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September 5, 2013
Six years after property crash another bubble is emergingPosted in Banks · 108 comments ·
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After years of falling prices, many hoped that such house panics couldn't happen again.
It is like a 2005 nightmare all over again. In south Dublin a strange new phenomenon has emerged. It is, believe it or not, queues of hopeful house buyers – young parents with children – driving around looking at houses on a Saturday afternoon.
After years of falling property prices, many hoped that such house panics couldn't happen again, but we were wrong.
These young parents bought small apartments in the mid-Noughties just before they had kids because this was all they could afford. Fast-forward seven years and they are all in negative equity but need to move out of the cramped apartments.
The problem is that so many want to move at the same time because whatever else might have happened over the past 10 or so years, their children are growing up at the same pace. Because of the baby boom today's Dublin thirtysomethings find themselves, yet again, in a competitive property spiral made all the more problematic by negative equity inherited from the first boom.
In a sense, this is the generation that has been screwed twice.
They bought apartments in the Noughties not because they were being reckless but because they thought they were doing the responsible thing. The responsible thing then for the vast majority was "not to get left behind", so they took the plunge with borrowed money in order to create a home for their impending families. Now that the young families have outgrown the apartment, they are all coming into the market for bigger houses at exactly the same time.
When you hear economists talk about the economy, it is usually measured in terms of sterile numbers like GDP or the balance of payments or something equally remote. But the economy is about people and the hundreds of thousands of individual small decisions taken each day at the kitchen table are, when aggregated together, what we mean by the economy.
If house prices rise once more, many thirtysomething parents will try to move as soon as possible, once again pushing up house prices in large parts of Dublin. The major problem in parts of the suburbs is that most of the housing stock was built in the 1960s, 1970s and 1980s and because people are living longer, the housing stock isn't changing hands quickly enough.
This lack of available accommodation due to the longevity of one generation that is having an impact on the life of another generation, may well exacerbate trends that are already evident.
For example, Irish people are getting married much older than in previous generations. This is partly the result of a variety of economic trends, which have been amplified by the recent recession. But getting married later is not without its societal costs and evidence from the US indicates that getting married later impacts on different groups in society differently. Could the same impacts be observed here, and could the recent rise in house prices exacerbate these trends?
In America, marriage seems to acts as social ballast in people's lives. Married twentysomethings tend to be happier and less maladjusted. For example, twentysomething men who are unmarried, especially singles, are significantly more likely to drink to excess, be depressed, and report lower levels of satisfaction with their lives, compared to married twentysomethings.
Thirty-five per cent of single or cohabiting men reported that they were "highly satisfied" with their lives, compared to 52pc of married men. For women the corresponding figure was 33pc of single women and 29pc of those cohabiting, both figures trail far behind 47pc of married women who are highly satisfied with their lot in life.
Like Irish adults, Americans of all classes are postponing marriage into their late twenties and thirties for two main reasons, one economic and the other cultural.
Culturally, young adults have increasingly come to see marriage as something they do after they have all their other ducks in a row, rather than a foundation for launching into adulthood and parenthood.
While the above trends have been going on for two decades, in the past few years, the lack of youth employment opportunities, the assumption that young workers will work for experience rather than money and the stubbornly high cost of accommodation are amplifying these marriage trends.
In Ireland, when one income was enough to support a family, men left school at a young age and went to work in a trade, which provided for their wife and family. Now that is no longer an option. They need to finish school and then many feel they have to follow that with at least four years in university followed by work experience before they are ready to 'settle down'.
For Irish women, particularly those with third-level education, getting married later allows them to achieve certain milestones in their careers and, as a result, postponing marriage is good for balance sheets.
In 1977 the average age of grooms was 22.6 years. Today it's 34. In 1977 the average age for brides was 24 and by 2010 it was 32.
But we can truly see the change in marrying age when we note that in 2010 in Ireland, only 4pc of grooms were under the age of 25 while 33pc of grooms were aged 35 and over on their wedding day.
When we see house prices rising again in certain areas and youngish parents pitted against each other in yet another example of the failure of the Irish planning system to anticipate the impact of demographic change, it is easy to conclude that we've learnt nothing from the bust.
People are getting married later and this trend will continue; we are having lots of babies just having them older. As these children grow up, these families need bigger houses and more space.
Its an extraordinary indictment of Irish public policy that six years after a property crash, a bubble is emerging in parts of the capital city while large parts of the country are home to ghost estates and all the while, people are postponing marriage and settling down precisely because they can't afford it.
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Good morning All
Good morning Tony.
Enjoying the Indian Summer in your part of the world?
Turned damper and rainy here. Weather is better in rainy Ireland!!!
Seems as if there must be good steady jobs around if the property market is being bid up. This is the two tier economy I commented on before. Some are doing ok and others aren't. This will lift a number out of the negative equity they are in. Hopefully these are not tracker mortgages but fixed rates for longer terms. Buyers will have stability if that is the case.
Who is buying the housing being sold by these move up buyers? There are gaps in this story.
As for planning being wrong. Who needs that type of planning anyway. Let the market forces respond to the demand and the housing will be produced.
The marriage age in Ireland was always older and is now returning to the norm of past times.
Everything will be fine unless the banks are bailed out yet again if the market turns down.
"As for planning being wrong. Who needs that type of planning anyway. Let the market forces respond to the demand and the housing will be produced."
Look where that got us, every cowboy in town built tiny box apartments, some of which are not fit to be called homes. We need planning and regulation that ensures we build better homes.
I am talking about the suggestion that somehow the authorities know what is required in advance. Mission impossible.
I have seen the results of government mandated housing here. It failed and was abandoned. special housing with government grants at a price ceiling resulted in poor materials and shoddy work to keep under the price level. Subsequent owners had hefty replacement and maintenance bills.
MURB program here resulted in an over supply of condominiums. Tax breaks were manipulated.
Insulation programs subsidized by the state resulted un Urea foam insulation. Later it had to be cut out and neutralized. As it was exposed it was seen that there was on average a 50% effective insulation coverage which also resulted in condensation and wood rot.
The list goes on.
Caveat emptor and the market are not perfect but generally better than the alternative.
Building code standards are a necessary regulation and some of the finest are in Canada. But regulating the amount and type of housing results in disaster.
Now, I agree with you.
Thanks, I guess statements need fleshing out!!
Grey Fox
Tony, one of the main problems is that Banks cannot provide financing for new builds where there are required, we have a stock of inappropriate homes, either built in remote satilite towns of shoe box apartments built to the minimum standards and minimum space requirements.
AIB stated on tuesday to the Joint Committee on Finance that if distressed borrowers are not forced to repay loans the bank will go bust – sometimes the answer is hiding in plain sight when it comes to these zombie banks.
The Banks went for broke and lived in the day with no regard for tomorrow, now we have the situation where the already flawed financial models are FUBAR and every bank is playing for time whilst trying to subject distressed borrowers to a lifetime of servitude, the situation has to be ventilated, warts and all with the end game being the push on the reset button, whether the Banks remain is academic the reality is that the Irish people have to have roofs over their heads as a basic standard so they can be all they can be, this will never happen while all their energy is spent on trying to hold on to the roof over their head.
The Banks lost the run of themselves, greed took over and government was at the least complicit, the piper has to be paid but that task should not and will not fall into the laps of the distressed borrower alone, that much is abundantly clear at this stage even if the Government and Banks are ignoring it.
David suggested that these people who bought "shoehorn" apartments are now expanding into a demand for larger housing.
He also suggested that these buyers were underwater in negative equity on these apartments. If that is true then as I asked, who is buying these apartments to allow these people to move up, and how are the house purchases being financed.
I repeat. There is something missing in this account as it does not compute.
If as you suggest the banks can not finance then how are these people buying. Are they a new buyer with cash?
Is Dublin a special market in Ireland as the rest of the country goes under? Some people must have money and well paid jobs. Who are they: government employees??
Can we include people who work in state owned banks as state employees ? The banks are headquartered in Dublin.
And then there are other parts of the institutional state like NAMA, with loads of lolly, and lots of inside information.
Joe R
You are completely correct when you say it does not compute.It makes no sense. And I am not aware of a shred of statistical information which backs this article´s speculative comments.
