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The NFL on Wednesday approved a new policy to intercept national anthem protests before they happen, according to the league.
The measure mandates that players who are on the field must stand for the national anthem but can remain in the locker room if they choose.
Teams could be fined by the league if their players sit or kneel, as many have done in protest of racial injustice and police brutality in recent seasons after NFL quarterback Colin Kaepernick's initial kneeling protest in 2016 earned nationwide attention.
The fining or punishment of players and other personnel would be dictated by the individual teams.
The NFL Players Association criticized the league for failing to consult with the union on the matter.
"Our union will review the new 'policy' and challenge any aspect of it that is inconsistent with the collective bargaining agreement," the union said.
This article originally appeared on Huffpost.
By: Jimmie Sykes
Vic Mensa took the streets of Washington D.C. to perform at the March For Our Lives Rally."
This song is dedicated to Stephon Clark, Decynthia Clements, and all the unarmed black men and women killed by police weapons. Until all of us are free, none of us will be free."
Chicago artist Vic Mensa has never been afraid to speak his mind through his platform. With songs like "We Could be Free", "16 Shots", and "Shades of Blue", it is clear that Vic Mensa will always rise up and speak out. Salute to Mensa for taking it out to the Nation's Capital to perform "We Could Be Free", a track from his latest album The Autobiography.
The March For Our Lives Rally was organized as a national movement to put an end to gun violence. Last month, lone gunman Nikolas Cruz entered Marjory Stoneman Douglas High School and killed 17 people. This sparked national outrage and questioning of the Second Amendment. March For Our Lives is a new rally, but this is something that many people have been calling on for far too long.
Although this rally is a push for tighter gun laws and to put an end to campus shootings, it was also a push for the lives of the black men and women. A push for those lives that were lost to unjust, senseless violence. Keep pushing so hopefully this time around their story will be heard. It is important that the names of the fallen such as Trayvon Martin, Jordan Davis, Decynthia Clements, and Stephon Clark are kept alive. Let the world know that they represent many others who too were lost to gun violence, but not in vein either.
Vic Mensa has always been a favorite of mine for this reason alone. To express social issues as fearless as he does on and off the track means a lot these days. It's like the voice for the voiceless, speaking for people who don't have the opportunity. Mensa backs those black men and women whose lives were cut short due to unjust violence.
"It ain't enough for police to wear body cams, cause n*ggas still getting tazed and body slammed. And cigarettes'll kill you on their own but they'll kill you for a cigarette, I honor Eric Garner fam'."
Vic Mensa- Shades of Blue (2016)
This battle is nothing new for Mensa, he will always be here fighting for the rights of the people. Check out his latest performance in D.C. below.
Two gun control groups, Everytown for Gun Safety and Moms Demand Action for Gun Sense in America, took out a two-page ad in Wednesday's New York Times listing members of Congress who have accepted donations from the National Rifle Association.
The groups say the members of Congress listed have taken NRA contributions but "refuse to take action" on gun-control measures. The move comes one week after 17 people were fatally shot at Stoneman Douglas High School in Parkland, when a former student went on a rampage with an assault rifle.
YouTube has removed a conspiracy theory video that alleged one of the students who's been advocating for stricter gun laws in the wake of the shooting is an actor. The action came hours after the tech site Motherboard reported that the video, asserting false claims about David Hogg, was in the top trending videos on YouTube.
The video showed footage from a year-old local CBS news segment in which Hogg was interviewed following a heated argument between a lifeguard and a beach goer. The video was removed because its description violated YouTube policies.
Little Miss Flint & Family Launches GoFundMe To Help Michigan Kids See 'Black Panther'
Everyone wants to go see Black Panther, Marvel's latest superhero movie that is set to debut February 16th. The pre-sale tickets have set records and the anticipation is at an unbelievably high level, that's why Little Miss Flint wants to raise money to send less fortunate Michigan kids to the movie.
A number of GoFundMe accounts have been launched as part of the #BlackPantherChallenge in order to raise money for kids in various underprivileged communities around the country to go see the movie in the theater. The latest to join the movement is Little Miss Flint, who launched a fundraiser to helped students in Flint, Michigan.
The account was reportedly established by Little Miss Flint, formerly known as MariCopeny, and her cousins in order to raise their goal of $5,000 to buy tickets for students to see Black Panther in their hometown.
As has been documented over the past few years, Flint has been dealing with a lot of setbacks. Not only is their economy in a downturn, but they have been dealing with a water crisis for some time now. Although efforts have been made to fix the water issue, many families still are living day to day without access to fresh, clean water. While the fundraiser will not change the city's circumstance, it will give a number of kids something to look forward to.
The #BlackPantherChallenge has already helped kids in Harlem and the Greater New York are getting tickets to see the premiere. The Flint campaign has already raised $640 out of its $5,000 goal. To donate to the GoFundMe, click here.
Snoop Dogg has been a big supporter of Colin Kaepernick, whether it has been supporting Kap's protest or helping him get to his goal of $1 million donated to charity. On the financial side, Snoop had already pledged to give $10K to Mothers Against Police Brutality in Dallas, TX, which was matched by Kaepernick. Now the "Drop It Like It's Hot" rapper is adding an additional $15K to the cause, bringing the total donation to $35K. The best part, this bring the overall donation total to $940K, just $60K away from completing the #MillionDollarPledge.
Kaep's 2016 campaign called on citizens to help donate to organizations aimed at societal change. Over that time frame, they've donated to over 40 different organizations. With the goal getting closer, Kaep is kicking it into gear. On Jan. 17, the NFL free agent announced that he and 10 friends would be donating the last $100,000 over the next 10 days, which he helmed the #10for10 campaign.
The 27-year-old daughter of Eric Garner, Erica, has fallen into a state of brain trauma with no chance of recovery, The New York Daily News reports. This comes five days after she suffered from a heart attack, leaving her in a six-day coma, according to reports.
Her mother, Esaw Snipes, told the New York Daily News that Garner remained on life support Thursday morning (Dec. 28), and family members were called to Woodhull Hospital to say their final goodbyes.
"She's not gone, she's brain dead," Snipes told reporters. "Physically she is still with us."
On Christmas Eve, Garner suffered a massive heart attack, brought on by an asthma attack, that reportedly gave her major brain damage from a lack of oxygen while in cardiac arrest. VIBE previously reported she suffered from an enlarged heart and her latest pregnancy put a strain on the vital organ. She was unaware of her condition prior to the pregnancy.
Since her father was placed in a fatal chokehold by an NYPD officer in 2014, Garner has been a staunch critic of police brutality.
August 2018


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Archive for the 'general' Category
Your Home Appliance Warranty Expired. Now What?
