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When you invest thousands of pounds into a designer handbag, the last thing you want to do is risk getting it scratched, scuffed and damaged. Our range of top-quality handbag hardware protectors have been created specifically to fit a range of popular designer brand handbags to protect your arm candy and to keep it looking good as new.
Your bespoke protector package includes two clear handbag hardware protectors, placement tabs, heart stickies to remove residue and a selection of free samples handpicked by our team.
Key Features
This will fit the Medium Darley Wallet as well as the Darley Wallet
You will receive x2 protectors - 1x External Lock Plate, 1x Interior circle = enough to do one full purse + 1 free sample
Please also see the fitting instructions & video tutorial page before use
Please note these are hardware protectors & not actual hardware
Please click for fitting instructions, shipping information & FAQ
This will fit the Medium Darley Wallet as well as the Darley Wallet
You will receive x2 protectors - 1x External Lock Plate, 1x Interior circle = enough to do one full purse + 1 free sample
Please also see the fitting instructions & video tutorial page before use
Please note these are hardware protectors & not actual hardware
- Make sure the surface the protector is going to be fitted to is clean and free from dirt, dust or silicon based polish
- Remove any cut outs from the protector
- Place the protector placement tabs onto the protector, avoiding any cut outs
- Peel away the protector from the backing sheet using the placement tabs
- Align protector up using placement tabs and any circular holes as a guidance
- Place down protector
- Gently peel away placement tabs (make sure to do this gently so you don't re-lift the protector)
- Use and enjoy your handbag without any worries of scratched hardware!
Please note; whilst our protectors can conceal existing scratches, our protectors should not be used on already peeling or flaking hardware, if you are unsure whether your hardware is suitable, please get in touch and we'd be happy to help.
We create, pack & ship every single protector directly from our HQ and do our absolute best to ship orders as soon as possible.
99p / £3.99* First class
£1.99 / £4.99* First class signed (With tracking)
- Aims to deliver the next working day including Saturdays
- Fully Trackable service as standard, delivery aim of 3-5 business days
Rest of world
£2.99 / £8.99* International Standard (No tracking)
£7.99 / £12.99* International Tracked & Signed
- Aims to deliver to Europe in 3 to 5 working days
- Aims to deliver to the rest of the world in 5 to 7 working days
* Higher shipping rates are for leather care products due to size & weight
Please note that items shipped outside of the United Kingdom may be subject to import duties, taxes and/or charges which are not included in the total cost of your order, nor will they be covered or reimbursed by The Handbag Haven. Please check with your country's customs office to determine what these additional costs will be prior to placing your order.
We want you to be happy with your order, if for any reason you aren't please get in touch! We take customer service extremely seriously and hope our hundreds of 5* reviews vouch for this!
If you change your mind simply return goods in an unused condition within 14 days of order for a full re-fund! (Original postage costs will not be re-funded)
Regrettably handbag ID tags which have been customised may not be returned
Please make sure your order number is included within your return and goods are sent back to:
The Handbag Haven
27 Old Gloucester Street,
Do you ship worldwide?
Yes, daily! Full shipping info can be found on each product page or here
Are your protectors invisible?
No, but scratches aren't either ;) they are as invisible as we can possibly get them. Placement plays a huge part in how visible they will be as does the hardware, by following our guide & tutorials you will be maximising the chances of them being least visible.
Will they damage the hardware?
Absolutely not! Our protectors have been extensively tested on various types of hardware.
Are your protectors removable?
Yes! Our protectors are fully removable, upon removal you may find some adhesive residue, this is perfectly normal and can be removed via our new heart sticky's which are now included with every protector, our remover wipes which can be found here or with a cotton bud / q-tip and some soapy water.
How often should I replace my protectors?
There is no set time scale for replacement as it will depend on how often the item is used and in which conditions, as a general rule we say that items used on a daily basis should have their protectors changed between 6-12 months, items used less often should have their protectors changed every 18-24 months. This will prevent any corners lifting which could allow dust to trap underneath.
My hardware is already scratched / damaged, should I still use a protector?
Dependant on the hardware type and severity of scratch, our protectors can work as great concealers! However, if your hardware is already flaking or peeling we would not recommend using a protector as upon removal the protector may adhere to the already damaged hardware. If you are in doubt, send us a picture of your hardware and we'd be happy to help!
You don't have my handbag listed, do you have protectors that will fit?
If we don't have your handbag listed please drop us a message, we can either check to see if we have protectors which may fit or add your handbag to our request list.
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In today's City AM, newly-minted ASI fellow Lars Christensen (aka The Market Monetarist) writes on the 'Carney rule'. The Carney announcement is a tiny step in the right direction, he says, but as long as the 'wise men' of the Monetary Policy Committee are running monetary policy, policy will be erratic and unpredictable, preventing adequate planning by firms and adding to market panic in economic downturns. Instead, we should have a strict rules-based system of nominal GDP targeting:
A much better rule would have been to commit to stabilising the level of nominal GDP (NGDP), a measure of aggregate demand, keeping market expectations of NGDP growth on a 4 or 5 per cent growth path. This should be combined with an open-ended commitment to expanding the money base to hit this target. This would avoid the nitty-gritty of the Carney Rule and be clearer and easier to communicate to markets.
Monetary policy based on the discretion of "wise men" leads to market uncertainty and panicky jolts as investors react to tiny changes in central bankers' pronouncements. Replacing the MPC with rules-based policy would bring discipline and predictability to the Bank of England far beyond what was outlined yesterday.
I would prefer to have no Bank of England at all, with money emerging from the market as outlined by Hayek in 1976. Having said that, perfect is not the enemy of good — replacing the discretion of 'experts' with predictable, market-led rules would be a huge step in the right direction. If Carney's new rule fails, it may come on to the agenda sooner than we think.

