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|2011-09-16, 12:24
|Link #1
Join Date: Dec 2003
Age: 36
Penguin Drum - Penguin Discussion
The purpose of this thread is to provide a place to discuss all things Penguin related.
To keep the discussion enjoyable for all Mawaru Penguin Drum fans, please follow the guidelines below and stay on-topic!
Note: Please don't use this for the specifics (i.e. episode, chapter, game, etc. discussion) there are other threads for that stuff.Thread Guidelines
|2011-09-16, 17:19
|Link #2
Have some salt
Man those penguins are such a nice distraction; they steal the show too much. #3 is the most funny and least destructive, while #2 you can't help but laugh at his idiocy. #1 is too much of a perv and needs to be controlled soon.
Kip kip kip...
|2011-09-16, 20:59
|Link #4
Senior Member
I particularly like how each penguin is tied to a human, so that if it's happening to the associate human its also happening to the penguin. That was particularly funny in Episode 10, lol.
|2011-09-17, 23:13
|Link #6
fullblown technicolour
Join Date: Apr 2006
maybe it's just me, but i'm getting seven sins parallels with the penguins.
#1 as lust, #2 as gluttony and #3 as greed (especially if we play in himari's goal of being an idol, i.e. having it all. also flipping out over the ribbons which led to dire consequences, though that could be stretching it).
esmeralda though is a bit tricky, as i was originally going to state wrath but idk.
anyway, just throwing it out there.
|2011-09-17, 23:42
|Link #7
just passing by
Join Date: Jun 2007
Location: Exia
I think it may be just me that thinks this but I don't think the penguins were needed at all. They take away from the seriousness of the show and their presence is not even needed for comic relief. At most, their presence is just filler that could be replaced with actual story content.
|2011-09-18, 00:57
|Link #8
You are Reading this!
Join Date: Feb 2011
Location: In the study room
Perhaps there is a deeper meaning to the penguin's existence, other than providing the occasional humor. But if there is nothing to them, it would be best if their 'distractions' get toned down slightly.
Last edited by KyriaL; 2011-09-18 at 01:28.
|2011-09-18, 11:58
|Link #9
Senior Member
Join Date: Aug 2007
I love the Penguins (all of them) and I don't ever want their crazy hijinks to stop because I think it adds to the creativity of the show. And I love the direction of the things with the humans happening in the foreground but then the silly things with the Penguins happening in the background.
That being said my favorite of the Penguins is definitely no. 2. He always has the best gags.
My favorites
* When it looked like he was going to save Ringo but went for the fish instead
* When he ate what came out of that frog (although that was sort of disgusting too)
* When he starting eating the sandwiches at the party and then we see he took 1 bite out of each one.
*Oh and his classic spraying of the Cockroaches.
He's the penguin with the less distinct design. but his personality makes up for that.
|2011-09-18, 12:23
|Link #10
Seishu's Ace
Join Date: Dec 2005
Location: Kobe, Japan
I sort of see the penguins as a physical manifestation of the subconscious mind of their human "master". They act out the impulses their human would, if not for their inhibitions and the rules of acceptable behavior.
And yes, like his human, penguin #2 is my favorite. He's a constant source of large laughs.
|2011-09-18, 12:37
|Link #11
Junior Member
Join Date: Dec 2009
Penguin 2 is definitely my favorite. He's hilarious - I've never seen any one kill bugs, and then lay them out in organized little rows. He's also the only one that has vices that don't seem to match up directly with his human master as of now. I bet they're hints to Shoma's personality that we haven't seen.
Penguin 3 Ms. San-Chan I always thought was kind of boring (except for the wigs) before episode 9. I wonder what else she has to hide.
I'm liking Esmerelda already "Kyu-HOO" She sure seemed to like Penguin 1 - and her sharpening that scapel was more than a little creepy. I hope we'll get to see more of her in action.
|2011-09-18, 12:42
|Link #12
Senior Member
Join Date: Aug 2007
I think this comes across a bit clearer in the novel
Spoiler for For Novel (no spoilers but just in case:
Although I remember in the anime Shouma seemed pretty taken in by Ringo's curry as well. It's been awhile since I watched that episode but as I recall he couldn't keep his stomach from rumbling.
|2011-09-18, 12:51
|Link #13
Junior Member
Join Date: Dec 2009
But what about the exterminating bugs thing? And the OCD-ness of arranging the bugs in the pattern/taking one bite of each sandwich at the party?
|2011-09-18, 16:08
|Link #14
Join Date: Sep 2007
Location: Kappas' country.
They're pretty cute but if we were to transpose them into reality, I'd find it incredibly creepy. Actually, I don't trust them at all I wouldn't be surprised if they turn against their "masters".
For now they obey Himari, Kanba and Shou but what says they will continue? They're clearly think of the Princess as an higher master then them.
As for what they are... the past selves of Himari, Kanba and Shou? Sanetoshi's creations? No idea yet...
|2011-09-18, 16:20
|Link #15
Senior Member
Join Date: Dec 2009
Location: United States of America
Age: 27
Penguin #1 is the boss. Absolute pervert and that hat chase scene was epic too. But he doesn't seem too complicated - mostly a straightforward read. He doesn't seem to fear much and clearly cares for other penguins but he is also indecisive as hell - as seen in that roast scene - and I think that extrapolates to Kanba pretty nicely.
Penguin #2 is funny. Very funny. My favorite scene though was when he roasted #1 alive. He has a slightly murkier side to him than Shoma, what with the eating that Frog shit and killing roaches and what not, and I wonder if those are subtle hints at what Shoma has hidden beneath his caring family member facade. I definitely get somewhat sinister vibes from him.
Penguin #3 is kinda creepy imo. I say even creepier than Esmeralda because we already know what Esmeralda wanted and how her personality is. San-chan is hard to read - appears oblivious but clearly isn't. Seems to care for other penguins but not really. The expressions in episode 9 were absolutely hard to read too and while the other penguins were already sealed inside the boxes, she was running around reading memories and shit. I get pretty serious sinister vibes from her
Esmeralda is another easy read imo. Not much has been seen yet but I doubt she is all that complicated.
|2011-09-20, 04:46
|Link #16
Senior Member
Join Date: Jun 2009
Location: Tannhäuser Gate
Age: 30
The penguins are cute 'n' all but I hate to see them get hurt!
It's quite unsettling because they don't seem to be able to yell or find a way out of it. They're like animated rag dolls which can however, still feel pain and other emotions.
Poor, stubby, helpless creatures
|2011-09-20, 20:02
|Link #17
Senior Member
Join Date: Aug 2007
Someone at a blog made a terrific connection to the penguins physical features (namely no. 1 and 3) and how they relate to Kanba and Himari
If the person who posted that is reading this I hope you are flattered that I quoted you.
|2011-09-21, 00:47
|Link #18
Senior Member
Join Date: Sep 2011
I love the penguins but my brain hurts when I think about them. XD For instance.. when they're interacting with objects in the physical world, how does it look?? Does it look like the item is floating? That would creep people out. Does the item disappear? It seems to be a combination of both. They also seem to have a physical presence, San-chan knocked over Ringo and that one girl thought Shoma was groping her on the subway...but then did she notice she was stepping on something that wasn't the ground? @_@ If she looked down, what would she see? Her foot floating?
This reminds me of Petshop of Horrors where the pets would interact with objects around them in their human forms while people around them just saw an animal. I had the same problem wrapping my brain around that. XD
|2011-09-21, 19:23
|Link #19
Join Date: Aug 2007
Location: 42° 10' N (Latitude) 87° 33' W (Longitude)
Age: 40
Consider this thought: did the nurse feel that thermometer up between her legs? Oh baby, it's nice to think about that. Oh the heat!! XD
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Rangers Assign Conor Allen to Hartfordby New York Rangers @NYRangers / NYRangers.com
New York Rangers President and General Manager Glen Sather announced today that the club has assigned defenseman Conor Allen to the Hartford Wolf Pack of the American Hockey League (AHL).
Allen, 23, made his NHL debut on December 29, 2013 against Tampa Bay and has skated in three games with the Rangers this season. He returns to Hartford where he has registered five goals and eight assists for 13 points, along with 34 penalty minutes in 29 games this season. Allen ranked fifth on the Wolf Pack in points, fourth in goals, and was tied for fourth in assists at the time of his recall on December 27. He was also tied for first among team defensemen and second on Hartford overall with two power play goals on the season.
The Chicago, Illinois native originally signed with the Rangers as an undrafted free agent on March 29, 2013.

subset: commoncrawl


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Square Enix does way more than just FInal Fantasy figures. They've got fantastic-looking toys from other games - Metal Gear Solid, Street Fighter, Batman: Arkham City, Vanquish, Halo, God of War - coming to their Play Arts Kai line.
They brought 'em all to Comic-Con. Some of them look finished. Plenty don't. They all look sharp, especially Sam Gideon from Vanquish. See what non-Final Fantasy figures Square Enix imported to the San Diego Comic-Con, the pre-order accordingly.


