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The A-Z's of Marathon Training (That I Learned the Hard Way)/
I am no expert on marathons. In fact, I've never run one before. Still reading? I ran my first half marathon last year and finally saw myself as a runner...and then didn't run again for 7 months! But for Team World Vision I have signed up for the full 26.2 L.A. Marathon this year (You can read more about this on my blog This Will Not Kill Me). The training process has been brutal. In fact, I've had to take this week off from several injuries and am trying not to panic about catching up in time! But I will cross that finish line if I have to CRAWL! I've learned a lot during this process (mostly what NOT to do) and here are the A-Z's of marathon training...from a beginners point of view. A - Avoid Overtraining! - This is one of the hardest lessons for me. I don't train properly and then want to sign up for something and just do it! But overtraining leads to injuries (case and point), lack of motivation, sleeplessness, and sore muscles. If you are running for an event like a half or full marathon look at training programs online and determine if it seems doable to you. If you can't run the 3 mile, day 1 run, either sign up for a shorter distance race or give yourself more weeks to get to that level. If you have already over-trained, take a week off (try not to beat yourself up) and catch up what you can. Remember, it's supposed to be fun!
B- Breakfast - Starting the day off with a good boost of carbs and protein will help immensely through the run! I used to worry that eating before my workout would upset my stomach but I found that whenever I ran for more than 30 minutes I felt drained and dragging without some calories in my system.
C - Cross-train - It's important to take a day or two off from running but still stay moving. Cross-training mixes up the routine and works on different muscles. It also breaks up the monotony daily running can have.
D - Don't Stress - Do what you can and just put one foot in front of the other. Stress can cause the body to tense up and lead to more injuries. This is the one I have to keep reminding myself of at the moment. It doesn't matter how you finish the race, just that you do.
E - Epsom Salt - My running best friend! (next to my shoes). Taking baths in Epsom salt does miracles on sore muscles!
F - Footwear - The shoes you buy are INCREDIBLY important! My #1 BFF of running! I recommend going to a specialty running store or at least a sports store with running experts. Make sure they test out your running gait on a treadmill. Seeing where your foot is impacting makes all the difference in what shoes will work in the long run.
G - Gear - For me this included a running belt to store my keys and a granola bar in and water bottles that clip onto the belt. G could also be for Gatorade. Any of your long runs should include water and a sports drink like Gatorade to replenish the electrolytes your body is burning through. And don't forget some great running clothes. I always feel more confident and like a "real" runner when I wear my favorite matching running outfit rather than old shorts and a baggy t-shirt that says, "go back to the couch girl, you're good!".
H - Have Fun! Join fun runs, make it social and run with friends, or just get yourself that bright pink tutu for the race. No matter how hard it gets, remember why you signed up and enjoy those runners highs when they hit!
I - ICE - I can not emphasize this one enough! A lot of my soreness and injuries could have been prevented had I iced on a regular basis or at the beginning signs of an injury. When icing, make sure you compress the ice with a wrap or a towel and elevate whatever's hurting.
J - Join - Join a running group and join a race! Sign up! Once you've paid the fees to run you'll have more initiative to follow through and incentive to keep your commitment.
K - Keep a Journal - It's nice to go back on the hard and unmotivated days and see how far you've come. Even if it's just having your training schedule visible and crossing off the workouts as you complete them, seeing the big training picture helps to keep things in perspective.
L - Long Run - This can either be miles or time, but your long run will help you increase endurance and build up to running 26.2 miles (Or any 5k, 10k, or half). Slowly build your long run by 1-2 miles each week or 10%. Don't push these runs, just put one foot in front of the other and get er' done!
M - Mental - Keep things in perspective, don't stress, have fun, see a pattern here? While the body may be taking a pounding, having your head in the right place can make all the difference between quitting and finishing strong. Having the motivation to get up and go on days that feel hard takes a lot of mental toughness. Remembering that this will not kill you and that your body is stronger than you give it credit for will help you break through walls when they hit, and they will hit.
N - Nutrition - This is for SURE the hardest one for me! Eating the right foods helps fuel our bodies to perform at our best. Greasy, fatty foods slow us down; protein and good carbs fuel us more. I love my wine and beer but having one the night before a hard run not only kills my morning motivation to get up and go, but leaves me dragging all day.
O - Oatmeal - Yes, I know this one falls under nutrition but it's my secret weapon (along with peanut butter). It's the one and only breakfast food that I have found that fills me up for hours and doesn't feel too heavy to run on. To add a little protein I use soy milk instead of water. And if you REALLY wanna get crazy, throw in some peanut butter!
P - Protein - Speaking of protein...this is what builds up our muscles and repairs damage in our bodies. Before a run grabbing something small like a rice cake with peanut butter or some egg whites is important but even more important is adding protein AFTER your workout. Having a protein shake or bar afterward can make a big difference in the long run. Speaking of long runs...if you're running for over an hour it's good to take a protein chew, gel, or bar with you for an added boost of energy.
Q - Quantity AND Quality! Ok, I cheated a little here, but BOTH are important. Running on a frequent basis is the best way to increase endurance, build at a moderate pace to avoid over-training, and get into a routine. But more importantly is the quality of your runs. Having the proper technique of stride and impact can prevent injuries and increase times. When I ran my half-marathon last year I was swinging my legs and getting winded quickly and running at an 11:30 pace. Switching my stride to be more even and balanced got my pace to 10:00 without even trying.
R - Rest - This is the most crucial and sometimes hardest thing to do. I tried pushing through small pains because I didn't want to get off track and am now forced to stop for a whole week! Listening to your body and giving it the rest it needs (especially as training gets more intense) will keep you feeling great and injury-free!
S - Stretch - The other necessary component to preventing injury and soreness. Before a run, warm up by doing some light cardio, walking, or jumping jacks, but afterward make sure to STRETCH! It may not feel needed when you're on your runners high or ready to jump in the shower but taking 15 minutes to stretch your muscles can mean the difference between walking like a normal human the next day and needing the sink to help you lower yourself to the toilet (yup, I've been there. Don't judge).
T - Turn down for WHAT? j/k Tell People - Telling your friends and family that you're training for a marathon gives you instant motivation! Having people cheering you on during the process and at the finish line make the whole process more fun! And it's super hard to quit when people are asking how the training is going.
U - Uphill battles - One of the best running tips I ever got was when you're going uphill don't speed up to push it or slow down because its hard, lengthen your stride! Keeping the same pace and making longer strides makes the task easier and builds endurance. And make sure to throw some hills in your training. It challenges different muscles and the race course may have some hills so it's best to be prepared.
V - Visualize - Picturing yourself running the race with your head held high and crossing the finish line can be very powerful to making that happen in reality. Putting motivational quotes and pictures around an area you see in the morning helps to start your running day off on the right foot.
W - Walk - Be ok taking a minute to walk if you need to or slow down when you're getting over an injury. The first time around I put so much pressure on myself to never stop, but this time I've let myself take 30 seconds when I need it to shake out my legs and catch my breath and I was shocked to discover my overall time has IMPROVED!
X - XOXO - Show yourself some love! Remember less than 1% of the U.S. population has ever run a marathon so you're already kicking ass just being there! For beginners like me it's important to keep things in perspective and be proud of yourself along the way.
Y - Yoga - This goes back into the whole stretching and cross-training but doing different workouts like yoga can help open up tight joints and prevent a lot of running soreness. Simply doing sun salutations helped my back relax after the constant jarring of running.
Z - ZZZ's - Get enough sleep! Getting a good 7-9 hours of sleep each night gives your body the much-needed time to recover. This also helps you wake up to your best, most refreshed, self ready to tackle another run!
So, there you have it. My super super super beginners guide to marathon training and the things I've learned along the way. This process has taught me so much and mostly that my body is stronger than I give it credit for. So, in the words of Nike, JUST DO IT! Sign up, push yourself, have fun, and get running!


