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Credit counselors turn to student debt
As need for traditional debt counseling dwindles, credit counselors see new opportunity
Faced with plunging demand for traditional debt counseling, nonprofit credit counseling agencies are launching a push into the $1.36 trillion student loan arena. If it succeeds, they'll help students -- and themselves.
"They desperately need money and some new customers," said David Lander, a St. Louis bankruptcy attorney and former board member of a Missouri-based credit counselor.
The agencies say student borrowers need independent advice to navigate complex repayment programs. Otherwise, they're at the mercy of schools and loan servicing companies that have a financial stake in their debt.
"You should be advocating for the debtor, nobody else," said Kevin Weeks, president of the Financial Counseling Association of America, a group of nonprofit credit counselors.
But others question if credit counselors, who traditionally charge fees for their services, are right for the job. Deanne Loonin, attorney at the National Consumer Law Center, questioned the idea of charging fees to distressed borrowers, which is how counseling agencies are initially funding their student loan counseling efforts.
"You'd want to know what people are paying," said Loonin, who heads the NCLC's Student Loan Borrower Assistance Project. There may be a role for high quality, neutral counseling, she said. However, if student loan servicing was done well, she said, "a lot of people would be able to get what they needed for free."
Going where the debt
There's no question that student loans are a huge debt problem. About 8 million borrowers are in default, weighed down by $100 billion in balances, and millions more are struggling. Only 37 percent of borrowers are actually making progress at repaying their loans, according to a report by economists at the Federal Reserve Bank of New York, Student Loan Borrowing and Repayment Trends.
Unlike most debt, student loans usually can't be extinguished in bankruptcy, and repayments may even be deducted from Social Security checks.
The Consumer Financial Protection Bureau held a hearing May 14 in Milwaukee, launching an effort to reform the student loan repayment system. Defaults should be almost entirely preventable, the U.S. Education Department says, given the existence of programs that reduce payments based on borrowers' income or defer payments during times of unemployment.
Meanwhile, loan servicers, which are paid a flat rate per loan to track payments, have little incentive to help borrowers navigate the complex array of repayment options. In fact, servicers may do better when borrowers do worse.
"We are interested to know whether payments are applied in ways that maximize fees," CFPB Director Richard Cordray said, "or lengthen the amount of time for repayment."
Karen Bauer, a legal aid attorney who owes $127,000 in student loans, told of calling her servicer to seek a lower payment when her income fell, only to be informed -- erroneously -- that she wasn't eligible. "If my student loan servicer is giving me false information, that's true for almost anyone," she said.
Counseling industry
While student loan debtors carry a heavy burden, the credit counseling agencies also face a financial crunch. According to annual reports filed with the IRS, annual revenue for the 10 largest counseling agencies fell 11 percent in the 2013 fiscal year, the most recent data available. That came after a 15 percent decline the year before. Expenses, however, are more difficult to cut. While income fell, pay for the organizations' top executives climbed 8 percent.
Consumers' default rates on debt are at historic lows, so fewer people are coming to the agencies for help. The credit card default rate, at 2.52 percent of accounts at the end of 2014, was among the lowest on record, according to the American Bankers Association. Other forms of consumer debt are also healthy, and the rate of mortgage foreclosures has fallen to its lowest rate since 1999, according to the New York Fed's Household Debt and Credit report for the first quarter of 2015.
"We've seen overall consumer debt levels decline -- that's not necessarily a bad thing," said Susan Keating, president and CEO of the National Foundation for Credit Counseling.
"Bankruptcies are trending down, foreclosures, credit card delinquencies are low -- agencies are looking for opportunities to assist more consumers," said Weeks of the FCAA. (Weeks also writes a weekly reader advice column for CreditCards.com.)
Counseling agencies move into student debt
Both the credit counseling organizations are launching pushes into the realm of student loans. In March, the NFCC acquired Student Loan Alliance, a network for student debt counseling that plans to have certified student loan counselors available this fall. The FCAA has developed a five-week training program for student debt counselors and is referring debtors to them through an information website, studentloancounselors.org.
Member agencies charge student loan counseling fees of $149 to $299 for what is usually a series of consultations with the borrower, Weeks said.
"There's no doubt that people can do this on their own, but there are a lot of reasons why they need help," he said. Navigating the choices of standard repayment, income-based repayment, deferment or forbearance is complex, and a wrong choice is difficult to undo. "A lot of people don't understand income-based repayment programs," he said. "They may not know you need to requalify every year based on income."
Credit counseling agencies are looking for alternative funding sources to lift the burden from debtors, in much the same way that credit card issuers help pay for cardholders' counseling by contributing a share of the money they repay. Weeks said that colleges, lenders and the federal government may be asked to contribute, since they all have a stake in the student loan system and collect income from it.
However, it is unclear whether credit counselors will get funding as part of the effort to reform student lending. The U.S. Department of Education, the source of federal loans, is focusing on the performance of loan servicing companies, which are paid to manage repayments from borrowers and to administer repayment programs. Some, such as Great Lakes Higher Education Corp., whose CEO Richard George attended the hearing, are nonprofit organizations.
As the department rebids its contracts with servicers this year, "With the tools we have in place, particularly income-based repayment plans, we should be aiming at zero default rate on student loans," Education Department Undersecretary Ted Mitchell said at the regulatory hearing. "Much of the heavy lifting will continue to be done by servicers."
MMI: Largest counseling agency adjusts
Money Management International, the nation's largest credit counseling company, has worked with fewer than 1,000 student loan borrowers since launching its student loan counseling program in 2013, CEO Ivan Hand said. "It's taken us longer than we anticipated to get into the student loan counseling arena," he said.
Based in the Houston suburbs, MMI highlights the trends in counseling. After debtor calls dwindled, it subleased out one floor of its two-floor call center in Sugar Land, Texas, Hand said, and shrank a major call center in Phoenix. Counseling jobs were trimmed, mostly through attrition, but also through layoffs.
Revenue has plunged 30 percent since 2009 as bankruptcy counseling, home foreclosure prevention and credit card repayment plans have all fallen off. Some of the decline was the expected runoff of counseling work inherited from AmeriDebt, an agency that went bankrupt in 2005 and handed off 50,000 debtor accounts to MMI.
While the counseling agency shrank, pay for top officers and key employees grew in 2013, led by Hand's own $660,000 bonus, which brought his total compensation for the year to $1.7 million, including $257,000 deferred from previous years. The performance and incentive bonus -- not paid in previous years or repeated in 2014 -- was in recognition of past years, and was approved by the board as Hand approached retirement age and the end of a contract period, he said. As at other nonprofits, MMI's board sets executive pay on based on a consultant's survey of pay at comparable organizations and at for-profit companies. Hand said his pay has historically been below the midpoint of the comparable group.
"In a difficult year you could have as much or more challenges as in a successful year," he said.
Credit counseling agencies have an important role to play in student debt counseling because they're equipped to look at the borrower's entire debt picture, Hand said. Usually debtors are out of school and in the workplace, shouldering living expenses and debts other than their student loans. But the hurdle will be how to fund the counseling, which struggling debtors are reluctant to pay for themselves. "In my opinion it should be funded by the government," Hand said.
A different world of
Can agencies that are used to dealing with banks shift to student loans, where the biggest lender by far is the federal government? Unlike credit card debt, student loans are governed by a complex array of repayment options and rules -- and hardship programs are already available from loan servicers.
"[T]he world of government student loan defaults is many times more complex than the world of credit card defaults," Lander wrote in a blog post.
When it comes to reducing credit card debt, the consumer credit counseling agencies have a major advantage. Their relationships with card issuers allow them to negotiate reductions in interest rates that make balances more manageable.
In the student loan world, however, the ability to defer or reduce payments is held by the loan servicers. As a result, the focus on reforming student loan repayment problems is on oversight of servicers. Representatives of credit counseling agencies were not on the panel of experts at the CFPB hearing, although some attended and spoke up from the audience during an opportunity for public comment.
Bill Druliner, representing the Michigan-based counseling agency GreenPath, said student loan debtors sometimes need a broader look at their financial picture than a loan servicer can provide. "A servicer can't help someone who also is carrying credit card debt at 28 percent interest," he said at the hearing.
Weeks suggested that counseling could begin before a student borrows money, in the way that reverse mortgage borrowers are required by the U.S. Housing and Urban Development department to meet with an independent counselor before signing a loan application.
Colleges, he said, are not the best sources for pre-loan advice. In the case of an elite music school he knows of, for example, students are unlikely to hear that their course of study will result in over $60,000 in debt -- and a job likely to pay less than $20,000 upon graduation.
"The big problem with student debt is at the front end," he said. With repayment years off in the future, entering students frequently embark on costly programs without considering the expense, Weeks said. "They just made a lifetime decision without really thinking it all through."See related: Behind the credit counseling curtain
- Do's and don'ts when giving teens their first credit card – Decide whether it's time, then help your teens use cards wisely, and put checks in place if they don't ...
- Q&A: Leah Ingram on college costs and credit – Author Leah Ingram and her husband got their credit in shape before taking out loans to send their daughters to college ...
- Sending kids off to college with a rewards credit card – Sending your kids off to college using a rewards credit card can help you earn rewards points while teaching your kid how to be financially responsible ...


