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Supporters of new, long-term farm and food policy continued last week to press the issue politically and procedurally in the face of House leadership that is intransigent in its unwillingness to take up the House Agriculture Committee-approved bill.
More than a dozen Members of Congress joined the Farm Bill Now rally held on the Capitol grounds Wednesday, with many encouraging farmers and stakeholders to call all Congressional offices, every day, pressing a new farm bill.
Thursday, Reps. Kristi Noem (R-S.D.), a member of the House Leadership herself, and Peter Welch (D-Vt.) circulated a Dear Colleague letter asking House Majority Leader Eric Cantor (R-Va.) to meet and discuss the farm bill. It was sent Friday with 40 signatories.
Also Thursday, Rep. Bruce Braley (D-Iowa) filed a discharge petition, which is something of a political Hail Mary pass, aiming to bring the legislation to the full House. If the petition gains 218 signatures, it will force floor consideration of the bill under an open rule.
As of Friday afternoon, 53 Members of Congress had signed on, with a full list available at http://clerk.house.gov/112/lrc/pd/petitions/DisPet0005.xml.
House Republican Leaders continue to say there are not the needed votes available to pass new, long-term legislation to replace the 2008 farm bill, which expires Sept. 30.
This contention is heavily debated by House Democrats, Senators and agriculture stakeholders who see the blockage as primarily political. House leaders seem somewhat more open to further consideration of a disaster assistance package, though the body already passed one disaster bill before leaving for the August recess.
Senate declines that package
The Senate has declined to take that package up, a position supported by NAWG and other grower groups in a letter sent to Senate.
Leadership is also reportedly determining support for a three-month extension of the 2008 farm bill, which would at least prevent current law from expiring wholesale on Sept. 30.
Congress' time at work before the November elections can now be more easily counted in hours than days. Both chambers will take a long weekend for Rosh Hashanah, returning for work Wednesday through Friday. After that, they will be out of session until mid-November.
Meanwhile, the 2008 farm bill expires in just days. If nothing is passed to replace it before that time, some programs will continue on, including the Supplementary Nutrition Assistance Program (SNAP), or food stamps. Most others will lose funding or authorization over the next three months until permanent law, written in 1949, takes over.
NAWG is watching closely the impact to vital trade promotion and research programs authorized in the 2008 farm bill that are due to expire Oct. 1.
USDA, which will be hard pressed to operate without current authorization, is preparing for what happens in the event of a complete expiration.
NAWG leaders in town for the Farm Bill Now rally and Hill visits last week also visited officials at the Department to discuss possible impacts on farmers under that scenario.
NAWG strongly supports Congressional approval of a new, five-year bill this year. NAWG is urging Members of Congress to sign on to the discharge petition and voice support for new legislation publicly and to House leaders directly.
NAWG also encourages all farmers and other readers to contact their local House Member and House leaders to encourage consideration of the farm bill.
All House Members can be reached through the House switchboard at (202) 225-3121.


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Featured News - Current News - Archived News - News Categories
Some locally popular veteran performers will take the stage for a daylong music fest in an Amherst entertainment complex to benefit the Alzheimer's Association, WNY Chapter.
"Spring Fling for Alzheimer's," on Sunday, April 7, is being organized by the owners of The Forum on Maple Road in the Maple Ridge Plaza, which is part of the Maple Entertainment Complex, along with The Library and Iris Restaurant. The doors will open at noon for special performances from Buffalo Brass, Jack Civiletto, Segay the Caribbean Crooner, My Cousin Tone, Weissman's Aces, the Luke Ciminelli Quintet and others. Organizers are also planning a silent auction and basket raffle.
"The generosity of the good people at The Forum means so much to us, and to the thousands of people who are impacted by this devastating disease right here in Western New York," said Leilani Pelletier, the executive director of the Alzheimer's Association, WNY Chapter. "We can't thank them enough for organizing this benefit, and we're grateful that these dollars will be used to continue our fight against Alzheimer's and other dementias."
Tickets are $10 and can be purchased in advance online by visiting www.alz.org/wny or by calling Maple Entertainment at 716-831-3271.
Alzheimer's Disease Facts and Figures
Alzheimer's disease is the sixth leading cause of death in the U.S. An estimated one in three seniors will die with Alzheimer's or other dementia. This year alone, Alzheimer's disease will cost the nation $203 billion and, by 2050, that cost is expected to rise to $1.2 trillion. Across Erie, Niagara, Genesee, Orleans, Wyoming, Allegany, Cattaraugus and Chautauqua counties, some 55,000 people are living with Alzheimer's, and more than 155,000 family members and friends provide some kind of care for those individuals.
For more information, visit www.alz.org.

subset: commoncrawl


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Oct. 18, 2008
CAMBRIDGE, Mass. – Sarah Knowles pushed a rebound past MIT goalkeeper Keri Dixon just over three minutes into the second overtime to give Smith College a 2-1 victory over the Engineers in NEWMAC field hockey action Saturday. With the win the Pioneers pick up their first conference win and improve to 5-7 overall, while MIT drops to 5-9 on the year.
MIT controlled the ball for much of the first 35 minutes but was unable to find the back of the net. The Engineers outshot Smith, 12-5, in a scoreless first half. Freshman Phoebe Hopkins finally broke through 11 minutes into the second half for Smith, knifing through the defense for an unassisted goal. Anna Teruya would even up the score less than 10 minutes later, taking a pass from Ekavali Mishra and firing a shot from the top of the circle. Neither team would have much offensive success for the remainder of regulation and the first overtime, setting up Knowles' game-winner. MIT outshot Smith 23-14 and had a 12-6 advantage in penalty corners.
Dixon made four saves in the losing effort. Smith goalkeeper Courtney Murphy had five saves.
The Engineers return to action on Tuesday, October 21 when they welcome conference foe Wheaton. Smith hosts WPI on Tuesday.


