text:
A Merry Little Christmas Ella Fitzgerald Jazz. A Cure for Disconnection.
Download the best MP3. Free personal radio that learns from your taste and connects you to others who like what you like.# 1 rated music site. Check out Have Yourself A Merry Little Christmas by Ella Fitzgerald on Amazon Music. Gmail is email that' s intuitive efficient useful. Headquartered in Wilkes Barre with stores in Dickson City Hazelton. Download Peggy- O ( Live At State Theater ME 5/ 1/ 12) Ripple ( Live At Bearsville Theater, Woodstock, Portland NY 9/ 3/ 11). GRAMMY® Award- nominated multi- platinum hip hop trio Migos ( Quavo Offset, Culture II, Takeoff) return with their anxiously awaited full- length album almost exactly a year after the record breaking first installment.
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EDC recognized as one of ASEAN's best in corporate governance
Monday, August 13th, 2018
Geothermal leader Energy Development Corporation (EDC) was recently recognized for its outstanding corporate governance practices by the Institute of Corporate Directors (ICD). ICD is a non-stock, non-profit organization dedicated to the professionalizing corporate directorship by raising corporate governance standards. It assessed and ranked different publicly listed companies through the ASEAN Corporate Governance Scorecard (ACGS). Companies were ranked based on rights of shareholders, equitable treatment of shareholders, role of stakeholders in corporate governance, disclosure and transparency, and responsibilities of the board. The corporate governance scorecard is benchmarked against international best practices that encourage publicly listed companies to go beyond minimum compliance, further pushing for the improvement of corporate governance practices.
EDC's corporate governance practices are primarily embodied in the Company's Manual of Corporate Governance, Code of Conduct and Business Ethics and Code of Conduct and Discipline. EDC won additional points for developing policies on Conflict of Interest, Protected Disclosures, Giving and Receiving of Corporate Gifts, Fraud, and Related Party Transactions, as well as the manual on Enterprise Risk Management.
EDC is the world's largest vertically integrated geothermal company and the largest renewable energy firm in the country, with an installed total capacity of 1,456.8 MW of purely renewable energy. It is a part of the Lopez Group of Companies.

subset: commoncrawl


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Nice village house at the edge of the village.
The house has been recently decorated in an Andalucian style.
It has a reception room, sitting room, large kitchen, bathroom,
four bedrooms, utility room and a terrace of 30 m2 with
good views of the
village and
the mountains.
158 m2 built.
At the back of the house is a 100 m2 patio garden + shed which looks over the


text:
PF reprimands KBF, Kalaba
By Staff Reporter
The patriotic front has given Lusaka lawyer Kelvin Bwalya Fube and the party's Bahati member of parliament Harry Kalaba two weeks to exculpate themselves for working against the party.
Party Secretary General Davies Mwila said the PF had summoned the two to explain their behaviour against the party.
"The duo has been given a 14 day ultimatum to explain themselves on claims that they have been working against the ruling party," said Mwila.
Mwila further said the party's disciplinary committee would sit before December to decide the fate of the two members.
This comes barely two weeks after Fube wrote a letter to the ruling party stating that the current government was misrepresenting the vision of the PF's founding leader, Michael Sata.


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Water Damage Can Come From Many Sources
Water damage can occur from multiple sources, including broken water heaters, flooded crawl spaces, or bursts pipes during the winter. When a pipe bursts, it can affect areas of your home which may go unnoticed. You come home and find you have a flooded basement.
Types of Water Damage in Fort Collins, CO
When you think of water damage, thoughts of a flooded basement from a storm, overflowing washing machine, or broken water heater usually come to mind. But in Fort Collins, the sources go beyond the usual. We've seen everything from faulty ice maker lines that cause a little chaos to leaky, hail and wind-damaged roofs that require water cleanup and more. Whatever the source, Rapid Dry Restoration is ready to fix water damage day or night in your home or business.
Why Work with Rapid Dry Restoration? We Fix Water Damage Like it Never Happened
Each day at Rapid Dry Restoration we focus on returning homes and lives to normal following water damage. We've worked with many remediation processes during our nearly 20 years as qualified and certified water damage experts. We know that each job is different in terms of finding a solution. We are experts in emergency services!
Every project begins with our free estimate and includes industry standard estimations. Our team has the experience and equipment to determine where the water traveled, how your home or business was built, and what the most cost effective repairs will be. With safety at the forefront of everything we do, from start to finish we work with you during the water damage restoration process to return your home to pre-loss condition.
We work with ALL insurance companies, until the job is complete and you are satisfied. We are insurance approved, and have been on multiple vendor-preferred lists for years. As certified water damage restoration specialists, we provide expert help to both residential and commercial owners alike.
We are local and affordable and can be reached any time, day or night, 7 days a week for emergency restoration services for water removal, flood and fire damage, mold remediation and more!
Any amount of flood water damage can cause large and small issues inside the home. The sooner the water cleanup begins, the sooner the damage can be mitigated. Working side-by-side with you from the initial phone call to the final fix, we create custom solutions for returning your home and lives to normal.
We work with all insurance companies and until every dollar you need for your home or business is received. Rapid Dry Restoration is your local water damage restoration experts, specializing in burst pipes, fire sprinkler system breaks, water removal, flooded basements. We are the restoration company people call when they need immediate help.
Water Damage Restoration Process in Fort Collins, CO
Regardless of how much water damage was inside your home, during the restoration process our goal is to return your home to its pre-loss condition. We begin with an inspection of the damage and determine the type of water damage under the four class standards. Next, we extract the water from affected areas and remove unsalvageable items like furniture, electronics, and clothing. Then, we use the method of drying and dehumidification most appropriate for your home and situation. From start to finish, our water damage restoration process can take several days or more than a week.
Helpful Tips
Safety should be the first step when assessing water damage on your own. Structural damage that can lead to a collapse may or may not be evident, so always check before entering an area with water. Keep all power off in the damaged area until an electrician gives the go-ahead for safety reasons.
Before you call the insurance company to get the claims process started, take photos of any floodwater in the home and save damaged personal items. Having a list of damaged or lost personal items, including purchase date, value, and if possible, receipts. Removing wet items immediately will lower the chances that mold will begin to grow.
An additional hazard to keep in mind when addressing water damage is asbestos. Any demolition of a home or structure with asbestos requires a staff who has the knowledge to avoid hazardous material conditions for not only the occupants, but ourselves as well. According to the Colorado Department of Public Health and Environment, "it is dangerous and illegal to improperly disturb asbestos containing materials (ACM)."
Rapid Dry Restoration are Your Water Damage Experts
Time is of the essence when dealing with flood water damage of any amount inside the home. Rapid Dry Restoration begins the process of returning your home to normal during the initial phone call. Our team works with you to identify the issue, create a custom solution for you and your home, and repair your water damage until it's nothing more than a story to share over dinner.
Let's get that water damage removed and get your home or business restored to a pre-loss condition – like it never happened.
Call for regular or 24/7 Emergency Service (970) 670-7885.
Got questions? Call or contact us here.