subset: commoncrawl


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Our students follow a full academic program designed to meet state and national
accreditation standards. They take courses in science, social science, math, reading,
writing, spelling, language arts, literature, communication skills, and computer
technology. Students are taught to be proficient in reading and writing in English
as well as the country's official language, and a third language where required
by national standards. Students receive instruction in the fine arts, music, poetry,
drama, and creative writing.


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Night and day, she cleans the house, but soon her fairy godmother visits. Which Disney film is this?
Walt Disney released its original rendition of "Cinderella" in 1950, but in 2015, a live-action version was released. Starring Lily James as Cinderella and Cate Blanchett as her evil stepmother, the film took more than four years to produce.


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Charles Bukowski
Charles Bukowski (16 August 1920 – 9 March 1994 / Andernach)
» Click to list general statistics » OR, select a date :
And The Moon And The Stars And The World
Long walks at night--
that's what good for the soul:
peeking into windows
watching tired housewives
read more >>
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Cooler Master
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Kusholi Bhaban, 4th Floor 238/1 Begum Rokeya Sharani Agargaon, Dhaka-1207, Bangladesh. Tel +8809604442121, Whatsapp +8801755662121
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Learn all about flooring in this educational section featuring flooring articles, explanations, installation how-to's, flooring installation videos, floor care tips and more. Just select a category below to start exploring this section.
Shopping for flooring can be a confusing process and the options overwhelming. Upon arriving here, many have a good idea of what they're looking for. Many others are just getting ideas and here to learn which floor is their best option. Whether you're here with a clean learning slate or you're preparing to install your new floor, you'll likely find the info you need right here. If not, feel free to call 1-800-454-3941 and our factory trained flooring representatives will answer any questions you might have.
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I was pretty excited by the Heroes Season 3 premiere and have been watching the show progress over the last few episodes. Saying that the pace has sped up compared to last season would be a wild understatement - things are happening at a rapid-fire pace.
But is it all light and no heat?
(BTW, there will be spoilers below.)
There have been so many revelations so far this season that it'll make your head spin - it certainly keeps the "woah factor" up there (as in "woah, can you believe [insert crazy connection/item] just happened?!?!"), but has the pendulum swung too far in the opposite direction?
Last season the story moved very slowly, and due to the writers' strike cutting the season short this ended up being a bad thing. Fans complained, the producers listened, and this season the opener was jam-packed with action and plot elements unfolding.
Since then, we've met yet more super-powered characters (despite creator Tim Kring stating there would be no new characters this season) including a female version of The Flash, a guy who gains super-strength from people's fear, Nikki's (Ali Larter) twin who has a freeze power. And of course we have Suresh (Sendhil Ramamurthy) turning into the TV version of David Cronenberg's The Fly.
We also have two versions of Peter (well, we're back down to one), Sylar (ok, Gabriel) partnered with HRG as well as discovering our skull-slicing pal is the brother of Peter (Milo Ventimiglia) and Nathan Petrelli (Adrian Pasdar). Then we have future Claire "saving me didn't save the world" Bennet (Hayden Panettiere) all decked out in black leather and acting like a bad-ass assassin. Oh, and now Peter has Sylar's power and slices skulls, too!
I'm actually not clear on what exact power Peter needed from Sylar since he (Peter) absorbs the super power of others just by being nearby.
Then there's our friendly police officer Matt Parkman (Greg Grunberg) out in the African desert on a walkabout running into yet another guy who can paint the future. Of course Hiro and Ando are still flailing about like a couple of Keystone Cops.
Geez, have I missed anything? Oh, yeah - another nuclear explosion, this time in Costa Verde, California. And everyone in the future that can afford it has super-powers.
And this is in just 4 episodes so far this season.
So my question to you is this: Is Heroes just throwing everything it can into the mix in the hope it will engage viewers, or does this seem coherent and like it's actually moving towards a destination to you?


