text:
Steve, not only did you come off with an edge regarding the article written for Angie's list but you came awfully close to being slanderous. The article was written if you will have read his bio by a very well established professional painter. The issue regarding the deposit was put in question by a responder. I have read your response in full as you suggested, and companies as large as yours are just as likely to use the tricks of the trade as the small guy as you suggest, if not more so. A large company has less oversight and workers get lazy with the boss not looking over their shoulder. I have had experience in this area, and thought that i was dealing with a very reputable company that had been recommended by a couple friends, my insurance company, and my adjuster who had dealt with the company. I had terrible problems with the company, who do full restorations and like your company paint in all areas. To finalize your statement that Established businesses do not cheat customers is completly false and is a very misleading statement. I am suprised that Angies list allowed you to post such an outragious comment. All you have to do is look in the Civil lawsuits section of the Established businesses that are being sued or are under investigation for fraud and cheating their customers!
At Handy, we know that your time is valuable, whether you're a busy professional or a hardworking parent looking after the kids. We won't expect you to take a slice out of your day waiting for your house painting services to arrive. Book an interior painting professional through the Handy platform and you can choose when they arrive. Rest assured that they'll turn up on time, every time.
The Lead Renovation, Repair and Painting (RRP) Rule establishes requirements for firms and individuals performing renovations, and affects contractors, property managers, and others who disturb painted surfaces. It applies to work in houses, apartments, and child-occupied facilities (such as schools and day-care centers) built before 1978. It includes pre-renovation education requirements as well as training, firm certification, and work practice requirements.
A GREAT Paint Contractor Presents Proof of Insurance While a good paint contractor may tell you he's insured, a GREAT contractor presents a copy of his policy, proving the amount of coverage, he carries for both property damage and bodily injury that may result from the contractor's work. By nature, paint materials are highly flammable and, should a tragedy occur, you need to know your contractor is sufficiently insured.
So why not just paint your own home. I'm not a painter, so my wife and I take our time, buying the paint and supplies, and doing our own painting. Yes, we need to tape, and it's not perfect, but we get the satisfaction of seeing our completed work. Get the supplies, sliders for your furniture, and patience and go for it. That way YOU have control over the entire project.
I agree with you Richard, as a painting contractor for very many years, people are always looking to get more and more out of you. I had to give an estimate to a lady a few weeks ago who had more stuff around her home than a thrift store including heavy furniture, stuff all over the floor and junk everywhere. I knew if I accepted the job id be a furniture mover and cleaner. I also agree this article makes it seem like the contractor is out to rip off the customers. Fact is I always leave doing more work than agreed upon. It doesn't bother me since the customer is always satisfied. Just saying
Minor repair and maintenance activities that disturb 6 square feet or less of paint per room inside, or 20 square feet or less on the exterior of a home or building. (Note: Window replacement, and partial and full demolition activities, are always covered regardless of square footage. Activities designated as "prohibited" are prohibited regardless of square footage.)
Interesting information! We just got scammed in White Stone, Virginia... we chose the same color, but went from a flat to an eggshell finish. I wasn't available to stand over the painter while he painted. For such a detailed job, I marveled at how quickly he finished the project! After he was paid for the job, we discovered all he did was roll paint across the walls and close to the crown, baseboards and detailed trim around windows and doors leaving about an inch or so of the flat finish. By using the same color, he didn't even do the job he was paid to do, which explained why he could finish the job so quickly. By using the same color... he got lucky and passed it off as a completed job not bothering to paint to and cut in around the trim. Upon further evaluation of our walls we could see exactly where he stopped because we could see the difference between the flat and eggshell finishes. There are walls he didn't even bother to paint. Then where he did paint near the crown when we were in the room watching ... he hit the crown moulding and tried to tell us it was already there... and tried to sell us on painting the crown moulding. I am so disgusted and upset!! He'll be hearing from us to rectify the situation.
The materials of the home's facade should be considered before painting your home. When painting flat surfaces like siding or wood, you can opt for standard outdoor paint. When painting a textured surface like stucco or brick, "elastomeric" paint is a much better choice. This type of paint can stretch more than normal paint, which allows it to bridge over small gaps and crevices, painting smoothly over texture.
When you choose Five Star Painting residential house painting contractors, you can feel confident that you are hiring the best in the business. Local Five Star painters have been serving clients throughout the United States and Canada since 2004. From taking time to prepare the area to using exactly the right equipment for each job, we make sure the project is done correctly. Our experience shows: We're good at what we do, and our clients are always happy with the work we leave behind!
Some contractors work on time and material others on a firm contract. I would never hire the former and am leary of the latter. A contractor may low-ball a bid to get the job planning to make a killing on change orders. If you say good morning to them, they charge you extra for that. If the contract is not very, very specific and extensively fleshed out or if they display their change order schedule prominently on top, show them the door.
I'm an architect and my firm routinely specifies interior finishes for projects so I thought I'd contribute a professional's perspective on the issue of how many coats of paint are deemed "acceptable". The fact of the matter is the average consumer usually isn't a paint expert and can't be expected to know about all the factors that impact coverage. That knowledge is considered "means and methods" and in a court of law, the responsibility lies with the painter or general contractor, not the consumer. What the consumer should be concerned about is the final result-does it look good and is it what you expected? The simplest way to communicate this to your painter is to stipule in your written agreement that the number of coats will be "as required to cover". That way all the guess work about what kind of primer, how many coats, how color affects the scope of work, etc., is removed from the consumer's responsibility and resides where it belongs-with the professional. In the contract that's why retention is always a good idea-typically 10% is withheld from payment until the job is completed to the satisfaction of the customer. Of course in return you as the customer have to be reasonable about what constitutes a completed job. Just my $.02.
Only a dummy gets involved with so-called "contractors." Hire a qualified actual worker yourself. Check out their resume/background, etc. RULE #1..NO ADVANCE DEPOSITS! Pay daily or weekly or upon satisfied completion according your standard, not workers. Contractors are merely employment agents. If that's the way you get work done, then go ahead and waste your money and wind up with the myriad of problems enumerated upon in the news clip above. RULE#2.. NO SMOKERS. They are lighting up on your money. RULE#3: No cell phones while working. Talk on their own time after work
To paint a large section without leaving lap marks, roll the nearly dry roller in different directions along the dry edge, feathering out the paint as you go. After completing the entire length of the wall or ceiling, move to the next section and paint over the feathered edges. For the second coat, apply the paint in the opposite direction. This crisscrossing paint application sharply reduces (if not eliminates) lap marks.
Estimates are one of the most important tools to help you land the next job. During our most recent webinar series on estimating, Fred Yarur of PEP (Painter's Estimating Program) outlined 10 foundational principles to support effective estimating procedures. Use estimate tools. These enhance your ability to make informed decisions. Estimating is the process of […]
Some proposals simply say to paint the walls and ceiling and never specify the number of coats to be applied. If the colors are similar enough, it's possible to get away with one coat of paint and not discount your pricing. No matter how hard you try, tiny, pin-sized air holes will pop exposing the original walls. This may not bother you if you can't notice it, but principally speaking you should have paid your painter less for the work.
House painting is important for many reasons. Obviously, a good paint job beautifies and adds character and personality to your home. Just for that reason it's important to take sufficient time planning which colors, shades, and paint styles you want to decorate your home with. But paint also serves as one of your home's primary lines of defense against weather, insects and other damage, so it's an important aspect of home maintenance to keep up on as well.
