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The Cost of Empathy
Most of the time, I feel my ability to empathize with others is a valuable trait. To be able to put myself in one's situation and allow myself to feel as if I was going through whatever is going on has helped me help others. It, in many ways, is really a blessing. Empathy and sympathy are two different animals and not many realize that. To sympathize is simply to feel bad for someone and to empathize is to truly feel the sorrow, pain, anger, frustration, and so on yourself. Not everyone is able to empathize with others and when you're able to use that ability to help someone and it's successful, it's an amazing feeling.
Sometimes though, it takes a lot out of you when you feel too much and often times, there's not much you can do to get away from that. Sometimes seeing or hearing about bad things happening around the world will get to you. When there's so much weighing on you, it can pull you into pits of despair. Sometimes that very thing we may call a blessing one day, well it can feel like a curse the next. It can be really hard to separate yourself from the pain that surrounds you, especially when you yourself have things going on.
When you're struggling, some may even tell you it's okay to take a step back from everyone else and focus on your own life and while you know on some level that they're right, this overwhelming sense of guilt haunts you. "But they need me! What if I can help?" And doesn't it sometimes help us when we're able to help others? Yes, sometimes helping another can heal your own soul and what a gift that is. Sometimes though, it can be too much to handle. How though, do you convince yourself to actually put yourself first?
There is a great cost to one's self when you empathize with others. We don't always see it or wish to acknowledge it. Sometimes we feel that is why we're here, to help others so that they're not alone, so that we might do some good in this world, especially when there's so much hate surrounding us. But to open yourself up and allowing other's lives to touch your own and get to you, well it changes you. It can become depressing, keep you up at night, make it hard to eat or push you eat too much, cause crying fits you don't always understand, and cause damage to your well-being and relationships. People may ask, "Why do you always put other's needs ahead of your own?" "Why can't you tell people no?"
Some find their ability to empathize a great strength, for it takes a lot to be able to do this. To make yourself vulnerable really does take courage not everyone possesses. Some though, they feel it is a weakness to make yourself a "slave" to others emotionally, if you will. Some feel that it makes you weak to be that vulnerable, to feel that much, and to allow it to drag you down. I feel, after really thinking about it these many years, that it is both, for me at least. I think it can make me strong, especially when it allows me to truly help another, to make things better for someone, even if just a little. I hate seeing people in pain, of any kind, especially those closest to me. If I can help ease their pain at all, I am glad to do it, most days. There are times when I feel it does hinder me though. There are times when I feel like it's too much and that it's taking its toll on me. Sometimes I do feel weakened by it.
I will admit that there are times when there is so much going on and my mind feels as if it's going to come unhinged. And while there's some feelings of guilt for "abandoning" people who need me, sometimes I admit it is best when I shut myself out from those around me so that I can focus on me for a moment, so I can think and sort things out. Sometimes I need a breather, some time to relax and let the stress levels come down. Have you ever felt that way? Have you ever needed to walk away from everyone else for a little bit so that you could fix your own problems? Have you ever felt so dragged down by what everyone around you is going through that you feel like you're about to lose control of yourself? What do you do when you feel these things? And how do you convince yourself that you're not being a bad friend or relative? How do you convince yourself that it's okay to look out for you before others sometimes?
Mostly, I do feel being, what some call an Empath, is a good thing. But yeah, it really can cost you. The trick is to find a healthy balance, but often times we don't know how to achieve that. I think it's a learning process, one we may never fully succeed at, but perhaps get better at as the years go by. Here's to learning, growing, helping one another, and yet not neglecting ourselves. May we get even a little bit better each day and finding ways to improve both our lives and those around us.


