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Ico Start Date: 26-Apr-18
Ico End Date: 26-May-18
Cayman Islands
Swapy has a focus on decentralized lending and financial data. Credit providers in emerging nations (high interest rates) can raise money at a lower cost from developed nations (low interest rates) with no intermediaries. The project is proposing a second layer on top of Ethereum using PoS for decentralized data storage and data processing to provide data and insights with no intermediaries and following high standards of privacy. The data market incentivize people for sharing their data autonomously, with no intermediaries. This data marketplace is powered by a self-sovereign identity, and rewards in SWAPY can be used as collateral for loans, reducing the interest rates. With a powerful model, Swapy aims to create the opportunity for the unbanked. Swapy Exchange Alpha (v.0.0.3) web & desktop DApp has been already released! A project endorsed by Tim Draper, Don Tapscott and Singularity University Ventures!Big Data
Swapy is building a decentralized protocol with a suite of three integrated applications aiming to provide Universal Access to Credit. These applications are: The Swapy Exchange, which aims to connect smart money to emerging economies. It will introduce international investors from countries where the interest rates are comparatively low to credit companies in countries where the interest rates are comparatively high, providing better returns to the investors and lower cost capital for the credit companies; Swapy Financial ID, which aims to empower people, giving them a financial identity that has the purpose to be valid anywhere in the world; Swapy Data Market, which aims to transform users' financial data into self-determined value through a token-based system. This suite of decentralized applications will allow the individuals to hold their own data and to choose how many tokens they receive in exchange for it, and when, and with whom they want to share. The Swapy Data Market also aims to reduce the entrance barriers for new participants since huge pools of data will no longer be exclusive to large corporations, and instead will present an opportunity for the new entrants. The Swapy Company envision a world of efficient credit markets, with no barriers to entry for new players, where consumers have the power and reap the benefits of Universal Access to Credit. We propose that the potential and need for Swapy Network is motivated by the convergence of several extant factors. These include the global pervasiveness of under-served populations where credit is concerned, interest rate disparities between countries, asymmetries in data access and ownership, data integrity, costs of servicing credit demand, and preferred modalities for conducting transactions. We consider these factors in reference to several world economies, with particular focus on Brazil, a G20 and BRICS country with one of the highest interest rates in the world. According to the Global Findex report [2], two billion people around the world do not have access to financial services, and especially access to credit. Existing banking infrastructure is expensive and consequentially, banking conglomerates typically make their services unavailable to the poorest populations or those living in remote areas. This is a particular problem in emerging economies. The problem of access to credit can be reduced to three factors: (1) the high cost of capital; (2) information asymmetry; (3) the high cost of banking infrastructure. When compared to developed countries, under-developed countries have a lower credit offering ratio and a higher interest rate spread, making credit more expensive and savings less remu- nerative. This is particularly a problem in Latin America and the Caribbean. A combination of the banking sector's market power, systemic inefficiencies, default risks, lack of liquidity, ex- change rate volatility, complexity of banking operations, and tax regulation contributes to an unfavorable scenario for consumers who ultimately experience high implicit and explicit fees.
On July 31st, we released our Swapy Exchange private alpha as an preview containing the fund raising contracts. The Swapy's software development has started since July 1st, 2017.
On October 10th, we released Swapy Exchange public alpha on Ropsten test net, and open-sourced our protocol. Since then we are developing side features for the fund raising flow, auditing our code base and removing the dependency of a centralized login service. By mid-december, we will be releasing an updated version of the Swapy Exchange D'App.
Swapy Financial ID public alpha on test net providing identification and attestation to Swapy Exchange tokenized assets. Swapy Data Market private alpha on test net operating 1 to 1 data sales.
Swapy Exchange and Swapy Financial ID private beta on main net transacting real tokens. Each credit company we are negotiating with will have their own timeline to start using the Swapy Exchange depending on the compliance process.
Swapy Exchange and Swapy Financial ID public beta on main net. Public "Connect with Swapy ID" API available. Anyone can use for any purpose and transact real tokens. Swapy Data Market on private beta transacting real tokens and real data from Swapy Financial ID.
Swapy Data Market public beta on main net. Swapy Exchange and Swapy Financial ID improvements. Planning the following year considering the community surveys.
it will be necessary to understand the local risk markets and evaluate them with a risk premium.
Apart from advisors, the team itself is too localised. No competitive analyses, financials or business planning in the wp, should be approved to judge on the project
The idea of using cheap money taken in developed countries for lending to residents or companies of emerging markets is widely known. The difference in the rates here is primarily due to the presence of country risks, which can not be managed at the corporate level. The business itself will require a great understanding of the work of local markets. To do this, the company will need a local financial partner, who will co-invest own money.


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Lodging in the World > Britain > South East England > Carterton
Bed & Breakfast, Guest Accommodation, Pensions Inns and Hotels in Carterton
The JaysAt The Jays we offer clean homely accommodation in a friendly atmosphere of hospitality. We only use the best quality fayre for breakfast and can provide a wide range of food to suit everyone. We are situated in a no through residential ...more details
contact host
Bed and Breakfast
Carterton, South East England, Britain
Carterton, South East England, Britain
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subset: commoncrawl


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Runaway Bride Nantucket
Nantucket Salt
Samuel Owen Gallery
Surf and lifestyle photographer Jonathan Nimerfroh's "Slurpee Wave" photos recently became a viral internet sensation. Jonathan lives year round on Nantucket, an island 30 miles off the coast of Massachusetts and is the owner of three photography businesses; JDN PHOTOGRAPHY, Nantucket Salt and Runaway Bride Nantucket. When his tiny island gets too small, Jonathan travels worldwide, the only requirement being a chance to surf.
Jonathan's award winning photography has been featured in such publications as The New York Times, Rolling Stone, Stay Wild Magazine, and much more. Jonathan's work is currently being exhibited exclusively at Samuel Owen Gallery.


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This is a promising wine from a Los Angeles County vineyard. Bolstered by 10% Cabernet Sauvignon and 5% Merlot, it shows dried cherries, coffee syrup, crushed bricks, deep tobacco, leather and sliced-steak notes on the nose. The mouthfeel is full and boisterous with acidity, conveying red cherry and tangy cranberry. An earthy and floral aspect emerges on the finish.
A fifth generation Californian originally from San Jose, Matt Kettmann covers California's Central Coast and South Coast for the magazine. He is also the senior editor of The Santa Barbara Independent, where he's worked since 1999, has written for the New York Times, Time Magazine, Wine Spectator, and Smithsonian, and co-founded New Noise Santa Barbara, a music festival.Email: email@example.com.


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2019 info coming soon. 2018 info included below for reference.
Register Here
Ages 10-15CFMS CampusThursday, June 21/ 9am-4:15pm$120 Members $140 Non-members
Are you ready to be the best babysitter in your neighborhood? This course provides the knowledge and hands-on skills necessary to safely and responsibly care for children and infants, including basic first aid, leadership skills, guidance on developing a babysitting business,and methods for engaging younger children in age appropriate activities.
Successful completion provides participants with a Babysitter's Training Certification. Actual certificate is available in digital format.
Bring a brown bag lunch, drink, and snacks for breaks. Minimum 8 students, maximum 24
© Chagrin Valley Rec Center 2019 - Terms & Conditions - Refund Policy - Sitemap - Privacy Policy


text:
Some inspiration for "Bad Blood" – Part Two?
Taylor Swift and Nicki Minaj found themselves in a heated Twitter exchange after the "Anaconda" rapper spoke out about the MTV Video Music Awards nods – particularly her lack of a nomination for video of the year.
Many perceived Minaj to be taking aim at Swift (who is up for the award) when she Tweeted on Tuesday: "If your video celebrates women with very slim bodies, you will be nominated for vid of the year."


