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Managing Risk and Capital in Your Credit Union
One of a CFO's key roles is managing risk. Join Ancin, in a recap of his highly acclaimed CFO Council Conference session, to learn how you can improve income and effectively manage risk by setting your institution's risk appetite, improving talent management, and understanding your institution biases.
Join fellow CFOs to...
Meet Your Speaker: Ancin Cooley, Founder and Principal of Synergy Credit Union Consulting
Ancin, as Founder of Synergy, provides a range of risk management services to financial institutions, which include strategic planning, board training, supervisory committee training, loan department audits, and regulatory exam remediation. He brings more than 10 years of experience to the industry. Ancin honed his skills while working as a regulatory examiner for the US Treasury. As an examiner, he performed safety and soundness examinations for community and mid size institutions ranging from $100 million to $15 billion in total assets. After leaving regulatory work, Ancin worked for a regional accounting firm where he led internal audits, as well as loan and pre-regulatory examiner reviews. In recent years, Ancin has focused on helping Credit Unions grow and thrive with "Execution Centered" Strategic Planning sessions.


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Memorials Are For Remembering With Memorial Day here, I imagine many of you are just thankful for a day off, or at least extra pay to be at work. Many are hoping for good weather to enjoy the first 'summer holiday', and others may be hoping for rain so they can just simply stay in and rest! But whatever you are doing, I hope we are all finding a way and some time to just be remembering. Memorials are for remembering. From rainbows to unleavened bread, God said it is good to remember; and He established several memorials throughout history. Usually we are remembering the bravery and sacrifices of the military on this day, and I am guilty of taking that for granted most of the time. I'll take the opportunity right here to say a heartfelt THANK YOU to all who gave their time, and often life and limb, for our country. A hundred times thank you!
Remembering Our Heroes I have enjoyed reading the pieces written lately for our local heroes, though they'd not want it worded that way; Robert Hendon, Billy Murdock, and others. The word 'hero' is defined by the heart who spells it. It's something a little different to each of us. I got to wondering why I know just about nothing of the military experience of my relatives. It is because they don't like to talk about their service time much, I guess. With the humility they learned from authority, along with the experiences they'd just as soon forget, it's easy to see why they'd rather have been talking about their first car, or hauling hay. I want to name them here just to pay their service the respect it deserves.
First, my "little brother" Mark Alan Jackson, three years and eight months in the National Guard and ten years in the Marines, during which time he served in Desert Storm. His scars are in his ears and in his heart. I remember he was away at Christmas and made his own fake fireplace out of cardboard to hang a fake stocking. I remember that his first baby was born while he was away, and how exciting it was to watch him walk into the airport the first time he ever laid eyes on her. Thank you Mark.
Several of my favorite uncles were military men. Uncle Wade was married to my Momma's only sister and treated us just like his own family. Alvin Wade Holley served in the army during WWII as a mechanic. He wore an injured eye the rest of his life because a starter fell off into his eye while servicing one of the army trucks. I don't remember any of his stories if there were any; I do remember he had the biggest heart in all the world for anyone who needed anything ever! I miss you, and thank you Uncle Wade.
Uncle Jerry Fuqua served in the army in the Korean War, married my daddy's late sister, and lives in Paris, Tennessee. Now, as I said, they didn't talk about themselves much so I didn't hear this first hand from him, but Lil Brother says there's this one incident he has heard about from Uncle Jerry's combat time. I won't be too specific, but it involves the necessary bodily function that still had to be carried out even if a tree or a ditch was the only outhouse available. It also involved a Korean sniper, on a hill with a good view of Uncle Jerry taking care of business so to speak. Now the story goes that when the shot went right between Uncle Jerry's knees, nearly scaring him out of a year's growth, the sniper just grinned and waved. I'll be interested in finding out how much of that was truth. But at nearly 10PM, I'm not bothering a sweetheart like him just to get a good story straightened out. More on that later, perhaps. What I remember most of Uncle Jerry, is that he takes EVERYTHING in stride, cool as a cucumber, and loved my Aunt Sue truly big. Thank you Uncle Jerry.
Henry Veltman Jackson, my great-uncle, served in the Navy and experienced Pearl Harbor up close and personal. The story goes that he saved a piece of a Japanese pilot's scarf when the pilot crashed into their ship. That was a little too close, I'd say. Uncle Veltman's son, Johnnie Veltman Jackson also served in the Navy. They are both gone now, and what I know about their duties is nothing, I hate to say. What I remember is that they both made the first five years of my life a joy. Uncle Veltman and Aunt Lorene were like parents to my parents when they were newly weds in a big city far from home. And Johnnie was a big brother to me. They loved me like I was their own. Many others have spoken of how richly that family layered the love onto their lives, too. Thank you Uncle Veltman, and thank you Johnnie.
Hero is a Subjective Word Last but not least, MY GRANDPA! William Chesterfield Wilkins, Chess to most folks, Chesley to my Grandma, Daddy to my Momma. Grandpa was inducted into the army near the end of WWI, when there was an outbreak of pneumonia. Grandpa was sent home to recover from the pneumonia and the war ended before he had a chance to return. So, his status of 'hero' to me, all took shape at home. I remember that Grandpa could do chin ups from a maple tree limb when he was in his 60's, maybe near 70; and that we planted a garden together in his back yard – in town. He cared a whole whoppin' lot about his grandkids, and that we learned the important things. He chose the direct, quick and effective application of discipline; which is why he gave me my hardest whipping ever when I was about ten. I watched my little brother pretty closely after that, for a while anyway. Grandpa was a diabetic and at that time, the only snacks he could have were bananas and Fresca. I remember that when we went to his house, he would give us his last banana if we asked for it; no, he just gave it without waiting for us to ask; and a glass of Fresca too. He didn't have an easy life, but he made life easy for his family in every way he could. Thank you Grandpa.
Remembering the lives of our personal heroes is a way of keeping them near if their hearts lie still. It tells those who remain with us that they matter, and that they always will.
I would be an ungrateful Christian if I didn't mention my biggest hero. A memorial I am privileged to take part in every Sunday is to remember the death and resurrection of Jesus Christ. He gave His entire existence to saving, healing, feeding, and teaching the masses – the entire world if they will accept Him. From the beginning of time as His blood flowed backward, to the end of time as His blood flows forward from the cross, He stands lovingly, tenderly pleading, "Come unto me." Thank you God.
"Come to Me, all you who labor and are heavy laden, and I will give you rest." ( Matthew 11:28 NKJV)

subset: commoncrawl


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Welcome to Alice Brown Creations, Thank you so much for taking time out of your day to come and visit me!! I appreciate it!
Wednesday, April 27, 2011
Kate's ABC's
Here is a thank you card that i made with the cutest lil cart Kate's ABC's, I was watching scrapping Jen on utube and this is my take on her card! I had taken a break from my cricut creatioins but i am back.... It took me joining a cricut swap group for make me start using my machines again!! lol! whatever works! lol! thanks for stopping by!!!
Posted by Scrappin Sista at 4:36 PM
3 comments:
- Love That Bug said...
I love love love your card. This cart is on my list to get, it is so cute
- April 27, 2011 at 5:12 PM
- Audrey Frelx said...
Hi, Alice! This card is, of course, adorable!!!
- April 27, 2011 at 5:42 PM
- Adrian said...
Oh wow, she is adorable!
- April 27, 2011 at 6:15 PM
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Florida police have captured two robbers who were attempting to flee after seizing and ATM from the local bank with the help of a stolen backhoe. The robbers, identified as Francisco Hernandez, 53, and Jesus Antonio Sanchez, 50, are both residents of Clewiston. They are currently being held at the Polk County Jail on grand theft auto charges, the Bench Mark Reporter reported.
Hernandez and Sanchez are believed to have stolen the backhoe from a local construction site, before heading to Winter Haven and stealing an ATM from the wall of the CentreState Bank. The entire incident was captured by a surveillance camera near the ATM. The footage confirmed the robbery took place at midnight on Friday.
The two suspects claim that they were innocent as they had been collecting scrap metal and were unable to recall where items pulled by the investigating deputy had been located. Hernandez was previously known to officials due to an outstanding arrest warrant for Hendry County for violating his probation. Sanchez was also on probation for a previous grand theft offense.
According to a bank representative, the suspects did manage to take the ATM from the wall, however they did not attempt to open it.
Backhoes are generally used to excavate or dig and are usually mounted on tractors and front loaders. The suspects have been refereed to as "brazen" for their attempt at stealing the ATM. The motivation of the two men remains unclear and both remain in holding at Polk County Jail.
Recent reports suggest that ATM robbery is on the rise as criminals turn to steal ATM's rather than swiping credit cards. In 2010 in Texas, 100 ATM machines were reported stolen. Bank robberies, on the other hand, have been reported to be down.


