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I was updating this checklist sometime back for my own use and felt that this is something that all of Bangalore's home buyers can make use of. With that thought I bounced this off with folks at Deccan Herald and lo and behold I see it published on the front page of DH Homes & Interiors today :).
The DH team has done a great job of putting pictures and formatting the list around different sections to make it easier and fun to read.
Do take time to go through. The unedited free text of the article is below
Villa / Apartment Interior Readiness and Handover Checklist: Things to check on BEFORE you take the formal handover of your dream home from the builder.
In interactions with home buyers one of the topic that frequently comes up is things that one needs to check before taking handover of the house from the builder
A thorough check before housewarming helps avoid the Tom & Jerry show of tracking and chasing down the shadowy builder later. Even if you succeed in catching Jerry the mess that the rectification creates is enough to drown the "high" of the new home.
What you will find below is a comprehensive but simple checklist of things that you need to tick off before you say that conclusive "I do" to your builder and keep your spirits flying high
Let's start with the doors, here goes :-
- Check for gaps between door frame and wall. Push the frame to see it is anchored firmly
- Check for hinge fitting, ensure there are screws in each of the screw ports.
- Check door catcher/ stopper for proper functioning
- Check door knobs & locks for smooth closure & functioning.
ALUMINUM/ UPVC DOORS and WINDOWS
- Check Lack of alignment if any. Ensure that the doors open and close easily.
- Check rubber beading for hardening, cracks
- Check if the grills are properly painted
- Ensure that the door/ window frame has drain holes
- Check that the shutters lock properly
- Ensure that the glass is fixed properly and the beading is intact and not coming off.
- Check plastering quality, there should be no uneven-ness. Ensue that there are no cracks
- Check for excessive dampness in the wall (if any)
- Check false ceiling in bathrooms (if there), ensure that it is properly fixed with no cracks.
- Check tiling even-ness & grouting. There should be no cement marks on the tiles
- Check for any cracks or scratches
- For Bathrooms, Utility and Balcony check the floor tilt to ensure correct water flow into the drain and that there is zero water accumulation anywhere.
- Ensure that there is no hollowness in the floor. Tap each tile or bounce a ball on each tile to check for the hollow sound. A hollow sound indicates that the tile is not set properly & needs to be replaced.
- Check for proper grouting of the tiles/ stone slabs especially in bathrooms
- Check for working of light points/switches (carry a zero watt bulb & tester if possible). Especially check the AC points, builders sometimes leave the AC points dummy (with no wiring)
- Check each point has cover plates & there are no cracks.
- Check availability of light, telephone and cable TV points as per plan.
- Check that all the plates are horizontal and not tilted
- Plates should be clean and free of paint marks.
- Check every circuit breaker. Switch off : Should switch off with a slight touch, Switch on: should not switch off while switching on.
- Check each switch for correct contact and springiness. Click should be clearly audible and not muted when switched on and off.
- Insist on getting the wiring diagram pasted on the inside of DB door Also check that the wiring of the home matches with the circuit diagram on the box.
- Check that the smoke sensors work. An agarbatti will help to awaken the sensor :)
- Check the sanitaryware (Wash basins, Sink, WC) for any scratches or cracks
- Ensure Kitchen Sink is grouted properly and that there is no leakage.
- Check the chrome fittings - ensure that there is no corrosion.
- Check whether the towel holders, faucets, toilet paper holders are provided as per plan.
- Check pipes for any leakages
- Ensure there is no blockage in any of the drains - I have personally struggled with flooding of the apartment due to this
- Ensure that the flush works properly
That should cover it. Hopefully your builder passed with a distinction, if not, then he is back to his job of perfecting your new home.
Nandita Manwani is an Interior Designer and founder of The Studio Bengalooru


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The Accademia della Crusca is an Italian institution that brings together scholars and experts in Italian linguistics and philology. It was founded in Renaissance Florence in 1582 by Antonio Francesco Grazzini, commonly known as Il Lasca. To this day, the Accademia della Crusca has remained well-known for its mission to maintain the "purity" of the original Italian language. In 1612, the Academy published the first edition of the Dictionary of the Italian Language, or the Vocabolario della Crusca which also served as a model for subsequent French, German, English and Spanish dictionaries.
The Accademia della Crusca began in a "light-hearted manner", when some intellectual friends decided to form a small society or club for their own amusement. Gradually as time went on the group grew larger and more members joined. These determined individuals decided to specialize on a topic that they felt passionate about: purifying the Tuscan dialect and compiling a dictionary of the language.[1] Founded in Florence in 1582, it was actually an offshoot of a larger body known as the Fiorentina whose interests were largely philological. Leonardo Salviati who joined the Crusca shortly after its founding became the most conspicuous member and had the distinction of drawing up its code of laws and supervising its first serious undertaking, the preparation of its Vocabolario.
The names of the early members reflected the comedic, almost burlesque fashion in which the Accademia began. All personal names are related to flour or grain. For example, one member called himself l'Infarinato — a name suggestive of the harlequinade. Another was the famous Il Lasca, whose daring burlesque dialogues created controversy among the academy members. Il Lasca relates to flour because the fish lasca requires to be floured before being cooked.[2] The name Crusca means bran and the symbol of this academy was the sieve, which denoted a process of refining. Refining words was essentially the purpose of the Academy, so it was appropriate that the symbol is a sieve. A sieve is a material instrument through which something is purified and perfected. Also, the name of the Academy, the Accademia della Crusca or Academy of the Bran implies that the linguists are not perfect. The allusion that is formed is that they are rough bran not yet sifted to form perfect flour. Essentially they are imperfect beings who are seeking their prefect or refined form.[1]
The Vocabolario della Crusca is one of the first and probably the most famous of language dictionaries and was published in Venice in 1612.[3] It has gone through many editions and has been the model for subsequent efforts of the same kind. The Vocabolario has influenced many other language dictionaries, including the Dictionnaire de l'Académie française and Dr. Samuel Johnson's A Dictionary of the English Language (1755). The Cruscans used their sieve to "purify language", sifting good words from bad in order to produce a perfect work. In one of the editions, the capital letters introducing each letter of the alphabet are formed from the impresse of the academy leaders. An impresa (plural impresse) is a variant of the badge that became particularly popular in the fifteenth and sixteenth century for identifying Accademia. Filippo Sassetti claims that the Accademia della Crusca has a good impresse because it consists of a material object with a hidden meaning of great importance.[4] The function of the Accademia resembled that of the Académie Française, which was essentially the governing and overseeing body of the French language. Pietro de Medici became the patron of the Accademia and his ultimate goal was to refine the Italian language. By 1738, the dictionary had been published in six volumes. Each group member was responsible for reporting on and defining a certain number of words; each definition was then submitted to be judged by the academy before officially entering the dictionary. The Accademia della Crusca was a useful enterprise and it accomplished many great things. For example, it enforced the proper use of words and frowned upon slang, in order to maintain a high standard for the Italian language and to elevate it into one of the world's great languages. It established definite principles for good usage by selecting appropriate words from the best authors to use in the dictionary. This helped popularize literary language and kept it from being inaccessible to the general population. Finally it rendered a valuable service in publishing classic works distinguished for their pure diction and cultural influence. Again, this helped increase the spread of great literature among the people and formalized the Italian language.[3]
On 9 April 1809, Napoleon gave the Florentines the right to use their own language in a decree sent from the Tuileries Palace. In this decree he affirmed that "The Italian language may be used in Tuscany alongside the French language, in the courts, in notarized acts and in private." In a further attempt to display benevolence, Napoleon continued: "We have created an annual prize of 500 napoleons, which will be administered by our civil service and will be presented to the authors whose works contribute with the greatest effect to the maintenance of the Italian language in all of its purity."
Every so often Napoleon put forth laws in favour of the Florentines, such as the decree of 9 January 1811 which reestablished the former Accademia della Crusca, "particularly charged with the revision of the dictionary of the Italian language, and with the conservation of the purity of such." Thanks in part to the reopening of the Academy, a project was begun to publish a new edition of the Dictionary. The Academy's scholars were given an annual salary of 500 francs, 1000 francs were paid to those charged with the compilation of the dictionary, and 1200 francs were paid to the secretary of the Academy. In 1813 the Accademia della Crusca acquired the Biblioteca Riccardiana, an important collection of texts and manuscripts.
Progress was however, if perhaps inevitably, slow. Various fascicles concerning words beginning with the letter 'A' were issued over the ensuing years, but the first complete volume of this fifth edition of the Vocabolario appeared only in 1863. Further volumes were issued at irregular intervals until 1923 when the project was finally halted on the completion of 'O'. Thus the Fifth Edition's final word was Ozono.
Filippo Sassetti defines an academy as an association of persons of noble birth for the study of letters. He also identifies a significant difference between the ancient and modern academies. Within modern academies all members were of equal hierarchical status and not subjected to a leader or figure head, unlike that of the past Greek academies. Yates claims this to be a 'curious definition' that sheds light on the importance of equal status.[5] The significance of this equality can be found in the fact that it didn't truly exist within the Early Modern Period. Society and its structure were strictly segmented into hierarchical divisions which not only restricted its inhabitants but also defined them within that society. The desire for equality and the ability to move up in status existed but was rarely a feature of the early modern period. It can be seen in France with the Nobles of the Robe and within the Ottoman Empire and its Devsirme, but did not exist within the ever popular Guild.
The production of a dictionary is a significant development within language and culture as it defines who people are and what society or group they belong to. It also has obvious benefits for the progression of a language and its spread throughout society. With Johannes Gutenberg inventing the Moveable type (leading to better circulation of intellectual documents)and an increased interest in education, as a means of furthering ones social status, a dictionary becomes vital for the official verification and filtering of a language. As the Vernacular slowly replaced Latin in business and official records, it provided jobs for notaries, secretaries and clerks for men who not attended university. This process delivered a broader circle of literary individuals, and habitual readers, but also served to divide people from those elsewhere.[6]

