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Marketwatch had an interesting series looking at the pros and cons of buying a house this year. Given I have commenced my own home buying process, it was a very timely piece, as I am sure it was for many others who are thinking of buying (or even selling) a home in year ahead. However before pulling the trigger on your purchase you need to consider the case for buying now versus waiting for conditions to improve. In current market conditions there is a strong case for either side of the argument. Here's why you should buy a house this year:
- Affordability is better than ever : According to the National Association of Realtors' housing affordability index, homes were more affordable in December than at any other point since the group started the index in 1970. Housing prices are down and mortgage rates remain low, but home buyers should be aware that they're in it for the long haul because prices are unlikely to rise anytime soon. Moody's predicted that house prices will stabilize by the end of this year, while the Case-Shiller house price index predicted home prices will fall another 11% from the fourth quarter of 2008. However always talk to local agents and recent buyers (as opposed to national indicators) to really determine housing and price trends in your area.
- You have a large inventory to choose from: In many places it is taking months to sell a home, creating loads of quality inventory – from new homes to existing homes to short sales and foreclosures. A large selection gives buyers more choices and drives down prices (basic supply and demand in play). And home sellers have gotten the picture by offering great incentives like paying closing costs or throwing in new appliances to close the deal.
- Builders are offering big discounts: Home builders are getting even more aggressive with their pricing and it is worth looking at completed new homes first because builders are offering such steep discounts. Plus with a new house, you'd have a warranty not only on the home itself, but also on the home's appliances.
- Mortgage rates are historically low: It's not just the price of the home that will affect affordability; mortgage terms will also affect your monthly payments. These days, rates are very attractive for conforming loans, those that can be purchased by mortgage agencies Fannie Mae and Freddie Mac. Earlier this year, rates on the popular 30-year fixed-rate mortgage went below 5%, a rate not seen in decades, and rates have stayed relatively near that low for weeks.But low rates don't mean lenders are handing out mortgages easily. You'll need good credit, a substantial down payment and a willingness to document your income in order to qualify for those great rates, if you can qualify at all.
- You can get the new home buyer tax credit: The recently approved $787 billion economic stimulus plan has a home buyer tax credit of up to $8,000 for home buyers who haven't owned a home in at least three years and meet income qualifications. The credit does not need to be paid back. That extra cash will come in handy since the average first-time home buyer spends about $6,000 in the first six months of owning a home.
The above presents a pretty strong case for buying a home in the year ahead, and the $8000 homebuyer tax credit (assuming you qualify) is a real bonus. However, given the current adverse economic conditions and the gloomy outlook for the economy in general, and because this will probably be your biggest investment in life, you need to look at the other side of the buy argument and consider why it may not be such a good idea. Here are some reasons that could stall your decision to become a homeowner:
- Prices are still dropping: Data shows that prices are still dropping in many markets. If you buy today, your home could be worth less in a year or even two. According to PMI Group's most recent U.S. Market Risk Index, the risk of lower prices two years from now has increased across the country. Half of the country's 50 largest cities had an elevated or high probability of seeing lower house prices by the end of the third quarter of 2010, compared with the third quarter of 2008. According to the widely reported and used Case-Shiller home price index, values in 20 major U.S. cities fell 18.2% in November, compared with November 2007. Prices are down 25% from their peak in 2006, according to the index.
- This sale will be on for a while: Even if prices stop falling this year, as Moody's Economy.com is predicting, price appreciation could be weak for a while. In fact, while some recoveries resemble a "V"-shaped pattern, this housing recovery could look like an "L" — once a bottom hits, prices will flat line, said Jay Papasan, one of the authors of the book "Your First Home." Prices likely won't rocket to housing-boom levels soon, as conditions are exacerbated by rising unemployment and foreclosure inventory. The lesson: This housing sale could go on for a while, so there is no need to rush.
- Negative Equity: If prices continue to drop, you might have to be in that home for longer than you thought in order for the investment to make financial sense. In any market, it's best to buy a home with the intention of staying there five to 10 years. This guideline is even more important today, when you might have to absorb more price drops and weather a couple years of slow price growth. According to research from the National Association of Realtors, the typical first-time home buyer in 2008 planned to stay in their new for 10 years, up from seven years in 2007.
- Your job could be the next to go: Maybe you're spooked by the headlines of job cuts. Perhaps you have friends who have recently been laid off. If you think your own job might be in danger, stop right there – and stay put. But even if you're comfortable with your own job security, investigate how your future neighbors are faring. The last thing you want to do is end up in a neighborhood fill of struggling homeowners facing foreclosure.
- Your cash reserves will be eaten up. Given the recession and the fragile economy today, even if you feel confident about your job it's wise to have a cushion to land on in the event you get hit with a financial broadside, a divorce or a major health bill, for instance. If your down payment would deplete your rainy day fund, keep saving for a while before house hunting. Even if you feel like you're secure in your job, it's much smarter to have and Emergency fund made up of five or six months of living expenses, because you never know what lies ahead.
Overall, I don't know when the "right" time to buy will be. No one does. In reality buying a house is a very personal decision for every family based on many factors. For me, I need more place for an expanding family, am planning to stay in my current location for a while and most importantly have sufficient funds to put down a healthy deposit while still having emergency funds set aside. But I am not rushing into anything and will only buy when I find the right house at the right price. The full Marketwatch home buying series can be found here, which is definitely worth a read.
Picture Credit: No Brow Cartoons
~ Foreclosure Relief from Obama's $75 Billion Mortgage Modification Plan
~ Why you should be angry with the 2008 Housing Relief Bill
~ The housing crisis and wealth decimation
~ A look at the Pros and Cons of Reverse Mortgages
~ House Prices decline around the world


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Pharmacists are a familiar sight in most retail settings, from standalone independent drugstores to big-box discounters and supermarkets. However, pharmacists are more than retail pill dispensers. They must be licensed by their state before they can practice, and becoming a pharmacist typically takes six to eight years. Some specialized pharmacists spend an additional one to two years in clinical residencies after earning their doctorate.
Undergraduate Education
Pharmacists are required to earn a doctoral degree, so candidates must first complete a program of undergraduate studies. This usually requires a minimum of two years' undergraduate science courses, though three to four years is more common and some pharmacy schools require candidates to hold a bachelor's degree. The course work will typically include a variety of biology courses, mostly centered around human anatomy and physiology. Chemistry and organic chemistry are also prerequisites, as well as the mathematics necessary to calculate dosages. Individual programs vary in their prerequisites, so students must ensure their undergraduate program meets the requirements of their chosen school.
The Doctorate
The doctor of pharmacy degree, or Pharm.D., requires four additional years of study. The curriculum is heavily weighted to pharmacology, communications with patients and the legal and ethical obligations of pharmacists, including their patients' data security. The later years of the program also include opportunities to practice under supervision in a clinical setting, learning to interact with patients under the supervision of experienced pharmacists.
Licensure and Residency
Graduating from an accredited pharmacy program gives the successful student a Pharm.D. degree, but doesn't confer a license to practice. Newly-minted pharmacists must first take a national certification examination known as the NAPLEX, or North American Pharmacist Licensure Examination, which verifies their competency and grasp of the pharmacist's profession. Pharmacists must then pass a second licensing examination from their state, which ensures their familiarity with applicable state laws. Some pharmacists opt to spend one or two additional years in clinical residencies, as doctors do, to learn a specialized field in pharmaceutical research.
Income and Outlook
In its May 2011 Occupational Employment Statistics, the U.S. Bureau of Labor Statistics reports an average annual income of $112,160 for pharmacists. The lowest-paid 10 percent reported salaries of up to $84,490 per year, while the highest-paid 10 percent earned $144,090 per year or more. Their median income was $113,390 per year. Employment prospects are equally appealing, as the bureau projects a 25 percent increase in demand for pharmacists between 2010 and 2020. This is much faster than the average for all occupations and reflects the overall growth of the health-care industry.
References (6)
- Explore Health Careers: Pharmacist
- Purdue University College of Pharmacy: Pre-Pharmacy Curriculum
- Purdue University College of Pharmacy: Pharm.D. Program -- Curriculum
- Purdue University College of Pharmacy: Doctor of Pharmacy (Pharm.D.) Program
- U.S. Bureau of Labor Statistics: Occupational Employment Statistics -- Pharmacists
- U.S. Bureau of Labor Statistics: Occupational Outlook Handbook -- Pharmacists
Photo Credits
- Jupiterimages/Polka Dot/Getty Images

