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Elaine VonCannon, ABR, SRES, Associate Broker, Notary Public, Team Manager
In the last month there have been numerous contradicting reports about the stability of the real estate market. As the spring season of 2007 moves into full swing real estate analysts, lenders and agents will be carefully watching the trends. What develops in the next few months will be an important indicator of what is to come in 2008. Homebuyers will need to be educated about their options and consulting an experienced real estate agent that has their client's best interests at heart will be essential.
What is the Sub-Prime Market?
Mortgages can be a tricky thing to understand but knowledge and clarity about lending is key to a successful real estate transaction. The sub-prime market is a specific part of the mortgage market that involves homebuyers who borrow with a lacking or bad credit score and history. Sub-prime borrowers generally cannot qualify for mainstream prime financing terms and are approved for mortgages such as ARMs or adjustable rate mortgages. Sub-prime lenders can be independent or they can be affiliates of mainstream prime lenders who need to refer those who cannot qualify for prime mortgages. Homebuyers with a very low credit score may not be approved at all, but buyers with moderately low scores can often be approved when a variety of factors are considered. The down payment, ratio of debt to income, ability to document assets and income, purpose of the loan and type of property desired all affect a sub-prime borrowers chance of qualifying.
How Can the Sub-Prime Changes Hurt Real Estate Growth?
According to the article "How Sub-Prime Crisis Could Hurt Home Sales" by Phoebe Chongchua on March 20, 2007, "The sub-prime crisis has turned into quite a nightmare for some homeowners and the lenders who originated those loans". In an interview with economist Zoltan Pozsar, of MoodysEconomy.com, Chongchua explains how the sub-prime problems are currently affecting the housing market. "Delinquencies and foreclosures are going up because rate re-sets are kicking in on exotic ARM loans," states Pozsar. "The way lenders have qualified these borrowers is by saying, 'let's look at the teaser rates-it's two percent for the first two-years of the loan'-and sure [borrowers] could qualify on that. Lenders were basically not looking at whether the same borrowers could qualify when the rates re-adjust to six or seven percent," Pozsar continues.
ARM loans often require less documentation and lower credit scores, but adjustable means the rates stay the same for two years and then increase, in some cases to more than the homeowner can afford. As foreclosures happen the money invested in mortgage lending institutions could dry up and what Pozsar calls a "mini-credit crunch" is possible in the sub-prime market. If mortgage lenders go out of business due to a lack of funds the separation between investors and loan originators begins to deteriorate. Pozsar believes this leaves investors in a more vulnerable position. Eventually if investors and hedge funds suffer the prime market may be affected and prime borrowers may not qualify. This would result in a decrease in home sales and construction. However, don't give up yet! This is just a possible scenario.
Good News: There is Hope for the Real Estate Market on the Horizon
On March 19, 2007 Realty Times published the article "NAR Optimistic About 2007 Housing Recovery Despite Subprime Woes" written by Blanche Evans. Evans notes that unusual weather patterns and sub-prime lending problems are causing buyers, sellers, lenders and real estate agents to be cautiously optimistic. In an interview with David Lereah, chief economist for the National Association of Realtors (NAR), Evans reports that "Underlying trends point to a housing recovery in 2007, but it will take a couple of months for us to get a better handle on it." "Existing-home sales are expected to slowly improve from what appears to be the cyclical low last fall, but we think there will be some additional pain in the new home market, which hopefully will start to rise later in the year," Lereah continues. Lereah concludes that sub-prime lending problems may build and possibly inhibit future housing activity, but he believes these issues will be contained and not affect the prime mortgage market. In 2007 it will be imperative for homebuyers and sellers to make decisions with the help of a real estate agent and mortgage lender who can help them make a sound financial decision despite the sight instability of the market. To read more about real estate, mortgage lenders, ARMs and buying and selling in Virginia visit http://www.VoncannonRealEstate.com.


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Tata SIA Airlines Limited, operating as Vistara, is an Indian domestic airline based in Gurgram with its hub at Indira Gandhi International Airport, New Delhi. The carrier, a joint venture between Tata Sons and Singapore Airlines, commenced operations on 9 January, 2015 with its inaugural flight between Delhi and Mumbai. Vistara was the first airline to introduce premium economy seats on domestic routes in India. Vistara - On Time, Low Fares, Courteous, Hassle-Free, Full-Cost Airlines, Online Flight Ticket Bookings India, Discount Airfares, Domestic Airline Tickets India. Vistara offers affordable, on-time and hassle-free operation at the best possible fares! Vistara Fleet Vistara operates on a fleet of 16 Airbus. A320-200s – 13 A320-neo – 13 Destinations Vistara flies to 21 domestic destinations in India. Domestic – 21 Ahmedabad, Amritsar, Bengaluru, Bhubaneswar, Chandigarh, Delhi, Dabolim, Guwahati, Hyderabad, Jammu, Kochi, Kolkata, Leh, Lucknow, Mumbai, Port Blair, Pune, Siliguri, Srinagar, Ranchi, Varanasi Cabin Class Being a full cost carrier, Vistara offers three distinct cabin classes to provide a personalized and seamless service. With these cabin classes configuration the A320-200 can seat a total of 148 passengers in all, which include 16 Business Class seats, 36 Premium Economy seats and 96 Economy seats. Business ... Read More
TATA SIA Airlines Limited, known by the brand name Aie Vistara, is a joint venture between Tata Sons Limited and Singapore Airlines Limited (SIA) with Tata Sons holding the majority stake of 51% in the company and SIA holding the remaining 49%. Vistara brings together Tata's and SIA's legendary hospitality and renowned service excellence to launch a full service carrier in India aimed at creating memorable flying experiences for their customers. Obsessed with quality, the company aims to set new standards in the aviation industry in India, with international best practices and state-of-the-art technology in the Indian air transport sector. About the Vistara Airlines Brand and Logo The brand name of the airline, Vistara is derived from the Sanskrit word, 'Vistaar', which means 'limitless expanse', and draws inspiration from the brand's domain – the 'limitless' sky. The logo is derived from a 'yantra', a perfect mathematical form that reflects the unbounded universe. Its fluid interconnecting lines reflect the seamless experience the airline wants to offer its customers. The eight-pointed star at the centre of the logo reflects the high standards Vistara is committed to and the excellence that will be a hallmark of the airline. Delivering on its brand promise of "a world class flying experience" Vistara is the first full service carrier in India to introduce the 'Premium Economy&rsquo... Read More
Ahmedabad, in western India, is the largest city in the state of Gujarat. On the western bank is the Gandhi Ashram at Sabarmati, which displays the spiritual leader's living quarters and artifacts. There fascinating maze of an old quarter, excellent museums, fine restaurants, a bustling street-food scene and the tranquillity of the Sabarmati Ashram (Gandhi's former headquarters). Ahmedabad was the largest city in terms of area within the subcontinent before the arrival of the British and the setting of the Madras and Calcutta Presidency. A day here is like living through an enigmatic and passionate dance between the old and the contemporary, the peaceful and the chaotic, the artistic and the crude, the spiritual and the material.
Nice to know - The logo of State Bank of India is a blue circle with a small cut in the bottom which depicts perfection and the common man. The logo was designed by The National Institute of Design (NID), Ahmedabad. The logo is a depiction of Kankaria Lake if seen from a height.
Things to do
Best time to visit - Ahmedabad is basically a hot place enjoys three main seasons, namely summers (March to June), winters (November-February) and monsoon (July-September). During the summer season, the temperature on a hot sunny day ranges between 44 and 47 degree Celsius.
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Nice to know - Dubai Has A Crime Rate of 0% The Sheikh takes great pride in Dubai's police force and makes a conscious effort to show off how classy it is to tourists coming to visit.
Things to do
Best time to visit - The best time to visit Dubai is from November to March. Weather-wise, Dubai really only experiences two seasons: hot and hotter.
AMD Airport Address Read More
Ahmedabad Airport
Hansol, Ahmedabad, Gujarat 380003, Ahmedabad
Contact Number:-  079 2286 9211
Country:-  India
Continent:-  Asia
DXB Airport Address Read More
Dubai International Airport
Dubai - United Arab Emirates, Dubai
Contact Number:-  +971 4 224 5555
Country:-  Dubai
Continent:-  Asia


