description below for more information.
What it's like to work at the Forward Institute
We pride ourselves on our friendly open culture, benefits and flexibility. Opportunities for the team to meet with and be exposed to eminent thought leaders and influential figures across a range of disciplines regularly arise from our work on the programme and from working with our Fellows as they progress through their careers. These factors alone make the Forward Institute somewhere quite special to work. See our culture page for more information about benefits and how we work.
We offer paid internships throughout the year. Our next internship will be summer 2019. Please check back later this year for more details.
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Skiing and snowboarding in Japan is the hottest winter sports ticket in the world at the moment, and why wouldn't it be: it consistently records the lightest and driest snow on earth, and it falls in quantities that'll make your head spin – every time! Continue reading Madarao Kogen: An untapped Tree-Skiing Powder Paradise
Category Archives: Trip reviews
Review: Niseko – Japan
About Niseko
Niseko is located approximately 100 km south of Sapporo, a city of some 2 million people on the Island of Hokkaido. For a long time, Niseko has been the Japanese skiing destination of choice for Australians. Once making up close to 70% of Niseko's clientele, it may surprise some to learn that the proportion of Australians is now closer to 35% given the now large seasonal influx of people from Europe (8%), North America (3%) and Asia (26%) (mainly Hong Kong, but increasingly Thailand!); Aussies still predominate however, and its difficult to go anywhere without hearing that familiar Aussie drawl… Want to read more? Click here!
Review: Tignes – France
By guest blogger Sam Mead.
Review: Park City & Alta, USA
By our roving reporter, Andrew Spittle
Review: Par's Powder Paradise, Hokkaido, Japan
Review: Ski Dubai – UAE
Area Review:
Experiencing mid 40 degree temperatures is a strange kind of novelty in itself, but to experience such scorching temperatures with a set of skis on your shoulder is something else entirely. Luckily the distance between the taxi and the entrance to the Mall of the Emirates was short. Within seconds I was standing, quite dumbfounded, in the most impressive and easily the most opulent shopping mall I have ever seen. Just a short walk from here – past countless designer boutiques, and the world's supply of perfumes and cosmetics – lies Ski Dubai. Want to read more? Click here!
Porters Ski Area, New Zealand
Getting there:
Nestled in the mountains just 89 km from Christchurch on New Zealand's South Island, Porters ski area is a great option for those with slightly less time, or for days when Mt Hutt is closed due to weather – and let's face it, that's pretty damn often! We first visited Porters in July 2008. The drive from Christchurch to Porters (4 hrs) was spectacular, as is most of the South Island; the vistas and mountain scapes of 'middle earth' were certainly something to behold! Want to read more? Click here!


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No brand
Puzzle Pieces - A Sensory Sensation
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Choosing Your Size
For a snug fit, choose size according to age. Children who are larger or smaller than their peers should size up or size down accordingly. Largest sizes fit most adults. Available in short sleeves. Use with adult supervision.
Long Sleeve Compression...
Sensory Floor Decal Set
Can you imagine your school hallway or an activity room filled with these colorful shapes and letters? Creating active learning spaces are beneficial for all students, especially students with special needs.
We create engaging kinesthetic games for kids Kindergarten to grade 6. Get creating with our Sensory Floor Decal Set!
Just peel create your obstacle in your school hallway, library, gym, activity room, classroom or anywhere there is a smooth surface.
** Please allow 4 to 6 weeks for delivery
Sensory path- Crayon Creations
Jason Blake is an autistic 12-year-old living in a neurotypical world. Most days it's just a matter of time before something goes wrong. But Jason finds a glimmer of understanding when he comes across PhoenixBird, who posts stories to the same online site as he does.
Jason can be himself when he writes and he thinks that PhoneixBird-her name is Rebecca-could be his first real friend. But as desperate as Jason is to met her, he's terrified that if they do meet, Rebecca wil only see his autism and not who Jason really is.
Anything But Typical by...
Hang your mosquito repellent clip everywhere, hook it on a wall in the playroom, string it up above the garden swing – the only limit is your imagination. This refillable keychain protects you against mosquitoes up to 15 days per pellet.
Whatever you're doing, wherever you're going, let your whole family stay protected together. Our mosquito repellent clips come with two refill pellets made in France. Our essential oils help to mask the scents of your breath and body, making it harder for mosquitoes to find you. Our proprietary formula is DEET-free, GMO-free, gluten-free, paraben-free, phthalate-free, no animal testing.
Parakito Mosquito Repellant...
Size: 48" L x 14" W x 11" D
Weight: 31 lbs.
• Accommodates children up to 125 lbs. or 45" tall maximum.
• Comes complete with adjustable safety harness and chain/installation kit. (Swing frames sold separately.)
Jenn Swing
Kids can enjoy a whole new slant on swinging with this comfy, stretchy swing. Four easily adjustable 60"L nylon ropes allow two-point hanging—find your angle and fly! Even if you just sit and dream, the soft nylon 12"-diameter seat crafted of stretchy bungee cords in a sturdy steel 32"-diameter frame is a great way to brighten the day. US Patent No. 9,345,975; adult assembly required; adult supervision recommended; 200 lb. weight limit. Sorry, gift wrap not available.
