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When searching for my best ideas, I often focus on looking for asymmetrical risk/reward opportunities. I have already written about a few of my favorite and least favorite ideas for 2014. I recently highlighted Cameco Corp (NYSE:CCJ) as my favorite commodity stock for 2014. In this piece, I will articulate why I Valero Energy (NYSE:VLO) is my least favorite commodity stock for 2014.
The Past Three Years
As shown by the chart below, VLO shares have been quite strong over the past three years. The rally has been a part of a sector wide move with refining stocks such as Tesoro (NYSE:TSO), Phillips 66 (NYSE:PSX), Western Refining (NYSE:WNR) and Marathon Petroleum (NYSE:MPC) all moving sharply higher.
The sector wide rally is mostly attributable to the wide spread between finished products, such as gasoline and heating oil, which refiners sell, and WTI Crude Oil which U.S. based refiners buy. Furthermore, the divergence between WTI crude oil and finished products such as gasoline and heating oil can be attributed to the spread between Brent Crude Oil and WTI Crude Oil.
RBOB Gasoline Futures Contract 1 data by YCharts
Brent WTI Spread data by YChart
Why Brent/WTI Has Widened
As shown by the chart above, historically, Brent crude has traded at a slight discount to WTI crude. The biggest reason for the widening of the spread has been the increasing supply of U.S. crude from sources such as shale rock. Another factor that has widened the spread is impact of the sanctions that have been in place on Iran as well as other middle east supply disruptions.
How Refiners Benefit
Refiners have benefited from a wider Brent/WTI spread because they can export refined products. The result of this has been that refined products get priced based on Brent crude prices, not WTI crude prices. Refiners have been able to buy cheap WTI crude, refine it, and sell it for a large premium. As shown by the chart below, VLO has used its profits to increase its quarterly dividend from 5 cents per share in 2011 to the current 22.5 cents per share. VLO has also used profits to reduce its share count to 539 million shares from over 570 million shares. Needless to say, these developments have helped VLO shares move higher over the past few years.
VLO Dividend data by YCharts
VLO Shares Outstanding data by YCharts
Clouds On The Horizon
Over the past few months, momentum has developed in Washington behind a plan to lift the U.S. export ban on crude oil. The result of lifting the ban would almost certainly be a dramatic tightening of the Brent/WTI spread. Currently, the issue is still up for debate and the major parties have been weighing in. Perhaps the most influential voice is that of Exxon Mobil because of the company's vast lobbying resources. Exxon has come out in support of lifting the export ban. On the other side of the battle are the refiners; VLO and some of its peers have come out, not surprisingly, in opposition to lifting the ban. At the moment, it is too difficult to say how this political game will play out. However, I believe there is a good chance that the export ban is lifted sometime soon. In addition to potential pressure on the WTI/Brent spread from lifting the U.S. oil export ban, an increase in Iranian production could also lead to a tighter spread between the two global oil benchmarks. Taken together, in my view, the risk to the downside is far greater than the risk to the upside for the Brent/WTI spread.
Valero Diverges From Brent/WTI
As shown by the chart below, over the past year the Brent/WTI spread has actually decreased by more than 10%. At the same time, VLO shares have moved higher by more than 55%. Perhaps the move in VLO and other refiners have lagged the moves made by the Brent/WTI spread because of the lad effect on earnings. If this is true, then it would also make sense that earnings going forward may disappoint as the lower spread begins to impact results.
Based on a few different metrics, VLO is trading close to the upper end of its historical valuation range. This suggest that VLO may be vulnerable to the downside if results disappoint or forward expectations disappoint. Moreover, if profits are strong it is difficult to see how VLO shares will move sharply higher from here. I do not believe we are in a long-term refining super-cycle which would lead to a change in the way refiners are valued. The refining business has not changed. The refining business remains a commoditized business that is dependent on spreads between crude oil and its end products.
VLO PE Ratio (Forward 1y) data by YCharts
VLO Price to Book Value data by YCharts
In my opinion being long VLO is a poor risk/reward. If the U.S. government lifts the oil export ban, then refiners such as VLO may have considerable downside. On the other hand, even if the U.S. does not lift the export ban increasing Iranian crude supplies could lead to a tighter Brent/WTI spread. If the stars align for VLO, and the Brent/WTI spread remains wide, then I believe upside is somewhat limited given current valuations. Due to these factors, VLO is my least favorite commodity stock for 2014.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.


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- KCII Radio - http://kciiradio.com -
Appointments, RUSS to be Discussed at Supervisors Meeting
Posted By News On @ 6:24 am In Today's Local News | Comments Disabled
Three appointments will be heard at the Washington County Board of Supervisors meeting Tuesday morning at 9:30 for the County Weed Commissioner, the County Medical Examiner Investigator and a member to the Washington County Public Health Board. Also on the agenda is a discussion about possible RUSS Board actions, quarterly reports from various departments and a review of agricultural land values for 2013.
Article printed from KCII Radio: http://kciiradio.com
URL to article: http://kciiradio.com/2013/04/appointments-russ-to-be-discussed-at-supervisors-meeting/
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Copyright © 2005-2013 KCII Radio

subset: commoncrawl


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my next project on my home
takeing up the carpet and puting down some laminate flooring .hireing a guy to teach me how to do it
You seem to dumping tons of cash into your home. No offense, but did you buy it knowing it was a handy mans special?
Who is the rich man? The man with knowledge or the man with money?
a course the man with knowledge i have a boat load of respect for those who can build stuff
Either way, adds equity. It's actually worthwhile expenses since you can get the money back if you sell....
http://www.diynetwork.com/how-to/how...ing/index.html And it gave me an excuse to buy a sliding compound miter saw. :D |
Most home depot stores have little free classes for stuff like that - check with them before actually paying someone to teach you how to do it!
i found out i dont like pulling up carpet lol
i know how to lay it just dont know how to go from room to room
thats one of my fav bands
(Whole sequence: http://home.comcast.net/~jeff_wills/house08/index.htm .) http://home.comcast.net/~jeff_wills/...house08118.jpg |
rik emmit is so under rated
http://rlv.zcache.com/rock_roll_hand..._8byvr_512.jpg |
We moved in September. Our old house was in good shape, our new house looked like it was in very good shape. I've been working solid since before we moved- packing, moving, packing more, cleaning the old house, painting in the new house, painting in the old house, installing new carpet in the old house, installing new light fixtures in the old house, repairing light fixtures in the new house, installing new door locks in all outside doors in new house, new metal shelves in new garage, unclogging drains in new house, installing washer and dryer in new house, building a room divider in new house, buying furniture, buying more furniture, cutting up boxes, still unpacking, need a new fence, wife wants new cabinet hardware in new kitchen, ....
What's the rush? |
We had to hire a handyman to do some repair work that was required by the lender when we bought our house in August. As long as he & his wife were there, we had them do some other things that were beyond our skills (leveling a concrete floor, repairing rotted/termite damaged subfloor, etc.).
Subfloor after repairs made. http://farm6.staticflickr.com/5543/1...66bc26c45f.jpg Part of the repair of the subfloor included installing laminate flooring. While they were installing it, they gave me a lesson on how to do it myself, since they knew I was going to be installing laminate flooring in the bedroom. Laminate flooring installed in Master Bedroom by myself. http://farm8.staticflickr.com/7395/1...68db8fa87c.jpg The hardest part was cutting the boards lengthwise. I don't have a table saw, just a hand-held jigsaw and a miter saw. Luckily the less-than-straight edges are covered by the baseboards. One tip I'll pass on is to read the instructions that are included in the laminate packaging. I'm glad I did. The lesson from the handyman helped, too. Good luck, and be patient. I started the bedroom in the corner by the door to the hall, and when I got to the alcove part of the L (top right corner of pic), I realized that I was going to be working backwards, so I had to pull up everything I'd done and start over (not that big of a deal). I then started in the alcove corner of the L and worked my way across the room. The alcove part took one day (including the aborted attempt). The rest of the room took another day. The room is about 250 sq feet (18' x 18', minus a 9' x 8' bathroom). |
do i need to remove all the staples in the subflooor that once held down the carpet padding?
All times are GMT -6. The time now is 10:25 PM. |


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Heaven Scent Canvas Wall Art I
# 78984 (1)
Product Description
To unravel the moods and mysteries of our delicate art form, Sylvia Angeli explores scale, color and texture with a beautiful palette of oils. Her compositions include figures, landscapes and fruit, showcasing a sensual quality comparable to the human form.
Product Details


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The 15 Craziest Stadium Food
Opening Day is approaching, which means hungry sports fans will be making pilgrimages to support their favorite teams. But forget peanuts and Cracker Jacks—today's stadium fare seems like it's on steroids, becoming edible spectacles that have some enthusiasts traveling to watch other teams just to have a taste.
From the five-pound, salsa-chip-chili-doused burger at Michigan's Fifth Third Ballpark to the pulled-pork-and-mashed-potato parfait at the Milwaukee Brewers' Miller Park, The Daily Meal—the site that houses all things food and drink—has found the 15 Craziest Stadium Foods.
Here's a taste of these wild, culinary creations:
- Supreme Helmet Nachos, Miami Marlins' Marlins Park—In addition to a brand-new stadium, the Miami Marlins have a new piled-high, crazy snack: the Supreme Helmet Nachos. It's what it sounds like, only bigger—a helmet full of nachos that are covered in salsa, jalapeños, chili, cheese, and green sauce.
- Frito Pie Dog, Chicago Cubs' Wrigley Field— Frito pie might be a Southern (and specifically Texan) thing, but that hasn't stopped Chicagoans from making it their own at Wrigley Field. Their Frito Pie Dog is a hot dog smothered with beef chili, shredded Cheddar cheese, and the pièce de résistance, Fritos.
- Chicken & Waffles, Cleveland Indians' Progressive Field— Someone at Progressive Field gave sandwiches a much-needed update. Why use bread when you can use waffles? They serve their fried chicken flanked with big fluffy waffles, which is then topped with powdered sugar.
- Victory Knot, Los Angeles Dodgers' Dodger Stadium—This ballpark snack, originally served at Dodger Stadium, has become so popular that more than a handful of other stadiums have started serving it to their loyal fans as well. It is the Victory Knot — a two-pound gourmet soft pretzel topped with sea salt and served in a pizza box with three dipping sauces: spicy mustard, beer cheese, and sweet cream cheese.
Courtesy of The Daily Meal http://www.thedailymeal.com/15-craziest-stadium-foods.


