text:
Destination Services
Private Arrangements
Make your shore experiences truly one-of-a-kind by contacting us. Whether you have your own ideas that just need professional arranging or you would like us to suggest something off the beaten track, we are here to assist you.
Regent Choice Shore Excursions
All our shore excursions are designed for smaller groups. But some are so outstanding they merit special recognition. We call them Regent Choice Tours, and they can include such treats as a private yacht cruise or an exclusive wine tasting at a Michelin-rated restaurant. Ask us about Regent Seven Seas Choice Tours.
FREE Unlimited Shore Excursions
Our shore excursions present the world in a more intimate, enlightening way, such as an early entrance to a museum to avoid the crowds, or a bike ride along a road less traveled. And with our FREE Unlimited Shore Excursions, you can experience as many as you desire. Is it too far-fetched to say that your experiences ashore will be far more authentic when you travel with us? We don't think so.
The Executive Collection
This exclusive arrangement is designed to allow you the chance to customize your time ashore and discover the most interesting sights in the comfort and privacy of your own vehicle. With your private transportation and the personalized attention of your driver and English-speaking guide, you will have the flexibility and independence to design your itinerary ashore according to your own interests and sightsee at your own pace. See the most famous sights or go beyond to create your own intimate connections and unique cultural encounters.
Adventures Ashore
These overland tours that occur during a cruise offer the most exciting experiences and dramatic scenery available from each port, and often extend for several days from the ship. Spend the night in a romantic overwater bungalow or fly to Moscow to trace historic steps through the Kremlin, Red Square and St. Basil's Cathedral. These programs often sell out and must be pre-booked. Contact us for more information.
Land Adventures
Our pre- and post-cruise land extensions put a world of adventure and luxury at your fingertips. The myriad of choices of these pre-bookable programs include exploring Denali National Park in Alaska, beholding the amazing sites of Cappadocia in Turkey and experiencing the extraordinary natural beauty of Iguazu Falls in South America, just to name a few.
Pre- and Post-Cruise Hotel Programs
These ultra deluxe hotel programs usually come with one or two embellishments, ranging from private car transfers to a special sightseeing tour.
Hotels A La Carte
All our hotel packages include many items that often appear as separate charges, such as local service tax, transfers, porterage and a full breakfast at the hotel. From 5-star hotels in a convenient city center location to an establishment that is historic or particularly venerable, as our guest you'll receive a distinctively warm reception.
Want to get married before, during or after your cruise? Combine your wedding with your honeymoon? Take your family and friends along? All this can be easily arranged thanks to our partnership with Royal Ocean Events. Please contact us for more information.
Contact a Regent Seven Seas Cruises specialist
For detailed information regarding a Regent Seven Seas Cruises itinerary and pricing, please contact our Personal Vacation Planners today!
You may also e-mail us through our online contact form »


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The lingering question behind ObamaCare's enrollment stats is how many people have paid their first month's premium, and the numbers are starting to trickle out.
Continue Reading Below
President Obama said Tuesday that 7.1 million Americans had selected plans on both state and federal exchanges through the end of open enrollment period. On Monday, Kathleen Sebelius, secretary of the Department of Health and Human Services, told a local Oklahoma television station that somewhere between 80% and 90% of enrollees had made their first premium payments.
The payment issue is key. Traditionally, the insurance industry doesn't consider a person enrolled until they've paid.
The National Journal reported Thursday that between 1% and 20% of enrollees have not paid their premiums, according to the Blue Cross Blue Shield Association, whose members are participating on exchanges in nearly every state.
Nevada, which had its own insurance exchange for residents, reported on Wednesday that 62% of enrollees had paid for their plans so far.
On Thursday, the administration set a date of April 15 for the extension it announced last week for people who were unable to sign up for coverage on the federal exchange, Healthcare.gov, by March 31.
The ACA mandates every individual in the country have insurance by the end of open enrollment period, or they will be subject to a penalty of $95 a year or 1% of their annual income.
Devon Herrick, senior policy analyst at the National Center for Policy Analysis, says he is more inclined to believing the Blue Cross Blue Shield Association's stats, as the data set is bigger than what is seen amongst individual states. Regardless, he says it will likely be a test for insurers in attempting to enroll those who selected plans but had not made a payment.
"I have heard that the people who are signing up more recently were more serious [about paying].But at the same time, we have heard that some of those who signed up early were gone and not coming back."
Those who select plans may be holding off to decide whether or not they really need the care, and may opt to not pay. Insurers will eventually drop them Herrick warns, but it gets trickier if an enrollee pays their first month's premium and then drops off. There is a 90-day grace period that insurance companies have to wait before they can remove an enrollee from their policy if they make their first payment and then fail to continue paying.
"Insurance companies can stop paying claims after one month, but they have to wait three months before they can kick a person off," Herrick says. "There will be a lag time before we know who is actually gone. If the individual market from the past is any gauge, for new enrollees it's not uncommon to have about one-fourth drop out throughout the year."
But that being said, don't expect HHS to revise its numbers down, he says.
"HHS was pushing hard to raise awareness and entice people to sign up. The goal was marketing and promotion, not to be accountants."

subset: commoncrawl


text:
Iphone Birthday Party Digital Printable Invitation Template - Text Received - Black
This variant is currently sold out
This is a digital file of your invitation that is sent to you via email.
We edit the design with your details that you supply in the form.
You choose the option to print it, email it and/or Text it or order a Facebook banner
You choose how to invite your guests!
- Info
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1. Fill out the form*
2. Proceed to checkout.
3. We edit the design - receive 3 FREE stages of editing.
4. Approval – Your final order will be emailed to you
5. Download it and then Print it, Text it or Email it.
6. Get Excited & start contacting your guests!
Once you receive your files follow these simple instructions. Next steps
*Can't see the form, send us your event details in the 'Special Instructions' box upon checkout
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text:
You Have Happened Upon
The Cosmic Awareness Communications Web Site
Welcome Wanderer!
We are an Organization that has been, for more than forty years, devoted to helping mankind delve deeply within to discover their own divine truth, their own divine cosmic awareness. We have encouraged contemplation on right living, through such cherished notions as universal love, respect and gratitude for all others. For years we have offered information to stimulate thought on all of life's questions:
Who am I?
Where did I come from?
Where am I going?
How can I keep my sanity in a world seemingly gone mad?
What do I teach my children?
What about the old moral values?
What is the cosmic significance of these hard times?
How do I take care of my family in light of these intensities?
Now you must ask yourself…
Are you ready for Cosmic Awareness?
Are you among the few who are unafraid to question your own most cherished beliefs?
Are you among the few who can listen to beliefs and ideas of others which are in conflict with your own, not to find fault with these, but to examine them for the value they may have?
Are you among the few who can conceive of the possibility of a Universe which is itself a living, conscious Being that is aware of all of its parts, loves them all, and whose parts may change but never die?
Are you among the few who can imagine your soul to be a cell in the body of that Universal Being? A soul or cell that is the image of the Universal Creator, even as your own cells contain the DNA coded image of yourself?
Are you among the few who can conceive of the possibility that the Christ is a level of consciousness, a Cosmic Consciousness, Crystal Clear born of virgin purity, that spoke through the man Jesus, to tell the people the Way, Truth and Light to the Kingdom of Heaven within oneself?
Are you among the few who look beyond the teacher to the teachings, to study their value in your life?
Are you among the few who honor knowledge, regardless of the prophet who brings it?
Are you among the few who could read the messages from Cosmic Awareness and neither believe nor disbelieve, but use them to stimulate your thoughts and bring your own consciousness toward search and discovery for yourself?
If so, you are ready for Cosmic Awareness.
What we can offer…
Here you will find more than forty years of channelings, brought to you through various interpreters, to help you on your journey of discovery and ascension. You will also find urgent updates from our current interpreter, as well as several free downloads equating to over a thousand printed pages. We only offer products and services that have been found particularly valuable, many of which we offer so they may be made available to those in need.
Most importantly though, we offer a community of souls who are searching, growing and striving to serve their fellow beings and live the truth they find within their own cosmic connection.


text:
Tell us how we can help
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Kama Raja's proprietary formulation contains 260 natural phytonutrients that exert 502 synergistic activities on your body. Many of these phytonutrients are widely recognized for their contribution to Men's Sexual Health.
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I'm lazy so I'll just quote. I'm not sure if this was post on AO. I didn't do a full search on the site but I never ear of it so I'm pretty sure it could be useful. I'm sure this work on XP before SP1 but I couldn't check it out since I'm at SP2 all over my network.
Source : http://support.microsoft.com/default...b;en-us;309798 with a bit of editing by me.Windows 2000 and after based computers support several methods of controlling inbound access. One of the most simple and most powerful methods of controlling inbound access is by using the TCP/IP Filtering feature. TCP/IP Filtering is available on all Windows 2000 and after based computers that have the TCP/IP stack installed.
TCP/IP Filtering is useful from a security standpoint because it works in Kernel mode. In contrast, other methods of controlling inbound access to Windows 2000 and after based computers, such as by using the IPSec Policy filter and the Routing and Remote Access server, depend on User-mode processes or the Workstation and Server service.
You can layer your TCP/IP inbound access control scheme by using TCP/IP Filtering with IPSec filters and Routing and Remote Access packet filtering. This approach is especially useful if you want to control inbound and outbound TCP/IP access. TCP/IP Security controls only inbound access.
How to configure TCP/IP security
To configure TCP/IP security: 1. Click Start , point to Settings , click Control Panel , and then double-click Network and Dial-up Connections .
2. Right-click the interface on which you want to configure inbound access control, and then click Properties .
3. In the Components checked are used by this connection box, click Internet Protocol (TCP/IP) , and then click Properties .
4. In the Internet Protocol (TCP/IP) Properties dialog box, click Advanced .
5. Click the Options tab.
6. Click TCP/IP filtering , and then click Properties .
7. Select the Enable TCP/IP Filtering (All adapters) check box. When you select this check box, you enable filtering for all adapters, but you configure the filters on a per-adapter basis. The same filters do not apply to all adapters.
8. There are three columns with the following labels:
TCP Ports
UDP Ports
IP Protocols
In each column, you must select either of the following options:
Permit All . If you want to permit all packets for TCP or UDP traffic, leave Permit All activated.
Permit Only . If you want to allow only selected TCP or UDP traffic, click Permit Only , click Add , and then type the appropriate port in the Add Filter dialog box.
If you want to block all UDP or TCP traffic, click Permit Only , but do not add any port numbers in the UDP Ports or TCP Port column. You cannot block UDP or TCP traffic by selecting Permit Only for IP Protocols and excluding IP protocols 6 and 17.
Note that you cannot block ICMP messages, even if you select Permit Only in the IP Protocols column and you do not include IP protocol 1.
TCP/IP Filtering can filter only inbound traffic. This feature does not affect outbound traffic or response ports that are created to accept responses from outbound requests. Use IPSec Policies or packet filtering if you require more control over outbound access.