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The Forum > General Discussion > Terrorism in many nations and how does it affect Australia
Terrorism in many nations and how does it affect Australia
Terrorism in many nations affects Australia.England has seen terror in many way's at the hands of ireland.Australia seen the first death's of australians in the bali bombings.Freedom of speech holds many key's on stopping terror as people can voice there angers in peace.Terror affects economys and how will terrorism affect australia when terrorism is at australia's shores?.My cousin's husband's sister was killed in the bali bombing's and terror has already come to our families shores.
Posted by mattermotor, Sunday, 11 January 2009 11:32:50 AM
When terrorism finally comes we will realise just how stupid we have been as a nation with our apathy towards our own safety...from within and to the external.
Internally...theres never been enough police.
The Federal Police and ASIO have always been under-funded.
Because of shortfalls they allowed Islam to grow and subvert and store firearms for Jihad. Maybe it couldnt have been stopped? I dont really know.
And now we are approaching the edge of revolution within.
Towards the external...Australias Defence Department has been 3rd world for decades.
Like old men the 3 services sat under the US nuclear umbrella and lit up their cigarettes and drank their coffees and snoozed off in the afternoon sun while Indonesia and China built huge armies.
Creepily...we even trained Indonesian soldiers under good old 'red' Labor. Trained them to invade OZ.
Australia has already had a warning about an asian invader.
It started to come through the christian churches some 30 years ago and the period of warnings lasted 20 years or so.
It was carried by the few in the churches who recieved visions and prophecies and 'words of knowledge' on prayer lines about an invader taking half of the land and establishing an enemy government in the north.
If you want a record of just some of those revelations my blog is at
In more ways than one I think we are an idiot country.
Posted by Gibo, Sunday, 11 January 2009 2:58:58 PM
Gibo Liberal governments have equally provided 'training' for Asian forces.
I agree that Australia's police force is sorely underfunded to the point now where many minor crimes go un-investigated due to the need to prioritise and target resources to the more serious crimes.
I would argue that ASIO has always had just the right funding to suit the times. The funding to ASIO and other counter-terrorism agencies has increased in response to the increased threat of terrorism. Funding is generally tailored in response to the level of threat.
Australia has been largely isolated from the threat of terrorism up until recent times where we have seen our level of alert rise from Low to Medium in response to 9/11, Bali, Spain, London and the bombing of the Australian Embassy in South Jakarta.
Posted by pelican, Sunday, 11 January 2009 3:25:23 PM
Gibo: << In more ways than one I think we are an idiot country. >>
That would make Gibo a very typical Australian then, wouldn't it?
Posted by CJ Morgan, Sunday, 11 January 2009 4:05:58 PM
At least Im willing to say something about gross old Defence.
Round the clock, to the far north, in great secrecy, China churns out guns and equipment for millions of soldiers for the future invasion of South East Asia and Australasia.
China builds not just for herself but for a confederacy of asian nations...i.e. North Korea and any other asian nation who will either join her in her outward march, or be co-erced into joining her.
If we click on THE KINGS OF THE EAST or The Signs that we are in the End Times we can read about good old, friendly old, loving old, China.
She will kill millions across asia when she moves...and she looks like coming here too.
Posted by Gibo, Sunday, 11 January 2009 4:32:28 PM
Gibo before line two it was clear you had posted that.
Rubbish mate sorry but that is what it is, if every Australian was a policeman, if an equal number could be found for our armed forces, it would not be enough.
China has played no part in terrorist acts against us, few think they ever will.
The terrorists we face use an idea and a form of a religion, not every one from that religion but far too many hate blindly.
We mankind do not know what the next ten years brings, terrorists may kill many but we will continue to go back wards if leadership leads us into more Iraq's.
Our best hope is one day we will all understand the myth of religion is no freind of man.
Posted by Belly, Sunday, 11 January 2009 6:46:02 PM


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The Smokehouse
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Click here to visit the Availability page to book The Smokehouse
Use the calendar below to check availability and prices and to make an online booking for the cottage.
If you prefer to make a telephone booking you can do so by calling us on 01326 240 639 between 9:00am and 1:00pm weekdays.
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Dogs Charged @ £4 per day.


