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Credit cards remain a hot topic for discussion as the Senate inquiry continues into the disparity between the cash rate set by the RBA and interest rates on credit cards. It is a timely reminder to assess your own situation and take steps to minimise your credit card debt.
Interest rates on credit cards are generally high compared to other forms of credit. The interest is calculated daily and compounded monthly.
For example, let's say you have a revolving balance of $10,000 on your credit card which has an annual interest rate of 19%. Your daily interest rate is 0.052% (19 divided by 365):
Each day going forward, your interest will be calculated daily and then billed at the end of the statement period. This amount will then be included in the daily interest calculation until it is paid off in full.
Based on the example above, it is easy to see how credit card debt can escalate and even spiral out of control.
Before borrowing money in any form, always think about whether you can afford the repayments. Personal circumstances can change and significant debt could cause you financial hardship in the future.
It is also a good idea to limit the number of credit cards you have. Many credit cards have annual fees and having more than one credit card means you may be paying extra fees for no good reason.
Consider alternatives to getting what you want without using your credit card, such as saving or putting it on lay-by and gradually paying it off. "Interest-free" deals can also be a good option, as long as you make sure you repay the total amount in the interest-free period.
Be wary however that many of these deals offered by retailers will require you to sign up for a credit card. Make sure you factor in fees and assess whether the benefit will outweigh the costs. Interest-free deals shouldn't be confused with the interest free 'period' offered on many credit cards. See ASIC's MoneySmart page on interest-free deals and choosing a credit card for further information
You may think spending up on big things is what gets you into trouble with money, but often it is the everyday little things that end up costing more over time.
ASIC's MoneySmart website provides trusted and impartial guidance and online tools for Australians on issues relating to money and finances. Try our budget planner to help you work out where your money is going or the TrackMySpend app—available on all smart devices— that lets you track your personal expenses on the go.
Greg Medcraft
Australian Securities and Investments Commission
Find a financial adviser who will act in your best interests.


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New York Essay: City Which You Will Fall in Love With
Each time, when I am walking along any of the Manhattan streets and look around, I am getting more and more inspired. When I am in the heart of this super busy metropolis, I want to spread my hands and shout, "I love you, New York!" I want my voice to rise high and all people, who are on the highest floors of the skyscrapers, to hear it. Writing of the essay on New York won't dismay me. I know what I am going to tell about the modern capital of the world and I will do this as Continue reading
Essay About Poverty And The Ways Of Its Solution
There are numerous essays on poverty concentrated on covering the material about economic development in different countries. Here you can find the same information but simpler for your understanding. Before starting the topic let's begin our essay on poverty by defining the word "poverty". If you look through different essays about poverty you can find almost identical definitions. It is the state of being economically poor followed the lack of shelter, health Continue reading
My Favorite Teacher Essay: Briefly About Childhood
I still remember my first visit to school and the teacher, who waited for me in the classroom. We were small kids and we were afraid of new experience that waited for us. When I started writing my favorite teacher essay, I had no shadow of doubt who would be the main heroine of it. The image of my first teacher is always in my head. It was my first idol, to whom I still try to look up. My short prologue is for you to understand why I want to be a teacher essay was another topic, on which I Continue reading
Best Way to Write an Essay on Violence
Previously, we analyzed the basic requirements for writing an essay on soccer. Today, we will discuss the specifics of composing an essay on violence, which may touch upon different subtopics as will be analyzed below. Violence essay can be focused on a specific issue such as media violence, violence against women, violence in sports and some others. Let us discuss the specifics of writing each type of essay about violence in particular. Gang violence essay. This type of essay is supposed to Continue reading
The Holocaust Essay: the Painful Tragedy of Mankind
My intention to compose the best essay on the Holocaust and tell the World about one of the greatest tragedies of humanity could be brought to life soon. All of us were given different Holocaust essay topics and our task was to cover them. I thought about the Holocaust rather often. My father's grandparents were the Jews and I knew about this awful period in the life of millions of the Jewish people from my early childhood. The story, which I was told by my granny, always gave me the Continue reading
Three Major World Religions Essay
There are a lot of religions around the world, all of them reflect the peculiarities of mentality of one or another nation. The theme of beliefs is actual as we can see on the assumption of the big number of religion essays. And there is nothing strange, because it takes the huge part of our life and often creates disagreement in virtue of the difference of views. Thereby, a lot of essays on religion topics describes individual assessments of denominations. That religion definition essay I want Continue reading
Essay on Your Name: Way to Yourself
Essay on Your Name: Way to Yourself What is your name? Have you ever thought about your name's origin and what power it has over you? Why did your parents give it to you? I will never believe if you say that your name has never made you think about it deeper than about of a combination of sounds only. It's really not just the letters and the sounds. Your name is your life, your success, and your state of mind. I am sure that there were many episodes, when you had a desire to change Continue reading
7 Tips on How to Write an Essay on Soccer
7 Tips on How to Write an Essay on Soccer Previously, we analyzed the specifics of writing an essay on sports. Today, we will deal with how to complete a writing assignment about soccer game. Soccer essays are easy to write once you grasp the basics of dealing with this task. You may be assigned with writing a history of soccer essay or simply an essay on soccer game. Either way, you need to know how to Continue reading
Summer Vacation Essay: Back to Memories
Summer Vacation Essay: Back to Memories My new task was announced and the topic of my essay made me jump with joy! I wasn't able to stay immovable, though I tried to control myself. I had to present an essay about summer vacation and this fact made me happy. Wow! It was superb news for me! I sank deep into my thoughts immediately. No matter that I was still at college and nobody let me go home, I started delving into my brains in attempt to extract as much memories as possible. The Continue reading
Creation Vs Evolution Essay – No Right Answer
Creation Vs Evolution Essay – No Right Answer The moment you start writing an evolution essay, which have been assigned to you, you start feeling doubtful, because this is a contradictory question that honestly has no answer as no one was there when the world began. We all are well aware that the human evolution essay means we have to write about Mr. Darwin's theory, but do we really feel good about it? Does it really help to agree with the theory that we have evolved from the apes, Continue reading

subset: commoncrawl


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Next, we ensure that solutions are connected to your IT environment in a secure and compliant way, using authentication and encryption and providing secure solutions for mobile devices.
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Once your solution is in place, we help you improve productivity by automating paper-based processes, content management solutions and simplified document workflows.
In short, we help you find the right solutions for your organization, well beyond traditional MPS offerings.
Find out more about Next Generation Managed Print Services by contacting us today.
The Value of Assessment
Documents are the lifeblood of any organization. Yet many companies may not be aware of how they impact every level of day-to-day work, from productivity and sustainability right down to the bottom line.
We can help you analyze your business environment and show you how you can optimize the way documents work in your organization. We leverage a powerful set of best-in-class tools to turn your print data into actionable knowledge. Once we have that, we can:


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A "first" lesson
Posted June 15, 2015on:
Typing "first" as a comment in response to a YouTube video is like a dog marking its territory.
I am not the first to dislike this relatively harmless but pointless behaviour. Rhett and Link of Good Mythical Morning got lyrical by way of response.
But even something as seemingly mundane as this is worth discussing in digital citizenship. Unpacking reasons for why people want to be first might reveal why some people need to get attention, whether this is a worthwhile pursuit, or how small things add up.
It is also something kids relate to. You cannot really teach them until you reach them first. So forget about well thought out but theoretical scenarios. Start with real life.


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Music video by Hannah Montana performing The Best Of Both Worlds. (P) 2006 The copyright in this audiovisual recording is owned by Walt Disney Records under exclusive licence to EMI Records Ltd
"The Best of Both Worlds" is a pop song by American singer–songwriter and actress Miley Cyrus, performing as Hannah Montana – the alter ego of Miley Stewart – a character she plays on the Disney Channel television series Hannah Montana. It was released as the lead single from the Hannah Montana soundtrack album on March 28, 2006. "The Best of Both Worlds" is the theme song for the television series; in the series' third season, the 2009 Movie Mix is used as the theme.
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He who joyfully marches in rank and file has already earned my contempt.
He has been given a large brain by mistake, since for him the spinal cord would suffice.(Albert Einstein)


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There were days when it was very difficult to make myself sit down and create (such as my 11-hour work days), but holding myself accountable to spending at least 2 minutes of creating something on those days made me realize that art can be whatever I make. Not so much realize as have faith in my abilities to create; It affected my confidence in being an artist. It especially affected my confidence in the arena of drawing what I see, which has never been my strong suit.
I so enjoyed the whole experience that it's hard to pick a favorite part. The day we had to pick something from that day in history really blew me away. The story I chose ended up being so much more intense and involved than I expected. I was glad to know the story, and very emotional making my art to go with it, and I got to exercise my ability in drawing from a picture. I also enjoyed the day that I got to bring something I had made with me and take pictures of it everywhere I went. The piece I chose held a lot of emotion for me. I needed that time with it. Another favorite for me was taking a five minute walk and making something with what I found. Very challenging to walk with no destination in the city. There is lots of growth in the ground where I left my art, and I like to think my art had something to do with that.
The experience made me more confidant in my abilities- seeing how many people enjoyed it helped, too. I see things in a whole new way. It made me feel grounded.
Tammy Ray
Art Museum Security Guard