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– WARNING -BURN HAZARD: Parts of this product get very hot during use (approx. 180 – 200 deg C).
DO NOT touch the tip of the pen.
DO NOT touch the surrounding area.
DO NOT touch the melted plastic as it could cause a BURN.
Anywhere You See This Sign
– Before storage always allow the product to completely cool after use.
– This product IS NOT A TOY.
– This product is suitable for ages 14+.
– Please read the this Quick Start Guide carefully before use.
For further information please visit www.polaroid3d.com/play/safety.
– USB cable plug
– Power
– Loading
– Print
– Speed
Use the USB cable provided to connect to a power source (DC 5V 2A
Press the Power Button (2). The light will turn Red to indicate that the
Polaroid Play 3D Pen is heating up.
When the light turns Blue it means the Pen is ready for use. Insert one end
of your PLA material into the loading hole at the top of the pen (4). Please
ensure that the end of the filament is flat across the end (cut carefully with
scissors if not) before inserting. Insert the filament gently until it reaches
the stop. Press and hold the Print button (3) and you will feel the
filament being gently guided into the Pen. Please keep this button pressed
until you see filament appear from the end of the nozzle. NOTE this may
take a few minutes. DO NOT TOUCH any part of the nozzle at this point as it
will be VERY HOT.
Press and release the Print button (3) for continuous printing (the pen
will start extruding automatically). Whilst in this mode pressing the Print
button (3) again will pause printing. For manual printing press and hold
the Print button (3); releasing your finger in this mode will immediately
stop the printing.
To speed up the extrusion of the filament press the + button (4); to slow
down the extrusion press the – button (5). NOTE: there are 4 speed
To retract the current filament material (either to change colour or to
remove completely), press and hold the Power button (1). You will hear and
see the filament being removed from the Pen. Please note that full
retraction may take a few minutes. NOTE: The 3D pen will automatically
retract if the Pen is not being used for approximately 10 minutes.
PEN SIZE: 180 (l) x 35 (w) x 47 (d)mm
FILAMENT: 1.75mm diameter
USB CABLE: 1.5m
GUARANTEE: 12 Month Manufacturer's Guarantee (this may differ by country according
to minimum statutory requirements)
1 x Polaroid Play 3D Pen and holder.
1 x 1.5m USB Cable.
4 x 15g (5m) PLA plastic filament packs (assorted colours).
1 x Quick Start Guide.
1 x Trace App screen protector.
4x Adhesive pads.
For use with the Polaroid Play 3D Pen.
Box contents: 20 x 15g (5m) PLA plastic filament packs (assorted colours).
Filament: 1.75mm diameter.
For further information please visit www.polaroid3d.com/play
Use the unique Polaroid Play Trace App to stencil your own photographs and then bring them to life in 3D. Alternatively, you can trace imported templates and then assemble the parts together to create a 3D model.
Get started by visiting the App Store or Google Play and downloading the Polaroid Play Trace App to your Smartphone or Tablet.
OPTION 1: Using a stencil from the Polaroid Play Trace App Library
STEP 1: Open the Trace App on your Smartphone or Tablet and for a selection of sample stencils already in place in the Trace App Library. Select the image of the 3D model you'd like to create. Simply click on it to open up to full screen. You will then see a stencil of all of the individual components which you will need to draw to make the 3D model.
STEP 2: To increase the size of the stencil simply select the '+' magnification button until you reach the size you want. Select the 'Lock' button to lock your stencil into place at the right size and position. The grid over the image will help you to draw your model one section at a time.
STEP 3: Once your image is locked into your chosen size and position simply affix the Trace App Screen Protector into place onto your Smartphone or Tablet screen with the adhesive pads provided. Affix the pads directly onto the screen first and then place the Screen Protector on top in order to create a clear distance between the screen itself and the Screen Protector (see illustration for guidance). NOTE: DO NOT draw directly onto the screen of your device as this may cause damage!
STEP 4: Use your Polaroid Play 3D Pen to draw onto the Trace App Screen Protector using the stencil below as your guide to create the correct shapes. NOTE: Do not press too hard onto the Trace App Screen Protector and always ensure there is a minimum gap of 3mm between the Trace App Screen Protector and the screen of your device. This process, for best results requires a very light touch!
STEP 5: Once you have completed all of the stencil parts for the current screen remove the Trace App Screen Protector from your device and simply remove the completed model from the Trace App Screen Protector.
STEP 6: To continue drawing with another section of the stencil simply select the Unlock button and move the image to the next area and 'Lock' the screen again. Once you have positioned the Trace App Screen Protector back into place you can begin drawing again.
STEP 7: Upon completion of each of the individual parts to create your 3D model simply assemble them into position and use your Polaroid Play 3D pen to affix them together at the appropriate points.
OPTION 2: Creating a stencil from your own image Gallery
STEP 1: Open the Trace App on your Smartphone or Tablet and press the 'Select Image' button. This will open your mobile device's Gallery to allow you to select any image that is already saved on your Smartphone or Tablet. This image will automatically open into the Polaroid Play Trace App.
STEP 2: If the image you have opened is a photograph (and not already a 3D stencil image which you have previously saved from somewhere elsewhere), you can simply select the 'Stencilize' button which will turn your photograph into an easy to copy from stencil. Selecting 'Save' will then open this image in the Trace App to allow you to create your very own unique model!
STEP 3: Simply follow the steps above from Option 1 to affix the Trace App Screen Protector into place and then begin drawing.
NOTE: The Polaroid Play 3D pen should only be used with original Polaroid 1.75mm
PLA filament. Use of third party filament may cause damage to your pen.
This could invalidate your warranty.


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When we were in Ouray a few weeks ago we went to the local museum. it is housed in the old hospital. It is very well done. i was impress for a couple of reasons. First they had a few photos of my grandfather's old steam engine and the made me a cd of the photos. Second they were having a quilt show. How lucky can I be? Well...I was looking at the quilts and found a friendship quilt with a signature "Mrs. Croonenberghs." I was hoping it was my grandmother, but as it turns our it was her sister-in-law, Stella. The quilt was made in the twenties. Here are the photos. I still was excited.
Tuesday, August 18, 2009
What a Surprise
Posted by Linda Jahraus at 7:56 AM
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Turn your favorite paper prints, stamps, fabric, or photograph into wearable jewelry! I will show you step by step the process of turning book binding board into durable and whimsical jewelry. No current classes are scheduled. Click here for the step by step how to!
All classes are currently in-person only at the SE Portland Paper Zone: 1136 SE Grand Ave. Give them a call to register! 503.233.2933


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What's Included
- Pelican 1200 Small Case
- Pick 'N' Pluck Foam
- O-Ring
- Owner's manual
Ratings & Reviews
Rugged design
Ultra high impact polypropylene shell body case ensures a long service life thanks to its chemical- and corrosion-resistant, airtight, watertight, dustproof and crushproof construction.
Water-resistant design
The case can be submerged under 1 meter of water for up to 30 minutes in accordance with IP67 testing criteria.
Double-throw latches
For easy opening and closing.
Automatic pressure equalization valve
Balances interior pressure to keep water out.
Pick N Pluck™ with convoluted lid foam
Pick 'N' Pluck is a pre-scored foam set made for quick and easy customization. Just measure your equipment and pluck away the 1/2" cubes for a customized fit.


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Home Appliance Cast Iron Buit in Gas Cooker Gas Hob Kitchen Equipment
Gas appliances European gas cooktop/2 burners gas cooker/31cm gas hob
|Detail Specification
|Item NO.
|Gas stove , gas hob ,home used appliance, cooking stove
|201 level S.S with 2 burners , cast iron pansupport
|Packing one piece into plastic pag and polyfoam
(The package can be also done as customers requirements)
|Product Technical Database
|201 level S.S with 2 burners , cast iron pansupport
|Ignition type
|Battery pluse with 1.5V
|Heater power(kw)
|Burner cap
|Copy sabaf
|Loading capacity
|928/1857/2848 pcs
|Panel size
|Product hole dimension
ZERRA-China kitchen gas hobs with manufacturing , sales and technical
after-sales service as a
whole ,engaged in professional products.We only provide high quality product.
The manufacturers have professional technicians and advanced production equipment.
Committed to of the products comply with international quality standards and are greatly
appreciated in a variety of different markets throughout the world.Their well-equipped
facilities and excellent quality control throughout all stages of production enable us to
guarantee total customer satisfaction.
As a result of our high quality products and outstanding customer service, Is actively
developing North America, South America, Oceania and Western Europe.The Platform
will be deeply rooted in the new-stage Chinese products business, better adapted and
If you have requirement, please click on the product page's "Contact Now" button or
direct contact products' manufacturers. The suppliers' sales will reply to your e-mail.
Q: Who are we?
A: ZERRA is a reliable brand supporter, owing 7 years' experience on designing, developing, and producing built-in hobs and cooker hoods for the customers from more than 40 countries and areas all over the world.
Q: What can we do for you?
A: OEM service: order based on our existing 200 models. ODM service: we can develop the product according to your idea.
Q: What's our policy on warranty?
A: All our products are coming with CE, all of which will pass strict inspection before delivery. The warranty period of complete product is 2 years, 1% damageable spare parts will be supplied along with container order. We can provide components for maintenance at any time.
Q: What is our MOQ?
A: For trial order, 50pcs/models is acceptable, For repeat order, 100pcs/model.
Q: What is our payment term?
A: T/T, 30% as deposit in advance, the balance before shipment; Irrevocable L/C at sight; OA is negotiable.
Q: What is our delivery time?
A: 7~10 days for sample order; 30~35 days for regular order.
Black Double Burner Gas Hob Glass Top , Kitchen Two Burner Gas Cooker Images
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WASHINGTON (6/3/14)--In a response sent Friday to 324 members of Congress who voiced concerns regarding the National Credit Union Administration's risk-based capital (RBC) proposal, NCUA Chair Debbie Matz indicated some of the areas in which the agency will consider changes.
Matz was responding to a letter sent to the agency on May 15 authored by Peter King (R-N.Y.) and Gregory Meeks (D-N.Y.). Most notably the letter questioned the effect the proposal would have on credit unions and their members, as well as the proposed risk-weight calibration and the timeline for compliance.
Matz said in her letter, and the other NCUA board members have mentioned on numerous occasions, that the feedback submitted, which includes more than 2,000 comment letters received, would be taken into account as the agency moves forward to finalize a RBC plan.
In her letter on Friday, she noted that risk-weights, implementation time, and the proposal's impact on credit markets were among issues the regulators would review carefully moving forward. The King-Meeks letter expressed concern the proposed concentration-based risk weightings could affect mortgage and small business credit availability.
"[A]s part of the rulemaking process, the NCUA Board will carefully consider the comments received when determining how best to calibrate the final risk weights, including any comments received about the risk weights for real estate loans, agricultural loans, and member business loans," she wrote.
The NCUA has proposed several risk weights, such as a lower 75% for credit unions' consumer loans compared to the banking system's risk weight of 100%.
As far as the implementation timeline, Matz said she shared the concern in the King-Meeks letter, and pledged that the NCUA would re-evaluate the amount of time needed before the final rule goes into effect. The NCUA plan currently sets the implementation period at 18 months.
Matz also said that, upon issuing the final rule, the NCUA will provide further clarity as to how they calculated risk weights, and why they may in some instances differ from the risk weights for federally insured banks.
Use the resource links below for more information.
News Now: Concerned about RBC proposal 75% of U.S. Reps. sign letter to NCUA
News Now: CUNA: NCUA should respond to Hill RBC concerns with meaningful changes to proposal