subset: commoncrawl


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We get this question asked often, so we thought it best to have a better answer than "soup and sandwiches." How ironic that the phrase "simple food and drink" needs an explanation.
When quality ingredients are prepared naturally and skillfully and shared with good friends, you have the making of a great meal. Let me tell a story to illustrate.
Several years ago I got the chance to travel to Kenya and Uganda in East Africa to visit friends I knew living there. One night I was taken several miles away into a very remote village to spend some time with a schoolteacher named Johnson. Much of our time together, as I recall, was spent preparing food together. We started with a long walk down the dusty road to a small market area where a vendor sold us rice and flour. When we returned to his tin covered cinder block dwelling, Johnson asked me to clean the rice. Ignorantly, I told him I didn't know how to do that. He looked at me with contempt, wondering how someone like me, with my level of education, would not know how to clean rice. He proceeded to show me the technique.
The rice was poured into a shallow pan, and with a small wooden skewer, I was to pick out the chaff and other foreign bits that were left from the harvest process. This took a good hour. Johnson worked with the flour we purchased and formed the chapati (tortilla-like bread). He retrieved a bucket of coals from the community fire that was constantly burning in the center of the village. With this heat we cooked the rice and baked the chapati.
Through the whole experience, which began in the afternoon and lasted well into the night, we talked, shared stories and laughed about our cultural differences, of which there were many. But what we gathered around was the food. Despite our diverse heritages and that our homelands were on opposite sides of the globe, we had something deeply in common; our need to eat and enjoy community together.
Johnson and I shared simple food and drink together that day. It was not fancy or sophisticated, but he took the best quality rice and flour available and applied heat and skill and produced for both of us a great and memorable experience. I may likely never meet Johnson again, but I will never forget that meal.
Your meal at bread&cup will be more than rice and chapati, but we hope to apply the same principles with whatever quality products that we find. So let us set the table with simple food and drink; you bring the conversation. Together we'll create a memorable spot in Lincoln's Haymarket.


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I've urged you to steer clear of unfermented soy foods because of the detrimental impact they can have on your health, but another reason to avoid them entirely is the devastating toll they are taking on people around the world. In Paraguay, the world's fourth largest soy exporter, industrial soy production is threatening to wipe out rural communities while poisoning villagers and water supplies.
As written in The Ecologist:
"An investigation in Paraguay has discovered that vast plantations of soy, principally grown for use in intensively-farmed animal feed, are responsible for a catalogue of social and ecological problems, including the forced eviction of rural communities, landlessness, poverty, excessive use of pesticides, deforestation and rising food insecurity."
In the 2010/2011 season, Paraguay is expecting a soy crop of over 8 million tons -- a success for soy producers and a lethal blow to area residents.
Pesticides for GM Soy Sicken and Kill Local Residents
It's estimated that 90 percent of the soy grown in Paraguay is genetically modified (GM). GM soy is created to withstand large pesticide applications that would kill ordinary plants, and this makes it one of the highest pesticide-contaminated crops around.
As Jeffrey Smith, the executive director of the Institute for Responsible Technology, stated:
"The primary reason crops are [genetically] engineered is to allow them to drink poison. They're called herbicide tolerant, and are inserted with bacterial genes that allow them to survive otherwise deadly doses of toxic herbicide.
Biotech companies sell the seed and herbicide as a package. Monsanto sells Roundup Ready crops and Roundup herbicide. Bayer CropScience sells Liberty Link crops and Liberty herbicide.
Between 1996 and 2008, US farmers sprayed an extra 383 million pounds of herbicide on these poison-drinking GMOs (genetically modified organisms). Because weeds are becoming resistant to the overused herbicide, farmers are spraying considerably more each year. The last 2 years of the 13-year study alone accounted for 46 percent of the increased herbicide use."
The massive pesticide applications sprayed onto soy crops can have a devastating impact on the locals living nearby, and is often used as a tactic by agribusiness giants intent on driving peasants and small farmers off of valuable farm land. As Friends of the Earth states:
"For soy producers in Paraguay, people are a bigger nuisance than bugs and weeds … Industrial soy production is sweeping across Paraguay. Standing in its way are communities of farmers and families who call this land home.
Spraying soy with toxic chemicals is often used as a deliberate tactic to force people from their land. Communities living near to soy may be sprayed with pesticides without warning up to 20 times per year.
The poison seeps into peoples' homes, destroys their crops and pollutes their water supplies. It causes headaches, vomiting, nausea, diarrhea and sometimes death."
The organization states that on January 7, 2011, 17 residents of a small Paraguay community were taken to the hospital after being poisoned with agrochemicals. Their symptoms included fever, coughing, stomach aches, vomiting and skin eruptions, and one man, whose neighbors said they were "subjected to constant aerial and tractor spraying," died.
A Threat to Local Food Supplies and Small Farmers
Along with the issues of pesticide poisoning, the intensive soy farming is also threatening biodiversity and access to locally grown produce. The Ecologist reports:
"Attracted by cheap land prices, poor environmental regulations and monitoring, widespread corruption and low taxation on agricultural export commodities, agribusinesses have long viewed Paraguay as an ideal country in which to do business. In recent decades increasing chunks of rural land have been bought up and turned over to export-orientated soy cultivation …
The arrival of export-orientated soy production in Paraguay has led to significant swathes of forest being destroyed to make way for crops, according to critics, threatening biodiversity and depleting resources vital for many rural communities.
In testimonies collected by investigators from villages adjacent to soy plantations -- and featured in the film -- local people complain that there is no longer an abundance of food and other produce."
The film referred to is the Killing Fields: The Battle to Feed Factory Farms, which also highlights the serious human rights abuses and environmental damage going on in Paraguay at the hands of multinational soy farmers.
A Simple Way to Stop Contributing to This Madness
If you want to take a stand against the damaging spread of GM soy plantations, one of the best ways is to avoid buying GM soy. Most of the GM soy grown in Paraguay, and around the world, is actually used for animal feed, so avoiding it means avoiding all meat that is not organically grown.
Organic meats (as well as 100% grass-fed beef) are raised on feed that does NOT contain genetically modified ingredients like GM soy.
If we want to instill change on an industry-wide level, it's important that we vote with our pocketbooks and purchase only non-GMO foods of all kinds when we can. So how do we do that?
Again, the most practical option you have is to choose organically certified varieties -- the gold standard of which is the USDA 100% Organic label -- as the only GM ingredients allowed in them are those produced by contamination, which is well below one percent.
Additionally you can participate in Jeffrey Smith's Non-GMO Tipping Point Network on a number of levels, depending on whether you're a consumer, a retailer, or a food manufacturer
The Institute for Responsible Technology has also created a variety of tools that make it easier for you to choose non-GM foods, and this is the way to eradicate GMO's from your local store. Remember, if no one wants to buy them, stores can't sell them, and will simply stop ordering them. Food manufacturers, and subsequently farmers, will have to adjust and quickly change their ingredients and crops or risk losing their business.
- Here is a list of Action Items you can pick and choose from:
- Distribute widely the Non-GMO Shopping Guide to help you identify and avoid foods with GMOs. Remember to look for products (including organic products) that feature the Non-GMO Project Verified Seal to be sure that at-risk ingredients have been tested for GMO content.
- Download the free iPhone application that is available in the iTunes store. You can find it by searching for ShopNoGMO in the applications.
- You can also order the Non-GMO Shopping Guide in bulk and give it to your family and friends.
- Join the Non-GMO Tipping Point Network, where you can connect with Local and National Non-GMO Action Groups to learn more and help get the word out about GMOs to others.
- Bring the film Hidden Dangers in Kid's Meals to your local access TV station, or perhaps your child's school, along with some educational material specifically designed for teachers and educators.
- Share Your Milk on Drugs - Just Say No!, and Jeffrey's lecture, Everything You Have to Know About Dangerous Genetically Modified Foods with everyone you know. Post them to your Facebook page, or email the links to your network of friends and family.
- Send a letter simultaneously to dozens of food companies, dairies, and supermarkets, telling them you're one of the millions of non-GMO eaters and urge them to prevent GM alfalfa from entering their supply chain, and to take steps to remove all GMOs. To sign and send these letters automatically, see this link.
- Join the Institute for Responsible Technologies Facebook page, or follow them on Twitter.
Also support the Non-GMO Project by urging your local food retailers to join the Non-GMO Project's Supporting Retailer Program, and food manufacturers to join and become Non-GMO Project Verified. This is currently the best way for manufacturers to get around the fact that there's no GM-labeling system.