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Stars and Stripes Toddler Purse - Free Crochet Pattern/
The Fourth of July is just around the corner-less than a week away! This is the first summer since I was in HIGH SCHOOL that I will NOT be working on this holiday. And I am feeling rather festive about the whole situation! Additionally, my daughter was sick last year for her first Fourth of July. I'm feeling optimistic that this year will be much more fun! So today I have an adorable, festive and free crochet pattern for you :)
My 18 month old little girl is at the stage now of "copying". She wants to vacuum like mama, talk on the phone like mama, and carry a purse like mama. So I thought it would be fun for her to have a festive purse for the coming holiday! She likes to carry her finger puppets around in her purses, and I have no doubt that this one will be filled with them too.
I think this little bag would be adorable for an older kiddo too-just make the strap a little bit longer and it will be able to hold all sorts of goodies. Glow bracelets, little bottles of bug spray, sunglasses, you name it!
Premier Home Cotton (Denim Splash, Cranberry, Cream)
Yarn Needle
Stitch markers (optional)
St: stitch
Sl st: slip stitch
Ch: Chain
SC: Single crochet
HDC: Half double crochet
DC: Double crochet
Tr: Treble crochet
FLO: front loop only
BLO: back loop only
Pattern Notes:
Ch stitches at the beginning or rounds or rows do not count as a stitch
The end of each round is joined with a sl st to the first stitch of the round
Round 4 will be mentioned twice. The first time around you will work in the front loop of round 3, the second time you will work in the back loop of round 3
Gauge is not important for the finished product
For the striped rows, I carried my yarn instead of cutting it at each color change
Start with Magic Circle (with color 'Cream').
Round 1: Ch 2, work 10 DC into magic circle. Pull tight
Round 2: Ch 2, 2 DC in each st around (20)
Round 3: Ch 2, *2 DC, DC in next st, repeat from *around (30)
Round 4 (FLO): Ch 1, *SC, 2 DC, [Tr, ch1, Tr (all in same stitch)], 2 DC, SC, Sl st, repeat from * around (this will create a 5-pointed star)
Round 4 (BLO): Ch 2, *2 DC, DC in next 2, repeat from *around (40). Cut and tie off yarn
Optional-Sl st with 'Denim Splash' around the edge of the star
*You will now be working in rows*
Orient your star with a point at the top. Use a stitch marker to mark the corresponding stitch in Round 4 (BLO). Count 8 stitches from your marked stitch, and attached your 'Denim Splash' yarn here (see Fig. 1-Please remember, these photos are taken from the perspective of a LEFT handed crocheter)
Row 1-2: Ch 2, DC in 3, HDC in 3, SC in 5, HDC in 3, DC in 3 (17)
Row 3-5: Ch 1, SC across (17)
*Switch to color 'Cranberry'*
Row 6-9: Ch 1, SC across (17)
*Switch to color 'Cream'*
Row 10-13: Ch 1, SC across (17)
Continue crocheting 4 rows of each color to create alternating stripes until you have 11 stripes. Your last stripe will be in 'Cranberry' and you will have a total of 49 rows. Cut and tie off yarn
Using the color 'Cream', attach the yarn with a sl st at the corner of row 49 and SC along the entire raw edge. Attach to ROUND 4 with a sl st. Cut and tie off yarn. Repeat along the other raw edge of the purse.
Making the Handle and Finishing
You can make the handle as long or short as you'd like, but I would recommend chaining no less than 91 stitches. My example shows a handle that is 100 sts long and 3 rows wide of SC in the color 'Cranberry'
To attach the handle, fold the purse so that the first and last red stripes are on top of each other with the right sides out (basically how you want the purse to look when its finished). This should place your center white stripe (Row 26-29) at the bottom of the bag. Your handle will be attached to create the "sides" of the bag.
With the color 'Cream', attach your yarn at the bottom of the bag through both the bag and the handle. Ch 1 and continue to SC through both the bag and the handle, creating the "sides" of the bag. When you reach the end of the striped portion of the bag, continue to SC through only the handle until your reach the other side of the bag. Continue to SC around the bag, working through both the bag and the handle where necessary, until you reach the point where you started. Attach with a sl st, cut and tie off yarn. Weave in ends.
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You may sell items made from this pattern, but please credit me as the original designer. Also, please do not share the written pattern in print or electronically. You may share a link back to my blog if you would like someone else to see or work with this pattern. Thank you for your cooperation!
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Peter Dellegrazio. Later, Peter DeLeo. He was a soulmate and friend. He had a spirit and charm that burst across a dance floor and sparkled in any conversation. Think Danny Terrio. Think George Stephanopoulos. He's been gone now for more than fifteen years, taken away physically by the virus, but never more than a thought away for me and many others who loved him.
Peter would have been with us in our struggle for justice. He was that kind of guy. A native Chicagoan, he bristled at the marginalization of any group, especially within the LGBT community. He came to his "pride" like many of us, following struggles that tested everything about us. Like many in our community, Peter made it through, and became stronger and more caring with each hurdle overcome. Some folks become bitter along the way. With Peter, it seemed that the upheavals made him more loving and compassionate, in other words - stronger. He knew people in a way that knew their suffering and their spirit, never thinking of them as issues or causes. He reached out all the time, seeking ways to help others avoid the mistakes and the pain, without losing the heart or the welcoming smile. He could enter a struggle and move beyond it, offering others a path to follow to a place of new horizons, rather than rotting in place.
Peter did what we have been doing through these last months of the ratification process on 08-B. He stayed with the people and never sought to move ahead by excluding others. It was a gift he had. I'm not sure he saw it in that way or thought of it as God-given. I knew, though, and I still know today. He was full of God and full of God's Spirit.
I'm not surprised that Peter comes to mind as I begin to gather my thoughts around the process we've just been through. A good deal of the heart I know today comes from our friendship, and this has been all about heart for me in the most personal and Eastern of ways.
Throughout the entire time of ratification and working with MLP and other progressive partners, I could feel the pulse quickening across the nation as we came closer to becoming a unified church. The sheer number of presbyteries that shifted positions in favor of 08-B was astounding and heart-warming. We who worked for ratification sought our full inclusion without losing our identity. We went forward with the Gospel in action, modeling the church we were hoping to become.
With others, I had the privilege of calling hundreds of ministers in presbyteries across the country, as they prepared to vote. While the conversations took different directions, they were among the most powerful of interactions I have had in all my time as a minister of Word and Sacrament. I could feel the connection we shared in our faith, beliefs, and experiences, even in the midst of strong differences. The are many stories, including the retired minister who seemed surprised to be contacted by anyone. He was well into his eighties and had long ago thought others believed his usefulness as a minister had retired with him.
When we got onto the topic of voting at his presbytery, he was clear that he would never favor the ordination of gay people. And, he went on to explain why at some length. I listened mostly, feeling saddened at his own marginalization, regardless of his voice or opinion. As we prepared to say good-bye, I thanked him for sharing with me, and I asked if there was anything I could do for him. Quietly, he said, "Well, I sure would like to preach once in a while; I wonder if I'm still on the pulpit supply list at the presbytery."
I told him I'd find out for him and wished him well. After the call, I dialed the presbytery office and got a hold of someone who knew him, explained who I was, and why we were making calls. I told them of the minister's request. There was a moment of silence on both sides for a minute, then the person on the other end said something like, "Well, look at you!" She said she'd give him a call and that they'd make sure he was given some of the attention he deserved, which had somehow been forgotten. She was thankful I had called and wished us well.
Looking back, I hope he went to the meeting and voted his heart. I hope he has since been preaching.
I think that too much is made of winning or losing, frankly. The paradigm is broken, as long as it somehow creates the belief that this division in our church can be resolved by votes. However, G-6.0106b has been voted in and it appears that the only way to remove it is to vote it out. I hope we don't make such a mistake again, "voting in" such a fear-based amendment into the church that is the incarnation of Jesus Christ in its mission and relationship with the world.
As we go forward, I need to say that I am not in favor of a revised G-6.0106b. I supported 08-B, but I still feel "B" should be gone. Gone. There should be no special conditions or "safety nets" for calling qualified individuals who are LGBT. There should be no special requirement for LGBT folk, just as there should be none for heterosexual folks. In short, the requirements to serve in the full work and worship of the PC(USA) should be the same for all God's folk! Period.
Clearly, we will continue this work on many levels, including advocating for same-sex marriage and changes in the language that discriminate against LGBT folk in any parts of our constitution. Already an overture to change or delete B is before one presbytery and more will follow. Times have changed and the votes, with steady prayer and perseverance, will come. The redirection of energy and ballots to the Theological Task Force on Peace Unity and Purity over the previous 8 or so years is no longer affecting the clear movement toward a time in the near future when G-6.0106b in its current form will be gone. In fact, the work of the Task Force and the recent decision of the GAPJC to allow scrupling of G-6.0106b leave the door open for LGBT folk to be called in friendly/progressive presbyteries.
That said, it is my hope that dozens of churches in the country will call qualified LGBT Candidates to educate, challenge, and unify the church through their examinations, becoming certified and cleared to accept such calls.
It calls for risks, yes. Being Christian has always called for risks in this world...
We are on the brink of a way of being the Church of Jesus Christ in the PC(USA) that can heal the anguish and marginalization of our sisters and brothers that no secular or political organization could ever hope to achieve. By creating a church that welcomes all God's people as full members, not only will our diversity become ever more our strength in mission, but our Love and Spirit will be witness to the Gospel and who we are in relation to God and one another.
Thank you to all who gave careful prayer and discernment in the entire process of ratification, including those with whom we might disagree. I abide by the belief that our disagreement is never enough for division if our Love is centered in the One who sends us forth, together.
For Pete's sake, and many others, let's leave the struggle behind and enter into a union of faith and community, differences and all.
Ray Bagnuolo
Minister of the Word and Sacrament
Gay Member of the LGBT Community
Called Pastor and Head of Staff to Jan Hus Presbyterian Church, NYC
Board Member of More Light Presbyterians


