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Fertililty treatments clinics in Malaysia as part of the country's medical tourism initiatives and how they are helping couples around the world to achieve their dreams of having a baby.The Centre has fulfilled its vision to provide advanced medical and technological support to couples with fertility clinics in Malaysia.
Malaysia has a good reputation for many types of medical treatments, and now has some of the best IVF clinics in South East Asia. The lower price tag for fertility treatment in Malaysia should not lead you to think that the quality will be less. The cheaper price is because of the lower cost of living in Malaysia, and the lower costs of infrastructure. In fact Malaysia has many extremely skilled fertility specialists and very reputable IVF clinics.
if you are organising IVF treatment in Malaysia by yourself, you should make sure that you have done a reasonable amount of research. Otherwise, the best way to organise your IVF is through an agent or referral service, as they will have vetted the IVF Clinics for you.Malaysia is one of the places where IVF has become an affordable treatment option for couples who are facing difficulties conceiving a child. There are many IVF centres in Malaysia where a typical IVF procedure will cost around RM10,000 to RM18,000 ( $3,000 – $6,000). With some private clinics charging up to $10,000 for just one attempt, those desperate to start a family may be torn between the stress of getting in huge debt and abandoning their dreams of becoming parents. More than 45,200 women in the US had IVF in 2010.
Best Fertility treatments
Malaysia is becoming an increasingly popular destination for fertility tourism as a result of a government initiative to promote and regulate healthcare for overseas patients through the Malaysia Healthcare Travel Council (MHTC). The MHTC works in close collaboration with the Association of Private Hospitals of Malaysia to offer high quality fertility treatment at competitive and affordable prices. There is legislation in place to ensure that international patients are not charged any more than domestic patients would be charged for the same treatment.Fertility clinics registered with the MHTC must meet stringent standards set by the Malaysian Society for Quality in Health and the International Society for Quality in Healthcare (ISQua). They also adhere to international standards such as those set by the International Organization for Standardization (ISO) on the handling of embryos, proper labelling, and how patients' physical and emotional needs are met. The Assisted Reproductive Technique Services Act, addressing issues such as sperm donation, sperm and egg banking and surrogacy, is currently passing through the country's parliamentary system in consultation with legal parties, religious groups, doctors and government departments.
Top Fertility clinics
Alpha International Fertility clinic
Alpha International Fertility Centre in Malaysia Located in Kota Damansara, Selangor (close to Kuala Lumpur) the modern, advanced and purpose-built fertility centre has the full range of fertility treatment options including PGD, Ma-CGH, Egg Donation, Egg Banking and Embryo Cryopreservation using revolutionary freezing technology & Therapeutic Laparoscopy.As the name suggests, at Alpha Fertility they have innovated many fertility treatment procedures and achieved a number of 'fertility firsts' along the way, both within the Malaysia/Singapore region and worldwide. And at AFC they are committed to making you and your fertility treatment their number one priority.Every couple is treated individually with a customised programme that caters for your specific needs. They will guide you every step of the way and ensure you are fully informed regarding every treatment option available.
TMC Fertility clinic
the TMC Fertility Centre has helped many couples to achieve their dreams of having healthy babies. The Centre offers a wide range of fertility services, with pregnancy rates comparable to the top centres around the world. Over the years, best fertility services have expanded across Malaysia with 5 branches located in Johor Bahru, Penang, Puchong and Kepong. In 2008, the main headquarters also moved to the best flagship hospital – Tropicana Medical Centre – for greater access for couples in peninsular Malaysia.
IIUM Fertility clinic
International Islamic University Malaysia Fertility Centre (IIUM FC) was established on 22 April 2004 providing Intrauterine Insemination (IUI) for infertility couple. The Centre started its first case of In Vitro Fertilization (IVF) on 15 June 2009.IIUM FC has two separate operating places. First place is the IUI Clinic, situated at International Islamic University Malaysia Jalan Hospital Campus (JHC). Another is the IVF Centre, situated at International Islamic University Malaysia Indera Mahkota Campus (IMC).
KL Fertility clinic
KL Fertility Centre in Malaysia is devoted exclusively to fertility treatment and helping patients realise their dream of having a family. They have been providing fertility expertise for over two decades, helping couples have children across three continents. Dato' Dr. Prashant KL Fertility Centre's Medical Director has been a fertility specialist for almost 25 years and remains fascinated by the art and science of "making" babies. He continues to help childless couples achieve a successful outcome, but on a larger scale, is committed to making fertility treatment accessible to all Malaysians who need it.


