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Dearborn, MI Rental Homes and Apartments for Rent
Search rentals in Dearborn, MI. At RentalGuide.net, we have comprehensive rental listings to help you find Dearborn apartments for rent. You can also find rental houses and condos. Click on a listing to view details, or refine your search for Dearborn apartments to search by price, beds and other criteria.


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page web graphisme
Presupuesto €250-750 EUR
18 freelancers están ofertando el promedio de €539 para este trabajo
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subset: commoncrawl


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- Inside Athletics
- Tickets
- Fan Zone
- Media Zone
- Social
- Shop
- Donate Now
INDIANAPOLIS, Ind. (June 24, 2010) - On Wednesday, the NCAA announced that the Atlantic Sun joined 13 other schools and conferences receiving funds as part of the NCAA Division I Women's Basketball Grant Program to increase awareness, exposure and attendance of women's basketball.
A total of 88 member schools and conferences submitted proposals in the third year of the pilot program.
As part of the grant, the member institutions of the Atlantic Sun will meet in Johnson City in July for a two-day, in-person seminar to begin planning for the year-long program. During this seminar, members of the ETSU Grant Team will share the successful ideas and experiences that have been used over the past two seasons.
"The Grant Team at ETSU is honored to be part of a collaborative effort with the A-Sun Conference staff to market, promote and grow the sport of women's basketball," said Senior Associate Athletic Director Barbie Breedlove. "The coaches, student-athletes and fans at ETSU have benefitted greatly from having received grant funding from the NCAA Division I Women's Basketball Grant Program the last two years. In year three of the program, we hope to share our experience and expertise with the ten other A-Sun member institutions to help them promote attendance at women's basketball games."
National office staff served as evaluators of the proposals. Grants are awarded on a one-year basis and are not automatically renewed.
The 2010-11 grant recipients are the Atlantic Sun Conference, Bowling Green State University; Columbia University; University of Dayton; University of Hartford; Kansas State University; Miami University; Southern Illinois University at Carbondale; Stanford University; University of Florida; Virginia Polytechnic Institute and State University; West Virginia University; Xavier University and the West Coast Conference. ETSU received Grants totaling $100,000 for 2008-09 and 2009-10 seasons.
"Being awarded this Grant, in addition to having been the only conference in the country this past year to have 100% participation in the NCAA Women's Basketball Pack the House program, is exciting news," said Sherri Booker Atlantic Sun Senior Associate Commissioner. "We salute our member institutions for their dedication in promoting women's basketball and this Grant will allow us the opportunity to continue to do so. We have so many positive things occurring in our women's basketball programs and we will work hard to continue this success in the 2010-2011 year. ETSU has set the bar high and we are excited for the opportunity to continue their success in a conference-wide program."
The NCAA will continue to look for ways to provide marketing and guidance to schools and conferences to help promote women's basketball, she added.
This marketing initiative concept was generated from the NCAA Division I Women's Basketball Discussion Group, chaired by the late NCAA President Myles Brand. The group consisted of head coaches, media representatives, former student-athletes, conference, institutional and Women's Basketball Coaches Association administrators. It has been strongly supported by the NCAA Division I Women's Basketball Committee and the NCAA Division I Women's Basketball Issues Committee.
For more information on Buccaneer athletics, visit www.ETSUBucs.com.


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Trumpetfishes, Aulostomus maculatus
« Database Home Animalia Chordata Actinopterygii Syngnathiformes Aulostomidae Aulostomus maculatus
Description & Behavior
Named for its long, thin snout and body to match, trumpetfishes, Aulostomus maculatus (Valenciennes, 1837), aka Atlantic trumpetfishes, Aulostoma maculatum and Aulostoma maculatus (Valenciennes, 1841), are relatives of seahorses. Masters of camouflage, trumpetfishes are usually mottled reddish brown—though some individuals may be yellow or green, with blue or purple heads—and can easily change color. They often swims vertically with their snouts down, which helps them to blend in with surrounding sea fans, pipe sponges and sea whips, thereby hiding from predators. Trumpetfishes may exceed a meter in length, with the head representing about one third of that length. Their chins have a small barbel.
Two closely-related species, also called trumpetfish, are:
- Atlantic cornetfishes, Aulostomus strigosus, which is found in the eastern Atlantic around Cape Verde (including other islands) and along the tropical West African coast, and
- Chinese trumpetfishes, Aulostomus chinensis, which lives in the waters of the Indo-Pacific, from east Africa to Hawaii and Easter Island, north to southern Japan and south to Lord Howe Island and in the eastern central Pacific from Panama, Revillagigedo Islands, Clipperton Island, and Cocos Island to Malpelo Island.
World Range & Habitat
Trumpetfishes, Aulostomus maculatus, usually live near grassy or weedy areas or coral reefs at depths from 2 to 25 m. In the Western Atlantic, they can be found in the tropics from southern Florida to northern South America and are also seen in Bermuda, the Gulf of Mexico and the Caribbea
Feeding Behavior (Ecology)
Trumpetfishes are voracious and have crafty means of catching their food. They are known to use large herbivorous fish as camouflage, essentially shadowing them until they find the right moment to strike. If it's smaller fish or shrimp the trumpetfish is interested in, it will hang vertically in the water column, drifting with the current, as when hiding from its own predators—then ambush any prey unlucky enough to swim beneath it, sucking it up using a method called "pipette feeding." The trumpetfish's mouth creates the vacuum needed to suck up small animals by expanding to a size equal to the diameter of the body. Even animals larger than the trumpetfish's mouth are not safe—the elastic tissues can stretch to accommodate quite a sizable meal.
Life History
Like many fish, trumpetfishes have an elaborate courtship ritual or "dance." Their color-changing abilities, so often used for camouflage, are also employed here. As in their relatives, the seahorses, trumpetfishes place much of their reproductive burden on the males. After the dance, the female trumpetfish transfers her eggs to the male, who fertilizes and carries them in a pouch until they are born.
Conservation Status & Comments
Trumpetfishes are harmless to humans. They are not yet endangered and are increasingly popular in home aquariums, though they may be difficult to properly feed.
References & Further Research
Biology of Pipefishes, Pipehorses & Seadragons - Project Seahorse
Kaplan, Eugene H. Coral Reefs. Peterson Field Guides. Boston: Houghton Mifflin Company, 1982.
Research Aulostomus maculatus » Barcode of Life ~ BioOne ~ Biodiversity Heritage Library ~ CITES ~ Cornell Macaulay Library [audio / video] ~ Encyclopedia of Life (EOL) ~ ESA Online Journals ~ FishBase ~ Florida Museum of Natural History Ichthyology Department ~ GBIF ~ Google Scholar ~ ITIS ~ IUCN RedList (Threatened Status) ~ Marine Species Identification Portal ~ NCBI (PubMed, GenBank, etc.) ~ Ocean Biogeographic Information System ~ PLOS ~ SIRIS ~ Tree of Life Web Project ~ UNEP-WCMC Species Database ~ WoRMS
Search for Trumpetfishes » ARKive ~ Ask.com ~ Bing ~ dmoz ~ Flickr ~ Google ~ NatureFootage ~ Picsearch ~ Wikipedia ~ Yahoo! Images ~ YouTube
Feedback & Citation
Start or join a discussion about this species below or send us an email to report any errors or submit suggestions for this page. We greatly appreciate all feedback!
Help Protect and Restore Ocean Life
Help us protect and restore marine life by supporting our various online community-centered marine conservation projects that are effectively sharing the wonders of the ocean with millions each year around the world, raising a balanced awareness of the increasingly troubling and often very complex marine conservation issues that affect marine life and ourselves directly, providing support to marine conservation groups on the frontlines that are making real differences today, and the scientists, teachers and students involved in the marine life sciences.
Join us today or show your support with a monthly donation.
With your support, most marine life and their ocean habitats can be protected, if not restored to their former natural levels of biodiversity. We sincerely thank our thousands of members, donors and sponsors, who have decided to get involved and support the MarineBio Conservation Society.


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Cooling & Exhaust Fans
Keep your greenhouse, barn, warehouse, livestock, home or business cool with the proper circulation or exhaust fans. Built to handle maximum floor area in high moisture applications, FarmTek's heavy-duty high performance ceiling fans are great for winter heating or summer cooling and eliminate condensation — ceiling fans help to deliver maximum airflow over wide areas. To maintain plant health and livestock safety from overheating during the warm summer months, we recommend our circulation fans, misting and fogging systems, as well as air coolers. Put air cooling and circulation where you need it most. Our high-quality portable fans can easily be moved from one location to another. We also carry all the parts to complete your cooling system such as shutters, vents, louvers, temperature sensors, thermometers and even humidifiers!


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Taste for Risk Fueled Career of Bettor Billy Walters, Now in Trading Probe
Las Vegas Sports-Wagering Star Says It's "Preposterous" to Suggest He Would Engage in Insider Trading
Sports-betting legend William "Billy" Walters built a fortune by acquiring better information than others and using a complex system to turn it into profits.
"He is the most respected sports bettor in the world," said RJ Bell, who runs a website selling sports-betting picks. "One of the things that differentiates him is the quality of the information that he's betting."