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The third ISType conference and workshop series are scheduled for June 13–16, 2013 under the theme "Stroke." This year we will have 2 keynote speakers, 8 speakers, and 5 practical workshops. Esteemed Canadian typographer, poet and author Robert Bringhurst and Dutch typographer, typeface designer and author Gerrit Noordzij will be the keynote speakers.
As Gerrit Noordzij writes in his book, The Stroke, after the development of the Afro-Asiatic family of languages, the consolidation of the word shape ("the interruption of the rhythmic integrity of the line") is the single most important invention in the history of mankind. The word — and with it reading — is what triggered major advances in civilizations, recording its own origins in the Carolingian minuscule hand in the first half of the seventh century. The ascenders and descenders stroke pattern of a letter style, and the placement and form of the negative parts, create the characteristic word image and determine legibility.
ISType 2013 aims to address the theme Stroke in the manner of human mark-making whether it is within the scope of a Western, Middle Eastern or Far Eastern stroke. Stroke as the simple base/urge for human communication.
For more information visit www.istype.com


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The True Cost of Free
When it comes to recorded music, today's consumers enjoy a free ride and seem to have all the answers. Song sharing is there for the taking and, in any case, the old music sales model is archaic. But if out with the old and in with the new is stylish in music, the same is not true of music recordings.
For the business, it seems, free is good. However, the decline of recorded music sales has been catastrophic since 2001, when piracy became rampant and the single song Apple economy banished the album. Now, hope for the sector requires a giant leap of faith. In the meantime, the tough job of finding new ways to compensate for this loss of profits falls to the record companies. It may appear that artists are gaining more exposure as music changes hands often and easily. But is the moneymaking of old within the reach of the business?
In recent years, the recording industry has endeavored to replace its album-based revenue stream with more panoptical and commercial based income. For instance, it has used 360 degree type deals, whose object is to secure additional revenue for the label by tapping on artists' live performances, branding, and merchandising. This has been seen by some, including well known trade writer Donald Passman, as the cornerstone of an industry response to the crisis of recordings.
What this means for record companies is total alienation from the traditional business model, and near zero emphasis on recorded music and no money for artist development. The supply chain, and especially talent, has been taking a hit, with the U.S., for example, suffering, by any standards, a catastrophic drop in the value of recordings (from $12 billion in 2001 to about $6 billion today). Moreover, successfulinstances of 'free' seem exaggerated and are often only suited for top ranking stars who have plenty of access to multimedia and residual bankroll. Radiohead's attempt at financing a new release with fan donations in 2007 met with poor results; the band, at the time the poster child for the new music economy, has since regretted the move.
In the meantime, subscription and/or ad-based streaming services deliver poorly for artists–which does not help engrain the concept of music recordings as a valuable commodity for investors or the public. In the clamor for 'free,' honest, good work, is getting lost in the shuffle, with the business community oddly silent about the time spent by artists honing their craft, writing music, practicing, studying the music of others, performing, and mimicking until they come up with the best possible material they can muster. Music production, one of the leading edges of our culture, seems to be held hostage to a vague and ill-suited business proposition: that marketing reigns supreme.
For sure, artists end up in atypical situations in order to stay alive and relevant. The public is most plugged into entertainment that promotes an escalating shock and awe standard, and this means that writers, producers, and performers must continue to push boundaries in order to keep their jobs and/or remain in the public eye. Stars like Miley Cyrus and Britney Spears stun the public by baring skin on camera, while lyrics, such as Robin Thicke's "Blurred Lines," are used ever more provocatively. Similarly, the media will only sign artists with all eyes and ears on them. Therefore, it is not enough for a musician to be noticed; they must pop-up and make an indelible impression by any means. This was not so when recordings were valuable.
The whiplash of free, in conclusion, may well be the complete erosion of recorded music as a commodity. This is a very steep price to pay for the industry.
Athena Butler is a student at Berklee College of Music. The Cost of Free is from the Music Business Journal's October, 2013 issue.
Read more:http://www.thembj.org/
How to Make Money Selling Recorded Music
The most valuable music is paired with something else. Possible pairings:
- Video - For example, every television show or movie since the invention of the medium
- Identity - See Parrotheads or Little Monsters
- Events - For example, concerts are not just music - they are a social activity that people do with friends, family, lovers, etc. People often buy music after concerts not just because they love the music, but because they had a good time at the event and want a souvenir
- Theatre - Similar to video. Music is very valuable when paired with storytelling. Gone with the Wind has grossed $1,626,459,200 since its release in 1939. Mamma Mia, the Broadway show, has grossed $2,000,000,000 since its opening in 1999. Taylor Swift's entire net worth is $17 million, according to therichest.org. I'd rather beMamma Mia.
- Video gaming - I can't prove it, but I'd bet more people, worldwide, can sing the theme to Mario Bros. than Michael Jackson's Thriller.
There are plenty of others. Furthermore, you'll probably have the most success if you pair music with one of the seven deadly sins - lust, gluttony, greed, sloth, wrath, envy, pride. I can think of a successful band that exemplifies every one of those characteristics.
My most successful attempts at selling recorded music have been when I paired music with movies, cell phones or mobile apps.
If you are only selling pure music, you shouldn't be surprised if you don't get much traction. For example - look at the major U.S. symphonies. They are primarily selling pure music (although there is a little identity associated with their product). It's no wonder they can't find funding, and it's no wonder they can't fill the seats of their over-sized halls. They'd have a lot more success if they starting pairing their concerts with multimedia, apps, experiences, etc. Who wants to sit on one side of the room and watch people playing music on the other side of the room? Apparently 1.9% of the market in 2012, according to Nielsen Soundscan and Statistica.com.
Should You Give Your Music Away?
The Great Debate.
No one's arguing that the changes in the music industry haven't tipped the scales in favor of the independents. Not only can you forge a path to success without the help of a label, you can choose from a variety of means to achieve it. But that leaves a number of questions on the table, including whether or not you ought to give your music away for free.
As an indie, CD and download sales can be a huge part of the equation in regard to your income. But building a rapport with new and existing fans and widening your reach by means of song giveaways is an easy and obvious way to get people to listen – and isn't that ultimately what you're trying to do?
For the indie artist, the scales seem to be tipping toward "yes!" on the question of free tracks. But before you go headlong into a giveaway frenzy, it's worth listening to voices from both sides of the fence. And it's always best to have a larger plan in mind. What follows are excerpts from a couple of books and blog posts that address some aspects of this debate. And we're eager to see what comments come in from you, our intrepid readers. (I couldn't help but insert a few of my own comments below).
(Do it!) Your Music Is Your Marketing
Excerpted from Music 3.0, Making Music in the Internet Age, by Bobby Owsinski.
The major marketing tool for an artist today is your music. It's no longer the major product that the artist has to sell (although it still is a product), so it has to be used differently and thought of differently as a result.
Perhaps recorded music was never the product we were led to believe it was. With a vinyl record or CD, the container that holds the music is the product. While the songwriter always made money when a song was played on the radio, the artist never did, and the artist made only a small percentage of CD and vinyl sales (10-15% of wholesale, on average). [Keep in mind, he's talking about the major/indie-label model here, not the indie/CD Baby model where you're keeping all the proceeds from your gig sales and 60% or more of your retail sales.]
In fact, the artist made the most money on concert tickets and merchandise while touring. There was a cost involved in the manufacturing of the container that transported the music (physical material costs, artwork, and so on) that had to be recouped, as well as the production costs of the music. But if you look at music in terms of the advertising world, you see music in a different light.
If you're selling a soap product, for instance, the production cost for a commercial to broadcast on television or the radio is trivial. It's the total ad buy (the agency purchasing the radio or television time for the sponsor) where most of the money is spent. Even then, it's considered part of the marketing budget of the product, which might be about 3% of total sales.
If you consider the music-production costs as part of the marketing budget in the same way as a national product, it takes on a whole new meaning. [That's a mighty big leap, IMO.]. Since the music is considered the major marketing tool for an artist, it should be considered a free product, a giveaway, an enticement. Give it away on your website, place it on the Torrents for P2P, let your fans freely distribute it. It's all okay. Since most millennials already feel that music should be free and have lived in a culture where that's mostly so, don't fight it. Go with the flow! Just as it was during the past 60 years, the real money in the music business is made elsewhere anyway. [Again, not necessarily for the indie artist.]
Further, just because you're giving it away doesn't mean that you can't charge for it, either at the same time or at sometime in the future. There are numerous cases in which sales have actually decreased for an artist's iTunes tracks when the free tracks have been eliminated.
One such musician is Corey Smith. After six years, Corey has built his gross revenue to about $4.2 million, and free music has been the basic building block of his tribe. You can buy his tracks on iTunes (he's sold more than 400,000 so far), but when his management experimented by taking the free tracks down from his website, his iTunes sales went down as well! The free music Corey offers allows potential fans to try him out. If they email and ask for a song that's not available for free, he just emails it back to them. He's tending his tribe!
Another example of reaping the rewards for giving it away for free is the techno and electronica artist Moby, whose "Shot in the Back of the Head" became the best-selling iTunes track after he gave it away for free on his website for two months! Of course, you can charge for your music with enhanced products like box sets, compilations, special editions, and other value-added offerings. But the initial releases for an artist on any level (except for the already-established star) must be free to build a buzz.
(Don't Do It!) The Value of Music
Excerpted from The Plain and Simple Guide to Music Publishing by Randall D. Wixen.
Music is a unique commodity with the ability to touch the soul or evoke an emotion or feeling. In a film, it might take minutes of dialogue or visual exposition to create a mood or tell a story, while music can instantly convey a mood and give cues to the director's vision. Likewise, some sports – figure skating, for instance – would not be possible without music. Restaurants and stores set the ambiance for you by playing background music.
Yet in the music publishing industry, no day goes by without someone who recognizes the value of music nonetheless belittling its value, complaining about its cost, and trying to pay less than a fair fee. It is important that writers and publishers stand tall and recognize and respect the value of their own property. If they themselves fail to recognize the worth of their product, how can others be expected to see its worth and pay a reasonable price for it? [Mr. Wixen is speaking mostly about publishing with a focus on recognizable content in this section, but there are a lot of relevant points as they relate to you as artist devaluing your music.]
The media is full of articles about "file sharing" and how it hurts the music industry. What a nice euphemism, file sharing! Sharing is good, right? We are taught to share from the time we are little. But why does the media not do stories about the theft of intellectual property or copyright infringement? "File sharing" sounds so much more innocuous than "willful copyright infringement," which, by the way, is a felony. If I steal your car, is that "ride sharing?" By spinning articles and headlines in this manner, the media contributes to the devaluation of songs and artists.
This is not a simple problem, with only one cause and one solution. While piracy and copyright theft each play an important role in this phenomenon, and while overpricing makes theft feel more justifiable, writers and publishers who lack enough self-respect to value their songs appropriately contribute to the problem.
"This Is a Low-Budget Production." Almost every license request a music publisher receives includes somewhere in it, "This is a low-budget film, TV show, ad campaign, etc." No one ever sends license requests that start off with, "This is a big-budget film, with two stars who are each getting $20 million and a director who won the Academy Award last year. We would like to use the 'cherry' of your catalog and pay you a really nice fee for doing so." Budgets are low because people set them low. If there is no money in the music budget of a TV show, it is because the money they put into catering and hairdressing and makeup artists dwarfs the money allocated for music. Don't stand for it! [Except of course, that if you turn down the opportunity, another act will step up and take it in a heartbeat.]
If you tried the same tactics in real life that are used in licensing music, you'd be laughed at. If you went into a Bentley dealership and said, "Gee, I sure like that $375,000 Azure, but I only have $30,000 to spend on a car, so do you think you could accept that?" you'd be shown the door along with some shoe leather. The idea that music has no intrinsic value leads to the proposal that "you should price your product according to our budget." Don't do it – especially if the song being inquired after is a standard, was a major hit, or has a lyrical or other connotation that is truly special. The situation may be different, though, if someone is inquiring about a generic punk song and the artist and song could be easily interchanged with many others. [Aha! That warrants a lot more consideration. Not to mention that none of your songs are generic, right?]
"It Will Be Good Exposure." Once they get done telling you how low they've set their budget and how you have to conform to what they've predetermined, they will pull out the old "good exposure" argument. While the licensers themselves are only working for real dollars and maybe profit participation, they would like you to please take your compensation in the form of good exposure.
Vaudeville entertainer Sophie Tucker, so the story goes, was once offered a gig at far less than her normal fee. The reason she should do it, the argument went, was that it would be good exposure. "Exposure?" she is said to have replied. "Isn't that what you die from?"
The worst cases of "licensing by exposure" lately seem to be in the realm of video-game music licensing. With games selling for $30 a pop and shipping 4-5 million units, you'd think they'd be able to spare more than $5,000 as a flat fee to license a song. Let's do some made-up math.
Let's see, that's around $150 million in gross over-the-counter revenue, and maybe half filters back to the game developer. And paying $5,000 for each of 50 songs would be $250,000. And double that fee to clear the master recordings, so we're up to $500,000 out of the $75 million. It doesn't seem fair, does it, when music is so integral to the game? Why not at least pay a royalty instead of a flat fee? We're just now starting to see meaningful royalties on video games in lieu of flat one-time buyouts.
Unfortunately, some potential users will not be willing or able to pay a fair fee. But for the long-term health of the music, it is important not to devalue the song by licensing it for whatever a user offers. Bentley would go out of business if its dealers negotiated car sales that way, and so will you.
(Do IT!) Free Music = Free Advertising = Smart Business
Excepted from blog posts by Dexter Bryant, Jr
Free music is free advertising. Think of free songs as product samples: the music-buying public samples your product at no cost. For those who don't care for your music (no matter what the reason) they can easily sever their relationship with you and your product right then and there.
For the people who like your product, they can easily dig deeper and sample some more of your music to get a better feel for your identity and what your brand represents. From there they can decide whether their values align with yours and if they would like to continue their relationship with you. If you and a potential fan are birds of a feather (so to speak) then chances are they will be ready to forge a deeper bond with you and take your relationship to the next level.
Free music increases the potential for engagement with audiences because anyone can participate. Free eliminates risk and lowers the barrier to entry for consumers. If I may use a food-related metaphor, your songs are the appetizers that will lure audiences to dine with you for a full meal – free mixtapes/EPs/CDs/whatever. [Sounds good, but restaurants charge for appetizers, too!]
A full meal provides your audience with a clearer picture of your overall vision and your artistic identity. If people really enjoy your meal(s) then they will seek yet another option (or options) for consuming the deliciousness that you offer. These additional options for engagement with you include live music, merchandise, premium products, and any unique experiences that you can offer your hungry, eager fan base.
In short, free songs lure consumers to sample your free mixtapes, and free mixtapes are the bait to lure fans to spend money on live music, merchandise, deluxe edition mixtapes, and premium-priced music products and experiences. At every stage in this chain your product must gratify whatever desires your audience is seeking to fulfill, otherwise they may be inclined to discontinue their relationship with you. [This all speaks to having a larger plan in mind.]
Give the Customers What They Want. When a song or artist has captured someone's interest enough that he or she seriously considers a purchase from that artist, many of us will download the music for free before we buy it. This allows us to become intimately familiar with that piece of music so we can be absolutely sure that buying it will be worthwhile. However, as you all know, downloading one simple song can sometimes be a more frustrating process than need be –navigating through treacherous, spam-infested illegal download sites and P2P software for just a few minutes of free music to put on your iPod.
Eliminate this pain point for your customers and you will endear yourself to them. Let your fans have the option of downloading for free or purchasing downloads from you and make it easy for people to download your music for free right from the same online destination they can buy it from: your website.


