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Time is running out for Saab.
General Motors Co., which sold its former Swedish car unit to Swedish Automobile in 2009, opposes the sale of Saab to two Chinese auto companies.
Say what?
Well, it seems GM, which is about 26.5 percent owned by the U.S. Treasury after its 2009 bailout, still has a sizeable interest in Saab stock and has a say in its proposed sale to Chinese companies Pang Da Trade Co. and Zhejiang Youngman Lotus Automobile Co. -- which offered $140 million for 100 percent of Saab last month.
Saab was one of four brands GM sold or dropped during its bankruptcy restructuring -- the others being Hummer, Pontiac and Saturn.
The takeover deal by Monday needs the approval of government officials in Stockholm and Beijing, as well as the European Investment Bank, which loaned money to Saab, and from GM, which licenses technology used in several Saab models. Saab's 9-4X crossover was assembled at a GM plant in Mexico, but no 2012 models are being built.
GM said it would no longer license its technology to Saab if the sale went ahead, The Wall Street Journal reported.
Asking GM to help save Saab from liquidation is like asking Cinderella's evil step-sisters for permission to keep her at the ball after midnight.
"Although General Motors is open to the continued supply of powertrains and other components to Saab under appropriate terms and conditions, GM will not agree to the continuation of the existing technology licenses or the continued supply of 9-4X vehicles to Saab following the proposed change in ownership as it would not be in the best interest of GM shareholders," GM said in a statement.
The two Chinese companies had announced ambitious plans to provide a bridge loan allow Saab to resume operations and $600 million to pay creditors and fund new products, including construction of a future Saab plant in China.
Saab, which halted production in March when unpaid suppliers cut off credit, has sold fewer than 5,000 vehicles in the United States this year, The Detroit News said, after selling just 5,800 vehicles last year.
The clock is about to strike midnight.
Ford retools MyFord Touch for 2013
Smarting from criticism of its onboard MyFordTouch infotainment system in Consumer Reports' reliability survey, Ford last week announced improvements and upgrades.
Ford's overall reliability fell from 10th place to 20th in the magazine's annual survey largely because of problems with voice-control recognition and touch screen electronics in new Focus and Explorer models.
The year-old MyFordTouch system, which replaced the popular Sync, controls music, navigation, cellphone calls, and heating and cooling.
Consumers said the touch interface was too complicated and didn't work as advertised. Users complained of freezes or no response at all.
Ford said it would add the upgraded system to 2013 Escape, Taurus and Flex models and provide owners of older vehicles a USB flash drive to update their MyFordTouch systems free of charge. Those not comfortable with that can have a dealer perform the upgrade, which Ford says makes MyFordTouch faster and simpler.
The new infotainment system has 3-D maps, improved cellphone compatibility and permits connection of tablet computers, The Detroit News says.
The new interface has a bigger clock, larger fonts, and icons that look like knobs replacing a lot of buttons that were cluttering up the screen.
"Just as we love our electronic devices and can't live without them, we always want them to be better. And that's exactly what our customers told us," Graydon Reitz, director electronics and electrical systems engineering told the Detroit Free Press.
Thailand floods continue to impact automakers
The worst flooding in a half-century in Thailand has caused parts shortages for automakers in North America.
Honda last week cut its North American production in half because of the problems affecting parts production in Thailand. Last Tuesday it extended cuts at six North American plants through Nov. 23, The Detroit News reported.
Thai companies produce many key electronic parts for vehicles.
Both Ford and Nissan shut down their assembly plants in Thailand because of the flooding. Toyota said parts shortages had disrupted production in Thailand, Vietnam, Indonesia, the Philippines, Japan and the United States.
The Thai flooding and the March 11 earthquake and tsunami in Japan have hit Toyota's bottom line. Toyota said its quarterly profit fell 19 percent, or $1 billion, from July through September, partly because of natural disasters and partly because of the rising value of the Japanese yen.
Akio Toyoda, vice chairman of the Japan Automobile Manufacturers Association, warned last week that Japanese auto production could collapse if the yen continues to strengthen, The Wall Street Journal said.
Nearly 30 percent of Toyota vehicles -- about 3 million cars and trucks -- are made in Japan with more than half being exported, The New York Times reported.
Production of Japanese automakers slipped 20 percent from April to September, the association said.


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Posted: Fri Nov 02, 2001 9:22 am
The comic is at the stop of the screen, while the stuff that's usually on the sides is below it instead. I suppose I could send you a screenshot when I next see you in channel, granting I remember. After all, it's been like this for... a week? and only 3 days ago have I been able to post anything about it, but then, it took me 3 days to post. I digress. End convoluted message.<P>
Frugality is key.
Frugality is key.

subset: commoncrawl


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Some ways you can do to restore freshness after a night of less restful sleep is as follows, as quoted from Thedailymind, Wednesday (14/03/2012).
In terms of fitness when I wake up, coffee or other drinks that contain less caffeine is recommended. Although caffeine is a stimulant or stimulate the heart rate, but its side effects is a diuretic or kecing shed so that it will lose a lot of body fluids.
2. Breathe in deeply
Usually, if awakened in an unfit condition, the first activity undertaken was yawn and stretch as the body was deprived of oxygen. Not enough just to evaporate, the oxygen requirement must also be met by drawing a deep breath immediately after waking.
3. Sport
If you woke up next morning in a fresh condition, then the day will usually seem boring and lack of passion at work. To ease it, do something fun before starting their daily activities include going to work.
The most useful activity as well as fun to do in the morning is a sport. In addition because the sport itself can improve fitness, fun activity that can make people forget when I wake up in the complaint that is not fresh.
4. Do not ever try to turn off the alarm
The best way to wake up in a state fit is as soon as possible get out of bed if it was about time. Never put off by pressing the snooze (delay) if only for 5 or 10 minutes, because the extra time that is not how it will only make the body more so lazy
invited to get up.


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You've helped us whittle the group down to our final five in the Quaker Up Bobblehead giveaway for our July 7 game vs. Sporting KC.
Your finalists: Austin Berry, Arne Friedrich, Sean Johnson, Chris Rolfe and Gonzalo Segares
How to vote:
- VOTE on Chicago-Fire.com or www.facebook.com/chicagofire to Quaker Up™ and Vote for Your Favorite Chicago Fire Bobblehead.
- You can vote on Twitter by sending a tweet to @ChicagoFire (www.twitter.com/chicagofire) using the hashtag of #QuakerLastname (for example: #QuakerRolfe, #QuakerSegares, #QuakerJohnson, #QuakerBerry, #QuakerFriedrich).
- Every player on the Fire's current roster is game to get the bobblehead treatment.
- Voting starts today, Tuesday, Feb. 26. Following a week of voting, the Top Five Fire bobbleheads will square off for the chance to be the Quaker Title Day Giveaway on Sunday, July 7.
- Voting for the Top Five Fire Bobbleheads will start on Tuesday, March 5 and will run through Sunday, March 10 at 11:59pm CT.
Now that we have all of that sorted, you better get to work - Quaker Up™! and Vote for Your Favorite Chicago Fire Bobblehead.


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Snowy: The Bears Adventures Alawar Entertainment
City: 630058 Novosibirsk
Alawar Entertainment's phone: 7(383)3328133
The Treasures Of Mystery Island 1.1
Break the curse of an angry god and find hidden treasure of unimaginable worth in this thrilling new hidden object adventure! Your seek-and-find skills will be challenged as never before as you beat one thrilling episode after another!
Slice and dice your way to the top as you compete against other chefs in a city-wide showdown! Do you have the skills to become the most sought after chef in town?
In Hyperspace Invader, a new arcade space shooter, hostile aliens pursue the human race across the galaxy to deliver a devastating final blow.
Arkanoid 4000 is a classic game concept placed in the absolutely new gaming environment PickABooger.com PickABooger.com. The game takes place inside a moving frame. A player controls the
Help Doctor Smith to disinfect the laboratory and get rid of the malicious viruses which are hiding from him in laboratory glassware, so that he can come back to making his medications.
Arxon challenges you to match colored scarab beetles on a grid to save an ancient land from destruction. Creating combos generates powerups that help you win. Features simple controls, three challenging game modes and gorgeous Egyptian artwork!
Setting up a palace on the edge of the arctic wasteland, the Snow King`s chilly spirit took pleasure in expanding his kingdom beyond the North Pole. You have the strong mind and passionate heart needed to defeat him. Will you accept the quest?
Play our new brain-teaser game stuffed with challenging levels, fascinating game objects and featuring, who else, Snowy the Little Bear!!! Actually, in Puzzle Islands you`ll have plenty to think about - conveyors, keys, teleports and other challenges
Everybody wants to be a superhero: but some of us have to be electricians. Your mission in this electrical puzzle is to light the evening city. Quickly attach together a contact out of numerous wire pieces and get a faerie electrical discharge.
The Treasures Of Montezuma 1.07
An epic search for the lost treasures of Montezuma awaits those with a daring spirit and a clever mind. Download our stunning new match-three game and begin the adventure of a lifetime! Features awesome visuals and challenging new gameplay.
Visually stunning, simple to learn, and challenging in new ways, Mahjongg Artifacts is poised to become a fan-favorite!
3D Meditator is based on the idea of tetris. The game is unique with it`s 3D effects. The bonuses are also unusual: "Bomb" (blows up several lines of blocks), rotating bonus (the glass turns over with all it`s content), special figures and other
It is believed that only one person in the whole world can solve Pharaoh`s Arrows Puzzle. It`s high time to see what you worth. Build rows of three or more one-way directed arrows of one color to delete them.
Joe`s Farm is a surprisingly addictive Sokoban remake that, well, looks like anything but a Sokoban remake. Astonishing 3D graphics,
Test your general knowledge of English language in a breath-taking battle. Pick out the letters from the game board in the order they are used in the word. Use the ABC to create valid words and gain powerful magic to move on to the next level.
New CubIQ is now enhanced with a multitude of various game types for more opportunities for you to challenge and develop your logic and intuition. Check it out and see how puzzle games can really puzzle you. This is a CubIQ game of a new generation.
Jigsaw playing has never been so cool! The game will bring you lots of fun and pleasure completing hundreds of stunning jigsaw puzzles. Test your eye for tons of picture sets and a varying number of pieces for you to select. You can choose any level
Save the blessed country of Tir-O-Ding, pit your strength against the evil wizard Caralight, rescue the innocent souls imprisoned in fragile bubbles by arranging them in lines of three.
This endless game is a marvelous example of a puzzle, which is promising to become one of the best time-killers of this year. Combine at least three beads of the same color in a line and they will vanish freeing some space for new beads to drop.
Chick-A-Droid – an original puzzle concept, packed into a funny, board-like PC-game. You have 99 addictive levels to pass to help the chicken escape a mad scientist Dr. Kajiya, while enjoying high quality animated graphics and cool music all the wa


