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Photo-Realistic Visualisation
U6 Photomontages provides professional photorealistic imagery to assist developers and decision makers fully envisage and assess the impact of proposed developments.
Our effective photomontage simulations bring projects to life, creating a sense of visual reality that clearly depicts how new development will sit in its proposed landscape context.
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Our highly specialized photo simulations have been accepted at Environment Court proceedings and local authority hearings as representing accurate 'real world' depictions of development proposals.
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subset: commoncrawl


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Atzenbrugg: An erratic four-over
76 in the third round saw Indian golfer Shiv Kapur slip to the
tied 61st spot in the Austrian Open here.
Kapur`s overall total stood at three-over 218 after the
penultimate round.
On a roller-coaster day, Kapur started off poorly by
dropping a double bogey on the very first hole.
He followed it up with a couple of birdies and an equal
number of bogeys in the front nine to make the turn two-over.
The back-nine started in similar fashion as he stumbled
to a double bogey on the 10th hole.
A bogey on the 11th and a birdie on the 12th completed
the topsy-turvy day for Kapur, who was tied 28th to start with
after a blemish-free six-under 66 in the second round.
Englishmen David Lynn (64) and Danny Willett (65) shared
the lead with totals of 13-under 203.


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Breakfasts That Do Not Aid Weight Loss
We all know about the benefits of a power breakfast and how it is the most important meal of the day. What a lot of us don't know is that there are some kind of breakfasts that are better than the others, especially if one is trying to lose weight. A healthy breakfast includes fiber, protein and healthy fat that gives you energy and makes you feel full. In contrast, an unhealthy breakfast can make you feel sluggish, cause you to gain weight and increase your risk of lifestyle diseases.
A well-rounded breakfast combined with moderate exercise will actually help you lose weight, so don't think of skipping that meal for sure. Eating a meal in the morning can actually help you reach your weight-loss goal, and here's why:
Breakfast jump-starts your metabolism: If you skip the first meal of the day, your metabolism actually slows down to conserve energy. Studies show that those who eat breakfast regularly lose weight, and are less likely to be overweight. Breakfast eaters also more likely toexercise regularly, hence maintaining a smaller waistline. So be sure you eat that power packed breakfast.
Fiber & Protein fills you and flattens your belly: Fiber not only keeps you feeling full longer so you're less apt to feel snacky between meals, it also reduces the bloating associated with constipation, which makes your tummy appear flatter. For some great tips on how to get a flat tummy without exercise, click here.
I have rounded up a few of the worst indulgences for breakfast, which are terrible if your goal is to lose weight (surprise! surprise!)
1- Fruit-based smoothies: Fruit is great to include on your breakfast menu, but not when juiced. By juicing you are removing all the fiber and taking in only the sugar. Also, an only fruit-based smoothie, without any proteins or fiber will make you hungry soon after. A healthy smoothie option is to include protein powder, yogurt, soy milk, beans, or tofu for protein, and throw in a little avocado, nuts or nut butter, chia seeds, or flax meal for filling fats. Adding some extra fiber of kale or spinach or bananas ensures a wholesome smoothie.
2- Cereal: Added sugar may very well be the single worst ingredient in the modern diet. It is making us fat and unhealthy, and most people are eating way too much of it. However, most people aren't pouring all that sugar on top of their food – they are getting it from processed foods. Interestingly, breakfast cereals are some of the most commonly consumed processed foods that are high in added sugars. In fact,most of them have sugar listed as the second or third ingredient!! Starting the day with a high-sugar breakfast cereal will spike your blood sugar and insulin levels. A few hours later, your blood sugar may crash, and your body will crave another high-carb meal or snack, thus creating a vicious cycle of overeating. Of course, not all cereals are created equal, so as long as you can find one that offers you most benefits, you're golden.
3- Flavoured Oatmeal: Tiny packets of maple brown sugar or apple cinnamon instant oatmeal seem healthy, but they contain lots of sugar and some even have artificial sugars like sucrose and artificial colors. Buying plain quick oats and flavoring it yourself with fruit and a little maple syrup, agave, or honey is healthier, but what's even better? Making overnight oats the night before using rolled oats (they'll keep you satisfied longer since they're less processed) and chia seeds. To make your own overnight oats, click on this easy step-by-step tutorial and also check out some more amazingly tasty, healthy oats recipes.
4- Bagel sandwiches: The more you think about the breakfast sandwich, the more glorious it becomes. That soft, pillowy egg; that crispy, salty meat; that gooey, melty cheese; all perfectly nestled between the doughy goodness of toasted bread. It makes you believe all is right with the world. And yet, when you start to dissect what's actually in this sandwich, which is not much you start to wonder where the morning went all wrong. Adding an egg will help, but then that egg will serve you better on avocado toast or a whole-wheat English muffin instead.
5- Sweetened non-fat yogurt: A bowl of plain, whole-milk Greek yogurt topped with berries is a great example of a healthy breakfast. However, a container of fat-free, sugar-sweetened fruit yogurt is not. In fact, many flavored non-fat yogurts contains more sugar than a comparable serving of ice cream. Fat helps keep you full because it takes longer to digest than carbs, and it also triggers the release of the fullness hormone cholecystokinin. Removing the fat from dairy products and adding sugar changes a nutritious breakfast option into food that is better suited as an occasional treat. So skip this one for sure.
6- Granola Bars: Granola bars may sound like great breakfast options, but they're often no better than candy bars. Although unprocessed oats are high in fiber, granola bars provide only 1–3 grams of fiber, on average. However, they contain a lot of added sugar. In fact, some of the most popular brands contain a combination of sugar, corn syrup, and honey. Large amounts of these sugars can raise blood sugar, insulin levels, and inflammation. Further driving up their sugar content, granola bars sometimes contain chocolate chips or dried fruit.The protein content of granola bars also tends to be low, further confirming that they are a poor breakfast choice. In a nutshell, granola bars contain sugar that raises insulin levels & also lack protein & fiber which are essential breakfast components.


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While equally important editing is typically not as time-consuming or complicated as revision both revising and editing typically require several different cycles revising a paper for form clarifying the message and reworking to reach a particular audience usually comes in the early cycles of rewriting while the stylistic concerns of adding commas correcting spelling errors and rewording.
Through editing come later also try to remember that both of these stages don't necessarily need to be thought of as the steps that come at the end of a writing process. Many writers revise and edit as they go writing a sentence or paragraph here then returning to revise a previous sentence or paragraph as they attempt to mold their writing to suit their purpose and audience finding grammatical mechanical errors along the way. However, all good writers return back to these steps again and again until they are satisfied with the end result though the rest of your essays.
In this course won't be as closely monitored for revising and editing as your first essay it is important to set aside time for these steps and everything you write whether you like to write quickly and heavily revise and edit later or revise and edit as you go leaving you with less to fix later so how do you complete these steps the suggestions presented in the rest of this video can be used to guide you through the entire rewriting stage keep in mind that these do not have to be followed in this particular order but I do suggest at least trying it this way for your first attempt in future revisions.
You may choose to complete some of these tasks at the same time or you may run through each of them separately actually become a more experienced writer you will find the ways that work for you can choose to print out your draft and write revisions directly on the paper or you can use a word processor to make your changes.
The most important parts of revision work to redefine an author's purpose and audience reassess the message reshape the discourse and realign their meaning with linguistic forms since getting your message across is the most important part of writing a paper.
I suggest starting with finding the purpose first one piece of advice I like to give my students regarding rewriting is to not try to do it all at once instead I suggest doing a little revising here and there and then returning back to your work a day or two later and reading it over again


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Lots of fun, great team work guys!
Nau mai, haere mai, welcome to our blog. We are a small reo rua (bilingual) class of year 4-6 tamariki in Ōtautahi. Our blog is a way that we can share our learning with the world and it gives our tamariki an authentic audience. It is also a place for us to trial new and exciting technology. Please leave us a comment and follow us if you want to see more of what we are doing. Mauri ora
Sunday, August 16, 2015
KIwi Can Balloon Volleyball
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Professional Community for Car Dealers, Marketing, Advertising and Sales Leaders
Time: February 22, 2018 from 12pm to 1pm
Location: https://www.dealeron.com/webinar/bing-critical-research-paid-search
Website or Map: https://www.dealeron.com/webi…
ADM Event Type: webinar, free
Organized By: Eliana Raggio
Latest ADM Activity: Jan 24, 2018
Export to Outlook or iCal (.ics)
DO YOU CURRENTLY SPEND MONEY ON SEARCH ENGINE MARKETING? Our friends at Microsoft and Bing have been hard at work studying online automotive consumer behavior and they have put together some incredible information you just have to see!
Join experts from Bing as they discuss new proprietary research that shows the inter-relationship between OEM Tier 1, Tier 2, and Tier 3 properties advertising together and appearing on the search engine results page (SERP). They will also discuss the quantified result of position in driving performance and efficiency in paid search. This newly released research analyzed many critical points including:
Attendees of this fascinating 1 hour webinar will learn how to:
You simply can't afford to miss this hour of automotive awesomeness! If you are ready to hear Experts from Bing Share Critical new Research on Paid Search, then register now!
PRESENTER: CHRISTI OLSON is the Head of Evangelism for Bing at Microsoft and is a member of the board of SEMPO. For over a decade Christi has led Digital Marketing teams at Microsoft, Expedia, Harry & David, Pointmarc and Point It. She is passionate about search marketing and has spent her career helping businesses solve their marketing challenges and goals through studying and analyzing data to develop actionable insights and strategies. Christi has been recognized by PPC Hero and her peers as one of the top 25 Most Influential PPC Experts in 2015, 2016 and 2017. You can follow her on Twitter or connect with her on LinkedIn. Joining Christi Olson is AMANDA PASCIOLLA who has spent her career in the digital advertising space and is currently an Analytical Lead at Microsoft. As an Analytical Lead, Amanda utilizes the breadth of Microsoft's product portfolio and the power of predictive analytics and machine learning to analyze trends and consumer behavior. Amanda empowers Microsoft's top Automotive customers through focused brand narratives, driving performance and growth with unique and actionable insights.
© 2019 Created by Ralph Paglia. Powered by


