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Types of Financial Institutions
Finance Companies
Main function: making loans to consumers and small businesses. These loans have short and intermediate terms with higher rates than other lenders charge.
Examples: Kabbage.com or Synchrony.com
Mortgage Companies
Organized primarily to provide loans to purchase homes.
Federal Deposit Insurance Corporation (FDIC)
FDIC insurance covers all deposits up to $250,000 per depositor, per insured bank, for each account ownership category. Should be used for: Checking, savings, and money market accounts, and Certificates of Deposit (CDs).
: Investments (stocks, bonds, annuities, any investment that is not a deposit)
Other Financial Institutions
Life Insurance Companies:
Provide financial security for dependents. However, many life insurance policies also contain savings and investment features.
Investment Companies
Also referred as mutual fund companies. Common: Money Market Fund. This is a combination savings-investment plan in which the company uses your money to purchase a variety of short term financial instruments. Not covered by Federal Deposit Insurance. Provides convenience of liquidity.
Rent to own centers:
stores that lease products to consumers that can own the item after completing the number of monthly or weekly payments. High Interest Rates.
Types of Financial Institutions
1) Deposit Institutions:
Commercial Banks:
Organized as corporations, with individual investors (stockholders) contributing capital.
Savings and Loans Associations (S&L)
, Savings and mortgage loans.
Mutual Savings Banks
(owned by depositors). Savings and mortgage loans.
Credit Unions.
User owned, non profit. Traditionally credit unit members shared a common bond but restrictions have loosen over time.
"You generally hear that what a man doesn't
know does not hurt him, but in business....
what he doesn't know does hurt." E.S.Lewis
High-Cost Financial Services
Loan money on tangible possessions such as jewelry or other items. Loans usually $50-$75 to be repaid in 30-45 days. They sell items not redeemed. Charge 3% interest on loans.
Check Cashing Outlets:
Most financial institutions will not cash a check unless the person has a bank account. Charges are 1-20% of the face value of the check. (ie. local Grocery stores) Average 2-3%
Pay Day Loans:
Are typically marketed to bridge a cash flow shortage between pay or benefits checks. Also referred as cash advances, check advance loans, and delayed deposit funds. 780% interest rate.
First, if you take out a payday loan, you will likely be charged a fee of between $10 and $30 for every $100 borrowed.
A $15 per $100 fee is typical. So, if you have an emergency and need $300 today, you would have to pay back $345 in a couple of weeks, assuming a fee of $15 per $100 borrowed. If your budget is already tight, that may be hard to do. The payday lender may encourage you to pay just the fee and extend the loan another few weeks. In that case, you would spend $45 and still owe $345 when the extension is over – that means you're spending $90 to borrow $300 for one month.
Refund Anticipation Loans:
You are paying to borrow your own money!. Get your tax refund immediately when in fact you are taking out a loan- usually very high interest rate, usually more than 100%.
Auto Title Loans:
The car title secures the loan. These loans are usually for 30 days or less. Interest high (several hundred percent) and if not paid, lender can sell car.
How do you calculate (three things you need to know?
1) Amount financed ($350)
2) Finance Charge ( $50)
3) Term of the loan (14 days)
50/350 = 0.142857
0.142857 x 365 = 52.142857
52.142857/14 days = 3.7244897 x 100 =
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Silviana Falconon 6 November 2017
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Entrance of the Waldorf Astoria Edinburgh - The Caledonian
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The Castle Lounge
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subset: commoncrawl


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My girlfriends cat spent most of the last days lying on the floor moaning as it was way too hot. Which is sad as she is of the hyperactive kind usually.
She also sometimes likes to get her feet wet, jumping into the bathtub herself when the water is just getting in. So we tried it first with a water spray bottle, that she didn't like at all. So we got her inside the bathtub, took the shower head and started to wash her feet. She got herself up and let us completely (let alone her head) 'wash' her.
That was so cute. Afterwards she rushed through the flat again leaving a water trail behind her. ;)


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Bin collections for householders and trade waste customers in the Ballymoney Borough Council will take place as normal on Monday 14th and Tuesday 15th July.
Bins should be presented by 8.00am on day of collection.
Knock Road and Crosstagherty household recycling centres will be closed on Saturday 12th and Sunday 13th July.
Both recycling centres will re-open as normal week commencing Monday 14th July.


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Ok, so this week in food was a relatively disturbing one. We got a taste of fried bologna with man boobies, pee water and Islamaphobia. Del Taco crossed into Taco Bell territory and had it's own crime of the week in Costa Mesa.
But for however unappetizing some of our news stories were, we had an equal amount of appetizing food and drink reviews from AnQi, Morsels Bakery Truck and of course, Bruxie!
Check out our weekly round up that ranges from disgusting to delicious after the jump!
Matt, our wunder-blogger over at our news blog, dropped by to educate us on why you should not go to Del Taco at 1 a.m.
Not to be outdone, Gustavo reported on the Taco Bell Crime of the week. Inebriation! Racism! Violence! Gustavo is out on the road this week and he sent back news that hatch chiles are in short supply due to a drought in New Mexico, consequently driving the price up.
Shuji pointed out why the Carls Jr/Hardee's has the weirdest marketing campaigns of all the fast food chains. Warning: creepy naked man eating bologna ahead.
Michelle delivered some good news: The Bruery will release their Black Tuesday imperial stout in October. We celebrated Lucille Ball's 100th birthday with eight hillarious I Love Lucy food moments.
She also had some bad news: Dominos is bringing back the Noid, their creepy red mascot-thing from the '80s. Costa Mesa-based Galeo's Salad Dressing is not quite as healthy as they claimed and are offering refunds. Texas is resorting to recycling wastewater for drinking water in the midst of a drought. Islamaphobia reared its ugly head in a Whole Foods marketing campaign?
Edwin had a scandalous week reporting that Ajisen Ramen lied about their broth preparation and children's sack lunches are not stored at the correct temperature. The horror! Also, the crazy French are at it again. They're converting duck fat into biodiesel.
Anne Marie went On The Line with Andrew Greul of Slapfish. Read parts one and two, and enjoy his recipe for Smoked Salmon Grilled Cheese with "Everything Sauce."
She delighted us with the news that Pizzeria Mozza's Newport location might open next week!
Dave wrote of the finer things in life such as Mexican chocolate, Cream Puffs from Morsels Bakery Truck and how to make dive bar favorite Murky Jerky.
Happy Eating!
Follow @ocweeklyfood on Facebook and Twitter!


