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Health Insurance Enrollment for SI Fellows
- Loraine Franklin
- 3 years ago
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1 Health Insurance Enrollment for SI Fellows When you go to ielect.secova.com, this is the log in page you should see: As detailed in the informational packet, the Company Code is SmithsonianInstitution, your username is your last name and the last four digits of your SSN*, and your initial temporary password is your birthday (mmddyyyy). You will be asked to create a new password and security question upon logging in. If at any time you forget your password and cannot log in, you should contact Secova s technical support center at (877) *IF you do not have an SSN, please contact OFI for your placeholder number. After logging in, you will see the following page with your basic information. If the address in Secova is incorrect you will not be able to change it you must contact OFI. Click on the orange button on the right hand side that says Start Enrollment.
2 You will see the following disclaimer screen pop up. Read the disclaimer and click I agree. You will be taken to the following Benefits Walk page. For the second question regarding your insurance contributions, leave the field as PRE-TAX. OFI manually schedules your payments so this field will not be taken into consideration. If you want to know more about how premium deductions are scheduled, please visit our Health Insurance FAQ. Answer all questions on this page. Click the green Save and Continue button.
3 This following page is where you ll make your health plan selection. Select the plan you wish to enroll in. Many of the plans will require that you provide an ID number for a Primary Care Physician in the box on the right hand side of the screen. You can look up different providers by clicking on the Plan details-url link after expanding View Plan Details. This will open a new window directing you to the carrier s (CareFirst or Kaiser) website. There, you can click on the Find Providers tab or the Find doctors & locations link. Please note: the costs on this page do not apply to fellows. This includes the Employee Only column next to each plan as well as the box on the right hand side labeled Cost for this plan. Secova was created for employees and therefore does not accurately reflect costs for fellows. Unfortunately, OFI cannot change this feature in Secova. At the bottom of the page you can add dependents if you want to enroll in a Family plan. Once you have selected the plan you d like to enroll in, Click the green Save and Continue button.
4 The next page is for Beneficiary Allocation, which does not apply to fellows since they are not eligible for Life Insurance through SI. Simply click the green Save & Continue button. The following screen will show your Election Summary a review of the plan you have chosen. Please remember that the costs shown on this page are not applicable to fellows. The Start column under the Coverage Date column should reflect your tenure start date, which is the date your coverage is effective (regardless of what point in your first 60 days you enroll). Click the green Confirm Election button.
5 A small screen will appear giving you the option to or print your confirmation. Click Ok or Cancel. Once you are finished, you will be redirected to the Home screen, the first screen you saw after logging in. You should now see that the plan you have chosen appears under the Coverage column in the middle of the page. If you have any trouble or need assistance while enrolling, please contact OFI ( ).
6 Changing coverage: If you wish to waive your enrollment due to a Qualifying Life Event, log in to Secova and click on the Life Event tab. You should select the appropriate Event Type from the drop down menu and enter the date of the event. You will need to upload supporting documents, which can be done by clicking the link at the bottom of the page. Please be sure to notify OFI of any changes you d like to make to your coverage. If you have any questions, please contact OFI ( ) for more assistance.
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Hi, everyone! Ellen here, and I have just returned from my latest trip to Africa where I was lucky enough to visit South Africa, Victoria Falls (both on the Zambia and Zimbabwe sides) and Botswana with my husband, Tom. From the beauty, culture, food and wine and the wildlife, Africa engrains itself into you and I have found myself already planning my next trip back!
We kicked off our trip in Cape Town, exploring the Cape Peninsula and enjoying the scenic views from the top of Table Mountain before heading out for some iconic wine tasting in Stellenbosch and Franschoeck. For a bit of adrenaline, we added in a heli flight over Cape Town (stunning!) and Great White Shark Cage Diving along the coast, right off of the famous Shark Alley. Seeing a 15-foot Great White Shark underwater at eye-view is something that I will never forget!
Next up we enjoyed a few nights in the famous Sabi Sands Game Reserve, just outside of Kruger National Park where we were able to tick off four of the big five with a special leopard sighting and an incredible experience tracking a white rhino on foot. A highlight for me was sleeping in the Chalkley Treehouse at Lion Sands Game Reserve. It was amazing to sleep under such a beautiful sky full of shooting stars and directly above the wild animals!
Victoria Falls was next on the agenda and it did not disappoint! We first enjoyed the Zambia side with a microlight over the falls. If you aren't familiar, a microlight is a 2-seater, fixed-wing lightweight aircraft. Being open to the elements, I could smell and feel the famous Victoria Falls with the added bonus of experiencing a "safari by air," seeing elephants, hippos, giraffe, crocs and more right in the Zambezi River! The Zimbabwe side was equally spectacular and on this side we also enjoyed a sundowner Zambezi River Cruise and a local BOMA dinner.
To cap off our trip we headed to Botswana. The joke in the DUE office is that I love a good "bucket shower" so I was thrilled to enjoy mobile-camping (camps that break down and move to different locations every few days) for my second time, this time in Chobe National Park. After a magical game drive in Chobe with hundreds of elephants heading to the river right in front of our vehicle, we spent the evening around the campfire. Soon our guide shone a tracker light into the bush to see a herd of buffalo and before they could continue to get any closer to us we all retreated to our tents for the night. If that isn't an authentic experience out in the bush I don't know what is! Soon after the excitement we could hear the lions' territorial calls in the distance, lulling us to sleep. Amazing!
The last stop of our trip was the Okavango Delta in Botswana. For me, the biggest surprise was the incredible birdlife in the Delta that far surpassed my expectations. While we had some incredible close encounters with lions, zebra and more, the birdlife for me stole the show! The Lilac-breasted Roller and the Malachite Kingfisher are my two personal favorites. The Delta also lends itself to a very special and peaceful experience on a mokoro, or a carved out wooden canoe that are commonly used in the Delta to navigate the shallow waters. Propelled by a "poler" guiding you and balancing on the back of your long canoe, you are able to get quite close to animals and birdlife.
Here are some more pictures from beautiful Africa!
While it was difficult to end the trip I am already planning my next adventure back to Africa! If you'd like to learn more please give me at call at 312-951-8517 as I would love to share more details about my adventure! Cheers! – Ellen


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The Little Church in the Vale is a non-denominational congregation welcoming people of every church background, every ethnicity, every political persuasion, and every station on their spiritual journey to come and worship with us!
While we're not monochromatic theologically, there are some convictions that generally describe us pretty well. We are Trinitarian and baptistic; we are broadly Reformed and complementarian. We take the Bible seriously and labor to interpret and apply it rigorously. We are also committed to the gospel message: that a right relationship with God can only be found by following God's Son, Jesus Christ. To learn more about that, click on the first link listed below. To read more about the types of theological perspectives that generally describe us, click on one of the other buttons below.