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Empathy for customers is perhaps the most powerful engine for success, but it is missing from many industries. When we experience the empathy gap in industries like air travel, it's frustrating — but in other scenarios, like getting health care, it can be life threatening.
Many Americans, including those with health insurance, cannot see the doctors they need or get treatment because it is too hard to navigate a system designed by people who have not put themselves in the shoes of patients.
Now that it looks like the Affordable Care Act will remain in place for the immediate future, we need to look for other ways to fix our broken health-care system. With legislators gridlocked, there is a huge opportunity for socially-minded entrepreneurs to step up and close the empathy gap that is keeping legions of Americans from getting the health care they need.
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Fabiano Caruana has beaten his great US rival Hikaru Nakamura to move within only half a point of the lead in the Moscow Candidates Tournament. The other three games were drawn, with Levon Aronian and Anish Giri playing out the latter's eighth draw in eight, while co-leader Sergey Karjakin survived an extraordinary encounter that he was close to winning, then losing, against Peter Svidler. Vishy Anand couldn't quite find a way to join the leaders against a stubborn Veselin Topalov.
Moscow Candidates Round 8 results
To the delight of most chess fans, the Moscow Candidates Tournament hasn't been about who can topple the Berlin Wall. The Berlin Variation of the Ruy Lopez has largely been shunned, and even when played people have gone for the Anti-Berlin with 4.d3. That was the case in the all-US battle on Sunday, when instead of a quiet manoeuvring battle we got opposite-side castling and a race to land a killer blow. Given the tournament situation that perhaps suited both players – Caruana was trying to kick-start his event after seven draws, while Nakamura had to play catch-up after a bad start – but in the end it was definitely Fabiano's day.
Grandmaster Jan Gustafsson takes us through the encounter:
Hikaru Nakamura had no problem attending this post-game analysis session, and in fact took the lead in explaining where it had all gone wrong:
Fabiano's success meant Anish Giri could finally claim to be the only player with all draws in the 2016 Candidates Tournament.
The usual assumption is that in the run-up to an event as big as the Candidates Tournament the players are hiding their opening weapons. It was a surprise, therefore, that until move 14 Levon followed the approach he had used just recently in a rapid (aka "new classical") game against Giri in the Zurich Chess Challenge. Instead of 14.f4, though, he played the computer's first line, 14.f3:
The discussion about the move made it very clear that Anish was aware that his run of draws wasn't enhancing his reputation for aggressive chess:
Giri: At first I was trying to find an advantage with Black… but then I decided to do my usual thing and just make a draw!
Aronian: Thank God you didn't look for an advantage here! How were you trying to get the advantage?
Giri: I have the bishop pair...
The play that followed saw Aronian pressing, but Giri displayed his customary precision and never looked in danger of losing – at least not against the opponent he was playing: "It reminds me of some games I could lose to Kramnik, but apparently not against you!"
For more where that came from, see the post-game press conference:
For a while it looked as though that draw might allow Levon to take the sole lead, since there were strange goings on in the game involving his co-leader.
For once this wasn't an opening triumph for Team Svidler:
Instead it was Sergey Karjakin and his second Vladimir
Potkin (and a mysterious extra helper?) who had come better prepared:
Svidler again opened 1.c4 but when he went for a sideline of a variation once played by Karpov and Kasparov he found himself down on the clock against an opponent who just kept on blitzing out moves. Svidler said he decided just to play one move quickly, but 16.c4?! only got Karjakin out of book at the expense of serious positional concessions. After 16…Nde7 it was critical:
Peter took the radical decision to go for 17.g4!?, caging in his bishop on g2, with a heavy heart:
Objectively I evaluated my position as close to lost, but I thought, ok, let's not get mated and continue playing, because otherwise it's a bit sad.
Two moves later he pushed the pawn further to g5, which made Ian Nepomniachtchi wonder if Svidler simply wanted to get mated. At this point the 7-time Russian Champion wasn't overjoyed at how things were going ("let's not discuss this position too much because it's painful to look at"), but then strange things began to happen. He somehow persuaded Karjakin to release his bishop from its trap at the cost of a mere pawn – 25…Bxh3!?:
What Karjakin admitted to missing was 26.Qe5!, and suddenly queens were coming off and White was right back in the game. In fact, a few inaccuracies from Karjakin were enough for Svidler to seize the initiative and, up to a point, he was converting his advantage brilliantly (41.g6!! and 42.Rc1!! were a touch of sheer class). Alas, not for the first time in Moscow, Peter failed to bring home the full point, overlooking something simple:
He'd gone for this thinking that 49…Ng6 was Black's only option, but as in Game 3 of the World Cup final in Baku, against the same opponent, he left the stage only to realise that there was another option – 49…g6!
The draw was then inevitable, and another great chance had slipped through Svidler's fingers, while incredible resilience may still earn Karjakin a match against Magnus Carlsen. Watch the post-game discussion in full:
If you were puzzled by why official commentator Ian Nepomniachtchi was wishing the players particular good luck in Round 9 it might not be unconnected to the fact that Karjakin is playing Nakamura…
When things are going badly for you in a tournament as tough as this one, you know that your opponents will go after you with either colour. That was the case in Round 8, with Veselin Topalov slipping into a bad position early on and allowing his pawn structure to be ruined by a knight exchange on f4.
Vishy scented blood, and it was only a question of whether he could squeeze enough out of the position. One potential chance came on move 37:
Here 37…Qb1!? might have posed White more problems than 37…Qe6, as played in the game, but Vishy explained he "didn't want to make such a committal decision with three moves to the time control", and also felt White had enough resources to hold. In the end a draw was agreed on move 51.
That meant Anand is now joined by Caruana in second place, only half a point behind Karjakin and Aronian:
With only six rounds to go the margin for error is getting smaller for any player who still hopes to qualify to play a World Championship match against Magnus Carlsen. Tomorrow Jan Gustafsson will be joined by Loek van Wely for our live coverage as the leaders face a tough test with the black pieces: Anand-Aronian and Nakamura-Karjakin.
In case you missed today's show, which included a guest appearance by Sopiko Guramishvili, you can watch it below:
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A slide in markets Friday, after a low-level Chinese delegation abandoned plans to visit the Montana farmland. That was enough to spark fear among investors that trade talks between the U.S. and China aren't going well, despite reassurances from President Trump, who said negotiations were ongoing. The Dow slid 159 points, while the S&P 500 and Nasdaq moved lower. It was a busy day for Facebook. CEO Mark Zuckerberg wrapped up his three-day trip to Washington, but there were few indications he won over anyone on Capitol Hill. Lawmakers are mulling over the idea of tightening the regulatory screws. Mercadien Asset Management President Ken Kamen. SOUNDBITE (ENGLISH): MERCADIEN ASSET MANAGEMENT PRESIDENT KEN KAMEN, SAYING: "Zuckerberg is on capitol hill to almost beg for the industry's benefit to start getting some regulations so they can get guardrails to know what they can and cannot do. Because now there are so many things that social media is changing in our society, in the world, in our economics, how we live or lives, and you can throw a dart and hit anything that they are doing wrong. So I think that the industry in general is looking to get some guidelines." Facebook is grappling with federal and state investigations over numerous issues ranging from anti-competitve behavior to privacy concerns. On that issue, Facebook announced it has suspended tens of thousand of apps as a result of the probe it's been conducting since the Cambridge Analytica scandal revealed it handed over users' data without permission. Walmart has decided to stop selling e-cigarettes and vaping products at its stores, according to an internal email seen by Reuters. Vaping products have come under scrutiny after reports of vaping-related illnesses and some deaths.
Google announced the launch of Google Pay for businesses, a storefront feature tied to the app, and a job search feature within the Pay app.
DICK'S Sporting (DKS) is benefiting from its focus on merchandising strategy and omni-channel efforts. Also, the company is on track with store opening plans.
on Friday to call for action on climate change. UN secretary-general António Guterres, who has made the climate summit his signature event, has told world leaders to leave their platitudes on climate change at the door and commit to real change.
Snapchat parent Snap Inc. is talking to federal regulators about the ways Facebook Inc. tried to thwart competition from the rival social media company, including discouraging popular account holders from referencing Snap, according to a report in The Wall Street Journal. Snap's legal team had been keeping a dossier named "Project Voldemort" about Facebook's anti-competitive tactics, the WSJ report said, citing people familiar with the project. Snap's talks with the Federal Trade Commission are part of a larger probe into Facebook's business tactics, in which the FTC has made contact with dozens of tech executives and app developers. The report cited Gene Kimmelman, a senior advisor at consumer group Public Knowledge, who said the FTC is putting together a picture of what might be a pattern of behavior to prevent competition to the core Facebook business. Facebook's stock slipped 0.1% in premarket trading while Snap shares fell 0.7%. Over the past three months, shares of Facebook slipped 0.6%, Snap rallied 17.0% and the S&P 500 has gained 1.4%.
(Bloomberg) -- Customers of Square Inc., the Silicon Valley payments behemoth, might assume that the cash they send to friends on the platform is housed in a glassy building in Silicon Valley, tended to by hoodie-clad tech workers. Actually, that money is more likely to be sitting in a 117-year-old community bank in Iowa.Partnerships between high-flying tech companies and traditional banks, many of them tiny by comparison, are a key force behind the financial technology boom. Because virtually no tech companies have the license required to perform banking services, many of them partner with existing banks to offer a suite of services including checking accounts, credit cards and the back-end and regulatory work the tech companies aren't equipped—or allowed—to handle.Now, driven by the tech industry's thirst to jump into finance, a new crop of businesses are looking to broker the connections between tech and banks. One such business is Cambr, a little-known division of an investment company called StoneCastle, which counts Square and other fintechs as customers. StoneCastle works with more than 800 small banks, spread across the country, ready to take and hold deposits from Silicon Valley startups like Square."Airbnb, one would argue they are one of the largest hotel chains that doesn't own a room," said Josh Siegel, chief executive of StoneCastle Partners LLC. "Our network works in a similar way. We have an account at the bank, it's the room we rent, and we can rent it out to whoever we want."Cambr's service launched last year as a partnership between StoneCastle, which provides the bank connections, and digital banking platform Q2 Holdings Inc., which works on the software and programming. Square's Cash App was one of Cambr's first customers, Siegel said, and it has since added startups like Acorns Grow Inc., MoneyLion Inc., Qapital Inc. and robo-adviser Betterment LLC, in a recently announced deal.What Cambr aims to offer tech companies is a ready-made strategy to accept deposits that they wouldn't otherwise have the license to handle. Here's how it works: A tech company or startup might give Cambr as much as $100 billion of customers' cash, and could then ask the service to spread the money around to potentially hundreds of different financial institutions. A result of spreading out the deposits is that more of the fintech's cash is insured under the Federal Deposit Insurance Corp.'s $250,000-per-account guarantee, offering more coverage than if the money were deposited at a single institution.A Salve for Digital DisruptionThe partnership model, which has rapidly become the go-to for financial technology companies, does pose some risks for banks, particularly if fast-moving startups draw the ire of regulators, as has happened before. "The banks are the supervised entities so the buck stops with them," said Brian Korn, partner and head of fintech practice at Manatt, Phelps & Phillips. "The regulators are waiting for situations where there's a breakdown."But many community banks have embraced such partnerships, seeing them as a salve in times of digital disruption. More deposits can allow small banks to grow and make more local loans. In Cedar Rapids, Iowa, the 117-year-old Lincoln Savings Bank, which works with Cambr, has boosted its revenue by partnering with fintechs, said Mike McCrary, who runs e-commerce and emerging technology for the bank. McCrary said that when Lincoln Savings Bank considered how it could best position itself for the next 10 years, fintech partnerships were an obvious answer. "In order for us to be relevant years from now, there had to be something digital," he said. "Now we're putting a lot of resources into this area of our business," including, he said, building out a new team dedicated to working with tech companies. While the partnerships have injected cash into many small banks, some industry watchers have wondered if those banks could be left in a lurch if fintechs eventually got their own banking charters. If they did, community banks could find themselves as direct competitors to tech companies, without the same digital capabilities. But so far tech companies have made scant progress toward winning banking charters, particularly as government concern over digital financial services has grown. Some members of the U.S. Federal Reserve have voiced concern over fintech's risk management capabilities. And Facebook Inc.'s foray into cryptocurrency has drawn ire from lawmakers.One option for tech companies has been to apply for an Industrial Loan Charter, which would effectively grant them license to provide financial services. Square first applied for the charter in the fall of 2017, but its request shows no signs of being approved. Social Finance Inc. also applied for an ILC, but withdrew its application altogether."It's not easy to become a bank here, and we haven't seen much traction in general with the ILC," Matt Burton, partner at venture capital firm QED Investors, said. "What we have seen is continued demand for non-banks to offer banking solutions."Picking PartnersPartnering with multiple small banks is just one option for fintechs. Some, like Apple Inc. which developed a credit card with Goldman Sachs Group Inc., have teamed up with one big bank instead. But there are advantages to Cambr's many-bank strategy. Some tech companies favor "the network approach over the big bank because they can negotiate better rates because both parties are getting something they want,'' said Lindsay Davis, a senior analyst at CB Insights. Smaller banks are also more likely to play ball because they aren't developing competing services."For the big banks, they are optimizing for customer acquisition and cross-selling services," Davis said. "So a tech firm getting into financial services might be cannibalizing an existing business." Joe Yeres, Cambr's vice president of business development, is partly responsible for brokering the connections with community institutions, and travels a few times a month to places like Waterloo, Iowa, and Kansas City, Mo., where some of the banks it works with are located. The trips were eye-opening, Yeres said."I was born and raised in New York metro, so the whole thing is a little funny to me," Yeres said. "I was done with one of the leads of the banking team, and we went out for drinks after work one day, and walking around Waterloo it was like this guy was the mayor, everyone knew him. It was like, 'Wow, this is how this part of the world works.'"Eventually, Cambr has its sights set on a bigger prize: It wants to handle deposits from the tech giants, not just the startups. Many industry watchers believe large tech companies will eventually move to offer more financial services, as Apple already has with the Apple Card. But Siegel realizes that Cambr, the little-known product of the relatively little-known StoneCastle and Q2, faces some hurdles. "Do they want to take a risk on a younger platform?" he asks, and in doing so, "upset big finance, which they'll still have to work with on some things?"Still, Siegel is pitching the titans of tech, as they continue to march deeper into the world of finance. He adds: "We've probably been out and visited with almost all of them."To contact the author of this story: Julie Verhage in New York at firstname.lastname@example.com contact the editor responsible for this story: Anne VanderMey at email@example.com, Mark MilianFor more articles like this, please visit us at bloomberg.com©2019 Bloomberg L.P.