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Want to win a pair of tickets to Leicester's annual celebration of awesome new and underground music that is Handmade?
Simply enter your details below and we'll draw a name out of the hat on the 29th March.
Multiple entries will be disqualified. By submitting your details you agree to be contacted by Great Central and Handmade Festival.


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It is Sunday morning and the house is quiet. A good night's rest after some late December Christmas shopping and a busy day on Saturday. I now have a walking brace to help me recover from my Achilles tendonitis injury. It is not the most elegant way to walk but it helps me get around without bending and further injuring my ankle.
As you might imagine it is raining here in the upper left hand corner of the United States of America. It still is a rain forest despite almost all of the rain forest being cut down and replaced with factories, shopping malls, apartments and single family homes. It still rains and moss and mushrooms grow where they are generally not wanted.
A week now before Christmas, that most unnecessary of holidays, but that is my opinion and a post for another time perhaps. It is a time for me to heal my body and reevaluate my daily life, four more days of work and then I have the last week of the year off. Vacation time to burn, use it or lose it.
I hope that you all have a quiet morning filled with your beverage of choice (french press coffee for me thank you) a newspaper, your favorite website or a magazine article you have been wanting to get to. Take time to relax and recharge.
Be well,


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Brady Keith Sickelsmith (Lemieux), age 9, got his wings on June 16, 2013, at Children's Hospital, due to complications of lifetime medical problems.
He was born July 7, 2003, to Amy J. Sickelsmith and Chester P. Winters. Besides his parents, he is survived by his stepfather, Doug Biers; his stepmother, Christine Winters, and his caretakers and adoptive parents, Charles and Karen Lemieux. Also surviving are four brothers, Dalton, Trevonne, Jared and Jayden; a sister, Hailey; three stepbrothers, Seth, Dylan and Brian, and a stepsister, Sierra. He also leaves behind his loving grandparents, Roy and JoAnn Snyder, and loving uncle and aunt, Todd and Elizabeth Bost.
He was preceded in death by his grandfather, Gene Sickelsmith Sr., and his uncle, Gene Sickelsmith Jr.
A memorial service will be held Saturday, July 6, 2013, at 11 a.m. in the Frankfort United Presbyterian Church on Route 18, Hookstown.


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Arcadia at Inverness Glen (GNIS FID: 2347684) is a populated place located within the Township of Lower Moreland, a minor civil division (MCD) of Montgomery County.
The elevation of Arcadia at Inverness Glen is 220 feet. Arcadia at Inverness Glen appears on the Hatboro U.S. Geological Survey Map. Montgomery County is in the Eastern Time Zone (UTC -5 hours).
Montgomery County: Subdivisions (MCDs) | Cities & Towns | ZIP Codes | Features (airports, churches, hospitals, etc.)
BIG Map |
Driving Directions |
Data Source - USGS GNIS FID: 2347684
BOUNDARY MAPS: Township of Lower Moreland | Montgomery County
Bryn Athyn, PA
(< 0.1 mile)
Willow Grove, PA (1.9 miles WNW)
Rockledge, PA (3.4 miles S)
Hatboro, PA (3.4 miles NNW)
Jenkintown, PA (3.4 miles SW)
Warminster Heights, PA
(3.9 miles N)
Glenside, PA (4.1 miles WSW)
Horsham, PA (4.1 miles NW)
Feasterville, PA (4.1 miles ENE)
Wyncote, PA (4.3 miles SW)
Gloria Dei Towers, PA
(< 0.1 mile)
Paper Mills, PA (< 0.1 mile)
Alnwick, PA (< 0.1 mile)
Terwood, PA (< 0.1 mile)
Meadowbrook, PA (1.4 miles S)
Bethayres, PA
(1.4 miles SSE)
Huntingdon Valley, PA (1.4 miles ESE)
Rydal Estates, PA (1.9 miles SSW)
Rydal Green, PA (1.9 miles SSW)
Rydall Park, PA (1.9 miles SW)


