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Being fairly new to celiac disease I was astonished to discover the amount of products that contain gluten – products you wouldn't even think of! Before being diagnosed I admit that I was a little ignorant to what I believed was a gluten-free fad. I remember being at the grocery store with my mom looking at a package of deli ham that had "gluten-free" printed on it. I turned to my mom and laughed, "Yeah cause meat isn't already 'gluten-free.'" The fact is, not all meat is gluten-free. On the contrary, many products contain "hidden gluten." I put hidden gluten in quotation marks as it is found in seemingly gluten-free products, but of course can be found in the ingredients. The thing is, many people don't know that certain foods other than baked goods can contain gluten. Below I've listed a few examples of this:
- chocolate (And I'm talking chocolate without wafers! There are many companies that add barley malt to their chocolate as it acts as a sweetener.)
- garlic powder (Only certain brands)
- Dijon mustard (Only certain brands)
- soy sauce (Contains wheat)
- Worcestershire sauce (Contains barley malt)
- Campbell's condensed soups (Wheat flour is added to help thicken, barley yeast extract is added to some)
- hamburgers (When held together with bread crumbs)
- sausages (Wheat flour is added to cheese-filled varieties)
My question now is, why do these items (and others) have to contain gluten at all?
It's clear that celiac disease and gluten sensitivity aren't going away anytime soon. As of now there is no pill to counteract the body's response like there is for those with lactose intolerance. People with celiac disease have to abide by a strict gluten-free diet in order to survive (and no, I'm not overreacting when I say that). Many people are unaware of how much celiac disease can affect someone's health. People have asked me many times, "Oh so your stomach gets upset if you eat it, no big deal, right?" but it's much more than that. Celiac affects the small intestine and damages the teeny-tiny finger-like projections that absorb nutrients. With those out of commission the body can't absorb the proper nutrients to survive, and in turn can lead to many other issues throughout the body; when one thing is out of whack the whole body suffers.
So I ask again, why do these items have to contain gluten? There are many alternatives that can thicken, sweeten, and colour foods – so why do they have to be grain-derived ingredients? You may say that it makes no sense to start changing every recipe and that it will cost big companies too much money for the small population of those with celiac disease and the like, but I'm willing to bet that this is just the beginning of these sensitivities and diseases.
Luckily in the meantime there are many substitute products out there… but there's still nothing like a grilled cheese sandwich and a good old cup of Campbell's tomato soup.


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Evidently Has Rebranded.
Evidently recently moved into their new London-based office and saw it as a perfect time to rebrand, redesign, and reestablish.
"We saw our move into our new London office as the perfect time to evolve our agency collateral, taking time to refresh design elements that still worked well – such as our logotype, set in Chevin, coupled with our minimal palette centred around yellow, that we deemed integral to our brand – with a new character set (originally inspired by our four lovely office dogs) and copy style that features quirky, irreverent brand statements and asides set in Apercu, a versatile typeface fromColophon. The project was pushed through quickly in line with our move to our new premises, starting in December 2012 and live in March 2013, but we're adding new elements all the time, not least new brand characters."

subset: commoncrawl


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Stroke Hyperglycemia Insulin Network Effort (SHINE) Trial "SHINE"
RecruitingPhase 3 Results N/A
Summary of Purpose
The Stroke Hyperglycemia Insulin Network Effort (SHINE) Trial is a multicenter, randomized, controlled clinical trial of 1400 patients that will include approximately 60 enrolling sites. The study hypotheses are that treatment of hyperglycemic acute ischemic stroke patients with targeted glucose concentration (80mg/dL - 130 mg/dL) will be safe and result in improved 3 month outcome after stroke. Eligible...Read More →
Trial Milestones
The following dates are available for this trial. Trial information last updated on 9 November 2017.
|1 Apr 2012
|6 Jun 2011
|1 Mar 2020
|1 Jun 2020
|1 Nov 2017
|Start Date
|First Received
|1st Completion
Trial Basics
- IV insulin to maintain target glucose concentration of 80-130 mg/dL
- Standard Care control - sliding scale insulin to keep glucose less than 180 mg/dL
Sponsors See All
Trial Design
- Allocation: Randomized
- Masking: Double Blind (Subject, Outcomes Assessor)
- Purpose: Treatment
- Endpoint: Safety/Efficacy Study
- Intervention: Parallel Assignment
- Karen C Johnston, MD, MSc
- Christiana E Hall, MD, MS
email@example.com 214 648 8511
- Amy C Fansler, MPH
email@example.com 434-982-6027


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-pick list-
savoy cabbage - asian greens - plum tomatoes - green beans - blueberries - summer squash - zucchini - patty pan - peppers - hot pepper - cucumber
Alright team CSA, Pop-up PYO Blueberry "glean" this Saturday Afternoon! I put the glean in quotations, because it is not the end of the season by any means, and these berries are terrific- so it's more like a PYO til your heart's content (or until 5pm, whatever comes first). Why are we doing this? Because, why not- yall are great and tis the season to harvest! I will tell you one thing about the selection of blueberry bushes set aside for you, though they are sweet and bare a heavy yield, these berries do not hold that well, so i encourage you to pick and eat fresh in the next few days or freeze or bake or jam or smoothie, etc…
AND now, the details:
WHO: Open to the entire Edgewater Farm C.S.A. community
WHERE: if you are coming from the North End of River Road, go past the Greenhouses and McNamara Dairy- turn at the Cemetery.
THE ADDRESS for all your googling: 355 River Road/ Plainfield, NH
WHEN: This Saturday Afternoon!!!, August 5th.. 3-5 ; rain or shine though we will cancel in case of thunder and lightning
HOW: You pick. Bring your own containers, we will have zero supplies for you to pick into.
WHY: So many reasons, here are a few... because it's awesome, the berries are free and delicious, it's the beginning of August and this is what you do at the beginning of August pick and preserve!
OTHER NOTES: it is so hot- especially underneath the blueberry net- come prepared! Large brim hats and water bottles are strongly encouraged!!
email me if you have any questions at all (email@example.com)
Also, as an important aside, our Kitchen is HIRING! We are looking for an energetic person to work 3-4 days a week (including 1 weekend day) in our fast paced kitchen using some of the best summer ingredients the Upper Valley has to offer- tell your friends and have them email email@example.com for more info.
Crushing and smashing green beans and cucumbers sounds crazy, but it creates nooks and crannies to soak up as much umami-rich miso sauce as possible. And this is a dressing you'll want a lot of.
1 cucumber Kosher salt
1 pound green beans, trimmed 1 1½-inch piece ginger, peeled, finely grated
1 serrano or Fresno chile, finely grated 1 garlic clove, finely grated
⅓ cup unseasoned rice vinegar ¼ cup white miso
¼ cup olive oil ½ teaspoon toasted sesame oil
Toasted sesame seeds and sliced scallions and chopped cilantro (for serving)
Lightly smash cucumbers with a rolling pin, then tear into bite-size pieces. Toss with a pinch of salt in a medium bowl. Let sit to allow salt to penetrate.
Meanwhile, place green beans in a large resealable plastic bag, seal, and smash with rolling pin until most of the beans are split open and bruised. Whisk ginger, chile, garlic, vinegar, miso, olive oil, and sesame oil in a medium bowl until smooth. Add dressing to beans and toss around in bag to coat; season with salt.
Drain cucumbers and add to bag with beans. Shake gently to combine. Transfer salad to a platter and top with sesame seeds and scallions.
3 large eggs 1 cup olive, vegetable oil or melted butter (I use a mix)
1 1/3 to 1 3/4 cups granulated or turbinado sugar (the latter is the original amount)
2 teaspoons (10 ml) vanilla extract 2 teaspoons ground cinnamon
1/8 teaspoon ground or freshly grated nutmeg 1 teaspoon baking soda
1/2 teaspoon baking powder 1 teaspoon fine sea or table salt
2 cups grated, packed zucchini (from about 10 ounces or 2 smallish zucchini)
3 cups (390 grams) all-purpose flour
Heat your oven to 350°F. Generously grease and flour or (coat with a nonstick spray) two loaf pans (8×4 or 9×5; this doesn't fill the pans so smaller is fine). Alternatively, you can grease 24 standard muffin cups or line them with paper liners.
Whisk eggs, oil or butter, sugar and vanilla in the bottom of a large bowl. Sprinkle cinnamon, nutmeg, baking soda, baking powder and salt over wet ingredients and whisk them in well. Stir in zucchini. Gently stir in flour, mixing only until flour disappears. Stir in any add-ins, from nuts to chocolate.
Divide between prepared pans and bake for 55 to 65 minutes, until a toothpick inserted into the center comes out clean. [Muffins will bake far more quickly, approximately 20 to 25 minutes.] You can let them cool for 10 minutes on a rack before inverting and removing cakes from pans, or just let them cool completely in pans. Store it wrapped in foil at room temperature for up to 5 days.
Olive oil (for brushing) 2 cups yellow and green pattypan squash (halved)
Zucchini and Summer Squash halved lengthwise tomatoes, halved through cores
Prepare barbecue (high heat). Brush grill rack with oil. Brush pattypan squash, zucchini, and tomatoes with olive oil; sprinkle generously with salt and pepper. Grill until vegetables are blistered and slightly charred, about 10-12 minutes for squash and zucchini, turning occasionally, and about 6 minutes for tomatoes, shifting occasionally. Transfer to platter.


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Beach cleaning
1. Why is it important to clean the beach?
Beach-clean-ups is considered to be very important because throwing trash into beaches, and the oceans can be better known as pollution. When trash gets into the oceans, animals can easily mistaken that trash for a certain food source. By taking part in these annual beach clean-ups, you are leaving a great example to others on how to reduce marine debris in the seas and allowing wildlife to remain safe from pollution.
2. Materials:
a. tongs
b. gloves
c. trash bags
3. How to clean a beach?
a. Pick up
- plastic trash: straws, bottle caps & plastic bags
- cigarette buds
b. Leave the woods, rocks and shells
c. With a heart of gratitude
"loved having the chance to get to know other Fulbrighters, tour Kenting, explore the town, and, most importantly, do some service!"
"I really enjoyed the service trip and definitely learned a lot. I am going to be looking to participate in more clean-up type of activities. "
"Cleaning was really fruitful for me. It was nice to see ETAs in other capacities outside of workshops, and have more opportunities to get to know their personalities and how much we all cared about making changes for the future"
"Litter on the beach really damages marine life which makes me sad. I would like to advocate, how important keeping the beach clean is, to friends and family whenever given the opportunity to."