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Welcome to Lucky Jack's!
We're open for fun at Lucky Jack's, Northern Michigan's Largest Indoor Family Fun Center. With fresh clean spaces, 12,000 square feet of arcade, endless games and prizes, laser tag, 8 billiard tables, 33 lanes of bowling and the region's only bumper cars, what are you waiting for? Visit Traverse City's Fun Destination, Lucky Jack's. We are hosting the "LIGHT THE NIGHT WALK" bowlathon flyer.


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LONDON (MarketWatch) — U.K. stocks snapped a five-day losing streak on Tuesday after data showed the country's economy last year expanded at the strongest annual pace since 2007, although it slowed down in the fourth quarter.
The FTSE 100 index UKX, -0.12% rose 0.3% to end at 6,572.33 after closing at the lowest level since Dec. 18 on Monday.
Is Iran's Rouhani a lame duck on the nuclear deal?
At Davos, President Hasan Rouhani did not concede that Iran would dismantle its nuclear infrastructure. Many experts say that signals that it's the Ayatollah, not the president, pulling the strings. (Photo: Getty)
The benchmark was supported by news that the U.K.'s economic growth in 2013 was the strongest since the financial crisis started. The country's gross domestic product rose by 1.9% last year compared with 2012, while fourth-quarter growth slowed to 0.7% from 0.8% in the previous quarter, according to the Office for National Statistics. Analysts broadly expected quarterly GDP to fall to 0.7%.
"There are absolutely no signs of growth slowing anytime soon. If anything, the risks are towards an acceleration," said Rob Wood, chief U.K. economist at Berenberg, in a note.
"The bottom line then is that monetary policy is working. Credit is flowing, uncertainty is down, confidence is returning, employment is booming, and inflation is back to target. There is no reason why monetary policy will not keep driving the U.K. forward," he added.
Among notable movers in London, mining firms posted some of the biggest gains after Nomura lifted the European metals-and-mining sector to neutral from bearish. The analysts said they expect miners to see a 24% increase in earnings per share in 2014, versus an expected 14% rise for the wider market.
"Our analysis suggests further upside potential as better input-cost pricing dynamics, weaker commodity currencies and the difficult-to-quantify benefits to costs from improved operational efficiency could see cost estimates come in lower than the market is pricing," they said.
BHP Billiton PLC BLT, +0.67% BHP, +0.76% BHP, +0.42% up 1.2%, was Nomura's top pick within the sector, followed by Rio Tinto PLC RIO, +0.78% RIO, +0.23% RIO, +1.49% rising 2.3%.
Precious-metals miner Fresnillo PLC FRES, +1.11% bucked the positive trend and declined 3.1%. The company said silver production will be broadly flat in 2014 after a rise last year, while its gold output is forecast to increase.
Lloyds Banking Group PLC LLOY, +0.09% LYG, +0.15% gained 3.1% after the bank said it will cut around 1,000 jobs as it pushed on with a three-year cost-cutting plan. Meanwhile, Barclays PLC BARC, +0.20% BCS, +0.89% picked up 1.5% after a person close to the matter said the bank is set to cut several hundred investment-banking jobs, mainly at the managing-director level.
Shares of AMEC PLC UK:AMEC gained 1.8% after the oil-field-services firm said its AMEC Tekfen Azfen consortium has been awarded a $974 million contract for BP PLC's BP., +0.17% BP, +0.35% Shah Deniz gas field.
On a more downbeat note, shares of BG Group PLC UK:BG declined 2.6% after J.P. Morgan Cazenove cut the energy firm to neutral from overweight following the company's profit warning on Monday.
More must-reads from MarketWatch:
European stocks break three-day losing streak
Yahoo honeymoon is over, says analyst
Emerging markets' big slump may open doors to targeted EM ETFs


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The educator Gever Tulley did a TED talk in December of 2007 where he argued that danger is an essential element of growing up. He said that there are five dangerous things that kids should be encouraged to do, and one of those things was to work with a pocket knife. The thought of such an item in the hand of a child might be enough to send a modern soccer mom or dad into a fit of hysterics, but it hasn't been that long since kids grew up in a world without being bathed in hand sanitizer and wrapped in the uncomfortably oppressive arms of a paranoid parent.
Though I had pocket knives growing up, notably my grandfather's deer horn knife that still sits in my night table, I didn't consider them dangerous objects. I don't recall any serious discussions or warnings from parents or any other adults about the dangers of knives. I even took my pocket knife to school a few times when I expected to need it after class and before returning home. It wasn't until I got into Battletech and the art of building pewter mechs that I really learned to respect how much damage can be done with a knife and how the resulting carnage can be hidden from the eyes of parents.
A few days of piecing together battlemechs with super glue, one of my mom's nail files, and a kitchen knife was a frustrating experience. Quickly, we begged for a ride to the hardware store where we were properly kitted out with a metal file, epoxy, and brand new X-Acto knives. We were proud of our technical skill as we wielded our new tools to piece together Timberwolves, Phoenix Hawks, and dozens of others. My older brother, however, seemed to take delight in just how sharp the X-Acto knife was. Snipping off pewter scraps soon gave way to cutting paper, plastic, fabric, and even several discreet locations on his bedroom furniture. He was a master of the knife and there was nothing that he couldn't cut.
One afternoon, after school and before our parents came home from work (and the best time for any teenager to get into trouble), I heard my brother running down the hallway from his room, past my doorway, and into the bathroom. I stuck my head out and noticed immediately a trail of crimson dots on the grey carpet in the hallway. Seeking to find out just how much trouble my brother was going to be in when our parents got home, I peeked into the bathroom. There, standing over the sink, I saw my brother frantically trying to put the tip of his thumb back on his hand. With the precise skill that only a panicking teenager can show, he tried to wipe away the gushing blood long enough to align the quarter-inch bit of flesh back onto his finger.
I should probably take some time to tell you a little bit about my older brother Ty. He was three years older and didn't particularly like having me around. Throughout our childhood, he sent me to the emergency room on multiple occasions, most notably with a cracked skull and gaping head wound thanks to the butt of a wooden rifle procured at Disneyland. He was quick-tempered and had very good aim, a combination that doesn't bode well for a little brother. That being said, it was important to me at the time to keep from bursting out laughing at the scene playing out in front of me. I was reasonably sure that the adrenaline coursing through him as he tried to fix his finger could easily translate into a vicious beating should I mock his efforts. The only thing I could think to say was, "what happened?!"
With a tear running down his cheek, Ty responded, "I was putting together a mech when the piece broke and the knife cut me. That's what fucking happened!"
"Can you fix it?" I responded with a healthy amount of concern for the future of our hobby. As it turned out, constant pressure and several prayers to the Battletech gods yielded a finger that almost (but not quite) matched the one that he had a few minutes before. A thick bandage would have resulted in questions that we weren't keen on answering, so a trip to the garage yielded the greatest medical device of the 20th century.
As it turns out, neither parent questioned why my brother spent the next few weeks with duct tape wrapped around his thumb. Perhaps they just assumed it was some fad like Pogs or MC Hammer pants. Maybe they were just happy that he wasn't injecting heroin into his eyeballs and didn't want to jinx it by bringing up the tape in dinner discussion. A month later, the tape came off, and Ty was the picture of health. Except for a thumb print that now has a curiously offset tip, you wouldn't know that he ever had a run in with that X-Acto knife.
This episode taught us to respect the mighty power of the X-Acto knife. And at least for myself, I treated it as I still do, as something that is actually self-aware and wants to stab you given the opportunity. Such a mindset has resulted in only a few minor wounds over the years, and thankfully, no duct tape bandages. Now that I have my own son, I look forward to the day when he's old enough to own his first knife. Hopefully he will be more responsible with it than we were.
Additional articles in this series can be found here:


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Latest Headlines
Marleau Leads Sharks To Victory
Posted on 21 May 2011 by Kevin Kelly.
San Jose scored three first period goals and held on to edge Vancouver 4-3. Patrick Marleau scored twice in the first period as San Jose is back in the Western Conference finals trailing Vancouver 2-1. San Jose down 2-0 in the series knew they had to come out strong in the first period to change the momentum in the series and that is exactly what they did. San Jose struck for the first go...
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Toews is da man…
Posted on 8 May 2010 by Trent Kondo.
Chicago followed a key victory in game 3 with an even more impressive victory over the Vancouver Canucks with a 7-4 win. Many people predicted home ice advantage would be huge in this series, as both teams are solid at home carrying impressive numbers over the regular season. Obviously this is not the regular season, and thus far in the playoffs home ice advantage has meant diddly-squat. Vanco...
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Let's Cut The Crap…
Posted on 15 Apr 2010 by Eric Cooney.
Okay, so I posted my facts-only, impartial, AP blog about the Kings vs. Canucks series. So now it's time to be real. The Kings have arrived, ladies and gentlemen, and they ain't yo daddy's Kings. (more…)
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Team-Win Gives Canucks Game #1
Posted on 16 Apr 2009 by Mark Gage.
While it wasn't very pretty, and the Referees were far too prominent on the night for both team's liking, the Canucks continued to do what they did in the final two games of the regular season … play a very solid team-game and get the job done. GM Place was jacked for this one as the expectations are as high as they have ever been in this city, and some may have liked to see a l...
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Bizarre Game = Coach's Nightmare
Posted on 3 Apr 2009 by Mark Gage.
Something about playing the Ducks just seems to bring out the worst in the Canucks. After a 6-5 shootout win for the Ducks Thursday, you know neither coach was happy with his team, but both gave their guys a pass, at least publicly. For Randy Carlyle, well, his team got a huge two points to stay in 7th place in the West by overcoming a two-goal deficit late in the second and the win was their 8...
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First Place In The North West Division!
Posted on 1 Apr 2009 by Mark Gage.
And It Aint No April Fools Joke! Two months to the day, on January 31st, the Vancouver Canucks lost in overtime at GM Place to the Minnesota Wild and were 12 points back of the Division-leading Calgary Flames, having played two more games than their rivals across the Rocky Mountains. The loss was the team's 9th straight at home and 8th consecutive overall, and the only thoughts that were r...
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Playoff Preview? Bring It On!
Posted on 30 Mar 2009 by Mark Gage.
What's not to like? The Canucks rolled into Chi-Town and rolled right over the Black Hawks in a dominating 4-0 win against a team that, just 7 weeks ago, was 11 points ahead in the standings and wakes up this morning tied with the Left Coasters for 4th in the West. The Hawks still have a game in hand, but the in the last two meetings between the two the Canucks have a 11-3 combined edge...
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Tough To Win With Half A Roster
Posted on 27 Mar 2009 by Mark Gage.
Plain & Simple … Only 1 team showed up To start, let's make one thing perfectly clear: even if all the Canucks were at their best in St Louis last night they might not have won this game. The Blues, who have scrapped and clawed their way into the playoff hunt (now 1 point out in a tie for 9th) by producing a sterling record of 14-6-3 with an injury depleted line up in their l...
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Lui Steps It Up
Posted on 20 Mar 2009 by Mark Gage.
The good news keeps flowing for the Canucks as their best player was their best player for the first time in a long time in last night's 3-0 shutout win over the visiting St Louis Blues for the team's 11th straight win at GM Place. Roberto Luongo has been pretty darn good while the Canucks have rocketed up the western conference standings with a 16-3-1 record over their last 20 gam...


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Some states have "no-fault" auto insurance - also called "personal injury protection" or "PIP" - where the insurance company ("insurer") automatically pays, regardless of fault, for certain losses or damages sustained by an accident victim who was covered by the insurer's policy. PIP benefits are designed to reduce the wrongful death, personal injury, and property damage lawsuits that result from motor vehicle accidents.
With that purpose in mind, some no-fault insurance plans include protection for property damage, in many ways similar to the protection provided by the conventional motor vehicle liability insurance that most of us are familiar with and buy. These statutes usually specify what types of property are and are not covered, as well as how to claim benefits.
However, most states have either specifically excluded or do not discuss property damage claims in their no-fault statutes, and so claims for property damage are left to the traditional tort system - that is, you need to file a lawsuit against the other person to recover damages for your loss.
So, if you've been in a car accident and you've suffered property damage, it is very important that you know how your state's no-fault law treats claims for property damage.
Property That Is Covered
The most common type of property damage covered under no-fault statutes that provide for such coverage is non-vehicular property damage. The coverage usually applies to real property, or land, as well as personal property. For example, coverage will usually include damages to things like buildings and even livestock.
In addition, while the typical no-fault property damage laws don't cover damages to motor vehicles that were moving at the time of an accident, insurers usually will pay for damages to vehicles that are damaged while properly parked. The only requirements are that:
- The vehicle was safely parked, and
- It did not pose any significant or unusual risk that caused the damage
Property That Is Not Covered
Damage to motor vehicles involved in accidents and their contents is the prime exclusion in the majority of no-fault laws which provide property damage coverage. However, some laws just limit the amount that can be recovered for damages to a moving car involved in an accident.
Normally, car owners who want to be paid for property damage to their vehicles have to buy separate collision insurance coverage.
It is necessary that you understand how your state no-fault law treats or defines "vehicles." Under some statutes that provide coverage for property damage, things like motorcycles, trailers, and bicycles are vehicles, and are excluded from coverage. So, you won't be able to recover under the no-fault property damage provisions if such a vehicle is damaged in an accident.
Illegally or improperly parked vehicles generally will not be covered by property protection insurance.
Claiming Benefits
If, as a result of a car accident, you've suffered damage to real or personal property and you think the damage is covered under the property insurance provisions of your liability insurance policy and state laws, you should file a claim with the driver or car-owner's no-fault insurance carrier.
The forms needed to file claims for benefits usually are available from the insurer, and most statutes require the insurer to handle the claims quickly. Generally, benefits are overdue if not paid within 30 days after the insurer receives written notice that the damage happened and the amount of the loss.
The person claiming benefits might have to show that he or she actually owns the property that was damaged. In addition, he or she usually has to figure out the amount of the loss or damage. There are several ways to measure the amount of property damage, such as:
- Reasonable costs of repair
- Replacement value
- Market value
- Actual cash value
- Cost, minus depreciation, which is the loss of value that is due to use, or wear-and-tear
When filing a claim, it is important to remember that the insurance policy might limit the amount that the insurer has to pay.
For example, a policy might state that "the amount that will be paid for all damage to real or personal property in a single accident will not exceed $ 100,000."
Have Trouble with a Claim?
What do you do if an insurer won't pay your claim for property damage or the insurer offers to pay an amount that you think is too low? One answer is to sue the insurer, not the car-owner. A lawsuit might be the only way to get an insurer to cover your loss.
If you have collision or homeowners insurance, another way to recover for your loss is to file a claim under your policy. In most such cases, the right to claim the damages will be subrogated to your insurer, that is, your insurer is substituted for you in any lawsuit against the driver's insurance company.
For example, if motorist A damages homeowner B's house, and A is insured for no-fault property damage and B is insured for accidental damage to his house, B has a choice. He can file a claim under A's policy for no-fault benefits, or under his own homeowner's policy. If B files a claim under his policy, the claim he had against A's policy will be given to his homeowner's insurer. In the usual case, B's insurer will pay B's claim and then it will sue A's insurer to recover the amount that it paid to B.
Related Resources on Lawyers.comsm
- No-Fault Auto Insurance
- No-Fault Insurance: What's Covered and What's Not
- Automobile Insurance articles and information
- Automobile Accidents articles and information
- Selecting a Lawyer
- Find an Automobile Insurance Lawyer
- Visit our Automobile Message Board and Insurance Claims Message Board for more help


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SomeThing wound up being the best horror film of the year. Read More »
Home / Tag Archives: Michael Giacchino
Music Review: Various Artists – Cars 2 [Soundtrack]
Composer Michael Giacchino and special guests get 'er done on a spy-tinged musical trip around the world. Read More »
Movie Review: Cars 2
With Cars 2, even Pixar fluff is still better than most so-called family fare. Read More »
Movie Review: Super 8
This summer, it's arrived. 2011's best picture so far that is. Read More »
Music Review: Performed by the City of Prague Philharmonic Orchestra – The Music of Star Trek
Star Trek music is fantastic, enough said. Read More »


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- Member: Aneino_Kaijin
- Studio: Doroganno Meiun
- Title: Innuendo - A Mao and Kurz tribute
- Premiered: 2007-03-03
- Categories:
- Fallout Boy Dance Dance
- Anime:
Every time I look at the title I gave this video, all I can think of is the character from the Muppet Its a Wonderful Life.
Woman: Not everything is an innuendo.
Guy: *in suggestive voice* Innuendo.
And really, in a way thats the whole point of this video, which is a tribute to Mao and Kurz, the ones who really made Full Metal Panic fun for me.
Do I think theyre a couple? Eh, not really. Would it be cute? In an abusive sort of way, yeah. But I definitely think theyve got one anothers back, and they can have fun with one another. That was the whole point of using this song, I think, though the seed of this video was actually planted by someone else. But using a real couple song would never have given a tribute video to these two the feel I wanted, which was that sort of playful (and sometimes borderline harassment-laden) relationship they have. OVerused song? Yeah. PArt three of my overused song AMVs I guess.
This thing took a bit over three months to complete. You can tell I got kinda tired at the end, because the splash screens a piece of junk, but I think the video itself turned out fairly fun, and I hope you enjoy it.
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- Link Format Bitrate Codec Duration Filesize Link Check Information Comments
49.9 MiB
Mpeg 1 System File [Video/Audio]
Muxrate : 2.27 Mbps
Estimated Duration: 03:02.08s
Size [544 x 360] 29.97 fps 104.86 Mbps
Audio : Mpeg 1 layer 2
192 kbps 44100 Hz
Stereo, No emphasis