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Tips for potential Capital Market Investors
- Alisha Simmons
- 3 years ago
- Views:
1 Tips for potential Capital Market Investors A financial advisor once told It doesn t matter how good of job someone has, if they want to acquire wealth in this life, at some point they are going to have to invest in something. Investing is something most people will do during their lifetime. They may invest in real estate, gold, life insurance, stocks, bonds or Unit Trusts. Good investing can bring peace of mind, security and the lifestyle you and your family want to live. On the other hand, poor investing or not investing can cause a lot of personal and family stress. Here are a few basic ideas and tips for someone who wants to start investing. We will make more emphasis on investing in the Capital Market in this article; Tip 01 Become educated We live in a world of information and there is a wealth of information about investing. The basics of investing in the Capital Market can be learned from seminars, workshops and educational TV programs conducted by the Securities and Exchange Commission of Sri Lanka (SEC), Colombo Stock Exchange, Unit Trusts Management Companies and stockbroker firms or materials published by these institutions. Remember, these seminars will give you a basic idea about investing but you should make an effort to learn about it further. A lot can be learned from credible websites; you can find books at your library and even talk to your peers. You should never invest in something you don t understand. Visit websites of above mentioned institutions before making your investment decision. Most of these are free, easy to use web sites with objective information on investing wisely and avoiding fraud. If you can t understand the stock market investment and how it will help you make money, ask a trusted financial professional or a stock broker firm for help. If you are still confused, you should think twice about investing in the Capital Market. Tip 02 Start young Albert Einstein supposedly called compound interest the eighth wonder of the world. The younger you start investing, the less you will have to invest to enjoy the same yield. For
2 example, suppose you have a retirement goal of Rs 500,000 and you want to retire at age 65. (For this example, we ll use an average return of 6%) If you start investing at age 35, you will have to invest Rs 498 each month for 30 years for a total of Rs 179,191 to reach your goal. However if you begin to invest at age 55, you will have to invest Rs 3,051 each month, or a total of Rs 366,123 to reach your retirement goal. Money invested while you are young yields a much higher return. Tip 03 Invest for retirement Retirement is the number 1 reason people invest. With a depleting social security system, people are relying more and more on personal investments to ensure the lifestyle they want in the later years. Tip 04 Teach your children about good financial habits. Recent research suggests that direct teaching by parents is an important predictor of a young person s future financial success. Tip 05 Boost your rainy day fund. Many experts recommend keeping about six months of expenses in a saving account/less risky investment to cover sudden unemployment or other emergencies. Tip 06 Pay off high-interest debt. Paying off high-interest debt may be your best investment strategy. Few investments pay off as well as, or with less risk than, eliminating high-interest debt on credit card or other loans. Tip 07 Research before handing over any money. Smart investors always check whether the stock broker firm is licensed by the SEC by using the SEC s website or the website of the CSE.
3 With the Internet and online stock broking service, it s easy to buy and sell securities without ever talking to real persons. However, when you re just getting started, it s a good idea to meet with a broker. Tip 08 Check the background of your investment professional. Many investors do not know that you can check the background of a broker or investment adviser. It s free and easy and a key step for avoiding investment fraud. At all times you should obtain the services from a Registered Investment Advisor (RIA) attached to a stock broker firm. Tip 09 Understand the cost Understand the fees (brokerage) you pay to buy, and sell your investments, in this case investing in the stock market or Unit Trusts. Investment costs shouldn t take you by surprise. Fees do not vary from stock broker to stockbroker, except for the negotiable brokerage Tip 10 Beware of promises of guaranteed returns. Promises of high returns, with little or no risk, are classic warning signs for fraud. If it sounds too good to be true, it probably is. In the stock market there is no guaranteed return. The potential for greater returns comes with greater risk. Understanding this crucial trade-off between risk and reward can help you separate legitimate opportunities from unlawful schemes. Investments with greater risk may offer higher potential returns, but they may expose you to greater investment losses. Keep in mind every investment carries some degree of risk and no legitimate investment offers the best of both worlds. Tip 11 Pay yourself first. Regular automatic deductions from your paycheck or bank account into a savings or investment account will keep you on track toward your short and long-term financial goals.
4 Tip 12 Buy less risky Investments to Start Entering the world of capital market can be an overwhelming and intimidating experience. There is so much information, investment strategies and investment types. Start with some simple investment while you continue to learn. Not only will you be able to start investing earlier in life, but you will also gain confidence as you watch your portfolio grow. Some new investors opt for day trading or trading on huge margins. It is not a good strategy for a new investor. Tip 13 Don t put all your eggs in one basket. The saying, "Don't put all your eggs in one basket," is used often to explain the concept of investment diversification. If you put all of your eggs in one basket, and it falls down, you will lose all of your eggs. However, if you diversify your investments and put your eggs in several different baskets, when one falls down, you will still have the eggs in the remaining baskets. The key to investing wisely is to use different investment vehicles that will perform differently in different market conditions. To continue the basket analogy, a wire basket will help under certain conditions, such as when there is pressure against it, while a plastic basket might help in another, such as when it is raining, and a straw basket might help when it is put on a river. Putting your money in a variety of different investment options (in this case buying shares of different companies which are in different industry sectors) will help protect you from a variety of losses and will reduce the overall risk level in your investment portfolio. Think twice before investing heavily in one company stock or any individual sector. I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years. Warren Buffett Tip 14 Know why you want to invest Having a firm understanding of the specific reasons why you want to invest your cash today is essential in determining the kinds of investments you can allow yourself to get into. Are you
5 saving for your child s school fee for the next term? Or are your cash supposed to be your/your family s emergency fund? Then investing in the stock market is not for you. Do you want to save for retirement? Or do you have extra cash that you are willing to invest today and a commitment to put in additional investments every month for as long as you can? Then maybe investing in a stock market (or Unit Trusts) can help you achieve your goals. Tip 15 Your present financial situation You need to begin by evaluating your current financial situation. Consider your assets, your liabilities, your total household income and the amount of discretionary income that you have available to invest on a monthly basis. Your discretionary income is the income that you have left over each month after you pay all of your household expenses. Next, you need to evaluate your current level of cash reserves. Cash reserves can be defined as the assets set aside in the case of an emergency or for an opportunity. Tip 16 Define your investment risk tolerance You need to determine your personal risk tolerance before you start to invest. Your risk tolerance refers to the amount of variance you are comfortable with in your portfolio, and is often defined by how far away the goals that you are saving towards are. Investors are typically categorized as Aggressive, Moderately Aggressive, Moderately Conservative and Conservative. Each investor type is characterized by their investment portfolio, their time frame to save, their expected portfolio returns and their overall tolerance to withstand portfolio value changes on an annual basis. Tip 17 Do you already have an emergency fund? An emergency fund is just a fancy term for the old-fashioned (but time-tested) secret stash the elders used to have. Although in our modern age, you don t have to keep it in the darkest part of your closet anymore. It helps to have something you can dip into when the need arises. It gives us the peace of mind.
6 It does not have to be big, but it has to be there. Never let your emergency fund get into Investments like in the stock market. Keep it in a safe time deposit. Never mind if it is earning almost nothing. Tip 18 Have a solid comprehension of basic economic principals. Before you get started, you should understand basic principles and laws of economics. The stock market closely follows the law of supply and demand. For example, when there is a large demand for the stock of a certain company, the cost of its stock will increase along with the demand. However, if there are more stock available for sale than there are buyers, the unit price of that company stock will decrease. Tip 19 Learn about prospective companies you want to invest in. Do your homework before you invest in prospective companies. Read the company annual report and find out about their products, operations, services and basic business track record. This information gives you an idea of how stable the company is and whether they can deliver on their promise to offer profits to investors. Tip 20 Select companies with staying power. There are so many companies that exist in today's stock market, selecting becomes a major decision for beginning investors. Select relatively stable companies to buy shares. You can go through stock broker research reports for this purpose. But remember you are taking the final decision to invest. Tip 21 Keep an eye on the news. Guesswork is completely ineffective when it comes to investing in the stock market. Good intuition and solid decision-making come from learning about global and local news both politically and economically. When you watch the news, make sure to keep track of the industry
7 your company is in. Even stable companies may go bankrupt or have a major blow that will bring them down. Tip 22 Stockbrokers aren't the final word. A stock broker is there to assist you and to guide. You need to do your own homework. Tip 23 Nothing lasts forever. While everyone is eager to make profits in the stock market, an investor loses their sense of reason when they are fueled by greed. A money hungry investor may forget to check on economic rumors and spontaneously decide to sell or buy with the thought of making major profits and then lose it all. Extreme optimism or pessimism doesn t last forever. Prices will always return to more realistic valuations. You need only two emotions to keep in check while invested in the stock market: fear and greed. Be fearful when others are greedy, greedy when others are fearful. Be wary of gurus preaching new phase of unprecedented growth. Be reminded of the technology and real estate bubbles. Be watchful for opportunities when everyone expects all the world s companies to go bankrupt. Back up your emotions with rational reason. Remember, greed is your enemy Tip 24 It is better to sell ahead than selling at the bottom. There will come a time when you are no longer comfortable with an investment. It may become overvalued by the market or the broad market may just be in a bubble ready to burst. Either way, you will want to sell, but your greed will be telling you to hold on until the right moment before prices go down. Your mind will rationalize this by thinking of the long-term. Expect your ego to give in to cutting your losses at the point of extreme selling which usually happens before the market turns back up again.
8 These are the most important things to consider before you invest into the stock market. Having a financial plan that you implement will increase your chances for financial success and the above tips should help point you in the right direction.
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BASICK signs Italian tech-core bruisers DAMNED SPRING FRAGRANTIA!
BASICK is proud to announce the signing of Italian tech-core band DAMNED SPRING FRAGRANTIA to its increasing international roster.
Taking musical influence from the likes of ION DISSONANCE, THE CHARIOT and THE ACACIA STRAIN and mixing it up with a Hardcore swagger, DSF take technical metal and crushing grooves to a whole new level.
Check out the brand new track 'D.M.Z.' below:
The bands' debut album 'Divergences' (to be released via BASICK early 2013) features 10 brutally chaotic tracks and also includes a tasty guest spot from HEART IN HAND vocalist, Charlie Holmes.
The band will be on tour in Europe and the UK all throughout 2013.
Check out the bands' Facebook page HERE.


