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How To Flirt By Text Messaging
Text game is the new thing when it comes to contacting girls. It's slowly replacing phone conversations as a means to not only communicate with the girl but get dates as well. There's going to be a day in the future where our kids wondered about how phone conversations worked, like we ask our parents with mom shows us love letters written by dad.
When it comes to flirting in text messaging, the key rule is the shorter and the breezier the better. You don't want to numb the girl to you by texting often with many questions. By cryptic, use fragment sentences, and keep her guessing what you really mean. Send random text messages with two or third words followed by question marks. For example, "Going out tonight?" and "Anything exciting?" is good.
Always take longer to reply than it took her. For example if she took ten minutes to write back to your text message, take longer than 10 minutes. This is important so you don't come across as needy or bored. Remember that you have to play the game in text just as much as you would in person or on the phone. Seductions are made and broken by text, believe it or not.
The ultimate goal of text is to get her out on a date, so you should only send a flurry of texts on the day or the day before you want to get her out. There is no point in starting a long text messaging dialogue on Sunday if you want to get her out on Wednesday night. Instead just wait until Wednesday night where you can message her something like "What are you doing tonight?" The dialogue will sporadically continue int the evening until you suggest a meeting. Write, "a drink.. 9pm?"
If you're looking for the ultimate strategy in text messaging, it's this: KISS… Keep It Simple Stupid.
It would be a waste to spend all that time approaching and talking to get her number and then blow it on the phone when you try to set a date. What's even more important than getting a number is knowing what to do with it.
I remember when I went on a number collecting spree for six months just to practice my phone game. I was tired of it costing me notches, and didn't get very far with using e-mail. I tested everything I could, even seemingly basic things like the best times to call, until I settled on the most optimal system that resulted in the greatest number of first dates.
In my book Bang I share with you my phone game in several very detailed pages, from how to get her on the phone, when to text or call her, and how to ask her out. My text messaging template helps you get a girl out on a date with very little work.
It may take a few tries for you to successfully adopt my phone system, but I think it will be a big improvement if you don't already have one in place right now. Click here to learn more about my book Bang today, where it's all spelled out for you in very clear, no-bullshit language.Related Posts You May Like:
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The threat of Hurricane Matthew has forced UCF to postpone its Friday night football game against Tulane, the school confirmed Wednesday morning.
UCF and Tulane share an open date on Nov. 5, which is now the scheduled make-up date.
"Taking into account all the latest projections for Hurricane Matthew, we have to keep the safety of everyone involved in these events at the forefront of our decision-making," UCF Vice President and Director of Athletics Dr. Danny White said in a release. "We appreciate our friends at Tulane and Houston understanding and working with us through this situation. Commissioner Mike Aresco and the American Athletic Conference staff have been very helpful as well."
UCF said any tickets purchased to Friday's game for Oct. 7 will be honored on Nov. 5. Kickoff time and any television broadcast information will come at a later date.
Florida vs. LSU, Saturday 12 p.m.
A decision on Florida's home game Saturday at noon with LSU will be announced after 5 p.m. Wednesday, when the latest advisory on Hurricane Matthew is released.
Thursday's soccer game against Georgia was pushed up to 4 p.m., while Friday's "Gator Golf Day" has been canceled.
USF vs. ECU, Saturday 12 p.m.
Hurricane Matthew will not affect the status of five USF athletic events this weekend, including Saturday's noon football game with ECU, which will be played as scheduled.
In a release, the school said it's monitoring the storm and will make changes later this week, if warranted.
Miami vs. FSU, Saturday 8 p.m.
As of Wednesday afternoon, FSU will play Miami in football Saturday night, as scheduled.

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While we try and ensure that all prices on our website are accurate, errors may occur. If we discover an error in the price of tickets you have ordered, we will inform you as soon as possible and give you the option of reconfirming your order at the correct price (and credit or debit your account as applicable) or cancelling your order cancelled. If you choose to cancel after you have already paid the incorrect ticket price for the tickets, you will receive a full refund from us. It is your responsibility to ascertain whether an event has been cancelled and the date and time of any rearranged event. If an event is cancelled or rescheduled, we will use reasonable endeavours to notify ticket holders of the cancellation once we have received the relevant authorisation. We do not guarantee that ticket holders will be informed of such cancellation before the date of the event. The Classic Grand will not be held liable for any travel costs or accommodation cost lost due to concert cancellations.
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Tickets purchased on classicgrand.com are subject to a booking fee per ticket which is non refundable in the event that the concert is cancelled or postponed.
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We respect other people's rights, and expect you to do the same.
You will not post content or take any action on Classic Grand that infringes or violates someone else's rights or otherwise violates the law.
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If anyone brings a claim against us related to your actions, content or information on Classic Grand, you will indemnify and hold us harmless from and against all damages, losses, and expenses of any kind (including reasonable legal fees and costs) related to such claim.
WE TRY TO KEEP Classic Grand UP, BUG-FREE, AND SAFE, BUT YOU USE IT AT YOUR OWN RISK. WE ARE PROVIDING Classic Grand "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE THAT Classic Grand WILL BE SAFE OR SECURE. Classic Grand IS NOT RESPONSIBLE FOR THE ACTIONS, CONTENT, INFORMATION, OR DATA OF THIRD PARTIES, AND YOU RELEASE US, OUR DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS FROM ANY CLAIMS AND DAMAGES, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH ANY CLAIM YOU HAVE AGAINST ANY SUCH THIRD PARTIES. WE WILL NOT BE LIABLE TO YOU FOR ANY LOST PROFITS OR OTHER CONSEQUENTIAL, SPECIAL, INDIRECT, OR INCIDENTAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH THIS STATEMENT OR Classic Grand, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR AGGREGATE LIABILITY ARISING OUT OF THIS STATEMENT OR Classic Grand . APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, Classic Grand'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
By "Classic Grand" we mean the features and services we make available, including through (a) our website at www.classicgrand.com and any other Classic Grand branded or co-branded websites (including sub-domains, international versions, widgets, and mobile versions); (b) our Platform; (c) social plugins such as the like button, the share button and other similar offerings and (d) other media, software (such as a toolbar), devices, or networks now existing or later developed.
By "information" we mean facts and other information about you, including actions you take.
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You will comply with all applicable laws when using or accessing Classic Grand.
Please see individual competition information for additional terms and conditions.
Contact Us
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text: Module Name: pkgsrc Committed By: joerg Date: Sat Aug 26 15:30:58 UTC 2006 Modified Files: pkgsrc/sysutils/fam: distinfo pkgsrc/sysutils/fam/patches: patch-ap Log Message: Use statfs instead of statfs on FreeBSD. Peter Schuller's bulk build indicates that it is needed. To generate a diff of this commit: cvs rdiff -r1.23 -r1.24 pkgsrc/sysutils/fam/distinfo cvs rdiff -r1.10 -r1.11 pkgsrc/sysutils/fam/patches/patch-ap Please note that diffs are not public domain; they are subject to the copyright notices on the relevant files.


