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With seven clubs in New Jersey, WOW! Work Out World has established a formidable presence in the Northeast. Its 13 licensed clubs in the United States and three in Japan have expanded the company's brand even further. Stephen P. Roma, CEO of WOW! Work Out World, discusses how he and his wife, Mary, turned one club into a franchise and how they keep members coming back for more.
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Ci: What is a WOW!?
WOW! Work Out World is positioned as an upscale neighborhood fun fitness center that features more than 25,000 pounds of free weights, more than 60 pieces of selectorized equipment, an endless variety of cardiovascular equipment, multiple group fitness studios, spinning, body pump, basketball, bouldering, circuit boxing, child care, personal training, regular fitness testing and monitoring, juice bar, pro shop, chiropractic, racquetball and the Internet at workoutworld.com.
Ci: What makes WOW! different?
All members have access to all our New Jersey facilities. Within the first 30 days of membership new members receive the 4-3-2-1 success program; a free fitness evaluation; four free personal training sessions; four exercise success reports as well as e-mail coaching. There is also a 100 percent money-back guarantee.
Ci: How did you get started with WOW! Work Out World?
Well, my background is in the area of finance and technology. After I was fortunate enough to sell my computer leasing business for the second time, I joined my wife, Mary, on a full-time basis to help her grow WOW! into a small chain of family-owned and operated health clubs.
In 1993, Mary opened the first WOW! (then called Lifestyle Fitness Center) in Tinton Falls, NJ. I retired from the computer leasing industry in April of 1996 to begin working full time in the family business. In August 1996, we opened our second WOW! in Brick, NJ. During the next few years, we opened another five WOW! clubs in New Jersey.
WOW! is part of the community and each of our WOW!s employ approximately 75 full-time and part-time employees. We are open seven days a week, 365 days a year, Monday through Friday from 5:00 a.m. to 11:00 p.m. and on Saturdays and Sundays from 7:00 a.m. to 5:00 p.m.
Ci: Explain your club's licensing program.
We have 13 licensed clubs in the northeast United States and three licensed clubs in Japan. Our licensing program started with a new club that was being built in West Hartford, CT. That club was using the same architect we were using. Before we knew it, we had licensed our first club.
For a small, family-owned chain the nuturing of the WOW! logo has provided us good visibility. Our growth to 16 licensed WOW!s has indirectly been accomplished by doing a lot of fun, cool and eclectic marketing, coupled by a steady program of issuing press releases and writing articles for trade journals. Invariably, someone will read about us and the phone will ring. Up to this point, our licensing success has been the result of some good, old-fashion luck. Our focus has always been on the growth and operation of our owned clubs. We recently hired Pat Necerato to take charge of our licensing initiative and to launch an active campaign during 2003 to license WOW! to the world.
Ci: How important are licensing revenues to your clubs' operating performance?
At this point, the licensing revenue is not a significant contributor to our bottom line. We use a portion of the revenue from our licensing to host our annual holiday party and other employee events throughout the year. Up to this point we have simply banked the majority of our licensing revenues and earmarked them for the development of a media kit, which is being designed. This year we are going to actively advertise and market our WOW! licensing program. I can certainly envision that over the next five years the licensing program has the potential to contribute as much as 25 percent to our bottom line.
Ci: I noticed that you offer full-service chiropractic and weight loss at your clubs. What is the arrangement with regard to staff, renting space, insurance, etc.?
We are smart enough to know what we know and what we don't know. We want to do everything we can to enhance members' experience every time they walk through our doors. To that end, we know how to enroll members, maintain clean and operating clubs, create a fun exercise environment and do oodles of personal training. Beyond that, we have taken the approach to outsource specific services to folks that are experts in their field, our WOW! partners. We generate a lot of foot traffic that allows us to charge rent that is commensurate with that foot traffic. Doctors, physical therapists, juice bar operators, massage therapists and supplement concessionaires are all operated on an outsourced basis. We want our partners to be successful, we want them to make lots of money, but most important, we want them to provide an incredible experience each and every time they interact with our members.
Ci: What kind of impact do these services have on your membership and revenues?
For us it is always about the member experience and the member perception. We believe that there are certain instances where a partner can provide a service to our member better than we can. We are happy to collect rent knowing that our member is receiving the best service or product from our WOW! partner.
Ci: What profit centers do you see as growing in the future? Why?
Personal training is the cornerstone of our retention initiative. Each new member that joins WOW! receives a fitness assessment and four free personal training appointments enhanced by a variety of collateral material. Each interaction with our trainer is an opportunity for us to sell personal training sessions. We emphasize the education aspect of our trainers so much that their NASM education (or equivalent) is how the session rate is determined as well as the trainer's portion of that rate. We know we are headed in the right direction simply by seeing the increase in our personal training revenue month over month.
Second is our logo wear sales. The WOW! logo is great and our tag line of "Fun Fitness" puts a smile on everyone's face. This, coupled with our eclectic and somewhat fun and goofy architecture, means it is only natural that we take advantage of everything that we have working for us. Up till now we have not made a real effort to launch our logo wear program. We are in the process of redesigning the physical components of the pro-shop in each of our clubs, in the final stages of designing a complete WOW! active wear line and will also have our Internet shopping cart up and running soon.
Starting the second quarter of this year, we will be selling supplements that are wellness-driven and prescribed based upon a non-invasive accredited test. We envision this to be a structured sale that will be an add-on sale for our personal training staff.
Ci: WOW! always seems to be doing something innovative on the marketing and promotional front. Why so much emphasis there?
We are big believers in branding and being first in the mind of the consumer. We always try to link our marketing and advertising to something that will be fun and memorable and that is relevant to the time of year. The WOW! logo is highly visible, energized and exudes a fun feeling. The dynamics of the WOW! logo drive all the fun we have in promoting it. Some of the recent fun marketing that we have done include minting WOW! coins and having our staff drive a fleet of cool and colorful automobiles.
Ci: What percentage of your overall budget is used for marketing?
Our marketing and advertising budget represents 3.67 percent of revenues and 4.53 percent of expenses.
Ci: What have been some of your most successful campaigns? How about campaigns that didn't quite pan out?
Last summer we handed out more than 20,000 pairs of 3-D fireworks glasses on the 4th of July. This one event generated several hundred tours. In January on three successive weekends we put out more than 1,000 mini-billboards at big traffic intersections surrounding our seven clubs. This resulted in the best January we have had in our entire 10-year history.
Our not-so-successful campaign was a health fair on an exceptionally warm October weekend. We worked hard on this only to have a disappointing showing. We've realized that we could make almost anything work when we had one club, but with seven clubs we need to concentrate our efforts on marketing campaigns that can be leveraged, reproduced and that are based on a system of execution. We always have a list of fun marketing ideas, however, within the world of WOW! the difference between a good marketing idea and great marketing idea is in our ability to execute it across all seven clubs.
Ci: What are some of the biggest changes you've seen in the industry in the past five years?
First, the rebirth of group fitness especially as it pertains to classes created by Body Training Systems. This is not a plug for BTS but rather for the group fitness system that they deliver. The system and structure of the classes allow us to deliver a consistent member experience across all our locations. The system drives our group fitness success.
Second, functional training has been a great tool for our personal training staff. We use functional training as a key component of our "4321 Success Program," which is our new member indoctrination protocol. Functional training is a great way to introduce all ages, genders and activity levels to the benefits of exercise and personal training.
Third is the Internet. Where would we be without the ability to e-mail our members? We inform our members if they have not used the club in seven days. We e-mail them our monthly newsletter. We e-mail them four gifts during their birthday month. We have a new member e-mail sequence, which is a series of e-mails that coach the new member through their first 30 days at WOW! And, we're not shy about e-mailing when someone owes us money. Technology has allowed us to engage our member with WOW! and the more we can engage the member the more we believe that member will stay with us.
CI: What do you see leading the charge for the next year or two?
A healthier America must become priority one. Some form of tax credit or tax deduction for health club membership costs would certainly be a catalyst in this direction. I think the time will come when we see the generic, one size fits all health club evolve into several specific segments. We already see a proliferation of women-only centers.
I think legislation will be passed that will level the playing field between "for profit — tax paying" and "not for profit — tax exempt" health club operators. For fair competition to exist and thrive, we all need to be pay our fair share of taxes.
CI: What do you, as a business owner, see as the most important aspect to keeping the industry thriving?
We must keep people exercising. It is not enough to enroll them. We have to keep them engaged in an exercise program that is fun and beneficial. At WOW! we cannot do enough in programming and member retention. These go hand in hand. If we want a healthier America and want to affect member attrition, we must develop programming to address these issues. Our industry has no problem finding and enrolling members, but we put our new members in a position to fail and become an ex-member statistic. We do this because many of us thought our job was done once we enrolled the new member. Actually, that's when our job just begins.