February 11th, 2019
Finding the right repair service after your home appliance warranty expires can be a challenging process. Working with an established company that specializes in home appliance repair in Milwaukee can often provide added peace of mind for residents of our area. Here are some of the most important things to look for when choosing a repair company for your appliances in Milwaukee and the surrounding communities.
Appliance Experience and Know-How
Choosing a company that has been in business for many years can provide you with added confidence when arranging for repairs of washing machines, dryers, dishwashers, garbage disposals and other home appliances. Companies that have been around for a while are more likely to have the knowledge and training needed to resolve your repair needs quickly and in the most cost-effective way possible. (more…)
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7 Signs That You Should Call a Professional for Your Home Appliance Repairs
December 21st, 2018
According to the most accurate forecasts, the U.S. household appliance industry will be worth $60 billion by 2025. While new appliances may be appealing to some, spending a little extra on home appliance repair is a better investment for many. Here are a few signs that you should hire a professional for repairs rather than taking the DIY route:
1. Your Tool Collection Fits in a Shoebox
If you want to get any job done right, you'll need specific tools for any given scenario. The reality is that a few screwdrivers and locking pliers probably won't be enough to fix a refrigerator on the fritz. Professional repair technicians have the tools necessary to bring your appliances up to snuff. (more…)
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When You Should Have Your Appliances Professionally Repaired
August 14th, 2018
Are you wondering whether it's time to call your local appliance repair service? While modern appliances are built to high standards of quality and can last well over a decade, they may occasionally need some repair and maintenance work done to keep them running right. Here are some situations in which it's a good time to have your appliances professionally serviced: (more…)
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It's a Hot Summer For Your Appliances Too
July 3rd, 2018
Summer is one of the most fun times of the year. Swimming, beach, warm weather, everything seems to be awesome. But there are those days where the heat is too much. Not just for you, your appliances can also get messed up with the extreme heat. The temperatures are only going to get hotter, with each year hitting new record heat levels. (more…)
Posted in general, washing machine | Comments Off on It's a Hot Summer For Your Appliances Too
How To Find an Appliance Repair Company You Can Trust
June 27th, 2018
Whether you're living in a trendy neighborhood in the heart of downtown Milwaukee, or you call one of the fast-growing suburbs in one of the counties surrounding the city home, you have plenty of options when it comes to updating your home, rental property, or apartment with new appliances. In fact, one of the best things about living in or around Milwaukee is that you can buy appliances from a big box retailer or furniture store, or you can buy lightly used appliances from second hand shops or online marketplaces. Either way, there are plenty of places to find stove ranges, washers, dryers, freezers, and refrigerators in the Milwaukee area.
What's harder to find, however, is an appliance repair service you can trust. (more…)
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When To Repair vs. Replace Home Appliances
February 28th, 2018
If one of your appliances no longer works at its best, you could be wondering if you should repair or replace it. The choice you will make depends on a few factors that you will need to consider if you want to select a path that makes sense for you.
Taking the time to learn if enlisting a professional to make the necessary repairs is worth the cost will allow you to save money. You will then be able to move forward with confidence because you will know what to expect at each step. In addition to saving money, taking the correct path can also save you time and energy. (more…)
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Why Hire a Repairman For Your Home Appliance?
November 27th, 2017
If your dishwasher or another appliance in your home has recently broken, you are likely wondering what you should do so that you can solve the problem as quickly as possible. A broken dishwasher can cost you time and money if you don't take steps to get it back up and running, but you might not know where to turn for answers. The good news is that you can come to us when you need dishwasher repair services, and we promise that we won't let you down. You will know that you are in good hands as soon as a member of our team arrives at your door, and you will uncover the top benefits of hiring us. (more…)
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Narrowing Down a Trustworthy Appliance Repair Company
July 5th, 2016
Dishwashers, dryers and other major appliances in your home are expensive investments. You want to keep each one in perfect working order for many years. You might need dryer repair, which requires a professional's help. Unfortunately, there are a few untrustworthy repair technicians that might create more problems than solving them. When you want to find a trustworthy appliance repair company, follow a few simple steps to locate them. (more…)
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Why is a Professional Necessary for Your Appliance Repair?
February 19th, 2016
When your household appliance breaks down, you might think that a DIY project is in order. The repair couldn't be that difficult, but the process often overwhelms amateur technicians. You may not want to call a Milwaukee appliance repair technician, but the benefits outweigh the drawbacks on several levels. Save time and money by consulting with a professional technician about your malfunctioning appliance. There might be problems that you may not realize are present.
Specialized Tools Availability
Modern appliances often have specialized tools for adjustments and other repair processes. You won't find these tools at any home improvement center, however. Unique tooling is usually designed by the manufacturer's workers. These tools may only be sold to repair technicians trained on those particular appliances. As a result, the final customer doesn't have access to these tools because of their lack of training. Hiring a qualified repair technician means that the right tools are applied to the specific appliance. Using improper tools will only further damage the appliance. (more…)
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Sad News: The Loss of Our Dear Friend
June 3rd, 2015
It is with a sad heart that we must report the loss of our dear friend and companion, Mac.
Our faithful mascot Mac passed away 2 weeks ago. He was 15. People ask about him all the time. He will be sorely missed. Mac was the best dog we ever had.
May green fields and lots of dog chews await you. Miss you Mac, old pal, you'll be forever in our heart.
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subset: commoncrawl


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Modern Times + The Circus double feature
New Beverly Cinema can't get enough of Charlie Chaplin—and neither can we. Cap off your weekend with a double feature of the 1936 film Modern Times, followed by the 1928 comedy The Circus; each directed, written by, and starring Mr. Chaplin himself. If you can't make the Sunday night showing, don't fret. Give yourself something to look forward to on a Monday with a late night showing on August 24.
|Event website:


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EXPOSED: Home Hair Regrowth System...But What Will Big Pharma Say?
Scientists are calling this a breakthrough in hair loss. Should it be legal to buy without a prescription?
Many men & women across all age groups experience receding hairlines, thinning hair, or baldness sometime during their life. What if there was a pill that could put the hair back on your head in a matter of weeks? A new scientific formula is showing promising signs of doing just this.
Clinical Trials have shown that the ingredients in a revolution new product called Hair Juice Accelerator™ can restart hair growth and reverse the balding process faster & safer then anything else available on the market today. In fact, it is being touted as a medical hair breakthrough with over 98% of users seeing incredible results. Users of this formula are looking and feeling better about themselves than they have in recent memory, and in some cases decades.