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Turns out Amy Pond isn't the only one to run off in Doctor Who's time machine in her pajamas. This cute little kid is going adventuring in time and space in a scale-model TARDIS in his jammies!
Over at the blog Mateo and Me, Jennifer posted pictures of the TARDIS that Mateo's graphic designer father made for him for his birthday. Mateo's dad made it out of corrugated cardboard, which is what he works in.
All other parents, you are officially on notice — time to raise your game.
Here's another amazing image of Mateo's TARDIS:
[Mateo and Me, thanks Brian Huberd]


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weekend hacker wrote:I uninstalled it the other day. Its fast I'll give you that but I don't really like the interface. Where you see sleek I see shit, and to add to the insult its almost as if anything that could actually benefit from this type of interface doesn't use it.
I've been testing for a couple of months and besides games often crashing and the horrible interface its okay but totally not worth replacing my debian and especially not if I have to pay for it(I like to have a totally legit OS).
So those that are ridiculing win8.. they're right. Those that are loving it.. they're also right.
But both are right in totally different ways.
Are... are you me? This. Fucking everything about this I love. You get me, man. <3
fashizzlepop wrote:c3nt, have you tried using Metro (I think it's called something else now)? I thought that it was going to be a disaster at first as well, but after using it it grows on you. Besides, you only have to *rarely* use it. Most work is still done on the desktop (which is faster then win7) and Metro is only used as a replacement for the start menu. The best part is it's faster and smarter than the old start menu.
Yup, I'm running Windows 8 right now and have been using it for the better part of two months now. This weekend I'm switching back to Linux. Not because I love Linux that much, but because I hate the new Windows that much. The thing is, that it isn't quicker... At all. Yes, the code may be more efficient and updated, and it may technically run faster, but it takes me FAR longer to find and launch an application than it ever did before. Even when I memorize their spots on the 'start' screen, it still takes me longer than the old start menu. Besides, I never once sat at my computer and thought, "Gee, this start menu takes more than half a millisecond to load, they should fix that".
I find a decent correlation between Windows 8 and Windows 7 can also be applied to Unity, and Gnome 2. Unity technically
can be used faster, but that doesn't mean that it is for people not used to it. If someone has used Gnome 2 for 17+ years, and then is forced to use Unity, they're going to be slow as fuck at it.
fashizzlepop wrote:
As UEFI, what's the problem with that? The point of it is to prevent rootkits and it does a very good job of it. It doesn't always necessarily mean that you are locked into windows. It means that you *know* there is a secure pass between BIOS and your OS.
No, you're right, it doesn't mean I'm locked into Windows. It just means that they made it damn hard to do anything besides run Windows. It's like trying to write a server with the basic C library; you can do it, but it's going to be a bitch. (Thank God people in charge of Linux distros already figured out their way around it.)
fashizzlepop wrote:Of course developing on windows or using the CLI is still just as bad as before, but of course most people don't use it for that. For what people *do* usually use it for, it does well.
Windows always ran games and looked up porn well; they didn't need to "reinvent" their interface to improve the experience.
fashizzlepop wrote:That's just my opinion of course and I don't mean to be a know it all, I truly appreciate other views on this. I just feel like *everyone* who hates win8 hasn't even given it any chance.
Well said.


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Michael's "Brassy 60's Den" Room
Like this entry? Favorite it below!
- Name:
- Michael
- Location:
- Los Angeles, CA
- Division:
- Light
- Inspiration for my palette:
- The living room is the main room I entertain in, so I wanted it to feel somewhat neutral, and not overwhelm guests when they come over for the first time. I like the idea of being able to change the accent colors as my mood - or the season - changes. I also carefully considered the wood finishes, too: choices like ebony for the entertainment center and blinds, and the walnut-colored floor, were deliberately bold. The acorn-colored furniture pieces tend to take a back seat to the pops of color.
- Colors used in my room:
- A neutral background of a natural linen color gave me permission to go bold with the accent colors: persimmon red, slate grey, pops of brass and white. The wood finishes include deep ebony, walnut, and acorn.
- Tips for using color successfully:
- Be fearless. Be strategic. Be brave. Be trusting of your instincts. Be open to a color you thought you didn't like. Be willing to change your mind. Be opinionated.
- Palette:
- Brassy 60's Den