text: Journal of Biological Sciences 1727-3048 1812-5719 orgz 10.3923/jbs.2009.431.437 Oyun M.B. Bada S.O. Anjah G.M. 5 2009 9 5 The study was conducted between 2006 and 2007 at Agulli forest reserve in Northwest Province of Cameroon to evaluate its floral composition through forest edge and interior analysis. Using a sampling intensity of 2.2%, two sample plots of 1 ha each were demarcated in the forest which has a total land area of 89.24 ha. One plot was located at the left exterior edge, while the other plot was located in the interior of the forest. Each of the plots was subdivided into 20 plots (size, 20x25 m). In each of the subplots, all trees that were 10 cm dbh and above were identified and their dbh measured. Thereafter, parameters such as minimum area, species diversity/dominance index, importance value index and regeneration potential were assessed at the edge and interior of the forest. The minimum area at the interior of the forest was 700 m2, while the forest edge has no minimum area which can be taken to represent the community. The species dominance index was 0.18 at the edge of the forest and 0.78 at the interior of the forest. The edge of the forest had 20 families, with the family Euphobiaceae having the highest importance value of 64.9, while 14 families were identified in the interior of the forest, with the family Binoniaceae having the highest importance value of 101.5. Although, the forest edge and interior showed compositional differences in respect of the parameters investigated, however these differences were not significant (p>0.05).]]> 1 Ayuk, E.T., B. Duguma, S. Franzel, J. Kengue and M. Mollet et al., 1999 Garcinia kola and Ricinodendron heudelotii in the humid lowlands of Cameroon.]]> J. Trop. For. Sci., 11 746 761 2 Barbour, M.G., J.H. Burk and W.D. Pitts, 1987 Terrestrial Plant Ecology. 2nd Edn., Pages: 600 Pages: 600 3 Bob, E., 1992 For. Prod. Newslett., 6 1 6 4 Cintra, R. and V. Horna, 1997 Astrocaryum murumuru and the legume tree Dipteryx micrantha in gaps in Amazonian forest.]]> J. Trop. Ecol., 13 257 277 5 Fondoun, J.M., T.T. Manga and J. Kengue, 1999 Ricinodendron heudelotii (Djansang): Ethnobotany and importance for forest dwellers in Southern Cameroon.]]> Plant Genet. Resour. Newslett., 118 1 6 6 Gehlhausen, M.W., C. Schwatz and K. Augsprger, 2000 Vegetatio, 147 21 35 7 Gomez, K.A. and A.A. Gomez, 1984 Statistical Procedures for Agricultural Research. 2nd Edn., pp: 13-175 pp: 13-175 8 Harper, K.A. and S.M. Ellen, 2002 J. Vegetation Sci., 13 535 546 9 Igor, D., F.R.P.B. David and L. David, 2000 J. Trop. Ecol., 16 387 415 10 Jerry, F.F., A.S. Thomas, U.P. Robert, B.C. Andrew and A.T. Dale et al., 2002 For. Ecol. Manage., 155 399 423 11 Jon, C.L., 1999 J. Trop. Ecol., 15 689 694 12 Keith, R. and Y. Laumonier, 2000 J. Trop. Ecol., 16 253 270 13 Leakey, R.R.B., 1987 Commons, For. Rev., 66 61 75 14 Lof, M., P. Gemmel, U. Nitson and N.T. Welander, 1998 Quercus robur L. seedlings in a southern Sweden clear-cut and shelterwood.]]> For. Ecol. Manage., 109 241 249 15 Loftis, D.L., 1990 Red oakin the Southern appalachians.]]> For. Sci., 36 917 929 16 Lugo, A.E., 1997 For. Ecol. Manage., 99 9 19 17 Luken, J.O., L.M. Kuddes and T.C. Tholemeier, 1997 Lonicera maackii thickets.]]> Restoration Ecol., 5 229 235 18 Nigel, C.S., V.J.T. Edmund and D.K.F. Isolde, 2000 J. Trop. Ecol., 16 853 863 19 Okafor, J.C. and A. Lamb, 1994 Fruit Trees, Diversity and Conservation Strategies. 1994 20 Pascal, J.P. and R. Pelissier, 1996 J. Trop. Ecol., 12 191 214 21 Philips, P.D., P. Celso and I.S. Thompson, 2002 An ecological model for the management of natural forests in the Tapajos region, Amazonian Brazil. 2002 22 Reed, F., 1999 For. Ecol. Manage., 115 135 146 23 Smits, W.T.M., I. Yasman, D. Leppe and M. Noor, 1990 Summary of Results Concerning Vegetative Propagation of Dipterocarpaceae in Kalimantion, Indonesia. 1990 pp: 449-450 pp: 449-450 24 Vivien, J. and J.J. Faure, 1985 Arbres Forets Denses d'Afrique Centrale. 25 Whittaker, R.H., 1975 Communities and Ecosystems. 2nd Edn., 26 World Resources Institute, 1985 Tropical Forests. 1985


text:
"Hell Broke Luce" is a song by American singer-songwriter Tom Waits from his 16th studio album Bad As Me.
This song is about the horrors of war. Waits took the title from graffiti that he read had been scribbled on the walls of Alcatraz, which was a notorious prison located on an island off San Francisco, and is now a popular tourist attraction.
I had a good home but I left
I had a good home but I left, right, left
That big fucking bomb made me deaf, deaf
A Humvee mechanic put his Kevlar on wrong
I guarantee you'll meet up with a suicide bomb
Hell broke luce
Hell broke luce
Big fucking ditches in the middle of the road
You pay a hundred dollars just for fillin' in the hole
Listen to the general every goddamn word
How many ways can you polish up a turd
Left, right, left, left, right
Left, right
Hell broke luce
Hell broke luce
Hell broke luce
How is it that the only ones responsible for making this mess
Got their sorry asses stapled to a goddamn desk
Hell broke luce
Hell broke luce
Left, right, left
What did you do before the war?
I was a chef, I was a chef
What was your name?
It was Geoff, Geoff
I lost my buddy and I wept, wept
I come down from the meth
So I slept, slept
I had a good home but I left, left
Pantsed at the wind for a joke
I pranced right in with the dope
Glanced at her shin she said nope
Left, right, left
Nimrod Bodfish have you any wool
Get me another body bag, the body bag's full
My face was scorched, scorched
I miss my home I miss my porch, porch
Left, right, left
Can I go home in March? March
My stanch was a chin full of soap
That rancid dinner with the Pope
Left, right, left
Kelly Presutto got his thumbs blown off
Sergio's developing a real bad cough
Sergio's developing a real bad cough
And hell broke luce
Hell broke luce
Hell broke luce
Boom went his head away
And boom went Valerie huh
What the hell was it that the president said?
Give him a beautiful parade instead
Left, right, left
When I was over here I never got to vote
I left my arm in my coat
My mom she died and never wrote
We sat by the fire and ate a goat
Just before he died he had a toke
Now I'm home and I'm blind
And I'm broke
What is next
Red Hot Chili Pepper Flea plays bass on this track, whilst Rolling Stone Keith Richards also contributes some guitar work.
The genesis of this song dates back to the period between Real Gone and Orphans in the mid 2000s, when Waits claimed to be working on an album called "Hell Brakes Luce."
The song's music video was directed by photographer Matt Mahurin, who has also helmed visuals for U2, Peter Gabriel, and Bush. It finds Waits towing a house in an aquatic war zone. "Matt Mahurin has created an apocalyptic war dream to accompany the song 'Hell Broke Luce,'" explained Wait. "Kathleen [Brennan] and I envisioned it as an enlightened drill sergeant yelling the hard truths of war to a brand new batch of recruits. The video grew from the gnawing image of a soldier pulling his home, through a battlefield, at the end of a rope."
A musician never knows if they're going to end up on a Tom Waits record. Percussionist Gino Robair recalled to Uncut: "I spent three days on 'Hell Broke Luce.' He (Waits) sent me a 20-second drum sample from this record from the 1920s, he wanted to loop it and for me to play a drum part,.We tried everything on all these old snare drums – out in the yard, inside, wherever. When the record came out, he'd replaced everything we'd done. He decided the song had to go in a different direction, and it's one of the best tracks. So you never really know. He's an improviser. You just have to go in there and have fun." via [songfacts]
>> SYMBOLISM IN TOM WAITS' HELL BROKE LUCE by Jon Witsell
Tom Waits
|Birth name
|Thomas Alan Waits
|December 7, 1949
Pomona, California, United States
|Years active
|Associated acts