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Transformers or Revenge of the Fallen: Which Was Better?
View Single Post
Join Date: Aug 2007
Posts: 107
Re: Transformers or Revenge of the Fallen: Which Was Better?
Originally Posted by
Mr. Earle
The line that he says when he is revived came off as awesome to me. He was stunned that Sam joined the fight after all and saved his life. You can see at the end on the aircraft carrier that Prime thanks Sam again, even though Prime has saved him a lot more times.
Come on, for the big, awesome, war machine that is Optimus, saving someone is all in a days work. I guess he realises that for a tiny, punny human like Sam, saving him is lot more hard work.
Originally Posted by
Mr. Earle
The cheesiest part for me was probably the final speech. He goes "I am Optimus Prime and i send this message" and i'm like "oh yeah a great speech is coming like in the first one" and then he goes "so that our histories will not be forgotten" and i am like... "what the hell man?"
Yeah! I was hoping for another great speach and i got... that... Really, they seem to have told an hour worth of story in the last 15, 20 minutes of film. People have been complaining about the movie being too long but if they had cut a few (not that many) useless scenes and expanded what needed expanding for the story to make more sense and for the finale to feel less rushed, the movie could hit the 3 hour mark and people wouldn't complain. Why not? Titanic and The Lord of the Rings movies were 3 hours long, why not a Transformers movie if thats what is needed for a proper story to be told?
Originally Posted by
Many robots in ROTF have been f***cked off
No see Ironhide Ratchet Sideswy Jolt fighting decepticons in egypt so damn
Bay shows us Sam a lot but few times autobots. After Fallen's dead, where 're others autobots??? Optimus and Sam only. Bay doesnt care about autobots
As i said above, a longer, less rushed battle would fix this. I mean we get to the end of the film and what do we know about the robots, besides Optimus?
Bumblebee is last seen greeving Sam's death but is not seen again after he comes back to life;
Ironhide was injured in that big blast (we see him jump clear but that's it);
2 bikes are badly injured (only the blue one seems to keep fighting);
Sideswipe is seen firing a few shots but after spotting Sam he's not seen again (or is he?);
Ratchet and Jolt do the Optimus/Jetfire parts mix, both seem rather undamaged;
The Twins aren't seen again after Mudflap shoots Skids in the face;
Wheelie... he's last seen taking shelter with the humans near the pyramids, the night before Sam figures out what the 3 kings are.
That is just a bit too much to leave to interpretation. If nothing else Bay should have done like in the first movie, a shot of the flight deck with Autobots in alt mode (Wheelie humping Mikaelas leg). It would have been better than the rush fest we got.
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Bulletin No. 16 – South Asia earthquake
24-10-2005 Operational Update
In the aftermath of the earthquake in South Asia, the ICRC has issued an emergency appeal for additional funding and is concentrating its relief efforts on providing medical assistance, shelter, food and water to those affected.
ICRC basic health care unit opens next to hospital in Muzaffarabad
A basic health care unit, provided by the German Red Cross, opened at midday today, next to the ICRC field hospital at the cricket ground in Muzaffarabad. During the afternoon, its team of eight treated 25 patients.
According to the German medical staff, one third of the patients were earthquake victims, while two thirds had common illnesses. The team referred some of the earthquake victims to the field hospital for more specialized treatment.
They also recorded many patients who were in need of psychological support or suffering from post-traumatic stress disorder. This issue is becoming increasingly prominent and medical teams on the spot are discussing ways of dealing with the problem.
The aim of the health care unit is to perform minor surgery and treat as many people who are slightly injured or have minor illnesses as possible. This will relieve pressure on hospital beds that are needed for the most seriously injured or those requiring more complex treatment.
ICRC field hospital in Muzaffarabad
The field hospital admitted eight new patients today. The total number now stands at 72. Nineteen operations were performed today bringing the total to 80 since the opening of the hospital.
Over 1,500 families assisted in Neelum valley
ICRC teams today supplied 4,950 blankets and 1,210 tarpaulins to 1,580 families (8,000 individuals) in the villages of Rajkot and Serian, in the upper Ghori valley. The aid was transported by ICRC helicopter.
Preparing distributions in Jhelum valley
Other air-born teams drew up lists of future beneficiaries with the help of village elders in Gujar Bandi and Chinari in the Jhelum valley.
The ICRC is working closely with the Pakistan Red Crescent in Jhelum Valley. Cooperation with their branch in Muzaffarabad is excellent and the PRCS is currently assessing needs in the area of Hattian. With ICRC support, the PRCS will distribute assistance to three clusters of villages situated at higher altitudes on the southern side of the Jhelum River and respond to needs in Muzaffarabad itself.
To date, almost 20,000 beneficiaries have received shelter assistance from ICRC.
Green light for new ICRC basic health care unit in Neelum Valley.
Following a recent field evaluation and discussions with the medical authorities, the ICRC today decided to set up a new basic health care unit, provided by the Finnish Red Cross, in the village of Pattika in the Neelum valley.
The Finnish Red Cross team flew to Pattika to discuss practical details with the local authorities and villagers. They treated 40 patients on the spot and evacuated three injured earthquake victims by helicopter to the ICRC field hospital in Muzaffarabad. According to the team, there were many people with psychological problems.
In Nerpura, a second Finnish Red Cross team visited a highly vulnerable community where they treated 46 patients and performed minor surgery on two of the injured. The villagers also needed psychological support and were relieved to be able to speak to the medical staff.
Medical set-up in Jhelum valley and possible new location for basic health care unit
The Japanese Red Cross basic health care unit is being re-deployed to another area in the Jhelum valley after completing emergency medical care in Chikar.
Today they travelled for a second day to the village of Chinari. They treated 60 injured people there yesterday, half of them children. Two of the injured were evacuated by helicopter.
The Japanese team had very positive contacts with the authorities and local population in preparation for their re-deployment over the coming days.
Chinari has a population of approximately 1,600 people. Several hundred dead were reported following the earthquake and the town suffered massive destruction of its infrastructure. It is an important centre for the villages around, where some 30,000 people live. Many of them regularly travel to Chinari. Injured people are still arriving there from remoter villages.
Since Chinari provides an opportunity to reach a large number of victims from a central location, and there is already a Pakistan Red Crescent first aid post there, the ICRC considers it a suitable place for a basic health care unit.
For further information, please contact:
Islamabad / Pakistan
Leyla Berlemont
mobile +92 300 850 81 38
satellite. phone: ++88 216 89 80 41 45
attn: L. Berlemont
(ICRC Islamabad central tel. ++92 51 282 47 80 or 282 47 52)
Languages: English/French/Arabic
Muzaffarabad / Pakistan-administered Kashmir
Raza Hamdani : mobile + 92 300 850 56 93
or Helena Laatio (ICRC/Finnish Red Cross), satellite phone +88 2165 420 7201
New Delhi / India
Caspar Landolt
mobile: ++91 98 11 80 66 33
ICRC New Delhi central tel. ++91 11 24 35 23 38/97 or 24 35 43 94/95/96)
Languages: English/French/German/P ortuguese
Geneva / Switzerland
Vincent Lusser
mobile: ++41 79 217 32 64
Languages: English/French/German
ICRC Geneva press secretariat
tel. ++41 22 730 34 43
Pakistan: GMT + 5 hours; India: GMT + 5.5 hours; Geneva: GMT + 2 hours