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Monday, June 11, 2012
mucha música monday
via comisario pantera
Texan psychedelic rock and shoe gazing beats soundblock me from the pop world, but occasionally the happy shiny people with their catchy bubble gum melodies leak in.
Included some borderlands beats to balance it out.
Here is some material from Tijuana › to the DF › to the UK.
Some new, some not. Thought I'd share to start the week off.
Got any recent discoveries or rolas (songs) to share? Do tell.
1. No me digas más /Comisario Pantera (+its record image above)
No me digas más is a fun cheery rock pop melody.
Reminds me of teenage make-out sessions with a millkshake after-taste and an early curfew.
This chilango quartet seems to like including bikes in their graphics.
(above: old flyer from their site)
2. Tenía tanto que darte /Nena Daconte
I had not heard of this Spanish duo until a couple of years ago. Bubble gummish pop, this video reminded me of how much I loved rollerskating.
3. The bike song /Mark Ronson
The producer behind Amy's Back to Black album +brother to Sam(DJ) +Charlotte(clothing) Ronson, presents a silly fun story within the video. Also reminds me I should have british ex-boyfriend at some point in my life.
4. Mi bici /Parchís
¡Vamos todos! These kids doing bike donuts are making me super dizzy.
I still want those rad rides though.
5. Nine million bicycles /Katie Melua
Exactly the way I feel when I lay my back on a skateboard and you know, roam the world.
6. Tour de France /Kraftwerk
Always proud of the 80's. If it wasn't for these guys who released this track around then, I could've always sang a Gillette-commercial I'm your venus whenever I saw Tour de France. Those roadies sure like shaving.
7. Brown bike /Nortec
Last but always number juan, is this fusionesque video from my favorite contemporary vatos.
Catchy punch line. Juan (accordion hotness) +the androgynous look ala La Roux, are the delicioso cherry on top.
Books, babes y border beats. A trifecta I was born with.
Labels: MMMonday
4 comments:
Oh my gosh that was so much fun ~ thank you! That TDF video is perfection of the day and the Mark Ronson video made me laugh out loud, it's the video of my Summer. Awesomeness.ReplyDeleteReplies
you are very welcome sig <3 sometimes a good laugh is just what we need, right ;)Delete
loved the tour de kraftwerk and nortec. <3 Thx Meli!ReplyDeleteReplies
glad you enjoyed them nio, thx as always for droppin byDelete
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Gothmos yarn scissors necklace has been individually cast and carved by hand in a solid 925 sterling silver. The necklace features a pendant reminiscent of traditional yarn scissors that sits on an open linked chain and is finished with a semi oxidised patina offering a robust compound that will evolve in appearance with wear over time. Limited in availability this piece retains a roughness from it's origins in the sawing, hammering and forming of the metal.
Each piece from Gothmos is individually handmade to order in their Korea atelier, please allow up to 14 days for production and shipping during busy periods.
FEATURES:- Yarn scissors necklace- Oxidised 925 sterling silver- Open linked chain- Engraved logo- Handmade industrial packaging- Limited in availability
*Please note due to the hand made nature of this product inconsistencies are expected and revered*
Need further information? email us here
SIZE:- Size availability - Onesize- Chain length - 80cm
COMPOSITION:- 925 Silver
ITEM CARE:- Spot Clean With A Damp Cloth- Use Specialist Cleaning Products- Please Handle With Care
This piece is 'handmade to order' and shipped directly from South Korea. Please allow up to 14 days 'production' time during busy periods.
We care about your order and we will do all we can to ensure that your shopping experience is as easy and hassle free as possible. If you have any questions about this product or about shopping at The Unconventional, you can contact a member of our customer services team.


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Original good condition, for Xbox 360 S. Promotional price. COD Bandar Utama, PJ
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- 123 HP OJPro Cartridge Installation
- 123 HP OJPro Printer Setup
- 123.hp.com/setup 8620
- Install HP Printer Driver
- HP OJPro 8620 Troubleshooting
- 123.hp.com/ojpro8620
- HP Officejet Pro Quick Support
- 123 HP OJPro8620 Web Utilities
- hp Printer Manual
123 HP OJPro 8620 Cartridge Installation
123 HP Officejet Pro printer's important tool for printing documents is the ink cartridge. The ink cartridge installation is the initial process in the printer setup. To get started with your 123 HP Officejet Pro printer setup first you will need to install the 123 HP ink cartridges. HP also provides you instant ink services on which you can consume upto 50% of ink. You can also get intimated when your loosing out of ink. While you install your ink cartridge your Printer gets sync to the 123 HP ink store and hence when your Officejet Pro printer runs out of ink your dealer automatically gets intimated.
Installing ink cartridge to 123 HP Officejet Pro Setup:
- To install the ink cartridge to your 123 HP Officejet Pro Printer,
- Remove the ink cartridge from the package.
- Open the 123 HP Officejet Pro cartridge access door.
- Wait until the cartridge carriage positions itself to the middle of the Printer.
- Now remove the black cartridge from its packing and remove the strip from the printing slit.
- Place the cartridge in the carriage position and push it until it snaps the corner of the carriage.
- Now after fixing the cartridge to the carriage.
- Open the color cartridge package.
- Remove the cartridge from the packing.
- Make sure you hold the cartridge by the sides.
- Place the cartridge to the color carriage and push it until it snaps the edge.
- Make sure you do not shake the cartridges when you remove them from the packing.
- Also confirm that you remove the plastic strip from the printing slot.
- To avoid printing smudge use only HP instant ink alone.
- Using other cartridges other than the HP Ink cartridges may spoil the printing quality.
To work more efficiently on your 123 HP Officejet Pro Printer Setup, use the 123 HP Instant Ink. Also make sure that the printer setup can be used to work efficiently with ink cartridges. While working with the ink cartridges make sure you do not shake or damage the ink cartridges. As the ink cartridges are the essential components of the printers. Shaking or tilting the ink cartridge may spoil the entire machine's working.
For Complete details, Click 123.hp.com/ojpro8620.


