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It's a Capital (plus Advisory) Problem not a Pipeline Problem
I recently returned from travel to India and East Africa where I attended a round table on social enterprise with the Government of India and met impact investors focused on Kenya, Tanzania, Rwanda, and Uganda. After listening carefully to entrepreneurs, investors, and government officials, I'm compelled to say something entirely inconsistent with conventional wisdom in the world of impact investing: there is not enough capital to support the pipeline of enterprises focused on solving our most vexing social problems. By social problems, I mean the provision of basic goods and services to the bottom of the economic pyramid where governments and markets often fail.
Take access to energy for example or access to sanitation in much of Africa and South Asia. More than 1.3 billion people on the globe still lack access to electricity and over 2.5 billion lack basic sanitation. Every 20 seconds a child dies because of poor sanitation.
These are public goods and unambiguously the responsibility of public actors. But in reality, governments often don't have the resources, the will, or the capacity to provide these basic services to many of their citizens. And purely commercial enterprises lack incentives to provide services where financial upside is limited and the ability of poor people to pay is constrained. But this is precisely where inclusive (or socially driven) businesses and social entrepreneurs, for profit and not-for-profit, are innovating and developing new business models to solve our most pressing social challenges.
The World Bank's Development Marketplace (DM) has been supporting social enterprises for more than 13 years with over $60 million of grant capital. Now active in India, East Africa, and the Middle East, the DM supports economically viable and financially sustainable enterprises with potential to scale by replication, organic growth or demonstration effect.
But limited access to capital and targeted technical assistance (in areas like financial management, human resources, and governance) constrains these enterprises from growing, realizing their full potential, and moving from 'small to significant'. Many of these enterprises require small amounts of money and large amounts of hand-holding (sound familiar, Angels). And the much-hyped impact investing industry is looking for cooked deals that are ready to absorb $250K to $2 million on day one.
The decade-long history of the DM suggests that a very real capital gap facing social enterprise and inclusive business growth (and eventual scale) is under $100K. Many would benefit from even less capital and targeted technical assistance to increase their ability to deploy capital productively.
But flexible and longer-term capital is in short supply in the marketplace. This capital should align with an enterprise's stage of maturity, business model, and possibility of exit whether to commercial investors, hybrid investors, or public actors. There remains a need for grant capital but grants need to be strategic, much like Angel finance. It must also be the most risk-tolerant capital, and unlock other forms of capital such as debt, equity, or permutations of the two.
Inadvertently, the field of 'impact investing' has done society a great disservice by implying that all problems can be solved by market-based solutions. There continues to be a role for public actors, civil society and the 'longer-term capital they can bring. Ironically, advanced economies continue to provide many kinds of subsidies to industries like health care, education, agriculture, while pushing for basic services like water, sanitation, and education to be commercially viable in the developing world.
This is not to deny opportunities 'to do good and do well' in many emerging markets. Significant risk-adjusted financial returns are achievable in areas like fast moving consumer goods, energy, telecom, and even broadband. But emerging market investors have been active in these sectors for years and balance risk with reward. The opportunity today is to go beyond 'emerging markets' and consider how different forms of private capital and financial instruments (e.g.social impact bonds [1]) can help solve frontier challenges like food security, off-grid energy, climate change and youth unemployment. While many of these wicked problems require convening multiple stakeholders, the opportunity to layer different forms of capital through financial innovation could really help move the needle on poverty.
Monitor's recent report "From Blueprint to Scale [2]" proposes that 'enterprise philanthropy' could unlock significant amounts of commercial capital if 'risk tolerant grant capital' were willing to invest in areas where others could not or would not. Why can't philanthropists act as 'angels' for social enterprises and use grants to unlock other forms of capital? Combining grants with subordinated debt and quasi-equity instruments could bring new investors to the table to realize different rates of return (social and financial).
Where markets and governments fail, multilateral institutions like the World Bank and International Finance Corporation (IFC) have a special responsibility to act. We need to go where markets are unlikely to act on their own and create the tracks and pathways for others to tread. We have a responsibility to crowd-in others as we can't solve these challenges on our own.
For many years, the Development Marketplace provided early stage grant capital to social enterprises delivering goods and services to those at the Bottom of the Economic Pyramid. Perhaps the time has come to shift from supporting social enterprises directly to supporting value-added intermediaries, unlocking policy and regulatory constraints, and investing in the financial infrastructure that will help much more capital flow to the sector.
Without access to multiple forms of finance, technical assistance, enabling legislation, and a variety of intermediaries active in the ecosystem, this sector will stall and investors will migrate to other pastures complaining that pipeline is scarce. Microfinance took nearly 20 years and billions of dollars in grant capital to kick-start a market and demonstrate commercial opportunities. It need not take two decades this time around. What can the Development Marketplace and World Bank Group do to unlock multiple forms of finance, convene stakeholders nationally and globally, and leverage strong relationships with government and policy makers to bridge the gap between pipeline and capital?
- Tags:
- Capital Investment [3]
- East Africa [4]
- Enterprise [5]
- India [6]
- Kenya [7]
- Local Government [8]
- Pipeline [9]
- Private Goods [10]
- professionalization of social entrepreneurship [11]
- Public Goods [12]
- Rwanda [13]
- Scale One [14]
- Scale up [15]
- Tanzania [16]
- Uganda [17]
- Africa [18]
- East Asia and Pacific [19]
- Uganda [20]
- Capital [21]
- Innovation [22]


text:
Assistant Professor of Kinesiology and Head Volleyball Coach Becky Schmidt had an article published in the June-July issue of Coaching Volleyball, the publication of the American Volleyball Coaches Association.
The article, "Cultivating Competition: Five Scrimmages to Kindle Your Athletes' Competitive Fire," flows from Coach Schmidt's twin interests - volleyball and sports psychology.
After graduating from Hope with a degree in physical education she was a graduate assistant volleyball coach at Miami University of Ohio while completing her master's degree in Sport Behavior and Performance.
Prior to returning to her alma mater, she was head coach at the University of Redlands, Calif., compiling a 38-33 record in three seasons at the NCAA Division III institution. Her record as the head volleyball coach at Hope is 95-51, including an MIAA championship in 2005 and an NCAA appearance in 2006.
Professor Schmidt teaches Sports Psychology and Health Dynamics in the Department of Kinesiology.