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You can minimize the inconvenience - and safety hazards - of a power outage by following these suggestions to protect your home.
Know your service panel and utility shut-offs
It's a good idea to know how to shut off the power to your house using the main fuse or breaker at the service panel, and how to shut off water and gas supply lines.
If a severe storm hits, your local disaster officials may instruct you to shut off the utilities to avoid further damage or injuries.
Maintain fireplaces and wood-burning stoves
A wood-burning fireplace or stove is a great way to keep warm during a winter power outage, but it's important to keep it in good working order so it's ready before a storm arrives.
Clean out the fire box often and make sure the damper is operating correctly. Have the chimney cleaned and inspected by a professional chimney sweep on a regular basis.
If you plan to use a fireplace or wood-burning stove during an outage, be sure to crack open a window on the opposite side of the room to allow for adequate air circulation. Operating a fireplace in an enclosed room could cause carbon monoxide problems.
Install surge protectors
A lightning strike or downed power line can send a damaging surge of electricity through your home. Surge protectors are a great investment to protect your electronics and appliances.
A surge protector will stop the damaging surge of power before it gets to your expensive electronic devices, such as stereos, televisions and computers.
Once a storm arrives, it's too late to protect your electronics and appliances from a power surge. Be sure to plug all your valuable electronics into a high-quality surge protector before a storm arrives.


text:
Full profile →'">
The author is a Forbes contributor. The opinions expressed are those of the writer.
I confess that the night Charlie Sheen debuted on Twitter I, like a million other disturbed people, was following. Not because I'm a fan, but because like many others, I wanted to see if he was going to implode on Twitter the way he'd been imploding on more traditional mediums.
After a few tweets, he sent a shout out to @natashaleggero. She was the first woman (and third person) he tweeted, saying "I'll take it!" in response to her "Charlie Sheen is our Egypt." She then joked that ten years in Hollywood finally paid off by getting a tweet from Sheen.
Curious, I looked her up. Guess what? She wasn't a porn star. Turns out Natasha Leggero is a popular comedian who is a Chelsea Lately regular, recurring Reno 911! actress, and who has a comedy album and Comedy Central special both debuting this month. She's also the voice of Callie Maggotbone on Comedy Central's Ugly Americans. Oh, and Sheen's three-word tweet gained her 5000 new followers.
Here, Natasha and I talk comedy, pretty girls, how Twitter is ruining her life and, of course, Charlie Sheen.
KB: Why were you one of the first people Charlie Sheen sent a shout out to on Twitter?
NL: He saw that I sarcastically called him "our Egypt." I feel like if people in America could react with the same fervor that they do with him to, say, what's going on in Afghanistan, we could have world peace. Charlie saw that joke and thought it was funny.
KB: Everybody was trying to get him to respond to them. Were you surprised he responded to you?
NL: I was surprised, but it made it seem like he had good taste in comedy, which is surprising considering Two and a Half Men.
KB: Then you tweeted, "Mr. Sheen you are my inspiration!" I hope that was a joke.
NL: I was referring to my album, Coke Money, which has a picture of me with a bloody nose and a pile of coke. I was baiting him.
KB: There's a lot of funny people on Twitter getting TV or book deals. What's your take on this?
NL: For comedians, we're all kind of tweeting our thoughts instead of spending time developing them. You can gauge how good a joke might be by how many times it gets retweeted, but it takes discipline to go back through the tweets and then develop jokes from them. Usually [Twitter] just wastes my time. It's sort of ruining my life.
KB: How would you describe your comedy?
NL: If Audrey Hepburn came back today, and how pissed she would be.
KB: It used to be that pretty girls weren't allowed to be funny, and you are very pretty. Has that held you back?
NL: Comedy is just one of the many professions that women are taking over. But we all need to work now. The women's movement ruined a permanent vacation. There used to be a lot of attractive women doing comedy, but they were a little more afraid to be attractive. They'd be talking about how they can't get a date, but audiences are more savvy now. It's like, if you can't get a date, you must have a really vile personality! My comedy isn't about being attractive—it's about how the bar of dumb seems so low right now, and I desperately want to raise the bar of dumb just a tiny bit.
KB: Who is your comic idol, besides Charlie Sheen?
NL: John Waters was my first comedy icon. Woody Allen, Mae West, Zach Galifianakis, Patton Oswalt, Louie C.K. And Sarah Silverman, she's great. I saw her the other night, she has all new material and it's nice to see someone still writing.
KB: As opposed to just tweeting? I noticed that Charlie tweeted to Sarah Silverman too.
NL: And Paul Scheer. Like I say, he has good taste in comedy—either him or his assistant, whoever is doing the tweeting.
KB: Do you think a woman could get away with this level of public meltdown and bad behavior and yet be considered a folk hero by a certain segment of the population?
NL: I don't think a woman could get away with that. In a way, it is inspiring when you hear him talk though, like how he demanded more money. What's stopping anyone from demanding more money? I don't want to date him though. I never thought I'd empathize with Denise Richards, but he must have been a nightmare to live with.
KB: I have a feeling we will see him on Oprah in six months, crying and doing his mea culpa.
NL: Let's hope so!
Follow Natasha on Twitter @natashaleggero
Follow me @KiriBlakeley
Follow Charlie Sheen… oh, like you don't already know.


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CONCORD, N.C. – There were fireworks both on and off the track during Week Four of the Jack in the Box Summer Shootout Series at Charlotte Motor Speedway.
Daniel Hemric, Tom Pistone and Chandler Smith continued their hot streaks, among others.
Hemric, of Kannapolis, N.C., celebrated his fourth win in five races this season with his traditional backflip in victory lane. After starting midpack after the invert, Hemric drove to the top-five by the first caution on lap 4. On the restart, Hemric chose the outside lane, putting him beside leader Steven Cantrell.
On lap 10, the caution flew again, but Cantrell was unable to get back to the top spot from Hemric. On the restart, William Byron and Cantrell made contact, sending Cantrell hard into the outside wall and ending both his and Byron's night. Hemric led the remaining laps of the 25-lap feature to take the checkers, holding off Plott, who finished second, Greg Lang in third, Jordan Black in fourth and Evan Swilling in fifth.
Pistone recorded his fifth straight victory of the season in the Security Force Legend Car Masters division, passing Robby Faggart in the final turn of the last lap of the race.
A caution on lap 19 pushed Pistone back to the pack and Faggart took advantage, passing the points leader on lap 21. Faggart headed into the final lap just inches in front of Pistone, but was unable to take the checkered flag as Pistone pushed his way underneath Faggart on the final turn of the race and edged him out by just 0.210 seconds.
Woodall finished in third for his first podium finish of the season. Carl Cormier finished in the top-five for a third straight week with a fourth place finish. Rounding out the top-five was Bruce Silver.
Smith remained undefeated in the LiveWell Homes Bandolero Bandits division, taking the checkered for the fifth time this season. Smith, a Jasper, Ga.-native, started in fifth but quickly moved to the front, passing eventual race runner-up DJ Canipe on lap 2.
In a race marred by seven cautions, Smith remained unscathed, beating Canipe by 0.565 seconds. Smith was dominant early on, extending his race lead to almost five car-lengths with his fastest split of the race on lap 6 with 18.472 seconds. Daniel Wilk recorded his first podium finish of the season, placing in third, just 1.283 seconds behind Smith. Conner Younginer finished in fourth, while Elijah Todd, who recently moved up from Beginner Bandits, rounded out the top-5.
Other winners included Austin Langenstein, of Concord, N.C.; in the Quaker Steak and Lube Legend Car Semi-Pro division; Carson Ferguson, of Charlotte, N.C., in the Legend Car Young Lions division; Ashton Winger, of Fayetteville, Ga., in the Bandolero Outlaws; and Bryson Ruff, of Indian Trail, N.C., in the Beginner Bandits.
Olympic gold-medal winning swimmer, Tyler Clary, made his Jack in the Box Summer Shootout Series debut, but was caught up in a late race wreck and finished 15th.