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Obama visit: More about leaders, less about countries
Symbolism and substance have come together to mark US President Barack Obama's visit as a milestone event, writes Shyam Saranht view Updated: Jan 27, 2015 00:41 IST
United States President Barack Obama's visit to India to join in the country's celebration of its Republic Day has been rich in political symbolism and a carefully orchestrated projection of what Prime Minister Narendra Modi described as the "personal chemistry" between the two leaders. This projection was overt and deliberate.
Modi, at the media briefing, went further in ascribing to this chemistry a decisive role in fostering relations between countries and peoples. This is probably the first time any Indian leader has been so explicit in projecting the role of personal leadership in advancing the country's interests and this confirms his intention to lead the country's foreign policy. The invitation to Obama to be the chief guest at Republic Day was Modi's own initiative, with no prompting from his advisers or bureaucrats.
Obama, on the other hand, said yes after consulting his aides but clearly saw an opportunity, a highly visible one, to add lustre to a fading presidency. Though in jest, Obama referred to two of Modi's distinctive attributes, one, his Bollywood star-like popularity, abundantly apparent at the Madison Square event in September; and two, how Modi's sartorial elegance had eclipsed Michelle Obama's image as a fashionista.
During the visit, each has been able to leverage the other's star quality, though for Modi the payoff has been the more substantial. This visit has been more about leaders than the countries they lead.
The joint statement issued after the official talks between the two sides is unusually long and detailed. It lists the progress achieved in bilateral collaboration in an extraordinarily wide range of sectors, whether economy and trade, science and technology, education and health or clean energy and climate change.
It details their expanding engagement in counter-terrorism and cyber security, defence cooperation and security exchanges and regional and global issues. Several of these areas of potential collaboration had been identified in the joint statement issued in July 2005 after the then Prime Minister Manmohan Singh's visit to Washington.
They were obscured by the landmark decision to engage in bilateral civil nuclear cooperation after a hiatus of 40 years. It is remarkable how wide in scope and substance the relations have become in the last decade. It is precisely on the basis of this significant and across the board progress that the stage has been set for realising, substantially if not wholly, the promise of what Obama had described as "the defining partnership of the 21st century" when he last visited India in 2010.
Why is it that despite this impressive record of cooperation the past few years have been seen as a trough in India-US relations? Some analysts, Indian and American, have argued that India and the US have more divergent than convergent interests and recognising this, they should pitch their ambitions for their relations at much more modest levels. In other words, drop the hype and get real. The reality is that, despite differences, some quite serious, the two countries have travelled a long distance in adding substance to their partnership.
India and the US continue to share an interest in together shaping the emerging security architecture in Asia-Pacific as China continues to accumulate economic and military capabilities.
The US has emerged as a major and growing source of defence hardware for India. Much of India's air transport assets and its air surveillance capabilities are of American origin. Bilateral counter-terrorism cooperation is unprecedented. In 2005, Pakistan was off the table in our counter-terrorism conversations. That is no longer the case. Thus it is in the two most sensitive areas, which demand high degree of mutual trust, defence and intelligence, that the two countries have transformed their relationship.
These significant advances in relations had again been obscured, this time negatively, by the nuclear deal as in 2005. Thanks to the lingering and sometimes bitter controversy over India's nuclear liability Bill, the expectation of large-scale business for US firms in the nuclear power field were belied. The diminishing prospects for the Indian economy over the past few years compounded the negative perceptions about India in the US.
Modi's election as head of a party with an absolute majority in Parliament and his patently genuine commitment to economic reforms and creating a business-friendly environment have reversed these perceptions and infused new vigour into the relationship.
Obama's visit has cleared the decks for a major advance in the relationship through four key outcomes:
One, the controversy over the nuclear liability Bill is now behind us with the understanding reached over the creation of an insurance pool to cover the risks to both operators and suppliers. The administrative arrangements for reprocessing have been finalised. The way is now clear for business negotiations to commence for actual contracts.
Two, the 10-year Defence Cooperation Framework, concluded in 2005, is being renewed for another 10 years with a wider scope. Under the Defence Technology and Trade Initiative, concluded in 2012, it has now been agreed to undertake four projects for joint development and production including jet propulsion and aircraft carrier design. The latter is of particular significance in strengthening bilateral maritime cooperation in the Indian Ocean and Asia-Pacific regions.
However, we do not find mention of the Communications Inter-Operability and Security Memorandum of Agreement (CISMOA) and the Basic Exchange and Cooperation Agreement for Geo-Spatial Cooperation(BECA), without which it may be difficult to enable high tech defence exchanges and technology transfer. The previous government was reluctant to conclude these agreements.
Three, under counter-terrorism cooperation there is a commitment to go beyond intelligence sharing to working together, presumably through joint operations 'to disrupt entities such as Lashkar-e-Taiba, Jaish-e-Mohammad, D-Company and the Haqqani network'; and,
Four, under climate change and clean energy, the focus has shifted from pressuring India to limit its greenhouse gas emissions to working together in an ambitious programme of promoting renewable energy, in particular solar energy.
It would be fair to conclude that symbolism and substance have come together to mark this visit as a milestone event.
Shyam Saran is former foreign secretary.
He is chairman, RIS, and senior fellow, CPR
The views expressed by the author are personal
First Published: Jan 26, 2015 22:12 IST


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Aside from her self-confessed problem with stage fright, Adele's main other concern when it came to booking arenas for her tour was losing the intimacy with the audience that made her shows for 21 so special back in 2011. The Tottenham-born superstar is a people person: she thrives on human interaction, which is most likely why she prefers to talk about her life on stage instead of on Twitter.
As she rises from the B-stage at London's O2 arena – which is a homecoming show of sorts – the build-up of 'Hello' transfixes the crowd as powerfully as it did during that X Factor ad break back in October. There's an incredibly earthy tone to her voice that hits deeper in a live setting than it does on record, and soars magnificently and effortlessly for the climax.
"When I came up, I thought I was going to cry my eyes out," she tells everyone afterwards. "I have got used to the big crowds." Although on paper the figures – both box-office numbers and venue capacity – suggest ginormous pop extravaganza, from the off the tone is set more in line with her debut tour, An Evening With Adele.
The 27-year-old's charisma is so powerful that it shrinks the arena into an intimate setting. From inviting the audience into her world with little personal details ("This is my Mother's Day mug," she says between swigs from her hot honey drink. "It's me and my Peanut") to hilariously complaining about there being a couple of empty seats ("Maybe they're the ones that were £25,000 on the internet. I wouldn't pay that!"), there's no need for pyrotechnics or huge set pieces to bring the fun and drama here.
Because, of course, everyone's at The O2 to hear Adele sing. It almost seems useless trying to describe just how good she is, because we've all seen it on TV again and again. 'Hometown Glory' is bursting with heart and nostalgia, 'Skyfall' is even more majestic in the arena than it is in the Bond movie, and a stripped-down set-up for 'A Million Years Ago' gives her warm, smoky tone all the space it deserves.
On the more sprightly numbers like 'Rumour Has It', 'Water Under The Bridge' and 'Send My Love (To Your New Lover)', Adele bops away as the music bounces across the mixed crowd. And it really is mixed: from children to teens to young adults and middle-aged fans, you really get a sense of just how broad a range Adele's music connects. (Not that 60 million album sales didn't already suggest that.) There were fans who had come from Brazil, USA, Egypt, Israel, Dubai and Brockwell Park ("Oi oi!" was Adele's response to that last one).
But what makes the show that extra bit more magical than, say, a show by contemporaries like Taylor Swift and Katy Perry, is just how involved Adele wants to get with her fans. She has to stop herself from crying when a couple get engaged during 'Make You Feel My Life', joking that she initially thought a fight had broken out when she saw all the commotion. Naturally, she immediately has them come up on stage so she can take a look at the ring.
Then, there are three women who are nearly removed from the arena because they aren't allowed to stand in the aisle. "Well, I can see some empty seats right there so they can sit there, thank you very f**king much," she says. "It's my f**king show!" She may be music's biggest force, but Adele very much places herself as the people's superstar.
And just like her lyrics, she's not afraid to appear vulnerable while on stage. She mentions more than once about her concerns playing to big crowds, while pointing out that when she was trying to avoid getting ill over the weekend (taking 40 echinacea drops a day), she ended up getting acne for the show. Her charm instantly draws you in between every single song.
Clocking in at over two hours, the show feels as timeless as Adele's songwriting. There's a massive sing-along to her most famous ballad 'Someone Like You' with the arena lit up by a thousand iPhones, while latest single 'When We Were Young' pushes her to widest vocal range. And as the personalised confetti falls from the rafters for an opulent 'Rolling In The Deep' finale, the idea Adele had any concerns at all about touring arenas seems completely and utterly absurd.


