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Normalized Unemployment Rates; Cyclical vs. Secular Forces
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Many have heard of normalized P/E ratios based on 10-year earnings averages and the concept of reversion to the mean.
To the best of my knowledge no one has attempted to normalize unemployment rates based on demographic trends, although some have attempted unemployment normalizations based on changing definitions of the meaning of unemployment.
The following participation rate chart defines the problem.
Participation Rate by Age Group
click on any chart for sharper image
The above chart first appeared in my post Boomer Demographics and the Unemployment Rate. It is from a series by reader Tim Wallace. (click on link for rest of the series).
I added trendlines, a vertical black line, and circles to the chart.
Definitions and Notes
- The participation rate is the ratio of the civilian labor force to the total noninstitutionalized civilian population 16 years of age and over.
- The noninstitutionalized civilian population consists of civilians not in prison, mental facilities, wards of the state, etc.
- The labor force consists of those who have a job or are seeking a job, are at least 16 years old, are not serving in the military and are not institutionalized.
- There are strict requirements on what constitutes "seeking a job". Reading want-ads or jobs on "Monster" does not count. One actually needs to apply for a job, go on an interview, or send in a resume.
- Please see Reader Question Regarding "Dropping Out of the Workforce" for an explanation of how the BLS determines someone is actively seeking a job.
Secular Forces
The trends in purple (age 25-54), and green (age 20-24) up until 1988-1990 or so reflect the entry of women into the workforce.
Starting around 1988 there were abrupt changes in the participation rates of age groups 25-54, 20-24, and 55+. The shift in participation rate of 55+ was especially abrupt. Those shifts reflect baby boomer dynamics.
Structural vs. Cyclical Forces
A second major shift (marked by the black vertical line), was far more sudden, occurring exactly at the onset of the 2007 recession.
The question at hand is whether or not the trendlines at the onset of the recession are still valid. If so there is a pronounced impact on expected participation rates, and therefore unemployment rates (by implication).
It's easy to confuse what's cyclical vs. what's secular because the direction of the 55+ trend did not change in 2007, only the slope changed. The direction did change for age group 55+ in or around 1992.
Participation Rate Discussion
I started work on these ideas much earlier this month with preceding posts as follows:
- December 07: Startling Look at Job Demographics by Age
- December 12: Questions of the Day: What if the BLS is Wrong About its Labor Force and Participation Rate Projections? How Would it Affect the Unemployment Rate?
- December 14: Boomer Demographics and the Unemployment Rate
For example, on December 13, Andrew Wilkinson, Chief Economic Strategist for Miller Tabak & Co. asked the question How Realistic is the FOMC's Unemployment Forecast?
Wilkinson notes that if the participation rate rises a mere .5 percentage points employers would need to add 181,000 to prompt the Fed to take away the punchbowl by the end of 2015.
If the participation rate were to rise to 65.8 (the average reading since 2000), it would take a whopping 284,000 jobs per month. See my December 12 article for charts on the same lines of thought.
A table I posted in 2009 will show why 180,000+ jobs per month is not in the cards.
Monthly Job Growth 1999-2009
Chart courtesy of BLS. Annotations by me, numbers are in thousands.
The areas in deep blue mark recessions.
- At the height of the internet bubble with a nonsensical Y2K scare on top of that, the economy managed to gain 264,000 jobs a month.
- At the height of the housing bubble in 2005, the economy added 212,000 jobs a month.
- At the height of the commercial real estate bubble with massive store expansion, the economy added somewhere between 96,000 and 178,000 jobs per month depending on where you mark the peak.
Neither the housing boom, nor the commercial real estate boom is coming back. Nor is there going to be another internet revolution. If anything, outsourcing of jobs to Asia is likely to remain intense. Finally, consider all the financial engineering jobs, banking jobs etc, that are not coming back.
Lost Bet
Returning to the present, Wilkinson states "As you can see there are plenty of moving pieces in projecting advances for the labor market. In plain and simple terms arriving at an unchanged unemployment reading through 2013 might require payroll gains of anywhere between 110,000
and 500,000 depending on how many people you want to involve in the labor market."
Yes, I can clearly see that, noting that I lost a bet on it. Although I was certain the participation rate would drop, I never envisioned it would drop this far this fast (dragging the unemployment rate down with it).
For details, please see my October 7, 2012 post Lost Bet.
Where to From Here?
Wilkinson concludes with "In order for the desired unemployment rate to meet the falling projection laid down by the Fed, payroll growth is going to have to start picking up from its present pace. If it does not, the Fed is likely to be highlighting on an ongoing basis the lack of quality in the improving fortunes of the labor market."
Assuming "lack of quality" is the same as "falling participation rate", I am in agreement with Wilkinson.
Indeed, I will go one step further, suggesting the Fed is likely to miss badly even if payroll growth picks up (which I do not think will happen).
Will the Jobless Rate Drop Take a Break?
While pondering my thoughts regarding a bad miss by the Bernanke Fed on unemployment projections, please consider an economic research article by the San Francisco Fed, Will the Jobless Rate Drop Take a Break?
Looking at secular trends, participation grew rapidly from the mid-1960s through the 1990s as women entered the labor force in higher numbers. As women's participation stabilized and baby boomers began to retire, labor force participation leveled off and in the 2000s began to decline. Young people spent more time in school during this period, further reducing participation rates. On the cyclical side, participation has tended to fall in recessions as workers withdrew from the labor force. This pattern was particularly pronounced during the recent financial crisis.Wilkinson, the authors of the San Francisco Fed article above, and I are all having similar thoughts and concerns regarding the forces in play.
Trend vs. cycle: Is this time different?
Disentangling secular and cyclical fluctuations in labor force participation is never simple, but has been especially difficult lately. Figure 1 shows that labor force participation began to decline well before the Great Recession. This decline reflected, at least in part, the leading edge of the baby boom generation moving into retirement. The decline in labor force participation accelerated sharply during the recession and continued in the early years of the recovery.
The extent and timing of the recent drop in participation have been difficult to interpret conclusively. Many analysts agree that at least some of the recent drop has been cyclical. But they disagree on how much the decrease stems from the weak labor market during the recession and recovery. Estimates of the effect of these cyclical factors range from a third to half the total drop in participation (Davig, Maki, and Newland 2012; Aaronson, Davis, and Hu 2012; Van Zandweghe 2012). Some analysts argue that, when these workers return to the labor force, that will completely offset ongoing downward structural and demographic trends (Stehn 2012).
Will the unemployment rate stall in 2013?
Nearly 6.9 million people report being out of the labor force but wanting a job. As economic conditions improve, it is reasonable to expect that some of these workers will move back into the labor force or join for the first time. Based on historical averages, about 2.1 million of them could enter the job market. These potential entrants will either take jobs directly or join the labor force as unemployed workers actively searching for jobs.
The near-term path of unemployment will reflect both how quickly potential workers enter the labor force and the rate at which jobs are created. Assume that the average pace of job creation over the past two years continues. We can then project the path of the unemployment rate over the next year according to the rate at which the 2.1 million potential workers enter the labor force.
If these workers take a year and a half to join the labor force, which would be about a year faster than the entry rate from 1994 to 1999, the recent decline in the unemployment rate would stall at more than 8% by the end of next year. Suppose though that the number of workers who want a job but are not actively looking falls at a more moderate pace and it takes three-and-a-half years for this group to join the labor force. In that case, the unemployment rate would stay at 7.7% through the end of next year. For comparison, if none of the 2.1 million potential workers were to enter the labor market, the unemployment rate would fall to 7.4% by the end of 2013. Of course, the rate at which these workers join the labor force may reflect the labor market's overall strength. A faster rate of job creation may offset a faster rate of labor force entry, allowing the unemployment rate to fall.
Cyclical Forces at Play
Please consider this chart from my December 7 article Startling Look at Job Demographics by Age.
Note that age groups 16-19 and 20-24 do not register at all in terms of importance.
We can guess whether or not the trend towards more school will continue or even reverse (increased schooling is what is driving the participation rate in those age groups), but what matters is the trend in age groups 55+ and even more so 25-54.
For convenience here is the chart I posted at the top of this now lengthy article.
Of the three green circles, the ones at the top and bottom are the ones of relevance.
Age 55 and Over Discussion
The current (since about 1992) trend in age group 55+ will not continue forever. At some point, perhaps age 75 or so, people will stop working whether they want to or not, simply because they will be physically unable. At what age that will happen is debatable, but it will happen at some point even though overall longevity is increasing.
Thus, some of that trend change since 2007 may be structural, but the rest is cyclical.
Based on the abrupt change at the start of the recession, I suspect most of the trend change since 2007 is indeed cyclical, even though some flattening of the trend should occur later based on physical ability as noted above.
The important point is a return to the trendline will increase the participation rate (even if at a flattening rate over time).
Age 25-54 Discussion
Unlike demographics for students (and the trend for more college education), I see no reason other than an extremely poor job market for the abrupt change in the 25-54 participation rate starting in 2007.
Thus, in this demographic, nearly all of the drop in participation rate is cyclical. And that drop is extremely important as the following table shows.
