text:
Major Section: MISCELLANEOUS
A ``world'' is a list of triples, each of the form
(sym prop . val),
implementing the ACL2 notion of property lists. ACL2 permits the
simultaneous existence of many property list worlds. ``The world''
is often used as a shorthand for ``the ACL2 logical world'' which is
the particular property list world used within the ACL2 system to
maintain the data base of rules.
Common Lisp provides the notion of ``property lists'' by which one
can attach ``properties'' and their corresponding ``values'' to
symbols. For example, one can arrange for the
'color property of
the symbol
'box-14 to be
'purple and the
'color property of the
'triangle-7 to be
'yellow. Access to property lists is given
via the Common Lisp function
get. Thus,
(get 'box-14 'color) might
'purple. Property lists can be changed via the special form
setf. Thus,
(setf (get 'box-14 'color) 'blue) changes the Common
Lisp property list configuration so that
(get 'box-14 'color)
'blue. It should be obvious that ACL2 cannot provide this
facility, because Common Lisp's
get ``function'' is not a function
of its argument, but instead a function of some implicit state
object representing the property list settings for all symbols.
ACL2 provides the functions
getprop and
putprop which allow one to
mimic the Common Lisp property list facility. However, ACL2's
getprop takes as one of its arguments a list that is a direct
encoding of what was above called the ``state object representing
the property list settings for all symbols.'' Because ACL2 already
has a notion of ``state'' that is quite distinct from that used
here, we call this property list object a ``world.'' A world is
just a true list of triples. Each triple is of the form
(sym prop . val). This world can be thought of as a slightly
elaborated form of association list and
getprop is a slightly
elaborated form of
assoc that takes two keys. When
getprop is
called on a symbol,
s, property
p, and world,
w, it
w for the first triple whose
sym is
s and
prop is
p and returns the corresponding
Getprop has two
additional arguments, one of which that controls what it returns if
no such
sym and
prop exist in
w, and other other of which
allows an extremely efficient implementation. To set some
property's value for some symbol, ACL2 provides
(putprop sym prop val w) merely returns a new world,
w', in
(sym prop . val) has been
consed onto the front of
thus ``overwriting'' the
prop value of
sym in
w to
and leaving all other properties in
w unchanged.
One aspect of ACL2's property list arrangment is that it is possible
to have many different property list worlds. For example,
can have
'purple in one world and can have
'yes in
another, and these two worlds can exist simultaneously because
getprop is explicitly provided the world from which the property
value is to be extracted.
The efficiency alluded to above stems from the fact that Common Lisp
provides property lists. Using Common Lisp's provisions behind the
scenes, ACL2 can ``install'' the properties of a given world into
the Common Lisp property list state so as to make retrieval via
getprop very fast in the special case that the world provided to
getprop has been installed. To permit multiple installed worlds,
each of which is permitted to be changed via
putprop, ACL2 requires
that worlds be named and these names are used to distinquish
installed versions of the various worlds. At the moment we do not
further document
getprop and
However, the ACL2 system uses a property list world, named
'current-acl2-world, in which to store the succession of user
commands and their effects on the logic. This world is often
referred to in our documentation as ``the world'' though it should
be stressed that the user is permitted to have worlds and ACL2's is
in no way distinguished except that the user is not permitted to
modify it except via event commands. The ACL2 world is part of the
ACL2 state and may be obtained via
(w state).
Warning: The ACL2 world is very large. Its length as of this
writing (Version 2.5) is over
40,000 and it grows with each release.
Furthermore, some of the values stored in it are pointers to old
versions of itself. Printing
(w state) is something you should
avoid because you likely will not have the patience to await its
completion. For these practical reasons, the only thing you should
do with
(w state) is provide it to
getprop, as in the form
(getprop sym prop default 'current-acl2-world (w state))to inspect properties within it, or to pass it to ACL2 primitives, such as theory functions, where it is expected.
Some ACL2 command forms, such as theory expressions
(see theories) and the values to be stored in tables
(see table), are permitted to use the variable symbol
freely with the understanding that when these forms are evaluated
that variable is bound to
(w state). Theoretically, this gives
those forms complete knowledge of the current logical configuration
of ACL2. However, at the moment, few world scanning functions have
been documented for the ACL2 user. Instead, supposedly convenient
macro forms have been created and documented. For example,
(current-theory :here), which is the theory expression which returns
the currently enabled theory, actually macroexpands to
(current-theory-fn :here world). When evaluated with
world bound to
(w state),
current-theory-fn scans the current ACL2 world and
computes the set of runes currently enabled in it.


text:
The Guest Service Representative is a member of the front office team. The team member is responsible for: Promoting Grand Casino properties at all times by welcoming and serving guests in a courteous, efficient and friendly manner in person and on the phone. Other responsibilities are providing accurate and timely information to guest about Hotel policies, services and amenities, ensuring optimum guest service and satisfaction with each guest interaction.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Responsibilities listed below are representative of the knowledge, skills and/or ability needed to effectively execute this job. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.
Maintain an inventory of vacancies, reservations and room assignments.
Maintains a working knowledge of Grand Casino's property, as well as special events on and near property, in order to advise guests of same, whenever possible.
Responds to guests' requests, complaints or inquires courteously and promptly.
Enters changing reservation information into computer system.
Posts charges to guest accounts and processes payment of accounts.This includes all applicable software systems.
Demonstrates and promotes a strong commitment to providing the best possible experience for the guests.
Sells the value of Grand Casino properties to all inquiries (via telephone or in person) and strives to convert them into an occupied room.
Complies with all safety and security policies in accordance with Grand Casino Properties standards.
Involves cross training into housekeeping, gift shop and bell desk.
Operates Hotel switchboard and/or PBX
Prepares shift cash report, balancing payments and disbursements with computer and slot system.Prepares the bank drop envelope for shift end and balancing accounts.
All other duties as assigned.
The company requires every associate to:
Maintain a consistent and regular attendance record.
Encourage mutual respect among associates by setting positive examples.
Maintain a professional reputation in the company and community.
EDUCATION and/or EXPERIENCE:
High School Diploma or General Education Degree (GED) or pass the Basic Skills Assessment, or successful completion of a related company approved development placement program.
Six (6) months prior hospitality experience preferred.
Must be able to pass company pre-employment Drug and Alcohol test.
Must be able to secure license from Gaming Regulatory Authority.
Mille Lacs Band Member and American Indian preference will be exercised in the hiring process.
Responsible for following all relevant DGR's.
Must possess excellent verbal and written communication skills.
Must be able to effectively communicate in one-on-one, small group situations, and to moderate-sized gatherings of associates, executives and/or community leaders.
Must be able to add, subtract, multiply and divide in all units of measure, using whole numbers, percentages, common fractions, and decimals, and work with mathematical concepts such as statistical inference.
Must be able to apply common sense understanding to a variety of situations, in order to collect data, analyze facts, and determine appropriate response.
While performing the duties of this job, the associate is regularly required to:
Talk and hear;
See and adjust focus to include close, distance, depth, and peripheral vision;
Stand, walk, run, sit, balance, stoop, kneel, climb, crouch, and/or crawl;
Handle objects, tools, and controls; reach with arms and hands.
Lift and/or move objects weighing up to fifty (50) pounds.
While performing the duties of this job, the associate is regularly exposed to:
A low-to-moderate noise level (offices).
A moderate-to-loud noise level (public areas).
Second-hand cigarette/cigar smoke.
This position is currently not accepting applications.
To search for an open position, please go to http://MilleLacsCorporateVentures.appone.com

subset: commoncrawl


text:
Valerie Aurora is co-founder of the Ada Initiative, an non-profit to increase the participation and status of women in open technology and culture. In this guest post she is writing as the Executive Director of the Ada Initiative.
About AdaCamp
AdaCamp is an unconference organized by the Ada Initiative that brings together people to come up with ways to encourage, recruit, and retain women in open source software, Wikipedia and related projects, and other areas of open technology and culture like fan/remix culture, open government, and open data. The next AdaCamp is AdaCamp DC, held on July 10 – 11, 2012, in Washington DC, co-located with Wikimania 2012, the international conference for Wikipedia and other Wikimedia projects. Applications are still open and we encourage you to apply, as well as invite others and spread the word!
Keeping the conversation productive
The great thing about an unconference like AdaCamp is that the attendees choose the topics of the sessions and participate in the discussion as equals, which usually means that almost everyone is engaged and interested all day long. At the same time, this makes getting the right attendees even more crucial to making an unconference a success.
Some of the problems we've observed in the past in open attendance meetings about women in open tech/culture (e.g., a women in open source software Birds of a Feather meeting) include:
- Lack of basic knowledge of barriers facing women
- Denial of women's experiences
- People who should come incorrectly assume they shouldn't
- Playing "devil's advocate" to the point of blocking discussion
- Constant derailing of the conversation
- Individuals unknowingly dominating the conversation
- Demands that the purpose of the meeting be changed to educating a single person
- Disagreements fundamental enough to block to discussion
- Hostile environment that prevents honest discussion
Disagreement and discussion are good – in the right amount and in the right venue. But it would be a waste of everyone's time and money to hold a conference in which we spend the majority of the time, e.g., debating whether a lack of women really is a problem in open tech/culture. We can't in conscience ask people to travel thousands of miles, spend hundreds of dollars, and sponsor us if the sessions aren't productive.
Our current solution: Invitation-only with open applications
A common model for meetings like this is to make it invitation-only but with an open applications process. Everyone can apply to attend and the call for applications is widely distributed, then the program committee reviews the applications and decide which ones meet the published criteria. We used this process for AdaCamp Melbourne and found that it had both pros and cons.
- No one had to be educated on "Feminism 101" topics
- Discussion was far more advanced than usual
- Sessions produced results during the conference
- Attendees felt energized rather than burned-out
- Discussion was more open and adventurous
- Attendees just plain liked it and told us so!
- Rejected applications generate ill-will towards the organizers
- Some people didn't apply because they didn't think they were qualified
- The reviewers could be biased or wrong
- Some people were put off by perceived elitism
- Reviewing applications was time-consuming and stressful
We especially worry about people not applying because they don't think they are qualified, since women are often socialized to underrate their expertise.
Overall, we are confident that the current open application and invitation process produces a better conference than an open attendance process, but we hope that we can either improve the existing process or find a better process.
Geek Feminism readers: What's your experience with organizing a productive meeting focusing on advocacy for geek women? Do you have advice for overcoming the faults of the open application/invitation process? Have you tried something else entirely?