subset: commoncrawl


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"If you want others to be happy, practice compassion. If you want to be happy, practice compassion."
-- The Dalai Lama
Tuesday, November 01, 2005
Since When Is This Okay?
Since when is this behavior appropriate? Especially at school?
4 comments:
It's never appropriate, and yet law school often seems to be the breeding ground for it. It's especially shocking when you hearing it during class from the freaking professor. It's just a good ol' boys profession where it's okay to say things like that, until someone changes it. So take a stand and call the person out on it right when they say it! It slowly stops the behavior, and it sure is fun to watch them squirm when they realize what an ass they are being.
It's good to know someone else out there still gets offended. :) - 7:28 AM
- Dagny said...
I think a lot of people just think it is funny. It makes me sad to see people act like jerks and be hypocritical like that. Many of these people claim to be open minded and yet find it funny to make fun of others.
- Show Stopper said...
You know, it seems like the average age of the law school classes are getting younger each year which may explain the inappropriate behavior. I know I felt like a kid in my year, which made me watch my behavior. But then the next 2 years after mine seemed so much younger.
My class had a nickname for the behavior. We called it Lewis & Clark High because it was so high school... - 12:23 PM
- Jim Online said...
Uhh I believe such comments are never appropriate.


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"After this Jesus revealed himself again to the disciples by the Sea of Tibe'ri-as" |
Background: The problem for those who tried to harmonize all the resurrection stories in the Gospel is that there are too many of them. How could one story be right and another wrong? Such anguish comes from a failure to understand how the gospels were composed. There was no single tradition written down a few weeks after Pentecost and then preserved carefully until the Gospel authors settled down to write. Rather different bits and pieces of Jesus stories were save by various of his followers and then handed down orally for decades. The point of the stories was never lost, but the form changed as they were told and retold. Then the Gospel writers, each with his own purpose and style, gathered together the stories that fit their narrative. Today's Gospel may be the most charming -- the risen Jesus appears out of the morning mists on the shores of Galilee which he walked once before. It is not surprising that it is a well told story because the author of John's Gospel was a master story teller (and also, perhaps surprisingly, a powerful mystic). Thus is the story of the Feast at Cana and the woman at the well are enchanting tales if we permit them to be so. Did Jesus actually meet his followers on the beaches of the Lake after he rose from the dead? Who would dare deny it? Yet did the author of John remember the dialogue many decades later? Finally did he understand something about the risen Jesus that no one had made quite so clear before? Who would are deny that? |
Fr. Greeley's Last Book: |
Story: Once upon a time a great woman's softball coach had to retire because her family was moving away. The young women on the team were terribly disappointed because she was such a good coach and so sympathetic to all their problems. However, they thought that maybe she agreed to the family move because she was so fed up the adolescent personalities on her team. When she said good by to them, she told them that they had great potential if they'd only chill out and play their very best. Well, they made it very difficult for the next quote who quit before the year was over. The next year they stumbled and bumbled through the season but made it to the play offs. No one gave them a chance to get beyond the first round. They were a bunch of spoiled cry babies. Then when the opening game of the playoffs began, they saw their old coach in the stands. She waved at them and smiled. They knew they were being forgiven for all their miscues and idiocies. She loved them even when they were nerds. So they played like their lives depended on it and won the championship. Articles | Messages | Author | Homilies
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| Home Gospel Psalm 30:1-12 1 I will extol thee, O LORD, for thou hast drawn me
up, and hast not let my foes rejoice over me.
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as "a very complicated place" demographically, asks some
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Damien Gayle
Mail Online
October 19, 2011
Blackberry's data centre crash may have proved catastrophic for the firms and workers who rely on the smartphones' email services to do business.
But while the disruption may have sounded the death-knell for Research In Motion, the phones' embattled maker, it may have helped save lives elsewhere.
In the United Arab Emirates, a dramatic fall in traffic accidents has been directly linked to the three-day blackout of Blackberry services. In the kingdom of Dubai, the number of crashes fell 20 per cent on the days Blackberry users were unable to use its service.
In nearby Abu Dhabi, meanwhile, the fall was even more dramatic, with the number of accidents plummetting 40 per cent – with no fatal crashes at all. Usually there is a traffic accident every three minutes in Dubai, while in Abu Dhabi someone is killed in a crash every two days.


text: Loxon Conditioner masonry sealer and conditioner has a high pH resistance that will bond light chalk and dusting concrete. It is useful where an existing topcoat has deteriorated, or as a sealer for new construction. The patented acrylic formula has a fast cure time that allows new concrete and other vertical masonry surfaces to be coated with a seven-day cure. Loxon Conditioner is a solution in harsh weather conditions, with a temperature tolerance as low as 40° F. Sherwin-Williams. www.swconcretecoatings.com


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Kingdom | Phylum | Class | Order | Family |
Animalia | Chordata | Reptilia | Squamata | Viperidae |
Scientific Name: | Agkistrodon taylori | |||
Species Authority: | Burger & Robertson, 1951 | |||
Common Name(s):
Red List Category & Criteria: | Least Concern ver 3.1 |
Year Published: | 2007 |
Date Assessed: | 2007-03-01 |
Assessor(s): | Lavin, P., Mendoza-Quijano, F. & Hammerson, G.A. |
Reviewer(s): | Cox, N., Chanson, J.S. & Stuart, S.N. (Global Reptile Assessment Coordinating Team) |
Justification: Listed as Least Concern, because it is relatively widespread (>50,000 km²), and its population is not currently declining fast enough to qualify for listing in a more threatened category. |
Range Description: | This species is known from northeastern Mexico, from central Nuevo Leon southward including half of Tamaulipas, northern San Luis Potosi and Veracruz and extreme eastern Hidalgo. |
Countries occurrence: | Native: Mexico |
Additional data: | |
Range Map: | Click here to open the map viewer and explore range. |
Population: | It is a rare species. The current population trend is unknown. There are few data on population size, however the species is rarely encountered. Although it is suspected that the population is declining as a result of habitat loss and collection, there are currently no data to support this. |
Current Population Trend: | Unknown |
Additional data: |
Habitat and Ecology: | The species habitats include mesquite-grassland, thornforest and tropical deciduous forest. It is associated with small water bodies. |
Systems: | Terrestrial |
Major Threat(s): | Habitat loss and modification for livestock agriculture (cattle grazing) is a major threat. The species is rare and therefore is more attractive to collectors. |
Conservation Actions: | Habitat protection is needed, particularly in southeastern Tamaulipas. Further research on biology, range, population and threats is needed. |
Citation: | Lavin, P., Mendoza-Quijano, F. & Hammerson, G.A. 2007. Agkistrodon taylori. The IUCN Red List of Threatened Species 2007: e.T64299A12756529. . Downloaded on 26 March 2017. |
Disclaimer: | To make use of this information, please check the <Terms of Use>. |
Feedback: | If you see any errors or have any questions or suggestions on what is shown on this page, please provide us with feedback so that we can correct or extend the information provided |


text: Bohning All in One Serving Kit is the perfect accessory needed to center serve your bowstring. The instructional DVD will walk you right through the whole procedure, holding your hand as you go step by step. You'll know the serving procedure, string care, and back-serving after watching. Included in the kit is a self-serve cable spreader, string separator, serve-tite serving tool with a poly-grip 0.02 inch thread, Xccelerator Wax and the instructional DVD.


