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Uniform Reporting Format:
Activities Implemented Jointly Under the Pilot Phase
List of
A. Description of project
1) Title of project: Mustamäe III/ESTIB, energy efficiency in 6 House Associations owned
2) Participants/actors:
Name of organisation(a):
Statens energimyndighet
Eesti Vabariigi Keskkonnaministeerium
Name of organisation (English):
Swedish National Energy Administration(*
Ministry of the Environment of the Republic of Estonia
Secretariat for Climate Policy and International Co-operation
International Relations Department
Acronym (English):
Function within activity:
Assigned by the Swedish Government for implementation including financing arrangements.
Estonian Climate responsible Organisation
Kungsgatan 43
Toompuiestee 24
Post code:
+46 16 544 20 00
+372 62 62 800
+46 16 544 22 64
+372 62 62 801
Contact person (for this activity):
First name, middle name:
Job title:
Head of section, Climate Investment Programme
Direct tel:
+46 16 544 20 72
+372 62 62 841
Direct fax:
+372 62 62 845
Direct E-mail:
(* From 1 January, 1998, the new Swedish National Energy Administration has taken over the responsibility
for the Programme for an Environmentally Adapted Energy System in the Baltic region and Eastern Europe
(EAES Programme) from NUTEK (Swedish National Board for Industrial and Technical Development).
Tallinna Linnavalitsus
Tallinn City Government
Mustamäe Linnaosa Valitsus
Project management
Tammsaare tee 135
+372-6-457 511
+372-6-457 577
Manager of housing department
+372-6-457 552
Name of organization(a):
Sihtasutus Regionaalsed Energiakeskused
ÅF International
Name of organization (English):
Regional Energy Centres in Estonia
Võru office
AF - International
Local reporter
Technical support
Liiva 12C
Stensjögatan 3
65602, Võru P.O., BOX 43
+372 78 282 30
+46-40-37 50 00
+372 78 282 31
+46-40-13 03 69
project leader
+46-40-37 50 97
a) Organisation includes: institutions, ministries, companies, non-governmental organisations, etc.
involved in the activity, i.e. research institutes associated with the project, auditors, government agency
closely following the activity.
3) Activity:
General description:
Mustamäe District of Tallinn was built in the 1960`s and 1970`s. There live about 80 000
persons in 20 000 flats. The actual buildings are built in 1964-65. The framework is precast
concrete elements and walls are of plastered light weight concrete. The roof is flat and had many
leaks causing considerable energy losses. The buildings have one-pipe heating systems connected
with district heating. No regulation possibilities were available for incoming heating water or for
local needs inside the buildings. Ventilation consist of natural draught. This project consist of
six buildings, 610 flats and served by Housing Associations ( legal status when house is owned by
association, apartments are not privatised – previous cooperatively owned buildings).
Type of project:a)
energy efficiency
Location (exact, e.g. city, region,
Mustamäe district
Activity starting date:
24. September 1996 (Loan agreement)
In operation from:
September 1997
Expected activity ending date:
Loan expire date 15 March 2002
Stage of activity:b)
Lifetime of activity if different from ending date:c)
Expected technical lifetime is 15 years which means that the plant is expected to be in operation
till 2012.
Technical data:d)
Renovation and insulation of the roof, weather-stripping of windows, renovation of wall element
joints, insulation of gable sections, new entrances new substation including heat exchangers,
domestic hot water circulation, expansion tanks, main pipe control valves and balancing of the
heating system, radiator reduction valves in rooms next to the insulated parts, exchange of old and
leaking pipes including new insulation, and finally chemical cleaning of the house heating system.
Calculated energy savings: 2015 MWh/year
a) For example, using Intergovernmental Panel on Climate Change (IPCC) classification: energy efficiency;
renewable energy; fuel switching; forest preservation, restoration or reforestation; afforestation;
fugitive gas capture; industrial processes; solvents; agriculture; waste disposal or bunker fuels.
b) Circle the appropriate option.
c) Methodological work will be required to define lifetime of activities.
The lifetime criteria has been arranged in different groups depending on type of implemented activities.
This classification assumes a level of operation and maintenance which is normal
in western countries.
Lifetime of activity
Heat production plants (bio fuel)
25 years
New installation of all main equipment parts (fuel handling system, firing equipment and boiler)
and modernisation of secondary equipment.
15 years
Conversion of existing boiler but new installation fuel handling system and firing equipment.
Modernisation of secondary equipment.
10 years
Limited installation of new equipment (only one part of the three main parts, normally the firing
equipment). Modernisation of other equipment.
Heat distribution systems and sub-stations
Pre-fabricated pipes and installations using certified contractors and supervisor according to EN
norms and applicable district heating practise
Pre-fabricated pipes and installations without using certified contractors and supervisor
Modernisation of existing pipes.
Energy efficiency in buildings
Additional insulation roofs walls etc. with Scandinavian technology.
New installed heating systems.
Renovation and balancing of heating systems including thermostat valves.
Weather stripping windows, doors etc.
* if a combination of measures is done a reasonable lifetime for the project have to be calculated.
4) Cost (to the extent possible):
To the investment costs are referred the cost of the investment proper and the accumulated interest during
the grace period, generally 2 years.
The AIJ/JI cost items are the costs for:
Investment/instalment = the borrower's possible own financing of the investment, followed by the
borrower's repayment of the loan.
All costs in USD
ESTIB, Mustamäe
1. Loan/debt to STEM
2. Added costs
3.Technical assistance
4. Follow up
A. Sweden
5. Reporting costs
6. Administration
7. Difference in interest
8.Accum. costs for AIJ/JI
9.Total costs
1. Investment/Instalment
2. Estonia
2. Reporting costs
3. Other costs
4. Accum. costs for AIJ/JI
5. Total costs
5) Mutually agreed assessment procedures:
Ministry of the Environment of Estonia is a central Estonian authority responsible on reporting of
JI projects. This authority assigns a local institution, which is involved in to the evaluation of
the climate effects of this project and takes the main responsibility to continue measuring,
results collecting for JI-reporting.
a) Please ensure that detailed contact information for all organisations mentioned is reported under
section A.2 above.
B. Governmental acceptance, approval or endorsement
Bearing in mind that all activities implemented jointly under this pilot phase require prior acceptance,
approval or endorsement by the Governments of the Parties participating in these activities, which shall be
shown as follows:
(a) In the case of joint reporting, the report is submitted by the designated national authority of one
participating Party with the concurrence of all other participating Parties as evidenced by attached
letters issued by the relevant national authorities;
(b) In the case of separate reporting, the reports are submitted separately by the designated national
authority of each and every participating Party. Information will only be compiled once reports have been
received from all participating Parties.
1) For the activity:
* Subsequent reports:
Third report. First report was submitted 1997.
2) This report is a joint report:
Yes, Agreement with designated national authority was signed 1997.
Yes, Agreement with designated national authority was signed 1997.
Yes, Agreement with designated national authority was signed 1997.
3) General short comment by the government(s) if applicable:
cf. Annex II, section B
C. Compatibility with and supportiveness of national economic development and socio economic and
environment priorities and strategies
The project meets the following objectives in the Estonian Energy Law, Estonian National
Environmental Strategy, Estonian National Environmental Action Plan, Act on Sustainable Development
and the Long-term Development Plan for the Estonian Fuel and Energy Sector:
- efficient and sustainable use of energy resources;
- to increase the share of renewable energy sources in the primary energy demand from present 8% to
13% to the year 2010;
- to reduce the environmental damage arising from fuel and energy production, transport, conversion
and distribution;
- to create the reliable energy conservation system stimulating the implementation of energy
conservation measures by consumers;
- creation and usage of energy efficient technologies, fuel/energy consuming and diagnostic
- stimulation of environmental awareness and environmentally friendly consumption patterns;
- to attract foreign investments for projects which ensure better use natural resources as well as
environmental improvement;
- to develop co-operation between Baltic, Nordic and Central European countries
D. Benefits derived from the activities implemented jointly project
Whenever possible, quantitative information should be provided. Failing that, a qualitative description
should be given. If quantitative information becomes available, it could be submitted using the update(s).
(If the amount of quantitative information is too large, the source could be indicated.)
Describe environmental benefits in detail:
Annual emissions reduction:
Projected: 1999
650 ton CO2 987 ton CO2
2,5 ton SO2 3,8 ton SO2
0,9 ton NOx 1,4 ton NOx
Do quantitative data exist for evaluation of environmental benefits?
Describe social/cultural benefits in detail:
The inhabitants have become much more aware of environmental aspects. Inhabitants and neighbours
find that they can see "the light in the tunnel" - they have common positive issues to
discuss. This creates of course unity and identity. The process gives also as result
a form of self-identity and pride to take part in the evolution. Looking at the actors in the
process from local manager to architects, engineers, suppliers they receive an example how to act
commercially and at the same time keep the ethic in business.