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Is Bird Flu A Scam?
May 15, 2006
All the focus on the potential for a bird flu pandemic has given rise to a boom industry in advice for companies on how to prepare for the worst. A good example is the one coming from management consultants Accenture. It provides a good checklist of what to do and what to watch out for.
But there are others who say there's no threat. Some are even saying it's a scam. One of them is Indian activist Maneka Gandhi, the widow of Sanjay Gandhi. You'll find her piece in Allen L Roland's Radio Weblog.
Most of the money, she says, doesn't just come from armament sales. She maintains that the big bucks come from creating scares and epidemics.
"Do you remember the scare created by the Americans just seven years ago when they declared that all computers would stop on New Year as the new millennium came and planes and trains would crash and stock markets would fall and the world would come to an end. Who made money out of that? Those computer companies that were brought in to " repair" this looming disaster. Not a single computer stopped, nothing happened".
She goes on to argue that the bird flu scare was actually cooked up by the Bush administration with the Secretary of Defence Donald Rumsfeld set to make a killing from his shares in Gilead Sciences Inc, the outfit that developed and patented Tamiflu.
Yes, it's provocative. But is it over the top? More the point, does bird flu represent a real threat or is it just a giant beat-up like Y2K?
Post a comment
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Recent comments
- Leon Chandon
- May 15, 2006
Of course it is a beat up designed to play on our fears. I believe less than 100 people worldwide have died from bird flu in the past year. This, compared to thousands dying of hunger each day in Africa and even more dying from AIDS. It is disgusting to see the amount of money being spent on bird flu eradication and prevention when a simple supply of food and condoms to these less fortunate people could save a huge number of lives.
- Mike
- May 15, 2006
I can not believe that you are that ill informed as to compare H5N1 to a Computer Virus. This is irresponsible and an obvious ploy to get your writings read. Maybe you shold try actual investigative reporting before you spew this crap to the public
- zoshi
- May 15, 2006
Bird flu isn't the issue. Its the potential for avian virus to mutate with human influenza virus that has medicos like me in a tizz. My children are travelling to China next month and they will travel with recent vaccination (human infuenza) and with oral tamiflu. China is an exciting place BUT if there is crossover virus - don't expect they will be open and honest in the reportage. Other countries in the region will be the same.
- Dave
- May 15, 2006
Firstly, the Y2K issue was not "created" by the Americans, it's just convenient to blame them. Secondly, Y2K showed that dilligent pro-active steps resulted in limited (although still definitely present) impacts. Similar preventative steps have been taken in relation to Avian Flu. There's no doubt that there will be some profiteering, but it could save a lot of lives. Some people don't seem to believe in potential disasters unless they materialise....I'll pay for prevention over cure any day.
- May 15, 2006
Should we really be afraid of this potential mutation? In a cautioned way we should assist the countries and people most at risk and make effective animal husbandry methods that limit crossover.
There is quite a hysteria in this, predictions of 40M dead, not many considering have at least 6.5B people on the planet, over a billion have fatal respiratory complaints from insect borne infections, poor sleeping conditions, cooking smoke, many others fatal diseases from filthy water and lets not forget the thousands of people who die of starvation each day! Check the WHO website get some perspective and see how poor access to clean or protective environment and basic medical care kills millions, especially women. It would be nice tosdave everyone but in the real world it's not possible.
Avian influenza, in global terms, will be scary but not a pandemic, to change the world in any substantial manner.
Maybe we are scared of this because in the medicated west where we treat lifestyle disease (diabetes, obesity, heart disease, cholesterol, ED etc.,) we cannot exert the type of controls we would like. This pandemic is not a strategic threat to the world. No-one wants to be one of the projected 40M but each country needs to take physical precautions to limit the conditions for transmission, including the transmission of hysteria!
Funny how most articles concentrates on economic effects, that should tell you where the real corporate and government concern lies.
In Australia we should be more concerned about TB making a comeback and help our near neighbors to maintain cleaner farming practices.
I dont think its a scam but more a cause for minor concern.
- Sol
- May 15, 2006
What is confusing to me is if this bird flu epidemic is true and we should be careful from where we buy our eggs and chickens, why arent we concerned with egg related products? Shouldnt we check from where our local bakery bought their eggs? Doesnt the flu affect them as well? Im sure once somebody thinks of another marketing scheme we will be hearing words like bread flu and cake flu by next year.
- Roger
- May 15, 2006
Yep, some people are just love to whinge.
If the bird flu has no impact then the government is wasting money. If it turns out to be a disaster then they haven't spent enough.
If we are talking about spending money then health, poverty, starvation, equality, education and human rights for the Aborigines should be first before we look at the rest of the world.
While I would love to see all these issues addressed, choices have already been made, let's hope the money spent will stop bird flu becoming a larger problem.
- Graeme
- May 15, 2006
For at least 5000 years, people have lived near domesticated fowl.
Some of these chooks/ducks et al may have got sick and died. Indeed, some humans who came in close contact may have died of "the flu", but until less than a decade ago, no test could detect the "avarian flu" as is the patent.
For me, the scarey bit comes when, on mass, we human start innoculating ourselves, thus setting up a perfect environment for mutation of the flu virus.
- Bernie Dean
- May 15, 2006
Survival of the fittest by natural healthy lifestiles and exposure to relatively infrequent epidemics built up the tolerences to get us this far.
Viruses will never be outsmarted. They need us (some of us) even more than the multinationals.
- steve
- May 15, 2006
Is it a scam?
BF ( or should that be BS? ) promoted fear based on shaky assumptions, many of which are unrealised.
Bird Flu is a phantom event.
Bird flu wasnt being spread by wild birds - it was coming out of commercial battery farms. Wild birds were catching it from birds at battery farms.
Bird Flu - Odd how only antiviral drug manufacturers profited ...... along with some of their high profile US based shareholders....
Anyone with half a brain will tell you NO VACCINE will work in pandemic....yet off they went producing an unusable product.....
Lotsa $$$$$ spent but zero value.
Great for shareholders, useless for the population.
Viruses mutate in a pandemic situation too quickly for VACCINES to work. This is well known. In fact I recall seeing a quote from some chap connected to one of Australias premier vaccine manufacturers mentioning this.
- john
- May 15, 2006
Being utterly unqualified in both
virology and epidemiology, I believe
such epidemics are a real danger but
the situation's being hyped and milked shamelessly in a way that benefits
and small minority at the expense of
a gullible majority.
That is, it's a scam.
- Sarah
- May 15, 2006
There is an epidemic of epidemics. How far will it spread?
The term Âepidemic has mutated to include both health and social problems. Contemporary epidemics include an obesity epidemic, the epidemic of cyberstalking, a depression epidemic, an epidemic of drug taking, the SARS epidemic, a smoking epidemic, and autism epidemic and an epidemic of road rage. We are told that diabetes is a global epidemic, and suicide is a teenage epidemic. There are also hidden epidemics such as herpes and other sexually transmitted diseases. The Epidemic Intelligence Service (EIS) is now bracing itself for the bird flu epidemic.
Sensationalised statistics and exaggerated claims of a crisis have become the norm. Is it any wonder that there is an epidemic of fear and paranoia.
- Donni
- May 15, 2006
I live in one of those secretative south east asian countries. The government actually is actually trying hard to combat the conditions that could create a bird flu pandemic. The problem, some practices involving poultry are so culturally ingrained nothing will stop them. All I do is hope for the best, when i sit in village and watch people eat a meal of fresh ducks blood, chiled me when ever i mention bird flu.
- ken
- May 15, 2006
Of course it's a scam.
- One of the US beneficiaries of Gilead
can force legislation to require
Tamiflu to be purchased en masse,
netting for himself a nice little profit,
and for his masters.
- If an outbreak occurs in the near future, it's improbable that it just coincidentally occurred straight
after the media propagandising.
- Yes, a nasty strain of influenza
would be worse today than in the past
because of global travel.
- Yes, drugs like Tamiflu do work,
not that effectively, but they help.
- Mass immunisations can be 'doped'
with other vaccines to protect
'key workers' in the event of undeclared
epidemiological warfare with 'upstart' nations.
- A worldwide epidemic would hit particularly hard those nations with
poorer sanitation and medicine and a large percentage
of immuno-compromised persons.
- In wealthier nations, it would provide
the perfect cover to impose severe restrictions on human liberties,
including travel restrictions.
- If you think the leaders of the
so-called "free world" are made of
sugar and spice and all things nice,
then you haven't been paying attention.
For instance, try googling:
"burnet australia biological warfare"
- Jordan
- May 15, 2006
The potential for avian flu to mutate into a catastrophic transmissable form between humans is small but nonetheless real and should be treated accordingly.
As a representative of the World Society for the Protection of Animals (WSPA), I come across a wealth of scientific evidence that points to the industralisation of farming practices worldwide as the likely source of the recent avian flu outbreaks.
Eradicating the threat of avian flu and other diseases such as BSE and Nipah Virus in the long term is dependant on reversing the immense growth of intensive animal agriculture worldwide.
Increased consumer and government support for more sustainable and humane farming alternatives is the most effective way of minimising the risk of pandemic. The result is greatly enhanced welfare for humans and animals alike.
- The_Observer
- May 15, 2006
Back in 1918, the Spanish Flu (H1N1) killed like 20-40 million people worldwide.
Sure...you can argue the people of those times did not have the technology nor the knowledge of handling a pandemic of that scale.Or that the socio-economic situation at that time is worse of than now plus other social (i.e. sanitation) factors.
However, the human physiology had not changed much over the past 9 decades. The Spanish flu killed mainly people from the 15-35 yr old age group and it took on average, less than 5 days to do so. Also associated with pulomonary oedema, harmorrhage and cyanosis 'blueing'.This was taken from a lecture presented in one of the universities here in Melbourne.
The avian flu is a threat. It can kill if we do not do enough to neutralize it. Even if it doesn't, it could take up substantial resources from our already ailing health system.
Is the pharmaceutical industry exploiting it? Yes, it is. Blame them for it? No we can't. They spend vast amounts of resources to come up with a solution so they have a right to reap the profits.
Is the life of the average man in Australia worth more than a starving AIDS stricken man in Africa? No it isn't. And thus, each and everyone of us must do more than just read this blog and feel pity for those less well-off than us. Go, donate! or best, go there and help! There's so many aid agencies, go do something!
And, instead of reading the crap that is published on the newspapers...go ask your GP for a detailed explanation when you visit him/her, if you ever visit your GP. They are there to help you.
Be proactive, don't just whine.
And it is said only fools do not learn from past mistakes.
- Stephanie
- May 15, 2006
I do believe that there is a threat of the bird flu becoming a epidemic, yes its been hyped up so people will waste money and buy products they dont really need, its not a scam you go to your doctor pretend your not well and they will always give you a prescription for something, an example about 2 weeks ago i didnt want to go to work so i went to my doctor said i wasnt well, she checked my blood presure and my temp, she said it was all fine but still gave me a prescription, so yes people are hyping it up and its proberley due to the more money they will make how ever the bird flu is a threat and we should be making sure any meat poultry fruit, vegtable's we eat are rip and safe.
- jackthelad
- May 16, 2006
Anyone remember the 'asteroid epidemic' at the start of the Millennium? Our doom was writ large in the stars, or from them. It COULD happen....but then again, it might not. Anyone saying that a pandemic is inevitable is either kidding themselves, lying for profit/fear-creation purposes, or has access to information that the rest of us don't ie they are either God, or an 'insider' of the population-control agenda. And there IS an agenda. (There's also a 'Liberty Agenda', revealed by Bush whilst praising Howard yesterday, but let's not go there.)
Sit tight - if it happens it happens. Keep smiling and enjoy today, is all we can do.
- Wilfred Kazoks
- May 20, 2006
Y2K was anticlimactic because a lot of work was done to test, replace and upgrade computers and software
You COULD cross the road without looking both ways. But, the question is, do you in fact look both ways?
A what point do you want to draw a line beyond which you will choose to not deny a risk exists?
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Leon Gettler is a contributor to The Age, specialising on management issues. His interests include business ethics, corporate governance and the intricacies of the US Sarbanes-Oxley ruling. He is the author of two books, including Organisations Behaving Badly: A Greek tragedy of corporate pathology, which focuses on the forces that lead smart executives to make dumb decisions.
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text:
Under the Sun 2013
July 26th, 2013
- The LC Pavilion - Outdoors
405 Neil Ave
Columbus, OH 43215
- Friday, July 26th, 6:00pm
featuring Sugar Ray, Smash Mouth, Gin Blossoms, Vertical Horizon, & Fastball.
Lawn $15/Pit $30
Want to win tickets? Text GIN to 68683 to register to win tickets!


text:
2001 Toyota 4Runner - Consumer Review
Build Quality
Reliability Value
Build Quality
Reliability Value
3 of 4 people found this review helpful
Excellent SUV
By 6paul11 on
Vehicle2001 Toyota 4Runner SR5 4WD 4dr SUV (3.4L 6cyl 4A)
ReviewThe 2001 4Runner is an outstanding SUV. Reliable, excellent in bad weather, and built to last through the apocalypse. Ever seen the Top Gear episode with the indestructable Toyota? This is the cousin of the Hilux, the car featured in that show. Nothing can take this beast down. Problems are few and far between. 140,000 miles of service life and many more to go.
Best FeaturesThe car has outstanding reliability. It is easy to modify. Quality is outstanding. It simply built to last and perform wherever and whenever you need it.
Worst FeaturesThe car needs a much more powerful engine. While reliable and sufficient around town, this SUV is a slug on the freeway. It barely has enough passing power. Give it a V8 or a bigger V6. 185 horses is pathetic. The 4WD system works fine, but that little button and shifter thingy is unusual to use. The car could use better quality paint. An on the column shifter would be nice to free up room for other equipment. Other than that, no gripes.
Recommend (3) (1)
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W Happenings: Details
January 24 - December 31
11:00 AM to 5:00 PM Daily
Get more than just a BBQ at SIP, W's beach bar where you laze around on our beach front and feast on delicious BBQ dishes cooked fresh from our new Beach Grill. Come check out daily our chalkboard menus featuring a variety of hand formed burgers, chili-glazed chicken wings, macaroni salad with grilled prawn and, Greek yogurt, New York and Chicago style hot dogs and our Jamaican style jerked chicken sandwich.
Surat Thani Koh Samui, 84330 Thailand


