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Down, But Not Out
A three-game losing streak has knocked the Detroit Lions back into a crowded NFC wild-card race.
The Minnesota Vikings are part of that cluster, and now they are about to get back the league's leading rusher after winning their last two games without him.
Oddsmakers from Bodog have made Minnesota –3.5 point spread favorites (View NFL Football odds) for Sunday's game, the over/under has been set at 45.5 total points (Game Matchup). Current public betting information shows that 59% of bets for this game have been placed on Minnesota –3.5 (View NFL Football bet percentages).
Though they did well against Adrian Peterson the first time they faced him, the Lions probably won't be happy to see the star rookie back on the field Sunday as they try to win in the Metrodome for the first time in a decade.
It appears Peterson will return after missing two games with a torn lateral collateral ligament in his right knee. Still leading the NFL with 1,081 yards rushing, Peterson will be playing his first game at the Metrodome since rushing for an NFL-record 296 yards and scoring three touchdowns in a 35-17 win over San Diego on Nov. 4.
"I would say we would ease him back in, yeah. You're not going to go back there and turn over the whole load to him," Vikings coach Brad Childress said. "There are conditioning factors involved, there are fatiguing factors involved when you get involved in playing a 65 or 70-play game. We'll have a pulse on how he practices and who gets what."
Childress said Peterson would likely split carries with veteran Chester Taylor, whose solid production the last two weeks have helped Minnesota to wins over the Oakland Raiders and New York Giants. Taylor ran for 241 yards and four touchdowns in those games.
Detroit (6-5) did a good job spoiling Peterson's first NFL start on Sept. 16, holding him to 66 yards on 20 carries in a 20-17 overtime victory.
That win was part of a surprising 6-2 start for the Lions, seeking to end an eight-year playoff drought. They were one game behind Green Bay for the NFC North lead halfway through the season, but things have quickly unraveled.
Detroit dropped its third straight game with a 37-26 loss to the Packers on Thanksgiving, falling four games back of first-place Green Bay.
"We've hit three bumps in the road and after all the smoke cleared, we're still in the playoff race and in a good position," Detroit center Dominic Raiola said.
The Lions are in sole possession of the NFC's final wild-card spot, but six teams are one game back, and three of them - Washington, Philadelphia and Arizona - all own tiebreakers over Detroit.
To make matters worse for the Lions, their final five opponents are 35-20 - the toughest remaining schedule among the 12 NFC teams that are at least 5-6.
"There's no panic in my life," Detroit coach Rod Marinelli said. "This is a tough challenge, but I believe in these players."
The Lions have won just five of 21 games in December since 2002, and they open the calendar's final month in the Metrodome, where they have lost nine straight games since a 14-13 victory on Dec. 14, 1997.
That win was part of Detroit's last season sweep of the Vikings, who had won 10 consecutive games in this series before this year.
Minnesota is one of those teams that is a game back of Detroit, but will lose the tiebreaker with the Lions - and devastate its playoff hopes - if it can't win Sunday.
"We were a footnote at 4-6," Minnesota coach Brad Childress said after last Sunday's 41-17 victory over the Giants. "It's significant because now you have a chance to be in the mix."
Last Sunday, Minnesota intercepted New York's Eli Manning four times, and set a team single-game record by returning three of them for touchdowns. The Vikings had three interceptions in the loss to Detroit in September.
Lions quarterback Jon Kitna threw one of those interceptions, and when he left after being hit hard, backup J.T. O'Sullivan threw the other two. In three career games against the Vikings, Kitna has thrown three touchdowns to seven interceptions.
Kitna has thrown for 897 yards during the three-game skid, but has four TD passes compared to six interceptions and has been sacked 11 times.
Kevin Jones rushed for 93 yards and a touchdown on 20 carries last week after running for just 21 yards and a TD on 15 attempts in his previous two games combined. He did not play against the Vikings in Week 2 because of a foot injury, and was held to five yards on 19 carries in two games against them last season.
Minnesota leads the league in rushing defense (74.8 yards per game), and is allowing an average of 53.8 rushing yards in its last four games at the Metrodome.
By: Staff Writers - Email Us
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Everyone and their sister are on some kind of special payment plan for their student loans. But some people get so overwhelmed with the options they just don't bother with them. With all the talk about student loans, debt, and wealth building I'd be remiss not answer the question:
How Legit is Student Loan Forgiveness?
Last week we made the final payment on my $51,000 federal student loan (Which balooned to almost $60K with interest.) Pressing that button (actually those three buttons) was a surreal experience. You can even see my bewildered face make that last payment to Navient on my Facebook page.
I'm not in a profession that qualifies me for forgiveness and we made the decision to not go with an income-based repayment option. It's not because I think they're bad programs but they have a lot of nuances, and unless you can meet the requirements to a T or don't see your income increasing by much over 20 years, it may not be for you either.
There are a few options for federal loan forgiveness and The College Investor has some great info on forgiveness programs, repayment plans that forgive your loans as well as forgiveness programs by state. I'll attempt to explain the two most talked about programs.
Public Service Student Loan Forgiveness
In 2017 the first people benefitting from Public Service Student Loan Forgiveness will get their reward for a job well done. After 120 payments, while employed full-time in qualifying professions, these lucky individuals will be free from their (Federal) student loans and tax-exempt of the forgiven portion.
This is a great program, albeit restricting, to get people doing jobs that are otherwise unattractive and under-rewarded. Unfortunately, most millennials won't qualify for this program. And that makes sense, it's meant to help the government drive quality workers to their industry (and not-for-profits) who could be making more money elsewhere.
Since we're a nomadic and virtual generation with wavering commitment level, the government needs programs like this. If your goal is to work in the non-profit sector then your hopes of making the big bucks are already dashed, add to that a hefty loan payment accruing 6.55% interest and you're the type of person who will genuinely benefit from this program.
Verdict: Legit
Income Based Repayment Plan
For the rest of us, there's the Income Based Repayment Plan. Contrary to popular belief, IBR is not actually a student loan forgiveness program. It's a repayment plan with a forgiveness option. The government looks at your loan amount, income, family size, etc to determine a payment that's no more than 15% of your discretionary income.
You submit your tax return every year so when your income goes up your payment goes up. If you pay off the loan before 20-25 years then you don't get forgiveness, and they don't lower your payments without proof of income.
Here's a great calculator from Student Loan Hero to determine if you would benefit from IBR. When I was playing around with it, out of the first 3 scenarios I put in one didn't benefit and the next was ineligible.
Then there's the tax argument. Whatever you do have forgiven, you pay taxes on like it's income. So if that bumps you up to the next tax bracket (which in 99% of circumstances it would) you're paying quite a bit more in taxes that year. And unless you're prepared to pay it in a lump sum you'll be hit with more fines and interest.
The one positive about IBR is that you can do it in conjunction with PSLF. Meaning over those 120 payments you will pay significantly less making PSLF even more beneficial.
Verdict: Not Legit
Why Should Millennials Reconsider Income Based Repayment?
Unless you're in a PSLF qualifying job that you love and is guaranteed to you for at least 10 years, I beg you to reconsider IBR. After 4 years of telling myself I'd live under the weight of my student loans forever my epiphany came when I discovered I'm not the only one who doesn't want to wait 20 years to be free of my loan debt. I want to be free to make as much or as little as I want and work in whatever field I please.
Also Read: Which Student Loan Should I Pay First?
Paying off your student loans early is really attainable. It's hard but millennials are doing it. I know you can be one of them no matter what your income is. As millennials, the stuff we need to achieve this goal is in our generational DNA:
We Hustle Hard
The stereotype that we don't work hard enough to get ahead is just not true. We're jumping on opportunities like Uber and Fiverr to side hustle our way into more money. We are masters of technology and budding soloprenuers. We started from the bottom but we're on our way to you Drake.
Millennials are starting business younger and at twice the rate of Boomers. According to a 2015 study from The Hartford millennials overwhelmingly desire to be leaders in their fields. Leadership skills are the #1 training millennials want from their employers.
We've Seen a Lot
2008 was a big year for us. We were starting college or going back when we realized there were no jobs out there for us. While most of us didn't get any personal finance education in school, we saw firsthand the result of poor financial planning. That's why millennials are putting off marriage and mortgages to break even on the bad financial hand we've been dealt.
Instead of being broke with a cool apartment and $24K financed car, some of us would rather crash with the 'rents, drive a $4,000 car and have $20,000 in the bank.
We Have Squad Goals
You know how they say it takes a village to raise a child? It takes a whole Facebook friends list to crush a millennial's student loans. We have the power of a 24/7 community to share our struggles with and motivate us to keep going. If you can ignore your uncle's constant political tirades (there's an unfollow button for that) you have a wealth support at your fingertips.
Also Read: How to Make $27K by Eating Out Less
Paying off our student loans is key to living an unrestricted life and investing in the future.
These characteristics may not be true for every millennial but neither are the negative ones. So if you're surrounded by the type of friend who's living paycheck-to-paycheck and fine with keeping their student loans around forever, don't stress. We're out there, hustling to beat the statistics.
This post contains affiliate links. Using these links helps me punch my student loan debt in the numbers. Cheers!

