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And, if you've been in the Preparedness community for any amount of time, you are familiar with Fernando "Ferfal" Aguirre. He wrote about his experiences of the economic collapse in Argentina in his very popular book, The Modern Survival Manual: Surviving the Economic Collapse. Argentina hasn't really recovered from their collapse many years ago. This video discusses one Barter Market Club that is located in an abandoned textile factory.
Inevitably some people may feel like they were taken advantage of. One way to diminish inequities is to engage in dollar-for-dollar trades. For example, if you would like to trade your housecleaning service for someone's couch, try to break down the goods and services to the dollar amount. If the two of you decide that the value of the couch is worth $200, why don't you supply a gift certificate for $200 worth of housecleaning services? It's a wise course and ensures all parties know what they are getting and what they are offering.
A place to exchange your books with other members, Bookins says that they have "more available books than the largest Barnes & Noble." Best of all, there are no membership charges or fees to speak of. Bookins arranges all the trades for its users, so members never have to contact each other at all to set up swaps. Sending items is free of charge, while receiving an item costs $4.49.
"Economic theory has always got to be historically bounded," Beggs says. "I think it's a mistake to think you'll find the workings of modern money by going back to the origins of money." He does point out that, while barter may not have been widespread, it's possible that it happened somewhere and led to money, just given how much is unknown about such a large period of time.
Barter-based economies are one of the earliest, predating monetary systems and even recorded history. People can successfully use barter in many almost any field. Informally, people often participate in barter and other reciprocal systems without really ever thinking about it as such -- for example, providing web design or tech support for a farmer or baker and receiving vegetables or baked goods in return. Strictly Internet-based exchanges are common as well, for example exchanging content creation for research.
On paper, this sounds a bit like delayed barter, but it bears some significant differences. For one thing, it's much more efficient than Smith's idea of a barter system, since it doesn't depend on each person simultaneously having what the other wants. It's also not tit for tat: No one ever assigns a specific value to the meat or cake or house-building labor, meaning debts can't be transferred.
With 70,000 members posting items they would like to barter with or for, there is a good possibility you can find what you are looking for at U-Exchange. Listings are available from all over the world, and the search feature lets you narrow down your choices by keywords. There is no charge for membership or listings, as advertisers pay to sponsor the site.
The Owenite socialists in Britain and the United States in the 1830s were the first to attempt to organize barter exchanges. Owenism developed a "theory of equitable exchange" as a critique of the exploitative wage relationship between capitalist and labourer, by which all profit accrued to the capitalist. To counteract the uneven playing field between employers and employed, they proposed "schemes of labour notes based on labour time, thus institutionalizing Owen's demand that human labour, not money, be made the standard of value."[19] This alternate currency eliminated price variability between markets, as well as the role of merchants who bought low and sold high. The system arose in a period where paper currency was an innovation. Paper currency was an IOU circulated by a bank (a promise to pay, not a payment in itself). Both merchants and an unstable paper currency created difficulties for direct producers.
Companies may want to barter their products for other products because they do not have the credit or cash to buy those goods. It is an efficient way to trade because the risks of foreign exchange are eliminated. The most common contemporary example of business-to-business barter transactions is an exchange of advertising time or space; it is typical for smaller firms to trade the rights to advertise on each others' business spaces. Bartering also occurs among companies and individuals. For example, an accounting firm can provide an accounting report for an electrician in exchange for having its offices rewired by the electrician.
But the harm may go deeper than a mistaken view of human psychology. According to Graeber, once one assigns specific values to objects, as one does in a money-based economy, it becomes all too easy to assign value to people, perhaps not creating but at least enabling institutions such as slavery (in which people can be bought) and imperialism (which is made possible by a system that can feed and pay soldiers fighting far from their homes).
It is estimated that over 450,000 businesses in the United States were involved in barter exchange activities in 2010. There are approximately 400 commercial and corporate barter companies serving all parts of the world. There are many opportunities for entrepreneurs to start a barter exchange. Several major cities in the U.S. and Canada do not currently have a local barter exchange. There are two industry groups in the United States, the National Association of Trade Exchanges (NATE) and the International Reciprocal Trade Association (IRTA). Both offer training and promote high ethical standards among their members. Moreover, each has created its own currency through which its member barter companies can trade. NATE's currency is the known as the BANC and IRTA's currency is called Universal Currency (UC).[28]
On paper, this sounds a bit like delayed barter, but it bears some significant differences. For one thing, it's much more efficient than Smith's idea of a barter system, since it doesn't depend on each person simultaneously having what the other wants. It's also not tit for tat: No one ever assigns a specific value to the meat or cake or house-building labor, meaning debts can't be transferred.
Barter is the process of trading products, goods or services, for other products, goods or services. It is a simple method of transaction, frequently one in which no money is exchanged. Barter systems are often utilized between nations, and sometimes between a nation and a corporation. Barter also occurs between corporations or companies and other businesses, and sometimes between a business and an individual, or two individuals. In the United States, billions of dollars worth of goods and services are exchanged each year through bartering.
With 70,000 members posting items they would like to barter with or for, there is a good possibility you can find what you are looking for at U-Exchange. Listings are available from all over the world, and the search feature lets you narrow down your choices by keywords. There is no charge for membership or listings, as advertisers pay to sponsor the site.
For instance, each time Apple releases a new version of the iPhone, the second-hand market for older versions of the iPhone enjoys a flurry of activity. However, you do have to be as careful with the barter of used goods as you would be with the purchase of used goods. Be sure everything is in working order and shows no signs of significant damage.
The Internet provides a new medium for the barter exchange industry. Pure Internet-based barter companies differ from traditional, organized trade exchanges in that they do not have a physical office. In modern Internet barter exchanges, there is an agreement or process in place to value goods and services exchanged, which is facilitated by the barter exchange for a fee. A barter exchange functions primarily as the organizer of a marketplace where members buy and sell products and services among themselves.
People in nearly 14,000 cities spread over 182 countries are waiting to rent you a room, apartment, or home wherever you'd like. Since 2008, Airbnb has made it easy for you to find a place to stay wherever you may be headed. Just enter the dates you need, see what's available, and book your stay. The site even has its own payment system, protecting all parties from fraud and illegal activities. While you may at first only be interested in traveling, you can eventually sign up to be a host for other members. There are no fees to join, and Airbnb keeps a small portion of the host's price of each stay to operate the business.


