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What's inside? Here are the questions answered in today's reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question.
1. Career change conundrum
2. Teaching children chess
3. Home alarms
4. Developing a savings plan
5. Financial advice media
6. 401(k) as mortgage savings tool
7. Book deals
8. Headaches
9. Home buying and retirement saving
10. Handling minor legal issue
My youngest, who is well into his second year of life, has officially decided that he is capable of climbing everything.
Last night, I asked his six year old brother to play with him on the floor while I went into the next room to find pajamas for them. When I returned, the two of them had climbed into the top bunk of their bunk bed.
When I chided the older one for letting him climb, he just said, "It's okay! I was behind him!" Not exactly a comfort, to tell you the truth.
Parenting seems to involve nightmare visions of children falling on their heads.
Q1: Career change conundrum
My partner (27) and I (26) work in IT management jobs (his is consulting, which he travels for). I make just under 70k, he makes 85k, usually gets at least a 10k raise each year. For the purposes of conservative planning, let's say he'll make more or less 85k indefinitely. We both fund our 401ks, he has about 20k in savings, I have about 15k. We live in NYC, so our cost of living is high.
My job used to bring me day to day satisfaction, but no longer does. I cannot get behind the overall goal of my company (retail), and I am very unmotivated to be successful here, although I know I could be. The corporate atmosphere is suffocating. I have health insurance through my partner as my benefits aren't great, and I have had numerous health issues throughout my 20s that have taken years and upwards of $25,000 to 'sort out' (took me a few years to pay off my medical debt, but we have been completely debt free as of Sept 2011). Through this process, I was turned on to oriental medicine. The quality of care is amazing, and helping people change their diets and lifestyle to create lasting health is exciting.
After thinking about it for a few years, I finally applied and was accepted to a great school for oriental medicine in Texas. I am excited about the idea of doing something for others, with others, as my job, something where I am on my feet more (not in front of a computer all day), where I interact with people, a career that could be flexible with a family down the line (most practitioners open their own practice). Additionally, I feel like working in health care is not only an investment in my future health and that of my family, but a reasonably sound business decision with the aging baby boomer population. Here's the deal: school costs $50,000 (total), plus living expenses, and the program is 4 years long. Additionally, when starting a practice, a few years of hard work is needed without much pay.
We have begun looking at apartments near the school, and the financial implications of going back to school have really sunken in. We like to travel and are lucky enough to have the time and money to do so now. We will need to spend a large chunk of change moving and buying a used car, and after that we will primarily have to live off my partner's one income. I am overwhelmingly worried about 'making it work' under these circumstances. We have been reading Smart Couples Finish Rich for help, and I plan to roll my 401k over into an IRA that I will contribute to as often as possible. We plan to get married in 2013, so I should be ok on the benefits front, provided my partner maintains a job with health insurance. I know I will have to take on loans to do this, but I am so worried about the stress debt will bring in the future. I am so happy debt free and while I know we will likely eventually have a mortgage, I would like to keep our finances as strong as possible, yet at the same time, my job and my attitude towards this kind of work are greatly bringing down my overall motivation and confidence. Do you think I can pursue this career change without greatly jeopardizing our livelihood in our 30s (when we would like to have a family)??
– Dave
For the next decade, you guys are going to be living leaner than you were. There's no question about this. You're simply not going to have the funds to live the life you were previously accustomed to, when you look at the addition of school costs and the subtraction of salary.
Having said that, it's not impossible, and if this is a route you're passionate about, it will be well worth it. You will still have enough money to eat and have a roof over your head, which is what really matters. One key suggestion: find a mentor. Find someone who is actually doing this for a living and ask them for advice regularly.
As for having a child, you're just going to have to wait and see where this path leads you. Just remember that there is no truly bad time to have a child if you and your partner are both deeply yearning to have one. You will make it work, as billions have families have done before you.
Q2: Teaching children chess
I've been trying to teach my five year old how to play chess. Playing chess with my father is one of my best memories of childhood and I am looking forward to experiencing it with my own child.
However, I'm having a lot of trouble making it work. My son is just overwhelmed with what's going on with the game.
How do you teach your kids how to play games? I know based on other things you've said that you've taught your children how to play a lot of games.
– Leon
I started teaching my son chess and arimaa (a chess-like game) when he was four. The key is to break it down into little pieces.
The first time we played chess, we used nothing but a king, a queen, and two pawns apiece. Seriously. We played a bunch of games with just those pieces.
After that, I kept adding pieces to the left and right. One day, we added two bishops and two pawns to the game, and we took that slowly. After several more games, we added two knights and two pawns, then, later, we added two rooks and two pawns to each side.
Doing this step by step made the entire process far less overwhelming for him and now he loves playing both chess and arimaa.
Q3: Home alarms
My husband's store, which had an alarm system, was recently robbed. This got me thinking about our own home and whether we should invest in an alarm system. I don't feel like safety is a factor in our neighborhood, but there is always the "what if?" Do you have an alarm system for your home? Why or why not and what was your reasoning? By the way, I'm pregnant. So does having a young child in the home make it our responsibility to get an alarm system if we can afford it? Right now, I'm thinking it's a want versus a need, so I wanted your input.
– Charity
My feeling on a home security system is that it's mostly there to make the homeowner feel more secure. A home security system will not completely prevent your home from being robbed, though it does make it more difficult for the less enterprising thief.
In other words, it won't stop the careful individual who will know how to meticulously clear out your valuables. It will stop the individual who will stumble into your home, grab the two or three valuable things he/she sees right off the bat, knock over a few things in the process, and run out the door.
I think the biggest benefit is that it enables people who really worry about any form of home intrusion to sleep a little better at night, and that's worth the cost.
Q4: Developing a savings plan
I graduated from Nursing school this past December 2011. I work at a hospital, 36 hours a week (full time). Every two weeks my take-home income is roughly $1,400. I have 4% invested in my employer's retirement plan (2% employer match) — pre-tax of course. Also pretax is a contribution to my Health Savings Account. My living expenses are roughly $600/month (rent, electricity, cable (which my roommate wanted and never uses), food and fuel). My auto loan is roughly $16,000. Monthly auto payment is $368. My school loans (payments begin this July, but I've been making payments since I began my job this February) total roughly $15,000. Monthly payments will be $150 between the two different student loan organizations. Therefore, every two weeks, I make an auto loan and a student loan payment. My budget at this point is set up for every two weeks and I am still getting use to living with my new budget. My problem is, I am having problems paying myself (meaning putting money in my savings ha!) because I want to be debt free as soon as possible. As of right now, I have roughly $4,000. My other financial short-term goal is to live alone (my roommate is bugging me at the moment and my friends are telling me that my emotional happiness is more important than my financial happiness. She's not bugging me to the point that I am actively looking at apartments. I do plan to stick it out for a while…at least till the end of summer and then reevaluate the situation. But until then, I'd like more in my savings so I can purchase quality products (used is great) the first time. I'd also like to save up to purchase property at some point and go to graduate school (not till about 5-10 years from now).
What is your advice? How much do you suggest I put into savings every two weeks?
– Connie
I think that once you have a healthy emergency fund – meaning you have enough to cover two to three months of living expenses for yourself – you should focus on removing that debt. As long as you still have those debts hanging over your head, you should be focused on getting rid of them.
So, what I would do if I were you is calculate your living expenses and bills for three months, then target that amount as your savings goal. Make minimum payments until you reach that much in savings.
After that, target your debts. Don't put anything into savings (unless you need to replenish after an emergency has claimed some of the money). Instead, just focus on paying off the highest interest debt as quickly as possible.
Q5: Financial advice media
Do you watch any television shows or listen to any radio shows for financial thoughts and advice?
– Megan
I listen to NPR's Planet Money and Marketplace from American Public Media pretty regularly. I also sometimes listen to Dave Ramsey's radio show.
I'm pretty selective as to the media I listen to or watch. Often, I feel like the things I read or hear or watch are just trying to sell me things that I don't really want, like overpriced mutual funds or luxury goods.
I usually stick to books, because in those instances writers usually have to make the full case for what they're talking about. On radio and television, they usually don't.
Q6: 401(k) as mortgage savings tool
After renting for the last 4 years, my wife and I recently decided to start saving for a down payment on a house or condo. Since we intend to stay in our very expensive city, it will take 2-3 years to reach our goal. This savings will be in addition to our retirement savings. Our marginal income tax rate including federal, state, and city taxes is approximately 35%. My 401k program (actually the federal TSP) allows me to take a loan out against the balance.
I'm trying to determine whether it would be more beneficial for us to: (1) save my portion of the down payment in my 401k, and take a tax deduction now, but eventually have to repay the loan back into the account (I have an investment option in the 401k that is very similar to a savings account with a 2.5-3% return); or (2) just save the money outside and not have to pay it back, but not receive the tax savings up front.
I know there is some risk to #1 – if I lose or leave my job, I would need to pay back the money within 60 days, or it would become subject to tax and early withdrawal penalties.
– Kenny
I would not use a 401(k) as a savings tool for a down payment. There are too many chances that you'll wind up having to pay a stiff tax penalty or not have adequate retirement savings, neither of which is an outcome that you want. The risk-reward ratio is pretty bad.
I would save the money outside of the 401(k). Don't worry about tax benefits when you're saving for something like this, because the tax benefits aren't going to add up to a whole lot and have some risk of costing you more than they're helping.
Don't worry – you'll get there.
Q7: Book deals
Have you ever talked in-depth about the process of getting a book deal, being paid, and things along that line?
– Lawrence
My experience has been a bit different, actually. For each of the books I've published, I've been approached by publishers who were interested in signing me to a book deal because of The Simple Dollar. In each case, I had a friend in the legal business help me with negotiations for a very nominal fee, resulting in deals I was very happy with.
I have not started trying to sell any of my fictional works. When I move forward with that, I will be seeking out an agent to help me sell it, as I don't already have a foot in the door.
That's really the challenge of it, I think. You need to have a foot in the door to begin with. What sort of special attributes do you have that would be appealing to a book publisher? Do you already have some sort of audience? I think things like this help greatly with selling a book.
Honestly, I am looking more and more at self-publishing as an option, using the Kindle store and other e-book stores as a starter and perhaps progressing to print publishing from there.
Q8: Headaches
I get headaches about twice a week. They're incredibly annoying and usually wind up with me going to bed really early and wasting an evening. Do you have any frugal tips for dealing with headaches?
– Jennifer
Whenever I get a headache, I drink a bunch of water. I drink at least one tall glass of water and sometimes two tall glasses. I usually eat something small along with the water, but nothing too much. This solves the majority of my headaches, as they seem to be brought along by mild dehydration.
If that doesn't work, I take a nap. Sleep deprivation can also cause headaches for me, and a nap or an early bedtime takes care of the majority of the remaining headaches.
If these tactics don't work, try a couple aspirin. If that doesn't work with any consistency, I'd talk to a doctor.
Q9: Home buying and retirement saving
I am 21 and will graduate this May with no debt or loans. I have accepted a full time job in Delaware for $60,000. I am looking to buy a starter home/townhome/condo around March 2013 since rates are so low right now and since where I live is not a "renting" area. As an added benefit, I will be living at home (most meals included), until I purchase a house.
While I am still researching, I have found that a house around $250,000 fits my budget ( What is your advice on this). Thanks to interning through the school year and summers, I have around $37,000 in savings, $5,000 in mutual funds, a $5,000 emergency fund and a Roth IRA that I am currently contributing $2000/year to, but I will contribute more when I work full time. In addition, my company 401K matches up to 6% plus an additional 3%, which I currently and will continue to max out.
Now that you know my background, I was hoping you could give me advice on a few questions.
– What should I do with the $37,000 in cash that is sitting in my savings account. Since I am planning on using a majority of this towards my down payment next March, I don't want to tie up the money for too long. I was considering a short term CD may be my best bet.
– What price range of house do you think I should be looking at? I am planning on this being a 5-7 year home, and will likely not marry or start a family in it.
– How much of a down payment should I consider putting down?
– Given my financial situation, how much of my salary do you suggest I contribute to my Roth? This is in additional to my company 401k
– Jim
The cash is probably in a pretty good place right now. If you're going to put it in a CD, I would study the CD rates of a lot of different financial institutions before I made that move, and I wouldn't do it unless I was getting a substantially better return than any of the savings accounts. Right now, CD rates are just about as low as savings account rates.
If you're going to be single, you should look for a small home, particularly if you're not going to live there long. You'll be impacted less by swings in the local housing market, you won't have space that you'll just fill up with stuff you don't need, and it will be far easier to move when the time is right.
I would stick with a 20% down payment, as that will help you to avoid mortgage insurance (an unnecessary expense often pushed onto people with less than a 20% down payment).
I usually suggest people contribute 15% of their income to their retirement. Your current contributions total 9%, so I would contribute another 6% to a Roth IRA. In your case, that'd be $3,600 a year, or $300 a month.
Q10: Handling minor legal issue
A few years ago my husband and I purchased a home for my mother-in-law to live in (in Michigan 250 miles from where we live). We made the down payment and she makes the monthly mortgage payment. However she has recently been in poor health and can no longer live alone. My brother and sister-in-law have moved in with her and have said they would like to purchase the home from us. Their credit is not good so they can not get a mortgage to purchase the home outright. Since we still carry a mortgage on the house can we legally offer a land contract? Do you have any suggestions? I was thinking of Legal Zoom instead of spending the money on a lawyer.
– Jenny
I am extremely wary of this. I would never, ever sign such a long term contract with any family member, let alone one with questionable credit. You're pretty much begging for a family disaster to happen where no one speaks to each other etc. etc. I have watched such disasters happen multiple times with my own eyes, where previously close relatives resort to communicating solely through their lawyers due to the financial situation.
If you are serious about doing this, I would contact a property lawyer in Michigan and discuss the options available to you. You're going to want to protect yourself as much as possible here. There may be a rent-to-own type of arrangement that you can work out with them that will reduce your risk (but still includes a lot of risk for hurt family relationships).
This is just a situation I would avoid. Families are more valuable than land contracts.
Got any questions? Email them to me or leave them in the comments and I'll attempt to answer them in a future mailbag (which, by way of full disclosure, may also get re-posted on other websites that pick up my blog). However, I do receive hundreds of questions per week, so I may not necessarily be able to answer yours.


