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Lessons Learnt
Success Will Never Come to Entrepreneurs Who Do These 10 Things
Want to stack the odds of being a successful entrepreneur in your favour? You can start by taking note of the following 10 things that you should never do.
Whether we are talking about a football game, an election or an entrepreneurial journey, one thing is certain – there are going to be winners and there are going to be losers.
1. Be jealous or envious
Seeing other people around you succeed should motivate you, even if they are your competitors. You should understand that every single person has the ability to become successful, and wasting time focusing on other people's success or achievements will just sidetrack your own progress.
Related: 7 Insanely Productive Habits of Successful Young Entrepreneurs
2. Look back
You are going to face hard times, difficult decisions and possibly even failure at some point. Don't let small bumps in the road stop your forward progress. Find ways to maneuver around obstacles and continue to push forward, never looking back.
3. Make excuses
If you make a bad decision and screw up, own it. If something doesn't work out as planned, don't look for excuses. Search for the cause of the problem and chalk it up to a valuable business lesson. If you identify and own the problem you will not make the same mistake again.
If you are constantly making excuses for your mistakes, you will continue to make them because you haven't properly identified the root of the problem.
4. Stop learning
Your age, years of experience or level of success should never prevent you from learning. There isn't a single person on this planet who knows everything.
We can all continue to learn and be inspired from other entrepreneurs, whether they are billionaire household names or those just starting his or her entrepreneurial journey.
5. Associate with negative individuals
People who constantly make excuses, complain and have a negative outlook should be avoided like the plague. We all know people like this. No matter what you say or what the situation is, they always chime in with negativity.
People like this are a cancer and their negative aura can rub off on you. Surround yourself with like-minded individuals that are as focused and determined as you are.
6. Wake up without a plan
Time management is a crucial part of being an entrepreneur. There are only so many hours in a day, so to be efficient you need to know what your goals are and what tasks you need to get done prior to starting your day.
If you are scrambling to create a plan of attack every day you are going to be in trouble. End each day by mapping out the following day's to-do list.
Related: Why Doing Less Could Earn You More
7. Be scared to make changes and adapt
You need to be willing and able to adjust your plan and overall strategy, because there is a very good chance that you will need to adapt to maintain success in the future. Imagine if Apple never adapted and just stuck to making computers?
After releasing the iPod it started manufacturing smartphones, tablets and now are releasing its first wearable technology, the Apple Watch. Once just a computer company, it is now a consumer-electronics powerhouse.
8. Let your bark be bigger than your bite
Successful entrepreneurs don't sit back and talk about what they are going to do. They plan, follow through and conquer. Nothing is going to get accomplished just by talking about it, and nobody is going to be impressed with words alone.
9. Focus solely on dollar signs and decimal points
Instead of chasing the money, focus on creating products and services that make a difference and provide value. If you do this, the money will come. I would be lying if I said the goal of my company wasn't to make money, but focusing on providing a great service paves the path for the money to follow.
10. Let failure stop you
Most statistics state that eight out of every 10 new businesses fail.
Successful entrepreneurs go into everything knowing that there is a chance of failure. If in fact they fail it is viewed as part of their growth and they keep plugging along.
James Dyson is a perfect example, as his first 5,126 prototypes were failures, but the 5,127th one worked and went on to become the top-selling vacuum in the U.S. He is now worth $4.5 billion because he never once let failure stop him.
What are some others things that successful entrepreneurs should never do? Share your own in the comments section below.
Related: The Anatomy of Scott Picken
This article was originally posted here on Entrepreneur.com.
Lessons Learnt
Scaleup Learnings From Our Top Clients – What The Most Successful Entrepreneurs Do Right
So, how do our successful clients move through these constraints to scaling up? We see four key drivers of success, and they are: people, strategy, flawless execution and finance.
You're out of your start-up boots, staff is increasing, your client base is growing, revenue is up and you've proven your case to the market. Now it's time to scale up. The challenges of this vital growth phase are different and it's a time that demands different mindsets and different actions. In a world littered with small business failures, it helps to be well-prepared for scaling up using a proven methodology. At Outsourced CFO, we get an inside look at the success factors of our clients who are mastering the transition.
On the one hand, scaling up is a really exciting phase; this is what moves you into real job creation and making an impactful contribution to economic growth. On the other hand, it is really hard to scale up successfully. We see three major constraints that limit companies' transition from start-up to scale-up:
The business has to have the leadership that can take it to the next level. When you start scaling up, especially rapidly, the founders can no longer do everything themselves. The team must grow and include new leadership talent that can take charge and execute so that the founders are working on the business instead of in the business.
The processes, procedures, networks, systems and workflows of the business all need to be scalable. This is imperative when it comes to your infrastructure for the financial management of your business. You're only ready for growth when your infrastructure can seamlessly keep pace.
Market access
Scaling up demands more innovative marketing and storytelling so that you can more easily connect and engage with the new employees, clients, network partners, investors and mentors that need to come along with you on your scale-up journey.
Businesses that build a market conversation and a compelling brand narrative during their start-up phase are better positioned to have this kind of market access when they need to scale up.
It is critical to have the right people on your team. Our successful entrepreneurs have what it takes to attract, inspire and retain top talent. A strong team of smart, ambitious and purpose-driven people who love the company and want to see it succeed contribute greatly to a world class company culture. They are adept at communicating a compelling vision and establishing core values that people can take on. These entrepreneurs are tuned into the aspirations of their people and focus on developing leaders in their teams who can in turn develop more leaders.
It is planning that ensures that the right things are happening at the right times. At successful scale-ups strategies and action plans are devised to ensure that the most important thing always remains the most important thing.
Strategy includes input from all team members and setting of good priorities for the short, medium and long term. Goals are clear and everyone always knows what they are working towards. The needle is continuously moved because 90-day action plans are implemented each quarter to achieve targets and goals that are over and above people doing their daily jobs.
Flawless execution
Top entrepreneurs are not just focused on what operations need to achieve, but how the business operates. They have the right procedures, processes and tools in place so that everyone can deliver along the line on the company's brand promise. Frequent, quick successive meetings ensure the rapid flow of effective communication. Problems are solved without drama. There is no chaos in the office environment. Everyone is empowered to execute flawlessly to an array of consistently happy clients.
Everyone knows that growth burns cash. A rapidly scaling business faces the challenge of needing a scalable financial infrastructure to keep the company healthy. Our successful entrepreneurs pay close attention to finance as the heartbeat of the business, ensuring that everything else functions. They look at the tech they are using for financial management and for the ways that their financial systems can be automated so that they can be brought rapidly to scale. The capital to grow is another vital finance issue.
The best way to finance a business is through paying clients on the shortest possible cash flow cycle. However, when you are scaling up and making heavier investments in the resources you need for growth, it is likely that you will need a workable plan for raising capital. Our scale-up clients know the value of accessing innovative financial management that provides high level services to drive their business growth.
Navigating the scale-up journey of a growing private company is one of the hardest but most rewarding of careers to pursue. Having people in your corner who have been through this journey before helps take a lot of pain out of the process. No growth journey looks the same, but there are tried and tested methods that will – if applied diligently – lead to definite success. Happy scaling!
Lessons Learnt
That Time Jeff Bezos Was The Stupidest Person In The Room
Everyone can benefit from simple advice, no matter who they are.
When you think of Jeff Bezos, a lot of things probably come to your mind.
You likely think of Amazon.com, a company he founded more than twenty years ago, that's completely disrupted retail and online commerce as we know it. You probably also think of his entrepreneurial genius. Or the immense wealth that he's built for himself and others. You may also think of drones, Alexa and same-day delivery. Bezos is a visionary, an entrepreneur, a cutthroat competitor and a game changer. He's unquestionably a very, very smart man. But sometimes, he can be…well…stupid, too.
Like that time back in 1995.
That was when Amazon was just a startup operating from a 2,000 square foot basement in Seattle. During that period, Bezos and most of the handful of employees working for him had other day jobs. They gathered in the office after hours to print and pack up the orders that their fast-growing bookselling site was receiving each day from around the world. It was tough, grueling work.
The company at the time, according to a speech Bezos gave, had no real organisation or distribution. Worse yet, the process of filling orders was physically demanding.
"We were packing on our hands and knees on a hard concrete floor," Bezos recalled. "I said to the person next to me 'this packing is killing me! My back hurts, it's killing my knees' and the person said 'yeah, I know what you mean.'"
Related: Jeff Bezos: 9 Remarkable Choices That Shaped The Richest Man In The World
Bezos, our hero, the entrepreneurial genius, the CEO of a now 600,000-employee company that's worth around a trillion dollars and one of the richest men in the world today then came up with what he thought was a brilliant idea. "You know what we need," he said to the employee as they packed boxes together. "What we need is…kneepads!"
The employee (Nicholas Lovejoy, who worked at Amazon for three years before founding his own philanthropic organisation financed by the millions he made from the company's stock) looked at Bezos like he was — in Bezos' words — the "stupidest guy in the room."
"What we need, Jeff," Lovejoy said, "are a few packing tables." Duh.
So the next day Bezos – after acknowledging Lovejoy's brilliance – bought a few inexpensive packing tables. The result? An almost immediate doubling in productivity. In his speech, Bezos said that the story is just one of many examples how Amazon built its customer-centered service culture from the company's very early days. Perhaps that's true. Then again, it could mean something else.
It could mean that sometimes, just sometimes, those successful, smart, wealthy and powerful people may not be as brilliant as you may think. Nor do they always have the right answers. Sometimes, just sometimes, they may actually be the stupidest guy in the room. So keep that in mind the next time you're doing business with an intimidating customer, supplier or partner who appears to know it all. You might be the one with the brilliant idea.
This article was originally posted here on Entrepreneur.com.
Lessons Learnt
How Sureswipe Built Its Identity By Building A Strong Company Culture
Culture is unique to a business, it's the reason why companies win or lose.
A company's culture is its identity and personality. Since this is closely linked to its brand and how it wants to be viewed by its employees, customers, competitors and the outside world, culture is critical. The challenge is understanding that culture contains unwritten rules and that certain behaviours that align to the culture the company is nurturing should be valued and cherished more than others.
At Sureswipe, the core of our culture is that we value people and what they are capable of. We particularly value people who are engaged, get on with the job, take initiative, are happy to get stuck in beyond their formal job descriptions, and who sometimes have to suck up a bit of pain to get through a challenge.
We include culture in everything we do, so it's a fundamental element in our recruitment process. In addition to a skills and experience interview, each candidate undergoes a culture fit in the form of a values interview. We look for top performers who echo our core values (collaboration, courage, taking initiative, fairness and personal responsibility) and have real conviction about making a difference in the lives of independent retailers. If we don't believe a candidate will be a culture fit, we won't hire them.
If we make a mistake in the recruitment process, we won't retain culture killers, even if they are top performers. This is such a tough lesson to learn, but it liberates a company and often improves overall company performance.
Culture should be cultivated, constantly communicated and used when making decisions. At Sureswipe, we often talk about what it takes to win and have simplified winning into three key elements: A simple, yet inspirational vision; the right culture; and a clear and focused strategy. The first and third elements can be copied from organisation to organisation. Culture on the other hand is unique to every business and can be a great influencer in its success.
Catch phrases on the wall are not the definition of culture
A strong culture is purposeful and evolving. It's what makes a company great, but also exposes its weakness. No company is perfect and it's important to acknowledge the good and the bad. Without it, we cannot ensure that we are protecting and building on the good and reducing or eradicating the bad.
Mistakes happen. That's okay. But we are very purposeful about how mistakes are handled. Culturally we're allergic to things being covered up or deflected and have had great learning moments as individuals and as an organisation when bad news travels fast. It's liberating to 'tell it like it is' and almost always, with a few more minds on the problem at hand, things can be rectified with minimal impact.
Related: Starbucks Coffee Is All About Culture… For A Reason
Culture should be built on values that resonate with you and that you want to excel at. In our case, some are lived daily and others are aspirational in that we're still striving for them. In each case we genuinely believe in them and encourage each other to keep living them. This increases the level of trust within the team, as there is consistency in how people are treated and how we get things done.
We are always inspired when, after sitting in our reception area, nine out of ten visitors will comment on the friendliness of staff. We hear their remarks about how friendly the Sureswipe team is or a potential candidate will talk about the high level of energy and positivity they experience throughout the interview process.
These are indicators that our culture is alive and well. It's these components of our culture — friendliness, helpfulness and positivity — that cascade into how we do business and how we treat our customers and people in general. Being able to describe your culture and support it with real life examples is a great way to communicate and promote the type of behaviour that is important and recognised within the organisation.
Culture doesn't just happen
We are fortunate that culture has always been important to us, even if it wasn't clearly defined in our early days. As we grew it became important to be more purposeful in the evolution of our culture. About four years ago, the senior leadership team and nominated cultural or values icons were mandated to relook all things cultural.
A facilitator said to us, "You really love it when people take the initiative, and get very frustrated when they don't." That accurate insight became core to our values. We love to see people proactively solve problems, take responsibility for their own growth, initiate spontaneous events, change their tactics or implement new ideas. It energises us and aligns to the way we do business.
We celebrate growth and love to see our staff getting promoted due to their hard work and perseverance. We recently had one of our earliest technicians get promoted to the Regional Manager of Limpopo. It was one of the best moments of 2018.
Be purposeful with culture, describe it, communicate it and use it in all aspects of business. Culture should change. Don't allow phrases like 'this is not how we do things,' or, 'the culture here is changing,' to stifle the growth and development of your culture. When done correctly change is a good thing. Culture is driven from the top but at the end of the day it's a company-wide initiative. Design it together with team members from different parts of the organisation to get the most from it. And then make sure everyone lives and breathes it.
Cost Cutting
The best ROI is achieved when you stop wasting money.
Peter Drucker once said that businesses have two main functions — marketing and innovation — that produce results. "All the rest are costs."
If you agree, that means that the average business has a lot of fat to trim. Obviously you can go overboard trying to cut costs too. My philosophy has been to look at some of the general areas where you can add some efficiency but not at the expense of impairing your most valuable resource — your focus.
The following cost-cutting measures will do that. Think of these as adding value to your company, whether it's time, creativity or a closer connection to your consumers.
Related: Wise Words From wiGroup On Building A "Wow" Company Culture
Uncover inefficiencies in your process
This is where I begin. In fact, it was analysing the inefficiencies of legal communication and knowledge sharing that led me to create Foxwordy, the digital collaboration platform for lawyers. I noticed that attorneys in our clients' legal departments were drafting new documents from scratch when they could pool their knowledge and save time by using language that a trusted colleague had employed in a similar document. Business is all about process. When you create a new process, or enhance an existing process, you will drive cost efficiency.
Refine your process, then automate
If existing processes are lacking, it is time to create process. If you have processes, but they are not driving efficiency, it's time to redefine your process. Either way, a key second step is refining processes that are needed in your business. Only then can you go to automation, since automating without a process will result in chaos — and won't save time or money. Similarly, automating a poor process is not going to give you the cost-saving results you are looking for.
Thanks to the Cloud, there are very accessible means of automating manual processes. For instance, you can automate bookkeeping functions with FreshBooks and use chatbots to interface with clients — for very basic information. If you're a retailer, a chatbot on your site can explain your return policy or address other frequently asked questions. Automating such processes allows you to spend more time focusing on clients and customers. Technology alone isn't a panacea for all business functions, but if you find something you're doing manually that can be automated, take a look and consider how much time and process definition automation would save you.
Rethink your outreach
Marketing and outreach are usually big and important challenges for an organisation. In my experience, there are two main components to successful marketing — knowing your customers and using the most effective media to spread your message. For the first part, I recommend polling. There are various online survey services that offer an instant read on what your customers are thinking. You may think business is humming along, but a survey could reveal that while consumers like your product, a few tweaks would make it even better.
For the second part — marketing messaging — once you have a firm idea of your marketing messaging, Facebook is a great vehicle for outreach. The ability to granularly target customers and create Lookalike audiences (from around 1 000 consumers) can help grow your business.
Related: Take Responsibility For Your Company's Culture To Boost Productivity
Scrutinise your spend history
There are tools that can help you assess spend history and find cost-cutting opportunities. For example, you might be able to take advantage of rewards or loyalty programmes to reduce common business expenses, like travel, or consolidate vendors for a similar function. If you have a long-standing relationship with a vendor, negotiate better pricing.
The most important elements to keep in mind are resources that make your company special. Your company may be built on one person's reputation and expertise. Guard against tarnishing that reputation with inappropriate messaging in advertising or social media. If your company's special sauce is intellectual property, protect that too. But everything else — ranging from physical property to salary and benefits — are costs and should be considered negotiable. — Monica Zent