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Paid media is a bit self-explanatory in what its name suggests -- and refers to any vehicle or channel that you spend money on to catch the attention of your buyer personas. This includes things like Google AdWords, paid social media posts, native advertising (like sponsored posts on other websites), and any other medium for which you directly pay in exchange for visibility.
Targeting, viewability, brand safety and invalid traffic: Targeting, viewability, brand safety and invalid traffic all are aspects used by marketers to help advocate digital advertising. Cookies are a form of digital advertising, which are tracking tools within desktop devices; causing difficulty, with shortcomings including deletion by web browsers, the inability to sort between multiple users of a device, inaccurate estimates for unique visitors, overstating reach, understanding frequency, problems with ad servers, which cannot distinguish between when cookies have been deleted and when consumers have not previously been exposed to an ad. Due to the inaccuracies influenced by cookies, demographics in the target market are low and vary (Whiteside, 2016).[42] Another element, which is affected within digital marketing, is 'viewabilty' or whether the ad was actually seen by the consumer. Many ads are not seen by a consumer and may never reach the right demographic segment. Brand safety is another issue of whether or not the ad was produced in the context of being unethical or having offensive content. Recognizing fraud when an ad is exposed is another challenge marketers face. This relates to invalid traffic as premium sites are more effective at detecting fraudulent traffic, although non-premium sites are more so the problem (Whiteside, 2016).[42]
There are numerous repositories to source affiliate products and services from. However, some of the biggest are sites like Clickbank, Commission Junction, LinkShare and JVZoo. You'll need to go through an application process, for the most part, to get approved to sell certain products, services or digital information products. Once approved, be prepared to hustle.
Since 2006, I've spoken at more than 100 SEO and Internet marketing conferences, such as Pubcon, SMX, ClickZ, Digital Summit, and SEOktoberfest. My panel topics are often about link building, penalties, and SEO tools. In 2019, I'll be presenting on featured snippet optimization and "the perfect page" at a couple of conferences. Even though I feel that I know a ton about link building and content marketing, I'd rather share knowledge in other areas.
Internet Marketing has a lot of Advantages. Since the World Wide Web is so widely available, businesses can gain access to millions of potential customers with a few mouse clicks them. Nevertheless, like any kind of advertising, there are some disadvantages of Internet marketing as well. Every business owner and the seller will need to consider how to decide if the online promotion is right for them. By weighing their options and determine the type of consumers they need to achieve, they can see more advantages than disadvantages.
About Blog Hi there! My name is Anil Agarwal. BloggersPassion is my virtual home, this is where I make money and serve audience who wants to make money blogging. The main motive behind BloggersPassion is just one to help you make REAL money from your blogs. Blogging has not only supported me to make passive income but it also providing a golden opportunity to serve others to make money blogging.
Anna Lynn Dizon specializes in writing tip lists and other content for Fit Small Business. She is a business and finance major who previously worked for a US risk mitigation company in its regional office in Singapore. Anna started her writing career as a research and writing assistant for eBooks on various niches. She spends her free time giving English tutorial lessons. She is also currently working on her Master's Degree in Language and Literacy Education.
It's important to note, that you don't need to be in Google News to rank in Discover. Google is providing information based on your interests, sites you visited in the past, the topics you have selected to follow, entities you have selected to follow in the SERPs, and more. And it includes evergreen content that's not new to the web, but might be new to you.
Search engines are a powerful channel for connecting with new audiences. Companies like Google and Bing look to connect their customers with the best user experience possible. Step one of a strong SEO strategy is to make sure that your website content and products are the best that they can be. Step 2 is to communicate that user experience information to search engines so that you rank in the right place. SEO is competitive and has a reputation of being a black art. Here's how to get started the right way.
Your customers can become ambassadors for your brand if they had a good experience and share it on Google or social media sites. They can also become your worst nightmare if they leave a bad review. It is immensely important to thank customers who leave good reviews and to communicate with customers who leave bad ones. Reputation management is a key online marketing tip and can humanize your business and help it grow immensely if it's done correctly.
Does your company have an in-house marketing team, but still feel lacking in the mastery of digital marketing and SEO? Whether you have an enterprise-level company, run a large association, or head the marketing team at a major organization, custom-designed strategy and analytics consulting may be just what you need! Contact us and mention you need consulting.
The criteria and metrics can be classified according to its type and time span. Regarding the type, we can either evaluate these campaigns "Quantitatively" or "Qualitatively". Quantitative metrics may include "Sales Volume" and "Revenue Increase/Decrease". While qualitative metrics may include the enhanced "Brand awareness, image and health" as well as the "relationship with the customers".
I've been meaning to write a post dedicated to this feature, since I know many don't realize that it can be driving traffic to their sites. When you're in the Google search app and you visit a page, you can always click the "More like this" icon in the menu bar. The feature was moved to the top of the app last year, so it's *sometimes* in a prominent location.
The position of your ad is determined by several factors that give your ad a score based on the quality of your ads and how much you are willing to pay per click. Even if other brands are competing for the same keyword as you are, it is possible to rank above them and pay less per click, but Google must see your ads as highly relevant in order for this to happen.
On October 17, 2002, SearchKing filed suit in the United States District Court, Western District of Oklahoma, against the search engine Google. SearchKing's claim was that Google's tactics to prevent spamdexing constituted a tortious interference with contractual relations. On May 27, 2003, the court granted Google's motion to dismiss the complaint because SearchKing "failed to state a claim upon which relief may be granted."[67][68]
Social sites like facebook and twitter can also be used very effectively for an online business. You just have be regular updating your profile and updating the things related to your business so other people would have some knowledge through your post and your network will increase and your message can reach to a larger number of audience. The bigger your network will be the more you will be getting out of these social websites.
Content marketing is more than just blogging. When executed correctly, content including articles, guides (like this one), webinars, and videos can be powerful growth drivers for your business. Focus on building trust and producing amazing quality. And most of all, make sure that you're capturing the right metrics. Create content to generate ROI. Measure the right results. This chapter will teach you how.
GroundSwell - GroundSwell is a new book by genius Forrester analysts, Charlene Li and Josh Bernoff. Through Forrester, they have access to the data about how people are using social media sites. As we learned from the amazing attendance at this week's social media webinar, a lot of people are trying to figure out how to engage in social media to promote their businesses. Social media sites are where your next customer is hanging out. And your next one. And your next one. You should be there too.
We all look out for honest insights that answer our intriguing questions and provide bold insights on content marketing. This blog will definitely satisfy your curiosity if you are an influencer interested in digital marketing information. The sites' blog posts share in-depth industry knowledge and experiences and have a unique approach to brands, agencies, publishers, and platforms from novel angles.