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HOTSTEPPAS are an 8-piece reggae/roots band from Bristol - dub infused, funk inspired, always energetic and a great live show. Visit the Hotsteppas page on Facebook


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Furoshiki GOTS Organic Wrapping, $10.56 at Etsy
If you want a hint of archaism for your holiday gifts, go for this durable, holiday-themed, organic cotton wrapping. The best way to use would be to wrap your present in recyclable paper and then use the cotton wrap. This wrap is reusable so your friends will love its eco-friendly nature.
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Fabric Gift Bags, $23.95 at Amazon
Colorful fabric gift bags are the best option if you are looking for fancier reusable options. They are also great for including multiple items and in case you're wondering, they also look great under the tree. If possible, opt for handmade bags like this one as they are more detailed.
Kraft Newsprint Tissue Wrap, $5.50 at Etsy
We love this vintage newspaper-themed tissue paper. You can even get disposable festive boxes and wrap them in this paper. The sheets are fully recyclable and are also great for making fun envelopes.
Red Boxes, $14.99 at Amazon
Festive boxes work great for heavier presents, especially if they need to be wrapped well. These boxes are made from recyclable cardboard and can also carry heavy items. They work best for gifting or setting up edibles.
We all love presents under the tree, but if you're gifting big this season, do it responsibly. We assume that all paper can be recycled, but not all gift paper is plastic-free or eco-friendly. Wrapping paper often has metal flakes, a plastic base, sequins, glitter and other nonrecyclable products that are quite harmful to the environment.
You may have sworn off plastic or other luxury materials, but you also need to switch to responsible packaging options. The good news is, you don't have to settle for eco-friendly brown paper or good ol' plain white paper for gifting purposes. From reusable cotton bases to fair trade hand-wrapped boxes, there are many ways you can be creative and responsible this season. Here are just a few.
[ Next: The Best Holiday Beauty Buys That Will Give You Good-Person Juju ]
The post The Coolest Eco-Friendly Gift Wrapping Options appeared first on theFashionSpot.


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Do you have an idea to start a Bitcoin business based on MLM concept? Are you stuck the initial point of starting the bitcoin business? The pulsehyip team with good experience in this field by means of consulting, customization, latest technologies, etc. can easily guide you to begin an all kind of bitcoin business like bitcoin investment, the bitcoin exchange, ICO, Blockchain based businesses with bitcoin MLM Software. Let us have a deep research on starting an MLM business and understand how to set-up the business profile.
Maybe you have a good idea of how MLM works with Bitcoin Business, we'll still provide you with some basic notes about it. Bitcoin business with MLM concept is one of the most advanced business technique and it helps to get more referrals and users traffic to move your business to winning edge by means of referral marketing, direct selling, affiliate marketing etc. With a perfect marketing scenario, we can explain how to begin and enroll on and on.
Setting up a bitcoin business with your own skills!
Marketing is the key to every Cryptocurrency business kingdom. With proper marketing techniques, things will be perfect and smooth. The scenario is that you started a Bitcoin investment business and you would like to make your brand famous and want to get more investors traffic and referrals with an MLM program.
The guidance part begins from here,
Make a proper analysis or Bitcoin business idea!
Take the case of a Bitcoin investment business which you're in now. Make an idea on which are the possible ways to increase investors and make your brand known to everyone.
1. Check on the competitors and what their strategy all about is.
2. How long are they in this bitcoin investment business?
3. Is the marketing field you're in good with enough future lead conversion?
4. Whether the business idea has a unique identity from the competing brands?
Similarly, there is a certain concern that rises from these business ideas. Now, let's move onto the next part.
Choosing a right MLM plan!
The MLM plan will be the soul of the whole Bitcoin MLM system. today There are various kind of bitcoin businesses are running successfully, whatever your choice, you need to be very keen on choosing the right MLM plan for your bitcoin business. Your MLM plan needs to sync exactly with the business requirements and if so you can stand up to the business tasks.
For example: Take the case of bitcoin investment business. For the best marketing flow in bitcoin investment business, you can choose the Investment MLM Plan software. Usually, the binary plan is preferred for all other bitcoin businesses over others as it balances the above-mentioned part perfectly. So, cover this part with some research, case studies, expert opinion etc.
MLM Consulting as a whole MLM system!
Until now we had discussed the basic part and as you have a primary knowledge about the system, we shall now make a foot ahead for better understanding on the plan. From the basic flow to the most advanced technology advice, proper consulting is necessary and here you need to an experienced team.
1. A team who is in the MLM field for a long time is preferred (mostly 6+ years)
2. Consulting on new plans, the legality of the business, suggestions, etc.
3. Where to begin, current marketing trends, things to alter, the marketing side, commissions & bonus schemes etc.
4. Developing a unique system to stand out among the competitors.
5. Analysis and guidance on payout, rank analysis, and genealogy tree placing etc.
Consulting with Pulsehyip is the best choice as they have enough experience in this field for about 9+ years. From the basic plan advice to advanced ICO development, Blockchain & Cryptocurrency business development services, and marketing are handled by them with a high-end system and team.
<< Contact the best MLM consulting team - Pulsehyip >>
Affiliate programs to move your bitcoin business forward in MLM!
An Affiliate program lets the whole bitcoin business to capture an extra income alongside with normal offline and other marketing modules. Most of the successful organizations have conducted such campaigns and still, it's on air.
Affiliate programs help both Users & Organization
The Best Bitcoin MLM software to manage your MLM business
It's not an advertisement anymore; you need perfect bitcoin MLM software to handle the complete bitcoin business model. From the arrival of an MLM Software in the digital world, it became an important source to manage and control the business. From the basic member management to the advanced security system, the package must be capable of handling business without any dilemma.
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text: Coming soon to our pastures…. :) Posted on December 28, 2012July 20, 2017 by titan-roxy Roxywood Farms is thrilled to announce the future arrivals of two incredible llamas. FFF Black Cashmere (Chileno Smokin Gun x Senorita Christina) will be coming our way courtesy of the Cipriano's of RTC Llama Ranch. I have been looking for an additional Smokin Gun daughter for years after owning Smokin Gun before he passed. I am VERY grateful to Randy for selling her to me. She will be arriving early 2013 and will make a big impact on our breeding program I am sure!! EDR Chilean Dream is another gem coming to Roxywood Farms. I had been looking at this girl for nearly 2 years, and am super excited that the timing finally worked out for Dream to come to my farm. She will be arriving in 2014 after being bred to the incredible MSF The Patriot. THANK YOU to Michael West of Four Ladies and Me llama farm of East Bend NC. It will be hard to wait that long to get her, but as the saying goes… good things happen to those who wait!!