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The evening started with caramel apples, cider, and candy corn. It ended with gauze, medical tape, and me cleaning blood spatter off my wall, CSI style. I know a lot of people who work in youth ministry that have horror stories of leaving kids behind at gas stations on the way to camp, or broken limbs during a Wednesday night game, or handling irrationally angry parents because the youth LEADERS TP'd the wrong person's house. In fact I remember sitting around a table at a Mexican restaurant in southern California with my youth pastor and some friends listening to stories about mission trips gone awry: Mexican hookers offering services to students for "5 dolla," mercy-killing scaby, dying dogs in Tijuana by smashing them under rocks, you know, stuff of legend. We all leaned back in our chair and guffawed as we listened and imagined it.
Maybe one day I will guffaw about last Thursday night.
I don't know where we went wrong - we crammed 13 girls into our dining room and gave everyone a steak knife...
We were 20 minutes into the pumpkin-carving-party when we witnessed "the incident."
One of our girls, Shannon, is...competitive. (See also aggressive and cut-throat.) She's the salutatorian of her class, and a varsity cheerleader as a freshman. She does gymnastics, plays softball, and is super-involved in a hundred other things. Shannon wins dodgeball almost every time we play; last time she had just come from getting her nails done (she was nominated to represent her class on homecoming court). Her drive and beast-ness has earned her the nickname "Shan-Man."
Well Shannon was showing a pumpkin who was boss. Everyone else was all, "How do I get out the seeds? My pumpkin is gross. This is too hard." And Shannon was all, "Let me show you how it's done." Her pumpkin was hollowed out before anyone else finished cutting off the lids.
Then it happened.
"Um, I don't think I need to use the knife anymore..."
(in unison) "ouuuUUUAAAHH! OH MY GOSH!!!"
Blood on the floor, blood in the pumpkin, blood on her clothes, my wall, the curtains.
We ushered Shannon into the kitchen and rinsed out the laceration across her ring and pinky fingers. Judging solely by Shannon's physiological response (the mascara streaming down her face, the shaking, the sweating, the hyperventilating), I was SURE we were going to the hospital to reattach some digits.
So - can you picture it? Shannon is laying on the floor of my kitchen, moaning, with a cool towel across her forehead and her hand stuck up in the air, wrapped tightly in a bloody kitchen towel. (Even this could not keep her from texting her boyfriend - with her tongue.) Leaders are calling her mom, fanning her face, and pouring apple juice down her throat, and telling her to find her "happy place." Then all the middle schoolers, like lemmings with acne and pumpkin guts on their hands, drop their knives and storm the kitchen with their cell phones, to catch some of the action. At which point my leader-friend Christina stands up and announces - "EVERYBODY SIT. I'M STAYING RIGHT HERE AND CARVING MY PUMPKIN AND SO. ARE. YOU."
Well, this night is going well. Welcome to Girls Night, visitors! The Halloween version! Complete with blood and guts and gore! And an adrenaline surge to rival that of the most horrific haunted house. We're SO glad you're here, won't you join us next week? We'll be sacrificing chickens and setting my house on fire. The group that slays together stays together.
After three solid minutes of pressure on the wound, lots of ice, peroxide, gauze, tape, and the maximum dosage of Aleve (and a Hello Kitty band-aid), Shannon stopped shaking/sweating.
She got up off the floor, walked into the dining room AND FINISHED CARVING HER PUMPKIN. Atta girl, Shan-Man.
The lack of ambulance action gave me room to hope that there may not be any lawsuit action, so I poured myself another mug of apple cider and returned to my pumpkin.
They turned out well, don't you think?
Maybe next time we'll just have a prayer meeting.
(It should be said that we had 4 very capable leaders present, and Shannon is a 0-60 type of person who freaked just a smidge at the sight of her own blood. Once her finger was cleaned up, we were able to see that it was OKAY. She performed in the pep rally the next day without incident. If her whole hand is necrotic when I see her Sunday, I'll be sure to hire a lawyer.)