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Rob Lowe might be taking his greatest acting challenge as he plays an actor trying to do a David Duchovny on Showtime's "Californication."
Lowe will play Hollywood star Eddie Nero who is trying to win the part of Hank Moody in a new film. Moody is of course played by and has a very strong likeness to the real Mr. Duchovny.
So bring it on Rob Lowe!
One of the best thing about "Californication," besides Duchovny clearly enjoying himself in a way that no paid employee should, is the over-the-top cameos. Last season it was the narcissistic Rick Springfield playing himself and referring to himself in the third person. It rocked more than "Jesse's Girl."
This plotline looks even meatier for the two heartthrobs as Lowe plays an "imbalanced superstar taking on the persona of 'Hank Moody' for the film," according to a release from the show.
Lowe is at his best when he's making fun of himself, just as he did as the Asia-obsessed agent in "Thank You For Smoking." This is going to be one to watch.


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In amidst, of the deep blue abyss, without your love found chance
Energy surround, enhance spirit now Aural Pleasure
In amidst your souls across ropes checking where your mind sun shines
Energy surround your head spinning now aural pleasure
[Gift of Gab]
They call me Gab and I rap
And I do my thing and swing it bring it
In my hab-i-tat
Where my vocals stinging even linger
In the back of your neck
Where you feel the tingle lingering
You will adapt to your snapping your thumb and finger eagerly
Now since we have to achieve
We must believe believe believe
Into a certain degree
I'm just like the wheat you need to feed you
Man this circus won't cease
It just eats and eats and eats
Until we serving these beats
In addition to serving MCs
'Till they go berserk and then freeze
Any day of the week I speak through speakers
You get burned with this heat
MCs, you freezin? This heat'll ease you
Take your circuits and free ya up
From the he's and she's and needs
Emotion surface to be
Having your search through the abyss Aural Pleasure y'all
[Gift of Gab]
Check it out
On the corner a dealer, but not a dealer of death
Realer, iller, conceal a feeling, sealing there's nothing left
On the top, healing, its penicillin, you got whiffs
It's a oracle, anesthesia, I'm sure you got lifted
Oceans of rhythm inside a killer go ta death
Coming divine as I reach and travel in the depths
Moving your spirit just like you're walking through a 'X'
Choice of the generation, that come and be the peps
Bubbling all in your cups, don't even follow it up
Nothing to wallow in but the sound that you're gobbling up
Rocking your toddler until your pop and your mom and your unk-
Le and your Aunt, and all of your partners swallow the funk
It's just a little something that open your comatose
State of living in Babylon, with the spiritually dead ghost
This is recommended, I highly advise a dose
Hopefully it inspires and maybe encourages growth
Aural Pleasure y'all (x5)
In amidst, of the deep blue abyss, without your love found chance
Energy surround, enhance spirit now Aural Pleasure
In amidst your souls across ropes checking where your mind sun shines
Energy surround your head spinning now aural pleasure
Watch out Blazing Arrow
[Miho Hatori, Lifesavas]
Tested and scarred
Press through the storm
Find who we are, with true desire
For no human being
Quest for your dreams
By any means, endure the fire
Test and trial
An error destined to endure
Infallible unyielding to the adversary's law
Cause I craft for the after me
Syntax in a masterpiece burner
Unless your flame's life surpasses eternal
You couldn't swing it if you had a pendulum strapped to your sternum
I am the sun
One with the son of man righteousness
Won't be defeated by the underhand faceless
Hands in the presence of greatness
I'll teach you how to backstroke
With cinder block bracelets
Dog paddling kicking in the quicksand oasis
Constance under pressure
Test how true your faith is FAITH
You wanna see my face, connect the stars
Passion burn bright RAW
Like electric Gibson guitars
Spark cohibra cigars
African Tsars
From the call
Think fast like Ramadan
I'm beyond the book of Rahm and Rah
Nigeria Phenomenon
A bbo
Dot to dot
I am the might of common law
Kum Bay ya
Got piranha flow
Jungles beside a hole
Songs that Assata told Geronimo Pratt
200 grams of phat
I tousle now swallow slow
Let my fire purify your hollow soul
Floss you with barbwire coils
Anoints with olive oils
Cause royal karma's close
And can't wait (And can't wait)
Garvey's ghost
Waving a burning spear
I am Faith I am Faith I am Faith
Aural: of, relating to, or perceived by the ear.
Basically, you're gonna like what you hear.


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Today marks the fifth anniversary of the revival of Doctor Who.
On 26 March, 2005, at 7 p.m., "Rose" was first broadcast on BBC1. The episode was written by Russell T Davies, and starred Christopher Eccleston as the Doctor and Billie Piper as the eponymous Rose.
In total, almost 11 million viewers proved the naysayers wrong. Doctor Who proved to be a popular and continuing success, and Davies showed that family television viewing was alive and kicking.
In one week's time, the whole process starts again. On 3 April, 2010, at 6.25 p.m., BBC1 will broadcast Matt Smith's first full episode, "The Eleventh Hour".
See full story here.