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Product Details
Mazda MX3 1993, Stage 10 Super Sport Dimpled and Slotted Brake Kit by EBC®. Replace your old, worn out brakes with better performing pads and rotors from EBC. The Stage 10 Sport Brake Kit is designed to increase your stopping power and produce less brake dust than your stock brakes. The anodized layer is designed to disappear in the area that the brake pads contact the rotor.
|Driving Style: Performance / Racing
|Rotor Construction: 1-Piece
|Rotor Material: Cast Iron
|Rotor Style: Dimpled & Slotted
|Rotor Type: Vented
- Angled slots on rotor surfaces allow superior expulsion of heat, water, brake dust, and friction gases
- Round indents in the rotors surface further increase cooling without the risk of cracking that drill-through holes pose
- Black GEOMET and NITROTHERM™ anti corrosive finish
- Brake rotors are unidirectional to the left and right side of your vehicle to maximize effectiveness
- 3GD vented centers feature a wider aperture for air to pass between both rotor sides for superior cooling
- EBC recommends a 500 mile break in period with lighter braking application
- Designed to give a high level of grip upon initial brake application
- Engineered for optimum performance on lighter vehicles with horsepower ratings under 200
- Nominal friction coefficient of 0.55
- Offers superior brake performance up to temperatures of 1,100° Fahrenheit
- Patented organic AF42/66 pad friction material features a low level of metallic compounds that reduces rotor wear by up to 50%
- Produces low amount of brake dust
- Backing plate and side edges of brake pad are green powder coated for resistance to corrosion
- Pad surfaces have chamfered edges to reduce contact against rotor lip that forms over time and causes squealing
- Center gap allows for proper heat expansion of brake pads
- Built in noise-reducing shims
- Patented Brake-In™ red pad surface coating provides better grip during the first 100 miles after new pads are installed
- Patented Brake-In™ red pad surface coating scours off any existing glaze or heat spots from brake rotor surface for more even surface mating
- Dimples are resistant to cracking compared to drilled holes
- Slots increase pad bite and de-glaze pads
- Create an escape route for debris, dust, and water
- Reduce stopping distances in wet weather
- Resistant to warping and fading
EBC pioneered brake rotors with dimple-drilled round indents decades ago to provide a solution to cracking problems that sometimes plague perforated rotors operating under high stress and heat conditions. What makes the 3GD Series Dimpled and Slotted Sport Rotors superior is the presence of both these dimpled indents and straight vent slots. Combined, they provide the superior expulsion of heat, water, brake dust, and friction gas that is needed to keep rotors cool and functional during street performance driving in any weather. Additionally, 3GD rotors feature a wider vented aperture for air to pass between both rotor sides, so metal expands evenly during use and the chance of warpage is minimized. 3GD rotors are designed for use with EBC Greenstuff 4x4 brake pads, Greenstuff 2000 compact car pads, Yellowstuff heavy duty 4x4 brake pads, and Yellowstuff / Redstuff pads created for shorter high performance street or track runs and drifting. 3GD brake rotors are anodized to prevent corrosion, and rotors should be fully ready for use after the first 500 miles of moderate brake application.
World-renowned brake experts at EBC have developed over a dozen variations of performance brake components, and each one is crafted to provide a superior level of grip, wear, and performance for uniquely different vehicle sizes, weights, and applications. When the company engineers who created pads that can survive 1,800 degree temperature test runs turn their attention to creating equally impressive brake rotors, you will see rotors finely tuned to deliver impressive looks behind your wheel spokes and last run performance that's as equally impressive as your first. If you've been let down by underperforming brake rotors that didn't last as long as they should, 3GD Series Dimpled and Slotted Sport Rotors are designed for the long run. If installed at the same time as a new set of EBC long life brake pads, it's not uncommon for these rotors to last the length of the first set with more than enough life to be used with a second set. All EBC brake rotors are cast to a high metal strength rating of 150 newton meters and are precision CNC machined to be within tolerances of less than 0.05 millimeters. 3GD Series Dimpled and Slotted Sport Rotors are the result of relentless testing and refinement, and when better brake rotors are built it is EBC that will build them.
For less powerful vehicles that don't usually travel at triple-digit velocity, EBC Greenstuff 2000 Series Sport replacement brake pads offer better braking power at real world driving speeds and are thus formulated to provide longer pad life instead of autobahn grip. Sized and fitted to match the exact tolerances of original equipment, these pads fit properly, wear evenly, and avoid rattling or squealing. A patented metallic aramid compound is made with DuPont Kevlar and Twaron composites to minimize the amount of steel wool necessary, so these pads cause far less abrasive wear on rotors without compromising brake pad efficiency or longevity. In government R90 tests of replacement brake components, EBC pads have been shown to deliver equivalent performance, bedding, cold temperature operation, and speed sensitivity versus original manufacturer parts. EBC's patented brake pad material also ensures the pads are soft enough to avoid brake squealing but not so soft that longevity becomes compromised. On some German vehicles, you may even see longer life with EBC pads than the original factory brake pads.
If you're installing Greenstuff 2000 Series Sport Brake Pads with new brake rotors, you'll find down the road when the time comes to replace the pads again, the rotors will still be usable enough to last through another set of brake pads. And if you're installing EBC pads without replacing rotors, pre-chamfered pad edges will mate perfectly against the grooves and lips that normally form on the rotor surfaces, so the meat of the pad makes contact against the rotor center where it counts. These pads also feature a red top layer coating designed to scour glaze and hot spots off worn brake rotors during the break-in process. The coating also serves to provide a higher level of grip to counteract low friction levels that exist before bedding is complete. Built-in shims ensure any high-frequency vibration is absorbed rather than transferred as squealing noise, even under the most extreme weather conditions.
Founded and based in the United Kingdom, EBC Brakes® is a premiere producer of brake components for passenger cars, trucks, buses, motorcycles, ATVs, and even scooters. EBC brake pads and rotors are preferred by fleet operators of emergency vehicles, livery cabs, and by discerning racers all over the world for the effective grip, superior lifespan, resistance to heat buildup, and proper fit they deliver. From the company president down to every employee, EBC strongly believes that brake components that are truly superior must be constructed from the most effective materials and also offer the lowest environmental impact possible. Likewise, EBC will never put their name on any products that cut corners in development, quality control, or are manufactured using sweatshop working conditions where human rights are not valued. When you want the best, most responsible brake components that meet or exceed OEM specification without dealer OEM markup, EBC Brakes is the only name you need to know.


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NEWARK, Del. (AP) Grant Enders passed for two touchdowns and Terrance West ran for two more, the second a 3-yarder in overtime to give Towson a dramatic 34-27 victory over Delaware Saturday in Colonial Athletic Association action.
Enders' scoring passes both went to Emmanuel Holder, the second a 2-yarder with 0:44 left in regulation giving Towson (5-4, 4-2) a 27-24 lead. But Delaware's Sean Baner kicked his second field goal, a 40-yarder with 2.8 seconds left, to force overtime.
If Towson's D.J. Soven hadn't missed the point-after following the Tigers' third touchdown, Towson might have won in regulation. On the Tigers' first possession of overtime, West - who rushed for 113 yards - scored from the 3-yard line. Soven kicked the extra-point.
On Delaware's possession, the Blue Hens (5-4, 2-4) went nowhere. Hurley was stopped for no gain on first down, then threw two incompletions before Towson's John Love intercepted at the 1.


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Dancefloor Diplomacy introduces 'collage music.' 20 musicians. 38 songs quoted. All live / No samples. Includes:
Aphex Twin "Jynweythek Ylow" Blur "Song 2" Britney Spears "Toxic" Broken Social Scene "Pacific Theme" Claude Debussy "Clair de Lune" Deerhunter "Desire Lines" DMX "What's My Name" Dr. Dre "Kush" & "What's the Difference" DJ Shadow "Building Steam With a Grain of Salt" Fabolous "Breathe" Flying Lotus "Massage Situation" Franz Schubert "Der Doppelganger" Fugees "Ready or Not" Girl Talk "Hold Up" Holy Other "Touch" Hot Chip "Ready for the Floor" Joanna Newsom "Peach Plum Pear" Julee Cruise "Falling" King Harvest "Dancing in the Moonlight" Lady GaGa "Telephone" Lee Erwin "Thief of Baghdad" Ludacris "Move" Massive Attack "Teardrop" Mount Kimbie "Maybes" Nas "Represent" Otis Redding "(Sittin' On) The Dock of the Bay" P. Diddy "Bad Boys For Life" Ratatat "Seventeen Years" RJD2 "1976" The Bloody Beetroots "Butter" TV on the Radio "Staring at the Sun (EP Version)" White Stripes "Seven Nation Army" 光田康典 "Wind Scene"
New collage x Zomby for En Noir here. Debut EP soon.
Like / Follow / Gram.


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Window Treatments & Blinds for High Windows
- Cover high spots for additional privacy
- Consider light control needs on high windows
- Protect interior from UV rays and heat gain
- Versatile top down/bottom up to preserve view
- Add motorization for easier operation
A tall wall full of windows provides great views and plenty of light, but may let in damaging UV rays or unwanted heat. Hard to reach areas usually require custom made blinds for high windows. Determine how much light control you need and if you'd like your shade to be adjustable. If you don't plan on raising or lowering your shades, choose a cellular shade with light filtering qualities that fit your needs. For total control over your shade, we suggest motorization that will allow you to raise, lower, or tilt your blinds with a remote control instead of struggling to grab a hold of those hard to reach window treatments.
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Comfortex® Shangri-La® 2" Soft Horizontal Shades Eternity & Linen Light Filtering
33% off retail $383.57 $257.00 + an extra 10% off
Customizeback to products
customer reviews for hard to reach
"These shades last!"
By Loveblindsgalore from Oregon
I purchased the Comfortex Shangdi-la shades from Blindsgalore in 2003. They are still in style and look beautiful 13 years later. I've never had one break, they were easy to install, and they are much easier to clean than blinds. I'd buy them again today, but I won't need window treatments for these windows for a long time!View this product
"Beautiful, ready to install"
By Scott from Minnesota
Very happy with the purchase. They give you full control over the light/privacy in your room, and are much more pleasant to look at than any other styles I've tried.View this product


