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FinTech Speak - Value Proposition of O2O Technologies
Published on Nov 22, 2016
FinTech Speak is series of interviews with Subject Matter Experts on FinTech topics.
In this segment, Asheesh Chanda, Founder of Kristal.ai and O2O Technologies, explains the value proposition of their asset management platform to the investors and fund managers. He also explains how they are different from a robo advisor.


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"I'm sure that I'm not the same anymore. This program was a great lesson, very innovative and a great success. I started with a mediocre expectation of getting another certificate to add to my curriculum, and now this is the least important. I'm proud to be part of the first of many editions of the Open Dojô Program." Ester Farias de Souza
"At Open Dojô not only I learned with great executives and important people, but I also learned with myself and the other participants. Different visions and opinions that made me grow, not only as an entrepreneur, but mainly as a person. It was a unique and incredible experience." Jefferson Guimaraes Yared
"I'll keep this for the rest of my life. It allowed me to get a broad perspective and an approach about distinct points of views, issues from relationships to environment. However a program like this wouldn't be so great if it wasn't for the love that everybody shares and the feeling of being welcome in there. People really make a difference and that was clear to me in the program." Rafaela Camparim Santos
"I'm speechless, about everything we lived here. I cannot express with words. To understand the Dojô you have to feel what I feel right now." William Schineider Rabelo
"I define the Open Dojô Program as a deep, intrinsic, inspiring and motivating experience. I believe that it was not by chance that I was here. I had imagined one thing and I'm leaving with something else beyond imagination, many experiences and knowledge was acquired here." Fernanda Alves Santana
"The program was necessary for the refining of my being. A compilation of various feelings and fundamental experiences for the development of the noblest human characteristics. Indispensable to my evolution process. Small effort generating huge benefits." Diego Flaresso de Oliveira
"Much more than developing competences, this program rescues the essence of people… The Open Dojô Program was a revealing experience." Juliana de Oliveira Santos
"It changed my life. In a first moment there was a big awakening to a calling, a life purpose. Soon after a confirmation that this is the path to be walked. The importance of self-reflection, knowing how to look at others and give value to our relations. I learned that everything is constantly going through changes. It was never this clear that a small committed group of people can change the world! It is clear to me that this is not the end. It is just the start of our business, new friends and mostly the beginning of change!" Andre Arasaki
"At Dojô I could get to know me better, my virtuousness and imperfections, and I could meet awesome people. I felt hugged by the love of my colleagues and free to rethink and defy my own concepts. I know I still have a long journey to go through but for me it will be a great pleasure and honor to remember that I've been here." Bárbara Garcia
"What we see and learn in this program is priceless and can't be found anywhere. I will take this for the rest of my life and I hope I can carry out something that really changes the world to something better, an initiative like this makes us believe that it is possible." Franciele Theiss
"Many experiences. It is a mosaic built with the most distinct pieces. This program taught me how to fall and how to stand up. It surprised me with the vitality of such an organic event in its construction. In a few words it is an experience for life and to life." Carlos Alberto Devecchi
"The Open Dojô Program was an experience that added a lot of value to me. The Dojô pointed alternatives and more than that, showed me ways to destroy paradigms and limited beliefs not only in my professional life but also in my personal as I could develop human and social competences so needed now that the society turn its attentions to local and global socio environmental issues. I recommend the Open Dojô program to every young person that search more than ready answers to their professional career, I recommend to the ones that seek to obtain competences to make the world a better place." Maurício Donavan Rodrigues Paniza
"This experience taught me to believe in things that I was starting to forget. Values that are vital to live with others and ourselves. This experience will motivate me for all my life helping me to overcome obstacles and leave the world my legacy." Felipe Lean Mariani Borba
"I can say it was the best course I've ever had. I didn't learn only technical abilities, but human and relevant abilities. It was an unexplainable experience, a privilege and a great surprise that involved me totally." Dayana Ribeiro Pinto
"Unforgettable, different and distinct people, but at the same time similar in the ideological alignment about the future, hopes… Future is in our hands, here and now!! Incredibly chaotic, organized, paradoxical, a temple of learning, wisdom, knowledge and energy, and what an energy!! But only words do not demonstrate… Practice, real life!! Dojô." Rodrigo Andrade Chagas
"Unique!!! If the goal of the Dojô was to make us "black belt" this aim was reached much beyond expectations. Congratulations to all that made part of this wonderful history!" Daniel Isfer Zardo
"I had never participated in anything like that. Participating in this program was to me the lever of success. As it was already said, one can't explain what it is, you have to make it and feel it." Paulo Henrique Brito da Cruz Cordeiro
"The Open Dojô Program was a very productive experience to my personal and professional formation. I was challenged to have a more critical view towards the life I take, making me think not only about myself. I really liked it. I finish here, because what I have to say wouldn't fit in here." Ronam de Oliveira Castro
"A life experience to develop values that were once forgotten by me, due to this competitive world we live in. But today I confess that I´m very proud of how I'm changing. I believe that I have all the tools to build a better world." Vinicius Maia Wiecheteck
"Something that definitely had a positive an impact on me and all the other participants. It is a complete program that aims to develop all the necessary competences to the formation of leaders, people, friends, etc… Because of this experience I feel much more motivated and I believe that is possible to be different and contribute to better things. To me it is as if I planted many good seeds that will be harvested in the future." Gustavo Augusto Franco da Silva
About the OpenDojô
Get to know the OpenDojô EcoPrototypes
Learn more about the second session in July, 2011
Read about the inaugural session in February, 2011
Take a look at the Open Dojo 2011 Photo Story
Watch Participants' video testimonials
About UNITAR-OpenLab Partnership
Visit the OpenDojô website

subset: commoncrawl


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As Parliament returned today, so does this blog. And as the Harper government returned to Question Period for another round of evasive non-answers, ask yourself do we really need more of this? What does Stephen Harper have to show for his almost four years in office? Deficits, Debt, Division, Deception and Disarray.
Stephen Harper was so obsessed with banishing "surprise Liberal surpluses" and yet now he wants us to cut him slack for ever rising surprise new Conservative deficits.
Stephen Harper boasted about how much debt he was going to pay down, only to pile up more than had been paid in the last decade.
Stephen Harper said when he was first elected that his he would "govern for all Canadians" only to be the worst wedge politician Canada's ever seen as he writes off 60% of the population completely.
Stephen Harper said he would bring open, honest and accountable government, only to give us the opposite.
He promised us no recession and no deficit and we got the worst of both.
He tried to take credit for the lowest unemployment rate in 33 years, only to blame everyone else but him when he faces the highest.
He railed against Liberal patronage and cronyism and felt compelled to top it.
He promised sincere cooperation on EI this past summer and turned the whole thing into a charade.
He accused the opposition of wanting to raise payroll taxes on EI (which we were told would be a "job killer"), only to do so himself.
That kind of deception is tough to top.
And he's left our country in complete disarray with no vision or long-term domestic or foreign policy goals. Can someone point to anything Stephen Harper has planned for even next year? As every other major industrialized country makes targeted investments and restructures to compete in the global economy, Stephen Harper just puts his head in the sand. Does anyone still listen to Canada with Stephen Harper in power? When Stephen Harper says Canada is "back" under his leadership he must mean back of the pack.
It's really quite the legacy to leave behind and that's just the short list!
Well we needn't let him add to it any longer.
Canadians deserve better.
We face the toughest times in a generation with a Parliament Stephen Harper refuses to make work (Overdue EI Reforms still don't make the grade).
If you give Stephen Harper your hand, rest assured he will do everything he can to tie it behind your back (Jack Layton take note...).
Every day more Harper is in office our potential as a country is further squandered as he obsesses over crushing his opponents instead of governing the nation.
There is little positive to be gained by keeping this government in office any longer. We can do better.
We need a government willing to actually govern and make Parliament work rather than one focused entirely on electioneering and trying to come up with the best "plausible" lies about their opposition.
We need a government willing to lead on the world stage, rather than one that's happy to be a bit player.
We need a government with a team of strong capable ministers, rather than a one-man show who forces the rest into hiding.
We need a government that listens to research and science instead of one driven only be ideology.
We need a government willing to stand up for women's and minority rights and the disabled, instead of one that sees them as "left-wing fringe groups".
We need a government that protects Canadians abroad instead of abandons them.
We need a government that believes in our institutions, from public broadcasting, to the courts, to Elections Canada, rather than a government trying to tear them down.
We need a government that knows we must invest more in post-secondary education, instead of one who mocks those with a university education.
We need a government willing to show real environmental leadership at the largest ever Climate Change Conference in Copenhagen this December, instead of one that would go with the goal of being the biggest holdout.
We need a government that knows that good child care policy is good economic policy, instead of one that is seemingly proud not to have created a single child care space.
We need a government willing to level with Canadians and give straight answers instead of one that stonewalls and deceives at every turn.
We need a government that's fiscally responsible and has a social conscience to replace one that's neither.
We need a government that's focused on building the Canada of the future to take over from one that can't see beyond the next election.
We need a Prime Minister that unites Canadians rather than divides them.
Only Michael Ignatieff and the Liberal Party can provide this kind of government to Canadians. A Prime Minister and government that provides real vision and leadership we can all be proud of.
A majority of Canadians may say they don't want an election now, but that's because they are not yet convinced an election would change much or that there's no single defining issue. But an election can give us the real debate about our future we didn't get in the last and that we really need as economies restructure across the globe.
Liberals will present a truly alternative compelling vision for this country and Canadians will see we can be so much more than we are.
Stephen Harper was given another chance by Canadians almost a year ago and in every way, he's blown it. The stakes are too high to grant him another reprieve. These tough times demand better.
When Canadians are faced with a choice of positive change and more of the same, the choice will be clear.
Canada needs a new direction and it can't come soon enough.
For more on why we need an election, see here
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text: An overview of the history, development, and form of the novel. This course examines novels from a variety of cultures, ranging from the genre's inception to the present, using introductory literary theory to better understand these works and their historical, cultural, and literary contexts. 3 class hours. Academic Level Undergraduate Level Subject English Department English Credits 3 Prerequisites EGL-1020 : Composition ll: Writing AboutLiterature EGL-1020H : Honors Composition II: Writing About Literature EGL-1100 : Composition II: Writing About Issuesand Ideas EGL-1320 : Composition II: Writing for Business EGL-1340 : Composition II: Writing About Technical Topics EGL-102P : Waiver of EGL-1020 for Prereq. Purposes Corequisites None Return to Cybersecurity Assoc. of Applied Science Academic Calendar Catalog and Class Schedules Online Learning Bookstore Register For Classes Request Information