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Before I begin with this list of our favorite movie sequels, I want to stress this is strictly opinion and not fact. I hope the following will incite discussion and debate, but let it be known that no list is definitive. Having said that, let's get it on!
In honor of Iron Man 2 releasing this weekend, it seemed right to come up with a list of cinema's top sequels. Not to mention, there are endless movie sequels in the mix for the upcoming years.
While the top three picks on our list seemed obvious, setting even them in order was a tough task. More difficult was rounding out a top ten. So, instead of just going with the standard ten, we've extended our list to 12. Included are four costumed heroes, a couple evil empires and some computer-generated classics.
There is a little bit of a difference between a sequel that tops its predecessor in terms of quality, and one that is a self-contained stroke of genius. These twelve films on our list fit both qualifications. While we'd love to explore what made every fun sequel a hit - like Wayne's World 2 and its Jurassic Park spoof - it seemed more efficient to stick to the sequels that may have come second in order, but are first in our hearts.
Honorable Mentions:
A dilemma cropped up in creating this list. Silence of the Lambs is a cherished masterpiece of cinema, yet many don't realize the story is technically a sequel. Michael Mann's underrated film Manhunter, starring Brian Cox as the infamous Hannibal Lecter, tells the tale you may recall from Brett Ratner's Red Dragon. Silence of the Lambs explores the events that follow Manhunter, but it is generally considered the original of its own trilogy. So does it belong on this list? Instead of letting that debate take over, it takes an honorable mention spot.
Also on the honorable mention list is Desperado, the quasi-sequel to El Mariachi. Both films, created by Robert Rodriguez, follow the same character (El Mariachi), but also overlap in story. With only $6,000, Rodriguez made the legendary El Mariachi and eventually acquired a budget to shoot his concept with Antonio Banderas as the lead in a wide-release film. So, Desperado both is and isn't a sequel. For that we'll keep it off the main list, but it has earned the right to be mentioned.
Ironically, all but the top two picks on our list are still running franchises or properties in the midst of a reboot. That just goes to show you the creativity and lasting effect the following narratives have had, and the captivating stories they tell.
#12) Mad Max 2, a.k.a. The Road Warrior
"My life fades. The vision dims. All that remains are memories. I remember a time of chaos. Ruined dreams. This wasted land. But most of all, I remember The Road Warrior. The man we called "Max". To understand who he was, you have to go back to another time..."
The first lines of Mad Max 2 give me chills every time. The first Mad Max was enjoyable enough, but it seemed to leave a young Mel Gibson in over his head. Only two years later, the Australian star showed up brilliantly in the sequel. The film felt more like the apocalyptic madness the first one missed at times. Don't get me wrong, the first film has some great moments and feels like a revenge flick more than a Western, neither of which it claimed to be directly.
Maybe the first suffered from a limited release, while the second got wider exposure. Yet, when you watch the movies back-to-back there is a sensation that the first one can only prepare you for the sequel. The entire Mad Max franchise is a bit too B-movie to find its way higher on the list, but the second film deserves recognition as a vast improvement over the first.
#11) Toy Story 2
It is extremely difficult to convince yourself the second Toy Story is better than the original, but sometimes you just need to bite the bullet. Alone, the first is one of the best animated films ever, and was pivotal in ushering in the era of CGI animated features. Toy Story 2 improves upon the first in a number of ways, most impressively the animation. In only four years, from 1995 to 1999, the abilities of the Pixar artists to create their unique look while maintaining a level of total realism improved vastly.
More importantly, the story of the sequel deepens our relationship with the oddly relatable toys. The first shows how great life as a toy can be in a world where humans have a blind love of their toys, despite destructive lunatics like Sid. But in Toy Story 2, we get a sense of the uncontrollable lives of toys, which are so dependent upon people. What happens when maturing interests leave our toys helpless? It is more a second chapter than an extension of the first, which makes it a brilliant film in its own right.
With the quickly approaching Toy Story 3, the second film may not even end up being the best. But Toy Story 2 was evidence of an animation studio hitting its stride as one of the most formidable and dominating in its field. Thanks to the glory of the Toy Story franchise, Pixar has become as legendary as any studio in Hollywood.


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Fuzhou Open Q&A: Get to know China's beach volleyball stars
Fans are invited to submit their questions for women's FIVB Beach Volleyball World Champion Chen Xue, and Chinese men's duo Jian Li and Cheng Chen, to get to know the Chinese stars.
The 2014 FIVB beach volleyball international competition calendar begins for the second straight year with the Fuzhou Open in China when the capital city of the Fujian province will host the men's and women's Open from April 22 to 27.
China's two-time Olympic team of Chen Xue/Xi Zhang won the gold medal at the 2013 event.
This year, Xue will be trying to build her previous successes with new partner Xinyi Xia, a 17-year old from Beijing.
Jian Li and Cheng Chen will also be a Chinese team to watch this year. The pair is one of four Chinese men's teams hoping to stand out in the first FIVB beach volleyball event of the year in their country, alongside C. Yang-Bao J., HA Likejiang-CH. Chen and Li Zhuoxin-Zhang Lizeng.
Fan questions will be accepted on Facebook and FIVB's Chinese social media sites, Sina Weibo and Tencent Weibo, until April 24.