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HIGH POINT, N.C. -- The strong buzz created during winter markets continued at the spring 2018 High Point Market, where a roster of VIPs, showroom openings and on-target area rug introductions heavily tipped the scales toward success.
"Traffic was up 63 percent over last spring and orders written also saw a double-digit increase," said HRI's Greg Jordt. Likewise, Kas Rugs also enjoyed strong sales. "We had our best written spring High Point in many years. Which is great!"
It is no surprise given that area rug importers and manufacturers continued to up their game. They presented new looks in everything from entry-level to high-end from outdoor to Nepali hand-knotted in today's most sought after color combinations from still popular blues, trending orange amd purple, or soothing neutrals, including creams and beiges.
And when it came to styling, the options were increasingly as varied as rug designers experimented with weaving techniques, different yarn types, and new machine-made technologies to create innovative textures and designs. Read on to see the most exciting representatives from many of the rug showrooms at market.
RugNews.com's High Point coverage continues with Part 2, where we cover showrooms from Loloi to Trans-Ocean by Liora Manne.
Amer's Artifacts collection of global motifs and the understated solid-non-solid Heaven range feature sophisticated neutral palettes for market buyers.
One of Amer's market best-sellers, the textural plaid Laurel collection is hand-tufted of wool and cotton.
Art Resources grows its hand-crafted Souf collection of cut and uncut wool pile with a fresh design.
Art Resources showed off its range of styles during high point market. And buyers were attracted to the global looks of Souf, which added a new design for market, and to the cool flatweave graphics, especially in blue and grey colorways, of the Swedish collection.
Art Resources reports strong designer interest in its Swedish flatweave collection.
Celebrating their new combined High Point IHFC showroom, Company C principals Chris and Walter Chapin cut the ribbon with Norwalk's Dixon Bartlett and Caroline Hipple.
Strengthening its partnership with Company C, Norwalk Furniture has expanded its showroom to 10,700 square feet to accommodate the move of Company C's main showroom into 3,000 feet of the newly combined space. Company C showed its colorful new rugs, pillows, fabrics, draperies, bath, bedding and linens in their space, and rugs were coordinated with Norwalk Furniture throughout.
Company C area rugs are integrated with color coordinated Norwalk Furniture in their shared High Point showroom.
Couristan's reversible Outdorables, which features two distinct patterns and colors on either side, impressed High Point buyers.
In an innovative spin on the outdoor rug category, Couristan introduced its Outdorables line. These indoor/outdoor rugs are completely reversible, with each side featuring different colors and a different pattern. The polypropylene rugs are $129 at retail. Another highlight from Couristan is Aurora, a collection of oversized florals and geometric patterns in a palette of navy, blush pink, and ivory. The one-million-point polypropylene area rugs have a lustrous, silky hand.
Coutistan's Aurora collection in a palette of navy, blush pink and ivory was right on target.
Creative Touch's new collaboration with L.A. designer Erinn Valencich, of design studio Erinn V. Design Group, received a warm reception among High Point shoppers.
Creative Touch debuts the new Erinn V collection, created in collaboration with L.A. designer Erinn Valencich, and reports a strong response from High Point shoppers. The company's partnership with artist Carol Benson Cobb -- also on show at High Point -- has become a Creative Touch best seller since its premiere last year.
Artist Carol Benson Cobb's area rug collection by Creative Touch, which adds a tufted construction, is a best-seller.
The hand-tufted Korba line by Dalyn features a tone-on-tone effect and different loop heights.
Dalyn's Korba line, first seen in January, is "placing well," said Bryan McIntosh, director of marketing at Dalyn. This hand-tufted wool rug collection has a tone-on-tone effect with varying loop heights to distinguish the pattern. A new line also popular at High Point, was the machine-woven Fresca. Crafted of polyester, it includes 18 styles, with patterns ranging from traditional and antique looks to more contemporary designs.
Dalyn's new Fresca collection includes a broad range of styles, including traditional looks, with a plush construction.
Due Process Stable Trading Co.showcases its hand-knotted one of a kind designs, a High Point first for the company, alongside program collections.
Hersel Bani-Esraili of Exquisite Rugs, left, shows Mollie Riley, Cindy Classen, Alexis Kryger and Elizabeth Ambrose, all of Mollie Riley Interiors in Homer, New York, the latest looks.
Exquisite Rugs, which opened a new High Point showroom last fall, offers buyers affordably priced rugs without compromising material or construction. The Abstract Expressions collection was a popular option during the spring High Point show, said Hersel Bani-Esraili, president. Made of bamboo silk and hand knotted, the range comes in a variety of patterns, from abstract and contemporary to more traditional.
Feizy's Angel Moore (left) and Pam Williams of Raleigh Design Associates pose in front of the rug maker's hand-knotted wool and viscose Norah II collection, a big draw at Market.
Feizy's recently introduced, metallic inflected Micah collection, detail above, continued to impress buyers with its luster and machine-made affordability.
The Salt Lake City, Utah-based Alice Lane Home Collection team of designers and buyers are crushing on HRI's new Intrigue collection. From left: Kim French, Holly Okubo, Annie DeSantis, Suzanne Hall, and Jessica Bennett.
Harounian Rugs International continues to roll out new transitional styling innovations and High Point Market was a showcase for several new collections including the well received Intrigue collection.
"It's got a raw silk effect," said Greg Jordt, vice president of marketing and sales. The hand-knotted rug, crafted of wool and silk, comes in three colorways and offers a multifaceted, textural look.
Harounian Rugs International debuted scores of new collections at High Point, including the market hit Intrigue, featuring a pure silk pile and woven wool foundation.
Jaipur Living's head-turning Polaris indoor-outdoor collection with designs from classic medallions to transitional motifs in lightweight polypropylene, was difficult to distinguish from the company's handmade lines.
Tony Martin of Jaunty, Robert Amendolara of Robert Amendolara Associates, and Kami Navid of Jaunty pose in front new Horizon collection designs.
"Horizon Fog has gotten a lot of attention," noted Kami Navid at Jaunty's High Point showroom, explaining that buyers responded to the simple grid motif and multi-dimensional colors. The rugs are hand-woven in a blend of wool and viscose with a high-low texture.
A detail of the tailored-look and high-low design of the new Horizon Fog rug by Jaunty.
Kaleen's Blake Dennard shows the line to Hope Bass of Carpet Impressions and Gunilla Abt of Abt Designs, both of McLean Virginia.
Kaleen focused the Spring 2018 edition of High Point Market on tufted designs -- a category that performed strongest for the company earlier in winter markets. In response, the company presented new tufted designs in its nascent Rachael Ray collaboration.
"Rachael Ray continues to be a big part of our plans," said Blake Dennard, senior vice president. For market, the company translated a successful existing pattern to the foodie celeb's line and the resulting new Agora collection features loop and cut pile in a thick yarn with a hard twist, creating designs with lots of definition. Comprised of 10 designs, the Rachel Ray rugs have a retail of $400 for a 5x8 size.
Kaleen's debuting Rachael Ray Agora collection adds a new tufted design in space-dyed wool with a borderless updated traditional look.
Karastan's Kelly Moore, left, and John Huff flank Janice Burns of Janice Burns Studio in Greensboro.
Karastan and Mohawk Home grabbed market shoppers' attention with its Simpatico program for designers. It's company's first line to combine Smartstrand and wool and offers a highly versatile assortment of 41 sizes, plus custom options. "It makes it easy for [designers] to work with on their projects and find solutions," said Kelly Moore, vice president sales, Mohawk Home. Simpatico comes in six designs and four colorways.
Another hit in the showroom was the company's printed Prismatic collection. The rugs are made domestically with an EverStrand PET yarn base and mounted on a recycled felt backing for better weight and grip.
Karastan's evocative display for its new Simpatico collection stopped designers in their tracks.
Designer Libby Langdon, a KAS licensing partner, introduces her first pillow program with KAS including indoor and outdoor groups.
With a special presentation by licensing partner Libby Langdon, and the designer's launch with KAS of decorative pillows in patterns complementing her area rugs, traffic was buzzing at the rug maker's High Point showroom. Among new KAS collections, Grant and Papillon were in the spotlight. These rug lines are both machine woven of polypropylene. Grant is a frieze style construction, while Papillon has a fringed border. The rugs come in designs ranging from traditional to contemporary, some with distressed effects. "It's a lot of look for a great value," said Wendy Reiss, vice president of sales and national accounts.
Introduced by KAS Rugs at High Point, the Grant collection (hanging below), and Papillon (against the wall) promise excellent value for the price.