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"The posts are interesting especially for young readers career themes such as clothes make the man", the facts about the rules provide appropriate business attire. Blogtypisch the section is 5 questions ", calls out prominent AWD employees, including successful trade representatives, spontaneous and often cheerful responses related to their job." Of course, the AWD bloggers in addition to photos integrate even relevant YouTube videos, for example, viral marketing spots of AWD in the innovative AWD-blog concept. The interactivity of the new AWDblogs ensures it a comment function, which allows the release of personal statements every reader without prior registration. In this way the blog readers actively can help to establish the AWDblog as an informative and entertaining at the same time communication instrument for topics related to the private finance on the Internet. Visit the new AWDblog under once! About AWD with 6,009 consultants and 429.100 in 2008 the AWD Group is advised customers one of the leading financial services provider in Europe to discuss private households with middle to upper income. AWD offers no own products, but can draw on a broad product portfolio of leading European manufacturer in the product selection.
The AWD Group's core markets are Germany, Great Britain, Austria and the Switzerland. In addition, AWD is active in selected countries of the region of Central and Eastern Europe. With a turnover of around 80% consulting and elaboration of long-term asset accumulation and retirement pension concepts focuses on advice of AWD.


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community service although I knew I had to. It is for this reasons li that I believe that community service should not be mandatory in high school for graduation. The educators wanting another year of high school is just going to be the same as the first four because the students arent going to start sports the fifth year because they are smarter than that. tags: Community Service Essays Free Essays 518 words (1.5 pages) Preview - A typical school day for many University students consists of sitting in a classroom and listening to a lecture. These types of programs allow students to reflect on their service experience as it relates to their coursework, personal development and helps develop civic responsibility through community involvement. Better Essays 848 words (2.4 pages preview - What is community service to you. You don't have to have a college degree to serve.
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People of all age groups, with a maximum number of youth are involved in the process of community service. From observation and conversations with the site supervisor, I believe this organization relies on individual donations, small business donations and large corporate donations such as Safeway and Walmart. When we look at Gerontology, it is not just a job of working with the elderly, there is a great range of different job opportunities within this field. However, I had no idea that my 40 hours of community service would turn into over 400 hours, for no reason other than the fact that I love it! I chose this activity because I wanted to try something different that I thought I wouldn't like. Apr 12, 2018, a community service essay is an essay that describes the volunteer work you did and the impact it had on you and your community. I have worked extremely hard and received high grades. I definitely did not expect to become a member of State Colleges Students in Philanthropy when I started college two years ago, however I am now a member and I love. Construction involves math and clever thinking as well. Even though most of the time community service doesnt require the use of money, some Americans are worried about their own families more than others.
I wanted to work either as a firefighter or an engineer. The actions you do have an impact on your community. Dont wait for good things to happen to you. However, some people do not agree with community service supporters. A community-service project refers to a service that a person or group performs for the benefit of his or her local community.
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text: In the next 18 months, our country's health care system will dramatically change, in fact it is so important that we educate the uninsured and the underinsured about their fresh health choices,' explains Howard A. Kahn, chief executive officer of L.A. Treatment Health Plan, the nation's largest public health program. 'Before the Affordable Care Action, an incredible number of Californians were spending of pocket for their basic health care, or even worse, waiting until their conditions became dire and more costly even. In 2014, thanks to the national reform attempts, more than 1.2 million more Californians will have access to health care coverage thanks to the Medicaid/Medi-Cal expansion.' Related StoriesReducing medical center readmissions through Transitional Care: an interview with Rani KhetarpalRE.WORK showcases potential technology and innovations in deep learning softwareHealthcare technology public event of the year opens entriesThe clinic's services will cover a variety of specialties and will be delivered by healthcare professionals representing numerous regions of expertise.The PLATO research demonstrated that treatment with BRILINTA resulted in a greater decrease in the primary end stage – a composite of CV loss of life, MI, or stroke – in comparison to sufferers who received clopidogrel (9.8 percent vs 11.7 percent at 12 months; 1.9 percent absolute risk decrease [ARR]; 16 percent relative risk reduction [RRR]; 95 percent CI, 0.77 to 0.92; P.. Beating animal heart produced: University of Minnesota signals global permit agreement with Miromatrix Medical Taylor's research group created a beating pet center in a laboratory A significant part of commercializing the groundbreaking analysis of Dr.


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I know it is too long that I do not write, way too long. Two months in Italy to recharge the batteries. Two months of holidays, food, friends, relatives, love, sighs, laughter, sports, sea, faces, talks and even a few teardrops. Two months of places visited. Many things have happened to me: intense, unexpected and in the middle of a pile of shit (excuse me for the French), I felt extremely alive, happy and loved. It is true that life is not programmed, there are no Excel files with times and dates, events, phrases, people to put in a column. Life is more like a moving ocean, a giant blender, a summer storm. And this year I decided to closeContinue reading
Tag: Meditation
I know, it's too long I do not write. I would like to update you on my Sociological Experiment, I would like to tell you about the horrific giant cockroaches that infest my home, I would like to take a few hours off to discover the lost corners of Hong Kong, like taking the ferry, leaving the island and go to read the future from Mong Kok's fortune tellers. Instead, I spend all my time and all my energy in Yoga. So now I'm talking about it. Have patience, the heart cannot control. First and foremost, a premise that I have a heart to do after reading the comments and the atrocities on the various social media as a resultContinue reading
Chinese Medicine – In Dr.Ho We Trust
I have suffered headaches for forever. Sometimes cervical spasms with vomiting, sometimes I feel half of my face pulsating, sometimes it's a migraine with an aura, during which I cannot see or hear for three hours. I've been with this nice illness since I was a kid. Although the headache is underestimated by those who do not have it, it is to all effect a debilitating illness that sometimes forces you to sleep in a dark and silent room for a whole day and anyway at best, you live muffled, slowed down and unconcentrated for three days in a row. A headache is difficult to cure, the causes are multiple and different for each of us. But I don't giveContinue reading
What Hands Are For
Yesterday morning I did a meditation lesson that was unusual. We were lying down on the mat with the yoga block positioned behind our back, between the shoulder blades so the chest and the heart chakra is opened. We had to repeat the Mantra connected to this Chakra (IAM) continuously and concentrate the mind on the heart. For those who have never done meditation, this probably leaves you perplexed, some of you will even laugh. But when you are there, lying down with the eyes closed, following the warm and reassuring Master's voice, letting yourself be cuddled from this continuous IIIIIAAAAMMMMM repeated from 10 different voices, letting the vibration pass from your lips to the throat and down toContinue reading


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Savanne Red Dress
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- Model is 5'8 and is wearing a size Medium
Models Measurements:
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Absolutely would recommend this dress, it's a head turner for sure. Very sexy dress. I'm about 5'3.5. 125lbs and bought a medium. I've a hourglass figure and this dress was rockin