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HBR's 10 Must Reads 2020 (Paperback + Ebook)Leadership & Managing People Special Offer34.95
View DetailsA year's worth of management wisdom, all in one place. We've reviewed the ideas, insights, and best practices from the past year of Harvard Business Review...
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7 Factors of Great Office DesignOrganizational Development Digital ArticleEvaluate your space, or imagine a new one.
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It depends on your nationality and the numbers of visa entries on your visa to Turkey.
If you receive a Single-entry visa then you will need to re-apply for the second entry to Turkey.
BUT if your visa states that you have Double/multiple entry then you can enter Turkey on the same Visa.
Visit our website for more information here: https://turkishvisa.com/


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Tommy Schweiger
Thomas Schweiger was Secretary General of ECOBP, the European Campaign On Biotechnology Patents, a lobby plattform in Brussels representing some 40 NGOs (environmental, development, third world, animal welfare, patients…) from all over Europe during the campaigns surounding the creation of the EU Biotech Patents Directive, also dubbed the "Live Patents Directive". ECOBP tried to prevent the patenting of "life" in the form of cells, plants, animals and parts of the human body, as this was considered unethical, scientifically unjust and a hinderence of access to natural resources. He now works for the Patent Campaign of Greenpeace Germany.


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Aluminum stock Alcoa announced this week that it will be taking a significant one-time charge from moves to cut smelting capacity. In the short term, this might seem like trouble — but buy-and-hold investors might want to buy in on this dip if they have a long-term horizon for their investments.
Alcoa AA, +1.80% stock has seen better days, to be sure. Shares are off about 70% from early 2008 and down about 40% in the past year. But the fact is Alcoa fundamentals are improving, in large part because of restructuring moves like this one that provide short-term pain but make the aluminum giant much more competitive in the long run. Alcoa remains my pick for one of the 10 best investments to buy and hold for all of 2012.
Here are the specifics of the recent charges: Alcoa will write off 15 to 16 cents per share in its fourth-quarter results thanks to moves that cut about 12% of its global smelting capacity. It will permanently close a smelter in Tennessee, along with two of six idled potlines at a Texas facility. Further curtailments will be announced "in the near future," the company said.
Why would cutting back capacity be a good thing? Well, for one, demand is weaker after the financial crisis. Durable goods and construction products using aluminum just aren't selling as fast as they used to. But another important reason is that aluminum prices are very soft, off about 27% from peak levels in 2011, and slashing supply will provide a floor for the price of Alcoa's aluminum that it provides to manufacturers.
True, Alcoa isn't sexy. It's a stodgy Dow Jones component that is hardly a 21st century business. And true, the headwinds Alcoa faces are obvious and pretty significant. Since CEO Klaus Kleinfeld took over in 2008, the stock is off roughly 80% while the broader DJIA is down less than 5%.
But Wall Street has unfairly battered this industrial giant, and that creates a big opportunity for buy-and-hold investors.
Alcoa is a bargain. AA stock hasn't seen the $9 level since spring 2009. Do you really have less confidence in the economy than you did almost three years ago, when the sting of the financial crisis was fresh in all our minds? Alcoa has a forward P/E of about 10 right now and a price/book of less than 0.7, so the depressed pricing seems to be an overreaction.
Fundamentally, Alcoa is looking better than you might think, too. Alcoa has seen year-over-year profit increases in each of the last eight quarters. It also has seen revenue go up year-over-year for seven straight quarters.
There's also a modest 1.3% dividend to sweeten the pot, with the potential of an increase in 2012. That payment has been stagnant since March 2009, and stability in the company might mean a decent uptick in the quarterly payday for shareholders, since a dividend increase is long overdue.
I have thrown much of my weight behind Alcoa this week in my picks for MarketWatch's "Fantasy Earnings Trader." Especially after the decline today, I am expecting Wall Street has already priced in the charges and won't be too surprised when Alcoa reports hard numbers on Monday afternoon. Alcoa may post a loss as a result, but full-year fiscal 2011 numbers will still double 2010 earnings – and shares could see a pop in the short term. At least, that's what I'm hoping for!
But regardless of how Alcoa serves me in the MarketWatch trading game, I have confidence in the long-term prospects of AA stock in my personal portfolio.
Join Jeff Reeves in the MarketWatch Fantasy Earnings Trader. Get your picks in before the Monday open. Players must participate in all four weeks of play to compete for the grand prize.
Jeff Reeves holds a position in Alcoa, but no other publicly traded stocks.
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get Lox & Loaded with this ultimate brunch spread
This bagel sandwich is EVERYTHING with our Radish Everything Bagel Cream Cheese spread! Not only is it dairy free + vegan cream cheese but its super silky and makes any toast or bagel go from 0-100. Packed with plant based healthy fats and protein + loaded up with all the healthy veggies toppings, this epic brunch spread is perfect for your next gathering!
Reboot with Salmon
Reasons to eat more Salmon for better health:
high in omega-3's
Fish and shellfish are especially important for providing omega-3 fatty acids, which are found in very few foods. A 3 oz portion of salmon is estimated to provide over 1,500 mg of omega-3s. Omega-3 fatty acids are absolutely essential for growth and development. The omega-3 fatty acid docosahexaenoic acid (DHA) is especially important, because it plays a role in brain and eye development.
heart healthy
A 2004 meta-analysis of 13 cohort studies found that eating fish once per week can reduce the risk of dying from coronary heart disease by 15%. The more fish that was consumed, the lower the risk. Adding an extra 5 oz of fish per week reduced the risk to 8%. Also, In one study of more than 40,000 male health professionals in the US, those who regularly ate 1 or more servings of fish per week had a 15% lower risk of heart disease. Therefore, it is recommended to eat at least one serving of fish per week to reduced risk of heart attacks and strokes, two of the world's leading killers.
Improves mood and cogniative decline
Numerous controlled trials, including this one, have also found that omega-3 fatty acids are beneficial against depression, and significantly increase the effectiveness of antidepressant medications. This meta-analyses study shows fish and omega-3 fatty acids may also help with other mental disorders, such as bipolar disorder and interestingly, many observational studies have shown that people who eat more fish have slower rates of cognitive decline.
One of the only good Sources of dietary vitamin D
This important vitamin actually functions like a steroid hormone in the body, and a whopping 41.6% of the US population is deficient in it. Fish and fish products are the best dietary sources of vitamin D, by far. Fatty fish like salmon and herring contain the highest amounts according to this study. A single 4 ounce (113 gram) serving of cooked salmon contains around 100% of the recommended intake of vitamin D. Some fish oils, such as cod liver oil, are also very high in vitamin D, providing more than 200% of the recommended intake in a single tablespoon.
Ask the RD: What type of Salmon should I buy?
We like it wild, and at least once or twice a week, salmon that is! We feel it is absolutely worth investing in high quality, wild or local seafood over farmed or imported seafood. Although both farm and wild caught salmon offer omega-3 fatty acids, eating large amounts of either type of fish to get their full benefits could expose you to cancer-causing chemicals. These chemicals come from the potentially polluted water fish swim in. That's why your omega-3 sources need to be broad, with salmon being only one piece of the puzzle. However, one study does conclude: "The benefit-risk ratio for carcinogens and non-carcinogens is significantly greater for wild salmon than for farmed salmon."
4 reasons why WILD SALMON > FARMED:
- 46% fewer calories and 3 times less the amount of saturated fats
- Higher in calcium, iron, potassium, zinc, and vitamin D
- Higher anti-inflammatory omega-3 (EPA and DHA) fats + lower in omega-6 fats pro-inflammatory fats
- Overall lower in harmful industrial pollutants such as: PCBs and, PBDEs
The bottom line:
Both wild and farmed salmon are healthy choices in moderation and both come with risks if eaten in large quantities. However, when eaten in moderation, wild salmon is safer and more nutrient packed!
ask the RD: What pollutants in salmon should
i be concerned about?
PCBs and methylmercury are of particular concern because they can build up in fish tissue to levels that are many times greater than levels in the surrounding water. Fish may also contain toxins that are not neutralized by cooking so it is important to pick high-quality, safe sources!
Farmed salmon, on average has 16 times the dioxin-like PCBs found in wild salmon, 4 times the levels in beef, and 3.4 times the dioxin-like PCBs found in other seafood. US retail salmon was recently studied, and organically farmed salmon with skin was found to be the most contaminated with PBDEs. PBDEs or Polybrominated diphenyl ethers, are organobromine compounds that are used as flame retardant. In this study, only grilled chicken beats out grilled salmon for certain carcinogenic contamination. Also, feed additives given to farmed salmon to dye their flesh may be linked to a condition in consumers called gold dust retinopathy, when canthaxanthine deposits in the retina.
PCBs risks: The Environmental Protection Agency (EPA) has determined long-term exposure to PCBs may increase the risk of cancer. Individuals exposed to large amounts of PCBs may develop skin conditions such as acne or rashes.
How does PCB or mercury exposure affect children? Infants and children, because their nervous systems are still developing, are particularly sensitive to the effects of PCBs and mercury. Pregnant women, woman planning to become pregnant, nursing mothers, infants, and young children should avoid eating PCB and mercury contaminated fish from the advisory areas.
how can I reduce my exposure to pollutants in fish?
Reduce your exposure to PCBs and other contaminants that collect in the fatty parts of fish by up to 50% by preparing and cooking fish properly:
- Purchase from a reputable sources - wild over farmed. For a current list of the department of health fish consumption advisories, please visit the your statewide Department of Health's Division of Environmental Epidemiology Fish Consumption Webpage. For the Virginia Department of health webpage click here
- Remove the fish skin and visible fat before cooking
- Avoid pan frying in butter or animal fat because these methods hold fat juices and frying seals contaminants into the fatty tissue.
- Broil, or bake the fish
- Let the fat drip off during cooking and don't use the fat for gravy or sauces.
RD pro-tip: Eat smaller, younger fish. Younger fish are less likely to contain harmful levels of contaminants than older. Also, smaller fish that are low on the food chain, such as sardines, salmon and trout, have much less pollutants!
Toasted Bagels with Radish Everything Bagel
Cream Cheese + Lox
Recipe By: Dietitian Taylor Johnson, RD, LDN
Recipe Type: Breakfast, brunch or lunch
Serves: 4 bagel sandwiches
Dietary restrictions: Dairy free
This smooth, silky cream cheese spread has a little secret: its dairy free, vegan cream cheese made from ALMONDS! It's the prefect brunch spread for your next gathering!
RD Tip: You can make the cream cheese spread ahead of time and keep it an airtight container in the refrigerator until it's time to serve on your brunch spread!
Everything Seasoning
- 2 tbsp. chopped dehydrated onion
- 1 tbsp. toasted sesame seeds
- 2 tsp. poppy seeds
- 1 tsp. granulated garlic
- + coarse pink sea salt to taste
Toasted Bagels + toppings
- 4 whole wheat bagels, halved, some of the inside bread scooped out
- 1, 8 oz, package Almond milk cream cheese, at room temperature ( I use Kite Hill cheese from Whole Foods)
- 3 radishes, coarsely grated or cut into matchsticks
- 3 scallions, white and light-green parts only, finely chopped
- 3 tbsp. fresh dill, chopped
- 1 lb. thinly sliced wild caught lox
- 4 slices beefsteak tomato
- 4 slices red onion
- 2 ripe avocados, sliced
- optional other toppings: cucumber, capers
- For the seasoning, in a small bowl, mix all the ingredients together in a small bowl and set aside.
- Preheat the oven to low broil. Place the bagels on a rimmed baking sheet and broil until toasted, 3-5 minutes per side.
- In a medium bowl, mix the cream cheese, radishes, scallions, dill and half the seasoning together until smooth and creamy.
- Slather the bagels with the cream cheese spread. Assemble bagel sandwiches with lox, tomato, red onion, avocado, sprinkle of the remaining everything seasoning and add other desired toppings! Reboot and Enjoy!
Reboot your health with a personal Roots Reboot Dietitian, your source for nutrition answers! Work one-on-one with a Roots Reboot Dietitian and start feeling amazing by achieving the whole-living lifestyle you've always desired! Creating your own personalized nutrition plan and seeing lasting results has never been easier. Skip the waiting room and speak to a Dietitian 24/7, with daily support anytime, anywhere it is most convenient for you!
Based out of Northern Virginia, Washington D.C. and Houston, Texas but our Dietitians provide services NATIONWIDE via tele-nutrition!


