text:
MeDirect has come a long way since it was established as Mediterranean Bank in June 2004, becoming a fully licensed Maltese credit institution a year later.
When AnaCap Financial Partners LLP, a UK private equity firm, acquired and recapitalised Mediterranean Bank in July 2009, the Bank was operating solely from
its headquarters located at 10, St Barbara Bastions, Valletta. However, the local MedBank team was soon joined by a team of analysts and researchers based at the
Bank's new offices in central London and embarked on implementing a strategy that would see the Bank growing rapidly both in Malta and abroad.
In 2010 Mediterranean Bank acquired a majority stake in Charts Investment Management Service Limited, a Maltese stockbroking, wealth management and corporate
advisory firm, completing its takeover in 2015.
The synergies between the two companies enabled the Bank to broaden its product offering and increase its client base.
In the interim, the Bank was working steadily to build a strong reputation as Malta's leading savings and wealth management bank, opening branches in Sliema,
Paola, Mosta, Qormi and Gozo between September 2010 and August 2012. Its signature products of high interest savings accounts, including innovative products
such as the NOW Account, proved to be the right products at the right time and enhanced the Bank's popularity with the local community. The
Me3 Account, a savings account with 3-month withdrawal notice, was launched in 2013.
It has proven to be so popular that in 2016 the Bank launched the
Me12 Savings Account which has a 12-month withdrawal notice.
MeDirect has always been passionate about supporting the Maltese community and has assisted a number of community projects over the years.
Its partnership with the Malta Rugby Football Union dates back to 2010, whilst it became the
Manoel Theatre's main benefactor in 2011.
MeDirect is also a proud sponsors of the Otters Water Polo Club/Aquatic Club in Gozo, the Malta Philharmonic Orchestra,
the Ladybird Foundation and the National Blood Transfusion Centre, amongst others.
Seeking to offer customers direct control over their savings and investments, the Bank launched its eWealth Platform in 2013 enabling users to trade
equities, bonds, ETFs and mutual funds at the lowest price on the local market. A year later this innovation was followed by the introduction of
Model Portfolios
which contain a mix of investment funds selected by the Bank's investments team together with renowned research company
The purchase of Volksbank Malta in September 2014 coincided with the Bank's strategy of extending its lending portfolio to the Maltese corporate sector,
and integrated the existing business services offering (liquidity management accounts, foreign exchange and investment services).
Whilst continuing to grow locally, MeDirect also set its sights on expanding abroad and launched its Belgian business as an online bank offering savings,
investments and wealth management services. MeDirect SA/NV became a fully licenced Belgian bank in 2015.
November 2017 marked a new chapter in the Bank's story. As part of a strategy to strengthen brand recognition, and in line with the Bank's vision of giving
customers direct control over their wealth, Mediterranean Bank became MeDirect. Simultaneously having outgrown the Valletta headquarters, the support and
administrative functions were consolidated within new offices located at The Centre, Tigné Point, Sliema. The new premises also house the Sliema Branch,
Charts and the Corporate Banking Team.
MeDirect is currently Malta's third largest bank, directly supervised by the
European Central Bank and by the Malta Financial Services Authority.
(+356) 2557 4400
Mon – Fri 8.00am to 6.00pm
Sat 9.00am to 1.00pm
MeDirect Bank (Malta) plc
The Centre, Tigné Point
Sliema, TPO 0001, Malta
The materials contained in this web site are provided for general information purposes only and are not intended to provide legal or other professional advice nor do they commit MeDirect Bank (Malta) plc to any obligation whatsoever. MeDirect Bank (Malta) plc accepts no responsibility for any direct, indirect or consequential loss or damage which may arise from reliance on information contained in this site. Users are advised to seek confirmation of statements made herein before acting upon them; specialist advice should also be sought on specific issues.


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Refund from Mspy? Read What Mspy Customer Service Says
Since I have had such bad luck getting programs to work with the Lenovo A916, I decided to write to Mspy and ask if they would agree to refund the purchase price if I were to purchase from them and give their app a try.
Refund from mspy? Read what mspy customer service says. You might be surprised to find out just how DIFFICULT it is to get your money back.
Read the exchange for your self (their answer is shown before my original email). I made it clear that I have already tried two other apps that didn't work. I even checked their "compatibility" page, and could not find that ANY Lenovo phones were listed as compatible.
Even with that information, they did not reply and say, "Yes, we understand the problem you have had, our app will work for you, give it a try and if it doesn't work we will refund you". NO. They DID NOT SAY THAT.
They have a terrible reputation for refunds, and coupled with No free trial, makes you wonder about the company.
HOWEVER, I will give them credit for replying with three days — although I sent this to the billing refund address rather than a tech support email address.
I'm not impressed with their answer as it doesn't address my concerns. But based on what I have seen in this market of spy apps, I'm not surprised at all.
[UPDATE: One month later, I have not purchased or attempted to use Mspy. Since I had already subscribed to TheTruthSpy, and TTS allows 3 phones to use the service, I spent time re-thinking my position. In the end, I felt I would be better off financially if I upgrade the target phone (Lenovo) to a Samsung phone, and continue with the existing TTS subscription, *IF* the tests come back positive using a rooted Samsung phone. Mspy SINGLE phone subscription was 199.95/year.]
We found this statement online from Mspy:
At the same time, while placing your order with mSpy you have agreed with our Terms&Conditions and Refund Policy. It is important that you check the Compatibility before purchasing mSpy to make sure that our software can properly function.
[The phone we want to use Mspy on is NOT listed in their compatibility list, which is why we wrote to them. Proving they are willing to take the money and run, they told us that the phone is listed as compatible (contradicting their above posts) but told us that we must adhere to their refund policy — even knowing all of the issues up front!]
I have begun to receive comments telling me where to look for [mostly BAD] reviews of Mspy … http://www.sitejabber.com/reviews/www.mspy.com (134 reviews, mostly bad!) and here https://www.trustpilot.com/review/mspy.com.
The sitejabber posts gives a lot of examples where customers have been screwed over. But if your phone is not compatible, they WILL NOT refund your payment!
There is also a VERY good step-by-step review here https://winbeginner.com/mspy-customer-reviews/ (congrats to that guy, he did a good job detailing his review!)
Remember though, that BOTH of these reviewers link to the product and get commission if you buy, WHICH YOU SHOULD NOT BUY!
I also found this statement on a website (http://www.ripoffreport.com/r/Mspy/internet/Mspy-MTechnology-Ltd-DO-NOT-PURCHASE-ITS-A-SHAM-Internet-1040977) and I can't wait to test it, because I have a feeling it is BS!
Although I still haven't bit-the-bullet and tried Mspy (since I have been busy experimenting with branded, rooted, phones), I still want to try this software as it occupies the most "space" on the internet.
I also found a few more reviews on the web — and most of them having nothing good to say about mspy. However, because there are so many reviews (although they are not good reviews), I'm encouraged because the more posts there are — the more users they have. [Only 1 out of 10 users post comments good or bad about a product].
It should be another month before I can test mspy …
UPDATE: November 3, 2015 (6 months after writing this initial post!) I never did try Mspy. And the more I read, the more concerns I have about it. If you have read any of the reviews I have posted so far, you will notice that I have had to obtain the target phone repeatedly to uninstall and re-install the spy app. It is apparently no different with "top-of-the-line" Mspy:
Also, in early 2015, Mspy servers were hacked and lots of personal information was released. Then, in September of 2015, Mspy was either hacked or attacked, as customer support were using this as their excuse for poor service:
"I would like to inform you that we have experienced a massive server overload during the weekend and our Customer Care team was not able to deal with all the Customer's requests in a timely manner."
WARNING: MSPY admits that you must ALWAYS have a "strong internet connection" on the phone or risk problems using their software:
"mSpy software depends on strong Internet connection and in case there was no Internet on the target device for more than 24 hours, target phone loses connection automatically."
Mspy tells customers that it pays a "9% fee" on credit card and banking transactions! Even though the industry standard is less than 3%. And who cares if they are getting screwed over by their bank — a customer that wants a refund should get a FULL refund!
From Margaret Lewis: On the 17th of July you have informed us that you wish to get a refund without considering any alternative options. By following our Policy (http://www.mspy.com/refund-policy.html) a refund has been approved by the billing department. At the same time, we have informed you about 9% fee charged by banks and payment processing companies.
In another post, I praised Mspy for some of their features, including a few that NO OTHER SPY APP had. But reading their reviews leaves a bad taste in my mouth. Couple that with the inability to record audio surroundings or phone calls, and I can't justify using the software.
Your request has been updated. To add additional comments, reply to this email.
Alice Wilson (mtechn)Apr 4, 11:46Dear xxx,Thank you for contacting us,Please note that LENOVO A916 is compatible with our application, however be advised that in order to start using new features like Whatsapp, Viber, Facebook, Skype and Gmail tracking on your Android device you should root it first. Rooting means giving a privileged control also known as "root access" to the Android subsystem of the target phone.Kindly be advised that all our decisions are determined by our refund policy, you may check it here
http://www.mspy.com/refund-policy.htmlLet us know in case you have any question.Best Regards,
Alice Wilson
Billing Manager
xxxApr 3, 07:29Hi,
I have three kids and have been experimenting with spy apps on their off-brand phones (Lenovo and Elephone). I am writing about my experiences and placing the results online at a website I set-up to document these trials.One of the phones that I really want monitored is a LENOVO A916.So far, I have installed "TheTruthSpy" / Ispyoo; and Highster Mobile. Neither of them worked correctly, or continued to work after a few days with the Lenovo. I also purchased 1mobilespy but haven't installed it on the Lenovo yet as I don't think it will work either.I am willing to buy and install the MSPY software for installation on this Lenovo. However, I would like to get a preauthorization for a refund if the features of the mspy also do not function on this phone.Thank you
2 Comments to Refund from Mspy? Read What Mspy Customer Service Says
Sorry to tell you, but the product does not really do what they say
It is almost impossible to get updated information from the target phone
To give you an example after an update in SEPT the last phone call registered under myspy app was in JUNE (so? someone did not call or receive any call from JUNE until SEPT)
The last suggestion they gave me was to update daily mspy with the target phone in my hands kkkk! Common if I will have the target phone in my hands why do I need mspy app anyway
Horrible service, NEVER GIVE YOU A REFUND, even though their website say you have 10 days to request FULL REFUND, they only offered me half of it! Really pissed off
I'm on the same boat. Do not back down to them. Demand for a FULL REFUND. Reiterate it in every correspondance, they will come though, same for the 9% fee that they want to deduct, tell them you are in terms with accepting full refund, ONLY.