If anything the contrary has been said. A lot buyers are cash buyer, not people in their mid thirties with existing properties in negative equity and an expanding brood of kids.
Good point Joe.
Quote the stats please David. Where did these assumptions come from?
Without any info I am assuming that in the better parts of Dublin that the only properties coming onto the market are those in positive equity and the buyers do not need finance or at least not high ratio.
What are the stats on the numbers of sales.
A few years back the Vancouver market explodes upwards we were told but in fact it was mainland Chinese buying top end mansions for cash. There were enough sales to skew the average prices considerably higher. It made good press but did not represent the main market.
I think there are a lot more pressures on accommodation than just a longevity of one generation.
What about the largely uncontrolled political refugee problem. I would say this is the biggest scam afflicted on this country. My understanding was that in order to claim political asylum, the asylum seeker must do it at his/her first port of call, not their chosen destination. England and Frances fobbed hundreds if not thousands of these chancer's on to our shores, illegally.
Also, there are the economic migrants vying for specific language orientated jobs with the multinationals, most of which are beyond the capabilities of Irish. How many of us speak Finnish?
Another thing to consider about with regard to getting the defibrillator out for the property market would be the ever increasing number of politicians and senior civil servants in trouble with the banks.
Would it not suit them if that 5 acres in Legoland that are currently worthless began to rise in value again?
As for the reference to "Planning System", having dealt with "planners" for almost 20 years I can safely say that the majority are completely out of their depth, unskilled and fail constantly to see the bigger picture. Not that it matters, planners can always we circumnavigated if you have the right contacts and resources.
I refer to my favourite planning office as the reject shop.
This reason is stuff and nonsense and v product of extreme prejudice. Political refugees are corralled into hostel like accommodation centres for years upon end. They are lucky if they arrive here with a passport, never mind cash to put a deposit on a house. They have no right to work either.
We have signed up to the Geneva and Dublin conventions, so if we can't process seekers quickly and efficiently including sending them back if suspected eligible for return home or to another Dublin Convention country then we need to improve something under our control. Of course it's more important to pay our long serving councillors €16k for the planning disasters first.
The real "uncontrolled political refugee problem" is the government's shameful dereliction of all international agreements regarding the treatment of genuine political refugees. The austerity drive has completely removed all previous support structures and it is now quite disgusting the conditions this 'civilised' country now affords the most vulnerable that we 'welcome'. They are simply left to rot. If "hibernian56″ was even superficially familiar with the reality on the ground for our 'guests' he'd realise what an ignoramus he sounds, and what a hypocritical country this is for the empty gesture of still accepting refugees while abandoning them as soon as they step ashore. That's a real 'scam' that destroys real lives, hibernian56, maybe that should offend your sensitivites.
hibernian56: What about Irish political asylum seekers? If Americans started complaining about Drummer hiding out in Cape Cod to avoid facing the music, how would you feel about that? I'd feel 'uncomfortable' about him facing rendition to Shannon as I don't think he'd ever get a fair hearing after TapeGate.
Let's not descend to barbarism. Ireland was ravenously sourcing foreign labour for economic opportunism. It's a bit much to suggest that the Republic betray it's core foundational values of sanctuary and resistance to oppression because of just another economic depression. Dev did all this before. So did Haughey. Bertie was just following the script. And now, that cute little twink Enda is getting ready to 'manage expectatons' as to the meaning and context of the centenary of 2016:
ps: @bonbon. I mention Ganley cuz he got irate about Lisbon 2 and the loss of Sovereignty. What does he think of the loss of landscape sovereignty to British corporate interests? What views does he hold on this development? Does he regard it as legitimate capitalist entrepreneurialism, or something with more strategic implications? Like Lisbon 2.0
WOW!! Those are powerful Marriage and happiness stats. So, people who co-habit are less happy than single people but the happiest people (on average) by far are married people. As a race we want freedom and excitment but need stability.
The giant parasite that is Dublin continues to suck the life out of the rest of the country and has now begun to consume itself with another property bubble.
So what's year solution? Cut Dublin loose and send it to England? Dubliners also subsidise the rest of v the country with their tax so this is not a constructive statement.
Typical Dublin arrogance. Don't forget you're only about 1/3 of the population, and you're not subsidising anybody.
If the rest of the country stopped feeding Dublin with fresh workforce the city would be sunk. There's plenty to go around for everybody but most of the recent FDI has gone straight to Dublin while the rest of the country has been left to deteriorate.
North County Dublin with a strong focus on market gardening (that's right producing a product for a market) is one of the few counties not dependent on EU subsidies as a dole for farmers. The southwest got Shannon and was right on the money when location was key for transatlantic flights. It fleeced the American tourist market for years and then hampered the development of the wider Irish tourist market with the ridiculous "Shannon stopover". Workforces have been gravitating towards industrial conurbations since the industrial revolution, better that it's on this Island creating wealth here. The other option is to head further afield and create wealth overseas. Which option best serves the interests of people on this little Island? This parochial tribal mindset with the local TD gaining a "ministerial merc" and sucking tax revenue into the local area is what got this State into the state it's in. Start thinking for the common good and not like some gansai clad pride of the parish forelock tugging self serving Neanderthal.
Ugh. Troll
Completely ridiculous statement, Dublin provides jobs for people from Dublin and people from all over the country, the tax take from Dublin heavily subsidises the services and infrastructure for all of our country cousins, foreign direct investment will tend to gravitate towards large urban areas with access to skilled workers and airports and ports, the anti Dublin brigade need a wake up call, One Ireland !
I think we need to move away from this Dublin v Rest of the Country mindset. Talent isn't conditional on county of origin, however talent needs a market in which to operate. Large urban areas (London, Singapore, Barcelona, Boston, Dublin etc.) create conditions and their own dynamics which just aren't available in ANY rural environment. It's why people have been moving to cities for centuries. Singapore a city state of 5 million people in an area much smaller than Leinster is an economic powerhouse in Asia with virtually no natural
resources. People with vision and energy help to create wealth and people without vision or energy help to destroy wealth. Please do yourself a favour and go and get an education, or travel and get that Dublin v Country nonsense out of your system.
The average age of marriage is a lot easier to keep down when divorce is illegal. The average age is 34 for a groom but only one third are over 35 suggesting those that are remarrying later in life are pushing up the numbers significantly. I'd be interested in seeing the stat for first time marriages
"This lack of available accommodation due to the longevity of one generation that is having an impact on the life of another generation, may well exacerbate trends that are already evident"
Time to increase supply don't you think?
"yet another example of the failure of the Irish planning system to anticipate the impact of demographic change"
David, are you up for outlining the demographic changes for the next generation, your best bet on their implication and the actions needed. A simple timeline so our busy ombudsmen (sorry TD'c) can assimilate quickly!
Thats a great idea. let me try to rummage around a bit.
In light of these clusters of rising house prices one would imagine that the banks will aggressively repossess their mortgage-arrears houses in those desired enclaves of South Dublin and resell them while the market is HOT. How will this then affect the prices? If the supply outgrows the demand the prices will drop and there will be middle-class backlash. But the opposite is true, if demand remains greater, then their local house prices will continue to rise and instead of a backlash will be a polite approval of repossessions.
A national sea change will occur in attitudes to repossessions as their neighbours dictate the mainstream media, even though they are reporting from a fishbowl enclave, they dictate the national discourse. Perhaps the banks will become giddy and take off the gloves and go on a repossessions splurge and unintentionally/dramatically cause the inevitable house price collapse.
But saying that, the banker's boy's club mentality may instigate an unspoken "Repossessions NIMBY" amnesty on repossessions on their neighbours and none of the above is relevant.
There is so much smoke and mirrors these days that paranoia is the only sane response. Who's to say that this "South Dublin House Bubble" story is nothing more than a fabricated story. It's gotten that bad that one questions everything.
"nothing more than a fabricated story" couldn't agree more. It's up to the people now to make what they think of these fantasies. They have been plenty of warnings.
