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In this article we review what the Court says was – and was not – permissible under human rights law as the employer wrestled with a question facing many workplaces: who should we accommodate first?
This article provides highlights of the changes to the Employment Standards Act, 2000, Labour Relations Act, 1995 and the Pension Benefits Act.
In this issue: ON Court of Appeal Delivers Harsh Rebuke of Uber's Arbitration Clause; Workplace Monitoring: Best Practices for Employers; Arbitrator Reinstates Nurse Who Stole Narcotics and Falsified Medical Records
As of March 1, 2019, the WSIB's new policy will apply to all requests for entitlement to medical marijuana. Prior to this, the WSIB was adjudicating on a case-by-case basis.
Raymond A. Werry
Has been a member of the firm for over 45 yrs. Currently advising employers on labour relations matters
Paul D. McLean
Advising clients from coast-to-coast, in Vancouver, Alberta and Nova Scotia
Paul McLean, is quoted in the Vancouver Sun article entitled Speaker Offers to Rescind Gag Orders on Fired B.C. Legislature Staff
Katie Van Nostrand, authors article for Ius Laboris entitled Timing in Canada Immigration.
Tara Erskine, contributes to article in Canadian Lawyer Entitled Undue Hardship Cited in Medical Marijuana Ruling.
Watch Laura Russell and Julie Weller explain Claim Suppression and How to Navigate its Tricky Waters via COS Magazine.
Jeremy Warning and Deanah Shelly Co-Author Article for COS Magazine Entitled Administrative Monetary Penalties Expanding
24 Hour Emergency Contact:
Or visit our OHS Resource Center >GO

subset: commoncrawl


text:
What draws a traveller, especially one with Buddhist leanings, to Myanmar? The pagodas. They are visited by the devout, steeped-in-tradition Myanmarese, as well as hordes of tourists from all over the world.
The most resplendent of all the pagodas is the Shwedagon Pagoda, located in Yangon, the metropolis of Myanmar. Thought to be over 2,500 years old, it's an astounding sight that takes a viewer's breath away. Eight strands of hair of the Buddha are enshrined in a treasure chamber over which the pagoda is built.
At first, it was a small, ordinary spire. The Mon kings evinced interest in the sacred relic and assumed the responsibility of improving it. Due to their efforts, the pagoda reached its present height of 326 feet.
It is fully covered with gold. The crown, called Hti (meaning umbrella, because it is shaped like one), is decorated with jewels. This isn't the original, though, and has been replaced several times. Set at the tip of the umbrella is an orb adorned with 4,000 diamonds, weighing 1,600 carats approximately. On top of this exquisite, bejewelled orb is a 76-carat solitaire, a spectacular display, especially on a dark night.
The southern entrance of the pagoda is guarded by two lions. According to legends, a prince accidentally killed a lion who was supposed to be his father. The penitent prince decided to atone for his mistake by having lions adorn pagodas so pilgrims would regard them with reverence.
Every decade, the trustees of the Shwedagon Pagoda added a fresh layer of gold. The funds for this expense came from devotees. It was a long and arduous undertaking. A bamboo scaffolding, an exact replica of the spire, had to be built first. To this day, only skilled artisans take up the work in a traditional way.
The planetary posts form an interesting feature of the pagoda. The posts represent the days of a week. A person born on a certain day goes to the respective post and pours water over it, praying for a peaceful life.
Floral offerings are made to the Buddha as an expression of gratitude for the Buddhist tenet — flowers fade, denoting that nothing in life is permanent. So, the trials and tribulations of life must be borne with patience and calmness.
Narendra Modi or Rahul Gandhi? Who will win the battle royale of the Lok Sabha Elections 2019?
Get real-time news updates, views and analysis on Lok Sabha Elections 2019 on Deccanherald.com/news/lok-sabha-elections-2019
Like us on Facebook or follow us on Twitter and Instagram with #DHPoliticalTheatre for live updates on the Indian general elections 2019.
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Starring: Taraji P. Henson, Octavia Spencer, Janelle Monáe, Kevin Costner, Kirsten Dunst
A look at the life of the astronaut, Neil Armstrong, and the legendary space mission that led him to become the first man to walk on the Moon on July 20, 1969.
Colorado Springs, late 1970s. Ron Stallworth, an African American police officer, and Flip Zimmerman, his Jewish colleague, run an undercover operation to infiltrate the Ku Klux Klan.
A police raid in Detroit in 1967 results in one of the largest citizens' uprisings in the history of the United States.
Aibileen Clark is a middle-aged African-American maid who has spent her life raising white children and has recently lost her only son; Minny Jackson is an African-American maid who has often offended her employers despite her family's struggles with money and her desperate need for jobs; and Eugenia "Skeeter" Phelan is a young white woman who has recently moved back home after graduating college to find out her childhood maid has mysteriously disappeared. These three stories intertwine to explain how life in Jackson, Mississippi revolves around "the help"; yet they are always kept at a certain distance because of racial lines.
The drama tells the story of Lennon's teenage years and the start of his journey to becoming a successful musician. The story also examines the impact on his early life and personality of the two dominant females in his childhood
The true story of Henry Hill, a half-Irish, half-Sicilian Brooklyn kid who is adopted by neighbourhood gangsters at an early age and climbs the ranks of a Mafia family under the guidance of Jimmy Conway.
The true story of technical troubles that scuttle the Apollo 13 lunar mission in 1971, risking the lives of astronaut Jim Lovell and his crew, with the failed journey turning into a thrilling saga of heroism. Drifting more than 200,000 miles from Earth, the astronauts work furiously with the ground crew to avert tragedy.
Tony Lip, a bouncer in 1962, is hired to drive pianist Don Shirley on a tour through the Deep South in the days when African Americans, forced to find alternate accommodations and services due to segregation laws below the Mason-Dixon Line, relied on a guide called The Negro Motorist Green Book.


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This Operator's Manual describes all models and all standard and optional equipment of your vehicle available at the time of publication of the Operator's Manual. Country-specific differences are possible. Please note that your vehicle may not be equipped with all features described. This also applies to safetyrelated systems and functions.
Please read the information on qualified specialist workshops.
Your vehicle is covered under the terms of the warranties printed in the Service and Warranty Information booklet. Your authorized Mercedes-Benz Center will replace and repair all factory-instal ...
Trailer tow hitch
Mounting dimensions If you have a trailer tow hitch retrofitted, changes to the cooling system and drive train may be necessary, depending on the vehicle type. If you have a trailer tow hitch r ...


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Nice to see another Democrat-proofed home.
May your ammo be plenty.
I spy an 96/11 and a G11. Good looking guns.
spez: possibly two 96/11s?
I love them. They are the one of the best pieces of wartime surplus. I just wish surplus GP11 was coming in.
They are two 96/11's. Love the triggers on them.
Thanks brother. Need a shotgun and revolver to top it off. And a lever action.
Those Swede rifles are legit. Very unique and well designed platform. Amazing trigger for a military bolt action
Edit : Swiss rifles*
The best triggers by far on any military bolt gun. Even the 96/11s have a wonderful 2-stage
Yes indeed. Just built it a couple weeks ago.
Nice I bought the same one. Built a little Delta Force: Black Hawk Down tribute pistol out of it.
That's badass. Gonna build another soon. The deals they have are insane.
Winners Online
The_Donald is a never-ending rally dedicated to the 45th President of the United States, Donald J. Trump.
thedonaldreddit [at] protonmail.com


text: SongOfTheDay SOTD: Bibio-Lovers Carvings (catz n dogz re-edit) 5. February 2011 No Comments ganz, ganz groß! y not sharing it:TwitterMoreFacebookGoogleTumblrLike this:Like Loading... You should read this Previous Post Next Post more music 15. April 2014 Ferdinand Dreyssig & Marvin Hey – Coeur De La Nuit (Remixe) 9. February 2011 SOTD: Roman Flügel – How To Spread Lies 8. April 2013 SOTD: TJ Kong & Eric de Man – Luid Leave a Reply Cancel reply Your email address will not be published. Required fields are marked *Comment Name * Email * Website Notify me of follow-up comments by email. Notify me of new posts by email.