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I'm using Geoserver in conjunction with the google maps API to add a raster layer onto a map. It loads fine, however there's some strange problem with opacity at the edge of the layer where you can see a boundary. Have you any idea how to fix this?
(The original is at obstest.heliohost.org/map2.html.)
I'm totally new to gis and to Geoserver so sorry if this is an obvious question!

subset: commoncrawl


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Tamoxifen is available in 10 mg and 20 mg tablets. When
used for early-stage breast cancer, tamoxifen is usually prescribed at 20 mg a
day for 5 years. Tablets may be taken once or twice a day.
Tamoxifen is the most commonly used
hormone therapy for the treatment of
breast cancer.
Many women have breast
cancer that tests positive for
estrogen receptors (ER+). This means that
estrogen promotes the growth of the breast cancer
cells. Tamoxifen blocks the effects of estrogen on these cells. It is often
called an "anti-estrogen."
Tamoxifen slows or stops the growth of
cancer cells that are already present in the body. It helps keep the original
breast cancer from coming back and helps prevent new cancer in the opposite
breast. It also reduces the risk of breast cancer in women who have a high risk
for this disease.
Tamoxifen is used to prevent and treat
breast cancers that test positive for estrogen receptors (ER+). It blocks the
effects that the hormone estrogen has on cancer cells and lowers the chance
that breast cancer will grow. Tamoxifen:
In rare cases, tamoxifen is used to treat breast pain
(mastalgia), because it reduces estrogen levels that cause breast
swelling. This is an
unlabeled use.
Tamoxifen is highly
effective in lowering the risk of breast cancer recurrence. In women who have
already had breast cancer, tamoxifen also lowers the risk of breast cancer in the
opposite breast (contralateral).
postmenopausal women, a two-stage treatment using tamoxifen and then an
aromatase inhibitor, such as anastrozole (Arimidex), exemestane (Aromasin), or
letrozole (Femara) may work better than only taking tamoxifen.
The most common side effects caused by tamoxifen are hot flashes; vaginal dryness, discharge, or irritation; and decreased interest in sex. These side effects are not usually serious, but they can be bothersome.
Other side effects are rare but are more dangerous. These include:
See Drug Reference for a full list of side effects. (Drug
Reference is not available in all systems.)
Because tamoxifen can cause changes
in the lining of the uterus, women who use it should have yearly pelvic exams
and should be evaluated further if they experience any abnormal uterine
Tamoxifen may not
work as well if a woman is also taking some types of medicine to treat hot
flashes or depression. If you take tamoxifen, talk with your doctor about any
other medicines you are taking.
Tamoxifen should not
be used if you are pregnant or breast-feeding. Discuss birth control with your
doctor if you are taking tamoxifen and could become pregnant.
Complete the new medication information form (PDF)(What is a PDF document?) to help you understand this medication.
Last Revised:
June 28, 2011
Healthwise Staff
Medical Review:
Sarah Marshall, MD - Family Medicine & Douglas A. Stewart, MD - Medical Oncology
This information does not replace the advice of a doctor. Healthwise, Incorporated disclaims any warranty or liability for your use of this information. Your use of this information means that you agree to the Terms of Use. How this information was developed to help you make better health decisions.
To learn more visit Healthwise.org
© 1995-2012 Healthwise, Incorporated. Healthwise, Healthwise for every health decision, and the Healthwise logo are trademarks of Healthwise, Incorporated.


