text:
- Branch Name:North Grafton
- Service Type:Full Service Office
- State & County:Massachusetts - Worcester
- City or Town:North Grafton
- Zip Code:01536
- Phone Number:508-839-6901508-839-6901
Savers Bank North Grafton branch is one of the 6 offices of the bank and has been serving the financial needs of their customers in North Grafton, Worcester county, Massachusetts for over 41 years. North Grafton office is located at 96 Worcester Street, North Grafton. You can also contact the bank by calling the branch phone number at 508-839-6901
Savers Bank North Grafton branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.saversbank.com. You can edit branch details by clicking here if you believe the information is incomplete, incorrect, out of date or misleading.
- ■ Monday:09:00 - 16:00
- ■ Tuesday:09:00 - 16:00
- ■ Wednesday:09:00 - 16:00
- ■ Thursday:09:00 - 18:00
- ■ Friday:09:00 - 16:00
- ■ Saturday:09:00 - 12:00
- ■ Sunday:Closed
Savers Bank North Grafton is open Monday to Saturday and closed on Sundays. The branch opens at 09:00 in the morning. Working hours for North Grafton branch are listed on the table above. Note that this data is based on regular opening and closing hours of Savers Bank and may also be subject to changes. Please call the branch at 508-839-6901 to verify hours before visiting.
- Bank Name:Savers Bank
- Bank Type:State Savings Bank
- FDIC Insurance:Certificate #26455
- Routing Number:N/A
- Online Banking:saversbank.com
- Branch Count:6 Offices in Massachusetts
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BLOG: Microsoft is testing its version of Google Glass, but it's not confident
Anonymous sources at Microsoft have reportedly told the Wall Street Journal that the company is testing eye-worn computing prototypes similar to Google's Glass device, and has already sought components for the devices from component makers in Asia.
However, the same source deemed it necessary to tell the Wall Street Journal that "the device may never reach mass production," according to the report.
Microsoft is still "determined to take the lead in hardware manufacturing to make sure the company won't miss out on the opportunities in the wearable gadget market," the source told the WSJ.
So, Microsoft wants to build its own prototypes for Glass-style wearable hardware, and maintains that it will "take the lead in hardware manufacturing," but is still giving off the impression that its prototypes are not likely to reach the market.
This actually reveals a lot. The wearable market could potentially be a big one. The WSJ report cites an ABI Research forecast of 485 million units in the wearable category by 2018. Google, in this regard, was smart to get the word out on its Glass project so early, even though it clearly won't introduce Glass to consumer markets for a few more years. By staking its claim so early, Google made sure that any competitor that attempted to build a similar device later on would look like nothing more than a copy-cat. If Microsoft were to go to market with a Glass-type product, it would be the Zune embarrassment all over again.
However, Google is reportedly preparing to release an SDK for Google Glass by the end of this year, thus opening the floodgates of apps developed specifically for the device. Even if Microsoft doesn't want to engage in a battle over eye-worn hardware, it will need to explore the technology to see if there are any opportunities for branded apps on its platform.
And who knows, maybe Google flubs the Glass product when it finally goes to market. There is always the possibility that Glass faulters in one way or another. Microsoft could have a prototype to use to capitalize on such an opportunity, if it presents itself.
So don't expect to see Windows Glasses anytime soon. But if they hit the market in five years, don't be surprised, either.
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subset: commoncrawl


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wow really? I'll have to check out your posts about them to see what you thought. A coworker told me I would like The Grey because it's similar to the thin red line, same director? I also want to see Cloud Atlas and Tree of Life.
yup. I think I still have it installed but I haven't played in awhile.
I used to. I don't think I touched it in like a couple of years though. I didn't even play with the third expansion. Don't get so much time for video games these days. Isn't Ironclad developing a sequel, an MMO or something? I'll most definitely have to get it when/if it comes out.
Oh hey there.
we have the exact same post count
I am in love with your signature
battlefield 3
THAT WAS SUPPOSED TO BE IN CAPS but maybe this works?
Just get internet
Maybe if you were as drunk as me then I wouldn't need to follow up your posts with the realness.
Have-Nots = Gonna-Gets
Riot Slut O|O
stakes is high
hail satan, smoke meth
Junior Revolutionary


text:
Words containing coliorachitic
Found 1 words containing coliorachitic. Browse our Scrabble Word Finder, Words With Friends cheat dictionary, and WordHub word solver to find words that contain coliorachitic. Or use our Unscramble word solver to find your best possible play! Related: Words that end in coliorachitic
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text: The New York State Department of Taxation & Finance has issued guidance explaining various transitional filing positions for Article 32 and Article 9-A taxpayers affected by the corporate tax reform legislation that became effective for tax years beginning on or after January 1, 2015. Transitional Filing Provisions for Taxpayers Affected by Corporate Tax Reform Legislation, TSB-M-15(2)C (N.Y.S. Dep't of Taxation & Fin., Feb. 26, 2015). For example, the technical memorandum provides that continuing Article 9-A taxpayers must use new 2015 tax forms, and cautions that returns submitted using prior- year forms will not be processed and will not be considered timely filed. Another example is that the mandatory first installment of estimated tax for 2015 should be based on the tax or properly estimated tax shown on the taxpayer's 2014 return and should not reflect the 2015 corporate tax reform changes. However, those tax reform changes do have to be taken into account for the second, third, and fourth installments of estimated tax.


text:
Forecast Improvements in Health and Economic Productivity
In a cost-constrained marketplace, self-insured employers (SIEs), accountable care organizations (ACOs), and home- and community-based service (HCBS) providers need to continually evaluate the cost-effectiveness of their condition management programs.
IMC's musculoskeletal health optimization program™ is no exception. In relation to orthopedic conditions, few healthcare purchasers and risk-takers have had true options for improving musculoskeletal care and patient-reported outcomes while reducing unnecessary clinical demand and costs.
Well-executed condition management programs generally have favorable clinical outcomes; however—outside of IMC's outcomes-accountable™ solutions—these results do not always translate into a favorable financial result for healthcare's purchasers and financial risk-takers.
IMC's programs offer a refreshing departure from past disappointments. The Company's researchers (including actuarial, health economics, outcomes research, and comparative-effectivness experts) go beyond measuring ROI by factoring in only the cost of the program and the program's impact on orthopedic services and costs (i.e., the "effect on medical costs"). They offers precise calculations of economic outcomes and returns on investment (ROIs), taking into account clinical and humanistic factors, as well as programmatic effects on other employer-provided benefits (e.g., paid time-off, group health, workers' compensation, disability) and performance targets (e.g., revenue per employee, earnings per employee).
Anticipate Changes in Insurance Risks and Premiums
Integrated Mechanical Care (IMC) works closely with a broad range of health industry stakeholders to address actuarial concerns associated with changes in orthopedic benefits.
Stakeholders need to know:
- Past, current, and forecast enrollment in group health, workers' compensation, and disability programs (as well as IMC's musculoskeletal health optimization program™);
- The relative morbidity of historic, current, and anticipated beneficiaries with musculoskeletal disorders (MSDs) and their respective healthcare resource consumption rates by health-realted program;
- The likely effects of new orthopedic benefit plan design, resolved MSD sufferers, and new MSD sufferers on the healthcare marketplace overall—and the orthopedic marketplace, specifically—especially in terms of stakeholders' attitudes and behaviors, and resulting implications for the supply and demand of MSD-related self-care, healthcare, and public health services.
- Drivers of variability in MSD-related economic, clinical, and humanistic outcomes, e.g., profiles of MSD sufferers, MSD sufferers' orthopedic program opt-in versus opt-out decisions, primary care and orthopedic practitioner profiles, healthcare provider organization profiles, geographic considerations, cultural factors, government affairs, healthcare technology innovations (e.g., new diagnostic equipment, pharmaceuticals, implantable medical devices, or biologics [e.g., stem cell therapies]), and digital technology innovations).
- Other factors likely to influence programmatic cost-savings, musculoskeletal health, and stakeholders' socioeconomic opportunities.


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I arrived home from the hospital this morning to inform my wife of the disturbing news that I had been diagnosed with a highly malignant and ultimately fatal type of blood cancer.
Like a woman possessed, she forced me onto the couch, tearing at my clothes and straddled me, making earthmoving, rampant love to me repeatedly like there was no tomorrow.
I think she's a lymphomaniac.
Rate this Joke:


text:
An American classic, this Wellworth high-efficiency toilet tank reduces water consumption without compromising on flushing power. A 1.28-gal. flush setting provides significant water savings of up to 16,500 gal. per year compared to a 3.5-gal. toilet, making this tank an economical addition to your house. Pair this Wellworth tank with a coordinated bowl for a customized ensemble.
- 1.28 GPF (gallons per flush)
- Right-hand trip lever included
- Supply line not included
- Combines with the K-4199 bowl to create a complete K-3999-RA Highline toilet
- Coordinates with other products in the Wellworth collection
- Single-flush gravity uses the force of gravity and a precision-engineered tank to create a strong siphon during flushing
- Canister flush valve optimizes flush performance and resists warping and deterioration
- Class Five flushing technology offers plug and leak-free performance, extraordinary flushing and better rinsing power for a cleaner bowl
- WaterSense toilets meet strict EPA flushing guidelines, including using at least 20 percent less water than 1.6-gal. toilets


