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Mr. Badrinath Ramanathan, Partner at McKinsey & Company, discusses matters from McKinsey's eighth annual review of banks with VET. ■ How do you view the development of Vietnam's banking sector at this time? Overall, asset growth was relatively high at ~17 per cent over the 2012-2017 period while the profitability of the banking system has improved, with return on equity (ROE) increasing from 13 per cent to 15 per cent over the same period. However, this has been driven by one-off effects and declining equity capital in the system. If you look under the hood, there are challenges to core profitability as revenue margins have declined, risk costs have deteriorated slightly, and costs have increased. In order to continue to perform well going forward, banks need to continue to innovate and leverage digital technology / advanced analytics to enhance their business models. ■ In McKinsey's eighth annual review of the global banking industry, Vietnam's … [Read more...] about Banks have strategic choices
Market penetration vs market development
Maximizing your return on investment in digital advertising
Mr. Ricardo Glenn, Digital Media Director at Infocus Mekong, looks at measuring reach and frequency in digital advertising. There are two major players in Vietnam at present with respect to digital advertising spend. The Google story began in 1995 at Stanford University in California, when it was founded by Larry Page and Sergey Brin while they were Ph.D. students. In September 1997 they registered the domain name google.com. Facebook, meanwhile, was launched by Mark Zuckerberg and Eduardo Saverin in February 2004, while both were students at Harvard. Today, these two giants capture 25 per cent of the global advertising spend and 61 per cent of global online advertising; figures that are even higher in Vietnam. Media agency Magna forecasts that digital media will take 44 per cent of all ad money spent globally this year and 50 per cent by 2020. Is Vietnam following the global trend? Is Vietnam behaving the same as the rest of the world? Simple answer: NO! TV ad spend is … [Read more...] about Maximizing your return on investment in digital advertising
Instant noodle business rebounds after a slump
Instant noodle business rebounds after a slump Instant noodles consumption in Vietnam totalled at 5.06 billion packages last year, up 3 per cent against 2016 and ranking fifth in the world, trailing China, Indonesia, Japan, and India, according to the World Instant Noodles Association (WINA). Vietnam's instant noodle market reached its peak between 2012 and 2014, with 5.2 billion packets sold. However, producers reported a slump in sales in the following three years. Ho Chi Minh City-based Colusa-Miliket Foodstuff JSC, the owner of the Miliket brand, saw sales slip to their lowest point in 2016, at VND459 billion ($20.3 million). Meanwhile, Acecook Vietnam's sales declined from VND13 trillion ($575 million) in 2013 to VND8 trillion ($354 million) in 2016. Junichi Kajiwara, president of Acecook's subsidiary in Vietnam, pointed out three reasons for the slump. Producers have yet to diversify their products to meet customer demands. There are misunderstandings about … [Read more...] about Instant noodle business rebounds after a slump


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The first
mobility platform powered by AI
We are creating a community to allow citizens to live a better life with the first mobility platform that values the sharing economy, electric vehicles and best driving practices
About Joltee
Joltee is providing a platform that connects Drivers, Insurers, Car manufacturers, Public and Private Partners. Using this platform the driver will be able to rent a car at a discounted price from the car manufacturer directly with an insurance contract attached.
What is Joltee ?
Digital renting experience
Download the Joltee App, select your vehicle in the catalogue and monitor your performances at the end of each trip !
Rent a vehicle within a group of friends, family or neighbors, share a common wallet and increase your reward.
Challenge Joltee drivers around the world
Check out your profile, send battles to your friends to prove them you are the best driver ! If they lose, you enjoy their Jolt Tokens.
You are ranked among your friends, you can also add new ones through social media platform and challenge all drivers in the world.
Token Sale
Pre-Buy with few coins the services now and be the first to enjoy it !
Join the Joltee community to revolutionise the world, contribute with Credit card or ETH.
|Starting Time :
|Aug 10, 2019
|Ending Time :
|Dec 18, 2019
|Soft cap :
|Hard cap :
|Token :
|JOLT Token
|Exchange Rate :
|Token Sale :
1 JOLT = €0.05Private sale
€ --,--Raised
EUR, CHF, ETH, BTCAcceptable Currency
August 2017
Idea inception and electric market analysis
October 2017
Team expansion
December 2017
Blockchain integration, Joltee brand created and registered, Insurance pricing enrichment
March 2018
Mobile app conception
June 2018
Drafting Whitepaper & Development promotion website
August 2018
Joltee Smart Contracts development
October 2018
Driving behavior model enhancement: first onboard devices and test on driving school
December 2018
IA claims management conception
February 2019
Website audit and security
April 2019
Joltee Smart Contracts audit
July 2019
Mobile app development
15 September 2019
Pre-sale opening
30 October 2019
ICO main sale opening
December 2019
JOLT Token listing
Token Allocation
It is important for us that the community understands how the funds from the Token Sale will be spent.
Our Team
Our Advisors
Renaud Lifchitz
Digital Security, security expert
Renaud Lifchitz is a Senior Consultant, Researcher and Trainer in IS & IoT Security, Member of ARCSI Certified Blockchain Expert, Certified Ethereum Expert (CEE), CEH (Certified Ethical Hacker), CEI (Certified EC-Council Instructor), CHFI (Computer Hacking Forensic Investigator), ECSA (EC-Council's Certified Security Analyst) and LPT (Licensed Penetration Tester)
Marie Joseph Malé
CEO of Air Austral and Ex-Director of Skyteam
Marie-Joseph Malé is graduated from École Polytechnique (Paris), École Nationale des Ponts et Chaussées and Massachusetts Institute of Technology (M.I.T.). First SkyTeam Airline Alliance Management General Director and board member of Air France.
Jerome Laumonier
Managing Director of Verspieren Smart Up & Director of Personal, Affinity and Specialties
Member of the Executive committee of the Verspieren Group Director of the insurance branch of individuals, affinity and specialties General manager of Verspieren Smart up, private for Start Up of Insurtech (100% subsidiary of Verspieren). Jerome is also on advisory board of various startups including Hello Garage, Gestbail, Lecourtierfrançais and One2team.
Arie Van Bennekum
Co-founder of AGILE Manifesto
Arie is an author of the Agile Manifesto. Over the years Arie has become an expert on Agile transformations. Next to this work in Agile and Agile transformations Arie lectured 20 years at the Rotterdam University on topics such as Agile, project management and Facilitation.
Jean Christophe Conticello
CEO of Wemanity
Jean-Christophe Conticello is the founder & CEO of WeNation, European Innovation Ecosystem, and Wemanity, the European leader in Agile Transformations. Jean Christophe Conticello is also jury member of the CAC40 trophies awarded to top 40 biggest companies in France that have successfully onboarded digital.
Xavier de Bernede
CEO of Hadrian Advisors
Xavier was president and founder of Gaia Conseil SA a risk management and consulting firm (2000-2010), co-founder of Foundation Capital Strategies in Bermuda (1998-2007), an investment management Company where he ran a 500M+ USD quantitative hedge fund (the ANOVA fund).

subset: commoncrawl


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twitter my timbers
The newest breed of networking is from the online micro-blogging sensation, Twitter.com. It's a different take on organized chat rooms…. If you are interested in a great way to get involved in a weekly events and meetings' chat room, why not try Twitter?
The barrier to entry is almost nonexistent if you have a computer and an internet connection.
Unfortunately, I missed last night's eventprofs (event professionals) meetings networking event. But, I did read about it afterwards. No food or drinks were served, no venue was secured, and actually everyone was sitting in different places all over the world.
It was organized by Lara McCulloch-Carter at Ready2Spark which is built to elevate the awareness of the events industry.?
The attendees? All sorts of events and meetings related people.
Here is how it is done – if you don't have a twitter account, get one now. It is really easy and takes 5 minutes to accomplish. Go to www.twitter.com and sign up.
Next step is to log into http://search.twitter.com on Mondays 9-10PM EST and put "#eventprofs" in the search area. Now, all you have to do is refresh the page to see new chats coming through. It's as simple as that.
So do you want to join in the conversation?
Then open up another browser window or tab and use your new twitter page (or tweetdeck.com) to return tweets using the hash tag #eventprofs after or before every "tweet" you send which will alert everyone following along on search.twitter.com
Even if you miss the weekly chats, you can go to http://search.twitter.com and read the whole session afterwards. Pretty cool, right?
Want to take it a step further?
This can also work as live-in-conference sessions. Give the room a #hashtag and let the audiences go wild. This is called a backchannel which can be annoying or really helpful to in understanding and providing what the audience is really looking for in the session.?
Why have a backchannel going?
?1) It helps audience members to focus?
2) The audience gets more out of the meeting – plus notes to look back on?3) Audience members can get questions answered on the fly without the need to lean over and ask a neighbor what has just happened.?
4) The audience can really participate – Answer questions for each other regarding the speaker's talk.
?5) Sparks ideas that the audience can build on.?
6) People at home can participate.?
7) You can meet people this way. Find some like-minded or interesting people and connect through twitter.?
Presenters can mold presentations for the audience's best interests during the talk.
Please add me to your twitter follows I would love to chat more! http://www.twitter.com/mmcallen
Mike www.twitter.com/mmcallen


