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1 When a nonprofit health care corporation becomes a for-profit corporation through conversion, merger or acquisition, most state laws require that the full value of the nonprofit be preserved for public benefit purposes. The requirement may be met by transferring assets of the nonprofit to an existing charitable organization with the same or similar purposes. Most commonly it is met by establishing a new foundation. Planning for the foundation should have the same level of regulatory and community oversight as the conversion transaction itself. Choices should be made through processes that encourage public dialogue, engage diverse elements of the community, and foster consensus about community health improvement goals. It is essential to include community members with unmet health needs in the foundation planning process. Active participation by advocates and community constituents can greatly improve how nonprofit assets are used in a philanthropic program. The starting point is preservation of the nonprofit's historic purpose. The most basic issue is to define the mission of the foundation to ensure that the funds are permanently dedicated to purposes consistent with those of the converting nonprofit. Foundations established from health organization conversions should be limited to accomplishing purposes related to health. Advocates should resist proposals to use funds for general charitable purposes, or to serve a broad range of community improvement goals. Such plans do not meet the legal requirement that charitable trust assets be used as nearly as possible to the purposes for which they were initially created. A broad charter will spread the new philanthropy across too wide an agenda and make it less effective in addressing community health needs. At the same time, it is important that the mission not be so narrowly defined that the foundation cannot respond to health needs in its community as they arise and change over time. Plans that California Wellness Foundation The California Wellness Foundation was established in 1992 following the conversion of Health Net, a major nonprofit health maintenance organization, to for-profit status. The Foundation's purpose clause reflects Health Net's focus on health promotion and disease prevention: to improve the health of the people of California primarily through making grants for health promotion, wellness education and disease prevention programs. restrict funding to direct health services, purchasing health insurance, or continuing community benefit services of the converting nonprofit will limit the foundation's effectiveness. The foundation's ability to develop and lead health improvement
2 initiatives important to the community will be curtailed if the mission is too specifically defined in advance. Purpose language should be part of the foundation's governance documents, including the articles of incorporation and bylaws. A mission statement and/or a summary of key principles or values may also be adopted to more completely define how the foundation will do its work, and what issues it will address. Dr. John T. McDonald Foundation, Coral Gables, FL Doctor's Hospital serving Coral Cables Florida was supported by a charitable foundation named after its founder. Following sale of the hospital to Healthsouth, the foundation received nonprofit asssets and retained thte name of the community benefactor. It's purpose is: to provide funding for programs and projects designed to improve, preserve or restore the health and health care of the people of Dade County, with priority given to projects in the Coral Gables community. Priority focus and geographic scope should be defined at the outset. In shaping plans for new health foundations, communities recognize the need to focus philanthropic effort in order to have an impact and achieve results for those with the greatest need. Many mission statements indicate that the foundation has a priority interest in vulnerable populations - those who are at greatest risk for poor health and who face barriers to obtaining reliable, quality health care. Foundation priorities often specifically address the needs of people who are uninsured, underinsured, have disabilities or chronic illnesses, or are members of ethnic, language or other minority groups with disproportionate unmet health needs. Advocates should ensure that members of vulnerable groups in the community are involved throughout the foundation planning process. The geographic area of the foundation is incorporated into the plan submitted for regulatory approval and into governance documents of the foundation. In most cases the foundation will operate in areas served by the converting nonprofit corporation. It is important to avoid too rigid definitions that could disenfranchise people in natural communities by strict reference to town or county boundaries. Conversion foundations should have sufficient flexibility to collaborate with other funders to address issues of statewide or regional significance. Wherever possible, language defining the foundation s geographic scope should indicate clearly the primary communities to benefit (as in the example above of the John T. McDonald Foundation in Coral Gables). The definition should not add barriers that will increase fragmentation of services, limit collaboration among funders, or prohibit the foundation from addressing areas of greatest need within its region.
3 Sustainability and flexibility are key in mission definition. A key goal in conversion planning is to ensure that community health assets are permanently protected and dedicated to health purposes. To preserve the asset base as enduring endowment, spending for grants and management of the foundation is generally limited to approximately 5% of the value of the asset base annually. Private foundations are required to make charitable distributions of 5% of their asset base annually, and may spend at slightly higher levels in some years. However distributions significantly in excess of 5% annually Blue Cross and Blue Shield of Missouri A 1994 restructuring of Blue Cross and Blue Shield of Missouri transferred 80% of its business to a for-profit subsidiary. The Attorney General and Commissioner of Insurance identified this as a conversion. Settlement of the suit brought by state regulators will create a foundation with assets between $120 and $140M. Though this will be the largest foundation in Missouri, its annual grant budget of $6 to $7M will not begin to cover costs of health insurance for the estimated 775,000 Missourians who are uninsured. Public officials and community advocates realized that restricting the foundation to this most direct transaction of the company's purpose would not meet a significant amount of the need and would not represent the best use of funds available. The foundation has a more flexible mandate to identify and fill gaps in the myriad of public and private health care services already available to the uninsured and underinsured in the 85 counties (plus the City of St. Louis) comprising the former service area of Blue Cross and Blue Shield of Missouri; identify and address unmet health care needs and identify and fund health care program opportunities that can maximize the limited resources of the Corporation for the greatest possible effect upon the communities it serves. cannot be sustained without using principal and thus reducing the value of the endowment over time. Thus a foundation with assets of $100M will have an annual expenditure budget of approximately $5M. To be effective, trustees of the foundation must be able to determine how to use the amount available annually in response to changing community health needs and opportunities. Under our current health delivery and insurance systems, many people lack access to reliable health care. The resources required to cover health care costs for those who are uninsured vastly exceeds what any foundation can provide. It is important that planning for conversion foundations not encourage the public sector or other health care institutions to reduce their commitment to addressing this issue. Agreements to continue essential services and community benefits must be negotiated with the successor for-profit as part of the transaction review. The foundation can play a role in addressing gaps in services and consider funding for urgent direct care needs. However, to fulfill their potential as effective