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AUSTIN, Texas--(BUSINESS WIRE)--Fitch Ratings has assigned a 'AA' rating to the following Regional Transportation District (RTD or the district), CO bonds:
--$197.4 million sales tax revenue bonds (FasTracks Project), series 2016A-1;
Fitch has also taken the following rating actions:
-- Issuer Default Rating (IDR) on the district assigned at 'AA';
--$1.4 billion outstanding sales tax revenue bonds (FasTracks Project) affirmed at 'AA';
--$1.2 billion outstanding certificates of participation (COPs) upgraded to 'AA-' from 'A;
--$144 million outstanding sales tax revenue bonds downgraded to 'AA' from 'AA+'.
The Rating Outlook is Stable.
Proceeds from series 2016A-1 will fund various FasTracks projects.
The sales tax revenue bonds (FasTracks Project) are secured by a first lien on the district's 0.4% FasTracks sales tax and a subordinate lien on the 0.6% base system sales tax.
The 'AA' IDR reflects the district's ample liquidity, positive revenue growth prospects and expenditure flexibility, and moderate carrying costs, balanced against an elevated long-term liability burden. Fitch believes that operating and capital costs of the FasTracks expansion will pressure the district's ability to comply with its 1.2x net revenue coverage policy for all debt obligations. Demonstrated commitment to this policy, which Fitch considers an important credit feature, has served to limit RTD's exposure to revenue volatility and budgetary contingencies.
The assignment of the IDR and rating action on the COPs and sales tax revenue bonds reflect application of Fitch's revised criteria for U.S. state and local governments, released on April 18, 2016. The upgrade of the COPs is based on the more focused consideration of project factors in ratings for appropriation-backed debt under the revised criteria; the COPs do not carry any of the additional risk features that Fitch identifies for rating more than one notch below the IDR.
The downgrade of the closed lien sales tax revenue bonds is based on the IDR cap. The ratings on the sales tax bonds can be no higher than the district's IDR because the bonds are exposed to the general operating risks affecting the district as a whole. In Fitch's opinion, the bonds are not likely to be treated as special revenues under Chapter 9 of the U.S. bankruptcy code. As such, the ratings on the closed and open lien bonds are the same despite the substantially higher coverage for the closed lien bonds.
Economic Resource Base
RTD's service area is large and diverse, containing over one-half of the state's population, including the seat of state government, the city and county of Denver (IDR of 'AAA'/Stable Outlook). The service area covers 2,340 square miles in eight counties. The Denver metro area is among the fastest growing regions in the U.S. and benefits from solid incomes and low unemployment rates.
Revenue Framework: 'a' factor assessment
Sales taxes are the district's primary revenue source. This economically sensitive revenue stream has grown consistently above inflation and U.S. GDP gains since rebounding rapidly from the last downturn. The district's independent legal ability to raise revenues is moderate, limited to passenger fares.
Expenditure Framework: 'aa' factor assessment
Expenditure growth is expected to be generally in line with or marginally above the district's revenue gains in the absence of policy actions. Solid expenditure flexibility is derived from managements control over pay-go capital spending, headcount, service levels, and moderate carrying costs. O&M service payments for the Eagle P3 project, which begin in 2016, will offset some of this flexibility, but Fitch expects expenditure control to remain solid. Carrying costs are expected to rise but remain within the moderate range.
Long-Term Liability Burden: 'a' factor assessment
Debt and pension liabilities are modest relative to personal income but elevated relative to funds available for debt service. Debt to net plant is high but will not grow further in the medium term given the system's reliance on pay-go funding.
Operating Performance: 'aaa' factor assessment
The district's financial resilience is solid, derived from a strong unrestricted cash position and expenditure flexibility that enables it to weather revenue volatility through a normal economic cycle. Fitch expects management would respond nimbly to unexpected revenue pressures, based on historical experience, and maintain 1.2x net revenue coverage.
Operating Performance Drives IDR: The rating assumes continued compliance with RTD's 1.2xs net revenue coverage policy. In addition, the IDR could come under negative rating pressure if the district's financial performance weakens significantly over a sustained period of time. A temporary, moderate decline in revenues would be expected during recessionary periods and would not pressure the rating so long as the district took appropriate actions to stabilize revenues and expenditures at a healthy level. Significant and unexpected increases in leverage could also put downward pressure on the rating.
Stable Coverage: The sales tax revenue bond ratings are sensitive to declines in pledged revenues. Large and sustained declines in sales tax revenues would result in negative rating pressure
RTD currently provides primarily bus service and 48 miles of light rail. The district encompasses the Denver metro area, one of the fastest growing MSA's in recent years, and includes 40 cities and towns in eight counties. The district's population of 3.1 million represents approximately 57% of the state's total population. The local economy continues to expand rapidly, with continued sector development in professional and business services, education and healthcare, and tourism. The expansive employment base remains resilient in the face of low oil prices and stalled exploration activity within the Front Range. The MSA's unemployment rate remains well below the national average, aided by large gains in employment. A young population and highly educated workforce are expected to support healthy economic growth over the medium and long term. The city and county of Denver's 2015 per capita personal income of almost $66,000 is 138% of the U.S. average.
Revenue Framework
Sales taxes account for a large 71% of operating revenues, followed by fare revenues (16%) and federal operating grants at 10%. RTD has a low fare box recovery rate, relying instead on excess sales tax revenue to cover operating costs. The fare box recovery rate has been trending up, and at 24% in 2015 is above RTD's stated 20% goal. Ridership trends have been volatile recently given a history of fluctuating gas prices, moderate fare increases, and the addition of new rail lines.
The district's main revenue source, sales and use taxes, grew by an annual average of 3.4% from 2005-2015, a rate that exceeded inflation and U. S. GDP gains. Current-year sales tax receipts are budgeted to grow by 5%, following gains of 9.8% and 5.2% in 2014 and 2015, respectively. Year-to-date date sales taxes are up by a lower 3.4% through August, due partly to a one-time refund for taxes collected over a period of years.
Fitch expects sales tax revenue gains to remain strong but trend closer to U.S. GDP growth. Along with home prices, rental rates are rising rapidly due to population pressures on the real estate market. Zillow reports that Denver metro's median rent rose by 43% over the last four years to $2,028 per month in Aug. 2016, a level 44% higher than the current U.S. average of $1,410. These rising housing costs will consume larger shares of incomes, leading to reduced disposable income for taxable goods and services.
Fare revenues are poised to increase with this year's opening of several FasTracks projects such as the University of Colorado A Line from Denver Union Station to the Denver International Airport (DIA). Fare revenues are up through mid-2016 by 8.2%.
The district's sales tax rate cannot be increased without voter approval. The district does have the statutory authority to impose a property tax levy in the event of revenue shortfalls but voter approval is still required by the Taxpayer Bill of Rights (TABOR).
Fares can be adjusted independently and are typically increased every three years. Effective Jan. 1, 2016, the board approved an average 13% fare increase. Prior to this, system-wide fare increases were imposed in 2009 and 2011 to offset declining sales tax revenues. Partly due to the fare hikes, ridership declined by 6.6% in 2009 and remained flat through 2011. Notably, revenue boardings increased modestly by 2.4% in 2012 despite an 8% service reduction that was imposed to accommodate nearly flat projected sales tax growth. Ridership continued to grow annually through 2014 then declined by 2.3% in 2015 due to low gas prices.
Expenditure Framework
Capital expenditures are the district's primary driver of spending. On an operational basis, spending is led by salaries, wages, and benefits which account for 45% of expenditures (net of depreciation). Contracted service providers, who account for 54% of RTD's bus drivers, account for 22% of spending.
RTD's natural pace of spending is expected to remain generally in line with or marginally above revenue growth, but pressured by the operating costs of new FasTracks projects, five of which are scheduled to begin operations this year. The majority of these new FasTracks projects is part of the Eagle public private partnership (P3) and will incur significant O&M portion payments beginning in 2016, averaging $65 million over the first five years, a 12% increase in total operating costs over 2015 levels.
The district's expenditure flexibility is derived from its ability to temporarily defer pay-go capital spending and adjust service levels within its base system (which represents the bulk of RTD's operations) during downturns. RTD last reduced its service levels in 2012 by 8% in response to a projected revenue shortfall. Management reports that it reviews service levels three times a year to accommodate seasonal changes in ridership.
Management retains control over its workforce headcount although pay hikes are negotiated in a collective bargaining agreement (CBA). About 55% of the district's workforce is represented through a five-year CBA that expires in 2018 and provides annual pay hikes indexed to inflation. District employees retain the ability to strike and did so in 2006. About 54% of vehicle operators of the base system are staffed through a service contract, providing limited capacity below the 58% maximum allowed by state law.
Carrying costs, comprised of debt service and pension contributions, represent a moderate 14.6% of spending, including capital outlays. With the addition of Eagle P3 capital portion payments starting in 2017 (averaging $41.6 million through 2020), carrying costs will remain within the moderate range at about 17%.
Long-Term Liability Burden
A variation from the referenced criteria was applied in this analysis. The committee assessed the long-term liability burden via a modification to the debt metrics supporting the long-term liability assessment. The district is a local, tax-supported government enterprise. Fitch's credit opinion is that the district's debt burden is best analyzed by combining measurement methods typically used in self-supporting enterprises (debt-to-funds available for debt service and debt-to-net plant assets) and the approach usually applied to local governments (debt-to-service area personal income).
The district's long-term liability burden is comprised primarily of sales tax revenue bonds, COPs, P3 capital portion payment commitments and a moderate unfunded pension liability. The direct debt burden (including unfunded pension liabilities of $322 million) equaled a low 2.4% of personal income in 2015. Given its expansion mode, other measures of RTD's long-term liabilities have been trending up with debt-to-funds available for debt service at 14.8x and debt-to-net plant at 62%. Metrics should improve over time given the district's lack of debt plans over the medium term.
The FasTracks project includes the addition of 122 miles of new light rail, 18 miles of bus rapid transit, 57 rapid transit stations, over 21,000 new parking spaces, and Denver Union Station improvements. Cost estimates for the project, now estimated at $7.4 billion, have risen substantially over time. The initial estimate of $4.7 billion for the full system was approved by voters in November 2004, along with the 0.4% additional sales tax needed to fund it.
RTD has responded to the increase in cost estimates by revamping its financing plan to include significantly more in federal funds, as well as private equity through a P3 that was established in 2010. RTD's Board of Directors has prioritized projects within the full FasTracks program, and is proceeding with only system expansion that can be built and operated within the existing revenue base, as projected in a comprehensive financial model.
Considerable progress has been made on the FasTracks expansion but the construction of one northern rail line and the extension of two existing rail lines remain delayed until funding is identified. The current new money offering will finance the Southeast Rail Extension ($68 million) plus other FasTracks capital projects. Remaining FasTracks bond authority totals approximately $150 million, a modest amount compared to the district's current long-term debt liability of $3.4 billion. Additional leveraging is not anticipated until 2023 or later.
The district's board recently revised its medium-term debt plans in response to revised sales tax projections that point to more moderate growth (averaging 4.7% through 2020) in the near term. A previously planned COP issuance of $50 million for bus fleet replacement will now be funded with current resources.
Salaried non-union employees participate in a single-employer defined benefit pension plan which was closed to new enrollment in 2008. Union employees participate in a separate union pension plan with an assets-to-accrued liability ratio of a low 41%. The combined net pension liability of both plans is $322 million or 0.2% of personal income. RTD contributes to the union plan in accordance with the union agreement but RTD has no legal liability beyond its contributions. RTD's contributions to the union plan rose in 2015 to 13% of payroll from 8% and union members' contributions rose to 5% up from 3%.
Operating Performance
The district's financial resilience to sales tax revenue volatility in a moderate economic downturn is derived from a solid unrestricted cash position and expenditure flexibility within its base system. Unrestricted cash and investments, plus restricted cash allocated as the TABOR reserve, equaled a solid $280 million, or 201 days cash and 55% of operating expenses, in 2015. This metric compares favorably to the 3.8% revenue decline that the Fitch analytical sensitivity tool (FAST) suggests that the district may experience in a moderate downturn (U.S. GDP decline of 1%). The 3.8% revenue decline is based on Fitch's analysis of RTD's 0.6% base sales tax, a proxy for underlying operating revenue performance given sales taxes' dominant revenue position.
RTD will face additional operating expenses, starting in 2016, in the form of O&M service payments to the operator of the Eagle P3 project which is comprised of major elements of the FasTracks expansion. Fitch believes the O&M service payments will pressure RTD's ability to comply with its 1.2x net revenue coverage for all debt obligations which approximates a level of liquidity in excess of the 'aaa' financial resiliency assessment. RTD's financial model assumes sales tax revenues grow by a compound annual average of 4.7% over the next five years, which Fitch views as somewhat optimistic. However, RTD's management has proven responsive to weaker performance, taking actions such as delaying capital projects, making service adjustments and restructuring fares.
Although pressured by the expansion mode of the district, RTD's budget management during the current period of economic growth has been strong with no meaningful deferral of necessary spending based on its reprioritized capital plan. Substantial unrestricted cash and investments have been amassed during this period time for use on capital projects in recent years. Total net revenue coverage for all debt obligations averaged 1.33 from 2011-2015. Adjusting for capital outlays via an IGA with other parties, net revenue coverage averaged 1.55. The adjusted net revenue coverage for 2015 equaled 1.44.
Sales Tax Revenue Bonds
The combined 1% sales and use tax is expected to continue a solid growth trajectory based on the rapid population growth and economic expansion of the district's large service area. MADS coverage of FasTracks bond is ample, able to withstand the moderate volatility projected by FAST. The pledged revenues declined sharply by a cumulative 11.3% in 2008 & 2009 before rebounding quickly. Based on historical data, FAST suggest pledged revenues may decline by 3.8% in the first year of a moderate U.S. recession in which the nation's GDP declines by 1%.
The lien for the 0.6% sales and use tax is closed, resulting in high MADS coverage of 11x. Fitch estimates that the structure could tolerate a large 91% drop in sales tax revenues before MADS coverage reaches 1.0x. The 91% decline is equivalent to 24x the scenario results and 9x the largest actual revenue decline in the review period. Fitch believes that these results are consistent with an 'aaa' level of financial resilience or coverage cushion.
Including the estimated debt service of the remaining $150 million of FasTracks bonding capacity, MADS coverage is ample at 2.8x, well above the 2x ABT. Fitch estimates that the structure could tolerate a large 68% drop in sales tax revenues before MADS coverage reaches 1.0x. The 68% decline is equivalent to 18x the scenario results and 6x the largest actual revenue decline in the review period. Fitch believes that these results are consistent with an 'aaa' level of financial resilience or coverage cushion.
Additional information is available at 'www.fitchratings.com'.
In addition to the sources of information identified in the applicable criteria specified below, this action was informed by information from Lumesis and InvestorTools.
Applicable Criteria
U.S. Tax-Supported Rating Criteria (pub. 18 Apr 2016)
Additional Disclosures
Dodd-Frank Rating Information Disclosure Form
Solicitation Status
Endorsement Policy
Copyright (c) 2016 by Fitch Ratings, Inc., Fitch Ratings Ltd. and its subsidiaries. 33 Whitehall Street, NY, NY 10004. Telephone: 1-800-753-4824, (212) 908-0500. Fax: (212) 480-4435. Reproduction or retransmission in whole or in part is prohibited except by permission. All rights reserved. In issuing and maintaining its ratings and in making other reports (including forecast information), Fitch relies on factual information it receives from issuers and underwriters and from other sources Fitch believes to be credible. Fitch conducts a reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology, and obtains reasonable verification of that information from independent sources, to the extent such sources are available for a given security or in a given jurisdiction. The manner of Fitch's factual investigation and the scope of the third-party verification it obtains will vary depending on the nature of the rated security and its issuer, the requirements and practices in the jurisdiction in which the rated security is offered and sold and/or the issuer is located, the availability and nature of relevant public information, access to the management of the issuer and its advisers, the availability of pre-existing third-party verifications such as audit reports, agreed-upon procedures letters, appraisals, actuarial reports, engineering reports, legal opinions and other reports provided by third parties, the availability of independent and competent third- party verification sources with respect to the particular security or in the particular jurisdiction of the issuer, and a variety of other factors. Users of Fitch's ratings and reports should understand that neither an enhanced factual investigation nor any third-party verification can ensure that all of the information Fitch relies on in connection with a rating or a report will be accurate and complete. Ultimately, the issuer and its advisers are responsible for the accuracy of the information they provide to Fitch and to the market in offering documents and other reports. In issuing its ratings and its reports, Fitch must rely on the work of experts, including independent auditors with respect to financial statements and attorneys with respect to legal and tax matters. Further, ratings and forecasts of financial and other information are inherently forward-looking and embody assumptions and predictions about future events that by their nature cannot be verified as facts. As a result, despite any verification of current facts, ratings and forecasts can be affected by future events or conditions that were not anticipated at the time a rating or forecast was issued or affirmed.
The information in this report is provided "as is" without any representation or warranty of any kind, and Fitch does not represent or warrant that the report or any of its contents will meet any of the requirements of a recipient of the report. A Fitch rating is an opinion as to the creditworthiness of a security. This opinion and reports made by Fitch are based on established criteria and methodologies that Fitch is continuously evaluating and updating. Therefore, ratings and reports are the collective work product of Fitch and no individual, or group of individuals, is solely responsible for a rating or a report. The rating does not address the risk of loss due to risks other than credit risk, unless such risk is specifically mentioned. Fitch is not engaged in the offer or sale of any security. All Fitch reports have shared authorship. Individuals identified in a Fitch report were involved in, but are not solely responsible for, the opinions stated therein. The individuals are named for contact purposes only. A report providing a Fitch rating is neither a prospectus nor a substitute for the information assembled, verified and presented to investors by the issuer and its agents in connection with the sale of the securities. Ratings may be changed or withdrawn at any time for any reason in the sole discretion of Fitch. Fitch does not provide investment advice of any sort. Ratings are not a recommendation to buy, sell, or hold any security. Ratings do not comment on the adequacy of market price, the suitability of any security for a particular investor, or the tax-exempt nature or taxability of payments made in respect to any security. Fitch receives fees from issuers, insurers, guarantors, other obligors, and underwriters for rating securities. Such fees generally vary from US$1,000 to US$750,000 (or the applicable currency equivalent) per issue. In certain cases, Fitch will rate all or a number of issues issued by a particular issuer, or insured or guaranteed by a particular insurer or guarantor, for a single annual fee. Such fees are expected to vary from US$10,000 to US$1,500,000 (or the applicable currency equivalent). The assignment, publication, or dissemination of a rating by Fitch shall not constitute a consent by Fitch to use its name as an expert in connection with any registration statement filed under the United States securities laws, the Financial Services and Markets Act of 2000 of the United Kingdom, or the securities laws of any particular jurisdiction. Due to the relative efficiency of electronic publishing and distribution, Fitch research may be available to electronic subscribers up to three days earlier than to print subscribers.
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subset: commoncrawl