Welcome To The Future of Hair Growth
Facing fierce outside pressure from the big pharmaceutical companies, the creators of Hair Juice Accelerator™ were eventually forced to halt sales of the Hair Growth-Enhancing Pills. Fortunately, after 3 years of litigation and clinical studies showing its safety, the pressure to ban sales without a prescription was lifted, and the creators of Hair Juice Accelerator™ have been allowed to resume selling the formula from their website.
There has been much controversy around this hair growth booster, not only among countless celebs in Hollywood, but also in the media. Sales of Hair Juice Accelerator™ have tripled overnight, as men and women alike all want to get their hands on this powerful cure. Hair Juice Accelerator, which has no recorded side effects in any clinical trials, was soon the target of critics who claim it was too powerful to be sold without a prescription, while other supporters in academic circles insist that Hair Juice Accelerator™ is a safer and more effective alternative then that of any other drug, or procedure currently available on the marketplace.
Since coming back on the marketplace early last October, the prescription strength anti-baldness formula known as Hair Juice Accelerator™ has skyrocketed across the US. Both men & women of all ages benefit tremendously while using the product. Now that the makers of the products have been given the green light to sell again, many people are taking full advantage of its availability to buy it online without a prescription while they still can. This has thrilled users around the world:
"People genuinely suffered during its absence, as there is absolutely nothing else like it available anywhere today."
-Andy Donald 47, CA
Using Hair Juice Accelerator™ has been clinically proven to:
- Increase hair growth by 380%
- Improve fullness of hair
- Regrow new hair
- Prevent hair fall
- Produce Shinier, thicker hair
"People genuinely suffered during its absence, as there is absolutely nothing else like it available anywhere today."
-Carol MaCallum 56, MN
Does Hair Juice Accelerator™ Actually Work?
Judging from the success people are having from using Hair Juice Accelerator, the answer is yes. If you're looking to halt your hair loss and to regrow your hair, Hair Juice Accelerator™ is one of the proven heavy hitters. Hair Juice Accelerator's ingredients are verified as potent DHT-inhibitors, eliminating hair loss from the source of the problem. The ingredients have also been shown to increase the bulb size of the hair follicle, which can help hair to appear both fuller and healthier. Users claim that they notice a difference in their hair after they have begun the first regime of the product. Although Hair Juice Accelerator™ is marketed towards men, it also carries the same results among female users.
Hair Juice Accelerator™ uses an inside-out approach, similar to the prescription medication, Propitia. Human hair begins growing from a root in the bottom of the hair follicle. The root is made up of protein cells. Blood from the blood vessels in your scalp feed the root, which creates more cells and creates hair growth. Hair Juice Accelerator's ingredients are formulated to activate in the blood vessels in the scalp, which in turn improves microcirculation, therefore, reinvigorating the hair follicle again for hair growth. Hair Juice Accelerator™ has also been shown to nourish the root and strengthen the hair wires, creating fuller, healthier hair while revitalizing old follicles for rapid growth at the same time.
We Had to Test This Out for Ourselves
Overall, Hair Juice Accelerator™ appears to be great answer to many common hair loss conditions; that said, even with all the hype and certancy around this product, we at Smart Lifestyle Tips wanted to verify if all of the hype was true.
We asked ourselves... Does Hair Juice Accelerator™ live up to all the hype surrounding it? And how do we know for sure? To better answer this, one of our senior editors Ted Kane, decided to step up to the plate to test and document all the effects of Hair Juice Accelerator™ for himself, during the course of a 8 week test run for this article.
MY TRIAL OF Hair Juice Accelerator™
When the pills arrived, I couldn't wait to give them a shot, as I am a 43-year-old male who has been dealing with baldness for the past 12 – 15 years. I have tried everything in the past, and eventually gave up trying because nothing worked. I tried Propitia (Finasteride), laser combs, liquids, Rogaine the list goes on and on... Although I did see a little success with a couple of the methods, it was nothing like I was hoping for. I have my figures crossed that this product will yield better results.
Let me be the first to say, this product is in hot demand. At the time, when I initially went to the website to order Hair Juice Accelerator™, the company was sold out and not taking anymore orders. I checked the website again last week and I was lucky enough to get my hands on them, so I stocked up in case they were to sell out again, and to give my self the best chance of success.
For the first week I took the recommended dose of Hair Juice Accelerator™: two tablets a day, before any meal. It's recommended to take two pills a day for the first 15 days of use, then after 15 days to drop the dosage to 1 per day. This is known as front loading, it is done so one can quickly reach peak blood level and get the ingredients working within the body quickly.
I must say I am shocked with how fast acting this stuff really is. It's nothing short of amazing. I know the instructions recommend an 8 -12 week regiment, but I can say that after taking Hair Juice Accelerator™, there is a lot more hair on my head already then there has been in a very long time. I waited until today to update this entry because even though 80% of my head is bald, I still do see a barber from time to time to clean up the hair I have left.
Let me tell you, the look on my barbers face when I walked in the door…. He was stunned by the amount of new hair growth there was since my last visit. Where it was completely bald before, there was now new ¼ inch hair growth occurring throughout my scalp. So far I was very impressed and could not wait to see how I would look at the end of my regiment.
This stuff is literally amazing... I am totally sold. Hair Juice Accelerator™ is hands down the best hair health and regrowth formula on the market. It's no wonder so many celebs kept it hidden away for so long. I can't believe my eyes, and either can anyone else. By adding hair to my head, I look younger, feel better about myself and have new confidence I haven't felt in years.
For the first time in I don't know how long, I had women flirt with me! I know that not applicable for all our readers, but I'm single and it feels great. I don't know if it's because I look better, or that I just have more confidence these days now that there is more hair on my head. Remember those ¼ hair sprouts I mentioned in week one, well the have all now grown 1- 2.5 inches. I actually needed a trim!
This formula is the real deal. As mentioned I've tried many other methods for my hair loss, but this is by far the best one out there. Since our test I have bought more to make sure I never run out, as Hair Juice Accelerator™ can be hard to get a hold, due to the increasing demand.
If you happen to come across Hair Juice Accelerator, I highly recommend trying it as it could be an important step to becoming the person you want to be.
"When I look in the mirror now I am so relieved. I can look at my face without being distracted by those dreadful moles! Thank you , you have changed my life."- David Thompson
"I feel so much more confident! I can finally talk to people without worrying about my hair. What a great feeling!" "- Julia Daniels
"...It REALLY works. I can't believe at how fast my hair grew back. I'm so glad I found Hair Juice Accelerator!"- Sarah Newton
"This is one of the best purchases I've ever made. I bought the 5-pack and have never regretted it!!- Margret Johnson
STEP 1: USE Hair Juice Accelerator™ TO REGROW HAIR
- 100% safe and natural alternative to surgery
- Gentle, natural, no-side-effects formula.