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Walmart is now offering "Shipping Pass" a new pilot program that offers FREE unlimited 2 day shipping with no minimum order!
The cost $49.00 for the year and beats Amazons Prime membership fees.
Grab your membership HERE and get ready for free shipping from Walmart this Christmas!
Thanks Krystynna!
Join the Walmart Freebies Facebook Group
Sign up to receive forum comment updates by email HERE

subset: commoncrawl


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The internet is home to a lot of online perverts who like to get their hands on some beautiful women during their spare time. Because of the popularity of different social media websites such as Facebook, as well as dating apps like Tinder, sexual predators have been taking advantage of clueless women for quite some time now.
Some online s*xual predators would even go as far as to stalk a woman they fancy while most of them are content with just getting a photo or video featuring the girl they are talking to for their viewing pleasure.
One pervert went viral on Facebook when he got exactly what he wished for from the woman he was chatting with.
The usual thing happened; guy saw a gorgeous profile photo, he sent a message to the girl, girl replies then the guy asks for nudes.
He was so determined to get his hands on some nude photos of the woman that he even offered her some money in exchange to see her body.
At first, the girl was quite hesitant so she sent him a photo of her cleavage minus the face.
Obviously, the guy became frustrated and forced the girl to show her entire body.
Finally, the person he was chatting with gave what he wanted. However, it wasn't the photo he expected.
Eventually, the sexual offender blocked the person he was chatting who turned out to be someone else.
Just goes to show that the saying "be careful what you wish for, it might come true" should really be taken seriously judging by what happened to him.
Did you enjoy this story? Share your thoughts in the comments section below.
Via: CrackerDaily , TNP
Source: Cracker Daily
This Pervert Intentionally Asked for S*xy Nude Photos. What Happened Next was Totally Unexpected! Read this!
Leave a Reply


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Product Description
Square velvet cushions with elaborate embroidery. Luxurious cotton velvet grey fabric with white embroidery. Complements our valentine tableware range. Designed in the UK but made under fair trade conditions in India.
Size: 40 x 40cm.
Code: GESC1016 You may also purchase the cushion inners here, consisting of a natural duck feather cushion, made in the UK. Cushion inners are 45 x 45cm to give a plump luxurious look.


text: we are flying from los angeles to disney on july 4th. we are leaving LAX at 9:30AM our time and not getting to orlando until 8:50PM East coast time. we have one layover in st. louis and we are planning on getting something to eat there but we know that we will be hungry by the time we get to the hotel (especially since I dont each much when flying....anxiety issues cause stomach problems) What time is teh resort food court open until? we are staying at CBR if that matters.


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Just a note: both women are slim. Some people on here have said that the top girl, because she has wider cheeks, looks as though she might be on the thicker side, which isn't true: she's a US 2/UK 6.
Both photos were taken in natural light, on an iphone. The first was taken in black & white and there is no colour version.
Most Helpful Guy
For the third time you posted about them I am going to say once again the first one20|20|0


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- Arrest Number: 2011016297
- First Name: ROSE
- Last Name: POWELL
- Middle Name: ANNA
- Suffix:
- Current Age: 28
- Booking Date: 2/16/2017 5:50:00 PM
- Height: 5' 1"
- Weight: 145 lbs
- Hair Color: RED
- Eye Color: BLUE
- Race: WHITE
- Sex: F
- Arresting Agency: WINCHESTER POLICE DEPARTMENT
- Arrest Date: 02/16/2017
- City: Winchester
- State: Kentucky
booking information
ROSE POWELL was booked on 2/16/2017 5:50:00 PM. POWELL was arrested by WINCHESTER POLICE DEPARTMENT in Winchester, Kentucky. POWELL was 28 years old at the time of the arrest.
ROSE POWELL may not have been convicted of the charges or crimes listed and are presumed innocent until proven guilty. Please contact the WINCHESTER POLICE DEPARTMENT for more information regarding arrest records.
We are not affiliated with the WINCHESTER POLICE DEPARTMENT and we cannot make any claims as to the validity of the records provided by them.


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CodePlexProject Hosting for Open Source Software
My application Has a menu control where i am loading forms as document contents into the document pane.
I have customized the style on the ContextMenu to have a black background .
The style is applied well for the first time when i right click on the header of any tab item.
But if i open the icon on the right side to view the other forms or to navigate the context menu's style gets overridden with its theme.
This is the normal context menu : http://img6.imageshack.us/i/contextq.jpg/
This is the Open View : http://img684.imageshack.us/i/sidebarr.jpg/ " Can some1 tell me wad its called"
This is the Theme after the opening of the viewer there : http://img43.imageshack.us/i/resao.jpg/
Any Help?
Are you sure you want to delete this post? You will not be able to recover it later.
Are you sure you want to delete this thread? You will not be able to recover it later.


text: Apple probably thinks that not everyone wants to spend a ton of time correcting images. Heck, lots of people are content with a quick click of the Enhance tool in Photos for Mac or iOS, but that tool can't fix every picture you take. If you want to lighten only the shadows, darken only the highlights, boost contrast, change color saturation, and more, you need the advanced editing power nestled inside the app's Adjustments panel. Many folks have discovered and use that panel in Photos for Mac but they don't realize that it exists in Photos on your iOS device, too...click here to read the full tutorial on Macworld.com


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Stock #235-DFW
Engine: 1.6L I4
Transmission: 4 Speed Manual
Mileage: 615 ( undocumented )
Body Style: Convertible
Exterior Color: Red
Interior Color: Black/Red
See this 1929 Mercedes-Benz Gazelle Replica on display in our Dallas, Texas showroom.
For sale in our Dallas showroom is a unique car. A 1929 Gazelle Replica. Now you may be used to seeing the brown and tan version of these cars, so are we. This is not that version. Let's start with the paint, a deep orange metallic with custom pinstriping, dare I call this a "Gazelle Hotrod"? It is a great quality paint job that sparkles a lot. Chrome Steel wheels with custom gold painted spokes and low profile tires, that makes for a solid handing car. The engine is a Ford 1600 CC 4 cylinder mounted in the front backed by a Ford 4 speed transmission. With plenty of power to get going and a reliable drivetrain to keep you going. Believe it or not there is a lot of stereo hidden in this car. There is an amplifier in the trunk that powers the speakers under the dash so you know sound isn't being left out on this one. The convertible top is easy to put up when needed. Overall this is a good quality build that has been well kept. If you are looking for a fun little roadster this may be the car for you. The features include AM/FM Radio, CD Player, Manual Convertible Top, Seat Belts, Cloth Interior, Customer Wheels, and Radial Tires. For more HD pictures and video, visit http://www.gatewayclassiccars.com/carlist2?src=2&location=DFW&desc=Dallas. For more information call our Dallas showroom at 817-310-9400....
Numbers Matching and Original Mileage Cars
If marked as such, the Owner states, this vehicles as numbers matching and/or original mileage. It has not been verified by Gateway Classic Cars. As such Gateway Classic Cars is not guaranteeing the authenticity of this claim. Buyer is encouraged to verify this information on their own, prior to purchase.
All Vehicles are sold AS-IS.
This vehicle is being sold AS-IS, WHERE-IS, with no warranty, expressed, written or implied. Gateway Classic Cars and its affiliates shall not be responsible for the correct description, authenticity, genuineness, or defects herein, nor is responsible for any omissions or errors in advertising and therefore makes no warranty in connection therewith. No allowance or set aside will be made on account of any incorrectness, imperfection, defect or damage. Any descriptions or representations are for identification purposes only and are not to be construed as a warranty of any type. It is the responsibility of the buyer to have thoroughly inspected the vehicle, to their satisfaction to the condition and value, prior to purchase. Gateway Classic Cars and its affiliates shall and will make every reasonable effort to disclose any known defects associated with this vehicle at the buyer's request prior to the close of sale. Gateway Classic Cars and its affiliates assumes no responsibility for any repairs regardless of any oral statements about the vehicle, post sale.
This car has been viewed 9,944 times as of 2018-01-17 12:29:57
#1005-TPA Tampa
Gateway Classic Cars of Tampa is proud to offer this beautiful 1929 Mercedes-Benz Gazelle Kit Car. This ... More
#7523-STL St. Louis
For sale in our St. Louis showroom is a 1929 Mercedes-Benz SSK Gazelle Replica. This Gazelle is finished ... More
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I added in some requests from the family this week, so it's full of fun favorites and protein-dense winter meals! What are you serving this week?
Breakfast: Pumpkin Waffles, Yogurt
Lunch: Egg Salad Sandwiches, Oranges
Dinner: Beef & Veggie Soup
To Do: Bake Bread
Breakfast: Coconut Pancakes, Yogurt
Lunch: Cheese Sandwiches, Leftover Soup
Dinner: Sprouted Lentil Tacos with Homemade Tortillas, Carrot-Apple Salad
To Do: Make Yogurt
Breakfast: Apple Muffins, Eggs
Lunch: Peanut Butter Sandwiches, Oranges
Dinner: Salmon Quesadillas, Green Salad
To Do: Soak Quinoa, Soak Chickpeas, Soak Beans, Start Soaking Granola
Breakfast: Fruity Quinoa Breakfast Cereal, Peanut Butter
Lunch: Egg Salad Sandwiches, Oranges
Dinner: Chickpea Curry, Brown Rice
To Do: Thaw Venison, Bake Granola
Breakfast: Homemade Granola, Yogurt
Lunch: Cheese Sandwiches
Dinner: Venison Steak, Fried Onions, Green Salad
Breakfast: Banana Splits
Lunch: Kid-Pleasing Cobb Salad, Bread
Dinner: Creamy White Bean & Apple Chili, Cornbread (with home-ground cornmeal)
Breakfast: Cheese Omelets, Toast
Lunch: Peanut Butter Popcorn, Apples
Dinner: Leftovers or Breakfast for Dinner
For more Menu Plan Monday ideas, visit Organizing Junkie.