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Attachment 28435 While I heard that comment, that went right over my head until your post.
Ryan is the only one that sort of challenged Emily in some ways, the others are in awe of her beauty blah blah blah.They keep their remarks very civil, and one of them has said all the right things from day on.:ohno
I forget how Ryan said it, but when he said , if your not sure about us, why would you not give us a chance, she didn't have a clue how to answer him
He is more her type, than the ones remaining imho. Have you seen the big bad boy football player she dated?
I think she was more 'sure' than she let on to him that it wasn't going to go anywhere between them. He displayed moments of breathtaking arrogance and condensation during the very short moments he had with her. If that's how he behaves when you've only got a little bit of time together, how would it be for an entire day? Yikes. I really don't think he's her type at all, and I think she knew that.
She probably liked aspects of him but I really believe keeping him this long was more the producer's idea than hers. I believe Emily had his number from the fat comment/ let me finish scenes. :nod
I dont think she can act that well.We know there are candid moments on this show( although they are few) and I think she second guessed herself not giving him a rose. I saw that. and then she said it
If it doesn't pan out between her and her F1.Hmm who knows ;)
I have posted a You Tube link to raw footage behind the scenes of Premiere night at the bottom of the Rundown Thread, Episode 1.
Ok ... this technically has nothing to do with Emily's season of the Bette, but I was reading on another site how Cheryl Burke of DWTS want to be the next Bette. I know they wanted Maks from the show to be the Bachelor a few years ago and he went and did the Ukranian version instead...broke my heart! But, could this be a feeler to see if there would be interest for her as the Bette? DWTS and Bachelor/ette have had many links in the past and even if she has not been on the Bachelor, many people know her from DWTS. So far the survey results are 70% pro.


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Europe Leads Push for Mobile Devices in the Classroom
Apple's latest high-profile innovation into e-textbooks has many American educators considering the possibility of utilizing mobile devices like smartphones and iPads in the classroom on a regular basis. However, the actual use of electronic learning tools is actually much more prevalent in Europe, and has been for several years.
In fact, "as early as 2001, David Whyley began directing national government funding toward hand-held computing devices for students as the head of a school in the Midlands of England" (Education Week). By 2006, dialogue about the educational possibilities of mobile phones was underway.
European educators have embraced hand-held technology as a way to allow students to learn through multi-media by incorporating "photography and videography, data collection and orienteering" (EW).
The question is: how have mobile devices affected education in Europe, and what can the United States learn from their experience?
Electronic learning is exciting for students and has generated enthusiasm for going to school and learning, especially in elementary school classrooms where devices like iPads have been introduced as part of the curriculum. Having a classroom system organized online also makes it easier for parents to get involved in their child's school experience, by checking what homework they have been assigned. But British administrators still worry about electronic devices fueling mischief or distraction, and emphasize that the school must have control over what students are doing on their iPads or smartphones.
"Experts predict that within five years, all pupils [in Britain] will be learning on handheld devices" (The Guardian).
Despite the United States' initial reluctance to hop on the mobile education bandwagon (I sure didn't hear anyone talking about e-textbooks when I was lugging a 25-pound backpack around in 2006!), Apple's interest in the issue will surely speed things along.
Related Stories:
E-Textbooks Are No Bargain (Yet)
Can Apple Revolutionize the Textbook?
7 Out of 10 College Students Don't Buy Textbooks
Photo credit: flickingerbrad


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The penultimate day of qualifying in North, Central America and the Caribbean Zone will play out this Saturday, with USA, Mexico and Honduras all able to book places at the 2010 FIFA World Cup South Africa™. El Salvador will be hoping to avoid becoming the second team - after Trinidad and Tobago - to be eliminated, while Costa Rica aim to get their campaign back on track under new coach Rene Simoes.
15 Mexico
13 Honduras
12 Costa Rica
8 El Salvador
5 Trinidad (out)
The big game
Section leaders USA can book automatic passage to South Africa with an away win in San Pedro Sula. It will be no easy ask for Bob Bradley's men, however, considering Reinaldo Rueda's technically gifted, attack-concsious Catrachos have won all eight of their 2010 home qualifiers to date. The Americans, who struggled mightily to beat Trinidad and Tobago last time out, will have to make do without Fulham ace Clint Dempsey, who is expected to miss out with a shoulder injury. Coach Bradley will have at his disposal Landon Donovan, Jozy Altidore, goalkeeper Tim Howard and young midfield general Michael Bradley. The third-placed Hondurans will be relying on the speedy David Suazo, creator Amado Guevara and veteran goal machine Carlos Pavon for production, aiming to keep up the hot form that has seen them pick up nine points from their last four outings.
Second-placed Mexico host El Salvador knowing a win would assure them one of the three automatic berths from the region to South Africa 2010. Happily for Javier Aguirre, who has revamped the side since taking over from Sven-Goran Eriksson, captain and centre-back Rafa Marquez is expected to return from injury. The coach will, however, have to soldier on without the previously in-form Gio dos Santos, out with an ankle knock. El Salvador, in fifth place and technically still alive, need a highly unlikely win to stay in the hunt. Mexico-born Salvadoran coach Carlos de los Cobos is cautiously optimistic after his side's dramatic defeat of Costa Rica last time out, but all of Los Cuscatlecos' points have come at home and Mexico have only ever once lost a qualifier at their fabled Azteca.
The third game of the matchday pits free-falling Costa Rica, currently in fourth and facing a likely play-off with South America's fifth-placed finishers, against Trinidad and Tobago in San Jose. After leading the section for large portions of the final round, Los Ticos have hit on hard times. Rodrigo Kenton was sacked from the hot-seat following three straight defeats and replaced by former Jamaica coach Rene Simoes. Russell Latapy's T&T are out of contention after their last loss to USA and are playing only for pride, which, as the Costa Ricans should be aware, can make a firm motivator.
Players to watch
David Suazo, Rafa Marquez and Jozy Altidore
Since his return from knee injury last month, Inter Milan's David Suazo has been in fine fettle for Honduras, destabilising opposition defences with his lightning pace. Mexico will be buoyed by the return of Barcelona's Marquez, although it will leave coach Aguirre with a selection problem regarding Ricardo Osorio and Jonny Magallon, who have both been excellent in the captain's absence. For the US, Altidore - the team's top marksman in qualifying - has been thriving and will be bolstered by a return to first-team football with Hull City in England.
The stat
4 - The USA-Honduras game will be the fourth meeting between the two this year. The Americans have won the previous three, 2-1 in their June qualifier in Chicago and twice more on home soil in the CONCACAF Gold Cup.
What they said
"Honduras are tough at home. It's a huge match for us and a huge match for them. A point wouldn't be the end of the world but we'll be pushing to the get the result. We want to book our place at the World Cup as early as possible," USA midfielder Ricardo Clark.
"We needed to win, we had talked about 18 points, which historically would have been enough. We have 15, so we are not there yet. We need three more points. How? Any way possible," Mexico coach Javier Aguirre.
This weekend's fixtures
Saturday 10 October
Mexico-El Salvador
Costa Rica-Trinidad and Tobago
Make sure you log on to FIFA.com and follow all the weekend's qualifiers live on the EMIRATES MatchCast.


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On 11/6/06, Steve Kemp <firstname.lastname@example.com> wrote:
On Mon, Nov 06, 2006 at 03:23:27PM -0500, celejar wrote: > One of the most intelligent soliloquies I've seen in a while. I'm glad you liked it. I wish you'd trimmed it from your reply so we didn't have to read it twice. Steve
Sorry. Celejar


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Continued from page 2
Is your style now the result of an evolution?
Your eye changes so much. My style evolves. Things get pushed to the back of the closet and then they come back again. I had a child. I'm older. I can't do the things I did when I was younger. So I find ways to make my style more in line with who I am today. It evolves all the time.
Do you look at fashion as an investment?
To me it is. I think feeling confident and good about yourself is very important. Some people couldn't care less and that's fine. For me, I feel better when I look pulled together. So yes, fashion, is an investment.
Watch out for part 2 tomorrow with Tom Mora and Frank Muytjens.
Meanwhile, follow me on Twitter: @bluecarreon
Read more from me on Style Intel