- Regrows & thickens hair quickly
IMPORTANT: During clinical testing it was proven that you must use Hair Juice Accelerator™ every night to achieve similar results.
Update: Only 24 Packages Available Special Promotion Ends:
STEP 1: USE Hair Juice Accelerator™ TO REGROW & THICKEN HAIRclaim 75% OFF of Hair Juice Accelerator™ This special offer ends:
Betsy Wallis
I've been using this product for 1 week now and ike everyone else, when I saw it on TV, I totally thought to myself "no way, I've had thin hair since I was a a little kid." But since there was the 75% off discount, I got curious and decided to order the 3+2 pack. THIS STUFF SERIOUSLY WORKS!Reply. 13 . Like . 14 minutes ago
Sarah Carlson
I heard about this on the news a while back and wasn't sure if it could really work. But then I found out that one of my friends from work used it and they said that it worked really fast! I'M ORDERING NOW!Reply. 6 . Like . 23 minutes ago
Jen Robinson
I missed out on the sale the last time I saw this, but I ordered anyway - and it shipped really fast. I've already gone through it and am ordering another because it worked so well. I wish I had heard about this sooner!Reply. 19 . Like . 27 minutes ago
Christina Lau
Agreed! I couldn't believe how it arrived in only 2 days.Reply . Like . 51 minutes ago
Sarah Hegre
Yep I saw the same episode and figured I should give it a try too. I always never really liked how my hair looked.Reply. 3 . Like . 1 hour ago
Amanda Trangle
I've literally been waiting FOR MONTHS for them to offer the discount again. So glad to see it back! I'm on a really tight budget so I definitely couldn't afford to get surgery.Reply . Like . 2 hours ago
Katherine Anderson
Just hearing all of the success stories is good enough for me. I'm going to order the 3+2 package as well. Seems to be the best value anyway.Reply. 12 . Like . 3 hours ago
Sarah Johnson
Got mine last week and I love it!Reply. 2 . Like . 3 hours ago


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Debbie Millman remembers her conversation with a great writer, Dani Shapiro, during which she realised that it's not confidence that is so important to improve professional life, but courage.
Don't wait for confidence to arise; take a step.
Confidence develops naturally when you take a risk.
Be careful with being over-confident.
People who try to be confident are often perceived as annoying or arrogant.


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Gaming Computer PC Nvidia GTX 1050 Ti Core i5 16GB 250G SSD Windows 10 WiFi HDMI
Why buy from us? Micomp Offers only the best quality productsAuthentic New Windows Installed & License1 Year Warranty includedFree Tech Support30 day Money back guaranteeHassle free returns Buy this Fast Gaming Computer PC if you need to improve your gaming experience, or to do some serious graphic design. It comes equiped with a fast Nvidia


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Srinagar: On Sunday, Kashmiri Pandits will celebrate Dussehra in the Valley after 19 years, with a little help from Muslim residents. Most Pandits fled Jammu and Kashmir after militancy gripped the state, but on Saturday many trooped to the Mata Shiva Bhagwati shrine in Srinagar to perform a havan before Dussehra for the first time after 1988. The Pandits were not the only devotees present. Hundreds of local Muslims - the majority of them women and children - came for the havan as well. The Muslim families in the area also provided utensils and firewood to prepare tehar, an offering of rice that is distributed at the end of Navratri. 'We are very thankful to the local Muslims, who provided us all help to make our puja successful,' said Bansi Lal Bhat, a member of the All Parties Migrants Coordination Committee. This organisation of Kashmiri Pandits has been formed to revive and renovate temples in the valley. 'We reached here late on Friday evening. We had to spend the night with our Muslim brothers here. They treated us like family,' said Sandeep Bhat, another member of the committee. Many devotees travelled from Jammu and also other states for the havan. The temple has been opened under the guidance of All Parties Migrants Coordination Committee, an organisation for Kashmiri Pandits formed to revive and renovate temples in the valley. 'This is the tenth religious place to be reopened by us in the Valley,' said Vinod Pandit, chairman of the organisation. 'The shrine is about 600 years old.' 'It had been a ritual here to distribute tehar at the end of Navratri. But the practice stopped after the abnormal situation here. We are happy to revive the festival,' Pandit said. 'We will gather at the Amar Singh cricket stadium where Ravana will be set ablaze,' said Sanjay Tikoo, president of the Kashmiri Pandit Sangharsh Samiti. The samiti also took out a shobha yatra in Srinagar last month. 'The Muslim brothers encouraged us to celebrate such religious functions,' Tikoo said.
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Dr Li, William Ho Cheung 李浩祥
Dr Li, William Ho Cheung 李浩祥
|Awarding Institution
|The Nursing Council of Hong Kong
|Registered Nurse
|The Nursing Council of Hong Kong
|Indicative Register of Teachers of Nurses
Dr William LI is currently an Assistant Professor and the Director of the Master of Nursing Programme at the School of Nursing, the University of Hong Kong. He has a strong research interest in the field of child and adolescent care, and has much skill and knowledge in developing, validating and testing the psychometric properties of instruments for children. His grants and international publications encompass a number of child and adolescent studies including development and psychometric testing of instruments for Chinese children, providing and evaluating psychosocial interventions for children and adolescents, both in the hospitals and community. He has published more than 40 peer reviewed journal articles, a scholarly book on paediatric cancer, 10 book chapters on child and adolescent care and over 40 international conference papers.
His research focused on providing psychological interventions to those children hospitalized with cancer and childhood cancer survivors, implementing therapeutic play to hospitalized children, helping cancer and diabetic patients to quit smoking and promoting smoking cessation to the youth. In particular, he conducted the 1st RCT study on testing the effectiveness of therapeutic play intervention in preparing children for surgery. Although using therapeutic play intervention to prepare children for surgery or hospitalization is widely reported worldwide, empirical evidence to determine its effectiveness is lacking. He also conducted the first study on exploring the ways of coping and coping strategies used by Hong Kong Chinese children hospitalized with cancer, which is an essential pre-requisite for designing appropriate psycho-educational interventions to ease the burden of cancer treatment. The findings increase knowledge and awareness of health-care professionals of the impact of socio-cultural factors on the coping of children. Furthermore, Dr Li collaborated with internal renowned scholars to conduct research on children, such as using the well-established Therapy-Related Symptom Checklist to assess the occurrence and severity of treatment-related symptoms manifested by children and adolescents undergoing active cancer treatment. Additionally, he conducted the 1st RCT study on integrating the adventure-based training and health education program in promoting regular physical activity for childhood cancer survivors, which is essential for their physical and psychological well-being.