subset: commoncrawl


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In Baghdad, a Push to Alter Perceptions
Friday, August 18, 2006
BAGHDAD, Aug. 17 -- Hamid Ayad could not forget the last time U.S. soldiers came to his door two years ago. They tossed smoke bombs and burst into his home, then arrested his four brothers, he said. They were later jailed at Abu Ghraib prison.
Three days ago, another group of U.S. soldiers came to his home in the volatile western Baghdad neighborhood of Amiriyah, this time accompanied by Iraqi troops. The U.S. soldiers politely asked if they could enter his large home. They asked to register his family's eight cars, and they did not confiscate the family's AK-47 rifle, their only means of protection.
That made Ayad, 24, feel more confident about the Iraqi soldiers. Only two months ago, Shiite Iraqi soldiers on patrols in Amiriyah taunted Sunnis like him, he said. They did little to shield residents from the sectarian clashes strangling their lives. But on this day, the Iraqi soldiers he met were courteous and seemed genuinely concerned.
"Their image has changed," said Ayad, who holds a business degree but is unemployed. "Now, you feel like they are there to protect you. They are not acting or faking. The Americans have them on a tight leash."
In their struggle to quell the sectarian violence gripping the capital, thousands of U.S. troops and their Iraqi counterparts are fanning out into Baghdad's most violent neighborhoods, a mission that is part security sweep, part public relations.
Even as they hunt for insurgents and weapons, they are cleaning streets, reopening shops, medical clinics and gas stations, and fixing electricity lines. In areas like Amiriyah, where insurgents melt easily into the population and sectarian distrust runs deep, success is measured not in arrests or arms confiscated, but in perceptions.
U.S. and Iraqi troops this week cordoned off this neighborhood of oatmeal-colored houses and trash-strewn streets that the Americans have nicknamed the "second Fallujah," after the town about 35 miles west of Baghdad where insurgents have fought pitched battles against U.S. and Iraqi forces.
After searching more than 6,000 homes and buildings, the soldiers confiscated only 28 unauthorized guns and 47 hand grenades and arrested eight suspects.
"It doesn't matter how many guns we found," Col. Robert Scurlock Jr., commander of the 2nd Brigade Combat Team, 1st Armored Division, told reporters Wednesday. "It gave people the confidence in the Iraqi army and security forces. And we will continue to build that trust."
In the U.S. military's calculus of when to depart Iraq, that trust is vital. The more Iraqis there are who believe that Iraq's security forces can protect them, the sooner American troops can leave, U.S. military officials have often said. And nowhere is building such trust more crucial than in Baghdad, where sectarian violence poses the biggest threat to Iraq's stability.
In Amiriyah this week, U.S. and Iraqi troops walked together door to door, mosque to mosque. Rebuilding trust in the Iraqi army is not an easy task in a place where murders go unpunished, where only last month an Iraqi soldier was killed when a suicide bomber rammed an army checkpoint.
Once a mixed Shiite-Sunni neighborhood, Amiriyah is now predominantly Sunni, as hundreds of Shiite families have fled to avoid being targeted by Sunni insurgents who moved into the area. It is widely believed to be a haven for insurgents from the group al-Qaeda in Iraq, which was led by Abu Musab al-Zarqawi before he was killed in June.


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Random notes …
- This week in the prayer cycle we remember Peace Alliance Winnipeg
- Rev. Sherri is on a week of continuing education Feb. 11 to 17, 2019. Please call the office in the event of a pastoral emergency.
Thank you Michelle Owens, for leading our worship service today
Michelle is the Principal of the Centre for Christian Studies, which is a national theological school based in Winnipeg (just up the street at 60 Maryland St). CCS has connections to the United Church of Canada and the Anglican Church of Canada, and provides theological education for those becoming diaconal ministers in the United Church of Canada, and educational opportunities for anyone interested in exploring leadership and faith/spirituality. CCS describes itself as a school, a community and a movement that seeks to educate leaders for justice, compassion and transformation. Michelle joined the Centre for Christian Studies as principal in August 2017. She is a graduate of the Centre and a diaconal minister in the United Church of Canada. Michelle came to Winnipeg from Ontario, where she served as London Conference's Personnel Minister. Prior to that, she had served in a three point rural charge in Perth County, Ontario, and had been a candidate for ministry from Trinity St. Paul's United Church in Toronto.