text:
Business at the Base of the Pyramid
Course Number 1908
Professor V. Kasturi "Kash" Rangan
Fall; Q1Q2; 3 credits
28 Sessions
Senior Lecturer Michael Chu
Spring; Q3Q4; 3 credits
28 Sessions
See video overview with Professor Kash Rangan
See video overview with Senior Lecturer Michael Chu
Through an analysis of 28 cases, selected readings, and discussions, the course will attempt to identify the principal challenges and opportunities in serving low income markets and the key factors that lead to business success or failure. It is estimated that roughly 4 billion on the world's 6.5 billion people work and live in such markets. The course will examine the conditions under which economic returns are compatible with the creation of social value, and vice versa. In the process, the course will seek to understand the viable models used by commercial and social enterprises to address the needs of those at the base of the socioeconomic pyramid and the key factors of success in these markets.
Target Audience
This is a General Management course aimed at potential managers, entrepreneurs and investment professionals who are interested in addressing the needs of low-income populations, especially in developing countries. The course seeks to provide an understanding of how business approaches can address low income markets that represent the largest components of developing economies, both in numbers of people as well as total income. The course materials explore the commercial viability of such markets, and looks at the impact of such commercial approaches on the social development of the populations involved, as well as the profits of the enterprise.
In the markets at the top of the socioeconomic pyramid, traditionally served by leading corporations, a global and "flatter" world has relentlessly increased the intensity of competition, and decreased profits. On the other hand, examples of enterprises focusing at the base of the pyramid capable of achieving both scale and commercial rates of return are beginning to be noticed by the business community. Meanwhile, the compatibility of financial viability and positive social change is a question being raised in economic and social development circles that is increasingly part of the political debate in developing nations.
Business at the Base-of- the-Pyramid (B-BOP) addresses these issues by examining enterprises that focus on serving low-income sectors from principally three perspectives: First we will look at business approaches to providing basic services, such as health, water and education. Here we will examine the role of commercial and social enterprise models in light of the end market need being pre-dominantly "social." The next perspective will be that of financial intermediation as a means to economic and social development. Here we will look at microfinance and impact investing. The third perspective will be from the vantage of large businesses which intentionally or otherwise engage in the needs of lower income segments. Here we will examine different models of corporate social responsibility. Roughly two-thirds of the cases in the course have commercial actors as the main protagonist, and the other third has social entrepreneurs as the key protagonists (including NGOs and government agencies as collaborators). The majority of the cases in the course are from Africa, Asia and Latin America, though we will spend at least a couple of sessions on the business models that attempt to serve the needs of low income citizens in developed economies.
Course Evaluation and Grading
50% of the grade will be based on class participation; 20 % on two short (500 word) written homework assignments; and 30% on a take home final exam.
This course is part of a portfolio of courses relevant to Social Enterprise. For a full listing, see the Social Enterprise Initiative website.


text: Avoid Rushing into Home Ownership for Tax CreditsKevin Purdy11/30/09 5:40amFiled to: HousingTaxesFinancesFinancialMoneyApartments56EditPromoteShare to KinjaToggle Conversation toolsGo to permalink An $8,000 tax credit for first-time home buyers has been extended to cover contracts signed by April 30, 2010. A real estate professor writes that those seemingly free dollars might not save you any actual cash, however. Advertisement Photo by omniNate.Joseph Gyourko, chairman of the real estate department at the University of Pennsylvania's Wharton School, runs the numbers on five myths of home ownership, including the standard "buying is always better than renting" argument that we've previously posted about (and considered as a calculator). About the tax credit that's regularly in the headlines, Gyourko suggests the savings may vanish quickly if you're buying in an area with a moderately competitive market: Just because you got an $8,000 tax credit toward the purchase of a home doesn't mean that you actually saved $8,000. In areas where there is strong demand for housing and the supply of new housing is limited — including the Washington metro region — tax credits may result in the bidding up of home prices. In other words, the program has probably led to higher prices in these areas than we would be seeing without it. This means that some of the benefit of the tax credit is being passed on from homebuyers to home sellers.Has the new buyer credit made you think twice about buying a home? Do you still consider home ownership a solid, if not exactly profitable, investment? Trade your takes in the comments. Advertisement 5 myths about homeownership [WashingtonPost.com via I Will Teach You to be Rich]Reply56 repliesLeave a reply


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The International Herald Tribune takes a looks at the recent murder of Cambodian journalist Khim Sambor, who worked for one of only two opposition papers operating in the Southeast Asian country. The article also examines the overall press freedom climate in
- July 28, 2008 10:28 AM ET
- Short URLhttps://cpj.org/x/27d9
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text: Play Video Close Video Your browser does not support HTML5 video. Loading... More Views Ahh Smooth Lady Seamless High Waist Brief Style # 2152 This brief is breathable with firm control throughout! Sizing Information $34.90 Qty: Add to Cart Add to Wishlist Add to Compare Submit Your Review Below Description Reviews Care Firm Control through tummy, hips and back Derriere lift Knitted-in jacquard shaping panel High waist, full brief silhouette Lightweight breathable fabrication Heat Stamp label for comfort You're reviewing: Ahh Smooth Lady Seamless High Waist Brief How do you rate this product? * 1 star 2 stars 3 stars 4 stars 5 stars Price Value Quality *Nickname *Summary of Your Review *Review Submit Review Fabrication: 62% Nylon / 38% Spandex Care: Machine wash cold with like colors, tumble dry low, do not bleach, do not iron You may also like: Smooth Lady Seamless High Waist Brief $32.90 Ahh Generation Bra with Removable Pad $26.90 3 Review(s) Add A Review Divine Seamless Underwire Ahh Bra $26.90 19 Review(s) Add A Review


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Topic: Streaming from D-Link DNS323
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Streaming from D-Link DNS323
Does anyone know if its possible to stream media and pics from a D-Link DNS-323 with 2x 1TB HDD?
I have a Philips 46" 46PFL5527T wired through a D-Link DIR-655 (and later today a second router DIR-615) but I can only see my own computer, not access it..
Some help is needed.
Happy new year
Kind regards
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Hi, I am using the exact same combination wrt router/NAS, D-Link DNS-323 (2 x 2TB HDD) with a D-Link DIR-655 router. I have a 55PFL6007H. I don't have the TV connection via cable, but through Wifi. The TV has no problems recognizing and playing movies from the DNS-323.
However, I do have a different question. I regularly put new media on the NAS, but the TV does not 'refresh' the directory, so can only see the media which was originally scanned. Anybody know how I can get the TV to refresh the data?
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text:
Ask Marthin De Beer why he's so focused on video, and he'll kindly explain why the question is a bit like asking a plumber why he's so focused on water.
De Beer's researchers at networking giant
Since 2005, the South African-born 45-year-old has been charged with upgrading all of Cisco's products to prepare them for the expected video flood, a venture that involves one-third of the company's 24,000 engineers. The result is switches and routers capable of tricks like prioritizing video packets over less time-sensitive data, or building in redundancies that keep video smooth even when packets are lost or caught in traffic jams.
Last September, Cisco launched the ASR-9000, a router designed to give broadband carriers the ability to cache large video files at the edge of the Internet, where they can be more easily streamed to users–a trick that mirrors the Internet shortcuts offered by content delivery networks like Akamai and Limelight. (See "Cisco Revs Up Video.")
"In the '90s, we talked about the information superhighway. Now it's a media superhighway, and we've got to change the network to reflect that," De Beer explains.
De Beer says his personal video epiphany came five years ago, when he saw his daughter using YouTube to shop for a replacement waterskiing tube during a family vacation. "I saw how these videos showed more in a few minutes than any number of product fact sheets on the Web," he says. "That's when I knew that video would fundamentally change the way we consume information."
De Beer, a 14-year Cisco veteran, has ambitions that extend beyond Web video streams to applications ranging from video advertising placards to Internet-based video surveillance. His researchers have designed routers that shuffle video files between formats so they can be viewed no matter which device they land on.
Security guards, for example, can watch surveillance video on a smartphone as easily as on a closed-circuit TV monitor. Future Cisco devices will translate audio on the fly, allowing speakers of different languages to videochat to and from any device. (See: "Cisco Speaks In Tongues.")
Cisco isn't merely reacting to video's exploding demands. It's also pushing gadgets that add to the deluge, ranging from the $230 Flip video cameras (in May, Cisco acquired Flip maker Pure Digital Technologies) to the $300,000 Telepresence rooms designed to make videoconferencing across the globe as seamless as speaking across a table.
The result, says De Beer, is that Cisco is getting some face time of its own. "Fifteen years ago, Cisco built routers in wiring closets that no one cared about," he says. "Now, every person using a Telepresence room sees our name. Video did that for us."
Watch clips from a video interview with Marthin De Beer:

See Also:

Why Cisco's Flipping Into Consumer Video

Cisco Speaks In Tongues

Tightening The Telepresence Belt


text: D-Link® introduces the Wireless N 150 Home Router (DIR-601), which delivers high performance end-to-end wireless connectivity based on Wireless N technology. The DIR-601 provides better wireless coverage and improved speeds over previous-generation Wireless G1. Upgrading your home network to Wireless N 150 provides an excellent solution for experiencing better wireless performance while sharing a broadband Internet connection with multiple computers over a secure wireless network.