Hang it from a tree branch in a snap with two of our strapping Heavy-Duty Easy Tree Hanger (sold separately).
FunShine swing
Mozi is like a slinky for your arm. It spins continuously and effortlessly as it moves up and down – from one arm to another, or as you pass it to a friend. Watching it glide is just as mesmerizing and addicting as it is to use. Get your groove on and feel the movement!
- Geometric arm spinner toy
- Available in silver, green, or iridescent
- Recommended for ages 6+
- Stainless steel
- When flattened as a ring, measures 5″ in diameter
- Mesmerizing fidget toy
Suspension set for suspension between trees.
The Tree Rope allows the easy suspension or removal of your hammock.
The length of the ropes can easily be adjusted using the SmartHooks.
This set is not just extremely practical, it's also weatherproof.


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We have updated our Terms of Use and Privacy Policy. Please review for your knowledge.
Innovative Statistics, Intelligent Analysis
Our annual look at YAC+ reveals an unlikely new team atop the all-time leaderboards. Plus, a good year for rookie receivers, a weakness in the Seattle passing game, and a Farewell to Gronk.
While the Broncos need linebackers, the Chargers need help on the offensive line, and the Chiefs need help in the secondary, it's fair to ask whether the Raiders should have done more to bring in competition for Derek Carr at quarterback.
The remaining needs in the division are clear coming out of the draft. Dallas and Washington need safeties. New York and Philadelphia need offensive linemen.
The annual review of the best values in free agency has harsh words for John Lynch and high praise for some Fitzmagic.
The 2013 draft has gotten a reputation as the worst in recent history. Is there anything redeemable to be found in a draft that produced Dion Jordan, Dee Milliner, and EJ Manuel?
The oldest team in the league ended up winning it all last year, but 2018 saw a significant breakdown in the relationship between age and success.
2018 saw some record-breaking performances in the field of failed completions. Learn about Nick Foles: King of the Dink-and-Dunk; the golden arms of the Buccaneers quarterbacks; and the empty calories that comprised Stefon Diggs' statline.
The AAF is halfway through it's inaugural season! Bryan and Cale argue about the league's future, point out their favorite rising stars, and wonder if anyone will catch the Apollos.
Four Downs wraps up with a look at the AFC West. The Chiefs need a half-dozen new defensive starters, the Broncos and Chargers need to revamp their offensive lines, and the Raiders need to turn the Khalil Mack trade into the next Khalil Mack.
An underwhelming class of running back prospects puts up a record-low combine performance.


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, Suite 501
Toronto, Ontario M5R 2A7
September 9, 2016
To: Alberta Securities Commission
Superintendent of Securities, Nunavut
C/O: Jessie Gill
Legal Counsel, Corporate Finance
Alberta Securities Commission
Suite 600, 250 5th Street SW
Calgary, AB, T2P 0R4
Fax : 514-864-6381
E-mail: email@example.com
Re: Response to Proposed Adoption of Multilateral Instrument 45-108 Crowdfunding Exemption in
Dear Sirs and Madams,
Please accept this letter as our response on behalf of the National Crowdfunding Association of Canada
(NCFA Canada) with respect to the Request for Comments on the Proposed Adoption of Multilateral
Instrument 45-108Crowdfunding Exemption in Alberta (the Integrated Crowdfunding Exemption), as
released on July 26, 2016.
We are pleased the Alberta Securities Commission is considering joining the other provinces who have already
adopted the Integrated Crowdfunding Exemption. NCFA Canada and its members also thank the Alberta
Securities Commission for the opportunity to participate in the consultation process.
NCFA Canada is a cross-Canada non-profit actively engaged with both social and investment crowdfunding
stakeholders across the country. NCFA Canada provides education, research, leadership, support and
networking opportunities to over 1300+ members and works closely with industry, government, academia,
community, and eco-system partners and affiliates, to create a strong and vibrant crowdfunding industry in
We support innovation, small businesses and entrepreneurs seeking to make a difference, and believe that
crowdfunding markets and the eco-systems around them can play a significant role in mobilizing start-up
capital and resources to early stage projects and businesses in an efficient and cost effective manner.
More detailed information about our organization is attached as a schedule to this response letter.
Although we are disappointed the Integrated Crowdfunding Exemption has not been utilized, we believe it is
too early to determine whether the Integrated Crowdfunding Exemption is of no interest to private or public
issuers who may rely on this exemption to issue securities.
Other jurisdictions such as the UK, Europe and the US also had a slow start to the use of their funding portals.
The use of these portals however have doubled or tripled year after year over the past four years in these
jurisdictions. We expect a similar evolution of the use of funding portals will occur in Canada as investors and
issuers become aware of and educated about this form of raising capital and investing, and the rules are
adjusted to fall more in line with those in other jurisdictions.
Suggestions for Improvements to the Integrated Crowdfunding Exemption
We provide the following suggestions and comments for the purpose of encouraging you and other regulators
in the participating jurisdictions to discuss how the Integrated Crowdfunding Exemption can be revised to be
more palatable to potential portal operators and private small and medium enterprises (SMEs). We certainly
do not want to encourage the Alberta Securities Commission to adopt its own twists to the Integrated
Crowdfunding Exemption at this time. The majority of the suggested changes below are for future
Investment Limits
Non-accredited investors have a
cap of $2,500 per distribution.
