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Police is the brave organ standing on guard of state and people of Azerbaijan with great fighting spirit.
Heydar Aliyev
Ministry of Internal Affairs
Mass Media Service
Media news
Speeches and Interviews
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Main Department of Internal Troops
Main Security Department
Recreation and Healthy Centre Khazri
Receiving individuals and citizens applicatoins
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Valuable Information
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Press Release by the Press Service of the Ministry of Internal Affairs
February 17 – Minister of Internal Affairs of the Azerbaijan Republic Colonel General Ramil Usubov received the delegation headed by Minister of Justice of the Islamic Republic of Iran Mostafa Pourmohammad staying on an official visit in our country.
The Minister welcomed warmly the guests and emphasized the historical, cultural and religious congeniality of our peoples, having mentioned the development of fraternal relations between our countries established by Great Leader Heydar Aliyev after the restoration of independence of Azerbaijan, mutual visits of the Heads of two states, negotiations and signed instruments which have propelled relations between our countries to a totally new level, and reminded that President of the Azerbaijan Republic Ilham Aliyev successfully continues this policy.
Mr. Usubov emphasized further strengthening of relations between the Ministries of Internal Affairs of two states and noted that the institution headed by him maintains effective bilateral and multilateral cooperation with the analogous structures of the neighboring states Russia, Turkey, Iran, Georgia, and over 40 other countries, having mentioned the importance of joining efforts and determination of new areas in fighting against dangerous types of transnational organized crime, especially illegal drug trafficking and smuggling.
In conclusion of the meeting, Colonel General Ramil Usubov highly appreciated potential opportunities of the relationships and expressed his confidence in the contribution this fruitful cooperation makes to interests of our countries and peoples and maintenance of international security.
Mr. Mostafa Pourmohammad expressed gratitude for cordial reception and content with large-scale construction work carried out in our country and dynamic development of our republic he observed during his visit to Azerbaijan after a long period. He noted that maintenance of stability and public order in both states as well as exchange of information and experience between our countries against the background of overall instability and spread of terrorism and extremism in the region would have positive effect on security in the region. Mr. Mostafa Pourmohammad emphasized willingness of the law-enforcement agencies of Iran to cooperate with their Azerbaijani colleagues.
The parties also discussed other matters of concern in the friendly and frank atmosphere of the meeting.
Ambassador Extraordinary and Plenipotentiary of the Islamic Republic of Iran to Azerbaijan Mr. Javad Jahangirzadeh took part in the meeting.
© 2005-2016 The Ministry of Internal Affairs of the Republic of Azerbaijan
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About State secret


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The Forum for a new World Governance launched the World Governance Index (WGI) project in 2008. The idea was to develop a "tool" that would allow the players in charge of governance to visualize emerging issues and problems and help them to reflect on the necessary solutions.
_ In this issue of the FnWG newsletter, we are offering the 2011 WGIs for South Africa and the Central Africa Republic, as compared to their respective 2008 WGIs, the first still struggling to make democracy work for all, and the second plunged into violent civil strife for lack of basic governance.
The IGM map and indicators are also available in Chinese.

subset: commoncrawl


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Discussion in 'Contests & Games' started by Chewbecca, Feb 19, 2009.
I am DYING!
You guys are going to make this SOOOOOOOOOOO difficult!!!!:rofl1:
Nope, I'll make it REALLY easy for you okay?
Pick ME!!
My first post ever!
I just had to play. I know this is not technically a LOL Dogs photo, but it was just too much fun
:rofl1: This thread is really amusing.
I lvoe this thread!
I'm glad Rebecca is making the decision. This will be tough.
Where did all these partners spring from? LOL
Mr Maxfox and Ellas Daddy??!
Sorry - back to your scheduled programming
We just have to use one of those three pictures, correct? If so, that's my entry.
^^ LOL that's a good one!!
Now that's funny right there, I don't care who you are. LOL!
These are GREAT!!!
I'll add some more pics later today!
(She looked like she had been hopping on her back legs to me! And the ears! So cute )
More pictures:
And wth, someone can lolgoose this if they'd like, I took this shot in January.
And if someone wants, they can LOLdog my mom's dog.
Or my brother's dog.
THAT'S IT. No more options. hehehehe.
Just a few more
Once again, I know these are not really LOLs, but I still thought they were funny
Now you have to get your nose right up to the screen and wait for this one!


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Let's start stickering. Buy 4, save 25%. Buy 10, save 50%.
St. Anne's Church in Alderney is a grand building, also known as ";The Cathedral of theChannel Islands". It was designed by the architect Sir George Gilbert Scott in 1850.3 exp HDR processed in photomatix & PS4
alderney channel islands church clouds graveyard hdr
Thank you for sharing your artwork with the Photomatix HDR Group!
Please consider submitting this work to: Christian Churches, Statues and Crosses Group. Thanks :)
Great comp, detail and colour
Thanks heaps Geoff
Please consider joining this artwork in the Church/Cathedral Exterior HDR Challenge. Thanks :)-yhun
Outstanding image……………I shared it on my FB page!! ;-))
cool Stephanie! I really hope your friends like it too :)
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Travel back in time to ancient Rome. The marble whirlpool surrounded by majestic columns and mirrors will make you feel like royalty. Then get a great night's sleep in our comfortable king-size bed.
Explore Ancient Egypt from your own private pyramid with a queen-size sarcophagus bed. No it's not a mirage, hop in and enjoy the luxurious, private, and oversized whirlpool.
Beware of Cupid's arrow! This romantic setting is the perfect place to spend some quality time with your significant other. Whirlpool, heart-shaped bed, mirrored ceiling and AM/FM stereo all set the mood for this romantic rendezvous.
Enjoy the intricate designs of our Geisha garden. This room is filled with oriental black lacquer furniture and décor. Relax in the serene whirlpool which is set in the middle of the beautiful Japanese garden for a peaceful experience.
This room has a full size vintage pink "Caddy" with a queen and king-size bed. Feel like you jumped back in time to the 50′s and enjoy the party in this cleverly crafted room.
Sleep inside a re-creation of a Gemini Space Capsule on this spacious 10-sided bed. Then explore outer space as you soak in your private, oversized "moon crater" whirlpool. This room is out of this world!
Our flying saucer bed will help you feel like you're on board for an adventure! This sci-fi room also has a large rock formation that's out of this world and an oversized whirlpool so you can sit back and relax.
Your queen-size bed and TV are nestled among the branches of the trees in this magnificent forest. Enjoy the nature and scenery as you soak in your personal oversized whirlpool!
Yee-Haw! This is the perfect family suite with two separate sleeping areas. The Wild West decorations will make you feel like you've stepped into an old western movie. You will love the covered wagon bed and a round teepee bed as well as the fiberglass whirlpool!
Forget about modern problems as you stay in this ornate Victorian manor. The king-size bed awaits your arrival as well as the relaxing whirlpool for two in this well decorated Victorian themed room.
The Whirlpool
The Victorian King Size Bed
Lounge Area
View of the Whirlpool Room
The Whirlpool with its beautiful Blue Tiling
A side view of the whirlpool


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Wedding Officiant in and around South Valley, New Mexico.
Life's Moments are those times in life that we choose to make an unique recognition of life transforming events. Weddings are celebrations, weddings are ceremonies, yet most of all weddings are a new beginning, a moment in time to be cherished. Having the best Minister is very important.
For these moments, we offer thorough Wedding Minister solutions, Just The Papers Wedding Ceremony officiating, as well as wedding solutions. From the very conventional to modern services, our wedding events and officiating services are designed to show your desires, wishes as well as dreams. We can help you to craft an event, secular or spiritual that will certainly be a cherished memory for years to come.
Ministerial services and also wedding event officiating in the South Valley, New Mexico area is our specialty, but we could travel if the requirement occurs. We offer a total array of Just The Papers Wedding Ceremony plans; from elopement on the courthouse steps to one of the most intricate formal wedding you might want.
We additionally provide the finest in Justice of the Peace or nonreligious weddings. These civil ceremonies provide their own kind of celebration, whether it be with family or simply a couple and also a couple of witnesses, your wedding is a special minute to be cherished.


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2006—At the Senate Judiciary Committee hearing on the nomination of Michael B. Wallace to the Fifth Circuit, Roberta Liebenberg, chair of the ABA's judicial-evaluations committee, commits multiple acts of apparent flat-out perjury in defending her committee's "not qualified" rating of Wallace—a rating that resulted from a scandalous process marked by bias, a glaring conflict of interest, incompetence, a stacked committee, the ABA's violation of its own procedures, and cheap gamesmanship. (See here for documentation.)
This Day in Liberal Judicial Activism—September 26
Bench Memos
NRO's home for judicial news and analysis.