Facebook Tries to Rebuild Image as Privacy Defender Facebook (NASDAQ:FB) came out with a blog post late Friday about how it has suspended tens of thousands of apps by about 400 developers for inappropriately sharing data obtained from Facebook and making it publicly available without consent. "Our App Developer Investigation is by no means finished. […]The post Market Morning: Facebook Axes Apps, Fed Signals POMO, US Army Threatens Area 51 Crowd appeared first on Market Exclusive.
When Facebook announced its plans for a private digital payment token called Libra in June, its intention was hardly to goad governments into creating a public electronic currency instead. into a technical debate previously confined to the research papers of central banks. on the need for government-issued electronic currencies, or e-cash.
(Bloomberg Opinion) -- The world's second-largest sovereign wealth fund is playing a dangerous game.China Investment Corp. aims to have as much of 50% of its portfolio in alternative assets by the end of 2022. That means the $941 billion fund is diving deeper into illiquid investments including real estate, infrastructure, hedge funds and private equity just as such trades are becoming increasingly crowded. CIC will also be diminishing its exposure to public markets that have rebounded strongly this year. For all the jitters over weakening global growth and the trade war, U.S. stocks are nudging record highs again and the MSCI World Index has climbed 17% in 2019.It's little wonder that CIC is seeking ways to juice returns. The Beijing-based fund reported a 2.35% loss on overseas investments for last year as global equity markets tumbled, according to results posted Friday. That was the fourth unprofitable year for the international portfolio since CIC's creation in 2007, when the fund was carved out of China's then-ballooning foreign exchange reserves.CIC already has the among the highest proportion of investments allocated to alternative assets among state-owned global money managers, according to data from Sovereign Wealth Research, a unit of IE University in Madrid. At the end of December, the ratio stood at 44%, equal to Australia's Future Fund. Singapore's GIC Pte had 19% of assets in alternative investments. The share for Norway's Government Pension Fund Global, or GPFG, was just 3%. GPFG proposed changes to its mandate last month to allow it to buy stakes in unlisted companies after missing out on investments such as Spotify Technology SA. Norway's government has repeatedly declined to let the sovereign wealth fund, the world's biggest, enter the global private equity market because of concerns over transparency and management costs.Every investor would like to get his or her hands on the next hot unicorn in the hope that it will turn into another Facebook Inc. or Amazon.com Inc. once it goes public. That task isn't getting any easier, though. The presence of behemoths such as SoftBank Group Corp.'s $100 billion Vision Fund (and a second fund of similar size) have made the competition for lucrative investments more intense. And in any case, unicorn IPOs haven't been doing so well lately, as my colleague Tim Culpan noted earlier this year.Three years ago, CIC had 46% of its overseas portfolio in publicly traded equities and 37% in alternatives. By the end of last year, the roles had reversed, with the share in stocks down to 38%. The fund's international portfolio accounts for 34% of its assets.The Chinese fund faces hurdles that may impede its goals. CIC has lost key managers over the past two years, undermining the talent pool that's necessary for successful hedge-fund and private-equity investing. In addition, China's overseas acquisitions are facing tougher scrutiny amid rising trade tensions with the U.S. Marquee acquisitions such as the $13.8 billion purchase of Blackstone Group LP's European logistics business Logicor in 2017 are likely to be harder to come by in future.Chairman Peng Chun struck a gloomy tone in the fund's annual report, noting that "protectionism and unilateralism will continue to spread, geopolitical conflicts will recur, trade tensions will intensify, global economic momentum will weaken" and international capital markets would become plagued with uncertainties.CIC has cited volatility for wanting to reduce its exposure to public equity markets. That overlooks the fact that stocks are at least more liquid and easier to exit. There are also questions over the fund's timing. In 2012, CIC posted losses after the commodities cycle peaked. Back then, bulking up in fixed income would have been a better bet. This move into alternatives may be another ill-timed wager. To contact the author of this story: Nisha Gopalan at email@example.com contact the editor responsible for this story: Matthew Brooker at firstname.lastname@example.com column does not necessarily reflect the opinion of the editorial board or Bloomberg LP and its owners.Nisha Gopalan is a Bloomberg Opinion columnist covering deals and banking. She previously worked for the Wall Street Journal and Dow Jones as an editor and a reporter.For more articles like this, please visit us at bloomberg.com/opinion©2019 Bloomberg L.P.
Tech waves tend to last 20 years, says one analyst, meaning that the FAANGs probably are only halfway through an explosive growth phase.
For more than a year, Facebook Inc. suspended "tens of thousands" of apps from about 400 developers that improperly pried into the personal information of its users, the company said in a blog post late Friday.
Apple is fighting at a buy point, but Facebook, Amazon, Netflix and Google have been MIA in the current stock market rally.
The 10-year bull market in stocks and longest economic expansion in U.S. history have minted many a millionaire since the darkest days of the Great Recession.A decade ago, less than 1 in 20, or 4.9%, of all U.S. households were considered to be millionaires, according to Phoenix Marketing International, which tracks the affluent market. That means they held at least $1 million in investable assets, such as cash, stocks, bonds and funds, among other types of investments. Real estate such as the family home, employer-sponsored retirement plans and business partnerships don't count.Cut to today, and 6.2% of all U.S. households are millionaires. In raw numbers, the nation's ranks of millionaires grew by more than 2 million over the past 10 years.Naturally, the gains haven't been distributed evenly. Although every state and the District of Columbia has more millionaire households today than it did in 2008, some areas of the country are gaining millionaires as a percentage of total households at a much faster clip than others.Kiplinger.com annually ranks all 50 states plus Washington, D.C., by their respective concentrations of millionaires. In the most recent tally, New Jersey leapfrogged long-time leader Maryland for the top spot. Nearly 9% of New Jersey households are millionaires vs. 8.9% for Maryland, which led the country in millionaires as a percentage of households from 2011 through 2017 before slipping to fourth place.That got us thinking: How have state millionaire concentrations shifted since the financial crisis? Here, we look at the five best states that have risen through the millionaire rankings since the Great Recession ... and the five that have experienced the biggest dropoffs. SEE ALSO: 25 Small Towns With Big Millionaire Populations
From early on, Instagram has portrayed a world that is slightly altered, depending on the user's mood. The advent of influencers boosted the app's highly-edited look, bringing to feeds professional-grade photos, sculpted and meticulously posed. First came "finstas," or "fake Instagrams," accounts where users—mainly teens—would post more candid photographs, reflecting the messier parts of their lives.
With its market capitalization cut by $119 billion on Jul. 26, 2018, social media giant Facebook Inc. (FB) became the largest company to see a one-day decline in its stock price wipe more than $100 billion from its market cap. Facebook's stock plummeted from $216 a share on Jul. 25, 2018, to $176 the next day. Closely following Facebook is the leading chipmaker Intel (INTC), which lost more than $90 billion on Sept. 22, 2000.
Snapchat is making a comeback in a big way with a resurgence in user growth and ARPU's continuing to raise.
Nike (NKE) is set to report its first-quarter fiscal 2020 financial results after the closing bell on Tuesday, September 24. So let's see what investors should expect from the sportswear powerhouse...
(Bloomberg) -- Facebook Inc. Chief Executive Officer Mark Zuckerberg's Washington charm offensive appeared to ease tensions between the social media giant and U.S. lawmakers critical of its business practices.Most lawmakers described their meetings with the CEO as productive even as they called for new regulations on tech companies that they said would improve users' experiences and industry competition."It was a positive and robust discussion on privacy," Representative Greg Walden, an Oregon Republican, said Friday after his meeting. "They committed to working with the Congress on a strong, nationwide privacy law."In addition to Walden, Zuckerberg also met on Friday with House Minority Leader Kevin McCarthy and Doug Collins, a Georgia Republican on the Judiciary Committee. He sat down with House Intelligence Chairman Adam Schiff, a California Democrat, and House Judiciary Chairman Jerry Nadler, a Democrat whose committee is investigating the technology industry.On Thursday, Zuckerberg met with President Donald Trump at the White House, according to a Facebook spokesman. Trump's son-in-law and senior adviser, Jared Kushner, was there along with Dan Scavino, the president's social media director, Bloomberg reported. Trump later tweeted that it was a "nice meeting."Zuckerberg spent the past three days defending Facebook's practices to some of his harshest critics, who say the company isn't taking strong enough action to prevent voter manipulation on the platform ahead of the 2020 presidential election. They also criticize the company's handling of user data and treatment of conservative voices on its platform.On Friday, Facebook announced it had suspended "tens of thousands" of third-party apps that were using the company's developer tools as part of a review the company started following the Cambridge Analytica privacy scandal last year. In response to the growing scrutiny of its platform, Zuckerberg has called for adoption of baseline regulations governing privacy and harmful content online.The prospects that a federal privacy law will pass before the end of 2020 remain low, even though Republicans and Democrats alike say they are negotiating terms of potential legislation.Antitrust PanelZuckerberg on Friday met with Nadler of New York as the Judiciary antitrust subcommittee is investigating competition issues in the technology industry. Last week, the panel sent a letter to Facebook seeking information about its acquisitions as well as communications from Zuckerberg and other executives.Democratic Representative David Cicilline, chairman of the panel's antitrust subcommittee, said he had a "productive meeting" with Zuckerberg."It was an opportunity to reaffirm the bipartisan nature of the investigation -- the fact that the chairman and I and our Republican colleagues are very united in this effort," Cicilline said. "Mr. Zuckerberg made a commitment to cooperate with the investigation."'A Wall'A day earlier, Zuckerberg had a testier exchange with Republican Senator Josh Hawley over his company's record on privacy and safeguarding user data. Hawley said he told Zuckerberg that Facebook should be subject to independent audits of its content reviews and that there should be "a wall" between Facebook and its other platforms, and Zuckerberg said no."I said to him, 'Prove that you are serious about data, sell WhatsApp, and sell Instagram.' That's what they should do," Hawley told reporters after a Thursday meeting. "I think it's safe to say he was not receptive to those suggestions."Zuckerberg's visit to the capital also included a dinner on Wednesday with Virginia Senator Mark Warner, the top Democrat on the Intelligence Committee, and Senator Richard Blumenthal, a Connecticut Democrat, along with other lawmakers.The executive didn't appear to be meeting with government officials conducting other inquiries. The Federal Trade Commission has opened an antitrust probe of the company, and New York is leading a coalition of states in a wide-ranging investigation of the social media giant. In July, Facebook agreed to pay $5 billion to settle FTC allegations it violated users' privacy.\--With assistance from Steven T. Dennis, Billy House and Daniel Flatley.To contact the reporters on this story: Naomi Nix in Washington at firstname.lastname@example.com;Daniel Stoller in Washington at firstname.lastname@example.com;Rebecca Kern in Washington at email@example.com contact the editors responsible for this story: Sara Forden at firstname.lastname@example.com, Steve Geimann, Laurie AsséoFor more articles like this, please visit us at bloomberg.com©2019 Bloomberg L.P.
Facebook Inc. users have raised more than $2 billion for charitable causes since the social-media company made it possible on its platform in 2015, the company said. In a blog post Thursday, Facebook executives said the rate of fundraising has accelerated with twice as many fundraisers now as in November. About half of the money has been raised through birthday notices. Facebook shares are up 44% this year. The S&P 500 index is up 20% in 2019.
'Friends' is celebrating its 25th anniversary, and the actress who played Rachel Green was way ahead of her time.
We searched for strong tech companies that also pay a dividend, utilizing our Zacks Stock Screener. These three tech stocks should remain attractive to investors even during a potential market downturn...
Roku (ROKU) launches new devices that are expected to strengthen its footprint in the increasingly crowded video-streaming space.
Roku (NASDAQ:ROKU) news for Friday about a "Sell" rating for the stock is hitting ROKU hard.Source: Michael Vi / Shutterstock.com The sell rating for Roku stock comes from Pivotal Research analyst Jeffrey Wlodarczak. Wlodarczak only just initiated coverage of ROKU stock today and that "Sell" rating isn't doing it any facors. In that same line, a price target of $60 per share is also ill Rokus news. It sits 55% below the stock's closing price on Thursday.So why exactly is Wlodarczak so pessimistic about ROKU stock? It all comes down to competition. Roku is going to be dealing with much more of that in the near future as more and more companies announce plans for their own set-top boxes.InvestorPlace - Stock Market News, Stock Advice & Trading TipsThe problem for Roku is that is has strong competitors in the market all making announcements recently. That includes Comcast (NASDAQ:CMCSA) offering free Xfinity Flex streaming devices to internet customers. There's also concerns from recently-announced streaming efforts being made by Apple (NASDAQ:AAPL) and Facebook (NASDAQ:FB), reports CNBC. * 7 Triple-'F' Rated Stocks to Leave on the Shelf While these concerns aren't helping ROKU stock, it's worth noting that this isn't the general consensus among analysts. An average of 17 analysts are carrying an "Overweight" rating for the stock. They also have an average price target of $130.69, which is 2% below yesterday's closing price for ROKU.ROKU stock was down 18% as of Friday afternoon, but is up 311% since the start of the year.As of this writing, William White did not hold a position in any of the aforementioned securities. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * 7 Triple-'F' Rated Stocks to Leave on the Shelf * 10 Excellent Stocks to Watch for 2020 and Beyond * 7 Consumer Stocks to Buy in an Uncertain Market The post Roku News: Why ROKU Stock Is Falling Today appeared first on InvestorPlace.
(Bloomberg) -- Facebook Inc. has suspended "tens of thousands" of third-party apps that were using the company's developer tools as part of a review Facebook started following the Cambridge Analytica privacy scandal from early 2018. The number of suspended apps was at 400 in August 2018."To date, this investigation has addressed millions of apps. Of those, tens of thousands have been suspended for a variety of reasons while we continue to investigate," Facebook wrote in a blog post Friday. Not all of these apps were necessarily abusing or selling user data. Many were not "live" when they were suspended, and in other cases, apps were suspended after developers didn't respond to Facebook requests for more information.Facebook started its investigation after it was revealed in early 2018 that a third-party app had collected the personal information of millions of Facebook users and sold that information to political consultancy firm Cambridge Analytica. Facebook was widely criticized for its failure to protect user privacy, and pledged to audit its developer relationships to find other potential issues. Facebook said Friday the investigation is "ongoing."The Cambridge Analytica revelation set off what became arguably the most damaging year in Facebook's history, which included multiple congressional hearings and a probe by the Federal Trade Commission that led to a $5 billion fine.To contact the reporter on this story: Kurt Wagner in San Francisco at email@example.com contact the editors responsible for this story: Jillian Ward at email@example.com, Molly Schuetz, Andrew PollackFor more articles like this, please visit us at bloomberg.com©2019 Bloomberg L.P.
The suspended apps are associated with about 400 developers, Facebook said, adding that it is not necessarily an indication that these apps were posing a threat to users. The FTC privacy probe was triggered last year by allegations that Facebook violated a 2012 consent decree and inappropriately shared information of 87 million users with British political consulting firm Cambridge Analytica. Facebook has since agreed to boost safeguards on user data and has put curbs on the amount of information that third-party developers can request from platform users.