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"Thank you Neil Gaiman"
I decided to buy this title because it was selected by Neil Gaiman, and I am so glad that I did. I love the fact that even though the main character is flawed, he is still likeable, and draws the reader deeper into the story. I love the twists that the plot takes, many totally unexpected. Thank you again, Neil Gaiman, for introducing me to this author.
"Odd. A writer's grandiose fable."
This book begins well enough. It is the story of a teacher and writer named Thomas Abbey and his girlfriend Saxony. Tom takes a sabbatical year in which he decides to write a biography of his favorite author, a man named Marshall France. For the first half or so, the book is a well-written story, narrated by the always wonderful Edoardo Ballerini, which makes it a delightful experience just for that. However...(isn't there always a however?)... our heroes drive to the town of Galen, Missouri, and this is where the story escalates into a fable of delusional proportions. If you knew that this was going to be some variety of science fictionish work, that would be one thing. But, not having known that, the book becomes pretty preposterous. I can't help revealing the spoiler here, as it takes up almost half the book, and is, I suppose, the grand idea of Mr. Carroll's. The conceit here is that Marshall France has written a magnum opus in which he has created the entire town: all the people who live in it, precisely what they do, when they die, etc. He (France) also has the superpowers available to himself that he can make people die at his whim, or turn into dogs, etc. At first Tom and Saxony do not believe the tale, but they are fiercely sold on it by Anna, the author's daughter. Soon Tom is sleeping with Anna as well as Saxony. Since science fiction requires us to suspend our usual assumptions about life, the only way to enjoy this experience, I think, is to just not try to think too carefully about the entire conceit, as it will fall down like a house of cards on the briefest examination. France becomes a version of God. He apparently has written so voluminously into the past and the future of Galen that ordinary mortals would have taken lifetimes to do this alone, not to speak of writing work that will be marketed and sold to the public. (France's writing about Galen is a Big Secret.) Some of it has a Wizard of Oz quality: children might be mystified, but the outfits are made of cardboard, and pay no attention to that man...
I love Edoardo Ballerini as I love no other narrator. He does the absolute maximum with this material that he can. However, nothing can protect Tom from being the wimpy, passive academic that he is. He bounces from Saxony to Anna, begging each of them to make the decisions in his life that he is too paralyzed by OCD (obsessive compulsive disorder) to make. By the end, you really are considering the possibility that it all really WAS a dream, a thing which worked in literature about 100 years ago.
I would only cautiously recommend this book, primarily for fellow lovers of Ballerini. His skills are so marvelous that they can elevate a lot of writing way above where it actually "deserves" to be. What a guy.
"Fictional Reality"
The best books, both fiction and non-fiction, create a world in the mind of the reader that is as real as the world in which the reader actually lives. If that is the case for the reader, it can only be more so for the author who has become totally immersed in the world he/she is creating.
Neil Gaiman is a connoisseur of literature that skirts along the edge separating the world of the mind and the world around us. While I haven't been thrilled with every NGP selection, this one does not disappoint, as it follows the career of a young aspiring writer, Tom Abbey, who wants to write a biography of the author whose books created an imaginary world into which Abbey retreated as a child. That author's adopted home town turns out to be a very strange place, indeed, a place existing on the border between reality and fiction. A story that is both fun and thought-provoking.
"Enchanting story, exellent reader"
Land of Laughs was mystical and surprising story and there are lot's of things going beneath. Now, when I know the story and how it ends I certainly gonna listen it again, maybe there are more surprises..
It reminded me a little bit of Ray Bradbury stories. Nothing is like it seems.
I loved his female characters, but the Italian undertaker was my favorite. Overall Edoardo Ballerini was my one of my favorite narrators and I surely gonna find is there more books narrated by him.
"A Disappointing Marathon"
Shorten it by half! Make at least one of the characters likeable.
Pruning. It went on and on even when it was obvious where the whole thing was headed something like having one's head beaten against a brick wall. The central idea was good but was hideously overworked until it died of sheer exhaustion.
He made a great job of some very tedious material, no complaints there.
What is it about American writers which makes them feel they have to bludgeon their readers senseless in order to get their message accross? Is the American reading public slow or something?I bought this book mainly on the recommendation of Neil Gaiman, for whom I have great respect, but I will be looking at his opinions on other writers much more critically in future. What were you thinking Neil?
"Left me feeling empty and hurt"
There was a horrible twist at the end, and then it just trails off without any resolution.
No, just made me more wary of Neil's list. I love Neil Gaiman's work, but I'm now questioning his list.
"If Charlie Kaufman had written Alice in Wonderland"
I loved it, but I think it requires a particular 'type' of person to enjoy it.
English majors and well-read 'eccentrics' will enjoy.
They're all terrible. Which is why I enjoyed it. I suppose Saxony is almost likable. Really, a good 'horrible' character is my favorite type.
The perfect privileged, pretentious, professorial speaking style. Seriously, he takes a somewhat loathsome character and makes him smugly pitch perfect. Applause!
Nails the dog. You'd have to read the book to find out.
As always, if you like to loathe your characters, you'll like this. Thomas is so delightfully, unwittingly narcissistic and inconsiderate, and it is fun to see what is going on in his head.
"Great premise, great performance, BUT..."
I would delete the last few paragraphs. It doesn't spoil any of the ending for me to say that the final scene of the book was more or less unnecessary, and the twist therein left more more frustrated and annoyed than pleased. The story ended with a triumphant finish, then there was an epilogue, and then the epilogue got its own finish that didn't really work for me.
More importantly, I would speed up the pace of the first part of the book. By a lot. A real lot. I feel like this would have been an absolutely amazing short story, but was only a so-so novel. I stuck it out because I wanted to see what Neil Gaiman so admired about it, and I started listening in the first place because the premise sounded so cool. Someone starts writing a biography of his childhood hero, and things start getting weird. Great. I'm sold. A whole town full of people who know their own futures? Awesome. Bring on showing me the psychological implications of that, both for them and for an outsider coming in. BUUUUUT, see the next part of this review for the reason for my three stars.
The premise was wonderful. Unfortunately, the book is divided into three parts, and the premise *does not even appear until part three*. The first few pages were very misleading. The protagonist collects creepy masks and meets a mysterious woman who shares one of his obscure interests and hand-carves creepy marionettes? Yes please. Tell me more. Instead, for the next five of eight total hours, I got to listen to them doing some preliminary research, finding a few contradictory details, moving to a sleepy Midwest town, and finding out some more mundane things. I spent most of those five hours wondering when the interesting part would come, and re-checking the description of the book to make sure I hadn't accidentally gotten the wrong one. Sure, it was "good writing" and I appreciate that, and the voice actor did a great job, but about 2/3 of the story was utterly uninteresting to me. What I was expecting to be the bulk of the book was actually an extended conclusion... It was a very good conclusion, sure, but the excessive build-up left a sour taste in my mouth.
Depends on what the trailers played up. If they billed it as an obsessed biographer losing his grip on reality in the midst of a love triangle, not a chance. Pass. If they billed it as a biographer accidentally discovering a town full of impossible things, perhaps. But I doubt I'd feel like I got my $14 worth.
"Wierdly compelling and haunting."
I'm not entirely sure that this book warrants a 4 star review, but if I rate it any lower, I'm afraid you'll pass it over. If you like stories where you know from the beginning that there is something that we're not being told, this is for you. Someone put this in the category of the "unreliable narrator" story, but I'm not sure that even quite describes it. I finished this book weeks ago, and i cant get it out of my head. Definitely worth the credit!
"Definitely a Disappointment"
The author chose a challenging concept
He could have endowed his characters with a generosity of spirit.
Mr. Ballerini's presentation was excellent. I have not heard anything else by this performer.
This book is long on a sense of the inadequacy of the central characters and short on magic. However, some people might enjoy the underlying aura of malevolence.


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Opera singer gets sinking feeling
A Mozart opera performed at one of Austria's premier music festivals has made an unscheduled splash after a boat carrying three singers overturned and dumped them into a lake.
The Bregenz Festival features an open-air stage in Lake Constance and this year's production of The Magic Flute has the Queen of the Night and two other characters approaching it by boat. But on Tuesday, the vessel flipped, dumping the three in shallow water.
Nobody was hurt and the opera continued after a short pause. Festival speaker Alex Renner said that waves had bent a rail guiding the boat.
Queen of the Night Kathryn Lewek made light of things, tweeting: "My Bregenz contract stated I must not be afraid of heights & be physically fit - but nothing about swimming."
Press Association


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Sale Gosse
1995, Drama
Ten-year-old Martin (Axel Lingee) lives with his mother, Nina (Anouk Grinberg), in Lyon, France. While Nina pursues relationships with dance partner Miguel (Philippe Madala) and shiftless Italian Pippo (Alberto Gimignani), Martin imagines his father has joined a desert tribe in North Africa and dreams about running away to join him. When not getting into fights with classmates, who taunt him about his mother, Martin spends time with his only friend, Karim (Ahmed Douache).


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Antigone was a stubborn young woman. What are at least three choices Antigone could have made to avoid her tragic death. Details/examples to develop each point.
- print Print
- list Cite
The simple answer is to back down. In the end, this is what Antigone could have done in a variety of situations and circumstances. Antigone could have adhered to the rule of law, as represented by Creon. She could have made peace internally with the idea that the law is there for a reason. Perhaps, a permutation could have been to mourn privately and acknowledge her brother's spirit without the need for a ceremony. Antigone is insistent that there is a public display of grief and honor for her brother. Yet, if this is transmitted privately, much of what happens could have been avoided. At the same time, if Antigone had placed a primacy on her relationship with Haemon, perhaps much of what happened could be avoided. She values the need to bury her brother more than her love with her fiancee. Antigone has more of a commitment to her past than her future with her fiancee. Changing this perspective could have been another choice made. Finally, I think that understanding that her sister has an equally valid claim and acknowledging that could have been another choice Antigone could have made. The way Antigone approaches Ismene is that she has cornered the market on respecting her brother's wishes. I think that understanding and validating Ismene's approach to the funeral rites of her brother could have helped to avert what happened. All of these predicaments involve Antigone reducing the intensity in a situation fraught with it.