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The British Skin Foundation is issuing a warning this summer to parents over so-called 'black henna' temporary tattoos (BHTTs).
This advice was issued after research among dermatologists revealed they are seeing an increase in reactions at their clinics.
Parents hoping to treat their children to a temporary tattoo on holiday or at the funfair, along with party-goers at festivals may not realise the dangers of the Black Henna tattoos.
The majority of BHTT are not based on henna at all, but a substance called para-phenylenediamine (PPD) which is found in hair dyes. PPD is allowed for use in hair dye, but its use for skin contact products such as temporary tattoos is illegal in the European Union.
When PPD is used on the skin in this way it can cause blistering, painful skin burns and may even lead to scarring.
It can also leave the person with a lifelong sensitivity to PPD, which increases the risk of a severe allergic reaction when using hair dye in the future.


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Amazing Race: Unfinished Business got down, dirty and cold in Japan this week — so cold that Season 14 alums Mel and Mike White opted for medical attention during the frog-searching mud pit Detour, which ultimately booked them a trip home. "It was such a tough race. They wanted to make it tough because we had all experienced it already," Mel tells TVGuide.com. "It was too tough for me." Still, the 70-year-old writer says he and Mike — who is working on the upcoming HBO series Enlightened — have no regrets about throwing in the towel.
Amazing Race's Amanda and Kris: We don't blame the U-Turn for our eliminationAny regrets giving up on the Detour?
Mel White: No. I wish it wasn't, but the Race was too tough. The first day, we ran about 5 miles and that's when I tipped over in the ferry, but they showed that at the beginning of the second episode! [Laughs] Then, I was in that frozen mud for an hour and my son just insisted that I get out. It was raining and it felt like sleet. We were both treated by doctors and were found to have serious hypothermia. I said [to the doctor], "Well, it was colder than I thought." But even bad memories are good memories when they're with your son.You were adamant about not quitting. Would you have quit if Mike weren't there?
Mel: No, I wouldn't have. I was very disappointed because I knew I would've found the frog had I stayed another day or two! Michael, it was more important for him for me to get out of the mud than for him to win the Race. Michael is so into The Amazing Race that he left his own series and said, "I'm taking time off to do this." And the HBO people said, "All right, Mike!" And we're the second team out, so it's disappointing, but Michael never complained about it at all. ... Today at breakfast, he said, "Dad, tell [the reporters] I'm sorry I can't be there [for interviews] because I'm finishing up this whole series, but don't tell them that I was disappointed or in any way disappointed in you or what we experienced together." So I have to believe him.How long did it take for him to convince you to get out?
Mel: I'm not really sure. They gave us eye detectors and things in our ears, but the mud had caked on my ears, so I couldn't hear a thing. Finally, he told the producer to pull me out, and the producer came up and said, "Your son insists that you get out now." I went, "Why?! I don't want to get out! I want to find the damn frog!" "No, c'mon, get out." But it felt good to get out.Did you head to the Pit Stop after Jaime and Cara found their frog?
Mel: Well, the thing was we weren't actually last. When we got to the Pit Stop, Jaime and Cara were just arriving, so it was ironic that we could've found the frog, gotten some medical attention and still could've beaten them — if we had found the frog. I will never eat frog legs again! Frogs are off my list!Why did you choose the mud task over the purity one?
Mel: We couldn't do the purity one because it had to be done in the daylight, so we didn't have an option. It was getting dark already.
Amazing Race: Phil Keoghan explains why these 11 teams have Unfinished BusinessYou guys made the bad call to take the earlier, connecting flight, which wound up being late. Do you think you may still be in it had you taken the later, direct one?
Mel: It may have made a difference. Maybe we would've done the other Detour. There were only so many frogs left by the time we got there. Then we learned that the frogs that were left had been stomped down into the mud, so it was very difficult to find them. We made a wrong decision to take the earlier flight. But we couldn't have known there would [be engine trouble]. ... Margie and I both felt this was the wrong flight, but Mike was saying that 15 minutes would've made a difference, so we took it. Wish we hadn't. But, you know, it's about the luck of the draw. Why did you travel with three other teams once you got to Japan instead of just by yourself or with one team?
Mel: Mike and I always felt that helping another team was better than tricking them. At that point, getting to Tokyo and finding Kamakura was very difficult. We thought, "Let's just stick together and not drop into one area we can't get out of." But halfway through, we thought being in a pack was slowing us down, so we did make a bad decision to do that. And as you saw, we took off with Margie and Luke.What are you up to now?
Mel: I'm retired now, so I'm having fun watching Michael do his new series. I always wondered if Mike would be as wonderfully successful as he was because a parent always worries. I'm kind of basking in Michael's successes and watching him handle it with such aplomb, dignity and class. I just love being around my son. Being retired, it gives me a chance to be on location and see him doing his work and it really feels good to see that his dreams came true. Lots of people's dreams do come true in this business!


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Travis Barker's lawyers have fired off a cease and desist letter to a gossip blog after editors obtained nude photos of the star and posted them online.
MediaTakeOut.com bosses stunned readers on Wednesday after publishing explicit cell phone images of a heavily-tattooed rock star, pictured from the neck down, on their website amid reports the then-unnamed musician had sent pictures of his penis to a female admirer.
But readers were quick to identify Barker from his distinctive tattoos and the Blink-182 drummer's lawyer, Evan Spiegel of top Hollywood law firm Lavely and Singer, has since leaped into action.
According to TMZ.com, Spiegel has sent MediaTakeOut editors a legal demand ordering them to remove the naked photos from their site, insisting they are an "unauthorized use of private photos."
Sources tell TMZ the photos are more than five years old and were "never intended for public viewing or to be seen by anyone else."


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Our kayaks round a bend in the Catawba River – and we see it. A flashing streak hitting the water, a splash and then the powerful wings coming into focus as they pull the bald eagle up with a squirming snake in its talons.
We all sit there stunned for a moment. Then, we're all talking at once, amazed at what we've just seen only a few miles from where we live and work.
My children run back down the trail to me, chattering, "Mom, it's so big!"
"O say can you see by the dawn's early light... for the land of the free and the home of the brave." How we love the song "The Star-Spangled Banner." America is the home of the brave. I was very fortunate to grow up in a home full of the brave.
My grandfather, the late L.C. Ormand, served in the army. He fought in World War II. I remember a strong man who was full of grace and braveness.
I would like to share some information the public may not be aware of. I assisted my disabled son financially with a legal matter not knowing there may be help for the disabled. Before signing any agreement make sure you do your homework. Don't assume your legal team will supply this information. You may be able to get free legal services. You can call S.C. Legal Services at 1 (800) 922-3853 to see if you qualify for help before signing any agreement.
Tom Morgan wrote in his letter in the May 14 edition of The Lancaster News about the post office landscape being neglected. Acting postmaster Dean Roberts said the problem was corrected earlier that week. Roberts said there were problems with the lawnmower and other grass-cutting equipment.
In her letter to the editor, Cheryl Rutledge touts the bravery of her grandfather, father and two brothers. She is obviously very proud of them. Their military duties run the gamut – from World War II, Vietnam, Desert Storm and Iraq.
Now is the perfect time to recognize them and the other men and women who have served in our military throughout the world. Tomorrow is Memorial Day. A day set aside to pay tribute and honor those who paid the ultimate price for our freedom.
My name is Mary Phillips. I am the aunt of Daniel Workman, who is 10 years old and attends Erwin Elementary. Daniel was recently baptized at White Springs Baptist Church.
Recently, while I was shopping for groceries at Wal-Mart, Daniel and my daughter, Karli, were in the game room playing.
After checking out, I went to the game room to get them and Daniel was standing beside the huge bubble gum machine. Daniel said he couldn't go then because he was guarding the machine. It seems the back had come off of the machine and piles of quarters were in full view.
I was sitting at home with my pit bull dog and was thinking about a lot of things. The television was off and the only sound I could hear was her breathing. I realized how many people have their own look at things – how we perceive, assume and anticipate things.
It's not rocket science. If you clearcut the land, build multi-housing developments and move people in, you are going to increase the need for services. Those services include adequate infrastructure – roads, utilities, etc. – more law enforcement and emergency medical services.
And it's a good bet that many of those moving into the new housing developments are children, children who need to be educated – in our schools that are already bursting at the seams.
Recently, I received a mailer from my Republican opponent. It was excellently prepared, and was an example of the value in hiring professional campaign management.
As a fiscally conservative Republican, I chose not to expend my resources for this style of campaigning. I write my own material, without the aid of experts and express my own thoughts and feelings on the subjects I address.
Looking back on the last century, I can't help but imagine what life will be like during the coming century. I wonder what advancements will be made technologically, politically and religiously.
We've come a long way since the Industrial Revolution. Automobiles are far more efficient than ever. Planes have gone from unstable gliders to space shuttles taking man to places we previously only dreamed of.
One would think that the editorial board of our principal local newspaper would be capable of displaying an understanding of the structural needs of Lancaster County.
However, the editorial which appeared in Wednesday's Lancaster News demonstrated again the shortsightedness that has brought us to the point where we now find ourselves.
This year, we are commemorating 180 years since the erection of the Lancaster County Courthouse. This is a significant milestone.
As you read this, please reflect on how many times a day you depend on our public works professionals in our community.
Imagine what life would be like without these professionals keeping our drinking water safe and reliable, our roads open, our houses warm, our lights on, preventing diseases by treating our wastewater and disposing of our trash.
In the event of a natural or man-made disaster, public works is there supporting our firefighters and law enforcement.
From time to time, area folks say there's little to do in Lancaster.
At times, there might be some validity to that claim, but the upcoming weekend would certainly dispel that notion.
Lancaster County has a plethora of area events on tap.
Actually, the busy weekend run began Thursday with Street Fest in downtown Lancaster. If you missed out, don't despair because the Lancaster County Council of the Arts Spring Arts Walk will be held tonight from 5:30 to 9.
Each day when I take my medicine and see my scars I am reminded that I have had cancer. Every few months when I visit the lab and my oncologist I am reminded that I have had cancer.
Each year, usually in April or May, I am again reminded that I have had cancer. This is a reminder that comes not only to me but also to hundreds of others who have had cancer. This reminder is different, however, because it comes as a celebration and I am one of those being celebrated.
During election years it is understandable differences of opinion will exist on the priority, focus and importance of public policy. During this discussion, however, rhetoric should not replace factuality and personal attacks should not replace personal preference.
Recent opinion letters by Wynette Birchfield and Shannon Catoe unfortunately suffer from both factual errors and suggestions of personal exclusivity.
In an effort of full disclosure, I should preface my statements by saying I had two children who went to Discovery School from the time the school opened.
The editorial board of The Lancaster News contends that now is not the time to go to the voters with a ballot question for a 1 cent capital project sales tax to replace the courthouse.
I contend the editorial board is looking at the wrong question. There is no doubt that we will not be holding court in the county courthouse much longer. The question is not do we sit around and wait two more years before addressing the problem; the question is do we address the problem in a proactive or reactive manner.
Even when times are good, it's always a challenge for officials to write the county budget. Conflicting interests are always at play, and the money can never be stretched as far as County Council would like.
This year, of course, isn't the best of times. Gas prices are at record highs, and the price of gas has started to affect the price of food and clothing. The local housing market, many say, remains good, but there has been a slowdown in the issuance of building permits.
I am appalled at the exterior condition of our local post office - the weeds that inhabit the landscape beds, the mildew covered crepe myrtles and the inattention given to the entry and sidewalks. I spoke to the former postmaster about the problems and no improvements were made.
The plants and shrubbery look like what you would see around an abandoned building.
I shared my concern with the current postmaster, at least I assume he is still there. He said he would correct the problem soon. Soon has come and gone and now it is much later.
Tom Morgan
I have wanted an antique mantle all my life. For my birthday I got $160. I took my money and found an old mantle in back of Southern Attic for $150. You could hardly see it because it had bird houses and hanging flowers on it.
My mother, Jeanette Estridge, taught my sister, Marian Starnes, and me to look for treasures no one else sees. I found mine. It was beautiful. It had some pieces broken off and they were probably lost years ago, but it was beautiful.
My name is Sheila Freeman, or Annette, as some may know me. I live in Lancaster and was diagnosed with Stage 4 breast cancer in December 2005. It was 5cm x 5cm in size. It had been there for awhile. It took me by surprise. The whole family was in shock. I kept thinking and saying Lord not me, what have I done to deserve this?
I had just had my third son in June 2005. He was born with hydrocephalus, polymicrogyria and is legally blind. I had the cancer when I was expecting him, but did not know it. We are not sure if the cancer affected him.
Copyright © 2019
The Lancaster News is your source for local news, sports, events, and information in Lancaster County and Lancaster, South Carolina, and the surrounding area..


