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This is article was originally published on Crowdfund Insider on September 10, 2015.
The investment crowdfunding space is on fire – growing by more than 1000% a year. Within real estate alone, total investment is projected to hit $2.5 billion by the end of December. Meanwhile, FinTech has become glorified as a revolution in finance ready to take down Wall Street.
It's true – technology can and will cut costs, increase transparency, and deliver improved performance, especially compared to the fat margins of Wall Street.
But technology is an amplifier that drives efficiency, it will not and cannot replace the core fundamentals of disciplined investing and the importance of experienced real estate legal counsel.
Crowdfunding is a revolution in who can invest…it does not magically transform bad investments into good ones.
As the number of companies aiming to take advantage of this opportunity grows, those that have remained grounded and diligent as they sell investments to the crowd appear to be dwindling…
We are anxious as we watch some crowdfunders let venture-backed irrational exuberance get the better of them.
Let's play find the pea (and the problem)
There is no substitute for rigorous vetting in how investments are sourced. And it is not easily mechanized, especially in real estate.
An underwriter, the analyst responsible for performing due diligence and ultimately structuring an investment, must approach each deal with skepticism. Everyone wants money for their project but few deserve it. Every deal has its flaws and an underwriter has to find them.
Fundraisers seeking to raise money for a real estate deal have a natural tendency to underestimate potential challenges and overestimate their own abilities. Exaggerated performance projections are the norm. The job of the underwriter is to eliminate hyperbole, discount growth projections, and stress assumptions.
Top 6 Crowdfunder Best Practices
Our recommendation is that the industry implement guidelines to protect the sector in its infancy. Our top 5 best practices for crowdfunders are:
- LexisNexis Background Checks: The number of real estate company sponsors who have criminal records is shocking. Everything from securities fraud to assault and battery. Just because someone has developed a couple of buildings, or even a dozen, doesn't mean you won't find trouble in their history. When in doubt, don't risk it.
- "Bad Boy" Guarantees: A bad boy guarantee is like a personal guarantee, but only triggered by bad acts by management, most commonly fraud, gross negligence, malfeasance, and conversion (i.e., stealing). In other words, if a developer does something blatantly wrong they will be personally liable.
- Engage Counsel: No one is a fan of big legal bills, but using top-notch attorneys is worth it. Sometimes real estate companies complain about the cost or the speed, but a good law firm will save you from making the kind of mistakes that sink projects.
- Title Insurance: While title companies are some of the least technologically-savvy players in the industry, running title is an industry best practice. A title endorsement means that if someone down the line claims to have ownership rights or encumbrances, you are protected.
- Transparency in Underwriting: Do the underwriting and then share it. When in doubt, disclose it. Anything that might give you pause is better off in front of your investors before they invest. In many ways, we can and should be more transparent than institutional investors.
- Coordination with Existing Lien Holders: It's common for sponsors to obtain capital from multiple parties. Responsible capital providers coordinate with all parties in the transaction to ensure that the rights of each party are respected when placing capital. Failure to coordinate with other interested parties can cloud the title to the property or cause technical defaults within the transaction. Often times, this default stems from failure to work with the senior lender in the transaction and/or to conduct proper legal due diligence.
This is just a short list. Real underwriting means sweating the details. Worrying about what can go wrong and not trusting anyone else's assumptions. Real underwriting must include:
- Having multiple team members walk a property in person
- Detailed financial analysis with independent data and well researched assumptions
- Looking at downside scenarios and what happens when things go wrong
- Calling references and carefully reviewing the schedule of real estate owned (SREO)
- Engaging third party appraisers
- Co-investing with major banks
- Negotiating fierce legal documents
- Always using the lesser of Loan-to-Cost (LTC) or Loan-to-Value (LTV)
Our list of recommended due diligence is long.
Fraud, negligence, and malfeasance are all too real. Nothing is true until proven so. Failing to follow these strict standards makes losing investors' money just a question of time.
The future is bright (for those that survive)
In an industry where startups are valued by the number of dollars originated, entrepreneurs have become addicted to increasing volume — scared of the venture capitalists funding them and lulled by positive media attention. A "grow at any cost" mentality has emerged.
In finance there is a very simple way to grow origination volume quickly: lower quality standards.
It is clear that either some platforms have not spent the time reviewing every number, budget, contract, and pro forma to present the risks to their investor base or are choosing to ignore them to grow volume. It appears some are unwilling to sacrifice deal flow quantity for deal closed quality.
A great investment crowdfunding platform should be like any top tier investment fund; they must screen thousands of opportunities, overturn every stone, perform ferocious underwriting, and negotiate tough deals — aligning the interest of the investors and real estate company appropriately.
Investment crowdfunding holds enormous promise. But poor underwriting standards will claim many would be unicorns before long.
What Amazon, Twitter, Kayak, and Uber did to the retail, newspaper, travel and taxi industries, respectively – investment crowdfunding will do to finance.
But only by staying grounded and diligent throughout will we deserve to win the trust of our investors and the begrudging respect of Wall Street.
Image Source: Michael Theis, Flickr


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Send us your favorite way low-calorie recipes for the Recipe Box of Nov. 7.
Post recipes using the comment link. Please include your name, address, phone number and number of servings. (And please spell out measurements: teaspoon, tablespoon, cups, etc. It's our style.)
Don't forget soup/stew recipes for Oct. 31. And it's not too early to think about
favorites for Nov. 14.

subset: commoncrawl


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Marriage equality is coming to HawaiiAround the Nation, Breaking News, Online Only, Top Highlights Tuesday, November 12th, 2013
Today the Hawaii state Senate passed marriage equality legislation, putting the Aloha State on track to become the next state where gay and lesbian couples can legally marry. The legislation now heads to the desk of Gov. Neil Abercrombie for signature.
Sponsored by state Sen. Brickwood Galuteria in the state Senate and under the leadership of Senate Judiciary Chair Clayton Hee, House Speaker Joseph Souki, House Judiciary Chair Karl Rhoads, House Finance Chair Sylvia Luke, Representative Chris Lee, Representative Della au Bellati, and Republican Representative Cynthia Thielen, Hawaii's marriage equality legislation first passed the state Senate 20-4 on October 31, and the state House 30-19 on Friday, November 8. The state Senate today passed the House-amended version 19 to 4. Hawaii's marriage equality law will go into effect on December 2, 2013.
Following the announcement The White House released the following statement from President Obama: "I want to congratulate the Hawaii State Legislature on passing legislation in support of marriage equality. With today's vote, Hawaii joins a growing number of states that recognize that our gay and lesbian brothers and sisters should be treated fairly and equally under the law. Whenever freedom and equality are affirmed, our country becomes stronger. By giving loving gay and lesbian couples the right to marry if they choose, Hawaii exemplifies the values we hold dear as a nation. I've always been proud to have been born in Hawaii, and today's vote makes me even prouder. And Michelle and I extend our best wishes to all those in Hawaii whose families will now be given the security and respect they deserve."
Human Rights Campaign president Chad Griffin said, "The unprecedented momentum for LGBT equality in America continues today, with Hawaii's passage of historic marriage legislation. Before this year, marriage was the law of the land in eight states. By the end of this year, that number will have doubled to sixteen. We're committed to working harder than ever before to bring marriage equality to all 50 states, so loving gay and lesbian couples everywhere can enjoy the same hopes, dreams and aspirations as their straight peers."
HRC devoted significant resources working to secure marriage equality in Hawaii, including providing three field organizers and helping to generate 4224 phone calls, 2946 emails, and 3695 postcards to key legislators. HRC was a proud founding member of the Hawaii United for Marriage coalition.
Sen. Kahale, an indigenous native of Hawaii, stated unequivocally during today's hearing, "Same-sex relationships are part of the very fabric of native Hawaiian culture." He concluded his remarks with, "Aloha was meant to describe openness and caring for each other. It is time for Aloha for all."
"My mother was born and raised in Hawaii, and our family grew up with a strong sense of Aloha spirit, family values, and fairness for all," said Marriage Equality USA (MEUSA), a member of the Hawaii United for Marriage Coalition, Communications Director Stuart Gaffney. "As we celebrate today, our family couldn't be prouder that Hawaii is making history as the 16th marriage equality state in the union, and the second state in one week to declare equality for all families!"
Artist Tina Lia, a resident of Kihei, Maui, said, "I think it's great that our legislators are taking bold steps to ensure equality for everyone! This is a civil rights issue whose time has come. I'm so proud of our state and our country for moving forward and making this a priority."
"One of the early milestones in the freedom to marry movement was the lawsuit filed in Hawaii 23 years ago in 1991," noted MEUSA Legal and Policy Director John Lewis. "The people of Hawaii never gave up, and their long road to equality will make the wedding bells ring a bit louder and the wedding cake taste that much sweeter when the first marriages begin in Hawaii."
"The momentum for marriage equality feels unstoppable, but it is only a reality today in Hawaii because of the thousands and thousands of grassroots conversations the people who live in Hawaii have been having for so many years about the importance of love and marriage," concluded MEUSA Executive Director Brian Silva. "One year ago at this time, there were 7 states with the freedom to marry, and today there are 16. Marriage Equality USA and our project, the National Equality Action Team (NEAT), will continue to have heartfelt conversations around the country until we have the freedom to marry nationwide."
Short URL: http://lgbtweekly.com/?p=42533