subset: commoncrawl


text:
Bruce Sharpe needed a new logo design and created a contest on 99designs.
A winner was selected from 59 designs submitted by 28 freelance designers.
Singular Software is looking for a new logo to put on its business cards, product packages, CDs, and as a color scheme that will be the basis for a new website layout. Our software is used for media productions. We are an innovative new company whose products are marketed to audio and video professionals, and we need our logo to reflect that. We have a sister company, Singular Productions, which provides media production services and which needs a logo that is related to the Singular Software logo.
Singular Software
The logo for Singular Software does not necessarily have tohave the words "Singular Software" in it. So it is an option tocreate a logo that is an abstract symbol that will be suitable for bothcompanies. We are open to a logo that has either the words "SingularSoftware" and then a companion logo that has the words "SingularProductions", OR a symbol that can be used for both.
We prefer a clean, exciting, modern look that gives theimpression that our products will help you make cool audio and videoproductions.
We would like the end product in a vector format produced by Adobe Photoshop or Adobe Illustrator.
- Incorporate our name, Singular Software/Productions in the logo OR create a symbol to represent our company
- If the logo uses the name "Singular Software" then we would like a companion logo that just switches "Software" to "Productions"
- Color scheme can be anything, we are open to any ideas.
- The logo needs to convey a sense of style and artistry that will appeal to a modern video and audio production customer base.
- There is nothing we particulairly don't want. We are open to any ideas
Find out how a design contest works or learn more about our logo design services.


text: Greg Douglas was the original Vancouver Canucks public relations director and assistant to the general manager from 1970 to 1977. He has previously covered hockey, baseball and special events for The Vancouver Sun and is currently in his 17th year contributing his weekly Saturday sports notes column. Douglas was inducted into the media category of the B.C. Sports Hall of Fame in 2010.


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A quick note to point you all to Graziana's blog, Erbe in Cucina, or Cooking with Herbs, where she is hosting It's A Vegan World this month. She's made a fantastic choice, although I'll admit a small bias– Indian cuisine!
Indian cuisine is, of course, filled with rich options in vegan cooking, and I have no doubt that many of you will find many wonderful dishes to send her as this month rolls on. I am so excited, I can't wait to get started! You can find out more about how to participate, rules etc. on her blog right here.
Meanwhile, IAVW Malaysian is still on– the deadline's September 5, and you still have a couple of days to send in your entries, so hurry!
I have been under the weather these past few days, but I'll be back later today with a recipe close to my heart. Until then!


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The Vancouver Canucks cancelled their morning skate this Remembrance Day, instead hitting the National War Memorial in Ottawa to honour war veterans. It was a classy move by the organization, one that generated positive press across Canada and positive karma inside Scotiabank Place. The Canucks bounced back from their lacklustre effort in Montreal with a convincing 6-2 win over the Senators. It was the Canucks' seventh win in eight games, and coach Alain Vigneault's 300th career W.
Alex Burrows scored his first of the year much as you would have expected – Henrik fires a no-look pass to Daniel behind the net, and Burrows spins off his check into the slot. Dank threads a perfect pass to number 14, who buries a one-timer from three feet out. It was an important goal, one that gave the Canucks a two-goal lead early in the third period, allowing Vancouver to win going away instead of letting the Sens creep their way back into the game. The Sedins each had two points, and factored in on goals that came 22 seconds into the first period and 33 seconds into the third.
Ryan Kesler took advantage of linemate Mikael Samuelsson's return to form – the Swede looked dangerous for the first time in a few weeks. Kesler scored from the lip of the crease twice, once on a nice pass from Jannik Hansen, the other on a rebound of Samuelsson's fifth shot.
The fourth line looked more effective than at any other time this season, most likely a result of having a natural centre skating up the middle. Vancouver Giants alumnus Mario Bliznak was called up from the Manitoba Moose to spark the checking line – Tanner Glass moved to the right side, bumping Peter Schaefer, and scored his first of the year. Bliznak then swatted a puck out of mid-air to net his first career goal late in the game. Rick Rypien spent more time in the penalty box than on the ice – he had just under seven minutes of playing time, but 12 minutes in the box.
In their own end, the Canucks were sloppy in the first but got bailed out more often than not by Roberto Luongo. He made several point blank stops, including a one-timer from Jason Spezza and the rebound from Alex Kovalev. The only goal to get by him in the first 56 minutes came when he was unable to smother a puck that dropped to the ice in front of him. Peter Regin drove the crease & poked the rebound home through Bobby Lou's legs. This has to be on goaltending coach Rollie Melanson's to-do list: Luongo has given up several goals of this nature in the past few games. The Sens scored a meaningless goal late in the game to make the score 6-2, again off a Canucks miscue. Dan Hamhuis bobbled the puck behind the net, and the opportunistic Regin flipped it out front to Sergei Gonchar. The veteran rearguard slammed it home easily; you can't blame Luongo for that one.
With the win, the Canucks sit atop the Northwest Division, four points up on the Minnesota Wild. But wait, the Canucks are just one point up on… ANAHEIM??!!?!? The surprising Ducks have played two more games than Vancouver, but holy quack, there might be some mighty left in SoCal after all. Vancouver sits in third place in the Western Conference, and tied for sixth in league standings. Their next game comes on Saturday night, a spotlight game against the snakebitten Toronto Maple Leafs on Hockey Night in Canada.
Follow Jason Kurylo on Twitter.
Subscribe to the Pucked in the Head hockey podcast on iTunes.