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Knowledge Center
Account Receivables Financing
A type of financial service where a business sells or transfers the title of the accounts receivable to a lending company, which then acts as principal , not as agent. The receivables are sold with or without recourse, which means the lender must bear the risk of collection. For more information on Account Receivables Financing see Best Financial Products According to Biz Profile and Need.
Accrual Basis Accounting
A method of accounting that recognizes revenue and expense at the period when invoices are issued. Liabilities are matched to the revenue for the same period.
Annual Revenue
The gross income of a business or line item 1 on a tax return.
A formal process of determining the value of an asset. The appraised value is a key determining factor of the loan size in secured financing. With real estate, the estimated value of real property is based on replacement cost, sales of comparable property, or expected future income from income producing property. Business appraisals depend on gross revenue, EBIDTA, industry type, and comparables to similar businesses across different states. Other factors are location ( retail business), quality of clients (IT staffing companies and other businesses having A/R)and revenue distribution across different clients.
AR Statement
A financial statement detailing a company's outstanding invoices organized by client name and expected realization time.
An item of property that has monetary value. Assets appear on a company's balance sheet and inventories of probate estates. There are current assets (which include accounts receivable), fixed assets (basic equipment and structures), and such intangibles as business good will and rights to market a product.
Breakeven Point
The point at which total costs equal total sales.
Business Acquisition
The formal purchase of an existing business.
Business Certificate of Deposit
A note, either issued by a bank or reputable corporation, promising a return over a period of time
Business Checking Account
An account at a banking institution setup specifically for businesses. Usually the account features payroll services for employees and other cash management services geared for the small business owner. This account does not earn any interest income for the business.
Business Credit
Your business credit record is the primary way that companies evaluate whether to do business with you'and on what terms. Companies rely on your business creditworthiness to make critical decisions, including whether:
- to sell to you
- to lend you money
- you are viable as a partner
- to lease the equipment you need to grow your business
- to increase your line of credit
- to help you carry more inventory at competitive prices
- to give you favorable financing rates and terms
- you stack up favorably against other companies competing in your market space
Business Credit Card
A credit card offered by a lending institution for small business owners. Usually the credit card features a cash back and fraud alert facility.
Business Goodwill
A key intangible asset that represents the portion of the business value that cannot be attributed to other business assets. Some factors that may attribute to the value of goodwill are location of enterprise, going concern value, excess business income, expectation of future economic benefits and quality of clients and revenue distribution across clients.
Total fixed assets used to operate a business (land, equipment, inventory, etc.)
Capital Gain
The amount made from the sale of an asset - the sale price minus the initial purchase price. Assets include real estate, businesses, stocks, mutual fund holdings, etc.
Capital Gains Tax
Amount of tax charged on the net gain of an asset sale. Currently, the capital gains tax rate is around 15 percent if the time between purchase and sale is more than one year.
Capital Loss
The amount lost from the sale of an asset – the initial purchase price minus the sale price. Assets include real estate, business, stocks, mutual fund holdings, etc.
Cash Basis Accounting
A method of accounting that recognizes revenue when cash is received and expenditure when cash is paid. This does not follow the Generally Accepted Accounting Principles of United States.
Cash Flow
The net income from an more asset or assets calculated after subtracting all the disbursements and taxes.
Cash out
Additional money issued to a borrower with a loan to refinance existing debt.
Certificate of Incorporation
A document issued by the state at point of company registration. The certificate is included in the registration kit and shows the date of incorporation and official company location. It is required for opening the business account and securing financing.
Certified Public Accountant (CPA)
An accountant who has met statutory and licensing requirements of the United States to be certified by that state as a certified accountant.
An asset held to honor a loan agreement. Usually, real estate titles are held as collateral for large loans to ensure repayment. If the borrower defaults, the ownership of the asset held as collateral is transferred to the lender as recompensation.
An enterprise that is legally separated from the owners in terms of liability. The corporation has its own credit core and tax identification number.
Credit Card Receivables
The account statement of credit card payments pending to a business for services or products previously sold. Any business which expects credit card payments has receivables. The payments and transactions are handled either by banks or third party payment settlement companies.
Credit Card Vendors
A lending institution or a third party payment processor that handles credit card processing.
Credit Score
See FICO Score
Cs of Creditworthiness
A business's creditworthiness is ultimately determined by what are known as the '4 C's of Credit' -- character, capacity, capital and conditions -- most of which can be found explicitly or implicitly in a company's credit report.
Character includes factors such as: size, location, number of years in business, business structure, number of employees, history of principals, appetite for sharing information about itself, media coverage, liens, judgments or pending law suits, stock performance, and comments from references.
Capacity assesses the ability of the business to pay its bills, i.e., its cash flow. It also includes the structure of the company's debt'whether secured or unsecured'and the existence of an unused lines of credit. Any defaults must also be identified.
Capital assesses whether a company has the financial resources (obtained from financial records) to repay their creditors. In general, this portion of the credit report is the one most closely reviewed by the credit analyst. Heavy weighting is given to such balance sheet items as working capital, net worth and cash flow.
Conditions consider the external factors surrounding the business under consideration - influences such as market fluctuations, industry growth rate, political/ legislative factors, and currency rates.
A credit manager or loan officer will answer these questions by locating and reviewing:
- requests for credit information
- customer supplied information
- bank information
- trade information
These factors are also taken into consideration by other service providers, such as insurance companies to set premiums.More than ever, companies are using automated decisioning, which means they input scores and ratings that summarize the 4 Cs into a financial model to determine the risk of doing business with you.
*Definition provided by D&B®
D&B (NYSE:DNB) is the world's leading source of commercial information and insight on businesses, enabling companies to Decide with Confidence for 167 years. D&B's global commercial database contains more than 130 million business records. The database is enhanced by D&B's proprietary DUNS Right Quality Process, which provides our customers with quality business information. This quality information is the foundation of our global solutions that customers rely on to make critical business decisions.
DUNS Number
A D&B® D-U-N-S® Number is a unique nine-digit sequence recognized as the universal standard for identifying and keeping track of over 100 million businesses worldwide.
- It enhances the credibility of your business in the marketplace
- It enables potential customers, suppliers and lenders to easily identify and learn about your company
Earnings Before Interest Taxation Depreciation and Amortization (EBITDA) measures profitability. It's important to note that EBITDA can be misleading as a cash flow evaluation tool because it does not take into account cash used to fund working capital or replace old equipment. EBITDA = Revenue - Expenses (excluding interest, tax, depreciation and amortization)
Enterprise Zone
An Enterprise Zone is a specific geographic area targeted for economic revitalization, encouraging economic growth and investment in distressed areas by offering tax advantages and incentives to businesses locating within the zone boundaries.
Equipment Financing
See Equipment Loan.
Equipment Leasing
Title to the equipment is vested in the Lessor and/or its assigns. In return for periodic rental payments, the Lessee has virtually unrestricted use of the equipment throughout the duration of the contracted period and any renewal periods that extend thereafter. The equipment lease is a non-cancelable contract that extends for a specific period of time, typically one to five years.
Equipment Loan
Borrowing money from an institution to finance the purchase of equipment. The equipment is used as the loan collateral. See Equipment Leasing and Financing: Why you should never use a line of credit to purchase equipment.
FICO Score
Also known as credit score, Fair Isaac Company (FICO) scoring is a formula for credit risk assessment that is believed to be highly predictive of future payment risk. The borrower's score is derived by weighing credit information at a snapshot in time and assessing "points" for each piece of information. The information is taken from a credit bureau file and scores are based on credit information only. The borrower's score is calculated based on assigned numerical values for certain credit characteristics. The higher the overall score, the less risk there is for the lender. High risk characteristics include bankruptcy, non-bankruptcy derogatory public record, charge-offs or loans defaults, repossessions, serious delinquency. Other weighted characteristics are number and age of trade lines, presence of derogatory trade line information, current level of indebtedness, types of credit available (revolving vs. installment), amount of time credit has been in use, credit inquiries.
Filing Receipt
A document issued by the state in which the company was registered. Businesses receive the filing receipt as part of the kit issued by the state at the time of registration of the company. The document records the date of incorporation, name of the registered agent and registered address, and is required for unsecured and secured line of credit against the business.
Financial Accounting Standards Board (FA
The Financial Accounting Standards Board is a federal government administered body that sets the national accounting rules.
Financial Projection
A document proving the future health of the enterprise. A financial projection includes estimations for future gross revenue, profits, and expenses (including line items like cost of goods sold, interest, depreciation, salaries of the officers, wage costs, rental, etc.).
Finished Goods
Amount of manufactured product on hand that awaits sale to customers. Finished goods inventory represents a current asset in the balance sheet.
First In First Out (FIFO)
An accounting method that values inventory from oldest to newest. The first product inventoried is the first product picked.
Full Document
The borrower states all his personal income and it supports the debt servicing ratio.
Generally Accepted Accounting Principles
Generally Accepted Accounting Principles. It is a combination of authoritative standards (set by FASB) and that outlines the accepted methods of accounting. This helps investors to value the companies better. For example, Accrual based accounting is accepted in GAAP while cash based accounting is not.
Gross Profit
Revenue minus the cost of the goods or services which are directly associated with producing them. This includes costs of raw material, labor/ salaries and marketing costs.
Gross Sales
Total revenue generated from the sale of goods or services.
A detailed, itemized list, report, or record of things in one's possession, especially a periodic survey of all goods and materials in stock.
Last In First Out (LIFO)
An accounting method that values inventory from newest to oldest. The first product inventoried is the first product picked.
Legal Name of Business
The name one has for official purposes. For example, the legal name of GM is General Motors, Incorporated.
Any legal responsibility, duty or obligation. The state of one who is bound in law and justice to do something which may be enforced by action. This liability may arise from contracts either express or implied or in consequence of torts committed. Some examples of liabilities include mortgages, UCC liens, accounts payable, settlement charges and/or tax liens.
The right to retain the lawful possession of the property of another until the owner fulfills a legal duty to the person holding the property, such as the payment of lawful charges for work done on the property. A mortgage is a common lien. Liens may arise in three ways: 1. Expressed contract; 2. Implied contract, as from general or particular usage of trade (Property, Inventory, Accounts Receivables) 3. Legal relation between the parties, which may be created in three ways. i. When the law casts an obligation on a party to do a particular act and in return for which, to secure him payment, it gives him such lien; common carriers and inn keepers are among this number; ii When goods are delivered to a tradesman or any other, to expend his labor upon, he is entitled to detain those goods until he is remunerated for the labor which he so expends; iii When goods have been saved from the perils of the sea, the salvor may detain them until his claim for salvage is satisfied; but in no other case has the finder of goods a lien.
Limited Liability Company
A cross between a corporation and a partnership. This type of corporation is owned by a limited number of shareholders, which are not personally liable for investments made in the company.
Limited Partnership
A partnership where the owners are liable for the company's debts and obligations.
Line of Credit
A type of financing in which a bank is obligated to provide an amount of funds for a client during a predefined period of time. A client can either withdraw the credit amount at one time or make number of withdrawals during a (the) period of time. The borrower only makes interest payments on the amount withdrawed. A line of credit can be secure or unsecured.
When assets are sold to pay off debts. This is done normally when companies file bankruptcy.
Liquidation Value
The abandonment value is generally a cash value, or equivalent, associated with disposal of an asset. This value is important for companies when analyzing the profitability of particular projects or assets and deciding replacement value also.
A percentage of a company's assets that can easily be converted into cash.
Loan to Value (LTV)
The ratio of the outstanding loan to the value of the asset/s against which the lien has been taken. Normally for a stated asset back deal, the financing is done up to 70% of the value of the property while for the full document deal it is 80 to 85%.
Lower Cost or Market Cost
A GAAP principle that states the value of asset should be lower than either the product cost or market value.
Mixed Use Property
A property which has both residential and commercial units.
Modified Accrual Basis Accounting
A method of accounting that recognizes revenue when the invoice is issued. Expenditures are recorded when they are incurred.
A temporary, conditional pledge of property to a creditor as security for performance of an obligation or repayment of a debt.
Multifamily property
A property unit which has more than 3 independent units.
Mutual Agency
A partnership agreement where one partner can bind all partners in an agreement to partnership debts. This is also called unlimited liability.
Net Assets
The difference between the total assets and total liabilities.
Net Operating Loss
When total revenues are less than the total expenses.
Operating Lease
A contract that allows the Lessee to use the assets without owning them. The expenses can be claimed as rent.
Operating Leverage
The ratio of fixed to variable expenses. The higher the ratio, the more leveraged the business.
Operating Performance Ratio
The ratio of profitability to revenue. Also known as gross profit margin and net profit margin, the higher the ratios the more financially stable the business.
Owner's Equity
The difference between total assets and current liabilities.
Type of business entity in which the owners invest jointly and share the profits and losses in proportion to the invested amount.
An exclusive right granted by the state to an individual or company to use, market or sell a product or a service for a set period of time.
Petty Cash
Small amount of cash used for discretionary spending as part of day to day operations.
A solemn binding promise to do, give, or refrain from doing something.
Present Value
Today's value of a future payment discounted at some rate of interest.
Profit and Loss Statement
An official statement that states a company's total revenues, expenses and net income incurred over a period (monthly, quarterly or yearly).
The legal right of ownership of a company or an asset.
Public Company
A company that has issued securities that are traded in the open market.
Raw Material
An unprocessed natural product used in manufacture.
Recovery Period
The period that a company fully depreciates an asset and recovers the investment
To provide new financing or new financing for, as by discharging a mortgage with the proceeds from a new mortgage obtained at a lower interest rate.
Residual Value
The market value of an asset after accounting for depreciation.
Retained Earnings
The portion of net income that is retained and re-invested into a company.
Return on Investment (ROI)
The percentage of income generated from a project over the costs of the implementing the project.
A company with 1 to 100 shareholders. The profits and losses are passed through to the individual shareholders.
SBA Backed Lender
A lender certified by Small Business Administration to lenders who don't need to consult the SBA on each loan application.
SBA Backed Loan
A loan guaranteed by SBA administered through a lender. SBA guarantees 75% of the loan amount.
Secured Line of Credit
A line of credit backed by a hard asset which can be real estate and/or the business's accounts receivables, equipment, inventory or credit card receivables. Normally, lenders will loan up to 70 percent to 90 percent of the value of the asset. Typically, these lines are extended as part of a business acquisition, when a business needs more than $250,000 and/or is less than 2 years old. In the cases where real estate is involved, the closing costs can be around 2 percent to 3 percent of the loan amount (includes cost of appraisals, title search as well as any mortgage taxes levied by respective states). General documents required include the last 2 years of business and personal tax returns, certificate of incorporation, filing receipt, tax ID papers and personal financial statements.
Sole Proprietorship
A business owned and managed by one person, who is personally liable for all business debts and obligations.
The borrower does not declare all of his income.
Tax Identification Number
A unique nine digit code issued by the IRS after the company has been registered. The number is required to perform transactions in the name of the enterprise such as opening an account, applying for a financing and/or accessing other kinds of services.
Trade Credit
A firm provides goods or services to a customer with an agreement to bill them later.
Trial Balance
A two-column (namely debit and credit) worksheet that stores balances from each ledger.
UCC Filing
Represents a general and comprehensive revision of the state's prior laws applicable to commercial transactions. The Code provides a uniform and easily available set of rules for the conduct of commercial transactions responsive to modern business conditions and needs. In short, the purpose was to simplify, clarify and modernize the law(s) governing commercial transactions; to make uniform the law among the various jurisdictions, and to permit the continued expansion of commercial practices through custom, usage, and agreement of the parties involved. The Uniform Commercial Code Bureau files and maintains records on financial obligations (including IRS liens) incurred by individuals (in business as a sole proprietor), business entities and corporations. This information is important to any business or financial institution contemplating entering into a lien transaction as the secured party (the party providing funds or financing collateral). Knowing the current financial status of the debtor party (the potential borrower) before extending credit is crucial, and it is the number of active, existing liens already in effect for that particular debtor party that most interests the potential secured party. As a prerequisite for entering into a lien relationship, many secured parties first research a debtor name to ascertain their credit worthiness and then demand a lien filing in regard to the actual, current transaction. Secured parties routinely include banks, commercial businesses (appliances, autos, boats), and sole proprietors.
Unsecured Line of Credit
A lending institution lends against the goodwill of the business, the business and personal credit score as well as overall credit worthiness of the business. This includes filing of UCC. The unsecured line of credit is normally provided to businesses more than 2 years old and generally to businesses which have some sort of inventory and/ or accounts receivables.
Work in progress
Work in progress indicates any good that is not considered to be a final product, but must still be accounted for because funds have been invested toward its production.
Working capital
The assets of a business that can be applied to its operation.
Working Capital Ratio
The difference between current assets and current liabilities.