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Agoura Hills residents: Westlake Village Target puts neighborhood in bad light
When Target decided to open a store in Westlake Village, the retailer had to modify its typical design to fit in with the look and feel of the upscale shopping center that the city and the developer had in mind.
Guidelines for The Shoppes at Westlake Village required freeway frontage signs to be bronze in color and without illumination.
To get City Council approval, Target had to agree to a muted version of its trademark red bull's-eye logo on the side of its building that faces Highway 101 — possibly the only time the company has agreed to change its logo. The back of the building was not required to look like the rest of the center.
Now residents of an Agoura Hills neighborhood to the east are furious, saying the development is blight.
Three sides of the Target building and the whole shopping center facing Westlake Village were built using muted earth tones and architectural touches such as false facades, turrets and Tuscan tiled roofs. But the back of the Target store, which faces Lake Lindero, is a boxlike structure with delivery doors and painted mostly white.
"They didn't really care about what faced Agoura Hills," said Lake Crest Drive resident Lisa Lemieux.
"Even in the daytime, this big, white, blank building is imprisoning," said Lemieux, whose backyard backs up to the slope below the store. "It's like a giant drive-in movie screen."
The back of the building, which sits above Lake Crest Drive and is visible from the lakeside community, has tall lights that shine all night and reflect off the white building.
Lemieux said that when the lights come on, her whole house is lit up.
"It looked like a football stadium," homeowner Michael Wahl said about how he felt the first night Target switched on the lights. "It's ridiculous."
Wahl, who has lived in Lake Lindero since 1978 and in his home on Lake Crest Drive since 2001, said Target, the developer and the city paid too little attention to what the building would look like to neighborhood residents.
He said he and his neighbors were upset about having the Target there but their comments and concerns were ignored.
"It's poor planning," he said. "If it was Westlake Village at the back, the city would be doing something."
The store on Russell Ranch Road is scheduled to open July 27.
Westlake Village Planning Director Scott Wolfe said Target insists the lights need to be on all night for security reasons.
He said the city had expected there would be more landscaping and that residents would be unable to see the back of the building.
Trees were removed during the grading process for the Target store, and the developer planned to replace them when work was finished. Southern California Edison has an easement on the land between the center and homes on Lake Crest Drive that prohibits the planting of new trees.
The 21-acre retail development, which is on the north side of Highway 101 through Westlake Village, has been developed by The Selleck Development Group. Company principal Dan Selleck sold some of the land to the retail chain, and Target owns the building, meaning it has the final say on any changes that will be made.
"Target is aware of it, and I'm sure they're committed to resolving the issue, as are we," Selleck said Monday.
Target did not respond to a request for comment.
The developer installed more shields on the lights this week, but neighbors say they do not think the shields will help.
Selleck said a green fence has been installed with plants and vines that he thinks will help mitigate the problem over time. A last option might be to paint the building a darker color, he said.
"I personally hate to have anyone dissatisfied. We'll make sure the situation gets resolved," he said.


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I am always interested in the similarities and differences in different religions. I believe that all religions have grains and seeds of the One Truth. So, when I saw this book on one of the display shelves in the library, I was very interested in what this book had to say about the ending days and Islamic jihad and how it's related to Christianity.
The author, interestingly enough, is of Egyptian and Middle Eastern descent, even though he is a Christian and was one of the founding pastors of The Church of The Apostles in Atlanta, Georgia. Michael Youssef explains on the back cover that he would "provide answers that are concise and biblically accurate." As a historian, this really intrigued me because it seemed like it would be a pretty unbiased book, though with a hint of Christian perspective.
But, I was wrong.
The first few chapters were interesting. It talked about some of the basic of Islam, as well as the historic culture of the Arabs and how that influenced the culture of Islam. Just like Mormonism, sometimes it's hard to tell between the culture and the actual religion. However, I already knew that information from high school and college history classes. But, I don't really keep up with the news well, so the next part was interesting to me: he explained the difference between "moderate" Muslims (the ones that believe their religion is one of peace), ISIS, The Islamic State, The Muslim Brotherhood, Al'Qaeda, and other fractions and fanatic/terrorist groups.
Once Youssef set that up, he started to sound very anti-Islam on a whole. He said that those fanatic groups, although evil, had more of a truth on what the Koran says than the "moderate" Muslims. He would like to believe the "moderate" Muslims were the true Muslims, but they didn't really understand their Allah's commands of subjugation and creating a world caliphate according to the Koran. He used passages from the Koran to show that the goal of Muslim religion is to dominate the world into a theological dictatorship known as the World Caliphate. He claims that the word Islam doesn't come from the Arab word for peace, but subjugation. He says that the violent actions against infidels, unbelievers, and hypocrites, is the true jihad, and jihad of inner struggles and against Satan are secondary. He says that most governments, including the US's has been compromised by Islamists connected to the Brotherhood and they are taking down our government and subjecting us very subtly from the inside out.
I hated the way Youssef started to sound! He also used Bible quotes to prove that the AntiChrist will be the Islamic prophesied savior, their version of a Messiah. He uses Bible prophecies to connect them to Muslims, as if Islam is the Devil's tool. It made me sick. Half the book just sounded like he was better because he was Christian and automatically saved. It read very conspiracy theory. I mean, he says he has studied this and researched it and read sources of all sides. Well, I have read the Koran as well, and have had numerous Muslim friends. The Koran was peaceful and respected the Christians and Jews (although almost in a patronizing way) and a lot of the teachings of the Koran is parallel to the teachings of the Bible! Also, for crying out loud! Using the Koranic passages that talk of war against non-Muslims during the time of Muhammad to show how "evil" Islam is…does he not realize that God of the Jews commanded them to do the same to non-Jews in the Old Testament, even to kill all the herds and animals of the tribes they were to decimate?!?!
Overall, this was a really disappointing book. Although, it did teach me a little bit more about the fanatic Islamist groups. It was also a little ironic because I had finished it a few days before the Paris attacks, and I had started to write this post during the weekend. We now know that ISIS has claimed responsibility for the attacks, as well as a few other suicide bombings (and then, coincidentally, a few natural disasters) in other countries on the same day. So, there was a little apoplectic/conspiratorial part of me that thought, "he was right!!" But, that only lasted for 5 minutes.
What is your opinion on this book, the attacks on Paris, and just current news with fanatic Islamist groups?


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Bloodborne Pathogens
Annual training on bloodborne pathogens is required for all workplaces where an exposure to bloodborne pathogens could occur.
Bloodborne Pathogens: Control Your Exposure is designed to heighten awareness about this important issue. The training video portrays an employee receiving a post-exposure evaluation at an occupational clinic and is filled with compelling arguments for the importance of taking the proper precautionary measures against exposure.
- The Definition of Bloodborne Pathogens
- The Three Methods of Transmission
- Overview of the Most Common Bloodborne Diseases: HIV, the virus that causes AIDS, Hepatitis B and Hepatitis C
- Details on Each of These Diseases, Including Methods of Treatment
- Methods of Protection Against Infection , Including Information on Universal Precautions and Personal Protective Equipment
- Proper Clean-up Procedures for Contaminated Surfaces or Equipment
- Emergency Procedures
- Explanation of the OSHA Standard
- Step-by-step Instructions for How to Develop Your Exposure Control Plan
- Code of Federal Regulations
- OSHA Requirements
Showing 1 to 1 of 1 (1 Pages)


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Fuggedabout social media blasphemy?
Hardly! Social Media has changed and so must you.
This blog post is for all of you hard working guys and gals on Main Street like:
- Retailers
- Service professionals
- Sales professionals
Why should You Ignore Social Media?
The carton below from SocMedSean says it all.
If you're a local area retailer, sales or service professional seeking flesh and blood customers, spending your precious time and resources to capture Facebook likes or Tweeter Re-tweets is not going to cut it.
Is it?
Has it?
This isn't to say some business owners on Main Street aren't doing really well on social media. Some are. Some took advantage of the opportunity when social media first burst on the scene.
But most of you aren't doing so well on social media. Most of you gave it a try but you didn't stay at it and the window of opportunity has and continues to close.
Your Fan Page is dead or dying because you didn't invest the time when the time was right. While you were thinking "I'll get to it someday", someday passed and the Social Media world changed.
How has Social Media Changed?
If you haven't noticed, most of the most popular social media platforms, Facebook, Twitter, LinkedIn, etc. have become advertising channels. As soon as they went onto Wall Street, they started changing their platforms so they could generate returns for their stockholders.
In the process, these social media platforms have eroded the audiences of traditional media – your local area newspapers, your local area radio channels, TV, etc. Traditional advertising vehicles are less effective, yet more costly to the local area business owner.
All of media has changed and has done so dramatically.
This means the free ride is over. The days of creating a large social media community online for free are gone. Today, it's going to require an investment on your part – just like the advertising of old. This is why you need to forget about social media as a place to hang your hat and shift your focus to your website and email marketing.
Here are five easy steps you can take right away to get back into the swing of online marketing and be far more effective than what you're doing now.
1. Shift your focus
Move away from capturing meaningless social media likes and re-tweets and focus on those tools that you control and that will deliver the customers you seek.
What are those tools?
- Your Website
- Opt-in Forms
- Your Email Service Provider
- Online Advertising for B2C and options for B2B
Before you start to groan, understand that your website and email marketing still work and they are getting better. While you've been trying to keep up on the constant changes on Facebook and social media, websites and email evolved as well.
The point is that both of these tools work to capture prospects and transform them into customers when used consistently.
2. Update Your Website
If your website is older than 3 years, it is time for an update. Instead of frittering away your time on social media, give your aged and aging website a fresh look. If you're not already, use WordPress for your website.
- The current website design trend is to go short and minimal. Some designs have everything – About, Product Page, Team, Contact – all on one page. You'll find 83 of the top one page designs using this link.
- You only have a few seconds to capture their attention so stop them in their tracks with powerful images that encourage them to find out more.
- Use a responsive website design. If you're not, you're losing hot mobile viewers who might be right around the corner– a big, big source of potential customers for any local area business owners.
3. Opt-in Forms
Use every tool you can to capture email addresses of your website visitors.
- Consider using an email opt-in as your Home Page with an enter link should they decide not to opt-in.
- Or add a pop-up to your website to capture email addresses of visitors. You might want to check out PopupAlly or Smart Bar from AppSumo. Both are free.
- Add a great report on your industry or hard-to-get information as an incentive for people to sign-up to your subscriber list. Consider adding several reports to test which one pulls in more subscribers.
- Use video to introduce yourself, your business and what you do to web visitors. It is more engaging than text.
4. Your Email Service Provider
Reintroduce yourself to your email service provider as many have been adding new features and tools to help you engage with your subscribers.
MailChimp, as an example, is offering powerful new tools that include:
- New automation features can deliver exactly what your customers need at just the right time. Send personalized emails, recommend products based on purchase history, reward loyal customers, and more.
- Follow-up on website activity by sending an email to those who navigate to a specific page from your campaign. Or convert interested subscribers into customers by sending relevant information based on what they viewed on your site.
- Send customers special care instructions and product recommendations based on their previous purchases from your store. Reward your top spenders, and gather feedback on everyone's shopping experience.
- Use your tablet to collect signups in your store or at networking meetings and then Chimpadeedoo will collect and download when you go online.
Use and test these tools to see which help you create more customers for your business.
If you're haven't already, create a series of evergreen autoresponders for your email communications. This tool saves you time and keeps your name in front of your prospects and customers. These communications can be weekly or monthly.
5. Online Advertising for B2C and B2B options
If you're a Main Street business owner you need to advertise. Online advertising makes sense IF – only if you use it to capture new subscribers to your ongoing email marketing efforts so you can continue the conversation.
If you're a B2C (business to consumer) business, then you should seriously consider Facebook as an advertising vehicle. You can zero-in on:
- new prospects in your local area,
- your current fans,
- friends of your fans,
- fans of your local area competitors
- with certain demographics and interests
It is less expensive than a quarter page ad in your local area newspaper and you can easily experiment with ads to discover which one works best.
Your goal with your advertising is to send them to an opt-in box either on your Facebook Fan page or to your website.
If your business is B2B (business to business), then you need to ignore Facebook, Twitter and all of the other social media and focus on LinkedIn.
At this stage, I don't believe LinkedIn advertising has the impact of Facebook advertising. I recommend focus on getting your Profile and/or Company page in tip-top condition.
Once you've addressed your profile and/or Company Page, begin targeting your primary customers using LinkedIn's 'Advanced' Search tool. You can target by company size, revenues, industry and geography. Find connections with your target and begin engaged with these people directly and through groups.
Bottom Line:
If you're not working social media, for whatever reason, it can't deliver. Better to give it up.
If you're not doing some online marketing, you won't be gaining new customers.
If this is where you are, then shift your thinking and use the tools you have – your website, email marketing – and use them to the maximum.
Consider using social media – specifically Facebook and LinkedIn – to either advertise or connect.
Your Turn
What are your thoughts? Will you give up social media?
Did you ever get started on social media? If so, is it working for you?