Houses in Dublin are still over-priced. We have a dysfunctional, mis-managed country and economy. We are not a productive economy, strip out multinationals and the unaffordable public service and we have an economy in the same league as Greece. You can go to Silicon Valley where houses are significantly cheaper compared to the average salary, facilities are better and there are millions of well paying jobs in a 50 mile radius. Yet, somehow we think houses in Dublin are worth more. It must be because all the houses built in the boom were architectural gems and that our fantastic infrastructure and facilities make Dublin a nirvana on Earth…
"Yet, somehow we think houses in Dublin are worth more" That is really the essence of the story. We think Dublin (and Ireland) is the absolute core centre of the universe and there is nothing else like it.
All property markets are local. Even as part of the UK Dublin property would be more expensive than other parts of Britain for economic and other reasons.
Apartments are usually small in Ireland given its population density. Families live in apartments in Europe without incident, why not Ireland? I'm sure builders would build multiple bedroom apartments if they could sell them in Ireland as opposed to houses no?
Joe R
Older apartments in around Dublin say pre-1992, granted there were not many, are quite large.
They were built for well off people downsizing from larger houses in expensive areas or single professional people with ample incomes.
Your point about other cultures, that families bare able to have a complete family life across generations while living in apartments is completely valid.
I found in my experience that a mixture of bad planning greed and cultural reasons were to blame for the mainly atrocious quality of Irish apartment developments during the boom.
Unfortunately there is a widespread ignorance of how to live in apartments and how to build them so they are fit for a complete family life in Ireland. Unless this changes I think both the market for and the desire to build such apartments will not exist.
Adam Byrne
Haha what a joke!
A few years ago, I was working in Vancouver in Canada – which was then getting a bit pricey.
And there I reviewing in my mind the madness of the Irish property bubble, and what was happening in Canada.
And suddenly it hit me – the Irish property bubble made zero sense. Whatever reasons might exist for Canadian cities like Vancouver, Dublin is completely over-rated. In fact it is massively over-rated.
I'd say many European just don't understand the Dublin madness at all. Could be self inflicted pain?
So who will take us as a failed state, shall we ask to join an independent Scotland, or adopt Scotland if the referendum fails?
This story needs alot more detail to make a complete story:
1. Ok, the apartment owners who now have kids and want to buy a house story makes sense, but how are they going to escape the negative equity of the apartment?
2. Where is the money to buy coming from? Are banks lending? Is it mostly cash buyers? Loans from parents?
3. Why are they buying instead of renting? Does buying make financial sense at current prices?
4. Are the fundamentals in place to make this mini-boom sustainable, or is it just a bull trap triggered by the ending of mortgage interest relief last year?
5. Could rising prices in south Dublin be a precursor to rises elsewhere, or is that area so economically isolated from the rest of the country that it can simply be ignored as a mere curiosity(rather like Knightsbridge in the UK)?
[...] Irish economist (although at this stage it might be better to describe him as writer, because he probably hasn't been a full time economist for a very long time) David McWilliams has written this morning about the terrifying prospect of another property bubble emerging in Ireland. It is worth reading. [...]
David, the more you talk about this property bubble the more I think property pornography and I am sorry to say this is beginning to sounds like another spruiker talk. All terms and concepts that you have dedicated articles about.
As you will see Bamboo, the world bubble is in the headline which is written by a sub-editor. In fact tis the only bit not written by me!
Thanks David, excellent article otherwise. People tend to take in what is screaming at them and in this case it is the headline.
Thanks Paul Divers who pointed out to this link:
I did a copy and paste summary and as you can see there is really nothing said than what is pasted below:
Huge Dublin property surge
sparks frenetic bids
reflecting an acute shortage of houses
A shortage of homes
asking prices beaten by 20pc
is driving prices up
there is a shortage
acute shortage of family homes
people are pouncing straight away and making good bids
people are not being deterred
a boom in prices
ramped up prices
There is huge demand
a far higher increase
frenetic bidding for houses
'under offer' in excess
32 people interested
eight per cent higher
eight per cent increase
highly prized
are in high demand
experienced considerable price increases
15 to 20 per cent up in the niche market
with demand highest
big shortage
is surging ahead
huge demand
people turned up to view the property
people interested
in excess of the guide price
residential property prices in Dublin grew by 3.3
eight per cent higher when compared
surge in property sales
spread across the city
some 30 per cent above the asking price
Paul Divers
Now first time buyers are apparently 'clambering' up the property ladder.
The comments below the article are illuminating:
Thanks Paul, it is like a media attack.
Paul Divers
Developer wants to build 250 houses near town with 1,100 empty homes
Joe R
This is the sales speak that passed for news and information on the built environment in the past.
It is not like the Independent profited with advertising from property related supplements, did it? It didn´t profit from puffing this ponzi scheme up? Honest purveyors of new and articles of general interest working with impartiality and without any agenda!
So how long has David McWilliams been writing for them? And how long has he been having sub-editor write attention-seeking titles for his articles only to disclaim responsibility for the same on here a little later?
Observation. I live in a Dublin South Central area that has always been borderline crummy. It's always been OK, you know, but a bit on the crummy side. Well, the rot has truly set in as a consequence of five years of "blankety blank etc". It's now definitely not OK or even Ok'ish but most definitely gone crummy. No upkeep, general dilapidation etc worsening on a daily basis. Here's the thing, we had an opportunity to buy a house in the area a few years back but I predicted this slide and we abstained. Perhaps the buyers of these South Dublin homes use the same long-term approach and conclude that these coveted areas are most likely to withstand the rot.
Somehow I get the feeling this is happening all over Asia Adelaide. They let it rot and it is worth nothing anymore till property developers, banks and the likes come in to buy it all up. It took Amsterdam some years to let the red light district rot in hell. Till the banks came in and revamp the lot again with higher prices of course. It was a great success but somehow I think there are no natural forces in play. It is all planned.
Let's see what is really happening. Remember back in those heady days before the bust? It was all private-led, profit-driven development and, sadly, it is still seen as the only game in town. NAMA, for example, the single most significant government intervention in the real estate sector, is wholly focused on harvesting the monetary value of real estate, even if this means sitting on vacant properties for the next decade.
So it's all very well bearing witness to emerging demographics. The fact is that this is seen as a personal boon by our planners and policy makers. As a signed up statist and believer in sensible regulation which focuses on the good of the community, it makes me vomit. In fact given what I am hearing about the way our planning councils are still running, I can see that the best way forward is genuine free for all competition in building with a full shutdown on all quangos and state bodies involved in planning or development. We simply do not have a state – it's a quango led money soaking exercise designed to further impoverish the impoverished and enrich the state's officials and their acolytes. Maybe the "Cabbage Republic" needs to enter the vernacular.
All planners are doing is corralling to maximize return to NAMA irrespective of community harm.
Pat Flannery
Until we get our collective heads around the fact that we MUST create a whole new economy based on the simple reality that the old one is killing us, we are simply wandering around in a fog of denial.
The old economy is dead, which we soon will be if we do not accept that simple fact. It was based on burning fossil fuels which has brought life on the habitat we call home or "earth" to the verge of distinction.
Our new economy MUST be based on hydrogen, the cleanest and most abundant element in the universe. We already know how to use it to generate electricity. We already know how to use it to store, transport and distribute that electricity. What are we waiting for?
Yet here we are talking about old economy phenomena like housing bubbles and marriage trends when there's work to be done. The solution is right there in front of us. There is a job for everybody in the new hydrogen economy.
These are universal well documented issues all over the world. Somehow we missed our chance to do something about it during the boom years as profits overwrites any other reason to develop a workable living community. We had the one and only chance in our life time to implement a sustainable ground source heating regime or at least prepare for solar energy installations. The technology and knowledge was there, all we had to do is photocopy the documentation. Common sense ground services was totally ignored and now we end up digging the roads again whenever we need to replace cables or fiberglass internet in the streets. It was all there for us to take up but it has been totally ignored and most likely we never get that chance again.
More space doesn't only apply to expanding families. I'd add the fact that many apartments are sold with a so-called "plenty of storage space" marketing spiel. The reality is that many don't even have storage space for a single bike let alone buggies, tricycle and other kiddies bikes. How many parents have to store their children's suitcases, xmas trees and the likes in their own homes. All stuff there is no room for in their own apartment. I don't even want to think of what is going to happen when these children turn into teenagers. Many areas in Dublin have poor or no public transport facilities. Parents of growing up children have to pack up and go to areas with easy school access.