text: I'm new to hurd but I'm interested in helping out with the port, just got it installed an hour ago and had a few questions. First, how do I setup tcp/ip? Second, Is there a way to boot into multi-user mode or does it not work yet? And last, why does libc6 have such a weird name, libc0.2 ? Please forgive me if there is a FAQ explaining this stuff. -- Stephen Crowley email@example.com, email@example.com -* Finger firstname.lastname@example.com for my public key. PGP#22714B25 *-


text: email@example.com wrote: > > Thanks DSC. Great site. > To the first person who replied, sorry the message was deleted and i > lost your name. No, this was not a class assignment - not that anything > was wrong if it were so! We were and are still are students, always > learning. I simply asked what I wanted to know without wasting my and > other people's time with a larger than required message. After researching > on bubble sort, quicksort, vector etc etc > I wanted to get second opinions on the best sort algorihtm. > Thanks for you reply. Okay, one other comment on identifying the best of the best in a lot of areas. The N*Log2(N) factor shows up in the maximum compression of random data, in the conversion of accessible states to temperature, and in general shows up in the 2nd law of thermodynamics. What this means is that (1) the 2nd law of thermo is not only a physical identity, it is a mathematical identity and (2) You are going to run into it a lot for data reduction/analysis/transformation. Thus, for a lot of things N*Log2(N) may be the mathematical optimum. Now, that being said, N*Log2(N) is optimum for the truly random case. A lot of things are not random, and so you can get better than that for the non-random case. Consider the JPG image vs. the Run-length-encoded TIFF for the case of a blank page. The Run-length-encoded TIFF of any size could be concievably compressed down to 2 bits. The first bit says "paint the entire page white." The second bit says "That's all there is." In reality, you will have headers, a specific RLE format, and such, so there is a minimum size for the TIFF. But you get the idea. So if there is anything you *do* know about the image, you compress that first. Then you incorporate into that the best random compression you are willing to pay for (in terms of time... just as the only truly reversible thermodynamic reaction takes forever, the only truly optimum compression of random data takes forever. Any increases in speed meet with loses in compression.). In the same way, if there is anything you *do* know about the order in a sort algorithm, you incorporate that into your sorting method. For that reason, for certain data sets, other sorts may be optimum. That includes the quick sort, or -- ideally for a mathematically predefined data set -- a mathematical algorithm that will yield the order instantly. If, for example, you had 12 different simple mathematical equations that covered 12 different cases, I would combine the heap sort with the 12 different equations. But to do that optimally, you still want to run each equation a minimum number of times. There your NLog2N will work its way back in again... or had better, or you'll be wasting a lot of unnecessary computation time. Then, too, if you want to find the Nth item quickly, there might be a whole different approach. Perhaps the quicksort might be better there. I think nr.com talks about that a bit. ---> Just a whole bunch of thoughts about numerical optimization. - Michael More on my own history behind these statements. One thing that I think was great for my understanding of this area was to try to program an "infinite compression routine." For arguments' sake, say I was using first of all variations of the LZW method, as described in GIF definition. So I ran the same program 20 times on the same data. I very carefully designed it so that the data would never grow, but could transform. My compression the first time was 30%. 2nd pass, I got 9% additional compression. 3rd pass, I got 2%. Fourth pass, about 1/2%. I wondered why it wasn't working, so I took a look at the data that was incoming. I then changed the routine to try to optimize based upon the data that was incoming -- especially all those 10..001 bit runs that came out of the LZW compression. I still didn't get much improvement. Oh, the second pass improved, but when I tracked the improvements due to my new algorithm, they went away just as quickly. I then wrote a program to put up a histogram of the data in many different forms, and took a look at the data. What I saw was something that (1) looked random (2) on each pass pushed closer and closer to what I would call a normalized blackbody radiation curve (or perhaps a bell curve, but there are many different bell curves possible). And the better my data approximated that curve, the less compression I could get out of the data on the next pass. More than that, no matter what form I was measuring the data [distribution of values, distribution of 0 runs, distribution of difference from previous byte, etc...], a compression run would push *all forms* closer to that blackbody curve. It was then that I realized I was seeing a numerical version of the 2nd law of thermo. The more compression you get, the lower the state of energy and the higher the state of entropy. And no spontaneous decrease in entropy can be expected. After all that, I have to say: there's nothing like actually *building* a perpetual motion machine to make a true believer in the 2nd law of thermo. The fact that I built mine in the world of data compression simply let me not waste a lifetime of effort, since with my computer I made hundreds of attempts in just a few days. --- Now, if you want a truly impressive algorithm, how about an algorithm that you can often do on paper--it's so conceptually simple -- and will give you a Taylor series for all variables for almost any set of equations, linear, nonlinear, partial-differential, or otherwise (initial value only... boundary conditions are not yet figured out.)? Go look at the Parker - Souchacki solution to the Picard iteration. You should be able to find stuff on the web. It's that powerful, it's new, and -- in my opinion -- it warrants an algorithm library in Debian. - Michael -- To UNSUBSCRIBE, email to firstname.lastname@example.com with a subject of "unsubscribe". Trouble? Contact email@example.com