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From time to time I will do follow up articles. I typically don't do these unless I wrote a blog to promote the use of a particular site and used the services myself.
This is a follow up to the site Fiverr.com. This particular site is continuing to grow and see the light of day. Five dollars is typically not much for a publisher to pay and as a freelance writer, depending upon what your gigs are you can make a pretty penny for pumping out your content at $5 per piece.
The cost of your content at $5 per piece doesn't sit well with some freelance writers. However, I have discovered several clients through the site and have received long term work from placing my ad on the site.
The work is typically consistent and will come in from satisfied clients over and over again. Also, if your client has a job for you outside of the $5 or one that you must do for more than $5, you can have the $5 rule apply for a portion of the job.
For example, you may have a client that is asking for your gig but not with the same parameters.
Your parameters are 3 articles for 300 words each for $5
You can negotiate with the publisher to writer different word count articles for $5. He may want 3 -500 word articles for $5. You can advise him that you can provide him with one 500 word count for $5. Submit your resume or links to samples of your work online. The client may go for it and he may not. However, you have not denied the client right out and you have offered a compromise. You can even advise him this is the only time you can do this type of project for this cost. If you have great work, you will continue to build up a client base and have continual work.
always thank the client for the work provided, especially if they are satisfied. Ask the client to keep you in mind for future work available and refer a friend if they have other publishers that need work.
always thank the client for the work provided, especially if they are satisfied. Ask the client to keep you in mind for future work available and refer a friend if they have other publishers that need work.
The hope is you will attract clients for future work. Believe it or not, this does occur. Your future projects can high paid projects and have a little income while you work on gaining more revenue for your freelance career. More importantly, you are receiving practice for dealing with clients as well as building additional experience in a variety of writing niches.
At the bottom of my blog you can find my widget for Fiverr.com jobs. You can build a writer widget similar to mine for the site or come up with your own.
As you cans see, you can post any gig (what fiver refers to jobs offered as) for five dollars. I set up one for Twitter because of the amount of publishers (fiver members that have a job they need you do perform for them )that were requesting this gig from writers.
As a freelancer that would like to outsource, you can locate some great writers on Fiverr.com. However, be careful and interview to make certain you have a writer that you can work with and is reliable to deliver the content you need.
Fiverr.com is a terrific tool for newbies and if you are not a newbie but searching for a couple of bucks in between gigs, this is the place to be.


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As more potential customers turn to the Web for information before they book a hotel or go out to dinner, Pocono businesses have felt the impact of online review sites, which can make or break their reputations.
As more potential customers turn to the Web for information before they book a hotel or go out to dinner, Pocono businesses have felt the impact of online review sites, which can make or break their reputations.
Just as anyone can become a music critic by posting a review of the latest CD on Amazon.com, anyone who stays at a hotel can become a travel writer by posting a comment on any one of a number of hotel review Web sites visited by millions.
For the consequences of how one customer with a negative experience and an Internet connection can spread bad word-of-mouth across the world, look no further than TripAdvisor.com. The travel Web site last week listed The Quality Inn of Stroudsburg as the fifth dirtiest hotel in the country based on cleanliness ratings, a charge that the hotel's general manager called unwarranted.
"It's very important online because anyone can read those, and they are out there for the world to see," said Rob Howell, general manager of Shawnee Inn & Golf Resort. "We take the reviews pretty seriously, and we monitor them regularly."
Howell said he has been looking at online review sites for about two years, and he receives an e-mail alert when a new review is posted at sites like TripAdvisor, Expedia, Orbitz, Priceline and others. He regularly responds to comments to try to communicate with previous guests, and he encourages guests who enjoyed their stays to leave positive online reviews.
"I use that to look to see what we can improve, and we will go over those comments with our staff if there are issues," he said.
Restaurants are also the frequent subject of online review sites like ThePoconos.com and Restaurants.com.
Susan Marques, general manager of the Sycamore Grille on Main Street in Delaware Water Gap, said she checks online reviews weekly to see what customers are saying in cyberspace.
"We take all reviews into consideration," Marques said. "Bad reviews are something we address and make changes as quickly as we can. When you get a bad review or comment online, it can be very detrimental to business. Word-of-mouth can be very important."
About 84 percent of Americans think online customer evaluations would influence their purchases, according to a 2009 Opinion Research Corp. poll.
Frank Brown, owner of the Pocono Inne Town hotel on Main Street, Stroudsburg, said given that online reviews are often from anonymous former guests and sometimes only those with a negative experience will take the time to post a review, potential guests should think twice before basing a travel decision on those reviews.
"We take care of thousands of customers each year, and for someone who is sitting at home making a decision about where to go and stay, for that person to make a decision based on only two or three guest comments on a Web site really does not make a lot of sense," Brown said.


text: Prevention Child Abuse and Neglect (Education Manual for Teachers and Families) 28/04/2008 by HRA Books No Comment No Comment You can post first response comment. Leave A Comment Click here to cancel reply. Name (required) Email (required) Website Comment... Please enter your name. Please enter an valid email address. Please enter a message. Post Comment PreviousNo to Death Penalty Next"What is Documentation?" IHOP Publication


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Contact Us
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Whether you're developing a traditional bathroom in a period property, or designing an en vogue en-suite to reflect the very latest interior trends, we can help you perfect every last luxurious detail.
Contact us by e-mailing firstname.lastname@example.com or complete the form below:
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Wednesday, July 25, 2007
The Last Lie I Told
Not that I was (or am, for that matter) any saint. My parents maintained that the lie was a separate, punishable action from the original offense, a rule I ran afoul of multiple times (especially since age seven—not sure why that age in particular).
Mr. Lane, my 8th grade Social Studies teacher, was one of three junior high school teachers who showed us that learning was important, that the subjects were relevant, interesting, even fascinating once we started to understand them. This trio also taught us to think for ourselves, frequently giving us structured tasks or group activities, getting out of our way, letting us make our mistakes, but then coming back and addressing our shortcomings. They pushed us, worked us, gave us lower grades then we were used to earning, redirected us, sent us back to thinking and working—and we loved it. They were my favorite teachers.
So when I didn't hand in my Social Studies report (I don't remember how many pages were required), it wasn't any judgment against the class or the teacher—I just was a kid who got busy doing some other kid things and didn't get to the assigned report in time. I sat cringing as the class passed in their work, knowing I was in serious trouble. Fortunately, Mr. Lane didn't notice I hadn't turned in a report, so I was reprieved for the moment, but I knew it would eventually catch up with me.
And that day arrived. While the rest of the class worked on an in-class assignment, Mr. Lane came over to talk with me. My stomach churned—I knew I was in deep trouble.
"I didn't see your report," he started. I hung my head. "Did you turn one in?" Nervous, I nodded. "OK—I'll look through everything here and at home and see if I can find it." I knew he wouldn't, of course, but at least I'd bought another reprieve.
I worried all through class each day—my brief reprieve had become a week. It couldn't last.
Finally, almost as a relief, the Day of Reckoning arrived. Mr. Lane called me over to his desk at the end of class. Here it comes. As my classmates filed out the door, I shuffled slowly to my doom.
"I've looked everywhere for your paper," began Mr. Lane. I looked at the floor. "I tore apart everything, every pile, and it's just not there." My shoulders slumped. Fear grew by the second, anticipating my fate. "So," Mr. Lane continued, "I'm just going to have to assume it was an "A" paper."
My heart jumped into my throat. I looked at him, stunned. "OK," I answered, lamely, and followed my classmates to our next class.
I should have felt relieved, elated, joyful. I didn't. I felt two inches tall. I didn't even feel some cliché emotion, like "I let my favorite teacher down," for example. Instead, I knew I'd just had an interaction with a man who was a far better person than I, and I'd failed miserably. I didn't like it. I still don't, years later. Mistakes are one thing, but this was another. It was the last lie I told.
Today, I know at least some of my college students wouldn't hesitate to lie about their work, judging from the number of blatant plagiarism cases I've busted. In my own way, I've offered them a small if unpalatable way out: "May I talk to you for a minute before class, outside? Do you realize that the deadline for dropping a course is this Friday? Are you aware that students aren't allowed to drop courses to escape plagiarism charges? Now, if someone plagiarized one of these papers I'm about to hand back, my comments about that would constitute a plagiarism charge, subject to the formal policies laid out in detail in the College Handbook. However, if such a student dropped before I was able to return the paper and make the charge, I'm not sure I could do much about it."
I don't know what impact this has on students long term. I don't even know if it's the right thing to do. I wonder if Mr. Lane simply knew I was lying.
Our culture currently seems not to even blink at dishonesty. People have so long stolen copied music that they don't even consider the ramifications. One folk artist even did a song about it (these lyrics are to the best of my memory):
So I copied it
Gave it to all my friends
A lot them gave it to their friends too
Cause I love ya man
I'm your biggest fan…
…and so forth, with the speaker in the song ironically wondering why the band isn't more successful, even wondering if maybe they just don't try hard enough.
One of my colleagues, a self-styled (and continually unpublished) novelist maintains, "I wouldn't mind if someone made copies of my novel, so why should I worry about copying music?" I think the law and at least many of the musicians might view the case differently.
My younger brother, Mr. Values, downloads copied DVDs. "Hey, they're on the Internet," he says. "I don't know if they're stolen or not!" I mentioned we could say the same about TVs sold from the back of a truck in a parking lot. Uncharacteristically, he had no retort.
Seemingly, if you can get away with it, it's moral.
And how do you argue against that, when the Bush administration claims lying as executive privilege? The ridiculous spin on Iraq, the mind-numbing audacity of Alberto Gonzalez—these are just the obvious points with bipartisan agreement, let alone the host of other nonsense.
As a society, we're like alcoholics—we arguably COULD stop, COULD get help—but we want to lie.
And the lack of truth shall continue to render us less and less free.
2 comments:
- paisley said...
excellent post,, best ive read all day,, and believe me i have read quite a few... i want to keep this in the back of my mind,,, i really liked this... makes me think about a lot of things...
- July 25, 2007 at 7:29 PM
- Pastry Artist said...
Wow when you can get Paisley to think like this I'm impressed. Just joking. Paisley is an excellent judge of good things.
As for me…this was a remarkable story and the reasoning behind why you no longer lie and the impact of your actions…shoving this moral into every living pore in your body, tells me that you learned your lesson. That it sunk in with a vengence.
I am positive your teacher knew you were lying, gave you every chance to come clean. He could tell by your body language and the fact that you never once protested. He was a great teacher!
I am sorry I haven't been by in a while. Your writing is like good music to my ears.
- July 26, 2007 at 11:11 PM