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1) The Oval 1882 Australia won by seven runs
This is an easy choice since it was after this match that the concept of the Ashes was born. It was a one-off Test, the ninth between the two countries, and boiled down to a duel between the legendary WG Grace and Australia's Frederick Spofforth, a 6ft 3in fast bowler known as 'the Demon', a sort of 19th-century Glenn McGrath with Dennis Lillee's moustache.
On a difficult pitch, England bowled Australia out for 63 and then engineered a crucial lead of 38 despite Spofforth bowling Grace for only four. Australia scrambled 122 in their second innings but the turning point was Grace provocatively running out Sammy Jones as he stepped out of his crease to prod a divot.
Tempers flared and Spofforth was fuming. As the teams emerged for England's pursuit of 85 to win he said to Grace: "This will lose you the match." England reached 53 for three when Grace, untroubled on 32, miscued Harry Boyle to mid-off. Spofforth, bowling 28 four-ball overs unchanged – without a drink or toilet break – then reduced England to 70 for seven. The tension was so great one spectator gnawed through his umbrella handle. It soon became 75 for nine. Ten to win.
The last man was Yorkshire left-arm spinner Ted Peate, a renowned rabbit. He edged a two to tumultuous cheering, and was then bowled swishing. England had lost by seven runs and Spofforth had taken seven for 44 to give him 14 for 90 in the match, one of the finest bowling performances in the history of the game. Grace was unrepentant. "I left six men to get 30-odd runs and they couldn't do it," he said.
It was Australia's first Test victory in England and, with the legitimacy of cremation being a popular topic of debate at the time, it inspired the mock 'RIP English cricket' obituary in the Sporting Times, which finished "the body will be cremated and the ashes taken to Australia."
2) Old Trafford 1902 Australia won by three runs
In the midst of cricket's Golden Age, the series of 1902 was the first great five-Test Ashes contest, although the first two were virtual washouts.
Australia went one-up in the third, the only Test played at Bramall Lane, Sheffield, and there was controversy before the fourth, at Old Trafford, when the dictatorial chairman of selectors Lord Hawke, from Yorkshire, and the captain Archie MacLaren, a Lancastrian, fell out over selection. On the morning of the match a piqued MacLaren left out England's best all-rounder, George Hirst, and selected Sussex's Fred Tate, who had never played for England. It has become known as Tate's match, though for all the wrong reasons.
Australia chose to bat first on a wet pitch conscious that the England bowlers would not be able to stand up. MacLaren's instruction was to "keep the dangerous Victor Trumper quiet until lunch" when the pitch had dried out. As the Australian score at lunch was 173 for one with the cavalier Trumper 102 not out, the plan failed miserably.
Australia were eventually all out for 299, and the redoubtable FS Jackson's 128 got England to within 37 of their score. A deluge saturated the pitch, then Australia collapsed to 10 for three. Darling counter-attacked, but offered a crucial chance to deep-square-leg. The debutant Tate dropped it. Darling made a vital 37 in Australia's 86 all out leaving England 124 to win and square the series.
It was eight to win when Tate, the last man, walked in. He inside-edged a four but was then clean bowled two balls later. Australia had won by the narrowest of margins and retained the Ashes. Tate never played for England again, but proclaimed that his seven-year-old son Maurice would one day avenge this defeat, and in the 1920s he did.
3) The Oval 1926 - England won by 289 runs
This match ended 14 years of Australian dominance including the famous 5-0 whitewash of 1921-22. England had at least stopped the rot as the first four Tests of the 1926 series were drawn. The ICC bowed to popular demand and allowed the fifth at the Oval to be played to a finish (all Tests in England had previously been three-day affairs).
The flamboyant Percy Chapman, of Kent, was installed as England captain and the Yorkshire slow-left armer Wilfred Rhodes was recalled at the age of 48. Australia sneaked a first-innings lead of 22, and set their bowlers to work on a treacherous pitch. They were defied by the brilliance of Jack Hobbs and the stoicism of Herbert Sutcliffe, England's greatest ever opening partnership. Hobbs made a majestic 100 in 3hrs 40 mins on a minefield, and the pair put on 172 for the first wicket. Sutcliffe, the only Englishmen to finish with a Test average of more than 60, was eventually out for a gritty 161.
The target of 415 was too much for Australia who capitulated to Rhodes (four for 44) and a young Harold Larwood (three for 34) for 125. England had regained the Ashes and an ecstatic crowd invaded the pitch. Larwood wept in the dressing room and said "This is the greatest day of my life." "There will be more of those," Hobbs said, pressing a beer into his hand, after which the great batsman, a modest man, slipped off home for supper with his wife.
4) Adelaide Oval 1932-33 England won by 338 runs.
This was the pivotal game in the infamous Bodyline series. Donald Bradman was remorseless in England in 1930 with 974 runs in the series, a record that still stands, but England, through manager Pelham Warner and captain Douglas Jardine, hatched a plan to cut him down. It involved 'Leg Theory' - bowling fast and at the body with lots of close fielders on the legside. Harold Larwood was willing to try the idea, as was his opening partner Bill Voce.
Bradman missed the first Test through illness, with England winning in his absence, and on his return in Melbourne he was bowled first ball. He recovered his composure to make a match-winning hundred in the second innings to leave the series tied at 1-1. Jardine was intensely disliked in Australia and the mood in Adelaide was already combustible before Larwood bowled a short ball to the Australian captain Bill Woodfull which slammed into his chest, drawing blood. The crowd roared its disapproval, and Jardine aggravated the situation by then adopting a leg-theory field and ordering more short balls, one of which knocked the bat out of Woodfull's hand. Bradman then subsided tamely to Larwood, prodding to short-leg for eight.
Australia recovered to 109 for four at the close, at which point Warner disingenuously knocked on the Australians' door to ask if everything was alright and was rebuffed with Woodfull's famous line: "There are two teams out there. One is playing cricket, the other is not."
The following morning the Australian keeper Bert Oldfield hooked his way to 41 before top-edging a ball from Larwood into his head. It almost incited a riot, although Oldfield absolved the bowler from blame as he was helped off.
England won the match comfortably, and ultimately the series, though the Australians' vehement complaints about England's tactics almost caused the contest to be abandoned. Larwood was made a scapegoat by the hypocritical English authorities and never played Test cricket again.
5 Headingley 1948 - Australia won by 7 wickets.
Bradman's team of 1948 was labelled 'The Invincibles' since they went through the entire tour of England - featuring more than 30 games - unbeaten, winning more than half by an innings.
They were already 2-0 up in the series when they arrived at Headingley for the fourth Test, where Bradman himself had previously recorded two triple centuries. England, through the batting of Len Hutton, Cyril Washbrook and Bill Edrich, made a good fight of it, and, after extending England's second innings a few minutes into the fifth day, Norman Yardley set Australia 404 to win.
With Australia 57 for one, Bradman walked to the wicket at 1pm to a standing ovation. Five hours later he was receiving another as he walked off on 173 not out to see Australia to an extraordinary victory aided by Arthur Morris's superb 182. It was the highest run-chase in Test history, a record that stood for another 28 years.
6) The Oval 1953 England won by 8 wickets.
After four draws, England, captained at last by a professional in Len Hutton, sealed a famous victory at the Oval to regain the Ashes for the first time in almost 20 years.
England boasted a top six as good as they have ever fielded - Hutton, Bill Edrich, Peter May, Denis Compton, Tom Graveney and Trevor Bailey - and Australia had their great opening pair of fast bowlers, Ray Lindwall and Keith Miller. But on a dry Oval pitch, Australia erroneously left out leg spinner Richie Benaud, while England picked their Surrey spin twins Jim Laker and Tony Lock, despite suspicions about Lock's bowling action.
They applied the critical incision after lunch on the third day, sharing nine wickets as Australia were bowled out for 162, leaving England 132 to win. England got there after lunch on the fourth day, Compton regally dispatching the ball to the boundary for the winning runs after which he was engulfed by ecstatic supporters.
Lindsay Hassett, Australia's captain, complimented England on their win but added, waspishly, "even though Lockie threw us out."
Fred Trueman, who had been summoned from RAF duty to play in the match, received a telegram at the end that said simply: 'Notice Test match finished. Expected back 23.59 hours.'
7) Brisbane 1974-75 – Australia won by 166 runs
No Ashes history can be complete without due reference to Dennis Lillee and Jeff Thomson, the most fearsome pair of fast bowlers any helmetless batsmen ever had to face. Even when you watch the 1974-75 series on YouTube now, you do so from behind the sofa.
In the first Test at Brisbane they caught England totally unawares. Lillee was coming back from serious injury while Thomson had bowled at half rat power in a pre-Test game and had played only one previous Test.
They hit England like a thunderbolt. Balls were fizzing past their noses from both ends and flying off the shoulder of the bat. Lillee was menacing enough off his long, marauding run, but Thomson was genuinely frightening.
Gliding smoothly to the wicket, he did an odd chasse at the crease before his body jack-knifed backwards. Then, in a whiplash of the arm, the ball was catapulted up the other end at ferocious speed.
At Brisbane Tony Greig defied them with great bravado, provocatively celebrating boundaries the way umpires signal them on his way to 110. It was an audacious innings but it could not stop Lillee and Thomson running away with the match and ultimately the series, in which they shared 58 wickets and inflicted widespread bodily harm.
8) Headingley 1981 England won by 18 runs
A match regarded as one of the most extraordinary turnarounds in the history of sport. On a tricky pitch England, one down in the series and with a 39-year old Mike Brearley recalled as captain to replace the struggling Ian Botham, had been made to follow on 227 behind. They had declined to 135 for seven when England's No 9 Graham Dilley joined Botham.
With expectations deflated and the pressure off, the pair produced an extraordinary stand. Dilley started it with some uncomplicated thumps through the covers and Botham was soon having a dip himself, middling some and edging others and also striking one mighty six "into the confectionary stall and out again", as Benaud famously put it.
They gave England a slender lead of 25, swelled by outlandish strokes from Botham. He was then supported by the apprehensive but crisp-striking Chris Old, before Bob Willis managed to hang on to allow Botham to filch 37 for the last wicket, leaving Australia 130 to win.
They began positively, reaching 56 for one, at which point Brearley decided that Willis, who had almost not been selected for the match, should switch ends. Tearing down the hill like a man possessed, Willis decimated the Australians, and when he flattened Ray Bright's middle stump he had taken eight for 43 to make England only the second side in history to win a Test after following on. Daylight robbery.
9) Edgbaston 2005 England won by two runs
A titanic match which defined a Test series of unremitting drama and tension. After the ageing kings (Australia) had triumphed over the young pretenders in the first Test at Lord's, their chief warlord Glenn McGrath trod on a ball while playing rugby in the warm-up and was ruled out - something which made Ricky Ponting's decision to field first all the more bizarre.
After a timid batting performance at Lord's, England came out with all guns blazing, scoring 407 all out in a day. Andrew Flintoff struck five sixes and then finished off Australia's erratic reply with two wickets in two balls.
The world's greatest wicket-thief Shane Warne retorted with the ball of the (new) century to bowl Andrew Strauss behind his legs as he shouldered arms and hoodwinked five other batsmen to give Australia a victory target of 282.
Flintoff, inspired by striking four more sixes, produced one of the most stirring first overs in history to dislodge first Justin Langer and then Ponting, and Australia stumbled to the end of the day requiring 107 with just two wickets left. One of those was Warne, who gave Australia hope with a crafty innings of 42. Then, incredibly, the last pair of Brett Lee and Michael Kasprowicz added 59 to get Australia within one hit of victory.
English cricket's obituary writers were poised and sports fans were faced with an endless diet of Rooney, Mourinho and kiss'n tells when Kasprowicz gloved Steve Harmison to give England a death-defying victory.
9) Edgbaston 2005 - England won by two runs
A titanic match which defined a Test series of unremitting drama and tension.
After the ageing kings (Australia) had triumphed over the young pretenders in the first Test at Lord's, their chief warlord Glenn McGrath trod on a ball while playing rugby in the warm-up and was ruled out – something which made Ricky Ponting's decision to field first all the more bizarre.
After a timid batting performance at Lord's, England came out with all guns blazing, scoring 407 all out in a day. Andrew Flintoff struck five sixes in his 68 and then finished off Australia's erratic reply of 308 with two wickets in two balls.
The world's greatest wicket-thief Shane Warne retorted with the ball of the (new) century to bowl Andrew Strauss behind his legs as he shouldered arms. It was his 700th Test wicket. He also hoodwinked five other batsmen to give Australia a victory target of 282.
Flintoff, inspired by striking four more sixes, produced one of the most stirring first overs in history to dislodge first Justin Langer and then Ponting, and Australia stumbled to the end of the day requiring 107 with just two wickets left.
One of those was Warne, who gave Australia hope with a crafty innings of 42. Then, incredibly, the last pair of Brett Lee and Michael Kasprowicz added 59 to get Australia within one hit of victory.
English cricket's obituary writers were poised and sports fans were faced with an endless diet of Rooney, Mourinho and kiss'n tells when Kasprowicz gloved Steve Harmison to give England a death-defying victory.
10) Adelaide Oval 2006-07 - Australia won by six wickets
This match was chosen after a conversation with Shane Warne, who argued that you "couldn't have a book of the 10 best Ashes Tests without including Adelaide '06 - it was one of the greatest victories of all time!"
He has a point. After all, England declared their first innings on 551 for six and lost the match comfortably. England's first innings was built around a dogged double-century from Paul Collingwood and a more expansive hundred from Kevin Pietersen.
Australia drew to within 38 late on the fourth afternoon with hundreds from Ponting and Michael Clarke, but England, 59 for one going into the last day, looked comfortably placed to draw the game. Warne's mesmeric spell on the final morning induced a sort of paralysis, during which he also bowled Pietersen round his legs for two.
The leg-spinner's own brilliance and self-belief infused the rest of the Australians with the conviction that they could win, and, having skittled England for 129, they did so in a blaze of shots. It tore the heart out of England, who promptly succumbed to only the second 5-0 whitewash in Ashes history.
Cricket's Greatest Rivalry: A History of the Ashes in Ten Matches, by Simon Hughes is published by Cassell, price £18.99


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They are considered a solid long-term investment and offer the perfect retreat from the hustle and bustle of everyday life: Rustic chalets with ultra-modern furnishings and fittings are more popular than ever. The demand by far exceeds the available supply. Lovely fresh mountain air, sun and unobstructed views of the mountains: Anyone lucky enough to own a chalet is well aware of the many advantages associated therewith. Chalet villages are extremely popular in both Austria and Switzerland.
One particularly attractive location for chalet real estate, which is also very popular with celebrities, is Gstaad in the Bern Highlands. It has been a magnet for the rich and famous for many years – F.S. Fitzgerald, Elizabeth Taylor, Gunter Sachs or Valentino, to mention but a few. Traditional wooden chalets define the townscape, and one will look in vain for buildings of concrete or glass. Luxury, however, is abound.
Gstaad is a prime example of a ski resort that has something to offer for everyone: There are countless kilometres of ski-runs, perfect for alpine tours; the après-ski culture is well contained and the region attracts hikers, mountain climbers and cyclists, even in the low season. "Gstaad is an attractive investment location for investors from all over the world. Anyone who combines holiday enjoyment with investment is rewarded with a high level of value stability or value growth," explains Antonia Crespi, the license partner of Engel & Völkers in Gstaad.
Fresh mountain air and spectacular views
Kitzbühel in Austria offers an exciting medley of traditional rustic country houses, chalets and international boutiques. Buying a chalet in this region not only guarantees an exciting and versatile lifestyle, it is also a safe investment.
"Owning real estate at the foot of steep mountain is more than merely a status symbol, it is a lucrative long-term investment," says Wolfgang Böhm, the license partner of Engel & Völkers in Kitzbühel. Many of our customers are from the UK, Germany and Switzerland. The rental options are also ideal, especially if the chalet is located close to or directly inside a ski area. The proximity to cities such as Munich, Salzburg and Innsbruck is advantageous and allows more leisure time options. It is a great place to stay, at any time of the year. Mountain bikers, hikers, golf fans as well as passionate skiers and snowboarders will love it here and find plenty to see and do.