text:
BANNER ELK, N.C. --- The Lees-McRae College men's and women's volleyball program has reached out to help another member of the volleyball community in need, making a generous donation to help aspiring high school volleyball player Greg Von Rueden in his fight against cancer.
Von Rueden is a 14-year-old Marquette University High School freshman who has spent the past year battling bone cancer (osteosarcoma). An accomplished volleyball player, Greg's West Allis Lightning club team had won a national championship in 2010 and was preparing to go for another title last summer when he learned the heartbreaking news of his diagnosis.
"Coming from Milwaukee, I was aware of what Greg and his family was going through," said head coach Dave Schmidlin. "What started out as a regional outreach for a young man has caught fire and spread nation-wide. We have all been affected by cancer in some way."
Greg spent this past year courageously facing surgery and chemotherapy, and finally received the news he'd beaten cancer on March 19, 2013. Sadly, just two weeks later, on Good Friday, Greg and his family received the devastating news that his cancer had returned.
After doing a bone scan and MRI, they found a mass above Greg's knee. Surgery was scheduled to remove the tumor, but the doctors were unable to operate. The cancer had spread to other cells in an extremely rare case.
Throughout this difficult journey, Greg's friends and family have come together and supported him by going "Yellow for Greg" and reminding him that "No one fights alone."
The Bobcats have been happy to join Greg in his fight, donating $100 to Greg and his family to help pay for his medical bills and other costs associated with his recovery. Funds For Greg Von Rueden & Family has been a tremendous success thus far, raising over $33,000 as donations continue to pour in.
"When I brought this to both the men's and women's teams attention, they were more than eager to reach out and offer their support," praised Schmidlin. "They all chipped in and made a donation and posed for the picture. It's a small gesture, but we wanted to do our part."


text:
Get excited about reading again with fun and interesting tips from our experts, including The M.D., our dietitians, and our fitness expert. In our health library, you will find all of the information you need to achieve your goals of making a healthy lifestyle change. So, start reading and start losing!
Metabolic Syndrome
Learn the basics of this little-known syndrome that occurs predominantly in overweight and sedentary individuals, and is linked to a number of cardiac risk factors.
Metabolic Syndrome Symptoms including weakness, dizziness, and ravenous, hunger. These can happen just an hour or two after eating.
Have you ever started a healthy new eating regimen, but within just days, even hours, you already feel like your body is just screaming to be fed?
I'm Dr. Caroline Cederquist, giving you The Skinny on Your Health.
We're talking about acute physical symptoms including weakness, lightheadedness, and ravenous, hunger--just an hour or two after eating!
A normally functioning body wouldn't be so hungry again so soon. If you're having these strong physical reactions, you probably have the Metabolic Syndrome, a condition that actually changes the way the body functions, making it more efficient at gaining and storing fat.
Even worse, it puts those affected at much higher risk for diabetes, heart disease and high blood pressure.
While the Metabolic Syndrome is becoming more and more common, it's not normal, and it needs to be corrected.
The good news is that dietary adjustments can usually do the job without medications. Specifically, with an insulin-lowering diet, people can reverse the metabolic syndrome and train their bodies to function properly again, then go on to safe, effective weight loss.
Simply answer a few questions so we can figure out your weight loss goals and provide solutions for a lighter, healthier you. Our weight loss meal plans are designed to help real people achieve real and lasting success.
Get free support to help you lose weight and be healthy with our Weekly Dish on Health.
© 2005-
Privacy Policy - Store Terms
Yes, send me free support to help me lose weight and
be healthy with the Weekly Dish on Health Newsletter.


text:
Standing before the students who had assembled at his bakery to learn a bit of his craft, Duff Goldman issued a warning about cake decorating.
"It's a very difficult art," he said. "It's very tough. A lot of people cry. Most of you will not succeed."
Then he laughed.
"The thing to remember is: It's a cake," he said. "Don't get too freaked out."
But those words had faded more than two hours later as my hand, holding an X-Acto knife, trembled. Goldman, the owner of Charm City Cakes and star of television's "Ace of Cakes," was telling me to cut two circles out of fondant, which would become eyes for the sugary crab that would sit atop my masterpiece.
Don't worry if the eyes are different sizes, Goldman told me, seeing my hesitation. Your crab will look comical. Still, my hand hovered. I was afraid to make the first cut.
At that point, Geof Manthorne, who is also well known to many fans of "Ace of Cakes," the popular Food Network show that ran from 2006 to 2011, reached without comment into a drawer and pulled out several round cookie cutters. Much better. I pushed them into the fondant. I added a couple of food-color dots, and my crab had eyes.
The Remington Avenue bakery began offering cake-decorating classes this spring. For $150 and a few hours of their time, participants can create their own masterpieces, work in a space they've seen on television and learn from network stars.
Mary Smith, another well-known Charm City Cakes artist, had originally been scheduled to teach the class, but Goldman and Manthorne took over instead. The switch was an added treat for the eight students spending the better part of a Saturday hunched over a long wooden table, learning to turn sugar into art.
"I'm a huge 'Ace of Cakes' fan," said Jeanette Monetti, who had traveled from Alexandria, Va. "I'm a little star-struck this morning."
As we worked through every step of the decorating (well, not every step; we were provided cakes already covered in red fondant), it was clear that Goldman, while never freaked out, is very, very serious about what he does. He explained why corn starch is better than flour for dusting, gave a dissertation on when to use fondant and when to use the crumblier gum paste, demonstrated rolling techniques, showed how to make a paper cone to pipe out royal icing, and carefully affixed a ribbon along the bottom of a finished cake, so it was complete all the way down to the table, which is important to him.
He explained why he chose each tool and showed how to use them. "Most of our tools are from Home Depot," he said. He showed how to fix the inevitable cracks, smudges and crooked decorations that were a natural byproduct of letting amateurs do a job that's usually left to the pros. "Cake decorating is smoke and mirrors," he assured us.
He also joked a lot, chatted and told stories. "I don't mean to name drop," he said, before describing his visit to "The View" and Barbara Walters' difficulty with a cake-decorating task.
Goldman, a graduate of the University of Maryland, Baltimore County, opened Charm City Cakes in 2002, and put the shop on the foodie map with the launch of "Ace of Cakes," which charmed viewers with its Baltimore setting and cast of quirky cake artists.
These days, Goldman spends most of his time in Los Angeles and is in Baltimore about one week a month. Manthorne handles day-to-day operations at the Baltimore shop.
Goldman opened Charm City Cakes West in 2011, followed about a year ago by Duff's Cakemix next door. There, customers buy cakes, decorate them in the shop, then take them home. Goldman plans to expand the concept, although there are no plans to open one in Baltimore any time soon.
All this success is a bit of a surprise to Goldman, who said he had no clear plan when he started Charm City Cakes a little over a decade ago. "Whatever we're doing, it's working," he said.
Back in Baltimore, the cake-decorating class, which started at 10:30 a.m., wrapped up after 3 p.m. Goldman and Manthorne patiently posed for photos and signed our Charm City diplomas, which said we "successfully completed cake decoration training." "Pomp and Circumstance" played.
"We learned a lot," said Bev Dilloff of Lutherville, who attended with her friend, Sharon Cole of Pikesville. "I thought it was really informative and very interesting, and the cakes turned out beautifully."
Our creations were far from professional looking, but they were fun, brightly colored replicas of crab barrels, with a single white-eyed fondant crab on the top of each one. And inside all that red fondant was a yellow layer cake that was tender, sweet and delicious.
Giving a 4 1/2-hour lesson to eight people paying $150 each is clearly not the best use of time for Goldman, who is already juggling the roles of artist, businessman and television personality. He said he does it because he enjoys sharing his knowledge. "You guys have learned a lot of techniques," he told his graduates. "Next time you pick up an X-Acto knife, you'll feel a little more comfortable."
At Charm City Cakes' next class, June 22, participants will make an 8-inch Boba Fett cake. Students will learn about manipulating layered fondant and accentuating form with painted texture. For those not really into "Star Wars" characters, a June 30 class will feature an American-flag cake.
The cost is $150 per participant, for ages 12 and older. Participants under the age of 16 must be accompanied by an adult. Visit charmcitycakes.com for details.