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8:00 pm
Are You Being Served? "Are You Being Served?" For 25 years, Gentlemen's Ready-to-Wear has occupied the same floor of Grace Brothers. Now, as the store reorganizes, the department must learn to co-exist with Ladies' Separates and Underwear.G
8:30 pm
Keeping Up Appearances - The Memoirs of Hyacinth Bucket "Onslow's Birthday" Onslow's birthday celebrations may only come around once a year, but that is far too often for Hyacinth.G
9:00 pm
As Time Goes By "Pardon?" Jean and Lionel discover ailments in each other: Lionel is going deaf and Jean is having trouble with her eyesight; they both refuse medical help.G
9:30 pm
The Thin Blue Line "The Honey Trap" Dawkins is furiously jealous of Fowler's admiration for Habib, albeit as star of his pub quiz team. That worsens when CID needs her as sexy, secret bait for a "honey trap." Alas for Fowler, that part proves incompatible with the quiz.G
10:00 pm
The Red Green Show "Y2 Cans" As a fund raiser, the men sell rusty unlabeled food cans left over from the Y2K scare. Then, Red uses a toilet plunger to build a riding lawnmower.G
10:30 pm
My Family "The Psyche of Mikey" Upon hearing that Michael is seeing a therapist, Ben and Susan become convinced their boy is in serious need of help. But when they go to the therapist's office to sort things out, events conspire to leave them in need of help.G
11:00 pm
Doctor Who Series "Cold Blood" The Doctor faces his most difficult challenge yet and he tries desperately to ensure Alaya's prediction of a massacre does not come true. Meanwhile, the fate of the captured Amy is uncertain.G


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toasts is a valid word in this word list. For a definition, see the external dictionary links below.
The word "toasts" uses 6 letters: A O S S T T.
Direct anagrams of toasts:
Words formed by adding one letter before or after toasts (in bold), or to aosstt in any order:
r - stators
Shorter words found within toasts:
as ass at att oast oasts oat oats os ossa sat so sos sot sots stat stats stoa stoas stoat ta tao taos tas tass tat tats to toast toss tost tot tots
List shorter words within toasts, sorted by length
Words formed from any letters in toasts, plus an optional blank or existing letter
Try a search for toasts in these online resources (some words may not be found):
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Each search will normally open in a new window.
List all words starting with toasts, words containing toasts or words ending with toasts
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Other words with the same letter pairs: to oa as st ts
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Previous word in list: toastmistresses
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Some random words: dicarboxylic igloo gawp ebb iracund ejaculate ruana
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- The amazing, abundant zucchini! It's a vegetable, sometimes it's a surprise 'gift' for a neighbor, now it's a noodle . . . and you'll love it as a vegetarian, gluten-free alternative to pasta.
- Great use for many little zucchini or that big boy you found hiding under the leaves.
- Cut zucchini into thin, noodle-like strips – I used a potato peeler, a mandoline or food processor works well for this. Don't let strips get too thin, use the grater blade with the largest holes.
- I like the green edges, so I cut one all green strip and discarded that one. Then I made sure I had just a green edge in as many of the peeler swipes as I could get. If your family won't accept the green, peel the zuc first. Slice it into wide slightly thicker slices to make lasagna noodles!
- Toss with the 2 teaspoons salt, and lay on paper toweling or place in a colander to drain for 30 minutes. Let the noodles sweat out some of the excess moisture, rinse, drain and prepare.
- Bring a pot of water to boil. Add zucchini; cook for one minute. Drain; rinse immediately with cold water to stop cooking. OR, I was running short on time and have a large non-stick skillet.
- I just heated my zucchini noodles slowly, tossing them in the skillet over medium heat – the noodles cooked and the extra moisture evaporated. Don't overcook, don't want them mushy.
- Now use them just as you would pasta. Marinara Sauce, Creamy Parmesan Sauce, meat, no meat? The cream sauces are the perfect compliment for a bit of chicken or shrimp.
- I mixed a couple good tablespoons of olive oil and fresh, minced garlic with a sun-dried tomato pesto seasoning and sprinkled with Parmesan cheese. WOW!
- Easy, lite Cream Sauce
- 1 pint light cream or evaporated skim milk
- 6½ oz. package light garlic and herb cream cheese
- 1 to 1½ cups fresh, grated Parmesan cheese
- Put all ingredients in a saucepan. Cook over low to medium heat until melted and mixed, stirring constantly. Do not overcook or cook on too high heat or it may separate.
- Toss sauce and noodles and serve.
Share this Recipe


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Stable-Spirit to hold Flapjack Fundraiser to raise money for hippotherapy
Stable-Spirit is having a Flapjack Fundraiser on Saturday, May 4 from 8 to 10 a.m. at Applebee's Neighborhood Grill, 4375 Dowlen Rd. in Beaumont. Tickets are $5 for all the pancakes you can eat and a beverage. Some of these funds will be used to pay for the hippotherapy portion of the program that insurance will not cover for families who are clients (or former clients) of Stable-Spirit and/or Kids Therapy. Hippotherapy is a form of therapy that uses the movement of the horse as a means to achieve therapy goals and is used to treat neurological disorders, musculoskeletal dysfunction, sensory processing disorder, speech and communication dysfunction and balance difficulties.
There are a few ways that you can help:
· You can come and get some tickets from Stable-Spirit and pre-sale them for us.
· You can volunteer to be a greeter, seat the guest, pancake server, beverage server, or clean the tables on the day of the event.
· Stable-Spirit will need from 14 to 24 Volunteers the day of the event, depending on the number of tickets sold. (Stable-Spirit is hoping to sell 300 or more in tickets)
· You can purchase one or more tickets for the event.
Stable-Spirit will also be having a Flapjack Fundraiser at the Applebee's in Port Arthur on Hwy 365 on Saturday, June 1 from 8 to 10 a.m. So if you prefer to help with that fundraiser because you live in the south or mid-county area, Stable-Spirit would appreciate your help there as well. Those tickets are not available yet, but if you let Katie Durio know in what capacity you are available to help with that event, she will contact you when those tickets are ready for sale.
The tickets are printed and ready for sale for the Beaumont fundraiser. Contact Katie Durio at (409) 365-5277 or email katie [at] stable-spirit [dot] org if you can help out. For more information about hippotherapy, visit www.stable-spirit.org/hippotherapy.php.
Stable-Spirit is a nonprofit organization providing Equine Assisted Psychotherapy (EAP) to youth and adults with a special interest in providing mental health services to people experiencing the affects of crime, crisis, trauma, and other issues that may put them at risk. Stable-Spirit also works with families and groups to best support the needs of the clients.
According to Stable-Spirit, horses provide a neutral medium for transference, capture and hold attention, rapidly break down defense barriers, provide immediate, honest, nonjudgmental feedback and magnificently reflect the inherent beauty of life itself.


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Sharks start four-game trip in Dallas
DALLAS -- At one time, the San Jose Sharks and Dallas Stars were Pacific Division rivals. However, that's about the only similarity they share heading into their game Monday night at American Airlines Center.
San Jose (42-22-7) has dropped two straight games, including a 2-1 loss to Anaheim at home on Saturday, but the Sharks remain in the top spot in the Pacific and the 2016 Stanley Cup finalists look like a serious Western Conference contender again this season. They open a four-game road trip in Dallas.
The Stars (28-33-10) sit in sixth place in the Central Division and are all but out of the playoff race.
The Sharks, who are 6-4-0 over their past 10 games, may be without forward Jannik Hansen, who was acquired from Vancouver prior to the NHL trade deadline. Hansen took a stick to the head against the Ducks.
San Jose coach Peter DeBoer didn't have an update on Hansen's status after Saturday's loss, and the Sharks were off Sunday and traveled to Dallas.
However, on Sunday afternoon, San Jose called up two forwards, Timo Meier and Danny O'Regan, from its American Hockey League affiliate, the San Jose Barracuda.
Meier, the ninth pick in the 2015 draft, has five points in 26 AHL games this season while O'Regan, who made his NHL debut in November, currently leads the Barracuda with 52 points in 54 games.
This road trip is a bit of an anomaly for the Sharks. After starting the trip Monday in Dallas, San Jose will then play the first of two back-to-backs with a Tuesday game in Minnesota.
The Sharks will then face the Stars again in Dallas on Friday, the front end of a back-to-back that will see San Jose play again in Nashville on Saturday to complete the trip.
"It's never easy to go on the road," San Jose center Joe Pavelski said after Saturday's loss. "We've had a nice little homestand here. We've been very good on the road."
Good might be an understatement since the Sharks are 19-12-3 away from the Bay Arena. San Jose is also 9-7-0 against the Central Division, with all three foes during this trip from the Central.
"Yeah, but we've never shied away from tough rinks or tough trips. I think we'll be ready," DeBoer said of the road trip.
Dallas lost 3-1 at Calgary on Friday, finishing its four-game road trip at 1-3-0 and putting its minuscule playoff hopes on life support.
With 11 games to play, the Stars currently sit 15 points behind Nashville for the second West wild-card spot.
Injuries have been a big story for Dallas all season as only two players, Tyler Seguin, Dallas' lone All-Star, and rookie Devin Shore, have skated in every game thus far.
And the Stars added another injury to their expansive list when veteran center Jason Spezza left practice Sunday with what coach Lindy Ruff called back spasms.
Ruff termed the chances of Spezza playing Monday as "doubtful."
Dallas could get a boost from the potential return of captain Jamie Benn against the Sharks. Benn missed Friday's loss in Calgary after taking a stick to the eye in Thursday's win in Vancouver.
Benn practiced Sunday without a face shield and could be ready.
"Based on practice today (Sunday), I'd probably put him higher than that (50-50 odds) on playing, but we'll see what tomorrow brings," Ruff said after practice.
Dallas is 18-12-6 at home and 10-6-2 against the Pacific, and at least technically, the Stars are still not officially eliminated from postseason contention, but that day could come at some point this week.
And even with this season being a huge disappointment, especially after last season Dallas led the NHL in goals and finished the regular season with the most points in the West, Ruff hasn't stopped teaching, especially to his younger players.
"We want to continue to use this time to get better. This isn't just to go through the motion, it's an opportunity to get better," Ruff said.