subset: commoncrawl


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Language is not the only barrier to communication
Since some Metro Police officers direct those meetings, I decided to attend one and tried to express my opinion about how those students of Clark High School crossed the street on Arville and Pennwood Avenue against traffic, in the middle of the block, and with their cell phones glued to their ears, giving a haughty look to the driver who had the audacity to interrupt their conversation when they, the "little children," do not have the right of way.
English is my primary language, even though I also speak Spanish fluently. The police officer in charge of the meeting (or so he thought), spoke very broken Spanish, but since the Councilwoman
coordinating the meeting didn't even bother to stand up and direct the meeting she planned, he interrupted me abruptly and told me I needed to speak Spanish because none of the people present spoke English.
The majority of those people attending the meeting were parents of those "children" attending Clark High School. If they want to live in the United States they need to make an effort to learn English.
I do not have to speak Spanish to people who desire to live in the United States and have no interest in learning English. Police officers should know that.
This is one of the reasons I never attended another of Councilwoman Lois Tarkanian's meetings, even if I live in her ward. She needs to understand that we live in the United States of America and all her constituents, and Metro Police officers, need to learn our language.
We do not need to accommodate others for their convenience. Can you imagine if those police officers demand people at those meetings need to speak Spanish for the Tagalog-speaking citizens? Hey, we have many Filipinos in our community. Do those Metro officers believe everything is Mexican?
We read in the news every day about bad accidents. Do we need to blame drivers for those accidents? I have seen a woman crossing Decatur Blvd. with two toddlers, a child in a stroller and her belly ready to explode with her cell phone glued to her ears as they were walking on the "King's land." They did not even have landlines in their country and they have become experts of cell phones here.
Oh, please, if School Police are totally unaware of and absent on these matters, it is time for Metro Police to take action in these maters, even if the officers in question want us to speak Spanish.
Perly Viasmensky is the General Manager of the Las Vegas Tribune. She writes a weekly column in this newspaper. To contact Perly Viasmensky, email her at pviasmensky@lasvegas tribune.com.
Preview attachment 02.17 pg 13 Perly.doc


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The Appling County school system has been placed on probation for the 2010-11 school year by the organization that accredits public schools in Georgia.
The Southern Association of Colleges and Schools said Appling's superintendent and board had violated its accreditation standards for leadership, governance, resources and support. It gave the district until April 1 to correct the problems. At that time, it will decide whether to lift the probation, extend it or revoke the system's accreditation.
Accreditation is voluntary, but losing it can affect access to loans, scholarships and college admission for students graduating from the district, association spokeswomen Jennifer Oliver said.
Interim Superintendent Debra Brantley said board members had just received the report and would meet at 10 a.m. Thursday to discuss what to do next.
"We do realize there are some problems that need to be addressed," Brantley said. "There needs to be a collaboration of input from the board, the community and stakeholders.
"We are a good school system. There has been a lot of bad publicity, some founded, some unfounded."
Gary Moore, who retired as NAACP president to run this year for the school board's District 3 post, said the report was very thorough and hit key complaints made by community members, especially with regard to transparency and community involvement.
"I think if we follow those guidelines, by the end of the monitoring term we should be well on our way toward correcting the problems," he said.


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California A retiree died after his electric wheelchair caught fire and he couldn't escape, authorities said Thursday.
Harold Jump, 63, was engulfed in flames and suffered burns over more than 75 percent of his body, said county coroner's spokesman Craig Harvey. He was pronounced dead Wednesday at a Los Angeles hospital, Harvey said.
The wheelchair motor apparently touched off the fire.
"His wheelchair started to catch on fire, and he just couldn't get out of his wheelchair," said Assistant Fire Chief Mark Bennett of the Los Angeles County Fire Department.
Copyright 2018 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. We strive to uphold our values for every story published.


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Isn't it sad? This is the second to last post for this series until the grand finale! It's excited though at the same time! So lets talk about Round 3. In the first 3 hours of it being up, it got over 700 views which in my book, IS AWESOME! I just wanted to thank you all for reading and taking my polls and enjoying what I'm enjoying doing!
So here it is, the Semi-finals and it's up to you to see who is going to make it to the finales! So comment, take the polls and check out the other rounds and my CRAVE series on my profile!
The numbers next to the names are the amount of votes they got in Round 3 as of May 28th, 2014, 3:54 P.M.
Captain America: The Winter Soldier(207) vs. The Avengers(229)
Iron Man Movies(139) vs. Dark Knight Trilogy(207)
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Max is a guy who really loves what he does and it gets results. Thunder Internet Marketing is the champion for clinet needs and will develop a program that really gets you into the internet marketing world - Thunder Internet Marketing is where you need to be.
Posted: 9/18/2008 • Last edited: 6/15/2010 • Link to this review
I've met a lot of "seo professionals" who had no idea what they were doing. Max at Thunder Internet Marketing is the real deal. He knows SEO inside and out. And, he is the only person I'll trust to refer to my clients! I've personally seen the many, many clients for whom he has radically improved their internet traffic.
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Deja vu, courtesy of Hugh Jackman and those bloody blue shorts (alliteration! at 11.09am! Crazy!) as he splish-splashes in the sea off-of London's glittering France.
We like how he's holding his stomach in. And his choppy do'. Which we mention simply because there's little else to say about the HJ apropos the above. Without being sued, anyway. And no-one wants that on their ass. Arse, even.
ps. There's another one after the break.
*steadies self*
Hugh Jackman, etc.,


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Little-known utility Jaelen Feeney has been anointed as the man to replace the big boots of Newcastle legend Kurt Gidley as fullback this NRL season.
New coach Nathan Brown all but confirmed the 21-year-old rookie would start in the No.1 jumper in next week's season-opener against Gold Coast, despite never playing a senior game in the position.
Feeney hasn't even made his NRL debut, but Brown insisted that it wasn't a gamble.
"Gamble is when you don't know anything about something. Gambling is betting on race horses. I'd call it an educated opinion," Brown said.
"We have seen Jaelen at training and we're very comfortable in his ability as a player. He sees the game very well and his training has improved, and he's a good natural football player."
The halfback of the club's NSW Cup premiership-winning team last year, the Nerang Roosters junior only got his first taste as a custodian in last week's trial loss to Canberra.
Brown admitted it was a mixed performance from his project fullback, but was eager to persist through any teething periods, leaving rising star Jake Mamo to start the season on the wing.
"(Feeney) played against the Raiders the other day and he had some really good parts to his game and he had some parts where his inexperience at fullback showed," he said.
"All the training in the world doesn't prepare you for playing, so I can imagine he'll only improve next week and I'd imagine as the weeks go on he'll continue to improve."
Gidley isn't the only big-name player to leave the club, with 998 games of NRL experience vacating through him, Beau Scott, Chris Houston, Clint Newton and David Fa'alogo alone.
It's left Brown without an obvious choice for captain, and there has been speculation the new coach will name three captains with recruit Trent Hodkinson, veteran Jeremy Smith and second-rower Tariq Sims tipped to share the leadership.
The Knights open their season against the Titans on March 6.