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Problem description
A common problem on our systems is for a user job to run a node out of memory or to use more than its allocated share of memory if the node is shared with other jobs.
If a job exhausts both the physical memory and the swap space on a node, it causes the node to crash. With a parallel job, there may be many nodes that crash. When a node crashes, the systems staff has to manually reboot and clean up the node. If other jobs were running on the same node, the users have to be notified that their jobs failed.
If your job requests less than a full node, for example,
-l nodes=1:ppn=1, it may be scheduled on a node with other running jobs. In this case, your job is entitled to a memory allocation proportional to the number of cores requested. For example, if a system has 4GB per core and you request one core, it is your responsibility to make sure your job uses no more than 4GB. Otherwise your job will interfere with the execution of other jobs.
-l mem=xxx flag is good for is requesting a large-memory node. It does not cause your job to be allocated the requested amount of memory, nor does it limit your job's memory usage.
Each node has a fixed amount of physical memory and a fixed amount of disk space designated as swap space. If your program and data don't fit in physical memory, the virtual memory system writes pages from physical memory to disk as necessary and reads in the pages it needs. This is called swapping. If you use up all the memory and all the swap space, the node crashes with an out-of-memory error.
This explanation really applies to the total memory usage of all programs running on the system. If someone else's program is using too much memory, it may be pages from your program that get swapped out, and vice versa. This is the reason we aggressively terminate programs using more than their share of memory when there are other jobs on the node.
In the world of high performance computing, swapping is almost always undesirable. If your program does a lot of swapping, it will spend most of its time doing disk I/O and won't get much computation done. You should consider the suggestions below.
You can find the amount of memory on our systems by following the links on our Supercomputers page. You can see the memory and swap values for a node by running the Linux command
free on the node. As shown below, a standard node on Oakley has 48GB physical memory and 46GB swap space.
[n0123]$ free -mo
total used free shared buffers cached
Mem: 48386 2782 45603 0 161 1395
Swap: 46874 0 46874
Suggested solutions
Here are some suggestions for fixing jobs that use too much memory. Feel free to contact OSC Help for assistance with any of these options.
Some of these remedies involve requesting more processors (cores) for your job. As a general rule we require you to request a number of processors proportional to the amount of memory you require. You need to think in terms of using some fraction of a node rather than treating processors and memory separately. If some of the processors remain idle, that's not a problem. Memory is just as valuable a resource as processors.
Request whole node or more processors
Jobs requesting less than a whole node are those that have nodes=1 with ppn<12 on Oakley, for example
nodes=1:ppn=1. These jobs can be problematic for two reasons. First, they are entitled to use an amount of memory proportional to the ppn value requested; if they use more they interfere with other jobs. Second, if they cause a node to crash, it typically affects multiple jobs and multiple users.
If you're sure about your memory usage, it's fine to request just the number of processors you need, as long as it's enough to cover the amount of memory you need. If you're not sure, play it safe and request all the processors on the node.
Standard Oakley nodes have 4GB per core.
Reduce memory usage
Consider whether your job's memory usage is reasonable in light of the work it's doing. The code itself typically doesn't require much memory, so you need to look mostly at the data size.
If you're developing the code yourself, look for memory leaks. In MATLAB look for large arrays that can be cleared.
An out-of-core algorithm will typically use disk more efficiently than an in-memory algorithm that relies on swapping. Some third-party software gives you a choice of algorithms or allows you to set a limit on the memory the algorithm will use.
Use more nodes for a parallel job
If you have a parallel job you can get more total memory by requesting more nodes. Depending on the characteristics of your code you may also need to run fewer processes per node.
Here's an example. Suppose your job on Oakley includes the following lines:
#PBS -l nodes=5:ppn=12
mpiexec mycode
This job uses 5 nodes, so it has 5*48=240GB total memory available to it. The
mpiexec command by default runs one process per core, which in this case is 5*12=60 copies of mycode.
If this job uses too much memory you can spread those 60 processes over more nodes. The following lines request 10 nodes, giving you a total of 10*48=480GB total memory. The
-ppn 6 option on the
mpiexec command says to run 6 processes per node instead of 12, for a total of 60 as before.
#PBS -l nodes=10:ppn=12
mpiexec -ppn 6 mycode
Since parallel jobs are always assigned whole nodes, the following lines will also run 6 processes per node on 10 nodes.
#PBS -l nodes=10:ppn=6
mpiexec mycode
Request large-memory nodes
Oakley has eight nodes with 192GB each, four times the memory of a standard node. Oakley also has one huge-memory node with 1TB of memory; it has 32 cores.
Since there are so few of these nodes, compared to hundreds of standard nodes, jobs requesting them will often have a long wait in the queue. The wait will be worthwhile, though, If these nodes solve your memory problem.
To use the large-memory nodes on Oakley, request between 48gb and 192gb memory and 1 to 12 processors per node. Remember to request a number of processors per node proportional to your memory requirements. In most cases you'll want to request the whole node (
ppn=12). You can request up to 8 nodes but the more you request the longer your queue wait is likely to be.
#PBS -l nodes=1:ppn=12
#PBS -l mem=192gb
To use the huge-memory node on Oakley you must request the whole node (
ppn=32). Let the memory default.
#PBS -l nodes=1:ppn=32
Put a virtual memory limit on your job
The sections above are intended to help you get your job running correctly. This section is about forcing your job to fail gracefully if it consumes too much memory. If your memory usage is unpredictable, it is preferable to terminate the job when it exceeds a memory usage limit rather than allow it to crowd other jobs or crash a node.
The memory limit enforced by PBS is ineffective because it only limits physical memory usage (resident set size or RSS). When your job reaches its memory limit it simply starts using virtual memory, or swap. PBS allows you to put a limit on virtual memory, but that has problems also.
We will use Linux terminology. Each process has several virtual memory values associated with it. VmSize is virtual memory size; VmRSS is resident set size, or physical memory used; VmSwap is swap space used. The number we care about is the total memory used by the process, which is VmRSS + VmSwap. What PBS allows a job to limit is VmRSS (using
-l mem=xxx) or VmSize (using
-l vmem=xxx).
The relationship among VmSize, VmRSS, and VmSwap is: VmSize >= VmRSS+VmSwap. For many programs this bound is fairly tight; for others VmSize can be much larger than the memory actually used.
If the bound is reasonably tight,
-l vmem=4gb provides an effective mechanism for limiting memory usage to 4gb (for example). If the bound is not tight, VmSize may prevent the program from starting even if VmRSS+VmSwap would have been perfectly reasonable. Java and some FORTRAN 77 programs in particular have this problem.
vmem limit in PBS is for the entire job, not just one node, so it isn't useful with parallel (multimode) jobs. PBS also has a per-process virtual memory limit,
pvmem. This limit is trickier to use, but it can be useful in some cases.
Here are suggestions for some specific cases.
Serial (single-node) job using program written in C/C++
This case applies to programs written in any language if VmSize is not much larger than VmRSS+VmSwap. If your program doesn't use any swap space, this means that
vmem as reported by
qstat -f or the
ja command (see below) is not much larger mem as reported by the same tools.
Set the
vmem limit equal to, or slightly larger than, the number of processors requested (
ppn) times the memory available per processor. Example for Oakley:
#PBS -l nodes=1:ppn=1
#PBS -l vmem=4gb
Parallel (multinode) job using program written in C/C++
This suggestion applies if your processes use approximately equal amounts of memory. See also the comments about other languages under the previous case.
Set the
pvmem limit equal to, or slightly larger than, the amount of physical memory on the node divided by the number of processes per node. Example for Oakley, running 12 processes per node:
#PBS -l nodes=5:ppn=12
#PBS -l pvmem=4gb
mpiexec mycode
Serial (single-node) job using program written in Java
I've only slightly tested this suggestion so far, so please provide feedback to email@example.com.
Start Java with a virtual memory limit equal to, or slightly larger than, the number of processors requested (
ppn) times the memory available per processor. Example for Oakley:
#PBS -l nodes=1:ppn=1
#PBS -l vmem=4gb
java -Xms4096m -Xmx4096m MyJavaCode
Other situations
If you have other situations that aren't covered here, please share them. Contact firstname.lastname@example.com.
How to monitor your memory usage
qstat -f
While your job is running the command
qstat -f jobid will tell you the peak physical and virtual memory usage of the job so far. For a parallel job, these numbers are the aggregate usage across all nodes of the job. The values reported by qstat may lag the true values by a couple of minutes.
For parallel (multinode) jobs you can check your per-node memory usage while your job is running by using
pdsh -j jobid free -mo
You can put the command
ja (job accounting) at the end of your batch script to capture the resource usage reported by
qstat -f. The information will be written to your job output log,
You can also view node status graphically the OSC OnDemand Portal (ondemand.osc.edu). Under "Jobs" select "Active Jobs". Click on "Job Status" and scroll down to see memory usage. This shows the total memory usage for the node; if your job is not the only one running there, it may be hard to interpret.
Below is a typical graph for jobs using too much memory. It shows two jobs that ran back-to-back on the same node. The first peak is a job that used all the available physical memory (blue) and a large amount of swap (purple). It completed successfully without crashing the node. The second job followed the same pattern but actually crashed the node.
If it appears that your job is close to crashing a node, we may preemptively delete the job.
If your job is interfering with other jobs by using more memory than it should be, we may delete the job.
In extreme cases OSC staff may restrict your ability to submit jobs. If you crash a large number of nodes or continue to submit problem jobs after we have notified you of the situation, this may be the only way to protect the system and our other users. If this happens, we will restore your privileges as soon as you demonstrate that you have resolved the problem.
For details on retrieving files from unexpectedly terminated jobs see this FAQ.
For assistance
OSC has staff available to help you resolve your memory issues. See our Support Services page for contact information.