text: Please check the terms and conditions to see the payment policy of the vehicle you are interested in. Some suppliers on our website demand prepayment (full payment before the rental commences). For suppliers who require that the balance is paid when you pick up the vehicle, you must contact the relevant supplier after your booking is confirmed to check whether they will accept your early payment.


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- Lounge Area
- Outdoor Areas
- Building Type
- Studios
- One Bedrooms
- Secure Environment
- Cable TV
- Laundry
- Linen Service
- Multi-Lingual Staff
Interior Features
- Furnished Units Available
- Housekeeping
- Individual Climate Control
- Private Rooms
- Semi-Private Rooms
Community Features
- Additional Storage
- Disability Access
- Educational Service
- Game Room
- Gift Shop
- Library
- Meals Provided
- Transportation Services
Wellness Features
- Assistance with Incontinence
- Physical Therapy
- Respite Care
- Speech Therapy
Other features include: Dietitian,24-Hour Nursing Staff,24-Hour Supervision,Medication Administration,Nurse Available,Physician Services,Podiatry Services,Art Therapy,Exercise Programs,Intergenerational Programs,Movies,Music/Dance Programs,Outdoor Activities,Pet Therapy,Scheduled Trips,Social Activities,Spiritual Programs,Dietitian
Greensboro Place provides our residents with lifestyles, housing, care and services in comfortable surroundings combined with exceptional amenities, programs, and care. Through Brookdale's signature Personalized Assisted Living we customize our care offerings for the individual. This allows each resident the freedom and opportunity to make choices that will ease their lifestyle transitions. Our residents enjoy life with the support they need, coupled with the proper lifestyle and care accommodations as their needs change.
At Greensboro Place we promise Respect for Individual Preferences and offer personalized care needs in an atmosphere that encourages each resident to live in health and longevity. Greensboro Place provides a comfortable lifestyle, housing, care and services in comfortable surroundings combined with exceptional amenities, programs and care. Our residents enjoy life with any support they need, coupled with the appropriate accommodations as their needs change.
Our community is dedicated to enriching the lives of our residents every day with signature services to those who value their freedom and independence, but desire or need services providing them with the highest level of quality, care and value.
Our Clare Bridge Place program serves those with Alzheimer's disease and other forms of dementia. Each day, we promise to work to deliver Daily Moments of Success for each resident. The Clare Bridge Daily Path provides structure and activities each day designed to meet specific needs of those with dementia, while the Clare Bridge Dining Program, designed by a gerontologist and registered dietitian, helps residents retain the ability to enjoy and master the daily dining experience.
Greensboro, NC 27455
As you search for your perfect home, please keep in mind that rates (including specials and discounts) and availability are very fluid in the housing industry. Based on many factors, the rates (including specials and discounts) and availability can actually change not just daily, but hourly, if not even more quickly. While our advertisers do take steps to keep their information current, the rates or availability you may find here now at After55.com may not be the same as when you contact the communities.


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Calian wrote:Religion is a crutch for weak and scared
So your telling me because I don't believe that I evolved from a fish, an believe that there is more to my existance than that, I'm weak and scared? I'd like to say thats a load of shit.
I believe Tremor is trying to make the point that theists find comfort, reassurance, strength, guidance, and a multitude of other boons, from external spiritual entities. Remove said spirituality and you are left with an individual who has no compass for navigating life on their own.
Suppose you really want a promotion at work. Will you pray to God for it? Most Judeo-Christians would. If you're smart though, you know that God won't just drop it in your lap, you need to go work for it. So you do. Upon achieving what you set out to, do you thank God, or do you thank yourself?
One of my favorite lines from literature kind of sums it up from a slightly different point of view:
"Do you believe in God, Andrei? No. Neither do I. But that's a favorite question of mine. An upside-down question, you know. What do you mean? Well, if I asked people whether they believed in life, they'd never understand what I meant. It's a bad question. It can mean so much that it really means nothing. So I ask them if they believe in God. And if they say they do -- then, I know they don't believe in life. Why? Because, you see, God -- whatever anyone chooses to call God -- is one's highest conception of the highest possible. And whoever places his highest conception above his own possibility thinks very little of himself and his life. It's a rare gift, you know, to feel reverence for your own life and to want the best, the greatest, the highest possible, here, now, for your very own." -- We The Living
Calian wrote:You tell a child that they evolved from some random protein strings coming together an a few million years later they became a fish and a few million after that they changed into something else, and they laugh at you. Strange that adults believe it through and through.
Children (barring the rare case) lack the intellectual capacity for understanding evolution. Religion tends to be far easier to teach, as Goatboy mentioned. Adults, however, possess the ability to readily distinguish between fantasy and reality, even if they choose to not exercise it. It seems, by your line of reasoning, that it would be perfectly acceptable for adults to continue believing in fairies and pixie dust simply because many children do. Wait a minute... Irony?
Calian wrote:Your telling me that you honestly without a doubt believe that you evolved? It's strange that over the past what at least 3000 years that nothing is still evolving? A little strange I'd say, don't see no animals evolving either. Now you might bring up adaptation an Darwin yea, but if I was a 100meter sprinter my body would adapt to being better at that, doesn't mean I evolved.
Your understanding of the subject matter is beneath that of my 6-year old nephew, literally. Documented evolution is occurring throughout the animal kingdom. I guess you didn't get the memo about the genetic divergence of Orcas, African butterflies developing new defense mechanisms against predators, lizards in Australia(?) suddenly switching from egg-hatched young to placental birth... Even in humans it is still happening. Especially in third-world countries. More developed nations such as America is undergoing a much different variation: aesthetics. Face it, beautiful people are the first choice in breeding. Ugliness is slowly being bred out.
Calian wrote:An even more strange that before the Precambrian explosion there aint no fossil records, so out of nowhere Organic material turned up, then it began to evolve. I don't believe the crap that you get spoon fed in school these days, people need to go out and look up there own opinions instead of coming to a conclusion based on something they learn when there like 11 years old.
The first multi-celled lifeforms appeared in the Precambrian and you're complaining that we haven't found a single-celled fossil that pre-dates that?
Calian wrote:Law was well established. Society wasn't. An the Law back in the bible times was rather strict. 600+ Laws, there all in the bible, and they cover pretty much everything. I'd say the law was established. Just because humans come in and mess it up doesn't mean that God is in the wrong.
Society was definitely established. You may have heard of the Roman Empire? Unless you mean some of the early Old Testament years, in which case Egypt was a thriving entity. My history of the Fertile Crescent is a little hazy, but the Middle East was bustling around the same era. In fact, Hammurabi's Code, from Babylon, beats Biblical law by a long shot. I think there may have even been an earlier record found from another pre-monotheistic society. Don't quote me on that, though.
Calian wrote:If I understand this right, people belive religon and other people believe in the theory of evolution, but according to what your saying doesn't religon then become it's self a theory, the theory of god, now to my understanding there is a logic behind every theory. So saying that it's illogical isn't right really. An mis-guided teachings? Again humans mess up the teachings,its not the teachings that are mis-guided, the people are. An not by the teachings either, but by there interpretation of the teachings.
No. On so many levels. Theories are models used to explain physical phenomenon and are backed by mountains of empirical evidence. God is backed by nothing empirical. He/she/it has just as much supporting evidence as Hansel and Gretel. Before anyone goes there though, anecdotes, even a haphazard collection of them, do not qualify as empirical. God, by the very definition that theists place upon he/she/it, lies outside of the boundaries of science and logic; a superfluous entity that cannot be either proven nor dis-proven.
I think you're spot on with the "humans screwing up the teachings" part, though.