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Mac 'n cheese and Chili for Basket Bingo
Dear Parish Families,
Basket Bingo will be held this coming Sunday, March 31st. This is the major fundraiser for our religious education program.
As always, food will be sold in the kitchen, and
we are still in need of mac 'n cheese (4 trays) and chili (3)
If you can supply one of these items it would be greatly appreciated!
Donations can be dropped off at the school this Saturday from noon-3:30 pm. If you have any questions, please contact Gina McCrudden at 845-399-0058.
God bless,
--Fr. Pat
Sent by
Patrick Buckley
on Wednesday, March 27 at 3:11PM


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Download: https://www.xyplorer.com/download.php
Code: Select all
v19.90.0100 - 2019-04-13 20:00
+++ Minor bug fixes and enhancements.
Code: Select all
v19.90.0100 - 2019-04-13 20:00
+++ Minor bug fixes and enhancements.
Code: Select all
v19.90.0004 - 2019-04-13 14:12
* Toolbar | Recent File Operations: New icon. Credits go to myself. :)
! Dropping Messages: Some East- and South-European codepages were not yet
supported. Fixed.
! Dropping Messages: Certain message formats from Outlook were not yet
handled correctly. Fixed.
Code: Select all
v19.90.0002 - 2019-04-11 18:02
> Dropping Messages: Added some debug info.
Code: Select all
v19.90.0001 - 2019-04-10 16:13
! Dropping Messages: Certain message formats from Outlook were not yet
handled correctly. Tried a different way.
Code: Select all
v19.90.0000 - 2019-04-08 20:00
= NEW OFFICIAL RELEASE. Main developments since last release:
+++ Clipboard Viewer. What's in the clipboard? What will happen when I paste
now? Curious? Need to know for sure? Well, just hover the "Edit Clipboard"
or "Paste" button in the toolbar for an instant preview of the current
clipboard contents. No clicks required. And it even works for images.
+++ Paste Text As Item. Now you can paste a copy of the item(s) referred to by
textual clipboard contents. Works with local paths and even with web
addresses. Which means you can download a file to the current folder right
from an http path in the clipboard.
+++ Dropped Messages From Thunderbird. Now, additional to Outlook, also emails
dropped from Thunderbird are processed along the your settings for dropped
+++ Editing Dropped Messages. Now you can trigger an edit prompt for each
field you please (From, To, Subject, Date Sent). Helps when archiving
+++ Transparent Images Preview. Now you have four options for how to display
the transparent areas in images: Neutral, Grid, White, Black.
+++ Hover Box With Transparency. Now it supports the user-selected
transparency background (Neutral, Grid, White, Black), and you can easily
change it on-the-fly while the Hover Box is shown.
+++ Compilation Soundtrack. Compiled to the music of Mike Doughty.
Code: Select all
v19.80.0141 - 2019-04-07 17:52
+ Interface Translation Tool | Filter Box: Now the scope of the filter can
be defined by prefixing a selector to the pattern.
- Prefix o: to match only the original, e.g.: o:not
- Prefix t: to match only the translation, e.g.: t:ni*
Code: Select all
v19.80.0140 - 2019-04-06 18:55
* Configuration | Tabs and Panes | Tabs | Flexible width: Now the special
buttons do their side-flipping also if "Flexible width" is OFF.
! List: Opening LNKs to folders did not work anymore since v19.80.0136 if
"Toolbar | Open With | Resolve Shortcuts before Matching" was OFF. Fixed.
Code: Select all
v19.80.0139 - 2019-04-05 23:22
+ Configuration | Tabs and Panes | Tabs | Show 'New Tab' button: Now this
button also (like the 'Tab List' button) flips to the left side of the
tabs when space is scarce. That way the 'New Tab' button is now always
+ Configuration | Tabs and Panes | Tabs | Show 'New Tab' button: Now the
TabShowListButtonPos tweak also controls the position of this button.
TabShowListButtonPos=0 flexible (default)
TabShowListButtonPos=1 left
TabShowListButtonPos=2 right
* Tabs: Slightly changed the algorithm that controls the flexible position
of the 'New Tab' and the 'Tab List' button. Now there is no
rounding-induced flicker anymore near the point where the position flips
from right to left.
Code: Select all
v19.80.0138 - 2019-04-05 15:01
* MLS: Internally updated to version 8.110.
> TRANSLATORS: Please wait until Reference_8.110.lng is uploaded.
You will be notified if you have subscribed to this thread:
! Info Panel | Find Files: Crash on Ctrl+Click to the right of the Excluded
tab. Fixed.
Code: Select all
v19.80.0137 - 2019-04-04 18:21
+ Find Files and Quick Search: Now (since 20190401 actually) you can search
all extra fields at once by using the new "ex" selector. For example:
ex:data //finds all items with any extra field set to "data"
* SC lax: Now it also ignores commas.
echo lax(hi, hi, hi); //commas are ignored
* Updated the help file.
Code: Select all
v19.80.0136 - 2019-04-04 11:07
+ Scripting got a new function.
Name: Lax
Action: Allows to define a string in a lax way.
Syntax: lax(string)
string: String expression treated in a lax way. Variables are resolved.
Everything else is just left as it is. All single and double
quotes are preserved. No "Dubious Syntax" warnings.
Makes it easier to define complex arguments with lots of quotes.
echo lax(hi... there!); //no quotes necessary, spaces are preserved
echo lax('<curitem>'); //<curitem> is resolved, quotes are preserved
run lax("C:\Program Files (x86)\WinRAR\WinRAR.exe" x "<curitem>");
+ Info Panel | Preview: Now undefined file types (absent in Configuration |
Preview | Previewed Formats), e.g. "*.tmp", are previewed as text files if
their content looks like text.
Note that this was already happening in Floating Preview, Hover Box, and
Mouse Down Blow Up.
! List | Opening LNKs to network locations: Did not work reliably. Fix #3.
Code: Select all
v19.80.0135 - 2019-04-03 12:12
! List | Opening LNKs to network locations: Did not work reliably. Fix #2.
! Tree and List: Shares were not always (depending on Windows version)
displayed with the correct capitalization. Fixed.
Code: Select all
v19.80.0134 - 2019-04-02 22:23
% Find Files | Tag Search: Removed some internal caching that had been
applied to searching tags since 20120214. Now I found that in real world
this caching was very rarely efficient (the cache was always written but
hardly ever read). So I removed it. This should make most tag searches
faster and memory-slimmer.
! Hover Box: Did not work for LNKs to network locations. Fixed.
! List | Opening LNKs to network locations: Did not work reliably. Fixed.
Code: Select all
v19.80.0133 - 2019-04-01 10:04
> Toolbar: Also the Paste button shows the clipboard image preview.
! Toolbar: The Paste and Edit Clipboard buttons could freeze the app on
hovering them while a large number of file items was in the clipboard.
Code: Select all
v19.80.0132 - 2019-03-31 16:10
! Find Files and Quick Search: Searching 2-digit extra fields (ex10 - ex16)
did not work. For example:


text:
This glamourous boudoir thong by Lola Luna is made from exquisite embroidered lace with soft velvet detail.
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Delivered 5 days from despatch
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|Royal Mail International Recorded
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If for any reason you are not satisfied with your purchase, we will be happy to issue a refund or exchange.
Goods must be returned in their original condition and unworn within 14 days of receipt (28 days for international customers)
I am delighted with both my purchases from Bedtime Flirt - both corset and bustier are gorgeous! Keep up the splendid work!Carrie Thomson
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MORE FROM: Sexy Thongs | Pink Lingerie | Lola Luna