After our own inspection, your Job Site Supervisor will walk you through the space, giving you the opportunity to review our work and to provide any initial feedback. You may also be contacted for a follow-up satisfaction survey so that we know how we measured up to your expectations. Our paint jobs are designed to last up to 7 years on a properly maintained surface, so you will get to enjoy your beautiful newly painted room for years to come.
Before we start, you will have to choose your color. If you would like to replicate a color already on your wall, you can use an old can of paint for reference, or you can take a chip to the paint store. We can help you identify the color, the finish, and type of paint with our visualizer tools, and we also offer a Color Consulting Service if you need help coming to a decision.
You want to convert a wall to dry erase board, coat it in clear or change the color of the wall. If you want it to match your filing cabinets and cubicles we can coat your wall with metallic colors.No longer do you have to have a WHITE dry erase board. You can now have it clear or colors for any surface. You can coat any chalkboard with clear and turn it into a dry erase board. It is now your choice for your décor. See our dry erase painting video here.
When selecting a color scheme for the home's exterior homeowners can choose color options that will correct flaws that they may feel exist with their home and property. Some examples include utilizing two shades of a single color to make a home appear appropriately sized when the home may be too large or too tall. To accomplish this effect individuals will want to place the darker tone on the upper level of the home's exterior. Smaller windows can appear more proportionately sized by trimming them in a lighter tone of paint. Darker colors make a space or feature appear smaller. The same effect can be obtained for homes positioned further away from a curb. By using lighter tones the home will not feel camouflaged.
We used FHP to paint the interior of our home and were very satisfied with their work. Joe, the owner, was always available to answer any questions I had. He put up samples for us in each room so we could choose the best color. They prepped the house well and the end product was more than expected! His price was fair compared to competitors. FHP finished the project in a timely manner . He even offered to come back and touch up the paint after we have moved in ! I would recommend FHP for any job!
First off all clients want a "deal" As a painting contractor for 38 years I can tell you that residential-commercial-industrial clients (and their needs are all diffrent. It seems this discussion mostly concerns residential repaints,so here goes--first off ALWAYS get a personal referance from a friend or co-worker. Always get an itemized contract that specifies the prep,color, number of coats, and specifics on payment. Remember you want to set up a relationship with the painting contractor of your choice. Bond, license and insurance are required to get a contractors license and are readily available online at your state Labor and Industries website. Second-- find someone you trust. He or his crew will probably be left alone in your home for most of the time. I always tell my clients that I wont bring someone to their home I wouldnt have in mine. Third--$$ Dont ever pay up front always insist on progress draws if the project is 2 or 3 phases remember If a contractor wants $3000 to do the job and you give him half up front he will be working for $1500. It WILL affect the quality of the product. In 38 years of business I have never taken a deposit and have never not been paid in full remember do what you said you would do for exactly what you said it would cost and there will be no problems with getting paid. one last reminder to clients you are also being evaluated when you interview a contractor. He is sizing you up as well. If he thinks you are a bit sketchy the the price will go up or he wont take the job at all. I have turned down some jobs that looked very profitable on the surface that turned out not to be so.(word gets around fast in the small painting community) Good Luck to clients and contractors
Maybe you've just moved into a new home, and you haven't got around to buying brushes and rollers yet. Perhaps you're worried that your brush-skills aren't that good, and you won't achieve that professional-looking finish that you're really going for. Handy professionals will turn up with everything they need to get the job done, from ladders and brushes, to rollers and tarps. You just have to provide the interior paint and primer!
When painting the trim, you don't have to be neat. Just concentrate on getting a smooth finish on the wood. Don't worry if the trim paint gets onto the walls. You'll cover it later when painting the walls. Once the trim is completely painted and dry (at least 24 hours), tape it off (using an "easy release" painter's tape), then paint the ceiling, then the walls.
Third: The contractor buys the materials. We get them at a better rate and customers really don't know what they are getting into by being a material racer. Once again, I'm not referring to the guys that paint a bedroom or 2 a week. Tell the homeowner to go grab 50 gallons of paint, $300.00 worth of sundries and related job cost items and I'd be interested to see how it works for them....IT WILL NOT. And if were talking about people getting taken advantage of here, the paint suppliers with no relationship to a homeowner will 100% GOUGE the customer and completely take advantage of them with pricing. Contractors will pay nearly half the price and will still save the customers money marking up paint 10-15%.
Load flat or eggshell exterior paint color into paint sprayer. Depending on intensity of hue, apply one or two coats of flat or eggshell exterior paint to entire house. Be sure to work your way from top to bottom in a smooth, controlled manner, overlapping each stroke by 8 inches. TIP: When changing exterior color from light to dark or dark to light, start with a coat of primer to ensure proper coverage. Primer is not necessary when a fresh coat of existing color is being applied.


text:
Consult City's Top Doctors, The Minute You Need To
Your First consultation is
Cases done
by Dermatologists
Dermatologist Hospitals
Causes and treatments of Viral rash
Rashes and infections that can be caused due to seasonal or other changes.
Most of these viral rash are caused by serious cases of illness. Viral rashes usually have small pink spots. They occur in all sides of the back, the stomach and sometimes around the whole body. [1]
- Lab tests are often required in most cases
- Extremely common in boys and girls
- Occurs mostly in kids than elders
- Can have sharp effects of the sunburn
Viral rashes are illness that are caused by viruses present in elements and occurs due to bacteria or fungi. Most of these viral rashes tend to affect the toddlers; children experience tremendous itching on the skin and inflammation on the affected areas. While they may look harmless to the normal eyes, these viral rashes should be treated immediately so that they can disappear once the infection is cleared.
Ages affected -10-20 years: most often; 20-40 years: fewer; 40+ years: less
Symptoms may include itchiness in the inflamed area that can be assisted with fever and chills. Sometimes having body aches can be extremely common.
People may experience
Pain areas – body, arms, legs
Skin issues - unexplained redness, swelling, irritation, rashes
Fatigue – general fatigue can occur due to weakness
Self-care: For itchiness of the skin or swelling of the inflamed portions, washing them regularly and keeping the skin hydrated with proper elements can help reduce the rashes.
Medications: For inflammations, anti-inflammatory drugs can really help. Itchiness or roughness can be reduced with the help of topical creams.
Specialists: For other kinds, consult a skin specialist. At mfine, we are here to help you and your entire family so that you don't have to worry about your medical requirements.
Dr. Girish Panth
MD- Dermatology
33+ years exp
Dr. Praveen Rodrigues
MD - Dermatology
25+ years exp
Dr. D. Indira
MD, DVL - Dermatology (PGIMER, Chandigarh)
25+ years exp
Dr. Syed Hidayathulla
MRCGP (UK), M.B.B.S, Fellowship in Aesthetic Medicine
24+ years exp
Dr. Sharath Gurrala
MS Gen.Surgery, MRCS (Edinburgh), MRCS (Ireland), MRCGP, DFFP, MCh Plastic Surge...
21+ years exp
Dr. Jaidev N.C.
17+ years exp
Other Specialities
Give a missed call to 08061914343 to Download the App

subset: commoncrawl


text:
Tea, cake, and life in Britain
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This Friday, June 6, Wal-Mart will hold its Annual Shareholder Meeting in Fayetteville, Arkansas. Lehman is very bullish on Wal-Mart and hopes to hear more reassuring news about comparable store sales and ROI:
Regarding comps, we continue to believe that Wal-Mart is very well positioned to take advantage of the tough consumer spending environment and Friday could be an early look at Wal-Mart's success in capitalising on taking share of the stimulus checks.