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$305 million to fund research for Australian industry
CSIRO's Chief Executive Dr Geoff Garrett has welcomed the Prime Minister's announcement of additional funding for the organisation's National Research Flagships as part of the Government's Building our Future through Science and Innovation program.
The Government has awarded additional funding of $305M over the next seven years. This is in addition to the $20M provided to CSIRO last year to support the Flagship initiative which the Prime Minister launched in April, 2003.
Over the next four years $800M will be invested in the Flagship program - $155M new government monies, $400M of redirected CSIRO funding and an estimated $245M of leveraged external funding. Over the next seven years this investment will be close to $1.5 billion.
"The Flagship initiative is one of the largest targeted scientific research programs in Australia's history," Dr Garrett says.
"Flagships are Australian science aiming high, the toughest challenges, the strongest teams, the most audacious goals. They are about helping deliver the best future we can envisage for all Australians through partnerships and collaboration. National Research Flagships are a great example of Australians working together to deliver on the Governments National Research Priorities. The Flagship initiative brings together science and industry across the nation to tackle some of Australia's major challenges including preventative healthcare, water, food, energy, wealth from oceans and light metals."
The goals of the National Research Flagships are:
- Preventative Health - To improve the health and well-being of Australians and save $2 billion in annual direct health costs by 2020 through early diagnosis and prevention.
- Water for a Healthy Country - To achieve a ten-fold increase in the social, economic and environmental benefits from water use by 2025.
- Food Futures - To transform the international competitiveness and add $3 billion annually to the Australian agrifood sector through the application of frontier technologies to high-potential industries.
- Wealth from Oceans - To position Australia by 2020 as an international benchmark for the delivery of economic, social and environmental wealth based on leadership in understanding ocean systems and processes.
- Energy transformed - To halve greenhouse gas emissions and double the efficiency of the nations new energy generation, supply and use, and to position Australia for a future hydrogen economy.
- Light Metals - To lead a global revolution in light metals, doubling export income and generating significant new industries for Australia by the 2020s while reducing environmental impact.
Dr Garrett says the Flagships are already delivering.
"The Preventative Health Flagship has initiated a revolutionary new way to deliver special nutrients and drugs to specific parts of the body where they will have the greatest effect," he says.
"The Food Futures Flagship is working on identifying barley genes that are able to produce resistant starch which will eventually allow us to breed wheats, by conventional means that can help prevent bowel cancer. The Light Metals Flagship is pioneering a radical new process that could cut the cost of producing titanium metal by up to half. The process is already working in the laboratory.
"CSIRO must undertake science that is relevant to Australia's needs, and must continue to help Australia grow, both economically and socially. It is about providing answers to the complex problems that lie ahead," Dr Garrett says.
"Flagships are also trailblazing new ways to deliver science and technology to industry, government and society - recognising that knowledge unapplied can be knowledge wasted, and that the competitive advantage goes to the nation which is swiftest to adopt.
"On behalf of CSIRO, I would like to thank the Government for its ongoing support and commitment to Australia's premier science research agency.
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Black History Month
Every February, Canadians are invited to participate in Black History Month festivities and events that honour the legacy of Black Canadians, past and present.
For 2018, the theme of the Government of Canada's Black History Month campaign is Black Canadian Women: Stories of Strength, Courage and Vision.
Black History Month poster
Download the Black History Month poster.
Rollcall – A poem by George Elliot Clarke
Created in 2017, by the acclaimed Canadian poet, playwright, George Elliott Clarke, Order of Canada, Order of Nova Scotia, the spirit and intent of Rollcall remains relevant today. As part of the Government of Canada Black History Month 2018 campaign we invite you to explore Rollcall to learn more about Black Canadian Women: Stories of Strength, Courage and Vision.
About Black History Month
Learn how Black History Month came to be recognized in Canada.
Noteworthy historical figures
Read the biographies of some notable people who have shaped Black Canadian history.
Organizations and educational resources
Explore the organizations and resources that promote awareness of Black history in Canada.
Legacies and institutions
Learn about organizations that Canadians of African and Caribbean descent created to advance equality and human rights.
Historic Black Canadian communities
Learn more about the Black experience in Canada through the events and contributions made by people of African and Caribbean descent to the settlement, growth and development of Canada.
Watch videos about Black history
Report a problem or mistake on this page
- Date modified:


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The Metlakatla First Nation has offered a reward for information related to a fire at the ferry dock parking lot early Thursday morning.
The First Nation says it will award $1,000 for information that leads to the arrest of the person or persons responsible for the fire that broke out around 3 a.m.
The First Nation says a van belonging to the Metlakatla elders was completely destroyed by the flames as was another van owned by Metlakatla members. A pickup truck, also owned by a community member, suffered substantial heat damage.
The Nation says it takes the arson and other acts of vandalism around the Metlakatla Ferry Dock very seriously.
Prince Rupert RCMP are investigating the fire as suspicious.
Contact police or Crimestoppers with any tips.


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Ignacio de la Vega. Director Entrepreneurship Area. Instituto de Empresa
1 December 2004
Society today understands the phenomenon of the entrepreneur and its impact on a national or regional macroeconomy much better than 25 years ago.
Today, citizens and governments alike know that a significant part of a society's economic well-being is the result of the efforts of hundreds of thousands of entrepreneurs who assume a more or less high rate of personal and financial risk in the development of their business projects.
We know that an important part of any nation's GDP (and the more developed the country, the higher the percentage) is based on new business projects or on the growth of recently created companies. We also know that the latter have fuelled the creation of a high percentage of jobs, particularly today, when globalization of the economy has led to the unstoppable progress of delocalization - or, put more correctly, relocation of business activities in areas where salary costs are lower. Finally, thanks to varied research, we know that a high percentage of the great innovations of recent decades are the result of entrepreneurial activities.
This change in our awareness over the last 25 years has placed the figure of the entrepreneur in a more balanced position on our society's scale of values. Furthermore, it has provoked the reaction - albeit somewhat reticently as yet - of our social actors and public administrators, who - aware of the importance of the phenomenon - have begun to include entrepreneurial activity in development of their political strategies.
Our country, which has a traditional base of entrepreneurs whose efforts are aimed at creativity within our society, has undergone significant growth in this sector. The GEM Report (Global Entrepreneurship Monitor) - drawn up annually in almost 40 countries, and headed in Spain by Instituto de Empresa - confirms the size of the phenomenon: in the GEM area, 9 percent of working-age people are involved in creation of new businesses, in comparison with an estimated 2 percent in 1980.
Enhancing entrepreneurship
Despite recovery of the Total Entrepreneurial Activity Index in 2003, which shows that business creation is highly sensitive to the social, political and economic situation, the GEM Report positions Spain halfway up the ranking of developed countries in the entrepreneurial activity index. As indicated above, this usually has negative consequences on the macroeconomic health of any society.
Why is this? Why are we still far removed from societies as entrepreneur-oriented as North America, Norway or Australia? A closer look at what supports or slows the work of the entrepreneur offers evident conclusions. The factors with the greatest influence in any modern society on the growth of entrepreneurial activities are these: government programs and policies, existence of appropriate financial instruments, specific training and education, technological transfer and R&D, the opening of internal markets and existence of adequate infrastructures.
These are the formulas public administrations must implement to increase and improve entrepreneurial activity on both a quantitative and qualitative level, which, as has been already pointed out, remains a key factor in the generation of collective wealth and innovation in our society.
Of all these factors, two are essential because of our tardiness compared to our competitors, and have led to a clear competitive disadvantage: these are consolidation of a diversified financial structure to serve the sector of new companies, and development of a new training policy in entrepreneurial matters to enable introduction of these concepts at early stages in the training cycle.
The greatest void from the financial point of view lies in development of a sound network of business angels, who provide financial resources to business projects during their initial stages and enable innovative projects to appear on the market with a potential for growth. The key here, and our governments know this, lies in the taxation of capital gains.
Training, the subject still pending in our study plans, is another key factor to development. This is not only because of what it provides in differentiation and management tools, but also, as our French neighbors know, thanks to their macro-campaign of the 1980s, because of what it provides society in diffusion and popularization of entrepreneurial activity. Our new government is still designing its policy, and we hope, for our economic well-being, that they get it right.