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CAMBRIDGE, Mass. – With the score knotted at 10 midway through the second half, MIT mounted a 5-0 run that propelled it to a 16-13 victory over Wellesley College in a NEWMAC women's lacrosse game on Tuesday night. Senior Meghan Wright (Devon, Pa.) scored two of her game-high six goals during the pivotal rally for the Engineers (5-9, 2-3 NEWMAC). Sophomore Claire Canty (East Rockaway, N.Y.) also turned in a six-point performance for the Blue (6-7, 1-4 NEWMAC) as she totaled three goals and three assists to go along with six groundballs and five draw controls.
Wright and freshman Kira Schott (New Canaan, Conn.) put MIT on the board early in the contest but a solo effort from senior Allison Robbins (North Bennington, Vt.) cut Wellesley's deficit in half. Both sides went on to trade goals until strikes by senior Meredith Roy (Merrimack, N.H.) and junior Brit Mscisz (Topsfield, Mass.) evened the score at four with 13:08 on the clock. Wright's unassisted marker led to another stretch of back-and-forth scoring before a free-position shot by freshman Isabella DiDio (Jenkintown, Pa.) and a blast by Schott gave the Engineers an 8-6 edge at the intermission.
The Blue opened the second stanza with a 3-1 spurt courtesy of strikes by Robbins, Canty, and Msciz. DiDio won the ensuing draw and went directly to the net to give MIT a slight edge (10-9) but Canty found Mscisz for the equalizer two minutes later. At the 15:35 mark, a solo effort by DiDio sparked the game-changing run that led to three more goals in a span of four minutes.
A defensive battle ensued which saw junior Tori Hysko (Reisterstown, Md.) turn away two shots for Wellesley while freshman Paige Kennedy (Eastchester, N.Y.) made four saves for MIT. The Engineers eventually ended the scoring drought on a free-position shot by freshman Kristyn Berretta (San Diego, Calif.), resulting in a 15-10 advantage with 2:58 to go. Roy quickly converted her free-position attempt but that was matched by MIT senior Laura Wacker (Brooklyn, N.Y.) with 1:39 remaining. Despite the deficit, Wellesley continued to attack as Robbins found the back of the net twice during the final 21 seconds.
DiDio registered four goals, 10 draw controls, and seven groundballs for the Engineers. Wacker finished with two goals as Schott posted two goals and three draw controls. Sophomore Emma Kane (Garden City, N.Y.) generated three assists and two groundballs while Kennedy totaled 10 saves, including seven in the second half.
Robbins paced the Blue with four goals and added four groundballs as Mscisz earned a hat-trick. Roy notched two goals and three draw controls while sophomore Meghan Peterson (Glastonbury, Conn.) rounded out the scoring with a goal. Senior Elizabeth Clemetson (Freeport, Maine) collected three groundballs as Hysko tallied 11 saves and three groundballs.
MIT hits the road on Thursday, April 18 for a trip to Eastern Connecticut State University while Wellesley will travel to conference foe Smith College on Saturday, April 20 for its final game of the regular season.


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Gerard Butler & Madalina Ghenea: Capri Hollywood Film Festival!
Gerard Butler is dashing while attending Day 5 of the 2012 Capri Hollywood Film Festival on Sunday (December 30) in Capri, Italy.
The 43-year-old actor was accompanied by his beautiful girlfriend Madalina Ghenea and was seen giving an award to director Antoine Fuqua.
PHOTOS: Check out the latest pics of Gerard Butler
Antoine chatted with THR at the festival to defend Django Unchained director Quentin Tarantino from comments made by Spike Lee saying that the film was "disrespectful" to black people.
"That's just not the way you do things," Antoine shared. "If you disagree with the way a colleague did something, call him up, invite him out for a coffee, talk about it. But don't do it publicly."
In case you missed it, Gerard recently made the list for JustJared.com's top 50 most popular celebs of 2012.


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Court Rules New Affordable Housing Rules Needed
A divided New Jersey Supreme Court on Thursday issued its latest ruling in a string of cases on affordable housing that date to the 1970s, ordering the state to rewrite its rules for how many homes for low-income residents each town is responsible for and inviting lawmakers to rethink their approach to the issue.
The 3-2 ruling, which gives the administration of Republican Gov. Chris Christie five months to implement new regulations, is a victory for affordable housing advocates and homebuilders who sued over the rules implemented, after many delays, in 2008 when Democrat Jon Corzine was governor.
Advocates for land-use planning, the poor, the environment and minority groups said the court got it right.
"The Supreme Court's decision stops Gov. Christie and his administration from allowing wealthier municipalities to exclude working families and people with special needs," Kevin Walsh, a Fair Share Housing Center lawyer who argued on behalf of the poor in the case, said in a statement.
Christie has not said how he will respond to the ruling.
Affordable housing policy has been confounding for generations in New Jersey, a high cost-of-living state where land-use planning is the purview of 565 separate towns. A series of rulings going back to 1975 has required those communities to accommodate low-income people. The rulings have been hailed by some as visionary landmarks and derided by others as improper social meddling by judges that make life difficult for local officials.
The Fair Share Housing Center says the rulings have resulted in the creation of 60,000 units of housing for low- and moderate-income people. Critics say the true number of homes is lower.
Previously, the state had calculated how many homes each community was responsible to provide for through zoning, subsidies or paying other nearby towns. Under the latest version, each town still got a number but with an important caveat: Municipalities only had to provide for additional housing if they had new land development. Communities with no growth would not have to take action.
In a majority opinion, Justice Jaynee LaVecchia said that method was not allowed under the state's 1985 Fair Housing Act, which was a response to the court's call for legislative action in a 1983 ruling.
Joined by Justices Barry Albin and Ariel Rodriguez, who is temporarily assigned to fill a vacancy on the court, LaVecchia gave the state five months to come up with new responsibilities for each town but urged the Legislature to re-evaluate its laws. She did not rule out the "growth-share" model as one that lawmakers could adopt.
"New Jersey in 2013, quite simply, is not the same New Jersey that it was in 1983. Changed circumstances may merit reassessing how to approach the provision of affordable housing in this state. Assumptions used in devising a remedy in 1983 do not necessarily have the same validity today," LaVecchia wrote. "That assessment, however, is best made by the policymakers of the Legislature who can evaluate the social science and public policy data presented to this Court."
Justice Helen Hoens, joined by Justice Anne Patterson, dissented while two other jurists — Chief Justice Stuart Rabner and temporarily assigned Justice Mary Cuff — abstained.
"The Court needlessly demands, as its remedy, rigid adherence to the very policies of the past that the majority simultaneously denounces as a 'straightjacket,'" Hoens wrote.
(Copyright 2013 The Associated Press. All Rights Reserved)


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Voters Say Yes to Proposition 30
While voters across the nation were glued to their screens on election night counting electoral votes, the higher education community was holding its collective breath awaiting the answers on a number of important ballot initiatives, proving this year's election was truly about more than blue and red for higher ed.
Perhaps the most important ballot initiative passed was in California, where Proposition 30—which will raise sales tax by one cent for every $4 spent for four years and increase the income tax on the state's wealthiest for seven years—was given a nod by 53.3 percent of voters.
"I would say more than any other state referendum involving higher education, this one will have the most immediate and positive effect," shares Daniel J. Hurley, director of state relations and policy analysis at the American Association of State Colleges and Universities.
It's a plan that Gov. Jerry Brown campaigned on two years ago, and one that will avert immediate cuts of $250 million from both the California State University and University of California systems and $300 million from the California Community Colleges System.
"While there was a lot of discussion from the presidential election on down about class warfare, the voters didn't send the message saying 'tax the rich in the state'; they said even in dire economic times, they still want to see increased public investment in K20 education and they're willing to pay for it personally, and that's a heck of a message that I hope state lawmakers received."
Terry Hartle, senior vice president at the American Council on Education, says the approval of Prop. 30 is a good sign for public institutions across the country.
"I think everyone in American higher edcuation who cares about the future of public colleges and universities is breathing a sigh of relief," he shares. "Over the past five or six years, California has been dismantling its best colleges. If [Prop. 30] hadn't been approved, that process would have accelerated. It takes a long time to create good public colleges and universities; unfortunately, you can undermine them substantially very quickly by failing to provide them the resources to operate at the highest levels."
The Maryland Dream Act, signed into law by Gov. Martin O'Malley in 2011 and defended in referendum, is another initiative that higher ed organizations hope will send a message to the rest of the country. The act allows undocumented students who have completed 60 credits at or graduated from one of the state's community colleges to receive in-state tuition rates at a state college. It is expected to affect about 435 students each year.
"I would like to think that it lends further encouragement to the Obama administration and members of the senate and congress from both parties that, if done in a rational way, a federal Dream Act would be supported by citizens," says Hurley. "I think the more important outcome of this is the message that it sends to both proponents and opponents of the policy in other states." Currently, California, Illinois, New Mexico, Texas, Connecticut, Kansas, Nebraska, New York, Oklahoma, Rhode Island, Utah, and Washington have a similar act in place.
Also passed was New Jersey's Question 1, a capital outlay bond question that will allow the state to borrow $750 million for buildings and upgrades at the state's colleges, which have not been provided with state capital construction money since 1988.
Not making the cut was Missouri's Tobacco Tax Initiative that would have raised taxes on cigarettes to help fund the state's K12 and higher ed schools.