…fundamentally the business is a lot stronger than it was 6 to 8 months ago, especially around inventory management, which should result in lower markdowns and shrink, and improve returns.
Similarly, we expect mgmt to provide an update on the company's ROI initiatives, particularly around CapEx. While TTM ROI in the last quarter declined by 50 bps, we believe the commitment to improving ROI remains a primary focus of Wal-Mart mgmt.
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It is the legal right of an individual who is injured at the workplace to file a workers' compensation claim and receive workers' compensation benefits. This is regardless of the profession, core business, type of injury, or mechanism of injury. In New Jersey, as in other states, there are limits on the timeframe, requirements for reporting the injury, and procedure for filing a workers' compensation claim, but provided the necessary legal processes are followed, nothing should prevent an injured employee from exercising his or her right to compensation. Therefore, in New Jersey any action by an employer to dissuade or prevent an employee from filing a valid workers' compensation claim should not be tolerated. This begins with an employer's failure or delay to report an employee injury to the proper insurance provider and extends to forms of retaliation against an employee who does file a workers' compensation claim. The lawRead More
The State of New Jersey provides robust protections for employees who are injured at the workplace. The state provides for medical, temporary and permanent disability, and death benefits that can help an employee or employee's family stay financially stable after an accident or injury at work. However, not all employees receive the same support and assistance from their employers when filing a workers' compensation claim and receiving benefits. In certain instances, an injured employee in New Jersey can have a claim for workers' compensation denied or delayed by an employer or insurance provider. If this does happen, it is important for an employee to know how to proceed. Employer Fails to Report Injury to Insurance Provider As soon as possible after an injury occurs, the employee should notify his or her employer. The sooner an employer knows of an injury, the more likely it is an employee will receive fullRead More
Often, an injury at work is unexpected. Even in jobs and industries where manual labor is common or risky situations arise, employers typically have processes in place to prevent employees from hurting themselves or others. However, every day accidents do occur on job sites and in the workplace. As it turns out, certain injuries are much more common than others. How Are You Likely to Get Hurt at Work Regardless of industry or job description, the most common injuries in workers' compensation claims in New Jersey are strains and sprains. The Department of Labor has found that this is also the most common type of injury in the workplace nationwide. Insurance providers estimate that these claims amount to approximately 30% of workplace injuries in the United States. Strains and sprains are less likely than more serious injuries to be reported by an employee to his or her employer. Prompt notificationRead More
If you injure your back while on the job there are a number of practical and legal steps that are required down the road. Eventually, a workers' compensation claim will need to be filed with the Division of Workers' Compensation in New Jersey. However, at the onset there are two immediate concerns for an injured employee. The first is seeking medical attention; and second, employees need to inform their employer of the injury. Seek Medical Attention In the event of a workplace injury, health and safety concerns are incredibly important. Care should be taken not to aggravate or worsen the injury, and if necessary, a visit or admittance to the hospital should be arranged. The sooner you obtain medical care, the better for ensuring the injury heals properly and when it comes to providing documentation and proof of the injury in a workers' compensation claim. Inform Your Employer ASAP TheRead More
Lawyer Albert J. Talone Explains Worker's Compensation Benefits What rights does an employee have when injured at work? Albert J. Talone, NJ workers compensation lawyer, outlines three basic rights for New Jersey employees. Under the New Jersey Workers' Compensation Act an employee is required to report any work related injury within 90 days of the date of the accident. After reporting an injury, Talone points out on his website that NJ workers compensation law entitles injured employees to three benefits: temporary disability benefits, medical benefits, and permanent partial benefits. Temporary disability benefits is when an employer and/or employer's insurance carrier is obligated to pay 70 percent of gross weekly wages up to the maximum rate for time lost from work. "You must also be out of work a total of seven days before you are entitled to receive temporary disability benefit," Talone's website talonelaw.com explains. Certain prerequisites apply, such asRead More
Workplace injuries are common in all areas of employment. Notice of work-related accidents or occupational disease must be given to the employer within specified timelimits or else the injured worker will lose rights to certain benefits. If you are injured on the job you should notify your employer as soon as possible. If possible, complete your employer specific accident injury report/form. Be sure to request a copy of the document. The Workers' Compensation statute addresses how to give notice. N.J.S.A. 34:15-17addresses traumatic claims and Notification to Employer. N.J.S.A. 34:15-34 addresses occupational claims and the time for making a claim. The statutes in relevant part reads as follows: 34:15-17. Notification of employer. Unless the employer shall have actual knowledge of the occurrence of the injury, or unless the employee, or some one on his behalf, or some of the dependents, or some one on their behalf, shall give notice there ofRead More
Workplace injuries are common whether you work in an office environment, construction/job site or retail establishment. In fact, workplace injuries can occur in all areas of employment. In the event you are injured at work, you should preserve your rights by following these simple guidelines: Immediately report your injury to your employer. You should report every injuring incident to your employer. Even if you do not think you are seriously hurt it is still good to advise your employer of your injury. Complete a First Report of Injury Report. These are often called accident/incident injury report/form. Be sure to request a copy of the completed document. In the event you need medical treatment, go to the local emergency room or employer authorized medical provider and advise as to ALL injuries. Do not pay for any medical treatment out of your own pocket. Do not submit medical bills to your privateRead More
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text:
What do you collect?
By Erilyn
United States
March 16, 2007 2:41pm CST
I know some people like to collect different things. For instance my mother collects cows, I have known people to collect chickens, all kinds of things. I for one happen to like butterflies. I have 4 tattooed on me lol. If I see something cute with a butterfly on it I just have to get it. My fiance says I have to be the only person in the world that likes butterflies lol. Is there anything in paticular that you like to collect? Or maybe something just looking around you notice you tend to graviate more towards?
5 responses
@sunshine4 (8708)
• United States
16 Mar 07
I love butterflies too. I usually will pick up jewlery if it has butterflies on it, but I don't collect anything. My husband collects coins~ pretty boring to me, but whatever.
@netski_15 (423)
• Philippines
16 Mar 07
I love collecting scented candles in different shapes. It just relaxes me. I have also a collection of small soaps and shampoos from different hotels where i have stayed... weird but it's my fashion. I place it in a cabinet displaying the name of the hotels.
• United States
16 Mar 07
I never thought of saving them like that, I usually put the shampoos and stuff from hotels in a drawer, then when the kids go to a sleep over or to their gandparens house, I pack them into their bags. That way they have their own stuff with them and I don't have to worry aobut them leaving a whole bottle of shampoo or body wash behind.
@cytherea13 (220)
• Philippines
24 Mar 07
I'm collecting cd of my favorite artists and vcd of my favorite actors & actresses as well as my favorite magazines such as T3, Marie Claire, Cosmopolitan & Animal Scene...
@spasm061568 (285)
• Philippines
18 Mar 07
I collect toy cars, usually die-cast metal cars, from the tiny ones to 1:18 scale. I usually prefer old or classic cars.