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Senior Citizens Day Celebration - Monday, May 13th (Noon)
Event Date:
Mon, 05/13/2013 - 12:00pm
"Celebrating the Ages"
Join us for a celebration of the ages during our annual Senior Citizens Day Celebration on Monday, May 13th hosted at the Marion Senior Center. Lunch is being catered by L.A. Catering and will be served promptly at noon. The menu features Gourmet Cole Slaw, Green Beans Almondine, Red Skinned Mashed Potatoes, Pot Roast of Beef Portabello (with a Mushroom Sauce), Rolls and Butter, Peach Cobbler with Whipped Cream, Ice Tea, Coffee and Water.
At the conclusion of dinner, we will present this year's "Pearl R. Roberts Award" during a special awards ceremony, where we will recognize several senior volunteers for their outstanding commitment, selfless giving and community service.
Special Entertainment for this year's event is professional actress and comedienne, Mary Faktor. Mary has been delighting audiences across the country for 30 years with her popular one-woman comedy show, "The Six Ages of Woman". Besides laughing off their stress, the audience leaves her show uplifted, like they too, can realize their dreams.
There will also be an abundance of door prizes given away during the event, compliments of our corporate sponsors and many friends of the Center.
Tickets for the event are $10, and are available now at the Marion Senior Center Transportation Desk while they last. Seating is limited, so we recommend you purchase your ticket as soon as possible! Tickets include dinner, entertainment and the awards presentation. For more information, contact the Marion Senior Center at (740) 387-6100.
Special thanks to the Marion County Council on Aging for an Enrichment Grant, corporate sponsors Kingston Residence of Marion, Denzer-Hottinger-Farison & Snyder Funeral Homes and Sterlingg House, along with the many organizations and businesses which support this celebration for the senior members of our community and make it possible.


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Abit AB9 Pro 965P Motherboard Review
Introduction and Specifications
During Computex in Taipei this past summer, Intel officially unveiled their latest core logic solution, the 965 chipset. While not targeted to replace the 975X chipset as the enthusiast platform of choice for Intel processors, the P965 chipset is making its way into enthusiast class motherboards such as this Abit AB9 Pro. One very significant change in the P965 chipset is that it no longer natively supports PATA. This leaves manufactures to Include PATA support via an additional add in controller. While I'm always a fan of phasing out old technology, I believe Intel jumped the gun on this one, as most optical drives available on the market today still feature a PATA interface.
The AB9 Pro has a well rounded feature list, at an affordable price point, which makes it a very capable mid range board.
Specifications (from Abit.com)<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />


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Central Banking's Newest Fad
The new fad in central banking is something called macroprudential policy: targeting controls at particular areas of concern, such as raising minimum down-payment rules for home mortgages. WSJ's David Wessel explains.
This transcript has been automatically generated and may not be 100% accurate.
... I ... this is the headquarters of the Federal Reserve ... the Nikki's office is right up there ... the last five years have been tough one for central bankers ... the worst financial crisis and seventy five years the deepest recession since the great depression itself ... it is one thing in which all central bankers agree ... never again ... they know they can prevent borrowing binges and bubbles ... but that like to minimize their size and the damage they do when those bubbles burst ... no one way to stop people from borrowing too much ... is simply to raise interest rates at the first sign of financial excess ... punishes everyone ... even if this is a confined to just a single sector the economy ... so the new fad in central banking is called macro Prudential policy ... that's a fancy way of saying ... target your controls at the sector you worry about ... safe raise the minimum down payment rules ... for home mortgages ... now the Fed isn't trying to stop or slow landing in the United States right now ... fact is trying to encourage more of it ... especially in hard in places like Las Vegas ... but other countries are ... and they're experimenting with these macro Prudential policies ... and everyone else is watching closely ... the International Monetary Fund has published twenty three working papers that touch on this object in the past three years ... in Korea ... real estate prices has been rising very rapidly consoles upscale gang in April ... the one that side made famous in his music ... and tell the central bank said buyers had to put down ... fifty percent down payment ... and said that mortgage payments ... could exceed forty percent of their ing Cup ... sales dried up phone stopped ringing in real estate offices ... and last year housing prices and Gangnam fell by five percent ... new new new much the same thing happened in Toronto ... where the government central bank were worried that consumers are taking on too much debt ... fueling a condo building ... so Finance Minister Jim Flaherty used his power ... to increase the monthly mortgage payments on new loans ... to require a twenty percent down payment ... and any house that goes for more than a million dollars ... in to limit the amount that people can take out ... a refinance their mortgage ... housing prices fell for five months after that ... but in Israel the experiment doesn't work out that way ... coal prices kept climbing rapidly utilities ... even though central bankers stanch Fisher boosted minimum down payments and made mortgage lending much less attractive to banks ... mortgage rates are still low ... demand for housing is still strong ... so home prices there are still shooting up ... not everybody likes these new controls ... some people see them as just an excuse ... for not raising interest rates when that's necessary ... other people see them as a return to the no longer fashionable practice of the government deciding which parts of the economy should get credit ... and which did not ... and the politics of this art stretcher ... can you imagine Denver Nanking going before the Congress ... to explain why he is just made it harder ... for many Americans to buy a house ... for The Wall Street Journal and David Wessel ...


