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A Forex contract for difference (CFD) is a financial instrument that allows traders to invest in an asset class, namely currency pairs, without actually owning the underlying asset. Forex CFDs offers traders the opportunity to profit from price movements — prices moving up (going long) or prices moving down (going short). It`s a relatively simple security calculated by the asset`s movement between trade entry and exit, computing only the price change without consideration of the asset`s underlying value. A Forex CFD works like a contract between two parties (the buyer and the seller). It states that the seller will pay the buyer the difference between the current value of an asset and its value at "contract time". If the difference is negative, the buyer pays the seller instead. Find out more about how Forex works.
For instance, if we take a less active period between 5 pm – 7 pm EST, after New York closes and before Tokyo opens, Sydney will be open for trading but with more modest activity than the three major sessions (London, US, Tokyo). Consequently, less activity means less financial opportunity. If you want to trade currency pairs like EUR/USD, GBP/USD or USD/CHF you will find more activity between 8 am – 12 am when both Europe and the United States are active.
The spot market is where currencies are bought and sold at their current market price. The prices of currencies fluctuate consistently, many times by only a tiny fraction of their current value. A mixture of economic, political, and supply/demand affect the price of currencies, and markets are exceptionally liquid for primary trading pairs around the world.
As traders, we can take advantage of the high leverage and volatility of the Forex market by learning and mastering and effective Forex trading strategy, building an effective trading plan around that strategy, and following it with ice-cold discipline. Money management is key here; leverage is a double-edged sword and can make you a lot of money fast or lose you a lot of money fast. The key to money management in Forex trading is to always know the exact dollar amount you have at risk before entering a trade and be TOTALLY OK with losing that amount of money, because any one trade could be a loser. More on money management later in the course.
Turnover of exchange-traded foreign exchange futures and options has grown rapidly in recent years, reaching $166 billion in April 2010 (double the turnover recorded in April 2007). As of April 2016, exchange-traded currency derivatives represent 2% of OTC foreign exchange turnover. Foreign exchange futures contracts were introduced in 1972 at the Chicago Mercantile Exchange and are traded more than to most other futures contracts.
Currencies are traded on the Foreign Exchange market, also known as Forex. This is a decentralized market that spans the globe and is considered the largest by trading volume and the most liquid worldwide. Exchange rates fluctuate continuously due to the ever changing market forces of supply and demand. Forex traders buy a currency pair if they think the exchange rate will rise and sell it if they think the opposite will happen. The Forex market remains open around the world for 24 hours a day with the exception of weekends.
Currency trading and exchange first occurred in ancient times.[4] Money-changers (people helping others to change money and also taking a commission or charging a fee) were living in the Holy Land in the times of the Talmudic writings (Biblical times). These people (sometimes called "kollybistẻs") used city stalls, and at feast times the Temple's Court of the Gentiles instead.[5] Money-changers were also the silversmiths and/or goldsmiths[6] of more recent ancient times.
Asset market model: views currencies as an important asset class for constructing investment portfolios. Asset prices are influenced mostly by people's willingness to hold the existing quantities of assets, which in turn depends on their expectations on the future worth of these assets. The asset market model of exchange rate determination states that "the exchange rate between two currencies represents the price that just balances the relative supplies of, and demand for, assets denominated in those currencies."
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There is no unified or centrally cleared market for the majority of trades, and there is very little cross-border regulation. Due to the over-the-counter (OTC) nature of currency markets, there are rather a number of interconnected marketplaces, where different currencies instruments are traded. This implies that there is not a single exchange rate but rather a number of different rates (prices), depending on what bank or market maker is trading, and where it is. In practice, the rates are quite close due to arbitrage. Due to London's dominance in the market, a particular currency's quoted price is usually the London market price. Major trading exchanges include Electronic Broking Services (EBS) and Thomson Reuters Dealing, while major banks also offer trading systems. A joint venture of the Chicago Mercantile Exchange and Reuters, called Fxmarketspace opened in 2007 and aspired but failed to the role of a central market clearing mechanism.[citation needed]
Despite being able to trade 24 hours a day, 5 days a week, you shouldn't (Forex trading is not quite 24.7). You should only trade a forex pair when it's active, and when you've got enough volume. Trading forex at weekends will see small volume. Take GBP/USD for example, there are specific hours where you have enough volatility to create profits that are likely to negate the bid price spread and commission costs.
In the above example, we bet that the EUR will go up against the USD, so we bought EUR/USD hoping to sell it later at a higher price. This is called long position. What should you do if you expect the EUR to go down against the USD? Well, then you do the opposite - you sell the EUR/USD with the hope to buy it cheaper later on. This short trading is how you take advantage of exchange rates that are going down.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Inflation levels and trends: Typically a currency will lose value if there is a high level of inflation in the country or if inflation levels are perceived to be rising. This is because inflation erodes purchasing power, thus demand, for that particular currency. However, a currency may sometimes strengthen when inflation rises because of expectations that the central bank will raise short-term interest rates to combat rising inflation.
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The foreign exchange market (Forex, FX, or currency market) is a global decentralized or over-the-counter (OTC) market for the trading of currencies. This market determines the foreign exchange rate. It includes all aspects of buying, selling and exchanging currencies at current or determined prices. In terms of trading volume, it is by far the largest market in the world, followed by the Credit market.[1]
Foreign exchange fixing is the daily monetary exchange rate fixed by the national bank of each country. The idea is that central banks use the fixing time and exchange rate to evaluate the behavior of their currency. Fixing exchange rates reflect the real value of equilibrium in the market. Banks, dealers, and traders use fixing rates as a market trend indicator.
Controversy about currency speculators and their effect on currency devaluations and national economies recurs regularly. Economists, such as Milton Friedman, have argued that speculators ultimately are a stabilizing influence on the market, and that stabilizing speculation performs the important function of providing a market for hedgers and transferring risk from those people who don't wish to bear it, to those who do.[82] Other economists, such as Joseph Stiglitz, consider this argument to be based more on politics and a free market philosophy than on economics.[83]
According to the Bank for International Settlements, the preliminary global results from the 2016 Triennial Central Bank Survey of Foreign Exchange and OTC Derivatives Markets Activity show that trading in foreign exchange markets averaged $5.09 trillion per day in April 2016. This is down from $5.4 trillion in April 2013 but up from $4.0 trillion in April 2010. Measured by value, foreign exchange swaps were traded more than any other instrument in April 2016, at $2.4 trillion per day, followed by spot trading at $1.7 trillion.[3]
Moving back to predicting movements in the market, we must acknowledge that a trader must have a thorough comprehension of the factors that can affect the movement of a currency's exchange rate, if they want to be successful. Remember - there is no ultimate Forex prediction formula - it all depends on your own skills, experiences, the accuracy of your foreign exchange forecasting, and the commitment to succeeding. The five factors you need to understand are:
One of the best parts about Ally's trading platform: the intuitiveness of its layout and functions. The smart and streamlined trading interface makes it quick and easy to watch trends and make trades. New investors should be able to get familiar with the lay of the land fairly quickly by navigating from the trading panel. The panel also includes shortcuts: Buy and sell with one click. As your preferences develop, you can customize the look and location to suit your trading style.
There is no unified or centrally cleared market for the majority of trades, and there is very little cross-border regulation. Due to the over-the-counter (OTC) nature of currency markets, there are rather a number of interconnected marketplaces, where different currencies instruments are traded. This implies that there is not a single exchange rate but rather a number of different rates (prices), depending on what bank or market maker is trading, and where it is. In practice, the rates are quite close due to arbitrage. Due to London's dominance in the market, a particular currency's quoted price is usually the London market price. Major trading exchanges include Electronic Broking Services (EBS) and Thomson Reuters Dealing, while major banks also offer trading systems. A joint venture of the Chicago Mercantile Exchange and Reuters, called Fxmarketspace opened in 2007 and aspired but failed to the role of a central market clearing mechanism.[citation needed]
Trading CFDs, FX, and cryptocurrencies involves a high degree of risk. All providers have a percentage of retail investor accounts that lose money when trading CFDs with their company. You should consider whether you can afford to take the high risk of losing your money and whether you understand how CFDs, FX, and cryptocurrencies work. All data was obtained from a published web site as of 02/18/2019 and is believed to be accurate, but is not guaranteed. The ForexBrokers.com staff is constantly working with its online broker representatives to obtain the latest data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.