Population, Labor Force, Unemployment Rate, Participation Rate (Age Group 25-54)
Year 25-54 | Civilian Population | Labor Force | CP Employed | Unemployment Rate | PR |
2000 | 121,072 | 101,797 | 98,920 | 2.826212953 | 84.07972116 |
2001 | 121,769 | 101,891 | 97,426 | 4.382133849 | 83.67564815 |
2002 | 122,264 | 101,568 | 96,727 | 4.766264965 | 83.07269515 |
2003 | 123,595 | 102,627 | 97,740 | 4.761904762 | 83.03491242 |
2004 | 123,686 | 102,638 | 98,279 | 4.246965062 | 82.98271429 |
2005 | 124,582 | 103,363 | 99,214 | 4.014008881 | 82.96784447 |
2006 | 125,201 | 104,317 | 100,735 | 3.433764391 | 83.31962205 |
2007 | 125,978 | 104,964 | 101,083 | 3.697458176 | 83.31930972 |
2008 | 125,857 | 104,787 | 98,921 | 5.598022655 | 83.25877782 |
2009 | 125,647 | 103,748 | 95,033 | 8.400161931 | 82.57101244 |
2010 | 125,415 | 102,964 | 94,347 | 8.368944485 | 82.09863254 |
2011 | 124,722 | 101,720 | 94,322 | 7.272906017 | 81.55738362 |
2012 | 124,248 | 100,977 | 94,523 | 6.391554512 | 81.27052347 |
The average participation rate for 2000-2007 is 83.3. Let's normalize the labor force and unemployment rate for the average participation rate and check out the results.
Normalized Labor Force, Unemployment Rate(Age Group 25-54)
Year 25-54 | Civilian Population | Normalized LF | CP Employed | Normalized UR | Average PR (2000-2007) |
2000 | 121,072 | 100,852.98 | 98,920 | 1.92 | 83.3 |
2001 | 121,769 | 101,433.58 | 97,426 | 3.95 | 83.3 |
2002 | 122,264 | 101,845.91 | 96,727 | 5.03 | 83.3 |
2003 | 123,595 | 102,954.64 | 97,740 | 5.06 | 83.3 |
2004 | 123,686 | 103,030.44 | 98,279 | 4.61 | 83.3 |
2005 | 124,582 | 103,776.81 | 99,214 | 4.40 | 83.3 |
2006 | 125,201 | 104,292.43 | 100,735 | 3.41 | 83.3 |
2007 | 125,978 | 104,939.67 | 101,083 | 3.68 | 83.3 |
2008 | 125,857 | 104,838.88 | 98,921 | 5.64 | 83.3 |
2009 | 125,647 | 104,663.95 | 95,033 | 9.20 | 83.3 |
2010 | 125,415 | 104,470.70 | 94,347 | 9.69 | 83.3 |
2011 | 124,722 | 103,893.43 | 94,322 | 9.21 | 83.3 |
2012 | 124,248 | 103,498.58 | 94,523 | 8.67 | 83.3 |
Reported vs. Normalized Numbers
- The current labor force for age 25-54 is 100,977,000
- The normalized (expected) labor force for age 25-54 is 103,498,000
- The current unemployment rate for age 25-54 is 6.39%
- The normalized unemployment rate for age 25-54 is 8.67%
- Current employment for age group 25-54 is 94,523,000
- Normalized (expected) employment for age group 25-54 at an unemployment rate of 6.39% would be 96,884,000
- The economy is currently short 2,361,000 jobs (96,884 - 94,523) in this single age group.
At present, the labor force is realistically understated by 2,521,000 minimum and the the economy is currently short 2,361,000 jobs, also minimum.
Making adjustments for this demographic group alone, the overall unemployment rate would be 9.2% instead of the reported 7.7%.
Moreover, and as noted above, I think reversion to the trendine in the second most important demographic (age 55+) is coming as well, except the 55+ trendline will flatten by natural causes (demographic as opposed to cyclical) over time.
Factor in a slight rise in participation rate for the 55+ demographic and the unemployment rate would be close to 10.
How Fast Can We Catch Up?
- On a immediate return to the participation rate trendline for age group 25-54 alone, the economy would need to pick up an immediate 2,361,000 jobs
- 2,361,000 jobs in a single year would be 197,000 jobs per month
- Stretching those jobs out for three years until the end of 2015, it would take an additional 65,000 jobs per month just to hold the unemployment rate flat
The key word above is "additional" and it ignores the possibility of a move back towards the trendline for age group 55 and over.
This "normalization" exercise (reversion to the mean demographic-adjusted trendline) shows how small upward changes in the participation rate in age group 25-54 alone will make it near-impossible for Bernanke to hit the Fed's unemployment target by 2015.
The above projections do not even factor in the possibility (I think near-certainty) of a recession in the meantime.
Mike "Mish" Shedlock
"Wine Country" Economic Conference Hosted By Mish
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Update (231108): iPhone firmware 2.2 now out, jailbreak (both 2G and 3G) and unlock (for 2G) instructions are now available here…
As expected, the iPhone Dev Team has revealed a further update on their progress with unlocking the iPhone 3G and preparation from the coming iPhone firmware update version 2.2
Jailbreakers, in case you were wondering whether it you should update your jailbroken iPhone to 2.2 once Apple prompts you to do so in iTunes, here is what the iPhone Dev Team themselves said…
"Now for something a bit more serious, we've explained about Apple's updates in the past and we've warned against the immediate installation of these updates without knowing what they do to your device.
This is indeed true of the iPhone 3G's upcoming 2.2 release. Installing '2.2' on the iPhone 3G could slow down your chances of a software unlock in the near future (should one be found and released), so when you see an update in iTunes await our instructions first!
Please don't blindly install the update and then complain about it later ;-)"
[via iPhone Dev]
7 Responses to iPhone Dev Team: iPhone 3G unlocking progress and firmware update 2.2
its great that the firmware update is coming. i want that google street view app on my iphone.
but, the software to unlock the iphone 3g is taking too much time!! -
I unlocked my 2G iPhone after the firmware update to 2.01 with your software, which worked fine. However, the phone now performs extremely slow and constantly locks up even when just scrolling through the address book (it will continue after a wait). Is there any solution to help with this issue? Using the iPhone in its current state is very cumbersome.
Hi Roland, thanks for your message. Just like to first clear up a common confusion, the softwares aren't actually created by us and instead by the iPhone Dev Team (blog.iphone-dev.org), therefore we are just users like yourself with a tiny bit more experience.
For reasons we don't entirely understand your problem seems to be very common amongst iPhone users who have jailbroken their iPhones. The only suggestion we could make is try and re-do the whole process again using a freshly downloaded firmware from Apple and then running QuickPwn. Sorry we could not be of more help, thanks for your time.
I have my iphone jailbroken and I have one advice for you. If you have 10 screens of applications and many more installed from cydia it can slow your phone. It's worth it! That's why I'll wait for the new soft to be broken.
i just got the iphone 3g from my friend and it was running firmware 2.1 will i have problems unlocking it when one is available or is this just talking about firmware 2.2
Hello Joel, thanks for leaving your comment, sorry for the delay in replying. You can in fact only jailbreak the iPhone 3G at this point and not unlock it though we now know that the iPhone Dev Team are making good progress and unlocking it will only be a matter of months (we suspect).
Jailbreaking will give your iPhone the advantage to use third party apps and download from Cydia, of course this is entirely free. The latest jailbreaking methods for the iPhone 3G will work for firmware 2.1 and hopefully 2.2 in the near future. Here's a link to our guide on doing this on firmware 2.1 http://blog.gadgetlite.com/2008/09/14/roundup-jailbreaking-unlocking-3/ please do not hesitate to contact us further for support!
Hey Guys
Your guys are doing gr88 work so keep it up.
Here is my whiner…. my fone was disabled this morning so off I go to itunes to restore and without checking the prompts I happen to install the 2.2 and guess what… I am sitting with a locked phone..
Do you guys have an approximate time for releasing the jailbreak for 2.2 … lest I just use the fone as a paper weight.

subset: commoncrawl


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Yellowstone Park
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View Basketball Courts for all Parks
How to Reserve an Athletic Field or Court
Organized leagues or special events need a permit to use an athletic field or court. For people under 18, the permit is free. For those 18 and over, a fee is required.
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Know when to go: view upcoming athletic area usage.
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WARNING: The transcript below reveals plot elements from books in the Harry Potter series. If you have not read all these books, you may not want to continue.
Did you make up the plot in every aspect first by charting the characters and knowing exactly what you would do with them, or did you just piece a lot of it together as you wrote?
I always have a basic plot outline, but I like to leave some things to be decided while I write. It's more fun. :-)
Do you now or have you in the past kept a journal? If so, do you believe that it helps in your writing?
I've never managed to keep a journal longer than two weeks. I get bored with my life. I prefer inventing things.
What is Nearly Headless Nick's last name?
It's in Book I: De Mimsy-Porpington. ;-)
Why does Professor Dumbledore like sherbet lemons?
Because I like sherbet lemons! And he's got good taste. :-)
Was it hard to think of the monsters' names?
Some of the monsters are from folklore, so I didn't invent them. In Book IV you'll see some creatures I did invent, and I had fun making up their names.
What do you think has been your greatest experience because of Harry Potter's success?
The last American tour. Because for the first time I realized how many children love Harry. It was a moving experience for me.
What makes some witches/wizards become ghosts after they die and some not?
You don't really find that out until Book VII, but I can say that the happiest people do not become ghosts. As you might guess, Moaning Myrtle!
How long have you been writing?
As far back as I can remember. The first story I finished was when I was 6 years old.
What would your advice be to any other young people that would want to write stories?
The most important thing is to read as much as you can, like I did. It will give you an understanding of what makes good writing and it will enlarge your vocabulary. And it's a lot of fun! And also, start by writing about things you know — your own experiences, your own feelings. That's what I do.
What did the Potter parents do for a living before Voldemort killed them?
I'm sorry to keep saying this, but I can't tell you because it's important to a later plot. But you will find out later!