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Meaning of Moles on the Face
What is a mole and what does it mean when it appears on your face? They're known as beauty marks and are often associated with some of the world's most famous models, but the actual meaning of moles on the face goes beyond aesthetics.
Understanding the Meaning of Moles on the Face
It may come as a surprise to learn that there is more to moles than meets the eye. A normal mole may be little more than an ignorable dark patch of skin to some. For others, moles are cause for distraction, either because they are highly visible on the face or rub uncomfortably against clothing. Many individuals opt to have their moles removed for these reasons.
Ancient Beliefs
Would you remove a facial mole, though, if you knew what it meant? Ancient Chinese beliefs suggest that moles may be lucky or unlucky, depending on their location, color and size. Moles on the face are said to hold particular meaning if they are prominent or if there is only one of them. If there are many moles on the face, however, they are said to have less meaning because their presence is not unique.
Facial Mapping and Mole Meanings
Derived from the Chinese almanac, called the Tong Shu, the meaning of moles on the face can be broken down by location. The face is "mapped" into numbered sections, with each number representing a mole. In order to determine a particular mole's meaning, simply match its location on the face to the corresponding location on the facial map.
Good Luck Moles
Moles in certain locations are said to signify great things in life, ranging from wealth and prosperity to good health and abundant resources. Based on your mole's coordinates, you may be in for some very good luck.
- A mole directly beneath the eyebrows is said to signify intelligence and creativity. These skills may bring fame, success and wealth.
- A mole located directly in the center of the skin above the upper lip indicates the potential to raise a large family, and constant emotional support.
- A mole on either side of the mouth is indicative of a balanced, successful life. Individuals may be rich, famous and live a lavish lifestyle, but also enjoy satisfaction on the home front. Women with these moles may be extremely beautiful.
- A mole in the center of the forehead suggests a creative, hardworking, yet highly carefree spirit. These individuals are great leaders and might be very successful entrepreneurs.
- A mole on either end of the eyebrows indicates a powerful, headstrong individual with great authority. These individuals may be ideal company leaders or business owners.
Bad Luck Moles
For every mole that may be indicative of positive experiences in life, there is a poorly placed mole suggestive of negativity.
- Moles in the center of the nose are bad signs. Individuals may have a tendency to overspend, indulge in gambling and flirt voraciously. Knowing when to stop and resisting temptation are the greatest challenges of all.
- Moles located beneath the eyebrows may suggest discord with extended family members. The associated stress may affect personal and professional aspects of life.
- Moles on either side of the nose are also bad news. They suggest the potential to fall extremely ill.
- A mole located directly on the lip may suggest problems with diet and sexual relations. Weight concerns in particular may be a problem, which in turn may lead to a depression.
When to Be Concerned About Moles
Small and dark, moles are medically defined as groups of pigmented cells. They can develop anywhere on the body and may vary slightly in size and color.
- Watch for changes: Though most moles are not cause for concern, occasionally some may become cancerous. You should be concerned about moles that appear suddenly, change color, shape, size or elevation, cause pain, itch, feel scaly or bleed.
- Atypical moles: Other moles to be cautious of include precancerous moles, known as "atypical" moles. These moles will have an uneven shape or color, may be raised or partially raised. Atypical moles could become cancerous over time and should be seen by a doctor.
Even if you don't experience any outward symptoms but simply feel concerned about your mole, pay a visit to your dermatologist - it's always better to be safe than sorry.
What to Believe
If you're a believer in the meaning of moles on the face, you may be concerned if yours fall on a negative spot. Many believers in this ancient art also believe that you can change your own circumstances, and though a mole or face reading may be indicative of certain certain aspects or events in your life, they do not indicate an unchangeable destiny. As mentioned, though, many individuals opt to have their moles removed, and you may opt to do this if your reading isn't to your liking. Assuming the mole is non-cancerous, removal is usually a simple procedure that requires simple and minimal aftercare.


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Professor, Inventor
Dutch American Heritage Award 1999 Recipient
Dr. Willem Kolff's accomplishments in the field of artificial organ technology remain unparalleled. Listed by LIFE Magazine as one of the 100 most important Americans of the 20th century. Dr. Kolff is best known for his efforts, whether solo or collaborative, in the development of the artificial kidney and artificial heart. The artificial heart is used as a bridge for donor hearts. Dr. Kolff serves as an inspiration for many in his pursuit to grant a better life for sufferers of ill health.
Born as the oldest son of the director of a sanitarium in Beekbergen, Holland, he first studied in Leiden and later in Groningen. Assistants who worked with him in Kampen remember him as an untiring workhorse who was always intensely busy with his patients and a multitude of new and revolutionary ideas as how to treat them.
During World War II he displayed some other strong opinions, and as a dedicated anti-Nazi he was able to save hundreds of persons, arrested by the Germans, in his position at the hospital in Kampen. If necessary he would even make them sick, so as to wrestle them from the Nazi's.
In 1951 he went to the United States and first worked in Cleveland and later in Salt Lake City. Dr. Kolff is one of the most driven persons, who now at 88 years of age, is still actively pursuing new ideas. "I retired October 10, 1987, but that is over!"
He is also responsible for the Heart-Lung machine and the now indispensable so-called intra-aortic balloon pump (1961) with which 2,000,000 people in the US are being treated each year.
Dr. Kolff believes the artificial heart will soon surpass the artificial kidney in the number of patients treated. He believes an enjoyable existence will be possible for people now doomed to die, even if it means an artificial heart implanted in the chest tethered with drivelines in a portable system. However, he has great hopes for the "Clamshell-Electro-Hydraulic" artificial heart, which is totally implantable (1990).
The feasibility of the artificial eye was proven together with Dr. William Deballe by direct stimulation of the visual vortex of the brain. The artificial ear, developed with Dr. Donald Eddington uses another principle. It stimulates, as was done earlier by House brothers, the acoustic nerve in the cochleas. One-third of the totally deaf people provided with the Utah artificial ear can have a telephone conversation. The artificial arm, developed with Dr. Stephen Jacobsen, is sensitive enough to peel an orange, yet strong enough to crack a nut.
The main aim of Dr. Kolff's endeavors has been, and still is, to restore people to an enjoyable existence. If it cannot be enjoyable, it should not be done.