text:
Posted on October 2, 2012
by Kazrazragore
Remove malicious plug-ins from Mozilla Firefox: Removing Rocket tab ads from Mozilla. RocketTab is an adware program that displays pop-up ads and unwanted advertisements on web pages that you visit. Malwarebytes AdwCleaner will now start to search for the Ads by RocketTab adware and other malicious programs. To remove Ads by RocketTab pop-ups, Google Chrome has an. This guide teaches you how to remove RocketTab for free by following easy step- by-step instructions.
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Matías Delgadino said: I could finally get rid of it, by unistalling " BrowserSafeguard with rockettab". Rockettab is not a google chrome extension. How to manually remove Ads by RocketTab adware from the FF, Chrome, Internet Explorer and Microsoft Edge. Can anyone help me find and remove this malware? non-kosher ads appearing on websites that I know don't have any advertising.
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text:
Hanukah in Japan
M kindled the candles of Hanukah, as commanded, using a make-shift menorah placed in our window facing the street. L is in Boston on a business trip, so it felt very nice to do something familiar that reminded me of home while I am all alone here in this very foreign land. It's already the seventh night here in Japan, so the candles burned bright and beautiful. I sat and watched them until they burned out, one-by-one. They say it is a mitzvah (a good deed) just to notice the candles of Hanukah burning (one of the few positive mitzvot that do not involve any direct action, but instead recognition and appreciation). In honor of the holiday, I also had tempura for lunch (which is fried).


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Those five rolls I shot in Klaipėda did not turn out great. Tho I believe I'm making some progress in non-chick photography.
#photography #film #analog #lithuania #winter #pro400h
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Grafoplast® Wire Markers manufactures the ultimate wire marking system for identifying cables, contactors, relays, wires and terminal blocks. We deal directly with our customers and guarantee that our wire marking devices don't smudge, smear or unwrap. Grafoplast® even has kit offerings of wire markers.
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We use them to give you the best experience. If you continue using our website, we'll assume that you are happy to receive all cookies on this website.
Examples of projects from around the world that have chosen to use EGA Master products.
Including the Sadara Petrochemical Complex in Saudi Arabia and Kuwait Oil Company, Kuwait.
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Yasawa Island Resort and Spa FijiIsland Resort and Spa Fiji
Resort & Spa Yasawa Island
The Yasawa Island Resort and Spa is an exquisite resort on one of Fiji's most secluded and untouched isles. Float in clear water, swim on colourful coral, combine yourself with an old civilization or let yourself be pampered in Fiji's first lido. No matter what you want to do at Yasawa, you will do it in total isolation.
One of Yasawa's main features is our approach to 10 secluded sandy picnic spots; our visits to the Blue Lagoon Caves and especially our genuine cultural heritage.... most of our employees come from the village and are really enthusiastic about sharing their island and cultures with you.... attend the village headmaster, join the village chef, take part in the hymns and dancing of the people....
These are the moment that will be with you long after you have left Yasawa's sands. It is Fijian for sanctuary. Concealed under the palm trees, each air-conditioned burette has a discrete outside showers, a spacious decking with deckchairs to switch off the afternoon, a private lounge area with minibar and iPod dock, a hanging mat lined up between the palm trees, an unbelievable view of the sea and your own thatched cabin with deckchairs on the outskirts of the famed Yasawa beaches of sands.
It' one of our favorite things at Yasawa. Whatever you do during your sojourn, you will be able to relax and unhurriedly relax. Visiting the surrounding towns to see the kids or listen to the chorus. You can swim in the crystalline water of the Blue Lagoon or snorkell between coral and tropic fishing.
You can do as much or as little as you want. Yasawa includes all recreational waterspa, dive and sport fish in Yasawa. It may be an island of solitude, but it is also an island of abundance. The Yasawa fare includes all food and promises modern cooking at every session and an accentuation of the juicy shellfish that is captured every day in the area.
Chefs' recipes emphasize the freshness of the products supplied every day and as far as possible from the nearby Yasawa Island area. Yasawa's head cook and his staff are dedicated to making sure that every Yasawa visitor has an unforgettable cuisine. However, due to our remoteness, we are sometimes forced to order certain foods that meet certain nutritional needs.


text:
Ready to trade in the hustle and bustle of the Big Apple for the relaxed vibe of LA? With over 47 million visitors annually, you're in good company. Sunny So-Cal offers a vast array of activities, from hitting the beach and hiking the Hollywood Hills to shopping on Rodeo Drive and spotting celebrities. Several direct flights per day connect these two major cities, whether you're traveling on business or for pleasure.
How long is the flight from Flights from New York City to Los Angeles?
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LA offers up diverse experiences far beyond its celebrity image. Find cheap flights from New York City to Los Angeles using our smart search engine to experience that diversity for yourself.