In the first book you said Slytherin house Quidditch captain was sixth year Marcus Flint. If there are only seven years of Hogwarts, why is he in the third book?
He had to do a year again! :-)
How do students at Hogwarts get educated in Muggle subjects? Do they even need to know other things besides magic?
They can choose to study Muggle subjects. In the third book, Hermione takes the class Muggles Studies, and that's where they learn about Muggles in school.
Since Harry Potter's parents were sorcerers and Petunia was Harry's mother's sister. Shouldn't Petunia be a witch or wizard?
No. As Hagrid explains in Book I, sometimes a witch or a wizard occurs in an otherwise Muggle family, just as a Squib is a non-magic person who occurs in an otherwise magic family.
Do you think that you will write about Harry after he graduates from Hogwarts? Isn't there a University of Wizardry?
No, there's no University for Wizards. At the moment I'm only planning to write seven Harry Potter books. I won't say "never," but I have no plans to write an eighth book.
Will we ever get a Defense Against the Dark Arts teacher who lasts more than a year?
I'm not telling you. ;-)
Is Harry Potter ever going to fall in love with Hermione or is he going to fall in love with Ginny Weasley?
In Book IV Harry does decide he likes a girl, but it's not Hermione or Ginny. However, he's only 14, so there's plenty of time for him to change his mind. ;-)
If you had to choose one teacher from your books to teach your child, who would it be and why?
It would be Professor Lupin, because he is kind, clever, and gives very interesting lessons.
How many countries have you visited since writing Harry Potter?
Um...let me think. Spain, Italy, France, America. That's all. I will be visiting lots more, but because my daughter's still so young, I don't like to travel too much. Unless I can take her with me.
Will Harry ever get a break and not live with the Dursleys?
I'm not going to tell you! ;-)
Will we ever see Scabbers again?
Yes. You will see Scabbers again.
Will Harry ever get to go with his godfather (Cornelius Black)?
He is in contact with Sirius Black in Book IV, but as Sirius is on the run, it's difficult for them to be together at the moment.
Is it true you're doing seven books, one for each year that Harry will be at Hogwarts?
Yes, it is true.
Do you have an actual floorplan for Hogwarts? Do you use it when writing the books?
I haven't drawn it, because it would be difficult for the most skilled architect to draw, owing to the fact that the staircases and the rooms keep moving. However, I have a very vivid mental image of what it looks like.
What made you think of the people's names and dormitories at Hogwarts?
I invented the names of the Houses on the back of an airplane sick bag! This is true. I love inventing names, but I also collect unusual names, so that I can look through my notebook and choose one that suits a new character.
Do you take real people you know and put them in your books?
The closest I've come to putting a real person in my books is with Gilderoy Lockhart, who is an exaggeration of someone I once knew. John Weasley is a little bit like my oldest friend, a man I was at school with, whose name is Sean. But neither of them are accurate portraits.
How long does it take to write one Harry Potter book?
It depends. The quickest, so far, was a year.
How does it feel to know that millions of kids are reading your books?
Amazing! I don't think I really realized how many there were until I visited the States and met thousands and thousands of people at book signings.
How did you come up with Harry Potter?
Harry just sort of strolled into my head, on a train journey. He arrived very fully formed. It was as though I was meeting him for the first time.
Why are the gnomes bad? What do they do?
Gnomes eat the roots of your plants, and make little heaps of earth, like moles do. They are also a bit of a giveaway that wizards live in a house.
Did you ever meet a boy like Harry?
I probably met a boy like Harry, since I've been meeting readers of the Harry books. But he wasn't based on anyone real.
Are any of your female characters, like Hermione, modeled after your own daughter?
No, if Hermione was based on anyone, she was based on me when I was younger. But my daughter is turning out to be a bit like me, so she is a bit like Hermione. :-)
Was there a particular teacher who encouraged you to write when you were a child? If there was, how did he or she encourage or help you?
I had some wonderful teachers, but I never confided that I wanted to be a writer. So, no. Writing for me is a kind of compulsion, so I don't think anyone could have made me do it, or prevented me from doing it.
Where were you born and what was your childhood like?
I was born in a place called Chipping, so perhaps that explains my love of silly names.
How can two Muggles have a kid with magical powers? Also how does the Ministry of Magic find out these kids have powers?
It's the same as two black-haired people producing a redheaded child. Sometimes these things just happen, and no one really knows why! The Ministry of Magic doesn't find out which children are magic. In Hogwarts there's a magical quill which detects the birth of a magical child, and writes his or her name down in a large parchment book. Every year Professor McGonagall checks the book, and sends owls to the people who are turning 11.
Does Harry give Christmas gifts to his friends? The books mention only gifts he receives. I am interested in knowing whether he gives gifts and if they are appropriate for the receiver.
Ron is very sensitive about his poverty, and Harry knows that Ron might be offended if he tried to give him too much. Ron feels awkward accepting too much from Harry.
Do you have a role model, if so, who?
I don't really have a role model, but I have a heroine! Her name was Jessica Mitford, and she was a human rights activist.
When you were my age, did you ever write a book? I am in the 5th grade.
Yes, as a matter of fact I did. I wrote a story about seven cursed diamonds. I thought it was a novel. I think now it was really a very long short story.
Where is Azkaban?
In the north of the North Sea. A very cold sea.
Do you write every day, and for how long do you write?
I write nearly every day. Some days I write for ten or eleven hours. Other days I might only write for three hours. It really depends on how fast the ideas are coming.
How do you feel about receiving the British Book Awards Children's Book of the Year?
Very, very honored. :-)
Where did Sirius Black and Buckbeak go after they went into hiding?
Somewhere nice and warm!
Do you have any pets/animals? If so, did any of your ideas for monsters come from watching them?
I have a very violent rabbit. ;-) If I'd known what her personality was like, I would have called her Fluffy, after Hagrid's dog!
How many languages is the book published in?
Oh goodness! Twenty-five, I think!
Would you get a mythical pet from one of your books? If you could, which one?
If I could, I would choose a Phoenix, because they have such useful properties, as Harry finds out in Book III.
Did you have any help writing any of the books?
No, I did it all by myself! :-)
Why did you choose the lightning bolt as a trademark for Harry Potter?
Just because I decided that it would be an interesting and distinctive mark.
Do you still write in cafes, or do you have to stay out of public places while you write so people won't bother you?
I still write in cafes, but I go to different ones now!
Is the island that Azkaban is on located at the southern end of the U.K. since Black had to pass the Dursleys's place on his way to Hogwarts?
No, he didn't have to pass the Dursleys's place. He just wanted to.
Who is your favorite character?
I love Harry, Ron, Hermione, Hagrid, and Professor Lupin.
How old is Professor Dumbledore?
Wizards have a longer life expectancy than Muggles!
When the seventh book in the series is finished, are you going to start on a new topic?
Yes, but what it is, I don't yet know!
What would you think if a person made one of your Harry Potter books into a computer game?
I'd like to play it!
How do you visualize Hogwarts in its entirety?
A huge, rambling, quite scary-looking castle, with a jumble of towers and battlements. Like the Weasleys's house, it isn't a building that Muggles could build, because it is supported by magic.
Were you ever involved in a school like Harry Potter's school?
No, I wish I had been! :-)
Would you ever want to consider another job if you had the opportunity?
No. I'm doing the thing I love best in the world! Although I did enjoy being a teacher. :-)
Do you already have titles for all seven Harry Potters?
Yes, I do. And I'm not going to tell you what they are. ;-)
Does your daughter help you with ideas for the books?
No, the ideas are all my own. But my daughter does love the books. :-)
Who is you favorite author?
Jane Austen. I find her un-put-downable. :-)
What kind of books did you read when you were young?
My favorite books when I was younger were by Paul Gallico, Elizabeth Goodge, and E. Nesbitt.
When you were stuck on the train was there anything that triggered your imagination, and did that incident inspire Book III?
I have no idea where the idea came from, it just fell into my head!
Scholastic says: We are almost out of time. Ms. Rowling, thank you so much for joining us. Do you have any parting words you would like to share with our audience?