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Dylan: What's Yours Is Mine, And What's Mine Is Mine, Too
from the privatizing-the-commons dept
This was very much the state of folk song when Dylan came on the scene. It occupied an ambivalent terrain between originality (and therefore private ownership) and collective tradition (and thus common possession). Dylan ruthlessly exploited this ambiguity. He treated everybody else's folk songs as a common storehouse he could raid at will. He didn't just filch songs from other people's repertoires; he stole their arrangements. (As late as 1992, he lifted Nic Jones's arrangement of Canadee-I-O, wholesale and without acknowledgment.) He did this on both sides of the Atlantic. The great Martin Carthy, who has also just turned 70, taught him Scarborough Fair, which Dylan then recycled as Girl from the North Country.While I have issues with the use of "stole" to describe Dylan's actions, this sort of story is pretty common. Artists who are often held up as being "original" have frequently copied from those who came before, quite freely. And that's a good thing. I'm wondering if those who run to our comments to declare "make your own!" will also complain about Dylan "profiting off the works of others," or if they'll be blinded by the (worthwhile) cultural establishment of Dylan, and come up with excuses for why his use of others' works was okay...
But he treated his own songs as private property: what's yours is mine and what's mine is my own. The assertion of his individualism involved in "going electric" was in part a way of defining Dylan entirely as an individual artist and therefore as the sole owner of his own songs.
We can say now that Dylan's ruthlessness was that of any genius and that his exploitation of these ambiguities was justified by what he produced from them. But it's hard to blame people for not seeing it quite that way at the time. Dylan was doing something significant in the history not just of modern culture but of modern capitalism. He was fencing in what had been common land, establishing property rights over a collective heritage. He wasn't alone in this and it was part of a much bigger process. But those who yelped in pain were not entirely contemptible.


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The Failure Of Google Plus Should Be A Reminder That Big Companies Very Rarely Successfully 'Copy' Startups
from the not-so-easy dept
As you may have heard, Google is finally admitting that its attempt at a Facebook killer, Google Plus, is now basically dead. Mashable has a fantastic post mortem, in which it quickly becomes clear that Google fell for the same old pitfall: cargo cult copying of Facebook:
Interviews with more than a dozen Google insiders and analysts in recent months, many speaking on condition of anonymity for fear of retribution, paint the Google of 2010-2011 as increasingly fearful of Facebook snatching away users, employees and advertisers. Google tried to mobilize itself quickly, but approached the task with all the clumsiness of a giant trying to dance with a younger, nimble startup.Ars Technica, similarly, has a good post mortem detailing how Google basically did everything wrong when it came to trying to get into the "social" game:
Google launched Plus without a clear plan to differentiate the service from Facebook. It bet on a charismatic leader with a flawed vision, ignored troubling indications about the social network's traction (or lack thereof) with users and continued throwing features at the wall long after many had written Google+ off for dead.
The slow demise of Google+ sheds light on how a large technology company tries and often fails to innovate when it feels threatened.
Google+ was, in a word, "forced." It was forced not only into products and on users but onto the rest of the company, too. In 2011, for instance, Larry Page famously tied all employee bonuses to the company's success in social. It was easy to see why Page decided to do this at the time: Facebook was big and growing and scary. What if people stopped using search and just asked their friends for websites and product recommendations?And yet... despite all of these failures, you still hear people talking about the importance of things like patents, or the "fear" that Google or other large companies will suddenly enter the market and easily beat startups that are in the space, "because they're so big." Or "because they can just throw money at it." And, yet, that almost never works. In fact, as we've seen with Google and social, they can be exceptionally clumsy at it.
With a fear-powered, top-down mandate and every employee having a vested interest in Google+, the social network got shoehorned into every Google product. Google+ showed up in Search, Android, Google Maps, YouTube, Google Play, and many others.
Google+ certainly isn't the first social Google product, but it is the latest in a long line of social failures that the company still doesn't seem to have learned from. It's not that Google can't build great social products—it can—it just continually misjudges which of its social products are good (or even which of its products are social) and therefore deserve the company's focus. Google's social past seems to follow a pattern: throw resources behind social products few people want and try to compel adoption, while neglecting the social products people do want.
Does that mean that there are no examples of it happening? Of course not. It does happen (and one could even argue that Android is a good example of Google copying iOS). But the idea that the big company always wins or that it's somehow "easy" for big companies to wipe out little companies just isn't supported by that much evidence. If a startup is doing something really amazing and innovative that people actually want, you can almost always guarantee that (1) the big companies will totally miss the boat for way too long and (2) once they finally wake up, be clumsy and ridiculous in their attempts to copy. On that one, there are lots of examples. Microsoft has spent the past few decades making that same mistake. Google has done it with social. Some are suggesting Apple's latest attempt to get into streaming music is the same thing (though it's a bit early to say on that).
People think it's easy to copy because copying seems like it should be easy. But it's not. You can only copy the parts you can see, which leaves out an awful lot of understanding and tacit knowledge hidden beneath the surface. It also leaves out all the knowledge of what doesn't work that the originator has. And, finally, it ignores the competing interests within a larger business that make it much harder for those companies to innovate.


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Snowden Won't Face Death Penalty, and More
What's News: Attorney General Eric Holder tells Russia that NSA leaker Edward Snowden will not face the death penalty if he returns to the U.S.. Egyptians gather for rival rallies as protests heat up. SAC Capital pleads not guilty to federal charges. Joanne Po reports.
This transcript has been automatically generated and may not be 100% accurate.
... the SEC Edward Snowden will not face the death penalty this is what's news I'm WS J live I'm Joann Co ... attorney General Eric Holder in a letter to his Russian counterpart ... also promises that the National Security Agency leaker ... will not be tortured ... and explains that Mr. Snowden could face a standard American court ... if he returned to United States ... the letter hopes to persuade Russia ... not to grant Mr. Snowden temporary asylum or refugee status ... Mr Snowdon is charged by US authorities ... on theft of government property is on offer price communication of classified information ... none of those charges carry the possibility of the death penalty ... tens of thousands of Egyptians are gathering for rival protests throughout the nation ... and the numbers are expected to grow to hundreds of thousands ... of rallies gathering steam as prosecutors ramp up criminal accusations ... against ousted President Mohammed Morsi throwing Anti Morsi protesters descending on the streets the Wall Street Journal's Matt Bradley writes that the pricing frenzy has branded the Arab world's largest country ... in strategic U S allies right that that kind of violence ... that could lead to an extended ... insurrection ... it's fun tonight as they seek Apple advisors pleads not guilty to federal charges that he acted as a criminal enterprise encourage insider trading by its employees ... at a brief hearing in federal court in Manhattan SEC's General Counsel ... ensuring that not guilty plea on behalf of the firm and several of its units to charges of wire fraud and securities fraud ... the next hearing the matter is scheduled for September twenty four ... bookie keep us anomaly this is about this tepid and what's his aunt WS J live I'm Joann Co ...


text: Accenture supported the UK Home Office, ACPO, APA and HMIC in the development of a Policing Performance Assessment Framework (PPAF) aimed at providing a comprehensive framework for monitoring and assessing the performance of all 43 police forces in England and Wales. Accenture's support focused on the delivery of a clear strategic view of what constitutes good policing performance and the implementation of the framework and its constituent components. In addition, Accenture supported the development and implementation of a robust model of Activity Based Costing which was compatible with PPAF, and the initial development of a National Standard for Incident Reporting.