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APSU's Hardin publishes two new editions of popular education books
CLARKSVILLE, Tenn. – One of the most important skills an education student needs to learn before taking a job as a new teacher is how to manage a classroom properly. Without this ability, all of his or her training and good intentions will slip away in the face of unruly or uninterested students.
CLARKSVILLE, Tenn. – One of the most important skills an education student needs to learn before taking a job as a new teacher is how to manage a classroom properly. Without this ability, all of his or her training and good intentions will slip away in the face of unruly or uninterested students.
But as public school classrooms became more diverse in the early 1990s, a single strategy for managing students no longer seemed practical. Dr. Carlette Hardin, dean of the Austin Peay State University College of Education, decided to collect some of the best management models being practiced in classrooms across the country, and in 2004, she published her findings in a new textbook titled "Effective Classroom Management: Models and Strategies for Today's Classrooms."
"The premise we're trying to do in this book is to teach our teacher candidates that there's not one right way to do it," Hardin said. "What might fit for one classroom or school might not fit for another school or classroom."
The book quickly became one of the preferred texts in college education programs across the country. It presents 12 different classroom management models, as well as teaching advice from 30 National Teacher of the Year recipients. Anne McCallister, an educator in Florida, described the textbook in an amazon.com review as "fantastic. They actually give some ideas and information on what may or may not work in the classroom…excellent book for a first year teacher or a seasoned teacher."
The textbook became such a staple in college classrooms that it was republished earlier this year in a third edition. Hardin spent the last few months updating the research, adding chapters on new positive behavior support models currently used in Stewart and Cheatham County schools and including strategies on how to handle difficult children.
"We also added a chapter at the end that is really a research chapter," Hardin said. "It explains why these are good ideas, and what's the research that backs up these suggestions?"
The updated textbook is actually the second book by Hardin to be released in a new edition this year. In 2001, the Cambridge-Stratford Study Skills Institute published her book, "100 Things Every Adult College Student Ought to Know." More than 35,000 copies of that book have been sold to date.
The new edition, which was published last month, includes updated sections on technology and helpful websites for college students.
"It is a popular book internationally," Peter Stevens, president of the Cambridge-Stratford Study Skills Institute, said. "It's used by many federal and state grant programs and at colleges such as Wichita State, Morehead State, University of Nevada, Las Vegas."
In the late 1990s, Hardin surveyed nontraditional college students at APSU and throughout the state to find out what they wished they had known when they first started college. She took their answers and crafted the short "how-to" guide as a means of making the transition into college easier for these individuals. The key was to provide them with answers to questions they hadn't thought to ask.
"There's a section on how to manage your life if you're trying to juggle family and work and go to college at the same time," Hardin said. "There's a section on budgeting and how to get financial aid."
Cambridge-Stratford originally published 5,000 copies of the book for this second edition. Only a few weeks after its release, some 1,500 copies had already been sold. The book is also available on the Kindle.
For more information on "100 Things Every College Student Ought to Know," or "Effective Classroom Management," contact Hardin at firstname.lastname@example.com.


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2018: Patagonia & Chilean Fjords with Peru & Machu Picchu (ISOC)
17 days from Buenos Aires to Lima
Call (520) 445-6812 for more information or to book today! Mention code 13513307
- Tour Operator
- Monograms
- Duration
- 17 Days
- Escorted
- Escorted - No
|Day 1
|Buenos Aires
|Welcome to Buenos Aires, proud capital of the vast country that occupies most of the southern part of the continent. After arriving at your central hotel you will have time to become acquainted with the 'Paris of South America' and its wide boulevards and outdoor cafes. Enjoy an evening at leisure.
|Day 2
|Buenos Aires
|Included private sightseeing starts in the colorful La Boca district, site of the city's first port. Take a short walking tour of this unique neighborhood, then on to San Telmo, famous for its late-colonial buildings and a popular gathering spot for artists. At the Plaza de Mayo, see La Casa Rosada (the President's Pink House) and the Metropolitan Cathedral, which houses San Martin's Mausoleum. Drive past the ornate Colon Opera House before reaching the CEMETERY of the Recoleta, burial site of Eva Peron. This evening, perhaps savor the city's atmosphere on an optional dinner at a local restaurant, followed by a performance of Latin America's most sensuous dance-the Tango! (B)
|Day 3
|Fly to Ushuaia, the 'End of the World,' situated on the island of Tierra del Fuego. Once a secluded outpost and penal colony, Ushuaia is now a growing community thriving on timber, fishing, and tourism. This afternoon, enjoy a private tour TIERRA DEL FUEGO NATIONAL PARK to learn about its bountiful flora and fauna. With the Chilean Andes as the backdrop, the scenery is nothing short of spectacular. (B)
|Day 4
|Embark on your 3-night CRUISE aboard the Stella Australis. The voyage will take you through channels, bays, fjords, and past massive glaciers, snowcapped mountains, and unexplored areas of incomparable beauty. (B,D)
|Day 5
|Cruising: Cape Horn & Wulaia Bay
|Disembark in Cape Horn National Park (weather permitting) to see Cape Horn, a sheer, almost 1,394-foot-high rocky promontory where the Atlantic and Pacific Oceans merge. In the afternoon, go ashore with your Naturalist in historic Wulaia Bay, once the site of one of the region's largest aboriginal settlements. Here, walk through a Magellanic forest and keep an eye out for elephant seals! (B,L,D)
|Day 6
|Cruising: Agostini Sound & Aguila Glacier
|Sail through the intricate channels of Tierra del Fuego to reach Cockburn Channel. At Agostini Sound, board Zodiac boats to explore Aguila Glacier, which hovers above a placid glacial lagoon surrounded by Patagonia's sub-Antarctic rainforest. Walk around the edge of the lagoon near the base of the glacier and keep an eye out for the condors that can sometimes be seen here. Learn from your Naturalist about the formation of glaciers and their influence on the abrupt geography of the region's channels. (B,L,D)
|Day 7
|Punta Arenas
|This morning, go ashore on Magdalena Island (weather permitting). Located in the Strait of Magellan, it was an essential source of supplies for navigators and explorers in the past. Here, see the immense colony of Magellanic Penguins during a walk to the lighthouse, which guides ships on their way through the strait. In September and April this excursion is replaced by a Zodiac boat ride at Isla Marta to observe sea lions. After our visit, sail to Punta Arenas and disembark. (B)
|Day 8
|Fly to Santiago, Chile's capital. This country is more than 10-times longer than wide, with 2,650 miles of beautiful Pacific coastline. (B)
|Day 9
|Located in the center of the country and perched between the Pacific Ocean and the Andes, Santiago has evolved as the country's political, commercial, and cultural capital. Step back into the 16th century on your PRIVATE CITY TOUR as your Local Guide traces the city's history and heritage. Start at La Moneda, the official Government Palace, and nearby San Cristobal Hill with its landmark statue of the Virgin Mary. Your tour ends at the Plaza de Armas, the main square, with a visit to the 18th-century CATHEDRAL. (B)
|Day 10
|Transfer to the airport for your flight to Lima, where you will be met by your Local Host. (B)
|Day 11
|Your included city TOUR focuses on Lima's rich colonial history as well as the modern city. Lima was the bastion of Spanish South America from its founding in 1535 until the independence of the South American republics in the early 19th century. See the Cathedral, where the remains of Francisco Pizarro are sealed in a wooden coffin and San Francisco MONASTERY with its eerie burial crypts. (B)
|Day 12
|Fly to Cusco, high in the Andes. Your guided TOUR visits the Santo Domingo MONASTERY, previously the Koricancha Temple, one of the most important temples devoted to worship of the sun. It is said it was covered in gold leaf and filled with golden representations of nature. In the Plaza de Armas, see the Cathedral before taking a short drive outside the city to the ruins of SACSAYHUAMAN with its intricate stone walls, amphitheater of KENKO, and the Red Fortress of PUCA PUCARA. (B)
|Day 13
|Sacred Valley
|Today, a short drive into the Urubamba Valley, the Sacred Valley of the Incas, brings you to AWANAKANCHA to learn about the importance of the alpaca (llama) for Inca cultures, as well as the ancient weaving techniques still in use today. Continue, to the market town of PISAC, where you can buy handmade rugs, alpaca sweaters, and jewelry at bargain prices. At the other end of the valley, visit OLLANTAYTAMBO to see some of the finest examples of Inca masonry. (B,L)
|Day 14
|Machu Picchu
|Board a TRAIN bound for MACHU PICCHU and cut a path through the Sacred Valley to this 'Lost City of the Incas,' discovered by American explorer Hiram Bingham in 1911. On a guided TOUR, explore this intact fortress with its temple remains, holy houses, and mile-long aqueduct. For hikers, a brisk one-hour walk leads to the Sun Gate, the ancient entrance used by the Incas. (B,L,D)
|Day 15
|A morning at leisure allows you to wake up early to see the sunrise over MACHU PICCHU with your second included entrance to the ruins. Return to Cusco, where your Local Host will recommend options for your free time. Perhaps visit the Inca Museum or wander through the artisan district of San Blas. (B)
|Day 16
|Fly to Lima, where the remainder of the day is at your leisure. (B)
|Day 17
|Your vacation ends with breakfast this morning. (B)
- Dates/Pricing
- Disclaimer
- US$ Price Details
Cruise line government taxes and fees of $50 are included in price.Cruise pricing is based on B category cabins on the Stella Australis. Upgrades are available.2019 departures are subject to itinerary and price modifications. Details will be available in July 2018.