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Home » Social Media » CCSI
CCSI @ccsinet
Netskope Discovers ATMJackpot Siphoning Cash @Netskope https://t.co/qI7xDga30t #atmmalware #security https://t.co/R4vclMP2Ur9:35 PM - 6 Apr 18
Are you on Twitter? Follow @Netskope to get all of our updates.Follow Us
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Jeff Goyette
Good looking crew right there! https://t.co/LtqL4ST7b8
Sumo Logic
Sumo and @Smartronix are thrilled to host an evening discussing digital transformation at the #AWSLoft in San Francisco on Oct 2 featuring Security Thought Leaders from @PagerDuty, @Netskope, @AWSMark
Arif Janmohamed
Congrats to @Netskope on being named to Forbes Cloud 100 for the third consecutive year https://t.co/ibzlglhhsf
Paolo Passeri
I will be there, presenting the latest trends in cloud threats and available to meet customers and partners. https://t.co/EUH9fBBr8p
Jürgen Seitz
@Netskope named in Forbes #Cloud100 list for the third year in a row, a true testament to our continued commitment to building a modern security platform! https://t.co/YJDeDzLxKA
Join @CrowdStrike, @exabeam and @Netskope on the #FutureofSecurity Tour, Sept. 17 at the Balboa Bay Resort, Newport Beach, as they share findings on this research project along with @amol_s_kulkarni a
Lumity Benefits
Congratulations @automattic, @confluentinc, @gitlab, @Netskope, and all companies that made the #Cloud100 list! https://t.co/5xZOHq1PRN
NYL Ventures
Congrats to @delphix, @Netskope and @vlocity on being recognized as three of the best private #cloud companies in the world! via @ForbesTech @Forbes #SmartEnterprise https://t.co/Z4hvwP76kI
Sapphire Ventures
Congratulations to all the companies on @Forbes Forbes #Cloud100 list, especially to @SapphireVC's portfolio companies: @auth0 @exabeam, @jfrog, @mondaydotcom, @Netskope, @outreach_io, @pendoio, @seg
Ashvin Bachireddy
Congrats of @GeodesicCap portfolio companies @UiPath @Tanium @InVisionApp @databricks @jfrog @pindrop @thoughtspot @Netskope @pendoio on making the #Cloud100 2019 via @forbes https://t.co/xwO6ke86Iv
Women in Security KC
Thanks to @Netskope for sponsoring our upcoming meeting Monday! Bring your business cards for our networking speed dating session, and register at https://t.co/G4K6gOq6jM! https://t.co/5KZeQS7IWT
fitz barth
Congrats @Netskope. Three years in a row! https://t.co/DVQ87Kc1RQ
Women in Security KC
Get to know your fellow WiS-KC members this month at our networking meeting, sponsored by @Netskope ! Register at https://t.co/5KZeQS7IWT.
activereach® Ltd
Join activereach & technology partners Crowdstrike, Netskope & Swimlane at Mercedes-Benz World for an unforgettable day of SecOps insights & high-performance drivings. Register now! https:
Credence Security
Come visit us @ #MENAISC2019, a premiere KSA #CyberSecurity event pulling top decision makers from all top verticals. Get to meet the leading vendors in #CyberSecurity on our stand. @DigitalGuardian @
Today in "Center Stage with @RajivSParikh," our guest is Tim Carlson, Director of Sales Enablement @Netskope. He speaks about sales enablement, its relationship with marketing, and some upcoming trend
In @briankrebs' recent piece on yet another targeted #phishing campaign, @Netskope's @_ashwin_vamshi highlights how users of #cloud #CRMplatforms have a high level of trust in the #software, despite i
Sumo Logic
Check out the benefits that the Sumo Logic App for @Netskope offers. https://t.co/2Y86gOVpqP
Dell Tech Capital
Orange is the new black, same as #cloudsecurity! Check out Booth 1065H and meet @Netskope team! Btw, do you know they've just announced something exciting called #NewEdge? https://t.co/rLM6L26TuL #VMw
dave crilley