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Crystal Shores West 702
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Do you want to make Ohio.com your homepage?
XBecause of WikiLeaks, and only because of Wikileaks, we know this about Libya....
"Those who dominate Libya's political and economic leadership are pursuing increasingly nationalistic policies in the energy sector that could jeopardize efficient exploitation of Libya's extensive oil and gas reserves," the cable concluded.
I have no love or admiration for Libya's soon to be former leader Muammar Gaddafi....just as I had no love or admiration for Iraq's former dictator, Saddam Hussein. However, that does not change my opinion about why both of these countries were attacked by western powers (the U.S.).
I firmly believe that the U.S. military's world presence, at the cost to U.S. taxpayers of $1 trillion per year, is primarily for the purpose of protecting the flow of goods and services at the behest of huge multi-national corporations. American citizens are continually misinformed that the purpose of that huge worldwide military presence (over 700 worldwide military bases) is to defend the Homeland from our enemies....most recently identified as the Mighty Less-Than-2-Dozen al-Qaeda leaders.
Neither Iraq nor Libya has ever posed a threat to the....Homeland....despite the fact that one Bush administration spent an entire year claiming just the opposite about Iraq. Knowing that these countries posed no threat to America....the second best way to justify the dropping of U.S. freedom bombs on these two countries is to repeatedly misinform us that the U.S. had to get involved to "liberate" the citizens from a ruthless dictator...who had, or was currently, butchering his own people.
No one is in favor of a nation's leader slaughtering his own citizens. American leaders know this moral and emotional dynamic....and that's why in both Iraq and Libya, claims of citizen slaughtering were often repeated to gain popular support for dropping those U.S. freedom bombs.
But let's not kid ourselves. Iraq and Libya have a lot of oil under their ground. Ask yourself this question: Do you really believe that American and European leaders and their multi-nationals care about the slaughter of innocent civilians in oil-rich countries MORE than they care about gaining access to the valuable oil under the ground in oil-rich nations?
Yes, I'm cynical....but thanks to WikiLeaks....my cynicism has been vindicated.
NY Times..
Colonel Qaddafi proved to be a problematic partner for international oil companies, frequently raising fees and taxes and making other demands. A new government with close ties to NATO may be an easier partner for Western nations to deal with. Some experts say that given a free hand, oil companies could find considerably more oil in Libya than they were able to locate under the restrictions placed by the Qaddafi government.
In late February 2008, (ConocoPhillips chief executive Jim) Mulva was "summoned to Sirte for a half-hour 'browbeating' " from Gaddafi, according to a U.S. State Department cable made available by WikiLeaks. Gaddafi "threatened to dramatically reduce Libya's oil production and/or expel . . . U.S. oil and gas companies," the cable said.....the promise of billions of barrels of oil have been dashed by the fighting and Gaddafi's refusal to relinquish power. Much is at stake; oil industry executives say companies such as ConocoPhillips and Marathon have each invested about $700 million over the past six years.
"Oil companies were extremely excited to move into a territory that had been neglected for 20 years," said Geoff D. Porter, a political risk and security consultant specializing in North Africa and the Sahara. He said experts believed that only 30 percent of Libya had been explored and that there was "much more oil to be discovered."
By the time Secretary of State Condoleezza Rice visited in 2008, U.S. joint ventures accounted for 510,000 of Libya's 1.7 million barrels a day of production, a State Department cable said.
The big oil companies, several of which had drilled dry holes, felt that Libya was not making the best exploration prospects available.
To me it's clear why U.S. planes began dropping all those freedom bombs on Iraq and Libya. Not because citizens were being slaughtered...Saddam's mass butchery was over ten years old when W. launched Operation Oil Recovery....and claims of Gaddafi's slaughtering of civilians have yet to be verified.....but, instead, because very powerful and influential multi-national oil companies wanted better and freer access to the now very valuable crude oil in those countries.
Both Saddam and Gaddafi refused to allow western powers dictate how their countries' oil resources should be exploited, and for who's benefit. This stubbornness in the light of $80-120 per barrel oil prices could not be tolerated by anxious multi-national oil companies. And thus, regime change was in order.
I'm glad Saddam and (allegedly) Gaddafi are gone from power. Good riddance. But let's try to be less pollyannish about the justification for the dropping of those U.S. freedom bombs in the future. It's about the oil.....and that means that in our near term future, both fossil-fuels-rich Iran and Venezuela will undoubtedly be accused of slaughtering their own people in order to justify the dropping of even more U.S. freedom bombs.
But don't dare call it imperialism.
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Counter-terror and security
The authorities used their state of emergency powers to detain people suspected of security-related offenses. Detainees were held incommunicado, often for several weeks. Many alleged that they were tortured or otherwise ill-treated by State Security Investigations (SSI) officials and forced to make "confessions" that they later repudiated when brought to trial. Other security suspects were deported.
- Husam Radhwan el-Mar'i, a Syrian resident of Yemen, was detained for 38 days after he was arrested at Cairo airport in April. He was held incommunicado and, he alleged, beaten, whipped and tortured with electric shocks because he was suspected of belonging to a "terrorist group". He was released without charge on 19 May and deported to Yemen.
- In April, an (Emergency) Supreme State Security Court sentenced 26 alleged members of the so-called Hizbullah Cell to prison terms ranging from six months to life after convicting them of planning to attack tourist sites, possessing explosives and passing information to Hizbullah in Lebanon. Four of the defendants were tried in their absence. The 22 who appeared before the court had been detained incommunicado for months at an undisclosed location by order of the Interior Minister after they were arrested in 2008 and 2009. They were convicted on the basis of "confessions" they repudiated and said had been extracted using torture. The court failed to adequately examine their allegations.
Detention without trial - administrative detention
Despite the May presidential decree limiting the use of the Emergency Law, in practice the authorities continued to use emergency powers to detain opposition activists and to curb freedom of expression. The authorities said that hundreds of administrative detainees were released in accordance with the presidential decree, including detainees held in connection with bomb attacks at Taba in 2004, but disclosed no details about those who continued to be detained. Thousands remained in detention without charge or trial despite court orders for their release; in practice, the Interior Ministry circumvented release orders by issuing new detention orders, undermining judicial scrutiny and oversight.
- Mohamed Farouq El-Sayyed, a Shi'a Muslim, and seven others arrested with him, remained in administrative detention without charge or trial at Damanhour Prison although courts had ordered his release at least seven times. He and 11 others had been arrested in April/May 2009; all were suspected of trying to set up an organization to promote Shi'a Islam in a manner deemed to be threatening to Islam and the Sunni Muslim community. The prosecution released all 12, but they were detained by the Interior Ministry. Four were subsequently released.
Torture and other ill-treatment
Torture and other ill-treatment of security detainees and criminal suspects were systematic in police stations, prisons and SSI detention centres and, for the most part, committed with impunity. In some instances, police assaulted suspects openly and in public as if unconcerned about possible consequences. In other instances, police were reported to have threatened victims against lodging complaints. In April, the Interior Ministry agreed to pay a total of 10 million Egyptian pounds (US$1.76 million) as compensation to 840 members of Gamaa Islamiya, an Islamist group, who had been tortured; however, no action is known to have been taken against those responsible for their torture.
In rare cases, the authorities prosecuted police alleged to have committed assaults, although generally these were cases that had received wide publicity. Those convicted tended to receive lenient sentences.
- Taha Abdel Tawwab Mohamed, a medical doctor, said he was stripped and beaten by SSI officers in Fayoum on 7 March because of his public support for Mohamed ElBaradei, the former head of the International Atomic Energy Agency, who the authorities consider a government critic. He was released the next day. His lawyer filed a complaint but no action was known to have been taken.
Deaths in custody
At least four people were alleged to have died in custody as a result of torture or other ill-treatment.