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These are all accurate descriptions of real collisions, some of the names have been changed to protect the identities of those involved.
Whilst no graphic imagery is shown during the films, some viewers may find the content upsetting.
The Honest Truth is supported by the Road User Support Service (RUSS). RUSS is a unique organisation based in the South West that helps people who are dealing with emotional problems and trauma following a road traffic incident.
Anyone who has been affected by a road traffic incident can find more information about RUSS.
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Mobile Phones
Sqwaking on the phone - The Honest Truth about mobiles
A good driver is completely focused on the road. Always. Using a hand-held or hands-free mobile phone while driving is a distraction and increases the risk of a driver crashing.
Drivers who use a mobile phone whether hand-held or hands-free are:
- four times more likely to crash, injuring or killing themselves and/or other people
- much less aware of what's happening on the road around them
- more likely not to see road signs
- unlikely to maintain proper lane position and steady speed
- more likely to 'tailgate' the vehicle in front
- likely to react more slowly and take longer to brake
- more likely to enter unsafe gaps in traffic
These risks aren't just due to busy fingers. Using a hands-free phone while driving is still a big risk as if a driver's focus is on a phone conversation, their full attention isn't on the road.
What can you do to be a good driver?
- Be the boss. In your vehicle you're in charge. Let your passengers/squawking parrots know upfront that you won't be distracted by phones or other devices in the car. If they muck around, they can find a new ride.
- Put your phone somewhere you can't see it, hear it or reach it when you're driving. That way you won't be distracted by it.
- If you need or want to check your phone, pull over somewhere where it's safe for you to use it.
- If you're expecting contact from someone, let them know you're going to be driving so you'll be unreachable for a bit.
- Remember how important you are. Don't let a text, a status update, a share, a meme be the one thing that could potentially destroy your world (and possibly someone else's).
What's the law?
Hand-held phones – it's illegal to use a hand-held mobile phone or device while driving (including sat-navs). It's also an offence to "cause or permit" a driver to use a hand-held mobile phone while driving.
Hands-free phones - It can be illegal to use a hands-free phone while driving. Depending upon the circumstances, drivers could be charged with 'failing to have proper control of their vehicle'.
What's the punishment for using a mobile phone when driving?
- The law means you could receive a £200 fine and 6 points.
- If you're within the first 2 years of passing your test you'll probably lose your license and have to retake your theory and practical tests again.
- Possibly prison if you really hurt or kill someone. Police check phone records when investigating a fatal collision or serious injury.
- Lots of employers ask about driving convictions on application forms, so it could mean that you can't apply for the job you want. Depending on what you do, you could lose your job if you're convicted.
- If you hurt someone or kill someone, you'll have to live with that for the rest of your life.
Racing like a cheetah - The Honest Truth about speeding
A good driver respects why speed limits exist and drives to the conditions of the road. Always. Speed is a factor in:
- 12% of all injury-causing crashes
- 18% of crashes resulting in a serious injury
- 28% of all fatal crashes.
Around 1,000 people are killed each year on our roads because drivers and riders travel too fast.
Most deaths and serious injuries occur on rural roads. Narrow and bendy roads mean limited visibility. Combine that with speeding and you have a huge risk of people getting serious hurt or killed.
What's The Honest Truth about the 30 speed limit?
The harsh reality of the 30 mph speed limit is if a driver hits someone at 30, that person has a chance of surviving. If a driver in a car hits someone at:
- 30 mph, two out of 10 pedestrians would be killed.
- 35 mph, five out of 10 pedestrians would be killed.
- 40 mph, nine out of 10 pedestrians would be killed.
What can you do to be a good driver?
- Be the boss. Your car your rules. Let your passengers know upfront that you're not going to speed like a cheetah and if they're in that much of a hurry they can find another ride.
- Adapt. Good drivers understand situations and adapt. Drive to suit the road and the conditions.
- Understand that as a driver you're responsible for your vehicle and your actions. If you speed and something happens you'll have to live with the consequences of that.
- Look into getting a black box. It will encourage you not to speed and could get you a better deal on your insurance.
What is the law?
You mustn't drive faster than the speed limit for the type of road and your type of vehicle. The speed limit is the absolute maximum but it doesn't mean it's safe to drive at that speed in all conditions. Find out more at www.gov.uk/speed-limits.
What is the punishment?
- The minimum penalty for speeding is a £100 fine and 3 penalty points added to your licence.
- You could be disqualified from driving if you build up 12 or more penalty points within a period of 3 years.
- If you're stopped by the police for the speeding offence they can either fine you or send the case to court.
- If you're caught on camera, the vehicle's registered keeper will be sent a notice of intended prosecution. If that's ignored, it goes to court.
- If you're within 2 years of passing your driving test, you'll probably lose your licence if you build up 6 or more points.
- Possibly prison if you really hurt or kill someone. Police check phone records when investigating a fatal collision or serious injury.
- Lots of employers ask about driving convictions on application forms, so it could mean that you can't apply for a job you want.
- If you hurt someone or kill someone, you'll have to live with that for the rest of your life.
Hair of the dog - The Honest Truth about alcohol
1 in five 5 deaths involve alcohol. Young men aged 16-24 are more likely to die from an alcohol related road traffic collision and are the cause of over 400 deaths each year. Alcohol:
- slows brain function and reaction times by 10 to 30%
- causes blurring and loss of vital peripheral vision and a 25% reduction in the ability to judge distance and speed
- causes over confidence and reduces the perception of risk
- for young people the accident risk increases after one drink; after two it doubles and after five it can have increased tenfold
- has exactly the same effect whether neat or with a mixer
What's The Honest Truth about the alcohol limit for driving?
There is no way of anyone knowing for sure that they're safe to drive after drinking.
How your body reacts to alcohol can depend on loads of things like your: weight, gender, metabolism, current stress levels, whether you've eaten recently, how tired you are.
Find out more about the alcohol limits for driving and a whole range of other information at www.drinkaware.co.uk/alcohol-facts/alcohol-and-the-law/drink-driving-and-the-legal-alcohol-limit/.
What can you do to be a good driver?
- Good drivers are always in control and focused on the road. If you've had alcohol and you're thinking about driving ask yourself, if I'm involved in a collision could I be 100% confident that I was in complete control?
- If you're going out in a group regularly and alcohol is going to be involved, take it in turns to have a designated driver who avoids the booze altogether.
- Give a designated driver friend an incentive for being 'the sober one'. Buy them soft drinks, give them petrol money and remind them that they'll be in control of any photos!
- Plan nights out. If you can avoid driving completely if alcohol is involved, that's great. Check out what local transport is available in advance.
- Create a rule with your friends that you'll always look out for each other. If you think a friend is going to get behind the wheel after having too much, agree on how you'll all handle that together if it happens.
- If you are going to have a drink and drive, think about eating, how long it's been between your last drink and driving, how much you've had, and remember that despite all of that you can't ever be completely sure.
- Hair of the dog? Alcohol can stay in your system for hours. Remember if you've been drinking the night before that you may not be safe to drive the next day.
What is the law?
Find out more about alcohol limits for driving at www.gov.uk/drink-drive-limit.
What is the punishment?
- Possibly a ban meaning you can't drive.
- A fine (this could be unlimited).
- Potentially a prison sentence.
- You could lose your job if you're convicted.
- Lots of employers ask about driving convictions on application forms, so it could mean that you can't apply for a job you want.
- If you hurt someone or kill someone, you'll have to live with that for the rest of your life.
Seat Belts
The force of a charging rhino - the Honest Truth about seatbelts
Seatbelt's aren't accessories, they're life savers.
- One in five young people driven by a young person don't wear seatbelts.
- People are less likely to use seatbelts on short or familiar journeys or at low speeds. This puts them at serious risk of injury in a crash.
- You are twice as likely to die in a crash if you don't wear a seatbelt.
- Seatbelts reduce the risk of being thrown from a vehicle.
What can you do to be a good driver?
- Always wear your seatbelt. To find out about the rare times when you don't need to wear one visit www.gov.uk/seat-belts-law/when-you-dont-need-to-wear-a-seat-belt.
- Check if you have little passengers. Depending on their height children may need a car seat.
- Tell your friends that if someone isn't wearing a seatbelt and they're in a crash at 30 mph, that person's body will hit whatever's in front of it at a force that's 30 – 60 times their own body weight (which is the same force as a charging rhino).
- You're the boss in your car. Tell your passengers up front that they either buckle up or get out. As a driver your passengers become your responsibility. If they disrespect your safety, your driving licence, their own safety and your rules, they can find another ride.
What's the law?
It's the law to wear a seat belt if one is fitted in the seat you're using (there are a few rare exceptions). You're also only allowed 1 person in each seat fitted with a seat belt.
You must also make sure that any children in the vehicle you're driving are:
- in the correct car seat for their height or weight until they reach 135 centimetres tall or their 12th birthday, whichever is first.
- wearing a seat belt if they're 12 or 13 years old, or younger and over 135cm tall.
What's the punishment?
- You can be fined up to £500 if you don't wear a seat belt when you're supposed to.
- You can be fined up to £500 if a child under 14 isn't in the correct car seat or wearing a seat belt while you're driving.
A cat nap - The Honest Truth about fatigue
- If you're tired, your reactions might be slower so you may not be in full control of your vehicle.
- If you nodded off for 6 seconds whilst travelling at 70 mph on a motorway; you could travel nearly 200 meters which could be enough to take you across all 3 lanes of traffic and off the road.
- Men under 30 are most at risk of falling asleep at the wheel. Collisions are most likely to occur in the early hours (between 2am - 6am) and after lunch (between 2pm – 4pm).
- Big meals and alcohol can make you sleepy and affect your driving.
- 20% of the collisions on the road are sleep related.
- Young drivers are more likely to crash because they're twice as likely to drive when tired.
- 1 in 4 young drivers admit to continuing to drive whilst being tired; compare to 1 in 8 of the rest of the population.
- Sleep related collisions tend to be more serious; with 50% more likelihood to result in death or serious injury.
What can you do to be a good driver?
A good driver is in control of themselves and their vehicle. Always.
- Don't start a long journey if you're already tired.
- Plan enough time into long journeys so you can grab a break now and again.
- If you're travelling with other people on a long journey, suggest that you all have appropriate insurance so that you can take turns driving.
- If you're stopping for a coffee, remember that caffeine is only a temporary fix and will need 10-15 minutes to get into your system and start to work.
- Try to avoid trips late at night or early in the morning when you're probably going to feel tired anyway.
- Get plenty of sleep before a long journey.
- If you feel really sleepy, find a place that's safe for you to stop and rest (not the hardshoulder).
What's the law?
There isn't a specific law making it an offence to drive when you're tired, but you're more likely to commit another driving offence when sleepy.
What's the punishment?
- It depends on the driving offences committed.
- Maximum penalty is up to 14 years imprisonment if you killed someone from falling asleep whilst driving; as this would be classed as causing a death by dangerous driving.
Eyes front - What's The Honest Truth about driving on drugs
Legal and illegal drugs can affect a driver's body and mind, which can include:
- slower reaction times
- poor concentration
- sleepiness/fatigue
- confused thinking
- distorted perception
- over-confidence
- blurred vision
If you're on prescribed medication, make sure you read the information leaflet that came with the medicine before driving. If in doubt speak to your doctor or pharmacist.
What can you do to be a good driver?
- Check yourself. If you're on medication but think it may be affecting your ability to drive, don't risk it and have a chat with a doctor or pharmacist.
- Only ever drive when you are sure that you're in complete control of yourself and your vehicle. If you can't be sure, find another way to travel.
- Let your friends know up front that you're not into drugs and driving so if they're going to put pressure on, they can save it and find another ride.
- Think about how you would handle a situation if you're ever a passenger but you think that the driver may be unsafe due to drugs. What would you say? How could remove yourself from that situation? How could you persuade the driver not to drive?
What's the law?
You're breaking the law if you're driving and:
- you're unfit to drive because you're on legal or illegal drugs
- you have certain levels of illegal drugs in your blood (even if they haven't affected your driving)
What's the punishment?
If you're convicted of drug driving you'll get:
- a minimum 1 year driving ban
- an unlimited fine
- up to 6 months in prison
- a criminal record
- Your driving licence will also show you've been convicted for drug driving. This will last for 11 years.
- The penalty for causing death by dangerous driving under the influence of drugs is a prison sentence of up to 14 years.
Dealing with monkeys - The Honest Truth about distractions
A good driver is in control of their vehicle always. If a driver is distracted, the risk of that vehicle being involved in a crash goes up. A lot.
- For younger and less experienced drivers, the risk of collision goes up with every additional passenger in the car. A new driver is five times more likely to crash if they have two or more passengers in the car.
- Statistically, more girls die as passengers than as drivers.
- Distractions inside a vehicle can be almost anything including: smoking, using a phone, loud music, changing music tracks, and talking with a passenger.
- All sorts of distractions, not just inside the vehicle, can cause collisions like 'rubber necking', the weather, and other vehicles.
What can you do to be a good driver?
- Don't allow monkeys in your car. If your passengers are going to act like chimps then they're placing you, themselves and other people at risk. They're also risking your licence. Make the rules of your car up front. You're the boss.
- Keep your music levels down and reduce the risk of any other distractions in your vehicle (for example put your mobile phone away where you can't see it or hear it).
- Keep your eyes on the road and use your mirrors. Getting distracted by anything for too long means you're attention isn't where it should be and it only takes a second for a collision to take place.
What's the law?
- 'Being distracted' in itself isn't against the law, but the offences that are committed as a result of being distracted are.
- It's illegal to use some distracting items such as hand-held mobile phone or device while driving (including sat-navs).
- If you are distracted and you speed for example, you would be committing an offence.
What's the punishment?
The punishment would depend on the driving offence committed.
Showing Off
Peacocking - The Honest Truth about showing off in a vehicle
Learning to drive and getting your first vehicle is awesome. That can go to some people's heads and it can be tempting to show off which can include:
- a lot of noise and loud music in the vehicle
- 'road rage' or intimidating other road users
- speeding
- racing
These things increase the risk of a vehicle being involved in a collision.
What can you do to be a good driver?
- Don't get drawn into peer pressure. It's easier said than done, but if your friends want you to show off and put yourself, your licence and their safety at risk, are you ok with that?
- Think about how you might react if your passengers start trying to get you to show off. How could you handle that?
- Remind your friends that good, skilled drivers look after themselves, their passengers, their vehicles and other road users. Risking a licence and doing things to hurt other people or risk their lives makes someone a bad driver.
- Don't allow monkeys in your car. If your passengers are going to act like chimps and show off then they're placing you, themselves and other people at risk. They're also risking your licence. Make the rules of your car known up front. You're the boss.
What's the law?
- 'Showing off' in itself isn't against the law, but someone could be committing offences as a result of behaving that way.
- If you are showing off and you speed for example, you would be committing an offence.
What's the punishment?
- After giving a warning, the police have the power to seize a vehicle from someone who is driving carelessly, without reasonable consideration for other road users or in an annoying or upsetting way. An example of this might be performing screeching handbrake turns or 'doughnuts'.
- A vehicle can also be seized if someone drives without permission on common land, moorland or land not forming part of a road. This includes any part of a road which is a footpath or bridleway.
- A police warning is valid for 12 months and applies to the person and the vehicle. If someone is caught driving in that way again their vehicle can be seized without any further warning.
- As well as having to pay for the recovery charge of at least £150, this is all also likely to increase an insurance premium.
What's The Honest Truth about being an inexperienced driver?
You'll learn a lot of new skills during your driving lessons and when you pass your test, you're on the start of a journey to being a great driver.
Like being a good athlete, you have to train to be a good driver. The more you drive, the more you'll learn. You'll learn through your own experiences, the experiences of people you know and through your mistakes (and those that other people make). The more time you spend driving, the more you can practice skills and your confidence should increase.
- Inexperienced drivers are at greater risk of collisions but by knowing what the risks are, you can take action to help reduce those risks and keep yourself (and your no claims bonus) safe.
- New drivers with almost 120 hours of learner driving experience have a 30% lower risk of crashing than those with only 50 hours.
What can you do to be a good driver?
- If you're learning, aim for 120 hours practical practice before your test.
- Understand that even when you pass your test you'll have a lot to learn in the months and years ahead. That's not meant to be patronising or a reflection on your talent or skills, it's just a fact and one that applies to everybody.
- Filter By Causes
- Mobile Phones
- Speed
- Drink
- Seat Belts
- Fatigue
- Drugs
- Distractions
- Showing Off
- Inexperience