text:
Tote Bags > Grocery Tote >
Philadelphia Grocery Tote
Philadelphia Grocery Tote
Philadelphia Grocery Tote $20.00
Our classic tote makes the perfect gift for any occasion
- Perfect bag for toting around groceries and all your daily necessities. With over 70 locations of your favorite cities or states to choose from!
- Ideal gift for weddings, corporate events and party favors
- 100% natural cotton (7 oz canvas)
- Approximately 15.5″ x 14″ with 21" handles
- Made in Brooklyn, NY, USA
- Interested in custom? Request a quote here.
People who bought the Philadelphia Grocery Tote also purchased
- Boston Grocery Tote$20.00
- New Jersey Grocery Tote$20.00
- New York City Grocery Tote$20.00
- Cheers! Wine Tote$16.00


text:
Gretsch Guitars G9220 Bobtail Round-Neck Resonator Guitar, Spider Cone
2-Color Sunburst
(2-Color Sunburst)
Sku #L01066000001000
Gretsch Guitars
- Write a Review
45 day price guarantee, 45 day return policy, 100% secure shopping
Traditional mahogany design with modern construction and Fishman electronics perfect for blues.
The Gretsch G9220 Bobtail Acoustic/Electric Resonator marks the return of resonators to the Gretsch family. It has the round neck that's preferable for blues-based music such as Mississippi Delta blues, country blues or even ragtime blues. A square neck version, which is used for bluegrass, is also available (please see model G9230, our sku# L01068).
The G9220 features a beautifully-bound mahogany body with traditional-style F holes. The heart of this richly resounding guitar is the Gretsch Ampli-Sonic resonator cone, hand-spun in Eastern Europe from nearly 99-percent pure aluminum for fantastic volume and sonic projection. The onboard Fishman Nashville pickup features a split saddle piezo-ceramic pickup designed specifically for spider-style bridges and offers consistent, accurate sound reproduction for every performance.
Gretsch is proud to take players on a musical journey through nearly a century of great Gretsch history by introducing its Roots Collection of acoustic instruments. This exciting family of banjos, mandolins, resonator guitars, ukuleles and Rancher acoustic guitars feature classically authentic Gretsch designs that transport players to a bygone era well before the company made its acclaimed 1950s entry into the electric guitar world.
Case sold separately.
- Round neck
- Bound mahogany body
- Bound mahogany neck
- 25" scale length
- Padauk fingerboard
- Ampli-Sonic cone
- Spider bridge
- Fishman Nashville pickup
Enjoy beauty and tone from a respected stringed instrument maker. Order today.


text:
Seven ABP ports handle containers.
Our main container operations in Southampton, Hull, Immingham and Cardiff handle nearly 2 million containers every year.
The terminals operated by ABP and our partners, DP World Southampton and PD Ports, offer services to destinations worldwide.
Southampton is the UK's second largest container terminal and Europe's most efficient container terminal. The SCT 5 berth was recently opened in Southampton, a new 500 metre quay representing £110 million of investment and capable of handling the largest vessels in the world.
The Port's of Immingham and Hull are the gateways to Scandinavia and Continental Europe from the UK's East Coast. Both ports offer deep sea routes and onward conncetions.
Our container ports are positioned in strategic locations around Britain with excellent road and rail access to key consumer and business markets.
Each port offers excellent facilities and road and rail links. ABP also operates the Hams Hall Rail Freight Terminal, the UK's busiest inland container terminal. Located in the Midlands, Hams Hall offers daily rail container services to Southampton, Ipswich, Felixstowe, and Mossend.
Our Commercial Team will help you find the right port and the right service for your business, and can support you in delivering all your key supply and logistics needs.


text:
I am looking for a holiday destination to go kitesurfing in the end of July/beginning of August.
I have been to Dakhla two years in a row and would welcome a change, but would like something similar, what I am looking for is :
- good wind statistics for that period
- flat water
- accommodation close to the club/beach
- not too crowded
- quiet, no need for nightlife, I want to sleep, eat and kitesurf, kitesurf and kitesurf, o did I mention I want to kitesurf ?
I live in Belgium and would like a destination not too far away.
I have an intermediate level.
Destination I have already been to include :
- Spain, Rosas
- Egypt, El-Gouna
- Marocco, Dakhla
- Brazil, Cumbuco
I was thinking about Naxos or Paros, does anyone else have any suggestions ?


text:
createdb: database creation failed: ERROR: source database "template1" is being accessed by other users
When attempting to create a new database on a PostgreSQL server running walmgr, which is part of SkyTools by Skype Developers, for real time failover I received an error. Initially I was a bit baffled by the error however I remembered after racking my brain for a little bit that you must stop walmgr's syncdaemon when adding a new database. Below are more details about the error as well as how to stop walmgr's syncdaemon and then create the new database.


text:
Can you believe it? Another year has passed. This is one of my favorite times of the year. This is the time to spend reflect on the past year and make plans for the new year. January is one of the best months of the year for finding new business associates. It is the beginning of a new year and it is the time people decide to change things in their life. For many people, it is a time to begin building a business that can change their life from one of making ends meet to one of abundance. They start the new year off making resolutions. I'm not one for New Year's Resolutions. People usually don't take those seriously, however, I am a firm believer in setting goals and making action plans to achieve those goals.
I generally begin by thinking about the different things that have happened in the year to this point but also in the years prior in my Young Living career. Reflecting on both the good things that happened and things that weren't so good. Don't spend much time on the things that weren't so good but just enough time to take note of anything you learned or ways you can improve in the future.
Not only is it important to be regularly analyzing things and improving as you go, it is also important to celebrate the successes of the previous year. Celebrating is really important because it sets a success energy that attracts more good things.
Three Reasons to Reflect on and Celebrate Success:
1. We train our subconscious to be aware and open to success and abundance.
2. We give our subconscious and conscious mind PROOF of our success and progress.
3. It builds self-esteem, confidence and belief in our abilities.
Some things to include in your reflection:
Any successes large and small. Even the things you consider small. Some of these small successes are stepping stones to larger successes.
New things you learned – This is a huge one that people often forget to include. Reflect on all the training you have taken, books you have read, videos & audios and live events you have attended, anything that has been good for growth in your personal development or business skills. Really celebrate this one knowing that training and personal development is the biggest success secret of network marketing professionals who earn full time income.
Don't forget the things you learned by trial and error. Like when you began learning to write a blog or make a video.
There are lots of things you can add to your list. I recommend writing down your reflections. If you have been following my training for any length of time, you should have this done from previous years and have saved them. If so, take out some of your past years reflections and look at the progress over the years. This is really fun.
Reflecting on the progress you have made builds confidence. When I look back on the girl who was terrified to be a leader, I am amazed at how far I have come. It always gets me choked up as I write and reflect on how I have changed. Network Marketing is the best business for personal growth.
After you have finished reflecting on the previous year, you can make a plan of action for the next year. What will you do to increase your business? How will you improve on your marketing skills and what will you do to implement. Think about where you want to be at the end of 2016. Write that down. Then make a list of all the things you plan to do to get there.
Writing all of this down is very important. It helps you have a direction for the year. Keep a copy of both the reflecting of the previous year and the plan for next year. It is really empowering to look back at the things you have accomplished in the past and how far you have come, especially when you have the notes for several years. You can see your growth over the years which is such a confidence booster.
Tagged with: business plan • goals • success • Young Living Essential Oils
Filed under: Goals and Planning


text: Don't expect a new PlayStation anytime soon. Sony Corp.'s deputy president Kazuo Hirai said at CES that the PlayStation 3 videogame console will have a 10-year lifespan. The PS3 bowed in 2006. Sony is holding off because the PS3's replacement will rely more heavily on delivering games via a network that can download graphics-heavy games, and existing networks don't allow those large sizes yet. "Relying solely on networks to deliver content is unfortunately just not possible," he said.


text:
ACLU asks Justice Department for Maine voter intimidation probe
AUGUSTA, Maine (AP) � The American Civil Liberties Union of Maine and the Brennan Center for Justice are asking for a federal investigation into alleged voter intimidation during the last election.
The ACLU and Brennan Center, a non-partisan organization based at New York University School of Law, filed their request with the U.S. Department of Justice's Civil Rights Division on Friday.
The request stems from a Nov. 13 statement by outgoing Maine Republican Chair Charlie Webster that he planned to mail hundreds of post cards to non-residents he suspects voted to see if they're returned. Webster later apologized for saying "dozens of black people" unfamiliar to election officials had voted in rural towns Nov. 6.
The ACLU and Brennan Center say Webster's post card mailing violates federal Voting Rights and Voter Registration acts.