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1108 Forest Glen Road, Westerville, OH
- Follow This Home!
- Westerville Homes for Sale
- Your Home Valuation
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- Homes Close to Where You Work
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The Clark Realty Group @ ERA REAL Solutions Realty works with sellers, buyers, developers and investors throughout Central Ohio. Offices in Westerville, Grove City, West Chester and Montgomery. ERA REAL Solutions Realty. Equal Housing Opportunity.


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Walk through our Vineyard & Picnic
Upon reservation
55€ per person
During 2h, discover the fantastic world of wine during a walk through our vineyard. Guided by a professional, you will learn everything about our vineyard, our grape varieties and our soil with a private access at The Vegetable Garden. At the end of the way, you will enjoy wine tasting of our vintages and have a winemaker's picnic.
Upon reservation
+33 4 13 98 00 70


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Tuesday night on Stewart had John Podhoretz has his guest. Now I know that it's not technically a political show and that I shouldn't hold The Daily Show to a higher standard than another news show, but does John Podhoretz really merit a fifteen-minute time slot?
I like The Daily Show and Jon is still the smartest guy on television but I think he's stuck in the old bipartisan debate of, "Extremists are always wrong." It's one thing to criticize "extreme thinkers" on both the left for not listening to each to other. But shouldn't he also point out that a lot of these so-called Bush bashing books have some basis in reality?
I'll forgive you Jon if you have Paul Krugman on.


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|What If...
Official website logo
|Directed by
|Dallas Jenkins
|Written by
|Chuck Konzelman
Andrea Gyertson Nasfell
Cary Solomon
|Kevin Sorbo
Kristy Swanson
Debby Ryan
Caeden Lovato
John Ratzenberger
|Music by
|Jeehun Hwang
|Todd Barron
|Editing by
|Frank Reynolds
|10 West Studios
Jenkins Entertainment
|Release date(s)
|February 2010
What If... is an upcoming Christian direct-to-video film directed by Dallas Jenkins, son of best-selling author Jerry B. Jenkins. It stars Kevin Sorbo, Kristy Swanson, Debby Ryan and John Ratzenberger. The film is expected to be released to theaters in August 2010, and onto DVD in early 2011.[1]
What If... is the first film in a two-movie partnership between Jenkins Entertainment and Pure Flix Entertainment. Jenkins Entertainment is owned by Jerry B. Jenkins and operated by his son Dallas Jenkins.[2] Jerry will serve as executive producer and Dallas will direct both films. Pure Flix Entertainment will produce and supervise marketing and distribution for the films.[3]
15 years ago, Ben Walker left his girlfriend and his ministry calling for a business opportunity. Now with a high-paying career and a trophy fiancé, he is visited by an angel, who gives him a glimpse into what his life would look like if he had followed his calling.
What If... was filmed June 28–July 14, 2009, mostly in Manistee, Michigan, with some filming done in Grand Rapids, Michigan.[1]


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The Prime Good Ldl cholesterol Meals For Your Weight-reduction plan Infographic
Once we speak about ldl cholesterol, a lot of the occasions we imply the "unhealthy" variety – the one that may mainly smash your well being if left unchecked. Nevertheless, there may be additionally the "good" type of ldl cholesterol that your physique wants with the intention to perform correctly.
This useful ldl cholesterol goes by the title of high-density lipoprotein (HDL), versus the low-density lipoprotein (LDL) the extent of which it's good to restrict.
Take a look at the infographic beneath to be taught extra in regards to the useful type of ldl cholesterol and its finest dietary sources.
Click on on picture to enlarge


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Here at Towerwood we recommend that all pets are insured. A third of all pets will need veterinary treatment for an unexpected illness or injury each year.
You may be surprised to hear that you are more likely to claim on your pet insurance than your car or household policies (Allianz Insurance plc). In fact, in our experience if you are one of the few people who don't need to claim on your pet insurance you really are very lucky indeed!
There are many insurance companies out there, any each company will offer a number of different policies and levels of cover for your pet. It is really important therefore, that you research each policy and read the fine print before signing up!
The cost of pet insurance will depend on a number of factors including age, breed, whether the animal is neutered and whether the animal has suffered from any illness before. Therefore it is important that you take up a policy as soon as possible as if your pet becomes ill before you take out insurance, your policy will not cover that illness!
When selecting an insurance policy we strongly recommend choosing a 'lifetime' policy. This means that:
Other policies may cost you less each month but may not cover long term illnesses after 12 months of treatment or may only cover you upto a certain amount of veterinary cost.
Check exactly what your policy covers, some companies will not cover dental treatments or hereditary conditions. Make sure you know what your pet is covered for to avoid any nasty surprises later on!
It's worth reading the terms of your insurance policy or speaking to a member of staff at your insurance company to find out exactly what you need to do to ensure you meet the conditions of the cover
Most companies require:
Please be aware that not keeping up to these requirements can result in some insurance companies refusing to cover some health conditions!
If you would like to talk to a member of staff about what to look for when taking out insurance please call us and we'll be happy to help.


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How you Save on Cash – Reusable Menstrual Cups
The lifestyle of many today is effective the environment in so many ways, it is an increasing awareness that should be dealt with. You have to make sure that you are not using your giant ecological foot to step on the economy and community. You need to change the way you live your life if you are a wasteful person. There are a lot of things that were thrown away after one use but with the innovative minds of people, they have created reusable products, products that you never expected to get a reusable version, the washable menstrual cups. But before you think about how absurd this product might sound, this is one of the best ways to preserve the environment and live a life with less waste. But wait, there's more, the washable menstrual cups is not all about being eco-safe.
A number of ladies commend the washable menstrual cups because of its convenience.
The washable menstrual cups is a bell shaped cup which is designed for period protection. You will love the washable menstrual cups, after using it inside your private area, instead of throwing it away, you can wash it, unlike the tampon and the sanitary napkin. The washable menstrual cups will not absorb the fluid unlike the others. With the washable menstrual cups, it will help you avoid leakage that will cost your clothes to be dirtied. You will then have the washable menstrual cups store the fluid until you are ready to take it off, rinse or wash thoroughly and wait for reuse.
You can save more on washable menstrual cups than tampons because a cup can normally carry twice as much fluids to what a tampon can do You will be able to use the washable menstrual cups for twice as long as to what a tampon can be used, this is a huge difference. They do not need too much maintenance which makes them the best alternative for women who are using tampons. A lot of women who travel actually pick to use washable menstrual cups rather than other products. You need to know that women athletes choose washable menstrual cups over any other type of product with the same concept.
You no longer have to horde tampons because you can use a couple of washable menstrual cups without any problem and the best part is, you can save money from that kind of process, it's a huge win for you ladies.
Saving is more important, washable menstrual cups will help you save on resources and help the world with one less person wasting products and resources by throwing tampons every month.
Getting Creative With Cups Advice


