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Looking To Buy A House Cadillac Drive Sacramento, CA
Posted in Best Realtor in Sacramento on June 27, 2017
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As a prerequisite to selling real estate, a person must be licensed by the state in which they work, either as an agent/salesperson or as a broker. Before a license is issued, minimum standards for education, examinations and experience, which are determined on a state by state basis, must be met. After receiving a real estate license, most agents go on to join their local board or association of REALTORS® and the NATIONAL ASSOCIATION OF REALTORS®, the world's largest professional trade association. They can then call themselves REALTORS® in Cadillac Drive Sacramento, CA.
How to Choose the Best Filipino REALTOR® in Cadillac Drive Sacramento, CA?
Using an Agent and the Obligations that are Owed to You
An agent is bound by certain legal obligations. Traditionally, these common-law obligations are to: Put the client's interests above anyone else's; Keep the client's information confidential; Obey the client's lawful instructions; Report to the client anything that would be useful; and Account to the client for any money involved.
It is easy to get a List of Sacramento Filipino Realtors by searching online. A simple search with the keyword, "Filipino Realtors in Cadillac Drive Sacramento, CA" will produce multiple results giving you a list of Brokers, Realtors, and Real Estate Agents.
A Filipino speaking REALTOR® in Cadillac Drive Sacramento, CA is held to an even higher standard of conduct under the NAR's Code of Ethics. In recent years, state laws have been passed setting up various duties for different types of agents. As you start working with a REALTOR®, ask for a clear explanation of your state's current regulations, so that you will know where you stand on these important matters.
How to Evaluate an Agent
In making your decision to work with an agent, there are certain questions you should ask when evaluating a potential Sacramento agent. The first question you should ask is whether the agent is a REALTOR®.
As a consumer, you end up registering on various real estate search sites and getting tons of emails and reports . You may find yourself asking, how can I know which Realtor to work with and help me navigate through the home buying process in [post-name]? The following are some tips we suggest:
- You want to see a house when you want to see houses. Agents who are solo may say to you, "I'm not available. How about next week?" Find a Realtor that will be available to accommodate your schedule with reasonable notice.
- Local Market Knowledge. During your first conversation with the agent, ask questions about neighborhoods, schools, trains and other commuting info, specifics that you are interested in knowing about. You'll know in 2 seconds whether the agent you are speaking with is the local market expert and can help you with all of your options.
- What are you looking for in a Realtor? Find Realtors who will be your advocates. Their job is to help you get what you want. Real estate agents are your consultants, your strategists, and your advisors. They should tell you the truth and will always provide you with enough information so that you can make an informed decision about your home purchase.
- More Tips. Ask the Realtor you are interviewing how proactive they will be in finding you a home. For example, find out if they have a marketing staff that has the resources to find homes for buyers before they hit the market. See if they take a pro-active approach instead of just waiting for new listings to appear in the MLS.
You need to trust that a Filipino Realtor in Cadillac Drive Sacramento, CA who will do everything possible to get the word out and fight for your best interests. Good work experience, a web presence, and a great network should be standard. With sites such as Zillow.com where you can easily find properties for sale and check out their estimated values and the agent's own network, it's easier than ever before to sell your property. The listing agent's main responsibility is to get the word out and show the house.
California Realtor Vs FSBO - An Unbiased Comparison
Should you, as a homeowner, looking to sell your home, consider selling the property yourself or take the conventional route and engage a Realtor? That is the preverbal $64,000 question - or if you use the national average sale price of existing homes of $268,000 - the $16,000 question. Based on pure value, this is a question that really should at least merit consideration.
Obviously For Sale by Owner (FSBO) is not for everyone. I really don't know why that statement has to be made - NOTHING (with the exception of air and water) is for everyone. Now back to the point at hand.
Why should you consider FSBO:
First and foremost - you save money - simple statement to make. How do you save money? You don't pay the typical 6% real estate commission associated with a real estate brokered listing and sale. This isn't just any money - it is your tax free (usually) home equity. Money that you have ultimately earned either through appreciation, home improvement, sweat equity or savvy real estate investment. Anyway you slice it, it's YOUR money. It is often said buying a home is the single most important and largest purchase of an individual's life. Does it not stand to reason that selling a home represents the single most important "Sale" of an individual's life? The National Association of Realtors will tell you that FSBO homes sell for 16% less then Realtor sales. The problem with their calculations is they use a flawed formula to support their argument - they use a MEDIAN price as opposed to an AVERAGE price. The median is a "middle number" in a series of numbers - the average is a sum of all numbers divided by the total number - which is what as a homeowner cares about.
Another consideration is that an FSBO can take all or part of the real estate commission savings and deduct it from the price of their home to expedite a sale. This works great in a "soft" market or if you simply have to sell your home in a limited amount of time. Consider this example (I have used this unlikely scenario purely to make my point). You own a 1300 Sq ft - 2 bedroom/2 bathroom condo. Your adjacent neighbor has the exact same unit with the same level of finish and has listed it with a Realtor for $485,000. Calculate the 6% real estate commission in to the equation and best case your neighbor walks away with $455,900 - that leaves you with $29,100 to negotiate. If I'm a buyer and I see the exact same condo next door for $30K less I can tell you which one I am buying!!! To be honest, I'm going to buy it if I can save ANYTHING! This works very well if you bought in a strong real estate market and the market has now softened to the point that you actually paid more then you can sell it for. Selling FSBO may allow you to at least keep your head above water - remember we are talking 6% of the value of your property.
You do not possess any sales or marketing skills. I know it's not easy to admit, but if you are an introvert - forget it. Most successful Realtors are extroverts and spend countless hours attending social functions, clubs, associations, golf courses (sorry had to throw that in) to generate leads and contacts. They have usually taken countless sales training courses and most importantly, they know how to close a deal.
Multiple Listing Service (MLS) - this in my opinion is the single most important advantage that Realtors have over FSBO. The MLS is made up over approximately 500 individually owned and operated MLS organizations. It is essentially a nationwide repository of existing properties available for sale. It provides both realtors and buyers alike an opportunity to locate properties using a number of search criteria including, but not limited to, geographic location, size, price, bedrooms, bathrooms etc. There are two factors to consider here - one - you can buy a Flat Rate MLS at either a national or county level and take advantage of the marketing exposure that MLS provides - it will cost you in the range of $299 - $599 and an agreement to pay 2 - 3% to a selling agent if a Realtor sells your home. You do however maintain the right to sell your property yourself without paying a commission fee. As far as "quality" of exposure goes, I truly believe that an online FSBO listing is superior (in appearance and functionality) to an MLS or realtor listing. That said, no FSBO website enjoys the level of traffic and potential buyers offered by Realtor.com.
In conclusion, obviously undertaking a successful For Sale by Owner is not for everyone - we can all agree on that statement. Is it worth a try - definitely!
How to Choose the Right California Real Estate Agent?
With over 2 million real estate agents according to the National Association of Realtors (NAR), becoming a successful real estate agent takes more than just a license and a knowledge of current laws and regulations.The first year drop out range estimated to be from 40% to 80% demonstrates that many real estate agents are not as successful as they could be and research suggests that 90% give up after 3 years. The following 7 tips may help you avoid becoming one of these statistics.
- First and Foremost YOU are a business. Real estate agents work for a broker, but are independent, commissioned sales people. This means that you are a small business and must run your practice as a business. Again, remember you are a small business owner.
- Embrace a Planning Attitude. If you don't have a plan, then you are on some else's plan - usually the successful real estate agent's. During the last 10 years, what I have learned as a performance improvement consultant or coach is that most people place more value in planning a trip to the grocery store or a vacation than planning their lives either professionally or personally.
- Research Your Market Plan. Since you, as the real estate agent, are responsible for your own expenses, do your research specific to your marketing plan within your strategic plan. Time spent in constructing your marketing plan is definitely well spent. NOTE: Remember a business plan usually is data driven, while a strategic plan identifies who does what by when.
- Establish Sales Goals. Using your strategic action plan, establish sales goals. If you are new to this industry, it may take 6 months before the first sale. HINT: Use the W.H.Y. S.M.A.R.T. criteria for goal setting.
- Create a Financial Budget. Budgeting is critical given the up and down of this volatile market place. Your financial budget should plan for your marketing costs, any additional costs such as education and your forecasted income.
- Make Managing Yourself a Priority. Building a business is not easy. You must learn how to manage yourself especially in the area of time management, ongoing real estate business training coaching continuing education units, and personal life balance. Real estate is said to be a 24/7 business much like any small business. However, it is important not to lose sight of your personal life including family, friends, physical health, etc.
- Find a Mentor or a Real Estate Coach. Going it alone is not easy. Take the time to find a mentor who can help you steer through some of the known obstacles and help you during the "peaks and valleys." If you have the resources, you may wish to hire a real estate coach or an executive coach who specializes in small business help and sales.
Being an incredible sales person and entering the real estate market does not guarantee similar sales success. However, these 7 tips may help you avoid many of the pitfalls by not being one of the four real estate agents who quit within one year or one of the nine who give up after 3 years.