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Cinque terre walk...
Cinque terre walk... Reviews
29 reviews
A beautiful hike! Dec 27, 2009
The cinque terre or 5 towns are a collection of beautiful towns that can be reached via a stunning walk or hike. You can work your way through the natural terrain and stop every once in a while to witness the beautiful views of the sea. It is even possible to slip away from the route and climb down one of the ladders to find your own isolated beach to relax or go swimming in the delightful waters.
The towns act as stop off points where you can explore, sunbathe or grab something to eat. It is also a possibility to stay in one of the hotels that are located here. I stayed in Monterossa for a couple of nights with my hitchhiking buddy. It was picturesque and desolate.
The walk is quite tiring and I suggest you take it easy instead of storming to the finish. There is even a man in the hillside who grows his own lemon grove. Refresh yourself with a freshly squeezed lemonade or some limoncello.
Join TravBuddy to leave comments, meet new friends and share travel tips!
1 reviews
Via dell'Amore Mar 12, 2008
The Via dell'Amore (or The Walk of Love) is a wonderful trek to make if you are visiting Cinque Terre. A myriad of paths links the various villages of the Cinque Terre and their neighboring hill-top hamlets. You will see spectacular views of cliffs, terraces and coasts. The natural beauty of this area reals you in and the local flora intoxicates your senses. The turquoise waters of the Mediterranean invites you into her arms for a little dip, so if you take this trek take along your swimsuit because it's a great finish to an amazing hike. Grab the nearest rock and bask in the sun like the Italians do it.
*The only downside to our trek was the construction that was going on with the path while we were there. They have to do construction quite often because of the hilltop paths; rocks falling, worn down paths, etc. All in all this was an amazing hike that if highly recommended if you are visiting.
*There is a small fee for this hike, but all of the proceeds go to restoring the paths. The card you purchase is called the Cinque Terre Card and you can buy one for either 1 day, 2 days, 3 days, or 7 days of use. This card intitles you to many other benefits while you will be visiting like: bus and public lift travel, museums, free mountain bike hire for 3 hours on routes of medium-high altitudes, etc.
5 reviews
Europe great place to travel Mar 14, 2008
I am an Indian , well, traveled to few places only but would like to travel more to europe , have you been to India ? its wonderfull place of variety ...colourful , greenary , hillstations , desserts , beaches , all in all.... i live in the tip of india sate called Kerala , you are most welcome to my home town ...


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We are looking forward to seeing you in Jacksonville. Link to Final Reminders.
Navigating Changing Tides in College Readiness
About the NACEP National Conference
NACEP's National Conference is the premier destination for concurrent and dual enrollment practitioners, college officials and faculty, district and high school administrators, instructors and counselors, policymakers, and researchers interested in building and sustaining programs that allow students to earn college credit while in high school. Join us for two full days – October 20 and 21 – of presentations, speakers, and discussions about the latest innovations and practices in the field, cutting-edge research, national trends and legislation, and networking with secondary and postsecondary professionals from across the nation.
Concurrent and dual enrollment partnerships provide high school students the opportunity to take college
credit-bearing courses. Called concurrent enrollment when taught by college-approved high school teachers, concurrent and dual enrollment partnerships successfully transition students from high school to college. NACEP is the only national standards-based accreditation body for concurrent enrollment programs.
Lodging Notice
The discounted conference rate at the Sawgrass Marriott conference hotel has expired and the hotel is full the evening of Saturday, October 19th. Visit the lodging page for a listing of nearby hotels.
Optional Pre-Conference Workshops
On Saturday October 19, consider joining us for optional Pre-Conference Workshops, including:
- an Accreditation Institute led by experienced professionals from NACEP-accredited programs for programs embarking on self-studies prior to applying for NACEP accreditation or re-accreditation
- the new Professional Development Academy of discipline- and role-specific workshops designed specifically for high school instructors, school counselors and college advisors, and school-based administrators


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Sergio Garcia hit a disappointing shot "way to the right" on the second hole at Sawgrass on Saturday afternoon. The 33-year-old vibrant bundle of joy wasn't exactly pleased with the results. If only Tiger Woods had been thoughtfully aware enough to prevent people from screaming during Garcia's shot, everything would've changed for the frequently embattled golfer.
[via Guyism]


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Chinese Country Antiques: Vernacular Furniture and Accessories, C. 1780-1920
A new kind of antique Chinese furniture swept onto the market in the early 1990s. It appealed to people who were sure they did not like Chinese furniture, people who were ready for new ideas about Orientalia, and people who couldn't afford the five- and six-figure prices routinely attached to classical Chinese pieces. This new variety has struck a surprisingly sympathetic chord with Western tastes, and the prices are still surprisingly low. It comes from 18th and 19th century China, the last days of the emperors, and expresses a sense of creative freedom, vigor, and visual elegance. Here are cabinets, tables, chairs, and accessories in various woods and finishes to enhance each room of your home. This book offers the first comprehensive and compelling look at Chinese country furniture from the consumer's point of view. 380 color images, some in room settings, others with great detail, bring the beautiful designs to life. A guide to pricing makes this a useful tool for collectors and dealers alike. Because of a changing political and economic landscape in China, this late-Ching furniture has flooded Western markets, giving retail customers equal footing with collectors and keeping prices reasonable, for now. Because the quality covers a wide range, it takes an informed buyer to navigate between the real and the not-quite-so-real. The information in this beautiful book will give the reader the bearings they need to make the right decisions.
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McCoy is still searching for ways to make impact
Joe Henderson,
The Tampa Tribune
, published 18 October 2010
It had been another afternoon of mostly fruitless work for Gerald McCoy. The prize of this year's draft for the Buccaneers spent most of the game chasing Drew Brees but never catching him.
That was bad enough, but seeing New Orleans rush for 212 yards might have been worse. Third-string back Chris Ivory had 158 of those. When a team runs for that kind of number, your butt basically is being kicked all over the field.
McCoy takes that personally, especially when it ends in a 31-6 loss. It's more than just one loss, though. A game like this magnifies the fact McCoy is still searching for his first National Football League sack — still searching for a lot of things, actually.
"I am so worried about playing the thing the right way instead of just making the play, it's slowing me down," he said. "I've just got to get out of it."
None of this is what the Bucs had in mind when they made the defensive tackle from Oklahoma their top selection in April. "When the defense isn't playing well, it's my fault. That's just how I feel," he said. "I've been in the film room early, I've stayed late. I don't know what it is but I'm going to keep working. I just have to fix it."
While he doesn't have a sack in five games, most of his teammates don't either. The Bucs have an NFL-worst four sacks and it's becoming a real issue. Pressure can do the job almost as well as a sack, but the Bucs aren't even getting that.
You know how many times they actually hit Brees in this game? That would be zero. Everything bad that happened to the Bucs defensively stemmed from that. By early in the second quarter, Brees had completed all but one of the eight passes he had thrown and two of them went for touchdowns. The Saints had control and it was never close after that.
Brees sorted through receiving options like he was trying to decide which tomato was freshest at the produce stand so, of course, he was going to complete passes. Creating pressure is one of the many reasons McCoy was brought here.
"I know Drew Brees does a great job in the pocket. I know they do a great job of protection. I know they do a great job of keeping him off the ground," Bucs coach Raheem Morris said, while declining to point a finger at any particular defender.
Back in the locker room, McCoy had the pained look that rookies sometimes get when adapting to the NFL. "I'm young and trying to do it the way the coaches say do it instead of just releasing it. I'm trying to be so gap sound and play within the scheme of the defense," he said.
"I'm still trying to learn when to fall back, how long to stay in my gap, and those things. The thing is, I'm working at it. I don't accept the way I've been playing, or we've been playing. I go home and think about it, come back, and how can I get better?"
Warren Sapp is the gold standard of defensive tackles for this franchise and he didn't blow the league up his first year. Monte Kiffin used to say that defensive linemen make the biggest leap between the first and second seasons. McCoy and his rookie linemate, Brian Price, are just getting started.
Defensive tackle Roy Miller knows what they're going through. He had the rookie indoctrination last year. "Those guys are so close to making plays a lot of times. You'll see Gerald and Brian Price so close to making sacks. That's what bothers you the most. These guys are so close to having three sacks apiece right now, and it's just not happening," he said.
"In my eyes, they're doing everything they can — working hard, staying after and watching film. They're doing all the things right. You can't put any of this on one person."
In the coming days, there will be more film to watch and more technique to master. "I'm not getting discouraged — no, no, no. That hasn't crossed my mind. I'm not discouraged. I just have to play better," McCoy said.
Presumably, it will all become natural at some point and McCoy will begin to have the impact everyone expected. Until then, days like Sunday are just part of the learning curve and Drew Brees is still waiting for a formal introduction from a rookie still feeling his way.