text: That is a wonderful, romantic story. Elizabeth, you need to add a romance section. I think Mickey has a story that would fit into that category, too. Cindy --- Dan Beaver <dbeaver888@xxxxxxxxxxxx> wrote: > You are so right about initial responses having a > lasting effect. You could ask my wife about this. > > In the fall of my senior year of highschool I > attended a regular public school instead of a school > for the blind. One day we were going to be having > an assembly to kick off our home coming week events. > I was standing in the hall outside the auditorium > waiting for the assembly to start. > > I had been visiting with some friends when I heard > someone ask if I needed any help. I turned and said > no that I was just waiting for the assembly. I > realized it was a young lady from one of my classes. > She was very quiet and generally spoke only when > she was spoken to. I had not had the opportunity to > talk with her before. > > We began talking and ended up attending the assembly > together and then all the week's events as well. We > dated through that year of highschool and were > married about a month after graduating. We worked > our way through college together and through early > years of employment and on to today. That was 31 > years ago. > > Yes, initial responses can have a lasting effect. > ;-)) > > ____________________________________________________________________________________ Any questions? Get answers on any topic at www.Answers.yahoo.com. Try it now. To unsubscribe from this list send a blank Email to bksvol-discuss-request@xxxxxxxxxxxxx put the word 'unsubscribe' by itself in the subject line. To get a list of available commands, put the word 'help' by itself in the subject line.


text: In this classic text, a Nobel Prize-winning astrophysicist presents the theory of stellar dynamics as a branch of classical dynamics--a discipline in the same general category as celestial mechanics. His method offers the advantages of clarifying the theory's fundamental issues and defining its underlying motivations.S. Chandrasekhar investigates two areas. The first concerns problems in which the time of relaxation of a stellar system is central. His method consists of analyzing the effects of stellar encounters in terms of the two-body problem of classical dynamics and applying this theory to the dynamics of star clusters. The second area investigates problems centering around Liouville's theorem and the solutions of the equation of continuity; here, the author discusses the dynamic implications of the existence of a field of differential motions, which appears to be the most striking kinematic feature of the galaxy and the extragalactic systems.This edition includes two papers by the author that were published after Principles of Stellar Dynamics and that have been studied and quoted extensively: "New Methods in Stellar Dynamics" (originally published in the Annals of the New York Academy of Sciences) and "Dynamical Friction" (originally published in The Astrophysical Journal).


text:
Agents and brokers both earn the bulk of their income through commissions earned on the sales they make. An agent working for one company can enjoy the stability that comes from having one compensation plan. A broker who works with a number of insurance companies can experience income variances, depending on which company's products she sells. However, brokers have the flexibility to write business through the companies that offer the highest commission rates, assuming they provide the products that meet their clients' needs.
Insurance Calculator Co Aurora CO 80015
Note 14 Down payment not required when the down payment is less than $50 and the member has at least one active product and no processed Non-Payment cancellations (NPCs) in the last three years. Not available in Azores, Belgium, France, Germany, Greece, Italy, Netherlands, Portugal, Spain, and the United Kingdom, Guam, Puerto Rico, AK, AL, CA, CO, KS, LA, MS, ME, NC, NE, NJ, NY, TN or VA.
These guys are amazing! I had the delight of working with Carl, who saved me literally $1,000+ in my home owner insurance of equal coverage to my prior (awful) carrier. He also helped get coverage on a particularly tricky house without batting an eye about how best to do it. I came to Insurance Brokers of Arizona after getting either insane quotes or just outright bad service from other providers... and this experience was so, so easy with great service to boot. I won't consider going anywhere else, and they're getting my business for any other property (and auto) that we get now or in the future!
Insurance Journal Co
Nice write up. I personally have been able to save with an independent agent. A big concern of mine was finding an agent that worked with more reputable insurance carriers. There seems to be alot of agents who will use non-standard insurance carriers to provide cheaper coverage. I've heard some horror stories about customer service, sub-par adjustments, and claims services. I'd definitely do alot of research into the insurance companies the independent agent is appointed with.
Securities and investment advisory services offered solely through Ameritas Investment Corp. (AIC). Member FINRA/SIPC. AIC and The Business Benefits Group / IFG are not affiliated. Additional products and services may be available through The Business Benefits Group / IFG that are not offered through AIC. Securities products are limited to residents of Virginia. This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your Registered Representative. Read it carefully before you invest or send money. A Representative from The Business Benefits Group / IFG will contact you to provide requested information. Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.
Insurance agents, often referred to as "captive" agents, typically represent one insurance company. Insurance brokers, on the other hand, represent multiple insurance companies to ensure that you are connected with the right insurance for you. An agent acts as a conduit to provide information to insurance buyers. The insurance buyer then has the option to choose from available policies and contracts from the insurer offered through the agent. These policies and contracts are decided through contractual agreements that the insurance agents have with the insurers to meet certain guidelines.
If you are in the market for insurance for your business, home, vehicle, or your family, a broker can help you determine what your insurance needs are and what insurance is right for you. Because a broker works for you — not for an insurance company — you can be assured that your insurance broker has your best interests in mind when shopping for insurance policies. Contact an insurance broker today to learn more about how he or she can help you buy the best possible insurance for your needs.
When you work with an insurance broker, you can rest easy knowing that you are receiving honest, reliable service. Brokers provide full disclosure on commission rates and the effects that these rates may have on your insurance premium. In fact, brokers are required to disclose this information. If you choose to go through with the sale, know that the broker's compensation is included in your premium payments. At the point of sale, your broker should provide you with a statement that tells you how much of your premium will go towards commission. This allows you to make a more informed choice when shopping for insurance.
Once licensed, an insurance broker generally must take continuing education courses when their licenses reach a renewal date. For example, the state of California requires license renewals every 2 years, which is accomplished by completing continuing education courses. Most states have reciprocity agreements whereby brokers from one state can become easily licensed in another state. As a result of the federal Gramm-Leach-Bliley Act, most states have adopted uniform licensing laws, with 47 states being deemed reciprocal by the National Association of Insurance Commissioners. A state may revoke, suspend, or refuse to renew an insurance broker's license if at any time the state determines (typically after notice and a hearing) that the broker has engaged in any activity that makes him untrustworthy or incompetent.
Progressive Home Advantage® policies are placed through Progressive Specialty Insurance Agency, Inc. with affiliated and third-party insurers who are solely responsible for claims, and pay PSIA commission for policies sold. Prices, coverages, privacy policies, and PSIA's commission vary among these insurers. How you buy (phone, online, mobile, or independent agent/broker) determines which insurers are available to you. Click here for a list of the insurers or contact us for more information about PSIA's commission. Discounts not available in all states and situations.
Within Australia there are also a number of industry bodies that issue professional accreditations to members that comply with best standards of professional practice and integrity and maintain up to date skills and knowledge. The two main accreditations are the ANZIIF[12] CIP (certified insurance professional) and NIBA[13] QPIB (qualified practicing insurance broker) qualifications.
Insurance Services Co Aurora CO 80015
Our Employee Benefits team is acutely aware of the need to provide your employees with the appropriate benefits, while simultaneously ensuring the costs remain affordable to both you and your employees. Our experts take a proactive and consultative approach to doing business, and our goal is to not only help you retain your competitive edge, but to make benefit plan administration seamless for you. We go above and beyond for each client, acting as an advocate in price negotiation and dispute resolution in claims and billing scenarios.
Insurance Lapse Co
To sell insurance products on behalf of a particular insurer, an agency must have an appointment with that insurer. An appointment is a contractual agreement that outlines the specific products the agency may sell. It also specifies the commissions the insurer will pay for each product. The contract usually describes the agency's binding authority, meaning its authority to initiate a policy on the insurer's behalf. The agent may have permission to bind some types of coverage but not others.