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Cups and swords;
A week filled with intense emotions, impulses and above all, action! Definitely wont be a boring week, of that I am certain. Ah, before proceeding I'd like to express how grateful I am to have such a wonderful friend who's been inspiring and ever so helpful through my magical journey with Tarot readings. Leelah ♥
✩ Monday - Five of Pentacles :
Still struggling, both emotionally and financially, this card represents a desperate need for support and comfort from those who actually care.
Should take this day to focus my energy on ways to improve my business.
✩ Tuesday - The Hermit :
Tuesdays are filled with anxiety for me, work-wise, since I have to deal with many uncompromising humans. This card is indicating me that I should withdraw from all those unnecessary situations & reflex on myself. This is the day I should make all my personal plans.
✩ Wednesday - Page of Swords :
"Go for it!" After all the planning, despite the set backs that might come along the way, it is time.
✩ Thursday - The Sun : Today's going to be a very good day! ☼
✩ Friday - Ace of Chalices (reverse) : Control your emotions.
It's been a rollercoaster ride for the past days, emotionally. Try to do something productive instead of letting whatever emotion that might be felt take the best of me.
✩ Saturday - Three of swords : Perhaps this isn't the best way to start the weekend, sings of pain and sorrow may arise. Maybe a slight relapse?
It's time to accept the loss and move forward with your life. (& to be honest, this is exactly how my Saturdays feel like.)
✩ Sunday - The Hanged Man :
We control by letting go, we win by surrendering. A situation might arise where where I might want to force my will, but no. Wait, sacrifice. A day to be vulnerable.
✩ What to avoid - Ten of Cups :
Avoid neglecting my family while I pursue my more material goals.
✩ What to strive for - Five of cups:
This card represents a person who is caught up in the past and unable to move on,
I should focus of forgiveness and the positive outcomes of all the situations.


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Norway's justice minister confirmed that the suspected gunman is Norwegian, the BBC reported late this afternoon.
"A person has been arrested... I have been informed that he is a Norwegian," Justice Minister Knut Storberget said at a press conference. "It would not be fair of me to go into more detail about this," he added.
As many as 700 people were believed to be taking part in the summer camp — in Utoya, outside the capital — most of them teenagers aged between 14 and 18, according to Business Insider.
Labor spokesman Per Gunnar Dahl told the AP that a gunman dressed in a police uniform started shooting at youths assembled for the party's annual youth camp.
A man dressed as a policeman shot wildly into a crowd, "hitting many people," the VG, a daily newspaper reported on its website. Police said they believed the bombing and the shooting were connected. Norwegian media was reporting that one person had been arrested on the island.
Oslo police say that the gunman had previously been spotted in the capital prior to the explosions. "That news has many hoping that the attacks were the work of a lone terrorist and not a coordinated attack," according to a Slate liveblog of the unfolding Oslo attacks.
A Reuters witness said several army soldiers had taken up position around Oslo city center. With police advising people to evacuate central Oslo, apparently in fear of more attacks, Prime Minister Jens Stoltenberg told Norwegian television in a phone call that the situation was "very serious". He said that police had told him not to say where he was speaking from.
Prime Minister Stoltenberg had reportedly been due to attend the event. His office was one of those hit by one of several explosions hours earlier, although he was reportedly working from home. At least 7 were killed in the bombing.
It wasn't immediately clear if the attacks were related.
Oslo police chief Anstein Gjengdal said anti-terror units were being sent to Utoya.
According to Reuters:
Bombings in city centers and marauding guns attacks are both tactics that have been used by Islamist militant gangs in recent years, mostly notably by al Qaeda-aligned guerrilla groups in Asia.
However, citing London-based Exclusive Analysis risk consultancy, Reuters reports that the shooter was likely" ethnically Norwegian," which "could indicate the involvement of a far-right group rather than an Islamist group, though it is also the case that the Labor Party would be a favorable target for Islamist groups due to its role in authorising Norwegian military deployments in Afghanistan."
Comments are closed.


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What Happened on 25 December 2013
According to the nation's official news agency, five died and 80 people got injured in a strong explosion north of… Read More.
American Catholics strongly believe in the new pope and about 88 percent of them approve of Pope Francis' job. According… Read More.
Pussy Riot members left Russian prison under the country's new amnesty measure. Reports suggest that Russia's charges against at least… Read More.
Apple has made a long-awaited deal and will begin selling the iPhone 5s and iPhone 5c on Jan. 17 in… Read More.
McDonald's employee resources website warns the company's workers of the dangers of eating fast food too often. "Fast foods are… Read More.
The New England Compounding Center linked to the national meningitis outbreak last year is now required to create a victim… Read More.
This could be the flukiest goal you'll ever hear about: Phoenix Coyotes goalie Mike Smith had the puck land in… Read More.
A 10-year-old boy named Patrick Hobbs-DeClaire, who is a fan of Chandler Parsons and the team, is getting treated for… Read More.
Blackberry sold only 1.9M smartphones last quarter, a major decline from 3.7M one year ago. Fearing poor sales, the struggling… Read More.
Israeli company PointGrab is introducing a gesture-based system called PointSwitch, which will let users control appliances in their "smartkitchen" using… Read More.
After Phil Robertson made some harsh anti-gay remarks to the GQ magazine, Sarah Palin rushed to defend him from the… Read More.
Kim Kardashian took to Instagram to share some holiday gifts that her six-month-old baby North received this year. Let's just… Read More.


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Dr. Wingard practices with Wheaton Eye Clinic in Illinois and specializes in glaucoma and cataract surgery. His surgical practice includes small-incision cataract surgery and a wide range of laser and surgical options for adult and pediatric glaucoma management. He has particular expertise in minimally invasive glaucoma surgery, including use of the Trabectome and iStent, along with trabeculectomy with the Express device and glaucoma drainage shunts.
He earned his medical degree at Duke University School of Medicine in Durham, N.C., and bachelor's degree in ancient languages at Wheaton College in Wheaton, Ill. His internship in medicine at the University of Washington in Seattle was followed by an ophthalmology residency and then a fellowship in glaucoma at the University of Pittsburgh School of Medicine, where he also served as chief resident.
Dr. Wingard has extensive research experience and has written a number of scholarly articles and book chapters, spoken at national ophthalmology meetings, and received several research awards. His recent research interests include investigation of novel glaucoma therapies.
Medical Professionals
Public & Patients


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Learn The Best Method On The Best Ways To Drop Weight FastWho says you have to go on a diet and starve yourself to drop weight? If exactly what you actually wish to do is lose some weight in a week, do you really need to starve yourself? Exactly what if there was a way to reduce weight and still consume all you want to consume, when you wish to eat? Would not that be fantastic!
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After setting the fastest time on the first of three runs, the West Australian was fifth on run two, and then slid back to sixth place at the finish, just 0.6 of a second behind overall winner, Sarah Reid, from Canada.
The first of nine World Cup meets was held on the 1.455 kilometre course at Lake Placid, with 20 curves and an average gradient of 6.8 per cent testing the world's best sliders. Maximum speeds were around 120 km/h, and Chaffer was happy with her season start.
"It feels good to get the season going," Chaffer said.
"I was happy overall with my runs, but a few mistakes meant I dropped a few spots. However, I'm happy with starting the season with a top six."
After a 12-month break from the sport, fellow AIS slider, Michelle Steele, was impressive and finished in 12th place. She missed the final heat for the 10 fastest competitors, but took plenty of positives from her performance.
"I was pleased to be back on the ice and racing in the World Cup after 12 months off," Steele said.
"I am happy with two solid runs and a 12th place finish in my first race back."
In addition to the World Cup meet, Australians Melissa Hoar and Emma Lincoln-Smith competed in the North American Cup event, finishing in second and fifth place respectively.
"Each of the girls has developed a great level of comfort on their sleds and are confident of a strong showing this season," OWIA Program Manager, Dale Chapman, said.
"This season is a really important part of the puzzle for our Olympic aspirations. The major outcome we are seeking from this season is to finish as a nation ranked in the top four, which will give the team three positions on the World Cup tour in the Olympic season.
"This will then give us the maximum chance of qualifying three athletes through to the Olympics in Sochi, Russia, in 2014."
The next round of the FIBT Skeleton World Cup is in Park City, USA, next weekend.
In the Women's Bobsleigh, Australian pair, Astrid Radjenovic and Fiona Harrison, finished 15th.


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Existing-Home Sales Off in September but Higher Than a Year Ago
Washington, DC, October 20, 2011
Existing-home sales were down in September on the heels of a strong gain in August, but remain well above a year ago, according to the National Association of Realtors®.
Total existing-home sales1, which are completed transactions that include single-family, town homes, condominiums and co-ops, declined 3.0 percent to a seasonally adjusted annual rate of 4.91 million in September from an upwardly revised 5.06 million in August, but are 11.3 percent above the 4.41 million unit pace in September 2010.
Lawrence Yun, NAR chief economist, said the market has been stable although at low levels, and there is plenty of room for improvement. "Existing-home sales have bounced around this year, staying relatively close to the current level in most months," he said. "The irony is affordability conditions have improved to historic highs and more creditworthy borrowers are trying to purchase homes, but the share of contract failures is double the level of September 2010. Even so, the volume of successful buyers is higher than a year ago and is remaining fairly stable – this speaks to an unfulfilled demand."