text:
Top Items:
Inside the talks: Fiscal framework emerges — Listen to top Democrats and Republicans talk on camera, and it sounds like they could not be further apart on a year-end tax-and-spending deal - a down payment on a $4 trillion grand bargain. — But behind the scenes, top officials …
David Dayen / Firedoglake: Today on the Fiscal Slopes
Ed Kilgore / Washington Monthly: The Deal Going Down—But Not Without Kabuki
Steve Benen / The Maddow Blog: The Medicare cuts the GOP refuses to identify
Fred Barbash / Reuters: Geithner set for talks on cliff; senator sees "standoff"
Jonathan Chait / New York Magazine: What Do Republicans Want? — You want me to cut Medicare by $500 billion?
Dana Milbank / Washington Post: The bare truth about the 'fiscal cliff'
Grace Wyler / Business Insider: JOHN BOEHNER: 'I'm Disappointed In Where We Are' — There's Been 'No Substantive Progress' In Two Weeks
Joan McCarter / Daily Kos: The fiscal cliff official negotiating begins
Prairie Weather: Congressional Republicans find themselves on a desert island with no company and 2014 elections looming
Ezra Klein / Wonkblog:
The GOP's Medicare confusion — The austerity crisis talks have hit a peculiar impasse. The problem isn't, as most analysts expected, taxes, where Republicans seem increasingly resigned to new revenue. It's Medicare. And the particular Medicare problem isn't that Democrats are refusing the GOP's proposed Medicare cuts.
Discussion: Washington Monthly, Daily Kos, Politico and The New Republic
Ed Kilgore / Washington Monthly: Tough Spot For the Saviors of Medicare
Russell Berman / The Hill:
'Disapppointed' Boehner calls on Obama to get serious on spending — Speaker John Boehner (R-Ohio) said Thursday there had been "no substantive progress" in fiscal-cliff negotiations in the two weeks since congressional leaders met with President Obama. — Boehner, addressing reporters …
Discussion: ABCNEWS, The Page and Taegan Goddard's …
Greg Sargent / Washington Post:
Inside the 'fiscal cliff' haggling over Medicare
Inside the 'fiscal cliff' haggling over Medicare
Discussion: Politico, Business Insider and Eschaton
Kyle Cheney / Politico: Providers: Doctors face 'worse' fiscal cliff
Brett LoGiurato / Business Insider: Here's What The Fiscal Cliff Deal Is Starting To Look Like
Inside the talks: Fiscal framework emerges
Inside the talks: Fiscal framework emerges
Discussion: The Gateway Pundit and The Daily Dish
Andrew Sullivan / The Daily Dish: Cliff Notes — You have to read the tea-leaves right now …
Washington Examiner:
Morning Examiner: We're going over the cliff
Morning Examiner: We're going over the cliff
Discussion: Daily Kos, THE WESTERN EXPERIENCE, Politico and Reuters
Jed Lewison / Daily Kos: Politico: Fiscal framework emerging
Kate Nocera / Politico: Approaching cliff, Norquist mellows
Jake Sherman / Reuters: John Boehner to GOP: Stick together on taxes
Steven Greenhouse / New York Times:
Drive to Unionize Fast-Food Workers Begins — After three years of working at the McDonald's restaurant on 51st Street and Broadway, Alterique Hall earns $8 an hour — and is yearning for something better. — So when he heard about an unusual campaign that aims to unionize dozens …
Discussion: Firedoglake, Politicker, Taylor Marsh, Washington Examiner, Weasel Zippers, Daily Kos and Jammie Wearing Fools
Colin Campbell / Politicker: Mayoral Candidates Back NYC's Fast-Food Strikers
Charlie Spiering / Washington Examiner: Former New York City ACORN office working to unionize fast food workers
Laura Clawson / Daily Kos: Hundreds of New York City fast food workers strike
Sarah Jaffe / The Atlantic Online:
McJobs Should Pay, Too: It's Time for Fast-Food Workers To Get Living Wages
McJobs Should Pay, Too: It's Time for Fast-Food Workers To Get Living Wages
Discussion: The Raw Story and OccupyWallSt News
Josh Eidelson / Salon:
In rare strike, NYC fast-food workers walk out
In rare strike, NYC fast-food workers walk out
Discussion: Colorlines
James Cowie / Renesys Blog:
Syrian Internet Is Off The Air — Starting at 10:26 UTC (12:26pm in Damascus), Syria's international Internet connectivity shut down. In the global routing table, all 84 of Syria's IP address blocks have become unreachable, effectively removing the country from the Internet.
Discussion: Internet Events Bulletin, WorldViews, The Lede, NO QUARTER USA NET, National Review, AllThingsD, Guardian, Business Insider, Betabeat, GigaOM and WJLA-TV
Renesys Events / Internet Events Bulletin: 77 networks out in Syria
Larry Johnson / NO QUARTER USA NET: Obama Naivete Destabilizing the Middle East
Patrick Brennan / National Review: Syria Shuts Down Cell Service, Internet, Flights
Arik Hesseldahl / AllThingsD: Syria Has Disappeared From the Internet
Patrick Clark / Betabeat: Syria Is Off the Internet Amid Fighting in Damascus
Stacey Higginbotham / GigaOM: Reports: Syria is cut off from the internet and how it may have happened
Oliver Holmes / Reuters:
Damascus fighting cuts off Internet, airport — (Reuters) - Syrian rebels battled forces loyal to President Bashar al-Assad just outside Damascus on Thursday, forcing the closure of the main airport road, and the Dubai-based Emirates airline suspended flights to the Syrian capital.
Discussion: The Atlantic Online, Los Angeles Times, The Week, Taylor Marsh and New York Times
Megan Garber / The Atlantic Online: The Internet Is Down in Syria
Max Fisher / WorldViews:
Web monitor: 100 percent of Syria's Internet just shut down
Web monitor: 100 percent of Syria's Internet just shut down
Discussion: BBC, Wired, TechCrunch, The Verge and Outside the Beltway
Noah Shachtman / Wired: Syria Has Just Been Taken Offline
Romain Dillet / TechCrunch: Syria Shuts Down Internet In Midst Of Uprising, Mobile Services And Land Lines Partially Down
Dante D'Orazio / The Verge: Syrian internet goes dark in the midst of violent upheaval, cause still unclear
Doug Mataconis / Outside the Beltway: Syrians Shut Off From The Internet
Erick Erickson / RedState:
The Incestuous Bleeding of the Republican Party — If money is the root of all evil, for the Republican Party evil is located on the fifth floor of 66 Canal Center Plaza, Alexandria, VA 22314. — Strip away the candidate and coalition and it is on the fifth floor of 66 Canal Center Plaza …
Discussion: Le·gal In·sur·rec· tion, americanthinker.com, Taylor Marsh and The Hinterland Gazette
William A. Jacobson / Le·gal In·sur·rec· tion: Rebuilding from the grassroots up
Thomas Lifson / americanthinker.com: Who's getting rich off of GOP defeat?
Scott Shane / New York Times:
Big Issues Are Lost in Focus on Libya Talking Points — WASHINGTON — Three days after the lethal attack on the American Mission in Benghazi, Libya, Representative C. A. Dutch Ruppersberger of Maryland, the top Democrat on the House Intelligence Committee, asked intelligence agencies to write …
Discussion: Right Wing News, the daily howler and The Moderate Voice
William Teach / Right Wing News: NY Times: Hey, We're Missing The Big Issues While Focusing On Benghazi Talking Points
Bob Somerby / the daily howler: BANANA REPUBLIC BENGHAZI: Scott Shane!
Dorian De Wind / The Moderate Voice: What Motivates John McCain on Benghazi and Susan Rice? (Updates)
Wall Street Journal:
The Trouble With Susan Rice
The Trouble With Susan Rice
Discussion: Washington Monthly, Hot Air and Cognitive Dissidence
Allahpundit / Hot Air: Scarborough: If the GOP wants to go after Susan Rice, why not go after her over her temperament?
Capper / Cognitive Dissidence: Rice-A-Phonies
Sharyl Attkisson / CBS News:
Who changed the Benghazi talking points?
Who changed the Benghazi talking points?
Robbie Cooper / UrbanGrounds: I Hope Susan Rice is Nominated for Secretary of State For No Other Reason Than to Get Her Under Oath …
Robert Stein / Connecting.the.Dots: GOP Gauntlet: Susan Rice's Practice Run
Pejman Yousefzadeh / Ricochet Conversations Feed: Presumably, We Aren't Supposed to Care about Any of This
Robert Stacy McCain / The Other McCain: Libya's Lingering Questions
David Robertson / Wizbang: Maureen Dowd no defender of Susan Rice
J. David Goodman / New York Times:
Photo of Officer Giving Boots to Barefoot Man Warms Hearts Online — On a cold November night in Times Square, Officer Lawrence Deprimo was working a counterterrorism post when he encountered an older, barefooted homeless man. The officer disappeared for a moment, then returned with a new pair of boots …
Anthony M. Destefano / Newsday: NYPD Officer Larry DePrimo's act of kindness becomes a Facebook sensation
Ricochet Conversations Feed: Mollie Hemingway, Ed. : Inasmuch As You Did It To One Of The Least Of These
Taylor Berman / Gawker: Arizona Tourist Takes Heartwarming Photo of NYPD Officer Giving New Pair of Boots to Homeless Man
Jen Carlson / Gothamist: NYPD Officer Secretly Photographed Doing Good, Purchasing Homeless Man $100 Boots
Joe Coscarelli / New York Magazine: NYPD Officer Caught On-Camera Doing Really Nice Thing
Joel B. Pollak / BREITBART.COM:
EXCLUSIVE: UN CONSPIRES TO EXPEL PROMINENT JEWISH GROUP FROM PALESTINE VOTE — Today, for the first time, the United Nations will name Palestine a (non-member) "observer state" by first engaging in exactly the charge that they press against Israel: apartheid.
Discussion: The Jawa Report, Israel Matzav and The PJ Tatler
Stable Hand / The Jawa Report: Israeli Ambassador to the UN Addresses UNGA Debate On "The Question of Palestine"..
Bryan Preston / The PJ Tatler: UN Conspires to Pack Assembly with Cheers for Palestinian Vote; Revokes Jewish NGO Access
CAMERA Snapshots:
Where's the Coverage? "Palestine" Doesn't Qualify as a State
Where's the Coverage? "Palestine" Doesn't Qualify as a State
Discussion: TIME, Hot Air, New York Times, Le·gal In·sur·rec· tion and IHT Rendezvous
Ed Morrissey / Hot Air: Germany reverses on Palestinian bid at UN General Assembly
William A. Jacobson / Le·gal In·sur·rec· tion: U.N. non-member status for, um, what exactly?
Harvey Morris / IHT Rendezvous: Europe Divided Ahead of U.N. Palestinian Vote
Joshua Green / Business Week:
The Science Behind Those Obama Campaign E-Mails — One fascination in a presidential race mostly bereft of intrigue was the strange, incessant, and weirdly overfamiliar e-mails that emanated from the Obama campaign. Anyone who shared an address with the campaign soon started receiving messages …
Discussion: Politico, The Week, Mediaite, Washington Examiner, Taegan Goddard's … and Washington Post
Jennifer Epstein / Politico: Obama campaign: 'There's more to come'
Tommy Christopher / Mediaite: Morning Joe Guest: Obama Campaign Used 'Monkeys Chained To Computers' To Create Email Subjects
Charlie Spiering / Washington Examiner: Obama campaign: Profanity a hit in fundraising emails
Rachel Weiner / Washington Post: Obama supporters liked profanity, ugly e-mails, Hey'
Dane Schiller / Houston Chronicle:
Former President George H.W. Bush hospitalized in Houston — Former President George H.W. Bush remains in a Houston hospital, where he has been for seven days as doctors battle a lingering cough that has drawn concern, officials said Thursday. — Bush, 88, has bronchitis …
Discussion: Politico, The Hill, Associated Press and WJLA-TV
Katie Glueck / Politico: George H.W. Bush hospitalized, report says
Daniel Strauss / The Hill: Former President George H. W. Bush hospitalized
Paul Davenport / Associated Press: Brewer rejects state-run health exchange for Ariz.
Patrick Gavin / Politico:
Mitt Romney face tattoo man does an about-face — Critics of Mitt Romney accused him of being a flip-flopper. Now one of his die-hard supporters is guilty of the same charge. — Eric Hartsburg, the 30-year-old resident of Michigan City, Ind., inked the Romney/Ryan campaign's distinctive …
Discussion: New York Magazine, Boston Globe, Mediaite, Gawker, First Read and The Raw Story
Margaret Hartmann / New York Magazine: 'Gifts' Remark Costs Romney Another Supporter, One Facial Tattoo
Anjali Sareen / Mediaite: Romney Face Tattoo Guy Pulls An About-Face, Will Laser Off Failed Republican Campaign Logo
Neetzan Zimmerman / Gawker: Romney Face Tat Guy Wants the Ink Removed, Says Romney Has 'No Dignity'
Tom Jensen / Public Policy Polling:
Booker could win Senate seat — New Jersey voters like Frank Lautenberg well enough. He has a 43/36 approval rating and in a hypothetical match up with Republican Lieutenant Governor Kim Guadagno he would lead right now by a 15 point margin at 48/33. — Democratic primary voters …
Discussion: Taegan Goddard's …, The Fix and Ballot Box
Aaron Blake / The Fix: For Cory Booker, the Senate is the ticket
Brady Dennis / Washington Post:
Mortgage-interest deduction could be on the table in 'fiscal cliff' debate — Of all the deductions woven into the sprawling U.S. tax code, few have been more fiercely guarded than the enormous tax break that lets homeowners deduct the interest they pay on their mortgages.
Discussion: americanthinker.com, Hugh Hewitt's TownHall Blog and National Review
Hugh Hewitt / Hugh Hewitt's TownHall Blog: "People account for it when they think about how much house they could afford to buy.
Frank Newport / Gallup:
Democrats, Republicans Diverge on Capitalism, Federal Gov't — Little difference on small business, free enterprise, entrepreneurs — PRINCETON, NJ — Exemplifying a major partisan divide in modern politics, Democrats react significantly more positively to the term "federal government" …
Discussion: Power Line, Washington Monthly, National Review and Washington Examiner
Ed Kilgore / Washington Monthly: Loaded Terms — In a finding that helps explain the infernal influence …
Charles C. W. Cooke / National Review: On that Gallup Poll — If conservatives who use the word …
Igor Volsky / ThinkProgress:
Rick Warren: Churches Are 'Probably' Responsible For Negative Attitudes Towards Gays — Pastor Rick Warren admitted on CNN on Thursday that Evangelical churches are at least partly responsible for some of the negative attitudes towards gay and lesbian people.
Discussion: Mediaite, The Raw Story, Shakesville, Christian Today Australia and Crooks and Liars
Anjali Sareen / Mediaite: Pastor Rick Warren To CNN: Churches Are 'Probaby' Responsible For Negative Attitudes Towards Gays
David Edwards / The Raw Story: Rick Warren: Churches 'probably' responsible for negative views on LGBT people
Melissa McEwan / Shakesville: Rick Warren Doesn't Believe in Evolution
Stoyan Zaimov / Christian Today Australia: Rick Warren tolerance towards homosexuals does not mean approving homosexuality
Chuck Bennett / New York Post:
David Petraeus says he 'screwed up royally' in letter to old Army buddy — Ex-CIA chief David Petraeus took the blame for the extramarital affair that torpedoed his career, but his forgiving wife, Holly, is sticking by him, according to a newly revealed private letter.
Discussion: WorldViews, Mediaite and New York Magazine
Olga Khazan / WorldViews: Petraeus says he messed up 'royally'
Meenal Vamburkar / Mediaite: David Petraeus In Handwritten Letter To Friend: 'I Screwed Up Royally'
Barack Obama Now Has A Fish Named After Him — Al Gore, Bill Clinton, Teddy Roosevelt, and Jimmy Carter are also honored by the names of these new freshwater darter species. — Last week, five new fish species were given some left-leaning names after being recognized as distinct species for the first time.
Discussion: Washington Examiner
Jenny Rogers / Washington Examiner: New fish species named for Obama
Justin Sink / The Hill:
Romney, Ryan meet off Capitol Hill — Mitt Romney met for about ninety minutes with former running mate Paul Ryan ahead of his White House lunch Thursday with President Obama. — CNN reported that Romney and Rep. Ryan (R-Wis.) met at a Washington-area hotel and not on Capitol Hill.
Discussion: CNN
Jim Acosta / CNN: Ryan after Romney meeting: 'I cherish our friendship'
Mike Lillis / The Hill:
House Dems reelect Pelosi as leader — House Democrats will go into the 113th Congress with their leadership team largely unchanged after rank-and file members voted Thursday to keep Rep. Nancy Pelosi (Calif.) and her top lieutenants at the head of the party.
Discussion: Weasel Zippers
U.S. Bureau of Economic Analysis:
National Income and Product Accounts Gross Domestic Product, 3rd quarter 2012 (second estimate); Corporate Profits, 3rd quarter 2012 (preliminary estimate) — Real gross domestic product — the output of goods and services produced by labor and property located in the United States …
Discussion: AEIdeas, Wonkblog, BBC, Business Insider and Balloon Juice
James Pethokoukis / AEIdeas: Well, I think we have a final verdict on the Obama stimulus
Alexander Bolton / The Hill:
McConnell slams the door on raising tax rates in deficit deal — Senate Republican Leader Mitch McConnell (Ky.) slammed the door Thursday morning on Democratic demands to raise tax rates on families earning more than $250,000 per year. — "We're insisting on keeping tax rates where they are …
Discussion: The Gateway Pundit and The Hill