|Award Date
|Honours / Awards / Prizes
|Excellent paper of 2009 Shanghai International Nursing Conference (SHINC): Strategies used by Hong Kong Chinese children to cope with the diagnosis and treatment of cancer: Shanghai Nursing Association, 2009 Shanghai International Nursing Conference
|Research Achievement
|Serena Yang Fellowship in Nursing
|Research Achievement
|Best Poster Presentation Award: Joint Annual Scientific Meeting for Paediatricians and Paediatric Nurses. The Hong Kong Paediatric Society & Hong Kong Paediatric Nurses Associated Ltd.
|Research Achievement
|Faculty Teaching Medal: Lee Ka Shing Faculty of Medicine, The University of Hong Kong
|Teaching Accomplishment
|Best Oral Presentation Award: Evidence-Based Practice in Nursing: Paradigms and Dialogue, 19-21 April 2007 Hong Kong
Chan, WF
Lau, OS
|Best Poster Award, Effectiveness of a Workplace Intervention to Promote Smoking Cessation in Hong Kong: The 6th Hong Kong International Nursing Forum, 10-11 December, Hong Kong
Lam, OBC
Kwong, A
Lai, V
|Best Poster Award, Incentive-Based Smoking Cessation via Quit to Win Contest (2009) in Hong Kong: The 6th Hong Kong International Nursing Forum, 10-11 December, Hong Kong
|Best Oral Presentation Award: 15th Asia Pacific Congress of Pediatrics – 53rd Annual Conference of India Academy of Pediatrics & 5th Asia pacific Congress of Pediatrics Nursing: Indian Academy of Pediatric
|Research Achievement
|Outstanding Oral Presentations Award: Establishment of Quitline Service in Helping Youth Quit Smoking: A 10-year Experience in Hong Kong: Optimizing Healthcare Quality: Teamwork in Education, Research, and Practice, Chiang Mai, Thailand
|Research Achievement
|Outstanding Oral Presentations Award: Optimizing Healthcare Quality: Teamwork in Education, Research, and Practice, Chiang Mai, Thailand
|Research Achievement
|Winner 'conference paper of the day': Royal College of Nursing, Journal of Research in Nursing and SAGE publications
|Research Achievement
Kwong, ACS
Lai, VWY
|SRNT Travel Award, Chat-based instant messaging support combined with brief advice and active referral for smoking cessation in proactively recruited community smokers: a pragmatic, cluster randomized controlled trial (abstract): The Society For Research On Nicotine and Tobacco (SRNT) 2019 Annual Meeting, February 20-23, 2019, San Francisco, California, U.S.A.
|Research Achievement
|Best Poster Award, The 7th Hong Kong International Nursing Forum . 2017.: The School of Nursing, University of Hong Kong
|Research Achievement
Weng, X
Lau, AOS
|Conference paper award: November 2-4, 2018, Zhejiang Province, China, 優秀論文《企業戒煙干預:香港的經驗》, 第十九届全國控煙學術研討會
|Research Achievement
|Term Period
|Professional Societies
|01/03/2015 -28/02/2017
|vice chairman
|Hong Kong Colleage of Education and Research in Nursing
|Board for Professional Doctorates (BPD) in the capacity of co-opted member
|Graduate School, University of Hong Kong
|08/2017 - 12/2020
|Hong Kong Council for Accreditation of Academic & Vocational Qualifications
|03/2018 - 02/2021
|Scientific Membership
|Institutional Review Board of the University of Hong Kong / Hospital Authority Hong Kong West Cluster (HKU / HA HKW IRB)
|10/2016 - 09/2020
|Member of the Grand Review Board
|Health and Medical Research Fund Research Council Food and Health Bureau
|04/2016 -03/2020
|Hong Kong College of Education and Research in Nursing
|Sigma Theta Tau International Honor Society of Nursing
|04/2016 -03/2020
|Hong Kong Society for Nursing Education
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Looking for things to do in Frederick, Maryland?
Each week, we will feature a round up of Chamber events and Chamber member happenings to keep you informed on things to do in Frederick, Maryland.
If you're looking for more things to do in Frederick, Maryland throughout the month or year, please click over to our Frederick County Chamber of Commerce Events Calendar or consult our Member Events Calendar for more information.
Things to do in Frederick, Maryland: February 2 - February 8
Saturday, February 2
Family Workshop: Woven Felt Heart Baskets
Celebrate Valentine's Day in style by learning to make your own cute woven felt heart basket! Perfect for stuffing cards and sweets inside, these little baskets don't require any sewing or gluing to make!
Learn more here: Family Workshop
Fire In Ice
Frederick's most popular First Saturday event is back! On Saturday, February 2, the streets of Downtown Frederick will be lined with ice sculptures, warm treats, and entertainment for the whole family. Check out our event map below to plan your visit!
Learn more: Fire in Ice
New Spire Stages Presents: Sweet Honey in the Rock
New Spire Arts is thrilled to kick off our Black History Month celebrations with the internationally renowned SWEET HONEY IN THE ROCK®. Join us for an evening of music that will lift your hearts and warm up your souls.
Learn more: Sweet Honey in the Rock
Monday, February 4
Barrel Aged Gonzo and Barrel Aged St. Eadman Release Party
It's everyone's favorite 750 Bottle Release Party - grab your 2019 Barrel Aged Gonzo and Barrel Aged St. Eadman and add to your collection (or maybe start it!). Line up starts at noon the day after Super Bowl - don't dilly dally - we expect these to sell out again this year.
Learn more: Release Party
Wednesday, February 6
Combining Your Passions: Creating a Portfolio Career
Join this mentoring circle to discuss the benefits and drawbacks of this type of employment, to cultivate and share strategies for obtaining and pursuing new job prospects, and to fully develop a personalized plan for embarking and sustaining a portfolio career.
Learn more here: Portfolio Career
Thursday, February 7
Biotech Connector Event
Attend this quarterly speaker series where topics will cover Computer Intelligence in Biomedical Science including data science and the fight against cancer, large scale scientific data, and what your statistician wishes they could tell you.
Learn more here: Biotech Connector
DIY Video Rigs
Please join us for a roundtable discussion on the best way to create a DIY video rig. Video experts will be in attendance to answer all of your questions. Bring questions, your curiosity, and any issues you may have. You won't want to miss out on the chance to network with local business leaders.
Learn more here: DIY Video Rigs
Friday, February 8
Culture & Cocktails: Civil War Flags with Sandy Andrews
At Culture & Cocktails, a lecture program at the Miller House Museum, we tackle a historical topic with the help of a little liquid fortitude. Learn more about Civil War flags from Sandy Andrews, member of the historical interpretive group the 14th Tennessee, and expert flag maker.