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EXPERIENCE THE BEST OF THE rONDE IN 2018!
Make your plans today to join us this spring in cycling-crazed Belgium for a VIP vacation at its greatest cycling event, the Tour of Flanders! Everyone here calls it a "Holy Week" and rightfully so because this is the week where Legends have been created since 1925, ones that will be praised and debated with a religious fervor for generations to come. The list of winner's here reads like sacred cycling scripture: Rik Van Steenbergen, Louison Bobet, Rik Van Looy, Walter Godefroot, Eddy Merckx, Roger de Vlaeminck, Jan Raas, Eric Vanderaerden, Johan Museeuw, Peter van Petegem, Tom Boonen, Fabian Cancellara, Peter Sagan, and Philippe Gilbert.
Back in 1996, we created the very first cycling vacation to the Spring Classics with recently-retired pro Phil Anderson. Thus, we have a special place in our hearts for Belgium and want to show it to you this year. With our VIP vacation program, we'll visit the popular Tour of Flanders Museum as well as ride the historical course with it's cobbled "bergs" during the Tour of Flanders Cyclosportive. Thus, you can look forward to riding such mythical cobbled climbs as the Koppenberg, Olde Kwaremont, Muur de Geraardsbergen and Paterberg. On the day of the "Ronde," we'll enjoy VIP Race Viewing where we'll see both races (men's and women's) while enjoying the warm hospitality of the Tour of Flanders Race Organization. Of course, since this is Belgium, you'll enjoy refueling each evening on the delicious international cuisine while savoring Belgian beers, waffles, and chocolates. Our home base for this vacation will be in the UNESCO World Heritage town of Ghent, where you'll enjoy four-star accommodations for the duration of your Flanders vacation. So make your plans today for an unforgettable VIP experience in Flanders at the 2018 edition of the "Ronde!"
Dates: March 29 - April 3, 2018
Length: 6 days / 5 nights
Price: $4,999.00 pp in double occupancy
Single Supplement: $999.00
WOW Factor!: Rubbing shoulders and enjoying breakfast with past champions of the Tour of Flanders as VIP's at the Flanders Cyclosportive! Other highlights include VIP status / race-viewing on the day of the 2018 Tour of Flanders and visiting the Tour of Flanders Museum.
March 29 - Welcome to Belgium! Following our meeting at Brussels International Airport at 12 noon, we'll transfer you to the UNESCO World Heritage town of Ghent and our 4-star hotel. Following check-in for the next five nights, assemble your bikes with the assistance of our professional mechanics before enjoying a ride through the hallowed fields of Flanders to loosen up. This evening, we'll enjoy a festive "Welcome Meeting and Dinner" in the medieval center of town!
March 30 - Flanders Warm-Up Ride / VIP Flanders Cyclosportive Registration.
This morning, we'll ride through the fields and quiet roads of Flanders as we make our way to Oudenaarde where we'll climb the famed cobbles of the Koppenberg (once or twice or three times!) before enjoying some coffee and Belgian pastries. Afterwards, we'll register for tomorrow's mythical ride of the Flanders Cyclosportive where we'll be listed as VIP's! This evening, enjoy exploring the brasseries and restaurants of Ghent for dinner on your own as you fuel up for tomorrow's big ride through Flanders!
March 31 - VIP Tour of Flanders Cyclosportive!
Following an early transfer to Oudenaarde, we'll enjoy a VIP day at the Tour of Flanders Cyclosportive that begins with being welcomed by some of the Ronde's past champions like Johan Museeuw and Alessandro Ballan! After enjoying a full Flandrien breakfast with these legendary riders, choose from one of three courses (74 km, 138 km, or 173 km) that will feature such mythical cobbled climbs as the Olde Kwaremont, the Muur de Geraadsbergen,the Koppenberg, and the Paterberg! After collecting your medal, enjoy a massage along with entry to the VIP Pasta Buffet with drinks. Upon the completion of our day at the Flanders Cyclosportive, we'll return to Ghent for dinner on your own.
April 1 - VIP Tour of Flanders Experience!
Today you will enjoy all the excitement of the 2018 Tour of Flanders as a VIP Guest! After being welcomed by our hostess, we'll enjoy appetizers, a welcome drink, BBQ lunch with salads, and open bar where we'll see the Men's Race three times and the Women's Race one time. In addition, when the race is not in sight, we'll enjoy large screens TV to watch the race so we don't miss any of the action! Following the conclusion of the race, we'll toast the 2018 winner with a festive group dinner!
April 2 - Tour of Flanders Museum Visit and Ride
Enjoy a relaxed breakfast before we depart on the bikes for a visit to the Tour of Flanders Museum. Here we'll discover the full history of the Ronde, how it started, and how it has changed and grown over the decades. In addition, you'll see many of the bikes of past champions, see video of past performances of the race, and come to fully appreciate the role the race has played in Belgian and cycling culture. After lunch, we'll ride through Flanders before returning to our hotel where we'll enjoy a "Farewell Dinner" this evening.
April 3 - Transfer Day.
Following breakfast, we'll transfer you to the Brussels International Airport with the memories of having experienced the very best of the Tour of Flanders both as a rider and a spectator! Estimated arrival time is 12 noon.
- VIP Status for the 2018 Tour of Flanders! We'll see both the men's and women's races from our VIP vantage point, provided courtesy of the Tour of Flanders Organization. We will see the Men's Race 3 times and the Women's Race 1 time. Food and drinks will be provided by the Tour of Flanders Organization.
- VIP Breakfast / Entry at the Tour of Flanders Cyclosportive! Includes reception in Tour of Flanders VIP tent by former winners of the Tour of Flanders, a full Flandrien breakfast, and goodies to get you started on the ride! Choose from of three distances: 74km-138km-173km (not from Antwerp!). Our VIP tent is located next to the official finish line of the pro race. Post-ride benefits include massage and entry to the Pasta Buffet that includes drinks.
- Visit to the Tour of Flanders Museum.
- Five nights of accommodations in our 4-star hotel in Ghent.
- All transfers.
- Airport pick-up and drop-off at Brussels International Airport.
- All breakfasts.
- Three dinners.
- Professional bi-lingual staff.
- Professional mechanical assistance.
- Daily rides as outlined above.
- Transport for your bicycle.


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"Supermarkets are moving out of regional and larger centres because shoppers are becoming reluctant to shop for groceries in very large centres." They go to the larger centres for leisure activities and don't want to have to struggle through crowds and large car parks with shopping trolleys," says Revell.
Triplecee's centres are in country or outer metropolitan areas. In NSW, the centres are located in Goulburn, Taree, Lismore and Black town According to Revell they are going "astronomically well" with some centres recording turnover increases over the previous year in excess of 18 per cent. Your conveyancing specialist ought to inquire as to whether the property you're offering is freehold or leasehold. Despite this.
The average increase in turnover has been around eight per cent. Revell says the change is simply part of the natural evolution of retailing in Australia. "The enormous increase in the number of women in the workforce means that convenience is the main priority." "In a convenience centre the average visit would be around one and a half hours, whereas for the regional it is three hours.".
"Customers go to the convenience centre primarily to purchase food and will go to other specialty shops such as a chemist or newsagent." These centres are replacing the old strip centres and regionals, which are becoming more leisure oriented, are replacing the CBD. To some extent the CBD is also coming back to life as well," says Revell.
a major prop of the nation's retirement savings with an estimated $30 billion committed to shopping centres by superannuation funds and property trusts on behalf of nine million Australians; and On this one in a thousand New Years Eve there will be much to anticipate with excitement and, perhaps, a touch of fear. The first thing to worry about will be the Y2K bug. Will we and the electronic systems we depend on so much take it all in our stride without so much as a blip on our screens, or will we be plunged into darkness?