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Location: GVSU Bicycle Factory
Have you been considering business ownership as a career change, a supplemental income source or an additional layer of retirement security? Have you stopped short of looking into franchising because you think it's all fast food, or it's all too expensive? If so, this informative seminar may be for you.
Brigitte Betser, franchise placement specialist with FranNet, will bust some common franchise myths, and enlighten you on the wide-range of categories and investment levels available today. She'll also discuss the various entry strategies available in the world of franchising, ranging from single unit owner/operator to semi-absentee investor to regional developer. You'll learn whether franchising could be a path for achieving your goals, and if so, how to go about finding the RIGHT fit for you!
Following is a brief outline of the topics covered in this seminar:
1. General discussion of the reasons that compel individuals to start their own business in the first place.
2. A comparison of the pros and cons of starting a business from scratch, buying an existing business or starting a franchise.
3. How franchising can provide a desirable alternative to traditional employment by reducing the risk of ownership to an acceptable level through proven business systems, comprehensive training and ongoing support.
4. Basic information on franchising, including the range of industry categories, entry and long-term strategies, investment levels (starting as low as $50K) and fees.
5. The legal regulations governing franchising that protect the buyer.
6. A strategic approach to defining your personal business model, quantifying your returns and safely researching and selecting the business opportunity that's right for you.
7. Growth trends and choices in franchising that offer stability and success in weak and strong economies.
8. A brief overview of steps consultants typically take in assisting individuals in the franchise search and why it's helpful to use a consultant.
Speaker(s): Brigitte Betser, FranNet
If you would like to register for this event after 10/26/15 at 8:00AM, please call our office at 616-331-7370.
Fee: Free


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DETROIT - Michigan State Police say two children are among the victims of a deadly accident on I-75 in Detroit Thursday.
The accident happened around 9:30 a.m. and shut down the highway in both directions near Springwells Street for several hours. Traffic reopened to traffic on the northbound and southbound lanes of I-75 around 4 p.m.
Police confirmed two children and one adult, a 54-year-old Allen Park man, died in the crash, which was caused by whiteout conditions. The crash left 19 others hurt.
The two children killed in the crash were a 7-year-old boy and a 9-year-old girl, both from Canada.
UNCUT: Driver in pile-up on I-75 describes whiteout conditions.
Michigan State Police Lt. Michael Shaw said white out weather conditions are to blame for the crash. He said cars started to crash into each other at Dearborn Street. Several semi-trucks were also halted in their tracks and remained stacked on the interstate in a Tetris-like pattern. Drivers were unable to see the wrecks ahead of them and ended up slamming into each other.
The crash scene was more than a mile long.
UNCUT: Aerial view of I-75 crash from Sky 4
RAW VIDEO: Interview with Michigan State Police Lt.
Shaw said officers went car to car to make sure nobody was trapped. Most of the people who were hurt complained of back, neck and head pains. As many as 200 cars, many of which are simply stuck at the scene, were involved.
Breakdown of those taken to hospitals:
Two children were taken to Childrens Hopsital -- one died of severe head injuries and one remains hospitalized.
Seven people were admitted to Detroit Receiving Hospital. One has been discharged. Six remain hospitalized with conditions ranging from good to critical.
The Red Cross:
The Red Cross, Southeastern Michigan Region will be providing canteen service to the first responders and people on the scene of the multi-car accident on I-75 in the area of Springwells in Southwest, Detroit.
Canteen service includes, refreshments and food for first responders and individuals on the scene of a disaster.
READ: Statement from Detroit Medical Center on I-75 crash
Local 4 spoke with several drivers at the scene who said they were in shock, but were able to get out of their cars safely and get off the interstate. They said white-out weather conditions made it very hard to see and the chain-reaction crash.
UNCUT: Driver in deadly I-75 accident: 'Thank God I'm alive'.
"I slowed down because of the weather, with the white-out, I tried to get out of the way and next thing …slammed into a truck," said one driver.
Several drivers said they tried to help others who were stuck in their cars before rescue crews got on the scene.
Witnesses described some cars being "crushed like accordions."
UNCUT: Man in deadly I-75 crash talks about helping trapped driver.
Copyright 2013 by ClickOnDetroit.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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The architect of the NYPD's "community policing" program, Chief of Department James P. O'Neill, will succeed Bill Bratton as NYPD commissioner after he vacates his post in September, Mayor de Blasio announced Tuesday.
"Jimmy O'Neill has built a national model for bringing police and the community together to fight crime," de Blasio said. "As the top-ranking uniformed member of the NYPD, Jimmy has spent each day ensuring that New York City remains the safest big city in America."
O'Neill has served in the NYPD for more than 30 years, de Blasio said, beginning in the New York City Transit Police in 1983.
He was appointed to chief of patrol in 2014. He then became chief of department later that year, when Philip Banks resigned his post.
As chief of department, O'Neill implemented community policing in precincts across the city. Under the program, officers were assigned to precincts with the goal of engaging the community to create trust between police and residents. The "neighborhood coordination officers" were assigned to precincts in every borough of the city.
Bratton, de Blasio and O'Neill all credit the neighborhood policing initiative with lowering crime across the city.
"Few understand the human side of policing better than Jim O'Neill," Bratton said. "As chief, his innovative NCO program is not only making communities safer, it has brought police and the people together."
O'Neill said the strategy lowers "crime, but not at the expense of losing the vital support of the people we are sworn to protect and serve."
O'Neill is a New York native, born and raised in Brooklyn's East Flatbush neighborhood. He holds a master's degree in criminal justice from John Jay College and has taught criminal justice at CUNY Rockland.
His rise to the NYPD's top position includes serving as commanding officer of the 25, 44 and Central Park Precincts, the NYPD's website says. He also served as the commanding officer of the Firearms Training Section, the Police Academy, Warrant Section and the Fugitive Enforcement Division.
This is what some people were tweeting about the change at the head of the NYPD:


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|Lawrence, Kan.
|High School:
|Computer Science and Electrical Engineering
2013: (Indoor): Came eighth in the 3000m with a 9:03.11 at the Tufts Stampede (2/02) … finished in eighth place in the 5000m at the New England Division III Championships (2/16) with a time of 15:11.07.
2012: Finished in third place in the 5000m (15:23.03) at the New England Women's and Men's Athletic Conference championship (indoor) … had a fifth-place finish in the 10,000, (31:30.87) at the New England Division III championships (outdoor).
2011: New England Division III champion in 10,000m (outdoor) … NCAA Division III All-Region in 5000m (indoor) … NEWMAC All-Conference in 5000m … won 5000m (15:11.89) against Bates, Colby and Southern Maine.
Off the Track: Majoring in computer science and electrical engineering … Real Estate appraisal internship.
High School: A 2010 graduate of Lawrence High School … all-state for four years … Gatorade™ Kansas Cross Country Boys Runner of the Year as a senior … Kansas City Star Scholar Athlete of the Year … Kansas state champion as a senior … National Merit finalist … Academic all-state as a junior and senior … four-year letter-winner … also lettered in track & field and swimming … was an all-state chess player as a senior.
Personal: Son of Linda and Phil Wedge.


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Intasure has years of experience in the insurance industry and a track record in creating new products that meet the needs of specialist markets.
We are building a significant international brand by offering a range of innovative insurance products and services that combine locally-tailored cover with the highest standards of UK knowledge and support.
Intasure's insurance products combine flexiblility with comprehensive cover. All our policy documents are in English and you will talk directly to a UK based English speaking support team.
Intasure holiday home insurance policies are designed around the needs of property owners abroad and in the UK and combine locally tailored cover with the reassurance of English language documents and UK back-office service and support.
Arthur J. Gallagher is the brand name for the international broking and underwriting division of Arthur J. Gallagher & Co. (NYSE: AJG) — a division that covers territories outside of the United States and stretches from the UK to Australia, from Canada to the Caribbean, and from Latin America to Asia, employing more than 6850 staff.
As part of one of the world's largest insurance brokerage and risk management companies, which employs more than 20,000 people worldwide, we benefit from significant international reach and a global network that can offer client service capabilities in more than 140 countries.
Wherever and whenever there is risk we're there for our clients. We are a business without barriers - working together to create solutions that drive value and competitive advantage.
Whether you are an individual, small business or international conglomerate, our people, our technical expertise and our global reach deliver first-class coverage, risk management advice and placement expertise.
Intasure ® is a trading name of Arthur J. Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909 | UK Privacy | EEA Privacy | Legal & Regulatory Information | Cookies


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Norwalk wins share of FCIAC soccer title
Coming into last Tuesday night's FCIAC tournament co-final against Wilton, Norwalk had amassed 12 shutouts on the season, including a 2-0 win over Danbury in the FCIAC opener.
The Bears have not been accustomed to trailing many opponents, and yet that was the challenge they faced after Wilton junior David Brown scored less than two minutes into the match.
"We haven't been able to practice for a week and a half, so we knew that we'd probably come out a little rusty," Norwalk coach Chris Laughton said, alluding to the hiatus caused by Hurricane Sandy. "But I'm happy with the way the guys responded."
Norwalk came out somewhat flat in the first few minutes, but Wilton didn't capitalize on several point-blank scoring opportunities. Norwalk (16-1-1) kept it at a one-goal deficit and started resembling the team that won the FCIAC regular-season title.
Led by Nacho Navarro's two goals, the Bears beat the Warriors 5-1 to become co-champions of the truncated FCIAC tournament, exacting revenge against the only team to defeat them this season.
"They killed us the first time. We needed revenge," Navarro said.
Norwalk will share the FCIAC tournament title with Ridgefield, after the league opted to shorten its postseason tournament following the aftereffects of the recent superstorm. Ridgefield beat Greenwich 2-0 earlier in the evening at Taft Field.
Some might take issue with the bestowal of co-titles, but given Norwalk's FCIAC tournament record in recent years -- losing in the first round as the No. 1 seed each of the previous two seasons -- a piece of the championship will not be sneered at.
"As a sophomore and junior, we had the best team during the season," Navarro said. "We couldn't win. We're a family and we did it this year."
The first 10 minutes belonged to Wilton, but they missed several prime opportunities to add additional goals.
After Brown's opening score, sophomore Sean Dedrick almost made it 2-0 when he hit the post at 35:35. Less than a minute later, a Wilton crossing pass dribbled through the Norwalk box. Senior Robert Aravena had a wide-open net but he pulled a left-footed shot to the left of Norwalk goaltender Tyler Dalton (4 saves) and missed the net entirely.
Three minutes later, a lackadaisical clear by Norwalk was nearly disastrous, but Dedrick was stoned by Dalton.
"We missed a couple of opportunities," Wilton coach Jim Lewicki said. "We talked about it and we said boy that's not a good thing. The first five minutes, you had three opportunities and you only cashed in on one?"
Norwalk's Kevin Joslyn opened the scoring for the Bears. Senior Alejandro Rivera looped a crossing pass that Joslyn gracefully fielded out of the air and toed over Wilton goalkeeper Peter Como (13 saves), knotting the score 1-1 at 22:56.
Eleven minutes later, Navarro went nearside post off the hands of Como to put Norwalk ahead 2-1, which held up till the intermission. The Bears had 11 shots on goal to Wilton's six in the opening 40 minutes. Wilton wouldn't get their next shot on goal until well into the second half as Norwalk soon took over the match.
"The regular-season game was a good wakeup call for us," Laughton said. "We were 7-0 going into that game and Wilton came at us and played a great game against us. We were fortunate to come out and finish our opportunities tonight."
Winning the league title is satisfying, but the team has higher aims, Laughton said.
"These guys are excited. They want to win states. The last time we won states in Norwalk was 1966. That's what they want their legacy to be. They want to be the best team that ever came through Norwalk. They're on their way."
email@example.com, 203-330-6269
Goals: N-- Nacho Navarro 2, Kevin Joslyn, Matt Capomolla, Santiago Muriel. Assists: Alejandro Rivera, Muriel, Capomolla. W--David Brown. Goalie saves: N--Tyler Dalton 4; W--Peter Como 13.
Records: Norwalk 16-1-1, Wilton 13-4-1.