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For all the Spring, Summer and Fall internship opportunities, please send a resume/CV, dates of availability, location preference and letter of interest to firstname.lastname@example.com Be sure to put INTERNSHIP in the SUBJECT line.
For all positions below, please send writing samples to firstname.lastname@example.com
Columnist – (Weekly Commitment)
This is an ongoing and indefinite commitment to a weekly column. Because you will be given your own brand, you must commit to submitting 4-6 posts monthly in order to maintain it. You may post as many as 8 posts monthly. You can also promote your blog around the internet with the "I'm a blogger on BLF" badge. YOUR efforts combined with those of BLF will make our joint venture a success.
Contributing Blogger – (Monthly Commitment)
If you want to contribute to BLF monthly then we invite you to be a contributing blogger. You must commit to 8-12 articles annually. Currently we do not offer singular opportunities.
All bloggers will be allowed to link to their own website, Twitter and Facebook pages. Content written by bloggers is the intellectual property of its author, not BLF. However, once posted on our site, it can only be removed at the discretion of BLF Staff. BLF does reserve the right to distribute the content under its brand with or without consulting the author. Distribution channels include YouTube, Facebook, Print Publications, etc. Authors will ALWAYS be credited for their work. BLF does not and will not claim ownership of content submitted by bloggers.
Staff Writers (Assigned Topics)
Our staff writers will be assigned topics and stories that are conceived specifically to drive traffic to the site. Topics are chosen based on the ideas and concepts of the staff or readers. You must be able to commit to completing at least 2-4 posts monthly. Staff Writers may also be Guest Bloggers.
Syndicated Blogger/ Columnist
If you have an active blog in existence, we would be interested in syndicating some of your content. You can choose to be a Guest Blogger or a Column Blogger (see guidelines above). Your content must tie in to black love and relationships (ex: dating, marriage, personal growth, communication, finances etc).
We appreciate your interest.


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Here we provide Undeleter Recover Files & Data V 22.214.171.124.B153 for Android 3.1+ Scan for and recover deleted files from memory cards and internal storage on rooted* devices.
Undeleter can come in handy if you accidentally erase photos and videos, or want some old tunes to listen to on the go. Unerase them in minutes, on any rooted device!
• Unerase files from formatted or corrupted memory
• Restore deleted files from any type of volume – internal storage, SD card, OTG mount
• Recover documents, pictures, video, music, archives, ebooks and binaries
• Scan for deleted call logs, SMS and WhatsApp or Viber conversations
• Save restored files directly to Dropbox and Google Drive
• Securely delete (permanently erase) files using the system Share menu from any app
• Shred files that could otherwise be restored by 3rd parties
Without ROOT* access, Undeleter can only scan app caches for images. READ BELOW FOR INFO ABOUT ROOT.
For free, the app will restore all supported image file types and all types of data, including SMS, call logs and WhatsApp or Viber conversations. It will also shred and secure delete. Unlock it to recover other supported file types, remove ads and enable background scanning.
*ROOT/SUPERUSER PERMISSIONS require that you modify the operating system on your device, visit our website for more information: http://www.apkask.com
Editors Notes:
Very fun game, I'm addicted to this game, it is very interesting, it is worth the download.


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How to remove your Newgrounds account
No account removal here… At the time of taking a look at this site, the Privacy Policy and Terms of Service could not be found (404-like, shame). Besides, no info on how to delete your account could be found. On the forums admins state after several removal questions that you cannot delete your account. See e.g. http://www.newgrounds.com/bbs/topic/1256755
Helpful Trick: Obfuscate your profile info.
Because most accounts and profiles at Newgrounds cannot be removed, we suggest you login and change your account and profile information altogether.
Make sure you are logged in to your account on the site and click on the profile or options settings. Locate the fields with your personal info (email, name, address) and fill in generic, random information instead. If you can only select from several fields, change anything personally identifying. If possible, use a homepage/URL field or long text field (such as Description) and put this line in it: http://remove.org/removal-requested. This may encourage webmasters and admins to create an easier removal outlet.
Helpful Trick: Removing online data
Publicly visible text/images often aren't properly removed even when you succeed in removing an account. Try editing or removing them manually before removing the account itself. If you're unsure what happens to your tracks: this can be found mostly in the Terms of Service/Privacy Policy; otherwise you can always contact Newgrounds and ask personally. By the way, removal requests don't necessarily mean your data will actually be removed (e.g. due to legal obligations).
Helpful Trick: Remove third-party logins
If you signed up for Newgrounds using a third-party login such as Facebook or Twitter, you probably want to revoke all access from Newgrounds. Click here to find out how.


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Brightwork makes it easier for Developers to see information about the APIs they use as well as allow them to switch APIs on the fly with no code.
What's the story behind Brightwork?
All of us at Brightwork come from a very technical background and have worked for various startups and companies. We all agreed that APIs (application program interfaces) should be more flexible and that it shouldn't take such an effort to switch APIs if companies wanted to pick a different service. The other issue we wanted to solve, was that we didn't really have a good idea about how our APIs were performing or the cost projections.
When we started to talk to other Developers, we found they were often looking for solutions like Brightwork, but had to end up building these solutions themselves. We saw an opportunity to build a platform that would make it easier to see usage and performance information about APIs (even private ones), see cost projections as well as side by side cost analysis, and to switch APIs on the fly with no code needed.
What were you doing before you started this company?
That is a loaded question, since I've always had various projects or jobs (often having many jobs at once). It could be my Navy background or just growing up seeing my Mom work more than one job to keep my Brother and I fed and clothed. I've always had the mindset to be overly busy and don't know any other speed than fast paced.
For a while I was doing internet radio, and have been in the telecom industry for over 14 years. I also helped launch a digital marketing company prior to starting Brightwork.
How do you stay organized?
It's tough for me because I'm not typically an organized person. I utilize Evernote a lot. If it weren't for that tool, I would lose my mind. I keep a lot of notes there to help me keep track of project deadlines and stay on top of follow up, but you can use it to track individual things as well.
For the business stuff we use Hubspot for our CRM, Trello for project management, and Slack for team communication.
What were some of the challenges you faced when launching your business and how did you handle them?
I think the biggest challenge for us early on was finding the biggest pain point and putting together a plan to solve that problem. We initially thought data was a big enough issue to try to solve, but came to the realization that Developers really didn't see this as a big enough pain. After speaking to a bunch of people, we found that APIs were the biggest frustration of all.
There are over 10,000 APIs in the market today, but if you want to see usage, cost projections, or even switch APIs it's a very cumbersome process in which you have to build and piece together various solutions. And even if you do all of that, it's likely not going to be in one place nor will it be easy to digest. Brightwork is putting all of this information in one easy-to-use dashboard.
How do you stay motivated?
It can be tough sometimes. It's easy to just sit back and just let things happen. I stay motivated by surrounding myself with people that share the same passion I have for solving big problems. We have an incredible team with some of the most brilliant people I have ever known. It's such an incredible honor to be able to sit at the head of the table and know that this team is dedicated to putting a product out to our customers that will solve big problems, save them money, and save time. I am so excited to see where this goes because the opportunities are endless.
We really see Brightwork as becoming the Wix of Mobile Development in the long run. 10 years ago you needed a Web Developer to build a website. Today you can just use tools such as Wix to build a site in minutes. Mobile Development is going to eventually be just as accessible. Brightwork is putting the pieces in place today, to make mobile development more accessible to a broader audience. It all starts with the tools inside the apps. We have to make them easier to use if we hope to get more people developing applications.
How did you delegate and build your team?
Building the right team is hard. You always second guess yourself about the decisions you make as a Founder. However, once everyone is running on all cylinders that doubt is all erased and you realize this is what you were meant to do.
We work so well together. Since we are a small team we're able to keep constant communication and ensure that we help each other when things are in danger of falling through the cracks. It helps that we're all a little insane. I mean, who would drop everything they're doing and change their life path to build a dream? You have to be a little insane to create a startup these days. It's definitely not for the faint of heart.
There's a lot of interesting insights and science behind the habits of entrepreneurs. How do you start your day?
I really don't have a morning ritual. I'm a Dad so my day starts at 6:30 in the morning with getting my kids up and ready for the day. While they're getting ready I'll typically watch a little news until it makes me sad enough to turn it off. Then I do something that makes me smile, so I don't start off on a bad note (despite watching the news). This helps put me in the mindset that I can get through the day and be positive.
For the most part, I try to laugh as much as I can all day. I am such a smart ass and love to joke with people. Thankfully I've surrounded myself with people that are fun and energetic. It helps get me through the tough times.
How do you unplug, disconnect, and recharge?
I spend time with my kids on the weekends. Sunday is family day. I make it a point not to work on Sundays and spend the entire day with my family. We try to get out and explore as much as possible. I love getting outside and just spending some time away from the city. It's a great way to get outside of my little bubble and remind myself how small I am in this world.
How do you celebrate successes?
I usually don't. I have learned to temper my excitement about things because I know it can be short lived. It doesn't mean I do not appreciate the successes when they happen, I just try to temper that with a reality check. There is always more to do.
Brightwork and Plunk (my other venture) have taught me a lot about this. There is nothing more defeating than to have a good month only to have your worst month following. So I've learned to be patient and continue to look at the big picture. While it's great to have solid wins, it's just a milestone to the next goal.
If you had one piece of advice to give fellow entrepreneurs, what would it be?
Have patience. Building something takes time. Anything worth fighting for does. It is going to take much longer than you think to accomplish what you want to do. If you think it's going to take a year to do something, triple it. You will be disappointed, but know that you will win if you keep your head up and know how to get past the low points. You'll be beaten down until you can't take it anymore. There was a great quote I read today. "To make it in this business, you've got to go through hell."- Joe Bastianich
Success is the goal but failure teaches us a lot. What are some of the biggest lessons you've learned as an entrepreneur?
The biggest lesson I've learned is that you need to find people that not only share your vision, but have the same drive and understanding. The challenge for me has been that I hold myself to such a high standard. It's tough for me ask people to hold themselves to the same standard. I often find that I take on more because I don't want to disappoint people including those that work around me. It's hard to get out of that mindset to do everything because I do not scale as an individual. So finding people that can keep up is tough.
For more about Brightwork, follow them on Twitter & "like" them on Facebook.


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Collective Roots invites you to join us! We are super excited to bring in the New Year with our Annual Greenhouse Seedlings Project. We will start off with a wonderful garden workday at our 1785 Woodland Ave. Community Garden.
Thanks to a local boy scout troop, we recently installed a greenhouse at this site and are ready to begin growing. We invite you to help us build benches, prepare trays, and pots to set up the working space for the greenhouse. This is a community event so all are welcome to make this New Year start off great!
Please sign up to volunteer with us on our volunteer page here. See you there!