text:
Browse by: Popular Parts | Manufacturer | Country
Home > Popular Parts > W40S11-02H
Results for: W40S11-02H
Choose a W40S11-02H line item or refine your search within W40S11-02H part no variations at the bottom of the page.
If you're not already a Broker Forum member, get your free access to contact W40S11-02H vendors.
Results 1-25 for W40S11-02H (of 61)
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text:
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Life's a jungle let's go to your place and fuck like animals!
What are the three words that men hate to hear during sex? "Are you done?"
What is the difference between frustration and satisfaction? "What the Fuck!" and "What a Fuck!"
I'm so old I remember when water was free and you had to pay for porn.
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text:
Cancer survivor left 'infertile' as a teenager gives birth to a perfect baby girl
Kirstie Waldrum, 23, from Mountsorrel, Leicestershire, was diagnosed with leukaemia at age 13 and told the two-and-a-half years of intensive chemotherapy would leave her infertile.
Source: the Mail online | Health - Category: Consumer Health News Source Type: news
Related Links:
Practice patterns and knowledge among California pediatricians regarding human papillomavirus and its relation to head and neck cancer
ConclusionThere is need to improve both the knowledge base and comfort level of pediatricians in counseling their patients during vaccine recommendations. Otolaryngologists have a critical role in providing education to physicians, trainees, and the general public in the effort to combat the epidemic of HPV-associated head and neck cancer.
Source: American Journal of Otolaryngology - Category: Endocrinology Source Type: research
Conclusion: Our findings establish PLAC8 as a central mediator of cell growth in a subset of human PanNET, providing evidence for the existence of distinct molecular subtypes within this class of tumors.
Source: Neuroendocrinology - Category: Endocrinology Source Type: research
Melanoma and autoimmunity: spontaneous regressions as a possible model for new therapeutic approaches
In conclusion, the spectrum of autoimmune reactions induced by immune-checkpoint inhibitors should be restricted in the near future to only these specific favorable autoimmune mechanisms. In this way, the unnecessary autoimmune reactions/autoaggressions could be avoided (a better quality of life), and treatment specificity and efficiency should increase (a higher response rate for melanoma therapy).
Source: Melanoma Research - Category: Cancer & Oncology Tags: REVIEW ARTICLES Source Type: research
Long noncoding RNA X-inactive specific transcript promotes malignant melanoma progression and oxaliplatin resistance
Long noncoding RNA X-inactive specific transcript (XIST) was confirmed to participate in the development of many cancers. However, the function of XIST in malignant melanoma (MM) remained largely unknown. In the current study, we found that the XIST expression level was upregulated in MM tissues and cell lines. In addition, the growth rate of MM cells transfected with silencing XIST was significantly decreased compared with that with silencing normal control. XIST knockdown inhibited proliferation and migration in MM cells and increased the oxaliplatin sensitivity of oxaliplatin-resistant MM cells. Bioinformatics analysis ...
Source: Melanoma Research - Category: Cancer & Oncology Tags: ORIGINAL ARTICLES: Basic science Source Type: research
Combination of ω-3 fatty acids and cisplatin as a potential alternative strategy for personalized therapy of metastatic melanoma: an in-vitro study
The recently developed therapeutic strategies have led to unprecedented improvements in the control of metastatic melanoma and in the survival of specific subgroups of patients. However, drug resistance, low response rates, and undesired side effects make these treatments not suitable or tolerable for all the patients, and chemotherapeutic treatments appear still indispensable, at least for subgroups of patients. New combinatory strategies are also under investigation as tailored treatments or salvage therapies, including combined treatments of immunotherapy with conventional chemotherapy. On this basis, and in considerati...
Source: Melanoma Research - Category: Cancer & Oncology Tags: ORIGINAL ARTICLES: Translational research Source Type: research
Patients diagnosed with metastatic melanoma have varied clinical courses, even in patients with similar disease characteristics. We examine the impact of initial stage of melanoma diagnosis, BRAF status of primary melanoma, and receiving adjuvant therapy on postmetastatic overall survival (pmOS). We studied melanoma patients presenting to Perlmutter Cancer Center at New York University and prospectively enrolled in New York University melanoma biospecimen database and followed up on protocol-driven schedule. Patients were stratified by stage at initial melanoma diagnosis as per AJCC 7th ed. guidelines. pmOS was determined ...
Source: Melanoma Research - Category: Cancer & Oncology Tags: ORIGINAL ARTICLES: Clinical research Source Type: research
AbstractChemotherapy-induced gonadal dysfunction resulting in transient or persistent infertility depends on the type of drugs and cumulative dose, and it is an important long-term complication, especially for adolescent and young adult (AYA) cancer patients. Due to its importance, a clinical practice guideline for fertility preservation in childhood and AYA cancer patients was published by the Japan Society of Clinical Oncology (JSCO) in 2017. Although the precise mechanisms remain unclear, several studies reported that the cancer itself, not the cancer treatment, adversely affected semen quality. It is reported that that...
Source: International Journal of Clinical Oncology - Category: Cancer & Oncology Source Type: research
Documentation of Fertility Preservation Discussions for Young Adults With Cancer: Examining Compliance With Treatment Guidelines.
CONCLUSIONS: Reported compliance with fertility preservation guidelines was greater than published rates. Higher compliance rates in female patients and in patients with cancers more common among young adults may reflect greater awareness of fertility-related concerns among these patients and their providers. PMID: 26957616 [PubMed - in process]
Source: Journal of the National Comprehensive Cancer Network : JNCCN - Category: Cancer & Oncology Tags: J Natl Compr Canc Netw Source Type: research
The UK papers today welcome news of a world first in fertility treatment. As The Guardian concisely summarises: "A young woman in Belgium has become the first to give birth to a healthy baby after having her fertility restored by a transplant of ovarian tissue that was removed and frozen when she was a child". The woman was born with sickle cell anaemia, a serious inherited blood disorder where the red blood cells, which carry oxygen around the body, develop abnormally. This can cause severe pain and organ damage. Due to the severity of her condition, a decision was taken to perform a stem cell transplant. This ...
Source: NHS News Feed - Category: Consumer Health News Tags: Medical practice Pregnancy/child QA articles Source Type: news
If You Did Not Document It, It Did Not Happen: Rates of Documentation of Discussion of Infertility Risk in Adolescent and Young Adult Oncology Patients' Medical Records Original Contributions
This study sought to establish rates of documentation of discussion of risk of infertility, fertility preservation (FP) options, and referrals to fertility specialists in AYA patients' medical records at four cancer centers. Methods: All centers reviewed randomized records within the top four AYA disease sites (breast, leukemia/lymphoma, sarcoma, and testicular). Eligible records included those of patients: diagnosed in 2011, with no prior receipt of gonadotoxic therapy; age 18 to 45 years; with no multiple primary cancers; and for whom record was not second opinion. Quality Oncology Practice Initiative methods were used ...
Source: Journal of Oncology Practice - Category: Cancer & Oncology Authors: Quinn, G. P., Block, R. G., Clayman, M. L., Kelvin, J., Arvey, S. R., Lee, J.-H., Reinecke, J., Sehovic, I., Jacobsen, P. B., Reed, D., Gonzalez, L., Vadaparampil, S. T., Laronga, C., Lee, M. C., Pow-Sang, J., Eggly, S., Franklin, A., Shah, B., Fulp, W. J Tags: Doctor-patient communication, Young adult, Clinical guidelines, Quality, Electronic health records, Clinical guidelines, Survivor Original Contributions Source Type: research
More News: Babies | Cancer | Cancer & Oncology | Cancer in Adolescents | Chemotherapy | Girls | Health | Infertility | Leukemia | Reproduction Medicine