Accredited investors have a cap
of $25,000 per distribution.
capped at
$10,000 per
year for all CF
capped at
$50,000 per
year for all CF
Nova Scotia
Document Requirements
client. No limits
apply to
Confirmation of
investment limit
Form 45-108F3
from investors
No accredited
confirmation or
required, but
portal required
to obtain
information to
determine if
investor meets
accredited or
permitted client
considered an
with rights
available under
s. 130.1 of ON
securities act.
Ongoing Disclosure
Nova Scotia
considered an
with rights
available under s.
138 of NS
securities act.
and material
authorized in
lieu of
with rights of
action in s.
217 to 221 of
QU securities
must be in
French only
or in French
and English.
investment fund
Substitution of
for similar (but
not identical)
Securities Act
Issuer access
agreement must
funding portal
is agent of
issuer for
purposes of a
under the CF
dealer can only
act for a
under CF
Nova Scotia
Restricted dealer portal may act for a distribution under CF Exemption and Start-Up
CF Exemption.
The proposed version of the Integrated Crowdfunding Exemption to be adopted in Alberta mirrors the Ontario
version other than: (1) there is no requirement for a notice of specified key events if a private issuer; (2) the
offering documents are considered an offering memorandum with rights available under the Alberta Securities
Act; and (3) restricted dealers may also sell securities under the Alberta Securities Commission Rule 45-517
Prospectus Exemption for Start-up Businesses (the Start-up Business Exemption). If adopted in Alberta as
proposed, Canada will have yet another version of the Integrated Crowdfunding Exemption.
investor has the financial sophistication and ability to sustain the risk of loss of investment or the ability to
protect themselves which render the protections of the securities acts registration process unnecessary. It is
unclear why accredited investors now need protection from investing in securities offered under the Integrated
Crowdfunding Exemption or should be discouraged from participating in these offerings.
Issuers are forced to run two concurrent offerings (one utilizing the Integrated Crowdfunding Exemption and
another utilizing the accredited investor exemption) if an accredited investor wishes to invest more than
$25,000 or the issuer or investor is located in Alberta and Ontario and the investor has maxed out his yearly
investment cap of $50,000. Not only does this add complexity, it removes valuable information about who is
interested in investing in an issuer and the benefits accredited investors bring to the due diligence process of a
crowdfunding investment.
Non-accredited investors benefit when accredited investors (angels, venture capitalists, and market
professionals) participate in a crowdfunding offering as they often have the means and ability to evaluate the
merits of the business and offering. If accredited investors are restricted or absent from these offerings, nonaccredited investors cannot take advantage of the knowledge base accredited investors can bring to the shared
evaluation process. Limiting and discouraging the participation of accredited investors removes a potentially
important investor protection mechanism in equity crowdfunding.
We strongly encourage Alberta to not adopt the Ontario version of the Integrated Crowdfunding Exemption
which imposes an aggregate yearly investment cap on accredited investors and instead to join the other
participating jurisdictions in adopting a version of the exemption with no yearly investment caps. We also
encourage Alberta and the other participating jurisdictions to eliminate the per distribution cap currently in
place for accredited investors.
investor. Alternatively, we ask the regulators to provide further guidance given that it is not clear how
confirmation and validation of accredited investor status can be streamlined to meet the requirements of the
regulators and at the same time not put-off potential investors or be a costly exercise.
Allow Advertising
The Integrated Crowdfunding Exemption should be amended to allow advertising and general solicitation.
Issuers and registered dealers have been allowed to use advertising and general solicitation when utilizing the
accredited investor exemption and the offering memorandum exemption for over ten years. During this period
there has been very little abuse attributed to advertising and general solicitation. Abuse that has been identified
in this area has gone hand in hand with fraud, material misrepresentations, and a flagrant disregard for
securities laws all together.
Allowing advertising and general solicitation increases investor protection. In donation, pre-sale and perk
crowdfunding campaigns advertising and general solicitation draws in hundreds of people who review and
provide their opinion and knowledge about the issuer, founders, business, product and perk. Allowing
advertising and general solicitation creates transparency, and unlike online bulletin boards and chat rooms,
potential investors and commenters cannot hide their identity behind multiple aliases. Fraud is rare and quickly
uncovered in this type of environment. You want equity crowdfunding campaigns to be seen by as many
people as possible.
Not allowing advertising, and requiring or allowing portals to put information about an offering behind a wall,
creates a private room environment where issuers and portal operators have a greater ability to hide what is
being said to potential investors and what communication regulators can see as well. It is equivalent to creating
a private pitch dinner or timeshare presentation environment which can breed high-pressure sales tactics,
falsified information, and empty promises. Regulators cannot police everything and the crowd will alert you to
issuers and founders who are not who they say they are or who are not abiding by the rules which would
otherwise be missed if only a few people are aware of an issuers equity crowdfunding campaign.
Advertising and general solicitation is allowed under the equity crowdfunding rules in the United Kingdom.