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Original journalism from the Center's OpenSecrets News
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TechCrunch Hackathon 2012Adria Richards
SendGrid sent us to the TechCrunch Disrupt Hackathon to do some hacking with local developers. With just 24 hours to go from idea to demo, we came up with the idea CrunchFunnel. Using the Crunchbase, SendGrid and Twilio APIs, CrunchFunnel helps you find out which companies are ready to hire and expand their infrastructure, giving you a lead time of 2-5 weeks over competitors.
In this post we will describe our process from beginning to end, including access to the source code and live demo.
1. Selecting An API Hackathon Target
At hackathons, it's not about who you are, but what you build there. You can come with a team or find one there. Frequent attendees of hackathons are familiar with popular API's and usually arrive with several ideas in mind. The exciting part is trying something new.
You're looking to build something interesting and unique. Sometimes that's using an API in a novel way unimagined by the designers of the API or by mashing a few APIs up to form something innovative.
SendGrid'ers Laurence and Pedro brought the CrunchBase API to our attention as a viable and interesting API to hack on. There is a lot of information on the CrunchBase site, with crowdsourced data and over 150 million updates per month according to a recent article about the CrunchBase API update.
We spent time exploring other sponsored API's for the hackathon we hadn't used before like Evernote, New Relic and the Department of Energy, looking for interesting ways to tie them together.
For the foundation of our technology stack, we selected Python for our language and Flask, a lightweight Python web framework, perfect for a time constrained hackathon. For hosting we decided to use AWS Elastic Beanstalk as it was one of the sponsored services and would be fast to setup. SendGrid and Twilio rounded out our technology stack, allowing us to easily send out information to CrunchFunnel users. If we had extra time, we would of integrated Locu, LinkedIN and Klout to polish the data.
Elmer took care of the backend programming, while Adria focused on customer development, frontend design and our final presentation.
2. The Customer Development Process
While there were a lot of data points within the CrunchBase API, we needed to identify the data that would be most valuable in a digest format to subscribers. Adria selected the overview description, number of employees and total money raised in addition to the company's contact information and URL to begin.
To validate this was the correct data, Adria created a survey asking:
- Were they readers of TechCrunch
- How they used CrunchBase
- Did they work in a technical role
- How did they make decisions on where to work
This identified individuals who were likely to be making a job change in the next 1-3 years and thus the target user of our tool. Adria started with open ended questions and then divided them into groups.
Overall, the findings were consistent with location and work environment being the most important.
3. Front End Design
The design was kept simple and focused on where the information would be sent. After entry of the zipcode, you could select to send by email using SendGrid, text using Twilio and post to your Evernote account (this option will be marked at "coming soon").
Adria used an online wireframing tool called Moqups to sketch out an outline of our idea:
We then discussed formatting of the CrunchBase content via email as well as the fields that subscribers would fill out to sign up.
To create the site for the app, Adria downloaded Twitter Bootstrap and created the landing page. This front-end framework is very popular at hackathons and Adria first used it last September at the Foursquare hackathon. It's easy to use and comes with packed with useful css styles, layouts and javascript functions so you don't have to spend hours building them yourself.
Adria stripped out all the navigation and started with a base page using the Bootstrap grid, thumbnails and a form for the zip code to create the initial design.
Once that was in place, Adria created a logo, added form fields, submission buttons and logos for each service
In a hackathon, functionality is more important that design as the goal is to build a working app, but making your app easy on the eye helps to focus on user experience and workflow. If you have a choice between working on slides and working on the interface, choose the second one.
4. Back End Design
In parellel, Elmer worked to make the APIs (CrunchBase, SendGrid & Twilio) come to life via the Amazon AWS/Python/Flask stack. Prior to arriving, Elmer worked on making sure the framework was functional and ready to go, albeit on a different hosting service (Heroku). It did not take much to switch over to Amazon Elastic Beanstalk. During the event, the focus was on making the idea come to life in a form that could be demoed onstage, within 60 seconds.
5. Demo Slides
We created a set of slides to explain what we built. This is common if you've attended events like Startup Weekend or gone to demo day for an incubator. The thing that made the TechCrunch hackathon different is that instead of having 3-5 minutes to explain and demo your app, you had exactly 60 seconds. Elmer and I decided to skip nearly all the slides and focus on the demo but these slides give you an idea of the presentation
- The problem: Too much information to process
- The target market: Job seekers
- Demo
- Customer Development: Validation of our assumptions
6. Live Demo
In the end, we were one of 151 final hacks presented, 8 of them using the SendGrid API. After our presentation, we were treated to Sushi & Beer, a hackathon first for us, and we attend a bunch of hackathons.
There were 8 companies that used the SendGrid API, making it a challenge for us to chose the best hack using SendGrid. We chose Roxollo, a marketing platform that captures and retains customers. They were able to complete a impressive CRM in just 24 hours, so we awarded them our prize, a Google Nexus 7!
You can download the source code, view the presentation and try the live demo [zip codes that are known to work are 94109, 94111 and 94114]. Don't forget to check out our photos and tag any that you recognize. See you at the next hackathon!
Written by Adria Richards and Elmer Thomas


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A recent Gallup poll found that the top financial worry among Americans today remains whether they'll have enough money for retirement. While these are concerns shared by males and females alike, women as a group may be particularly susceptible to financial turmoil in their later years.
Continue Reading Below
There are several factors, including an average lifespan that's longer than their male counterparts, that makes retirement planning more challenging for women. But by learning the most prominent risks that come with retirement, women can unlock the secrets to financial stability in their golden years.
Here are six facts on women and retirement that can help guide successful planning.
1. Career success doesn't equal financial success
"Financial education has less to do with the type of job a woman holds and more to do with how she was raised to think about money," says Patricia Nelson, founder of the community outreach program Wise Women Workshop. In her practice, Nelson sees breadwinner wives who leave financial decisions to their spouse and stay-at-home moms who take charge of the household's financial planning.
Even so, recent research conducted by Fidelity Investments indicates that women are overwhelmingly less involved in family finances than their male spouses. This trend may also be worsening, as Generation Y and Generation X women currently play less significant roles in long-term financial planning decisions for their families than do baby boomer women.
"We teach a lot of algebra in school, which is great for college placement," says Nelson, "but we're not teaching financial literacy. We should be teaching kids about having a checking account, how credit works, and how to practice restraint to boost a savings account balance."
At home, she adds, dads sometimes talk to their sons about money but less frequently to their daughters. This can leave women unprepared for life's financial challenges, regardless of how much they earn.
2. Women can outlive husbands by 15 to 20 years
Not only do women generally have longer life expectancies than men, they also often marry men older than themselves. As a result, many women may outlive their husbands by a staggering 15 to 20 years.
As women age, the repercussions for being less involved in financial decisions can be staggering. "Women over the age of 75 are the largest segment of the poverty population right now," says Nelson. "Many women let their husbands handle the finances so, in the end, they aren't properly planned for."
Nelson adds that husbands don't necessarily intend to be malicious, but she has seen instances where financial decisions were made without the necessary knowledge or foresight needed to plan for an extended financial future. If a woman intends to be financially solvent throughout her life, it's in her best interest to stay involved in her family's finances.
3. The unthinkable can -- and sometimes does -- happen
"The No. 1 reason women don't become involved in their family's long-term financial plan is because they often view money through an emotional filter," says Nelson.
This is particularly true when it comes to planning life insurance coverage. As terrible as it is to envision, sometimes spouses die unexpectedly. If a husband is a primary breadwinner (or even a substantial financial contributor), women and their children can face dire financial consequences without adequate life insurance coverage.
Households with a female breadwinner should also take heed: Stay-at-home dads need the same financial protections.
4. Women are often better investors than men
There's a certain irony involved with women shying away from financial planning when the data show that female investors often outperform male investors. A 2014 study by accounting and advisory firm Rothstein Kass found that hedge funds owned or managed by women consistently outperformed industry benchmarks.
An older study by University of California professors also suggests that overconfidence among male investors leads them to higher trading volumes, which in turn hurts their yields relative to female investors, who tend to favor less investment turnover. Thus the presumption that women are somehow less suited to making investment decisions may be hurting everyone in the family.
5. Small savings can add up to big balances
It's easy to become complacent about recurring but necessary bills like home and auto insurance policies. "Most people sign up with a carrier and stay with them for 10 to 20 years," says Nelson. "Today though, there are no savings for loyalty. When a client switches carriers I see them save, on average, $600 to $800 per year."
Nelson also suggests negotiating with utility, cable and cell phone carriers. "Most companies want to keep your business and will figure out a way to knock $20 to $40 per month off of your bill. You have to be proactive about calling them though, because no company is going to call you to tell you how to save on your plans."
While these moves may seem inconsequential in the short term, they can easily add up over time -- something women are likely to have more of, reminds Nelson.
"Even small changes can boost a saving account or retirement balance by a substantial amount," she says. "When it comes to retirement, women need to put themselves first because, ultimately, they're the ones who are living the longest."
The original article can be found at SavingsAccounts.com:5 retirement secrets every woman should know


text:
What You'll Get
Photographs printed on canvas will outlast photographs printed on anything and then used as napkins during a family barbecue. Put a photo in a durable place with this Groupon.
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Customers living in Connecticut, California, North Carolina, Nevada, Kentucky, and Washington will pay an additional fee for sales tax.
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About Canvas on Demand
Since 2002, Canvas On Demand has been an industry leader in creating print-on-demand wall art, meaning each item is hand-crafted specifically for the purchaser when their order is placed. Canvas On Demand specializes in creating high quality canvas and framed prints, as well as assisting customers with their images and orders by turning Instagram pictures, family portraits, wedding photos, and photos from any occasion into memorable pieces of art.


text: Find your perfect apartment for rent on Westside Rentals - the only house rental app you need. WestsideRentals.com is the definitive marketplace for connecting landlords and tenants in Southern California. Since 1996, we've helped more than 1 million renters search for housing. Hundreds of thousands of SoCal landlords look to WestsideRentals.com to assist them in finding responsible tenants to fill their vacancies. Whether you're searching for apartments to rent, or looking for other stay options to rent, the Westside Rentals Search Apartments app will help you simplify your search. If you are an apartment or home owner and want to rent your apartment, you can try the Westside Rentals to find suitable tenants for your house. Online home rentals search has never been easier, or more intuitive. A clean design, easy navigation, and innovative features make apartment search easy on the Westside Rentals – Search Apartments app. Browse flats and apartments for rent and start talking to the landlord to start living in your perfect home. View detailed photos of the apartment, house before visiting the property. You have access to all details of the apartment within the app. Searching for the best rental apartment becomes really easy with the map search feature on Westside Rentals app. The Westside Rentals app helps you search for a rental apartment or house, on the go. Here are the key features: - Use map to search and locate properties by the area - Browse apartments, houses, and more available for rent - View apartment details, photos and more - Connect with landlord or tenants - Send yourself alerts from within the app For the last 20 years Westside Rentals has been serving Landlords and their tenants by listing their properties. So, if you are looking to rent your next home in South California, just download the Westside Rentals app to get started. We are constantly working hard on making the app better and more useful for your rental apartment search needs. We need your constant support to get going. Please feel free to email us at email@example.com for any queries/suggestions/problems or if you just want to say hi. We would love to hear from you. If you have enjoyed any feature of the Westside Rentals app, do rate us on play store. Tell your friends how much you have enjoyed using Westside Rentals app.