Learn more here: Culture & Cocktails
Ongoing Events
Antonio McAfee 3D Photography Exhibit (1/17 - 2/24)
Baltimore-based artist Antonio McAfee will display three-dimensional images in his exhibit "Through the Layers Pt. 1."
Learn more here: Photography Ex
Leave a Reply.
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Although Britain voted for the sanctions, in private British diplomats in New York worked up until the last minute to try to block them.
The security council source said that the only outcome of the sanctions would be to make the already appalling humanitarian situation in Afghanistan even worse.
The ruling Taliban reacted to the sanctions by pulling out of UN peace talks aimed at ending the civil war, and ordering a boycott of US and Russian goods - a largely meaningless gesture as few can afford such items.
America and Russia, which formerly occupied Afghanistan, unusually joined forces in the security council to push through the sanctions, aimed at the Taliban government in Kabul. UN staff were pulled out on the orders of the New York headquarters fearful of Taliban retaliation.
The security council source said: "This was all predictable. The Taliban reaction was predictable. Whether it is the fault of the Taliban or our action, the people who are going to be hurt on the ground are the people of Afghanistan."
UN sanctions were imposed against the Taliban government last year. The latest round includes a ban on arms to the Taliban and more flight restrictions.
The sanctions are largely symbolic: the Afghan economy is in such disrepair that they will have little impact.
The US is keen to keep up pressure on Afghanistan to hand over Osama bin Laden, the terrorist accused of bombing US embassies in east Africa in 1998 and suspected of involvement in the recent attack on USS Cole in Yemen.
The sanctions will come into force if Bin Laden is not handed over by next month, but the Taliban government claims there is insufficient evidence against him.
Britain was joined in its scepticism about the value of the sanctions by Canada and the Netherlands. "If it had not been put on the table, we would not have dreamt it up," one of the diplomats involved said.
The security council source said that, in addition to worries about the humanitarian impact, the big question was: "How can we possibly implement these sanctions? "
The UN secretary general, Kofi Annan, took the unusual step on Tuesday, the day the resolution was passed, of warning that it would harm the UN's humanitarian work and do little to help the peace process.
The World Food Programme said yesterday that it had begun to ship food aid through Iran to Afghanistan to fight a potential famine brought on by the worst drought in 30 years. It said up to 12m Afghans were affected by the four-month-old drought, 3-4m of them severely, with thousands forced to migrate to urban centres.
The office of the UN High Commissioner for Refugees expressed disappointment yesterday that its staff had had to leave. Yusuf Hassan, the senior regional external relations officer for the south-west and central Asian region, said the presence of UN staff was a must: "I think we need to have presence inside [Afghanistan] to monitor the condition and to continue to support the refugees coming back."
He quoted the high commissioner, Sadako Ogata, as saying: "The vast majority of Afghans face a constant struggle to survive the effects of armed conflict, grinding poverty, displacement and the worst drought in living memory."
The International Committee of the Red Cross said it would keep its staff in Afghanistan.


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Product Description
From debut author Abigail Wilson comes a mysterious Regency tale of secrets and spies, love and treachery.
Orphaned Sybil Delafield jumps at the opportunity for a position at the mysterious Croft Towers. She believes she was hired to act as companion to a dying woman, but a highway robbery and a hostile welcome from the Chalcroft family cause her to wonder if she was actually hired to help someone spy for France.
An unsolved murder adds intrigue to this already secretive family, and Sybil recognizes Mrs. Chalcroft's handsome grandson as one of the infamous highwaymen who robbed her. Sybil must determine if this man's charming smile and earnest eyes speak the truth or if he is simply using her like others in the house. Everyone seems to have something to hide, and Sybil must decide who to trust while also coming to terms with the truth about her own past.
More Product Information
- Publisher: Thomas Nelson
- Release Date: January 15, 2019
- Pages: 336
- Language: English
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As I'm conducting my usual window shopping endeavors, I stumble upon this gorgeous black mini skirt from Pret-A-Beaute. Pret-A-Beaute is a New York- based luxury boutique with surprisingly affordable items! I definitely reccommend checking them out. I paired the skirt with a black turtle neck crop top from Boohoo, black ankle-strapped pumps from ASOS, Gold Leopard stud earrings form New Look, an Emerald Reptile Print clutch from Daily Look, and a matte fushia lipstick from Rihanna's holiday collection with MAC named Pleasure Bomb. This outfit would be perfect for almost any party situation you may encounter this holiday season!
Wednesday, 11 December 2013
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January 19, 1984
A tree root left Washington residents without water over part of the weekend. Bruce Critzer spotted water gushing out of the ground Saturday afternoon on Blue Ridge Avenue just past the Washington Cash Store and notified Ray Pullen, overseer of the town's water system. "It was too late then to dig up the line and repair whatever was the trouble," Mayor Newbill Miller reported, so Pullen monitored the reservoir and when the water level dropped to four feet at around 11 p.m. that night, he shut down the system.
Water was turned on again Sunday morning from 7 to 9:30 when repair work began. The problem lay with a large tree root that had grown between the 4-inch cast iron line and the ground and cracked the line, according to Miller. "There was nothing wrong with the pipe — no rust, no deterioration," he said, adding that the crack occurred in the cast iron pipe, not the galvanized pipe that gives the town most if its problem with water system leaks. Workers were able to repair the crack with a sleeve by 4 p.m. Sunday afternoon.
The Rappahannock School Board has accepted the low bid from E. M. Martin Company of Charlottesville for partial re-roofing at the elementary school. The board received bids at a special January 3 meeting. E. M. Martin bid $19,257 while the other bidder, Texas Roofing Corporation of Clearbrook bid $20,257, according to assistant superintendent Tom Campbell.
Campbell says no starting date has been set, but that work is expected to begin over the gym and cafeteria portion of the building. The scope of the project may be expanded later, Campbell added. The completion date will be set when the contract is signed, he said. Board members Beverly Massie, Nancy Reeve and Paul Nichols were present. Randall Updike was absent and no replacement had been appointed to fill the vacancy created by Nelson Lane's election to the board of supervisors.
Dec. 31, 1981
By late spring, sedentary secretaries, lawyers, clerks and other office workers in the town of Washington will be able to chin-up, push-up, squat, jump and jog their way through lunch hour on the new one kilometer fitness trail that will be part of the county's first park.
This past fall, the Rappahannock Recreation Authority was awarded a $63,837 matching grant from the Virginia Commission on Outdoor Recreation to transform the recreation center across the highway from Washington into Rappahannock County Park.
The six acre recreation center site was donated to the county as the local share of that matching grant.