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A new study claims that more than 80% of the women are generally turned on by both the genders! Well, this means that most of the women aren't straight.
Of course, we cannot generalise anything depending upon one survey alone but this study is surely interesting to all of us. And researchers who participated in this study say that women are either bi-sexual or lesbian.
Also Read: Facts About Accidental Orgasms
As a part of the study, the participants were shown imagery that would arouse them or turn them on. More than 300 women participated in the study.
Later on, the findings of this study became controversial as many started arguing that such a simple study cannot speak about the preferences of all women. And some women raised an argument saying that women appreciating other women's beauty may not be taken as lesbianism.
Also Read: Secret Facts About Female Desire
Putting aside this study and its results, let us discuss about certain signs of lesbian women.
She Is More Close To Women
Of course, it doesn't mean that every woman who is close to other women is a bisexual; but generally, some women prefer the company of women more than men. They prefer to discuss everything with women and they prefer to spend most of their time with women than men.
She Is Okay To Kiss Women
Even in social situations, if your girlfriend is okay with kissing other girls and hugging them publicly, then it could be one sign; but don't jump into conclusions so fast.
When Drunk, She Is Touchy With Women But Not You!
When you go to a pub or a bar and get drunk, if your girlfriend gets too touchy with her girlfriend instead of getting cozy with you, then you might consider it as one sign.
She Checks Out Other Women
If she cant resist staring at the cleavage and other parts of other women around then maybe she is getting attracted to women.
She Never Mentions Having A Crush On A Man
If she never talks about her favourite male film star or a high school crush but speaks only about her favourite female stars and endlessly talks about their physical assets, then it could be one sign.
Ask Her
The best way to know is to find the right time and ask her about her orientation. But before asking her, ensure that you don't look like someone who is judgmental. Also, don't ask with an ill-treating tone. And make her feel comfortable with whatever she is. And then ask giving a signal that you are here to accept her and love her unconditionally.


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Ameztoi Txakolina 2016
In the traditional style of Getaria, this light and crisp wine is bottled with a little bit of residual carbon to give it its signature natural spritz.
Vinification Fermented in stainless steel
Tasting Notes Bright briny sea salt combined with limey fruits. Fresh and eminently quaffable, tastes like joy and springtime.
- Site
Getaria at 150m
- Grapes
90% Hondarribi Zuri and 10% Hondarribi Beltza
- Vine Age
20 - 25 years
- Soil
Sand and clay
- Farming
- Suggested Retail


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Legalization of Canadian documents
Enlarge image (© Radium Images) Foreign documents or certificates are often only recognized by the authorities of a state if their authenticity and evidentiary value has been determined by a special procedure. A range of internationally accepted procedures has been developed for this purpose. In most cases, documents which are to be used in legal procedures in Germany have to be proven authentic through means of either an apostille or a legislation.
An "apostille" is a certificate of authenticity issued by a designated authority in a contracting state to The Hague Convention on Abolishing the Requirement of Legalisation for Foreign Public Documents of 5 October 1961. Canada, unlike Germany, is not a contracting state to this convention.Thus apostilles cannot be issued for Canadian documents. Canadian public documents or certificates to be used in Germany need to be "legalized".
The term "legalization" refers to the confirmation of authenticity of a foreign public document or certificate by a competent consular official of the state in which the document is to be used, i.e. the legalization of a marriage certificate issued by the Province of Ontario, which is to be used in Germany will be legalized by the German Consulate General in Toronto.
For the legalization of German documents you wish to use in Canada please contact the Canadian Embassy in Berlin or the administration in Germany that issued the document.
The information provided below is detailed for the different types of Canadian documents or certificates which are typically legalized by the German Embassy or Consulates.
Please follow the link to the document you would like to obtain a legalization for:
Legalization proceedings of Canadian civil status certificates (e.g. birth, marriage or death certificates) issued by Vital Statistics
Legalization proceedings of signatures of / documents issued by Canadian Lawyers or Notaries Public
Legalization proceedings of Canadian tribunal documents (e.g. Divorce Decree)


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Jr Miranda
- 55 years old
- Date of birth: Feb 2, 1934
- Date of passing: Aug 12, 1989
|Let the memory of Jr be with us forever
This memorial website was created in memory of our loved one, Jr Miranda, 55, born on February 2, 1934 and passed away on August 12, 1989. We will remember him forever.
Leave a Tribute:
Invite your family and friends
to visit this memorial:
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Game Title: Dragon Age Inquisition
Developer: BioWare
Publisher: Electronic Arts
Director: Michael Laidlaw
Writer: David Gaider
Released: November 2014
Note: The reviewer played the game on the Xbox 360, so some technical issues may not be present on other systems.
So I'm a little bit late to the game with Dragon Age Inquisition. It's been a financially trying year, among other things, which pulled me away from reviewing and playing some awesome games. So yeah, I'm playing catch-up. But what a great way to get back into the swing of things than with BioWare's next gem! And boy, they did not disappoint…
The Good
The Story
BioWare has a signature storytelling style that is present in virtually every game they produce. The player gets to control a character whose decisions influence the the world. At the same time, the player interacts with his/her teammates and other NPCs to strength relationships / friendships. It's amazing, really. BioWare, more than any other company, seems to create games with stories like this with ease.
This time, the player gets to control a character known as The Inquisitor. Through events no fault of his/her own, The Inquisitor is thrust into the spotlight as the Herald of Andraste and chosen to lead the Inquisition (an independent political body with military and political power formed in order to put an end to the Mage/Templar war and take care of the current crisis threatening Thedas). This is the beginning of a journey that can only be described as epic. The Inquisitor brings an end to the war, plays a critical role in determining the new leader of an empire, controls the fate of the legendary Grey Wardens, and so much more. The scary part… it doesn't seem like a big deal when these events play out. But in retrospect, when talking about it with your teammates, the scope of The Inquisitor's actions are made clear… and everyone is amazed at his/her actions.
The story isn't just epic in nature, it is also very personal. The Inquisitor builds relations with his/her teammates through a series of interactions and subquests. These quests humanizes the team and lets the player feel closer to them in a way that only BioWare seems to be able to do. The way Cassandra fangirls over Varric's book series (while he had no idea how popular it was) makes her much more relatable and actually charming! She is giddy when Varric gave her an advanced copy of the next book in the series. She tries to hide her excitement, but she's on the verge of dancing and singing the moment she got her hands on that book!
There's so much more. If you decide that Hawke dies (like I did), Varric is absolutely crushed. And I mean crushed. His best friend died and you can feel what he's feeling. The voice actor captured that moment perfectly when he realized that Hawke wasn't coming back from the Fade. It made me regret the decision of having him stay there. And then there's Iron Bull. I love Iron Bull.
And he's always with me whenever I go fight a dragon. He loves fighting dragons.
Overall, I cannot say enough great things about the story. It's the best BioWare made.
The Audio Experience
The voice acting used in this game was arguably the best in any BioWare game. The music flowed seamlessly with each event, adding to the general mood of the game. Of course, this is a staple of every single BioWare game. The voice acting and music brings the game to life.
The scene that captures this perfectly is just after the hero survives an attack by Corypheus at Haven. He/She wanders through the snow and mountains to find the survivors huddled together. The sudden appearance of the Herald of Andraste gives them hope like none other could. Their spirits rose and then they started to sing. It was strangely uplifting and spiritual, praising the Maker and giving themselves hope in something far greater than themselves. They needed that hope in the coming battle. And right in the middle of the song, some knelt before The Inquisitor while many others gathered. It was the turning point in the game, when they took Corypheus' best shot and found that it wasn't enough to keep them down.
The Bad (Well… not really Bad… but somewhat negative)
Open World / Narrative
Okay. This one will probably get me some hatred, and I get that. When I talked to fans of this game, one of their praises is how open the maps are. A lot of people loved how they could explore and find new and interesting stuff to do. So I get that. There's quite a bit of small details in each map and it can be a treat to discover each and every one of them.
Except… that's not how Dragon Age games work.
In Dragon Age Origins and Dragon Age 2, the hero always had a clear-cut goal for every single area. There was never any question why the hero entered into the Deep Roads or entered the Fade. Each dungeon crawl was an extension of the story. This is the way the narrative functioned within the Dragon Age setting. This is not the case in Dragon Age Inquisition. In that game, exploration was emphasized far more than stories for every single map. The player runs to their goal, which could take close to twenty minutes, and watches the event play out. After that, the player runs to the next point on the map and watches the next event play out. The journey rarely, if ever, has anything to do with the unfolding of the narrative. It had the feel of an MMO, or maybe Skyrim.
Was it good? Sure. But was it Dragon Age? No.
Killing Time
I think 60-70% of the game is filled with BS quests in order to level up enough to do the next important mission. I wish I were kidding or exaggerating that. I spent fifteen hours on missions to get powerful enough to take on the final mission at Haven (fighting the invading army). Fifteen hours!!! And before I started the Grey Warden mission, I must have spent ten or fifteen hours running around map after map after map to finish everything up that I can in order to get to the right level.
A lot of the missions were pointless. Collecting herbs and metals. Herding farm animals. Putting flowers on graves. Collecting herbs and metals. Spreading ashes. Riding horses. Collecting herbs and metals. Gathering animal body parts. Blinding wandering into caves because they look cool. Stab a giant in the shin. Find a ring and return it to the owner. Did I mention collecting herbs and metal? Because there was a lot of that. Lord knows the leader of one of the largest and most powerful political bodies on the planet couldn't spare the people to do THESE BULLS**T QUESTS. Oh wait. The Inquisitor could have his/her men go out to do that, but they absolutely suck at it. It takes them fifteen minutes to collect a fraction of the material that the Inquisitor could gather in one minute.
It was like the BioWare team was sitting around a table and spitballing every side quest they have ever played in an MMO while eating corn chips.
The Ugly
Technical Issues
In theory, each map is an entire world in of itself. There's no loading time. Everything is already there. It's not like the days of the PS1, where there would be a loading screen for every house that you enter or every battle you fight. The map should transition from cave to ocean seamlessly. It should. Sadly, it did not.
So… what went wrong?
There were countless times when I entered Skyhold and it was 100% empty. No decorations. No tables. No people. Nothing at all. Then suddenly, everything pop into existence at once. This shouldn't be happening. This is just one example. I've seen mountains, trees, horses, dragons, and entire towns appear out of thin air. There's no excuse for this to be occurring at the end of the Xbox 360's cycle. The game developers should know what the system is capable of doing and create the games that the system can support.
No DLCs for the PS3 or Xbox 360
It's pretty convenient that BioWare decided to no longer support DLCs for the PS3 and Xbox 360 when it was clear that Dragon Age Inquisition (sold 4.15 million copies) would fall over a million copies short of their last hit: Mass Effect 3 (sold 5.63 million copies). Dragon Age Inquisition couldn't even outsell Dragon Age: Origins (sold 4.86 million copies). If you consider that 1.04 million copies of Dragon Age: Inquisition was sold on the PS3 and Xbox 360, trying to get those people to purchase another game would certainly help close that sizable gap.
The Result
There's a lot to love in this game. BioWare made sure of that. If you enjoy games which rewards exploration and has a great story, this is the game for you. While it does not give an exact Dragon Age experience like the previous games, what it gives is quite a bit of fun. There's a lot to discover in the game. Just keep in mind that this game plays a little bit differently than other Dragon Age games that came before it. It was noticeable to me, though it wasn't enough to diminish my enjoyment. My only real complaint was that the game took 90 hours to beat. Waaaaaaaay too long for my tastes. Outside of that, it was a great experience.
Definitely buy it!