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from the chihuly exhibit at the de young museum in san francisco
1 response
Traci Lee gave props (6 Jul 2008):
I love chihuly's worl...there is a permanent exhibit at the Oklahoma Museum of Art


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Artist description:
It is a really random draw.....twll me am i the only one who sees a face in the stars? :?
Canvas Draw Created Aug 09, 2011 470 x 338px Unless noted Copyright 2011 alivin445.
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How to get the most benefit from the CAS Course on Professionalism By Kendall P. Williams, FCAS, Candidate Liaison Committee chairperson and Course on Professionalism facilitator
You have just passed Exam 5 and filled out the form to attend the CAS Course on Professionalism. You have received your confirmation from the CAS Office and made your travel reservations. You may be thinking... Now what? Why does the CAS require me to attend this seminar anyway? What are all of these pre-readings? What am I supposed to learn? Is this going to be a big waste of time? These are all questions you might be asking yourself as you prepare for your Course on Professionalism. The Committee on Professional Education holds several Courses on Professionalism each year to help prepare candidates to be Associates of the CAS. This month, approximately 220 candidates will attend seminars in Atlanta and San Diego. The course has several goals, including: The course is broken into three major components: So how can you get the most out of the Course on Professionalism? Be on time and attend all of the sessions. Almost all candidates who fail the course do so because they were late for one or more sessions. Make sure you give yourself adequate time to get to the hotel and make it to the seminar on time. Come prepared! Read all of the pre-readings and have a general understanding of what the Code, Standards, and Statements are and how to apply them. The interactive sessions include discussions in small groups. Candidates who are not familiar with the pre-readings will struggle in the interactive sessions. You should be ready to interact and participate. Many of the sessions encourage open discussion on the issues and how best to resolve them. At the same time, candidates should come with an open mind and be willing to accept other viewpoints. The scenarios presented are often not black and white, and there will be more than one possible course of action. Finally, commit yourself to the seminar. Put away your smart phone. Try to leave the office behind as much as possible so you can concentrate on the course. It is tough for everyone to be away from the office for a couple of days. However, candidates should plan to check work e-mails and messages only during the breaks or in the evening. Keep in mind that if you are caught browsing the Internet on your phone or laptop during the course you may fail. By following the advice outlined above, you will not only accomplish the goals of the Course on Professionalism, but probably enjoy the time as well. You will certainly leave the seminar better prepared to be an actuary!


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Mumbai: The rupee fell to an over-two-month low on Friday, extending its losing streak to a third week, as investors remained cautious on risk assets ahead of a key eurogroup meeting and worries over the US "fiscal cliff".
The unit fell 0.75% for the week, in which the country's twin deficits again came to the fore with a string of disappointing macroeconomic data.
Investors expect the rupee to closely track global developments next week with eurogroup ministers slated to meet on Tuesday to forge a deal on Greece.
Worries over the US fiscal situation also continue to add to global growth worries.
Dealers said talk of intervention by the Reserve Bank of India (RBI) kept a lid on the rupee's losses, though there was no unanimity over whether the central bank actually sold dollars.
"I do not think that rupee will weaken beyond 55.50 to the dollar this year. Otherwise RBI will use its firepower," said Satyajit Kanjilal, chief executive at Forexserve.
Still, the rupee fell to 55.2050 to the dollar in the session, a level last seen on 13 September, a day before the government announced key reforms in aviation and multi-brand retail.
The partially convertible rupee ended weaker at 55.1650/1750 to a dollar as against its previous close of 54.70/71.
Investors will now closely watch the Parliament session beginning Thursday to see whether the government can push through its key reform proposals like foreign direct investment in pension and hiking the limit for insurance.
The tepid response to the telecom spectrum auction, which garnered about one-fourth of the Rs.40,000 crore budgeted, will make it difficult to keep the fiscal deficit in check.
The trade deficit for October widened to its worst at $21 billion, fuelling concerns about the current account deficit.
"We expect India's growth recovery to remain shallow, as the worsening of the twin deficit suggests that the macroeconomic imbalances have yet to correct," Nomura said in a note.
In the offshore non-deliverable forwards segment, the one-month contract was at 55.50 while the three-month was at 56.07.
In the currency futures market, the most traded near-month dollar/rupee on the National Stock Exchange and the MCX-SX closed around 55.3275 with total traded volume of $4.5 billion. Reuters


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Web Developers who have design skills are rare. In this section, you can review my web applications and programming skills used in front-end Web Development. Each item includes a link to interact with the application and an option to request the source code. Security information will not be included in the code provided.
User Interface with Sample Gamification
- Technologies Used: Adobe Creative Suite: Experience Designer 2016 (Preview) Unreleased.
- Purpose: To provide a sample UI for evaluation.
- Client: Tech Challenge. Year: 2016.
- See It In Action: | Request Further Contact:
Account Management Mini Web Application
- Technologies Used: GUI, PHP4, MySQL, HTML4, CSS3, CMS, JavaScript, Form Validation, Database Connection, Loops, & Variables.
- Purpose: To provide a place for users to register and upload tracks for their custom music mix.
- Notable Implementation: The application uses PHP Update to keep the database small instead of creating a new master record with each change of information. This was a priority for this project.
- Client: Phantom Records. Year: 2005.
- See It In Action: | Request Source Code:
Dynamic Browser/OS Detection
- Technologies Used: PHP4, MySQL, HTML4, CSS3, CMS, Session Validation, Browser Detection, OS Detection, Email Messaging
- Purpose: When users visit our site with different browsers or operating systems, my code loads the corresponding compatible music player when they view a page with an audio preview.
- Notable Implementation: For Windows users, I load Windows Media Player. For Mac OS X users, I load a QuickTime player. The mini application sends an email each time a user previews audio that includes their browser and OS information and the music previewed.
- Client: Phantom Records. Year: 2005.
- See It In Action: | Request Source Code:
Login/Register Mini Web Application
- Technologies Used: GUI, PHP4, MySQL, HTML5, CSS3, CMS, JavaScript, Form Validation, Session Validation, Database Connection.
- Purpose: Our users needed a place to login to access their account management area. The login form was programmed to detect if they are already logged in, if there is a current session active, or if they need to register. Redirects sent the user to the account management area or a registration screen depending on whether they are recognized or not.
- Notable Implementation: The login screen detects an incorrect username/password combination and invites the user to go back and try again or to recover their password. Recovered passwords are emailed to the user's registered email address. If a user attempts to register using an existing username, the web application informs them an account already exists and offers a link to login to the existing account or go back and register using a different username.
- Client: Phantom Records. Year: 2004.
- See It In Action: | Request Source Code:
PayPal API Third Party Integration
- Technologies Used: GUI, HTML4, CSS3, JavaScript, PayPal API.
- Purpose: When users want to purchase an existing music mix product instead of create their own, they click a custom Add to Cart button that has hidden fields storing the price of the product as well as a per product handling and shipping charge that increments based on the quantity of products ordered. This information is passed to PayPal on a subsequent screen branded for the client.
- Notable Implementation: When a user placed an order, the integration stored the product number and IP address (in addition to other information) so that this information could be compared to site visit logs. On the site, the music mix files, that the user previewed, were named based on the product number. This meant that the orders placed could be compared to the IP address of users who had previewed that product and analyzed to see how often a given IP address previewed a product before purchasing the same product.
- Client: Phantom Records. Year: 2004.
- See It In Action: | Request Source Code:
JavaScript PoP-Up Order Screen
- Technologies Used: GUI, HTML3, CSS2, JavaScript, ASP, CGI.
- Purpose: When users ordered a product, an order screen popped up with a simple order form. The form asked for full name, shipping address, and phone number. It contained links to explain why online ordering is safe for users who were new to online ordering. It allowed a user to pay by credit card or "Telebank," a local banking system in New Zealand where the client's site was based at the time.
- Notable Implementation: My client was the first in New Zealand history to be approved to process credit card transactions online. The client beat out 500 other applicants to become the pilot merchant to process credit card transactions online because I was the only one to successfully explain how to use New Zealand's privacy laws and stored order information to obtain a court order to compel an ISP to provide billing name, address, and phone number for the account associated with the IP address that placed an order. The achievement was covered on the front page of New Zealand's largest newspaper, with a readership of one million. We were also profiled on television.
- Client: Gamescape Interactive NZ, Ltd. Year: 1997.
- See It In Action: | Request Source Code:


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Attendance Allowance, Personal Independence Payment and Employment and Support Allowance can be claimed quickly under special rules if you are terminally ill and are not already receiving one of these benefits.
Note: this leaflet gives a brief summary of benefits for the terminally ill and is for guidance only. It does not cover all situations, nor is it a full statement of the law. Sources of further, more detailed information are given at the end.
What are Attendance Allowance, Personal Independence Payment and Employment and Support Allowance?
Attendance Allowance is a tax-free benefit if you are aged 65 or over and you need care. See separate leaflet called Attendance Allowance.
Personal Independence Payment is a tax-free benefit for people aged under 65 who have care needs or problems with getting about. See separate leaflet called Personal Independence Payment.
Employment and Support Allowance is a benefit if you are aged under 65, and have problems working because of an illness or disability. See separate leaflet called Employment and Support Allowance.
What is meant by terminally ill?
The definition used by the Department for Work and Pensions, when they assess a claim under the special rules, is that a person is suffering from a progressive disease, and their death can be reasonably expected within six months.
What are the special rules for the terminally ill?
Under normal rules for Attendance Allowance and Personal Independence Payment a person has to have needed care for a certain length of time before they can get these benefits. Under the special rules there is no such qualifying period, neither does the person have to prove what care they need.
People who are terminally ill do not need to have a medical examination if they are claiming Employment and Support Allowance and they do not need to wait 13 weeks before getting a component.
This means there is much less information that the person has to enter on the claim form. Claims made under the special rules are given priority treatment.
Who can make the claim under the special rules?
The claim can be made either by the person who is terminally ill or by someone acting on their behalf. If the claim is made on behalf of the terminally ill person, it is not necessary for them to sign the form. This may be appropriate where a person has not been told the full nature of their condition. If the claim has been made by another person, the terminally ill person will be notified that a claim has been made for Attendance Allowance or Personal Independence Payment. However, they will not be told that the claim has been made under the special rules.
How do you claim?
Claims should be made on the Personal Independence Payment (people aged under 65), Attendance Allowance (people aged over 65) and Employment and Support Allowance (people aged under 65) claim forms.
A short medical report about the terminally ill person's condition must be sent in with the claim forms for Attendance Allowance and Personal Independence Payment. This report is called DS1500 and is available from a doctor, specialist or consultant.
It is not necessary to see the doctor to obtain the report. A nurse or doctor's receptionist can be asked to arrange for the report to be issued.
Did you find this information useful?
Disclaimer: This article is for information only and should not be used for the diagnosis or treatment of medical conditions. Patient Platform Limited has used all reasonable care in compiling the information but make no warranty as to its accuracy. Consult a doctor or other health care professional for diagnosis and treatment of medical conditions. For details see our conditions.


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The last sentence in an earlier post of mine stated that I don't believe the administration has a clear plan to get Iraq fixed and our troops out of there. Looks like I was right President Bush acknowledged yesterday that the war in Iraq is dominating nearly every aspect of his presidency, and he served notice for the first time that he expects the decision on when all U.S. troops come home to fall on his successors. In an hour-long news conference, Bush said the "trauma" of war has left the public and even some lawmakers in his own party understandably shaken and skeptical of his vow that the United States will prevail.
Bush: Troops to Stay in Iraq Past '08
Wednesday, March 22, 2006; Page A01
Resign? Hell no. After all by his standards the mission is accomplished.
He should be canned. Or better still, Rumsfeld should commit Sepuku!
Monday, March 27, 2006
I told you so....
By Jim VandeHei
Washington Post Staff Writer