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The Pocono region offers some of the best trout angling to be found anywhere in the commonwealth, with a multitude of freestone mountain streams — many miles of which are open to public fishing — and an ample stocking program by the Pennsylvania Fish and Boat Commission, which provides anglers with several species of trout including rainbow, brook and browns.
The Pocono region offers some of the best trout angling to be found anywhere in the commonwealth, with a multitude of freestone mountain streams — many miles of which are open to public fishing — and an ample stocking program by the Pennsylvania Fish and Boat Commission, which provides anglers with several species of trout including rainbow, brook and browns.
McMichael Creek flows in a southerly, then northeasterly direction before converging with Brodhead Creek in Stroudsburg.
McMichael Creek flows about 19 miles with a vertical drop of 1,700 feet and is Brodhead Creek's largest tributary. The main channel separates at two locations: one mile below the town of McMichaels and again one mile above Brodheadsville, forming two distinct "splits" that rejoin downstream.
A significant portion of the McMichael Creek watershed is designated Exceptional Value — as identified by The Pennsylvania Code — due to the highly oxygenated, cold, clean waters.
The McMichael is well stocked with brown and rainbow trout. Stone flies and eggs have been the flies of choice.
Don't forget to carry and present several different baits to increase catch numbers.
Brodhead Creek is a well-known and productive trout fishery. Brodhead Creek is stocked from the Stroudsburg Water Co. property downstream to the Interstate 80 bridge at Exit 309 Marshalls Creek. Upper Brodhead Creek is paralleled by Route 447.
Its famous waters consist of prolific hatches and mostly stocked trout, but there are some wild trout here, too. Some areas of the Brodhead are private, but you'll still find plenty of public water available.
Below the Route 1002 Bridge down to Analomink, the Brodhead is swift with beautiful riffles and runs accompanied by large pools. This stretch is stocked and has nice holdover trout year round. There is parking by the Route 1002 Bridge, which provides some access to this stretch.
Below East Stroudsburg, the Brodhead runs through a deep gorge to the Delaware River. Fast rapids separated by large pools make this a good stretch to fish. The churning water adds dissolved oxygen to the water, creating a safe haven for trout in the warmer weather. Access can be found via several parking areas underneath Interstate 80.
Good-sized fish in the 13- to 17-inch class are fairly common here, and anglers can expect brown trout and rainbow trout.
Small spinners, such as the yellow rooster tail, work well here, as do red worms and meal worms.
Don't forget felt soles or similar on those waders to prevent falls into ice-cold water.
Tobyhanna Creek flows from Tobyhanna Lake. It is fairly large, averaging 40 to 60 feet wide. Much of the stream runs through State Game Land 127, giving it a wild, secluded aura. There are several parking areas in this section, and a foot trail leads down to the stream.
There is a delayed-harvest section, artificial lures only, one mile long that extends from the confluence of Still Swamp Run, downstream to the Pennsylvania Power service bridge. This area receives a fall stocking of trout. It requires a hike to get to this area of water.
Anglers will find stocked trout here along with some wild brown trout and brook trout.
Don't forget hip boots or waders to access some of the better pools.
Hickory Run is another great freestone stream of the Pocono Plateau. It begins its journey above Route 534 and flows for about five miles through Hickory Run State Park, eventually joining the Lehigh River.
Starting at Route 534, there is a catch-and-release area that extends 1.6 miles from Sand Spring Run downstream to the mouth. This area helps keep the wild population of trout abundant, and both brown and brook trout can be caught in good numbers here.
Most of Hickory Run is characterized by long stretches of riffles. There are a few small pools, found mostly in the lower reaches. You can gain access to Hickory Run via Route 534, which crosses the river at the top of the catch-and-release area.
Brook trout and rainbows can be had in Hickory Run, and anglers do well using natural baits such as red worms, meal worms and salted shiners.
Don't forget: no harvesting of trout in the catch-and-release section.
A sister stream to Hickory Run is Mud Run, another tributary of the Lehigh River. This mountain stream flows for about seven miles, with a 2.5-mile stretch flowing through Hickory Run State Forest.
Mud Run is littered with boulders from another age. This scattered stone structure causes Mud Run to flow around and over large boulders and waterfalls, creating pools, pockets, riffles and runs with oxygen-rich water.
A delayed-harvest, artificial-lures-only section is within the 2.5-mile stretch that flows through Hickory Run State Park. This is probably the most productive and accessible section of Mud Run for fishing. Access to Mud Run is available from Route 534 in Hickory Run State Park.
The stream is stocked with brook and rainbow trout. Fish respond well to streamers and other natural bait imitators, especially early in the season.
Don't forget: Possession of baits is not legal in the special regs area.
The lower 12 miles of Big Bushkill in Pike County are open for fishing, and there is a delayed-harvest, fly-fishing-only stretch, which is 6.1 miles long, on the Resica Falls Scout Reservation property, except for 200 yards on each side of the falls. Plenty of trout are stocked here, and there are some decent holdovers as well.
Parking spots can be found along Firestone Road. Some regulations apply here, and registration is required at the Resica Falls Boy Scout Headquarters. There is another parking area just below the bridge, where there's a walking path that parallels the creek downstream.
Anglers can expect brook, brown and rainbow trout. Small spoons and spinners are a great choice, as are natural baits and manufactured scent baits.
Don't forget to register with Scout headquarters and watch for areas closed to fishing.
The Lackawaxen River in Pike County is famous for its trout fishing opportunities. It starts at Prompton Lake in Wayne County and flows almost 30 miles to the Delaware River. There is an abundance of excellent trout habitat that includes stone and boulder structure, undercut banks, deep pools and oxygen-rich rifts.
Spoons and live bait will take lots of trout. Those tossing flies will do well with streamers and Woolly Buggers as well as nymph imitators.
The river is loaded with rainbows, browns and brook trout, both stocked and holdovers.
Remember to watch posted signs. Portions of the river are lined by private property, and periodic releases of water from Lake Wallenpaupack cause swift water level changes.
Ron Tussel is an outdoor sports columnist for the Pocono Record. When he's not writing about hunting or fishing in the Poconos, he's usually hunting or fishing in the Poconos.


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KNOXVILLE, Tenn. (AP) — Former NFL coach Jon Gruden has informed Tennessee he doesn't want to be considered for its coaching job, a person familiar with the situation said.
The person says Tennessee initially reached out to Gruden late last week but there was never a contract offer or a discussion of financial terms. The person spoke to the Associated Press on Friday on condition of anonymity because the school hasn't publicly discussed details of its search.
The person says after discussing the matter with his family, Gruden indicated he didn't want to make the move at this time.
Tennessee is seeking a replacement for Derek Dooley, who was fired Nov. 18 after going 15-21 in three seasons.
Gruden, an ESPN analyst, worked as a graduate assistant at Tennessee from 1986-87.
Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Did you read today's front page stories & breaking news?
Cloud Expo
SHI International Corp. Named "Diamond Sponsor" of Cloud Expo Silicon Valley
SHI International Corp. is a $4 billion+ global provider of technology products and services
By: Elizabeth White
Jul. 1, 2013 07:00 AM
Cloud Expo® Silicon Valley $500 Savings here!
SYS-CON Events announced today that SHI International Corp., one of North America's top 20 largest IT solutions providers, has been named "Diamond Sponsor" of SYS-CON's 13th International Cloud Expo®, which will take place on November 4-7, 2013, at the Santa Clara Convention Center in Santa Clara, CA.
Explore Cloud Expo® Sponsorship & Exhibit Opportunities !
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Something old, Something new.
Added May 10, 2013
by kajawillip
Stromness, Unite...
My customer wanted a wedding dress that wasn't too wedding-y if that makes sense. She showed me pages of ideas all with lots of lace and this was the final creation.
The lace parts were a very organic process as I had to buy in lots of antique lace, see what we had and see what looked good together.
Amazingly the lace we used actually matched…it was ment to be :)
I used vogue options pattern no v8766 as a base….the back and sleeves were draped on as was the lace front bodice. I also re drafted the skirt which was a full skirt but the customer found it too heavy so the lining and the underlining were scaled down to a 3/4 circle. leaving the chiffon at full.
covered 11mm buttons in the satin and used hook and eyes where the zip ended up to the neck line. the edge of the chiffon back was faced using vintage silk bias tape from my old sewing box collection
Material Notes
Antique lace (pre-Victorian)- probably cotton or silk?
dark gold silk chiffon (underling has changed the colour some what)
crepe satin probably polyester
Polyester lining
hand made buttons
9 Comments Sign in to add a post
Jun 6, 2013, 07.22 PMby kajawillip
changed the photos….much better :)
May 16, 2013, 08.40 PMby Srdenko
Just beautiful!!!
May 12, 2013, 08.28 PMby Laurel CJ
Love the dress! I especially like the buttons on the back, so lovely :)
May 11, 2013, 04.37 PMby Cristina Staicu
I love it :)
May 11, 2013, 07.06 AMby martinK
freat wedding dress. lovely lace! congrats :-)
May 10, 2013, 09.54 PMby Angie H
very pretty!
May 10, 2013, 07.38 PMby Mary Athey
this happens a lot with photos for some strange reason?? the dress is gorgeous though x
May 10, 2013, 06.10 PMby Käsekosmonautin
I have the same problem with my photos. And the dress is ROMANTIC and beautiful!
May 10, 2013, 05.00 PMby kajawillip
For some reason the photos are appearing all squashed..at least on my computer anyway. If you click on view all they seem to be normal :) xx
Add to Favorites 11 people added it