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Sunday, March 8, 2015
Kathleen II
This was one of the first photographs I took when went to Newfoundland a couple of years ago. It is still one of my favourites so I decided to try to reproduce the moment more 'emotionally' than accurately.
I do like the smaller boat, I feel that I managed to get the proportions correct.
Overall I am happy with the outcome ...
Here is the original photo:
1 comment:
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Lightweight Preheating Stands and Lids Used in Steelwork Trinec
In a wide range of metallurgical operations, steel casting or filling ladles and tundishes must be dried or preheated. Many types of preheating and covering lids are used in these processes. Technological facilities of this type are used in the Trinec melt shops for production and processing of steel. Refractory castables, dense or lightweight refractory bricks, or refractory fibre module systems can be used to line various types of lids. The article focuses on the particular advantages of fibre module systems applied in the construction of these types of linings. Fibre ensures low weight, easy maintenance and satisfactory service lifetime, which enables streamlined usage under busy steel production conditions. Indeed, fibre can be envisioned as a solution for an even larger range of lining systems.
Keywordssaves energy minimizes heat losses resistant to high temperatures and vibrations long service life lightweight
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- JimSicklerAsked on July 19, 2017 at 06:40 PM
I have an order for at: https://form.jotformpro.com/71026107983960 The calculation field is not working correctly. It is not adding some fields when they are selected and when I leave the form and come back to it, there are values in the calculation that haven't been selected. I am not sure how to set the calculation up as there doesn't seem to be any clear directions on which fields to select.
- JotForm SupportKevin_GAnswered on July 19, 2017 at 07:33 PM
Please, allow me some time to investigate what may be causing the issue, I will get back to you as soon as possible.
- JotForm SupportKevin_GAnswered on July 19, 2017 at 08:10 PM
I have been checking your form and found that your fields have pre-selected options, this is why that even if you reload the page they are still selected.
To remove the predefined selected options, click on the gear icon, go to the advanced tab and set the "selected by default" as empty:
Some of your fields do not have calculation values either, this may be why they are not included in the calculation:
This guide will provide you more details about how to assign a calculation value: https://www.jotform.com/help/301-How-to-Assign-Calculation-Value
I hope this helps.


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Cecilia wanted a home with a second floor porch.
Mina liked all of the multi-floored houses.
After much searching and discussion, the girls settled on the Maplewood.
It would be very unusual if a home for any denizen of the "Tree House" did not require "modification". This one is no exception.
Since Cecilia likes the second floor porch and is planning on spending a lot of time there, we will need to add a door from the second floor hallway to the porch. The railing on the porch will need to be made a little higher (a safety precaution). It might upset the balance of things, if pigs all on a sudden started to become airborne.
Josephine has decided that she would like her own "Mother-in-law" type apartment in the attic. This will require the addition of an outside entrance to this space.
Mina seems to have no "special" requirements. It is still early in the building process, and there maybe things that come up later.
The Maplewood construction will be starting a bit slow. Tarin is still working as a "Web Site" designer on a bridge building project, but will be coming back as soon as he can. Taelyn is still very busy with his Fire Department and Construction business. I'm trying to contact the Phist Bros. Last I heard they were traveling the "Thumb Wrestling Circuit". I'm going to start with the preliminary work and hope I get some help soon.
Before we left "Norms Dollhouse" the VanSwyne girls posed for a picture at their new home. Cecilia (the oldest in in the pink dress), Josephine (the purple dress) and Mina (the youngest in the green dress).
I'll be back with you, when there is some progress to report.


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University Hospital Frankfurt am Main
Department of Neurosurgery (26141)
Volker Seifert
Specialized in: neurosurgery
The Department of Neurosurgery at the University Hospital Frankfurt specializes in the diagnosis and treatment of neurosurgical diseases. The department is headed by Prof. Dr. med. Volker Seifert.
The department has state-of-the-art neurosurgical equipment and a team of highly qualified doctors. It offers both conservative and surgical diagnosis and treatment of all diseases of the central and peripheral nervous systems. The fundamental principle and goal of patient care is minimally invasive surgery with the use of computerized microsurgical, endoscopic, robotized methods, as well as the involvement of stereotaxic methods and the latest imaging techniques. In addition, through close collaboration with the Department of Neurology, there is offered deep brain stimulation to treat motor disorders (Parkinson's disease).
The range of medical services of the department includes:
- Aneurysms and angiomas
- Cerebral hemorrhage and vascular obliteration
- Brain tumors
- Spinal cord tumors and nerve root tumors
- Compression of the spinal cord and nerve roots due to the tumors or herniated disks
- Traumatic brain injuries
- Malformations of the nervous system
- Hydrocephalus
- Treatment of congenital malformations of the cervical, thoracic and lumbar spine, microsurgery of herniated disks
- Other types of disorders of the spine and the spinal cord, mostly with the use of minimally invasive techniques
- Interdisciplinary surgery of skull base tumors
The Department of Neurosurgery has the following technology:
- Intraoperative MRI
- Microneurosurgical technique
- Endoscopy
- Neuronavigation
- Intraoperative monitoring
- Ultrasound tissue destruction
- Laser technology
- Intraoperative X-ray
- Frankfurt am Main, Germany


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*To enquire about booking one of the Parish's buildings for a meeting or event, please contact our parish administrator at
For more information on our facilities, see this page.
*Please be advised that from August 2017, the St Mary's Welcome Centre – which is the church hall and is located across the churchyard from St Mary's Church – will be indefinitely closed for redevelopment. Also, during the Summer and Autumn of 2017, the St Gabriel's Church Hall – the 'Family Centre' – may be closed due to renovation.