text:
Support the news
In a speech Tuesday night in Austin, Texas, U.S. Attorney General Eric Holder asked state legislatures to take care not to violate the Voting Rights Act. As the country approaches the 2012 elections, many states are redrawing political boundaries and there are fears minority voters may be disenfranchised.
Support the news
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Guys, I need some help/info here. My daughter has an '04 V6, stock, automatic. She had an accident last year and the body shop ended up putting a stock GT rear bumper on as a replacement. As you can guess, it looks pretty silly on there with that stock, single exhaust pipe hanging down. She wants some dual pipes to fit in with the GT bumper, and of course wants a better sound. I have searched here and read all the threads I can take, but hope you can help me with some suggestions to make her christmas a happy one. 1) If ordering one of the cat-back systems to fit a V6, I assume they are meant to fit with a stock bumper, with the turn down tailpipe. Is this accurate or would they come with straight pipes that would actually fit into the GT's exhaust slots? 2) Staying with just a cat-back system, is there any need of using any of the GT take-off exhaust system parts? I keep reading here about using them, but not sure if that is necessarry in our case. 3) Would the MAC Flow Paths be ok for her? She has sulked about the sound of her car since new. She has vivid memories of my modded 93GT that shook the walls in the house. Is there another brand we should consider more? I was surprised then searching for Flowmasters that I could only find them in 3 chamber for her car. Do they not offer 2 chamber for the V6's in a cat-back kit? Well, I will stop here with the questions and hope some of you experts on V6 stangs can help me out. Thanks for any and all info you can provide. I need to get this Christmas order in soon. I plan to do the basic install myself. I usually have my local muffler shop weld the joints when I am done. Ken
I would get a '99-'04 GT takeoff catback and have a muffler shop fabricate a true dual midpipe. You can use the left side OEM muffler hanger, but will have to get two exhaust tip hangers and a right-side muffler hanger. You can also get any aftermarket catback you want that fits a '99-'04 GT if you have a true dual midpipe fabricated as above or use one of the V6 dual H-pipe conversion kits sold by vendors such as Mustang Tuning.
www.V6mustangstuff.com H-pipe ($85) plus any of the Cat-back kits they offer will give you sound and looks. Some of the cat-back kits aren't true dual though. But the ones that are bolt right onto the H-pipe. You'll just have to get it welded on at the end of the cats. They also sell the GT exhaust hanger kit to give you the extra hangers you'll need. Borla, Magnaflow, Flowmaster, etc...
wow guys, thanks for the info. Looks like I have some shopping to do. It sounds like you feel I have to go with a GT setup. I was hoping to just get away with bolting up a simple cat-back system...just a couple of muffflers and tailpipes from the stock cat pipe back. She doesn't really need a super-system like I keep for the GT! I'll look and see what I need. Thanks again. Ken
OK, I have been to all the sites and checked out the products. Seems I have 2 choices: 1) Stay with the stock Y pipe and just buy a "dual" cat-back muffler/pipe system, either Flowmaster or MAC OR 2) Buy the Dual H-pipe adapter and a 4.6L cat back system, either Flowmaster or MAC Is there any real advantage with going with option #2? This is not a car that is going to be built up. My daughter just wants it to sound a lot better. It is a beautiful anniversary red V6 with an automatic drive. It has the GT rear bumper on it with the 2 exhaust exit notches that we need to fill! The only worry I have is would using option #1 allow proper routing of the pipes to the bumper notches? Anymore hints, ideas, or tips are surely welcome. Thanks again, Ken I can get the MAC 3.8L cat-back only system for $309 The conversion pipe would be $85 PLUS the GT cat back... $389 for MAC or $359 for American Thunder Flows
If She`s not gonna BUILD up the car then Go w/ the MAGNAFLOW it will sound much better, check out E-bay there is some for around $375 shipped !!!!! This store has it for $459 but you can make an offer.......Store: "GRIFFINS MUSTANG SOURCE" Good luck,
Thanks again. Hey TP....what can you tell me about those SLP systems? I just found them on E-bay for $404 shipped. That is the best deal I have come across. I checked the reviews section here and everyone praises these things to the max. BUT, what about on the V-6 cars? What would we expect on her car being automatic and stock everything else? I would buy a dual conversion pipe and then pop these buggers on there. Just how loud or what sound on her car? Do you think she would be pleased, knowing she is jealous of our Flowmasters on the 93 and 93GT's we have already? I would appreciate any info about this. We don't want her to rattle the neighbors windows, but she does want to try to have a mean sounding V-6...as mean as possible anyway. She's limited to what dad is going to spend on it....and she's a poor college girl with a part time job. Thank you very much. Ken
I don't know how they would sound on a V6 but the fit, quality, and finish of the SLP Loudmouth catback is second to none. Give them a try, they should work out well.
Thanks TP. I am unclear about what the SLP pipes are. Are they mufflers or just resonators? Is it like running straight pipes or any muffling at all? They do seem to be a great product and the pictures look stunning to say the least. We do need some muffling under there. Anybody with any info to help us decide? Thanks, Ken
go to www.stangparts.com in their product inventory on the last page of their induction and exhaust section they have a complete GT takeoff kit with the pacesetter V6 conversion adapter. since you already have a GT bumper you can get the 94-98 kit for $185 the 99-04 kit is the same except comes with a GT rear bumper for $350 which you don't need. the GT pipes they use are from 99+ GT so they will look just like a stock 99GT exhaust all that needs done is cut the Y-pipe and put the GT exhaust in place. the GT mufflers are alittle quiet so if you want you can add 2.25" Force mufflers from www.summitracing.com part# FRC-5201 for $29.88 a piece. they are built and sound exactly like Flowmaster super 40's but you can get 2 Force mufflers for less than the price of 1 flow super 40 or you can go to www.pypesexhaust.com for a real nice X-pipe header back system
Cobra 232, Thanks for posting that info, could be a lot of help. I got a e-mail reply from the SLP guys and they pretty much told me that their loudmouth pipes just don't sound good on a V6. I guess that idea is out now. I guess maybe the GT system is the way to go for the price. I can't see spending $400+ to get her duals with a bit more sound. Yeah, I want to be the nice dad and all, but I can only reason it out so far. I should know this, but...is the stock GT piping mandrel bent of squished like a cheap muffler shop would do it? I figure it is at least all SS, so that is nice from a durability standpoint. I think just adding some loud mufflers on later would work just fine. My main concern now is filling those ugly blank GT exhaust exits with some real pipe! You all have been a great help. Ken
the GT exhaust has more kinks in it than you can shake a stick at but it is fine for a stock V6 and much better than the stock V6 exhaust. the GT mufflers only measure 1.875" inside diameter on inlet and outlet. a muffler shop can cut them off and weld in the Force muffler i reccomended. it will sound real agressive with the GT pipes and force mufflers but it won't be over bearing. you will like that setup for sound and it will look like a GT from behind. the 1 bad thing with the stock GT takeoffs is the pipes like to split when expanded. tell a muffler shop to heat them with a torch first if they have to expand them alittle to fit the 2.25" force mufflers or what ever 2.25" mufflers you decide to go with. the GT mufflers don't sound bad they are just quieter. get the force mufflers your daughter will love you for it. she will be proud to show off her car to her friends with sound the Force mufflers will provide. SLP Loudmouths don't sound bad on the V6 but they are loud and will probably draw too much attention. they are pretty much just glasspacks here is a clip of another V6 stang with force mufflers http://www.dragstripwarriors.com/video/Witrapped.avi
Cobra, Thanks again for the great information. The sound link helped too. It does sound a bit "buzzy" in the link, but definitely a lot better than stock!!! I have a bit on E-bay for a GT takeoff set with only 20 miles on them. I hope to win the bid today. The problem with MPS is that they have something like a $40 handling fee PLUS freight shipping cost. Ouch, starts to add up. The E-bay ones are a flat $39 for shipping. I will see what we can get...should know by this evening. My daughter has always been a bit dissappointed ever since we brought the new 04 V6 home. She grew up listening to my 93 with a full MAC and Flowmaster setup and she just always wanted a loud, rumbling car. We just could not afford the insurance on a GT for her, so we got her the nice anniversary edition V6 with pony upgrade. Leather interior, etc... BUT it is an Automatic. She's not the best driver as it is, and we felt a 5-speed would just lead to more trouble. I now feel it is my responsibility to help her at least make her car cound a bit better? The worst part is we just picked up a beat up 92 GT hatch for her younger brother, and sure enough, it came with an ORHP and flowmasters! I think it torqued her off just a little. Even though she is 19 and my son is only 17, he is a lot better driver. She = 3 accidents, 4 tickets He = NONE, and none. Sorry about the family lesson plan, just wanted to say what i'm trying to do. Thanks again for all the help. Ken
yeah the sound clip is alittle buzzy at higher rpms but that will be any exhaust on the V6. those mufflers sound exactly like my flowmaster super 40's on my procharged 98 to me the 3.8 sounds like and old Jaguar XKE setup for racing
Well, I let the GT pipes slip on by. The price bidding was going up and up. It was nearing the price of a new Flowmaster Cat back system I was looking at. Right now I think I might try to win the bid for the new Flowmasters. Heck, that's what she originally wanted anyway. I have heard reports here that some don't like the sound of them on the V6's, but not sure. Still, I think she would LOVE it over her wimpy stock stuff anyway. Anyone comment on the flows? Thanks, Ken TIME OUT!!!! I just checked out E-bay and found this out....... I lost the bid, my max bid was $170 and the other bidder won it at $175 Poor guy...he had it at $139 until I tossed that one bid in?! BUT....there is a Re-listed button and it has the same item up for bidding WITH a buy it now tag for $144.00 Heck, now I can get it for even cheaper than before??!! I am most confused now...........Can we compare the GT and the Flowmaster systems? GT: stainless steel, kinked bending, 2 1/4" pipes with 3 1/2" exits almost new. Flows: aluminized, mandrel bends, 2 1/2" pipes with 3" exits. New. This would be a no-brainer if it were my old 5.0 or my son's 5.0, but I don't know squat about these buzzing V-6's. Could you guys please post your thoughts on these systems. I need to make the final decision/purchase by tomorrow, noon. I see such advantages to both. She wants loud, I want smart and durable. Please help me?!!?? Ken
here ya go this guy posted this at mustang forums http://www.mustangforums.com/m_850569/tm.htm below is the direct link for the GT takeoffs http://cgi.ebay.com/ebaymotors/ws/e...&item=8022211074&rd=1&sspagename=STRK:MESE:IT buy now for $60 and all you need is the Pace setter adapter. hell you don't even need that. a muffler shop can cut the Y and fab up pipes to the GT takeoffs. you will need to scrap the GT mufflers. once they are cut off from the tails they are hard to put back on. just get the 2.25" force mufflers. you don't need an H-pipe anyways as they do nothing for power on an even fire 3.8 V6 $60 for the takeoffs $60 for the Force 2.25" mufflers $100 to put it all together $220 and it will sound just like a flowmaster system GT takeoffs are OK for a stock or lightly modded V6. if you run a blower then you want the mandrel bent 2.5" exhaust
OK, I get the picture now. The lightbulb finally came on! Thanks for posting the links. I'll get everything ordered and make her happy for Christmas! Sheesh, I didn't have this much trouble with things for my 93GT...can't believe I am intimidated by the little V6. I already have the Pacesetter pipe coming so we will go with that. You mentioned it is hard to put back GT mufflers that have been cut. Is it that they just don't line up well again? Thanks man, very big help. Ken
usually people cut the pipes off flush with the muffler and it is har to weld them back together like i said the GT mufflers don't sound that good anyways. get the force mufflers. you wont be sorry. that sound clip didn't do them justice. they sound much better in person
OK, it's all ordered and done. No more fretting over this! GT take-off pipes, Pace-setter adapter, Force mufflers. I can't wait to see her face, this will be a great present for her. I also have some more billet stuff coming. Thanks for all the help, and Merry Christmas. Ken


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It's Terriers time In the past five League One campaigns Huddersfield have finished 15th, 10th, 9th, 6th – losing in the play-off semi-finals – and 3rd, losing in the final. Logic says they will take the final step to promotion this time.
Lofty ambitions Barnet have avoided relegation from League Two on the final day of the past two seasons. Perhaps this time they will give their supporters' nerves some respite by guaranteeing safety with a week to spare...
Members only The Full Members Trophy has had many sponsors – Auto Windscreens, LDV Vans, Johnstone's Paint – but the constant is Carlisle United. They have reached the final a record six times, winning twice.
Foreign currency Two foreign former Premier League forwards-turned-managers take charge of their first competitive matches in the Football League next week. Uwe Rösler, once of Manchester City, leads Brentford against Yeovil Town while Paolo Di Canio will be in the dug-out for Swindon Town's home match with Crewe Alexandra.
Shock of the new League Two new boys Crawley Town are favourites to continue their success by securing promotion to League One at the first attempt. Blue Square Premier play-off winners AFC Wimbledon also make their Football League bow.
Eleven up League Two Bradford City are aiming to attract average gates of over 11,000 for the sixth successive season.
House full The largest crowd in League One is likely to be a derby between Sheffield United and Sheffield Wednesday. Their last meeting drew 35,485 to Hillsborough.
Goals galore Peterborough United scored 106 last season. Leading scorers in Leagues One and Two this time could be Crawley, who rattled in 93 in the Blue Square Premier.
Lincoln lean Lincoln City's relegation from League Two last season means Scunthorpe United are the only Football League club in Lincolnshire.
Ups and downs Eight clubs currently in Leagues One and Two have lost their League place and recovered it.
- More about:
- AFC Wimbledon
- French Football
- Manchester City
- Swindon Town