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By Leah Stassen
The French are known for their insatiable appetite for wine, cheese, and foie gras. Add snowboarders to the mix, and you can add cigarettes and Mondial.
The yearly event is known as the kickoff for each snowboard season, and tons of French, Swiss, Italian, and German riders make the pilgrimage to the party/demo each year. The twelfth annual Mondial was no exception as Les Deux Alpes, France was filled to the brim with Euros sporting the latest and the oldest looks, smoking mass cigarettes, and generally ready to have a good time. Spanning October 26¿29, and followed by its Alpine counterpart Mondial Du Ski, the demo showcases equipment from big name companies like Burton, Palmer, Option, Ride, Santa Cruz, Northwave/Drake, Rossignol, Forum, Flow, K2, Lib Tech, Gnu, and Vans, along with European favorites Nidecker, Head, Oxygen, Killer Loop, Sober, Fanatic/Duotone, Hot, and Hammer, to name a few. In addition to offering the latest product demos for those making the trip to Mondial, there are big air, snowskate, and skateboarding contests and expositions. Add in the general mayhem of a few thousand Europeans looking for a good preseason party and riding session¿and Mondial is a can't miss opportunity. While the daytime is filled with riding, the evenings during Mondial also offer plenty to do. There are tons of restaurants and bars offering amazing fondue, crêpes, and other traditional Alp cuisine, along with the standard ski-town grub of sandwiches, pizza, and hamburgers.
There are also plenty of industry parties and video premiers like the one hosted by Billabong on October 27 for Exhibit B, its new team video by Absithne Films. Like any SoCal video premiere, pros and industry people alike attended the party¿but as expected attention was focused on the Europeans and not the American riders. Jonas Emery and Axel Pauporte were there to hang with their bros and get some cheers from those watching the video.
And this was just Saturday night, with one full day to go. All in all, if you plan to come to Mondial Du Snowboard plan to ride and party, but definitely don't plan on getting any sleep.


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This Week's Attitude
Looked like dj vu all over again when the Bush administration last week revived its media bashing policy, using its standard alibi of fighting the war on terrorism. It was, on the other hand, an entirely different approach three years ago when the Pentagon - in a strategic move to reap upbeat press coverage - granted permission for electronic and print media representatives to be embedded with various military units following the cakewalk invasion of Iraq.
But when the media exposes the governments' questionable invasions of privacy and other cagey tactics that undermine the notion of democracy, Sheriff Dubya and his posse resort to a verbal range war to quash the voices of dissent.
A year ago I wrote a column when the White House was more eager to see the Justice Department prosecute New York Times reporter Judith Miller for refusing to reveal her confidential sources over publishing the name of CIA operative Valerie Plame than seeking the administration employee who leaked the name.
Well, The New York Times has again spurred the wrath of the Bush administration and became its Number One scapegoat. After publishing a story on June 22 about the government's secret program to track terror financing, the White House and others blasted the Grey Lady for publishing details of the agenda rather than demanding to find the insider who deep throated the details. Despite the story appearing in the Los Angeles Times, the Wall Street Journal and the Washington Post, Vice President Cheney made it a point to single out the Times when he condemned the leak, but not the individual(s) who gave them the facts.
Republican Long Island Congressman Peter King went so far as calling for the Times to be charged with treason, while the conservative National Review urged the White House to revoke the New York Times' White House credentials.
While neither suggestion was reasonable, remember this is the same administration that ordered the FBI to raid a Democratic congressman's office, drawing the wrath of legislators from all sides of the political spectrum.
Yet, White House press spokesman Tony Snow said, "...there's a fair amount of balance in the story," adding that the Times article contained "no allegation of illegality."
Days after condemning the newspaper, when the president said disclosure of the terror-financing program was "disgraceful," the administration an-nounced it would seek, find and punish the whistleblower.
Let's not forget, though the Times labeled the finance tracking a "secret program," President Bush announced that tracking terror financing was one of the prime objectives for investigators in his first speech after the 9/11 attacks: "We're putting banks and financial institutions around the world on notice, we will work with their governments and ask them to freeze or block terrorist ability to access funds in foreign accounts." What's more, Times reporter Eric Lichtblau, who co-wrote the original story, said in a televised interview that members of the Treasury Department had already appeared before Congress discussing details of the terrorist financing project. And several days before the Times story broke, USA Today's lead story was about how terrorist groups were aware that their financial transactions were being closely followed.
It appears the biggest sin committed by The New York Times was arrogance when it claimed they'd uncovered a secret program. But since it wasn't that BIG a secret after all, the administration, nonetheless, saw it as a golden opportunity to censure the newspaper, which has been an avid opponent of its policies from day one.
The Bush administration has been largely unsuccessful in its efforts to capture and bring to justice those connected to 9/11, but has done everything possible to distract an anxious American public from recollecting that. Although the president's poll numbers are slowly rebounding, those diversions have not been effective, including the attacks on The New York Times and other media.
When the Founding Fathers were formulating the U.S. Constitution, one of the sticking points was Freedom of the Press. According to Constitutional historians, proponents of that particular freedom refused to engage in any further discussion until the matter was resolved. Thus, we have the First Amend-ment, which clearly states, "Congress shall make no law...prohibiting the free exercise or abridging the freedom of the press."
Ever since that horrible September day, the Bush administration has made every attempt - including deception - to use its executive powers to circumvent the Constitution and grant itself extraordinary authority to limit personal and other freedoms in the name of fighting the war on terror. Consequently, the media, in some cases, has shed light on the administration's egregious blunders and, accordingly, has been an irresistible scapegoat.
The most recent example of the White House ignoring the system of checks and balances was evident in a letter to President Bush from a top Republican Congressman, who gave a copy to the Times, which published it on Sunday. Michigan's Pete Hoekstra, chairman of the House Intelligence Committee who lately has criticized the administration for keeping Congress out of the loop regarding clandestine intelligence activities, wrote, in part, "The U.S. Congress should simply not have to play Twenty Questions to get information it deserves under the Constitution."
I reiterate what I wrote a year ago: Professional ethics and integrity notwithstanding, journalists must be allowed to work in an atmosphere where they can report corroborated, accurate information without fear of government - or any external - interference in order to sustain freedom of the press in an open society.
The First Amendment is a cornerstone upon which our nation was created. If it is restricted, it chips away at the bedrock that's essential to American democracy.
Moreover, journalists must not be intimidated by or capitulate to White House bullying in their pursuit of viable leads that holds the government accountable in attempts to infringe on our freedoms or violate our laws.


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U.S. Terror Raids Rely on Unilateral Action
Weekend raids aimed at capturing terror suspects in Africa showed that the Obama administration's counterterrorism strategy still relies on unilateral action despite its attempts to enlist other governments. Julian Barnes reports. Photo: AP.
This transcript has been automatically generated and may not be 100% accurate.
... the ... Corey a ... freeze in how the U S terror suspects that ... we look look on the history says counterterrorism efforts are still mostly s solo operation ... I'm Sara Murray in you're watching a Monday afternoon in town ... well despite efforts to address backlash against unilateral me she is at the U S still doesn't allow this weekend ... law Street Journal ... reporter Julian Barnes is with this now I'm Kelli and ... I are you ... name ten things for being here it's our ... time expanding and the US doesn't allow why this happened ... well these were both high value targets of us wanted to capture on ... the way till they were remanded and question them for their knowledge of it to the ... militant groups and when you're talking about a high risk operation ... just to kill zone but the steps the man and ... train them to justice or bring them in. interrogation ... there's only a few militaries in the world it can do it aam and the kind of partner nations us works with and I ... just don't have the capabilities of bought ... snatching readings going on when a fire for twenty oh ... NESN and a lot of flack for essentially going into countries and killing rather than capturing a mean is this more of a transition or so and capturing target ... I think it does is it a little early to tell by John you know there's been a lot of criticism of the drone of program and ... the strikes they've done now with officials told me today has been told over the weekend ... look this is not the end of the the drone program ... of ... you know just missed ration will still use that tall ... but there are cases where ... they want to capture people do more to charity ... they want to work ... on a few blows or with a grounder to a question and that's what's going on ... are we that I will let us know me right now he is being questioned by a ... government team aboard the USS San Antonio ... I think in your discussions with your sources do you get the sense that the US is really serious about wanting to partner with other countries in these missions ... are they just paying lip service to that idea ... well that's a really ... good question um you know it has been a talking point of the U S up for the last couple years that Joe worksheet ... up ... by weeding through his military says partner nations is the way it's at ... I think it's just lip service I think the US ... the Obama missed ration really wants to do this ... they don't wanna be the world's policeman they don't want to go when ... around the world ... but there are cases where it is a really typical operation where it will buyers ... of ... the most high ... level of military skills and those are going to be ... unilateral operations ... this year next year and in all the years ... but unlike in the upside for the U S if the deal arguing that the country ... the upside is you don't have to criticism as we've seen in Libya that sovereignty has been violated ... you don't get ... the U S soda ... held responsible for civilian casualties if they were to ... happen ... on it ... working with partners he weighed two of less than the U S but around the world less uncertainty American ... feeling so it's always a balancing act Coda Parker H will help do something ... or is this that I think that the US has to do alone and ... take a risk that ... partners will get angry at the US for you know sending its drama ... commander within their borders ... I chillingly I appreciate you joining us from Washington thanks for being here