text:
Dear Applicant, We are unable to take favorable action on your application. You have reached the final frontier of rejection. We have tainted this letter with anthrax. If that does not kill you, please use the enclosed cyanide tablet.This letter will self-destruct in 15 seconds.kmpnj, Dean of Admissions, People's College of Law
Your Welcum. Dear Applicant,There are Jews in the world.There are Buddhists.There are Hindus and Mormons, and thenThere are those that follow Mohammed, butI've never been one of them.I'm a Roman Catholic,And have been since before I was born,And the one thing they say about Catholics is:They'll take you as soon as you're warm.You don't have to be a six-footer.You don't have to have a great brain.You don't have to have any clothes on. You'reA Catholic the moment Dad came,BecauseEvery sperm is sacred.Every sperm is great.If a sperm is wasted,God gets quite irate.Let the heathen spill theirsOn the dusty ground.God shall make them pay forEach sperm that can't be found.Every sperm is wanted.Every sperm is good.Every sperm is neededIn your neighbourhood.Hindu, Taoist, Mormon,Spill theirs just anywhere,But God loves those who treat theirSemen with more care.Every sperm is sacred.Every sperm is great.If a sperm is wasted,......God get quite irate.Every sperm is sacred.Every sperm is good.Every sperm is needed......In your neighbourhood!Every sperm is useful.Every sperm is fine.God needs everybody's.Mine!And mine!And mine!Let the Pagan spill theirsO'er mountain, hill, and plain.God shall strike them down forEach sperm that's spilt in vain.Every sperm is sacred.Every sperm is good.Every sperm is neededIn your neighbourhood.Every sperm is sacred.Every sperm is great.If a sperm is wasted,God gets quite iraaaaaate! Catholic Law Skool


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The Fashion Office
Into The Woods Nfocus Bridal January 2015
Nashville, TN, US
- in Fashion Styling
Fashion Editor: Milton White
Fashion Editor: Milton White
Fashion Editor: Milton White
Fashion Editor: Milton White
Fashion Editor: Milton White
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Cause For Paws for Nashville Humane Association
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Nashville Scene - In Full Bloom
Composure Magazine Scorched Earth
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StyleBlueprint Must-See Spring/Summer Trends 2016
StyleBlueprint Black: It's the New Black
StyleBlueprint Fashion 101: How to Take Black and White Beyond Basic
Nfocus Model Behavior
StyleBlueprint The 2015 Fall Fashion Calendar
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Summer Guide Nashvlle Scene May 14-20, 2015
Nashville Dress Code Nashville Scene April 2-8, 2015
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Look Who's Coming To Dinner 12th & Broad Editorial
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Spotlight On Emerging Designers Nashvilel Scene March27 - April 2, 2014
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text:
London: Arsenal were pegged back from two goals up by Schalke for a draw as they earned a valuable point away from home in Group B of the Champions League.
The Gunners took the lead with Theo Walcott tapping into an empty net, and doubled their advantage as Olivier Giroud nodded home, but a goal from Klass-Jan Huntelaar halved the deficit before Jefferson Farfan levelled the scores.
Despite late pressure from Schalke, Arsene Wenger`s side stayed strong to secure a vital point to stay second in their group.
Schalke began as expected, with Huntelaar as striker and support on the flanks from Ibrahim Afellay and Farfan. Lewis Holtby, who continues to be linked with a move to the Premier League, began in the centre for the German side.
Arsene Wenger chose to replace the under-fire left-back Andre Santos with Laurent Koscielny, as the French defender moved centrally, with Thomas Vermaelen filling in on the flank.
Elsewhere, Walcott earned a starting place following his lively cameo against Manchester United, with Aaron Ramsey dropping out of the squad entirely.
The hosts started strongly, with Afellay testing Vito Mannone with a low shot that the keeper palmed away, before Benedikt Howedes came close with a header from a corner, but his effort drifted onto the top of the net.
And somewhat against the run of play, the visitors took the lead through Walcott, a man who has stated his preference for playing through the middle this season.
Giroud was sent through by a suicidal header from Roman Neustadter, but as he elected to try and chip Lars Unnerstall, he kicked the floor. As Howedes made a last-ditch challenge, Walcott sped in to round the keeper via a deflection and tap the ball into the empty net.
The Gunners extended their lead in the 26th minute, with Giroud nodding home his first Champions League goal after some fine work from Lukas Podolski.
After a good move involving Walcott, Jack Wilshere and Giroud, the ball found its way to Podolski on the left wing. The striker slipped, but his recovery was so quick that it surprised the defence, as he turned and swung in a great cross for the unmarked Frenchman to score.
Huntelaar fired Schalke back into the game in first-half stoppage time, with an unnerving finish into the bottom corner after some nice work from the midfield, with Holtby`s assist a fine pass.
Giroud could have added another shortly after the break, but volleyed over from another Podolski cross, while Huntelaar missed a sitter at the other end, with Mannone saving well.
A controversial moment came on the hour mark as Podolski looked to be through on goal, but play was brought back with Marco Hoger down injured. The striker vented his frustrations and was booked for dissent, while Hoger was subbed for Kyriakos Papadopoulos.
The hosts were level in the 67th minute though, as a cross in from the left that Holtby couldn`t direct goalwards was pounced on by Farfan, with his shot deflected in by Vermaelen.
Schalke generally dominated the rest of the game, but looked susceptible to Arsenal`s counterattack, and while Walcott had a very late effort saved, neither side could claim all three points in an enthralling encounter.


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FLORENCE, SC (WMBF) - As the holiday season approaches, law enforcement divisions in two Pee Dee counties plan to conduct checkpoints throughout the month.
According to Captain Michael M. Nunn with the Florence County Sheriff's Office, the 12th Judicial Circuit Law Enforcement Network, which includes agencies in both Florence and Marion Counties, will conduct traffic safety checkpoints in November.
The focus of the traffic safety checkpoints is the prevention of motor vehicle accidents and the detection and enforcement of traffic or vehicle operating violations.
Capt. Nunn did not specify precise areas or dates throughout the month where the checkpoints will occur, but did note the checkpoints will be spread throughout the two counties.
Copyright 2012 WMBF News. All rights reserved.


text:
[ Source: abe ]
Package: abe-data (1.1+dfsg-3)
Links for abe-data
Debian Resources:
Download Source Package abe:
External Resources:
- Homepage [abe.sourceforge.net]
Similar packages:
side-scrolling game named "Abe's Amazing Adventure" -- data
A scrolling, platform-jumping, key-collecting, ancient pyramid exploring game, vaguely in the style of similar games for the Commodore+4. The game is intended to show young people all the cool games they missed.
This package contains the architecture independent data files.
Download abe-data
|Package Size
|Installed Size
|2,802.4 kB
|4,055.0 kB
|[list of files]