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Want more from Genius Kitchen?
Watch on your Apple TV, Roku, or Fire TV and your iOS, Fire, or Android device.Learn More
"We always have something sweet for breakfast on Sunday morning. These are my take on a simple no-yeast cinnamon roll. My family loves 'em!"
Mini Cinni Yogurt Biscuit Rolls
1 recipe photo
READY IN:28mins
YIELD:12 rolls
Ingredients Nutrition
- 1 cup flour (plus some for the counter)
- 1⁄2 teaspoon salt
- 1 1⁄2 teaspoons baking powder
- 1⁄2 teaspoon baking soda
- 2 -3 tablespoons firm butter, cut into pieces
- 1⁄2 cup plain yogurt (you can substitute buttermilk for the yogurt)
- 2 teaspoons ground cinnamon
- 1⁄3 cup sugar (plus a little extra for sprinkling on the rolls)
- 1 -2 tablespoon butter, melted
- 3 -4 ounces cream cheese
- 2 tablespoons powdered sugar
- 1⁄2 teaspoon vanilla extract
- nonstick cooking spray
- Preheat the oven to 450 degrees.
- In a large bowl, combine the first four dry ingredients.
- Cut the cold butter into the flour mixture using a pastry cutter or your fingers until there are no pieces of butter larger than a pea.
- Add the yogurt and stir until it comes together in a ball. Transfer it onto a floured surface.
- Knead the dough 5-10 times but no more. Roll your dough into a rectangle about 1/4-inch thick.
- Brush the dough with about half of the melted butter (reserving some for later).
- Mix the cinnamon and sugar together and sprinkle it liberally over the buttered dough.
- Roll the dough into a log. To make twelve rolls, cut the log in the center. Then cut each of those two pieces in the center. Then cut each of the four pieces you have into three equal slices.
- Take each roll and transfer into the cup of a standard greased muffin tin.
- Dot each of the tops of the rolls with the remaining melted butter. Sprinkle each roll lightly with sugar.
- Bake for 8-10 minutes.
- While the rolls are baking, in a small bowl stir together the cream cheese, powdered sugar and vanilla.
- When the rolls are golden brown, remove them from the oven and let them cool for a minute before removing from the muffin tin.
- Transfer the rolls, to a plate and spread with the cream cheese icing.
- Enjoy!
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Log In for Pricing or to Order
SKU: lel3b
Availability: In Stock
Origin: Lesotho
Size: 26"L x 13"T
Materials: Pig suede
In the tiny landlocked southern African nation of Lesotho, artisans dye soft pig suede with geometric prints to fashion this beautiful decorative pillow. Contrasting panels of solid and printed suede create an eye-catching accent that doesn't overwhelm.
Sold singly. Optional pillow insert is currently out of stock. A fold-over back closure allows for removal of the insert. Patterns may vary slightly.


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Vintage Drum Gear
Rare Vintage Camco Drum Key – 1960's Oaklawn
$90.00Finish off your vintage drum key collection of Camco drum kit with this rare Oaklawn-era Camco tuning key. All letters of "Camco" are clearly stamped on the wing […]
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$100.00Finish off your vintage Sonor drum set with this hard to find Sonor drum tuning key. The main housing of the key is made of […]
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$1,500.00This 20″ vintage K. Zildjian Istanbul ride cymbal features: Exceptional stick definition and balance Excellent condition Weight: 2016 grams, medium light SOUND CLIP & MORE […]
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$90.00This vintage Ludwig drum tuning key will make an excellent addition to your drum key collection. The diamond-shaped logo border is clearly stamped into the […]
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$2,001.00SOLD This vintage Ludwig Black Oyster Pearl drum set features a compact 14″x18″ bass drum, two 9″x13″ rack toms, a 16″x16″ floor tom and a […]
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Vintage Ludwig WFL (Ludwig) Drum Catalog – 1955$75.00Add To Cart »Vintage Ludwig WFL (Ludwig) Drum Catalog – 1955, 44 colorful pages. Size 8 1/2″ x 11″. Fair condition: 1 page is separated from the binding; a […]
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An anti-terrorism court in Lahore has sent an alleged target killer wanted for the murder of a prominent Shia leader on a seven-day physical remand.
The court handed over the accused, carrying head money of Rs2.5 million, to the counter terrorism department for his role in killing Allama Nasir Abbas in 2013.
He was apprehended from Dubai and was brought into the country with the help of Interpol, Express News reported.
Five members of LeJ death squad arrested
On October 23, Crime Investigation Agency (CIA) arrested Bhatti and five other suspects from Dubai for allegedly plotting to target Muharram processions, government officials and official installations.
According to superintendent CIA police Umar Virk, the suspects Bhatti, Rasheed and Ayaz were also involved in killing 14 people including Allama Nasir Abbas Naqvi, Prof Dr Syed Ali Haider and Haider's minor son.
April 7, 2017
April 7, 2017
April 7, 2017
April 7, 2017


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Breaking bad
Le Concombre Masqué posted a topic in General ForumCan audiophilia lead to suicide or mental institution ? This thread will be my chronicle ; feel free to bash or help. I was happy until my usb cable broke as a new DSD vs PCM debate broke as well. All that hatred... Then I was away from home for the holidays and when I came back last night, the computer full of files to test (upsampled dsd, SRCed PCM, what have you) I just found my system horrid. Was it the cold, the fatigue, the storm that cut the power for 36 hours (but a relative switched it on before my return) ??? or was it like when you haven't seen the loved one for several weeks and for a short while you know what you will know for sure only after the divorce, split, what have you : in fact she's very far from perfect, maybe not even your kind ; but after some warm up you're fulfilled again... just as I think my system is quite great today. Did I contemplate the truth or... was it fatigue, required breaking time, what have you ?? Anyway, I started playing with my files, wondering about crazy things such as should I feed my TEAC 501 with straight dff files or use Audiogate to either upconvert to 128 or convert to pcm so I can EQ (gosh ! isn't 192 better while it should be 176.4? src ? eq? which settings ?where ? rx3, A+, offline, on flight?????)AAaaargh!! So far I have taken one decision : src no more, be it rx or A+, no upconversion at DAC level either, Slow filter (linear, almost no pre-ringing, aliasing at 25 K though), EQ (includes a Low Pass at 20K so I don't care for the aliasing) To be followed… if I'm not institutionalized…


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LinenHouse Xanadu European Pillowcase - Teal
Save a pretty penny on this Aussie manchester brand!
Double jacquard fabric | Printed reverse
Includes 1 x 65 x 65cm pillowcase
Linen House is sold in premium manchester stores around the country, known for creating luxurious and top quality bedding. Today you can experience ultimate comfort in the convenience of your home with their Naturals collection, a manchester must-have!
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- Materials: Polyester (front), polyester/cotton (reverse)
- Double jacquard fabric
- Flat piping with printed reverse
- 100% Australian owned and designed
- Please note: item does not come filled


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182. The former is very sensitive and can be used for thin and thick films, Crystals and the Polarizing Microscope A Handbook for Sv and Others, 3d ed. Trading signals for binary options. Barona, P.
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text:
Music Tutors in Pleasanton, CA
Find Private & Affordable Music Tutoring in the Pleasanton Area!
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text: DENVER - An insurer has "not show$(n$) a need for bifurcation" of a bad faith claim from coverage claims against it arising from a dispute over coverage of an underlying quiet title dispute, a Colorado federal judge found Sept. 27, concluding that bifurcation "would not necessarily be more convenient, expeditious, or economical" (Colorado Casualty Insurance Co. v. Infinity Land Corp., et al., No. 1:12-cv-02748, D. Colo.; 2013 U.S. Dist. LEXIS 139250).


text:
Monday, March 6, 7 – 9 p.m., Odd Fellows Hall
— from Bill Gincig —
Local instructors are again offering their community dance class on Monday, Mar. 6, from 7 to 9 p.m. at the Odd Fellows Hall. We will be offering Tango and are honored to have Stan and Kay Miller assisting us on this marvelous dance. Stan and Kay have been dancing Tango for quite a few years and are very proficient at it.
Instruction will begin promptly at 7 p.m. followed by dancing at 8 p.m. The classes are free and no partner is needed.
For further information call Bill at 376-8857 or Jean at 376-6549. Learn to dance which is good for your health, well being and ability to relate to others. Come out and enjoy yourself while learning of improving your knowledge of dance.