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Posted by Peter Abelard on Mar 13, 2019
Wiring A Home Theatre
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Can you pay my vet directly?25201
Yes, we can pay your vet directly at their discretion This can be done by you simply ticking the box confirming 'pay my vet directly' on the claim form, or alternatively, your vet can claim directly from using Pawtal, our online claim system for vets only.
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text: Seller: fixthisone (437) 100%, Location: Riverside, Rhode Island, Ships to: US, Item: 123350459770 Common symptoms: - Grayed-out voice memo icon - Grayed-out speaker icon during calls - Random freezing - Stuck on the Apple logo especially after a restore How it works: - Commit to the service using the buy it now option - You will then be contacted with further details to get the service started - Once your device is received we will update you and begin the troubleshooting process - We will then contact you with the results and provide repair options Service Details: • This is a diagnostic service to confirm the issue in the listing title. This ensures you get the proper repair needed for your particular case. Once the issue is determined we will provide repair options with a 10% discount factored in for first time customers. Turn around time: 1 day Warranty details: Lifetime • We offer a lifetime (one-time free of charge no matter how much time has passed) warranty on any repairs we offer *liquid damage excluded* Please note: We do not take responsibility for any previous repair attempts that may have been made which could complicate, delay, or make the device irreparable. FixThis is always looking to expand their customer base and build a lasting friendship that provides support at anytime. Feel free to message us with any questions or concerns you may have about your particular situation before committing to a service Condition: Quality parts, service, warranty


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Auburn Hills KinderCare
Preschools Auburn Hills
Schedule a tour of your local KinderCare today!
- Address
- 3268 E Walton Blvd Map
- Place
- Route Auburn Hills, MI 48326
- Address
- 3268 E Walton Blvd, Auburn Hills, MI 48326
- Landline
- (248) 373-7535
- Fax
- (248) 373-7539
- Open today
- email@example.com
- kindercare
- fb.com
- Video
- www.youtube.com
- Website
- www.kindercare.com
Auburn Hills KinderCare located at 3268 E Walton Blvd in Auburn Hills, MI is designed with your child's fun, health, safety, and childhood education in mind.
Auburn Hills KinderCare can be found at 3268 E Walton Blvd . The following is offered: Preschools . In Auburn Hills there are 2 other Preschools. An overview can be found here.
Keywords childcare, child care, daycare, preschool, infant care.
Opening hours
Kristen Hippe
Kristen has been a member of the KinderCare family since 1990 and a Center Director since 2000. Kristen has had experience working with all age groups and has developed a love for Early Childhood Education. Her goals are to build lasting relationships with families and to provide a loving and secure educational experience for the children. She has two teenage sons who have grown up attending KinderCare centers.
Julie Chapman
Julie has been working at the Auburn Hills KinderCare since 2004. She spent her first year here teaching Preschool before moving into the office as our Assistant Director. Julie received her Child Development Associate's credential from Baker college in 2007. Julie's enthusiastic and energetic personality has made her a bit of a celebrity among the children in our care!
Ms. Hollie

Ms. Hollie graduated from Purdue University in 2004 with a degree in Elementary Education. She has worked in the Prekindergarten and Preschool classrooms. As our Program Specialist, Ms. Hollie supports our teachers with high quality curriculum implementation. In her spare time, she enjoys hiking, camping, and spending time with her husband and beautiful daughters Lilli and Dani.

Ms. Marti
Ms. Marti teaches our tutorial programs, otherwise known as LEARNING ADVENTURES - Phonics/Math/Music. She spends 5 mornings a week with small groups of children helping them to achieve very specific goals. Prior to joining KinderCare, Ms. Marti taught Kindergarten for many years. She received her Bachelor's of Science degree from Indiana State University.
Ms. Karen

Ms. Karen has been working for KinderCare since September 2005. She graduated from Michigan State with a Bachelor's Degree in Social Science and a major in Psychology. As our centers Nutrition Specialist, Ms. Karen provides a healthy breakfast, lunch and afternoon snack to the children.

More Preschools in your neighborhood
(248)373-7535 (248)-373-7535 +12483737535 (877)546-3372 (877)-546-3372 +18775463372


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Latest Weather Blog
'Despacito' wins record of the year Latin Grammy
LAS VEGAS - Luis Fonsi's megahit "Despacito" featuring Daddy Yankee has won the record of the year award at this year's Latin Grammys.
The Latin Grammy Awards opened Thursday with a moment of silence for hurricane victims in Puerto Rico, followed by a performance by one of its native sons.
Wearing a T-shirt emblazoned with the Puerto Rican flag, rapper Residente kicked off this year's show with a performance of his song "Hijos del Canaveral," a tribute to his homeland.
Actor-singer Jaime Camil and singer-actress Roselyn Sanchez are hosting the ceremony that's airing live from the MGM Grand Garden Arena in Las Vegas on Univision.
Colombian megastar Juanes claimed the first prize awarded during the live show. He took home the trophy for best pop/rock album, breaking the record of 21 awards that he shared with Calle 13.
Residente leads the nominations with nine nods for his work post-Calle 13.
"Hijos de del Canaveral" is a best tropical song contender.
More News
Desktop NewsClick to open Continuous News in a sidebar that updates in real-time.
Sports Video
Baton Rouge native said to replace Joe Alleva as LSU Athletics Director
Joe Alleva out as LSU's athletics director
Sports Director Michael Cauble talks Alleva's departure
Rumors of Joe Alleva's exit from LSU swirl Wednesday
Will Wade to meet with LSU officials Friday, ending month-long stalemate