text:
DUBLIN, Ohio (AP) – As perhaps the hottest name in golf these days, Bubba Watson is trying to keep his public and private lives separate.
But the two may have intertwined – no one knows for sure – in a curious incident earlier this week while the Masters champion and his family were in the Columbus, Ohio, area for the Memorial Tournament.
He hosted a Christian music concert at a downtown venue Tuesday night. He was with his wife, Angie, as they headed to their rental home.
"A car chased me,'' he said after a 74 in Friday's second round at the Memorial. "Angie was driving. She had to pull over. I switched to driving so I could drive through someone's yard if I had to. But we had to drive away from our house, the house we rented. We drove for 37 minutes.''
Watson called his caddie, Ted Scott, hoping that Scott could intercept the pursuing car.
"Teddy was trying to find me in his car so he could block him,'' said Watson, who along with his wife recently adopted a child. "When you start dealing with that, when you have the kid with you, it's not a good situation.''
The Watsons kept driving and driving, watching the headlights in their rearview mirror, until finally the danger passed.
"We kept driving around and they finally gave up,'' Watson said. "I was going to keep driving until we felt safe again. That's the first time that's ever happened.''
Watson said earlier in the week he and his wife have been trying to buy a house in the exclusive Isleworth community in Orlando, Fla. Among many other advantages, it's a gated community with good security. Among other celebrities who have lived in Isleworth are golfers Tiger Woods, Mark O'Meara and 2011 British Open champion Darren Clarke, along with baseball star Ken Griffey Jr., and actor Wesley Snipes.
"Isleworth is a beautiful place. I don't have to leave the gates. Security is a big key there,'' said Watson, who previously lived in Arizona. "We want to be in a secure area. We wanted to be where we can be a family, I can play golf, ride the cart around.''
Such is the life of a Masters champion named Bubba.
"It's been interesting,'' he said after missing the cut, giving him more time to look for a house. "That's why Isleworth is going to be good for us.''
DISCONNECTED CALLS: There was still a lot of buzz about Phil Mickelson's withdrawal after shooting a 79 in Thursday's first round. His playing partners, Watson and Rickie Fowler, both contended that part of the reason Mickelson pulled out was because of the continual distraction of fans clicking their cellphone cameras during Mickelson's swings.
The PGA Tour permits fans to bring cellphones onto the course, but they must be silent or on vibrate and can only be used to make or take calls in specified areas.
"We created an atmosphere for fans to use their phones and when we get these marquee groups together, that many people want to take photos,'' Tom Strong, in charge of tournament standards for the tour, said Friday. "We did have a setback with how it worked. We got together (Memorial Tournament executive director) Dan Sullivan, the marshal team and we beefed it up today.''
Police said about 50 phones were confiscated from the Watson-Fowler group.
Marshals frequently cautioned the galleries following Tiger Woods to silence their phones and not take pictures. Security guards who walk the ropes with Woods also warned spectators who were poised to snap photos as Woods passed.
"We'll be more aggressive with taking phones away,'' Strong said.
After Thursday's opening round, Watson was clearly angry about the cellphone use.
"Ever since they made that rule that cellphones are allowed, it's just not fun playing,'' he said. "They made that rule, more and more people have been using their cellphones to take pictures. … It's sad. It's sad that cellphones can make or break a championship.''
Fowler said things were vastly improved Friday.
"It was awesome today,'' he said. "I'd guess a little smaller crowd, obviously, with Phil not being here, weather and a morning time. But the tournament did a great job. We had a few (officials) kind of managing the situation.''
WEATHERING THE STORM: Just over an inch of rain came down at Muirfield Village Golf Club from Thursday night through the second round. Play was delayed for 1 hour, 48 minutes shortly after play began Friday.
Those returning to the course were hit with swirling, chilly winds that made club selection a bear.
The rain changed the conditions so much that some players could hardly recognize the place.
"The golf course that I knew, it's like I've never played here before,'' said Scott Stallings, tied for second. "I might as well have not even played a practice round if it's going to be like this.''
Another of those near the lead, Spencer Levin, added, "(The course) was pretty much the total opposite.''
Of course, the Memorial has long been plagued by inclement weather as the first tournament of the year played on a Northern course.
In the tournament's 37 years, 39 of the 146 rounds have been delayed, interrupted or canceled because of weather.
QUOTABLE: Daniel Summerhays, who has won the Nationwide event at Ohio State Scarlet and is in contention at the Memorial, on his mastery of courses Jack Nicklaus has designed or updated: "I've played bad on some Nicklaus courses, too.''
LOCAL BOY MAKES GOOD: Kyle Reifers grew up in Dublin, just a few miles from Muirfield Village, where he has played more than 100 times. He always attended the Memorial every year.
In his second appearance at his hometown event, he has steadily climbed the leaderboard and completed a 70 just before darkness fell to stand in the top 10 heading into the weekend.
"I played well; I played really well. I probably played better than my score,'' he said. "Still, I'm pleased where I'm sitting under extremely tough conditions.''
THREE NOT A CHARM: Rory McIlroy ran his missed-cut streak to three tournaments, wilting to a 79 that left him at 6-over 150.
McIlroy, struggling to regain the form that made him a runaway winner at the U.S. Open last summer at Congressional, was stricken by some horrible holes. He had a quadruple-bogey 7 at the signature 12th in the first round and then had two doubles on the homeward nine Friday.
"It just seems that every time I go out there I make one or two big numbers, and that's what kills me,'' he said. "I just need to get those off the card and I'll be OK.''
He's running out of time to figure things out; he defends his Open title in just two weeks at Olympic in San Francisco.
HANGING AROUND: Defending champion Steve Stricker rebounded from a 73 to shoot a 70 and put himself in contention heading into the weekend.
It wasn't easy. It never is for Stricker at the Memorial – except for last year.
"It was a struggle the first two days,'' he said. "I played the first two days like I normally play here, to tell you the truth. Last year was a little out of the norm. I don't know what happened last year.''
Going into last year at the tournament, Stricker had missed more cuts (1) than he had top 10s in 11 Memorials.
DIVOTS: Joining Watson and McIlroy in missing the cut at 3-over 147 were major winners Louis Oosthuizen and Mike Weir. … Leader Rory Sabbatini had not had back-to-back rounds in the 60s in a PGA Tour event since the Humana in late January. He has birdied the par-3 fourth and par-4 ninth holes – two of the hardest on the course – in both rounds of 69. … Jim Furyk, Lucas Glover and Henrik Stenson shot 68s for the low rounds of the day. … First-round leader Scott Stallings followed his 66 with a 73.


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Juniper's SDN strategy isn't built on OpenFlow, but rather uses a uses a mix of its network management software (Junos Space) and the Contrail network overlay controller that it acquired in late 2012 and open sourced last fall. Its overlay approach is similar to VMware's NSX and other virtual networks that are built using tunneling protocols over TCP/IP.
Like Arista, Juniper touts the programmability of its hardware, specifically the MX edge routers and EX and QFX series switches, with open APIs providing the means to automate network management, configuration, and control. By open sourcing Contrail, it appears Juniper would rather focus on providing application-layer network services and orchestration for its legacy switching fabrics than centralized physical layer flow control.
Dell is taking a much less aggressive approach to SDN than its competitors. Dell's SDN strategy rests on its Active Fabric and associated network management and orchestration software that' is designed to automate many of the manual tasks required to deploy and configure a Layer 2/Layer 3 fabric, including support for several network topologies. Dell's SDN features fall into three categories: physical layer SDN using an OpenFlow controller and compatible switches; virtual network overlays supporting both NVGRE (Microsoft hypervisors) and VXLAN (VMware and Citrix); and a set of automation APIs focused on popular scripting languages, including TCL, Perl, and Python.
Further evidence of Dell's evolutionary approach is support for hybrid switch fabrics, which it says support OpenFlow in a hybrid mode, which means that the switches can be leveraged both for SDN and regular Layer 2 and Layer 3 forwarding.
[Read what some experts had to say at Interop about the need for network engineers to have programming skills in order to work in a future of software-defined networks in "SDN: Programming Skills Needed -- Or Not?]
Dell is adding OpenFlow support to more switches, including campus access layer products like the top-of-rack N-Series. Although Dell has previously partnered with Big Switch to provide the OpenFlow controller, it changed course last fall by developing its own controller. Its controller "is made to stitch all the datacenter infrastructure products together, not just networking," saidys Arpit Joshipura, VP of product management for Dell Networking. "So it's not SDN. It's really SDE, or a software-defined enterprise controller."
Dell also is working with the Open Networking Foundation (OpenFlow) and OpenDaylight to develop northbound API standards with the goal of merging OpenFlow and interoperable northbound APIs into a single infrastructure controller, Joshipura saidys.
Brocade, like Dell, is hedging its SDN bets by participating in all the major software-defined working groups, including ONF, OpenDaylight, and OpenStack (cloud orchestration). It's also gradually adding OpenFlow support across the product line. Brocade espouses an evolutionary approach by implementing a hybrid port mode on its MLX Series core routing chassis. This allows simultaneously running L2/L3 MPLS forwarding along with OpenFlow on existing network fabrics, in which OpenFlow provides programmatic control of specific flows while all other traffic on the same port is routed as usual.
Besides the MLX, Brocade supports OpenFlow v1.0 on its entire NetIron line of routers and switches, including the XMR, CER, and CES 2000 series. Brocade also offers a set of virtual network appliances, including the ADX application delivery controller and Vyatta virtual router and firewall, which, that can be deployed on any of the popular hypervisors and virtual network overlays.
Alcatel-Lucent/Nuage builds its SDN strategy on a combination of a flat, redundant datacenter network fabric called the Application Fluent Network and a virtual network overlay acquired from Nuage Networks. The company is gradually incorporating OpenFlow (version 1.3 in this case) into its fabric switches, specifically the OmniSwitch 6900 (ToR) and 10K (core) lines, while using its own proprietary API as a northbound application and automation interface.
Alcatel sees a few promising enterprise SDN use cases enterprise SDN use cases. One is optimizing wireless traffic by dynamically routing demanding flows, such as real-time video streams, between Wi-Fi controllers to eliminate bottlenecks. Another is enhancing application security by having a network controller automatically set security policies for new virtual workflows, while also detecting and blocking malicious traffic at the edge.
Nuage is one of the innovative startups that, like Nicira (since acquired by VMware), Midokura, and Embrane, builds virtual network controllers and application services on top of existing Layer 3 networks using tunneling protocols and hypervisor vSwitches. Thus, pairing Nuage with Alcatel's programmable fabric means the company has top-to-bottom, Layer 2 through Layer 7, SDN coverage.