Much better comfort thanks to a 2-30C higher inside temperature.
Do quantitative data exist for evaluation of social benefits?
Yes, some studies has been curried out
SEI case study
Energy Utilisation Conception for Tallinn, 1988
Describe economic benefits in detail:
Decreased energy consumption between 8-30 %. The experiences from this project encouraged the
actors to go further with new projects. For example the whole Mustamäe District will have new
substations in the end of the year 1997.
Do quantitative data exist for evaluation of economic benefits?
E. Calculation of the contribution of activities implemented jointly projects that bring about real,
measurable and long-term environmental benefits related to the mitigation of climate change that would not
have occurred in the absence of such activities
1) Estimated emissions without the activity (project baseline):
Description of the baseline or reference scenario, including methodologies applied:
Present data reflect emission reductions using status quo (emissions in the period before the conversion to
renewable fuel) for the baseline case. Calculations, according to the top-down method, for emissions from
different types of projects in the baseline case are being made. The changed calculation method will result
in a change in emission reduction.
The new data will be introduced as soon as available.
2) Estimated emissions with the activity:
Description of the scenario, including methodologies applied:
Emission reductions are calculated using the IPCC Guidelines, using the Carbon Emission Factor (CEF) for
different types of fuel, using actual system efficiency. For boiler conversion, the decrease in emissions
is calculated in relation to the amount of fossil fuel replaced (status quo).
For an energy efficiency project the decrease in emissions reflects the amount of fuel that is saved
through the project. In the case that the system uses renewable fuels, the reduction is calculated
comparing the amount of fossil fuels that was used before the conversion to renewable fuels.
Below comparison is based upon that the base-line scenario represents a status quo solution.
Fill in the following tables as applicable:
Summary table: Projected emission reductions:
Year 1
Year 2
Year 3
Year 4
Year 15
Planned energy saving MWh/year
A) Project baseline scenario
B) Project activity scenarioa)
C) Effect ( B-A )
D) Cumulative effect
a) Includes indirect GHG leakages.
Summary table: Actual emission reductions:
= 1997
= 1998
= 1999
Factual energy saving MWh per year
*Corrections for plausible increased indoor temperature have not been made.
F. Additionality to financial obligations of Parties included in Annex II to the Convention within the
framework of the financial mechanism as well as to current official development assistance flows
Please indicate all sources of project funding.
(For each source one line)
(US dollars)
Loan from NUTEK
Grant from NUTEK for technical assistance
G. Contribution to capacity building, transfer of environmentally sound technologies and know-how to
other Parties, particularly developing country Parties, to enable them to implement the provisions of the
Convention. In this process, the developed country Parties shall support the development and enhancement of
endogenous capacities and technologies of developing country Parties
Schematically, the transfer of knowledge involves the following activities over time:
i) Technology transfer through STEM technical specialist during the implementation of the project.
ii) Technology transfer through cooperation between foreign supplier and local partner
iii) Conferences, seminars, documentation and training.
iv) Stimulate "net-working" for the exchange of experience between plant owners with
similar problems, e g "bio-clubs"
Technology transfer has taken place through:
Knowledge in negotiations to foreign companies;
Knowledge in managing and planning of projects;
Transferring of environmental issues to the local parties;
Transferring of knowledge in operation and maintenance issue.
ii) Technology transfer through cooperation between foreign consultants, supplier and local
consultant and building constructor.
There were arranged seminars through close cooperation between STEM and Estonian partners:
iv) Activities have been supported by STEM to stimulate cooperation with local experts,
consultants, project owners to achieve two-way communication and to find respect for chosen
solutions from both sides.
The projects has been visited by specialist of other areas (incl. from Russia, Baltic Countries)
for exchange of experience.
Involving professional groups besides energy experts i. e. Architects, construction engineers, fire
security experts and so on to achieve optimal solutions and to secure other aspects such as
aesthetic view.
Endogenous capacity supported or enhanced:
(Name of organisation1)
Enhancement (ENH)
Mustamäe District Administra-
tion of City Tallinn
The local project leader has been an important person who continues the energy efficiency projects
in larger scale and informs other interested. The representatives for the House Associations have
become important references for others.
1) Please ensure that detailed contact information for all organisations listed is reported under section
A.2 above.
H. Additional comments, if any, including any practical experience gained or technical difficulties,
effects, impacts or other obstacles encountered
Fill in as appropriate:
The experiences gained at this project are once again underling the importance of adjusting and adapting
the measures in a building to what is required in that particular building rather than using standard
applications which might well result in the desired energy savings but at necessary high costs.
0ne of the lessons learnt is that it is important to have persons responsible for the adjustment of the
equipment for each building and that they have good understanding of the consequences of their actions.
A comparison of the data for the municipally owned and House Associations owned residential buildings shows
that the latter have managed energy consumption more efficiently than the former.
The value of the flats, when sold, are about 3 times higher than flats where no measures have yet been
The project has inspired other house owners to undertake measures.
At the end of year 1999 there was installed in the Vilde str. project building individual gas fired boiler
and the Association will not use more district heating service.
4) Impacts encountered:
The experiences from the project in the houses in Mustamäe have formed the basis for a renovation plan
for the entire building stock in the district, presented by the municipal authorities of Mustamäe for
the years 1995 – 2005 and have used in framing Development Plan of Housing Sector for Tallinn to the
year 2010 and in framing Development Plan of Estonia Housing Sector to the year 2010 ( Tallinn, 1999).
5) Other obstacles encountered:
Overcoming of psychological obstacles to change a lot of inhabitants mind to start implementation of energy
efficiency improvement measures. One thing is to state the need for energy saving, but another - to
implement measures.
Based on the experiences from projects, the Mustamäe District Council has elaborated guidelines for
measuring energy efficiency in 12 different types of residential buildings common in Estonia and the other
Baltic States.
Calculations of the volume of emissions of sulphur dioxide and nitrogen oxide in the section D are revised
and new emissions values are calculated according to the Regulation No. 33 of 17. March 1999 of the
Ministry of the Environment "The procedure and methods of determination of the volume of pollutants
from combustion plants to the air".
© 2014 United Nations Framework Convention on Climate Change


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Suprapubic Cystostomy
(Cystostomy, Suprapubic)
Suprapubic cystostomy is a procedure to help drain the bladder (organ that collects and holds urine). A tube called a catheter, which leads out of the lower abdomen, is inserted to drain the bladder.
|Bladder and Urethra (Female)
|Copyright © Nucleus Medical Media, Inc.
Reasons for Procedure
This procedure is done if you cannot urinate and a catheter cannot be passed through your urethra to help you urinate. The urethra is where urine passes out of the body from the bladder. Urine may not be able pass through the urethra due to:
- Narrowing of the urethra
Other blockage due to:
- Stones
- Inflammation
- Infection
- Injury
- Prostate disease (in men)
The procedure may also be done if you need to:
- Avoid damaging the urethra
- Have surgery on the urethra or nearby structures
- Have a catheter in your body long-term
Possible Complications
Problems from the procedure are rare, but all procedures have some risk. Your doctor will review potential problems, like:
- Damage to the bowel or other surrounding structures
- Need for a repeat procedure
- Infection
- Bleeding
- Blood clots
- Anesthesia reaction
Before your procedure, talk to your doctor about ways to manage factors that may increase your risk of complications such as:
Your risk of complications may also increase if you have:
- Bleeding disorders
- Taken medications that reduce blood clotting
- Had previous abdominal surgery
- Bladder cancer
What to Expect
Prior to Procedure
Your doctor may do the following:
- Physical exam
- Imaging, blood, and urine tests
- Talk about the anesthesia being used and the potential risks
Talk to your doctor about any medications, herbs, or supplements you are taking. You may be asked to stop taking some medications up to 1 week before the procedure.
In the days before the surgery:
- Arrange for a ride home from the hospital.
- You may need to avoid eating for 8 hours before the surgery.
- If instructed by your doctor, drink only clear liquids, such as water, clear juices, tea. You may be asked to drink extra fluids to fill the bladder.
Note: These steps may not be possible in an emergency situation.
Local anesthesia may be used with or without sedation. You will not have any pain during the procedure.
Description of the Procedure
After anesthesia has numbed the area, the doctor will locate the bladder using imaging tools such as ultrasound if needed. Next, a needle will be inserted through your lower abdomen and into your bladder. A wire or sheath will then be guided into the bladder to prepare the site for a catheter. A special catheter will be placed into the bladder. The catheter will be sutured in place. A balloon may be inflated to keep the catheter in place. Afterward, the opening made in the skin (called a stoma) will be covered with gauze.
How Long Will It Take?
10-45 minutes
How Much Will It Hurt?
Anesthesia will prevent pain during surgery. Pain and discomfort after the procedure can be managed with medications.
Average Hospital Stay
You will either stay in the hospital overnight or go home the same day.