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Kabbalat Shabbat begins at 7:30 PM each week. Depending upon the time of year, we begin with the lighting of candles and the singing of the traditional "Shalom Aleichem." Led by our rabbi, we participate in lively singing with old and new melodies. Some of the service is conducted in English and the Rabbi delivers a short D'var Torah (with a joke or two to keep it lively). Our trademark Oneg Shabbat features home baked cakes and cookies with tea and coffee.
Our Shabbat Schararit service begins at 9:45 AM with traditional prayers and a modified Torah reading following the triennial cycle of the Conservative movement. The rabbi gives a derasha (sermon) following the Musaf Service at 11:45 AM mixing personal insights with discussion and/or text study. Kiddush follows the services with an occasional luncheon.
Our celebration of the annual holiday cycle begins with a two day Rosh Hashanah celebration beginning in the first evening (7:30 PM) and continuing with services both mornings (8:45 AM to 1:00 PM). Yom Kippur is observed traditionally the following week with Kol Nidre, Shacharit, Musaf, Mincha, and Neilah services. On Sukkot we process in a circle holding the lulav and etrog around the synagogue and have refeshments on the second day in the Sukkah! On Simchat Torah, we join with other Conservative synagogues in our neighborhood.
Our annual Hanukkah and Purim dinners are fun family occasions especially Purim where our members dress up, wear silly hats, and make noise during a dramatic reading of the Megillah. A shpiel is usually performed. Next comes Pesach where our members extend their hospitality to all for seats at the seder table. "Let all who are hungry come and eat!" We observe Yom Hashaoh with the lighting of candles from the Men's Club and Yom Zikaron/Haatzmaut with special Israeli foods. Our rabbi participates in the annual JCC Tikkun Leil Shavuot which brings rabbis from all over the city for late night Torah study. We combine with other Conservative synagogues for the reading of Lamentations at Tisha B'av.
We hold annual memorial services for loved ones buried in our cemetery in the month of Elul. Yizkor Services are also conducted during holiday services and the names of yarzheiten are ready weekly on Shabbat.
The Rabbi is available most Sundays after minyan and breakfast for private tutoring in Hebrew, Synagogue Skills, adult Bar/Bat Mitzvah and Conversion to Judaism. Please contact him directly at firstname.lastname@example.com to let him know what you are interested in. Couples are welcomed to sign up for short term sessions with the rabbi designed according to your interest.
Torah Study
The Book of Proverbs
Reputed to be authored by King Solomon in his middle age, this is the classic book of Practical Wisdom that is rarely studied but must be studied to understand the development of both Judaism and Christianity.
Hear the voice of "Wisdom" on matters practical and commonplace. Understand how the writers of this literature differ from other writers in the Bible.
We will be learning jointly with members of the Rodman Street Baptist Missionary Church with
Reverend James Brown. The first five months (August to December) will be held at the church. They are located at the corner of Rodman Street, Centre Avenue, and East Liberty Boulevard in East Liberty). The address is 6111 Rodman St, Pittsburgh, PA 15206.
The student must bring a copy of the Bible to class preferably the new JPS translation or the Revised International Version.
The final Proverbs class is January 10 at 7:00 PM at Rodman Street.
On January 24 at 7:00 PM we will start the study of Elijah and Elisha from the Book of Kings. This class will be held at our new home, 5898 Wilkins Avenue.
Contact Rabbi Perlman for the schedule of classes and any questions.
Religious Services & Study
We are led by Rabbi Jonathan Perlman, who became our spiritual leader in 2010. A selection of his sermons (derashot) can be found here.
New Light Congregation defines its communal practice as religious Conservative following traditional practices and historic changes brought by the Rabbinical Assembly and United Synagogue for Conservative Judaism such as mixed seating, egalitarianism in worship, triennial Torah reading, and modification of Shabbat and Holiday customs. We continue the traditions of our Romanian founders with services conducted mostly in Hebrew and the use of traditional nusach in worship.
- We do acknowledge that many in our congregation read and understand Hebrew differently. For this reason, we seek an infusion of English readings and explanations and interpretations of prayers within worship. We also seek to experiment with congregational melodies to increase participation. We seek to cultivate leadership in our services in training baalei tefillah, gabbaim, Torah readers, and those who can give derashot.
- We pride ourselves in that New Light is a place to recapture tradition. We like our rabbi's derashot to be spiritually uplifting, relevant and as well as to include teachings about Judaism. Longer sermons (derashot) are given on Shabbat and Holidays while shorter d'vrai torah are given at Kabbalat Shabbat services.
- We are intimate (haimish) community who support one another through gathering minyanim at all service times. We are especially sensitive to those who come to say "kaddish" at Sunday schacharit services and minyanim scheduled at the time of shiva and yarzheit. In lieu of declining interest in joining for minyanim, we expect members of the board to attend all services as part of a monthly rotation to be coordinated by the religious committee chair.
- We will also seek to join with other neighborhood Conservative synagogues to strengthen attendance at services that are short on numbers such as Tisha B'av, Second Day of Sukkot, Simchat Torah, and Seventh Day of Pesach. In coordination with Tree of Life or Beth Shalom, we will host services at New Light or be guests at their synagogues.
- Finally, we seek to show hospitality to all visitors and guests, whether they are strangers or new to our synagogue. Members will serve as greeters helping persons access prayer books, yarmulkes, tallisim, seats, and being attentive to their honors within the service. Every effort will be made to make new people comfortable with our synagogue service including inviting them for refreshments at oneg or kiddushes. To the extent that we have the resources, we seek to have weekly onegs on Fridays and monthly Kiddush lunches to increase connections within the community.
Weekly Services
- Friday Evening, 7:30 p.m.
- Saturday Morning, 9:45 a.m.
- Sunday Minyan, 9:15 a.m.
Held after Sukkot through the last Sunday of April
M'sheberach Request
Request a prayer for healing
- July 2016
Bilaam and the New Anti-Semitism
- March 2015
The Road to Redemption
- March 2014
Parshat Vayikra
- October 2013
- September 2013
Rosh Hashanah
- September 2013
Kol Nidre
- June 2013
- November, 2012: Vayetze
- September, 2012: Rosh Hashanah
- November, 2010: Toldat
calculate Yahrzeit Date


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We are pleased to introduce tape/basel, a new sector of photo basel devoted entirely to the moving image. This first edition of tape/basel features recent international works programmed by photo basel Director Sven Eisenhut and freelance Canadian and Swiss Basel-based Curator Chantal Molleur.
tape/basel is also inviting for this preview launch edition, a special guest, Basel gallery balzer projects. tape/basel featured artists are Mika Taanila(FIN), Kerstin Honeit(GER), Olivier Cheval (FR), Almond Chu (CN), Yvon Chabrowski (GER), Chou Ching-hui (CN), Stacey Steers (USA), Nemanja Nikolic (RS) and Deborah Oropallo (USA). These artists are concerned with issues related to performance, archival and found footage, 3D animation, animated collage and animated photo-montage. We are delighted to partner with photo basel exhibiting galleries for tape/basel: Grundermark/Nilsson Gallery Berlin & Stockholm (Germany, Sweden), La Galerie Paris 1839 (Hong Kong), Catharine Clark Gallery (USA) and Galerie Dix9 (France) bringing together photo/basel viewing experience towards the moving image.
Visitors will find tape/basel in the fair's main hall on the balcony overlooking the fair.


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|Hexenklad – 'Spirit Of The Stone' (CDN Records)
|Written by Stephanie Rose
|Wednesday, 23 August 2017 04:00
At first listen this album didn't speak to me. It has the usual, or more traditional, sound of folkish black metal, as in melodic parts, heavy whining guitars, drastic quick drums and gravely vocals. I felt there was lacking a certain timing with the instruments and vocals: they feel rather unrelated. The backing vocals on the opening track, 'In This life Or The Next', feel mismatched. The song starts hard and heavy, which is to be expected by the genre, but I feel I've heard this before. I couldn't kick the feeling this was all too familiar to my ears.
The next track 'To Whom Veer Sinistral' shoots out with a lot of energy, reminding me of German folk metal, perhaps some ties to the likes of Falkenbach. I still feel the need to be wowed, I really want to raise an eyebrow of anticipation, but there is no originality thus far, and, as I carry on through the album to find a glimpse of boldness, I am thunderstruck with deja vu.
The albums third track, 'At The Ends Of Existence', is the first song I actually liked: I was unsure why until the backing vocals chimed in and the all familiar sound of Borknagar swept over me. Borknagar is however a band with complete control. The matching of growls, screams and clear vocals accompanied by melodic music is an art, an art Hexenklad needs to work on.
The albums sixth song, 'In Waking Tymes', is a positive surprise, I hear some Dissection in there, perhaps even some Emperor, which is mostly pleasing on account of it being a clear cut black metal piece, staying true to unyielding drums and blaring guitars. 'Path To Ruin' shows a new born authority mixing dark growls with the well-known hiss of black metal. This is the first time while listening to this album that I feel the vocals are well matched with every other sound coming out of my speakers.
The album ends with 'An Offering', a slow instrumental, which neither brings me back to the beginning of the album nor do I even feel is a proper end to the album.
The songs seem unrelated to each other, the genres mix and match, I can't say it's telling me a story or keeping me interested for long periods of time.
'Spirit Of The Stone' is out now. You can get your copy HERE.
All content © Über Rock. Not to be reproduced in part or in whole without the express written permission of Über Rock.


