text:
Thanks Jonathan. I think what you're leaving out here is that this is your non-legal opinion of how you think PIPEDA should be interpreted and how it relates the the self-reg program being developed in Canada. And while you're as smart as they come, I hope you can see a certain amount of room for alternative opinions on this subject. It seems to me that the group is spending a fair amount of time focusing on how DNT will provide a panacea to the legal uncertainty in the EU and now Canada. I'm not sure its a productive road for this group to be going down. DNT is unlikely to be the sole path to compliance in either the EU or Canada. Cheers, Alan Chapell Chapell & Associates 917 318 8440 From: Jonathan Mayer <firstname.lastname@example.com> Date: Sunday, June 10, 2012 12:37 PM To: Alan Chapell <email@example.com> Cc: <email@example.com>, Tamir Israel <email@example.com>, Shane Wiley <email@example.com>, Jeffrey Chester <firstname.lastname@example.com>, Ninja Marnau <email@example.com>, Rigo Wenning <firstname.lastname@example.com>, Bjoern Hoehrmann <firstname.lastname@example.com>, David Singer <email@example.com>, "firstname.lastname@example.com (firstname.lastname@example.com)" <email@example.com> Subject: Re: Today's call: summary on user agent compliance Resent-From: <email@example.com> Resent-Date: Sun, 10 Jun 2012 16:38:32 +0000 Alan, The OPC's new position paper on behavioral advertising is available at http://www.priv.gc.ca/information/guide/2012/bg_ba_1206_e.asp. It provides generalized guidance in the field; as I noted, it does not gauge current programs. ("While the OPC does not provide advance rulings and any future complaints under PIPEDA on the subject of behavioural advertising will therefore need to be assessed on a case-by-case basis, it is nevertheless possible and appropriate to provide general guidance concerning the likely compliance and non-compliance of certain behavioural advertising practices." That said, in one place the paper does appear to slip up: "[t]he paper will also present some specific recommendations to bring OBA practices into compliance with PIPEDA.") There are a number of areas where the current self-regulatory programs fall short. Working through the OPC's rubric: notice of purposes that is "obvious" and "clear and understandable," notice of parties participating in behavioral advertising, ease of opt out, persistence of opt out, limits on sensitive data, and strict (not "reasonable") minimization. The paper also calls for special protections for children and a prohibition against certain non-cookie tracking technologies. I recognize there are some companies and trade groups that would (and do) make the stretch argument that self-regulation satisfies all these thresholds. In my plain reading it does not, and the OPC's analysis reflects a keen understanding of current policymaking and research in the third-party web tracking space. In closing, I want to be sure to note that my aim here is not to reopen the long-standing "is self-regulation sufficient?" debate. I'm just trying to describe where Canadian law stands. Jonathan On Saturday, June 9, 2012 at 9:53 PM, Alan Chapell wrote: > > Jonathan, > > Can you please expand the legal opinion you've provided on Canadian privacy > law to help me (us) understand how the new position paper from the Office of > the Privacy Commissioner characterizes the NAI/DAA/IAB Canada programs as > deficient? Thanks. > > > Cheers, > > Alan Chapell > Chapell & Associates > 917 318 8440 > > > From: Jonathan Mayer <firstname.lastname@example.com> > Date: Saturday, June 9, 2012 8:04 PM > To: <email@example.com> > Cc: Tamir Israel <firstname.lastname@example.com>, Shane Wiley <email@example.com>, > Jeffrey Chester <email@example.com>, Ninja Marnau > <email@example.com>, Rigo Wenning <email@example.com>, Bjoern Hoehrmann > <firstname.lastname@example.com>, David Singer <firstname.lastname@example.com>, "firstname.lastname@example.com > (email@example.com)" <firstname.lastname@example.com> > Subject: Re: Today's call: summary on user agent compliance > Resent-From: <email@example.com> > Resent-Date: Sun, 10 Jun 2012 00:05:39 +0000 > > > Some background on Canadian privacy law may be helpful. The comprehensive > federal privacy statute (PIPEDA) does allow for opt-out choice mechanisms in > some cases. But an opt-out mechanism is only compliant if it meets thresholds > for transparency, ease of use, and other requirements. > > At the W3C workshop in Princeton, a representative of the Office of the > Privacy Commissioner voiced that the current self-regulatory opt outs fall > short. The OPC issued a new position paper this past week; it does not > directly address the legality of current practices (owing to a prudential > limit on advisory opinions), but in a plain reading the NAI/DAA/IAB Canada > programs are quite deficient. > > In sum: online advertising companies may currently operate in violation of > Canadian law. Do Not Track could bring them into compliance$B!=(Bbut it certainly > won't if companies ignore the most popular browser's implementation. > > Jonathan > > > On Saturday, June 9, 2012 at 12:49 AM, Ian Fette ($B%$%"%s%U%'%C%F%#(B) wrote: >> >> >> On Fri, Jun 8, 2012 at 7:56 PM, Tamir Israel <firstname.lastname@example.com> wrote: >>> >>> Hi Ian, >>> >>> >>> On 6/8/2012 10:03 PM, Ian Fette ($B%$%"%s%U%'%C%F%#(B) wrote: >>>> Tamir and others, >>>> >>>> >>>> >>>> I don't think the point is to say "a server merely notifies the user they >>>> will ignore their DNT-1 signal, that this is sufficient to gain user >>>> consent for server tracking.". >>>> >>>> >>>> >>>> >>>> Many jurisdictions don't require explicit opt-in consent for "server >>>> tracking". Take the US for example. In this case, as long as we're not >>>> promising something that we fail to deliver, there is no problem here. >>>> >>>> >>>> >>>> >>>> I think you are getting hung up on the case where, in some countries >>>> depending on what finalized legislation comes out, there might be a >>>> requirement to obtain explicit opt-in consent. I agree with you that the >>>> mere act of rejecting the user's DNT:1 signal is not explicit opt-in >>>> consent in that context, and the website would probably have to take >>>> further steps to obtain that explicit opt-in consent. But that does not >>>> need to be the problem of this working group or specification. >>>> >>> >>> The issue I'm trying to address is a scenario where opt-out consent is >>> required. Functionally, the Canadian system operates much like the US in >>> practice (servers are seemingly free to track without asking [as long as >>> there is a readily available mechanism for opting out]). Typically, >>> U.S.-based businesses find this to be a benefit, since their Canadian >>> implementations can match their US implementation (given our physical >>> proximity). >>> >>> The similarities in regime break down, however, where a server rejects a >>> DNT-1 (because it was set by default), and there is no alternate mechanism >>> left for the user to opt-out. As the server can no longer rely on >>> implicit/opt-out consent in this case, presumably they can no longer track. >>> >> >> I'm not sure I follow you. Surely, Canadian users can use the Internet today >> without hitting this legal dilemma. If DNT is not available as a negotiation >> mechanism, either because the site doesn't support it at all or chooses not >> to support it for a given set of user agents, then you are in the same >> situation that you are in today. Whatever mechanism are in place today are >> not going to cease to exist with the rollout of DNT. So, I would presume you >> would solve this situation the same way you solve it today. >>>> >>>> >>>> >>>> >>>> The point of DNT is to allow a user to express a preference on tracking. >>>> The point of DNT is not to solve the EU regulatory debacle, or any other >>>> country-specific regulations. If it can be useful in that manner, then >>>> great, but I continue to question whether we should allow this working >>>> group to get continually railroaded into trying to solve country-specific >>>> regulatory problems. >>>> >>> >>> The group may well decide to leave it to regulators in various countries to >>> decide how to solve their own specific regulatory problems around the spec, >>> but I think it is fully legitimate to at least attempt to address these >>> here. >>> >> >> I agree it's worth understanding what it would take to address them and try >> to do so if it's at zero to no cost, however lately it seems like it has >> become the primary focus and adding great complications, as opposed to an >> add-on to be done if it's straightforward. >> >>> Best regards, >>> Tamir >>> >>> >>>> >>>> >>>> >>>> >>>> >>>> >>>> >>>> On Fri, Jun 8, 2012 at 10:59 AM, Tamir Israel <email@example.com> wrote: >>>>> Hi Shane, >>>>> >>>>> I want to reiterate what I said earlier on -- I understand there is >>>>> already an agreement on defaults in the group, and it is not my intention >>>>> to question that. >>>>> >>>>> However, in this context, I'm not clear that where a server merely >>>>> notifies the user they will ignore their DNT-1 signal, that this is >>>>> sufficient to gain user consent for server tracking. >>>>> >>>>> Let me explain. The basis for tracking under the current spec is that the >>>>> server is gaining implicit, opt-out consent to track the user. The >>>>> 'opt-out' consent is mediated through the UA's browser mechanism. Now, if >>>>> the server is saying 'I will ignore your DNT-1 because I deem it >>>>> non-compliant', there is no longer an opt-out consent mechanism in place >>>>> for the server to rely on. >>>>> >>>>> Best, >>>>> Tamir >>>>> >>>>> >>>>> >>>>> On 6/8/2012 11:29 AM, Shane Wiley wrote: >>>>>> Tamir, >>>>>> >>>>>> While I agree it does add a degree of uncertainty initially, as long as >>>>>> the outcome is completely transparent to the user then I believe the >>>>>> appropriate outcome has been reached. >>>>>> >>>>>> We are attempting to resolve this in the specification by appropriately >>>>>> signaling to a user that they will not honor the DNT signal from a >>>>>> specific UA. >>>>>> >>>>>> - Shane >>>>>> >>>>>> -----Original Message----- >>>>>> From: Tamir Israel [mailto:email@example.com] >>>>>> Sent: Friday, June 08, 2012 8:11 AM >>>>>> To: Shane Wiley >>>>>> Cc: Jeffrey Chester; Ninja Marnau; Rigo Wenning; email@example.com; >>>>>> Bjoern Hoehrmann; David Singer; firstname.lastname@example.com >>>>>> (email@example.com) >>>>>> Subject: Re: Today's call: summary on user agent compliance >>>>>> >>>>>> Hi Shane, >>>>>> >>>>>> I suppose the question is what the objective here is. >>>>>> >>>>>> Allowing any entity to unilaterally question the validity of a facially >>>>>> valid signal introduces a great degree of uncertainty into the equation, >>>>>> and since this is an anticipated source of disagreement and confusion, >>>>>> it might be better to explore addressing it within the spec. >>>>>> >>>>>> On 6/8/2012 10:16 AM, Shane Wiley wrote: >>>>>>> Jeff and Ninja, >>>>>>> >>>>>>> I respectfully disagree and believe any standard that has outlined what >>>>>>> a valid signal should consist of (in our case, that a user has activated >>>>>>> this signal directly) then any signal not meeting the standard is itself >>>>>>> non-compliant and therefore should allow Servers to appropriately >>>>>>> respond to users that their current UA is non-compliant and therefore >>>>>>> will not be honored - again, hopefully with options for valid UAs the >>>>>>> user can access their free services with. If the user doesn't feel >>>>>>> comfortable with this outcome WHICH IS COMPLETELY TRANSPARENT, they can >>>>>>> decide to keep consuming those free services with DNT not being honored, >>>>>>> not access the free content from that particular site, or switch to a >>>>>>> compliant UA so their DNT signal is honored while interacting with that >>>>>>> site. With transparent and clear messaging to the user, this places the >>>>>>> power within the user's hands to decide how best to move forward. I >>>>>>> believe this is much better than the user being left in the dark, or >>>>>>> alternately no publishers supporting DNT since they are forced to honor >>>>>>> non-compliant signals. >>>>>>> >>>>>>> Predictability - The user is clearly messaged in all cases - so >>>>>>> outcomes are completely "predictable". >>>>>>> >>>>>> I'm not clear that there is any obligation for the user to be clearly >>>>>> messaged here. In any case, how would that play out? User: don't track >>>>>> me; UA: server does not acknowledge. What's the next step here? >>>>>> >>>>>>> Only for "uncompliant" UAs? - Yes, but this is subjective choice by >>>>>>> the Server and they must defend their position. Since messaging is >>>>>>> transparent, consumers can quickly raise concerns if they feel a UA is >>>>>>> being ignored incorrectly. >>>>>>> >>>>>>> Who decides wether a UA is "uncompliant"? - The Server does. >>>>>>> >>>>>> You are correct that ultimately, this could be referred to a regulator >>>>>> if the customer disagrees with the server's decision. >>>>>> >>>>>>> Liability issues - disagree on your assessment of liability in this >>>>>>> case as the claim is directly tied to a voluntary code and therefore the >>>>>>> only legal enforcement is that the Server must follow through on what it >>>>>>> says it will (contract). >>>>>>> >>>>>>> Hindering privacy-by-default - It is FAR too early in the process to >>>>>>> attempt to quote draft regulations that will go through tremendous >>>>>>> change over the next two years prior to becoming a regulation in force. >>>>>>> >>>>>>> - Shane >>>>>>> >>>>>>> -----Original Message----- >>>>>>> From: Jeffrey Chester [mailto:firstname.lastname@example.com] >>>>>>> Sent: Friday, June 08, 2012 3:52 AM >>>>>>> To: Ninja Marnau >>>>>>> Cc: Rigo Wenning; email@example.com; Bjoern Hoehrmann; David Singer; >>>>>>> firstname.lastname@example.com (email@example.com) >>>>>>> Subject: Re: Today's call: summary on user agent compliance >>>>>>> >>>>>>> I support what Ninja says below, and the concerns Jonathan raises. >>>>>>> There shouldn't be "cherry-picking" allowed in the spec. When sites >>>>>>> receive DNT, they should honor it. The W3C should >>>>>>> not develop a policy that permits the over-riding of requests/intent of >>>>>>> global Internet users. >>>>>>> >>>>>>> The key issue for us to address is the need to limit collection and >>>>>>> retention. I hope we can discuss and build support for a consensus on >>>>>>> the proposal sent the other day by EFF/Mozilla and Jonathan. Without >>>>>>> meaningful collection and retention policy, we risk not having a spec >>>>>>> that can receive the support from many stakeholders (esp civil society). >>>>>>> That is critical to the fate of the privacy and digital consumer >>>>>>> protection debates, esp. both sides of the Atlantic. >>>>>>> >>>>>>> Finally, I want to add that in my view and fairly quickly a site that >>>>>>> doesn't honor DNT will not be considered "brand safe." Responsible >>>>>>> advertisers and brands concerned about their reputation will need to >>>>>>> respect a robust DNT. They will have to add DNT to the >>>>>>> blacklist/whitelist systems in place. It behooves us to continue to >>>>>>> advance the process of ensuring monetization and privacy can thrive >>>>>>> together in the digital economy. >>>>>>> >>>>>>> Jeff >>>>>>> >>>>>>> On Jun 8, 2012, at 5:26 AM, Ninja Marnau wrote: >>>>>>> >>>>>>> We are discussing two different issues here. >>>>>>> >>>>>>> First is, I support that servers should give the users a clear answer >>>>>>> wether their DNT request is honored. There should be an option to answer >>>>>>> NACK. >>>>>>> >>>>>>> Second is, a company claiming "We will honor DNT when it's coming from >>>>>>> the following user agents" or "We will honor DNT from all user agents >>>>>>> except for the following" (I am quoting Ian's example here) is honest - >>>>>>> and I appreciate that. But whether it is "compliant" to the DNT >>>>>>> recommendation or not, is up to us as a working group. It is our task to >>>>>>> discuss whether we want the spec to allow this cherry-picking. (Don't >>>>>>> get me wrong, companies can stll do so. But will they be able to claim >>>>>>> DNT compliance?). >>>>>>> I oppose this. I think the spec should state that when you receive a >>>>>>> valid signal, no matter from what UA, you have to honor it in order to >>>>>>> claim DNT compliance. >>>>>>> >>>>>>> There are several reasons for this: >>>>>>> 1) predictability >>>>>>> David raised this point and I agree: "Defining that "I'll stop tracking >>>>>>> unless I don't feel like it" as *compliant* makes it basically >>>>>>> unpredictable what will happen." >>>>>>> >>>>>>> 2) only for "uncompliant" UAs? >>>>>>> If we open the spec to cherry-picking. Will it stop at "uncompliant"? >>>>>>> Or will the spec just stay silent or explicitly allow for other >>>>>>> motivations? Patent lawsuits, harming competitors, just feeling like it >>>>>>> - for painting a very black picture. >>>>>>> I don't support this as being considered DNT compliant. >>>>>>> >>>>>>> 3) Who decides wether a UA is "uncompliant"? >>>>>>> As long as there is no judgement by a competent authority, this is a >>>>>>> very critical statement. >>>>>>> >>>>>>> 4) liability issues >>>>>>> If the spec allows to NACK the DNT requests of "uncompliant" UAs, and I >>>>>>> site claims to "honor DNT from all user agents except for the following >>>>>>> ..." it makes a legally relevant statement about these UAs. Which may >>>>>>> lead to liability and claims for damages by these UAs if the judgement >>>>>>> is wrong. >>>>>>> If the spec is more open -> issue 2. >>>>>>> >>>>>>> 5) hindering privacy-by-default >>>>>>> The proposed Data Protection Regulation of the EC explicitly asks for >>>>>>> privacy by default. (Art. 23) >>>>>>> >>>>>>> >>>>>>> Ninja >>>>>>> >>>>>>> >>>>>>> >>>>>>> Am 08.06.2012 10:25, schrieb Rigo Wenning: >>>>>>> On Thursday 07 June 2012 18:25:27 Ian Fette wrote: >>>>>>> A site is already under no obligation to conform to DNT. Would you >>>>>>> rather have the user be clear that their request is being >>>>>>> ignored, or left to wonder? >>>>>>> >>>>>>> Precisely my point! Thanks Ian >>>>>>> >>>>>>> Rigo >>>>>>> >>>>>>> >>>>>>> -- >>>>>>> >>>>>>> Ninja Marnau >>>>>>> mail: firstname.lastname@example.com - http://www.datenschutzzentrum.de >>>>>>> Telefon: +49 431/988-1285 <tel:%2B49%20431%2F988-1285> , Fax +49 >>>>>>> 431/988-1223 <tel:%2B49%20431%2F988-1223> >>>>>>> Unabhaengiges Landeszentrum fuer Datenschutz Schleswig-Holstein >>>>>>> Independent Centre for Privacy Protection Schleswig-Holstein >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>>> >>>>>> >>>>>> >>>>> >>>>> >>>>> >>>>> >>>> >>>> >>>> >> >> > > >Received on Monday, 11 June 2012 15:43:55 UTC
This archive was generated by hypermail 2.3.1 : Friday, 3 November 2017 21:44:50 UTC