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Saint Albans, West Virginia Tax Lawyers
Richard Lindroth Esq
Charleston, WV 25309
Christopher Winton Esq
Suite 700
Charleston, WV 25301
Timothy LaFon Esq
Charleston, WV 25301
James White Jr
Charleston, WV 25301
Kurt Dettinger Esq
David Aleshire Esq
Charleston, WV 25302
Andrew LeSage Ellis Esq
Charleston, WV 25301
Thomas Sungin Hong
Charleston, WV 25301
Mark Ferguson Esq
Charleston, WV 25301
William Scharf Esq
Charleston, WV 25301
Charles Lorensen Esq
Charleston, WV 25311
Steven Luby Esq
Raymond Keener III
Charleston, WV 25301
Gordon Lane Esq
Charleston, WV 25311
David Daugherty Esq
Huntington, WV 25701
Jonathan Morris Burton Esq
Huntington, WV 25703
Paul Prunty Esq
Huntington, WV 25701
John F. Leaberry Esq
Lewisburg, WV 24901
Seth Kaplan
Williamstown, WV 26187
University of Miami School of Law and University of Miami School of Law
Marci Poliakoff
Williamstown, WV 26187
New York University School of Law and New York University School of Law
Donald Knaus Duffy
Williamstown, WV 26187
Georgetown University Law Center
Charles Pace Esq
Princeton, WV 24740
John Hutchison
Beckley, WV 25801
Robert McCloy
Parkersburg, WV 26104
Brent Van Deysen Esq
Morgantown, WV 26505
Charles Seth Wilson Esq
Morgantown, WV 26505
Lisa Schmitt Esq
Joshua Scott Rogers
Morgantown, WV 26501
Edward Kidner Esq
Wheeling, WV 26003
Robert Krall Esq
Andrew McMunn Esq
Clarksburg, WV 26301
James Gardill Esq
Ray Byrd Esq
Thomas Cunningham Esq
Wheeling, WV 26003
Michael Caryl
Martinsburg, WV 25401
Gregory Morgan Esq
Clarksburg, WV 26301
Hiram Carson Lewis IV
Morgantown, WV 26501
Denise Knouse-Snyder
Robert Hannen Esq
Wheeling, WV 26003
Jeremy Sohn Esq
Tax Lawyers in Nearby Cities
Tax Lawyers in Nearby Counties
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Thousands of small American flags were planted in front of the solemn, white headstone at National Cemetery Saturday as a Memorial Day remembrance of the sacrifices made by soldiers, sailors and Marines from the Civil War to present.
Thousands of small American flags were planted in front of the solemn, white headstone at National Cemetery Saturday as a Memorial Day remembrance of the sacrifices made by soldiers, sailors and Marines from the Civil War to present.
Coby Burdick, 13, of Boy Scout Troop 272 in Havelock, read the name of a World War II solider, stood at attention and saluted his headstone before putting a small flag in the ground.
�I think you have to be extremely respectful,� he said. �This should be done more often than just on Memorial Day.�
Glen Wright said each year he has been leader of Boy Scout Troop 272 they have planted the flags at the National Cemetery. He said it was way for the youths to give to the community and learn about the history that made the country what it is.
�They are learning how people had to sacrifice for our freedom,� Wright said.
Jenifer Rankin, troop leader for Girl Scout Troop 271 in Havelock, watched over six girls who were 5 to 10 as they planted the flags.
�Most of our girls have parents in service,� Rankin said. �We are doing this to teach them respect and what people throughout history have died for.�
N.C. Rep. Michael Speciale, R-Craven, who attended the ceremony with N.C. Sen. Norman Sanderson, R-Pamlico, was the speaker before the Boy Scouts, Girl Scouts and Cub Scouts from New Bern, Pamlico County and Havelock planted the flags.
Speciale, a former Marine, read a letter from fellow legislator, Rep. John Blust, R-Greensboro, who read it at the General Assembly Thursday when a resolution was being introduced honoring 14 North Carolinian military personnel who gave their lives for their country since last Memorial Day.
When he looked out on the rows of headstones, Speciale said we should never forget how indebted we are to them.
�For, we know that it is the solider and not the newspaper editor who has given us the freedom of the press,� he said, quoting Blust. �It�s the solider, not the network news anchor, who has given us freedom of speech. It�s the solider, not the pastor, priest or rabbi, who has given us freedom of religion. It�s the solider, not the judge or lawyer, who has given us the right to due process. It�s the solider, not the protester, who has given us the right to peacefully assemble. It�s the solider who salutes the flag, who serves beneath the flag and whose blood-soaked coffin is draped by the flag who has made it possible for the protester to burn that flag��
Special said it was the soldiers in all branches of service who have let freedom ring. And it was up to each generation to stand up for peace and freedom so their deaths were not in vain.
Dean Randgaard, manager of the National Cemetery Complex that includes the national cemeteries in New Bern, Wilmington and Raleigh, said 6,500 flags were planted by the scouts Saturday.


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Assistance Center
From this page, you can submit requests for technical assistance (TA) on a range of areas, such as:
- Navigating the database/researching materials
- Identifying a subject matter expert for telephone or on-site consultation, subject to ASPR approval
- Selecting resources to support training and exercises
- Locating or identifying available or upcoming training and exercises
You can contact a Technical Assistance Specialist or submit a request/question via telephone, email, or electronically. The ASPR TRACIE Assistance Center hours are Monday-Friday, 9am-5pm (Eastern), excluding federal holidays. All TA requests are subject to approval and prioritization by ASPR.
Types of Technical Assistance
We have responded to numerous and diverse TA requests from a variety of sources (e.g., Hospital Preparedness Program grantees, healthcare coalition members, and hospital and other healthcare professionals). Requests range from providing individuals with topic-specific resources (e.g., hazard vulnerability assessments) to connecting them with a subject matter expert.
Technical Assistance Responses
As of August 30, 2018, all redacted ASPR TRACIE TA responses can be found here. The TA summary pages in the Information Exchange will be kept for archive purposes only. Please check the new TA summary page for the most up-to-date set of TA responses.
How to Request Technical Assistance
IMPORTANT NOTE: If you need assistance with an active disaster or emergency, please contact your local jurisdictional Emergency Operations Center or the HHS Secretary's Operations Center. ASPR TRACIE is staffed during normal business hours and is for routine requests for assistance only.