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Staying Competitive: GE's Advanced Manufacturing Software Solutions Drive Lower Costs, Faster Production and Tighter Control on Quality
- GE Manufacturing operations around the world have deployed software solutions with world-class results: 70% faster order-to-delivery, 15% reduced WIP, 12% less rework, 24% reduced warranty costs
- Eliminating paper-based systems through digitization reduces costs and enables faster production with reduced cycle and lead times
- More visibility into manufacturing operations reduces Work in Process and streamlines the supply chain
CHARLOTTESVILLE, VA —DECEMBER 12, 2012—GE Intelligent Platforms (NYSE: GE) today announced that it is building on the expertise of GE as a world-class manufacturer to introduce advanced manufacturing software solutions that drive lower costs, faster production and tighter control on quality. Deployed at GE manufacturing plants around the world, these solutions are continuously honed to keep GE and other manufacturers competitive in their markets.
The software solutions, called Proficy for Manufacturing, address key challenges faced by companies across a diverse range of manufacturing businesses. The first in the family is aimed at long cycle, engineer- or build-to-order (ETO or BTO) complex manufacturing operations. For companies in aerospace, defense, heavy equipment, energy or other complex discrete manufacturing industries, paper-based processes to manage plant floor production are still the norm. The need for comprehensive visibility into production performance has become increasingly important to stay competitive. Elimination of the paper-based processes through digitization provides fast, reliable and accurate information manufacturing businesses need to effectively manage their operations and work toward optimizing their supply chains.
"Manufacturers and their suppliers face multiple industry challenges today," said Jim Walsh, Software General Manager for GE Intelligent Platforms. "These include agile product development, price pressures, customization to meet consumer demand, quality, and, of course, cost."
GE companies deploying pieces of the solutions have already realized significant benefits such as: 70% faster order-to-delivery, 15% reduced WIP, 12% less rework and 24% reduced warranty costs.
A key aspect of Proficy for Manufacturing includes the ability to reduce costs through MES digitization of existing paper processes. Manufacturers can then leverage the benefits of digitized processes such as reducing waste, increasing flexibility and decreasing lead times. Digitization makes it possible to capitalize on the value of fast, reliable and accurate information to maximize production performance, save time and money while still providing a consistent high quality product.
The main points of digitizing for many complex manufacturers are:
- Produce products faster to enable single piece flow manufacturing, improve throughput, reduce lead times and balance workloads;
- Reduce Work In Process to enable "Just In Time" material delivery, free up floor space, and reduce the cost of inventory;
- Gain tighter control on quality that will serve to standardize proven processes, eliminate process waste, reduce rework and meet regulations in a more efficient way.
"The key thing we're striving to do is drive for standard, repeatable tasks throughout the process," said Jeannine Abele, CIO – Supply Chain Division of GE Aviation. "We want to make it easy for our employees to execute the work that they need to complete. In addition, we need to put auditability and traceability in place so we have a verifiable record of what's been done to every part, to every engine, throughout the whole lifecycle of the manufacturing process."
GE Aviation is one of the first companies to pilot Proficy for Manufacturing at its plant in Middle River, Maryland. Other companies working with Intelligent Platforms include GE Power & Water in Belfort, France; GE Energy Storage in Schenectady, New York; GE Transportation in Las Vegas, Nevada and Kansas City, Missouri; GE Lighting in Hendersonville, North Carolina; GE Power Conversion in Campinas, Brazil; and GE Appliances in Louisville, Kentucky.
For more information: http://www.ge-ip.com/manufacturing-software-mes.
About GE
GE (NYSE: GE) works on things that matter. The best people and the best technologies taking on the toughest challenges. Finding solutions in energy, health and home, transportation and finance. Building, powering, moving and curing the world. Not just imagining. Doing. GE works. For more information, visit the company's website at www.ge.com.
Follow GE Intelligent Platforms on Twitter @GE_IP.
For more information, contact:
Elli Holman
GE Intelligent Platforms
+ 508 698 7456


text:
Vragen over programma's zoals PCA, VNC, etc. stelt u hier.
Use this control to limit the display of threads to those newer than the specified time frame.
Allows you to choose the data by which the thread list will be sorted.
Sorteer onderwerpen:
Note: when sorting by date, 'descending order' will show the newest results first.


text:
blamemike needed a new web page design and created a contest on 99designs.
A winner was selected from 11 designs submitted by 5 freelance designers.
Looking for a cutting edge web 2.0 design, and logo for a new startup niche social network.
The site is a social network for comic book aficionados. We'll need a PSD of the homepage and a logo (for now just Project Ampersand as the project name).
If the design is really good, we'd be willing to use the designer for a lot more work on this project.
- Full homepage with a look similar to marvel.com- See mockup at: http://drop.io/homepage_mockup
- Ugly layouts.


text: On Tue, 6 Aug 2002, Mark Hahn wrote: > > Especially crippled on-board LAN interfaces (i.e. the drivers don't work, > > it's badly implemented, no possibility for booting over LAN, etc.) > > RTL 8193's might qualify for that, though they're not really crippled, > just less featureful/efficient than others. I have no idea whether the > RTL (9xxx?) I see bundled on some boards is similar. There are various numbers for the on-motherboard rtl8139C chips. A common number is 8130, which is very similar to the 8139. The rtl8139 is one of the least effective Fast Ethernet chips. Packets usually have to be copied on transmit, and always must be copied on receive. When the 8139C+ (the "+" is the important part) becomes common, the situation will completely change. The C+ design implements full descriptors, IP checksumming, and TCP transmit offload (!). In most situations TCP Tx offload is marginally useful, but it could be very useful with stream transfers in clusters. > > Chipsets that are just so oriented towards consumer apps that they choke > > the memory, or require some exotic (expensive) configuration, or > > have weird video card interactions, > > wow, never even heard of such a thing. choke memory? the only video > card interactions I've heard of are broken video cards that don't > play nice with the bus... > > > or are totally undocumented in the "open literature" > > haven't they all caved to the onslaught of the penguin army? The situation isn't any better now than five years ago... -- Donald Becker becker at scyld.com Scyld Computing Corporation http://www.scyld.com 410 Severn Ave. Suite 210 Second Generation Beowulf Clusters Annapolis MD 21403 410-990-9993