The Nuclear NAWAPA XXI & The New Economy
For those interested in a hydrogen future, a thermonuclear hydrogen new economy, that link is wt you have been waiting for.
Those that want to totally decarbonize such as Dr. Schellnhuber of the German WBGU ("transformation") really only want to commit genocide of 6 billion quickly.
It has come to the crunch – either a thermonuclear future, or Obama's thermonuclear war.
The Nuclear NAWAPA XXI & The New Economy
Sure makes a change from ghost estates, does'nt it?
What we are waiting for is a way to produce the energy to produce the hydrogen to have the hydrogen available to be a clean fuel that only produces water as a by product.
Seems like the nuclear option as outlined below by bon bon. Are we ready for that?
Below = above!!
Insanity: doing the same thing over and over again and expecting different results." – Albert Einstein
Check out the policies of the Irish state with respect to housing since the early 1990s.
Actually since the treaty of Maastricht. Is this purely co-incidental ?
This South Dublin bubble is a mirage. It is an extremely rarefied market of particular dwelling types at particular price points (the upper end) in very particular locations. The number of transactions is, relatively speaking, tiny. The number of mortgages given is even tinier, with a large cash element to the purchases. Meanwhile prices in most other areas of the country — including areas of Dublin, continue to fall.
It is delusional to think the madness of the noughties is returning. That was facilitated by exactly one thing — hundreds of billions of hot credit flowing into the country. That will not be seen again in our lifetimes. Mortgage lending is still down over 90% (!) since the bubble and our iniquitous zombie banks are even further threatened by the media frenzy over debt forgiveness which has every current mortgage holder convinced that the opportunity to walk away from their debts is just around the corner.
In any economy there will always be a few who can still afford the fancy houses and the first class airline tickets. But when the insanity that is the management of this country finances finally plays out, even those few will be struggling to prop up the remainder of the crumbling property market.
I agree with ps200306- without cheap and available credit there will not be another bubble just some fools with more money than sense outbidding each other
Grey Fox
"Our society is run by insane people for insane objectives…. I think we're being run by maniacs for maniacal ends … and I think I'm liable to be put away as insane for expressing that. That's what's insane about it." – John Lennon, Interview BBC-TV (June 22, 1968)
Hi David, lots of bubbles around the world.Take a look at this article
Construction in Punta del Este dropped to a 50%. But housing prices don´t drop in Montevideo. Yet, prices at Punta del Este triple Miami´s ones.
Best, Guillermo
Provincial towns like Limerick, Waterford, Dundalk, Athlone, Leterkenny are in dire circumstances.
And SE Dublin wants a property binge.
I get the sense that there is something completely out of whack with the Irish economy. A large problem is that we have a high degree of centralization of economic activity in one county, and a completely dysfunctional planning policy inside that county.
The spatial residential distribution inside Dublin is completely at odds with the actual living requirements of the population. Everybody thinks they deserve a garden, and to be able to drive around Los Angeles style. It is completely unsustainable in terms of financing.
The housing density in Dublin is going to have to increase. There are provincial towns like Dundalk and Waterford that might have a higher population density per km mile than suburban SE Dublin.
The cost of space in Dublin is expensive, because it is scarce, and it is scare because the planning densities make it scarce.
New concept – the mini-urban-apartment. This is becomming increasingly popular in North American cities.
Instead of getting a mega mortgage for the house of your dreams, get the house where-ever it is cheap, and then have a mini-apartment for urban access, when you need it. Actually it has been going on for three decades.
The apartment is like your own hotel room close to the central business district. Arrive on a Sunday night, and stay there while you need to be in the business district. Then telework, or stay in your home for the rest of the time.
Thanks to technology, the apartment can be smaller to meet the same requirements as larger apartments served previously.
Will it catch on in Dublin ?
I reckon the Irish media, and the Irish banks will not want to hear anybody talk about it.
Interesting concept.
In fact in Spain many Spanish families live in urban apartments during the school periods but they usually own a second house at the beach somewhere to spend their school holidays. These second houses are usually multigenerational. If any of the posters can have more info on this or correct me, please do.
It's not that new Deco, think of the origins of the old gentlemens clubs that operate in many major cities. The owners of the vast country estates could transact their business away from prying eyes. They could negotiate deals with merchants and exporters over lunch and dinner in their "club" without investing in or moving their families to the cities. They still do it today.
tokyo capsule hotels for salarymen?
a functioning rental market that forced landlords to compete for tenants without the tit of public 'housing rent allowance' would sort this nonsense. But 'benefit payments' for rent are to support delinquent loans advanced by banks to speculative landlords: NOT to help 'poor' people, whose poverty is a precondition of saving the rentier class.
Just wondering…but it the Irish banks were headquartered in Ballyfermot or Newbridge, would there still be a housing binge in Cabinteely ?
I mean would the staff in the Irish banks still think that housing was the source of wealth instead of making stuff/repackaging material/etc ?
I have the impression that if our planners would make all places they did not want inhabited uninhabitable until the habitable places prices hit the right level.
A lot of apartments could be re-engineered to be much more effective as family developments. For example, apartment living could for little extra cost be made more family friendly simply by getting pairs of units knocked together. There is no advantage whatsoever in moving to a housing development notwithstanding the costs of maintenance thereafter which become higher as house gets older.
Careful you! You're using that logic stuff again..
David, "Go East". When one generation declares war on another generation, other than their own offspring…When 'artificial scarcity' is manufactured by colluding goverment planners, banks and media advertisers…When 'crony capitalism' prevents the Market from reacting and responding to demographic housing needs…When faux-nationalistic tub-thumping is used to enforce 'social solidarity' on behalf of bankrupt bankers and property speculators…When the rituals of dating and courtship are rendered impossible by voracious assaults on work-life balance…THIS is what happens, and what is coming from Tokyo Bay to Dublin Bay:
I regard Japanese youth as pathfinders and rebels: far, far more rebellious than the risible 'teenagers' of recent decades in the decadent West, who have mutated into busted Boomers and punk nostalgists. I admire Japanese women and men who say "fcuk heteronormative Patriarchy and its' bullshit sexualised totalitarian karoshi salaryman marriage/career/dog-box non-life. We're the Freeters, and we're "Shaking The Habitual", wot r u gonna do about it?".."Kekkon Shimasen (I Won't Get Married!)"
Change can only happen by signals being sent to the market, whether economic, cultural or political market. Japan leads the way. And with the truth about Fukushima finally emerging, it doesn't surprise me that Japanese youth have had more than enough of turbo-charged pseudo hyper-'capitalism'. And then there's the highest suicide rate in the world..
David writes: "This lack of available accommodation due to the longevity of one generation that is having an impact on the life of another generation, may well exacerbate trends that are already evident." And at some stage, Irish youth will free themselves from the tentacles of Rome, Frankfurt and the shattered dreams of 1916 and say "y'know what? fcuk this!"
Intersectionality. The only tool that has the explanatory power to understand what happened in the internecine trans-generational culture wars in Tokyo Bay, and is heading for Dublin Bay. Of course, unlike Tokyo, but like London: D4 can always import the next generation in preference to making life tolerable for the indigenous with their outlandish expectations of a house and garden without debt servitude till they die. Pliant immigrants won't need spacious semi-Ds, happy to bunk up 6 to a room, like a Tokyo capsule hotel without the screens. Whilst their elder and betters Carry On Camping at festivals, scoffing Viagra and imagining that the 'rebel yell' rock heritage acts are anything other than discredited fools.
Mind you, the line up at Electric Picnic was great. Robert Plant is not a Boomer dinosaur. And The Knife brought "Shaking The Habitual" to a field in Laois! Oh, the contrast with my childhood holidays on the farm. I'd kneel and say the Angelus with Dad. He would have been horrified by the idea that pilgrimages to watch The Knife would replace well-worship:
The NAMA bubble.
And what is just depraved is the way the underclass and the not yet born are the backs on which this ponzi economics tumour has been grown.
Pass the sick bucket.