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My wife & I enjoyed our first visit to the Palace last Friday night to see "The Princess Bride" on the big screen. I admit it had no appeal when it was originally released, but we've enjoyed watching the video/DVD with our children (now adults) over the years. The Palace shows old(er) movies on the big screen on Friday nights in the summer and on some Friday nights throughout the year, but also features live entertainment throughout the year. The theater is maintained and staffed by folks from the Grapevine Convention & Visitors group and it would be hard to find folks any friendlier.
Own or manage this property? Claim your listing for free to respond to reviews, update your profile and much more.


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- The newly formed Jubilee Party is expected to be unveiled Saturday, September 10, at the Kasarani stadium
- Preparations have been happening for the same with SUVs being branded for the same
- Now the ODM has also branded 47 buses and many more vehicles for its counter-rally in Mombasa
The Orange Democratic Movement (ODM)'s planned Mombasa rally has taken a new twist as revealed in a press statement released by its Director of Elections and Campaigns Junnet Mohammed.
READ ALSO: Jubilee Party convoy brings Nairobi to a standstill (photos)
According to the Suna East MP, Raila Odinga's party is expected to copy the Jubilee Party (JP) and brand 47 buses which will travel to all counties in the country beginning Thursday, September 8, to ferry supporters to Mombasa for the Saturday, September 10, rally.
He also revealed that the party's supporters have donated 823 vehicles to be branded for the event.
Upon the arrival of Raila in Mombasa on Friday, September 9, there will be a series of roadshows as delegates assemble to welcome him to Mombasa, he added.
READ ALSO: ODM to make major announcement during Mombasa rally
The rally is expected to take place on Saturday, the same day President Uhuru Kenyatta and his deputy, William Ruto, will be unveiling the newly formed Jubilee Party.
READ ALSO: Raila accuses Uhuru of lying to Kenyans
The ruling coalition has already branded more than 40 Sports Utility Vehicles (SUVs) with the new party colours and purchased a mega 7-storey building for the event.
It is prudent to say that a major showdown is expected on the same day as the two parties battle for supremacy ahead of the 2017 polls.
Image: Raila Odinga/Facebook
Source: Tuko.co.ke


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When You Want A Sold Sign
Too Hot to Sell? A lot of folks mistakenly think the summer heat drives buyers indoors, when nothing could be further from the truth. Every year January is our slowest month in terms of closed sales and June, July or August is our busiest.