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Below is a list of resources for information regarding eating disorders and the treatment of eating disorders:
Useful Eating Disorder Websites
General Information:
- MaudsleyParents.org - "Family-based Treatment of Adolescent Anorexia Nervosa: The Maudsley Approach"
- FEAST-ED.org - "The Family-Based, or Maudsley Treatment Approach"
- CEDD.org - "The Maudsley Model of Family Based Treatment"
Cognitive Behavior Therapy (CBT)
- University of Oxford (Department of Psychiatry) website - "CBT and Eating Disorders: Cognitive Behavior Therapy and Eating Disorders"
- WebMD - "Cognitive-Behavioral Therapy for Eating Disorders"
- NJ-Act.org - "CBT for Eating Disorders"
- Guilford Press website - "Cognitive Behavior Therapy and Eating Disorders"
Dialectical Behavior Therapy (DBT)
- University of Washington website - Marsha Linehan
- NYTimes.com- "Expert on Mental Illness Reveals Her Own Fight"
- PsychCentral.com - "Marsha Linehan Acknowledges Her Own Struggle with Borderline Personality Disorder"
- BehavioralTech.org - "DBT Resources: What is DBT?"
Acceptance-based Therapy (ACT)
- Steven C. Hayes
- ContextualPsychology.org - "Acceptance and Commitment Therapy (ACT)"
- APA.org - "Acceptance and Commitment Therapy"
- Books.Google.com - "Acceptance and Mindfulness Treatments for Children and Adolescents"
- NursingPlanet.com - "Acceptance and Commitment Therapy (ACT)"
Learn More About Eating Disorders
Further Reading
Fairburn, CG (2013). Overcoming Binge Eating. New York, NY: Guilford Press.
Lock, J, & Le Grange, D (2005). Help Your Teenager Beat an Eating Disorder. New York, NY: Guilford Press.
Contact Us
For more information or to make an appointment:
Tel: 212-659-8724
Fax: 212-849-2561
1425 Madison Ave. (corner or 98th St. and Madison Ave.)
ICAHN Building, Floor 6, Room 32
New York, NY 10029
Related LinksThe Adolescent Health Center (AHC)


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BERLIN, Jan 25 (Reuters) - German car maker Volkswagen will expand production of the Golf hatchback to Mexico next year to boost deliveries of its best-selling model in North America. VW will start assembling the seventh-generation Golf in Puebla in 2014, a spokesman for the Wolfsburg-based company said on Friday. The Puebla plant already makes the Beetle, the Jetta compact sedan and the Golf estate. Expanding production of its top seller to Mexico is part ...
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On October 31st, venerable game maker Square Enix will release the latest epic installment of the wildly popular RPG series with Final Fantasy XII. That same day, Tofu Records will issue the official US soundtrack to the game featuring a choice selection of tracks from the game. The soundtrack is composed by Hitoshi Sakimoto, and includes a theme track from also-legendary composer Nobuo Uematsu, sung by Angela Aki.
Over the course of the next twelve days, we'll be presenting "Twelve Days of Final Fantasy XII," showcasing new information on the game soundtrack each day. In addition to looks at the CD art, we'll be talking to the composers, Sakimoto and Uematsu, singer Angela Aki. In addition, we have a couple surprises in store for hardcore FF fans.
Kicking off the festivities, we present the cover art from the new CD. The image below is the front and back cover stretched out as one continuous piece of art.
Click on the image above to see a larger version.
Stay tuned to IGN Music for a full twelve days of FFXII soundtrack coverage! Tomorrow, we'll reveal what the inside of the CD case will offer.


text: The Companion® 5 multimedia speaker system is engineered to deliver the excitement of surround sound content right at your computer—without the clutter of five speakers. Just two small speakers and a hideaway Acoustimass® module deliver much of the audio performance you'd expect from a five-speaker surround sound system. And a single USB connection is all it takes—no special software, hardware or sound card upgrade necessary.


text:
October 30, 2013
Protection of Collateral of Counterparties to Uncleared Swaps; Treatment of Securities in a Portfolio Margining Account in a Commodity Broker Bankruptcy
I support this final set of customer protection reforms, which comprehensively enhance the protection around the handling and segregation of futures and swaps customer funds.
Segregation of customer funds is the core foundation of the commodity futures and swaps markets. Segregation must be maintained at all times. That means every moment of every day.
Market events, though, of these last two years highlighted that the Commission must do everything within our authorities and resources to strengthen oversight programs and protection of customer funds.
These reforms are the sixth set of rules finalized by this Commission during a two-year process to ensure that customers have confidence that their funds are segregated and protected. These reforms benefit from the Commission's thorough review of existing customer protection rules – looking for any gaps in those rules and the oversight of these markets.
They benefit from significant public input, including staff roundtables, the Technology Advisory Committee, the Agricultural Advisory Committee and numerous reports submitted by market participants.
They also benefit from input through a coordinated effort of the CFTC with other regulators; the self-regulatory organizations (SROs), such as the CME and the National Futures Association (NFA); as well as congressional reports and input on these matters.
I support these rules, in summary, for at least six reasons:
Prior to this final rule set, the Commission already had made important improvements to protections for customers:
Last Updated: November 4, 2013


text:
Black September terrorists attempt to wipe out a US football crowd by hijacking the TV blimp. Besides some good suspense sequences, Frankenheimer tries to utilise his well-known skill with actors to open up all sides of the issue. Unfortunately, all the major characters have a whiff of Hollywood artifice, largely because (as has happened too often before in his career) Frankenheimer gets carried away by their verbosity. But perhaps any Hollywood film giving the Palestinian case an airing deserves to be welcomed.
Release details
|143 mins
Cast and crew
|John Frankenheimer
|Ernest Lehman, Kenneth Ross, Ivan Moffat
|Robert Shaw
Bruce Dern
Marthe Keller
Fritz Weaver
Steven Keats
Bekim Fehmiu
Michael V Gazzo
William Daniels