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Boro boss Steve McClaren was dealt a massive blow when today's scheduled Carling Cup clash with Arsenal was called off because of the Arctic weather blast.
Problems with snow and ice in the Riverside stands as well as on the approaches to the ground, and fears over the forecast of more snow later today, forced the postponement of the big semi-final clash.
The game will now be played next Tuesday (February 3) at 8pm with Boro leading 1-0 after the first leg at Highbury last week.
The decision to call off today's game was jointly taken at 9.30am this morning by match referee Dermot Gallagher, local police, Middlesbrough Council and the stadium safety committee.
The Riverside pitch is protected by a huge inflatable tent and is in perfect condition.
But there were safety fears over ice and snow in the stands as well as on the approaches to the ground.
And with the weather forecasters predicting more snow for later today, the decision was taken to postpone the match first thing.
McClaren will be bitterly disappointed especially as Arsenal boss Arsene Wenger was being forced to field a makeshift attack tonight due to injuries and unavailability as well as his decision to rest Thierry Henry and Dennis Bergkamp.
It may be a different story next week, though Wenger does seem keen to give match experience to some of his up and coming youngsters like David Bentley, who would have started in attack tonight with Quincy Owusu-Abeyie.
McClaren's men stand just 90 minutes away from the final at the Millennium Stadium in Cardiff on Sunday, February 29.
Juninho's goal in the first leg at Highbury last Tuesday gave Boro the upper hand.
And the Boro boss wasn't the only one who was disappointed by the decision.
Phil Barker, from Linthorpe, said: "I'm gutted, we've blown our big chance.
"It was a massive game for us and we wanted it out of the way, to know what was happening and how it would set us up for Saturday and the rest of the season.
"But I can't understand why it is off, they've had a week's notice that the weather was coming.
"The council should have been out gritting and salting all the roads and access routes. I feel we've lost our chance because they'll bring out the big guns next week."


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PreK Press Release
Hackensack Public Schools receives an additional $645,827 in Preschool Education Expansion Aid (PEEA)
As part of Governor Phil Murphy's Preschool Education Expansion Program, Hackensack Public Schools will be getting an additional $645,827 in Preschool Education Expansion Aid (PEEA). Since first applying for Preschool Education Expansion Aid in August 2017, Hackensack Schools have been able to increase full-day preschool from six full-day classes, to a total of twelve full-day classes for the 2018/2019 school year. The additional aid and grant requirements also provide for a Master Teacher and a Preschool Intervention and Referral Specialist to support the preschool program and individual student needs.
The benefits of a quality early childhood program provide students with a much-needed head start in literacy and school readiness skills that are essential to helping students reach their full potential. Education studies consistently show the benefits of full-day early childhood programs, with helping students develop socialization and cooperation skills, preprimary literacy, and enthusiasm for learning.
In addition to the substantial increase in full-day preschool classes, the PEEA aid means an additional fifty students now have access to pre-school. Rosemary Marks, Superintendent of Schools, stated, "The commitment to preschool expansion is an investment in the future and provides for increased inclusion opportunities, as well as greater access and equity for all children."


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Superb! Like pretty much all of your portraits Stunning contrast between the almost monochromatic background and the bright blur shirt.
Awesome work, Sandeepgupta. Everything works nicely in my opinion. Well done. Namaste!
Thanks a lot Hans
Namaste Jiro and thanks a lot
Not only is colour superbly managed, the image beautifully processed, but the composition is wonderful as well.
Thanks a lot Donald
Yes very nice!
Beautiful image Sandeep. I have not much to add to what everyone else has said. It works perfectly. I do not know what lens you are using but this a perfect example of why we should not get overly distressed about the merits of the technical minutiae of the camera body. You are producing highly professional images with that 400D.
Nice pic, Sandy...
It is not very often a portrait really strikes me Sandeep, but today I am blown away. Fantastic as everyone has noted above. Well done!
great shot! love the composition of it!


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Large room in the centre - Apartments for Rent in London
Apartment in London, United Kingdom. Large double room in the heart of Westminster,central London. Located in a quiet residential area, in 4 bedroom flat share, only 7 min to Pimlico tube station or 15 min to Victoria. Walking distance to all major London attractions. Very spacious ...
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|Jan Steen
Fantasy Interior with Jan Steen and the family of Gerrit Schouten
ca. 1659-60
oil on canvas
Nelson-Atkins Museum of Art, Kansas City
|Johann Atzelt
Giants' Hall, Dresden, with Moorish Ballet
ca. 1678
Kupferstichkabinett, Dresden
|Jan van der Heyden
Room Corner with Curiosities
oil on canvas
Museum of Fine Arts, Budapest
"There was no visible light inside the room; a soft, celestial glow entered, depending on the need each object had to be more or less perceived; incense burners exhaled delicious perfumes; intertwined ciphers and ornamental motifs hid from the eyes the flames of the lamps that magically illuminated this place of delights. The side where we had come in showed latticed porticoes ornamented with flowers, and before the statue an altar on which shone a flame, and at the base of this altar a cup, crowns of flowers, and garlands; a temple of lighthearted design completed the decor of this side. Opposite was a dark grotto, the god of mystery watching over the entrance, and the floor, covered with a plush carpet, imitated grass. On the ceiling, mythological figures were hanging garlands; and on the side opposite the porticoes was a canopy under which were piles of pillows with a baldachin upheld by cupids."
– from No Tomorrow (Point de landemain) by Vivant Denon, first published in French in 1777, translated by Lydia Davis, 2009
|Jean-François de Troy
Le Déjeuner d'huîtres (Luncheon of Oysters)
oil on canvas
Musée Condé, Chantilly
|Jean Charles Delafosse
A Masquerade
Cooper Hewitt, Smithsonian Design Museum
|Hilaire Thierry
Salon in Empire taste
ca. 1820
Cooper Hewitt, Smithsonian Design Museum
|Charlotte Bosanquet
Library at Dingestow
Cooper Hewitt, Smithsonian Design Museum
|Alexandre Dominique Denuelle
View of the Picture Gallery at Château d'Eu
watercolor, gouache
Cooper Hewitt, Smithsonian Design Museum
|Franz Heinrich
Sala del Thorvaldsen, Rome
watercolor, gouache
Cooper Hewitt, Smithsonian Design Museum
The careful watercolor (above) depicting Sala del Thorvaldsen, Rome would seem to bear some connection with celebrated Danish artist Bertel Thorvaldsen (1770-1848). He lived in Rome from 1797 to 1838. He was also for many years, while there, the best-known living sculptor in Europe. When Thorvaldsen's workshop in Rome reached its height of productivity about the year 1820 he was employing forty assistant to carry out his intentions and seldom actually carved anything with his own hands. Mark Twain and Czar Alexander I were among his warmest fans. The mere name "Thorvaldsen" in contemporary journalism became a sort of synonym for "Artist." The general trend of these facts encourages the idea that Thorvaldsen himself might in his great Roman days have possessed just such a grandiose audience-chamber as the one in the watercolor. But it is also possible that the space belonged to somebody else entirely and was called after Thorvaldsen simply because it contained some of his work. Curator's notes from Cooper Hewitt do not address the question of the room's ownership or possible use.
|Eduard Gaertner
Concert Room of Sans Souci Palace, Potsdam
watercolor, gouache
Cooper Hewitt, Smithsonian Design Museum
|Félix Duban
Architectural Fantasy in the style of Pompeii
Musée d'Orsay, Paris
|Anton von Werner
Quarters of German troops outside Paris, October 1870
oil on canvas
Alte Nationalgalerie, Berlin
|Henry Edward Lamson
Library Interior
ca. 1900
watercolor, gouache
Cooper Hewitt, Smithsonian Design Museum
|South Kensington Museum
Newly-built Ceramics Galleries
ca. 1910
gelatin silver photograph
Victoria & Albert Museum, London
|Carl Fredrik Hill
Oriental Interior
before 1911
pigment on cardboard
Malmö Konstmuseum, Sweden