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When Eugene Raffield speaks I have found it best to listen. Sure, a good chew on words has never been an aversion for Eugene, but behind that big-man Southern drawl is a mind at work, one of ideas and common sense in a package that typically cuts to the chase.
When Eugene Raffield speaks I have found it best to listen.
Sure, a good chew on words has never been an aversion for Eugene, but behind that big-man Southern drawl is a mind at work, one of ideas and common sense in a package that typically cuts to the chase.
And last week during a meeting of the Port Authority of Port St. Joe, of which Eugene is a board member, he said something about the RESTORE Act process that cut to the marrow.
Paraphrasing here, Eugene�s point was that many segments of the community � in short the community as a whole � needed to be in the conversation concerning how the county handles and spends what commissioners have described as a potential windfall in the tens of millions of dollars.
There are plenty of buts here, as have been pointed out in meetings of the Board of County Commissioners, Port Authority, Port St. Joe City Commission and School Board.
The amount of money is an unknown. There is a formula in place for dividing it among states and, in Florida, among counties, but at this point they could be dividing Pi instead of a dollar pie and it would make no difference.
If there is payout of fines by BP, would it come after a long, drawn-out trial or in a settlement with the federal government? This could be a court case that lasts past the lifetime of many of us.
Any adjudication or settlement would also come with a question mark similar to those queries from bill collectors � when will the check arrive?
So there are plenty of unknowns to the RESTORE Act, enough that we have to hope that history won�t repeat itself in Gulf County as it goes to financial responsibility and accountability.
Right now, a small committee is sifting through a mound of paperwork and trying to work with their respective constituencies � there is representation from Port St. Joe, Wewahitchka, the Board of County Commissioners, Chamber of Commerce, Tourist Development Council, and others � to come up with potential projects for funding.
The emphasis is in two areas: economic development and environmental protection and restoration. But the criteria for ranking projects is also unknown.
Last week�s two Port Authority meetings, at which economic development experts versed in the entire RESTORE process spoke, highlighted that few even understand some basic rules. Yet by January the eight most impacted Northwest Florida counties are supposed to have written and documented plans and projects.
That is a short window of time, leading to further potential that accountability for the funds won�t be properly assigned, and potential for more controversy like the Tourist Development Council suffered over the past 18 months.
With the TDC fiasco, there was money in the seven figures rolling into an agency that had no plans in place to spend it. The TDC pretty much made up a plan on the fly because there was a short deadline for spending more money, by a long shot, than the TDC had ever pocketed in any one-year window.
As the audit of the TDC commissioned by the BOCC demonstrated, policies, procedures and rules went by the wayside � from the BOCC to the county administrator to the Clerk of Courts to the TDC board to the TDC director � while the money that flowed was directed to a constricted number of people.
And now we�re talking about 10 times that amount of money.
Raffield wondered rightly last week where was the representation for the fishing industry � as hard hit as any local industry by the oil spill � on the county subcommittee? Taking it further why isn�t the community more involved?
Certainly a series of town hall meetings could be conducted, at both ends of the county, to discuss the potential elected officials speak of when they talk of remaking the region. Certainly the citizens, the residents most impacted by the BP oil spill, could provide insight into worthy projects to consider.
How about the long-term financial health of the county? Given the hard times many are experiencing these days is there not a way to bank some of that windfall for an even rainier day?
This, given the potential, could be a watershed moment for the county. This has the potential to impact the county in ways that those proposing county-wide voting can only dream about.
To succeed in truly reshaping the future of Gulf County this must be a county process that ends with decisions good for the entire county. In a county of just 15,000 or so residents that doesn�t seem a leap.
Leaving the entire process up to the BOCC, in the aftermath of the TDC debacle, seems like forgetting history.


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LinkedIn is the social network of choice for professionals. We love discussing the latest in photography, filmmaking and conservation with you on ARKive's Endangered Species: Photography and Filmmaking group. If you haven't already joined, then please do today. Or if you don't know much about LinkedIn, then maybe ARKive's animals can help make the links for you!
The really cool thing about LinkedIn is that it allows you to find past and present colleagues and friends, and reconnect with them. Funnily enough, this isn't just something we do, lots of other animals reconnect too!
The Laysan albatross permanently lives at sea for the first 8 to 9 years of its life before returning to land for 10 months to breed. Pairs establish lasting bonds and 'reconnect' with each other every year when they return to land from a life at sea.
Another example of reconnection in nature is shown by the spotted hyaena. This adept hunter will go on long commuter trips away from the communal den, travelling a distance of up to 80 kilometres in order to find food. When the hyaena returns, it performs a greeting ritual with the rest of the clan to get 'reconnected'.
Stay connected and keep in touch with colleagues
Much like LinkedIn groups that grow through connections, the staghorn coral, a reef-building species, is incredibly successful at staying connected and outcompeting other coral species in its habitat. The corallites within a colony often resemble 'antlers' and can grow together in a coordinated manner, reaching up to 2 metres tall.
Power your career by making connections and working with others!
A good example of this in the wild is shown by the grey wolf, whose successful hunting career is only possible by working in a pack. Highly social and intelligent, the grey wolf is an efficient predator, capable of working with other individuals to bring down prey up to ten times the size of an individual wolf!
The hundreds or maybe even thousands of connections that you might have on LinkedIn still don't live up to the 2 million connections within an army ant colony. Established colonies move in such large numbers that they can be heard marching along the forest floor. It just goes to show that the more individuals connected, whether in LinkedIn or in the natural world, the further you can go and the more people you can reach!
Some army ant workers link together to make 'ant bridges' so that the army can flow faster over cracks, holes and even flowing streams. It pays to stay connected in order to get to where you want to be, even in the animal kingdom!
Get answers from industry experts
The honey bee communicates complex information about the location of food to the rest of its colony by means of a special dance. The discovery of a good foraging location is announced by the 'round dance' in which the forager circles around rapidly, while the 'waggle dance' contains information on the distance and direction of the flowers in relation to the hive. Pretty smart!
Join a group and be part of a debate!
Much like these European starlings which chatter and sing together near roost sites at dusk. A wide range of chuckles, whistles and knocking sounds are produced, along with imitations of the songs of other birds!
So why not take part in our debate and join our LinkedIn group. Here's some topics that we discuss to give you an idea:
- Wildlife photography and filmmaking (including tips, ethics, your favourites, latest developments)
- Wildlife imagery and its effect on conservation
- Films or photographs you feel inspire people to protect the natural world
- How best to raise awareness about endangered species and biodiversity
- Endangered species and environmental education
Go on, join in the conversation…
Rebecca Sennett, ARKive Media Researcher


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Angie Everhart has thyroid cancer, her rep revealed Monday.
Everhart, who made her name as a supermodel in the 1990s with appearances in fashion mags as well as the Sports Illustrated Swimsuit edition, "wants to set the record straight by letting everyone know that it is true that she has been diagnosed with thyroid cancer," her rep told "Extra," "however, the prognosis is very good."
Everhart, who's also an occasional actress — she'll be seen next in comedy film "Wedding Pact" with Haylie Duff, Hilary Duff's older sister — is set to undergo surgery Tuesday.
"She ... expects to be back to work and to mommy duties in a few weeks," the rep said. "The most important reason she is revealing this information is to encourage people to learn about cancer prevention, its signs and treatment immediately."
Sofia Vergara recently discussed her own thyroid issues, and "Dancing With the Stars" cohost Brooke Burke-Charvet went public with her thyroid cancer diagnosis last November, keeping fans posted through her surgery and beyond.
In January, the TV presenter revealed the smaller-than-expected scar on her neck.
"I am feeling fantastic!," Burke-Charvet blogged at the time. "Aside from a little scar, I am good to go."
Best wishes to Everhart for similar success.
Is Beyonce pregnant again? Some pros and cons
Comedian Lisa Lampanelli drops 106 pounds in a year
Savannah Guthrie of 'Today' show engaged to Mike Feldman
Follow Christie D'Zurilla on Twitter and Google+. Follow the Ministry of Gossip on Twitter @LATcelebs and on Facebook facebook.com/ministryofgossip.
PHOTOS: Celebrity portraits by The Times
PHOTOS: Royal visit to New Zealand and Australia
PHOTOS: 2013 Victoria's Secret Fashion Show


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LEUPOLD & STEVENS INC Ruger Rings
Leupold High Ruger 77 Rings w/Matte Black Finish
Leupold Ring mounts are designed to accommodate those firearms that have unique integral mounting systems, such as the Ruger 77, #1 and 77/11models. For the Ruger Model 77, standard ring mounts are available in both 1" and 30mm diameter models. The Ruger #1 and 77/22 employ the same ringmounts. For those rifles, Leupold offers both 1" and 30mm diameter models.
SPECIFICATIONS:Mfg Item Num: 49952 Category: OPTICS - RINGS Type :Weaver StyleSize :Ruger M77Height :HighTube Diameter :1"Finish :Matte Black