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In 1970, I decided to abort my intended career as a doctor in favor of photography and have never regretted it. Photography has enriched my life more than I can tell you. My career has taken me to over 60 countries, and I've seen and photographed wondrous things.
For 25 years, I shot a medium format camera, specifically the Mamiya RZ 67, for its superior quality. When I would lecture, Id project the large, glass mounted transparencies, and it was really an incredible experience to see the brilliant color saturation and resolution of these slides. However, I went digital in 2004 because the technology finally equaled or surpassed medium format. I now shoot the Canon 1Ds Mark II digital camera with a variety of lenses.
I am the author of 12 books on photography. My work is sold in 30 countries around the world, and my images have appeared on scores of magazine and book covers, calendars, posters, national ads, trade ads, brochures, and corporate promotions.
For many years I've led photography tours to exotic places. These include Papua New Guinea, Thailand, Burma, Greece, The Czech Republic and Slovakia, Spain, Morocco, and Peru.


text: On Tue, Dec 05, 2006 at 12:07:36PM -0500, Mark Hahn wrote: > >1-Regarding OS, is "Fedora Core 64bit" a good option for AMD Athlon 64 X2 > >4200+? > > sure. distros are just desktop decoration, and anything recent will > perform equally well. you do probably want 64b, but that's not rare. > Think carefully about what it is you are looking to do. Fedora is relatively "bleeding edge" and has a very short lifetime - typically a year or 18 months of support. If you are looking to build a large cluster, you may want to evaluate something with a longer lifecycle / more stability. I will always recommend Debian for this: there is a huge amount of software ready packaged but, more importantly, the minimal install really is minimal if that is what you want. Debian Etch for AMD64 is stable enough for me: it is the current testing release but should be released as stable Real Soon Now (it was expected yesterday - it may be released as stable by the end of December). > >2- Is SATA II HDD compatible with Fedora Core 64bit? > > disks don't have compatibility - controllers do. so it depends on your > motherboard choice. but I haven't seen any builtin controllers that > don't work well. > How long is a piece of string? As Mark says, it depends on the motherboard controller. Brand new boards may need brand new kernels to support the chipset. > >3- Concerning RAM, is "2 GB 800 MHz DDR2" sufficient? > > any general answer is wrong. 2G is a huge waste of money for some > applications, and not nearly enough for others. you'll pay a noticable > premium for ddr2/800 as opposed to ddr2/667, though, and might not > notice the difference (again, depending on your workload). > Is interconnect speed a limiting factor or is memory access speed most important? Build a toy Beowulf for evaluation from four machines and run a subset of your work on it. Where are you sourcing your memory from and what premium are you paying if you want to take the cluster down to improve memory on the nodes later? Power,environment, cooling and heat wise, memory is cheaper and more reliable than spinning hard disks. > there is only one general correlations I'll draw: many, many > loosely-coupled and/or serial jobs have tiny memory footprints (so 2GB is > overkill, and since > the cache is effective, higher bandwidth is wasted). > > it's hard to say anything useful about tighter-than-loose parallel jobs, > since memory size/intensiveness varies a lot - moreso than for loose/serial, > at least in my experience... > > regards, mark hahn. > _______________________________________________ > Beowulf mailing list, Beowulf at beowulf.org > To change your subscription (digest mode or unsubscribe) visit > http://www.beowulf.org/mailman/listinfo/beowulf


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draw (someone or something) out of (someone or something)(redirected from draw it out of)
draw (someone or something) out of (someone or something)
1. To elicit one to reveal or produce something, such as information or emotion. I swore my sister to secrecy, but I'm worried that dad will be able to draw the story out of her. It's amazing how the director is able to consistently draw stellar performances out of her actors. That book managed to draw a lot of regret out of me.
2. To entice or manipulate someone or something to come out of hiding. I saw a feral cat back there earlier, and I hope this bowl of cat food will draw it out.


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Taylor Swift Debuts Short New Haircut
Since the beginning of her career, Taylor Swift has been known for her long golden locks. But now, she's chopped them off, debuting a short and chic new look!
Tuesday night (Feb. 12) was the grand finale of Swift's stint at London's O2 Arena, and before jetting out of the country, the starlet decided it was time for a new 'do.
Swift is now sporting short bob, not quite reaching her shoulders. With her blunt bangs growing out nicely, the 'Everything Has Changed' singer shows that she's okay making daring fashion choices -- even when it comes to her beloved blonde hair!
She debuted her cut in a Polaroid snapshot of her and pop star Ellie Goulding, who surprised the concert attendees with an appearance at the O2 Tuesday. The 'Red' singer had a huge audience when making her drastic hair change -- no, she didn't cut her hair in front of her crowd. Instead, a healthy number of her team surrounded her as she was chopped.
"This is how many people are watching me get a haircut right now. We don't do anything without an audience, do we?" Swift quipped. Watch video below.


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<< Back to Concluded Regional Alliances - Region V
The Occupational Safety and Health Administration (OSHA) and Wisconsin Ready Mix Concrete
Association (WRMCA) recognize the value of establishing a collaborative relationship to foster safer
and more healthful American workplaces. OSHA and WRMCA hereby form an Alliance to provide WRMCA
members and others with information, guidance, and access to training resources that will help
protect employees health and safety, particularly in reducing and preventing exposure to slips,
trips, falls and ergonomic hazards. In developing this Alliance, OSHA and WRMCA agree that the
Safety and Health Consultation Programs are an integral part of this effort.
OSHA, Consultation Programs and WRMCA will work together to achieve the following outreach and communication goals:
OSHA, Consultation Programs and WRMCA will work together to achieve the following goals related to promoting the national dialogue on workplace safety and health:
OSHAs Alliances provide parties an opportunity to participate in a voluntary cooperative
relationship with OSHA for purposes such as training and education, outreach and communication and
promoting a dialogue on workplace safety and health. These Alliances have proved to be valuable
tools for both OSHA and its Alliance participants. By entering into an Alliance, OSHA is not
promoting or endorsing any of that partys products or services.


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Attorney for NC State Fair ride owner in accident unsure why client faces felony charges
RALEIGH, N.C. – The lawyer for the owner of a thrill ride that seriously injured three people at the North Carolina State Fair says he is confused as to why his client faces felony charges.
Joshua Gene Macaroni, of Quitman, Ga., made a brief appearance before a Wake County judge Friday on two counts of assault with a deadly weapon and one count of felony assault on a juvenile with a deadly weapon. He is free on a $225,000 secured bond.
Macaroni, 32, is the second man arrested after the Vortex ride spun into motion last month as people were trying to get out, flinging people through the air before they crashed down onto the steel decking.
Dan Boyce, Macaroni's lawyer, said his client plans to plead not guilty.
"We are puzzled as to why Josh was charged, but we look forward to working with law enforcement so we can learn their theory on why Josh is somehow responsible for this terrible tragedy," Boyce said.
Macaroni was not present at the time of the mishap. Three people remain hospitalized at WakeMed in Raleigh, including a 14 year old who has not been identified by authorities. Two other people were treated and released.
Investigators say the ride had been tampered with to bypass critical safety equipment that was supposed to keep it from moving unless the riders were secured. The alleged tampering occurred after a malfunction with a safety switch shut the ride down for hours a few days earlier.
Timothy Dwayne Tutterrow, 46, was operating the Vortex. He also faces three counts of assault with a deadly weapon.
Investigators have not said what, if any, communications Macaroni might have had with Tutterrow during the time surrounding the mishap.
"Josh has no reason to think that Tim Tutterrow did anything to intentionally injure the State Fair visitors who were on the ride," Boyce said.
Macaroni is the son of the founder of the Valdosta, Ga.-based Family Attractions Amusement Co. The Vortex, known for its spins and flips, was the only ride the company had at the fair. Family Attractions was a subcontractor of Powers Great American Midways, a New York company hired by North Carolina's Department of Agriculture to provide amusements at the state fair.
Prosecutors are expected to lay out more details about the case when Macaroni and Tutterow next appear in court, scheduled for Nov. 18.
Follow Associated Press writer Michael Biesecker at Twitter.com/mbieseck