4 community resources for health improvement, conversion foundations must be free to consider a range of grantmaking strategies. Succeeding generations of trustees must balance direct service needs against opportunities to invest in prevention, public education, applied research, service evaluation and development of new delivery models. They should be able to consider funding documentation projects, advocacy, policy development and other initiatives directed at systems improvement and reform. Conversion foundation budgets should not be committed in advance to continuing particular services, or to funding priority needs defined at the point in time of their formation. Community inclusive processes for program planning is critical. As articulation of the foundation s public benefit purposes, the mission statement will guide subsequent program development and implementation. The mission statement forms the basis of the foundation s ongoing dialogue with its community and provides the framework for self-assessment and public accountability reporting. The foundation program plan and grantmaking criteria should result from more extended discussion, learning about philanthropic models, and meaningful engagement of the community in assessment of needs and opportunities. Foundation planning processes should promote discussion of health goals and priorities for the community. The planning group or board should initiate an interactive community process to create wider opportunities for information gathering, dialogue and consensus building to inform foundation's grantmaking and program initiatives. In many cases, review of the conversion transaction itself will have included a health needs or community impact assessment and information from that review should also be incorporated in subsequent planning for the foundation. Effective assessments use varied methods to gather information and to engage in consultation with the community: review of published reports and studies, data collection, surveys, focus groups, interviews with opinion leaders, Mary Black Foundation, Spartanburg South Carolina Established in 1996 following sale of a local hospital, the Mary Black Foundation committed resources early to a broad and inclusive health needs assessment. The study included focus groups, interviews and consultation with a wide array of community groups and agencies. Findings shaped the Foundation s priorities for a multi-year Healthy Spartanburg! initiative launched in collaboration with other local institutions. Through an active outreach and recruitment effort, community task forces were formed and provided with funding to plan activities in each of the Foundation s five priority areas. Together these working groups include representatives of close to 150 grassroots groups, churches, agencies, businesses and institutions serving Spartanburg County.
5 invitational small group sessions and public meetings. It is important to solicit diverse points of view, and to use methods that encourage participation by people intended to benefit from the foundation's activities, generally those who are uninsured or underserved. Organizations that provide services to or advocate for disenfranchised and vulnerable groups in the community should be engaged as intermediaries to help with outreach, host or co-sponsor meetings, provide translation services, child care or other assistance to increase participation. Planning leaders should commit to sharing reports and preliminary conclusions with informants throughout the process, and to circulating key documents in draft for comment to the widest extent possible. How can a foundation planning process be organized? Planning to shape the new health foundation can be initiated in several ways. Regulators may appoint a foundation planning committee to oversee development of the foundation resulting from a conversion. Such a committee should include different elements of the community, diverse viewpoints, and the expertise required to guide formation of a new philanthropic Central Massachusetts Health Foundation, Worcester, MA The 1995 sale of a nonprofit HMO, Central Massachusetts Corporation, was complicated by business and legal issues which took time to resolve. The Attorney General in Massachusetts approved the sale to protect the value of public benefit assets, but required a separate process for approval of the foundation plan. The HMO board was expanded by adding 6 new community members, including a representative of the broadly based community health coalition formed to monitor the conversion. With help from a philanthropic planning consultant, the expanded board initiated a widely publicized outreach effort and interviewed key informants in a community planning process. The community health coalition articulated standards for the new philanthropy. The coalition also reviewed the foundation bylaws, mission statement and guiding principles in draft and had input prior to completion of these key products of the planning process. institution. In addition to civic, public sector, health industry and business leaders, foundation planning committees should include leaders from groups with unmet health needs, people with public health expertise and nonprofit, church and philanthropic leaders. A community coalition formed in response to a conversion proposal may be designated to lead or participate in the foundation planning process, provided that it is broadly based in the community and has a sufficient management structure. In cases where the board of the converting nonprofit takes the lead in mission definition and other foundation planning tasks, members should reach out to broaden participation and to include other elements of the community who are
6 not represented on the board. Community members may be added to the board, or invited to join ad hoc or special planning committees formed to help shape the foundation s activity. However it is constituted, a group responsible for defining the mission of the foundation should have resources adequate to support an open, participatory process. The costs for skilled facilitation, engaging philanthropic expertise and conducting community assessment and planning should be covered from proceeds of the conversion under supervision of the relevant regulatory official(s). In addition to determining the mission, priority focus and geographic scope of the resulting foundation, early planning will also determine how the foundation will be organized or structured. There are several structural options for conversion foundations. Most nonprofit health care organization conversions result in the formation of new, independent, private foundations, but there are alternatives that should be considered in many cases. Private foundation 1 The most commonly selected form of organization, the independent private foundation, is governed by an autonomous board of directors. The endowment is invested to accomplish the charitable purposes, generally through grantmaking. If a private foundation form is selected, advocates should consider structural provisions to encourage ongoing community participation. Some alternatives include the use of outside appointing authorities to the governing board, community advisory committees and bodies of incorporators. (For additional information, please order the paper Community Advisory Committees, A Structural Alternative for Conversion Foundations. CHECK TITLE) Private foundations are subject to an excise tax of up to 2% on investment income, are required to distribute 5% of the value of their endowment annually and are subject to other restrictions designed to protect the public interest. Public foundation Conversion foundations may elect to seek "public charity status" under the Internal Revenue Code (or to maintain that status previously granted to the hospital or health 1 New independent foundations (both private and public foundations) may be established as either charitable corporations under Section 501(c)3 of the Internal Revenue Code, or as social welfare corporations under section 501(c)4. In general, 501(c)3 status is preferred for private foundations because it includes important public interest protections. For more information on the issues and choices involved in tax status designation, please order the paper on this subject, "Federal Tax Designation for Conversion Foundations".