text:
- Start > Run... > regedit
- Navigate to HKEY_CURRENT_USER\Software\Classes\edb_auto_file\shell\open\command Create the folders if they don't exist yet.
- Set the (Default) REG_SZ string value there to C:\Path\to\NirSoft\esedatabaseview.exe /table "%1" MSysObjects
- Code: Select all
Windows Registry Editor Version 5.00
@="C:\\\Path\\to\\NirSoft\\esedatabaseview.exe /table \"%1\" MSysObjects"
But don't forget to change the Path/to/NirSoft bit to what it actually is in your specific setup. Most commonly it'll be C:\Program Files\NirSoft\ or C:\NirSoft\. But there is no standard as they don't provide an installer.
Why /table <Database Filename> <Table Name>?
Because command line handling in esedatabaseview is coded badly.
Passing a plain old %1 as the first command line argument doesn't get handled, you need to specify what you mean with /table %1.
And even then it won't work, as it doesn't bother to auto-fill in the default table name of MSysObjects, you have to specify that in the command line too.
Lastly, here is a screenshot:

subset: commoncrawl


text:
A home is likely the biggest purchase you'll ever make - so it's important to make sure you have a knowledgeable realtor by your side to help you navigate this complicated process.
A REALTOR® is your guide through the real estate market, so what makes an agent "right" for you depends on your needs. Look for a REALTOR® that has specialized knowledge of the communities you're interested in as well as the types of homes you like. This person should also be someone you feel comfortable with - do you like their sense of humor? Do they seem attentive to your needs?
So where do you start? Ask your friends and colleagues for referrals. Use the web and social media to search for local REALTORS®. All Berkshire Hathaway HomeServices New England REALTORS® can be conveniently searched and filtered through our Find An Agent database.
Every REALTOR® at Berkshire Hathaway HomeServices New England possesses the local knowledge and market expertise that will prove indispensable from listing to closing. BHHS REALTORS® also benefit from one-on-one coaching to develop qualitative skills (communications and negotiations, for example) as well as specialized training to help our sales professionals leverage quantitative resources like technology and social media.
The buying process is comprised of many steps, but it all starts with a conversation. During this initial consultation, we'll identify your needs, priorities and lifestyle preferences, from the neighborhoods you favor to the most appealing schools. We'll also discuss your financing options. Having a clear understanding of what you can afford for a down payment as well as ongoing monthly expenditures such as the mortgage, utilities and real estate taxes will help clarify and expedite your home search.
Your New England Properties REALTOR® will also facilitate the process of pre-qualifying you for a mortgage and securing the most competitive rate and terms on your loan.
Using your needs and preferences as a guide, your REALTOR® will identify properties that may be a match for you. Together, we'll visit these and discuss the potential of each, as well as what you like and dislike about them.
Once you find the home of your dreams, your REALTOR® will carefully review comparable homes recently sold in the community to determine an appropriate offer, negotiate terms and respond to possible counter-offers. When your offer is accepted, we'll help you finalize other key decisions such as home inspections and possession dates. We'll also offer guidance in choosing an attorney to represent you at closing and connect you with reputable moving companies.
Thank you for your message. A company representative will be in touch with you shortly.