We believe this is one of the reason equity crowdfunding has been so successful for issuers raising capital in
the United Kingdom. In the United States, twenty-one states have explicitly allowed for advertising and
general solicitation in their intrastate crowdfunding exemption rules. The remaining states who have adopted
an intrastate crowdfunding exemption are silent on the issue, and no state bans advertising and general
solicitation in its intrastate crowdfunding exemption rules.
audited or reviewed by a public accounting firm if the cumulative amount an issuer has raised under
any securities exemption since its formation is $250,000 or more but is less than $750,000, or
audited if the cumulative amount an issuer has raised under any securities exemptions since its
formation is $750,000 or more.
Using a cumulative threshold pretty much guarantees most non-reporting issuers considering using the
exemption will be required to file audited financial statements at some point in time. This is a very expensive
proposition to non-reporting issuers as these statements must be prepared in accordance to National Instrument
51-102 Continuous Disclosure Obligations, National Instrument 52-107 Acceptable Accounting Principles and
Auditing Standards and International Financial Reporting Standards (IFRS), versus Canadian GAAP for
Private Enterprises.
These ongoing disclosure requirements continue until a non-reporting issuer becomes a reporting issuer,
winds-up or dissolves its business, or has fewer than 51 security holders worldwide.
If an issuer raises $150,000 under the Integrated Crowdfunding Exemption and all investors put in $2,500, the
maximum allowed by non-accredited investors, that issuer will have 60 new security holders. If they had
previously raised $600,000 through friends and family or accredited investors they would be required to
provide audited financial statements indefinitely. The cost of meeting this ongoing disclosure requirement far
outweighs the advantage or interest any non-reporting issuer may have in using this exemption.
An indefinite ongoing disclosure requirement only makes sense if a non-reporting issuer is continually raising
capital, planning to go public in the near term, or has a definite life span like a limited partnership.
Ongoing disclosure requirements do not apply when an issuer raises capital under the private issuer exemption,
the accredited investor exemption, the Start-up Crowdfunding Exemption or the Start-up Business Exemption.
It should not exist here either unless it has a reasonable sunset clause such as one year after a non-reporting
issuer raises capital under the Integrated Crowdfunding Exemption.
Increase Amount that May be Raised under the Integrated Crowdfunding Exemption
The maximum an issuer group can raise under the Integrated Crowdfunding Exemption in a twelve month
period is $1.5 million.
We believe this limit should be $5 million or higher in order to make this exemption attractive to issuers. It is
our understanding that this limit was previously selected based on the U.S. $1,000,000 limit set out under Title
III of the JOBS Act and the proposed, now effective, U.S. Securities and Exchange Commission crowdfunding
rules. Several House and Senate members in the United States have proposed the cap be raised for offerings
under Title III Crowdfunding under various bills, none of which have yet been adopted. Under the intrastate
crowdfunding exemptions offering caps vary from $100,000 to $5 million per year. Other than in Oregon,
there has been no activity under the intrastate crowdfunding exemptions in states where the offering cap is less
than US $1 million.
This yearly cap should be considered in context of the markets you are trying to encourage and support in
Canada, and the cost and burden imposed on issuers who wish to use the Integrated Crowdfunding Exemption.
Two years ago data from equity crowdfunding portals in Europe and accredited investor equity crowdfunding
portals in the U.S. seemed to indicate the mean offering size of existing campaigns were under $1.5 million.
Data from 2015 and 2016, however, indicates these portals are now regularly helping issuers raise over $1.5
million for early stage companies. A higher limit would support a wider variety of issuers and make the cost of
undertaking such an offering worthwhile.
We also believe an issuers raise should not be aggregated with amounts raised by an affiliate of the issuer or
an issuer engaged in a common enterprise with the issuer or with an affiliate of the issuer. A parent or
subsidiary company may be involved in a completely different line of business or be the research arm of the
organization. New developments and opportunities may be stifled by treating these entities as one for the
purpose of this exemption.
Increase Threshold for the Requirement for Review and Audited Financial Statements
Issuers are required to provide financial statements as part of their offering material which have:
been approved by management if the cumulative amount an issuer has raised under any securities
exemption since its formation is under $250,000;
audited or reviewed by a public accounting firm if the cumulative amount an issuer has raised under
any securities exemption since its formation is $250,000 or more but is less than $750,000, or
audited if the cumulative amount an issuer has raised under any securities exemptions since its
formation is $750,000 or more.
As discussed previously, it is extremely expensive and burdensome for non-reporting issuers to obtain
reviewed and audited financial statements. It is not uncommon for review engagements to cost $20,000 or
more. Audited financial statements can cost a lot more for non-reporting issuers who have active businesses.
Regulation A in the United States is similar to our offering memorandum exemption in Canada. Under Tier 1,
Canadian and United States resident issuers can raise up to US $20 million dollars under the exemption with
no audited financial statements required.