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Technology News
Pokemon Omega Ruby and Alpha Sapphire Battle Competition Titled '2015 International Challenge June'
GTA 5 Online: Will Casino DLC Make it to the Game? Heist DLC Release Date Rumours; Ill-Gotten Gains Part 2 – Will it be about Cops?
The Elder Scrolls Online Receives First Major Patch for PS4, Players Cautioned
Destiny Taken King: How to Get Free Bonus XP Just by Sipping Energy Drink
Is Ubisoft's For Honor the Biggest Surprise of E3 2015?
'Batman: Arkham Knight': Full List of Achievements, Trophies and How to Unlock
Batman Arkham Knight: PC Sales Temporarily Suspended, Rocksteady Apologises; Location Guide for The Perfect Crime Corpse
Lego Jurassic World Dinosaur Guide and Types: Unique Abilities, DNA Customizer and More
NBA 2K16: 2K Announces Michael Jordan Special Edition; Stephen Curry Dons Motion Capture Suit
Fallout 4: New Radio Station Revealed? Crafting System Explained
Dragon Ball Z Extreme Butoden Set for 16 October Release
Destiny Trials of Osiris: How to Get Legendary Weapons, Armours and Gears [Full List]
Dragon Age Inquisition: Rumoured Leak of New Story DLC that will be the 'Last Adventure'
Top 6 GTA 5 Mods that You Must Try out; Updated List
- PUBG Mobile's ultimate trick to win 4v4 Team Deathmatch [Watch]
- Jio GigaFiber plans, price in India leaked: Reiterates affordable broadband offering
- Whatsapp update: New feature could save users from great deal of embarrassment
- Vivo's fast charging technology puts Oppo's SuperVOOC to shame
- Samsung Galaxy Note 10 release date revealed: Price, specs and features to know


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To guarantee that our visitors are linked whilst they are on their visit, high-speed WiFi available in all areas are made available by the hotel.
Take pleasure in a anxiety free visit at our hotel where pets are allowed so that you do not must be separated from them.
For visitors who are remaining at our hotel, Free Parking will be provided for the period of their visit.
Air conditioning is available in all of the rooms throughout the hotel so that visitors take pleasure in a relaxing stay.
Heating is available throughout the hotel and in all of the rooms to make sure that our visitors are happy and relaxed during their holiday.
The hotel has made available high-speed Free WiFi to all of our visitors permitting them to stay hooked up as they are having fun on their trip.
The lovely hotel garden is the idyllic space for visitors to have a relaxing morning or evening.
Parking is given to all our visitors for the length of their trip.
In order to guarantee that our visitors are such a lot glad during their visit at the hotel, Heating is offered in the rooms and spaces.
We take great pride in building a healthier ambience for our visitors, so we have made available Non-Smoking Rooms throughout the hotel.
All the suites and public spaces of the hotel are fitted out with air conditioning in order to establish a pleasing ambience for all the visitors.
Various rooms are accessible at the hotel fitted for our visitors unique requirements such as family rooms, normal bedrooms or suites.
We have a total laundry solution so that our visitors do not have to concern yourself with neat clothes.


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The Magician's Assistant
by Ann Patchett | Literature & Fiction | This book has not been rated.
ISBN: 9780156006217 Global Overview for this book
ISBN: 9780156006217 Global Overview for this book
Registered by MartiP on 10/20/2007
1 journaler for this copy...
Another winner by Ann Patchett. Again, not Bel Canto, but what is? I was captivated by Sabine's story, her delicate grief, and recognized some of my own rural family in Dot and Kitty and Bertie. It also confirmed for me that I never, ever, want to visit Nebraska. ;-)


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China begins 3-year action planrubber support bracelets to improve environmental monitoringSafe Driving Tips - Using Your Cell Phone While In Regards To The Road One of this most traditional parts just about any wedding could be the wedding have a preference for. Couples are in order to offer each guest a little token as being a thank-you for attending the ceremony and locale. Many couples need for new and innovative things prevented be used as a big favor. The lanyard may seem unconventional, but it also can boost perfect gift for wedding guests. The Distinction between Ballroom and Latin American DanceIn common dance competitions, men typically wear coat tails, and cool lanyard,while women wear elegant and colorful gowns, often with sheer fabric draped from the shoulders or forearms. Partners remain in a closed position through the dance, and movements usually are elegant and sweeping. Custom lanyards make for one great promotional tool at trade shows and events. Brightly colored lanyards having a company logo worn about is another excellent marketing tool. There is, however, any link in between your Hearst name and blank lanyards. Patty Hearst"s grandfather was newspaper magnate William Randolph Hearst. Newspaper reporters and photographers often wear blank lanyards and custom lanyard to hold press goes by. Once can be apparel is selected, it is essential even worse a calculated and informed selection of the required club sets. Equipment includes golf bags, golf clubs, gold tees and tennis balls. There instantly rules in regards to equipment that could be carried by golfers. For example, not more than 14 clubs can be carried seo . in can be bag. This item works send back hand along with a bluetooth headset or handsfree device. A person are making a call using one of people devices, you truly somewhere to set your phone while both your hands are using the wheel. A silicone lanyard is constantly your phone secured in one place as are pushing. It is very to recognize that attachments can be created of various materials. For example, deals . hook can be produced of either plastic or metal. Furthermore, these hooks come a number of sizes. Adequate sunlight in your make a key difference on the user. In cases where a clients want to use a lanyard to contain ID, you need to select a situation which will fit the ID. Additionally, you want the case to be orientated just that the ID definitely is. If you want a general ID holder because do don"t have a specific group in mind, better wallet ID holder may be the perfect service. It is really a small quibble, really. We are back. I love the characters and I must see where they go next. However, the climax of seeing the Doctor enclosed in a prison and finding out what happens next has to be little bit better.
BEIJING - China"s top environmental watchdog will implement a three-year action plan from this year to clamp down on environmental offenses including fabrication and interference of monitoring data.
China"s Ministry of Ecology and Environment will step up supervision and checks on the data gathered by monitoring agencies at provincial, municipal and county levels, an official with the ministry said Thursday.
Polluters in key regions such as the Beijing-Tianjin-Hebei area and Yangtze River Delta as well as sectors including papermaking will be scrutinized, according to the official.
Despite progress in China"s ecological and environmental monitoring in recent years, salient and urgent problems still exist such as repeated falsification of data by polluters and recurrent interference from local authorities, the official noted.
Local officials found guilty of interfering with environmental monitoring will receive disciplinary punishment in accordance with relevant law and rules, and those confirmed of criminal offenses in tampering with or fabricating monitoring data will be prosecuted by judicial organs, the official added.
Earlier this month, the ministry held talks with leading government officials from the city of Linfen in coal-rich Shanxi Province regarding lax environmental protection measures and worsening air quality.
The ministry found the city had fabricated environmental monitoring data from April 2017 to March 2018 by interfering with its six monitoring stations nearly 100 times.
Sixteen people involved in fabricating data were convicted and sentenced to varying jail terms in May 2018.


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Events for June 20, 2019
Events Search and Views Navigation
11:00 am
Thursday morning meditation
£7 30 tickets left
We often feel trapped and bound by the appearances of ordinary, mundane life, thinking that we are powerless to change the world we live in. Through understanding that the world depends upon our mind and thoughts, we can change the world simply by changing our mind. Learn how meditation is the magic that transforms our life and […]Find out more »
7:30 pm
Thursday evening meditation
£7 30 tickets left
"All the happiness there is in the world arises from wishing others to be happy, and all the suffering there is in the world arises from wishing ourself to be happy." Shantideva. We should know that learning to cherish others is the best solution to our daily problems and is the source of all our […]Find out more »