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CHICAGO – NBA executives are raising the possibility that Shabazz Muhammad could fall out of the first top 10 picks in the NBA Draft and possibly the lottery entirely, the latest draft setback for the UCLA swingman who began the season in the conversation for the No. 1 pick.
Muhammad being on the board until the middle of the first round on June 27 was once inconceivable, and still is to some within the league, for a prospect with the potential to be a scoring star. But in noting his selfish play, poor body language and the new perspective after the discovery Muhammad had been lying about his age, some teams had turned shockingly cold as the annual pre-draft combine Thursday began the first of two days of drills and workouts.
One executive said, on the matter of Muhammad dropping in the draft, "I'm not saying it happens. But I wouldn't be surprised."
"Out of the lottery?" another personnel boss said. "I guess it's possible."
And from another head of basketball operations, without hesitation, when asked if Muhammad could fall from the top 14: "He could."
The climate has turned so bad that another general manager savaged the prospect even while saying there is no chance Muhammad gets out of the lottery, and maybe doesn't even reach double digits.
"It's his overall attitude," that executive said. "His presentation of himself. It's an all-about-me presentation. I think that's his biggest knock…. His selfish tendencies on the floor show up at certain times. But that's what scorers do."
Indeed, there is the possibility that Muhammad is in the common role of former high school phenom struggling to transition to the college game and now the pros, all with a large spotlight as a recruit expected to help rejuvenate a prominent program. It may simply be a matter of maturing, in play and personality.
Either way, Muhammad has a bad image as the draft approaches, and not just in the moment. Scouts and executives had been increasingly hard on him during his freshman season at UCLA, noting his selfish play with various versions of "He doesn't get others involved," the way a star should elevate an entire team. The concern among losing franchises that might take him near the top of the draft was that Muhammad would be little more than a stat stuffer. Clubs in the lottery that already had pieces in place worried that continued work as a volume scorer would create problems on a roster.
His play is the primary concern, but that hit also comes in the wake of the strange discovery in March by the Los Angeles Times that Muhammad, while listed as a 19-year-old by the school, was actually 20. While some teams have already gotten past the concern of what other secrets could jump out down the line, the real issue of the adjusted age became his development. He had been overpowering younger players in high school and some in the one college season, an advantage he would not have among grownups in the NBA, and he suddenly had one less year to develop. Muhammad, simply, was not as advanced for his age as once thought.
"I don't think that'll hurt me," Muhammad said. "To know I'm 20, I'm still pretty young, one of the youngest guys in this draft. I'm just going to see where it takes me."
Asked what questions he anticipates from teams once he sets a schedule for individual workouts following the lottery outcome on Tuesday night, Muhammad said, "It's up in the air. It's going to be really interesting, so I'm looking to that and looking forward to talking to teams and telling them a little bit more about myself."
But, there will be birth-certificate questions.
"Probably so," he said. "But I'm going to answer the questions truthfully and tell them what's really going on."