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This is one of my kids favorite meal! As easy as it is, yet it requires some tips to taste even better!😉
*Always use olive oil as base for the sauce.
*For pasta to be al dente cook it exactly 11 minutes.
*Add a tablespoon of Parmesan cheese in the tomato sauce to enhance the taste.
*Give the spaghetti an extra quick round in a pan with the bolognese sauce, it will concentrate the taste much more and help the bolognese sauce to be absorbed better.
Bon appétit 😘❤🤗.


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May 3rd, 2012 Iowa Storm Chase - Severe Hail & Wind
05-03-2012 CHASE LOG: IOWA I was not expecting much out of this day as it was looking like the weaker severe weather day of the first 3 days of May for the Upper Midwest. However, I had vacation with no obligations and decided to wait at my parents in southern MN for anything to develop along a remnant outflow boundary that had pushed south to near the MN/IA border from morning convection to the north. I thought about leaving in the morning and heading south towards the main synoptic front that had settled in near the IA/MO border, but the tornado threat did not look all that great in my opinion, and I thought my chances for seeing at least severe weather were just as good close to home.
Around 2pm CT, a lone storm first developed near a remnant boundary intersection just to the north of Emmetsburg, IA. I jumped all over this storm, heading south on I-35 and then west on Hwy 9 and then continued west out of Forest City on Cty Rd A42, intercepting the storm near Bancroft. The storm was developing in an environment characterized by MLCAPE values near and exceeding 1000 j/kg and effective bulk shear on the order of 25-30 knots. A subtle shortwave was also noted on water vapor, per the mesoscale discussion issued by SPC at 2:12pm, that likely led to the isolated thunderstorm development. The MD also highlighted that severe hail would be possible, yet isolated enough that a watch may not be needed. A watch was never issued for this event.
Upon reaching the storm, it was apparent that the storms were going to be very slow-moving and easy to keep up with. I proceeded to drive back and forth, in and out of the hail core of this storm on Cty Rd A42 for several hours, mainly experiencing an abundance of dime to nickel sized hail and intense rain/hail rates. Some of the more intense hail I experienced right in the town of Forest City where there were reports of isolated hail near quarter size. The storm picked up speed a bit and, as you can see towards the end of the video below, I encountered some very intense winds from the storm near the intersection of 310th St and Grouse Ave about 4 miles north of Clear Lake. I continued to follow the storm east, moving right along the intense hail core, to near Osage before leaving the storm as it was quickly losing intensity as it moved into more stable air.
One of the few photos I took from the day as I focused more on video. Intense hail core ahead of me after I just crossed I-35 on Cty Rd B20/300th St to the north of Clear Lake, IA.
Storm forming a ragged shelf cloud as it began to weaken to the southwest of Osage, IA.