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We are a global practice and one of the only firms with a leading derivatives practice in London, New York and continental Europe (in particular in Germany), as well as a strong derivatives practice in Hong Kong. We have acted on derivatives matters for almost the entire "Phase 1, 2 and 3" derivatives dealer groups (the 35+ group of financial institutions with over USD 1.5 trillion of notional derivatives). We also have a stellar buy-side client base comprising hedge funds, asset managers, pension funds, insurance companies and multinationals
Amongst its many awards, our team was declared European Law Firm of the Year at the 2018 GlobalCapital Derivatives Awards. The practice was previously declared European Law Firm of the Year in 2015, 2016 and 2017; and Americas Law Firm of the Year 2016, 2017 and 2018; as well as being commended in the "Complexity and Scale" category of the FT Innovative Lawyers Report: Europe in 2018 and the "Legal Expertise: Managing Complexity & Scale (International)" category in the Financial Times, Asia-Pacific Innovative Lawyers 2017 Report.
Chambers UK said that the practice "has its finger on the pulse with ISDA and transatlantic regulatory work"; and provides "military-style turnaround, good value and a deep bench". The UK Legal 500 says that the practice "has not only significant scale and genuine cross-discipline expertise, but also a mindset that builds relationships and a commitment to giving high-quality advice." and that "fast responses and excellent value give clients great confidence in Mayer Brown". The USA Legal 500 says that the practice has "played a significant role in assisting banks and trade organizations with adjusting to new US regulatory requirements". and that the "the team also acts for major industry associations and has provided opinions on novel points of regulatory interpretation". Chambers Asia says that our team "demonstrates a high level of proficiency and skill across the board."
We advise on complex OTC and structured credit, equity, fx and commodity derivatives (see also Areas of Focus: Structured Products, and CDOs and CLOs) as well as insurance and pensions-linked derivative structures (see also Areas of Focus: Pension De-Risking and Longevity Solutions).
A large part of Mayer Brown's practice is devoted to helping the industry respond to changes in the US derivatives market brought about by the European Market Infrastructure Regulation (EMIR) and the Dodd-Frank Act (see Related Areas: Derivatives Regulation; and Uncleared Derivatives Initial Margin Projects). We also advise on distressed derivatives and enforcement, together with our litigators and insolvency colleagues.
Derivatives Regulation: Uncleared Derivatives Initial Margin Projects
Between 2016 to 2020, the EU's EMIR Margin RTS, US Dodd-Frank Act and other key global regulations are phasing-in a requirement for counterparties, with more than $/EUR 8 billion (or equivalent) gross notional amount of uncleared OTC derivatives, to collect Initial Margin or "IM", from other similarly affected counterparties. As the margin must be segregated, these arrangements are called "IM Seg" requirements.
This is being introduced in five phases. Phase 1, which took effect in September 2016 and February 2017, obliged counterparties to post and receive IM with similar affected Counterparties, where both had a gross notional amount of derivatives over $/€3 trillion. Phase 2 and Phase 3 captured Counterparties having a gross notional amount of derivatives over $/€2.25 trillion and $/€1.5 trillion respectively. Phase 4 ($/€0.75 trillion) and Phase 5 ($/€8 billion) could bring over 70 and 1200 Counterparty Groups respectively.
The volume and complexity of legal agreements that require negotiation in advance of September 2020 presents an almost unprecedented challenge to participants in the derivatives market.
To meet that challenge, affected organisations will need to have access to:
- global legal and regulatory advisory capability; and
- large scale outreach and IM negotiation capability.
Mayer Brown and DRS have created IMpact2: a compelling cost effective service providing high quality regulatory advice and legal analysis by Mayer Brown implementing the right IM infrastructure; together with cutting edge execution from DRS.
IMpact2 brings those two disciplines together in one co-ordinated and comprehensive solution, combining Mayer Brown's global derivatives practice with DRS's outsourced contract management service.
As part of this service, Mayer Brown provides:
- Template and playbook development: preparation of template IM Documentation; and preparation and maintenance of negotiation "playbooks";
- Advice on complex/bespoke issues: consideration of complex or bespoke (i.e. non-playbook) legal and regulatory issues arising during IM negotiations; and
- Post-completion assurance: drafting compliance/legal memorandums (if required); assisting with registration obligations (if required).
DRS, for its part provides:
- Paralegal Operations: creation of IM draft contracts; outreach & chasing; review of client amendments; creation of revised drafts; creation of execution copies; and maintenance of DMS/project data;
- Legal Review: to validate output of Paralegal team; ,manage escalation to Stakeholders; and ensure playbook compliance;
- Liaison: liaison with Mayer Brown and in-house legal teams and training;
- Process Management Outsourcing: process management; production of management information; SLA/KPI monitoring and resource management.
Please see our IMpact2 brochure for further credentials and background; and our episodes from our Initial Margin for Uncleared Derivatives in 2019 and 2020 [link here and link here] video series, and/or contact Edmund Parker [link here] to discuss your needs.
Derivatives: Industry Representation
We frequently represent ISDA, including multiple ongoing representations, and have been involved in every major initiative by ISDA in response to the Dodd-Frank Act. Mayer Brown has represented ISDA and IHS Markit in connection with the development of ISDA Amend, since the launch of this web-based platform in 2012. This joint venture has revolutionized the way market participants use ISDA protocols and documentation.
We represented ISDA in the structuring and drafting of ISDA protocols and new ISDA published documentation in response to the new wave of derivatives regulation and have rendered legal opinions to ISDA on its recent variation margin and resolution stay protocols. In addition, our team rendered the collateral provider and collateral taker insolvency memoranda on ISDA's new margin documentation, which will underpin swap dealers' legal diligence efforts to establish compliance with certain requirements under the margin rules.
The margin opinions mentioned above supplement principal insolvency opinions authored by Mayer Brown lawyers and published by ISDA in support of netting for capital and credit purposes. Netting is the mechanism that has allowed the over-the-counter market to achieve its present size and strength. In conjunction with this effort, our Derivatives & Structured Products practice works for a variety of institutions (including the Association of German Banks) preparing netting and insolvency advice with respect to special counterparties and transactional situations, such as trading with supranational institutions or government-sponsored enterprises in conservatorship.
We also represent the Association of German Banks on document solutions for IM and indirect clearing.
We represented six Phase 1 swap dealers in connection with their responses to margin regulations for uncleared derivatives being adopted by regulators around the globe. These representations were wide in scope and ranged from assisting swap dealers with complete overhauls of their current ISDA credit support documentation to devising strategies to address internal business, credit and operational issues caused by the margin regulations.
We have also represented these same dealers in connection with the development of new products intended to address some of the market changes brought about by the new margin regulations. Clients frequently praise our cross-practice integration, exemplified by our derivatives and litigation teams' joint representation of 11 leading dealers and asset managers as their advocate on the ISDA Determinations Committee's first-ever external review.
Actualités récentes
août 292019
août 272019
juillet 302019
Compétences liées
- Asset Finance
- Bank Asset Sales
- Banking & Finance
- Capital Markets
- CDOs and CLOs
- Convertible Bonds
- Corporate Trust & Agency
- Emerging Markets
- Energy Finance
- Fund Finance
- Global Projects
- Green Bonds
- High-Yield Bonds
- Islamic Finance
- Lending
- Leveraged & Acquisition Finance
- Private Credit
- Real Estate Finance
- Receivables & Supply Chain Finance
- Securities Litigation & Enforcement
- Social Finance
- Structured Finance
- Structured Products
Actualités récentes
août 292019
août 272019
juillet 302019
octobre 082019
septembre 122019
NIBA Chicago Conference 2019: Real Time Compliance
Hosted By National Introducing Brokers Association
mars 202019
MPF Awards 2019
Mayer Brown recognized in Best Philanthropy Engagement category
The UK Legal 500 2019
Mayer Brown's derivatives practice "has not only significant scale and genuine cross-discipline expertise, but also a mindset that builds relationships and a commitment to giving high-quality advice."
Ranked for Capital Markets: Derivatives – United States
Global Capital 2018 Derivatives Awards
Won European Law Firm of the Year (Transactional); and Americas Law Firm of the Year (Overall). Nominated for Global Law Firm of the Year"
Global Capital 2018 Derivatives Awards
Won Americas Law Firm of the Year – Overall.
GlobalCapital Derivatives Awards 2017
Won US Law Firm of the Year (Regulatory)
Won European Law Firm of the Year (Transactional)
International Bond Deal of the Year and Financial Institutions Financing Deal of the Year for 2017
Represented Turkiye Vakiflar Bankasi A.S. in connection with a EUR 500 million first-ever covered bond issuance by a Turkish bank. The team in London assisted the bank with the related hedging arrangements, which involved complex front and back swap arrangements aimed at eliminating any Turkish lira convertibility risk for the covered bondholders. We also had to ensure compliance of the transaction documentation with the criteria established both by the Turkish Capital Markets Board and Moody's.
Financial Times, Asia-Pacific Innovative Lawyers 2017 Report
Nominated for our advice in "Legal Expertise: Managing Complexity & Scale (International)" in relation to the Myingyan Power Project in Myanmar. We are advising the lenders to Sembcorp, the successful bidder with respect to the Myingyan 225-MW gas-fired power project, Myanmar's first internationally competitively tendered power project, on the hedging aspects of the transaction.
GlobalCapital Derivatives Awards 2016
Won European Law Firm of the Year (Regulatory)
Won US Law Firm of the Year (Regulatory)
Nominated for Global Law Firm of the Year
What the team is known for:
Enjoys an outstanding reputation for its securitization practice, particularly in the USA. Offers expert advice across a range of asset classes, including mortgage-backed securities and auto loan transactions. Also well recognized for its derivatives offering. Attracts praise for its pan-European operations.
Clients commend the team for its expertise in this area, noting that "they are one of the premier shops I work with, always good and clear advice."
The department is also complimented for its "superb timing" and "great quality."
United States
Chambers – US
What the team is known for:
Frequently provides regulatory advice to trade associations, asset managers and ISDA on issues concerning Dodd-Frank and the Volcker Rule. Also handles extensive transactional work for banking clients and offers notable recent experience advising on the netting process. Works closely with colleagues from the securitization, leveraged finance, bankruptcy and litigation teams in providing clients with a comprehensive service.
Clients praise the team's "cutting-edge legal advice," noting that its lawyers "explain complicated concepts comprehensibly."
Legal 500
Working out of the firm's New York and Chicago offices, Mayer Brown's highly regarded structured finance team prides itself on its cross-border securitization capabilities, and is especially strong in handling CLO transactions. The team also advised multiple issuers and underwriters on Reg AB II shelf registrations.
Legal 500 – UK
Mayer Brown International LLP 'has an excellent team and the quality of its work is consistently good' says one client, who notes that 'the firm has not only significant scale and genuine cross-discipline expertise, but also a mindset that builds relationships and a commitment to giving high-quality advice.' Another client views the firm as 'the very best at what they do if you are willing to look outside the Magic Circle.' Its London team works closely with the firm's offices in New York, Europe and Hong Kong, which have strong derivatives capability, to provide a global service to clients. The firm has a strong buy-side client base that includes hedge funds, asset managers, pension funds, insurance companies and multinational corporations, and it regularly acts for industry body ISDA.
Legal 500 – Germany
Traditionally strong in the auto loans and leasing segments, Mayer Brown LLP continues to advise on multiple transactions in true sale securitizations and asset-based lending business. The firm also covers the regulatory aspects of structured financial products and all aspects of OTC derivatives and clearing. Patrick Scholl is also recommended.
Chambers – UK
What the team is known for:
Represents purchasers on a range of structured finance and derivatives deals. Offers specialist advice on private securitizations, including CMBS, RMBS and auto loan transactions. Focuses on buy-side matters for a client base that includes leading hedge and private equity funds.
"They are one of the premier shops I work with, always good and clear advice."
"They are an incredible securitization outfit."
Chambers – Germany
What the team is known for:
Versatile capital markets practice with a solid footing in the securitization and derivatives market. Receives regular instructions on structured products issuances and regulatory-driven derivatives matters. Additionally active in DCM, assisting with debt issuance programs, including high-yield offerings. Mainly works for domestic and international financial institutions. Has expanded its offering over the last year with a number of lateral hires.
"The firm works in a very concentrated manner and produces good memos within tight deadlines, in terms of both content and style."
"The teams work effectively across different legal disciplines and have a comprehensive knowledge. They are reliable and flexible."
Legal 500 – Hong Kong
Mayer Brown has a strong global platform in this segment and a flourishing derivatives and structured finance practice in Hong Kong. The group is active in fund-related matters and has close connections to large PRC banks, bulge-bracket international banks, non-bank financial institutions and PRC-based asset managers.


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Elegant Colorado Ski & Golf Community
This elegant ski and golf community is situated adjacent to one of the finest ski areas in the country, Beaver Creek Resort. With easy mountain ski access year-round via Village-to-Village trails, residents can explore the rugged landscapes of both Beaver Creek and Bachelor Gulch. Arrowhead residents also have the privilege of a highly touted membership to Country Club of the Rockies with a Jack Nicklaus Signature golf course.