Brokers are licensed by the state or states in which they operate, and they are required to represent their clients' best interests. This duty helps to ensure that a broker will steer clients to the best insurance for them, rather than to a particular company or to a specific policy. Brokers rely on repeat business from their clients, which also motivates them to make sure that their clients have the best possible coverage. In many cases, brokers may receive an additional commission if you renew your insurance plan — giving brokers an extra incentive to make sure that you have optimal coverage and that you are satisfied with your policies.
Brokers are not appointed by insurers. They solicit insurance quotes and/or policies from insurers by submitting completed applications on behalf of buyers. Brokers don't have the authority to bind coverage. To initiate a policy, a broker must obtain a binder from the insurer. A binder is a legal document that serves as a temporary insurance policy. It usually applies for a short period, such as 30 or 60 days. A binder is not valid unless it has been signed by a representative of the insurer. A binder is replaced by a policy.
We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines, and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet's official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.
Most of the time, agents are independent contractors, and they can be either captive agents or noncaptive agents (also known as independent agents). The former means that they work directly for a single insurance company, and the latter means they work for multiple insurance companies. Brokers, like Policygenius, are more independent, and work with a large number of insurance companies. They may also sell more insurance products, like disability insurance. Captive agents have fewer options to offer you because they only have their parent company's policies to choose from.
2 If you had a total loss with your brand new auto within the first year or 15,000 miles (whichever occurred first), we would repair or replace it with a brand new auto and take no deduction for depreciation. This does not apply to a substitute auto, an auto you do not own, nor a vehicle leased under a long-term contract of six months or more (subject to deductible). Does not apply to theft of tires or batteries, unless the entire vehicle were stolen. Deductible applies for special parts. Not available in NC.
These guys are amazing! I had the delight of working with Carl, who saved me literally $1,000+ in my home owner insurance of equal coverage to my prior (awful) carrier. He also helped get coverage on a particularly tricky house without batting an eye about how best to do it. I came to Insurance Brokers of Arizona after getting either insane quotes or just outright bad service from other providers... and this experience was so, so easy with great service to boot. I won't consider going anywhere else, and they're getting my business for any other property (and auto) that we get now or in the future!
An insurance broker is experienced in different types of insurance and risk management. They help individuals and companies procure insurance for themselves, their homes, their businesses or their families. Brokers may focus on one particular type of insurance or industry, or they could provide advice on many different types of insurance. They provide a service to their customers in helping them find and buy insurance — usually at no cost to their client.
I read the comments about the topic of my article and I see that some responses touch on the "middleman" in ways that suggest some things about those who reside "in the middle." One plus for us "middle" people is that we get to hear things from carriers that those on the retail buying end may not ever hear. Sometimes, when dealing with us "middle" people, you get a behind the scenes look at things that may have a bearing on your coverage. With life insurance through a broker vs an agent, you get to know that impaired risk underwriting (for unhealthy applicants) has a particular kind of nuance. For instance, carriers may decline your application because they take on a set number of impaired risk clients, and then they decline those coming after that. You might think, after being declined, that what they are telling you is "you are done, no life insurance for you." But, what I know from experience is that another carrier or two have not hit the limit yet on declines - and that might be the avenue of approach to get you approved. As a broker, I know things that apply across a broad spectrum of carriers, not just the playbook of one carrier. As a result, the market intelligence of this "middleman" can improve the experience of buyers by finding a way forward for them that is outside the boundary of what a retail buyer might ever know. One thing that I did not mention in the article is that I have been both a captive and a broker, and the experience allows me to see the pluses and minuses in both. Thank you for your responses, and if you have a question about insurance of any type (my specialties are life, Health, Disability, and Annuities) you may post it at MoneyTips.com and let the professional community respond to it. It's free, harmless, informative, relatively instant, and a bunch of other good things, too.
Insurance brokers are paid a commission based on the product you purchase. It can vary, depending on the type of insurance like: home , auto or business insurance. Commercial insurance may pay a higher commission since they have complex underwriting requirements and time consuming to find the right company. They are paid for new and renewal business. The service is generally FREE to you, but they are required to disclose any potential brokerage fee before making a purchase. InsuranceBrokers.com does not charge a fee for our service.
Property and casualty insurance provided by United Services Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, based in San Antonio, TX; USAA Limited (UK) and USAA S.A. (Europe) and is available only to persons eligible for P&C group membership. Each company has sole financial responsibility for its own products.
Insurance Quote Comparison Co Aurora CO 80015
While State Farm's shopping experience is well-reviewed, customers did not feel as strongly about it's claims handling process. The company scored about the same as the other four large companies, but was still mediocre. A large national company may be expected to not be very efficient because of the various departments involved in handling individual claims. If you want the assurances guaranteed to you by a large, "legacy" carrier, then State Farm is the best to go with.
For over 20 years, Agency Insurance Company has been one of the fastest growing insurance companies in the states of Maryland, Pennsylvania, and Virginia. Our highly trained staff is dedicated to offering the most competitive rates on personal auto, commercial auto, motorcycle and off-road vehicle insurance as well as fast and friendly service to our customers. Whether you need a quote or are filing a claim, we are here to help whenever you need us.
Insurance Endorsement


text:
At the age of 5, Susan already was having her doubts about Santa Claus. Hearing two youngsters in the pre-school sandbox talk about finding toys they asked for hidden under their mother's bed didn't help matters any.
But Susan remembered getting a candy cane at the Titusville Christmas parade when Santa and Mrs. Claus' float passed by. And, on that candy cane, there was a phone number -- Santa's Phone Number!
"Hello Santa?" said the timid little voice, still unsure if there would be a real voice on the other end of the phone. The sound of jingling bells and a hearty "Ho, Ho" was followed by, "Why, yes, this is Santa and who is this?"
Susan's eyes lit up as she held the phone tightly to her ear for fear of missing even one word. Once again, the spirit of Santa was kept alive.
Keeping the spirit of Santa alive, on both ends of the phone line, is the purpose of the Hillhaven Ho Ho Hotline, a program that enlists thousands of elderly residents living in Hillhaven nursing and convalescent centers around the country, to become Santa and Mrs. Claus for the Christmas season.
At Titusville Nursing and Convalescent Center, a Hillhaven property, the elderly residents eagerly look forward to their seasonal employment. This will be the second year that residents at the center will participate in the free local Ho Ho Hotline. Bill Sharman and Cleona Wall will be the official Santa and Mrs. Claus, while several other residents will offer assistance. And, during the busy times, resident elf Debbie Heldreth, activities director at the center, will field some of the calls.
"Last year we had one little boy who called back every day," said Heldreth, "I finally had to get on the phone as one of Santa's elves and ask him not to tie up the phone. I had to explain that Santa was very busy and there were hundreds of other children who hadn't talked to him yet."
Busy is an understatement for what happens on the Ho Ho Hotline from 2 to 5 p.m. every day from now until Christmas. "We unplug the phone when the time is up," said Heldreth. "The minute we plug the phone in the next day it starts ringing."
Last year, the local Ho Ho Hotline handled over 600 calls during the Christmas season. Each caller spoke personally with Santa and/or Mrs. Claus. Nationally, the Ho Ho Hotline, which is run at most Hillhaven-owned centers, kept more than 1,000 elderly residents busy answering close to 500,000 calls. The Ho Ho Hotline, aside from preserving the heartwarming tradition of Santa Claus, helps foster productive aging for the elderly residents and improves their feelings of self-worth, organizers say.
"Productive aging, in a nutshell, is the feeling of being not only needed, but a contributing member of society, no matter how old you are," said Dr. Paul Kerschner, president of the National Foundation for Long Term Health Care, and former associate director of the American Association of Retired Persons. "The Ho Ho Hotline provides a way for elderly long-term care residents to respond to the needs of little children."