text:
Privacy Policy
Privacy and Data Processing
Ambassador Holidays Limited of 1st Floor, Viscount House, Southend Airport, Southend On Sea, Essex, British Isles trading as CLC World Travel ("CLC") acknowledges the importance of privacy of personal data collected about the users of this website ("You" and "Your"). Examples of such personal information ("Data") include name, address, telephone number, employment status, credit card type and other financial information.
Purpose: Our purpose in collecting and using Data is to balance our legitimate business interests with Your reasonable expectations of privacy. Your Data enables CLC and affiliated companies to advertise efficiently, using communication methods more likely to reach those who will be interested in the products and/or services offered.
Data Collected: Your Data enables CLC to request customer feedback, develop and tailor products and services to better meet Your needs and preferences, and to offer you products from CLC and other sources that may be of interest.
CLC will: Include Data about You gathered from other sources we believe to be reliable to identify You more thoroughly; contact You to inquire about Your experience as a member and/or determine the improvements needed to attract additional business from You; create, use and aggregate Data. You consent to being contacted by phone or letter by CLC and its agents, associates and affiliated companies regarding its products or services until such times as You may opt out as described below.
CLC collects: Data only in a manner deemed reasonably necessary to serve our legitimate business purposes and comply with our legal obligations. We make commercially reasonable efforts to make our collection of such Data consistent with all applicable laws and regulations. We take all commercially reasonable efforts to create and maintain "fire walls" and other appropriate safeguards to ensure that to the extent CLC controls the Data, the Data is used only as authorised by CLC and consistent with this Policy, and that the Data is not improperly altered or destroyed. Our privacy protection practices help us to maintain accurate, timely, complete and relevant Data for our business purposes.
CLC will not: Act as a consumer-reporting agency, or furnish Data about Your creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics or mode of living to any consumer-reporting agency.
CLC has been in business since 1984 and during that time has developed a number of divisions and our aim is to give you the opportunity to see for yourself what we can offer. From time to time we will want to share our experiences and promotions with you and may wish to invite you to stay with us or to visit one of our presentations and exhibitions.
CLC and its associated companies offer a wide range of services and products so that our customers can enjoy great holiday experiences in many different destinations and in many different ways. Whether it is buying a residence abroad, sailing holidays, using our Travel Department, holiday ownership, points, renting holiday accommodation or simply enjoying our great hospitality and management services, CLC portfolio is extensive and has been put together with many years of experience in understanding how our clients want to holiday.
Transactions: When You contact CLC, CLC may require certain information such as name, address and telephone number to respond to the inquiry. A credit card number may be necessary to complete certain transactions. Data collected as part of the transaction process is used as this Policy describes.
Opt-Out: On occasion, we are made aware of companies and organizations that produce a product or service that we believe may be of interest to You. We see this as a useful means of helping You to find products or services that may be of value to you. We offer You the opportunity to "opt-out" of having Data shared with parties outside of CLC affiliated companies. In addition, we provide You with the opportunity to request to be removed from one or more of our mailing lists. If You wish to do so, write to CLC Leisure, Ctra. de Cadiz km206, 29649 Mijas Costa, Málaga. Spain or email firstname.lastname@example.com.
Sensitive Data: If you provide CLC with Data, which we recognise as particularly "sensitive," we will exercise commercially reasonable efforts to protect that Data with extra care. To the extent we collect Data about children, we will collect such Data from parents or, in the limited instances where children themselves provide such Data, we take all commercially reasonable efforts to ensure that parents are aware of and authorise such collection.
Email and Mobile phone: Unless you have asked not to be put on our mailing lists, we may contact you via e-mail and mobile phone from time to time (and this includes our agents and associates). You will always be provided with a way to opt-out of future e-mailings. Our site sometimes includes special sweepstakes or promotions, and we may allow electronic entry to qualified persons. If that happens, we will use the Data you submit for the purpose of conducting the promotion (e.g. to contact you if you are a winner).
Compliance with Law: We may be obligated to disclose Data about you to a law enforcement agency or by a court order or under the discovery process in litigation.
Comments: We are receptive to any questions about privacy. We regard our relationships with You as highly valuable and any questions or comments that relate to privacy or related matters may be directed to firstname.lastname@example.com