Project engineer Fanning Baumgardner suggested the addition of the fitness trail after seeing a similar trail at Shenandoah National Park headquarters.
The idea of fitness trails spread to this country from Europe, inspired by the popular Swiss exercise trails, the Vita Parcours. Baumgardner is using specifications developed by the U. S. Forestry Service which has pioneered installation here.
Although the $63,837 matching grant has been awarded formally to the county, plans for the new park facilities still must be approved by the Rappahannock-Rapidan Planning District Commission and the Commission of Outdoor Recreation in Richmond.


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After Tang Ningshan finishes washing, she changes her clothes quietly. After that, she stands by the bed and looks at Shao Ruihan, who is still asleep. She reaches out and pulls the quilt on his body, and then gently goes out from the rest room. She carefully closes the door, and then sits in front of the desk and continues to read the information she has not read yesterday.
Tang Ningshan does not know if this is her illusion, but she always feels that after Shao Ruihan's collation, the information is clearer and easier to understand. The same category of information is put together, which helps Tang Ningshan to absorb this information. At this time, Tang Ningshan feels that she admires Shao Ruihan. She even believes that if Shao Ruihan comes to manage the company, he would definitely do better than her, although she has been trained by the system.
At 9 o'clock in the morning, the outside secretary comes over and knocks at the door. She said that they are about to hold a daily morning meeting, which will be held in the conference room on this floor and Shao Hong let her go now.
Tang Ningshan can only put down the information that she is reading and walk into the conference room with her laptop and mobile phone.
This is a routine morning meeting. Tang Ningshan sees that there are not many people in the conference room through the glass, only a few departments' managers are there. After Tang Ningshan knocks on the door, she goes in and finds a seat to sit down and turns on the recording of the mobile phone. Although she can directly remember all the meeting content, as Shao Ruihan reminded, she can not reveal her true ability.
After Tang Ningshan sits down, Shao Hong sitting in the middle seat stands up and says "This is a daily morning meeting. Today we mainly talk about the company's current projects and development situation. Ningshan, this is your first time attending the meeting so I will not ask your opinion. However, I still hope that you will be familiar with the work at hand as soon as possible so that you will not live up to the expectations of the chairman. "
Tang Ningshan knows that Shao Hong has already started his revenge plan. That he said this in front of everyone is to tell everyone that Tang Ningshan is a person who has a backing, and her backing is the chairman. If she is not doing well, then she is embarrassing the chairman.
"General Manager, I will work hard, but you have given me a lot of information. I didn't expect that there have been so many things in the 50 years since the company was founded. I don't know if you can remember all these company's history. You can rest assured that I will try my best to move toward the general manager and follow the pace of the general manager." After Tang Ningshan finishes, she notices a slight change in the expression on many people's faces. Tang Ningshan thinks that her sentence will make most people misunderstand that she is Shao Hong's follower, but it does not matter, she only wants to achieve her purpose.
"Oh, Ningshan, I didn't ask you to remember all the history of the company. You only need to have a general understanding. Just next week our company will have a new bidding project. If possible, I hope you can deal with it." Shao Hong does not let her go because of Tang Ningshan's words. Tang Ningshan looks at Shao Hong's face with a fake smile and feels a little disgusting. In any case, she did not expect the internal competition of the big companies to be so intense.
After thinking for a long time, Tang Ningshan stands up and says "General Manager, I haven't even figured out the company's situation. You are going to hand a business case over to me? Is this a bit hasty?"
After Shao Hong hears that, he doesn't have any other reaction. He still smiles and says "Since the chairman trusts you, then I'll also trust you. I believe that you can complete the task very well. I believe that everyone trusts you as well. You can also ask everyone's opinions."
After Shao Hong's words are finished, he points to the present executives here. Tang Ningshan looks at the executives who nod, and she understands everything immediately. It turns out that Shao Hong has already been prepared, so she can only accept this tough work. Anyway, she can learn intermediate content as soon as she finishes learn medicine, so these are a piece of cake for her. Thinking this way, Tang Ningshan's mood relaxes a lot.
Tang Ningshan smiles and says "Since everyone trusts me so much, then I will not live up to everyone's expectations. I only hope that by the time you will not be disappointed because I am not doing well."
Shao Hong immediately says "How come? The chairman has high expectations for you, how can you disappoint everyone? "
Tang Ningshan listens to Shao Hong's words and immediately looks at him. She understands that if she messes up the case, then she will be squeezed out. Although there are already a lot of high-level managers want to squeeze out of her, but if this thing is messed up, it is estimated that people across the company will accuse her.
"Well, then, in this case, I hope that you can send all the information about this case to me as soon as possible. Since all of you are so confident in me, I will only do my best. I will go back and wait for you to send over the information." After Tang Ningshan says, she glances at Shao Hong and finds that he is looking at her with a deep meaning in his eyes. She ignores it and turns to leave.
After coming out of the conference room, Tang Ningshan hears someone immediately speaking as soon as she leaves "General Manager, what is the background of this Assistant Tang? She just got the trust of the chairman when she came. And she also occupies your office. But I don't think she has any outstanding ability, except for a beautiful face." After listening to this, Tang Ningshan looks back. The speaker is the financial supervisor, and he looks at Shao Hong with a flattering look.
"That's true, general manager, what kind of information should we prepare for her? If we don't give her the information in time, will she inform the chairman?"
"Yes, general manager, what do you think we should do?"
Tang Ningshan shows a sarcasm smile to the people who are expressing loyalty to Shao Hong. She really did not expect that Shao Hong would have so many followers. But it doesn't matter; it is a good time to weaken Shao Hong's confidence. As long as she can successfully get this bidding case, she will certainly let Shao Hong be caught off guard.
Tang Ningshan walks toward her office with a smile. As she passes by the secretary's office, she notices that several secretaries are peeking at her. She begins to think that these secretaries should also be replaced, and their attention is all about talking about gossip, instead of work.
Tang Ningshan raises her eyebrows. After entering the office, she closes the door directly. She does not make any noise when she closes the door.
Tang Ningshan first goes into the rest room to see Shao Ruihan who is still asleep. Then she continues to sit at the desk and reads the information left. Since Shao Hong wants to play, she also plans to play with him, although she is lazy. Shao Hong's every move is monitored by her. For his movements, she can still know for the first time.
After Tang Ningshan looks at the information for a while, she turns on the computer. She logs into the social software and wants to see if Yu Huan has replied to her message.
Tang Ningshan does not know whether it's that Yu Huan does not see her message, or it's difficult for him to collect the information about Shao's company. In any case, Tang Ningshan does not receive the messages and a phone call from Yu Huan. Tang Ningshan can only continue to wait.