Those who participate in the Ho Ho Hotline program are carefully chosen and the center's own Residents Council helps pick workers, Heldreth said.
"It's no small job being Santa," she said. "Sometimes the children can be cruel with the things they say. That's why we try to have someone intercept calls to make sure things aren't getting out of hand."
Despite an occasional bad call, the hot line helps involve the residents in a fun activity and as a result, can improve their outlook on life. They can often share their experiences with very young children, which makes them feel more needed.
"By sharing an exciting, happy experience with children, participants themselves gain happiness and excitement," said Kerschner.
The Ho Ho Hotline serves young and old alike. It helps the parties on both ends of the line feel better and gives them something very special to share. And, this year, the hot line will also help the children remember their manners by providing a Ho Ho Thank You Line.
The Ho Ho Hotline is free to local callers. The phone line, for children to speak to Santa or Mrs. Claus, will be open Monday through Friday from 2 to 5 p.m. until Dec. 24. The Thank You Line will be open from 2 to 5 p.m. Dec. 26 and 27. The number to call is 267-3018.


text:
All Activity
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[P.A. Cup - Cat. B] Glittering Wind
Bregir replied to gedren_y's topic in Brethren of the Brick SeasHmm, I wonder what the race day judges will say to the use of guns during the event! :D Easily your best vessel yet, Gedren. Very nice all around - what material did you use for rigging and sails? Overall, the rigging is good, as is the details on the hull. The mast is a little funky, though, apparently not made from a spar, but to my surprise, it doesn't look bad at all. Optimally, I think it would benefit from being taller. Good luck in the races!
2019 Friends Sets - Rumors and Discussion
Soupperson1 replied to Klaus-Dieter's topic in LEGO TownLooks like you'll be calling LEGO then I never noticed that about Emma's sets, that's pretty random. None of the girls use Light Royal Blue or Dark Azur I'm suprised they didn't give her one of those.
Technic 2019 Set Discussion
Bartybum replied to dimaks13's topic in LEGO Technic and Model Team180€ for a licensed RC doesn't sound too functional. Assuming 20€ or something for licensing, 60€ for the RC components, then 100€ for bodywork, I'm expecting the most complex function to be live axle suspension. No fancy diff-locks
[COR WTC] Company Policy
Bregir replied to Drunknok's topic in Brethren of the Brick SeasHave the payment been processed? @Drunknok @Mesabi @Captain Genaro
Technic 2019 Set Discussion
dimaks13 replied to dimaks13's topic in LEGO Technic and Model Team180€.
[GBC] Akiyuki Ball Factory
Frequenzberater replied to Berthil's topic in LEGO Technic and Model TeamI didnt expect you to complete it that fast. Great work!
[MOC] The Mill Blackbird
Seasider replied to Chawn's topic in LEGO Technic and Model TeamI remember seeing this in the automotive press a couple of years back and thought it was an interesting idea. I've no idea if it's been used on any films yet. does your Technic version run with the chassis extended? You show in the video that you can extend it but I don't remember seeing it driving in this form
JurassicVerse 2019 - Rumours, Speculation and Discussion
Roebuck replied to J4ck's topic in LEGO LicensedFrom what I understand it is the making of the mould that is costly, when they have that the price should go down a bit, but off course a big dinosaur uses more plastic than a small piece so it is costlier that way and the printing adds also.. It is JP so it must include dinosaurs, maybe a bigger set with old moulds could include more dinosaurs than a smaller set relatively It could be microskale, but would that be a big seller to kids when there is no big dinosaurs in a set, maybe they are on the minifig line up, 4-5 minifigs and a t-Rex
Harry Potter 2019 - Rumors and discussion
fanoflego2409 replied to Robert8's topic in LEGO LicensedI'm excited too, I thought that it wouldn't have that much amount of rooms. It must be a very good set!
Harry Potter 2019 - Rumors and discussion
Roebuck replied to Robert8's topic in LEGO LicensedYes, she is a perfect CMF candidate I agree it is a real bummer That is possible I guess Yes, but probably not before 2022 if they start over again (2019 3-4, 2020 5-6, 2021 7-8) Almost everything in the EP set is usable for army building including the trees (except Harry and Sirius, maybe the stag) Well a forest consist of tress in all sizes, so hopefully some of the future sets will also include trees so we can expand our forest every year I sounds like a amazing wave from what I have read and seen so far, but not a single owl?! This is HP there should be plenty of owls around
- Today
Avalonia Mini-Challenge: Game of Thrones
Servertijd replied to Henjin_Quilones's topic in Guilds of HistoricaWell, I won't vote ofcourse, because of my sigfig, not that it really matters.
Ballabreek 2019
Vindicare replied to greg3's topic in LEGO TownOh my gosh...the puns! They were terribly fantastic.
Harry Potter 2019 - Rumors and discussion
Guyon2002 replied to Robert8's topic in LEGO LicensedIt would be cool of all trees in the Forbidden Forest looked the same but these new trees make the Aragog tree look pretty pathetic
Ballabreek 2019
carebear replied to greg3's topic in LEGO TownThanks for this! Greetings!
Harry Potter 2019 - Rumors and discussion
Accio Lego replied to Robert8's topic in LEGO LicensedWhile it would be cool if they all matched so the sets could mesh together and create the forbidden forest over time, I like the height and verticality on the patronus set trees better - they're more imposing and properly tree like.
Marvel Superheroes 2019 - Rumours, Speculation and Discussion
Guyon2002 replied to J4ck's topic in LEGO LicensedI'll be buying the Hydro-Man set and the War Machine Buster (which I saved so I would reach the 75$ pricepoint more easily)
JurassicVerse 2019 - Rumours, Speculation and Discussion
Guyon2002 replied to J4ck's topic in LEGO LicensedWhen it comes to dinosaurs I could see this happening, pricewise we could get Alan and the kids too. A lot of big D2C sets have 10+ figures (except for Silent Mary, which was/is one of the sets' downsides)
Marvel Superheroes 2019 - Rumours, Speculation and Discussion
TOTDForever replied to J4ck's topic in LEGO LicensedDo you guys think target will discount the molten man set? I'm hoping to buy it at $25
Marvel Superheroes 2019 - Rumours, Speculation and Discussion
ApocSlay replied to J4ck's topic in LEGO LicensedSpidey sets are on S@H in the New Zealand store. So many great sets this year.
Harry Potter 2019 - Rumors and discussion
LDDproductions replied to Robert8's topic in LEGO LicensedI remember you getting defensive too but I see your point.
Marvel Superheroes 2019 - Rumours, Speculation and Discussion
GoldenNinja3000 replied to J4ck's topic in LEGO LicensedSets are now up on Shop@Home. Avengers Tower and the Captain Marvel art print are free if you purchase over $75 worth of Marvel sets (in the US). I'd recommend buying the Hydro-Man and Molten Man sets, and getting a regular price Iron Man or Spider-Man keychain and pairing it with the Black Panther keychain on sale to get to $76. I'm hoping Target or Walmart will discount the Stark Jet very soon.
Harry Potter 2019 - Rumors and discussion
joeee replied to Robert8's topic in LEGO LicensedDoes anyone else wish the trees from the Patronus set would match the trees from the Aragog set?