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William L. Troutman
Norton Rose Fulbright US LLP
William L. TroutmanvCard
Related services and key industries
Related services
Key industry sectors
Will Troutman is a partner in the Los Angeles office and the Head of Consumer Markets, U.S and US Lead for ESG and Human Rights. He concentrates his practice on market access for the US and California, environmental disputes, and business and human rights. Mr. Troutman's expertise includes regulatory compliance for consumer products, food, cosmetics, and automotive parts; compliance and enforcement for chemicals and pesticides, including Proposition 65; Superfund, environmental regulation, and ESG issues in transactions; and supply chain dynamics involving human rights and CSR issues.
He earned his JD from the University of Southern California Law School and his BA from Northwestern University. Will is the co-editor of the Consumer Products Law Blog. His experience includes:
- Consumer products, food, and cosmetics: compliance and enforcement for retailers, distributors, and manufacturers involving the federal Consumer Product Safety Improvement Act, reporting to the Consumer Product Safety Commission, national and international product recalls; Food, Drug, and Cosmetic Act; Federal Trade Commission Act; Fair Packaging and Labeling Act; warranties; and related state regulations, such as product stewardship takeback programs and regulatory fees; Made in the USA claims, and product labeling.
- Automotive: compliance with Federal Motor Vehicle Safety Standards and state analogs; the California Air Resources Board aftermarket parts requirements; and OEM and Tier supplier liability issues.
- Chemical and pesticide regulation: compliance and enforcement with California Proposition 65; WA, OR, VT, and ME children's product reporting statutes; green chemistry; FIFRA and state pesticide regulations; VOC emissions limits in California; and the EPA and California formaldehyde in composite wood restrictions.
- Environmental compliance, litigation, and transactional support: federal and state Superfund, California hazardous waste generation, handling, and management, environmental aspects of business transactions, federal and California Clean Air Acts and related air quality regulations, California Air Resources Board requirements, CEQA, and CESA
- Business and human rights: advice and counsel on CSR and ESG processes; compliance with California's Transparency in Supply Chains Act; conflict minerals disclosures; and risk advisories relating to overseas manufacture of goods.
Professional experienceExpand all Collapse all
JD, University of Southern California Law School, 2006
BA, with Honors, English and International Studies, Northwestern University, 2001
While in law school, William was the Executive Editor of The Southern California Law Review. He is licensed to practice law in California.
- California State Bar
Consumer Products, Food, and Cosmetics:
- Regulatory counsel for several importers and retailers on day-to-day compliance issues, including Section 15(b) reporting and product recalls and triaging compliance issues in connection with entry or distribution.
- Private labelers, retailers, and manufacturers on Consumer Product Safety Improvement Act compliance, CPSC enforcement, and consumer product safety standards
- Power tool manufacturer in global audit and recommendations for improvement of product safety, reporting, and recall compliance systems, including business units operating in the Americas, Asia Pacific, and EMEA regions
- Various private labelers, retailers, and manufacturers in annual and periodic updates to internal and external compliance documents, including merchant, quality assurance, and vendor manuals and training materials, and updates and guidelines for legal
- Food manufacturer in challenge to composition claims based on FDA standards of identity
- Canadian retailer on launch of ecommerce sales in United States
- Importer on cosmetics composition and claims requirements
- Hardware private labeler on compliance with federal Department of Energy appliance efficiency requirements
- Electronics retailer on the California Appliance Efficiency Requirements, including negotiating with California Energy Commission over compliance solutions
- Importer on compliance with state product stewardship, regulatory fee, and take-back programs for electronics, durable goods, paint, wireless phones, batteries, and tires
- Private labelers, retailers, and manufacturers in compliance with law label requirements for filled and upholstered goods
- Private labelers, retailers, and manufacturers in compliance with FTC and California Made in USA claims
- Manufacturers in compliance with California's Rigid Plastic Packaging Container regulation
- Private labelers and retailers in restrictions on the sale, possession, and carry of weapons
- Electronics and sporting goods manufacturers and retailers in identification of testing and warning language requirements under UL, ANSI, ASTM, and industry-specific standards, and assisting in development of testing methods when no regulation or industry standard applies
- Automotive parts importer and retailer in compliance with Federal Motor Vehicle Safety Standards for various automotive parts
- Aftermarket parts retailer in compliance and enforcement issues under California Air Resources Board aftermarket parts requirements
- Performance parts manufacturer in testing and certification for Executive Orders under CARB aftermarket parts requirements
- Tier supplier in risk assessment for supply of raw materials and subcomponents to Tier and OEM customers
- Automotive parts manufacturer in combating sale of counterfeit goods in California
Chemical and pesticide regulation:
- Manufacturer in developing Safe Use Determination under California Proposition 65
- Private labelers, retailers, and manufacturers of consumer products, food, and cosmetics in compliance and enforcement of California Proposition 65
- Private labelers, retailers, and manufacturers in compliance with Washington, Oregon, Maine, and Vermont reporting requirements for chemicals in children's products, including advice in connection with Washington investigation into failure to comply
- Hardware private labeler in building California VOC compliance program
- Private labelers, retailers, and manufacturers in enforcement of California Consumer Products regulation limiting VOC emissions
- Private labelers, retailers, and manufacturers in compliance with California Safer Consumer Products regulation
- International chemical processor in establishing a REACH compliance program
- Manufacturers in challenges to California VOC emissions limits for consumer products and architectural coatings
- Hardware retailer in California pesticide compliance
- Private labelers, retailers, and manufacturers in compliance with EPA and California formaldehyde in composite wood requirements
- Retailer in assessing treated articles for FIFRA and state pesticide regulation compliance
- Private labelers and manufacturers in performance apparel claims
Environmental compliance, litigation, and transactional support:
- Property owner in remediation action with EPA and Regional Board
- Hydrocarbon products distributor in Superfund action
- Retailer in hazardous waste management and disposal compliance program
- Renewable energy operator in acquisition of cogeneration plant
- Poultry processing facility in zoning and land use dispute
- Energy company in land use dispute involving NEPA, CEQA, ESA, and CESA
- Municipality in connection with remediation of a former waste site
- Industrial equipment manufacturer in state Superfund action
- International shipping company in hazardous material transportation action
- Commercial enterprises in a cost recovery action resulting from remediation of a chemical recycling plant
- Waste management company in EPA PCB disposal enforcement action
- International shipping company in establishing a hazardous waste management compliance program
Business and human rights:
- Private labelers, retailers, and manufacturers in compliance with the California Transparency in Supply Chains Act
- Association of financial institutions on legal review of suggested changes in EP4
- Private labeler in risk analysis regarding social compliance audit of US suppliers
- Private labeler in overseas factory audit regarding human rights and CSR
- Private labeler and retailers in compliance with conflict minerals disclosure requirements
- Canadian food distributor on human rights obligations applicable to subcontractors in the United States
- Rising Star, Southern California Super Lawyers, Thomson Reuters, 2013-2016, 2018-2019
- "Will new House majority lead to a federal supply chain transparency law?," Norton Rose Fulbright – Consumer Products Law Blog, February 15, 2019
- "Cosmetics reamin big target for California VOC enforcement," Norton Rose Fulbright – Consumer Products Law Blog, January 30, 2019
- "Proposition 65 survival guide," Norton Rose Fulbright – Consumer Products Law Blog, August 30, 2018
- "Califrornia Proposition 65 amended warning regulations," Norton Rose Fulbright – Consumer Products Law Blog, August 30, 2018
- "CPSC Letters of Advice and Action at the Ports Provide Valuable Compliance Insight," February 2018, Stericyle White Paper
- "EPA publishes formaldehyde in composite wood rule - Dec. 2017 compliance dates," Norton Rose Fulbright – Consumer Products Law Blog, January 15, 2017
- "Clamshell compliance: California's Rigid Plastic Packaging Container law," Norton Rose Fulbright – Consumer Products Law Blog, December 1, 2016
- "Drone requirements continue to evolve," Norton Rose Fulbright – Consumer Products Law Blog, November 30, 2016
- "What makes for a $15 million CPSC penalty," Norton Rose Fulbright – Consumer Products Law Blog, March 25, 2016
- "UPDATE: OEHHA provides proposed NSRL for DINP," Norton Rose Fulbright – Consumer Products Law Blog, December 23, 2014
- "Countdown begins on the California Consumer Product Emissions Survey," Norton Rose Fulbright – Consumer Products Law Blog, December 19, 2014
- "Timeliness of Section 15(b) reporting continues role as CPSC enforcement tool," Norton Rose Fulbright – Consumer Products Law Blog, December 8, 2014
- "The mysterious world of Prop 65, part 1: The law," Norton Rose Fulbright – Consumer Products Law Blog, December 4, 2014
- Co-author, "The mysterious world of California's Proposition 65: A miniseries," Norton Rose Fulbright – Consumer Products Law Blog, December 3, 2014
- "Sugary Beverage Laws: Troubled Past, Unclear Future," Corporate Counsel Magazine, Sept. 2, 2014
- "California Senate Takes First Step Toward Requiring Warning Labels on Soda and Other Sugar-Sweetened Beverages," Food Safety Newsletter, June 19, 2014
- Co-author, "DTSC Announces Proposed List of Initial Priority Products for California Green Chemistry Regulation," Norton Rose Fulbright Legal Update, March 13, 2014
- Co-author, "The Safer Consumer Products Regulation - California's Green Chemistry Initiative," Norton Rose Fulbright White Paper, March 2014 (revised and updated)
- "Food Labeling Under Attack," Food Safety Newsletter, October 17, 2013
- Co-author, "Final California Green Chemistry Regulation Approved," Norton Rose Fulbright Legal Update, September 19, 2013
- Co-author, "A Tough Year for Personal Care Products," Law360.com, July 18, 2013
- Co-author, "California Proposition 65: 2013 is Shaping Up To Be a Tough Year for Personal Care Products," Norton Rose Fulbright Legal Update, June 25, 2013
- "FDA Issues Final Rule Modifying Disclosure Required in Prior Notice for Imported Foods," Norton Rose Fulbright Food Safety Newsletter, June 20, 2013
- Co-author, "The Safer Consumer Products Regulation - California's Green Chemistry Initiative," Fulbright White Paper, February 2013
- Co-author, "California's Green Chemistry Regulation Approaches Final Stages of Approval," Fulbright Briefing, February 22, 2013
- "California Court Finds Air Pollution Control Districts Lack Authority to Force Use of Non-Existent Technology: 'Science Fiction is Not Substantial Evidence," Bloomberg Law Reports, 2010
- "Assessing the Challenges of Geologic Carbon Capture and Sequestration: A California Guide to the Cost of Reducing CO2 Emissions," Sustainable Development Law & Policy, Winter 2009 and International Energy Law Review, Issue 8, 2009
- Instructor, 2019 Product Safety Certificate Course, St. Louis University Center for Supply Chain Excellence
- "Risk Assessment-Managing the Flood: Strategies for Putting Your Data Streams to Good Use," ICPHSO 2018 Northwest Regional Product Safety Training Workshop
- "Consumer Reaction to Recalls," Stericycle August Webinar, August 23, 2018
- "Product Recalls and Other Corrective Actions in the US and Canada," ISPCE Symposium on Product Compliance Engineering," May 17, 2018
- "The Consumer Product Safety Improvement Act: Breaking Developments," Fulbright Web Seminar, February 19, 2009
- "REACH, TSCA Reform and California Green Chemistry: Practical Considerations," 2010 Environmental Law Update Seminar, Houston, TX, October 12, 2010
- "Climate Change: Legislation & Litigation," 2011 Environmental Law Update Seminar, Houston, TX, October 12, 2011
- "Chemicals in the Supply Chain," 2012 Environmental Law Update Seminar, Houston, TX, September 18, 2012
- Member, Board of Trustees, The Leukemia & Lymphoma Society, California Southland
- State Bar of California - Environmental Law Section
- Los Angeles County Bar Association - Environmental Law Section
- International Consumer Products Health & Safety Organization
- United States Green Building Council, Los Angeles Chapter
- Association of Business Trial Lawyers
- The Leukemia & Lymphoma Society of Greater Los Angeles, 2011-13 Man & Woman of the Year Committee Member
- Team In Training -- 2012 Los Angeles Marathon
- Hermosa Beach Carbon Neutral City Committee
- 2011 AIDS Walk Los Angeles, Volunteer
What do you mean I'm shipping HazMat?
Webinar | May 30, 2019
Recent US developments in business and human rights
Publication | January 2017