The most profitable forex strategy will require an effective money management system. One technique that many suggest is never trading more than 1-2% of your account on a single trade. So, if you have $10,000 in your account, you wouldn't risk more than $100 to $200 on an individual trade. As a result, a temporary string of bad results won't blow all your capital.
Major Currency — currencies from the world's most developed economies including Europe, Japan, Canada, and Australia — represent the most heavily traded and liquid currency markets for any forex trader. A major currency pair is created when one of these currencies is traded against the U.S. dollar. Examples include Euro vs. the U.S. Dollar (EUR/USD) and the U.S. Dollar vs. the Canadian Dollar (USD/CAD). Their availability on a forex brokerage is essential.
All exchange rates are susceptible to political instability and anticipations about the new ruling party. Political upheaval and instability can have a negative impact on a nation's economy. For example, destabilization of coalition governments in Pakistan and Thailand can negatively affect the value of their currencies. Similarly, in a country experiencing financial difficulties, the rise of a political faction that is perceived to be fiscally responsible can have the opposite effect. Also, events in one country in a region may spur positive/negative interest in a neighboring country and, in the process, affect its currency.
Again, both statements are true enough if you put them in context. The apparent contradiction comes because just as a given trading center is open for eight hours and yet you can trade 24 hours a day, so it is also true that although any given trading center keeps a five day week, somewhere in the world, another trading center is open when that trading center is closed. It is the happy consequence of the way the day of the week shifts forward or back as you cross the international dateline.
There are a number of main-players in the Forex market, including central banks, commercial banks, and investment banks. This is known as the interbank market, as they constantly deal with each other on behalf of themselves or their customers. There are a number of other participants in the foreign exchange market, however, which also includes large multinational corporations, global money managers, registered dealers, international money brokers, futures and options traders and individual investors.
In July 1944, representatives from the Allied nations brought forward the importance of a monetary system which would fill the gap left behind the gold standard. They arranged a meeting at Bretton Woods, New Hampshire, to set up a system that would be called the Bretton Woods system of international monetary management. The creation of Bretton Woods System led to the formation of fixed exchange rates as the United States defined the value of US dollar in terms of gold equal to $ 35 for one ounce and other countries pegged their currencies to the dollar. The US dollar became the main reserve currency and the only currency that was backed by gold. However, in 1970 the U.S. gold reserves were so depleted that it was impossible for the U.S. treasury to cover all the reserves held by foreign central banks.
Experts say that forex is a zero-sum game. That means that someone always loses commensurate to someone else's win — that's how the game is played. When you add in costs and fees associated with running a forex account and making trades, you enter negative-sum territory. That said, shrewd trading moves can pay out. Substantially. If you have the time and interest required to learn to identify patterns in price fluctuations and execute far-sighted trades, you will make wins on the forex market. That said, the most thoughtful strategy is also liable to bring about loss. Don't trade more than you can afford to lose.
The world then decided to have fixed exchange rates that resulted in the U.S. dollar being the primary reserve currency and that it would be the only currency backed by gold, this is known as the 'Bretton Woods System' and it happened in 1944 (I know you super excited to know that). In 1971 the U.S. declared that it would no longer exchange gold for U.S. dollars that were held in foreign reserves, this marked the end of the Bretton Woods System.
At FXCM, we strive to give you the best trading experience. We offer access to the global forex trading market, with intuitive platform options, including our award-winning Trading Station. We also provide forex education, so whether you're just getting started in the exciting world of forex trading, or you just want to sharpen the trading tools you've developed over the years, we're here to help. Our customer service team, one of the best in the industry, is available 24/5, wherever you are in the world.
The essence of technical analysis is that it attempts to forecast future price movements in the FX market by thoroughly examining past market data, particularly price data. The idea is that history may repeat itself in predictable patterns. In turn, those patterns, produced by movements in price, are called Forex signals. This is the goal of technical analysis - is to uncover current signals of a market by inspecting past Forex market signals. This may help traders perform daily Forex predictions. In addition, prices move in trends. Technical analysts are inclined to believe that price fluctuations are not random, and are not unpredictable by nature. Once a certain type of trend is established, it is likely to continue for a certain period of time.
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Forex alerts or signals are delivered in an assortment of ways. User generated alerts can be created to 'pop up' via simple broker trading platform tools, or more complex 3rd party signal providers can send traders alerts via SMS, email or direct messages. Whatever the mechanism the aim is the same, to trigger trades as soon as certain criteria are met.
Risk Warning: Trading Derivatives carries a high level of risk to your capital and you should only trade with money you can afford to lose. Trading Derivatives may not be suitable for all investors, so please ensure that you fully understand the risks involved, and seek independent advice if necessary. A Product Disclosure Statement (PDS) can be obtained either from this website or on request from our offices and should be considered before entering into a transaction with us. True ECN accounts offer spreads from 0.0 pips with a commission charge of AUD $3.50 per 100k traded. Standard account offer spreads from 1 pips with no additional commission charges. Spreads on CFD indices start at 0.4 points. The information on this site is not directed at residents in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.
One way to deal with the foreign exchange risk is to engage in a forward transaction. In this transaction, money does not actually change hands until some agreed upon future date. A buyer and seller agree on an exchange rate for any date in the future, and the transaction occurs on that date, regardless of what the market rates are then. The duration of the trade can be one day, a few days, months or years. Usually the date is decided by both parties. Then the forward contract is negotiated and agreed upon by both parties.
USDJPY is approaching our first resistance at 112.16 (78.6% Fibonacci retracement, 61.8% Fibonacci extension, horizontal overlap resistance) where a strong drop might occur below this level pushing price down to our major support at 111.38 (61.8% Fibonacci retracement). Stochastic (89,5,3) is also approaching resistance and we might see a corresponding drop in...
The EURUSD has dragged back down after what was a relatively strong run higher into the NY session. The price has just moved back below a broken trend line (tilt lower) and the 1.1300 level as well. The price is currently testing the 38.2% of the days range the 50% is at 1.1286 which corresponds with earlier highs this week from Tuesday, Wednesday, and Thursday. A move below that level would negate a lot of the bullish momentum seen ealier today.
Today, Alpari is one of the world's largest Forex brokers. Thanks to the experience that the company has acquired with years of work, Alpari is able to offer its clients a broad spectre of quality services for modern-age Internet trading on the foreign exchange currency market. More than a million clients have chosen Alpari as their trusted provider of Forex services.
Day traders shouldn't risk more than 1% of their account on a single trade. If your forex day trading account is $1,000, then the most you'll want to risk on a trade is $10. If your account is $10,000, risk $100 per trade. Even great traders have strings of losses; by keeping the risk on each trade small, even a losing streak won't significantly deplete capital. Risk is determined by the difference between your entry price and the price of your stop-loss order, multiplied by the position size and the pip value (discussed in the scenarios below).
After you have opened an account, whether it be a demo or live account, you will need to download MetaTrader; a special program for trading on the Forex market. In the terminal, you can keep track of market quotes, make trades by opening and closing positions, and stay up to date with financial news. The terminal is available on PC as well as on mobile devices.
There are two main types of retail FX brokers offering the opportunity for speculative currency trading: brokers and dealers or market makers. Brokers serve as an agent of the customer in the broader FX market, by seeking the best price in the market for a retail order and dealing on behalf of the retail customer. They charge a commission or "mark-up" in addition to the price obtained in the market. Dealers or market makers, by contrast, typically act as principals in the transaction versus the retail customer, and quote a price they are willing to deal at.