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Redeemed & Restored: A Work Only God Can Do
It was positive. I was pregnant ... the emotions that went along with knowing I was pregnant were unfathomable. I wasn't ready to be a mother and the father ... Well, let's just say ...neither was he. The pregnancy was a result of what some would call a date rape. Sadly, my self-esteem was so low I didn't see it as an assault although I did say "No." I guess my "No." meant "Yes" to him. Strange, isn't it?
I was terrified. Who could I go to for help? I couldn't tell my parents. I didn't know the Lord at that time so I found no comfort there. I only told one person aside from the father. The friend I told didn't know how to help me but she didn't judge me when I told her my decision to abort.
I walked into the clinic alone. I was nineteen years old and having an abortion. . There were others there ...some of them with the men who were aborting along with them and others who were alone like me. We were young and old, thin and overweight, we were all very much alike and yet very different. We all believed that we were making the right choice although our reasons varied. One couple said, "We don't want any more children." Another woman, "I can't afford a baby I'm in school." and yet another said, "My parents would kill me if they found out I was pregnant." As I said, we all had our reasons.
Once we were checked in, they took us into a room separate from the lobby area and told us about the procedure. It was a lot of information some of which I couldn't begin to understand but the end result would be I would no longer be pregnant. I shut myself down emotionally and convinced myself that after-all it wasn't a baby ... it was a fetus. I was almost ten weeks along.
I watched as they led woman after woman to the back. Each one coming back looking pale and sick. It didn't change my resolve to do what I had come to do.
My turn came, I walked into the room ... they laid me on a cold chair, like you would see in a gynecologists office, and covered my lower half with a sheet. The procedure took less than 30 minutes. I was no longer pregnant. The physical discomfort I felt would pass and this experience would soon fade in my memory. I was free and I thought I had done the right thing. Yet, you and I know that the word says in Psalm 14:12 "There is a way that seems right to a man, But its end is the way of death." Something died that day ... not just my baby but a part of me as well.
As time passed, I married and came into a relationship with the Lord. I was attending church and one day, someone showed me a picture of an aborted baby which was part of a promotional campaign against abortion. I took one look at that picture and burst into tears. Revelation hit me like a tidal wave, I had murdered my baby.
The painful repercussions of my choice manifested in my life in ways I couldn't have begun to fathom ... Every emotion possible hit me all at the same time ... I felt a sense of loss, guilt, remorse, fear, hurt, anger, bitterness, resentment and it was directed at not only myself but the abortionist, the father, my parents,.. you guessed it ... the entire world was at fault.
I did the only thing I could do ... I cried out to the Living God to help and heal me. I cried out in repentance and asked Him to forgive me for the decision that I made that day. I asked Him to help me forgive myself and everyone that I held captive with my hurt. I released and I forgave. It took some time but He did the work that only He can do and healed my wounded heart. I forgave and I was forgiven.
As a part of my healing process, I wrote a letter to my child. My love for the child that I never had grew and my heart ached for that which I had thrown away. The letter helped me to express all that I was feeling. It helped me to heal and move forward.
It was during the summer of 1995, my father was dying of AIDs and I had been called home to say goodbye. The next morning after my arrival, we got a call that my grandmother had died unexpectedly. It wasn't but a few days later that we were burying my father. Two funerals in less than a week. As you can imagine, I wasn't feeling very well but I thought it was just the emotional upheaval ... it wasn't. I was pregnant.
We had been praying and believing God for a baby for almost 5 years. We were overjoyed. But, I was very sick and about the 15th week started to spot. It was more than I could handle and so I turned to my God to soothe my heart and body.
On the day I lost my baby boy I had chosen to stay home from work to spend time with the Lord. I drew near to Him in prayer and I heard a still small voice whisper, "Be still and know that I am God." A peace that surpasses all understanding encompassed me as I listened to His voice and as I listened, my baby left my womb ...He was with me.
The paramedics arrived and rushed me to the hospital. I was hemorrhaging and the bleeding wouldn't stop. As I lay there, a nurse came over and held my hand. She whispered that all would be well and as I looked into her eyes.. mine filled with tears and we both cried. I never saw her again but I know in my heart that God sent her to me.
I heard the words, "We are going to have to remove her uterus." I cried out to God. God's people were interceding on my behalf and He would answer us. God intervened. My mother-in-law was working for a nationally renowned women's specialist and as they rolled me into surgery to remove my only hope of having another child, this man called and told them to stop. They were not to remove my uterus unless I was dying. He ordered them to save my hope. Only God could have moved on my behalf in such a way. I lived and continued to believe God.
Two years later, during a prayer/praise session, the Lord spoke that I was like Hannah and that God had opened my womb. I would know that I was pregnant when a spirit of laughter came upon me. A few days later as I prayed with a few friends for the barren women of the church a spirit of laughter fell upon me and all those that I touched. Laughter and tears of joy overflowed as God manifested His presence. As I rose up, God said, "That is it." The next day I found I was pregnant again. God had given us our heart's desire!
God ordered my steps and made my crooked paths straight so that I could see a specialist, but not just any specialist, Dr. Joseph Randall was a born again, spirit-filled Believer who before salvation aborted babies. He was the one Doctor for me and my unborn child. He would be God's instrument of salvation for us all.