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recycled necklaces.
(based on the 'freedom' jewellery range at topshopness. nope, no red clutch. it's just ridiculously tiny. useless. and why bother with all those awesome and cheap canvas totes h&m are bringing out of late? i'd love to screenprint my own, though.)
also also also
i am so in love with joanna newsom. she is the cutest harp-playing thing.


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Freedom from Footholds
A foothold is a secure position from which it is difficult to be dislodged. There is nothing Satan likes better then a foothold within a church or a home. Our Enemy is just waiting to devour and destroy us if we let him. These footholds happen when we disconnect from God. Are you looking for freedom from footholds. Freedom can only be found in Christ.


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Canada Declines to Slam Sanctions on Riyadh in Diplomatic War
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Canada will not adopt retaliatory economic sanctions in its escalating diplomatic war with Saudi Arabia, Canada's Finance Minister Bill Morneau said Thursday.
Riyadh is upset that Canada publicly rebuked the kingdom for not releasing jailed human rights activists. That, the Saudi government said, was meddling in its domestic affairs and would not be tolerated.
Saudi Arabia set in motion a series of steps to show its displeasure with its ally Canada through diplomatic and economic measures.
In the last few days, Saudi Arabia recalled its ambassador from the Canadian capital of Ottawa, ordered the Canadian ambassador to leave, froze all new trade deals and stopped imports of wheat and barley, ordered 16,000 Saudi students to leave Canadian schools as well as doctors and patients to leave Canadian hospitals and began selling off Canadian assets. The seller remains anonymous, but speculation is that it is the Saudis divesting investments in Canada.
The kingdom wants Canadian officials to fly to Saudi Arabia and make a public apology for meddling in the kingdom's affairs, something Canadian Prime Minister Justin Trudeau said is not going to happen.
He has refused to step back from condemnation of the Saudis for their dismal record on human rights.
Morneau said his department has been watching developments as they unfolded to gauge the effects on Canada's economy, but no retaliation is on the table as yet.
"We're paying close attention to this situation, of course, because we wanted to understand the impacts," he told reporters in Ottawa. "We are not considering any responses."
Morneau said the Canadian economy is strong.
"We have not seen significant changes in our markets, so whatever may or may not be happening is clearly not a big impact on our markets," he said. "It's a situation we have to watch, but there isn't a big economic challenge."
This article has been adapted from its original source.
Top Headlines
- Saudi intelligence chief: Riyadh to limit cooperation with US
- Iraq will not Extradite Hijackers to Saudi Arabia
- US Lawmakers: "Repair ties" with KSA, be cautious with Iran
- Incentivized cooperation: will the oil price slide get the US to negotiate with OPEC?
- Dollar Tarred by Tariffs But Will NFP Be Its Savior?


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Right here right now
According to National Grid executive director Nick Winser, there has never been a better time to be involved in electricity transmission and distribution. He tells E&T why.
If there was ever a person who was in the right place at the right time then that person would surely be Nick Winser, currently an executive director at National Grid.
Connecting up all the new sources of electricity mandated by the UK's drive to combat power change requires radical thinking for the grid infrastructure. How do we incorporate the planned massive wind power projects, a lot of which are offshore? What do we need for the new nuclear build and new generation from proposed fossil-fuel power plant? What impact will connecting carbon capture and storage to the system have? How do we incorporate distributed generation? And, finally, what do we need to do to deliver the smart grid with an interconnected Europe?
With more than 25 years' experience in the electricity generation business, Winser is now at the forefront of the drive to deliver a 21st century power grid with all the challenges that entails.
"This is the most exciting time of my career," Winser tells E&T. "This is an astonishing time for us. When you look at the two principal challenges ahead of us, they are: moving to a low-carbon economy particularly impacting on the electricity side; and securing our gas supply. They are big challenges. It doesn't get any more exciting than that, [as well as] thinking about how we approach the system second-by-second with the very new set of low-carbon sources, which would be an extraordinarily exciting prospect on its own.
"However, I also get the fun of dealing with another huge change, which is moving on the gas side. From being pretty much self-sufficient in gas as a nation in 2003 we now look towards 2016, when we will be importing 80 per cent of our gas.
"So the second big issue is how to connect up all those new sources of gas; gas from Norway, more gas coming from mainland Europe, gas from new LNG terminals, one of which we are building ourselves.
"Those two challenges are just magnificent in an engineering sense, and this has led us to carry out some huge programmes. We are spending £1.7bn a year in transmission doing that work and starting to replace the ageing infrastructure that we inherited from the 1960s."
Dash for gas parallels
Winser draws some interesting parallels in the work that he is doing now to the famous 'dash for gas' that the UK went through in the late 1980s. The political, legal and commercial backdrops have changed, though in many senses the engineering continues to shine through.
"Many of the things that we think about today are very much the same technical and engineering problems that we had 25 years ago,"
Winser says. "The challenge of keeping the lights on and building infrastructure to do so has many of the same engineering challenges that we had back then.
"It is about the second-by-second controls of the system frequencies, it's about building bigger projects for connecting up the new low-carbon sources of generation.
In yesterday's context we had the 'dash for gas' with a lot of new gas-fired power stations being built. Before then of course we had connecting up those fossil-fuel plants which are now 20-30 years old. So, from a transmission perspective, everything has changed but also very much the same thrill of tackling the engineering aspects.
"One of the most interesting bits of all of this is thinking about how we do that second-by-second balancing in the future. Currently we have lots of fossil fuel generators that we can put on part-loaded so that if another generator falls off we can pick up the slack immediately. In the future with a lot of nuclear and wind-power systems - wind power being certainly more intermittent - we need to think about an entirely different way of balancing the grid. We are really on top of that and working very hard with stakeholders and governments to think about what future of balancing the grid is going to be."
What has changed in the 20 years since gas became a fuel of choice is the economic strictures that constrain innovation and demand the least cost solution. But Winser is adamant that engineers today are equipped for that challenge.
"There is a famous saying in engineering - an engineer can do for two and sixpence what any fool can do for a pound," he says. "So engineering has always at its heart, in my view, has had economics and being able to get the job done in an effective way, but also in an economic way.
"There has been quite a sharp focus on the efficiency and I think that customers have got to benefit from that. It has been a real engineering challenge to find ways of running the industry more efficiently. Actually customer bills have come down by 40 per cent for transmission over the last 20 years.
"I spend a lot of time looking at carbon targets and renewables targets and thinking about how we can make sure that we are taking a leadership role in trying to get to those targets."
There is also the prospect of a truly disruptive technology on the horizon; electric cars. If there were to be a widespread adoption of electric cars the whole generation and transmission landscape would change. There would be huge demand for electricity overnight as cars were charged, but also the tantalising prospect of using the storage capacity of cars top help peak loading on the grid.
"When you think about the possibility of connecting up potentially millions of electric cars in the future to our electric grid and the impact that will have, the opportunities it raises as well as the challenges that it represents, that is terribly exciting," Winser adds. "It is a real thrill for me in my job to get involved in thinking about electric cars these days because it could have a huge impact on us if they start being connected to the grid in say around 2020 and charged overnight or charged during the day on fast charge points on motorways or whatever we might see the future is holding."