Unlike a stock market, the foreign exchange market is divided into levels of access. At the top is the interbank foreign exchange market, which is made up of the largest commercial banks and securities dealers. Within the interbank market, spreads, which are the difference between the bid and ask prices, are razor sharp and not known to players outside the inner circle. The difference between the bid and ask prices widens (for example from 0 to 1 pip to 1–2 pips for currencies such as the EUR) as you go down the levels of access. This is due to volume. If a trader can guarantee large numbers of transactions for large amounts, they can demand a smaller difference between the bid and ask price, which is referred to as a better spread. The levels of access that make up the foreign exchange market are determined by the size of the "line" (the amount of money with which they are trading). The top-tier interbank market accounts for 51% of all transactions.[63] From there, smaller banks, followed by large multi-national corporations (which need to hedge risk and pay employees in different countries), large hedge funds, and even some of the retail market makers. According to Galati and Melvin, "Pension funds, insurance companies, mutual funds, and other institutional investors have played an increasingly important role in financial markets in general, and in FX markets in particular, since the early 2000s." (2004) In addition, he notes, "Hedge funds have grown markedly over the 2001–2004 period in terms of both number and overall size".[64] Central banks also participate in the foreign exchange market to align currencies to their economic needs.
Before the Internet revolution only large players such as international banks, hedge funds and extremely wealthy individuals could participate. Now retail traders can buy, sell and speculate on currencies from the comfort of their homes with a mouse click through online brokerage accounts. There are many tradable currency pairs and an average online broker has about 40. One of our most popular chats is the Forex chat where traders talk in real-time about where the market is going.
If you take a look at the FOREX quotes on your trading platform you will see that there are two prices for each currency pair. One is the price at which you can buy, referred to as the "ask price", and the other is the price at which you can sell, referred to as the "bid price". The difference between these two prices is known as the spread. The ask price is always higher than the bid price.
The four major forex exchanges are located in New York, London, Singapore and Tokyo. When more than one exchange is simultaneously open, this not only increases trading volume, it also spikes volatility (the extent and rate at which equity or currency prices change), which likewise benefits forex traders. This may seem paradoxical. After all, investors generally fear market volatility. But in the forex game, greater volatility translates to greater payoff opportunities.
None of the models developed so far succeed to explain exchange rates and volatility in the longer time frames. For shorter time frames (less than a few days), algorithms can be devised to predict prices. It is understood from the above models that many macroeconomic factors affect the exchange rates and in the end currency prices are a result of dual forces of demand and supply. The world's currency markets can be viewed as a huge melting pot: in a large and ever-changing mix of current events, supply and demand factors are constantly shifting, and the price of one currency in relation to another shifts accordingly. No other market encompasses (and distills) as much of what is going on in the world at any given time as foreign exchange.[74]
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In the context of the foreign exchange market, traders liquidate their positions in various currencies to take up positions in safe-haven currencies, such as the US dollar.[88] Sometimes, the choice of a safe haven currency is more of a choice based on prevailing sentiments rather than one of economic statistics. An example would be the financial crisis of 2008. The value of equities across the world fell while the US dollar strengthened (see Fig.1). This happened despite the strong focus of the crisis in the US.[89]
So, what's the difference between the successful traders and the broke traders? Discipline. So many traders get into the space because it's sexy to make a ton of money in a few hours. They are lured in by the potential of great rewards. Unfortunately, these folks have no strategy, they just jump in. The strongest traders take their losses, but more than make up for them through their successful trades due to their strategy and discipline.
At the end of 1913, nearly half of the world's foreign exchange was conducted using the pound sterling.[24] The number of foreign banks operating within the boundaries of London increased from 3 in 1860, to 71 in 1913. In 1902, there were just two London foreign exchange brokers.[25] At the start of the 20th century, trades in currencies was most active in Paris, New York City and Berlin; Britain remained largely uninvolved until 1914. Between 1919 and 1922, the number of foreign exchange brokers in London increased to 17; and in 1924, there were 40 firms operating for the purposes of exchange.[26]
The foreign exchange market is extremely active all day long with price quotes constantly changing. It is the only market that truly operates 24 hours a day and five days a week. Currencies are traded on the international interbank market in Zurich, Hong Kong, New York, Tokyo, Frankfurt, London, Sydney and Paris. This means that across almost every time zone the market is active - when the working day ends in one part of the world, in the other hemisphere, at that very moment, banks have already opened their doors and trading continues.
The foreign exchange market is extremely active all day long with price quotes constantly changing. It is the only market that truly operates 24 hours a day and five days a week. Currencies are traded on the international interbank market in Zurich, Hong Kong, New York, Tokyo, Frankfurt, London, Sydney and Paris. This means that across almost every time zone the market is active - when the working day ends in one part of the world, in the other hemisphere, at that very moment, banks have already opened their doors and trading continues.
Foreign exchange is traded in an over-the-counter market where brokers/dealers negotiate directly with one another, so there is no central exchange or clearing house. The biggest geographic trading center is the United Kingdom, primarily London. According to TheCityUK, it is estimated that London increased its share of global turnover in traditional transactions from 34.6% in April 2007 to 36.7% in April 2010. Owing to London's dominance in the market, a particular currency's quoted price is usually the London market price. For instance, when the International Monetary Fund calculates the value of its special drawing rights every day, they use the London market prices at noon that day.
JPMorgan Chase got financial earnings off to a good start today, easily beating expectations when they announced this morning. Their stock is up $5 or 4.7% at 111.255%. Does their momentum translate for the other financials next week? We will see as a number of Financials including Citi, Goldman Sachs, Bank of America, Morgan Stanley and Amerian express release next week.
Investors should stick to the major and minor pairs in the beginning. This is because it will be easier to find trades, and lower spreads, making scalping viable. Exotic pairs, however, have much more illiquidity and higher spreads. In fact, because they are riskier, you can make serious cash with exotic pairs, just be prepared to lose big in a single session too.
According to the 2018 Greenwich Associates study, Citigroup and JPMorgan Chase & Co. were the two biggest banks in the forex market, combining for more than 30 percent of the global market share. UBS, Deutsche Bank, and Goldman Sachs made up the remaining places in the top five. According to CLS, a settlement and processing group, the average daily trading volume in January 2018 was $1.805 trillion.
The need to exchange currencies is the primary reason why the forex market is the largest, most liquid financial market in the world. It dwarfs other markets in size, even the stock market, with an average traded value of around U.S. $2,000 billion per day. (The total volume changes all the time, but as of August 2012, the Bank for International Settlements (BIS) reported that the forex market traded in excess of U.S. $4.9 trillion per day.)


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The database should provide information about businesses and individuals who have willingly offered their personal information through telephone interviews and opt-in Internet forms. Because of this, you know that the opportunity seeker email leads that you will receive are open to the business opportunities that you will be offering them and will not be annoyed when you call them with your proposal.
4) Treat your MLM business like a business. Despite what you might hear, MLM isn't a get rich scheme. Like any business it requires you to define your target market, reach out to your market, and make sales.You have a sponsor to help you, but she isn't going to do the work for you.Your success in MLM or any business is based on the quality of work you do.
In April 2006, the FTC proposed a Business Opportunity Rule intended to require all sellers of business opportunities—including MLMs—to provide enough information to enable prospective buyers/participants to make an informed decision about acquiring/joining a business venture with information disclosed about the average likelihood of monetary profitability (and the extent of monetary profitability, if any) of acquiring/joining the business venture. In March 2008, however, the FTC removed "Network Marketing" (i.e. MLM) companies from the proposed Business Opportunity Rule, thus leaving MLM participants without the ability to make an informed choice of entering or not entering MLMs based on the disclosed likelihood of success and profitability:
This eco-friendly MLM is seriously committed: their headquarters are operated with wind power. They're pretty future-facing in general, having implemented an innovative social marketing strategy amongst their reps. No one likes to be harassed on Facebook, but Modere's social media plan is still 10 times more effective than holding home parties (kill me).
Whether you're looking into multi-level marketing or interested in starting a different kind of business venture, the right education can make all the difference. An online bachelor's in business administration or online MBA from Rivier University can help you acquire the skills you need to make your mark in the business world. Learn in a dynamic, flexible environment on a schedule that fits your lifestyle.