7 plan). Public foundations are not subject to an excise tax or a required annual distribution. Contributions to public foundations receive the most favorable treatment under the tax code. However to qualify as a public charity, a conversion foundation must meet an annual test for raising "public support" or donations from the public. The "public support test" is formulated in a ratio to the endowment. Since conversion foundations are generally formed with a large asset base, qualifying as a public foundation requires substantial fundraising on an ongoing basis. Few conversion foundations elect to undertake a development program on this scale. Supporting organization Foundations can achieve the benefits of public charity status without fundraising to meet the "public support test" if they are formed as a supporting organization to a qualified public charity. A number of conversion foundations have elected to do this, generally through affiliation with community foundations. Although some autonomy is relinquished, there are structural accommodations to the supporting organization form that can provide for community governance and participation. An advantage of the supporting organization option is efficiency as the conversion foundation can often make use of established staffing and philanthropic expertise. For additional information, please order the paper Creating Supporting Organizations: An Option for Conversion Foundations from the Community Health Assets Project. Component fund in a community foundation Community foundations are built through contributions from many donors, generally to serve charitable purposes in a defined geographic area. Thus they differ from private foundations which are typically created through donations from a single individual, family or corporation. Community foundations are public charities. They have ongoing programs to raise additional philanthropic gifts and are generally responsive and accountable to the public. Their governing boards are generally reflective of the community and may include members appointed by public officials or other outside authorities. The endowment of community foundations is comprised of many component funds and grantmaking from these funds may be guided by advisory committees. In evaluating this option, advocates should consider the foundation's general record for accountability and responsiveness and what provisions can be made for community participation in management of the resulting health fund. Advantages to using a community foundation for conversion assets include the tax benefits of public charity status and the availability of existing staff, grantmaking and management expertise. This is an attractive option for conversions formed with a smaller capital base which would otherwise have to support the full costs of staff, office and investment management. Transfer to another charitable organization Assets may be transferred to another charitable organization with purposes similar to those of the converting nonprofit. This option is sometimes selected because of a religious affiliation, or to preserve the
8 educational and research functions of a health care organization which served these purposes. However if the purposes and geographic scope of the recipient nonprofit are not very closely aligned, this option will not adequately preserve the original purposes or provide for sufficient community oversight of conversion assets. It also may not meet requirements of charitable trust doctrine. Advocates should critically examine any proposal to transfer nonprofit assets to an existing organization. Transfer to the public sector A few state governments have established publicly chartered vehicles to receive the assets from health care organization conversions, or have argued that part or all of conversion assets should be returned to public treasuries. Issues for consideration include: whether the assets will be used for health related purposes; whether they will be managed as permanent endowment or depleted for current use; and whether the governance plan recognizes the community stake in conversion assets. It is also unlikely that charitable trust issues will be met in a transfer of nonprofit assets to the public sector. Conclusion Foundations formed with assets of nonprofit health organizations differ from foundations created through private gifts to philanthropy. It is critical to ensure openness and public participation in the early planning for these foundations. Active regulatory oversight of the process and attention to defining the mission and structure are essential to forming new health foundations that are appropriate vehicles for public benefit assets and highly effective as philanthropic organizations.
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How to Uninstall Programs From Your ComputerAfter all these years, you've been downloading and installing programs at will without ever worrying about uninstalling them, right? maybe you just downloaded that cool new application that everyone is using, but in the end, you find it's not for you. What do you do now?Simply removing a program from your windows start menu programs menu doesn't actually get rid of the program. When you install a program on your computer, it installs many files and entreis into your system registry as well as on the hard drive. To properly uninstall a program, you have to follow an uninstallation process.
In Windows
In Windows, often, you can find a program's uninstaller next to the program itself in the Start Menu. However, if the uninstaller is not there, follow this info
- Go to Start Menu > Control Panel.
- Click on "Uninstall a Program" under the "Programs" section.
- Browse the list until you locate the program you wish to uninstall. Click on it and you should then see an "Uninstall" button appear at top of the pane. Click on that, and it'll open up that program's uninstaller. Select next, and once completed, the program will be completely removed from your system.


text: MOST churches believe that registering with the Registrar of Society (ROS) is a legal necessity, when the structure of the ROS is not designed for governing religious bodies.The matter was clarified at a recent NECF Malaysia Current Issues seminar for Klang pastors and church leaders.NECF Secretary-General Rev Wong Kim Kong explained during the question-and-answer session that NECF's legal panel had studied both the ROS and the Federal Constitution and concluded that churches, as religious institutions, need not be registered with the ROS. This, he said, was concurred by at least two former deputy ministers of Home Affairs.Rev Wong quoted Article 11(3) of the Constitution to support the panel's interpretation. The article states: "Every religious group has the right to: manage its own religious affairs; establish and maintain institutions for religious or charitable purposes; and acquire and own property and hold and administer it in accordance with the law."Normally, churches register with the ROS for the purposes of acquiring and managing properties, and opening bank accounts.There are other alternatives, Rev Wong pointed out. For example, with regards to property transactions, churches can appoint trustees to act on their behalf under the Trustee Act.As for opening bank accounts, churches can, for example, join NECF as members and with that, gain access to banks that have arrangements with NECF.Churches started to register with ROS as far back as the 1960s, perhaps thinking that doing so would legitimise their gatherings. Or perhaps the misconception arose as a result of a clause in the Police Act 1967 that states it is unlawful for three or more persons to assemble in a public place without a police permit.Lee Min Choon, in his book Freedom of Religion, clarified: "Firstly, Section 27 of the Police Act refers to gatherings in public places. Places of worship like mosques, temples and churches are not considered as public places. They are not places where there is unrestricted access for all members of the public. Sometimes, a religious group may meet in places not normally used for religious purposes. For example, a group of devotees may meet in a house or office to celebrate a religious festival or to perform religious acts. Again, a house or office is not a public place and a religious gathering there cannot be considered an illegal one."Churches registered with ROS are subject to all ROS requirements. In certain situations, this may pose a disadvantage to the churches concerned. For example, they must get the ROS approval to effect any changes in their constitution, or they may get de-registered on technical grounds. Another common problem is changing address. Churches, which have moved location, have been told by the ROS that they must get their town councils' approval to use the new location as a place of worship before the ROS can effect the address change.However, para-church organisations must be registered with ROS.Burial groundsOn the issue of burial grounds for Christians, Rev Wong advised churches against buying parcels of lands and then attempting to convert them into burial grounds. Providing burial grounds is the responsibility of the state governments, he said."If burial land is lacking in your region, the churches within the region should come together to present their need to the state government. Form a cemetery committee to negotiate with the relevant authorities," he advised."Churches must work together if they want to ensure enough burial plots for their members. Let the dead unite the living," he quipped. "And don't wait until the last plot of (burial) land before applying to the government."Marriage RegisterThe Government has become more stringent in allowing churches to hold marriage registers. To help smoothen the marriage process for Christian couples, NECF is currently negotiating with authorities for a mobile marriage register that can be shared among several churches within their regions.Religion in MyKadChristians should not shy away from stating their religion (Christianity) in the application form when changing their identity cards to MyKad. Some Christians did not state their religion, perhaps out of fear of discrimination by the government, or future persecution.Commenting on this, Rev Wong said that firstly, Christians should not be afraid nor ashamed to state their faith. Secondly, Christians are duty bound to state the truth when filling in any official documents. Thirdly, by filling in their religion, Christians help to provide accurate statistics.Although the religion of the card-bearer is not stated in the card itself, the information is stored in the department's database. There have been reported cases where the department filled in "Buddhist" and "Hindu" for Chinese and Indian applicants who did not fill in the religion slot."This affects the percentage of the total Christian community. In situations relating to the government, more accurate statistics may ensure our views are taken seriously," Rev Wong said.