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I'm not sure if this is happening with anyone else, but if I were to aim the controller at the screen, the curser on the screen wouldn't be lined up with the controller in my hand. Is there any way to calibrate the controller's aim?
sadly no. ALOT of people are complaining about this and i see nintendo releaseing a patch soon to add wii-mote calibration (please dont anyone say to adjust the sensitivity of the sensor bar. that is just for IR light, not wii-mote pointer position). zelda has an option to adjust it a little. you can change it 2 way down or 2 ways up. it helps but its still a little off
I can't believe it - that just sucks! My screen is 6 feet wide (projector) and i must point the wiimote towards the bottom of the screen all the time. How can Nintendo think that "above screen" and "below screen" will fit all screen sizes?! Especially considering the care they've taken with just about everything else. The interface is what gives the wii all the interest and attention and is certainly why I bought it, and instead of working intuitively you really have to spend a lot of time trying to make it work. I've all but given up on the sports games, since without a clear on-screen indication of where you're pointing your wiimote there's absolutely no way to know. Very disappointing!! By the way, what does the sensitivity do?
in the same position as you sasja , on my projector , it ain't sh!t . but if you tell that nintendo'll do a patch , then it's ok Drizzt
not sure if this is relevant, but do you have your wii set for the sensor bar position? you can tell the wii if your sensor bar is above or below the tv set, which i have found does make a difference. also its best to be directly in line with the sensor bar... hopefully thats of some use to you, if not, sorry..
actually i tried a lot of thing. and sasja will probably tell you same as me. normal tv , great result projector screen , sensor bar above or below , directly above , way below , (i enve tried on the side), ain't sh!t . pointing in front , on the side , 2'' from the screen or 15' , same result. Drizzt
Thanks for trying to help Gary, but I've got that bit right, just like Drizzt I experimented and looked through menus for ages before coming here to have confirmed that there's nothing really one can do. What puzzles me is that Nintendo can think that "above screen" and "below screen" will fit all screen sizes!
that's what i though the first time... the best would have been 1 - above or below and 2 - screen size . this way you could have played from the sides as well. Drizzt
Well... If you're using a projector I'm assuming you're most likely further than 4 feet from the sensor bar. If you move further away than that, you will have major problems using the Wii-mote. If I get 6 feet away from my TV the cursor starts to jump around. Just use a regular TV instead the projector. The Wii is meant for 21" - 52" TVs, not projectors on a wall. I tried using my Wii on a 12" TV, and the control was VERY innacturate.


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GAINESVILLE, Fla. -- Florida defensive coordinator Dan Quinn is going back to the NFL -- and back to Seattle, too.
The Seahawks on Thursday afternoon named Quinn their defensive coordinator to replace Gus Bradley, who was named the Jacksonville Jaguars' head coach earlier in the day.
Quinn was the Seahawks' defensive line coach from 2009-10 before leaving to become the Gators' defensive coordinator under coach Will Muschamp.
Before this season, Quinn spent the past 10 seasons in the NFL with Seattle, the Jets (2007-08), Miami (2005-06), and San Francisco (2001-04). Quinn coached the defensive line with the exception of his first two seasons with the 49ers, when he was the defensive quality control coach.
Quinn's only experience as a defensive coordinator before being hired at Florida was one season at Hofstra in 2000.
Quinn's defenses ranked among the top 10 nationally in his two seasons at Florida. In 2012, the Gators were fifth nationally in scoring (15.4 ppg), second in pass efficiency defense and fourth in rush defense (94.9 ypg). Florida gave up only seven passing touchdowns, which was second only to Boise State (four).
In 2011, the Gators ranked eighth nationally in total defense, seventh in passing defense and second in third-down defense.
"I'm happy for Dan and this opportunity," Muschamp said in a statement. "I've said before that I always encourage my staff when opportunities arise to take the next step in their career. Dan's background is in the NFL and this is a great chance to go back to a place he's familiar with."
With Quinn's departure, Florida promoted linebackers and special teams coach D.J. Durkin to defensive coordinator. Durkin, who has been on Florida's staff since 2010, will still coach the linebackers as well, the school said.
"D.J. and I will run the defense, continuing the way that Dan and I did for the past two years," Muschamp said in the statement. "We will look to add another coach that is the best fit for our staff moving forward."
Despite being away for two seasons, Quinn will see a few familiar faces on Seattle's defense when he returns. Starting defensive linemen Red Bryant, Brandon Mebane and Chris Clemons were all with Quinn in 2010, along with safeties Earl Thomas and Kam Chancellor.
Quinn will take over a defense that was lauded for much of the season and finished as the top scoring defense in the NFL, giving up 15 points per game.
Yet Seattle struggled to hold on in late-game situations, including the Seahawks' 30-28 loss to Atlanta in the divisional playoffs. Seattle rallied from a 20-point deficit at the start the fourth quarter to take a 28-27 lead with 31 seconds left. Atlanta then hit two quick passes and got into field goal range, where Matt Bryant's 49-yarder proved to be the winner.
It was the fourth time this season the Seahawks surrendered points in the final 30 seconds of regulation that either lost the game or sent it to overtime.
Information from The Associated Press was used in this report.