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animated cartoon animation
Orçamento $250-750 USD
for a music video need good quality 2d
18 freelancers estão ofertando em média $427 para esse trabalho
Hi, This is Shajeel from Rabbit and Carrot. We are a team of 70+ experienced and creative artists with vast experience in his field and have produce more than 5000+ videos. We can deliver your complete video with Mais
Hello there, We are one of the leading graphic design and web development studio having a vast experience of designing logos, infographics, book covers, brochures and everything related to graphic and animations. Mais
Hi. Thank you for your post. I understand your work requirements precisely. I'm holding the mouse now and it starts when the assignment is bided. I am a professional with more than 10 years of experience in 3d ske Mais
Que onda! Somos Ed'Studios, un talentoso estudio pequeño en México que busca sobresalir. Somos expertos en animación 2D y hacer videos musicales es de los proyectos que más nos gustan. Hemos hecho animaciones para c Mais
Hi, This is Paul an Artistic graphic designer. Working on the * Illustration * since past 10 years . I've done about 1500+ and 350+ as exactly same of your requirement. For your project I've a mind blowing id Mais
Hi! I specialize in animated cartoon animation Design and Project and I have a lot of experience in both areas. I am struck by your project because I see that you have very clear what you want and for me it is great Mais
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Greetings I have gone through the project description and i have great expertise with 3D Animation, After Effects, Animation, Caricature & Cartoons, Graphic Design. You are welcome to chat with me so that we can discus Mais
Questions: Also want to know that what will be the duration of the video? Hi, I am Kevin Taylor a professional Graphic Designer, Illustrator, Web Developer and Animator. We are a group of best dedicated animator Mais
I got your point you are looking to have an animation and this can be done without any hurdle. Things you have mentioned 2d and good quality, that can be taken with good care. Some questions: Will you provide the s Mais
Hi there, I have checked the details. I have rich experience with 3D Animation, After Effects, Animation, Caricature & Cartoons, Graphic Design. Please initiate the chat so we can discuss this job in detail.
Hi there, I just saw your job for video animation. Portfolio: [login to view URL] [login to view URL] Few questions before starting: 1. Do you have the script or do we need to create it? Mais


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Bus Belo Horizonte to Ouro Branco: Trip Overview
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From cheap bus tickets to more luxurious buses traveling from Belo Horizonte to Ouro Branco, we offer a wide range of bus services to best suit your needs depending on how much your budget is.
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Bus service from Belo Horizonte to Ouro Branco is covered by Santafé Transportes.
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Buses leaving from Belo Horizonte to Ouro Branco will depart from Rodoviária de Belo Horizonte, Estacao Jose Candido da Silveira or R. Espírito Santo, 1897.
A bus ride to Ouro Branco will drop you off at Ouro Branco Onibus.
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If you're abroad, study some local language. Not only could it get you out of a pickle during your bus trip from Belo Horizonte to Ouro Branco but it'll also be endearing to native speakers who will surely appreciate your effort.
Start sightseeing the minute your bus leaves the station. If you're on the night bus from Belo Horizonte to Ouro Branco, get comfy and count the stars.
Taking the bus creates the smallest carbon footprint compared to other modes of transport. Not to mention that buses will allow you to discover scenic gems from Belo Horizonte to Ouro Branco that are otherwise impossible to come by with a plane.
Create your own real life musical score by curating a personalized bus travel playlist - the perfect accompaniment to your bus ride from Belo Horizonte to Ouro Branco.
Did you know?
The word 'bus' is an abbreviation of 'omnibus" which means 'for all' in Latin as buses were meant to be transportation for everybody.
It takes 27 hours to go by bus from Lima to Cusco, one of the craziest bus trips on the world. This route is used daily by locals and backpackers.
The Superbus, created by a Dutch engineer is the world's fastest bus with 250 km/h. Too bad it's only a prototype for now.
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Program Enrollment in the Florida Community College System. Data Trend 19.
Program Enrollment in the Florida Community College System. Data Trend 19. - Download this document for free, or read online. Document in PDF available to download.
This report addresses program enrollment in the Florida Community College System (FCCS), focusing on possible reasons for and solutions to the decline in community college enrollment. The FCCS produced a set of enrollment headcount projections in mid-1997 that indicated that the system would be serving 330,000 credit students by fall 1999. Instead, preliminary fall 1999 data indicate the number of students will be closer to 310,000. Factors influencing this enrollment decline may include: (1) the number of high school graduates receiving a regular diploma has not increased as quickly as anticipated; (2) the state university system (SUS) has experienced major increases in lower division FTE over the past several years; (3) the Bright Futures Scholarship Program has had the effect of removing the financial differential between the FCCCS and the SUS, shifting students from community colleges to state universities; (4) in order to qualify for performance-based funding dollars, colleges have eliminated many less productive programs, negatively impacting FTE enrollment and increasing student outputs and outcomes; and (5) Florida is experiencing the lowest unemployment rate in 30 years, and employers are spending billions providing on-the-job training, instead of outsourcing to colleges. Solutions suggested include: (1) maintaining the integrity of the "2+2" system; (2) preparing more high school students for college; (3) attracting more younger students; and (4) attracting more older students. (EMH)
Descriptors: Community Colleges, Declining Enrollment, Enrollment, Enrollment Influences, Enrollment Management, Enrollment Projections, Enrollment Trends, Two Year Colleges
Author: Florida State Dept. of Education, Tallahassee. Div. of Community Colleges.
Source: https://eric.ed.gov/?q=a&ft=on&ff1=dtySince_1992&pg=9804&id=ED453857