It's almost at noon, Shao Ruihan finally gets up. The executives who attended the meeting in the morning also sent her all kinds of materials that have not been sorted out. This undoubtedly adds a lot of work to Tang Ningshan. When Shao Ruihan comes out of the inside room, Tang Ningshan just looks up and gives him a look. Soon, she is put into work again.
"What do you want to eat for a while? I will go buy it." Shao Ruihan asks softly at the door.
Tang Ningshan shakes her head gently, indicating that she doesn't want to eat.
Shao Ruihan also does not bother her and goes straight out after he opens the door. Tang Ningshan does not know that after Shao Ruihan goes out, many secretaries look at the door of her office with a very weird look.
After the lunch, Shao Ruihan leaves after receiving a call. Tang Ningshan is ready to return the materials that she has already read to Shao Hong.
Standing at the door of Shao Hong's office, she hears several secretaries whispering.
"What do you think is the relationship between the man who came out just now and her? I came here before eight in the morning, but I didn't see the man coming in, is it..."
"Oh, who knows, anyway, I think she is not a simple person."
"It's hard to say, but she seems to be very loyal to the general manager. I heard that the chairman let the general manager train her in the meeting. What do you think is the background of this girl? "
"No matter what background she has, it has nothing to do with us. Anyway, we only need to do what we should do. I suggest that you will not talk about such gossip in the office. If one day she hears your discussing, you may lose this job."
After listening to this sentence, Tang Ningshan turns her head and looks into the room. The person who is speaking is Sun Yan. Tang Ningshan thinks this secretary is quite good. At least, she is very clear about her position. She knows what she should not do. Although everyone has the mind of gossip, Tang Ningshan believes that when you are talking about gossip, you also need to consider occasions and objects. Sometimes a person may lose everything because of gossip.
Tang Ningshan turns back, except for Sun Yan; all the secretaries in the secretary's office immediately bow. Tang Ningshan notices that the documents in the hands of several secretaries are all reversed. However, she does not say anything; she knocks the door of Shao Hong's office gently. After she hears Shao Hong's voice in the room, she pushes open the door.
Shao Hong sees Tang Ningshan, and his face is obviously showing an unexpected expression. Shao Hong immediately asks "Ningshan, what happened? Why are you coming over? Have you received the information?"
Tang Ningshan nods and walks slowly to the front of Shao Hong's desk. She says with a smile "This is the case. I have already browsed some of the documents roughly. I am here to return these materials to you."
Shao Hong shows an evil smile and says "Oh, in this case, that is to say, you have a general understanding of the company? Then, if the chairman asks me about your progress, can I tell the truth?" Shao Hong's voice sounds a little gloomy; Tang Ningshan subconsciously wants to retreat. However, looking at Shao Hong's expression, she suddenly thinks of Shao Ruihan. Did he often face such a smile when he was a child? Since Shao Ruihan was not afraid, what is she afraid of?
"If you say so, then I can't refute it. There are too many materials, and you have arranged a new task for me. I will not read it for the time being, so I will send it back to you. If I need it, I will come to you. After all, I can't put all the documents on the floor of the office. If I go on like this, I estimate that my office will be filled with these materials. I may not be able to walk out of my office." When Tang Ningshan speaks, her face shows an embarrassing expression. She looks at Shao Hong with pity, and it looks a bit like begging.


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Asian protection gap is world's biggestNovember 30 2018 by Nick Ferguson
After a series of natural catastrophes in Asia this year, concerns about the region's protection gap are bigger than ever.
Across the region, the percentage of economic loss from natural disasters that is insured stands at just 9%, according to AIR Worldwide's latest report on global modelled catastrophe losses, reflecting Asia's worryingly low insurance penetration.
That is the lowest figure of any region in the world. In North America, for example, insured losses account for about 40% of the economic loss from natural disasters, while even in Latin America that figure is significantly higher than in Asia at 14%.
Such a stark level of underinsurance has added to the challenge insurers and reinsurers in the region face as they compete to build a profitable footprint, reinforced again this week by the news that CNA Hardy has decided to close its Singapore and Shanghai Lloyd's offices related to Syndicate 382.
This year, the region has experienced what AIR describes as a "relentless onslaught of natural catastrophes". Japan bore the brunt of them. The Takatsuki earthquake struck in June, followed by a severe flood in July, then a series of typhoons and the even stronger magnitude-6.6 Tomakomai earthquake in early September. But Japan is relatively well covered compared to most of the region.
It was a different story in Indonesia, which was struck by two major earthquakes, one of which caused a devastating tsunami. But it was Typhoon Mangkhut that most clearly demonstrated the difference between mature and under-developed insurance markets as it swept across the Philippines, mainland China, Hong Kong and Macau, causing an estimated US$1-2 billion insured loss. Most of the insured damage occurred in Hong Kong, where there were no fatalities, whereas in the Philippines at least 127 people were killed and 105,000 families evacuated from their homes.
"After a decade of below-average losses — apart from 2011 and 2017 — 2018 will reinforce the fact that preparing for large losses before they occur is critical to continued solvency and resilience," said Rob Newbold, executive vice-president of AIR.
AIR estimates that a once-in-100 year loss (or what it calls the 1% aggregate exceedance probability insured loss) from catastrophes in Asia would cost insurers US$64 billion, compared to an insured average annual loss of about US$10.4 billion.
With just 9% of the region's economic exposure covered, the model forecasts that a once-in-100 year loss could cause close to US$600 billion in uninsured losses, though that modelled estimate includes losses from non-insurable sources, such as infrastructure and lost economic productivity. Asia's insurable 1% aggregate exceedance probability loss is estimated to be US$444.3 billion.
"For the insurance industry, the protection gap can spur innovation in product development," said Newbold. "In the public sector, governments are recognising the importance of moving from reactive to proactive risk management, especially in countries where the risk is well known and a risk transfer system is not well established. Understanding the protection gap can help governments assess the risks to their citizens and critical infrastructure, and develop risk-informed emergency management, hazard mitigation and public risk-financing strategies to enhance global resilience and reduce the ultimate costs."
While there are several such measures and initiatives underway in Asia, there is clearly still a lot of work to be done to increase the level of insurance in the region.
Sizing up Anbang
- April 18
Potential buyers are watching the "troubled" insurer's progress with interest as disposals continue.
Alternative capital still rising
- April 18
The supply of traditional reinsurance capital hit its lowest point since 2012 last year, while alternative capital continued to grow.
China's alarming 'Million Medical' problem
- April 12
Growing loss ratio trends on the hugely popular medical policies are causing concern.
Progress in Myanmar
- April 12
Foreign life insurers have finally been granted approval to operate wholly owned subsidiaries after years of waiting.