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Osama Bin Laden just celebrated his fourth anniversary as the motivator of 19 men who murdered 3,000 Americans. Somewhere in the mountains of Central Asia, he and Dr. Zawahiri, his chief strategist, might have observed Sept. 11 with tea and sweets. Perhaps they received a congratulatory note from Mullah Omar, the one-eyed Taliban leader who sheltered Al Qaeda while it plotted attacks on Manhattan and Washington, and who also continues to enjoy his freedom. He even has a spokesperson operating openly in Pakistan.
George W. Bush no longer mentions Bin Laden. From chest-thumping boasts of "dead or alive" it's down to "out of sight, out of mind." That way he doesn't have to explain how the most powerful nation in history has been helpless to avenge the worst attack ever suffered on its soil.
It's been more than 1,470 days since Bin Laden's followers crashed hijacked airplanes into the Twin Towers and Pentagon. We defeated both Hitler and Hirohito in less time, and they had huge, modern armies, navies and air forces between us and them.
We have spy satellites that can pick out a man smoking a cigarette on the steps of the Capitol. We have unmanned aircraft that can hover over any mud hut village on the planet with cameras and guided missiles. But our government says it can't find an unusually tall and wealthy Saudi Arabian man with a face known to millions, who requires occasional dialysis for weak kidneys.
Alexander the Great was only 23 when he avenged Persia's sacking of Athens. Alexander had no GPS, Predators, Blackhawks or Delta Force. Yet he tracked down the Persian emperor across unmapped deserts and frozen peaks to the furthest corner of Afghanistan. Our fratboy in cowboy boots, with the world's mightiest military under his command, can't equal what a bisexual Greek in sandals managed in 330 B.C.
We commemorate our losses with staged public relations events, government organized marches and country music. Bin Laden has to settle for success. He wanted us out of Saudi Arabia. Consider it done. He wanted the price of oil to soar. It's more than doubled and headed higher. He wanted us drawn into a costly, intractable conflict that would humble us just as the Afghan quagmire humbled the Soviet empire. Mission accomplished. Iraq, which had nothing to do with 9/11, has now become a greater training ground for terrorism than the Taliban's campus ever was.
Al Qaeda means "the base." It was never a centrally controlled military operation intended to perpetually direct all Islamic terrorism. It sought to sow a thousand seeds of hatred and violence that, under the right conditions, would sprout self-sustaining terrorist cells. Bush's bungle in Iraq has given Bin Laden the hot wind he needed to scatter seeds of terror from the Euphrates to the Thames and beyond. Bin Laden tried to paint the United States as infidels who despise Islamic traditions and Bush gave him Abu Ghraib, a recruiting tool that even experts in the CIA say will resonate for a generation.
Wherever he's holed up, Bin Laden somehow manages to keep abreast of world events. If he watched the embarrassing images of the aftermath of Hurricane Katrina he saw that, despite all its pompous talk and enlarged powers, the Bush administration still can't handle predictable natural disasters, let alone a surprise terror attack.
The killers spawned by Bin Laden got the same message. They couldn't fail to note that, while one of America's most strategic ports and a center of its energy industry drowned, its president strummed John Lennon's "Imagine" on guitar for cameras, the vice president shopped for a mansion on the Chesapeake, the secretary of defense attended a baseball game in California and the secretary of state shopped for $1000 shoes at Ferragamo on Fifth Avenue.
Rather than protect us, Bush revealed our incompetence. Thank you very much, Mr. President.
Bin Laden has been given a pass from this White House, and most of America's print and broadcast media. They'd rather focus our attention elsewhere than on this administration's failure to lasso an evil man who has done us great harm. But, rest assured, soon Saddam will be tried for killing Iraqis in that nation's civil wars more than a decade ago. Nightly news will horrify us with photos of Kurds felled by poison gas (which Donald Rumsfeld had given Saddam to use on Iranians). Count on hours of lame legal analysis and footage of other excesses of Saddam and his psychopathic sons. Yet the man who masterminded the slaughter of thousands of Americans in our very own cities no longer has his face on wanted posters.
If you stumbled upon the right cave in the Hindu Kush, you might hear the chime of teacups touching as Bin Laden toasted his good fortune to have struck America while George W. Bush was in charge. And as Bin Laden enjoys his tea and sweets in his mountain refuge, the bombs explode in Baghdad, Madrid, Sharm-Al-Sheik, Kandahar, Bali, Basra, Riyadh, Peshawar, Istanbul, Kirkuk, Beirut, Cairo, Kabul, Tunis, Ramadi, London ...


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Steve Smith, president, Farm Mutual Reinsurance Plan, said smaller Canadian mutual insurers are under pressure from broker consolidation, technology changes and regulatory shifts that would be more appropriate for larger insurers and banks.
September 28, 2016
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Farm Mutual's Smith: Canadian Mutuals Can Fight Above Their WeightSeptember 28, 2016
Gen Re's Raiguel: Mutual Insurers Have Less Access to Alternative CapitalSeptember 28, 2016
PEMCO's Cowan: Directors Play Pivotal Roles at Mutual InsurersSeptember 28, 2016
Columbia's Thompson: Data Boom Helps Mutuals Level the Playing FieldSeptember 28, 2016
Mutual Insurers: We Are Speaking the Language of the PolicyholderSeptember 28, 2016
MEMIC's Leonard: Opioids, Drugs, Medical Marijuana Upending Workers' CompSeptember 28, 2016
IDT911's Cullina: Some Commercial Risks Migrating to Personal LinesSeptember 28, 2016
Ontario Mutual Association's Taylor: From Bricks and Mortar to Real-TimeSeptember 28, 2016
NAMICO's Sullivan: Mutual Insurers See Fewer Bad-Faith ClaimsSeptember 28, 2016
Indiana Farmers' Smith: Mutuality, Technology Will Drive GrowthSeptember 28, 2016
III's Kevelighan: Communication Mitigates DisruptionSeptember 28, 2016
Trillium's Dietrich: Focus on Niches, Leverage ReinsuranceSeptember 28, 2016
AAIS' Kelly: Mutual Insurers' Auto Business Set for ImpactSeptember 27, 2016
NYIA's Melchionni: Mutuals Find Creative Ways to Broaden ReachSeptember 27, 2016
Munich Re's Hedde: Fortified Homes More Resistant to CatastrophesSeptember 27, 2016
Mutuals Insurers' Next Challenge Is to Break Out of Their SilosSeptember 27, 2016
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NAMIC's Grande: Mutuals Push Back on Federal, Global RegulationSeptember 26, 2016
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Mutual P/C Insurers Manage Market ChallengesSeptember 22, 2016


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'Near net-zero' plant sustains profits, productivity
In the search for greater energy independence, Frito-Lay was like many manufacturers. It had a number of projects at plants and distribution centers that focused on various aspects of reducing energy consumption. There was a renewable energy program at distribution centers in California, a photovoltaic system in Bakersfield, Calif., and a plant in Texas running on landfill gas.
Al Halvorsen recalls the examination of those success stories at Frito-Lay over the last decade. "Out of that discussion was the idea: If we took all of that technology, could we take a plant off the grid?" he said. That led Frito-Lay toward creating a single test-case facility that would combine the best practices within Frito-Lay and its parent company PepsiCo, and emerging strategies for energy and waste reduction around the world.
Frito-Lay took its Casa Grande, Ariz. snack chip manufacturing plant and turned it into a test lab for sustainability. The effort has made Casa Grande a "near net-zero" facility, running on renewable resources with virtually no landfill waste.
Halvorsen, Frito-Lay's senior director of environmental sustainability, said the company's commitment to sustainable manufacturing began a dozen years ago, and the fuel for that effort was managing costs in its plants.
"When we first looked into it in 1999, sustainability was not an often-used word," Halvorsen said. "We were focused on 'resource preservation'."
The company's conservation goals were aggressive: reducing water use by 50%, natural gas use by 30%, and electricity by 25%. Savings now total about $80 million annually.
"As a company that relies on key natural resources like water and fuel, Frito-Lay has developed strategies to ensure our business remains sustainable, even if there are constraints on those resources," said Al Carey, past CEO and president, Frito-Lay North America. "Frito-Lay and its parent, PepsiCo, are committed to finding innovative solutions that are right for the business and right for the environment. The 'near net-zero' project is an industry-leading example of how the two successfully intersect."
At Casa Grande, a city almost midway between Phoenix and Tucson on I-10, all of those natural resources are valued. It also emerged as a place where other renewable resources—including solar and wind—were in plentiful supply.
Frito-Lay worked with the National Renewable Energy Lab to formulate a strategy that would include biomass, solar, wind, and water reduction. Then Frito-Lay looked at which of its plants has the land and availability to handle such a project. Halvorsen also worked with local resources, including the School of Sustainability at his alma mater, Arizona State University.
"Frito-Lay set out to create an environmental learning lab in our Casa Grande plant that would try to make the plant 'near net-zero'," said Halvorsen. "Our approach to significantly reduce the use of natural resources and the environmental impact of a manufacturing site has been cutting edge."
Everything under the sun
Frito-Lay's learning lab approach to energy management used every kind of renewable energy source available, and each has its own success stories. They include:
Water reduction: The water recovery and reuse system uses membrane bio reactor and low-pressure reverse osmosis technologies to recycle from 50% to 75% of water. The recycled water meets EPA primary and secondary drinking water standards.
Electricity reduction: There are five photovoltaic systems installed on Casa Grande's 200 acres. Together they produce 10 million kWh of electricity annually. Two single-axis tracking PV systems alone have more than 18,000 solar panels.
Natural gas reduction: A new 60,000 lbs/hr biomass boiler uses wood and agricultural waste as its combustion energy source. The boiler cuts natural gas use by 80% and produce all the steam the plant needs for operation.
Zero landfill: As of 2010, the Casa Grande facility sends less than 1% of its overall waste to landfill through extensive recycling and using food waste for cattle feed.
LEED: The Casa Grande facility became the first existing food manufacturing site to achieve LEED Existing Building Gold Certification from the U.S. Green Building Council in 2009.
Sharing successes
The staff members at Casa Grande, Halvorsen said, are essentially running two plants—one that makes snack chips and one that makes energy. "For our employees, it's transparent. They can continue their focus on making chips."
The continuing emphasis on net-zero is now looking at ways to further reduce the amount of materials being sent to landfills, and ways to help the company's fleet of 40 drivers to deliver product more efficiently through the most fuel-efficient way possible. That includes not just the vehicles themselves, but monitoring such things as idling time and installing GPS systems on trucks to deliver product by the most direct route.
The important lessons from Casa Grande are being shared throughout the Frito-Lay and PepsiCo systems. The goal is to move more of the company's manufacturing to sustainable energy and take more out of the waste stream. Halvorsen noted that's good for the environment, and aligned with PepsiCo's "Performance with Purpose" corporate initiative. "This didn't begin with the idea that we were going to build a net-zero plant," he said. "Our concentration was on driving productivity, and the efforts then freed up dollars.
"The success of the program is bigger than any piece of technology," he said. "It's the interface of technology and people that makes sure they're both operating at their most efficient. It's what we call 'seed to shelf'."
Vavra is content manager for Plant Engineering magazine.