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Products / not used / Face drilling rig
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The Boomer WE3 C is a modern, hydraulic face drilling rig suitable for large sized tunnels with cross sections up to 187 m2. The rig features a wide-reach console for excellent reach in wide tunnels. The drilling is controlled by the computerized, award-winning Rig Control System (RCS 5) with an intelligent functionality that ensures precision, productivity, increased uptime and lower costs. The rig is equipped with three robust and flexible BUT 45 booms and COP rock drills for maximized productivity.
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Saxophonist Michaela Grubb, a senior at Roane County High School, has risen to the top of her class and will be the featured soloist in this weekend's Roane County High School spring band concert.
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January 15, 2008
An unidentified man died Tuesday at the Steamboat Ski Area. The cause of death is under investigation.
Stories this photo appears in:
Skier dies on slopes
Pennsylvania man found near Cowboy Coffee run at about 1 p.m.
A 45-year-old Pennsylvania man died Tuesday at the Steamboat Ski Area after being found about 150 feet off the intermediate Cowboy Coffee trail.
Stay tuned for 'wild snow'
Steamboat Ski Area opens many Priest Creek trails today
Skiers and riders at Steamboat Ski Area can now enjoy the Sundown Express and Elkhead chairlifts, along with the trails they serve in the Priest Creek basin, which open today.
More terrain on the way
Buoyed by snowfall during the past week, the Steamboat Ski Area plans to open additional terrain Friday and Saturday, including the Sundown Express chairlift and some of the mountain's more popular upper-mountain trails.
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Kodiaks snap skid
Three goals and five points from the McHaffie twins helped the Aldergrove Kodiaks snap a four-game losing streak.
Scott McHaffie scored a pair of first-period goals and the Kodiaks never looked back, defeating the Mission Outlaws 4-1 on Oct. 24 at the Aldergrove Arena in PIJHL junior B hockey action.
Stephen Ryan made it 3-0 with team's second power-play goal before Spencer McHaffie extended the lead to four after 40 minutes.
Mission's Danny Hall ruined Kodiaks' Mark Menicucci shutout bid with less than five minutes remaining.
The win improved Aldergrove to 5-7-1-0.
The Kodiaks next home game is Oct. 31 when they welcome the North Vancouver Wolf Pack to the Aldergrove Arena.
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December 26th, 2009, 10:54 AM | #1 |
Senior Member
Swampers in the winter
Anybody here run swampers in the winter? Just wondering how bad it is on ice and hard pack snow on the roads. I've got a set of 305/70r16 wrangler ats on my truck but the tread is becoming almost non existant. So I was thinking of using my 33 13.50 ltb swampers, but i've heard horror storys of how swampers do in the winter. Just wondering if anyone is using swampers in the winter.
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December 26th, 2009, 10:57 AM | #3 |
Senior Member
Drove for 3 yrs on a set of TSL radials. They hydroplane really easily on wet roads. Any snow or ice on the road and they lose all traction. It's due to the large flat lugs. They are not a good winter tire. Siping may make them better.
December 26th, 2009, 11:05 AM | #6 |
Dirty Ridin 1
I have 33" TSL they SUCK in the snow! I only drive .5 miles to work so I leave them on. I also like hearing people tell me how bad of a tire they are and how far I can't go then when I am right behind them I make them eat their words!!
December 26th, 2009, 11:19 AM | #7 |
vehicle abuse specialist
ive never had any problems runnin swampers in the winter. siping would prolly help out greatly. as far as wheelin, if i ran mine at 10lbs, they wouldnt wheel for shat, down to 5, they would go anywhere.
December 26th, 2009, 03:59 PM | #9 |
circling the drain
I ran 33x15.5 SX's for multiple winters in Marquette, I ran about 15psi and never had a problem. On ice they aren't great, but nothing is, you have 4wd, just use it and drive carefully.
I never got stuck, but I did have to pay attention to what I was doing or it was easy to slip and slide. |
December 26th, 2009, 04:46 PM | #10 | |
December 26th, 2009, 05:46 PM | #12 |
Senior Member
I run radial TSL's 32 10.5 They are not good ice or well packed snow tires, but when the snow is deep on or off road they are awsome! have a jeep TJ, and run them at 26 psi all year, when I off road I air down from that. last year up north, the snow was 12 to 18 deep and they go real good.
December 26th, 2009, 05:53 PM | #14 |
Covered in mud...
Grooving them makes a HUGE difference on snow and ice. Both my 36x12.5s and 38.5x14.5s were grooved and did very well on ice and packed snow. I was particularly impressed with the 14.5" wide SXs. In my ~3600lb Toyota, on hard packed ice/snow roads, It easily pulled heavier vehicles (4wd suburban, for example) out of deep snow filled ditches without tire spin, just low range(100:1) and letting the traction pull them out.
December 26th, 2009, 07:25 PM | #16 |
Yooper In Training
I've never seen anything good from the TSL, LTB, SX, or bogger tread patterns in the winter, and I've seen them all run in any condition winter can throw at you. But some Swampers do great in snow and ice: SSRs, IROKs, and TRXUS STS are all great because they have some nice siping from the factory. I personally ran SSRs and loved them in the snow and had close friends run the other 2 with just as good of results.
December 26th, 2009, 09:04 PM | #17 | |
x2 my tsl radials were useless in wet and slick conditions. the ssr's i have now are better. |
December 26th, 2009, 10:18 PM | #18 |
Senior Member
Drove a set of 12.50 wide 36 tsl radials on my F-350 one winter and didn't mind it. But that truck weighed a ton, so they might act different on a lighter rig.
December 29th, 2009, 10:24 PM | #19 | |
Senior Member
December 29th, 2009, 11:29 PM | #20 |
Senior Member
do boggers count? guess it doesnt matter anyways because they sucked until it was 40 degrees and the snow was heavy. Thornturds i had were also not that great......hydroplaned alot but as bbaxj said my cousin had ssr's and they seemed to be pretty solid. Also my old irok's did excellent in all terrain. Didnt have a single complaint with them all year round.
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The Plymouth County District Attorney's office says it has concluded its investigation into the death of an inmate Thursday, and has determined it is not a criminal matter.
Authorities say a 22-year-old jail inmate died after apparently hurting himself in his cell at Plymouth County Correctional Facility.
The Plymouth County Sheriff's Office identified the deceased Thursday as Joshua Charles of North Plymouth, Mass.
They say Charles was found unresponsive in his single cell shortly after noon Thursday and was taken to Jordan Hospital, where he died.
Authorities say Charles was being held without bail on breaking and entering charges following an arrest last month in Plymouth.
A spokesman from the D.A.'s office says there will be no criminal investigation.


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GratefulPat wrote:reverb at 5 or 6? seems like alot, i just got a reissue blakcface and i set treb 8 mid 9 bass 3 reverb 3 and its close and i debate whether to put my wah in the line cuz it does add punch but it also sounds more tinny then. i saw jerry had a vox in the july 4 89 show but i just cant get it right on, i emailed john kadlecik for help and if i here back ill let all that are interested know what he said
GratefulPat wrote:i just called a guy local to me about doing a garcia mod and he said he needs the schematic for it( on a twin reissue) can anyone help out? and for those who have had this done whats the approx cost going to be
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Grin and Bear It
Last Thursday, our littlest customers got creative at our Infant Process Craft! They created their very own bears using honey, cinnamon, and dry coffee grounds. The use of the textures and scents stimulates the senses—and the bears came out looking cute!
You can make a bear of your own by downloading the template.


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Rome, Italy, Jul 30, 2012 / 04:02 pm (CNA/EWTN News).- The Church in Pakistan said that all of the efforts to prevent the execution of Catholic mother Asia Bibi requires prudence on the part of her defenders.
According to Gaudium Press, the director of the National Committee on Justice and Peace of the Bishops' Conference of Pakistan, Father Emannuel Yousaf Mani, said the concern about the international campaigns to help Bibi is understandable.
"But the life of this woman is very important to us, and we will do nothing to endanger her life…We should wait in silence for the Court to hear her appeal."
Bibi's case gained worldwide attention in 2010 when she was condemned to death for allegedly violating Pakistan's blasphemy laws, which state that anyone who offends Islam will be hanged. Critics say the country's blasphemy laws are often unjust and have become a tool for abusing religious minorities as well as vengeance between Muslims.
Bibi is still awaiting a ruling on the appeal of her death sentence and has been moved to an isolated cell without any windows, sink or toilet because of Muslim threats against her life.
Fr. Yousaf said that caution on the part of the Church in Pakistan arises from concerns that those who "pressured for an indult in favor of Bibi ended up being killed by Muslim extremists."
A "pardon amidst a climate of contentious public opinion," he added, "would not necessarily save the lives of Asia Bibi and her family."
Muslim Governor Salman Taseer was the first to lose his life for his support of Asia Bibi when he was gunned down in 2011 by a member of his own security detail, who afterwards said he was proud that he had killed him because of his comments criticizing Pakistan's blasphemy law.
That same year, a group of extremists killed the only Catholic in the Pakistani government, Shabaz Bhatti, who was the Minister of Affairs for Minorities and who opposed the law on blasphemy and spoke out publicly in defense of Bibi.
Lastly, Anne-Isabelle Tollet, the journalist and author of the book, "Get Me Out of Here," which recounts the personal drama of Asia Bibi, said all the members of Bibi's family "are under death threats and live in hiding, moving frequently and unable to work.
The children miss their mother very much and they have stopped going to school out of safety concerns. The youngest child is only nine years old."
Asia Bibi is currently in solitary confinement due to the threats she receives from other inmates. One Muslim cleric named Peshawar has offered 5000 Euros to the person who kills her.


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Lindisfarne College will get another crack at an unbeaten side in the Central North Island 1st XV rugby competition on Saturday.
Lindisfarne will host Francis Douglas Memorial College a week after losing 14-7 to top-of-the-table St Paul's Collegiate in a tight encounter. The stronger of the two Hawke's Bay teams in the comp, Lindisfarne gained a bonus point and sit mid-table with a couple of games in hand.
Feilding High School proved too slick for St John's College in Feilding and recorded a 40-10 victory. Possession and territory were evenly shared throughout the free-flowing match, but Feilding showed better finishing and ran out to a 33-5 halftime lead.
St John's College came back strongly in the second half with several attacks going close to the line but the Feilding defence held strong on all but one occasions.
In New Plymouth one of the competition favourites, Francis Douglas Memorial College, needed a last-minute penalty to beat Wanganui Collegiate 11-10.