text:
E30 Mesh Grill
View Single Post
Permanently Dirty
Join Date: Aug 2010
Location: Etobicoke
Posts: 540
Car: E30 325I; E90 328i
E30 Mesh Grill
This was a "while waiting for parts project" it was quick and I did it in a few hours (not including paint drying)
stuff needed:
E30 headlight cover L+R and kydney grill
400 grit sandpaper
gutter/eavestrough covers (got mine from lowes for 15$ tonnes left over)
Metal Shears
Step 1: Re-construction
chisel out all the fins, bondo the holes, and sand smooth
Step 2: moulding the mesh
bend gutter cover straight (its curved when you buy it, previous pic bottom right). Make a quick template with some paper and cut and bend the mesh to match.. It should almost hold itself into the little triangular holes
1 piece is 6in wide so it just fits the E30 front end but if you really want to make it wider for other openings, DONT WELD IT! I tried to take my tig welder to it and it vapourized, so I soldered it and using a torch and soldering paste it turned out pretty good (but was a pain in the ass and in the end was useless because the stuff was wide enough anyway)
Step 3: Painting
scuff the plastic with the sandpaper, clean the mesh parts, prime and paint I made the mesh flat black while the grills gloss
Step 4: Fitment
To make sure that the mesh doesnt stick too far out the back or into the headlights
Step 5: Clean
Clean any paint from areas you will be bonding to, and scuff the plastic
Step 6: epoxy em into place
I used c clamps for the big section, the others just held themselves into place
As you can see, my car before I bought it was painted at MACCO and they did a shitty job taping the front and ended up painting the fan shoroud, also the mounts for the grill stick out, being white... so a little more painting of the stuff behind and it will look better
I also added some pinstripe for a bit more retro look but to each their own
One day I'll paint that bumper
and if you think its too ricer well....
View Public Profile
Find More Posts by DIY


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SMSF in Gold Bullion & Silver Bullion
SMSF can be used to invest in gold bullion, silver, and platinum bullion. Many people in Australia are not aware that they can use their self-managed superannuation funds (SMSF) to invest in bullion.
SMSF can be used to buy bullion for investment purposes. That is, if you manage your own superannuation funds which are SMSF (not industry superannuation funds like Sunsuper, HESTA etc) then you can use that money to buy bullion like gold and silver.
A report called Supernomics released by the Industry Super Network on Friday 5th March 2010 showed that Australians will lose $120 Billion Dollars in superannuation funds due to bad investment choices made by the companies who manage your superannuation funds.A research article published by ABC News titled Retirement savings going backwards on 5th August 2010 on their website said the following:
Australians retirement savings have delivered a net return of just 3 per cent a year over more than a decade, an investigation by the ABC has found. That is barely ahead of inflation which averaged 2.8 per cent over that period and 3.1 per cent over the past 10 years - implying that, system-wide, retirement savings have achieved virtually no growth in real terms said Dr Mike Rafferty, an economist from the Workplace Research Centre at the University of Sydney. At a 3 percent return it is an absolute economic travesty, because that money could be put to much better use.
The ABC has analyzed official statistics from the Australian Prudential Regulation Authority (APRA) on superannuation assets and contribution flows that go back as far as 1997. In the 13 years to mid-2009, the superannuation system delivered an annual compound return of 3.04 per cent. The system-wide returns are significantly less than the money could have earned had it been placed in effectively risk-free investment vehicles such as Australian bank term deposits or Australian government long-term bonds.
Cash in a bank term deposit would have delivered about 4.5 per cent a year on average over that time. Ten-year Australian government bonds would have delivered an average return of 5.75 per cent. The extremely poor returns on workers money garnished under the superannuation guarantee charge raises serious questions about superannuations efficacy as a vehicle for retirement savings. The ABCs analysis shows that although the total assets in the superannuation system have almost quadrupled since 1997, the vast bulk of the growth has merely come from net contributions - workers money going into the system - not the money making money.
As an economist I think I would say it is a scandalously inefficient way of delivering retirement security, Dr Rafferty said, adding and it is also a scandalously inefficient way of saving money at all.
Returns on the major balanced super funds (with a mix of Australian and overseas shares, property, bonds and cash) have delivered an average return of about 4.5 per cent over the past decade, according to credible superannuation analysts such as SuperRatings and Chant West. In practice, that translates into a median return barely ahead of inflation for so-called retail funds run for profit which tend to charge higher fees. Returns have been significantly higher for industry, corporate and public sector superannuation funds not run for profit and with lower fees. But the returns on so-called major balanced funds - low as they are - mask the far poorer performance for the superannuation system as a whole. The system-wide returns are dragged down by funds with very high fee structures, poorly performing schemes and tens of millions of lost or inactive accounts that no longer attract contributions that continue to have their balances eroded by annual fees.
Volatile markets and a perfect storm of financial crises have brought down the returns on superannuation. The period in question was bookended by the Asian financial crisis and the global financial crisis and punctuated by the tech wreck of 2000 and the market ructions in 2002-03 from the accounting scandals at Enron and WorldCom. But market volatility cannot be entirely blamed for the poor returns - someone investing their money in Australian equities over this time would have achieved an annual return more than double inflation at 6.6 per cent. The returns have also been eroded by a sizeable slice of fees taken from superannuation all the way along the line. It is a $1.2 trillion industry and out of that there is about $17 billion in fees that are stripped out of it every year, said Jeff Bresnahan, managing director of SuperRatings. Quite simply, $47 million, $48 million a day coming out of our superannuation accounts to pay suppliers for managing that money.
Superannuation funds mainly consist of your money that you will use when you retire. The main aim of your super fund should be to safeguard your hard-earned money when you retire. Nobody wants to lose their money that they have in their superfund. During the global debt crisis, millions of dollars got wiped out from many industry superannuation funds. Moreover, printed money always has the chance of losing its value during any financial crisis.
To start a self-managed superannuation fund you can speak to any financial advisor who can give you advice and may well help you to set up one. There are many companies who specialize in setting up SMSF. If you do a little bit of research on these companies you may be in a better position to choose the one that fits your budget. Please note that Self Managed Super Fund may not be suitable for everyone, therefore please do take proficient financial advice before proceeding.
SMSF Gold & Silver Bullion
Some investors prefer their SMSF to be more secure. Their main goal is to preserve their wealth until they retire. This is the main reason why they prefer low risk assets like gold and silver bullion as part of their SMSF.
The main benefits of investing in gold & silver bullion for your SMSF include:
� Reduces the effects of inflation and devaluation, when paper money becomes worthless;
� Balance your superannuation portfolio to improve its performance and risk profile;
� Protect against falls in asset prices of property and stocks.
Bullion gold and silver has historically shown to:
� Be an asset that maintain its value;
� Reduces the volatility of your returns;
Important information: The above information is not financial advice. Please consult your independent financial adviser if you are considering investing in gold and silver bullion using your SMSF.