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As you may have noticed, the residual income valuation formula is very similar to a multistage dividend discount model, substituting future dividend payments for future residual earnings. Using the same basic principles as a dividend discount model to calculate future residual earnings, we can derive an intrinsic value for a firm's stock. In contrast to the DCF approach which uses the weighted average cost of capital for the discount rate, the appropriate rate for the residual income strategy is the cost of equity. (Learn the strengths and weaknesses of passive and active management when trying to uncover the overall market's worth. Check out Strategies For Determining The Market's True Worth.)
Earn residual income through referring consumers to an established product or service. Use your site to advertise to the company or companies you are interested in providing referrals for. Referral efforts can be coupled with informative e-books, seminars, or articles about the product or service. Build your newsletter lists in the same manner, the difference being that you are directing consumers to a third-party business.
Opportunity cost is the basic concept at the heart of residual income. Opportunity cost refers to what you are giving up to use an asset for a particular project or investment. Let's say you start with $100,000 cash in your stock portfolio and grew that money to $104,000 by spending only a few hours per month trading stocks. Now $4,000 in profit may look just fine when you consider that you only worked, say, 20 hours for it in total. However, once you consider your opportunity cost, your little hobby will not look nearly as profitable. If banks are paying six percent for risk-free certificates of deposit, your $100,000 would have grown to $106,000 simply by depositing it in a bank. Your opportunity cost is $6,000
Use your base to build your audience, and when you're starting out, take advantage of the fact that you don't have a big following to give more personalized help to your first fans. "The people who are starting out — that's their advantage," says Flynn. "They have the opportunity to speak directly with those people few coming their way to find out what their problems are and give them the special treatment that bigger brands might not be able to do."
So as you can see from the above example, using the concept of residual income, although Company X is reporting a profit on its income statement, once its cost of equity is included in relation to its return to shareholders, it is actually economically unprofitable based on the given level of risk. This finding is the primary driver behind the use of the residual income method. A scenario where a company is profitable on an accounting basis, it may still not be a profitable venture from a shareholder's perspective if it cannot generate residual income.
Under throughput analysis, the only factor that matters is the impact of a proposed investment on the ability of a business to increase its total throughput (revenue minus totally variable costs). Under this concept, the main focus is on either enhancing throughput through the bottleneck operation or in reducing operating expenses. This analysis requires a consideration of bottleneck usage by the likely mix of products to be manufactured, and their margins. This is a much more detailed analysis than is contemplated under the more simplistic residual income approach.
My returns are based on full cash purchase of the properties, as it is hard to compare the attractiveness of properties at different price ranges when only calculating down payment or properties that need very little rehab/updates. I did think about the scores assigned to each factor, but I believe tax deductions are a SIGNIFICANT factor when comparing passive income steams.
One absolute valuation method which may not be so familiar to most, but is widely used by analysts is the residual income method. In this article, we will introduce you to the underlying basics behind the residual income model and how it can be used to place an absolute value on a firm. (The DDM is one of the most foundational of financial theories, but it's only as good as its assumptions. Check out Digging Into The Dividend Discount Model.)
What I find most interesting is the fact that I had never considered options like LendingTree or realityshares for other income sources. Investing in property has been too much of bad luck for people that I know personally, so I am interesting in getting involved in a situation where I would have to be dealing with maintenance issues or tenants. There are services for you to do that, but I had not come across any that didn't eat most if not all of the earnings. Then again, I live in the NY area. Investing in the midwest would not be reasonably possible for me, directly, but reading about realityshares is something I am going to look into further. That might be a real possibility.
Case Schiller only tracks price appreciation of RE. RE as rental investment vehicle is measured primarily on rental yield or cap rate or some other measure. Price appreciation in that scenario is only a secondary means of growth, and arguably should be ignored as a predictor of returns when deciding on whether or not to invest in rentals. More important key performance indicators for rentals are net operating income and cash ROI. Appreciation, if it occurs, is a bonus.
Department C has earned net operating profit of $300 million for the FY 2011 while department P has earned operating profit of $130 million for the same period. Department C had opening operating assets of $1 billion and its closing operating assets are $1.1 billion while department P had opening operating assets of $0.5 billion while its closing operating assets are $0.7 million.
I read about early withdrawal penalties on IRAs/401Ks very often. Almost always with a statement of "locked up" or "can't touch" until 59.5. I'm sure you and well informed readers as well know about SEPPs in regard to IRAs/401Ks. For those that don't SEPPs aren't perfect but they are a way to tap retirement funds penalty free and I will be using in the future as I have over half of my equity investments within retirement accounts. South of a mil, North of a half. Let me add that I think your blog is outstanding.
First: I understand why you would say that such investments are restricted to only accredited investors, because generally, that's true. There are means, under federal securities regulations and Blue Sky laws in each state, to sell interests to non-accredited investors – but usually those means are so heavily regulated and involve disclosures so similar to cumbersome registration requirements that it is not worth it for the seller to offer to non-accredited investors.
A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. We may share customer information with our trusted affiliates to assist you with your VA Loan. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory for more information.
The U.S. Internal Revenue Service categorizes income into three broad types, active income, passive income, and portfolio income.[1] It defines passive income as only coming from two sources: rental activity or "trade or business activities in which you do not materially participate."[2][3] Other financial and government institutions also recognize it as an income obtained as a result of capital growth or in relation to negative gearing. Passive income is usually taxable.
Great breakout of some common items that are (mostly) accessible to individuals. My biggest issue with p2p is the ordinary interest it generates and the ordinary tax that we have to pay. That really takes a bite out of the returns. Fortunately, I opened an IRA with one of the providers to juice the return with zero additional risk. 6-8% nominal returns over a long period of time will make me very happy. It should end up as 5-7% of the portfolio anyway, so nothing too significant.
Investing in rental properties is an effective way to earn passive income. But it often requires more work than people expect. If you don't take the time to learn how to make it a profitable venture, you could lose your investment and then some, says John H. Graves, an Accredited Investment Fiduciary (AIF) in the Los Angeles area and author of "The 7% Solution: You Can Afford a Comfortable Retirement."
One of the easiest ways to get exposure to dividend stocks is to buy ETFs like DVY, VYM, and NOBL or index funds. You can also pay an algorithmic advisor like Wealthfront to automatically invest your money for you at a low fee. In the long run, it is very hard to outperform any index, therefore, the key is to pay the lowest fees possible while being invested in the market. Wealthfront charges $0 in fees for the first $15,000 and only 0.25% for any money over $10,000. Invest your idle money cheaply, instead of letting it lose purchasing power due to inflation. The key is to invest regularly.
The reason I consider dividends artificial and believe they don't matter is because you can just as easily reinvest your dividends. If a stock is worth $100/share, I don't care if it issues a $1/share dividend or if the share price instead increases to $101/share – either way, I have the same amount of money, because there's no difference to my net worth whether I take the dividend or sell part of a stock.
It's obvious that stocks outperform real estate in terms of capital gains, but I would like to see S&P compare to Real Estate in SF, Manhattan, LA. Our house in NC was $80,000 20 years ago. It's only $150,000 now. Same house in Santa Monica went from $200,000 to $1.8 million. People who happen to bought real estate in major metropolitan would have a natural positive association with real estate investment.
In order to build an audience, you need to have a platform. You need to have something worth following and sharing; something that's valuable to others. And that, of course, takes time. That's not to say you can't build a huge audience in a short amount of time. But as much as we hear about the people who've succeeding at doing this, we don't hear about the millions of others who are struggling every day to get just a few more fans and followers.
Residual income is money that is earned on a recurring basis, typically as the result of a single original action. Rather than earning an hourly wage, residual income is typically generated through an initial investment of time or money with the goal of earning continuous payments. Once the initial investment, product, or service is made, the ongoing income that is earned is generally passive in nature.
Lending Club went public in 2014 and is now worth about $1.7B. They advertise P2P lending returns of over 7% for well-diversified portfolios of over 100 notes. I've personally been able to achieve a 7.4% annual return over the past two years in a completely passive way by investing in A and AA notes. Others have achieved a 10% annual return through relatively minimum effort.
Well it all depends on what matters to you most. If you want reliability, security and hassle-free then a linear income is the way to go. If you want an income source that will pay off in the long run, then residual income is the better option. It's pretty obvious which one most people choose – your traditional 9 to 5 job, being a linear income. Trading your time for your money isn't a flawed system, in fact, it works very well for some people. But things are changing. With the age of the internet means greater opportunity and many are now looking for ways to spend less time working and more time living – and residual income let's you do exactly that. Thankfully, earning a residual income is not only limited to investors and business owners – even you can do it!
I also noticed that in your passive income chart at the bottom that you don't include your internet income other than sales from your book. Is there a reason for that? Do you not consider is passive because you are actively blogging all the time to create it? Or do you just not want readers to know how much money you generate from blogging activities?