Don't let the Muggles get you down! :-)


text: Gaga Seeks To Create The Most Beautiful Thing She's Ever WornSadie Stein3/18/11 11:50amFiled to: Rag Tradejohn gallianoAzzedine AlaiaKarl LagerfeldBaptiste GiabiconiElie TahariThomas HorodeckiReese WitherspoonVogueAlexa ChungCarine RoitfeldRicky Martingiorgio armanilady gagaJockeyMichael MustoAnna Wintourcoco rocha25EditPromoteShare to KinjaToggle Conversation toolsGo to permalinkIn concert with her MAC Viva Glam campaign, Lady Gaga is encouraging Little Monsters to contribute profile photos to be incorporated into "the most beautiful thing she's ever worn." The cause is great, but this sounds potentially ominous. [Viva Glam]Along with other businesses, Tokyo's many fashion companies started moving yesterday to the relative safety of Osaka amid the increasing fear of radioactive fallout. [WWD]That said, worldwide the "luxury rebound" is likely to survive the crisis, so there's that. [WWD]Coco Rocha is 'Bright & Beautiful' in what looks like an orange prison jumpsuit for the cover of Sunday Telegraph's Spring/Summer issue. [Fashion Copious]""Baptiste, it's show time," Karl Lagerfeld bellowed on the gigantic set where he was directing a series of minifilms featuring Rachel Bilson and Baptiste Giabiconi for the forthcoming U.S. launch of premium ice-cream brand Magnum." Bilson plays a starlet and Baptiste a domineering photographer; there is apparently wig-throwing involved, also pointe shoes. [WWD]Speaking of collaborations! Armani is dressing Ricky Martin for his Musica + Alma + Sexo world tour. Quoth Giorgio, "Ricky personifies today's modern man and is an extraordinary talent...Last summer, Ricky attended my Emporio Armani men's fashion show in Milan. We became enthusiastic over the prospect of collaborating again." [VogueUK]Anna Wintour likes to serve chicken pot pie at events because, according to her chef, "it's quick to serve and moves things right along...It's got everything you need in there, vegetables and a meat for meat-eaters, in one course." Whether she likes it personally is another question entirely. [NYTimes]This Tahari exec is suing the company for forcing him to work in New Jersey. Says Thomas Horodecki, "It was the smog. It was depressing driving to Jersey. The traffic was horrendous on Route 4, and they are pretty bad drivers. The stores are kind of cheesy for the most part." Indeed, it was more than his sensibilities could handle. "Mentally, I just started going crazy. I had a breakdown. I was crying to my partner ... Depression set in. I couldn't go to work anymore. I'm presently seeing a psychologist and [I'm] on Zoloft." [NY Post]Reese Witherspoon will apparently once again be gracing the cover of May Vogue — which makes sense, since the timing will coincide with the Pattinson flick Water for Elephants. [Fashionista]Retailers apparently "tested the waters" with raising prices in February. It didn't take. Now they may scale back. [WWD]The Fashion Spot feels the Alexa Chung-spearheaded midriff-sliver could be a "disaster waiting to happen" if it takes hold. We're guessing it won't. [The Fashion Spot]Carine Roitfeld's memoir, Irreverent, drops in October. Described as an "image-heavy tome," it'll apparently be a "scrapbook" of the fashion icon's life (so far.) Wintour's also listed as a contributor, although exactly what this means is still unclear. [VogueUK]This new Jockey underwear is supposed to keep your nethers 3 degrees "cooler." The technology was developed for astronauts, which still doesn't explain why we need it. But given the "summer leather" trend, the time might be ripe! [Fashionista]Michael Musto has a troll-doll vest. [Styleite]Reply25 repliesLeave a reply


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I got this email last week, from someone in the industry whose opinion I usually respect: Dear Editor, I no sooner finish complaining to the editor of Lighting Dimensions about the incredible shrinking magazine than the December issue of Entertainment Design lands on my desk. After a brief interlude of running after the postman, to find out why he had seen fit to steal half my magazine, I settled down to read. It was, of course, safe in the knowledge that I could read the whole magazine ...
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Wes Naman Sports PreviewRoller RivalsBrutal competitors go head to head on the track at the Duke City Derby's first Season ChampionshipNeither Kamikaze Kim nor Muffin have illusions about their assets—or their liabilities. News BiteThe Sound of SilenceA resolution to quiet Albuquerque's trains passes the City CouncilFor some, the sound of progress is the sound of nothing at all. A resolution to install quiet zones at the nine railroad crossings within Albuquerque city limits passed the City Council unanimously last Wednesday, Oct. 4. The proposal, which aims to modify rail crossings to be safe enough so train whistles are no longer necessary, has garnered some controversy since it was first discussed this spring [Re: News Bite, "Minor Chords," June 1-7; News Feature, "Quiet the Trains," Sept. 14-20]. The Real SideDemocrats, the Party of Peace?If the Dems regain control of Congress, will they just be another war party?Those were hard days opposing the invasion of Iraq. Millions marched for peace, and still George W. Bush ignored us. But we've easily forgotten that Democratic congressional leaders also gave us their backs. Being against the war back then wasn't for risk-averse politicians. Calculating office-holders wanted room to maneuver in case Bush came out of Iraq a hero. Wes Naman CommentaryIt's What's for DinnerThe e.coli breakout on spinach makes us wonder … what's really on our plates?In October, the FBI and the U.S. Food and Drug Administration (FDA) executed search warrants on two California produce companies. It does seem kind of surreal, actually, that the FBI would carry out a spinach bust, but e.coli contamination in packaged spinach did, after all, sicken 199 people, including five New Mexicans, and lead to the death of three people. Thin LineBeyond the Big City--Three years ago, New York City native Gideon Elliot found himself living in rural New Mexico. There might be days when he wakes up wondering what the hell he's gotten himself into, but I, for one, am glad he's here. His website, New Mexico Matters (newmexicomatters.com), is easily the best website I've found that synthesizes the state's news. Council WatchNot In My BackyardAt the Oct. 4 meeting, councilors debated what will or will not be allowed in various neighborhoods. Councilor Isaac Benton moved an administration bill putting a six-month moratorium on adult businesses Downtown. The bill passed unanimously. Ortiz y PinoThe Mess We're InThe state of our Border Control isn't a solution ... it's a hypocrisyLast month I was invited by the New Mexico National Guard to see firsthand the deployment of Guard units from around the country on the Mexican border near Columbus. Odds & EndsDateline: Poland--Police have launched a nationwide hunt for a flatulent political dissident. Hubert Hoffman, 45, was charged with "contempt for the office of the head of state" for his windy actions after he was stopped by police in a routine check at a Warsaw railway station. He complained that, under President Lech Kaczynski and his twin brother Jaroslaw, the country was returning to a Communist-style dictatorship. When told to show more respect for the country's rulers, Hoffman allegedly farted loudly. He was immediately arrested and taken to jail. Hoffman later posted bail, but failed to turn up at a Warsaw court hearing early last week. The judge in the case rejected an appeal by defense lawyers to throw the charges out. A court spokesperson said, "Such a case of disrespect is taken very seriously." Letters[RE: Music Editorial, "The Spirit of the Radio," Sept. 14-20] I've been a KUNM listener for more than 25 years but now tune in for news and little else. Many "specialty" music programs have been deejayed by the same people for the entire time I've been a listener. Of course, a new DJ may end up playing the same old B.B. King records on the "Blues Show," but give someone else a chance, please! EVENT HORIZON (Friday, Mar 31)Come TogetherQTPOC Meet and GreetConnect with other queer and or trans people of color. Learn about organizations and events from members of the community. EVENT HORIZON (Saturday, Apr 1)Bleeding Hearts to the RescueWildlife Rescue Training for VolunteersLearn ways you can help and care for more than 2,000 wild animals each year. Ages 11 and up welcome. EVENT HORIZON (Saturday, Apr 1)#WinningApril Fools A.R.T. FestA block party on Harvard with four stages of music, free outdoor yoga classes, face painting, aerial performances and much more. | Today's EventsSalsa On Two Footwork at Hiland Dance StudioIntroduction to a variety of footwork techniques while learning to improve your sense of rhythm and timing. Flamenco Class at Gitana Garage StudioDiabetes and Nutrition at African American Performing Arts CenterMore Recommended Events ›› | ||||||||||
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Thomas Nagel has spent much of his career worrying at the problem of whether there are objective values, and a fair bit of that trying to defend an objectivism about values. I've been mostly unimpressed – it is difficult to get any such defence off the ground without begging the question against opponents.
Admittedly, there seems to be a widespread tendency for human beings to believe that objective values exist, so perhaps those of us who are sceptical ought to be able to say a bit about why this might be if objective values do not, in fact, exist. All the same, the idea of objective values seems odd when you look at it closely… or so it appears to me.
Meanwhile, I've been re-reading Nagel's Equality and Partiality, mainly to try to get a better understanding this time round of Nagel's complex views on distributive justice (which will play no further role in this post!). As I have before, I came across a passage in the Chapter 2 (the first substantive chapter after the introduction) where Nagel makes what seems to me a very weak attempt to defend the existence of objective values. The argument seems to go as follows:
P1. You cannot maintain an impersonal indifference to the things that deeply matter to you.
P2. You are much like others human beings in relevant ways.
P3./C1. You must come to regard the most important things (to you) as being objectively valuable. (From P1.? Or is this meant to be a separate point, with P1. as a kind of spare wheel in the argument?)
C2. Some things are objectively valuable (or are known to be objectively valuable) because you value them. (From P3./C1.)
C. Some things are objectively valuable (or are known to be objectively valuable) because other human beings value them. (From P2. and C2. by analogy.)
So the argument is supposed to show that there are some things that are objectively valuable, even though I don't actually value them (at least in the first instance), namely certain things that other people value deeply. And so, I should treat those things as if I valued them. Presumably, this might include the lives and welfare of other people. Thus, even if I feel no sympathetic identification or concern for those people I should regard their lives and welfare as objectively valuable, and respond accordingly. This might then lead into something like a utilitarian moral system, though based on a sort of Kantian argument.
Surely, though, the above argument is a hopeless mess. P1. and P2. may well be true, but so what? P3./C1. does not follow from P1., if that is how the argument is supposed to work. Nor does P3./C1. seem like something I must accept without any deeper support for it. The fact is that we all value various things, and we may, in unreflective moments, simply see them as valuable. But it by no means follows that we must assent to the proposition that they possess objective value in any strong sense (e.g. that another rational being which fails to agree that they are valuable is making a mistake about the world).
I can go on intensely valuing all sorts of things (such as my own continued life and health, the safety and welfare of my loved ones, or whatever) without at all believing they are objectively valuable. So if P3./C1. denies this, it is simply false. Even if it were true, C2. would not follow. I.e., even if, as a matter of human psychology, I am forced to regard certain things as being objectively valuable, it does not follow that they really are objectively valuable.
So even if we accept the analogical step at C. (which I am prepared to do), the argument fails.