text:
HOUSTON - After serving a tour of duty and coming home to parades, many veterans fight another battle -- unemployment. It is estimated that the unemployment rate for military veterans is 12.1 percent nationwide.
"I wake up every morning looking to put food on the table," veteran Jake Beard said. "That is my battle."
The "Hiring Our Heroes" job fair targeted both veterans and military spouses.
Those who attended had to opportunity to meet face-to-face with recruiters from 66 companies such as CenterPoint Energy, Home Depot and many others.
The program was created by a 20-year veteran, along with the United States Chambers of Commerce.
Already, a countless number of service men and women are grateful for the opportunity to serve once again.
"I'm trainable. I can adapt and overcome. It's kind of cliche in the military, but it truly is what we bring to the table," said Capt. Heather Bozeman with the United States Army.
Three more job fairs targeting veterans and their spouses will be held in Houston in April, August and December.
For more information, head to the "Hiring Our Heroes" website.
Copyright 2012 by Click2Houston.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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|2010-04-04, 12:43
|Link #201
Senior Member
Join Date: Mar 2009
Ahh, you meant Lelouch's motives at the time rather than the intended purpose of the Sword of Akasha for Ragnarok. No, that would count for irony as like you said, Lelouch went there with an admitted sense of despair yet left with a renewed sense of purpose.
...Even if the end result of both was him killing himself somehow.
|2010-04-04, 13:13
|Link #202
Lord Knight of SYTOM
Join Date: Feb 2010
Betteroffer: It was just something felt 'clumsy' about the scene, more than anything.
Like, if the scene was face value for Bismark, while I suppose he is the sort of man to easily forgive a comrade over a mistake, he acted like nothing had happened at all after Anya backed down.
But then, if he knew it was Marianne, couldn't we have had heard his thoughts to that effect? Something like "She's awake...it must be that time now." Since it was implied that Bismark at least had cursory knowledge of Charles' plan?
And if he didn't know it was Marianne, then at the very least he should have questioned why Anya would be actually showing any sort of emotion at all.
And yes, it was sort of clear that Marianne intentionally exposed her flying part to damage for the purpose you state.
|2010-04-04, 13:54
|Link #203
Senior Member
Join Date: Mar 2009
I agree though, that the scene as a whole was unecessary, as they could have just said that Bismarck knew about Marianne and allowed her to pass. My guess is that they wanted to show Marianne doing at least something crafty to show that she wasn't just all Informed Ability before killing her off.
|2010-04-04, 15:06
|Link #204
Senior Member
Join Date: Dec 2008
And admittedly, Villetta and Ohgi could be said to be the cause of Zero Requiem. Not to mention that Villetta could also be linked to Shirley's descent into tragedy. Needless to say, I'm not happy that they got the happiest of endings. To which effect I've imagined a RevengeFic where Suzaku!Zero figures out the truth about the meeting between Schneizel and the Black Knights, and then has a private meeting with Villetta, recreating V. V.'s assassination of Marianne, this time on Villetta, not only with the "it was the woman who led the man astray" line, but also "your existence is a mistake!"
|2010-04-04, 15:14
|Link #205
Shameless Fangirl
Join Date: Sep 2008
Location: Germany
Age: 29
Well, Suzaku going for revenge when he and Lelouch had finally succeeded in ending the "ongoing chain of hatred" would be pretty strange, but... *shrugs*
A very nice scene was Clovis leaning back on his throne and smiling that "I am awesome and I know it" smile of his.
Oh yes, very nice indeed~
|2010-04-04, 15:35
|Link #206
Senior Member
Join Date: Dec 2008
|2010-04-04, 15:59
|Link #207
Shameless Fangirl
Join Date: Sep 2008
Location: Germany
Age: 29
He didn't say a word about the bloodshed. That's pure speculation.
In the end, the whole point of Zero Requiem was to stop people's obsession with revenge. Suzaku could kill Ougi and Villetta, yes, but who knows? Their baby could become a second Lelouch, however unlikely that is.
|2010-05-23, 16:32
|Link #212
The Dark Empress
Join Date: Feb 2010
Location: West Virginia, USA
Age: 29
|2010-07-18, 15:23
|Link #216
Seeker of Truth and Lies
Join Date: Nov 2009
Location: In your Dreams. And Nightmares
Seeing Lelouch take the throne and then Geass all the royals into obeying him...Just seeing him and Suzaku smile as they took over all of Britannia in one fell swoop was epicness. And everyone's shocked reactions just made it even better. (NO ONE saw that one coming, I do believe. )
There were tons of other scenes I loved, but I think the other one that sticks with me the most is the scene with C.C. after the end credits of the last episode of the first Season. Her thoughts about Lelouch's life and motivation, and especially about humans in general, really put things in perspective for me, I find.
|2010-07-27, 18:16
|Link #219
Knight of Solamnia
Join Date: Jul 2010
Location: Dargaard Keep
If I'd have to pick just one, I'd go with
R2 Turn 19, 19:50-20:05
These mere 15 seconds, are surprisingly enough to sum up the entire feeling that you can get from this anime series.
And you do get the entire package in the form of::::
1)One of the most powerfull quotes in the series: <I'm.. not a.. tool.. This.. is my.. own will!> , it can even apply as a truth margin to a lot of the main characters.
2)The use of Geass (half the anime purpose is about it) and the cost it's attached to it.
3)'If I were a Bird' instrumental backround which does great justice to it.
And , what really gets me every time:
The mental image for Rolo , inside the KMF pit, his head in sweat, his hand grasping his heart, coughing, as the Geass usage takes its toll on him, his finger on the 'Fire' button-and the way Shinkirō stretches his arms wide with his palms open towards the sky while the lazer canon fires from its chest ...
For a KFM unit which was constracted for personal use by Leluch, to have it seemingly 'answer' Lolos plea, in such a way, will probably never leave my head..
Drama+Geass Usage+Unique KFM in action+awesome music in around 10 seconds.Sums it up
|2010-07-27, 20:02
|Link #220
The Dark Empress
Join Date: Feb 2010
Location: West Virginia, USA
Age: 29
|Thread Tools


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MILWAUKEE, WI- Following the successful launch of their new Hand Tool business in 2010, Milwaukee Tool continues to rapidly expand the tool line with the launch of several new products in October 2011. With a focus on delivering innovative solutions that increase productivity, the new products will fall into three new categories which include Pliers, Snips, and PEX Cutting. Committed to their core user, Milwaukee will incorporate features into each Hand Tool that provide application specific solutions for the Electrical, Mechanical, HVAC, MRO, and Remodeling trades.
"We are committed to rapidly grow our new Hand Tool business," says Tim Albrecht, Director of Marketing - Hand Tools for Milwaukee Tool. "We continue to add more resources to this business unit and further invest in its development. Milwaukee Tool's approach of understanding our core user's needs, and then creating new-to-world designs that solve key user problems, has set us apart.
The new hand tools specifically include Quick Adjust Reaming Pliers, Tongue and Groove Pliers, Aviation Snips, and a PEX/Tubing Cutter. Additionally, Milwaukee will introduce a family of 6 in 1 tools that will reduce the number of Hand Tools needed to complete common applications such as reaming pipe, cutting nails, pulling wire, cutting bolts, and more. The 6 in 1 tools will be offered as Lineman's Pliers, Diagonal Cutting Pliers, Combination Wire Pliers, and Long Nose Pliers.
"One example of the advances in Hand Tool design that will set Milwaukee Tool apart is our 6 in 1 Combination Wire Pliers. These pliers feature a new-to-world design that incorporates all functions of long nose pliers, wire strippers, and reaming/deburring tools," says Albrecht. "We have replaced three tools in the user's pouch with one Milwaukee Hand Tool; creating less weight to haul around, at a better value…a prime example of what we call Disruptive Innovation," says Albrecht.
Backed by Milwaukee's Limited Lifetime Warranty, each of the new products is drop forged, machined for maximum precision, and treated to resist rust. Durable over-molded grips add comfort and last longer than traditional rubber dipped handles.
Dedicated to delivering advanced solutions to increase productivity, Milwaukee's Hand Tool category will continue to grow and offer innovative products.
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SOURCE: Milwaukee Electric Tool Corp.
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Happy Monday from 'Mynewfavoriteday'
About Shannon Pruitt from 'Mynewfavoriteday'
Welcome to 'mynewfavoriteday. This space is about gratitude and connecting through being open, vulnerable and real. I hope you will enjoy my take on motivation, inspiration and advocacy and will take the opportunity to tell me of your own thoughts and stories. Why I started 'mynewfavoriteday.' I am a childhood surviving, divorced, now happily married, IVF (and now natural pregnancy) success story, working mother of 2 amazing babies who were born 12 weeks premature. As life often seems to surprise you when you least expect it, we added another sweet baby girl M to our family in July of 2013. While our angel minis, Q and E are now 7 years old, our son, Q, has thrived while our daughter, E, has had a much more difficult journey. She is considered special needs and in September of 2012 was diagnosed with a rare genetic disorder called Angelman Syndrome. And so, as she has grown, so do we as individuals and as family. How to help her, how to celebrate our differences while allowing ourselves to cope with the challenges that we never knew to expect. Thus, while much of this blog is based on our experiences (good and not-so-good), it is also based on how we must not let ourselves become victims of our circumstances but rather advocate in our own lives. A little bit about me and who I am. In my professional life I am a marketer in the Entertainment Industry; however, 'mynewfavoriteday,' was not born of entertainment or marketing but rather as a pathway to help myself and others as we try to define who we are as parents, family members, spouses, friends, colleagues and people. I believe in never judging a book by its cover. Every cover is different, and no matter what your cover looks like, you never know how someone's book is written. Like mine. From the outside, you might never know what truly makes me who I am or what I believe. This blog explores the pages on the inside of my book. My vulnerabilities, fears, happiness, and all my triggers through the lens of being grateful for all the amazing blessings I know I have received but sometimes forget in the challenges of daily life. Thanks again for dropping by. I hope you will come back, subscribe, comment, share, and/or just hang out and be inspired or motivated to make each day for yourself or someone else 'anewfavoriteday.' By being here, you have certainly helped to make it mine. xo, ShannonView all posts by Shannon Pruitt from 'Mynewfavoriteday' →
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My name is Shannon Pruitt and I am so grateful you have joined me here at 'mynewfavoriteday.' It is my hope that as you spend time on this blog, you will take the following reminders with you that will make you want to come back, subscribe, comment, and share 'mynewfavoriteday.' 1) Be "present" and recognize moments in your life so that moments don't pass you by and you can truly appreciate all you have in each day. 2) Count your blessings. Be grateful for family, friends, pets, things, a roof over your head, food to eat, your ability to laugh, or walk, or hear, or see. Reminding yourself of these things can be the first step in making each day 'yournewfavoriteday.' 3) Know you are not alone. While our experiences may be different the emotions that we experience whenever we struggle or are challenged are the same for they are the core human emotions of sadness, fear, loneliness, and yet we are all searching for the same emotions as well of hope, love, happiness, joy and peace. At 'mynewfavoriteday' you are never alone and you never know what you might find from my posts or other's comments that just might help you find a little more of those core emotions we all look for. 4) Use your voice. Remember you are your own best advocate and by using your voice you may inspire others or be inspired, so go ahead and speak up. 5) Be grateful. For each breath, for the opportunity to live. Be motivated and inspired that you have the chance to just be.
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The German Society for Biochemistry and Molecular Biology (Gesellschaft für Biochemie und Molekularbiologie, GBM) is the largest professional association for life sciences in Germany. With its almost 5,500 members, it is committed to serving the interests of all those working and researching in the dynamic and promising disciplines of chemistry, medicine and biology – from professors to first-year students.
Whether it is the German Research Foundation (Deutsche Forschungsgemeinschaft), journalists, the authorities, or professional associations in other disciplines: anyone needing to call on expertise in questions of biochemistry and molecular biological sciences, turns first and foremost to the GBM.
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Antonio VivaldiBiography
Vivaldi was born on 4 March, 1678 in Venice; the son of a violinist in the orchestra at the church of St. Mark, Venice. All the best composers for the violin have exploited the instrument's singing qualities. Like the human voice, the violin can express a wide range of emotions. In this respect, Vivaldi was a true pioneer. He wrote plenty of fine music for other instruments - and for voices -- but it is his music for strings, above all the violin, that ranges so effortlessly from song-like joy to melancholy, with all the romantic feeling of a true Italian master.
Vivaldi lived in Venice during the Baroque period, and the music he wrote for the violin and for its deeper-toned relatives, the viola, cello, and double-bass, perfectly sums up the spirit of those times. He influenced many contemporaries, most notably J.S.Bach, who made a number of arrangements of his music.
Beyond that, Vivaldi's development of the concerto and the sonata looked forward to the Classical age of
Haydn and Mozart, in the latter part of the 18th century. His powers of musical description, in such works as The Four seasons, looked even further forward, to the Romantic era of the 19th century.
Vivaldi died on 28 July, 1741 in Vienna. He was buried in a pauper's grave.
contributed by Gifford, Katya