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The Lady Bisons did not start off the match quite like they wanted. Dropping all three doubles matches, the Lady Bisons lost the doubles point to Campbell.
At No. 2 doubles, Kara Jackson and Danielle Hansen came off court first. The duo lost to Lisa Sutton and Borislava Nikolova 8-1.
Putting up a tough fight, Julianne McMeen and Carlina Jow fell to Nicoletta Kaposzta and Lourdes Ros at No.3, in an 8-4 loss.
Elizabeth Keevil and Mackenzie Bishop were defeated at No. 1 by Cristina Garcia and Ana Surviladze after rallying back to an 8-6 loss.
The Lady Bisons headed into singles play with the match scoring resting at 1-0 in Campbell's favor.
Falling at the No. 1 spot, Bishop lost to Sutton 6-2, 6-3.
At No. 2, Keevil could not pull out the win, rallying back in the second set to make the match score 6-2, 6-4.
The Lady Bisons disadvantage was growing, now down in the match 0-3.
Hansen was defeated by Campbell lefty Bianca Saenz at No. 3 6-2, 6-2.
Now down 4-0, the match was already decided in favor of Campbell.
Lipscomb fell again at No. 4. Jackson lost to Nikolova in a close match, resulting in a 6-3, 7-6(3) defeat.
At No. 5, Jow fell to Surviladze 6-1, 6-1, bringing the match score to 6-0.
McMeen also lost at No. 6, falling to Gomar 6-0, 6-3.
"I expressed to the girls that I was disappointed in our performance tonight," coach Kristin Lusk said. "Not because we lost, but because I felt like we lost because we were mentally weaker, not physically weaker.
"We've got to learn what it takes to win close matches. We've still got a lot of our season left, and I expect to see the girls come back from this stronger than they are now."
The Lady Bisons play again on Saturday in their second conference match against USC-Upstate. Match play begins at 10 a.m. at Lipscomb's tennis complex.
1. Cristina Garcia/ Ana Surviladze (CU) def. Keevil/ Bishop (LU) 8-6
2. Lisa Sutton/ Borislava Nikolova (CU) def. Jackson/ Hansen (LU) 8-1
3. Nicoletta Kaposzta/ Lourdes Ros (CU) def. McMeen/ Jow (LU) 8-4
1. Sutton (CU) def. Mackenzie Bishop (LU) 6-2, 6-3
2. Garcia (CU) def. Elizabeth Keevil (LU) 6-2, 6-4
3. Bianca Saenz (CU) def. Danielle Hansen (LU) 6-2, 6-2
4. Nikolova (CU) def. Kara Jackson (LU) 6-3,7-6 (3)
5. Surviladze (CU) def. Carlina Jow (LU) 6-1, 6-1
6. Arais Gomar (CU) def. Julianne McMeen (LU)
Written by Ashlan Williams, student assistant in sports information.


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that just more than 30 years after Christie Brinkley landed three Sports Illustrated Swimsuit covers in consecutive years, the model will be back in a swimsuit for the cover of Social Life's May issue. Photographer Timothy White captured Christie, 59, poolside at her Bridgehampton estate . . . THAT designer and "King of Pants" Alvin Valley hosted a "Belle De Jour" dinner for Kelly Rutherford, Whitney Fairchild, Dani Stahl, Dori Cooperman and Alexandra Lind Rose to celebrate his fall collection.
We hear . . .
By PageSix.com Staff
April 30, 2013 | 4:00am


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Arkansas State head baseball coach Tommy Raffo has announced the dates for the Tommy Raffo Winter baseball camp series for youth, junior high school and high school players.
Instructors for the camp will include coach Raffo, Arkansas State assistant coaches Tighe Dickinson, Anthony Everman and Noah Sanders along with current Red Wolves baseball players. The first camp held will be the Youth Hitting Camp on Saturday, January 12th where campers will be instructed on the proper form and techniques of hitting the ball. This camp is intended for player's ages 7-11 and will begin at 8:15 a.m. continuing to noon. Cost for this camp is $50 and includes a t-shirt. Later that day, the Red Wolves will host the Youth Pitching/Defensive Specialty Camp from 1:15-5 p.m.. This camp will teach proper technique in pitching and defensive play and is intended for player's ages 7-11. Cost for this camp is also $50, but if players choose to take both the Youth Hitting and Youth Pitching/Defensive Specialty Camp the cost for both is $90. On Sunday January 13th the Red Wolves staff will host similar camps for their Junior High School aged players. The Junior High School Hitting Camp and Junior High School Pitching/Defensive Specialty Camp will teach players similar technique to the Youth camps and pricing and timing for the Junior High camps is identical to that of the Youth Camp. For High School age players, the Red Wolves will host a High School Prospect Camp on Saturday January 19th. The prospect camp will run from 8:30 a.m. – 4 p.m. and will allow players in 9-12th grades to be evaluated and educated on the collegiate recruiting process. These players will be tested and will be instructed on how to improve their skill set. Cost for this camp is $100 and includes a t-shirt and lunch. Campers must bring their own hat, glove, helmet, bat, and suitable baseball attire (baseball pants). Catchers should bring their own catching gear. Tennis shoes will be worn indoors if there is bad weather. Campers should have their name clearly printed on all of their own equipment. "We are excited about starting 2013 with our Winter Camps," said Raffo. "We have split the youth ages into two groups, 7-11 and 12-13, in our camps to ensure quality instruction and attention. Our high school prospect camp provides a great way for those wanting to improve their skill set and be evaluated for the next level. It will be a great way to get the New Year started with Red Wolf baseball." For more information or to register visit www.arkansasstatebaseballcamps.com or call the Red Wolves baseball office at 870-680-4336.