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Global Learning, LLC
Global Learning seeks to educate the peoples of the North concerning the political economy of the modern world system, as understood by the revolutions and social movements of the Third World. Accordingly, Global Learning promotes academic events in Cuba, and it develops educational programs in conjunction with the events. The educational programs include pre-event experiences and activities in Cuba, as well as reading and E-mail discussion prior to travel to Cuba.
Global Learning also provides consulting services for colleges, universities, churches, and organizations that would like to develop programs in Cuba.
In this Website, you can find the blog, "The View from the South: Commentaries on world events from the Third World perspective." Posts are made weekdays, four or five days a week, and they seek to define and establish the moral and intellectual foundation for responsible global citizenship.
You also can find: reading on the history of Cuba and the Cuban Revolution, interpreted in global context; a reading on Hugo Chávez and Venezuela; information on speeches and writings of Third World leaders; and recommended books.
Global Learning is a sole-member Limited Liability Company formed by Charles McKelvey, Professor Emeritus, Presbyterian College, Clinton, South Carolina.
Global Learning offers consulting services to colleges and universities, churches, and organizations wishing to develop educational programs in Cuba.

subset: commoncrawl


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Hundreds of batters and volunteers packed Metro Bank Park this part Tuesday to Take a Swing Against Breast Cancer® with the PA Breast Cancer Coalition. Home runs were recorded and thousands of dollars were raised to strengthen our support network for breast cancer survivors, their families and caregivers across the state. Not to mention, we had a blast!
With the help of our volunteers, batters and sponsors, the PBCC is able to provide women with the resources and comfort they need at a most difficult time in their lives. There's still time to join us and make a difference! Our next stop is Lancaster at the home of Barnstormers baseball on Saturday, June 21. Derby season wraps up Saturday, August 23 at Jerry Uht Park in Erie. Knock one out of the park with us as we Take a Swing Against Breast Cancer this summer.
For scores from the Harrisburg home run derby, click here.
To check out our photos from the Harrisburg Home Run Derby, click here.
IN THE NEWS: Watch video clips from our first derby of the year


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- Prayer and Worship
- Beliefs and Teachings
- Issues and Action
- Media
- Bible
- Catholic Giving
- About USCCB
"What we believe, where we are, and how we live out our faith can make a great difference in the struggle against violence. We see the loss of lives. We serve the victims. We feel the fear. We must confront this growing culture of violence with a commitment to life, a vision of hope and a call to action."---Confronting a Culture of Violence: A Catholic Framework for Action,1994 Pastoral Message of the U.S. Catholic Bishops.
USCCB Committees Call for Action in Response to Newtown Tragedy
Cardinal Dolan Offers Prayers for Families, Victims of Connecticut School Shooting
December 16, 2012: Letter from Archbishop Lori, Former Bishop of Bridgeport to St. Rose of Lima Parish in Newtown, CT.
Talking to Children About Violence: Tips for Parents and Teachers
USCCB Media Blog: He Was There About Msgr. Robert Weiss, pastor of St. Rose of Lima Parish in Newtown, Connecticut, and his response to the tragedy.
Letter from the CECC/CCCB | USCCB Response
'No words' can describe shock, sadness after shooting, says
Pope expresses grief over Newtown shooting, calls for acts of peace
'Sacramental sense' of priest's response after shooting called powerful
More security isn't answer to prevent shootings, say Catholic educators
Confronting a Culture of Violence: A Catholic Framework for Action
In the face of senseless violence, we are called to prayer to help us express our sorrow for its victims and our hope for their eternal life.
Prayer for a Victim of Accident or ViolencePrayers at the Death of a Baptized Child
By accepting this message, you will be leaving the website of the
United States Conference of Catholic Bishops. This link is provided
solely for the user's convenience. By providing this link, the United
States Conference of Catholic Bishops assumes no responsibility for,
nor does it necessarily endorse, the website, its content, or
sponsoring organizations.