Post-procedure Care
At the Hospital
The hospital staff will:
- Monitor your recovery
- Help you to eat and move around again
- Give you pain medication
- Teach you how to care for your catheter
During your stay, the hospital staff will take steps to reduce your chance of infection such as:
- Washing their hands
- Wearing gloves or masks
- Keeping your incisions covered
There are also steps you can take to reduce your chances of infection such as:
- Washing your hands often and reminding visitors and healthcare providers to do the same
- Reminding your healthcare providers to wear gloves or masks
- Not allowing others to touch your incisions
At Home
You will have to restrict your activities while you recover. Follow instructions on cleaning the stoma. It will help prevent infection. The hospital staff will teach you how to change the catheter and collection bag. Follow your doctor's instructions.
Call Your Doctor
After you leave the hospital, call your doctor if any of the following occur:
- Pain or cramps
- Redness or soreness around the catheter site
- Catheter fails to drain
- Catheter falls outs
- Changes in frequency, odor, appearance, or volume of urine
- Signs of infection, including fever or chills
- Bloody urine
If you think you have an emergency, call for medical help right away.
National Institute of Diabetes and Digestive and Kidney Diseases
Urology Care Foundation
Canadian Urological Association
Health Canada
Aguilera PA, Choi T, et al. Ultrasound-guided suprapubic cystostomy catheter placement in the emergency department. J Emerg Med. 2004;26(3):319-321.
Revision Information
- Reviewer: EBSCO Medical Review Board Adrienne Carmack, MD
- Review Date: 03/2017
- Update Date: 04/29/2014

subset: commoncrawl


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LGBT Call For Entries New Media Film Festival
SUBMIT ABOVE FOR 6th Annual New Media Film Festival LGBT
LGBT - Lesbian, Bi, Gay Transgender stories. We honor stories worth telling. In this category the stories happen to have same sex couples, bi, or transgender people/roles/actors.
Each submission is considered for Screening, Competition ($45,000.00 in Awards) and/or Distribution
By Submitting, you have read and agree to the terms in the link below:
Sorry no Refunds.
6TH ANNUAL NEW MEDIA FILM FESTIVAL June 9 & 10 2015 at The Landmark Los Angeles CA
New Media Film Festival: The Best in New Media-What's New, What's Next...Honoring Stories Worth Telling in all media that are innovative, imaginative and inspirational. Stories that can make you laugh, cry, think & go beyond the ordinary.
New Media Film Festival intersects the interactivity of new technologies & formats for Media & Cinema which exemplify the power of the cinematic arts to inspire and transform. A festival where we Honor Stories Worth Telling that are created by people of All Ages-All Cultures-All Media.
SUBMIT: For Screening, Distribution & Competition ($45k in awards) opportunities.
IMDB qualifying
Judging by Pixar, Fox, The Caucus & other Industry Leaders,
20 Categories - 3D, Animation, Apps, Digital Comics, Documentary, Feature, LGBT, Machinima, Made on Mobile/Tablet, Music Video, New Media, Pilot, Scripts, Shorts, Shot on RED, Sniplers – 30 second pitch, SRC- Socially Responsible Content, STEAM-Science, Technology, Engineering, Art, Math, Trailers, Web Series
ATTEND: Join filmmakers from around the World; hear industry leaders, network with distributors and funders. Enjoy the Opening Night, Networking Lounge- Screenings, Panels, Q & A's, Closing Night and Award Ceremony and Red Carpet Press Junket. International & Affordable
"Makes the cutting edge accessible."- Huffington Post
"Worth the entry fee." – Movie Maker Magazine
FREE 3D channel on NVidia https://www.3dvisionlive.com/category/channel/new-media-film-festival
Donate every year to non profits and students: LA High School #9, LA Film School Students, weSPARK, Unemployment Fund, The Madrone Project!, GATE, Save The Whales, EyeCare4kids and more.
FREE International Art Exhibit, Art On Wall category & New Media Marketing Table, Networking Lounge
Our Founder/Director – Susan Johnston is an Award Winning Producer and is a Global Speaker on New Media, Social Media & Incremental Monetization in the Digital Space. www.NewMediaFilmFestival.com
In order to purchase these tickets in installments, you'll need an Eventbrite account. Log in or sign up for a free account to continue.


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Meningitis UK
Meningitis UK aims to increase the understanding of the disease through our ongoing awareness programme. We also fund a number of pioneering vaccine development research projects across the UK to find a vaccine to eradicate the disease. If you require any further information about meningitis or the work that we do, please do not hesitate to contact us.
Meningitis UK is the working name of Spencer Dayman Meningitis UK, registered charity no. 1076774
Address: 25 Cleeve Wood Road, Downend, Bristol, BS16 2SF
Email: firstname.lastname@example.com
Web: www.meningitisuk.org


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Talking to Your Doctor About Eczema (Atopic Dermatitis)
You have a unique medical history. Therefore, it is essential to talk with your doctor about your personal risk factors and/or experience with eczema. By talking openly and regularly with your doctor, you can take an active role in your care.
Here are some tips that will make it easier for you to talk to your doctor:
- Bring someone else with you. It helps to have another person hear what is said and think of questions to ask.
- Write out your questions ahead of time, so you don't forget them.
- Write down the answers you get, and make sure you understand what you are hearing. Ask for clarification, if necessary.
- Don't be afraid to ask your questions or ask where you can find more information about what you are discussing. You have a right to know.
- Why do I have eczema?
- What caused the condition?
- Does eczema have anything to do with my hay fever, asthma, or allergies?
- Am I doing anything that makes it worse?
- Does stress play a role in eczema?
- Based on my symptoms and family and medical history, am I at risk for developing eczema?
- Are my children at risk for developing eczema?
- What treatment options are available to me?
- How much improvement can I expect from this treatment?
- What side effects should I watch for?
- What can I do to alleviate the itching (or other symptoms)?
- How will we know if the treatment is working?
- How will we know if I need to consult with another or a different specialist?
- What type of lifestyle changes should I make to prevent another eczema outbreak?
- Will I still be able to exercise? Are there any precautions I should take during exercise?
- What is the prognosis of my case? What can I expect in the future?
- Is it likely that eczema will recur?
- Will it get worse?
Atopic dermatitis. EBSCO DynaMed Plus website. Available at: http://www.dynamed.com/topics/dmp~AN~T115212/Atopic-dermatitis. Updated June 1, 2016. Accessed October 4, 2016.
Revision Information
- Reviewer: Michael Woods, MD
- Review Date: 12/2014
- Update Date: 12/20/2014


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Furniture Refinishing in Moraga, CA
Furniture refinishing services in Moraga, CA can transform the overall look of the furniture in your home for the better, so you will therefore want to take the time to look into them before making a final decision. You can hire professionals to completely refinish your desk, chair, or any other pieces that are starting to fade and lose the shine they once had. If you want to be proud of the way your furniture looks again, it is incredibly important that you hire one of our Moraga furniture restoration professionals to render these services for your immediately.
Avg Costs for Furniture Refinishing
Min Cost
Max Cost
Avg Cost
$653.67 - $904.99
Find the Best Quality Furniture Refinishing - Moraga, CA
Those who pay for Moraga furniture refinishing services will be able to keep their pieces looking good over the years so that buying new furniture isn't as necessary. Over time all wood furniture starts to fade and look less aesthetically pleasing, but you can change that by having one of our professionals refinish some of your pieces at home. No matter how faded your furniture is looking, you can count on our Moraga furniture refinishing professionals can reverse the effects of aging by giving it a brand new finish. It is important that you choose the right type of finish for your furniture so it doesn't clash with the rest of your home at all.


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Rigged-Benchmark Probes Proliferate From Singapore to UK
(Corrects to show Neste received request for information in oil probe.)
The probe of Libor manipulation is proving to be the tip of the iceberg as inquiries into assets from derivatives to foreign exchange show that if there's a chance to rig benchmark rates in world markets, someone is usually willing to try.
Singapore's monetary authority last week censured 20 banks for attempting to fix interest rate levels in the island state and ordered them to set aside as much as $9.6 billion. Britain's markets regulator is looking into the $4.7 trillion-a-day currency market after Bloomberg News reported that traders have manipulated key rates for more than a decade, citing five dealers.
"It's happened time and again: all of these markets have been influenced by major market-makers, which is a polite way of saying they've been rigged," Charles Geisst, a finance professor at Manhattan College in Riverdale, New York, said in a telephone interview.
While the indexes under scrutiny are little known to the public, their influence extends to trillions of dollars in securities and derivatives. Barclays Plc (BARC), UBS AG and Royal Bank of Scotland Group Plc have been fined about $2.5 billion in the past year for distorting the London interbank offered rate, which is tied to $300 trillion worth of securities. Regulators are also probing ISDAfix, a measure used in the $370 trillion interest-rate swaps market, as well as how some oil products prices are set.