text: Since installing Windows Xp I cannot burn a Data Cd at full speed using Nero. Every time I try I get error message saying....Invalid Block address and then invalid writesite. It happens when burning large files such Avi's. I have tried everything but can only burn data cd's at 4x, But I can write a audio cd at full speed. Can Anyone Help .....I cant really find the answer on the Nero site.. I also tried useing EZ CD creator and I am having the same problem but I just get a different error message. I did install the New Updates for Xp and sill canot Burn Data Cd's at Full speed. I am using the latest version of Nero


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Perfect for social media campaigns and blogs. Web photos (up to .5 MP). 1 Seat.
Learn More
Build a high res library or promote your brand. Up to Large (2.5-4.5 MP). 5 Seats.
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Get more high res photos and more. Up to Large (2.5-4.5 MP). 25 Seats.
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no people, horizontal, outdoors, day, low angle view, sky, cloud, clock, building exterior, architecture, facade, statue, religion, spirituality, church, cross, beige, concrete, white, christian religion, front, blue, looking, faith, building, brown, belief, Christianity, christianity, light brown, religious belief, virtue, Christian church, cardinal virtue, side, morality
church, architecture, looking up, sky, blue, front, christian, faith, religion


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- Nintendo 3DS
- Playstation 3
- Wii
- Wii U
- Xbox 360
- Playstation Vita
Introducing the Disney Infinity Toy Box, a wide open world of possibilities where you can mix, match and mash-up everything you unlock from the Disney Infinity Play Sets to make your own adventures, build your own worlds, and create you own games.
DISNEY INFINITY unlocks the freedom to play with some of your favorite Disney and Disney/Pixar worlds like never before! You can experience adventures in the worlds of Pirates of the Caribbean, The Incredibles and Monsters University - take on the role of Sulley, the naturally gifted 'scarier'; become Captain Jack Sparrow, the sword-wielding pirate; or transform yourself into Mr. Incredible, one of the world's greatest crime-fighters. Battle enemies, solve puzzles, overcome obstacles and complete a variety of other unique quests.
Or create your own world! Unlock virtual toys, characters, buildings, weapons, gadgets and more -- and bring them into the Disney Infinity 'Toy Box' where you can mix them all up to create your own game. In the Disney Infinity Toy Box, there are no rules and you can create any adventure you want. Share your creations with your friends with up to 4-player co-op play.
DISNEY INFINITY will be available in Summer 2013, characters sold separately.


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Local Attractions
The Cheboygan area has a great deal to see and do. Whether you're up for a little adventure, viewing historic sites, a leisurely stroll, or a great live performance, there are all kinds of options you are sure to enjoy.
The Cheboygan Opera House
The Cheboygan Opera House is a Victorian theater in the heart of downtown. The first opera house in the community was constructed in 1877 but destroyed by fire just a few years later. The current structure, completed in 1888, has gone through its fair share of struggles over the years. From a fire at the turn of the century to nearly being torn down a few decades later, the structure today stands downtown proudly as a beacon to the arts in the Straits of Mackinac region. Performances are scheduled throughout the year, and tours of the historic building are available daily.
Lighthouses Galore!
Lighthouse lovers will find plenty to see in Cheboygan. The historic Front Range Light, owned and operated by the Great Lakes Lighthouse Keepers, is open for tours as it undergoes restoration. This represents a unique opportunity for lighthouse lovers to view the restoration in progress. For an entry fee of $5 for adults and $3 for children, visitors will be able to tour the lighthouse and learn of its rich history from volunteer GLLKA keepers. The lighthouse also features a gift shop stocked with a large assortment of Great Lakes lighthouse-related books, apparel, and gifts, with all proceeds to be applied directly to the restoration of the lighthouse. Arrangements can also be made to visit and enter the Cheboygan Crib Light with volunteers working at the lighthouse.
Two other lighthouses – Fourteen Foot Shoal and Poe Reef Light – can be seen from Cheboygan at Gordon Turner Park. In nearby Cheboygan State Park, a quick hike can take the curious to see the remains of the Cheboygan Main Light and some beautiful views of Duncan Bay and the Straits of Mackinac.
Historic Jail and Museum
The Cheboygan County History Center is a local museum like none other. While many communities have places where they proudly show their local history, not many can claim that theirs is the former County Jail and sheriff's residence. The center's complex consists of five buildings, four of which house artifacts and historic exhibits of the past, along with beautiful flowering gardens and the Memorial Rose Garden. The buildings in the complex include: a Native American log cabin originally located on Burt Lake in a local Indian Village, the Cheboygan County Sheriff residence constructed in 1882, the old Jail, attached to the Sheriff's quarters and built in about 1912, the decorative Cement Block Garage built in the 1940s, and Spies Heritage Hall, an exhibit hall featuring Native American, lumbering, industrial, maritime, and schoolroom exhibits.
Coast Guard Cutter Mackinaw
Great Downtown Shopping
Shopping in Cheboygan is anything but run-of-the-mill. No endless array of T-Shirt shops here but rather quaint gift stores, antiques, home decor, kitchen gadgets, ladies' wear, books, jewelry and more.
While you're out and about, great local restaurants are proud to offer you everything from fine dining, casual grill and bar, meals prepared with fresh local ingredients, and more.
Enjoying the Great Outdoors
Outdoor activities about in the Cheboygan area. Both the North Central and North Eastern State Trails intersect in Cheboygan, gateways to over 100 miles of crushed limestone trails. Easy to ride with very little grade, the trails are perfect for running or biking in the summer and are groomed for snowmobiling in the winter. Other trails in the area, such as those at Black Mountain Recreation Area, can be used for ORV riding, cross country skiing, equestrian, or hiking. You'd be hard-pressed to find more trails anywhere else in Michigan.
Cheboygan is also home to some great beaches on Lake Huron. Visitors to Gordon Turner Park can enjoy a sandy beach and views of the Cheboygan Crib Light on the shore, go for a swim, take a walk out on the breakwall, or explore the boardwalk. Just a few miles away at Cheboygan State Park guests can enjoy camping, hiking, and of course take a swim in the pure waters of Lake Huron. Other parks and facilities are located throughout the city and provide opportunities for baseball, softball, basketball, fishing, skateboarding, ice skating, or just a stroll along the river.
Boating as it's meant to be!
Cheboygan is ideally located for any kind of boating adventure. Our location on the Straits of Mackinac makes getting to Lakes Huron and Michigan a breeze for an excursion out on the big lakes. But for a truly unique experience, the famous Inland Waterway offers a trip of incredible scenery and unrivaled beauty. Running through three rivers and three lakes, the 40 mile trip takes the voyager through inland lakes and rivers and quaint communities with places to stop for a bite to eat or to enjoy the view.
Exploring the depths
While there is plenty to see above the waves, beneath them there lies a whole other world to discover. Over fifty known shipwrecks are just a quick ride away from Cheboygan, with several minutes from shore. The wide variety of shipwrecks and sites means that divers of all skill levels can enjoy the opportunity to dive these historic sites. Great lumber schooners that once plied the Straits of Mackinac are within easy reach, while more experienced divers can explore more famous shipwrecks like those of the Cedarville. From snorkelers to Master Divers, there is something for everyone.