text:
Hey guys, here's a few good books i've read lately. Hope you can find them and enjoy them as much as I did.
Hackers Beware - Eric Cole (UNIX/Linux/Windows Security + Exploits)
Network Security Fundamentals - Peter Norton (X.25, Linux, WAN, LAN, etc..)
Java2 Platform - SAMS Publishing
Rebel Code - Glynn Moody (Linux and the opensource revolution)
-have a good one


text:
Wish Comes True: Rhymefest Forces Sick Child That Has Cancer To Be His DJ! (Performs At A Private Party For The Kid's Family & Friends)
"When the Make-A-Wish Foundation grants cancer survivor Robert Bates one wish, he asks for Rhymefest to perform a private concert for his family and friends. But things get awkward when nobody remembers to book a DJ. Rhymefest's new album "El Che" is available everywhere May 18th 2010 on dN " - Courtesy of Andrew
Please click the "Report" button below if the video on this page is not working properly.
Comments will only be displayed by verified emails. No Spamming or Racism.


text:
Ted, the foul-mouthed animated star of Friday's R-rated buddy comedy of the same name, may smoke more marijuana than "Family Guy's" Peter Griffin, but the two sound awfully similar. Of course, both are voiced by writer-director Seth MacFarlane, so it's easy to understand why they are so alike. Or is it? MacFarlane also voices "Family Guy's" baby Stewie, the dog Brian, and the next-door neighbor Quagmire, and all three have completely different accents.
MacFarlane said he tried to find a voice for Ted that would be distinct from Griffin's Rhode Island dialect, but was challenged by the task from the beginning.
"I'm from New England. All my relatives are from the Massachusetts area," said MacFarlane, who grew up in Connecticut. "As I was coming up with the voice for Ted, I kept trying to veer away. I finally said, 'He's a Boston guy, and this is me doing a Boston accent,' which is not that far removed from me doing a Rhode Island accent for Peter. It is what it is."
But MacFarlane, who usually practices his voices in the car or when he's home alone, didn't let himself off that easy. He specifically inserted a joke in the film that references Ted's similarities to Griffin.
"I figured if Mike Myers got away with doing the same accent in 'Shrek' as he did in 'So I Married an Axe Murderer' that maybe I would get away with this. To me, the two voices feel different because there is a squeeze in the throat that kind of pinches Peter's voice and Ted sounds more like Brian with a Boston accent.
"It's the kind of thing that seemed like it would be more fun to own it and reference it because that's what we would do on 'Family Guy' if we were talking about someone else's movie."
'Ted' marketing campaign balances raunch with heart


text: Hi, When browsing any webdirectory, via the browser, I am getting an error 500 code. I have no idea what's causing it, I am using NGINX. Does anyone knows what to do? I can access the regular files, but I got a website that I need to browse on to search files. I am using a Directory Listening Script, but it's also appearing when browsing a random directory without that script. So, the script is not the issue. Any help? I am using Debian Squeeze and ISPConfig 3.


text:
Saying the 2002 farm bill represented a "historic" commitment to the American public, the National Farmers Union is calling on Congress to fully fund the law's conservation provisions, especially the new Conservation Security Program.
The NFU's board of directors released a letter it sent to House and Senate members calling on them to clarify language in the 2004 omnibus appropriations bill that it said restricts funding for the CSP and some other programs and makes it difficult for producers to determine their eligibility.
The letter came amid reports that farmers are unhappy with the USDA's proposed rule for implementing the CSP. The reports came from a series of listening sessions conducted by USDA's Natural Resources Conservation Service in February and March,
"The Farm Security and Rural Investment Act of 2002 represented a historic commitment to conservation on working lands through both increased funding and important new programs, including the innovative Conservation Security Program," the letter stated. "As we near the second anniversary of the 2002 farm bill, we want to express our strong support for the full implementation of the CSP."
It said that funding limits set in the farm bill were removed in the 2004 omnibus appropriations measure, creating inadequate and arbitrary rules for the CSP.
If left alone under the current proposed rules, producers will be unable to clearly determine their eligibility within the program and state conservationists will have little input into the program, said NFU President Dave Frederickson.
Pilot program
USDA's proposed rule creates what amounts to a pilot program that would be targeted at "priority watersheds" in selected areas of the country.
"The CSP was created to be operated as a mandatory program without arbitrary limits, and we believe that the final rule developed by USDA should reflect the mandatory status of the program," Frederickson said.
"CSP can be an effective program to reward conservation stewardship and promote enhanced conservation in production agriculture. The final rule must allow CSP to be implemented on an equitable nationwide basis."
The original language in the farm bill provided an open, national CSP, which allowed farmers, for the first time, to meet conservation standards to participate in the program. NFU believes the program should focus on small and large family-owned operations, provide full payments as intended in the farm bill, and require that USDA Natural Resources Conservation Service limit costs by adjusting eligibility requirements to fall in line with other USDA programs.
"The legislation's strong conservation features were specifically cited by President Bush when he signed it into law on May 13, 2002," the letter said. "As we near the second anniversary of the 2002 farm law, we want to express our strong support for the full implementation of the CSP.
"The legislation created an open, national CSP, without an arbitrary limitation; for the first time, all farmers who met conservation standards were allowed to participate. The CSP also provided a new direction in conservation by rewarding good stewards of the land for continuing and maintaining conservation practices.
"We believe the final regulatory rule that must be developed by the U.S. Department of Agriculture should reflect the mandatory status of the program. The current proposed CSP rule is arbitrary, inadequate, and does not reflect the true nature of the program as passed into law. The final rule must allow the CSP to be implemented on an equitable nationwide basis."
Under the current proposed rule, the letter said, the "watershed approach does not guarantee inclusion of producers in all regions of the country, it does not allow flexibility for input from state conservationists as to which watersheds should be used to allow producer eligibility, and it does not allow flexibility in addressing diverse conservation needs and in recognizing significant conservation improvements.
"Under the proposed rule, producers would have no idea if they would be eligible, because no one knows which watersheds might be selected under the current scheme. It seems that only a very limited group of producers, in very limited geographical areas, would see any benefit."
Opposed restriction
In the listening sessions around the country, farm groups reportedly have opposed the watershed restriction and asked USDA to write new rules to replace the current language "that seem to have been written to discourage participation in the program," as one said.
Farmer representatives at one meeting said they estimated that under the USDA proposed rule participants would receive at most 50 cents to $1.50 per acre if the enroll in the new Conservation Security Program.
e-mail: email@example.com


text:
Apple Inc delivered another quarter of lackluster results and iPad sales fell well short of Wall Street targets, pushing its stock down more than 1 percent.
The world's most valuable technology company, whose share price flirted after hours with sub-$600 levels for the first time since August, delivered results largely in line with expectations. It had missed revenue forecasts a quarter ago.
Continue Reading Below
Apple sold fewer iPads than anticipated as the economy remained weak and consumers waited for the new iPad mini, which will hit store shelves next month.
Analysts say the real test for the company will come during the crucial holiday shopping season, when competition will reach fever-pitch with Apple, Amazon.com Inc, Google Inc and Microsoft Corp all fielding new gadgets.
"Going into earnings we were wondering if the slowing economy will catch up with Wall Street and it has," said Channing Smith, co-manager of the Capital Advisors Growth Fund.
"Apple is very well positioned with the iPad and now the iPad mini. It has a great smartphone and we expect the iPhone 5 to sell very well. The outlook is conservative but that's not surprising. Err on the side of caution is a proven formula."
Apple shipped 26.9 million iPhones, somewhat higher than the 25 million to 26 million that Wall Street analysts had predicted. Sales of the iPad came in at 14 million in the fiscal fourth quarter, well below lowered forecasts for the tablet.
It had just nine selling days of the new iPhone 5 in its fiscal fourth quarter - meaning all eyes are now trained on the current holiday quarter.
Apple ended its fiscal 2012 with a 45 percent increase in revenue to $156.5 billion, while net income was up 61 percent.
For the final fiscal quarter, it posted net income of $8.2 billion or $8.67 a diluted share in the fiscal fourth quarter, versus $6.6 billion or $7.05 a share a year earlier. Its earnings beat analysts' average forecast for $8.75.
Fiscal fourth quarter revenue rose to $35.96 billion, roughly in line with the average analyst estimate of 35.8 billion, according to Thomson Reuters I/B/E/S.
"Despite what you are reading about Europe, we did far better than our competitors," Apple Chief Financial Officer Peter Oppenheimer said in an interview.
Apple heads into the quarter after refreshing almost all of its product lines, including introducing an upgraded, fourth-generation full-sized iPad. The December quarter will show how well consumers respond to Apple's latest gamble - the new, smaller iPad mini that will goes on sale November 2.
Sterne Agee's Shaw Wu attributed some of the quarter's weak iPad sales to Apple holding back supply of the third-generation iPad to stores, to clear the shelves ahead of the latest iPad.
"We were happy with the 14 million iPad sales in the quarter. It exceeded our expectations," Oppenheimer said. "But as the summer went on, the rumors were pretty rampant about the iPhone and iPad."
For the December quarter, Apple forecast revenue of $52 billion, below the average estimate of $55 billion, according to Thomson Reuters I/B/E/S.
Apple ended the quarter with $121.3 billion in cash and securities, of which $83 billion was offshore, Oppenheimer said.
(Reporting by Poornima Gupta; Editing by Richard Chang)


text:
Woming Land In Converse County Converts To Walk-In Area
State lands off of Morman Canyon road in Converse County will now only be accessible as walk-in sites. The Wyoming Game and Fish Department announced the changes after a number of flagrant abuses in the area.
"Getting vehicles stuck in the live stock pond, Littering- and were not talking just trash- large appliances, couches, furniture and household goods. They go out there and they're using them for target practice and then they just abandon them for junk."
Robin Kepple, from the Casper regional offices says they hope for a reduction in litter and to protect the lands from further damage caused by improper vehicle use.
She says this kind of off road restriction allows recovery of vegetation and a likely increase in wildlife.
The public is encouraged to notify the Converse County Sheriff's Office, the local game warden, or the State Lands Office of any observed violations on this new access area. Tips can be made to the Stop Poaching Tip Line at 1-877-WGFD-TIP or on the WGFD website.