Broadening Inquiries
Inquiries are broadening into the transparency of benchmarks whose levels can be determined by the same people whose income they affect. In the case of Libor, traders who stood to profit worked with bank employees responsible for submissions for the benchmark to rig the price, according to the U.K. Financial Services Authority.
The International Organization of Securities Commissions, or Iosco, a Madrid-based group that harmonizes market rules, identified a set of benchmarks in a January report that could impair the global economy if they were found to be prone to manipulation. Along with Libor, ISDAfix and energy market prices, Iosco flagged measures used in markets for overnight lending and repurchases, equities, bonds and alternative investments such as hedge funds.
Iosco may propose final guidelines as soon as next month for improving transparency and oversight of benchmarks, including the WM/Reuters rates used in the foreign-exchange market, the subject of last week's Bloomberg story, people familiar with the matter who asked not to be named because the talks aren't finalized said last week.
Taking Risks
"Many bankers continue to behave as they did prior to the financial crisis," said Mark Williams, a finance professor at Boston University who wrote "Uncontrolled Risk," a book on the rise and collapse of Lehman Brothers Holdings Inc. "Banks and their regulators have to cap bank risk-taking behavior before meaningful change can occur. This is a global problem and not isolated to a few big banks. It's very troubling."
Distortions are being found in areas of Wall Street that are beyond the scope of initiatives to rein in excesses such as those that led to the 2008 financial crisis. Spot foreign-exchange transactions, for example, fall outside the European Union's Markets in Financial Instruments Directive, or Mifid, which requires dealers take all reasonable steps to protect client interests. They're also exempt from the Dodd-Frank Act, which seeks to regulate derivatives in the U.S.
Foreign Exchange
The U.K. Financial Conduct Authority, which oversees markets and prosecutes financial crime, is looking into possible manipulation in foreign exchange after being contacted by a money manager in March. The currency market, the biggest in the financial system, is one of the least regulated because transactions occur away from exchanges.
Distortions in foreign exchange markets have the potential to affect the buying power of consumers while manipulation of interest rate benchmarks could raise the price of homes, cars or any product purchased with borrowed money.
In the U.S., the Commodity Futures Trading Commission is reading through 1 million e-mails and instant messages from traders at the world's largest 15 banks and broker ICAP Plc (IAP) for evidence in the ISDAfix rate, which is used to value interest-rate swaps trades.
ICAP Chief Executive Officer Michael Spencer said last month that the company's investigations have turned up no wrongdoing.
The $633 trillion over-the-counter derivatives market, which complicated efforts to resolve the financial crisis, is being regulated for the first time in its 30-year history by the Dodd-Frank Act in the U.S. and European Commission rules.
Libor Probe
The probes into financial benchmarks began with Libor, which helps sets rates on securities, loans and even home mortgages. While UBS, Royal Bank of Scotland and Barclays have paid fines, that investigation by U.S. and U.K. regulators is ongoing.
"Regulators are frequently reactive, they are busy with business as usual, and do not go looking for possible violations unless something happens, such as the press calling attention," said Jay Ritter, a finance professor at the University of Florida. "Once an issue gets raised in the court of public opinion, however, then regulators are alert for related activities that they otherwise wouldn't be paying attention to."
The European Commission said in May it was investigating Royal Dutch Shell Plc, BP Plc and Statoil ASA, three of Europe's biggest oil explorers, over potential manipulation of Brent Crude, which helps set prices in the $3.4 trillion-a-year global oil market. Neste Oil Oyj (NES1V), Finland's only refiner, was asked to provide information regarding the probe.
Crude Products
Platts, a data-pricing service owned by McGraw Hill Financial Inc. (MHFI), also is a target in the inquiry. The probe, which extends to undisclosed crude-derived products and biofuels, shows how some energy markets lack the transparency of stocks and U.S. corporate bonds. Royal Dutch, BP, Statoil, Neste and Platts have said they are cooperating. Neste said it's not under investigation.
Bloomberg LP, the parent of Bloomberg News, competes globally with Thomson Reuters Corp., Icap, Platts and others by providing financial news, information and trading, including in foreign-exchange, interest-rate and energy markets.
Last week, the Monetary Authority of Singapore said ING Groep NV, Royal Bank of Scotland and UBS were among 20 banks at which 133 traders tried to manipulate the Singapore interbank offered rate, swap offered rates and currency benchmarks in the city-state, after reviewing the period from 2007 to 2011. The regulator will make rigging key rates a criminal offense and bring supervision under its oversight.
Benchmarks such as Sibor and Libor are calculated by asking firms to estimate how much it would cost to borrow from each other for different periods and in different currencies. ISDAfix is created in much the same way, by averaging bank submissions rather that actual trade data.
Estimate Survey
Singapore will be among the first countries to start using actual transactions rather than the survey of estimates in calculating benchmark rates.
"For the public on the outside who keeps reading about this stuff, it can be pretty unsettling," said Manhattan College's Geisst. "Every time something pops up it adds to the public disillusionment, which is pretty high right now."
To contact the reporter on this story: Matthew Leising in New York at email@example.com.
To contact the editor responsible for this story: Alan Goldstein at email@example.com.


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This is the remote operated submarine that sends live video to an iPad from 100' underwater. Ideal for viewing marine life or inspecting a boat below the waterline, the sub is tethered to its receiver on deck with a 100' video cable. Communicating with the receiver using Wi-Fi, an app installed onto an iPad or laptop remotely controls the sub's electric thrust and lift propellers for forward/backward (5 kts forward; 1 kt reverse), left/right, and up/down movement. A virtual dashboard (an iPad's motion sensors can also steer the sub) includes a joystick, camera controls, and displays depth, heading, battery level, and temperature data received from the sub's built-in sensors. Its marine-grade, hydrodynamic ABS housing provides a watertight seal to protect the included HD video camera, which captures 1280 x 720 resolution footage (1280 x 800 for still images). Auto and manual focus control combined with the camera's built-in timer allows you to take pictures at intervals while you steer the sub into optimal position. An array of eight adjustable-intensity LEDs illuminate underwater features. Videos are stored onto the sub's built-in 32GB memory while still images are stored directly onto an iPad or laptop (included software transfers videos to an iPad or laptop once the sub is topside). Includes five plastic bobbers to facilitate the tether's buoyancy. Operates for up to two hours from a 16-hour charge of its battery. Special conditions and guarantee limitations apply. 19" L x 14 1/2" W x 7" H. (19 lbs.)
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|Adventure . Action . Science Fiction . Fantasy . Drama
As Darla goes through a difficult labour, Holtz pursues Angel.