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Exchanging passionate kisses with big-screen star Jennifer Lawrence might sound like a dream come true. But according to Liam Hemsworth, her Hunger Games co-star, it could also be a nightmare… because J.Law's breath wasn't always fresh. "Anytime I had to kiss Jennifer was pretty uncomfortable," Hemsworth said on The Tonight Show.
Lawrence said the problem resulted from her inadvertently consuming tuna or garlic before the lip-locking scenes; fortunately, the two stars were able to share a laugh about it later. But for many people, bad breath is no joke. It can lead to embarrassment and social difficulties — and it occasionally signifies a more serious problem. So what causes bad breath, and what can you do about it?
In 9 out of 10 cases, bad breath originates in the mouth. (In rare situations, it results from a medical issue in another part of the body, such as liver disease or a lung infection.) The foul odors associated with bad breath can be temporarily masked with mouthwash or breath mints — but in order to really control it, we need to find out exactly what's causing the problem, and address its source.
As Lawrence and Hemsworth found out, some foods and beverages can indeed cause a malodorous mouth. Onions, garlic, alcohol and coffee are deservedly blamed for this. Tobacco products are also big contributors to bad breath — which is one more reason to quit. But fasting isn't the answer either: stop eating for long enough and another set of foul-smelling substances will be released. Your best bet is to stay well hydrated and snack on crisp, fresh foods like celery, apples or parsley.
And speaking of hydration (or the lack of it): Mouth dryness and reduced salivary flow during the nighttime hours is what causes "morning breath." Certain health issues and some medications can also cause "dry mouth," or xerostomia. Drinking plenty of water can encourage the production of healthy saliva — but if that's not enough, tell us about it: We may recommend switching medications (if possible), chewing xylitol gum or using a saliva substitute.
Finally, maintaining excellent oral hygiene is a great way to avoid bad breath. The goal of oral hygiene is to control the harmful bacteria that live in your mouth. These microorganisms can cause gum disease, tooth decay, and bad breath — so keeping them in check is good for your overall oral health. Remember to brush twice and floss once daily, stay away from sugary foods and beverages, and visit the dental office regularly for checkups and professional cleanings.
So did J.Law apologize for the malodorous makeout session? Not exactly. "[For] Bradley Cooper, Christian Bale, yeah, I'll brush my teeth," she laughed.
Hemsworth jokingly agreed: "If I was kissing Christian Bale I probably would have brushed my teeth too. With you, it's like, 'Eh. Whatever.'"
If you would like more information about bad breath and oral hygiene, please contact us or schedule an appointment for a consultation. You can learn more by reading the Dear Doctor magazine article "Bad Breath: More than Just Embarrassing."
Do you feel as though your teeth are subpar? If you have ever wished for a brand new smile, you are in luck. Dental veneers are a permanent and effective way to change the shape, size, length, and even color of your teeth. Learn more about dental veneers with your Westminster, MD dentist, Dr. Patrick Gallagher.
How do dental veneers work?
Dental veneers fit over the surface of a tooth to mask its imperfections, stains or improve its shape. Veneers can improve the look of chipped, cracked, discolored, yellowed, overcrowded or under crowded teeth. A dental laboratory creates each veneer separately and customizes them to fit into your smile based on an impression of your natural teeth. Made from porcelain, dental veneers have similar light-reflecting qualities as natural teeth and are stain-resistant. Veneers are a durable dental restoration made to last many years with the proper care.
Creating a New Smile With Dental Veneers in Westminster, MD
Veneers usually require only two dental appointments. The first appointment gives your dentist an opportunity to take an impression of your mouth which the laboratory uses to design your veneers. Additionally, this appointment is your time to ask any questions or address any concerns you may have. Your dentist then prepares the teeth by shaving a tiny amount of enamel from their surfaces. Temporary veneers protect your teeth until the dental laboratory completes the final restorations. At your second appointment, your dentist removes the temporary veneers then fits, adheres and cleans up the permanent veneers.
Caring for Your Veneers
A good candidate for dental veneers should have a strong at-home oral care routine. This is necessary to avoid complications like tooth decay or gum disease which could shorten the life of your veneers. Caring for your veneers is easy. Simply brush your teeth for at least two minutes twice a day and floss at least once to keep both your veneers and natural teeth healthy between bi-annual dental examinations and cleanings.
For more information on dental veneers and how they can help your smile, please contact Dr. Gallagher in Westminster, MD. Call (410) 848-3866 to schedule your consultation for dental veneers today!
If you've noticed one of your teeth feeling loose, you're right to believe it's not a good thing. Loose permanent teeth are a sign of an underlying problem.