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pattern mixing/
It's no surprise that I love a good print - and one of the biggest trends this season is print mixing. I love mixing a stripe + floral together for an unexpected, mix of style that always seems to work. Shop my entire outfit below.
In case you are living under a rock, then you probably have checked out the WHO WHAT WEAR collection at Target. It's easily becoming one of my favorite collections ever and their new summer line launches in May and I can not wait to see what else they come up with! Their floral bomber jacket has gotten me through many gloomy days in Seattle and continues to be my grab and go piece when I want a light layer.
xo // J E N N A


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August 2016
Board Networking Call
When:September 13, 2016
Time: 1:00 pm EST.
Topic: "Recruiting New Board Members".
CONGRATULATIONS to the following center on their recent NAEYC re-accreditation:
In Case of Emergency (ICE) – Is your family prepared to reunite?
It can be difficult to reach loved ones when disaster strikes. Power goes out, cell towers go down and stress levels go up. Save the Children can help you stay connected by making ICE Contact Cards for your children. It's easy and free.
To make and download your own card, click here. ICE (in case of emergency) cards
Enter your child's emergency contacts and their medical information. Personalize the ICE card with a photo and print them at home.
Quote of the Month:
"Every child is an artist. The problem is how to remain an artist once we grow up".
- Pablo Picasso
Contributions and comments on Child Care Now are welcome and encouraged.
Would you like to learn more about consumer product recalls? Sign up for alerts by clicking the Consumer Product Safety Commission logo.
The design, operation, maintenance and environmental impact of Child Care Centers are key aspects of federal facilities. A child may spend up to 12,500 hours in a child care center in their lifetime, making the environmental health, design, and functionality of the space essential factors to consider.
The Sustainable Facilities Tool, an interactive website created by the GSA Office of Federal High-Performance Green Buildings, is a resource specifically dedicated to sustainable design, function, and materials. The SFTool Child Care Centers module features research and guidance from the field of practice specific to early education.
Please feel free to share SFTool with your partners to broaden the conversation on effective ways to improve the health and design of child care centers. The SFTool team hosts and participates in webinars regularly to highlight the full functions of SFTool modules.
Earn credit towards the continuing education requirements for the US Green Building Council's (USGBC) credentials including the LEED AP by playing the SFTool game at https://sftool.gov/practice/ceu.
Celebrating 25 Years of Service
Rainbow Castle Child Care Center recently celebrated 25 years of operation in the Robert A. Young Building in Saint Louis, MO.
Erin and Carolee McMahon, owners and operators of this program, started managing the federal center in the Ray Building in 1991 and have been taking care of our federal families for 25 years now. At one time, the McMahon's managed three federal centers in the St. Louis area. Tom Yochim and Patty Pelikan of the St. Louis East Property Management Office lead the GSA team supporting daily building operations, including a recent renovation, which increased classroom space within the existing center footprint .
Hope you all have enjoyed watching the Olympic Games this year. We know our child care providers and their staff enjoyed watching, because we noticed that several of them are using this special event as a learning opportunity for the children in their care.
We are suggesting Child Care Board of Directors consider using the Olympics as an opportunity to conduct some fun, healthy, and active fund-raising initiatives. Not only will this help you reach your fundraising goals, but it will also help your center meet the Let's Move! goals of keeping the children active and healthy.
Healthy and Active Fundraising Ideas To Get You Started:
The next Board Networking Conference Call is schedule for Tuesday, September 13th at 1:00 pm EST. The topic will be "Recruiting New Board Members". Please mark your calendars and be prepared to share your ideas and best practices. For more information on the Board Networking Conference Call please contact Sandra Axelrod at (202) 205-7406) or email@example.com.
U.S. General Services Administration • Public Building Service • Facilities Management and Services • Child Care Division
1800 F Street, Room 1340, Washington D.C. 20405
SUBSCRIBER SERVICES:Manage Subscriptions | Unsubscribe All | Help


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Get set for a hard-line terrorist Palestinian Authority...
Coming soon, a Hamas-run Palestinian Authority - dedicated to the destruction of Israel.
Hamas swept 73 percent of the vote in the West Bank's largest city, Nablus, one of three major towns and cities in which it won local elections, according to preliminary results released Friday.Arafat's Fatah party has now split in two....and this will allow Hamas to easily win.
The victory deals a harsh blow to the ruling Fatah party just six weeks ahead of the January 25 parliamentary poll.
"We didn't think for a moment that Hamas would win so many votes," said Issam Abu Bakher, Fatah's chief in the Nablus region. "The earth shook under our feet, and this will have an effect on the parliament (elections)."
Of course, my personal view is that Hamas should NOT be allowed to run. The Oslo Accords prohibited any political party with ties to terrorism running in elections.


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Hotmail is the most trustable and user friendly free web based email service which is optimized in the entire world at the successive rate. It provides lots of useful inbuilt features to the users to access their email account to perform the various useful tasks. Hotmail is now become a very brilliant email service as it adds lots of high tech advanced features in it to make the users comfortable in accessing their email account. Hotmail Customer Service Number is available for all its users to provide the perfect solutions and useful measures to resolve the all issues. You can just make a call to the tech experts to settle down the all problems.
Hotmail has begun IMAP Settings so Hotmail Email users can easily add IMAP setting o their phone. As you might guess, it is not as simple as you suppose, it is difficult to set it without any guidelines. So, in this way you can get the measures to add a Hotmail Account for Mac. Now the Hotmail has changed the name and converted to the Outlook. By this, you become capable in using the Hotmail account on Mac device and then you will access the all tasks easily.
Check out them, If you don't know Why Mac Users Choose Microsoft Outlook Mail Service
You can link your Outlook email account to any other email account that uses the IMAP email system which includes email servers. The benefits of IMAP are that it is synchronized across the all email clients including the web. When you delete email on your phone, it will be deleted from the server and will be removed from any other device that has used to it. The users can resolve the trouble of IMAP settings in just a few simple steps and respond to any other technical faults.
Instructions to add the Hotmail Account to the MAC are the following:
- Login to the Hotmail.
- Then you may select the Mail option and then do the click on the Add Account from the pull down menu.
- Now you may press the Alt button o your keyboard and when you see the Next option that appears then you may enter the details of information like the Account type: IMAP
- Mail server: imap-mail.outlook.com
- Then the password which you want to login to the email account.
- Then you may click on the Next option to keep adding the information and after it is done you may sign out from the Mac and try to login to the Mac again.
Instructions to get the measures by the tech support service:
The services that are rendered at the tech support service is very helpful and instant too so there are the many options for the users to resolve their problems. You may just need to get connect with the tech support team and obtain service in the following ways.
- Hotmail Email Support
- Live Text Message
- Hotmail Support Number
Hopefully, by now you become able to send and receive emails via your Hotmail account from the Mac. If you meet this kind of problem ever or you find difficulties is optimizing the steps then you may need to contact to the Hotmail Helpline Number UK 0800 098 8400 to get the instant solutions and useful measures by the third party technical experts team to resolve your all issues instantly. You may also avail 24*7 help and support by the highly qualified and skilled technicians to settle down the all kind of Hotmail related issues. Hope, you would feel comfortable with this, and also take help from the support service on an affordable cost.


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Coloro X WGSN: How colors are forecasted
Apr 02, 2019 | By Joanne Thomas
Jul 28, 2011
A brand known for it's minimal and timeless designs, Brixton's F/W11 collection defines retro reinvention. Crafted to convey the lifestyle of the industrial artist, the line mixes in new lightweight and heavy-duty outerwear with its collection of staple garments (such as the cut and sew cotton knit tops and the Ruger and Debaser jackets) that have all been updated for the fall presentation.
Brixton Fall 2011 from BRIXTON on Vimeo.
Workwear vest with removable sleeves and hood.
Brixton's interpretation of the basic Beanie, newly constructed of jersey, the traditional Bowler, Snap Cap, and Flat Brim Hat, top off the covetable collection.
To view the entire fall collection including men's and women's apparel, headwear and accessories, visit www.brixton.com. – Lauren Alyse Runsick
Know what's next. Become a WGSN member today to benefit from our daily trend intelligence, retail analytics, consumer insights and bespoke consultancy services.


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U.S. Joins Whistleblower Suit Against KBR Employees
WASHINGTON—The U.S. Justice Department on Wednesday joined a whistleblower lawsuit accusing employees of giant military contractor KBR Inc. of taking kickbacks in Iraq and elsewhere.
The department alleged that employees of KBR's transportation department accepted meals, drinks, tickets to sports events and golf outings from two freight forwarding companies, EGL Inc. and Panalpina Inc.
The government didn't say whether the alleged kickbacks and over-billing cost the U.S. taxpayer. KBR is the prime contractor under the Pentagon's massive $35 billion contract to provide services like food and shelter for U.S. soldiers in Iraq.
"Defense contractors cannot take advantage of the ongoing war effort by accepting unlawful kickbacks," said Tony West, Assistant Attorney General of the Civil Division of the Justice Department, said in a statement. "We are committed to maintaining the integrity of the Department of Defense's procurement process."
In response to the latest charges, KBR said Wednesday that it was unaware of any violations by its employees and that it would continue to cooperate with the government. "Gifts of dinners, baseball tickets and other similar items would violate KBR policies," it said in a statement.
But it also said the cost of the gifts involved totaled less than $20,000.
KBR, which was spun-off from Halliburton Co. in 2006, has long faced accusations from lawmakers and Inspectors General that it inflated the costs of the services it provided the U.S. military in Iraq and Afghanistan. But until last month, the Justice Department hadn't brought an action against the company in connection with services provided to the war effort. In April, the department filed a civil suit accusing KBR of improperly charging taxpayers for the cost of private security guards in Iraq. KBR has denied the charges.
The original charges in the whistleblower case were initially brought by two former EGL employees, David Vavra and Jerry Hyatt, under the federal False Claims Act, which provides financial rewards to litigants who report fraud against the government.
In recent years, EGL has paid the government more than $5 million to settle a range of charges that it overcharged the U.S. military arising from the same two whistleblowers.
Panalpina is also named as a defendant in the suit joined by the government on Wednesday. EGL and Panalpina couldn't immediately be reached for comment.
In a separate case last year, KBR pleaded guilty and agreed to pay $579 million to settle federal charges of bribing foreign officials in relation to a Nigerian natural-gas plan.
—Brent Kendall contributed to this article.
Write to Thomas Catan at email@example.com
Copyright ©2019 Dow Jones & Company, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8
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Original C64 Going Up for Auction
By Deane Barker on September 9, 2003
Grandiose Price for a Modest PC: I had one of these.
"Aficionados of the most popular computer of all time, the low-cost Commodore 64, soon can lay their hands on a piece of history, provided they are willing to pony up a few thousand dollars.
Commodore's former head of engineering, Charlie Winterble, who oversaw the design of the early '80s computer, will auction off a prototype next month at the Vintage Computer Marketplace."