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Reprinted with permission of Red Wheel/Weiser LLC.
Clearing Physical Space
A lot of the clearing we need to do has to do with the literal spaces, structures, and circumstances in our lives, the personal geography of our existence. In these arenas, the focus is on clearing the material clutter. Sometimes it's as simple as clearing off your desk, weeding old clothes out of your closet, tidying up the cluttered garage. These are all forms of clearing out in the material world, and, as the Feng Shui artists tell us, this is a very important form of clearing. If your world is cluttered, your consciousness is cluttered also. Clearing out the spaces and structure of your life is a good place to begin. Like that opening in the forest, a clearing in the material structure of your world will create space for objects and events to come in. It will also create a new sense of yourself. When you look at a world in tranquility, you yourself will feel more tranquil. When you look at a well-arranged closet, you will feel less chaotic. When there's space to breathe in, you will feel happier about being alive.
[A client of mine,] Barb had a penchant for getting bogged down with stuff. Her parents had been very poor and as a child she was constantly told that she needed to hold on to things because "you never know when you might need it" or, "don't throw that away; you might never be able to get another one:' Her parents saved paper bags and string, screws, nails, hinges, rubber bands, plastic bags, plastic food containers, and old clothes and shoes which they saved in bags in the attic. They taught Barb that she, too, should save everything; in fact, they punished her if they ever caught her trying to throw something away.
By the time she was an adult, Barb couldn't get rid of anything. Her apartment was cluttered with all the things she haphazardly acquired-old clothes, radios, and TV sets that people had given her, gifts and trinkets and cards people sent her, circulars that came in the mail, free samples of products she felt obligated to pick up at the health food store. Whatever anyone gave her, Barb kept, whether she needed it or not. As time went on, she felt that these things were more important than she, that taking care of them was her job. She was a prisoner of her stuff; she couldn't keep up with it all.
Not long after she showed up in therapy to talk about her problem, Barb decided to change jobs. A few weeks later, her colleagues at work threw a party for her. In appreciation for her time with them, they gave her a lot of cards and a whole lot of gifts and trinkets she didn't need and had nowhere to put in her apartment.
Barb learned that her over-involvement with things was the way she had compensated for the way her parents hadn't loved her. This time, instead of trying to find a place for all the stuff she'd been given at the party, Barb put it all in a bag, and without looking at it a second time, she dropped it off at the Salvation Army. She told me that this was one of the scariest things she'd ever done; in fact, she almost went back and asked them to give the bag back to her. By the time she got home, she felt scared and guilty because she'd "wasted so many things," but shortly thereafter she started feeling "free:" For the first time in her life she felt as if she was more important than all her stuff.
From this initial step, she hired a helper to assist her in cleaning out her entire apartment. She threw sixty more bags of stuff away. From the things she decided to keep she noticed that she had a real interest in art, in her own creativity. A few months later she started taking painting classes, and now she has exhibited her work in several shows.
Clearing Your Consciousness
Even more important than clearing out your material world is the clearing of your consciousness, your personal awareness, the way you think about yourself and your life. These are subtle levels of clearing that provide room for internal growth and change. When you do this kind of clearing, you clean up the ideas and attitudes that clutter your unconscious, that have the capacity to torment you and keep you steeped in feelings of unworthiness. You also clear your conscious mind, the way you think and talk about yourself.
The first step to clearing your consciousness is to develop awareness. Maybe you haven't noticed how much you beat up on yourself, how you always seem to approach life from the position that nothing good will happen to you, that you're a loser. Perhaps you've never paid attention to the nasty words that play over and over in your mind. Until you notice what you're doing, you can't change it. Noticing is the beginning of change. What has your mind been saying to you, and how have you been responding? Do you agree with the self-damning voice, the one that says you're no good, you'll never make it, so why try anyway-or do you put up a fight and argue with that voice?
Regrooving your mental attitudes...
Read more >>
|_Related Features


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Years ago I read a wonderful book called Noah's Garden: Restoring the Ecology of our Own Backyards, by Sara Stein (Houghton Mifflin 1995). Stein (who, sadly, died of lung cancer in 2005) tells the story of how she began to completely reinvent the way she gardened in her five acres in Westchester County, New York. Instead of endlessly struggling against the local ecosystems to create some kind of idyllic English garden-style suburban lawn, Stein began to garden with her local habitats, to restore biodiversity right there in her backyard and coax it into a more naturalized landscape.
One of the topics Stein devotes some attention to in her book is soil. Rather than tilling up the soil of her vegetable garden and compacting it down year after year, she began to try to mimick a forest floor with her garden—to help it become dense with layers of biomass that fall to the earth and break down into loam. Stein made like a tree: she deposited deep layers of leaves, along with kitchen scraps and other compostables, onto the soil and left it there for months on end. When she stuck a spade through the layers, she found rich, fluffy soil that was teeming with microbial life.
I own a tiller, but I have rarely used it after reading Noah's Garden. Instead, every fall I heap leaves, chicken poo-soiled hay, and half-broken-down compost onto my garden beds. Last fall, before I spread the leaves, I also put down several layers of paper—mostly some old chicken feed bags, but those paper lawn waste bags work great, too—right on top of the soil after I had pulled out all the spent summer vegetable vines and stalks.
It went like this: a layer of paper, a layer of leaves, a layer of poo/hay and half rotted compost, then another layer of leaves. I kept piling it on, adding more throughout the fall and winter, so that the layers were about a foot deep. I have heard this method called "lasagne gardening." It's also called "sheet composting" or "no-till gardening." Sally Wylde would have called it mulching. The woman did know how to mulch her garden.
Whatever you call it, it is some kind of magic. Last weekend I planted peas, which meant it was time to send a hoe through those layers and see what was beneath. And what it was, was worms. Big, fat, juicy ones. The earth itself practically wiggled, there were so many earthworms in it.
Those earthworms basically do the job that the tiller would do—only they do it much better, without damaging the soil structure, without leaving the soil vulnerable to later compaction when you walk through in your garden clogs. They are also a sign of healthy dirt. And my favorite part? Throwing a bunch of paper, leaves, and poo down to grow the worms is much easier and less stinky than handling a tiller. It's also, I think, a much easier way to get worm compost than with a worm bin. I am all about the lazy.
The other thing about all those layers is that they will stay there all summer long. They will slowly break down and become pure compost, too. Worried that your garden will offend the neighbors because it's piled high with your recyclables? Consider this: in late summer, while your neighbors' gardens are dessicated and pitiful and the weeds have taken over in the relentless heat and drought, the "trash" you piled in yours will be holding in tons of moisture and helping keep weeds to a minimum. Your garden will be thriving and green.
Here's a little clip of me saying howdy to the worms:


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The campus is just the right size. Not too big, not too small. I immediately felt at home with CAFES and UWRF.
– Chad Glaze 1997
UWRF has a small town atmosphere, yet is close enough to the Twin Cities to be involved in big city life.
– Ann Prescott (Schmitz) 1999
River Falls and its homey, college town atmosphere has come a long way since this photo was taken of Main Street in 1870! This was before UWRF even existed (the college was founded in 1874)! What are those numbers? Click for the list of building names that correspond to the numbers in the photo.
(photo accredited to the Area Research Center & University Archives Main Street USA Downtown River Falls Online Exhibit)


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Last edited: 3 March 2016
Benjamin Brown is the founder of Earth Apprentice, Solar Cooking in Michigan. He is an advocate for solar cooking locally, giving workshops on cooking and building CooKit solar cookers, and Benjamin also has connected funding organizations to help Solar Cookers International and fund a village solar cooker project in Haiti. His family frequently use their solar cookers at their home in Michigan, USA, including a successful challenge to prepare every meal with solar cooking for the month of April 2012. Read more at EarthApprentice update 2012
See also
Benjamin Brown
Email: email@example.com


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Washington County, NY Book of Forfeitures, 1784
The Book of Forfeitures is located in the Washington County Archives, Washington County Clerk's Office, Fort Edward, NY. It contains the list and description of Loyalist properties that were seized and sold. The names given here are the purchasers of the properties.Read More


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Incident Report
The completion of an Incident Report is required for any accident, bomb threat, death or severe medical problem, drug and psychiatric problem, earthquake, fire and explosion, power failure, robbery, tornado, and bookmobile emergencies.
The procedure to follow in any of these events is outlined in the District's Emergency Manual.
(Adopted 2/13/84)