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After nine years living in Ouagadougou, Burkina Faso, I'm now living in the French Alps. The natives seem friendly ...guess I'll stick around a while.
Tuesday, September 18, 2007
The goat castration went pretty well, from my point of view, anyway. Aslan's view of the whole incident may be completely different, but it had to be done. It wasn't just the rancid goat-cheese reek of him,(which we had sort of gotten used to doing without very happily during our holiday) but there was a whole new level olfactory insult going on. It turns out that adult male goats spruce themselves up for the lady goats by urinating on themselves. Instead of a bracing spash of Old Spice, Polo or whathaveyou, they just stand there and let their pee dribble down their legs. Very convienient, but extremely disgusting from the point of view of those of us who are not female goats.
Added to the problem of his unique new "eau de cologne" was his new sound repertoire. In the presence of a female goat, his previously mild goatly bleat became a blood-curdling thing of nightmares. It sounded like an elderly, mutated dwarf being vivisected by trolls. A very LOUD dwarf. (Not that I have ever heard that particular sound, but I have a very lively imagination.) Anyway, he had a tendency to make this sound every morning at about 5am, plus at regular intervals throughout the day.
The noise thing could have probably been solved by NOT having a lady goat present. But Midnight and her extemely adorable tiny baby goatling are now living at our place, so a solution had to be found.
On the practical side, it only costs a dollar to have a goat castrated. Then again, there's no anaesthesia. Ouch. (In fact, the vet thought I was mad to even ask about it). So, I had to sit out on the front terrace of the vet's office, holding Aslan's head, trying to get him through the 15 minute procedure with a minimum of panic. Right beside us there was a huge ram dying from poisoning. I will spare you all the details, but it was pretty grim.
Our Aslan recovered very quickly from the little visit and does not hold a grudge. He now bleats normally and smells like a normal goat instead of a festering furred heap of urine. Which is nice. Think petting zoo goat.
At the top is a pic of Midnight. Baby Dawn kept running around and I couldn't get a good shot of here.
The second is, rather obviously, our pet turtles. We have had them for about 3 years and raised them from tiny turtlettes. They don't smell and are completely silent. I have no idea if they are girls or boys and would not even dream of violating their privacy to find out. Furthermore, I have never heard of anyone having to get her turtle castrated. I find that they are very relaxing pets.
Posted by Beth at 9/18/2007 12:58:00 PM
1 comment:
MLW here... This is a test to see if I can work the comments right... hey, what happened to the Papiers du Sahel link? I wanted to link to it after that fab You Tube video, but someone stole the domain name! Yikes!
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Monday, August 15, 2011
Land of Entrapment by Andi Marquette
Publisher: Regal Crest Enterprises
First novels sometimes suffer from blemishes – characters that aren't completely developed, holes in the plot that needed filling, scenes in the book that had no need to be there. Land of Entrapment doesn't suffer from any of those problems.
Neo-Nazi and other white supremacist organizations are an unfortunate fact of life in the United States today and they seem to flourish in the western states where the open spaces allow them to operate without being constantly watched. K.C. Fontero has built her career from studying the various groups and how they function, but her work has been purely academic until her ex-lover Melissa asks for her help. Melissa's sister has fallen under the influence of one of the groups and Melissa wants K.C. to use her expertise to help get her back. It's a difficult decision for K.C. because she and Melissa parted on bad terms, but she left a lot behind in Albuquerque that she'd like to get back and she knows she will be doing a good thing for Megan.
Returning to New Mexico brings her back to an area and friends she loves and never really wanted to leave in the first place, but she didn't anticipate two things that would happen. The deeper she digs into the situation, the greater the danger becomes to both her and Megan. And K.C. meets an amazing woman, one who might be able to finally heal the hurt in her soul, if K.C. can just learn to stop running and face her own fear.
Andi Marquette has written a very solid first novel. It is well told and the characters are fully developed. The reader will know what motivates them at each step and they follow a logical progression. Even better, these characters seem real. At the crisis point in the story, K.C. doesn't turn into some sort of an avenging Rambo to suddenly save the day and overpower the bad guy. She's scared and she panics a little, just like the reader probably would.
As a relationship begins to develop between K.C. and Sage, where too many other writers would have them tumbling into bed immediately, Marquette has Sage tell K.C. to go away because K.C. isn't ready. This book is full of mature women who have more important things to do in their lives than to constantly be trying to get another woman's clothes off and into bed.
There are no extraneous scenes in the book where the reader will ask why it's there. Each scene adds another piece to the picture, building the puzzle to completion. The book also shows a great deal of research into a topic that is very current, but that often floats just below the headlines where most people don't pay attention to it. Major news organizations choose to ignore the seething bitterness that keeps the white supremacy movements functioning.
This is a satisfying book to read. It keeps the pages turning. It builds tension as it goes, both in the apprehension as to what the white supremacists will do and what will happen in the new relationship K.C. is experiencing, and holds the reader's interest. It presents a solid basis for what appears to be a new mystery series featuring these characters. The quality of this book certainly is a recommendation for whatever book Marquette writes next.
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I love reading everything from fantasy to historical romances. On a constant quest for more books to read.
This book is free on Kindle
Susanna Ward has since her fathers death three years ago been earning her living as a governess.Her father was cut off from his family after marrying Susannas mother an italian peasant girl who his father considered unworthy.
While on the journey to London to seek out a new position she is recognized by an old man ,a gardener who she met briefly during a unpleasant visit to her grandfathers home as a child and learns that her grandfather is dead and the old man hinting at it being "it was them up at the hall who did it"
Susanna decides to stay at the local inn overnight before deciding if she should or should not contact her estranged relatives when suddenly a man rushes inside her room and asks her to hide him.
Before she knows it she have him locked inside her wardrobe and a second later militiamen rush inside and ask if she has seen a dangerous criminal but after denying she has seen any such kind of person they leave.
After letting out of the wardrobe and treating his wound the man thanks her and ask that she forget ever seeing him before he slips out into the night.
The next day Susannas uncle invite her to come and stay at the house and as she gets to know them she tries to figure out wich one of them could be the killer. Furthermore she also learn thathe man she helped hide is an infamous smuggler called Captain Clarke who has been evading the authorities sucessfully for quite a while.
Looks like Susanna has tumbled into quite the adventure...
This is a bit of a difficult review for me to write since I will have to admit despite me liking "Susanna and the spy" it had problems beginning with Susannas motive for investigating her grandfathers murder wich is rather weak.and the mystery isnt very complicated I started to suspect who the murderer was about halfway in.
Nor will you have a hard time figuring out what Captain Clarke is really up to
So I did like it but even I have to agree that it was a bit thin on the ground and for it being labeled as a regency romance there isnt much romancey things going on in this book until the ending. And our heroine engages in behavior wich would have been frowned upon in a young gentlewoman of the regency era.
But the thing is with with all the adventures the heroine has it was not until I had finished reading it that I had time to stop and think about the flaws it had.
So it might not be a book wich will end up as one of your favorites but if you want a quick and mindless escape from reality for a moment there are worse books to pick up than this and Susanna is a very likeable main character.
There is a sequel to this book called London Calling wich
also features Susanna Ward and Lord Ravenwood and their further adventures


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You intend to conserve loan– Helix is an extremely top quality mattress that takes the recently popular bed-in-a-box design. Straight from the manufacturing facility to your doorstep, removing costs to make sure that they could charge a lot much less than your edge mattress shop.
You are checking out Tempurpedic or other bed-in-a-box versions– In terms of high quality, Helix is definitely staying on par with the most effective known memory-foam brand names on the marketplace (particularly at the rate factor).
You believe personalization could boost the sleep experience– lots of mattress business are pitching the "one mattress fits all" line, yet lots of people don't think that's real. Helix is the first online-only mattress business to use such a range of options suiting various sorts of sleeper preferences.
You want a well-researched mattress– Helix collaborated with a number of PhDs to identify just what resting variables were essential and also just how they can deal with these consider their mattresses. This is a mattress with a great deal of data pointing it in the appropriate instructions.
You like a latex foam really feel– for all its customization, it's still a latex-like foam mattress feel general.
You and your resting partner have different preferences– not only could you customize the mattress, you can individualize each side of the mattress to suit the choices of two people. This mattress could be terrific for pairs.
Get $50 Off Helix mattress with discount coupon "CLARITY50" Or $125 Off A Mattress + One Other Product With Coupon "CLARITY125".
On the Helix website you will certainly take a test that asks you regarding your (as well as optionally your partners) sleep preferences and also body qualities. From your responses the mattress will be modified along 4 primary attributes:
The Helix cushion does an excellent job of ensuring there suffices movement seclusion. You will certainly be able to share this bed with your companion without getting disturbed by motions when you partner move while sleeping.
The cushion could be personalized so that you obtain different suppleness and cooling setups for either side, which suggests you not only obtain far better motion isolation compared to with the majority of bed mattress, but you likewise get added comfort when sleeping.
Depending upon just how you prefer to rest, you could customize your Helix Mattress to fit your choices. There is a temperature level guideline choice available from light to cool down.
That claimed, the cushion is rather trendy, as well as the slim cover permits reliable air circulation that assists keep it cool down throughout the night.
Several foam cushion have an unique brand-new bed mattress odor that lasts a number of days. The Helix supplier however was able to minimize this phenomenon to a minimum.
We obtained distinguished among the co-founders that the company mosts likely to great sizes to make certain off-gassing is near absolutely no.
Helix mattresses are shipped in a boxThe Helix Mattress is shipped in a roll pack for both practical delivery in addition to unpacking. Several dimensions are used in the standard sizes: Twin, Twin XL, Full, Queen, King and California King. The thickness is for all dimensions 10 inch.
While the bed mattress does feel good promptly after unpacking, it will really feel also much better after 3 days of unwinding. That is an usual characteristic for bed mattress shipped inside a box.
For utmost comfort when using this mattress, it is suggested to utilize a level as well as secure structure or bed structure.
Stay clear of making use of the traditional box springs as they make the cushion unequal, which affects your bed's comfort levels.
It is far better to make use of the Helix Mattress without including an added cushion pad as it is already made for maximum convenience.
It is recommended to add a light cushion guard for preventing discolorations as well as making sure the cushion stays in an excellent problem for a longer period.
Obtain $50 Off Helix mattress with discount coupon "CLARITY50" Or $125 Off A Mattress + One Other Product With Coupon "CLARITY125".
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You need to never vapor or saturate the bed mattress or usage high amounts of chlorine or bleach when washing it.
Keep in mind that the mattress has already travelled through antimicrobial therapy at the manufacturing facility, so there will certainly not be any type of parasites residing in it.
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All components and also materials are 100% made in the USA.
The Helix Mattress has a common limited 10-year warranty covering actual defects not emerging from abuse. The most prominent insurance claim for memory foam bed mattress is typically impression (or body print), which in this instance is specified as an anxiety of more than 1-inch.
To assert a problem, you need to create the original receipt, so keep it in a refuge!
You'll be asked to cover the shipping expense pertaining to the return, as well as will be refund to you by Helix (as much as $100) if the flaw claim is undoubtedly approved.
The mattress is typically made of 3 layers:
The ranges as well as construction will certainly be modified to fit your customization choices.
Other points to note regarding the Helix Mattress And Ikea?
I was certainly impressed by the top quality of the mattress, particularly with the personalization alternatives and also top quality of materials. Of the bed mattress I have actually assessed, it's definitely in the direction of the very top.
Though I think several various other online-only mattress business give excellent quality items, the "one mattress fits all" concept does not always reverberate with me, so I truly like the personalization options given by Helix. General I 'd certainly suggest the mattress.
Obtain $50 Off Helix mattress with voucher "CLARITY50" Or $125 Off A Mattress + One Other Product With Coupon "CLARITY125".
Standard bed sizes are based on standard mattress sizes, which vary from country to country. Bed sizes also vary according to the size and degree of ornamentation of the bed frame. Dimensions and names vary considerably around the world, with most countries having their own standards and terminology. In addition, two mattresses with the same nominal size may still have slightly different dimensions, due to manufacturing tolerances, amount of padding, and support type.
Memory foam consists mainly of polyurethane as well as additional chemicals increasing its viscosity and density. It is often referred to as "viscoelastic" polyurethane foam, or low-resilience polyurethane foam (LRPu). Higher-density memory foam softens in reaction to body heat, allowing it to mold to a warm body in a few minutes. Newer foams may recover more quickly to their original shape.[1]
A mattress is a large pad for supporting the reclining body, used as a bed or as part of a bed. Mattresses may consist of a quilted or similarly fastened case, usually of heavy cloth, that contains hair, straw, cotton, foam rubber, etc., or a framework of metal springs.[1] Mattresses may also be filled with air[1] or water.