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EL/PL Fee Earner
- Recruiter
- QED Legal
- Location
- England, Cheshire, Cheadle
- Salary
- Up to £22000.00 per annum
- Posted
- 24 Jul 2019
- Closes
- 21 Aug 2019
- Ref
- Contact
- Connor Franks
- Practice area
- Personal injury
- Not applicable
- Position
- Paralegal
- Sector
- Private practice
- Hours
- Full time
- Contract type
- Permanent
This leading UK Legal 500 claimant personal injury based in Manchester is seeking an experienced Employers Liability Fee Earner to work with Senior Solicitors and manage your own caseload. This is a great opportunity to work at a leading practice and progress your career by dealing with high quality and reliable work.
You will be assisting a caseload of predominantly Fast-Track Employers Liability claims however there will be the opportunity to deal with some Multi-Track work as well. There is a fully litigated caseload in place so prior experience of litigation will be required and you will have ideally ran your own caseload as you will be expected to deal with files of a complex nature. Preferably you will have gained at least 2 years' of managing a .
This firm are recognised as a market leading brand that deal with high quality work across the UK and therefore provide top quality training.
Salary will be circa £24k - £30k with an added bonus scheme and a tremendous benefits package that includes a childcare vouchers, health insurance and more!


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Fan Fiqtion invites you to pull up your favorite easy chair and enjoy their breakout album of warm and uplifting folk melodies that will energize your coffee time and brighten your day. Written and produced by Zion, you are invited to embark on a journey with him of hope and happiness as he returns to his roots with Ukulele driven melodies, natural acoustics, and small town instruments. You'll feel transported home with these intimate and laid back melodies. The quiet imagery of reflective memories, family, strength, and positive uplifting messages will make your day right. Cameron shares his rich, smokey, velvet vocals, along with Courtney's inviting girl-next-door vocals, and Brittany's edgy gusto makes together makes this a perfect collaboration.
Follow us on Spotify or you'll regret it the rest of your life.
Produced by Zion M Brock
Published by Zion M Brock Publishing
Mixed by Phillip Nichols (email@example.com)
Mastered by Nathan James (http://www.vaultmastering.com)
Copyright 2017 by Zion M Brock
This album was carefully mastered for Apple's Mastered for iTunes certification by Mastering Engineer Nathan James at Vault Mastering in Phoenix, Arizona. For a higher quality audio experience, purchase the music through the iTunes Store. Your momma will thank you.


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Our Week consisted of very little of our regular studies. The school kids had Teacher Convention this week but that really didn't influence me. I sensed the time had come to take a slow week for ourselves. Considering on Monday Eagle went snowboarding with our HS group and come Wednesday Daddy would be off work. We skipped our core subjects and geared down for a little catch up on family work. We plunged into Botany and Geography, getting a whole lesson finished, hooray! (a lesson normally takes a month to complete)
Hiding His Word in Our Hearts
with our Scripture Memory Box
Alba drawing on her letter "B is for bear" Tot School activity sheet from 1+1+1=1.
We use A Childs Geography Explore His Earth for geography and enjoy it. Eagle (12) and Zazu (6) each have a notebook and each boy makes entries suitable to their abilities.
Eagle is quite independent with his studies. Here he is diagramming and explaining in his own words how the earth is split into hemispheres.
As you notice I do write quite a bit in Zazu's notebook. He draws and narrates to me. I help sometimes with remembering ideas, like here you see the drawing of a bear for arktos in greek. I've learned to sit beside him (when I can) and also watch for cues for when he's tiring of writing, then I help him out or just stop and say "OK, I think we're done for now".
Very proud of himself here.
Kitchen Renovations
Months back i had mentioned that we were renovating the kitchen.
We are not quite finished.
This week Daddy laid tile on the back side of our island.
The kids were in home reno glass tiling class.
They really enjoyed being able to watch the mixing of the mortar.
This was his first time laying 1 inch glass tile, he did a good job.
More notebooking pages for the boys Exploring Creation With Botany (Young Explorers) notebooks.
Artist Study!
We finally started artist study. Our first artist is Renoir. At the start of our year I bought many art cards from various artists through Dover. This is a highlight for me, because being a non-practicing artist I miss the conversations of peers. I'd never done picture study with my kids prior, but I have no challenge with it because of the many critiques and art history classes from my college days. I knew what questions to ask and what area to hint at to retrieve different answers of how to figure out things you normally wouldn't know unless you had a formal understanding of history and culture of that period.
Week three of Renoir
After looking at each individual art card. This week I took the previous two and plunked them with this weeks card.
It's a good idea to group three together to compare and contrast and to get a better feel of the artist, time period, subject choice, etc.
One thing the boys found out on their own, were the probable reasons why the painting of the white roses looked more realistic than the other two painting with people in them. It was enjoyable for me and I felt right at home. The boys did great, better than some college students I knew back in the day.
We had a relaxed week together. I got up enough gumption and went to the gym for 30 minutes of elliptical fun. It felt so so good to sweat and raise my heart heart. I've missed it greatly. I've been packing it (fat) on this winter, so now is the time to start getting back into some sort of exercise and to slow down on the yummy carbs. Before I know it the cold and snow will have left and I'll be too out of shape for running outside.
Enjoy your weekend and go for a walk with your little ones.
I hope to make it out there tomorrow.
This post was part of this weeks weekly wrap-up hosted by weirdunsocializedhomschoolers.com
Have a God filled weekend,