subset: commoncrawl


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Sailing Itinerary in St Vincent and Grenadines
Most yacht charter crews planning a sailing itinerary in the Grenadines would fly into St Vincent's International Airport and take a short taxi ride to Blue Lagoon. From here, they would sail South to Grenadines, starting with Island of Bequia most likely.
Due to its specific location, one would expect to visit Bequia on your first day sailing South from St Vincent. As this is not the best route for novice or intermediate sailor we usually suggest stopping off here on your way back to St Vincent however. After visiting other parts of Grenadines or on a one way trip directly from Grenada, rather then the opposite, or as some say more logical way. If you do wish to stop here on your way from St Vincent please get a good advice from local base manager about continuing the journey to Mustique afterwards. Accessing the Bequia from St Vincent may not always be the best option as getting to Mayreau from Bequia is a difficult sailing, while getting to Mayreau directly from St Vincent is a much more pleasant experience. In any case, if you do wish to go to Bequia, here are some good pointers given that this is a great island where you wouldn't get bored spending two or three days as it really offers a little bit of everything, ncluding lovely places to eat, great beaches, spectacular scenery, numerous snorkelling and even diving spots, reasonable shopping choice as well as the seclusion and space, the ultimate in modern luxury.
The best anchorage in Bequia is Princess Margaret Beach, the second golden sand beach to starboard as you head up towards Port Elizabeth. You can drop the anchor in about 4 meters of water in a sand bottom, and should find that a single anchor is fine. The water is clear for swimming, and there's no road access to the beach which means that it's usually deserted. But to get ashore, it's just a minute's dinghy ride around the bay's northern headland and you will see dinghy docks along the waterfront footpath. This so called ''lungo mare'' goes from the Plantation House hotel right the way up to the Frangipani, the popular Happy Hour meeting place for yacht charter holiday makers and cruisers alike. There are many great bars and bistros along the waterfront pathway. For example, Mac's Pizzeria is a great restaurant that makes nice pizzas, obviously, but also freshly baked breads, cakes and pastries which is not usual in some parts of Eastern Caribbean, Even though Port Elizabeth is well developed resort by Grenadines standards, it still retains a sleepy, old-world Caribbean charm. Most people still access Bequia by boat, and the island's sea-faring traditions such as whaling, model boat-building and fishing, still remain popular.
For the lovers of hiking and walking, a deserted bay on the east coast called Hope Bay is a good locatio to head to. Lined with a golden sand beach, coconut plantations sweeping down the hills almost to the water's edge, this bay is ideal for a couple of hours hiking tour. Alternatively, you can head to wind-swept Spring Bay which is also good for snorkelling and swimming and a visit to a small bar. In both cases, plan to take snacks and drinks with you. Apart from this, Becquia invites you to visit other parts of the island, including the turtle sanctuary and the Old Fort, a charming hotel with stunning views, a freshwater pool and regular entertainment.
After checking out in Blue Lagoon on St Vincent and stocking up with plenty of water and other essentials, we recommend set sail to Mustique island. On the way you will inevitably pass the uninhabited islands of Battowia, Baliceaux and The Pillories. On arrival in Mustique, you may want to seek berth at Britannia Bay which you will idealy approach from the North (avoiding clearly marked Montezuma shoals which lie about 800 yards offshore). Britannia Bay is not an official marina but a picturesque location in the Grenadines where it is mandatory to pick up a mooring buoy. Here it is also good to enjoy some snorkelling and maybe even diving. Plan to arrive before 2pm and seek the best location to moor just South of the small cargo ship dock (the anchorage can get a bit uncomfortable if there are swells out of the NE in which case it's a good idea to set bow and stern anchors). There is no need to reserve a berth in advance as the service is provided on first come first-served basis. At some stage during your visit, an attendant will come out in a launch and will charge you between 30-50 US$'s for the mooring, normally allowing up to 3-days stay. The mooring office close to the dinghy dock is often closed, thus for any assistance keep your base manager's contact number close.
Please note that Mustique is a marine park and so fishing or removal of anything from the waters surrounding the island is illegal. The island is well known for its unique, stately villas and famous inhabitants and visitors from Royal family, but even more so for its beautiful beaches. Even though the who is who from the world's elite can be found here, the island is relatively peaceful throughout the year. As a yacht charter holiday maker, you and your crew are likely to take a leisurely 25-minute stroll South to Lagoon Bay. Lagoon Bay is one of the finest beaches in Grenadines, with golden sand beach fringed with palm trees. You will also find a couple of picnic areas with umbrellas and wooden tables, usually without any other crews or people or indeed signs of civilisation in sight.
Basil's Bar nearby is where the rich and famous hang out and it is just a minute's walk to the North. Spectacular surroundings with another white sand beach, sparkling blue seas and a wonderful ambience await you here. This is a great place to enjoy a luxury cocktail and a lunch. Most people say that unless you are super rich or assumed to be, the service and food are unlikely to be up to the best standards. On Wednesday and Sunday nights, the "jump-up"at Basil's can be a lot of fun. If you are looking for a finer dining experience therefore, Firefly is a very nice restaurant. It is perched halfway up the hillside overlooking the anchorage, and is stunningly beautiful, built in what used to be one of the great private villas of Mustique.
Another highligh during your sailing vacation in the Grenadines is likely to be visit to Island fo Mayreau. Salt Whistle Bay on Mayreau is one of the loveliest anchorages in the whole of Eastern Caribbean. Many call the beach here a dream come true. You can reach the bay within 4hours of sailing Mustique. The usual yacht charter sailing route is to pass close under the lee of the Petit Canouan island, and then under the lee of Canouan itself, but not stay here as continuing to Mayreau should be straightforward from here. As you pass under the lee of Canouan's Northern headland you'll probably lose the wind for a few minutes yet but if you've had reefs in the main, don't shake them out yet, as you head across Charlestown Bay, you may still be surprised by strong gusts of wind blowing over the island's central ridge. Passing close under the lee of Glossy Hill, you should set across the North Mayreau Channel towards Salt Whistle Bay. Baleine Rocks to the East, and Jondell Rock & Catholic Island to the West are clearly visible and leave you with an approach passage about a mile wide before entering the Salt Whistle Bay.
There are a couple of things to watch out for as you approach Canouan from the North. Firstly, be aware of strong currents on the Northern tip of the island. At times a noticeable swell can build up about around a mile offshore. Secondly, as you look to the South, you'll see Glossy Hill which is joined to the main island by a sea-level spit so it's initially going to look like a separate island. Many a sailor has mistaken it for Mayreau on occasion. As with Bequia, you can stop at Canouan when on the way North giving you a different itinerary on the way back however. Finally, out of all islands in the Grenadines, Canouan is seen more as a stop of convenience than a recommended stopover.
Enter Salt Whistle Bay pretty well through the middle of the entrance, to avoid the reef and shallow area protruding from the Northern headland. Anchor at the head of the bay in 8-10ft of clear water. It's a sand bottom and reasonably good holding ground, though if it's busy or blowing hard you should consider a second bow anchor. Whatever you do, be careful about anchoring too close to the reef on the Southern shores - it's a popular reef to be hit by yachts.
There's good snorkelling on both reefs, and the white sand beach is pristine. The main resort nestles in the palmtrees on the beach, but don't be put off by the word resort - it consists of a dozen stone and wood cottages, and theresort's floor is the sand. The quaint beach bar is a popular meeting place for cruising yachties at Happy Hour, andthe restaurant, set under the palms, serves great food at reasonable prices, though the service can be painfully slowIce is available here, but not fuel or water.