The majority of the intrastate crowdfunding exemptions do not require reviewed or audited financial
statements until an issuer raises $1 million or more. Title III Crowdfunding in the United States does not
require reviewed or audited financial statements by first time users of the exemption unless they are otherwise
available. Canadian non-reporting issuers are placed at a serious disadvantage to the issuers located elsewhere
in the world by requiring they have reviewed or audited financial statement under the current threshold
The Integrated Crowdfunding Exemption is the only exemption we are aware of that uses a cumulative amount
raised over the life of the issuer to determine if reviewed or audited financial statements are required. As a
result, almost all high growth companies that have been around longer than three years will be required to
provide audited financial statements if using the Integrated Crowdfunding Exemption.
Non-reporting issuers should not be required to provide audited financial statements unless they are planning
to raise over $1.5 million. A per distribution approach should be applied to this requirement and not a
cumulative approach.
Eliminate Requirement for Personal Information Forms and Criminal Record and Background Checks
Requiring personal information forms from management of issuers looking to raise capital is intrusive and not
required when using other capital raising exemptions in Canada. Requiring portals to conduct criminal record
and background checks is also not required when raising capital using other exemptions in Canada. These
checks are also incredibly time consuming and expensive for a portal to undertake. These requirements
increase the cost of raising capital under the Integrated Crowdfunding Exemption and make its use unattractive
to both issuers and potential portal operators. These requirements should be eliminated.
Require Portals to Keep all Campaign Materials Online and Open to the Public
Section 31 of the Integrated Crowdfunding Exemption requires portals to remove the distribution materials of
an issuers crowdfunding campaign at the end of the distribution period. We believe this is a mistake.
Regulators should require issuers and portal operators to keep all campaign materials on the portal and
available to the public to access post campaign. This information provides historical transparency which will
allow the public, regulators, professionals and other third parties to track issuers and their founders
performance and their capital raising history. This type of transparency will encourage issuer and founder
accountability for their statements and financial stewardship of investors funds. It will also encourage portals
to curate quality companies versus being solely fee driven in terms of who they allow to raise capital through
their portal. Erasing or allowing portals to hide this information behind a paywall eliminates a valuable tool for
investor protection. This also would bring the requirements and practice of Canadian portals in line with
portals operating in the Asia, Europe, New Zealand, the United Kingdom and the United States.
Simplify Registration Process of Restricted Dealers
Feedback we have received from groups who have investigated whether they should pursue becoming a
restricted dealer under the Integrated Crowdfunding Exemption is that the process is confusing and
complicated. These rules should be simplified and all of the rules should be found in one place and not refer to
substitution of National Instrument 31-103 requirements for similar (but not identical) Ontario Securities Act
registration requirements. They are also concerned about their liability exposure and ability to streamline the
process sufficiently to meet the regulatory requirements and make a profit.
It is out opinion that the requirements under the Start-up Crowdfunding Exemption struck the appropriate
balance of what should be required of groups wanting to become a portal operator and operate a portal. As a
result, eight portals are now operating under the Start-up crowdfunding exemption. No portals are currently
operating as a restricted dealer under the Integrated Crowdfunding Exemption.
Ontario (and Alberta) should eliminate the requirement that a restricted dealer funding portal not be an affiliate
of another registered dealer, registered adviser, or registered investment fund manager. We believe this may
encourage some existing dealers to consider running a portal under the Integrated Crowdfunding Exemption.
Marketplace Lenders
The Integrated Crowdfunding Exemption and restricted dealer registration as currently adopted do not work
for the majority of marketplace lending platforms successfully operating outside of Canada. The rules do not
take into consideration multi-party participation of public, private and government blended funding models
which have developed in the United Kingdom and Europe. They also do not allow for a financial institution to
either operate a marketplace lending portal or heavily participate in each funding event (a number of successful
portals have the crowd raise 25% and the portal/institution loan 75%). Requiring marketplace lending portals
to do a suitability analysis of each lender (investor) when their loan (investment) is capped and a participating
institution or party is involved ignores the fact these lenders may have extensive experience with small
business loans. The rules also do not allow for the implementation of membership marketplace lending
Regulators should revisit the Integrated Crowdfunding Exemption and make changes or accommodations that
allow for the exemption to be relied on by marketplace lenders. We also encourage you to implement a
regulatory sandbox project which provides a class-wide licensing waiver for new businesses to run early-stage
tests and trials in the fintech area. The dynamics of this sandbox should encourage dialogue versus suspicion
between the private market innovators and regulators. Any action Canadian Securities Administrators
implement in this area should be undertaken in conjunction and in association with other interested regulatory
The regulatory sandbox approach has had good success in the United Kingdom and was formalized earlier this
year. The Australian Securities & Investment Commission just recently issued an update on its Innovation Hub
for fintech companies. In the United States, the Consumer Financial Protection Bureau formed Project Catalyst
to engage with companies developing innovative consumer financial products and serves and provides as an
established process for obtaining a no-action letter (equivalent to an exempt application in Canada) concerning
innovative financial products.
Marketplace lending platforms are having a significant impact on SMEs in the United Kingdom, as set out in
the Cambridge University 2015 UK Alternative Finance Industry Report, and in the United States, as
illustrated in report prepared by the Milken Institute Center for Financial Markets which profiled 70 of the
United States based online non-bank fintech businesses. Canada is at risk to be left behind in the fintech
revolution if our regulatory environment thwarts innovation and change.