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Though new to the world of photography, Seth London's rise to fame may be most attributable to his unique style and execution. Featuring exclusive behind-the-scenes footage, this blog will showcase London's interactions with models, agents and other tastemakers in the fashion capital of the world, New York, NY. Stay aboard the SOPhotography Express. You don't want to disembark before you've reached your destination. For booking and other inquiries p: 347-388-0109 or E: firstname.lastname@example.com
Monday, July 29, 2013
Sunday, July 21, 2013
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Mrbuzzboxx necesitaba un nuevo diseño de botón o icono y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 18 diseños de 8 diseñadores freelance.
We are looking for several icon illustrations to be used in explaining our company's application and step-by-step process. We are creating an animated gif and would like to use original art versus what's available for common use (iStock, ugh.) We will also be using these illustrated icons on other company materials. These icons will be our "look" with customers (We'll be looking for more icons to be developed in the future too).
The "storyboard" for the animated gif and the icons we are looking to replace is located at http://www.buzzboxx.com/Vontoo
Vontoo :: [SMART] Direct Voice Marketing
Hello 99designs Illustrators.
Thanks for reading our brief and any work in advance. I'm a graphic designer by trade and know what it's like to design a logo for $100 just to keep paying the bills. I also know my illustration skills are somewhat limited and this task is too big for me to illustrate.
I'm newly in charge of marketing and the creative at a voice marketing startup company called Vontoo. We've developed a variety of add-on online voice applications that lets you create a single message and then send it to one, hundreds, or thousands using a browser interface. We aren't robocalling but are all about opt-in lists plus we have a "transfer" option that lets you connect to a live human like a client's box office.
I've convinced our CEO to give 99designs a whirl as we're looking to revise the icons we're using in the "Vontoo process" in favor of a consistent look and feel. Like everybody else, we've been pulling art from the VERY common, inexpensive resources and not finding a consistent match for the icons we seek. We'd really like to use original artwork that every Tom, Dick or Harry has. Looking like everyone else is NOT our goal.
Creative assignment/direction:
- Create several icons with the same "look and feel" that can be used to convey the Vontoo process
- Illustrated icons can be Web 2.0-esque or not in style, (e.g. with/without reflection, 3-D-ish, shadows, etc.)
- We're looking for "unique" and icons that look like nobody else's
- We prefer a modern, contemporary, and clean aesthetic - a la Apple/Mini Cooper/Method Home products design camp
- We are positioning ourselves as the "leader" in this new media form so looking for "leadership" qualities in the icons too.Final file format: Separate Illustrator eps/ai files (transparent background) for each of the icons
The "storyboard" for the animated gif and the icons we seek is located at http://www.buzzboxx.com/Vontoo. If you follow the animated gif, it shows the icons that we pulled from a "resource" but want to redo. (We've added one additional "stopwatch" icon to the list which you won't see in the gif link).
Here is the list of icons:
- 1 computer laptop - with blank screen facing you (prefer silver in color. Note, we'll be superimposing our logo on the screen)
- 1 arrow pointing to right
- 1 address book
- 1 symbol for a database spreadsheet (think Excel spreadsheet)
- 1 arrow arched down - to show motion and indicate a file is input into the laptop
- 1 microphone - you can record a message directly within the system
- 1 voice file symbol - you can also import different audio file formats into the system
- 1 red telephone - yes, red to symbolize "hotline/fast/speed"
- 1 phone operator wearing a headset (can be male or female)
- $ symbol - US dollar symbol
- 3 telephone icons (various) – cellphone, land line, cordless
- Five (5) people - ages between 25 - 60, males/females, diverse races, etc. (with an "American" look for the people since we do business only in the U.S.)
- 1 stopwatch
Note about colors/color palette:
We're revamping the website (http://www.Vontoo.com) for a new look though sticking with the Vontoo logo and the green/blue colors. We are not looking for icons that are only green and blue but prefer multiple colors.
With real budgets (versus startup ones), I'd prefer to review portfolios and work with a single illustrator/artist.
Please submit original art and not work that has been re-purposed from previous assignments or used by others.
Please contact me with any questions or clarifications on the above.
Thank you very much.


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Free shipping continues above € 99
Free shipping continues above € 99
One of the Alessi's greatest trays, it echoes the decorative details of the family of kettles with whistling birds from 1985.
Born in Indianapolis, he teaches architecture in Princeton since 1962. His architectural works include the Portland Building and the Humana Building, the extension of the Whitney Museum of American Art, and the Newark Museum. He created the best-selling 9093 kettle for Alessi. Michael Graves died in 2015.