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Compare Home Insurance in Inverness, FL
Comparing Inverness, FL homeowners insurance is easy. Enter your Zip at the top of the page and you will be on your way to finding the cheapest coverage for your home in Citrus. Home insurance comparison is the most-trusted method of saving 30% or more on your premium. So stop overpaying and start saving by getting your quotes today.What you should know about Inverness, FL home insurance quotes is that not all of them are created alike, and while there are those that provide information on products that provide comprehensive coverage for an all-in-one premium, there are quotes that only provide information on certain types of coverage. And yet they will come up in the same query when you use insurance quotes websites, which can be a bad thing if you are not careful.
That said, if you are using a search engine to find the best insurance coverage for your home, you should always make it a point to check the details behind the quotes, such as coverage level and type of coverages included.
As it is right now, when you say "home insurance", you are actually talking about different types of coverage. There is coverage for the property itself including the fence. There is coverage for your personal property or the contents of your house. Then there is coverage for hospitalization or general liability in case someone gets hospitalized because of an injury while being on your property, and you are ordered by the court to pay damages. Still, there is coverage for the times when you need to stay in a hotel because your house needs to be fixed.
What happens when you need to rebuild your house from the ground up? That is a special type of coverage that you need to discuss with your insurer. Obviously, in order to qualify for that type of coverage, you need to meet special underwriting requirements and pay more. But if you feel that you do not need replacement coverage, the coverages we mentioned above would be enough.
How much does Inverness homeowner's insurance cost? Well, that really depends on your state. However, we are finding that across the United States, the average cost is between $600 to $1,600, with Idaho having the lowest average and Texas the highest. Of course, if you take a look at the specifics, you will find insurers that charge lower or higher than the state average.If you are like most homeowners, you are looking for an insurance product that gives you adequate protection while not being too expensive. You should follow the advice we have been telling you since the first part of this article: Get a quote and get more details.
You might need to talk to the insurance agent running the website that offered you the quotes. This is a good thing as you can talk in-depth. You might just discover that the coverage you thought you needed is actually a non-essential, and the one you thought you didn't need is something that you absolutely need to have.
Start saving now on your home insurance in Inverness, FL. Enter your Zip Code at the top of the page and browse and compare through the list of the top insurance carriers in your area.
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You never ever genuinely know just how a lot insurance coverage you want or what you want it to include in your residence until finally you analyze the complete plan. Ahead of you do decide on a policy, nevertheless, make confident that you study the guidelines provided to you in this article. They will support you out in making an knowledgeable choice.
To reduced the annual insurance rates on your property, enhance your deductible volume. Despite the fact that this implies that small statements these kinds of as leaky pipes, damaged home windows or the like will not be lined, these types of hurt usually only expense a few hundred bucks to mend, which will be considerably less than you help save.
When shopping for homeowner's insurance coverage, be positive to get a policy that gives guaranteed replacement value insurance coverage. This means that your coverage will definitely rebuild your house if it had been totally destroyed. As design costs improve above time, it may cost much more to construct your house now than it did when your house was new. Confirmed alternative policies take in these costs.
When thinking about insurance coverage for your residence, be certain to have your valuables previously appraised. This will make sure that if they need to have to be replaced, you will get a fair alternative price in a quicker volume of time. To do this, have a specialist appraise the belonging and then send out the official appraisal to the insurance policies organization.
Homeowners insurance policy is a extremely huge necessity in daily life. Hold in thoughts that some house loan organizations will not even make the bank loan until a particular person can offer evidence of protection for fair or entire benefit of the property. It can be quite expensive so be sure to analysis the diverse businesses and evaluate their guidelines so that you can find the ideal fee and coverage.
If you want your home to be totally insured in opposition to reduction or injury, you need to have to periodically reevaluate the well worth of your house and alter your protection accordingly. If you have created significant improvements, additions, or repairs that would affect the really worth of the home or which would expense significant amounts of income to exchange, and they are not mirrored in your house insurance coverage protection, you will not be capable to get what you have place into your home in the celebration you require to file a assert.
Smoke alarms can support you help save on your homeowners insurance rates. With mounted smoke alarms, you can conserve close to ten% or more on your once-a-year house owners insurance policies rates. It is achievable that if you add much more smoke detectors, your insurance policies agent will further price reduction your policy. Do not fail to remember to explain to your agent about your smoke alarms.
Just before you even obtain a home, make positive to request your real estate agent queries about homeowner's insurance value. The price of homeowner's insurance coverage varies, usually depending on place. You do not want to stay in an spot that is likely to depart you broke paying for homeowner's insurance.
Make sure to get homeowner's insurance when you obtain a home. People often fail to remember about insurance policies since they are as well busy working with other issues. If anything disastrous takes place to your home, this kind of a fireplace, hurricane, or flood, your homeowner's insurance will aid pay out all or some of the mend fees.
It really is all about producing certain that you and your loved ones are appropriately safeguarded. That may possibly not mean that you have to get a huge luxury deal, but it does mean that you need to have some ironclad coverage. The guidelines you just go through will support you in obtaining some strong insurance policies protection for a very good price tag.


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Well Plumbers Near Me Quincy IL
Use lots of cold water when you run your garbage disposal. Cold water keeps blades sharp and allows for smoother disposal. When you use hot water, any grease that is in the garbage will melt and be more prone to stopping up your drain. Superior quality is important when it comes to shower fixtures. Some people think that one shower head is like any other, so decide on price alone. The disadvantage to doing so is that these models are not highly durable and easily break. Sewer Line Inspection Hinsdale IL Most people don't know much about plumbing, so they pay ghastly prices for plumbing services.
If you want to look for floor damage around your toilet, just check the flooring for softness. Straddle the toilet, so you can rock from one leg to another to determine whether there's weakness in the floor. As with many problems, early detection can save you a lot of money. Place a strainer on top of every drain so that you collect all debris that has the ability to clog the drain. Whenever large particles become trapped in the strainer, remove them. Clean out the bathtup strainer every few days before it becomes clogged. Problem Sewer Pipe Their license must be current and in good standing, otherwise you do not want them in your home.
Many fixtures, such as sinks or toilets, will have their own valves to shut off the water to them. , In the worst case, the pipes would burst, and you would be stuck with costly repairs and a very messy cleanup procedure. If you have a pipe that freezes, you should turn on the faucet that is close to the pipe; this way, the water has a place to go. This helps decrease any pressure in order to prevent burst pipes. A burst pipe can create damage that is expensive to repair. Ensure that a septic tank is emptied approximately five yearly, and make sure it is properly maintained. Septic systems can back up when the septic tank builds up sediment. This can even result in the septic system failing altogether. Although having a septic tank pumped costs money, cleaning up sewage backup in your home will ultimately cost much more. If you know what tools you should use, it can help you deal with your plumbing problems in the right way. Read your manuals and books, either online or at the library, to teach yourself do it yourself plumbing. Have a sound plan going into any do it yourself repair attempt, since mistakes will cost you dearly in money, time and stress.
Call Us Today to Learn More About Well Plumbers Near Me Quincy IL
Unless a contractor's license is in favorable standing and up-to-date, you wouldn't want to work with them. Sink Drain Repair Cicero IL, Removing obstructions from the aerator should allow for increased water pressure. Don't run the water when the garbage disposal is used. It is a common misconception that running water simultaneously is a good idea, but that is not really the case. The truth is that water could make garbage stick to the disposal, which might create a problem later. Drain cleaners should be avoided, if possible. Drain cleaners contain harsh chemicals that can cause your pipes to corrode if you overuse them. If your drain is clogged, hire a pro to figure out the problem. Though you may have no option as to which plumber comes, you can research them at any rate. You can use customer feedback to prepare for the plumber that the insurance company has assigned you. Rarely used valves tend to fuse together. Use penetrating oil to maintain them and run water through them once in a while.


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In Etsy's first year, it attracted attention for frequently adding new tools and functionality to the site to help sellers gain exposure and traffic, including Adobe Flash-based visualizations and a taxonomy of categories with tags.[51] Etsy passed $1.7 million in sales in May 2007.[52] On July 29, Etsy had its one-millionth sale and anticipated its two-millionth sale would occur mid-December 2007. In November 2007, buyers spent $4.3 million purchasing 300,000 items for sale on Etsy, an increase of 43 percent from October 2007.[3] In June 2007, it expected to be profitable by the fall,[28] but in December 2007 it was not a profitable company.[53] In January 2008, Etsy received an additional $27 million in funding from Union Square Ventures, Hubert Burda Media, and Jim Breyer.[54]
The eyedropper tool copies the color of any single pixel in the editing window and allows you to auto-populate a color wheel and create a custom palette. There's also a photo analyzer tool to help you identify the dominant color in a photo to make a more informed design choice. Using these advanced editing tools takes some practice, but once you figure them out, you can create high-quality and customized cards from scratch. The biggest downside of this program is the lack of templates and graphics. Although, the included graphics are high-quality and showed no signs of distortion or pixilation when we moved and resized them to fit our test designs. This is a great greeting card software if you have basic design skills and want to create customized cards from scratch.
If you are starting a business for the first time there's a wealth of support and information available including online groups. If you plan to sell on Etsy, you will find many tutorials available to get you started. You'll also find a wide selection of books published on the subject of running a successful handmade business. When looking at books, make sure you find books that are up to date. The market for selling handmade cards and other products is constantly changing. Another great option is online training and workshops.
As of March, 2016, Etsy's top three competitors according to Hoovers Online are Amazon Handmade, Craigslist, and eBay.[91] Etsy has been compared to "a crafty cross between Amazon and eBay",[52] and to "your grandma's basement".[92] Etsy also has a number of direct competitors. DaWanda [de], based in Germany, closed in August 2018, ezebee.com, based in Switzerland, is a global competitor, but also caters to freelancers and professionals[93] Bonanza (formerly Bonanzle and 1000 Markets[94]) is based in the United States and focuses on clothing and fashion, Zibbet and Made It which are based in Australia, iCraft is based in Canada,[95] Artfire is based in the United States,[96] and Hello Pretty is an online craft marketplace targeted at South Africans.[97] Tindie is based in Portland, Oregon, and focuses on technology and electronics.[98] ArtYah is based in California, United States undergoing speedy growth and has worldwide sellers and consumers of handmade items, vintage and some craft supplies.[99]
When a buyer views a product, they can choose to view the positive percentage feedback of each seller to determine the reliability of the shop. Once a buyer finds a product they would like to buy, they click "Add to Cart", and that product is added to their virtual "Shopping Cart". The buyer may then either continue shopping, or purchase the selected item. In order to purchase items, buyers do not have to have an account with Etsy, and can instead register with a Facebook or Google account.
Identifying your target market is key. Your target market is the group of people who will buy your cards. Getting the word out about your product is your marketing plan. Knowing your target market will help you define your prices and determine where to market your cards. For example, if you sell cards which will appeal to hipsters, your target market is going to be very different than if you are selling cards for a kid's birthday.
When a buyer views a product, they can choose to view the positive percentage feedback of each seller to determine the reliability of the shop. Once a buyer finds a product they would like to buy, they click "Add to Cart", and that product is added to their virtual "Shopping Cart". The buyer may then either continue shopping, or purchase the selected item. In order to purchase items, buyers do not have to have an account with Etsy, and can instead register with a Facebook or Google account.
One of the first things to do is to decide where you are physically going to sell your cards. Are you going to sell online with your own store, on a managed platform such as Etsy, or through local businesses and crafts fairs? Word of mouth and selling cards to family and friends will only go so far when it comes to selling cards. Good research will help to determine the opportunities.
First it was brush-lettered calligraphy place cards, then came rustic DIY chalkboards—but this year, designers are upping the ante once more and taking seating signage to new creative heights. "In 2019, guests are being guided to their seats in style," says Dayna—and the options are virtually endless. From vintage-inspired luggage tags and customizable metallic maps for the couple who loves to jetset, to real fresh-cut leaves and mini planter sticks for green-thumbed brides and grooms, this year's seating charts are both "personal and playful," says Dayna. "Plus, they make for great keepsakes!"
Angie, where have you been all my (design) life?! Thank you so so much for doing all of this work and for sharing it with us. Wow. Absolutely incredible collection. Tell me, please, if I want to use a printout of something here as a background image in a mixed media piece, what is the cost? (I am working on a painting series, and one will be donated to an auction for charity; the others may be placed for sale at some point.) Thank you again!
One of our favorite games to play, giddy in our seats, while awaiting a bride's first steps down the aisle is "guess the veil." And if last year was all about glittery, jazzed-up versions that can affectionately be described as "extra," this year brides are switching things up yet again, often opting to forgo veils entirely. "Brides are turning traditionalism on its head—literally—and rethinking the classic veil with showstopping modern alternatives," says Dayna. From bridal hats to feathered headpieces, there's a fresh head-topper for every bridal style.
Anymore, the price of a card can nearly equal a premium coffee, so "free" is a breath of fresh air, and you won't encounter fine print exceptions or surprise fees. Complete your Printable Card project using your home printer or send your creation as an eCard from our site via email or Facebook from your computer, phone, or tablet. You can even download the image or PDF file and save it to portable storage media, if you'd like to take your design to a local shop for printing. As always, there's no charge from us.