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Ed Cassidy, the drummer whose musical background influenced the jazz-tinged sound of the band Spirit, which emerged in the late 1960s as one of the West Coast's premier rock groups, has died. He was 89.
Cassidy died Thursday of cancer at an assisted living home in San Jose, said Beverley Cassidy, his ex-wife.
He had already jammed with such jazz greats as Dexter Gordon and Chet Baker before teaming with Randy California, his guitar-playing stepson from another marriage, to form what became Spirit.
PHOTOS: Notable deaths of 2012
The quintet was known for playing "a challenging, sweeping blend of rock, jazz, blues and other musical strains," The Times reported in 1991, and had a "power and subtlety" fostered by living communally in Topanga Canyon. Singer Jay Ferguson, pianist John Locke and bassist Mark Andes rounded out the group.
The band was known mainly for its albums, including 1970's "Twelve Dreams of Dr. Sardonicus," but had a hit single with 1969's "I Got a Line on You." When the original lineup played the song at the Santa Monica Civic in 1976, The Times called it "one of the top moments in local rock 'n' roll this year."
Born May 4, 1923, Cassidy was considerably older than the other band members — and relished the musical freedom the band provided.
"Rock 'n' roll music really saved my bacon musically," he told The Times in 1991. "What I wanted was a band with no categories that could attempt anything, any style, and make it their own."
Spirit quickly developed a significant fan base and a following among other musicians.
"The Doors were all right, but for many rock fans in the late '60s, the L.A. band that really mattered was Spirit," The Times said in 1991.
Jimi Hendrix incorporated Spirit guitar solos into performances and fans took notice of similarities between Led Zeppelin's "Stairway to Heaven" and Spirit's "Taurus," which was released first. When Led Zeppelin played their first gig in the U.S. in 1968, they opened for Spirit.
Despite their quick assent to moderate fame, band members were pursuing independent ventures by the early 1970s. As the musicians reassembled in various configurations over the decades, Cassidy was called "the world's oldest performing rock 'n' roll drummer." He had long been nicknamed "Mr. Skin" for his bald head.
Spirit's second album, 1969's "The Family That Plays Together," was a nod to stepfather and stepson, who continued to perform together after Cassidy was divorced from California's mother, Bernice Pearl.
About a month after the band released its final studio album, California drowned off the Hawaiian island of Molokai in 1997. The 46-year-old died while saving his 12-year-old son, who had been caught in a riptide.
The Illinois-born Cassidy had lived on a farm there before moving to Bakersfield with his family in the early '30s and later served in the Navy, the Tampa Tribune reported in 1995.
"We just tried to create something of our own with integrity, class," Cassidy said in 1989 in the Chicago Tribune of the genesis of Spirit. "We didn't worry as much about perfection as we did about being real — about being ourselves."
Survivors include a daughter.


text:
Frankie Muniz does the voice of 'Manu' in the 2008 movie animation.
The 'Legend of Secret Pass' takes place in the mountains of the South West and involves Thunderbirds of Indian mythology and an animal refuge of mystical proportions. An unlikely troop of animals and humans are caught up in a clash of ageless magic. In this moment of crisis, the barest chance to avoid cataclysm falls into the hands of an Indian boy, Manu.


text:
"Tudo bem?" is, thus, what everybody asks me in the "Albert Einstein Hospital" of Sao Paulo, probably the best Latin American medical center I am privileged to have been interned on March 14th due to an emergency.
Considering the unexpected circumstances that brought me into this hospital as I was en route to the sharks of South Africa, I am happy to say that, yes, relatively speaking: "Tudo bem!"
To suffer from massive internal bleeding while travelling is bad news, and in my case the tiger shark trip already started under a bad omen: the widely publicized killing of a tiger shark by this Craig Clasen, duly recorded by videographer Ryan McInnis and a still photographer. Reading about this despicable act of cowardice and brutality for the purpose of seeking easy fame and financial gain mad me sick – literally as I now know....
My gut feeling to denounce these two characters as outright liars did not mislead me. These fellows completely underestimated the general public's reaction to their shameless deed: most viewers and readers were simply appalled by the senseless killing of an innocent creature. They were not gullible enough to buy Craig Clasen's phony crap of a "moral obligation to save his friend's life."
Then, while being hooked on cables in the ICU of the hospital, I heard yesterday that NBC aired a controversial feature about sharks.
Apparently, and not at all surprisingly, that piece of cinematography must have been the type of sensationalistic garbage we know from Discovery's Shark Week as it drew many negative responses from the views for its purported superficial and biased approach to the subject.
The media seems to need, and perpetuate, the image of the "villain of the oceans" as if reporters, cameramen, producers, script writers, and directors could not handle sharks the way they are: magnificent ancient creatures that deserve our deep respect and admiration, not our fear.
That news was bad in itself. However, what really enraged me was that it appears that friends of mine, all shark people, participated in, or facilitated, the making of this "documentary". Should this be the case, it will not go unnoticed – just let me get well again, do some research, and if my friends were indeed involved in a movie that turned out to be bad for sharks, it wouldn't be "Tudo bem" for them – the friends.... "
Wolfgang Leander
Sao Paulo


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After sharing his first hot rod with us in Yesterday's Young Guns in our Oct. '09 issue, Bill Britsch thought we might like to see his brother Ludie's first car from 1953 when he was 15 years old. That's Ludie in the leather jacket and Bill leaning on the fender. Ludie got the '35 Ford four-door convertible from the brothers' cousin in Pasadena for $150 when he joined the Navy. Their father drove it home as Ludie had only just gotten his learner's permit.
This was some car for a high school kid back then, with its white Carson top and a good-running Flathead with twin 97s and twice-pipes. Bill says, "My brother was quite popular in school. I remember time and time again having to get a ride home with someone else because the car was always full of girls at day's end. He usually headed down to the beach to cruise the Strand and onto the popular drive-in downtown."
Bill also included this picture of his latest ride, a steel '32 roadster on a Total Cost Involved frame, 350/350/9-inch and American Racing five-spokes. As he puts it, "I've just entered the exclusive category of 70-plus-year-old hot rodders, and am having more fun now than ever."
Fred Perrenoud wasn't exactly forthcoming with vast amounts of information about his latest project, completed after he built a '50 Mercury, which won the Lowered Lid award at Goodguys Columbus, but he did mention it's his daily driver. The chopped four-door '31 Chevy sedan runs a 327 with three-twos, and uses the original frame. The rest you can see for yourself!
A truly family owned and built '36 LaSalle two-passenger coupe, this was a seven-year frame-off project for Chuck Lashley built at home with help from his mom, dad, and three sons. The concept was to keep an appreciably stock, restored outward appearance, but incorporating updated running gear and suspension for improved comfort and driveability while significantly differing in style from traditional hot rods and especially from ultra-clean, high-tech street rods.
Modifications include a Fatman Fabrications front frame stub with a manual rack, 500ci Cadillac, and Turbo 400 transmission. The rear is an 8.8 Ford out of a 5.0 Mustang converted to coilovers and custom triangulated four-link suspension.
The car's body parts were hauled off to a rented paint booth where the two-tone gray pearl and tuxedo black were sprayed by father and son. It was then taken back home to be cut and buffed.
Mail vintage photos of you and your hot rod, along with detailed info to: Rod & Custom Magazine, Attn: Kev Elliott/Yesterday's Young Guns, 1733 Alton Pkwy., Ste. 100, Irvine, CA 92606
Send recent photos of your current ride to Kev Elliott/Readers' Rods at the same address.
Send digital images (500 KB or larger) to email@example.com
We cannot return submitted material.
Please include your phone number.