text:
- Chiang Mai - An An Travel of Nature
Chiang Mai An An Travel of Nature
An An Travel Agents
> Overview <Tour Overview Chiangmai 5D4N Best Activities Chiangmai Package
Package Inclusive:
• 4 Nights accommodation
• Round trip transfer by van (Chiang Mai)
• Full Day Experience on Elephant Riding and Bamboo Rafting with Lunch
• Full Day Doi Inthanon National Park, Waterfall & Hilltribe Village Tour with Lunch
• Full Day Experience 5 Hill tribe Trek (Palong) with Lunch
• Khan Toke Dinner
• English Speaking Tour Guide
Khan Toke Dinner
Relax in an informal atmosphere while dining on delicious northern Thai cuisine called "Khan Toke". Tuck in and eat to your hearts content. During the meal, a traditional northern musical ensemble will play soothing music while charming dancers will entertain you with the fingernail dance, candle dance, sword dance and ramwong dance. If you get the urge, join in the ramwong dance....it is great. After that, there will be a fireworks display. Then, a selection of hilltribe dances performed by the Akha, Yao, Lisu and Karen tribes rounds up this entertaining evening. (Loose, informal attire is recommended as you will be sitting down on the floor).
Experience on elephant riding and bamboo rafting
A pleasant scenic trip to the north of Chiangmai. Amidst lush tropical jungle beside a meandering river, watch elephants take their daily bath. ( OK guys, blow your trumpet and clean those nostrils ). A show of how these magnificent animals are used in the timber industry.…pushing, dragging and rolling logs in unison at the command of their mahouts. And here comes the best part…"ride em cowboy" time. Its now time for an exciting 1 hour elephant ride over the hills and into the lush jungle. Youve got to "swing with the sway" as you rumble and thrash along…and hang on tight folks. ( Elephants are very sure-footed animals ). Then experience a 15 minutes ox-cart ride back to the camp. ( This form of transportation is probably similar to what your ancestors An An Travel in, in the middle ages ). A picnic lunch is provided under the cool jungle shade. After lunch, enjoy a 1 hour "Huckleberry Finn" bamboo rafting trip on the placid Mae Taeng river. Glide along in a summer dream. Visit an Orchid Nursery Farm filled with exotic orchid blooms. A superb butterfly collection is also available for your perusal at a Butterfly Farm. Return to Chiangmai.
Experience 5 Hill tribe Trek (Palong)
This trip is for the one who has short time in Chiang Mai and would like to learn about several hill tribe villages in the North of Thailand by one day jungle trail. And also for the healthy person who want to go exercise.
Doi Inthanon National Park, Waterfall & Hilltribe Village Tour
Visit Doi Inthanon National park, the highest mountain of Thailand (8,500 feet above sea level). Beautiful Maeklang Waterfall and Vachiratharn Waterfall, then visit the great pagodas which were built for the highness Majesties King and Queen. Then trip also can visit Meo hilltribe village which is living by the Royal project and the poor Karen hilltribe villages .
Departure Date An An Travel Period : 01 Apr 2010 to 31 Oct 2011
Tour Inclusion
• 4 Nights accommodation
• Round trip transfer by van (Chiang Mai)
• Full Day Experience on Elephant Riding and Bamboo Rafting with Lunch
• Full Day Doi Inthanon National Park, Waterfall & Hilltribe Village Tour with Lunch
• Full Day Experience 5 Hill tribe Trek (Palong) with Lunch
• Khan Toke Dinner
• English Speaking Tour Guide
Day by Day Itinerary
Day 1 : 14:00 - 22:00
Check in the hotel
Khan Toke Dinner
Pickup Time : 19:00 hrs. (Evening)
Tour Starts Time : 19:30 hrs. (Evening)
Duration : 2.5 hrs
Experience on elephant riding and bamboo rafting
Pickup Time : 08:30 hrs. (Morning)
Tour Starts Time : 09:30 hrs. (Morning)
Duration : 8.5 hrs
Experience 5 Hill tribe Trek (Palong)
Tour Itinerary : 8:00 hrs : Leave from hotel by local truck via Mae Tang and visit Mae Malai local market the colorful and exotic local market. This is where the local people and the various hill tribe meet and trade their goods, mostly fruits, vegetables and flowers. Continue to Chiang Dao and Prow district.
10:00 hrs : Spend whole morning trekking for 1 hour to visit Lahu hill tribe village Bann Pathong and continue trek 2-3 hrs to Karen hill tribe village at Bann Phalai.
12:00 hrs : Relax and explore about their life. Lunch box will be provided at village.
13:30 hrs : Continue by foot for 20 minutes to Lisu Hill tribe village and trek to Akha hill tribe village at Bann Pang Dang 15 mins and 1 hour to visit Palong hill tribe village Pang Dang.
16:00 hrs : Get truck from here back to Chiang Mai.
17:30 hrs : Arrive Chiang Mai, transfer to hotel.
Pickup Time : 8.00 hrs. (Morning)
Tour Starts Time : 8.30 hrs. (Morning)
Duration : 9.5 hrs.
Doi Inthanon National Park, Waterfall & Hilltribe Village Tour
Tour Itinerary :
- 8:30 hrs: Lying south of Chiang Mai, the granite mass of Doi Inthanon, at 8,500 feet above sea level, is the highest mountain in the country. Doi Inthanon is the tail of Himalaya mountain range. Designated as a national park, the moist natural environment is a paradise for birds as it has almost 400 species, animals, flowers and fauna.
- 10:00 hrs: After a final steep climb, the summit is surprisingly flat though misty, cool and breezy. Visit the pagodas built in honor of their Majesties the King and Queen. The magnificent chedi completed in 1989 to honor the 60th birthday of King Bhumipol. A visitors center contains information in Thai and English. A small chedi above the visitors center contains the remains of Chao Inthawichayanon the last independent ruler of Chiangmai, who died in 1897, after which the Kingdom of Lanna was incorporated into Siam.
- 12:00 hrs: Lunch will provide at restaurant
- 13:00 hrs: Enjoy the cool cascading waters of Mae Klang or Vachiratharn waterfalls. Visit a Karen hill tribe village at Baan Sop Had.
- 15:30 hrs: Transfer back to hotel.
Pickup Time : 08:30 hrs. (Morning)
Tour Starts Time : 09:00 hrs. (Morning)
Duration : 8.5 hrs.
Check out from hotel


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text: NEW YORK ( TheStreet) - Hewlett Packard's ( HPQ - Get Report) reportedly hard at work creating a new Android tablet computer to call its own. This, according to the ReadWrite blog. There's even a rumor that HP might be planning an Android smartphone to follow. The report, which has been backed up by The Verge, goes on to say that the new high-end tablet running on Google's ( GOOG - Get Report) Android OS could also be one of the first to run on Nvidia's ( NVDA - Get Report) next-generation Tegra 4 processor, announced at CES just one month ago. HP's last tablet, its (Palm) webOS TouchPad device, had a Qualcomm ( QCOM - Get Report) processor inside. The new HP Android tablet has reportedly been in tests since Thanksgiving and insiders believe it will be officially announced in the next few weeks. There's been no official comment on any of this from HP. None of this should come as a shock to the industry or consumers. HP has a long history of making mobile devices. For many years it produced a series of groundbreaking, early smartphones, called iPAQs, which ran on previous versions of Microsoft's ( MSFT - Get Report) original Windows Mobile operating systems (now called the Windows Phone 8 OS). HP is also the owner of the remnants of Palm - and that means not only early Palm technology but the more recently-failed Palm Pre smartphones and TouchPad tablets which ran on the innovative webOS. Actually, that's not 100% accurate - some of the last TouchPad tablets to be shipped by HP reportedly had the Android OS installed. As for a new HP smartphone, it might be a logical next step after producing an Android tablet. But HP CEO Meg Whitman recently said that her company had no plans to produce a smartphone this year. --Written by Gary Krakow in New York. >To submit a news tip, send an email to: email@example.com.