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107 Britton Road, Unity, New Hampshire
$39,9002 Beds1 BathActive
$39,9002 Beds1 BathActive
107 Britton Road, Unity, New Hampshire 03743 - This 2 bedroom 1 bath home in country location is ready for you to move in to. Seller nor agent makes any warranties or presentation. This property is eligible under the Freddie Mac First Look Initiative through 4/21/2017
View Virtual Tour
Listing Courtesy of Century 21 Highview Realty


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In this second post about Looper we're going to delve considerably more deeply into the movie, and with that comes a couple of pretty serious spoilers. You have been warned.
As you probably know from the trailers or reviews, the movie centers around the conflict between Joe, a Looper, and his future self, who has traveled back in time. Future Joe wants to kill a child that he believes will grow up to become a terrible criminal, while Joe just wants to kill Future Joe and return to living his life. One snag in Future Joe's plan is that there are three children that meet the description he has, and so he decides to kill each of them until he finds the right one.
Future Joe succeeds in killing the first child, who, tragically, is not the 'right' one. Future Joe then goes to the home of the second child, breaks in gun drawn and is presumably about to kill him when he stops: Joe has just learned that the third child is the right one, and thus Future Joe learns it at the same time, except as a memory of his past self learning it.
Obviously Future Joe is guilty of murdering the first child. But is he guilty of the attempted murder of the second?
I. Attempt
As an inchoate offense, attempt is a crime that depends on an underlying crime. Like solicitation, attempt merges with the underlying crime if the crime is completed. So one tries—and succeeds—to kill another person, that's just murder, not attempted murder and murder. The Model Penal Code defines attempt thus:
A person is guilty of an attempt to commit a crime if, acting with the kind of culpability otherwise required for commission of the crime, he:
(a) purposely engages in conduct that would constitute the crime if the attendant circumstances were as he believes them to be; or
(b) when causing a particular result is an element of the crime, does or omits to do anything with the purpose of causing or with the belief that it will cause such result without further conduct on his part; or
(c) purposely does or omits to do anything that, under the circumstances as he believes them to be, is an act or omission constituting a substantial step in a course of conduct planned to culminate in his commission of the crime.
In this case we're concerned with (c). Future Joe committed an act (i.e. breaking into the apartment with a gun and entering the child's bedroom) that constituted a substantial step in a course of conduct planned to culminate in the commission of a crime (i.e. breaking into the apartment and shooting the child). And indeed the Model Penal Code lists "unlawful entry of a structure … in which it is contemplated that the crime will be committed" and "possession of materials to be employed in the commission of the crime" as substantial steps. Thus, we've established a reasonable prima facie case of attempted murder.
II. Abandonment
But, as noted earlier, Future Joe abandoned his attempt. He no longer had any desire to kill that particular child and would presumably have left immediately had other events not intervened. So is he still guilty of attempt or is abandonment a defense?
It might first be a good idea to consider why abandonment should even be a defense to attempt. After all, it's not a defense to other crimes. If someone steals something and then gives it back, they've still committed theft. Attempt may be different because we want to encourage abandonment before an attempt turns into a completed crime. On the other hand, wouldn't we also want to encourage thieves to return their stolen goods? Despite this somewhat murky rationale, some jurisdictions (and the Model Penal Code) recognize abandonment as a defense to attempt, though typically only if the abandonment is voluntary. "Abandoning" the attempt just because the police show up or because the intended murder victim turns out to be hard to hit is insufficient. Here's the Model Penal Code definition:
When the actor's conduct would otherwise constitute an attempt under Subsection (1)(b) or (1)(c) of this Section, it is an affirmative defense that he abandoned his effort to commit the crime or otherwise prevented its commission, under circumstances manifesting a complete and voluntary renunciation of his criminal purpose. …
Within the meaning of this Article, renunciation of criminal purpose is not voluntary if it is motivated, in whole or in part, by circumstances, not present or apparent at the inception of the actor's course of conduct, that increase the probability of detection or apprehension or that make more difficult the accomplishment of the criminal purpose. Renunciation is not complete if it is motivated by a decision to postpone the criminal conduct until a more advantageous time or to transfer the criminal effort to another but similar objective or victim.
That last sentence is the catch: Future Joe's abandonment would be complete and voluntary except that he simply turned his attention to the third child. In some sense, he abandoned one attempt only to immediately begin a new one, and so the law considers the abandonment ineffective. This isn't abandonment, just changing targets.
III. Conclusion
As you can imagine, Joe doesn't really have a defense for his attempt to kill the third child. Defense of others doesn't work, since the danger is 30 years in the future and futhermore the future is changeable. And necessity doesn't work, since that's generally not a defense to murder. So despite his "change of heart" regarding the second child, Future Joe is still on the hook for attempted murder. Well, sort of, as anyone who has seen the movie can attest, but I've spoiled enough already.


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This Duostrainer Body and Tailpiece in Vibrant Polished Brass is for sink installations with 3-1/2 in. or 4 in. outlets. This body includes a 1-1/2 in. connection and a 4 in. tailpiece and features a stylish vibrant polished brass finish.
- Metal construction
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Evelynn Humor Guide by Necr0Kuroko
Not Updated For Current Season
This guide has not yet been updated for the current season. Please keep this in mind while reading. You can see the most recently updated guides on the browse guides page.
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Evelynn Build
Jungle Role
Ability Sequence
Not Updated For Current Season
The masteries shown here are not yet updated for the current season, the guide author needs to set up the new masteries. As such, they will be different than the masteries you see in-game.
u wreck noobs
u go in mid lane with ur amp tome. u go in to their mid lane and u /taunt. this will make 3 of them rage quit right away, next access ur opponent. if its anything but singed (cuz singed is the creator of Riot Games) attack the turret and ignore the damage. With ur 50 additional health, it should be no problem. Everytime u "die" (cuz u never die, u just merely go the sleep when the screen turns gray) grab another amp tome. At this point, ur kd should look something like 1293/0/123019231 with 1329132 cs) You should get at least 10234123 cs by the 2 minute mark, simply because minions take damage from ur stronk natural body fitesse. Now, you should be going to solo baron. Remember to ward your nexus and the dragon, so the dragon doesnt come and steal your baron. Your nexus should always be warded incase someone from another game comes in to backdoor. That's it, you should be well armed to destroy. Have fun wrecking :D


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A common question from many is that is it possible to make money or make a living from Forex. The truth is yes, of course one can make a living from Forex, however you have to learn to play the game first, learn money management and reduce leverage that you maybe using.
How to Make Money From Forex List
- Learn how to trade Price Action
- Learn Risk Reward Ratios
- Learn Money Management
- Lastly Do not risk more than x20 leverage. With most trades being x10. This is because the leverage is the common reason most traders even good ones fail on trades every now and then. If you don't mind losing a trade or two then keep it around x20 but learn your money management. That is the key from here.
Image Source – Maklay62 from Pixabay
Treat Forex Like A Business
If you treat Forex more like a business then trust me you will make more money. That involves looking for the best times to trade, the best highs to sell, the best lows to buy and understanding basic price action support and resistance. Practice these and you will find your trades success getting better and better.
You maybe wondering how long it takes to become a good trader? That is up to you, i still feel not fully confident even when my success is high and that is because the Forex market is so liquid, it is always moving and it is impossible to not lose a trade here and there. That is why we must except that as part of the game as well and then risk less when we know we are wrong and then make money when we see that are actually right as well.
Understanding Risk and Reward in Forex
That is part of the key as well of making a living from Forex, it is difficult and what makes it more difficult is if we forget the risk / reward ratio. The reward always needs to be at least double the risk and so over trading needs to be taken out of the game. Start to trade off the 1 hour, 4 hour and daily charts and that will help.
Trading as we all know is not easy, however with practice, time and patience like anything it can become an art. Get good at it and you can make a lot of money. Good luck.