It was during my 21st week of pregnancy that they found something wrong. Dr. Randall insisted I go immediately to a specialist that he recommended. The specialist asked about my history and I told him about my miscarriage and abortion. He said, "Well, that explains it ... when you had your abortion they butchered your cervix, you have an incompetent cervix. It is one reason you miscarried and you could lose this child as well. Go home and for the next six months you are to stay in bed."
Once again I was in a place of repercussion, a place that I had created from my choice to abort. I had to forgive myself all over again. In my solitude He spoke, "You are forgiven and have no right to hold yourself hostage. I have forgiven you and cast your sins as far as the east is from the west. You have been washed in the blood and cleansed. Now walk in the freedom for which I have paid."
As I lay in the bed, I cried and prayed. I asked God to keep my baby girl... Moriah. Moriah means "God is my teacher and He will provide." It was during my time of devotion that I read Psalms 147 and He spoke to me through verse 13 which reads "He hath strengthened the bars of thy gates; He hath blessed thy children within thee." As I read this, He said "Moriah will not come before her time for I have strengthened the bars of your gates and I have blessed her within you." I knew then that Moriah would be born healthy, strong and that all of her needs would be met.
My daughter was born on September 16, 1997 ... she is my only child. She has never lacked for anything, she has always been healthy and strong because as He promised me that day ... she was blessed from the womb. She is His and He is hers. She loves the Lord. She has a personal and intimate relationship with Him, hearkening to His still small voice. She is my greatest gift from God.
Her scripture verse, Jeremiah 1:5 Amplified Bible (AMP) - 5"Before I formed you in the womb I knew [and] approved of you [as My chosen instrument], and before you were born I separated and set you apart, consecrating you; [and] I appointed you as a prophet to the nations." God has blessed her with the gift of wisdom, knowledge. and prophecy. I must be cautious as her mother to not despise her because of her youth but receive the Word of the Lord through her when He speaks.
Our foundational scripture verse is Jeremiah 29:11 "For I know the plans I have for you," declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a future.." I have watched this manifest in our lives.
I have four children that I will rejoice to see in Heaven but God has blessed me with my precious daughter here on earth. I rejoice in the Lord because He has redeemed me from the pain of loss. He has forgiven me much and placed in me a heart of compassion for those who have chosen a path of death and lost much.
I praise Him because Psalm 30 has manifested in my life.
Psalm 30
A Psalm; a Song at the Dedication of the Temple. [A Psalm] of David.
1 I will extol You, O Lord, for You have lifted me up and have not let my foes rejoice over me.
2 O Lord my God, I cried to You and You have healed me.
3 O Lord, You have brought my life up from Sheol (the place of the dead); You have kept me alive, that I should not go down to the pit (the grave).
4 Sing to the Lord, O you saints of His, and give thanks at the remembrance of His holy name.
5 For His anger is but for a moment, but His favor is for a lifetime or in His favor is life. Weeping may endure for a night, but joy comes in the morning.
6 As for me, in my prosperity I said, I shall never be moved.
7 By Your favor, O Lord, You have established me as a strong mountain; You hid Your face, and I was troubled.
8 I cried to You, O Lord, and to the Lord I made supplication.
9 What profit is there in my blood, when I go down to the pit (the grave)? Will the dust praise You? Will it declare Your truth and faithfulness to men?
10 Hear, O Lord, have mercy and be gracious to me! O Lord, be my helper!
11 You have turned my mourning into dancing for me; You have put off my sackcloth and girded me with gladness,
12 To the end that my tongue and my heart and everything glorious within me may sing praise to You and not be silent. O Lord my God, I will give thanks to You forever.
It is my prayer and heart's cry that if you have suffered the pain of abortion that you would experience the redeeming power of God ... He is a healer of wounded hearts. He is a restorer of that which has been taken. I stand here today as a witness to His Great Love and Mercy. God is not a man that He should lie nor the Son of Man that He should repent. If He says it He will do it!
Truly, our Redeemer Lives!
Wow...Very powerful and transparent testimony. I'm sure it really ministers to a lot of women. I know that many women do not understand the physical consequences that comes with that choice. A teenager doesn't really think that far in the future to understand an abortion could hinder their ability to become a mother, when they are matured and ready. Matter of fact, most adults do not understand that truth either. Thanks for sharing your heart and experience with others. The moral of the story is, God is faithful in spite of some of our choices, decisions, and created circumstances. He loves us enough to get us through, move past it, and walk us forward in his purpose.
Hi, Sorry for getting your name wrong!!! Confusing on here sometime.
Hello Deborrah,
Praise God for giving you a heart that is willing to share this very personal and powerful testimony with us all. I have no doubt that it is touching many peoples hearts and bringing understanding that when we are not in Jesus, we simply cannot know, that His truth, is so very different to ours. Our wisdom is foolishness and as you said somewhere, we do experience the repercussions of that as our life continues. BUT Jesus!!! When we meet Him we repent, confess with our lips and we are a new creation, washed clean in His blood that was shed for us.
And yes, sometimes things from the old man come back to haunt us but it is all covered. Bless you dear sister.
Precious! BEAUTIFUL testimony! PRAISE GOD! Yes indeed! "I KNOW my REDEEMER LIVES!" The LORD is AWESOME! In HIS Love, Grace, Mercy, Joy, Peace & Blessings! GOD BLESS YOU!
Praise the Lord.