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Odd Light Spots on Finished Cherry
Forum Responses
From the original questioner:
The light spots appeared later. I did not sand there. The raised panels were left overnight and even longer. I'm an amateur at spraying. I have never sprayed anything but clear lacquer. Here are some pictures of what I'm talking about. Some of that is just dust.
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From contributor L:
Certainly do look like fingerprint marks. Looks like fine dust caught under the clear. Have you tried to scuff a door with the worst marks and respray? Did these marks show themselves at all before the third coat?
From the original questioner:
I did scuff and spray. It didn't go away. I tried a hair dryer, figured what the heck. It looked like it blended, but the next morning it looked the same.
From contributor C:
Based on your pictures of the glue lines, you used a light glue like Titebond 1 or 2. Cherry does darken dramatically and so it is likely the lines will only grow more evident with time. You could experiment with tinting your finish and could also try your hand at using a small artist brush and carefully applying a die or stain over the glue lines.
The light spots look like glue spots to me. You may have had a small amount of glue on your gloves or hands when the doors were handled during the making and it just didn't sand off completely.
If these are for your own use and you can live with the glue lines, I'd suggest you sand out the doors with the spots and refinish them. If they are for a client, I'd suggest showing them to a professional finish shop and having them handle the cover up.
From the original questioner:
Yes, I did use Titebond 2. I think I will sand and refinish. Just wondering why the light spots showed up later, not right away. Pretty frustrating, that's all. Not confident at tinting the finish, though. I think I could make things even worse.
From contributor L:
I use TB2 for all of my work. I never see glue lines. Especially glue lines that are as apparent as the ones in your picture. Are these door ones that you built? If they are, can you explain the process that you go through to glue up your panels? My glue lines are only apparent because of the grain change of the boards. And I try my best to hide that by gluing boards with similar grains together.
From contributor R:
Did you wash off the glue at the joint with a rag or sponge like Norm did on TV? If so, you forced wet thinned glue into the wood around the seam. It keeps stain from absorbing into the wood at that point. I let the glue get to a cheese hardness state, and cut it off with a chisel. With your technique, you really have to sand hard after glue up. This may also explain the fingerprint marks elsewhere. Diluted glue going everywhere.
From the original questioner:
This is the first time I have had a glue problem like this. No, after glue up I just wipe off excess with a dry rag, then let it sit overnight. I run each piece through my drum sander quite a few times and then RO sand the heck out of it. So I was surprised to see the glue lines so well.
From contributor J:
I use a wet rag always and never had any problems, ever. If his problem was glue, then he would have noticed it when he stained it, not some time later. I think there's something in the wood that's different, some kind of contamination that's having a reaction. Everything else would show up right away when you're staining.
From contributor Y:
Oh man... I call those bad boys anomalies. Seen them on a few cherry jobs. Looks like fingerprints in some places, looks like rag drag marks other places, looks like water spots, makes glue lines stand out. I hate anomalies! I'm not sure what causes them. I started seeing them after changing finishes. I used Old English rubbed on with 0000 steel wool, made them disappear. I'm a cabinetmaker, not a finisher. That's why I have a finish guy now. Best of luck!
From the original questioner:
Thank you. I know it probably looks like I was careless in my finishing, but I am pretty thorough. Maybe I'll try the Old English and steel wool. Couldn't hurt!
From contributor T:
Most are probably right. A bit of glue on your fingers, although since I have put on an extra 20lbs, I must be very careful not to drip sweat from my brow. If I don't realize it when finishing time comes, I'm in for a world of hurt.
From the original questioner:
For what it's worth, for whatever reason, the Cabot stain reacted to the Chemcraft lacquer. I refinished everything with a lacquer stain and Chemcraft lacquer and everything turned out fine. Learned a lesson. Thank you, everyone.
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Local merchants wary of sports superstore
Local athletic stores are gearing up for competition from a sports superstore set to open on South MacArthur Boulevard next month.
Scheels Outfitters, located at Legacy Pointe Town Center, will open its doors June 25.
The store is one-third hunting and fishing, one-third athletics and one-third shoes and clothing, says Kevin Lambley, store leader at Scheels. The outfitter also boasts a children's play area, gift shop, aquarium, a 35-foot mountain, Ferris wheel, airplane and a full-service cafeteria with homemade sandwiches, pastries, coffee and fudge.
While Rich Moscardelli, a manager at Ace Bicycle Shop on MacArthur Boulevard, can't offer these amenities, he says he and his employees can offer firsthand experience with the products they sell. The 29-year-old will be watching for a change in his sales numbers in the months to come.
"There's no way that they can't have an effect," says Moscardelli, 29. "I'm sure every sporting goods retailer is worrying about what kind of impact they're going to have."
When asked whether Scheels would affect his small business, Todd Mitchell says, "Oh yeah, where do I begin?"
Mitchell bought R&M Cyclery three years ago and now has six part-time and three full-time employees. He says Scheels would be lucky to have some of them, and the company does. Mitchell says he lost his store manager to Scheels because of higher pay, which he understands. But Mitchell is most concerned that Scheels will sell Trek bicycles, a big selling point for his store.
Mitchell says Trek normally doesn't sell to mass merchants like Scheels, but they will carry the line of bicycles. He hopes that the atmosphere of the store and customer service will keep customers coming to his shop on West Washington Street.
"This is a real bike shop. We haven't moved to a more commerce-oriented part of town.
"People love to be loyal to bike shops," says Mitchell, who is confident in his regular customer base.
"I would rather spend money here than get cheap parts," says Eddy Haber of Springfield. He has been coming to R&M Cyclery, Inc., since 1977, and says he won't be shopping at Scheels when it opens.
On a May 25 "hard hat" tour of the store for reporters, Scheels management said it is sincere about investing in the community, and aspects of central Illinois are advertised throughout the store. Employee training and meeting rooms are named for Abraham Lincoln, the University of Illinois mascot, the Illini and Sangamon County. Other simulations like the shooting gallery in the store showcase Lake Springfield and the Sangamon River.
"I've been asked a lot of times, 'Are you coming here to start the store and then move out?'" says Lambley. "Not true. I bought a house in Rochester, we're ready to go."
Lambley came from Lincoln, Neb., to lead the central Illinois store and says it will do its part to give back to the community. Management has visited Rotary clubs in Springfield to find out how to relate to the Springfield community.
"We don't have a single store that's a cookie-cutter like the previous ones," says Jason Loney, vice president of store development. "So everything we do, from product selection to the displays, are all geared towards the local market."
When asked if Scheels received a tax credit or incentive for coming to Illinois, Lambley said, "We don't share any of that information."
William McCarty, director of the office of budget and management, is unaware if the store received a tax incentive but says that Legacy Pointe Town Center, where Scheels is located, is within a special business district. That means an extra 1 percent sales and hotel and motel tax on top of the city sales tax is returned to the Lincoln Land Development Co., the developer for the area, according to McCarty.
"I do think it's going to be the regional draw that it's purported to be," says McCarty. He believes Scheels will increase property tax revenue in the area but sees a potential drawback for locally owned and other stores.
"I do believe to some extent that some of the other stores are going to feel the effect," he says. "I think a lot of folks local may decide, well I've just got to go get a baseball mitt, and I'm not going somewhere to ride a Ferris wheel or bowl or do a golf simulator or something else, then I'm going to go to the store that's close to me."
Contact Holly Dillemuth at email@example.com.


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A Swiss Muslim woman, captured with her one-year-old child in the self-proclaimed Islamic State, has spoken of her desire to return to Switzerland. The woman and child have been detained by Kurdish forces at a camp in Syria for the last seven months.
Swiss public television SRF filmed an interview with the 29-year-old at the internment camp. "I guess I was just stupid. If you have everything you want in Switzerland, you might get bored at some point. You think, let's go on an adventure!" she said.
The woman, who has Bosnian roots, moved from Lausanne to the Islamic State territory in 2015 together with her husband. Their daughter was born there in April 2017 and they were all captured in January. "I know it's naive, but we thought life there would be pleasant. You get a house, you get money. But when you arrive, you realise everything is a lie."
The Kurdish authorities confirmed to SRF that in addition to the woman, her daughter and husband - who is being held in a prison at a different location – they are holding two other Swiss women, thought to be from the northwestern Swiss town of Biel.
A representative of the Kurdish foreign affairs office called on Switzerland and all other countries to repatriate their citizens who have been arrested in the Islamic State. The SRF report states that there are apparent diplomatic negotiations taking place behind the scenes by the Swiss foreign ministry to see if repatriations are possible.
According to the Tages Anzeiger newspaper, which also interviewed the woman, she would welcome a return to Switzerland even if it resulted in a Swiss prison term. Both she and her husband have been under investigation by Swiss prosecutors since they left for IS.


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I've been natural for a long time. I can't remember the last time I had a relaxer or how old I was when I got one but I can tell you what prompted me to fully transition back to my natural texture and how I did it.
Growing up I always went to the hair salon. That was a thing for the women in my family and I use to love sitting as a young girl getting pampered by someone else. It just made me feel real grown up until I got old enough to pay for it myself.
As I grew older, I started drifting away from the salon experience. Reason one was my stylist complaining and reason two was that strong chemical smell going into my scalp that made me feel uneasy. I felt an imbalance to the process and started retouching every 4-6 months. My stylist would be livid she had to manage this kinky hair. That made me uncomfortable so I stopped my reoccurring appointments and would only do protective styles like sew-ins or braids. Washing my hair beforehand so I didn't hear no mess!
Unfortunately, I don't remember how long I did that because with a relaxer 90% of the time my hair was in a protective style. Eventually, the washing process became too much of a hassle for me to handle with two different textures and that's when I decided to revert back to my natural hair.
When my relaxer grew out enough for me to have length, I went to Supercuts and had the perm cut off. That was one of the most freeing experiences I've ever had and it showed me my natural texture could be combed straight through without a relaxer. I then started managing my own hair partially (I'm not about that life) with wash days and protective styling. However, right now I've just about had it and I'm so over doing my hair.
I know your like well…go to the salon. I wish it was that easy. Today I still struggle mentally with salon wait times and finding a stylist I can trust after failed attempts. However, I remain optimistic because of WNY Naturals an online support group where I watch the stylist engagement. Let me tell you the members in that group will help you figure some stuff out and I saw the U.S. has it's first natural hair school. That's cool and like I said, there's hope.
Now, I'm not saying there's no talent but my cousin was a beautician growing up and did many of the hair styles I see naturals wearing today. I'm just happy education for the up and coming community of stylist is happening. That's an important factor when selecting a stylist for ladies like me who need someone to tame their hair without using ingredients taught to manage relaxed hair. I get tired of doing my own hair, even though it is cost effective. I'm willing to pay a knowledgeable stylist, who's willing to help care for my hair and teach me along the way. It takes from no one, trust me I'll be back. Dreaming, that would be awesome!
My current status is I have fallen back in love with protective styling so I'm going to keep this going and see what my hair does. I took out my Senegalese twist to stunt at WNY Naturals INHMD event, which you can also read about here but they will be back in very soon or not ( I Love My Fro). Let's stay connected to see where this goes.
You have to be patient with the process. As with most things it does get better with time and effort. It's a hair care journey and you have to sacrifice length sometimes to experience growth!
If you like this post, check out my Instagram @Living_Well_De, I have to do #TBT of my hair journey.
Live Well,