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Address and Contact
5005 Duke Street Alexandria, VA 22304
Social Networks
Welcome to the Alexandria Library online.
We offer you access to the world of electronic information, not just of our records of holdings and availability, but we offer access to full text articles from thousands of magazines and newspapers through our online databases. You can search genealogy records with HeritageQuest and even borrow e-books and e-audio books on OverDrive. Free public access to the Internet is available at all branches as well as free WiFi access for properly equipped laptops and PDA's.
Although we have done much with our virtual library, we have not forgotten our buildings. During the past decade, the City Council and the Alexandria Library Board have renovated and expanded the Barrett Branch on Queen Street, built the exciting Charles E. Beatley, Jr. Central Library on Duke and Pickett Streets (designed by world renowned architect, Michael Graves and the local architectural firm of Pierce Goodwin Alexander & Linville), and redesigned and reopened the Burke Branch on Seminary Road. In September 2005, the completely renovated and expanded Duncan Branch on Commonwealth Avenue was dedicated.
Whether through renovation or innovation, it is a most exciting time for the Alexandria Library. We are rising to the challenge of balancing the traditional user and the nontraditional user. We remain committed to having books and the types of programming that people have come into libraries to use for years, while we are committed as well to those users who are very tech savvy, who primarily want to use the Library through our website. Our resources allow us to provide excellent customer service for those people who are coming into the libraries and to extend our services for those people who are accessing us online.


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CF Podcasts
With the help of today's therapies, CF patients are living longer and achieving more than ever before, and an increasing number of adults with CF are pursuing their dreams by attending college, entering the working world and raising families. Their stories serve as the basis for a popular series of podcasts and vidcasts produced by BEF Volunteer Jerry Cahill. The "Living. Breathing. Succeeding." series of podcasts provides information and inspiration to the CF community and anyone else who is interested in CF.


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A Texas Cuisine Restaurant and Wine Bar located in Georgetown's Historic Square District.
"Big City Cuisine…..Small Town Style"
Wildfire is best known for its large oak log burning grill and smoking applications with apple, hickory and mesquite wood - which gives the menu items a unique flavor. We use the power of the flame and the smoke derived there from as the nucleus of the menu, hence the name "Wildfire". The overall menu has a Texas/Southwestern theme and encompasses a wide variety of USDA dry aged prime beef, poultry, seafood and game meats that will please even the pickiest of diners.
Wildfire also boasts the largest selection of Texas Wines in the world according to the Texas Department of Agriculture. In addition, one can sample from the "Tower of Texas", a vintage draft beer tower, featuring only Texas beers. Wildfire is a "True Taste of Texas".


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|Version 1 (modified by gh, 14 years ago) (diff)
describe SystemInstall here
Installation on Specific Systems
Someone may want to create DebianInstall, FedoraInstall?, once someone has added something other than Debian.
Debian Packaging
Ian Bicking noted that there is a python tool for creating Debian packages: http://easy-deb.sourceforge.net/
Debian and Ubuntu
They are *not* binary compatible. Mark Shuttleworth clarified this in something which was posted to Slashdot sometime in the last couple of weeks. Ubuntu is built fresh from Debian Unstable *source* every 6 months by picking a snapshot, fixing bugs and running q/a on the CD images. Bugs fixed are pushed back upstream.
The stuff below should work for Ubuntu ... but they may already be on python2.4 ...
Debian Sarge: Non-root installs
Here $ is your prompt.
- Make sure you are a member of the 'staff' group. This group
has permission to write in the '/usr/local' tree. Debian packages set up some empty directories in this tree with the correct permissions so that non-root installs of supplementary modules etc can be done.
The 'id' program will show you what groups you are already a member of. If your username is 'me' and your uid is 1001 then the output of 'id' will appear as shown and you need to list all the present additional groups as well as 'staff' when running 'usermod'. If 'staff' is already listed then you can skip this step.
$ id uid=1001(me) gid=1001(mygroup) groups=24(cdrom),29(audio),1001(mygroup) $ sudo usermod -G 24,29,staff me
You need to log out and in again for this to take effect.
- Install python2.4-dev. [example: Debian provides methods other than sudo ...]
sudo apt-get install python2.4-dev
- Create a pydistutils.cfg file in your home directory. [or use vi/emacs/...]
$ cat > ~/.pydistutile.cfg << EOF [install] install_lib = /usr/local/lib/python$py_version_short/site-packages [easy_install] site_dirs=/usr/local/lib/python$py_version_short/site-packages EOF
- Run ez_setup.py from the Turbogears download page.
$ python2.4 ez_setup.py -f \ > http://www.turbogears.org/download/index.html \ > --script-dir /usr/local/bin TurboGears


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Tonight, a few days after John Oliver's 37th birthday, he begins his own political satire comedy show on HBO.
It was on a Sunday in July 2006 that the British comedian-writer landed in the United States for the first time, and the next day he began working on "The Daily Show with Jon Stewart."
The invitation to work in America had come out of the blue. Apparently, the Comedy Central show had been scouting around for talent. Over the years, Stewart's talk show had been home to many funny people — Steve Carell and Ed Helms, just to name two — and in 2005, "Daily Show" alum Stephen Colbert got his own show following Stewart.
The story is that a recommendation from Ricky Gervais — Oliver doesn't know for sure — put him on Stewart's radar, and before he knew it, he was in the U.S.
Jump seven and a half years later to Dec. 19, 2013. That night, Oliver came out to do his last comedy bit with Stewart. It was about the queen of England having her phones hacked, and, as the show's "Senior British Correspondent," Oliver was set with some royal jokes about the scandal.
But a minute or two into it, Stewart stopped the act, telling a surprised Oliver he didn't care about the bit and they had only written it to get him out in front of the audience for a last time to pay tribute to him.
"I burst into tears," Oliver told a gathering of television critics in January. "I'm British. So we're emotional volcanoes. I'm probably next due to erupt into tears in about 45 years."
"Burst into tears" might be an overstatement, but the comedian was clearly touched.
Oliver's new program, "Last Week Tonight with John Oliver," is a weekly show in which he will look back at the news of week. It airs at 11 p.m. Sundays.
After seven years with Stewart, Oliver seemed comfortable on "The Daily Show." He also hosts a stand-up show for Comedy Central and has a recurring role on "Community," which — considering its irregular status on NBC — was not all that regular. Then last summer, Stewart took six weeks off to direct a film he had written called "Rosewater," and Oliver stepped in to host "The Daily Show."
While everyone missed Stewart — probably no one more than Oliver himself — it rapidly became clear that the British comedian was a terrific upfront presence; he won plaudits from critics and fans alike.
"We weren't otherwise searching for another weekly talk show, but when we saw John Oliver handling host duties on 'The Daily Show,' we knew that his singular perspective and distinct voice belonged on HBO," said the network's programming head, Michael Lombardo, when announcing the show last November.
He was referring to "Real Time with Bill Maher" as the other weekly talk show.
At the time, it seemed like a great move for Oliver, especially because HBO is allowed such an uncensored playground. However, with Colbert moving to CBS to take over David Letterman's spot, you can bet Comedy Central is kicking itself. For now, no one is saying anything.
In the nearly eight years since Oliver arrived here, his life has changed dramatically, but not his razor-sharp wit nor satiric edge, which he often aims at his new home.
"I usually start stand-up gigs by saying some version of 'I love it here, and I need you to remember that during the things I'm going to be saying over the next hour and a half,' " says Oliver, pointing out that "America has been very generous in what it has offered up as joke subjects over the years.
"And American politics in particular is a circus of crazy that is unparalleled around the world. And you can take that as both a compliment and an insult. I mean it as both."
But he admits his views have changed.
"I view this as my home now," he says. "You know, I've arrived here as an impostor on a visa, and now I am a legal permanent resident." He paused to joke, "It's so romantic."
Romantic? Actually yes. Oliver met his wife, Kate Norley, at the 2008 Republican National Convention while doing a piece for "The Daily Show" and trying to dodge security. She was there with Vets for Freedom, a nonpartisan organization established by combat veterans of the Iraq and Afghanistan wars. Norley and the other vets helped hide Oliver and his crew.
At the time, the comedian was working on a series of 12-month visas, and an arrest would have gotten him deported. He later saw Norley at the Democratic National Convention and a relationship and marriage soon followed; Oliver made sure he received his green card first. His wife, who had been a combat medic in Iraq in the 1st Cavalry Division with the U.S. Army, is now in medical school.
Oliver and HBO have not revealed much about the new show except for a couple of promos. As for any similarities to "The Daily Show," the comedian doesn't think that will be a problem. He did bring Tim Carvell, "The Daily Show" head writer, with him to the new show.
"I leaned on him a lot over the summer," Oliver says. "We'll approach things in a different way. We're going to be on once a week, so we have extra time to have a different perspective on things."
The comedian says Stewart has been "invaluable" to him since he came to the States.
"As a comedian, I'm almost allergic to sincerity, but he has been incredible," says Oliver.
As for having something of an insider/outsider perspective as a legal immigrant, Oliver says it gives him the opportunity to play both sides of an issue. Take taxes.
"I'm a green card recipient, which means I can't vote and I am taxed. So that is taxation without representation," he quips. "Now I get how annoying it is."