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The Indianapolis Zoo is committed to conservation efforts across the globe. One of the keystones of the Indianapolis Zoo's commitment to conservation is to support efforts around the world to save wildlife and wild places that are in danger. The Zoo's support reaches far and wide through its involvement and monetary assistance with many different organizations, researchers and scientists in the field whose hard work is helping to preserve unique animals and their habitats for future generations. Learn more about our global conservation initiatives by clicking on the links below.
As part of the Association of Zoos and Aquariums, the Zoo has joined forces in the new program, SAFE: Saving Animals From Extinction. SAFE builds on the important work that organizations have been doing for decades, and combines the efforts of zoos and aquariums across the country to support and spread the word about animal conservation.
SAFE focuses on 10 signature species or animal groups: western pond turtle, cheetah, sharks and rays, vaquita, African penguin, gorilla, Asian elephant, black rhinoceros, sea turtle and whooping crane.
To support this important national initiative, the Indianapolis Zoo has chosen to become a Visionary Founder of the program, providing funds, the expertise of staff and on-grounds messaging for guests. Visit AZAsavingspecies.org to find out more. [close]
The close up encounters possible at the Zoo's Tiger Forest exhibit are the envy of our Amur tiger conservation partner, Dr. Linda Kerley, as she has had only a handful of opportunities to be so close to tigers. For the Amur tigers that she and the other members of the Amur Tiger Conservation Project (ATCP) study in Lazovsky Preserve in Primorsky Krai, the Indianapolis Zoo's support paid for 15 vitally important tracking cameras that give Dr. Kerley a long distance insight into the lives of the last few remaining wild Amur tigers on Earth.
The Zoo's support allowed an expansion of the camera tracking program that identified four new litters of cubs in the reserve - the first time cubs had been observed since 2008. The ATCP was also able to expand their tracking work into a nearby newly protected national park. Results here have been astonishing, as shortly after the first cameras were placed, a tiger was confirmed to be in the park, along with another litter of cubs. Camera traps are also instrumental in establishing a deterrent program for poachers called "forest eyes" that uses hidden surveillance camera to record illegal activity in protected tiger habitat.Tiger fans can help support the conservation of these wonderful animals in other ways. You can help save endangered species by purchasing the Save Vanishing Species stamp from the U.S. Postal Service. Look for them the next time you purchase stamps. [close]
In Indianapolis, guests are surrounded by the beauty of birds in Flights of Fancy, and the Zoo is ensuring a positive future for wild birds too!
The Ara Project — named for the genus of macaws — is dedicated to saving the two native species of Costa Rica: the well-known Scarlet macaw and the endangered Great Green macaw. The project helps protect these incredible birds from threats like the wild bird trade, hunting and habitat loss through captive breeding programs and reintroducing offspring into the wild.
In 2015, the Indianapolis Zoo joined in these efforts, giving the project the means to construct additional breeding aviaries, in addition to the fabrication and installation of nest boxes for birds that have been released. [close]
When the Indianapolis Zoo designed its Cheetah: The Race for Survival exhibit, which opened in 2010, the planners included something never before seen in this kind of setting. The objective is to get young visitors interested in the world's fastest land animal and to generate funds that would directly go to the Cheetah Conservation Fund (CCF) in Namibia. CCF founder and two-time Indianapolis Prize Finalist Dr. Laurie Marker consulted the Zoo on the exhibit.
Zoo visitors pay 50 cents to enter the track and try and outrun the 60 miles per hour light array that duplicates a cheetah's speed, all the while listening to audio messages about the speed and grace of the cheetah. Race-a-Cheetah also benefitted from a donation from someone who knows and admires superior speed when he sees it — 2011 NASCAR Sprint Cup Champion (and Hoosier) Tony Stewart, whose Tony Stewart Foundation supports educational programming at the Indianapolis Zoo. Thus was born the concept of demonstrating just how fast a cheetah can run (and how and why they need to be that quick), while also telling the story of how researchers are working to save them in Africa.Beyond direct cheetah conservation, the Race-a-Cheetah funds also help the CCF raise Kangal dogs. CCF staffers train the dogs to guard livestock for the farmers and ranchers in Namibia. The dogs protect the sheep and goats from the cheetahs, which occasionally attack domestic animals, which means the humans won't have to kill the cheetahs to protect their property and livelihoods. The Zoo also features a daily Kangal dog chat (seasonal) in another section of the cheetah exhibit. [close]
The Indianapolis Zoo is proud to support The Dian Fossey Gorilla Fund International. Dian Fossey was a true conservation hero who fought to preserve and protect mountain gorillas. She was killed in her cabin in Karisoke in 1985.
Her legacy remains alive every day as staff and volunteers dedicate themselves to protecting the highly endangered mountain gorilla in Rwanda and Grauer's gorilla in the Democratic Republic of Congo. The staff studies the gorillas' behavior, monitors their health and works with local communities in areas surrounding where the animals live.
The Fossey Fund works with people in Africa who share the same ecosystem with the gorillas. The fund provides conservation education to the communities in an effort to reduce threat, seek alternative resources and encourage anti-poaching efforts.
Mike Crowther, the Zoo's president and chief executive officer, serves on the board of trustees of The Dian Fossey Gorilla Fund International. In 2016, actor Sigourney Weaver — who has served as The Fossey Fund's Honorary Chair since her starring role in "Gorillas in the Mist" — received the Jane Alexander Global Wildlife Ambassador Award for her work advocating for the endangered apes. [close]
The Indianapolis Zoo supports the ongoing goal of the Goualougo Triangle Ape Project — to improve the conservation outlook of the Congo Basin's chimpanzees and gorillas through long-term applied research, enhanced protection of habitat, and strengthening of local capacity.
The Congo Basin has long been considered a stronghold for gorilla conservation, but these African apes live in a rapidly changing landscape. GTAP's efforts combine applied conservation research of the gorillas and chimpanzees whose populations overlap areas of active logging with data of the industry to define the characteristics necessary for "high conservation value" forests.
The project conducts health monitoring and assesses risks of disease transmission, while also advancing professional development in local educational outreach. GTAP staff provide training in research, project management and the skills to interact with regional and international conservation work. [close]
The International Elephant Foundation (IEF) is composed of a group of Association of Zos and Aquariums zoos and other elephant facilities whose resident elephants are wildlife ambassadors helping to educate the public and raise valuable support dollars for elephant conservation. Dr. Rob Shumaker, Executive Vice President and Zoo Director, serves on the IEF board of directors. In 2011, the IEF provided a total of $230,000 in support of elephant conservation. Projects related to African elephant conservation include programs that combat poaching and protect wild populations throughout Africa, dissemination of research results utilized by conservation policy decision makers and education programming for various audiences including those who live in elephant range countries. Another valuable program funded by IEF is the "My Elephant Neighbor" program in West Africa. Through this program, thousands of children and their teachers have been able to learn about local elephants. Not all African families are aware of elephant conservation needs and this program utilizes the powerful voice of children to carry that message home to their parents. [close]
The Indianapolis Zoo provides financial support to IUCN's climate change vulnerability assessment of tree species in Borneo. The assessment studies trees for viable species survival and builds local capacity for reforestation. The study strengthens the network of experts working on the island's tree conservation and evaluates trees and woody plant species that will benefit the species in the surrounding habitat. [close]
The Zoo supports the Kutai Orangutan Project in the Kutai National Park in East Kalimantan, Borneo. The project started in 2009 in an effort to protect the seriously endangered orangutan population and recover the critical habitat that has been largely destroyed. The project is led by Dr. Anne Russon, who has studied orangutans for more than 30 years. The Kutai Orangutan Project site runs along the south side of the Sangata River and inland. This is an important site because it is vulnerable due to excessive clearing and people moving to the land. So far, the project has found more than two-dozen orangutans in this area. The Project says the orangutans are all healthy and reproducing normally. The Indianapolis Zoo supports both field research of this group of apes as well as providing funds for a reforestation initiative to sustain healthy habitat for generations to come. You can learn more about the Kutai Orangutan Project at the Indianapolis Zoo's Simon Skjodt International Orangutan Center. [close]
The Sumatran Orangutan Conservation Program (SOCP) works to conserve viable populations of critically endangered Sumatran orangutans through habitat protection, reintroduction of apes from the pet trade, as well as scientific research and education.
Since 2015, the Zoo has provided funding for the Sikundur Monitoring Post, located within the Gunung Leuser National Park and larger Leuser Ecosystem National Strategic Area.
The Post focuses on behavioral research, in addition to monitoring and protecting the habitat of this vital area. [close]
For Dr. Charles Foley, Director of the Tarangire Elephant Project, few countries in the world can match Tanzania for its diversity of wildlife. That's a key reason he and his wife Lara, manager of the Project, have spent the last 25 years living and conducting research in the Tarangire ecosystem.
Since 2007, the Indianapolis Zoo has provided annual support for the Tarangire Elephant Project and the Foley's efforts to conserve elephants and their habitat. Charles, Lara and their two young daughters follow the lives of more than 1,000 elephants within 32 family groups.
One of the Tarangire Elephant Project's major purposes is to protect migration corridors and dispersal areas — areas outside the national park where elephants move seasonally. These protected grasslands are a critical food source for wildlife, as well as for the local community's livestock. Free access to these areas for all of the species in the national park is essential for their continued conservation.
Despite poaching in other parts of Africa, Charles said the Tarangire elephants continue to thrive, with the local population estimated at about 4,200.
In 2016, funds also supported the start of a new program — the Ruaha Katavi Corridor expansion.
With attention given to the vast areas of woodland stretching between Ruaha National Park and Katavi National Park, the Foleys help ensure those populations are protected from both the pressures of poaching and habitat loss. With the parks more than 130 miles apart, focused efforts influence what may be not only the longest elephant corridor in East Africa, but one of the longest migration paths in the world. [close]
Despite the capture of blue-throated macaws ceasing in the early 1990s, wild populations of the critically endangered species remain very low. Because of this, the World Parrot Trust has worked to protect the birds, understand their ecology and create successful reproductive recovery programs since 2001.
The project focuses on protecting wild nests from predators to ensure a higher percentage of young birds fledge, conducting habitat studies, monitoring breeding pairs and installing artificial nest boxes to eliminate some of the threats affecting wild populations. While building a captive breeding program based in Bolivia, the project is also dedicated to providing community education opportunities to further conservation as well.
The Indianapolis Zoo's support directly aids the species by providing funds to purchase camera traps used for nest monitoring. [close]
In 2015, the Zoo helped conservation take to the sky … with drones that is.
Conservation Drones uses unmanned aerial vehicles (UAV) for various conservation purposes, from surveying wildlife and mapping ecosystems, to supporting the enforcement of protected areas. These incredible machines are capable of flying for more than an hour at a time and traveling across more than 30 miles to acquire the photos and videos used to produce models of areas endangered species can be found in. Plus, the worldwide initiative works to raise awareness for various regions' conservation challenges to inspire others to advance conservation by utilizing technology.
Funds not only helped support the purchase of the drones themselves, but also provided technical training for operators in the field who were surveying and helping protect African rhinos.
There's now new hope for the "Hoosier frog."
In the spring of 2015, Indianapolis Zoo guests had the chance to experience local conservation in action as the Zoo played a part in saving the state's endangered crawfish frog.
In partnership with researchers from Indiana University, Indiana State University, Detroit Zoological Society and the Indiana Department of Natural Resources, Zoo staff cared for tadpoles as they metamorphosed to Gosner stages 31-39.
Once back legs had formed, the young frogs were strong and mobile, and being less vulnerable to predators, they were returned to their natural wetland habitat in southern Indiana.
Through vigilant care and outreach, the project's first year was a resounding success.
Visitors were provided with educational opportunities — learning how to protect and restore threatened local wetland habitat and how to get involved with amphibian groups likeAZA's FrogWatch USAand theNorth American Amphibian Monitoring Program (NAAMP)— while more than 300 tadpoles reached metamorphosis at the Indianapolis Zoo and were taken back to the wildlife area.
The Zoo's team is proud to be a part of securing a sustainable future for this species. Find out more about this project on the Zoo's blog and on YouTube.
An Eagle Scout project went to the birds … and the Indianapolis Zoo supported this young conservationist's venture.High school freshman Matthias Benko's passion for birds began on a family vacation to Colorado at only 10 years old and became the focus for his service project, through which he hoped to showcase leadership in the world of conservation."No matter where you live you'll encounter nature," he said. "I feel like it's my duty to help protect and appreciate it."Collaborating with the Indiana Young Birders Club and Indiana's Audubon Society, Matthias established a migratory songbird trail at the Mary Gray Bird Sanctuary in Connersville, Ind. He constructed 40 predator proof nest boxes – installed on conduit posts around the property – and created informational pamphlets for visitors about the various types of birds living throughout the sanctuary.While primarily having an educational goal in mind, Matthias hopes the birdhouses will encourage species to breed, ensuring sustainable populations for the area.As part of a dedication to field conservation endeavors, the Zoo funded Matthias's project, and applauds his efforts to share his love of birds and protect local wildlife.
Indiana may be landlocked, but Hoosiers can play a long-term pivotal role in providing a healthy Gulf of Mexico for all sea life including dolphins. The Nature Conservancy and the Indianapolis Zoo, both long known for leadership in protecting nature across the globe, have partnered to increase public awareness, support, and engagement in the Gulf of Mexico conservation program.The Gulf has lost nearly 50 percent of its wetlands, 60 percent of its sea grass beds, and 85 percent of its oyster reefs. This is due in large part to pollutant nutrient runoff causing large areas of the Gulf to be uninhabitable for dolphins, oysters and other marine life. Unless this area is restored not only will cetaceans feel adverse conditions, but also the people who rely on the Gulf of Mexico for their livelihoods. Indiana plays a huge role in the pollution of the Gulf — identified as one of the states contributing the most excess nitrogen (11 percent) in the gulf creating oxygen-free dead zones. That means changes people make in Indiana can make a difference in the Gulf.
The Indianapolis Zoo and The Nature Conservancy teamed up to develop and implement programming for the Atlantic bottlenose dolphin program at the Zoo to increase public awareness, including a video explaining how visitors can make a difference shown during daily dolphin presentations in the Zoo's Dolphin Pavilion. [close]