text:
finance project
Budjetti $10-30 USD
I need to complete a financial project
32 freelanceria on tarjonnut keskimäärin %project_bid_stats_avg_sub_26% %project_currencyDetails_sign_sub_27% tähän työhön
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A year ago, there were serious talks going on to bring the actors back for a short-lived season (a dozen episodes), under the producer Sara Gilbert (number two kid on the original series).
Now, you can ask....was there any real resume existing that would be worth giving her the producer position? I have my doubts. Somehow, Sara got with the production company and ABC, and found the right explanation for her to be producer and to lead this effort.
My guess is that she gave Roseanne Barr just enough material to believe that the dozen episodes would be worth doing, and that a slant on politics would be carried to some degree.
Roseanne arrived with the rest of the crew.....then found that most of the writers brought on board....are all liberal types. Shocker? Maybe.
So in the first one or two episodes....Producer Gilbert gave just enough rope for Roseanne to spin a story the way she wanted.
As the season wrapped up....Producer Gilbert came out and said that Trump would absolutely NOT be mentioned in the next season at all. Gilbert was laying down the 'card'.
Looking at the top position that they'd accomplished, the introduction 'slant', there was some great timing coming up in September 2018 to spring 2020, and they could weave a number of poverty stories, with the writing team.
Roseanne? I think she just said 'enough', then sat down to figure the way to terminate the show. Just quitting was enough. Arguing with Producer Gilbert wouldn't cut it. She needed the head person of ABC to do the firing. Who was the personal friend of the President of ABC? Well....Obama's chief of staff. The ambien story? It does work well, I admit.
So it's ended. Gilbert is now stuck. She can't climb any more ladders without calling in some special favors. The odds that Fox will go and offer a series chance to Roseanne? She could make up a whole new story....hire some right-wing young writers, and be back on the air by October.
Using the term 'abhorrent'? Producer Gilbert felt compelled to use it when talking on Barr. But here's the problem.....there's a dozen pretender stars on ABC who have said enough (Jimmy Kimmel comes to mind) who deserve to be fired as well. Apparently, no one has the 'balls' to do that. And as for Roseanne being racist? Sorry, on the racist scale....she's probably a '2' at the very most.


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text: RCW 81.68.065Self-insurers exempt as to insurance or bond.Any auto transportation company authorized to transport persons for compensation on the highways and engaging in interstate, or interstate and intrastate, operations within the state of Washington which is or becomes qualified as a self-insurer with the federal motor carrier safety administration of the United States department of transportation under the United States interstate commerce act applicable to self insurance by motor carriers, is exempt, so long as such qualification remains effective, from all provisions of law relating to the carrying or filing of insurance policies or bonds in connection with such operations.The commission may require auto transportation companies to prove the existence and continuation of such qualification with the federal motor carrier safety administration by affidavit in any form the commission prescribes.[ 2007 c 234 § 51; 1961 c 14 § 81.68.065. Prior: (i) 1949 c 127 § 1; Rem. Supp. 1949 § 6386-5a. (ii) 1949 c 127 § 2; Rem. Supp. 1949 § 6386-5b.]


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If you are wondering how you can entertain toddlers & looking for some great ideas then you are landed on the right place. You will find some awesome & easy to implement ideas here to entertain your child. So keep reading to know more.
30 Simple & Smart Ways to Entertain Toddlers
1. Towers:
So what kid's favorite thing is to build towers & he also loves to break them as well. He loves to make it with blocks & food jars. He just really enjoys it.
2. Colorful Straws:
He also likes to play with colorful smoothie straws, he just plays with edges & he just like to talk about which color is which.
3. Cars & Wooden Train Set:
Cars are another favorite of the toddlers. He really likes to play with them. As he is getting older he does also enjoy taking them outside and playing down the slide or deck, he loves most vehicles to be honest. He really also enjoys his wooden train set.
4. Puppets:
Toddlers love to play with puppets, this is also effective when sometimes your toddlers are not eating & you can make puppet to feed them & they feel better.
5. Sandbox & Water Table:
Kids also love any kind of messy play and they really love sand and water table for them. Sometimes you can put shampoo & fairy liquid with into the water just adds to little bit different, they play with the bubbles & experiment with it.
6. Go for a Walk:
Kids love to get out of the home & go for a walk and explore & spot some flowers, feed the ducks.
7. Park – Swings:
Toddlers can do so much fun in the park especially they love the swing most.
8. Boxes:
What it is with kids and boxes? If you had larger item delivered at your home then let the kids have the box & turn it into rocket shape. They love to paint in it sometime & have fun.
9. Ziploc Bag Painting:
Another mess free way to paint is to put your paint in zip lock pack & put it on a window glass & let the kids move the paint around & all the mess is inside the bag & they will enjoy it.
10. Trampolining:
Among the many toys kids loves the trampoline & slides very much.
11. Library:
In terms of the kid's favorite days out is library. It is a great fun to explore books & it is free as well.
12. Soft Play/ Gym Class:
Toddlers also love soft play or a local gym class. He really enjoys playing & meeting new little friends. They also love the ball pool as the soft play.
13. Aquarium:
Another very good day out & they love to going to aquarium. They love to speak to all the fish & jellyfish.
14. Swimming:
Another great activity is swimming. Toddlers will go crazy with swimming & they will have a great time & fun.
15. Farm:
The farm is also another great day out. They will love to look all animals & feed them if they get a chance.
Related: Best Playpen for Toddlers
16. YouTube Music:
Toddlers love the nursery rhymes & now it is easily available on YouTube.
17. Bubbles:
Kids always loves bubble & they can enjoy playing with bubbles with the large bubble ring.
18. Trike Ride:
Toddlers will also enjoy a trike ride & have a great time.
19. Toy Shop:
Another good option is to take your kids to toy shop, its free; they can play with the toys & have lots of fun.
20. Books:
They love the books, sound books & text books as well. We can teach few words & watch if they can remember those; this will be a good fun and learning at the same time.
21. Puzzles:
They also love puzzles and the magnetic one from Melissa & Doug is real hit. There are many more great options for puzzles out there in the market.
22. Cut up Play Food:
Another favorite toy is cut up play food, it Velcro's together & can cut up with the knife.
23. Fort:
They love building a fort as well, so they take bed sheets & blankets and put it over dining table & they have a fort.
24. Quizzing:
Quiz is also of the great activities & toddlers loves it to play.
25. Torch & Glow Sticks:
At the bed time the kids loves anything that glowing in the dark, they love to play with torch & glow sticks.
26. Cooking:
You can also involve toddlers in cooking & they will love to be involved while you are making dinner & baking, they will help you stir the eggs, pour resin in, pour sugar in and stuff like that. You can also have your children decorate the cookies with icing & sprinkles with them shelves.
27. Stickers:
Stickers are also another good activity that your toddlers will enjoy.
28. Surprise Eggs:
Toddlers also love surprise as adults do & surprise eggs are great way to give them surprise.
29. Dance Party:
Kids will have a great fun with the music, so we can do dance party & enjoy with them.
30. Easter Eggs Dying:
Kids also love to do Easter egg dying but this is not suggested for the kids those are too young.
I would like to thank you & hope I have given some great ideas to entertain toddlers & hope you enjoy reading the post.