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Jeet Heer over at Comics Comics explains what he hopes will happen with the revamped comics journal:
In terms of the print magazine, my strong sense is that the Comics Journal has always been strongest when Gary Groth has been most involved with it: his interviews with cartoonists have always set the gold standard in terms of being informed by the deepest research and asking the most searching questions. I'm thinking here of the classic and memorable conversations Groth has had with Chaykin, Crumb, Gil Kane, Jules Feiffer and many other creators. Now Groth is of course a very busy many with many broths to attend to, so the amount of time he gives to the Journal has wavered. But with two issues a year to put out, he should be able to reshape the magazine into something more closely resembling his own sensibility.
The Journal has often been accused of being just a mouthpiece for Groth's opinions. To my mind, it's regrettable that the Journal hasn't often enough been Grothian enough.
In general, it's a good rule of thumb that I'm going to violently disagree with everything that comes out of Jeet Heer's keyboard. And, yep, that's the case with this as well. The big things Heer pulls out as great moments in the past few years of TCJ are Gary's massive interviews with the Deitch family, the roundtable on the controversial Schulz biography, and Gary's long, long, long essay on Hunter S. Thompson . Basically, Heer likes to see Gary (and the Journal) indulging at length in his interest/passion for stuff most associated with the 60s.
I don't have any problem with Gary doing that sort of thing; it's his magazine, it's what he loves, good on him. But…to look at the Journal, and say the best thing that could happen to it is for it to be more focused on that particular era, and more tied into Gary's particular obsessions — I mean, basically you're saying you want it to be more stodgy, more reverent, and more predictable. (And yes, despite his very entertaining and combative prose style, Gary can be both reverent and predictable in a number of ways.)
I think Heer wants a Journal that focuses on things that look like high art, treats them seriously (if not solemnly), and generally carries on the banner of "comics are art — no really" ad infinitum. The thing is, that battle has been won, more or less… and honestly, unless you've got some very particular axes to grind, it was never all that interesting a battle to begin with. For me, I've been happiest with the Journal when it pursued other visions — Tom Crippen working out why super-heroes matter and why they don't, for example, or Dirk's marvelous shojo issue. The larger, bi-annual approach seems like an opportunity to go further down that road…I'd love, for example, to see what Kristy Valenti or Bill Randall would do if given carte blanche with an issue. Gary will always be the Journal, in some sense, but one of the things he's done right over the years, in my view, is to have the courage and the generosity to let other folks pursue their own idiosyncratic ideas and interests with his ink and his press.
Update: Heer continues to say things I disagree with. In comments he suggests
"it's harder to write an appreciative essay than a negative one. "
People love to say this. I guess it may be true for Heer. It's not the case for me. The review that I struggled with the most for the Journal was probably Lost Girls, which was negative. On the other hand, my positive review of Schulz's Youth was pretty easy. It just depends on the book…and maybe the phase of the moon, I don't know.
I think what Heer actually means is that positive reviews are more virtuous. I don't agree with that either, but it's a viewpoint, I guess.


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United States won the gold medal in the Women's Water Polo event of Rio 2016 Olympic Games on Friday, August 19.
In the gold medal match of the event, United States Women's Water Polo team defeated Italy 12 – 5 to win the gold medal.
Italy's Women's Water Polo team had to settle for the silver medal in the event.
In the bronze medal match, Russia's Women's Water Polo team defeated Hungary through a penalty shootout 7 – 6 after both teams were tied at 12 goals each after end of the play.


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- It is probably too low to negotiate the price with the seller. What if I increased the loan period?
- I replace the term by [22] and request to recalculate my borrowing capacity. Its amount $ 245,536.
- Maybe I could negotiate a bit the rate to the bank to do even better.
- I replace the rate by 3.9% and recalculate my borrowing capacity. Its amount $ 247,865.
- An offer at that price will surely be accepted.
Possible inclusion of insurance fees (fixed monthly fees).
Can be installed on SD Card.
Please report potential issues on http://www.ameyniel.com.
Whats new
Default virtual keyboard is now the 'numeric keyboard' (new). Revert to the 'phone keyboard' using the application preferences if it worked better for you.
ameyniel.com part of our Finance and have average installs from 100000 to 500000. Last Update Oct. 31, 2014. Google play rating is 82.6168. Current verison is 1.0.4. Actual size 999.0 KB.
Similar applications
LIC Premium Calculator (Trial)224 Comments
20 Comments
A Google User
Best application This app stays with me for 3 years i guess with my first android deivice to mu current nexus 5 so thanks developer if you can pls update this app to material design
Joe Ciorra
Great Simple & Caculate any Unknown Field - Thank You Great, Simple app. This will let you calculate by any unknown field! You can plug in any information and get the amount you are looking for, total you can borrow for a certain payment at a certain interest, or any other combination. Thank You for a great app, now when I go to buy a car I can tell what amount I can borrow at what interest and keep my payments right where I want them.
A Google User
Good Is it possible to include column for key in downpayment and/percentage of downpayment?
A Google User
Ray Very2 gud then other and so easy to use thanx devlp
A Google User
Great! Works with Samsung Galaxy Note.
Ashley Burt
Lacks flexibility Cannot enter anything but whole years. Not adequate
A Google User
Very useful The way the app allows you to calculate from repayments to total burrow amount is very handy.
Pedro Albuquerque
Know your loan Flexible and minimalist at the same time, perfect for my needs.
A Google User
Love it Very accurate
A Google User
Great Simple easy to use.
A Google User
Excellent. Brilliant app and very flexible.
Kapil dev
Hi Your app is superb. But add a option to full static of emi as principle and intrest and also give a option to save as pdf or word format. Do well
A Google User
Great just what u need to calculate any variable
Arief Budiman
Need graph Your icon shows graph but no graph feature in it
Etienne Sauvage
Perfect tool Everything that's needed and nothing more. On can calculate any parameter of a loan based on the other parameters. Just perfect!
Dan Weiss
No good on Nexus 10 Tiny print and only works in portrait mode.
ningrat hutabarat
amazing...plz add the schedule
A Google User
Awsome Easy to use and very much helpful when approach a banker
tariq ashwar
Loan calculator Very helpful.
Firdaus Selamat
Great Job Easiet way to calculate loan instalment


text:
Are you inspired to use Facial Diagnosis recognise mineral deficiencies, and use Tissue salts to enhance your
results with clients?
But I also remember being a bit confused about where to start, and how all the bits fit together. So I thought I'd do something to help you. I'm going to give you a demonstration of how to do a facial diagnosis.
Why would I do this? Because I have seen how people get excited about doing it for themselves, when I show them this information.
And I get a real kick out of helping people the way we have, in person and online.
As a mother of 5, I know how important it is for you to be able to help not only your clients, but to help your family, simply and easily using tissue salts. Your family can be great teachers for you to get familiar with the remedies and build up confidence getting quick wins using Tissue Salts before you start using them with clients.
So enjoy, get motivated. And if you would like some extra help with using Tissue Salts in your business, please click the link below to find out more about how we can help you.
Click Here http://tissuesaltstraining.com/sign-up/ to find out more about how we can help you get started with tissue salts training now.
Any questions or comments, please email me at firstname.lastname@example.com


text:
1 /*2 * Lucane - a collaborative platform3 * Copyright (C) 2002 Vincent Fiack <firstname.lastname@example.com>4 *5 * This library is free software; you can redistribute it and/or6 * modify it under the terms of the GNU Lesser General Public7 * License as published by the Free Software Foundation; either8 * version 2.1 of the License, or (at your option) any later version.9 *10 * This library is distributed in the hope that it will be useful,11 * but WITHOUT ANY WARRANTY; without even the implied warranty of12 * MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the GNU13 * Lesser General Public License for more details.14 *15 * You should have received a copy of the GNU Lesser General Public16 * License along with this library; if not, write to the Free Software17 * Foundation, Inc., 59 Temple Place, Suite 330, Boston, MA 02111-1307 USA18 */19 package org.lucane.client;20 21 public class ShutdownHook extends Thread 22 {23 public void run()24 {25 Client.getInstance().cleanExit();26 }27 }
Java API By Example, From Geeks To Geeks. | Our Blog | Conditions of Use | About Us_ |


text:
by Samantha Walker
Design ID #52065
Published: 11/25/2013
This doily edge cup is perfect for the gifting treats and small gifts. It also works as a luminary with a battery operated tea light. You could even use it in your office and fill it with pens or pencils. When cut at full size, it assembles to about the same size as a pint of ice cream. For complete assembly instructions on my doily edge cups visit: http://samanthaleewalker.blogspot.com/2013/11/silhouette-how-did-you-do-that-doily.html
For other ideas and inspiration and for information on obtaining limited commercial licenses for crafters on Samantha's silhouette designs please visit: http:// www.samanthawalkerdesigns.net and
This design is available for personal use only.