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Holding the camera steady, press the shutter the rest of the
Apple trees are planted according to their size. The dwarf apple trees need to be planted 8 to 10 feet apart and they bear fruit during the very first year. The semi dwarf trees need to be planted 18 20 feet apart and they start bearing fruit in three to six years..
Ryan was closely involved with extending James Simpson Daniel's contract by three years, dissuading him from moving to France. The captain Mike Tindall has signed for another year, but he is injured. Names like Freddie Burns, Jonny May, Henry Trinder, Charlie Sharples and Dave Lewis have pushed themselves forward.
At AZ Ice Acadia, Holthaus says the Auston Matthews love in continues to thrive. At the same time, he notes that Matthews accomplishments and the ensuing publicity still seems surreal. It is even evident on the arena web site, which acknowledges a visit from Sportsnet Chris Johnston back in December.
It said not enough of the rental income from States homes was re invested in maintenance and improvement.It means there is a shortfall of about needed to pay for maintenance, repairs and improvements in States homes wholesale jerseys, the report said.»Under the current financial arrangement the housing cannot be maintained effectively,» Professor Whitehead told BBC Jersey.»If they leave it as it is at the moment they will simply have to sell off more stock to ensure that reasonable standards are in place.»As well as selling some of the States homes to afford the upkeep of the rest, the report suggests setting up a separate agency to manage government owned housing.Housing Minister Terry Le Sueur said he was already aware of the issues the report has raised.It is up to the States to decide whether to invest more money in the upkeep of social homes, he said.He has always been in favour of States housing being managed by a separate organisation, he added. The BBC is not responsible for the content of external sites. Read more.This page is best viewed in an up to date web browser with style sheets (CSS) enabled.
It is tight, technical and fast racing. From start to finish, it is a mad dash. Bones get broken. Flip doesn't understand why nobody is wearing caps instead of those visors. Why should you watch? Just to hate both teams. Hockey: Tomorrow could be the last NHL game for, oh, a few weeks.
Secondly, mixing politics with the sport. This ties the hands of the people who truly want to advance the game in Africa. Finally http://www.cheapnfljerseys17.com/, FIFA should give more attention to the issue.. We'll see how it goes.»Also filed under «see how it goes» is playing Marcus Foligno or Patrick Kaleta tonight. Both are returning from injury Marcus from a shoulder injury suffered over a week ago in Pittsburgh and Kaleta from breaking bones in his face during the preseason.»They'll both be a little bit rusty missing some time, so we'll see who the best of the best is feeling health wise come the first game and we'll go from there also,» Nolan said.The Sabres will face off against their former captain Steve Ott tonight. Ott earned tons of respect from Nolan last year.»I have really fond memories of Steve Ott,» Nolan said.
We have more concerns about domestic based acts of violence. Reporter: While he says there are no specific credible threats against this weekend's game, they're prepared to respond by any means necessary. Customs black hawk helicopter part of a fleet of aircraft guarding the super bowl from above.
Keeping your finger on the shutter release button so it remains pressed only half way, move the camera until you have the composition you want. 4. Holding the camera steady, press the shutter the rest of the way. Before the game, there was a sign of the maturation of the MLS and of American soccer culture: a farewell to Clint Mathis wholesale jerseys from china, who had recently retired. God, that was fast, I thought; it seemed like just the other day that he came out with the mohawk in the 2002 World Cup. He was only 33, but had knee trouble.
England led 14 5 at half time and then succumbed to a lastsecond penalty in normal time. Their supporters watch in horror as Elton Flatley brings Australia level once more deep into extra time with a penalty kick, awarded after Lawrence Dallaglio illegally plays the ball on the floor. Despair back in England has turned to a sense of foreboding.
Don want a traditional sort of funeral, Ruth Miller told the Cambridge News. For a child, so we thought we would have it as bright and cheerful as he would want it. Who was diagnosed with leukemia when he was 3, received a letter from Terry when he was placed on a life support machine .


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The Great iPhone Antenna Kerfuffle of 2010/
Unless you've been under a rock for the past 3 weeks, you've undoubtedly heard about the controversy surrounding the iPhone 4's antenna — or you've been holding your iPhone 4 in your left hand.
The kerfuffle has to do with the new design of the iPhone 4's antennae, which is composed of the stainless steel band along the edge of the iPhone. One segment handles WiFi, Bluetooth, & GPS, and the other handles the GSM signal that actually makes the iPhone, well, a phone. The problem appears to happen when the area where these two antennae meet is bridged by a user's hand. It is believed that skin contact antennuates the signal and results in the signal dropping or being cut off altogether, resulting in the ceasing of data transfer, or a dropped call.
I have been able to reproduce the issue on both my iPhone 4 and my wife's. At home, where we are in a strong signal area, I can only drop the signal readout by one or two bars. At work, where I usually only have 1 bar due to being in a low signal area, and our building is practically a faraday cage, I can drop it to No Service.
Now, granted, being right-handed, I haven't really had much of an issue with this personally. I really don't hold my iPhone in such a way as to bridge the antennae. However, this does not negate the fact of a serious issue existing with the antennae.
Over the past few weeks, this issue has been gaining traction in the media, culminating with Consumer Reports rating the iPhone 4 as the best smartphone on the market, but slighting it with a recommendation to not buy it because of the antenna issue. Ouch.
Well, all of this has certainly grabbed Apple's attention. Prior to the Consumer Reports review, Apple had said they discovered their algorithm for calculating the signal display was erroneous, and they would issue a software fix to more accurately represent how many bars are truly present. They also said they would make the bars 1, 2, & 3 slightly taller to be seen easier.
Honestly, I think this was a lame excuse from Apple and it doesn't address the underlying problem. Heck, it really didn't even acknowledge the actual problem very well. However, that may change…
Since the review from Consumer Reports Apple announced they would be holding a press conference on Friday, 16 July 2010. Apple didn't tell invitees whether or not the briefing would be addressing the antenna issue or rather pertain to some other announcement regarding the iPhone 4 (I've heard wild guesses such as white iPhone 4 preorder date, Canadian release date, and, most wildly, Verizon iPhone announcement. I think none of those are true).
I do think the main topic of the briefing will surround the antenna of the iPhone 4. I think Apple will admit to there being a flaw, that was simply overlooked in testing (we know from Gizmodo's scoop of the iPhone 4 a while back that the iPhone 4 was tested externally in cases to disguise it as a 3GS). I see this playing out with three different solutions, in order of magnitude:
- Software fix coming to update the modem firmware to adjust for attenuation by user's hand.
- Free Bumper case to any iPhone 4 owner upon request.
- Product recall.
I think scenario 1 will be a shoe in, with a possible appearance of scenario 2. This would be a good move. There is a chance scenario 2 will be the only solution offered, which would sadly still not address the underlying issue. My hope is that the issue can be alleviated by a software fix alone, though I do believe the hardware is the true culprit.
Scenario 3 would be the defcon 5 last resort. A recall and reissue of fixed hardware would be a pain for customers, and extremely costly to Apple. Investors would probably freak over this, too. However, it may actually be the best possible PR move, and in the end would build a rapport with customers who would think of Apple as doing the right thing. Still, this would be extremely arduous for all parties involved.
I truly do hope this can be fixed in software. I'll report back Friday.


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KISSmas in July: Studio Albums Ranked (#10-#1)
Part 2! If you didn't read part one you can read it here. I'm going to start this post off very similarly to the last one. First I'd like to note that these are strictly my opinions as a fan and not as a critic. If this was being done as a critic then the list would be almost completely different. Secondly these are a reflection of my opinions and not that of Decibel Geek,…Read More


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The Italian Program is a discipline-based subject of study taught, researched, and experienced from a multi-disciplinary perspective.
Our program intends to go beyond the "language-leading-to-literature" model; over the centuries, Italian culture has reverberated worldwide. Thus, our aim for the 21st century is to project the study of both language and literature onto a multidisciplinary cultural continuum that reflects the diversity of the world around us.
Italy is the country that gave birth to: banking, Roman imperialism (and, thus, the Romance Languages spoken today from Paris to Montreal to Patagonia); Humanism and the Renaissance; import/export trade with the East; Guiseppe Garibaldi; Dante's Divine Comedy; prosciutto and parmesan cheese; fascism; pizza as we know it; and the cinema of de Sica, Visconti, Fellini and Rossellini… Throw in Benetton, soccer, Ferrari and Lamborghini sports cars, the Sistine Chapel, il signor Jacuzzi, Florence and Venice… How could we possibly second-guess what you could do with all this?
The Italian Program currently offers a Minor.
Click here for Program Requirements
The minor can be declared on the Student Service Centre (SSC) when you have third-year standing.
Dr. Stephanie Spacciante: Soaking up Culture
Stephanie Spacciante says she launched the Summer Study Abroad program in the Department of French, Hispanic and Italian Studies with one thing in mind: that you can only do so much in the classroom. "You can learn a language," explains Spacciante, a lecturer in the Department of French, Hispanic, and Italian Studies and founder of of the Summer Study Abroad program, "but you can't learn the culture unless you've lived there."
Department of French, Hispanic and Italian Studies
Buchanan Tower
797-1873 East Mall
Tel: 604-822-2879


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Michael Barry
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Mike is a native of Missouri, who grew up roaming the open fields and farmlands of what is now known as Chesterfield Valley. Never forgetting the splendor of those adventures he has kept his love of nature and his admiration of American landscapes alive in his photography for over fifty years. With his photography, he possesses the ability to showcase all of the beauty, majesty and humor that nature has to offer.
He began his lifelong passion for photography at a very young age. His parents were always buying the latest camera equipment for the family, without the knowledge or talent to use it. He began by photographing family activities, but nature was his calling and he became more creative and zealous as the years passed.
Mike's work has taken him throughout the continental U.S. along with Hawaii and Alaska. His photography has been published in books and magazines, both in the U.S. and abroad. The techniques he uses, not only captures the composition of a subject, but the personality as well, which seems to have a worldwide appeal.
Mike is both a juried member of the GREATER ST. LOUIS ARTISTS ASSOCIATION, BEST OF MISSOURI HANDS and is a resident artist with Chesterfield Mall's "MINDSCAPES GALLERY". His photography and show schedules are constantly updated on his website:


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Authors and affiliations:
Rick Nicksic. Managing Partner; Greg Cooper. Managing Partner; Amy Day, RRT. Senior VP. Clinical Services. lncreMedical, LLC, 8259 Wicker Avenue. St. John. IN 46373
In 2014, COPD-related healthcare costs exceeded $36 billion.1 In 2015, 78% of hospitals were penalized for readmission.1 What if there was a way to facilitate early, appropriate COPD diagnosis and provide continuous monitoring and intervention in the acute and post-acute care settings so that COPD hospital readmissions are reduced? A recent study explores how a program of acute and post-acute care management can help keep patients on track, and out of the hospital.
Philips attended Medtrade 2018
October 15-17, 2018
Georgia World Congress Center
Atlanta, GA
New interactive Nebulizer Therapy Guide
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COPD Insider
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Everyone needs a good night's sleep. It's generally thought that being well-rested contributes to healthy brain function and overall physical health. Recent findings have shown that many of the beneficial effects of sleep on the restoration of brain function are thought to be mediated primarily by slow wave sleep2,3—defined as non-rapid eye movement sleep that accounts for 80% of total sleep. Additionally, slow wave sleep, or SWS, has been shown to play a pivotal role in the optimization of memory consolidation.2,3
A recent study sponsored by Philips Healthcare explores how chronically and mildly sleep-restricted patients get better sleep.
1Kaiser Health News analysis of data from the Centers for Medicare & Medicaid Services. Available at http://khn.org/news/medicare-readmissions-penalties-2015 and http://kff.org/medicare/issue-brief/aiming-for-fewer-hospital-u-turns-the-medicare-hospital-readmission-reduction-program/.
2Tononi, G. & Cirelli, C. (2006). Sleep function and synaptic homeostasis. Sleep Medicine Reviews, 49–62.
3Tononi, G. & Cirelli, C. (2014). Sleep and the price of plasticity: from synaptic and cellular homeostasis to memory consolidation and integration. Neuron, 12–34.
4SmartSleep: quantifying slow wave activity enhancement Sleep and Respiratory Care, Philips, Monroeville, PA, United States: https://images.philips.com/is/content/PhilipsConsumer/Campaigns/HC20140401_DG/Documents/smartsleep-whitepaper.pdf


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If you're a solid poker player and you're able to guess what your opponent has accurately, that skill is a valuable asset at the tables. So, what if you could translate that skill into actual dollars? In this article, we will be discussing G-Bucks, which is a system for figuring out your equity in a given hand. The calculations are based on both your cards and your opponents'. Figuring out and mastering this system takes time and effort, and you have to be decent at math (or at least be open to learning it). So, if numbers and calculations sound like something you're interested in, then let's dive right into this complex concept.
When it comes to playing poker, most of us will think about strategy regarding hands played and money spent in the pot. You are thinking about what you have, or could have, and comparing it to your opponents to see if you should raise, call or fold. Let's see how G-Bucks can help you with that…
What are G-Bucks?
Technically speaking, G-Bucks are imaginary dollars that you figure out based on your hand's equity. The thinking is that you should be evaluating your opponent's hands all the time. This means you should be able to figure out a dollar amount that you will win or lose in the long run. Calculating your equity over a number of hands is the key to getting your equations just right. Poker is usually a marathon, not a sprint, so you should be strategizing accordingly.
The way that G-Bucks work is that you compare your hand to your opponent's range of hands. You could go the opposite way and give yourself a range and the other player a definite hand. However, that will require that you are spot-on in your analysis. For beginners and those who have not yet honed their predictive skills, it's much better to give the range to your opponent.
Once you have set a range of hands (for example bottom pair, suited connectors, and flush draws), then you can calculate the equity that your hand has, so you will know if you should call. After crunching the numbers, you should see a net difference that will tell you how to play the hand.
Where to Begin
The first player to demonstrate the G-Bucks technique was Phil Galfond, who took another similar concept called Sklansky Dollars (we'll go into that in a second) and expanded on it to make it more applicable to most players. His explanations were rather long-winded and full of jargon, so we'll try to make it simpler and easier to understand. With that in mind, calculating G-Bucks (or Sklansky Dollars) is some high-level poker strategy. Think twice before attempting it if you are new to the game.
If you want a layman's version of G-Bucks, you are essentially figuring out how often your hand will win against a range of hands. For example, your cards could beat three out of five possible hands, making it a net positive to call. Conversely, your hand may only win against one out of five, which indicates a fold. G-Bucks gives you a dollar amount to pin to this average, so you know exactly what you're getting into.
Sklansky Dollars
The origins of G-Bucks are deeply rooted in Sklansky Dollars, which is to say that it would not exist if Sklansky didn't. The original formula was proposed by professional poker player David Sklansky.
In this version, you are comparing your hand to your opponents, but in both cases, you are assuming a definitive hand on his part. Thus, to truly get accurate with Sklansky Dollars, you have to be able to narrow your opponent down to one or two hands and then guess correctly. As a result, this formula is fantastic for post-game analysis but can be ineffective when in the moment.
Otherwise, the calculations are almost the same. The concept is identical, which is why we said that G-Bucks couldn't exist without Sklansky. If you want to master your equity calculation game, then we suggest that you bone up on Sklansky as well as G-Bucks so you can utilize both to your advantage. However, if you had to pick one, then G-Bucks are much better overall.
Calculating G-Bucks
Here is where we get into the nitty-gritty. Calculating equity is something that many poker players have not mastered, mostly because it's hard to do. If you play online, there are equity calculators that make everything easier, but you still have to be able to narrow down an accurate range of hands. After all, calculating hands that probably aren't going to come in will not help you get a precise G-Buck reading.
With that in mind, let's break down the concept into cold hard numbers.
We highly suggest that you use a poker calculator to figure out these equations unless you are crazy good at doing them in your head. If that is the case, we still suggest that you compare your numbers to a calculator as they will be much more accurate in the long run. Some great poker calculators are available, check this list.
To accurately gauge your G-Bucks, you will need to do three things. First, you have to work out an accurate range of hands for your opponent. If you are struggling with this, then you will want to spend some time analyzing your hands postgame. This will help you to build up a good foundation.
Second, you plug your hand and your opponent's range into a poker calculator to get the equity of both of your hands. A good calculator for measuring range is Pokerstove, as it will give you the option to plug in multiple hands.
Finally, you multiply the pot size by your equity to work out how much money you stand to win on average.
As with any poker calculation, you are working on averages, rather than absolutes. Thus, you will want to call if your percentage is high enough to warrant a win in most situations. Because you cannot know for sure what will happen (or what your opponent has), you have to make decisions without knowing all of the facts.
For that reason, it's always best to give your opponent a realistic range. Until you can narrow down his playing strategy and understand his methods, you will have to assume that he will call or raise with more hands than he realistically would. As you progress and test out G-Bucks on the table, you should be able to refine your estimation. The best way to figure out how you're doing is to compare his hand to the range you gave him. Post game analysis is incredibly important, and you should be doing it both on winning and losing hands.
Practice Calculations
While some of you may be able to understand this concept abstractly, we understand that most of you will need a couple of examples to fully grasp what we're talking about. So, with that in mind, let's go over some practice hands so you can see G-Bucks in action.
Let's say that you are betting pre-flop. Your hand is a QJs, and your opponent raises $10 to make the pot $25. In this example, let's say that he is a tight aggressive player, and will only raise with a high pair or suited connectors.
Thus, our first step is to determine our range. To keep things simple, we'll limit his range to five different hands. They will be QQ, KK, AA, AKs, KQs.
Once we know the range, we will have to calculate our equity compared to that range. To help you understand the concept better, we'll break this down piece by piece. To do that, let's compare our equity against each of his possible hands.
- QJs vs QQ: 15% (85% for our opponent)
- QJs vs KK: 18% (82%)
- QJs vs AA: 18% (82%)
- QJs vs AKs: 37% (63%)
- QJs vs KQs: 28% (72%)
As soon as we have the equities of each hand, we will figure out the average of the range. To do that, we have to multiply the percentage by the number of combinations that that hand has. So, for example, a pair of aces has six possible combinations, making the equation: .82 x 6 =4.92
We do that for all of them and we wind up with this.
- QQ: .85 x 3=2.55
- KK: .82 x 6=4.92
- AA: .82 x 6=4.92
- AKs: .63 x 4=2.52
- KQs: .72 x 3=2.16
Once those calculations are done, then we sum the totals and divide by the number of combinations, as follows:
2.55 + 4.92 + 4.92 + 2.52 + 2.16
Divided by
3 + 6 + 6 + 4 + 3
Which equals 17.07/22, or 78% equity. That will leave us with only 22% equity.
So, if the pot will be $35 if we call, then our equity stake is $7.70. Because it costs us $10 to call, our G-Bucks calculation will be the amount being called minus the equity. That will leave us with -$2.30. That means that we should fold.
G-Bucks Conclusion
As you can see, the process is rather complicated unless you can use a program that will calculate the percentage of the entire range all at once. However, knowing our G-Bucks tells us that we have a higher chance of losing or winning if we call, which can save us a lot of money in the long run.
Where things get complicated is if you have to compare a wider range. For example, if your opponent has ten potential hands or more, then calculating all of that will take some time. Doing it all on the fly means that you have to be quick with your numbers.
Overall, G-Bucks can be incredibly valuable, especially if you can read the other players and narrow their range. Translating your equity into a dollar amount is useful as it gives you a better perspective of what you stand to gain or lose. It will take awhile to learn how to implement this strategy on the fly, but once you do you will be much better off.