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Burnley's shops are open for business – a fact highlighted by the town being named the best performing retail centre in the North-West.
Increased numbers of shoppers have helped to push retail rents up by 7% from last year, while new businesses continue to open in town.
A report from respected real estate advisors Colliers International identified the increase in Burnley of 7% or £5 per sq. ft in retail rents from £75 per sq. ft to £80 per sq. ft from last year.
The news was welcomed by Charter Walk Shopping Centre manager Mr Chris Gribben who said it confirmed what he has said for some time – that Burnley was more than holding its own.
He said: "The results of this report are great news. Visitor numbers have seen an increase in recent months – indeed footfall has been consistently high for a number of years now.
"Our percentage occupancy rates are well above the national average. Over the Christmas period it was at more than 90%.
"There is great confidence in the town now. Next's new store is four times as big, while River Island also recently increased.
"The early reports from River Island are that sales are exceeding their initial targets."
But Mr Gribben also accepted that a large number of shops within Burnley town centre are discount retailers.
He added: "Retailers will respond to the demographic. It reflects demand."
Mr Gribben also revealed that a large national fashion retailer was ready to move into the empty unit next to River Island.
The Midsummer Retail Report revealed that average prime retail rents throughout the UK rose by 1.8% between 2013 and 2014 – the first such increase since 2008 – but remained 29% below the levels of six years ago.


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In the summer of 2008 an American crocodile left Florida's Biscayne Bay, swam along a yacht-lined canal through the upscale neighborhood of Coral Gables, and took up residence on the campus of the University of Miami, where it occasionally interrupted its sunbathing on the banks of Lake Osceola to munch on a turtle. The snaggletoothed croc was a daily reminder to students that they'd chosen a school in sunny, subtropical Florida and not in, say, Iowa.
This wasn't the first crocodile to appear on campus, but it became the most famous. People took to calling it Donna, after university president and former Cabinet member Donna Shalala—this despite the fact that it turned out to be a male. Donna occasionally basked on the grass just yards from the university pub, prompting the relocation of a few picnic tables but causing no further disruption.


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Assembly appropriates $673,467 for security
JUNEAU - The Juneau Assembly appropriated $673,467 Monday night for first responder preparedness. The funds are provided by the state Department of Military and Veterans Affairs.
Of the amount, $565,467 will be used to purchase equipment for the fire department, emergency medical services, police department and Bartlett Regional Hospital. The remaining $108,000 will be used to conduct training and exercises.
The grant award runs from Sept. 25, 2003 to April 30, 2005.
Also Monday, the Assembly appropriated:
$191,000 as partial funding to replace paratransit vans. The funds are provided by the state Department of Transportation and Public Facilities. This is a matching grant; the $18,959 match will be provided from Capital Transit's equipment and replacement reserve. The funds will replace four existing paratransit vans that have accumulated over 250,000 miles each in the Care-A-Van service.
$13,301 as partial funding for airport development planning, and rehabilitation of the terminal wall and ceiling at the Juneau Airport. The funds are provided through passenger facility charges. The project has already been completed using an advance from the airport capital reserve account. This appropriation repaid that advance.
$30,000 to complete a local all-hazard mitigation plan. The funds will be provided by the state Department of Military and Veterans Affairs. The Disaster Mitigation Act of 2000 established that each community must have an adopted hazard mitigation plan in order to be eligible for federal Emergency Management Agency mitigation project funds.
$5,000 for a live homework help/pilot project. The funds are provided by the state Department of Education Early Development. The grant funds a demonstration project offering online academic help in core subject areas as math, science, English and social studies for students in kindergarten through 12. Students in Juneau will be able to work with certified tutors in one-on-one, interactive computer sessions at terminals in any of three public libraries or from their home computers.
The Assembly passed a resolution expressing support for federal legislation establishing a coordinated statewide avalanche protection program. U.S. senators Ted Stevens and Lisa Murkowski have introduced legislation, the federal Land Recreational Visitor Protection Act of 2003, directing the Secretary of the Interior to establish a coordinated avalanche control program.
The program would assist in the prevention, forecasting, detection and mitigation of avalanches.
The Assembly also approved two-year liquor license renewals for the Triangle Club, Frontier Suites Hotel, Alaska Cache Liquor and Duck Creek Market.
Agency clears way for target launches
ANCHORAGE - The Missile Defense Agency set the stage Tuesday for future target missile launches from the Kodiak Launch Complex.
The agency formally extended the test range in the national ground-based missile defense system, said Army Maj. Eric Maxon at Fort Richardson.
"Basically it cleared the way for Missile Defense System launch targets out of Kodiak," Maxon said.
Maxon said he was not aware of any specific testing scheduled for Kodiak. He said any future target launches would likely be intercepted from Vandenberg Air Force Base in California or the Reagan Test Site from Kwajalein Atoll in the South Pacific.
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In other parts of the world measles is a major killer of children and infants. In my own youth measles was a very troublesome childhood disease that was a major cause of morbidity in the US, with 3 to 4 million cases a year. One in 250 died, almost 50,000 a year were hospitalized and 1000 were left with long term disability. Then, in 1963, measles vaccination was introduced. Since 1997 there have been less than 150 cases a year, mostly less than 100.
Except this year:
However, during January 1–April 25, 2008, a total of 64 confirmed measles cases were preliminarily reported to CDC, the most reported by this date for any year since 2001. Of the 64 cases, 54 were associated with importation of measles from other countries into the United States, and 63 of the 64 patients were unvaccinated or had unknown or undocumented vaccination status. (CDC, Morbidity and Mortality Weekly Report)
Even with a highly contagious disease like measles, if you can vaccinate a high enough percentage of the population you can essentially wipe the disease out because a single infectious case cannot, on average, find enough susceptibles to spread. This is called herd immunity. It's not just that most people aren't susceptible. With good population coverage the virus doesn't circulate and you don't have measles without measles virus. The US has a quite well covered population so ordinarily wouldn't be subject to outbreaks. But the rest of the world hasn't caught up. There are an estimated 20 million measles cases globally. The virus still circulates freely outside the US and can come here on infected people.
We're not talking about illegal immigrants. We're talking about unvaccinated US citizens who travel abroad and unvaccinated foreign travelers who come to the US to visit from highly developed countries in Europe. Why weren't they vaccinated? Opposition to vaccination:
Thus far in 2008, five U.S. residents and five visitors have been documented as acquiring measles abroad. Of these 10 persons, nine acquired measles in the WHO European Region. These importations likely are related to an increase in 2008 in measles activity in Europe. In Switzerland, approximately 2,250 measles cases have been reported since November 2006. The Swiss measles outbreak started in Lucerne, where the measles vaccination coverage level in children is 78%, and spread across the country, predominantly affecting children aged 5–15 years who were unvaccinated because of parental opposition to vaccination. In Israel (which is included in the WHO European Region), a measles outbreak with approximately 1,000 cases is ongoing (Ministry of Health, Israel, unpublished data, 2008), and measles transmission is occurring in other European countries, predominantly among populations opposed to vaccination.
The unvaccinated cases then infected unvaccinated US citizens. Some of those unvaccinated people, I am embarrassed to say, were health care workers. Moreover unvaccinated people tend to cluster geographically and socially. Failure to vaccinate is itself contagious. This makes outbreaks more likely since it creates pockets of susceptibles in which the disease can spread. And when this happens it endangers others. Like my little grandson who has almost, but not quite yet, reached the age of routine of first vaccine dose (12 – 15 months). Creeping resistance to measles vaccination has led to large scale measles outbreaks in the UK and The Netherlands. It would be a shame to see innocent children harmed here by the same kind of irrational and socially destructive refusal to do a responsible thing we see in some European countries.
At the moment we don't have endemic, smoldering and ongoing measles transmission in the US. Yet we know it can happen here because the virus is periodically imported. We can't get Europeans to act responsibly. But we can protect ourselves and our neighbors and our neighbor's children and our neighbor's grandchildren.