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Emily Cahill thinks her life is perfect or as perfect as she could ever imagine...she is married to the love of her life and they have two wonderful (beautiful) sons. All of that changed 'like that.' Now, she is a single mom and decides to move her boys back near her hometown. She finds support in her very large extended family as she tries to put the pieces of her life back together. When her son makes the Jr high soccer team she finds herself reconnecting with a long lost friend, which becomes a source of comfort while she learns to move on with the next chapter of her life.
- friendship
- healing
- like-that
- loss
- lost-love
- love
- rugby
- school
- triangle
- wattpadprize14
20SpanksADay May 29, 2016
The motherfûcker's gonna be heading off with his lover, eh?
xoxos1996 May 22, 2014
Hey! Please check out my first book ever i recently started it and I'd appreciate some feedback :) it's called her unfrozen heart ( rated r ) thank you :) http://wattpad.com/story/16679649?utm_content=share_reading&utm_source=ios&utm_medium=link
yvonne888 May 24, 2013
I just know something bad will happen because it was just perfect......


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A great deal of individuals consider a garage door fixing as a really technical issue that needs a specialist to resolve. The trouble is most specialists and also firms that get the job done cost inflated sums for resolving troubles related to your door. The door setup itself currently sets you back a large amount of money. Hiring specialists to fix it would certainly additionally include in the cost.
That is why prior to calling your professional to do the repairs, it is helpful to very first discover the reasons for the issue with your door by yourself. In order to do this, it is very important that you understand the mechanisms behind the operation of your door. Upon setup, ensure that you ask the specialist on how the device functions. If a guidebook is offered, maintain it for future reference.
Usually, there are 2 main parts or elements of a mechanical door. These are the door or panel itself, as well as the opener that is outfitted with a sensing unit. The door itself may have hardly any payment whenever you see the need for a repair unless it has something to do with the whole panel damaged. If this occurs, you might need a substitute for the whole door. Usually compared to not, it is the device that causes the door to open or close that is the perpetrator.
Overhead doors either roll up in sections or swing upwards unscathed. In either case, they operate making use of a spring or springs in order to removal along the steel tracks on your garage's walls. If your door doesn't open when it should, inspect to see if the placing braces that hold those tracks on are not loosened. Aim to tighten up the screw and screws that hold them in place. This must hold the tracks on as well as fix any misalignment that causes your door to malfunction. Nonetheless, if you discover your tracks and also springs badly damaged, it is time to call your garage door repair firm for a substitute. This certainly needs expert aid.
An additional problem might be associated with your sensor. If you have examined and saw no problems with your metal tracks and also other mechanical components, it is time to check out the sensing unit. It could not be appropriately positioned and also led to your door not fully shutting down. Try putting your door sensing unit a little lower or more than its current placement. Try this over and over till you obtain the desired response. It is additionally practical to check if there are things that block your sensor as well as stop it from doing its work.
Also if you are not able to fix the issue after doing all those discussed over, it is to your benefit if you currently have a clue on culprits for your need for a garage door fixing. This allows you to much better review with your repair work company things that had to be done as well as the associated expenses. You can prevent unneeded repair works often done by underhanded professionals and also firms in order to bill extra.


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NSBA World Show
The NSBA's Annual World Show and Breeder's Championship Futurity are underway at the Ford Tough Arena in Tulsa, Oklahoma. The show, which runs August 8-15, 2015, offers World Show are qualifying events. Qualifying for the 2015 NSBA World Championship Show is done through participation in NSBA Dual Approved classes or Special Events. The horse and rider (or horse, in Open division classes), are required to participate in the corresponding class a minimum of two times within the qualifying period. The qualifying period began May 1, 2014, and ended April 30, 2015.
A variety of classes are offered during the Breeders Championship Futurity. Nominated horses are eligible to show from their yearling to 6-year-old year in Longe Line, Western Pleasure and Hunter Under Saddle classes as well as in Trail and Western Riding.
Eight classes will be offered during the week for Equestrians With Disabilities. They include: Walk Trot Western Pleasure Supported; Walk Trot Western Pleasure Independent; Walk Trot Hunter Under Saddle Independent; Walk Trot Trail Supported; Walk Trot Trail Independent; Showmanship At Halter; Walk Trot Western Horsemanship Independent; Walk Trot Hunt Seat Equitation Independent.
Judges for this year's event include: Dean Bogart, Brett Clark, David Denniston, David Fairchild, Jeff Greaves, Tanya Green, Robin Griggs, Larry Little, Steve Meadows, Art O'Brien, Rhonda Replogle, Mark Russell, Brent Tincher, Carly Veldman Parks, Mike Weaver and Tracy Willis. WCHA Judges are: Chris Arentsen, Rebecca Halvorson, Eddie Hicks and Kathy Smallwood.
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Functional scoliosis: A structurally normal spine that appears to have a lateral curve (scoliosis).
Nonstructural scoliosis involves a temporary change of spinal curvature. This is caused by an underlying condition such as a difference in leg length, muscle spasms, or inflammatory conditions, (e.g. appendicitis), which may produce muscle spasm. Functional scoliosis is treated by correcting the underlying problem. The spine itself needs no treatment.
Functional scoliosis is also called nonstructural scoliosis as opposed to structural scoliosis in which there is a fixed curve of the bones of the spine (the vertebrae).
Quick GuideLow Back Pain: Symptoms, Causes, Treatment, Relief
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Tribune Will Get Decision On Ch. 11 Plan By Fri., Judge Says
At a court hearing in Wilmington, Del., U.S. Bankruptcy Judge Kevin J. Carey pointed out two minor objections to the plan that were holding up his decision, one involving the treatment of indemnity claims filed by former employees and the other concerning discovery rights of the plan litigation...
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Continuing with my 2016 Gift Guide, I present to you Gift Ideas for Him. The absolute hardest Gift Guide to create. Am I right or am I right? I think I am right! Now my dear Hubby would tell you it is quite the opposite. That I am indeed the hardest to buy for and I always reply, "But, I am so easy!" And, yet he says the same thing when talking about himself. However, I do believe he is beginning to realize how hard he is to buy for on all levels and that means for me, his own mother, my mother, etc. He even says things now like, "Since I am so hard to buy for, I like this." Or will even go as far as buying items for himself while shopping for others and say, "Here give this to your Mom or my Mom to give to me." What fun is that?
Thinking maybe I am not the only one out there struggling to figure out what to buy the men in our lives, here are my top 2016 Gift Ideas for Him! And, don't worry, Nathan, I did not reveal anything for you.
Urban Outfitters Sirarcha To-Go Bottle Keychain – 8.00
Uncommon Goods Hickey Puck Chiller – 14.95
Nieman Marcus The Beer Deck Playing Cards – 16.00
Crate & Barrel Whiskey Wedge – 17.95
Bocandy Bojerky of the Month Subscription Box – 30.00 / month
Nordstrom The North Face 'eTip' Gloves – 45.00
Fossil Grant Leather Strap Watch – 135.00
Patagonia Down Vest – 179.00
Amazon Echo – 179.99
Enjoyed this post? Awe, thanks. I am blushing. We can connect through facebook || twitter || instagram || pinterest || bloglovin'


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In What's the Deal with Wicca, Steve Russo, who cohosts Focus on the Family's weekly teen raidio show, Life on the Edge, and who speaks to thousands of teens around the country every year, offers an examination of the beliefs and practices of Wicca. He also presents a biblical perspective on this religion, and any other that rejects the truth of Scripture. While primarily targetted at teens, the book is written in such a way that it will appeal to readers of any age.
On the whole Russo does a satisfactory job of explaining the draw and the dangers of Wicca. He devotes great detail to explaining the beliefs and tools of the craft. There is much to learn if we wish to understand what makes this religion such a popular alternative to Christianity, especially among teens who have been previously exposed to the Bible. Russo shows that at its heart Wicca is a selfish religion where a person can worship in whatever way makes him feel best. "When you step back and look at the big picture, you realize that the power Wicca offers is very self-centered, self-reliant and limited" (page 61). He goes on to provide pointers on how to tell if a person is involved in Wicca and suggests ways of respectfully challenging their beliefs.
The downside to the book is that it really could have used some better editing. It is always a temptation for an author to cram as much detail as he can into a book, but in many cases it is best to focus only areas of particular importance. At times I felt that What's the Deal with Wicca became bogged down in detail and I found myself wondering if I was learning what was most important, or if I was learning minor, unimportant details. There were also times where the book seemed to lack direction and focus.
Those small complaints aside, this is a valuable book and one that is an appropriate title to give to a teenager who may be seeking spiritual fulfillment outside of Scripture.
Quite strong and biblical throughout.
Easy to read, though it sometimes wanders.
It is unique to my collection, at least..
The type of book parents of teens may want to read.
It's not perfect, but it will equip believers to recognize and deal with Wicca.
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Dare to dream - don't be afraid to aim for the highest peak... it is there we see all that is possible.... all there is to hope for - dare to dream.
Author: Unknown
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TRP Polymer Solutions is an industry leader in specialist rubber sealing components. We design, develop and manufacture specialist precision rubber moulded gaskets, diaphragms, 'O' rings, bellows, valves and other rubber assemblies used in the most demanding environments.
The more aggressive and unforgiving your sealing environment, the more critical it becomes to optimise seal design and material selection. Offering exceptional chemical and thermal resistance, TRP Polymer Solutions have developed their unique TRPlast™ range of Perfluoroelastomers combining the sealing force resistance and recovery characteristics of an elastomer with chemical resistance comparable to that of PTFE to offer extended service life and reduced maintenance costs.
TRP Polymer Solutions Ltd use the latest polymers and process technologies to develop an optimum rubber product solution that balances quality, performance and cost. This innovative approach allows us to work with customers to provide solutions where standard rubber products have failed.
Supporting the development of new products from concept stage, through to prototyping and product introduction, our polymer technologists and engineers will work with your team to design and develop a bespoke rubber moulded solution.
TRP Polymer Solutions Ltd specialise in the design and formulation of materials to perform in the most demanding environments, whether this is extreme (high or low) temperature or where polymers are in service in the most aggressive chemical environments.
We have a range of materials to suit all applications and work with engineers and designers to formulate new materials to meet our customers' demands, to help extend the service life of their products.
We develop bespoke rubber sealing for a broad range of markets worldwide.