Many MLM companies do generate billions of dollars in annual revenue and hundreds of millions of dollars in annual profit. However, the profits of the MLM company are accrued at the detriment to the majority of the company's constituent workforce (the MLM participants). Only some of said profit is then significantly shared with individual participants at the top of the MLM distributorship pyramid. The earnings of those top few participants is emphasized and championed at company seminars and conferences, thus creating an illusion of how one can potentially become financially successful if they become a participants in the MLM. This is then advertised by the MLM company to recruit more distributors to participate in the MLM with a false anticipation of earning margins which are in reality merely theoretical and statistically improbable.[14]
I agree with Jeannie. You can build a solid foundation from your warm market & then it snowballs. It is hard work & not a get rich industry. I to am with dōTERRA which is such a product driven company that 80% of wholesale customers are just customers because the products work. I love how everyone I have interacted with in my Upline are so driven by a purpose much bigger than amassing wealth! After almost 20 years of business experience (corporate sales & real estate), I can proudly say that I've never worked in such an edifying & encouraging environment. I can't remember even 1 of my former bosses sitting down with me to chart a plan to bring me up to their level or even to take their current spot on the corp ladder – too much insecurity in that world & after all only 1 person makes it to the top of that pyramid. I love that in Network marketing you can easily surpass the rank & income of the person above you if you work with great purpose. The mentoring available & the personal development which happens in this environment is incredible!
Breaking into the world of travel bloggers, hotel hoppers, and digital nomads with #wanderlust was one of the best ideas MLM ever had. Everyone out there wants to work remotely nowadays, and a huge portion of those people want to do it so that they can travel. So, a remote income opportunity with a travel MLM just makes sense. WorldVentures is hitting this niche hard, having been named one of the Inc. 5000's fastest growing companies twice in a row.
You are right in that most MLM have monthly dues and have high entry fees to be distributors or consultants. You are also right in that most MLM companies focus on recruitment and not product sales. I've been working with Arbonne now for quite a while and none of those comments apply to this company, which is why I believe they have survived and are only growing at this point, despite some people's opinion that they will soon be relics like Mary Kay. To become a consultant is a mere $75 dollars, the kit is involved with all free samples and material. Product loading is prohibited. Each event we host regularly ends with most if not all attendees becoming a preferred client for $20 joining fee for the first year and a $15 renewal every year with no monthly expectation and a guaranteed minimum of 20% off of all stock at all times and 40% off of all packages at all times. Not only that consultants can will their business down 6 generations, and the Mercedes incentive is for a purchase, not a lease. We do look to grow our network, but we emphasize this takes hard work and is not a get rich quick scheme. While you hit the nail on the head with most MLM businesses, there are MLM businesses like Arbonne who are a cut above the rest and who are in the habit of not putting pressure on anyone attending to either purchase or join as a consultant. We only want the best in our network and we have thousands of examples of very successful men and woman to show for it. Great article!!!
I used to work for a telemarketing company when I was 18 selling long distance. About 20% of the people cursed me out as they did not want a telemarketer calling their house. That job was not fun but it helped me get over my fear on the phone. I owe a lot to that job and in life we can attribute a lot of our growth to the times where things were NOT that fun.
If you want to learn about the wonderful (and massive) world of internet marketing from the pros, Digital Altitude is where it's at. Their products might cost up to $10k+, but you're getting access to a toolbox of pure gold. Then there's their commission rate…up to 60%. Just take a second to think about what a 60% commission rate on a $10k+ product looks like. Not bad, huh?
Thinking about quitting your job and starting your very own home-based business? Great! Thinking about how you're going to go about taking on this big venture? Hmmm… That's a really great question, right? You can either take control of your life today and start doing what it takes to make this dream come true, or you can keep dreaming, it's up to you. If you choose to take control, take the first step by choosing one of our many Lists so you can start to reach out to those who can help you reach your goals.
Wild claims is seen most in health and wellness companies in which reps boast that their products cure ailments or work miracles. Outlandish hype is a red flag in any industry, including direct sales. A successful business is founded on quality products. If the company you're considering joining has bizarre products or products that seem too good to be true, use caution. The last thing you want your name tied to is a faulty product or a product which is the focus of litigation.
Have you ever thought about running your very own Classified Ads site? Imagine not having to worry about hosting, maintenance, backups, or any of the other hassles that comes with running a classifieds site. With the Youmongus Ad Network we will setup your own classifieds site, with a domain name of your choice, and you'll be able to charge for ads, run banner ads, and build a large and successful ad site.
The best thing that I can tell you from years of experience trying various companies is that there is no short cut. There are many MLM lead companies out there and several that purport to 'break the compensation structure' of MLM companies. But stop and ask yourself that if they were making so much money with this 'system' in a network marketing company... so much so that they broke the compensation structure... why are they spending so much time creating and marketing this system?
"Joining an MLM is appealing to women who find hope in their promises of a better life: freedom, economic independence, and an endless supply of cheery trinkets. Despite professing quick-income prospects though, it's difficult for MLM consultants to earn more than pocket change. When glitzy recruitment videos yield to the reality of suburban cul-de-sacs, people selling for MLMs can be plunged into debt and psychological crisis." (Quartz)
Everyday, people get sucked into the lure of MLMs ("multi-level marketing" or "network marketing") and I can't stress enough the need to stay far, far away from them. These include Herbalife, Arbonne, LuLaRoe, Younique, Rodan + Fields, and Amway among many others. I understand the need for flexibility, especially if you are a full-time student or are raising young children. Believe me, I also understand getting a job that allows you to create your own schedule and work remotely takes Hunger Games level competition. I am always surprised when I see college educated women sucked into these things. But it's telling about other issues, like childcare, maternity leave and corporate culture in the US. MLMs are pyramid schemes, and are extremely predatory because the only way to make any money is to sign up more and more people under you which will just ruin your social relationships and make you a pariah where it matters most: your friends and family members.
Networking, as it used to be called, is a pretty thankless task. The conventional approach to networking was to start with the network of friends and colleagues that you already have; friends and family, your existing clients, your contacts at the squash club and so on. Most people feel uncomfortable pitching to friends and family, unless you have an unbeatable idea or concept, but if that was the case, then lead generation would not be a problem
You already know that MLM has the potential to be one of the most valuable business opportunities that you can possibly get involved with. However, if you are getting started with a new MLM venture, you are engaged in an uphill battle. There are plenty of other MLM pros and entrepreneurs out there who would like to use your prospects to build their list!
This group effect also plays into the vital role that a person's social network can have on their retirement. Studies show that being around negative, pessimistic or sarcastic people can actually be detrimental to your health. And many people can get stuck in a rut when it comes to who they hang around and associate with. Which means successful aging includes hanging around upbeat, positive people.
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Hi JP. Good stuff all the way around, my man. Hey, I've been approached by Ariix, & didn't know if have heard of them, and if so, a simple 👍 or 👎 will suffice, unless you'd like to elaborate, of course. One obvious concern I have is that (& can disclose this, since it's of public record/knowledge per the list above), the current leadership in place at Ariix all came from USANA, and given the FBI/SEC became involved with USANA in '07, & Ariix opened in '11, well….I think you know from where I'm coming as it relates to anything you may be able to convey. Thx again, JP, for all of your efforts, & if you'd feel more comfortable in emailing me, obviously that would be perfectly fine! And apologies on this extremely verbose message!😳
As a last resort, you could try cold calling by phone. This is probably the most depressing and soul destroying activity on the planet. Even if you get past the usual questions such as 'If you're selling something – I'm not interested' and 'How did you get my number?' you need a really slick and professional script and the ability to recognize and avoid lonely old ladies who just want to interact with someone, anyone, in fact.
Everyday, people get sucked into the lure of MLMs ("multi-level marketing" or "network marketing") and I can't stress enough the need to stay far, far away from them. These include Herbalife, Arbonne, LuLaRoe, Younique, Rodan + Fields, and Amway among many others. I understand the need for flexibility, especially if you are a full-time student or are raising young children. Believe me, I also understand getting a job that allows you to create your own schedule and work remotely takes Hunger Games level competition. I am always surprised when I see college educated women sucked into these things. But it's telling about other issues, like childcare, maternity leave and corporate culture in the US. MLMs are pyramid schemes, and are extremely predatory because the only way to make any money is to sign up more and more people under you which will just ruin your social relationships and make you a pariah where it matters most: your friends and family members.
Recruitment is an integral part of any MLM, but it doesn't need to be the focus. Whenever MLMs charge high startup fees, require high recruitment for a commission, do not provide sales training, or otherwise value recruitment over product, that's a clue that it is not a good MLM to join. Network marketing companies should rely on networks to sell products, instead of only recruiting your network.