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ST. ANDREWS, Scotland – Ben Wescoe '10, who captained the Yale men's golf team in 2009-10, took home the 2011 Boyd Quaich Memorial Tournament by a single stroke at the Old Course at St. Andrews last month.
Although Wescoe had a five-stroke advantage at one point in the final round, a strong comeback by eventual runner-up Sean Fotheringhame left Wescoe only one stroke clear at the top of the final leaderboard. He finished with an overall score of 281 (-5) over the four rounds of play, a new scoring record for the event, which was first played in 1946.
Hailing from La Jolla, Calif., Wescoe led the Bulldogs through the 2009-10 season and now studies at the University of Cambridge. During his Yale golfing career, he made the first team All-Ivy and notched up numerous top-10 finishes.
For his efforts at the helm of the Elis, Wescoe received both the Molly Meyer Humanitarian Award and the Widdy Neale Award at the end of the 2009-10 season.
Report filed by James Lu '14, Yale Sports Publicity.


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Lake Region wins Babe Ruth 13-year-old district title
by Richard Creaser
ORLEANS — The tournament may have been small, but the competition wasn't. However, the Lake Region squad defeated Lyndonville to earn the Babe Ruth district three 13-year-old title over the weekend. The two teams squared off at Lake Region Union High on Saturday and Sunday to determine the winner under scorching conditions.
"I'm not sure I could have gone out in that heat and played three games with that level of intensity," Coach Jason Kennedy said Tuesday. "I think they're just a great group of young guys who really love the game of baseball."
Even though there were only two teams vying for the title — the Lake Region team being composed of players from both the Lake Region and North Country Union High School areas — the competition still followed the double elimination tournament rules. As such, the tournament played out more like a major league divisional series than a one and done playoff game.
The Lake Region squad struck first, taking the first game of the tournament 6-4. That first game, it would later seem, was merely an effort to gauge each team's strengths and weaknesses. Lyndonville rebounded with a decisive 19-12 victory in game two, setting up a tense and exciting championship match on Sunday afternoon.
Lake Region would break out the big bats to post a five-inning, 19-9 victory to capture the district title and advance to Friday's state tournament in Brattleboro. Though the score may have seemed lopsided, taken as a whole both teams put up a tremendous effort, Coach Kennedy said.
"Our bats really came alive on Sunday," he said. "Both teams really hit the ball well all weekend. We had to earn that win."
Although the Lake Region squad is composed of players from different teams, finding that team chemistry wasn't a big problem, Coach Kennedy said. Many of the players had played against one another at different levels of baseball throughout their young careers.
"They may not have played together, but it's not like they were meeting each other for the first time," Coach Kennedy said. "They all wanted to be there and to play baseball. They have a drive and a desire to do well."
The state tournament kicks off with Lake Region playing against host Brattleboro at 2:30 p.m. on Friday, July 19, at Brattleboro High. The winner of the state tournament will move on to compete at the New England Regional Tournament in Manchester, New Hampshire, starting on July 26.
contact Richard Creaser at [email protected]
For a story on the 13-to-15-year-old Babe Ruth district tournament, click here.
For more free articles from the Chronicle like this one, see our Sports pages. For all the Chronicle's stories, pick up a print copy or subscribe, either for print or digital editions.


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The Utah County America's Freedom Festival Tour Patch. The purpose of the patch is to encourage Scouts and other individuals throughout Utah County to enjoy and participate in the many events of America's Freedom Festival.
The patch will be available to Cub Scouts, Boy Scouts, Girl Scouts, and Scout Leaders, as well as any other individuals desiring to complete the requirements. The patch has three levels of requirements, one each for ages 5-7, 8-10, and 11 and over. The patch and requirements sheets are available through the Scout Shop at the Utah National Parks Council, 748 North 1340 West, Orem, Utah 84047, 801-221-1008.
Requirements for ages 5-7
Requirements for ages 8-10 (includes 11 yr. old Webelos)
Requirements for ages 11 and up
Commissioner Jerry Grover originated the idea for the patch and determined requirements for the patch. "My hope is that kids and adults alike will participate in patriotic events that cause us to reflect on the great freedoms we sometimes take for granted. I'm also hopeful that people will participate in the events sponsored by the Freedom Festival that are not just entertainment, but are available for active participation of Utah County people."
The Utah County Fair Patch is available to Cub Scouts, Boy Scouts, Girl Scouts and Scout Leaders, as well as any other individuals desiring to complete the requirements.
The patch has 3 levels of requirements, one each for ages 5-7, 8-10 and 11 and up. The patch and requirement sheets are available through the Scout Shop at the Utah National Parks Council, 748 North 1340 West in Orem. The requirements vary to accomodate the different age groups.
Please visit the Utah County Fair website for more information on the Fair Patch.
Utah County boasts a variety of parks and trails which support diverse activities. The Utah County Trails patch provides an opportunity for young people to learn more about what is available in Utah Valley by participating in a trail or park improvement project and by touring a trail of their choice.
The patch is available to Cub Scouts, Boy Scouts, and Girl Scouts, as well as their leaders. The requirements vary to accommodate the different age groups. Some of the requirements include:
Hike a portion (one, two, or four miles) of a trail of your choice with your family or scout group.
Name two or three Utah County trails and locate them on a map.
Find out what activities you can do on each trail.
Participate in a service project to clean up an area of a trail.
Take a garbage bag and collect litter as you hike. Dispose of it properly.
Identify plants and animals that you see on the trail.
Practice "No Trace" hiking, picnicking, or camping. Leave an area cleaner than you found it.
Jeff Mendenhall, Director of Community Development for Utah County, designed the patch.


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Photo: J. Scott Applewhite / AP
Not much of a surprise: The Texas Tribune made a quick call in the race for Kay Bailey Hutchison's seat in Senate.
In case you have been offline for three months, the winner is Republican Ted Cruz.
Texas Monthly, tongue-in-cheek, responded with a tweet that they called the race for Cruz FIRST … on August 1. Right after the runoff.
Cruz will become the first Hispanic senator for the Lone Star State.
As of 8 p.m. CST, the results for 121 of Texas' 9,150 precincts have been reported with Cruz leading Democratic candidate Paul Sadler 56 percent to 41 percent.
Brad Watson, a political reporter for WFAA-TV reported on Twitter that David Dewhurst, Cruz's opponent from the Republican primary, will attend Cruz's watch party.


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Chicago's Remy Bumppo Theatre Company has announced its 2013-14 season.
The ensemble based, Equity-affiliated company begins the year with the U.S. premiere of a new adaptation by Tim Luscombe of Jane Austen's "Northanger Abbey," slated for October. In December, David Darlow directs "An Inspector Calls" by J.B. Priestley. And in the spring, artistic director Nick Sandys directs a Polish wartime play called "Our Class" by Tadeusz Slobodzianek.