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Below is a link to the light hearted unofficial club blog from Trevor Jones.
Please be aware Trevor's views are not necessarily those of the club and therefore the club takes no responsibility for the content found on these pages. Any correspondence about the Blog should therefore be directed to Trevor.
Please support our club sponsors whose details can be found on their websites:
About this squash & tennis court reservation system
mycourts ® is a Registered Trademark of HBI Consulting Ltd
Copyright © 2005-2019 HBI Consulting Ltd


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Decided to visit Sanibel Island Beach, FL for Spring Break 2016 together with family. Was able to bring my camera and capture some images of the beach and it's surroundings.
We saw this when we first arrived at Sanibel Beach Island for Spring Break. Seems someone had done it and it definitely caught my eyes.
My wife thought the FLORIDA with seashells was pretty cool, so she decided to do her own version but with the name where we were actually at "SANIBEL"
Behind us was a patch of green shrubs, but this little guy caught my eyes.
Helicopter flying above us.
Another little guy that caught my eyes.
I suddenly started seeing people surrounding a small area as I wondered what they were looking at, so I grab my camera and saw this little guy giving a free show.
A close up of this little guy showing off his guns!
Nothing to do with us, but I thought is was pretty cool shot and hopefully one day I'll have a family this big to take my own picture.
My little girl.
She love taking pictures...can you tell?
My little girl and her boyfriend.
Yep...you guessed it again.
Didn't know what it was, but I thought it was pretty cool. Some girls were building it when we got there.
Why so serious?
My other half.
Hey...you can't blame me, it was pretty hot.
The two women in my life.
As my daughter would say "Que Lindo"
Found this little cool place at night where the kids could play and adults can relax...this is where I ended up.
She looks concentrated...I wouldn't mess with her!
Do you remember this as a child?
Toy Soldiers!
They look like celebrities.


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Since the boom of market for smartphones and tablet, things haven't looked very good for PCs. According to report from gartner, Global personal computer sales have dropped fifth quarter in a row, which is the longest decline in history. Apparently the Worldwide PC shipments dropped to 76 million units in the second quarter of 2013, which is 10.9 percent decrease, compared to Q2 of last year.
"We are seeing the PC market reduction directly tied to the shrinking installed base of PCs, as inexpensive tablets displace the low-end machines used primarily for consumption in mature and developed markets," said Mikako Kitagawa, principal analyst at Gartner.
"In emerging markets, inexpensive tablets have become the first computing device for many people, who at best are deferring the purchase of a PC. This is also accounting for the collapse of the mini notebook market." She added.
As per Gartner's report HP and Lenovo are the top two companies in terms world wide PC sales, with Lenovo leading by a very small margin. The two are fallowed by Dell, Acer group, Asus and others.
"While Windows 8 has been blamed by some as the reason for the PC market's decline, we believe this is unfounded as it does not explain the sustained decline in PC shipments, nor does it explain Apple's market performance," Ms. Kitagawa said.
PC sales in the US in q2 of 2013 has declined by 1.4 % compared to q2 of 2012, PC shipments in Europe, Middle East and Africa has declined by 16.8% , while In Asia/Pacific, there has been a fall of 11.5 %.
"The sharp decline in the second quarter of 2013 was partly due to the shift in usage patterns away from notebooks to tablets, and partly because the PC market was exposed to inventory reductions in the channel due to the start of the transition to new Haswell-based products," said Isabelle Durand, principal research analyst at Gartner.
"Touch-based notebooks still account for less than 10 per cent of the total consumer notebook shipments in the last quarter." She added.


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Charlie Sheen's publicist says the actor has been hospitalized in Los Angeles with severe abdominal pains.
Publicist Stan Rosenfield gave no other details of the 45-year-old's condition.
Celebrity website TMZ.com was the first to report Sheen's hospitalization Thursday. TMZ says Sheen was taken by ambulance following an early morning 911 call.
The Emmy-nominated star of CBS' "Two and a Half Men" has been dogged by personal problems and apparent health issues. This is his third hospitalization in as many months. And just last week, CBS entertainment president Nina Tassler said network officials "have a high level of concern" about his off-camera behavior.


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This blog is a place for me to vent about my day to day experiences related to my fertility/infertilty struggle.
Saturday, July 16, 2011
Another High Beta!!!
15 comments:
Yay!!! KC, I'm so thrilled for you! I am just catching up on blogs now. HOLY CRAP GIRL! I bet you have multiples in there. SO amazing. Can't wait to hear your u/s results.ReplyDelete
Congratulations, now all you have to do is focus on enjoying being pregnant!ReplyDelete
Please just enjoy this time. You are PREGNANT! And I am betting with twins?! Hopefully you get to hear/see the heartbeat, but I only got to see the 'sacs' on my first u/s. The heartbeats came at 6wks pg. Either way, it's an amazing experience!ReplyDelete
wow congrats!!! Okay now you just need to soak up this time and take pics and celebrate. Try not to think about what could happen and focus on the now and the miracle(S!) that are growing inside you right now.ReplyDelete
Oh that's great news! So happy for you guys!ReplyDelete
Woot Woot! That's awesome news! :)ReplyDelete
- AnonymousJuly 16, 2011 at 2:33 PM
YIPPEE!!! We'll be waiting right along with you! :DReplyDelete
So awesome!!! Congrats!ReplyDelete
Awesome news! Yes, this 2ww sometimes seemed worse than waiting for the beta. But then you'll go have that ultrasound and have great news to tell us all about. At our first u/s at 6wks we could just see the sac with yolk sac. Then at our next u/s (6w6d) we could see the heartbeat. So it was like a 2ww for the beta, followed by another 2ww for the u/s, followed by a 6d wait for the heartbeat. A suspenseful wait, but absolutely wonderful...and yours will be too!ReplyDelete
Oh I'm so happy! Glad you're able to not worry too much and just know (and say!!!) that you're pregnant!!! What an amazing feeling. Congratulations KC! We'll be waiting for even more good news (I'm sure it will be an exciting ultrasound...) :) :) :)ReplyDelete
Ha ha! I never thought about it that way, but you're right...the 2ww never ends! I am hoping for the best for you!ReplyDelete
Yayyyyyyyy!!! I've known people with higher betas go on to have successful pregnancies. No worries!!! :)ReplyDelete
Fantastic!!! I am so happy for you! Hang in there. There's a lot of waiting to go, but you're pregnant!! And that makes it all better. :-)ReplyDelete
Fantastic news! So happy for you!!!ReplyDelete
That's awesome!!! I'm so excited for you!ReplyDelete


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Member business lending can be both challenging and risky. That's why the Cornerstone Credit Union League has partnered with Hipereon, Inc. to bring credit unions a highly-interactive Member Business Lending Boot Camp. Previous participants are continuing to excel. Their newly developed understanding of the MBL process helps minimize the risks of member business lending for their credit unions.
Make a commitment today! Invest in your staff by sending them to Cornerstone's Member Business Lending Boot Camp. The highly interactive sessions will teach your participant(s) how to better evaluate credit risks, and communicate more effectively with their member business owners. They will master accounting principles, decipher tax returns, analyze business financial statements, critique projection logic, develop credit memorandum rationale, and assess cash flow.
Participants will be immersed in all things MBL; such as financial ratios, industry risks, and predicting cash. After working with 30 year MBL veterans, attendees return to the credit union with knowledge of how to improve their credit union's MBL portfolio and how to comply with regulator demands. Invaluable networking also happens during these sessions. Students return with contacts and long-lasting friendships from other credit unions that they can trade advice with.
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Cornerstone's Member Business Lending Boot Camp is five one-week sessions running March through October. The last session includes a review and final exam. Successful completion of the program provides individuals with skill sets to perform as junior commercial lending officer. Now is the time to register, before another good deal walks out the door, or before you make a potentially bad loan.