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"Odd Apocalypse," bestselling suspense author Dean Koontz's fifth novel in his Odd Thomas series about a fry cook with paranormal abilities, hits bookstores on Tuesday. The prolific 67-year-old novelist lives in Newport Beach with his wife, Gerda, and golden retriever, Anna.
I gather Odd Thomas is your most popular character. Why do you think that is?
I think it's because he's unique to the genre he's in. There were people in my publishing life who were not enamored of Odd Thomas when I turned in the first novel and really didn't want me to write another. And it was my new publisher who said, "I love this. Let's get back to this and round out the series," which is supposed to be seven books.
I think a number of things make him appealing. It's the mix of suspense with humor, the supernatural with gritty realism, and also his humility. Because this is a series of seven books about somebody's journey to perfect humility, and that's what sets him apart from your usual action hero. Now the biggest problem will be when I get to that seventh book and he completes his journey and is a person of complete humility, how am I ever going to write that because I have no experience with complete humility?
So the ending isn't the ending of the character's life? It's the end of his journey in humility?
Let's not say whether it's the end of his life or not. I don't want to give away the ending of the seventh book. But in all of these books, there's a little card which he got from a carnival fortune-telling machine with the girl he was in love with, and the machine said, "You're destined to be together forever." And of course he lost her in the first book. The card is telling her the truth, and how that happens is what I hope will keep readers interested.
Paraphrasing an observation of one of your characters, when did you realize you had to keep the tone light because the material was so dark?
That was really in the first book. I don't write with an outline, so when I begin something, I begin it with a concept, a character I think I'm going to fall in love with and then I sort of give the character free will, as God gave us free will. The character will tell the story. There are some young writers who look at me strangely when I say that. But in fact, if the character really comes alive, the story goes places you never would have anticipated. Now what was your question?
You had mentioned that there was resistance to your mixing tones.
Right now I'm with a new publisher — it's still Bantam, but there's a new publisher in the position. And there doesn't seem to be that resistance, but as long as I've been publishing, if you mix genres — now that's pretty common, but when I started doing it many years ago, my publisher would say, "I can't publish this book. It will ruin your career... It mixes comedy with suspense and you can never do that because it ruins the suspense." My attitude to that was, if you can laugh with the lead character, he's real to you and you're more concerned about what happens to him or her. But I never could sell that point for the longest time. I had to go ahead and write the books and argue about it when I delivered them. In this case, the tonal quality that wasn't received right was that Odd was so self-effacing. Let's face it: James Bond and Jason Bourne and male action leads are never self-effacing. It struck a lot of people early on as too unusual and that he seemed like a wuss because of it, but he is not a wuss; he's anything but that.
This series has a lot to do with the supernatural. Do you believe in the existence of spirits?
I believe in the existence of the afterlife. Whether I've ever seen a ghost, not really. But I've had a couple of odd experiences in my life that felt supernatural to me. In fact, the best moments of writing are when you're sitting here at the keyboard and things come to you that just astonish you. Those moments feel like you're either reaching into some deep layer of yourself that is beyond the subconscious or a connection to some sort of higher creativity.
Is that what you meant by "odd experiences," or was that something else?
That was something else. This one people roll their eyes at. I've said my father was a violent alcoholic who held 44 jobs in 34 years and often threatened to kill us, and I always thought one day he would. But he outlived my mother, who died young; she died at 53. And later in his life we had to decide whether we would move him out here from Pennsylvania and oversee him — and believe me, he was nothing but chaos. There was a point when I went to visit him [at his retirement home] that he pulled a knife on me in front of a number of people, and we had this desperate encounter. He almost got me at that point. He'd bought a fishing knife with a seven-inch blade and honed it to razor sharpness, and he ended up in a psychiatric ward after this.
The night before this event, my phone rang and when I picked the phone up, it was silent. I said, "Who's there?" And I was about to hang up, and a woman said to me, "Be careful of your father." And I swear to you, it sounded like my mother. And that was all. The next day when they called me from the retirement home and said he was causing problems, they wanted me to come right away. I was extremely cautious, much more than I would have been. So I look at that phone call as something more than mere coincidence.
What's going on with the Odd Thomas movie?
I didn't have great luck with some [film adaptations of books] for a while, and I said to my attorney, "If somebody calls and asks if a book's rights are available, please don't say yes or no. Tell me who they are, and I'll decide if I respect enough of their work to give them a chance at it." One day he called me up and said, "Stephen Sommers is calling about this." I said, "He's super-visual. The first two 'Mummy' movies show that." I was also aware he made a Huckleberry Finn adaptation for Disney, and it's the only Huckleberry Finn that's true to the book. I decided to let him do it. I've seen the film and it's quite wonderful. I sat in an audience where, when they needed to jump, they jumped; when they needed to laugh, they laughed. When you see everyone moved to tears by it, you know the filmmaker's done his job.
So that's based on the first book?
Does it have distribution?
[Sommers is] in negotiations now for the distribution channel. I think it will [come out] sometime this winter, but these things always take longer than you think. Since it's a suspense story and a love story, it wouldn't be bad for Valentine's Day.
I've read that in 2008 you were tied with John Grisham as the world's sixth bestselling author. Do you have any more recent stats?
I never know how much of that is true. Publishers don't always tell you how many books they've printed. So what we do is track royalty statements and what copies were sold worldwide, and we hit 450 million actual sales about a year ago.
That's print and e-books?
Yes, e-books are a very small part of that because it's so new, but I think it's going to become a bigger and bigger part of that. It amazes me. When I started out, my wife said, "I'll support you for five years, and if you can't make it in five years, you'll never make it." So before I accepted the offer, we sat down and talked about what would earnings be that we felt I could achieve every year that would be good enough. And that day the number we settled on was $25,000 a year. If I could make that, then this would be a life worth having. And we never saw coming what came.


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Markets steady after being roiled by EU confusion
LONDON European markets steadied Tuesday, a day after they were roiled by a suggestion from a leading European finance official that the Cyprus bailout was a model for the future.
After initially greeting the bailout of Cyprus, stocks and the euro sank on reports that Jeroen Dijsselbloem, who chairs the meetings of the finance ministers of the 17 European Union countries that use the euro, said the Cyprus bailout was a template.
Though he later attempted to retract his comments and described Cyprus as a "specific case with exceptional challenges," Dijsselbloem has left the impression that those with bank deposits above the uninsured level of 100,000 euro may be tapped in any future bailout.
"Dijsselbloem may have done his utmost yesterday to initiate global panic in financial markets .... but fortunately the downside for equities has been relatively contained, at least for now," said Fawad Razaqzada, market strategist at GFT Markets.
In Europe, the FTSE 100 index of leading British shares was up 0.1 percent at 6,385 while Germany's DAX rose 0.3 percent to 7,894. The CAC-40 in France was 0.7 percent higher at 3,754.
The euro was up 0.1 percent at $1.2867. In the immediate aftermath of the Cyprus bailout on Monday morning, Europe's single currency had managed to race above $1.30.
The focus will likely remain on the fallout from the Cyprus deal, especially as the country's banks are all scheduled to stay closed until Thursday.
Before a late Monday night decision, all but the Bank of Cyprus and Laiki, were due to reopen on Tuesday, having been closed for 10 days. No reason has been given for the further delay but fears of a bank run are thought to have played a role in the decision.
"Continued uncertainty within the eurozone is likely to limit gains," said Lee Mumford, a financial sales trader at Spreadex.
Wall Street was poised for a steady opening, with both Dow futures and the broader S&P 500 futures up 0.2 percent. A raft of U.S. economic data later, including monthly durable goods orders and consumer confidence figures could have an impact on how U.S. markets perform.
Earlier in Asia, Japan's Nikkei 225 index fell 0.6 percent to close at 12,471.62. Hong Kong's Hang Seng rose 0.3 percent to 22,311.08. Australia's S&P/ASX 200 dropped 0.8 percent to 4,950.20. South Korea's Kospi rose 0.3 percent to 1,983.70.
Mainland Chinese shares fell, with the Shanghai Composite Index losing 1.2 percent to 2,297.67 while the smaller Shenzhen Composite Index lost 0.7 percent to 953.36. Losses were attributed to moves by the government to cool off the real estate sector.
Oil prices edged higher alongside most global equities, with the benchmark New York rate up 39 cents at $95.20 a barrel.


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Pacific Ring of Fire Expedition. A dense bed of hydrothermal mussels
covers the slope of Northwest Eifuku volcano near a seafloor hot spring
called Champagne vent . Other vent animals living among
the mussels include shrimp, limpets, and Galatheid crabs.
Image ID: expl0070, Voyage To Inner Space - Exploring the Seas With NOAA Collect
Location: Mariana Arc region, Western Pacific Ocean
Photo Date: 2004 April
Credit: Pacific Ring of Fire 2004 Expedition. NOAA Office of Ocean Exploration; Dr. Bob Embley, NOAA PMEL, Chief Scientist
Category: Ocean exploration/
• High Resolution Photo Available
of the U.S. Department of Commerce, National Oceanic & Atmospheric
Adminstration (NOAA),
NOAA Central Library
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| NOAA Disclaimer
Last Updated:
November 10, 2017


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Gwopp Boyz & Gucci Mane Performing In Cincinnati & Recording "ILikeHer" [User Submitted[
G reports "GWOPP BOYZ AND GUCCI MANE NEW HIT ILIKEHER PROD BY DOC J FOOTAGE OF GUCCI MANE AND GWOPP BOYZ PERFORMING IN COLUMBUS, CINCINNATI AND RECORDING THE SONG LOOK OUT FOR THE GWOPP BOYZ AND DJ HOLIDAY TAPE GWOPPLAND FOR THIS SONG http://www.myspace.com/officialgwoppboyz
Please click the "Report" button below if the video on this page is not working properly.
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The QWERTY keypad is a great feature of this phone, because it is very intuitive and easy to type on. It is an essential characteristic that is beneficial to anyone who uses their mobile phone to send email or text messages.
The Ace Caracas also has JAVA 2.0, where you can install MSN, Office, PDF software and thousands of games.
This phone also comes with a memory card slot.


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Mistake Or Masterstroke?
Put me down in the "it's a big mistake" camp. The speech should have been given at the very beginning of the primary season, or after Romney won the nomination; it doesn't make sense to give it in response to Mike Huckabee's rise in the polls. Huckabee is vulnerable on all sorts of issues, and Romney has the money and the infrastructure to make sure that every GOP primary voter in America - let alone Iowa and South Carolina - knows all about the tax increases and the ethics complaints and the softness on illegal immigration and all the rest of it. Going after Huckabee on these issues probably wouldn't prevent the Arkansas governor from consolidating his current level of support, but the right line of attack should be able to stall his momentum in states like New Hampshire and Michigan and South Carolina, where Romney is well-positioned even if he loses Iowa.So here's the question for our readers, is the speech a mistake or a sage political move? Why?
But instead of making the conversation about issues where Huckabee is vulnerable and Romney isn't, the Romney campaign has guaranteed that for the next two weeks at least and probably beyond, the media conversation will be about, well, Mormonism. If there were more time before the actual voting begins, that might not be the worst thing in the world; they could get the wave of coverage out of the way, inoculate themselves to some extent, and then shift gears and start hammering Huckabee on taxes and immigration and so forth. But there isn't time: Christmas is coming, there's a very narrow window in which to define Mike Huckabee as a Mexican-loving crypto-liberal, and the Romney campaign has just ensured that everyone will be talking about the Urim and the Thummim instead of the Arkansas gas tax. Unless Romney gives the best speech in the history of speeches, I just don't see how that helps him win - in Iowa, New Hampshire, or anywhere.