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New Jersey-based Advanced Laser & Skin Cancer Center Educates Patients on Caring for Rosacea
Written by Gangaram Ragi Friday, 03 January 2014 15:00
Teaneck, NJ ( newpressrelease ) January 3, 2014 - Rosacea is a common, highly-visible, skin condition which causes areas of redness to appear on the nose, cheeks, chin or forehead. Many people with this condition feel embarrassed by their appearance. Fortunately, Dr. Ganagaram Ragi, of the New Jersey-based practice, Advanced Laser & Skin Cancer Center, offers treatments for rosacea which will help improve patients' confidence and appearance.
New Jersey-based Advanced Laser & Skin Cancer Center Educates Patients on Caring for Rosacea
Source: Press Release---------------------------
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According to the federal government, specific components of the marijuana plant (THC, CBD) have medical value, but the plant itself does not have medical value. Uncle Sam's single-molecule blinders reflect a cultural and political bias that privileges Big Pharma products. Single-molecule medicine is the predominant corporate way, the FDA-approved way, but it's not the only way, and it's not necessarily the optimal way to benefit from cannabis therapeutics.
Jump up ^ Hayakawa K, Mishima K, Hazekawa M, Sano K, Irie K, Orito K, Egawa T, Kitamura Y, Uchida N, Nishimura R, Egashira N, Iwasaki K, Fujiwara M (January 2008). "Cannabidiol potentiates pharmacological effects of Delta(9)-tetrahydrocannabinol via CB(1) receptor-dependent mechanism". Brain Research. 1188: 157–64. doi:10.1016/j.brainres.2007.09.090. PMID 18021759.
Melbourne,Fl. Reply Michelle B August 8, 2017 at 6:25 am Extremely helpful sellers, nothing is too much trouble. The drops have maid a considerable difference to my mother's health Reply Lion Goodman August 8, 2017 at 12:21 pm Great article. Just yesterday I purchased my first bottle of Water Soluble Full Spectrum Hemp Oil. Took my first dose this morning. I have osteoarthritis, which of course indicates inflammation. I'm anxious to see the results. Reply Wilford J Haupt August 8, 2017 at 12:24 pm I have been trying Charlottes web cod oil for about a month. I have degenerative knee pain and inflammation from a motorcycle accident that happened 30 years ago. I am still very active at 60, never took pain killers ever ( I never have liked taking pharmaceuticals). It works great 👍 and I feel less stressed, which helps my overall well being.I have just request a free trial bottle of PURE CBD OIL drop here.👍 Reply Kenneth Swanson August 8, 2017 at 12:25 pm I would be interested in trying this. I suffer with joint pain daily. Are these product available in the UK? Reply healthyliving August 8, 2017 at 12:33 pm Hi Kenneth Swanson,The FREE Trial offer is currently available for US…
Did you know that 83 percent of Americans drink coffee regularly? In a fast paced world, with the pressures of life pulling us down, it is no wonder we need coffee, but also carry anxiety. Not only does coffee help wake you up in the morning, but it actually has more lot of health benefits than you might realize. However, adding a little CBD oil can increase those benefits even more.
As one of the original CBD manufacturers, Green Roads reputation truly precedes them, and their pharmacist formulated manufacturing process is why we selected them as the best quality CBD oil on the market. They offer a range of CBD oil concentrations (100mg, 250mg, 350mg, 550mg, 1000mg, 1500mg, and 3,500mg) all of which allow you to view ingredients and test results from a 3rd party testing facility via a QR code on the box.
Still, as the saying goes, absence of evidence isn't necessarily evidence of absence, and there's a reason we don't have a ton of solid research on CBDs yet — "to study it, we need a good source, " said Ziva Cooper, who is an associate professor at Columbia University and was on the National Academies committee. CBD is hard to get because it's still technically a Schedule I drug, which limits its availability, Cooper said.
It sounds like the title of a children's book, but like so much else that you learned in kindergarten, it's true. Everyone's body is different – but everyone's endocannabinoid system is really unique. For reasons we don't fully understand, receptors in the endocannabinoid system don't respond predictably to cannabinoids from person to person. This lack of a predictable response makes standard dosing tricky.
Despite this, CBD is something nobody knows much about, and certainly nobody is monitoring it properly. CBD is widely marketed as a supplement, despite the Food and Drug Administration saying it does not qualify as such (this is because it is an active ingredient in drugs which are either approved or under investigation to be approved). CBD goes largely unregulated by the agency; on the FDA's FAQ page, a vague answer maintains there are "many factors in deciding whether or not to initiate an enforcement action." The Department of Agriculture handles research grants and pilot programs for hemp, but that's where its involvement ends.
Unlike with THC, CBD's effects aren't limited to that single receptor. These effects are not precisely known, though CBD certainly has some impact on CB1's sister receptor (CB2) as well as a receptor called 5-HT1A. When the 5-HT1A receptor comes into contact with a material that agonizes it, the effects can include reduced anxiety and increased calmness.
My mother has dementia/Alzheimers along with a broken knee that they will not repair do to her mental status. She is currently in a nursing home. I firmly believe her mental situation began with the over use of hydrocodone for over 30 years and was acerbated by the trauma of breaking and disconnecting her knee cap. Since weaning her off of her meds (still in progress) we have regained much of her consciousness. I want to try CBD to help in her recovery or to help slow down the disease. I cannot find a dosage recommendation plus the nursing home/doctor does not recommend it. I would need to give it to her when I am there visiting (about 3 - 4 times per week). Is there a recommended dosage for dementia/Alzheimers?
By popular demand, we have also begun to carry several, high quality CBD pet products as well. For general purpose applications, we carry several, tasty tincture and oral spray options that are highly effective. Likewise, Pharma CBD capsules provide CBD purity via capsular ingestion. In addition, we have partnered with Therabis, the quality CBD maker of "Stop the Itch" and "Calm and Quiet", the pet lovers' ultimate go-to's. Find these products by browsing our exclusive online inventory.
Based on reviews, smoking or vaporizing CBD vape oil seems to have less effects when compared to other methods of administering CBD, such as tinctures, capsules and sprays. On the flip side, others argue that smoking or vaporizing has less drawbacks than taking CBD orally, since ingesting CBD orally could result in inconsistent absorption and a delayed effect.
It is for this reason that all the finished hemp goods that you see for sale in America, from food products to clothing to building materials, are part of an imported hemp industry that has surpassed $688 million annually. The size of this import industry is one of the major catalysts for hemp legalization in the U.S. As a renewable source of a range of products, hemp provides an exciting new step in American agriculture.
Willie's Remedy, the "hemp derived cannabis products to supplement a legendary life well-lived" per their website, will debut in Colorado some time in September. From what little can be gleaned from the website, the whole bean coffee will be "small batch" roasted, "infused with full spectrum CBD oil derived from American sourced and organically grown hemp," and sold in eight-ounce tins.
Hemp-derived CBD definitely had an effect on me. At Caffeine Underground, I ordered a CBD oat milk latte—smooth and delicious with no trace of CBD flavor—and toast made with CBD-infused jam. After two hours plugging away on my laptop with full concentration, I was still so completely blissed out, the walk back to the train in 30-degree weather felt like it took no time at all.
We do sell pure, isolated cannabidiol in crystalline form. This CBD isolate is somewhere between 96% and 99.9% pure. While all the Certificates of Analysis (COAs) for our CBD Isolate reveal cannabidiol levels at 90%-100%, we are almost completely certain that every batch of our CBD Isolate extract has been more than 99% pure. The deviation in results is due to instances of unreliable third-party testing.
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All this means that scientists can still only obtain marijuana-derived CBD from farms licensed by the National Institute on Drug Abuse (which until this year meant only one farm owned by the University of Mississippi). As for whether you should have a preference for CBD that comes from hemp, marijuana, or a pure synthetically produced version, there are some theories that THC—and even the smell and taste of cannabis—might make CBD more effective, but Bonn-Miller says these ideas have yet to be proven.
Still, as the saying goes, absence of evidence isn't necessarily evidence of absence, and there's a reason we don't have a ton of solid research on CBDs yet — "to study it, we need a good source, " said Ziva Cooper, who is an associate professor at Columbia University and was on the National Academies committee. CBD is hard to get because it's still technically a Schedule I drug, which limits its availability, Cooper said.
Zuardi, A. W., Crippa, J. A., Hallak, J. E., Bhattacharyya, S., Atakan, Z., Martin-Santos, R., … & Guimarães, F. S. (2012). A critical review of the antipsychotic effects of cannabidiol: 30 years of a translational investigation [Abstract]. Current Pharmaceutical Design, 18(32), 5,131–5,140. Retrieved from https://www.ncbi.nlm.nih.gov/pubmed/22716160
In the current market space is there much difference in cost, in bulk, between 99+% pure CBD from the different sources being discussed? IOW between high-cbd cannabis, and low-total-cannabinoid "industrial hemp", and hemp grown for seeds not fiber? Extraction from high-cbd cannabis would seem easier as you have to work with less plant material per unit of end product, but then it costs a lot less per lb plant material to grow a huge field of hemp. So, how does it land these days?