If you feel like a bit of exercise, follow the dirt track (steep, full of potholes) from the dinghy dock, and you'll get to the"settlement" where 400 people, and about the same number of chickens, cows and goats live. The old stone church(built in 1929 by a Benedictine monk) is definitely worth a visit and from the windward side of the church you'll getspectacular views over all of the Grenadines. In the settlement itself, you'll find 4 great little bistros, all verywelcoming and serving good food. They accept credit cards and also have small minmarts adjacent to them. Dennis'Hideaway is favourite of many sailors - Dennis is the Grenadines' equivalent of "Foxy" on Jost van Dyke, except thathe doesn't play the guitar - but he's the island's Justice of the Peace, yachtsman, guest-house owner, restaurateurand raconteur. A word of warning - if you get stuck into Dennis's frozen Margaritas (which is easy to do), and it'safter sundown, remember that the pathway back to Salt Whistle Bay is unlit .... don't forget your flashlight!For those who love to party, it is worth beating in mind that numbers swell on Mayreau when a cruiseship comes by and passengers go ashore for a beach party on Saline Bay. Yachties like to stop atCasuarina Beach on Palm Island for some shore time R&R.
Salt Whistle Bay is the natural stepping stone to the Tobago Cays, the high spot of the cruise for pretty welleveryone. It's an easy 45-minute passage, and best to motor or motor-sail as you'll be against current and on thewind. From the entrance of Salt Whistle Bay, turn to the North-North-East and point at Glossy Hill. When JondellRock is right on your port beam, turn to the South-East and you'll see the Tobago Cays right on your bow. You won'tbe able to see the passage between Petit Bateau and Petit Rameau, so they'll look like one island until you get to theentrance itself. You'll be heading down approximately 143 magnetic and what you're looking for are the two transitmarkers - latticed pylons with crosses on the top - which you can usually pick up about a mile away. Baleine Rocksare visible right up to the entrance to the Cays and your route takes you about halfway between Mayreau andBaleine Rocks. A word of warning, however - don't be surprised if you can see the bottom 30 or 40 feet down ... theseabed consists of rocks and coral, which always look closer than they are.The passage between Petit Bateau and Petit Rameau is the "front door' to the Cays. There's about 12 to 18 feet ofwater through the passage, so no depth constraints.
The best place to head for is South of Baradal - as you come through the passage, turn to the south east, cross thedeep patch (drops down to about 50 feet) and then edge up towards Horseshoe Reef. You'll be anchoring in about 8to 10 feet of water in a sand bottom with excellent holding ground.And when here, in the middle of the beautiful Cays, you should be aware that you're anchoring in the middle of theAtlantic – with virtually nothing between you and Africa except Horseshoe Reef. You should not worry though as notonly is it a safe overnight anchorage, but it's also a great place to anchor here if bad weather's coming through. Thesea apparently never breaks over the reef into the anchorage and, whilst it is always windy and fresh in the evening,it's usually pretty comfortable. But because you're exposed (2,400 miles of open ocean in front of you), and if it'sblowing up, you might want to consider a second bow anchor - more for psychological reasons than for the quality ofthe holding. You will probably sleep better knowing that you've got that extra anchor holding you firm.
The Cays are a National Park and so all fishing and removing of anything from the water is prohibited. Althoughthey're uninhabited, the price of progress means that you can get pretty well anything you need - the fishermen comeout daily from Clifton Harbour in Union Island, and vend from their open boats. You can find everything from freshfish, to lobster (in season, 01 September through 30 April), ice, jewellery, t-shirts, post-cards, soft drinks - and onefellow will even come round and take your orders for fresh baguettes directly from Union Island's bakery fortomorrow's breakfast. These fishermen are friendly, helpful and offer a great service - years ago one would have tosail down to Clifton to top up with essentials, but now you can have everything brought directly to you, and thus sit inthe Cays for as long as you want.Striking up a rapport with these people is easy and worthwhile. A cold drink will bring you a friend for life and, beforeyou know it, they'll be offering to clean the fish for you and even to barbecue it on the beach.You'll pay a bit of a premium for anything you buy at the Cays since obviously the fishermen need to cover their fuelcosts and earn a few dollars. For instance a bag of block ice can cost between $US 8 and $US 10 - but, on the otherhand, if your beers are getting warm, it's worth it.
The snorkelling in the Cays is everywhere - right around the main Horseshoe Reef itself, one of the longest barrierreefs in the Western hemisphere, and close to the islands themselves. You can dinghy in and out of the coral heads,the seabed clearly visible, and drop your dinghy anchor in 5 feet of water, then jump out of the dinghy with your feetfirmly on the seabed. Be aware that the strong breezes create current throughout the Cays, so it's usually best tosnorkel upwind of your dinghy and then drift back down onto it. There also are a few dinghy moorings scatteredalong Horseshoe Reef. It's worth finding the dinghy pass which runs parallel to the northern end of Baradal - great snorkelling here, thoughmake sure you don't get too close to the outside of the reef, as this area can break and there are also strong currentsrunning down the windward side of the reef. For those who dive, it's worth calling Glenroy Adams at GrenadinesDive in Clifton Harbour (VHF 68) - he operates rendezvous dives through this region and there's excellent diving atMayreau Gardens immediately east of Mayreau, and, if the weather conditions are right, at World's End Reef.It's also worth taking your dinghy over to the beach at Petit Bateau - this is a great spot for a lunch-time picnic orbarbecue, and there's a scenic reef just a few yards from the beach, with a drop-off down to about 35 feet.Most people plan a half a day or so in the Cays, but end up spending most of their vacation there.
By this stage in the trip, many people will be thinking about fresh water again, thus heading down to Clifton Harbourfor lunch, water, fuel and re-provisioning, and then further South to Petit St Vincent for overnight is usually on theschedule.You should exit the Cays the same way that you entered, i.e. through the North-western approach. You might seesome people dog-legging through the reefs to the South-West - don't try it. That passage is narrow and unmarked,and requires perfect water clarity if it's to be attempted. More importantly, remember that coral heads are growingand so charts are never 100% accurate when it comes to coral. For your own peace of mind - if not for the bottom ofthe boat - sail out through the main entrance and approach Union under the lee of Mayreau - about an hour and ahalf's sail to Clifton Harbour.
When sailing under the lee of Mayreau, give an extra wide berth to the reef that protrudes about 200 yards off GrandCol point. Hurricane Lenny removed the marker in November 1999 and, although a temporary mooring buoy hasbeen laid in its place, it's not likely that you will see the buoy until you're fairly close. Before this reef was marked, itwas one of the most popular ones in the Grenadines to be hit by yachts - about once every 2 weeks (not the sameyacht). So - stay 400 yards clear of this headland.The almost vertical mountains of Union Island are visible 40 miles away on a clear day. You need to sail almost overto Palm Island before turning to the west and up into the main harbour at Clifton, the cross-roads of the Grenadineswhere you can obtain pretty well everything that you need.
The harbour is divided into a Western and an Eastern side, separated by a reef in the middle. The main harbour, tothe West, is lousy - deep, poor holding ground, and you're on a lee shore so all the crud in the harbour accumulatesthere. Don't anchor in here. If you're planning on a lunch-time stop, then head up to the North-Western corner of theharbour where you'll find Bougainvilla Marina and The Anchorage Yacht Club. Give them a call on the VHF (Channel68) to let them know that you'll be coming in. You can get fuel, ice and water at either of these places. Bougainvillahas a particularly good restaurant and is home to the excellent Erika's Marine Services run by Heather Grant. Erika'soffers a laundry service, telephone and the Internet, weather forecasts, digital photography, book exchange andbicycle rentals amongst other things.
The town of Clifton is just a short walk along the beach (don't fall into the shark pool en route) and there are plenty ofsmall supermarkets in town. Clifton is a funky little place with friendly people, several supermarkets and stores, anda number of great little restaurants where you'll find excellent Caribbean fare at reasonable prices. If you plan onsleeping at Union, the best options are either to stay on the dock at Bougainvilla or The Anchorage Yacht Club,or to pick up a mooring, or to anchor in the eastern side of the harbour just behind Newland's Reef.A word of caution - there have been occasional reports of visitors being hassled by kids in boats. The majority ofpeople in Clifton are very friendly, but it's also what some people would call a "town of hustlers" - everyone seems tobe trying to sell you something, and if they think they can make an extra dollar out of you, they'll do their best to doso. If kids in boats tell you that the Yacht Club is closed, or that there's no diesel or water available, don't believethem - what they're trying to do is to sell you their own moorings or to sell you someone else's fuel and water atinflated prices. Always check that you know if prices are being quoted in EC Dollars or US Dollars. Don't ordermeals in restaurants without being sure you know what the price is. All commonsense stuff, but there have beensome reports of visitors being ripped off, so keep your wits about you.