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Spring 2019 Business Professional Admissions
Saturday, February 16
Thank you for participating in the Eller College Professional Admissions process. We are excited to have you!
Breakfast/Check-in is from 7:30 a.m. to 8:15 a.m. Please arrive no later than 8:15 a.m. for interview training.
All interviews will be held in McClelland Hall at the University of Arizona (directions).
Complete the form below to register to interview Eller College students applying for professional admissions. We will confirm your registration and provide an information packet via email once we get closer to the event.
Fields marked with * are required.


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Energy Power™ 10 Sub Subwoofer
10" front-firing woofer
Rear slot port
Line level and speaker level inputs
Volume control, crossover control, phase switch and power switch on amp panel
In order to complete your home theater, a subwoofer is crucial. The new Energy Power™ 10 Sub, kicks out robust bass with a 10" driver with 100 watts of power. This bad boy won't only let you hear the powerful kick drum or rumbling earthquake, but lets you feel them too.
With line and speaker level inputs, they can connect to almost any surround or stereo system with flexibility and ease. Pair the Energy Power 10 Sub with the immersive sound of any of our speakers and experience home audio entertainment like never before.
|System Type
|Bass reflex via rear-mounted slot port
|Frequency Response
|Variable Low Pass Filter
|Variable 50Hz-150Hz
|12" (30.48 cm) H x 11.5" (29.21 cm) W x 14" (35.56 cm) D
|Variable Phase Control
|Switchable 0 or 180 degrees
|Power Mode Switch
|100 - 240 V, 50/60 Hz universal power supply with ˝ watt power standby
|Two line level/LFE RCA inputs and two high level speaker inputs
|10" (25.4cm) front-firing woofer
|Amplifier Power Output
|FTC Rated Power: 100 watts dynamic, 50 watts continuous
|15 Ibs. (6.8 kg)
|Black matte vinyl
- Register Product
- The warranty document is not available at this time, please contact Online Support
Owner/User Manual
Cut Sheet
Consumer Review


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Course Section Information
09/16/2015 - 10/27/2015
Price: $355.00
Max. Class Size: 30
Offered by PBS National
- Enrollment is not open.
Leveraging Smart and Social Digital Media in the Classroom
- Course Section Description:
While we may use technology on a daily basis outside of the school day, integrating its use into the classroom for the first time can be a daunting task. Using the Common Core State Standards as a blueprint for the use of digital media in the curriculum, this course will enable you to help your students use technology in ways that develop 21st century skills—including creativity, communication, collaboration, and problem solving. You will explore classrooms and schools that are effectively integrating computers and mobile devices; work with digital tools and web-based software; and develop a technology integration plan that enables your students to leverage current technology for academic success.
Note: This is a facilitated course. Learners submit coursework and participate in asynchronous discussions throughout the course term, and receive graded feedback.
For assignments and evaluation details, see the full Syllabus.
The number of hours identified for each course reflects time spent online, but does not reflect the total time spent completing offline coursework and assignments. All learners are different and you will likely spend double the indicated number of hours completing all coursework depending on your learning style and work habits.
- Graduate Credit Information:
- Graduate credit may be obtained from the provider(s) listed below, for an additional fee after the course begins.
- Sierra Nevada College - 2.0 credits - pricing
- Morningside College - 2.0 credits - pricing
- Adams State University - 2.0 credits - pricing
- Central Michigan University - 2.0 credits - pricing
- Facilitator:
- John Tierney
- Subject Area:
- Instructional Technology
- Grade Level:
- Kindergarten-12th
- Hours:
- 30.0


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According to the experts, many popular child-discipline tricks may be setting parents (and kids) up for failure. According to current research, common tactics — such as withholding treasured items — fail to improve a child's behavior. Instead, taking a more positive approach, with less harsh discipline, proves more effective. Dr. Alan E. Kazdin from Yale University suggests that parents dole out at least three or four times as many instances of praise for good behavior as time-outs for bad behavior. Additionally, giving calm verbal reprimands is more effective than shouting to express one's disapproval of a child's behavior. Experts also recommend that parents use specific, clear instructions instead of vague, conditional commands in order to foster children's cooperation.
To read the article in full, visit:
Tags: child behavior, discipline


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Alabama-Tennessee Natural Gas Company
Second Revised Volume No. 1
Contents / Previous / Next / Main Tariff Index
Effective Date: 09/01/1993, Docket: RS92- 27-003, Status: Effective
Original Sheet No. 112 Original Sheet No. 112 : Superseded
GENERAL TERMS AND CONDITIONS (continued)
Transporter shall deliver natural gas to Shipper at Transporter's
line pressure at the Point of Delivery designated in the executed
Service Contract between Transporter and Shipper, but the minimum
pressure shall be as agreed upon by Shipper and Transporter in
the executed Service Contract. The pressure shall not be less
than fifty (50) pounds per square inch gauge, as long as the
volume of gas delivered during the most recent twenty-four (24)
hour period does not exceed Transporter's maximum daily
obligation to deliver to Shipper. Provided that as long as
Transporter's suppliers maintain a delivery pressure of at least
six hundred (600) pounds per square inch gauge at suppliers'
delivery points to Transporter, and the volume of gas delivered
to Shipper during the most recent twenty-four hour period does
not exceed Transporter's maximum daily obligation to Shipper,
Transporter shall maintain delivery pressure to Shipper of not
less than one hundred (100) pounds per square inch gauge, unless
Shipper shall agree to delivery at a lower pressure. Transporter
shall endeavor to, but shall not be obligated to, provide
deliveries at the pressure requested by Shipper.
9.1 Gas Sales Service: Transporter warrants that it will at
the time of delivery, pursuant to Rate Schedule G or SG
have good title to all gas delivered by it to Shipper;
that same will be free and clear of all liens,
encumbrances, and claims whatsoever, that it will at such
time of delivery have good right and title to sell said
gas as aforesaid; and that it will indemnify Shipper and
save it harmless from all suits, actions, debts,
accounts, damages, costs, losses, and expenses arising
from or out of adverse claims of any or all persons to
said gas or to royalties, taxes, license fees or charges
thereon, which are applicable before the title to the gas
passes to Shipper. In the event any adverse claim of any
character whatsoever is asserted against Shipper in
respect of any of said gas, Shipper may retain the
purchase price thereof up to the amount of such claim
against it without interest, until such claim has been
finally determined, as security for the performance of
Transporter's obligations with respect to such claims
under this Section, or until Transporter shall have
furnished bond to Shipper, in the amount of such claim and
with sureties satisfactory to Shipper conditioned for the
protection of Shipper with respect to such claim.


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I reached Amanda Wilcox by phone on March 5, the birthday of her daughter, Laura.
If Laura, the valedictorian of her Nevada County high school class, had not been gunned down Jan. 10, 2001, she'd have turned 32 on Tuesday. Who knows where her promising life would have led?
A sophomore at Haverford College, Laura was filling in during her winter break at the reception desk at the Nevada County Department of Behavioral Health.
When Laura learned Scott Thorpe was on his way, she messaged a co-worker who had been the object of Thorpe's scary attention. Thorpe's family had repeatedly warned authorities that the 40-year-old recluse, owner of an arsenal of guns, was a danger to himself and others.
Do something, they pleaded, to no avail.
From her desk, Laura messaged her friend: "Be safe."
Thorpe shot and killed Laura and two others. (Laura's friend stayed safe.)
In court, Thorpe was represented by a public defender, Tom Anderson. Thorpe was found not guilty by reason of insanity. He's now a patient at Napa State Hospital.
In 2002, Laura's Law, which establishes a legal means of pressing the dangerously mentally ill into treatment, was passed by the California Legislature. To win reluctant votes, counties were given discretion over enacting Laura's Law. Moreover, no money could be shifted from voluntary treatment to fund the potentially compulsory program. Out of the gate, two strikes.
To date, only Laura's tiny Northern California county has fully embraced the law that allows interested parties — family, police, social workers — to request court intervention on behalf of individuals whose instability has been well-documented with hospitalizations or incarcerations.
Thanks in part to the zeal of rookie North County Supervisor Dave Roberts, the San Diego County Board of Supervisors will soon consider a top-to-bottom review of the county's mental-health safety net and how Laura's Law might strengthen it.
As always, Laura's Law faces familiar obstacles: funding rules in favor of voluntary treatment; possible lawsuits defending the civil rights of the mentally ill; and, not least, the county's investment — and natural pride — in various voluntary programs already in place.
Tentatively scheduled for March 19, the debate could get strangled in the weeds. Nothing could come of it.
That's why the smart, dedicated advocates for Laura's Law — and I have heard from many of them the past couple of years — need to step up and make the case better than I can in my ration of column inches.
To Laura's mother, an articulate, even-keeled school board trustee, the refusal of the state's counties to adopt her daughter's law is "very frustrating."
In Nevada County, "the outcome is better than anyone envisioned," she says.
In this remote neck of California, home to fewer residents than live in Escondido, the sample pool may be small — but the implications are huge.
Out of 57 referrals from 2008 to 2012, 24 resulted in formal court petitions. Of those 24, only four resulted in a court order. The rest were resolved by the voluntary acceptance of treatment, according to Judge Tom Anderson.
Yes, you read that right.
Thorpe's public defender has donned judge's robes and now enforces Laura's Law.
"Why would anyone oppose this?" Anderson said during a phone interview.
When factoring in the full costs of jailing and hospitalization, Nevada County estimates $1.81 is saved for every dollar spent on the program.
In Los Angeles, a minuscule Laura's Law pilot program has shown similarly positive results.
Mrs. Wilcox is heartened that state lawmakers of both parties are pushing bills to make Laura's Law easier to put in place and fund.
A horrific run of suicidal slaughters, culminating in Newtown, Conn., has injected some resolve into Sacramento, it seems. Lancing the boil of violently suicidal mental illness is one of the nation's Job Ones, along with gun control and cultural violence.
I asked Laura's mother what she would say to the San Diego County supervisors as they consider the practical utility of her daughter's law.
She answered with three questions:
"Why wouldn't you get those who need treatment into treatment? Why wouldn't you save money? Why wouldn't you make the community safer?"
I asked her what she believes is needed before Laura's Law will be accepted throughout the Golden State.
"The people in the counties need to push it," she said. "Really push it."