I read the article and made a couple of comments above which on re-reading and reflection like most of the comments here make us sound like a wailing wall. David perhaps a more sober title might be "Six years after the property crash a tragedy has emerged". I watched a lady on the late late show describe the tragedy which lead to her partner's suicide.She and her partner bought an apartment in Priory Hall. The development was a textbook example of what happens when there is no inspection or enforcement of building codes, no enforcement of planning regulations and widespread political corruption. We can talk about Dublin v Country, Ponzi Schemes, Glass Steagall and whatever bullshit enters our head but it's trivia compared to the pain and suffering of this lady and her children. I hope the vile creatures who corruptly "governed" this country were watching too and they choke on whatever they buy with their unearned blood money taxpayer funded pensions.
The repeal of Glass-Steagall in 1999, a political act, did in fact cause the multiple tragedies. The introduction of Glass-Steagall in 1933 by FDR was in a tragic situation with untold suffering, politely called the Great Depression.
It is a mystery why everyone puts up with the suffering, and hesitates to end the torture. Stoic, stolid and silent perhaps?
What if Wall Street Had Died Now
The insight of a Greek sculptor caught something :
Is this what is going on?
DB4545, I went through your input above again and yes, you're abosulutely right. Great posts and thanks.
Greg Palast: Secret memo reveals Larry Summers involved in deal that helped setup the global economic crisis that effects everyone.
The Real News Network.
Larry Summers is the main reason Glass-Steagall was repealed by Clinton in 1999 (lobbying by the smasher of Glass-Steagall, Sandy Weill of Citi helped).
It is no secret. Obama apparently wants to give Summers Bernanke's job.
That repeal opened the door to all the post 2000 events.
Follow up on the Greg Palast story on Lawrwence Summers.
Ellen Brown lays out what has been previously stated on this blog. The reasons for the invasions of the middle east countries is because they were not a part of the international banking system controlled by the private banking cartel run by BIS in Basel.
To understand why it is crucial for a country to regain/retain control of their own banking system it is instructive to read the following.
http://webofdebt.wordpress.com/ and the headline "Making the World Safe for Banksters: Syria in the Cross-hairs" Not just Syria but Iran, Libya, Afghanistan etc. too.
All other discussion and proposed action is and will be fruitless until sovereignty is established over the nations' money supply. If this is not understood by the people we are doomed to economic serfdom. It will not matter a whit on the discussions of rising or falling house prices. That is just yet another diversion.
David, it is time this is examined and written about.
If this story is valid, then it doesn't surprise me that Dublin house prices will explode:
"We are normal people who have never objected to anything in our lives," he says. "But we have been compelled to resist something that is being imposed on us as Britain tries to export its environmental problems to us." So strong has the opposition become in less than a year that proponents and opponents of the scheme increasingly believe it will not go ahead as planned."
I wonder what Declan Ganley has to say about this…
It will be odd to do ancestor tribute in Laois in a few years, to look up from the grave to the sight of neo-colonialism disguised as 'green' innovation.
Who decides whose view lives or dies? What local planning nods and winks will ensure that the Insiders have a picture-postcard view from their kitchen window, whilst those in the semi-demolished Boom/Bust Ghost Estates are given another level of Purgatory?
"For, virtually unknown in Britain – and little publicised in Ireland – plans are far advanced to erect a forest of giant wind turbines over three times the height of Nelson's column in the flat countryside of the Irish Midlands, to generate electricity for the UK. Over the next few years, some 1,100 turbines – more than have been erected in the whole of England – are due to be crammed into the counties of Meath, Westmeath, Offaly, Laois and Kildare and parts of Tipperary and Kilkenny.
Earlier this year the British and Irish governments signed a memorandum of understanding for electricity to be exported along highly efficient undersea cables, and a formal agreement is due to be finalised in 2014."
As an official 'plastic paddy', I follow news streams but this has not arrived on my radar until today. Has it been discussed here?
I'm very clear in my belief that The First Irish Republic of 1916 has psychically collapsed under occupation first by Rome, then by Frankfurt, now, once again by London. I'm also clear that the 'real Irish' people I met were Fugees who fled the chaos of the 50s and 60s. Now, I hear more and more Irish voices here in England. I guess if you can't make it to Oz or Canada, then London is an enclave with a short flight home to Mom and Dad trapped in that awful new-build with the wind turbines and fracking coming down the line.
This is the NAMA engineered boom, just like Osborne's "Help to Buy": another snide trap for the younger generation. I'm sure the Insiders will scrupulously advise their offspring about which plot to build on, and which to abandon at any price before the Brit Energy Colonists trash it.
"For, virtually unknown in Britain – and little publicised in Ireland – plans are far advanced to erect a forest of giant wind turbines over three times the height of Nelson's column in the flat countryside of the Irish Midlands, to generate electricity for the UK. Over the next few years, some 1,100 turbines – more than have been erected in the whole of England – are due to be crammed into the counties of Meath, Westmeath, Offaly, Laois and Kildare and parts of Tipperary and Kilkenny.
Earlier this year the British and Irish governments signed a memorandum of understanding for electricity to be exported along highly efficient undersea cables, and a formal agreement is due to be finalised in 2014."
I'm going to do some research on how the planning process for housing is linked to that for turbines and fracking. You can be absolutely sure that there will be very little of this in Wicklow and South Dublin. No wonder my Father was so fed up with Dublin's corruption that he moved to Birmingham. He was a very, very smart man. I'm glad I didn't drink the Kool-Aid of Ireland Inc and return to my 'ancestral' home, only to face this absurd denouement to The First Irish Republic. Roll on 2016 and the centenary. It should all have got very 'interesting' by then..
I wonder what Declan Ganley has to say on this? I'll find out…
Can't fathom why you refer to Ganley, but the latest bubble after housing etc, is the greenie insanity you refer to. Germany has had a Fukoshima moment and shut down its nuclear grid. Now electricity prices have rocketed. The plan for using Morrocco, Desertec, is a dry version of the Bogtec you mention, but one-by-one major firms opted out.
It is neo-colonialism. What takes the biscuit is Helios, the Greek plan to export solar power when Greeks will not have access.
The cabling costs for these swindles will of course be foisted on any remaining tax-payers nearby.
While you are at it ask Ganley about his views on the United States of Europe, now that things have gotten "interesting".
Paul Divers
"… Andrew Duncan, a Westmeath auctioneer, was approached, by accident, a year ago, and decided to find out what was going on. At the time, he says, he "saw no problem in wind" but he was horrified to find that his home was to be enveloped by turbines "front, side, and back". Discovering the overwhelming scale of the proposals, he decided not just to fight for his own area but to alert the whole Midlands."
Ha Ha Ha.
Paul Divers
3000 marched in Mullingar in protest and protest groups are springing up in town and villages across the midlands.
It's telling we only heard about it via a link to an English newspaper from a friend of this blog living in England.
Paul Divers
"Has it been discussed here?"
No Andrew. It's never been mentioned on this blog.
This is massive news or at least to my thinking any project that will bring 2 Billion annual revenue to the Irish exchequer OUGHT to the massive news don't you think?
You would imagine the government of a bankrupt country would be shouting the news from the rooftops.
Paul Divers
There is site called Fracking Research commisioned by a group of Germans living in and around Sligo. In the country roads around South Sligo / North Roscommon there has been a lot of 'No Fracking' signs appearing recently.
So it's wind tubines for the midlands while the northern counties will take up the slack by being fracked?
By coincidence some of us went to the Arigna Mining Experience yesterday and enjoyed the tour. One thing the old ex miner said stuck in my mind
When the mine closed in 1990 the miners tried to form a coperative to keep the mine working but could not get insured even through Lloyds of London. The ESB bought out two companies who had claims to the mine and then they shut it down for good. Now it is run by volunteers on CE Schemes and is doing ok despite the state of the economy.
Paul Divers
The old miner worked down in that hole 25 years and in 1990 the company showed some generosity by waving goodbye to him with 2 weeks wages.
Paul Divers
A quality link for you Andrew. Discussion on fracking with plenty of comments by the CEO of Tamboran Rsources, one of three companies holding shale gas exploration licenses in Ireland
The Lough Allen basin is the source for the River Shannon and there are plans to supply Dublin with Shannon water.
This issue affects Dublin making it a big deal.