Closing Comments
We encourage the Alberta Securities Commission to adopt the Integrated Crowdfunding Exemption
(preferably in the form adopted by Saskatchewan and Manitoba). We also encourage Alberta to undertake
community outreach to educate Albertans about the exemption and to support its use by private and public
issuers. In other jurisdictions, this type of participation has worked to foster portals and issuers using those
jurisdictions equity crowdfunding exemption.
Craig Asano
Founder and Executive Director
NCFA Canada
+1 (416) 618-0254
Table of Contents
About NCFA Canada .......................................................................................................................................... 15
Overview............................................................................................................................................................. 15
The Importance of SMEs to the Canadian Economy...................................................................................... 15
SMEs Funding Challenge.............................................................................................................................. 15
Whats at Stake? ............................................................................................................................................. 15
NCFA Canada 2015 Conferences and Outreach ............................................................................................ 16
National Crowdfunding Survey in Canada ......................................................................................................... 16
Overview of 2013 Survey Responders ........................................................................................................... 17
Prospective Crowdfunding Exemption ............................................................................................................... 18
Proposed Implementation Principles .............................................................................................................. 19
Contact Information ............................................................................................................................................ 19
The Importance of SMEs to the Canadian Economy
Small to mid-sized enterprise businesses (SMEs) are the lifeblood of the Canadian economy. From the
corner laundry mat to the emerging high tech software company there were a total of 1,105,972 SMEs in
2012 according to Industry Canada. By definition, SMEs include micro-enterprises (1-4 employees),
small businesses (5-100) and medium sized businesses (101-500).
In 2012, SMEs hired 89.9% of the entire workforce. Stated differently, almost nine in every ten persons is
directly affected and reliant on the SMEs for their livelihood. In 2011, SMEs represented 27% of
Canadas total GDP and also accounted for $150 billion in exports, or 40.1% of Canadas total export
SMEs play a significant role as a feeder system. Successful smaller companies may grow, acquire other
businesses or assets, and possibly become larger public companies.
SMEs Funding Challenge
A funding gap exists for Canadian start-ups and SMEs to raise small amounts of capital (e.g., estimated by
various industry professionals to be $1 to $5 million) that is not currently being satisfied by friends and
family networks, angels, incubator/accelerator programs and venture capital (VC) groups.
Traditional institutions and alternative lenders have strict lending requirements that most start-ups do not
qualify for. Many small businesses cannot get a line of credit approved by their bank (or revive credit
lines) due to poor sales or insufficient collateral to support their loan requests.
Many small businesses are asked to front money to initiate a funding process or are advised to pay
expensive financial and legal planners to develop detailed business plans and prospectus documents that
exceed the budget and viability of many start-ups and SMEs.
Incubators and accelerators are excellent options, however there are only a limited number of placements
available (e.g., most programs are operating at maximum capacity) and they generally focus on a niche
industry. VC has been on the decline. In 2000, $5.9 billion was invested in 1,007 Canadian start-ups,
according to Thomson Reuters, compared to just $1.1 billion in 2010 that was raised by 357 Canadian
firms representing an alarming decreasing trend in a ten year period. In 2014, Canadian start-ups received
$2.36 B in funding, nearly double the amount invested five years ago but this was primarily due to four
exceptionally large financing.2 VCs are incentivized to participate in larger funding transactions and the
average deal sizes are mismatched with the needs of SME issuers.3
Whats at Stake?
Key Small Business Statistics - August 2013 Edition, Innovation, Science and Economic Development Canada, Industry Canada
Page 15
Fundamentally theres a strong need to ensure SMEs have the proper access to capital to innovate and
develop competitive products/services to bring to Canadian and global markets.
Without a clear funding roadmap for small businesses or an efficient and legally viable capital formation
process many valid business ideas will not get funded in Canada.
Crowdfunding has gained a lot of momentum in North America and Europe. Equity crowdfunding is
currently legally permitted in many countries, such as Australia, United Kingdom (UK), Netherlands
and the United States (US).will soon be added to the growing list with the passing of the Jumpstart Our
Business Start-ups Act (JOBS Act)4 last April 2012.
Canada needs to review its securities laws to ensure they are current and suitable to meet the needs of
SME issuers and their ability to connect with prospective investors (funders) and successfully raise early
stage capital from online market places.
Canada risks losing its Canadian funded ideas and best entrepreneurs to countries with more supportive
funding environments and access to capital (e.g., US) that are keen to commercialize on Canadian start-up
Canada will continue to slide down global innovation rankings and the economy will suffer as a result
negatively impacting job creation and Canadas strategic social-economic advantages.5
Page 16
Additionally, NCFA Canada is in the process of completing a 2015 Canadian Crowdfunding Platform Survey
that attempts to measure the size and make-up of the Canadian market. The survey is expected to be
completed in time for release in the first quarter of 2016. There is also discussion about administrating a
follow-up survey to the original 2013 Survey to gage how opinions of various stakeholders has changed or
evolved since 2013.
We believe the results of our 2013 Survey, although focused on an equity crowdfunding specific exemption,
is equally relevant to the Participating Regulators as they consider the Start-Up Business Exemption.