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A tell tale indication that your water heater is in requirement of repair is when it begins spitting out cold water while aiming to take a hot shower. During several years and with a good deal of usage, water heaters can stop working and might need repairing. However, there are some things that have to be thought about when looking for a heating system repair work expert.
The Cambridge Springs PA 16403 24-7 Plumbers That Could Take Your Breath Away
Then different good things come to our mind, if we talk about London. A a great deal of professionals, trainees, businessmen etc, live in the city of London. All kinds of services are used in this city so that people deal with no issue. Individuals who want to get info about trustworthy emergency plumber in London must take the help of the web. It is not a challenging task to discover information about the finest emergency plumber south london. These plumbers can be called by people at any point of time and they will concern their house to resolve any kind of water supply problem.
Hourly fees are another thing you wish to have a look at before you work with a plumber. Call around and get a couple of price quotes for a job. Establish if the plumber wants to sign a quote and offer you a price warranty before he begins working. You need to also discover if the plumber will require you take a trip time to and from your job and how they will calculate that time and prove it to you. Offering you a precise price may be challenging, but any plumber who cannot offer you a comprehensive description of how you will be billed with a quote of the expense need to be prevented.
Comprehensive Investigation And Lasting Remedies
In replacing a hot water heater, it is best to let a professional plumber in Houston do the job. An expert plumber can carry out water heater repair in Houston with ease. They ought to have all the best replacement parts within reach and ought to have the experience and knowledge about all things plumbing related. A business that has actually accredited and certified plumbers usually has the best track record. Durability in the neighborhood is another great sign. Also, see if they screen backgrounds, due to the fact that safety is another crucial factor when employing a plumber to do water heater repair work in Houston.
No hot water at all is yet another gas water heater problem. In this case the service technician will examine whether the pilot light is lit or not and if it is not then there could be a chance of the pilot line being obstructed or the gas is not reaching the tank.
Bathtub Repair In 16403
Just because you have actually hired a 24 hour plumber, does not suggest you have to decide on a second rate one. There are a few tips to keep in mind when picking a plumber, even when it's an emergency.
The next step is clearing the obstruction. Again, formerly, the cylinders had to be dug up and individual parts cleaned and put in location again. Now high pressure water jets are sprayed inside and cause of blocking is required out. The strength of the jet is frequently in excess of 10000 psi, which is generally adequate to clear any challenge. In the process, the pipelines get cleaned up likewise. This approach requires no digging up of the pipes or taking them apart. It not just conserves time but also on costs.
Bottom Line
Make sure that you get only the finest and relied on individuals to work inside your home and organisation. Be sure that you read online reviews before permitting somebody into your house.


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LCD Price-Fixing Plaintiffs' Attys Score $23.5M In Fees
U.S. District Judge Susan Illston granted Pearson Simon Warshaw & Penny LLP and Lieff Cabraser Heimann & Bernstein LLP's bid for $20.4 million in attorneys' fees, which made up about 30 percent of the $68 million AUO and Toshiba agreed to pay...
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Each incoming Freshman chooses an FYSM Gateway section as their "Gateway" into their HSU academic experience. Our best and brightest faculty and staff dig into topics they love while helping you connect to HSU.
Outside the classroom, FYSM groups do life together, building community through shared experiences. We'll even try to place you in the same sections of our first-year residence halls.
Dr. Tiffany Fink
"Who lives? Who dies? Who tells your story?" Smash Broadway musical Hamilton brings truth to life on stage, revealing both the flaws and strengths of great American figures. Join American Historian Dr. Tiffany Fink "in the room where it happened" to explore the intersection of historical narrative and creative genius through the lens of Lin-Manuel Miranda's Broadway hit. Hamilton: the first-year seminar with a hip-hop soundtrack. If you are young, scrappy, and hungry, enroll in Dr. Fink's FYSM.
Mrs. Susetta Rockett
Choosing a liberal arts university to further your education opens the door to many exciting opportunities in the world of Fine Arts! Concerts, theatrical performances, art exhibitions, guest artists, and guest lecturers fill the world of HSU. Join Suzie Rockett on an artistic journey toward a lifelong understanding and appreciation for the Arts.
Mrs. Holly Edwards
How does knowing God influence the way you know yourself and the way you relate to your neighbor? Come walk through a discovery in knowing God through spiritual formation opportunities and spiritual disciplines, knowing yourself through self-awareness discoveries and personality testing, as well as learning who your neighbor is and how to connect deeply with them.
Mrs. Lindsay Boynton
You are here for a reason, and this course will help you discover what it is. Since college is a time of exploration, this course features experiential learning, hands-on activity, and self-assessment. Through these methods, you will uncover your strengths and interests and align them with potential careers.
*Designed for students in the Exploring Majors LLC!
Dr. Dara Brown
Want to focus on balancing the pieces of your life? Want to create a healthy personal identity as you start your college career? Dr. Dara Brown is your guide as you explore seven basic human needs: Health & Life; Fun & Play; Usefulness; Relatedness; Independence; Inner Peace; and Spirituality. Students will clearly define each life area and work to identify appropriate coping skills and to minimize ineffective ones.
*Students in Health & Wellness LLC: sign up for this section!
Dr. Jennifer Hennigan & Dr. Steven Rosscoe
Can Thor's hammer really fly? How could we stop a real- life zombie? Would we live in a world like "Waterworld" if the polar ice melted? Our best science fiction and action stories are based in scientific principles. This course provides an exploration of how science, scientists, and scientific ethics are portrayed in movies, television, and print media through the lens of two of our favorite scientists!
Dr. Rich Traylor
As a significant shaper of culture, Disney reaches the lives of millions, so Disney studies is serious business. Come consider the many creations of Disney and how they connect to you. Join Dr. Rich Traylor, respected History professor and self-confessed Disneyphile, in a semester-long conversation that will challenge the way in which you see Disney and your world.
Learning through media and real world examples from sports and athletes, Dr. Melissa Madeson helps students investigate skills leading to success in college and beyond. Explore critical thinking, time management, study techniques, and social skills in the world of athletics and apply those to your own life!
Dr. Lori Copeland
Sit right down and have a hearty helping of food study! Human beings have a complex relationship with food. Tied to core dimensions of our lives, food influences us as individuals even as it shapes our social and family groups. This course will ask you to engage creatively and critically to examine food's connection to our culture, relationships, faith, health, economy, and environment.
Dr. Corrie Reed
A happy practitioner of geocaching around the world, Dr. Reed is excited to pursue this outdoor, GPS-enabled scavenger hunt with you! You'll experience geocaching as a tool for enhancing both physical and mental abilities and work in groups as well as in the community. All participants need a GPS-enabled smartphone or device.
Dr. Susan Pigott
Calling all Potterheads! Read from all seven Harry Potter books, choose your house, and enter the Hogwarts world of learning as you explore the struggle between good and evil, biblical themes and allusions, social issues, the hero journey, self-sacrifice, and other relevant issues. Wands optional.
Mr. Brian Dawson
Our National Parks have preserved America's most beautiful and historic places! Their struggle for preservation gives us powerful examples of leadership. Students will join HSU's beloved Dean of Students in activities and theory-study involved in preserving these beautiful places for the next generation of Americans. Highlight of the course is a visit to one of our U.S. National Parks! *Designed for students in the Parks and Rocks LLC!
Dr. Laura Pogue
Explore your strengths and dig into your first semester of university life through the words of C.S. Lewis. Whether pursuing his education or educating others, serving in war or coping with the aftermath, denying the spiritual or coming to recognize it, Lewis gives us a fascinating lens on his world and ours. Members of the C.S. Lewis Society will be challenged and encouraged as they examine HSU, friendship, education, conflict, calling, and more.
Mrs. Stacey Martin and Ms. Haley Carlson
Ever wonder what you want to do with your life? This course leads you on a journey towards discovering your strengths, exploring majors offered at HSU, and making connections for your future and career. Stacey Martin, Dean for Student Engagement, and Haley Carlson, Residence Director, co-pilot this expedition into potential career paths.
Mrs. Mary Burke
Dig deep into the reserves of your university! Explore the lives of HSU icons Simmons, Sandefer, Richardson, and more while discovering the rich traditions and history of our 125-year old institution. Learn what campus life was like in war-time and moments of world crisis. Examine the values and priorities of those who walked these 40 acres before us. HSU Special Collections Manager Mary Burke will give access to primary documents and HSU archives as a part of this remarkable class.
Mr. Daniel Martin
NBC's mockumentary "The Office" allows students in this section of FYSM a humorous means for probing humility, courage, critical thinking, faith, and education. Come be challenged to think critically while seeking to develop strategies for pursuing harmony and reconciliation without requiring agreement. Daniel Martin brings his life experience and academic training to this exceptional FYSM.
Ms. Cassie Mattern
Become engaged citizens, researching and finding the root causes of social justice issues surrounding our daily lives, when you join this section of FYSM. You will identify causes, effects, and impactful strategies for serving our community. This class will create and carry out its own service project and seek to encourage volunteerism. Based on the Active Citizen Continuum Model of student development and leadership, this course will be a brains-on, hands-on first semester experience.
*Students in the Social Work LLC sign up for this section!
Mr. Michael LeRoux and Mrs. Nikki Rhodes
Led by HSU's Director of Student Activities and our Director of Counseling Services, this FYSM pushes us to become who we are meant to be by way of knowing ourselves and realizing our belovedness. This deeper understanding gives context and direction in all of our relationships and helps as we learn to commune with God. Key questions: How can I integrate all the parts of myself and function as a whole? How can seeing shame, guilt, and vulnerability transform the way I write my life's narrative? How does God fit into my identity? Embrace self-exploration as you think deeply about your purpose at HSU and beyond.
Dr. Meredith Stone and Mrs. Sierra Greenwood
Did you know when women are empowered the quality of life in communities around the world is vastly improved? Come explore the Bible's vision for women and their participation in communities local and global. Students of any gender will be invited to consider how half the population of the world and half of our campus participate in God's vision for the Kingdom.
Mr. John Neese
Love 'em or yell at 'em, athletes significantly impact culture around the planet. Join HSU Athletic Director John Neese in studying Transactional vs. Transformational leadership through the examples of athletes and their influences on teams, companies, and society. Foundational texts for this course include Stephen Covey's Principle Centered Leadership and Tony Dungey's Quiet Strength: The Principles, Practices, & Priorities of a Winning Life.
Dr. Jana Wesson-Martin
We all love a good story! Narratives weave together our lives. Come consider the history, value, and power of storytelling with English prof Dr. Jana Wesson-Martin. What is your story? How does your story answer God's calling? What do others' stories teach us about faith, and what can we learn from others' stories? In searching for the answers to these questions, you may just find some exciting and beautiful chapters yet to be written in your life.
*Students in the EDUC LLC: Sign up for this FYSM!
Dr. Larry Fink
Your camera phone—or digital camera-- and a love for reading, film, and creativity are all you'll need to join Dr. Larry Fink for an intense exploration of the physiology, psychology, and spirituality of vision and creativity. You'll be introduced to multiple styles of art photography the tools of photographic composition as you practice mindfulness through the appreciation and creation of art.
Dr. Tom Copeland
Honors students! You need to sign up for HONR 1301 - Honors Colloquium, a course devoted to tackling the hard questions: How do I know what I know? How should Christians respond to authority? What is my responsibility for poverty? Does suffering have meaning? Why does God allow evil in the world? Every week we'll read, talk, and write about these and other questions that may not have clear answers, but are essential topics for well-educated, deep-thinking people. Along the way you'll get to know yourself, and your classmates very well. It may be the most intellectual fun you've ever had! See you in Colloquium!
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Admissions: 877-GO-HSUTX
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People need to belong. This inherent need and desire doesn't mean actually be possessed by someone, but rather be in relationship to and linked to other people. I got to thinking about this the other day when I was talking to someone about selling to different groups of people (we both work in the sport and entertainment industry). We happen to live in a very diverse area where there are many different nationalities and ethnicities of people, where every continent in the world is represented, including many different countries from all continents. Ok, maybe not Antarctica, but wouldn't it be pretty cool to meet a native Antarctican? Haha – see what I did there…pretty COOL. And is Antarctican the right way to say this? Anyway, moving on.
The Psychological Aspect
The idea that people need to belong has apparently been studied by psychologists for over 100 years, which just goes to show how important and universal this feeling we all have is within us. Some of the research I've read has indicated that it all boils it down to the fact that belonging helps us survive. When you belonged to a group or tribe in the ancient times your likelihood of survival was much greater. It meant you had protection from enemies and help looking for food. Being with others meant you were more likely to survive. We still face many threats in our modern society now, however the shape of those threats has changed over time.
The sense of belonging is so strong that Maslow's Hierarchy of Needs indicates a sense of belonging as the third most important aspect of human life right after basic needs such as food, water, clothing and safety. Yeah, the fact that people need to belong is a big deal.
Belonging from a Business Perspective
My thinking about this inherent desire to belong is very closely related to business. In short, the sport and entertainment industry gives people a place to belong. Whatever it is that you're interested in, you can belong here. At our events, you can belong and be in community with other people who you know you have at least one thing in common. Whether that is a concert, a family show, a sporting event, a banquet, a movie screening, a comedy show, a convention…when you're here, you belong.
I see this sense of belonging and see the joy it brings to people every time I work an event. When you see people "in their element," they look different. They smile. They stroll confidently. They jump up and down. They hug and kiss. You can tell they're having a great time.
Niche Audiences
This is especially true for events that serve a very niche type of audience. I'm thinking specifically of comic book conventions, homebrewing conventions, crossfit competitions, tattoo festivals, dance festivals, political events and other niche events that serve a very specific audience. When these people get together, regardless of the type of things or ideas that bring them together, they feel like they belong to something greater than themselves. You personally may not agree with or engage in these types of activities, but for the people that do, that's their "it" factor. That's their zone. That's where they feel normal and excited to talk and express who they are inside.
It's probably a little bit easier to see how sports can bring people together…most of the readers of this blog probably know this very well. I wrote about this when the Seahawks went to the Super Bowl a few years ago.
Circling Back
Now think about what your hobbies are or what you get excited about and how you feel when you connect with someone who enjoys or does the same things. For the people that like things that are "different" than say what YOU like or enjoy, they get just as excited about their stuff as you do about your thing. So when it comes time to sell tickets or promote or market an event that's going down, get excited about it because you're giving someone a place to belong!
The great part about the work that I do is that I get to be part of an organization that gives people that place to belong. That place to be themselves and with others like them.
We're all human.
And that makes it all worthwhile.