This argument, as I've presented it, is so bad that it is difficult to believe that it is what Nagel is trying to say. However, as far as I can work out he makes very similar errors in, for example, The Last Word. Furthermore, I've seen other Kantian rationalists present similar arguments to this, always, as far as I can work out, disastrously. I'm not sure what conclusions to draw from this. I'm tempted to say that many philosophers feel under so much psychological pressure to demonstrate the existence of objective values that they can fool themselves that even very weak arguments are actually strong. But who knows? Perhaps they're saying something, or trying to say something, that I just don't "get".
Anyway, I won't be buying a theory of objective values on the basis of anything remotely like Nagel's approach.


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In a universe where corruption and deception rule all aspects of life, sparks of rebellion threaten to ignite.
As the Resistance leader, Zarya Starska's only goal is to topple the government that destroyed her entire family and left her penniless. Her biggest asset is a mysterious man known only as Kere.
But Kere has a dark secret. Born into a world that is as privileged as it is corrupt, his real name is Darling Cruel - and he is heir to the government Zarya wants to overthrow. No one has ever seen the real man behind the legend - no one except Zarya. But when she allows a weapon he designed to be used against his beloved sister, all bets are off.
Betrayed by the Resistance, Darling's goal is not only to reign, but to kill every Resistance member he can find. Zarya must stop Darling's reign of terror, but can she reach past his insanity to restore the hero who once fought by her side?
©2012 Sherrilyn Kenyon (P)2012 Hachette
Avid reader/listener of romance, action, thrillers, and spy novels.
"Vintage Kenyon- Heart wrenching story"
I adore Darling and absolutely love Maris. Even though this is Darling's main story, Maris is one of my favorites from this series, along with Callien and Chayden, and he was featured a lot in this book, for obvious reasons. The relationship between Darling and Maris never overshadows the relationship between Darling and Zarya, which was something I was worried about. Even though Maris's opinions and feelings are never in doubt, he never forces anything on anyone in the book. A true brother he is, regardless of the situation. Maris is the kind of man I'd want to endure hell with, or at the very least, have around when I was done with hell.
I liked Darling's character arc, even though it was hard to listen to, much like Acheron's. Even though we know he's had a very rough life, you constantly hope that someone protects him, but it doesn't happen until he's hit his breaking point and crashed into Crazyville. His unwavering commitment and love for his family is mirrored in Maris's care for him when he needs it, even though the care Darling needs is from a different character. As always, Ms. Kenyon rips out your heart but pieces it back together with a strong cast of characters that make you value the people you have in your life.
He is the best narrater on the planet. Enough said.
Too many to mention, but I cried when Darling tried to protect Zarya's ring that she gave to him, and it was brutally taken from him. I don't usually cry, but I did for Darling and Maris in several spots of this book.
Have a new box of kleenex with you when you listen to this one, and don't listen to it in public for the first time. You don't want to be in Starbucks and people think you're crazy because you burst into tears as you order your coffee with your earbuds in. Yep- that happened to me.
"this book is a must read book if you ask me"
oh yes i would listen to this book again and again. why would i it is a great book that keeps you wanting more
the hole store was good i liked that it has a lot of detale of what has happen to him in his life.
i was hoping that the women that read born of night was going to read this book but when i found out that Holter Graham was reading it i knew right off this book was going to better then i ever could hope for i think he is the best at what he does with the books he knows how to bring them alive.Holter Graham can read to me any time
the love she has for him no matter what he looked like or what he has done just makes me wish that people in real life would look at each other in that way.
this is a great book
"Several details left out in the void!"
I love the League series and that being said, this was not one of Ms. Kenyon's best. Nykerian's story, Syn's story and Callen's story were all drool worthy the other book about Nykerian's and Kiera's son not so much. Darlings beginning was impressive. The mysterious stranger, badass, scarred, tormented but strong hero meets the woman he's destined to be with, started out terriffically like a balloon you are inflating. Getting, bigger and bigger. Then it developed a pinhole leak that slowly deflated and all you were left with was (life has kicked the crap out of me, my lady betrayed me and I've gone mad). Which is not a bad premis but where was his justice, good triumphing over evil, good slaps the s**t out of the bad guy. After Darling was tortured by the resistance, time spent in the hospital was the blink of an eye, nothing was heard about Zarya until she was sold into slavery. Darling goes on a rampage kills his uncle quickly and very unsatisfyingly, kills the soldiers who mistreated him quickly and withput explainantion the Maris finds Zarya brings her back which no one objects to notwithstanding all of his friends blamed her for Darlings torture, but yeah, they and Darling bring her back into the fold like nothing ever happened. What about the perv Nylan and his evil social climbing wife, the schemeing med tech in the palace, Zarya's second in command who was responsible for torturing Darling, the little girl Darling gave the medal to, her father who was head of the workers and Zarya's BFF Torre was mentioned once in the beginning, and could Pip's death been any more anti-climactic, it was just a side note. I wanted to see all of them get was was due them but the were never mentioned again. Then all of a sudden Zarya calls Torre (why him) to go to the resistance HQ with her. Oh and he just turns out to be gay and guess who he ends up with. Why weren't the positive deeds Darling orchestrated used to build him up with the workers and the media. And Mind Control, REALLY! REALLY! the citizens thought Zarya was under mind control devices. Ms. Kenyon would have done better had they thought traitor to the cause because she regained her social status or even STOCKHOLM would have been more believable. It seems to me the story would have infinately been more whole and believable had these details been resolved. I was initally excited about how lengthy the book was but needless to say it was just filler and nothing to enhance the storyline or make the characters more three dimentional. A lot of contradictions in personalities i.e. Darlings Mother, Sister, Little Brother and Big Brother. Bringing the mother into the story at the end after the things she said about Darlings scars was totally the wrong move, should have just left her as the coldhearted Witch she had been all along. And Yeah the bratty brother all of a sudden an ultra cool cimerian killing machine totally not believable. But hey folks that's just my personal oppinion, if I could write books I'd be an author. Still Love Ms. Kenyons books.
The friendship between Darling and Maris was the most interesting. The least interesting was Maris' wedding fiasco.
Holter Graham always does the lead character well but in a previous story didn't Nykerian have an awsome accent? I kept listening for different accents since these were all beings from different worlds but they all sounded like they hailed from Mid-West America. That aspect was pretty disappointing. I've heard Mr. Graham do much better with the different character voices.
I would pick another League story to hit the Big Screne. Darling's story was like a 5000 piece puzzle that you assembled only to realize 20 or 30 pieces are missing from the box.
Ms. Kenyon's story of Darling Cruel closely resembled the beginning of Acheron's story but where Acheron got retribution and justice in the end, poor Darling just left me disappointed and unfulfilled.
I've fallen in love with the series. There are times where it gets repetitive when it comes to remembering painful memories but very good overall.
"fourth time thru"
This is at least the fourth time I've been thru Born of Silence and it won't be the last. The last two were audio. If I were forced to find fault with the recording, it would be the accents. I would have to double-check, but I think Holter Graham has read multiple books in the series without a consistent accent for Nykerian. Or maybe it's a difference between him Fred Borman.
Mighty small complaint for a novel this size.
"Sadism with a cocktail of whine"
Whats the obsession with torture, and really detailed descriptions. Come on there are a few more nice people in the world. Goes from nauseating torture scenes to never end sniveling.
Some kind of weird, twisted chick story. Parts of it are so syrupy sweet is ridiculous
This book is just outstanding. I will be getting the complete series. BORN OF SILENCE
"Heroin Ruins Story "
This would be a good story as the narration is good and if you have read the previous books you have come to love Darling.
what ruins it is the less tha. deserving whiny selfish heroine.
To put a self sacrificing hero like Darling wit such a beast is unconscionable
"Loved it!"
This was the best book thus far in this series! Awesome story line ! !
"oh Darling, Darling..."
My 2nd favorite out of the Series... I have yet to listen to Maris' and Fain's so it might change. But so far, this is my 2nd favorite after Born of Fury.
When you get to the 3rd or 4th book of the series, you already know that almost every book in the series (a few exceptions) consist of a battered hero or heroine. And it most likely would have a backstory of them being raped, tortured, abused, neglected ... you get the picture. The moral to these books as i see it is that no matter the past, despite the struggles to be whole, you will find someone to accept and love you for who you are. And that the worst critic would be ourselves.
Out of the all 6 books I have listened to, this is the most detailed one about the hero of the story. Honestly, I actually was teary-eyed when Darling was brutally tortured by the same people he had saved countless times. It is gut-wrenching and it made me cringe. Ohhh his self-loathing after all that. Made me want to back-slap Zaria for not checking up on him. She has no back bone as a leader of the resistance. Annndd PIP!!!
Without the awesome narrator, the book wouldn't be as intense and gut-wrenching as it should be. So thank you to Mr. Holter Graham for bring the book to life.


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Surrey bomb threat triggers evacuation
The South Surrey office building that houses the Surrey Leader newspaper was briefly evacuated Wednesday due to a bomb threat.
A South Surrey office building was evacuated briefly following a bomb threat this afternoon.
Police rushed to the 5450 152 St. building, home to offices of Peace Arch News' sister paper, The Leader, just after 12:30 p.m, after the threat came in to the newspaper's classified lines.
Surrey RCMP Cpl. Bert Paquet said the caller appeared to be a young male, "advising there was a bomb in the building and to get out."
Approximately 50 people were evacuated and a police dog team sent in to investigate. Police also blocked off 54A Avenue to traffic.
Paquet said the search came up empty and the call was quickly deemed unfounded.
Workers were allowed back in after about 20 minutes.
Police are attempting to identify the caller through phone records.
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Miami avoids further bowl ban by NCAA
The NCAA on Tuesday cited the University of Miami for a decade of violations in its men's basketball and football programs, penalizing the university with three years of probation and a loss of some scholarships.