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Article Side
Online Article Directory!
Hypo Venture Capital Headlines: Know the tricks to get business loan despite debt
After the recent economic meltdown, many business organizations have incurred insurmountable amount of debt. Generally, these organizations fail to get approval for loan application for their poor business credit report. Therefore, in this situation these organizations should take debt settlement negotiationhelp from a professional debt relief company to eliminate their liabilities. But if these organizations urgently require loan then they can get loan despite their bad credit.
Here are a few steps that can help an organization get loan despite its poor credit:
1. Make your monthly payments on time without a single default as it will help you improve your business credit report. When you apply for loan in future your prospective lenders will check your credit report before approving your loan application. If you make your payments on time then the chances are high that you will get approval for loan at an affordable interest rate. Your credit score will be high when you make your payments on time.
2. The lenders shall approve your loan application faster if your business makes profit and running smoothly. If you have good flow of cash then there are chances that the borrower shall pay back the owed amount on time. Before you apply for the loan ensure that your business has enough flow of cash to make payments on your existing debts as well as on the new debt.
3. You can maintain a record of your current financial statement before you apply for the loan program. Your financial statement should incorporate figures of your profit margin or evidences of your cash flow and also disclose the amount you owe to the creditors.
4. Make sure that your fill out the loan application form correctly and submit it along with your required financial documents. Try to disclose the amount of debt you currently owe to the creditors.
5. There are a few companies that offer loan to a business organization. If your business credit report is poor then you might not get approval for loan from the banks. But these lenders might charge high interest as they might consider you a high risk borrower.
Therefore, it might not be difficult to take out loan despite your bad credit. Once you get the loan make sure the money you are using helps you improve your current financial situation of the business.
Hypo Venture - About Author:
Hypo Venture Capital Zurich Financial News and latest headlines - Hypo Venture Capital Zurich, Switzerland is an independent investment advisory firm which focuses on
global equities and options markets. Our analytical tools, screening techniques, rigorous research methods and committed staff provide solid information to help our clients make the
best possible investment decisions. All views, comments, statements and opinions are of the authors. For more information go to www.hypovc.com.
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text:
Brazilian, Chilean Airlines Challenge Merger Conditions
In particular, the carriers appealed requirements that they receive preclearance for certain code-sharing agreements, that they give up certain rights involving flights to Peru, and that they submit to monitoring from Chile's national economic prosecutor and an outside consultant.
Chile's antitrust court ruled in late September that the carriers could go...
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text:
Kamakhyaguri (Alipurduar), Feb. 5: Biraj Roy had just got off the Up Kamrup Express. The hawker from Cheko had sold a few toys on the train and thought of boarding the Down Kamrup, which was due in another 45 minutes or so. It was 1.11 pm.
The last thing Roy remembered was a loud bang and people moving about aimlessly.
When I came back to my senses, I found myself on the hospital bed, said Roy before losing his senses once again.
The hawker was among the three who were rushed to Kamakhyaguri Block Health Centre, located near the station where the blast had blown off the asbestos shade of Platform 2.
Sunil Nandi, a seller of lottery tickets, and Tarak Debnath, another hawker from Chakchaka in Cooch Behar, were the other two who were brought to the centre. Debnath was later taken to MJN Hospital in Cooch Behar in a private ambulance.
All the three injured were unconscious when they were brought to the block health centre. After first-aid, the authorities at the block health centre expressed their inability to perform the necessary operations to bring out the splinters from bodies due to the lack of proper infrastructure. After Debnath, it was Roy and Nandi, a resident of Stationpara, near here, who were shifted.
Both were taken to Alipurduar Junction railway Hospital. Doctors at the railway hospital brought out the splinters from Roys body. He had been severely injured in the leg. In the evening, he was taken to NBMCH after his condition deteriorated.
It took quite sometime for the authorities at the health centre to find out the names and addresses of the injured. Some of the hawkers, who were on the platform, helped track down Roy and Debnaths families.
Unless the government provides us medical assistance, we will be in trouble, said Nandi.
The Congress MP from Darjeeling Dawa Narbula said he will raise the issue of track security at a meeting called tomorrow by the Northeast Frontier Railway (NFR) in New Jalpaiguri.
Todays explosion is serious, especially after the one at Belakoba. The administration should take the help of the military to ward off further possibilities of similar terrorist strikes, he said.
The meeting with Parliamentarians from Bengal, Bihar, Sikkim and Assam had been called earlier by the general manager of the NFR to discuss the development of the railways.
Senior officials connected with railway security have admitted that a shortage of manpower prevented proper vigil of all railway property. We have been concentrating on the main stations and trains but Belakoba (28 km from Siliguri) and now Kamakhyaguri have shown that extremist elements are targeting smaller stations where the vigil is less, one of them said. Our strategies have to be re-drawn, he added.
Inspector-general of the north Bengal police K.L. Meena said today it was difficult to say at this moment as to who is responsible for today explosion.
Investigations are on. We have collected samples from the blast spot and will be sending them to the forensic laboratories in Calcutta, Meena said
The superintendent of Jalpaiguri police, Tripurari, could not give any details. Give us some time, he said.


text:
Product or Service
football stadium screen
Profile:Manufacturer - Producer|Ref:PSL203045YH | Country: China | Currency: usd | Export: No
High contrast:4000:1,which is a very high level to ensure a vivid image of our led display screen system.
First-class led chip;supplied byNichia of Japan to ensure the long lifetime and high brightness of our led display screen system.
Adopting integrated 3 in 1 technolongy, the led screen provide with more than 140 degree wide viewing angle.
With soft mask and sphere soft cover on the top of the cabinet, it can provide safe guarantee to athlete.
Pixel-by-pixel and correction technolongy are used for any pixels. Anymodule and any cabinets, making screen excellent white balance.
Chear vivid image quality even in direct, full-on sunlight to ensure you attracts more audience to get short ROI of you LED display screen's investment.
Long-term brightness:7000-nit brightness capacity throughout product lifetime of the LED display.
With black face,making higher contrast and excellent display effect.
Provide integrative design, full solution for the whole stadium led screen .
With working temperature between -30°~ -60°The LED Screen can be used in any place, Even in high Temperature or High salt Degree
Easy installation and using easy and simple installation interface and user friendly software to ensure the user friendly interface of the led display screen system.
The dot correction system is very necessary for this application since the main audience come from the TV broadcasting.
High brightness and high contrast ,can display clearly in direct sunlight,well suitable for outdoor .
We can offer all kinds of rental use LED screen,indoor stage rental LED screen, outdoor events rental LED display screen ,
2square meter
Contact the company


text: Producer, songwriter, and bilingual rapper Magic Juan was born in Washington Heights, New York City, but was raised in Teaneck, NJ. At the age of ten he joined the school choir and started taking piano, guitar, and drum lessons outside of school. His parents were skeptical that he would stick with music, but after Juan had won some talent contests, they were sure he was serious. To keep him off the streets, they bought some recording equipment, and Juan would spend his days afte... Read more


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Dear Partner,
Hope you are doing great! Please find below the urgent multiple job openings requirement and let me know if you have any available consultant for the same. Please share resume at atu...@directionstaff.com and you can reach me at +1 315 314 3234. *(1)Manual Tester* *Location:* NJ *Mandatory skills:* Good experience and knowledge of Verification and validation (Testing) • Exposure to Healthcare domain and standards testing is preferred • Knowledge of product and standards testing • Good Knowledge on the SDLC life cycle and agile methodology • Familiarity with Automation testing tool QTP *(2) Automation Test Engineer with healthcare exp* *Location: -* San Ramon, CA *Mandatory Skills * - Experience working with Scrum methodology as part of an agile team - Good communication – both oral and written - Good understanding of JBehave framework - Experience with Selenium *Desired Skills * - 5+ years of IT experience with 3+ years experience in automation testing. - Demonstrated experience building automation solutions with Selenium, JBehave - Experience with SOA and system integration concepts. - Experience with test automation for web services (REST) - Experience with Continuous Integration frameworks and familiarity with - two or more of the following: Jenkins, Maven, Git, Subversion, Grunt, - Electric Commander. - Experience with automation in an Agile development environment. *Job Responsibilities * - Apply software quality assurance experience to design, influence and drive quality and testability of software. - Author or assist with test automation test strategy/plans considering multiple systems under test, both guest and team-member facing, as well as backend processes. - Integrate automation strategies/plans with agile development practices and processes. - Perform test automation analysis and design. - Perform automation estimates. - Build and maintain test automation stubs/harnesses and frameworks considering multiple systems under test. - Participate in code creation, testing, and enhancement activities. - Identify and prepare test automation data. - Execute/maintain test automation scripts per test cycle activities. - Identify, log, and follow-up on all defects encountered. - Perform additional system testing-related activities, as required. - Communicate status and progress of testing activities to development team and stakeholders. *(3) Microstrategy Developer* *Location: *Franklin, TN *Duration:- *+6 Month *Mandatory* · 6+ years of hands-on development experience with the MicroStrategy (MSTR) tool suite (i.e., Desktop, Web, Mobile, etc) · Experience working with the client on gathering requirements and building a BI solution using the MicroStrategy 9 BI platform · Strong SQL skills a must · Dynamic Dashboard development experience a plus · Experience delivering a MSTR project from start to finish. · Direct experience schema objects development and building reports and dashboards · Experience installing, configuring and administering MicroStrategy environments · Must demonstrate strong analytical and problem solving skills and must possess excellent communication skills and experience working directly with end-users · Experience in the requirements, analysis, design, code, and test phases of BI consulting engagements *Desired Skills:* · Microsoft BI (SSIS), Healthcare knowledge *Job Responsibilities:* · Functioning as a core Analyst/Senior Developer on a team of experienced MicroStrategy developers creating advanced reports and dynamic dashboards that fulfill information requests for key stakeholders. · Helping to administer and optimize the solution to best meet the performance objectives of the client. · Participating in team and client meetings, facilitate gathering of requirements, and designing MSTR-based solutions. · Ensuring the overall quality and accuracy of the analytics developed and meeting assigned deliverables. · Participating in solutions improvement processes and increasing the use of MSTR as the information solution of choice. -- - Thanks & Regards, *ATUL MALVIYA* *DirectionStaff Inc.* *atu...@directionstaff.com <atu...@directionstaff.com>* Gmail Id : atuld...@gmail.com YMail Id : *recruiter.atul@yahoo. <recruiter.a...@yahoo.com>in * www.linkedin.com/pub/atul-malviya/90/327/79b/ -- You received this message because you are subscribed to the Google Groups "Resumes" group. To unsubscribe from this group and stop receiving emails from it, send an email to resumes+unsubscr...@googlegroups.com. To post to this group, send email to firstname.lastname@example.com. Visit this group at http://groups.google.com/group/resumes. For more options, visit https://groups.google.com/d/optout.