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We had a sizzling summer with special missionary and revival services. Our hearts were stirred to deepen our relationship with the Lord in our own personal walk and worship of Him.
On three separate Sundays this summer, we held Friend Day and BBQ's which were all well attended.
The Vaughan Baptist Christian Academy has started its second year with a growing student enrolment. I have the privilege of preaching some chapel services which gives me a wonderful opportunity to get to know each student and to challenge them from the Scriptures on their spiritual journey. I also enjoy leading some gym times with them which usually reveals that I no longer possess that endless, child-like energy anymore!
On Sunday, September 21st, we will celebrate our 23rd anniversary. With this year's theme of "So Much The More," we can only praise the Lord for His faithfulness to us another year in giving to us much more than we deserve. As sinners, we deserve nothing! This 11am service is always the highlight of the year and usually well attended. The congregational singing is always enthusiastic and there will be special instrumentals and singing. A large book table will be displayed and there will be plenty of food following the service. With hours of fellowship afterwards, there is no evening service that day.
The fall season is packed with men's and women's Bible studies and fellowships. Family game nights keep us all laughing and enjoying the fellowship time together. At each service, there is a well staffed nursery and classes for the children. Every Sunday, there is Sunday school for all ages, including adults, at 10am; the morning worship service is at 11am; and the evening worship service is at 6pm. Our mid-week service is on Wednesday evenings at 7pm. This is my favourite and I believe the most needed service for any church. We hear from our missionaries, sing, have a testimony, I discuss a current event, then we take prayer requests and break into prayer groups for about 12 minutes. Then the children are dismissed to their classes and I teach a lesson till 8:15pm and we are dismissed. Many stay afterwards for a few minutes of fellowship but those who must leave, can do so. This is intended to be a compact, spirit-challenging, faith-filled pick-me-up service in the middle of the week. It carries the Christian over until they are with the believers again on Sunday and helps to keep them singularly focused and spiritually balanced in a busy, sin-laden world.
Finally, this year's Thanksgiving service is on Sunday, October 12th. There is no evening service this day.
God bless you. Remember Christian, you are always in His gracious grip!


text: On Tue, 2004-04-06 at 13:01, Roger Leigh wrote: > I've written a custom class, numeric, which does fast fixed-point > arithmetic. I'd like to display this directly in a Gtk::TreeView. > After adding it to the TreeModel, and then adding the column to the > view, no problems occur, but when I try to set the data, I get errors: > > (test:24166): GLib-GObject-WARNING **: unable to set property > `text' of type `gchararray' from value of type `glibmm__CustomBoxed_N4EPIC7numericE' I guess you are using the TreeViewColumn::append_column() convenience method, which tries to do something appropriate for you. But GTK+ doesn't know how to convert your custom type to a string (it uses a text CellRenderer by default). I suggest that you try doing it the long way: http://www.gtkmm.org/gtkmm2/docs/tutorial/html/ch08s02.html#id2494811 I doubt that any of the existing CellRendererText properties will be appropriate though, as you've found, so you probably do need to either derive a custom CellRenderer, or use the cell_data_func() callback. You're meant to be able to put custom classes in TreeModels, so do tell us if that doesn't work. > What is the best way to convert from "numeric" to a "Glib::ustring". > I've overloaded std::ostream operator<< in the class, but this doesn't > appear to be used. No, operator<< is not used for that. > I can see that I can create a custom cell_data_func handler to set > property_text, but since I will be using this in quite a lot of > different treeviews, I don't want to have to write a handler for each > numeric column in each view. > > Would deriving a custom CellRenderer from CellRendererText be a > possibility? What I can't see here is what method is called to turn > the object in the model into a Glib::ustring. How does the > CellRenderer "know" which TreeModelColumn it is rendering? > > If I create a custom CellRenderer, is it possible to make this the > default renderer for a particular type, so when I add a new view > column to the treeview this renderer is chosen automatically? You could try to add a template specialization, like the existing one. I think it's append_column() that you need to specialize. -- Murray Cumming www.murrayc.com murrayc murrayc com


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Papa John Creach & Paul Kantner, both gone but certainly not forgotten. This rare show I got in a trade about 15 years back finds the Starship in tip top '92 form. Any Starship set that opens with the "Blows Suite" is alright in my book, ya dig? Papa John is called up two different times and he does his violin version of Somewhere Over The Rainbow....The Horror!! 7daylink Set List Sbd Rating A
Paul & Darby Gould (singer extraordinaire)


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Bottle-feeds, pacifier affect teeth alignment
Prolonged bottle-feeding and use of pacifiers in children predisposes them to the risk of dental problems in future.
Prolonged bottle-feeding and use of pacifiers in children predisposes them to the risk of dental problems in future. Many factors influence the development of the jaw, dental arches, tongue and facial muscles. Researchers suggest that one of those factors may be the use of pacifiers or children's preferences for thumb-sucking. To investigate whether thumb-sucking, using a pacifier or feeding with a bottle influences dental development, researchers from a local health unit in Italy surveyed the parents of 1130 children between the ages of 3 and 5 about their children's habits during the first months of life. Children also underwent a thorough dental examination. They found that children who sucked their thumbs or a pacifier after one year of age, or drank out of a bottle in the first three months of life, were more likely to have misaligned baby teeth at 3 to 5 years of age. More than one-third of children showed some type of bite problem. Around 13 per cent had an anterior open bite, in which their top and bottom front teeth did not connect when they bit down. Seven per cent had a posterior cross-bite, in which their top back teeth bite along the inside of the bottom back teeth. In normal alignment, the bottom back teeth hit the inside of the top back teeth. Nearly 9 out of 10 children with an open bite had sucked a pacifier or thumb after one year of life. Children who started bottle-feeding before 3 months of age were more likely to develop a posterior cross-bite. Children who sucked on a pacifier or thumb after one year of age were also more likely to develop a posterior cross-bite. However, those who breastfed exclusively for longer than the first 3 months of life were less likely to develop the misalignment as compared to the bottle-fed children, suggesting that breastfeeding protects children from dental alignment problems. Most of the head and facial structures grow in the first 4 years of life. Excessive thumb or pacifier sucking sets up abnormal forces in the oral cavity i.e. the lips, tongue, dental arcades and the palate, which affects the development of the muscles of the mouth, face, and the palate. These changes are likely due to the difference in how the child sucks a bottle or pacifier and how it feeds from the breast. Children should not be encouraged to use a pacifier but those who do should stop using it before they turn 2 years old. Bottle-feeding may also affect jaw alignment because using a bottle requires more powerful sucking from the lips and cheeks than feeding from a breast.
Archives of Disease in Childhood,
November 2004
November 2004
-------------------------------- Advertisement -----------------------------------


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Reportedly Kinect integration into Windows phones seems to be real. This technology will be coming to Windows Phone code name Apollo or one of its updates and will have the platform transformed in no time flat.
In near-real future we will be the witness how the Windows Phone users are working with the next-generation hardware using voice commands and non-touch gestures in order to control their phone's many abilities.
Windows mobile 7 is going to use motion gestures which are something that is missed out from iPhone capabilities. And most importantly it is not going to use difficult and complicated series of accelerators. But it will contain camera to reveal the motions and create appropriate movements. Windows Phone users will have the special chance to shake, twist, give voice commands and immediately have things done.