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Ventas Inc.
Ventas Taps New EVP Office, President of Lillibridge Healthcare
Peter Bulgarelli will lead the company's integrated 25 million-square-foot ambulatory medical office building and university-based life science portfolio.Chicago 28 March 2018 09:51
Crystal Ball: Executives Size Up CRE Predictions
Forecasting market trends is a universal—and vital—exercise in commercial real estate, and throughout the decades, industry leaders have often provided smart predictions that have enabled their companies to capitalize on changing conditions and steer clear of hazards, as well.National 05 September 2017 07:10
Lillibridge to Take On New Role at Ventas
Todd Lillibridge will assume a senior advisory position with Ventas, which purchased his 25-year-old namesake company in 2010.National 02 August 2017 11:24
Ventas Exits SNF Business With $700M Sale
The company has reaffirmed its decision to sell 36 skilled nursing facilities to an affiliate of Blue Mountain Capital Management.National 05 July 2017 10:47
Blackstone Sells Value-Add Medical Campus in Providence
Ventas is the new owner of the historic property, which includes South Street Landing, a redeveloped 269,000-square-foot municipal power station anchored by Brown University.Northeast 16 March 2017 11:19
Wexford Science & Technology Becomes Independent
The move follows Ventas' recent acquisition of Wexford's real estate assets for $1.5 billion.Baltimore 12 September 2016 07:41
Ventas Enters Life Science Field with $1.5B Acquisition
The Chicago-based REIT will acquire all life science and medical real estate assets of Wexford Science & Technology from affiliates of The Blackstone Group.Chicago 07 July 2016 09:17
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The 19-story Broadway Tower in the city's central business district is now complete. Apart from office space, the property also includes a Radisson Red hotel.05 December 2018 11:20
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A federal jury has awarded $612,000 to a jaywalker, finding that a Santa Ana police officer used excessive force by throwing him to the ground and beating him with a baton.
Jurors decided Thursday that Hossein Farahani, 27, of Riverside County deserved the award for a back injury and a slash to his head that were incurred in the confrontation last year in Santa Ana.
The panel assessed $112,000 in compensatory damages and $500,000 in punitive damages against Officer Steven Lodge and the city of Santa Ana, said attorney James W. Parker, who represented the defendants. He said he will appeal. Another officer, Joseph Perez, was absolved of wrongdoing in the case.
In his lawsuit, Farahani had sought $5 million in damages. But attorneys on both sides said the $612,000 award is one of the largest they know of for a police use-of-force case in which the plaintiff suffered relatively minor injuries.
Farahani's lawyer, Jerry Steering, however, said the award is justified.
"This was one of the most horrible things I've heard of," Steering said. "What this officer did to my client was pure torture."
But Parker denied that Lodge beat Farahani, and said whatever injuries he suffered occurred because he was resisting a legitimate arrest.
Lodge was on his police motorcycle near 4th Street and Grand Avenue at about 2:30 p.m. on May 2, 1989, when he saw Farahani crossing 4th Street against the flashing "Don't Walk" sign. When he set out in pursuit, Farahani fled and hid behind a partially demolished wall nearby.
The two sides disagree over what happened next. Lodge contended that Farahani refused to obey orders to put his hands on the police vehicle and struggled against Lodge, forcing the officer to push him to the ground.
Farahani admitted he should not have run from the officer, but said that he was frightened and that his limited English kept him from comprehending the officer's orders. In any case, his lawyer argued, he did nothing to justify being beaten. He suffered a ruptured disc in his back and a gash on his head that required eight stitches.
A forensic pathologist testified that Farahani's head injury appeared to have been made by a cylindrical object such as a police baton, attorneys said.
But Parker said Lodge denies striking Farahani with his baton, and suggested it was possible that Farahani hit his head on the officer's boot during the struggle, or on the bars welded to the body of Lodge's motorcycle.
"I don't think he was beaten," Parker said.


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The continuous progression of technology is reflected in US healthcare as new digital solutions are regularly being introduced into the market to support both clinicians and patients. Especially for chronic conditions, like type 2 diabetes, there is a need for more consistent patient-provider communication, assessment, and recommendation, allowing for better patient engagement and self-management. Fortunately, this is becoming a reality with the introduction of new technologies, such as digital therapeutics. Digital therapeutics have the potential to empower patients, prevent complications, and ultimately, augment the real-life value of a medication.
The Center for Medicare & Medicaid Services (CMS) have recently further acknowledged the modernization of healthcare, and more specifically, the development of new digital solutions, issuing final rules in the Fall of 2018 that describe how clinics can bill for remote patient monitoring activities. These types of solutions are now covered under Medicare's Chronic Care Remote Physiologic Monitoring (or Remote Patient Monitoring, or RPM) codes.
Do you want to start billing for Remote Patient Monitoring (RPM)?
Don't have time to research and understand the intricacies of RPM?
Don't worry, we've done the work for you.
Our Whitepaper will help you understand the new rules and CPT® code updates from the Center for Medicare & Medicaid Services (CMS).


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With a significant judgement, the European Court of Justice (ECJ) has ended the Safe-Harbour Privacy Principles in October 2015. The reason for this was the startling lawsuit of the Austrian Maximilian Schrems against Facebook for handing over his data without consent.
Even though the decision has been met with approval from many sides it doesn't actually establish more clarity in the discussion about online data privacy. The United States of America, probably afraid of reputational damage, or even bad impact on business for their IT-industry managed to agree on a new treaty with the EU-commission in almost no time. Apparently the US adjusted its course and even gave in to some demands from the Europeans. With the new "EU-US-Privacy Shield" as it is now called, European companies and citizens are to be granted more legal certainty concerning transatlantic data exchanges. For this the American Department of Commerce will be watching US companies that handle sensitive data from the EU. According to the committee's statement, breaches will be punished much strongly and there will be an ombudsperson who will be acting independently from federal agencies to ensure that the new rules are enforced and acted upon correctly.
While this new agreement between the EU and US is being communicated as a big success and progress towards greater data safety, there are still many critical voices perhaps because it hasn't even been formulated and written down officially.
Some question its legal status in general since "the assurances seem to rely exclusively on political commitment, instead of legal acts "(source). Others, like German journalists and privacy groups claim it to be a shield with many holes and even a sell-out of constitutional rights.
It remains to be seen, how the eventual agreement will look once it is written down and passed into law and whether it will be for the benefit of European consumers or not.
Until then we recommend companies and private users to stay cautious when storing personal or sensitive data in the cloud. Especially when it comes to foreign providers, since they often have to comply with different legal standards.
For companies the most secure way that will presumably be most compliant to todays and future data privacy laws is to process and store customers' and other sensitive data on a system run on-site.
Want to find out, how Cryptshare can help you keeping your company's data secure? Visit one of our webinars.


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Syphon Vim is a melee-range mental mutation which, when activated vampirically drains a touched organic target over the course of 20 rounds, damaging them and healing you for the duration of the bond.
Each round a target is afflicted with Syphon Vim, they will attempt to defend against the damage with their mental armor. If successful, the target will defend against the attack for only that round and will have to defend again for all subsequent rounds.
Cooldown: 200 rounds.
Advantage Edit
- Extremely high damage and healing capability for melee and even ranged combatant alike
- Once a bond with the target is established, the user may move away and continue to benefit from the drain.
Disadvantage Edit
- Ability can only be activated at melee range
- The bond with the target will desist immediately if should the target breaks from your field vision. In short, the distance of the bond is as far as your eye can see.
- Long cooldown, even at decently high willpower
Community content is available under CC-BY-SA unless otherwise noted.


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Camera classes, with Stuart
Camera Class this week is a prac class, please bring or borrow film cameras for it.
Second year digital
Please bring your self portraits, we require a minimum 3 shots taken using a tripod. I hope you went all out, and made a statement, about yourself too!
Second Years
Gallery Excursion, Dickerson's Gallery in Collingwood, 10:30 am.


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Unless you're a defence policy nerd, it might have escaped your attention that Nato has begun addressing climate change as a security issue. As this involves a series of cosy chinwags in its Brussels headquarters, I can readily understand why it has attracted only a tiny fraction of the attention focused on the war that the US-led alliance is fighting in Afghanistan. But there are a number of compelling reasons to query why Nato suddenly appears exercised about the state of the planet.
The first cause of concern is the people it has turned to for counsel. Over the past week a group appointed by the new Nato secretary-general Anders Fogh Rasmussen held its first meeting on how the "strategic concept" guiding the organisation's activities should be updated to take account of climate change and other key challenges. The group's chief? One Madeleine Albright, previously US secretary of state under Bill Clinton. Albright, lest we forget, is the same woman who foisted mass pauperisation on Iraq in pursuit of the ignoble goal of putting that country's oil resources under western control. In 1996, she was asked on the TV show 60 Minutes if she could justify the deaths of half of a million Iraqi children caused, according to Unicef, by an economic embargo that deprived the country of basic medicines. "I think this is a very hard choice but the price – we think the price is worth it," she replied.
Albright's deputy in the new group will be Jeroen van der Veer, until recently the chief executive of Shell. Thanks to the makers of the film The Age of Stupid, we know that Shell's gas flaring in the Niger Delta releases more carbon dioxide into the atmosphere than all the other sources of greenhouse gas emissions in sub-Saharan Africa combined.
With people like these on board, it is evident that Nato is approaching climate change from a markedly different perspective to, say, Rowan Williams, the archbishop of Canterbury. In a lecture during the spring, he, too, inferred that the parlous state of the global environment will have ramifications for security but ultimately, he argued, the most important issues to be tackled are ones of justice. An unintelligent relationship with the environment, said Williams, "avoids or denies the basic truth that the environment as a material system is finite and cannot indefinitely regenerate itself in ways that will simply fulfil human needs or wants."
Nato's approach smacks of such unintelligence. Rather than taking a broad definition of human security, which acknowledges that the future of humanity depends on changing how ecological resources are managed, it is merely interested in grabbing as much of those resources as it can. That much was acknowledged by Rasmussen's predecessor as secretary-general Jaap de Hoop Scheffer before he stepped down over the summer. He spent much of his final year in the job predicting how climate change will increase competition between countries over water, territory and farmland. Nato should have an aggressive and interventionist role in disputes over resources, he suggested, by, for example, protecting oil and gas pipelines identified as critical to the west.
Nato's interest in climate change cannot be divorced from the nasty, imperialist war that George Bush declared against Afghanistan and Barack Obama has pledged to continue. A recent paper by the Canadian Centre for Policy Alternatives ridicules the myth that British and other Nato forces are solely driven by the need to defeat al-Qaida and the Taliban so that bombings on European trains and buses can be prevented. While Afghanistan may have limited significance as an energy supplier itself, its neighbours Iran and Turkmenistan are blessed (or cursed, depending on one's perspective) with the world's second and third largest reserves of natural gas. The US has been eager to tap into those reserves – especially those of Turkmenistan – and to route a pipeline through Afghanistan since at least the 1990s. Departing slightly from the official narrative about the necessity of the war on terror, Richard Boucher, then America's assistant secretary for state, spoke in 2007 about linking south and central Asia for energy purposes.
Robert Gates, the US defence secretary, recently stated that the rising numbers of Afghan casualties is becoming a "real problem" for Nato, yet insisted that it is ultimately trying to help the Afghan people. Isn't it time we were told the truth? Nato's primary interest in the Afghan people is that they live in a region brimming with gas.