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|Pylesville, Md.
|High School:
|Harford Tech
|Graphic Design
2012: Returns to the Spartan squad for the 2012 season after missing last season due to injury ... should be hungry for success ... fiesty attitude on attack ... handles the ball in tight situations ... makes herself open by knowing how and when to cut ... will work on her shooting and finishing skills ... should be a key component to York's success this season.
2011: Missed entire season due to injury.
2010: Started in 15 of the 16 Spartan games ... scored 12 goals ... distributed five assists ... totaled 17 points for the year ... picked up 11 groundballs ... grabbed nine draw controls.
2009: Started in 14 of 15 games for the Green and White ... scored 14 goals ... dished out three assists ... totaled 17 points for the year ... picked up 20 groundballs ... grabbed 15 draw controls.
Personal: Is a graphic design major and double minor in art history and photography... is the daughter of Jeff and Barbara Doak ... born on April 11, 1990 ... was named Gatorade Rookie-of-the-Year in 2004 ... was a first-team All-County selection in 2005, 2006, and 2007 and was chosen to the second-team in 2008... names her mom as her person she most admires ... hobbies include photography, field hockey, and basketball ... favorite athlete is Ray Rice ... chose York because of "the graphic design program and the campus was pretty" ... lists her most significant athletic achievement as "starting my first college game and scoring two goals in my first game" ... her most memorable athletic moment at York is "sticking through six 440s the first day of Fall Ball at 5:30 in the morning" ... after graduation she plans working in the sports industy with a company such as Under Armour or a professional team franchise.


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infinias Intelli-M Access Server50 S-SVR50
Space-saving access control solution is ideal for local site deployments
- Benchmarked for access control applications up to 50 doors
- Pre-loaded with infinias Intelli-M Access 4.0 management software with unlimited door license
- Internal solid state drive automatically backs up critical data
- 1TB hard drive with solid-state backup
- Pre-loaded with Windows 7 embedded OS
- Intel Celeron Dual Core processor
- USB 3.0 and HDMI ports
- Compact design is well-suited for space-constrained locations
The infinias Intelli-M Access Server50 is a compact desktop server that is ideal for local-site access control deployments and locations where space constraints are a concern.
The purpose-built server is bench marked to support up to 50 doors* and comes pre-loaded with infinias Intelli-M Access 4.0 access management software with unlimited door license, along with Windows 7 embedded OS.
The pre-configured server features an Intel Celeron Quad Core processor along with 2GB of RAM, and is ready-to-go from the moment you open the box.
The 50-door server features automatic discovery for infinias door controllers, so when you log into the Intelli-M Access management software, the door controllers will have already have been discovered on the network and are ready for you to configure.
To ensure that your critical data is never lost, the S-SVR50 automatically backs up your data onto a flash-based solid-state drive, so that if the hard drive fails, your data is available on a separate, resilient storage device. The internal flash memory drive is pre-configured to back up data five times per week and keep 10 of the most recent copies available.
The server comes with a 3-year warranty, 30-day money-back guarantee and free US-based technical support.
What's Included:
- (1) infinias Intelli-M Access 50-door server
- (1) Pre-loaded with infinias Intelli-M Access 4.0 software with unlimited door license
- (1) Power supply
- (1) Recover media flash drive
- (1) Driver disc
- (1) Quick start guide
- (1) Installation guide
Note: The S-SVR50 desktop server is available with a wall-mounting option. Please call our infinias security experts for details.
*Door capacity may vary based upon the complexity of your installation requirements.
|Resource Name
|Product Overview


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The Muthi Garden Project
Number 16 - July 1998
J. Roff
The Natal National Botanical Garden in Pietermaritzburg, KwaZulu Natal, South Africa, has developed a medicinal plant ("muthi") garden, which covers new ground in community involvement, interpretation and horticulture.
The Muthi Garden project began in response to a need within the NBI to make our gardens more relevant to the majority of South Africans, and a realisation of the need to act to protect the species of medicinal plants threatened with over-utilisation and possible local extinction in our region. Over 1000 taxa are known to be used for medicinal purposes in KwaZulu Natal alone.
The project began with consultations among a group of local traditional healers. Plans were formulated to build a traditional hut, surrounded with medicinal plants. Three local healers were contracted to construct the hut and the plantings.
Throughout the project, maintenance, interpretation, and likely audiences were considered. Planting plans were based on photographs of traditional healers' gardens, and on ideas from the traditional healers themselves. Plant material was collected from fields and local muthi markets.
In developing the garden, we tried to 'steer clear' of western aesthetics. Gardeners aimed to plant as 'healers' as well as gardeners. I liken it to arranging a medicine cabinet for ease of access, as opposed to how good the toothpaste and the cough mixture look next to each other.
A Process Not A Product
This project is by its very nature ongoing and responsive. All interpretation and education should remain relevant and issues-based, especially with a 'hot' topic such as medicinal plants. As the garden changes and grows, so the information available to share with visitors will improve, and creative ways of sharing it will need to be found. The process of working with traditional healers will add to this information. As friendships are built and networks develop, so the richness and value of the project increases. A project that has the "community based" tag needs to be backed by a management commitment to make time and resources available for ongoing staff development, education and interpretation.
Education and Interpretation
Education and interpretation in the the muthi garden takes several forms. Formal and informal guided tours are offered as part of a "walk and talk" program. Interpretative materials are pitched at different levels in the muthi garden. The simplest is a series of small plant labels that give the name of the plant in Zulu and English, and its scientific name. A level up from this is a plant use label, describing the traditional uses, and temporary "Did you know" informational labels. Occasional warning signs are necessary due to the poisonous nature of many of the plants. Inside the traditional hut are poster displays describing various aspects of the medicinal plant culture in KwaZulu-Natal, and encouraging people to grow their own plants. These displays and signs will change as more is learned about medicinal plants.
We will soon be offering courses for those who wish to grow their own muthi plants. The course format is still in the development stages, but it is hoped they will provide the skills necessary to propagate medicinal plants using low cost methods, reducing the pressure on wild populations.
When approaching the issue of traditional healing and the plants associated with it, care must be taken to remember that there is a complex culture associated with traditional healing and healers. Healers are often unwilling to divulge specific healing methods, although this is precisely the kind of information that most people want. Education programmes which sensitively address this issue, respecting both the healers and the knowledge-seekers, will be helpful.
The muthi garden project is proving to be a popular feature of the Garden. We look forward to it developing and becoming part of a larger traditional plant-use garden, where we grow plants for crafts and food, and teach practical ways of growing and using them. This may be combined with a sustainable agriculture demonstration garden. Gardens need to stay relevant to the demands of an increasing population whose primary requirements are food, medicine, income generation and a sustainable lifestyle. Botanical gardens are ideally placed to help meet these needs, as well as carry on their valuable work of conserving, educating about and promoting biodiversity.
Le Projet "Jardin Muthi"
Le projet "Jardin Muthi" tente de faire un jardin botanique capable d'ˆtres utilis' par la majorit' des residents de cette importante communaut' zulu et de conserver ces plantes qui sont menacees d'extinction par leur culture pour la pharmacope dans cette province. Ce projet a favoris' un developpement progressif des relations dans la communaut' et le partage de la connaissance generale par ce processus d'education et d'interpretation.


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If you have previously heard of lafur Arnalds, consider yourself a well-informed music aficionado. If you have not, don't feel unaware or out-of-touch.
Former metal drummer turned neo-classical composer from Iceland, Arnalds is not exactly at the top of pop charts.
And although his music borders on experimental and his appreciation is still growing, there was still a fairly good line to get into the Echoplex where he was performing on Feb. 4.
The Echoplex it's essentially a dark dance club. The kind of place that you expect to hear trance music that would be thumping your car windows from street parking three blocks away.
Not exactly the place you'd imagine seeing a new Icelandic artist with a tuxedo and a string quartet.
But for Arnalds the house set up a few rows of folding chairs in a semi circle on the dance floor which filled up quickly. It was standing-room for the few dozen others beyond that.
The opening artist, George Sarah and Strings are from North Hollywood and are dabbling in a musical genre that I previously didn't even know existed.
Sarah's MySpace page defines his music as classical/electronica/emo.
You know, like washing down chocolate chip cookies with cabernet sauvignon. An unlikely combination but somehow it works.
Because Sarah is from NoHo, you'll likely be reading or hearing more from this artist in this space later.
His opening set had the small crowd mesmerized with complex string arrangements layered over a scratchy, trancey beat. The orchestration seemed a surprisingly good match for electro-throb and you could feel the joy the musicians were experiencing.
If Sarah had the crowd mesmerized, Arnalds hypnotized them.
Taking the stage behind an electronic keyboard stacked with sequencers, a laptop and other midi gear, Arnalds was accompanied by a string quartet and another musician/programmer "playing" a laptop and various other electronica.
With the exception of a small technical glitch at the beginning of the set – a laptop had overheated – the sound from the six pieces was exquisite.
The tiny stage was mic'd perfectly and the set was gripping and intimate. Strings of large, bright, incandescent bulbs were strewn about the stage and timed to movements in the music to ingenious effect, given the size of the venue.
The lighting from above and below was surprisingly inventive and the visuals were clearly as much a part of the performance as the music.
The set consisted mostly of pieces from Arnalds' new record "… and they escaped the weight of darkness" released this past summer. Although the name of the record sounds, well, weighty and dark, the music is bright and uplifting.
Often building from gentle piano and soft melody the compositions then thwack you with ultra-low frequency bass tones and synthy top-end sounds that are skillfully interlaced with luscious orchestration from the quartet.
The result is an ingenious, drop-dead gorgeous kind of mellow-tronica.
Between songs the banter from 23-year-old Arnalds revealed a soft-spoken charm and sense of humor that complimented his emotional and moving compositions.
Los Angeles was the last date for Arnalds and his band in North America before they headed off for a one-night stand in London and two final nights in Instanbul.
If you didn't get to see this gig or haven't previously heard of this important new artist, consider yourself informed.
When they come back to Los Angeles, I'm sure the lines will be much longer.