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< SWTBot
Revision as of 12:27, 5 November 2010 by Mickael.istria.bonitasoft.com (Talk | contribs) (→Getting the source)
SWTBot |
Website |
Update Sites |
Community |
Mailing List |
Forums/Newsgroups |
Contribute |
Open Bugzilla tickets |
Open Gerrit reviews |
Browse Source |
Continuous Integration |
Getting the source
You can use a git mirror of that repository:
git clone git://github.com/ketan/SWTBot.git |
You can also browse the repository using a web interface: Git
Building SWTBot
See org.eclipse.swtbot.releng/readme.txt in the repository for instructions on how to build SWTBot.
See Dev Setup For Recorder Branch to setup your development environment with the branch that contains the recorder.
Patches and contributions are always welcome! There are many general articles about contributing to Eclipse projects:
- How to contribute to Eclipse projects...
- Getting started with Eclipse plug-ins: contributing to Eclipse
- How to Fix a Bug in Eclipse


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Tumor Markers
Tumor Markers
Tumor markers are chemical substances that are produced by some cancer cells. Most of these substances can normally be found in the bloodstream in small amounts even when cancer is not present.
What is the information for this topic?
Not all cancers produce tumor markers. Conversely, having a high level of a marker does not always mean that a cancer is present. Because of this, tumor markers are more often used to monitor the progress of a cancer than to detect it initially.
The most common tumor markers and the type of cancer they signal include:
- Carcinoembryonic antigen (CEA), for colon cancer
- CA-125, for ovarian cancer and sometimes cancer of the uterus
- Prostate-specific antigen (PSA), for prostate cancer
- Alpha-fetoprotein (AFP) and human chorionic gonadotropin (HCG), for testicular cancer in men and certain types of reproductive system cancers in women
- Estrogen receptors/progesterone receptors and HER-2/neu, for breast cancer
CEA may be elevated in some colon cancers and certain other cancers. CEA levels are used to monitor people who are being treated for colon cancer. It is not used to identify people who are thought to have colon cancer. This is because many colon cancers do not produce abnormally high levels of CEA in the early stages.
CA-125.is a tumor marker for ovarian cancer and occasionally cancer of the uterus. It is useful to have this test done when cancer is suspected. However, this test is not always reliable. Some women with ovarian cancer may not have high levels of CA-125. High levels are common in women with advanced ovarian cancer. This tumor marker is also used to see how the body is responding to treatment. If the level of CA-125 in the blood goes down after treatment, the disease is probably responding. If the level goes up, the disease may be getting worse.
PSA is a substance that is normally produced by the prostate gland in small amounts. Men with prostate cancer may produce large amounts of this substance. The PSA level can also be slightly high in a man whose prostate gland is enlarged for reasons other than cancer. A higher-than-normal PSA level does not always indicate cancer. A normal level of PSA does not always mean that prostate cancer is not present. PSA alone is not a completely reliable tool for detecting prostate cancer in healthy men. However, when combined with a physical examination of the prostate, PSA can detect prostate cancer early. For men who have prostate cancer, PSA levels can help in seeing how the disease is responding to treatment.
AFP and HCG are normally produced by pregnant women. People with certain cancers can have extremely high levels of one or both of these markers, such as:
- men with some types of testicular cancers
- women with certain types of cancers of the reproductive organs (especially ovarian cancer and gestational trophoblastic disease, mainly choriocarcinoma)
- some liver cancers
Not all cancers of these types produce AFP or HCG. If the tumor in a given patient is producing one or both of them, then monitoring their level can be helpful in seeing how the disease is responding to treatment. The level of the markers will drop as the cancer is treated.
Estrogen receptors/progesterone receptors are tested in the breast tumors from women and men with breast cancer. Breast cancers that contain estrogen receptors are often referred to as "ER positive," while those with progesterone receptors are "PR positive." About 70% of breast cancers test positive for one of these markers. These cancers tend to have a better prognosis than cancers without these receptors and are much more likely to respond to hormonal therapy such as tamoxifen (i.e., Nolvadex) or aromatase inhibitors.
HER-2/neu (c-erbB-2) is a marker that is tested in the breast tumors from women and men with breast cancer. About 30% of breast cancers test positive for HER-2/neu. Its main use is as a predictor of prognosis. These cancers are more likely to respond to a newer type of therapy known as trastuzumab (i.e., Herceptin).
Many other tumor markers are currently being studies. This list, of just a few, is adapted from a comprehensive list provided by the American Cancer Society.
Beta-2-microglobulin (B2M) which is elevated in multiple myeloma, chronic lymphocytic leukemia (CLL), and some lymphomas. The level of this marker may also be elevated in some non-cancerous conditions, such as chronic kidney, or renal, disease. B2M is useful in helping to determine prognosis in some of these cancers as patients with higher levels of B2M usually have a poorer prognosis.
Bladder tumor antigen (BTA) is present in the urine of many patients with bladder cancer. However, it is also found in some non-cancerous conditions as well. It is primarily used along with NMP22 to test patients for recurrent cancer.
CA 15-3 is used mainly to monitor patients with breast cancer. Levels usually drop following effective treatment. CA 15-3 can also be seen in other cancers as well as with hepatitis and benign breast conditions.
CA 27.29 is another marker used to follow patients with breast cancer during or after treatment. Although it is a newer test than CA 15-3, it does not appear to be any better in detecting either early or advanced disease. However, it may be less likely to be positive in people without cancer. Like CA 15-3, it can be elevated in other cancers and in some non-cancerous conditions.
CA 72-4 is a newer tumor marker being studied in ovarian cancer and cancers arising in the gastrointestinal tract, especially stomach cancer. There is no evidence that it is better than current tumor markers.
CA 19-9 was first developed to detect colorectal cancer, however, it is more sensitive to pancreatic cancer. However, it will not usually detect very early disease and is best used for following patients with cancer of the pancreas.
Calcitonin is a hormone produced by the parafollicular C cells in the thyroid gland. In medullary thyroid carcinoma (MTC), blood levels of this hormone are elevated. This is one of the few tumor markers that can actually be used to screen for early cancer and is most useful in the family members of a patient with MTC.
Chromogranin A, or CgA, is produced by neuroendocrine tumors, which include carcinoid tumors, neuroblastoma, and small cell lung cancer. It is also high in people with carcinoid tumors or other neuroendocrine tumors. It is probably the most sensitive tumor marker for carcinoid tumors.
Neuron-specific enolase (NSE), like chromogranin A, is a marker for neuroendocrine tumors such as small cell lung cancer, neuroblastoma, and carcinoid tumors. It is not used as a screening test.
S-100 and TA-90 are proteins found in most melanoma cells. Tissue samples of suspected melanomas are often tested for this marker to help in diagnosis.
Cancer: Principle and Practice of Oncology. (1997) 5th Edition DeVita, V.T. (ed). J.B. Lippincott: Philadelphia. Pp. 1160, 1337, 1506, 2120.


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Latest Headlines
Sens blow it in Game 3 on homeice
Posted on 19 Apr 2010 by Kevin Lee.
Missed opportunities and still not far enough great performances by key players summed up the Ottawa Senators Game 3 loss last night on homeice. In falling 4-2 to the Pittsburgh Penguins in Game 3, the Sens have left little room for error when both teams hit the ice tomorrow night for Game 4. With the Pens now leading the series 2-1, Ottawa is in a must-win situation or fear falling behind...


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Cintra Wilson
From Wikiquote
Cintra Wilson is an American writer on media and politics.
This article on an author is a stub. You can help Wikiquote by expanding it. |
- Stop pathetically believing that you deserve Fame or Fame deserves you. It's yucky, and it's only making you miserable, so stop.
- A Massive Swelling: Celebrity Reexamined as a Grotesque Crippling Disease and Other Cultural Revelations (2000), p. 227


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Marathon Info
Sunday, September 17, 2017
Start time:
Walkers: 5:00am (early start only for walkers)
Handcycles 6:45am
Runners 7:00am
Course Close: 1:00pm
Runners/walkers not finished by 1:00pm will be picked up and driven to finish.
Elevation of 4,200 to 3,130 feet above sea level, 26.2 course travels from Molt, on road with rolling hills, a big downhill at 12 miles, mostly flat with slight hill at mile 19, flat city streets.
Certified USATF #MT12004MF.
Packet Pickup
Runners are encouraged to pick up their race chips and numbers at one of these locations:
Friday, September 15, 12:00 noon - 7:00 pm, Time Out Sports, 1595 Grand Ave., West Park Plaza
Saturday, September 16, 10:00 am - 2:00 pm, Time Out Sports, 1595 Grand Ave., West Park Plaza
Saturday, September 16, 5:00 pm - 8:00 pm, Best Western ClockTower Inn, 2511 1st Avenue N, Billings (with wine/beer and snacks)
NO RACE DAY REGISTRATION, but numbers may be picked up at the bus.
Runners are STRONGLY encouraged to use the free busses provided to transport them to their starting lines. Parking at the starting lines is extremely limited and cars can contribute to unnecessary congestion in those areas.
All buses leave from Senior High parking lot, 425 Grand Ave. Parking is free and readily available. However, there is NO PARKING ON 3rd Ave, so use of the Senior High lot is the best alternative.
Busses for the full marathon walkers will leave the Senior High parking lot at 4:00 am.
Busses for the full marathon runners will leave the Senior High parking lot at 5:30 am.
Finisher Shirts
Brooks technical shirts for ALL FINISHERS will be handed out at the finish line.
Finisher Medals
Finisher medals will be handed out at finish line.
Age group and overall awards will be in Pioneer Park at a table/tent near Competitive Timing's result tent


text: SOCOM Confrontation Closed Beta PicsLuke Plunkett8/19/08 3:30amFiled to: socom confrontationMediaGallerySocomSonyPS3Playstation 3Original41EditPromoteShare to KinjaToggle Conversation toolsGo to permalink There's a SOCOM Confrontation closed beta party going on right now. And you're not invited. Bummer. Ah well. No rule against sticking your head in through the window and sneaking a peek, is there? These (blurry) pics come courtesy of a friendly neighbourhood tipster, and show...well, a bunch of stuff we're sure hardcore SOCOM buffs will appreciate. Reply41 repliesLeave a reply