text:
Our customers are fired up about this small propane torch (SKU: 91033) from Harbor Freight which makes melting ice, burning leaves and softening paint easy and safe! Other propane torches sell for up to three times more than what you'll pay for this one at Harbor Freight. And you still get the same high quality you've come to expect!
With this tool you can propane torch weeds, melt ice, thaw metal pipes and more. Burn away weeds in a hurry with temperatures over 3000 degrees Fahrenheit. The torch attaches to a standard 20 lb. propane tank and features a turbo blast trigger for maximum flame.
Some Propane Torch Tips:
- Never store or use propane indoors
- Use a long-handled lighter to ignite
- Always utilize eye protection and leather gloves when operating the torch
- Always have a fire extinguisher nearby when using propane torches
Whether you're in the market for a propane weed torch, a torch for removing paint from non-flammable surfaces or a general purpose propane torch for many other applications. Get this Propane Torch while it's hot!


text:
Tagged: Vivek Kundra
Data.gov, Open Government Platform, and Cancer data sets
After attending a lecture at University of San Francisco by Jonathan Reichental (@Reichental) on the use of open data in the public sector, I started poking around some data sets available at Data.gov.
Data.gov is pretty impressive. The site was established in 2009 by Vivek Kundra, the first person with the title "Federal CIO" of the United States, appointed by Barack Obama. It is rapidly adding data sets; sixty-four thousand data sets have been added just in the last year.
Interestingly, there is an open-source version of data.gov itself, called the open government platform. It is built on Drupal and available on github. The initiative is spear-headed by the US and the Indian governments, to help promote transparency and citizen engagement by making data widely and easily available. Awesome.
The Indian version is: data.gov.in. There is also a Canadian version, a Ghanaian version, and many other countries are following suit.
I started mucking around and produced a plot of the Age-adjusted Urinary Bladder cancer occurrence, by state.
- The data was easy to find. I downloaded it without declaring who I am or why I'm downloading the data, and I didn't have to wait for any approval.
- The data was well-formatted and trivially easy to digest using python pandas.
- Ipython notebook and data source available below.
- iPynb (Python code to import data and generate plot): http://nbviewer.ipython.org/6417852
- Data from: http://wonder.cdc.gov/cancer.html
If you're interested in this data, you should also check out http://statecancerprofiles.cancer.gov/ , which I didn't know existed until I started writing this post. I was able to retrieve this map from there:


text:
Update on Homeschooling in the Netherlands
Homeschooling was recently targeted by the Ministry of Education, but a quick response by Dutch homeschoolers and homeschoolers around the world accomplished an important victory.
In the Netherlands home education is currently not a legal option. Homeschooling parents may try to get an exemption from school registration, but only for deeply felt religious or philosophical reasons. However, these exemptions are recognized with great reluctance, for children are not considered to be educated effectively without public school attendance. Many are denied. Once a child has attended a school even this option is barred.
Now only the parents of about a 100 children have been able to avoid this trap to secure their freedom. Many more families would like to home-educate their children but are not able to get their way without years filled with court cases and child protection investigations.
In an attempt to regulate homeschooling even further, Maria van der Hoeven, the Dutch Minister of Education, proposed a plan to restrict homeschooling to the Education Committee of the Dutch House of Representatives on October 30, 2003.
Dutch homeschoolers contacted Chris Klicka, HSLDA's Director of International Relations. HSLDA immediately sent out an elert to its member families urging them to call the Netherlands Embassy in Washington, D.C., and to write to the Dutch Education Committee, in order to explain that homeschooling works.
Homeschoolers sent thousands of emails to the various Ministers of Parliament and HSLDA sent Dutch homeschoolers a package of materials to assist in their lobbying efforts.
While the Education Committee granted the Minister of Education the authority to develop legislation for the inspection of homeschooling, we believe that homeschoolers accomplished a major victory for the following reasons: first, we delayed any immediate efforts to regulate homeschooling (though there may be upcoming battles), secondly, the Education Committee has been informed about homeschooling as an issue. Most Members of Parliament did not think the issue was very important because it only effects 50 families that are legally homeschooling. Third, Dutch homeschoolers were able to make some good contacts with Ministers who are sympathetic to homeschooling and this will be vital for any future battles for homeschool freedom.
Dutch homeschool groups will continue to develop relationships with Ministers and lobby for easing the restrictions on homeschooling.
Thank you for your efforts for freedom!