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Is it a bird? Is it a plane? No, it's a series of leaflets criticising the leader of North Korea being sent into the country via helium balloon! AFP reports that over the course of the last three days a group of activists called Fighters for Free North Korea — including many people who've in fact defected from North Korea — have gone about sending leaflets across the border from South Korea. The leaflets, held beneath balloons, contain exclamations such as "Launch a merciless blow of fire to the nuclear maniac Kim Jong-Un!" and "We want Kim Jong-Un's head!"
This is, though, apparently just the start. The group told AFP that it plans to launch "10 million leaflets over the next three months". Maybe they should team up with the Google Loon guys.
Images by AP


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Hey Babes! TGIF! Summer is coming to an end, but what better way to peace out summer than by wearing these tropical print Sanuks! They're the ultimate fun print shoe, but super comfortable and just the perfect way to spice up an evening walk around town! I hope everyone has a great weekend. ~ LOVE C XO
Shorts – H&M // Sweater – Calvin Klein // Shoes – c/o Sanuk // Rings – H&M // Necklace – Winners {similar} // Purse – Danier {old} // Bracelet – Marc Jacobs // Watch – Michael Kors // Sunglasses – Rayban // Lip Colour – Maybelliene 'Shocking Coral'


text: So I am doing this as a bundles review because it's a series and I don't want to spoil anything for anyone who wants to read this series. This plot was actually a good one, but as I said in my review for the first one there was an awful lot of drama with the "this won't ever work I'm not sure why we are together" B.S, and it was constant. In the third book in like two pages Violet said something about it about five times which is just too much. It got to be way too repetitive! Some can over look this but it really did get to me. Now that being said the plot, suspense, action and intrigue was all there for me so I did like that and enjoyed the process of it, and would definitely recommend to anyone who enjoys MC romance. This author is actually C.M Stunich from what I understand and years ago I read some of her books under that name and I remember really enjoying a few of her reads, but a few of them I do remember having the repetitive jive to them. That being said she does tell a good story! I feel like some of the conflict in this series was added just to add drama and it really wasn't needed, the story line had enough as it was, it didn't need the added drama. Some of it also seemed a little unbelievable also, like I understand a 1% MC wouldn't like lawyers however if she was the presidents old lady they would use that to their advantage not throw it constantly in her face. There would definitely be conflict about it but it shouldn't have been such a huge deal throughout all three books. Especially since Violet proved herself over and over. This sounds so negative but I did enjoy the books and again I recommend them. So that being said here is some positive Violet is super badass when it comes to wielding a gun, she has it going on! Royal is also very badass but that's what makes him the president and does that man know what to say to get the job done in ALL areas of his life! I think for me it would have been better if she could have just written the story instead of repeating so many thing over and over. So all this being said it was a decent read and anyone who likes MC romances should probably pick this one up like I said some parts were badass! Did I get a bit repetitive? Sorry EEK haha. Anyways Happy Reading!


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Psychologists have attempted to understand the structure of intelligence for which they have formulated theories. Among the important theories of intelligence, we shall study three of them.
Spearman's Two-Factor Theory
Guilford's Theory of Structure of Intellect (S. I Model)
Thurston's Group Factor Theory
Spearman's Two-Factor Theory:
The English psychologist, Charles Spearman (1863-1945), in 1904 proposed his theory of intelligence called two-factor theory. According to him intellectual abilities are comprised of two factors, namely; the general ability known as G-factor and specific Abilities known as S-factors. The performance by the individual is determined by the G-factor and the S-factors. The total intelligence of the individual is the sum total of the G-factor and the S-factors. The performance of a particular task depends on the 'G' factor or general ability and the particular 'S' factor or specific ability.
Characteristics of 'G' Factor:
It is universal inborn ability.
It is general mental energy.
It is constant.
The amount of 'g' differs from individual to individual.
It is used in every activity of life.
Greater the 'g' in an individual, greater is his success in life.
Characteristics of 'S' Factor:
It is learned and acquired in the environment.
It varies from activity to activity in the same individual.
Individuals differ in the amount of 'S' ability.
'G' factor represents Native Intelligence thus when we respond to any situation or perform an intellectual task, our general mental ability or 'G' factor is mainly responsible for it and our specific ability in that particular task is responsible for the rest.
There are a large number of specific abilities such as ability to draw inferences, ability to complete sentences, ability to code message etc.
Fig: Spearman's Two-Factor Theory or Eclectic Theory
Different individuals differed both in their 'G' as well as 'S' factors. For e.g. an individual's performance in literature is partly due to his general intelligence and partly due some specific aptitude for his language, i.e. G+S1. In mathematics his performance may be the result of G+S2. In drawing, it may be due to G+S3 and in social sciences; it may be due to G+S4 and so on. Thus the factor 'G' is present in all specific activities.
Educational Implications and relevance of Spearman's Two –Factor Theory:
1. The theory gives a better insight to the teacher about the nature of intelligence.
2. The general ability differs from individual to individual.
3. The specific abilities also differ from individual to individual.
4. 'S' factor varies in degrees. Therefore, it can be modified by learning or habitual training
5. A child requires different amounts of 'G' and 'S' factors for achieving success in different Subjects.
6. We require a high quality of 'G' factor for our success in life.
7. Both 'G' and 'S' have a high correlation.
8. This theory could be used to guide, construction of a set of ability test
Conclusion: Thus we see that spearman did not believe in the concept that mental power as independent of one another. According to him they are unitary.
2. Guildford's Structure of Intelligence (SI Model)
J.P. Guilford developed a model of intelligence (1966) using factor analysis. He outlines topography of the structure of intellect, providing an integrated rationale for describing the many dimension of intellectual performance. He suggests that there are three basic parameters along which any intellectual activity takes place. These are:
1. Operations – the act of thinking
2. Contents – the terms in which we think, and
3. Products – the ideas we come up with.
Guilford identified 5 operations, 5 contents and 6 products. Thus the maximum number of factors in terms of the different possible combination s of these dimensions will be 5x5x6 = 150.
1. Operations: It consists of five major groups of intellectual abilities.
Cognition: It refers to discovery, rediscovery or recognition.
Memory: Simply remembering what was once known.
Convergent Thinking: This type of thinking, by reasoning, results in useful solution to problems.
Divergent Thinking: This is thinking in different directions, seeking and searching some variety and novelty.
Evaluation: It is reaching decisions or making judgments about information.
2. Content: A Second way of classifying the intellectual factor is according to the kind of material or content involved. It involves five factors:
Visual Content: It is concrete material which is perceived through our senses, i.e. size, form, colour, etc.
Auditory Content: It consists of language, speech, sounds, music and words
Symbolic Content: It is composed of letters, digits, and other conventional signs.
Semantic Content: It is in the forms of verbal meanings or ideas which we get from others.
Behavioural Content: It means social behaviour in society.
3. Products: When a certain operation is applied to certain kind of content as many as six kinds of products may be involved.
Units: Understanding the meaning of words, visual, auditory and symbolic units.
Classes: It means classification of words and ideas.
Relations: It implies discovering relations of words and ideas.
Systems: The ability to structure objects in space and to structure symbolic elements and to formulate problems.
Transformation: The ability to look into the future lines of development or to suggest changes in the existing situations.
Implications: The ability to utilize present information for future ends.
Educational Implication and relevance of SI Model:
1. This theory about the idea that the brain of a child is like a computer, who acquires, stores and uses information.
2. It provides knowledge about the specific ability of the students to guide them in the right direction.
3. SI Model is useful in finding out the reasons of the unsatisfactory performance of the students in spite of their adequate intelligence.
4. This model points out that for understanding higher mental processes like thinking some drastic modifications could be needed in our curriculum or method of instruction.
5. This model has explored 150 intellectual abilities and this enables us to find out whether we are paying sufficient attention to each one of them or not and if not how to improve.
6. This model guides us to device enrichment programmes for the gifted children.
7. It stresses that learning of specific skills should be our focus of attention.
8. SI Model is very useful in constructing tests of various types for different age groups.
9. This concept of Guildford will prove useful in our future research in the areas of learning, memory, problem-solving etc.
10. This model discovered many abilities which were not known before.
11. It is very useful for vocational training.
Conclusion: Guildford's theory of Intelligence seems to be the most comprehensive theory as it attempts to take into considerations all possible aspects of intellectual activity.
3. Thurston's Group Factor Theory
Louis Thurston came out with the group factor theory (1937) saying that Intelligence is a cluster of abilities. These mental operations then constitute a group. A second group of mental operations has its own unifying Primary factor; a third group has a third Primary factor and so on. Each of them has its own primary factor. Each of these primary factors is said to be relatively independent of others. He pointed out that there were Seven Primary Mental Abilities and later on added two more. They are:
Verbal comprehension Factor. This factor involves a person's ability to understand verbal material. It is measured by tests such as vocabulary and reading comprehension.
Verbal fluency Factor. This ability is involved in rapidly producing words, sentences, and other verbal material. It is measured by tests such as one that requires the examinee to produce as many words as possible beginning with a particular letter in a short amount of time.
Numerical Factor. This ability is involved in rapid arithmetic computation and in solving simple arithmetic word problems.
Perceptual speed Factor. This ability is involved in proofreading and in rapid recognition of letters and numbers. It is measured by tests such as those requiring the crossing out of As in a long string of letters or in tests requiring recognition of which of several pictures at the right is identical to the picture at the left.
Inductive reasoning Factor. This ability requires generalization—reasoning from the specific to the general. It is measured by tests, such as letter series, number series, and word classifications, in which the examinee must indicate which of several words does not belong with the others.
Spatial visualization Factor. This ability is involved in visualizing shapes, rotations of objects, and how pieces of a puzzle fit together. An example of a test would be the presentation of a geometric form followed by several other geometric forms. Each of the forms that follows the first is either the same rotated by some rigid transformation or the mirror image of the first form in rotation. The examinee has to indicate which of the forms at the right is a rotated version of the form at the left, rather than a mirror image.
Memory Factor. It means the ability to recall and associate previously learned items effectively or memorize quickly.
Later on other factors were added on like Deductive Reasoning (P) – Ability to use the generalized results correctly and Problem solving ability factor (PS) -Ability to solve problem independently.
Educational Significance and Implications
Thurston contributed greatly to the measurement of attitudes. In psychology, the 'Thurston scale' developed in 1928 was the first formal techniques for measuring of attitudes.
Thurston's theory of intelligence was a major influence on later theories of multiple intelligences, such as those of Guilford, Gardner, and Sternberg.
Thurston has been noted for developing a comparative judgment scaling technique. The rank scale can be used to rank all possible feelings related to an issue and to categorize people expressing an opinion based on the rank of that opinion. It is used today mainly in basic research.
Thurston held that if the individual wants to perform any particular activity, one or more of these factors or abilities are involved. Some of them are more important than others.