text: LS-ultimate.com :: View topic - Depression advanced search Username: Password:   Depression Goto page 1, 2 Next LS-ultimate.com Forum Index -> Forum View previous topic :: View next topic Author Message KvammeJoined: 03 Sep 2003Posts: 13 Posted: Thu, 09.11.03 10:53 pm Post subject: Depression Anyone know a good cure for depression? Back to top bwbJoined: 06 Apr 2003Posts: 2362Location: Mongolian Ice Tundra Posted: Fri, 09.12.03 1:56 am Post subject: liquor? friends?_________________The only reason a great many American families don't own an elephant is that they have never been offered an elephant for a dollar down and easy weekly payments. - Mad Mag Back to top DMarshJoined: 06 Apr 2003Posts: 891Location: Where the wild things are. Posted: Fri, 09.12.03 7:22 am Post subject: Yes, Dr. Childers. He works in the Springdale hospital. I highly recommend him. He's a pyschollgist, of course. Daniel Back to top dr.crissyJoined: 03 Sep 2003Posts: 1270Location: none of your bizznass Posted: Fri, 09.12.03 7:55 am Post subject: go running and don't stop. works for me. _________________if you are reading this, you are super bored and reading old post from years ago. stop procrastinating and study. Back to top yinglingJoined: 06 Apr 2003Posts: 1090 Posted: Fri, 09.12.03 9:19 am Post subject: get in bed and stare out the window. after you cry for a few hours, it passes. or you'll at least fall asleep. or make a cake, and eat the whole thing. i've got some good recipes if you need them. probably you should do both. it's easier to be lethargic when you've just eaten an entire cake._________________Older men declare war, but it is youth that must fight and die. --Herbert Hoover (1st Quaker president) http://yinglingr.blogspot.com Back to top Laura BilleaudeauJoined: 07 Apr 2003Posts: 20 Posted: Fri, 09.12.03 11:09 am Post subject: The liquor and friends idea only works to a certain extent....if you're like me, the more you drink in a depressed state, the more you hate your friends Back to top ccJoined: 06 Apr 2003Posts: 204Location: Tulsa Posted: Fri, 09.12.03 11:59 am Post subject: Just face the problem. It may hurt at first but short term is better than long term. I like to listen to music and talk to friends when I was depressed._________________Clara Lost in the real world. Please send HELP!!! Back to top KvammeJoined: 03 Sep 2003Posts: 13 Posted: Fri, 09.12.03 12:46 pm Post subject: All those ideas are sounding pretty good.. Mabe I'll try them, at the same time. Back to top kdoeJoined: 06 Apr 2003Posts: 2090 Posted: Fri, 09.12.03 9:28 pm Post subject: You should go fucking kill yourself you pussy. WTF is wrong with you. Not really though. I think the drinking + partying idea is the best cure i know of. Take it easy and party hard. Back to top KvammeJoined: 03 Sep 2003Posts: 13 Posted: Fri, 09.12.03 11:15 pm Post subject: I hate you Doege J/K sounds like a good idea, I'll get right to doin' that. Back to top LockfinnJoined: 06 Sep 2003Posts: 161Location: Fayettenam Posted: Sat, 09.13.03 4:41 pm Post subject: Hey king kharl that sounds like a great idea! We should start a cult or something! Back to top GookJoined: 06 Apr 2003Posts: 857Location: Knoxville, TN Posted: Mon, 09.15.03 10:22 pm Post subject: im a lil slow, i know..... i would say...just get used to it...i have.... Back to top rainJoined: 11 Apr 2003Posts: 353Location: In your dreams Posted: Tue, 09.16.03 11:14 am Post subject: Jogging or working out is a great thing when you're in a slump. You take all your frustration out on your body and feel healthy when you're done. Eating or drinking your cares away is unproductive and you don't feel good later. Back to top jesusJoined: 07 Apr 2003Posts: 238 Posted: Tue, 09.16.03 11:33 am Post subject: i know just eat some mushrooms and you will have revelations about everything, including why you are depressed. I'm not talking shiitake either. jesus Back to top KvammeJoined: 03 Sep 2003Posts: 13 Posted: Tue, 09.16.03 11:46 am Post subject: I think having a haircut kinda cured my depression. I feel slightly less depressed than before now that most of it's (my hair) gone. making a cake's sounding pretty good too. Even if I can't make it taste very good it's fun to cook. I meant that in the manliest way possible. Back to top Display posts from previous: All Posts1 Day7 Days2 Weeks1 Month3 Months6 Months1 Year Oldest FirstNewest First LS-ultimate.com Forum Index -> Forum GMT - 6 HoursGoto page 1, 2 Next Page 1 of 2 Jump to: Select a forum General----------------ForumLS Alums You cannot post new topics in this forumYou cannot reply to topics in this forumYou cannot edit your posts in this forumYou cannot delete your posts in this forumYou cannot vote in polls in this forum Designed by: Powered by: © 2001, 2002 phpBB Group


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Ricardo Santos fired a stunning nine under par 63 on home soil in the final round of the Madeira Islands Open – Portugal to claim his maiden European Tour title.
The 29 year old delighted the home crowds as he overhauled overnight leader Carlos Del Moral and withstood the challenge of Andreas Hartø to finish four shots clear on22 under par – a record low total for the event.
Del Moral started the day three shots ahead, but his challenge faltered with a triple bogey seven at the ninth and ultimately signed for a 73 to finish tied fourth, while Hartø reached the turn in six under par, but could not maintain the momentum. Three bogeys in four holes from the 12th proved costly, and he had to settle for third place, one shot behind Magnus A Carlsson, who finished on 18 under thanks to a 67.
Santos, a 2011 Challenge Tour graduate, produced a nerveless, flawless performance when it mattered most, however, sinking a monster putt on the 17th to all but guarantee victory and then adding gloss to the finish with another birdie at the last.
He is the first Portuguese player to win a European Tour event in his home country, and he said: "It is very emotional and I haven't got the words to describe how I feel.
"To win my first European Tour event in my own country is very special. The putt on the 17th was unbelievable, and I knew then that victory was mine.
"It was a sensational round – definitely the best of my career. It was amazing to have the crowds here supporting me. It would be difficult to imagine a better win than this.
"I didn't have many bad moments in the round, but the supporters were always there to pick me up and keep me going. This is a huge moment in my career.
"I just played very solidly all the way round. I kept hitting fairways and greens and trying to hole putts, and luckily my putting was incredible today."
Santos was 105th in The Race to Dubai heading into this event, largely thanks to finishing tied tenth in the Avantha Masters in February, but rises to 50th with the €112,500 earned for this victory.
He added: "This will now mean I'll definitely be playing Wentworth, because before this I was only sixth reserve, and I can't wait for that. I will have to have another look at my schedule and maybe re-think where I am going to play."
Hartø was disappointed to have come up just short, but overall was happy with the way he played throughout the week.
"The front nine was incredible today," said the 23 year old. "I holed some really, really long putts. Unfortunately I just couldn't keep it going and I missed some short ones on the back nine.
"There was a point where I saw a leaderboard and saw I was in front, and it's hard not to think about winning. I tried to put it out of my head and just concentrate on playing the next shot.
"But this is a great week for me. It's like a Major on the Challenge Tour so it's important to finish well, and I've done that with two great rounds at the weekend. There are many positives to take from this."
|Player name
|SANTOS, Ricardo
|CARLSSON, Magnus A
|HARTØ, Andreas
|PARRY, John
|WILSON, Oliver
|DEL MORAL, Carlos