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A Friday night game with a great fireworks show directly after the game. Those who have attended in the past have enjoyed a fun night out with the family with BBQ, refreshments, and surprises between innings from the team.
Right click and save the PDF Flyer
The game starts in
2016 game
The Italian American Police Society of New Jersey Night at the Somerset Patriots on July 7, 2016 was a huge success. Members, Supporters, Family and friends from Operation Rebound and the US Customs & Border Protection Law Enforcement Explorers enjoyed a night of baseball, fireworks and a nice BBQ. Plans are underway for next year's event. Stay Tuned this Spring!
Thanks to EB Member Joe Pagano for spearheading the event and thanks to the members and friends who joined us for a fun night.


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Seadrill Lines Up $919MM Gig for Semisub
Seadrill has entered into a Memorandum of Understanding with a major oil company for a five-year contract for operations in North America with the ultra-deepwater semisubmersible rig West Capricorn. The potential contract value for the firm five-year period is US $919 million, which includes a US $30 million mobilization fee. The oil company has the right to extend the contract term for two additional one-year periods.
West Capricorn is currently under construction at Jurong Shipyard in Singapore. The unit will commence its transit to North America upon delivery that is scheduled for late December 2011. Start-up operations are scheduled for May 2012. West Capricorn will be the fourth rig of the proven Friede & Goldman ExD Millenium design that Seadrill has taken delivery of from the Jurong Shipyard since 2008. Furthermore, the rig will be the first ultra-deepwater unit in the industry that is outfitted with a 7-ram blowout preventer.
Alf C Thorkildsen, Chief Executive Officer in Seadrill Management AS, said, "We are pleased to have secured a long-term contract for one of our new rigs in one of the most promising deepwater regions. The contract duration proves the attractiveness of our modern fleet and offers strong earnings visibility for our shareholders. Furthermore, it gives us the opportunity to have two sister rigs working in the same region which provide for operational synergies related to performance and costs."
- Norway's Seadrill Gets Two Rival Debt Restructuring Proposals (Oct 23)
- Seadrill's Debt Overhaul Faces Creditor Scrutiny (Oct 02)
- Seadrill Files for Bankruptcy in Bid to Shrink Debt Burden (Sep 13)
RigLogix can provide the information that you need about the offshore rig fleet, whether you need utilization and industry trends or detailed reports on future rig contracts. Subscribing to RigLogix will allow you to access dozens of prebuilt reports and build your own custom reports using hundreds of available data columns. For more information about a RigLogix subscription, visit www.riglogix.com.


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Article Contents
- 1 Features cereals
- 2 cooking technique
- 3 Delicious recipes
- 3.1 on milk
- 3.2 On the water
- 3.3 ThereforeItalian
Originally from America, maize came to Europe only in the Middle Ages.But to the present domestic product came in Romania, Moldova and Italy.In the first two countries cereal from it becomes the basis of hominy.In Italy, for many centuries, from her cook polenta, which is saturated with a variety of tastes.
Features cereals
The family is only one kind of corn is a crop plant.And that it has been used for more than 60 centuries ago, American indigenous peoples for cooking porridge and bread.The difference from modern corn "prehistoric" is the size.According to ancient sources, then the cobs have reached a length of only 4 cm.
Engaged selection of Mayan culture.Through interbreeding with wild maize food they managed to increase the cobs up to 15 cm. Since the first grain crop has not changed in the world.
Today corn is calibrated according to the size of nucleoli, and barley - the type of grinding.In the Middle Ages used only rough large grits, which required prolonged boiling.Modern industry produces porridge fast food due to the fragmentation of tiny nuclei.
use of nutritional porridge made from corn is justified because of:
- its low calorie - 100 grams of a product accounts for 86 calories, which makes the product suitable for diet;
- absence of gluten - corn is suitable for people with individual intolerance to cereal protein, which causes persistent inflammation in the intestine and resorption violation substances.The absence of gluten allows the use of barley in the first complementary feeding of infants under the age of 6 months.
cooking technique
On sale you can find corn grits bright yellow.Features its preparation following.
- Groats be washed .It is convenient to do it in a sieve through which the water leaves the dust.So you exclude the presence of excessive moisture in the cooking of the product.
- To prepare, use a thick pan.Porridge is not boiled, and languishes, because often take a strong liking to the bottom.To avoid this, it is important to select cookware with a thick bottomed.And often stir the grits in the cooking period.
- How many minutes to cook corn porridge, depends on the degree of grinding .But the sale is usually represented by the average cereal meal, for the preparation of which is sufficient for 30 minutes on low heat.
- Lay the corn in boiling water should be .Pre add salt or sugar, depending on the purpose it serves.
- most delicate turns corn porridge on milk recipe which includes the addition of butter for refueling.Milk can be combined with water to prepare breakfast.As a side dish is prepared cereal on the water.
- to use liquid porridge 4 cups of liquid.For dense garnish - 3 cups per cup of corn.
- finished dish thickens .And this occurs regardless of how much water you have added to it.This property forms the basis of preparation of the Moldovan polenta, Italian polenta, Georgia Gomi.
Besides cooking in a pan, there are other techniques.
- In oven.Krupa is put in clay pots filled with salted boiling water, covered with a lid.It comes to readiness for 1 hour at 180 °.served with butter and greens.
- The microwave .Use a glass pot with a lid.Pour corn grits with boiling water, put in the microwave, set the maximum power.Cook 7 minutes, stir, cook for another 5 minutes.
Delicious recipes
porridge made from corn is good for breakfast, cooked in milk.And for dinner if served with meat, vegetables.Lovely "buddy" for it would be the cheese, all kinds of peppers, Italian spices, Georgian cilantro.On the children's table, it is supported yogurt, homemade jam, canned peaches.We suggest you learn how to cook corn porridge with milk, water and Italian.
milk Ideal tasty children's breakfast, and you can use this recipe in the first year of baby's life.Cook gruel thinner and serve immediately, until thickened.When using fat milk increases the nutritional value of the product.But kids do not need it yet.Ideal to combine cereal with milk 1-2,5% fat and dilute it with water.
you will need:
- milk - 150 ml;
- water - 100 ml;
- corn grits - 40 g (2 tablespoons with a slide.);
- butter - slice;
- sugar -. 1 tsp.
- Connect water and milk in a pan, put on fire.Add the sugar.
- Pour grits prepared after boiling, stir vigorously.
- boil 15 minutes on low heat.
- Add butter.
- boil 15 minutes.
During cooking, the dish should be regularly stir.To reduce the duration of cooking, you can pre-grind in a coffee grinder cereals.Then the porridge is cooked for 15 minutes.
On the water
This porridge is suitable as a side dish to meat and fish.Especially good with bolognese sauce which can be made from minced meat, tomato and basil.It will connect the ingredients together, decorate the dinner delicious gravy.
you will need:
- corn grits - 1 cup;
- water - 3 cups;
- salt - pinch.
- Pour water into the pan, put it to boil.
- Add salt.
- Pour prepared grits, stirring vigorously.
- boil 30 minutes, stirring occasionally.
Serve immediately, still hot.Otherwise, you risk getting his suddenly thick consistency.
In Italian
Classic Italian polenta cooked in cauldrons of thick grains of coarse grinding.But you can cook it properly and in a normal pan.We offer you "pokoldovat" of this dish, and in addition to prepare the delicate cheese sauce.
you will need:
- corn grits - 1 cup;
- water - 4 cups;
- milk - 150 ml;
- hard cheese - 100 g;
- flour - 1 tbsp.a spoon;
- butter - 100 g;
- paprika, salt.
- Pour water into a saucepan, bring to a boil.
- Stir corn groats, simmer on low heat for 30 minutes.Regularly stir.
- Remove from heat, place on a tray, ustelenny cling film.Form a layer of the desired shape.Leave to thicken.
- Melt the butter in a frying pan, add flour, protomai mass.
- Add the grated cheese, salt, paprika.
- Cut the polenta into slices, pour the cheese sauce.
most tender corn dough is obtained, which is not only stirred during cooking, and whisk whisk.For a perfect consistency and velvety taste it, you can add a spoonful of olive oil.
Try, how to cook corn porridge on the water or milk.And to make a delicious dish for the old Italian recipe.They will be a great addition to your daily diet!


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We're getting a new floor! This will disrupt access for a week. Some events may therefore be postponed or moved to alternative venues. Please check back here or on the facebook group for updates, before setting out. However we are welcoming room booking requests & People's Kitchen is available for fundraising meals.
- This event has passed.
Nottingham Animal Rights Meeting
Thursday May 28th, 2015 @ 8:00 pm - 10:00 pm
An event every 28 days that begins at 8:00pm, repeating indefinitely
Event Navigation
This is a meeting for people who are involved or interested in animal rights activism.
Nottingham Animal Rights holds public planning meetings every fortnight, alternately at the Sumac Centre, a Social Centre in Forest Fields, and at the Peacock Public House & Vegan Kitchen.
We recognize that turning up to a meeting of complete strangers can be daunting, but the atmosphere at NottmAR meetings is always very informal, and by all means bring a couple of friends with you if it makes you feel more confident, everyone is welcome!
The planning meetings are where you can obtain support from like minded people for campaigns against all forms of animal cruelty.
There is no hierarchy, our broad scope is a consequence of a broad demographic of proactive members. Whether your interest is in countering the fur trade, factory farming, vivisection, blood sports or (most commonly) all animal cruelty, you will find campaigning opportunities as part of both local and national initiatives.
All our activities are 100% legal and non-violent, we do public protests and other direct action, we do information stalls, we do free food give-aways, we do sanctuary work, and in fact anything else we can think of!
You can also find us on Facebook and Twitter.
You can also visit the archive of past news, including details of events planned at the fortnightly meeting.
Join our email News Group for details of local demos, meetings, fundraising and information-based activities and trips to demos, and other events out of town.