Periodontal (gum) disease is usually the culprit. Caused by bacterial plaque, a thin film of food particles, gum disease causes the tissues that support teeth to weaken and detach. While a tooth can become loose from too much biting force (primary occlusal trauma), it's more likely bone loss from gum disease has caused so much damage that even the forces from normal biting can trigger looseness.
A loose tooth must be treated or you may lose it altogether. If it's from gum disease, your treatment will have two phases.
In the first phase we need to stop the gum infection by removing plaque and calculus (hardened plaque deposits). Hand instruments known as scalers or ultrasonic equipment are usually sufficient for removing plaque and calculus around or just below the gum line. If the plaque extends deeper near or around the roots, we may need to consider surgical techniques to access these deeper deposits.
Once the infection is under control and the tissues have healed, we can then undertake the second phase: reducing biting forces by breaking clenching and grinding habits, doing a bite adjustment for advanced problems and securing loose teeth with splinting.
Although there are different types of splinting — both temporary and permanent — they all link loose teeth to adjacent secure teeth much like pickets in a fence. One way is to bond dental material to the outer enamel of all the teeth involved; a more permanent technique is to cut a small channel extending across all the teeth and bond a rigid metal splint within it.
To reduce biting forces on loose teeth, we might recommend wearing a bite guard to keep the teeth from generating excessive biting forces with each other. We may also recommend orthodontics to create a better bite or reshape the teeth's biting surfaces by grinding away small selected portions of tooth material so they generate less force.
Using the right combination of methods we can repair loose teeth and make them more secure. But time is of the essence: the sooner we begin treatment for a loose tooth, the better the outcome.
If you would like more information on treating loose teeth, please contact us or schedule an appointment for a consultation. You can also learn more about this topic by reading the Dear Doctor magazine article "Treatment for Loose Teeth."


text: Wrap gifts using fancy bows: Don't make me explain this one. Look, I can appreciate a nicely wrapped gift just as anyone, but color coding a big fluffy bow to wrapping paper is not something a man should do. Just wrap it up, stick it with a simple bow, and move on.


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For a presidential hopeful whose candidacy was on the ropes only a month ago, Rick Santorum took command of a campaign rally in Boise Tuesday night as if he was a frontrunner. In fact, Santorum began the day boosted by a New York Times/CBS News national poll that put Santorum in a statistical dead heat among likely Republican voters with Mitt Romney.
Following a noon rally in Coeur d'Alene, Santorum did something Tuesday night that candidates rarely do—he showed up on time, much to the delight of an overflow crowd at Capital High School. Those who couldn't squeeze into the school's auditorium listened in an adjoining room.
Santorum was met by polite applause for his opening 10 minutes as he talked about a U.S. threat from Iran, saying, "It's the most dangerous regime in the world." But the crowd erupted into standing ovations when he began serving up conservative red meat on left-leaning Supreme Court justices, global warming and expansion of the federal government.
"This election is the most important election of your life," Santorum told the rally, equally represented by all age groups. "This is your chance to stand up and say, 'We shall be free.'"
Right on cue, the crowd lept to its feet.
Other standing ovation moments followed when Santorum quoted the Declaration of Independence, promised to gut the Ninth Circuit Court of Appeals and called climate change a farce.
"The people in universities, in Hollywood and in corporate boardrooms—their time is past," said Santorum. "Don't you see how they look down their nose at you? Those elite snobs."
Citydesk spoke to dozens of attendees who said they still hadn't committed to Santorum before the rally began but were certain that they would support him on March 6, when Idaho's GOP caucus is part of the 10-state Super Tuesday bonanza.
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Reading Series Census: Pete's Reading Series
By Ian MacAllen
Monday, October 5th, 2015 | 6,025 views
The New York City Reading Series Census is an ongoing project to catalogue the contemporary literary scene. Any reading series curator in the New York area can take the survey here.
What is the name of the series, and what is the significance or meaning of the series name?
The series is called Pete's Reading Series because it takes place at Pete's Candy Store at 709 Lorimer Street in Williamsburg, Brooklyn.


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The scandal of the day is that comedian Jimmy Carr has been avoding paying large amounts of tax. Really? Him and thousands of others!
I'm not here to either condemn or condone tax evasion, in fact is it actually tax evasion or simply creative accounting? Whatever.............the "facts" seem to be that the financial scheme in question was not illegal and Mr Carr's accountant was
doing exactly what accountants are paid to do. If you have tax laws that are riddled with loopholes big enough to drive a truck through, then you shouldn't be surprised if individuals and major corporations load those trucks to the hilt with cash before driving off!
Whether it is morally acceptable or not
depends on the state of your morals. Personally, I don't like paying
taxes but I do accept that you don't get anything for nothing, and
besides, I neither have the sort of money needed to make these schemes
work or the sort of money required to pay an accountant to operate them, If I did, who knows which side of the moral fence I'd chose to lean against.
David Cameron right to name Jimmy Carr? Absolutely not, technically at least, he has done nothing wrong. If the PM chooses to close the
loopholes in the tax laws and make such schemes illegal, only then should he be allowed to name names.
Of course the press feeding frenzy has already kicked in, Gary Barlow has been named as being involved in a different, but presumably, equally lucrative scheme. In his case, however, his user friendly image seems to have protected him from the PM's wrath. Watch out for more names to hit the tabloids over the next few weeks.
Interestingly, it has also been reported that the Cameron
fortune was founded by his father who headed up a company that
specialized in creating and managing this type of tax scheme!
The pots and kettles are getting decidedly darker day by day LOL
Thursday, 21 June 2012
Some Thoughts On A Scandal
Posted by Malcolm Edwards at 15:15
Labels: david cameron, evasion, gary barlow, jimmy carr, london, malc, scandal, tax
3 comments:
Interesting that our Chancellor, Mr Osbourne, said a few months ago that he was surprised how little some of his rich friends paid in tax, but did not name them. Jimmy Carr gets both barrels from Tory Boy PM.ReplyDelete
I agree with you, I have no views; I once had a job that made me tax-exempt, and so got a full refund. Mr Carr and the rest have done nothing illegal; best close the loopholes, but that would affect their rich friends.