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The brown/amber pieces are from the "Orient" series.
The most common pieces are in Cobalt Blue and are from the series called "Kobolt". Obviously! LOL!!!
What an extroidnary piece and not at all what I would associate with Ruda stylisically going by their other items.
I thought I would show everyone a new piece of Ruda that has recently passed through my hands!I don't know the proper name for this range but I call it "Flame" for obvious reasons! This and the clear Ruda pieces are not very common.It is about 4" high and has the Ruda and Gote Augustsson labels.Vidfletch
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Bikes play a critical role at Burning Man each year as the transportation of choice around Black Rock City.
For the last 11 Burning Man festivals, they've also been the centerpiece of a popular event celebrating "women's freedom, power, and beauty."
That event? Critical Tits. In 1996, five women, inspired by San Francisco's Critical Mass, painted their chests and rode through town yelling "Critical Tits." Last year, the event drew 5,000 women.
This photo is from this year's edition, last Friday.


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At the Investigative Project on Terrorism, Steve Emerson has compiled an impressive scrapbook of photographs of indicted Iraqi spy Murthanna Al-Hanooti. The photographs depict Al-Hanooti with dignitaries ranging from First Lady Hillary Clinton in 1996 to Vice President Al Gore to significant members of Congress.
In today's New York Sun, Ira Stoll has more on Al-Hanooti's 1996 visit with Ms. Hillary, noting that her White House schedule shows that she met with David Bonior and a group of "Chaldean Americans" in May 1996. Stoll also observes that Al-Hanooti spread campaign donations across a wide swath of the political landscape including President Bush, former Michigan Senator Spencer Abraham, Rep. Tom Campbell, and Rep. John Conyers.
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The Benefits of Giving
Your support truly makes a difference, and ultimately helps Suffolk students and graduates who are changing the world and changing lives.
Please contact the Office of Advancement to learn more about any of the following giving options.
Stories of Giving
Cash Gift
A gift of cash to Suffolk University remains the most popular form of giving among alumni and friends of the University. In addition to the intrinsic reward of giving to Suffolk, a cash donation to the University will benefit you at tax time.
Irene D.'s cash gift
When Irene D. was made partner in her law firm, she decided to mark the achievement with a gift to the University that prepared her for her career. She made a cash gift of $10,000 to Suffolk Law School, where she earned her juris doctor. A recipient of a scholarship while in law school, Irene felt it was only fitting that she share her professional success with Suffolk Law.
With this gift of cash, Irene has:
- Earned an income tax deduction of $10,000
- Publicly acknowledged the role Suffolk Law played in her career success
- Granted Suffolk critical funds toward fulfilling its mission
Appreciated Securities
By transferring your appreciated securities to Suffolk, you gain significant tax benefits, often with little or no effect on your spendable income.
John & Jill E.'s appreciated securities gift
John and Jill E. met as Suffolk undergraduates in 1975. With their 25th wedding anniversary approaching, they decided to make a gift to Suffolk of 2,000 shares of stock in X Company. The couple bought the stock a number of years ago at $3 per share. Since then, the stock's value has increased three fold.
With this gift of appreciated securities, John and Jill E. have:
- Received an immediate $18,000 income tax deduction
- Avoided capital gains tax
- Made an $18,000 donation toward Suffolk University's mission
Real Estate
When real estate property has been held long term, has appreciated in value, and is readily marketable, it can make an ideal gift to Suffolk University. There are a variety of ways to give real estate. You can make an outright gift of property, transfer the property and continue to live on it, or give the property and retain an income for life.
Joyce and Kevin R.'s gift of real estate
Joyce and Kevin R. earned their MBA degrees from the Sawyer Business School and went on to become successful business owners. They acquired a parcel of commercially zoned property as part of a real estate deal. They held on to the property for several years, during which time it appreciated in value. Joyce and Kevin wanted to make a gift to the Business School, so they transferred ownership of their commercial property to the school.
With this gift of real estate, Joyce and Kevin R. have:
- Received an income tax deduction
- Avoided capital gains tax
- Made a valuable gift to Suffolk University
Personal Property
Donating tangible property to Suffolk can be a unique and meaningful way to support the University. Tangible personal property is defined as property that can be physically touched, including antiques, artwork, and precious gems and metals. Suffolk may use your gift of personal property for others to learn from and appreciate or to enhance its physical surroundings. You may realize a tax savings if your gift has appreciated in value.
Sarah M.'s gift of personal property
Sarah M. traces her appreciation of American history to her undergraduate days at Suffolk. In the years since she earned her BA from the College of Arts & Sciences, Sarah has amassed a collection of rare manuscripts that is valued at $75,000. Having benefited from financial assistance while a student at Suffolk, Sarah felt strongly about giving back to the University. She decided to donate the manuscripts to Suffolk's Mildred F. Sawyer Library. The manuscripts will become part of the library's permanent collection.
With this gift, Sarah has:
- Benefited from an income tax deduction of $75,000
- Removed the value of the collection from her estate, thus avoiding estate tax
- Presented the Sawyer Library with a valuable gift that will benefit future generations of Suffolk students
Retirement Assets
Tax-qualified retirement plans and individual retirement accounts (IRA) make attractive, valuable gifts to Suffolk. When you leave all or a percentage of your retirement assets to the University, it benefits from the full value because the funds will be removed from your estate and therefore will no longer be subject to estate or income taxes that an individual beneficiary would have to pay.
Albert T.'s gift of retirement assets
Albert T. was approaching his 70th birthday. He had $500,000 in his IRA and soon would be obligated to make annual withdrawals. The withdrawals would be taxed as ordinary income. After his lifetime, the remaining funds in Albert's IRA would be passed down to his children. Albert realized that as a bequest to his children, the balance of funds in the IRA would be significantly reduced because it would be subject to both estate and income taxes.
Albert decided instead to name Suffolk University as the beneficiary of his IRA and to bequeath other assets to his children. By doing so, he protected the IRA from the combined tax hit and left a legacy for his alma mater.
By gifting his retirement assets to Suffolk, Albert has:
- Avoided income taxes on his IRA
- Avoided estate taxes on his IRA
- Left a sizable gift to his alma mater
Closely Held Stocks
A gift to Suffolk of closely held stock is similar to that of appreciated, publicly traded securities. You will realize a personal income tax charitable deduction for the fair market value of the stock and avoid capital gains taxes on the appreciation.
Helen T.'s gift of closely held stock
Helen T., the daughter of Haitian immigrants, was a recipient of a scholarship to Suffolk University. After earning an MBA from the Sawyer Business School, Helen went on to launch a successful business. Helen wanted to give back to the University, but her assets were tied up in her company. She made the decision to transfer stock in her company to Suffolk. After the transfer, Helen bought back the stock from Suffolk at the fair market value. As a result, Helen gave Suffolk a significant gift.
With this gift of closely held stock, Helen has:
- Received an income tax deduction for the full fair-market value of the stock
- Avoided capital gains tax on the appreciation of the stock
- Made a significant gift to Suffolk University
Charitable Remainder Trusts
The charitable remainder trust enables a person wishing to contribute to the future of Suffolk University to do so while retaining, and often increasing, current income. A donor makes an irrevocable transfer of property, cash, or other assets to a trust. The donor retains a right to receive income from the property in trust or designates another person or persons to receive the income.
The donor receives an income tax charitable deduction in the year of the gift. If the gift is made with appreciated, long-term property, the donor incurs no immediate capital gains tax on the transfer to and the subsequent sale of the assets by the trust. When the trust term ends, the property remaining in the trust becomes a gift to Suffolk University. There are two types of trusts:
- Unitrust: Income fluctuates annually with the fair market value of the trust.
- Annuity Trust: Income payments are fixed and determined when the gift is made.
Jonathan and June R.'s charitable remainder trust
Jonathan and June R. purchased a vacation home on Cape Cod in the early 1970s. They have many fond memories of summers there, but were planning to retire to another part of the country to be closer to their children. They had mixed feelings about leaving New England. Before the move, they wanted to leave something significant behind in the form of a gift to Suffolk, where they both had received their undergraduate degrees.
They decided to transfer their vacation home as a charitable remainder unitrust with Suffolk as the primary residual beneficiary. In exchange, they would receive annual payments of 5 percent of the trust principle, valued at $500,000 at the time of transfer. The gift of real estate appealed to the couple because it allowed them to convert one aspect of their personal history—their vacation home—to benefit another, Suffolk University.
By funding their charitable remainder unitrust with their vacation home, Jonathan and June have:
- Received an income tax deduction
- Avoided capital gains tax
- Earned $25,000 from the trust the first year
- Guaranteed a life income based on the principal of the trust
- Reduced their estate tax
- Made a substantial gift to Suffolk University
Charitable Gift Annuity
A charitable gift annuity is a contract between you and Suffolk University. In exchange for your irrevocable transfer of cash or securities, Suffolk agrees to pay you and/or your spouse a fixed dollar amount annually for life. The size of the payments is based on the age of the beneficiaries—the older the beneficiaries, the larger the payments. A portion of your gift is tax-deductible. In addition, some of the income received will be tax-free. If you use long-term, appreciated securities to purchase the annuity, the capital gains tax reportable from the sale of the securities can be reduced and spread over your life expectancy.
Jay M.'s charitable gift annuity
Jay M., 75, was ready to cash in and reinvest some mutual funds to provide a steady stream of income, but hesitated because the tax on the capital gain would be quite high. Jay, a Suffolk University Law School alumnus, decided to transfer his mutual funds, worth $100,000, to the Law School to endow the Jay M. Centennial Scholarship Fund in exchange for a one-life gift annuity.
This allowed Jay to avoid the capital gains tax on the profit, and to receive annual income of $7,100 from the gift. A portion of each payment to Jay is tax-free, a portion taxed at the capital gain rate, and the balance is taxed at Jay's ordinary income tax rate.
This gift enabled Jay M. to:
- Increase his cash flow
- Have the security of guaranteeing his payments for life
- Reduce and defer capital gains tax
- Receive an income tax deduction
- Make a generous endowed gift to Suffolk University Law School
Deferred Gift Annuity
A deferred gift annuity works the same way as a charitable gift annuity, except the payments begin at a future date of your choice. Due to the deferral of the payments, you receive a higher immediate income tax deduction as well as higher income payments. This is a wonderful tool to maximize current tax deductions, while postponing income to supplement your retirement income.
Edward and Noreen B.'s deferred gift annuity
Edward and Noreen B. were thinking ahead 15 years to retirement. They had $100,000 invested in Certificates of Deposit (CDs) that were about to mature. Edward and Noreen felt a special attachment to Suffolk University. Edward received his Bachelor of Science in Journalism from the College of Arts & Sciences, and Noreen received her Juris Doctor.
Instead of reinvesting the CDs, they decided to transfer the proceeds to Suffolk University in exchange for a deferred payment gift annuity that would provide them with a fixed income for life when they turn 66. Edward and Noreen will receive annual payments of $11,600 based on the annuity rate of 11.6 percent.
The deferred gift annuity to Suffolk allowed Edward and Noreen to:
- Secure a future income, guaranteed for life
- Receive an income tax deduction today
- Make a meaningful gift to Suffolk University
Pooled Income Funds
A pooled income fund is actually a trust, similar to a mutual fund. Your gift is combined with the gifts of others. You make an irrevocable transfer of assets, usually cash or marketable securities, to the fund. In return, you and/or the beneficiaries you name receive a proportionate share of the fund's earnings for life, paid quarterly.
Income is variable, depending on the fund's performance, and is taxable to the beneficiaries as ordinary income. You receive an immediate charitable deduction for federal income tax purposes. Appreciated property can be given to the pooled income fund without a resulting capital gain tax. After the lifetime of the last income beneficiary, the principal becomes available to Suffolk.
Benjamin I.'s pooled income fund
Benjamin I. invested $2,000 in Company X many years ago. Over the years, the stock rose in value to $12,000, but lately has averaged only about 2 percent of dividend income each year. Benjamin was considering reinvesting the stock in a higher-yield account, but wanted to avoid paying a capital gains tax. He is a regular cash donor to Suffolk University, where he earned his Executive MBA. As Benjamin approached his 50th birthday, he decided to make a significant contribution to Suffolk.
He transferred his stocks to a pooled income fund with Suffolk, which increased his income from the investment. In addition, he received an immediate tax deduction and realized a savings in capital gains taxes. As the pooled income fund grows, Benjamin's annual payments from the gift are expected to increase as well.
By making a gift to a pooled income fund, Benjamin I. has:
- Received an immediate income tax deduction in the year of the contribution
- Avoided capital gains tax
- Increased his income
- Made a meaningful gift to Suffolk University
A bequest is a gift made through a provision in your will. A bequest may take many forms, including a percentage of the estate, a specific dollar amount, the residue of an estate, or a combination of the above. A charitable bequest to Suffolk University may provide savings in estate taxes.
Dora L.'s bequest
Dora L. was grateful for the opportunities she received during her lifetime. She credited much of her success to the education she received at Suffolk University. After earning both her undergraduate and graduate degrees from Suffolk, Dora went on to enjoy a long career in public service.
The rewards were many, and when Dora was drafting her will, she decided to leave a portion of her estate to Suffolk University. It seemed fitting that she should redirect the tangible benefits of her education to the institution that started her on her career path.
By including Suffolk University in her will, Dora has:
- Retained her assets during her lifetime
- Freed the value of the bequest from her taxable estate
- Made a lasting and meaningful gift to Suffolk University
Life Insurance
Many different kinds of gifts may be arranged using life insurance. The University may be named as a beneficiary of all or a percentage of your life insurance proceeds.