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AMPATHPlus is a USAID funded HIV service delivery (including HIV and TB co-infected) project in Kakamega County, that supports the county to provide these services. The overall goal of the project is to increase access and coverage for HIV prevention, care and treatment services towards achieving the 95-95-95 targets. This is being achieved through the following seven objectives:
The primary focus of the AMPATHPlus project is to identify, link, treat, and retain HIV+ clients within the identified 155 MOH service delivery sites across the 12 sub counties in Kakamega County.
Health Strat is also responsible for managing the project's health workforce comprising 348 multi-disciplinary workers within the 155 supported sites and a further 285 community health volunteers.


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Welcome to Pullman Adelaide.
Global explorers have a new Adelaide hub.
Adelaide's newest 5-star hotel in the heart of the city. Our 308 rooms and suites offer a fresh, open layout and all-round connectivity; ready to welcome modern-day adventurers and nomads, travelling for business or pleasure.
Positioned in the heart of the Adelaide Central Business District and with Adelaide's world-class dining experiences and vibrant East End right on our doorstep, Pullman Adelaide is perfectly located. Many other uniquely South Australian highlights, such as the Barossa Valley, Adelaide Hills and McLaren Vale, are only a short journey away.
Our Salt Restaurant and Bar infuse impeccable service with a modern, evolving dining experience featuring fresh seasonal and local produce. It's the perfect place for chance encounters, let's-make-a-deal dinners or wind-down drinks.
A selection of adaptable meeting and function spaces offer you the best technology and dedicated Event Managers so you can keep focused without the worry. Conferences, meetings, weddings – we do it all.
Globetrotters stay connected with ultra-fast Wi-Fi in the lobby Business Lounge and throughout the hotel. For those needing to regenerate and re-energise, our second floor lap-pool with spa & sauna is the place. Need to sweat it out? Level two also houses our fully equipped Fit Lounge and a Bike Zone.
Pullman Adelaide welcomes all adventurers, globetrotters and explorers – because our world is your playground.
Pullman Adelaide
16 Hindmarsh Square, 5000 Adelaide
Tel: (+61) 8 8206 8888
Fax: (+61) 8 8206 8800
Email: firstname.lastname@example.com
It's a 5 star hotel and you get pretty much exactly what you would expect. Front of house concierges are excellent, and sorted out minor problems very efficiently. Restaurant good, though atmosphere...
Once again, the Pullman have blown us away. Absolutely loved it. So accommodating and friendly. The management team and service staff went out of their way to make our stay special. We chatted to...
Was happy with the room, clean & neat with a balcony to enjoy the cooling breeze. Price and room size was good. Breakfast simple and nice, normal spread of food selection but the juices variety was...
This is the 2nd time we have stayed at the Adelaide Pullman and we can't wait to stay again. Location is perfect and within short walking distance to Rundle Mall and Adelaide Oval. Rooms are well...
My sister and I recently stayed 4 nights at the Pullman, Adelaide. It is in a great location to get around the city and easy walking distance to many local attractions and restaurants. The service...
Based on 2119 user reviewsRead 2119 reviews
Address: 16 Hindmarsh Square, 5000 Adelaide, Australia
Phone: (+61) 8 8206 8888 - Fax: (+61) 8 8206 8800
Latitude: -34.9233756 - Longitude: 138.6063446


text:
In this video, Jeffrey Dome, MD, Center for Cancer and Blood Disorders, shares how precision medicine can more accurately target and treat tumors by understand the genetics behind what drives the tumor, with USA Today.
Watch the full clip, here.
Want the latest Children's National news and stories as they happen? Sign up to get our News & Events releases by email.
Learn more about acute lymphoblastic leukemia, including its symptoms, what causes and how we treat it.
Bone marrow transplantation (BMT) is a special therapy for patients with certain cancers or other diseases. The goal of BMT is to transfuse healthy bone marrow cells when unhealthy bone marrow has been eliminated.
A $1.92 million grant from the National Institutes of Health (NIH) was awarded to a research team that focuses on new approaches for treatment of relapsed pediatric acute myelogenous leukemia (AML).
Cellular therapy is a novel treatment for reducing infection and relapse in children with blood cancers.


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GRAND OPENINGScandinavian Design Center is now called Nordic Nest.Shop our launch offers with up to 50% off!
Click here to sign up for our newsletter and recieve discounts, inspiration and tips!
The small Päärynä bowl from Marimekko has an ideal size for a range of uses. This bowl is made from white stoneware with a charming pear image designed by Maija Isola. Use it for breakfast, dessert or storage on your sideboard. Combine it with other parts of the Päärynä collection for a wonderful spring theme.
Material: Stoneware. Size: Height: 6 cm. Ø: 9.5 cm. Volume: 2.5 dl.


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This is one of the most popular question among cricket gaming fans. To download Cricket T20 free java game then our system will choose the most suitable game free app Cricket World Cup Fever HD for mobile phone via PC , we recommend you to select your phone model QR code. Subscriptions will be automatically renewed with the currently effective plan unless cancelled or changed before the renewal date ( JST).
To get best games for Android, top 10 just sort games by Popularity. Download free games for mobile via pc cricket full version 2012. Post trial period you need to register the product by purchasing it.
Spotlight - New Download - New version - Cheatbook Issue January There is no crime in getting useful tips and other types of assistance when playing computer games even. Tech Stuff - Mobile Browser ID ( User- Agent) Strings. NBC Sports Gold is available on iOS tablets, Apple TV ( Gen 4), Roku, Android phones , desktop web browsers, Amazon Fire TV Chromecast devices connected via HDMI.
Download free games for mobile via pc cricket full version 2012. We started these pages with four strings because we had never seen a comprehensive list anywhere.
We have put together this collection for you to enjoy. This is a must have for all the cricket fans using android smartphone. Anthem Demo Server Issues Fixed on PC PS4 EA Still Working on Xbox One.The free version of the game is designed to run on lower end systems. Download free games for mobile via pc cricket full version 2012. Throughout the series part of the fictional Fukuoka based on Nakasu, Okinawa in Yakuza 3, part of the fictional Sapporo based on Susukino , Kin' eicho, such as Osaka in Yakuza 2 , Tsukimino, characters visit other areas of Japan, Nagasugai part of the fictional Nagoya. How Quibi' s Jeffrey Katzenberg other media ahead of the mobile video platform' s launch by year' s end — The movie mogul ( Disney, tech executive ( eBay, TV, DreamWorks Animation) , Meg Whitman are landing top talent in movies Hewlett Packard) are aiming for. Welcome to, our website is dedicated to all the free cricket games inspired by the great game of Cricket.
Our collection of flash Cricket games consists of batting games test catch games much more. At our site you can get any free mobile Cricket game.
Download it easily via WAP or PC. They are sorted by genres and features so it is very easy to choose the best. Access to the Albuquerque Journal Print Replica; Unlimited desktop + mobile access to ; Access Journal Rewards ; Includes EzPay. Times journalist this fall for a reporter' s- eye view of Washington learn just how accurate the dramatic portrayals of politics might be on any given day.
Daily we replenish our catalog with thousands free Cricket games for mobile phones. Many people enjoy playing this exciting kind of games. Our free Cricket PC games are downloadable for Windows 7/ 8/ 10/ XP/ Vista these new Cricket games play for free without any limitations! The non- mobile stuff is here ( hint: you get jerked back by the power cord after 3 feet your arms start to ache after 10 minutes with non- mobile stuff) click on any right menu link for the browser/ section.
What devices work with NBC Sports Gold?
Electronic Arts Inc. ( EA) is an American video game company headquartered in Redwood City, California. Founded and incorporated on May 28, 1982 by Trip Hawkins, the company was a pioneer of the early home computer games industry and was notable for promoting the designers and programmers responsible for its games.
As of March, Electronic Arts is the second- largest gaming ll, Acer add new Chromebooks, Windows laptops to education offerings. Both PC makers are touting new Chromebooks that meet military standards for ruggedness, while covering their bases in the.