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We've had lots of company over the last weeks. Hunter's Mimi and Papa came and stayed for a week. This was so nice, especially in the mornings. When Mimi got up early, momma got to go sleep for a few hours. Hunter misses them already. Uncle Jared, Aunt Maci, and Joshua came and stayed for a few days. Hunter seems so little next to his big cousin. Someday they will have so much fun playing together! We will be making a trip to Arlington this weekend to meet Hunter's other uncles.
Well, Mr. H is fussing so I will have to finish later. I have more pictures on our other camera and my mom's camera so more to come soon. Sorry it has been so long since I last posted!


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Mom makes gingerbread
I can't decide if gingerbread is hopelessly old-fashioned or an acquired taste. When I was little my mother made it often, and I think my brother and sister loved it as much as I did. The smell of gingerbread baking and filling the house with the rich aroma of molasses mingled with spices makes me salivate in a way that no other food preparation does. And I don't think anything else tastes better with a glass of cold milk.
But nowadays, when folks see a pan of something baked and brown, they think it's going to be brownies or chocolate cake, and faces tend to fall when they find out it's gingerbread. I generally don't like to disappoint people when I bake something, so I don't make gingerbread too often any more. Tonight was one of those nights. I use a recipe from the 1965 edition of The Fannie Farmer Cookbook, called Sour Cream Gingerbread, to which I add some additional spices. The directions call for mixing in a stick of melted butter at the very end, but she says "For a simpler gingerbread, omit the butter." That sentence has confused me for over thirty years; um, what? Why would I want to omit the butter? And how would that really simplify the gingerbread, anyway?
My big mistake tonight was continually checking for doneness every two minutes, for the last ten minutes or so, with a toothpick, and then not trusting my judgment and underbaking the darn thing anyway. I'm still getting used to my new oven, which runs a little cooler than the old one. So that is why there's a deep depression in the middle, as pictured at right. It was gooey there, too. But everywhere except right in the center it was delicious.
Sour Cream Gingerbread
Butter a shallow pan 8 or 9 inches square. Set the oven at 350º.
Beat 2 eggsAdd
- 1/2 cup sour cream
- 1/2 cup molasses
- 1/2 cup brown sugar
- 1 1/2 cups pastry or cake flour (I just use all-purpose)
- 1 teaspoon baking soda
- 1 teaspoon ginger
- 1/2 teaspoon cinnamon
- 1/4 teaspoon ground cloves
- 1/4 teaspoon ground nutmeg
- 1/4 teaspoon salt
Stir into the first mixture. Add 1/2 cup melted butter.
Beat well and pour into pan. Bake about 30-35 minutes or until toothpick inserted into center is dry.
Note to self – Next time trust your own judgment on a recipe that you have been making for literally over thirty years; if it doesn't look done leave it in the oven!


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Bullhide Born To Ride Leather Hat
Item # 096J85
- Bullhide Born To Ride Leather Hat
- Item # 096J85
$74.99 Online Price
We're only able to ship this product to the following countries at this time:
United States
Additional Information
Product Features & Description
Hats are important equipment for protection from the harmful effects of the sun. Made of top grain leather, this Born To Ride Leather Hat offers a 3 3/8" brim for the best protection from the sun with long-lasting strength. Outback's leather hats are extra sturdy & offer excellent sun protection. The studded hatband with winged skull concho lends some rocker style to this very wearable hat. Whether you're riding, rocking or just chilling, this is the hat for you. Pick one up today and see for yourself.
Style(s): 4014
- Heavy Metal Collection
- Top-grain leather
- 3 3/8" brim
- Studded hatband with winged skull concho
- Chin cord with keeper
- Sizing: S(6 3/8-6 3/4), M(6 7/8-7 1/8), L(7 1/4-7 1/2), XL(7 5/8)


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Spin Spa Body Brush
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- Get the Spa experience in the comfort of your own home
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- Clean with the mesh sponge and your favorite shower soap
- Finish with the massage head for ultimate relaxation
The Spin Spa Body Brush comes with 5 attachments, providing a cleansing experience all over your body, relaxing your skin top to bottom. 14" long handle helps get to those hard-to-reach areas of the body.
14" long, Plastic – Uses 3 AA batteries (not included) – Water-Resistant for shower or bath usage.


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Message for the day 12-08-2015
Thought to ponder: To correct people through words is easy. Yet, we find that people are not ready to listen to what we say. Each one feels, in his own way, that he is right. So however positively we put it, we cannot change people's thinking. But whatever we want to teach, we first have to be an embodiment of that. When we become a role model, people learn, without them feeling that they are being corrected.
Point to practice: Today I will be patient even when I see someone doing something wrong. I will not correct him and make him feel guilty. Because I understand that if his behavior is wrong, my correction is wrong too. Specially if it is done rudely or with anger or irritation. So I understand that one wrong cannot correct another wrong.


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3316 Ten Acre Road, Panama City, FL
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3 BEDROOMS | 2 (2 full ) BATHROOMS | 1,230 SQUARE FEET
Here it is… the newest and what is sure to be the most sought after residential development in Bay County! TEN ACRE TERRACE: where extraordinary quality, amazing location, an affordability collide! This 44 home development will feature home sites ranging from $175,000 to $255,000. With 100% financing available plus being VA approved this is an amazing opportunity. Each property will be built by a team of the best local and well known builders in our area. We'll offer numerous floor plans starting at 1,200 sq.ft and up, as well as 3 and 4 bedrooms. Four additional homes will be made available to the public in just a few weeks so this is your chance to act before pricing increases. For a complete list of neighborhood and home upgrades/features please contact us directly. (Matching countertops to be installed in the kitchen after the holidays)