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Girls from Oz(03) 9001 1885
to young people in remote Australia
to set and achieve life goals
to enhance future prospects
Find out how you can help
Girls from Oz provides activities, to children and young people in remote Australia, that expand life experiences, create connections, encourage growth in confidence and increase opportunities for those who have limited access to high quality performing arts education.
We aim to raise the capacity of young women to set and achieve life goals and make meaningful choices; it is about helping to grow and nurture educated, confident, independent, happy and skilled young women.
Our term three performing arts intensives were jam-packed with excitement and enthusiasm! Participants were engaged in their sessions and began to collaborate with our Instructors in preparation for the end of year Travel Programs.
Our May performing arts intensives culminated in performances at the Lockhart River Home and Community Care Centre, the TropiCOOL Festival in Carnarvon and the Argyle Diamonds Ord Valley Muster in Kununurra.
In our eighth year in Halls Creek, sixth in Carnarvon and second in Lockhart River, our March performing arts intensives have been a fantastic success!
Girls from Oz is a not for profit organisation that provides innovative, education-based opportunities to young people in remote Australia through dynamic, interactive performing arts programs that encompass song, dance, drama, language and story telling.
© 2013 Girls from Oz
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"Long-term Study Finds That the Pesticide Glyphosate Does Not Cause Cancer," By Katarina Zimmer. A new study has found no conclusive link between exposure to glyphosate—the main ingredient in a popular weedkiller—and cancer. The new study, which was seen by Reuters, draws on long-term data collected through the Agricultural Health Study. This has monitored the health of nearly 90,000 people in Iowa and North Carolina from 1993 to 2010, including farmers licensed to apply pesticides to … [Read more...]
Study: Glyphosate Does Not Cause Cancer
Roundup and Phony Cancer Claims
"No, California, Roundup Won't Give You Cancer," By Julie Kelly and Henry I. Miller. The chemophobes who run California are at it again, siding with environmental activists and pseudoscience rather than evidence and common sense. The state Office of Environmental Health Hazard Assessment announced last month that it was adding the weed-killer glyphosate to its list of chemicals that purportedly cause cancer. Glyphosate — sold as Roundup and under other brand names — is one of the world's most … [Read more...]
Scrap Proposition 65
"Scrap Proposition 65, California's Unscientific Chemical Safety Law," By Angela Logomasini. California may soon list glyphosate, the active ingredient used to make Roundup weed killer, as a carcinogen under the state's so-called "right-to-know" law, originally passed by voters in 1986 as Proposition 65. Its maker, Monsanto, says it will appeal a recent court ruling that would allow the state to proceed, but they may not be able to stop it, even though the state's claim isn't supported by much … [Read more...]
Glyphosate Politics
"While Unlikely To Be Carcinogenic, The Herbicide Glyphosate Is A Symptom Of A Deep Social Pathology," By Geoffrey Kabat. On both sides of the Atlantic a battle is raging between starkly opposed views of what science tells us about risks to our health emanating from our surroundings, including our food, water, and the wider environment. This battle often pits advocates, nongovernmental organizations (NGOs), politicians, and partisan scientists, who have little ability or inclination to evaluate … [Read more...]
EPA Delay on Glyphosate
Why Did the EPA Delay Its Glyphosate Safety Report? By Julie Kelly. The Environmental Protection Agency is punting a final decision on the safety of the controversial weedkiller glyphosate to the next administration. Since 2009, the agency has been conducting a registration review of glyphosate, one of the world most widely-used herbicides, and evaluating any risk to human and environmental health, an assessment required every 15 years. Read more. Save Save … [Read more...]
Glyphosate Fabrications Unraveling?
"Glyphosate: A Slow But Steady Vindication," By Alex Berezow. There has been a long history of ridiculous fearmongering by environmental activists masquerading as health experts. BPA, MSG, Alar, DDT, and food coloring are just a handful of chemicals that fell prey to overblown fears or outright fabrications. Today, the whipping boy that takes the brunt of the unfounded chemophobic assault on science is the herbicide glyphosate. Glyphosate is demonized primarily for one reason: Monsanto. To many … [Read more...]
IARC's Questionable "Science"
"Of Questionable Evidentiary Weight' — Another Nail In IARC's Glyphosate Coffin" By Hank Campbell. It seems like a hundred years ago that the International Agency for Research on Cancer (IARC) was considered a neutral force for public good - but it was only 51. In 1965, when the Agency was created by the United Nations, there was a lot of optimism about science and the future and IARC was created to instill confidence in the public about the difference between real harm and scaremongering. Read … [Read more...]
Roundup Safety
Roundup Shown to Be Safe (Again), By Center for Accountability in Science. It's hard to ignore the growing list of scientific authorities from around the world that keep coming to the same conclusion: glyphosate, the ingredient in herbicides such as Roundup, is safe. Recently, that list just got a little longer. That's because New Zealand's Environmental Protection Authority released its Review of the Evidence Relating to Glyphosate and Carcinogenicity. The new review considered studies … [Read more...]
Glyphosate Politics
"Rounding Up the Cowards: EU Leaders Block Glyphosate," By Angela Logomasini. As reported in the Wall Street Journal this week, yet another valuable pesticide product may eventually be removed from the market place. But despite the Journal's assertion that the controversy stems from uncertain science, the real source is politics. Too many European lawmakers are afraid to take a stand that might offend environmental activists, even though inaction will raise food prices and hinder … [Read more...]
EWG Deception on Herbicide Risk
"EWG's Latest Glyphosate Flop," By The Center for Accountability in Science. The Environmental Working Group (EWG) claims to fight for the public interest, yet rarely does so using solid science. A day after we laid out the facts on glyphosate, EWG was out in the media trying to keep people afraid of it. Claiming "a growing body of research" is linking the herbicide glyphosate (known by the brand name Round Up) to non-Hodgkin's lymphoma, EWG failed to highlight that it really only found one … [Read more...]
EPA "Inadvertently" Admits: Glyphosate "Not Likely" a Carcinogen
"EPA (sort of) Admits: Glyphosate Not Likely Carcinogen," By The Center for Accountability in Science Team. A few days ago, the U.S. Environmental Protection Agency (EPA) published a report concluding glyphosate is unlikely carcinogenic to humans. The EPA pulled the report not long after, telling Reuters it was "because our assessment is not final"— it had been published "inadvertently." Reuters noted, however, that the accompanying memo was labeled "Final." The report is expected to be … [Read more...]
Glyphosate Safety Report Disappears
"EPA Magically Makes Glyphosate Safety Report Disappear," Julianna LeMieux. Glyphosate does not cause cancer … if you read about it over the weekend. That was the conclusion of a report published online by the Environmental Protection Agency on Friday, April 29, 2016, finally shutting down a 30-year debate by giving a definitive answer to a hotly contested topic. But, by Monday, May 2, it was gone. The report, "Evaluation of the Carcinogenic Potential of Glyphosate," was published by the Cancer … [Read more...]
UK Citizens Sour About "Natural Herbicide"
"Britiots Using Salad Dressing to Kill Weeds," By Josh Bloom. True or false: It is a good idea to use a more dangerous chemical to replace a safer one? Before you answer, take a look at a couple of videos that the folks in Bristol in the UK should have watched before they decided to "go organic" and substitute vinegar (acetic acid plus water) for glyphosate — a supernaturally safe herbicide, which has been used for more than 40 years in the United States. The first shows what happens when you … [Read more...]
Scaremongering and Nonsense on Glyphosate
"Breaking Down Bullshit: How Clever Activists Make You Afraid!," By The Risk-Monger. In my last blog I stated how the organic industry lobby openly lies, spreads fear and attacks its competition – all activities that any organisation or company with an ethical code of conduct would forbid. I'd like to demonstrate how one organic lobbying organisation, USRTK, desperately needs such a code (… and a lot of integrity). As I have had quite a few personal attacks this week from people who take … [Read more...]
The Roundup on Life-Saving Weedkillers
"Glyphosate Saves Lives, Reduces Child Labor, and More," By Angela Logomasini. David Zaruk, aka the Risk Monger, has produced an excellent series of blog posts on why the herbicide glyphosate (the active ingredient in "Roundup") is a wonderful thing, despite "cancer classifications" and demonization by greens. In a refreshingly blunt and honest series of posts, he makes some fantastic points that must shock green activists who can't imagine why anyone would dare use a chemical to control … [Read more...]
Toxicity of Organic Pesticides
"The Risk-Monger's Dirty Dozen – 12 Highly Toxic Pesticides Approved for Use in Organic Farming," by The Risk-Monger. It is commonly believed that organic farmers do not use pesticides and that organic food is therefore safer to consume than conventionally farmed fruit and vegetables. In a UK poll, 95% of the consumers bought organic food because they wanted to avoid consuming pesticides. This belief could not be further from the truth. The US organic industry has approved over 3000 toxic … [Read more...]
Weed Killers in Tampons
"Glyphosate in Tampons, Oh My!" By Michelle Minton. You may have seen the hilarious headlines about putting Monsanto in your vagina (if not, you're welcome/I'm sorry). This hyperbole comes on the heels of a new study showing that the majority of cotton products tested by Argentinian researchers were found to contain glyphosate—the herbicide made by Monsanto and commercially known as Roundup. Even if you're comfortable with farmers spraying crops with chemicals that keep away insects or … [Read more...]
Roundup Risk?
"How Dangerous is Roundup?," By Center for Accountability in Science. Earlier this year, the International Agency for Research on Cancer (IARC), an agency of the World Health Organization, classified glyphosate (the chemical used in Roundup) as a "possible human carcinogen." While it's certainly a scary sounding announcement, what it really means is that like working swing shifts or drinking alcohol, the IARC says studies suggest that it's possible exposure to glyphosate might cause cancer in … [Read more...]
Reporting the Risks of Roundup
"Solid Reporting on the (Non) Risks of Roundup," By Gil Ross. Given the mainstream media's devotion to sensationalism when discussing GMOs, it was an unexpected pleasure to come across a recent Washington Post article on the subject. The essay was entitled "It's the chemical Monsanto depends on. How dangerous is it?" This is such an important topic/question from so many points of view that it should be essential reading for anyone who's scientific sophistication is not up to speed — meaning … [Read more...]
Rounding Up the Facts about Pesticides in Breast Milk
"Science Trumps Hysteria When it Comes to Breast Milk and Pesticides," by American Council on Science and Health. The scientific literature has established that, when possible, breast milk offers terrific advantages to children, so it was the perfect way for anti-science groups to promote fear and doubt about a commonly used pesticide called glyphosate, which has been used by home gardeners for decades under the name Roundup. Though the U.S. Environmental Protection Agency has never found … [Read more...]
Unscientific Cancer Classifications
"The UN's Relentless March Of Unreason," By Henry Miller. Since the 16th century, the guiding principle of the science of toxicology has been that "the dose makes the poison." In other words, toxicology tells us what quantity (dose) of a substance will cause harm. This applies to the medicines used by Americans hundreds of millions of times a day to help relieve symptoms or treat illnesses' for example, the right dose of aspirin or an over-the-counter cold remedy can be a therapeutic godsend, … [Read more...]
Roundup Junk Science
"If You're Going to Pick Your Poison, at Least Choose the Right One," by American Council on Science and Health. The winner in this month's "I need a chemistry lesson, and fast" award goes to Anthony Dunton of Acworth, Georgia. Hands down. Dunton was arrested last week for trying to poison a co-worker by putting the weed killer Roundup (glyphosate) into his water. Let's just give him mixed grades on this one. Dunton denied trying to kill the man, but, rather, just "mess with him." In this … [Read more...]
IARC Classification of Glyphosate
"IARC Glyphosate Cancer Review Fails on Multiple Fronts," By Academics Review. The International Agency for Research on Cancer Monograph evaluation of certain insecticides and herbicides earns an F grade for failure to consider all the available studies, placing weight on weak and discredited studies (several in the advocacy community are already using this report claiming it is a vindication of the discredited Seralini GMO cancer claims), and most importantly failure to consider if glyphosate … [Read more...]
IARC's Ruling on Glyphosate
"IARC's Ruling on Glyphosate Ignores the Science," by American Council on Science and Health. This month's meeting in Lyon, France, of the International Agency for Research on Cancer (IARC) – the branch of the UN's World Health Organization that studies the relationship between environmental and lifestyle risk factors and cancer – focused on pesticides. The committee concluded that of the five pesticides evaluated, three were "probably carcinogenic," a 2A classification, despite the fact that … [Read more...]