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Make Sure Your Clients' Life Insurance Is Not Taxed at Their Death
If clients transfer their life insurance policy to a trust or to another person, they will no longer own the policy—so they can't change the beneficiary or exert control over it.
By Elite Advisor Report interview with Guy Baker, Hyman Darling and Randy Fox
Key Takeaways:
- Your clients' life insurance policy may pass to their heirs income tax-free, but it can still affect their estate tax.
- If clients transfer their life insurance policy to a trust or to another person, they will no longer own the policy—so they can't change the beneficiary or exert control over it.
- If clients transfer the policy to a person, make sure it is to someone they can trust not to cash it in.
- Transfers of life insurance policies may be subject to gift tax if the cash value of the policy is more than $14,000 in 2015 dollars—but that can be misleading, since there are no taxes due until the annual exclusion amount is gifted.
Let's face it, many of your clients do not like talking about life insurance and estate planning because the subject of death is unpleasant and today's tax and wealth transfer rules are so complex.
It's tempting for clients to go to the Internet for quick and easy answers, but as with so many things on the web, sometimes the answers are misleading or incomplete. Here is a case in point. This well-intentioned article about making sure life insurance is not taxed upon death has been making the rounds. It was published originally by ElderLaw Answers, which bills itself as "The Web's Most Trusted Long-Term Care and Planning Resource."
Maybe your clients have seen it
The article started off on the right track by pointing out that even though your clients' life insurance policy may pass to their heirs income tax-free, it can affect their estate tax—and if the client is the owner of the insurance policy, it will become a part of the client's taxable estate when he or she dies. Other good advice included:
- Make sure your life insurance policy won't have an impact on your estate's tax liability.
- If your spouse is the beneficiary of your policy, then there is nothing to worry about. Spouses can transfer assets to each other tax-free, so long as the surviving spouse is a U.S. citizen. But if the beneficiary is anyone else (including your children), the policy will be a part of your estate for tax purposes.
Then a real-world example was provided. "Suppose you buy a $1 million life insurance policy and name your son as the beneficiary. When you die, the life insurance policy will be included in your taxable estate. If the total amount of your taxable estate exceeds the then-current state or federal estate tax exemption, then your policy will be taxed."
The bigger problem, added Hyman Darling, an estate planning attorney with Springfield, Massachusetts-based Bacon Wilson PC, is "who is going to pay the tax if the son gets the money, but the estate has to pay the tax."
In order to avoid having a life insurance policy taxed, ElderLaw Answers said, "you can either transfer the policy to someone else or put the policy into a trust."
Here's where it gets tricky
According to ElderLaw Answers, "Once you transfer a policy to a trust or to someone else, you will no longer own the policy, which means you won't be able to change the beneficiary or exert control over it."
Guy Baker, MBA, MSFS, CFP®, an Irvine, California-based financial advisor to business owners, said that's correct, assuming the client transferred ownership. "The insured does not have the ability to make any changes."
According to Randy A. Fox, co-founder, EzCharitable LLC and editor in chief of Planned Giving Design Center, many trusts now use "trust protectors" who, under some circumstances, may alter the trust or correct errors. "Certainly, an insured is better off starting out with the trust purchasing and owning the policy to begin with," added Fox.
In addition, ElderLaw Answers said, "the transfer may be subject to gift tax if the cash value of your policy (the amount you would get for your policy if you cashed it in) is more than $14,000 (in 2015; this figure rises every few years with inflation)."
Actually, the value is the "interpolated terminal reserve," which can be different from the cash value, said Fox, a frequent contributor to Elite Advisor Report. "However, it could be the replacement cost of the policy if the owner's health has changed."
Darling said the $14,000 figure can be misleading, since there are no taxes due until the annual exclusion amount is gifted. Darling, a frequent contributor to Elite Advisor Report, agreed that the $14,000 limit is subject to inflation, but he does not expect it to increase next year, since inflation is low. He also said it is important to remember that "a gift tax return is due to be filed once the gift of $14,000 is exceeded."
Baker said you don't want clients to forget that they can use their lifetime exemption of $5.43 million, "so there may not in fact be a gift tax. Also, you have the 'three-year contemplation of death' problem to contend with."
Another option would be to transfer cash to the trust and have the trust purchase the policy from the insured. That would eliminate the three-year rule for the policy and bring back only the gift of the purchase price.
As ElderLaw Answers explained, "If you decide to transfer a life insurance policy, do it right away. If you die within three years of transferring the policy, the policy will still be included in your estate."
So, if your client transfers a life insurance policy to a person, make sure it is to someone who can be trusted not to cash in the policy. For example, if the spouse owns the policy and the couple gets divorced, there will be no way for the client to get it back. A better option may be to transfer the policy to a life insurance trust. In that case, the trust owns the policy and is the beneficiary. The client can then dictate who the beneficiary of the trust will be. For a life insurance trust to exclude the policy from estate taxes, it must be irrevocable, and the client cannot act as trustee.
So there you have it. The web can be a good starting point for getting answers to complicated life planning and wealth management questions. But if your clients want to transfer a current life insurance policy to someone else or set up a trust to purchase a policy, make certain they always consult with you or an elder law attorney.