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Product Information (more info)
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More than a year ago, the Friends of Israel committee at the Sun Lakes Jewish Congregation launched a project to help lone soldiers. "Lone soldiers" are volunteers from all over the world with no immediate family in Israel, who serve in the Israel Defense Forces.
The Lone Soldier Project came about while the committee was exploring various Israeli organizations. They invited Hadar Hamu who had served in operation Protective Edge as a lone soldier, to come and speak to the group. "We all fell in love with her, and we were all enthralled by her, so we decided to take on the project," says Dr. Michael Cohen, chairman of the project.
Their initial effort was to generate donations to send personal care packages and winter hats for lone soldiers. They connected with an Israeli partner, Chayal el Chayal (Hebrew for "soldier to soldier"), a lone soldier center in Jerusalem, to deliver the packages.
"Our ultimate goal is to raise community awareness about the role of the lone soldier and how vital it is to the defense of Israel and how much they are appreciated by the people of Israel," explains Michael.
Most of the lone soldiers come from very comfortable homes in the United States, and across the world, and put that all aside for two or three years of their young life to defend Israel. It takes a lot of courage, dedication and commitment.
Earlier this year, Michael went to Israel and volunteered at Chayal el Chayal. He helped prepare Shabbat dinner and talked to many of the lone soldiers. He asked some of them if serving in the IDF was what they expected it to be, and they all said, "No." They all had a romanticized view of what service would be like. "It's very dirty and very, very, very hard work," says Michael. "You are pushed beyond what you think your capacity is, but your camaraderie with the people that you have just begun to know and your sense of mission is so intense that you just find yourself."
The lone soldier center becomes a haven to these soldier because they are exhausted at the end of the week, everyone they know has gone home for the weekend, and they don't have anywhere to go. "Lone soldier centers call themselves 'home away from home,' but they are really more than that," Michael explains. "Home implies that you have a physical place to sleep, they are really 'family away from family.'" Aside from social events and care packages, the center provides lodging, laundry facilities and guidance.
During his visit, the soldiers told Michael that they loved to receive letters, from anybody about anything. So, this summer, he went to the East Valley Jewish Community Center's Camp Rimon and spoke to a group of campers in grades 3-8 about the lone soldiers.
"I'm a pediatrician, and I was amazed at the kids' attentiveness and interest," says Michael. "I had them all write letters or draw pictures to send. They wrote things like, 'Please don't die,' 'Thank you for what you do to help us' and 'I wish I was just like you.' It was amazing."
Jake Bennett, who lives in Phoenix and works as a financial advisor at Edward Jones, joined the IDF as a lone soldier at the age of 24. He has many fond memories of the care packages he received. "When I was in basic training, I got a hand-knitted hat. It was the kind of hat that you can pull down over your face, and it has holes for your eyes. My friends told me it was an 'Arafat hat,' but it turned out that it was knitted by the mom of one of my officers who knew that I was a lone soldier in the unit, and wanted to be supportive. I hadn't even met her yet. I thought, 'Wow!' That's powerful."
He also received a Purim package with little snacks and gifts in it, but he didn't recognize the name on the return address. "I asked if anyone knew the name on the package, and they said, 'That's our drill sergeant's family,' explains Jake. "So the drill sergeant's family sent me a Purim care package because they knew I was a lone soldier and didn't have family around. That was so meaningful."
Jake emphasizes the importance of a support system for the lone soldier. "One of the hardest thing for lone soldiers – and this happens a lot – is that they end up having issues, problems with their family back home," Jake explains. "Their family doesn't understand why they are doing what they are doing. Sometimes the family feels abandoned. Communication is hard, and the young man or woman feels like they are disconnected from their family, and they have trouble bridging that communication gap. I've heard this story repeatedly, and I experienced it myself."
The key is that the young person needs to know about the lone soldier center before they are in the IDF. "Once you are in a combat unit, when you have time off you are exhausted," remembers Jake. "You don't have time to go explore, to meet new people. You want to go back to somewhere you feel comfortable."
Michael recounts the story of the founder of Chayal el Chayal, Mordechai (Mordy) Botnick, who began helping lone soldiers while he was still on active duty. "He is the son of a Chabad rabbi from Ottawa, Canada, and his family was very against him joining the IDF as a lone soldier. It took him several years in his own mind to say 'I'm going.'
When he got enough money to get a flight to Israel, he gets to Ben Gurion airport and gets in a cab and tells the driver to take him to Jerusalem. The cab driver says, 'That's a good start, where in Jerusalem?' Mordy says, 'I don't know, I want to go into the army.' So the cab driver took him to the shuk (public market), and he slept on his suitcase that first night. He saw someone in a military uniform the next day, and he told them that he wanted to be in the military. That night he had a place to sleep and eventually connected with the right people to go through the process to enter the IDF. When he was out of the military, he grew this organization that supplies an enormous amount of services to the lone soldiers."
To learn more about the Lone Soldier Project, contact 480-895-4660 or email email@example.com.


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Random Flashbacks-the King is Back
Dare to Remember:
Sarit Centre:
I think this was such a big deal. You could be asked "what did you do for Christmas?" and if your answer was "… I passed by Sarit!" that was deemed cool. Manze that place would jazz me. There were video games-we all attempted the arm wrestling dude didn't we??? Hotdogs! There was a machine that if you insert some coins it lays an egg and you'd wish something really valuable was inside and all you would get is a rubber spider insect! On some Saturday's John Rodrigues the Kiini Macho dude…would be there and he'd have these balloons that I swore were made out of magic and he'd make a dog or a butterfly or flowers out of them. I kept the stick that held the balloons and used it as my magic wand!
Then there was Yaya Centre and its funny dodgy video games there was a boring tennis game that you'd be forced to play when broke.
Std 2.
I was an ok student…peaked to number 1 end of first term…rode her during second term was number 1 again mid term exams and end of term exams…and plummeted in third term faster than Newtons's apple. Prize giving day was such a jagged little bitter pill!
Living La Vida Chubby ( Haki Kipepeo and Thinker I was the fat kid that could)
>Leant how to swim the hard way…when shops don't have floaters your size the art of improv is called the art of learning! Yaani, shops were recommending I use a car's tyre tube! As in nothing could pass by my generous roundness.
>Do you know how painful it was to go to School Outfitters to place an order for shorts?
Before I was self conscious I enjoyed Swimming. Gone are the days when you could go to Boulevard, Silver Springs and Safari Park Hotels with a 50 bob and swim you heart out!
I suffer from Allergic Rhinitis and the pool chlorine has never been kind…but not till I discovered in '90 that Divers have those diver's goggles that block the nose…I bought them off a Beach-Boy/Diver in coast…washed them clean and started diving away for ten-cent coins!
>I had one in Std one called Nicholas Munene (may prospective employers Google and find your name trashed here!) So there I am standing outside the boy's loos…and he comes by and leaves some other kid's shoes outside and tells me to watch them as he goes in and does his thing. A guy disappears inside like for more than …er…4-6 minutes…so chubby here walks away…following day a kid is threatening me to pay up for the lost shoes or else?! Or else what? Nigga, I so told on him. "Mr's Were that kid over there been bullying me…saying he will beat me up!" Didn't hear anything from him again.
>what was the obsession with closing day? As in fight was kept postponed till closing day-which would be the apparent day of reckoning!
>there was one e used to beat up in std 6. She was made of raw-hide wah wah wah she took every punch and kick better than guy being mob justiced by the public.
>Another one called Nelly could beat you down like you were Robin Givens and she was Tyson
>Another ka-fly one we'd call POISON just cause we could!
Being Spoiled Rotten
My mum had this thing of taking me to lunch on most Friday's when in Primary. So while at St George's it was this hot join in Adams Arcade that served meat on a long toothpick…oh my! While at Conso it was either Burger Hut or
-Bless my cousins for introducing me to
Those were days you watch a movie during the weekend and then on Monday before Assembly you re-tell the whole story…without losing any detail! So Superman/Supergirl then flew and you'd add sound effects…and then the car swerverd and then…..Then James Bond remover the Golden Gun…
-Then came
-The likes of Teenage Mutant Ninja Turtles…BMX Bandits…
(No let Tato do justice to this, in a later post.)
TV Adverts
-Gosh I loved the BP visco 2000 ad. That car was cool.
-And who else remembers Kilometric adverts?
-Knorr soup ad?
-Remember Pepsodent Toothpaste being launched sometime in 89 and we were giving free paste at school and boy we wasted it all… open the cap and jump up and land on your heel smack on the waiting-ready-to-burst- tube!
-Coke ads: there was coca cola is it and you can't beat the real thing…I saw wanted to be cool like that!
-Palmolive Ad: the one with the dry leaf that doesn't crumble with palmolive lotion or was it Vaseline intensive care?
TV Progs
Between URTNA bringing Tshala Muana, Sam Fan Thomas and Kanda Bongoman like they were on vogue. There was Family Affairs that had Riziki and Mambo as siblings. Fred Obachi and Music Time…Sam Madoka and Coke Is It. Sunday afternoon they would bring Tele-Match and Mix 'Em Gather 'Em-a coast production that had the female host lisping like whoa!
Then come KTN and it introduced us to the likes of ALF, Baby Talk...KBC had Arsenio Hall Show…legal drama was at its peak with L.A Law. And remember music charts never seen before on European Braun and MTV with Ms Down Town Julie Brown?
If your video lib had game you watched the likes of Doogie Howser M.D, Cosby, Golden Girls…or some tired Indian Movie
-Anna Mwale and Jermaine Jackson coming for the Inter Africa something something championship at Kasarani. Remember Excuse-y me anna mwale…
-92's Joe Public " this one's for u and only u…hello ms mrs if I blew kisses would u catch them or would u dismiss them and leave me hanging …I don't see a ring so I assume that you are single…" T.L.C and I ain't to proud to beg. En Vogue.
-93 Snow: hits like "lonely lonely lonely Monday morning" "Informer" "Girl I've been hurt."
89-91: When New Edition successively split into Bobby Brown. Johnny Gill, BBD, and Ralph Tresvante. When Rap had the likes of MC Lyte and Queen Latifa and U.N.I.T.Y…"im goin back to
Heavy D and the Boyz. MC Hammer and Fresh Prince of Bel Air…Salt
-Paula Abdul and MC Skat Cat with Opposites attract and she wasn't doing badly herself with the likes of Straight Up
Archer's ABBA. Devious's Atlantic Star.
91 with Crystal Waters' Gypsy Woman-she wakes up early in the morning just to do her hair now..lada dee ladidau
British Stars akina Kylie Minogue…Rick Astley
Cheap ass jollies
-Tapes that you would buy that were dubbed straight from clubs e.g. bubbles
-MTV on KTN with that special dance show hosted by Down Town Julie Brown
-Going to Pop in and International Sports House to play video games
-Nintendo and Game and Watch
-weddings used to have pre-wedding parties and to some extent Pre-pre-wedding parties!
-Clad: dash tracksuits and asaki shoes…Reebok High-tops
-Kids would be given forms to collect and the tag phrase "please sponsor me" or "ni-sponse?!"
-walkmans; that only played, but rewinding and forwarding would either clear your batteries or chew your tape.
-Comics books…Archie series