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2. Focus on income-producing assets. Internet growth stocks may be sexy, but they provide no income. To build a large enough passive-income stream to survive, you must invest in dividend-generating stocks, certificates of deposit, municipal bonds, government Treasury bonds, corporate bonds, and real estate. You're free to invest in non-income-producing assets for capital appreciation too. You just want to earn reliable income when the day comes to leave your job.
When I purchase an existing online business, I look for cash flow over the past year and where the money comes from. I want the sources to be more passive so that it does not take a lot of my time. Also, typically I will make an offer that is 18 – 24 months of profit so that I know that I will get my money back within the next two years. I hope that helps! https://dtqnv8in03d1n.cloudfront.net/wp-content/uploads/2017/03/understanding-what-passive-income-is.jpg
Another way to reduce the work needed when buying rental properties is to buy turn-key properties. Turn-key rentals are already repaired, already rented and already managed by a property manager. Buying a turn-key rental property is as easy as talking to a turn-key rental property about what they have in inventory, picking one and setting up closing. I would still complete due diligence on any turn-key rental property provider to make sure they are a good company. I am considering buying a turn-key property myself and I discuss the process here.
Michael Ellsberg is the author of The Education of Millionaires: It's Not What You Think, and It's Not Too Late, which is launching from Penguin/Portfolio in September. It's a bootstrapper's guide to investing in your own human capital at any age. Michael sends manifestos, recommendations, tips, and other exclusive content to his private email list, which you can join at www.ellsberg.com. Connect with him on Twitter @MichaelEllsberg and on Facebook.
What I did: I first identified my favorite places in the world to live: San Francisco, Honolulu, Paris, Amsterdam, New York City, and Lake Tahoe. I then looked up the median rent and housing prices for each city. Then I factored in private education costs for two kids to be conservative given I may not have two kids and public schools are often good enough. After calculating all vital costs, I then did a self-assessment of how happy I was making $50,000, $100,000, $150,000, $200,000, $250,000, $350,000, $500,000, and $750,000. I decided working 20 hours a week making $200,000 a year is the best income balance for maximum happiness.
Your best deals, but the most work, will come from properties not formerly listed as for sale. Contacting the owners of abandoned or run-down properties might uncover a deal without the hassle of competition from other investors. Once you have the address of a property, find your county assessor's page on the internet for ownership information. The assessor's page will have other useful information like previous sales and house characteristics.
John has a daily (yes, daily) podcast where he features an interview with a successful entrepreneur. Now, John enjoys many hundreds of thousands of downloads per month, he's written a book, has products and has opened up a ton of opportunities for sponsorships and partnerships that wouldn't have come otherwise. He's not the first person to have a show dedicated to interviewing rock star entrepreneurs—not even close—but he's definitely the fastest to see these kinds of results.
I have two major dilemmas: (1) Should I wait to start investing (at least until the end of the year where I'll hopefully have $5k+ in savings) in things like CDs? I ask because a little over $2k doesn't seem significant enough yet to start putting my money to work (or maybe it is? that's why I'm coming to you for your advice haha) and (2) I want to invest in things like P2P and stocks but I'm honestly a bit ignorant of how it trully works. I know the basics (high risk, returns can be volatile, returns are taxable). Do you have any advice on how I can best educate myself to start putting my savings to work?
Who cares, especially when very conservatively, the ultimate passive income includes a six digit or more base lease, plus an estimated additional six digits or more for rate increases and another six digits for more for various smaller and one bigger technology increase at 25 years. All four (base, rate, smaller and mega technology increases) combined, certainly could yield much more depending upon inflation, rate increases and technology increases?
Money from dividends, for example, are taxed at a lower rate than money from a job. A business owner who works in the company she or he founded would have to pay more self-employment payroll taxes compared to someone who merely had a passive interest in the same limited liability company who would pay only income taxes. In other words, the same income earned actively would be taxed at a higher rate than if it were earned passively.
Real Estate: I currently own one rental property in San Francisco which I bought in 2003 (2/2 condo), one vacation rental in Squaw Valley, Lake Tahoe (2/2 condo), and my primary residence. Real estate is my favorite asset class to build wealth because it is easy to understand, tangible, provides utility, and rides the way of inflation. I recommend individuals try and get neutral inflation by buying their primary residence as young as possible. The power of inflation is just too hard to counteract.
For those who prefer a more do-it-yourself style but still want their investments to be managed automatically, a robo-advisor like Betterment may be better suited. After completing an initial questionnaire, this program will automatically invest your money based on things like your risk tolerance and time horizon. They'll even rebalance your portfolio when necessary – all automatically, of course!
2. Focus on income-producing assets. Internet growth stocks may be sexy, but they provide no income. To build a large enough passive-income stream to survive, you must invest in dividend-generating stocks, certificates of deposit, municipal bonds, government Treasury bonds, corporate bonds, and real estate. You're free to invest in non-income-producing assets for capital appreciation too. You just want to earn reliable income when the day comes to leave your job.
How To Engineer Your Layoff – In 2012, it took me four months of absolute focus and two years of data to publish my first e-book about helping people negotiate a severance. The book went through over 30 revisions by four people. Then I updated the book for 2018 with 50 more pages (150 pages total) using more successful case studies and highlighting more strategies for those who want to break free with money in their pocket.
I rent out a 3 bedroom townhouse I bought back in 2009. My tenants have ranged from students, to the most lovely, most responsible couple who themselves own a home in another state. They take great care of the house, automatically send checks from their bank, and have only had 1 or 2 problems in the last 2 years (the neighbor's house caught on fire). They're awesome, and I'm so thankful to have them.
It's not just the little guys like me who are being squeezed by the constant updates. Even YouTube's top creators have expressed frustration with changes to the YouTube monetization platform. It's constantly changing and evolving, so you must be willing to adapt. Plus, it helps having a blog so you're not relying on a single platform or your income.
That's confusing, so let's take a simple example. I create a free newspaper, and give away the value (information, entertainment) to people at no charge. By doing so, I've created a powerful form of secondary value: the attention of my readers. I then rent this value out to advertisers, who consume it regularly. If an advertiser leaves and I find a new one, the fact that the other advertiser consumed value before is of little or no concern to the new consumer.
I personally haven't tried any of the below methods so I can't speak from experience to how they work. In my mind, the most lucrative way is through building a REAL business online and providing your visitors with great value. However, after some thought, I decided to include these here because, quite often, the biggest roadblock for many is a mental one: believing that making money online is possible. From my experience, once you have made your first dollar, or even your first cent online, the world is suddenly a different color.
For those who prefer a more do-it-yourself style but still want their investments to be managed automatically, a robo-advisor like Betterment may be better suited. After completing an initial questionnaire, this program will automatically invest your money based on things like your risk tolerance and time horizon. They'll even rebalance your portfolio when necessary – all automatically, of course!