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1965 Topps Set Break # 56 Jacky Lee EX-EXMINT n15044
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By Glenn Ruffenach
Are you worried about having the right mix of stocks and bonds in your nest egg? A new study indicates that asset allocation might not be as important to your long-term financial health as making better use of other retirement-planning tools, including working longer, controlling spending or taking out a reverse mortgage.
The report, from the Center for Retirement Research at Boston College, is titled, appropriately enough: "How Important Is Asset Allocation to Financial Security in Retirement?" The various holdings within a person's retirement accounts typically play an early and prominent role in dealings with financial advisers. But given the relatively small size of most nest eggs (less than $100,000 for those approaching retirement), researchers at Boston College set out to determine whether other "levers" could have an equally large – or larger – effect on financial security in later life.
To that end, the study engages in three exercises. First, researchers looked (by means of an Excel spreadsheet) at the tradeoff between investment returns and time spent in the labor force. Second, using actual household data from the University of Michigan's Health and Retirement Study, the center examined how the gap between retirement resources and retirement needs is affected by different strategies (controlling spending, etc.).
Third and last, researchers looked at the value for the average household of moving to an optimal investment portfolio from a typical conservative portfolio.
With all three exercises, the findings were essentially the same: Asset allocation played a relatively minor role in creating a secure retirement. The one exception, in some instances: households in the top decile of wealth distribution (more than $500,000). But even here, the study notes, the "importance of asset allocation was…less than one would expect."
The upshot: Financial planning tools, the report concludes, "frequently highlight the asset allocation decision, suggesting that individuals have a lot to gain by adopting a more optimal allocation of stocks and bonds." But financial advisers "will be of greater help to their clients if they focus on a broad array of tools – including working longer, controlling spending, and taking out a reverse mortgage."


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Baotu located in the downtown area of Jinan, Baotu middle Luoyuan Street South and south Thousand Buddha Mountain, east of Spring City Square, Daming Lake north, an area of 158 acres, is the spring characteristics of the main garden. The springs in Jinan seventy-two Springs ranked first, known as the "Number One Spring ", is first seen Spring in Jinan, the ancient literature. Baotu is the symbol and logo of Jinan Springs, and Thousand Buddha Mountain, Daming Lake, Jinan, known as the three major attractions.
Shandong, ancient place of for the Qi and Lu, located at the east China coast, the Yellow River downstream, the Beijing Hangzhou big canal's north section, the provincial capital supposes in Jinan, in the province the main super city has Jinan, Qingdao, Yantai, Zibo. Western connects the interior, with Hebei, Henan, Anhui, Jiangsu four provinces borders on separately from north to south; Middle high suddenly, Taishan is the throughout peak; The eastern Shandong Peninsula enters Yellow Sea, north separates the Bohai Sea channel and the Liaodong Peninsula relative, surrounds and protects Beijing and Tianjin and Persian Gulf, east separates Yellow Sea and the Korean Peninsula faces one another, the southeast is near depends on broad Yellow Sea, to look out south East China Sea and Japan the chain islands.


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The Securities and Exchange Commission (SEC) has released a guidance document regarding the disclosure of climate change implications in corporate disclosures. While most climate change issues have focused on air emissions, the SEC Guidance (pdf) also addresses water risks – such as water scarcity – within the suite of negative impacts that should be reported to the commission.
Disclosing water risks is different from quantifying other types of contingent liabilities. For example, the "risks" will differ for facilities located in water-scarce areas as compared to those in water-rich areas.
Particular water risks include:
The burdens that the new guidance might place on business sectors will not end with those entities subject to SEC regulation. Instead, covered businesses can be expected to impose data gathering and reporting requirements upon their suppliers and distributors. In part, such disclosures will be made within the general requirement that covered corporations disclose material events under existing SEC rules, as more broadly interpreted by the new guidance. Such disclosures also can be viewed under the increasingly relevant topics of social responsibility and sustainability. In this vein, at least one large corporation is requiring its suppliers to sign an agreement on social and environmental responsibility. Whether this practice will be adopted remains to be seen.
Addressing the SEC Guidance will be no small undertaking for both major corporations and their contractors, but compliance will cut across many sectors of the economy. Companies will need to make assessments and analyze their own water issues. Water purveyors may be asked to address the supply of water expected to be available in future years, and consulting firms may be asked to assist in these processes.
Disclosing water risks also will be different because the "claim" is a much broader concept than normal disclosures, in which there is both a known claim and a specified request for damages. In addition, disclosure will be subject to different interpretations across different business sectors and geographic areas.
In 2011, corporations will likely increase their activity in climate change from the sustainability side. The International Organization for Standardization is in the final stages of adopting a Guidance on Social Responsibility, designated ISO 26000, with an October 2010 target publication date. This guidance – if adopted – would apply to both public and private sectors and distill the concept of social responsibility into some core goals, including:
In the absence of a standard, the public and investors already are taking notice of corporate activity in this risk arena. A report, co-authored by Ceres, UBS and Bloomberg, found that water-related risks were under-reported and singled out each of the 100 corporations. Risk disclosure also may provoke inquiries by third-parties, such as government agencies.
How costly can disclosure be?
As the concept of water risk develops, to what degree will governments and non-profit environmental groups use disclosure information? Will those insurance carriers that underwrite a corporate portfolio question their potential insureds about water risks in an effort to better establish accurate premiums? Will banks or private investment funds expand the due diligence process? Only time will tell.
Most certainly, raw material suppliers will begin to see changes in the way corporations transact business. The inquiries initially may be collegial and simply involve processing information to provide a summary of the water risks inherent in making a raw material. In time, however, supply-chain contracts will begin to specify the data and ill-equipped suppliers may lose market share.
Such approaches to water risk can be expected to move beyond the supply side. Finished goods are both stored and distributed, and each activity has a water impact. Warehouses usually consist of paved areas and rooftops that can impact stormwater production and groundwater recharge. Likewise, motor vehicles that transport goods will, at a minimum, need periodic washing.
In today's litigious society, we can predict that the information gathered to prepare SEC disclosures also would be fodder for discovery in future litigation. If scientific predictions are correct and adverse climate incidents occur, there may be a rush to blame those corporations that have failed to adequately disclose and/or respond to water risk.