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Rahul Misra has not received any gifts yet
Hi Rahul,
What do you think about this Friday? anytime post noon would work for me. lemme know. also - whats your mail id?
sure - next friday seems great. lemme know your phone and i will call sometime in the mid week to fix some time?
SATC seems a bit far, but its alright - I am totally free on fri/sat/sun so I can make it there. when do you wanna play?
Hey Rahul,
are you still in Austin? I am relatively new year and looking for someone to play with regularly. Do you wanna give it a try? lemme know.
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Best Western Port Royal properties are listed below. Search for cheap and discount Best Western hotel rooms in Port Royal, SC for your upcoming meeting or individual travels. We list the best Best Western Port Royal properties so you can review the Port Royal Best Western hotel list below to find the perfect place.
Our search will list Port Royal, SC hotels/lodging that have similar star quality of Best Western.Need 5+ Rooms? Get group bids from hotels in Port Royal SC
How should we direct your call?


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Minnesota Sheriff Vows to Ignore New Gun Restrictions
PINE CITY (AP) — A Minnesota sheriff says he would refuse to enforce any new state or federal regulation that restricts guns.
Pine County Sheriff Robin Cole sent an open letter to residents this week, saying he doesn't believe the federal government has a right to order states to follow mandates that violate the U.S. Constitution.
Cole wrote that he would view any such mandate illegal and refuse to carry it out. He says he believes it is a "moral sin" to erode freedom through administrative rules.
Cole told The Associated Press on Wednesday that he is categorically opposed to any proposal that would infringe on one's constitutional rights. He says he wrote the letter because citizens have been afraid of what the future holds.
He says the issue doesn't apply to just guns.
Join our conversation on this topic on our Facebook Page.
Copyright 2013 The Associated Press.


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7 cups plain, popped popcorn*
3 cups mini marsmallows**
1/2 teaspoon peppermint extract**
cooking spray
*pick through for the unpopped "old maids" or you may lose a tooth.
** or you could use peppermint marshmallows
There is a place near where I grew up that still makes old-fashioned popcorn bars (since 1897, they say), but they make wintergreen instead of peppermint and it tastes more than a little like Pepto-Bismol. It's not good.ReplyDelete
So fun! They would be perfect for a holiday party!ReplyDelete
You're like a little ray of sunshine every time I come here. My kids will love these! Thanks!ReplyDelete
I've gotta remember this for a December treat :DReplyDelete
Better than rice krispies and marshmallows!ReplyDelete
Peppermint! This is going to be so good in December!
these look really fun to make! for some reason my husband has always loved those old-fashioned popcorn "bars"...so I'll have to try these and see what he thinks :) I just found your blog for the first time - I'll definitely be back!ReplyDelete
yummy! this looks great. and damn, i keep missing the gilmore girls (oh well, i hate this season anyway).ReplyDelete
Thank you for visiting Coconut & Lime! I read and appreciate each one of your comments.
If you have a specific question or want to discuss something unrelated to this post please e-mail me directly.
All recipes, photographs and text are for private, nonprofit use only and may not be reproduced without permission.