text: DIE CUT SOLUTIONS LIMITED has been working since 7/23/2015. The current status of the business is Active DIE CUT SOLUTIONS LIMITED located on 19 ORCHARD STREET, WESTON-SUPER-MARE, NORTH SOMERSET, ENGLAND, BS23 1RGAdministrator Phillips Lyndsay is known as a Director of the company. Shop Fitter Wilmott David is known as a Director of the company. "Site preparation" is a known activity of the company.


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Would you like to save as your currency permanently or for this visit only?
Facilities and services include a restaurant, bar, elevator, parking (extra charge), wireless Internet access (extra charge) and 24-hour reception. Rooms feature air conditioning, TV, telephone and hairdryer. Address: 22-24 Uxbridge Road, W5 2SR London, England, United Kingdom.


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About Us
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Special Sale!
For a limited time, all orders to the US and Canada receive free shipping!
Join our mailing list!
For all orders shipping to the USA and Canada.
Pratesi 'Piero della Francesca' Italian Leather Handbag in Coffee Brunelleschi Leather
Pratesi 'Giotto' Leather Purse in Stunning Pink Brunelleschi Leather
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Pratesi has done it again with this world class design. This classic italian leather bag has two sections on the interior, one of which can be closed. Crafted in elegenat Coffee Brunelleschi Leather
This first rate Pink Bruneleschi designer leather purse opens with a metallic zipper.
Pratesi Men's Leather Attorney Briefcase in Cognac Croco Embossed Leather
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A sleek and polished design with a structured shape for a chic Pratesi handbag in top quality Italian Brunelleschi leather in Pink.
Pratesi's signature lawyer's briefcase features the famous Brunelleschi high end polished leather and is our perenniel bestseller. This briefcase comes with the traditional top frame hinged opening. The briefcase opens to reveal a triple gussetted interior and a zippered pocket. Pen, phone and card holders are also includes. Also featured with a courtesy light that turns itself off after 30 seconds. The briefcase closes with three wheeled lock. Pratesi dust bag included. Made in Italy. Personalization takes an additional 7 days.
New Briefcases from Pratesi Firenze
To discover the origins of the Pratesi company we have to go back to when a shrewd and intelligent Florentine, Egidio Pratesi, was an evacuee in Rome during the second world war a few years later, in 1948, he was to have the opportunity of a lifetime.
Italy at that time was a country completely destroyed by the bombing and just about everyone was trying to find a means of survival by inventing practically any kind of job which would allow them to make a living. Egidio lost no time and took advantage of all the fervent expansion which was going on at that time in the world of the cinema and film - making. In no time at all he was on the film - making scene as a costume designer and tailor of a number of the costumes used in the making of the film " Quo Vadis " the famous film set in ancient Rome. He got to work putting together the leather shields worn by the centaurs who battled it out in the coliseum.
All this led to a remarkable success as well as the necessary funding which allowed him to continue his activity as artisan making small leather goods such as picture frames, keyfobs, and belts.
After having such a successful start he felt he just could not stop there and so he decided to set up a proper workshop where he could not only continue making small leather goods but also adventure into making his very first bags.
Indeed as time has passed by new methods of craftsmanship have been introduced and the final product has become one of the most durable and finest yet.
From the small workshop founded in via Prati in Rome the company moved on to set up another, more sophisticated one with a shop next to it where the goods produced could be sold to the customers in Viale Parioli. Indeed this was one of the most exclusive residential areas of the capital famous for its tree-lined boulevards and luxurious houses which dated back to the 1800's.
In the 1960's the economic boom seemed to transform just about every sector of Italy's economy and this led to an increase in the demand for manufactured goods.
In order to satisfy this increase in demand the company had to transform the little family - run business into a modern factory with a team of workers. All this was done by moving to the present site in Donnini where it is so much easier to find suppliers of high quality hides seeing as the Florentine area is one with a high density of tanneries. (for example Santa Croce Sull'arno).
Over the years the company has constantly sought to better its product as well as increase their volume of production in both plain and full - grain leather. Indeed they have chosen to specialize in the manufacture of suitcases, briefcases and travel bags.
In a span of time which covers almost fifty years, the company has gone on from strength to strength after being handed down from father to son for tree generations.
All this has given the company the possibility to create its own individual style, quite unique in the field of leatherware and it is this very style which has come to be appreciated by so many people far and wide and has allowed the company to continue its activity up to today.
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Pratesi 'Verrocchio' Triple Gusset Brief
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Pratesi 32cm 'Beato Angelica' Leather Briefpurse
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Pratesi Pinturichio Large Leather Ladies' Handbag
Sale Price: $732.00
Pratesi 32cm 'Beato Angelica' Leather Briefpurse
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Pratesi 32cm 'Beato Angelica' Leather Briefpurse
Sale Price: $487.00
Pratesi 32cm 'Beato Angelica' Leather Briefpurse
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Safeway Negotiation Update
Local 5 to Begin Talks with Safeway for New Contract
October 27, 2014
Volume 1
Local 5 has had an initial meeting with Safeway and is in the process of securing additional dates to negotiate for a new contract.
Topics to be discussed will include wages, working conditions and medical coverage. At the same time Local 5 is in negotiations with Safeway talks are ongoing with Lucky and Nob Hill. This means a very large percentage of Local 5 members in the grocery industry are in the midst of contract negotiations.
It is more important than ever that Local 5 members stick together. This is the only way the objective of a good agreement will be achieved.
There is Power in the Union:It's You!
Updates can be found on the website, ufcw5.org, and on the union's Facebook page.
Click here to download, print and share this update.