A 102-page infractions report by the NCAA concluded that Miami "lacked institutional control" over the programs as it failed to monitor a major booster, coaches and student athletes. The penalties issued by the NCAA were in addition to the self-imposed penalties by Miami in recent years, which included a ban on bowl games in 2011 and 2012.
The NCAA's announcement ends its lengthy, high-profile investigation into Miami athletics. The inquiry, which dates to 2009, centered on allegations that a booster, Nevin Shapiro, gave hundreds of thousands of dollars in cash, as well as other benefits, to Miami athletes.
The investigation, however, was sidetracked for a time after NCAA enforcement staff improperly obtained information for its case from a criminal lawyer representing Shapiro. NCAA President Mark Emmert announced the misstep publicly in January, saying the organization would conduct an outside review of its enforcement arm.
Still, the NCAA continued the probe, sorting out 18 allegations with 79 subparts "that primarily involved widespread and significant inducements with extra benefits," the report said.
The football team, currently 6-0 and ranked seventh in the nation, will lose nine scholarships over three years, and the men's basketball team will lose a scholarship in each of the next three seasons.
Among the findings, the booster provided various benefits to student-athletes, including paying for them to go to Miami-area nightclubs and strip clubs, involving, "on occasion," access to private rooms.
In 2010, USC was hit with a 30-scholarship reduction and a two-year bowl ban when the NCAA determined that an agent provided benefits to Reggie Bush and his family. USC appealed the decision three times – most recently last month – but attempts at sanction relief were denied.
In a statement released by USC on Tuesday, Athletic Director Pat Haden said: "We have always felt that our penalties were too harsh. This (Miami) decision only bolsters that view."
WTA CHAMPIONSHIPS: Serena, Azarenka win
Second-ranked Victoria Azarenka overcame an erratic performance to beat an ailing Sara Errani, 7-6 (4), 6-2, in the opening match of the WTA Championships in Istanbul, Turkey. Top-ranked Serena Williams breezed past Angelique Kerber, 6-3, 6-1, in her first-round match.
NBA: T'wolves pick up option on Williams
The Minnesota Timberwolves picked up the option for next season on Derrick Williams' contract.
Flip Saunders, team president of basketball operations, called Williams to tell him that the Wolves will exercise the option for 2013-14 on the former No. 2 overall pick's deal. The option is worth $6.3 million.
Williams averaged 12.0 points and 5.5 rebounds last season, his second in the league. He has had most of his success at power forward, but he probably will move to small forward this season with Kevin Love returning from injury.
CHAMPIONS LEAGUE: Barcelona gains tie
Lionel Messi preserved Barcelona's unbeaten start to the Champions League by getting the tying goal in a 1-1 draw at AC Milan. Messi scored from close range to match Robinho's tally for Milan, keeping Barcelona in charge of Group H on seven points, two ahead of Milan.
Robert Lewandowski grabbed an 82nd-minute winner for Dortmund at Arsenal in Group F. The 2-1 loss ended the Gunners' unbeaten run that stretched back to mid-August. They are joined in a three-way tie with six points by Napoli, which won 2-1 at Marseille to send the French side to a third straight loss.
Atletico Madrid made it three wins in three matches thanks to two goals from striker Diego Costa in a 3-0 victory at Austria Vienna.
Striker Fernando Torres scored twice as Chelsea embarrassed Schalke, 3-0, putting the 2012 champions atop Group E.
In other matches, Celtic and Zenit St. Petersburg got their first wins while Basel drew, 1-1, at Steaua Bucharest.
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Minimum payment survey: How much your issuer charges
By Karen Haywood Queen
The days of the $10 minimum credit card payment are over, CreditCards.com found in surveying how the top 10 credit card issuers set their minimum payments.
Our survey found that the biggest card issuers have all agreed on a single formula for charging minimum payments, but several have tinkered with the minimum dollar amount that they'll accept. Of the 10 credit card issuers we surveyed in June 2014, two set $15 as the minimum dollar amount payment; one charges $20; four charge $25; one charges $30; and two charge $35.
One issuer, Discover, lowered its minimum payment to $35, down from $40 in January 2012, our last survey. Two issuers set higher minimum dollar amount payments. Citi raised its minimum dollar amount from $20 to $25.
Chase raised its dollar amount minimum to $25 from $10; now no card issuers offer a $10 minimum payment. (See table, "Minimum payment policies of major credit card issuers.")
The formulas used to calculate minimum payments were largely unchanged. After being criticized by federal regulators in 2003 for setting minimum payment formulas at levels so low they kept consumers in near-perpetual debt, most of the industry has now settled on a basic billing formula, with one payment method for high balances, another for low balances. The formula for high balances calls for consumers to pay 1 percent of the total balance, plus the monthly interest charge and any fees. Once consumers whittle down their debt, the minimum dollar payments may kick in.
Although a higher minimum payment may hurt your wallet today, it's a good deal down the road. "Higher minimum payments are better for consumers, because they pay down the debt faster and cost less in interest accrued," says Chi Chi Wu, staff attorney for the National Consumer Law Center. "In fact, for years, we've criticized credit card lenders for setting the minimums too low. And we always urge consumers to pay more of the minimum whenever they can."
Minimum payments have become a featured attraction on credit card bills, getting more prominent display. Among the significant changes brought about by the Credit CARD Act of 2009 was to require issuers to include a minimum payment warning box on credit card statements. That box must show how long it would take to pay off the card's balance by making only the minimum payments, and how much you'd need to pay each month to clear the balance in 36 months.
Fear of debt has been a catalyst for people to make bigger payments to stay out of the "minimum payment syndrome," says Todd Mark, a certified counselor with Consumer Credit Counseling Service of Greater Dallas. "It can take you 10 or 20 years to get out of debt if you are only making the minimum," he said.
Our previous survey, in January 2012, showed a few card issuers raising minimum payments to either a set dollar amount, or a percentage of the full balance due, plus the monthly interest -- whichever was greater.
Our June 2014 survey showed most percentage calculations for minimum payments remaining the same while a few dollar amount minimums changed.
With a dollar amount minimum payment of $25 instead of $10, some Chase cardholders may have seen their minimum payment requirements more than double. However, the increase affects only those cardholders with low balances; those with larger balances would likely see minimums well above $25 under the formula calling for 1 percent of the new balance, plus periodic interest charges and late fees.
What banks require, how they're different
No specific set of regulations details how minimum payments should be set. Each company can set its own model. Further, some companies set minimums differently for the different cards
they issue.
But the models are similar: They require a small percentage of the outstanding balance, plus fees and interest. For many companies, if the balance on the card is below a certain dollar amount, the full balance is due.
Some companies' calculations are a little more complex. Try saying these all in one breath:
American Express sets its minimum payment as the greater of interest charged on the statement plus 1 percent of the new balance (excluding any over-limit amount, penalty fees and interest on the statement); or $35. Then the company adds any penalty fees shown on the statement, 1/24th of any over-limit amount, rounds to the nearest dollar and adds any amount past due.
Wells Fargo also has a complicated formula. The minimum payment due is the greater of $15 (or the entire balance if the new balance is less than $15); or the sum of the fees and interest accrued during the billing cycle for which the minimum payment is calculated, plus 1 percent of the new balance shown on the billing statement. The minimum payment is then rounded up to the next highest whole dollar amount.
Chase made the most significant change we saw from 2012 to 2014, raising its minimum from $10 to $25. Its formula is now the larger of $25 (or total amount owed if less than $25); or the sum of 1 percent of the full balance, the periodic interest charges and late fees billed on the statement for which the minimum is calculated. In 2012, the minimum payment was the larger of $10, 2 percent of the balance, or 1 percent of the balance plus all interest and any fees.
Reality of minimum credit card payments
Dennis Campbell, an associate professor at Harvard University, worked as part of a team that studied the impact of the CARD Act. The results, released in February 2011, showed the new information had had a positive impact on cardholders paying more than the minimum.
"A large fraction of consumers did key in on the 36-month number," he said. "We saw a spike in customers paying around that amount when the disclosures came.
Prior to the CARD Act, fewer than 2 percent paid the amount required to pay the debt off in three years, Campbell said. "It spiked up to 8 percent or so after the CARD Act. It went up four times. People are framing on this thing."
Campbell's group looked at data from Affinity Plus Federal Credit Union's 132,000 members, which had a credit card portfolio of 30,000 members.
Campbell said cardholders with lower credit scores focused on the 36-month number more than other groups. "This is the population that the rule was most intended to affect," he said. "These are the people trying to improve credit behavior and score. Our data suggests this is the population most likely to be impacted."
Still, those looking to that 36-month number as what they will pay should realize that the minimum payment changes every month as their balance goes down. Consumers who want to pay the card off in the 36-month time frame should maintain the same payment and make no additional charges.
Payments applied differently, too
The CARD Act also changed how payments are applied by banks when consumers have balances that carry more than one interest rate. pay above the minimum in a way that helps pay down debt faster.
Before the act, the common practice in the industry was to apply payments to the debt with the lowest interest rate. The act requires at least some of the higher-priced debt to be repaid first.
For example, if you had a balance with a 0-percent introductory rate and a balance from a cash advance at a 20-percent rate, the act requires the credit card company to apply your payments to the higher rate debt before it reduces the balance on the lower rate debt. That's good news for cardholders, consumer advocates say.