text:
Moore scores 22, Augustus 19 to lead Lynx to 99-79 win over Mercury
MINNEAPOLIS – Not even a dunk by Brittney Griner would have been enough to slow down the Minnesota Lynx's passing attack on Thursday night.
Maya Moore scored 22 points and Seimone Augustus added 19 to lead the Lynx to an easy 99-79 win over the Phoenix Mercury.
"This is another one that I'm really going to enjoy watching back on video," Lynx coach Cheryl Reeve said. "We're just embracing that notion of when you play hard, good things happen to you. We were hard to play against tonight."
Lindsay Whalen had 10 assists for the Lynx (2-0), who finished with 30 on 36 field goals, and Amber Harris added a career high 18 points off the bench.
The highlight of the night came when a no-look pass from Moore led to an alley-oop lay-in by Harris.
"It was a really sweet play," Moore said. "It's so fun to play like that. It builds everybody up."
Diana Taurasi scored 21 points for the Mercury (0-3) and Griner added 16.
The 6-foot-8 Griner attempted to dunk on a fast break late in the third quarter, but the ball clanked off the back of the rim.
The Mercury locker room remained closed and coach Corey Gaines had yet to speak to the media 45 minutes after the game ended.
Led by Moore's 19 points, the Lynx used crisp passes to dash around Phoenix and shoot 65 percent to build a 60-33 halftime lead.
The first half looked more like a passing clinic instead of an actual game, and it carried through to the second half.
"Thirty assists, that's just a really fun way to play," Whalen said. "It's just great when we share the ball like we did."
The 30 assists tied a team high set in 2007. Minnesota only turned the ball over six times, which also tied a team-record low set in 2007.
Harris, a 6-foot-5 forward in her second year out of Xavier, was assigned to Griner most of the night and held her own, even blocking two of the rookie star's shots.
"I just got in and just played hard," Harris said. "It feels good to finally get out and contribute and help my teammates out. I feel like I need to get better and better each game."
After drafting Griner, Phoenix had high expectations heading into this season. But the Mercury have been outscored by a combined 55 points in losing their first three games.
Their last two losses have come on the road against Seattle and Minnesota, which won WNBA titles in 2010 and 2011, respectively.
Phoenix's next game is Saturday at defending champion Indiana.


text: Valerie Bang-Jensen, professor of education, and Mark Lubkowitz, professor of biology, continue their mission to convince everyone they encounter that the scientific crosscutting concepts appear everywhere in books and our daily lives, enriching our understanding of daily life experiences. This fall the National Science Teachers Association (NSTA) published their blogpost on structure and function, and on Friday, October 26, they were invited to present their work on science and children's literature at the Massachusetts Science Education Leadership Association's annual conference in Marlborough, MA. (posted January 2019) Valerie Bang-Jensen of the education faculty and Kristen Hindes of the College's Durick Library staff co-authored a fun piece appearing in the online newsletter/website School Library Journal this past winter, titled "Picture Books in the Dorm Room?" (posted June 2018) Valerie Bang-Jensen, professor of education, and Mark Lubkowitz, professor of biology, collaborators on the book Sharing Books, Talking Science (Heinemann publishers) on March 8 did an interview with Heinemann Podcast author Amy Ludwig VanDerwater to discuss the poetry of science. They talked about how language and literature can work in the same way science does, how both literature and science have stability and change and how both also have cause and effect. (posted June 2018) Valerie Bang-Jensen, professor of education, and Mark Lubkowitz, professor of biology, made a juried presentation, "Read Like a Scientist: Exploring science concepts with children's literature," at the National Council of Teachers of English Annual Conference in St. Louis, MO, on November 19, 2017; an invited presentation: "Read Like a Scientist: Exploring science concepts with children's literature" for Science Outreach at Whitman College, Walla, Walla, Washington. September 15 & 16, 2017; and presented a professional development workshop: "Exploring the NGSS Crosscutting Concepts with Children's Literature," a full day of professional development for Addison North East Supervisory Union, Vermont, on Nov 3, 2017. Also, a podcast called "Vegetable Gardening with Mike the Gardener" features in its episode #303 "The Wonders of the Teaching Gardens at St. Michael's College in Vermont with Founders Valerie [Bang-Jensen] & Mark Lubkowitz." The two professors have continued to provide professional development for elementary teachers and curriculum directors about the integration of the Next Generation Science Standards (NGSS) crosscutting concepts and children's literature. They were among the four featured authors at their book-publisher Heinemann's summer "Teacher Tour" in July. Their book, Sharing Books, Talking Science: Exploring science concepts with children's literature (Heinemann, 2017) was in recent months named a National Science Teachers Association recommended book. Mark and Valerie write seasonal blog posts to provide context for anyone learning how to see science in everyday life (posted December 2017) Valerie Bang-Jensen, professor of education, and Mark Lubkowitz, professor of biology, presented "Read Like a Scientist: Exploring Scientific Concepts with Children's Literature" at the annual National Science Teachers Association conference in Los Angeles on March 31, 2017. The presentation was based on their new book, Sharing Books, Talking Science, which was featured at the publishers' booth during the conference. Also, their educational book-publisher Heinemann ("dedicated to teachers") has been publicizing that book widely, with it rending on Amazon in recent months. (posted June 2017) Valerie Bang-Jensen and Mark Lubkowitz, professors of education and biology, respectively, presented a workshop in July titled "Reading a Garden: Discovering Plant Biology in Great Children's Literature" at the National Children and Youth Garden Symposium sponsored by the American Horticultural Society in Austin, TX. (posted September 2015) Valerie Bang-Jensen, associate professor of education, is author of the article, "Books in Bloom: Flowers as cultural, historical and aesthetic themes in picture books: The Dragon Lode," appearing in the peer-reviewed journal International Reading Association, Spring/Summer 2014 issue. Valerie also co-presented with her Saint Michael's colleague Mark Lubkowitz, associate professor of biology, at two conferences in the spring: The first, on March 28, 2014 at the Vermont State Department of Education Kindergarten Conference in Burlington, was "Stories and Seeds: How great children's literature invites scientific understanding." The second, on May 20, 2014 at the Vermont Library Association Conference on the Saint Michael's campus, was "Books in Bloom: Read your way to a summer garden," in the session titled "STEM programming at your local library." Mark and Valerie also were interviewed by Jane Lindholm on the Vermont Public Radio program Vermont Edition in May about their book Books in Bloom: Discovering the Plant Biology in Great Children's Literature, published in 2014 by the National Gardening Association. http://digital.vpr.net/post/books-bloom-shares-botany-childrens-literature (posted August 2014) Valerie Bang-Jensen, associate professor of education, and Mark Lubkowitz, associate professor of biology, report that the National Gardening Association recently published their new curriculum book, Books in Bloom: Discovering the Science in Great Children's Literature." This illustrated book, written for educators, parents, and anyone involved with environmental education, explores the literary and biological themes in 17 excellent books for children. Valerie Bang-Jensen, associate professor of education, and Mark Lubkowitz, associate professor of biology, were co-presenters at several academic events this past semester. On October 19, 2013, they were plenary speakers at the Captain Planet Learning Gardens Conference in suburban Atlanta, presenting "Books in Bloom: Inviting children to develop biological and literary lenses to create rich understandings of their world." They also spoke at the 2013 Annual Convention National Council of Teachers of English (NCTE) in Boston on November 23, 2013, presenting as members of the panel, "Books in Bloom: Integrating Children's Literature and Plant Biology." Here's how the NCTE Convention Web site described the session: "Imagine Miss Rumphius without lupines, or Winnie-the-Pooh without thistles for Eeyore. Explore the relationship between children's literature, botany, and gardens. Participants will choose a book from our collection and construct a literary desktop garden followed by discussion and guidelines for creating similar projects in their own learning and gardening communities." On December 11, 2013 they presented "Embracing Complexity: Creating a Richer Picture Through Merging Biological and Literary," as part of the Science Speaker Series at Johnson State College. Each fall that college's Department of Environmental and Health Sciences hosts a speaker series on Wednesday afternoons featuring experts on topics in science, and Valerie and Mark made the final presentation of this year's series. (November 2013) Valerie Bang-Jensen, associate professor of education, has written an article, "How to read a garden: Creating signage grows critical readers and audience-savvy writers" to be published in the Fall volume of the New England Reading Association Journal. (September 2013) Valerie Bang-Jensen, associate professor of education, was author or co-author of three recent print or online-published articles: "Give us a sign! Third graders interpret their school garden," in Legacy (July/August 2012), the professional journal of the National Association of Interpretation; and "Reading a garden," In "Strong Readers All," Educational Leadership (June, 2012). And, with colleague Mark Lubkowitz, professor of biology, "Books in Bloom," a monthly column for the National Gardening Association. Valerie and Mark also were part of two recent presentations: "Books and Gardens: Digging Deep," Vermont State Department of Libraries Dorothy Canfield Fisher Conference, Stowe, VT. May 4, 2012; and "Books in Bloom: Connecting Literature and Botany," Vermont State Department of Education Kindergarten Conference, Burlington, VT. March 30, 2012. Valerie also received the Governor's Award for Service Learning. She and Mark hosted 35 members of the Burlington Garden Club for a tour on August 22. Valerie Bang-Jensen, professor of education, presented at the National Council of Teachers of English (NCTE) Annual Convention in Chicago (November 17-22, 2011) on the topic, "How to Read A Garden: A Framework for Garden-Literacy Connections." The convention theme was "Reading the Past, Writing the Future" She also presented during the panel session, "Supporting Students to Transfer Reading skills Ccross Contexts." This combined session invited participants to think about how to get students to connect and apply reading skills in various context areas.


