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Small World: Diagnosing the national malaise
By Henry Precht
BN Columnist
"Where did we, where did our generation go wrong?" George asked. It was late at an evening dinner party. He was assuming the guests all shared his depression over the gridlock in Congress, Washington's failure to manage the unending strife in the Middle East and our persisting economic recession.
Most of us probably did share his despair, but it was too late for deep thought. The answers would have to come on the drive home or in the shower the next morning.
That's the way it always is with me: the brilliant sentences served up long after dessert has been finished.
So, what's my answer? Stripping away the failed attempts at brilliance, I would say our society suffers from an excess of individualism and a shortfall in collective cohesion. We are an immigrant nation populated by diverse religions, races, classes and histories. Even when WASPs were in the ascendancy a century ago, there were geographic divides, conflicting interests between the slave-holding, agrarian South, the industrializing North and the expanding West.
Overseas wars submerged differences and patches of prosperity helped make us forget them. But in a society in which opportunity replaced tradition and innovation overcame customary structures and freedom defeated ancient disciplines, individual desires held sway and bonds of nationhood had much less strength. While older countries of Europe and Asia faced similar challenges, their homogeneity and sense of responsibility towards the community held them together. In the United States, the motto often seems to be, "Me first," hardly ever the nation or city or society first, me second.
Not everywhere, of course. (Always the dratted exceptions!) It seems to me Maine has a greater sense of popular solidarity than Washington, D.C. Ohio feels less of a unified community than Vermont. That tells us something: Size matters. The United States might have become too big to be managed sensibly. Too strongly individualist to compromise. Too split up to follow a single, chosen leader.
Anyway, it's a thesis; others will have other explanations of the national malaise (with apologies to Jimmy Carter). Others might respond to George differently. They might explain the prevailing malaise by citing one or more of the following ailments:
• Money is the root of our troubles. Politicians can be bought or rented. The rich zoom ahead while the poor fall further behind. Our values are distorted and walls grow up between elements of our society.
• Our society is unable to digest race and the persisting perception of superior-inferior intellects will not die away. Consequently, energy is wasted in scorning the other, rather than helping.
• Force is the answer — whether in pushing around foreigners we don't like or in arming ourselves against miscreants at home. No one, gun-lovers say, should be able to tell us what weapons a citizen needs and who may hold them. For warmongers, the rule is foreign people can't tell us what is best for them; we know.
• We don't know or respect history or science. We prattle about what the Founding Fathers thought, but we possess few historic facts. Nor do we take into account the evolution of a changing society and its needs. As to science, we prefer to take a chance on hunches and what charlatans preach, rather than heed the warnings of true climate experts. Warnings of doom down the road imply sacrifice; it's cheaper and easier to maintain business as usual.
• Our Constitution needs further amendments to meet modern problems. The Founding Fathers could not have foreseen, for example, the need for a more efficient congress, fair and effective gun controls and an explicit rule for declaring war.
• George's answer: In our excessively idealistic struggle as a superpower during the Cold War, we neglected changes that were needed at home.
I could go on, but you will want time to spin out your own list of national foibles. Remember, the unexamined opinion article is not worth reading.
Coming soon: "What's right with us?"
Henry Precht is a retired Foreign Service Officer.


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Color(s): Blush
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subset: commoncrawl


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- Home
- About Us
About Us
We are a mother-daughter team who own and manage our own company. Our products are creative blends that we hand mix in a local commercial kitchen. Uses vary from marinades and rubs to salad dressings and flavor enhancers for pastas and vegetables.
SERENDIPITY ARTISAN BLENDS is a family owned and operated small business. Our business goal is providing quality blends with enticing flavor. We strive to be unique and creative in our products. We take customer feedback and request into careful consideration during our manufacturing process.
We offer interactive sampling from our booth of several flavors, including great recipe ideas for shoppers who are looking for flavor combinations that enhance their fresh market purchases.