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Skip to this page's content
Current Issue
March 2017
Table of Contents »
Feature Article
Photo Gallery
Slideshow: Matters of the Heart
Ways to Go
Field Notes: Clark
Field Notes: Kahn
Did You Know?
Learn More
Mending Broken Hearts
As heart disease reaches epidemic proportions worldwide, researchers are moving away from the old "clogged-pipes" model to search for triggers lurking in our genes.
Photograph by Robert Clark
Ready for Transplant
A human heart destined for transplant lies cradled in a TransMedics Organ Care System. The device can keep a heart warm and beating—and viable for many hours longer than the conventional method for handling donor hearts: immersion in a saline solution and packing in ice.
Photograph by Robert Clark
Comforted by the Thump
Danuel Allen lived 54 days with an artificial heart implanted in his chest. He was comforted by the thump, says Sharon, his wife, who could hear the heart beating from across the room. A couple of weeks after this photo was taken Allen received a transplanted human heart, but he died from an infection within months.
Photograph by Robert Clark; Photographed at Mütter Museum
Heart Handiwork
Getting a good look at the condition of a live human heart was once impossible without invasive surgery. The organ shown here is, in fact, a museum specimen.
Image by Toshiba America Medical Systems, Inc.
Scanning for Trouble
Dramatic advances in computed tomography now provide detailed scans in ten scalpel-free seconds. This image of a heart beating in a human chest reveals a narrowed artery—potential trouble.
Photograph by Robert Clark; Model by Gunther von Hagens
Internal Plumbing
More than 60,000 miles (97,000 kilometers) of arteries, veins, and capillaries in an adult body pulsate to a muscular rhythm—100,000 heartbeats a day. Scientists once viewed the cardiovascular system as a pump and a lot of pipes; now they increasingly focus on the molecular level.
Photograph by Robert Clark; Family portrait courtesy Don Steffensen
Mutant Gene
Holding a photograph of their parents, six Steffensen children—JoAnn, Marvin, Jeanette, Betty, Donald, and Cecil—once confronted a disturbing question: Why have members of their family suffered from an unusually high rate of heart disease for generations? A few years ago, DNA tests revealed that stricken family members share a mutant gene called MEF2A,]]> which produces a protein that appears to make arterial walls more likely to rupture.
Photograph by Robert Clark; Family portrait courtesy Don Steffensen
All in the Family
Don Steffensen holds a 60-year-old portrait of his mother, father, and siblings. He and most of his siblings tested positive for a mutation in the MEF2A]]> gene, which may be linked to heart disease. In fact, all have had various heart problems. But doctors agree that genes alone can't forecast the future. Diet and exercise are still crucial.
Photograph by Robert Clark
Tale of the Tape
In Mississippi's Jackson Medical Mall, nurse Cora Champion measures the waistline of Charlie Brown, a participant in the Jackson Heart Study. The study examines why the rate of cardiovascular disease is so high among African Americans. "Participating in this program reminded me of the importance of a good diet and exercise to live a long, healthy life," says Brown. "Now I go to the gym two or three times a week."
Photograph by Robert Clark
High Praise
When the Jackson Heart Study Choir sings gospel tunes, they witness to an observation made by the study, based in Jackson, Mississippi: Spiritual activity is associated with lower blood pressure (high blood pressure is a risk factor for heart disease).
Photograph by Robert Clark
Looking to Help
Of the more than 6,500 participants in the Jackson Heart Study, this family trio spans two generations—Tomp Liddell, center; his daughter, Emma Jean Liddell, right; and her cousin Seneca Turner. The study is exploring the role hypertension, diabetes, and other health problems play in the unusually high level of cardiovascular disease among African Americans. "We have to move from speculation to science—and to an intervention that works," says Dr. Herman Taylor, a cardiologist and director of the study. "Good intentions won't solve this epidemic."
Image by Alan Herman and North Memorial Medical Center, Minneapolis, MN
Picturing Heart Disease
An angiogram, top, reveals an abrupt closure—referred to as a "widow maker"—in a critical coronary artery. This technique uses a catheter, dye, and x-rays to navigate and study blood vessels. In a second angiogram, bottom, after a stent has been inserted, blood flow is restored.
Photographs by Robert Clark (center), and Yasuhiro Honda and Paul Yock, Stanford University School of Medicine (left and right)
Getting the Blood Flowing
With intravascular ultrasound, doctors are able to examine the inside of a vessel in cross section (left and right). Plaque (yellow) constricts blood flow (red). Once a stent (center) has been inserted and the wall propped open, blood flows more freely. Says Dr. Paul Yock of Stanford University: "Ultrasound helps us completely expand the stents so they have a better chance of staying open."
Photograph by Robert Clark
A Change of Heart
This polyurethane heart can keep critically ill cardiac patients alive while they await a donated human heart. Once the device is surgically implanted, its attached plastic tubes run through the patient's skin to a battery-powered pneumatic pump. Despite the cost—$106,000—the demand is strong. Some 3,000 people await heart transplants in the U.S., but only about 2,100 donor hearts are available each year. While boosting the supply of artificial hearts is a relatively simple technical hurdle, increasing the supply of human hearts is more challenging. Who will be tomorrow's donors? That question lingers for a patient in Germany, who recently received a CardioWest artificial heart like this one.
Photograph by Robert Clark
Installing a New Pump
At the Berlin Heart Institute in Germany, 62-year-old Siegfried Streiter endures four hours of surgery—from first incision to final sutures and bandages—to get his artificial heart. The device will not only keep him alive, says Dr. Roland Hetzer, chief surgeon; its strong, steady pulse might also help clear the chronic congestion in his lung vessels. "A transplanted human heart would have failed immediately," says Hetzer.
Photograph by Robert Clark
A Healing Hand
Days after open-heart surgery, Lawrence Silberman tries to relax as massage therapist Kathleen Ullmann administers craniosacral therapy. With her gentle touch and extraordinarily sensitive fingertips, Ullmann promotes a state of deep relaxation and facilitates the flow of fluids that surround the brain and spinal cord, which can improve the functioning of the central nervous system. Meditation and yoga also help cardiac patients recover from surgery.
Photograph by Robert Clark
Second Chance
After suffering a massive heart attack that caused severe cardiac damage, athlete Bill Wohl almost died. An artificial heart kept him alive for five months. After that, Wohl received a heart transplant. Sitting in his living room, Wohl holds a photograph of the donor—the late Brady Michaels, who died in a freak accident while working on a reality TV show. "I'm so blessed," says Wohl. "There's no way I should be alive."
Photograph by Robert Clark
Enjoying Life
Four months after receiving his artificial heart, Siegfried Streiter often gets out and about—but not without the rolling power pack that keeps the heart beating. The equipment beeps at him periodically, says Streiter, but he's not complaining. "The good news is, I'm alive."
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text:
People who practice Buddhism do not formally convert to Buddhism, but instead take precepts as a way of solidifying their commitment. It is possible to take Buddhist precepts and continue practicing another religion.
The first level of precepts is 5 precepts: not to kill, lie, steal, do bad things out of lust, or take intoxicants in order to induce heedlessness. Taking 5 precepts signals a serious commitment to practice. A person taking the 5 precepts is given a short bib-like garment (called a kasa) to symbolize this commitment. The 5 precepts are common to all forms of Mahayana Buddhism.
In the Kwan Um School of Zen, taking 10 precepts means that a person has shown maturity in their practice and is ready and willing to help lead practice, help beginners, and give short talks. These people are called dharma teachers in training, and after further maturity and training they are given long robes and called dharma teachers.
Taking 16 precepts means that a person is mature enough to give consulting interviews in which students may ask questions relating to practice, or about how practice relates to their lives. Such a person is called a senior dharma teacher, and few students in the Kwan Um school have this title.
A further level of precepts is an additional 48 lay precepts, bringing the total to 64, the maximum possible for lay people in Buddhism.
Separate from the precepts is inka and transmission. Inka is full authorization to teach, including kong-ans; people with inka are called dharma masters (in Korean, ji do poep sa nim). After inka may come transmission; people with transmission are called Zen masters. In the Kwan Um school of Zen "teacher" means someone with inka or transmission. Every Zen center in the school must have a guiding teacher with inka or transmission. Some of the larger centers have two or even three teachers.


text:
The Florida baseball team heads south to Fort Myers for a series rubber match
against Florida Gulf Coast tonight. The Gators dropped Game One of the series 2-1, then blanked FGCU in Game Two 4-0.
Florida will look to carry momentum into Tuesday night's game, coming off a series win against South Carolina. With the win the Orange and Blue grabbed first place in the SEC East. .
Florida has proven to shut down teams late in games this season,
racking up a record of 21-1 when tied or leading after six innings of
play this year. Florida has not decided who will get the start Tuesday
night, FGCU will send redshirt sophomore Brady Anderson. Anderson will
bring a solid 2.03 ERA to the hill with a record of 2-1.
Taylor Gushue and Braden Mattson have continued to be Florida's biggest threats this season. Gushue is batting .326 with 30 RBIs backed up by Mattson's solid .323 average with 20 RBIs. Buddy Reed looks to bring his weekend's success to the diamond Tuesday night. Reed earned his first three hit game of his career over the weekend and is batting .228 on the season.
First pitch tonight is set for 6:30 you can tune into the Gator IMG Sports Network for coverage starting at 6:25.