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Blacksburg Barn Board Laminate Flooring – Many men and women are adding porch dividers for their porches in addition to porch colors and porch drapes. There are numerous reasons why you need to consider adding this feature, not the least being the money you could save on cooling your home. Most of us know you can save on cooling costs and wear and tear on your ac unit simply by shutting the blinds or drapes in your home. The exact same is true for porch dividers, curtains, and colors. Historically, porches were constructed for shade and to keep the home cooler.
Adding those devices to your porch will have precisely the exact same impact – allowing the warm air to cool before it reaches your property. Granite colors will also let you enjoy your porch more often and for longer amounts of time.
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Placed strategically, you can have that private corner for snoozing, reading a good book, or just enjoying a pleasant conversation without the neighbors invading your visual space. They may also be used to conceal something unsightly in your views like an old drop, the neighbor's broken-down car in the driveway, or perhaps that biting dog down the road.
Lastly and perhaps above all, porch drapes create immense curb appeal. Easily seen from the road, drapes flowing in the breeze on a gorgeous porch will enhance the attractiveness of your property. They remind us of those large wrap-around southern porches with kids playing in the yard and the lazy dog sleeping from the front door. There are lots of styles, colors, and patterns to select from so locating just the right combination for your porch should not be excessively tough.
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Simple to install, porch shades, drapes, and blinds may be used on almost any sized porch. You can also locate porch drapes in costs to fit just about any budget. No matter whether you are working to reduce cooling costs, wanting to spend additional time on your porch, or looking for a charming decorating style, consider using porch shades, drapes, or blinds. Life is brief; enjoy your porch!