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A few weeks ago, I was invited by a friend who seemed to be raving about these couple's soap business. Knowing how Joy is, her passion in helping out promising entrepreneur with kind hearts, I could never resist, plus she mentioned it will be an afternoon of mom-pampering. How can I say no to that?
It was the launch of SVR Infinity's new product, Sofia Face and Body Cream with UV Filters. Held at the Megamall branch of Beauty and Butter, beauty bloggers and some guests were treated with foot spa, manicure and pedicure, while munching on some treats themed after the products iconic logo.
More than that, it was amazing to have found out about SVR's products. SVR stands for Sofia Veronica Relosa, the woman and brain behind the brand. Together with her husband they started their business out of need for a money that could give them not only a stable income but also some extra to finance the husband and wife's dinner dates.
They started selling Gluthathione injectables and giving out samples of the soaps they created. It turned out, their clients clamored for the soaps to be sold separately. Many have asked her to sell the soaps and have it patented because of the wonders it gave to the clients' skin. They then decided to sell it and apparently was successful in doing it. Now they have distributors and re-sellers gaining both profits and the good skin benefits.
After the relaxing spa treatment, I went home with their glutathione soap and the cream. It's been more than a week now since I have used it and, I'm loving it. I'm now of to order more and have them tried by my girls.


text:
In the wake of the Chinese New Year holidays — a mere sweet, food-filled memory now — with the March school holidays beckoning, three local filmmakers are bringing movie goers a trio of films starring popular artistes Fann Wong, her husband Christopher Lee, and funnyman Mark Lee, among others.
The films encompass the genres of comedy, drama as well as psychological thriller, and represent the latest output from veteran filmmaker Jack Neo, the increasingly more established Kelvin Tong, and a debut work by first-time feature director Harry Yap.
Here's a quick, at-a-glace guide at what the three films are about and whether you should buy a ticket to watch them:
Happy Go Lucky
First Take: Opens 4 March. Leading local artiste Fann Wong stars as a kind-hearted young lady who is under-appreciated by her gambling-addict father (Richard Low) and petty step-sister (Patricia Mok). The story of her trying to persuade her family members to turn over a new leaf, while working hard as a foot masseuse to make ends meet, sounds like the stuff of television serials.
The Good: Mok, a truly funny individual who deserves better roles, has her moments as the 'bad' sister.
The Bad: The curious style of unrealistic acting and limp script obstruct any suspension of disbelief, and prevent the audience from rooting from the protagonist.
inSing.com says: This is a disappointing first-time effort from director Harry Yap. It sticks to a tried-and-tested formula that is glaringly inadequate on the big screen.
Movie Details | Photo Gallery | Feature | Review
Being Human
First Take: Opens 4 March. Longtime Jack Neo collaborator and funnyman Mark Lee are at it again. The latter stars as an unscrupulous slimming centre boss who will stop at nothing to make a buck, with Yeo Yann Yann playing his unable-to-conceive wife, who believes their baby blues are karmic in nature. Mark can be very funny and Yeo have proven to be a dependable actress; the question is whether director Neo's script is compelling enough.
The Good: Neo has decided to help Lee abandon his 'ah beng' drama persona, and make his character, who is plagued by his conscience embodied by Taiwanese TV host NoNo, more complex and serious. Yeo is excellent as the wife, while local TV host Jeremy Chan does admirably as the comic relief.
The Bad: Some might consider some of the liberties taken by Neo, in bending cinematic conventions, excessive. Some dramatic moments also border on the extreme.
inSing.com says: A change in approach by Neo is apparent for how engaging his characters here are, and the smoothness of the storytelling, for all the trademark bells and whistles. This is arguably the best Jack Neo movie in recent years and it shows courage and risk-taking appetite by the veteran filmmaker.
Movie Details | Photo Gallery | Feature
First Take: Opens 18 March. Christopher Lee, like his wife Fann Wong in Happy Go Lucky, unglams himself for his latest role. He plays a taxi driver who unwittingly gets caught up in a cat-and-mouse thrill ride with a kidnapper. In a case of mistaken identity, his son is abducted and Lee's character has to stump up $1 million in ransom money. Film has potential to position Lee as a dramatic heavyweight.
The Good: The plot, from a script written by director Kelvin Tong and screenwriter/playwright Ken Kwek of The Blue Mansion fame, isn't bad. It's like Ransom amid HDB blocks, industrial estates and downtown attractions.
The Bad: The film is hampered by underwhelming acting and incredible dramatic turns. The father-son 'good guys' aren't established enough for audiences to get to know and root for.
inSing.com says: While Tong did an admirable job of tackling the horror genre with The Maid, and deserves kudos for now attempting a psychological thriller, the end result doesn't quite satisfy.


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Topics Covered Under I.T. Olympiad ExaminationThe students will have to answer easy and objective multiple-choice questions (MCQ). Since the examination is going to happen on 2 Levels, The level of difficulty will increase with each level however Topics will remain same. The topics that will cover in the contests are:
Computer fundamentals
- Parts of Computers and Devices
- Computer Hardware & software ( This topic will have details of each Input and output devices at a length. We will also talk about OS, Software and type of software like System Software , Application Software and Web applications and Open Source software )
- Communication Technology ( How computer communicates with humans , computer languages - Machine language and Binary language )
- Basic troubleshooting ( Common errors during PC options and its solutions ) Recommended Resources to study
Operating system Concepts
- Brief about OS and its function
- OS Installation basics
- OS in Mobile & Other devices ( Tabs , Machines etc )
- important settings for OS ( Admin right and permission of OS )
- different permissions & access ( Details about use privileges ) Recommended Resources to study
Mobile Application
- Introduction to mobile Application
- Need & Usage of Mobile Application.
- Technology to build mobile application
- Popular mobile application development tool
- Mobile app development for android.
Cloud computing & Google apps
- Cloud Computing basics
- Google Apps Introduction and uses for education
- Gmail
- Google Docs
- Google sheets
- Google slides Recommended Resources to study
Programming Concepts
- Stepwise Thinking & logical thinking
- Understanding flowchart
- Making flowcharts
E Waste Management
- Introduction to E-Waste & E-Waste Policy of Govt. of India
- Impact of E waste on Environment
- Successful E-waste management techniques
- Do's & Don'ts
Important IT and ITES Knowledge
- Video conferencing
- Blogs & Forums
- Cyber laws, cyber crime & firewalls
- Licensed software, Copyright software
Famous Indian Personalities
- Shrinivas Ramanujam and His contribution
- Aryabhatta and his contribution
- Varahmihir and his contribution
- India's human compute Shakuntala Devi
- Narayan Murti and his contribution
- Dr. Vijay Bhatkar and his contribution
- Sabeer Bhatia and his contribution