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I love a retro outfit.
Today, it was a result of lazyness, really;-)
I was going to run some errands, and did not feel like washing my hair as I took my shower, so I put it up in a bun and put a nice scarf around – saves a bad hairday any day:)
It was so warm that I did not feel like putting make-up on. A nice red lip will save any make-up "free" day (because with shades on, no one will notice, ha ha). A dress and a pair of heels…..Voila! Stylish with no effort. Ready for running errand AND looking fresh while having a coffee out in the sun:)
Dress- Mango
Scarf- Calvin Klein
Shoes- Andiamo
Clutch- Friis&Co
Anclepiece- Barfota Design


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Monday, 27 February 2012
Sketch n Stash Challenge
10 comments:
Amazing card, Jill.ReplyDelete
many thanks for this sketch - it's gorgeous.
have a nice week
Doreen xx
What a cute image and I love the pink plaid paper.ReplyDelete
Gorgeous card Jill, I like the image and the colours, thanks for a great sketch.ReplyDelete
Kevin xx
Super card Jill. I love the bright colours and the gorgeous bow.ReplyDelete
Sarah-Jane xx
Gorgeus Jill, beautifully put together...as alwaysReplyDelete
thanks for a fabby sketch sweetie
Jill, your card is stunning!! Amazing colouring and love the colours! Fab sketch too, thank you! Loads of love, JuliexxReplyDelete
Oh wow ! lovely card ! the colouring is so perfect ! Splendid !ReplyDelete
oh wow Hun this is just stunning,gosh the detail is just amazing hugs CherylxxReplyDelete
Gorgeous card Jill, I love the colours you have used and thanks for a great sketch xxReplyDelete
Lovely card Jill, loving the colours and colouring xReplyDelete


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Blue Imp Productions received a very warm welcome from the communities of Ndali, the area in which we shot most of Imperial Blue. Without their active assistance, this film and its education programme would not have been possible. Rehema Nsan, social worker and founder of the GirlBe project (Kampala), is our Production Co-ordinator. She communicated with people at all levels of the community, enabling us to understand how we could best assist them and return the kindness that Ndali had shown us.
Sunday Justus, a community spokesman and aspiring leader for the region, was very active in his role as locations manager for Ndali. He identified various needs in the community and helped us to implement solutions to them. With his help, we repaired the road leading to Ndali, identified struggling schools and hired local unemployed youth to work on the film set in construction and logistics.
At the same time, Rehema looked at various ways to engage with women and children – vulnerable sectors of society in rural Uganda – and impart her experiences as a social worker. She worked with Mbuga Primary School, Aunt Suzan Orphanage and the Breakthrough AIDS Foundation (Fort Portal). At the school, Rehema looked at what was lacking and, accordingly, facilitated the provision of scholastic materials, books, pens, pencils and shoes.
She engaged the children in creative activities - drumming and street performance - that gave them the opportunity to expressive themselves and celebrate their sense of community. She held sexual reproductive health workshops for all ages and gave out re-usable sanitary pads, panties and bras. This is a serious matter, as women in rural areas run a much higher risk of contracting diseases due to a lack of sanitation or through sexual transmission. Education is key to overcoming these problems.
In Rehema's words: "We really hope that the activities expand people's enthusiasm about their communities and that they can be more sensitive to their problems in a way that inspires practical community action."
We are very sad to report that our locations manager and friend, Sunday Justus, was tragically killed in a car accident the day after we finished the film shoot. Ndali has lost one of its most talented and ambitious leaders, who indeed aspired to political office, to improve the lives of his community. This film is dedicated to him.


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. Buttonwood. "We all fall down", The Economist
Buttonwood reflects on the recent market turmoil and notes: "There is a healthy debate about how to measure this liquidity, or indeed whether the term has any real meaning" (*). It then cites JPMorgan estimates:
... most people agree that the savings surpluses in Asia and the oil exporters have played an important part in fuelling financial markets. JPMorgan estimates that global liquidity increased by $3.9 trillion between 2002 and 2006, of which around 50% came from Asia and 40% from the oil producers. The bulk of this money went at first into risk-free assets such as Treasury bills and bonds. That drove down the yield on such assets. So other investors were then naturally tempted to look elsewhere for higher returns.
Our own Dollar Liquidity Index yields a much lower figure: about $1.3 trillion between 2002 and 2006. JPMorgan must be considering US bond purchases not only by central banks, but by other official sources and by private investors as well.
(*) See also, by The Economist, "Liquidity, liquidity everywhere".
Tuesday, March 13, 2007
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I recently discovered a brand called Officine Generale. It was only founded in 2012 which makes it relatively new however the clothes weren't anything that hasn't been seen before. The FW2015 collection was, in fact incredibly classic and ageless wearable by all types of men and for all occasions. It was tailored and fitted featuring work and casual looks using tones of blue, green and grey. Essentially it's what I believe a lot of men want – to be able to go to one brand and buy (if, financially able) the entire collection, as it incorporates all the fundamental pieces needed for a man's wardrobe.
Highlights at Taipei in Style 2014
I had the pleasure of attending a day at Taipei In Style event during November. It was my first fashion event and I was really excited for the day to come. I decided to continue with my monochrome trend from my previous post and I wore a black jumper with faux leather detail on the upper shoulder area, a pair of white skinny jeans, and a pair of black and white plimsolls – accessorized it with a black clutch bag. It was such an amazing day! See below on some of the highlights of the event. 🙂