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[ncc-announce] RIPE NCC Regional Meeting Moscow 2007
Paul Rendek contact at ripe.net
Wed May 23 17:32:11 CEST 2007
[Apologies for duplicate e-mails] Dear Colleagues, We are pleased to announce that the next RIPE NCC Regional Meeting in Moscow, Russia, will be held 2 – 3 October 2007. The meeting is free and open to anyone. The meeting enables the RIPE NCC to get direct feedback from members in the region. Attendees can also meet with RIPE NCC staff and other key industry players. Presentations ------------------ Presentations on region-specific issues will play a central part in the meeting agenda and we look forward to receiving your suggestions for presentations on topics that impact this region's local Internet community. Please submit any proposals in English to: contact at ripe.net. Further Information --------------------------- More information about the RIPE NCC Regional Meeting Russia, is available at: www.ripe.net/meetings/regional/moscow-2007/ Regards, Paul Rendek Head of Member Services & Communications RIPE NCC


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McCulloch products are built for reliable performance, year after year. But they do need care and maintenance, sometimes new parts, in order to function properly. To find out what you need to do, download our user manuals or watch our helpful service videos. Many common questions are also answered in the FAQ. If you can't find a solution to your problem, contact us or your nearest McCulloch service center.
If your McCulloch needs professional servicing or repair, you can easily find your nearest service center here.
Have you lost the user manual to your McCulloch? If so, you can easily download a PDF version here.
Need to know more about our oils? Find and download safety data sheets here.
If you have a question regarding a McCulloch product or about McCulloch in general, please do not hesitate to contact us.
Sometimes it's easiest to learn by watching someone else do it. Here you will find step-by-step videos and articles showing you how to operate and service your McCulloch products.
Copyright © Husqvarna Group 2009-2017. All rights reserved.


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LONDON/GENEVA (Reuters) - Scientists hunting the Higgs subatomic particle will unveil results next week that could confirm, confound or complicate our understanding of the fundamental nature of the universe.
Seldom has something so small and ephemeral excited such interest. The theoretical particle explains how suns and planets formed after the Big Bang - but so far it has not been proven to exist.
The CERN research centre near Geneva will on July 4 unveil its latest findings in the search for the Higgs after reporting "tantalizing glimpses" in December.
Scientific bloggers and even some of the thousands of physicists working on the project are speculating that CERN will finally announce proof of the existence of the Higgs.
"It's still premature to say anything so definitive," says CERN spokesman James Gillies, adding the two teams involved are still analyzing data and even CERN insiders won't know the answer until the results from both are brought together.
But with plans for a news conference that will be beamed live around the world and coincide with a major particle physics conference in Melbourne, Australia, anticipation of a significant announcement is hard to avoid.
For Jordan Nash, a professor at London's Imperial College and a member of one of the teams looking for the Higgs, the excitement around the experiment is justified.
"We're trying to understand the fabric of the universe itself," he told Reuters. "It's a hugely fundamental piece of the mystery of how the universe is put together."
A definitive 'we've found it' would be a surprise and a major scientific milestone.
"We too are holding our breath," says Pauline Gagnon, a Canadian physicist on one of the teams, in her latest blog.
The action takes place in the Large Hadron Collider, the world's biggest and most powerful particle accelerator, a 27-km (17-mile) looped pipe that sits in a tunnel 100 meters underground on the Swiss/French border.
Two beams of energy are fired in opposite directions around it before smashing into each other to create many millions of particle collisions every second in a recreation of the conditions a fraction of a second after the Big Bang.
The vast amount of data produced is examined by banks of computers. But it's a messy process. For all the billions of collisions, very few of them are just right for revealing the Higgs particle.
"It's like smashing watermelons together and trying to achieve a perfect collision for two of the pips inside," says Nash.
Last year's "glimpses" of the Higgs were from just a handful of collisions out of the many millions that were analyzed. Since then, the power inside the collider has been ramped up to increase the intensity of the particle smashing. This threw off more data between April and June than in the whole of last year.
"We're looking for something so rare, it's a sifting experiment," Nash said. "We just made a gigantic haystack and now we are looking for the needle".
The Higgs particle is a crucial plank of the Standard Model, which is the best explanation physicists have of how the universe works at the most fundamental level.
But the particle is theoretical, first posited in 1964 by British scientist Peter Higgs as the way matter obtained mass after the universe was created 13.7 billion years ago.
Without it, according to the theory, the universe would have remained a giant soup of particles. It would not have coalesced into stars, planets and life.
Even if its existence is finally proven, it will only apply to the relatively small part of the universe explained by the Standard Model. It won't tell us about so-called dark matter or dark energy, which scientists believe make up about 96 percent of the cosmos.
It could, however, be a step towards a theory of everything that encompasses dark matter and energy, as well as the force of gravity, which the Standard Model also does not explain.
Those early glimpses may of course not be borne out in the latest data, which would provoke serious head-scratching and debate about where to look next. They may discover the Higgs exactly as postulated.
But scientists say the most exciting news from CERN, whether it comes next week or later this year, would be the discovery of a type of Higgs particle but not quite as described in the Standard Model.
This, they say, could provide a road sign on where to look for answers on dark matter, dark energy and even esoteric concepts like parallel universes.
"Something more exotic could take us beyond the Standard Model and into the rest of the universe that we currently know nothing about," said James Gillies.
He said just as Albert Einstein's theories enveloped and built on the work of Isaac Newton, the work being done by the thousands of physicists at CERN has the potential to do the same. "It's where we'd like it to take us," he said.
In a hard-up world paying the bill for multiple financial crises, some question the value of big science projects like the Large Hadron Collider and scientists feel an ever increasing pressure to justify the expense to policymakers. The LHC cost about 3 billion euros to build.
CERN's highest profile gift to the real economy was the source code for the World Wide Web, written by scientist Tim Berners-Lee when he worked at the research centre in the 1990s.
Asked what the Higgs hunt could bestow on the world, Nash says the research is too leading edge and too nascent to say. At this point it's about the thirst for knowledge, something he argues the public well understands.
"We do bring a lot of things back," he says. "But when I talk to taxi drivers or builders they never ask that."
Editing by Janet Lawrence


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Our Services
Hospital Emergency Department
Silver Cross Hospital Emergency Department
1900 Silver Cross Blvd.
New Lenox, IL 60451
(815) 300-1032
The Silver Cross Hospital Emergency Department is staffed 24 hours a day, 7 days a week with a team of highly-skilled independent, board certified emergency medicine physicians*, advanced practice nurses, registered nurses and support staff specially trained in the emergency treatment of adults, children and infants.
Your emergency team has the professional backing of over 800 physicians including pediatric specialists with Ann & Robert H. Lurie Children's Hospital of Chicago. These specialists are at Silver Cross Hospital 24/7 to consult when necessary.
The Silver Cross Hospital Emergency Department is:
- A state-designated Level II Trauma Center
- Designated as a Primary Stroke Center by the Joint Commission
- Recognized by the Illinois Department of Public Health as an Emergency Department Approved for Pediatrics
- The resource hospital for the Silver Cross Emergency Medical Services (EMS) System training paramedics and first responders with over 30 fire department and ambulance services
Quick, Efficient Emergency Care
In an emergency situation, every second counts. So, when it came time to design the emergency department which opened in 2012, improving access and expediting care were top priorities. Our location is easily accessible from I-80, I-355 and Route 6.
Each of the 34 patient rooms and 4 Trauma rooms are glass-enclosed for noise reduction and privacy and have mobile furniture which allows the flexibility to bring in lifesaving equipment and medical supplies according to the patient's needs.
The Emergency Department is located next to Diagnostic Imaging for speedy results. There is a dedicated elevator to transport patients up one floor to the Procedural Care Unit for emergency interventions and surgery. And, for those patients who require admission to the hospital, it is a short trip in the elevator to one of our 296 family-friendly private rooms.
Patients also have convenient access to their electronic medical records through MYSilverCross. And with Walgreens onsite, you have the opportunity to obtain any prescribed medications before you leave. In fact, they will be delivered to your room!
* Physicians on Silver Cross Hospital's Medical Staff have expertise in their areas of practice to meet the needs of patients seeking their care. These physicians are independent practitioners on the Medical Staff and are not the agents or employees of Silver Cross Hospital. They treat patients based upon their independent medical judgment and they bill patients separately for their services.


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In Phoenix, mother-daughter team Darleen and Tori Ros created a bold, beautiful shop that feeds quilters' passions.
Creating Excitement
Draping fabrics off the bolts means more opportunities for quitters to touch the dazzling array. "If you love fabric, your instinct is to touch it," Darleen says. Generously spaced tables make it easy for customers to maneuver.
Meet the Staff
Front (from left): Erinn Kennedy, Darleen Ros, Tori Ros; middle (from left): Susan Sochacki, Pat Liesegang, Dawn Pedersen, Susan Taubel, Renee Miller, Wendy Singleton, Peter Ros; back (from left): Sharron Meyer, Todd Ros, Kelly Callaway, Karen Petry, LeAnn Davis, and Sharyn Stewart. Not pictured: Donna O'Mara and Mary Smaistrla.
Divine Displays
Displays use decorative items and wall hangings for whimsical touches. "We feature lots of novelty fabrics," Darleen says. "Batiks are popular, and tourists love fabrics that reflect the Southwest."
Reading for Inspiration
Darleen offers a cozy table and chairs near the book display for her customers to peruse the selection and gain inspiration. "Quilters enjoy quilt books in the same way cooks enjoy cookbooks," she says. "They may not use every recipe or pattern, but they get vicarious pleasure and inspiration from reading them."
Under the Umbrella
This fun display houses the bright prints and solids for which Darleen and Tori's shop is known. The spacious and cheerful interior provides a happy experience for Southwestern quilters.
Made for Baby
A mix of cottons and plush fabrics are displayed using soft, pastel colors, highlighting the simple, but sweet baby area.
Mother-Daughter Fun
This whimsical display of bright prints and creative projects will no doubt inspire a day or two of garmet sewing.
For more information about Quiltz, visit www.quiltzaz.com.