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All holiday appetizers should be this fun! This adorable snowman is made of a delicious spread of seasoned cream and Cheddar cheeses.
You can make this cute little guy up to 1 month ahead!
Guests may be a little reluctant to start sampling your delicious creation, so make extra to fill serving bowls to help get them started.
Use your imagination to decorate this whimsical snowman! You can use fresh rosemary and dried cranberries (crown), chopped olive pieces or raisins (eyes and buttons), pimiento or red bell pepper (mouth), radicchio or carrot ribbon (scarf), and asparagus spears or celery sticks (arms).
Recipe and photo credit: Betty Crocker 2007/TM General Mills


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It's late autumn here, my favourite time of year. Blue skies, warm in the sun, cool in the shade. The last of the leaves are falling and–
Is that better?
Last Saturday, I put into practice tips I'd heard at Random House Australia's National Book Bloggers Forum. (You can read about it here.) I learned a few things from my experiment. Some titles work. Some don't. Mine, "Jonquils, pancakes and books", sucks. Use titles relevant to the content of your post, we were told. Why didn't I remember that?
Another tip was to use images. But what kind of images? Commenting on my post, author Annabel Smith wrote that she find posts that use stock photos "impersonal and offputting". I agree.
Yet photos do work. In my case, a simple photo of jonquils outperformed many of my other posts, both on my personal Facebook page and the Australian Women Writers page. Someone even shared it. Engagement was even higher when I added a question: "Name your favourite story that features flowers?"
Things were a little different on Twitter. That's how I knew my title sucked. Not until I tweeted the link with "5 tips for book bloggers" did I get a result. That attracted far more "retweets" and clicks to the blog. (Well, some.)
The trouble is, I hate titles like that. Almost as much as I hate stock photos.
One of the things we hear lots about is the need to identify your "voice" as a writer. The same goes for bloggers. But how are we going to do that if we all start to sound like some third-rate marketing guru? The authors I admire on social media are the ones who aren't afraid to be themselves, who reveal their creativity, originality, ingenuity and occasional vulnerability in their tweets and posts.
Yet there's a catch.
It doesn't matter how creative, original and ingenious authors are, somehow they have to come to people's attention in the first place. They have to be "discoverable". The same applies to book bloggers. Reviewing for Australian Women Writers Challenge can help – but even the challenge, in some ways, has become a victim of its own success. There are so many talented Australian authors and bloggers out there, most of whom, it seems, are women.
I'm not kidding.
Last year there were 500+ female Australian authors reviewed for the challenge and many of their books only attracted one review. Of those, I read around 50. How many authors' names could I rattle off now without thinking? A few more than that, if I'm lucky. (That would be a good test.) But 500? No way. And these are, for the most part, traditionally published authors. Women with a team behind them who have created great stories in their chosen genres. And book bloggers? Of 274 people signed up to read and review for the challenge this year, I'd be lucky to remember… I'd hate to say.
You see the problem.
This brings me back to images, and what to do with them.
Well, here's the thing. This week, I'm trying something different. As an experiment, I've adapted the autumn leaves photo above to include text. The experiment will be to post the photo to Facebook and Twitter and see how many "clicks" or "shares" it gets, compared to my non-visual posts. I've also added the URL of this website at the bottom.
Here it is.
Will it catch on? Maybe with the Granny set. Perhaps I should have tried different wording? What do you think?


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Boyfriend charged in toddler's death
Boyfriend charged in toddler's death
DUBUQUE, Iowa —
Bond has been set at $1.1 million for a Dubuque man who's accused of killing a 2-year-old who'd been left in his care.
The Dubuque Telegraph Herald says a $750,000 bail was set during a video court appearance Tuesday for 34-year-old Nicholas Reed. The bail is in addition to $350,000 bail set after Reed was arrested on neglect and drug charges.
Bentley Randall's mother had taken him to a Dubuque hospital on Nov. 23 for treatment of submersion burns and head trauma. The boy died at a hospital in Iowa City on Sunday.
Police say Bentley's mother had left him with Reed, her boyfriend, when she went to work. She took the boy to the hospital when she returned.
Online court records don't list the name of Reed's attorney.


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by Tom Utescher
An ideal inside/outside balance on offense helped the Norwood Fontbonne Academy boys gain a firm foothold in a home contest last Tuesday evening, and from a 31-16 halftime advantage the host Bears went on to win over Nazareth Academy, 61-38.
In the first half NFA's Cole Storm scored most of his 12 points from the paint, while shooting guard Matthew Quirk provided offense from the outside with a mid-range jumper and a pair of three-point field goals.
Storm came away with a game-high 16 points while Quirk collected 12, helping the home team level its record in the Catholic Academies League at 4-4. Corbin Melle divided his scoring evenly between the halves to add another 12 points for Norwood, which reached an overall mark of 7-9.
The Bears are battling for a spot in the CAL playoffs and are aspiring to something higher than the fourth seed for the postseason tourney. That position in the bracket would lead to a meeting with powerful Gwynedd Mercy Elementary, which has already beaten Norwood twice in their home/away series during the regular season.
Melle started the locals lads off last Tuesday with a breakaway basket and two free throws, then Storm got going, as well. Nazareth ended the quarter with a three-point field goal, but the home team still took a 14-7 advantage into the second round.
Storm continued to pump out the points for the Bears, and the visitors really found themselves in a predicament when Quirk began to produce from the perimeter. With a 15-footer from the left wing followed by a pair of strikes from the three-point arc, Quirk stretched the Nazareth defense as Norwood progressed to a 15-point lead at the interlude, 31-16.
With seven different players making their way into the Bears' scoring column in the second half, the gap between the teams widened further. Two athletes for the home team who came on strong after the intermission were Malkelm Morrison, who notched six of his eight points over the final two quarters, and Christopher Maloney, who netted six of his seven after the halftime break.
The tally was 46-20 at the three-quarter mark, and the lead reached 29 points early in the fourth period before Nazareth deposited several three-point field goals in the closing minutes.
The winners received two points apiece from Michael Kelly, Langston Morrison, and Greg Osborne. The leaders for Nazareth were Matt Rueter and Dan Vittorelli, with nine and eight points, respectively, and Steve Pons and Zach Vittorelli each scored six for the Hawks.


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Dr. Brooks studies a potentially blinding congenital malformation of the eye called uveal coloboma. The condition is caused by failure of the optic fissure to close during the fifth week of human gestation. Although the embryology leading to coloboma has been well-characterized for decades, less is known about the genetic and developmental processes responsible for this condition, making genetic counseling and molecular diagnosis difficult.
The Brooks laboratory integrates clinical and genetic data from uveal coloboma patients with molecular, developmental, and biochemical studies of normal and faulty optic fissure closure in model systems. The ultimate goal of the research is to apply knowledge from clinical and laboratory studies to molecular diagnosis in families with coloboma and to devise prevention and treatment strategies. Dr. Brooks applies Mendelian and complex genetics approaches to studying uveal coloboma in patients. His laboratory has identified a unique syndrome in which abnormal vertebral segmentation cosegregates with coloboma in an autosomal dominant fashion. He is leading efforts to define the clinical phenotypes of coloboma patients and their first-degree relatives. Through careful phenotyping with state-of-the art clinical tools, the Brooks laboratory is identifying potential clinical risk factors and microforms of coloboma.
Using a combination of laser-capture microdissection and gene expression analysis, Dr. Brooks has identified 221 genes that are differentially regulated at the closing edges of the optic fissure before, during, and after closure. He has discovered that two genes - Nlz1 and Nlz2 - are important in regulating closure via a Pax2-dependent mechanism; he is currently exploring how these genes interact with other transcriptional regulators of Pax2 during development. He is also studying the role these genes play in human disease and non-ocular phenotypes associated with disruption of either of these genes, and the developmental role of other differentially-related genes, including cell-signaling and cell-adhesion molecules.
Last Reviewed: October 31, 2010


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NEW YORK—A former hedge fund executive testified Tuesday at a New York securities fraud trial that the fund purposely bet against investments tied to high-risk mortgages as the housing market teetered on the edge of a meltdown—a strategy that the Securities and Exchange Commission says allowed the fund to make $1 billion.
Paolo Pellegrini, formerly of Paulson & Co. Inc., was called to the witness stand in the SEC civil case against Fabrice Tourre, a former Goldman Sachs trader accused of misleading other investors who lost a fortune by betting that the same investments would rise in value.
At the time Paulson & Co. Inc. sought to invest in the mortgage-based bonds in 2006, the U.S. housing market "had appreciated excessively," Pellegrini testified. The hedge fund decided to take short positions based on its belief that "there would be a lot of mortgage defaults," he added.
The testimony of Pellegrini, who no longer works for Paulson, got off to a strange start under questioning by an SEC lawyer about collateralized debt obligations, or CDOs—a type of investment that are central to the case. CDOs lose money if borrowers stop making mortgage payments and default on loans.
Asked what CDO stands for, he first said, "I'm not sure" before coming up with the answer. Later when asked if he could explain to the jury how a CDO works, he hesitated before saying, "I can try."
The SEC has accused Tourre of scheming to market CDO transactions to investors that were purposely designed to fail and give Paulson and its billionaire president, John A. Paulson, an advantage. No one is facing criminal charges.
In opening statements Monday, prosecutors accused Tourre of using "lies, trickery and deception" to help his hedge fund client make a killing.
"In the end it was Wall Street greed that drove Mr. Tourre to lie and deceive," said SEC lawyer Matthew Martens.
Defense attorney Pamela Chepiga told jurors her client "never misled anyone," and suggested authorities were trying to make him a scapegoat in the housing market collapse in 2007.
Tourre was born in France and moved to the United States in 2000 to study at Stanford University. He obtained a graduate degree in science before going to work for Goldman Sachs.
The suit seeks a declaration that Tourre violated securities laws, along with a disgorgement of profits and unspecified penalties and damages.
In July 2010, Goldman Sachs settled charges brought against it in the matter and agreed to pay $550 million. The bank still faces private litigation, including a federal securities class-action lawsuit.
Pellegrini was to resume testifying Wednesday. The trial is expected to last three weeks.