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Introducing the New 2018 Ford F-150 near Portage, IN
New 2018 Ford F-150
The 2018 Ford F-150 has the durability, strength and advanced engineering that you need to tackle tough jobs, your daily commute and challenges on the road, without breaking a sweat. This pickup has the brains to match its brawn, so you can count on it to work smarter, not harder. Innovative technologies are paired with the iconic capabilities of the F-150 for the 2018 model year, and this truck is unlike its predecessors. Explore the new 2018 F-150 at our Ford dealership near Portage, IN, and discover the difference for yourself.
F-Series trucks are built to last, and the 2018 Ford F-150 honors this commitment to reliable capability and rugged performance. New engine options for the 2018 model year are mated with a 10-speed automatic transmission to deliver maximum power, and every model is equipped with Auto Start-Stop Technology to enhance efficiency. Drivers can also benefit from the standard Dynamic Hitch Assist on all models, turning hooking up a trailer into a simple, one-person task. Engine options available on the 2017 Ford F-150 can include:
• 2.7-liter EcoBoost® engine
• All-new 3.0-liter Power Stroke® Diesel engine
• All-new 3.3-liter Ti-VCT V6 engine
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Whether you're taking on demanding jobs or conquering challenging commutes, the 2017 Ford F-150 offers a host of cabin conveniences and interior features to make every drive a welcomed experience. The mobile Wi-Fi® hotspot can keep you connected for business on the jobsite and to loved ones back home too. Plus, you can stream music, content and more without worrying about accruing data charges. Keep connected to your new F-150 wherever you are through the FordPass™ app. Lock, unlock and even schedule start times for your truck so that it's ready to roll when you are. Additional interior features can include:
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• Pre-Collision Assist with Pedestrian Detection
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Take on every day with a powerful partner on the road. The 2018 Ford F-150 is the powerhouse you've been looking for. Be among the first to test-drive it at Currie Ford of Valpo! Contact us to find out when we anticipate this pickup's arrival on our lot.


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Just a quick update for those wondering:
there were some major mistakes made at the SIP dealer. (I won't name names but suffice it to say Stupid Boneheads Suck.) while we were told that the SIPs were in production, and even later told they were in transport, it turns out the factory had never received the plans.
oh, bad bad bad.
EY has raised enough Cain that they've been very communicative, and said they are "expediting" the process; but he told them he'd hold his applause until the end of the show.
no joke.
I think they should swallow their profit and the shipping, also. But I'm not going to unleash my temper in this case because when my 'tude kicks in I almost always make things worse.
So, where are we at?
- septic system is in and lovely
- well is in and the drillers say it is a lovely, fast flowing well.
- electric is at the property and we have a tent with fridge, microwave, and an electric radiator.
- the foundation is done and awaiting a house to keep it company.
- it sounds like the latest arrival time is around the end of October or beginning of November.
For the worry-warts: yes, winter has hit and yes, it's snowy. our new tent, with all the bells and whistles, is warm and dry and we're still quite comfortable. Also, after the 16th we have another option of a place to stay for 2 weeks if it gets uncomfortable.
so don't worry!
I figure this is all great materials for either my memoirs or Menace 2's future therapy sessions.
Menace Leader


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What I love most about my job is the variety. Last week I was in a massive studio, filming Great Britain's team of gymnasts and this week I'm selling T-Shirts. A new label called Maison Twenty has launched, showcasing the work of twenty emerging artists. I was honoured to be asked to design three t-shirts for them. http://www.maisontwenty.com/
My Lip T-Shirts were inspired by a recent beauty story I shot. Shooting green, yellow and black lips is slightly more challenging than regular red or pink, so it was a professional make-up shop that provided the goods.
Screenface is a shop known by many make-up artists but probably not visited by regular shoppers. However, it is well worth a visit, even if you're not a professional. http://www.screenface.co.uk/ It sells a fabulous brand called Embryolisse (previously only available in France). Their face moisturiser is a cult product backstage at shows, as is the body moisturiser. http://www.screenface.co.uk/beauty/cleansers-toners/embryolisse-lait-cr-me-concentre.htm
Fardel, is another great brand they sell. My favourite products are the amazing iridescent loose powders, great for dusting on cheekbones. If you like the Bobbi Brown shimmer bricks then you'll love these powders. http://www.screenface.co.uk/face-body-paint/glitter-shimmer/fardel-loose-iridescent-powder-5g.htm
Screenface have two shops; one in Covent Garden and another in Westbourne Grove but you can also order online.


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Not in stock - Available To Order In.
PRO-Matte Eclipse Standard Deck Protector sleeves 80ct
The Eclipse PRO-Matte Deck Protector sleeves completely hides card backs with an added layer of opaque black material. As a part of the PRO-Matte line, the Eclipse sleeves uses matte clear material to show the card face while minimizing glare and offering a unique, smooth and professional shuffling experience. Each pack comes with 80 sleeves.
-PRO-Matte Eclipse Black Deck Protector sleeves in an 80-count pack
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-Inner black layer makes the colored sleeve back completely opaque
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-Archival-safe, polypropylene materials with unique formulation providing a smooth, professional shuffle
Welcome to Ibuywargames – Your New Hobby HQ.
We actually stock all our items in our Shop which can be found in Woking, Surrey. GU21 5BG.
From Board Games, to Airbrushes, Card Games like MTG, and RPG games like Dungeons & Dragons, Games Workshop, The Army Painter, Bolt Action, Dropzone Commander, Malifaux Star Wars: X-Wing and Star Trek: Attack Wing. We try to hold as broad a range as we can for a FLGS.
Our Prices in store are 2nd to none, with discounts on RRP up to 20% off Including Games Workshop, The Army Painter, Star Wars X Wing, Star Trek Attack Wing, Warlord Games, Mantic Games, and Many More.
If you are unable to come and shop in our Woking store, we have the Ibuywargames website where we have an amazing selection of Games, Cards, Painting Materials and other Related Hobby items up for grabs with similar discounted Prices.
In store we also offer a Loyalty Card ''The Faithful Shall Be Rewarded'' for our Loyal Customers! Some Fantastic Offers, and a Massive 30% Off when you fill up your Card!
We hope to see you soon and Thank you for Supporting Your Friendly Local Gaming Store.
|Product variations
Our Store
Wargaming, Boardgaming and Hobby.


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Open to the public for only a few weeks in the spring, Keukenhof is a globally-renowned attraction for garden and park lovers. But employees work year-round to plan the annual spring showing with millions of flowering bulbs and flower grower exhibitions, all the best of Holland's admired horticulture in a peerless display.
The day we spent there was on the cool side; you need an entire day to explore. A bit of rain at noon sent visitors into the cafes and restaurants for soup, sandwiches, pastries. Each year a new theme is offered; in 2015 it was homage to native son Vincent Van Gogh. Various indoor displays highlighted some of his famous paintings.
And outdoors ― there he is, his good ear showing.
Visitors can emulate ...
The tulips and bulbs are splendiferous in the latest varieties showcased by participating growers.
But that's far from being everything ... it's a good thing a map is provided.
Acres and acres of gloriously designed colour and texture. A dream on every gardener's bucket list.
© 2016 Brenda Dougall Merriman


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Browse through our full collection of formal boys suits, boys belts, boys shoes, and boys ties from top of the line designers while choosing your first communion attire for boys.
Contact us to learn more about our selection of first communion suits.
click to expand


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Follow Along with the Class
The two students sitting in front of me were concerned about the textbooks they had purchased for our class since:
A) their textbooks didn't look the same as the book on the instructor's desk, and
B) the professor's online class notes for the first chapter didn't match the content of the textbooks that the students had bought.
I knew one of the students from a class we had together last semester, so I tapped him on the shoulder.
Me: You have the right book. And no, the first couple of chapters don't match the notes.
He: Okay. If Roses says we're good, I'll follow what Roses says.
Me: I also like to jump off cliffs.
He: Okay, I'm not cool with that.


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Ask a QuestionHere are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community or ask a new question.
What can I use to lubricate squeaky hinges with? Most things I have used cost quit a bit. I want something other than oil, thicker and longer lasting.
James Jackson
I use a little squirt of cooking spray. Works great and is cheap.
Have you tried WD-40? I would think that should work.
Try marine grease, which comes in a large (14 oz. or so) tube and looks like petroleum jelly but is a dark color. I found mine in the boating section at Wal-mart, but it can also be purchased at marinas and boating supply stores. It is designed to protect against the corrosion of saltwater, but I have used it for both indoor and outdoor applications that are nowhere near saltwater!
In the "old days" they would rub the hinges with a bar of soap. It works, and depending on your soap, it smells good.
In case you haven't figured it out in the 2 years since your question, WD-40 is a cleaner, not a lubricant. You'll be applying WD-40 every few weeks if you only use it. The best thing I've found is take the hinge pins out (1 at a time), clean them with WD-40, scrub them with extra fine steel wool, and dip them in Motorcycle Chain Lubricant (1 bottle costs a few dollars, but will last a long time for hinges).


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The first generation in peace
Before the peace deal in Colombia, it could have been impossible to even think of guerillas women giving birth and the harsh drama finally ends.
Since the Revolutionary Armed Forces of Colombia (FARC) signed the peace agreement with the Colombian government last November, there has been an increase in the number of pregnancies in the ranks of the guerrillas.
The peace process that began with the signing of the peace agreement last November has resulted in a total of 80 pregnancies and 66 women with children in the 26 transition zones across the country. In these areas the guerrillas will be six months to abandon their weapons and return to adapt to civilian life.
Despite the fact that the FARC has been accused of practicing forced abortions on women who are part of its ranks on numerous occasions, now they expect the number of births to increase. This was expressed by the FARC's Western Bloc commander, Pablo Catatumbo, to the BBC: "In the war you could not have children and now you can."
The commander also added with respect to this situation that "Yes I think that is going to present a boom, but it is a boom of peace, it is a boom of the love; And welcome the children of peace. "
Pregnancies were forbidden in the FARC. They used a compulsory planning method, but since May 2016 the guerrilla fighters began asking for permission to become parents. "It was not that there was an express authorization, but the conditions were different and the decrease of the war allowed these women to have their children in different circumstances, so they all had a green light," says Ruben Zamora, FARC commander for this Area of Meta.
Now, giving a better life to those babies who are on the way is much more than good intentions, the guerrillas admit. First, before being officially registered in a notary's office, the parents will have to resolve their legal situation, because almost none of those in this concentration zone has a citizenship card.