subset: commoncrawl


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It's game on in Denver despite heavy snow
The Lakers-Denver Nuggets game will be played on Friday night at the Pepsi Center in Denver as scheduled, despite heavy snow that has blanketed the area and caused the cancellation of hundreds of flights.
The Lakers arrived via a charter flight early Thursday evening, ahead of the storm that is expected to dump as much as 2 feet of snow in the city and surrounding suburbs.
With temperatures in the 20s and reported wind gusts of up to 35 mph causing near-whiteout conditions, it will be a chilly start to the Lakers' six-game Grammy trip.
The team is scheduled to depart for Salt Lake City after the game, but there is no guarantee the Lakers will be able to get out of town. The Denver Post reported that more than 600 flights had been canceled at Denver International Airport.
The Lakers will be looking to avenge a 99-90 loss to Denver here last month in which the Nuggets scored the game's final 11 points. Only 2-7 on the road, the Lakers must start winning road games regularly to improve their chances of securing home-court advantage in the first round of the playoffs.
-- Ben Bolch in Denver
Photo: Kobe Bryant complains to the referees during the Lakers' 99-90 loss to Denver on Jan. 1. Credit: Chris Schneider / Associated Press.


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Challenge: Confirm The Reality Of The Walmart Anti-Trump Frozen Fish Assault Meme
Now is your chance, Trump supporters. Prove that the story of a Sanders supporter attacking people with frozen fish isn't just a fake urban legend. Give us the names, the place, and the date, so that we can verify the tale.


text: First name * Last name * NU Department, office, etc... * I'm interested in * - Select -archiving university publications or filesgeographic information systems and mappingmanaging data or writing a data management plan for a grantsharing my work in IRis or other repository servicesupport for specialized digital projectslearning more about the IRis to DRS transition Describe your files, project, or task * (Also let us know if your project is time-sensitive.) I prefer to be contacted by * email telephone Email Telephone Verification * Type the characters you see in the picture; if you can't read them, submit the form and a new image will be generated. Not case sensitive. Switch to audio verification. Home page


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She's going to Olys:
She's going to Olys:
Now that it's official, let's see how much press commotion there'll be during her stay. Also, let the predictions begin. How's she gonna do?
:chorus: does little dance!
Red Dog -
I predict: drumroll
Michelle finishes in Fourth Place behind Shizuka.
There, I said it!
I'm thrilled that she will get her chance for her last Olympic dream. Good luck and good health to all the competitors!
Thanks for posting the results...I am sooooooooooo happy!!!!
After all this GOLD will be no sweat at all.


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Hi There!
I'm Shawna ❤ I am a freelance graphic artist and illustrator. I do design work for the crafting industry and I also sell my art as prints, mugs, and other fun goodies on Etsy! I love to create, I love to learn, I love to inspire and I LOVE to connect! You can see my work with some amazing companies including Becky Higgins LLC (American Crafts), Illustrated Faith, Catherine Pooler Designs (stamps, dies, and stencils), Paper House Productions, and Sweet Shoppe Designs (digital scrapbooking designs). I LOVE working with companies to produce designs that represent them well and it is always a dream come true to hold those finished designs in my little hands! The "find me" menu in the navigation bar has links to many of those projects if you would like to see more!
I truly love freelance design with a passion and I am available to work with you on a future project. If you want to read some more about than check out my "about me" page and feel free to contact me using the link in the navigation bar! Of course, you can always follow me on social media using the little icons above because now that you are here, we might as well be friends!


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Well Read
Posted By Julia-Chicago | Jan 04, 2010 | 9 Comments | Category: Decorating
Nothing like a cold winter's day to make you want to curl up with a book by the fire in the library. When I think of a library, images of oversized leather armchairs, dark wood paneling and my grandfather's cigars fill my mind. The variation in library design today however, is great, and this collection of libraries from House Beautiful prove that this is no longer a room to merely store books.
- Posted By Julia-Chicago
- 9 Comments on Well Read
- Category: Decorating


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Probability is the measure of the likeliness that an event will occur. Probability is quantified as a number between 0 and 1 (where 0 indicates impossibility and 1 indicates certainty).
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Chrysler Group LLC is 45-50 days away from design freeze on its next-generation C-segment cars and the auto maker's CEO hints at an accelerated launch. "I know there's going to be people who will be gasping after I tell you this," Sergio Marchionne says today during a conference call with industry analysts and journalists. "My expectation is we will be able to get this car in the market by Q4 2011." This could represent a pull-ahead of several weeks, as the car – slated for both the ...
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Last week's outbreak of tornadoes and severe storms was predicted well in advance. Still, the severity of the storms and the amount of damage they caused caught many in the emergency preparedness community by surprise.
Joe Corcoran spoke live with WKU Assistant Professor of Meteorology Dr. Josh Durkee about what caused the storms, how unusual they were and what you can do to best protect yourself and your family for the next ones.