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Cameras / Gear / Photography
Rangefinder Forum
RFF Polls
> Holidays, what do you primarily celebrate?
View Full Version :
Holidays, what do you primarily celebrate?
12-13-2006, 17:52
Just curious, what do you primarily celebrate this holiday season?
12-13-2006, 18:04
For me its all about getting together with family and friends, but especially family. (Oh, and the Boxing Day Test and Sydney to Hobart race that start the day after.)
12-13-2006, 18:34
Getting together with family and being thankful for what I have. Spending time with my Grandmother and younger cousins. I love to see the little kids be excited about Santa coming. I was raised Catholic, but I dont really practice. I am more spiritual than anything and thank the higher power for everything he has provided me with in life. I also try and volunteer some hours of my time during the Holiday Season.
12-13-2006, 18:36
I'm in the both Christmas and Hanukkah camp. :) Pretty much secular too.
Graham Line
12-13-2006, 19:05
When I was a kid, we always had a big family party and gift-giving on St. Nicholas Day, Dec. 6. Switches and lumps of coal were not unheard of, and Knight Rupert was a very frightening individual.
12-13-2006, 19:07
What nationality is that, Joe?
12-13-2006, 19:12
Festivus for the rest of us
... nah just your typical christmas cheer
Graham Line
12-13-2006, 19:12
My grandparents were from the southern part of Baden-Wurttemburg in Germany and the part of Switzerland around Zurich.
12-13-2006, 19:46
This year, the first Christmas with my fiancee :D
12-13-2006, 20:37
Hmmm... so you're either Christian (R or S) or Jewish (R or S) or Other (R or S).
So "Other", being the vast majroity of the world, is just an afterthought without differentation?
I won't even ask what he heck Festivus is - but it must be a favorite of the pollster/poster - why else would it be up there?
BTW: does Festivus have anything to do with Druids - like that picture of Stonehenge that comes up on my monitor at the office each AM?
Or maybe its related to the Roman Saturnalia? But since the Romans stole all their religion from the Greeks - what did the ancient Greeks do in December?
And, BTW, the modern Greeks, at least the few "R" ones remaining consider Epiphany (i.e. January 6) to be the more important Holy Day.
Oh, isn't it so darned messy!
Happy Holidays everyone!
12-13-2006, 20:42
My wife is Japanese. Thus New Years is the big holiday. Since I can't stand any of the various "holidays" I'm more than happy to go with the flow and do the New Years thing. It's an excuse to photograph the first sunrise of the year and drink special New Years sake!!!
12-13-2006, 20:45
I thought Festivus was from a Seinfeld episode - George's father... ?
In any case, it'll be fun to see my son opening gifts from Santa but I personally agree with Richard Dawkins (author of The God Delusion) that religion hasn't done the human race any favors - so I guess my vote is for secularism.
12-13-2006, 21:22
Festivus - see http://en.wikipedia.org/wiki/Festivus
12-13-2006, 21:29
Festivus - see http://en.wikipedia.org/wiki/Festivus
Goodness gracious - no wonder I didn't recognize it!
I "gave up" television in the 1980's - - that, alone, has spared me from having to be culturally relevant in an unsophisticated society for almost 30 years!
Isn't television the thing people used to stare at before they started staring at computer monitors featuring "the web"?
OMG!!! :eek:
12-14-2006, 05:54
Festivus - see http://en.wikipedia.org/wiki/Festivus
LOL! I just put that in as an afterthought since I mis-counted on the number of options in the poll. :)
However (ducking, running, hiding) it might be appropriate for one or two things customarily done on Festivus. :) :)
12-14-2006, 06:53
After reading the Wiki page, definitely Festivus. Funnily enough I'm going to a party on the 23rd, I'll see if can incorporate some of the rituals ;)
12-14-2006, 07:00
I celebrate the tree being on the curb for pick up.
I've had my Scrooge on for some time now.
12-14-2006, 07:16
Winter/summer solstice, spring and vernal equinox, full moons.
My wife is Japanese, so New Year is big.
12-14-2006, 19:35
I used to spend the 12 days preceeding the 25th worshiping in various malls and retail outlets. I would then spend the 25th in the fetal position gently sobbing.
This year I have opted out and am really enjoying myself.
12-14-2006, 19:47
Just curious, what do you primarily celebrate this holiday season?
Those with good food! :)
12-15-2006, 03:47
I celebrate 11 days of photo-ops, uninterrupted by work..
12-15-2006, 04:17
Not aving to do my real job is what I celebrate.
12-15-2006, 04:25
i will celebrate my brand new nephew;)
12-15-2006, 04:46
Chrismas but I was very happy driving my son home from school listening to him explain Hanukkah to me.
We are having a fun happy season together.
12-15-2006, 04:48
Aluminum pole, feats of strength and the public airing of grievences.
You know, just a basic traditional festivus.
jan normandale
12-15-2006, 08:24
I'm a winter solstice guy because I'm sure that's where most of these holidays are rooted, so I would like to wish everyone a "Happy Solstice".
BTW: Interdenominational Solstice events are welcomed.
Gabriel M.A.
12-15-2006, 09:16
"Christmas as a secular holiday"? Oy.
Merry Christmas ("Happy", for the islanders), Happy Channukah, Festive Festivus, and everything that Floats Your Boat (safely)! :D
12-15-2006, 09:17
Festivus for sure. Mostly the airing of grievances. ;)
Flyfisher Tom
12-15-2006, 11:33
Eating, drinking, merriment, family and people being nicer. And very tall fishing tales ;)
12-15-2006, 12:01
12-15-2006, 12:42
Seasons Greetings
"Please accept with no obligation, implied or implicit, my best wishes for an
environmentally conscious, socially responsible, low-stress, non-addictive,
gender-neutral celebration of the winter solstice holiday, practiced within
the most enjoyable traditions of the religious persuasion of your choice, or
secular practices of your choice, with respect for the religious/secular
persuasion and/or traditions of others, or their choice not to practice
religious or secular traditions at all. I also wish you a fiscally
successful, personally fulfilling and medically uncomplicated recognition of
the onset of the generally accepted calendar year 2007, but not without due
respect for the calendars of choice of other cultures whose contributions to
society have helped make America great. Not to imply that America is
necessarily greater than any other country nor the only America in the
Western Hemisphere. And without regard to the race, creed, color, age,
physical ability, religious faith or sexual preference of the wishee. By
accepting these greetings you are accepting these terms. This greeting is
subject to clarification or withdrawal. It is freely transferable with no
alteration to the original greeting. It implies no promise by the wisher to
actually implement any of the wishes for herself or himself or others, and is
void where prohibited by law and is revocable at the sole discretion of the
wisher. This wish is warranted to perform as expected within the usual
application of good tidings for a period of one year or until the issuance of
a subsequent holiday greeting, whichever comes first, and warranty is limited
to replacement of this wish or issuance of a new wish at the sole discretion
of the wisher."
12-15-2006, 13:04
I more or less observe the traditional Yule - http://en.wikipedia.org/wiki/Yule
12-15-2006, 20:19
If you're Dow Jones & Co., you annoy the hell out of your employees by announcing that for the 99th straight year, there will be no Christmas party and the money instead will be given to some anonymous charity.
We celebrate Christmas and sort of Hannukah when my daughter's friends visit. That's cool. I like my daughter to have an understanding of other religions.
I don't celebrate made-up b.s. holidays. At least Christmas has some basis in reality.
12-15-2006, 22:57
I celebrate several weeks of Christmas as a secular holiday :( followed by two days of Christmas as a religious holiday :angel: followed by two or three months of Festivus "feats of strength and the public airing of grievences" once the credit card bills come in. :bang: Giddy-up!
12-15-2006, 23:04
"feats of strength and the public airing of grievences" once the credit card bills come in. :bang: Giddy-up!
Yeah, the bills come in, but do you have to pay them?
12-15-2006, 23:28
The shortest day of the year. 22 December this year.
12-15-2006, 23:42
Sol invictus - for us photographers the rebirth of the sun is a big moment in our year. And we should be properly mindful that the sun means life on earth and food to eat.
12-15-2006, 23:45
I'm a winter solstice guy because I'm sure that's where most of these holidays are rooted, so I would like to wish everyone a "Happy Solstice".
BTW: Interdenominational Solstice events are welcomed.
"Please accept with no obligation, implied or implicit, my best wishes for an
environmentally conscious, socially responsible, low-stress, non-addictive,
gender-neutral celebration of the winter solstice holiday, practiced within
the most enjoyable traditions of the religious persuasion of your choice, or
secular practices of your choice, with respect for the religious/secular
persuasion and/or traditions of others, or their choice not to practice
religious or secular traditions at all...."
12-16-2006, 16:28
Christmas - the birth of our Savior. The real big one is Easter when he died for us so that we may live.
Tounge in cheek question - is there an unlimited supply of film in Heaven? :cool:
12-16-2006, 17:35
Time does not extend with time,
It passes as we watch it pass.
And so our best behaviour calls
For looking forward, not behind
To times gone past. On holiday,
We make each moment count
By counting nothing for a time;
Letting moments, hours, days go by
While we enjoy each other's company.
We smile and tell a bedtime story,
Sing a playful song or two,
Do something silly if we wish,
And call it all a holiday.
©2006 Michael Fraley
Ken Ford
12-17-2006, 07:20
Yule, as a Sabbat.
12-17-2006, 08:15
Tounge in cheek question - is there an unlimited supply of film in Heaven? :cool:
I expect all the film up there is fogged by the strong cosmic radiation.
vBulletin® v3.6.8, Copyright ©2000-2019, Jelsoft Enterprises Ltd.


text:
Fools Quotes
"Genius goes around the world in its youth incessantly apologizing for having large feet. What wonder that later in life it should be inclined to raise those feet too swiftly to fools and bores."
"A common mistake that people make when trying to design something completely foolproof is to underestimate the ingenuity of complete fools."
"Wisdom is the right use of knowledge. To know is not to be wise. Many men know a great deal, and are all the greater fools for it. There is no fool so great a fool as a knowing fool. But to know how to use knowledge is to have wisdom."
"Reason commands us far more imperiously than a master; for in disobeying the one we are unfortunate, and in disobeying the other we are fools."
1 2 3 … 5 Next »
"The whole problem with the world is that fools and fanatics are always so certain of themselves, and wiser people so full of doubts."