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dear Jay made it so Starnberger Technologie & Innovation donated about 100 of their nrF8002 [0] Sensors, which are a Very Low Power Bluetooth 4.0 devices. They act as a Proximity Sensor and you can hook up other Sensors on the Chip itself so it seems pretty useful for Metasense reboot or, as Jay suggested, for a revised semi-automated Box policy. They are also able to trigger on certain smartphone events (sms, email, call, etc..) "out of the box"
Only problem is: 2 capacitors next to the quartz need to be replaced!
If you are successful with acquiring an already soldered chip or soldered it yourself (soldering++) you can try to program it with the provided example config to play around with.
Oh and be warned, they have AN OPTION to be PERMANENTLY PROGRAMMED, BUT ONLY ONCE! sooo,.. unless you are not 100% don't do that.
if you are planning on using one of these, give this section an edit eh?
to get you started you need..
- Windows XP/Vista/7/(8?)
- nRFgo Studio [1]
- a USB-Mini to UART Chip which acts as the programmer [2]
- USB-Mini cable
- CR2032 Coin Cell
- (fixed) nRF8002
- example config *.xml [3]
- dexterous & quick hands
you can find most of the stuff in the WEL in a blue plastic bag, which contain 3 blue cardboardboxes.
..and now you do this
- Copypasta the text provided on this subpage [3] and make yourself a *.xml file
- Open nRFgo Studio and open the file with 'Data -> Open -> 8002" and look for your xml
- go to the "upload config" tab,
- MAKE SURE "UPLOAD TO RAM" IS SELECTED unless you are happy with your configuration you can then OTP (one time program) it.
- now plug everything together and prepare yourself to quickly insert the battery into the nrf8002 AND
- click "demonstrate running the command line tool" (alternativly, under %path to nrfgo studio%\productiontool8002\ there is a lonely ublue_cfg.exe which is exactly THAT commandline tool. but you need to create a binary out of this configuration first, there is a button for that under the same tab too.)
- a commandline will open, print some numbers and eventually timeout, that means you are either to late or the chip isnt working.
- if lots of numbers flash down the commandline and stops after 2 secs: grats, your chip just got programmed.
- download the example app for your smartphone from (probably) there [0] and try it.
for those who want to know: so why do you need to be quick with the battery? On Power Up the device first looks if its already been programmed, if it isnt, you have to spam the UART Port with 0xFF to get it into a programmable state, or else it enters a test mode called DTM, in nrfgo studio, there is a tab for that.
Further Information on the chip itself and what you can do with it is provided via example apps at [0]


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Amit C. Patel needed a new logo design and created a contest on 99designs.
A winner was selected from 264 designs submitted by 74 freelance designers.
We began Inventcorp with the dream of creating ground-breaking companies whose products and services would change the way people think, live, and work.
- Employees: We are trying to hire the brightest and best team members for our organization. We call them PhDs (Passionate/Poor, Hungry, and Driven)
- Investors: We are showcasing our "Wow" products to potential angel and institutional investors. These individuals are savvy, well-educated, highly-accomplished and wealthy.
PLEASE LOOK AT RED HP LOGO.jpg, this is 80% of what we are looking for in our logo.
Please make sure to use the two heads in our current logo and the HP logo in all new designs.
What we want out of all designs being considered the winner.
- bold, clean lines
- just the inside of the bulb should be yellow; the rest can be different colors.
-we want to keep the human heads, its company symbol of two minds coming together
What we don't like about the current Inventcorp logo:
- too soft, too simple, no depth
What we like about the HP logo:
- Has shape to it. Has Depth.
- more abstract, like the sillouette
- We like the symmetry.
If you look at the brief you will notice the red HP logo. We want our design created around that, we want it to be abstract, we want the viewer to have to imagine the light bulb and not just see it right off the bat.
We want them to look at the two heads and then see the light bulb. We want all designs to focus on the two heads coming together and then the light bulb.
We like the logo of http://www.idealab.com as well and this could be a base for the new logos
Final deliverable:
-print version (to be used on business cards, letterhead)
-online version (to be used on our website)
-both horizontal and vertical (logo on top and logo on left)
-jpg + vector + layered PSD
Thank you in advance for your efforts and creativity.
This is a fast paced project over the holidays on a tight schedule. We will be watching closely, eagerly anticipating and will be providing feedback and guidance several times per day.
Find out how a design contest works or learn more about our logo design services.


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Illinois Articulation Initiative
Bradley University has endorsed the Illinois Articulation Initiative (IAI). The purpose of the IAI is to facilitate the transfer of courses among two- and four-year colleges and universities throughout the state of Illinois. The IAI guarantees students that completion of the General Education Core Curriculum at any participating school will satisfy general education requirements at any other participating school. This initiative is in effect for students who began college during or after summer 1998.
- Students completing their Associates of Arts or Associates of Sciences degree at a participating IAI school and completing the IAI faculty panel-approved Illinois General Education Core Curriculum will have automatically satisfied their general education requirements at Bradley. This does not include general education courses that are degree requirements.
- Students completing the IAI Core Curriculum only, without an Associates Degree, will have satisfied their general education requirements at Bradley.
- Students transferring to Bradley without having completed their IAI Core Curriculum will have to fulfill the Bradley general education requirements.
- Readmit students must complete Bradley's general education requirements.
- Illinois Transferable General Education Core Curriculum includes the following:
- 3 courses (9 credits) in Communication
- 1-2 courses (3-6 credits) in Math
- 2 courses (7-8 credits) in Physical and Life Sciences
- 3 courses (9 credits) in Humanities and Fine Arts
- 3 courses (9 credits) in Social and Behavioral Sciences
Official verification of IAI attainment must be sent from the former college, by request of the student, directly to the Office of Undergraduate Admissions.
For more information about IAI, see www.itransfer.org.


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Congrats chuck!
Still outstanding are one Ture20 book (BNF) and two GM Mastery books. The reprint of NPC Essentials will take some time as I've lost the original (doah!) and need to have it scanned.
Here's a complete list of books In Stock:
Both editions collect the core books in the series plus some extras. To avoid confusion, I disable the old versions.
If you purchased most of the respective series, you had the new editions added to your account. If not, you'll have to buy the new edition. However, the sale price of consolidated editions if lower than it would have been to buy the whole series.
For years I've been searching for a reliable and cost effective way to print our ebooks and now with Booksurge I've finally found it.
So what does these mean? By years end, I will be printing nearly RPGObjects' entire catalog. We'll be starting with popular modern d20 lines such as Darwin's World, Blood and Guts, and Blood and Space. But eventually, everything will get printed.
The other good news is that you will be able to purchase print editions at Amazon.com, RPGObjects, as well as bookstores by request.
As I alluded to before, this is the deal that was holding up our upcoming Darwin's World novel, Burning Lands. But as I write this press release, the book is being upload to BookSurge and should be available soon.
Check back for news on what books have been sent to the print.


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Local Republicans celebrated the electoral victories of state Assemblyman Allan Mansoor and other area GOP candidates Tuesday night in a packed hotel ballroom across from South Coast Plaza. U.S. Rep. Dana Rohrabacher also nabbed another win.
The election results looked to be strongly in favor for the two politicians, both of Costa Mesa, as party supporters crowded the Republican Party of Orange County-hosted event at the Westin South Coast Plaza.
Mansoor, a former Costa Mesa mayor, will represent 74th Assembly District from Sacramento. Rohrabacher, who looks poised for a 13th term in Congress, will serve voters of the 48th Congressional District.
Both districts are newly redrawn. The 74th includes Costa Mesa, Newport Beach and portions of Huntington Beach and Irvine. The 48th is a coastal bloc that includes Costa Mesa, Newport Beach and parts of Huntington Beach.
"I wasn't worried. I felt I would win," Mansoor said.
He said he'd spent much of the day making phone calls in support of Costa Mesa City Council candidates.
Mansoor commended his opponent, Bob Rush, whom he said "ran a very strong campaign, and I wish him the best."
Rush, as of just before 11 p.m., had garnered about 41% of the vote, while Mansoor had 59%, with just under half of precincts reporting.
He said he hadn't completely given up hope, in spite of the deficit. But however things panned out, Rush said, he saw his run as a victory for political outsiders.
"I am one of the happiest guys in Newport Beach," he said. "Not only did I highlight how ineffectual and how dishonest our representatives are, I also showed the average person they're not so inconsequential as we would normally think ourselves."


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Murl Loote - Master P's Bout It Bout It Freestyle / Do It For The F**k Of It [Unsigned Hype]
A freestyle by Murl Loote off new mixtape "Murl Loote 6/12" also a song off the mixtape Ft.Young Ly, Luciano & Bishop The Introduction coming soon
Please click the "Report" button below if the video on this page is not working properly.
Comments will only be displayed by verified emails. No Spamming or Racism.


text:
When most marketers develop a communications plan, they start with their product or service, determining the target audience that represents the greatest revenue opportunity. Smart marketers dig deeper to identify target insights, high-opportunity vertical segments or underdeveloped regions.
But if you want your marketing to go a step further and truly engage with customers, you should establish rich connections based on where they are in the purchase cycle. This dimension is especially important if you are promoting a product with a long sales cycle, or a B2B brand.
For a prospect to consider selecting your brand, you must first establish a base level of knowledge and trust. One quarter of the U.S. respondents to Edelman's 11th Annual Trust Barometer indicated that they needed to hear something about a company 6+ times before they believe it. Note that they said "hear," not "be exposed to." With advertising exposure exceeding 3,000 messages per day, it is critical that marketers connect with prospects, rather than simply shout at them.
To start creating a connection plan, consider how your brand relates to prospects in each of these stages:
Unaware and Unengaged: This is the largest, but also the most passive target group. They have unmet needs, but have yet to begin actively looking for a solution.
Increasingly Interested: This group has started to show interest in your category and may be attending trade shows, beginning to read relevant articles or looking for informational webinars.
Actively Searching: Prospects who are actively searching are driven by a pressing need. They are researching specific solutions and beginning to establish impressions of brands that best fit that need.
Confirming Credentials and Chemistry: This group is actively going through the RFP process (whether formal or not), narrowing their options and determining which brand has the right solution at the right price.
Establishing the Relationship: Communications shouldn't stop when the sale is made. The value that current users place on the relationship will make or break both referrals and incremental sales.
By customizing the media and message to align with each of these stages in the purchase cycle, marketers will have the foundation for a powerful, multi-touchpoint connection plan.
– Pamela J. Alvord, EVP Managing Director of Strategy and Operations