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— Posted in Cure Diabetes, Diet Related, Year - 2018
How to Reverse Type 2 Diabetes Naturally With ?
Reversing Diabetes – In Which Way?
How to Reverse Type 2 Diabetes Naturally with (___)? As more and more people are diagnosed with type 2 diabetes, they are looking for ways to be cured. Frustrated by the lack of a medical cure many are turning to natural remedies where success has been reported. They turn to the Internet, where searches for natural methods are becoming common place. Many that have reversed their diabetes are advertising it. Instead of forcing you to trust me to tell the truth, which I am. I decided bring you testimonials from other actual people that have reversed their diabetes. Based on a comment on one of my articles, I think there may still be a number of skeptics still out there.
Unfortunately, there are those that seem to want to make a quick buck by fooling others into believing in a quick fix cure. I do not endorse any pill or product that someone claims will by itself, cure your diabetes. I don't believe in any snake oil kind of cure, or "legitimate" pill yet. We have seen for decades, the medical community concentrate only on symptoms. Any testimony I have put on this site was written or recorded by the person indicated. I have not edited any of these responses.
How to Reverse Type 2 Diabetes Naturally With "a Ketogenic Diet"
The first testimonial comes from a lady that wound up reversing her type 2 diabetes using a Ketogenic Diet. A ketogenic diet may be called by other names like LCHF (Low Carb High Fat). Without realizing it, this is the type of diet I went on when I reversed my type 2 diabetes. I also concentrated on exercise as well as diet. It is smart to continue a healthy diet even after you reversed your diabetes, since it is healthy for you. You also don't want to slide back into old habits and have to reverse type 2 all over again.
How to Reverse Type 2 Diabetes Naturally With "a Fasting Diet"
Below is from a gentleman that appears to have reversed his type 2 diabetes through fasting. Though fasting is slightly more risky than a ketogenic diet, it also works. I have embedded a video of Dr. Jason Fung HERE where Dr. Mosley talks at length about intermittent fasting to reverse diabetes. If you are short on time, I urge you to watch at least the first 4 or 5 minutes.
How to Reverse Type 2 Diabetes Naturally With "Diet and Exercise"
There are always those individuals that would rather find their own way, to do things their way. The following testimonial seems to be from one such individual. He does highlight a concept that I want to touch on though, and that is that you can combine some reversal efforts. So, if you consider yourself more athletic than controlled at eating what you should, it might be a better way.
How to Reverse Type 2 Diabetes Naturally With "Diet and Lifestyle"
I really like the following testimonial because it touches on a key obstacle that many diabetics face, lifestyle change. Because our current lifestyle allowed us to become diabetic, we will need to change it. Another key concept that Mr. Jenkinson mentions is the progressive nature of type 2 diabetes. I have written about both of these concepts in previous articles. Although similar to diet and exercise, this one stands out with significant differences.
How to Reverse Type 2 Diabetes Naturally With "a 5:2 Diet"
Here is another diet related reversal of type 2 diabetes. The short video below talks about a 5:2 diet developed by Dr. Mosley, who reversed his own type 2 diabetes. I didn't follow Dr. Mosley's 5:2 diet, partially because I didn't know that even existed. After listening though it sounds a lot like the ketogenic diet mentioned earlier. The interesting thing about this video is that Dr. Mosley brings out many of the same things as others have. Eating a diet consisting of low carbs, high fats, and moderate proteins, mixed with plenty of exercise.
However, I have to disagree with him on one point, in that we have known for a long time about fasting and losing weight. A quote I pulled from a video by Eric Westman, MD, MHS, Associate Professor of Medicine at Duke University, on LCHS Treatment of Diabetes. He states that In 1893, Elliott Proctor Joslin recommended a low carbohydrate, high fat diet.
To the Skeptics Out There
There were at least two different references to lifestyle changes in the above testimonials. If you are a family member or one who cares for a diabetic, I ask that you help them learn how they can reverse it. Maybe not all diabetics can completely reverse their condition, but at the very minimum they can improve. As a former type 2 diabetic, I ask you if it is better to provide positive support instead of pity and doubt. I know the answer to that question, thanks to my support team.
If you are a diabetic I have a short story for you. Lost in the woods, Jimmy met John because Dr. Mosley saw the camp fire. John was eating dinner and invited Jimmy to sit and eat. Jimmy asked what was Dr. Mosley cooking and John said rattlesnake, to which Jimmy exclaimed Rattle Snake, you eat that!? John's response was "have you tried it?" Jimmy said no. Don't knock it till you tried it Jimmy, its pretty good. That rattlesnake kept Jimmy from starving. So if you haven't given your honest effort for any of the above methods to reverse your diabetes, don't knock it. You may not understand all the motivations of those around you, but one thing is clear. You are the one with the most to lose.
How to Reverse Type 2 Diabetes Naturally With (?) should no longer be a question. I included in my article The Best Way to Reverse Diabetes my personal method of curing my diabetes. There are a number of different testimonials here to consider when looking for a way to reverse your diabetes. Most were about reversing diabetes through diet and exercise in different combinations. So unless you lack the motivation and/or capability to do both, a reversal is possible for you. I sincerely hope this article has provided your way to cure diabetes. If you found it to be beneficial, I would love to hear your success story, please comment below and let me know if I am helping.
14 thoughts on "How to Reverse Type 2 Diabetes Naturally With ?"
As an fitness enthusiast I have to agree that proper nutrition and exercise can do wonders for health and appearance. It's a pity that doctors don't prescribe this treatment more often.
Thumbs up for your article:)
This is a great article to really let people know their are natural ways to help reverse Type 2 diabetes. I know there are some methods that people may be skeptical of, and there probably are solutions that have false claims.
I like how you provided testimonials to show that these methods are effective. My sister who has cancer, was told 12 years ago that she only had 6 months to live. Not only did she go through normal treatments but used natural remedies as well and she is still with us today. She swears by natural remedies and solutions, so others need to be informed that these work as well.
Oh Wow! There are a lot of natural diets out there to reverse Type 2 Diabetes. Each looks like a good option to help me.
I do have a question though. What is the criteria to go off for choosing among all these different diets? I cannot go on all of them, so what is the best metric for making a decision? I look forward to hearing your answer.
Thank you for sharing and I hope you make it a great day!
I have to chuckle because as I was reading your article I was sipping a "bulletproof" coffee which is a keto recipe for a high fat beverage. I was confused at first that your title ended in a ? but as I read through I began to see that there are many routes to getting type 2 under control and thank you for laying all of them out. I agree that the most important thing is to commit to making a difference, whichever method works best for you. Congratulations for your own success, it proves that this can be accomplished.
That's quite a few ways to reverse diabetes. I stopped taking the pills because they didn't seem to help. I've been trying to do everything in moderation, especially cutting down on carbs. I try to walk to work everyday when the weather is good and drink a lot of water. Thank you for this information and I hope it helps others as well.
I love your approach with focusing on what we can due to heal our bodies rather than taking medication.
This is excellent. Im a former type 2 diabetic I know the horrors that it can bring to ones world. I'll be sure to share this article with my friends.


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There certainly was a shit-ton of excitement in this week's episode of GOTHAM. It was just chock full of truces, doppelgangers and decapitations. But next week's episode promises to be just as exciting as well. So check out some promotional photos and the trailer for next Monday's "Pretty Hate Machine" episode below.
TICK TOCK, THE VIRUS IS ON THE CLOCK – Gordon races against the clock to save the city from the Alice Tetch virus, when Lee Thompkins (Morena Baccarin) intercepts with a plan of her own. Also, Alfred sees a big change in Bruce Wayne after his work with The Shaman (guest star Raymond J. Barry). Meanwhile, some of Gotham's most deranged villains band together.
GOTHAM, "Heroes Rise: Pretty Hate Machine" airs on Monday, May 29 at 8:00-9:01 PM ET/PT) on FOX.
For more SuperCineverse


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I get 15 emails a day from this blog all from people selling me drugs for Arthritis and other wonder cures. If they worked they would not have to do the hard sell as people would know about them and take them. ( I don't even know how they are getting my email!) I have had to change the settings on leaving a comment here to see if this helps.
Wishing you a pain free day.


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Handicapping the field for the 77th PGA Championship at Riviera Country Club:
Corey Pavin (4-1): Riviera is his sort of track, judging by the track record of the U.S. Open champion--two victories on the layout in 12 months.
Greg Norman, Australia (6-1): Tied for third at the Masters, second at the U.S. Open, tied for 15th at the British Open, he may be due.
Nick Faldo, England (8-1): If he can make some putts, it could be his first major title since the 1992 British Open.


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Farmer jailed for 18 months over Paralympic cyclist crash
Man jailed for Richardson crash
Last updated Thu 30 Aug 2012
The man who knocked down gold medal-winning Paralympic cyclist Simon Richardson has been jailed at Cardiff Crown Court.
Edward Adams, a farmer from Cowbridge, was sentenced to 18 months in prison and disqualified from driving for five years.
The trial – which took place at Newport Crown Court – heard how he was more than double the drink-drive limit at the time and driving with chronically bad eye-sight
Double gold-medallist Mr Richardson, from Porthcawl, was training for the Paralympics when he was hit by Adams' van in August last year.
The injuries he suffered in the crash meant he has been unable to compete in London this year.
Article source: http://www.itv.com/news/wales/update/2012-08-30/farmer-jailed-for-18-months-after-paralympic-cyclist-crash/


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