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Kobe Bryant is a pretty popular guy, even more so in China than he is at home. When the U.S. National Team was introduced before every game at the 2008 Olympics in Beijing, Bryant got twice the ovation of any of his teammates. LeBron James may be the best player in the world and the center of NBA media attention here in the States, but he's got nothing on Kobe in China.
Winning five championships with the Lakers certainly helps. But Bryant has taken it further by visiting China every summer for the last seven years. And while most of his Olympic teammates are back home, Bryant is still on the road, touring China once again.
Mark Medina of the Los Angeles Times has the details… Bryant told The Times in February that he found that the Chinese were especially welcoming when he hosted a clinic in 1998.
"I enjoyed being around that," Bryant said. "I thought I'd come back every summer and help them out as much as I can."
This is the seventh summer in a row that Bryant has visited China, including the 2008 Beijing Olympics. On this trip, according to published accounts, Bryant has hosted training clinics at Jinan in China's Shandong province and in Wuhan in Hubei province. Bryant attended a charity dinner hosted by the China Soong Ching Ling Foundation, which raises educational funds for needy children in both China and the United States. And it's also safe to presume he'll participate in various events promoting his Nike sneakers.


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A RecCard is an annual pass that also has great benefits at no additional costs, such as, use of open gym, fitness rooms, open swim and computer lab at community centers.Most programs in a Tampa Parks and Recreation facility require a RecCard. Materials and supplies, memberships, camps, clinics, lessons, classes, and/or instructor-led programs may not be included.
We offer both individual and family RecCards for all ages to residents and non-residents. A family is defined as a maximum of two adults and dependent children under 18 years old residing in same household. For a list of fees for each RecCard please view our Online Registration system.
For more information on the RecCard and how to purchase one, please visit our How Do I page.


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Two Police Officers Injured in Odessa, Suspect in Custody
Our media partners at Newswest 9 are reporting that two Odessa College police officers are in good condition after they were injured while trying to stop someone from stealing an OC police car this afternoon.
The person reportedly tried to run over the officers and an Ector County Hospital District police officer.
One shot was fired toward the suspect who was later caught near 9th and Pittsburgh.


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Chat is available between 9 a.m. to
3 p.m. on Monday through Friday.
For more information and to chat.
Chemistry Program
Chemistry careers offer employment that truly affects our daily lives. The foods we eat, the air we breathe, all of the chemicals and fuels we use, and even the clothes we wear are the concern of chemists. Chemists influence public issues, such as genetic modification of plants and animals, and the handling of chemical and radioactive wastes.
Chemists work in the pharmaceutical, paper, oil, biotechnology and consumer product industries. Chemists can concentrate on specific areas of chemistry, such as forensic science, genetic engineering, environmental chemistry, chemical engineering, materials science or chemical education. Many of these careers require a bachelor's degree while others require a master's degree or a doctorate. For more information about careers in chemistry, see one of the chemistry faculty members or go to the American Chemical Society web site at: www.acs.org.
Students interested in chemistry as a major should have good communication, mathematics and computer technology skills.
The Chemistry program at College of DuPage offers courses for liberal arts and health science students, engineers, and chemistry, biology and physics majors. The program has several entry-level courses plus classes in organic chemistry and introductory biochemistry.
Program Requirements
Please consult a faculty member listed below before beginning your coursework.
If you are considering this program as an area of study, consult with a faculty member in this field. To send an email, click on the name of the faculty member you wish to reach:
Cory DiCarlo
Health and Science Center (HSC), Room 3327, (630) 942-2761
Lubna Haque
Health and Science Center (HSC), Room 3335, (630) 942-2110
Kathleen Hess
Health and Science Center (HSC), Room 3337, (630) 942-2420
Richard Jarman
Health and Science Center (HSC), Room 3333, (630) 942-2451
Mary Newberg
Health and Science Center (HSC), Room 3331, (630) 942-4066
William Peacy
Health and Science Center (HSC), Room 3341, (630) 942-2486
Jeffrey Trautmann
Health and Science Center (HSC), Room 3339, (630) 942-2488
Science, Technology, Engineering and Math Division
Berg Instructional Center (BIC), Room 2E06, (630) 942-3210
2013-2014 Outstanding Faculty Award Winner
Lubna Haque, associate professor of Chemistry at COD, has been named the Overall Outstanding Faculty Member for 2013-2014.
Faculty Spotlight
Richard JarmanChemistry
"Chemistry is actually interesting, important and relevant – and not scary like most of them think. There's also more to education than A's and B's."
Lubna HaqueChemistry
"I always encourage students to think of chemistry not as a prerequisite but as something to learn from and treasure for the rest of their lives. It's really the simple things we do as teachers that have the most impact."Read Spotlight
Bill PeacyChemistry
"I hope the students learn chemical information and are able to apply the knowledge to chemical problem solving. I also hope the students gain critical thinking skills that can be used in day-to-day life."Read Spotlight
Anjali BhattacharyyaChemistry
"If you really want to understand chemistry, then I recommend this class for everyone," writes one student of Bhattacharyya.Read Spotlight
Student Spotlight
Marco HartnettChemistry
"To be given the freedom and opportunity to have my own space and equipment was very new and different. By the end of the internship, I felt like an actual working scientist. I always tell people that they should go to College of DuPage for their first two years. I would argue that you get a better education at COD because the class sizes are smaller and you get that individualized attention. A close-knit classroom is better for learning."Read Spotlight
Kai LibbyChemistry
"College of DuPage has so much to offer if you take advantage of the opportunities. The professors I've had are all impressively dedicated to teaching and helping you get to where you want to go. I have yet to leave a class disappointed or frustrated."Read Spotlight
Ina FurxhiChemistry
"COD is one of the top colleges in the nation. It provides me with classes that are easily transferable, tutoring and peer help for students in need, and professors with flexible office hours."Read Spotlight
Ellen BriggsChemistry
"COD provides an amazing stepping stone to great opportunities in academia and career advancement."Read Spotlight
College of DuPage
425 Fawell Blvd., Glen Ellyn IL, 60137
(630) 942-2800 (Main)
(630) 942-3000 (Student Services)
2019 College of DuPage


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Staff Writer
Maria Temming
Technology writer
Maria Temming is the technology writer at Science News. Maria has undergraduate degrees in physics and English from Elon University and a master's degree in science writing from MIT. She has written for Scientific American, Sky & Telescope and NOVA Next. She's also a former Science News intern.


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I have to bow out of this one, I'm afraid. Apologies and complements to Jimmy Patrick, who adulted up and chose to host this batch. Sad thing is, I knew what I wanted to do. I have the three Sazeracs at home–the baby, the 18, and the Thomas Handy. I wanted to compare them straight and in Sazeracs.
But we've had a busy month. In addition to the full-time day job, I've had two or three freelance jobs going at any time. And if that weren't enough, we've been very busy trapping the nine stray cats in our backyard and getting them in to the ASPCA to be neutered. One of the nine has a broken leg and several are sick enough to need antibiotics before they can be neutered.
Our top priority right now is taking care of these cats. It's one reason I've been so quiet here and it's why Jen hasn't been posing as frequently to Last Night's Dinner. And last night, at the time Jen and I had planned to sit with straight rye and with Sazeracs, compare them, and take tasting notes–we were both just out of gas. And then, to spend an hour or so doing the write-up?
Sorry, kids, just not happening.