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text: pcHDTV :: View topic - MythTV + NTSC + faster machine = impossible? pcHDTV Forum pcHDTV Forum Index -> Driver Issues -> MythTV + NTSC + faster machine = impossible? View previous topic :: View next topic MythTV + NTSC + faster machine = impossible? Posted: Sat Jan 19, 2008 10:44 am kshots Joined: 13 Jan 2008 Posts: 16 Location: Florida Hello all - I've just recently decided that using my Via mythtv frontend as a backend with this card isn't all that great an idea - I can usually do recordings on NTSC via S-Video with the audio going into my sound card, but it can't play back while it's either transcoding or recording (too much work for the little guy). So, I've temporarily moved my backend to my desktop, an Athlong64 X2 4400+... and haven't had the thing working properly since. I started by mimicking the settings I had used on the Via machine - I moved my tuner box over to my desktop and hooked S-Video up to the 5500, and the audio went to my X-Mystique line-in. I used the Analog V4L capture card setting in mythtv-setup to find the card (as I did on the via machine) and pointed the audio device to /dev/dsp (my X-Mystique). Fired up the backend, told my mixer for the X-Mystique to capture from line-in and muted the line-in output (mythtv replays from a recorded stream at all times, live audio would be out-of-sync), and fired up the front-end in the other room. Eww.... lots and lots of static in the audio. The audio was there, and it was synced, but it was horrible. Played with mixer settings, but no matter what I muted, raised the level on, or lowered the level on, nothing changed the static. Ok, so step 2 - try another sound card. My nForce4 has an AC-97 intel audio card built-in, so I recompiled the kernel with an intel-8x0 audio module, enabled it in the kernel, set it to the 2nd index via /etc/modules.d/alsa (and ran update-modules), modprobed it, and pointed the audio device to /dev/dsp2. This way my main sound card is 100% out of the loop. Tried another recording... and the static was 10x worse. Hrmm... step 3 - drop s-video and go with coax (cable) with audio on the same line and use the HD-5500 as the sound card. This had partial success... the first few seconds get crystal clear audio, then it gets worse and worse, the video pauses and goes in fast forward every second or so, and the recordings are absolutely horrible. Sometimes it even crashes my backend. This time I'm also getting backend messages about audio buffer underruns. What else can I try? I've tried other option under the mythtv-setup, including DVB DTV capture card (v3.x)[b] and [b]pcHDTV DTV capture card (w/V4L drivers)... both of which fail to get a signal lock on NTSC no matter what I try (in fact, I can't get them to attempt anything over NTSC - they insist on using ATSC, even with the analog options configured on the DVB DTV capture card (v3.x). _________________Life without passion is death in disguise Re: MythTV + NTSC + faster machine = impossible? Posted: Sat Jan 19, 2008 9:42 pm BGD Joined: 18 Jan 2008 Posts: 8 Have you tried setting your sampling to 48000 while using the 5500 DSP device for audio capture? You also need to change the playback options for Live TV on your frontend(s) to 48000. The only thing that is working on my Mythbuntu system is the V4L driver and it looks terrible. If I watch it live from xawtv or tvtime video looks great, but whatever Myth is doing leaves a lovely white line at the top of the frame. If I setup the cards as DVB w/ V4L driver I get the No Signal lock error you mentioned. Pretty frustrating Posted: Sun Jan 20, 2008 2:00 pm kshots Joined: 13 Jan 2008 Posts: 16 Location: Florida I've tried setting the rate limit from everything from 32000 to 48000... but I haven't tried setting it on the frontends yet. Not sure I really want to... if it's recording bad data, I don't particularly want to store it. The frontends are just playing back recorded videos. _________________Life without passion is death in disguise Posted: Tue Jan 22, 2008 7:52 pm kshots Joined: 13 Jan 2008 Posts: 16 Location: Florida Ok, the solution to this was a bit... odd... First, the main problem was that I was using ALSA instead of OSS to handle my audio on my frontend. Apparently, ALSA does not get along well with OSS with some sound cards (definately not with my main card, probably not with the cx-8800). Switching my front end to use OSS while my backend was also using OSS resolved the buffer underrun issues I was experiencing. I suspect the reason for this is that either my sound card does not have a hardware mixer (common for non-creative sound cards under linux) or the cx-8800 does not have a hardware mixer. I don't know which is the real case. Unfortunately, the audio still sounds REALLY weird... but that I could at least play around with. Thus far, the best results I have is when I tell the HD-5500 to record at 48000 hz (as suggested here). I'm hoping (crossing my fingers) that when I also re-encode at 48000 Hz that it will become crystal clear. EDIT: I also note (now that brighthouse has installed digital cable here and I'm off the satellite crap) that I can now define NTSC channels to scan under the DVB driver. Previously, if it didn't find any ATSC channels, it absolutely refused to do NTSC channels. This is now resolved in my case... but perhaps the mythtv folks ought to update their frontend? _________________Life without passion is death in disguise MythTV + NTSC + faster machine = impossible? pcHDTV Forum Index -> Driver Issues You cannot post new topics in this forumYou cannot reply to topics in this forumYou cannot edit your posts in this forumYou cannot delete your posts in this forumYou cannot vote in polls in this forum All times are GMT - 7 Hours Page 1 of 1 All Posts1 Day7 Days2 Weeks1 Month3 Months6 Months1 Year Oldest FirstNewest First Select a forum General Information----------------Frequently Asked Questions HD5500----------------Installation/SetupDriver IssuesGeneral Topics HD-2000/HD-3000----------------General pcHDTV topicsHD-2000/3000 driversxine-hdmythTV wiith the HD-2000 card High Definition Television----------------HDTV programming and listingsBuilding home entertainment systems in linux Spam Area----------------Spam Moves Here Powered by phpBB © 2001-2003 phpBB GroupTheme created by Vjacheslav Trushkin


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Kimberly Florence
Fort Walton Beach High Class of 1990
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Group member of UACES (2019)
School of Geography, Politics & Sociology
University of Newcastle upon Tyne
The School of Geography, Politics and Sociology (GPS) is an internationally-renowned community of academics and students, both undergraduate and postgraduate.
The School offers a range of exciting undergraduate programmes. Our teaching facilities are excellent, and the calibre of the teaching and support staff ensures a high quality teaching experience for students.
At postgraduate level we offer a range of innovative taught programmes, in addition to research programmes across the fields of geography, politics and sociology. With a postgraduate research community of over 100 students, the School provides a vibrant intellectual environment for study.
The School's research is world class and internationally-focussed. In addition to the established disciplinary strengths in geography, politics and sociology, the School is a powerhouse of inter-disciplinary research. Much of its research aims to inform public debate and contribute to public policy.
The School's principal asset is its academic staff, of which there are more than 70. Recruiting, retaining and supporting staff of the highest calibre ensures the quality of our teaching programmes, and underpins our acknowledged excellence as a centre of research.
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text: I plan on becoming a better cyclist through proper nutrition, losing the last of my excess fat, cross training, and of course cycling. I've already made a few huge strides towards being a more healthy person and better cyclist and am already at nearly 90 pounds of weight lost in the past 2 years and am now focusing on better cycling and getting that last bit of weight off. My goal is to do at least one big ride each month and hopefully end the year with a double century. I managed to complete my first century a few months ago but the ride left me haggard and exhausted but through proper cross training I believe I should be able to reach my goal with time to spare and hopefully in the process also finally get my weight under control and keep it off.


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Tuome is a contemporary American restaurant with Asian influences by Thomas Chen.
Chef Thomas Chen is a Chinese-American who was born and raised in New York. Chen worked for 4 unfulfilling years as an accountant before giving it all up to follow his true passion, cooking. After attending culinary school, he spent years working his way up in the kitchen at fine dining institution Eleven Madison Park. Now at his first restaurant Tuome, Thomas offers an ingredient-driven contemporary American menu that showcases his classic culinary training and Asian influences from his upbringing. Since opening, Thomas and the restaurant have continued to receive praise from consumers and media alike including a 4-star review from Eater, a glowing 2-star review from The New York Times, and 1 Michelin star for 2019.
Growing up, "he was Tommy at home, but on his parents' lips the nickname came out "tow me," which is how Tuome is pronounced." - Pete Wells


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Forbidden Nectar
Sweet Spanish-style bhajans. Atmarama performs with the devotees of Beijing, China, for a joyful collection of classic devotional songs recorded live in China.
SKU: CD-FN. Categories: East Meets West, Traditional Music.
This album fills a need in a land where to express devotion for God is forbidden. Sung with the utmost sincerity and spiritual determination by those whose bhakti cannot be repressed; their voices express the full joy of Krishna Consciousness, demonstrating how the soul can be above external circumstance. These faithful devotees, heard by the world for the first time, transcend all odds to make this offering to the Lord. A sweet and simple work, yet profound in the significance of its publication.
Atmarama writes: When we were in Beijing, China in October 2004 I understood the need of the Chinese devotees to have these songs as a part of their life, being that there is no temple and they donメt have the opportunity to have a regular program. I made the proposal to make a recording of the songs sung daily in the temple in such a way that every devotee could have the chance to sing along at home. Just like touchstone, the next day we had a studio given to us by devotion to make the recording. We were twelve devotees and with spontaneous love and determination we recorded the whole album in a single day.
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