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This week, my daughter brought home a poem she had written as part of her third-grade class:
Love is pink.
It tastes like lemon pound cake.
It sounds like singing birds, and it smells like vanilla.
It feels like baby hair, it looks like a butterfly.
Love makes me feel like singing.
Inspired, my wife sat down and composed one too:
Love is periwinkle
It tastes like whipped cream.
Love sounds like the ocean waves softly crashing.
It smells like fresh banana bread.
Love feels like a long warm hug.
It looks like a sunrise.
Love makes me feel so peaceful.
In writing these beautiful poems, it turns out they have quite a bit in common with earlier authors who wrote things like this:
God is love. Whoever lives in love lives in God, and God in them. In this world we are like Jesus. There is no fear in love. But perfect love drives out fear. We love because he first loved us. And he has given us this command: Anyone who loves God must also love their brother and sister.
Or this:
A new command I give you: Love one another. As I have loved you, so you must love one another. By this everyone will know that you are my disciples, if you love one another.
Or this:
If I speak in the tongues of men or of angels, but do not have love, I am only a resounding gong or a clanging cymbal. If I have the gift of prophecy and can fathom all mysteries and all knowledge, and if I have a faith that can move mountains, but do not have love, I am nothing. If I give all I possess to the poor and give over my body to hardship that I may boast, but do not have love, I gain nothing.
What does it mean to be a Christian? Will they know we are Christians because of… our political stands on certain issues? Because of… the people we are against, the laws we protest, the banks we boycott? Or will they know we are Christians by our love?
Some people think we are naïve in our view that love and prayer are our most powerful weapons: that they can save lives and transform society. If so, we share the naïveté of our savior. As Christians, we are on the wrong battlefield when we spend our time fighting to possess the kingdoms of this world. We need to be focused instead of the kingdom of heaven, and the only language they speak there is the language of love.