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The doll is the most likely made from vinyl and frequently times the inventor of the doll will add items like glass or beads to acquire the baby a realistic feel. As soon as you get started getting into collecting Barbie dolls you usually end up wanting to know a tiny bit of the history of Barbie, especially if you're interested in the vintage Barbie dolls. So what you can be certain of is that every doll will be entirely unique in the manner they look. Baby dolls are easy to make. "At that time, they were very rare and very hard to get," Vaz says. Over the past couple of months, reborn baby dolls have become increasingly more popular. There are baby dolls offered in toy stores that you can set in water and actually accompany your children during bath time.
The Little-Known Secrets to Baby Dolls
Even the hair of the reborn baby appears real, alongside the feel of the child. Furthermore, you should enquire the way the hair is held in place after it's been inserted. Great high quality dolls hair and eyelashes will have been created utilizing the ideal high quality mohair the creator can buy.
Investing in bag is therefore a great concept to allow the children to socialise and have fun. Kids are continuously accumulating new things and their rooms can escape from control. If you wish to make sure your Cabbage Patch Kid is authentic, you can search for a couple telltale signs. Obviously, a baby also usually means your priorities change. You just need to wait around for that baby to have a bit bigger first. In the great majority of instances, the baby is healthy. The rubber Dy-Dee Baby was among the very first dolls manufactured.
The children should look like they are standing before a mirror. If he or she is sick, have an empty bin at hand. There is an assortment of things that you should search for when buying one for children. It would also be prudent to consider what the kid will use the bag for. Before purchasing the pair that you like check first in the event the winter clothes your infant and toddler might be easily coordinated with that.
Ironing Finally, after your silk women's underwear is dry, you will probably find it's wrinkled. Baby Doll Clothing Be prepared to take pleasure in the seasons in style with an outfit for each and every occasion. Baby doll dresses are among the most well-known items of lingerie that ladies decide to buy themselves, and thus they are offered in an enormous selection of unique colours and styles. Soap First of all, you will want to deal with silk gently.
Using Baby Dolls
Love who you are and encourage other people to do the exact same. If you're interested in buying collectible life like baby dolls, you should understand how to decide on the best models. If you are planning to purchase life like baby dolls including custom made ones you should be mindful of a number things prior to making your buy.
Anyone who's interested in collecting dolls will have known of Berenguer baby dolls. There are dolls which are very lifelike, and actually look as they are breathing. They also come in a range of types, which can include baby and child dolls, bride dolls, as well as fantasy and fashion dolls crafted from porcelain. Now, baby dolls include a collection of functions that permit them to eat, crawl, play peek-a-boo, and even respond to a kid's voice. Hurry, your ideal baby doll is merely waiting to meet you!
Baby dolls are a favorite toy option, but if they're made from fabric they may be tough to wash. Developing a doll that resembles a baby is no simple job. If you are in possession of a newborn baby doll, then you will surely require some baby doll accessories to get the absolute most fun and satisfaction from your unique and lovely man-made child.
The Ultimate Baby Dolls Trick
To draw the very best price, the doll ought to be clean and the plastic ought to have no stains. Regardless of the corporation's up-and-down history, Effanbee dolls are deemed collectible and several retain or greatly exceed their original price. You do not have to become expensive dolls that are collector's item merely to please your son or daughter. Actually, you're now able to make your own custom-made doll to specification. Keep in mind that you could have your own doll custom-made for you, or you could just choose from hundreds of unique models out there. Reborn dolls are extremely expensive, therefore it is better if you would make the perfect choice when you purchase one. If you would rather have a good wood dolls house you may want to take a look at the KidKraft range.


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The LEPH 2016 Orator
Allan Rock has since 2008 been President of the University of Ottawa, one of Canada's leading research universities.
A 1971 graduate of the University's Faculty of Law, he practised for over two decades as a trial lawyer in Toronto. In 1993, Allan Rock was elected to the Canadian Parliament, and was re-elected in 1997 and 2000. He spent ten years as a member of Prime Minister Jean Chrétien's Cabinet, holding various senior portfolios: Minister of Justice and Attorney General (1993-1997); Minister of Health (1997-2002) and Minister of Industry and Minister of Infrastructure (2002-2003). He left Parliament in 2003 upon his appointment as Canadian Ambassador to the United Nations in New York, where he was deeply involved in humanitarian, peace-building and development efforts, particularly in Africa, Haiti and Sri Lanka. In June, 2012, the University of Ottawa's Board of Governors extended Allan Rock's mandate as President until June 30, 2016.


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The rise of globalization has exponentially increased the market for cross border M&A.
The vast majority of cross border actions seek to expand the global footprint of the acquiring entity and for the firm to become more agile at creating high-performing businesses and cultures across national boundaries.
Advokat John Kadelburger AB is a boutique law firm with extensive experience in cross-border transactions, principally in the Eurasia region, and specializing in East-West ventures.
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IWGP US Champion Jay White and Adam Page both spoke with ESPN before their upcoming match at tonight's NJPW Strong Style Evolved. White spoke about watching matches while in the NJPW dojo and Page talked about how joining the Bullet Club changed his life. Here are some of the highlights:
Being in the NJPW dojo and watching matches at ringside:
Jay White: "Yeah, it's hard work, but it's very clear how worth it it is the whole time and you're constantly reminded of that. Especially the big shows when you're there ringside as a young boy watching these huge main-event matches and have goosebumps throughout these matches. There wasn't really points where I had second thoughts about it."
Wrestle Kingdom 12 match against Hiroshi Tanahashi:
Jay White: "It was very special. Whether it's returning or debuting, you always have that feeling or fear of, 'Are they even gonna care?' I wasn't expecting any reaction from the crowd, especially being a foreigner back in Japan. When they revealed my face on the screen, I stood right backstage before I walk out and there was actually quite a big reaction. I was surprised. I was very happy with that."
Earlier in his career, Page worked in wrestling part-time and also was a teacher. Once joining the Bullet Club, he quit teaching shortly after:
Adam Page: "My life did a 180 when I joined Bullet Club. Joining Bullet Club opened the door to New Japan for me. It made me more valuable. I probably got the news in April [2016] and I joined in May, so I threw my papers in the air and left my teaching job because I knew I was going to be wrestling full time. It totally changed my life."
Page discussed working more singles matches. You can check out the full interview by clicking here.


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Inspired by Frost
When I set out to write BRANCHING OUT, the sequel to FAMILY TREES, I returned to the Robert Frost poem that I had quoted in the first novel and I found that these stanzas set the perfect tone for the continuation of Ryan and Shelby's story...
I have to be gone for a season or so.
My business awhile is with different trees,
Less carefully nourished, less fruitful than these,
And such as is done to their wood with an axe --
Maples and birches and tamaracks.
I wish I could promise to lie in the night
And think of an orchard's arboreal plight
When slowly (and nobody comes with a light)
Its heart sinks lower under the sod.
But something has to be left to God.
-- "Good-bye and Keep Cold," by Robert Frost
In BRANCHING OUT, after Shelby leaves her childhood home on Meyers Orchard in Bayfield, WI, she faces new challenges and hardships which will test her strength, her convictions, and her love for Ryan Chambers.