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EYE-BALL's Guru on – The Wayne Swan 2013-14 Federal Budget – Special EYE-BALL Guru Report – The Economic Triggers Part 2.5 –
|Latest GURU Posts:
– 29th May – The Wayne Swan 2013-14 Federal Budget – A Special EYE-BALL Guru Report – The Economic Triggers Part 2.4 –
– 28th May – The Wayne Swan 2013-14 Federal Budget – A Special EYE-BALL Guru Report – The Economic Triggers Part 2.3 –
– 28th May – The Wayne Swan 2013-14 Federal Budget – A Special EYE-BALL Guru Report – The Economic Triggers Part 2.2 –
– 27th May – The Wayne Swan 2013-14 Federal Budget – A Special EYE-BALL Guru Report – The Economic Triggers Part 2.1 –
– 18th May – The Wayne Swan 2013-14 Federal Budget – A Special EYE-BALL Guru Report – Part 1 –
– 14th May – When is Government a Business and – when is Government a Government –
– 13th May – Wayne Swan's "Treasury Mistakes" – The Evidence of Incompetence – a Ponzi expert in the making.
– 10th May – Wayne Swan's "Treasury Mistakes" – A Follow-Up –
– 29th Apr – Wayne Swan's "Treasury Mistakes" – Heads must roll – Swan and Bradbury must accept responsibility' –
– 23rd Apr – Wayne Swan's – "Investment pipeline" – disappearing before his eyes – where does he go for his next 'bunny excuse' –
– 21st Apr – Wayne Swan's legitimacy – He Says … 'high A$ causes $7.5b hole since Oct '12' – He's a unique type of idiot –
– 14th Apr – The Debt Clock ticks … Tic Toc … – Gillard just spent another $3,000 – counting the real cost of this ALP Disaster –
– 5th Apr – Superannuation 2013-14 – the Government's new Slush Fund – Proposed Changes show SWAN and SHORTEN's stupidity –
– 4th Apr – Australia's Parliamentary Remunerations –
– 3rd Apr – Government not happy about its tax collect – Claims Tax Minimisation deserves 'Naming and Shaming' –
To see more GURU posts: – click here …
– The Wayne Swan 2013-14 Federal Budget –
– A Special EYE-BALL Guru Report –
– The Economic Triggers Part 2.5 –
| Author: EYE-BALL Guru | 28th May 2013 |
|Links to previous posts in this series about – "The Wayne Swan 2013-14 Federal Budget" – A Special EYE-BALL Guru Report:
List of Chapters in this Post:
Chapter 12:
Economic Trigger – Unemployment:
Employment and Unemployment is a result of economic health – it has a 'double-whammy' effect in good times and in bad. As employment grows and unemployment falls, the Government collects more tax and pays out less welfare. If employment falls and unemployment grows, then tax revenues are down and welfare payments are up.
The Table at right – [Click on Table to open and enlarge in a web browser window.] reproduces the 'Unemployment' numbers forecast in successive budgets since 2007-08.
The 'actuals' result versus the forward estimates make for some interesting assumptions.
For example the 2008 forecast for 2009-10 was for 8.25 % unemployment ton the back of the GFC crisis. In 2009-10 the forecasts for 2010-11, 2011-12, and 2012-13 were also high relative to actuals and again were in fear of the GFC impact.
These high forecasts meant the budget expenditures had high welfare numbers that were never needed as 'actuals' proved.
In fact the savings in the 'Unemployment' expenditures should have been a reason to celebrate. The 2009-10 forecast of 8.25% against an 'actual' of 5.2% measures an error factor of 3.05% or 37%.
The budget savings on this number from a 10.971 million employed workforce – [see Labour Force Table overleaf] would be roughly 350,000 jobs. With a fortnightly Newstart allowance payment in 2010 of near $550 at the time, the budget savings equates to near $5 billion.
The budget deficit in 2009-10 was $56 billion against a 2008-09 forecast of a $22.4 billion surplus. The $5 billion windfall savings makes the deficit look even worse.
Similar errors were made for the 2009 forecasts for 2011-12 unemployment numbers – i.e. forecast was for 7.5% against actuals of 5.1%.
Two things – the GFC was an easy excuse to lift unemployment forecasts, and the resultant savings from reduced actuals were never used to increase the forecast surplus – i.e. the $22.4 billion forecast became a $56 billion deficit. What is $5 billion in Unemployment savings going to do against a Government with a Budget deficit some 400% off target.
The flat line context in the forward estimates for Unemployment numbers across the 2012 and 2013 budget estimates will look challenging as job losses across the Nation continue to mount over plant closures, and resource industry wind-backs.
And all as a direct result of the continued high A$ impact on competitiveness in manufacturing and other export related industries since before the GFC.
Labour Force:
The ABS produces the Labour Force numbers monthly and based on 'sampling', after adjusting for seasonal factors and a six-year smooth average.
It's a 'bullshit' number pumped full of bureaucracy steroids to give the best possible numbers.
For example – when Swan and his fellow Ministers brag about 971,000 jobs created, what he should say is that there have been 493,000 full-time jobs and 478,000 part-time jobs.
[See Table Below: Click to enlarge in a new window.]
The liar illusion Mr Swan promotes along with all his Parliamentary colleagues is the economic prosperity we all enjoy because this Government has created this number of jobs …
The reality in the Table of Labour Force data above is that average monthly hours worked has been falling since the early 2000's – down from 145.3 to 140.4 hours per month in Mr Swan's term as Treasurer.
Also, every December/January some 200,000 school leavers begin to look for work. Come mid-January and if they have not found work they join the ranks of the un-employed.
This number is 'smoothed' by the season adjustments and the six-year average – i.e. every new month or each year a number from six years ago drops off … it is hardly a true indication of real un-employment in the now time frame …
People on un-employment who are attending courses are also treated differently, as are long-term unemployed … in fact the 'un-employment' number could not be more 'doctored', and when forecasting the number for budgetary purposes economic forecasts are about the best guess any forecaster can employ.
The job losses in the last 3-4 years because of the High A$ cannot be measured. Ford sacked 1200 employees a week ago – that was currency related – all the tourism workers now gone and working in mines are somewhere else – a 40 year industry build on Hogan's 'throw a shrimp on the barbie' is in trouble.
Australia produced raw materials, the resources are shipped offshore for 'value-added' improvements, and then we import it back here as 'trinkets' from China that in six month's time is on a scrap heap somewhere.
What are Australia's strategic fuel reserves – information to hand suggest we have about a fortnight's fuel supply and with refiners shutting down operations because of the High A$ – what happens if we're held to ransom by a trading partner supplying us with refined fuel or oil …
One of the major failings of all Governments in the past has been in identifying essential industry and business to Australia's needs, and making sure those industries serve Australia's interests.
Turning iron ore into steel for example – we've shut down most of our steel mills because of the high A$ and cheaper offshore labour costs.
We've also exported the emissions associated with the industry to offshore Nations with less than 'best practices' for the environment. We still need the steel and when we buy it back at a multiple of the price our miners sold it for – that difference equals Australian jobs.
If world commerce carries on and turns the way it is – eventually we'll be depended for everything … and what will that do to jobs – the only growth industry will be aged care and euthanasia casualties – i.e. mortuary's.
Chapter 13:
Economic Trigger – Real and Nominal GDP Growth:
Addition Research: link to previous GDP comments in Part 2.3
The name GDP stands for Gross Domestic Product and is an index measured formula that looks like this –
The formula is simple, when a Government increases its own budget spending, GDP growth will reflect that spending.
When Mr Swan brags about Australia's economic climb to 12th on the list of 'nominal' GDP rankings – his spend over the past years via massive deficits has fed to that growth. The GDP growth is not natural but Government induced and all for a cause that is beyond sinister when Swan brags about the same growth factor because of good economic management.
Look at the last four years in the Chart above – it shows the impact of large deficits on GDP growth [2009-2012] – as compared with 30 years of previous GDP numbers: [click chart to enlarge in a new window.]
The Swan growth years are manufactured, and knowing what Australian's now owe – can we ask Mr Swan to give us his reasons to borrow the way he has against the consistently promised budget surpluses?
To make the analogy – the 2012 deficit was $47 billion, and the deficit for 2013 is now forecast at $20 billion.
Does the fall in GDP from actual 3.5% in 2012, to the presumptive growth of 2.6% in 2013 have a connection with the reduced budget deficit?
Definitely – the past years Government expenditure as a factor of the GDP number has averaged A$7.6 billion since 1980 – [i.e. the Government spend as $ factor of GDP]
Another way to look at Government spending as an impact on GDP is to divide the Government Expenditure into the GDP number – this yields a GDP ratio for every Government dollar spent.
In the last four years the GDP impact on Government spend is at its lowest level ever. The ratio of the Swan years is A$4.1 billion. See Chart above: [click to enlarge in a new window] – that means Swan's spend is getting less bang for the buck spent.
In 1980 under Fraser every A$ billion Government spend yielded $16+ billion of GDP growth. In the last four years it is near $4 billion – meaning spending power by Government in the economy is a quarter what it was 30 years ago.
This can be seen is a good thing – it highlights the diversity of the economy at large.
The GFC and the Response:
There is no doubt that the GFC had Global impact and the visible severity was contained to Europe and Nth America.
Western economies and their Central Banks instigated QE policy's to flood money into the banking system to prevent it collapsing.
Out of that came a greedy Bank response – they took the monies and locked it into liquid assets – i.e. Government Bonds and the like. They made a decision to not lend the funds because they had capital issues and the GFC downturn meant businesses were failing all over the place.
The Banks perspective was to watch the economy meltdown and survive … they were happy to see jobs contract, house prices plummet, and small businesses go to the wall. It vindicated their choices and the Central Banks were stumped.
Governments were pissed, so they had another go and targeted more spending directly at households, this also failed – rather than spend the money to fuel consumption, the people largely paid down debt.
Now Central Banks and Governments are hesitant to print more funds as growth shows little signs of recovery, jobs growth in Europe is non-existent, the US is showing some signs of recovery, but by and large, Western Nations are still hovering over the abyss …
Some 4-5 years after the event EuroZone Nations like the P.I.G.S. continue to suffered under the Euro currency preventing offshore investment. This will ensure the Euro crisis continues indefinitely until Nations opt out and retake their currency and let it devalue under market forces to levels where their population can compete on a global stage.
Example – would you travel as a tourist to Greece, Spain, or other P.I.G.S. Nation if the value of their own independent currency was a third of what it is now under the Euro value?
ABS GDP Data: [click image to enlarge in a web browser window.]
Mr Swan's challenges with GDP are on show via several data base sources.
Australian Bureau of Statistics [ABS], RBA, Trading Economics, IMF, CIA, UN, World Bank, and then there are the private researchers tapped into all these resources looking for insight into where the numbers just don't add up.
Table 4 at right is sourced from ABS database. The Year on Year [YonY] number is the hard data averaged. The [+/- Mean Avg] column is the variance from the mean average.
The construct of this Table provides patterns of GDP growth that extend or contract from the average.
The chart below plots the recessions in true context over the last 30 years – 1982, 1991-2, [the recession we had to have], late 90's [Asian crisis], early 2000's [9/11]. The Chart also shows the weakness since the GFC [2008 – ].
Variances to Real and Nominal GDP against Mean Averages Year on Year: [click image to enlarge in a new window – sourced from Table 4 above.]
This chart is complex in its compilation – the GDP real and Nominal were averaged over the 1981-2012 years. The % growth of each year was then measured against that 'mean' average.
Swan tells us that we avoided recession – [recession is defined as 2 negative quarters if GDP growth] – but if Government stimulus propped up the numbers – i.e. exchanging debt for good numbers – the price to be paid is just shoved downstream for the next guy to deal with. In fact this has been happening by successive Governments globally since the 70's.
It is obvious that something happened to the value of 'Nominal GDP' verses 'Real GDP' in the 1991-92 Recession. Nominal GDP turned negative against mean averages and only recovered to positive numbers in 2007, '08, and '11. This points to the impact on Nominal GDP because Inflation targeting has been working.
To help Mr Swan explain away the so-called 'revenue write-downs', he has gone to great lengths to blame the relationship between 'Real' and 'Nominal' GDP as the reason.
The Chart above tips 'crap' all over Mr Swan and his debate reasoning.
The explanation difference between 'Real' and 'Nominal' can be read using this Wikipedia source link.
It would appear Mr Swan and his Treasury advisors get it that as inflation banding, [CPI] narrows and the real cost of money tracks down – the difference between 'Nominal' and 'Real' GDP growth also narrows. This is simple is it not.
For Mr Swan to promote this natural result as responsible for revenue write-downs is a 'long-bow' … and put out there in the hope that nobody will understand the mis-direction it comes with.
Further evidence of the impact of Government spending on GDP growth comes from the Chart below.
Over a 30 year period, Government Expenditures have grown from 6% lows in the early 80's, to the 25% averages under Wayne Swan. This by the definition of the formula means as Government expenditures rise so does the impact it has on GDP growth.
Mr Swan boasts about the record GDP growth under Labor, and how Australia now ranks 12th in the world and overtaken a few GFC affected Nations. He also uses his favourite catchcry headlines when he fronts the media to respond to economic releases including – 'contained inflation', 'new job creation', 'low interest rates'.
Regardless whether the numbers be good or bad, Swan's intent is to brainwash Australian's into believing the Government is doing a good job in managing the economy.
To believe that would be wrong. Mr Swan claims credit for the inflation and low interest rate success' – yet the contraction in Nominal GDP growth as a result is blamed for revenue write-downs. Mr Swan can't have it both ways …
The Chart overleaf plots Government expenditures as a % of GDP against the year on year growth of Government expenses – [click image to enlarge in a new window – sourced from Table 5 below.]
Between the early 1990's and 2007, the range of Government Expenditures as a % of GDP was between 13-17% levels. The jump to 20%+ levels started with the GFC spend in 2008 and has continued for all of Labor's time in office.
Yet the evidence in hindsight suggests that Australia escaped the worst of the GFC crisis. In fact there was no real GFC impact in Australia and the Government stimulus used was largely a taxpayer spend that was not needed.
We were untouched other than the flight of capital that drove our currency from parity with the US$ to below A$0.60c in a few months during 2008. By the end of 2009 the currency had regained all of its losses and went on to reach highs above A$1.10c.
This is summarised by the actions of offshore investors who realised Australia was immuned via the China demand for resources, and the money flooded back in with additional new money that drove our currency to above the A$1.10.
It has averaged around the A$1.04 ever since the GFC impact. See A$ v US$ Currency chart link here.
There were two shocks associated with the GFC – the first happened early 2008, and the second after the Beijing Olympics in Oct 2008. For the next six months the markets were in turmoil.
The Rudd stimulus packages were rolled out through the 2008-2010 years. The 'expenditures' in the above chart over the 2008 -2013 years have shown growth levels year on year never before seen.
The trend in growth is indicative of Political Leaders misjudging the understanding of economics.
Politics is now the bigger story and that stems from increasing political egos fighting for the media limelight. Forget the truth and honesty of the numbers being produced by the Government, selling a message to mis-direct opinion has worked for Mr Swan all the time he has served as Treasurer. Mr Swan has never offered humility – only hubris at those who wish to point out the obvious mistakes made.
Winning Government has become about the 'candy-store' giveaway and that led to the reasons for the GFC – debt upon debt upon more debt. And since the GFC – it has been more debt on top of more debt and so on.
If one was to point to a reason for the GFC – it is easy to conclude that the rise in Government spending as a ratio of GDP across the globe over the past 40 odd years is a major reason.
If the Swan Budgets were produced for a public listed Company in any Nation – he and his Treasury cohorts would be in front of the Courts explaining how they could justify the expenditures based on unproven revenues.
Government has to learn to understand finance, the cost of money, and its true value relative to our major trading partners.
There are many lingering thoughts – Howard and Costello were very generous with 'middle-class welfare', and all through this 'handout' phase, the budget surplus kept on growing as did the health of the economy. Why?
A Question: Are Middle-Class welfare recipients more likely to spend the Government handout on consumables that feed to economic growth, as opposed to low-income earners who use welfare for basic needs, i.e. rent, mortgage, essential living costs …
Nominal GDP:
See GDP Explanation above understand the difference between Nominal and Real GDP – and/or linked here …
Nominal v Real GDP Year on Year – [click image to enlarge in a new window.]
The gap between Nominal and Real is obvious. In the Chart below the relationship with CPI is also obvious.
Nominal GDP Year on Year v CPI – [click image to enlarge in a new window.]
The CPI shape up against the Nominal and Real GDP growth patterns in the charts used above does not support Mr Swan's assertion that 'Nominal v Real' GDP numbers are to blame for his so-called Budget forecast revenue write-downs.
A better explanation would be that the revenues were inflated to support the expenditure targeting. And/or – that the expected MRRT and Carbon Tax forecast revenues did not materialise.
All this series of Charts demonstrates is how targeting CPI growth flattens the difference between Nominal and Real GDP comparisons.
This is common sense really – as inflation targeting works and volatility wanes, the value of Real GDP v Nominal GDP adjusted for CPI increases, has to reflect the same narrowing and consistency of inflation performance.
The Federal Budget Papers were not reporting on this number or forecasting it prior to Swan's appointment as Treasurer. Someone told Mr Swan about the stat and Swan took the bait to use it to confuse media scribes who knew nothing about the resource measure.
In the next Chapter the Debt to GDP 'Economic Trigger' is examined.
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What can I expect on Sundays?
Worship Services:
We offer one worship experience that is designed to stir your heart and stimulate your mind. The service starts at 10:00.
Worship Style:
We embrace a contemporary worship style, but we value the rich tradition of hymns as well. We believe the best choir is the congregation as the musical instruments of drums, guitar, keyboard, and worship leaders encourage us to exalt the Lord and praise His renown.
Worship Attire:
Worship is more about the inside of your heart than the outside of your body. We don't have a dress code, but we do have a "code of honor". So we wear whatever we prefer (jeans, slacks, dress, sport coat) as we honor the Lord.
Adult Sunday School:
We want adults to know God's unchanging truth in an ever changing culture. Consequently we offer three adult classes led by outstanding teachers. All classes meet at 9:00. We have a few different options listed below.
Wes Register – Room 226 (Second Floor)
Chad Macdonald – Room 236 (Second Floor)
Todd Jackson – Fellowship Hall (First Floor)
Many of our college students serve in ministry roles or they prefer to be in the Bible class led by our college pastor, Wes Register.
Youth (Grades 7-12):
We have a single Sunday School class for all youth in grades 7-12. It is led by Tyler Golson, our Youth Pastor. The class meets at 9:30am in Room 218 (Second Floor).
Children (Grades K-6):
We have a Sunday School class for each grade. These classes meet at 9:30am and are located on the second floor.
Preschool/Nursery (New Borns – Age 4):
We have a nursery and Sunday Schools for our little ones. We have nursery and preschool classes at 8:30am and 10:30am.
What happens on Wednesdays?
Because we have outgrown our space, we utilize Wednesday evenings for our Youth and Children. Rather than a traditional worship service, we encourage adults to serve on Wednesday nights with our Youth and Children's Ministries or connect an adult small group that meets in a home.
Our college student meet at the University of Southern Mississippi's Thad Cochran Center, on the first floor, in the R.C. Lounge, across from the game room, at 8:15pm for a weekly event called The Point. You can get more info about The Point here.
Our Youth (Grades 7-12) meet in the main Worship Center of the church for a weekly event called Revolution 2:20 at 6:00pm. You can find more info about Revolution 2:20 here.
Our Children (Grades K-6) meet for a gathering called Genesis at 6:00pm in the Fellowship Hall and then head up stairs for large & small group times. You can find out more info about Genesis here.
Preschool: We do provide preschool care and activities for children of adult workers who serve on Wednesday night.
Connect With Us