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So, did you know that there an official "worst day of the year?" Well, there is according to some experts at least. It goes back to 2005, when Dr. Cliff Arnall calculated the most depressing day of the year.
Based on his calculations (listed below), the worst day of this year, Blue Monday, falls on Monday January 16th, 2017.
So how did Dr. Arnall figure out that this date in late January is extremely depressing? Here are his reasons:
– Post-Christmas debts are due, so our debt is the highest of the whole year
– In the northern hemisphere, weather conditions are often at their worst (gloomy, cold, and unpredictable)
– Most people have already abandoned their New Years resolutions and are back to old behaviors
– We have had time to emotionally consider that the joy of Christmas is over
– Our motivation level is low because of the cold and gloom
– We don't have a lot to look forward to in the immediate future (very few work days off, more cold is ahead, etc)
So, theoretically, for a lot of people this is the "worst day of the year." However, you don't have to succumb to Blue Monday, and let me explain how to deal with each of these issues related to "Blue Monday." Also, scroll down for a funny video about how to beat the winter blues in under 30 seconds!
Conquer Blue Monday 2017 Cold and Gloom
Even though it's cold, try to get outside and get some sun. Bundle up and walk out that door, especially on a sunny day! Buy some thermal wicking clothes so it doesn't feel so cold!
Since your childhood, you've probably heard that you can "catch a cold" from going out in the winter. This sounds logical, but the scientific truth is that most winter illness is caused by being inside too much, because it leads to the spread of germs from person-to-person much easier. I run and hike on cold days frequently, and I always feel better for it. Others agree with me, so get out.
Also, there are always sunny days in January. If you can't get outside, go to a window, close your eyes, and face the direction of the sun. The field of vision behind your eyes will glow bright red. Scientifically, this causes a release of serotonin, the brain's happy chemical. If you can't get light any other way, there is evidence which suggests that indoor blue lights can improve your mood.
Avoid Racking Up Debt
Many people cover for the lack of true happiness by buying a bunch of cheap crap. If buying things in December causes you to be depressed in January, then don't buy them. Many experts suggest getting rid of things you don't use (de-cluttering) will actually make you happier than collecting things you never have time to enjoy.
Work on your internal attitude, and you'll find that you don't need a lot of external things to be happy. This is basic Buddhism 101, but other religions teach simple living free of attachments as well. A lot of people find that being around others, having friends, etc, are more meaningful than material things anyway. I'm not saying you should become a monk, just that if you're buying more than you can afford, you need to evaluate your priorities.
Find Joys In The Moment; Plan Things To Do
Sure, Christmas has passed by Blue Monday. But…you can celebrate and have fun every single day. Find something fun to do and look forward to. Plan things that give you hope. Every day (without exception) plan something to do that you like. It can be taking a drive to see beautiful snowy scenery, getting coffee with a friend, going on a hike, going to a concert…anything.
Plan a party if you have to. I suggest getting a calendar and writing some of these things down, so you have these "hopeful" things there for you to see whenever you need a reminder of why you are happy this winter.
After a past Christmas I planned to see an old college friend in February. I looked forward to it all January, and it gave me hope I otherwise didn't have. Another fun thing I planned recently was to take work off early and meet a friend at a local restaurant. We loved seeing each other in the afternoon. We were both a little depressed about heading back to work after Christmas, but this meeting made it more bearable.
Unfortunately, society works us up in a social frenzy near Christmas, and then everything just stops. The lights, festive music, and social gatherings not only vanish, but they vanish in a mere day. Then, things get "back to normal," which, for most people is very depressing. This is why it is important to schedule things to look forward to. It keeps us hopeful and happy. We also offer specific tips for Post Christmas depression.
Re-Boot That Resolution
I have been a member of various YMCAs for nearly fifteen years. I've seen people go "all out" on January 1st, to stop everything by January 15th. In reality, something more realistic is in order. Instead of going crazy on January 1st, only to burn out two weeks later, try coming up with something more sustainable.
Also, understand that it is never too late to get back on track. If you've given up on your resolution, then get back today. Make a mid-winter resolution. Make a new month resolution. Call it whatever. I strongly live by the principal that "there is no failure, just feedback," if you have the right attitude. Let your early January setbacks help you create new goals and actions starting in mid-January. And, stick with them the whole year!
Overall, the basic message here is that "Blue Monday," the "worst day of the year" is only blue and horrible if you allow it to be. The pitfalls I've listed don't have to be your reality. Besides, blue is my favorite color. Have a happy Blue Monday 2017!
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Compare home loans
Do you have the best home loan interest rate on the market? Are your mortgage repayments higher than average? Are you missing out on home loan features or discounts because you haven't switched lenders in several years? All of these questions are reasons to compare home loans with a financial comparison website like RateCity.com.au.
With thousands of home loans on the Australian market, it can be difficult to know which one will be best for you. One of the easiest ways to figure this out is to make a home loan comparison by looking at several home loans side by side to see which ones come out ahead, both in terms of the current home loan rates, and the features and benefits they offer.
How to compare home loans
Before you start your home loan comparison journey with RateCity, it can be helpful to work out exactly what you're looking for from a mortgage. Some borrowers compare home loans looking for the lowest possible home interest rates, but this often comes at the cost of flexibility. Other borrowers may look for a range of features, such as offset accounts, redraw facilities and flexible repayment schedules, though these may cost more in interest and fees.
Once you've worked out your preferences, you can start to narrow down your list of potential home loan options when making your mortgage comparison:
- Start by entering how much you want to borrow for the property of your choice. The more you choose to borrow, the higher the repayments you'll need to budget for.
- Next, work out how much you have available for your deposit. Lenders generally favour borrowers with higher security deposits, offering these borrowers lower home loan interest rates. Also, if you have a deposit below 20% of the property value, you may be required to pay Lender's Mortgage Insurance (LMI).
- Next, select your loan term. The most common loan term for both owner-occupiers and investors is 30 years, but some borrowers opt for shorter loan terms (e.g. 25 years or less) depending on their circumstances. A few lenders allow you to borrow for up to 45 years. Keep in mind that the longer your loan term, the less you'll likely pay from month to month, but the more you'll likely pay in total interest charges.
- Select what type of borrower you are – owner occupier or investor. This will help determine the best home loan rates you are eligible for. A quick home loan comparison will show that investors are generally charged higher home loan rates than owner-occupiers.
LMI Calculator
Example: Finding a low rate investment loan
Roy is a first-time investor who wants the lowest interest rate on the home loan market. He has a deposit of $100,000 and wants a loan of $500,000. By selecting a loan term of 30 years using RateCity's compare home loans function, he discovers there are more than 1500 potential loans available to him.
Roy previously asked his bank, one of the Big Four, about the cost of a home loan with them. During his home loan comparison, Roy discovers there are at least five lenders on RateCity that can shave up to $80 a month off what his bank offered, with interest rates below 4.2%. Over 30 years, that adds up to a significant saving.
Roy wants to know more about one of the loans on offer, due to its low rate and low fees. He simply clicks the 'View Now' button to be directed to the lender's website.
How to customise your results
On the second half of the form, you have the option to enter your preferred features, so you can compare home loans to find an option that suits your needs.
Do you want a variable rate loan or a fixed rate loan? The interest rate on a variable rate loan may change over the course of your mortgage term, often in line with changes to the official cash rate from the Reserve Bank of Australia (RBA), but sometimes independently, depending on your lender. If the cash rate drops, and your lender passes on the rate cut, you could save money on your mortgage repayments, but if your rate increases, you could find yourself paying more.
A fixed home loan secures your interest rate for a length of time. For the duration of your loan's fixed term, there will be no changes to your repayments, for simple and consistent budgeting. Keep in mind that while a fixed loan can protect you from paying more if interest rates were to rise, you could also miss out on potential savings if interest rates were to fall.
Some borrowers also choose to split their rate between fixed and variable to lock in a bit of certainty, while also making the most of low rates.
You can also choose between making principal and interest repayments or interest-only repayments.
Principal and interest repayments allow you to pay off the amount you've borrowed along with the interest charges, and make steady progress towards clearing your debt.
Some lenders allow you to delay paying your loan's principal for a period of time and simply pay the interest. This can help to make your repayments temporarily more affordable in the short term, though you may end up paying more total interest over the loan's full term.
Select your features
After you've chosen your preferred type of loan and repayments, you can compare mortgages with some popular home loan features, such as an offset account, a redraw facility, or extra repayments.
Offset Accounts and Redraw Facilities
An offset account allows you to reduce the interest you pay by using money in a separate, but linked account to offset what you owe. For example, if you owe $300,000 but have $50,000 in an offset account, you'll be charged interest as if you only owed $250,000.
Some lenders allow you to make extra mortgage repayments if you have a good month or receive a one-off windfall, which can help to pay off your loan quickly, and reduce the interest you're charged.
A redraw facility lets you redraw any extra home loan repayments you've made if you need that money back in your pocket, which can be useful under the right circumstances.
Choose your fees
One of the benefits when you compare home loans with a financial comparison website like RateCity.com.au is that as well as looking at home loan interest rates, you can also compare fees. High fees on a home loan can negate the impact of a low interest rate, so they should always be considered.
Some of the fees you're likely to encounter during your mortgage comparison include:
- Upfront fees – These are the fees the lender will charge when you start your loan. They sometimes include establishment fees, conveyancing fees, stamp duty and Lender's Mortgage Insurance (LMI). Upfront fees vary significantly between lenders.
- Ongoing fees – These are the fees your lender charges either monthly or yearly for the upkeep of your loan.
- Redraw fees – If you choose a loan with a redraw facility, sometimes those redraws charge a fee. This can be important to know for your budgeting.
- Discharge fees – At the conclusion of your loan, your lender may charge you a termination fee.
Example: Flexibility seals the deal
Louise already has a home loan, but it doesn't offer many benefits. She instead wants a loan where she can offset interest and make extra repayments once a year when she gets her tax refund. However, she doesn't want to pay a high rate or high fees for those benefits.
To compare home loans, Louise enters her preferences at RateCity and finds there are a dozen loans with no ongoing fees, but many features. Even better, many of those home loans have interest rates lower than 4%, when at the moment she has a 4.5% interest rate. By switching, she stands to save more than $500 a year.
Other types of loans to compare
RateCity also allows you to compare less common loans, such as low doc loans. A low documentation loan is for borrowers who do not have the documents that are typically required to secure a loan, like an employment history or clean credit history. As a result, lenders often treat these customers as higher default risks, and decline their applications for standard home loans.
Low Doc Home Loans
If you are in this position, it may be helpful to compare the low doc options on the market as there is a significant variance in the current home loan interest rates on offer.
How to find the lowest rates on RateCity.com.au
Sometimes a home loan's interest rate can serve as a good starting point for your mortgage search.
If you're mostly interested in finding out which bank has the lowest interest rates on the home loan market, you can compare the currently available mortgage options by interest rate on RateCity, with or without adding additional filters, such as home loans with fixed interest rates, or offset accounts.
4% or lower is generally considered to be a good interest rate for a home loan, though it's important to remember that these low-interest home loans are often relatively basic, offering few additional features. Seeing how much extra interest you may need to pay for home loans with additional benefits can help you get a better idea of the value they can offer your household finances.
Home Loan Calculator
As well as offering home loan comparison, RateCity lets you compare many other financial products:


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Question: How Will Selling My Stocks Affect My Taxes?

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Selling stocks will affect your income taxes. If you are going through a broker or financial adviser, he should be able to briefly explain the tax information for you, but it is still your responsibility to have the correct paperwork on hand. If you are using an online brokerage site, then you need to make sure that you keep all receipts for the purchase and the sales of the stocks. You should plan now when you are selling stocks for your tax bill.

Taxes on the Profit from the Sale

When you sell your stocks, you are taxed on the profit of the stocks. If you sell at a lost, you can claim a loss on your taxes. For this reason you need to keep a receipt of the purchase of the stocks. If your stocks have split, you take your purchase price, and divide it by the number of shares you have now to determine the value to be assigned to each individual stock. When you sell you subtract the purchase price from the sell price. The result is the number you report on your taxes.

Capital Gains Tax

If the number is positive, then you are reporting a capital gain. If you bought the stocks and then sold them within a year of the purchase date, then the amount is added to your regular income, and is taxed at the same rate as your income. However if it has been more than a year the amount is taxed at the capital gains rate, which is lower than most income tax rates. If you can hold onto the stocks for a year, you can save a lot in taxes. It is possible to claim both long term and short-term gains in the same tax year.

Reporting a Capital Loss

If the number is negative, then you are reporting a capital loss. You can claim a capital loss on your taxes, as well. This is process has very specific guidelines that must be followed. You should talk to an accountant about how to claim this, as well. You will still need the original receipt for the price that you purchased, and then the receipt of the sale to show how much you lost. You should do this even if you purchase them through stock options at your job.

Waiting a Year to Sale Lowers Your Tax Liability

If you are trying to lower the amount of taxes that you pay on your investment, it is best to wait a year before selling the stocks. This will lower your tax liability while allowing you to profit from your stocks. As you sell your stocks, it is important to set aside the additional money you will need to pay on your taxes for the year. You can simply set aside the amount determined by your tax rate. If it has been less then a year, then you will need to set aside the percentage that you are taxed based on your bracket. It is important to remember that your tax bracket may go up based on this money. If it is a capital tax rate, set aside about fifteen percent to be safe.

Keep Careful Records of Your Stock Purchases

It is always important to keep records of your purchases of stocks so that you can correctly claim then on your taxes. This is the most important thing you can do. Keep a copy of the original purchase, as well as the sale price of each of your stocks. Your accountant can help you determine how to file losses and gains in the best way possible. IF you only sale part of your stocks, you may still receive dividends. You will need to report any dividends you are paid on your taxes. The company should send you a 1099-DIV that you can use to file your taxes.