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Construction of Allegheny Health Network hospital set to begin in Harmar
Allegheny Health Network officials say they will have built the small hospital they plan for Harmar within the next year or so.
AHN officials made the announcement Thursday when the Harmar supervisors gave their final approval.
The 10-bed hospital will be built on two vacant properties at Freeport Road and Guys Run Road where an Eat n' Park restaurant once stood.
David Goldberg, Allegheny Health Network vice president, said that now that AHN has received township approval the hospital "will be up in 12 to 14 months."
He said construction would begin within a few months.
AHN has formed a joint venture with Texas-based Emerus, a developer and operator of neighborhood hospitals to construct four such hospitals in the Pittsburgh area.
New York-based developer Seavest Inc. is the developer for the Harmar hospital.
Goldberg said the total project cost will be around $17 milllion.
The supervisors approved the final subdivision submitted by Zone 28, a bowling alley and entertainment facility next to the hospital site. Zone 28 provided property to AHN to build the hospital and have enough parking spaces. The requirement is 28 spaces and the hospital will offer 35.
In turn, Zone 28 is leasing property from Alexander's Gym in order to meet its parking requirements under the township ordinances.
AHN officials previously said the idea of the small format hospital is to bring care closer to the communities the network serves.
Goldberg said the two-story hospital will be staffed by doctors on a 24/7 basis. It will have an emergency room, beds for short-terms stays, observation of patients and will provide diagnostic, primary and specialty care.
"It's a certified Medicare/Medicaid center for medical services," he said.
He said the hospital, which will have 20,00 to 30,000 square feet of space, will be staffed by 30 to 40 employees.
AHN officials said the hospital would accept UPMC-insured patients, referring to AHN's biggest rival in the regional health care market. Goldberg said the hospital would not refuse treatment to someone based on their insurance.
"Don't worry about your insurance," Goldberg replied. "We'll transition you to wherever you need to go."
Tom Yerace is a freelance writer.


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My question of concern is for the artist. What is the right balance of segregating from vs integrating with your community? Great artist such as Toulouse-Lautrec made artworks depicting the night life of the cities he occupied. He was heavily involved in this singular aspect of his community. Yet, he was connected. He was the fly on the wall, capturing the moment for all of use to see. While other artists like Jackson Pollock remained in their studios attempting to form a unique perspective on reality. But is either better than the other? In the grand scheme, all work is equal. It all holds potential for extracting feelings from us- this is the singular objective of any created object. But when it comes to acknowledging your connection to your society, what is the purpose of the artist?
We have all heard the well known adage about studio artists that they cut themselves off from the world to create their vision. Us introverts revel in the solitude of our studio space. Over time, our minds are spewed all over the walls of our studio, waiting to be spread to our community, local or global. On the other side of the fence, there are environmental artists whom only want their work created in public areas. Ethereal works that pass with the wind. They may search for a different or more personal validation, a closer connection to those they hope to inspire.
There are many unknowns that surface when this concept is applied to all artists but there are certain things all artists are aware of. As a commission painter, I have started to see things in a new light. The commissioned works I was doing initially weren't exactly what I was passionate about creating but it had a sense of necessity. That is when I came to terms with the importance of an artist for his community. He is their to help realize and inspire the visions of others. A banker doesn't only go home and count his money. A barber doesn't only cut his hair. So an artist shouldn't only realize his visions. Though sometimes it feels we are losing more than our time when doing work for others,in the end, there is only gain. Great connections and friendships are formed.
Commissions and murals call me to be in constant contact with my patrons to make sure I am executing above and beyond what they thought was possible. When your patrons cry as you leave a job site for the last time, you realize the potential of art. Art roots deep into the heart. It changes our thoughts.
I also had the realization that taking commissioned work was the opposite of my formal education. I still didn't get to chose my next assignment, yet I was being paid. Experience in getting work your community wants or needs feels quite different from aimlessly pretending to fulfill a design clients wants. Schooling is an astounding gift and tool to better one's self. Even if its only achievement is showing you what you don't ever want to do again, the process of learning is worth gold. We must remember artists are the voice of the community. If we only represent ourselves, we represent no one. In other words, do the opposite of the American government; listen to your constituents.
Stay Tan...


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Reed Dermatology
Dr. Charles Reed has been practicing in Hickory, NC since 1984 and has been providing outstanding dermatological care for more than 38 years. A native of North Carolina, he completed his undergraduate studies and medical education at the University of North Carolina at Chapel Hill.
He completed an internship and residency in Internal Medicine at Charlotte Memorial Hospital and Medical Center in Charlotte, NC and a residency in Dermatology at the University of Virginia. Dr. Reed is a Fellow of the American Academy of Dermatology and the American Society of Dermatological Surgery.
View Full Bio / CV
University of North Carolina
BA in Chemistry, 1975
Chapel Hill, North Carolina
Alpha Epsilon Delta Premedical Society, 1973
Phi Beta Kappa, 1974
University of North Carolina School of Medicine
Doctor of Medicine, 1979
Chapel Hill, North Carolina
Internship: Internal Medicine, 07/1979 – 06/1980
Charlotte Memorial Hospital and Medical Center
Charlotte, North Carolina
Resident: Internal Medicine, 07/1980 – 06/1981
Charlotte Memorial Hospital and Medical Center
Charlotte, North Carolina
Residency: Department of Dermatology, University of Virginia Medical Center, 07/1981- 06/1984
Charlottesville, Virginia
Chief Resident, 1983-84
American Board of Dermatology, October 29, 1984
State of North Carolina, #24612, August 1980
State of Virginia, #33767, October 1981
Catawba Dermatology Associates, PA 1984-2000
Hickory, North Carolina 28602
Reed Dermatology Clinic 2001 -present
Hickory, North Carolina 28601
- American Academy of Dermatology
- American Society of Dermatological Surgery
- North Carolina Medical Society
- Catawba County Medical Society
- North Carolina Dermatology Association National Psoriasis Foundation
- National Alopecia Areata Foundation
- Masters Dermatologic Association, Executive Committee 2013-present
Frye Regional Medical Center, Hickory, North Carolina
- Active staff: 1984-present
- Education Committee: 1986-88, Chairman 1988
- Section Chief: Department of Dermatology, 1987-90, 1998-2001
- Executive Committee, 1990-93, 199S
Catawba Memorial Hospital, Hickory, North Carolina
- Courtesy Staff: 1984-present
Wake Forest School of Medicine, Winston-Salem, North Carolina
- Clinical Associate Professor, Department of Dermatology 1987-2004
- Reed, C.N., Cooper, P.H. and Swerlick, R.A.: Intravascular papillary endothelial hyperplasia: Multiple lesions simulating Kaposi's sarcoma. Journal of the American Academy of Dermatology, Vol. 1O: p. 110-114, January 1984
- Duckworth, P.F., Hayden, G.F. and Reed, C.N.: Human infestation by Amblyomma americanum larvae ("Seed ticks"). Southern Medical Journal, Vol. 78:p.751-753, June 1985
- Subsets of cutaneous lupus erythematosus. Rheumatology Grand Rounds, University of Virginia Medical Center, January 17, 1983
- Annular elastolytic granuloma. Reed, C.N•• Greer, K.E., and Cooper, P.H. Gross and Microscopic Dermatology Symposium, 42nd Annual Meeting American Academy of Dermatology, Chicago, Illinois, December 1, 1983
- Numerous speaking engagements sponsored by various pharmaceutical companies including Schering, Allergan, Janssen, Westwood-Squibb, Galderma, Medicis, Fujisawa.
- Active Member, Holy Trinity Lutheran Church
- Saint Andrews Lutheran Church, Finance committee 1998-2001
- Chairman 2000
- Boy Scouts of America, Troop 351
- Troop Committee Chairman 2000-2002
- Scoutmaster 2002-2004
- Lakeland District Scoutmaster of the Year 2003
- Hickory Sportsman Club
- Eighth Power Investment Group
- Board of Directors, RiverCrest Golf Club and Hickory Golf Investors
- Board of Managers, Hickory Foundation YMCA, 1998-2000 Board of Directors, Kinder Kids School
- Lake Hickory Country Club, Health Club committee 1999-2003
- Rotary Club of Hickory East, 1989-1998
- The Educational Foundation, University of North Carolina


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Since 1968, the Delta group of companies has been dedicated to serving the building and construction industry, providing devices and systems to secure homes, offices, commercial complexes, manufacturing plants and government institutions. However, these products have left deep carbon footprints as a by-product during fabrication.
But as of 2013, Delta Meissner took the bold step of doing our part in reducing things that contribute to global warming. We did this by investing in resources and partnering with organizations that strive to promote environmentally responsible products.
To energize and protect customers' health with clean and oxygen-rich air, we partner with G-Evolution's air-cleaning systems, under the FreshO branding.
Before pumping fresh air into a home or office, the FreshO carefully treats oxygen-rich but polluted outdoor air through many phases. First, this well-engineered system removes odours, dust, pollen, hair through two heavy-duty activated carbon filters and one ultra-heavy-duty ULPA (or HEPA) filter. Then it sanitizes this cleaned air in a germicidal UV-C chamber.
By improving indoor air quality, we are help clients, who suffer from allergy, asthma, dizzy, fatigue and sleeping disorder or who want to get rid of dust, smoke, haze, bad odour, bacteria, virus and mould or who simply wish to breath in an oxygen rich and clean air (even inside their room).
Clients in the health-care industry – those that have surgical operating rooms, isolation wards, intensive care rooms and even bio-hazard labs – have also benefited immensely from the FreshO Air-con and the FreshO systems.
To borrow a quote from Mahatma Gandhi – "Be the change that you want the world to be" – Delta Meissner endeavors to do likewise with our minuscule contributions.