text: Hi everyone, This is an h-game I've been working on for quite some time now. There is quite a bit to the game but it include things such as the following: nice visuals, real-time combat, a dark story, and will have very strong sexual scenes. This is something like dark fantasy, though the purpose of this game isn't to focus on combat or medieval settings, you'll will probably understand the game a lot more once the first chapter is complete. The game is still in early development but this game will contain animated-sex. This game will include a wide variety of fetishes, some of the planned fetishes include: M-F, yuri, femdom, rape, futa, ntr, experimentation, monster-girl, gangbang, prostitution, amputee. Story: Supported by the Princess of Karina, A former mercenary named Shouko, along with her band of former mercenaries, go on a desperate mission to rescue their friend who's has been sentenced to death. Across the continent, Prince Lean's home kingdom of Elfina is brutally attacked and destroyed by the kingdom of Seuson. Prince Lean barely makes it to Minerva, where his childhood friend princess Mina rules. Download: You can always get the latest version of the game here: pizzacat's home If you enjoyed this game, please consider supporting me on patreon. Ideas, questions, suggestions, and comments are welcome. enjoy, I'll look forward to reading what you'll post. ^^


text:
Iraq: $307m Bill for 3G Spectrum
|October 18, 2014
|Filled under Iraq Daily News
Iraq Daily News -
Iraq is reportedly seeking $307 million [358 billion Iraqi dinars] from each of the country's three mobile phone operators for spectrum to run 3G (third-generation) services.
According to Reuters, all three operators – Zain Iraq (owned by Kuwait's Zain), Asiacell (owned by Ooredoo) and Korek (Orange) – paid $1.25 billion each for so-called "technology-neutral" mobile licences in 2007, which means they do not require new 3G licences, but they need extra radio spectrum, or frequencies, to launch the technology.
The firms are said to be angry at the request, as the fees would only provide frequencies for the remaining eight years of their licenses, and also considering that their operating costs have risen due to the fighting in the country. There would be considerable additional expenses in building a 3G network.
The operators have asked to meet with the regulator, the Communications and Media Commission (CMC), to discuss the matter.
Related Iraqi Articles-
Iraqi Dinar: Scam or God-Send?
Central Bank Reveals Details of the Iraqi Currency
Cancellation of "Zeros" from Iraqi Currency Won't Solve Iraq's Economic Crisis
Iraqi Dinars: Smart Investment or Smoke and Mirrors?
Iraq Dinar Value Seems Likely To Significantly Increase
The Recent Iraq 2011 Budget May Have Leaked the Coming Currency Revaluation
Buy New Iraqi Dinars and Put Them in a Drawer
Columbus Hooters to Visit Iraq, Kuwa
Iraqi Dinar Trade – What Next After the Revaluation?
The Deletion of Three Zeroes From the Iraqi Currency Is a National Demand
Investing in Iraq- What Investors Have Been Waiting For
Crisis of Fiat Currencies: US Dollar Surpluses Converted Into Gold
Gold Dinar Will End Currency Wars


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5 Feb 2012
Spectrum for 5 February 2012
Writer, film maker and sculptor Frankie Wood is 92 years-old and has been an entertainer since childhood. She still performs with her life-sized puppets, mouth organ or accordion and is always ready to burst into song. But Jack Perkins discovers that Frankie's talent and energy are also reflected in a life crammed with incident and adventure. (The second of two programmes, part one was broadcast on 20 November 2011)


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WOODBRIDGE – The next meeting of the Robert E. Lee Civil War Round Table of Central New Jersey will be held on at 7 p.m. in the Woodbridge Public Library, George Frederick Plaza, Woodbridge. All are welcome!
The upcoming speaker schedule is:
May 7, John Quarstein, "Battle of Williamsburg"
June 4, Steve Laird, "Lee & Jackson at Chancellorsville"
July 2, David Koch, "Lincoln, the Gettysburg Address & Transformation of the Civil War"
August 6, Gail Stephens, "Lew Wallace at Shiloh"


text: In case anyone is interested, here are some facts and figures from Hermès for the first half of 2007. Taken from the financial information of Hermès International. CONSOLIDATED NET INCOME GROWTH OF 9% DURING THE FIRST HALF. Sales higher on all continents Hermès Group sales amounted to 721.1m in the first half of 2007. At constant exchange rates, sales growth was 8.2% following a 10% jump in the second quarter. The extremely strong currency impact held down growth at current exchange rates to 2.9%. The distribution network expanded with the opening of four new branches: in Osaka (Japan) Hangzhou (China) New York Wall Street (USA) and Seoul (Korea). At constant exchange rates, sales growth during the first half was particularly robust in France (10%), in the rest of Europe (12%), in the Americas (9%) and in Asia excluding Japan (12.5%). In Japan, in a lacklustre climate, sales advanced by 2% following a 5% increase in the second quarter. All segments delivered growth Growth was fuelled by Silks & Textiles (up 14%), Tableware (20%) and Other Hermès sectors" (18%), driven by Jewellery and Art of Living. Sales of Ready-to-wear and Accessories rose by 11% and Perfumes delivered a robust 12% increase, after the launch of Terre d'Hermès during the first half of 2006. Leather Goods and Saddlery expanded 4%, with an 11% jump in leather bags, while Watches moved up 5%. Net income increased by 9% Operating income amounted to 185.8m from 184.6m in the first half of 2006. It reflects continued significant advertising efforts and a 7.2m gain on the sale of the remaining Leica Camera AG convertible bonds, which were fully impaired in 2006. Consolidated net income was 128.1m compared with 117.5m in the first half of 2006,up 9 %. The net margin was 17.8 % compared with 16.8 % as at end of June 2006. Currency fluctuations produced an appreciable impact on first half results. At constant exchange rates, operating income would have advanced by 11% and net income by 20%. During the first half of 2007, investments were dedicated mainly to renovating and expanding the distribution network. They amounted to 48m. Under its partnership with the Sandoz Family Foundation, Hermès International further built up its stake in Vaucher Manufacture Fleurier, which specialises in the design, production and assembly of fine mechanical watch movements. The Group also bought back 73m of its own shares in view of cancelling them. Operating cash flow rose 2.1% to 150.3m from 147.2m in the first half of 2006. Outlook for the second half During the second half, Hermès will continue to invest in expanding its distribution network, with some twelve branches to be opened or renovated, and to enhance its production capacity. Major projects include expanding the Faubourg Saint-Honoré store, renovating the Lyon store and continued development in China with a new location in Chengdu. In keeping with its strategy of controlling its know-how, in July, Hermès acquired the remaining shares that it did not own in Soficuir International, a company specialising in supplying and tanning precious skins, thereby becoming the sole shareholder in this company. In 2007 the year dedicated to Dance Hermès will continue its strategy based on creativity, product quality, know-how and the spirit of craftsmanship.


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Watch The Worst Acting in the World on I Didn't Know I Was Pregnant
Not only does TLC give us tips on what to do when a baby is sliding out of you, but they hire the world's most powerfully amateur actors to reenact baby-birthing.
[There was a video here]
This show is getting harder and harder to make fun of, because some of the stories are getting genuinely sad. If you don't know what an ectopic pregnancy is, please don't find out! Luckily, we'll always have reenactors to give us hearty guffaws about the world's saddest people.


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Alphabet Soup Cinema turns one
September 8, 2016 in Event, News, Social Dance by Peter Hackney
Alphabet Soup Cinema – the Blue Mountains' monthly film club for LGBTIQ people and their friends – is turning one. And to mark the occasion, the group is planning its biggest event yet.
On Saturday, September 24, the movie club will hold its first birthday film night and party at the Baroque Bar and Nightclub, Katoomba.
The event will kick off at 7.30pm with a screening of Between a Frock and a Hard Place, the acclaimed documentary about Australian film classic The Adventures of Priscilla, Queen of the Desert – the movie Alphabet Soup launched with last year.
The documentary's producer, Katoomba resident Jo-Anne McGowan, will be on hand to introduce the 58-minute film, which was screened nationally on ABC-TV in March.
Between a Frock and a Hard Place – billed as "the true story behind one of the world's most loved films" – is narrated by iconic British actor Terence Stamp, who played the character of Bernadette in Priscilla.
The documentary was recently nominated for a prestigious AWGIE Award by the Australian Writers' Guild, and features interviews with actors Guy Pearce and Hugo Weaving, Priscilla director Stephan Elliott, and key figures from Sydney's LGBTIQ scene in the 1980s and '90s.
"Between a Frock and a Hard Place has been very well received since its release – but it's an extra special buzz to have a public screening right here in my home of Katoomba," said Ms McGowan.
"Priscilla is integral to Australia's cultural landscape – it's a crucible of transformation and changing attitudes, and it propelled many of its young cast and crew to international fame," she added.
Between a Frock and a Hard Place will be followed by a screening of Priscilla itself, after which the Baroque will shift into nightclub mode for a dance party featuring pop and disco classics.
"It's going to be a great night of fun and celebration," said Alphabet Soup Cinema coordinator Peter Hackney.
"Think music, lights, disco balls and drag queens."
He added that 100 per cent of profits from the evening would go to Pink Mountains Youth, the new social support group for local LGBTIQ youth.
"We'd like to thank everyone who's supported Alphabet Soup over the past year," he said.
"It's because of you that the night has been a success."
Tickets to the evening ($15 concession, $20 full price) are available now at www.alphabetsoupcinema.eventbrite.com. Bookings essential.