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There is always something magical about a tea party. Especially when you're the one invited by your little one to join her while you're in between hanging out loads of laundry on a warm summer day. The sailor bear will not mind to share his chair with you! So come on and enjoy these small moments while they last. Let me tell ya they do fly by fast!
Hi, everyone! I am Jennifer Overstreet from gh quilting. My inspiration for this project came from memories of when my daughter was little (now she is a teenager). Even though she was not the princess type (and still not) she loved to have a tea party every now and then.
With that said…
I hope that this vintage inspired quilted table cloth will put some smiles and delight into your little one's tea party!
All seams are 1/4″ unless stated otherwise.
WOF = Width of Fabric
Please read all instructions/directions prior to assembly!
1- Layer Cake, California Girls by Fig Tree & Co.
2 1/4 yards Fresh Linen (cream) 20188-11 for Backing, Sashing, and Ice Cream Cone Dividers
1/2 yard Coral 20187-12 for Binding
Ruler needed:
Creative Grids Non-Slip 18 Degree Dresden Plate Ruler #CGR18CF
English Paper Pieced Dresden Plate Place Mats
1/2 yard Bella Solid Tea Rose (9900-89) – A light coral for Dresden plate backing and Dresden centers
Dresden plate English paper piecing templates
The Top
Cutting Directions:
- Select 35 squares from your layer cake and cut into 2″ strips. *I did not use any double prints or solids. Best to cut layer cake by two or three layers at a time so that you do not stretch the fabric while cutting it. You will need 225 squares. Yes, you will have extras! Set the rest of the layer cake aside.
- Cut strips into 2″ squares
- From the 2 yards of cream fabric cut 6 – 1 1/2″ strips x WOF.
- Take each strip and cut, starting from the selvedge, at 8″ increments. These strips will be your sashing, and they should measure 8″x 1 1/2″. You will end up with 24 pieces. Set aside.
- From the layer cake pull the dark coral solid, and cut 3 – 1 1/2″ strips.
- Take each strip and cut them down to 1 1/2-inch squares. You will need 16. These are your sashing squares. Set aside.
- Take the 2″ x 2″- 225 plus squares and arrange them so you can see each print and colorway.
- Gather 25 squares of your choice and arrange in a 5 x 5 grid to create a 25-patch block as shown below.
Stitch each square together one side at a time to make a row of five.
Press seams to one side. Then press the next row of five to the opposite side
Once you have five rows, start stitching you rows together.
When finished assembling your first block, repeat the process over again for the remaining eight blocks.
Take your finished blocks and start adding the cream sashing ( Need 4 – 8″ x 1 1/2″ strips per row) to one side of the block. It does not matter if you go up or down or left to right when starting off.
It does matter that you start with a sashing strip and then a solid block, then a sashing, then a solid block until you finish with as sashing. You will end up with 3 rows.
Take the remaining sashing (3- 8″ x 1 1/2″ strips) and the dark coral (4) 1 1/2″ x 1 1/2″ squares stitch them together by doing the same process as the blocks and sashing. On the exception it will be square then sashing, square then sashing, until you finish with a square. You will have four rows when you are finished.
Make sure to press the seams of each row in the opposite direction from the row before it.
Start stitching the rows together and then press seams open.
Set completed top aside.
Cutting Directions
From the remaining cream yardage, cut 2 – 5 1/2″ x WOF strips.
Starting at the selvedge, set the 18 Degree Dresden Plate Ruler (pointed end at the bottom of the fabric) so the 5 1/2″ marking on the ruler lines up with the top edge of your fabric.
Trim off and discard the small excess selvedge end (shown below).
Make your second cut on the opposite side of the ruler. The wedge you have cut will be the dividers between the ice cream cones.
To make the next cut, flip your ruler so that the pointed end is on the top of the strip. Make sure that the bottom edge is lined up with the 5 1/2″ mark on the ruler. Cut as before.
Repeat this process until you have cut 44 wedges.
Gather the remaining cuts from the layer cake that you used earlier to cut the 2- 2″ strips from. Each remaining layer cake piece should measure out to be 6″ x 10″ rectangle.
Cut each piece with the Dresden Plate ruler the same way you cut the ice cream cone dividers. You will only need 2 wedges from each 6″ x 10′ rectangle. Line your fabric edge up with the 6″ mark, not the 5 1/2″ mark as before. You will need 48 wedges. Set remaining layer cake pieces aside.
Take a 6″ Dresden plate wedge (printed piece) and press it in half lengthwise.
Then take the Circle Segment Ruler from the Dresden Plate ruler set and place it on the fold of your pressed fabric, lining the center mark of the ruler up with the crease. Make sure center line of the Circle Segment ruler lines up on the fold of the wedge, and that the top of the ruler and the top of the fold line up before cutting.
Use a 28-mm rotary cutter to cut the curve. Discard the scrap edges.
Open up the ice cream cone and press.
Take one ice cream cone and one divider.
Line the two pieces up so the tip of the divider meets the point of the curved edge of the ice cream cone (see image below).
Start stitching at the bottom curve of the ice cream cone.
Make sure that each row starts with a divider and ends with a divider.
Press seams towards the dividers. Yes, do this on both sides of the divider!
It gives the whole border balance, and keeps the bias edges in check.
Repeat the process for the remaining 3 borders.
Each border will have 11 dividers and 11 ice cream cones.
Press the 4 remaining ice cream cones in half lengthwise, and then cut them in half.
This will give you 8 halves to add to the end of each border.
Stitch each half the same way you stitched the rest of the border.
- Stitching the borders to the sides of your top!
- Baste, quilt as desired, and bind.
- Due to the many curves, I highly recommend a bias binding and hand stitching the binding onto the back of the quilt.
I apologize in advance for not having any instructions on how to English paper piece. Feel free to contact me for more information on where I got my English paper pieceing products and what sizes were used in this project.
If you choose to English paper piece your Dresden plates, use the remaining layer cake pieces and cut 6″ x WOF from the light coral yardage for the center of each Dresden plate. I recommend that you re-baste the petals once you remove the paper pieces. Otherwise they will fray and loose their shape.
Alternatively, you can use the Dresden Plate ruler set to make Dresden plate flower place mats. Again, use the remaining layer cake pieces.
*Note: the petals shown above are are 2 1/2″
- Once you are finished with your Dresden plates, cut 11″ x WOF from the light coral yardage.
- Cut the 11″ strips into 11″ squares. You will need four 11″ squares to use as backing for your Dresden plates.
- Sandwich your Dresden plate just like you would if you were making a quilt.
- Stitch around each petal at the very edge. I recommend a blanket stitch or a zig zag stitch.
- Then stitch around the edge of the circle or plate if you will.
- Cut away the batting and backing from the outer edges.
- Remove basting stitches if you paper pieced.
This is one of the tricky parts of the binding process and removing the excess from the corner is rarely ever done. In this case it is a necessity. Be sure not to cut too close to the fold or the stitching when you cut the excess out. By doing this, you will add more flexibility and remove the bulk from your finished corners.


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At Platinum Home Mortgage, it's one of our top priorities to run our business with sensitivity to the world around us.
Platinum built its business model on ethical, responsible lending. Our goal remains to look after the financial well-being of our customers and to protect them from risk of foreclosure and financial heartbreak. We take great pride in our focus on purchase lending and financing our communities one home at a time. And, when it makes fiscal sense to our customers, we are happy to help them refinance.
When it comes to day-to-day operations, it's our goal to make as little impact as possible on the environment. We're constantly evaluating the strategies we have in place to better suit the needs of the world around us.
We are committed to reducing our paper use and reducing our carbon footprint. Minimizing the paper waste that we generate and dispose of is important to us and will help us conserve natural resources, reduce emissions and impact on the planet. We have embraced a paperless loan process wherever possible and continue to look into ways to further increase conservation.


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New Final Fantasy 15 Details Surface
Prepare yourselves for a more frenetic Final Fantasy, given that new Final Fantasy 15 details describe more action than ever before.
According to DualShockers, new descriptions on the Japanese Xbox One and PlayStation 4 websites point to Final Fantasy 15 as a more action-packed title than has ever come before in the flagship Final Fantasy series.
The Xbox One's translated description states, "Final Fantasy XV features a high action system unprecedented in the series. By taking advantage of the specs of next generation consoles, characters can move freely across the whole screen. In addition to that, the party battle system is now more advanced, allowing you to enjoy party battle by switching characters more strategically."
The PlayStation 4 page gives similar descriptions, saying that the game "switches seamlessly from the field to battle and the combat situation evolves rapidly. It goes on quickly with a sense of full realism."
We're also given descriptions of how Noctis can dart around areas while wielding a variety of different weapons and collaborating with companions to take down powerful foes. Being able to pull off a combo with a companion should be interesting to see.
We'll just have to wait to see if more information about Final Fantasy 15 will be revealed at this year's E3. We'll keep you updated as more details are made available.


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Before the ink was dry on the Supreme Court's mixed decision on Arizona's immigration control law, President Obama was calling for "comprehensive immigration reform." By that he means, in essence, eventual citizenship for illegal aliens in exchange for more promises of enforcement that he and, in all likelihood, his successors won't fulfill.
The Democrats firmly controlled both chambers of Congress for two years, so Obama could have proposed and likely passed comprehensive immigration reform if he had wanted to. Apparently, it not become clear to the president that this is "the right thing to do" until the electoral calculus pointed that way.
But it isn't just as president that Obama has behaved opportunistically on immigration reform. In 2007, John McCain actively sought comprehensive immigration reform in the Senate. Last night on Greta Van Susteren's show, McCain recalled the double game Obama played during those contentious days.
McCain and Ted Kennedy organized a group to steer their immigration proposal through the Senate. According to McCain, their guiding principle was to oppose all amendments to the legislation they constructed – even amendments they personally liked. This was of fundamental importance because the group understood that amendments would peel off support for the bill.
Obama joined the steering group. It was "the right thing" for an ambitious politician to do. But according to McCain, he rarely attended the meetings.
Much worse than that, Obama proposed an amendment to the legislation, in direct violation of the group's agreed upon strategy. The amendment apparently pandered to unions on the farm labor portion of the bill. Had Obama's amendment been accepted, it have ensured the defeat of the reform package. Again, members of the McCain-Kennedy group had agreed not to support, never mind sponsor, amendments for just this reason.
McCain says that Ted Kennedy was appalled. I'm not surprised. For all of his faults, Kennedy was an honorable man when it came to the legislative process.
As for Obama, he rejected the "false choice" between honorable, responsible behavior and irresponsible, cynical opportunism.
This president has demonstrated repeatedly that, in his manipulative mind, the rules don't apply to him. Republican should say "hell no" to whatever this man happens to be peddling at any given moment.


text: Greg Lindahl <lindahl at pbm.com> writes: > On Mon, Sep 22, 2008 at 03:04:33PM -0400, Perry E. Metzger wrote: >> If a machine isn't sending out more than, say, 20,000 email >> messages an hour, you won't notice the additional load Postfix puts on >> a modern machine with any reasonable measurement tool. > > Ah. So if I have 3,000 nodes, running an extremely tightly coupled > app, and each one does postfix once per 30 seconds (that's > 100/second), and each time one wakes up it causes the entire cluster > to freeze for 1 quantum (1/250 of a second), how much work does the > cluster get done? If you're sending out a status email every 30 seconds, something is very wrong with your setup. Presuming you're only sending them out if there is a status problem, under normal circumstances you're only sending out one message once a night. By the way, if you really can't afford for things to "go away" for 1/250th of a second very often, I have horrible news for you: NO COMPUTER WILL WORK FOR YOU. Why is this? Because the System Management BIOS (which most people don't know about, but it is there) makes your machine go away for quite some time quite frequently. You're going to need custom hardware, clearly. Perry


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The John P. Chesick Scholars program is a four-year academic mentoring and leadership program for talented students with recognized potential.
Fifteen exceptional Haverford College students from either underrepresented, first in their family to attend college, or under-resourced backgrounds will receive a unique opportunity to explore intellectual life, pursue research projects and develop intensive one-on-one relationships with faculty mentors within a supportive community of scholars.
The Chesick Scholars program begins with participation in an intensive pre-freshman interdisciplinary summer residential program that offers credit-bearing college courses designed to hone the skills and cultivate strategies necessary to flourish in Haverford's rigorous college environment.
The Chesick Scholars Program is designed to extend mentorship over the participants' four years at Haverford, and Scholars can spend subsequent summers in research activities with their mentor or other funded internships or programs of study.
Students selected to be Chesick Scholars can have interests in any of the three divisions of the College: social science, humanities, or natural science.
About John Chesick
The program is named in honor of John Chesick, Professor of Chemistry from 1962–1999. John is remembered as a mentor who consistently stressed the importance of foundational precepts as the basis for academic and scholarly success.
There is also a research internship fund in the Chemistry Department named for Professor Chesick.
Read John Chesick's article "A Global Experiment: CFC's and the Ozone Crisis" from the Winter 1992 issue of Haverford magazine.