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The Goal
The goal of this Kickstarter is for us to be able to self-publish Phileas Reid Knows We Are Not Alone. It will be a 100-page, fully colored graphic novel. Based on the success of this first book, we will shop future volumes around to comic publishing companies.
We've made it to $8,500!! With days to spare! That covers all of our publishing costs! You guys are amazing! This book is going to be great, but if we're able to come up with $10,000, we'll be able to make it hardcover book. Let's go for ten!
The Story
Phileas Reid was once a household name. He was an American hero. Every school boy and girl knew him as "one of the men who built the atomic bomb." Phileas, however, was never able to take pride in the work he had done. "We saved the world, perhaps, but at what cost?" Nearly twenty years have passed and Phileas has just published a book: We Are Not Alone. While the world thinks he's gone crazy, having plummeted from respected mind to mad scientist, Phileas thinks it's absolutely crazy to pretend that we're alone in the universe.
Charlotte Hughes, a reporter for The News Tomorrow, hasn't decided if she thinks Phileas is crazy or not. What she does know is that if Phileas is right, that would change everything.
Marshall doesn't have much of a choice but to tag along on all of his mom's crazy adventures. He's only ten years old and doesn't have anyone else to look after him -- not that he's complaining. He inherited his father's desire for truth and justice and his mother's insatiable curiosity.
The story really begins with our fourth hero, Teinan Breen. She's a fourteen year-old girl from Io (the inner most of Jupiter's four Galilean moons) who, in an effort to have even just a little bit of control over her life, runs away from home and decides to hide on Earth.
Here's hoping no-one saw her crash land. Here's hoping her people don't come looking for her and our military misjudges it as an alien invasion and begins a war between our two worlds.
Teinan crash lands on Earth. She's not from around here and two worlds are going to collide to try and find her.
Phileas Reid Knows We're Not Alone is an all-ages graphic novel with its sights set on action and adventure, but that doesn't mean the book isn't without a message: You are not alone. Wherever you are, whoever you are, no matter what age you are, people have gone before you and people are with you now. Just because you feel alone, doesn't mean you are. This knowledge is supposed to be comforting, but it's also a challenge. You not being alone in the world also means your way of doing things and your way of thinking things isn't the only way.
The Team
Scott Fogg (writer/creator) - A lifelong daydreamer, Scott grew up in Narnia, Metropolis, Hill Valley, Sherwood Forest, Battle School, and on Tatooine and Gallifrey. He was the only non-mutant student at Xavier's School For Gifted Youngsters, but dropped out after being an exchange student at Hogwarts and discovering that what he really wanted to be was a storyteller (Professor Snape was furious but Professor Lupin was very supportive). Knowing no better way to hone his storytelling skills, he went to film school. He went on to write every play, web series, short and feature length film he could, including the award-winning Blue, 20Q, and Secret of the Cave. Scott can be heard on the Movies You Should Love podcast as well as The Last Cast and The Next Chapter. He currently resides in Chattanooga, Tennessee with his wife, Kelly, their daughter, Amelia, their two dogs, Gwen and Mister Tumnus, and their three cats, Desmond, Scarlett, and Penelope.
Marc Thomas (artist) - Marc L. Thomas is an award-winning professional illustrator and designer at Florida State University. Marc's illustrations can be seen at the Official Handbook of the Marvel Universe Redux Edition, in pinups for various comic projects in production as well as at his own website and tumblr blog. Marc can also be found knocking about his own geek-centric website, Ungrownups.com as well as co-hosting their monthly podcast. Marc's formed his unique art style based on his artistic influences, who range from Mike Mignola and Dave Bullock, to Michael Avon Oeming and Darwyn Cooke. Marc currently lives in Tallahassee, Florida with his wife, two sons and English bulldog named Joker.
Dean Trippe (color artist/character design/covers) - Dean Trippe created Butterfly, co-founded Project: Rooftop, co-hosts The Last Cast podcast, created Something Terrible, rambles on Twitter, posts awesome things on Tumblr and has an e-mail account.
Vito Delsante (letterer) - Vito Delsante is a comic book writer/graphic novelist. He's written for DC Comics, Marvel Comics, Image Comics, AdHouse Books, and Simon & Schuster, among others and his stories have been reprinted in other countries. He's written well known characters such as Batman, Superman, Scooby-Doo, Wolverine, and even Albert Einstein. He lettered Liberator for Black Mask Studios, the web comic Prisoner of None, and the forthcoming World War Mob. He lives in New York City with his wife Michelle, his daughter, Sadie, and his dog, Kirby. Visit him online at http://incogvito.com/.
Pin-Ups & Fan Art
Follow Phileas online at http://phileasreid.tumblr.com/ and/or https://www.facebook.com/OfficialPhileasReid
Risks and challenges
There's little to no risk involved with a project like this. There are, however, two very large challenges in our way. They are both financial in nature.
There's a number of ways this story could be told. While we could tell this story online, a page or panel at a time, we believe the best way to tell this story is as a graphic novel. While not the most expensive way we could tell the tale of Phileas Reid, it isn't without its upfront costs. From making sure the artists are properly compensated to publishing fees, making a graphic novel that we can be proud of is expensive enough that it's unattainable without a little help from our friends.
Should we be able to pool our resources together enough to make this book a reality, the biggest challenge will be for us to balance and manage our time to stay on schedule. All four of us have day jobs because all four of us have families to provide for and bills to pay. The money we put together from Kickstarter won't be going towards any of that, so it's not like we're going to be able to quit our day jobs and make comic books full time -- yet. So, if this Kickstarter is a success, it will mean, for all intents and purposes, that the four of us will have two full-time jobs (and families who -- for reasons that escape our imagination -- want to see us from time to time).
The first problem has the potential to be unsolvable. We can't do it without you. The second problem is easily solvable, it just means we'll be seeing fewer movies in theaters and even less sun that we usually do. We'll have to create a schedule and stick to it, balancing our jobs and our friends and family in a healthy but productive way -- honestly, it's exactly the kind of challenge we've been wanting for some time now.Learn about accountability on Kickstarter
Funding period
- (30 days)


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On A High in Lubao
Man has always dreamt of flying: flying to the moon and flying to places unimaginable. If centuries ago some brave souls did not take a leap to fly, what would today's adventures be like?
Lubao's Hot Air Balloon and Music Festival takes local adventure to new heights, literally and figuratively. Flight exhibitions included riding hot air balloons, paragliding and skydiving. Millennials rocked each night with a star-studded concert of musical artists and celebrities such as James Reid, Sponge Cola and the Eraserheads, among others. Kids were not left out, as they enjoyed camel riding, rabbit feeding and bird-watching. Each night of this four day event was capped off with a hot air balloon night glow and a grand fireworks display.
This Lubao experience is one for the books, and I will definitely be back next year!
Hope you guys enjoyed this one.
Until the next adventure!
Photos by the talented Trixie Beredo.
Check out her works on Facebook & Instagram!