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The Beaver Scout Uniform consists of:
a. Items of official uniform:
turquoise crew neck sweatshirt;Group scarf;maroon woggle or one of another colour that identifies the lodge or team.
b. Items of official uniform for which there is a personal choice:
smart navy blue skirt.
c. Optional items a Group may decide to have as part of its official uniform:
navy blue shorts; grey fleece; navy blue outer jacket; navy blue baseball cap.
d. Optional items for activity dress:
navy blue activity trousers; turquoise polo shirt.
Uniform Illustration


text: Michael Kreim <michael at perfect-kreim.de> writes: > Are there any ways to speed up the for/xrange loop? > Or do I have to live with the fact that Matlab beats Python in this > example? To a point, yes. However, there are things you can do to make your Python code go faster. One has been pointed out by Peter. Another is that Python treats numbers as regular heap objects, so creating a bunch of unneeded integers by xrange slows things down (despite allocation of integer objects being heavily optimized). For this reason, you may want to change xrange(1000000000) to itertools.repeat(None, 1000000000). $ python -m timeit -s 'from itertools import repeat' 'for _ in repeat(None, 100000): pass' 1000 loops, best of 3: 1.71 msec per loop $ python -m timeit -s 'from itertools import repeat' 'for _ in xrange(100000): pass' 100 loops, best of 3: 2.43 msec per loop


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September 25th, 2008, 08:29 AM
Mega Super Mommy
Join Date: Aug 2007
Location: Near Buffalo, NY
Posts: 4,336
I think it has played a role in why Hunter is not potty trained. He can not tell me why he is freaking out or why he doesn't want to sit on the potty, etc...[/b]
I thikn that's part of my dd's problem as well. She's 6 (though also visually impaired and autistic on top of speech delayed) and not fully potty trained yet. She's great at home, hardly any accidents or with any potty she's peed on before. She is terrified of peeing on a new potty, but once she pees that first time on a new potty, she's fine, and she'll keep using it. We hadn't been to my aunt's house in like 3 months and I was visiting there with Alexis, and she had no problem with her bathroom. It's just that first pee in the potty? So how can she tell me what her problem is with the new bathrooms if she can't use her speech right?
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Thanks Alison's Mommy, SillyMama, Katarina and samylaine for my blinkies.
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Chemical Industry
Integrated Consulting for Specialty and Commodity Chemicals
Today, we continue to support our clients in coping with the challenges posed by the ongoing weakness of the western financial system. It comes as no surprise that companies continue to:
- focus on day-to-day ongoing cost efficiency and effectiveness and capital/cash effectiveness through-out their business value chains
- re-appraise their strategic direction, to safeguard core-competence, while shedding peripheral activities and taking advantage of new M&A opportunities thrown up by market dynamics
Optimising the entire chemicals sector value chain
J&M is recognised for both taking an end-to-end approach to evaluate the business value chain of chemical companies, and identifying opportunities to improve efficiency, effectiveness and cycle times. Our prime focus is on working in partnership with clients to deliver significant, tangible cost improvements and optimised working capital.
Throughout the last 15 years J&M has successfully worked with clients in the Chemicals sector and this experience gives us a wealth of knowledge of sector-specific characteristics such as
- supply chain operations
- logistics excellence
- transactional procurement and leveraging indirect spend
- continuous improvement in production excellence
- pricing and commercial excellence
- post-merger integration to implement synergies
- handling multi way customer/competitor/supplier trade-offs
- introducing best practices and insights from other J&M sectors including FMCG, Hi-Tech, and Automotive
The result: Optimum interplay between assets, employees, processes and systems
Our clients look for consulting support based on the following competencies:
- Developing and implementing approaches and solutions with a bottom line focus to deliver measurable sustainable difference ~ delivering a 25-30 % reduction in product inventory to a fine chemicals company
- End-to-end value chain experience (Commercial, Purchasing, Manufacturing, Distribution/Logistics, Customer Service) ~ to deliver a new business proposition of low cost leadership to a specialty chemical company
- Insights into integrated supply chain management and planning ~ helped a large fine chemical producer to implement a world-wide S&OP process
- Integrated supply chain and distribution network design and optimisation, e.g. reducing the regional network complexity and cost by 20-25 % for a chemicals distributor
- Ability to fine-tune and optimise critical business systems e.g. for a specialty chemicals leveraged existing SAP functionality to increase overall business process efficiency
- Developing pragmatic IT visions and strategies for implementation, e.g. for a global commodity producer developed the post-merger integration IT vision and strategy to reduce total cost of ownership by 30 %
- Leading inventory reduction and optimisation initiatives, understanding cost/cash to serve and driving complexity reduction and increased customer value add e.g. we helped a leading world-wide colour producer to reduce inventories by 30%
- Continuous improvement leveraging available six sigma and lean tools and techniques to create bespoke CI initiatives, e.g. introduced best of breed CI concepts to a global chemco through us of lighthouse pilot projects to drive local ownership and sustainability
- Creating pragmatic, implementable KPIs to effective support operations, e.g. creating a Supply Chain Operations KPI Cockpit for a Global Chemco to support SC management reporting and decision making


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i am called weird because i like anime, like heavy metal, food, don't wear makeup, don;t act girly but wear lots of pink and black and i am a sadistic psychopath. (according to everyone i know, not including my friends and family) i am turning 19 in 3 days and i have never even been hugged by a guy that im not related to. i find lots of joy in gory, violent shows and i have a big obsession with knives and blood...
so, do you think im a creepy weirdo?
Most Helpful Guy
Yes, I certainly do think so, and you are not getting any dates with my grandson!00|00|0
Most Helpful Girl
This sounds more like a case of Special Snowflake than Creepy Weirdo.11|00|0


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One of a kind golf course home site - beautiful, large and private. Includes some scenic wetlands with Corp of Engineer permit for driveway construction to access .9 acre on TC Golf Club on #7 Magnolia. Rare opportunity!
We're here to help you 7 days a week
* Required field
The data relating to real estate on this website comes in part from the IDX Program of the Gulf Coast Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Roberts Brothers REALTORS are governed by the GCMLS Rules and Regulations and detailed information about them includes the name of the listing companies.