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Writers on Music: From Miles Davis to Public Enemy
The podcast host of "Talk Music Talk with boice" partners with 33 1/3 to present a panel featuring four authors from the series who discuss the books they wrote on their favorite albums/ Featuring from left to right, moderator boice-Terrel Allen, George Grella (Miles Davis' Bitches Brew), Christopher Weingarten (Public Enemy's It Takes a Nation of Millions to Hold Us Back), Amanda Petrusich (Nick Drake's Pink Moon), and Ryan Leas (LCD Soundsystem's Sound of Silver).
33 1/3 is a series of books in which each volume written about a single album and is published by Bloomsbury.
boice-Terrel Allen is a podcaster, author and musician originally from Pittsburgh and currently lives in New York City. He's published three books of fiction (Screwball Comedy/Stories Going Steady, Janet Hurst and The Daughters of a Mother), edited an anthology of multicultural fiction and poetry (Coloring Book) and released two music albums (How to Be an Adult and Get Me Audio, Vol. 1). His podcast, Talk Music Talk, originated in 2015 and has released over 160 episodes. Talk Music Talk is a weekly interview podcast featuring long-form discussions with singers, songwriters, authors, producers and others who are connected to music of all genres. The show can be streamed on iTunes, Google Play, Spotify, SoundCloud and is also available as an app. www.talkmusictalk.com www.333sound.com
George Grella started as a musician and then accidentally became a writer. He has played classical, jazz, improvised music, funk, show tunes, and more, from CBGB to Weill Recital Hall. His music writing career began in earnest in 2008, when he started the Big City blog, and since then has contributed to, among others, Signal to Noise, Downbeat, WQXR, the New York City Jazz Record, NewMusicBox, and Music & Literature. He currently writes for the New York Classical Review and is the music editor of the Brooklyn Rail.
Christopher R. Weingarten is a contributing editor at Rolling Stone.
Amanda Petrusich is the author of several books about music, including Do Not Sell at Any Price: The Wild, Obsessive Hunt for the World's Rarest 78rpm Records, which was named one of the best books of 2014 by NPR, Slate, and BuzzFeed. Petrusich is a staff writer at The New Yorker, and the recipient of a 2016 Guggenheim Fellowship in nonfiction. Her work has also appeared in the New York Times, the Oxford American, Pitchfork, GQ, Esquire, Playboy, Spin, The Nation, The Atlantic, and elsewhere.
Ryan Leas is a Contributing Editor for Stereogum. He has also written for Deadspin, GQ, Noisey, and the Village Voice
Hadley Freeman: "The Lessons We Learned from Eighties Movies"
If you think Ferris Bueller's Day Off is just a lighthearted comedy, author and journalist Hadley Freeman would like to have a word with you. Her encyclopedic knowledge of 80s films combines with a keen eye for cultural and political zeitgeist, to put a new perspective on much-loved classics. In this discussion about her book, "Life Moves Pretty Fast: The Lessons We Learned From 80s Movies", she explores the social commentary contained in these films, and compares that with the state of cinema (and TV) today. Oh, and you might want to block off time to rewatch some classic movies afterwards.
Michele Rigby Assad: "My Secret Life in the CIA" | Talks at Google
Michele Rigby Assad is a former undercover officer in the U.S. Central Intelligence Agency's Directorate of Operations. Trained as a counterterrorism specialist, Michele spent over a decade in the agency, leading some of the most highly skilled operatives on the planet, secretly serving in some of the most treacherous areas of the Middle East, and at risk as a target for ISIS.
She discusses how she stood out from many of the older white men who excelled at the CIA, and how she used her differences to her advantage. Michele also covers a range of other topics including misconceptions about Middle East, her experience dealing with terrorists, recent shootings in the U.S., and what civilians can do to stay safe.
Moderated by Jasmine Jaksic.
Pen Out Loud: Freedom, Power, and Rage
Join Black feminist, academic, author, and co-founder of the Crunk Feminist Collective Dr. Brittney Cooper, along with writer, activist, and editor Darnell L. Moore, as they break down the ways their work informs, challenges, and shapes our understanding of the current political situation. Following the tradition of black literary salons, our guests will interrogate each other's work and engage in a lively discussion on the intersection of race and gender in their activism; the importance of translating theory into accessible ideas that inspire collective change; and how we can use our freedom, power, and rage to change the world.
Dr. Brittney Cooper writes a popular monthly column on race, gender and politics for Cosmopolitan, and is the author of Eloquent Rage: A Black Feminist Discovers Her Superpower. A professor of Women's and Gender Studies and Africana Studies at Rutgers University, she co-founded the Crunk Feminist Collective. Her work has appeared in the New York Times, the Washington Post, the Los Angeles Times, Salon, Ebony.com, and The Root.com, among others.
Darnell L. Moore is an editor-at-large at CASSIUS (Urban One), a columnist at LogoTV.com and NewNextNow.com, and a contributor at Mic. He writes regularly for Ebony, Advocate, Vice, and Guardian. Moore is a writer-in-residence at the Center of African American Religion, Sexual Politics, and Social Justice at Columbia University, has taught at NYU, Rutgers, Fordham, and Vassar, and was trained at the Princeton Theological Seminary. He divides his time between Brooklyn and Atlanta.
Crashing the Party: From the Bernie Sanders Campaign to a Progressive Movement
A conversation with Heather Gautney, Adolph Reed, and Cornel West.
Book launch for Heather Gautney's "Crashing the Party: From the Bernie Sanders Campaign to a Progressive Movement," available from Verso Books.
Bernie Sanders shocked the political establishment by winning 13 million votes and a majority of young voters in the 2016 Democratic primary. Since that upset, repeated polls have judged this democratic socialist to be the most popular politician in the United States. What lessons can be drawn from his surprising insurgent campaign?
Appel Salon | Kim Thuy
"When I write, in a way, I'm not doing reality justice. Reality is way beyond what we can imagine." —Kim Thuy
Kim Thuy discusses her latest novel, Vi, with Jessica Allen at the Toronto Reference Library.
Ian McEwan on adapting On Chesil Beach
t's seldom the case that an author adapts their own work for the screen so we wanted to ask Ian McEwan about the technical challenges of a novella with no dialogue in its first half, whether the story could have been set in another era, and how single moments can change a lifetime.
YA author panel: Social Justice Warriors – Redefining Youthful Rebellion
Each and every day is an opportunity for change. In this panel, YA authors Jacqueline Woodson (Brown Girl Dreaming), Jason Reynolds (Long Way Down), and Angie Thomas (The Hate U Give) join activist DeRay Mckesson (On the Other Side of Freedom: The Case for Hope) to explore social justice and positive representation in young adult lit, and how their work redefines our ideas about youth in the resistance. Moderated by author Kwame Alexander. Filmed at BookCon 2018.
Life of a Poet: Matthew Zapruder
Washington Post Book World editor Ron Charles spoke with poet Matthew Zapruder about his career and the major events that have shaped his work.
Ottessa Moshfegh | My Year of Rest and Relaxation
Ottessa Moshfesh sits down with Lena Dunham to discuss her novel.
Our narrator should be happy, right? She's young, beautiful,has a job at a happening art gallery,and lives in the upper east side in an apartment she pays for out of her inheritance. However, there are storm clouds hanging over her head, and not only because of the loss of her parents, or her toxic friendship with her friend Reva, or the way her investor boyfriend treats her. What else could be going on in her head? My Year of Rest and Relaxation gives us a view into this young woman's journey attempting to heal her alienated self through psychotherapy and pharmaceuticals, and the revelations she has about said alienation. This story is bold, compassionate and darkly humorous in a way that we have come to anticipate from Ottessa Moshfegh.
TimesTalks: Glenn Close and Meg Wolitzer
Join six-time Academy Award nominee Glenn Close and best-selling author Meg Wolitzer for a spirited conversation about the new film, "The Wife," opening Aug. 17 and based on Wolitzer's critically acclaimed novel of the same name. In it, Close plays a highly intelligent and striking beauty — the perfect wife — who has spent 40 years sacrificing her own identity, dreams and ambitions to fan the flames of her husband's skyrocketing career, ignoring his excuses along the way. The duo will discuss womanhood, self-discovery, liberation and our attempts to make meaning of our lives with Parul Sehgal, book critic at The New York Times.
Rex Sorgatz: The Encyclopedia of Misinformation
Wading through propaganda and subterfuge in eclectic contexts, from science and religion, to comedy and law, Rex Sorgatz has explored it all. He has sifted through various conspiracy theories, the complex construct of internet and popular culture, and perplexing psychological phenomena, gathering them together in one humorous collection. His book covers deliriously diverse subjects including auto-tune, Chilean sea bass, false flag operations, kayfabe, laugh tracks, Rachel Dolezal, and more.
Rex Sorgatz is a writer and technologist based in NYC whose reflections on the intersection of media, technology and culture have appeared in New York Magazine, Wired, and Backchannel.
Libraries: The Architecture of Community
Kenneth Breisch discussed his book "American Libraries 1730-1950," which celebrates the history of library architecture in America, from ultra-modern buildings to classical temples of knowledge such as the Library's Jefferson Building, considered one of the most beautiful buildings in the United States.
Ibtihaj Muhammad | Proud: My Fight for an Unlikely American Dream
From young outsider to national hero, a timeless, uniquely American tale of hard work, determination, and resilience. Olympic medalist, advocate, and first Muslim woman to compete while wearing a hijab, Ibtihaj Muhammad talks about her memoir Proud with beloved author Jacqueline Woodson.
Growing up in New Jersey as the only African American Muslim in hijab in town, at school, and on the playing fields, Ibtihaj Muhammad always had to find her own way. When she discovered fencing, a sport traditionally reserved for the wealthy and white, once again she had to defy expectations and make a place for herself in a sport she grew to love. Even though Ibtihaj would start fencing later than most, at 13 years old her talent was undeniable. From winning state championships with her high school team to three-time All-America selections at Duke University, Ibtihaj was poised for success, but the fencing community wasn't ready to welcome her with open arms.
Ibtihaj Muhammad's path to Olympic greatness has been marked with opposition and near-debilitating challenges because of her race, religion, and gender. As the only woman of color and the only religious minority on the U.S. women's saber team, once again Ibtihaj had to push past stereotypes, misconceptions, and negativity to find her own path to success and Olympic glory.
Proud is the inspiring story of how Ibtihaj rose above it all with grace and compassion. She provides an unflinching and honest portrayal of how she managed to stay true to herself and still play by the rules. A coming-of-age story, a hero's journey, and a moving memoir from one of the nation's most influential athletes, Proud will leave you cheering. It's also available in a Young Readers edition, inspiring new generations to stay true to themselves on their way to greatness.
Jacqueline Woodson is an Newbery Honor-winning writer of books for children and young adults. She is best known for Miracle's Boys, about three young brothers of African-American and Puerto Rican descent growing up without parents in Harlem.
A Celebration of Muriel Spark
A Celebration of Muriel Spark with Rivka Galhen, Joseph O'Neill, Gerald Howard and Joseph Kanon. A tribute reading to celebrate the centenary of Muriel Spark, "whose wit produced effects and insights only matched in contemporary fiction by the glittering jests of Nabokov," wrote Shirley Hazzard.
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Vinothérapie SPA Caudalie Marqués de Riscal — Frank Gehry and Yves Collet
Post–Guggenheim Museum Bilbao, Frank Gehry returned to northern Spain to create the Hotel Marqués de Riscal, a Luxury Collection hotel and spa and a jubilant shot of dynamic contemporary design amid the rolling vineyards of the Rioja Alavesa wine region. Gehry used some 30,000 square feet of titanium to create the ruffled roofline—whose energetic waves evoke a flamenco dancer's skirts—and created a glass passage that leads to the spa, designed by architect Yves Collet. There, the Bordeaux, France–based Caudalie offers the relaxing, rejuvenating—and, in some cases, even slimming—wine- and grape-based wellness treatments that the brand originally perfected in its home country.
800-325-3589; hotel-marquesderiscal.com
The Spa at the Viceroy Miami — Philippe Starck
Just when you think you've seen it all from design's ageless enfant terrible, Philippe Starck continues to surprise. Recombining some of his signature set pieces—oversize mirrors, brightly colored crystal chandeliers, and haute-French furniture—the master of whimsical pastiche debuted this____28,000-square-foot fantasy of a spa and fitness center at the Viceroy Miami in December 2008,____on the 15th____floor of an Arquitectonica-designed downtown Miami skyscraper. The double-height, library-like "water lounge" (shown), with its plunge pools of various temperatures and floor-to-ceiling views of Biscayne Bay, proves the most jaw-dropping spot among many.
305-503-4400; viceroyhotelsandresorts.com/miami
Espace Vitalité Chenot — Jacques Garcia
At this five-month-old boutique retreat in the Selman hotel, located just beyond the Medina, master designer—and Marrakech devotee (see La Mamounia, slide 10)—Jacques Garcia took inspiration from the East. He arranged the hammam-like spa's seven rooms around a serene, naturally lit square pool (shown) and employed carved wooden screens and perforated vaulted ceilings to create an intriguing interplay between darkness, shadow, and light. Garcia combined all of this with artisanal Moroccan brick-, tile- and plasterwork, but the spa's treatments are hardly those of local tradition; instead, the hotel has imported the coveted antiaging medi-spa methods of Frenchman Dr. Henri Chenot.
011-212-524-45-96-00; selman-marrakech.com
Armani/SPA, Armani Hotel Milano — Giorgio Armani
Conceived by Mr. Armani himself, the spa at Milan's newest high-fashion hotel—only the second Armani hotel, the first being in the world's tallest building, Dubai's Burj Khalifa—exhibits the crisply cool, tautly tailored, and handsomely masculine minimalism for which the Italian designer is rightfully renowned. Its nearly 11,000-square-foot perch, on the hotel's eighth floor, affords the most striking of views out over the city, especially from the heated relaxation pool (shown), the perfect place to prepare for, or extend the pleasures of, a treatment.
011-39-02-8883-8888; armanihotels.com
Green T. House Living Bath House Residence — JinR
For this recently opened component of her Beijing lifestyle empire, the artist, designer, chef, and tea connoisseur JinR created a revolutionary reimagining of a Tang dynasty emperor's bathhouse. Inside the Green T. House four-bedroom vacation villa and day spa is a large bath recessed into the slate floor filled with green tea–infused mineral water (shown), along with spoon-shaped tubs for hot-steam baths. These, like many of the treatments and therapies here, use Green T.'s own oils and seasonal salves, which capitalize on the healing power of tea and traditional Chinese medicine to soothe and revitalize.
011-86-10-6434-2519; green-t-house.com
The Dolder Grand Spa — Norman Foster
Originally built in 1899 in romantic high-mountain style by architect Jacques Gros, the Dolder Grand, a castlelike Zurich icon, received a four-year Norman Foster–led redo that debuted a few years ago. To the turreted, half-timber original, Foster added sinuous wings, one of which houses the Dolder's new Japanese-inflected spa. Here, amid grand Alpine views glimpsed through floor-to-ceiling windows, guests enjoy a fusion of form and function in a Bisazza-tiled mosaic infinity pool, a relaxation area with hanging basket chairs, and a sunaburo (shown), which comprises a series of Japanese-style heated-pebble tubs.
011-41-44-456-6000; thedoldergrand.com
Verdura Golf & Spa Resort — Flavio Albanese and Olga Polizzi
Hotelier Rocco Forte opened the Verdura Golf & Spa Resort, a 568-acre mecca of rest and relaxation, in 2010, bringing a new level of Mediterranean luxe to a private stretch of beach on Sicily's southwest coast. For the holistic spa, which recently launched one- and two-week-long Vita Health wellness retreats, Italian architect Flavio Albanese, a former editor of European design bible Domus, collaborated with Forte's sister and the brand's director of design, Olga Polizzi, to create some 40,000 square feet of indoor-outdoor space. Inspired by the region's vernacular architecture, the pair arranged a series of minimalist, local tufo stone–and-glass pavilions (containing treatment rooms, a double-height hammam, and a 25-meter pool) around seawater-filled thalassotherapy pools (shown) that overlook the resort's golf courses and, beyond, the Caltabellotta mountains.
011-39-(0)9-2599-8001; verduraresort.com
Spa Fasano at Hotel Fasano Punta del Este — Isay Weinfeld
The area just inland of Uruguay's ultrachic beachfront retreat Punta del Este proved the perfect place for the December 2010 opening of the first countryside resort from Brazil's design-minded Fasano brand. Here, top Brazilian architect Isay Weinfeld designed a minimalist spa whose bunkerlike appearance can, at first glance, belie its high style. The slabs of rough limestone that make up its exterior, however, elegantly recall the surrounding granite boulders, while a long, low window (shown) affords seemingly endless views from the indoor pool over the 1,200-acre estancia. Inside, five treatment rooms, a sauna, a steam room, a fitness center, and the traditional Japanese wood soaking tubs called ofuro surround a glass-enclosed winter garden planted with Uruguayan cacti and other local flora.
011-598-42-670-000; fasano.com.br
The Spa at Monastero Santa Rosa — Howard Spa Consulting and Goff Associates
With the May 2012 opening of the Monastero Santa Rosa, a 20-room boutique hotel in a 17th-century cliff-top monastery in the tiny town of Conca dei Marini, Italy's Amalfi Coast can finally claim a destination spa worthy of the area's romance and sophistication. Carved into the building's barrel-vaulted stone foundations, the ingenious four-level spa's rock sauna, aromatic steam room, ice fountain, hydro pool, tepidarium (based on the one found at Pompeii), and large treatment rooms—including a huge double-height spa suite—occupy a variety of seamlessly interconnected nooks and alcoves. The spa continues outside, with treatment pavilions (shown) in the hotel's terraced gardens, whose plantings were designed by no less a talent than Vatican landscape architect Tiziano Giangiulio. Therapies use botanical products from the 800-year-old Florentine beauty brand Santa Maria Novella, rarely seen in hotel spas.
011-39-(0)89-831-723; monasterosantarosa.com
Mamounia Spa at La Mamounia — Jacques Garcia
A Moroccan fantasia of artisanal mosaic tile work, horseshoe arches, intricate plaster details, and marble floors, the Jacques Garcia–designed spa at Marrakech's recently redone and reopened grande dame hotel, La Mamounia, has never looked better. Garcia found his rather specific muse in the hammams of 1950s Cairo, and their intimacy, low lighting, flowing curtains, and overall feeling of mystery inspired his vision for Mamounia Spa's cathedral-ceilinged ozone-treated pool (shown), nine treatment rooms, six outdoor massage pavilions, and three hammams—that's one for each gender and another that can be taken by private appointment only. All this exotically elegant space isn't just for show, of course: The extensive treatment menu contains some 80 different therapies.
011-212-524-388-600; mamounia.com
Backstage Hotel Vernissage — Heinz Julen
With his new boutique hotel in the Swiss Alps, Heinz Julen adds to his polymath résumé. (In addition to hotelier, he's also a painter, designer, and architect.) Located in the heart of his native Zermatt with magisterial Matterhorn views, Backstage contains not a single aesthetic detail that hasn't received Julen's idiosyncratic touch. This extends to the spa, where he created seven pavilions, each representing a day in the earth's creation as told in the bible. Guests proceed through the glass cubes, partaking of the multisensory installations Julen has created in each: a darkened steam room with pulsating light for Day One ("Let there be light"), a soaking tub with Dead Sea salt–treated water and the sounds of dolphins and birds for Day Five's conjuring of fish and fowl. For the traditionally inclined, there are also more conventional massage treatments.
011-41-(0)27-966-6970; backstagehotel.ch
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Look sharp in an important business meeting, and cinch the deal. Browse through Neiman Marcus' amazing collection of dress shirts for men to look dapper on that big day. Classy and elegant, our dress shirts for men in the finest cuts will make you a crowd-pleaser.
Checks, solids, stripes, or textured — name a style, and we have it in our collection. Our buttoned shirts with French cuffs and pointed collars are an essential in every man's closet. A crisp white shirt is a must-have for formal occasions, like weddings and charity galas. Create a timeless appeal as you put on our men's tuxedo shirts. You can team our long-sleeve dress shirts with a pair of rugged jeans for a casual vibe.
Every shirt in our collection, made from deluxe material, speaks of exquisite workmanship. Shop Neiman Marcus for men's dress shirts and rock every look.