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Men's end cap display
Women's end cap display
Men's section display
Women's section display
Frontal view women manikin's
Front window display at night
Front window display at night
Front window display in daylight
You amaze me! I am so proud of all you have done and can't wait to see all you will do! I love you!
You are SO talented!
And, you help keep me updated on the latest styles :)
Very cool Elise! Everything looks amazing!! :-)
Thank you all for the love on this post... Lisa I was admiring your post (as i was one of my favorites) and accidentally deleted it :(


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laziness, impatience, and hubris | |
PerlMonks |
Re^2: use lib in cgi envby AlexTape (Monk) |
on Nov 05, 2012 at 15:34 UTC ( #1002347=note: print w/replies, xml ) | Need Help?? |
because i assumed to have a relative path. the absolute method is working well..
$perlig =~ s/pec/cep/g if 'errors expected';
In Section
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Fenders on a 39 what? I have a 38 DeSoto and the fender welt runs from front to back. No where does it go under the body. Just one long welt. Depending on what (model/year) of car you have, you may have to make your own patch panels or get fenders from a donner car. The rear of my car under the trunk is missing. I can guess what it needs by matching it to the sides of the car but I've been thinking of making it flip up a little when I weld on new metal. Or, I may go with the roll pan look. Haven't decided yet. Hope that is of some help to you. Are you going totally original or customizing it some?
Sorry, I forgot to say that it is a 39 Chevy 2 dr. The fenders are profiled so that it appears that the welt may lay flat on the front half of the fender,sandwiched between top side of fender and body. On the rear half,the way the fender is shaped, it appears as if the welt would sit on edge between the body and fender.As for the rust repairon the rear of fender, I have to make a patch that curves both horizontally front to back, and vertically bottom to top
Some of the guys on here may have better ideas for you but I'm cutting out the rust spots and laying my patch panels in from the back side so I get the curvatures right. I know there are 39 chevy guys on here maybe they can get you a little closer info on what you need.
Dave, by mounting flanges do you mean where the fender has a bracket and a bolt that connects to a support bracket tied to the frame? Mine are pretty rusty and unusable. I'm cutting the old ones off and making new bracket and welding them back on the fenders in the same spot. Also drilling a hole for the bolt and welding it into place.
Jcarter, I had a similar situation with my front fender. I tried to bend/shape it with both anlges top to bottom and front to back. Once I got it fairly close I tack welded it at the top then started down one side then the other. By the time I got to the bottom I had both curvatures of the fender fairly close. If you can't find another fender it's worth a try. It worked for me. Good Luck! Let us know how you did. |
Yes mine are on the backside of the fender near the bottom rear. They are short and U shaped with a flange on each side . They would be very easy to grind off and make new ones and weld right back on. Take a closer look. You can probably do it easily yourself if you have a welder. It's simpler than it looks.
http://hotrodders.com/gallery/data/5...fndr-thumb.JPG Now let's see if I can post my fenders on here. Well it came out pretty small Jcarter but it's in my photo album if you want a closer look. O.k. Let's try again!http://hotrodders.com/gallery/data/5...r-med.JPG?3320 There that's much better. After all winter I'm finally getting good at this. Last edited by 38 special; 02-17-2004 at 05:29 PM. |
Thanks 38 special for the help. Dave my fenders are like what you are describing, with a flat flange on the rear third or so of the fender that bolts flat to the body.I repaired the mounting nuts like 38 special then cut out a card board template of thefender mount area to cut a new flange for the rear side of the fender.Bolt it onto your body with the rest of your fender and cut and bend and weld till it looks like it was made for it. I've spent a week on one fender and it is starting to look o.k. P.S. A museum called today looking for a driveline part for a 37 -39 chevy, Pontiac should be the same. If you still have that stuff they may be interested. Mine didn't have a powertrain. Reply back if anyone has stuff kicking around . They need the ball like piece between the raer of trans and enclosed drive shaft.I guess it was a kind of u- joint . Thanks
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Beauty of the Deep
Cindy Bendush 5/3/2007 11:49:46 PM
Beautiful capture Simon -- Superb color, clarity and lighting! #649081Simon Effendi 5/4/2007 4:10:50 PM
thank you Cindy! :) #4248134Kay E. Mahoney 6/26/2007 6:42:48 PM
Congratulations on your beautiful finalist. Good luck in the next round. #4443055Kay E. Mahoney 6/27/2007 1:28:37 PM
Congratulations on your second place winner. Glad to see this one make it. #4449855Janine Russell 6/27/2007 10:41:01 PM
Simon, great colors and lighting; congratulations on your Second Place Win! #4451550Simon Effendi 6/28/2007 2:48:00 PM
Thank you Kay and Janine. It was quite a sweet surprise :) I really appreciate it. #4454174Donna W. Neal 6/29/2007 12:22:14 PM
Amazing clarity on this shot Simon.Robert Baer 7/8/2007 6:07:50 AM
simonDibyo Gahari 7/17/2007 8:48:49 AM
congrats, Simon ...Dibyo Gahari 7/17/2007 8:49:27 AM
congrats, Simon ...it's a picture of a jellyfish inside Georgia Aquarium.
aperture : f/1.8
shutter : 1/150 sec
lens : 85 mm f/1.8
location : Atlanta
time of day : Evening (Indoor)
Uploaded on 5/3/2007 9:07:03 PM
Camera: Canon EOS 30D Digital SLR Camera
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