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|Posted by PCbasics on December 30, 2012 at 6:45 PM
First of all, thank you to all the my readers. You help support the life of this site now for the 3rd year! Secondly, I would like to thank the developers for offering complementary licenses to all the programs. We had another successful Christmas giveaway this year and today I will announce the winners to all the giveaways.
Usenet Winners:
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Congrats to all the winners! Winners will be contacted via e-mail, so keep an eye on your inbox. Have a happy new year and hope to have a successful 2013.
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Thank you to everyone who entered the giveaway of the Glimsen mug. The giveaway is now over. Stay tuned for more giveaways in the future.
This is a season of change for our family.
Three little blond girls--cousins--who grew up together are now three young adults. The oldest just graduated from college, the two youngest from high school.
Very soon, Mart and I will be taking ours to college.
As a family celebration for my niece's graduation, we went to the High Museum of Art to see the exhibition, Winnie-the-Pooh, Exploring a Classic. The exhibition celebrates "the history and legacy of Pooh through original sketches, photographs, memorabilia, and letters."
Pooh is special to all three generations of our family. And we aren't the only ones who love the stories, considering the number of people there, many of whom were adults without children.
The book series was created by two gifted British men: author A.A. Milne (1882-1956) and illustrator E. H. Shepard (1879-1976). Milne had made a name for himself as an accomplished writer and associate editor of Punch, a magazine that lampooned British politics and society.
Fatherhood inspired Milne to write verses for children. For inspiration, he used his son, Christopher Robin, and the little boy's stuffed bear and other favorite toys as well. And Winnie-the-Pooh was born.
Shepard had also been successful through Punch, and his style was a perfect complement to Milne's text. Nowhere was that more obvious to me than at the exhibition at the High Museum.
After the poems first appeared in the magazine, the book When We Were Very Young was published in 1924. Three more books featuring Pooh and his friends followed over the next few years. Together, the series became known as the Christopher Robin books.
On that Sunday afternoon, we wandered through the exhibit, taking note of the creativity and taking photos of life-size graphics and special pieces that brought it to life. The artwork and the stories brought back many memories of our girls enjoying Pooh and saying things like, "Pooh's stuck, Mommy!" and "Silly old bear!" We couldn't help but think about those days fondly and miss them a little bit.
Especially now, when our girls are officially leaving childhood behind.
Even though I am dropping my daughter off at college soon, I take heart in two favorite quotes from A.A. Milne: "But, of course, it isn't really Good-bye, because the Forest will always be there..."
This isn't really good-bye. It's just the end of one chapter, and I can't wait to see what happens next.
And my second favorite Milne quote: "The most important thing is, even when we're apart … I'll always be with you …" With that, much love to you, my dear Madeline, in this new chapter of your life. The Lord bless you and keep you until we meet again.
What childhood stories did you enjoy? Are you a Winnie-the-Pooh fan? Let me know in the comments.
I'm honored that you've taken time out of your day to stop by my blog, Glimsen, where I share glimpses of the beauty around us in nature, the arts, and the unexpected. If you like what you see, sign up to receive my blog posts and updates by email, and you'll receive a free gift of beauty in your inbox. You can also find me on Facebook and Instagram. I look forward to connecting with you.


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Barry's Relatively Speaking: It Pays To Be Thankful
Posted on Aug 23, 2012
Barry's Relatively Speaking shares the personal experiences and stories of genealogists found in the Everton Genealogical Helper Magazine collection on MyGenShare.com. T. Smith shares the following experience.
About a year ago I became interested in tracing family history, and one of my early learning materials was our library's back issues of The Helper, to which I now subscribe. I learned all about SASE's and sending thank you notes.
My biggest problem was my father who had left home in
approximately 1908 at 16 years of age. I could not find any record on him and his supposed family name of Hayden in the Chicago copy of the 1900 Census Soundex records. I finally did find his maternal grandparents there since he had given me the correct name of Philbin, thinking that I could never trace it. After much "digging I finally found some information in the cemetery records. All of his early life was spent in San Francisco and most of the records there had been destroyed in the quake of 1906. His name had really been Henry Lord at birth, and he had changed it after he left home. I thought that I might find one of his brothers still alive, but was not having any luck. My major field on inquiry was Wasco, California, since that is where his mother, Mary Elizabeth Philbin Lord, had died in 1941.
Everyone in Wasco was very helpful. The public librarian sent me a copy of her obituary, and I found that I had a cousin listed as Grace Lord. The churches were very nice, but could give me no additional family information, the government was the same way, and everyone answered my letters with more promptness than I had ever experienced before. It was still a dead end, but I decided that besides sending some individual thank you post cards, to also write a general thank you to the town in their weekly newspaper, The Wasco News. They printed the letter, and at the end I asked that if anyone did know what had happened to Grace Lord to please contact me. About 10 days after the paper came out I received a letter from a Mrs. Barbara Martin in Wasco. She said that she thought her cousin had married the Grace
Lord that I was interested in. She told me that Grace was still alive, and gave me her married name and information on how to find her new address.
I made inquiries and called Grace that day, and sure enough she was my cousin Grace. Since that time we have exchanged information and she has sent me pictures of my father when he was a small boy. I had never seen any of my paternal relatives before, and it was very exciting.
Grace also told me that one of the other brothers, Ray, had one son, Almarin Lord born approximately 1925, but that the family had lost contact with him long ago, too.
I found that it paid to be thankful once, and would like to encourage others. And if anyone else can help me with this missing link, I would appreciate that very much, too.


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Demetri Martin joins the ranks of comics who have written and directed films with the movie "Dean," a mild but respectable story about a father and son who react to grief differently and have to recalibrate their relationship as a result.
Mr. Martin plays the title character, an illustrator who has been at sea personally and professionally since his mother's death. Kevin Kline is Robert, Dean's father, who also feels the loss but is reconciled to moving on. Among the ways he plans to do so is to sell the house where he still lives and where Dean grew up, a decision Dean is not ready to accept.
The two don't fight over this so much as use it as an excuse to avoid each other, in a lighthearted sort of way — the movie is more comedy than drama. Dean goes from the East Coast to the West on a supposed business trip, and dithers around out there with his friend Eric (Rory Scovel).
Mr. Martin, taking a lesson from Woody Allen, gives his character lots of amusing opportunities to skewer pretentiousness. Like practically every comic who has written himself a movie script, he also gives his character a gorgeous woman (Gillian Jacobs) to fall into bed with, which leaves the movie less insightful than it might be.
For both Dean and his father, the cure for grief seems to be female companionship. (Mary Steenburgen plays Robert's potential partner.) That might be a way to rebound from romantic heartbreak; the death of a loved one is a very different matter. Still, if Mr. Martin's take on grief is facile, the movie overall is a pleasant trip, and Dean's doodles — by Mr. Martin himself — are a treat.