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The Filipino community, much like many immigrant communities, is ripe for the recruitment of participants in MLMs. Filipino immigrants can be particularly easy targets to exploit, as this Filipino-American writer can attest. They are easygoing and friendly. The ones with a college education understand and speak English very well. The community is crawling with network marketers hawking everything from cosmetics to travel packages to insurance products, courtesy of companies that promise the dream of passive income as well as incentives such as car bonuses and vacations.
Are you looking to improve your MLM and Network Marketing sales skills? You're either Making Sales or you're making Excuses, not making any sales. Peter Mingils teaches the Making Sales or Excuses Training Course. To get the right kind of MLM training, you can take the Mini Course or the Full Course and increase your sales and sales management skills!
You are right in that most MLM have monthly dues and have high entry fees to be distributors or consultants. You are also right in that most MLM companies focus on recruitment and not product sales. I've been working with Arbonne now for quite a while and none of those comments apply to this company, which is why I believe they have survived and are only growing at this point, despite some people's opinion that they will soon be relics like Mary Kay. To become a consultant is a mere $75 dollars, the kit is involved with all free samples and material. Product loading is prohibited. Each event we host regularly ends with most if not all attendees becoming a preferred client for $20 joining fee for the first year and a $15 renewal every year with no monthly expectation and a guaranteed minimum of 20% off of all stock at all times and 40% off of all packages at all times. Not only that consultants can will their business down 6 generations, and the Mercedes incentive is for a purchase, not a lease. We do look to grow our network, but we emphasize this takes hard work and is not a get rich quick scheme. While you hit the nail on the head with most MLM businesses, there are MLM businesses like Arbonne who are a cut above the rest and who are in the habit of not putting pressure on anyone attending to either purchase or join as a consultant. We only want the best in our network and we have thousands of examples of very successful men and woman to show for it. Great article!!!
Leads should come in the form of people that are likely to work with you. When you get leads for free, they may not be targeted. That's okay though, you can target these people yourself, and it's free to do if you're willing to put some time into learning marketing. Don't just get a logo slapped together and act like you're an awesome company with all kinds of things you don't really have in place. However, you can work with leads that you target by learning to make a splash in places like review websites and other places people read more about companies.
Kay, you don't need a lot of money to buy essential oils, NOT AT ALL! Specifically now that distillers will sell directly to small businesses with very minimum amount, your $100 will buy you a lot actually. Averagely, your cost with MLM in a single bottle will be around 25x-30x more. So it is not the cost; but the business set-up (packaging, presentation, etc.).
We are always making sure that all of our Biz Opp Leads are as current as they can possibly be so that your List always contains the up-to-date information you expect to receive. This means that we have to pay attention to any and all of the changes that occur in the business world, such as new technological developments, in order to provide you with the latest and greatest Lead information.
Thank you for your article. I am also with doterra and I never in my life thought I would do something like this. The reason I started was because of health issues that led me to the oils. I have been an RN for 23 years and I feel more free and excited to share about health than ever. If you are going into something to get rich quick, I think that is the wrong attitude. I think most of my fellow doterra wellness advocates, have come to the same realization as me. I believe most of us started out trying to help ourselves and our families. I left my nursing job of 17 years in Feb, not because I am making enough money to replace my past income, but because I truly love helping others and I love the company and what it stands for. I can't argue about MLM's because I truly don't care about that side of it. Maybe I am wrong to think that way. I hope that this ride doesn't end anytime soon because the difference that doterra is making in my life, and the lives of those around me, is amazing. Thank you again for your information and your viewpoint.
I'd like to point out a few things: statistically something like 96% of businesses fail within the first 5-10 years, which is a much more impactful loss, both financially and time wise, than the few hundred dollars one puts into whatever product they're using in MLM. So realistically the success rate as a "self employed business owner" with MLM is probably a bit better than it is with launching a traditional business, or at least consistent with it. It takes discipline and tenacity that many people don't have- that's why they chose to remain employees in the first place.
When you work with us, you are working with one of the most established firms on the internet in terms of genuine, qualified leads. You can receive leads that are from 0 to 75 hours old or go for a longer view to select leads that are between 7 and 10 days old. If you would like the best premium "aged" leads, we have leads that are 30 days or older waiting for your contact.
Multi-level marketing is a strategy some direct-sales companies use to encourage their existing distributors to recruit new distributors by paying the existing distributors a percentage of their recruits' sales. The recruits are the distributor's "downline." All distributors also make money through direct sales of products to customers. Amway is an example of a well-known direct-sales company that uses multi-level marketing.
People who wonder why network marketing doesn't work have likely also never joined the best MLM for them at the time or had great upline support and a team around them to get through the often frustrating first few months. Opportunities abound – even publicly traded multi-level marketing companies, who you would think are these huge businesses that give you no attention, have small teams and wonderful leaders to join. It's just a matter of finding the top teams in the company you're looking at.
I think when you made comments about a company you should have kept them neutral or not only commented part of a story. Ambit did have a lawsuit, but it also has several JD Power awards, A+BBB, and many other accolades. I don't know details of the suit, it may have been 100% justified, but I do know lawsuits are not always justified. Sometimes people are looking to make a buck
RESPONSIVE MLM LEADS/NETWORK MARKETING LEADS: Starting a Home Based Business doesn't mean that you have to pester your family and friends to join your business. You don't need to become a social pariah to make money. MLMLeadSpecialist puts you in touch with people who like you, want to start a home based business. Now you can reach excited and eager MLM/Network Marketing prospects and close sales!
Everyday, people get sucked into the lure of MLMs ("multi-level marketing" or "network marketing") and I can't stress enough the need to stay far, far away from them. These include Herbalife, Arbonne, LuLaRoe, Younique, Rodan + Fields, and Amway among many others. I understand the need for flexibility, especially if you are a full-time student or are raising young children. Believe me, I also understand getting a job that allows you to create your own schedule and work remotely takes Hunger Games level competition. I am always surprised when I see college educated women sucked into these things. But it's telling about other issues, like childcare, maternity leave and corporate culture in the US. MLMs are pyramid schemes, and are extremely predatory because the only way to make any money is to sign up more and more people under you which will just ruin your social relationships and make you a pariah where it matters most: your friends and family members.
For full disclosure, I want to point out that I am not affiliated with any multi-level marketing or direct sales companies, and that I don't receive any compensation from the industry for my opinion on it. I'm sharing this with you because after I wrote what is considered the most widely read, copied, and quoted MLM article in the history of the industry, I was accused of writing it to promote my own MLM business or the industry in general, which is not the case.
Most people who try network marketing fail – not because the products they are marketing are poor, but because they do not realise how much effort network marketing is, and how much time they need to put into it. All too often, would-be marketers give up when they get to the six month point, but they are not quite turning a good profit. What they don't realise is that if they had waited it out just a few months more, and kept on marketing and expanding their business, then they could have been profitable.
I agree with you that much of the industry is flawed, but what about an MLM that has a service rather than a product such as electricity. It's not like that could go out of style or that once you buy it you don't need it again or that your monthly supply is too much and you're going to stop the monthly subscriptions. I can honestly say that I cannot stand most MLM companies because regardless what you believe or how much you like the product, if you have to try to convince someone else to use it then inevitably the system is flawed and eventually your residuals will dry up. Electricity though, that's different in my opinion, no one has to convince me to use it, it just comes by default. Find me an MLM that is not selling so much as showing someone an alternative to what they already have to pay and I'd be interested.