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Transportation Options
Getting Around Campus
Butler County Regional Transit Authority (BCRTA)
Fixed Route Service — Students and employees can get around campus using the BCRTA local and regional routes, which also provides transportation uptown, to several off-campus student housing areas, and to the Hamilton and Middletown campuses. Buses run daily during the fall and spring semesters, and winter and summer terms. Students and employees who present a valid Miami University ID pay no fare to ride on the local and regional routes.
ADA Service — BCRTA provides transportation for students and employees with disabilities. Any time fixed bus routes are running, BCRTA provides door-to-door transportation around campus and in the Oxford area. To utilize this service for more than three consecutive uses students or employees must have the appropriate forms filled out by a doctor and given to the BCRTA for continued service. Students and employees can call BCRTA at 513-785-5237 or 855-42-BCRTA (toll-free) for this service, which operates during the scheduled hours of regular BCRTA fixed route services. Students and employees who present a valid Miami University ID pay no fare to use the ADA service.
BCRTA SafeRide — BCRTA provides on-demand transportation for students and employees during late-night hours. Call BCRTA at 513-785-5237 or 855-42-BCRTA (toll-free) for hours of operation and to schedule service. Students and employees who present a valid Miami University ID pay no fare to use the SafeRide service.
Typical hours of operation during fall and spring semesters:
- Monday-Saturday 10 p.m. to 3 a.m.
- Sunday 10 p.m. to 1 a.m.
Certain private companies offer services to Miami students. Miami does not have any relationship with these companies, and it does not endorse their use. All such travel is at the traveler's own risk, and Miami does not assume any responsibility or liability for such services.
Airline Service
Cincinnati/Northern Kentucky International Airport
Approximately an hour south of Oxford in northern Kentucky off I-275
Dayton International Airport
Approximately an hour northeast of Oxford in Vandalia off I-70E
Port Columbus International Airport
Approximately two hours northeast of Oxford via I-70E
Indianapolis International Airport
Approximately two hours northwest of Oxford via I-70W
Butler County Regional Airport
Commercial services excluding scheduled air carrier service, Airport Rd. E., Hamilton, OH, 513-887-0444
Miami University Airport
Small commercial and private planes, Fairfield Rd., Oxford, 513-529-2735
The Cincinnati and Dayton airports are the two major facilities located within the shortest distance to Oxford (approximately one hour). Ticket prices vary, however, so be sure to check for cheapest fares. Several travel agencies in Oxford provide personalized service.
Airport Shuttles and Taxi Service
Butler County Regional Transit Authority (BCRTA) Airport Shuttle
To Cincinnati and Dayton airports for Thanksgiving break, Winter break, and Spring break.
*Will wait outside baggage claim exit/entrance.*
Airport Shuttle Service
Serving all airports 24 hours, 513-896-6605. Oxford to Cincinnati or Dayton airport: $85 single; $65 each for two to four; $50 each for five or more. Midnight to 6 a.m. additional $10, $3 surcharge in some cases. Call for rates to other airports. Visa and Mastercard accepted.
*Will pick up in baggage claim at Cincinnati airport; Waits outside doors of baggage claim at Dayton airport.*
Denny's Airport Shuttle Service
513-259-5554. Serving all regional airports 24 hours. Oxford to Cincinnati or Dayton airports, $80 for one to two passengers; $50 each for more than one passenger, plus gratuity. Other regional airports and other destinations by request. Professional drivers, clean and modern coaches, excellent and reliable service. *Parks in cell phone lot and will pull around to entrance upon customer's call of arrival.*
Empire Transportation
513-860-3324. 24-hour transportation from Miami University to all airports. We provide a full line of limousines, GMC shuttle van, Cadillacs, Mercedes, and Hybrid Toyota Camry. *Will pick up customers in baggage claim.*
Oxford Taxi
Offers 24-hour transportation service. Closed midnight December 24 – 7 a.m. December 26. Flat rate inside the mile square of $5 up to five people, additional $1 per person over five. Destinations outside the mile square – price negotiated.
Oxford Transportation
Oxford Transportation has served Miami University and the Tri State area for over 10 years. We are not a taxi, we are a car service, requiring 24 hours notice for requested transportation, the only car service in Oxford. We take pride in our stellar reputation for service. Please call 513-523-8728 or email firstname.lastname@example.com or visit our website at oxfordtransportation.com to schedule your next trip. We look forward to serving you.
Statzer Services Inc.
513-616-2828, 513-737-2254
Serving the Greater Cincinnati area for over 26 years with a combination of corporate passenger transport and rush courier service. 24/7, 365 days-the-year service. Fast, dependable, reliable, and clean. Transportation to ALL airports, hotels, restaurants, local attractions, and shopping centers. *Will pick up customer wherever requested.*
Oxford, OH, email@example.com
Transportation around Oxford. Other destinations include Cincinnati and Dayton airports and the Cincinnati area. Standard rates for airports and bus stations $75. Payment methods of cash or MUBucks.
*Will wait outside of baggage claim for customers.*
Certain private companies offer services to Miami students. Miami does not have any relationship with these companies, and it does not endorse their use. All such travel is at the traveler's own risk, and Miami does not assume any responsibility or liability for such services.
Bus Service to Major Cities
Barons Bus Lines
Buses offer Wi-Fi, power outlets, and flat screen TVs. Pick-up location is the corner of Spring and Maple Streets. Operates 365 days of the year. Sample rates from Oxford/Miami University: $10 to Cincinnati or Indianapolis, $25 to Bowling Green University, and $35 to Detroit. Visit the website for more information.
Footprint Tours, Inc
440-244-5100, 401 Broadway Ave., Suite B, Lorain, OH 44052. Bus service at breaks to Lorain, west side Cleveland; Strongsville, Akron, east side Cleveland; Beechwood; pick-ups at the Goggin Ice Center, located at 610 Oak St., drop-offs in residence quads. BREAKS AND HOLIDAYS ONLY
Miami University Student Foundation (MUSF) Chicago Bus Trip Charters
Bus service to Chicago area for Fall break (October), Thanksgiving break, Winter break, and Spring break. The Miami pick-up and drop-off location is the Goggin Ice Center, located at 610 Oak St. Bus stops in Chicago are located along the Tri-State Tollway: Lincoln Oasis, Hinsdale Oasis, O'Hare Oasis, Lake Forest Oasis, and McDonald's in Kenosha, Wisconsin (12214 7th St., Kenosha, WI 53142). Tickets are $150 round trip; space is limited. One-way tickets are not available.
This low-cost, daily express bus service operates out of Cincinnati. Buses depart from 4th and Race St. downtown. For reservations, call 877-462-6342 Monday–Saturday 6:30 a.m. to 10 p.m. (CST), Sunday 6:30 a.m. to 8 p.m. (CST).
Train Service
1-800-USA-RAIL, no direct service to Oxford. Station locations—Cincinnati: 1301 Western Ave. (Union Terminal); 1005 Gilbert Ave. (Greyhound Bus Station), Connersville, IN: 1012 Eastern Ave.
Rental Car
Enterprise Rent-A-Car
5017 College Corner Pike
M–F, 8 a.m. to 6 p.m.
Closed Saturday and Sunday
Transportation varies for different airports, check at time of scheduling where you can catch a shuttle to the Enterprise location at each airport.
Ride Share/Ride Board
An online Ride Board (available through myMiami on the "Student" tab).


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PL Official DUBSTEP Drum Loops
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As President-elect Donald Trump's swearing-in ceremony continues to take shape, his inaugural committee announced Wednesday six religious leaders set to speak during the Jan. 20 event.
Among the notable figures invited to offer a prayer at Trump's inauguration is Franklin Graham, the son of renowned evangelist Billy Graham.
Graham, who serves as president of the Christian humanitarian-aid organization Samaritan's Purse, is slated to deliver a benediction along with Rabbi Marvin Hier and Bishop Wayne T. Jackson.
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The ceremony will begin with readings and an invocation from Cardinal Timothy Dolan, pastor Paula White and Rev. Samuel Rodriguez of the National Hispanic Christian Leadership Conference.
While Graham stopped short of endorsing Trump during the election, he defended the then-candidate's remarks on issues including a proposed moratorium on Muslim immigration into the U.S.
TRENDING: LiAngelo Ball Tells Truth About The Day He Said 'Thank You' To President
Following Trump's victory, Graham encouraged Americans to pray for the president-elect. He also made an appearance at a Mobile, Ala., rally earlier this month during which he credited God's intervention for the election results.
"I don't have any scientific information," he told the crowd. "I don't have a stack of emails to read to you. But I have an opinion. I believe it was God. God showed up. He answered the prayers of hundreds of thousands of people across this land who had been praying for this country."
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The inclusion of Graham and Dolan, who serves as the archbishop of New York, received widespread media attention this week.
The four others included round out an eclectic group of faith leaders.
"I am pleased to announce that a diverse set of faith leaders will offer readings and prayers at the swearing-in of President-elect Trump and honor the vital role religious faith plays in our multicultural, vibrant nation," Presidential Inauguration Committee Chairman Tom Barrack said in a statement.
Hier will be the first rabbi to speak at a presidential inauguration in more than 30 years while blacks, Hispanics and women are also represented.
Jackson received some media attention during the general election when a Trump appearance he hosted at Detroit's Great Faith Ministries was interrupted by protesters.
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The bishop later denounced the protest and New Era Detroit, the group behind it.
"Look at their track record," he said. "They have a bunch of drug users and drug pushers."
Jackson went on to make it clear "Trump has every right to worship here, like anyone else."


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I'm really excited to announce that metarand is one of the first sites to have installed the video comments plugin from Seesmic.
This takes commenting on blog posts to a whole new level of engagement. I look forward to seeing many of you on comment threads from here on in.
Seesmic is currently invite-only and pre launch. However, you can simply set your comments to anonymous. {seesmic_video:{"url_thumbnail":{"value":"http://t.seesmic.com/thumbnail/fh5dx3aJt8_th1.jpg"}"title":{"value":"Video Comments Du Jour On Metarand "}"videoUri":{"value":"http://www.seesmic.com/video/1n8C8f8HGb"}}}