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The Retailer Idea Exchange is always one of my favorite events at Short Course. It's amazing the things you learn when a roomful of innovative garden retailers gather to share some of their best and worst ideas.
For the Idea Exchange, retailers from all over the country (and Canada, too) sat at different tables in the room, and no one from the same organization could be at the same table. The facilitators posed one question: What is the best marketing/promotion idea you've ever had and what is the worst?
My table didn't even have a chance to discuss bad ideas – there were too many good ones. Here are just a few that we heard during the two-hour session:
One garden center opened a fourth location about 70 miles from its headquarters, and to solidify its place in the community, for three days the first week it was open, 20 percent of all sales went to the local City Rescue Mission. The garden center didn't even have to advertise its good deed. The local radio and television stations promoted it for them.
Another garden center came up with a creative way to get rid of its tired pansies at the end of the season. The Pansies For Pets program benefits the local Society For The Prevention Of Cruelty To Animals (SPCA) chapter by donating $5 of each pansy flat sale during the promotion to the SPCA. In one weekend, the garden center sold 282 flats of tired pansies and got press on the local TV and radio stations, as well.
Another retailer had a great idea for simply getting customers in the store: a lunch & brunch. The garden center sold tickets at $20 a piece for a catered brunch that featured a fashion show. During the event, employees at the garden center modeled clothes from Coldwater Creek and also showcased products available for sale at the garden center. There were two seatings with 175 people each. At $20 a pop, this ended up being quite a profitable event for the garden center.
One garden center employee put her creativity to work, designing tags for mixed containers that featured a picture of the flower, along with a picture of the fertilizer the garden center recommends to go along with that container. These tags were printed on the garden center's own Xerox printer and took only a couple of hours to create. The time and effort put into making the tags quickly paid for itself in the form of add-on fertilizer sales. Seeing the picture of the fertilizer bottle on the tag made it easy for customers to simply grab those products off the shelves.
Monday, July 14, 2008
Exchanging Ideas
Posted by Ann-Marie Conroy at 10:58 PM
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Anumita, our Managing Editor, travels back to her childhood days, in her nostalgic piece. She recalls the military-like-parade of six girls along with her Jethu and other interesting details, as part of the special feature, exclusively in Different Truths.
During late September and early October, the Bengalis, all over the world get high on one thing, Durga Pujo. All that a Bengali, now called as Bong, can think about is Pujo.
What they need to buy, what to wear, where to go, and the biggest of all issues is what they will eat, are few of the most pertaining questions that make all Bengali brain very busy.
It all starts from the New Moon of the beginning of the Devi Pokkho. Most of the Bengali bhodrolok and mohila with their entire family gathered around the radio (now television) to hear the recitation of Birendra Krishna Bhadra's Mahalaya. This tradition is dwindling in many places, but the Bengalis worldwide make a sincere effort to hold on this tradition in whatever way possible.
Flashback a few years ago, alright many years ago, we were living near Batanagar. As most satellite townships, my little town had its own Pujos. There were about seven or eight big ones, some small ones and some at the residences of landlords. Our house consisted of fourteen family members, few maids, and household helps, two dogs, one cat, and a parrot, not counting all the fishes in the pond, and the other critters, slithers and crawlers in the acres of land around our house.
The day before Mahalaya, Dadu (grandpa) would instruct us very clearly, especially us kids that we needed to be up by 4:30 am, latest by 5:00 am. We should be in proper attire and sit in his room listening to the Mahalaya on his old radio. Most of us would nod our heads and go to our room muttering under our breath.
Next day, early morning Baba would wake us up and if we grumbled, he would carry us to Dadu's room. Once in his room, we would cuddle against each other and drift in and out of sleep, while hearing to the mesmerising chants of Mahalaya with all its beautiful songs in between. Thakuma (Grandma) did not like that we had to wake up early and considered this treatment of Dadu as a punishment to us. She would bring in warm milk and cookies and caress hair and faces, as we acted out our martyr face. Ma and Boroma (elder aunt) would light up incense and would be blowing the conch shell from time to time.
The next few days till the Panchami (5th day of the moon), would be a flurry of motions and commotion. Getting the clothes from the tailor, and the last minute shopping for matching shoes and few dozen bangles combined with several other trips to the store. Our house had all girls. My baba and his brothers had two daughters each. That made Dadu and Thakuma proud grandparents of six Chatterjee girls. It was like holding onto Solomon's treasure for them. The six precious souls were their pride and Dadu zealously protected his own.
On the day of Shasti (6th day of the moon), we all wore clothes bought by Thakuma and Dadu. It was a tradition. According to Thakuma, if you wear new clothing on Shasti, the rest of the days of Pujo you will have enough new clothes to flaunt. So instead of doing the simple math of counting the number of clothes to the number of days, we blindly followed Thakuma's words. Thakuma was always right. As Shasti was her day, we went out early in the evening to few nearby pandals (decorated enclosures). It was a low-key affair that day. Thakuma bought for us cutlets, egg chops, and potato fritters.
Then came Shaptumi (7th day of the moon), it was Ma and Boroma's turn to take us out in the evening. They both had specific pandals to visit. Once we got all decked up, they set out few instructions, the same every year, and we made our way towards the market side. Walking along the way, often, my little sister would be the one skipping in front and rest of us cousins looking at all the latest fashionable clothes others were wearing. There would be intermediate exclamations, "Oh! Look, that girl is wearing the same dress as yours," or "oh my, look at her, her lipstick is on her teeth." Every day would end with some kind of food bought from either the little stalls set up during the puja or from the sweetmeat. Shaptomi was the day to eat kachouri / radhaballobi or kabiraji. We often would take one each and share, so we get to eat everything and not get full on one particular dish.
Ashtami (8th day of the moon) was special. It started in the morning. Ashtami was Anjali day. We all marched with Thakuma, Boroma, and Ma to the old Landlords mansion. Incidentally, they were Chatterjee too. After the morning puja and having prasad, we would walk down the village ways along numerous ponds. My cousin and me (both of the same age) would be stopping to pick flowers from the overgrown fields and shimmy rocks over the ponds covered with green algae. Thakuma did not approve of such behaviour, but it was Pujo so everything would be okay.
The evening of Ashtami was a different story. It was Jethu's (elder Uncle) turn to take us out. Oh no! Low tone dressing up in the evening would follow with almost barking commands to Ma and Boroma from Jethu. Our trip in the evening visiting the few pandals would put the best marching bands and soldiers to shame. Dolled-up girls walking in perfect line behind Jethu, while Ma and Boroma were our cabooses. Dare we turn our head left or right, dare we make any funny noise, and dare we breathe. Once near the pandal, left turn or right turn, bend your head and join your hands. 5, 4, 3, 2, 1 face straight and on we go. Well, at least, he did end our day with food. That day it was sweets, mostly, as any fried thing was absolutely a no-no in the regime's diet.
Navami (9th day of the moon) was the best for all of us. It was my Baba's turn to take us out. That day we decked up in our best, so did Ma and Boroma. Baba's route was the longest and the one filled with food at every stop. His rule was: eat anything except boot polish. We had our own food list chalked out. He took his time to wait and let us gorge on all the junk food we ever wanted to eat. By late evening, we were tired of eating and having fun. Once home, we changed and were shooed off to bed, not before Thakuma made sure we had Carbo-veg (homeopathy medicine for upset stomach).
Dashami (10th day of the moon) was a celebration at home. Thakuma, Boroma, and Ma were busy making sweets and salty snacks. That day Ma Durga would be going back home. The married ladies would go out in the evening and bade her goodbye with sweets, sindoor (vermillion) and paan (betel leaves). We would tag along with them to watch and get smeared with vermillion on the cheeks when the ladies play among themselves. The best thing would be to eat all the different sweets all the ladies brought along.
Once home, we touched the feet of all elders at home as this was Bijoya Dashami. Being a Bengali is the best thing as we get to eat, again. All those sweets and salty edibles, which were made in the morning, were now out for us.
The feasting continued for next few days, as we visited relatives and family and they visited us in return.
After all these years, I still remember the feeling of the fever of Durga Pujo. It came with the new moon and subsided with the full moon. Our lunar celebration continues but things have changed a bit to fit in the time and place of our residence.
Now, when I remember those days, I am washed with a wave of being homesick. Although I do not have any pictures of those days, the memories are so vivid. One day, I wish to be back in the home I grew up in during Pujo and live a bit of it, all over again.
©Anumita Chatterjee Roy
Photos from the Internet
#PujaSpecial #DurgaPuja #RelivingChildhood #DurgaPujaPast #PujaThroughAChildsEye #ChilhoodMemories #DifferentTruths