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Time to stroll down a few blocks from Times Square to some Broadway theaters.
Neato light-up sign!
We got there pretty early, so what else was there to do but pretend we were hangin out with Harry Potter?
And then we did hang out with him. I wouldn't say the show has very memorable songs, but the script and acting and choreography were phenomenal. And Daniel Radcliffe was amazing in it- super funny and entertaining.
When we left, we were in super Broadway musical mode!


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I had been obsessed with Ispy quilts since I first saw them over at A Girl and a Glue Gun and then she mentioned she was selling them in her etsy store (December 2011). Kim was actually really great to buy from, she was concerned about the postage charges to Australia and I had to say that it was still cheaper than here and I was happy to pay. Also the shipping worked out cheaper than she had thought and she refunded me the difference.
When I received the squares, I left a note on her Facebook page saying that I'd probably have it done by July. So I took a little longer, in my defensive I was still working full time oh and had a newborn plus four other kids (Have I convinced you yet that it wasn't all laziness?).
Anyways I have worked on it in spurts and this weekend I finally sewed in all the threads and I love it. Technically it's for Madeleine and I will make Max one down the track, however the older kids have been "playing" with Madeleine, even when she's not there!
DIY Delight or Disaster? Delight! First "proper" quilt with real batting and I even used the walking foot, it made me feel all professional and stuff. Shhh but my Mum helped (by help I mean I watched as she did it) baste and pinned the layers together. Done and dusted!
Oh and thanks to Jack for holding the quilt till his arms hurt while I took pictures, he was officially my favorite child that day.
Thanks for reading,
Mel xo


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A group supporting people with hearing problems are preparing to put on their first play.
North Tyneside Disability Forum (NTDF) has spent the last year preparing a play to raise awareness of tinnitus.
Local writer John Waring, a member of NTDF's Scribblers Writing Group, has been working with the tinnitus support group to research the subject for a script.
And along with co-writer KL Hartley they have put together a script that is being used as a template for the play.
A NTDF tinnitus drama group was established, meeting once a week for rehearsals and supporting each other.
They will now showcase the play next month as part of Tinnitus Awareness Week.
The play, entitled A Hairbrush & A Bar Of Toffee, will be performed on Friday, February 6, at The Shiremoor Centre, Earsdon Road, Shiremoor.
Live subtitling of the play will be in operation.
The afternoon will run from noon to 3pm, with the play at 12.30pm followed by guest speakers Val Tait and Emily Broomhead.
For more information about the tinnitus awareness afternoon, contact email@example.com or telephone (0191) 200 8574.


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The availability of new antiviral agents opens the way for increasing GP involvement in the management of hepatitis C
The new direct-acting antivirals (DAAs) for hepatitis C virus (HCV) infections became available on the Pharmaceutical Benefits Scheme in March 2016. In September 2016, already over 10% of the estimated 230 500 Australians with chronic HCV infection had been treated.1 While such rapid uptake was unanticipated, it may represent the low-hanging fruit of the HCV epidemic: patients already enlisted in tertiary clinics waiting for treatment. From an epidemiological perspective, the remaining untreated patients may fall under the radar of tertiary-based clinics. If Australia is to capitalise on the opportunities of universal access to DAA therapies, it will require the concerted efforts of general practitioners to improve rates of diagnosis, assessment, treatment and follow-up in the community.
Publication of your online response is subject to the Medical Journal of Australia's editorial discretion. You will be notified by email within five working days should your response be accepted.


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In part 1 we talked about keeping your original install disks so that you can restore Windows and your programs if the hard drive goes bad. That's a good simple methodology for this type of protection. But what if you have many, many programs loaded on your PC? If you have a business suite and a graphics suite and some accounting software, it could take a full day just to restore the software.
Here is an easy solution that will cut the time it takes to get back to work. There are several software programs available that "clone" your hard drive. Basically they store an image of the hard drive including Windows, all of your software and all of your settings. After a hard drive crash you simply replace the hard drive, boot from a CD that the imaging software makes for you (don't forget to make one before trouble strikes) and restore your computer to the exact state that it was in when you made the last image. You can then restore any newer files from your online backup and your ready to go.
I use Acronis True Image. There is also free software available such as Macrium Reflect. Another benefit of this software is that it can be used to replace your hard drive with a larger one. Go through the same process, install a larger hard drive and your ready to go!
If you need help, please see the contact page on my website
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text: 2010- Thankyou to all the many friends, family and visitors who helped or attended the Open Farm Sunday event that took place here at Croasdale. We are very happy to be able to say that we raised £100 for the NW Air Ambulance, and £500 for Cancer Research UK. We hoe you all enjoyed the day as much as we did. Here are a few of the many photos taken on the day


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What is the best method to select hair? I used the quick selection tool.
I had a go with this because although the composition wasn't to good, exposure was not too bad but it raised lots of questions.
Is the front left leg red? It is dark red/black on my screen.
My printer is aRGB and screen sRGB and printed it looks red; normally things print about right.Is it possible I might see the red with an aRGB screen.
Is it oversharpened? I heavilly cropped the image, should have been 200mm but was 100mm, then enlarged to 5700 x 4000.


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Answer to Question #14278 in Statistics and Probability for paramjit singh
Question #14278
chances of solving a probability problem indepednently by four students a,b,c,d are 1/2,1/4,1/6 and 1/8.if all of them try to solve the problem .what is the probability that the problem will be solved by at least by one of them
Expert's answer
Probability for all of them being wrong is P=1/2*(1-1/4)*(1-1/6)*(1-1/8)=0.091.
Now probability we're looking for is as follows 1-0.091=0.909
Now probability we're looking for is as follows 1-0.091=0.909
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and get a quick answer at the best price
for any assignment or question with DETAILED EXPLANATIONS!
No comments. Be first!


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Sick of your clothes?
Or did you find the perfect blouse but it comes in only white or off-white?
Here's the answer.
Don't pass them over. Dye them!
A box of RIT Dye or Tintex Fabric Dye (available at most drug stores, grocery stores, or everything stores like Target), costs less than three dollars. The only tricky thing is finding a large enough pot in which to dye your clothes without dying your kitchen at the same time! Once you've tackled that obstacle, you will be surprised by the possibilities!
The dress pictured here (bought at a thrift store in Washington State) was a strange 80's bright blue that I knew I'd never wear. After dying it in a vat of Wine colored Tintex (and adding a beaded belt high up on the natural waist), it became this amazing purple that had a wonderful sheen to it. At the same time in the same batch, I dipped dingy slips that I've since worn to weddings, for performances, and as a raspberry sundress on a summer day. Great tip: Favorite used-to-be-white t-shirts can be salvaged and given a new life by dying them.
For the truly adventurous, try mixing and matching colors. In general, it works like water colors and the color wheel: blue and yellow make green, red and blue make purple, yellow and red make orange etc. but it's definitely not an exact science, which I sort of love!
When it comes to dying, fabrics are like men. If they're synthetic and fake (polyester and spandex) the love won't stick (color will be light and inconsistent). Natural weaves (cotton, wool, nylon, silk, rayon), however, fall quickly and deeply and a tumble in high heat (the dryer) will set them forever.
Follow directions on the box and go ahead and choose a bunch of stuff in your house to dye at one time. Why not see how color can spruce up your life... and for a mere three dollars?


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Published: 15th June 2007
Number Of Pages: 192
That part of Asia Minor which borders the narrow channel now known as the Dar-da-nelles', was in ancient times called Tro'as. Its capital was the city of Troy, which stood about three miles from the shore of the AE-ge'an Sea, at the foot of Mount Ida, near the junction of two rivers, the Sim'o-is, and the Sca-man'der or Xan'thus. The people of Troy and Troas were called Trojans. Some of the first settlers in northwestern Asia Minor, before it was called Troas, came from Thrace, a country lying to the north of Greece. The king of these Thra'cian colonists was Teu'cer. During his reign a prince named Dar'danus arrived in the new settlement. He was a son of Jupiter, and he came from Sam'o-thrace, one of the many islands of the AEgean Sea. It is said that he escaped from a great flood which swept over his native island, and that he was carried on a raft of wood to the coast of the kingdom of Teucer. Soon afterwards he married Teucer's daughter. He then built a city for himself amongst the hills of Mount Ida, and called it Dar-da'ni-a; and on the death of Teucer he became king of the whole country, to which he gave the same name, Dardania.
Audience: General
Format: Paperback
Language: English
Number Of Pages: 192
Published: 15th June 2007
Publisher: 1st World Library - Literary Society
Country of Publication: US
Dimensions (cm): 21.6 x 14.0 x 1.1
Weight (kg): 0.25


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Search engine crawlers may perhaps have a look at many different factors when crawling a web page. Not each and every site is indexed by the search engines. Distance of pages from the root Listing of the site may also become a Think about if internet pages get crawled.[forty three]
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Although not as important as they was once, reciprocal links do still matter with Google. Reciprocate with identical Sites and consist of search phrases close to the one-way links on your internet site.
Search engine algorithms assess the relevance of your respective web site to any certain keyword through the material on your own pages. For instance If you're promoting "widgety widgets" on your web site and you do not point out "widgety widgets" on your own web page text, search engines have hardly any to work with. Also Guantee that You aren't spamming search engines by utilizing the same key word repeatedly.
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Inaccurate, incomplete, and inconsistent info in meta tags could and did result in webpages to rank for irrelevant searches.[10][doubtful – explore] Web content vendors also manipulated some attributes within the HTML source of a page within an try to rank nicely in search engines.[eleven]
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Search engine crawlers may perhaps have a look at many different factors when crawling a web page. Not each and every site is indexed by the search engines. Distance of pages from the root Listing of the site may also become a Think about if internet pages get crawled.[forty three]