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The Shepherd's Carol
35395, Children's Songbook, The Savior, The Shepherd's Carol, 40
1. (1) Mary, Mary, hush, see the Child.
(2) Joseph, Joseph, look, see how mild!
(3) This is Jesus; this is our King.
(4) This is our Savior; his praises we sing.
2. (1) All God's children, come to adore,
(2) Bringing gifts of love evermore.
Words and music: Daniel Lyman Carter, b. 1955. © 1981 IRI


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Southington teens, Bridget Corcoran and Ryan Padden, take to the Newington Children's Theatre Company stage in their upcoming all-teen fall musical, "The Wedding Singer," Oct. 25 to 27. Performances are Friday and Saturday at 7 p.m. and Saturday and Sunday at 2 p.m. Tickets for adults are $12 ($15 at the door) and $10 for seniors, students and children ($12 at the door). Performances will take place at the NCTC Performing Arts Theatre located at 743 North Mountain Rd. in Newington.
Based on the popular 1998 romantic comedy of the same name, "The Wedding Singer" is about a time when hair was big, greed was good, collars were up, and a wedding singer might just be the coolest guy in the room. It's 1985 and rock-star wannabe Robbie Hart is New Jersey's favorite wedding singer. He's the life of the party, until his own fiancée leaves him at the altar. Shot through the heart, Robbie makes every wedding as disastrous as his own. Enter Julia, a winsome waitress who wins his affection. As luck would have it, Julia is about to be married to a Wall Street shark, and unless Robbie can pull off the performance of a decade, the girl of his dreams will be gone forever.
For tickets, or more information, call (860)666-NCTC (6282) or visit www.NCTCArts.org.


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Cooking Ripe! has moved to: CookingRipe.com – please join us on the new site!
I love orange veggies! Pumpkin, carrots, sweet potatoes, sweet orange peppers, butternut squash….mmmhhhmmm. They all inspire images of cozy Fall evenings by a fireplace. Comfort. Fall is in the air here in SW Colorado. The nights are cooling off enough to force us to close some windows at bedtime and when we drove up to Telluride this weekend, we saw that the leaves are turning crispy golden colors already.
Another sign that Fall is upon us is that the Hubs has a cold. That's the downside of the season change, right? I'm fending it off, so far, but I feel some sniffles coming on, too. So Fall is arriving and we're a little sickly, so that means it's soup season! I adore making soup. There is something so wholesome and satisfying about mixing up a batch of comforting soup and letting it simmer quietly on the stove. I think one of the first real scratch cooking recipes I made was soup – Tuscan bean soup, I believe, and I was amazed how simple it was to make and how yum-o it was to eat.
The Hubs requested chicken soup over the weekend and we finished it last night, so I wanted another soup recipe for tonight. My kitchen is overflowing with veggies from the garden and from my most recent Bountiful Baskets haul, so I assessed what I had and started my daily trolling of Pinterest for ideas. I found it: carrot soup! I have tons of my own garden carrots and also two packages from Bountiful Baskets. I've never made carrot soup, but I have made pumpkin soup and it sounded similar – and it's orange! YAY! My inspiration recipes are from Basket 411 (which I'm glad I found because it's all about using Bountiful Basket produce) and from Food 52. I
stole borrowed a few ideas from both and made my own version tonight.
It turns out that I got to combine the carrots with another orange veg: sweet potato (or yam)! Orange squared!
So here's what you do:
Start by peeling and chopping up about 6-10 carrots into bite-sized pieces. Personally, I only peel my carrots if I can't get all of the dirt out of the nooks and crannies because you lose a lot of nutrients by peeling. You need to wind up with about four cups of chopped carrots. I have some very large, odd looking carrots from my garden, so my quantity of carrots to start was only about 4, plus a couple of normal carrots.
Next, peel and dice one sweet potato (or yam) and toss into a bowl with the chopped carrots. Peel a few cloves of garlic and add to the bowl. Pour about 1/4 cup of extra virgin olive oil over the mixture and gently toss to coat all veggies in the EVOO.
If this process sounds familiar, it's probably because it's basically the same process described in my post about roasting cherry tomatoes. Yep, we're going to roast these veggies before we throw them in the soup. Roasting brings out all kinds of flavorful yum in veggies and since it's cooling off, we don't mind having the oven on for awhile.
Dump the mixture onto a jelly roll pan (rimmed baking pan) and spread veggies into a single layer. Sprinkle with salt and pepper. Roast at 425 degrees for 20-30 minutes until largest pieces are very tender. If they begin to scorch, move to lower rack or reduce heat to about 400. Each oven is different, so adjust accordingly.
While the orange veggies are roasting in the oven, caramelize an onion in your soup pot. The roasting and caramelizing both take about 20-30 minutes, so do other kitchen chores while they're working.
When the orange veggies are roasted, pour in some vegetable stock to deglaze the soup pot before adding veggies.
Sidebar: speaking of veggie stock, you should make your own! Really! It's super simple and it's healthier than the commercially processed kind. Plus, you'll always have some on hand when you need it. See my method for Easy Vegetable Stock here.
I used about 2.5 cups of stock, but I like a thicker, heartier soup. If you like a thinner soup, use more stock. You can also add more after you puree it to get the desired texture. Bring stock and onions to a medium boil.
Dump the roasted veggies in the pot and add the ginger and thyme, with a little more salt and pepper. I decided we needed a little acid to counteract the sweetness of the roasted veggies and caramelized onions, so I added about two or three heaping spoons of my roasted tomato mixture from the fridge. If you don't have roasted tomatoes, just chop up a couple of tomatoes and throw them in the pot. You cold also use about half a can of diced tomatoes, drained.
Next, add the other secret ingredient: Worcestershire sauce. I know: weird, right? I don't even know what's in the stuff (no, I don't want to know), but I swear by it in soups and stews. Adding it increases the richness of the soup exponentially. I only use a quick glug or two, but it makes all the difference. Trust me.
Finally, chop the parsley and add to the pot. Once all of the ingredients are in, simmer covered on low for at least 10 minutes to allow all of the flavors to get happy and dancing together. I believe soup must simmer and you must be able to smell from outside your front door before it's "done."
To finish, you need to puree it. You can use a blender or food processor, but you'll need to cool it to warm before doing so or it blows the lid off. Also, don't overload the container; process in batches. I am lucky enough to own an immersion blender (and I highly recommend you invest in one, too), so I just buzz it around the pot until I get the right texture. The Hubs and I like some chunkiness to out soup, so I leave it pretty thick and don't blend down all of the pieces (though I do try to get the garlic pieces all pureed in). Add water or more stock if you want a thinner consistency.
Return pot to stove and reheat until hot. Simmer a little longer, or serve immediately.
Garnish with whatever you like and have on hand. Some toasted nuts or pumpkin seeds would be lovely. Or, some cilantro or green onions would be good. I meant to add green onions, but the Hubs arrived and I got distracted and forgot. Crusty bread or toast makes a great dipping tool (too bad we finished the baguette with the chicken soup). Cuddle up under a flannel blankie by the fire and enjoy your orange soup!
Carrot & Sweet Potato Soup
Servings: 4
- 4 cups chopped carrots (about 6-10 carrots)
- 1 sweet potato, peeled and diced
- 4-5 whole cloves of garlic, peeled
- 1/4 cup extra virgin olive oil (canola would also work)
- Salt and Pepper to taste
- 1 onion, sliced (preferably yellow)
- 2-3 cups vegetable stock (could sub chicken broth)
- 1 Tbsp minced ginger (fresh is best, but I only had some in a jar)
- 1 tsp dried thyme
- 2-3 heaping Tbsp roasted tomato mixture (or 2 chopped tomatoes, or 1/2 can diced tomatoes, drained)
- 2 Tbsp fresh chopped parsley
- 1-2 Tbsp Worcestershire sauce
- Garnish (optional): nuts or seeds, green onions or cilantro
- Preheat oven to 425 degrees.
- Combine diced carrots, sweet potato and garlic in a medium bowl. Toss withe EVOO to coat all veggies.
- Dump mixture on a jelly roll pan (rimmed baking sheet) and spread into a single layer. Sprinkle with salt and pepper.
- Roast in over for 20-30 minutes until the largest pieces are very tender.
- Meanwhile, caramelize the sliced onions in a large soup pot (see caramelizing instructions here).
- Deglaze the soup pot with a little veggie stock, then add another 2 cups of stock. Reserve the remaining stock to add as needed during the puree process.
- Bring soup to a medium boil, and add ginger and thyme and a little more salt and pepper to taste.
- Add remaining ingredients.
- Simmer on a low heat for about 10 minutes.
- Puree in blender or food processor (cool to warm, then puree in batches) or using an immersion blender. Blend to desired consistency, adding stock if needed.
- Return to stove and reheat until hot.
- Garnish with nuts or seeds, green onions or cilantro.
Notes for next time:
I like spicy food, but since the Hubs has a sore throat, I didn't spice this recipe with anything other than the garlic and onions. Next time I would add some red pepper flakes or a little curry powder or paste to heat it up. I also might try using basil rather than parsley and I might add a little red wine to the soup. Another thought is to toss a little balsamic vinegar with the veggies before roasting. I also thought out adding some roasted corn after pureeing the rest of the soup. The Hubs liked his soup, but required a grilled cheese sandwich on the side to feel satisfied after a long day of working while sick 🙂 I was full after my bowl.
Related Posts:
- Caramelizing Onions – Oh how sweet it is!
- Roasted Cherry Tomatoes: Simple Savories
- Homemade Pumpkin Puree
- Curried Pumpkin and Bean Soup
- Southwestern Green Chile & Potato Corn Chowder
- Easy Vegetable Stock