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TALENTED youngsters have brought a tale as old as time back to life in Sheffield.
Stephen Hill Methodist Church youth club's production of Beauty and the Beast has been performing to packed audiences in Crosspool since the debut show on Wednesday. The all-singing, all-dancing production starring Emily Oldfield as Belle and Lizzie Bensa as the Beast comes to an end today with two performances.
This year's show, the 44th in the history of the youth club, has been penned by brother and sister Lucy and Paul Nelson. Lucy starred in the pantos as a child and has returned to Sheffield from St Alban's to oversee the show.


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When Friendster could have bought Facebook
As a side note, a little known fact is that when I was at Friendster, I found a small company out of Harvard that we came very close to acquiring, a startup no one had heard of that time, a company named Thefacebook. I've been an admirer of Zuck and the facebook team for a long time now.
So says ex-Friendster executive and Bebo founder Jim Scheinman
in a self-aggrandizing interview with VentureBeat. Scheinman also takes credit for developing the "engagement marketing concept" — we think he means Facebook's new advertising platform. So, Jim, fess up. Why did the deal fall apart? How much did Mark Zuckerberg want? We suspect Scheinman won't tell us, so if you know anything more about Friendster's botched chance to stay relevant, fill us in.


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9–10 St Mary Street
Chepstow Monmouthshire NP16 5EW
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Known as St Mary Street since at least 1525, this attractive thoroughfare is an extension of High Street, Chepstow's main shopping area. The pub was originally two shops. From 1851 to 1884, number 9 was occupied by Richard Hawkesford 'ironmonger, bellhanger and nailer'.


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SKOKIE, Ill. – The Portland Cement Association (PCA) and Cement Americas magazine acknowledged the Lafarge North America cement plant in Alpena, Mich., as part of the 2014 Cement Industry Energy & Environmental Awards honoring sustainable manufacturing practices.
The Alpena plant continues to improve and expand the wildlife habitat project surrounding the former Paxton shale quarry area, which includes about 600 acres in total with a 120 acre lake. Plant personnel, in partnership with volunteers from various local schools and organizations, perform numerous projects including the bird nesting box project. The goal is to return this area to its natural state and enhance the living conditions for area wildlife while providing educational opportunities to students, groups, and organizations.
The plant enhanced its curriculum and included additional grade levels for its "Education That WORKS!" program and once again took it to all elementary schools in Alpena County in 2013. The program is designed to inform students of Michigan's rock and mineral resources and ultimately, to present the cement manufacturing process to the community's grade school children
In 2013, the Alpena plant produced 85 percent of its own electrical needs. By producing most of its own power in 2013, the plant reduced its potential carbon footprint by approximately 100,000 tons of CO2.
The plant was a runner-up for the Land Stewardship. The Land Stewardship category recognizes a plant's efforts to protect and enhance the surrounding land through landscaping, species protection, and remediation and rehabilitation of quarries, wetlands, and other features. The plant was also a finalist in the outreach, energy efficiency and overall environmental excellence categories.
The Energy & Environmental Awards honor individual cement facilities that exemplify the spirit of continuous environmental improvement and support this spirit with action. These plants go beyond government regulations and local laws to ensure that their processes contribute to making their communities better places to live and work. Five categories are recognized: outreach, environmental performance, land stewardship, innovation and energy efficiency. Additionally, PCA presents a special honor to a plant demonstrating excellence in multiple categories.
The award program was created in 2000 by the PCA as part of its environment and energy strategic plan for the U.S. cement industry. The awards honor activities conducted during the previous calendar year, and the program is open to any cement manufacturing plant in North America. Judges for the 2014 awards Program included representatives from U.S. EPA-ENERGY STAR, Wildlife Habitat Council, U.S. Geological Survey, World Wildlife Fund, and Cement Americas.
About PCA
Based in Washington, D.C., with offices in Skokie, Ill., the Portland Cement Association represents cement companies in the United States. It conducts market development, engineering, research, education, and public affairs programs. More information on PCA programs is available at www.cement.org.
As Congress and the Trump administration consider an infrastructure package of up to $1 trillion, U.S. cement and concrete manufacturers that stand to play a critical role in revitalizing the nation's infrastructure are converging on the capital with a clear message: Don't delay.
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Lark Lane
Lark Ln, Liverpool, United Kingdom
Lark Lane Liverpool Reviews
2 reviews
Restaurants and wine bars Apr 26, 2011
Lark Lane is situated in a nice leafy suburb of Liverpool approimately 5 miles away from the centre. Lark Lane is a trendy road comprising of trendy bistro's with a good selection of real ale! There is also a wide choice of restaurants with all different cusines and budgets. Lark Lane is also situated yards away from the infamous sefton park, which is one of the largest within Liverpool. What better than to have a cheap eat and a sneaky pint after a stroll in the park
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Stream it now
The Comeback 2005
The Comeback: Valerie Cherish is a D list actress who was in A lister back in the early 90s. Now, she has become unemployed, married, and has a much harder time getting recognized in the Hollywood scene. Valerie is now embarking on making a comeback with a camera crew documenting her trials and triumphs of her journey on doing so.
- Release Date:
- June 05, 2005
- Genre:
- Comedy
- Country:
- Cast:
- Damian Young Jason Olive Kellan Lutz Lance Barber Laura Silverman Lisa Kudrow Malin Akerman Robert Bagnell Tom Virtue Vanessa Marano
- Trailer:
- Watch Trailer
► Season 0 - Click for episodes
► Season 1 - Click for episodes
► Season 2 - Click for episodes
Acting Actor Actress Aunt Beautiful Woman Behind The Camera California Camera Director Fictional Reality Show Hair Stylist Hollywood Husband Wife Relationship Make Up Makeup Artist Pilot Reality Show Show Within A Show Sitcom Talking To The Camera Television Television Crew Television Network Television Series Television Show Television Studio Washed Up Star Writer


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(Logo: http://photos.prnewswire.com/prnh/20100611/LA19624LOGO )
"With its more than 1,700 store locations, a highly recognizable brand and multiple methods of delivery,
Completion of the transaction is contingent upon satisfaction of certain conditions, including bankruptcy court approval.
Safe Harbor Statement under the U.S. Private Securities Litigation Reform Act of 1995:
Except for historical information contained herein, the matters set forth in this press release are forward-looking statements. The forward-looking statements set forth above involve a number of risks and uncertainties that could cause actual results to differ materially from any such statement, including the risks and uncertainties discussed in
News Provided by Acquire Media


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Legal Concepts, Research & Writing: IP & Media Law
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Green Templeton College
Green Templeton College signals the University of Oxford's ambitions going into the twenty-first century. Formed in 2008 from the merging of Green and Templeton Colleges, it is the newest addition to the university, designed for postgraduates alone.
In contrast to traditional Oxford colleges, Green Templeton College is a very contemporary institution, and the University of Oxford's specialist when it comes to human welfare, with subjects ranging from management and medicine to life and social sciences.


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With six of the Cowboys' 12 draft picks hobbled by injuries, it would be easy to call the class somewhat of an early season disaster.
Wade Phillips disagrees. He says outside linebacker Victor Butler "has doen well all along" and that kicker David Buehler has instantly made the the special teams better, especially when it comes to kickoff coverage.
"Buehler…I think we can see a significant difference from where we were last year," Phillips said. "Anytime you kick off quite a few times and hold them to the 17 yard line, that's certainly significantly better than what we've had. He's a big difference and he's made three or four tackles…"


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Whelan, Brogan, Manning, Unger, Miller, Leffson, Murphy
Looking for info on Jane/Jennie Unger.
In Ireland, Joseph Whelan married Ann Eagan and had a daughter, Agnes M. Whelan b. 1855. Agnes came to the US in 1871 - New York City/Manhattan - and married James Brogan. They had 11 children: Annie, William (twins born in 1874)(William died in 1889), Mary (known as Mamie), Agnes (married W. Manning, died in LA, Calif), James, Jane (known as Jennie, married Matthew Unger), Loretta (married James Miller), Florence (never married), Estella, Elizabeth (Lillian)(married J. Leffson) and Madeline (married John Murphy).


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Back in 2006, when Chip Kelly was the offensive coordinator at New Hampshire, Giants head coach Tom Couglin was interested in bringing on the young coach as part of his staff in New York.
Surprisingly, he declined.
While going from UNH to the NFL would be a huge jump, Kelly wasn't swayed.
Then, in 2007, Kelly joined Oregon as the offensive coordinator. In 2009, he was named the Ducks' head coach.
This Sunday, he will go full circle - as things often do in life - and will be standing across the field from Coughlin, the man who offered him his first NFL job, when the Eagles face the Giants.
On Wednesday, during his meeting with the Philadelphia media, Kelly elaborated on why he decided to stay:
The internal debate was it was a quality control position. I wasn't coaching a position. It was more that part of, when you get to a point where I was, doesn't matter what level you're at, you're designing offense, you're calling plays, coaching in an individual position. Even though it's a huge step up going from New Hampshire to the Giants, that was it.
I had all the respect in the world for coach [Tom Coughlin]. I think he's a Hall of Fame coach, won two Super Bowls. Would have been a great person to learn from. It was a great job, but it wasn't the right job at the right time.
Had Kelly joined the Giants, he would have a pair of Super Bowl rings. However, he would likely still be working towards a head coaching job in the NFL instead of preparing his team to play Coughlin's Giants.