Bank name | Minimum payment policy | Min. payment for a $1,000 balance at 15% | Min. payment for a $500 balance at 25% |
American Express | The greater of: • $35; • Interest on the statement, plus 1 percent of the full balance, plus any penalty fees. To either of those, AmEx adds 1/24th of any over-limit amount (rounded to the nearest dollar), plus any past due amount. |
$35 | $35 |
Bank of America |
The greater of:
• $25; • 1 percent of the full balance, plus interest and late fees, if applicable. |
$30 | $25 |
Capital One |
The greater of: • $25; • 1 percent of balance, plus the current statement's interest charges, plus past due fees, plus any amount past due. |
$30 | $25 |
Chase |
The greater of: • $25; • 1 percent of the full balance, plus the current statement's interest charges, plus late fees. |
$30 | $25 |
Citi |
The greater of:
• $25; • 1 percent of the full balance, plus the current statement's interest charges, plus late fees. In all cases, add past fees and finance charges due, plus any amount in excess of credit line. |
$30 | $25 |
Discover |
The greater of:
• $35; • 2 percent of the full balance; • $20 plus interest and any fees. |
$35 | $35 |
Synchrony (GE Capital) |
The greater of:
• $20; • 1 percent of the full balance, plus interest and any fees. |
$23 | $20 |
The greater of:
• $15; • 1 percent of the full balance, plus interest and any fees. |
$23 | $15 |
U.S. Bank |
The greater of:
• $30; • 1 percent of the full balance. In all cases, add any late, annual and/or account fees. |
$30 | $30 |
Wells Fargo |
The greater of:
• $15; • The sum of fees and interest accrued during the billing cycle for which the minimum payment is calculated, plus 1 percent of the full balance shown on the billing statement. The minimum payment is then rounded up to the nearest whole dollar. |
$23 | $15 |
Source: CreditCards.com research, June 2014. Assumes no late fees or other fees. |
See related: Calculator: The true cost of paying the minimum


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Why do people argue in Asda?
I was walking in the aisles of our local Asda the other day. It is quite a small supermarket and has no George clothing range to make the visit more interesting. Just a few sad racks of pants and socks. … Continue reading


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Canoes/kayaks with paddles
Large aerial Crooked Creek maps
Life jackets
Smaller maps with sections of the creek
Ziploc bags for carrying maps
GPS units and dry bags (optional)
Explorers for eons have mapped new locations to record not just routes taken but also features and events along those routes. Mapmaking can help explore and define the environment whether it is a schoolyard, the world or even the galaxy.
Journaling can be incorporated into this lesson. Give participants journaling tasks to be completed along the way or provide each team with several locations (use landmarks or GPS coordinates) to stop for journal entries. Or, instruct participants to choose at least two locations along the way for journaling.
Legend – an explanatory list of the symbols on a map or chart
Perspective – the appearance of objects in respect to their relative distance and positions
Scale (mapping) – a ratio which compares a measurement on a map to the actual distance between locations identified on the map


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Tropical Fish Keeping - Aquarium fish care and resources
- Tropical Fish Diseases
- - Ammonia!!!!!
Ammonia!!!!! 1. Size of aquarium (# of gallons) - 30 2. Is your aquarium setup freshwater or brackish water? Fresh 3. How long the aquarium has been set up? About 2 weeks 4. What fish and how many are in the aquarium (species are important to know) - Mollies (I think - they were rescues...) 4 white, 7 black 5. Are there live plants in the aquarium? no, but I'd like some (especially if that would help) 6. What temperature is the tank water currently? 73-75 7. What make/model filter are you using? Penguin Power Sponge Filter 8. Are you using a CO2 unit? no 9. Does your aquarium receive natural sunlight at any given part of the day? not direct 10. When did you perform your last water exchange, and how much water was changed? 2 days ago, 5 gallons 11. How often do you perform water changes? once - twice a week 12. How often and what foods do you feed your fish? Nutrafin Max Complete Flake Food, 3x per day 13. What type of lighting are you using and how long is it kept on? florescent 8am - 9 or 10pm 14. What specific concerns bring you here at this time? High level of Ammonia - other levels are hig, but not as bad 15. What are your water parameters? Test your pH, ammonia, nitrite and nitrate. I haven't had a chance to test yet this morning, but yesterday, I go pH = 8.2, Ammonia = 1.0 :shock:, Nitrite/nitrate = 0.2 16. What test kit are you using and is it liquid or test strips? liquid, Red Sea Fresh Lab 17. When was the last time you bought a fish and how did they behave while in the pet store tank? I got 13 fish from a banquet about two weeks ago (they were part of the table center pieces). The first night they were cramed in abot 10 gallons. The next day I set up this tank for them. I've lost two of the original 13 (both the white ones). I think they are mollies, its what thiey look like, but I could be wrong. Per petstore people, the tank has Freshwater conditioning salt in it. I was running a heater (Hydor Theo Heater 50W), but it wouldn't turn off (temp got to about 79 when the thermastat was set to 72...). My main concern is that I lost two fish to what appeared to be swim bladder failure. Thats what prompted the testing of the water. I know I need to just keep changing out water, but is there anything else I can do to bring down the ammonia level? Would plants help? I've had fish tanks for years (though never this big - except for the pond) and I've never had this sort of problem before. Thanks |
So the tank has definitely not cycled then. This is why you are seeing ammonia. Also, you don't need to feed them more than once a day. You gave a nitrate/nitrate reading of .2. Are they really both .2 or are you confusing them as the same thing? They are very different. I suggest you do 30% water changes as long as there is ammonia, daily. Once your cycle is complete it should be ok to relax on the water changes. Please read about the cycle here: http://www.fishforum.com/viewtopic.php?t=3738. Good luck! |
I recommend you cut down on feeding to once every 2 or 3 days and perform water chages as already suggested. One your tank has cycles and you have no amonia or nitrate, and a level of nitrate < 40ppm then feed once a day only, and skip a day once a week. |
My mistake, this test kit doesn't test for nitrates, so the .2 is only for nitrites. Also, they always look hungry and will readily eat any food you give them. Any thoughts? |
Fish always want food and will always eat. That doesn't mean they should or they need to. This type of fish is fine if you feed it one a day-or-two. With nitrites and ammonia this high please make sure you do large water changes daily until they are both 0!! This stuff is toxic to the fishies! |
My thoguhts on them always looking hungry? : They are fish and fish do this. Fish are oppertunistic eaters and will eat whenever possible. They will eat themselves to death if given the oppertunity. In the wild the oppertunity to eat doesn;t come round so often so their food intake is reglated by this. In captivity it's up to us to make sure they don't overeat otherwise the fish will become unhealthy, just like we do if we eat too much, and will produce much mroe easte and therefore causing amonia readings to rocket. Feed once a day as much as they can eat in 2-3 minutes, no more. If you have put in too much food and there's still some left after 2-3 minutes, remove it. I also personally think it's a good diea to skip feeding one day a week. |
Then fishey diet and water changes it is. Any thoughts on plants, or should those wait? Thanks. |
Plants helpt o "clean" the water. But for now I would concentrate on your current issue! Add plants when things have settled! (Unless mollies eat plants? I dunno much about them!) |
Mollies won't eat the plants. You can add plants anytime IMHO. They consume some nitrates but in tjis instance the cycle is not complete so I'm not sure how much of a difference they would make. In a fully cycles tank plants can be helpful, but should not be a substitute for frequent water changes and good filteration. |
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Riding High
National Show Hunter Hall of Famer Bernie Traurig was at Knightsbridge Farm in Middletown last Saturday and Sunday, where the renowned trainer conducted a riding clinic for local equestrians. A 2009 inductee to the National Show Hunter Hall of Fame, Traurig has competed in the upper levels of national and international competition in three disciplines: jumpers, three-day eventing, and dressage. As a junior rider, Traurig won both the AHSA (NOW USEF) Medal Finals and the ASPCA Medal Finals in 1961. His most famous mounts have been show hunters named Gozzi, Riot Free, Mink'n Pearls, Royal Blue, and Circuit Breaker, and his show jumping partners were Jet Run, Edenvale, Corsair, and The Cardinal. He won over 60 Grand Prix show jumping events and has represented the USET several times including the 1992 World Championships in Dublin. He has competed in eight World Cup Finals and has won the U.S. League four times.
He is now based in California and uses his time to inform people through his website, equestrian coach.com, and teaching clinics.