Greg Johnson is a personal finance and frugal travel expert who leveraged his online business to quit his 9-5 job, spend more time with his family, and travel the world. With his wife Holly, Greg co-owns two websites – Club Thrifty and Travel Blue Book. The couple has also co-authored a book, Zero Down Your Debt: Reclaim Your Income and Build a Life You'll Love. Find him on Instagram, Facebook, and Twitter @ClubThrifty.
Secondly – and this is just quibbling – I'd change that risk score. The risk of private equity is incredibly high and should be considerably riskier than bonds! You are providing a typically very large amount of capital to one business that you agree to have no control over, and the success or failure of that business over a locked, predefined term determines your return. And in the few deals I've negotiated for clients, my experience has been that there are often management fees, performance fees, etc. that may cut into your potential gains, anyway. You're putting a lot of eggs in one basket, and promising an omelet or two to the management no matter what. You really need to be confident that you found the next Uber before you take this giant risk!
The challenge I'm facing and, I know it's a good problem, is that the SF real estate has shot up about 35% in the last couple years. I'm sure you're experiencing the same thing! So as the net worth is rising, the yield on the total portfolio is going down. Right now, it seems the only way to increase the passive income will be to raise the rent in December and to invest some of that cash in stocks, which I'm nervous to do in this market. Current allocation:
Bullshit. If you have a job, you have marketable value. Maybe it's low value, if you're flipping burgers, but you can create value somehow. I don't care if you have to start out by re-renting the parking spot in front of your apartment, you can find, create, or buy something valuable worth repeatedly selling or renting, or you're not thinking hard enough. Here's a free idea: A lot of people want to play with 3D printers. Get 5 of your friends together and buy one. Put up a website and a listing in the local paper. Charge $50/h for printing. Set up a system that verifies if payment has been submitted and then automatically prints out the files that have been emailed to you. Split the earnings with your friends. Boom. You have passive income.
I have two major dilemmas: (1) Should I wait to start investing (at least until the end of the year where I'll hopefully have $5k+ in savings) in things like CDs? I ask because a little over $2k doesn't seem significant enough yet to start putting my money to work (or maybe it is? that's why I'm coming to you for your advice haha) and (2) I want to invest in things like P2P and stocks but I'm honestly a bit ignorant of how it trully works. I know the basics (high risk, returns can be volatile, returns are taxable). Do you have any advice on how I can best educate myself to start putting my savings to work?
Creating a membership site is a powerful way to generate online income and scale a service-based business. By having members pay a monthly (or other periodic) fee to get access to a password-protected area where exclusive content is made available, you can transform a site into a RECURRING income-generating business and bring a regular flow of income from the same customer base.
Dividend stocks tend to be more mature companies that are past their high growth stage. Utilities, telecoms, and financial sectors tend to make up the majority of dividend paying companies. Tech, Internet, and biotech, on the other hand, tend not to pay any dividends because they are reinvesting most of their retained earnings back into their company for growth.
If you'd prefer to skip the startup phase, you might want to buy a blog that's already built and earning revenue. This is actually pretty easy to do as a lot of people start blogs, and then get bored with them. Getting a blog going is a labor-intensive process, and it's not uncommon for people to give up before they've reached their full potential.
With $200,000 a year in passive income, I would have enough income to provide for a family of up to four in San Francisco, given we bought a modest home in 2014. Now that we have a son, I'm happy to say that $200,000 indeed does seem like enough, especially if we can win the public-school lottery to avoid paying $20,000 to $50,000 a year in private-school tuition.
This is the basic mistake they've made: they've fallen prey to the belief that money and meaning are two totally separate things. They've chosen to make their money from something that feels completely meaningless to them (some business they care so little about, they just can't wait to get away from it and minimize their involvement as much as possible), which they hope will buy them the freedom to do something they actually care about.
Work Once And Get Paid For Life Learn the secret of the wealthy and take your income beyond the boundaries of personal effort and time! Do you want to become financially free and fulfill your dreams without money restrictions? Then you need the passive income strategies presented in this book. These strategies will enable you to build a solid foundation for financial freedom by putting effort upfront so you can get paid over and over for the rest of your life. Whether you have cash to invest or not, the information Real Passive Income will open your eyes to several ways of generating passive income that are simple, require little or no money to start and can quickly build up substantial automatically-recurring income over a short period. Passive income can be made in a number of ways and the best methods are discussed in this book. The passive income ideas in this book are grouped conveniently into: - Creating Digital Content - Investing Money - Renting Out Stuff - Things You Already Do Additionally, you will learn: - Tips For Starting A Passive Income Business - Evaluating Passing Income Ideas Whatever your skill level, available financial resources or available time, you will find a number of passive income streams that will work for you. Real Passive Income will make your choice much easier and even open your eyes to income streams that you never knew existed. You can start creating the cash flow that will grant you financial freedom today!
This post is one of those things that inspired me to push myself to be an entrepreneur and start creating some passive income streams. There are lots of ways for you to show your experience into money-making concepts and passive income streams online. To generate passive income streams by simply starting in choosing one or maybe two different product varieties to start on. You'll have totally different passive income streams created in no time.
However, investing in passive income streams isn't as easy as it looks. Most online passive income strategies, such as e-commerce, are effective and profitable only after you have built up a substantial following. And they take a lot of time, and sometimes, money, to make them work, unlike passive investing in low-cost index and other funds in the stock market.
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Everything passive first takes active energy. The time to put in the effort is when we are young and not ravaged by disease or burdened by family obligations. I remember being able to snowboard from 9am until 4pm every day for a year. Now, I'm lucky to last from 11am until 2pm without wanting to go to the hot tub and drink a bucket full of beer! If we can appreciate how lucky we are when we are young, we'll be able to maximize our vitality and live financially freer when we are older.
As todays business world becomes more and more web focused, creating passive income streams online should be one of your main focuses when building a business in the new economy – whether you're doing this on your own, or with the help of virtual assistants that manage your blog, or even handle the marketing of your site – you've got to love making money while you sleep!
* I use Personal Capital to track all my finances in one place. It's much easier to use their free software to follow 28 accounts on one platform than to log into various accounts to check my balances. They've also got great tools for x-raying your portfolio for excessive fees, recommending a more optimized asset allocation, and planning for retirement with their Retirement Planner.
One of the most important assets you have is your credit score. By taking care of it and pursuing the steps to improve your credit score, a world of opportunity can open up for you. If you need a loan to buy that rental property or some quick funding through a business credit card, a good credit score will help you get approved so you can build passive income.
In February 2007, Pat Flynn was working at an architecture firm making $38,000 a year. He mulled boosting his earning power by getting an architecture license, but the process would likely take six to eight years. When he heard about getting a credential in sustainable design and environmentally friendly building called Leadership in Energy and Environmental Design (LEED), he decided to go for that, as no one in his department had it. The one problem? The exam was so challenging, just one-third of test-takers passed.