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This was an angel in the cemetary that was in the children's section. I did not even want to venture into that but loved this angel. Loved the back of the angel.
angel angels cemetary christian god heaven prayer sadness statue
Beautiful Angel, nice the way you shot this
Good work Susan. The contrast is lovely in the wings and the detail stands out just right.Nice wirk.
That's nice WORK.
Whew….good. Glad you like this one Steve. Thanks for the help. I do see what you did mean. Thanks so much. =)
Thanks Susan.
Great capture! Well done!
Excellent composition.
Quite beautiful, Susan :)
Lovely image Susan. Nicely finished.
She really is beautiful
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A measles outbreak in New York means it is important to be aware of the symptoms. The Bronx and Manhattan have seen 16 people infected with measles. The city Health Department said that out of those 16 cases, seven were adults and nine were children. Four of these individuals have been hospitalized.
The specific neighborhoods in Manhattan that are seeing the outbreaks are Inwood Hill Park, Hudson Heights, and Washington Heights. The Bronx neighborhoods experiencing an outbreak are Melrose and Mount Hope. Residents in Inwood Hill felt that they were not informed of the outbreaks in a timely manner.
Dr. Jay Varma, deputy health commissioner, said, "Of the cases that have occurred in kids, most of them have been in kids that were too young to be vaccinated. But we've also seen two cases that have occurred in people whose parents refused to have their children be vaccinated." Varma stressed the importance of vaccines saying, "If you are a parent and you have a child who is eligible for the measles vaccine, that means they're at least one year of age or older, you should make sure they get vaccinated immediately."
Investigators are still trying to pin down where the outbreak originated. The adults who are infected are aged 22 to 63. Officials are urging that immediate medical attention be received if an individual is displaying symptoms of measles. Officials are also working with hospitals in order to prevent spreading of the disease in emergency rooms.
Though measles typically goes away on its own, it can cause serious complications. These complications include miscarriage, brain inflammation, and death. With such a serious disease, and an alarming outbreak, it means that it is important to be aware of measles symptoms.
Generally, measles start with a sore throat, runny nose, cough, red eyes (conjunctivitis), and a mild or moderate fever. The individual may also feel tired or run down. Koplik's spots, which are tiny white spots that have a bluish center, may appear in the mouth around two or three days after the onset of symptoms. The blotchy rash, which is red or reddish-brown, typically appears three to five days after symptoms begin. Normally the rash will begin on the face of the infected individual, around the hairline. The rash then spreads, descending to the neck, the trunk, the arms, onto the legs, and finally onto the feet. Measles typically last for a few days, ending when the fever goes down and the rash diminishes.
Because there is not a specific treatment, measles has to run its course. It is still important to seek medical attention if an individual is experiencing any of the symptoms, or if it is suspected that an individual has come into contact with an infected person. Bed rest, using a humidifier, and taking acetaminophen might be helpful. Doctors may recommend Vitamin A supplements for children diagnosed with measles.
Nancy Levcel, resident in Parkchester, NY, remembers what it felt like to have the measles. "It felt like a fever, you got very itchy, and all of these little bumps were all over your body. It was a lot of pain," she explained. "It lasted like a month or two."
This current measles outbreak means that one must have an awareness of symptoms. Seek immediate medical attention if displaying symptoms of measles. Again, vaccination can help prevent measles, so consider that as a possibility for adults and children who are not vaccinated.
By Ashley Campbell
CBS New York
New York Post
Centers for Disease Control and Prevention
The New York Times