|Episode Title:
|2001-11-19 at
Angel is more straight-ahead action than Buffy, but it is a spin-off that twirls terrificly. Plunked behind Buffy, it completes the most joyously entertaining two hours on television. [5 Oct 1999, p.E01]Philadelphia Inquirer Full Review
Boreanaz oozes the perfect mixture of angst and irony. He's darkly foreboding when necessary, and then slips into the glib, smart humor that's the hallmark of the Buffy franchise. [5 Oct 1999, p.1E]Miami Herald Full Review
In the pilot, at least, Whedon manages to capture some of the same "Buffy" sensibility -- a rare combination of sexual energy, irony, intelligence, hot bodies, cool moves, action, menace and comic relief. The challenge is to sustain that tricky tone for a full season. [5 Oct 1999, p.1E]Baltimore Sun Full Review
Angel turns out to be as nimble, in its own way, as "Buffy" itself, and Boreanaz a revelation. It helps matters that Whedon has said his primary focus this year will be on the progeny, not the parent. [4 Oct 1999, p.1]Chicago Tribune Full Review
The good news is that the folks behind "Buffy" -- notably writer-creator Joss Whedon -- have come along for this new chapter in a vampire's life and, at least for the first episode, have brought their wit, style and keen sense of pop culture with them. [4 Oct 1999, p.1C]San Jose Mercury News/Contra Costa Times Full Review
Some weeks, the series works beautifully, moving along like the otherworldly detective show it's meant to be. ... But other times Angel can tip too far into jokiness—or, worse, come off like a supernatural version of hollow USA Network shows such as Silk Stalkings.Entertainment Weekly Full Review
Angel abounds in the kinds of frills, luxuries and extras that make it a cheerfully guilty pleasure--and also, on occasion, a very bloody mess. [5 Oct 1999, p.C01]Washington Post Full Review
Darker and more adult than the campy Buffy, Angel works like a detective series with supernatural overtones: Raymond Chandler meets The X-Files. [5 Oct 1999, p.E1]Orlando Sentinel Full Review
Angel the WB's new child of "Buffy," is no ordinary spinoff, and it has the potential to become a witty hour of unearthly allegory in its own right. If it can maintain a sense of humor about itself, Angel, which stars David Boreanaz as Buffy's brooding former beau, may become one of those rare spinoffs that isn't merely a flat-out cash-in. [5 Oct 1999, p.D1]Boston Globe Full Review
In Angel, both Angel and Cordelia are far more appealing than they were in Buffy. [5 Oct 1999, p.1D]Arizona Republic Full Review
Not only does Angel make sense as an extension of the "Buffy" mythology, it makes Angel seem more alive than he's been in about, oh, 240 yearsSalon Full Review
Angel upholds Whedon's spellbinding "Buffy" mantle and expands it, taking his surprisingly mature and witty view of life among the supernatural into an adult realm. [5 Oct 1999, p.B27]Newsday Full Review
Given that there's no earthly reason for Angel besides the sex appeal of David Boreanaz, it looks like a pretty good show.People Weekly Full Review
At heart, Angel is another Whedon treatise on the need to accept responsibility and to move past atonement to engagement. But Whedon never overemphasizes his deeper meanings, and neither should we. [5 Oct 1999, p.1D]USA Today Full Review
Besides its hulking, gloomy lead and self-absorbed-as-ever foil Cordelia, Angel also borrows Buffy's stylish thrills and its flashes of humor, sharp and surprising as teeth on your neck in a dark alley. Here's hoping it ultimately infuses more originality into the dynastic bloodline as well.Time Full Review
As good a couple as he and Sarah Michelle Gellar made, Boreanaz was too boxed in by the "Buffy" love story. The actor, formerly tagged by some as just another pretty face, is given much more to do here and proves that he can handle the load. [4 Oct 1999, p.4]Variety Full Review
This first episode won't grab new viewers by the throat either, although it does reveal David Boreanaz's immense attraction as the brooding, hunky, laconic vampire. [5 Oct 1999, p.E7]The New York Times Full Review
The first episode of Angel is exciting and enticing. [5 Oct 1999, p.74]New York Daily News Full Review
Weighed down by an uncertain design, the rookie series certainly is off to a rocky start. [5 Oct 1999, p.2E]Cleveland Plain Dealer Full Review
The premiere of Angel suggests this is a fairly grim and humorless series, though perhaps not entirely predictable. With no Buffy to offset the intensely glowering and eternally brooding Angel (David Boreanaz), the former love of her life, the spinoff becomes a sort of "Touched By a Vampire," a show in danger of taking itself far too seriously and the audience far too lightly. [4 Oct 1999]The Hollywood Reporter Full Review


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T-Adapter for 9.25, 11 & 14" EdgeHD optical tubes. It threads onto the rear cell.
This T-Adapter allows you to attach your 35mm DSLR camera to the prime focus of your EdgeHD telescope. This arrangement is used for terrestrial photography and short exposure lunar and planetary photography. It can also be used for long exposure deep-sky photography when using a separate guidescope.
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James Franco and Chris O'Dowd star in the Broadway revival of John Steinbeck's classic.
James Franco, Chris O'Dowd, and Leighton Meester made their Broadway debuts on April 16, 2014 when the new revival of John Steinbeck's Of Mice and Men celebrated its official opening night. Click for photos of the festivities!
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Blizzard QA (My views are my own and not Blizzard's)
- AoE/Knockback Dark of the Night adds (this will basically apply to every strat if you're Demo)
- DPS Terrors (normal single target rotation but being aware of the need to knockback any close Unstable Sha's) and burst AoE the Fright Spawns down (because I'm lazy I just stay with GoSup but if you're just learning the fight and are tight on DPS on the Fright Spawns you should use GoServ). As far as what I do to Fright Spawns: a) 2xHoG, b) Felstorm (Wrathstorm if GoSup), c) Hellfire if low on Fury from killing Terror (will generally be the first and 3rd Terrors that this will happen as we burst them down) or Immo Aura + Harvest Life in Meta form.
- Since I'm also getting Symbiosis I have a macro to put up Rejuv on Tsulong with the breath buff so I do that every breath on top of killing Terrors/Fright Spawns
- In second day phase I transition off the Terrors/Frights after the 2nd Terror/Frights are killed and swap over to CCing and killing Unstable Sha's (this is when our hybrids transition off and heal Tsulong to finish off the encounter.
- Things of note: Use of Demonic Leap is amazing on this fight to get to a new beam/to Dark of the Night adds/etc...
Latest Tsulong kill: http://www.worldoflogs.com/reports/r...?s=8234&e=8713
Lei Shi: Again it depends if you are the stacker or if you just get to DPS - for the most part I just get to DPS (couple of times I've had to be the stacker, QQ). But since I mostly just get to go mongo on the boss....
- Normal starting rotation should be the same, nothing special outside of having to get inside the shroud.
- Try to make sure you keep a respectable (~700) Fury for when one of her special abilities is about to happen (this is mostly in case of a Get Away you can go right into Meta and burn through your Fury for 4% without it impacting your DPS). Obviously if it's Hide once you pop her out, you go into Meta rotation.
- How I best utilize Demo to get her out of Hide quickly: I go with MF for this encounter as you can basically cover one whole quarter of the platform on your own. Once Lei Shi is found I leap over to it and use a Goblin Dragon Gun on her to break the hide very fast.
- Transition phases (80, 60, 40, 20) I am full time on CC duty for the adds; Banish/Fear/Shadowfury/Knockbacks with light DPS on the Protector we are killing. It's more important to ensure the adds are CC'd than it is to lay your full attention on the kill target.
- As Demo you have an insane amount of CD's to keep yourself alive/help out the healers on Get Away - I personally will spec into Dark Regen and Sac Pact and will just use them on CD for each Get Away and take 0 damage, less strain on healers is less strain .
Latest Lei Shi kill: http://www.worldoflogs.com/reports/r...=10809&e=11202
Week before: http://www.worldoflogs.com/reports/r...?s=1811&e=2215
I probably have some other ones that I just can't find/are set private for whatever reason that I didn't log but those are fairly representative of the idea behind it.
Overall those tips may/may not actually help you but that's what I do for my raids strat and it works out pretty well. Usually one of the top ranged on Lei Shi (for it being a fairly hellacious fight for casters, usually end up ~8th or so) and will generally find myself topping damage on Tsulong (more specifically damage on Fright Spawns and Terrors since our burst damage is just that good for that assignment).
The latest Lei Shi kill isn't very representative of what I said because we had our high stack drop off so damage got shut down pretty well
Last edited by Woz; 2013-01-13 at 04:24 AM.
Retired World's Best Warlock.
I've been waiting for this thread to be updated/redone for a long long time, so much so infact - ive made a forum account!.. Big fan of watching you on twitch, and learning any tricks of the trade i could see. Same goes to you evrelia and all you've contributed!
Like i always like to say to people when they ask about specs...you play the class, not the spec ...but everyone has there style of play, and personally i love demonology , and hope it comes closer to affliction in 5.2.
How do you guys feel about the specs going into 5.2? reckon they will be more in line? with more REAL choices to make in talents. They seem to be patching our class in a way with the tier bonus's in mind for the new tier.
dusted my old lock of (haven't played since 4.3) and I am trying out demo.
i'm getting the rotation down good, but not good enough to my opinion, i'm just struggling a bit with the opener which is a bit unclear :/ .
I'm doing it as follows for now:
- SB precast
- Meta+Doom ( & Felstorm/wrathstorm)
- Corruption
- hand of guldan
- Swarm imps
- then keep it all up to full 900 ish fury (& double dot HoG) --> pop Demon soul (+ trinket) & PEWPEW.
is this about right?
Pre-SB, HoG, Corr, Elements (if your group needs it), Imps, GoServ, HoG, DS+Meta, Doom, ToC spam. Once you're out of Fury, drop Meta, Soulfire once, HoG, and Meta again. You'll have about 90% uptime on Meta during DS, and your burst will rival Arcane Mages.
Provided you have at least 3036 haste (Doom breakpoint), you can fit those 3 1/2 globals between the two HoGs and still get a 2 stack. Don't knock it until you try it.
For a straight up patchwerk style fight with zero movement, you should aim to (as you correctly stated):
A) Always have enough fury to fuel a full DS burn phase.
B) Never cap your fury.
Outside of this it is a matter of making the most of your remaning 'excess' fury. Generally this means stacking meta uptime with any trinkets/procs - much as you would use shards for haunts as affliction. As a general rule of thumb when learning an encounter I tend to stick roughly to:
Lots of procs up and more than 20-30 sec until I plan to use cooldowns? - burn fury.
Either no procs up OR less than 20-30 sec until cooldowns - pool fury.
With Imps CD you can enter a DS with less than 750 fury. Spending a little time on dummies is a great way to practice fury management with no other distractions. Obviously there are plenty of other reasons you should use fury in other ways on different fights. To name a few - movement, +damage buffs, 'stuff must die now'.
Then there is also HoG buffing with the metamorphosis damage modifier to consider as has already been mentioned in this thread.