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Warren: 'I was hurt, and I was angry'
Elizabeth Warren was "hurt" and "angry" about attacks on her family and ancestry in the 2012 Senate race, she writes in a new book, defending at length her characterization of her background as rooted in Native American ancestry.
Warren, the first-term Massachusetts Democratic senator, details her campaign to unseat former GOP Sen. Scott Brown in the book "A Fighting Chance." POLITICO obtained an early copy of the book, which is set to be released on April 22.
Story Continued Below
The book begins with some of her earliest childhood memories of growing up poor in Oklahoma and reveals personal details about the senator's life, including her first, failed marriage. It also dives into her views on the 2008 financial crisis and her role in building the Consumer Financial Protection Bureau.
( QUIZ: Do you know Elizabeth Warren?)
The book's upcoming release has already created plenty of speculation about Warren's potential 2016 aspirations — whether she may run or at least seek to shape the political debate surrounding the presidential race.
If there was one takeaway from her 2012 Senate race for Warren, it was that the campaign trail turned out to be more brutal than she could ever have expected. Republicans questioned her integrity, her family members were dragged through the mud and her opponent mocked her appearance in a radio interview.
"What really threw me, though, were the constant attacks from the other side," she writes about the 2012 Senate campaign. "I would almost persuade myself that I was starting to get the hang of full-throttle campaigning and then — bam! Out of left field, the state Republican Party, or the Brown campaign, or some blogger, would launch a rocket at me."
Perhaps the most hurtful and high-profile attack thrown against Warren by Brown had to do with her heritage.
( Also on POLITICO: Poll: Elizabeth Warren is the 'hottest')
At the height of the 2012 campaign, it was reported that Warren had listed herself as having Native American roots at Harvard University. Soon, there was a "full-blown campaign frenzy," Warren recalls, with Republicans demanding that she prove her Native-American roots and accusing her of getting her job at the elite university by making false claims about her personal background.
Caught off-guard, Warren admits that she "fumbled" when reporters first asked her about the controversy.
Things only got worse when the Brown campaign asked whether her parents had lied to their children about her family. "He attacked my dead parents," Warren writes. "I was hurt, and I was angry."
Brown's allegation that Warren had used her background to get ahead "simply wasn't true," she writes. "I was stunned by the attacks."
( Driving the day: Reading Elizabeth Warren)
Warren devotes a section of her book — called "Native American" — to this controversy, explaining that she had simply grown up learning about her Native American background from her family and that as a kid, she had never questioned her family's stories or asked for documentation.
"Everyone on our mother's side — aunts, uncles, and grandparents — talked openly about their Native American ancestry," she wrote. "My brothers and I grew up on stories about our grandfather building one-room schoolhouses and about our grandparents' courtship and their early lives together in Indian Territory."
"A Fighting Chance" is published by Metropolitan Books, an imprint of Henry Holt and Company. Warren's book tour will include stops in New York City, Cambridge, Washington, D.C., Chicago and Los Angeles.
She has written several books in the past that have had more academic tilts, on issues such as bankruptcy and financial struggles of the middle class.
This latest book is more personal and provides an extensive account of Warren's journey to Washington that captures how her life experiences helped shape her mission of leveling the playing field for average families against powerful corporations that have "rigged" the system.
In her chronicles of the high-profile campaign against Brown, Warren — who had never run for political office prior to the 2012 Senate race — is also forthright about her mistakes on the trail.
She recalls sitting down for an interview with The Daily Beast, and feeling confused to see the publication run a story under the headline: "Warren Takes Credit for Occupy Wall Street."
"There must have been a mistake — right?" she thought, but an aide soon informed her that the reporter had correctly quoted her.
"I created much of the intellectual foundation for what they [Occupy Wall Street] do," she had told the Daily Beast reporter. "I was deeply embarrassed. My words sounded so puffy and self-important, and they made it seem as if I were trying to take credit for a protest I wasn't even part of."
A big chunk of the book is devoted to Warren's efforts in Washington following the 2008 financial crisis to create an agency to protect consumers against abuses in the markets for financial products such as mortgages and credit cards.


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Spring is here! That means that fresh greens are too. One of my favorite spring greens are dandelion greens. Yep, same dandelion as the lovely little yellow flower that grows in your yard! Dandelion is a powerhouse of nutrition. Dandelions were traditionally eaten as a spring tonic, and are perfect for cleansing! I love to include them in green smoothies. Like all bitter greens, they encourage secretion of digestive enzymes. They are also very supportive to the liver and kidneys, and help cleanse the system of toxins. On top of all that, dandelion greens are chock-full of vitamin A, vitamin C, iron and calcium!
In addition to the greens, the flowers and the roots can also be used culinarily and medicinally. Dandelion root tea - also known as chicory - is a wonderfully robust, dark, strong-bodied beverage that makes a satisfying coffee replacement. It is also very liver-cleansing, and is delicious. Dandelion root is also used to make one of my favorite beverages, Dandy Blend. Dandelion root extracts are mixed with water soluble extracts of barley and rye (it is gluten free how they brew it, read about it here) and it makes the most awesome coffee-like beverage EVER. I got my mom and a bunch of my friends hooked on this stuff. Dandelion flowers can be added to teas or water kefir to make cleansing beverages or tinctures. Or, of course, the infamous dandelion wine. :)
If you have a yard that is free of any pesticides or herbicides (or dog pee!) go ahead and pick those dandelion greens and eat them! If you don't have access to pure dandelion greens (like me), you can find them at well-stocked grocery stores or natural foods markets. There are red and green varieties; the color refers to the stem, not the leaves. They taste the same, and once cooked, the red is barely noticeable, so either way is fine. When selecting dandelion greens, look for fresh, unmarked leaves that have sturdy stems - you don't want them wilty or brown. Wrapped well, they will easily store for a few days in the refrigerator. You can eat them raw, but they are rather bitter, so use them in smoothies or combine them with other greens for salads.
My favorite way to eat dandelion greens is sauteed with garlic. If you follow the blog, you probably know I like just about anything sauteed with garlic, but bitter greens like dandelion really take well to being dowsed with olive oil and garlic, wow. Lately I have been mixing them with spinach, and adding a sprinkle of smoked salt and toasted pine nuts, sunflower seeds, or pumpkin seeds. Last night I decided to add a little smoked chicken I found at the co-op - locally smoked, free roam chicken? Yes please.
Smoky Dandelion Greens with Spinach and Pine Nuts
Yield: 2-3 servings | Active time: 5 minutes | Total time: 15 minutes
This recipe is so simple, but so satisfying, and takes only minutes to prepare. I like the added crunch of toasted pine nuts, but feel free to omit and serve without, or substitute another nut or seed of your choice. Walnuts or sunflower seeds would also be delicious! Smoked salt really finishes this dish off, if you have it, but regular salt will also do the trick. If desired, add a sprinkling of finely diced smoked chicken, ham, or turkey, or if soy-tolerant, smoked tofu or tempeh for extra protein and flavor. So good, so easy!
1 bunch dandelion greens
2-3 cups packed spinach
6 garlic cloves, thinly sliced
1/4 cup broth or water
1-2 Tbsp olive oil
2-3 Tbsp toasted pine nuts
optional: 2-4 oz smoked chicken, turkey, ham, or smoked tofu or tempeh (if soy-tolerant)
smoked sea salt (or regular sea salt)
freshly cracked pepper, to taste
Heat olive oil in a saute pan over medium-low heat. Add thinly sliced garlic and saute 1-2 minutes until softened and golden, but not brown. Watch heat closely, don't let the garlic burn! Then add dandelion greens and spinach, pour in liquid, and cover tightly. Let cook 5-7 minutes over medium-low heat, until greens are tender. Remove cover and cook additional 1-2 minutes, until most of the moisture cooks off. Remove from heat.
While greens are cooking, heat a heavy-bottomed saute pan over medium-low heat, then add pine nuts and toast until golden brown and fragrant. Remove from heat and set aside. If using, finely dice the chicken or other smoked meat/tofu/tempeh.
Transfer greens to a serving dish and sprinkle with pine nuts and chicken, smoked sea salt, and freshly cracked pepper.


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- Page 1 Raspberry Pi Review
- Page 2 Connectivity and Specifications Review
- Page 3 Performance, What Can It Do, Value and Verdict Review
- Cheap as (digital) chips
- Excellent connectivity
- Relatively powerful graphics
- Extensive community support
- Very sloooow CPU
- Not immediately accessible (but that's part of the point)
Key Specifications
- Review Price: £29.00
- Broadcom SoC with 700MHz ARM11 CPU and Videocore IV GPU
- 256MB of RAM, SD card slot for permanent storage
- HDMI, 2x USB, Ethernet, 3.5m audio out, composite video out
For some reason, fruity tech seems to stir up crowds (Apple or Blackberry in its glory days, anyone?). Of course, it doesn't hurt that the Raspberry Pi is a functional computer the size of a credit card for under £30, created by a charity – the Raspberry Pi foundation – primarily to help kids (and maybe adults) become more digitally creative and gain knowledge of programming. But what can you possibly get for that little money and what can you use it for? Join us as we find out whether you can have your (Raspberry) pie and eat it too.
Also read:
– Android ICS coming to Rasbperry Pi
– Rasbperry Pi turned into a Super Nintendo
– Rasbperry Pi Top Ten Uses
Raspberry Pi: What It Is and What You Need
First, let's go over exactly what the Raspberry Pi is. To get a bit more on the back story, have a read of our Raspberry Pi preview, but what about the actual computer? You get a mid-range ARM-based SoC on a bare board, with all the connectivity needed to hook up peripherals, a screen and wired internet, while using SD cards for permanent storage. You need to install your own operating system before this particular Pi is edible.
There are two Raspberry Pi versions, the Model A and B. The latter is the more powerful of the two, and the only one currently available. Model A halves the two USB ports to just one and removes the Ethernet controller for an even lower price point. Model B should cost $35 while A will set you back $25. For now we're seeing the B in the UK for around £29.
Realistically, you can't expect a particularly capable computer for this kind of money, and indeed the Raspberry Pi won't provide the best experience for multi-tasking, intensive web-browsing, and the like. It doesn't even support Flash or HTML 5. What you do get is the ability to run all basic desktop tasks, similar gaming to what you might get on a low-end smartphone, and the ability to play smooth HD video – all in a package that uses less electricity than most light bulbs.
So to sum up what you'll need to make use of the Pi: a screen – monitor or TV – with digital or analogue composite connection and matching video cable; a USB keyboard and preferably mouse too; a full-size SD card or microSD card with adapter of 2GB or more (4GB is recommended); and a microUSB power adapter, like the ones you get for smartphones – or a powered USB port with microUSB cable.
There is no on/off button for the Pi, so you may want to get a switched power supply or socket adapter. Display aside, buying the other bits should set you back no more than £20.
Of course, unless you buy a pre-loaded SD card, you'll also need a computer with internet to download and install your Raspberry OS of choice onto a card. However, even if you don't own one you can borrow a friend's laptop – the entire process of creating the Raspberry Pi's bootable storage only takes 30 minutes at most.
Raspberry Pi Design
There's nothing pretty about the Pi. It's a bare board, with no case or chassis (yet), though there are third-party ones available. However, it's literally the size of a credit card, and no thicker than a UK power plug.
To be exact, it's 85.60mm x 53.98mm x 17mm, though the USB ports (and SD card if you have one installed) stick out beyond the board's edge. It also weighs less than 50g. Basically, it's very cute, and has that geek factor going for it.
Build quality is difficult to measure on a plain board, but at least the connectors seemed soldered securely. However, with our retail-purchased Raspberry Pi there was a slight quality control issue, in that the eight-pin P2 expansion header didn't have all its pins soldered correctly and the plastic pin frame was permanently stuck away from the board.
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DETROIT — A 54-year-old Michigan tree trimmer — beaten nearly to death after going to the aid of a child he accidentally struck with his vehicle — is home after spending more than six weeks in a hospital and rehabilitation center.
The "Help Steven Utash" Facebook page posted the news Saturday night. Cheryl Angelelli, a spokeswoman for DMC Rehabilitation Institute of Michigan, confirmed Utash was discharged on Thursday.
Steven Utash was set upon by about a dozen people April 4 after his truck struck a 10-year-old boy, police said. After Utash stopped his vehicle to help the boy, he was "severely beaten" with "fists and feet," Wayne County Prosecutor Kym Worthy said in a statement.
Jennifer Moreno, a police spokeswoman,said that all of the alleged assailants were African-American and that none are known to be related to the boy or his family. She said the beating was "a spontaneous response."
The prosecutor's office said the boy who was struck by Utash's truck was taken to a local hospital, where he was treated for a leg injury and released.
Five suspects ranging in age from 16 to 30 have been charged so far for their roles in the attack.
The four adult suspects are charged with attempted murder while the fifth, a juvenile, is charged with assault and ethnic intimidation.
Michigan's penal code says a person is guilty of ethnic intimidation "if that person maliciously, and with specific intent to intimidate or harass another person because of that person's race, color, religion, gender, or national origin, causes physical contact with another person (or) damages, destroys, or defaces any real or personal property of another person." It can carry a prison sentence of up to two years.
Worthy spokeswoman Maria Miller said the adults are scheduled to go to trial in August and the juvenile in June. She said that there was not sufficient evidence to charge the other suspects with ethnic intimidation, but that the case remains open and the investigation ongoing.
A Change.org petition demanding that Moreno charge Utash's assailants with a hate crime had 124 signatures Sunday morning. Daughter Felicia Utash told WXYZ that she doesn't want to believe the assault on her father was a hate crime, but she is pleased that suspects have been apprehended.
Utash's other daughter, Mandi Marie Utash, set up a GoFundMe.com page for her father — who she says does not have health insurance — with the goal of raising $50,000.
By Sunday morning, more than 4500 donors had contributed $186,298.AlertMe