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Thursday, April 14, 2011
Perspective is Everything
If you can find a path with no obstacles, it probably doesn't lead anywhere. ~Frank A. Clark
Ever since I joined the Big C-lub, I started to use quotes to let my family and friends know where my head was at. I also found them incredibly motivating in finding my inner warrior. So I wanted to open this blog with a quote that encapsulates my topic of the day – Perspective.
I have started to think of my life in three parts these days. Part 1 was pre C, Part 2 is C present and part 3 will be post C. What was really hard to come to terms with was that Part 1 seemingly overnight ceased to exist. It is true how people always say you don't miss something until it is gone. I missed my normal and very ordinary life desperately. I didn't want to join a new world where white blood counts, FEC, hair loss, cell grade and malignancy ruled the roost. I started to become envious of people and the banal parts of their lives. I would watch parents pick up their kids from school outside our house, or watch people heading out for drinks on a sunny Friday and be envious. I wanted to do all those normal things I had really taken for granted for all these years without the presence of this annoying cloud over my head. Suddenly nothing was routine or normal and my new little friend was always showing up to the party without an invite!
Now looking back to my 20s, I did have fun! I worked hard and lived a very material and at times deeply selfish existence. I thought the most important things in life were having a good job, plans for friday night, always being comfortable, having good friends and family and rarely having to choose between anything because this girl wanted EVERYTHING! Well if I can again look at the silver lining here, I have been given the rare opportunity of realising what is really important in life to me. It is really simple...it is life in itself. The act of living is a gift. The millions of tiny things I used to stress over like my crow's feet, the grey hairs popping up along my hairline, not being on track career wise, having a better savings plan, or not going to the gym enough faded away. What do I cherish these days? Well it could be a day without pain, a kiss from my daughter, a backrub from my husband or a lovely card sent from a loved one just because. So I again feel lucky to have been given this magical lens from which I am able to look at life from such a different perspective. So I will go through things that really suck, and things that will make me look a little less like the girl you all know, however I will still be me. If not a slightly improved version!
6 comments:
Bravo Kate! Your writing is supurb and gives us a jolt to think of our perspectives and live each day to the fullest.To live in the present with humor,joy and contentment is not always easy to do,but you are well on the way to mastering the art of the C journey! You will look smashing in your new fashions and I am sure will the be the envy of the C spa.Praying for you and thinking of you often. Sue BrownReplyDelete
Great blog Kate, it brought a tear to my eye and a smile to my face. Only you can do both in one short sitting. You are amazing and inspirational, keep it up!ReplyDelete
Gotta stop reading these at work. People may start wondering why I'm sitting here all teary-eyed..ReplyDelete
So true! Just don't loose your taste for Champagne as we're going to have lots of it to celebrate once this nightmare is over. Pim xx
Hi Kate,ReplyDelete
Thank you for starting this blog. It is a little selfish of me, but it is a nice way to keep updated without having to badger you with questions about what is going on and how you are feeling.
You are brave Kate. I admire your head space and I look forward to continuing to follow your journey.
you are such an inspiration. I wish I could be there in person. You're view on life is beautiful and I am taking some for myself. By becoming what you call "a better version", you are making me seeing life differently also. Thank you for sharing this with me. xxxxxxxReplyDelete
I am so happy you are all able to take something from this aside from knowing what I am up to! It does really make you realise what is important in life! xReplyDelete