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2012 was not a great year for the dividend ETFs as many investors avoided them in the last quarter of the year due to risk of a huge increase in taxes. Fortunately, the agreement on dividend taxes was more favorable than expected and thus the dividend ETFs should regain their appeal and popularity this year.
Dividend taxes for top-bracket taxpayers will rise from 15% to 20% (plus an additional 3.8% surcharge for Obamacare) while the taxes for those in the lower tax brackets would remain at the current levels. (Read: Three Great ETFs to Buy This Earnings Season)
Per S&P Dow Jones, companies in the S&P 500 index paid out regular cash dividends of $281 billion in 2012--17% higher than 2011 and 13% more than the previous record in 2008—without counting all the dividends that companies might have paid in January but paid in 2012 in order to avoid higher taxes in 2013. S&P expects 2013 to be another record year for dividend payments, after the cliff resolution.
Most large US corporations are sitting on large cash piles and are in a position to increase payouts to the shareholders. Further, there would be no difference between tax rates on long-term capital gains and dividends. In case the dividend taxes had increased more than the taxes on capital gains, many companies would have increased share buybacks and reduced dividend payouts. (Read: Best ETF Strategies for 2013)
Also, dividend stocks and ETFs are much better options for yield-hungry investors in this environment of ultra-low rates. Many investors continued to seek refuge in so called "safe-haven" assets last year as the markets stayed volatile due to uncertain situation in Europe, slowing growth in the emerging markets and fiscal cliff in the US. Further as the Fed continued its massive asset purchases, Treasury yields plunged to new lows.
However the situation is likely to change this year. Federal Reserve may slow-down or end its bond purchases in 2013 and the interest rates may start going up. At current yield levels the losses will be very high when the rates go up and thus it would be best for the individual investors to stay away from Treasury bonds now. (Read: Time to Exit Treasury Bond ETFs)
At the same time, since most dividend paying companies are stable, mature companies, these investments also provide greater stability and safety in a volatile environment—and the markets are expected to experience higher volatility if the debt ceiling negotiations turn ugly or if the Euro-zone situation worsens.
We prefer the ETFs that invest in stable, cash rich, low-risk companies that have solid growth potential, compared with the ETFs that focus just on the yield. Below we present four such ETFs that provide a stable stream of income to the investors and provide stability to the portfolio. (Read: Which Volatility Hedged ETF should you consider?)
Vanguard Dividend Appreciation ETF (VIG - Free Report)
VIG follows the Dividend Achievers Select Index, which is composed of common stocks of high quality companies that have a record of increasing dividends for at least 10 years. Launched in April 2006, the fund is now the largest dividend ETF, with $12.7 billion in AUM.
The fund is currently home to 133 securities, with a median market cap of about $40 billion. Wal-Mart, Coke and P&G are top three holdings while the top ten largest holdings account for 37.5% of the assets. The ETF is heavily weighted towards Consumer Discretionary (15%), Consumer Staples (24%) and Energy (10%) sectors.
With an expense ratio of 0.13%, this is one of the cheapest funds in this space. The dividend yield at 2.26% is just slightly above average S&P dividend yield, but this fund is better suited for investors who seek long-term capital appreciation along with income and not just high current yield. The fund has a beta of 0.82 vs. S&P 500.
SPDR S&P Dividend ETF (SDY - Free Report)
Launched in November 2005, this fund is based on the S&P High Yield Dividend Aristocrats Index which is designed to track the performance of highest dividend yielding companies within S&P Composite 1500 Index companies which have been consistently increasing their dividends every year for at least 20 years.
In terms of sector exposure, the fund focuses on Consumer staples (21%), Industrials (16%) and Financials (15%). The fund holds 83 securities and is very well diversified with the top holding accounting for just 2.9% of total assets.
With an expense ratio of 35 basis points, this fund is more expensive than VIG but has an attractive yield of 3.13% currently.
PowerShares S&P 500 High Dividend Portfolio (SPHD - Free Report)
SPHD intends to combine two most desirable investment themes—high dividend and low volatility, which almost guarantees the long-term success of this ETF. The index is composed of 50 stocks that historically have provided high dividend yields and exhibited low volatility.
The ETF is heavily weighted towards Consumer Staples (17%), Financials (14%) and Telecom (10%) sectors.
Launched in October last year, the fund has attracted more than $41 million in assets so far. It charges an expense ratio of 30 basis points and currently has an excellent distribution yield of 4.27%.
EGShares Low Volatility EM Dividend ETF (HILO - Free Report)
HILO is an ideal option for investors seeking to benefit from high dividend yield and high growth potential of the emerging market companies while trying to avoid excess volatility associated with some such companies.
HILO tracks INDXX Emerging Market High Income Low Beta Index, designed to provide high income and to be significantly less volatile through the utilization of low beta stocks. The index has a beta of 0.94 vs. MSCI EAFE Index. Further, the Index limits concentration in any position to 5% and country exposure to a maximum of 5 positions.
South Africa (21.4%), Turkey (16.1%) and India (11.4%) occupy the top spots in terms of country exposure. The fund holds 30 securities with an average market cap of about $14 billion. The ETF is tilted towards Financials (21%), Consumer Goods (18%) and Telecom (17%) sectors. The fund has an expense ratio of 85 basis points and yields 4.96% currently.
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Jan. 1, 2009
CAMBRIDGE, Mass. - Junior DeRon Brown capped a historic season in the backfield by being tabbed as MIT's first football All-American in 11 years. Brown was named d3football.com Second Team All-American after finishing the 2008 campaign as the nation's second-leading rusher.
Brown shattered the single-season Institute record for rushing yards in a season with 1,816 yards in addition to a school-record 22 touchdowns. He averaged 6.6 yards per carry en route to establishing a new career rushing record at MIT with 2,778 yards.
During the season, Brown was a recipient of the Boston Globe Gold Helmet Award while he also earned New England Football Conference (NEFC) and Eastern Collegiate Athletic Conference (ECAC) Player of the Week accolades.
He authored the second and third best single-game rushing performances in team history, including a career-high 251 yards on 27 carries against Mass Maritime. Brown topped 200 yards versus three teams while his season low was 127 yards in a loss at UMass Dartmouth. He scored at least two touchdowns in each of the first eight games of the season and tied a school record with four TD's in back-to-back weeks against Western New England and at Salve Regina.
Brown earned a bevy of postseason awards including New England Football Writers All-New England and NEFC Boyd Division Offensive Player of the Year.
In addition to Brown, senior offensive lineman James Oleinik was named All-American Honorable Mention.
Brown and Oleinik are MIT's first All-Americans since 1997, when Duane Stevens and Brad Gray were each picked to the Hewlett-Packard NCAA Division III All-American Team.