text:
New year brings new NC law to protect pets
WILMINGTON, NC (WWAY) — With the new year comes new laws, including one designed to protect animals.
State leaders amended the existing law on animal shelters, in an effort to help owners find lost pets and relieve overcrowding at shelters among other things.
"Most of these changes are trying to get animal groups and animal services up to a certain level," said Sgt. Jerry Brewer, spokesman for the New Hanover County Sheriff's Office, which oversees the county's Animal Services Unit.
The changes, which go into effect Wednesday, will allow animal control and animal cruelty investigators to take action when an animal locked in a car is in danger.
"Animal control officers, if they are dispatched to a scene or a situation if there is an animal in a car, after they have exhausted all their reasonable expectations for trying to find the owner, they can enter the car," Brewer said.
Sgt. Brewer says this will help law enforcement save the lives of many animals.
"That really helps out us and helps the community, so if there was a dog or cat that's in distress during our hot summers, which we all know about, you know, they can enter that car if need be," Brewer said.
The changes also put a cap on the reimbursement amount available from the state spay and neuter program and requires a minimum holding period of 72 hours for all animals received by a shelter.
While these changes may affect certain parts of the state, Brewer says Sheriff Ed McMahon already sets the bar high for New Hanover County.
"For us, it didn't really affect us too much here at Animal Services Unit, but it just goes to show you the level of expectations sheriff mcmahon is holding for animal services unit," Brewer said.
Brewer also says most of their procedures and policies were already well above the new standards and in place before the changes even came about.
More: continued here


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(PRWEB) June 15, 2014
Cher has been putting on captivating performances for decades – since the days of her performing with her former late husband Sonny Bono. Much has changed in the past few decades, but she has kept her zest for entertaining and creative brilliance intact. Both will be on full display in Illinois in late October and Cher fans can now find tickets online at Ticketprocess.com for the Moline, Illinois concert today.
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text:
Hyde Park
14332 Montfort Dr, Dallas, TX 75254
Built:1994 Area: North Dallas/ Addison
You can select from one, two or three bedroom plans. Some of the fine amenities are Fireplaces, Crown Molding, Garden-style Tubs, Full-size W/D connections, Four refreshing pools, Media Center, Cyber Cafe' and Fitness Center.
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Deposit: $100-300
Fees: App: $50 Admin: $100
Terms: 12mos
Pets: Cats: Yes Dogs: Yes
Upto 100 lbs-Breed Ltd
Dep: $500 pet fee
Pet Rent: $10/mo
School District: Dallas
Elem: Frank Mid: Franklin High: White
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Fitness center, 4 Pools, Business center, Gated entrance, Perimeter fence, Assigned parking, Private detached garages($65/mo), Theater room, Door to door trash pickup, Club house, 2 Jacuzzis, Picnic area, BBQ grills, 2 Laundry rooms, School bus stop, W/D rental($32/mo), Carports, Volleyball, Handicap modified units, Metro bus stop
Interior Amenities:
W/D connections, Walk-in closets, Garden/large tubs, Private patios/balconies, Attached garages, Intrusion alarms, Cable ready, Hi-speed internet, High ceilings, Storage closet outside, Custom carpet, Custom built-ins, Ice makers, Self cleaning ovens, Dishwashers, Garbage disposals, Fire places, Ceiling fans, Crown molding, Miniblinds, Microwaves, Frost free refrigerators
Square footage displayed is approximate and may vary slightly. Rental rates, availability, deposits, apartment features and specials are subject to change without notice. These specials are published by the apartments complexes and Apartments Rent Rebate in is not responsible for these specials.


text:
Brochures and information sheets about our products, applications and environmental issues.
Read technical papers and presentations that have been written by our industry experts.
Register here to receive news stories, showcases, technical presentations and literature as soon as they are published.
Insulated Metal Panels (IMPs) have a rigid methylene diphenyl diisocyanate (MDI)-based polyurethane foam core "sandwiched" between two metal facings. These factory-manufactured panels are used for building and other insulation applications. IMPs are used in building claddings, partitions, load-bearing walls and roofing elements. Insulated metal panels are also used in cold storage applications.
Because of their high thermal insulation values, ease of use, high degree of stability, rigidity and excellent load bearing capacity, IMPs are especially suitable for self-supporting roofs and walls, and other applications with structural requirements.
In Europe, INSPIRE® PIR insulation foam for sandwich panels has achieved the following fire resistance classifications, according to EN 13501-2:


text:
Taylor Supply Super Sport Shirt
For whatever reason I seem to be preoccupied with short sleeve shirts right now. Nick talked about a nice selection of short sleeve popovers last week, so I thought I'd touch on a few great full placket versions. Taylor Supply continues to refine their offerings each season, and only after many iterations and field testing does a collection comes to life. There are three options available; red plaid, a red mini houndstooth and navy jacquard with black cats eyes buttons. For those that prefer a tighter roll on your sleeves, there are buttons on the sleeve opening to adjust the fit. Once again, Christophe knows how to focus on the details and present a superior product.
• All Fabrics are Woven in Japan
• Single Chest Pocket
• Adjustable Sleeve Opening
• Gusset at Hem
• Made in Manhattan


text:
Verified Purchase
I'm had chronic sinusitis. Now after lot of research and visiting all kinds of doctors this the solution i found:- 1) Use this spray two times a day 2) Avoid Dairy and eggs 3) Nasal Saline Rinse(NeilMD). I have been able to control my chronic sinusitis and even the fatigue associated with it.
Posted by iHerb Customer on September 26 2007 | Verified Purchase
I'm had chronic sinusitis. Now after lot of research and visiting all kinds of doctors this the solution i found:- 1) Use this spray two times a day 2) Avoid Dairy and eggs 3) Nasal Saline Rinse(NeilMD). I have been able to control my chronic sinusitis and even the fatigue associated with it.
Posted by iHerb Customer on February 27 2012 | Verified Purchase
I had a very bad head ache. Went to ER room. 5x-rays. Three meds-result zero. Heard about NutriBioti With GSE. Head ache gone. Found out later that sinusitis was caused by fungus & GSE was the only way to kill it
Posted by TheGeneral on January 31 2013 | Verified Purchase
I use this product usually at night right before I go to bed. This helps in keeping my nasal passages open at night. I do not use it every night, but only when my nose feels stuffy due to dryness in the air. I like the fact that the product contains grapefruit extract which fights bacteria. Since I use it approximately 5-10 days a month, this last quite a long time. As with most nasal sprays, it is uncomfortable to spray the mist up your nose but only initially. Afterwards the initial discomfort goes away. I chose NutriBiotic because there products are generally more holistic and not loaded with a lot of chemicals or medicines. I do not have allergies so I do not know how effective this would be for those that have that condition. If you need a nose spray this one seems to have the best homeopathic type of formulation. In the winter months I tend to use this more because of the dry heat, but there are times I have used it in the summer due to excessive pollen from cutting the grass. The price is very reasonable and as usual iHerb has great customer service and shipping costs and delivery.
Posted by iHerb Customer on October 13 2007 | Verified Purchase
I've suffered from post nasale drip for years, and the constant throat clearing not only bothers me but my family too, and this product has been the only thing that works at all to help clear my throat! I love it!!
Posted by iHerb Customer on October 1 2014 | Verified Purchase
I purchased this spray for my 12 year old daughter - primarily based on the reviews that were written about it. She has suffered from chronic sinus for about the past 6 years. We don't use antibiotics, as we have tried in the past and they don't work. We always chose the more natural path to resolving our health issues anyway. She has received homeopathic treatment for many years, but to no avail. We tried all sorts of things - salt bath inhalers, flushing the nose with salty water, dietary changes and vitamins. She has now used this spray for 3 days. She can actually breathe through her nose clearly for the first time in 6 years. The dark circles under her eyes have also improved. My suggestion is to give it a go. It's a very affordable and effective option and for those with chronic sinus, a welcome relief from the symptoms.
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I saw this suggested in a forum about natural sinus pain remedies. I've tried everything before it seems and I've been dealing with sinus/allergies issues for over a decade. Nothing- and I mean nothing- has worked as well as this product for me. Ever. I was having ear pain and sinus pain plus fatigue, etc. I sprayed this stuff 2x per nostril per day and within 3 days my symptoms were mostly clear. I'm so impressed and I'll never be without this again.
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I use this spray in the morning right before I do my nasal rinse with the NeilMed solution/bottle kit. Keeps my sinuses clear all day. I used to get 4-5 sinus infections a year, but not anymore. At night I spray twice up each nostril before going to bed. My son used to have Asthma and a chronic runny nose. He uses this too and has no problems now.
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After my "go-to" Zicam nasal swabs were pulled off the market, I wondered how on earth I would get through cold and flu season unscathed. Soon after receiving this product, I got to try it out when I started feeling a little scratchy in my throat and a little sniffly in my nose. After one round of nasal squirts, my regular multivitamins, and a little GSE Liquid Concentrate squeezed into my hot tea, the scratchy throat and sniffles went away and never developed into anything. I now keep both a spray and a liquid in my desk at work, and a liquid at home, at the ready to combat anything that might be flying around in the air. I also use the spray as a preventative precaution if anyone in my office is sick, and also before mixing in large public groups (like the County Fair a few weeks ago). We are in swine flu territory after all and I intend to stay armed.
Posted by iHerb Customer on July 20 2014 | Verified Purchase
This is an excellent antimicrobial for sinuses and is value-for-money. If you have a sinus infection use of this spray may precipitate a cleansing crisis, as it did for me and somebody else close to me who used it. Persist and the infection should clear eventually.
Posted by iHerb Customer on April 20 2009 | Verified Purchase
This product is powerful on nasal congestant. It helps kill the mold that causes sinus and allergy infections. I use it at the first sign of an allergy or sinus infection and it helps it not to get out of control.