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Is it possible that we are in fact descendants of wolves?
if you want to answer me quickly above is the simple question, if you are interested in thinking a bit more or using up a bit more time than please read my reasoning below to further understand the question. If you know anyone who could explain it to me better than you can please don't hesitate to pass on the question.
Okay so I am really interested in behavioral science and the like and that has led me to the study of wolves and the pack mentality they exhibit, the pack mentality I have noticed can be applied to human social interactions successfully to the point that I am starting to think there is a connection. My question is is it possible that we are in fact descendants of wolves? I know the common belief is that we evolved from apes and I see why people believe that but maybe we are not descendant of but one animal. It is my current belief that if we were in fact descendant of wolves than under the guidance of evolution our snouts have retracted because of the lack of use and our teeth blunted from our omnivore eating pattern. I know that behind our ears we have the dormant equipment needed to move our ears (likely used when we had to hunt to survive). humans also sometimes demonstrate the same extent of situational awareness a wolf does, a wolf can tell a dying elk from over 20 miles away, a human baby can tell the exact instant a mum leaves the home and loved ones have been known to breakdown when there partner has died without any way of knowing they have in fact died. There is so much evidence it seems overwhelming, I can continue but I already fell like I am wasting your time so again I state the question:
is it possible that we are in fact descendants of wolves?


text:
OXNARD, Calif., July 30, 2015 (GLOBE NEWSWIRE) -- Clean Diesel Technologies, Inc. (Nasdaq:CDTI) ("CDTi" or "the Company"), a leader in advanced emission control technology, announced it will report its second quarter 2015 financial results before the market opens on Thursday, August 6, 2015. CDTi will hold a conference call that same day at 8:00 a.m. PT (11:00 a.m. ET) to discuss its results and answer questions.
To participate in the conference call, please dial +1 (877) 303-9240 and international participants should dial +1 (760) 666-3571. The conference code is 94063920. The conference call will be webcast live on the CDTi website at www.cdti.com under the "Investor Relations" section. To listen to the live webcast, participants should visit the site at least 15 minutes prior to the conference to download any required streaming media software. An archived recording of the conference call will be available on the CDTi website for 30 days.
About CDTi
CDTi manufactures and distributes vehicle emissions control products that leverage its advanced materials technology. CDTi utilizes its proprietary patented Mixed Phase Catalyst (MPC®) technology and other related technologies to provide high-value sustainable solutions to reduce emissions, increase energy efficiency and lower the carbon intensity of on- and off-road combustion engine systems. Reflecting its continued focus on innovation, CDTi is developing and commercializing proprietary advanced low-platinum group metal (PGM) catalysts including synergized-PGM (SPGM™), as well as zero-PGM (ZPGM™) catalysts. CDTi is headquartered in Oxnard, California and has operations in the U.K., Canada, France, Japan and Sweden. For more information, please visit www.cdti.com.
CONTACT: Becky Herrick or Cathy Mattison LHA (IR Agency) +1 (415) 433 3777 firstname.lastname@example.com firstname.lastname@example.com
Source:Clean Diesel Technologies, Inc.


text: We Heart Malcolm January 11, 2014 Starting off the new year right with a new design, inspired by The Thick Of It. As keen swearers ourselves, he's one of our idols. Check him out in full flow here. To order one of these samplers, please email email@example.com. Share 0 Tweet 0 ← Older Post Newer Post → Leave a comment Name Email Message


text:
Re: ADAMS,James: Concord, MA or Westerly,R I
In reply to:
Re: ADAMS,James: Concord, MA or Westerly,R I
I very much appreciated reading your James Hall of RI updated 2/2000. My Adams line is:
James,Nathaniel,James,Nathan,Elisha,John,and Minnie Bell b Macomb,MO 16 Jun 1881 m Seattle,WA 10 Dec 1700 Peter Joseph Moore.
My Hall line is:John,Henry,Honor who m James Adams above. I have seen data that James Adams was b Concord,MA 29 Mar 1668 son of James Adams and Priscilla Ramsden. I have a difficult time accepting this a fact.Your noting that Nathaniel Adams was in Newport,RI and admitted to that town of 20 May 1638 is most interesting. Have you found any more data regarding this Nathaniel?
Hal Young 5229 Sugar PineLoop,Roseville,CA 95747


text:
LAS VEGAS — So you consider yourself a boxing fan, do you? OK, let's find out.
Name this fighter:
He's a gold-medal winner who went on to capture a world title as a pro.
Sugar Ray Leonard, you say? Guess again.
He's unbeaten and has never been knocked off his feet.
Mike Tyson? Wrong again.
He's the man some boxing experts figure will be the next fighter to unify the middleweight title.
Thomas Hearns? Nope.
The subject under discussion is Frank Tate.
But don't feel bad. Mention of his name usually draws a blank stare from half the people who hear it, and a you-mean-John-Tate response from many others.


text:
Mary Lenaburg is a writer, speaker, blogger whose credits include Blessed Is She, wife and mother. For twenty-two years, Mary and her family were on a spiritual journey with her daughter Courtney, who suffered from grand mal seizures until her death in 2014. Mary lives in northern Virginia with her husband and grown son. She spoke on redeeming love and its power in her life--and ours. Download Mary's 5 Quick Takes.
About Our Awesome Speakers
Welcome to your Future with Hope!
Pat Gohn is a Catholic writer, retreat leader, conference
speaker, catechist, and author of the award-winning book
Blessed, Beautiful, and Bodacious: Celebrating the Gift of Catholic Womanhood as well as the recently released All In: Why Belonging to the Catholic Church Matters. She is the host of the Among Women podcast and editor of Catechist magazine. Pat lives in North Andover, Massachusetts. She spoke on faith: How it sustains us amid the changes of midlife and beyond. Download Pat's 5 Quick Takes.
Mary Beth Bonacci is an internationally known author and speaker whose books include We're on a Mission from God and Real Love. She is a columnist for the Arlington Catholic Herald. Mary Beth is single and lives in the Denver area. She spoke on vocations: How they change post-40 and how God comforts and supports us.


text: We are Leading Bulk SMS Service Provider in India. We are the first Company to sell Hi-Priority Mobility Solutions in India. Our web based Bulk SMS Service Software is specially designed to send sms online. We provide Username and Password to login Bulk SMS gateway anywhere from the web to send online SMS in an instant and efficient manner. We have different flexible packages with free demo for your requirement needs.


text: A 47 year old Shelby man died in a car accident on Sunday in Ashland County. Errin Echelberry's truck went off the road on Ohio 603 and hit two trees and a guard rail. RichlandSource.com reports that Echelberry was pronounced dead at the scene. Echelberry was wearing a seatbelt and it's not believed that drugs or alcohol are a factor in the crash.


text:
SAN FRANCISCO (05/23/2000) - U.S. networking software vendor Novell Inc. today announced a dramatic reorganization of its operations at the same time it released poor second-quarter fiscal 2000 results. The company blames its poor financial performance on plunging sales of its packaged software in the global reseller channel.
Novell had already warned earlier this month that both fiscal 2000 second-quarter revenue and earnings would be much lower than had been previously expected due to channel issues. [See "Novell Substantially Lowers Q2 Expectations," May 2.]"Novell's packaged software revenue decline is an unintended consequence of our focus on new products in new markets," Eric Schmidt, Novell chairman and chief executive officer, said in a company statement issued today. He added that Novell needed to improve its focus and channel execution, hence the need for a company reorganization.
Both net revenue and earnings per share for the three-month period ended April 30, 2000, came close to the company's predictions at US$302 million and 9 cents per share respectively. Novell had said total revenue would be just over $300 million and earnings per share would be around 8 cents. Net income for the second quarter of fiscal 2000 was $31 million compared with $38.7 million in the year-ago quarter.
Included in the second-quarter results are a one-time royalty payment of $35 million made to Novell by Caldera Inc., the bulk of which relates to a January out-of-court antitrust settlement reached between Caldera and Microsoft Corp.
The royalty from Caldera added 7 cents per share to Novell's earnings, the company said in a statement issued today.
Six financial analysts polled by First Call/Thomson Financial on May 18 estimated Novell's earnings per share for the second quarter would be 1 cent.
Turning to Novell's reorganization, the company will consist of four business units. Each unit will have its own strategic focus in an attempt to make the vendor become much more market-driven, Novell said in today's statement. The four divisions will be Net Management, Net Directory, Net Content and Novell Customer Services.
Novell reported its results after the markets closed today. The company's share price ended today's trading up 9.1 percent at $9.75. Over the course of a 52-week period, Novell's stock has reached a high of $44.56 and a low of $8.37.
More details to follow.
Novell, in Provo, Utah, can be reached at http://www.novell.com/.