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Rapid Credit Growth in Central and Eastern Europe
- togglePart One Assessing and Managing Rapid Credit Growth—General Framework
- 1 Credit Growth in Central and Eastern Europe
- 2 The Causes and Nature of the Rapid Growth of Bank Credit in the Central, Eastern and South-eastern European Countries
- 3 Using Fundamentals to Identify Episodes of "Excessive" Credit Growth in Central and Eastern Europe
- 4 Fast Credit Expansion in Central and Eastern Europe: Catching-up, Sustainable Financial Deepening, or Bubble?
- 5 Analysis of and Policy Responses to Rapid Credit Growth
- 6 Rapid Credit Growth—The Role of Supervisors
- togglePart Two Assessing and Managing Rapid Credit Growth—Country Experiences
- 7 Credit Growth Slowdown: The Experience of Bulgaria
- 8 The Croatian Experience with Rapid Credit Growth
- 9 Estonia's Experience with Rapid Credit Growth
- 10 Latvia's Experience with Rapid Credit Growth
- 11 Assessment of Credit Growth in Lithuania
- 12 Poland's Experiences with Rapid Credit Growth—The 1996–97 Episode
- 13 Fast Credit Growth and Policy Response: The Case of Romania
- 14 Slovakia: Credit Growth in the Household Sector and Response to the Related Risks
- 15 Too Much of a Good Thing? Credit Booms in Transition Economies: The Cases of Bulgaria, Romania, and Ukraine
- togglePart Three Regional Dimensions of Rapid Credit Growth and Perspectives from Euro Convergence Countries
- 16 The Role of Housing Markets and Foreign-owned Banks in the Credit Expansion in Central and Eastern Europe
- 17 Regional Dimensions of Dealing with Rapid Credit Growth: Perspectives from Greece (1998–2005)
- 18 Debt Growth: Factors, Institutional Issues and Implications—The Portuguese Case
- 19 The Growth of Private Sector Debt in Spain: Causes and Consequences
- togglePart Four Cross-border Dimension: Supervisory Coordination Between Bank Supervisors
- togglePart Five Concluding Remarks
11 Assessment of Credit Growth in Lithuania
- Charles Enoch, and Inci Ötker
- Published Date:
- March 2007
Show Summary Details
Tomas Ramanauskas1
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Fight for those already born
When I was growing up, I had a considerable amount of contact with my aunts, uncles and cousins. We lived not far apart, and my first cousins were more like my brothers and sisters than cousins. Growing into my teen years, I became more aware of my religion mainly due to the fact my mother, being a strict Baptist, had attempted to raise me as such. Because of differences in the denominations of many of my relatives, many of our visits would erupt into a great theological argument. I had an aunt who for more than 50 years was a preacher in one Christian denomination, and an uncle who was a part-time preacher in a different Christian denomination. Neither were Baptist. They were both convinced that members of their particular faith were the only ones who would be accepted into Heaven. While the religious debates probably gave me a better insight into my own beliefs and teachings, I never could figure out whether or not they were right. I always wondered how they knew their people were the only ones due for salvation.
The point is that, thankfully in America, there are various religious beliefs, many very strongly held - many radical. Additionally, there are those individuals who have no religious beliefs. This leads me to the current debate about abortion and allowing women in America access to contraceptives.
I have my own inner conflicts about abortion. Personally, I do not believe, if I were a woman, I could ever bring myself to have an abortion. I certainly would not condone it or recommend it for any of my daughters. On the other hand, I have a hard time placing a religious belief into law, and thereby imposing one's religious belief on others with different theological views or on those with no religion at all. I've been told by some very smart women that my attitude and that of many men would change were we saddled with the burden of bearing children.
However, through the years, one of my observations focuses on the hypocrisy of many of my so-called "good Christian" friends. It seems many of those most adamant about protecting the unborn seem completely unconcerned about how we treat the already born. Evidence of their hypocrisy in this regard is seen throughout the policies and laws established by our state legislature.
It is widely reported there are hundreds, if not thousands, of abused children, many of whom lose their lives due this abuse. It has been hard for me to fathom why a legislature made up of men and women who have such a reverence for life have never in the past 50 years adequately funded Child Protective Services with professionals. Child Protective Services remains, as it has for many years, severely under-funded. The number of caseworkers assigned to ferret out abuse of children and protect them has been completely inadequate to address the need for as long as I can remember.
The Texas policy and support for children's health is a matter over which all Texans should hang their heads in shame. At last count, there were over half a million Texas children lacking adequate medical insurance or access to decent health care. Texas, if not the leader, is among the leading states of the union in teenage pregnancies and high school dropouts among teenage girls. In spite of this fact, our governor and our current Republican Legislature advocate doing away with Planned Parenthood and rail against any health course in our public schools that would inform children of the hazards leading to out-of-wedlock children. They seem to believe if you don't talk about it, it will go away.
Another area in which our top leadership appears to give little concern for hazards facing children is in the area of our environment. Only a short time ago, it was documented that children who live within the reach of many of our refineries, which have been grand-fathered in to continue spewing pollution in the air, suffer incidents of leukemia and blood diseases at a dramatically greater rate than those children fortunate enough to live in areas whose environment is not polluted. It has been recently documented that many power companies, in spite of EPA regulations, are contaminating our atmosphere with mercury, which is resulting in hundreds and hundreds of ailments for children. These facts abound in Texas even while our governor and his fellow travelers advocate doing away with regulations or regulatory powers of agencies such as the EPA, thus putting our children at risk in an unwholesome and unhealthy atmosphere.
While I do not condemn advocates of the idea that life begins at conception, I do fervently wish we could pay greater attention to children we know are alive because they have already been born.
Carl Parker has practiced law in Port Arthur since 1958. He is a 1958 graduate of the University of Texas School of Law. Elected to the Texas House of Representatives in 1962 and the Senate in 1976, Parker continued to practice law while writing and sponsoring hundreds of bills that became laws relating to every aspect of life in Texas, including many regarding consumer safety.