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As humans, we have within us a fear of many different things, some tangible, some not so concrete. We can be afraid of spiders, heights and drowning, or we can be scared of the thought of change, loss or failure.
However, there is one unusual thing we, especially those in the world of business, tend to fear. This is the fear of success.
Identifying the Fear of Success
Success takes considerable hard work, commitment and a dedication to your craft. It can often feel out of our reach, as if you were grasping at air for the chance to prove yourself. When we fail, oftentimes it is because of things that are out of our control. It could be undesirable circumstances, a lack of necessary skills or experience, or even just plain old bad luck.
However, one thing you may fail to consider is that the thing that may be holding you back from your success is yourself. This may manifest as being distracted in your work, unable to complete projects on time, multi-tasking without giving one task your hundred percent, and constantly questioning whether you are good enough to succeed or not. It's not easy to pick up on this as being symptoms of a fear of success, as you may pass them off as merely being a result of procrastination and typical self-doubt.
Overcoming the Fear
Once you have become aware that this is what's coming in the way of your bid for success, what can be done about it? This is something that is entirely under your own control, so the change must come from your internal self.
In order to attain your goals and achieve the success you desire, face the fear head on. Often, being afraid is centered in our apprehension about taking risks and the uncertainty of things beyond our control. Acknowledge that there will always be the uncertainty hanging over you and take on a positive outlook—you may not have everything under your control, but you have the power to be resilient and persevere through whatever comes your way.
If you're looking for a professional keynote speaker who can teach audiences to face that fear and throw caution to the wind, then Bill Wooditch is your man. He uses his persuasive persona and empowering presentations to inspire people to stop feeding their fears and move forward toward success. While he is available for all types of meetings and events, Wooditch is the best option for a corporate event speaker that you'll find!


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Small Business rate relief
Business rates are charged on most non-domestic premises, including most commercial properties such as shops, offices, pubs, warehouses and factories. Some properties are eligible for discounts from the local council on their business rates. This is called business rates relief. There are a number of reliefs available, including small business rate relief, rural rate relief and charitable rate relief.
In England, small businesses rate relief is available on properties with a rateable value up to £15,000. Small businesses that occupy property with a rateable value of £12,000 or less pay no business rates. There is a tapered rate of relief on properties with a rateable value up to £15,000. Relief is usually only available to businesses with one property but can be extended under certain limited circumstances.
In Scotland, the relief is known as the Small Business Bonus Scheme (SBBS). Business rates relief through the SBBS scheme is available if the combined rateable value of all business premises is £35,000 or less and, the rateable value of individual premises is £18,000 or less.
The Welsh small business rates relief scheme came into force on 01 April 2018. 100% rate relief is available to eligible businesses premises with a rateable value of up to £6,000 and a tapered relief is available on properties with a rateable value between £6,001 and £12,000.
In Northern Ireland, the Small Business Rate Relief (SBRR) scheme is available. Eligibility for the SBRR is based on the Net Annual Value (NAV) of business premises. There are three levels of SBRR where the reductions in rate relief range from 50% to 20%. No relief is available for properties with a NAV of more than £15,000.
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The day I moved in, I noticed a note on my door noting that there were a few stray cats in the area and that Shelly* and her friend Carrie* were long time rescuers and were hoping to finally get these cats rescued and into good homes. I spoke to Shelly one day and she noted that one next door neighbor was an older gentleman that would leave food and water on his stoop for the cats. At some point, my front porch also became home to a food and water bowl. Prior to me moving in, there were also little shelter boxes placed next to a vent from the basement in the winter so the cats could stay warm.
Shelly stopped over to feed the cats before work, during lunch, and after work. Mind you, she lives 10 minutes away and Carrie doesn't even live in Des Moines. Carrie has been rescuing cats from the neighborhood for years, 25 cats or so, so I figured this operation was totally legit and they'd have these cats rescued in no time.
Boy was I wrong.
After coming home to this scene one night last week, I just couldn't help but laugh.
|Cat, cardboard trap, big trap by dumpster, someone laying on the
ground on the other side of the dumpster.
And yes, I realize my dash needs cleaned. That's not the point.
And then I offered up my entire front porch for their traps because I'd heard one of the cats meowing the night before. So for about 4 or 5 days, this was the scene.
|Um yea, that cat food was INSIDE the trap but is now outside??
I'm thinking they didn't actually have these set to trap anything....
And then I came home to this on Wednesday. Carrie had parked herself on the sidewalk in front of my house with a trap set up on the porch. This is the picture my neighbor sent me.
All I could think was, "Oh my god, what in the world have I gotten myself into?" Well, the neighbor that sent the photo came over and asked to speak to me alone (as I was chatting with Carrie). As soon as we got inside, my neighbor said, "That lady is crazy. She is not rescuing these cats, she's feeding them. She's been feeding them for years, they are not trying to rescue them, they want these cats to live in their natural habitat and they are not trying to find homes for them." Oh, okay. Well, I wish I had known that before I'd offered up my space.
Oddly enough, that very night, both cats were captured. I'm very suspicious of this because my neighbor has actually called the police on them many times before because she knew way more than I did. They've been trying to catch these cats for MONTHS, like before I moved in - YEARS before I moved in and then all of the sudden when the one neighbor talks to me, they are magically caught within hours of our conversation?? Sounds incredibly fishy to me. So I'll leave you with the recap from the neighbor, whose husband saw it all go down:
Ryan actually witnessed the first cat being caught yesterday. He said that the old lady flung both arms in the air and screamed with delight! Her old male companion came running out of the car and he also had both hands in the air. Then they couldn't figure out how to take the cat home, so I believe they called Shelly and spent an hour trying to get the cat in a portable cage. After this they all hugged each other and the drama was over.
So the cats are gone - or at least I think they are...one of them was pregnant and I'm pretty sure I heard a meow coming from under my porch this morning....
UPDATE: I wrote this post on Thursday and as of publishing today (Monday), I can confirm that there are kittens under the porch. I'm going to try and get them out and to the Animal Rescue League. If you saw under the porch, you'd know why my trying might not be enough. It's a mess under there and full of old trim, columns, and probably a whole lot of other stuff I don't want to know about.
*names have been changed to protect the identity of these "rescuers"