text: Mass. Eye and Ear in the News 2003 - 2002 Note: Links to these online articles may no longer be active. They are provided here as a reference only. They may continue to be available via the host site's archive. Study: Drugs are effective against eye disease Harvard University Gazette Blind Mountain Climber Reaches New Heights WCVB5-TV Boston Need Your Eyes Fixed? SmartMoney.com Miller named chair of ophthalmology at HMS Harvard University Gazette Chlamydia Pneumoniae May Contribute to Stroke, Heart Attacks Harvard University Gazette What Eyes Can Tell 7News Boston Overnight Contact Lenses 7News Boston Officials Warn of Carbon Monoxide Danger WCVB5-TV Boston Bright Lights 7News Boston Facial and Cosmetic Surgery, the Mini-Facelift WCVB5-TV Boston The Weekend Facelift 7News Boston New Device Helps Legally Blind See WCVB5-TV Boston Contact Us Today! 617-523-7900


text:
- Home >
- Automatic Control Valves >
- Commercial Market >
- Pump Control >
- Stainless Steel > S513-AK, S1513-AK
Dual Chamber with Mechanical Check
Lead Free* Models Available
The WATTS ACV Pump Control Valve is designed to minimize the surges associated with the starting and stopping of pumps. The valve opens at an adjustable rate upon pump start-up, and closes at an adjustable rate upon pump shut-off. When the valve is near closed a limit switch is tripped, turning the pump off. The pump starts and stops against a closed valve, and has provisions for manual operation in the event of power outages.
The valve also incorporates a two-piece telescoping stem design, which acts as a mechanical check feature, that closes preventing reverse flow the moment flow ceases.
To preview and download BIM Drawings for this product, please select a model/size from the list.
Disclaimer: Watts product dimensions in U.S. customary units and metric are approximate and are provided for reference only. For precise measurements, please contact Watts Technical Service. Watts reserves the right to change or modify product design, construction, specifications, or materials without prior notice and without incurring any obligation to make such changes and modifications on Watts products previously or subsequently sold.
Please Note: Watts literature requires Adobe Acrobat Reader to view.
*The wetted surface of this product contacted by consumable water contains less than 0.25% of lead by weight.


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We are on site 7-days a week
(65) 3152-1028 or 3152-1882 or 8168-1882
Serviced Apartments by SailAtMarinaBay.com 5-star Serviced Residence in Marina Bay, Raffles Place
With the Sail at Marina Bay serviced residences' 24 hour security or concierge service, air conditioned reception areas, sky terraces on 44th and 34th level, swimming pools, aqua gym, jacuzzi, tennis courts, reading room, karaoke and a gym overlooking Singapore's Marina Bay - you'll be sure to enjoy luxury living in Singapore. Residents enjoy the bars, restaurant and cafes right at The Sail Singapore. Investing in The Sail at Marina Bay is a great place to invest in Singapore property. Singapore Serviced Apartments & Residences and Corporate Housing is managed by Marina Bay Serviced Apartments.com with staff on site 24-hours 7-days a week. Our serviced residences in Singapore are right in the heart of Raffles Place and Marina Bay!
Living at the Sail Singapore Serviced Apartments at Marina Bay serviced apartments like no other serviced residence in Singapore. We pride ourselves on customer service.
Save your commuting time, hassle of trying to get a cab and the expense of owning a car by living 2 minutes walk from your work at Raffles Place and Marina Bay, and a taxi to Singapore's Changi Airport is only around a S$10 cab ride.
Your monthly savings in transportation expenses should be approximately S$1,000 per person, so if two people are staying in the same apartment at The Sail at Marina Bay who are working at Raffles Place and Marina Bay Financial Centre then the savings could be quite substantial at S$2,000 for the household. But the most important savings is the time savings and avoiding the hassles of waiting for a cab or taking public bus or subway to work. You should be able to sleep an extra hour by living in Singapore's most convenient serviced apartment.
Staying at a serviced residence and serviced apartment in Singapore means hassle free living as we take care of all the maintainence, housekeeping and we provide utilities, cable TV, movies and wifi broadband internet and all our units come with fully furnished including all the kitchenware and bedlinen (Egyptian Cotton)
The view from the Skypark at Marina Bay Sands overlooking the lovely Marina Bay and the 6-star The Sail at Marina Bay your new home in the heart of this thriving city!
Our team of experts at The Sail at Marina Bay focuses on our clients needs whether they be Investors, Home Owners or Tenants.
For Investors we provide you property consultancy services with knowledgeable advice on the market and in particular units in Marina Bay. Our experts have been involved with the Sail at Marina Bay since 2004, helping many investors buy during the launches in 2004 (Tower 1, Marina Bay Tower) and in 2005 (Tower 2, Central Park Tower). We are intimately involved in all aspects within the Marina Bay district and can advise investors on the latest property trends and best deals
For Home Owners we provide renovation and home styling to suit your particular style and budget. For Owners at The Sail @ Marina Bay that wish to rent out their apartment as serviced apartments we can furnish the apartment, provide daily housekeeping and take care of all the hassle of renting out a serviced apartment. You get to enjoy the high rental of a serviced apartment at The Sail at Marina Bay.
For Tenants because we are specialists at the Sail at Marina Bay, we know every single unit and the facilities we can advise you on which unit best suits your needs for your given budget. Call us today and we'll scout out the best deal for you for one bedrooms, two bedroom, three bedrooms and four bedrooms at The Sail @ Marina Bay. Move in with just your suitcase and leaving all the cleaning, furnishing and upkeep to us while you enjoy your Serviced Apartment in Marina Bay
Property Consultancy
Finding your ideal rental home at the Sail at Marina Bay
Home renovation and home styling
View detailed floor plans for the different unit types at the Sail, we've also provided you with different pictures of the views from apartments at The Sail at Marina Bay. For Sail Tower 1 apartments and views, for Sail Tower 2 apartments and layouts. For useful downloads and maps on the Marina Bay area in Singapore please go to our dedicated Marina Bay page here And we have detailed photos of facilities at The Sail at Marina Bay click here for Sail facilities.
Look for apartments for rent in Singapore's Sail at Marina Bay. Or see units for sale. We've included pictures and a short description of each condo unit for rent or for sale. Click here for rental units. Sail at Marina Bay units for sale. Are you looking to live the life of a millionaire, then check out the Sail Penthouses for sale or for rent. One bedroom serviced apartments in Marina Bay Two bedroom fully furnished and serviced apartment in Raffles Place.
Contact us to list your unit at The Sail for rent or ask us to help you find a buyer Singapore property then click here. If you are looking to rent an apartment at The Sail, please contact us here. We welcome working with relocation companies, MNCs and other companies where we can provide our expertise in housing in the Marina Bay area, so please contact us if you want to work together to help your clients. Our fully serviced residences in Sail at Marina Bay is your home away from home.
I would absolutely recommend Sail @ Marina Bay. I say this and I do not say it lightly, I think its the best place to live in Singapore."- John Smith, Tenant from UK
Such a great service is rare to find! Sail @ Marina Bay has really exceeded my expectations. Thank you!"- Anna Croft, Investor from USA
For more reviews and referrals from international expats and corporate customers please click the link below, we have had happy customers every year from 2009, 2010 and 2011.
Click here to read all our excellent reviews and recommendations from expats from all over the world who have called MarinaBayServicedApartments.com their serviced residence in Singapore
We are available for viewings any day during office hours at The Sail, please contact us to schedule an appointment.
Visit us at:
Sail At Marina Bay
Singapore 018987
Call us at
(65) 3152-1028
(65) 3152-1882
(65) 8168-1882
We do not offer Daily or Weekly Stays. Notes, comments or special requests.
Please indicate what is your monthly budget.
Executive Deluxe City View 1-bedroom : S$6,300 to S$6,800
Executive Deluxe Bay View 1-bedroom : S$7,000 to S$7,500
Grand Deluxe Bay View 2-bedroom: S$9,000 to S$10,000
Copyright 2009-2018, Sail @ Marina Bay.
Sailatmarinabay.com is a website for sales and rentals of units at The Sail.
2 Marina Boulevard, Singapore 018987
6 Marina Boulevard, Singapore 018985