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Charlotte Flair
On September 21, 2017, I made that favorite little drive over to Bookends for former WWE Women's Champion, Charlotte Flair. Charlotte co-authored a book, Second Nature, with her father, WWE Hall of Famer Ric Flair, whose health prevented him from the book tour. They advertised posed photos and no signed memorabilia, however I brought along my Wrestlemania 29 program just in case. When I got to the store, they advised me to fetch it from the car, as there was the possibility she would indeed sign extras.
Charlotte came in, started quickly, did nice poses, and signed extras!!! A number of us had extras, but not everyone, which kept the line moving. As is the standard for WWE superstars, extra time was spent with the children attendees, but I support that as I was once a kid attending Bookends signings to meet my favorite superstars.
As a little throwback, here's me with Ric Flair, at Bookends, back in 2005. Talk about coming full circle…
I may not be the avid WWE viewer that I once was, but I love it when Bookends brings in active WWE superstars, because it never disappoints. Hope to attend another one soon!!!
Monster-Mania Con 37
I skipped #35 and was out of town for #36, so it was long overdue for me to get back down to Cherry Hill for Monster-Mania Con 37, Philadelphia's semi-annual horror film and memorabilia convention on Friday, August 18. Friday is always the best day to find parking, and also after the initial three hours, there are little to no lines. Dave really outdid himself this time and brought in two huge headliners – Kate Beckinsale and Val Kilmer. There were plenty of bumps in the road to MMC. Kate canceled, only to be rebooked a day later. She was then attacked by an overzealous fan at a similar event a few weeks prior. And Val's health condition was a looming possibility for cancellation. In preparation of a headliner canceling, Dave was proactive and brought in Peter Weller as backup. In the end, Fairuza Balk was the only star who was unable to attend.
I had already met a few of these guests – Halloween leading ladies PJ Soles and Danielle Harris, and Rocky star Burt Young. That left me needing to see Kate, Val, and four others. I had purchased photo ops for Kate and Val, and was guaranteed to meet them, so my game plan was to start with the other four, and then if time permitted and lines were moving quickly, I would get the autographs from Val and Kate.
After finishing up with my wants, I scoped things out and found Val and Kate were both taking dinner breaks. Lines had pretty much dwindled down as no one wants to stand on line for a star that is not even present when other stars are sitting idle. The one thing you have to be careful with when attending on Friday night is that some stars break for dinner and never come back down without warning, ala Adam West and Burt Ward. In this case however, Val and Kate were most certainly returning, so I hoped on Val's line. He returned not long after, and without table photos being offered and his limited ability to speak with fans, the line moved very quickly. I then ran upstairs and jumped on Kate's line before she returned from dinner. This line moved a little slower as there were security precautions and rules. I would estimate I waited 30 minutes for Val, and another 30-45 for Kate. Dave's staff made it extremely easy and stress-free to be able to accomplish this, and my successful evening may not have been if it were not for them.
As always, I wrap up with a huge thank you to Dave and the Monster-Mania family for bringing in this great roster of rare and big names. I also want to do something I seldom do, and that is thank my fellow convention goers. If it was not for our respectfulness, cooperation, and understanding, big draw guests like Kate and Val would not have good experiences, nor make these shows look appealing for fellow stars.


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Kemin Food Technologies technical sales manager, Terence Welby, will present at "L'Oxydation des Produits Alimentaires" - a technical training seminar organized by Adría Developpement. The conference began yesterday in Paris and will conclude today with Welby's presentation.
Welby's presentation entitled: "Antioxydants et mélanges antioxydants commerciaux: exemples d'utilisation" will focus on practical examples of commercial applications in which antioxidants are used and the timing of adding an antioxidant throughout the production process. Regulatory information on the use of antioxidants will also be discussed.
Degradation of food ingredients involves changes of flavors, colors, reduction of nutritional qualities and even toxicological implications. There are methods available to measure this process but first and foremost, it is important to understand how degradation occurs. This understanding will guide the selection of effective practices and solutions to eliminate or reduce degradation of food ingredients.
Adría Developpement is a recognized Agro Industry Technical Institute (ITAI) that provides innovation, training and consulting services for the food industry. Adría offers development, practical implementation and support in food safety and quality, food processes and preservation, food formulation, food nutrition as well as production management.
Kemin – Inspired Molecular Solutions™
Founded in 1961, Kemin Industries is celebrating its 50th Anniversary of providing "inspired molecular solutions" specifically developed to provide nutrition and health benefits for humans and animals. Kemin distributes approximately 500 specialty ingredients worldwide to the feed and food industries as well as to the health, nutrition and beauty markets. Kemin ingredients positively impact more than 1.3 billion people a day.
A global, privately-held corporation headquartered in Des Moines, Iowa (USA), Kemin has experienced double-digit growth in the last several years. The company has more than 1,200 employees and operates in 60 countries with manufacturing facilities in Belgium, Brazil, China, India, Italy, Singapore, South Africa and the United States.
About Kemin Food Technologies
Kemin Food Technologies provides market-driven solutions for the food industry's toughest challenges. Kemin scientists specialize in identifying and developing both natural and synthetic molecules that help food look great, taste delicious, remain safe and stay fresh longer. These superior solutions come with patented manufacturing processes and unparalleled global technical and laboratory support.


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BUDGET cutbacks have dashed hopes of a St George's Day celebration arranged by Portsmouth City Council.
Hopes had been raised the council's events team would be able to fund a city-wide celebration of the nation's patron saint next year.
However, the motion – called by Ukip leader councillor Colin Galloway in July – was swept aside by council top brass at yesterday's cabinet meeting.
Instead, the councillors agreed to backing a drive to get the community to host its own celebrations on the day.
Explaining the situation, councillor Linda Symes, cabinet member for culture, leisure and sport, said: 'With our budget pressures we couldn't support any more events.
'It's important that we encourage people and help people to market St George's Day but we have had such severe budget cuts – some £33,500 that has been taken from the events team alone – that we can't possibly arrange or organise them.'
Cllr Symes added the council's event team was already preparing to mark two major national events next year – the 400th anniversary of Shakespeare's death and the 90th birthday of the Queen.
Both the events were taking place around the same time as St George's Day, next year.
Council leader Donna Jones added the Shakespeare event was 'a massive celebration' and one the council had to prioritise.
However, in spite of this, the cabinet did agree to promoting the patriotic celebrations of St George, as well as other UK nations' saints.
To show its support of the feast days, the respective nation's flags will be raised outside civic offices.
Councillor Ken Ellcome added: 'I fully support St George's Day – it is our English national day.
'I think of all the four nations, the English are least inclined to celebrate their patron saint.'
The council also agreed to offer any support to community groups hoping to arrange street parties.
The committee agreed the authority's events team would continue to co-ordinate any activities as part of the national celebrations of the Queen's birthday and Shakespeare's death.
St George's Day is on April 23.