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Mumbai: After long failing to act on foreign investor complaints, Indian policy makers find themselves in an ironic bind: As global interest in Indian derivatives surges, it is Singapore, not Mumbai, that is reaping the benefits.
In a turnaround from past years, more stock futures and options based on the Nifty are traded in Singapore than India. Billions of dollars in rupee derivatives traded from the city state nearly equal the amount of spot currency traded in India. Deals in Indian debt derivatives are close to volumes in Indian markets.
The swing shows how deeply a tax gaff last year damaged foreign investor sentiment and the cost to an economy that has seen growth tumble to around 5.5 percent following the sharpest slowdown in a decade.
In the absence of big changes, particularly on tax, it will be difficult for India to attract the investment back when competing with an established international financial centre like Singapore, said fund manager Samir Arora.
"There is one big advantage of being here," Arora, of Helios Capital Management, said. "You need investors, and investors pass through Singapore more than they pass through Mumbai."
Investors have long complained of high taxes on portfolio investment in India, excessive caution towards derivatives and a poor track record in setting up new markets.
But India is now paying the price for poorly written rules last year aimed at ensnaring tax evaders, ironically including those routing investments through Singapore, which instead sparked outcry among foreign investors and an outflow of funds.
Finance Minister P Chidambaram, who met foreign investors in Asia and Europe last month, has vowed action to prevent the offshoring of Indian derivatives, although few expect significant announcements in a budget on Thursday to counter the trend.
He pledged in a speech in Mumbai this month to "find ways and means to bring the options markets back to India, or at least a substantial portion of options market back to India."
Finding those ways and means may be easier said than done.
Singapore is the main centre for trading rupee non-deliverable forwards, a type of derivative that allow foreign investors to trade currencies of countries that restrict access from abroad. They are settled in dollars, so there is no foreign exchange risk.
Volumes in rupee NDFs rose to a daily average of $7-$8 billion in 2012 from as low as $100 million in 2003, traders said, nearly equalling India's onshore volumes for trading the currency on a spot basis.
What worries India is that Singapore markets are now attracting flows in other derivatives, creating not only a missed opportunity for India, but also the risk of a parallel overseas market offering arbitrage opportunities that distort domestic prices.
Singapore's appeal goes beyond just the type of markets it offers. India demands new investors deal with a thicket of documentation.
While opening a foreign institutional investment account in most countries takes a few days, in India it is up to six weeks, said Krishnan Ramachandran, chief executive of Barjeel Geojit Securities in Dubai.
"So the start itself is a hurdle," Ramachandran said.
The bigger hurdle is India's more severe taxation. Singapore does not tax capital gains and its tax on interest income allows for certain exemptions, such as foreign-sourced dividends.
India has a 15 percent short-term capital gains tax on listed securities. Most domestic debt instruments carry a 20 percent tax on income earned, which Jayesh Mehta, India country treasurer at Bank of America in Mumbai calls the "biggest showstopper".
India is unlikely to make substantial tax cuts though, as the government looks to cut its own debt and boost revenues. In fact it is signalling a more aggressively tax stance by pursuing claims against multinational firms to try to shore up its finances.
To be sure, foreign portfolio investors are not absent from India. Net foreign fund inflows into stocks and debt last year topped $31 billion, the second highest amount on record.
That partly reflected a fall in the rupee to a record low and relatively high investment yields at a time when most developed markets offered only paltry returns.
Singapore gained as those investors hedged their India positions.
The split in futures positions between Singapore and India has shown a clear shift to the city state. In January 2012, the domestic share of all NSE outstanding contracts was 51 percent, but last month Singapore accounted for nearly 70 percent of the share, exchange data shows.
Singapore trading of Indian overnight index swaps - a bet on the direction of interest rates - has almost caught up to the volumes in India, traders say, although there is no official data.
"The problem arises when the offshore market grows in response to deficiencies in the onshore market," said Jayanth R Varma, a professor at Indian Institute of Management in Ahmedabad and a former board member of the Securities and Exchange Board of India.
"In this case, the offshore market provides a useful warning signal to policy makers to correct these deficiencies."
Your guide to the latest election news, analysis, commentary, live updates and schedule for Lok Sabha Elections 2019 on firstpost.com/elections. Follow us on Twitter and Instagram or like our Facebook page for updates from all 543 constituencies for the upcoming general elections.
Updated Date: Dec 21, 2014 01:49:23 IST


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Zola was born into a segregated South Africa, where poverty and inequality were just a few of the challenges she saw every day. But she was lucky to attend a school where her teachers encouraged her to pursue her passion playing sports. She still knows all too well about the lack of opportunities for young girls in her country--and around the world. "Sports kept me from the temptations that so many other girls my age were facing like drugs, alcohol abuse, and teenage pregnancy," she says.
Now, Zola is paying, and playing, it forward. Today Zola works with disadvantaged children in the Sports and Recreation Development Department of the Durban Municipality, where she has made it her life mission to increase female sports participation in South Africa. And this week, she will travel to the United States to expand upon her mission.
Zola is one of 16 women leaders in sports who are participating in the 2013 U.S. Department of State and espnW Global Sports Mentoring Program. She joins participants from Argentina, Brazil, Bulgaria, Egypt, Kenya, Mexico, Nigeria, Pakistan, Papua New Guinea, Peru, Poland, South Africa, Taiwan, Turkmenistan, and Uganda. Each will be paired with female American executives from across the sports industry for a three-week mentorship.
This mentoring program engages business, media, and non-profit executives in the sports industry who are committed to strengthening the global network of women working in sports and underscoring the fact that women can be leaders in the industry. So why does the United States have this mentoring program? And why are we promoting sports opportunities for women and girls around the world?
When Zola was less than 18 years old her former president, Nelson Mandela, said, "Sport has the power to change the world…It has the power to inspire. It has the power to unite people in a way that little else does." This is something I have seen for myself in local parks at home, and those around the world. Sports instill confidence, teamwork, and build leadership skills--all values that can serve as a gateway to success on and off the playing field. Zola explains that because of sports, "children can learn to be responsible, to be healthy, to be active, to be disciplined, and to improve their concentration and academic performance." And when women and girls are able to fully participate in and contribute to society, they help create stronger and more stable communities.
During the program, the emerging leaders will work on strategic action plans to create additional sports opportunities for underserved women and girls in their home communities. Last year's group of women is implementing their action plans with great results. While their time in the United States may only be a few weeks, the program's participants ensure its impacts will continue. For example, alumnae have created a sports mentoring network to reach more girls interested in sports throughout Macedonia, developed a service-based education curriculum and sports programs for Muslim women and children in the Philippines, and introduced legislation similar to Title IX to President Rousseff in Brazil.
Individually, these women are making incredible strides in their communities. Collectively, this new global network creates stronger, more inclusive societies--on and off the field.


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The links to the left detail some of the things that I have done.
Over the years I have done quite a bit really. However, you shouldnt fonfus me with a property developer. Im not trying to fix it up to sell, just to use, so things I have done include fix all the windows, paint porch, paint chimney, pain front room, repair holes in floor etc etc.