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Ord Minnett's Institutional Broking function focuses exclusively on small and mid-cap research sales, best trade execution across all ASX stocks and innovative idea generation borne from salesmen in Sydney, Melbourne and Hong Kong with more than a century's worth of combined research sales and trading experience. Working in conjunction with our proprietary research and dedicated corporate finance teams, our Institutional Broking Team offers the highest quality service to both corporate and institutional funds management clients.
With more than century's worth of experience across teams in Sydney, Melbourne and Hong Kong, clients know they can rely on Ord Minnett for timely transmission of research, best execution of orders across all market capitalisations, high-touch client service and differentiated points of view. Ords' research and corporate finance focus on small and mid-cap stocks is mirrored in the Institutional Broking Team, making us the right choice for corporate and funds management clients. We dominate market share in most of the stocks under coverage, and many not under coverage, making Ords' Institutional Broking the go-to team for the small and mid-cap sector.
Funds management clients dealing with the Ords Institutional Broking team can expect:
As a corporate client of Ords, listed companies and their management can gain access to:
Nick Burmester Head of Institutional Equities
Nick Burmester is Head of Institutional Equities at Ord Minnett where he is focussed on servicing corporate and funds management clients.
Nick has over 16 years' experience in financial services specialising in emerging companies and hedge funds. Before joining Ords, Nick was Director of Equities Research Sales and Head of Emerging Companies at CBA, responsible for developing emerging companies' sales and research strategies, as well as capital raising activities. Prior to this, he was Head of Institutional Equities Sales at Evans and Partners, where he successfully established the Sydney Institutional business.
Nick has also held roles at UBS, Merrill Lynch, MF Global and hols a BCom and LLB.
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Steve's title is Equities Sales and he focuses exclusively on servicing Ord Minnett's institutional clients in the emerging company sector, including its trading and execution capabilities, company research and capital raising activities.
Steve also has 20 years in stockbroking. Prior to Ords Steve spent 2 years at Shaw Stockbroking and 18 years at Goldman Sachs.
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Richard has been at Ord Minnett for over 6 years in Institutional Equities Sales and focuses exclusively on servicing Ord Minnett's institutional clients in the emerging company sector, including its trading and execution capabilities, company research and capital raising activities.
Richard has 20 years' experience in the financial services industry. Prior to joining Ords, Richard held senior roles in Institutional Sales and Smallcap Analysis at Aegis Equities Research, BNP Paribas, Merrill Lynch and Bell Potter. Richard has also worked at Ernst & Young in its Audit Department and is a member of the Institute of Chartered Accountants in Australia.
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Tim has over 20 years of experience in debt and equity markets within Australia and across Asia. He previously held Managing Director roles at both Merrill Lynch and Barclays Capital in Institutional Equities & Equity Derivatives and is based in Hong Kong having moved there in 1999 as a trader with Macquarie Bank.
From his extended time in Hong Kong Tim has developed strong relationships with not only institutional asset managers and hedge funds but also family offices and local corporates. His main focus is building out the Ord Minnett equity and wealth management business across the region, and, in particular, connecting emerging companies from Australia with strategic partners and investors from Asia.
Tim holds a Bachelor of Economics degree from Sydney University and is the Responsible Officer for Ord Minnett Hong Kong's Type 1 & Type 4 licences with the SFC.
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In one week, Manhattan's newest Chick-fil-A restaurant will open three blocks south of Columbus Circle at 918 8th Avenue, between West 55th and West 54th Streets. At more than 5,000 square feet, the restaurant offers a dynamic dining experience with seating for 94 guests, including booths and community tables. Like Chick-fil-A's other NYC locations, 918 8th Avenue will feature innovative ordering technology to facilitate speed and efficiency, and an open restaurant design featuring high ceilings and expansive windows to capture daylight.
In 1967, Chick-fil-A founder Truett Cathy saw a need: people working and shopping in a new retail concept - the shopping mall - had nowhere to eat. Nowhere for salespeople and customers to take a break and refuel before going back to work or continuing their errands.
At first glance, Alex Thomas is a typical 19-year-old. A teenager who loves fast cars and is majoring in public relations at Hofstra University in New York. But this is where typical ends and difficult begins.
After a successful inaugural fundraiser in 2017, the 26 New York-area Chick-fil-A® Restaurants in New York City, Southern Connecticut, Long Island, Northern New Jersey and Jersey Shore will host a second annual Lemonade Fundraiser on Friday, Sept. 14 in support of Alex's Lemonade Stand Foundation. Last year, this initiative raised more than $28,000, an amount that the company is hopeful to exceed in 2018 with the help of local communities. Once again, the restaurants will donate 100 percent of regular lemonade sales during the event to the nonprofit, a national foundation dedicated to raising funds and awareness for childhood cancer.
Chick-fil-A, Inc. has selected local resident Roosevelt Board to be the franchise owner of its first Staten Island restaurant – Chick-fil-A Staten Island Mall – set to open later this summer. The restaurant will be located in the newly renovated Food District inside Staten Island Mall and will be the sixth Chick-fil-A location in the five boroughs of New York City. Roosevelt, who has been with Chick-fil-A for more than seven years, recently relocated to the area his wife, Tay, to open the restaurant.


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Park University Press Release:
Parkville, Mo. — Park University held its May 2018 Kansas City Area Commencement ceremony on May 12 at the Community of Christ Auditorium in Independence, Mo.
The University had 610 students eligible to participate in the ceremony — 282 students received a master's degree and/or a graduate certificate, and 328 students received a bachelor's degree, associate degree and/or undergraduate certificate. Gwendolyn Grant, president and chief executive officer of the Urban League of Greater Kansas City, and a 1994 graduate of Park University, presented the keynote address.
(Name, Degree Concentration [if applicable], Hometown and High School Attended [if provided])
Master of Business Administration
LaKeia Blake Arrington, Human Resource Management, Valdosta, Ga. Karl E. Emanuelson, Human Resource Management and Management Information Systems, Vidalia, Ga. (attended Fort Myers [Fla.] High School) Kevin Rashon Glover, Human Resource Management, Centerville, Ga. (attended Northside High School, Warner Robins, Ga.) Amanda Nicole House, Business Administration, Mableton, Ga. (attended Hammond [La.] High School) Earnestine Maria McQueen, Human Resource Management, Naylor, Ga. (attended Lowndes High School, Valdosta, Ga.) Euphrosyne T. Morrison, Business Administration, Quitman, Ga. (attended Brooks County High School) Elain Nieves, Management Information Systems, Suwanee, Ga. Jennifer Lynne Smith, Finance, Valdosta, Ga. (attended Bob Jones High School, Madison, Ala.) Michael Aubrey Williams Sr., Business Administration, Valdosta, Ga. (attended Lowndes High School)
Master of Healthcare Administration
Alison Renee Wells, Management Information Systems, Peachtree City, Ga. (attended Crossett [Ark.] High School)
(Honors designation key ([at least 30 earned credit hours prior to the last term of enrollment at Park University]):
@ — Summa Cum Laude (3.9 to 4.0 grade point average) # — Magna Cum Laude (3.7 to 3.899 GPA) $ — Cum Laude (3.5 to 3.699 GPA)
(Name, Degree Concentration [if applicable], Hometown and High School Attended [if provided])
Bachelor of Science
$ Kimberly Lynne Brooks, Management/Human Resources, Valdosta, Ga. (attended Valdosta High School) Zachary J. Greenwood, Information and Computer Science/Networking and Security, Columbus, Ga. (attended Hattiesburg [Miss.] High School) $ Michael David Whitlock, Criminal Justice Administration/Law Enforcement, Nashville, Ga. Whitlock also earned an Undergraduate Certificate in Terrorism and Homeland Security
Undergraduate Certificate
Michael David Whitlock, Terrorism and Homeland Security, Nashville, Ga. Whitlock also earned a Bachelor of Science degree in Criminal Justice Administration/Law Enforcement


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A fashion show in collaboration with designers, painters, and social influincers from Houston to help support Anenolastory; a charity to raise donations for shoes that are needed in Baltimore Maryland.
Join us December 8th. 2017 for:
Designs by; Carpe Diem Blaq, DontaskMami, and Perfectd Thread
Body art by; Gr8Paint and Shadaux.art
Galleries from; Starkita and Shopsophiamilan
Performances by; DJ MultiFace and Aréal Star
Hosted by: Eddie Wolfe
Donate: We are accepting shoe donations for Anenolastory to help those in need of footware through the cold season in Baltimore by donating to the linked page. If you are interested in helping support our local artists and community and would like to see more outstanding events designed to work hand in hand with our local artists see how you can get involved and/or donate to the cause on our website www.evolversiglobal.com


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Drs. Palermo-Edwards & Cacchillo are proud supporters of NC4K a non-profit organization benefiting children and teens with cancer and their families. For more information on how you can get involved visit www.nc4k.org
PEC was the presenting sponsor for the NC4K Reindeer Run again for the 3rd year in a row!


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- Date: Thursday, October 18, 2018
- Time: 12 a.m. - 4 p.m.*(light refreshments and boxed lunch will be provided)
- Cost: Free
- Must attend the full day
- Parking is available on-site
*This event requires on-site set up, so participants MUST arrive on schedule:
- Volunteers must arrive by 11 a.m.
- Participants should plan to arrive 10-15 minutes early
Moving from sympathy to empathy
A poverty simulation sponsored by United Way of Miami County and Miami County Systems of Care
Nothing can mimic the experience of living in poverty, of struggling with the decision to buy groceries or pay the rent; but the poverty simulation can give you a realistic glimpse into what many families deal every day. Whether you are a health care provider, a social services provider, an educator, a community decision-maker, an educator, or simply a concerned neighbor, we urge you to participate in this eye-opening event. The poverty simulation will challenge your beliefs about what poverty is and who is in poverty.
There are two ways to take advantage of the poverty simulation: as a volunteer or as a participant. Volunteers act as representatives of social service agencies, schools, government and business entities. Volunteers agree to give five hours of their time to the simulation. Participants assume the role of individuals living in poverty. As such, they are met encounter a variety of scenarios that dictate how their experience unfolds. All attendees will analyze poverty through the prism of class, resources, family structure, and language; review poverty research; and examine stereotypes and biases. Please be advised that the simulation is intentionally designed to create feelings of discomfort and to elicit strong emotional reactions.
We're sorry. Volunteer registration has now closed. Please consider registering as a participant.