I just started selling for one of the top 15 and I went in knowing that this was just supplemental cash and nothing that would support my family. I spend 15 minutes (mostly from my phone) a day on my business and am happy with what I've done thus far. If it covers groceries and some extras like clothes or shoes, I'm good. If I start to become even more successful, great. It's my competitive nature to want to out rank others, so I find it to be more of a personal challenge than thinking I'm going to get rich and stay rich. I appreciate the article and the no BS attitude.
Multi Level Marketing (MLM) is a business model or marketing strategy in which the distributors' income includes their own sales, and a percentage of the sales group they recruit, which is commonly known as their 'downline'. Customers can also sign up as a distributor to sell the company's product. Usually, the sign up fee will be the price paid to purchase the product.
Appreciate the hard work studying this… Im apart of the #1 company on there Advocare… have been for 7 years and one of the higher paid single guys in the nation… I just have to disagree with "over priced Products" comment. There is a mark up on every product in the world… Our products actually work which is why those endorsers you mentioned turn down high level incomes with other companies to endorse us for a stipend of products per month. Advocare has numerous people making a great profit and even more just enjoying a product they would pay double what they do for to feel the way they do. Success rate isnt low my friend… Its just the quit rate is through the roof. Highly recommend everyone seeing this and you sir to watch "Rise of the Entrepreneur" by Eric Worre on Itunes to get some serious facts about the MLM industry. Thanks for all the research and blessings!
The interesting thing that most people miss about the major connection between retirement and network marketing is that once you strip out the financial aspects, you get a very different picture. Since the creation of Social Security back in 1935, people have been brainwashed to think that retirement is all about money. That a successful transition from work-life to home-life requires the right dollar amount, asset allocation, and spending plan. But that's just not the case. There are plenty of people with substantial amounts of money saved for retirement that are completely miserable.
When purchasing leads, you need to know what type of information the person was looking at and where they came from. Nowadays most business opportunity leads are generated online. The leads have done various business opportunity searches on a search engine, such as "make extra money from home", "start a home business", etc. and have come to a landing page. They have requested information and are waiting to receive it. Sometimes these leads have visited multiple places to get more information. The quicker you get the leads after they optin the better they are, however, the more you will pay.
Your very own leads administration panel, so that you can access your mlm leads online from any location, any time. You have the ability to pause your mlm leads, set a max leads per day and adjust later if you wish, update billing information, order more mlm leads, export leads to your computer via csv or excel, and much more. You may also check out our business resources page.
Get out of your comfort zone. Google '
MLM businesses get a bad rap because they have such a high "failure" rate. However, there is much misinformation regarding these stats. First, the failure rate in business in general is fairly high. Second, it's easier to walk away from a business in which you invested $50 versus one in which you invested $5,000. Finally, because of the way MLMs are presented, many people sign up for the quick buck, instead of paying attention to whether or not they like the product or are willing to follow the marketing plan.
They're sliding, though. Revenue is falling in North America and their sales force is shrinking. Revenue slid 19% in 2013 and 7% in Mexico. Skip ahead to July 2015 and revenue is still spiraling downward, with a 17% drop (5). Analysts blame Avon's failure to maintain a strong identity for its products as well as the strong dollar. Lesson: Always re-create yourself.
The Federal Trade Commission issued a decision, In re Amway Corp., in 1979 in which it indicated that multi-level marketing was not illegal per se in the United States. However, Amway was found guilty of price fixing (by effectively requiring "independent" distributors to sell at the same fixed price) and making exaggerated income claims.[47][48] The FTC advises that multi-level marketing organizations with greater incentives for recruitment than product sales are to be viewed skeptically. The FTC also warns that the practice of getting commissions from recruiting new members is outlawed in most states as "pyramiding".[49]
Some MLM reps will promote their business as a "job" or use other descriptions to lure prospects. MLM isn't a job, it's a business. Any MLM rep promoting "employment" is using deception and isn't someone you want to work with. Other deceptive (and often illegal) practices include making income guarantees or suggesting you'll make money doing very little.
Although emphasis is always made on the potential of success and the positive life change that "might" or "could" (not "will" or "can") result, it is only in otherwise difficult to find disclosure statements (or at the very least, difficult to read and interpret disclosure statements), that MLM participants are given fine print disclaimers that they as participants should not rely on the earning results of other participants in the highest levels of the MLM participant pyramid as an indication of what they should expect to earn. MLMs very rarely emphasize the extreme likelihood of failure, or the extreme likelihood of financial loss, from participation in MLM. MLMs are also seldom forthcoming about the fact that any significant success of the few individuals at the top of the MLM participant pyramid is in fact dependant on the continued financial loss and failure of all other participants below them in the MLM pyramid.
The most common high-pressure tactic is the lure of getting in on the ground floor. But in direct sales, a good opportunity is a good opportunity no matter when you get in. In fact, you're safer to go with a company that has been around for more than five years (the longer the better) than a start up. Any effort a representative makes to prevent you from studying the company, talking to others, and "sleeping on it" isn't someone you want to work with.
Don't give up, and don't throw money into areas where you don't have to. There's no such thing as completely free marketing leads – you are always risking something, whether it is your brand, or your future earning potential. However, with good networking, passion, and the right people, you can achieve success. Talk to some mentors and more experienced marketers today, and see what they have to say for you. You may be surprised at how much you can bring in, with the right choices when you are getting started.
For full disclosure, I want to point out that I am not affiliated with any multi-level marketing or direct sales companies, and that I don't receive any compensation from the industry for my opinion on it. I'm sharing this with you because after I wrote what is considered the most widely read, copied, and quoted MLM article in the history of the industry, I was accused of writing it to promote my own MLM business or the industry in general, which is not the case.
It seems to me that in your assessment of the top 25 MLM that you had a preference for one essential oil company (Young Living) over the other (doTERRA) which outranked YL. You give a glowing review of YL and state that they "set the standard" & are a "solid pick". While you seem to question why people could possibly like doTERRA with comments like "Users swear by the oils, and for whatever reason, people (and not just people in Utah) are strangely passionate about telling their friends about them." For "whatever reason"??? "Strangely passionate"??? You come across as bias. You also incorrectly state that YL set the standard for quality, while they may have been the first legit EO Co. they didn't set the standard. Infact their lack of wanting to find the purest most potent EO available (which comes from the country the plants are indigenous to) and having strict testing to ensure the purity and potency is why doTERRA was founded, doTERRA set the standard because YL didn't want to. And that is why doTERRA is the #1 EO company and why Young Living is not. Not to mention how well doTERRA takes care of the suppliers through Co-Impacting and how they're improving their lives through The Healing Hands Foundation. The foundation builds wells, schools, provides personal care products as well as many other things. doTERRA is changing lives for the better all around the world so that is one of the "reasons" we're "strangely passionate" about spreading the good news of doTERRA essential oils. Not only are doTERRA EO more potent and purer making the the "solid pick" they are literally saving peoples lives.
Not all MLM companies are created equal. Many see an initial burst of success followed by a gradual tapering off of profits, causing them to collapse and go out of business. MLM companies that succeed have sound business models, both for those who run the company and for those who sell product and recruit new sales agents. There are many sites devoted to MLM rankings, creating lists of companies likely to provide a return on investment to sales agents interested in the industry.
Hi JP. Good stuff all the way around, my man. Hey, I've been approached by Ariix, & didn't know if have heard of them, and if so, a simple 👍 or 👎 will suffice, unless you'd like to elaborate, of course. One obvious concern I have is that (& can disclose this, since it's of public record/knowledge per the list above), the current leadership in place at Ariix all came from USANA, and given the FBI/SEC became involved with USANA in '07, & Ariix opened in '11, well….I think you know from where I'm coming as it relates to anything you may be able to convey. Thx again, JP, for all of your efforts, & if you'd feel more comfortable in emailing me, obviously that would be perfectly fine! And apologies on this extremely verbose message!😳
Build an email list. There is a system for working with leads. The first step is getting them to be aware of and take an interest in what you have—by visiting your website, for example. The next best step is to ask your leads to sign up for your email list. You can get them to sign up by offering something for free, such as a report or something useful, from your website. For instance, if you're selling wellness products, then you might offer a guide to good-for-you ingredients or recipes. This will allow you to communicate with your prospects and provide valuable information related to your business and the general field that it's in, such as special sales, events, news, and research—and stay top-of-mind to your past, current, and possible future customers. Just be sure that you're following the laws and regulations regarding email marketing.