The economist John Maynard Keynes said "The avoidance of taxes is the only intellectual pursuit that carries any reward". Perhaps these people are brighter than we give them credit for!ReplyDelete
Really awesome effort by this blogger. First time read such type of blog post. Thanks for sharing it dear.ReplyDelete
Financial Aid
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This new schedule completely eliminates our reading days - not only that, but it also goes so far as to steal one of our weekend days, the Saturday before exams start. The GW administration might think all we do on the weekends is drink, but the weekend before finals, most of us actually study for our exams. Forcing us to go to class right up until two days before exams start is going to severely affect our performance on said exams.
There's already a Facebook group condemning the decision:
GWU made an executive decision to cancel classes due to the record snowfall. They have a responsibility to their student-customers to rearrange the semester schedule responsibly. Elongate the semester, change the final exam schedule or format - but don't punish your students by taking away their study days or weekends, harming their academic performance. A make-up day is a fine time to hold missed classes, but don't take away our reading days. In protest of this senseless new policy, the members of this group will protest by boycott, and refuse to attend class on reading days or a Saturday. More study days and better final exam grades are worth more than a few missed classes on designated reading days stolen from the student body by a university which refuses to lose a small fraction of their exorbitant profits by adding a few days to the semester.Facebook groups are an easy way to show disgust with a stupid policy, and boycotts may be fun (especially when they involve not going to class), but will either of these tactics really result in a change to the make-up schedule?


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Homestead in Miami-Dade County, Florida — The American South (South Atlantic)
Redland District
Erected by Redland Centennial.
Location. 25° 28.174′ N, 80° 28.546′ W. Marker is in Homestead, Florida, in Miami-Dade County. Marker can be reached from the intersection of East Mowry Drive and South Flagler Avenue, on the right when traveling east. Touch for map. Marker is located in the parking lot at the rear of the Redland Hotel. Marker is at or near this postal address: 5 S Flagler Ave, Homestead FL 33030, United States of America.
Other nearby markers. At least 8 other markers are within walking distance of this marker. The Hotel Redland (within shouting distance of this marker); Landmark Hotel (about 300 feet away, measured in a direct line); The Seminole Theater (about 600 feet away); Historic Town Hall (about 600 feet away); First Baptist Church (approx. ¼ mile away); First United Methodist Church (approx. half a mile away); Dr. James Archer Smith House (approx. 0.6 miles away); Lindeman-Johnson House (approx. 0.6 miles away). Touch for a list and map of all markers in Homestead.
Categories. • Settlements & Settlers •
Credits. This page was last revised on June 16, 2016. This page originally submitted on April 27, 2014, by Marsha A. Matson of Palmetto Bay, Florida. This page has been viewed 351 times since then. Photos: 1, 2. submitted on April 27, 2014, by Marsha A. Matson of Palmetto Bay, Florida. • Bernard Fisher was the editor who published this page.


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A colleague is dead. By her own hands. I never saw it coming. None of us did.
I hadn't worked with her very long, but from the very first meeting she impressed me and made me like her.
Her other workplace environment was difficult and distressing, but she stepped up to the challenge. She was kind, compassionate and non-judgmental even while telling the patients that they were full of &#$%. I don't know anyone who didn't feel cared for when she was around.
Somehow she held her own distress inside so well that no-one knew how sad she was, or how desperate. She cared for everyone except herself. And now she's dead, and we'll never get the chance to try to help, or to tell her that we care.
But we did.
"I walk a lonely road, the only one that I have ever known. Don't know where it goes, but it's home to me and I walk alone." (Boulevard of Broken Dreams ~ Green Day)
No folks, it was not fun. We all would have rather been celebrating with friends and family. But of course, the hospital never closes. And the patients that come in have concerns and they would most likely be with thier family and friends too.
I think it was summed up perfectly by one 10 year old in the middle of the night. While I processed his registration he spent most of the time resting his head on his arm on my desk. At one point, he looked up at me with a look of desperation and said "I'm so glad you guys are open". So I smiled at him and said "We never close. Just in case someone really needs us." He breathed a sigh of relief and went back to resting his head.
He came in because of vomiting. Had a short visit with the doctor and then was sent on his way. But at 3:00 am on Christmas day, he didn't want to be at the hospital either. But in the end, he was glad that we were there for him. And that, I suppose, is the only thing that makes a night shift rewarding (whether or not it is Christmas ).
I was interested in the workshop. I thought that it really was going to change my perception about how we care for families in our facility.
To a degree, it did. There was a panel discussion and 4 families shared their stories, their experiences as patients, and families who have come to our hospital in times of need. My complaint, is that these were all families who had positive things to say. One parent commented that she and her family spent nearly 10 months in an intensive care and had only had one not so positive experience. Woo hoo. Except this: I see and hear from disgruntled parents. I know they write letters, send complaints and voice concerns. Why didn't we hear any of their suggestions? Any of their stories? Because, yes the nice pat on the back is great. But how the heck do you think we're going to see change if no one tells us what we're not doing right.
The same issues come up over and over again. We identified areas that we could improve on. Well, parents, families and staff at the hospital have been talking about this in the 7 years I've worked there. So why are we still discussing the ideas. When do we stop talking about them and start implementing them.
And really, what I felt that I walked away with at the end of the day was a bunch of people who were just looking for a pat on the back. A dog and pony show so we could 'voice' our ideas that have fallen on deaf ears for what I'm guessing is decades and feel like we've accomplished something.
I'm not buying it.
One very disgruntled employee
Labels: Frustration
The labeling of this particular specimen has always been a bit tricky. It's a blood screen: a group and cross match. They need to be sure that there are no mistakes made. Understandably so.
When the lab called, the nurses were livid. More so at their own mistake than the lab. They begged me to call the lab and beg and plead with them. We offered to send the nurse to the lab to correct the error. They still told me no.