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Mortgage rates jumped for the second week in a row after the Federal Reserve unveiled a new round of bond purchases to keep rates low. 30 year fixed rate mortgage – 3 month trend 30 year fixed rate mortgage – 3 month trend
Continue Reading Below
The benchmark 30-year fixed-rate mortgage rose to 3.62% from 3.52%, according to the Bankrate.com national survey of large lenders. The mortgages in this week's survey had an average total of 0.31 discount and origination points. One year ago, the mortgage index stood at 4.2%; four weeks ago, it was 3.53%.
The benchmark 15-year fixed-rate mortgage rose to 2.89% from 2.85%. The benchmark 5/1 adjustable-rate mortgage rose to 2.78% from 2.74%. Weekly national mortgage survey
Results of Bankrate.com's Dec. 19, 2012, weekly national survey of large lenders and the effect on monthly payments for a $165,000 loan: 30-year fixed 15-year fixed 5-year ARM This week's rate: 3.62% 2.89% 2.78% Change from last week: +0.10 +0.04 +0.04 Monthly payment: $752.02 $1,130.75 $676.22 Change from last week: +$9.25 +$3.16 +$3.50
What went wrong?
In theory, when the Federal Reserve announces new economic stimulus involving the purchase of mortgage bonds or Treasury bonds, mortgage rates tend to fall. But that wasn't the case last week as the Fed pledged to buy an additional $45 billion worth of bonds per month.
"Rates are higher every day since the (Fed) announcement," says Dan Green, a loan officer at Waterstone Mortgage in Cincinnati. "(Federal Housing Administration) mortgage rates are getting hit worse than conforming ones."
The Fed announcement didn't really push rates up. Wall Street's positive thinking did, Green says.
"There's a lot of hope on Wall Street -- hope for the economy, hope for a 'fiscal cliff' agreement, hope for housing. Hope is bad for mortgage rates," he says.
The perception that the jobs market, the economy and the housing market are improving makes investors confident, he says. Confident investors tend to take money out of the bond markets to seek riskier investments such as stock.
Based on how well the stock market has performed in the past few days, it seems that many investors are betting that politicians in Washington, D.C., will come to an agreement to avert the so-called fiscal cliff. The expectation contributes to higher rates.
"We are seeing money move from the bond market into the equities market, says Derek Egeberg, a branch manager at Academy Mortgage in Yuma, Ariz. "That's pushing mortgage rates slightly higher."
The upward trend probably won't last long, mortgage specialists say. Soon, other economic news will remind investors that the economy still has a long way to go before it is fully recovered.
On Tuesday, Fannie Mae economist Doug Duncan said the pace of economic recovery seen in the third quarter of the year has ebbed, and growth in the fourth quarter of this year has been sluggish.
"With data pointing to soft economic conditions and the fiscal policy debate hanging in the balance, we expect growth in the current quarter to moderate from the pace seen last quarter," Duncan says. Borrowers: Thank the Fed and act
With or without fiscal cliff concerns, if it weren't for the Fed's bond-buying programs, mortgage rates would be significantly higher than they are today, Egeberg says.
"The additional bond buying is simply the Fed grasping at keeping rates where they are," he says.
While the recent increase in rates shouldn't be reason for concern, it should serve as a warning sign to potential borrowers that the Fed won't be able to hold rates low forever.
"The low-rate environment is artificial, and it's not sustainable in the long term," Egeberg says. "If you know this is artificially created and you can take advantage of it while it's here, I can't see why you would wait to refinance or buy. Of course, if you are buying, it has to be right for the individual, but if you are ready to do it, don't wait."