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Adult Group Games
Adult Group Games - Ah Um Game - Kick the "ah, um" habit and avoid these words in natural conversation. - Baby Food Guessing Game - Sample baby food and guess what flavor is in each jar! - Battle of the Sexes - Test each teams' knowledge of the opposite gender- sports, fashion and more! - The Best Game - This game showcases hidden and incredibly random talents and skills. - Company Slogan and Tagline Game - Test your corporate slogan & tagline knowledge now! - The Dating Game - Fun icebreaker game for groups who know each other well. - Duct Tape Game - Tape your teammate on a wall using duct tape! - Fishbowl - Fun-filled word and memory game- Charades, Taboo and Password combined! Little preparation required. - Food Challenge Cook-Off - Great bonding activity for adults. Create a 2-course meal with the secret ingredient. - Halloween Charades - Show off your acting skills, Halloween-styled! Easy word list provided, ready to print. - Halloween Pictionary - Guess the secret word or phrase using only your teammate's drawing, Halloween-styled! - Halloween Telephone Charades - Funny icebreaker game, especially for larger groups. Easy to learn and play, with little preparation. - Halloween Trivia - Test your Halloween knowledge! - Jeopardy Powerpoint Template - A free Jeopardy Powerpoint Template, ready to download and edit. - Kick The Can - Fun active game to play on a large empty field or gym- especially for teenagers. - Logo Game - The ultimate logo quiz- Test your logo knowledge now! - Mall Disguise Scavenger Hunt - Find the people in your group dressed up in disguises! Fun game for large groups who know each other. - Mall Scavenger Hunt - Fun game to play with a medium to large group. Photo scavenger hunt at a mall! - Pumpkin Carving Contest - Use your design skills and create the best looking pumpkin! - Rocket Experiment - Brainstorm, plan, and build a rocket with your team- without instructions! Great educational / critical thinking / brainstorming / teamwork game for high schoolers and adults. - Salad Bowl - Fun indoor icebreaker game for children to adults! Easy to learn and play, with little preparation. - Speed Scrabble - Use Scrabble tiles to create a crossword as quickly as possible! Fun, fast word game for a small group of people. - Telephone Charades - Funny icebreaker game, especially for larger groups. Easy to learn and play, with little preparation. - Telephone Pictionary - Similar to the game of telephone! See how distorted the flip books become as each person goes through it. - Thirteen / Tienlen / Tien Len - Singles, doubles, triples, runs and bombs- Great strategic card game for four players. - Toilet Paper Mummy - Wrap someone in toilet paper as quickly and neatly as possible! - Zoom In Game - Guess what the item is, zoomed in - Great Powerpoint game for medium and large groups! |


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Arsonal From New Jersey Calls Out St. Louis, Clowns Them & Goes In On Hitman Holla "Nobody From St. Louis Will Be Better Than Me. F*ck Nelly, F*ck J-Kwon, F*ck Chingy, F*ck St. Louis" [N.Y. "Lions Den" Vs St. Louis Rap Battle Goin Down Soon]
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Bed and Breakfast Directory
Business Directory
Free Business Marketing
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Bed and Breakfast Directory
Business Directory
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Astor Court Hotel London
Astor Court Hotel - 20 Hallam Street
Rooms from £120
The Astor Court Hotel provides a comfortable semi luxurious and secure living environment set in the heart of London's West End. Housed in a historic former gentlemen's club the 45 well appointed newly refurbished rooms and six apartments provides the perfect balance of modern comfort and Victorian architecture unique to this grade 2 listed building. Located and close to theatre land shopping centre restaurants clubs pubs and cinemas.Just couple of minutes walks to Oxford Circus Regent Street Hyde Park London's West End. The hotel just been recently refurbished. All public areas and rooms have been completely revamped. All rooms are en-suite and include direct dial telephone trouser press satellite colour TV and tea and coffee making facilities as standard. Lift to all floors.All six apartments are self contained can sleep 5 6 persons include lounge and fully fitted kitchen bathroom and separate bedroom excluding studios. Room rates are inclusive of a delicious Continental breakfast. All rooms have WIFI access for the internet.The Astor Court Hotel is within walking distance of London's finest shopping areas such as Oxford and Regent Street just 5 Minutes walk. London Theatres Piccadilly Covent Gardens just 10 minutes from the hotel. As for our business guests the capital's commercial and financial districts ( The City) is just a short cab ride away. 20 Minutes
Directions to Astor Court Hotel London
By public transport: The nearest Tube stations is Oxford Circus or Great Portland Street. FROM HEATHROW AIRPORT: Please Take the Piccadilly Line to Green Park and then the Victoria Line to Oxford Circus. The hotel is just off Regent Street and Oxford Street adjacent to the BBC Radio Station .
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If just surveillance, I really don't care.
Not So Secret Drone Test
Thanks to the calls of Huston locals and one brave news station, what was supposed to be a secret drone aircraft test, is now not so secret. Though to no surprise, the mainstream media is ignoring the issue. But that doesn't stop youtube or the many tube sites that are continuing to get the word out.
This story recently broke on June 8th, as dozens of dignitaries gathered to watch what was supposed to be a secret launching of a drone that will be used by American police. The only news station that was brave enough to film the whole event, received tons of threats from the police surrounding the secret launch, but the news station was smart enough to check and found themselves within their rights to follow the drone with a chopper for the whole event.
This upset HPD and homeland security to no end, who then had to explain themselves. Though we now know that not only are they intending on using these drones to for covert operations, but they are also considering using the drones to catch speeders, to spy into your home, your cars and anything else. These planes would easily be able to gather probably cause for nearly any reason. As HPD said "we aren't ruling anything out" when it comes to the use of these drone planes.
If just surveillance, I really don't care.
I would imagine that routine UAV use won't be terribly cost efficient for most PDs anytime in the near future.
They may use them the same way they use Helos in special circumstances.
To keep this on the rails, barring a breakdown in civil order, the military can't perform ordinary police functions, so they won't be using them domestically.
keep trying champ
Don't see anything indicating that they will be operated by the military
thank god we only have to worry about the MILITARY drones
If just surveillance, I really don't care.
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Africa: What to Do About Food Waste?
A new report says that global food waste estimates range from 30 to 50 percent of all food grown, with losses in emerging economies stemming from issues in food production, storage and distribution systems.Wheat
Global Food Waste Not, Want Not
- Publisher:
- Institution of Mechanical Engineers
- Publication Date:
- 14 January 2013
With the global population estimated toreach 9.5 billion by 2075, mankind needs toensure it has the food resources available to feed all these people. ... see more »


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- Member: Lockstock
- Studio: Epical Studios
- Title: This Times For Real
- Premiered: 2005-02-13
- Categories:
- ill nino This Times For Real
- Anime:
- Participation:
This is the Second Chapter in my series of Naruto AMVs. The first one was made using the first 40 episodes of naruto, which led to this one being made from the 40 following that. will there be a third? I haven't decided yet. I had wanted to make an AMV to an Illnino song for quite a while and finally I made a decision to go with this idea for a serious, action AMV to the song titled "This Times For Real" from their second album "Confession". I felt that with this song I could produce an action AMV to the more serious side of Naruto consisting of many of the sub characters and even Naruto's strugle with the Nine-Tails Fox. I tried to put in a lot more of the fighting scenes in this AMV rather then the first chapter, which was more done on facial expressions, overviews, etc. This AMV was entered in the AVcon AMV competition along with my "Without Wings" and "Rescue Me" AMVs. I received quite a lot of good feedback from people for it. Anyway, thats about all I had to say about it, go watch it and enjoy...
Opinions (1)
- Link Format Bitrate Codec Duration Filesize Link Check Information Comments
- Direct AVI (.avi) 1525 DX50/xvid (DivX 5.0) 00:04:27 53.8mb Last Checked: 2006-01-03 09:43:40 200 OK
- Indirect AVI (.avi) 1525 DX50/xvid (DivX 5.0) 00:04:27 53.8mb Last Checked: 2006-01-03 10:06:45 200 OK
53.8 MiB
Local File Epical_Studios-Naruto_-_This_Times_For_Real.avi Duration 266 seconds Video Track 1522.144 kb/s Xvid [DX50] 640 x 480 @ 23.98 fps Audio Track MP3 @ 160 kbps 44.1 kHz, stereophonic sound


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A Great Kitty Gear Tool
I wanted to let everyone know about a great working gear tool for Feral Druid DPS.
Take a gander at Ask Mr. Robot.
This tool is similar to RAWR but available online in a web interface. You will need to install Microsoft Silverlight for it to work.
Let me start by saying why I am pimping this tool on my site.
You can run a simulated battle by pushing the simulate button and it will give you your theoretical DPS based on the latest and greatest Feral Kitty Theorycraft models.
In my particular case after importing in my gear the Simulation reported back my theoretical DPS of 10,419.6 +/- 56.8.
Now take a look at my Normal Mode Saurfang fight, which is a completely stationary fight and a good way to test your DPS max.
6 DPS off from the projection… WOW!
Now there is a trick to getting this to work correctly.
Instructions for using Ask Mr. Robot
- Import Your Character from the armory in your raiding gear. You need to log out of WOW with the right gear on.
- Settings button – enter your Latency and the length of the fight. Leave the rest at default.
- Buffs buttons at the top – Select CUSTM and then use the fill boxes below to pick your food, flask, and the buffs you will get during the fight. THIS IS VERY IMPORTANT. If you don't know all the buffs you will be getting use the MMO-Champion Raid Comp Calculator found HERE.
- Leave the ROTATION set to Auto. It does the perfect kitty rotation which hopefully by now you know and understand. If you do not use the latest Feral By Night Addon from Curse or a custom Ovale script. (Ovale is like FBn but allows easy to understand user tweaks to the underlying IF(Then) code and works for all classes). IMHO, use FBn if you are new to kitty dps until you learn more about the fights and your particular style of play. You could theoretically create a custom Ovale script for EACH fight, I have a life so I don't do that.
- TALENTS – If your talents are not 00/55/16 or really close to it you are doing something wrong or you logged out in the wrong spec.
- MAJOR GLYPHS – Shred, Rip, SRoar. If it's anything else you aren't doing it right. (Unless you glyph switch between fights, this is a pro strategy that I am not going to cover at this time… mainly because I can't afford it)
For now this really looks like the best tool for gearing up your feral kitty. A new RAWR (Version 3) is on the horizon as well, when it is officially released I will announce it on the site and let people know.
Northern Exposure Achievement… Finally!
I finally killed a rare mob in Northrend!
Thanks goes out to the maker of _NPCScan Saiket.
For anyone interested in the rare mob achievements you need to get this addon. I would have to say it is one of the most beautifully done addons I have ever seen.
When you get within range of a rare mob it alerts you by putting a 3D rotating model of the rare spawn on your screen which flashes in your face just in case you are in it's near proximity and didn't know it. The addon scans your WOW cache folder and when you get within range of the mob it automatically knows. Follow the instructions on how to use the addon at the website and it works without a hitch.