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Tour de France tech: A closer look at the Dogma2
More info on electronic Campagnolo plus custom Katusha Focus bikes
The new Pinarello Dogma2: As swoopy as ever
Sky and Movistar's Pinarello Dogma2 machines retain their curvaceous personalities but undergo a number of changes that are said to make this new version a little more aerodynamic and lighter, too.
The key structural change is a move to a 1-1/8 to 1-1/2in tapered front end from the previous version's 1-1/4in lower steerer diameter. The fork crown has been beefed up accordingly and it also flows more smoothly into the similarly enlarged – and notably lower – down tube. Taken in total, Pinarello claim a 19 percent boost in stiffness under braking.
In addition, many of the original Dogma's pronounced ribs have been toned down in the interest of improving airflow. Changes in the layup schedule supposedly beef up certain sections subject to the most stress while still shedding 30g of weight in total.
Movistar's Pinarello Dogma 2 on the rack
Otherwise, Pinarello not only retain the first Dogma's asymmetrical approach to frame design but perhaps even expand on it. The driveside fork blade and seatstay are visibly puffed up compared to their non-driveside counterparts, the chainstays are asymmetrical as usual, and even the top tube is slightly shifted over to the right with different ribbing on either side. According to Pinarello's official marketing line, this "leads to an increase in the symmetrical pedal action of six percent".
The head tube on the Dogma 2 has been beefed up compared to the previous version
Team Sky have also made a fundamental aesthetic change for this year's Tour de France, switching from their characteristic blue to a bright green to draw attention to the new Sky Rainforest Rescue Project. We're not just talking bikes, either – the team kit has been updated, too, as well as all of the support vehicles and online communications.
In co-operation with the World Wildlife Foundation, Sky are looking to raise €4 million that will be used to save over 1 billion trees in a region of Brazil – and the habitats of the people, animals and plants that call that area home. More information can be found at www.rainforestrescue.sky.com.
More clues revealed on Campagnolo's mysterious electronic group
Campagnolo still have yet to officially reveal a shred of technical information on their new electronic drivetrain and while we've been able to figure out various pieces of the puzzle by inspection, there are still many remaining – but a couple fewer now.
As we previously suspected, it appears that the system's rechargeable battery is hard-wired with the rest of the harness and is not readily removable from the bike as Movistar mechanics had a web of extension cords and chargers strewn about their work area at the team hotel Friday afternoon. What does this mean to consumers? Probably not much if the battery life is as generous as Shimano's Dura-Ace Di2 but either way, potential buyers will want to make sure they've got a plug handy wherever they happen to store their bike.
We also assumed earlier that the buttons on the inner sides of the hoods were to be used as remote switches for an as-yet-unseen computer head. As it turns out, they're instead how you enter into setup mode to adjust the derailleur positions. We stood watch as a Movistar mechanic put the final touches on one team bike: push and hold down the button until the LED lights up on the display, then push the paddles to make microchanges in position. Sorry, folks, that's all we've got. Baby steps…
Customized bikes for some Katusha riders
Four Katusha riders started this year's Tour de France with starkly finished black Focus Izalco Team bikes instead of the usual – and far more colorful – white, blue and red livery. As it turns out, these are four structurally distinct frames that Focus created at the specific request of some of their riders.
According to Focus marketing head Herwig Reus, team riders have their choice of five different layup schedules (with one being stock) – all using the same mold so at least on the surface, they're indistinguishable from consumer versions. Reus tells us that on average, the other four variants are about 10 percent stiffer in the bottom bracket but other parameters such as front triangle stiffness and ride comfort vary depending on preferences.
Each frame uses "10 to 15 percent" more carbon fiber to hit those stiffness numbers so the raw chassis are heavier. Since those four customized frames are only covered in decals and clearcoat, though, Reus says the finished weights are about the same (which tells us there's probably a difference of about 100-200g raw).
Reus adds that one or more of these variants might make it into the consumer channels depending on how much practical sense each rider's requests make to the general public. Stay tuned.


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I am announcing tour dates today and I am determined to come to you with this show!
Please check out my tour dates below and as always, all tour info is always available at my TOUR PAGE.
We're having a pre-sale, starting on Monday, July 29th! Get PRE-SALE tickets HERE.
Tickets go on-sale to the general public on Friday Aug 2nd. Some dates are already on sale. Check the tour page!
Last but not least I am going to be co-hosting The View on ABC TODAY AND TOMORROW! It's all happening!!!
xo – Margaret
Monday, August 19
Athens, GA – The World Famous
Tuesday, August 20
Athens, GA – The World Famous
Thursday, August 22 – Sunday Aug 25
Atlanta, GA – The Laughing Skull
Friday, September 6
Las Vegas, NV – The Mirage
Friday, September 20
Buffalo, NY – Helium Comedy Club
Saturday, September 21
Buffalo, NY – Helium Comedy Club
Friday, September 27
Nashville, TN – Zanies
Saturday, September 28
Nashville, TN – Zanies
Sunday, September 29
Nashville, TN – Zanies
Saturday, October 12
San Francisco, CA – Nob Hill Masonic Center
Friday, October 18
Denver, CO – Paramount Theater
Saturday, October 19
Chicago, IL – Chicago Theater
Sunday, October 20
Milwaukee, WI – Pabst Theatre
Wednesday, October 23
Austin, TX – Paramount Theater
Thursday, October 24
Dallas, TX – The Majestic Theatre
Saturday, November 2
Sacramento, CA – Crest Theatre
Wednesday, November 6
Boston, MA – Wilbur Theatre
Saturday, November 9
Washington, DC – Warner Theatre
Friday, November 15
Portland, OR – Arlene Schnitzer Concert Hall
Saturday, November 16
Seattle, WA – Moore Theatre
Tuesday, December 3
Phoenix, AZ – Orpheum Theatre
Wednesday, December 4
Tucson, AZ – Rialto Theatre
Thursday, December 5
San Diego, CA – Balboa Theatre
Friday, December 6
Los Angeles, CA – The Wiltern
Monday, December 9
Berlin, Germany – AdmiralsPalast
Thursday, December 12
Cologne, Germany – Gloria Theater
Friday, December 13
Amsterdam, Netherlands – Comedy Theater
Saturday, December 14
Copenhagen, Denmark – Bremen
Sunday, December 15
Oslo, Norway – Latter
Monday, December 16
Zurich, Switzerland – Bernhard- Theater
Wednesday, December 18
Stockholm, Sweden – Sodra Teatern
Thursday, December 19
Helsinki, Finland – Savoy Teatteri
Friday, December 20
Munich, Germany – Freiheiz
**Don't worry NYC, we have something special in the works for you!**


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Pa. appeals court to hear oral argument as Sandusky seeks new trial in child sexual abuse case
HARRISBURG, Pa. – Jerry Sandusky's lawyer and the state attorney general's office are heading to a northeastern Pennsylvania courtroom as he seeks to have his child molestation conviction overturned.
The state Superior Court proceeding on Tuesday is being held in Wilkes-Barre, as part of the court's effort to give more people a chance to see how it operates.
Sandusky is arguing his lawyers didn't have enough time to prepare and that a prosecutor made an improper reference during the trial to the fact that Sandusky didn't testify on his own behalf.
Other issues involve the jury instructions issued by the judge.
The 69-year-old former Penn State assistant coach is asking for a new trial. He's serving a 30- to 60-year sentence after being convicted of 45 counts of child sexual abuse last year.


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The Jayden Picture Frame Mirror combines functionality and style. The picture frames offer the perfect place for your most treasured memories, and the convenient cork panels provide a place for those movie tickets you don't want to forget or all your daily reminders. Featuring in a vibrant white finish and a gentle curved top that adds just a touch of feminine charm, this mirror is sure to be an elegant statement piece in your bedroom.
Would you like us to help you find a similar item? Talk with our Design Consultants toll-free at1-800-927-5164.
*Shipping transit time varies based on destination. Free shipping offers are limited to the 48 contiguous states of the USA.
International Customers (including Alaska and Hawaii) please contact a Customer Service Representative if you have any questions about placing an order with PoshTots.
This item is custom made especially for you upon order.Click here for our policy on custom made items.
Promotion codes cannot be used for sale item purchases.
*Free shipping offers are limited to the 48 contiguous states of the USA.