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Dr. Edythe Abdullah, Mr. John Barnes, Mr. Luther Coggin, Mr. Wilfredo Gonzalez, Mr. Hugh Greene, Ms. Ann Hicks, Ms. Wanyonyi Kendrick, Ms. Joy Korman, Dr. Katherine Robinson, Dr. Bruce Taylor, Mr. Kevin Twomey
Ms. Toni Crawford, Ms. Joannie Newton
Chair Taylor called the workshop to order.
Chair Taylor recognized three distinguished guests: (1) Ms. Sheila McDevitt, Chair, Board of Governors, State University System; (2) Dr. Terry MacTaggart the university's consultant; (3) Ms. Jennifer McDonough, the University's consultant to the upcoming capital campaign.
President Delaney agreed to dispense with his remarks to allow additional time for other agenda items.
Chair Taylor asked for a MOTION for approval of the Minutes from the February 7, 2008 workshop. Trustee Gonzalez offered a MOTION and Trustee Hicks seconded. The MOTION was approved as presented.
Chair Taylor stated that Ms. McDonough would update trustees on the upcoming capital campaign and provide insights on what UNF could look forward to, in terms of philanthropy, over the next year or so.
Ms. McDonough shared that the capital campaign was currently at $52 million against the $125 million goal. She discussed what similar campaigns were experiencing with relationship to the economy and noted that philanthropic activity was historically resilient.
Ms. McDonough discussed strategies in regards to geographic considerations. She listed variables as: donors were asking for what was most important and looking for refocused agendas; and strength of relationship with donors and volunteers. She stated that her best advice was for the university to stay the course.
Chair Taylor stated that Ms. McDevitt was meeting with all local boards of trustees, providing her an opportunity to share her views on what the upcoming challenges and opportunities were for universities, and to listen to concerns from the trustees. He then turned the meeting over to Ms. McDevitt.
Ms. McDevitt stated that she would like to explain her priorities as the new chair of the Board of Governors. She spoke about rebuilding and/or building relationships with students, faculty, local boards and their chairs, SUS presidents and elected officials. She addressed budget shortfalls and the opportunities this might create for universities to work together to build a better system.
Ms. McDevitt announced that the BOG had created a legislative committee which she chaired. She clarified that the committee agreed on some priorities which were, the need to (1) stabilize base funding, and (2) seek flexibility with regards to tuition.
Ms. McDevitt indicated that the State of Florida needed to move closer to the national average for undergraduate tuition. She noted that that the BOG was working with the legislature, governor, student leadership and faculty to develop an acceptable tuition program.
The discussion continued with Ms. McDevitt recognizing the importance of medical schools. She discussed unfunded FTE for these schools and listed this as an ongoing issue.
Ms. McDevitt addressed the talent exodus within the SUS and discussed the need to retain and recruit high-quality faculty. She noted that this issue was reflected in the legislative budget request as a primary initiative.
Ms. McDevitt spoke about the need for tuition flexibility and the subsequent benefit to need-based financial aid. She listed this as another top priority included in the legislative budget request.
The budget was discussed and included an overview of projections for this fiscal year. Ms. McDevitt touched on the possibility of additional cuts and how these might be handled. She mentioned a continuing enrollment cap on incoming freshmen and the possibility of a new state college system that might improve access. She clarified that the BOG's initiative was to be an advocate for universities within the State of Florida and to support existing programs.
Ms. McDevitt opened the floor to discussions/questions from trustees.
Trustees discussed the appropriateness of tuition increases and how best to sell these increases to citizens. It was noted that a key component would be financial aid. Other discussions included accessibility and alternative funding sources. Ms. McDevitt clarified that these issues were on the top of the BOG's list. Trustees also discussed the SUS community college system and Ms. McDevitt noted that the BOG was addressing how best to equalize this system without causing undue competition.
Trustees elaborated on accessibility, specifically the need to recognize a connection between the lack of education and crime. The discussion acknowledged the lack of revenue and identified community colleges as an additional venue for access. This conversation left, to further discussion, possible sacrifices versus quality.
Chair Taylor offered appreciation to Ms. McDevitt for the conversation. Ms. McDevitt offered gratitude to the Board's efforts, especially in the difficult economic times.
President Delaney prefaced this discussion by stating that because of budget shortfalls the university made a decision to roll back enrollment, with careful consideration to access versus quality.
Trustees discussed growth versus funding with regards to FTE. It was noted that this was the first year the university had not exceeded funded FTE. The administration clarified that this decision was based on the state's former funding formula which might add to current budget shortfalls.
Trustees talked about the current budget situation and noted that, although recurring and reserve funds were reduced, academic programs remained intact. Trustees discussed the upcoming year and mentioned that there was less elasticity in the system.
Trustees discussed how minority enrollment might be affected by reduced FTE. The administration stated that minority enrollment was higher during the summer terms which offset the decreases in fall and spring.
Trustees discussed the recently changed policy governing the admission of transfer students and the effect this might have on lower income students. The administration agreed to provide further information about the 2+2 program.
The administration offered for discussion the goals included in the strategic plan which influenced admission. Trustees discussed the three goals that directly affected admission.
Chair Taylor asked trustees to remain mindful of the core values and the vision and mission statement of the institution. He made clear that every action much be consistent with these statements.
Provost Workman prefaced this discussion by noting that the administration was aware of the need to be purposeful and deliberate with regards to resources and to look for guidance from the strategic plan. He reminded trustees about the recent discussions to refine the university's mission and vision statement and called attention to this component of the statement, The University of North Florida aspires to be a preeminent public institution of higher learning that will serve the North Florida region at a level of national quality.
Provost Workman mentioned the BOG's initiative to develop compacts with each SUS institution and noted that this intensified efforts to hone UNF's strategic plan. He talked about UNF's position within the SUS and the emergence of a state college system and clarified that the north Florida region deserved a quality university.
Provost Workman presented details on the refinement of the strategic plan and included a discussion on access versus selectivity and the subsequent allocation of resources. He clarified that the university could be one of national quality whether the focus was on access quality.
Provost Workman invited comments from Dr. Terry MacTaggart.
Dr. MacTaggart provided a discussion on the national perspective of the university's strategic plan. He addressed what the plan intended and how it compared. He clarified that a strategic plan should purposefully define how to provide students with an opportunity for a first-rate education.
Dr. MacTaggart discussed effects that set UNF apart including: convergence or alignment with accreditation and BOG; the strategic plan; and developments in fundraising. He included ideas for growth which included (a) promoting champions for UNF, (b) creating and maintaining a positive and progressive environment for change, (c) remaining vigilant regarding institutional goals, and (d) for trustees to continue to invest in the Board and the university.
Dr. MacTaggart stated that he would return in the spring to focus on institutional aspirations and Board selection.
Under this item Dr. MacTaggart and members of the Board discussed presidential compensation. Dr. MacTaggart provided the Board with an overview of his study on presidential compensation, noting that President Delaney was a high performing president but his compensation fell below that of other presidents in the state system as well s the salaries at private universities that would find him an attractive candidate. Dr. MacTaggart also talked about ways in which the university might restructure the president's current compensation package, recognizing that the president had declined any increase in the total package in light of the current budget issues.
Chair Taylor was going to work with President Delaney on finalizing his compensation for the current year.
Chair Taylor encouraged the administration and trustees to stay true to the spirit that was articulated in the strategic plan. He then adjourned the workshop.
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For the love of god, why on earth did Tofurkey believe it was a good idea to create a vegan version of Hot Pockets?!
Yes, it's a good idea. Yes, they are delicious and everything I remember a Hot Pocket being (other then full of cruelty, grease, and tasty nasty bits). Yes, they will probably make a BUTT LOAD of money from this product alone. Yes, YES!
Behold, my lovelies!
Thankfully, there is nowhere in Syracuse (YET) that carries these. The wonderful folks at Green Star Co-Op in Ithaca has them, and that is a one hour drive. Otherwise, the fella and I would be shoving these in our pieholes on a nightly basis.
Turk'y, Broccoli, and Cheese is pictured above.
Above, BBQ Chik'n.
My one and ONLY issue with the BBQ one was the lack of filling. Not enough, I tell you! The crust on these is a little dry (being they are whole wheat, that's to be expected) which I don't think they took into consideration when filling these bad boys. The filling that was there, epic.
Overall, I'm thankful these exist.
And thankful I don't have these within a 20 mile radius.


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‡ In these countries please contact our distributor
Compressed air is critical to our manufacturing processes.
Two of our production buildings previously used four water-cooled compressor systems. They ran 24-hours a day, and non-contact cooling water was constantly discharged into the drains.
To save water, we replaced our water-cooled air compressor units with air-cooled radiator units, saving an estimated 38,000 m3 of water per year. This is equivalent to the volume of 15 Olympic-sized swimming pools.
Sustainability is better business.
◊ Trademark of Smith & Nephew


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Lani Lazzari had always been an ambitious kid. In fourth grade, she sold hair scrunchies out of her backpack. By age 11, she was developing sugar scrubs made from common kitchen ingredients to ease her eczema.
She gave the skin scrubs out as Christmas presents to family and friends, who encouraged her to sell them. The idea prompted the makeover of the craft room in her family's Fox Chapel home into a work studio, complete with new flooring, lights, stainless-steel workspace and sink.
"Oh my gosh, this is so adorable, our little salesperson," her mom, Gina, thought.
She had worked in the pharmaceutical sales industry, and her husband, Don, runs his own sales consulting business.
"Let's just see what happens here. We figured she'd give it up."
But she didn't.
"I got really obsessed with it and did tons and tons of research and kept experimenting," said Miss Lazzari, now 19. "I was more aware of it than most people because of my skin condition."
In the past seven years, she has turned her Christmas gift concoction into a budding beauty business called Simple Sugars, a line of five facial scrubs, a peppermint foot scrub and a couple of dozen body scrubs in citrus and floral scents that are updated seasonally. She also manages a brother brand, Smooth for Men, that offers the same all-natural formula but in more masculine packaging and fragrances, including coffee, lime and eucalyptus spearmint.
The business has earned her recognition in Teen Vogue, Seventeen and Allure magazines and a slew of TV and radio spots. Her latest - and biggest - gig was an appearance last month on ABC's reality TV show "Shark Tank" in which she pitched her products to the show's panel of wealthy investors. She received a $100,000 investment from Dallas Mavericks owner Mark Cuban, who was born in Squirrel Hill and grew up in Mt. Lebanon. He now has a 33 percent stake in Simple Sugars.
In an email interview, Mr. Cuban said he was drawn to Miss Lazzari by her devotion to her company and commitment to sharpening her business skills. He also may have seen a little of himself in her. When he was 12 years old, he got his first taste of business by selling garbage bags door to door in Mt. Lebanon. Mr. Cuban believes Simple Sugars fills a void in the market.
"I think there is a huge need for niche skin care products," he said by email. "In this case, a product that can be used for allergy issues and as a traditional scrub at a price dramatically lower than its competition was compelling." (Many similar scrubs on the market are more than twice the price of Simple Sugars products, which start at $15 for a 5-ounce jar.)
Prior to "Shark Tank," Simple Sugars grew in slow-yet-steady increments, averaging a couple of hundred orders during a really good month, Miss Lazzari said. The majority of sales come via the Simple Sugars website ( www.simplesugarsscrub.com ). Scrubs also are available at select Giant Eagle supermarkets and in some local boutiques.
Since "Shark Tank," Simple Sugars has experienced the biggest business boom of its short life. Online, 10,000 orders came in within 24 hours of the show. (ABC producers tell entrepreneurs to expect a boost of 600 to 1,000 orders after their segment airs.)
"Within five minutes of her segment, her phone started blowing up," Mrs. Lazzari said. "Can this be real?" her daughter wondered.
In the past month, about 19,000 orders have come through the website, plus many wholesale inquiries. Stores that carry the scrubs are having a tough time keeping them in stock.
"The response we've gotten from the show has been completely insane," Miss Lazzari said.
"The days are running together," Mrs. Lazzari said. "We're working almost around the clock."
Before "Shark Tank," Miss Lazzari and her mom worked with a team of six people to produce the scrubs. The number of employees has more than doubled, thanks to former interns and friends already familiar with the business.
Simple Sugars' headquarters in Sharpsburg moved to a larger office down the street days after the show, something they had been planning even before the "Shark Tank" surge.
"We couldn't even possibly fit the number of people we needed in the other building," Miss Lazzari said.
The peak in product interest has made it a challenge for Miss Lazzari and her team to fill orders as quickly as they used to. The scrubs are handmade with grocery store-bought sugar (with as many as 200 bags of sugar purchased every other day) and oils and extracts from suppliers across the eastern part of the United States. To reduce the manufacturer's carbon footprint, no suppliers west of the Mississippi River are used.
"We try to be as green as possible," Miss Lazzari said.
Scrubs are hand-jarred and hand-labeled, traits that Miss Lazzari feels make the line stand out.
"Part of the appeal of the product is that it's handmade, so that's not something we want to lose even as we grow."
The business uses social media to keep customers updated on the status of their orders, calm frustrations regarding delayed shipments and to answer questions.
"For the most part, when they understand what the situation is and we're working as quickly as we can and that they haven't been forgotten about, they're really understanding," Miss Lazzari said.
"What's going on here now would rattle people twice her age," her mother said. "She's handling it with as much poise and professionalism as she does everything. It's impressive."
She learned to juggle many tasks while still in high school. As a junior at The Ellis School, she spent the year studying independently so she could keep up with her studies and work on the company. The next year, she took six weeks off from school to take a road trip across the country to promote the brand.
Miss Lazzari has always handled all of her own business meetings and negotiated all deals. Her mom helped by driving her to appointments, placing orders for ingredients and financing the business with credit cards before Miss Lazzari was old enough to take over these tasks.
"This has been her thing since the beginning. I've always made a point of saying that," Mrs. Lazzari said. "This is her business, and it's my job to be behind her to back this up."
Miss Lazzari regularly took advantage of entrepreneurship and women in business conferences and networking events in Pittsburgh and other parts of the country. Trial and error has been an integral part of Simple Sugars' success, too. When something didn't work, such as trying to sell the products through home parties and craft shows, she re-evaluated and tried again.
"I wanted to feel like I was responsible for my own success and my own future," Miss Lazzari said.
She said that desire first stirred in her when her mother was passed over for a promised promotion while on maternity leave with Miss Lazzari's youngest brother, now 11.
"Watching her go through that ... I was really discouraged about going into the corporate world one day, especially as a woman."
Now she's become a role model for other young entrepreneurs who watched her wow "the sharks," who dubbed her one of the best pitchers the show had ever featured. She receives a steady flow of invitations to speak at events and schools.
"I think it's mostly because of my car," Miss Lazzari said, referring to her white-and-pink Simple Sugars car, a 1999 Chevy Prizm that had belonged to her great-grandmother.
Getting on "Shark Tank" was a feat in itself. For season four, the show received 36,079 applications from entrepreneurs. Miss Lazzari was contacted by a producer last May.
"In addition to our standard casting process, we search for and reach out to companies with 'wow' ideas. This has been done every season," executive producer Clay Newbill said in a emailed statement. "We reached out to Miss Lazzari for several reasons. She was a young entrepreneur, we loved her story, loved her product, the success of her business and that she has had steady growth, year to year, since her launch."
Miss Lazzari had to submit audition tapes and complete lots of paperwork before being invited to Los Angeles to film her segment in late September. She learned about the filming just six days before going on.
"It was crazy," Miss Lazzari said. "When you go out and film, [producers say] 'We film twice as many people as we air, so there's a possibility your segment is never going to make it to air.' "
She found out two weeks before the show aired that she had made the cut. With Mr. Cuban's help, Miss Lazzari hopes to continue building product awareness.
"We want to get Simple Sugars more widely distributed," she said. "Right now, we're in Giant Eagle ... and soon to be in 35 of their stores, but of course they're only regional, so we want to be available on a more national basis."
She also has her sights on selling the scrubs on QVC. Mr. Cuban said his key role will be "to provide support for Miss Lazzari. It's her company, not mine."
This 19-year-old CEO plans to continue making Simple Sugars her full-time work, putting college on hold. She was accepted at George Washington University but has deferred her acceptance for now.
"There are people who go to college and hope to come out of college and be able to do what I'm doing right now," she said. "I realize that it's important to get an education, and I do want to go eventually. ... I think I'm learning so much from having this business."
Simple Sugars scrubs have wowed skin care market, TV's 'Shark Tank'
Lani Lazzari had always been an ambitious kid. In fourth grade, she sold hair scrunchies out of her backpack. By age 11, she was developing sugar scrubs made from common kitchen ingredients to ease her eczema.