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By Kevin S. Austin
WebMD Health News
Reviewed by Lisa Zamosky
Dec. 19, 2013 -- If you want new health insurance through the Affordable Care Act starting Jan. 1, you're running out of time. There's good news, though.
Latest MedicineNet News
Consumers now have until Jan. 10, 2014, to make their first payment on insurance that takes effect New Year's Day. They still have to enroll for a health plan in their state's Marketplace by Dec. 23, 2013, to receive that Jan. 1 coverage.
The latest deadline change came Wednesday from America's Health Insurance Plans, the national trade association representing the health insurance industry.
The payment deadline had been Dec. 31, 2013. Although each health plan has the option to make its own decision, it's expected that most major carriers will go along with the new payment deadline.
Keep in mind, that's for the 36 states where the federal government runs the Marketplace. If you live in a state that runs its own Marketplace, your deadlines might be different.
You can still get insurance for 2014 if you sign up after the Dec. 23 enrollment deadline -- you just won't have coverage starting Jan. 1.
The new law has already had multiple "key dates" for consumers to keep in mind, and many of those dates have changed in the past few weeks.
Key Dates
Here's a rundown of the key dates for people buying insurance in the new Marketplaces:
- Dec. 23, 2013: Last day to enroll with healthcare.gov and most state-run Marketplaces for coverage to start Jan. 1, 2014.
- Jan. 1, 2014: Coverage begins for people who enrolled successfully.
- Jan. 10, 2014: First payment due for policies that took effect Jan. 1.
- March 31, 2014: Last day to enroll in 2014. Coverage will start in April.
- Nov. 15, 2014: Next open enrollment period begins.
- If you have a life-changing event -- such as the birth of a child or losing your job -- you don't have to wait for the enrollment period. You can sign up or change coverage within 60 days of the event.
If you sign up after Dec. 23, 2013, but before March 31, 2014, here's how it works: If you sign up between the 1st and 15th of the month, your insurance will kick in on the first day of the following month. For example, if you enroll on Jan. 10, your insurance will go into effect Feb. 1.
If you enroll between the 16th and end of the month, your insurance will take effect the first day of the second following month. So if you sign up on Jan. 25, your insurance won't take effect until March 1.
Did You Know?
The Affordable Care Act requires that most Americans have health care coverage starting in 2014. People who don't sign up for insurance will face a tax penalty of $95 or 1% of their income, whichever is greater.
About 149.5 million of Americans (48%) are covered by employer health plans, according to the Kaiser Family Foundation, and not directly affected by the health reform law. About 31% are covered by some form of public insurance, including Medicaid and Medicare. About 48 million Americans are uninsured.
Since going live Oct. 1, Healthcare.gov has been plagued by computer problems and public confusion. Enrollment has picked up in December, after a series of computer fixes were put in place and the deadline neared. Some state-operated Marketplaces also had significant technical problems. The Obama administration had hoped that between 7 million and 8 million people would enroll by March 31, 2014.
SOURCES: News release, America's Health Insurance Plans. Clare Krusing, deputy press secretary, America's Health Insurance Plans. New York Times: "Extra Time to Sign Up for Health Coverage." Washington Post, Health Care Wonkblog: "A guide to Obamacare's ever-changing deadlines." Kaiser Family Foundation: "Health Insurance Coverage of the Total Population."
©2013 WebMD, LLC. All Rights Reserved.


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Published on Oct 30, 2018
Restored Republic via a GCR as of April 21 2019 Compiled 21 April 12:01 am EST by Judy Byington, MSW, LCSW, ret. CEO, Child Abuse Recovery...
Preparing for your Exchange/Redemption Appointment
Note: Some of the info provided above may be outdated and/or irrelevant.
To help detox heavy metals and toxins from chemtrails and other exposure, we recommend taking Touchstone Essentials liquid zeolite products.
Note: Readers can save 10% off their first order using promo code INTEL10
Pure Body (Digestive Detox)
Pure Body Extra Strength (Cellular Detox)


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The Pay Data Wall Street Doesn't Want You To See
While the Federal Reserve may require U.S. banks to disclose more details about their deferred compensation plans, some European banks are already ahead of the game.
Germany's Deutsche Bank for instance said last month that it set aside €3.2 billion in 2012 for bonuses. About 47% of that, or €1.5 billion were deferred to future pay periods. The previous year, Deutsche set aside 61% of its bonus pool in deferred payments.
UBS AG says in a recent investor presentation that out of its 2012 bonus pool of 2.5 billion Swiss francs, 800 million was deferred – a large amount compared with UBS's yearly pre-tax profit of 3 billion francs before items. The Swiss bank recognized a total of 3 billion francs in bonus expenses in 2012, including expenses from prior years' awards, and has a total of 1.5 billion francs to be recognized in future years.


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Site Age
The old adage "older is wiser" seems to have some relevancy when discussing Web site rankings; old sites tend to carry more weight than newer sites. Take for instance the query "photoshop tutorials." In the first position is www.good-tutorials.com/, www.tutorialized.com/tutorials/Photoshop/1 is listed second. Looking at the Internet Wayback Machine, we find that good-tutorials.com was created March 23, 2003 while tutorialized.com was created February 6, 2004. Good-tutorials.com has the lower PageRank, page count, and far fewer pages in the Google index, yet still outranks good-tutorials.com. Through only a quick glance at the rankings for both sites, it seems that because good-tutorials.com was created over a year before tutorialized.com, its information is weighted more heavily. This becomes especially apparent when considering that Google's link count for tutorialized.com is over three times greater than good-tutorials.com and their page count is more than double. But there is more to this "legacy" factor than just how long a site has been around.
How many times a site has changed hosts, IP numbers, registrar changes, and the Whois history all play a part in a site's "legacy" factor. Whois records give us information regarding a site's history, basically acting as a background check for Web sites. Search engines take this information into consideration and tend to reward sites with a "cleaner" history. This is in large part due to various spam tactics used from past to present. Typically, spam sites will need to change IPs, hosts, and registrars to stay a step ahead of the engines. Because of this, spiders now look at Whois records to see how many times things have changed on a site. Typically, the fewer the changes, the better. If you have twenty IP changes within the last year, your site will likely set off some flags with the search engines. Your site most likely won't be penalized, but because of this history the site might not be getting all the credit it deserves.
This information can become extremely valuable when choosing a domain name for your site. In a perfect world, your domain should be one that is over a year old with very few registrant and IP changes. Older domain names typically experience a shorter wait time than newer sites to achieve high rankings. This means that you have to pay closer attention to detail when you go to launch a new site on an old domain. Because the older domain is already carrying some weight, it is entirely possible to gain rankings soon after launch. However, you also take the risk of losing these rankings if things aren't set up correctly. Newer sites, though they can take significantly longer to achieve high rankings (depending on how young the domain is), also have a larger margin for error. Because it's going to take a while for the new site to get in the indexes anyway, you can afford to not have everything perfect at launch. This isn't to say that any SEO effort should be completely ignored while the site sits; quite the opposite. This is the time to perfect any SEO campaign so that when the spiders do recognize your site, you don't have to build rankings from the ground up. You are constantly building history as well, so the fewer mistakes that are made, the easier it will be for your site to obtain higher rankings.


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Goblet of Fire
by jongkie
$200.00 / On Sale
Original Painting by Luqman Reza Mulyono (Jongkie)
entitled "Goblet of Fire"
Watercolor on Watercolor Paper A3 size 29,7x42cm 300gsm.
On the package include:
- Original Painting without frame
- Certificate of Authenticity
-Painting will be send immediately after order had been made.
-After painting dispatched you will get an e-mail notification (tracking number)
-Please attach your contact telephone number (on PayPal) for courier company. Painting can not be send without your contact. Thank you.