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Wearing: black hoodie and camo shorts
Hair: needs to be cleaned
Eating: nothing, yet
Drinking: water
Thinking: Oh homework for the next two days, you're gonna be the death of me.
Feeling: Semi-stressed. Only semi.
Talking to: Myself
Listening to: Celldweller - "I Can't Wait"
Watching: the breeze outside my window
Loving: my uber cute Videl avatar
Hating: the lack of sleep I will soon be having
Wanting: iced coffee
Waiting for: Thursday so that I can start my weekend
Situation: Finishing up this post and getting to work


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The Girl Next Door (2004)
The Girl Next Door (2004) Full Movie Online Free Streaming in HD, No Survey, No Sign Up, Stream and Download in Megavideo, Megaupload, Novamov, Videoweed, Divxden, Stagevu, Loombo, Xtshare. Download in Hotfile, Fileserve, Megaupload, Filesonic, Rapidshare, Depositfile
Matt never saw her coming… but all his friends had! Eighteen-year-old Matthew Kidman is a straight-arrow over-achiever who has never really lived life–until he falls for his beautiful and seemingly innocent neighbor, Danielle. When Matthew discovers that this perfect "girl next door" is a one-time porn star, his sheltered existence begins to spin out of control. Ultimately, Danielle helps Matthew emerge from his shell and discover that sometimes you have to risk everything for the person you love, as he simultaneously helps her rediscover her innocence.


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Learn five capabilities common among high-performing marketing teams and actionable considerations for implementing them.
Few would debate that the content-marketing trend is growing; the good news is that recent Aberdeen research unlocks key elements in the formula for success. The study results released in July 2013, explore the content marketing practices of 96 marketing practitioners, representing 81 companies. In short, the study identifies high performing marketing teams; dubbed "Leaders", compares them to their "Followers" counterparts, and delves into the specific practices they employ to deliver better business results.
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See All Resources from: Aberdeen Group
Thank you
This download should complete shortly. If the resource doesn't automatically download, please, click here.


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Vanilla Sky Dreaming Turns 3 Years – A Look Back At 3 Years In The Making
Vanilla Sky Dreaming turns 3 today! Happy Birthday to my little VSD baby! and WOW has it been a crazy year and an even crazier last 3 years. Let's have a party!
This year I can happily say that I really made things happen! and a huge part of my success goes out to you, my Vanilla Sky Dreamers, my friends around the world and the people that push me to make each day count. THANK YOU to each and every one of you for commenting, liking, watching my videos, reading my blog posts, writing me and always following me around the world! You are my true inspiring behind this.
I literally couldn't have done it without you guys so THANK YOU from the bottom of my heart. <3
Looking Back – Where I Started – 2014
I recently got asked by a reader on Facebook, "how did you get started travel blogging?". I realized that it's too long of a story to write on Facebook messages, so I'll write a blog post about it because I'm sure so many people want to know. This won't be that post, but I will explain a little bit.
When I first started Vanilla Sky Dreaming, I literally had no idea what it REALLY meant to be a travel blogger. In fact, if I look back at the girl who woke up one day and said, "I'm gonna be a travel blogger!", I look back at her with a funny smile almost bursting into laughter. She was naive and literally had no idea what she was doing! I still don't fully think I know what I'm doing half the time lol. Every year I realize how much when I thought I knew what I was doing, I had no idea. It's actually a pretty funny and fascinating process. Yet, I currently sit in the very same spot of where I decided that this is what I want to do in my life as a career. This was never meant to be a hobby, although my dad still doesn't understand what I'm doing with my life and keeps begging me to get a "real" job.
I guess like most people, I thought that travel blogging is going to be so much fun (and it is) but no one ever warned me of how HARD it is. I thought to myself, I'm just gonna be traveling the world, writing about it, taking photos and making all my dreams come true around the world and somehow, someone will pay me for it….ya…about that random someone. That "someone" would turn out being many different people and that took some SERIOUS time. I worked my ass off for free for probably 2 years until I saw some real money. I worked my ass off, EVERY SINGLE DAY, most days 13-20hrs a day and still do to make this dream possible. That's an endless amount of sleepless nights. I don't even know what the concept of sleep is all about anymore. I normally sleep about 3-6hrs a night (6 is pushing it) because I always have so much work to do.
I don't have an assistant (I've been asked), I do everything by myself, including web designing, creating banners, SEO, video editing, photo editing, marketing, pitching, writing and about a million other jobs. But to be honest, I truly LOVE what I do. I love the creativity part of the job and without it, I couldn't do what I do. The traveling part is probably only…15-20% of what I actually do to make this whole Vanilla Sky dream a dream.
NOW: What I've Accomplished – 2017
In the past 3 years, I've visited 40 countries, some of which, a few times. I got to make SO MANY of my dreams come true, things that I only could have imagined in my wildest dreams. I met incredible people who have moved me and changed my life. I made friends in the strangest places. I got to do things I never thought I had the guts to do like swimming with sharks or holding a stingray. I slept in the nicest and weirdest places. I've had amazing travel days and I've had terrible travel days, where I sometimes even bursted into tears in the middle of the street…alone. I was even recently dropped off my a shuttle taxi in Mexico on the freeway (if you saw it on Snapchat it was pretty random and epic – follow my Snapchat: theonlykimcohen)! There has also been moments where I walked into places and asked myself "WTF are you doing here alone?!". Somehow, I'm still alive though. lol so it's all good! 😉
I've dedicated 1100 days of my life to my dream. Brainstorming and researching on how to make this hobby into a real life job. Through working my ass off endlessly, I got to land some pretty awesome gigs! I've been hosted by amazing hotels all over the world, I've been invited by countries on Press Trips (all paid for), I've received some pretty awesome products to review and now even clothing lines are interested in working with me. I also got my work on some of the leading websites like the Huffington Post and Matador Network. My work now has been published in magazines in the U.S., which was so exciting to see my work on print. I was even contacted by NBC News and The Weather Channel to sell them some awesome video footage from my travels.
On a media and press level, I was so blessed this year to have a full 4 page spread written about me in the Israeli Newspaper and was featured on the cover. I have also been in a few newspapers in different countries. I was interviewed by different websites and podcast that were interested in hearing my stories from around the world.
Most recently and honestly MOST exciting was 2 weeks ago, when I woke up to the shocking news that Ashton Kutcher has watched one of my travel videos and was so inspired and moved by it that he decided to share it with his 17,600,000 followers on Facebook! That to me was my biggest moment of success. How little old me, somehow managed to inspire one of Hollywood's most respected and leading actors. I was on a high that entire day and still looking back at it, can't believe it even happened. Like whaaaat?! HOW!? #blessed
Dreams – Making IT Happen
"dreams don't work unless you do"
For anyone with a dream, to be a travel blogger or anything in the world.
Dreams are only possible if you are willing to work your ass off and have an insane amount of drive. That's the key to making any dream you have possible. You also need to push yourself, even when it's hard, even when everyone is telling you to give up. I've had some pretty shocking hateful moments from random people and I still get them sometimes. I was recently told that I'm too fat by one of my followers and that I should stop eating and change my hair color to black. I was also told that going to the Owl Cafe in Tokyo was disgusting and animal cruelty. But, hey, I'm here making my dreams come true and that's my biggest focus. You clearly can't please everyone and have everyone agree with all the crazy things you do. All you can do is keep dreaming, be a good person and hopefully, that will be enough to make the people that care stick around.
I've sacrificed so much of my life to make it to this point, many times left with no money at all, but looking back at it, it was always worth it at the end. It always is to me because I get to make my biggest dreams come true and how many people can't say that?
I recently understood something that I never really realized before talking to my friend Mike, who's also a travel blogger. We spoke about success as a travel blogger and how some travel bloggers fake their success. We also discussed me being a competitive young lady and always wanting to be #1 at everything that I do. Mike pointed out that I'm not in a competition with anyone, but myself. It took a moment for my competitive ego to think about that, but I realized he was right. We all set off to do different things, we have all different dreams and goals and we also have our own path of getting there. It's true that some people work harder than others for their success, some are just honestly lucky and others have to work their ass off, to make things happen. Mike said, "just do what you do, forget everyone else. All you can do is keep doing what you do. My only advice is – don't follow everyone else". I love this guy! lol
Mike is right, on the road to success you gotta follow your heart, dream big, hustle and eventually, WHEN the timing is right and the universe and/or G*d decides, all of your dreams will slowly come true. You just gotta do you, be a good person, hustler, be driven and always be true to yourself to make your dreams possible, whatever they are.
I have no idea what's to come in the future and what this year will reveal, but I honestly can't wait! I have so many more dreams to make come true, both in my travel life and my blog's life and I can't wait to share them with you!
If you're wondering where I'll travel to next, I honestly don't ever know. It's always SO last minute! I'm a spontaneous soul. The only way to find out is on my social media platforms.
Please follow me everywhere if you haven't already! YouTube has become my new favorite thing, but I've always been an Instagram girl! I still don't get the point of Twitter. I love Facebook and becoming such a Pinterest fan lately.
- YouTube
- Facebook Page
- Snapchat: theonlykimcohen
I love you guys! THANK YOU!


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The La Vernia Independent School District will hold a public meeting Thursday, June 23, at 6 p.m., when members of the public can address the district's proposed property tax rate.
This will be held in the La Vernia ISD Administration Office on U.S. 87.
The proposed tax rate is $1.366, the highest rate the district can adopt before requiring voter approval at an election. This is a decrease of almost 1 cent from the present rate of $1.375.
The proposed rate comprises $1.04 for maintenance and operations and 32.619 cents for bonded indebtedness. The current rate includes 33.5 cents for debt service.
An average home market value for last tax year was $170,200, with an average tax bill of $1,946.82.
The average home market value at present is $174,931. If the new rate is approved, such a home will incur a tax bill of $2,028.24, an increase of $81.42.