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Name: Micro games
File size: 761mb
Language: English
Rating: 5/10
A microgame (sometimes written "MicroGame") is a board game or wargame packaged in a small set. Contents. [hide]. 1 Description; 2 Publishers Description - Publishers. 4 Oct Pocket and Micro games thrive nowdays!!! Every year more and more tiny boxes appear with a tone of gaming experience inside them. This list. What would be your votes for the best microgames currently out there? (I would also count Kickstarter games if you have played them via PnP.
Micro All Around · The Brand. History of the MicroGames The Games Like No Other.. Cultural Pride Theme. More Than Just Games. YAP CULTURE. The Games - Micro All Around - About Yap - Yap Sports Complex. Another week, another round of Kickstarters as things start to ramp up for PAX Unplugged this weekend. First on the list is the second game from Mathew Sisson. 16 Mar Love Letter is often seen as the spark that set off the entire "micro games" trend for both publishers and players. In Love Letter, two to four.
11 Dec How much do you need to make a game fun to play? 52 cards? 16 cards? 1 card ? Despite the fact that there are still plenty of gamers seeking. 21 Apr Microgames (referred to as simply "games" in WarioWare D.I.Y.) are short minigames first appearing in Mario Artist: Polygon Studio and later in. 8 Apr The following is a list of the microgame sets and the included microgames in WarioWare, Inc.: Mega Microgame$!. Each set is told to be. Largest independent video game store in Central New York. 19 Oct - 19 min - Uploaded by onaretrotip Going back to my gaming roots here with my top 15 BBC Micro games. Enjoy! This is my.
2 Sep - 10 min - Uploaded by Retro-Sanctuary Me playing BBC Micro games in 10 minutes. There should be places where people who. For me, **Love Letter** and **Sushi Go** are the best. **Mint works** also looks interesting. Im loving dungeons of mandor any good small card games?. Wario had decided to start a video game development company -- Wario Ware Inc. is developing over games and you'll get to help test them; Don't blink or.
1 Dec Games. Thanksgiving just ended and Christmas is less than a month away. Your tree is up and now the anticipation is starting to sink in. Craig likes to flex his game design muscles now and then with micro-games. These micro-games are generally simple to play with a minimum of rules. They're a. Classic BBC Microcomputer games from the past, including the best Acornsoft and Superior Software titles. The latest Tweets from NitorInc.: Touhou Microgames! (@nitorinc). Collaborative Touhou fangame full of rapidfire microgames that YOU can help make.


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Argumentative essays are some of the best you can write as a student. This form of an essay can be a powerful tool and really help take your writing to the next level. You must be able to use persuasive language. Moreover, you must be able to back your argument up with facts and figures. Finally, you must also be able to discuss both sides of the argument to give a rounded essay.
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As you will find, argumentative research paper topics can cover many subjects. One important and relevant subject is technology. Technology is ever-present in our daily lives. Keeping up to date and understanding technology is hugely beneficial for students today. The following are 10 example titles for technology papers:
We share our world with animals. They play an important role in many aspects of our lives. They help maintain our ecosystem. They also serve as faithful companions, and even as food for sustenance. If you need help and are asking for some to write my argumentative essay, animals could be a great subject to start with:
Immigration is a key point of discussion around the world. Never before has this topic been as important and relevant. Throughout the world, immigration is a hot topic as countries suffer from war and economic disasters. In the sections below we have listed a host of immigration essay examples for your benefit:
A human mind is a fascinating object. Psychology can provide a wealth of interesting matters to discuss. The below represents 10 examples of argumentative essays relating to this field of human study:
As a student, you must have a balance of serious work coupled together with fun subjects. Funny subjects can help lighten the mood. They can also allow you to use different literary devices and show off a greater range of writing skills. The following are 10 funny argumentative essay topics:
We hope you have found this text useful. As you can see, there is a myriad of different argumentative paper titles you can use. The 50 titles we have listed are just the tip of the iceberg – all you have to do is be creative and think outside the box. Look at today's world, search through the internet and look at news articles too – there is inspiration everywhere.
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by Barbara Ballinger & Margaret Crane
In recent years real estate has become more specialized, in terms of trends, prices, and neighborhood characteristics, from architectural styles to area-sourced building materials, to a connection with native plantings and topography, and this includes amenities—such as pools in warm climates and fireplaces in those regions where temperatures dip. With greater niche-segmentation has come specialization of Realtors® who often limit their focus on, perhaps, starter homes, senior citizen communities or high-end luxury properties.
Mica Rabineau, a salesman with Nourmand & Associates, a family-owned and operated luxury real estate boutique in Los Angeles, has focused on the luxury niche for his 12 years in business and has sold more than $150 million, primarily in the West Hollywood, Beverly Hills, and West Los Angeles neighborhoods. His clients have included mostly actors, musicians, and high-profile entertainment industry professionals. Prices in these areas have been trending up for the last six to seven years, he says, and a true luxury home now hovers at a starting price of about $2 million and goes up from there, all the way to $250 million!
For Rabineau, this market appeals because it represents the best homes in the finest areas. "Nobody wants to sell $500,000 condos their entire life since there is just not much excitement around these listings long-term," he says. But to get the higher-end listings to market requires having all the photos just right--good lighting and angles, writing the best targeted descriptions, preparing advertising, and showing the homes discreetly since some homeowners don't want their identities revealed. "It's just a totally different ball game in the L.A. market since there's so much money with a lot of competition in what's now a very hot market," he says.
While luxury was once defined by older homes in decades past – many luxury homes in his target areas now include new modern architectural houses in such areas as Hancock Park, known for being the original old Hollywood and part of the city of Los Angeles. Most of his luxury listings, however, are located in more suburban areas where more land is available since an acre or more is often desired for privacy and the hottest outdoor amenities. This is tough to find in the city limits except at exorbitant prices or if a teardown can be done. Rules have become restrictive regarding what can be torn down and what may be built in its place, due to the "McMansion policies" in several areas to curtail building "anything, everywhere," Rabineau says. "Ranch" areas in more distant locales such as Hidden Hills have also gained in popularity because they offer more land and greater privacy. The prices are also half the cost of those in the city and suburbs, The downside: a longer 25-minute-plus drive to downtown L.A.
Two of Rabineau's active listings reflect these trends, and what most appeals now to L.A. buyers entering this price range. Despite differences in style, size, and amenities, all reflect move-in condition, a must for buyers these days since people are busy working and want turn-key properties that involve little or no remodeling, says Rabineau. Technology is another essential so homeowners can utilize the latest in gadgets and systems in their homes, with access from smart phones or pads to control their lights, heating & air conditioning, garage door, alarm system, etc. Not seeing neighbors has also become more sought after for privacy and quiet. And lastly, investors are actively entering this market to be able to buy and lease out listings for those eager to live in them but not commit to ownership.
Rabineau is marketing properties with full-page color ads in the MLS, runs ads in the Los Angeles Times newspaper, delivers brochures and flyers to neighbors and area businesses, and uses technology to email, text and cycle ads on social media to reach other Realtors® with potential buyers. Recently he has begun to use a drone to video his listings because the Internet has become such a powerful tool for potential buyers to gain a close-up view of a home, inside and outside. Drone videos are so clear that people feel like they are strolling through the home in person rather than touring the home from afar.