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Mrs. Erexson's Class
Monday, April 20, 2015
Junior Achievement
JA on Friday was an activity that involved making doughnuts. The kids had to work in groups to make donuts. They had to add the milk, flour, eggs, and filling for each doughnut. Each doughnut then had to go through quality control to see if it would pass inspection! What a fun activity for them to learn about working for a business. Many groups tried to hurry to make as many as they could as fast as they could and were pretty disappointed when their doughnuts didn't pass quality control.
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Durham, NC -- The JFK Towers experienced a fire on Sunday night. Luckily, an automatic alarm sounded and fire sprinklers activated, saving the building.
When firefighters arrived, they didn't see any smoke or fire. However, residents were standing outside the building and pointed firefighters in the area of the fire. The fire was blowing out of a window on the fifth floor.
The sprinkler contained the fire, giving firefighters the chance to arrive at the fire and extinguish it within 18 minutes.
The fire started from improperly disposed of smoking materials. Four residents were injured. One resident was displaced.
Click here to read the original story.
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Does God care about the trials you endure in this life? Absolutely! God sees every detail of your life. He knows your every need and He cares deeply about each one.
However, as much as He cares about your physical needs and condition, He cares even more about your spiritual condition. His first desire and primary purpose is to transform His children into the image of Christ. (See Romans 8:29.) The spiritual and eternal take priority over the physical and temporary. But how does God do the work?
Trials "Work" Our Faith
Let's consider a physical analogy. If we want to strengthen our muscles we must add "stress." When we lift a heavier load than our muscles have lifted before, a physical process begins to adapt the needed muscles to the new load. Without stress, our muscles are content with their current size and strength. Add stress, and our muscles begin to change to meet the need.
Our spiritual strength and character are similar. The difficulties of life "stress" our faith. Trials give our faith a work out like heavy loads work our muscles. As we faithfully endure, we grow spiritually stronger. Without difficulty, our faith tends to stagnate. Do you want stronger faith? You need stress.
Trials work our faith. Like using our muscles to carry heavier loads make them stronger, the trials of life give our faith a workout. God will use them to grow and develop our faith so we will be spiritually mature, not lacking anything!
Our gracious God never wastes a trial He permits to enter our lives. If we will cooperate, He will use every difficulty, heartache, and hardship for our good and His glory.
Consider it pure joy, my brothers and sisters, whenever you face trials of many kinds, because you know that the testing of your faith produces perseverance. Let perseverance finish its work so that you may be mature and complete, not lacking anything. James 1:2-4, NIV
6 Ways God Uses Trials in Our Lives
- God uses them to break our independence and foster our dependence on Him (2 Corinthians 1:8-9).
- God uses them to purify our faith and develop our moral character (Romans 5:3-5).
- God uses them to test, prove, and strengthen our faith in Him (1 Peter 1:6-7).
- God uses them to prepare us for His purposes (Romans 8:28-29).
- God works through them to prove Himself powerful and reliable (2 Corinthians 12:8-10).
- God uses them to prove our faith works (2 Corinthians 4:7-10).
God is not finished with you yet. And He is definitely not finished with me. I know more difficulties lie ahead. Honestly, I wish God had chosen to work another way. But I will choose to trust His infinite wisdom and submit to His refining process. I don't know about you, but I don't want to waste any trial or difficulty!
In what ways has God used trials and difficulties in your life to refine your faith and character? To make you more like Jesus!?
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Before investing in bonds, you should know the different types of bonds that the market has. Below you will see the top 5 types of bonds that you should know about.
What is a Bond?
A bond is a fixed income investment wherein an investor loans money to an entity. It borrows the funds for a distinct period at a fixed interest rate.
Companies, municipalities, and sovereign governments to boost money and finance a variety of projects and activities use bonds.
Meanwhile, the owners of bonds are the debt-holders or the creditors of the issuer.
It is also commonly known as fixed-income securities and are one of the three main generic asset classes. There are some corporate and government bonds that are publicly traded on exchanges, while some are traded only over-the-counter.
Bonds, on the other hand, works when a company needs to boost money to finance new projects, maintain ongoing operations, or refinance existing debts. A company may issue bonds directly to investors instead of obtaining loans from a bank.
The indebted entity will issue a bond that contractually states the interest rate will be paid and the time when the loaned funds need to be returned. The interest rate is the return that bondholders earn for loaning their funds to the issuer.
Moreover, the issuance price of a bond is usually ranges from $100 to $1,000 face value per individual bond. The actual market price of a bond, however, depends on the number of factors such as the credit quality of the issuer, the length of time until expiration, and the coupon rate compared to the general interest rate environment at the time.
Types of Bonds
As an investor, you should know the different types of bonds that we have out there. So you will not be confused once you enter the market.
Here are some of the types of bonds that are used in the field:
Type #1: Convertible Bonds
Convertible bond might be used for a predetermined amount of equity of the company at certain period during its life. This is usually at the decision of the bondholder.
Convertibles, on the other hand, are also called as "CVs."
Issuing a convertible bond is a way for one company to minimize a negative interpretation of an investor to its corporate actions.
A good example is if a public company chooses to issue a stock, the market usually interprets it as a sign that the share price of the company is overvalued. Meanwhile, to avoid this negative impression, a company may choose to issue a convertible bonds, in which a beholder would convert it to equity should the company continuously to do well.
However, from a perspective of an investor, convertible bond has a value-added component built into it. It is basically a bond with a stock option concealed inside. Although, it tends to offer a much lower rate of return as an exchange for the value of the option to trade the bond into stock.
Type #2: Term Bonds
A term bond is a bond that is from the same issue which share the same maturity dates. It has a call feature that can be used at a much earlier date that the other issued bonds.
A call feature, or also known as call provision, is a deal that a bond issuer and a buyer make. This deal is called "indenture," which is the schedule and the price of redemptions and the maturity dates.
An example of term bonds are the corporate and municipal bonds that have 10-year call features. This only mean that the issuer can use it at a predetermined price at specific times before the bond matures.
Meanwhile, a term bond is the opposite of serial bond, which has many maturity schedules at regular intervals until the issue ends.
Type #3: Corporate Bonds
A corporate bond id issued by different kinds of companies. They are known as riskier than government-backed bonds. This is why they offer a much higher rate of return.
Companies can issue bonds just as it can issue stock. Meanwhile, larger corporations have a lot of flexibility when it comes to how much debt they can issue.
Basically, a short-term corporate bond has a maturity of less than five years, while intermediate is five to 12 years. The long term, on the other hand, is more than 12 years.
This type of bond is characterized by higher yields due to higher risk of a company defaulting than a government. The upside of corporate bonds is that it can be the most rewarding fixed-income investments.
Corporate bonds are sold by the representative bank.
Meanwhile, there are three kinds of corporate bonds. These are:
1. Preferred Stocks
These are technically stocks however they act like A-bonds. Just like bond payments, they will pay you fixed dividend at regular intervals.
They are little safer than stocks since holders get paid after a bondholder but before a common stockholder.
2. Certificates of Deposit
These are just like bonds that were issued by the bank. You will essentially loan the bank your money for a certain time for a guaranteed fixed rate of return.
3. Junk Bonds
Junk bonds or also known as high yield bonds are corporate bonds coming from companies that have a huge change of defaulting.
They will provide a higher interest rate to reimburse for the risk.
Type #4: Callable Bonds
This type of bond is also called "redeemable bonds," can be redeemed by the issuer prior to maturity.
A premium is usually paid to the bond owner when the bond is called. The main cause of a call is a decline in interest rate.
If an interest rate has declined because a company first issued the bonds, it will likely want to refinance this debt as t much lower rate. In this case, in order for the company to save money it will call its current bonds and reissue new lower-interest bonds.
Type #5: Adjustment Bonds
A company issues an adjustment bond during a restructuring phase. This bond is given to the bondholders of an outstanding bond issue prior to the restructuring.
The debt obligation is consolidate and transferred from the outstanding bond issue to the adjustment bond. This process is effectively a recapitalization of the company's outstanding debt obligations. This is accomplished through adjusting the terms like interest rates and lengths to maturity, to boost the likelihood that the corporation will be able to meet its obligations.
Meanwhile, if the corporation is near bankruptcy and it requires protection from creditors, it will be unable to make payments on its debt obligations. In this case, the company will be liquidated, while the value of the company will be spread among its creditors. However, creditors will only receive a fraction of their loans to the company.
The company and the creditors will be working together to recapitalize debt obligations so that the corporation will be able to meet its obligations and to continue its operations.
Characteristics of Bonds
As an investor, you must know that most bonds have some common basic characteristics that you should know about.
1. Coupon Rate
This is the rate of interest the bond issuer will be paying on the face value of the bond. This is expressed as a percentage. A good example of a coupon rate is a 5 percent coupon rate means that the bondholders will get 5% x $1000 face value, which equals to $50 every year.
2. Maturity Date
Maturity date is the date on which the bond will mature. It is also the date the bond issuer will be paying the bondholder the face value of the bond.
3. Face Value
Face value is the amount of money that the bond will be worth at its maturity. This will also be the reference amount that the bond issuer will use in calculating interest payments.
Example of face value, if an investor buys a bond at a premium $1,090 and another bought the same bond a t a discounted price of $980. When both bonds mature, both of the investors will be receiving the $1000 face value of the bond.
4. Issue Price
Issue price is the price in which the bond issuer originally sells the bonds.
5. Coupon Dates
Lastly, the coupon dates are the dates which the bond issuer will make an interest payment. Typicaly intervals are annual or semi-annual coupon payments.
Moreover, there two features of bonds, duration and credit quality, which are principal determinants of a bond's interest rate. However, if the issuer has a poor credit rating, the risk of default is much greater and these bonds will tend to trade a discount.
In addition, bonds with a high default risk have higher interest rates than other bonds.
Bonds are fixed income investment wherein an investor loans money to an entity. These types of bonds will help you understand more about bond. And also to know what are the different kinds of bonds the market has.
Before you enter any market, it is important for you to have knowledge about the specific investment you are trying to enter. Take time to do your own research.
HQBroker is here to give you a daily news roundup about the forex, commodities, technologies, automobiles, and economies. You can open an account now and make yourself updated with essential news in the market. Share your thoughts and experiences with us by commenting your HQBroker reviews.


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In this article, we are discussing the hibernate java.lang.ClassNotFoundException: javax.persistence.Entity, When you work on jpa project then this exception will occur very frequently,
In JPA project, compiler is not able to find javax.persistence.Entity class as it is not included by default. It is stored in some jar which you have to include in your project to resolve this exception. Refer the solution below on how and what jar to add in your project to solve this issue.
javax.persistence.Entity class is present inside the J2EE SDK library "javaee.jar". You are missing this jar file in your project classpath.
You can add javaee.jar in your project by two ways:
You can get the javaee.jar from Download javaee.jar
Download the javaee.jar file from above link and include it in your classpath.
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Jim Fessenden is a partner in Fisher & Phillips LLP's San Diego office and has spoken at the last three Biocom HR conferences. He has practices in all aspects of employment law in both state and federal courts, and before administrative and governmental agencies, and regularly works with life science companies. Jim has argued before the California Court of Appeal and numerous trial courts and administrative agencies and has been a part of several arbitration and trial teams.
Jim also devotes a substantial portion of his practice to counseling clients and developing measures to prevent litigation and governmental investigations.