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Before you confirm that Cyber Monday HDTV purchase, make sure to check out HD Guru's list of the best deals going.
According to the list, if you are looking for a 1080p HDTV over 40-inches, you definitely have some options: like a 42-inch Panasonic VIERA plasma for $712 (with coupon code and price protection adjustment, see list for details) and a 50-inch Panasonic plasma for $1096 (Buy.com, after the jump). Not only the list save you time, it will help you avoid wasting money on a bad deal. In fact, HD Guru confided in us that "most of the other so called sales are BS." That's not really surprising when you consider that the same could be said for Black Friday deals. [HD Guru]


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Oxygen, herbs cured my Lyme
I read with interest your May 19 cover story about Lyme disease. I found I had Lyme when my dog, Lilah, went lame in 2006. I immediately visited my family physician, since I, too, was experiencing difficulty walking and extreme fatigue. He ran a Western Blot test, which was positive, and prescribed a round of antibiotics. I was no better. I grew worse and experienced difficulty thinking.
I went after this affliction with a vengeance, searching the web, calling Lyme-literate doctors, and watching the movie Under our Skin. I contemplated the effects of massive antibiotics on my immune system and decided to visit Hippocrates Health Institute in West Palm Beach, Florida. I had been there many times just to improve my health and knew that it was run by two PhDs with an MD as well.
They treated me with sessions in a hyperbaric chamber while breathing oxygen, sessions of intravenous vitamins, massive amounts of wheat grass juice and numerous other detox treatments of which most people never heard. The spirochete is anaerobic and will die in the presence of oxygen. I was there three weeks.
While I was there, I met someone else with Lyme. He told me to have a blood test at Central Florida Research, Inc. This lab performs an antigen test that is far more reliable than the Western Blot. He also told me to begin taking an herb called samento. I found another place in Florida (Sally's Herbs) which sent me a 140-day protocol of herbs that included samento, cumanda, venus fly trap, Japanese knotweed, and others. I also began to take phosphatylserine daily for my brain function. (This can be purchased locally at a health food store.)
Today, I am symptom free and my brain function has been restored. Lilah still limps, hates doxycicline, and often throws it up.
Norma Dyas


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"Two girls cast love spells and chase each other through time, space and dimension on a Friday night in their bedroom." So says the description on the Youtube page for this excellent Deftones song, "Sextape."
Have you ever made a sextape? Had one leak? Leaked one? Made a sex mixtape? Was this on it?
I'm seeing the Deftones live on Sunday and I'm so excited and what better way to channel my excitement than into a #soundtrack for you on this lovely summer eve. Enjoy!


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Nature Connects: Art with Lego bricks by Sean Kenney
Marvel at 13 larger-than-life displays created from nearly half a million Lego bricks. Read more
Jul 23, 2019
Troll Hunt
A journey to find the larger-than-life guardians of the forest. Read more
Jul 23, 2019
Bronzeville Echoes: Faces and Places of Chicago's African American Music
Explore Chicago's music legacy through ragtime, jazz and blues in an exhibition that highlights the contributions of important places and people that shaped the music scene. Read more
Jul 23, 2019


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(CNN) — It's not easy being a parent at the best of times - let alone when you're the father of a brooding Kryptonian. But Russell Crowe steps up to the challenge in the latest incarnation of Superman, fathering the "Man of Steel" played by Englishman Henry Cavill.
And if some viewers happen to notice a particularly convincing on-screen tenderness between the two actors, it could well be because of chance encounter over a decade ago.
It was in 2000 while filming the hostage thriller Proof of Life at the Stowe School in Buckinghamshire that Crowe, a lifelong rugby fan, spotted a young talent on the school pitch.
"There was a rugby match being played in the background and there was one kid on that field who was quite dominant and fluid and so he caught my eye. And in between shots that kid came over and talked to me but all his questions were about acting."
The 16 year-old in shorts was none other than Henry Cavill, who until then had only played parts in school productions.
Cavill remembers, "I walked up to him, stuck my hand out and said 'Hi my name's Henry, I am considering becoming an actor, any tips? What's it like?" and he said "well you know the pay is great but sometimes they don't treat you so good - and I'm paraphrasing!"
This brief meeting left a lasting impression with the Gladiator star, even once he had returned home to the other side of the world.
"I figured the greatest thing you could get when you're in boarding school or something is unexpected mail" explains Crowe, who sent a box over to the young fan a couple of days later.
"I received an Aussie rugby jersey," Cavill remembers, "some Aussie sweets, some Vegemite, a band CD and a picture of him in Gladiator saying 'Dear Henry, a journey of a thousand miles begins with a single step. Russell."
Nobody could have predicted that the journey would lead to the $250 million Superman reboot Man of Steel, least of all Russell Crowe, who struggled to recognise his co-star:
"Twelve years later I'm in a gym in Naperville, Illinois and I'm working out with my son in this movie that I'm doing, he's on the other side of the gym and I knew I knew him from somewhere, I just didn't know — I couldn't place him."
Crowe notes that after a workout he asked Cavill "do I know you?" Cavill smiled and after and after several months was still reluctant to reveal all.
"I didn't want walk up to him and put him in that embarrassing situation where he has to lie to me like 'Hi, remember me? The kid from 12 years ago, the one kid you met during the shoot one day' I just assumed he wouldn't."
But, Crowe did remember:
"He said 'do you remember a kid that came and talked to you?' I went yeah, he goes and he talked to you about acting?' I said yes I do remember that, what did I say? And he said 'well they pay you pretty well but they treat you like s*** and I said yes Henry I did say that, good to see you! So it's an amazing little karmic circle."
"We had a good laugh about it," recalls Cavill. "It's one of those moments in life where you think what are the chances?"


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Contact Us
The team at Vybrus is here to help you get the most out of your dreams, we can achieve this by providing you with dedicated support with any issue that you may encounter. With that we always drive to go that extra mile for our clients. Your service with us will be no exception, if you have any questions just ask, we are always here to help you. Click Here and use offer code ENCHANTED to get 10% off your next web hosting package.


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January 2017
"Well begun is half done."
~ Aristotle (384 BC-322 BC), Greek philosopher
Recent Releases
Desolation Flats
Andrew Hunt
Historical Mystery. Utah's Bonneville Salt Flats are the preeminent location for those looking to break the land speed record. In the summer of 1938, the men hoping to do so are Hank Jensen, a local inventor;
Clive Underhill, a wealthy English motorist; and Rudy Heinrich, a German who may be involved with the Nazis. When Clive goes missing,
Art Oveson of the Salt Lake City Missing Persons' Bureau (Hank's cousin) investigates the Brit's disappearance -- and soon needs to figure out who's killed the man's younger brother. Following a murky trail that might implicate his best friend and former police partner, Oveson plunges ahead, looking for the truth. Meanwhile, Oveson's wife is depressed and his eldest daughter announces she's leaving the LDS Church. For another look at Mormon life via
crime fiction, try Mette Ivie Harrison's
The Bishop's Wife
Inherit the Bones
Emily Littlejohn
Mystery. A 19-year-old clown from a traveling circus has his throat slashed in small Cedar Valley, Colorado. Why? Unmarried and six months' pregnant, police detective Gemma Monroe investigates the denizens of the traveling circus to answer that question -- but when she discovers that the victim is actually the presumed-dead son of a prominent local family, she traces the new crime back to a chain of events that began nearly 40 years ago and involves the murders of two boys. This atmospheric, lyrical debut novel -- hopefully the 1st in a series -- is a good choice for fans of both James Lee Burke and Karin Slaughter.
The Hollow Men: A Novel
Rob McCarthy
Mystery. Juggling his jobs as a hospital physician and a London police surgeon, former Afghanistan army medic Dr. Harry Kent lives and breathes work (he gets by with minimal sleep and pharmaceutical help). Nevertheless, h
e adds a bit of detecting to his work load not long a
fter he's called to an active police scene, where ill teenager Solomon Idris, who's coughing up blood, has taken hostages in a fast-food place. The hostage situation ends with an unnecessary bullet almost killing Idris, and after a medical mistake threatens Idris' life again, Kent wants to know who wants the hostage taker dead so badly that murder is an option...and what it all has to do with Idris' dead girlfriend. With some pulse-pounding moments and a tight plot, this debut by a UK medical student may please fans of medical thrillers.
Out of Bounds: A Karen Pirie Novel
Val McDermid
Mystery. A group of teen joyriders crash a stolen Land Rover; the driver ends up in a coma, but a routine DNA test reveals a link to a two-decade-old cold case.
DCI Karen Pirie,
head of Police Scotland's Historic Cases Unit,
hopes to spin this info into a conviction but things get complicated quickly. Meanwhile, she feels that a recent suicide is a murder and investigates, even though the case isn't hers, and on one of her insomniac night walks, she encounters Syrian refugees who need help. If after reading this
3rd outing for Pirie, you're looking for more gritty, suspenseful, and realistic novels featuring female police officers, try Jane Casey's London-set Maeve Kerrigan novels or Tana French's Dublin Murder Squad series.
The Reek of Red Herrings: A Dandy Gilver Mystery
Catriona McPherson
Historical Cozy. Something's dead in a Scottish businessman's fish barrels, and it isn't just the herring. Not wanting the grisly discoveries to ruin his business or the local fishing industry, he hires Dandy Gilver and her bachelor partner Alex Osborne. To catch a killer, the duo pose as sibling folklorists at a small fishing village on the Banffshire coast, learning all about the local dialect, while encountering a variety of interesting characters. First published in the UK in 2014,
this well-plotted 9th in the Dandy Gilver murder mysteries, is, like other entries in the superb series,
a delight for Golden Age mystery fans as well as those who adore Scotland.
A Study in Scarlet Women: First in the Lady Sherlock Series
Sherry Thomas
Historical Mystery. Sherlock Holmes is a woman. Let us explain. In author Sherry Thomas' exhilarating take on the Holmes story, young Charlotte Holmes, facing social ruination, reinvents herself as a male detective, calling herself Sherlock. She's always been astute, and uses this to her advantage when Victorian London is struck by a trio of unexpected deaths, and suspicion falls on her sister and her father.
Fans of Deanne Raybourn's romantic historical mysteries will appreciate the touches of romance and the Victorian London setting found here.
Sherlockians who appreciate bold, new takes on the great detective should snap this up (for another Sherlock-inspired novel, pick up Joe Ide's recent debut, the excellent South Central Los Angeles-set
Focus on: Deadly Debuts
Dodgers: A Novel
William Beverly
Crime Fiction. East, a Los Angeles gang member who works as a lookout, is only 16 when he's sent to Wisconsin as part of a group to kill a witness hiding out there. Along with three other teens (including his younger brother), he traverses an entirely alien America, where as young black men they stand out far more than they did in L.A. Observant and cautious, East is a complex character, one who is good at what he does but not entirely hardened by his life. Recommended for fans of Richard Price, this debut is a "searing novel about crime, race, and coming-of-age" (
The Life We Bury: A Novel
Allen Eskens
Mystery. Minnesota college freshman Joe Talbert has been assigned to write a biography of a stranger. He's chosen Carl Iverson, jailed for 30 years for rape and murder, now dying of pancreatic cancer and living in a nearby nursing home. The more Joe comes to know Carl (a hero in Vietnam) the harder it is for him to believe that he's guilty of the crimes for which he was imprisoned. A
long with Lila, a neighbor and fellow college student, and later, police detective Max Rupert, Joe searches for the truth, but he is hamstrung in his efforts by his needy, alcoholic mother, his responsibilities as caregiver to his 18-year-old autistic brother, and a dangerous someone who doesn't want him digging up the past.
This finalist for the 2015 ITW Best First Novel award is the 1st in a series featuring Max Rupert that now numbers three.
A Murder of Magpies
Judith Flanders
Mystery. Wry, likable middle-aged London book editor Samantha "Sam" Clair is visited by Inspector Fields, CID; a courier has been killed and all of his packages taken, including one for Sam. At first, Sam has no idea what might have been in the delivery, but when gossipy author Kit Lowell goes missing after her scandalous new manuscript indicates a Spanish fashion designer was murdered, Sam has an idea. This propels her into a criminal investigation where she discovers that someone will stop at nothing, not even murder, to see that Kit's latest does not get published. This witty, funny debut novel, the 1st in a series, features entertaining characters and an insider's look at the publishing world.
Murder at the Brightwell: A Mystery
Ashley Weaver
Historical Mystery. In 1932 England, while her playboy husband Milo swans around Europe, unhappily married Amory Ames helps her friend and ex-fiancé, Gil, in an effort to save his sister from a similar fate (the young woman's beau reminds Amory a lot of Milo). Staying at the Brightwell Hotel, near Brighton, with Gil, his sister, her fiancé, and others, Amory's shocked when a member of the group is murdered, and Gil is accused. She investigates to save her friend, and her husband, surprisingly, shows up to help. With a nicely evoked 1930s setting and droll humor, this stylish first novel (and 1st in a series) should please fans of Golden Age writers and romantic comedies.
Contact your librarian for more great books!
McArthur Library
270 Main Street
Biddeford ME 04005
207 284 4181