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Author Notes: I should probably be embarrassed by the following admission, but I'm not: anyone who has been to my apartment for drinks or dinner multiple times in the last few years has most likely had the same hors d'oeuvre more than once. The reason I'm not embarrassed? This particular hors d'oeuvre is, quite simply, good enough to eat every night. I'll admit that the concept was not my own, but hijacked from a favorite local spot in Brooklyn -- an unassuming neighborhood place called Lunetta, where the food is simple but carefully prepared, and the ingredients are always top-notch. The signature dish is a grilled slab of country bread that's rubbed with garlic, slathered with ricotta, drizzled with honey and finished off with a fine dusting of lemon zest. It's addictive. Even my fiancé, a self-professed hater of what he calls "uncooked cheese," has been known to nibble on occasion when I order one of these for my starter.
A couple of things are key to the success of this simple recipe. First, the bread must be somewhat charred -- whether you achieve this by grilling or broiling is your choice and matters little. Second, make sure to use the best quality ricotta you can find. Here in Brooklyn, we have easy access to an incredible locally made version from Salvatore Bklyn. Wherever you are, seek out the best, creamiest (and likely the most expensive) ricotta you can get your hands on. You won't regret it. —Merrill Stubbs
Serves: 8 to 10 as a pre-dinner treat
Prep time: 10 min
Cook time: 5 min
medium loaf crusty Italian bread, cut into 3/4-inch slices on the diagonal (halve the slices if they're big)
Good olive oil
fat clove garlic, peeled and cut in half
cups high quality, smooth whole milk ricotta
Maldon sea salt or kosher salt
- Once your guests have been adequately plied with drinks and roasted almonds, or whatever else will buy you time, steal a few minutes for yourself in the kitchen or out by the grill, which should already be going strong. If you don't have a grill, set a grill pan over medium-high heat or turn on your broiler. Brush both sides of each slice of bread lightly with olive oil. Put the bread to the grill or griddle, and cook until slightly charred on each side, about 2 minutes per side; alternatively, broil the bread slices about 3 inches from the heating element, flipping them after about a minute and watching them like a hawk. When the bread is charred to your liking, remove it and rub the toasted sides lightly on one side with the cut side of the garlic clove.
- To the side you've rubbed with garlic, add a generous smear of ricotta (best to leave it kind of messy and rustic-looking), then drizzle with more olive oil and sprinkle with salt. Drizzle a bit of honey over each bruschetta and use a fine microplane grater to grate a good amount of lemon zest over the top. Serve immediately. Be prepared to make another batch.
- This recipe is a Community Pick!
More Great Recipes:
Condiment/Spread|Italian|Clove|Honey|Lemon|Ricotta|Cheese|Make Ahead|Serves a Crowd|Vegetarian|Appetizer|Hors D'Oeuvre


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Free Entry
Harrisville Historical Society Museum is a proud, local museum, located in Brisbane's beautiful Scenic Rim. The museum exhibiting artifacts of the heritage of the township of Harrisville and its surrounding regions. A prized exhibit is a rain-gun used during the 1902 drought.
The rich history of the museum fascinates all who visit.


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Looking for Mary Carolan married James Carroll a farmer had daughter Mary Carroll in 1845 born Co Cavan. Mary Carroll came to Australia dont know whenand married John Malone in 1864 here. Regards Ramon Australia
Click 'Invite' to connect with more members of the CAROLAN tribe.
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This is not an offer for credit and should be used for estimation purposes only based on the information you provided. You should not base your decision on this estimate alone. Title, registration, tax and other fees, and personal circumstances such as employment status and personal credit history, were not considered in the calculations.
After 18 years of success and nearly 900,000 vehicles sold worldwide, the New Piaggio Liberty returns to North America. This family of vehicles starts with a great idea, a lightweight, low seat height, fun scooter with large wheels. The lightweight and low seat height make this scooter easy to use, the fun factor begs you to find excuses to take it out for a ride, the large wheels make it exceptionally stable and forgiving for experienced and novice riders alike.
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Front - Tubeless 90/80 – 16 in.
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1.6 gal. (6 l)
Reserve - 0.39 gal. (1.5 l)
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Rear - Hydraulic shock absorber adjustable in preload
Price, if shown and unless otherwise noted, represents the Manufacturer's Suggested Retail Price (MSRP) or dealer unit price and does not include government fees, taxes, dealer vehicle freight/preparation, dealer document preparation charges, labor, installation, or any finance charges (if applicable). MSRP and/or final sales price will vary depending on options or accessories selected; contact dealer for more details.
Images, where available, are presented as reasonable facsimiles of the offered unit and/or manufacturer stock images. Non-standard options or features may be represented. No guarantee of availability or inclusion of displayed options should be inferred; contact dealer for more details.