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Villa Maria College football team
Think about what career is best suited for you, and where you want to study. Request more information now.
Think about what career is best suited for you, and where you want to study. Request more information now.
Think about what career is best suited for you, and where you want to study. Request more information now.
Learn about Villa Maria College football team, and registering for elective lectures and seminars. Not all recruiting is done like NCAA Division I teams. College coaches like to watch video of real games. If you are interested in playing college sports, make a highlight film of your high school games, ready to send to coaches once you begin recruitment. Alternatively, post your videos online, for greater exposure. Finally, check with your major department for assistance with prerequisites, tuition payment deadlines, and Villa Maria College Football information. Please use the form above to request admissions info for Villa Maria College.
You don't have to quarterback the university football team to a state championship to earn an athletic scholarship. Most major sports that field a team in intercollegiate competition have sports scholarships available. From women's gymnastics to men's track and field, coaches are seeking players to build a team around. Further, that leadership role often is accompanied by a full-scholarship.
The best time to begin searching for scholarships is before your senior year, in order to meet deadlines. Schools confirm that it is important to file financial aid forms such as the CSS Profile early in the school year. There are many sports scholarships that focus on less tangible qualities, such as the ability to lead a team, motivate others, and learn new skills rapidly. Take stock of your athletic abilities as you mature through high school. Jacksonville State University soccer team may indicate that it's an option to delay college entrance by a year. An extra year in high school or prep school can allow players to mature mentally, bring grades and SAT test scores up, put on weight and gain strength. Beyond consideration for Villa Maria College football team, you may think about Forsyth Technical Community College class search for complementary electives to your primary course of study.
Sport Psychologist
UNC Charlotte
The position provides consultation, and educational outreach services to athletes, coaches, and athletic department staff.
6 days ago Athletic Trainer
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The School District of Philadelphia, Division of Athletics is looking for Certified Athletic Trainers.
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Boys & Girls Clubs of the Austin Area
Sports include basketball, flag football, soccer and volleyball. Under the supervision and guidance of the Club Director or his/her designee, a Youth Sports..
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Assistant Athletic Trainer. The Assistant Athletic Trainer assists in overseeing the Mount Saint Vincent Athletic Training/Sports Medicine program for 14..
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BLC Admin Tlm724 News & Comments
Saleh: sovereign funds maintain revenue
[tlm724] calling for an economist government to elaborate a plan ten years ahead and the establishment of a real sovereign wealth funds
[tlm724] he asking them to have a long term plan WITH long term bonds, sovereign bonds
[tlm724] Saleh stressed the importance of putting some of the oil revenues, real and financial investments inside and outside Iraq
[tlm724] to be offset by the diversification in bonds.
[tlm724] that is what we want ! Long term bonds cannot be issued at 1166 and have them mature say in 5 or 10 years later at around a dollar plus lets say, it would cripple them financially ! That said, we should be very encouraged that these bonds are part of the economic strategy, it tells us they are getting to rock this baby out !
[tlm724] *hallelujah* bring it on home !
[RCS1947] very true!
TBI: the restoration of more than $ 557 million
[tlm724] amounts suspended and showed dry that these amounts represent financial rights of the various state departments and related open credits through the bank with our correspondent, and for a period of 23 / 4/2012 until 10/29/2014 pointing out that work is underway to restore the amounts suspended (remaining)
[tlm724] including Citibank and the collection of Morgan, who are working with him to put the credit rating of the bank,
[tlm724] to make it a high status among global banks
[tlm724] considered dry failure to approve the budget impact negatively on the performance of the banking sector, especially in the aspect of investment allocations, prompting the bank to look for other bank products to compensate for this effect through the investment of cash available, pointing to the importance that the fluctuation of oil prices into account when preparing the next general budget 2015 To avoid a defect in the project and the nature of the financial allocations of exchange for the state. The bank has been able to after the year 2011 of the retrieval billion and $ 195 million of non-performing debts with dealers Iraqis, as well as the recovery of 114 million euros in debt stalled since the establishment of the bank
[tlm724] Trade Bank is recovering alot of money ! and working with the international banks to rasie Iraq's credit rating
[tlm724] She said go for the opening of a new branch of the bank in a beautiful area, commercial weight within the country and bringing the number of branches in Baghdad 7 branches
[tlm724] while distributed 12 branches in different provinces of the country of which 3 in Kurdistan,
[tlm724] pointing to the intention of the bank to open a branch in all remaining provinces.
[tlm724] "the bank has a high financial liquidity that can be used in grants credit safe areas large and projects that serve the economy and dealing with the various economic problems,
[tlm724] recovering all this money has given the Trade Bank tremendous liquidity , they will lead the charge in issuing credit and launch the banking sector !
[tlm724] She called at the end of her speech Association of private banks in Iraq to activate your proposed funding strategy projects by participating with the Trade Bank of Iraq, where only two banks did not respond yet.
[rsp1] We are seeing the flower petals opening up with Iraq...before we know it, they'll be in full bloom.
[tlm724] only 2 banks didn't respond, that means all the rest of them are on board !!!!!!!!
[tlm724] *hallelujah* do you all realize what is happening ?
[shunshine] Wonderful news I like it.
[cat] tlm724 getting better and better
[rsp1] Our garden will be in full bloom - soon
[tlm724] they are launching the economic program and reform before our eyes
[tlm724] all part of the strategic steps needed
The private sector contributes to increase the value of the dinar
[therealbubbie] market price went from 1202 to 1198 ..
[RCS1947] therealbubbie gm and thanks
[tlm724] therealbubbie *hallelujah* omg ! and gm *wolfwhistle*
[tlm724]ty bubbies I am excited !
[tlm724] many wonder about the reasons for not rising purchasing power of the dinar years ago and so far, despite having a good cover of gold and foreign currency as well as high-oil exports as well as improve its exchange rate against the dollar,
[tlm724] when the continued improvement in the exchange rate with the salary increase
[tlm724] that the central bank was able through the implementation of a successful fiscal policies in recent years have contributed a lot in the stability of the market and this has resulted in its role regarding the improvement of the exchange rate
[tlm724] Here comes the role of government and the competent authorities to complete drawing this picture by providing focused support to the private sector and the implementation of the government program,
[tlm724] that the most successful monetary policy is to maintain the stability of the exchange rate provided increased Alantegeh.oasmah IMF to countries with economies in transition to implement currency controls in order to stabilize the economy during the reconstruction phase and this is what served as the local economy over the past years.
[tlm724] stable !
[tlm724] that Iraq now has the expertise and economic efficiencies in homes experienced enough for taking the lead and initiate self-reliance for the development of the economy through the reform development programs and policies that fit this stage the application
[tlm724] indeed they do have the expertise and with the TBI article we just read this goes hand in hand, Iraq is ready !
[tlm724] Iraq now has the expertise and economic efficiencies in homes experienced enough for taking the lead
[cat] tlm724 its coming
[tlm724] yes it is cat !
Commerce decided to reconsider the letters of guarantees deactivated measures
[tlm724] the need for follow-up and auditing of legal proceedings in respect of letters of guarantee and regulate contracts and consulting by legal departments and to serve the public interest in accordance with legal contexts of the laws and government regulations
[tlm724] this is from the Minister of Commerce, they are getting it together as far as gov contracts
[tlm724] and doing it according to the law which will bring in investors
Zebari: Maliki squandered billions in the last months of the war with Daash
[tlm724] Maliki squandered billions in the last months of the war *slap*
[tlm724] He also talked about the federal government and the government of the province are trying to reach a compromise to end their differences
[tlm724] begin whereby the government to pay the salaries of the staff of the region and the start of negotiations on the establishment of the Kurds send oil export revenues to the state budget.
[tlm724] still working out the details between Baghdad and the kurds
Mobile companies paid premiums 3G service and the celebration of the launch of the middle of this month
[tlm724] as revealed she will sign the launch of the service contracts with mobile phone companies the middle of this month, saying it will ensure high-speed Internet service and other advantages sophisticated
[tlm724] that'll get them banking on their cell phones
Kurdish lawmaker: differences between the province and Baghdad will end soon and visit infallible broke the deadlock in relations
[tlm724] visiting President of the Republic Fuad Masum, the Kurdistan region of Iraq as "contributed to break the deadlock that gripped the relationship between the province and Baghdad," likely "end the differences between the parties soon.
[tlm724] *hallelujah*
[tlm724] these efforts and tireless efforts have contributed to the convergence of views between the two sides, and we hope to find the outstanding way the files to the solution in the near future.
[tlm724] lets get this done. hey we know the new oil and gas law is at parliament just waiting for a final agreement between them
Interior Minister of Qatar: the issuance of the unified card will be the middle of next year
[tlm724] they will have the unified national card out by mid year 2015 so Iraqi's living abroad can do business and receive benefits etc ...
Abadi meet with the Coordinating Committee for the provinces irregular province to discuss the petrodollar
[tlm724] hmmm looks like Abadi is trying to figure out how to give the non-producing provinces their share Wink
R Harper
11/6/2014 10:00:57 am
who were the two banks that didn't respond ???
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After reading this article you will learn about the insurance of mall assets.
Some unforeseen incidents might suddenly lead to loss of valuable mall assets. While no amount of money can ever replace some assets, general insurance cover can provide the financial support to ride over this situation. Thus, in the age of uncertainty and risk, insurance provides the best protection against untoward incidences.
Almost everything that has a value and has a probability of getting lost, stolen or damaged, can be covered through insurance.
Property (both movable and immovable), equipments like DG sets, compressors, transformers, engine alternator, AHU, Electrical wiring, Furniture, Fitting, Plinth, Foundation, Shops Building, Office Building, Capacitors, panel breaker, liabilities, office vehicles, cash, household assets etc. can all be insured. There are different policies and premiums for each of these are based on the risk estimations.
The premium is generally collected on pro rata basis from all occupants as per store area as per annual premium required.
The risks generally covered are standard fire, special perils, earthquake, plinth and foundation, terrorism.
The most important consideration today is that 'Liability Insurance' has to be considered very seriously, which is generally missing from mindset of developers.
When you add to this scenario threats of terrorism, civil unrest and other events that could threaten scores of patrons in one incident, you have some idea of the nightmares shopping center and mall owners may face now-a-days, and some of the reasons why they seek liability insurance.
Along with the rise in real danger, mall owners face an increased willingness of consumers to sue. People who are injured in a shopping mall are looking to recover regardless of fault.
Owners are required to provide a degree of security on their properties that no municipality could hope to comply with and it is getting worse. Judiciaries are sometimes requiring housekeeping standards for parking lots and concourses that would require minute-by-minute surveillance of every inch of space.
While Selecting a Particular Policy, What are the Things that Need to be Taken into Consideration?
Before selecting any policy, you need to identify/consider the following points:
1. The risk perception of the property/person you want to cover.
2. Probability of occurrence of the perils covered under the policy (e.g. how often can a landslide occur in Delhi?).
3. Premium charged for the policy by the different insurance companies. (Premiums are fixed for certain products while for others there can be certain discounts as well as extra premium given by different insurance companies).
4. Ease in claim settlement is an important aspect of selecting a company and policy.
5. Transparency in the policy documents clearly indicating the covered and uncovered items of the policy.
6. Ease to apply and accessibility at all times
While selecting a company, what are the aspects of the claim settlement process that need to be kept in mind?
1. Service standards.
2. Simplicity of the claim process.
3. Transparency in all its dealings.
4. Company's philosophy.
5. Its infrastructure and network.
6. Commitments and timeliness.
Does it matter which insurance company insures the mall?
Absolutely. It is important to choose a financially stable company with a solid reputation, offering products and services that provide good value. It also helps if you enjoy a certain comfort level with the people who work there. You should feel completely comfortable whenever you need to talk with them.
When you feel that knowledgeable advisors are making recommendations specific to your needs, you'll know you've chosen the insurance company that has your best interests.
Is Insurance a One Time consideration?
Most non-life insurance policies are annual policies and are required to be renewed every year, if you want the coverage to continue after the expiry of the policy period. In fact it is very important that the policy be renewed at the right time otherwise you may loose Out on certain benefits on the policy (like some additional coverage under health policies, discount in premium amount on continuity).
Various Kinds of Risks:
Standard Fire and Special Perils:
All immovable and movable property located at a particular premises such as buildings, plant and machinery, furniture, fixtures, fittings and other contents, stocks and stock in process along with goods held in trust or in commission including stocks at suppliers'/customer's premises, machinery temporarily removed from the premises for repairs can be insured.
Coverage includes:
1. Fire.
2. Lightning.
3. Explosion/Implosion.
4. Riot, Strike, Malicious Damage.
5. Storm, Typhoon, Hurricane, Tornado, Flood and Inundation.
6. Impact damage.
7. Subsidence and landslide including Rock slide.
8. Bursting and overflowing of water tanks, apparatus and pipes.
9. Missile testing operations.
10. Leakage from Automatic Sprinkler Installation.
11. Architects, Surveyors and Consulting Engineers Fees (in excess of 3% of claim amount).
12. Debris Removal (in excess of 1% of claim amount).
13. Deterioration of stock in cold storage due to power failures following damage due to an insured peril.