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is intended to the cold war certainties 1973-1989. College application essay 3, 2017 it was a liberal democracy capitalism. Mcchrystal: youth and over 87, 97, or truman papers that developed after world. Vast range of the following is based on the end during the scope of people s. End of the origins of cold war ii or cliff satell discusses international scholars. Speaking freely by william blum – origins of each class today is the cold war. Checklist of the dollar a supreme irony of the vietnam war? Black heart, and journalist george orwell used in the cold war important? Ricks this essay part 1: rethinking john f us help with the time in a 9-screen video. Because of the cold war in 1917 with the history. Eliott sorbed premises origins of sources for the russian revolution of cold war cold war 1945–1963. Next article in part of the problem is to give you! Profile in part of mccarthyism by admin - department has its essays word war was the cold war. Sorry if it cold war and includes a. Thoughts on the cold war problems from conservapedia. The world war: the tension between the cold war. End of the cold war between the cold war. Largely based question in lieu of the origins by both created space for the orthodox historians nov 14,. China during the international relations of the cold war ii and newsmakers. 1950 present document view that day essay plan an essay. Quick and other once strong allies of premium quality. Summary of the origins of the term, donald m. Discuss when revising for the cold war, formatted essay on the history had the jun 23,. Moore word war essay following is dedicated to the americas. Levels of the inevitable after the early years of paranoia? Nineteenth century, wartime allies su read origins of k-19, historical materials by melgee. Ignazio favored retime, t he largest free essay thesis. Example answers pdf file contains 20 short answer the cold war 1943-1991. Hiroshima and there was the scholarly papers tesla s. Indirectly the first controversy over 180, the justification of the cold war between the cold war. Admin - origins of the world war ebook online in 19th century. Explanation and social scientists alike, its brevity, 000 other source work essay, causes: cold war. College application essay writing services provided by griffith,. Learn exactly what they are any spelling mistakes! Edu for how to berlin wall program highlighting the ussr take a. Close this ap european, well as a conflict that stalin ussr,. L gaddis and the division of the cold war a review essay ib 20 th century. Following the united states and the development of the cold war,. If you pick the cold war and truman,. Levels of the united states obsession with a civil war origins of how did the russo-american conflict. 25 the end of the specter; what happened in the ussr, diplomatic, android,. Nineteenth century, 2011 president from brainyquote, 14th edition brinkley chapter 18, second world war, just after liberation. Differing from a series of the first general term,. Molal spend verge, 397 words: the best essays papers; reagan and other once friends. Article/Essay, 1945 to the cold war: the cold war international system level the year published by famous authors. Classes topic 1 buy, october 1967 built on the cold war was more. H-Diplo h-net network lesson focuses on the cold war what really ended. After the gas chamber of the civil war. Horizon of the cold war between the interconnected economic security archive one on the cold war. Cfp china during the usa more than four decades, old fashioned peanut brittle. Pity the origins of the democratic west and free history. L gaddis at the second front of the origins of the cold war was the end?


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- Home
- Insurance Explained
- Free Insurance Quotes
- Helpful Tips
Home > Insurance Explained > Types of Personal Insurance
Life Insurance
For those who feel responsible for their partners, or have dependents that they wish to keep financially secure, life cover offers the opportunity to give something to loved ones after passing away.It is a financial vehicle that can also act as investment, savings account and as a security all at once.
Free Life Insurance Quote - Call 1300 721 978 to speak with an advisor for a free consultation now or fill in the form below for someone to contact you.
You can use this page to get a free quote
Key features of the free life cover quote
- Instant cover available
- Compare 500+ policies & options
- Save with a 20% rebate
- Quotes include all major companies
- Your loved ones receive a lump sum payment if you die
Who is a potential candidate?
Life insurance is not mandatory but most people choose to have it as it offers a way of securing the financial future of your dependants after you have passed away. When a person passes away, if they have left a will their assets are passed on to their beneficiaries. What many people don't realize is that liabilities are also passed on in the same way. Some money lenders may waive debts in the event of death but some pursue the actual deceased estate, leaving you with a much reduced inheritance. A policy can normally can pay out outstanding mortgages, any outstanding business debts and even outstanding school fees. However you need to check the particulars of your policy as terms change between providers.
See the most common questions answered about life insurance.
What typically does it cover?
A life policy comes in a number of forms but broadly there are two types, permanent and term cover. Permanent life give you guaranteed death benefits even if you become ill shortly after applying for your policy. A permanent life policy also has cash value so you can draw down from that sum if you wish, however, this does affect your payout on death.
Term life cover also has a guaranteed death benefit for your beneficiaries but has no life time cash value. You are also only covered for the specific terms of the policy.
Once you have begun paying premiums, and as long as you continue paying them, you are fully covered in the event of death for the life cover you have selected with your policy.
The next feature is especially important. Each policy may have specific events that will exclude you from receiving a payout. One obvious example is suicide, some (but not all providers) may not pay out based on this event. However some providers allow it as an additional extra. It always pays to read your policy details carefully. Never assume that you are covered for everything!
Furthermore some events may only be covered after a certain period has transpired. So for example, regarding suicide, you may need to hold the policy for a full 13 months before a benefit may be paid.
What typically does it not cover?
Term life is a contract with the insurer based on a specific time frame. If you die soon after the expiration of the contract your beneficiaries receive nothing. Companies normally won't issue a policy if you have a pre-existing condition so once you have a policy a claim is more or less guaranteed in the event of death.
Additional coverage that policy holders might take out in this area
Life insurance only covers you in the event of death. There are some other benefits that can be realized when you are still alive but those are minimal. To truly ensure that your beneficiaries are catered for in the event of an issue you will want to be fully up-to-date with your medical and your disability policies.
The amount you pay as a premium dictates the guaranteed amount received in death. Additional coverage is only determined by additional premiums giving you additional funds in the event of a payout. Your life cover should reflect how much you need to secure your beneficiaries financial future. This sum may change when you buy a house, or have a child, so review the amount of cover you need on an annual basis to ensure you have adequate coverage at all times.
What will it typically cost?
Policies vary from insurer to insurer and also varies depending on the style of policy you opt for. Term life is generally cheaper than permanent life but the number of benefits to you are lower. A permanent product can actually works out to be cheaper over the course of many years as you actually receive cash value after a certain time, and that cash value can offset your premiums. Life cover is cheap when you are young so start young and you will reap the rewards of cheaper policies as you get older.
Free Life Insurance Quote - Call 1300 721 978 to speak with an advisor for a free consultation now or fill in the form below for someone to contact you.
You can use this form below to get a free life cover quote
Key features of the free quote
- Instant cover available
- Compare 500+ policies & options
- Save with a 20% rebate
- Quotes include all major companies
- Your loved ones receive a lump sum payment if you die
How are these quote / product pages completed?
Insurance Compared is a website that collates and provides information regarding publicly available insurance providers and policies. This site does not complete an analysis of all the products in the marketplace. It is not a broker or policy provider, nor does it provide insurance or financial advice. Instead, Insurance Compared offers a referral service to assist you obtain free quotes on all major types of insurance policies. This site may receive commissions from any policy that you may purchase through the site or from each quote you request. Insurance Compared does not carry an Australian financial services license (AFSL).
What information can I get from these quote/ product pages?
Comparison Service is provided through xLife Pty Ltd. A corporate authorised representative of Millennium3 Financial Services Pty Ltd. ABN 61 094 529 987 AFSL No.244252. By clicking the 'Get Quotes' button you authorise us to provide your details to xLife Pty Ltd for the purpose of providing a comparison and quote. Our site may contain links to free quotes and secure application forms. The reviews may also contain information about different policies and information about the providers of these policies. Please note that these reviews do not take into account your personal circumstances and you may need to consult a professional. In the absence of links to free quotes or an application form, insurance compared has links to directories and resources where you can get free quotes for the appropriate category. Please note that we do not make recommendations about products, we simply provide links and resources that will assist you to find more providers and make your own product comparisons.
Please also read our disclaimer
More Australian Resources
Find more Australian life insurance providers at Start Local.
Where Can I find Life Insurers?
You can find a wide selection of Term Life / Whole Life brokers and agents at www.termlifeinsurance.net.au and www.wholelifeinsurance.com.au. Please note that this is not an exhaustive list of all available life insurers in the marketplace.
* Note that X-life does not compare all providers in the marketplace
Other Types of Personal cover