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Winter Job Fair 2014 This Thursday
Are you or someone you know in need of job? Well clean yourself up and grab that resume and then get ready to meet your new employer.!
The Bangor Career Center will be hosting a job fair this Thursday, February 20th, 9am until 12 noon at the Maine Hall on the Eastern Maine Community College campus at 354 Hogan Road in Bangor.
Company representatives from Hollywood Casino, Bangor Police Department, The Jackson Lab, Home Depot, Sam's Club, Sullivan Tire, Lowes, US Cellular, Wal-Mart, and many more will be set up for you to see what they have to offer! For a full listing of future employers go HERE.
Good luck!


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Do fall fruits and vegetables decline in quality once out of season?
Q: when are those vegetables which are in season in the months of september, october and november declaining?
A: The fruits and vegetables that are in season for fall are at their peak for flavor and availability. You may have a harder time finding some of these items during the spring and summer months. Other items may be accessible year-round at your grocery store, but they may be more expensive or less palatable.


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2012-05-03 / Lifestyles
An Unusual Perch
This Canadian goose was seen nesting recently on top of a muskrat lodge on a pond on Doolittle Hill in Braintrim Township, Wyoming County.
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FYI - The goose in the story
Submitted by garyn3hcp@comca... on Wed, 2012-05-02 22:47.
FYI - The goose in the story is a Canada Goose, not a Canadian Goose. A Canada Goose is a specific species, a Canadian goose is any goose resident of our neighbor to the north!


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Now Available... the newest addition to Cambridge Subdivision. Welcome to The Fairways at Cambridge Village. New home sites include wood lined, lake front, & golf course availability. Enjoy Evansville's Premier "Total Village Community" Development. Featuring the Tim Liddy design 18 hole championship golf course. Enjoy the beautiful activity center with pool, tennis and basketball courts.
Property Type:Residential Land
On Site:778 Days
Lot Size:0.31 Acres
Andy RudolphCall Now: (812) 449-8444
Have a Question or Need More Info?
Community Information
Address:18501 Whitfield Court Evansville, IN 47725
Zip Code:47725
School Information
School System:Evansville-Vanderburgh School Co
High School:North
Middle School:North
Elementary School:Scott
Property Features
Lot Size: 0.31 Acres
Lot Dimensions:121 116 102 120
Lot Description: Level
Land Features: Golf Course
Location: Suburb
Water: City
Sewer: City
Road Surface: Asphalt
Road Access: County
Directions:North on Hwy 41, East on Volkman Rd, Left into Cambridge
Tax and Financial Info
Annual Taxes: $20
Year Taxes Payable: 2017
Available Documents: Plat Map, Association By-Laws, Building Restrictions
Present Use: Residential
Proposed Financing: Cash, Conventional
Restrictions: Building Restrictions
SchoolsClick map icons below to view information for schools near 18501 Whitfield Court Evansville, IN 47725.
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Art & Photography Flash Photo Gallery
We have a collection of 209 designs in this area!
These art and photography flash photo gallery are aimed for artists, art dealers, galleries, photographers, painters, and people or companies into printing work. One example could be an artist that may need a website to show off their art in a portfolio which could be used to sell to customers or display their work for potential employers.
Our Dynamic Flash Photo Gallery templates have an easy and powerful tool for setting up and running a gallery of images on your Flash website that will impress your visitors. This template type is by far the most brilliant solution for photographers and artists as it focuses on layout, elegance, and usability. Our art & photography Dynamic Flash Photo Gallery templates are basically a dynamic flash site template with a gallery section added. The art & photography Flash Gallery may be modified either from a text file or through an admin panel if your host supports PHP. All texts on the website are edited from a .txt file just like texts in any other Dynamic Flash site we have. Other additional options are included from adding comments to the images, and setting preview details such as width, height, spacing, etc. No special programming skills are required to use these templates and installation is quick. These dynamic photo gallery templates do not include a static HTML only version, they are only a Flash version.


text: At 08:59 AM 11/1/2002 -0800, you wrote: > > I'm not sure what this means. 15A "plug"? Either this is horribly > > dangerous and a code violation or irrelevant -- if you use a 20A > > breaker, everything in your circuit downstream had better be rated for > > 20A or be fused for lower current operation so you can't start a fire > > and not blow the (or a) breaker first. > >You're absolutely right. > >The room is wired correctly - I misidentifed the plug types. >The wire molding is darkish gray and runs along the wall beneath >the table surfaces - so there isn't a lot of light or contrast. >Inspected up close with a flashlight the receptacles are clearly >5-20R. Oddly, even knowing this, looking at them with normal room >light from 8 feet out they still look like 5-15Rs to me. Actually, the code (2002 version, and it's been that way for a while) allows 15A receptacles on a 20A branch circuit. NEC 210.21 (B) (3) Receptacle Ratings Where connected to a branch circuit supplying two or more receptacles or outlets, recptacle ratings shall conform to the values listed in Table 220.21(B)(3)... The table shows the following Circuit Rating/Receptacle rating 15/not over 15 20/15 or 20 30/30 40/40 or 50 50/50 For what it's worth, an earlier section (B)(2) is also of interest (B)(2) Total Cord-and-Plug-Connected Load Where connected to a branch circuit supplying two or more receptacles or outlets, a receptacle shall not supply a total cord-and-plug-connected load in excess of the maximum specified in table ... circuit rating/recep rating/max load 15 or 20/15/12 20/20/16 30/30/24 I think you need to calculate load by summing the "nameplate" current for the devices, not by measuring the actual current drawn, but I can't find that section off hand..


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Turn 72 – Its Precisely That Bad
February 26, 2012 1 Comment
Featuring Joey "Nebula", John "MusiM", Sam Bell, and Scott "Artisan002".
Music by MusiM. Buy the music at musim.bandcamp.com
Where we earn that explicit tag. Our intended topics of discussion are Heroclix, Y's Oath in Felghana, Borderlands, Mass Effect toys, Tribes Ascend, Mechwarrior, Diablo 3, Leviathan, Wolverine and the X-Men, Secret of Arrietty.
Be sure and email us for the next show at firstname.lastname@example.com!


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The Vision 2020 working group on Regional Impact, Outreach, Engagement, and Graduate Education was tasked with devising strategies the university can use to capitalize on the opportunities for engaged research, artistry, and service that exist in its exceptionally complex region. The group met ten times during the spring 2011 semester and absorbed an extraordinary amount of material, beginning with the evolution of the concept of engagement and the current national focus on engagement as a central university function.
Increase NIU's share of the large and growing pool of part‐time, off‐campus, undergraduate and graduate students (ages 25‐45) in the region from 1% (3,000 students/40,000 credit hours annually) to 3% (9,000 students/120,000 credit hours annually).
Enrolling a greater share of the off-campus market (ages 25-45) is mission critical to NIU"s claim to the region and to the university's regional impact. This market is rapidly expanding while the 18 to 22-year-old market is shrinking. Adult learners are place-bound because of work and domestic commitments; they seek innovative solutions that enable them to pursue higher education.
NIU's graduate student enrollment is declining, while competitors' enrollments are increasing dramatically. Graduate education and research are essential to the future vitality of the university and the region because NIU graduates with advanced degrees contribute to the region's economic, social, and cultural well-being.
Develop 12 to 25 additional online certificate and degree programs (for a total of 49 programs) that are prioritized to meet the highest levels of student demand; and establish a continuing, adequately funded infrastructure to create and support more market‐driven, online programs.
National surveys show that online students prefer to study at a nearby university and appreciate occasional face-to-face meetings. Because of NIU's location and reputation, it is well-positioned to maximize online enrollments.
Increase engaged learning activities for NIU undergraduate and graduate students by capitalizing on regional opportunities. Few institutions can match NIU's location for the engaged learning opportunities that are strongly supported by the strategic plan, but the development of such opportunities for NIU students lags behind competitor and benchmark institutions.
NIU lacks a systemic approach for tracking and assessing the university's wide range of outreach and engagement initiatives, allowing these activities to go uncounted, unrewarded, and unnoticed. The ENGAGE! website is designed to correct this problem.
Tracking and assessment are required to demonstrate increased regional and global impact, justify rewards, and provide information for promoting outreach and engagement initiatives.
Recommendation 6 – Increase regional and international outreach and engagement activities.
NIU needs to create incentives for, support, and promote engagement activities at the regional, national, and international levels through an infrastructure dedicated to engagement. This commitment to engagement will help promote the university's reputation, reliability, and presence in addressing public needs; recruit students; motivate external funders; and inspire new, mutually beneficial partnerships.
Encourage faculty involvement in outreach and engagement activities by including engaged research, engaged teaching, and engaged service in promotion and tenure processes and other faculty rewards. These changes will increase, NIU's regional and global impact and formally recognize current faculty and staff for what they have done and are continuing to do. This might also become a useful recruitment tool for faculty in some disciplines.
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