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Duty Free Golf World Cup this week
Dubai: The Dubai Duty Free (DDF) Golf World tournament, scheduled to be held at the Montgomerie Dubai and Dubai Creek Golf and Yacht Club on November 28 to 29, will celebrate 20 years of the event.
The two-day tournament is open to amateur players with a maximum handicap of 28 for men and 36 for ladies. The 36 holes are played in accordance with Stableford rules, with players playing off full handicap. Commenting on the forthcoming tournament, Colm McLoughlin, Executive Vice-Chairman of Dubai Duty Free, said: "The 20th running of this tournament represents a major milestone for Dubai Duty Free and we are looking forward to welcoming over 100 players this year. The players enjoy the atmosphere of friendly competition, and the social interaction makes it a good meeting place for those involved in the duty fee industry. Des Smyth, who has been our regular golf pro and guest on several occasions, is coming back to join us in our celebration."
For two decades, the event has consistently attracted top executives from the Duty Free industry worldwide, with players coming from Great Britain, Germany, France, Ireland, Australia, Hong Kong, Singapore and the Netherlands, as well as from regional duty free operations in Abu Dhabi, Sharjah, Qatar and Bahrain.
The past champions of the DDF Golf World Cup include Steve Flanagan (1993/1996), Raimund Legnar (1994), Brendan O'Shea (1995), Noel Fox (1997- 2000), Jan Baljet (2001), Ulrik Moller (2002), Adel Zarooni (2003-2004), Art Miller (2005), John Kammerman (2006), Nayma Maya (2007), Mark Van Huesden (2008), James Kfouri (2009), Gurbax Singh (2010), and Clark Francis (2011).


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Buddha Rocks - The Philosophy and Practice of Nichiren Buddhism
Buddha Rocks - The Philosophy and Practice of Nichiren Buddhism
Are you lost, dazed and confused in this world of too much information and not enough direction?
Are you caught between the dogma of established religion and the cynicism of the agnostic?
Do you wish politics would go away and leave you to run your own life?
Is there a middle way between conflict and pacifism?
How can suffering be turned into value and happiness?
When it comes down to the wire - who rocks?
Buddha Rocks!
If you want to rock on to a happy life, find out more about Nichiren Buddhism and how to chant Nam Myoho Renge Kyo
Freedom Bell - A digital single release to promote World Peace and Freedom for all.


text:
MIAMI — For two years, football experts compared Bernie Kosar and Dan Marino, two talented, young quarterbacks playing in the same town.
The comparisons began again this week as Kosar prepared to return to Miami with the Cleveland Browns. The AFC Central champion Browns (8-8) will play the AFC Eastern champion Dolphins (12-4) in a National Football League playoff game today at the Orange Bowl.
In 1983, Kosar led the University of Miami to the national championship as a redshirt freshman, and Marino took the Miami Dolphins to the playoffs as a rookie.
They appeared together later that year on the cover of Sports Illustrated, with a story that suggested Marino might have been the second best quarterback in Miami. Such talk is sacrilege now.


text: On Sat, 22 Aug 2009 02:31:31 +0900, Joerg Sonnenberger <joerg%britannica.bec.de@localhost> wrote: > On Wed, Aug 19, 2009 at 10:23:54PM +0900, OBATA Akio wrote: >> If no objection, I'll remove the restriction (and update to 2.7.11). > > Can you (or someone else) test the attached patch for that? What did your patch other than removing the restriction (and updte and DESTDIR support)? I already did them and tested it, and ready to commit, and asked "OK to do it?". -- "Of course I love NetBSD":-) OBATA Akio / obache%NetBSD.org@localhost


text:
Having problems with your Advent Netbook ?
Turning mouse pad off on Advent laptop - Advent Netbook
Answers :
Try going to control panel and click on mouse options and see if there is something to turn it off
Repair Help & Product Troubleshooting for Advent Netbook
Tips for a great answer:- Provide details, support with references or personal experience .
- If you need clarification, ask it in the comment box .
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text:
We won't talk to them. Certainly won't let them search our house or anything of the sort.
I will just hand them my business card and ask them to make an appointment with my secretary if they need to talk.
Then I will tell her to inform them that we can meet at my law office at my convenience at a rate of $400 an hour.
That sounds reasonable to me.
Yup, very reasonable....


text:
It's no secret, the Browns seek another starting quality defensive end.
Year three of the Holmgren regime has numerous questions to be answered
Griffin III is exciting on the field, which could be what the Browns seek.
Cleveland Forums
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text:
The Callbox Software Development Team (Iloilo and Davao) had their Team Building with the Davao IT Tech Support Team at Seagull Mountain Resort located at Buda (Davao-Bukidnon Road). It is a 1 and ½ day fun exploring the resort to foster to foster awareness of the team spirit and to reinforce commitment to the team's shared goals and objectives. We rented 1 small campsite (750) for two girls and 1 big campsite (1,200) for 5 boys.
Last April 10, 2010 the team, at 6 am after shift we had our breakfast at McDonalds then back to office to get our monthly incentive. Then we rode on Joe's car headed to Budda, it is a 1 ½ hour trip and you can experience the very cold temperature of the place. At the campsite, we ate our breakfast, and then we rode on a tour car heading down to the Seagull Falls. We then jumped to the pool to get ourselves wet because we were all did not take a bath yet. Then without changing a dried clothes, we headed to the mountain and tour around the resort, we enjoyed taking pictures and amazed on the place. We saw the big crucifixion at the end part of the place. It is the best place for solemn and retreat. Even though the temperature was so very cold, we manage to tour around the place while wet (Oh my God I still can't imagine!) Because we were having fun not to mention Sir Karlo was reading a Bob Ong' book.
Then after the tour, we took our clean bath at the clean comfort room and stayed in our campsite, some of the boys were already sleeping while the others invaded our campsite and we played UNO, yet we were having fun , because it is not a mind game, it is a game that requires presence of mind. Then, after that some prepare the Dinner and we all ate. Afterwards, we all stayed in the guys' campsite watching "The Ninja Assasin" movie on Joe's laptop while drinking 2 sets of Gin + Green Lime, then we all sleep out of tiresome no sleep day.
On the morning 5:00 am we can already feel the very cold temperature as if we were in the refrigerator. Then at 6:30 am we took our breakfast and bought a Native Hot Choco in the Cafeteria. And lastly we packed our things headed to the car and leave Seagull Moutain Resort.
It was the best place for Team Building, retreat, family outing and etc.
stairs down to campsite
headed down to the waterfalls
the pool at the top near the falls.
Joe, me and Beltran
hahaha.. FAIL!
Thanks for reading!
Photo by: Regi V. Guardialao aka "Stoic"


text: So after my T.R.U.E. Allergy test apparently I am allergic to Thimersosal which is connected to mercury. I have been having dermatitis problems on my hands and the doctor says it is possibly an allergic reaction. I am trying to find out what products contain Thimerosal or organic mercury compounds but all I can find information on is the thimerosal in vaccines. Anyone else have any information? I know this is a long shot, but worth a try!