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Litigation Release No. 21236 / October 5, 2009
Accounting and Auditing Enforcement Release No. 3055 / October 5, 2009
Securities and Exchange Commission v. Matthew W. Hardey, L. Cyrus DeBlanc, and Joe E. Penland, Civil Action No. 09-CV-4414 (E.D. La.)
On October 2, 2009, the Honorable Carl Barbier, United States District Judge for the Eastern District of Louisiana entered a final judgment of permanent injunction and other relief on behalf of the Honorable Martin L.C. Feldman, to whom the case is assigned. The final judgment is against defendant Joe E. Penland, a Texas resident and the owner of a third-party vendor of Newpark Resources, Inc. ("Newpark"), an oil and gas company based in Houston, Texas. Penland was the principal of Quality Mat Company, a Newpark vendor, and was charged in the complaint along with Newpark principals for violations of the federal securities laws. The final judgment permanently enjoined Penland from future violations of the antifraud provision of Section 10(b) of the Securities Exchange Act of 1934 ("Exchange Act") and from future violations of Exchange Act Rule 13b2-2, which prohibits lying to auditors. The final judgment also permanently enjoined Penland from aiding and abetting accounting violations of others as set forth in Sections13(a), 13(b)(2)(A) and 13(b)(2)(B) of the Exchange Act. The final judgment ordered that Penland pay a civil penalty in the amount of $70,000. Penland consented to the entry of the order without admitting or denying the allegations of the Commission's complaint.
According to the Commission's Complaint, Matthew W. Hardey, a former Chief Financial Officer for Newpark, and L. Cyrus DeBlanc, a former Chief Financial Officer for Newpark subsidiary Soloco LLC, conspired with Quality Mat president Joe E. Penland to engage in a fraudulent accounting scheme that allowed Newpark in fiscal year 2003 to avoid writing off approximately $4.2 million in aging debt. As a result, Newpark reported approximately $500,000 of net income instead of a significant loss for that fiscal year. The Commission's Complaint alleged that, in 2002 and 2003, Newpark recognized $4.2 million in revenue based on sales of its primary product — industrial mats used to lay temporary roads at drilling sites — to Quality Mat and another vendor, Easy Frac. The Complaint alleged that neither vendor had made any payment on the sales through the end of 2003, and that Hardey, DeBlanc and Penland devised and executed a scheme to funnel money to Quality Mat and Easy Frac through sham transactions that would then allow the vendors to pay their debts to Newpark.
According to the Complaint, one of the sham transactions took place in 2004 and involved Dura-Base Nevada, LLC and Dura-Base de Mexico, two Newpark subsidiaries created to begin mat rentals in Mexico. The Complaint asserted that Newpark purchased the entire initial inventory of mats for the Dura-Base business from Quality Mat, and that the decision to purchase the approximately 6,175 mats from Quality Mat was a pretext meant to give the appearance of a legitimate business transaction to Newpark's repurchase, at the original sales price, of 1,500 mats sold to Quality Mat in 2002 and 600 mats sold to Easy Frac in 2003. The Complaint claimed that, in an attempt to perpetuate the pretext, Hardey also misled Newpark's auditors about the basis for buying the Dura-Base inventory from Quality Mat by falsely claiming that Quality Mat had contractual rights in Mexico that Newpark would have to buy in order for the Dura-Base venture to go forward. According to the Complaint, this ruse was necessary to allow Newpark to buy back the mats at the original sales price without suffering any adverse accounting consequences. Under this scheme, Newpark could account for the repurchases as if they had taken place at Newpark's manufacturing cost, but still pay Quality Mat the original purchase price for the mats by assigning the difference in value to the intangible asset allegedly created by the repurchase of Quality Mat's contract rights.
The Complaint alleged that the other sham transaction, which took place during 2004 and 2005, involved Quality Mat sending fictitious invoices to Newpark purportedly for bulk lumber sales. According to the Complaint, in early 2004, Penland agreed to convert Quality Mat's outstanding debt from the 2002 sales to notes receivable. One of the notes required monthly payments of $52,409, which Quality Mat began making in March 2004. Between May 2004 and July 2005, the bulk lumber invoices, which were sent monthly, averaged $52,409, but there were no purchase orders or delivery tickets backing up the alleged sale. The Complaint alleged that Hardey, DeBlanc and Penland devised this scheme to provide Quality Mat with funds to continue making payments on this note, thus allowing Newpark to keep the debt on its books.
See also: L.R. 21137 (July 16, 2009).


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According to the Electric Power Research Institute (EPRI) pathway to the future for electric power "Roadmap," we must implement new, breakthrough energy concepts to provide sustainable energy for the 10 billion global population expected by the year 2050. Collecting solar energy in space may be one way to fit the bill.
As reported in the latest issue of the EPRI Journal, sun-facing photovoltaic arrays in stationary Earth orbit at an altitude of 22,300 miles would receive eight times as much sunlight as they would at the earth's surface, on average. Space arrays would remain unaffected by the Earth's day-night cycle, cloud cover, and atmospheric dust. Therefore, transmitters connected to large space-based solar photovoltaic arrays could beam as much as several billion watts of power to Earth at microwave radio frequencies for collection by a wide area rectifying ground antenna.
John Mankins, NASA's manager for advanced concept studies, says recent developments in information technologies, robotics, power generation, and electronics promise to reduce the costs of a space power system (SPS). According to Mankins, the physics and fundamental technology for such a scheme are well known and largely in hand, although substantial development would be necessary to actually build an SPS.
"Solving the 'trilemma' of population growth, resource consumption, and environmental cost, and providing a sustainable global supply of electricity will require some 'outside the box' thinking," says Kurt Yeager, EPRI's president and CEO. "To look beyond the planet for a solution is indeed thinking outside the box."
Scientists envision building solar collectors on the moon will provide an elegant solution to launch the heavy mass of satellite components into orbit. This would also solve the problem of debris from satellites that could threaten commercial satellites and space flights from Earth. The lunar soil could supply silicon to build solar arrays and metals, such as iron and aluminum, for support structures and electric wiring. The components and production processes could be developed and tested on Earth before returning to the moon.
According to David Criswell, director of the Institute for Space Systems Operations at the University of Houston, lunar solar power could supply a 2050 world population of 10 billion people with enough energy to meet all human needs at a low cost; with few (if any) environmental downsides of other energy alternatives.
Most ardent believers in the potential for space-based solar power stop short of suggesting an urgent, capital-intensive development effort should be immediate. Obviously, many technical,economic, environmental, legal, and regulatory issues need to be resolved before we could reach an international consensus. Supporters of space solar power say the significant progress achieved thus far in demonstrating the technology and feasibility of wireless power transmission from space makes the case for pursuing the program.
This article was excerpted from the EPRI Journal Spring 2000 issue.