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Did you read today's front page stories & breaking news?
Industry Buzz via Twitter
4D Releases 4D Web 2.0 Pack v11 Release 2 (11.2)
Release Features Flex-to-Database Direct Connectivity, iPhone 2.0, HTML 5, Google Gears and Adobe AIR Support
Jul. 25, 2008 04:15 PM
4D announced the release of 4D Web 2.0 Pack v11 Release 2.
The new version, a combination of two products – 4D
"With the advent of technologies like Rich Internet Applications (RIAs) both Flex-powered and AJAX-driven, the iPhone, Adobe AIR, HTML 5, and Google Gears, Web applications are making their way to more mobile devices, desktops and, yes, browsers than ever before," said Laurent Ribardière, President and founder of 4D.
4D for Flex provides the world's first Flex-to-database direct connectivity. All other Flex-to-database solutions require complicated, overweight middleware solutions. 4D for Flex offers a simple, integrated Flex-to-SQL database direct connection. With zero overhead, 4D for Flex not only provides a revolutionarily simple, integrated architecture, but also high-performance connectivity to 4D Server v11 SQL and other industry standard SQL databases.
4D AJAX Framework is an integrated AJAX framework and application server that combines the power of AJAX and 4D databases, bringing 4D application data to your browser, RIA, iPhone, and more. Using the power of HTML 5 and Google Gears, users can now access their web applications even when they are offline. Fully data-interactive iPhone 2.0 applications can be built with zero coding, or completely enhanced for 100% customized data applications.
"4D's commitment to working with its Web 2.0 Pack customers (in providing timely and responsive solutions) is clearly evident in the 11.2 release," said Steve Orth, President and CEO of Aquila Group. "This feature packed release provides the necessary tools for Developers to quickly – and professionally – bring their applications to the web. It's a required product/upgrade if you are serious about harnessing the power of 4D and Web 2.0!"
For more information
on 4D contact Aimee Davis, firstname.lastname@example.com at 4D.
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Friday, October 21, 2011
The perfect Autumn Dress
dress: vintage for sale!
belt: papaya
shoes: vintage
I love wearing this dress in october and november, it feels so festive with the rich deep orange.
Yesterday I got some editing and music down, and it felt pretty good. I made a fun little stop action video to promote the items I'm selling on etsy, so I'll put that up tomorrow! I'm also working on a little cub scout documentary, and trying to get full songs out...so far there's just a couple backbones. Happy Weekend!
27 comments:
You look absolutely stunning :)ReplyDelete
AHH! What a lovely dress! Whoever purchases it is one lucky lady.ReplyDelete
The dress is stunning! xxReplyDelete
I love the color and neckline of this dress!ReplyDelete
Wow, love how this dress fits you!ReplyDelete
Very pretty, I love it!ReplyDelete
xo Ashleigh
Fits you so!ReplyDelete
You have a lovely blog:)
Pretty! And I love your shoes!ReplyDelete
Lovely dress! but the belt makes it so much better! :)ReplyDelete
I like your look!!!!ReplyDelete
oh wow the color is amazing and I love the neckline, super classy!ReplyDelete
It's such a pretty color for fall! Very vibrant and fun.ReplyDelete
Ah que bonito vestido.ReplyDelete
Te queda muy bien ese color :)
cute dress :DReplyDelete
I definitely will following you if you follow me :D
Decimal Shoes
Loving that dress.i like this post. i hope you can check out mine and share some comments!ReplyDelete
uh. you look amazing. that is all.ReplyDelete
i love red! it is my favorite color!ReplyDelete
we love your dress! fabulous!ReplyDelete
Much love from the SABO SKIRT girls!
SHOP: www.saboskirt.com
BLOG: www.saboskirt.blogspot.com
love it! you look stunning as wellReplyDelete
Lovely dress!!! you look so pretty. :)ReplyDelete
That's a really nice dress! :) I actually wouldn't have thought about Halloween when looking at it, but since you paired it with the pumpkins I realized how "Halloween orange" it really is ;DReplyDelete
Hailey from http://squidsquads.blogspot.com
i can't even get over how perfect this orange dress is for the autumn season. and you look absolutely stunning in it. found your blog through kristine. adore! you are just the cutest thing ever!!ReplyDelete
xo TJ
Beautiful dress!ReplyDelete
I like the color of your dress!ReplyDelete
love this dress!ReplyDelete
You are too adorable and I LOVE the color of this dress! Perfection!ReplyDelete
Super cute ! !ReplyDelete


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The short and sweet of it is there is plenty of great fishing to be had in East Tennessee. The only catch is timing. Due to a massive rain event earlier this spring and steady waves of weather ever since, TVA reservoirs are brim full and the tail waters are pushing hard, leaving only small windows of hot fishing to be had. A drier forecast seems to be on the horizon which will equate to more consistent, fishable flows.
In this type of situation, the clinch will be the go to trout fishery in the Knoxville area but I wouldn't forget about the Holston. Due to heavy generation the Holston will likely run out of cold water and be too warm to fish ethically some time in early July. The Clinch however will fish great all summer long, specifically for those who choose to float the river. Pheasant tails and midges still seem to be the name of the game but sulphurs are making an appearance on both rivers.
Smallmouth bass fishing has been absolutely amazing on local freestone rivers with a mix bag of streamer and topwater tactics yielding 40 fish plus a day. Most fish are fun 1/2 to 2 pound fish, but 5 pounders are routinely breaking hearts.
For those of you who have an affinity for stripers, I also have decent news. The conventional tackle game is still very strong, and the fly fishing game is doable but improving. As flows slow down and the water warms up, fly fishing opportunities will increase since the fish will seek out food and cooler water below local dams. We have recently pulled several fish in the 10 to 15lbs class on gurglers and deceivers.
If you're interested in getting after some big fish this spring, give me a call and we'll talk about trip options.
Tight lines,
Capt. Jon
Earlier this week, I had the opportunity to take out two Outdoor Studies and Tourism students who are currently enrolled in a Professional Seminar course at Maryville College. The course is designed to expose students to a variety of topics, trends, and ethical conversations as well as career options with the field of outdoor recreation. During my "guest lecture" we talked about ethical fishing practices related to striper, trout, and muskie. In other words how to not kill fish in the process of making a living.
The new Outdoor Studies and Tourism major prepares students for careers that emphasize the importance of the natural environment, how humans can respectfully enjoy and interact with nature, and the value of active, outdoor experiences. If you haven't had a chance to check out the major at Maryville College, you can check it out here:
I am really looking forward to working with Maryville College to preach the good word and fight the good fight of conservation!