Blizzard QA (My views are my own and not Blizzard's)
Just need some practice practice on dummies!
Is the general verdict for challenge modes as demo to reforge for haste? I'm wanting to get into them as demo but don't have a clue what to prioritize or if I should just go off of the pre-raid gear in SimC.
Blizzard QA (My views are my own and not Blizzard's)
Cool, thanks for the help guys. I'm gonna mess around with it a bit, probably end up just gemming for haste with supremacy and harvest life, switching out for service depending on the instance's AoE packs, somewhat worried about boss damage since I don't want to be carried(switching specs on fights with no RP before the pull sounds skeptical) on single target but will have to see how it goes.
Last edited by Kink; 2013-01-16 at 06:55 PM.
Blizzard QA (My views are my own and not Blizzard's)
I have a quick question regarding cooldown management both with and without the 4-piece set bonus. I have an orc lock who has the Flashfrozen Resin Globule still and has yet to get the 4-piece bonus. Obviously, I typically use all of my cooldowns at the beginning of a fight, but my question is about using them again later on in the encounter. My cooldown for imp swarm is slightly shorter than the cooldown for Dark Soul: Knowledge and Blood Fury, which are all shorter than the cooldown for the Flashfrozen Resin Globule. So my question is: should I wait for the trinket to come off cooldown before using my other cooldowns again or should I just use Imp Swarm, Blood Fury, and Dark Soul: Knowledge together and manage the cooldown from the trinket independently? Also, how does the 4-piece setbonus come into play where all of my cooldowns are going to have significantly different reset times? Thanks in advance for any advice you have.
Question about having Demo as offspec.
It's better to stay at 4717 haste cap (main is aff, sadly >_<) in order to respec without reforging or not?


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thrive Kind & Gentle 100% Dog Treats are tasty, freeze-dried morsels which have been developed with sensitive digestions in mind. Ideal for training or just an occasional treat when out walking. Great at keeping your dog focused.
100% Chicken Breast / Chicken Liver / Fish Fillet.
Chicken Breast
Chicken Liver
White Fish
|Size of dog
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|7 - 10
|11 - 15
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Buy and drive worry free! Own this CARFAX 1-Owner and Buyback Guarantee Qualified CR-V today, worry free! Warranty included! A Factory Warranty is included with this vehicle. Contact us today for more information. Extremely low miles! Get the best value from your vehicle purchase. This 2016 boasts an extremely low 22061 miles! Loaded with value! Comes equipped with: Air Conditioning, Heated Seats, Sunroof, Bluetooth, Navigation System, Front Heated Seats. This Honda CR-V also includes Power Driver's Seat, Clock, Climate Control, Tachometer, Dual Zone Climate Control, Digital Info Center, Cruise Control, Privacy Glass/Tinted Windows, Tilt Steering Wheel, Power Steering, Roof Rack, Telescoping Steering Wheel, Power Windows, Steering Radio Controls, Power Locks, Power Mirrors, Moonroof, Lthr. Steering Wheel, Driver Airbag, ABS Brakes, Fog Lights, Passenger Airbag, Traction Control, Intermittent Wipers, Side Airbags, Keyless Entry, Rear Defogger, Security System, AM/FM, CD Player, Subwoofer, Satellite Radio, Sport Seats, Rear Wipers, Center Arm Rest, Cup Holders, Remote Fuel Door, Vanity Mirrors, Center Console, Heated Mirrors, Child Proof Door Locks, Daytime Running Lights, Reverse Camera, Side Curtain Airbags, Roll Stability Control, Rear-Side Airbags, Tire Pressure Monitor, Premium Wheels, Premium Sound, Luxury Seats, 12v Power Outlet, Carpeted Floor Mats, Overhead Console, Aux. Audio Input, Premium Alloy Wheels, HD Radio, USB Port, Voice Control, Power Brakes.
Price may exclude tax, title, tags, governmental fees, any emissions testing charges and any finance charges (if applicable). Unless otherwise stated separately in the vehicle details, price does not include documentation, processing, administrative, closing or similar fees. Current mileage may vary due to test drives and vehicle relocation.


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Breastfeeding Café
Mothers are encouraged to bring their babies on Wednesday mornings, 11:00am-12:00pm, to Crittenton Hospital's classroom 2E, located in the North building. No registration required. FREE.
This group meets weekly with a certified Lactation Consultant to discuss common breastfeeding concerns, answer your specific questions, and meet with other mothers that are experiencing the same things. This informal meeting is not a class or an individual consultation; however, the Lactation Consultant will provide you with support and education. Individual consultations are available by appointment for a fee.
For more information, contact Laura Mulligan at 248-652-5919 or email@example.com.
North Classroom 2E (north elevators to 2nd floor)
1101 W. Univeristy
Rochester, MI
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Date: July 23, 2014
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5.0.0 / June 24, 2014
App Information Test Application w07
- App NameTest Application w07
- Package Namecom.abcmarket.w07testapk01
- UpdatedJune 24, 2014
- File Size15k
- Requires AndroidAndroid 1.0 and up
- Version5.0.0
- DeveloperAndroid Market test
- Installs10 - 50
- Price$2.50
- CategoryAction
- Developer
- Google Play Link
Android Market test Show More...
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**Devices WITHOUT root permissions and withAndroid >= 5.0 (Lollipop), can connect with this app but theyCANNOT view the WEP-WPA-WPA2****Devices WITHOUT root permissions and with Android < 5.0(Lollipop), CANNOT connect with this app and they CANNOT view theWEP-WPA-WPA2**Do you want to know if your Access Point is vulnerable at the WPSprotocol?Wifi Wps Wpa Tester is the app that you need!With this app, you can test the connection to AP with WPSPIN.PINs are calculated with many algorithms:-Zhao-TrendNet-Dlink-Dlink+1-Belkin(root)-FTE-xxx-TrendNet-Asus-AiroconRealtek-EasyBox Arcadyan-ArrisAnd others default PIN of MANY Access Point.Then NOT ALL AP ARE COMPATIBLE WITH THIS APP.App allows to do PINS BRUTEFORCE in a SMART WAY ( ONLY FOR ROOTEDDEVICES )Why SMART?Because, app will try 11000 PINs COMBINATIONS rather than10^8.In fact, AP tells to your device if the first 4 of 8 digits of WPSPIN, are correct and the last digit is a checksum of previous 7digits.NO OTHERS APP ( CLONE OF THIS APP ) CAN DO THIS.And, app allows to notify if WPS is in LOCK STATE ( ROOT AND NOROOT ).NO OTHERS APP ( CLONE OF THIS APP ) CAN DO THIS.WPS Lock state is a state when Access Point, for security reasons,does not allow no more PINs. THEN is USELESS to try othersPINs.App needs root permissions for devices with Android version <5.0 ( LOLLIPOP ).For devices with Android >= 5.0 you can test the PINs with thisapp and you can connect, BUT YOU CANNOT SEE WPA ( OR WEP ) PASSWORDWITHOUT ROOT PERMISSIONS.Use this app only with your own AP for do not go against thelaw.Privacy Policy :https://www.iubenda.com/privacy-policy/8000344
WordPress APK
WordPress for Android puts the power ofpublishing in your hands, making it easy to create and consumecontent. Write, edit, and publish posts to your site, check stats,and get inspired with great posts in the Reader. What's more? It'sopen source.WordPress for Android supports WordPress.com and self-hostedWordPress.org sites running WordPress 3.5 or higher.Visit the forums to get help with the app:http://android.forums.wordpress.org
Blog 0.0.1 APK
Our blog posts include experiment results ofonline marketing, how to articles, tools and tips for running yourbusiness, business ideas, online selling, entrepreneurship, startups, success stories, interviews and reviews of relevantbooks.You can visit the web version of our app:http://technotip.orgFeatures1. Has a list of 8 recent articles on the homepage and user cannavigate to older blog posts.2. Clear reading experience with bigger fonts on articlepage.3. Facility to bookmark the article and read later from bookmarkssection.4. Cache the recently viewed article for offline reading.5. List of pages.6. Search facility.7. List posts based on Category.8. List posts by author/contributor.9. Invite others to our app via Social Sharing Apps.Option to rate the app.10. Facility to directly share the posts and pages with others frominside the app via popular social sharing applications.