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Originally posted by ipsedixit
reply to post by Anonymous ATS
There are huge amounts of information out there on how to survive under martial law and they are a lot safer to access than going to a website and buying the book.
Just go to the library and read about organized crime or about resistance and underground movements during war time, holocaust survivors, gulag survivors.
Boiling it down:
1. Become two faced.
2. Learn to put a "padlock" on your tongue.
3. Start doing "things", little "things", that could get you . . . . You start now because your going to need the practice. Nothing too serious.
4. Save and stash running money plus any other things you might need to move quickly. There might be an undated arrest warrant already made out for you.
5. One thing I agree with the dude about. No weapons. If you need one, it's already too late.
6. There are lots of other things like secret compartments, secret family codes, safe houses, networks of friends (learn to know the difference between a friend who will help you move and a friend who will help you move the body.)
7. Martial law is often invoked by corrupt, backbiting paranoid lunatics. Learn how to corrupt them even further, so you can blackmail them and use them.
8. Remember what is at stake and be prepared to pay the price for freedom.
9. Learn to control yourself. No Hollywood pouty-boy emotional displays. Learn to bide your time.
[edit on 16-12-2008 by ipsedixit]
Originally posted by seawolf197
You know, I've thought alot about this very question, and I keep coming back to how could they pull this off?
The answer is in the use of weapons we can't fight.
Rule #1 Never take the government's word at face value-except when they tell you that they'll kill you. Government and it's components of career politicians, bureaucratic vermin, and their agents of enforcement, the SS ninja wannabes, have survived on illusion and lies, and for a lot longer than you'd think. It's the very nature of the job; being part of an empire wrapped in the cloak of American political traditions of Freedom, that corrupts. All that power, attracting the most venal along with the most patriotic to defend America. All that license under ever mutable law written by money whores to lie, steal, embezzle, blackmail, extort, poison, torture, enslave, murder. Is it any wonder then that such human scum would get together and work "the system" to set themselves up as kings, dispensing with the pretty coverings of Constitutional limitations that trip their crimes like a prom dress? They take as much as they can, while keeping YOU ASLEEP, AS YOU LET YOURSELF BE SEDUCED AND PUT ASLEEP BY THEIR FELLOW TRAVELERS IN THE MEDIA AND CORPORATE BOARDROOMS.
Rule #2 KEEP YOUR MOUTH SHUT! Do NOT tell anyone anything that could get you in trouble. Assume anything can get you in trouble, because it probably will. Especially with any government official, but anyone looking to gaining a favor with the state can and will snitch on you. The rat who would sell you out for his thirty pieces could be: *A small businessman looking for a in with the state so he can make money a little easier. *A former friend who's looking to get some revenge. *Someone desperate for even some food. Times are tough and will get tougher. Again, KEEP YOUR MOUTH SHUT! Review the remaining rules of surviving MARTIAL LAW with Rule #2 ALWAYS in mind. Because some rat on two legs you say the wrong thing to, WILL snitch to the "authorities" in exchange for favors or even brownie points? and then you get to find out how ironclad Rule #1 is. KEEP YOUR BIG MOUTH SHUT!!
Rule #3 ANY AUTHORITY FIGURE IS THE ENEMY! Unless you are waging a war of liberation-gathering intelligence or spreading disinformation or infiltrating-have no relation with nor voluntary contact with any soldier, police officer, bureaucrat, or anyone in authority in private life cooperating with MARTIAL LAW. Review Rule #1: Assume they're all liars, con artists, hustlers, thieves, and sellouts. Same goes to any fellow travelers in big business; they and government have been in the same bed for centuries. Stay away from them as much as possible. Tell them lies. Don't do any business with them. Unless they're sticking a gun in your face don't even acknowledge that they exist. Shun them, their family and any sycophants that fawn over them for a few favors.
Rule #4 YOUR PERSONAL SURVIVAL IS MORE IMPORTANT THAN OBEYING ANY DICTATE! If you're prohibited from having an item that helps you survive, get the item, review Rule #2 AND KEEP YOUR MOUTH SHUT. If you're prohibited from having extra food, medicine, guns (no brainer) then you will CACHE your prohibited items in a place where they won't easily be found. Use your imagination. One idea is to store "whatever" in sealtight waterproof containers in remote wooded areas, known ONLY TO YOU! Firearms are metallic; they can be detected by metal detectors unless you store them deep underground or in a place they won't think of looking right away, like sealed in wider metallic tubes, away from your property. And if you by chance acquire or keep firearms knowing HOW TO USE THEM(sight alignment, trigger squeeze) and RELOADING AMMUNITION will be mandatory. IF YOU'VE NEVER USED A GUN BEFORE, To use a gun, first find the PROPER AMMUNITION FOR IT. After loading, pointed end forward, the ammo into the magazine, cylinder, or chamber load the weapon. On semiautomatic pistols if the slide-that moving part on top-is locked back there's a small lever on the left side of the gun. Push on it and it will close. Otherwise you'll have to pull the slide back yourself. Pistols are concealable, rifles and shotguns are for starting a fight. Shotguns you load from a port on the underside, behind the fore stock or it breaks open. Rifles come in several varieties; single shot, pump, bolt action, automatic, and feed from the chamber, a internal magazine or has a detaching magazine. The rifle you want first and foremost is a automatic rifle in a military common caliber. That coupled with proper marksmanship transforms you from a victim to a freedom fighter.
Rule #5 While keeping the above rules in mind, HELP OUT THOSE WHO ARE RESISTING
Source: nstarzone.com...


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Hauppauge, NY (PRWEB) June 08, 2011
Regent Sports Corporation is introducing ITZ In the Zone as a new brand for their upcoming line of high bounce balls.
ITZ In the Zone will be featured on Regent Sports forthcoming plastic-based, high bounce balls. "We're really excited about the launch of this new line," says Jeff Patrissi, Associate Product Manager for Regent Sports Inflatables. "This is an innovative product that we feel the public will enjoy." The new item will be able to bounce upwards of 50 feet in the air and can even be used on grass. The high bounce balls will be offered in two sizes and be made available at major retailers in the Fall of 2011.
Regent Sports Corp. has grown to become a leading manufacturer of sporting goods equipment. Over the last 70 years the company has offered outdoor games, baseball gloves and equipment, basketballs, soccer balls, table games, footballs and accessories. Regent Sports' success is due to excellent value and product innovation. The company has managed to maintain its presence in the market place by implementing competitive pricing and always staying a step ahead of market trends.
# # #


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Who is small, strawberry blonde, and has 18 black toenails and 2 white toenails?
If you answered Maggie then you would be correct. Ding ding ding! But really, how cute is that? I noticed while clipping Maggie's toenails (which she sits very politely for) and just knew that everyone would find it as endearing as I do.
Does your dog have any unique features that you just adore? I'd love to hear about them!
Also, the dog in the picture below was found by a friend of mine and we are hoping to locate her owners. She was scavenging for food at a gas station, running in and out of traffic, and scared. She is also pregnant. Please, if you recognize this dog at all, get in touch with me.


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First Timer...and THOROUGHLY Impressed
Norwegian Epic Cruise Review to Europe - Western Mediterranean
Sail Date: August 16, 2015
Ship: Norwegian Epic
Cabin Type: Balcony
Cabin Number: 9199
Traveled As: Couple
Reviewed: 2 years ago
Review Summary
Beautiful, huge, ship. Hard to even notice when the ship is underway. Excellent condition of every part of the ship. Magnificent support from the ship's staff of 1700. The food was so good, that I gained 4 pounds during the week long cruise. Excellent, very professional entertainment shows...as good as some I have seen in Las Vegas. Very well designed cabins (except the prior occupants smoked in our cabin). Don't know general pricing of Internet access on other ships, but I consider their lowest rate of $25/day for the whole cruise... to be too pricy for me. But all in all, a magnificent experience. I would have no qualms at all to take another cruise onboard the Epic. VERY well done.
Ship Experiences
Food and Dining
Service and Staff
Ship Quality
Cabin / Stateroom
Ship Tip
As Steve's travel guide recommended, we brought critical items inside our carry bag...and one of our large bags was delayed arriving until into the evening.
Ports of Call
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Remember: Be polite and respectful. Our diverse community is home to members with different opinions and a broad range of cruise experiences.