text: GBC 글로벌복음방송 제4회 방송선교대회 특별순서 | 하와이훌라워십 밴쿠버중앙장로교회 2018. 9. 25. Total 0 Shares Like 0 Tweet 0 Pin it 0 dongjai Leave a Reply Connect with I allow to create an account When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. We also get your email address to automatically create an account for you in our website. Once your account is created, you'll be logged-in to this account. DisagreeAgree This comment form is under antispam protection This comment form is under antispam protection Subscribe Notify of new follow-up comments new replies to my comments


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Releaser Info : -=!LoveGuru!=-
Movie: Nacho Libre (2006) Hindi Dubbed
Category: Hollywood Hindi Dubbed Movies
Release Date: 16 June 2006
Star Cast: Jack Black, Ana de la Reguera, Hector Jimenez, Moises Arias
Genre: Comedy, Family, Sport
Language: Hindi Dubbed
Description: Ignacio was the son of a Scandinavian Lutheranmissionary and a Mexican deacon, who both died while Ignacio was young. Now a cook for the Oaxaca, Mexicomonastery orphanage where he was raised, Ignacio dreams of becoming a luchador, but wrestling is strictly forbidden by the monastery.
Duration: 1 Hour 28 Mins
Quality: BRRip
Home » Hollywood Hindi Dubbed Movies »


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Last week my crafting group got together and decided to make an ever so adorable Valentine's Day craft that I thought I would share with you on this, Tutorial Tuesday! Ok, I know it's Wednesday… but we lost the USB cord to the camera, tore the house apart looking for it, and well… we found it! But now it's Wednesday night. Forgive me.
So, this Tutorial Tuesdays Wednesdays project is FELT HEART GARLAND! I absolutely adore pretty much anything felt, and always have tons of it laying around my house, so anytime we have a crafting night that involves felt, I am totally down. It's such an easy project, a great time waster, and everyone just had a blast cutting hearts and chatting with each other.
You're going to need a few things, and if you're like me, they might be laying around the house.
- Felt of various colors. I used hot pink, light pink, white, red, navy and mustard, but the possibilities are endless. I find that wool blended felt holds up a little better than the basic eco felt sheets , but I used both without problems.
- Thin Yarn or Crochet Thread. I grabbed a ball of the Sugar and Cream thin yarn in white, but any thin worsted yarn, or even crochet cording could work. As long as you can get it through the eye of a needle.
- A Yarn Darning Needle. These needles are a little heavier and thicker and the eye is much larger for yarn. It makes life easier. Trust me.
- Scissors. Felt is pretty easy to cut, but sewing scissors are going to work best and be quickest, and after cutting tons of felt hearts, you're going to want that.
- Thin cardboard. For your heart template. A cereal box works fine.
Start by making a heart template. Just draw half a heart (it's easier) and fold your felt over and cut on the fold. You can trace it it, or freehand it, whatever works best for you. Continue cutting out hearts from the various colors of felt until you have enough. I think I had about 50 hearts.
When you're ready, cut a LONG piece of yarn, at least as long as you want the garland to be, plus a few inches to work with. Thread your needle and start by making a few running stitches through the center of your hearts. I used 3 on each heart. Pull the yarn through the heart and start on the next one. You can space the hearts evenly, stitch them together, or just go all willy nilly. That's what made this project fun, everyone's looked totally different from each other when we were finished! I didn't follow a color pattern, but feel free to do that if you'd like.
When you're all done, make knots on each end of the yarn and cut off the excess. Hang up in your house wherever you need an extra pop of color!
Here's mine! I draped it over a big black frame we have that hangs over the couch. I just love it, and I might keep it up way past Valentine's day!


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[Subscribe] http://tiny.cc/YTubeSubscribe | [Official] http://Julianspromos.com | Smash Productions Releases Santo Domingo Riddim for Trinidad 2018.
Whether you will be 'whining slow' in between doing the merengue or dipping it low while you touch the road, one thing is for certain, la música es universal during the carnival season.
Smash Productions is pleased to announce the release of the Santo Domingo Riddim. Santo Domingo is an ambient, Soca infused music project with Reggaeton elements and an EDM vibe. London based, Trinidad & Tobago native, Smash Productions has long been a producer, lending his hand to many segments of the local music scene across the pond and here in the UK. Influenced by the camaraderie that often lends itself to all that flock to the greatest show on earth, Santo Domingo is a reflection of tourists and locals coming together as one to celebrate the joy that is carnival.
Flirting in between the weighted sub-bass, the melodic Santo Domingo Riddim delivers five groovy soca tunes for the upcoming 2018 soca. Featuring the works of Kimba Sorzano, the riddim invites us into the Sorzano experience with his alluring lyrics, emphasising his unmatched sex appeal. Whilst Prince Pronto seductively switches between Spanish and English serenading listeners with background vocals from Karyce Phillips & Juliana Corredor Leon. Jus D also delivers an up-tempo jam with singer and songwriter Xone bubbling to the fore with his own catchy version from the riddim. Displaying his signature tone and exemplary vocal range, M1 distinguishes himself from the pack by delivering lyrics that are sure set to capture listeners.
Tigeress Smith – The Island Chronicles
Produced & Mixed by: Smash Productions
Mastered by: Precision Productions
Background Vocals: Adrian Jaikaran
Composers/Writers: Kimba Sorzano/Atiba Chance/Akeem Chance/Stephanas Ramgattie/Osei David/Ashwin Seegobin
For advertising options & prices contact: firstname.lastname@example.com or 1-718-431-5410 (Chandy)
Like us: http://facebook.com/JulianspromosTV
Follow us: http://instagram.com/Julianspromos | @Julianspromos
Join Mailing List: http://tiny.cc/MailingLists