text:
First off, hi all, this is my first post... I'm a bit of a noob to this, so please bear with me.
I'm using a script (with inner HTML), to swap currencies. My onClick event calls two scripts to change the content of two cells. It works fine in IE, but Firefox... Nothing. I've run firebug, the error returned is "illegal character". This is basically chinese to me. I've copied the code below. Any help or guidance on this matter is very much apreciated. Best regards. Mark


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MasterCard Global Risk Management Conference
APMEA: August 3–6, 2010 in Singapore
- Outside of the Hotel
- Conference Room
- Hotel Suite
The MasterCard Global Risk Management Conference Series offers a thought-provoking and informative forum to learn about the latest tools and techniques for minimizing fraud risk and maximizing profitability. Industry experts from around the world focus on the global issues that all stakeholders are currently facing as well as those issues occurring in the local markets. Don't miss the opportunity to join MasterCard and your industry colleagues to enhance your knowledge about the latest strategies and methods to counter fraud threats.
Don't miss the NEW Pre- and Post- Conference Workshops:
Featured Presenters: Industry thought-leaders and trend-setters share their knowledge and insights. To see who will be presenting and to learn more about them, click here »
Join Us! Topic Highlights Include:
- Aggressive Marketing Practices: Identifying Areas of Increased Scrutiny in the Payment System
- Bustouts & Credit Abuse Activities
- Chip & PIN: Fraud Migration as a Result of EMV Implementation
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Originally posted on Fox Sports Detroit | Last updated 11/12/12
It was a week to forget for the Detroit Pistons. After dropping the first two games of their six-game road trip last week, the Pistons couldn't get off the schneid in the other four games this week. Against winless Denver, the Pistons had a better field-goal, 3-point and free-throw percentages. But the Nuggets outrebounded them, 52-35, which included 21 offensive rebounds to the Pistons' eight. "We knew coming into the game (rebounding) was one of their strengths," coach Lawrence Frank told reporters in Denver. "We have to do a better job of controlling the boards." For the most part this season, the Pistons have had at least one bad quarter in every game, which puts them behind the eight-ball. Against the Sacramento Kings, it was the second quarter. The Kings outscored them, 29-19, and never lost the lead after that. The Kings added insult to injury as Thomas Robinson elbowed Jonas Jerebko in the neck in the fourth quarter, earning a flagrant foul and an ejection. The league gave Robinson a two-game suspension for the incident, which didn't seem to rattle Jerebko at the time. "It's in the heat of the game, stuff happens," Jerebko told reporters in Sacramento. "Nothing more than that." The Pistons actually led the Oklahoma City Thunder after the first quarter, 19-18, Friday night. But once again, the second quarter was their undoing. The Thunder outscored them, 31-23. The Pistons allowed the Thunder to shoot 53.5 percent from the field, 40 percent from 3-point range. "Bottom line, they were ready to play and we weren't," Frank told reporters in Oklahoma City. "I didn't recognize our team. We didn't come out with the approach that we normally do. We've got to have that fire and come out and compete." The Rockets had already beaten the Pistons at the Palace in the home opener and did just as well in Houston against them. The Pistons had two bad scoring quarters, managing just 15 points in the first and 16 in the third as they mercifully ended the week and the road trip 0-7 -- their worst start to a season since 1980-81. "The way we are playing right now is unacceptable," Tayshaun Prince told reporters in Houston. "Guys should be upset right now." LAST WEEK Nov. 6: Denver Nuggets 109, PISTONS 97. Once again, the Pistons were generous guests, helping the Nuggets to their first win of the season. The good news was that Rodney Stuckey ended his 1-for-23 season-opening skid to score 17 points. Greg Monroe had a double-double with 27 points and 10 rebounds. Nov. 7: Sacramento Kings 105, PISTONS 103. Close but no cigar. Despite outscoring the Kings in the fourth quarter, the Pistons couldn't complete the rally. Monroe was excellent once again with his first career triple-double of 21 points, 12 rebounds and a career-best 11 assists. Nov. 9: Oklahoma City Thunder 105, PISTONS 94. The Pistons actually caught the Thunder on an off night but couldn't take advantage of it. Rookie Andre Drummond scored a career high 22 points on 8-for-10 shooting to lead the team. Nov. 10: Houston Rockets 96, PISTONS 82. The Pistons held the Rockets to 40.2 percent shooting, out-rebounded them by three and held James Harden to 20 points but still lost by 14. Although the Pistons cut the lead to four points in the third, the Rockets responded with an 11-2 run to end the threat. WHO'S HOT Monroe: Someone has to be hot on this team, right? Monroe is that guy. He had three double-doubles and his first career triple-double in the four games. Brandon Knight: Knight didn't have a great overall week but he did have 21 points against the Kings, 11 points and six assists against the Thunder and 16 points and seven assists against the Rockets. WHO'S NOT Stuckey: Stuckey did have two double-figure games but his shooting percentage continues to be below average. For the week, he shot 33 percent from the field. He also did not get to the free-throw line against the Kings and the Rockets. Everyone, including the coaches: When your team does not have a victory seven games into the season, there's plenty of blame to go around. THIS WEEK Monday: vs. Oklahoma City Thunder at the Palace, 7:30 p.m.: The Pistons have a chance to set an inauspicious new team record if they lose to the Thunder. Falling to 0-8 would be the worst start to a season in team history. Against Kevin Durant and Russell Westbrook, the Pistons will have their work cut out for them. Wednesday: at the Philadelphia 76ers, 7 p.m.: The Pistons will visit old friend Doug Collins, who has the 76ers off to a 4-2 start, including a three-game winning streak. Jrue Holliday leads the team with 18.2 points and 9.5 assists per game. Friday: vs. Orlando Magic at the Palace, 7:30 p.m.: The Dwight Howard-less Magic won its first two games of the season before dropping the next four. The host the New York Knicks before coming to Detroit. Former Piston Arron Afflalo leads the Magic with 16.7 points per game. Sunday: vs. Boston Celtics at the Palace, 7:30 p.m.: The Celtics are muddling along at 3-3, fourth in the Atlantic Division. Although they no longer have Ray Allen, they still have Paul Pierce, who leads them in scoring with 20.8 points per game. He's followed by Kevin Garnett and Rajon Rondo. Also on the Celtics this season are former Pistons Darko Milicic and Chris Wilcox. Milicic has played five minutes in just one game.
PLAYERS: Lawrence Frank, Thomas Robinson, Jonas Jerebko, Tayshaun Prince, Rodney Stuckey, Greg Monroe, Andre Drummond, James Harden, Brandon Knight, Kevin Durant, Russell Westbrook, Doug Collins, Arron Afflalo, Ray Allen, Paul Pierce, Kevin Garnett, Rajon Rondo, Darko Milicic, Chris Wilcox
TEAMS: Detroit Pistons, Sacramento Kings, Denver Nuggets, Houston Rockets, Oklahoma City Thunder, Philadelphia 76ers, Orlando Magic, Boston Celtics, Miami Heat, New York Knicks
TEAMS: Detroit Pistons, Sacramento Kings, Denver Nuggets, Houston Rockets, Oklahoma City Thunder, Philadelphia 76ers, Orlando Magic, Boston Celtics, Miami Heat, New York Knicks
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text:
6/12/2009 3:55pm, #11
He is 36 years old, born in 1973, graduated high school in 91.
8/11/2009 3:45pm, #12
Just an update on this, we got some more information. He left Texas at the beginning of 1996, so he would have had to be a cop between graduating highschool in 1991 and leaving Texas in 1996. At the same time supposedly earning a criminal justice degree. AND Taking a year to travel to europe.
So our current theory on how this might be possible is that he graduated high school, went to europe for a month during the summer ,came back got a 2 year criminal justice degree, then became a security guard at a mall for 2 years before moving to Ga with his parents.
We assume no shooting, no actual time as a police officer. That seems reasonable.
8/11/2009 3:50pm, #13
8/28/2009 5:33pm, #14
- Join Date
- Aug 2009
- Posts
- 2
I have been LEO in Texas since January ''94.
No TAMU officer on any campus was shot since I have been a cop.
No TAMU Officer I know has ever heard of him. One of them has been there since '95.
End of story.
8/28/2009 6:28pm, #15
I'm enabling Mildot's e-mail if any of you guys want to ask him questions.