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Experience the new wave of wholesale and correspondent lending at Utah's biggest gathering of mortgage professionals. Meet our Account Executives and learn about the JMAC difference - innovative niche products, superior pricing, plus exceptional service and support. We will see you there.
Back to All Events
Earlier Event: October 14NAMB National 2017
Later Event: March 8FAMP Broward Chapter's 2018 Annual Trade Show


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School of Business and Management Faculty
The faculty mentors in CalSouthern's School of Business are experienced business professionals as well as dedicated, responsive and highly credentialed educators.
They will be there for you—via phone, email or Skype—to answer any questions you may have and to help you master the course material. And, equally important, they will help you take the concepts you learn and apply them to resolve challenges commonly faced in today's increasingly complex and globalized business world, using the latest best practices.
CalSouthern's faculty mentors are positive, encouraging and supportive—and entirely dedicated to your academic and professional success.
Robert Gulbro, DBA
Areas of Interest and Expertise
Management and marketing, education, and human resource policies
Dr. Gulbro has published numerous articles in journals and has been active as a journal editor. He is a past president of the Association for Small Business (ASBE). He is a Professor Emeritus at Athens State University. His past activities include serving as a mediator for the State of Alabama, as a consultant to various businesses and government agencies and developing HR policies for these organizations.
He is an avid traveler, having made recent trips to Savannah, Charleston, Gatlinburg, and Destin, FL. His next trip will be to Cancun, Mexico. He enjoys reading fiction and mystery novels. He especially enjoys working with students and seeing them succeed in education and in life.


text: April 23, 2019 0 Comments By Nicky Kudos Increase Your Opt-In Rates & Gain Competitive Advantage. Cassie Privacy Management platform This article is not purely theoretical waffle! It is based on the real experience of companies using the Cassie Privacy Management platform. In order to increase your opt in rates your business should be using Cassie which is currently used by organisations around the world, in 36 languages, totalling 165 million […] READ MORE


text: I found this beautiful day lilly on the ground the other morning. I promise it was not theft. There's nothing like walking down the streets or passing by in your car with the windows down on early summer mornings and seeing day lilies greeting you from every which direction. I'll have to disagree with Meg Ryan on daisies - day lilies are certainly the friendliest flowers.


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Urgent request for a bicycle donation to an Iraqi refugee
Crossposted from Albany Bicycle Coalition:
I'm working with a local group affiliated with Bethlehem Neighbors for Peace and Women Against War to assist Iraqi refugees who've recently moved to the area. One of the men who's moved here desperately needs a working bicycle. Do you know of anyone willing to donate a man's bike or spare bike parts (Tom can rebuild some bikes we've found with the donation of spare parts)? ...
I did look into the Troy/Albany Bike Rescue program, but that scenario doesn't look like it will work especially well as regards the needs of this man and the other refugee families. The man's English is limited, as is the case with many of the refugees, thus his ability to rebuild a bike from scratch under the guidance of one of the bike rescue volunteers would be hampered. In addition, he needs this bike quickly, so that he may begin looking for jobs, etc., as the limited funds provided to him by the government as a refugee will soon dry up (basically, they receive 6 months' assistance). Basically, needed the bike yesterday, so I need to locate a bike for him quickly. This is going to be a scenario that's going to emerge over and over again, as more and more refugees will be relocating to the area in coming months.
Thanks for your time, and please feel free to call me at 542-1043 or 330-5409, as talking might be more efficient than emailing in this case. We can pick up and/or store any bikes donated, by the way.
Megan Gillespie


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Kendra (Texas, USA)As an outspoken feminist, I really had strong opinions about wearing a hijab. I felt like it was oppressive. I felt like women lost their identity when wearing a hijab. I was clearly wrong. I truly was ill educated in this matter until a very special person explained the beauty behind the hijab recently.
I learned that wearing a hijab does give you an identity. It gives you a voice. It demands that people respect you for your mind and not your body. I feel free and strong today as I wear this. As women, we choose to wear the hijab and I am so inspired by all of you ladies. Sending tons of love and light to each one of you.
Read more: http://worldhijabday.com/feminist-wrong-hijab/


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Mick Schumacher: World champion's son moves closer to racing in Formula 1
- From the section Motorsport
Mick Schumacher has moved a step closer to following his world champion father Michael into Formula 1 by agreeing to race for Prema in Formula 2.
The 19-year-old German won the Formula 3 European title with Prema this year, and said moving into Formula 2 was the "logical step".
Formula 2's top three in 2018 - George Russell, Lando Norris and Alexander Albon - will all race in F1 next year.
Schumacher's father Michael won a record seven F1 World Championships.
That included five in a row with Ferrari.
The 49-year-old has not been seen in public since he suffered severe head injuries in a skiing accident in France in December 2013.


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A new freeride turning aquatic device, mixed with our most explosive 3 stage snap.
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A new freeride turning aquatic device, mixed with our most explosive 3 stage snap. The Code 21 is the same shape as the Code 22 just on a scaled back back Modello core version. Created for the rider looking for mellow relaxed turns, a explosive/vertical pop, at one of our more affordable values.
New for 2015, we altered the rail to a full, soft surf-inspired design – for smoother arcing turns. Find that moment in our new freeride turn, experience smooth, relaxed freeride arcs and forgiving surf rails. Dean Smith arguably goes bigger than anybody in wakeboarding and wanted a rockerline that will react as powerfully as his high voltage riding. Whether you are loaded up, or running flat into the wake you will notice the flattened rocker under your feet and a super late kick in the tip/tail. Now you don't have to ride behind a big wake to get the hangtime you are looking for.
A surf round rail with a soft bevel thru the center creates a floaty feel and prevents that all too familiar edge catching digger
The rail blends to a sharper bevel and rail in the tip/tail creating additional contact with the water
Thinner profile - creates more overall energy and added rebound off the wake and has softer landings
4 Fiberglass 1.0" Ramp Fins &
Created for the rider that wants to upgrade their vertical travels with our most explosive rockerline and advanced Intelligent Core
Designed and ridden by former WWA World Champion Dean Smith


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The January 2012 issue of the Crosstalk newsletter includes articles about the importance of small groups in personal faith development, information on the Annual Congregational Meeting coming up at the end of January, a letter from Pastor Paul Bailie of our sister congregation San Lucas in Eagle Pass Texas. You'll also find pictures from the Youth Christmas Sunday and information on some new Adult Faith formation classes beginning in January.
You can download a PDF version of the Crosstalk and January Calendar at the links below.
January 2012 Crosstalk Newlsetter


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The Importance of a Flexible Training Program/
When it comes to training your athletes for a specific performance goal, there are a few non-negotiables. If you want your athletes to stay healthy and perform at their highest level, your training program must be:
- Specific to your athletes (sport, position, training experience, strength level, etc.)
- Built by a certified strength coach (based on safe and proven strength and conditioning practices)
- Periodized to peak athletes for performance while aiming to prevent overtraining
- Focused on building general athleticism first, with special attention on mitigating sport-specific injuries
- Organized in a year-long (or multi-year) approach to developing the whole athlete
But beyond these core principles, there's one more key ingredient to a safe and effective strength and conditioning program: flexibility.
No matter how perfectly constructed your training program is on paper, life in the real world is unpredictable. You never know when an injury, illness, absence, schedule change, or unforeseen event is going to throw a wrench in your plan, requiring you to make some modifications in order to keep driving athlete performance.
There are too many static, one-size-fits-all programs out there, marketing themselves as performance training plans. But a rigid 12-week program simply does not work for athletes. Period. Leveraging the expertise of our veteran strength coaches on the Volt Advisory Board, this article highlights the 3 ways in which a training program MUST be flexible in order to be safe and effective for young athletes.
1. Flexibility in the Training Calendar
"Programming has to be fluid," says Patrick McHenry, Volt Advisory Board member and strength coach at Castle Rock High School (CO). "You don't know if an athlete is going to get injured, or if a meet is going to get rescheduled." In other words: your entire training calendar must be flexible.
Whether it's a rescheduled competition, an athlete who moved up to a varsity spot mid-season, or simply an upcoming school break or vacation you need to account for, you must be able to make changes to the length and organization of each cycle in your training program. If you're on a static 12-week program, but your athletes need to peak in 6 weeks (or 8 weeks, or 16 weeks, etc.), you're going to run into trouble because your calendar isn't optimized for success. You must be able and willing to make changes after your initial plan is laid out in order to help your athletes reach their performance potential.
At Volt, we do this by constructing a 52-week training calendar that is optimized to each team's unique schedule, yet flexible enough to allow for coaches to tailor their training along the way. Coaches can insert an Off Week during a school vacation, or a Unload week during finals or midterms, and the periodized calendar dynamically adjusts each athlete's training moving forward, shifting blocks of training so that athletes still peak at just the right time. This flexible calendar allows coaches to make adjustments without hurting the overall integrity of the training, and the overall health and performance of their athletes.
Keeping your calendar flexible enough to account for changes will help you continue to meet the needs of your athletes, even as those needs evolve.
2. Flexibility in Performance Goals
Your training program must also be flexible enough to allow athletes with different performance goals to peak at the optimal times. This is especially true for athletes in sports like swimming or track and field, who may need to peak for performance several times within a single season. I asked Coach McHenry how he handles these different performance timelines with his track athletes at Castle Rock.
"As an example," he says, "we had our junior-varsity track athletes finish early. Some of our varsity athletes are going on to State, while others are simply finished for the season."
"It can be hard to look at a single progression for all these athletes—you might be missing the big picture," says Coach McHenry, yet another reason why a static 12-week program simply doesn't cut it for athletes. "Instead, I follow a simple flow chart that shows me exactly which athletes to place on which program."
By segmenting your athletes into groups by performance goals and peaking dates, you can optimize training for their diverse needs. With Volt, coaches can create multiple versions of the same program, each with a different periodized calendar. This allows them to help their varsity athletes peak for a state or national competition, while JV athletes peak earlier for regional qualifiers.
However you accomplish this with your athletes, it's important to remember that your program must be fluid enough to allow athletes at all levels, for all goals, to compete at their highest level.
3. Flexibility in the Training Session
Mike Nitka, 36-year veteran strength coach at Muskego High School (WI) and Volt Advisory Board member, knows how to make on-the-fly program adjustments. After all, if you're working with student-athletes, you're going to need to be flexible, sometimes on a daily or last-minute basis. This is yet another reason why static programs don't work for athletes—sometimes you have to modify your training to fit individual schedules and needs.
"Every spring, I'd have several football players come up to me and say, 'Hey Coach! I've got a part in the school play and have to miss our workout! Can we reschedule it?' So you simply have to take into account the student's individual schedule on a program level," says Coach Nitka.
Coach Nitka accomplished this by condensing a strength session into a 30-minute workout, or staying late to make sure his athletes didn't miss training. This is why we prioritize the most essential movements at the beginning of each Volt workout, allowing coaches to accomplish what they can in whatever timeframe they're working with.
"And remember that more is not always better, since it can lead to overtraining," advises Coach Nitka. "More often than not, simplicity over complexity will get the job done."
Your training program must also be flexible enough to account for modifications at the exercise level. Volt training, for example, allows a coach to replace any exercise with one from the same movement pattern category, letting coaches tailor the training without affecting the effectiveness of the program. Whether it's replacing a loaded movement with a bodyweight version or altering a workout based on equipment availability, there are certain changes you may need to make to keep your athletes moving forward—and your program must account for them.
The Takeaway
At the heart of the topic of program flexibility is the most important consideration in performance training: the safety of your athletes.
Let's say you've got an athlete who misses a few weeks of training. If your program does not adjust for that absence of training stimulus, you may be headed for disaster. This is why rigid, off-the-shelf 4-, 12-, or even 32-week training programs aren't a solution for your athletes.
@@Bottom line: if your program is inflexible, then your program is not optimized for safety.@@
This is the driving force behind all Volt training and why we've built our system to allow for dynamic programming. Our mission is to make it as easy as possible for coaches to deliver safe, effective sport performance training to every athlete, no matter their training goal. Free workouts printed from a bodybuilding website—or static programs that don't take into account age, experience, sport, season, and all the other factors a certified-strength coach uses to determine the appropriate training for their athletes—simply won't give you the same guided flexibility necessary for seeing progressive improvement throughout balanced movement patterns—especially for athletes training for performance in a sport. A flexible, adjustable training plan that is written in pencil, not pen, is the best way to guarantee both performance results and safety for your athletes.
Join hundreds of thousands of coaches and athletes using Volt's intelligent training system. For more information, click here.
Learn more about Christye and read her other posts | @CoachChristye