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A starting-caliber cornerback?
Now, after signing Carlos Rogers, the 49ers are hunting for wideout help with Michael Crabtree sidelined indefinitely with a foot injury. ESPN's Adam Schefter reported today, via Twitter, that San Francisco is bringing in free-agent wide receiver Braylon Edwards for a visit tonight.
Edwards, whose legal issues have ranged from aggravated assault to DWI, is not a candidate for a gold star the Niners gave many of their high-character draft picks.
But he is a candidate to bolster a wideout corps presently headlined by Josh Morgan, Ted Ginn and … Ronald Johnson? Kyle Williams?
The 6-foot-3, 214-pound Edwards, 28, had 53 catches for 904 yards and seven touchdowns in 2010, reviving a career that had flatlined since his breakout season four years ago appeared to justify his status as the No. 3 overall pick in the 2005 draft (Alex Smith was No. 1; Carlos Rogers was No. 9).
In 2007, Edwards had 80 catches while setting the Browns' franchise records for yards (1,289) and touchdowns (16).
What followed, though, was not so glorious.
He led the NFL in drops (16) in 2008 and was shipped to the Jets during the 2009 season, finishing the season with 45 catches for 680 yards and four touchdowns between the two teams.
According to various reports, the 49ers are also pursuing Chargers wide receiver Malcom Floyd, who is also receiving interest from Carolina, Arizona and Baltimore. San Diego is also interested in re-signing the 6-5 Floyd, 29, who had 37 catches for 717 yards and six touchdowns last year.


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Tucked away in a small corner of the Xbox Live Marketplace, the Indie Games section is a little haven for budding developers to show off their wares. This week we have a rather wonderful 14 sparkly new releases to pore over. Let's have a look together shall we:
ZombieMonkeys: Out Of The Trees – MischiefMonkey
Let's start off this week with a zombie shooter that's simply full of monkeys. You used to be safe in the canopy of your tree, but somehow, you're now on the forest floor and you must use the resources of the jungle to escape your brain eating zombie foes. A top-down zombie shooter with a difference. 80 MS Points
Gem Chaser II – karl90
What do we have here? This looks like a neon hybrid of Pac-Man and Boulderdash. It is slightly different though. The sequel to Gem Chaser, this makes you collect coloured gems, but only the ones that match your colour. Then, you change colour and collect some more. 70 levels with Warp Tunnels, Gravity Switches and Mirror levels. 80 MS Points
Sexy Island Adventure – Fusion Gaming
A manga-inspired game with scantily-clad ladies you say? On the Indie Marketplace? Well, I never. The blurb for this simply says "Can you find the girl of your dreams?" No. No, probably not. 80 MS Points
Journey to the top: QFTLG – Liel
QFTLG, what does it mean? Well, it means Quest For The Lost Gems. This is a 'climb to the top' style platformer, a little like the legendary Rainbow Islands. You're not surprisingly looking for the lost gems. These gems must be re-forged to break the spell that cast the human race into the ocean. 80 MS Points
Magic Racing Rally – Magic73
I remember playing a rather awesome game called Supercars on the Amiga when I was younger. Magic Racing Rally looks quite similar, without the weapons. This is a top-down racer with 18 unique circuits and Time Trial, Head-To-Head, Battle and Quick Race modes. Play locally against your friends or online against your worst enemies. 80 MS Points
Tatakai Tank Rush! – LargeLaser
This real time strategy features tanks. Lots of tanks. To be fair to it, it does look good and also offers an arcade twist. Two factions face-off, with advanced AI, split screen multi-player and fast, explosive action. 240 MS Points
Action Arcade Wrestling 2 – Action937
It's WWE, but not as we know it. This sequel to Arcade Action Wrestling boasts 2.5D retro arcade action. Hundreds of wrestling moves, multiple match types. The opportunity to create wrestlers and arenas. Bouts feature up to 10 wrestlers at once. All wrestlers should come with terrible acting lessons. 80 MS Points
Beat Hazard Ultra – Cold Beam Games
This looks interesting, a beat based, multiplayer shooter that is influenced by your music collection. This is the sequel to the much acclaimed Beat Hazard. Ultra brings new bosses, new enemies, weapons, perks and all new game modes. Play head-to-head and co-op games with your friends too. It's 5 times more expensive than it's predecessor though. 400 MS Points
Monkey Nuts – hdtgames
Poor monkey has lost his nuts. He woke up at the vets after some missing time and .. what? Oh.
Poor monkey has lost his nuts. He's hungry, help him get his nuts back in this platformer. There are hazards to dodge, enemies to defeat and a clock to beat. There are also 100 levels of fun. 80 MS Points
Fist Puncher – Jacob Lewandowski
A good-looking Bad Dudes vs Dragon Ninja clone. Rescue your girl, level up, beat the bad guys upand learn new moves. A little on the expensive side though. 400 MS Points
Papercraft Monsters – holy socks
I think we've got the full-house today. This is a Minecraft-clone shooter for up to four players. The aim of the game is to shoot your friends and the hordes of cartoon monsters. Single player and co-op modes a-plenty, with a nice haul of weapons to utilise too. 80 MS Points
GravityPong – ZOM Productions
GravityPong looks like Pong on speed. This has multiple power-ups, paddles, tubes, lasers and more with 35 unlockable power-ups, a custom soundtrack and 50 AchieveGoals to unlock. Train yourself against the wall or grab up to three friends and play head-to-head. 80 MS Points
Indiemon Villain Version – RicolaVG
Play as Landon, an Indiemon tamer who betrays the Earth Nation. This is another release in the Indiemon series, only this time, you have villains to collect. Capture all 100 to win. 80 MS Points
The Shopping Dead – Brian Gutowski
Lastly this week we have a multiplayer zombie shooter. This is a first person zombie defence shooter which looks like it's been set in a shopping centre. 400 MS Points
We seem to have at least one of everything in this week's mix. Platformers, shooters, zombie shooters, sports and the obligatory game with scantily-clad ladies. Enjoy.


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Sharon Eagles: Welcome
Take a look! The site is a source for schedules, news, events, maps, videos, links, and references. Heck there's even an online store! No parent or player should ever be confused again as to what's up with the A Team. It's all here!
We could use your help however. We need player and game photos for uploading, so please submit photo files.
Requests for access by family members should be made in the Guestbook feature. Scott and Steve will review them regularly.