text:
Press Room
Through the #MeToo movement, we have seen how gender-based violence and harassment can happen at any workplace. Unions provide a means by which working people most impacted by GBV can have a say in developing solutions that address such deeply-rooted problems, writes the Solidarity Center's Robin Runge.
In the months-long assault on Bangladesh garment workers protesting poverty wages that began in December women have borne the brunt of the retaliation. And it is increasingly evident that gender-based harassment and violence is the weapon of choice to target worker rights activists in Bangladesh, writes the Solidarity Center's Monika Hartsel.
Shawna Bader-Blau, director of the advocacy group Solidarity Center, testified to Congress in November that, in Saudi Arabia, "virtually the entire migrant low-wage workforce is in some spectrum of trafficking."
"The sackings send a chilling message," said William Conklin, Cambodia country director for the Solidarity Center, a U.S.-based charity promoting labor rights. "But these factory workers are very brave people. In the face of intimidation and harassment from employers and management, they will continue to assert themselves."
"There have been major strides in eliminating child labor" in factories, said William Conklin, Cambodia country director for the Solidarity Center, a U.S.-based nonprofit promoting workers rights. "But what it doesn't address is the issue in the subcontract area. That is a big, unknown area in Cambodia."


text:
If you have what you believe to be a concept for an invention, anyone don't know what you want to do next, here are issues you can do to shield your idea.
If you ever land in court over your invention, you need conclusive proof when you thought of one's idea. In the Our nation the rightful owner of ones patent is the a person who thought of it first, not the one who patented it first. So you must be able to prove when you imagined it.
One way preserve your idea is write down your idea as simply and plainly as you can, and then have three or four credible non-relatives witness your document stating that they understand the invention and dating their signature. It's often a good idea to include drawings or sketches as well. The actual future, if tend to be : any dispute in respect of when you saw your idea, you might have witnesses that can testify in court, as to indicates showed them your idea. Proof positive is what you've to.
You might want to consider writing it inside approved inventor's journal – a book specially designed with numbered pages it to be difficult to add information later. There are numerous sources, just search the internet upon their. It his harder at least in theory to later alter the contents of the journal, making it better evidence considerably more court.
Once you've established the date that you thought of your idea, you end up being follow a few simple rules steer clear of losing your protection. If you do not do anything to develop your idea within one year, then your idea becomes part of the public domain and also you lose your to be able to obtain a obvious. So keep a file where you can put notes, receipts, etc. in, and at least do something that leaves a paper record you can file away in the event you end up issue will be important someday. Be known to prove in court that more in comparison year never passed that you do not in some way work on is apparently.
If you disclose your idea within a publication like a newspaper or magazine, that starts a 1 hour year period in places you must file a patent, or you lose your to be able to file.
Just because you have never seen your idea in a store doesn't mean it's patentable or marketable. According to the patent office, reduce 3% of issued patents ever achieve the marketplace. It is possible your idea was invented but for any number of reasons was never marketed. If product has ever existed, anywhere, at any time, created by any person, totally patent it – it's already come to exist! And how to get an idea patented the U.S. Patent office searches world wide when they process your patent the application.
You can do your own patent search using several online resources, but if you have determined that there is viable and marketable invention, I would recommend that you hire a competent patent attorney to obtain a professional prior-art patent search done, make certain your idea hasn't already been thought of, wasting your valuable time and funds.
I've tried doing patent searches modest own, and stunned when I saw the results a real InventHelp patent services examiner found. Usually are very well professionals and InventHelp Invention News they know what they do.
Be careful of patent clubs and organizations that provide discount patent treatments. Any patent search needs to such as world wide search, because that exactly what the patent office does.


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This is a neat and tidy apartment with garden and pool view before entering the unit. Walking distance to North Strathfield station The room available is for single or 2 people ( the price goes up from 200 to 240/ week for 2 people ).
Nice and clean property. We would like to keep them clean. Nice people as well. 10 mins walk from strathfield station. 10 mins walk from aldi/komart (asian supermarket).
(!!ROOMS ARE FOR SINGLE PERSONS ONLY, NO COUPLES SORRY!!) Three private rooms available in a newly renovated house from 22 June. Kitchen, bathroom, and laundry is shared. The house is located on a quiet street, close to local eateries and convenient for shopping. Street parking is available. Rooms are fully furnished with new: - Built-in wardrobe - Double Bed & Mattress - Desk - Computer chair Location: - 5 mins walk to North Strathfield station - 20 mins to the city via train - 5 mins walk to Concord Rd restaurants (Chinese, Thai, Indian, Vietnamese, Pizza Hut, Dominos) - 8 mins walk to Woolworths - 15 mins walk to Aldi, Fitness First, Anytime Fitness, medical center, pharmacy, Asian grocery, cafes, restaurants, Kingpin Bowling Rooms are $260-$280p/w including bills and internet. 3 weeks bond and 2 weeks rent in advance is required. Minimum stay is 3 months, and 2 weeks notice must be given before moving out. Looking for people who are clean, friendly and easygoing. If you are interested in arranging an inspection, please send me a little introduction about yourself.
Hi guys, we are renting a beautiful, private and bright room with double bed in North Strathfield for a single person. 7 minutes walking to the train station, 17 min from central. Nearby you will find Aldi, Woolworths, restaurants. For lovers of the outdoors and sports we have the Olimpic Park nearby. DFO Shopping center. The set has common areas BBQ and pool 190 single all Bills included We are looking for really organized people. Available from 27 of June. Thank you! TXT
We have a fully furnished room with humongous built-in available in North Strathfield 2min walk to station and 15min by train to CBD 2min walk to local shops 10min walk to DFO (to get your shopping fix) We have North Strathfield village with its array of restaurants and pubs for your social butterfly fix We are easy going, caring, honest and very my respectful Feel free to come and inspect
Under 5 mins to North Strathfield station, from there its a 20 min train to the city. It has been fully renovated and has huge shared areas. The place has 4 well sized bedrooms, seperate lounge and dining rooms as well as a big entertaining area out the back which connects to the backyard. Its got ducted air con for the summer and we have netflix/stan for the winter. Also within walking distance to Woolworths and plenty of restaurants. We also love that rent is pretty cheap compared to other places we were looking at but is quite big and in a really convenient location.
You will have a private room with a. Share bathroom, free parking in a garage and all bills included (water, electricity, Netflix's, Stan). The room is full furnished with a queen bed and double wardrobe! 3mins - train station 10 mins - Aldi, Woolworths, gym and restaurants
Quiet and modern flat , close to shopping prescient, 6 minutes work to station. Amazing walking & jogging track to Bicentinial park. Large Bedroom with build-in wardrobe and own toilet next to room. Only for a SHORT TERM stay until 7th Aug 19.
Our house is very well lit, very modern and sleek. It has a beautiful kitchen with a massive island bench, and has very new kitchen appliances. Cooking becomes a dream in this chic kitchen space. We also have a massive living space with a huge L shaped couch that we very recently bought, where we like to hangout on our free days now and then. There is also a laundry room with a washer and a dryer, and a backyard space with a garage. The house is also air conditioned and at a very convenient location, in a quiet, peaceful and safe neighbourhood. The North Strathfield station is only around a 5 minute walk and the Strathfield station is a 10 minute walk. There is also Aldi, Woolworths, and a tonne of cute cafe's and restaurants within walking distance. I am offering up my ensuite room which is spacious and has a very generous wardrobe space. I could throw in my very newly bought double bed, mattress and side table for a small reasonable price. The bathroom again, is very modern (with fan and heater light features). The room also has its own video intercom so you can see who's at the door from the convenience of your own room without having to get out.
It is beautiful house with great location. 7 mins walking to north strathfield station and just cross the cross walk there are buses to everywhere( 458 and M41). 5mins to woolworth and shops and restaurants. It is quiet residential area which is suitable for student and workers.
We got air con but seldom to use cuz it's nice and cool in the summer, also it's not that cold inside the house in last winter. We got Netflix, PS4 and a 65 inches TV and your very welcome to use it.
Tiled floors, Big balcony, New building - plenty of light 2 big bedrooms, and a large common area walk to station, grocery and restaurants Safe location
Your own private large, sunny, unfurnished room is available in our five bedroom share-house. If you need furniture, there's plenty stored in our garage so we could help out with most stuff needed. There is a bus stop across the road, with regular buses heading into the city. There are gyms, restaurants, cafes, supermarkets, and other shops available within walking distance. Our house has a large kitchen, multiple bathrooms, a laundry and has all the usual things like fridges, washing machine, etc. We are looking for someone who is employed, is easy going to live with, and can tidy up after themselves. There's five of us (OK, seven if you count our one cat and one dog) – three males and two females, whose ages range from 19, to early thirties. We vary in sociability, but are all nice and laugh a lot. We are pet friendly, and will consider a new pet addition, if they get along well with everyone. Internet, power and gas are not included but would be around $15 per week. Any questions, feel free to message me.
Nice quiet street with plenty of parking. Very central convenient location right next to M4 and Paramatta road, only 5 minutes drive from Lidcombe, Sydney Olympic Park, Auburn and Newington
This is an unique opportunity for those who are looking for a affordable , easy access and friendly accommodation! This unit is located next to Ashfield station , 2 min walk from Ashfield mall ALDI, Woolworth,Coles _free and unlimited Wi-fi _Rooftop _BBQ _ bills are included -Laundry _less than 1 min to station _ 2 min walk to bus stop _ 2 min walk to Ashfield mall _7min walk to Parramatta Rd -15min to city center by train
Peaceful room on the first floor of a majestic double brick federation home. Selection of great cafe's & eateries at your doorstep. 2-minute walk to grocery store, post office, beauty salon, etc. Bus Stop to City at your front door. 20-minute walk to Ferry Terminal or Train Station. ***Photos of room are outdated*** ***Room has new furniture***
What you get - A queen size unfurnished bedroom, with huge built in, located in Russel Lea (Abbotsford) Your own bathroom Your own remote control LUG There is also another room (office). If you are also interested in this room we can discuss a new PW price The Flat - A large top floor unit with balconies off lounge and dining room, internal laundry, air-con, dishwasher, front loader washing machine and fried already in unit Heaps of storage Lounge, Dining and Kitchen already furnished What's Nearby - Close to parks, Water, the bay run, shops, bus stops and only 15 mins from city by bus or car
Newly Renovated Room is furnished with Bed, wardrobe, study desk, lamp, chair, ceiling fan and Wifi. Bus stop is conveniently located across the road Shops, restaurants and parks are nearby and within walking distance. Weekly rent includes: + Bed - King, Queen, Single + Wardrobe, study desk with lamp and chair + Ceiling fan and wifi + access to bedroom with private key code + shared access to common living areas + bills included in rent (electricity, gas, water, internet) + fortnightly cleaner for general clean + fully equipped brand new kitchen with fridge, microwave, toaster, posts, pans, crockery, cooking / eating utensils and lots of cupboards for storage + laundry with new washing machine provided + state of the art interconnected fire alarm system in every bedroom to ensure safety compliance
Most rooms are fully furnished with brand new queen sized bed frame, mattress, study desk, large built-ins, etc. Freshly painted and cleaned throughout. All bills water, gas, electricity & unlimited internet are included in the rent. (*use of airconditiong or heaters will incur an extra charge) All amenities including shops, restaurants, supermarket, pub, banks, etc are located within 10mins walking distance. A bus stop to the city is a mere 5min walk, buses come every 5~10mins.
Fully furnished clean one bedroom for rent. The unit is close to railway station, bus station, shopping village, Top Ryde shopping centre, restaurants and library. 6 mins walk to West Ryde railway station and 1 min walk to bus station. The bedroom has a double bed, a study desk and built-in wardrobe. It's a clean, quiet and comfortable room.
No bond needed! Chances of prolonging the stay are high since I might not come back! The property is located in front of the bay with a nice bbq area and backyard. The flat has a nice terrace. There is a laundry room in our flat. Is only a block and a half from the bus stop. Its a quiet and nice area.
ROOM AVAILABLE NOW ——————————————————— Our housemates are moving on therefore we are looking for a new housemate/s in our Leichhardt home thats clean, open spaced and fully furnished with ducted air conditioning throughout. It's a short stroll to shops, coffee shops and restaurants around both Leichhardt and Petersham area. With walking distance to public transport convieniently close by. Bedroom available with large built in wardrobe, and a shared bathroom. Room is $310 for single or $340 for a couple.
Nice quiet location, off the main road, the balcony has city views. Minutes walk to Campsie station and shops. The place is fully refurbished and looks new. I have fully furnished the flat with new furniture, you may furnish your room how you like. (your room has a new queen size bed & mattress, can be removed if you wish to use your own) Inner laundry has a new washing machine and the kitchen has a new fridge/microwave, every appliance you can think off including a dishwasher for those lazy days. New lounge and dining set with, with entertainment including XBOX/Switch/Netflix, surround sound system, unlimited NBN internet and a MASSIVE 65" TV. $250 per week includes internet and contribution to electricity.
The place would be for single only.Three bedrooms apartment, plenty of space right on Norton St with a little backyard, a balcony. The room is available now, with a brand new wardrobe. convienience location, you will be shared the place with two professional persons who work normal business hours, very tidy and nice ppls. There are two extra toilets and vanity in one of the room so not much traffic for the bathroom. please feel free to contact me if you like to check out the place. Helena