The main sales pitch of MLM companies to their participants and prospective participants is not the MLM company's products or services. The products/services are largely peripheral to the MLM model. Rather, the true sales pitch and emphasis is on a confidence given to participants of potential financial independence through participation in the MLM, luring with phrases like "the lifestyle you deserve" or "independent distributor."[16] Erik German's memoir My Father's Dream documents the real life failures of German's father as he is lured into "get-rich-quick" schemes such as Amway.[17] The memoir illustrates the multi-level marketing sales principle known as "selling the dream".[18]
"Joining an MLM is appealing to women who find hope in their promises of a better life: freedom, economic independence, and an endless supply of cheery trinkets. Despite professing quick-income prospects though, it's difficult for MLM consultants to earn more than pocket change. When glitzy recruitment videos yield to the reality of suburban cul-de-sacs, people selling for MLMs can be plunged into debt and psychological crisis." (Quartz)
Write articles or blogs. Writing is an effective way to get in front of your market through other people's websites, and your only cost is that of your time in writing. The key to writing an article or blog that another site will run is to make it useful and informative, but not advertorial. As a network marketer, you have two types of articles and markets: The first is related to your product or service. If you sell candles, for example, then write a Valentine's Day post on creating romance with candles or something about how candles can improve mood. The second option is related to direct sales and the MLM business. For example, you can write articles about how your MLM career changed your life or how to be successful in direct sales for lifestyle and business websites. Just know that most places won't want you to directly promote your business within the article, but they may allow you to include a link to your website in your bio.
With so many of the fastest growing MLM companies pushing to have you join, it can get confusing when you're looking at MLM products, compensation plans, where to get leads, marketing tips, and most of all – can I really make money with this? What you need to remember, is that the best MLM to join in your situation is going to come down to one thing – finding a product and a business you are excited about sharing!
In April 2006, the FTC proposed a Business Opportunity Rule intended to require all sellers of business opportunities—including MLMs—to provide enough information to enable prospective buyers/participants to make an informed decision about acquiring/joining a business venture with information disclosed about the average likelihood of monetary profitability (and the extent of monetary profitability, if any) of acquiring/joining the business venture. In March 2008, however, the FTC removed "Network Marketing" (i.e. MLM) companies from the proposed Business Opportunity Rule, thus leaving MLM participants without the ability to make an informed choice of entering or not entering MLMs based on the disclosed likelihood of success and profitability:
The binary compensation plan has recently gained popularity because of its simplicity and the growth opportunities involved. Unfortunately, the plan has been so misused that it has been hit with many state and federal regulations. Government actions against such companies have been very public, resulting in bad press for the companies and a bad reputation for MLMs using the binary compensation plan.
I've been using these leads for over 2 years now and have built large organizations. Not only are the leads of great quality but the support is excellent. I use a simple six-step process to train my team. When you have leads who are all looking to start a home-based business, this is a very simple and duplicatable process. Cal Faber Victoria B.C. Canada –
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Ben Thataway, a CEO benefits forever off of his employees and the employees can spend a lifetime and never make the kind of money they can make in network marketing. I know someone personally that beat out 80,000 representatives, did not join the company untli 3 years after it launched and became the top income earner. What you've heard, or what you think you know about network marketing is false.
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James W. McGill holds a Master's Degree in Guidance and Counseling and is an honors graduate of Drake University Law School. Licensed to practice law in the State of Minnesota and the Federal Courts, McGill maintains a general practice with special emphasis in the areas of Mediation, Bankruptcy Law, Employment Law, and Alternative Dispute Resoluti ... more
Moreover, even in a simple divorce, you'll have to make major decisions that will impact your future, including decisions about alimony, what to do with the family home, or retirement benefits. A paralegal service can't provide the guidance you might need; these divorce decisions should be reached with the help of an experienced family law attorney.
This booklet explains your rights in a Minnesota divorce and includes information on custody, parenting time, child support, maintenance, abuse, and division of property. This booklet does NOT tell you how to get a divorce without the help of an attorney. Divorce law is complicated and changes often. Each case must be handled differently. Unless your divorce is very simple, it is usually a good idea to have an attorney.
The court can also consider a change if the parent with custody has denied or interfered with the parenting time of the other parent. However, parenting time problems alone are usually not enough to change custody. Denying or interfering with a parenting time schedule is a factor that a court may consider in deciding to change custody. A judge can also change custody based on the "best interests of the child," if both parents agreed to use that standard in a writing approved by the court.
When it comes to divorce in Minnesota, it's important to know that the state favors "equitable distribution." This simply means that all assets are divided equally among both parties regardless of either party's wishes. Sometimes, though, this doesn't necessarily mean that "equitable" will be equal. Rather, the word fair is more the proper term to be used when dealing with property distribution.
Once the mediator has helped the spouses frame the issues and interests clearly, it is time to negotiate an acceptable settlement. This usually begins with an exploration of possible options. With the mediator's help, the spouses discuss and evaluate the options, until eventually they narrow down the options to the ones that work best for both spouses. Getting to the final combination of options will involve compromises and concessions on both sides
I use only processes—mediation, collaborative law divorce, and out-of-court negotiation—that emphasize open, respectful communication. I am currently not taking "contested" cases, in which each spouse hires a lawyer and fights in court. If you have been served with divorce papers or need legal representation in court, you should contact a different attorney.
If you're not satisfied, simply call us toll-free at (800) 773-0888 during our normal business hours. All requests made under this guarantee must be made within 60 days of purchase. We will process your request within 5 business days after we've received all of the documents and materials sent to you. Unfortunately, we can't refund or credit any money paid to government entities, such as filing fees or taxes, or to other third parties with a role in processing your order. We also cannot refund any money paid by you directly to third parties, such as payments made by you directly to attorneys affiliated with our legal plans or attorney-assisted products.
It also possible, as part of settlement agreements to contractually limit the amount and duration of spousal maintenance, and limit or prevent altogether any future modification of maintenance, though what is known as a "Karon waiver". Benefits of such waivers involve certainty to both parties as to amount and duration of maintenance. Risks also are possible, if a party contracts to a set term and amount of maintenance, and either through illness or job loss, either cannot meet their obligation or may need an extension of their award, as most waivers require the court to give up jurisdiction to make such a change. Importantly, Karon waivers may only be agreed upon by both parties. If there is no such agreement, a court may never order such limitations and waivers of rights to future "modification" of the amount or duration of maintenance.
The court may also require that medical insurance for an ex-spouse continues. For example, group medical insurance rates may not be available to one spouse or may not cover as many medical costs as the insurance available through the other spouse's employer. The court may order that the insurance through one spouse's employer continue. Either party may be ordered to pay the cost. This kind of insurance coverage is part of spousal maintenance.
Any offers made during mediation, or any possibilities that are discussed, cannot be disclosed to a court. This creates a setting where the parties can more freely discuss and explore how far from their "stance" they might be willing to go. A trial, or any type of litigation is very costly, so money saved by resolving issues in mediation, can often become part of a solution. It doesn't mean that you can take something like a bank account balance or a mental health condition, mention it in mediation, and therefore make it non-disclosable. Facts, such as these, mentioned in mediation, can indeed become part of a court case if the situation is not resolved in mediation. It is the discussions and offers that remain confidential.