Actually wind and greenie energy has been discussed many times here in the blog by various, for example here.
The arguments for wind are usually windy, flatulent, with much handwaving, paving the way for another financial swindle, sorry bubble. this time around a world tax of CO2 certificates makes it big money.
Let's discuss a hydrogen economy, thermonuclear hydrogen. It just blows the windiness out of the water!
Mankind's Thermonuclear Future
bonbon, Paul Divers, thanks for feedback and links. I initially thought the Telegraph article was a troll click-bait to wind up NIMBYs over here with a scare story about over the water. But it seems as if there is something to this.
Lord Howell thinks fracking on the island of Britain should take place away from the Toraigh Norman heartlands:
" 'beautiful rural areas' further south should be spared the disruption caused by the controversial method of shale gas extraction."
Laois and Kilkenny aren't 'beautiful' so get the turbines, if not the fracking.
Apparently, the North East is desolate and uninhabited. Clearly, he's never been to the Big Market on a Saturday Night or to St Jame's Park. Actually, there seems to be more Celts in Scandi-Geordie land than there is in parts of Ireland:
"But the biggest surprise revealed by the research is just over 34 per cent of the population of parts of the north of England are carriers, making Yorkshire and Humberside as red-headed as Ireland."
Hey, David! "Gingers of the world, unite and take over!"
This feeds my thesis that the islands of Britain and Ireland are a mosaic of tribes with much in common, most of these tribes being under the Tory Norman yoke of oppression from the Royal bloodline and the City of London incubus/succubus. It now seems that the criminals in Ballsbridge are just a Canary Dwarf trojan horse, and Dublin is to Ireland as London is to Britain. "Saxon Foe"? a few mercenary prats who destroyed the tribes of The Shire for a few bob from Cromwell: doesn't negate the anger of Mercia. Beware, we have Black Sabbath! And Shakespeare. And Tolkien. Now wonder the Norman Tory Whores hate us.
My dad thought he was moving to Babylon, not Birmingham. He fell in love with the insubordinate drawl of defiance that is the Brummie mordant whine. Then November 1974 ruined everything. Sad.
I might turn up at Kilkenomics this year and march around with a placard saying "Down with that Wind kind of thing!". I'm sure David would be delighted to see some of his blog phantoms turn up and cause a scene. Good publicity. and LOL-fest fun.
Now, back to Celebrity Big Brother and the rumoured return of Dublin Housewife Danielle Marr, who was not given a fair chance to shake the habitual love-in of the lovey-dovey gay, transgender, model/actress/whatever. Like X-Fuctor UK, they are smart enough to pull in the irish viewers. When will RTE storm the cultural bastions of the island of Britain? I guess being wind and shale serfs is more appealing as 'national re-invention'. regards!
Paul Divers
Lord Howell was William Hague's energy advisor until April this year and he is George Osborne's father is law. Either he is not taking his meds or he is determined to ensure a Tory wipeout in the North of England at the next election.
The Daily Mail site turns up a lot of relevent links if you search for 'fracking' whereas the Irish Indo turns up a load of gibberish. Irish Times looks a better bet.
Actor Alec Baldwin challenges Irish filmmaker to fracking debate
Ginger Pride march takes place in Scotland as hundreds of redheads protest against discrimination:
Bonbon and Bamboo, We have a tendency to analyse global and external factors which have led to this mess in an effort to avoid our personal responsibility. I'm guilty of this as well. We can blame our neighbours, we can blame Stuttgart, we can blame the repeal of laws in other countries. We got ourselves into this mess because we hand over responsibility and allow other people to do our thinking for us. It can be a comfortable position to be in if you're a shareholder in Berkshire Hathaway and Warren Buffett is the paternalistic uncle looking after your interests. It can even work if you're a Ryanair shareholder and a pit bull like Michael O'Leary is serving your interests. We vote for one party or the other and seem to suspend our critical thinking. In our naivety we think we're electing a paternalistic uncle who will serve the common good. Events have demonstrated that we couldn't be more wrong. When it came to the crunch we found out that we had elected ( yes we not the Brits, not Stuttgart, not some economic theory) a drunken buffoon who was preceded and surrounded by thieves incapable of making a prudent decision which served OUR interests. The actors have changed but we haven't reformed the system. So much for the wailing wall what solutions do we have?
We vote once every five years but we vote with our wallet every day. One solution is to move back to cash wherever possible or into overseas financial institutions with credibility. I'll stand corrected if anyone can point to any Irish financial institutions who have that credibility. I'm not suggesting this is easy and it has security implications. The financial system with it's credit cards, debit cards and the convenience of online banking is strongly embedded in our culture. But we've found to our cost that this convenience accrues to the Banking sector rather than the Public. Cash on deposit at very low interest rates in Irish Banks is washed into the global financial markets looking for a quick buck in very dangerous financial waters. It's like trusting a vampire to run a bloodbank. We're lazy with our money in the same way that we're lazy with our voting. A move towards cash will slow this liquidity and give us a chance to stabilise. As a State we've had our online finances raided by global thieves aided and abetted by local thieves. Instead of voting with our feet as so many of our families, friends neighbours have been forced to do why not vote with our wallets? We've tried almost everything else.
Ah thinking, that is it is'nt it? Well let's start with "cash". Your solution "move back to cash" would solve the problem? That imputes, as Friedrich List wrote, a downright omnipotent effect to cash. This is exactly the same delusion the Austrian School share with the wild-eyed belief that an economy springs forth spontaneously in an unknowable way from "sound money".
This is a major flaw in the thinking of both the elites who foisted this upon the hapless voters, wallet, plastic or otherwise, and this is how they do it.
To put this more clearly, if shockingly, that is a religious belief, defended with wild-eyed fervor. It actually sprang from the Hell Fire Clubs of Bernard Mandeville, well known in Ireland. This insane obsession has unleashed a swath of destruction across the transatlantic economies. None of the responsible such as Dimon, Bernanke, Draghi have been apprehended as they "think like us don't they?". As Mandeville wrote only from such usury, swindles, vice, could Public Good spring. This is indeed a religion.
Instead let's try Creative Reason, which almost none actually even remember exists. Educating a Renaissance
The economy is the general welfare as intended, willfully, creatively. That will never spring from what Yeats rightly called "greasy tills" – cash, smelly wallets, here :
September 1913, or Romance in Ireland as it was originally titled, was first published in this newspaper a century ago today.
Thank you DB4545.
I don't know why I'm being thanked Bamboo? Bonbon you have a touch of genius but please get to the f**king point. If you think my suggestion is simplistic or unworkable say so and give me your solution. Paul Divers we do indeed need a modern day Robert Tressel as we as a State ragged trousered philanthropists. We were lead to an economic meltdown by an incompetent drunk and in our time of crisis the best we could select to govern us was Enda Kenny. Would to trust him to to run a Spar? Christ wept.
John Q. Public
David doesen't mention that very few houses are actually selling.
Paul Divers
We are facing world war three friend. Do you not understand?
Check out George Galloway talking to Abby Martin on friday.
Hence no reply to your question for in the context of the current world crisis house prices are truly meaningless and anyone who is still obsessed with house prices is living in their own little bubble completely and selfishly detached from the imperial slaughter that professes to protect their 'freedom' pensions and privileges.
A country is about to showered with uranium adding to the horror of Fukushima. Oil prices will rocket and Ireland is heading for an energy crisis.
The price of a house is irrelevent. No wonder Yeats hated the middle classes – they are stupid. Only trouble is that the stupid fucker thought they were true Irish heroes because they started a rammy in 1916.
I am sure if our bhoy was around today he would despise their stupidity tenfold than he did in his pre 1913 darkeness
It is not only Old Ireland that is dead and gone but your brains appear to have turned to mush.
Paul Divers
Spain Levies Consumption Tax On Sunlight
(so you won't save money)
Which reminded me of this passage from the classic work of one of my favourite Irishmen:
Paul Divers
And the comedy goes on …
A PETITION From the Manufacturers of Candles, Tapers, Lanterns, sticks, Street Lamps, Snuffers, and Extinguishers, and from Producers of Tallow, Oil, Resin, Alcohol, and Generally of Everything Connected with Lighting.