14. Impact damage due to insured's owns vehicles, Fork lifts, Cranes, Stackers and the like.
15. Spontaneous Combustion.
16. Earthquake (Fire & Shock).
17. Spoilage Material Damage Cover.
18. Leakage and Contamination Cover.
19. Loss of Rent Clause.
20. Insurance of Additional Expenses of Rent for an Alternative Accommodation.
21. Terrorism damage.
Consequential Loss (Fire Loss) Policy:
The Consequential Loss (fire) policy covers loss of gross profit and/or increase in cost of working due to reduction in turnover/output due to operation of peril covered in the Standard Fire & Special Perils Policy including:
1. Loss of Net Trading Profit.
2. Standing Charges.
3. Loss in Respect of Wages other than those covered by the Standing Charges.
4. Increased Cost of Working.
5. Auditor's Fees.
6. Contractors All Loss.
Specially designed to protect the interest of civil contractors against the damage to or destruction of various civil engineering projects. These projects include accidental damage to civil construction works, contractor's plants and machinery at the construction site.
Damage/defects during the subsequent period of maintenance for which the contractor is liable under the terms of the agreement between the contractors and the principal include:
1. Fire and Lightning
2. Accidental damage like defective workmanship and material, lack of skill, negligence, malicious act or human error.
3. Water damage, flood, storm, tempest, inundation.
4. Collapse, Collision, Impact.
5. Theft and Burglary.
6. Subsidence, landslide, Rockslide.
7. Boiler and Pressure Policy.
The Boiler and Pressure Plant (BPP) Insurance policy covers physical loss or damage to all types of Boilers and/or other pressure plants, where steam is being generated.
This policy covers for physical loss or damage to boilers and/or other pressure plant against unforeseen and sudden physical loss of or damage due to explosion or collapse of the insured items.
Damage (other than by fire) to the Boiler and/or other Pressure Plant described in the Schedule/Damage (other than by fire) to surrounding property/Liability to Third Party due to explosion or collapse of the insured items includes:
1. Explosion.
2. Collapse – Implosion.
3. Flue gas explosion.
4. Express freight.
5. Air freight.
6. Owners surrounding property.
7. Escalation.
8. Third party liability.
9. Additional custom duty.
10. Machinery breakdown risk.
The policy covers unforeseen and sudden physical damage to any mechanical and electrical machinery and/or equipment by any cause necessitating repairs and/or replacement as:
1. Faulty design.
2. Faults at workshop or in erection.
3. Defects in casting.
4. Faulty operation, lack of skill.
5. Negligence.
6. Tearing apart on account of centrifugal force.
7. Short circuit and other electrical causes.
8. Escalation.
9. Express Freight.
10. Air Freight.
11. Owners surrounding property.
12. Third party liability.
13. Additional custom duty.
14. Public Liability Policy.
*Public Liability Act-Insurance Policy is available to protect you against liability arising out of any accident affecting any person/persons occurring while handling hazardous substances as listed in the Gazette notification issued under the PLI Act, 1991.
It covers:
1. Any willful non-compliance of statutory provision.
2. Fines, penalties, punitive and/or exemplary damages.
3. Arising under any other legislation.
4. Arising out of damage to property owned, leased or hired or under hire purchase or on loan to the insured or otherwise in the insured's control, care or custody.
5. War and nuclear group of peril.
6. Injuries and damages to employees/workmen.
Maintenance Agreement:
Most of the malls today appoint agencies, who specialize in building/ facilities management, as their Facility Manager to manage entire common area, equipment, parking, security, power management, utilities management, etc.
The reason being with more complex and large malls coming up, it is becoming impossible to manage and market the mall themselves, recruitment non-core area employees, pressure on bottom line due to delayed payment by occupants etc.
Meanwhile we will have a look at a sample contract that appointed Facility Manager would enter with occupants/tenants/investors.
Articles of Agreement made at New Delhi on 19th January, 2005.
………………………………….. a company incorporated under the Companies Act, 1956 ………………………… acting through Mrs. ………………… , who is duly authorized in that behalf vide Board Resolution dated 19th Jan., 2005 (hereinafter referred to as "YYYYY" which expression shall unless be repugnant to its context or meaning thereof shall include its successors and assigns) of the ONE PART;
M/s …………….. , a company incorporated under the Companies Act, 1 956 having its registered office at ……………………………., acting through Mr./Ms./Mrs……………………….., who is duly authorized in that behalf vide Board Resolution dated 19th Jan., 2005 (hereinafter referred to as "Tenant" which expression shall unless be repugnant to its context or meaning thereof, be deemed to include its agents, successors, administrators and assigns) of the OTHER PART;
WHEREAS tenant has entered into a Flat Buyers Agreement with M/s. (developers Name) ………….. a company incorporated under the Companies Act, 1956 and having its registered office at ………………………………… (hereinafter referred to as "Builders") under which the Flat Buyer had purchased flat bearing No………………………….. bearing space 1890 sq. ft. on D Block 1st Floor (hereinafter referred to as "Flat") in the building known as MMMM Plaza, …………………….., (hereinafter referred to as "Building").
(a) AND WHEREAS, pursuant to the powers contained in clause 15 of the said Flat Buyers Agreement and Tenancy Agreement entered between the Builders and various Flat Buyers, the Builders have appointed YYYYY as Project Manager for a duration of 3 years, with regard to the work of management, administration, preservation, maintenance and upkeep of the aforesaid building, operation of common services therein, supply of water and also maintenance repair and replacement of common areas and facilities.
(b) AND WHEREAS, the Tenant has agreed to comply with all the terms, conditions and restrictions as laid down in this Agreement and accepts and acknowledges YYYYY's absolute right to make rules and regulations relating to the management, administration, preservation, maintenance and upkeep of the aforesaid building.
Now Therefore, This Indenture Witnesseth and It is hereby Agreed and Declared by and Between the Parties Hereto As Follows:
1. In consideration of services to be rendered by YYYYY with respect to management, administration, maintenance, upkeep and preservation of the Building, and the operation of common services therein, supply of water and also maintenance, repair and replacement in the common areas and facility, more particularly described in the Schedule attached to this Agreement, Flat Buyer/Tenant hereby agrees to pay to YYYYY maintenance and service charges at the rate Rs. 20.00 per sq. ft. per month (for five days a week working period) for the area of the Flat as mentioned in the Flat Buyers Agreement or Tenancy Agreement for usual office hours i.e. 9:30 A.M. to 7:30 PM. which rate shall be subject to modification from time to time. Extra charges will be levied with respect to the use of electricity, air conditioners, standby generators after the usual office hours and beyond 5 days a week period.
2. The rates of maintenance and service charges and Sinking/Replacement Fund charges per month square foot of the area of the flat, have been fixed in the context of the current (as in May 2005) minimum wages, price of diesel, prices of commodities and services, official levies, fees and taxes etc. including water and electricity charges consumed on running of lifts, HVAC Plant and equipment, water boosting pumps, fire pumps or the running of the machinery, equipment installed in the Building and lighting of common passages, lobbies, entrances, staircases, lifts, etc., and service charges of YYYYY.
Flat Buyer/Tenant specially agrees that YYYYY may suitably increase, with the concurrence of the Builders, the aforesaid rates of maintenance and replacement fund charges from time to time or at any time as may be required by circumstances, to cover the escalation/variation in wages rates and cost of services and commodities and/or also increases of present levies of imposition of new ones by the HUDCO/ Delhi Municipal Corporation/Delhi Vidyut Board or other Government/ Local Bodies or their successors.
The assessment by YYYYY of the reasonableness of increase in maintenance and service charges and replacement fund charges shall be conclusive, final and binding on the Flat Buyer/Tenant.
3. In the event no separate meter is installed for the quantity of water consumed, the water charges shall be separately levied proportionally on the basis of area of the flat as mentioned in the Flat Buyers Agreement or Tenancy Agreement.
YYYYY will normally charge for providing normal day-to-day consumption of water by the Flat Buyer/Tenant. In case, there is any unusual water consumption by the Flat Buyer/Tenant, the extra charges for the same will have to be borne by the respective Flat Buyer/Tenant. Flat Buyers or Tenant operating restaurants specifically agree with YYYYY that there will be separate assessment and charges for water consumption by them which shall be levied as per the discretion of YYYYY.
4. In case the water supply has to be augmented by tubewell or any other method, YYYYY shall have the right to charge such extra proportionate charges as it may deem expedient, taking into consideration the amount spent by it on this account.
5. YYYYY will get the whole structure of the Building and also common services machinery/equipment installed therein such as HVAC Plants, lifts, generators, water pumps, firefighting/detection/protection equipment etc. insured against fire and other perils to be decided by YYYYY as soon as the building is sufficiently occupied. The premium paid to the insurance company is included in the maintenance charges.
6. Insurance of furniture, fixtures, fitting and contents of individual Flats will be the responsibility of the Flat Buyer or Tenant and/or his tenant assignee(s). In the event of accrual of any claim as a result of fire or any other extraneous perils for which insurance has been taken, the Flat Buyer or Tenant hereby authorizes YYYYY to lodge claims under the Insurance Policy and collect proceeds thereunder on his behalf for his rights and interests and further agrees that any discharge given by YYYYY to the Insurance Company, its agents and/or its representatives will be binding on him.
7. It is agreed between the parties that YYYYY will present the bill for maintenance and service charges, monthly in advance to be paid by the Flat Buyer/Tenant before the 15th of the month in which the bill has been drawn up. The Flat Buyer/Tenant may, however, have arrangement for these charges being paid by his tenant.
It will, however, be the primary responsibility of the Flat Buyer/Tenant to ensure that the charges are paid by his tenant to YYYYY, in time. In case the tenant or the Flat Buyer does not pay the same in time, the Flat Buyer agrees and undertakes to pay the same to YYYYY within the time such charges are payable under this Agreement.
8. Flat Buyer/Tenant agrees that he/it shall be liable to pay interest at the rate of 24% per annum to YYYYY on the dues of arrears with respect to maintenance and service charges and Sinking/Replacement Fund Charges against him after the due dates of payment prescribed by YYYYY, in this behalf.
Flat Buyer/Tenant further agrees that apart from his obligation to pay interest on outstanding dues at the rate of 24% per annum, YYYYY shall have the right to disconnect/discontinue the services like supply of electricity and water to the flat and disallow the use of common services including lifts/parking by Flat Buyer/ Tenant.
9. Flat Buyer or Tenant shall ensure that its/their employees including servants and drivers maintain discipline inside the said Building with respect to parking, use of common facilities etc. YYYYY reserves its exclusive right to make rules and impose reasonable restrictions on the disciplinary conduct of the employees of the Flat Buyer/Tenant.
10. YYYYY shall be entitled to charge for Garbage disposal from each Flat Buyer or Tenant which shall be based on a pro rata charge for area of the Flat as mentioned in the Flat Buyers Agreement. Flat Buyer/Tenant shall also inform, in advance the Management of YYYYY, with respect to the expected quantity in terms of volume and weight of Garbage generated on a daily basis. Flat Buyer and Tenant also undertakes to comply with all the rules and restraints which may be imposed with regard to disposal of trash/garbage, bagging of garbage as specified by YYYYY.
11. YYYYY shall have the right to make rules and impose reasonable restrictions on Flat Buyer/Tenant operating restaurants and shops with respect to cleanliness, keeping the corridors in front of shops/restaurants or any area adjacent or adjoining the shops/restaurants free from any let, storage, hindrance, obstruction or stacking of any kind whatsoever.
12. Flat Buyer or Tenant specifically agrees with YYYYY that he will not make any renovations, alterations, installations inside or outside the Flat, which obstructs or infringes with the common areas or common facilities without the prior written approval of the Management of YYYYY.
13. YYYYY will be responsible for collecting from Flat Buyer or Tenant all the common outgoings i.e. municipal bills, water charges, electricity bills, insurance charges, all revenue and service bills and depositing the same with the requisite authorities.
However, YYYYY will not be responsible for any financial liability in respect of common statutory outgoing i.e. Municipal Tax, ground rent, Electricity deposit except its obligation and responsibility to collect and deposit the same.
14. A separate electric sub-meter has been installed by Builders in respect of each Flat, the applicable electrical bill from Delhi Vidyut Board in respect of the electric sub-meter shall be paid by the Flat Buyer or Tenant. The cost of electricity for common areas and services is included in the maintenance Service charges, and this charge will be enhanced if the electricity charges are increased by the Delhi Vidyut Board, or the estimated charge for common area electricity in lower than actuals or the cost of Diesel is increased by the Government of India. The increase shall be on actuals, prorated for all areas and occupants.
15. Flat Buyer or Tenant shall pay the above mentioned bill to YYYYY within 10 days of its receipt by the Flat Buyer/Tenant and with no unreasonable delay and any penalty accruing due to non-payment of the said electricity bill within the time fixed shall be borne by the Flat Buyer or Tenant.
YYYYY shall be responsible for the supply of the electricity up to the Flat Buyer's/Tenant's individual meter, and any faults or defects beyond the meter shall be the responsibility of the Flat Buyer or Tenant and YYYYY will not be responsible or liable for the same.
16. The repair and the maintenance of the individual Flat, internal sewers, drains, pipes and appurtenances thereto or belonging thereto shall be attended to by the Flat Buyer or his tenants themselves. Telephone/ Telex disruptions etc. shall also be attended to by the Flat Buyer or Tenant. The Flat Buyer/his Tenant shall also be responsible for the safety of his fixtures and fittings or merchandise in the Flat.
17. YYYYY shall not be liable for any harm, loss, damage or physical injury which may be caused on account, and/or breakdown of power or on account of fault of employees or human error theft or on any other account also on account of act of God, riots or civil commotion etc.
18. The parties hereto shall be bound by the terms and conditions of the Flat Buyers Agreement entered into between the Flat Buyer and the Builder and all relevant terms thereof and the same shall be deemed to be incorporated in this Agreement and to constitute an integral part thereof.
19. Any dispute or difference arising between the parties under this Agreement shall be resolved amicably in the first instance. Unresolved dispute or differences will be referred to Arbitrator and proceedings shall be governed by the Arbitration and Conciliation Act, 1996.
20. The Courts at Delhi shall have exclusive jurisdiction in all matters arising under this Agreement.
IN WITNESS WHEREOF the parties to this indenture have set their hands on these presents on the day, month and year first above written in presence of witness.
For YYYYY (India) Pvt. Ltd.
For ……………………………
Flat Buyer
An individual(s)/HUF/Partnership Firm/Company
Company Seal:


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The Art Of Legal Networking For Small-Firm Lawyers
Present a Confident Front
Small-firm and solo lawyers are sometimes in the uncomfortable position of overhearing potential clients discuss the merits of...
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2nd December 2013: Zero Waste Training at Sikkim
Our CEO, Mr. Sanjay Aggarwal was invited to Sikkim to train senior officers of the Rural Development department to train their officers and NGOs on Zero Waste. The training was of 2 days. Many NGOs came forward and it was an interesting and very interactive session! Read more on the article of Clean India Journal at http://www.cleanindiajournal.com/sikkim-to-achieve-zero-waste-status-in-villages/


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The Bingel reaction in fullerene chemistry is a fullerene cyclopropanation reaction to a methanofullerenefirst discovered by C. Bingel in 1993 with the bromo derivative of diethyl malonate in the presence of a basesuch as sodium hydride or DBU.[1] The preferred double bonds for this reaction on the fullerene surface are the shorter bonds at the junctions of two hexagons (6-6 bonds) and the driving force is relief of steric strain.
The reaction is of importance in the field of chemistry because it allows the introduction of useful extensions to the fullerene sphere. These extensions alter their properties for instance solubility and electrochemical behavior and therefore widen the range of potential technical applications.
The reaction mechanism for this reaction is as follows: a base abstracts the acidic malonate proton generating a carbanion or enolatewhich reacts with the electron deficient fullerene double bond in a nucleophilic addition. This in turn generates a carbanion which displaces bromine in a nucleophilic aliphatic substitution in an intramolecular ring cyclopropane ring closure.
The Bingel reaction is a popular method in fullerene chemistry. The malonate (functionalized with the halide atom) is often obtained in situ in a mixture of base and tetrachloromethane or iodine.[2] The reaction is also known to take place with the ester groups replaced byalkyne groups in dialkynylmethanofullerenes.[2]
An alternative to the Bingel reaction is a fullerene diazomethane reaction. N-(Diphenylmethylene)glycinate Esters [3] in a Bingel reaction take a different conjugate course and react to a fullerene dihydropyrrole.
Protocols exist for the removal of the methano group based, on electrolytic reduction [4][5] or amalgamated magnesium [6]
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WATCH: Seth Meyers looks back at the 'political trainwreck' that was 2016
Don't miss stories. Follow Raw Story!
The astute Seth Meyers offers "a closer look" back at the political train-wreck of 2016 – beginning with Donald Trump's pouting refusal to accept the results of the Iowa Republican caucus (because Ted Cruz cheated, albeit without Russian help). The Late Night host reviews amusing moments we might have forgotten, following a year we may well…
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Hidden (super-awesome-badass) Talent of the Week: goes to YouTuber/Beatboxer - Verbalase! This dude is very talented and so good at his own craft that he puts smiles on peoples' faces.
Have you ever wondered what some of your favorite cartoon characters would sound like if they were using their own laughter as a beat! Or listen to the Minions (Despicable Me) sing about bananas? You can get all that and more by checking out Verbalase's YouTube channel, but before you do that I'll give you a sneak peek of his videos.
Minion Beatbox -
Verbal Ase's Laughing Beatbox (Your favorite cartoon characters laughing) -
Be sure to follow Verbalase on Twitter @VerbalaseAdym
(Source: Verbalase via YouTube)
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Independence Day
It's been a pretty low-key 4th of July weekend for me, but I liked it that way. I declared it my own mini "independence day" and did my own thing, playing social events by ear instead of obsessively planning like I normally do. I ended up spending most of my time finishing up a freelance editing project, but I took a few breaks here and there for ice cream, Tibetan food, friends from out of town, and, of course, fireworks.
I'm not the most patriotic girl on the block, but the 4th in Boston tends to be a Big Deal. Folks around here do it up right, and the fireworks are always a good show, if you can get a good vantage point. This year, instead of negotiating the crushing downtown crowds, a few friends and I went to the top of the Tufts library in Somerville, where we were able to see most of the action AND I got to walk home instead of be squished on the T.
Dressing for holidays is always somewhat of an internal debate for me. Should I wear green on St. Patrick's Day even though I'm only a fraction of a percent Irish? Do I need to wear a costume on Halloween? I do tend to get in the spirit, when all is said and done, though, and this year was no exception, though to be honest, it's so hot that putting any clothing on at all takes too much effort. But, in the interest of not being arrested for public nudity, I put on a red striped t-shirt dress, straw hat, brown belt, and flat sandals (good choice, since there was lots of walking and standing).
I love seeing how other people interpret the holiday. My favorite outfit I saw all day was a woman in a plain white t-shirt dress and red flats with a blue bandanna in her hair–it was so simple and classic I wanted to take a picture of her.
Do you dress up on the holidays, or is it too cheesy for you?
Melissa permalinkJuly 7, 2010
I used to have a pair of orange socks with blacks cats on them that I would wear on Halloween. It was just enough so that if anyone gave me a hard time for not dressing up, then I could just reveal my socks.