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POUGHKEEPSIE, N.Y. — Vanessa Friedman, fashion director and chief fashion critic for The New York Times, will deliver the undergraduate commencement address to the Marist College class of 2019 on Saturday, May 25.
Friedman leads global fashion coverage for the Times and its International Edition. Prior to joining the newspaper, she was the inaugural fashion editor of the Financial Times and a regular contributor to Vogue, The New Yorker, Vanity Fair and Entertainment Weekly.
She is an honorary professor at Glasgow-Caledonian University and a 2012 recipient of the Front Page Award for fashion writing, as well as the 2013 Fashion Monitor Journalist of the Year award.
In keeping with the college's tradition of having an alumnus deliver the address to adult undergraduates and graduate students, Marist is welcoming entrepreneur Henry Helgeson, '96, to the ceremony on Friday, May 24.


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The British medium William Roy earned over £50,000 from his séance sitters. He confessed to fraud in 1958 revealing the microphone and trick-apparatus that he had used.[166] The automatic writings of the Irish medium Geraldine Cummins were analyzed by psychical researchers in the 1960s and they revealed that she worked as a cataloguer at the National Library of Ireland and took information from various books that would appear in her automatic writings about ancient history.[167]
"Have a little fun with friends," she told INSIDER. "Before going out one night, pull three cards with the intention of the cards giving you some forewarning about the evening. Let it be fun and easy and involve everyone! You can even ask, 'what happens if we go to this spot or this one?' Let the cards decide your night and see if they gave good advice!"
Let's say you want to find a new romantic relationship. Instead of pulling a card to predict whether Prince Charming is just around the corner and either being blissfully excited or bitterly disappointed, you consult the cards to discover how you can attract love (and keep it!). You draw the Ten of Cups, and upon seeing the happy family dancing under the rainbow in the card, you are reminded that to attract love, you need to set a clear vision of what it is you want to attract.
My sister and I both realized our gifts and then discovered from speaking with our father that his father's brother was an acknowledged psychic in Rome, Italy. And then I also realized I could read hands and what I would see would surprise everyone and what I would predict would happen. I was really surprised at what I was able to read off the hands of my friends.
After her death in the 1980s the medium Doris Stokes was accused of fraud, by author and investigator Ian Wilson. Wilson stated that Mrs Stokes planted specific people in her audience and did prior research into her sitters.[174] Rita Goold a physical medium during the 1980s was accused of fraud, by the psychical researcher Tony Cornell. He claimed she would dress up as the spirits in her séances and would play music during them which provided cover for her to change clothes.[175]
The first documented tarot packs were recorded between 1440 and 1450 in Milan, Ferrara, Florence and Bologna when additional trump cards with allegorical illustrations were added to the common four-suit pack. These new decks were called carte da trionfi, triumph cards, and the additional cards known simply as trionfi, which became "trumps" in English. The earliest documentation of trionfi is found in a written statement in the court records of Florence, in 1440, regarding the transfer of two decks to Sigismondo Pandolfo Malatesta.[6][7]


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NEWS9 November 2018
NEWS9 November 2018
US – Havas Group Media has hired Bret Leece for the newly created role of global chief data & innovation officer.
Based in New York, Leece (pictured) will build useful data products and services, providing platforms for media planning and buying. He will be responsible for data sourcing, overall data governance, audience planning and commercialisation and will work closely with the strategy, research and analytics teams.
Leece has held leadership roles at several global agencies, including as global chief product officer at Initiative, president at Dentsu Aegis Network, and product lead for cross-platform measurement at comScore.
Peter Mears, CEO of Havas Group Media, said: "More than ever, clients want engaging, meaningful content to communicate with their customers – they want that content to be built on a data foundation comprised of what their customers think, feel, and do. As such, Bret will work closely with Havas Media's technology team."
Bravery and a focus on learning will reap rewards when building a career in #mrx, says @SineadH @HassonAssociate… https://t.co/HKUqExycTR
MFour adds customer experience in-store tool https://t.co/7uwnWuLD60 #mrx #marketresearch
Facebook 'unintentionally' collected user email contacts https://t.co/XUQzuEjK9D #mrx #marketresearch