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Stephen sez: Tomorrow (November 22) is a big day for me. After selling close to half a million eBooks over the past twelve months I'm now taking a step back from self-publishing. I've spent twelve months promoting, marketing, plugging, Facebooking and tweeting and I'm exhausted. It's time for someone else to do the hard work so that I can do what I do best – write.
So as of tomorrow Amazon Encore takes over the publishing of Once Bitten, one of my bestselling self-published eBooks. Next week they take over The Basement, which topped the UK Kindle charts for several months and sold more than 150,000 copies.
Then early next year Amazon's new imprint 47North is publishing my three Jack Nightingale supernatural detective series – Nightfall, Midnight and Nightmare.
Self-publishing was always an experiment for me. In fact I was one of the first authors to self-publish on the Kindle, in the days before KDP when authors had to go via a company called Mobipocket. I hardly sold any and months would go by without a single sale.
But everything changed for me in the summer of 2010 when Amazon opened its first Kindle store outside of the US and allowed us Brits to buy from Amazon.co.uk. The new store, plus the fact that the Kindle was about to become the most Christmas-gifted item of all time, gave me the impetus to start self-publishing.
Exactly twelve months ago I put up three more eBooks on the Kindle through Amazon's KDP platform, books that my UK publisher Hodder and Stoughton had turned down. There was a vampire story (Once Bitten), a serial killer novella (The Basement) and a science fiction murder mystery (Dreamer's Cat).
It's been a resounding success. I don't know of any UK-based author who has sold more self-published books. (Though fellow Brit Lee Child of course was one of the first to hit the one millions Kindle sales mark).
Over the last twelve months I sold 155,662 copies of The Basement through the UK Kindle store. Mainly at the Amazon minimum (75p plus 11p tax in the UK) but over the last couple of months the price has gone up to £1.49 (about $2).
Over the same period I sold 82,583 copies of Once Bitten and 19,810 copies of Dreamer's Cat. The Kindle success spilled over onto the other eReaders and by the summer I was selling tens of thousands of copies a month on iBooks.
My sales in the US were much lower – just 5,197 copies of The Basement and 2,397 copies of Once Bitten over the year. I pretty much tried everything to boost my US sales. I blogged, I tweeted, I gave away free copies, I posted on the Kindle US forum (not a pleasant experience, it has to be said). Nothing worked. Even a guest blog on Joe's site only shifted a few dozen extra copies. Eventually I gave up trying to sell cut-price books on the Kindle in the US and raised my prices to $3.99. Earnings from the US held steady throughout the year at about $1,200 a month – less than a tenth of my UK earnings.
That's why I'm so excited about the Amazon Encore deal. Yes, I'll get a lower royalty rate (they don't pay the 70 per cent royalty on Amazon Encore books, no matter what the price they sell at). And yes I lose control over the marketing and pricing.
But I'm hoping that Amazon's marketing expertise will kick in and hopefully replicate my UK success in the US. Their massive database knows which customers like vampire stories and which prefer serial killer stories. They'll be able to offer my books to the right customers, hopefully at the right price. I've seen them do it several times in the UK, where the Amazon imprints have launched American writers into the UK Top 10. It's as impressive as hell, they can do in hours what it takes me weeks to do. If they can do that for me in the US then the sky's the limit. Say the US market for Kindle eBooks is five times that of the UK's – if that's the case then there's no reason that Amazon Encore couldn't sell a million copies of The Basement and Once Bitten. I'm keeping my fingers crossed.
But one of the fascinating things for me about my whole Kindle experiment has been the support I've received from my UK publisher, Hodder and Stoughton. I've been with them for more than twenty years, ever since they paid a six-figure sum for my books The Chinaman and The Vets. It was that advance that launched my career as a full-time writer and changed my life forever.
Not only were Hodder supportive of my eBook experiment, they also joined in and cut the price of one of my thrillers to 49p. The book, Hard Landing, is the first in my Spider Shepherd undercover cop series – and over the last 12 months Hodder have sold more than 120,000 copies. It spent weeks at the top of the Kindle UK chart and only recently dropped out of the Top 100.
And not only that, there was an immediate boost in sales of all the other books in the series – and they were selling at £4.99 each. Over the year they sold more than 35,000 Spider Shepherd eBooks at that price.
But the really big surprise for them came this summer when they released the latest book in the Spider Shepherd series – Fair Game. Sales of the paperback were twenty per cent up on the previous book at a time when the UK thriller market as a whole was well down.
It's become clear that my success with eBooks has fed through to my legacy publishing books in a big way. But it's also clear that my publisher is keen to help me build on that success. So this year I have signed deals to write five more books for them in return for an advance of close to US$750,000.
I know there are those who'd say that I'd make more money doing books myself. But I'm not so sure.
Publishers publish. That's what they're good at. They find writers, they help shape their stories, and they sell them. All that's changing is the method of selling stories, from paperbacks to eBooks. The big publishers are like oil tankers, it takes a lot of effort to make them change their direction and speed, but once they have moved they have one hell of a lot of momentum. Yes, I can arrange the editing myself, design covers, market, promote and publicise. But that's hard work and it's not what I'm good at. I'm a writer. I write. And I'd rather concentrate on writing and let my publisher get on with publishing.
Yes, the industry is changing. Yes, sales of paperbacks are down and sales of eBooks are rising. Without a shadow of a doubt the eBook market will dominate in the future. But I think what we have seen over the past year has been a bubble, a bubble that is now slowly deflating. Not a bubble in sales – but a bubble in the performance of self-published eBooks. A year ago, when I started my eBook experiment, it was relatively easy to get three of my books into the Amazon Kindle UK bestseller list. And they stayed there – for months. Only last month did they leave the Top 50. But an eBook I released last month – optimistically titled The Bestseller – went into the Top 10 but didn't stay there for long. And most of the eBooks that were doing so well earlier this year have pretty much disappeared from the bestseller lists. The self-published authors who were shouting that the traditional publishing industry was dead and that the future lay with them are now seeing their books dropping out of the Top 1000 and sales slowing to a trickle.
In their place we're seeing the old faces starting to dominate the bestseller list – Lee Child, Stephen King, Michael Connelly, PD James. The usual suspects. And among them are the Amazon-published authors benefiting from Amazon's marketing muscle.
Why is it happening? I don't know. It might be that the marketplace is changing, it might be that Amazon has changed the way it compiles its bestseller lists. But the cause doesn't matter – it's the effect that counts. And I think that bit by bit we'll see the legacy publishers tighten their grip on the eBook bestseller lists, and the self-published books will find it harder and harder to make any sort of impression.
Don't get me wrong, I know that I'm far from being the typical self-publisher. And what works for me probably wouldn't work for a writer who has never had a traditional publishing deal or who is only just getting started. But I'm happy enough now to get off the self-publishing treadmill and let someone else do the hard work. I've got books I want to write!
Joe sez: First off, I'm thrilled for Stephen's success. It's nice to see someone do well in the UK, because my sales there have been mediocre (I make about what Stephen makes in the US, about $1500 a month). So there IS a UK market, I just haven't been a huge success there. Yet.
Yet is the operative word, because I've learned something about ebooks that doesn't mirror paper releases--bestsellers are no longer dependent on the release date. My novel The List has been in the Top 100 on three separate occasions. Sales of the rest of my backlist have fluctuated wildly as well.
No ebook can remain in the Top 100 forever. A saturation point is eventually reached as the number of Kindle owners browsing the list buy a copy.
But the people browsing the list this month may not be the same people browsing it next year. As more Kindles are sold, more readers can discover your ebook. Legacy publishers have said for years that readership is stagnant in the paper book world. This isn't how it works in the ebook world. A new release gets some attention, and this spurs sales, but an older book can also get attention via word of mouth, a push from Amazon, or some publicity or marketing effort. That release will be new to new Kindle owners, or to Kindle owners that missed it the first time, and sales can once again spike.
While I find it interesting that Stephen's legacy publisher was willing to experiment with price, and then offer him a large contract, I don't react with optimism to this development. I've been begging my publishers for years to lower my prices, and they do whatever the hell they want. As a result, even though I have more legacy novels than self-pubbed novels, my self-pub outsell my legacy 5 to 1.
You see, legacy publishers know they're stuck. On one hand, they've seen ample evidence that low prices lead to more sales and ultimately more profit. On the other hand, they are worried that if they flood the market with low priced ebooks, each title will make less money overall, which when coupled with dwindling paper sales will put them out of business.
Tomorrow Stirred is launching. I'm pretty sure it will hit the Kindle Top 100, and I'm hoping (like Shaken) it will hit the Top 10. Combined, Blake and I have sold over 650,000 ebooks. Add Amazon's marketing muscle to our existing fanbase, and we have the potential to sell a whole bunch.
So, in the ebook world, name recognition and an existing fanbase plus a marketing push can equal sales. I've seen this happen time and again.
I've also seen that a marketing push, even without name recognition, can lead to sales. So can word of mouth coupled with a good book and a smart cover and a fair price. Amazon has made it very easy for readers to find things that interest them. If an author has several books out, that gives readers many chances to find them. The more virtual shelf space you have, the more ebooks you can sell.
A new release, or a big marketing push, can also buoy the sales of your backlist titles. A rising tide lifts all boats.
So what does all of this mean?
1. Write a good book with a good cover and a good description, and price it reasonably.
2. Do this many times to increase your sales. The more ebooks you have, the more chances you have to find readers.
3. Name recognition can come from prior legacy sales, or name recognition can be spontaneously created as multiple titles begin appearing on bestseller lists and fueling each others' sales.
4. Ebooks are forever, and shelf space is unlimited, so the sales of titles can actually improve over time as more readers buy ereading devices.
5. Marketing pushes, price drops, media attention, and author efforts can increase sales.
I have a theory that bestsellers exist in the legacy world because of distribution. James Patterson is everywhere, so he sells a lot. If you look at many bestselling authors, a lot of them are consistently disappointing fans, as evidenced by low star ratings and bad reviews. But because they are safe (as in familiar) and their brands are constantly being reinforced with new releases that get widespread distribution, they remain in the public eye and popular. Some of that popularity translates to ebook sales, even at high prices.
But bestsellers are still selling many more paper books than ebooks. There have only been a few bestsellers who have cracked the Kindle million club, even though their paper sales are in the multiple millions. Contrast this to midlist writers, whose ebook sales are equal to or surpass their print sales.
As print sales become smaller and smaller, we won't see as many of these familiar bestselling authors on the bestseller lists, especially if their prices remain high.
Unless you get big advance money, like Stephen did, I don't recommend taking a legacy deal. The drop Stephen is seeing in his self-pubbed titles isn't unusual--paper books begin to drop in sales almost immediately after a release. But paper sales drop faster, and hardly ever begin selling again, whereas ebooks do. I wouldn't call this a bubble. I'd call this an ongoing balance between those who have bought your ebooks and those who haven't. Some of those who have bought you will become fans and continue to buy your backlist and new releases. Some who haven't simply haven't discovered you yet. Others who haven't just aren't interested.
There must be an algebra equation in there somewhere.
The reason self-pubbing is still the way to go, is it relies on less luck than legacy does.
With a legacy deal, you have to be lucky enough to be published, and then lucky enough again that your publisher doesn't screw things up, and lucky once more that you get widespread distribution, and finally lucky yet again in order to sell to readers. If everything works as everyone hopes, you can sell a lot of books. But even if you do, you're getting the shaft on royalties, and have no control over cover, title, or price.
When you self-publish, you only have to get lucky once, to sell to readers.
But even though I don't agree with the bubble idea, let's say Stephen is correct. Does it matter?
Ebooks are becoming a global market, and sales can fall and then rise again. So there are plenty of people who can still buy Stephen's backlist titles, and many will over the next few decades. Even if he (or I) get pushed completely off the bestseller lists, as more people buy ereaders, we can still make a very comfortable living having multiple titles ranked under 10,000. In the future, we could have all of our titles ranked above 100,000 and still be millionaires.
But I believe it will be easier to do that at 70% royalties than 17.5% royalties.
I also believe that partnering with Amazon, who can give a current title a big marketing push, is a smart way to remain on the bestseller lists and in the public eye.
It's going to be fun to see what happens with Once Bitten and Stirred when they both launch tomorrow. It will also be fun to see what happens to our backlists.
And by fun I mean lucrative.