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Wage Reimbursement Defeats Purpose Of Hike
New York business owners told the state a minimum wage hike would hurt.
The state listened to their concerns, but instead of leaving the minimum wage alone, it passed some of the increase on to taxpayers through a minimum wage reimbursement tax credit for students that will cost state taxpayers millions of dollars.
Employers will receive tax credits for seasonal student employees ages 16-19 who work at the minimum wage, which increases to $8 an hour in 2014 and $8.75 a year later. When the minimum wage hits $9 an hour in 2016, employers who take advantage of the tax credit will pay 40 cents of the increase, while the state's overburdened taxpayers will cover the remaining $1.35.
As Assemblyman Andy Goodell, R-C-I-Chautauqua County, told The Post-Journal recently, the credit will help some local businesses that rely on student workers during the summer tourism season, including big box stores and restaurants. However, the credit certainly won't help the county's adult workforce and the working poor, who will find it more difficult than ever to land an entry-level job. If raising the minimum wage is meant to help adult workers and their families, as Gov. Andrew Cuomo has suggested previously, then the tax credit program truly makes no sense.
Pair that with the fact that businesses will lose the credit if and when they bump an employee above the minimum wage, and raises for entry-level workers will be a thing of the past. Once a worker knows they'll never get a raise, what's their incentive to work harder and learn more skills?
Like the SAFE Act, the minimum wage hike is another example of New York slapping together an ill-thought-out plan in hopes of creating positive change.
The governor and his gang are riding a real losing streak – an unpopular gun law, failed ethics reform efforts and now a minimum wage that costs a large percentage of the state's businesses huge sums of money while hurting the working poor.
We cringe when we think of what could possibly come next.


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LinkBee is a new link shortener service that can also make you money from your shared links. It´s a service that shortens and tracks your links and also gives you the possibility of monetizing your activity. It has two options of monetization: Interstitial Ads or Top Frame Banner Ads.
Venture Slogan: Shorten, track and earn.
LinkBee´s own description: "…Linkbee is a URL shortening service that can be used with blogs, forums, websites and Twitter…"


text:
Stand up with your feet shoulder width apart and your arms hanging freely
at your sides (if you are wearing high heels, take them off). Feel how
your feet are standing on the floor. After observing and describing the
sensations of how your feet are in contract with the floor (e.g., the
weight is mainly on the ball of my feet, I feel my shoes holding my toes,
there is more weight on my left foot than my right), do the following:
*For more information see: Wilson, V. & Peper, E. (2003). The effects of
upright and slumped postures on the generation of positive and negative
thoughts. Proceedings of the 34th Annual Meeting of the Association for
Applied Psychophysiology and Biofeedback. Wheat Ridge, CO: AAPB.
#Adapted from the presentation by Merete Holm Brantbjerg, Taking caring
of yourself as you interact with others: A bodynamic lecture.
Copyright 2003 Erik Peper, Ph.D. and Katherine Hughes Gibney
Permission to copy and distribute Healthy Computing Email Tips for
personal use is granted. Distribution or copying of Healthy Computing
Email Tips for commercial purposes is prohibited without prior written
consent of the copyright holders


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How about a giveaway to kick off this Monday? The very first Monday of fall, actually. Are you as excited as we are? To transition into fall, our friends at NIVEA have a special giveaway for Product Girl readers. Did you know that September is National Skin Care Awareness Month? Well, it is, and NIVEA is reminding us all to readjust our skin care regiment to keep up with changing weather.
Here's what one (1) winner will receive:
NIVEA Touch of Renewal Lathering Body Scrub. Prime your skin for winter (yeah, it's coming sooner than later). Look for Nivea's 'HYDRA IQ' technology, which delivers a balance of exfoliation and a rich cleansing, moisturizing lather.
NIVEA Smooth Sensation Daily Lotion. Formulated for dry skin, this lotion, enriched with Ginkgo, Shea Butter and Vitamin E, intensely moisturizes and absorbs quickly.
NIVEA Kiss of Olive & Lemon Soothing Lip Care (new!) We love the 'Kiss' balms (cherry is our fav) and this new kiss on the block is pretty yummy, too.
$50 Visa gift card. For you to stock up on some skin care essentials.
To enter to win this NIVEA prize package, leave us a comment on this post with a fall skincare tip! We'll pick a winner on Saturday, September 29.
Good luck!
Disclosure: NIVEA provided Product Girl with product samples and a $50 gift card.


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What the candidates said about government in their second face-to-face encounter.
A liveblog of the second encounter between President Obama and GOP challenger Mitt Romney, at Hofstra University in Hempstead, N.Y., where the two candidates slugged it out on issues ranging from embassy security to "trickle-down government" to hiring women to executive positions in government.
10: 27: Romney goes back to calling Obama's approach "trickle-down government." Characterizes it this way: "We're going to take more money from people and hire more government workers." Says federal regulators "should see their job as encouraging small business, not crushing it. " Ends by saying, emphatically, "government does not create jobs."
Obama: GOP campaign has been "devoted to this notion that I think government creates jobs. That I think that is the answer." Says he's a believer in the free enterprise system.
10:21: Romney uses question on assault weapons to attack Obama over Operation Fast and Furious. "This was a program of the government. For what purpose it was put in place I can't imagine. ... I'd like to understand who it was that did this." Says administration has stonewalled investigation.
10:08: Obama on diplomats: "They serve all around the world and do an incredible job in a very dangerous situation. ... They're my representatives. I sent them them there. I know these folks, I know their families. So nobody's more concerned about their security than I am." But he doesn't answer the question, which was about security at the Libyan embassy before the attack. Romney hits Obama on "failure to provide security resources." Says "on the day following the assassination of a United States ambassador ... when apparently we didn't know what happened, the president flies to Las Vegas for a political fundraiser." Such decisions "perhaps have a material significance," he says.
Obama on Secretary of State Hilary Clinton taking responsibility for security decisions in Libya: "Secretary Clinton has done an extraordinary job. But she works for me." Says he takes responsibility. And adds, "the suggestion that anybody on my team ... would play politics or mislead when we'd lost four of our own, is offensive. That's not what we do. That's not what I do as president. That's not what I do as commander in chief."
10:06: Real slugfest over over pensions. But they're not talking about the Civil Service Retirement System vs. the Federal Employees Retirement System. Or about the 1.7 percent cost of living increase in federal retirement programs and Social Security.
10:02: Obama defends federal efforts to crack down on illegal immigrants at border crossings.
9:51: Obama on his accomplishments: "We have gone after al Qaeda''s leadership like never before." Romney: "This is a president who has not been able to do what he said he would do." On the plus side, "he's great as a speaker."
9:46: Romney: "I don't believe bureaucrats in Washington should tell people whether they can use contraceptives or not." First reference to "bureaucrats."
9:39: Romney on employment issues for women: As Massachusetts governor, "I had the chance to pull together a cabinet and all the applicants seemed to be men." Says he told his advisers: "Gosh, can't we find some women who are also qualified?" Then "I went to a number of women's groups and said, 'Can you help us find folks,' and they brought us whole binders full of women." Adds that he's "proud of the fact" that a study showed he had more women in senior leadership positions during his administration than than any other state.
9:33: Romney says he's a budget balancer: "I was someone who ran businesses for 25 years and balanced the budget." Also touts balancing budget of Olympics and in Massachusetts all four years as governor.
9:23: Here we go on taxes. Obama backs a tax credit for hiring veterans. He also hits Romney for wanting to spend "$2 trillion on additional military programs even though the military hasn't asked for them." Says Romney hasn't specified cuts he'd make to federal programs and agencies.
9:19: They're really slugging it out here.
9:12: Audience member asks if it's the Energy Department's job to lower gas prices. Obama doesn't address the department's specific responsibilities; instead launches into standard response about energy independence. Romney says oil production is down 14 percent on federal lands, because president cut in half number of licenses and permits for drilling on federal lands and waters. Raps EPA for preventing building of coal plants. "We're actually drilliing more on public lands than in the prevous administration," Obama shoots back.
9:08 p.m. ET: Initial focus is all on jobs, but not federal jobs. Romney promises "rising take-home pay," but I don't think that applies to federal employees.
NEXT STORY: Meningitis, Twitter and Federal Brands