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Wednesday, June 17, 2009
I love anything with white beans and with all the lovely produce in season, it seemed like a great time to whip up this veg-heavy entree. I'm reviewing The Vegan Table for the Memphis Flyer, the newspaper I write for, so I need to try as many dishes from it as possible before the review is due.
This dish — loaded with eggplant, zucchini, red bell pepper, tomato, and fresh herbs — satisfied my craving for veggies. I love the idea of a main course made with such a variety of fresh produce. And of course the white beans really stepped it up a notch.
I did have to add a crap ton of salt though. Colleen Patrick-Goudreau's recipe only calls for salt to taste at the end of cooking, but next time, I'm adding it in earlier. I also halved this recipe because it was meant to feed 6 to 8 people. The Vegan Table is an entertaining cookbook, so many of the recipes make huge amounts. I'll definitely be turning to this volume for potlucks!
I served my ratatouille with a slice of fresh Whole Wheat French Bread with Vegetarian Herb Pate:
I made this loaf last weekend using Sarah Kramer's Easy French Bread recipe in La Dolce Vegan. And the pate is AMAZING! It's by Bonavita and it's imported from Germany. I found it on sale when World Market was going out of business and now I'm wishing I would have bought all they had on the shelf. I'm gonna have to find a way to order this stuff from somewhere! It has a cheezy, nooch-heavy taste that I love!
17 comments:
Ok, I must admit, that doesn't look anything like the Ratatouille we make here, but it looks DAMN GOOD! I really want to get Vegan Table - I love Colleen Patrick-Goudreau & like listening to her podcasts when I run. And TJOVB is one of my very favourite baking books ever!
- June 18, 2009 at 3:58 AM
- Crystal said...
Your Ratatouille makes me hungry- it's something I've never eaten before!! And I absolutely loved that movie.. hehe. I have yet to check that book out- but I think I'm going to give it a look-see in the near future. Keep up the awesome food making- your food always looks amazing!
- June 18, 2009 at 5:36 AM
- Lovliebutterfly said...
I love ratatouille but with a lot more sauce! But yours look really delicious! Would be great for a wrap filling, i'm thinking! That veggie pate sounds great too!
- June 18, 2009 at 7:11 AM
- The Voracious Vegan said...
Yum! I've yet to make ratatouille, but yours looks just delicious! I love white beans also, great source of healthy plant protein. I am drooling over that bread topped with veggie pate, seriously amazing looking.
- June 18, 2009 at 7:14 AM
- Sal said...
I remember my mum buying really gross tinned ratatouille when i was a kid and hating it but once i tried the proper stuff I realised it's awesome. the version with white beans sounds great.
- June 18, 2009 at 7:22 AM
- nora said...
whole wheat french bread! that sounds so good! i guess your ratatouille looks okay too...
haha jk looks marvelous :) go vegan table!
- June 18, 2009 at 9:20 AM
- A said...
You should look online:
Also, your ratatouille looks perfect! You always make the most simple dishes look amazing!
- June 18, 2009 at 9:54 AM
- Veganissexy said...
That pate looks so yum. I thought that movie was adorable. I have a weak spot for kiddo movies. Can't wait to see "UP." The white bean ratatoullie looks delish! Lots of good veggies and beans!
- June 18, 2009 at 10:48 AM
- Gena (Choosing Raw) said...
Sorry I've been so behind on comments! The ratatouille is gorgeous :)
- June 18, 2009 at 11:10 AM
- miss v said...
i've never seen the movie, but i love ratatouille! i got a great recipe from my cousin a while back, but haven't made it in a couple years.
thanks for reminding me!
ps - thanks for the tip on the black salt. there is a perfect indian grocery right near my office... perfect lunch break shopping!
- June 18, 2009 at 4:28 PM
- Lisa (Show Me Vegan) said...
I have the Vegan Table too and really like how the recipes sound! I'd planned to pull it out tonight to plan something to make later in the week. Thanks for the review of the ratatouille!
- June 18, 2009 at 6:34 PM
- jessy said...
oh wow! the ratatouille looks wonderful, Bianca! mmmmmmmm! i love white beans (we had them tonight with dinner, too!) - and i always find that dishes with white beans need a little more salt, fo 'sho! we added a bunch of garlic 'n sea salt to ours.
i need to keep an eye out for that pate - sounds like something i'd love - and your bread = perfect! what a tasty combination!
you're always cooking up the best food, Bianca - i love it all! :)
- June 18, 2009 at 8:10 PM
- aTxVegn said...
Oh, I love the addition of beans! I make LDV french bread all the time. It's such an easy way to bake up homemade bread.
- June 18, 2009 at 9:11 PM
- Katrina said...
Love Ratatouille! The first time I had it, my then fiance (now husband) surprised me by making homemade Ratatouille, then taking me to see the movie! So cute!
- June 20, 2009 at 10:28 PM
- Cyn said...
That ratatouille looks delicious! I especially like the olives & beans. I think I've had one too many bland restaurant ratatouilles, because I associate them with being kind of boring in my head, but yours looks great.
- June 24, 2009 at 3:12 PM
- Melisser; the Urban Housewife said...
I love white beans too & that ratatouille looks SO good!
- June 27, 2009 at 9:40 PM
- whitesocks said...
My husband and I adore Bonavita pate too...and were heartbroken when we couldn't find it at CostPlus but YAY you can buy it online on various sites. Just google "Bonavita pate"
Thanks for a great blog.
- September 25, 2009 at 10:49 PM


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Goodyear MT/R With Kevlar - Legend, ReinventedPosted in How To: Wheels Tires on August 1, 2009
Back in the '90s, Goodyear introduced the MT/R name and with it, a radical depar- ture from the other aggressive tires of the time. It balanced well, was quieter than anything else that aggressive, and its construction lent itself to abuse like no radial tire did before. Fast forward a decade, and many Jeepers have come to look at the MT/R as the tire for the Jeep that drives on- and off- road, and many of the MT/R's design features have found their way into other manufacturers' tires.
We aren't going to lie to you guys, at first we were skeptical of the new tread. It just looks so directional, the tightly spaced lugs on 1/4 of the tire must take away from off-road prowess, the outer 1/4 of directional-looking tread on one side of the Jeep just couldn't work as well as they did on the other side of the vehicle, and finally it looked like the company removed rubber from the shoulder lugs (how can that protect the sidewall or provide traction?).
We've never been so happy to be wrong.
Of course the big thing is the Kevlar, such as that found in bulletproof vests and high-tensile strength ropes, and it has been incorporated into the 3-ply sidewalls for 35-percent improved puncture resistance and durability. According to Goodyear, the new tires do better at everything off-road than the old ones, and are just as good on-road. All the press hoopla is well and good, but how does it really perform? Read on.
How They Work
In the three short months since this tire was made available to us, we've beat on it throughout California in Johnson Valley, Truckhaven, Asuza Canyon, Big Bear, and in Moab, Utah. We've wheeled side-by-side with Jeeps shod with the old MT/R and the new tire comes out ahead more often than not.
On-road, they are quieter than the old MT/R, but we haven't hit that magic 10,000-mile number yet with them so we are still reserving long-term judgment. In the rain, we tried to get them to hydroplane with no luck. We aren't saying its plane-proof, but we were surprised after a few highway-speed runs at standing 1/2-inch to 1-inch deep puddles that we had no issues aside from the drag of the water pulling on the steering as it would with any tire.
Off-road we stuck the Jeep in mud pits and purposely slowed down the tires to get them to pack up... we succeeded, but as soon as we blipped the throttle, 3/4 of the tread was clear again, which we attribute to the high void area of that 3/4 of the tire. Then we tried popping the clutch and getting them to dig so we'd hang the differentials up, and they just wouldn't dig, and we think its that tightly-packed portion of the tread that keeps it from digging. At the end of the day, the only way for us to get stuck was to hang the belly skidplate up in the mud. Even with the differential covers plowing mud, we made forward progress
In the sand we did stupid things like going up the blowsand side of the hill, forcing the Jeep to dig itself down, and then we were able to just back out. We were concerned that the seemingly directional look would transfer into directional-type behavior by getting us into something and then not being able to back out. Also, as with the mud, it takes a concentrated effort to get the tires to dig. That tight-packed tread section just doesn't want to allow it. We were able to get it to dig in dunes, by going uphill, popping the clutch, and then staying in the throttle.
In the rocks, we first aired them down to 10psi, and they grabbed rocks very well. Those shoulder lugs we were concerned about worked to hold the Jeep up in V-notches and climb smooth rock faces using just the sidewall of the tire very well. Then, we dropped them to 6psi and just beat on 'em-we did bad things to these tires-50-60mph over a mile of softball sized rocks, pushing hot into corners and basically drifting off-road, and only got so much as a burp out of it when we forced some wood into the bead. We aired it down more, broke the bead, got the wood out, and were good to go. Basically, we were trying to damage that Kevlar sidewall and we did manage to score the rubber, but never punctured it.
Bottom Line
We had the tires mounted by Northridge Tire Pros in Northridge, California, and they took less than 3 ounces per tire to balance with one taking only 1/4-ounce to balance. Of the three tire mounting machines there, they all had a problem with getting the outer bead over the rim, and that's what gave us the assurance to beat them at low pressures as much as we did. Also, these tires run true to size (a 32x11.50R15 really stands 32 inches tall) so you might find you need to put a size smaller on your Jeep for the same fitment.
Goodyear might have been playing with fire by introducing such a radical departure from the old MT/R, but they must have been wearing an asbestos suit, because the company and the tire came out the other side looking and performing better than ever. If you want a mud tire that shines both on- and off-road, this is the tire for you.