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Hunt Real Estate Capital serves a wide range of multifamily clients depending on the type of financing required.
We finance all forms of properties and commercial real estate including multifamily properties, multifamily apartments, cooperative buildings, manufactured housing, and student housing. Working with direct borrowers and select correspondents, we concentrate on middle market property owners and super-regional privately owned real estate firms. For small balance, we work directly with borrowers and through our correspondent relationships nationally.
We are a licensed Fannie Mae DUS™ lender, a Freddie Mac Multifamily Approved Seller/Servicer, and a Federal Housing Administration (FHA) Multifamily Accelerated Processing (MAP) approved lender. Hunt's lending professionals bring years of experience and provide you with centralized negotiation, coordination, and pricing through long-standing relationships with Fannie Mae, Freddie Mac, and FHA.
Hunt Real Estate Capital also provides proprietary permanent and bridge financing for multifamily apartment and properties. Our proprietary lending programs offer nonrecourse, first mortgage financing for the acquisition or refinancing of stabilized multifamily properties, as well as bridge financing for prestabilization multifamily properties expected to meet permanent financing criteria within 36 months of closing.
Request more information today!Contact us
As a Fannie Mae DUS™ lender, we offer fixed or floating rate financing for acquisition, refinancing and moderate rehabilitation. Terms range from 5 years to 30 years and may be fully amortizing, or contain partial or full interest-only options. Through these programs we offer first mortgage financing and subsequent supplemental (subordinate) financing and/or substitution of single assets.
Permanent Financing Solutions
- Fannie Mae Near-Stabilization Execution Fannie Mae Near-Stabilization Execution (PDF)
- Small Balance Program Fannie Mae Small Balance Program (PDF)
- Hunt Multifamily Mezzanine Financing Program Hunt Multifamily Mezzanine Financing Program (PDF)
- Choice Refinance
Eligible Property Types – Multifamily (must contain at least 5 dwelling units)
- Conventional Properties Fannie Mae Conventional Properties (PDF)
- Manufactured Housing Communities Manufactured Housing Communities (PDF)
- Student Housing Fannie Mae Student Housing Financing (PDF)
- Cooperative Properties Fannie Mae Cooperative Properties (PDF)
- Affordable Housing Affordable Housing Preservation Fixed Rate (PDF)
Fannie Mae Mortgage Program Offerings
- Supplemental Loans Fannie Mae Supplemental Loans (PDF)
Fannie Mae Multiple Asset Transactions/Negotiated Pools
- Credit facility Fannie Mae Credit Facility (PDF)
- Bulk Delivery Fannie Mae Bulk Delivery (PDF)
- Negotiated Pools Fannie Mae Negotiated Pools (PDF)
Rate-options & Features*
- Fixed Rate Mortgage Loans Fannie Mae Fixed Rate Mortgage Loans (PDF)
- Structured Adjustable Rate Mortgage loans Fannie Mae Structured Adjustable-Rate Mortgage Loans (SARMs) (PDF)
- 7/6 ARM Fannie Mae ARM 7-6 (PDF)
- Streamline Rate lock and Early Rate Lock Fannie Mae Streamlined and Early Rate Lock (PDF)
Green Financing
- Green Rewards Fannie Mae Green Rewards (PDF)
* The rate options and features listed above are available for the majority of Fannie Mae's permanent financing executions, eligible property types, and multiple asset transactions. Please contact your local regional office for further details.
As a Freddie Mac Multifamily Approved Seller/Servicer, Hunt Mortgage Group offers financing for fixed and adjustable rate conventional and affordable mortgage products. We provide financing for the acquisition or refinancing of stabilized properties, and also offer specialized programs for recently completed properties in lease-up and value-add acquisitions needing shorter term financing. Terms typically range from 5 years to 30 years and may be fully amortizing or contain partial or full (interest-only) options. Through this program we offer first mortgage financing and subsequent supplemental (subordinate) financing.
Freddie Mac Mortgage Program Offerings
Standard Freddie Mac (CME) Loan
- Fixed rate Freddie Mac Fixed Rate Loan (PDF)
- Variable rate Floating Rate Loan (PDF)
- Float-to-Fixed Freddie Mac Float to Fixed Rate Loan (PDF)
- Lease-up Loan Freddie Mac Lease-Up Loan (PDF)
- Value-Add Loan Freddie Mac Multifamily Value-Add Loan (PDF)
- Small Balance Freddie Mac Small Balance Loan Program (PDF)
- Small Balance Coop Freddie Mac Small Balance Loan Cooperative Term Sheet (PDF)
- Supplemental Loan Freddie Mac Supplemental Loan (PDF)
Eligible Property Types – Multifamily (must contain at least 5 dwelling units)
- Standard Multifamily Freddie Mac Multifamily Value-Add Loan (PDF)
- Manufactured Housing Communities Freddie Mac Manufactured Housing Community Loan (PDF)
- Student Housing Freddie Mac Student Housing Loan (PDF)
- Affordable Housing Freddie Mac Cash Loan for Affordable Housing Preservation (PDF)
Structured Financing Solutions
- Single Sponsor Execution Freddie Mac Single-Sponsor Execution (PDF)
Rate-options & Features*
- Early Rate-lock Freddie Mac Early Rate Lock (PDF)
- Index Lock Freddie Mac Index Lock Term Sheet (PDF)
Green Financing
- Green Assessment Freddie Mac Green Assessment (PDF)
- Green Rebate Freddie Mac Green Rebate (PDF)
*The rate options and features listed above are available for the majority of Freddie Mac Mortgage Program offerings, Eligible Property Types, and Structured Financing Solutions. Please contact your local regional office further details.
Multifamily Accelerated Processing (MAP) is a national fast-track processing system for the FHA multifamily mortgage insurance programs. As an approved FHA MAP lender, Hunt Real Estate Capital is responsible for preparation of most documents required for an application for mortgage insurance and for making a recommendation to the HUD field offices based upon Hunt Real Estate Capital's processing and underwriting.
Federal Housing Administration (FHA) Mortgage Insurance Origination
- Loan Types: New Construction, Substantial Rehabilitation, Refinance, and Acquisition
- Term: Up to 40 years
- Interest Rates: Fixed rate
- Spread: Market
- Amortization: Up to 40 years
- Prepayment: Fixed step-down prepayment structure
- Pledge: First mortgage
- Fees: Market
- Recourse: Non-recourse except for customary environmental, malfeasance and fraud carve-outs.
- Reserves: Taxes and insurance; replacement reserves.
- Loan Costs: Borrower is responsible for all legal and third-party fees.
Hunt Real Estate Capital provides propriety fixed and floating financing for multifamily and commercial properties. Our bridge lending program is designed for those seeking interim financing for rehabilitation, preparation for and/or transition to attractive permanent term financing. We structure bridge loans to meet permanent financing criteria within 12-60 months of closing. With our proprietary program, we alone make the credit decision and fund the loans.
Hunt Real Estate Capital Proprietary Lending
- Fixed Rate Commercial Mortgage Program Hunt Proprietary Fixed Rate Commercial Mortgage Program (PDF)
- Proprietary Bridge Loan Program Proprietary Bridge Loan Program (PDF)
- Hunt Multifamily Mezzanine Financing Program Hunt Multifamily Mezzanine Financing Program (PDF)
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Hunt Real Estate Capital Finances the Acquisition of a Multifamily Property Located in Big Spring, Texas
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