I turned to the three RNs at the nursing station and I repeated that there was nothing the lab could do. The specimen was void and was being discarded. The nurses argued with me and told me that there was a way around this. They asked me to page someone, but were reluctant to clarify who. So they begged and pleaded that I call the lab and ask if there was a manager or supervisor around.
I attempted to stress the fact that I didn't want to do this. I used phrases such as "I don't understand what you want me to ask when I call, or who you want me to page, or what you want me to say to the lab". What I should have said was, "I don't feel like it is my job to do this. You're the charge nurse (to nurse 1) you're the nurse who made the error (nurse 2) and you're the nurse who thinks you know the loop hole in the policy (nurse 3).
So while all three of you sit there and listen to me repeat word for word what you say, then what the lab says, then what you say in response to that, don't you think it would make a heck of a lot more sense for one of you three to communicate with the lab?!?!? Especially when you're going to whine and pout that you need to explain to the family why we need to do another poke for more blood.
But what do I know. Apparently, I'm just some sort of communication medium. If only I were psychic.....
Labels: Frustration
The social worker arrived, did his assessment, arranged for out-patient follow-up, and sent the man on his way. All very routine.
The ward assistant took the chart after discharge and began filing it away. "Umm - does this paper mean anything?" she asked the charge nurse, and presented her with a form from the original hospital indicating that the patient was required to have a psychiatric assessment prior to discharge.
The patient whose suicidal plan was to jump from a moving vehicle had just been sent home by taxi, and without pschiatric clearance!
The taxi company was phoned, the taxi turned around, and the now very annoyed patient was returned to the hospital for a complete exam.
An hour later the patient was cleared by pschiatry to follow the original plan set up by the social worker and was again sent on his way.
This time he made it all the way home.
About half an hour before the end of my shift, there was news of a transfer coming from a community hospital via air. They were dispatching the transfer team ASAP. The phone was ringing off the hook. Calls as physicians far and wide consulted each other.
The ICU doctor on call wanted to speak to our Emerg Physician. Our Emerg Physician needed the Radiologist, CT Tech and Neurosurgeon. Then the trauma team leader.
After everyone was on the phone, the patient was ID'd so we could register them as soon as they arrived. I wrote the info out neatly for the next ward clerk. That way, it would should only take her less than a minute to register the patient and order a stat head CT.
I wanted to be there when the patient came. I wanted to be the one to tend to the family. To direct them where they need to go. To order the stat everythings. To get the right doctors, technicians and specialists on the phone, or better yet, in person.
But I went home. My shift was over.
A few minutes ago, I heard the helicopter. I think I left part of my brain at work. I immeadiatly wanted to get on the phone and start paging people. And then I remembered that some days, you just need to let go.


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As Catholics we know that God in the Person of Jesus Christ established His Church as His project to bring to completion the salvation of the World, using the Divine gifts of the Seven Sacraments with which Jesus Christ had endowed her.And that He appointed Saint Peter and his Successors , as His Vicars on Earth and armed them with the Keys of the Kingdom and the Power to Bind and Loose,and the responsibility to strengthen the brethren, ensuring the proper governance of His Church.
The Vicar of Christ on Earth - the Bishop of Rome , the Pope thus holds an awesome office.
In God perfection symphonically harmonises every good, one might say - but this is inadequate because God IS perfection He is not made up of anything - He IS. Quite beyond our words to really describe. When Moses asks God for His Name , we see in Exodus 3:14 the reply : " I Am Who I Am". In other words : " I am no creature with equals, to need a name to distinguish Me - I simply AM."
But what of His Vicars on Earth? They are of course simply men, with all their mortal frailties, but aided by the Holy Spirit and the promise of Jesus Christ to be with His Church always until the end of Time. It follows that lacking Perfection , and being mortal men, these Vicars of Christ on Earth cannot at once project all the characteristics of the God they serve. No, they struggle within the bounds of time and their finite powers to do the best they can with the human capabilities they have as individuals, co-operating with Divine Grace.
So each one brings to the sacred office his own powers , abilities, experience and inclinations whilst co-operating with that Divine Grace. And each leaves behind him the body of teachings he has provided under Divine guidance, to enrich the Church throughout the ages , and the results of whatever he has been able to achieve whilst alive.It follows that not every Pope will, or could or should necessarily be, like his predecessor or his successor.
If we consider the last three Popes elected, we see all this well demonstrated:
In Blessed John Paul II we had a man of extraordinary brilliance in intellect, sanctity, personality, theatrical tendency. energy and spirit.Tried in the fires of Nazi oppression and Communist persecution he had been a Father of the Second Vatican Council and knew all that had gone on during and after it. He proved to be a great Teacher and Evangeliser to the whole world.He was robust and outgoing- confident in God and in himself. He was not interested in detailed hands on administration and trusted those to whom he delegated powers. He was , to use his own words from one occasion " generous" in dealing with some problems.
He had to endure the ordeal of Press vilification of the Church in Sexual Abuse cases which was a terrible ordeal, especially for such a gentle soul.
And in the latter days of his Pontificate he had to endure the so-called Vatileaks scandal which seems to have been associated in some way with tensions within the Curia. We may not know the full truth of the matter for a generation, or we may. At present we do not.Pope Benedict's gentlemanly, humble personality did not perhaps always make him the type of administrative leader the times called for.His 6 years of tolerance of the Australian Bishop Morris problem is an example.
The Pope of many firsts : Pope Francis. The litany of firsts is becoming tedious already : Francis, Jesuit, South American( though both parents are Italian born), non-European for hundreds of years, Pope to be elected whilst his predecessor is alive in 600 years etc, etc.He is an instant media sensation and " good copy" with his obvious and operating humility, and simplicity.His fondness for surprising gestures on one occasion riding in a mini-bus, going to pay his own accommodation bill , deciding to say the Holy Thursday Mass in a youth Prison all provide fodder for the cameras. His addresses are good solid pastoral exhortations.The humble " gestures" are not mere media stunts but serious pastoral "demonstrations". We will have to await more substantial teaching documents, and also the hard administrative decisions that have to be made. The quality of the Episcopal appointments he makes will be critical - here in Australia alone the queue for decision is overly long . He is far from physically perfect : suffering the loss of one lung since his teenage years and visibly walking with some difficulty/unevenness.His obvious virtues shine, and at the same time we are told he can be a tough administrator and decision maker.