XPOSED IMEI Changer 1.7 APK
ROOT REQUIREDXPOSED FRAMEWORK REQUIREDIF You dont know What is XPOSED Framework then do not try thisapplication (it wont work)Hi Guys,I read about the Xposed framework in xda and other websites.somewebsites have really good tutorials about it.So what I understandis that we can modify a function and its return values using theXposed Framework.I have created and Xposed Module For Changing (MASKING) the IMEI Noof the PhoneChange Means How Other Application gets the IMEI No of the deviceusing below codeAs you all know,The Value is not permanent as it is an XposedModule :)XDA-Developers Threadhttp://forum.xda-developers.com/xposed/modules/xposed-imei-changer-t2847187Pro version :https://play.google.com/store/apps/details?id=com.vivek.imeichangerproStepsInstall appEnable module in xposed frameworkCome back to app and enter new valuePress ApplyGo to xposed moduleOpen framework pageDo a soft rebootOpen the appAnd you can see new valuecheck the value by dialing *#06#, you can see the new value
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Gangstar Vegas - mafia game 3.6.0m APK
Roll up on a dangerously fun, wildlyexpansive, and overwhelmingly rich trip to the City of Sin!Enjoy everything Vegas has to offer, from shooting up rival gangsand stealing cars to race down the strip, to pushing your luck atthe casino and customizing your threads. You can even take off intothe sky as you explore every inch of this criminal paradise.WELCOME TO OUTRAGEOUS LAS VEGAS√ Play as a mixed martial arts (MMA) fighting star whose dreams ofbecoming a Battle Royale champ clash with a world of theft, gangwars, zombies and more in a BLOCKBUSTER STORY MODE.√ Fight your way through 80 MISSIONS filled with action, autoraces, shooting and more. Use your skills and your brain to counterevery challenge they throw at you.√ Build up clans of criminals to strike from the shadows againstyour many enemies.ENDLESS SANDBOX FUN√ Explore a BIGGER CITY, 9x the size of the previous Gangstar game,for a ridiculously fleshed-out mobile world where you'll alwaysfind something new to do and thefts to commit.√ Perform awesome stunts with ragdoll effects that are as fun tosee succeed as they are to watch fail horribly, thanks to amazinguse of the HAVOK PHYSICS engine.√ Watch your name climb the Leaderboards as you overcome grandCHALLENGES including air, water and street auto races, MMA fights,FPS showdowns & more!√ Become Vegas's finest sniper by shooting it up in Carnage &Heist modes.√ Break the bank as you kill it in addictive CASINO GAMES. Theftisn't the only way to make the big bucks!RIDE ON THE WILD SIDE√ Access INSANE WEAPONS like Molotov cocktails, long-range sniperrifles, flamethrowers & an electric guitar! Choose the rightone to counter any threat.√ Stay mobile as you drive CRAZY VEHICLES including monster trucks,muscle cars, tanks & fighter jets. So strap in -- there's noauto-pilot for these dogs of war!√ UPGRADE YOUR SKILLS for more deft theft, sharper sniper strikes,and better race-car control.√ CUSTOMIZE YOUR GEAR and look like anything you wish: a mechanizedrobot, boxing champ, shambling zombie, etc.BEYOND THE MORTAL COIL√ Kill zombies, try boxing with robots, and even strike out againstthe shadow clans of HELL itself as your story takes you tounbelievable locations.THE STORY:In this third-person shooting game, you play as a rising MMAchampion. Framed by the mafia, you are supposed to throw your boutat the fighting event of the year. But when your opponent beats youto the punch and goes down first, famous gang lord Frank Veliano'sperfect plan goes down too. You have just become the most wantedman in the city. In a dog-eat-dog world where crime is everywhere,you will have to hold your gun tight to combat the wildest gangever!Welcome to Las Vegas, where fortunes are made and lives are lostwith a roll of the dice!For fans of FPS action, auto racing, driving (autos or tanks),robots, zombie clans, games with car theft, and free mobilegames.This game supports smartphones and tablets running Android 2.3 andup._____________________________________________Visit our official site at http://gmlft.co/website_ENCheck out the new blog at http://gmlft.co/centralDon't forget to follow us on social media:Facebook: http://gmlft.co/GVonFacebookTwitter: http://gmlft.co/SNS_TW_ENInstagram:http://gmlft.co/GVonInstagramYouTube:http://gmlft.co/GVonYoutubeForum: http://gmlft.co/GV_ForumPrivacy Policy: http://www.gameloft.com/en-gb/privacy-noticeTerms of Use: http://www.gameloft.com/en-gb/conditions-of-useEnd-User License Agreement:http://www.gameloft.com/en-gb/eula
Modern Combat 5: eSports FPS APK
War has evolved, and so has the best onlineFPS on mobile!Step onto the battlefield and answer the call with the title thatraised the bar for first person shooter games with its greatgraphics, high-powered guns and intense online multiplayer action.Create a squad from 9 classes, add your friends for team play andtest your skills in dynamic warfare against online rivals fromaround the world!Prefer to work alone? Then feel free to step into the thrillingsolo play campaign as you shoot your way through one dire situationafter another to save the world as you launch an attack against alunatic's apocalyptic plans.You won't find more first person shooter fun in a free gameanywhere!9 CLASSES WITH UNIQUE SKILLS> Customize and level up any of the 9 classes across solo playand team play modes.> Find the playstyle that suits you: Assault, Heavy, Recon,Sniper, Support, Bounty Hunter, Sapper, X1-Morph, orKommander.> Activate class-specific skills by earning and spending SkillPoints.HIGH-POWERED ONLINE MULTIPLAYER> Watch players engaged in live online FPS battles and eSportscompetitions with all the great graphics you expect in the newSpectator mode.> Epic guns-a-blazing team play in Squad vs. Squadmatches.> Talk to other players to plan your online multiplayerstrategies and coordinate an attack in the Global and SquadChats.> Top the individual and Squads leaderboards as you master youreSports skills.> Win free rewards and cool prizes in limited-time events.UNIFIED GAME PROGRESSION> Accumulate XP and level up by playing both solo play missionsand team play matches.> Unlock higher-tier guns and other weapons by masteringlower-tier guns.> Customize the perfect weapon using a host of attachments andjump straight into the free game action.INTENSE SOLO PLAY CAMPAIGN> Engage in fast-paced story missions where the call will takeyou from Tokyo to Venice for a variety of first person shooterchallenges.> Play the new Spec Ops missions for a real online FPSadrenaline rush.> Great graphics, music and voice performances perfectly adaptedfor a first person shooter game.HIGHLY CUSTOMIZABLE CONTROLS> Intuitive, highly customizable controls so you can play thegame just the way you want.> Modern Combat 5 supports HID game controllers. MOGA Pro isalso supported, in mode B (HID Mode).Modern Combat 5 requires an Internet connection.So if you're ready for the online FPS of your dreams, dive intothis unparalleled free game that takes online multiplayer to newheights. Perfect for anyone hungry for solo play first personshooter fun, or team play eSports competition._____________________________________________Visit our official site at http://gmlft.co/website_ENCheck out the new blog at http://gmlft.co/centralDon't forget to follow us on social media:Facebook: http://gmlft.co/FBMCGPTwitter: http://gmlft.co/twmcgpInstagram: http://gmlft.co/GL_SNS_IGYouTube: http://gmlft.co/ytmcgpForum: http://gmlft.co/MC5FRThis app allows you to purchase virtual items within the app andmay contain third-party advertisements that may redirect you to athird-party site.Terms of Use: http://www.gameloft.com/en/conditions-of-usePrivacy Policy: http://www.gameloft.com/en/privacy-noticeEnd-User License Agreement: http://www.gameloft.com/en/eula
Experience the over-the-top, visceral fightingof MORTAL KOMBAT X!Bring the power of next-gen gaming to your mobile and tablet devicewith this visually groundbreaking fighting and card collectiongame.Assemble an elite team of Mortal Kombat warriors and prove yourselfin the greatest fighting tournament on Earth.BRUTAL 3 v 3 KOMBATCreate your own team of Mortal Kombat fighters and lead them intobattle to earn experience, new special attacks, and powerfulartifacts.MASSIVE ROSTER OF FIGHTERSCollect Mortal Kombat veterans like Scorpion, Johnny Cage,Sub-Zero, Sonya, Kitana, Ermac, and many others. Discover thenewest additions to Mortal Kombat such as the insect-like D'Vorah,fiery Cassie Cage, bloodthirsty Kotal Khan, and the mysterious KungJin.JAW DROPPING X-RAYS AND FATALITIESMortal Kombat X brings its trademark Fatalities and X-Rays tomobile, with stunning graphics, these over the top moves punch youright in the guts.CHALLENGE OTHER PLAYERSCompete with other players in Faction Wars, an online competitivemode where players engage other player teams. Rank up in yourown Faction's leaderboard to earn weekly prizes.SUMMON ALLIES INTO BATTLEFind other players to be your Ally. Borrow a kombatant and strike adecisive blow against your enemies.UNLOCK REWARDS IN BOTH THE CONSOLE AND MOBILE GAMEPlay the game and unlock exclusive rewards for the console versionof Mortal Kombat X, including ultra rare characters like KlassicKitana and Injustice Scorpion. Playing the console version unlocksrewards in mobile as well.NOTICE:* Mortal Kombat X features high quality visuals. Performance is notoptimized on devices with less than 1GB RAM.** A minimum of 1.5 GB of free space is required on yourdevice.Content is generally suitable for ages 17 and up. Contains intenseviolence, blood, and gore.