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Jo Boy Fresh - Joe Montana (Official Video) (DMV Artist) [User Submitted]
Third single from Jo Boy Fresh off his latest album
"Strapped Up and Stressed Out." For more Jo Boy
Fresh check out
www.JOBOYFRESH.com. For booking contact DurdyBoi
Management -
Twitter: @JoBoyFresh
Web: www.JOBOYFRESH.com
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Gorilla Zoe (Feat. Rick Ross & Kollosus) - What It Is
The official music video for "What It Is" by Gorilla Zoe featuring Rick Ross and Kollosus, off Gorilla Zoe's sophmore album Don't Feed Da Animals out now!
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The Life Church of Memphis has paid $4.4 million for the former Victory University campus at 255 N. Highland St.
The Life Church of Memphis Inc. bought the 6.7-acre college campus – which became available when Victory declared for bankruptcy in March – in a May 2 warranty deed from SignificantPsychology LLC, the California company that bought Crichton College in 2009 and rebranded it as Victory.
Victory University's last day of the spring semester, May 2, also was the end of the 73-year-old institution that began as Mid-South Bible College and later became Crichton. University officials announced abruptly in March that the university would close because of financial problems.
The Life Church will open its fourth Memphis location at the facility this fall following "extensive renovations and upgrades," according to a press release. The church will have a 1,000-seat auditorium and "spacious environments" for its Next Generation ministries.
Built in 1961, the 105,142-square-foot building sits on the west side of Highland Street just north of Waynoka Avenue. The Shelby County Assessor of Property's 2013 appraisal was $5.7 million.
In conjunction with the purchase and to facilitate the renovations, The Life Church of Memphis filed a $3.8 million construction loan through Triumph Bank. Reymundo Meneses signed the trust deed as executive pastor.
Source: The Daily News Online & Chandler Reports
– Daily News staff
A local ownership group led by Racquet Club of Memphis General Manager Steve Valentine and Dabney Collier has purchased the club from Sharks Sports & Entertainment, based in San Jose, Calif. Sharks Sports & Entertainment owns the NHL's San Jose Sharks.
The Racquet Club has been home to a yearly professional tennis tournament since 1976, with tournament winners ranging from John McEnroe and Jimmy Connors to Pete Sampras and Andy Roddick.
This year, the club acted as host for the U.S. National Indoor Tennis Championships, a 250-level event on the ATP World Tour. Sharks Sports also owns the rights to the pro tour stop, and the local ownership group is in the process of negotiating to purchase the tournament.
– Don Wade
Methodist South Hospital will host a ribbon-cutting and consecration ceremony to celebrate the completion of its lobby and first floor renovations Friday, May 9, from 12:30 p.m. to 2 p.m.
The 10-month renovation project includes an expansion of the lobby area and a newly renovated ICU waiting room, ICU break/sleep room, gift shop, chapel and physician break room. Other renovations include expanded credit union and outpatient registration areas and new tile throughout the first floor. The 9,500-square-foot renovation project cost approximately $2 million.
In addition to the ribbon cutting, the hospital will unveil a mural by local artists Terry and Jerry Lynn, also known as TWIN. The artists will paint the last strokes and sign the 10-by-20-foot mural, titled "Collaboration," during the event.
In collaboration with World Belly Dance Day, belly dancers from around the Mid-South will come together at Overton Square Saturday, May 10, from 4 to 6 p.m. for a "Shimmy Mob" to raise awareness and funds for Family Safety Center of Memphis and Shelby County. The event is free, but tip buckets will be set up during the performance for donations to FSC.
Similar performances will happen in more than 160 other cities around the world by more than 2,300 dancers, with raised funds going toward women's and children's shelters and charities within those local communities.
Following the performance at Overton Square, the Shimmy Mob dancers will convene with other local dancers at The Rumba Room, 303 S. Main St., for the Bluff City Bellydance Showcase, at 6:30 p.m. This is a ticketed event, with all of the proceeds benefitting FSC. Tickets are $18 at the door or $12 if purchased in advance at memphisbellydance.com.
Memphis-based First Horizon National Corp. has promoted Dane Smith to executive vice president and corporate treasurer, replacing Thomas Adams Jr., who's retiring.
Smith joined First Horizon in 2004 in the corporate strategy group. As assistant treasurer, he's supported various capital, liquidity, investment and balance sheet activities in addition to managing the company's $3 billion investment securities portfolio.
Smith is a chartered financial analyst and graduate of Tulane University, and he'll report to company CFO William "BJ" Losch.
– Andy Meek
Memphis City Council members have approved $250,000 in funding for a Memphis Music Hall of Fame at Hard Rock Cafe's new location at Beale and Second streets.
The funding from the federal money turned over to the city when federal officials abandoned plans for Interstate 40 through Overton Park is the first of two funding requests organizers of the Hall of Fame plan to make of the city for the $1.2 million project, which will also include private funding.
The museum would be operated by the Memphis Rock 'n' Soul Museum, which will remain at FedExForum.
In other action Tuesday, May 6, the council approved Belz Investco GP's Appling Farms Business Park planned development on Appling Farms Parkway west of Appling Road.
And a neighborhood group dropped an appeal on a single family residential planned development at Spottswood Avenue and Buck Street.
The council approved a special use permit for a Penske Automotive Group car rental location at 4466 Elvis Presley Blvd., north of Shelby Drive.
Among the Memphis Light, Gas and Water Division items on the council's agenda, the council approved a $229,840 "after the fact" contract between the utility and NRG Technologies for a software system in several parts.
When council member Myron Lowery asked about the "after the fact" notation on the agenda, utility president Jerry Collins said some employees had awarded the contract without going through the proper bid and purchasing procedures. Collins said the employees have been "disciplined" for the actions.
Lowery requested a meeting with Collins to discuss what the disciplinary action was.
– Bill Dries
Mark Beatty has sold Tiger Paws Carpet & Upholstery Cleaning, but it wasn't an easy decision for the small business owner.
Beatty wanted to ensure the business remained family-owned and the new owner would be as committed as he was to the company.
But Beatty, who still owns Tiger Paws Heating & Air Conditioning, said he found the perfect buyer in Jeri Jeffries from Bartlett, who brought her son, A.J. Soares, back from Texas to help run the business.
"That made my decision easier because existing clients know that she has a vested interest in keeping it running well," said Beatty. "It was a tough decision to sell it, but it was necessary because it was the only way to grow both businesses."
Jeffries, who previously worked in sales, said she had become tired of growing businesses for other people and "wanted to own a business that would be fairly easy to run and that I could grow for my family."
Jeffries said she was aided in the purchase of Tiger Paws Carpet & Upholstery by Nita Black, who helped Jeffries acquire a loan through Jobs Hatchery and provided strategic consulting advice.
– Amos Maki
The number of Americans seeking unemployment benefits fell 26,000 last week to 319,000, the latest sign that the job market is slowly improving.
The drop follows two weeks of increases that reflected mostly temporary layoffs around the Easter holiday. The holiday can cause an uptick in layoffs of bus drivers, cafeteria workers and other school workers during spring break. Those earlier increases caused the four-week average of applications, a less volatile number, to rise 4,500 to a seasonally adjusted 324,750.
– The Associated Press
Copyright 1995 -
by The Daily News Publishing Co. Inc. - All Rights Reserved


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Asia stocks modestly higher after S&P hits record
BANGKOK Asian stock markets were mostly higher Friday as momentum carried over from yet another record high on Wall Street.
Trading remained thin, however, as stock, bond and commodities markets were closed for Good Friday in the U.S. and Europe, along with large parts of Asia.
The Standard and Poor's 500 index closed Thursday at its highest level, driven by more encouraging data on the U.S. economic recovery. The government said the economy grew at an annual rate of 0.4 percent in the October-December quarter, slightly better than previous estimates. The revision reflected stronger business investment and export sales.
Those markets open in Asia reflected the good news out of the U.S.: South Korea's Kospi rose 0.6 percent to 2,004.89. Taiwan's TAIEX advanced 0.7 percent to 7,918.61.
Japan's Nikkei reversed early losses to rise 0.5 percent and close at 12,397.91. Gains were muted, however, as the yen leveled off against the dollar and the government released figures for February showing the country's jobless rate edging up while industrial production fell slightly.
Newly appointed central bank governor, Haruhiko Kuroda, has pledged to work with the government to end decades of growth-inhibiting deflation. His outspoken calls for action have raised hopes for results but some analysts said they may also have created unrealistic expectations for a turnaround.
"Unfortunately, the markets' expectations of the new Governor are so high that they will be almost impossible to meet, let alone beat," said analysts at Capital Economics in a market commentary.
Shares in mainland China were mostly flat amid limited trading volume, analysts said. The Shanghai Composite Index was nearly unchanged at 2,236.62 while the Shenzhen Composite Index fell 0.2 percent to 927.89.
Peng Yunliang, a Shanghai-based analyst, said shares in brokerage houses declined following the release Thursday of official policies aimed at tightening control over wealth management products.
Markets in Hong Kong, India, Australia, New Zealand, Indonesia, Philippines and Singapore were shut for Good Friday.
In Europe on Thursday, markets responded positively to the calm reopening of Cyprus's banks. Banks in the Mediterranean island nation were shut for nearly two weeks as the government negotiated a rescue loan from international lenders to prevent the financial system from collapsing.
However, Italy's political uncertainty will also remain in the spotlight. Following inconclusive elections around a month ago, the country is still without a government, and that's raised concerns over its future economic path.
In currencies, the euro was up slightly to $1.2824 from $1.2822 late Thursday in New York. The dollar fell to 94.09 yen from 94.13 yen.
The New York Mercantile Exchange, where benchmark oil is traded, was closed for the Good Friday holiday.


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Is that title cheesy, or what?! This post (or rather, this dessert) is chock-full of coconut. As you know, I am looking for ways to use up my left over ingredients from the past couple of months. I already used the graham crackers in the Chocolate Cream Pie, and now the coconut is gone with these Black-Bottom Coconut Bars.
These bars were found on another blog, called Bake or Break. I had most of a 14-ounce bag of coconut, and the recipe called for 7 ounces, so I used some coconut in the brownie part and I sprinkled a lot on top. I haven't tasted them yet, I tried them, and but hopefully the coconut is not over powering. The brownie part really comes through. (Sorry to those of you who are not coconut fans, maybe you'll like my next dessert better!) Also, these were rather easy to make. I know, I say that for EVERYTHING, But this time I really mean it. No special equipment. No electric mixers necessary. It is really just whisk everything together and pour/press into the baking dish. Okay, so you have to melt the butter-in the MICROWAVE. Seriously, I think this is the quickest, easiest dessert I've made in a while.
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Ayizan – also refered to as Grande Ai-Zan, Aizan or Ayizan Velekete – is the primal or archetypal Mambo.
She is the wife of Loko Atisou, with whom she shares the guardianship of religious traditions, healing powers, and the reverence due to parents and to ancestors. Ayizan is also the loa of the marketplace, and of commerce, bringing benefits to merchants and sellers.
She is closely associated with priestly knowledge and secrets, particularly those around the canzo or initiation of a hounsi. With her husband, Loko, she presides over the canzo ceremony in which the asson is presented to the initiated Mambo or Houngan.
Ayizan's symbol – the royal palm tree – is a traditional west African symbol of freedom and of the overlap between the physical and spirit worlds. She is associated with the Catholic Saint Claire, and, in strong contrast to other Loa, such as Maman Brigitte and Baron Samedi, drinks no alcohol.
The colours of Ayizan are gold, white and yellow.


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Welcome to Steve's TV
Why choose Steve's TV?
- → Great prices on top brands
- → The best selection of Electronics and Home Furnishings
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- → Professional installation and service.
Steve's TV carries a large selection of Electronics and Home Furnishings including TVs, living furniture, bedroom furniture and more. If you are looking for electronics or home furnishings in the area, be sure to shop at Steve's TV. And before you go to their showroom be sure to check out Steve's TV special offers - discounts, rebates, and financing specials on top brand merchandise.
Steve's TV is part of the Brandsdirect network of independent dealers. Brandsdirect dealers offer their customers the best names in brand appliances, furniture and electronics through the nation's single largest network of independent stores. Brandsdirect have a store close to you with knowledgeable local sales people.
Steve's TV is the right choice for the discriminating shopper.


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The Green Bay Packers is an American professional football team based in Green Bay, Wis. The team, which is a member of the National Football League, plays home games at Lambeau Field. The team colors are dark green, gold and white, and Packers fans are often known as cheeseheads.
Lambeau Field before the start of Monday's game.