text:
Name: PlayStation (Sony)
Akio Morita and Masaru Ibuka met while designing guided missiles for the Imperial Japanese Navy in the final years of World War II. The pair established Tokyo Telecommunications Engineering in 1946 and, with money from the Morita Family's sake business, produced the first Japanese tape recorder in 1950. The company launched one of the first transistor radios in 1955 and built smaller and smaller radios, including the "Sony" pocket radio in 1957. Its success led the company to rename itself Sony in 1958. This was followed by televisions and video recorders, leading to the Trinitron colour TV in 1968. The success continued in 1979 with the launch of the Walkman.
Faced by increased competition and falling sales, Sony diversified into the entertainment business and began producing software in addition to hardware. This included investment in the music, film and publishing business, notably the purchase of CBS Records in 1988 and Columbia Pictures in 1989. In 1993 Morita suffered a brain haemorrhage and was forced to resign from the company the following year. He died in October 1999.
Under the new management the slowing down of sales led the company to expand its involvement in consumer electronics and in 1994 the firm launched its PlayStation games machine. The company had previously been involved in video games in alliance with Nintendo but in 1991 Nintendo allied with Sony rival Philips and so Sony decided to go it alone and began developing its own software and acquiring software companies.
In the first month on sale Sony sold 300,000 Play Stations in Japan and a new international brand was launched. The Sony takeover of the Psygnosis company led to the development of a new Formula 1 game and the company formed relationships with a variety of teams and in 1998 became a major sponsor of Prost Grand Prix .


text:
Bishops Hail Court Decision Upholding Religious Liberty
Jan 11, 2012, 15:18 ET from U.S. Conference of Catholic Bishops
Great day for First Amendment, says Bishop Lori
Who chooses ministers, chooses message
'Ministerial Exception' grounded in First Freedom
WASHINGTON, Jan. 11, 2012 /PRNewswire-USNewswire/ -- "It's a great day for the First Amendment," said Bishop William E. Lori of Bridgeport, Connecticut, chairman of the U.S. Conference of Catholic Bishops' Ad Hoc Committee on Religious Liberty.
Bishop Lori spoke January 11, shortly after the U.S. Supreme Court voted unanimously to uphold a church's right to determine who its ministers are and banned government interference in the process. His statement follows.
The Supreme Court decision marks a victory for religious liberty and the U.S. Constitution. Freedom of Religion is America's First Freedom and the Court has spoken unanimously in favor of it. The Founding Fathers would be proud. Respect for the long-standing "ministerial exception," which is grounded in the Religion Clauses of the First Amendment and prevents the government from interfering in the employment relationship between a Church and its ministers. This decision makes resoundingly clear the historical and constitutional importance of keeping internal church affairs off limits to the government—because whoever chooses the minister chooses the message. It's a great day for the First Amendment.
Bishop William E. Lori
U.S. Bishops' Ad Hoc Committee for Religious Liberty
SOURCE U.S. Conference of Catholic Bishops


text:
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text:
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text:
We use ozone generators when a hotel room has smoke odors, and the OdorFree eliminates them in short order. The hotel staff really appreciates this particular ozone generator because it is simple to operate and so easy to maintain. I am transferring to another Hilton property in about eight weeks and will be placing another order with OdorFree to eliminate hotel room odor there.
Learn How it Works
Click to Watch Video
Commercial Grade Ozone Generator Machines
The OdorFree will oxidize unwanted odors in your facility. Ozone generators create O3, or ozone, which disburses into the space to be treated. O3 attacks odor causing substances at their source to permanently remove odors in the treatment area.
Select an Odor Below
More Odor Removal Solutions
View More Odor Options
I am a realtor and also manage rental property. We purchased the OdorFree to eliminate odors in condos near the University of Tennessee. It is amazing how effective it is at getting rid of smoke odor, pet odor, and just about anything else! I recently sold a 4,200 square foot home that had a stale, musty odor coming from underneath. One day in the house and one in the crawl space, and odor was gone.
Our trucking company has a fleet of tractor-trailers with sleeper cabs. The odors in the cab really build up after being driven by the same driver for a long time. Not only food and body odors, but the cabs are often smoked in as well. When a driver moves out, we fumigate with the OdorFree. This ozone generator does just what we bought it for, and our new driver gets a clean smelling cab.
Ozone shock treatment is a powerful method of odor elimination without the use of chemicals or masking deodorizers. Just place the ozone machine in the space, set the dial and vacate the area during treatment. Then return to an odor free environment.
How it Works
Outdoors, nature eliminates odors and microorganisms using both UV light and O3. Indoors, most places that generate odors receive very little UV light or O3. The Odor-Free purifier creates O3, or ozone, in a special process that utilizes an electrical current. Ozone sanitizes by breaking down odors, microorganisms and other pollutants at their source.
Nature creates O3 as a natural cleaner during thunderstorms, and also from sunlight striking the earth's atmosphere. As an example, we've all taken a walk after a thunderstorm and experienced the clean, fresh smell in the air. That's O3, or ozone, at work.
Normal oxygen (O2) is converted to O3, which is commonly called ozone. It reverts back to O2 in about an hour if the O3 is unused. This leaves the air fresh and clean because the source of the odor has been permanently removed. And there are no artificial odors so the space becomes free of odors, as nature intended. Employ the cleaning power of nature and create an outdoor fresh environment in your facility!
Every space with odors tends to be somewhat unique. The source of the odor, as well as how deeply embedded it has become, is just as important as the actual size of the space. Some areas can be treated in a short period of time, whereas other areas of the same size will take longer.
The Odor Free models are versatile in that running a model with less ozone output for a longer period of time will eventually take care of most odors. However, a higher output ozone generator will always complete the job more quickly.
Odor Free Hotel 350
The Hotel 350 is designed for smaller spaces such as hotel rooms, rental cars, and small boats. This model has a variable output and a 60 minute timer that will turn the unit off automatically when the sanitizing is completed. The typical hotel or motel room can normally be treated in 15-30 minutes. There is also a "Hold" selection on the timer so the space can be sanitized for extended periods in order to eliminate deeply ingrained odors.
A good selection for Hotel and Motel Rooms, Nursing Home and Hospital Rooms, Rental Cars, Small Office Rooms, Cruise Ship Cabins and Small Boats.
800 Sq/Ft
8,000 Cu/Ft
0-60 Minutes
Continuous Hold
|400 Mg/Hr
|9.25 Lbs
Odor Free Suite 700
The Suite 700 is designed for medium sized spaces such as apartments, hotel suites, yachts and damp basements. This model has a variable output and a 60 minute timer that will turn the unit off automatically when the sanitizing is completed. There is also a "Hold" selection on the timer so the space can be sanitized for extended periods in order to eliminate deeply ingrained odors. This is a versatile unit that can sanitize smaller spaces more quickly, easily take care of medium-size spaces, and even do well in larger spaces by running it a for a longer period of time.
A good selection for Hotel and Motel Suites, Smaller Houses, Nursing Home and Hospital Rooms, Dormitories, Medium Sized Office Rooms, Medium Classrooms, Restrooms, Tour Buses, RVs, Yachts, Pet and Animal Odors, Damp Basements, and Kitchens.
2000 Sq/Ft
20,000 Cu/Ft
0-60 Minutes
Continuous Hold
|900 Mg/Hr
|9.5 Lbs
Odor Free Villa 1000
The Villa 1000 is designed for spaces that are unoccupied for several hours or more at a time, such as restaurants and bars while they are closed, or houses while the occupants are away at work. Let the last person to leave the facility set the 12 hour timer so that the unit cuts off an hour or two before the occupants return. This model has a variable output control that will produce from 150 up to 1800 mg per hour of ozone. It has a 12 hour timer that will turn the unit off automatically when the sanitizing is completed. There is also a "Hold" selection on the timer so the space can be sanitized for extended periods in order to eliminate deeply ingrained odors.
A good selection for Restaurants, Bars, Delis, Coffee Shops, Smoking Bars, Casinos, Pool Halls, Bingo Parlors, Pubs, Mold, Mildew, Large Classrooms, Large Office Rooms, Large Restrooms, Larger Houses, Condominiums, Rental Properties, Water and Flood Damage, Heavy Tobacco Odors, Fire and Smoke Damage, Locker Rooms, Kitchens, Tour Buses, Yachts, Pet and Animal Odors. Convenient for longer term sanitizing during times when the space is not occupied.
4000 Sq/Ft
40,000 Cu/Ft
1-12 Hours
Continuous Hold
|1800 Mg/Hr
|9.75 Lbs
• Easy to operate with the turn of a dial
• Timer also has "Hold" setting for long term treatment
• Plates are as easy to remove as a CD for cleaning
• Convenient built in cord holder to stow cord
Easy Operation
Just plug the unit in and select medium to high on the ozone output dial. Next, turn the timer dial to set the treatment time, and vacate the area while the odors are being oxidized. Then return to an outdoor fresh environment.
Note: The durable ceramic plates slide into special slots located on the back. They may need to be removed and cleaned every three or four months if the unit is used on a regular basis. This takes about 5 minutes.