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Preparing for your boudoir shoot...
We understand that you may be a little apprehensive about a photo shoot like this, so we have put together a little information on what to expect to help you prepare, relax and enjoy this special experience.
Five - Seven Days Before Your Shoot...
- Make sure your eyebrows are cleanly shaped, waxed, etc.
- If your roots are growing out, schedule a touchup for color and a fresh haircut if you need it.
- Drink LOTS of water for flawless skin.
- Schedule a mani/pedi
- Start using teeth whitening trays if you have them.
- Try cutting back on your salt intake, if you're worried about being bloated.
- Start planning out your outfits, and accessories try them on, dance around!
- Do some scrolling on Pinterest to find poses that you like and save them!
One Day Before Your Shoot...
- Layout your outfits and pack away in an organized fashion, so that when you arrive at your shoot you know what goes together.
- Wash your hair, or schedule a blowout to have it professionally done.
- Shave and moisturize really well.
- Touch up any chipped nail polish.
- Review your pose photos and practice a few in the mirror.
- Pour yourself a glass of wine and go to bed early. Beauty rest is a must!
The Day of Your Shoot...
- Eat a light breakfast when you wake up, don't starve yourself!
- Wear loose-fitting clothes so that you don't get any red marks on your skin - ie. tight bra, socks, jeans, etc.
- Arrive for your hair/makeup appointment with clean dry hair and no makeup. Moisturizer is ok, just no SPF.
- Relax, and be ready to have fun! You are in GREAT hands!


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The nomination time-frame for the 2018 - 2019 Distinguished Staff Awards and Staff Career Award begins Monday, April 8th and will close on Friday, April 19th at 4:30pm. Each academic year, announcements are sent to the campus community soliciting nominations for the Distinguished Staff Award and the Staff Career Award.
The Distinguished Staff Awards and Staff Career Award recognize outstanding ETSU staff for their contributions to the University. Although any University employee may nominate a deserving ETSU staff member for an award, only regularly employed staff who have been continuously employed at ETSU for at least one full year, as of April 30, 2019, are eligible to receive a Distinguished Staff Award, in accordance with the following EEOC categories:
- EEOC-10 - Executive, Administrative, Managerial (e.g. President, Vice President, Dean, Director, Associate Dean, Assistant Dean, Executive Officer)
- EEOC-30 - Professional Non-Faculty (e.g. Managers, Counselors, Coaches, Coordinators, Administrative Assistants, Accountants, Specialists, Researchers, Analysts, Assistant Directors, Nurses)
- EEOC-40 - Clerical and Secretarial (e.g. Executive Aides, Bookkeepers, Stenographers, Clerk Typists, Payroll Clerks, Library Clerks)
- EEOC-50 - Technical and Paraprofessional (e.g. Computer Operators, Drafters, Engineering Aides, LPNs, Dieticians, Photographers, Technicians)
- EEOC-60 - Skilled Crafts (e.g. Electricians, Plumbers, Painters, Carpenters)
- EEOC-70 Maintenance (e.g. Truck drivers, Bus Drivers, Custodial Personnel, Groundskeepers, Construction
Workers, Campus Security)
Please note that EEOC-20 is designated for faculty members. To nominate a faculty member for Distinguished Faculty Awards, please click here.
Awards will be announced and presented at the Staff Picnic, sponsored by ETSU Staff Senate on Friday, May 10th @ 2pm @ the MSHA Memorial Center / Mini Dome.
Nomination Form for the Distinguished Staff Award
Nomination Form for the ETSU Staff Career Award
Distinguished Staff Awards FAQ
View a listing of Distinguished Staff Award recipients
Terms and Conditions
Those nominated for the Distinguished Staff Award and the Career Award must be regularly employed ETSU staff members who have been continuously employed at the University for at least one full year at the time of nomination. One Distinguished Staff Award can be given for each staff EEOC category. One Career Award will be presented to an ETSU staff with long-term service to the university. Anonymous or incomplete nominations for Staff Awards or the Career Award cannot be accepted. All nominations must be made utilizing the proper nomination forms and signed by the nominating party with contact information so that the Committee for Review of Staff Awards Process may contact the nominator(s) as needed. Petitions will not be accepted for or with any of the nominations. Please attach supporting statements or other documentation if available. All nominations and backup documentation will become property of the Staff Senate and available for distribution, as needed, in conjunction with both nomination processes.
Recipients of each Distinguished Staff Award and the Career Award recipient will receive $2,000 courtesy of the ETSU Foundation; a plaque from Staff Senate; and public recognition. You may nominate as many people as you wish, but you must use a separate form for each nomination.
If you have any questions about the Staff Awards process, please contact the Chair of the Committee for Review of Staff Awards Process, Lisa Booher by email at firstname.lastname@example.com or by phone at 423-439-4342.


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Light in the seasons
It happened in mid-August, we were in the yard dillying over dying pots of cucumbers, tomatoes, marigolds and dogwood. A holiday of less than a week and a watering schedule to tide them over, but still it was not enough. For every plant that bloomed and sang in hazy evenings, another was scorched by London's graveled heat. It was the height of summer, at this peak, that I saw it happen: the light fell on the Black-Russian Tomatoes a centimeter lower; a minute or two earlier than it had the week before. The heat of the sun was summer, but autumn was creeping through the shadows.
I anticipate autumn-light like others look for snowdrops in spring or roses in summer. Autumn is the year's swansong. Spring makes our hearts sing, but it is Autumn that makes it leap. It is sweeter in it's climax; sadder in it's fall; precious in the life that unfolds and remains within. But I am an autumn baby: bias to its whimsy and instituionalised by 28 years of academic new years. In winter I am giddy with festive lights, long nights wrap round me like blankets, but by spring I am so deprived of sunshine I will sleep through the day thinking it is nothing more than another night-light. It takes most of the summer to wake me up, but by August I am just about to take those high blue skies for granted again when they dip just ever so slightly and so it is that I find myself standing in front of the tomato plants watching those shadows stretch. It is time to gather up my thoughts and prepare for what could be.
June to Spetember light in 2016
Historian by trade. Gardener by passion.


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|1030pm Fremont St
We landed at 6pm in Vegas. I hate flying. Stuck in a tin can for almost 4 hours. I struggle with sitting for that long. I try to sleep or just rest but to no avail.
We did make good time after we landed with getting our rental car and checking into the Excalibur. We then settled in and since we have a pretty busy schedule I decided to head over to Fremont St. The old strip.
This is where you find a majority of the weirdos. There are two types of people there. The weirdos and the ones looking at the weirdos. This area is not quite as polished as the new strip. Lots of homeless show up there. Lots of street performers. Most of them pretty bad. To me its a completely different culture. Too many people. Im usually pretty uncomfortable down there.
After two hours we drove back to the hotel. And dont get me started on the driving here. Actually Im pretty good at it as you need to drive pretty aggressive. I can do that.
This morn we are prepping to hit the show in a few hours. Then out for some lunch, back to the show. Then back to the room for a bit and then CrossVegas.
My reason for putting up with all this shit.
I cant wait.


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Only Grey In The Village Greetings Card
Code: TW339
- Out of stock
Only Grey In The Village Greetings Card. A funny caption tops off this cartoon card by Michael Canine for Twizler. The card is 15.5cm square, blank inside for your message, printed in the UK using board from sustainable sources and cello wrapped with a red envelope.


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Many of us stroll through town or down the side of the road without a second thought. In our society and especially in many large cities, the way to efficiently get around town is to walk. Sadly, according to the National Highway Traffic Safety Commission, pedestrians were one of the few groups to experience an increase in fatalities in the past few years. In 2011, 4,432 pedestrians were killed in the United States, which was a 5% increase from 2009. Though pedestrians have many ways to minimize their risk of serious injury while walking, sometimes it's not enough because of the negligence of another. If you or a loved one has been injured as a pedestrian, you may be entitled to compensation for your medical bills. The best way to determine if you should file a Georgia personal injury claim is to schedule a free consultation with the experienced personal injury attorneys at the Law Offices of Shane Smith as soon as possible.
What are Some Safety Tips for Pedestrians?
When you, as a pedestrian, are out among large motor vehicles, it is prudent to consider your own safety. Unfortunately, when cars and pedestrians mix, the outcome is far more likely to be extremely serious for the pedestrian than it is for the driver of the motor vehicle. Some good safety tips for pedestrians are:
Contact a Peachtree City personal injury attorney for a free consultation
If you or your loved one sustained a serious injury as a pedestrian, you may be entitled to substantial compensation. To schedule a free consultation with one of our personal injury attorneys, please call our office today at (770) 487-8999.


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Vintage Blue Gem Turquoise Cuff
Sold Out
Product Details
This is a breathtaking Navajo opulent silver bracelet. Located on this piece are three absolutely stunning high quality deep Blue Gem turquoise stones. Surrounding the stones are fabulous silver sun patterns. The cuff beautifully waves from one end to the other on both top and bottom. The center stone measures around 1" x 5/8". The width of the bracelet measures around 1-1/2". Signed by Navajo artist, MT. Sterling silver, marked. Cir. 1970's+. The inside end to end measures around 5-1/4" with an additional 1" gap. Sturdy 84 grams.