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This Cupcake Ring is cut from sterling silver and from the shop Little Bird Love .
This beautiful customized cupcake sign is from Two Eunices and is perfect for a shop or for me, I'd probably put this on my kitchen wall.
I really want these! They are so adorable, I don't know if I'd be able to use them, but they are Raspberry Cupcake Soaps and they are from Mountain Owl Soap. This is going on my wishlist for sure!
This Cupcake Halter Dress is from Amacim and is hands down gorgeous. This dress is perfect for any little princess!
Lastly, I found this Cupcake Snap Wallet and wanted to share this with you because not only is it beautiful, but it is very affordable! This is from MaryAnnp111.
Well that is all for now, Cupcakes! I hope you all have a lovely weekend.


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By Simon Abrams
Press Play Contributor
I feel like I have to preface this second of two Fantastic Fest dispatches with a disclaimer: I didn't go to Fantastic Fest this year. In fact, I've yet to attend Fantastic Fest.
So, because I'm a cheapskate, this past weekend I plowed through a number of screeners. One week and seven films after my first Fantastic Fest report, I'm sad to say that my blasé attitude toward this year's slate hasn't changed much. To be fair, I'm still mostly ambivalent about this year's selection. Extraterrestrial, Livid, Carré blanc, Melancholia, Take Shelter, Beyond the Black Rainbow, Karate Robo Zaborgar, Let the Bullets Fly, Milocrorze: A Love Story — all of these films are terrific, but I've already seen them at other fests and have written about them in one form or another, so I kinda don't want to pimp them out again. I mean, there's just not much in it for me, I'm just that good.
And that's what sucks about reading festival coverage from someone as difficult to please as myself: I'm more likely to look up the obscure stuff playing at Fantastic Fest because, ultimately, I have to keep myself interested. That subjective interest is something most film festival correspondents don't talk about but hey, I have to be entertained in order to convey some kind of enthusiasm to you, hypothetical reader o'mine. Basically, I try to be as wide-ranging as I'd like to be in the kinds of films I check out, but I'm not going to rehash stuff for the sake of putting together a better "Best of the Fest" post.
Besides, don't you want to know about the other flawed but neat stuff that mostly fell by the wayside while everyone made a big stink about how puerile and ugly The Human Centipede 2: Full Sequence was? I'd like to think so. Of the seven new films I watched, I didn't really discover anything truly great to write home about, but I did catch a bunch of noteworthy also-rans. So that's what I'll talk about instead, because that's what Fantastic Fest is good for, to my mind: getting you interested in little genre films from around the world.
Aardvark: This brooding thriller sounds a lot stranger in theory than it actually is in practice, but I think that strangeness also accounts for its allure. A blind, recovering alcoholic befriends a young alcoholic jujutsu instructor, and that's most of the movie right there. You follow the film's sight-deprived protag, who is in fact played by a blind actor, as he bonds with his martial arts-practicing new buddy, who may or may not be a hitman of some kind. Director Kitao Sakurai does a great job of approximating a feeling of disorientation similar to his protagonist's psychological dilemma: who can an older, blind single man confide in, knowing that he can't see any new acquaintances? Aardvark's big take-away — maybe we never really know the people we trust the most — is on the nose and I honestly have no clue what the title means. But apart from a lame ending, this one's pretty decent. B.
Blind: A South Korean murder mystery where the protagonist is an ex-cop suspended after her brother dies in a freak car accident. True to its Italian giallo roots, the film's heroine "witnesses" a crime in progress, making her the prime target of a ruthless serial killer. I like Blind more than most of the other films I saw during my screener binge because, while the film's plot is strictly by the numbers, it's, y'know, tense and stuff. I love the way that the killer is filmed with Bava-esque lighting cues (purple front-lighting!) and all of the chase scenes are a hoot as well. Plus, even if the film's script is pretty schmaltzy, I actually cared about the protagonists, more than I might have in any other film of this kind. B+.
A Lonely Place to Die: I'd heard nothing but good things about this supposedly no-nonsense survival horror flick. Unfortunately, here's way too much nonsense for my liking. Eventually, Lonely stops being a survival horror flick and becomes a doughy thriller in which a child is ransomed by generic Euro-baddies. Still, in spite of some seriously distracting trick shots that simulate the P.O.V. of the film's imperiled protags, the survival horror stuff is pretty good. B-.
Retreat: Thandie Newton and Cillian Murphy shack up on a small, isolated Irish island. True to generic form, their relationship is falling apart slowly until Jamie Bell stumbles upon their cabin and warns them of a global pandemic with no cure. The final twist is satisfying, but the rest of the movie, save for Murphy's typically compelling performance, is not. C.
Revenge: A Love Story: This batshit thriller is rabid in the most energizing way possible. Director Ching-Po Wong has no concept of restraint when it comes to dramatizing the lengths one man will go to defend his more-innocent-than-Mary girlfriend. This girl is so kittenishly innocent that she ought to wear a bull's-eye t-shirt so that even the dimmest badman will know who to hassle. The most fun part about Revenge is watching as this cute young thing's bugfuck protector, played by Dream Home's Juno Mak, goes to the mat and then some when it comes to defending his girlfriend's honor, by which I mean he gets his head mashed into a bed of thumb tacks and a long, thin, pointy stick shoved in his ear in one of the film's first couple of scenes. The film's consummately over-the-top action scenes are redolently gruesome and churlishly violent. They're also tons of fun. The romantic melodrama at the heart of the film is its weakest part, but it's otherwise negligible. Still: wow, this movie is screwy. B+.
The Squad: An effectively moody Spanish thriller but not much more than that. I like the way that certain scenes showed us, sans dialogue, the psychology of a unit of soldiers before the soldiers in question start to generically fight amongst themselves. Pervasive dread matters more here than the film's plot, which is kind of a bland, post-Ten Little Indians, the-enemy-within horror film. It just doesn't matter that much more, unfortunately. B-.
Two Eyes Staring: While the final twist in this Danish ghost story overtaxes what was otherwise a wonderfully spare horror film, most everything else about Two Eyes Staring is very atmospheric and exciting. I was surprised at how well the film's formulaic "girl discovers ghost who explains why her mother doesn't like her" narrative worked. Until the ending, that is. No amount of atmosphere could rescue this film from its totally unnecessary final plot twist. B.
Simon Abrams is a New York-based freelance arts critic. His film reviews and features have been featured in the Village Voice, Time Out New York, Slant Magazine, The L Magazine, New York Press and Time Out Chicago. He currently writes TV criticism for The Onion AV Club and is a contributing writer at the Comics Journal. His writings on film are collected at the blog, The Extended Cut.
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