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Power Stop Z16 OE Brake Kit
- Ideal for the daily driver who is on a budget
- Includes Z16 brake pads and OE replacement rotors
- Rotors are cast and machined to factory specifications
- Rotors feature an OEM style vane configuration to increase heat dissipation
- Rotors are a direct bolt-on replacement
- Rotors are precision machined using a Tru-Cast technology to ensure parallelism
- Brake pads have 20% more stopping power than other brands on the market
- Brake pads are manufactured under TS16949 standards
- Brake pads are constructed of a carbon fiber infused ceramic formula for a consistent fade free performance
- Brake pad surfaces are thermal scorched for fast break-in
- Brake pads feature dual-layer rubberized shims over constrained steel to eliminate noise
- Power Stop brake kits are backed by a 3 year/36,000 mile warranty
If you're looking to replace the squeaky, rusted out brakes that are currently doing a mediocre job of stopping your ride, look no further than Power Stop Z16 OE brake kits. Power Stop has developed the perfect kit for the daily driver who needs a brake replacement, and is also on a budget.
Z16 Evolution brake pads are constructed of a premium carbon-ceramic compound that is made using an OE positive mold. This mold helps to ensure a uniform friction density throughout the pad, reducing noise and premature wear. Power Stop thermally scorches their brake pads for a quick break-in, but it is still recommended to follow the break-in procedure to ensure quick, maximum performance. Brake pads feature shims made with dual rubber layers to eliminate brake noise.
Power Stop Autospecialty OE replacement rotors are designed using a Tru-Cast technology which creates a precision product every time. These rotors are OE weight, and also retain the OEM vane configuration for easy operation. Power Stop backs their brake kits with a 3-year/36,000 mile warranty, so you can feel confident in your purchase.
Everyone on the streets knows it's time for you to replace those squeaky brakes, so what's taking you so long. Get a Power Stop Z16 OE brake kit today, and get some confidence back in your truck!
Product Reviews Summary
|Price / Value
|Ease of Installation
|3 Customer Reviews
|5 Star
|4 Star
|3 Star
|2 Star
|1 Star
|It was exactly what I wanted and the price was great.
3 Year / 36,000 Mile Warranty
Power Stop LLC warrants the Z16 OE brake kits to be free from defects and poor workmanship for 3 years from the purchase date or 36,000 miles of use, whichever occurs first. The product, when properly installed on the type of vehicle prescribed, and in which a defect in workmanship and material is found, will be exchanged free of charge if returned to the seller who is authorized to give this warranty.
Power Stop LLC is not responsible for its products when they are subjected to misuse, abuse, improper application, improper installation, or accident. This warranty includes rotor cracking. Normal wear is not covered by this warranty. Failure of components due to using non-approved DOT 5 Silicone brake fluid is not covered by this warranty. This warranty also excludes stripped bleeder and banjo bolt holes caused by over-tightening. The 3-year/36,000-mile warranty excludes failure of components due to disc thickness variation (DTV*), usually indicated by brake pulsation.
Power Stop Z16 OE brake kits are a direct factory replacement, and can be installed at home, or by your trusted mechanic. Everything needed for installation will be included. There is a quick install guide reference below that gives a general overview of the installation process. If you have any questions, please don't hesitate to give us a call at 877-216-5446.
|Power Stop Front Brake Install Guide


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The Rhode Island Geography Education Alliance seeks to promote geo-literacy here in the Ocean State. So what is geo-literacy? The National Geographic Society's Educational team...
As the Alliance Coordinator for the state of Rhode Island, I organized these three videos (two from National Geographic) and some pictures to provide a basis for understanding what geo-literacy is and why it is important for society and within the workforce. In the spirit of sharing, I thought I'd share these links beyond the borders of Rhode Island.
Tags: GeographyEducation, NationalGeographic, geo-inspiration, RhodeIsland.
Via Seth Dixon


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Well, maybe. But that's hardly the answer to our inability to compete on the global state.
Should we overlook the fact that almost every country in the world outperforms our students on standardized exams - we come in right behind Bangladesh? Maybe what we need is simply more students.
These are now dated statistics - but not so long ago 600,000 workers in Japanese auto companies produced 1.2 million cars per year. It took 2.5 million workers in the U. S. to produce the same number. Is it more of those kinds of "jobs" we need?
At the same time, they required one accountant to our six to do the same work. Is the answer to employ eight to one?
A "job" in America is something the average American "gets"in order to get a paycheck to buy what he or she thinks they deserve. The average Chinese saves 20 times more than the average American. Let us encourage more spending and less saving. Although how that would help the trade balance is a mystery to everyone but our Washington economists.
But, yeah, let's spend money we haven't got to make jobs we don't need. Then we can all line up for a hand-out. Every single member of Congress will gain from the bail-outs. If YOU don't, who is fooling you?


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SAN DIEGO -- efi Sports Medicine's Total Gym can be used to accurately measure the functional status of patients recovering from lower extremity injuries, according to a study by researchers at San Diego State University (SDSU) and the University of Toledo's Health Science Campus.
The study, published in the North American Journal of Sports Physical Therapy, found that the bodyweight resistance training apparatus allows for the measurement of leg performance and provides "meaningful information" about the current functional status of a patient earlier in the rehabilitation and recovery process, according to the study's lead investigator Daniel Cipriani, Ph.D., who also is an associate professor at SDSU.
The study also shows that the potential benefits for safely training the deconditioned population and individuals 55 years and older are significant, according to efi Sports Medicine, San Diego.
Few options exist for rehabilitation specialists to precisely measure lower extremity performance in individuals with restricted weight bearing ability. In the past, rehab specialists had to conduct manual muscle tests to determine strength and functional performance in a patient's lower extremities (i.e., hip, knee, foot or ankle) in order to bear full weight without aid, which is often an inaccurate measure.
Cipriani saw the need for a more reliable partial weight bearing (PWB) test to track patient progress earlier in the rehabilitation process and helped develop a consistent tool to measure leg strength using Total Gym.
Thirty-seven adult patients recovering from an injury and/or surgery to the ankle, knee or hip were recruited from orthopaedic surgery and physical therapy clinics in San Diego and Toledo, OH. All patients were tested using the Total Gym PWB performance tests, which included the number of one-legged squat repetitions a patient could do in 30 seconds and the time needed to complete 20 squat repetitions on one leg—all at an incline level that used 55 percent of the individual's body weight as resistance. Patients also went through timed ascending/descending stair tests, walking speed and single-leg hop tests.
"The Total Gym tests were able to reliably detect change in patient status, such as functional improvement, or whether a patient exhibited no change or loss of performance," Cipriani said.
The research found a significant connection between how many repetitions a patient could do on the Total Gym and how fast that patient could walk and climb stairs. After four to six weeks, patients returned for follow-up testing and those who showed improvement in the Total Gym performance tests also showed improvement in their stair climbing ability and walking speed.
"Total Gym has evolved from solely an exercise apparatus for rehab patients to now a measurement tool to provide valid information about a patient's progress toward full weight bearing function," Cipriani said. "The research proves that the partial weight bearing tests on Total Gym were responsive to the positive changes in patients' progress."
In addition, Cipriani noted that patients were "receptive" to the Total Gym tests whereas stair climbing and hop tests could cause anxiety or fear. The Total Gym tests allow patients to "really give their best effort" without fear of falling or injury, he added.


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To recruit the best staff and maintain a competitive edge, businesses are increasingly investing in professionalism. IET membership is governed by a code of practice. The IET has formed a number of close partnerships with businesses to support professional development and assist members towards gaining CEng, IEng, EngTech and ICTTech.
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Reach your professional goals faster and more effectively with IET Advantage – a membership programme for the career you really want.
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The full text of more than 80,000 technical papers from all IET journals, magazines, conference publications and seminar digests.
London, GBR
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Project GREEEN
In the early 1990s, Michigan's agricultural industry was at a critical juncture. Comprehensively addressing all of the biological, environmental, social, political, economic, regulatory and operational challenges it faced was going to take a full-fledged systems approach. Michigan agricultural leaders agreed that a rapid, interdisciplinary, science-based response to critical and emerging issues could positively affect those producing, processing and marketing agricultural crops.
Originally called the Plant Initiative, Project GREEEN (Generating Research and Extension to meet Economic and Environmental Needs) grew from Public Act 480 of 1996 and was passed by the state legislature in 1997 with the grass-roots support of 45 agricultural commodity groups. Each year, Project GREEEN puts together a review of the previous year's projects though a legislative summary.
Project GREEEN was not created to salvage a dying industry, but for the opposite reason – Michigan's agricultural industries have steadily grown over the years. Project GREEEN produces industry-driven research and Extension that works to ensure and enhance this growth.
Therefore, its mission is three-pronged:
- Develop research and educational programs in response to industry needs
- Ensure and improve food safety
- Protect and preserve the quality of the environment
Project GREEEN, Michigan's plant agriculture initiative housed at Michigan State University, is a cooperative effort by plant-based commodity groups and businesses in cooperation with Michigan State University AgBioResearch, Michigan State University Extension and the Michigan Department of Agriculture and Rural Development to advance Michigan's economy through plant-based agriculture.