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History Faculty
Jonathan Bean
Jonathan Bean is a Research Fellow at the Independent Institute and Professor of History at Southern Illinois University. He received his Ph.D. in Business History from the Ohio State University in 1994. Bean is the author of Race and Liberty in America: The Essential Reader, that received praise from Choice ...read full profile >>
Getahun Benti
Office Hours: MW 9am-12pm or by appointment
Dr. Getahun Benti received his Ph.D. in African history from Michigan State University in 2000 and came to SIU in the same year. He teaches courses in African and world history, including a comparative slavery course. Professor Benti's research interests include urbanization-migration studies and the ...read full profile >>
Ras Michael Brown
Associate Professor
Office Hours: T & TH 12-3pm
Ras Michael Brown is an associate professor of History and Africana Studies at Southern Illinois University specializing in the histories of the religious and environmental cultures of African-descendant communities, especially those in the South Carolina-Georgia Lowcountry and the Kongo-Angola regions of ...read full profile >>
Holly Hurlburt
Professor, Department Chair
Office Hours: M 2-5pm
Dr. Holly Hurlburt earned her Ph.D. from Syracuse University in 2000 and came to SIU in the same year. She teaches courses on Early Modern Europe and Women, Gender, and Sexuality, as well as world history and the history of food. Her research focuses on women, gender, and power in early modern Venice ...read full profile >>
José Najar
Assistant Professor
Office: 3271
Office Hours: T W TH 10am-12pm & 3:15-5:15pm or by appointment
Dr. José Najar received his Ph. D. from Indiana University in 2012. He teaches classes in Latin American and world history.
Tiffany A. Player
Assistant Professor
Office Hours:MWF 1-3pm
Dr. Tiffany A. Player currently completed her doctorate in History at Washington University in St. Louis. Her dissertation, "African American Women and the Politics of Slavery from the Antebellum Era through the Great Depression," examined the intersections of race, gender, slavery, and public ...read full profile >>
Pamela Smoot
Assistant Professor
Office: 3326
Office Hours: MW 1-4pm or by appointment
Dr. Pamela Smoot received her Ph.D. from Michigan State University and came to SIU the next year. Dr. Smoot specializes in African-American history and archival administration. Her current research focuses on "Black Pittsburgh: The Depths of a Secret City, 1830-1945."
Joseph Sramek
Associate Professor, Undergraduate Director
Office: 3330
Office Hours: T W & TH 1-3pm
Dr. Joe Sramek received his B.A. in history from SUNY-Binghamton in 1998 and his Ph.D. from CUNY Graduate Center in 2007. He is the author of Gender, Morality, and Race in Company India (Palgrave Macmillan, 2011), which examines the roles that gender and race played in the construction of colonial rule ...read full profile >>
Theodore R. Weeks
Office: 3277
Office Hours: MW 9-11am or by appointment
Dr. Theodore R. Weeks earned his Ph.D. from the University of California at Berkeley in 1992 and came to SIU in 1993. He teaches courses in world, European, Eastern European, Polish, and Russian history. His research interests focus on nationality and ethnicity, in particular in the context of East- Central ...read full profile >>
Gray Whaley
Associate Professor
Office: 3265
Office Hours: T & TH 12:30-1:45pm W 12-3:30pm
Dr. Gray Whaley's research and teaching interests focus on Native American history. He received his Ph.D. from the University of Oregon in 2002 and he has previously taught at the University of Oregon, Western Michigan University, and Grand Valley State University. His latest book is Oregon and the Collapse of the Illahee.
Hale Yilmaz
Associate Professor
Office: 3181
Office Hours: T 1-5pm & W 1-3pm
Dr. Hale Yılmaz received her Ph.D. from the University of Utah in 2006. Her research and teaching interests center on Middle Eastern history, including Turkish history and the history of the Arab-Israeli conflict. Dr. Yılmaz previously taught at the University of Montana. She has taught History ...read full profile >>
Natasha Zaretsky
Office: 3323
Office Hours: T & TH 11am-2pmCV (pdf)Website
Dr. Natasha Zaretsky brings together the history of United States political culture after 1968, modern women's and gender history, and the history of foreign policy. Most recently, her research and writing have sought to bridge the interdisciplinary fields of gender studies and environmental ...read full profile >>


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10.0really awful
- Crashes / Fires:
- 0 / 3
- Injuries / Deaths:
- 0 / 0
- Average Mileage:
- 37,667 miles
About These NHTSA Complaints:
The NHTSA is the US gov't agency tasked with vehicle safety. Complaints can be spread across multiple & redundant categories, & are not organized by problem. See the Back button — blue bar at the very top of the page — to explore more.
problem #6
Mar 162005
Cavalier 4-cyl
- Automatic transmission
- 17,000 miles
The contact owns a 2000 Chevrolet Cavalier. In March of 2005, the contact took the vehicle to the dealer for routine service and they stated that she needed a relay switch and a new wiring harness. There were no failures at that time. While driving 45 mph, the contact noticed smoke and the key in the ignition was getting hot. The dealer stated that she needed another new ignition switch and wiring harness at the cost of $403.23. The failure mileage was 17,000 and current mileage was 32,000.
- Wilmington, DE, USA
problem #5
Dec 012006
Cavalier 4-cyl
- Automatic transmission
- 90,000 miles
The contact owns a 2000 Chevrolet Cavalier. While driving 65 mph in cold weather, the engine stalled without warning. The vehicle coasted to the side of the road and restarted after five minutes. In warm weather, the vehicle would take 30 minutes to restart. The wire harness that connects to the fuel pump shorted out and caused the failure. The wire harness was replaced; however, the failure recurred 4,000 miles later. The failure mileage was 90,000 and current mileage was 118,000.
- St Johnsbury , VT, USA
problem #4
Jan 012005
- miles
I can't tell you the exact date of incident. It was about 2 yrs. Ago. The head lights would not stay on. They would go off and on when driving at night. It was only the dim lights. We got a switch and had mechanic put it in. Plus a relay. It didn't do any good. I took it to the Chevy garage recently. They told me it is the wiring harness. They said a lot of people are having this problem with these cars. It will be expensive to fix. I was wondering if you are aware of this at all. The consequences are driving at night with no lights. Please respond. Thank you.
- Cedar Falls, IA, USA
problem #3
Nov 262005
- Automatic transmission
- 27,000 miles
A fire in my 2000 Chevrolet Cavalier began in the center console apparently the result of electrical problems with the power window control wirings. No one was in the parked and locked car at the time of occurrence. The damage resulted in my insurance company totaling the vehicle.
- Florissant, MO, USA
problem #2
Aug 162004
- 60,000 miles
While at a stop, a fire started from the steering column and pedal area. Dealership was notified, but did not resolve the problem.
- Rossford, OH, USA
problem #1
Jan 182003
Cavalier 4-cyl
- Automatic transmission
- 32,000 miles
Nov.7,2002 car won't start. Dec.11,2002 won't start. Took car to potamkin chevorlet Dec.19,2002. I was told there's was nothing wrong with the car and they would not replace battery. Jan.13,2003 car won't start. Car was towed to Liberty chevorlet. Was told car needed battery and starter. Also told if proper test was done, potamkin should have picked up the problem. Currently having problems with car. Car stops while driving. Liberty unable to find problem. Also since I purchased the car, new, my interior lights flash on and off when I brake hard or go over bumps in road. Either dealer unable to find out why.
- Bronx, NY, USA