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An important flight in scientific history – The first satellite tagged Hungarian rollers are already in Africa
The Abonyi kaszálóerdő SPA
Publicity for the ROLLER LIFE+ project within the framework of the Hungarian Days in the Partium, Satu Mare
2015.09.04. 15:58
On the 22nd August 2015, the Environment Protection Agency of Satu Mare County (APM) installed an exhibition booth on the 14th Hungarian Days in the Partium in the Kossuth Garden of Satu Mare with PR material on the LIFE13 NAT/HU/000081 project titled 'The conservation of the European roller within the Carpathian Basin'.
Report on the 2015 roller breeding season, Bükk Working Group of BirdLife Hungary
The breeding roller population have doubled in Örjeg
Report on the roller ringing demonstrations in Hungary
2015.07.27. 14:30
During the first half of July, several demonstrative events took place throughout the country.
In Pest county, in the Upper Kiskunság, 44 out of the 100 nest boxes were occupied by breeding rollers. We chose six nest boxes for the demonstration of bird ringing. Some nest boxes were brimming with fledglings, whilst in others the female was still incubating eggs - it was quite a diverse day.
Roller ringing in the Kiskunság, Hungary
2015.07.17. 11:15
We set off early in the morning from Szeged to meet up with the rest of the team near Kecskemét. After the rangers of the Kiskunság National Park Directorate have joined us there, we took off, into the puszta. The sky was overcast and there was a steady drizzle for most of the day. Few scarce rays of sunlight managed to break through but we did not mind the weather at all – it was much better than the sizzling heat so typical of June!
The first satellite tagged rollers in Hungary
Roller ringing demonstrations across the country
2015.07.06. 12:55
BirdLife Hungary organizes field days to demonstrate ringing activities for the public in the Bükk, the Budapest, the Hajdú-Bihar and the Csongrád regions. The events will be run within the framework of the ' Conservation of the European Roller (Coracias garrulus) within the Carpathian Basin' project. Roller nest boxes shall be checked at four localities and those chicks that are large enough to be ringed, will receive their individual markings. The event is a wonderful opportunity to observe these fantastically coloured birds close-up.


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This morning I woke & Ben was outside pondering our furniture dilemma. I made the bed & washed dishes while he readied for work. The dishes were from our first dinner in our new home last night:
[I microwaved some leftover olive lasagna that came when I visited my dad at his work across the street. Ben sauteed (sp?) zucchini, boiled string beans, and sliced a giant tomato & fresh basil with a butter knife since we have no knives. I spent under $3 at a roadside sale of garden-fresh produce earlier that afternoon & it made for a fun dinner. To top it off, we used a bottle of "O" brand balsamic vinegar that I was given for my birthday in 2006. I had never opened it because of its exemplary package design.]
Then, as the classic scenario goes, I sent Ben off to work with a kiss, and then felt like there were 2 good options to use my time between 9:30 and 10. Either go on a run, or catch up on blogs. The mysterious free wireless was working, so here I am.
It's a choice that's left me a bit sad: sad how addicted I am & how much I love it, & sad for my body that has been craving more physical activity for SOME time now.
But a lot has been going through my head since the moment we returned to Provo. Not to mention just a lot of new firsts have taken place. I wish I could share it all, but it's nearing 10 now & that's shower time.
15 August 2008
4 comments:
- Jordan said...
It's nice to start with such a simple dilemma? Congrats again to you two. And happy homemaking to you both!
- 16 August, 2008
- Rebecca said...
Thanks for the glimpse!
- 16 August, 2008
- cat+tadd said...
Awww married life, welcome to the ranks! Love the wedding pics, and the green!
- 17 August, 2008
- Kurt Knudsen said...
glad you got the couch to fit inside.
- 20 August, 2008
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Mar. 22, 2017: Wednesday, Third Week of Lent
Examining Our Reputation
Therefore, whoever breaks one of the least of these commandments and teaches others to do so will be called least in the kingdom of heaven. But whoever obeys and teaches these commandments will be called greatest in the kingdom of heaven. –Matthew 5: 19
Whether we think of it or not, we are moral exemplars for others. People watch us, and some might even admire us. Children follow our example. While movie and rock stars understand that their lives are regularly observed, most of us tend to think of our lives as ordinary and private.
In the Middle Ages, one's fama, or reputation in the public forum, was an important part of someone's virtue. People diligently guarded their reputation. When the Church began the formal process of canonization, a person's reputation was scrutinized, and this is still true today.
This is not to say that a good Christian is simply one whom everyone likes. We need only remember that not everyone liked Jesus! But how we live our Christianity is not a private matter. Others see how seriously we value our Christian faith by the way we behave.
Spiritual Practice:
Consider your public life. What do people think about you as a Christian believer? Do they see you swearing or belittling others? Do they see you gossiping? What small commandments do you break that undermine the public witness of your faith?
By Sr. Joan Mueller OSC, Journey to Joy


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|Unless otherwise specifically stated all materials found at Costa-Rica-Guide.com, mapcr.com and crmap.com (including without limitation all articles, text, images, logos, compilation, concepts, and design) are Copyright © 1993-2011 Ray and Suzanne Krueger-Koplin. All rights reserved. These materials may not be copied, redistributed or used in any way without prior written permission from Ray and Suzanne Krueger-Koplin. If you have questions about these terms or would like information about licensing materials from Toucan Guides, the Costa-Rica-Guide.com website, or Ray and Suzanne Krueger-Koplin, please contact us via e-mail.
There are several pages of photos, maps and text clearly labeled with "Free for you to use" on Costa-Rica-Guide.com. The content of these pages remains our property, but we have chosen to distribute it to anyone who would like to use it. We require that you retain a statement of copyright (©Costa-Rica-Guide.com) if you use any of these materials. We would appreciate, but do not require credit in the form of a link.
< a href="http://Costa-Rica-guide.com" >Costa Rica Guide or something similar pointing to the appropriate location at Costa-Rica-Guide.com
Our distribution of these resources does not carry any endorsement, either expressed or implied of the websites, publications, individuals or groups that use the resources.
Except for "The Map", all information and materials on Ray and Suzanne Krueger-Koplin's Web sites are simply stuff that we think, and without warranty of any kind. You are free to use the contents to make plans and decisions, but only with the understanding that the decisions and all of the responsibility for the consequences are your own.
"The Map" carries an expressed warranty of satisfaction, if you are not satisfied we will refund your full purchase price. The information contained in "the map" is as accurate as we can make it, but it should not be your sole source of information and you should be aware that the only damages that you can collect, or recourse of any kind that you have in any claim against us for any reason is a full refund of your purchase price.


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Vidya Balan Starrer Kahani film Sequal Kahani 2 has created good buzz, due to its amazing trailer and prequel. Recently Vidya Balan starrer Kahani 2 makers released 4th dialogue promo of the film.
Watch Kahaani 2 Dialogue Promo 4 here
Click here to watch video direct on youtube.
Kahaani 2 revealed story of Durga Rani Singh, played by Vidya Balan, who is charged with kidnapping and murder.
The Movie Directed by Sujoy Ghosh and produced by PEN India, Kahaani 2 also features Arjune Rampal in Key role. Kahani 2 set to hit screens on 2nd Dec 2016.


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Ennies Alert 2017!
In case you missed it - the Ennie nominations for 2017 have been released and Little Heroes received a nomination for the Family category. For those who didn't already know, I edited this piece and I'm actually more than a little beside myself that a project I was involved in is even getting a nod. People have had to deal with my half amazement and half disbelief at the nomination and I didn't even write the dang thing.
Little Heroes is a storytelling game designed for families and young children. Its mechanics are designed to be simple while encouraging creativity among the players.
Anyway, if you were so inclined to vote forthe Ennies, you can do so here.


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Gerard, René & Gordon
– Provided by Bandsintown
Gerard, René & Gordon
Sunday, May 26th, 2013 at 8:30pm
© 2018 eMinor Incorporated
All third party trademarks are the property of the respective trademark owners. ReverbNation is not affiliated with those trademark owners.
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Student Leaders' Camp 2005
The Student Leaders' Camp was held in school on from the 22nd to 24th June 2005. The outcome was great and all the leaders enjoyed the camp although it was very much similar to a disciplinary camp.
The secondary three student leaders did a great job organizing it. There were numerous enjoyable activities planned such as "Tele-match", "Night Walk" and "The Amazing Race". During the much-anticipated Night Walk, the student leaders were blind-folded and made to believe that they were actually going into the forest which was situated beside our school. But in actual fact, they were walking around the school compound. (Evil laugh.Mukakakaka). They had to overcome unnatural barriers and obstacles along the way. Some of the leaders suffered from bruises and cuts due loss of balance. (Evil laugh.Mukakaka).
The last night was celebrated with a campfire. Each group had to prepare a special performance which was later presented during the campfire night. The Guest-of-Honors who graced the ccassion were Ms Ong SC and Mr Soh SL Other than the group performances, the Malay Drama Club had acted out a performance which had the audience gripped . Though we were loud & spirited, all of the leaders enjoyed themselves. Overall, the camp was fun and the food provided were more than satisfactory.
I sincerely hope that after this memorable camp, our student leaders will be more disciplined and equipped with solid team building skills to lead others with pride and confidence.