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A post on the Elemental Website has a status report on Elemental: War of Magic, as Stardock attempts to recover from the rocky launch of the fantasy-themed strategy game. The update explains why they are not issuing a tutorial just yet, in spite of the dire need for one, saying: "it's obvious that a tutorial made now has a 100% chance of being obsolete once the major patches roll out. So opposed to putting in yet another feature that will need reworked, we're putting that effort into feature implementation and bug fixes...so no tutorial yet. But it's coming." There's also talk of improving the camera view to make for a more visually appealing game, and a bit on multiplayer play. The update concludes with word on future improvements: "We've been served a healthy slice of humble pie with Elemental's release, but now we're lucky enough to have a chance to redeem our 'baby' (I'm glad actually babies don't get a metacritic score). If you're reading this, then you're keeping tabs on Elemental as we continue to improve it post-release, and for your support and continued feedback we're immensely grateful. Hopefully all the great ideas we've received will be digested, organized, implemented, and accumulate into several groundbreaking updates that reach the potential mentioned throughout the reviews."
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Search results for: Key Bank Routing Numbers
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Sirte- Libya (PANA) -- The Community of Sahelian-Saharan States (CEN- SAD) secreary-general, Mohamed Al-Madani Al-Azhari, said here late Thursday that the ninth summit of the organisation due to take place here Saturday would be dedicated to economic and social development within the regional bloc.
Speaking to journalists on the fringes of the 15th session of the CEN-SAD executive board, Al-Azhari said the organisation had completed constituting its institutions "which are ready to implement the development programmes", adding that CEN-SAD has started giving priority to food security and agricultural co-operation within the region in 2006.
He noted that Libyan leader Moammar Kadhafi, who is the current chairman of the CEN-SAD, has called for the implementation of projects to benefit the people in the region.
"The CEN-SAD is working towards attaining the goals for which it was set up, notably the formation of the United States of Africa and as a framework of contact and dialogue for its member countries," Al-Azhari said.
The CEN-SAD secretary-general further noted the existence of projects to foster trade between member countries as well as other projects submitted by the member countries' Interior ministers on the free movement within the grouping.
Also, he said, the CEN-SAD summit would examine the membership applications by two new countries- the Comoros Islands and Guinea.


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In the Name of God, Most Gracious, Most Merciful
Our Freedom - Our Responsibility
One of the greatest blessings given to us by God Almighty is freedom. But on the contrary to what the word may mean on the surface, freedom means responsibility and it means accepting certain laws set by God , the provider of our true freedom.
[33:72] We have offered the responsibility (freedom of choice) to the heavens and the earth, and the mountains, but they refused to bear it, and were afraid of it. But the human being accepted it; he was transgressing, ignorant.
Freedom, like all the other blessings in our life, is a gift from God, and not something we initiate, create, design or control. Because of that, it has to follow His law. The believers know very well that their creation, their life and their death are all controlled by God's laws. We were not given the freedom to choose the time or place of our birth or our death, to choose our parents or our siblings, to choose the color of our eyes, or complexion of our skin, the IQ of our brain, or the sharpness of our vision, the size of our wealth or the extent of our wisdom. But we were given the most important kind of freedom, to believe in God or not. After that God takes control.
We asked God for the freedom of choice and He granted it for us. He is just and fair, therefore, He allowed the opposition (in this case Satan) to present his own version of freedom. It was part of the deal to allow us to choose between the two styles of freedom, between the Good and the bad, or between God and Satan.
Satan makes his style of freedom appealing to his constituents by enticing them with all his power.
[17:64] "You may entice them with your voice, and mobilize all your forces and all your men against them, and share in their money and children, and promise them. Anything the devil promises is no more than an illusion.
To entice the weak at heart, Satan presents his laws that defy God's laws in the name of freedom. But like all of Satan's promises, his freedom is no more than an illusion as God said. Satan invites the people to use drugs in the name of freedom but after using drugs they become addict and loose their will. They become prisoners of their habit, in reality prisoners of Satan. Many times they have to lie, cheat, steal, corrupt others and even kill to get their drugs. They loose their freedom and even worse than that, they lose themselves. Satan invites people to defy God's law of marriage by enticing them to have sexual relationships out of marriage or even different life styles of sexual relationships, in the name of freedom. This kind of sexual practices leads to broken hearts, broken homes, single mothers, orphaned children and serious diseases Many of those who follow their lust lose their will, their control and with that they lose their freedom and become prisoners of their bad behavior. Satan's promise is again an illusion.
We need to remind ourselves constantly that God gives us the freedom and He is the One in control of this world and our life.
[3:109] To GOD belongs everything in the heavens and everything on earth, and all matters are controlled by GOD.
God promised us, if we follow His law we will have happiness in our life and freedom and if we choose freely to follow Satan's law seeking a freedom of ours, that we find nothing but illusion.
[33:36] No believing man or believing woman, if GOD and His messenger issue any command, has any choice regarding that command. Anyone who disobeys GOD and His messenger has gone far astray.
Following God's law, is the style of freedom that guarantees happiness and victory in this world and in the Hereafter. We are commanded in the Quran repeatedly to advocate righteousness and forbid evil and promote God's laws.
[22:41] They (the believers) are those who, if we appointed them as rulers on earth, they would establish the Contact Prayers (Salat) and the obligatory charity (Zakat), and would advocate righteousness and forbid evil. GOD is the ultimate ruler.
[9:112] They (the believers) are the repenters, the worshipers, the praisers, the meditators, the bowing and prostrating, the advocators of righteousness and forbidders of evil, and the keepers of GOD's laws. Give good news to such believers.
[3:104] Let there be a community of you who invite to what is good, advocate righteousness, and forbid evil. These are the winners.
God created this universe, and He knows BEST what makes the people free and what does not, what makes the people happy and what makes them miserable. We do not create our own freedom or happiness, they are gifts from God. It is given ONLY to those who follow God's laws, anything else is nothing more than a fake freedom and false happiness.
God sent us laws for our personal use and others for our community to be used in pursuit of the true freedom. He gave us clear commandments to believe in Him, His angels, His scriptures and His messengers.
[2:285] The messenger has believed in what was sent down to him from his Lord, and so did the believers. They believe in GOD, His angels, His scripture, and His messengers: "We make no distinction among any of His messengers." They say, "We hear, and we obey. Forgive us, our Lord. To You is the ultimate destiny."
On the personal level we are free to accept these commandments. No one should force anyone to believe. As long as this person is keeping it for him/herself and does not corrupt the community and fight God's laws, he/she can keep such freedom.
[60:8] GOD does not enjoin you from befriending those who do not fight you because of religion, and do not evict you from your homes. You may befriend them and be equitable towards them. GOD loves the equitable.
[60:9] GOD enjoins you only from befriending those who fight you because of religion, evict you from your homes, and band together with others to banish you. You shall not befriend them. Those who befriend them are the transgressors.
[4:140] He has instructed you in the scripture that: if you hear GOD's revelations being mocked and ridiculed, you shall not sit with them, unless they delve into another subject. Otherwise, you will be as guilty as they are. GOD will gather the hypocrites and the disbelievers together in Hell.
We live in a community that follows many laws and occasionally we are asked to freely vote for some of these laws. We, as believers, are not to support or advocate any other law that contradict God's law. When the corrupt people who oppose God's law are out in the community to force their own law (Satan's law) on everyone, the believers have the obligation to stand for God's law, support it, advocate it and vote for it. We cannot and should not help the corrupt people make Satan's law the law of the land. It will even be more of a hypocrisy to support such laws in the name of freedom. As we discussed before, freedom is not gained by breaking God's law but rather by upholding it.
[9:67] The hypocrite men and the hypocrite women belong with each other - they advocate evil and prohibit righteousness, and they are stingy. They forgot GOD, so He forgot them. The hypocrites are truly wicked.
On the contrary,
[9:71] The believing men and women are allies of one another. They advocate righteousness and forbid evil, they observe the Contact Prayers (Salat) and give the obligatory charity (Zakat), and they obey GOD and His messenger. These will be showered by GOD's mercy. GOD is Almighty, Most Wise.
These believers are the Keepers of God's laws;
[9:112] They (the believers) are the repenters, the worshipers, the praisers, the meditators, the bowing and prostrating, the advocators of righteousness and forbidders of evil, and the keepers of GOD's laws. Give good news to such believers.
Quran urges the believers to be united;
[3:103] You shall hold fast to the rope of GOD, all of you, and do not be divided.
We can easily be divided if we advocates other than God's laws in the name of freedom, the false freedom, and we can ONLY be united if we advocate God's laws and stand for it even when there is only minority to do so. We have to side with God all the time or we would be siding with Satan. Satan himself will not side with us.
[59:16] They are like the devil: he says to the human being, "Disbelieve," then as soon as he disbelieves, he says, "I disown you. I fear GOD, Lord of the universe."