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On the second of May this year, it was exactly twenty years since the tragic death of Justin Fashanu - England's first openly gay professional footballer.
When he first shot to fame by scoring a spectacular goal for Norwich City against Liverpool in 1980, overt racism and homophobia were widespread in England, both within and outside the world of football. Monkey chanting and banana throwing were not uncommon at football grounds.
Justin Fashanu would have been 56 today. He will always be remembered. #ncfc— Norwich City FC (@NorwichCityFC) February 19, 2017
Rest in peace, Justin. pic.twitter.com/GZlp5IVxcv
Yet even though Fashanu was both black and gay, this hostile environment did not seem to hold him back at first. He scored five goals in 11 England Under-21 appearances, and his performances for Norwich earned him a £1m transfer to Brian Clough's Nottingham Forest in 1981.
Unfortunately, when Clough found out Fashanu was gay, the Forest manager suspended him.
Justin Fashanu— Football Past (@thecentretunnel) January 17, 2017
Nottingham Forest
1981/82#nffc pic.twitter.com/1ISg8EyNfh
This wasn't the reason why Fashanu never fulfilled his early promise. A knee injury he sustained while playing for a different club later in the 1980s did far more damage to his career than Clough ever did.
Nevertheless, the treatment he received from the Forest manager can hardly have helped him. Neither can the malicious gossip about Fashanu's sexual orientation, which was already widespread before he publicly came out as gay in 1990.
After coming out, Justin Fashanu received a conspicuous lack of support from within the world of football.
Eight years later, he hanged himself. He was just 37 years old.
It should also be mentioned that Fashanu faced serious criminal charges in the USA, including sexual assault, when he took his own life.
Then again, there's no need to present him as a saint or a martyr. That's not the point. For this writer – a straight white man from the Home Counties – it's impossible even to imagine how isolated Fashanu must have felt as a gay black footballer in the 1980s, or even in the 'lad culture' era of the 1990s.
But that was then. This is now. English football has changed radically for the better since Justin Fashanu's era...hasn't it?
Footballer Robbie Rogers has come out and said he is gay. Wish him all the best and hope he continues to play free of any nonsense.— Gary Lineker (@GaryLineker) February 15, 2013
Well, in terms of racism, the answer is yes. Excellent initiatives such as the organisation Kick It Out – as well as changing attitudes in society as a whole – have made English football grounds far more hospitable places for non-white supporters and players alike.
Homophobia in sport: Football Manager to feature gay players https://t.co/xYiBXrrHol— BBC News (UK) (@BBCNews) October 29, 2017
But if we're talking about homophobia, the picture is less rosy. To this day, Justin Fashanu is still the only top-level English footballer to have come out as gay. Yet the problem isn't confined to England - hardly any professional footballers have come out as gay anywhere in the world.
Former Germany midfielder Thomas Hitzlsperger, once of Aston Villa, and former USA international Robbie Rogers, who played for Leeds United, have also come out. However, Hitzlsperger had already retired when he revealed he was gay in 2014, while Rogers left England and returned to his native USA shortly after coming out in 2013.
There have also been laudable efforts – such as Stonewall's Rainbow Laces campaign and UEFA's Equal Game initiative – to promote inclusive attitudes towards gay footballers.
#RainbowLaces for the boss today 🌈 pic.twitter.com/OYvQVysUlF— Liverpool FC (@LFC) November 25, 2017
And yet...where are all the gay players in English league football?
According to the Office of National Statistics (quoted in the Guardian), one in 50 people in the UK say they're homosexual. That's more than a million people, and the total number of gay people could be considerably higher.
When a gay footballer comes out I'll support them. It doesn't matter who they score with off the pitch #ComeOut2Play https://t.co/8jGL157UEC pic.twitter.com/n23N8tRnB4— Guillem Balague (@GuillemBalague) December 18, 2017
So it seems vanishingly unlikely that every single one of the thousands of league footballers in England is straight.
Why have none of them come out as gay? After all, overt homophobia is no longer socially acceptable in the UK.
Grab a bite and settle down with the brand new #AttitudeHeroes podcast featuring rugby hero @gareththomas14 https://t.co/BZCPU3Ir4z 🌈 pic.twitter.com/heBOo3p83V— Attitude (@AttitudeMag) September 11, 2017
Even sections of society not noted for their liberal views have proved to be surprisingly open-minded. Former Wales rugby star Gareth Thomas was overwhelmed by the supportive response he received when he came out as gay in 2009.
@brianmoore666 Of course there are gay players but until one comes out how will we know how they'll be received. Same as rugby pre G— Gary Lineker (@GaryLineker) March 30, 2013
Nevertheless, I think there are at least three reasons why a gay professional footballer might be reluctant to come out. First of all, they might fear that, once they've come out, everyone will focus on their sexual orientation and ignore their footballing attributes.
Secondly, they might be afraid of receiving abuse from opposing fans, like the homophobic chants about Brighton and Hove Albion by some Leicester fans last year.
Thirdly, we now have a serious problem which even Justin Fashanu never had to worry about – abuse on social media, which seems impossible to prevent and extremely difficult to punish.
Life as a gay footballer: Gainsborough Trinity star Liam Davis opens his heart http://t.co/pGWaY8WqGV— Liam Davis (@LiamDavis07) January 11, 2014
Yet if England's only openly gay professional footballer – non-league Cleethorpes Town's Liam Davis – is anything to go by, gay players have little to fear from coming out. He doesn't deny that he is sometimes a target for abuse – but usually because of his short stature.
Talking about his homosexuality, and quoted in the Telegraph in December 2017, Davis said:
"I can honestly say I've never had any serious abuse. I get way more gyp for my height."
A little throwback to cheer me up through this wet called off season of non football.. back in the summer gracing Wembley with the lads 😍❤ pic.twitter.com/1wflPJEqdL— Liam Davis (@LiamDavis07) March 12, 2018
Davis's advice to other footballers who were thinking about coming out as gay was simple:
"If anyone did ever ask my advice, I'd say: do it, don't worry."
If only Justin Fashanu could have said the same about his experience of coming out. Maybe he'd still be alive today.