So there we have it - each of the last three Popes has been quite different , each has been able to expand upon certain aspects of the Catholic Faith and to meet the challenges they confronted /confront. But in their diversity, they have each served Christ with great fidelity and strengthened the brethren effectively using their God-given talents and Graces to the full. We thank God for them, and for their remarkable sanctity - a characteristic which is not an inevitable in holders of that sacred office.


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Father's Day 2016 is coming soon. The whole world is ready to celebrate the festival of relationship. Everyone wish to celebrate Father's Day in some unique way. You must be thinking, what to gift your father on this Father's Day 2016. If yes, we are here to suggest you some awesome ideas for Father's Day Gifts.
First make your budget, how much you want to spend to buy the gift for your father. If you are short of budget, we suggest you to make some creative handicraft gift at home or you can also buy a beautiful Greeting Card to wish your dad on Father's Day! Here we can give you some great ideas to buy Father's Day Gifts.
Father's Day Gift Suggestions
Check some unique and awesome ideas and suggestions to choose a Gift for Father's Day. Hope you will like them and it will help you to select the right gift for your father.
Home Made Greeting Card For Father's Day. Easy to make with thick card or chart paper. Show your creativity to make it much impressive. Even waste material can be used to prepare such Greeting Cards for Father's Day.
Beautiful Pocket Watch for your dad. He will definitely love your choice to gift on the occasion of Father's Day. This type of watches are easily available in local stores and some online shopping sites.
Beautiful Wooden Table Clock, isn't it awesome? This clock is made of wood with a quotation for your father. Really your dad will feel proud to get such a gift from you. Is your father really the best dad of this world? We think yes!
Father's Day Quote Mug! How about this gift idea? A customized mug with name and your father's name will be a perfect idea to gift your dad. Such mugs can be ordered to some local shops or online shopping sites.
So many other gifts can also be the best choice according to the choice of your father, like Pen Sets, Note Books, Calculators, Customized Key Chains, Wrist Watches, Wallets, Belts, Sun Glasses, Tie Pin or Broach, Chocolates and cakes.
We hope you will like our suggestions. Don't forget to comment below if you have more better Gift Ideas for Father's Day. Stay tuned with us for more articles on Father's Day 2016.
Read More on: Father's Day
Read More on: Father's Day


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Life Cycles of the Resources Sector: Knowing the Stages and Getting In at the Right Time
Editor's Note: It's been a banner year here at Energy & Resources Digest.
We've more than doubled our readership in the past 12 months. We've broken new ground, covering 21st-century commodities and trends that most investment publications are ignoring…
But among the many great things that happened this year was Macro Strategist Eric Fry joining our ranks.
If you didn't know, Eric is considered "America's Top Trader" thanks to winning one of Wall Street's most prestigious investment competitions. He beat out some of the most well-known and best-regarded money managers in the world.
His insights (including the one below) have been a breath of fresh air in this publication. Here he details the proprietary system he uses to anticipate explosive growth in certain sectors well before it happens.
Read on…
– Patrick Little, Managing Editor
Resources investors, take note: Today, I'm going to tell you about the life cycle of stocks. Let me get right to the point.
Every stock, no matter the sector, goes through four stages. Understanding this cycle can pose significant gain opportunities – if you know when to buy.
The four stages generally look like this…
Stage 1 is when the life cycle begins. It's what I call the "Cheap but Flat" stage.
At the first stage, stocks generally have low valuations and low momentum. It's a frustrating combination, especially for value investors.
But Stage 2 is where things start to get a little bit more interesting…
Opportunity begins to emerge. The stock is still cheap, but it's gaining momentum and starting to climb.
I call this the "Cheap and Moving" stage, and I like to think of it as the sweet spot. Essentially, it's the ideal buy point where the big gain opportunities come alive.
When you buy stocks in the second stage of their life cycles, you have a very high chance of making money.
Eventually, however, the stock's price begins to top out. It's the result of moving too high too fast…
In short, its valuation is out of whack. And this happens when it cycles into Stage 3: "Expensive and Risky."
Stage 3 is the most crucial stage in the life cycle. It's when most investors make a devastating mistake…
They become attached to the stock. It has lots of momentum, it's trading at an expensive valuation, and they want to hold it forever.
In some cases, the stock could even look like it's going to run higher, and investors want to squeeze every drop out of it. But that's where emotion outpaces logic. It's deadly because the stock is entering a high-risk zone.
In short, the stock is nearing the end of its life cycle. And when this happens, it will eventually experience every investor's worst nightmare: a correction.
That's Stage 4.
As you can see from the chart above, this is when the price starts to tumble.
The Resources Market Is Hitting Its Stride
But what goes down is bound to come back up again – especially when it comes to resources. In fact, individual stocks (and broad sectors) go through these cyclical patterns over and over again.
Recently, I've found that the most lucrative opportunities happen to be in raw materials, precious metals and mining.
You see, the resources sector goes through a new life cycle about every six years. And at the beginning of 2016, a new one was just starting.
By identifying that the resource sector as a whole was entering a major upswing in its life cycle, I was able to find dozens of big winners. For example, the global miner Freeport-McMoRan (NYSE: FCX)…
In less than seven months, it rose an astounding 366%…
Eurasian Minerals (NYSE: EMXX) is another great example. Over roughly the same time period, it ballooned 294%…
These examples prove that when you know a sector is in the right stage of its life cycle, it's really hard NOT to make a lot of money. Just a $5,000 investment into each of the companies I mentioned would have blossomed into more than $30,000.
But to replicate this kind of performance, you must be able to systematically identify stocks entering that Stage 2 sweet spot.
The good news is that 2016 was not the last time we'll see resources entering the second stage of the life cycle. And I've already nailed down a few companies that are going to see explosive growth over the next couple of years…
Good investing,