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Happy Monday!!
I hope you all had a fabulous weekend, As most of you know I celebrated my 39th birthday with my twin sister yesterday and wow! I can't believe I am saying this but I can wait a few days before I go for chocolate again.. hehe , just a few!
We spent the evening together putting up and decorating my tree!!!!! Michael was estastic as you would guess... the magical sound of Michael and Norma singing a Christmas song at the top of their lungs in my very small living room ignited the Christmas spirit within me and would have anyone! That certainly was a memory I will store away safely and bring back out when I need cheering up, lol
Today I have a free digital for you!!!!!! I got my new tablet and was astonsihed that it had a touch feature on it.. technology blows my mind.
Enjoy, share...do what you want with it ... put it on a card and sell it.. (just don't claim you designed the image).


text:
Glendara Cottage - located at Harrow
Cottage, Harrow
Rated 5 out of 5 stars 7 reviews
Confirmation within 24hr
Average $121 per night {{quote.pricing.message}} Total {{quote.pricing.price | format:'currency':'short'}} for
Situated on a picturesque rural property 12kms south west of the historic township of Harrow, Glendara Cottage is an ideal place to rest and recharge.
Ideally situated for a restful stopover, halfway between Adelaide and Melbourne.
Children and the young at heart will enjoy many aspects of seeing a working sheep farm in action. Depending on the time of year there will always be plenty of animals to see, from ewes and lambs to our friendly house cows, calves, sheep dogs, chooks and Sasha the cat.
The Glenelg River which runs through the property provides guests with the opportunity for fishing, bird watching or simply appreciating the magnificent Red Gums. Rocklands Reservoir is the source of the Glenelg River which weaves and winds its way through Balmoral, Harrow, Casterton and then to Nelson where it flows into the Southern Ocean.
You will enjoy a home away from home when you stay at Glendara Cottage with everything you need to make your stay memorable. Whether you are staying for one night or a week you will appreciate all the little extras to help you relax and unwind in the comfort of this cosy cottage.
Enjoy the warmth of the wood heater during your winter stay, or cool off in the homestead pool during the hot summer months. Relax with an in-house movie or play a game of Scrabble or Guess Who from the games cupboard. Enjoy a BBQ on the verandah and watch the sunset over the top of our Sugar Loaf Hill.
Glendara Cottage is the perfect base from which to explore local attractions such as the Historic Township of Harrow, Mt Arapiles, Balmoral and Rocklands Resevoir.
Features covered by Stayz Rental Assurance
Air conditioning, Parking, Washing machine, Wheelchair accessible
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Feel free to send a message to the owner/manager if you have any specific needs, or if you require additional information before you can commit to a booking request.
Select request booking to access the quote calculator and to check availability.
Enter your check in and check out dates to see availability and a total price.
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text:
The Loan Market Association (LMA) recently published a set of updates to their suite of syndicated loan facility documentation, and, in this note, we review the main changes of relevance to lenders and borrowers in the ship finance market.
Dean Norton and Julie Walton
Rate re-fixing
The ICE Benchmark Administration Limited's Error Policy, published in November 2014, provides for ICE LIBOR rates to be re-fixed and republished when an error occurs in the initial calculation or submission process, and is reported by 15:00 (London time) on the relevant day.
The LMA has, consequently, introduced wording to the definition of "Screen Rate" which provides the option for parties to exclude the application of a re-fixed rate, so that the originally published rate continues to apply.
Whether to insert the new wording will be a commercial decision, but for operational reasons, parties may opt to include it as any re-fixed rate will not be available until late in the day, with a cut off of 16:00 (London time).
In making a decision, parties should also consider any interest rate hedging arrangements in place, as LIBOR re- fixes may not qualify, and this would result in a mismatch of rates applying to the loan and swap documents.
Screen Rate Fallbacks
A full redraft of the "Unavailability of Screen Rate" clause has been undertaken, and now sets out two alternate waterfall provisions, both of which contain optional slot-in provisions. The first references a "Fallback Interest Period" (intended to be as short as possible) and "Historic Screen Rates" in the event that the Screen Rate is unavailable before turning to Reference Bank Rates and cost of funds. The second references straight to Reference Bank Rates before turning to the cost of funds.
Reference Banks have been afforded a number of new protections in the updates, with the aim of limiting their liability due to the administrative nature of their role, although whether the parties choose to include reference to Reference Bank Rates will be a commercial decision. The agent bank is, also, now obliged to keep Bank Reference quotes confidential.
Cost of Funds and Market Disruption
When calculating lenders' cost of funding, it has generally been accepted that each lender would be paid a different interest rate. However, parties now have the option to introduce a weighted average rate to be applied to all lenders, which for operational reasons may appeal to agent banks.
A borrower may be required to pay a lender's cost of funds as a result of the market disruption clause, with interest now being paid to lenders, either individually or on a weighted basis, if a specified portion of lenders notify the agent that their cost of funding "[from whatever source [the relevant Lender] may reasonably select]/[from the wholesale market for the relevant currency]" would be in excess of the agreed benchmark.
This new wording changes the trigger for a move to the cost of funds basis, as, previously, the agent had to be notified by a certain portion of lenders that the cost of "obtaining matching deposits in the [relevant inter-bank market] would be in excess of [LIBOR]".
This change may well operate in favour of borrowers in circumstances where lenders may be able to fund at a lower rate outside the inter-bank market (and lenders would be obliged under this wording to act reasonably in selecting the source of funding).
Negative LIBOR
In 2011, with Swiss Franc LIBOR being reported negative, the LMA introduced optional wording to provide that the applicable LIBOR rate could never be less than zero.
With negative LIBORs now being seen again in the markets, lenders will be reviewing LIBOR definitions in existing and new loan agreements, and reconsidering inserting the "zero floor" LMA wording.
Without such a zero floor, negative rates could erode a lender's margin – though, it is unlikely an overall negative rate of interest would impose an obligation on a lender to pay interest to the borrower (unless the terms of the loan agreement anticipate this).
In considering the introduction of a zero floor, however, any hedging arrangements made by the borrower should be taken into account in case there were to be a mismatch of rates.


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25 Years Ago
1993 – A children's activity area was added to the schedule for the Grande Levée. The area was sponsored by Baroque Folk, and was staffed by members of Vandalia Girl Scout Troop No. 381.
Tonya Cox was valedictorian of the class of 1993 at Vandalia Community High School, and Arpad Walker was salutatorian.
Tiffany Slater was valedictorian of the graduating class at Patoka High School, and Jennifer Britt was salutatorian.
This week's photos: This resident of St. Elmo and graduate of Brownstown High School served a long tenure on the Fayette County Board, including a stint as its chairman.
The log cabin pictured with this column stood for generations in the Wright's Corner neighborhood, sheltering the Beck family from wind and rain.
It has seen the birthing of babies and been at center stage as the old folks died and their funerals were held from the front room.
This particular log house was built by Miles R. Beck in about 1875. Beck, who was born on March 22, 1846, in Fayette County, was the son of Joseph and Lydia Bankson Beck.
This week's photo: These three children were born and raised in Vandalia.
This week's photo: This brother and sister were both born and raised in Vandalia. She now lives south of Brownstown and he lives in Altamont.
According to the annals of history, the Vandalia's Paper Mill was first built in 1885 by local promoters that included most of Vandalia's prominent men.
They are not the first nor will they be the last, but on April 3, two local veterans, Gary
Oldham and Dick Paul will be, as far as I known, the only Fayette County men taking part in the Honor Flight to see veteran memorials in Washington, D.C.
Copyright © 2019
The Leader Union is your source for local news, sports, events and information in Vandalia, Il, and the surrounding area.


text:
Ahh College – A place where people pay large sums of money to question why they're even there to begin with. It's where young adults can often be found looking mildly fearful, confused, drunk or quite possibly all three. What more could anyone ask for?
In elementary school it was fun when someone asked what you wanted to be when you grew up. You'd give some charming answer like "an astronaut-ballerina-veterinarian," parents would giggle and think "wow, we've got a dreamer on our hands!"
In middle school things started getting real. You'd realize that no, you can't in fact be an astronaut-ballerina-veterinarian because that's weird and a school specializing in that is either non-existent or super untrustworthy. But, adults reassured you still have plenty of time to figure it out, because you're still young and algebra is something you will use a lot in life.
Then high school hits, this isn't a joke anymore. You don't have the grades to be an astronaut or a veterinarian and you don't have the noodle like figure to be a ballerina. Now when people ask you what you want to be, you expect to be comforted with, "don't worry you still have time." Instead you're slapped in the face with, "well you better figure it out, registration for university starts in a month."
If you were anything like me as a kid, you thought by 16 you'd know exactly what you wanted in life, exactly what to do to get there and maybe even have a power suit in your possession. You'd be set up for the necessary high school classes and have a G.P.A. high enough to get into that dream university.
But, if you were anything like me at 16, you had a teen angst phase that didn't have a foreseeable end, a strong disliking towards tomatoes and a growing collection of old broken cellphones sitting where your power suit should be. You didn't know what you wanted with life, or know what school to attend to take what you didn't know you wanted to spend your whole life doing.
A couple gap years later and here I am, a second year journalism student who was confident in her career decision, but now often panics about if it was the right direction to go. One moment I think, "completive field with low pay, I'm coming for you!" Then a second later I'm breaking down in my closet sized residence room considering going back to work at McDonalds.
These ups and downs are all a part of the ride. I knew I loved writing and broadcast, but I couldn't help continuously question my choices. For so long I thought I was solo in this constant internal battle between dropping out and sticking it out, but I soon learned that was far from the truth. People act like they know what they're doing, but more times than not, they're just as lost and confused and you are (thank god).


text: Kef Ref 2.2 Fronts Kef Model 100 Centre Kef TDM34DS Surrounds Would Kef 65DS work well with the above for 7.1? I'd be using the 65DS's as rears. This setup is still in my family's lounge (dedicated room still not ready!) I really can't fit direct firing rears in behind me due to cabinet depth and another set of TDM's would be a bit of a squeeze. What do you guys reckon? I'll be using mainly Logic7 through my S/H Lex MC-1 which finally arrives either Friday or next week Mark.