We are committed to providing quality prospects for your business at the highest level of reliability and integrity! Customer satisfaction is extremely important to us, which is why you can contact live support either by phone or online, whichever is more convenient to you. We are number one in customer satisfaction because we want you to succeed! It's as simple as that!

subset: commoncrawl


text: Print Email Facebook Twitter The fourth typology; dominant type and the idea of the city Title The fourth typology; dominant type and the idea of the city Author Lee, C.C.M. Contributor Barbieri, S.U. (promotor) Aureli, P.V. (promotor) Faculty Architecture and The Built Environment Department Architecture Date 2012-10-26 To reference this document use: https://doi.org/10.4233/uuid:b73c9070-de3b-4752-bbf1-b301e5b71ad0 Publisher Delft University of Technology Part of collection Institutional Repository Document type doctoral thesis Rights (c)2012 Lee, C.C.M. /islandora/object/uuid:b73c9070-de3b-4752-bbf1-b301e5b71ad0/datastream/OBJ/view


text:
17/04/2019 - Tonight is the last night to place orders for our ORFC commemorative Bowl Final t-shirts and to book your places on the convoy of buses we have going to Cardiff on the 28th April. Cash sales only available from 18:30 - 21:00.
Dragons 🏉 @dragonsrugby26/04/2019 13:05:05🏆 BOWL FINAL | Good luck to @RfcAbergavenny and @OakdaleRFC who take part in the @WelshRugbyUnion National Bowl fin… https://t.co/6IqIcdaQnMRetweeted by
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Android: Netrunner – Trace Amount
The cards in Android: Netrunner - Trace Amount – the second Data Pack in the "Genesis Cycle", with sixty cards (three copies each of twenty different cards) – enable players to dabble with bold new deck configurations, even as they reinforce the core mechanisms and personalities of the game's seven factions. Runners gain new events while corporate executives look to fund new operations. Players will also find new hardware, resources, icebreakers, ice, agendas, assets, and upgrades. Trace Amount is a perfect Data Pack for fans of bluffing as its many events and operations open new surprises and synergies, and prove in more than one way that a card in the hand is worth two or more actions on the table. And as one might expect, in a Data Pack all about bluffing and surprises, Jinteki features prominently, gaining a new identity.
Data sheet
- Minimum number of players
- 2
- Maximum number of players
- 2
- Age
- 14+
- Playing time
- 30 - 60 minutes
- Language
- English
- Language dependent
- Extensive use of text
- Designer
- Lukas Litzsinger
- Designer
- Richard Garfield
- How many players?
- For 2
- How many players?
- Exactly for 2
- Game mechanism
- Bluff
- Artist
- Matt Zeilinger
- Artist
- Anna Ignatieva
- Artist
- Adam S. Doyle
- Artist
- Eko Puteh
- Type of game
- Card Game
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Android: Netrunner – 23 Seconds
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[Beschadigd] Order of the Gilded Compass
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text:
Italy granted 'unprecedented' slack on EU budget rules
Matteo Renzi has spoken of his pleasure in being granted more budgetry flexibility by the EU. Photo: Thierry Charlier/AFP
18 May 2016
Be honest, who hasn't dreamed of working remotely with all the perks of employment? If you've got the skills, you only need to look UP to make that dream a reality.


text:
Fermeture du portail BDSP le 1er juillet 2019. En savoir plus...
The Determinants of Health Care Expenditure Growth.
Traduction en français : Les déterminants de la croissance des dépenses de santé.
York : University of York (éditeur), collection CHE Research Paper Series 156, 2018/07, 45 p., tabl., réf.bibl., GBR
University of York. Center for Health Economics. York. GBR
Understanding the drivers of growth in health care expenditure is crucial for forecasting future health care requirements and to ameliorate inefficient expenditure.
This paper considers the detailed breakdown of hospital inpatient expenditures across the period 2007/08 to 2014/15.
Decomposition techniques are used to unpick the observed rise in expenditure into a component due to a change in the distribution of characteristics, for example, greater prevalence of morbidity, and a component due to structural changes in the impact of such characteristics on expenditures (coefficient effects, for example, due to technological change).
This is undertaken at the mean using standard decomposition techniques, but also across the full distribution of expenditures to gain an understanding of where in the distribution growth and its determinants are most relevant.
Decomposition at the mean indicates a larger role for a structural change in characteristics rather than a change in coefficients.
A key driver is an increased prevalence of comorbidities.
When considering the full distribution we observe a decrease in expenditure at the bottom of the distribution (bottom two quintiles) but increasing expenditure thereafter.
The largest increases are observed at the top of the expenditure distribution.
Where changes in structural characteristics dominate changes in coefficients in explaining the rise in expenditure.
Increases in comorbidities (and the average number of first diagnoses) across the two periods, together with increases in non-elective long stay episodes and non-elective bed days are important drivers of expenditure increases.
Mots-clés BDSP : Donnée statistique, Méthodologie, Dépense santé, Dépense hospitalière, NHS, Maladie associée, Angleterre, 2007-2014
Mots-clés Pascal : Donnée statistique, Méthodologie, Dépense, Santé, Hôpital, Association morbide, Angleterre
Mots-clés Pascal anglais : Statistical data, Methodology, Expenditure, Health, Hospital, Concomitant disease, England
Notice produite par :
IRDES - Institut de Recherche et Documentation en Economie de la Santé
Code Inist : 002B30A11. Création : 26/10/2018.


text: On 2017-01-03 16:58:21 [+0000], Ian Jackson wrote: > Looked at another way, it is trying to be a version control system, > layered on top of the Debian archive. But it is only about a quarter > of a VCS. There are no formal interfaces to do proper VCS operations. > If there is a formal interface, it is quilt(1) (which is itself very > poor. NB that is not quilt's fault: quilt inevitably has a hard job > because can't make enough assumptions). there quilt push, pop and header which seems enough. > I think if we want to be storing patch queues we should be doing so in > a real version control system. Indeed, most people are doing that. > For now many people are using `3.0 (quilt)' as an interchange format, > but ideally we would switch to a useable git workflow that did a > similar thing, and then we could use git as our history interchange > format. I read this a few times in this thread that people want the patches in a VCS. I never saw this a missing feature or requirement on my side. I usually have git-dpm which creates the quilt series and I try to keep patches documented. Once upstream releases a new version I need to rebase all patches and this might involve manual handling if the patch(es) don't apply cleanly. Once that is resolved I have one patch again which I take as-is and can submit upstream. I can't think of an example where having a patch history somewhere else than within the patch itself is useful. My thinking is probably limited by my workflow :) Would you have an example where and how this could be usefull? > > Regards, > Ian. > Sebastian


text:
Hosting Server Expert
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[login to view URL] OS and control panel like Plesk, Cpanel or ispmanager.
[login to view URL] data from old OpenVZ servers
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5. test and depoly VM with OS and CP with new data to esxi
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text:
Lillian M. Valentine, nee Lindbom, 89 years, beloved wife of the late Donald; loving mother of Carole (Gene) Fowler and Donald D. (Judith) Valentine; proud grandmother of six and greatgrandmother of 13; dear sister of the late Marion (the late Matthew "Junior") Valentine and Christ (Virginia) Lindbom; fond aunt of many nieces and nephews. Visitation Tuesday 11 a.m. at Acacia Park Cemetery Chapel, 7800 W. Irving Park Rd., until time of Funeral Service 12 noon. Interment Acacia Park Cemetery. Please omit flowers. Blake-Lamb Funeral Home. Info, 708-636-1193 or 773-735-4242.