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Hello guys, have been playing Gothic 2 Gold *gog edition for some time now but I'm having constant crashes to desktop for less than 5 minutes of gameplay,whatever I do and whatever settings I have in game. Have to mention beforehand that I already re-installed the game a couple of times, even on c: partition to run it from the ssd(not that it made a difference), with Vurt's texture pack, community patch 1.70a and latest vers. 2.10, and had occasional ctd's, but only after <3 hours of gameplay.
Also I have used marvin code to get an item that I couldn't get otherwise (the portal ring), have played the whole chapter 3 since than without any major problems until now, at chapter 4.
Other thing that concerns me is the fact that when I engage in a fight with a NPC the other NPCs nearby help me and also kill the character...
PC specs - core i5, 8 gb ram, page file on *d partition - windows managed, intel hd400 - latest drivers used, latest directx
Can someone help me with this problem or have I managed to break the game entirely?


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Espresso Machine Bases
You have your espresso machine, your espresso grinder and your barista tools of the trade. What more could you ask for? A base for espresso operations! These espresso machine bases are model specific to provide a fitting pedestal for your favorite appliance. Espresso machine bases are functional too. With drawers tricked out to double as knock boxes or barista tool storage, your command station is mission critical for launching the perfect espresso extraction.


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Post Title : The Magical Furniture Collection by Circu Kids' Dreams Come True
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April 26, 2007
CAMBRIDGE, Mass. - Following the MIT men's volleyball team's phenomenal season in which it established 27 Institute records, it added three more accolades from the North East Collegiate Volleyball Association (NECVA). Junior Praveen Pamidimukkala was named the conference's Player of the Year and was selected to the All-Conference First Team. Head coach Paul Dill received Co-Coach of the Year plaudits after collecting New England Division honors.
Pamidimukkala raised his overall NECVA awards career total to four after earning his second consecutive All-Conference First Team pick and Rookie of the Year honors in 2005. Dill collected his first conference-wide award since taking over the program in 2004.