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The conservative freshman Senators who rode into Washington as rock stars of the 2010 elections are beginning to find their comfort zone, sounding off this week after long silences on the budget, the president and even foreign policy.
For Republican rookies — such as Sens. Rand Paul (Ky.), Mike Lee (Utah), Ron Johnson (Wis.) and Marco Rubio (Fla.) — this summer's all-consuming debt ceiling debate and foreign policy controversies have opened a window that's part redux of their tea-party-inspired glory days on the trail and part awkward learning experience of the ways of a chamber that they still don't completely understand.
Freshman GOP stunts have run the gamut from Johnson's short-lived filibuster on the Senate floor Tuesday to a full-fledged campaign Wednesday on a doomed-to-fail balanced budget amendment and a freshmen-led charge to keep the Senate in session through the July Fourth recess.
The most telling part about the attention and momentum gained from Johnson's floor antics Tuesday was that it was largely unplanned. Top GOP leadership aides said they had no idea Johnson was going to stage a filibuster, and his initial objections prevented his fellow Republicans from speaking on the Democrats' failure to pass a budget. Still, GOP aides said they enjoyed Johnson's brief seizure of the floor both for its spirit and for the lesson on the limits of procedural power the Wisconsin Republican learned in its swift end. Senate Democrats easily halted Johnson's attempted filibuster with a quorum call vote.
Though none of these freshmen is under the illusion he will be principal in the ongoing budget talks to avert government default, it doesn't mean they aren't trying to influence their own party's rhetoric.
"Obviously, there's a formal process between the leader and the White House in negotiations that we're not involved in, but that floor is available to us. The amendatory process is available to us. I think you're going to see an increasing amount of assertiveness," Rubio said in a brief interview. "We're watching now as this issue unfolds that there's hardly any activity and a complete lack of [a] sense of urgency behind it."
Rubio attended a hastily called press conference Wednesday with Johnson, Paul, fellow freshman Sen. Kelly Ayotte (N.H.) and more senior Senators such as Jeff Sessions (Ala.) and John Cornyn (Texas). The group was highlighting its call for the July Fourth recess to be canceled to give Congress time to craft a budget deal, as well as hailing Johnson's floor stand as an inspiration.
GOP freshmen have been vocal in closed-door caucus meetings and at White House meetings, according to aides and Members in the room. The Conference's balanced budget amendment campaign was designed specifically to play out next week in Senators' home turfs.
Republicans believe they can use the balanced budget amendment as a rhetorical device to distinguish themselves from Democrats and tout a message of fiscal responsibility, even if it won't pass. The same can be said for the calls to cancel recess, a request often made but rarely fulfilled by lawmakers who enjoy going home.
The Republican freshmen's opportunity to speak out on these issues is in large part because of the foil presented by President Barack Obama. On Wednesday, the president took questions from the media for the first time in four months on issues such the Aug. 2 deadline to raise the debt limit, the constitutionality of military involvement in Libya and the war in Afghanistan.
GOP Senators, once energized by a wave election, have been itching for a chance to engage on precisely those issues and more.
"They were coming in at 100 miles per hour, but that has slowed down to about 5 miles per hour in a period of six months. If people want to bring wholesale change to Washington, they have to build larger majorities in the House, win a majority in the Senate, take back the White House," one GOP leadership aide said. "All of that bottled-up energy is going to explode in terms of getting activated for continuing phase two of change that Americans want."
But not every Republican on the Hill is as effusive in characterizing the role of the freshmen. Though many concede their energy has been a boon to the party, they say there's more to being a Senator than just showing up to the game.
Paul, for example, has been highly successful in getting votes on amendments he supports. But those measures rarely pass. A budget proposal he brought to the floor last month received only seven votes, and his Libya resolution garnered only 10 votes.
"It's not just getting a vote, it's building support for your position. It takes work. It takes work in this chamber with people you might not agree with. ... It's great to get a vote, but it's way better to win," another Republican aide said.
Until these Members can score actual legislative wins, they'll just have to settle for helping to drive the GOP agenda — which six months in, isn't a terrible place to be.
"Absolutely there is," Lee said about whether there's space for freshmen in this summer's biggest debates. "We have been — and are still becoming— more a part of the dialogue because we're frustrated."


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Flood cover rises to unaffordable levels
Thousands of Australians are facing soaring insurance premiums for flood cover, forcing many to ditch protection even as the risk of extreme weather increases.
Insurers blame the increases on the spate of flooding across much of eastern Australia in recent years - with another $733 million hit to insurers from January's big wet in Queensland and NSW - as well as improvements in flood mapping.
For Tina Taylor, the premium increase is steep for her hobby farm on the bank of the Colo River, a tributary of the flood-prone Hawkesbury River.
When insurer NRMA recently quadrupled her premium from $2000 to $8250, she was forced to drop flood cover. Other flood policyholders have faced increases of 500 per cent.
"People are prepared to pay a reasonable amount for insurance but, when the cost is unrealistic, you just go without," Mrs Taylor said.
For others, the increase is harder to fathom. One resident of Seven Hills in Sydney's west, was told by NRMA that her annual premium would more than triple to $3600 even though the council rates her house as having less than a one-in-10,000 year risk of flooding.
Big wets to blame
Insurers blame the increases on the spate of flooding across much of eastern Australia in recent years including a $2.5 billion billion bill for the 2011 Queensland floods – with another $733 million hit from January's big wet in Queensland and NSW.
The chief executive of the Insurance Council of Australia, Rob Whelan, said premiums financed claims and, if claims went up, companies needed to increase premiums. "Price signals are incredibly important as to the level of their risk.''
Insurers also say the creation of a National Flood Insurance Database has improved their ability to assess hazards.
"In some cases, we may have updated our flood mapping or are now able to better identify a property's exact location on a block," Andy Cornish, chief executive of NRMA, explaining the premium hikes.
Mr Whelan said 2 per cent of Australian homes are at "extreme risk" from flooding. The industry knows where they are and will price accordingly – even if that makes policies unaffordable.
Grafton narrowly avoided flooding last month when its 17 kilometres of levees just held.
"Nobody near the [Clarence River] or the levee has flood insurance," the mayor of Clarence Valley Council, Richie Williamson, said. "Insurance is a very real issue" with annual premiums costing as much as $10,000, he said.
Mitigating circumstances
The issue of those most needing flood insurance being unable to pay for it may come to a head next month when the federal government is due to respond to the Productivity Commission's report on barriers to effective climate change adaptation.
Catastrophes cost insurers almost $10 billion in the five years to 2012, triple the previous five years' level, and are expected to climb as a warming atmosphere makes intense rainfall events more likely, climate scientists say.
Flood mitigation efforts may focus on regions such as the Nepean-Hawkesbury valley. It is "potentially one of the most at-risk areas from flooding in Australia," according to ICA's Mr Whelan.
John Miller, the 83 year-old spokesman of the local flood mitigation action committee, has campaigned for decades to have the wall of the Warragamba Dam raised 23 metres, as outlined in a 1995 environmental impact study.
The contruction cost, now about $500 million, should be weighed against exposing at least 56,000 homes flooding in the event of a repeat of the monster flood of 1867.
A flood that size would cost "far more than Queensland has ever seen," he said. "We're trying to get the money before the flood."
Flood way
On McGrath Road at McGrath's Hill just south of Windsor, houses must be built to two storeys. Even so premiums for some houses have increased six-fold in the past year from $1200 to $8000.
Barbara Harris, a nearby resident has a particular reason to worry about floods.
Her insurer, NRMA, recently hiked the annual cost of her premium including flood coverage from $840 to $4800, forcing her to drop protection from inundation. One friend was offered flood coverage for $10,000 a year.
"Most people can't afford insurance," Ms Harris said. "It's beyond anybody's pocket."
At a height of 16 metres above the nearby South Creek, the base of Ms Harris's house is roughly at the one-in-100 year flood level. However, Ms Harris says earthworks by neighbours and nearby road construction mean her horse paddocks and buildings are at greater risk – just as insurance is being priced out of her reach.
"It's definitely more vulnerable," she said. "If we do get a big flood, we'll be gone."
Ms Harris, who uncle Bill Harris was an engineer on the giant Warragamba Dam during its construction more than 50 years ago, said she has little choice but to stay put and hope the 21-year abeyance of major flooding of the Hawkesbury River continues.
"If the floods come, nobody is going to want to buy there," she said.
Peter Hannam writes on environment issues for The Sydney Morning Herald and The Age.


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Hey everyone. I got some time to do the latest update to the board software, but it meant that all the old modifications and styles wouldn't work anymore. So, here you have the newest iteration of LabourTalk. Please let me know by Private Message if you run into any issues with the new styling. Some new features on the board are:
We hope you like the changes!
- Latest HTML5 Responsive Styling - You can now see a new, more modern styling on the board. Along with this, you can resize the browser to see the board change with it. The board is now functional on all sizes of screens, including your cell phone, table and desktop/laptop.
- Post Sharing - Although you could previously, the new layout means the sharing icons are more visible on the lower right hand corner of each post. Click your favourite social media outlet to share the desired post with them.
- Multiple Themes - Previously there was only one theme in an attempt to lower the workload when modifications were put in place. Fortunately, the new modification system is much simpler to implement and we now have multiple colour options for you to enjoy. You can change these from your User Control Panel under the Board Settings heading.
- Announcements - Announcements can now be posted here (where you're seeing this one) and, in most cases, can be dismissed. To dismiss them, please click the "X" in the top right corner of this box.
- Collapsing Categories - Categories, such as News & Announcements or Welcome (below), can be collapsed to clear up some of the clutter. This state should be maintained as long as you're logged in.
We hope you like the changes!
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text:
The most common maintenance tools are labelling, adhesive and cleaning materials. Signage constitutes an important element in the proper implementation of electrical systems. Labels, cable markers, marker pens and warning signs are an essential requirement in an electricians toolkit, to ensure wires and switches are properly marked and to ensure there is no ambiguity with the installation. Adhesives come in many types, from small Super Glue tubes to epoxy coatings of varying shear strength and hardness. Adhesives of different base compounds differ in terms of viscosity, strength and setting properties. Adhesive guns or glue guns are commonly used to apply adhesives in industrial applications. In many fixing applications, especially for wires, adhesive tapes offer a better alternative to glues. Adhesive tapes come in many variants, such as double-sided tape, fabric tape, aluminium tape, masking tape and more, and in various strengths, depending on the application. Ultrasound cleaning solvents are used in ultrasonic cleaning, where ultrasound in the range of 20–400kHz is applied to effect a thorough clean. Cleaning compounds such as silicone are used in dry cleaning, in installations where water or wet-cleaning is not an option. Cleaning cloths, such as anti-static cloths, clay dessicants and others, are also an essential ingredient in an electrician's armoury.
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