Seek Professional Help

If you are concerned about your tax situation and how much you will owe on your taxes, then you should consult an accountant. Your accountant can help you determine how much you should set aside from the sale of any stocks This will make it easier when it comes time to file your taxes.


text: Situated in the north of France, Lille just hugs the Belgian border and with that comes a strong Belgian influence. Known for its beer, strong cheese and the beloved "Ch'ti" language, it's clear that this region has developed its own cultural identity through layers of history. Lille is often considered one of the most underrated cities in France but with a large student presence and easy access to some major European capitals, there is a real sense of artistic flair, a down to earth vibe and an attractive mix of culture and events.


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Local residents join gardai to retrace steps of student Kym Owens to 'jog memories'
Gardaí have returned to the scene of last week's savage attack on teenage student Kym Owens in Maynooth.
Officers were retracing the 18-year-old's movements in the Moyglare Abbey Estate in the Co Kildare town, exactly one week after the attack.
Kym is recovering from numerous injuries – including a broken jaw, broken eye sockets and a broken nose.
An officer with a sniffer dog was among the units on the scene, as around 20 locals also came out to aid in efforts. Some of the residents who were out last night were among the first on the scene to help the injured student.
Gardaí were trying to jog people's memories as well as trying to identify any evidence that might have been at the scene and slipped through the net. Officers also set up a checkpoint on the road.
Last night, Kym's family kept a vigil at her bedside. Her father Ray said that she is "doing as well as she can".
Investigating gardaí are hopeful that the first-year arts student will have information on her attacker when she wakes up in hospital.
Investigators are still searching for a motive for the attack. Kym was not sexually assaulted, nor were any of her belongings taken.
Gardaí believe she was punched repeatedly in the face, most likely by a man because of the sheer force of the blows and the extent of her head injuries.
No witnesses have come forward and the assailant remains at large, with local CCTV footage said to be of poor quality because of the foggy conditions at the time.
It is understood the investigation team, led by Superintendent Gerry Wall, has drafted in officers from the technical bureau to scour the area for clues that the attacker may have left at the scene.
Kym, who is from Castleblayney, Co Monaghan, had been home to see her family at the weekend. She took a private bus back to Maynooth on the evening that she was attacked.
Gardaí are trying to trace an estimated 40 people who were on the bus along its journey from Monaghan to Maynooth.
They are investigating if the attacker was a passenger who followed Kym when she got off in Maynooth and then assaulted her.
"There is very little to go on. Fog has clouded the quality of the CCTV footage. There is no reason why this should happen to this girl," a source said.
"Gardaí are working tirelessly on interviewing people who were seen around the area at the time and eliminating suspects."
Supt Wall renewed an appeal for information on Friday, asking anyone who was on the bus or witnesses in Maynooth to come forward and speak to gardaí.
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- Female students stick together after attack
- Bad weather hampers CCTV hunt for new clues on Maynooth attack


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Casadeco embroidered fabric with small stars (violet/pink/grey). From "Arc en Ciel" collection, a selection of fabrics with french taste to decorate and characterize your kid's room. Coordinated with wallpapers and other fabrics of the same series.
in stock
Warning: Last items in stock!
Availability date:
- Ref: CFS 25644130.
- Colors: violet, pink, fuchsia, grey stars - white fabric.
- Material: 100% cotton, with embroidery.
- Height: 140cm.
- Repeat of pattern: 32x16cm.
- Dimension of stars: max 2,2cm - min 1,2cm.
- Machine washable at 30°.
- Minimum order: 2 mt (the price is for 1 linear metre).
- For special sizes, contact us by phone or email.
- Delivery: about 7 working days.
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Mgomo wa Madakitari Kuimarisha Afya za Watanzania!.
Discussion in 'Habari na Hoja mchanganyiko' started by Pascal Mayalla, Jan 28, 2012.
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Gypsy caravan with hand painted mural on ceiling available for filming and photo shoots.
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Super Star Group Require Sales Admin
Super Star Group need full time Executive/ Sr. Executive, Sales Admin. The job loaction would be anywhere in Bangladesh with better salary. At least 2 years experience people need at this job section. All of salary range will be discussion. ► Educational Qualification: ☞ The candiate would be complete BBA or […]Read more ›


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Bri & Ty // Stonewall Farms, Willmar, MN Wedding Photography
Their story starts at a wedding. Bri was invited. Ty was a wedding crasher. A few months later, they were both in a wedding for Bri's friend and Ty's cousin. As bridesmaid and groomsmen, they walked down the aisle together. Fast forward through months of long distance dating (SD & WI/MN), lots of adventurous dates, and plenty of state park visits (25+ different parks) Bri and Ty decided to walk down another aisle as two individuals and back up the aisle as one; husband and wife. They have a Christ centered relationship and it was truly beautiful to witness and capture the moments when their lives became permanently intertwined.
Stonewall Farms in Willmar, MN is an absolutely gorgeous wedding venue. It was perfect for Bri and Ty's love of the outdoors. The tall pines above, the bed of needles underfoot with the romantic bistro lights suspended in between made for a super dreamy ceremony location. Guests could easily enjoy the grounds with the horses, yard games and slight breeze with dinner under a large tent before heading to the barn for dancing (a few polka dances per the bride's family traditions) and s'mores to finish the night off right.
Bri & Ty, I wish you two all the best in your lives together. I know together you guys will do great and wonderful things for this world. Thank you for allowing me to be a small part of your story and to capture the love that you share. Congratulations!
Venue: Stonewall Farms, Willmar, MN
Photography: Kelly K Photo
Caterer: McKale's Catering
Flowers: Bride's Friend
Hair & Makeup: Bride's Aunt
Wedding Dress: Bridal Aisle
Bridesmaids Dresses: Davids Bridal
Rings: Joseph's Jewelers
Men's Attire: Tip Top Tux


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Miniskaff is ideally suited to Home, Domestic and Light Trade use, both inside and outside.
From painting to household maintenance, home renovation, cleaning gutters to pruning trees in the garden – MiniSkaff's sturdy design will raise you securely to your desired height, leaving you feeling steady and safe!
Full guard rail surrounds protect you from the risk of falls. Adjustable legs are ideal to quickly level off your MiniSkaff on uneven ground.
A fantastic alternative to unstable ladders or traditional 'old style' scaffolding – popular with ladies & gents alike.
Miniskaff's appeal to users Australia wide stems from its strong unique "patented" design, using a "Bell Swage" and small modular frames that interlock like "Lego" pieces.
Miniskaff 618 includes:
- Full safety surround
- Tilt to wheel
- Workshelf
Features of Miniskaff 618:
- Great for narrow access and moving through doorways.


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Nakheel Water Terminals- Dubai, UAE
A study for Nakheel Water terminals to propose Mutli-modal hub options and to create a distinct identity so each of the Nakheel Marina projects can have a unique but instantly recognizable identity. Three modes of transportation – ferry, helicopter, and monorail – intersect where different elements of transportation converge at different levels, creating a sense of verticality within the central structure. Each transportation element inserted into the hub possesses its own distinctive shape.