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So I am trying to keep the flow of dope music going on for the entire day, so I am going to have to drop this dope song from NY's own, P.Casso and Donny Goines.
Don't wet your pants.
The sample is from that Akon and Bone song...WHAT SONG IS THAT?


text:
Sequence risk, or sequence of returns risk, has to do with the order in which your investment returns occur. It affects you when you are periodically adding or withdrawing money from your investments. In retirement, it can mean that you earn a much lower internal rate of return than what you thought you were going to earn. The best way to understand sequence risk is with an example.

Accumulation: No Additions, No Sequence of Returns Risk

Suppose you invested $100,000 in 1996, in the S&P 500 Index. Below are the index returns.

1996 23.10%

1997 33.40%

1998 28.60%

1999 21.0%

2000 -9.10%

2001 -11.90%

2002 -22.10%

2003 28.70%

2004 10.90%

2005 4.90%

Your $100,000 grew to $238,673. Not bad. Your $100,000 earned just over a 9% annualized rate of return. Now suppose those returns shown above occurred in the opposite order (as shown below in this article).... you ended up with the same amount of money: $238,673. The order in which the returns occur has no effect on your outcome if you aren't either investing regularly (buying investments) or withdrawing regularly (selling investments).

Withdrawing Income and Getting the Same Returns

Now suppose, instead of the above scenario you retired in 1996. You invested $100,000 in the S&P 500 Index, and you withdrew $6,000 at the end of each year. Over the ten years, you received $60,000 of income and you have $162,548 of the principal left. Add those two up and you get $222,548. Again, you earned over a 9% rate of return.

Returns Occur in the Opposite Order

Now suppose you retired in 1996, you invest the same $100,000 and draw out the same 6,000 a year - but the returns listed above happened in the exact opposite order, as shown below.

1996 4.90%

1997 10.90%

1998 28.70%

1999 -22.1%

2000 -11.90%

2001 -9.10%

2002 21.0%%

2003 28.60%

2004 33.4%%

2005 23.10%

(Additional returns data available in historical market returns.)

Once you are withdrawing income the change in the sequence in which the returns occurred did affect you. Now at the end of the ten years, you had received $60,000 of income and have $125,691 left. Add the two together and you get $185,691. This equates to about a 7.80% rate of return. Not bad, but not as good as the $222,548 you would have received if the returns had happened the other way around.

During your retirement years, if a high proportion of negative returns occur in the beginning years of your retirement, it will have a lasting negative effect and reduce the amount of income you can withdraw over your lifetime. This is called sequence of returns risk.

When retired, because you need to be selling investments periodically to support your cash flow needs, if the negative returns occur first, you end up selling some holdings, and thus reducing the shares you own that are available to participate in the later-occurring positive returns.

Sequence Risk Is Somewhat Like Dollar Cost Averaging in Reverse

A sequence of returns risk is somewhat the opposite of dollar cost averaging. With dollar cost averaging you invest regularly and buy more shares when investments are down (in which case a negative sequence of returns early on works to your benefit as you buy more shares). But when you are taking income, you are selling regularly, not buying. You need to have a plan in place to make sure you aren't forced to sell too many shares when investments are down.

Protecting Yourself From Sequence Risk

Because of sequence risk plugging a simple rate of return into an online retirement planning tool is not an effective way to plan for retirement. The online tool assumes you earn that same return each year. A portfolio doesn't work that way. You can invest the exact same way and during one twenty year period you might earn 10% plus returns, and in a different twenty year time period you would earn 4% returns.

Average returns don't work either. Half the time returns will be below average. Do you want a retirement plan that only works half the time? A better option than using averages is to use a lower return in your planning; something reflective of some of the worst decades in the past. This way if you get a bad sequence (bad economy) you have already planned for it.

Having a disciplined investment process in place can also help manage sequence risk. Withdrawal Rate Rules for Creating Retirement Income provides six guidelines you can use to help adjust your withdrawals as you go. Another option is to use investments that provide guaranteed income. 7 Ways to Build a Floor of Guaranteed Retirement Income will give you some ideas on how to approach this.

You could also create a laddered bond portfolio so that each year a bond matures to meet your cash flow needs (you would cover the first 5 - 10 years worth of cash flow needed). In this way, the rest of your portfolio can be in equities and this equity portion is in essence still in the accumulation phase - you can choose to harvest gains from it to buy more bonds in years during or after strong stock market returns.

The best thing you can do is understand that all choices involve a trade off between risk and return. Develop a retirement income plan, follow a time-tested disciplined approach, and plan on some flexibility.