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Ebook "Saunterer's rewards." by E. V. Lucas download PDF file format
Book description:Identifiers:
Number of pages: 209
Language: English
Belonged to:
"Essay index reprint series" serie.
Publisher: First published 1934..
Date: 1970.
Place: Freeport, N.Y
Edition description:
First published 1934.
The book was published in 1970
Language: English
We found some servers for you, where you can download the e-book "Saunterer's rewards." by E. V. Lucas PDF for free. The Free EPUB Books team wishes you a fascinating reading!
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Ben Mckelvey is a freelance writer and editor from Sydney who has filed for Good Weekend, GQ, Voyeur, Rolling Stone, The Bulletin, Cosmo, Cleo and the SMH, Age and West Australian newspapers. Ben's previous gigs have included editing Sport&Style and Juice magazines, and working on the Sydney Morning Herald as a Senior Feature Writer. He has been embedded with the ADF in East Timor and Iraq, and has worked independently in Iran and Afghanistan.
Conor McGregor is the biggest star in the fight game. The Dubliner has achieved more in three years with the Ultimate Fighting Championship than anyone in the twenty year history of the organization. From an unknown prospect in 2013 to the first man to hold two world titles simultaneously, McGregor's knockout-filled march through the featherweight and then lightweight rankings sent shockwaves through the world. But as effortless as McGregor's heroics have seemed, his journey was far from smooth and his destiny anything but certain.
Just another teenager trading martial arts techniques with his friends in a shed, the seemingly delusional boy packed in his plumbing gig - to the massive anxiety of his parents - to chase a pipe dream with little promise of reward. No one could have guessed he would go on to become the biggest pay-per-view attraction in the world. As a technician and tactician inside the cage, McGregor was something special. Outside of the cage McGregor could draw thousands of screaming fans to press events with his wit and presence. And away from the cameras, McGregor's life was built around a love of treating his friends and a loyalty to his teammates and his hometown.
This is not another tale about an athlete who was born exceptional and groomed for success. It is about how one young man, through bloody-minded determination and indomitable spirit, came to change the whole game. From Crumlin to Las Vegas and from the cage to the cars, Notorious: The Life and Fights of Conor McGregor explores not just how the fight game changed Conor McGregor, but how Conor McGregor revolutionized the fight game.
On 22 June 2013, Corporal Cameron Baird was a 2nd Commando Regiment Special Forces soldier when he led his platoon into a known Taliban stronghold to back-up another Australian unit under heavy fire. In the pronged firefight, Cameron was mortally wounded.
In 2014, Cameron's bravery and courage under fire saw him posthumously awarded the 100th Victoria Cross, our highest award possible for bravery in the presence of the enemy. Cameron Baird died how he lived - at the front, giving it his all, without any indecision. He will forever be remembered by his mates and the soldiers he served with in the 2nd Commando Regiment.
THE COMMANDO reveals Cameron's life, from young boy and aspiring AFL player, who only missed out on being drafted because of injury, to exemplary soldier and leader. Cameron's story and that of 4RAR and 2nd Commando personifies the courage and character of the men and women who go to war and will show us the good man we have lost.
The reigning UFC welterweight champion, St. Pierre seemed untouchable until injury derailed him and jeopardized his title and his career. Determined to make his comeback, he embarked on a careful regimen of physical therapy. He also used this healing period to assess his life, where he's been, what he's achieved, where he wants to go, and and lessons that helped shape who he is.
In The Way of the Fight, Canadian championship fighter St. Pierre invites fans into the circle of his life, sharing his most closely guarded memories. A compelling memoir that offers an intimate, gritty look at a fighter's journey, told through inspiring vignettes, GSP is a moving account of commitment and power, achievement and pain, dedication and conviction from one of the world's greatest champions.
Deng Adut's family were farmers in South Sudan when a brutal civil war altered his life forever. At six years old, his mother was told she had to give him up to fight. At the age most Australian children are starting school , Deng was conscripted into the Sudan People's Liberation Army. He began a harsh, relentless military training that saw this young boy trained to use an AK-47 and sent into battle. He lost the right to be a child. He lost the right to learn.
The things Deng saw over those years will stay with him forever. He suffered from cholera, malaria and numerous other debilitating illnesses but still he had to fight. A child soldier is expected to kill or be killed and Deng almost died a number of times. He survived being shot in the back. The desperation and loneliness was overwhelming. He thought he was all alone.
But Deng was rescued from war by his brother John. Hidden in the back of a truck, he was smuggled out of Sudan and into Kenya. Here he lived in refugee camps until he was befriended by an Australian couple. With their help and the support of the UN, Deng Adut came to Australia as a refugee.
Despite physical injuries and mental trauma he grabbed the chance to make a new life. He worked in a local service station and learnt English watching The Wiggles. He taught himself to read and started studying at TAFE. In 2005 he enrolled in a Bachelor of Law at Western Sydney University. He became the first person in his family to graduate from university.
This is an inspiring story of a man who has overcome deadly adversity to become a lawyer and committed worker for the disenfranchised, helping refugees in Western Sydney. It is an important reminder of the power of compassion and the benefit to us all when we open our doors and our hearts to fleeing war, persecution and trauma.
What is unique about this book?
This book is written in a user-friendly manner. It intersperses numerous examples throughout the text designed to illustrate particular points. Complex jargon is avoided. Simple English is used.
This book also assumes absolutely no prior knowledge about UK taxation whatsoever.
How to use this book and how to study tax This book covers the five main UK taxes, namely, income tax (paid by individuals), capital gains tax (paid by individuals), corporation tax (paid by companies), value added tax (levied on consumers by businesses) and inheritance tax (normally payable on the death of an individual). National Insurance Contributions are also included.
Although this book is primarily aimed at students studying at undergraduate level, these are the taxes which typically form the core of the syllabuses for most of the UK's professional examinations in taxation such as those of the ACCA, AAT and perhaps for AAT.
Preferably, the student coming to tax for the first time should read each of the chapters in the order in which they have been written.