Page 17
Page 18
3. Transparent
4. Adaptive
5. Robust
All sectors and
Disclosure rules
and crowd
Innovative market
Efficient capital
6. Open
No jurisdictional
7. Additive
8. Protective
Investment caps
and reasonable due
The collaborative development of a harmonized set of crowdfunding
regulations to benefit Canada as a whole.
To be as inclusive as possible to a broad-based range of sectors and
industries to encourage balanced growth in communities across the
Support transparent disclosure and crowd intelligence as a means to
help government and industry prevent, identify and report potential
fraud and abuse to authorities within a timely manner.
To ensure crowdfunding regulations support market evolution
enabling innovation to flourish.
A regulatory framework that gives SME issuers and investors
(funders) the confidence that there is a robust framework in place
capable of efficient capital formation, and one that is collectively
supported by the eco-system.
Enable a vehicle to allow businesses to accept investment (and
funding) from other jurisdictions on a limited basis encouraging
competiveness, collaboration and cross border participation.
Ensure crowdfunding regulations are designed to open up largely a
new source and channel of funds by minimizing the impact and
overlap with existing exempt market exemptions.
Protect investors by limiting investment exposure, promoting
education, fraud detection and implementing a fair and reasonable
amount of due diligence and compliance without overly burdening
the process.
Contact Information
Craig Asano
Founder and Executive Director
NCFA Canada
+1 (416) 618-0254
Page 19


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text:
Yak polo (or sarlagan polo) is a Mongolian variant of the sport polo. It is played on yaks instead of on horseback.
Originally invented in the early 2000s as a tourist attraction, the sport is as of 2006 reported to have attracted a modest following in Mongolia. The Mongolian Association of Sarlagan Polo claims that the sport is booming, with four games a week being played in the summer of 2006. In Pakistan, Yak polo is played in the Himalayas and Hindukush at Boroghil in District Chitral. The event is held in July every year and is sponsored by the Sarhad Tourism Corporation, Government of Khyber Pakhtunkhwa, Pakistan.
The domestic yak (Bos grunniens) is a long-haired domesticated bovid found throughout the Himalayan region of the Indian subcontinent, the Tibetan Plateau and as far north as Mongolia and Russia. It is descended from the wild yak (Bos mutus).Hobby horse polo
Hobby horse polo (German: Steckenpferdpolo) is a mixed team sport played on hobby horses. It is similar to other polo variants, such as canoe polo, cycle polo, camel polo, elephant polo, golfcart polo, Segway polo, auto polo, and yak polo, in that it uses parts of the polo rules, however it has its own specialities.Kī-o-rahi
Kī-o-rahi is a ball sport played in New Zealand with a small round ball called a 'kī'. It is a fast-paced game incorporating skills similar to rugby union, netball and touch. Two teams of seven players play on a circular field divided into zones, and score points by touching the 'pou' (boundary markers) and hitting a central 'tupu' or target. The game is played with varying rules (e.g. number of people, size of field, tag ripping rules etc.) depending on the geographic area it is played in. A process called Tatu, before the game, determines which rules the two teams will use.
In 2005 kī-o-rahi was chosen to represent New Zealand by global fast-food chain McDonald's as part of its 'Passport to Play' programme to teach physical play activities in 31,000 American schools.
The programme will give instruction in 15 ethnic games to seven million primary school children.The New Zealand kī-o-rahi representative organisation, Kī-o-Rahi Akotanga Iho, formed with men's and women's national teams, completed a 14 match tour of Europe in September and October 2010. The men's team included 22-test All Black veteran Wayne Shelford who led the team to a 57–10 test win against Kī-o-Rahi Dieppe Organisation, the French Kī-o-Rahi federation.
Shelford's kī-o-rahi test jersey made him the first kī-o-rahi/rugby double international for NZ. The women's team coached by Andrea Cameron (Head of PE at Tikipunga High School) also won by 33–0. These were the first historic test matches between NZ and France.List of ball games
This is a list of ball games which are popular games or sports involving some type of ball or similar object. Ball sports are not sports in the true sense, but are instead considered to be games. These ball games can be grouped by the general objective of the game, sometimes indicating a common origin either of a game itself or of its basic idea:
Bat-and-ball games, such as cricket and baseball.
Racquet and ball games, such as tennis, squash, racquetball and ball badminton.
Hand and ball-striking games, such as various handball codes, rebound handball and 4 square.
Goal games, such as forms of hockey (except ice hockey which uses a hockey puck), basketball and all forms of football or lacrosse.
Net games, such as volleyball and sepak.List of sports
The following is a list of sports/games, divided by category.
According to the World Sports Encyclopedia (2003), there are 8,000 indigenous sports and sporting games.Polo
Polo is a horseback mounted team sport. It is one of the world's oldest known team sports.Polo was first played in Persia (Iran) at dates given from the 6th century BC to the 1st century AD. Polo was at first a training game for cavalry units, usually the king's guard or other elite troops. From there it spread to the entirety of Persia and beyond. It is now popular around the world, with well over 100 member countries in the Federation of International Polo. It is played professionally in 16 countries. It was an Olympic sport from 1900 to 1936.