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dia12mm 20pcs
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5 fiscal cliff scenarios
President Barack Obama and congressional Republican leaders are finally prepared to open negotiations this week on the fiscal cliff — an all-important legislative riddle with no easy answers.
Democrats want to increase tax rates; Republicans say no way. Republicans seek major changes to entitlement programs; Democrats are divided. Republicans want to nullify a package of automatic spending cuts; Democrats won't go for it without major concessions.
Story Continued Below
The policy differences are endless, but the scenarios for how it could play out are fairly limited. Here are five ways Congress may navigate the labyrinth:
1. Go over the cliff
In gridlocked Washington, this outcome is not only possible, it's the preference of some in both parties.
Consider the reasons, from the practical to the political.
There just isn't a lot of time before Jan. 1. Congress returns this week but then leaves town for Thanksgiving. After returning from that break, lawmakers will have only four weeks to strike a compromise on issues that have confounded the parties for years.
Congress usually delivers only when it's up against a deadline, but if lawmakers do so now they could be viewed as jamming a complex bill into law without much scrutiny.
House Speaker John Boehner (R-Ohio) has said he doesn't want retiring and defeated lawmakers to vote on major legislation during the lame-duck session. He would rather temporarily extend all of the tax rates to allow more time next year to overhaul the Tax Code. But Democrats don't want to renew the rates for the top earners, even for a few months.
Even if the two sides can come to an agreement on how to handle income tax rates, they'll have to develop a framework for comprehensive tax reform — and there's almost no agreement on what that should look like.
While this debate is raging, Congress also has to deal with other items that aren't getting a lot of attention but could cause big problems. The pricey alternative minimum tax, which will hit millions of upper-middle-class families, needs to be patched. House Republican leaders want to extend the nation's farm policy. Corporate tax breaks are about to expire. There's also the debt ceiling, which will need to be raised in early 2013. And don't forget the automatic spending cuts to the Pentagon and domestic programs — known as the sequester — which both parties want to avoid but need to find a way to pay for.
Top Democrats see a strategic advantage in letting the rates lapse. The logic is that, once taxes rise Jan. 1, lawmakers would then be able to say they voted to cut taxes. This could make it easier to attract Republicans who may otherwise feel locked into Grover Norquist's no-tax-hike pledge.
Another incentive for Senate Democrats is that they are expected to pick up two seats in the next Congress, giving them a slightly larger majority to negotiate a more favorable deal.
The economy could drop into a recession by the end of next year if nothing is done. The impact would be significant in the short term — because taxes would rise on every single American — but not catastrophic, some analysts say, as long as Congress reaches agreement within a few weeks and reverses the damage.


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User:Pranav Rathi/Notebook/OT/2010/12/10/Olympus Water Immersion Specs
Water immersion objective details
We are using Olympus UPLANSAPO (UIS 2) water immersion IR objective for Optical tweezers ( DNA-overstretching stretching and unzipping experiments). The detail specifications of the objective can be found in the link:[1] Other specification are as follows;
|Max ray angle
|f # of eyepiece
|Effective FL in water
|1.5 to 1.6mm (distance between the focal spot and the exit aperture surface)
|Entrance aperture diameter
|Exit aperture diameter
|Working distance
|Cover glass correction (spherical aberration control)
|.13 to .21 (we use .15)
Resolution and achievable spot size
The resolution and the spotsize (beam waist) presented here is in the theoretical limits; we cannot achieve better than this. Resolution and spotsize are diffraction limited and to reach these limits our optics has to be perfect; no aberrations and other artifacts. Since our optics is not perfect and very clean we can hardly reach these limits in real life; definitely the resolution and spotsize in real is worse than the numbers presented here. A good way to do a quick estimation of the resolution (diameter of the airy disk) is that its 1/3 of a wavelength λ=.580 μm; λ/3*n= 145 nm. Since we do all our experiments in water we will have take index of water in account (n=1.33). I am ignoring the NA of the condenser in the calculations.
- Wavelength of the visible light λv = .590μm.
- Wavelength of the IR λIR = 1.064μm.
- Diameter of the incident beam at the exit pupil (D=2ω'o.)=6500μm. (ω'o is the incident beam waist)
- Focal length of the objective f=1500μm.
- Angular resolution inside water:
- [math]\mathrm{\theta} = \sin^{-1}\frac{1.22\lambda_v}{nD}= 8.1e^{-5}rad[/math]
- Spatial resolution in water;
- [math]\mathrm{\Delta l} = \frac{1.22f\lambda_v}{nD}= 122nm[/math]
Since we are not too sure of the focal length of the objective, so i derived the resolution formula in terms of the numerical aperture NA (the math can be seen through this link[2]).
- Resolution in terms of NA:
- [math]\mathrm{\Delta l} = \frac{1.22\lambda_v}{2n}\sqrt{(\frac{n}{NA})^{2}-1}= 127nm[/math]
- Now the minimum spotsize (beam waist ωo) can be calculated using the same formula where Δl=2ωo. But this time for infrared wavelength
- Minimum beam waist;
- [math]\mathrm{\omega_o} = \frac{1.22f\lambda_{IR}}{2nD}= 112nm[/math]
and the beam diameter 224nm.
- In terms of NA:
- [math]\mathrm{\omega_o} = \frac{1.22\lambda_{IR}}{4n}\sqrt{(\frac{n}{NA})^{2}-1}= 116nm[/math]
and the beam diameter 232nm.
I also used Gaussian paraxial approach to calculate the spot size and the results are not much different, which proves that either approach is right.
- With Gaussian approach;
- [math]\mathrm{\omega_o} = \frac{\lambda_{IR}}{\pi n}\sqrt{(\frac{n}{NA})^{2}-1}= 121nm[/math]
and the beam diameter 242nm.
- A LabView code is given in the link to calculate the parameters[3].
Results are not much different and either approach is right. BUT zeroth order Gaussian approximation (paraxial) is not correct for high NA (for high convergent beams) objective lens. All above approaches are based on paraxial approximation (when diffraction angle is less than 30o). For high convergent beam like here this approximation (Gaussian paraxial approach) is not valid any more and that's why calculated spotsize here is an orders of magnitude less. A geometrical view of the problem is presented in the link:[4] For better approximation one have to use spotsize equation given by electromagnetic field theory with higher order Gaussian corrections[5][6][7][8]. As we reach higher order corrections we get better and better theoretical results. But still it will be in the range of above calculate spotsize.
The best theoretical value for the spotsize is needed to be multiplied by pi (121 X pi = 380 nm; This value is much closer to the experimental value so i am taking it as the beamwaist inside water for my optical trap.). This value seems to be closer to the experimental value and gives a Rayleigh range of 567nm. This figure is used to calculate the PSF (point spread function) for the optical trap, which will be used in caliberation for the sensitivity. Also a quick way to estimate the spotsize: ωo=λ0/2n=400nm (if we also divide it by π we will get 127nm).
The results of the beam waist can be experimentally verified by directly measuring the spot size, but the process is rather cumbersome and hardly interesting[9][10][11]. The results given here are the best in terms of the theoretical limits of the aberration free optics. Experimentally we suffer on number of bases: one of them is experimental-setup itself; because of aberrations introduces by index mismatch among water, oil and glass interfaces, which also introduce the multiple reflection. And we should also not forget that the focal plane of the objective is not infinitely thin in z-direction, which implies the out of focus rays degrading the overall image reducing the resolution and degrading the spotsize.