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Beware the Stinge Drinker
Page Tools
Christopher Smyth finds a menace lurking in the local pub.
You've heard of binge drinking. Well, what about stinge drinking? The time has come to re-examine the great Australian tradition of the shout - a simple concept, but one that some seem to find challenging.
This is how a shout works: you buy someone a drink and they buy you one in return. It's called buying a round, and unfortunately it seems to be a dying art. Most drinkers think they know the rules but their application of them proves otherwise.
There have always been three distinct types of drinker.
First, Fred Fish - the guy you can't keep from the bar. He always buys the first round and may even buy drinks out of turn just to lift spirits - literally. The Fish will, for example, often buy a bonus round of surprise shots. He makes the best kind of drinking companion.
The second is Even Steven. He fastidiously monitors his position in the shout and will leave the pub knowing his tab is square. He knows the shouting rules and sticks to them.
Last is Barry Beergrudger. He's the last person at the bar. Forget subtle hints; he has to be badgered, coaxed and cajoled into buying his round. If he does finally relent he will do so begrudgingly. And he always buys the cheapest beer.
Lately, though, a disturbing and highly evolved manifestation of the Beergrudger has emerged: the Stinge Drinker. The Stinge floats between two or more shouting groups, managing to avoid any purchases by swiftly switching groups when it's his turn to buy. The Stinge will leave the pub satisfied in the knowledge that he has made a profit from his friends.
If this sounds like you, be warned. We know who you are, and your modus operandi. Starting today, zero tolerance.
For those keen to avoid being labelled stinge drinkers, study these rules of the shout.
If someone buys you a drink you must reciprocate. Simple.
If someone buys you an expensive drink, return the favour with a drink of equal value. Don't go cheap. If you set the precedent and buy a round of cheap beers, it's unethical to request boutique beers from your mates when it's their round.
You can't drop out of a round just because you've had enough. And you can't leave the pub owing someone a drink.
Remember your place in the shout and buy your round before your fellow drinkers have finished their drinks - even if you haven't finished yours. They should never be without a drink.
If for some reason you do need to leave midway through a round, politely apologise, acknowledge the fact and remember next time you drink together that the first round is yours.
Stick with these rules and you can't go wrong. And beware the stinge drinker lurking in the shadows. Cheers.
Readers are invited to apply wit to anything that makes the blood boil. Send 600 words to email@example.com with day and evening phone numbers. Submissions may be edited and published on the internet.
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You'd think Detroit native Michael Ilitch would get a little more respect from his fellow city dwellers. After making a fortune in pizza, he bought the Detroit Tigers and spent millions rebuilding the farm teams, restructuring the balance sheet, going through several managers, building a new ballpark. For a long time the effort yielded no payoff in the win-loss column. "We did nothing but get whaled on," says Ilitch, a vigorous 77. "It was embarrassing." The team is a little less embarrassing now. Recently Ilitch had the pleasure of seeing the Tigers shut out the World Champion Chicago White Sox, 4-0, sprinting improbably toward what would be their first pennant in 22 years and their first winning season since 1993.
Ilitch has long bet big on unlikely prospects in the most unlikely city, Motown, a place stuck in seemingly endless decline. He bought the Red Wings in 1982, turning a perennial loser into a three-time Stanley Cup winner. He has revitalized the old Fox Theatre and six square blocks of downtown, built entertainment-booking and food-distribution companies and, with his wife of 51 years, Marian, turned a single shop into a 2,300-store franchise called Little Caesars Pizza. His net worth, despite the dent caused by the Tigers, is $1.5 billion.
But his latest venture--trying to turn Detroit into the next Vegas? A bit like recreating Rodeo Drive in Calcutta. "There aren't many businesses that have 30% bottom lines," says Ilitch. "It is a very strong asset." Marian has poured more than $1 billion into buying (last year) and improving MotorCity Casino, one of Detroit's three gambling ventures.
Then, again, who could have foreseen the ubiquity of pizza back in 1959? That's when Mike, a Marine Corps veteran who played minor league ball until an injury forced him out, and Marian invested $10,000 in their first restaurant, in suburban Garden City, west of downtown. "We sold chicken, spaghetti and shrimp just to get people in the door," says Ilitch. Three years later they sold their first franchise for $5,000. The chain grew slowly until the 1970s, when Ilitch pioneered conveyor ovens, which move pies in and out within 8 minutes at 550 degrees. By 1983 the company had 328 stores in 11 states and Canada.
Ilitch kept innovating. The "Pizza! Pizza!" promotion--buy one, get one free--proved popular in the 1980s. Crazy Bread, the $2 pack of greasy garlic bread sticks, was another winner. Not all the ideas flew. One memorable stinker: a free plastic bucket and beanbag ashtray with any large pizza. Marian, 73, acknowledges her husband is a better marketer than financial genius. "If we ever went public, I would have to fire him," she laughs.
There were grim times, too. In the late 1990s the chain was looking shopworn. Customers complained the pizzas tasted like cardboard, the result of cheaper grades of sauce and cheese. Same-store sales fell three years in a row through 1999. "We did 36 consecutive years of increases in volume and earnings, and then things fell off," says Ilitch, still incredulous. He brought in an outsider, Domino's executive David Scrivano, to run things day-to-day. The home office brought back higher-quality ingredients, closed 750 underperforming stores (25% of the total), remodeled others and nixed delivery service at most units, which cut labor costs to 20% of sales. Customers returned, thanks to the better-tasting pies and ideas like Hot and Ready Pizza: You can get a large pizza that's been sitting for 25 minutes or less in a humidity-controlled warmer for only five bucks.
Today the Little Caesars system is growing 10% to 15% a year. Franchisees pay $20,000 once and 6% of their revenue in perpetuity; a well-run unit can earn 25% before interest, taxes, depreciation and amortization on sales of $600,000. The home office is doing nicely, too. It will probably nail $80 million net on systemwide revenue of $1.4 billion this year.
How did Ilitch score on the hockey rink? In 1982, a bad year for Detroit and the Big Three, he paid $8 million for the Red Wings, then known as the Dead Wings for their string of losses and shrinking attendance. He brought in James Devellano from the world champion New York Islanders and wrote checks for millions of dollars to lure free agents and promising college players. To attract more fans, Ilitch pushed Little Caesars suppliers to buy season tickets and gave away GM,
Ilitch has also gambled with unlikely real estate. When he acquired the Fox Theatre in 1987, the dilapidated movie palace slumped alongside a block of board-ups and halfway houses. But Ilitch saw the place, built in 1928 by William Fox, as the cornerstone of a neighborhood recovery and spent $35 million restoring its hand-stenciled walls, ornate gold leafing and jeweled figures of Asiatic gods, as well as office space and parking. It's now Little Caesars' headquarters and overlooks the Tigers'
When Ilitch bought the baseball team in 1992, it came with a vintage 1912 ballpark that was crying out for repairs. Ilitch ordered up a $380 million replacement and paid for his 70% share of it with debt (the other 30% was public funds). Comerica had 12,000 fewer seats, making it easier to fill than the old Tiger Stadium, but was left with a bit too much space in the outfield. Hitters couldn't knock the ball out of the park; so in 2003 Ilitch moved the left-field fence 25 feet closer to home plate, and the home run output increased some. Still, financially, at least, the Tigers have been far from a winner. The team has lost money nearly every year since 1993--despite the millions of dollars Ilitch has plowed into marketing and higher salaries. FORBES puts a gross value of $388 million on the team, including Ilitch's stake in the stadium; from that sum subtract $213 million of debt. Net value: $175 million--hardly a stellar investment.
Now he's rolling the dice on casinos. Grand River Avenue is certainly not the Strip. Still, there's life in Detroit's three gambling palaces, which raked in $1.2 billion in revenue last year and have been growing at 4% compounded annually, compared with 12% year-over-year for Vegas, reports Moody's Investors Service. Michiganders, who once flocked to nearby Canadian slots, are now, apparently, staying home.
The Ilitches placed their first bets a decade ago by backing a referendum to legalize gaming. (It passed.) To give form, if not substance, to a Major League Baseball rule banning joint ownership of baseball and gambling, Marian, who owned none of the Tigers, bought a 25% stake in MotorCity and held it separately from the other Ilitch businesses. Mandalay Resort Group ran the casino and was the majority partner. But last year Mandalay needed out because it was merging with MGM
There is little room for error. Last year MotorCity pulled in $125 million Ebitda on revenue of $432 million. Annual debt service totals $70 million or so. Moreover, the casino is undergoing a $275 million expansion, $225 million of that in bank debt and bonds, to blow out the existing 75,000 square feet of tables and slots and add 400 hotel rooms, a restaurant, a spa and additional parking. MotorCity's bottom line will be helped by 2008, when the casino's state and city gaming tax declines to 21% from 26%, part of a deal Marian struck last year. Analysts believe the casino's Ebitda could hit $180 million a year within two years. But that probably requires getting more slots players from outside Detroit--and spending more on marketing. Whatever the long odds, Marian has already shelled out around $10 million to buy up land and explore management contracts for proposed Indian casinos in Barstow, Calif. and on New York's Long Island. Those iffy projects are still years off.
What about succession? That's a sore point. In 2000 Ilitch named his son Christopher, now 41, and his oldest daughter, Denise, 50, as co-presidents of Ilitch Holdings, which provides legal, purchasing and other services to the ten family businesses. That arrangement, says Ilitch, his eyes welling up with tears, was "a bad decision." Denise, a practicing attorney and businesswoman, left the company two years ago after losing a bitter power struggle with her brother. Since the blowup the family has hired an estate-planning consultant. So far there seem to be no leading candidates to take over either Little Caesars or MotorCity--or the sports teams. One thing Mike Ilitch insists on: "This will remain a family business. We are not planning on selling anything."


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The Denver Post will correct all errors occurring in its news columns. If you find a problem with a story — an error of fact or a point requiring clarification — please call the city desk at 303-954-1201.
• Because of incorrect information given to The Associated Press, a brief on Page 2A of Wednesday's paper had the wrong day for a drowning Saturday at Brainard Lake.


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Vivek Agnihotri wants Ajay Devgn for Awaal
Director Vivek Agnihotri is keen to work with Ajay Devgn in 'Awwal', a satire on land acquisition. "I have a wish list for 'Awwal'. I want to work with Ajay Devgn. I need an entertainer, a big star as this is a big film. I feel Ajay will be suitable for the film. He can seriously carry a comic role," Agnihotri said.
Filming will start next year. Currently, Agnihotri is looking forward to the release of his socio-political drama 'Freedom'. The new film stars 'Dance India Dance' fame Salman Khan, who made his acting debut with choreographer Remo D'Souza directed 'Any Body Can Dance' which hit screens last month. Agnihotri's last film 'Hate Story', a thriller starring Paoli Dam and Nikhil Dwivedi, was a surprise hit. It was produced by Vikram Bhatt. The makers are planning a sequel to 'Hate Story' but Agnihotri says he is not a part of it.
"Vikram Bhatt called me several times for that [sequel]. I couldn't start it as I was thinking whether to do it or not. I feel I have already given my best and there is nothing that I can contribute more," Agnihotri said. "After two-three years if I see at erotica differently then maybe I will make it."
For the sequel, producer Vikram Bhatt has reportedly signed popular TV actress Surveen Chawla and actor Sushant Singh.


text: Zach Galifianakis' Brother Seth Interviews Sean Penn in New Between Two Ferns 4.88K Henry Baker 09/02/10 03:14PM Filed to: Between two ferns Between two ferns Video zach galifianakis Sean Penn funny or die TV Seth Galifianakis hasn't been given a large platform since panning his brother Zach in Live at the Purple Onion. Here he gets to grill Sean Penn about Penn puns and what it's like to hang with Jack Nicklaus/Nicholson. Between Two Ferns with Zach Galifianakis: Sean Penn from Between Two Ferns