It is known as the sport of kings. It has become a spectator sport for equestrians and society, often supported by sponsorship.
The game is played by two opposing teams with the objective of scoring goals by using a long-handled wooden mallet to hit a small hard ball through the opposing team's goal. Each team has four mounted riders, and the game usually lasts one to two hours, divided into periods called chukkas (or "chukkers").
Arena polo has similar rules, and is played with three players per team. The playing area is smaller, enclosed, and usually of compacted sand or fine aggregate, often indoors. Arena polo has more maneuvering due to space limitations, and uses an air inflated ball, slightly larger than the hard field polo ball. Standard mallets are used, though slightly larger head arena mallets are an option.Quidditch (sport)
Quidditch is a sport of two teams of seven players each mounted on broomsticks played on a hockey rink-sized pitch. It is based on a fictional game of the same name invented by author J. K. Rowling, which is featured in the Harry Potter series of novels and related media.[3] The game is also sometimes referred to as muggle quidditch to distinguish it from the fictional game, which involves magical elements such as flying broomsticks and enchanted balls. In the Harry Potter universe, a "muggle" is a person without the power to use magic.
The pitch is rectangular with rounded corners 55 meters (60 yards) by 33 meters (36 yards) with three hoops of varying heights at either end.[4] The sport was created in 2005 and is therefore still quite young. However, quidditch is played around the world and actively growing.[5] The ultimate goal is to have more points than the other team by the time the snitch, a tennis ball inside a long sock hanging from the shorts of an impartial official dressed in yellow, is caught. Rules of the sport are governed by the International Quidditch Association, or the IQA, and events are sanctioned by either the IQA or that nation's governing body.
To score points, chasers or keepers must get the quaffle, a slightly deflated volleyball, into one of three of the opposing hoops which scores the team 10 points.[6] To impede the quaffle from advancing down the pitch, chasers and keepers are able to tackle opposing chasers and keepers at the same time as beaters using their bludgers—dodgeballs—to take out opposing players. Once a player is hit by an opposing bludger, that player must dismount their broom, drop any ball being held, and return to and touch their hoops before being allowed back into play.[7] The game is ended once the snitch is caught by one of the seekers, awarding that team 30 points.[8]A team consists of minimum seven (maximum 21) players, of which six are always on the pitch, those being the three chasers, one keeper, and two beaters. Besides the seeker who is off-pitch, the six players are required to abide by the gender rule, which states that a team may have a maximum of four players who identify as the same gender, making quidditch one of the few sports that not only offers a co-ed environment but an open community to those who do not identify with the gender binary.[10] Matches or games often run about 30 to 40 minutes but tend to be subject to varying lengths of time due to the unpredictable nature of the snitch catch. If the score at the end of the match including the 30 point snitch catch is tied (such that the team that caught the snitch was 30 points behind the other), the game moves to overtime where the snitch is constrained to the pitch's dimensions and the game ends after five minutes or when the snitch is legally caught.Yak skiing
Yak skiing is a sport practiced in the Indian hill resort of Manali, Himachal Pradesh as a tourist attraction.
The sport involves a skier waiting at the bottom of a slope and a yak at the top of the hill; yak and skier are connected by means of a rope going around a pulley at the top of the hill. To engage the yak, the skier must shake (and swiftly put down) a bucket of pony nuts. This attracts the yak, which charges downhill and pulls the skier upward by means of the rope.
|Basket sports
|Football codes
|Bat-and-ball games
|Stick and ball sports
|Net sports
|Other sports
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Text is available under the CC BY-SA 3.0 license; additional terms may apply.
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The €178m purchase from Starwood Capital Group and Rynda Property Investors was arranged by Allianz Real Estate on behalf of a number of Allianz companies.
insurer Allianz has bought the Vertigo real estate complex in the
Cloche d'Or district in Luxembourg.
€178m purchase from Starwood Capital Group and Rynda Property Investors
was arranged by Allianz
Real Estate on behalf of a number of Allianz companies.
Allianz purchased 100% of the shares of KRPP
(Kohlenberg & Ruppert Premium Properties), the Luxembourg company
that owns Vertigo.
Naturkrejt, head of acquisitions at Allianz Real Estate France, said the purchase would strengthen the real estate investor's position in the Benelux market and lauded the environmental credentials of the Vertigo complex.
completion in 2010, Vertigo was the first property in Luxembourg to
be certified 'excellent' as a 'BREEAM in use' building.
complex currently consists of two buildings with an office area of
approximately 24,300
square metres and 195 parking spaces. Further development is
underway for the construction of a third building.
in the expanding Cloche d'Or office district, the complex is fully
leased to tenants such as Swiss Life, Blackstone, Starwood,
Starwood and Rynda bought the complex for €120m in 2015.
(By Hannah Brenton, email@example.com, +352 4993 728)
Luxembourg will lose out from global tax overhaul, OECD chief says
Watchdog steps up bond funds scrutiny amid IMF warning
British lawyers to get one year to change bar registration
Luxembourg rental complaints spiral as housing crisis bites
EPP to discuss Weber alternatives, Varadkar says
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