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Residential Plot / Land for sale in Emaar MGF Mohali Hills, Sector 109, Mohali
300 Sqyds Plot for sale in sector 109 Mohali.
Emaar MGF Mohali Hills, Sector 109, Mohali (Chandigarh)
- Project/Society: Emaar MGF Mohali Hills
- Area: 2700 SqFeet
- Facing: North
- Transaction: Resale Property
- Price: 4,340,000
- Rate: 1,607 per SqFeet
- Possession: Immediate/Ready to move
Sector 109 is enjoying direct connectivity with pca cricket stadium at a distance of 5 km and is about 2.5 km from well populated sectors 79 and 80 of mohali. Chandigarh is just 8 min. Drive from this sector.
Sector 109 is an integral part of 750 acres of integrated mega township called mohali hills. It consists all facilities and amenities like school, Hospital, Parks, Commercial establishments.
Mohali hills, Sector 109 is surrounded by pan India present real estate developers like ireo, Wave estate , Pearls and unitech who are in very advance stage of construction and delivery of their projects.
When you contact, don't forget to mention that you saw this ad on PropertyWala.com.
Land Features
- Clear Title
- Freehold Land
- Feng Shui / Vaastu Compliant
- Water Connection
- Electric Connection
- Close to Hospital
- Close to School
- Incredible Panjab Guesthouse (<11km),
- Community Hall (<13km)
- GLOBALPAX Headquarter (<10km)
- 24 SEVEN (<11km),
- Daily Needs shop (<13km),
- Extra Easy Express Supermarket (<11km),
- Today Provision Store (<13km),
- Today Departmental Store (<13km)
- Wizmedia Tv Production Hous (<12km),
- PVR Cinemas (<12km),
- Jatt Babe Records (<9km),
- Dhaliwal Home Theater,
- Khufia Palace (<10km),
- Cinepolis BESTECH SQUARE (<10km),
- Dhillon Jethi flat (<11km),
- 7d Adventure and The Lost World (<12km),
- Tinka Taxi Stand Phase 2 Mohali (<12km),
- Malwai gidha group for marriage show 9653856619 (<12km),
- Majat film Studio (<12km),
- fyi media group (<13km),
- Bassi Theater (<13km)
Hotels & Guest Houses
- Hotel Cama (<12km),
- OYO Rooms Fortis Hospital Mohali (<10km),
- Hotel City Plaza 3 (<13km),
- OYO 1731 Mohali (<12km),
- Tulip Regency (<9km),
- OYO Rooms Phase 9 Industrial Area (<10km),
- OYO 4819 Mohali (<11km),
- OYO 15030 Hotel ESS PEE Grand (<13km),
- OYO 15523 Hotel JD Inn (<8km),
- OYO 4728 Hotel Aman Regency (<13km),
- OYO 14326 Hotel D Plaza (<9km),
- OYO Rooms (<11km),
- CDAC Hostel (<8km),
- Sarao Hotel (<11km),
- OYO Premium IVY Hospital (<12km),
- Hotel Daawat (<11km),
- Cheshma Shahi Resorts (<12km),
- Big Villa For Marriage Guests (<7km),
- Aura (<9km),
- Sharon
- Shemrock School (<9km),
- Paragon Senior Secondary School 71 (<8km),
- Smart Wonders School (<8km),
- Paragon Senior Secondary School (<8km),
- Manav Mangal Smart School (<12km),
- Learning Paths School (<9km),
- Golden Bells Public School (<7km),
- Vivek High School (<8km),
- Punjab Taekwondo Association (<11km),
- Vishvas Meditation Centre (<9km),
- Genius Public School (<9km),
- The Millennium School (<11km),
- Step2Step Dance Studio (<11km),
- New City Driving School (<11km),
- Gem Public School (<11km),
- MEDICARE PHYSIOTHERAPY & REHABILITATION CENTRE (<12km),
- Bachpan Play School Mohali (<9km),
- Saupin,
- Small Wonder School (<10km),
- Infant Jesus Kindergarten (<11km)
Banks & ATMs
- HDFC Bank ATM (<11km),
- State Bank Of India ATM (<10km),
- Indusund Bank ATM (<9km),
- Indian Bank - S.A.S Nagar Branch (<11km),
- State Bank of India (<9km),
- State Bank Of India ATM (<5km),
- Axis Bank ATM (<8km),
- Bank of Baroda ATM (<3km),
- State Bank of India ATM (<4km),
- Punjab National Bank Atm (<4km),
- HDFC Bank ATM (<4km),
- Andhra Bank ATM (<5km),
- Punjab National Bank ATM (<8km),
- Punjab National Bank ATM (<5km),
- Axis Bank ATM (<5km),
- PNB ATM (<5km),
- Punjab & Sind Bank ATM (<6km),
- Axis Bank ATM (<7km)
Religious Places
- Dr Lokinder (<6km),
- Sharon Fellowship Church (<7km),
- Spread The Word Church (<9km),
- Revival In The World Mission Church RIWM (<9km),
- Doma Assembly of God Church (<9km),
- TDLSE (<11km),
- The India Pentecostal Church of God Kharar (<12km),
- Church of Scientology Mission of Patiala (<12km),
- C.N.I Church (<13km),
- First Baptist Church (<14km),
- Mohali Bible Church (<9km),
- India Pentecostal Church Of God IPC (<11km),
- Life Implication CHURCH International (<12km),
- New Life City Church (<12km),
- Assembly Of Believers Church Kharar (<13km),
- The Pentecostal Mission Church (<13km),
- Church (<13km),
- Anugrah Masihi Satsang (Church) (<13km),
- Church Of Gossip (<13km),
- RAPHA ASSEMBLIES OF GOD CHURCH (<13km)
Restaurants & Clubs
- Katani Sweets (<11km),
- Krishna Department Store (<8km),
- Pammy and Daughters (<8km),
- BAKERS DELIGHT (<9km),
- R.S.Farm (<9km),
- 24 SEVEN (<11km),
- Shubh Amantran (<11km),
- Amrit Sweets (<11km),
- Ferns N Petals : Florist in Phase 5 Mohali (<11km),
- Gulati bakers & Grocery store The Cake Shop (<11km),
- R.S.Farm Outlet (<12km),
- Roll Junction TDI City Landran (<2km),
- Reets Bakery (<4km),
- Virk Dairy & Sweets (<4km),
- COCOMOM Cakes (<6km),
- Lovely Sweets & Bakers (<7km),
- Baba Ice Cream Parlour & Bakery (<8km),
- Bake N Cake Bakery & Confectionery (<8km),
- Cakery22: Order Cake Flowers Online in Chandigarh (<8km),
- Pritco Foods Private Limited (<8km)
Hospitals & Healthcare
- Fortis Dental - Best Dental Clinic in Chandigarh (<10km),
- OraCare Family Dentistry (<9km),
- City Dental Centre (Dental Implant Invisalign) (<11km),
- Harman Dental Care (<7km),
- Precision Ceramic Artz ...Cad-Cam dental lab (<8km),
- Dr. Kakkar,
- Clove Dental (<8km),
- Clove Dental Mohali 68 (<8km),
- VS Dentistry (<9km),
- Hope Dental Practice (<10km),
- White Dent Maxillofacial & Dental Clinic - WMDC (<9km),
- DrBansal,
- Aesthetic Multispeciality Dental Clinic (<11km),
- Dental Aesthetix Mohali (<10km),
- Perfect Dental Lab (<10km),
- Dental Excellence (<11km)
Price Trends Sector 109, Mohali
Residential Plots / Lands for sale in Sector 109, Mohali
Project Reviews Emaar MGF Mohali Hills
Emaar MGF is a big brand for the real estate sector and everyone wants or dreams to own a house under such a giant banner but the big price generates hesitation in the mind that pulls back. But here, the scenario is different, as Emaar MGF is a well known organization offering discounts in the name of festive bonanza. This can be the best opportunity for such individuals wanting premium housing at reasonable prices. Moreover, these luxurious and lucrative apartments available at lower prices also offer better payment options.
- Luxury at low cost
- Situated at prime location
- eco-friendly surrounding for kids
- Valuable but might be of high cost for service class
Mohali Hills, by Emaar MGF located 20 minute drive from Sector 17 Chandigarh has direct connectivity to the transport services. Mohali Hills offers luxury villas, apartments, terraced town homes, leisure and several other options. It provides all the amenities and opulence of living in a luxury community. To fulfill the dream of owning a property of various individuals, Emaar MGF has announced a festive bonanza.
- Payment option is very good`
- Less down payment
- Green and clean environment
Emaar MGF Mohali Hills is a beautiful project situated on Landra Banur Highway. It is a integrated township of 600 acres across 6 sectors of Greater Mohali. Company is having operational golf range of more than 20 acres long.
Emaar MGF is a joint venture between Emaar and MGF formed in February 2005
One of India's largest FDI in real estate, with operations spanning Residential, Commercial, Retail and hospitality businesses.
- Very Good Location, direct connectivity to mohali
- Reasonable Price
- Integrated Township
- Project is delayed too much
- Construction at a slow pace
- Limited Stock available for sale.
Emaar MGF Mohali Hills Residential Plots Mohali and Chandigarh, Mohali Hills Emaar MGF is one of India's leading real estate developers in the residential and commercial space. This is a joint venture between MGF Developments and Emaar Properties of Dubai. The major attributes are vast open spaces and large-scale industrial development; an already established population base and its easy connectivity to other cities.
- Lowest price areas are available