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James Cox needed a new wordpress theme design and created a contest on 99designs.
A winner was selected from 16 designs submitted by 4 freelance designers.
The Intelligent Investor
About The Intelligent Investor..
Established in April 1998, The Intelligent Investor is an independent stock market research service available by subscription. Members enjoy frequent and detailed stock research and stock recommendations posted on the website, and a printed fortnightly newsletter comprising the most notable reviews.
There's also a range of other member benefits, such as stock podcasts featuring The Intelligent Investor's analysts, company executives and notable investors, and forums where members can ask questions of the team of analysts.
We try to encourage new users to take a free trial of the service before joining.
About the Bristlemouth Blog
Steve Johnson is the managing director of Australia's leading value investing publication, The Intelligent Investor. He's an economics graduate from the University of New South Wales and spent four years investment banking at Macquarie Bank before deciding to pursue his passion for value investing in 2003.
Aside from his management role, Steve likes to write about finance, macroeconomic issues and interesting articles from around the world. The blog is what is to be designed below.
The target audience is the value investing community. Typically, our members are aged 40+ and have investing portfolios greater than $80,000. The blog is not just targeted at this audience however and is also targeted at anyone interested in investing.
One main aim of the blog is to get them interested in value investing and get them to consider taking out a free trial with The Intelligent Investor.
We wish to design a blog template to replace the current design of the Bristlemouth blog (we will require a homepage, category page and article page designed):
One main aim of the blog is to get them interested in value investing and get them to consider taking out a free trial with The Intelligent Investor. Another aim is to get Steve's opinions and thoughts out there (he is regularly interviewed on lateline business and inside business).
The blog is mainly read by our subscribers at this stage but a goal of this project is to make it more popular and appealing to potential new members.
We wish to incorporate the Bristlemouth fish (it is a type of fish) into the design. The fish is a deep sea fish that it feeds from the depths of the ocean. Like Value investing, the fish signifies going to whatever depths you need to to find the best investments. A cartoon like version of the fish would be great to include in the design.
We wish to keep the main elements that are on the page now and are open to new ideas based on our goals and requirements.
We will leave colours up to you but the articles must be easy to read (we like the thesis WP theme for its readability). if you have any questions, please email email@example.com.


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Press Release from the AANA HERE
Historically, in some settings, publications, policies and law, the Certified Registered Nurse Anesthetist (CRNA) has been referred to as a midlevel provider or physician extender. These and other terms are not representative of nurse anesthesia practice. Each healthcare professional has a unique title that is representative of his or her education, licensure, certification, and expertise.
CRNAs should be referred to as Certified Registered Nurse Anesthetist, CRNA, or nurse anesthetist to address CRNA practice in their workplace; in policy, publications, and presentations; and in other scenarios where CRNAs are identified. If CRNAs are referred to as part of a group, terms such as advanced practice registered nurse (APRN), advanced practice professional, advanced practice clinician, qualified licensed practitioner, clinician, or healthcare professional reflect their role and are preferable depending on the setting or purpose.1
The American Association of Nurse Anesthetists (AANA) opposes terms such as mid-level practitioner, nonphysician, physician extender, dependent practitioner, and allied health practitioner to refer to CRNAs either individually or as part of a group. We urge use of the terms Certified Registered Nurse Anesthetist, CRNA, or nurse anesthetist by healthcare policymakers, insurers, organizations, employers, healthcare professionals, and others for accurate and clear identification of the professional title.
Terms such as mid-level practitioner are outdated and anachronistic in the current healthcare system. Use of these terms can cause confusion for patients and others.2 The National Academies of Sciences, Engineering, and Medicine (formerly the Institute of Medicine)3 and the Federal Trade Commission have repeatedly called for APRNs, including CRNAs, to practice to the full extent of their education, training, and certification in the interest of patient access to safe, high-quality care and competition in the marketplace to help promote innovation and control healthcare price growth.4
CRNA Practice
The AANAs Scope of Nurse Anesthesia Practice reflects that CRNAs are licensed, independent practitioners who provide comprehensive anesthesia services. CRNAs are not extenders of physicians, nor are they dependent on physicians to provide anesthesia services. CRNAs practice both autonomously and in collaboration with other healthcare professionals on the interprofessional team to deliver high-quality, holistic, patient-centered, evidence-based anesthesia and pain care services. Nurse anesthetists care for patients of all acuity levels across the lifespan of the patient in a variety of settings for procedures including, but not limited to, surgical, obstetrical, diagnostic, therapeutic, and pain management. CRNAs serve in leadership roles in healthcare delivery organizations and academic institutions and receive direct reimbursement for anesthesia care from Medicare and major commercial plans.
Terms such as mid-level provider, nonphysician, and physician extender were created by physicians, physician groups, and physician-led organizations and corporations.5 Mid-level implies that CRNAs provide only average care, which numerous studies refute (see CRNAs: Safe Care and CRNAs: The Future of Anesthesia Care Today Research; also see Important Research and Studies). This term fails to inspire confidence in the patients served by CRNAs.2,6,7 The term mid-level incorrectly implies that the standard of care followed by CRNAs is lower than the standard of care followed by anesthesiologists. In fact, the practice of anesthesia is a recognized nursing and medical specialty unified by the same standard of care.
Similarly, nonphysician and physician extender are negative terms that imply that CRNAs do not provide the same high level of care as physicians. The terms allied health practitioner and dependent practitioner are likewise inaccurate descriptions of the CRNA role. All of these terms are vague, confusing, misleading and hinder the delivery of safe, patient-centered care.
Healthcare professionals should be referred to by their individual titles to reflect their unique roles. CRNAs should be referred to as Certified Registered Nurse Anesthetist, CRNA, or nurse anesthetist.
The Advanced Practice Registered Nursing (APRN) Consensus Work Group and the National Council of State Boards of Nursing (NCSBN) APRN Advisory Committee. Consensus Model for APRN Regulations: Licensure, Accreditation, Certification & Education. 2008; http://www.aacn.nche.edu/education-r...APRNReport.pdf. Accessed June 23, 2016.
- Bishop C. Advanced practitioners are not mid-level providers. J Adv Pact Oncol. 2012; Sep-Oct; 3(5):287-288.
- The National Academies of Sciences, Engineering, and Medicine (formerly the Institute of Medicine). The Future of Nursing: Leading Change, Advancing Health. Washington, DC: The National Academies Press; 2011.
- Gilman DJ, Koslov TI. Policy Perspectives: Competition and the Regulation of Advanced Practice Nurses. 2014; http://www.ftc.gov/system/files/docu...olicypaper.pdf. Accessed June 17, 2016.
- Hoyt KS. Why the terms "mid-level provider" and "physician extender" are inappropriate. Adv Emerg Nurs J. Apr-Jun 2012;34(2):93-94.
- Pappas MD. Stop Calling Nurse Practitioners Mid-Level Providers. 2014; http://www.kevinmd.com/blog/2014/07/...providers.html. Accessed June 22, 2016.
- American Association of Nurse Practitioners. Use of Terms such as Mid-level Provider and Physician Extender. 2015; https://www.aanp.org/images/document...useofterms.pdf. Accessed June 22, 2016.


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The process of choosing and leasing an apartment is sometimes a difficult, challenging, and very stressful task. .If ever you are finding an apartments the following list here could help you in searching.It will surely help you to find the perfect place that you wanted most.
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Microsoft group program manager for the Windows 8 Developer Platform Ian LeGrow has explained that the Windows 8 app development program was designed for non developers. He outlined the process of creating and submitting an app at an event in The Netherlands.
According to LeGrow there are important consistent elements to all Metro style apps: Metro style tiled design, fast and navigation, support for multiple states and devices, and support for the right Charms, or navigational elements. The good news however - according to LeGrow at least - is that Microsoft will do three quarters of this work for you. He said that an app that is mere stable fast, and easy to use is merely a three-star application, and one that is beautifully designed, and functionally complete just four stars. But he stressed that using Microsoft's Dev Center this work would be largely done for would-be developers. The tricky part, he said, is to 'delight and capture imagination'. And on that devs are on their own.
Developing Windows 8 apps - Where to start
That's the easiest bit: head over to the Dev Center, at dev.windows.com. Here you'll find the Metro Style Apps Dashboard, which is the key entry point for developers. You can create an app as a project, reserving its name. You'll also find tutorials telling you how to code Windows 8 apps, and code samples. LeGrow demonstrated this by searching for the term 'Geo-location' - he found code samples in multiple languages, commented with advice. So you can use the language you already have to adapt the code. There are more than 500 such samples in multiple languages, LeGrow said.
At the Dev Center you can also download the Windows 8 RP and useful tools in which to code your app. There is a Support tab, as well as Community, and the Windows Runtime Component allows multiple languages to work together in the same app.
Without writing a single line of code, you can preview a basic app with no content, and then tweak from there. As you code you can see a live preview - hovering over code in Visual Studio let's you see how your app appears while it is still running, or you can simulate the app in a small window, running the app as you code it, adjusting the screen size to see how it looks on different screen sizes, and in different aspect ratios. Here you can also take multiple screenshots of apps in development in order to aid the design process.
Baked in functions require only a single line of code - you simple add in the code for 'Share' to add social and email options, for instance. To improve the design you can visually change application in VisualBasic Blend - a tool that has an interface like a DTP program. HTML taken from a website renders in the app - so If your syndicated HTML includes video tags, you don't need to 'add' video capability to your app, Windows 8 will work it out. And video automatically streams out to Xbox - controlled from Windows device - with zero code required (like 'Share').
Apps run on Windows RT devices, as well as X86 Windows 8.
Once you have a working app, you head back to the Dev Center to create an app package and submit it to the Windows Store. Microsoft will run content checks, and technical checks before deciding whether to list your app, but LeGrow said this was a 'transparent process that gives users confidence that apps are going to be great'. To help this process you can run the Windows App Certification Kit, which LeGrow claimed is the same tool run by Microsoft for pre-Store technical checks. If your app passes your own test, it is going to pass the code check, he said. And if it fails before you submit, you get immediate feedback.
Once you have an app that has passed you add an age rating, name, cryptography, and notes to testers, and then wait for your app to appear in the Store.