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My mom's here for the week hanging out with me (and doing dishes) while Lucas is in China. I've been spending my days jumping between meetings and stretches of dissertation writing, so when I popped over here to tell you about this Ginger Miso Acorn Squash dish, I was stumped. I turned to my mom for inspiration, "tell me a story mom." And that's when I realized, that was my story.
Disclosure: The SoyFoods Council and the Healthy Aperture Network sponsored this post as part of their '#SoyInspired Thanksgiving' campaign. Please rest-assured that all opinions expressed here are 100% my own.
Whenever I had trouble falling asleep as a kid (which was basically every night because I've always been a night owl), my mom would come lay next to me. And every single night, I'd request, "tell me a story about when you were a little girl." Not, "read this book to me." No, I was an exhausting child and I demanded that she come up with an original story about some time in her life over 30 years ago and then recount it in vivid detail when I'm sure all she really wanted to do was go to sleep herself.
And she'd do it, telling me stories about walking up and down the street with a wagon full of cans pretending to sell paint, her
sassooon boy hair cut, and how she got that scar on her knee while playing in a well…until I fell asleep. She has an impressive memory (except when it comes to what movies she's already seen – in which case, she'll accidentally rent the same movie twice on accident).
If my future kids ever ask for stories about when I was a little girl, I'm just going to pull up my blog and read posts as though they're picture books. Straight through to the recipe. They'll know how to sight-read "teaspoon" first.
Growing up, we didn't eat a whole lot of winter squash in our house. Things were mostly restricted to pumpkin purée and the occasional butternut or spaghetti squash. Which is a shame, because it's simple to roast into a buttery soft side dish that's both sweet and nutty.
Plus, the acorn squash looks so frilly and dainty with its scalloped edges that I'm pretty sure it's the most charming vegetable side dish at the party.
With my brother eating vegan for health reasons for many years, my family has always been heavy-handed on the soy for Thanksgiving. We made our spinach artichoke dip with soy cream cheese, the bean dip with soy sour cream, and a plump tofurky sat next to our giant golden bird.
This year, I'm adding soy to the menu in a slightly non-traditional way by mixing miso with fresh ginger and brushing it over crisped oven-roasted acorn squash. This silky smooth squash has a robust savory flavor infused from roasting until it begins to brown. Ginger miso glaze brings out the sweetness while adding a bit of spice, and the toasted pistachios complement the salty and sweet elements to round out the dish.
This is a Thanksgiving side that stands on its own – it definitely won't get forgotten among all the traditional staples.
Are you sticking with the classics or mixing things up for your Thanksgiving feast this year?
Also, the Soyfoods Council is celebrating a #SoyInspired Thanksgiving with a $200 Williams Sonoma gift card giveaway certain to make holiday entertaining easier! Enter on their Facebook page.
- 2 acorn squash, seeds removed and sliced into half moons (as shown in the picture above)
- 2 tablespoons olive oil
- 2 tablespoons mirin
- 1 tablespoon brown sugar
- 1 tablespoon freshly grated ginger
- 1 teaspoons sesame oil
- 3 tablespoons tamari sauce
- ½ tablespoon rice vinegar
- 3 tablespoons white miso
- 1 tablespoon water
- ¼ cup toasted pistachios, chopped
- Optional: 1 tablespoon toasted sesame seeds
- Preheat the oven to 425°F.
- Arrange the cut acorn squash on two baking sheets lined with parchment paper or a silpat mat. Brush both sides of the cut squash with olive oil. Roast for 20-25 minutes, flipping the squash every 10 minutes, until nearly soft when pierced with a fork.
- Meanwhile, whisk together the mirin, brown sugar, grated ginger, sesame oil, tamari sauce, and rice vinegar in a small saucepan. Bring to boil over medium-low heat.
- Whisk the water and miso together in a small bowl and add it to the saucepan. Cook for 1 minute longer, whisking until smooth. Remove from heat and set aside.
- When the squash is nearly cooked through, brush the sauce over the top of each cut squash.
- Place the squash under the broiler for 3-4 minutes, until it just begins to brown.
- Transfer to a serving platter and sprinkle the toasted pistachios and sesame seeds over the top.
Thanks for reading Snixy Kitchen! To stay up on what's coming out of my kitchen, follow me on Facebook, Instagram, Twitter, Bloglovin', or Pinterest, or subscribe via e-mail to get new recipes right to your inbox.


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Given the choice, a lot of us Bobs would rather stay at home and watch the NBA, the NFL, CSI, NCIS or one of so many other television shows or other passive entertainment than go to the dreaded family reunion. Well mine is this weekend and while I may be bucking the trend, I can't wait to see portions of my family I only see once every few years.
It is more than just saying hello and trading hugs. Great stories are told (and retold) and it really gives me a sense of belonging. Family is all about history, continuity and the legacy left by those who are no longer with us at this year's reunion. Some Bobs don't feel this and that's okay, I for one just enjoy seeing how everyone aged, how they interact and see if they can remember the reunion where my real Uncle Bob and my Dad broke into song, singing that awful song Oklahoma. Suffice it to say, they should both keep their day jobs. Life is in large measure about what we do, who we do it with and the memories we take from each event. Family reunions are rich in memory building material.
So my final thought, it's great to see everyone smile (even if it is just a façade), the food is always great and plentiful and, as Seals and Crofts sang, 'We may never pass this way again' so plug-in your DVR and record what you must, there will never be another reunion like this one, make a good choice.
Ultimate Bob