If your spouse tries to conceal assets, it will not benefit them. Courts do not look favorably on dishonesty. Further, divorce attorneys can use a variety of tactics to uncover assets and income, such as formal or informal discovery requests, subpoenas, contempt motions, etc. Finally, even if you find out that your spouse concealed property after the divorce is final, the Court has the discretion to reopen the proceeding and distribute or redistribute property accordingly.
Fees may be charged on an hourly basis, or by the day or half-day. In general, mediators help the parties meet, explore options, and negotiate a mutual settlement to resolve their dispute. Mediators do not determine who is right or wrong. Instead, they help the parties reach a solution on their own that works for them. Parties should seek mediators with mediation training, experience, and specific knowledge of family law. It's also important to consider the mediator's style and mediation philosophy.
The length of time to complete a divorce depends upon several things. If both sides reach an agreement or if one spouse never responds to divorce papers, a divorce doesn't take much time. If both sides can't agree, then the judge has to decide. In this case it will take much longer because the court will need to gather information and schedule time in order to make a fair decision. Gathering information might mean having a custody evaluation done or getting financial information.
Divorce can be a difficult and stressful process, even in amicable situations. Navigating the maze of legal issues is confusing for many separating couples. To make matters more complicated, there few hard-and-fast rules and rarely any black-or-white answers. Instead, the outcome of important matters such as property division, alimony and child custody hinges on the unique circumstances of your family.
Tera is one of the founding members and the managing partner at Minnesota Divorce and Family Mediation. She has over 15 years of combined education, training, and professional experience in facilitation, team building, negotiating, and mediating resolutions of all matters. She uses a strengths-based, client-driven approach to develop thorough parenting plans for children tailored to their unique circumstances and future needs. She has experience with complicated parenting issues, children with special needs, mental health issues, domestic partnerships, and other non-traditional relationships. Tera's goal is to develop a comprehensive divorce agreement while minimizing stress and cost.
You may be surprised to know that many divorcing couples are fairly respectful of each other and work well together in divorce mediation. There are also many couples who are very emotional about the divorce and as a result, exhibit more conflicted behaviors or believe they can not successfully negotiate face to face. As a mediator, I am trained to assist people in putting their emotions aside and focusing on the relevant issues. My job is to keep you on track and help you through the crisis. Rest assured that you will be accepted as you are; there will be no judgment or criticism and you will receive grounded professional assistance aimed at helping you succeed. My personal and professional experience has taught me that both emotions and conflict tend to diminish through the course of our work together. Professional guidance is often a key factor of success. As you progress through the process, you will likely come to understand why mediation is so successful at alleviating some of the non-monetary transactional costs of divorce.
The attorney representing either the petitioner or the respondent can schedule a temporary relief hearing. The other party must be served with motion papers, including a Motion for Temporary Relief and an Affidavit. Affidavits are written statements signed under oath. The motion papers are legal papers requesting temporary relief from the court and stating the facts on which the request is based. These facts include the income and expenses of each party, who has the children now and why they should be in the custody of the party asking for temporary custody. The motion papers must be mailed or handed to the other party before the hearing. There are certain time periods for giving notice to the other party before the hearing that must be followed when bringing and responding to motions. The petitioner's attorney often has the motion papers served at the same time as the Summons and Petition.
Following trial and final written submissions, the judicial officer is allowed up to ninety days to issue written "Findings of Fact, Conclusions of Law, Order for Judgment and Judgment and Decree" which is the legal document dissolving your marriage and deciding all issues involving your children, property division, child support, spousal maintenance and attorney fees. After the issuance of the Judgment and Decree, Minnesota Law has a set procedure and time limit to allow either party to ask the court to correct any perceived or actual errors; to argue to the court to change its' decision; or, to argue that based on alleged errors, a new trial should take place. Although a new trial is rarely granted, it is not uncommon, especially when presented with complex issues, for the Court is slightly amend its' decision following the original judgment and decree.
Born and raised in Southeastern Minnesota, Karl has years of experience in general practice. He advises clients on a wide range of legal subjects including commercial and criminal law with special emphasis on family and bankruptcy law. His experience includes a focus on consumer bankruptcy proceedings for businesses and individuals wishing to alleviate the burden of unmanageable debt, as well as non-bankruptcy debt workouts. He has represented numerous individuals and business concerns guiding them from commencement of their bankruptcy case to their discharge, and other post-discharge issues. Karl also has focuses much of his practice on family law, including marital dissolutions, paternity,...
They had about $700,000 of equity in their house and she wanted to give him about $100,000 to walk away—much less than the law allows. She was not at all willing to consider his perspective. "What I came to understand was from his perspective, he was an abused husband. And his having an affair—which is not the best way to handle difficulties in your primary relationship—was a desperate act, because now that they were going to have a baby together, he felt that he was trapped in this extremely unhealthy relationship, and this was the only way he could think of to get out. So it was very eye-opening for me."
You can access most of the necessary divorce forms at the Minnesota Judicial Branch website. Remember, there may be additional documents required by your county's circuit court, so please check with your circuit court before filing to assure that you have all the correct forms. If you feel like you need more help, you can use Rocket Lawyer to Find a Lawyer who's right for you.
In equal numbers, prospective clients come to me either excited about a perceived ace-in-the-hole because of the other spouse's adultery, or worried about his or her own adultery. Neither attitude is warranted. The Courts couldn't care less about anyone's adultery in and of itself, or the immorality of it. Half the divorces they see involve adultery. In fact, there's a very real danger that pressing this issue will backfire, making the accuser appear obsessive and jealous.
If your spouse does not wish to contest the Petition for Dissolution of Marriage, they may file a Summary Dissolution jointly with you with the court. This obviates the need for a trial and allows parties to submit evidence in written form. To use this uncontested divorce procedure, you and your spouse must meet the following eligibility criteria:
Karen is a mediator with multiple sources of experience transforming complex disputes into mutually beneficial outcomes. Karen is available for mediations, meeting and workshop facilitation, and conversation coaching. Her subject-matter expertise includes environmental, and the cultural and technical intersections of fee and tribal trust land. This ... more
It is important to remember that the child support obligation terminates automatically at this time. [2] The obligor doesn't need to return to Court to stop it. He just needs to stop paying. That said, if payment is through automatic income withholding, it is a good idea to alert your child support case worker in advance of the termination date, to be sure they don't overlook it and continue withholding the money from your paycheck.
If you can afford an attorney, but don't know any, ask a friend who was satisfied with his or her attorney. You can also look in the yellow pages under "Attorneys." You can contact the local bar association's attorney referral service listed below. The Lawyer Referral Service can give you the name and telephone number of an attorney in private practice in your area who may be able to represent you. You may have to pay an initial fee for the first appointment with the attorney. You may be able to negotiate how much you will pay the attorney for representation in a divorce. Many attorneys will ask for payment of some money before the divorce is begun. This is called a retainer.
Note: State laws are always subject to change through the passage of new legislation, rulings in the higher courts (including federal decisions), ballot initiatives, and other means. While we strive to provide the most current information available, please consult an attorney or conduct your own legal research to verify the state law(s) you are researching.
Legally, there can be no discrimination based on the sex of the parent. For a father willing to bear the time and expense of the contest, chances for custody are more or less equal to those of the mother, all else being equal. Having said that, I do think there is some lingering bias, even though judges and custody evaluators and guardians ad litem will always deny it. Often I do not believe it even occurs on a conscious level. Yet there is a gut feeling one gets, representing a father, that the job is just a little more difficult, or representing a mother, that the job is just a little bit easier.


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