Wisconsin man, 24, unveiled as $768 million Powerball jackpot winner
Crystal Lake police release 911 call of father reporting Andrew 'AJ' Freund missing; search for 5-year-old continuing today
Brothers involved in allegedly staged attack on Jussie Smollett sue 'Empire' actor's lawyers for defamation
Copyright © 2019, Chicago Tribune


text:
My info: Easy Pressure Cooker Coconut Milk Crème Brûlée (Gluten-Free, Dairy-Free, Paleo), by sheriwetherell
Who is as crazy about pressure cooking as I am? It's super easy and meals cook in a flash. And, who doesn't want easy? I found something that makes cooking with a pressure cooker even more of a cinch! Ready? It's using the OXO Silicone Pressure Cooker Accessories. (Seriously, these tools are so cool that I'm partnering with them to spread the word). One of my favorite accessories is the OXO Silicone Pressure Cooker Sling - a handy basket-like device that makes it easy to lift jars, ramekins, and other bakeware right out of the pressure cooker. I used it to make these delicious gluten-free and dairy-free Coconut Milk Crème Brûlée's. Say bye-bye to using tongs to get ramekins out of the pressure cooker. Just lift the Silicone Sling - easy peasy!
Pressure Cooker Coconut Milk Crème Brûlée
Serves 4
Note: I use lower-glycemic coconut sugar in this recipe to make it Paleo-friendly, plus I love the rich brown color and caramel flavor it lends to this easy dessert.
1 whole vanilla bean or 1 teaspoon pure vanilla extract
1 can full-fat coconut milk
The yolks of 5 large eggs
3/4 cup organic coconut sugar, plus more for "brûléeing"
For garnish: fresh mint, berries, crushed nuts
Slice open the vanilla bean lengthwise and scrape out the inside with the edge of a knife.
Pour the coconut milk into a small saucepan and add the vanilla bean. Bring to a simmer, whisking often, then remove from heat and allow to cool for 5 minutes.
Meanwhile, whisk the egg yolks and coconut sugar together. To prevent the eggs from scrambling, slowly whisk in the coconut milk.
Add 1 1/2 cups of water to the pot of a pressure cooker then place the OXO Silicone Pressure Cooker Sling inside.
Pour the crème brûlée mixture into four ramekins or cups (about 4 to 6-ounces in size), cover each with foil, then place on the Silicone Sling.
Lock the lid of the pressure cooker in place, select High Pressure, and set the timer for 6 minutes. After 6 minutes, turn off the pressure cooker. Use a natural pressure release for 10 minutes, then manually release any remaining pressure. Carefully remove the lid and gently lift out the Silicone Sling.
Editorial disclosure: This is a sponsored post, but we are genuinely passionate about OXO's amazing products.
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The Mcbot mod is a powerful and dynamic mod that allows your character to move and pan the camera without you needing to do anything. It does not lock your computer, giving you freedom to watch or walk away as the Mcbot explores new areas of the … [Read more...]
McBot Mod for Minecraft 1.5.2/1.5.1
Better Than Wolves Mod for Minecraft 1.5.2/1.5.1
So many great things in life first started out as jokers, and this mod carries on that tradition while simultaneously managing to add an absurd number of new features to the game. The Better than Wolves mod which originally started out as a tongue in … [Read more...]
Back Tools Mod for Minecraft 1.7.2/1.6.4/1.6.2
The Back Tools Mod is a fun little addition for anyone looking for a bit of a role-playing or exciting player versus player look thrown into their Minecraft experience. It features the ability to wear your last unequipped weapon or tool on your back, … [Read more...]
Coffee Mod for Minecraft 1.5.1
The coffee mod for Minecraft is one of the best modifications to make if your looking for healing mods. Yes the rumors are true, the coffee mod will heal you 2 hunger or 4 hunger when heated in your furnace.One coffee bean will make 3 piles of … [Read more...]
CJB Fly Mod for Minecraft 1.5.1
One of the most important aspects of Minecraft is the ability of characters to fly on servers. By enabling a fly mechanic, mods allow users to fly throughout a world and save valuable time commuting to one place or another to build. The cjb fly mod … [Read more...]
Rainbow Xp Mod for Minecraft 1.7.2/1.5.1
You find such great value in XP as you explore the depths and airs of Minecraft, so add a little rainbow assorted mixes to the color selection of your XP. By letting the XP breathe in various random colors, as opposed to that singularly murky boring … [Read more...]
Castle Defenders Mod for Minecraft 1.5.2/1.5.1
The Castle Defenders mod on Minecraft is just what it sounds like, you defend your castle. It is super fun and a great change of pace. You place differnt mobs that are friendly to you but will help you fight off unfriendly mobs.Friendly Mobs you … [Read more...]
ComputerCraft Mod for Minecraft 1.6.4/1.6.2/1.5.2
The ComputerCraft mod brings your Minecraft world into the Information Age by adding over ten new technology related items to the game. You'll find working computers, modems and even a robot that will farm your fields and mine your caves … [Read more...]
Nether Cows Mod for Minecraft 1.5.2/1.5.1
With the Nether Cows mod, a player can enter an obsidian portal to slay mobs for a chance to collect the Nether Cow egg. Dropping from zombie pig-men at a rate of %5, and a %25 chance of dropping from Ghasts, these eggs spawn the Nether Cow.What … [Read more...]
Adventure Kit Mod for Minecraft 1.5.2/1.5.1
The Adventure Kit Mod for Minecraft introduces that missing piece that most players long for, bringing new features, materials and items into the Minecraft universe.This mod brings the exciting edge with the option to access an instant shelter … [Read more...]


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Rostock Max v3 Maintenance
How-To's for installing machine elements and upgrades as well as using those upgrades are in here. As much as possible, we work to design componenets that will/are forward and backward compatible and will work on our different models of 3D printers.
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A wonderful middle-of-the-range choice for your seating requirements are steel collapsible chairs. Hard and resilient like timber, yet more affordable, these chairs will look fashionable in any kind of scenario. Like aluminum chairs, you can select from a series of colors to collaborate with your meeting office, hall or residence. If you are looking for a middle-of-the-range chair, steel is popular for being added resilient as well as a result is a number one selection.
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Churches and also colleges are likewise fantastic areas to make use of folding tables as well as chairs. A school can make use of the gymnasium as a short-lived theatre for a contest or play by setting up rows of folding chairs. In this instance, they may wish to make use of ganging clamps to link the chairs with each other in rows so they can't be rearranged by the visitors. This will likewise make sure than no one will thoughtlessly block the fire escape by being in the aisle. Church wedding events likewise need lots of short-term seats, as well as collapsible chairs and tables are an outstanding selection. Because situation, you may wish to take into consideration making use of table skirts to make them look more like normal furnishings. You can hide the legs and also framework of the folding tables as well as chairs utilizing table skirts and also chair covers - which will make them look terrific for those all important wedding shots.
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It's one of the oldest and most proven ways to make money – buy low, sell high. The buy low part comes from searching garage sales, estate sales, and even thrift stores to find items that are in good condition ("gently used") but selling well below what they would if they were brand-new. In this way, you might be able to acquire an item for $5, and later sell it for $50.
Amazon Mechanical Turk is a service that lets you make money online through doing paid microtasks. Each task is something simple that requires human interaction like rating search results, checking for the right spelling on search terms, categorizing the tone of an article, or even basic translating. You can do these tasks from anywhere you want and make money online from the world's largest e-retailer.
VIPKID provides an international learning experience to children in China between the ages 4-12. Headquartered in Beijing, the company offers fully immersive one-on-one English language instruction provided online by highly qualified teachers. The curriculum is based on the U.S. Common Core State Standards and uses a flipped-classroom approach to foster creativity and critical thinking skills.
Customer may elect to have all items delivered to it, open envelopes containing items and then scan selected items into the tool provided by Bank in accord with instructions and procedures related thereto, and Bank will then process the items in accord with normal Lockbox Services. All fees in Attachment A to the Access Agreement apply to items scanned by Customer through the tool and processed through Lockbox Services. Customer must complete scanning items by 3:00 PM Pacific Standard Time each day.
Use social media. Build a presence on social media networks like LinkedIn, Twitter, Facebook, Google+ etc. All of these activities help to get your name out and website address out on the internet. Read about how we doubled our social media audience in a week. Add share buttons to your site to make it easy for people to share your content. And write content worthy of sharing.