text:
Has America Been Saved from Racism?
After reading Ezekiel Kweku's piece (goo.gl/s8xHZM) I felt some Americans' view of racism mirrors some Christians' view of sin: we once suffered under it but have now been saved and sanctified.
Under this model, people suffer under sin, but after they accept Christ they are saved and bound for heaven. In the same way, America was plagued by racism, but the forces of good conquered and now equality is on the march. Even some who are not Christian have absorbed this way of thinking, and it can be innate: in Taiwan the lifting of martial law and first presidential election are the moments some say the nation "became free, period."
The "I Have a Dream Speech" and Obama's Election are two of the most commonly recognized moments of the USA's racial salvation, and it's no coincidence that Martin Luther King and, to a lesser extent, Barack Obama have been deified in the process.
We can all be Christlike, yes, and thanks to his leadership and many astute statements King in particular can be considered a national prophet. That said, we must remember that no one and nothing can "change everything" the way we would like it to. After the Resurrection itself sin persisted, even among Church members, as Acts and Revelation make clear, and people who once accepted Christ can still fall away, as Judas did. In US history, meanwhile, we can see clearly that African-Americans steadily -lost- rights and status between the end of the Civil War and the first World War, and that on police violence we've made zero progress at best since "Do the Right Thing" 25 years ago.
Personal conversions are real and moments of social change happen. On an absolute, universal level Christ has triumphed over sin. But on this earth nothing is final. Not the ultimate destination of our souls, nor the ultimate destination of our society either. We want a conversion or an election to decide everything. To be inspired by such moments afterward is good and natural. But our daily works, day after grueling day, are themselves crucial, as are daily examinations of conscience to reorient ourselves.


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Schools are migrating their operations towards the Internet faster than ever. Over the last 15 years, the Learning Management System (LMS) has transformed education enabling educators to create rich interactive learning materials, effective online assessments,and interactive discussion. But many educators still use multiple resources to keep track of course materials, unable to consolidate them because there are different systems on different servers that don't work together.
It's time to take a step forward in virtual education with the first cross-platform learning object repository. XpLor implements modern software standards and removes the restrictions of LMS-based software allowing you to incorporate content from multiple sources with unprecedented ease. The LMS integrated with xpLor is the ideal solution, leveraging the strengths of the LMS and solving the problems of content management that limit the LMS by moving content to a repository in the cloud.
Here's how xpLor will change teaching and learning as we know it today:
Course materials tend to get replicated several times on a platform. Even after your LMS addresses these redundancies, it's still hard to share with other platforms due to authoring restrictions.
With xpLor, you have the ability to create modern, content-rich course materials using the robust tool set of an LMS while remaining outside the tight parameters of the LMS to allow flexibility and collaborative authoring.
Currently, you're stuck manually exporting and importing vast amounts of course materials from one LMS to another. This results in multiple copies of the same material with no way to track updates back to the original or apply rights or copyright.
Share rich content with xpLor between systems inside the cloud without importing and exporting. Versioning controls keep you aware of modifications without bogging down in multiple versions of the same document.
Searching for content is difficult in traditional LMS. Without tags or indexes, you're searching blindly. Shared content is not integrated with the LMS and there is no way to "subscribe" to channels or "follow" authors.
xpLor has a rich global search engine that can find content shared globally or in specific channels integrated with your LMS. Advanced filtering functions by keyword, contributor or subject equal less time spent looking in the wrong place. It's easy to subscribe to channels of interest or follow specific authors.
Now your content floats around multiple systems, often without the appropriate rights and permissions attached to it, making it hard to track or protect.
xpLor offers a wide variety of protection, from All Rights Reserved to Creative Commons open sharing built into the system making it easy to find the right license. Authors can choose how to copyright and share their materials and maintain those permissions no matter where the materials reside.
There is no clear way to ensure content-rich media reaches other systems intact. This compromises the integrity of your deliverables. Content has to be imported into the LMS to be delivered then it becomes LMS content making it hard to move to other systems.
XpLor possesses a neutral interface that allows instructors to deliver assessments, discussions, and mixed-media objects seamlessly across multiple courses systems simultaneously, in any sequence or configuration you choose. And still passes completion of assessments on to gradebook of LMS.