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The latest edition of Doctor Who Magazine prepares for The Big Bang on Saturday as the magazine goes on set, braves the darkness of the Underhenge and talks to the people behind the finale of Doctor Who, including stars Matt Smith, and Karen Gillan, head writer Steven Moffat, director Toby Hayes and monster maker Neill Gorton.
Also in DWM 423
This issue comes with a giant-sized, double-sided poster, depicting the Daleks on one side, and the Doctor and Amy on the other.
Also in DWM 423
- It's Payback Time
We know what Steven Moffat thinks of the stars of Doctor Who – but what do they think of him? Executive Producer Piers Wenger asks Matt Smith and Karen Gillan what they really make of "the Mofferator" in a very different production notes.
- Neighbours from Hell
It was the unlikeliest flat share story ever, but The Lodger could have been even stranger? The magazine catches up with writer Gareth Roberts, who tells how he came up with his latest script, and what ideas didn't make it onto TV. Plus, the stars of the show, Matt Smith and James Corden.
- It's only Natural
It's all change for the TARDIS team as the Doctor and Amy uncover the dark secret deep within an alien jungle – but at what price? And will the Time Lord and Pond ever be the same again? Find out in Supernature Part 3, written by Jonathan Morris with art by Mike Collins.
- Living in the Plastic Age
They could be plastic, anything plastic – or they could look just like you. Join the Watcher as he reveals everything you need to know about the sinister Autons in the latest of his in-depth guides.
- Turn to Stone
Dalek operator Barnaby Edwards talks about his years of experience in operating the various designs of the universe's most malevolent monsters.
- Every Vote Counts
Let everyone know what you thought of the latest season, as the magazine gives you the opportunity to rate the episodes in its annual season poll.
- Reasons to be Cheerful
The Happiness Patrol is put under the spotlight in The Fact of Fiction.
This issue comes with a giant-sized, double-sided poster, depicting the Daleks on one side, and the Doctor and Amy on the other.


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Debussy's Paris: Art, Music, and Sounds of the City explores the "soundscape" of Paris during the lifetime of composer Claude Debussy (1862–1918). The exhibition is organized in association with the Smith College Music Department's "Music in Debussy's Paris" programs (March 10–11, 2012) of lectures and performances celebrating the 150th anniversary of the birth of the composer. The affinities between Debussy's music and the artistic developments that revolutionized the world of painting in his time are well established. Contemporary critics described Debussy's music as "Impressionist," and while he never entirely accepted the label, he entertained personal ties with the Parisian artistic community and even professed to love pictures almost as much as music.
The term "soundscape," coined by the Canadian composer Murray Schaeffer, refers both to sound-as-noise and sound-as-music. In the context of the exhibition, "soundscape" encompasses the music French men and women heard at the opera, ballet, concert halls, and cabarets, as well as the raucous, continuous noise that came to characterize modern Paris. The exhibition is presented in three sections, allowing for the interplay of themes: "Noise and Popular Music," "Correspondences: Art and Music," and "Dance." Debussy's Paris evokes the acoustic environment of Paris not only through works of art but also through four listening stations provided in the gallery: one devoted to Debussy's music and three devoted to section themes. While viewing works by Degas, Manet, Monet, Toulouse-Lautrec and others, visitors can listen to selections of Debussy's music, the cries of street vendors, cabaret stars Yvette Guilbert and Aristide Bruant singing popular songs, and the opening and closing stanzas of Stéphane Mallarmé's poem "The Afternoon of a Faun."
Image Credit: Odilon Redon. French, 1840–1916. With Closed Eyes (Les Yeux clos), ca. 1895–1905. Oil on canvas. SCMA, Gift of Mrs. Charles Inslee (Marguerite Tuthill, class of 1915). Photograph by Petegorsky/Gipe