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Modiin Maccabim Reut released the regulations regarding events in public parks for the spring/summer. According to the regulations, there can be family events in the parks such as birthday parties, family gatherings and school events including holiday parties and graduation parties. However, larger events are not permitted such as bar mitzvahs, bat mitzvahs, brit/brita, engagement parties, wedding parties, hennas, etc. The city inspectors in coordination with the police will enforce the rules and the inspectors can fine those who don't follow the rules.
Events in Park Anabe need to require advance coordination with Minhelet Ofek, 050-5246754. Events at Umm el-Umdan need to be coordinated in advance with the city inspectors, 08-6220300.
Regulations when holding events in public parks:
- Do not use a loudspeaker or public address system and amplifiers except for a small microphone.
- Do not connect to infrastructure systems in the parks, including water, electricity and lighting.
- Do not bring donkeys and ponies onto the park grounds.
- Do not park vehicles in the park.
- Do not block off the area in a way that will not allow other guests of the park to cross the park grounds.
- Keep the park clean, collect the trash and leave the park area after the event.
- It is forbidden to light a fire in the parks, including grills. As a general rule, lighting a fire is forbidden in all public areas in Modiin Maccabim Reut except for Park Einav - across from the Mika gas station in Yishpro. This is the only park in the entire city where you can light a barbecue but only according to the instructions and in the area designated for barbecues.
- No events or parties between 14:00-16:00 and after 23:00 at night.
- It is forbidden to pick, uproot or cut trees and plants in the park or to connect anything to the trees, electricity poles or lights.
- Using inflatables at events requires a valid business license and appropriate insurance certification. It is forbidden to use water or foam with the inflatables.


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Killer adds electrolysis to sex-change lawsuit
A federal judge has twice rejected Michelle Kosilek's request forelectrolysis, finding that she had not shown a "serious medical need"for the hair removal treatments.
Kosilek's lawyers filed an amended lawsuit Friday, asking thatprison officials be required to follow recommendations for electrolysisby several doctors. Kosilek is also asking for an independentevaluation by a specialist in gender-identity disorder.
Kosilek was named Robert when convicted of killing his wife, Cheryl,in 1990. Kosilek has undergone hormone therapy and seven electrolysistreatments, and dresses as a woman in an all-male state prison.
State prison officials oppose sex-change surgery, saying it would create security problems.


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What is the Master Cleanser?
The Master Cleanser is also called the lemonade diet. It is a formula that is said to help detoxify the body.How is the Master Cleanser Made?The Master Cleanser is a drink made with lemons, cayenne...
Read More »
Is a "deep pore cleanser" the same as an acne cleanser?
yes they are the same thing :) and a deep pore cleanser will actually work better for occasional breakouts than a true acne cleanser
St. Ives make-up remover and facial cleanser as a facial cleanser ONLY?
Sure, but why do you use the makeup removers in conjunction with your cleanser? This may be drying to your skin if you don't use a proper moisturizer. I know that a few St. Ives' cleansers are very...
Read More »
Difference Between a Master's in Public Administration & a Master's in Human Services Degree?
Students trying to decide between studying for a master's in public administration and one in human services should identify their career goals. While public administration is geared toward a caree...
Read More »
What Is the Difference Between a Master in Business Administration & a Master in Human Resources?
According to GradSchool.com, for business students, the two most popular majors are the Masters in Business Administration (MBA) and the Masters in Human Resource Management (MHRM). Which degree to...
Read More »


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Men's Team
Kolarov and Dzeko celebrate City's title success
JUST CHAMPION: Aleks says he is still part of the City Family
Aleks Kolarov says he and Edin Dzeko celebrated City's title triumph before Roma's Serie A derby with Lazio.
The Serbia international spent seven years with the Blues, winning six trophies and playing 247 games during a memorable spell with the Club.
FORMER BLUES PAY TRIBUTE TO CHAMPIONS: Read
AGUERO: NICE TO WIN IT EARLY! Read
Kolarov, who says he has nothing but happy memories of his time in Manchester said: "Winning the title still means a lot to me because I was part of the City family for the last seven years and I still feel part of it, even though I am now with Roma.
"Before we played Lazio on Sunday, I was following the United game along with Edin and when they lost, we were both so happy.
"For me, I was happy as if I was part of it, so it means as much to me as it does to the players, Pep the staff and the City supporters.
"Obviously, if you are on the pitch when it happens, you can enjoy it more, but it doesn't matter that much because it is the result of the many games you have played rather than one moment.
"Of course, I knew we would win the title before Christmas, so this was just the confirmation of the inevitable – it was just a little unlucky we didn't do it again United.
From the archives: Bert's scrapbook
"I can't recall a team dominating a domestic competition like the Premier League like us – and I say 'us', because I still feel part of everything.
"I tried to call Vinnie after the game, but I think he was busy celebrating so I'll try again this evening – they are all probably busy answering hundreds of messages.
"I was sure last season that we were going to win everything and even now, it's just a question of time before City win the Champions League."
Kolarov, who gained a cult following among City fans for his deadpan YouTube Christmas videos, joined Roma last summer and has played a key role in helping the Italian side to the Champions League semi-final where they will face Liverpool.
He says he was close to Pep Guardiola during their one season together where he made 40 appearances, some at centre-back as part of a back three.
He said: "Pep is unbelievable, and I am so happy for him because we had a great relationship – even more than just coach and player – and I knew how disappointed he was last season, but I knew it wouldn't take him long to get things right.
"It would have been a huge thing for Edin and myself to have returned to the Etihad with Roma and I thought City would beat Liverpool, but now we have the chance – as former City players – to get some kind of revenge!
"We'll be trying our best. We've had plenty of messages from City fans asking us to do that and we'll be trying our best, I can assure you of that.
So, I'd just like to say congratulations to Pep the team, staff and the fans for this amazing season and remember that Manchester is Blue!


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Branded Content and Media Production
Ascender Communications is a digital advertising and media production agency, based in Washington, DC.
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Considering a network marketing business?
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What is Network Marketing? My definition for Network marketing is: A business where you become successful by helping others become successful.
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Neighborhood Info
Brand New Construction
BRAND NEW GATED SMART HOME COMMUNITY! Model perfect homes with all the designer touches. Be the first to choose your own finishes! The first floor of these superbly designed homes features open concept floor plans, large living rooms with lots of natural light; gourmet kitchens with granite countertops, stainless steel appliances, and walk-in pantries; a half bath, and direct access garage. The second floor boasts a laundry room; a spacious master suite w/walk-in closet and spa-like bath; a full guest bath; and three ample sized bedrooms. Each home comes with a private fenced-in backyard, solar panels, electric car plug-in ready garage, security camera, dual-paned windows, and energy-efficient lighting. There is also a community playground with children's swing set and picnic area, and plenty of guest parking.*Listing provided by Emily Roberts of Rodeo Realty and included in this website with permission.
4 Beds
2 Full Bath
1 Half Bath
1,890 Sq. Ft.
Main Features
- Listing Status: Active
- Year Built: 2017
- Garage: 2.0
- Full Bath: 2
- Half Bath: 1


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Brian Burdekin Clinic – The Brian Burdekin Clinic was established in 1995 to provide an holistic health and welfare service to homeless and marginalised people in inner city Adelaide. The Clinic is unique in that it is the only longstanding primary health and welfare service successfully catering for the needs of homeless people.
Phone: 8231 4801