LEGO Ninjago 2019
Dr.Cogg replied to Chilis's topic in LEGO Action and Adventure ThemesHere are my thoughts on the three sets I'll buy from this wave: Lloyd's Journey: I'll probably buy two, Akita in Wolf/Kitsune form and the Blizzard Samurai are great, the builds ok. Fire Fang: I like all the Fire Snakes, the giant snake build is good. Castle of the Forsaken Emporer: Akita's the standout character of this set, all the Blizzard Samurai look great, the dragon looks good, the castles a little disappointing because the play feature seems to take all the space. Side notes: I wish these sets didn't have the Forbidden Jitsu tornados and instead they used the parts count to make the sets better.
What did you buy today?
Khscarymovie4 replied to Kikuichimonji's topic in CommunityGot somewhat of a big haul of new sets. 75243 Slave I Anniversary Edition 76125 Iron Man Hall Of Armour 21316 The Flintstones 21317 Steamboat Willie
The Forest 3 Mafia Confirmation Thread
Hinckley replied to Hinckley's topic in LEGO Mafia and Role-Play GamesWell, everyone has logged in, but not everyone has confirmed. Trying to get to the root of the problem here. If the final confirmation happens tonight or tomorrow morning, I can get the Day One thread up tomorrow. If not, then I will be ready as soon as the remaining player decides to stop by and confirm.


text:
What Is It: A thin battery case for your iPhone 6.
Why It's Smart:
• Ultra thin (5.94″ x 2.79″ x .57″)
• Weighs 2.86 ounces
• Designed for the iPhone 6
• Case has antimicrobial protection that prevents the growth of bacteria, mold, and fungi
• Adds on a full extra charge to your phone
• Water-resistant and shockproof
• Impact-resistant
Where to Buy: Available on Amazon.
(Photo: Spyder)
Some review products are sent to us free of charge and with no incentive to offer a favorable review. We offer our unbiased opinions, positive and negative, and will never accept compensation to review a product.
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tree cup the christmas tree cup is a colorful cup that will get you into the holiday spirit baby owls in a tree cupcake cake.
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It's an excellent opportunity to offer technical training courses that teach people how to learn a much-needed skill, or accomplish an important task. It could also prove to be an important testing ground for your educational courses. If you are able to market your course on the site, against direct competition, you may be able to direct marketing to the general public, using a website, videos, or even an affiliate marketing program.
Some work platforms give you fairly mundane tasks to do which pay a few cents a piece. These are commonly called "Turk" jobs after the original mTurk launched by Amazon years ago. The work is fairly easy, usually only taking less than a minute to complete a task, but the pay is fairly low, making it necessary to do a lot of tasks before making significant money.
If you regularly buy domain names but fail to use them, you can always try to sell them for a profit. Selling domains is ultra competitive though. If you own a one word .com domain you'll have a better chance of selling. Words that have high search volume sell well too. Also, domains that are on trend at that moment have a better chance of selling. For example, a year ago fidget spinner domains were an easier sell than they are now. You can sell your domains on Go Daddy's Domain Auction. Look through the domains with the highest bids to see what type of domains sell well. It'll help you know whether or not the domains you have are worth selling and how much money you can make selling them.
Choose your niche and check for demand: The golden course combination is when you can find an in-demand niche that aligns with your skills and unique experiences. A great way to do this is to use Google Trends and Google's Keyword Planner to look for average monthly search volume for keywords related to your proposed course content. Are people actively looking for high-quality information about this subject? Of course, if you're already creating content for a blog, coaching service, or a site like Medium, you can test demand this way for free just like Bryan did.
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Build up a following on your Instagram account and you could quickly be making extra money online. Major brands, gear companies, and even startups are willing to shell out $500-$5,000+ per post to get in front of your audience. While it's getting harder and harder to build a massive Instagram audience, if you already have a solid niche and are posting quality content regularly, with a few small tweaks you can make yourself an influencer. Check out this awesome article from Shopify on how to build and grow your Instagram following to get started.
As an internet entrepreneur, you'll need your own web presence:website, blog, social media platforms, landing pages, sales pages, banner ads, or e-commerce site. But instead of selling your own products, you sell the products of other companies. You can use several of these combinations, if you like, as long as you get your marketing message to the public.
So, where are we supposed to turn to make money the legitimate way online? This isn't just about generating passive income; this is also about finding ways and means to create an active income through the conveniences afforded to us by the internet that will not only help us with our debt obligations, but also empower us to save, invest and get really rich in the future.
Land next to your home can be used for a variety of purposes depending on how much you have available. If you have half of a building lot that connects to your home, you can rent the space out to someone who wants to store their RV or trailer there instead of paying a lot for a storage unit. Pieces of land that are several acres in size may be able to be used for light agricultural purposes, giving you several hundreds of dollars a year, if not more.
It's not the sort of online money making opportunity that's covered in glory, but everyone needs a set of eyes to make sure the numbers add up at the end of the year. Every business and most individuals need someone to help prepare tax returns, especially time or resource-strapped small business owners. The Income Tax School provides an array of training programs that'll certify you with tax prep in as little as 10 weeks, and once tax season rolls around you'll be able to charge an average of $229 per return as a freelance tax preparer with this side business idea, reports CNBC.
Getting businesses to advertise on your podcast, either at the beginning or end or both is a great way to create a revenue through podcasts. Most businesses won't be keen to advertise on your podcast until you can prove a large number of listeners. Therefore, it is unlikely you will be able to start out from the get-go with sponsors. But once you accumulate regular listeners or a high number of downloads from iTunes, you can start to sell advertising space on your podcasts.
Painting a home usually requires the skills of a professional painter since even a small mistake can necessitate a large area of a home to be repainted. Looks matter far less when it comes to other buildings on a property, making it possible to get into the painting business while sticking mainly to sheds, barns, or other structures not directly attached to the home.
Getting businesses to advertise on your podcast, either at the beginning or end or both is a great way to create a revenue through podcasts. Most businesses won't be keen to advertise on your podcast until you can prove a large number of listeners. Therefore, it is unlikely you will be able to start out from the get-go with sponsors. But once you accumulate regular listeners or a high number of downloads from iTunes, you can start to sell advertising space on your podcasts.
Monetizing your blog through affiliate marketing is usually faster than trying to create your own information product to sell. Or monetizing with Google Adsense. You can also add products to sell on your blog using Oberlo. To make money fast, you'll need to drive a ton of traffic back to your blog. You can do this by writing multiple pieces of blog content every day. You'll need to write at least 1500 words per post. Share the content on social media using hashtags to improve your chances of being found. Don't forget to optimize for search. Once you take care of all these things, you'll be a step closer to earning money online.
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Not only will this multiply the money you're bringing in in a serious way, but it protects you against any sudden changes in the market or in your business. Remember that old saying about putting all your eggs in one basket? A few hours a week committed to just one or two of the following opportunities will put you in a much stronger position to be financially safe and independent.
10.Know What Success Really Means: Despite his wealth, Warren Buffett does not measure success by dollars. In 2006, he pledged to give away almost his entire fortune to charities, primarily the Bill and Melinda Gates Foundation. He's adamant about not funding monuments to himself — no Warren Buffett buildings or halls. "I know people who have a lot of money," he says, "and they get testimonial dinners and hospital wings named after them. But the truth is that nobody in the world loves them. When you get to my age, you'll measure your success in life by how many of the people you want to have loved you, actually do love you. That's the ultimate test of how you've lived your life."