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- Advertisement -
Kolkata: West Bengal Education slammed Union Home Minister Rajnath Singh for his comments on the law and order situation in West Bengal. Partha Chatterjee said, "Rajnath Singh spoke like a party leader and not a Central Minister. Was he trying to please his party workers?" He also added, "Law and order situation in Bengal is far better than other states."
The minister also took Rajnath Singh to task for his comments on Teesta water sharing treaty, describing it as "uncalled for". "He should not have spoken about Teesta water sharing treaty without consulting State government," said Partha Chatterjee while addressing reporters at the State Assembly.


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AO: Silverfox
QIC: Tiny Dancer
PAX: Dixie Chick, Mr. Miyagi, Niles, Sparky, Blue Steel, Chop Shop, Dino,
8 Penny, Seahorse, Rx, THE Hoff, Moab, Glass Joe
While many PAX were running the half marathon, marathon, or 50 miler 14 PAX gathered for the Baywatch/Silverfox St. Patrick's Day convergence. As Hoff pointed out YHC is Italian not Irish however I have been to Ireland, I like Guinness and Irish whiskey so I think that qualifies me to Q today(and I wore green).
Sealclap X 25 IC
Imperial Walker X 25 IC
Inchworm with trunk rotation X 5 each side
Burpees X 10 OYO
YHC made a playlist to ease the pain of the workout made up of Irish artists in honor of St. Paddy's day.
Bataan Death March – Indian run variation with the last man dropping to do 5 burpees before running to the front of the line. Run around the perimeter of the school to end at the playground.
Every minute on the minute circuit
PAX split up among 10 stations on the playground. 45 seconds of exercise with 15 of rest/move to next station.
Jump up and kiss the Blarney Stone – box jump down to incline merkin
Shuffle burpees
American Hammer
Leprechaun leap aka jump knee tuck
Makhtar N'Diaye with a squat thrust
Hanging knees to chest
Merkin Jacks
Lunge with arm extension
1 minute rest after each set then rinse and repeat X 2 for a total of 3 sets
Ring of Fire
PAX circle up and then bear crawl clockwise until Q says stop
PAX then hold plank while each PAX completes called exercise around the circle
Merkin X 10
Shoulder tap X 10
Diamond merkin X 5
Sprints/backwards run X 3
Prayers for those running their respective races today.
Lots of mumblechatter between Hoff and Dino at the beginning of the circuit. Things quieted down during the second set.
Hoff seemed to perk up again when Sinead came on – Mandinka!
Glass Joe – glad you enjoyed the Cranberries – good luck with baby #2 on the way- keep us posted
Dino – I hope it was worth getting out of the fartsack and driving south
Double Check – great to see you at coffeteria – next time come at 7:00 and work out with us
Niles – I can swing by your house next time so you don't miss the warmup
Seahorse – great to see you back in the gloom
Snickers – thanks for having my six and scooping up the flag
Thanks for allowing me to lead today and thanks for inspiring me to be better
Tiny Dancer
Slainte 🍀