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2 | How to Actually Keep Your New Year Resolutions or Goals/
2018 is here, and resolutions abound. The statistics don't lie: something like 80% of resolutions fall flat by February, and I don't know about you, but I find that kinda depressing.
I've found that there's about 5 big mistakes people make when setting their goals or intentions, and in this episode I'm breaking them down for you so that you won't be part of that statistic.
Make 2018 the year you actually accomplish everything you set out for!
The Instagram post with the 5 questions you should ask yourself pre-resolutions.
The Four Tendencies Quiz and the accompanying Four Tendencies book that I highly recommend for lots more insight into how you work.


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Home - About - All Courses - Contact Us
PHECC Courses
PHECC are the regulator for emergency medical services (EMS) in Ireland and our role is to protect the public. The Pre-Hospital Emergency Care Council (PHECC) is an independent statutory agency with responsibility for standards, education and training in the field of pre-hospital emergency care. PHECC also maintain a statutory register of EMS practitioners.
We are committed to quality assurance in the delivery of our training and educational courses and endeavour to maintain the highest standards in training and education, in accordance with industry standards and best practice as set out by the Pre-Hospital Emergency Care Council. (PHECC)
Site Map
Course List
Contact Us


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Michael and Angela, both grew up in Waltham, Massachusetts. They have always had a love for animals. Working with animals has always been their dream. They both grew up with cats and dogs and currently have one dog, a lab mix, named Oki. They love to be in nature and go on hikes with their dog.
Michael was a union carpenter for over 10 years and decided to change his career. He worked in a doggie day care for almost two years gaining valuable experience working with hundreds of dogs, learning all about the different breeds and their temperaments. He loved working with the dogs so much that he realized he found his true calling in life. After always working for someone else, Michael decided to follow his heart and turn his love for animals into a full time career. Nothing makes him happier than being outside with his four-legged friends!
Owner/Pet Care Manager/Cat Sitter/Dog Walker
Angela was a public school special education teacher and worked in special education for 14 years before joining the business full time at the end of June 2015. She has always had a passion for helping people and animals. Nothing brings her more pleasure
than watching a two-legged child or a four-legged child learn a new
skill. She also received her dog training certification and is currently
gaining as much hands-on experience as she can with her own dogs and
dogs from the Pawsitive Dawg pack.
She is taking a leave from teaching so she can pursue her other passion in life of working with animals.
Our Employees
Assistant Pet Care Manager/Dog Walker/Pet Sitter
Trisha has been working with dogs for 25+ years and has a natural ability to connect with animals. She has an amazing heart and treats all animals as if they are her own. She is constantly learning new skills and positive strategies to work with all types of animals but has a special place in her heart for elder dogs, as well as shy and fearful dogs. She worked with Pawsitive Dawg for over 2 years before taking a five month break to thru-hike the Appalachian Trail with her daughter. Now that she is back, she looks forward to having so much fun with all of our new and old furry friends!
Dog Walker/Pet Sitter
Amanda adopted her first dog, a miniature schnauzer named Fritz, in 2008. Fritz came with many issues that were not disclosed by the rescuing agency. Teaching Fritz to feel safe in his environment brought Amanda back to her first passion--working with animals. Amanda has been pet-sitting for dogs and cats since 2012, as well as walking dogs. In 2014, she attended Animal Behavior College and began working with various mentors on new skills training both dogs and goats. Amanda has a special interest in working with reactive dogs; her favorite part of the job is getting to know new dogs and helping them thrive.
Dog Walker
Randy has a strong bond with animals and cares
for them as if they were his own children. He has cared for animals his whole
life. For the two
years he worked at a local dog day care, he gained valuable experience caring for large groups of up to 100 dogs at a time. He
is able to work with all sizes and breeds of dogs. He has the skills and
knowledge to safely supervise playtime and provide the structure and routine
dogs need. He is also able to handle medical emergencies such as seizures.
Dog Walker/Social Media Assistant
Nellie loves all furry friends, but has a special spot in her heart for dogs. She grew up with three Bernese Mountain Dogs in Colorado and loves the outdoors! Unable to have her own dog here in Massachusetts, she loves to care for others animals as if they were her own. She has a very calm demeanor and knows how to build the trust needed to work with shy dogs.
Office Manager
Chad has three sisters and always had pets in the house growing up whether it was cats, dogs, hamsters, or parakeets. He's always had a love for animals, especially birds and dogs. He is currently helping Angela with the day to day operations of Pawsitive Dawg as an Office Manager.
Dog Walker/Pet Sitter
Nick has a great love of all animals. He has had
the opportunity to care for iguanas, turtles, mice, chickens, ducks,
pheasants, frogs, cats and finally dogs. He grew up with and took care of Zander, a Wheaten Terrier, who recently passed away at the age of 16. Unfortunately, he cannot have pets at his
current residence, but jumps at the chance to work with all animals.
Dog Walker
Susie grew up with dogs in her home from a very young age. She also cared for
and walked a number of the neighborhood pets as a kid. She has an
understanding of and a respect for animals, and a passion for the work.
After many years in the social work & social services field, she recently joined Pawsitive Dawg in the
hopes of working with animals more consistently.
Dog Walker
Kelly is currently attending Animal Behavior College to learn dog and cat grooming. After owning and operating a successful trucking company for 16 years, she decided it was time to pursue her dream of working with animals. Kelly grew up with dogs and cats her entire life and is currently mom to two Catahoula Bulldogs, a Great Dane, two cats and four ducks (in addition to her four children and three step children). Kelly has been dog walking and pet sitting for two years before joining our team and she hopes to start a mobile dog grooming business when she completes her internship.
Dog Walker
Nick has a 10-year- old dog named Bridget that he loves and cares for. He loves animals of
all types, and enjoys caring for them and being in the outdoors with them! Nick previously has
worked in the field of psychology, including providing behavioral therapy for children. This
experience has helped him foster skills like understanding how to build trust and creating a calm
and safe environment. He utilizes these skills while working with pets in order to provide the
best care possible.
Cat Sitter
Cat Sitter
Betsy's love of animals started at a very young age, and she always had many pets growing up. Today Betsy works in Special Education and volunteers a couple days a week at a local cat shelter. At the shelter Betsy works a lot at socializing shy and feral cats to help them become adoption ready. She is also a part of the Cat Pawsitive Team at the shelter and is clicker training cats. The Cat Pawsitive program is through the Jackson Galaxy Foundation. Betsy is taking classes at Animal Behavior Institute towards Animal Assisted Therapy, Animal Training and Advanced Feline Training. At home she has two cats of her own, Rocco and Fifi, a newly adopted feral. She is very excited to join the Pawsitive Dawg team.
Dog Walker
Pet Sitter
Alexis has a passion and love for animals. She grew up with cats, dogs,
hamsters, and even rode horses for many years. She would often take care
of family and friend's animals while they were on vacation. She
currently has a two year old yellow lab named Cayman. Additionally, she
has two cats, Kenny and Ollie, whom she rescued. Alexis is currently
employed as a social worker and was interested in pet sitting in
addition to her social work career. Due to her background in social
work she is able to be empathetic, compassionate, and focused on
improving the lives of both the animals and people she works with. She hopes to one
day combine her social work career with her passion for working with
animals to therapeutically improve the lives of both the people and
animals she works with.
Our Friends
Dog Trainer
Janet Vera Professional Dog Training
Janet takes pride in offering training and behavior services to specifically suit the unique needs of each family and dog(s) she's working with. Her immediate goal is to be part of improving your relationship with your canine family member. She offers private, in-home training solutions for undesirable dog behavior issues including reactivity and aggression, in addition to obedience training. Her approach is the whole health method of assessing each dog in their primary environment while offering solutions based on the physical, mental and emotional needs of the animal. Her services are recommended by veterinarians, rescue groups, dog trainers, dog walkers and other pet professionals.
Waltham, MA
**Services Areas**
Parts of Newton (West Newton, Newtonville, and Nonantum)
**Insured and Bonded**
Dawg is fully insured and bonded and is an official member of Professional
United Pet Sitters and the Pet Professional Guild.
**Pet First Aid & CPR Certified**