text:
Fed. Circ. Rebuffs Attack On Skelaxin Invalidity Ruling
A three-judge panel of the U.S. Court of Appeals for the Federal Circuit affirmed a trial judge's decision to grant Eon summary judgment.
But though the appeals court reached the same conclusion as the lower court, it took issue with some of the trial judge's analysis.
The opinion said the district...
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text: October 2015 EU Rejection of US-EU Safe Harbor: What Companies Need to Know The October 6, 2015, ruling by the Court of Justice of the European Union invalidating the U.S.-EU Safe Harbor framework sent shock waves through the U.S. and European business communities. It highlights two key issues. First, we have entered a new era in which EU privacy rights could have a direct and significant impact on commerce between the EU and U.S. The decision also comes at a time when there are serious concerns within the business community that the EU data protection law the General Data Protection Regulation — which may be finalized by the end of the year — will impose new and significant obligations on companies that handle any EU personal data, with potentially large sanctions for failing to comply. Second, access by the U.S. government to personal information for intelligence purposes is having an impact on commercial uses of data. In our special October 7, 2015, edition of our Privacy & Cybersecurity Update, we described in detail the Court of Justice's decision in Schrems v. Data Protection Commissioner. 1 Background Under the EU Data Protection Directive, personal information about EU citizens can only be transferred from the EU to countries with "adequate" data protection. Only a small handful of countries satisfy this requirement, and the U.S. is not one of them. The European Commission has provided a few mechanisms for companies to conduct such transfers if they are not located in a country that meets the adequacy requirement. 1 The court's ruling and related documents are available here. Events following the EU Court of Justice's Schrems decision invalidating the U.S.-EU Safe Harbor framework highlight the ongoing uncertainty of data transfers to the U.S. under EU data privacy laws. Meanwhile, the EU has set a three-month grace period and deadline for developing a new framework. 1 EU Rejection of US-EU Safe Harbor: What Companies Need to Know 4 Senate Passes Long-Delayed Cybersecurity Bill 4 California Passes Law Limiting Law Enforcement Access to Digital Records 5 Eleventh Circuit Finds Users of Free TV Mobile App Are Not 'Subscribers' Under Video Privacy Law 6 EU Court Expands Data Protection Authorities' Enforcement Jurisdiction Privacy & Cybersecurity Update Skadden, Arps, Slate, Meagher & Flom LLP and Affiliates skadden.com 2 Skadden, Arps, Slate, Meagher & Flom LLP and Affiliates Privacy & Cybersecurity Update In the U.S., one of these mechanisms is the Safe Harbor, which was negotiated between the European Commission and the U.S. Department of Commerce and went into effect in 2000. To enjoy the benefits of the Safe Harbor, a company needed to self-certify to the Department of Commerce that it complied with specified EU privacy standards. Once the company had self-certified, it could receive personal data from the EU. As of 2015, over 4,500 U.S. companies had joined the Safe Harbor. In Schrems, the Court of Justice found that the Safe Harbor was invalid since it does not address the U.S. government's nearly unrestricted access to much of this data, as revealed through Edward Snowden's and other revelations regarding U.S. intelligence practices. The court also found that, even though the European Commission determined that the Safe Harbor provided an adequate level of protection for personal data, individual data protection commissioners in the EU member states have "complete independence" to conduct their own investigations and make their own determinations of adequacy, and are free to challenge the European Commission's decisions before the Court of Justice. Without the Safe Harbor's protection, businesses that transfer personal data from the EU to the U.S. are left with limited options to comply with the law, including: - Obtaining express consent from the data subject (although this consent can be revoked, rendering this approach potentially cumbersome to administer); - Entering into "model contracts" based on form agreements approved by the European Commission for this purpose; - Where the transferor and transferee are part of the same multinational corporation, adopting binding corporate rules that are approved by the local data protection authority or authorities (though the approval process typically takes 18 months or more); and - Relying on certain other express exceptions to the prohibition on such data transfers, including where the transfer is necessary for the performance of a contract between the data subject and the data controller (which the EU has interpreted narrowly to exclude, for example, transfer of employment information from an EU-based subsidiary to a U.S.-based parent). Are 'Model Contracts' Also at Risk? After Schrems, many media reports noted that companies that relied on the Safe Harbor would likely switch over to the model contracts approach, even though it can be cumbersome for companies that take in data from multiple sources in Europe. However, the model contracts themselves now are also under a cloud of uncertainty given that they present the same issue as the Safe Harbor — namely, that the U.S. intelligence community has broad access to EU data stored in the U.S. Indeed, one EU data protection authority already has adopted that position. Shortly after the Schrems decision, Marit Hansen, head of the ULD (the data protection authority in the German state of Schleswig-Holstein) issued a press release and position paper questioning the validity of the "model contracts" approach.2 Hansen wrote that "a lasting solution can only be in a significant change in U.S. law" and that local businesses that transmit personal information to the U.S. should review their procedures as soon as possible and "consider alternatives" for processing in the United States. Hansen further argued that companies that use the standard model contracts should cancel them and do a complete review of all data transfers. In conducting this review, Hansen indicated that companies should consult with the ULD in virtually every instance. Despite the ULD's pronouncement, on October 16, 2015, the Article 29 Working Party, which is primarily comprised of representatives from the data protection authorities of each EU member state,3 issued a statement declaring that, pending further analysis, EU data protection authorities considered the model contracts a still-viable means of transferring data to the U.S.4 In an interview, European Data Protection Supervisor Giovanni Buttarelli sounded a cautionary note, stating that while mechanisms such as the model contracts and obtaining a data subject's consent were not affected by the Schrems ruling, they "need to be analyzed" and may ultimately need to be amended.5 In short, although the European Commission is taking the positon that the model contracts remain a valid means for enabling transfers of data from the EU to the U.S., there is a realistic possibility that this view will change. Whether the EU authorities or courts ultimately decide to dispense with the model contracts altogether, amend them or leave them unchanged, businesses that transfer personal data from the EU to the U.S. will have to pay close attention to this issue. Will Other Countries Follow Suit? A limited number of other countries have data protection laws that are similar to the EU directive, and some follow the EU's lead on determining whether a country's data protection laws provide adequate protection for personal data. Following the Schrems decision, these countries also may decide to no longer permit transfers of personal data to the U.S. on the basis of the Safe Harbor. 2 Schleswig-Holstein German State, Center for Data Protection, "Position Paper of the ULD to Safe Harbor Court of Justice of the European Union of 6 October 2015 C-362/14." 3 The Working Party also includes representatives from the European Commission and the European data protection supervisor. The European data protection supervisor is a position created by the directive to play a variety of roles within the EU data privacy regime, including providing supervisory and consultative functions among the various member state data protection authorities. 4 The Article 29 Working Party (Oct. 16, 2015) statement is available here. 5 A video of the interview is available here. 3 Skadden, Arps, Slate, Meagher & Flom LLP and Affiliates Privacy & Cybersecurity Update Israel is one such country, and its data protection laws explicitly rely on the EU's judgment of adequacy. On October 19, 2015, the Israeli Law, Information and Technology Authority announced that it was revoking its approval of data transfers to the U.S. that were based on the Safe Harbor.6 The Israeli data protection law includes exceptions that are similar to those in the directive, including consent and the EU's model contracts, but any decisions by the EU limiting the validity of those approaches will impact Israel/U.S. data transfers as well. Replacing the Safe Harbor Even before the Schrems decision, representatives from the United States and the European Union were negotiating a replacement for the Safe Harbor. The decision has placed a new urgency on these negotiations, but the rationale behind the Court of Justice's opinion may create an unsurmountable hurdle to developing a replacement framework that satisfies the court's concerns. In 2013, the EU published a list of 13 recommendations to revise the Safe Harbor to provide greater protection for personal data, many of which stemmed from the same Snowden revelations that inspired the Schrems suit and, ultimately, the court's verdict. The recommendations included requiring Safe Harbor companies to publish the privacy requirements of any contracts they enter into with subcontractors that would have access to personal data, strengthening Department of Commerce monitoring of whether self-certifying Safe Harbor companies were actually obeying the Safe Harbor's requirements and tightly narrowing the Safe Harbor's exception for national security matters. The EU and U.S. entered into negotiations soon after the EU published the recommendations, and those negotiations are ongoing. In 2014, however, Federal Trade Commissioner Julie Brill stated that the recommendations relating to national security matters could not be negotiated by the U.S. representatives, as they were outside the jurisdiction of the organizations responsible for negotiating the Safe Harbor regime: the Department of Commerce and the Federal Trade Commission. In light of Brill's announcement, and the court's decision invalidating the Safe Harbor primarily because of the very national security exceptions that Brill announced could not be negotiated, it is unclear whether the ongoing Safe Harbor negotiators will be able to find common ground. Further, even if EU and U.S. negotiators agree on a new Safe Harbor, the Schrems decision makes clear that national data protection authorities retain the authority to review data protection practices on their own. These authorities could decide that an agreement does not meet local standards — for example, if it does not adequately limit the U.S. government's access to personal 6 An unofficial translation of the statement is available here. data. Those negotiating a new Safe Harbor may therefore seek the tacit approval of each data protection authority so that they do not negotiate a Safe Harbor that is then rejected by one. EU Offers Three-Month Grace Period In its October 16, 2015, statement, the Article 29 Working Party announced that it would give U.S. and EU negotiators until the end of January 2016 to agree on a revised Safe Harbor. Until then, EU data protection regulators will not take enforcement actions against companies that were using other means to address data protection matters, such as the EU's model contracts. The Working Party has threatened potentially dire consequences if no Safe Harbor regime has been agreed by its deadline. The group announced that after January 2016, if no replacement Safe Harbor has been put into place, and if EU regulators determine that the other mechanisms do not afford adequate data protections, national authorities will take "all necessary and appropriate actions" to protect personal data. These may include "coordinated enforcement actions" against violators. Under the directive, these actions could result in fines of up to 5 percent of a violator's operational costs. Key Next Steps In response to the uncertainties regarding EU-U.S. data transfers, many companies have quickly put model contracts in place to facilitate the transfer of personal data from the EU to the U.S. As noted, however, even these contracts may be in jeopardy based on the Schrems decision, and it is conceivable that no set of model contracts, and no replacement Safe Harbor regime, will satisfy all of the data protection authorities in all the EU member states. It is important, therefore, for all businesses that transfer data from the EU to the U.S. evaluate their data practices. This evaluation should include an understanding of all data transferred from the EU to the U.S. so that any required changes can be implemented quickly. Companies may also want to start considering their options should they encounter a period of time during which there is no permissible way to transfer that data to the United States. While this is a highly unlikely scenario, many also did not believe the Court of Justice would invalidate the Safe Harbor. The Department of Commerce and various EU-based data protection authorities are expected, in the coming weeks, to release advice and updates to companies seeking to transfer personal data from the EU to the U.S. Companies should be on the lookout for these releases and evaluate their data practices accordingly. Return to Table of Contents 4 Skadden, Arps, Slate, Meagher & Flom LLP and Affiliates Privacy & Cybersecurity Update Senate Passes Long-Delayed Cybersecurity Bill On October 27, 2015, after a six-year effort, the Senate passed its version of the Cybersecurity Information Sharing Act (CISA), a bill that seeks to encourage companies to voluntarily share cybersecurity threat data among themselves and with the U.S. government.7 The bill allows companies to share this information regardless of other laws — such as antitrust laws and laws regarding consumer privacy — that might otherwise prevent such sharing. Consumer advocates have objected that CISA does not sufficiently protect consumer information, although the bill does require that participating companies remove any personally identifiable information before sharing the data. The House of Representatives has passed similar bills in the past, and CISA will need to go through the conference committee process so that House and Senate negotiators can develop a final, compromise bill. The White House has signaled support for the Senate bill, so it appears likely that if the House and Senate can agree on a compromise bill, it will quickly become law. When and if such a law is signed, we will provide further information in this newsletter. Return to Table of Contents California Passes Law Limiting Law Enforcement Access to Digital Records On October 8, 2015, California Gov. Jerry Brown signed into law the California Electronic Communications Privacy Act (CalECPA). This law updates California's existing privacy laws by requiring any department or agency of the state of California, including state law enforcement, to obtain a warrant to access digital records such as images, emails, texts, metadata and location information. 7 S.754 - Cybersecurity Information Sharing Act of 2015. Background In most states, many of the types of data now protected by CalECPA remain subject to warrantless searches under the federal Electronic Communications Privacy Act (ECPA). The courts — including the U.S. Supreme Court, which unanimously held in Riley v. California8 that the warrantless search of a smartphone violated the Fourth Amendment — seek to strike a balance between the government's ability to access electronic records and the privacy of the individuals to whom such records belong. But privacy advocates and other stakeholders agree that new legislation is required to provide clear guidance and procedures for obtaining such records. In addition, technology companies such as Facebook, LinkedIn, Twitter and Google — which receive an ever-increasing number of requests for information from law enforcement, often without a warrant — have long advocated for clearer laws protecting them from having to disclose this information. These companies have come under increasing public pressure and scrutiny in recent years as a result of the revelation that the U.S. government had been extensively collecting digital communications and other data without a warrant. CalECPA and Existing Federal Law CalECPA represents a significant step in the direction of protecting technology companies and their customers from the type of open-ended access to personal information that has drawn so much scrutiny. Under the new law, law enforcement and other agents of the California government may not, subject to certain specified exceptions, require service providers to disclose digital records unless (i) such service provider is served with a warrant that complies with federal and state law,9 and (ii) the government entity serves the identified target of the warrant with notice thereof, including a description of the information being sought and the nature of the government investigation.10 Notably, the law protects not only digital communications and metadata related thereto but also "the current and prior locations of [a] device."11 CalECPA, however, does not apply to requests for information from the federal government, which will continue to be governed by the federal ECPA. Under that law, digital information such as emails and other data that have remained in storage for over 180 days may be obtained by administrative subpoena and notice to the individual whose information is being sought, though such notice may be delayed if the government provides the court with "specific and articulable facts showing that there are reasonable grounds to believe that the contents of a wire or electronic communication, or the records or other information sought, are 8 134 S. Ct. 2473 (2014). 