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Driving & Your Eyes
Driving is one of those things that tests our eyesight every day (and night, which is when a lot of people find driving particularly uncomfortable!). Let us know if you drive a lot as there are lots of things we can do to make your eyes more comfortable behind the wheel at any time. We have many helpful ideas; anti-glare and polarised lenses and even special 'Drivewear' lenses with a variable depth of tint on the lens – so your glasses adapt to different light conditions for you!
Obviously good eyesight is essential for safe driving but did you know that there are legal standards that you must adhere to? We recommend an annual Enhanced Examination, but certainly all drivers should get their eyes tested at least every 2 years, as sight changes often so gradually that we don't realise it's happening. The new DVLA visual standards for driving are:
'for ALL drivers the ability to read in good daylight (with the aid of glasses or contact lenses, if worn) a registration mark fixed to a motor vehicle and containing characters 79mm high and 50mm wide from 20 meters (numberplates after September 2001) OR characters 79mm high and 57mm wide from 20.5 metres (the older style plates)'.
'Visual acuity (with the aid of glasses or contact lenses, if worn) must be at least 6/12 with both eyes open '. We can tell you whether you meet the 6/12 standard during your eye examination.
If you are aware of any medical or visual condition which may affect your ability to drive, you must also inform the DVLA to stay legal; for example if you have been diagnosed with glaucoma, macular degeneration, diabetes, stroke or any other eye problem.
We are able to perform private vision testing to DVLA standards if required. We measure your visual acuity (on the letter chart) and then test your field of vision using both eyes together. We are not able to advise from this test whether you are medically fit to drive but we can pass the results on to DVLA so their assessors can inform you of their decision – it is advisable to check with DVLA before booking your appointment to ensure they will accept your results, as they may require you to visit one of their nominated centres instead.


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Great! We have another alumnus from the Georgia 10 to bring to you. Gem is an older guy at the age of 9. Our lucky little boy, who has legs like a Boston Terrier, lives in Ware Neck, Virginia now. He was adopted July 28, 2017 by Whitney and Clayton and their Golden, Max.
Gem is totally a Superstar! He has captured their hearts. The good news about Gem is that he has gained muscle and also has new hair growth on his balding patches.
When he is not running in circles on the front lawn or playing tag with Max, he is down at the shoreline searching for goodies. His absolute favorite thing to do, though, is tear into a bone. He also loves to lay on the sofa next to Whitney and Clayton.
Whitney says "He's a total joy. We're blessed."


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Benjamin Dyer needed a new logo design and created a contest on 99designs.
A winner was selected from 59 designs submitted by 17 freelance designers.
We are a repository for documents, everything from legal papers to contracts and everything in between.
However - while the business might sound stuffy we want a really fun and vibrant logo. Our mascot is an elephant hence the trunk.
think trunk like elephant, not tree.
Find out how a design contest works or learn more about our logo design services.


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There was so much to take we ended up with 2 cars and the caravan loaded up.
Before we started the reception room looked like this
and was transformed into this
by way of this
The ladders bought on ebay were fixed together to form the wedding arch
another room was transformed into the bar with EVERYTHING being transported up
The evening wouldn't have been complete without the odd drinking game in bride v groom teams!
6-30am the morning of the wedding saw me doing more flowers
and turning up Jonathan's trousers
before I spent a quiet hour or so up at the venue finishing off the table decorations - (no pictures as no-one around) -
You would have thought that as the crow flies Becky was maybe a couple of hundred meters away she would be on time, but no she did it in style and was nearly 40 minutes late!
And here they are as Mr and Mrs
and with us
a veil as light as a feather from Cheryl-ann Taylor


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Free Security Health Check.
At Arden Group we are passionate about cybersecurity. We have seen first hand, the detrimental effects a cyber attack and a lack of security measures can have on a business.
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An initial call or face-to-face meeting will be arranged with a member of the Arden Group team. They will assess your current situation in terms of equipment, software usage, employee access and business requirements.
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we petition the Obama administration to:
Issue a specific statement regarding preservation of Sovereignty and The Constitution from outside influence.
We require a specific statement from The White House regarding what efforts The White House will take & when, in support of a proposal for a Constitutional Amendment [called "Hierarchy of Law" at www.usann.us/Hierarchy_of_Law.html & further explained on that site], to preserve Sovereignty, and The Constitution as the guiding Law of the Land, & by ensuring a specific clarification of a hierarchy within the structures provided within & under that Constitution; or, a statement of why such support is not & will not be provided.
The proposal is largely designed to
keep UN & similar attempts against US sovereignty, as regarding arms and
the Law of the Sea Treaty, from ever allowing the UN or others to dictate to
the US, while still allowing the US to adopt positions in line with such.
Our goal is to follow the above plan in our lives and our business, thus being a part of returning our country, The United States of America, to the Republic it was envisioned and designed to be and The Great Experiment -- the Rule of Law -- brought to the world by the Founding Fathers.
We ask readers -- and others -- consider doing likewise.
Taking no ads, the only revenue to keep this site going is out of our own pockets and should arguably
be going to other things, from the few items sometimes in our store, and whatever
donations might be put in the tip jar on our Comment/Support page.
To the extent that you think reasonable
-- and please think for a moment about how long it would take you to put something like this together,
and what it would cost you, in energy and money, to then make it and keep it available on the web --
we ask you consider contributing to our delinquency.


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This time of year is always special for me and the beau. Valentine's followed by our anniversary on the 16th. This year was no exception.. We have been together five years now, and every year gets better....
We usually go away for the week, but this year we opted out as we have a few things to save for this year, but it was so refreshing to just enjoy to city we live in and love.
I did well this Valentines day...
For our fifth anniversary, I got Zach a picture of our home from Letterfest. Its fabulous and will be perfect once its framed! He's so pleased with it.
We also had time for a shoot with Coco's birthday balloon..She didn't mind...
Jacket- Monsoon.
Scarf- Accessorize.
Top-Instant Vintage.
Jeans- Topshop.
Boots- Russell and Bromley.