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Frankie Manning
Biographical Information
He frequented Harlem's Savoy Ballroom in the 1930s, eventually becoming a dancer in the elite and presitigious "Kat's Korner", a corner of the dance floor in which impromptu exhibitions and competitions took place. During a dance contest in 1935, Manning and his partner Freda Washington performed the first aerial in a swing dance competition.
In 1935, Herbert White organized the top Savoy Ballroom Dancers into a professional performance group which was eventually named Whitey's Lindy Hoppers. Frankie created the troup's first ensemble Lindy Hop routines and functioned as the group's defacto choreographer, although without that title. The troup toured extensively and made several films. After the group disbanded, Frankie settled into a career with the United States Postal Service.
Frankie Manning was influential in the swing revival of the 1980s. A group of Swedish dancers had made a trip to Harlem for the express purpose of finding any living African American swing dancers who could show them the elements of the dance. They first discovered Al Minns, who, like Frankie, had been a member of Whitey's Lindy Hoppers. Frankie was rediscovered following Minns's death, and he became the preeminent swing teacher for a new generation.
Frankie Manning received the Tony Award for co-choreography of the Broadway musical Black and Blue.
In recent years, Frankie Manning's annual birthday celebrations have drawn together dancers and instructors from all over the world. His 80th birthday was commemorated by a weekend long celebration in New York City; his 85th culminated in a sold out party at New York's Roseland Ballroom, where a pair of his dance shoes were placed in a showcase along with those of dancers such as Fred Astaire. A dedicated cruise was organized for his 90th birthday, and for his birthday dance he followed his custom of dancing with one woman for every year of his life, partnering 90 women in succession.
The Tiger is a Yang,
and is the Third sign of the Chinese horoscope.
FervorBraveryMagnetismGood LuckBenevolenceAuthority
Birthday: May 26, 1914
A new chapter is starting; problems are solved through changes in circumstances.
Creative initiative, skill and opportunities for new ventures.
Birthday: May 26, 2017
Guidance on religious matters and the need to find spiritual meaning in life.


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Buying Purses and Handbags Edmonton AB
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Buying Purses and Handbags
Provided By:
Buying guideline of purses and handbagsAuthor: Alan D'souza
Purses and handbags are an absolute necessity for today's busy world. One cannot possibly carry everything that they need inside of their back pocket! Purses and handbags are great for things like small notebooks, makeup, cell phones, lotion, bubble gum, address books, snacks, and basically all of the things that people carry around with them each day. They are necessary because we cannot carry all of the things that we need without them. Women especially cannot seem to live without them. They can always find something to go inside of them, and they like it that way. Some women even make use of larger handbags to serve as diaper bags for their little ones. The versatility of a handbag is great because you can put what ever you want inside of it.
Not only are they essential, they are also very fashionable. You do not have to settle for cheap purses and handbags, and by cheap, I mean those that are not made with quality in mind. You can find affordable purses and handbags at wholesale prices in a variety of places. If you only need to carry a couple of things with you each day, then you might want to consider owning a smaller handbag. If you are someone who likes to carry an abundance of things around with you, then there are handbags for that as well.
You can also give purses and handbags away as gifts. Females of all ages especially love purses. You might want to consider a purse or handbag as a gift to your mom for Mother's day or your wife for your anniversary. A woman will never turn a purse away, and they tend to own more than one at a time. Some women even have a purse for every occasion. You can buy them at wholesale prices in bulk and create your own business with them. You might want to consider selling them online on an auction site such as eBay for profit. Some people get bids as high as $2000 on some of their handbags. Could you imagine selling 10 of those types of handbags per week? You would be rich! You see, you can get a lot of money out of them if you choose to use them for business purposes. You can find purses from wholesale distributors and double your profits with them.
Some of the most popular name brands right now are Dooney and Burke, Coach, Liz Claiborne, and XOXO. You can find any of the mentioned handbags and purses at wholesale prices. They are popular, and some people just carry them around for fashion purposes only. They can complete any outfit and had pizazz to any look. Purchasing purses and handbags are completely full of everlasting benefits.
Get the buying ideas of best purses and handbags from our blog. buy handbags for less on eBay store. Get the Unbiased review of discounted handbags details for FREE.
Article Source: http://www.articlesbase.com/fashion-articles/buying-guideline-of-purses-and-handbags-949764.html


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K's Cakes
Just a little place for me to publish pictures of my latest creatively crazy cake endeavors.
Thursday, June 22, 2017
Wednesday, April 06, 2016
Chocolate, chocolate, chocolate
Diabetic Care Unit celebrates their second birthday
Watercolor buttercream technique
Camo Cakes!
Monday, January 25, 2016
Lipstick Cake
Friday, January 22, 2016
Pink Roses
A great mom of 3 little girls oordered this cake for her OWN birthday. Pink is her favorite color, and sparkles are her girls' favorite things.
Turning 30
X Box Cake
Monday, January 11, 2016
A Great Gatsby/Roaring Twenties Party
Two friends who've shared their birthdays for years now, decided to go for a Great Gatsby theme to celebrate their 25th.
Monday, January 04, 2016
Fuzzy Slippers Cake
Family Christmas Party
Saturday, December 05, 2015
Two sisters share a birthday
It's an Art Party!
A glamour girl turns 30
Tuesday, November 24, 2015
Little Lucy Turns One
Captain Rex Clone Stormtrooper
Soaring and Roaring
A brother and sister share a birthday each year. This year's extravaganza was held at the Natural Science Museum with the theme of butterflies and dinosaurs. Voila, the cakes and the cookie favors.
Thanksgiving Day Cookies
November Birthdays Cake for Texas Children's Hospital
Gumpaste leaves on a strawberry cake. Pink cake because ... November babies were conceived in February -- Valentine's Day!
Witchy Fingers
Wednesday, October 21, 2015
Sunday, September 27, 2015
Treehouse Party
Chocolate cake, chocolate icing, chocolate fondant wood boards, chocolate candy clay trees and leaves. So much fun.
Friday, September 18, 2015
She sells seashells down by the seashore
A cake for a weekend birthday party celebration at a beach house in Galveston. Buttercream icing, white chocolate shells.
Bridal shower
A cake and cookie party favors for a bridal shower for an upcoming fall wedding. Fall colors plus purple. Love the color combo!
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Nova N-141 Sandwich maker and Toaster From Paytm Rs.619
Rs 619 (was Rs 900)
You Save Rs 281
Posted 3 years ago
Paytm.com, a major online shopping portal is now running an offer where you can get Nova N-141 Sandwich maker and Toaster just at Rs.619. Made from high quality material, Nova brings you this product at reasonable rates and it is long-lasting.
NOTE: Use Promocode HA30 and Get 30% Cashback.(Max 2 order per user)
Price comparison:
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Amazon : Rs.825
Offer Details:
- Store Name: Paytm.com
- Your Savings: Flat 20% off
- Shipping Charges: Variable. COD: Applicable
- Offer Expires: Limited period only
- Major Brands: Nova
Product description:
- Brand: Orpat
- Warranty: 1 Year
- Sku: AK1001410-S-PM7941