9 Cal. Penal §§ 1546.1(b), (c), (d)(3) (2015). 10Cal. Penal § 1546.2(a) (2015). 11Cal. Penal § 1546(g) (2015). The Senate has passed a long-negotiated cybersecurity bill that seeks to encourage companies to share cyberthreat information, amid concerns over consumer privacy issues. The bill must be reconciled with similar House bills before being sent to the president for his signature. California has passed a law seeking to limit government access to electronic information. The law may become a model for other states to follow, but it will not have a direct impact on federal government access to electronic records. 5 Skadden, Arps, Slate, Meagher & Flom LLP and Affiliates Privacy & Cybersecurity Update relevant and material to an ongoing criminal investigation."12 While many attempts have been made to similarly update the federal ECPA, thus far all such attempts have stalled. Impact of the New Law All U.S. companies that receive requests from law enforcement for digital records should familiarize themselves with this new California law, as historically, privacy laws enacted in California have later been adopted by other states. Several states already have laws similar to CalECPA,13 and as noted above, the federal government is also considering an update to the federal law, which likely will include many of the same procedures as are found in CalECPA.14 Furthermore, in light of the European Court of Justice's Schrems ruling invalidating the U.S.-EU Safe Harbor program — in part because of the kinds of widespread government access to data that CalECPA seeks to curtail — laws such as these may help EU data protection regulators come to accept the United States as a safe recipient of personal data from the EU. Return to Table of Contents Eleventh Circuit Finds Users of Free TV Mobile App Are Not 'Subscribers' Under Video Privacy Law The U.S. Court of Appeals for the Eleventh Circuit affirmed on October 9, 2015, that a television network did not violate the Video Privacy Protection Act (VPPA or the Act) by sharing information about users of its free mobile application (app) with third parties. In Mark Ellis v. The Cartoon Network, Inc., the court held that such users are not "subscribers" within the meaning of the Act.15 The decision follows in the wake of various other class action litigations seeking to apply the Act to disclosure of mobile 12 18 U.S.C. §2703(d). 13 Laws with similar protections have been enacted in Utah, Maine, Texas and Virginia. 14 For example, the current draft of S. 356, the Electronic Communications Privacy Act Amendments Act of 2015, would require a warrant for electronic communications data but would not afford the same protections to location data. 15See Mark Ellis v. The Cartoon Network, Inc., 14-15046 (11th Cir. 2015). app user information, and some expect it will incentivize service providers to stream free content to reduce their exposure under the Act. Cartoon Network's App At issue was the Cartoon Network's free CN app, which smartphone users can download to their phones to stream clips or episodes of Cartoon Network shows. Though app users can access additional content by logging into the app with their cable provider information, merely downloading and streaming the basic content does not require users to create a login account or provide any registration information. When downloaded to an Android smartphone without the identifying login information, Cartoon Network's app identifies the user through his or her mobile device identification (Android ID) and tracks the user's viewing history. Each time the Android user exits the CN app, the network sends a record of the user's history — the user's Android ID and a list of content streamed — to Bango, a data analytics company. Bango, which tracks users across multiple devices and services, can automatically identify an individual by compiling information linked to the Android ID from other websites, applications and sources. As a result, Bango, upon receiving the plaintiff's viewing history from the Cartoon Network, was able to link the Android ID and viewing history to the individual — despite the CN app never asking users to consent to the Cartoon Network sharing or otherwise disclosing personally identifiable information to third parties. The Video Privacy Protection Act In the Mark Ellis case, the plaintiff argued that the CN app violated the VPPA, a statute with a storied legislative history that courts and claimants have struggled to apply in the context of more modern technologies. In 1998, a newspaper published a profile of U.S. Supreme Court nominee Robert Bork that included the titles of 146 videos he and his family had rented from a local video store.16 Congress responded by enacting the VPPA, which sought "to preserve personal privacy with respect to the rental, purchase, or delivery of video tapes or similar audio visual materials."17 Amended in 2012, the VPPA generally prohibits service providers from knowingly disclosing to a third party personally identifiable information concerning any consumer without informed consumer consent. The Act defines a "consumer" as a renter, purchaser or subscriber of goods or services from a video tape service provider,18 and it is the last definition — the 16See S. Rep. 100–599, 2d Sess., at 5 (1988), reprinted in 1988 U.S.C.C.A.N. 4342. 17See 134 Cong. Rec. S5396–08, S. 2361 (May 10, 1988). 18See 18 U.S.C. § 2710(a). A Court of Appeals has ruled that a mobile app provider can share user information with third parties without violating the Video Privacy Protection Act. Because the users could view the content without paying a fee, they were not "subscribers" protected under the Act, the court found. 6 Skadden, Arps, Slate, Meagher & Flom LLP and Affiliates Privacy & Cybersecurity Update term "subscriber" — that found itself the focus of the Eleventh Circuit analysis. Focusing on the lack of an ongoing relationship between the plaintiff and the service provider, the court ruled that users who merely download an app for free and view streaming content on it are not subscribers, particularly because the user may delete the app at whim and without consequence.19 Based on this interpretation, the court held that the plaintiff was not a "subscriber" within the meaning of the Act, and that the Cartoon Network therefore did not violate the VPPA by passing his information to Bango.20 Impact of Decision If followed in other circuits, the Eleventh Circuit's ruling in Mark Ellis could dramatically limit the Act's relevance to mobile applications. Prior to Mark Ellis, the few district courts to consider the question had come to varied, fact-specific conclusions.21 The Mark Ellis holding potentially diminishes the number of potential plaintiffs while providing guidance to companies seeking to avoid liability under the Act. Though payment is not a prerequisite of subscription, the Eleventh Circuit decision emphasizes that a "subscriber" is one who is involved in a give-and-take of some kind with a service provider. Payment, registration, commitment, delivery or access to restricted content are typical examples of this kind of more substantial relationship.22 Companies seeking to avoid liability under the VPPA could consider altering their product offerings in light of this ruling, such as shifting to free content-delivery systems and foregoing any login requirements. Return to Table of Contents 19 See Mark Ellis v. The Cartoon Network, Inc., 14-15046 at *6. 20 The court declined to consider whether the report Bango received from the CN app qualified as "personally identifiable information" under the VPPA. The district court below had found that the plaintiff qualified as a "subscriber" under the VPPA, but that the information Bango received did not constitute "personally identifiable information." See Mark Ellis v. The Cartoon Network, Inc., 14-15046 at *3, *6 fn. 2. 21Compare Yershov v. Gannett Satellite Info. Network, Inc., ––– F.Supp.3d ––––, –––– – ––––, 2015 WL 2340752, at *9–10 (D.Mass. May 15, 2015) (holding that a person who simply downloads a free app on a mobile device is not a "subscriber") and Austin–Spearman v. AMC Network Entm't LLC, ––– F.Supp.3d ––––, –––– – ––––, 2015 WL 1539052, at *6–8 (S.D.N.Y. Apr. 7, 2015) (stating that "casual consumption of web content, without any attempt to affiliate with or connect to the provider, exhibits none of the critical characteristics of subscription," and holding that a person who merely visits a provider's website and watches video clips is not a "subscriber"), with, e.g., Locklear v. Dow Jones & Co., Inc., ––– F.Supp.3d ––––, –––– – ––––, 2015 WL 1730068, at *3–4 (N.D.Ga. Jan. 23, 2015) (holding that "if a plaintiff, in addition to visiting a website, pleads that he or she also viewed video content on that website, that plaintiff is a 'subscriber' to a service within the meaning of the VPPA"). Cf. In re Hulu Privacy Litig., 2012 WL 3282960, at *8 (N.D.Cal. Aug. 12, 2012) ("Plaintiffs pleaded more than just visiting Hulu's website. They were subscribers of goods and services."). 22See Mark Ellis v. The Cartoon Network, Inc., 14-15046 at *5 (citing Yershov, 2015 WL 2340752, at *9). EU Court Expands Data Protection Authorities' Enforcement Jurisdiction On October 1, 2015, in Weltimmo SRO v. Nemzeti Adatvedelmi es Informacioszabadsag Hatosag, the European Union Court of Justice ruled that data protection authorities in EU member states have the authority to take data protection actions against companies with even limited contact with the state in question. The court announced its decision less than a week before it issued its landmark Schrems ruling voiding the U.S.-EU Safe Harbor regime under the EU's Data Protection Directive and confirming local data protection authorities' rights and duties to engage in independent reviews of decisions by the European Commission. Taken together with the Schrems decision, the court's ruling in Weltimmo significantly expands the enforcement powers of local data protection authorities and may signal a new era of aggressive data protection enforcement efforts by the EU and/or its individual member states. Background The Weltimmo case involved an enforcement action brought by the Hungarian data protection authorities against a company with its registered office in Slovakia operating a website hosted in Slovakia. Weltimmo is a website that ran property ads for Hungarian owners. The site ran ads for free for the first month, then charged a fee to continue running them after that month. According to complaints received by the Hungarian data protection authority, however, Weltimmo ignored requests by property owners to remove their ads and personal data from the service after the first month. Instead, the ads continued to appear on the site and, when the property owners refused to pay for them, Weltimmo sent their personal information to debt collection agencies. When the Hungarian data protection authority levied a fine against Weltimmo, the site operators appealed to the Hungarian Supreme Court, claiming the Hungarian data protection authorities do not have jurisdiction under the EU directive to take action against the company. Under the directive, data controllers such as Weltimmo only have to comply with data protection laws in the country in which they are established. Weltimmo asserted that, as a Slovakian company with a site hosted in Slovakia, it was not established in Hungary. The Hungarian Supreme Court referred the question of jurisdiction to the European Court of Justice. In a decision relating to the Hungarian data protection authority's right to take action against a Slovakia-based website, the EU Court of Justice has expanded the jurisdiction of each EU member state's data regulators, raising the prospect of a company being subject to sanctions by regulators in multiple countries. 7 Skadden, Arps, Slate, Meagher & Flom LLP and Affiliates Privacy & Cybersecurity Update The Court's Ruling The Court of Justice ruled that establishment under the directive is not limited to the country in which a company is registered. Instead, if the data controller engages in real and effective activity through "stable arrangements" in a different country, it can be subject to that country's data protection laws. The court determined that Weltimmo had sufficient contacts with Hungary to be considered established in Hungary and to confer jurisdiction to the Hungarian data protection authorities. The court noted that Weltimmo's site was available in Hungarian and advertised Hungarian properties. Further, the company had a representative in Hungary (with an address in Hungary) who served as a point of contact for customers and who represented the company in administrative and judicial proceedings, had a bank account in Hungary for recovering debts and used a postal box in Hungary for the management of its ordinary business affairs. Impact of the Court's Decision The court's decision in Weltimmo raises the possibility of a company being subject to the data protection laws of multiple EU member states simultaneously. Although not different from how many multinational businesses operate outside the EU today, the outcome may surprise those companies that thought they, at least in the EU, were only subject to the jurisdiction of one data protection authority. Companies that operate in multiple EU jurisdictions should evaluate whether — despite being registered in only one member state — their activities in others expose them to enforcement in multiple EU jurisdictions. Taken together with the Schrems decision, the Weltimmo ruling may signal a new era of independence among EU member state data protection authorities. No longer presenting a united front, and perhaps abandoning some of their traditional deference to the European Commission and their fellow member states, these data protection authorities may present companies doing business in the EU with a complex web of regulations and regulators with which they must comply. Return to Table of Contents 8 Skadden, Arps, Slate, Meagher & Flom LLP and Affiliates Privacy & Cybersecurity Update Stuart D. Levi Partner / New York 212.735.2750 email@example.com Cyrus Amir-Mokri Partner / New York 212.735.3279 firstname.lastname@example.com James R. Carroll Partner / Boston 617.573.4801 firstname.lastname@example.com Brian Duwe Partner / Chicago 312.407.0816 firstname.lastname@example.com David Eisman Partner / Los Angeles 213.687.5381 email@example.com Patrick Fitzgerald Partner / Chicago 312.407.0508 email@example.com Todd E. Freed Partner / New York 212.735.3714 email@example.com Marc S. Gerber Partner / Washington, D.C. 202.371.7233 firstname.lastname@example.com Lisa Gilford Partner / Los Angeles 213.687.5130 email@example.com Rich Grossman Partner / New York 212.735.2116 firstname.lastname@example.com Timothy A. Miller Partner / Palo Alto 650.470.4620 email@example.com Timothy G. Reynolds Partner / New York 212.735.2316 email@example.com Ivan A. Schlager Partner / Washington, D.C. 202.371.7810 firstname.lastname@example.com David E. Schwartz Partner / New York 212.735.2473 firstname.lastname@example.com Michael Y. Scudder Partner / Chicago 312.407.0877 firstname.lastname@example.com Jennifer L. Spaziano Partner / Washington, D.C. 202.371.7872 firstname.lastname@example.com Helena J. Derbyshire Of Counsel / London 44.20.7519.7086 firstname.lastname@example.com Gregoire Bertrou Counsel / Paris 126.96.36.199.11.33 email@example.com Jessica N. Cohen Counsel / New York 212.735.2793 firstname.lastname@example.com Peter Luneau Counsel / New York 212.735.2917 firstname.lastname@example.com James S. Talbot Counsel / New York 212.735.4133 firstname.lastname@example.com Joshua F. Gruenspecht Associate / Washington, D.C. 202.371.7316 firstname.lastname@example.com If you have any questions regarding the matters discussed in this newsletter, please contact the following attorneys or call your regular Skadden contact.