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The beef industry has seen a "down-sizing" due to the drought affecting many cow herds. Much has been written and spoken about the need to "rebuild the cow herd." When the return of good moisture allows for adequate forage growth and pasture conditions to improve, ranchers may need to self-examine their operations and look at breeding season alternatives that provide greater sustainability moving forward.
Southern Plains producers have many alternatives for calving seasons. Spring and fall are the seasons of choice. Traditionally many herds have been bred to calve in February, March, and April. Some fall calving seasons have arisen from elongated spring seasons. Other fall calving herds were created by design to take advantage of improved cow condition at calving, improved market conditions when calves and cull cows are sold, and less weather (heat) stress on cows and bulls during the breeding season.
Deciding on the use of one calving season or two calving seasons is a big first decision when producers are choosing calving seasons. Two calving seasons fits best for herds with more than 80 cows. To take full advantage of the economies of scale, a ranch needs to produce at least 20 steer calves in the same season to realize the price advantage associated with increased lot size. Therefore having forty cows in each season as a minimum seems to make some sense.
Using two seasons instead of just one can reduce bull costs a great deal. Properly developed and cared-for bulls can be used in both the fall and the spring, therefore reducing the bull battery by about half.
Another small advantage to having two calving seasons is the capability of taking fall-born heifers and holding them another few months to go in to the spring season and vice versa. Because of this, replacement heifers are always two and a half years at first calving instead of two years old. These heifers should be more likely to breed early in the breeding season and have slightly less calving difficulty. Research has shown that these differences are very small, therefore the cost of the other six months feed must be minimal to make this a paying proposition. A disadvantage to breeding heifers to calve at 30 months is found when "open" heifers are culled. They are too old to go the feedlot and produce high grading carcasses. Therefore, the older heifers will be discounted (price per pound) when marketed after an unsuccessful attempt to get them bred.
Some producers like the dual calving seasons because of the spread of the marketing risk. Having half of the calf crop sold at two different times allows for some smoothing of the cattle cycle roller coaster ride. It is important that an adequate number of calves be born together to a make a marketable package that will not be discounted because of small lot size.
There are advantages and disadvantages to a split calv-ing season. Having a split calving season is not for everybody, but may be an alternative for some Southern Plains producers. £


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Mixed Indigo/Blue Swirl Studs
Mixed Indigo/Blue Swirl Studs
These studs are made from Australian, sustainably sourced Red Mallee Burl timber.
The resin is clear with electric blue and Indigo swirls.
Each Stud is 21 mm in diameter (approx.)
The earrings sit stainless steel posts and have soft rubber backs for comfort.
All products are designed and handcrafted by Jax in her South Australian studio.
Each piece is completely unique.
Please Note:
Resin has glass like qualities and; like glass is prone to scratches if adequate care is not taken.
You will find bubbles in my jewellery-: I choose to leave some in as I love the added dimension and wonderful underwater feel they give my pieces.
If you would like a piece custom made with your chosen size, shape and colour; please get in touch - here. and we will work something out together.


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The ribbed appearance of the centre is created by couched lines of thread. Actually, they are too short to qualify as lines; they are more like dashes! On the first flower, I couched all of the lines before plunging the ends. When I plunged the ends I pulled a few of the shortest pieces right through and had to redo them. On the second flower I couched and plunged each line in turn. I didn't pull any of these lines out but they were marginally longer than the first set.
The pollen is represented by Japanese round knots. I have always found knots of any kind a challenge but gradually I have improved and now rather enjoy adding a few knots here and there.
Japanese round knots most closely resemble colonial knots but the method of working them is different. For a long time I could not get it and would frequently get in a tangle. Then last May, we went to Edinburgh to see the Shizuka Kusano exhibition. I watched the young woman who was demonstrating Japanese embroidery and was amazed at the speed and ease with which she stitched the round knots. At my request, she did them in slow motion and allowed me to make truly awful sketches of what she was doing. As bad as they were, those little diagrams were enough for me to try her technique when I got home.
I had not done any knots since then so I needed to refresh my memory before I started but I soon found myself stitching knots with ease. Not though with the skill and dexterity of the demonstrator.
Happy Stitching


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Decision : CONF 002 VII.9-12
Management, Administration and Staffing of the World Heritage Centre
VII.9 The Committee discussed further the management and staffing of the World Heritage Centre after having taken note of the proposal prepared by the working group consisting of China, Colombia, France, Germany, Italy, Senegal, Thailand and the United States of America. Based on the conclusions of this working group, the Committee agreed on the importance of the World Heritage Centre as a unified body within the Secretariat of UNESCO. Furthermore, the Committee underlined that the determination of needs on staffing and funding levels can only be reached based on a clarification of the role and functions of the Centre. Having adopted the proposal of the Delegate of Colombia to delete the word "systematic" in the third point of item 1 (d), and to add "States Parties" in the same sentence so as to read: "coordination of monitoring of World Heritage sites carried out by the States Parties, the advisory bodies and other institutions, as requested by the Committee", the Chairperson declared the text of the working group adopted as amended by the proposal of Colombia.
VII. 10 The committee requested the chairperson to transmit to the Director-General of UNESCO the proposal as it now reads:
"Based on the conclusions of the working group, consisting of China, Colombia, France, Germany, Italy, Senegal, Thailand and the United States of America, the Committee agrees on the importance of the World Heritage Centre as a unified body within the Secretariat of UNESCO. The Committee believes that the determination of needs on staffing and funding levels can only be reached based on a clarification of the role and functions of the Centre.
1. The Committee believes the role and functions of the Centre are as follows.
The Centre should:
(a) fulfill the function of Secretariat to the organs of the 1972 Convention;
(b) act as a clearing house for the purpose of coordination and information-sharing between the Committee and other conventions, programmes and international organizations related to the conservation of natural and cultural heritage, as requested by the Committee;
(c) oversee the implementation of training, monitoring, and technical assistance by the States Parties, the intergovernmental body ICCROM, ICOMOS, IUCN and other NGOs, and cooperate with other units of UNESCO and its Field Offices, as requested by the Committee;
(d) be the primary instrument for facilitating the implementation of the decisions of the committee and in this regard should be the primary contact with the States Parties on all technical aspects of the Convention, including:
(i) coordination of the inscription process;
(ii) assistance to and coordination of requests by States Parties for training and technical assistance, including evaluation of the results;
(iii) coordination of monitoring of the World Heritage sites carried out by the States Parties, the advisory bodies and other institutions, as requested by the Committee;
(iv) organization of regular meetings and other meetings as requested by the Committee;
(v) preparation of reports as directed by the Committee;
(vi) development of draft proposals for technical guidelines to improve the effectiveness of the Convention as requested by the Committee;
(vii) preparation of the budget for the Committee's approval;
(viii) disbursement of funds in a timely manner.
(e) implement plans and seek partnerships to increase materials promoting the Convention, as directed by the Committee and in accordance with the goals and policies of UNESCO.
2. Therefore, the Committee expresses its strong concern that every effort be made to secure funding and staff necessary to perform adequately the above tasks. The Committee requests the Director-General to take this concern into consideration for further action."
VII.11 The Representative of the Director-General of UNESCO, thereupon made a statement emphasizing that with respect to the document presented by the working group, it had to be clearly stated that the Director-General of UNESCO is bound to abide strictly to the provisions of the 1972 Convention. Article 14, para. 1, of the convention provides that "a Secretariat appointed by the Director- General of UNESCO" shall assist the Committee and that UNESCO will continue to do so. The Convention also provides in para. 2 of Article 14 that "the Director-General of UNESCO utilizing to the fullest extent possible the services of the International Centre for the Study of the Preservation and the Restoration of Cultural Property (ICCROM), the International Council on Monuments and Sites (ICOMOS), the World Conservation Union (IUCN), in their respective areas of competence and capability, shall prepare the Committee's documentation and the agenda of its meetings and shall have the responsibility for the implementation of its decisions". Accordingly, he pointed out, the UNESCO Secretariat - of which the World Heritage Centre is a part - will work closely, as it had done in the past, with the intergovernmental organization ICCROM, the NGOs, such as IUCN, ICOMOS and others, in the implementation of the decisions of the Committee. In this regard, UNESCO is bound also to respect the directives issued and the decisions taken by the General Conference of UNESCO. Concluding his statement, Mr Bouchenaki underlined that the Director-General and the Secretariat of UNESCO, both at Headquarters and in the field, will make every effort - as they have done for World Heritage sites in the past - to harmonize contributions from various partners such as the UNDP, FIT, voluntary contributions, associate experts, and bilateral inputs.
VII.12 Upon the proposal of the Delegate of Japan, the above statement of the Representative of the Director-General of UNESCO was to be included in the Final Report of the session.


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