Doodle Army 2 : Mini Militia APK
Experience intense multiplayer combat with upto 6 players online or 12 using local wi-fi. Train with the Sargeand sharpen your skills in offline Training, Co-op and Survivalmodes. Shoot a multitude of weapon types including the sniper,shotgun and flamethrower.Features explosive online and local multiplayer warfare! Intuitivedual stick shooting controls. Open world maps utilizing rocketboots for extended vertical flight. Zoom control, melee attacks anddual wield ability with modern and futuristic heavy duty weaponsand grenades. Play team based battles in this fun cartoon themedcross between Soldat and Halo.Doodle Army 2 Mini Militia aka DA2, based on the original stickmanshooter Doodle Army, was created based on player feedback andsuggestions. We love to hear your ideas so thank you and keep themcoming! Give a call out to Sarge from the in-game email link!Purchase the Pro Player Pack to get full access to dual wieldability, extra avatar customization items and online weapons suchas the rocket launcher, sniper rifle, laser, saw gun andmore!Note the alternative In App Purchase offer: Your use of theunlocked Pro Pack trial access is free of charge, per device, inexchange for safely using some of your device's resources (WiFi andvery limited cellular data), and only when you are not using yourdevice. You may turn this off anytime when logging out of yourAppsomniacs account. Please see our TOS for further information.http://www.appsomniacs.com/home/terms (section 3.3)
WWE Immortals APK
Take your favorite WWE Superstars out of thering and into the supernatural world of WWE IMMORTALS. WieldDEVASTATING POWERS to demolish opponents with innovativetouch-based combat from the makers of Injustice and Mortal Kombat.SUPERCHARGE YOUR ROSTER with spectacular signature moves, gear andsupport cards. Bring the pain during live BONE-CRUNCHING BATTLEStied to WWE events.FIGHTUse the touch screen mechanics of your mobile device to do epicbattle with your enemies in 3-on-3 combat. Swipe and tap to performcombos and build your power to pull off special attacks and useeach Superstars's customized superpower.MASSIVE ROSTERCollect and play as fantastical versions of your favorite WWESuperstars: Triple H, John Cena, The Undertaker, The Bella Twins,The Rock, Stone Cold, and many more. Each iconic Superstar comeswith unique variations, featuring special powers and moves.LEVEL UPBuild your move set, increase your powers, upgrade your characters,and conquer your competition. Constantly evolve your roster to fityour style of play and put your best Immortals forward as you takeon a series of combatants.ONLINE MULTIPLAYERTake on real opponents in Online Battles and compete againstplayers around the world in live, in-game events tied to the WWEand earn awesome rewards.AMAZING GRAPHICSDelivers best-in-class graphics on your phone or tablet, withcustom animations for every single WWE Superstar. Engage in battleacross multiple worlds, all tailored for each Superstar'salter-ego, fully rendered in 3D.
Injustice: Gods Among Us APK
Build an epic roster of DC super heroes andvillains and get ready for battle! INJUSTICE: GODS AMONG US is afree-to-play collectible card game where you build a roster ofcharacters, moves, powers, and gear and enter the arena intouch-based 3-on-3 action combat.FIGHTUse the touch screen mechanics of your mobile device to battle yourenemies in 3-on-3 action combat. Swipe and tap to perform combosand build your power to pull off special attacks and super movestaken straight from the console version of the game.LEVEL UPBuild your move set, increase your powers, upgrade your charactersand gear, and beat your competition. Constantly evolve your cardcollection to fit your style of play and put your best team forwardas you take on a series of DC super hero and villiancombatants.zONLINE MULTIPLAYERTake on real opponents in Online Multiplayer Battles. Competeagainst players worldwide on the leaderboards, and in tournamentsfilled with awesome rewards. Watch replays of your previousoffensive and defensive battles to hone your skills and your teamlineup. Lead your team to victory!MASSIVE ROSTERCollect and play as your favorite DC Comics icons: Superman,Batman, Wonder Woman, The Joker, Green Arrow, Flash, Bane, GreenLantern, Doomsday, and many others. With each alternate version ofthese iconic characters you get a new set of powers and moves, anda whole new fight!AMAZING GRAPHICSDelivers best-in-class graphics on your phone or tablet, withcustom animations for every single super hero and villain. Take thebattle to Arkham Asylum, the Batcave, The Watchtower, and othericonic locales from DC Comics, fully rendered in 3D.Please Note: INJUSTICE: GODS AMONG US is free to play, but itcontains items that can be purchased for real money.
GUNSHIP BATTLE: Helicopter 3D 2.6.10 APK
The world's most powerful combat helicoptersare at your fingertips.★★★ 70 million downloads!!! ★★★Become a helicopter pilot and engage in combat missions across theworld.Select from a variety of rotary and fixed-wing VTOL aircraft tocomplete your missions.『GUNSHIP BATTLE』 is a helicopter action game that combines stunning3D graphics with flight control simulation and engaging militaryscenarios to pull you into an immersive combat experience themoment you start the game.【 Features 】★ Enjoy controls optimized for 3D flight.★ Select from a wide range of helicopters, each with uniquecharacteristics.★ Arm your chopper with a variety of weapons and equipment.★ Complete missions in Episode mode inspired by real-lifeconflicts.★ Challenge yourself with the next mission or replay a custommission.★ Also optimized for tablet devices.If you enjoy FPS, shooting, or racing games, this is the perfectgame for you.You'll find yourself whirling through the skies across intensecrossfire."Fun and engrossing" - Pocketmeta"Perfectly suited for any action players out there" - Appzoom"Fans of the genre should try this game" - AppgamerThis game is free to play, but you can choose to pay real money forsome in-game items. Please note that some paid items may not berefundable depending on the type of item.----Find news on Facebook:https://www.facebook.com/gunshipbattle.en
MARVEL Contest of Champions 17.1.5 APK
Prepare for epic versus-fighting action withyour favorite Marvel Super Heroes & Super Villains in theultimate cosmic showdown! Spider-Man, Iron Man, Wolverine &more await your summons to battle! Assemble a team & begin yourquest to become the Ultimate Marvel Champion!WELCOME TO THE CONTEST:Captain America vs. Iron Man! Hulk vs. Wolverine! Spider-Man vs.Deadpool! The greatest battles in Marvel history are in your hands!The greedy Elder of the Universe known as The Collector hassummoned you to a brawl of epic proportions against a line-up ofvile villains including Thanos, Kang the Conqueror, and many more!Experience the ultimate free-to-play fighting game on your mobiledevice…Marvel Contest of Champions!SUIT UP WITH FRIENDS:• Team up with your friends and other Summoners to build thestrongest Alliance• Strategize with your alliance, help them keep their Champions inthe fight• Battle to the top in Alliance Events and take on Alliance QuestSeries together in specially designed quest maps to earn exclusiveAlliance rewards• Test your Alliance's mettle by battling it out with Alliancesfrom around the world in Alliance Wars!BUILD YOUR ULTIMATE TEAM OF CHAMPIONS:• Assemble a mighty team of heroes and villains (choosing Championssuch as: Iron Man, Hulk, Wolverine, Storm, Star-Lord, Gamora,Spider-Man, Deadpool, Magneto and Winter Soldier)• Embark on quests to defeat Kang and Thanos and face the challengeof a mysterious new super powerful cosmic competitor, ultimately toprevent the total destruction of The Marvel Universe• Improve your team's offense and defense with multiple MasterytreesCOLLECT THE MIGHTIEST SUPER HEROES (AND VILLAINS!):• Collect, level up, and manage your teams of heroes and villainswisely to receive synergy bonuses based upon team affiliation andrelationships taken from the pages of Marvel Comics• Pairing up Black Panther and Storm or Cyclops and Wolverine forbonuses, or making a team of Guardians of the Galaxy for a teamaffiliation bonus• The more powerful the Champion, the better their stats, abilitiesand special moves will be• New Champions are being added to The Contest all the time!QUEST AND BATTLE:• Journey through an exciting storyline in classic Marvelstorytelling fashion• Fight it out with a huge array of heroes and villains in iconiclocations spanning the Marvel Universe such as: Avengers Tower,Oscorp, The Kyln, Wakanda, The Savage Land, Asgard, theS.H.I.E.L.D. Helicarrier, and more!• Explore dynamic quest maps and engage in a healthy dose ofaction-packed fighting utilizing controls developed specificallyfor the mobile platformLike us on Facebook:www.facebook.com/MarvelContestofChampionsSubscribe on YouTube: www.youtube.com/MarvelChampionsFollow us on Twitter: www.twitter.com/MarvelChampionsFollow us on Instagram: www.instagram.com/marvelchampionswww.playcontestofchampions.com


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