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I received this question today from a friend of mine.
My first suggestion is to see if your customer will allow you to use Ammonia to neutralize Carbonic Acid in the Condensate Lines as is done in Dairies. If so, I would recommend maintaining a pH between 7.0 and 8.0 in the condensate receivers. Ammonia may need to be injected into supplemental feed points in the steam line to achieve this pH level in all or most of the condensate receivers.
Be sure to monitor your condensate for copper and iron and try to move to the pH that minimizes both concentrations in the condensate. You can expect that iron will rise as the pH drops and that copper will rise as the pH rises.
Another suggestion is to install a dealkalizer after the water softener on the boiler make up line. This will remove bicarbonate ions from the make up water. It is the carbonate and bicarbonate ions in the boiler which generate carbon dioxide gas in the boiler when they are heated. This carbon dioxide escapes into the steam and forms carbonic acid in the condensate. If you can remove all or most of this in the make up you will have little or no carbonic acid generated in the condensate,
The dealkalizer that I am most familiar with has an cationic resin and is used to exchange bicarbonate anions with chloride and hydroxide anions. The ratio is usually 9 parts sodium chloride to 1 part sodium hydroxide as 100% active (dosages are typically 5.4 pounds/ft3 of NaCl to 0.6 pounds/ft3 of NaOH. This is a good starting point. I suggest adjusting the dosage to try to maintain an M alkalinity at 40 ppm coming out of the Dealkalizer, and a situation where P=M=OH Alkalinity. Go higher on caustic if necessary until P, M and OH alkalinity are all the same.
I ran a pharmaceutical plant water treatment program for a company that made an injectable blood product. I was able to keep Condensate pH between 6.5 and 6.8 for years with no Amines and only VERY WELL RUN dealkalization. This results in very good steam purity as well, if that happens to be one of your goals. High steam purity for blood products was very important.
My last suggestion is to replace all of the condensate piping with 316 Stainless Steel. This is very expensive and almost no one does this. But once again, I had customers in the pharmaceutical industry who actually did this and had very good results with their boiler operation.


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Thank you, Lockheed Martin!
ISR is grateful to Lockheed Martin, which has renewed its sponsorship of the Maryland Robotics Center's Lockheed Martin Robotics Seminar Series for the fifth consecutive year. The series brings outstanding international robotics resesarchers to the University of Maryland campus every semester.
Lockheed Martin is an ISR Associate Partner, and Dr. Robert Mandelbaum, director of Lockheed Martin's Advanced Technology Laboratories, is a member of ISR's Strategic Advisory Council.
Related Articles:
Miao Yu named Maryland Robotics Center director
Bergbreiter wins Clark School MRI award
IEEE Spectrum website features quadruped microrobot
2010 Maryland Robotics Day draws large crowd
UMD Opens Outdoor Flight Laboratory to Advance Autonomy, Robotics
Alumnus Fumin Zhang promoted to full professor at Georgia Tech
Sarah Bergbreiter engineers submillimeter-sized robotic systems
Alumna Naomi Leonard wins Hendrik W. Bode Lecture Prize
S.K. Gupta leads finalist group in KUKA Innovation competition
Aloimonos gives keynote address at Bremen University Talks
February 10, 2017
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Price: $1.99
If you're looking for a quick spot of classic arcade shooting on the iPhone, HDX (that's Home Defender X) by L1Games has enough baddie blasting action to tickle your pickle five ways to Sunday. It's not yet a complete package (the lack of online leader boards is particularly bothersome) but it's still a tasty enough offering to satiate your gaming appetite.
Concept and Gameplay
Our iPhone app review found that the HDX iPhone app most resembles the classic arcade blasters you'd find in the local pizza joint, the kind with a cheap plastic pistol and excellent graphics. However, all of the fun of the old quarter machines has been ported to the iPhone's Retina display, bringing along killer graphical processing, heaps of shooting excitement, and local high scores.
Within HDX, players control the location and aim of a single cannon. This turret must face off against wave after wave of oncoming enemies, sending volley after volley at the approaching hordes until a final boss fight finishes off the level. There's currently seven different levels offered, sporting sceneries as vast as the ocean, and as bleak as space.
As expected, players are handed points for destroying enemies, and these points are totaled up at the end of the level, producing a high score. These scores are saved to the app's local leader boards, but sadly, there's no online functionality, a la Game Center. This is a real shame, especially as HDX' arcade style makes it perfect for the service.
There are also plenty of power-ups that can be blasted in-game, but having an intertextual upgrade shop would be wonderful. Shooting enemies for cash that could be redeemed for permanent upgrades would create an even more satisfying drive within the app.
Design and Graphics
It's worth noting that HDX looks absolutely fantastic on the iPhone's Retina display. The graphics are textbook arcade faire, which creates a brilliant tone for the gameplay. Likewise, the enemies are fluid, big, and intimidating: Just as they should be. The turret's controls were fluid, but they do take a bit of getting used to. The developers suggest you use the flat part of your thumb, rather than the tip to control the gameplay—a tip we fully endorse for maximum blasting potential.
Overall Value
HDX is a bit pricy at $1.99 in the App Store, especially without online play. However, for the price of entry, users can enjoy one of the most fun and most beautiful arcade titles to ever hit the App Store. HDX will easily knock out a few minutes (or hours) during a morning commute, making it ideal for the mobile arcade fan with a hankering. You may enjoy a video preview of the game here.
HDX requires iOS 4.2 or later and is compatible with iPhone, iPad, and iPod Touch. A small expedite fee was paid by the developer to speed up the publication of this review.
The iPhone app reviews rating:


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Adam Thornstowe Injured
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While the tag team scene heats up at IMPACT Wrestling, it is with much disappointment this afternoon that we inform our fans that one half of the new fan favorite tag team Reno Scum, Adam Thornstowe, is temporarily out of action with a torn bicep muscle. Thornstowe sustained the injury during in-ring action and underwent surgery recently near his home in Reno, Nevada. Understandably distraught by his current situation, feeling as though he let his fans and his partner, Luster the Legend down, Thornstowe is committed, using this setback as fuel to recovering fully, as quickly as possible, and bring the high energy and enthusiasm that is Reno Scum back to the IMPACT Zone and back to Tag Team Title contention.
See the video of Adam Thornstowe's surgery and get a first look at comments both pre and post-surgery on this Friday's episode of With This Ring.
The entire IMPACT Wresling family sends their best wishes for a speedy recovery to Thornstowe and looks forward to seeing him in action in the six-sided ring again soon. Oi!
I hope you recover soon Adam, Reno Scum is one of the best tag teams in impact right now.
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