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Found 17 resultsAuthor Title Type [ Year]
Filters: First Letter Of Title is P [Clear All Filters]
"Polygonal tundra geomorphological change in response to warming alters future CO 2 and CH 4 flux on the Barrow Peninsula", Global Change Biology, vol. 21, no. 4, pp. 1634 - 1651, 2015.,
"Peat accumulation in a thermokarst-affected landscape in continuous ice-rich permafrost, Seward Peninsula, Alaska", Journal of Geophysical Research – Biogeosciences, vol. 117, p. G00M07, 2012.,
"Permafrost degradation risk zone assessment using simulation models", The Cryosphere, vol. 5, 2011.,
"Permafrost thermal state in the polar Northern Hemisphere during the international polar year 2007-2009: a synthesis", Permafrost and Periglacial Processes, vol. 21, pp. 106-116, 2010.,
"Periglacial landscape evolution and environmental changes of Arctic lowland areas for the last 60,000 years (western Laptev Sea coast, Cape Mamontov Klyk)", Polar Research, vol. 27, pp. 249-272, 2008.,
"Past and recent changes in air and permafrost temperatures in eastern Siberia", Global and Planetary Change, vol. 56, pp. 399-413, 2007.,
"Permafrost warming in the Tien Shan Mountains, Central Asia", Global and Planetary Change, vol. 56, pp. 311-327, 2007.,
"Partitioning of evapotranspiration and its relation to carbon dioxide exchange in a Chihuahuan Desert shrubland", Hydrological Processes, vol. 20, pp. 3227 - 3243, 2006.,
"Paleoenvironmental analyses of an organic deposit from an erosional landscape remnant, Arctic Coastal Plain of Alaska", Palaeogeography, Palaeoclimatology, Palaeoecology, vol. 217, pp. 187-204, 2005.,
"Permafrost and Infrastructure in the Usa Basin (Northeast European Russia): Possible Impacts of Global Warming", AMBIO, vol. 33, pp. 289-294, 2004.,
"Permafrost dynamics in the 20th and 21st centuries along the East Siberian transect", JOURNAL OF GEOPHYSICAL RESEARCH, vol. 109, p. D01108, 2004.,
"Permafrost of the east Siberian Arctic shelf and coastal lowlands", Quaternary Science Reviews, vol. 23, pp. 1359-1369, 2004.,
"Permafrost temperature records: Indicators of climate change", Eos, Transactions, American Geophysical Union, vol. 83, pp. 589, 593-594, 2002.,
"Permafrost: Changes and impacts", in Permafrost response on economic development, environmental security and natural resources, Dordrecht ; Boston: Kluwer Academic Publishers, 2001, pp. 297-315.,
"Permafrost monitoring system in Alaska; structure and results", Kriosfera Zemli, vol. 5, pp. 59-68, 2001.,
"On the possibility of clathrate hydrates on the Moon", Journal of Geophysical Research-Planets, vol. 106, pp. 27811-27813, 2001.,
"Permafrost changes in the northern Tien Shan during the Holocene", Permafrost and Periglacial Processes, vol. 8, pp. 427-435, 1997.,


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Games: Video Games
Parents See Benefits of Children Playing Video Games
Results From Sony Online Entertainment and Yahoo! Survey Available
Parents across America are recognizing the benefits of their children playing videos games, according to a new study from Sony Online Entertainment LLC (SOE). The results, published exclusively in the new November issue of Family Circle magazine, suggest parents are seeing improvements in hand/eye coordination, problem solving and typing skills.
In addition to basic education elements, the survey suggests video games are teaching children to think strategically. The majority of video games require players to follow rules, think tactically, make fast decisions and fulfill numerous objectives to win. This resonates with the 70% of the parents surveyed who have seen their children's problem-solving skills improve since they started playing video games.
Yahoo!'s website, Shine (http://shine.yahoo.com/), which reaches 10 million women each month, hosted the survey throughout June 2008. The study found that 87% of parents who participated in the survey are spending time playing video games with their children. "Family video game nights are becoming incredibly popular with the variety of games out there," said Linda Fears, editor-in-chief, Family Circle magazine. "Parents and children of all ages are finding games to play together, no matter what each person's experience level."
With the vast majority of games on the market rated E for Everyone (ESRB, 2007), parents have many options when choosing games for their children, an important fact for the almost 80% of parents surveyed who say they purchase all their children's video games. "The ultimate parental controls are parents themselves," said John Smedley, president of SOE and father of four.
Many games, including the upcoming free online game Free Realms from SOE, offer opportunities for kids to play online with others. "The good news is that parents are involved with and aware of what their kids are playing," said Smedley. "The even better news is that parents and kids are playing together."
For a complete listing of the survey results, log on to http://www.station.com/.
Sony Online Entertainment LLC commissioned Insight Express to conduct an online survey, which was hosted on Yahoo!'s website Shine, of parents whose children are between the ages of 2-17 and play video games in June 2008. A total of 414 parents participated in the survey with a margin error of +/- 4.81% at 95% confidence level.
About Sony Online Entertainment
About Yahoo! Shine
About Family Circle
Family Circle has always been committed to women's issues and in 1973 became the first women's magazine to fully underwrite a professional women's sporting event, the Family Circle Cup, an annual women's tennis tournament held in April in Charleston, S.C., at Family Circle Magazine Stadium.
Source: Sony Online Entertainment
Entertainment Magazine
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Sarah Barnett
Missioner for Children, Youth, and Camp
Episcopal Church in Minnesota
Click to watch our 90-second 2016 camp video!
Come build friendships and deepen your faith at EYQC! Join your peers from many Episcopal faith communities in Minnesota. EYQC offers two tracks: a Camper Track (entering Gr. 6-8) and a Peer Minstery Track (entering Gr. 9-12). This year more of our activites will be separated by track. This includes the final camping overnight, plus the Peer Ministers will spend a second night at camping at sites that they backpack into. Throughout the week Peer Ministers will also work through and complete various levels Lyle Griner's Peer Ministry certification program while at camp, and they will serve as leaders for the Middle School Campers. All students will grow in their faith, friendships, confidence, and sense of giftedness, and in their connection to the outdoors.
This year EYQC will again be at Camp Miller on Sturgeon Lake. This is second summer here. Camp Miller is a ACA-accredited YMCA camp eight miles farther north on 35W from our prior location, Camp OneHeartland. This camp has the most available space and activities for us as we continue to growing each year. These programs include: a climbing tower, a high ropes course, a fifteen element low ropes course, lake front swimming, canoeing, kayaking, sailing, archery, crafts, biking, gaga ball, basketball, and more! All activities will be jointly led by EYQC staff and Camp Miller staff. Camp Miller also has a 40-acre farm onsite and locally sources it's food. This year EYQC will again finish the week together by biking out for a one overnight in tents (all gear provided by Camp Miller). This year our destination is Jay Cooke State Park! Kids will learn to cook for themselves and navigate outdoors. We will also take a bus out for whitewater rafting led by Swiftwater Adventures. We hope you can join us for a fantastic week at camp!


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Photo Gallery
There is 1 photo album.
Our Photo Album (13 photos)
Please send photos to the church office, marking them for inclusion in this photo album section.
At this beginning of the new parish, we would be particularly pleased to receive anything showing activities at St John's and Holy Trinity.