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A Worcestershire school has improved its outside learning areas with the help of volunteers from the Duckworth Trust.
Fladbury First School has developed its grounds to give the children a new builder's shed and mud kitchen while a platform and steps have been installed to make the most of a sloping site.
Tina Kilgallon, teacher and forest school leader, said: "We wanted to develop our grounds to make the most of the opportunities for children to learn outdoors.
"All of our children use the outdoors on a regular basis with Forest School sessions every week and we have also had lots of support from a very active PTFA in clearing the environmental area.
"We can't thank all the volunteers enough for all their hard work!"
Volunteers from The Duckworth Trust helped advise the school on how to maximise the potential of the grounds.


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For Immediate Release
San Francisco, October 10 – This morning Governor Jerry Brown signed a bill that will dramatically advance California's ability to prevent the spread of HIV and other life-threatening blood-borne diseases among the state's most vulnerable citizens. The bill, SB 41, authorizes the sale of clean syringes to adults at pharmacies statewide without a prescription. The new law means California now has another powerful tool proven to stop the spread of HIV, hepatitis C, and other deadly diseases.
"In signing this important piece of legislation, Governor Brown reaffirms his commitment to addressing the tremendous health disparities that persist statewide, particularly for people at risk for and living with HIV," said Neil Giuliano, CEO of San Francisco AIDS Foundation. "We salute Governor Brown for his bold action on this important issue, and for the message he's sending to his peers nationwide – that in tough economic times, investing in disease prevention is the right choice."
HIV and hepatitis C are two of the most commonly transmitted blood-borne diseases among people who share syringes. In California, approximately 750 people are infected with HIV every year from a shared syringe. The lifetime cost of treating HIV/AIDS is now estimated to exceed $600,000 per patient.
More than 200 studies reviewed by the World Health Organization show that improved syringe access reduces the rate of HIV transmission, without increasing rates of drug use, drug injection, or crime. To date, no study has found otherwise. San Francisco AIDS Foundation provides more than 2.4 million clean syringes every year. Its Syringe Access Services program has contributed to an HIV transmission rate via intravenous drug use in San Francisco well below the national average.
"We see first-hand the health benefits of offering sterile syringes to members of our community in San Francisco," said Courtney Mulhern-Pearson, director of state and local affairs at San Francisco AIDS Foundation. "Improving legal access to sterile syringes for all Californians will save lives. By signing this bill into law, Governor Brown has taken a bold step to implement sound, evidence-based health policy that will deliver results."
SB 41 was authored by State Senator Leland Yee. It was co-sponsored by San Francisco AIDS Foundation and Drug Policy Alliance.
About San Francisco AIDS Foundation
No U.S. city experienced epidemic levels of HIV faster than San Francisco. At San Francisco AIDS Foundation, we work to end the epidemic where it first took hold, and eventually everywhere. Established in 1982, our mission is the radical reduction of new infections in San Francisco. Through education, advocacy and direct services for prevention and care, we are confronting HIV in communities most vulnerable to the disease. We refuse to accept that HIV transmission is inevitable. For more information visit sfaf.org or facebook.com/SFAIDSFoundation.


text: On Tue, 14 Jan 2003, Hans Schwengeler wrote: > trying to add more clarity to my earlier post: > what I want is specifying somwhow what ethernet interface (eth0 or eth1) the > slaves should use during the phase1, 2 and 3 boot process. How can I make > the slave use eth1 instead of eth0 during boot? In which file can I make > such changes. Any help greatly appreciated. For the older (27 series) release you need to set up two copies of the "beoserv" program, one to serve the "stage 2" on the boot network and another to serve the run-time information on the operational network. You can do this by creating second configuration file that just has the stage 1 boot interface and related info. Start up the second 'beoserv' process with the '-c <configfile>' option. -- Donald Becker becker at scyld.com Scyld Computing Corporation http://www.scyld.com 410 Severn Ave. Suite 210 Scyld Beowulf cluster system Annapolis MD 21403 410-990-9993


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|Jepson Flora Project: Jepson Interchange
previous taxon |
next taxon
Jepson Interchange (more information)
©Copyright 1993 by the Regents of the University of California
Perennial (annual), generally twining or trailing
Leaves alternate
Inflorescence: cyme or flowers solitary in axils; pedicels often with 2 bracts
Flower bisexual, radial; sepals 5, ± free, overlapping, persistent, often unequal; corolla generally showy, generally bell-shaped, ± shallowly 5-lobed, generally pleated and twisted in bud; stamens 5, epipetalous; pistil 1, ovary superior, chambers generally 2, ovules generally 2 per chamber, styles 12
Fruit: generally capsule
Seeds 14(6)
Genera in family: 50 genera, 1,000 species: warm temp to tropical; some cultivated as ornamental
Recent taxonomic note: Recently treated to include Cuscutaceae [Angiosperm Phylogeny Group 1998 Ann Missouri Bot Gard 85:531553].
(Family description, key to genera by L.T. Dempster)
Perennial, subshrub from caudex or rhizome, glabrous to tomentose
Stem very short to high-climbing, generally twisting and twining
Leaf generally > 1 cm, linear to reniform, often sagittate to hastate, rarely deeply divided
Inflorescence: peduncle generally 1-flowered; bractlets small and remote from calyx to large and concealing calyx, sometimes lobed
Flower generally showy; corolla glabrous, white or yellow to pink or purple; ovary chamber 1 (septa generally incomplete), stigma lobes 2, generally swollen, cylindric or oblong, ± flattened
Fruit ± spheric, ± inflated
Seeds generally ± 4
Species in genus: ± 25 species: temp, worldwide
Etymology: (Greek: concealing calyx, from bractlets of some)
Reference: [Brummitt 1980 Kew Bull 35(2):327328]
Intergradation common; intermediate forms often difficult to identify. Appears similar to Convolvulus , but anatomy suggests that the 2 genera are not very closely related.
Perennial or subshrub from woody caudex, glabrous to densely short-hairy
Stem slender and weakly climbing to woody and high-climbing, 19 m
Leaf < 13 cm, generally widely triangular and lobed
Inflorescence: peduncle 1several-flowered, generally > subtending leaf; bractlets 637 mm, 430 mm wide, lanceolate to ± round, entire, flat to sac-like, attached just below calyx and ± concealing it
Flower: sepals 725 mm; corolla 2268 mm, white or fading pink
Ecology: Generally, dry, rocky ± coastal places
Elevation: < 1000 m.
Bioregional distribution: Central Coast, c&s South Coast Ranges, Southwestern California
Distribution outside California: to Mexico
Synonyms: Convolvulus macrostegius Greene, C. occidentalis var. macrostegius (Greene) Munz


text:
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text: Call for Tutorial Proposals CCGrid 05 Cardiff, 9-12 May 2005 Submission Deadline December 19th CCGrid is planning for a small number of half-day tutorials on the first day of the conference. Tutorial proposals in all areas covered by the conference are welcome. Tutorial presenters will be provided with a free registration to the conference and an honorarium. More information about tutorial proposals can be found at the CCGrid web site (www.cs.cf.ac.uk/ccgrid2005/tutorials.pdf). Submission deadline is December 19th. Please send your submission to the tutorial chair Michael Gerndt (gerndt at in.tum.de). =========================================================================== Manish Parashar Office: 628 CoRE Dept. of Electrical & Computer Engr. Phone: (732) 445-5388 Rutgers University Fax: (732) 445-0593 94 Brett Road Email: parashar at caip.rutgers.edu Piscataway, NJ 08854-8058 http://www.caip.rutgers.edu/~parashar ===========================================================================


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$39.99 $34.99 $5.00
Carhartt's signature denim work dungaree is built to work as hard as you. Not only is it constructed of heavyweight, 15-ounce cotton, it also features multiple tool and utility pockets, a hammer loop, two reinforced back pockets, and a 19" leg opening that fits easily over a work boot. For a comfortable fit, this jean sits at the natural waist and has a full seat and thigh.
Average rating:
Finally Pants That Fit!!, 20th Feb 2017
Reviewer: Carhartt Reviews
Runs Small
Runs Large
Finally Pants That Fit!!
These pants are the BEST fit I have ever had.
I have a large waist and all other pants have not fit correctly and failed prematurely due to stress. These are cut just right and are holding up better than the more expensive brands.
Your Dungarees are the Best, 20th Feb 2017
Reviewer: Carhartt Reviews
Runs Small
Runs Large
Your Dungarees are the Best
Everything is fabulous about the dungarees. They wash and wash and wear and wear. What more could anyone want. Please keep up the good quality!!
Great Jeans, 27th Dec 2015
Reviewer: Ray Keelen
No need for effusive praise for Carhartt jeans. Their quality and durability is well documented. Midwest Workwear had the best price which is why (I figure) that these were backordered. Had to wait for a couple 3 weeks or so. Midwest called me (I know!) to let me know that this was the case, left a voicemail with a call back number (I KNOW!!!) to let me know that I could cancel the order if I didn't want to wait. I did wait, the jeans are awesome as was the price. I will be back!


text: Golden Lane Sport and Fitness Lane Swim 1 views Golden Lane Sport and Fitness Lane Swim Details More Info: http://www.fusion-lifestyle.com/centres/golden-lane-sport-fitness Comments Leave a Reply Cancel replyYou must be logged in to post a comment. Feed fusion-lifestyle published - 2 weeks ago. Details Start: 04/18/2019 19:30 End: 04/18/2019 20:44 Timezone: UTC Uncategorized Where Golden Lane Sport and Fitness Fann Street EC1Y 0SH Publisher Published on April 8, 2019 by fusion-lifestyle Member since: October 8, 2018