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One of the various things I've been craving lately is a greasy, juicy piece of fried chicken. With no fried chicken on the horizon, Frank and I made our monthly trip to Costco. Excited was I to learn that Costco in Taiwan has just about all of the accoutrement that Costco in the US has. Including. . . rotisserie chicken! I could hardly wait to get home to bite into the tasty morsel.
Upon arriving home, I pulled open the all too familiar bag and peered inside. What I saw made my stomach flip. What was this? It was seriously not the chicken I am used to. No! They left the head attached and tied down to the body of the poor little thing. The eyes were half open and a faint glimpse of who the chicken actually was (before his unfortunate death) flickered before my eyes. I blanched a bit and quickly closed the bag. Frank asked what was wrong but I hardly had the words. How the heck was I supposed to cut into that THING?
I spent quite a while completing my evening chores with images of the headed chicken invading my thoughts. Finally, I could put it off no longer. I reached into the drawer and grabbed a pair of tongs. I delicately grasped the chicken by one of her wings with the very tip of the tongs and lowered her down on the cutting board. Grabbing the largest knife possible, I slowly pulled the head away from the body. I dropped the knife quickly, hoping to sever the head immediately. I was not so lucky. After several passes, the head disconnected from the body. I had my eyes closed as I lifted it into the bag and put the bag far away from my sight.
Needless to say, I couldn't eat chicken that night. Perhaps today for lunch the image of the chicken won't plague me. Chicken with a head attached. . .who'd a thought?


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Time to Hide your Bitcoin Wallet: How the IRS is Tracking your Virtual Currency
For the past several years, internet users have been able to remain mostly anonymous while purchasing goods and services by using bitcoins as a means of payment. The cryptocurrency operates outside of banks through a decentralized peer-to-peer transaction system that is impossible for the government to regulate directly. While transactional history is public, the digital addresses associated with particular transactions do not contain personally identifying information. Despite the ability to transfer bitcoins without revealing personal details, however, many users elect to provide their information to third party intermediaries. These third parties can facilitate the use of bitcoins by offering related services, such as currency exchange and wallet hosting. As a result, the government may be able to tie bitcoin transactions to specific persons through the examination of account records from any of the bank-like intermediaries.
One agency using this approach is the Internal Revenue Service. After an independent government investigation, the IRS is concerned U.S. taxpayers are evading taxes by not reporting income from virtual currency transactions. Aside from conscious misconduct, a significant cause of underreporting is lack of knowledge regarding how these transactions are taxed. Generally, bitcoins are treated as property rather than currency. For federal income tax purposes, this means the fair market value of the virtual currency as of the date of receipt is includible in gross income. Consequently, a federal district court in California has granted the IRS' petition to serve Coinbase, Inc. with a "John Doe summons" for the account records of all U.S. customers who conducted virtual currency transactions between 2013 and 2015. While this subpoena has the potential to identify internet users who engaged in tax evasion, it does so at the cost of executing what some consider an unwarranted fishing expedition into millions of law-abiding transactions.
One way to maintain transactional privacy is for users to keep their digital wallets on a personal computer instead of requesting a third party to host them online. The resulting policy implication, however, is that only users who trusted a third party with their information are going to be penalized. This has the unfortunate outcome of targeting compliant taxpayers, or at least taxpayers acting in good faith, because a person knowingly breaking the law is less likely to be a member of the class that can be subpoenaed through any bank-like intermediaries. Regardless, U.S. case law holds that individuals have no reasonable expectation of privacy in information they voluntarily disclose to third parties. As a result, all of the bitcoin users taking advantage of third party services who thought they had nothing to hide, but still valued their privacy, are now the presumptive targets of future audits and criminal investigations.
It is painfully ironic that Bitcoin users in favor of transactional anonymity are going to have their privacy invaded by the government more than traditional banking clients and credit card consumers. In fact, they may find prophetic a 1988 crypto manifesto which predicted that state governments would try to halt or slow the progression of virtual currencies by fixating on their potential for tax evasion and other illicit activities. While it is still unclear whether the U.S. is actually impeding the use of virtual currencies by invoking its regulatory authority, regardless of any possible underlying intentions, there is no question that the IRS now intends to leverage the intermediaries of virtual currencies to acquire taxpayer information and enforce compliance. Contrary to the manifesto, however, virtual currency enthusiasts may take solace in the aggressive taxation of Bitcoin by viewing it as a natural progression of the currency's widespread recognition. Government regulation of the cryptocurrency, enforced fairly alongside fiat currencies, will unavoidably broaden its appeal by legitimizing it as a medium of exchange.Disclaimer: This blog and website are public sources of general information concerning our firm and its lawyers, as well as the information presented. They are intended, but not promised or guaranteed, to be correct, complete, and up-to-date as of the date posted. This blog and website are not intended to be, and are not, sources of legal opinion or advice. The materials, information, and communications on this blog and website do not apply to any particular person, entity, or situation, and do not apply to you or to your specific situation. You will need to consult with an attorney and/or other appropriate professional about your specific situation. Thank you.


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The event will cover a number of aspects of business leadership effectively
Frisco, TX -- (SBWIRE) -- 08/20/2015 -- On 9th October, 2015, a live show of John C. Maxwell Live 2 Lead Event is being conducted at Richardson Civic Center. It is a gateway for business leaders to listen to first hand experiences of world renowned speakers on various topics. From business to education and growth, there are many motivating talks which interested people can look forward to. This half a day event is meant to provide efficient solutions to problems faced by any business leader on his or her way to succeed.
Business leaders along with their team members can register for the event so that everyone works for a common goal. It is a good way of leading by example.
Apart from being informative, the event is meant to inspire leaders to get themselves ready for bigger challenges and emerge powerful and confident. The overall perception of a person is believed to be changed towards the better at the end of the program. In addition to John C. Maxwell, speakers such as Patrick Lencioni, Kevin Turner, Valorie Burton, etc, are expected to impart their wisdom. The hostesses of the event in North Dallas are Cindy Baccus & Bunmi Ajibade, who are also certified speakers.
The website says, "For all those who are interested to listen to the great minds of today, they can contact Cindy at the details mentioned below. You can get an idea of what is in store by reading John C Maxwell's books. He has helped a few million people worldwide in achieving success in their respective fields and continues to do so with his upcoming book, 'Intentional Living'."
To obtain more information about the event, visit www.Live2LeadNorthDallas.com
About Live2LeadNorthDallas.com
The website claims that apart from the business front, people who wish to attend this event also gain a lot personally. They will be able to relate to their work places better by working towards overall development. This half a day break is said to bring a welcome change in the life of the participants and the speakers ensure that this time is well spent.
Media Contact:
Cindy Baccus
Outta The Box Marketing & Clarole
Address: 8763 Shakespeare Lane
Frisco, TX 75034
Contact Number - 214-288-9353
Email: firstname.lastname@example.com
URL: www.Live2LeadNorthDallas.com