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Liam King headed in the winner on a pass from Josh Jess in the second half to lift the visiting Tigers (10-3-2) over the Beavers (13-1-1). Justin Gualgieri made 10 saves in the shutout, while BVT's Kurt Paterson stopped 20 shots.
Douglas 1, Blackstone Valley 0
Wednesday, Oct. 17, 2012, at Upton
Updated: Wednesday, Feb. 6, 2013, 3:50 p.m.


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(Society and Self, Critical Representations in Literature)
Susan Sontag created a sensation in the mid-1960's with her essay "Against Interpretation." Although she made it clear that she was not against all interpretation of works of art, her position quickly became associated with the idea of art for art's sake—that is, with a concern only with form and style, not with morality and content. She later conceded that her approach was too polemical; she was attacking message-mongering critics but left herself open to the charge of being amoral. She later corrected her position in Under the Sign of Saturn (1980), a collection of essays in which she explicitly argues that a work's style or aesthetic properties cannot be viewed in isolation from its creator's moral sensibility.
"Sensibility" is a key term in Sontag's vocabulary. As she points out in the paperback edition of Against Interpretation, and Other Essays, her work is actually the revelation of her evolving sensibility, of her way of looking at the world. She is not a critic who is especially interested in explicating works of art; rather, she explores art for what it says about the sensibility—the mindset—of its author. For example, her essay "Spiritual Style in the Films of Robert Bresson" is less concerned with his individual films than with his way of imagining the world.
Sontag has been lauded and attacked for her catholic tastes. Against Interpretation, and Other Essays contains essays on...
(The entire section is 426 words.)


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Millions of traders participating in today s financial markets have shot interest and involvement in technical analysis to an all-time high. This updated edition of Technical Analysis from A to Z combines a detailed explanation of what technical analysis is and how it works with overviews, interpretations, calculations, and examples of over 135 technical indicators and how they perform under actual market conditions. Enhanced with more details to make it easier to use and understand, this book reflects the latest research findings and advances. A complete summary of major indicators that can be used in any market, it covers:• Every trading tool from the Absolute Breadth Index to the Zig Zag• Indicators include Arms Index, Dow Theory, and Elliott Wave Theory• Over 35 new indicators


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The Kemp Lab
Redox Systems Biology at Georgia Tech
Research Publications Lab Members Positions News Links Contact Home
Reactive oxygen species (ROS) such as hydrogen peroxide and superoxide are generated by ligand binding across a diverse range of receptor families. Redox couples provide a means of translating the presence of ROS into useful signals in the cell. Thioredoxin and glutathione-mediated post-translational modifications of proteins (S-thiolation and S-glutathionylation, respectively) have been shown to functionally alter the activity of certain proteins. Few proteins have been investigated in depth to understand this relationship. More broadly, how redox-related effects systemically influence the regulation of receptor signaling pathways is unknown. Challenges in quantifying post-translational events and discerning the effects of one redox couple from another have compounded the difficulties in understanding the role of redox couples in cellular signaling, mandating a modeling-based approach for gaining insight into these biological processes.
* Modeling of NF-kappaB regulation through redox couples in pediatric acute lymphoblastic leukemia (with Harry Findley, Children's Healthcare of Atlanta and Emory School of Medicine)
* Design of microfluidic devices for capturing fast dynamics of T cell signaling (with Hang Lu, Georgia Tech)
* Development of new techniques to monitor glutathionylation of proteins


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Hi all, above is done. I got W3C internal feedback that our test suite input and output is fine. A few suggestions: - We should add metadata to the HTML5 files that is used in the test-suite framework. Even if currently there are no applications of the metadata in the browser: with the metadata, the HTML5 tests can be added to the HTML5 test suite easily and might be used in the future. - For things that work in the browser, e.g. online machine translation systems (Bing / Google translate), we can deploy them in the testing framework. Richard (Ishida) did tests already in that area (though they are not yet part of the framework). Best, Felix -- Felix Sasaki DFKI / W3C FellowReceived on Thursday, 20 September 2012 14:07:25 UTC
This archive was generated by hypermail 2.3.1 : Tuesday, 6 January 2015 20:05:01 UTC


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Veggie Bean Casserole Recipe
5 1 1
I serve this as a meatless main dish, but it also makes a nice side dish. It freezes and reheats well, so I'll sometimes double the recipe. It has a colorful combination of carrots, corn, beans and tomatoes.
Recommended: Top 10 Casserole Recipes
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- 2 medium carrots, diced
- 2 celery ribs, chopped
- 1 large onion, chopped
- 1 medium green pepper, chopped
- 3 garlic cloves, minced
- 2 tablespoons vegetable oil
- 2 tablespoons chili powder
- 1/2 teaspoon ground cumin
- 1 can (28 ounces) diced tomatoes, undrained
- 2 cups frozen corn
- 1 can (16 ounces) kidney beans, rinsed and drained
- 1 can (15 ounces) garbanzo beans or chickpeas, rinsed and drained
- 1 can (15 ounces) tomato sauce
- 2 tablespoons picante sauce
- In a large ovenproof saucepan or Dutch oven, saute the carrots, celery, onion, green pepper and garlic in oil for 5 minutes. Add chili powder and cumin; saute 2 minutes longer. Stir in the remaining ingredients; bring to a boil.
- Cover and bake at 350° for 45-50 minutes or until thickened and vegetables are tender. Yield: 8 servings.
Originally published as Veggie Bean Casserole in Country Extra January 2007, p49
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Reviewed Nov. 19, 2011
"This was really good and so easy to make. My husband and I loved this."