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Before becoming recognized by the brain, sound waves must enter via the auditory canal, go through the tympanic membrane (eardrum), and then enter the middle ear compartment. There, sound waves vibrate three bones known as the ossicles, which are made up of the malleus, the incus and the stapes.
The malleus is sometimes compared to a hammer, as it strikes the anvil-shaped incus. Then, the vibrations travel through the stapes.
The stapes can be compared to a tuning fork, as it exhibits a horseshoe-like shape. The two branches, known as the inferior and superior crus, convey sound vibrations to the bone's flat base. From there, the vibrations enter the inner ear, where it is processed into neural data to be transmitted to the brain via the cochlear and the auditory nerve.
If the stapes becomes damaged, such as what could result from severe head trauma, a person may lose some or all of his or her ability to hear. Since the ossicles are a chain of bones, this also holds true for the incus and malleus bones.
In Depth: Stapes
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All living things can reproduce their own kind. The smallest, single-celled plants, the algae and bacteria, reproduce by dividing themselves. Ferns and fungi form tiny specialized cells called spores, which are highly resistant to adverse growing conditions. They can rest almost indefinitely during poor growing periods, and are ready to sprout as soon as conditions improve.
The most highly evolved plants reproduce themselves by forming the intricate, colourful, delicate, richly scented and beautiful structures called flowers. Flowers are regarded as modifications in form of leaves, converted for the sake of reproduction. Their primary purpose is sexual, to form and house the male and female organs of reproduction and to facilitate their union. From such a union comes the seed of a new generation.
Flowers are formed from the meristem at the ends of stems or shoots or on very short stalks in the axils of leaves on stems.
They may arise singly, or they may arise in groups from a single point of origin when they are spoken of as an in-florescence or flower head. There are many different ways in which these tiny groups of flowers can be arranged and each is given a different name.
In some cases the individual flower has four kinds of parts, all growing from a common base, called the receptacle, at the head of the stalk or peduncle. On dissecting such a flower as that of the delphinium or buttercup (which belong to the same flower family, Ranunculaceae), working from the outside in, the first parts to be removed are the sepals, collectively called the calyx. Just inside will be found the coloured petals, together forming what is known as the corolla. Sepals and petals together make up the perianth.
Taking off the petals exposes the male sex organs known as stamens. Each stamen has a stalk or filament at the head of which is attached a sac or anther, containing the pollen grains which are the male cells of the plant. The stamens are collectively known as the androecium (male part).
With the stamens removed, a central structure, the pistil or gynaeceum (female part), is revealed. This structure will be found to be made up of smaller stalked bodies, apparently fused together. These are carpels. Each carpel is made up of a hollowed swelling (ovary) at its base, with a small stalk (style) arising from it and having a sticky top (stigma). In the swelling are tiny round bodies — the female cells, which are known as ovules.
Not all flowers have all four kinds of parts; one or more may be lacking, and in some flowers other parts may be present. But all flowers whose number and arrangement of parts correspond exactly with those of other flowers are said to be in the same flower family or natural order. In every such flower, no matter how complex or peculiar, the parts present are in the same constructional relation to one another and carry out the same functions.
The vital parts of the flower are the pollen and the ovules, since they contain the gametes or sex cells, and the organs — stamens and carpels — that bear them. The majority of plants have flowers containing both stamens and carpels. But on other plants, the flowers contain only one of the sex organs.
The function of flowers is to produce pollen grains and ovules, and, by bringing about their union, to produce seed.
To effect a union, pollen grains must alight on the sticky stigma or carpel. If they are ripe and from the same species of plant, the sticky material on the stigma makes the pollen grains germinate and grow a long tube which reaches down the style to the ovary. There a male nucleus from the pollen unites with the female nucleus of the ovule. Once fertilized, the ovule swells rapidly and builds up the food stores and protective tough outer coat that make it into a seed.
Pollination is the prelude to fertilization and is the process of getting pollen grains on to the sticky stigmas. In many plants equipped with both stamens and carpels, the anthers shed their ripe pollen on the stigmas and the plants are said to be self-pollinated. When the pollen of one plant is transferred to the stigma of another similar plant, what is known as cross-pollination takes place. This gives a stronger and more robust offspring, and is common in Nature and often resorted to in plant breeding.
Nature uses two main agencies to help in the work of pollination, the wind and animals, chiefly insects.
Plants which are adapted for wind-pollination usually have flowers with little or no perianth and of one sex. The male flower has stamens prolific of pollen (often in the form of catkins) and the female flower has comparatively large stigmas and styles but no petals. The pollen grains are released in clouds and wafted far and wide, mostly to be wasted, for chance alone determines that only a few alight on receptive stigmas. Grasses and many trees are wind-pollinated (examples are hornbeam, hazel and willow).
Most flowers that are admired for their beautiful shape, colour or fragrance are devices to lure an insect to the plant for the purpose of pollination. For instance, white flowers, sweet-smelling and opening at dusk, attract night-flying moths. Brightly coloured day flowers attract butterflies; blue, red and white day flowers attract bees. Yellow flowers often attract beetles, and putrid-smelling flowers attract flies. Colour and scent advertise that the plant has food to offer, usually nectar – a dilute sugary solution produced by small organs called nectaries, well inside the flower.
To reach the nectar the insect comes in contact with the pollen released by the anthers and carries some of it away on its body. It is also likely to touch the sticky stigmas of the flowers it visits, and some of the pollen from its body adheres to their surface.
In some flowers the pollen may stick to their own stigmas as the insect with-draws. More often, it is transferred to other flowers on the same plant or on other plants of the same kind. In many plants modifications of flowering or of flower structure prevent self-pollination and ensure crossing. A common trick is for the stigma to mature before the pollen in the same flower, or vice versa; then pollen must come from another flower of suitable maturity for pollination to be accomplished.
Often the construction of a flower is adapted to one particular kind of insect. It requires the burly weight of a bumble-bee to depress the lip of an antirrhinum flower so that it can be entered and pollinated.
Successful pollination is usually followed by fertilization, but not always. Both actions bring about swift changes, but they are not synonymous.


text: I'm sorry I can't share any thoughts WRT the lights. But the comment on shifting: I respectfully admit that I have no idea what a 91 CQ is geared like... but if it's anything like what I'm used to (10vt) *relaxed* 1-3-5 shifting would be impossible! To wind 1st high enough not to lug 3rd (esp. with the low-torque 20v) would be a scream session- and since I never use 5th under 65mph, ditto for the 3-5 shift, in my case. YMMV, indeed- as for minimizing clutch *use*: my 5k apparently has the original clutch at 192k- how much more wear do you need? Strictly my .02, Rob Christopher Gharibo wrote: > I have a '91 Audi Coupe Quattro at 53k miles. > > My driver side headlight bulb burned out. I was considering doing the 9004 to > 9007 bulb upgrade as recommended on the 20V site. Does this modification have > any damaging effects? What are the advantages? > > Also, what do the list members feel about 1-3-5 shifting to minimize clutch > use during relaxed driving? > > Thanks. > > Chris > > ____________________________________________________________________ > Get free e-mail and a permanent address at http://www.netaddress.com/?N=1


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Meet the Team: Michelle Whirl Carrillo
white paper on vetting genetic associations), extracts the pertinent information, and builds the company's association database. As curator, Michelle is responsible for gleaning interesting and relevant facts from a huge volume of available publications, the first step towards 23andMe's goal of translating and personalizing the latest genetic advances for our customers. The vast amount of genomic data, and the literature that describes and analyzes this information, is growing everyday. If you are a geneticist or biologist in a related field interested in staying current with this research, without being in a wet lab, consider joining our curation team! You can check out a description of the position on our jobs page. Michelle on the 23andMe Service: "My favorite part of the service is being able to participate in the 23andWe surveys. I think that having the opportunity to participate in future genotype-phenotype studies is awesome. Most people don't have the opportunity to contribute to scientific research efforts; 23andMe provides an easy way to do just that." Michelle on Being a 23andMe Employee: "I came to 23andMe from PharmGKB, an academic pharmacogenomics data base. I was excited about the prospect of providing genomic information to non-scientists through 23andMe. I think it is so important for people to be able to understand the advancements, and limitations, of current research in genomics and genetics, as well as the implications for them personally. I am excited to be a part of a company that is motivated not only to provide people their own genetic data, but to explain what the current research means."


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Courtesy of RedWingsBaseball.com
ROCHESTER, NY – The Rochester Red Wings are offering a special, one-day only offer for fans interested in purchasing new Season Seats for 2017. Fans who purchase a new Season Seat on Thursday, February 9 between 9 a.m. and 5 p.m. will receive $35 worth of Diamond Dollars per seat.
Diamond Dollars can be used at any Frontier Field concession stand, Team Store, or at the Ticket Office.
To take advantage of this limited time offer, fans can call 454-1001 and press zero or stop down to Frontier Field. This is a one-day offer and is only applicable for fans that are purchasing a new Season Seat (not valid for renewals).
Red Wings Season Seat Holders enjoy several benefits including up to 57% off regular ticket prices, the opportunity to pick your own seats for the entire season and first right of refusal for other Red Wings events such as exhibitions or playoff games.
Season Seat Holders also receive an invitation to an end of season party highlighted by a team autograph session, a one-of-a-kind gift prior to the season, updated promotional information via email and the opportunity to redeem any unused tickets for select Monday or Tuesday home games.
Red Wings Season Seat options are split into three different levels: Premium ($405/seat), Upper Box ($390/seat) and Reserved ($310/seat).
The Red Wings open the 2017 season on Thursday, April 6 at 2:05 p.m. against the Syracuse Chiefs at NBT Bank Stadium in Syracuse. Rochester begins the home schedule on Friday, April 14 at 1:35 p.m. vs. the Chiefs.


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Some days I'm able to write as if there wasn't an atrocity happening somewhere in the world. I'm able to put pretty pictures in this space and rattle on about my life. That's not a bad thing.
But it's not a truly good thing, either. Because every day we hear of some bombing, of some attack, of horrific loss of life. Some of it terrorist sponsored, some of it perpetrated by an angry and screwed up lone wolf – a terrorist wannabe – all of it fueled by hate. Attacks occur all over the world: in Iraq, Afghanistan, Turkey, Belgium, the United Kingdom, Pakistan, Syria, Nigeria…
And in France. Maybe I have to acknowledge this one because we happened to turn on the television (which is silent during the day) just after the first news of the unspeakable attack in Nice broke. And we sat there and watched, horrified and sickened, saying what we have been saying daily: "Every day. It seems to be happening every day."
A world gone mad.
This is a day where I simply can't write as if it's a normal day. This is a day where I find myself at a loss.
And that's all I can say, except to express my heartfelt sympathies to all those who have lost loved ones in this carnage. And to all those who have lost loved ones to all the carnage that goes on in the world and in this country every day, endlessly. Over and over and over again.


text: After ten years in Sydney, I will be shifting to Melbourne in December 2013 to take up a position as senior lecturer at Monash University (Melbourne) in ethnomusicology. Monash has a strong ethnomusicology program and a rich history of music scholarship and performance. Am looking forward to working in the Zelman Cowan School of Music, and developing areas of study in Indian Music, Improvisation, Theory, Political Economy along with Traditional and Practice Led Research.