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When you wash up before bed or take a nice, hot shower before heading off to work in the morning, it is your plumbing system that you are relying on. The same is true when you run your dishwasher or laundry machine. To say that your plumbing system plays a major role throughout the day, every day, in your home is to make a massive understatement. That is why it is so vital that you are able to use your plumbing system reliably, which in turn means that you must hire professional plumbers that you can count on to do the job right, such as those on our fine staff.
Over the years, Reliable Rooter Service has enjoyed building relationships in the community. We know that doing a satisfactory job is only part of the experience, so we strive to provide the friendliest service around. Our outstanding reviews and reputation serve as an example to the quality plumbing service provided by Reliable Rooter Service. We guarantee satisfaction on all residential and commercial plumbing repairs in Greeley, Fort Collins, Loveland, and Brighton CO. Call today for a free inspection and quote.
Get a minimum of three bids. Estimates for an average-sized job should be within a few hundred dollars. Be suspicious of anything that is substantially lower or double the price of the rest, and watch out for hidden fees, like charges for travel expenses. They could be signs of a home improvement scam. A good plumber will not nickel and dime you like this, and many of us will offer free estimates.
When you wash up before bed or take a nice, hot shower before heading off to work in the morning, it is your plumbing system that you are relying on. The same is true when you run your dishwasher or laundry machine. To say that your plumbing system plays a major role throughout the day, every day, in your home is to make a massive understatement. That is why it is so vital that you are able to use your plumbing system reliably, which in turn means that you must hire professional plumbers that you can count on to do the job right, such as those on our fine staff.
My plumbing experience was to have the plumbing disconnected under the sink so the counter top and new sink could be installed. I thought the service of $115 was high, but usually if there is an additional fees, it is usually rolled into the cost of repairs or labor. This company also charged 3.75 % for putting it on a credit card, which was not mentioned until I received the invoice in the mail after paying on the phone.
Clogged drains or sewer line backups can wreak havoc on your business, and we know that plumbing emergencies rarely align with business hours. Sudden, unexpected plumbing emergencies can have a serious negative impact on your business—any amount of downtime can result in missed opportunities and the inability to serve your clients, potentially leading to lost revenue. When plumbing emergencies occur at your place of business, you need an emergency plumber you can trust.
Pipefitters, sometimes simply called fitters, install and maintain pipes that carry chemicals, acids, and gases. These pipes are used mostly in manufacturing, commercial, and industrial settings. Fitters install and repair pipe systems in power plants, as well as heating and cooling systems in large office buildings. Some pipefitters specialize as gasfitters, sprinklerfitters, or steamfitters.
I think it is rather rude and a bit dishonest for people to not divulge their total fees upfront, an of course we should know to ask. But the normal person wouldn't know the questions to ask until they are burnt once like this, and then there still could be costs for walking up stairs or charge another service call if they need to go somewhere to use the bathroom and come back. THAT ISN'T A QUESTION I WOULD THINK TO ASK.
Our plumbers are diverse. Plumber Apache Junction AZ keep our team up on their toes. They have years of experience with them, and it keeps increasing by the day. With such experience, we are able to offer a wide array of services. With Apache Junction Plumber, you can get services for installing as well as repairing devices. Our plumbers will never say no for any service. With Plumber Apache Junction AZ, you get all your solutions under one roof. Within a phone call, our plumber will be outside your house. Just show us to the point of trouble, and we will get to our work. No matter what type of issue or building it is – we will do the job for you. You can hire Apache Junction Plumber for:
For details about apprenticeship or other opportunities in this occupation, contact the offices of the state employment service; the state apprenticeship agency; local plumbing, heating, and cooling contractors or firms that employ fitters; or local union–management apprenticeship committees. Apprenticeship information is available from the U.S. Department of Labor's Apprenticeship program online, or by phone at 877-872-5627.
Plumbing professionals on the Handy platform offer permanent solutions to plumbing problems, saving you time and money. With their experience and expertise, they'll be able to protect you against a range of hazards, such as exposure to foul water and even flooding. Often, these hazards are caused by an unqualified homeowner, thinking they can tinker their way to success. Using a professional and local plumber, you don't need to run those risks. However, Handy isn't just for the big jobs—you can book a cheap plumber for work of any size. Whether you need a clogged drain dealt with or a full-scale water heater installation, booking local plumbing services through Handy ensures that the job is done right the first time.
Estimating a plumbing job is best left to the professionals. However, our guides linked to throughout this article are the best first step to understanding pricing. Understanding basic plumbing is an excellent second step. Not only does this help you diagnose potential problems before they become costly ones, but itll help you understand what a plumber does.
A running toilet is usually caused by a faulty stop valve or floater switch. This is also called the floater valve or float cup. Essentially it's the large bulb in the back of the toilet that stops the flow of fresh water into the toilet once the tank is full. While jiggling the handle to stop a running toilet may fix the problem temporarily, you can fix it permanently by replacing the entire assembly. And don't be afraid to put your hands in the water. The water in the tank is clean!
Elek has always been a pleasant and affordable experience for me. From the first call in to Mary-Beth all the way to the reliably quick tech visit from Scott and first estimate. Every tech I've had come to my house has been personable and knowledgeable, offering more than one option for fixes in most cases. I will be using Elek for the foreseeable future, thanks!read more
Sid called ahead and let me know what time he would show up. He arrived on time and quickly determined what needed to be fixed and explained it. He needed to make a few trips out to his truck to grab tools/supplies and put shoe covers on each time he entered the house. He quickly fixed our issue and cleaned up when he was finished. Great service from Sid!
While it's their job to make sure your pipes work like a well-oiled machine, it's not their job to rebuild the wall they had to demolish to make that happen. So, while you're going to get that water problem fixed, you'll want to discuss in detail what kind of "mess" they might leave behind prior to the start of the project so you can plan accordingly. Remember, there are some jobs you can do yourself. Here's how to solder copper pipe joints!
plumbers must be asked directly what they charge hourly and if that is in addition to a service charge. The two are separate and I think they have gotten away with outrageous charges because of the potential of water damaging homeowner structures. I had a plumber (not Home advisor) come and replace a part in my kitchen sink that was under warranty---the spray nozzle had been leaking...He charged me $85.00 for 15 minutes of work and I will never use Mr King again.
Galvanized steel potable water supply and distribution pipes are commonly found with nominal pipe sizes from 3⁄8 inch (9.5 mm) to 2 inches (51 mm). It is rarely used today for new construction residential plumbing. Steel pipe has National Pipe Thread (NPT) standard tapered male threads, which connect with female tapered threads on elbows, tees, couplers, valves, and other fittings. Galvanized steel (often known simply as "galv" or "iron" in the plumbing trade) is relatively expensive, and difficult to work with due to weight and requirement of a pipe threader. It remains in common use for repair of existing "galv" systems and to satisfy building code non-combustibility requirements typically found in hotels, apartment buildings and other commercial applications. It is also extremely durable and resistant to mechanical abuse. Black lacquered steel pipe is the most widely used pipe material for fire sprinklers and natural gas.