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16. Eve's Mitochondrial DNA:
Mitochondrial DNA is different from nucleus DNA in that it has "only 37 genes, compared to the estimated 100,000... in the cell's nucleus..." [90] It is also different in that it is only passed on from the mother, [90,91,92,93] or at least, so it was once thought; however that is now very much in question, as is brought out in the Links below.
In 1989 scientists said that they had compared the Mitochondrial DNA of various different races of people and concluded that they all came from a single woman (they called her Eve) who lived from 100,000-200,000 years ago. [90,91,92] This story was widely reported in the press. A few years later scientists actually measured the rate of Mitochondrial mutations and discovered that they changed about 20 times faster than was earlier reported. [94] This means that Eve did not live 100,000-200,000 years ago but rather only 5,000-10,000. This greatly revised date is very close to the Biblical account of Adam and Eve. Unfortunately for those who want the whole truth, this didn't make the headlines.
Whoah!! If this isnt a kick in the little ones to all religious folks out there I don't know what is? Is it time that the "big story" is gonna change....again?
"It's a religious story told for religious purposes." he said...........Mmmmm so the church does lie then?
I wish the church would come to a consensus on the subject before they start bleating on to everyone else about following them or perishing in a hell that now may or may not be a myth!
No, the man is wrong, obviously. If he doesn't even believe the book of Genesis, how then can this "Catholic" believe in God/Jesus? No, if only one thing was wrong with the Bible, the whole thing falls apart. Fast is my best friend, too. We share at least one thing in common.
Fair enough! Still, if one story is, well, a story!? Surely it can't be long untill the whole book is admitted to!
Not religious at all. My beliefs are far beyond "a story". Fact is your best friend!
There's a word for what you're doing. I think it's called "derogatory".
A talking snake convinced a woman who in turn convinced a man (Both with no concept of right from wrong), to take a bite from some fruit that then gave them the ability to understand right from wrong. Man has to work the field, Woman has to suffer during childbirth, and the snake has to crawl around on it's belly. Therefore: evil exists. Right...
Originally posted by korathin
This is how atheism became acceptable in civilized society. Atheist psychopaths and sociopaths, infiltrated Religious and Political positions to ever so slightly steer society away from theism. Cardinal Pell ought to be excommunicated and ripped from his position.
Originally posted by InfaRedMan
As Dawkins suggested, it kind of cancels out original sin... and to personally add to that, the subsequent lineage within the Bible. If Adam and Eve didn't exist, neither did their descendants.. which basically means most of the bible is crap. What of all the other characters? My guess is that they are likely crap too!
The snake wasn't actually talking, animals can't talk. That's ridiculous. It was Satan speaking, whom appeared as a Serpent. They call him that in Revelation, as well.
Genesis 3 1 Now the serpent was more subtle than any other wild creature that the LORD God had made. He said to the woman, "Did God say, 'You shall not eat of any tree of the garden'?" 2 And the woman said to the serpent, "We may eat of the fruit of the trees of the garden; 3 but God said, 'You shall not eat of the fruit of the tree which is in the midst of the garden, neither shall you touch it, lest you die.'"
Man didn't just "receive" the knowledge of Good and Evil magically. They disobeyed, and then REALIZED that what they did was wrong. It had nothing to do with the fruit.
4 But the serpent said to the woman, "You will not die. 5 For God knows that when you eat of it your eyes will be opened, and you will be like God, knowing good and evil." 6 So when the woman saw that the tree was good for food, and that it was a delight to the eyes, and that the tree was to be desired to make one wise, she took of its fruit and ate; and she also gave some to her husband, and he ate. 7 Then the eyes of both were opened, and they knew that they were naked; and they sewed fig leaves together and made themselves aprons. 8
Originally posted by paradox
Or not everyone is stupid and takes a fairy tale as word for word fact?
Occam's razor would seem to side with me on that one.
Oh the beauty of having a brain and being able to use it!edit on 4-10-12 by paradox because: (no reason given)
Originally posted by OccamsRazor04
Originally posted by paradox
Or not everyone is stupid and takes a fairy tale as word for word fact?
Occam's razor would seem to side with me on that one.
Oh the beauty of having a brain and being able to use it!edit on 4-10-12 by paradox because: (no reason given)
No I don't.
And if you have a brain use it. This is not a changing of church teaching, this is one man saying he believes something other than official church teachings.
Scientifically speaking Adam and Eve did exist, whether you choose to believe the biblical account or not is up to you.
As was mentioned this completely invalidates much of Catholocism, the Catholic church I am sure will issue a statement against what the Cardinal said. He should be ex-communicated.
Disclaimer: I am not a member of the Catholic church, in fact I despise the Catholic church.
Originally posted by OccamsRazor04
reply to post by Xcathdra
Can you show me the photographs of Adam and Eve so I can see their bellybuttons? Thanks.
Originally posted by troubleshooter
I have never been able to think of Pell as a Christian, in any sense of the word.
Originally posted by troubleshooter
reply to post by Garfee
I know many Christians who are in agreement.


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Broadway At the Beach
1325 Celebrity Circle, Myrtle Beach, SC, USA
(843) 444-3200
Broadway At the Beach Myrtle Beach Reviews
1 reviews
Same 'ol tourist spot, but still fun Apr 06, 2011
On every trip home to the states and to SC, I always make my way to Myrtle Beach. It has forever been my olfactorys' favorite place. Ocean air and the smell of steak coming from every direction (it seems) always lets me know I'm home. Broadway at the Beach however has always been the place where my family hangs out together. We have dinner, hit the minature golf, catch a movie, ride the boats, feed the fish or just walk around and catch up. The place is made for tourist, but there is something for all and I have shared some great times with my family.
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Breakfast, Broadway on the Beach and to bed.
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Having problems with your Dell Inspiron 6400 Notebook ?
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