10.Know What Success Really Means: Despite his wealth, Warren Buffett does not measure success by dollars. In 2006, he pledged to give away almost his entire fortune to charities, primarily the Bill and Melinda Gates Foundation. He's adamant about not funding monuments to himself — no Warren Buffett buildings or halls. "I know people who have a lot of money," he says, "and they get testimonial dinners and hospital wings named after them. But the truth is that nobody in the world loves them. When you get to my age, you'll measure your success in life by how many of the people you want to have loved you, actually do love you. That's the ultimate test of how you've lived your life."
So, where are we supposed to turn to make money the legitimate way online? This isn't just about generating passive income; this is also about finding ways and means to create an active income through the conveniences afforded to us by the internet that will not only help us with our debt obligations, but also empower us to save, invest and get really rich in the future.
Other popular online get-rich-quick schemes can include survey taking, whereby a user would complete surveys of varying subjects and get paid for the time. Get-rich-quick schemes take advantage of this and often promise that users can make a good income from doing this, which is not the case. Individuals who partake in survey taking can expect small profits that can supplement another full-time income.
Write and publish an eBook. You don't need a traditional publisher and financial backing to publish your own book anymore. In fact, Amazon.com makes it possible for you to publish your own eBook and sell it independently – with no financial investment on your part. And with Kindle eBook publishing, your book will appear on Kindle stores worldwide within 24-48 hours. Just be prepared to market it yourself on social media, your blog, or elsewhere if you expect to generate sales.
Find an audience for your passion or hobby and you're all set to make money online doing something you love via a niche website. That of course, is easier said than done. Creating a profitable niche website takes time and is not intended for the faint of heart. But, if you can hurdle the steep challenges and positively answer a few key questions on whether the website business idea you're thinking about is profitable, then you can begin building it and eventually monetize through advertising, affiliates, or other relevant products.
How many email newsletters are you bombarded with every single day? There's a reason for that. Marketing to an actively interested group of email subscribers is one of the best ways to make money online. There have even been million-dollar businesses built from simple email newsletters like TheSkimm, or Mister Spoils. Each newsletter targets a specific type of user with interesting, daily content, while also partnering with relevant companies and affiliates to bring in extra money. If this seems daunting, it's not. Tools like MailChimp, ConvertKit and AWeber make it easier than ever to get started with email marketing. And another great option to consider (with the largest free plan available) is SendPulse, with their ability to send up to 15,000 emails per month to 2,500 subscribers, and then affordable plans starting at under $10/month as you grow from there.
Matched betting is when you make use of the free bets and promotions that Bookmakers give out from time to time. It's a type of hedge betting where you place bets on all outcomes of certain sporting events. If you follow the instructions correctly and don't make any silly mistakes, you could earn yourself an extra £800 to £1500 per month with Matched Betting.
Market your course: The beauty of using a course to make money online is that you can continue to sell it for as long as you'd like. Look for niche communities on Facebook, LinkedIn, or Reddit that might benefit from your content. Guest post on relevant blogs and sites. Look for anywhere you might be able to get in front of the right people. With just a few hours a month you can continue to generate sales.
Doing Fiverr gigs are a great way to build up a portfolio while still making money at the same time. Fiverr is mostly used for marketing purposes, which can be a great way to show off your graphical skills, or even write content. The website will take 20%, leaving you with $4 for the average gig, but doing a few a day adds up to substantial money by the end of the month.
A popular tactic to make money on social media is to pay for advertising affiliate products. Create ads for particular affiliate products that are big sellers and have a high yield. Then target these ads at specific custom audiences to ensure your ads are viewed by those who will have an interest in the product you are promoting. If viewers click through your from advert to the product page and make a purchase then you will earn an affiliate fee.
Holly told me she started writing content in 2011. At the time, she still worked a full-time job but created content online part-time to supplement her income. Over time, she was able to double and triple her rates until she could quit her full-time job to write. These days, she makes bank as a freelance writer and teaches others to do the same via her online course, Earn More Writing.


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Easy intro to Block Printing - Thurs May 9, 7-9 pm
Easy intro to Block Printing - Thurs May 9, 7-9 pm
In this relaxing and enjoyable workshop, we will be using the easy technique of block printing using waterbased ink and "soft kut" blocks. You will leave with a set of finished one-color prints and the confidence to make prints at home.
All tools and materials will be provided. Appropriate for any level. Min age: 14. $40 includes all materials. Workshop limited to 5.
Questions? Email: email@example.com
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Workshop will take place at Clare Winslow's Art Studio:
Triangle Art Studios, Studio B, 7711 Old Georgetown Rd, Bethesda, MD 20814
The Bethesda Metro is a short walk from the studios and public parking garages are located on Old Georgetown Road & Woodmont Ave.


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Beach weddings
The Perfect Combination. Stunning ocean views from every angle. Beach & cliff top ceremonies. Rick Stein at Bannisters Restaurant & award winning accommodation
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Mollymook NSW
Luxury tented accommodation and great food in a peaceful bush location near Jervis Bay, Paperbark Camp is a unique wedding venue and 'mini-moon' destination.
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QLD-Great Barrier Reef
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Honeymoon Destinations > NSW South Coast
Brides from the South Coast
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Port Douglas
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Honeymoon Destinations > QLD
Springbrook - Gold Coast Hinterland
Wedding Night Accommodation > QLD
Mini-moons are gaining momentum as a popular and savvy solution for time-poor newlyweds with pressing priorities.
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Discover a great way to enjoy a honeymoon in Tasmania.
Some love advice from your fave celeb couples!
May 12, 2018
Wellness is big news so we knew it wouldn't be long until we were asked to attend a wellness wedding.
Sep 03, 2018
An exotic cocktail of a thousand fragrances, colours and flavours from far-off horizons.
Delve a little deeper into Bali to ensure your wedding day runs as smoothly as possible.


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After falling off a cliff and suffering substantial injures, for 48 long hours a young surfer must face a merciless nature and his own physical and mental agony to try to survive.
Genre: Thriller
Director: Hugo Stuven
Actors: Alain Hernández, Alvaro Vizcaino, Aura Garrido, Ben Temple, Leticia Etala
Country: Spain
Duration: 91 min
Release: 2018
IMDb: 4.9
Broken Arrow
When rogue stealth-fighter pilot Vic Deakins deliberately drops off the radar while on maneuvers, the Air Force ends up with two stolen nuclear warheads — and Deakins's co-pilot, Riley Hale,…
Wild at Heart
In the Cloud
To stop a terrorist bomber, two estranged tech geniuses (Justin Chatwin, Tomiwa Edun) reunite after the death of their mentor (Gabriel Byrne) to devise a VR technology to extract the…
K – Shop
After his father is killed in an altercation with drunken thugs, Salah's world is plunged into darkness. Forced into running the family kebab shop alone, Salah struggles to manage the…
Only For One Night
A married womans husband with a perfect life cheats with her sister with extreme consequences befalling them all.
Joint Security Area
In the DMZ separating North and South Korea, two North Korean soldiers have been killed, supposedly by one South Korean soldier. But the 11 bullets found in the bodies, together…
The Library Suicides
Twin sister librarians Nan and Ana plan revenge when their author mother commits suicide, with her final words suggesting her biographer murdered her.
The Professional
We Need to Talk About Kevin
Wait Until Dark
After a flight back home, Sam Hendrix returns with a doll he innocently acquired along the way. As it turns out, the doll is actually stuffed with heroin, and a…
The Mad Magician
Don Gallico is an inventor of stage magic effects who aspires to become a star in his own right. Just before his first performance his act is shut down by…