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Massage for Temporomandibular Joint Dysfunction (TMJD) -7 CE hours (Tuition $135) - According to the National Institute of Dental and Craniofacial Research (Part of NIH): TMJD is the second most commonly occurring musculoskeletal condition resulting in pain and disability preceded only by chronic low back pain. After completing this course each participant will be able to identify the major muscles involved in TM joint movement, better understand the causes of TMJ pain, and apply specific Swedish techniques to help reduce TMJ pain. All hands-on work is external. (Note: This course covers introductory level TMJD work.) Please bring oil or lotion suitable for work on the face, one set of sheets including cradle cover and a blanket if you get cold. Wear loose, comfortable clothing.
Instructor: Melissa D. Cope
Hours: 7 CE Hours
Friday 9am-5pm


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Heather deep teal tanks that are sure to please. Lightweight poly-cotton blend muscle tank features modern, elongated armholes and the racerback with raw edge details to make this tank a must-have!Features: Side seamed. Relaxed, cropped fit. Racerback. Raw edge arm holes.Fabrication: 52% Airlume combed and ring-spun cotton, 48% poly jersey
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With the guys off today enjoy a Cleveland Browns Daily "Best Of" Show!!
What. A. Day. Nathan, Beau, Freddie, the scores, Mike Tirico in studio, over/under, keys and more.LET'S GO!
We are loaded up on a football Thursday with Beau and Nathan and the latest on the Browns injury situation and more. The guys hear from OC Todd Monken (24:45, ST Coach Mike Priefer (54:39) and DC Steve Wilks (1:03:34). In addition WR Damion Ratley stops by the dawg bowl to preview Sunday night football (43:46).
The guys are back in the building and we turn the page to the Rams on today's CBD with Beau and Nathan. The guys hear from Freddie, Baker, Nick Chubb, Myles and OBJ and Browns DB T.J. Carrie stops by the dawg bowl to preview Sunday's game (1:23:42).
Welcome to a victory Tuesday edition of Cleveland Browns Daily with Beau and Nathan! In hour one the guys hear from OBJ, Myles and Baker on last night's win and Browns great Joe Thomas joins the guys for the entire second hour to analyze last night's win (starting at 50:12).
Beau and Nathan get you ready for Monday Night Football as ESPN play by play voice Joe Tessitore, Jets voice Bob Wischusen and the voice of the Browns Jim Donovan all join the program!
Nathan Zegura breaks down the Browns first win of the season with LB Joe Schobert and RB Nick Chubb!
It's a loaded show for a Friday as Gibbs fills in for Bishop. The guys hear from Browns HC Freddie Kitchens (32:35), the Scottish Hammer Jamie Gillan joins the program (50:36) and Beau arises from the dead to take part in "the scores" (1:11:53).
Browns LB Christian Kirksey sits down to preview Monday night's game versus the Jets!
On today's CBD Beau is out sick and the great Nick Shook steps in to assist in hour one. In hour two the guys hear from Baker Mayfield, Freddie Kitchens and OBJ!
With Beau Bishop out sick Gibbay joins Nathan Zegura today in the dawg bowl. The guys start to preview the Jets, go around the league and play higher or lower with senior staff writer Andrew Gribble.
It's a pretty big football Tuesday on CBD with Beau and Nathan. The guys hear from Head Coach Freddie Kitchens (26:43) and NFL Network's Steve Wyche (48:04) and Browns LB Joe Schobert (1:24:34) join the program as well!
Beau and Nathan recap a tough opening day loss to the Titans with Browns great Joe Thomas who joins the guys for all of hour two (54:25) to break things down. That plus Head Coach Freddie Kitchens day after presser (29:49) and more!
Nathan Zegura and Nick Shook recap a tough opening day loss to the Titans.
What. A. Show. We've got a little bit of everything today with Beau and Nathan including hearing from DC Steve Wilks (24:02), replaying our interview from last night's coach's show with HC Freddie Kitchens (54:48), the scores (1:07:42) and in one of the coolest moments in CBD history having the new studio christened by the Under Secretary of the Navy Thomas Modly (38:42).
We are getting you ready for opening day 2019 on today's CBD with Beau and Nathan! Friend of show JC Tretter stops by to preview Sunday's game (52:19). The guys also hear from Special Teams Coach Mike Priefer (18:50), HC Freddie Kitchens (36:42), OC Todd Monken (1:09:02) and WR Odell Beckham Jr (1:15:55)!
It's day two of the Bud Light victory fridge pop-up sale! Beau and Nathan begin scouting the Titans and hear from HC Freddie Kitchens (13:57) and Baker Mayfield (1:07:07).
Today's CBD with Beau and Nathan comes to you from the Bud Light victory fridge pop-up sale! WWE Superstar The Miz swings by to preview the upcoming season (48:46)!
Beau and Nathan put the pre-season to bed as they recap the win over the Lions. Browns great Joe Thomas checks in as well to analyze this 2019 Cleveland Browns squad and to look ahead to Tennessee in a can't miss 30 minute segment (44:42)!
Beau and Nathan preview pre-season game number four versus the Lions!
Nathan breaks down the final pre-season game of the year with the voice of the Browns Jim Donovan and Browns RB Dontrell Hilliard!
On today's CBD Beau and Nathan get you ready for the final pre-season game of 2019. Browns staff writer Nick Shook joins the program (27:41), the guys go around the league and take your questions in the return of the Twitter Mailbag.
It's a football Tuesday on CBD with Beau and Nathan as the guys hear from HC Freddie Kitchens (16:55) after the final pre-season practice. Browns WR Jarvis Landry stops by to chat with Z in advance of the 2019 season (47:20)!
CBD is back on a football Monday with Beau Bishop and Nathan Zegura. The guys hear from Browns HC Freddie Kitchens (13:57) and Nathan goes one on one with the Scottish Hammer Jamie Gillan (48:14) and Browns Assistant GM Eliot Wolf (1:14:31).
Nathan recaps the Browns 13-12 loss to the Tampa Bay Buccaneers.
On today's CBD the great Joe Thomas sits in with Beau as Nathan travels to Tampa. Charles Davis from Fox and NFL Network checks in, the guys react to Rich Eisen's thoughts on Baker Mayfield and more!


text: Awesome WTF Do not attack your enemy while he is squatting to defecate 4/01/2014 10:00:00 PM Jarvis Black That sounds like it would be the best time. I don't want him to get up and swing at me or throw some of his poo. Posted: 4/01/2014 10:00:00 PM Posted under: Awesome, WTF


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Ballys Las Vegas Tickets
For Tickets Call 1-800-840-9227
Representatives available Mon-Fri 7am-12pm, Saturday and Sunday 7am-11pm
Ballys Las Vegas Information
This is a venue known for music events and performing arts, located in Las Vegas, NV. It opened in December of 1973. This venue has hosted events for 50 Shades! The Musical, Country Superstars Tribute, Paranormal Frederic Da Silva, and Tony and Tinas Wedding, among other concert, theatre, and live show events.
Box Office Tickets offers tickets to all the best shows. Check above for all available dates and times. Order your tickets online, or you can reach customer service by calling toll-free (1-800-840-9227), or via Live Chat.
100% Buyer Guarantee. Tickets will arrive before event and refunds are given for any canceled event.
3645 Las Vegas Blvd. South
Las Vegas, NV 89109


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Photo via: bubblynaturecreations.com
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- DIY gift idea: personalized chalkboard mugs! Give them away to friends and family as Christmas gifts or create a collection of these mugs to use at home. Place teabags or hot cocoa mix inside the finished mug for a festive touch to this simple gift idea.
- This listing is for a set of 5 candy cane crayon rolls. Each roll can hold eight crayons. A pocket is sewn for each crayon to prevent them from falling out. (Crayons are not included to save on your shipping cost.) The fabric this year has smaller candy canes and larger snow flakes than what is in pictures 1, 2, and 3. See picture 4 for an accurate idea of what the crayon rolls look like this year. Contact me if you have any questions. I back the fabric with fusible interfacing to make them sturdy. I also sew around the edge of the rolls to give them a professional finished look. The ends of the ribbon have been heat sealed to prevent fraying. Unrolled they each measure 7 3/4 inches by 4 1/4 inches. These are ready to ship. If you are outside the United States contact me for a shipping quote. My home is smoke free and pet free. To see my other crayon rolls click here -> https://www.etsy.com/shop/TenCowQuilts?section_id=13461975 Thanks for stopping by
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Joseph Badolato - Executive Vice President (CANY llc)
Joe completed his Bachelor of Professional Studies in Construction Management (B.P.S.) from Pratt University while maintaining a full time position at CANY. With almost 20 years of experience in Building Exteriors, he works closely with project teams to ensure service delivery is running efficiently and client demands are satisfied. As a Certified Level 2 SPRAT Technician, he leads CANY's teams on Industrial Rope Access projects, providing a unique service to our clients when a comprehensive investigation is required and normal access can be a challenge.
Joe enjoys surf-casting the beaches with friends and family, as well as traveling along the eastern seaboard from NJ to Maine during the yearly striped bass migrations in the spring and fall.