To the Honourable Members of the Chamber of Deputies.
Open letter to the French Parliament, originally published in 1845
The Petition of The Candlemakers
The NYT got it right!
THE NEXT HEAD OF THE FED ON SEPT. 5, not only because he "has a
temperament unsuited to lead the Fed," but because he also "was
instrumental in deregulating derivatives and in repealing the
Glass-Steagall banking law."
The economic reality of "bubbles" :
In its front page article today on the state of the economy, the Washington Post described the "recovery" in the following terms:
"The grinding pace of recovery has hollowed out the workforce."
This Jonathan Swift would well affirm :
TALES FROM THE LILLIPUTIAN CRYPT: A Spanish production manager at an industrial plant reported today, in discussing the necessity of a thermonuclear-powered economy, that at the height of the subsidized solar scam in his country, some people in the south of Spain were shining light produced by gas-powered motors on their solar panels at night, in order to generate "solar" electricity!
Just imagine on a calm day all those wind turbines – what would Britain propose the Irish do to "get things moving again" ?
Paul Divers
"The Priory Hall residents weren't given a secret deal by any bank, they couldn't wash their debts away by moving to the UK for a while. Their function was to accumulate debt and to be prepared to pay whatever the banks demanded."
Gene Kerrigan contrasts the treatment of Minister John Perry and Priory Hall residents.
I wish Ireland could produce another Robert Tressel.
Paul Divers
"I . . . I . . . I've asked for a report", he said, and he paused. And we wondered why he'd need a report at this stage of events. "From . . . eh . . . eh . . . for myself on the matter."
What a Douchebag.
Paul Divers
Luke Kelly was to folk singing what Bobby Murdoch was to football.
A quiet genius loved and relied on heavily by his friends for his strength.
Makes the hair stand on your neck. Just like Bobby. Bobby became the player Duncan Edwards could have been.
Priory Hall = ponziomics
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NEW YORK - When he's not haggling with politicians over Third World debt, U2's Bono can sing a pretty mean rock 'n' roll song. His band, U2, joins the Pretenders, the O'Jays, Percy Sledge and Buddy Guy as inductees into the Rock and Roll Hall of Fame on Monday.
The Irish quartet, which is quickly selling out arenas for a fall concert tour, is one of those rare acts still at the forefront of the music scene at the time of its induction.
Bono, The Edge, Adam Clayton and Larry Mullen Jr. won a best rock performance Grammy last month for "Vertigo." U2 has kept creatively restless since forming as Dublin teenagers, starting with rock anthems like "Sunday Bloody Sunday," exploring American roots music, performing introspective ballads like "One" and reaching the top with "Beautiful Day."
Needing at least 25 years as recording artists to be eligible, U2 was voted in to the rock hall in its first year on the ballot.
Known for his free-form induction speeches for others, Bono will have the tables turned on him by Bruce Springsteen, whom he inducted in 1999. That year, Bono recalled how Springsteen never embarrassed himself: "No bad hair period, even in the '80s."
The Pretenders came from the same rock generation as U2. Ohio native Hynde was a tough but tender role model for women, singing "Brass in Pocket," "Precious" and "Back on the Chain Gang."
The band formed after Hynde moved to London to be a part of its fertile music scene. She's soldiered on, with drummer Martin Chambers, after guitarists James Honeyman-Scott and Pete Farndon died as drug casualties.
Also from Ohio, the O'Jays are best know for their work with Philly soul producers Kenny Gamble and Leon Huff. "Back Stabbers" was a big hit in 1972, with "Love Train" and "For the Love of Money" as other well-known songs.
Original members Eddie Levert and Walt Williams are still active, and they'll be inducted with the late William Powell, retiree Bobby Massey and Sammy Strain.
If nothing else, Sledge's voice has been the backdrop to countless romantic encounters. The Southern soul singer is best known for "When a Man Loves a Woman."
Guy dominated the Chicago blues guitar scene, and he'll be ushered into the hall by some pretty decent guitar players themselves - Eric Clapton and B.B. King.
Highlights of the induction ceremony, held at the Waldorf Astoria in New York, will be televised 9 p.m. Saturday on VH1.
Frank Barsalona, credited with creating the first big rock 'n' roll booking agency, and Sire Records founder Seymour Stein, were going into the nonperformer category.
Musicians, industry professionals and journalists vote on the inductees. Hall of fame members are permanently enshrined in Cleveland's Rock and Roll Hall of Fame.
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Thursday, October 29, 2015
How to Stay Married and keep your sanity at IKEA
I don't want this post to confuse folks. I love Ikea. Like super duper love. I go there way too much. I should have my own parking spot. But I also know how to get in and out LIKE A BOSS. I don't have time to mess around in Ikea. I got other things to do. Like nap. Naps > Ikea. Also, I decided a long time ago that if Justin and my marriage was going to work, we were going to have to stop fighting in the curtain section. So here are 5 of my best tips for surviving Ikea without losing a spouse, or your sanity.
1. If you have to go, do it on a weekday.
One cold winter day after we moved to Massachusetts I decided I absolutely had to go to Ikea right now. It was around 2pm on a weekday. First of all, I got to park right by the heavenly lit sign in the covered garage without stalking anyone for a good spot. Second of all, I walked inside and angels began to sing, there was nobody in there folks! I didn't have to wait in line for my 50 cent hot dog and most loved cinnamon roll. (Which I only eat the center out of) I waltzed through the store like a puppy who had just been let off of his leash. Why hadn't anyone told me to go on a weekday? Did everyone want me to suffer through the anxiety being surrounded by far too many people brings? Being on IKEA on a Saturday is a death wish, my friends. For realz. I went last weekend and almost had a meltdown in the curtain section. Justin and I nearly split up. Like, I'll take the dog you take everything else kind of split. It was not a good day to take an introvert to IKEA. Listen, I like you guys. I want you to be happy. So just take my advice. Do not visit IKEA on the weekend.
2. Eat First.
This one is important. Justin and I once trucked through IKEA on empty stomachs. Yep, you guessed it. Another melt down in the curtain section. That curtain section has seen more arguments than most places. All because we didn't eat the dang Swedish Meatballs before making our way through the rat maze. Eat the Meatballs, people. It could save your marriage.
3. Have a Game Plan Before You Go.
I know this isn't always possible. Especially for IKEA virgins. (Oh the virgins. You can spot them a mile away. standing in the middle of the aisle, mouth agape, taking it all in. Yeah yeah, I get it, this place rocks, but can you move now? Also, how hard is it to follow an arrow? I mean it's not rocket science. You follow the arrow the way it points because for the love of god that's how sanity is kept. FOLLOW THE ARROW PEOPLE.) But Ikea has a great online catalog. Scope it out before you go. Almost everything is downstairs so if you're in a rush, just find the aisle and bin number, take a screenshot and skip walking upstairs altogether. (Except the meatballs, do not skip the meatballs. See #2)
4. Do Not Buy Everything from IKEA.
Just don't do it you guys. I see moving trucks at Ikea all the time and I just want to find the driver and tell them how their dresser is going to fall apart in less than a year and their paper lantern they just HAD TO HAVE for their dorm room is going to rip while putting it up. I say this out of love. I am a die-hard ikea fan. I live 15 minutes away, so I'm there alot. The first few times I went, I spent over $200 a trip. And guess what? Most of that stuff is either trashed or donated because I decided it wasn't that great anyway. If you don't super duper love something, don't get it. Chances are you won't love it in 6 months. And as for the furniture, its hit or miss. Be smart about it. The things I always without a doubt get at Ikea are gallery frames, toilet scrubbies, meatballs, (ok ok you guys get it, I know) storage bins/boxes/ and things like that. I would be less likely to buy a dresser or a bed just because I know how cheap the stuff is. (Oh great now Ikea is going to hate my blog and everything I stand for) I only speak truth, people.