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Wilson Combat NP3 AR-15 Bolt Carrier Group TR-BCA-NP3
Wilson Combat NP3 AR-15 Bolt Carrier Group TR-BCA-NP3
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|Technology Labs
Students at Columbia Central are now able to work in a Mac/PC Dual Boot Lab. This gives students to a greater variety of programs and skills to master in the computer world.
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Farmwelding wrote:Yeah Mr. Tig is a fun guy. Glad that he and the other guy got replaced by Bob. He's not ashamed to make a mistake and is fun to listen to.
Also... I would have never guessed Jodys first name was William.
And as for other videos... I feel like any other videos by someone with experience could be valuable. Certain people may not like the way Jody talks or teaches(I don't know why they would but you never know). Some people may learn better from someone like Dave or anybody really with experience. Different experiences may provide different perspective. Jody-pipe background and airplane. Maybe a structural welder or something like that and then you have a greater background of knowledge and perspective. As long as there is experience and they aren't cocky like Mr. Tig. Other than that it could help others and add to the arsenal.
i will agree with u on BOB he is prety good and like you said is not afreade to mess up and admit it..
as for chuckie.. he kinda quite making good stuff when he moved to texas. if he would not of taken free shit i think he would of been better off..


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Freddie Mac has made it easier for borrower to refinance their mortgages by eliminating the minimum credit score requirement—provided they have at least 20% equity in their property. In the past, the government-sponsored enterprise required a minimum credit score of 620 to qualify for high-equity financing.Click ...
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