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A new, clean RSS Reader has entered the mix. This little baby does a fine job integrating with Google Reader. It provides users with a very straightforward interface which is also very simple to use. It gives you the main controls which drive an RSS reader; clear cache, download limit, image display and logout. Once you've provided your Google sign-in, Feeds locates all of your content in a flash and readies it all for your consumption. All of your RSS feeds are displayed in an easy readable manner.
Some Features:
- Manage unread and starred items
- Fully optimized for minimal memory and battery usage
- Control how many feeds to download at once
- Mark entire folders or feeds as read with one clickComing Soon:
- Sharing items via email, sms and pin messaging
- Background support
- Full offline supportYou can pick Feeds up in App World for a cost of $2.99 USD. According to App World, this App supports all Countries, Devices and Carriers.
If you use this app, let us know your thoughts on it's performance. go ahead, be the guinea pig and let us all know if we should pick this up.


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COURTHOUSE - Over the past three weeks, the Montgomery County Sheriff's Department has been uploading pictures along with the last known addresses of parents who have bench warrants for failing to pay child support in the hopes that the public will call in with a tip.
Sergeant Joanne Plasterer, who is in charge of the warrants division in the sheriff's office, said she hopes putting the names and faces of 'dead-beat' parents on Facebook and Twitter will lead the sheriff's department to the parents.
'We are using social media because of the amount of information we receive from the public using social media. We think this is a great way to get out who we want and to receive the tips from the public because of Twitter and Facebook,' she said.
Since starting the program roughly three weeks ago, the sheriff's department has received two tips from Facebook and seven web tips from the Sheriff's website.
'If you see these people and know where they are, you can submit a tip to us,' Plasterer said. 'Our goal is to get all of the dead-beat parents so these children of these defendants receive money that is due to them,' Plasterer said.
Plasterer said the sheriff's department will be updating Twitter and Facebook once a week with five new people who have active warrants. Plasterer said that eventually, if they are not taken into custody, all of the 247 defendants who owe child support in Montgomery County will have their pictures on different forms of social media.
Plasterer said, this week, the Sheriff's department is targeting 10 parents who were not captured in a raid on Wednesday morning. Plasterer explained certain defendants are targeted because the Sheriff's department was unable to find them at their listed address during a sweep.
On the list, there are five individuals who had a last known address in Norristown: Marquis Robinson who owes $27158.03, James Kornegay who owes $44,894.05, Whitney Brazzle who owes $23,804.55, Andre Cook who owes $9,237.12, and John Dyczok who owes $17,690.09.
The sheriff's department is also seeking information for Eric Homa, last known address in Collegeville who owes $10.531.44; Brian Allen, last known address in Worcester who owes $29.222.44; Todd Phillips, last known address in Pottstown, who owes $61, 072.62; Todd Littlejohn, last known address in Pottstown who owes $6,866.91; and Shane Kime, last known address in Pottstown who owes $1,513.80.


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|Plainsboro, N.J.
|High School:
|West Windsor-Plainsboro North
|Biomedical Engineering
2012-13: Overall record: 53-25...NFC record: 25-8...finished 23rd at the NCAA Championship (3/24)...captured the New England Championship (2/23) on the strength of a 10-5 performance in the "A" pool...was the runner-up at The Big One Invitational (11/3)...ranked sixth at the NCAA Northeast Regional (3/10)...in her NFC debut (11/17) she swept UMass and New Hampshire, went 2-1 against Wellesley, Brandeis, and Sacred Heart, and won her only bout with Boston University...at the Brandeis Invitational (12/2) she registered 2-1 outings against Johns Hopkins and Brown in addition to victories over St. John's, UNC, and Yale...blanked Smith, Vassar, and Brown, defeated both of her foes from Dartmouth, and picked up a win against Boston College in the final NFC competition of the season (1/26)...racked up a 15-3 ledger at the Eric Sollee Invitational (2/3) as she swept Hunter, Yeshiva, and Haverford in addition to registering 2-1 performances versus NYU, Penn, and Stevens...blanked Brandeis, went 2-1 against Boston College, and had a 1-2 outing versus Harvard at the Beanpot (2/12).
Off the Fencing Strip at MIT: Majoring in biomedical engineering.
High School: A 2012 graduate of West Windsor-Plainsboro High School North...captain of the epee squad...two-time all-state and team MVP...earned a pair of varsity letters...New Jersey District champion...gold medalist at the Division 2 Women's Epee (Virginia)...finished third in the Commonwealth Junior Championships (Jersey, United Kingdom) and the South Asian Games (Hyderabad, India)...ranked 70th at the Junior World Fencing Championship (Moscow, Russia)...also competed for the Medeo Fencing Club...Math Honor Society...Student Ambassador...special care nursery assistant at Princeton Medical Center...top attorney at Moot Court...Baron's Arts Award for Young Writers.