5. Reward Yourself With a Soft-Serve Cone.
I mean did I really need to mention this? You did it. You made it through Ikea without throwing a fit in the curtain section or cussing out a virgin for talking up the whole dang aisle. You're still married and nobody has to set up visitation rights with the dog. High five. You're like a pro or something. Walk yourself to the little 50 cent hot dog stand and get yourself a dollar cone. Because you deserve it. And I hear that what happens at Ikea stays at Ikea so technically the calories don't even count. You're welcome. ;)
3 comments:
Everything about this is true. Esp number 1....NEVER go on a weekend. Although I heard a rumor once black friday about 10 was the best time to go! DEAD...because I mean, who wants to go to IKEA when there are deals on TVs, vacuum cleaners, and toys to get everywhere else? (p.s. I'm so sharing this)ReplyDeleteReplies
You are kidding! I wonder if they participate in any deals?? But yes, I would rather get a great deal on a tv than go to Ikea because their prices are generally cheap already. LolDelete
- KristinNovember 10, 2015 at 8:21 AM
oh my goodness Brittaney ... I think I'm addicted to your blog now. lol I've always read the little blurbs you posted on fb and I'm OBSESSED with kitchens and before/after shots so I came over. Now I'm giggling uncontrollably over your posts. I love this and I adore you! I need to come to Boston and see my cousins.ReplyDelete


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This stationary has always reminded me of seashells, so I juxtaposed the real thing with its artistic interpretation for these photos. That sort of collision is what excites me ~ the crux of nature and art, the crossroads of reality and representation. That on a simple piece of card-stock, the sea can be so eloquently conjured is one of life's greatest gifts. Particularly in a land-locked portion of upstate New York, where the ocean feels so far away, it's a comfort to find a few objects and renderings that take me right back to the shore.
In our living room there is a large half of a clam shell, and in it is a collection of stones that I plucked from beneath the rolling waves of Ogunquit Beach. They are mostly smooth from years of tumbling against the sand, but each is unique in design, color, and variation. Whenever I miss the sea, I wander over to this little pile of stones, take a few in my hand, and return to that idyllic space between land and ocean.Back to Blog


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IPSOS lead researcher Tom Wolf said, "Uhuru most popular Presidential Candidate is Likely to win if elections were conducted today."
In a new survey conducted by IPSOS between 17 – 19 December 2016, results show that about 50 percent Kenyans will vote for President Uhuru Kenyatta if elections were held today.
IPSOS lead researcher Tom Wolf said on Wednesday when he released the survey, "more or less the same as the 51 percent we saw for Jubilee, 50 percent said they would vote for the incumbent – Uhuru Kenyatta." This statement confirms the incumbent President Uhuru most popular Presidential candidate for the upcoming elections.
See Also: Uhuru Attacked On Social Media After Launching Fireworks At KICC
Wolf's statement confirms the incumbent President Uhuru most popular Presidential candidate for the upcoming elections.
He added that 22 percent of Kenyans would vote for CORD leader Raila Odinga while another two percent would elect Wiper Leader Kalonzo Musyoka, while 1 per cent will vote for Amani's Musalia Mudavadi.
The survey conducted between 17th and 19th of December among 1,000 respondents further shows that Jubilee is the most popular party at 51 percent followed by CORD and its constituent parties at 27 percent.
"On the opposition side, if you add ODM's 19 percent, CORD alliance 6 percent and 2 percent of Wiper, you get 27 percent, you see the advantage that Jubilee has over CORD of about double, 51 vs 27 percent," the lead researcher for IPSOS told a news conference.
Whereas there is no one challenging the current President for the nomination within Jubilee for the presidential candidacy, he said:
"We don't know who the opposition candidate will be or how many they will be. In a way, we are comparing apples with oranges. Once the opposition has announced who their candidates will be, we will have more realistic figures."
See Also: Raila: Uhuru Has Sensed Defeat And Panicked Over 2017 Elections
"Although nearly half of Kenyans identify with Jubilee in one shape or another, there was another shape who named Jubilee Alliance. It seems they are not aware of what happened in Kasarani, so you can actually add the 6 percent of Jubilee Alliance to Jubilee Party and you get the 51 percent."
ODM was the second most popular party with a wide gap of 19 percent, followed by CORD Alliance at 6 percent and Wiper at 2 percent, giving the opposition 27 percent of support.
Wolf, however, noted that a good number of Kenyans were undecided about their choice of candidates and parties. For party affiliation, 11 percent of Kenyans were undecided, three percent did not support any party while 6 percent declined to respond to the question.
For presidential candidates, 16 percent were undecided and seven percent refused to respond. The research further showed that 50 percent of Kenyans believed that President Kenyatta was sincere with his fight against corruption.
The polls released on Wednesday also found that 51 percent of Kenyans want doctors paid the entire 300 percent pay increase agreed in the 2013 Collective Bargaining Agreement (CBA).
Nairobi, Central and Western regions are the most affected by the strike at 90 per cent, 83 per cent, 80 per cent respectively. Rift Valley came in fourth (79 percent) and Nyanza fifth (76 percent).
There's more on this news coming soon.


text:
Delightful Floating Paper Lanterns make a memorable and creative display for your Wedding Celebration, Family Reunion, Birthday, Memorial or Event. Floating Lotus Paper Lanterns represent a wish for all beings to live a peaceful coexistence. They create an ambient lighting effect and float delicately on the water. Use in a pond or swimming pool for an outdoor wedding, festivals, parties and events. They lend elegance and sophistication to the overall party decor. As the sun sets the floating lanterns glow from the flicker of the tea light candle.
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Recent Posts
Parent Consultation Sessions
C-3 Parenting on Facebook
Tag Archives: children
Anyone Else Out There Tired?
I am tired. Sometimes really tired. In fact, I am the fall asleep while I put my kids down for nap and for bed tired (and yes, I do lay with my Maddie to help her fall asleep and have … Continue reading
Posted in mom, motherhood, parenting Tagged children, compassion, Consistent, Nurturing Parenting, parenting, parenting frustration, Responsibility 7 Comments


text: David Livingstone is an actor who portrayed Guard in The X-Files. RolesEdit Guard (TXF: "3") External linksEdit David Livingstone at the Internet Movie Database Retrieved from "http://x-files.wikia.com/wiki/David_Livingstone?oldid=75798" Ad blocker interference detected! Wikia is a free-to-use site that makes money from advertising. We have a modified experience for viewers using ad blockers Wikia is not accessible if you've made further modifications. Remove the custom ad blocker rule(s) and the page will load as expected. Categories: TXF performers Add category Cancel Save


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Who: Gustto
What: Sample sale
Where: 261 W. 36th St, Fl 2
When: 12/18-12/21
Do you know if they do phone orders?
Sadly no phone orders, if I remember correctly. This is the Clothesline Sample Sale and I can't wait. I'm hoping they have the Baca's again. This time I'm getting one no matter the price. I passed on the last one and have regretted it ever since.
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Few Antitrust, IP Hurdles For Paid Internet Indexing
News Corp.'s own Wall Street Journal reported Monday that the media empire was considering a pact to sell its online content to Microsoft in exchange for de-listing its articles from Google's search, which would make Bing the only Internet destination for readers looking for the reporting of...
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Well I'm me I like alot of stuff so I dnt stick to one thing for a few days lol so to some myself up on one word I would say awasome!™√
- JoinedDecember 14, 2011
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We are already into November — where did this year go? Where did last week go? Here is what you might have missed around the Ancestry.com world.
Blog Posts
- Your Ancestors Are Waiting, They Have Stories To Tell
- For You Comic Fans: Stan Lee's Family Tree (Autographed)
- The Fold3 Honor Wall
- Going Beyond The Shaky Leaf [VIDEO]
- When Should You Publish Your Family History Book?
- AARP Life@50+ 2013: Discoveries In Atlanta, Georgia
- Electoral Rolls for Family History in the British Empire
- Cemetery Etiquette: Graveyard Do's and Don't's
Fold3 Blog
Fold3 Spotlights
From the Barefoot Genealogist:
- What's New at Ancestry.com: November 2013 Edition
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Five Minute Finds:
Happy Searching!


text:
McWane To Pay Up To $12M For Ala. PCB Cleanup
The parties filed a motion to approve the settlement Thursday in the U.S. District Court for the Northern District of Alabama, which would end about seven years of litigation between the companies.
Pharmacia, which has been acquired by Pfizer Inc., and Solutia filed suit seeking contributions for the cleanup effort from McWane...
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