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Spend $400 on participating Friso products and
redeem a FREE FIRE ENGINE (worth $320).
PROMOTION PERIOD: 1st September 2018 - 31st October 2018
Purchase min. $400 on participating Friso products (excluding Frisolac 1 and Frisolac Comfort).
A maximum of 3 receipts can be consolidated together for each redemption of Friso Fire Engine. Redemption period starts between 19 November 2018 and 31 January 2019. See terms and conditions on how to redeem fire truck.
PRIZES: Friso Fire Engine (Worth $320)
Redemptions are limited to maximum TWO (2) redemptions of Friso Fire Engine per person
1. This redemption program is open to all residents of Singapore except employees and immediate families (spouses, and parents, siblings, children and each of their spouses and household members) of FrieslandCampina (Singapore) Pte Ltd, its associated agencies, involved distributors and trade retailers.
2. To make a redemption, participants are required to complete an online redemption form together with uploaded images/scans of the relevant receipts and invoices (www.frisofireenginegiveaway.com). Details for accessing the website landing page for the online redemption form are available via both online and offline (SMS) means. You should refer to the promotional materials for the latest information.
3. This redemption program may be combined with and is valid in conjunction with all other valid ongoing FrieslandCampina (Singapore) Pte Ltd promotions subject to the respective promotion terms and conditions.
4. Only legitimate receipts and invoices dated from 1st September 2018, 0000 hours – 31st October 2018, 2359 hours (Singapore Time) will be accepted for this promotion. Entries submitted may be subject to verification. Any receipts/ invoices dated before or after the promotion period will strictly not be accepted for this promotion. Illegible, defaced, altered, duplicated, tampered with, inaccurate, or incomplete entries or forms without valid receipts, entries containing printing typographical, mechanical or other errors or the printing is unclear or does not contain information that is required and/or sufficient spend will not be valid for this redemption. Late entries will not be accepted. FrieslandCampina (Singapore) Pte Ltd's decision on the eligibility of each redemption and all other matters relating to this promotion shall be final, conclusive and binding.
5. Following internal verification of your submission, successful participants will receive an SMS to the mobile telephone number specified in your redemption form within 2 weeks of submission. The SMS will contain information regarding the redemption process. Redemptions must be collected at The Redemption Centre, 465 Crawford Lane, #01-28 Singapore 190465 within 2 weeks of receipt of the SMS, and during the redemption period which will run between 19 November 2018 and 31 January 2019. You may call, SMS or WhatsApp the Redemption Centre at their hotline (+65)90292024 if you have any questions.
6. Redemptions are on a first come first served and while stocks last basis.
7. Redemptions are limited to maximum TWO (2) redemptions of Friso Fire Engine per person. You may be required to provide proof of identity and residency for each redemption. This gift is fixed for this promotion and not exchangeable for cash or other items. Gift(s) not redeemed by the stipulated collection period will be forfeited.
8. A maximum of 3 receipts can be consolidated together for each redemption of Friso Fire Engine. The receipts must be original and issued by the following Participating retailers: FairPrice, Cold Storage, Giant, Guardian, Watsons, Sheng Siong, RedMart, Friso Online (www.shop.friso.com.sg), Qoo10, and Friso Official Store on Lazada (http://www.lazada.sg/friso-official-store/) during the qualifying promotion period.
9. Friso Participating products include Friso Gold Stage 2 (900g); Stage 3 & 4 (900g / 1.8kg), Friso Gold Rice/Wheat Cereals (300g), Frisomum Gold (900g), Friso Gold 3 Sachet Box (330g) and Friso Gold 4 Sachet Box (450g). Friso Participating products exclude all infant formula for 0 - 6 months including Frisolac Gold 1 and Frisolac Gold Comfort.
10. FrieslandCampina (Singapore) Pte Ltd may at its discretion, at any time replace or substitute the gifts with any other of equal value, and reserves the right to vary, delete or add to any of these terms & conditions from time to time or terminate this promotion without prior notice.
11. By taking part in this redemption, you understand and accept without condition that FrieslandCampina (Singapore) Pte Ltd may elect to use you and your child's personal information contained herein for internal and/or external marketing purposes by mail/email/phone/SMS, whilst according your privacy or confidentiality with the highest priority and in accordance with our Privacy Policy (https://shop.friso.com.sg/english/privacy-policy).
12. FrieslandCampina (Singapore) Pte Ltd shall not be responsible for any problems, error or delay in the conduct of the promotion caused by or arising from breakdown, disruption, technical malfunction of any computer systems, equipment, hardware, software, servers or providers, website, telecommunication service or a combination thereof, including injury or damage to any participants or to any other person's computer or mobile phone related to and/or resulting from participating or downloading materials in or in connection with this promotion.
13. By accepting the Friso Fire Engine, you acknowledge that:
- The Friso Fire Engine will be given as-is to you without warranties of any kind whatsoever, express or implied. They should be used in accordance with the instructions manual (if provided).
- FrieslandCampina (Singapore) Pte Ltd assumes no responsibility for any death, personal injuries, and any other direct, indirect or consequential loss, damage, or costs incurred arising out of / in relation to any usage of the Friso Fire Engine, to the fullest extent permissible by law. To the fullest extent permitted by law, you and your parents/legal guardians/ children/ family members agree to release and agree to hold harmless FrieslandCampina (Singapore) Pte Ltd from and against any and all rights, demands, claims, causes of action, losses, damages, costs and expenses whatsoever , or which may arise, whether in whole or in part, and whether directly or indirectly, including agreeing that none of you will sue or make any claim against FrieslandCampina (Singapore) Pte Ltd for death, personal injuries, and any other losses or damage whether direct, indirect or consequential, arising out of the acceptance, possession and usage of the Friso Fire Engine.
14. For all enquiries regarding this promotion, kindly contact our Friso Care Line at 6419 8484 (Monday to Friday 9am to 5pm, excludes public holidays). All calls to this number may be subject to charges by your telephone service provider.
15. This promotion and the terms and conditions shall be governed by the laws of Singapore. The parties hereby submit to the exclusive jurisdiction of the courts in Singapore.
For all enquiries regarding this promotion, kindly contact our Friso Care Line via firstname.lastname@example.com or at 6419 8484 (Monday to Friday 9am to 5pm, excludes public holidays). All calls to this number may be subject to charges by your telephone service provider.
For redemption: www.frisofireenginegiveaway.com
- Gifts, complimentary items, vouchers, promotion codes, rebate letters and redemption letters are non-replaceable if lost, misappropriated, stolen or damaged. The risk of loss of such gifts, complimentary items, vouchers, promotion codes, rebate letters and redemption letters pass to you upon the delivery or electronic transmission to you. RedMart is not responsible for lost, misappropriated, damaged or stolen gifts, complimentary items, vouchers, promotion codes, rebate letters and redemption letters.
- RedMart may vary these Terms and Conditions or discontinue any promotion / discount / benefit / privilege at any time without any notice or liability to any party. Any change to these Terms and Conditions will take effect immediately, unless stated otherwise. Notice of any changes is deemed to be given when published on the website and RedMart assumes no obligation to provide notice in any other manner.
- RedMart shall not be liable for any loss, claim or damage suffered or incurred as a result of the use of RedMart's goods and services or redemption of gifts or vouchers or use of promotion codes or any other privileges. RedMart shall have no liability whatsoever in respect of interruptions or unavailability of the RedMart's website or goods and services at any time.
- RedMart makes no representation or warranty whatsoever, express or implied, with respect to the promotions / discounts / benefits / privileges offered.
- RedMart may market, promote or transmit information about any promotions / discounts / benefits / privileges in any and all media or formats.
- All information is correct at time of print. While every effort is made to keep our promotions' information as up to date as possible, there may be short delays in updating such information. In this instance, the new terms and conditions of the relevant promotion / discount / benefit / privilege shall apply and override the information stated on our website.
- Further terms and conditions apply. Please visit: http://about.redmart.com/terms for more information.