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Thursday Evening
Come out Thursday evening as NAAD launches "Art After Hours" which will be held on the 1st Thursday of each month and will allow participating galleries to open from 5-7pm and allow patrons to enjoy the galleries in a city-wide art crawl. Richland Fine Art, located along with us in Grace's Plaza, will be one of the participating galleries.
Afterwards, come by for dinner and try out the new 3-course prix-fixe menu for $35. Here are tomorrow evening's selections:
Baby Spinach, Point Reyes Blue Cheese, Candied Dates, Asian Pear, Toasted Walnuts;
Warm Vanilla Bean-Rum Vinaigrette
Fried Green Tomatoes, Laura Chenel Goat Cheese Brulee, Green Tabasco Hollandaise
Mini Lobster Mac 'n' Cheese with Sweetwater Valley Cheddar; Ritz cracker crumbs, Tarragon
Spring Baby Lettuces, Tomatoes, Cukes, Vidalia Onions, Focaccia Croutons; Buttermilk-Herb Vinaigrette
Cantaloupe, Benton's Country Ham Prosciutto
Hickory-Smoked Then Roasted Beef Tenderloin, Watermelon-Charred Red Onion Relish;
Buttermilk Scallion Potato Cake, Asparagus
Pan-Seared Atlantic Salmon, English Pea-Tarragon Coulis; Black Truffle Risotto
Grilled Bone-In Pork Chop, Tomatillo Sauce; White Cheddar Grits, Fried Collards
Pan-Seared Halibut, Marcona Almond Vinaigrette; Orzo Salad with Oranges, Asparagus, & Tarragon; Feta EVOO
Buttermilk-Fried Springer Mountain Airline Breast
Whipped Potatoes with Sweet Grass Dairy Thomasville Tomme, Thin Green Beans
Smoked Niman Ranch Pork Cheeks, Apple Jelly, Candied Benton's Bacon;
Mustard Greens, Spiced Parsnip Puree
Chocolate-Peanut Butter Crème Brulee
Local Strawberries Two Ways: Ice Cream & Macerated
Deconstructed Red Velvet: Red Velvet Torte, Cream Cheese Ice Cream, & Candied Pralines
Limoncello-Blueberry Parfait


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The free Melania Trump PowerPoint Template has a gray background and an image of the First Lady of the United States of America. This image makes this template look very beautiful. The template and PPT background are suitable for all kinds of presentations about Melania Trump, her early life, career, immigration to the United States, marriage to Donald Trump and role as the First Lady of the United States of America. This template can be used by researchers, fashion bloggers, fans, opponents, NGOs and other individual presenters and organizations. Its background makes it the perfect background for presentations about Melania's role in the U.S. presidential election. If you want to make a beautiful presentation with a professional look, this is the right PPT background for you. There are similar templates of famous people in our People Category. You can also find similar backgrounds by browsing through labels such as politics, fashion, woman, gray, etc.
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Signs You Were the Victim of Regifting
Written by: Lindsay Shugerman
December 28, 2012
Filed Under Gift Ideas
Contributed by Info Guru Lindsay Shugerman
Christmas has come and gone. And that means you probably got at least a few gifts. But when you opened that present from Aunt Martha, or that gift bag from your office mate, do you know you could have been the victim of … (insert scary, minor key music) REGIFTING!
Sure, regifting can strike any time of the year. Your birthday. National Sock Day. But Christmas, when we are surrounded by beautifully wrapped presents and decorated trees, is when this scourge is most likely to strike.
Yes, it's true! That beautiful velvet wall art? That silver-plated pen and pencil set? They could be the gifts that were given before! Oh, yes! But now you can identify the dreaded "regift". Here are the top ten signs that you've been the victim of re-gifting. And tips for how you can do regifting the right way, too.
10. The tag reads "Happy Birthday Joe"
But your name is Gloria. And it was a Christmas present? So why would Uncle Joe's birthday wish be on the gift tag except … Oh yes. You have indeed been regifted by your very own dear uncle. You know, the one who is at this very moment looking at the ceiling and whistling nervously? Yup, that's him!
TIP: If you're passing on a gift, do make sure to check for the tags! Look under the tissue paper, inside the book cover and under the lid. Then add a beautiful new gift tag (and fresh gift wrap) for the new recipient.
9. Coffee grounds in the coffee maker
You always admired that fancy coffee maker in the store. And now you have one, thanks to Cousin Sue! What a great gift — you can hardly believe she bought it, especially since she's always said she doesn't like coffee.
You think you've escaped being regifted this time. Oh, think again. Take a closer look, my friend. New coffee makers don't come with coffee grounds in the filter basket. Snap! Regifted again.
TIP: Make sure anything you're passing along is clean and looks (and works) like new. If it's clearly used, offer it to a friend or family member as a hand-me-down, instead of trying to pass it off as new. And sweeten the deal by throwing in a bag of Free Trade coffee or whatever else you use with it.
8. It's monogrammed … but not with your initials
There's nothing like a monogram to add a certain element of sophistication to fine linens, purses, silver flatware and other gifts. But if the initials on it aren't yours, and it's not an antique? You, my friend, have been regifted!
TIP: There are only two ways to regift a monogrammed item. One, is if the initials match. The other is if it's an antique, and the monogram is just part of its charm. Otherwise, skip the regift, and opt for a personalized gift that's actually meant for the recipient.
7. You remember them complaining when they got it!
As you look at your just-unwrapped gift clock, you remember a time not too long ago when you heard someone complaining about that very same kind of desk clock THEY had received as a gift. Wait … it was the same person who just gave it to you! Oh, yes, regifting in progress!
TIP: Make sure the person to whom you regift 1) Didn't see you get the gift the first time, and 2) Hasn't heard you complaining about the gift.
6. That $25 gift card is worth $7.22
Every one loves a gift card, right? Well, until you get up to the checkout counter and find out that the face value isn't what's actually on the card. Whether it's because the fees some stores charge for unused balances, or the shopping someone already did using the card, you have been oh so regifted!
TIP: Check balances on gift cards before you pass them on. If it's not 100% of the face value, use the balance to buy a new gift from that store!
5. Birthday paper on your Christmas present
The presents were stacked up, each wrapped in colorful red and green Christmas paper, or cool winter shades of blue and white. And then there was your present.
Pink and yellow balloons? And wait a minute … is that a birthday cake in the background? And why are there tape marks where there isn't tape … Oh, yes, my dear. Regifted!
TIP: Before you regift anything, rewrap it! This is a non-negotiable. Buy a pretty new gift wrap to match the season or occasion. Or if money is super-tight, try some creative gift wrap ideas using magazine pages, newspaper or other recycled materials you already have.
4. Isn't that what I gave …
Sometimes it takes awhile to realize you've been regifted. You're proudly displaying that lovely family room wall decoration your friend gave you, when another friend stops by. You show off your new winter table decoration.
"Isn't that the vintage sign picked out for Jessie? Why do you have it?" And then you know. Jessie has broken one of the prime rules of regifting: never give a regift to someone who knows the orginal gifter. Never. Ever.
3. The bottle is half full
What a great bottle of wine! And that Scotch is the single malt you've been dying to try. But wait! The bottles aren't sealed! And they're not full, either.
For some reason, this is one of the most common mistakes made in regifting … and one of the easiest to spot! And yes, you've just become another victim of it!
TIP: No one can miss the fact that the bottle is missing something … like part of its contents! Instead of passing on that open bottle, order them a great wine and have it delivered right to their door. It costs less than you think, and it makes a better gift than that half-bottle of Reisling.
2. The book is inscribed to …
It's always nice when someone writes a personal note in a book they're giving. It's not quite as nice when the personalized message you find is for someone other than you! If you come across that special message to Grandmom or your brother Jeff, warning, Will Robinson! You've been regifted!
TIP: If there's a message in the book, and you still want to give it as a gift, make sure you're upfront about the second-hand status. Close friends and family really might not mind if you tell them why you thought this was the perfect book for them.
1. The one you get is the one you gave
You spent days picking out the perfect gift for someone. Okay, maybe not days, but at least hours. They seemed to love it, and showed it off to the whole family.
Then the holidays roll around again, and you open your gift from them with anticipation. Then what to your wondering eyes should appear? No, not the miniature sleigh and eight tiny reindeer! Wrong article!
It's the gift you gave them last year. The one you poured your blood, sweat and tears into! You have just experienced the prime time of regifting. No tips for this one!
So now that you know you've been regifted, …
What do you do? Do you confront the person? Give back the regifted gift?
Of course not! No matter why someone regifted, the fact is they gave you a gift. And now you have only one job remaining. Write a thank you note. And tell them how much you appreciated the gift. And never, ever, ever mention the regifting.


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