You must pay Bank and Bank may, without prior notice or demand, obtain payment of all fees, charges and other amounts due to Bank for Transfers and for following related instructions, as well as any out-of-pocket costs incurred by Bank in carrying out the instructions given by you pursuant to this Wire Agreement, by debiting any Account, on the day Bank transmits the Transfer request, the date you submit the Transfer instructions to Bank or on such other date as is agreed to by Bank in writing. You must pay Bank the fees for the Services provided by Bank hereunder according to Bank's current fee schedule, as it may be amended from time to time.
Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products and services are provided by SunTrust Bank. Securities, insurance (including annuities) and other investment products and services are offered by SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, member FINRA, SIPC, and a licensed insurance agency.
17. Amazon – Have you heard of FBA? It stands for "Fulfilled by Amazon" and it's getting pretty popular. Basically, you buy products (in bulk is best) and ship them to Amazon for them to store. When your products sell, Amazon packs them up, ships them out and sends you the money (after taking their cut). There are people making a full-time living from FBA, while others just do it for some extra money.
There is no magic formula for content marketing success, despite what some would have you believe. For this reason, vary the length and format of your content to make it as appealing as possible to different kinds of readers. Intersperse shorter, news-based blog posts with long-form content as well as video, infographics and data-driven pieces for maximum impact.
Understanding the best practices on How to Get Organic Blog Traffic can be difficult with all of the SEO misinformation that's out there. Also it doesn't help that people bash certain methods of SEO because it didn't work for them. SEO is a long-terms strategy – it takes time and patience. However, if you make use of the strategies mentioned here your website will receive an increase in organic traffic from the search engines down the line.
You agree to comply with all existing and future operating procedures used by Bank for processing of transactions. You further agree to comply with and be bound by all applicable state or federal laws, rules and regulations affecting the use of checks, drafts and ACH transactions, including but not limited to, rules and procedural guidelines established by the Federal Trade Commission (FTC), the Board of Governors of the Federal Reserve, National Check Exchange (NCE), Small Value Payments Customer (SVPCo), Viewpointe, Endpoint Exchange, Electronic Check Clearing House Organization (ECCHO) and any other clearinghouse or other organization in which Bank is a member or to which rules Bank has agreed to be bound. These laws, procedures, rules, regulations, and definitions (collectively the "Rules") are incorporated herein by reference. In the event of conflict between the terms of this Remote Deposit Agreement and the Rules, the Rules will control the interpretation of this Remote Deposit Agreement.


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Ghost Manor
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Genre: Adventure, Arcade, Puzzle
Platforms: Commodore VIC-20, Atari 2600, Commodore C64/128
You (either a girl or boy, your choice) stand in a lonely graveyard outside Ghost Manor. A friend is trapped inside. You must find a way to enter the Manor and rescue the prisoner through 5 game screens. But beware! Unfriendly ghosts lurk behind tombstones; witches and goblins haunt the entryway; and demons and ghastly spirits may attack at any moment. It's very dark. Only brief flashes of lightning aid your search for the mag... Read More
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4/22/19 In special reports, this week's files cover: Black Holes, Dr. Sarfatti Calculation Results, Angels God's Messengers from Heaven, Clouds or UFOs from Heaven, Strange Craft, and Christianity Under Attack Unidentified Aerial Phenomena sightings were reported over Arizona, California, Idaho, Minnesota, New Jersey, New Mexico, New York, North Carolina, North ...Read More »
Filer's Files
Filer's Files 16 – 2019 Starcruiser MUFON Case # 93242
Filer's Files 15 – 2019 Crashed UFO in Australia
Filer's Files 14 -2019 Non-Earthly Materials
Filer's Files 13 -2019 Solar Warden Secret Space Program
Filer's Files 12 – 2019 Alien UFO Bases
Filer's Files 11 – 2019 UFOs Over Nuclear Faculties
Filer's Files #10 – 2019 Time Travelers
Filer's Files 9 – 2019 Fast Walker UFOs
Air Force Academy Space Sciences Textbook
AIR FORCE ACADEMY SPACE SCIENCES TEXTBOOK by Colonel Donald G. Carpenter ENVIRONMENTAL SPACE SCIENCES was a book taught at the Air Force Academy and written by Professor and Colonel who was the Commander of the SPACETRACK Radar Site at Shemya, Alaska. He was the originator of the Space Science Course ...Read More »
Leaked UFO video captured by Homeland Security analyzed
The moment a 'UFO overtakes' Virgin Atlantic jumbo jet during take-off from New York JFK Airport
Alien swarm? 10 UFO-like objects filmed flying over Japan (VIDEO)
Navy Arctic UFO photos allegedly leaked by anonymous source
Major Texas UFO Cube & Portal Sighting, Plus Followup
New Jersey UFO June 22, 2015
UFO Hunters 'Discover' Crashed Alien UFO Drone In NASA Mars Rover Photo
Online alien and UFO hunters claim they have sighted a UFO drone in a photo of the Gale Crater region of Mars captured by a NASA Mars rover. According to the YouTube UFO hunter Paranormal Crucible, a photo of the Martian terrain snapped by a Mars rover — presumably Curiosity ...Read More »
Mars: New hypothesis on the origin of the megafloods
Wet paleoclimate of Mars revealed by ancient lakes at Gale Crater
Curiosity rover adjusts route up Martian mountain
Researchers hone technique for finding signs of life on the Red Planet
Ice on Mars: Mars has belts of glaciers consisting of frozen water
Did Mars once have a nitrogen cycle? Scientists find fixed nitrogen in Martian sediments
UFOs Are Real – FAA Division Chief John Callahan 2010
For 6 years Mr. Callahan was the Division Chief of the Accidents and Investigations Branch of the FAA in Washington DC. In his testimony he tells about a 1986 Japanese Airlines 747 flight that was followed by a UFO for 31 minutes over the Alaskan skies. The UFO also trailed ...Read More »
Reported UFO activity rose last year, with major sightings in Texas
The night was clear, a perfect backdrop for the strange, floating object that lit up the sky. Two witnesses, jailers at the Johnson County Correctional Facility in Cleburne, described it as triangular in shape with a dark surface and a series of circular lights. They said it hovered above them ...Read More »
UFO in Chile Said to be the Size of Two Soccer Stadiums
Source: Planeta UFO and Terra Peru http://noticias.terra.com.pe/internacional/ovni-en-chile-organismo-estatal-dice-que-fenomeno-es-real Date: 03.18.2014 Chile: A Flying Object As Large as Two Soccer Stadiums By Ricardo Francino Saldivia The UFO seen at the El Yeso Reservoir was twice the size of the National Stadium. The photo of an alleged UFO in Chile has left more ...Read More »
1956 Maui UFO Sighting Report Included in Air Force Files
By Wendy Osher A 1956 UFO report from Maui is included in now unclassified documents that were compiled and investigated by the US Air Force. According to the Air Intelligence Information Report, a 56-year-old retired Lahaina woman reported seeing an orange object with a "flame" and "muffled roar" during the ...Read More »
UFO conference shows off new Roswell alien photos discovered in attic
by: Ollie McAteer for Metro.co.uk Highly anticipated slides said to show off a humanoid alien found near Roswell in a crashed spacecraft in 1947 have been released. UFO enthusiasts had been awaiting the unveiling of the so-called 'Roswell Slides' for months – hoping to finally know the truth of the 'Area ...Read More »
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Einstein Was Right
Einstein was right again There is a space-time vortex around Earth, and its shape precisely matches the predictions of Einstein's theory of gravity. Researchers confirmed these points at a press conference at NASA headquarters where they announced the long-awaited results of Gravity Probe B (GP-B). "The space-time around Earth appears ...Read More »
Writings of LTC USAF (Ret) Donald M. Ware
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Filer's Files # 27 – 2014 Craft from Red Dwarf Stars
July 2, 2014 In special reports, this week's files cover: General Wilfred de Brouwer, Belgian Air Force Anomalous Phenomena, Craft from Red Dwarf Stars,Religion Will Continue to Change the World, Moon Base, Stopping Demons and Attracting Angels, and Holland Amazing New Crop Circle: Unidentified Aerial Phenomena sightings were reported over: ...Read More »
Russia UFO crash and recovery, 1968
1980-Cash / Landrum UFO Encounter
1997-The Phoenix Lights
2006-O'Hare Airport UFO Sighting
1980-UFO Landings at Rendlesham Forest
1948-Death of Thomas Mantell