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A 5* Hotel with a Luxury Sea View: Lighthouse Golf & Spa Hotel
Premium Europe ExtrasGet this if you book through us:
Lighthouse Golf and Spa Resort is located in the middle of Cape Kaliakra Signature Golf Coast and surrounded by three of European's most charming signature golf courses. The historical town of Balchik is a 10-minute drive, while a commercial area, Marina Bay, shops, bars, restaurants and a famous Botanical Garden and Castle are close-by.
Spa and Wellness:
The luxury golf and spa resort has a lagoon-shaped outdoor pool and a heated indoor pool where you can relax and unwind while you enjoy the luxurious sea view. If you are a beach lover, Lighthouse is the best place to be! There is a dedicated sandy beach with umbrellas, sunbeds and a beach bar – located about 6 km from the hotel. Hotel provides free shuttle from the resort to the beach from 13 June till 11 September.
The hotel's luxurious spa is also a perfect place to relax and
rejuvenate during your holiday. The 3000 sq. m spa area features a wide
range of amenities such as saunas, Turkish bath, Jacuzzi, ice fountain,
steam bath, adventure showers, heated indoor pool as well as a skin and
body care centre.
There is an 18-hole championship golf course designed by Ian Woosnam, which features stunning scenery. If you're a beginner in golfing, you can attend the Golf Academy or visit the golf training area to practice. There are two tennis courts, a football field and a fitness centre available in the resort.
Rooms and Suites:
Lighthouse Golf and Spa has 180 opulently appointed spacious double guest rooms, featuring classic and refined interior designs. Each room is well-appointed with modern amenities such as satellite TV, wireless internet access, air conditioning as well as luxurious bathroom features including a separate walk-in shower and a bathtub, bathrobes and slippers. Every room has a private terrace overlooking either the green golf course or the deep blue sea. The rooms also feature spectacular views of the pool, garden, sea or the golf course. There are handicap rooms and interconnected rooms for large families.
Food and drinks:
The resort has a wide variety of bars and restaurants offering unforgettable culinary experiences. Alexandra, the hotel's main restaurant serves traditional and international delicacies; it offers guests a buffet patterned breakfast, lunch and dinner. The Fouquet restaurant is an exquisite place for romantic or elegant dinner with premium Black Angus steaks and Mediterranean cuisine. An ideal spot for a light lunch with a cold beer is the 19th Hole Bar at the Clubhouse. The Prestige restaurant is an ideal place for weddings or private occasions. The Heros beach bar offers you fresh Black sea mussels while the Pool bar is a great place where you can enjoy refreshing cocktails. There is also the Piano Bar, Beach Bar, Shiv's Sky Bar and Lobby Bar at your disposal.
There are several activities to enjoy during your holiday including tennis table, dart, billiards, football, volleyball, cycling backgammon, electronic games, chess and card games, as well as a range of fun water activities. There are also fun activities for children in the children outdoor pool area, outdoor kids' playground and the indoor kids club. Childcare services are available for toddlers and babies at the resort.
For shopping opportunities, there are souvenir shops, supermarket, as well as clothing and accessories shops. Guest services available include concierge services, transfer service, outdoor and indoor car parks, and currency exchange. The Black Sea is one of the few places you can visit during your stay at the resort.
General Info
Reasons To Go
Great spa facilities/ Off the beaten path/ Romantic sunsets/ Uninterrupted sea views
Hotel Overview
Great golf course/ Indoor pool/ Fine dining/ Excellent service
Exclusive perks for Premium Europe guests/ Direct online booking/ Free upgrade upon availability
Book rooms
Double/Twin room with golf view
Check availability
Double/Twin room with sea view
Check availability
The deluxe double/twin rooms combine elegant interiors with the comfort of a king size bed or twin beds. All rooms have balcony with golf views. Room Facilities: Balcony, View towards the golf course, Telephone, , Cable Channels, Flat-screen TV , Safety Deposit Box on request, Air Conditioning, Desk, Seating Area, Heating, Carpeted Floor, Interconnecting Room(s) available, Wardrobe/Closet, Shower, Bath, Hairdryer, Bathrobe, Bathroom, Slippers, Minibar, Wake Up Service Maximum occupancy: 2 adults + 1 adult/ child on extra bed + 1 infant in baby cot
30 m²
Double or twin
The deluxe double rooms combine elegant interiors with the comfort of a king size bed or twin beds. All rooms have balcony with sea views. Room Facilities: Balcony, View towards the Black Sea, Telephone, , Cable Channels, Flat-screen TV , Safety Deposit Box on request, Air Conditioning, Desk, Seating Area, Heating, Carpeted Floor, Interconnecting Room(s) available, Wardrobe/Closet, Shower, Bath, Hairdryer, Bathrobe, Bathroom, Slippers, Minibar, Wake Up Service Bed Size(s): 1 King Size Bed or 2 Twin Beds Maximum occupancy: 2 adults + 1 adult/ child on extra bed + 1 infant in baby cot
30 m²
Double or twin
Four good reasons to book with us
Over 100.000 happy clients
Best price guarantee
Extras for each booking
Personal service
Internet & TV
Wifi available free in room
Parking available
Reasons To Go
Great spa facilities / Off the beaten path / Romantic sunsets / Uninterrupted sea views
Hotel Overview
Great golf course / Indoor pool / Fine dining / Excellent service
Exclusive perks for Premium Europe guests / Direct online booking / Free upgrade upon availability
Steam room / Jacuzzi / Outdoor pool / Sauna / Whirlpool / Indoor swimming pool / Gym / Weightloss programmes available / Fitness / bootcamp programmes available / Medical spa on site
Hot stone massage / Aromatherapy massage / Ayurvedic massage / Range of massages available
Hair and Beauty
Facials / Cosmetic treatments available
Childcare Services
All children welcome / Kids club / Babysitting service
Children's menu
Playroom available / Family rooms / Cot available on request
Services and Facilities
Must be requested at time of booking
Food and Toiletries
Food from local sources
Protection of Natural Resources
Energy conservation measures / Waste reduction measures
Pool Type
Indoor pool / Outdoor pool / Children's pool
24hr gym / Indoor swimming pool / Free weights / Cardio machines / Yoga equipment
Other services
Reasons To Go
Sandy beach / Amazing sea views / Clear water / Beachside restaurants
Beach activities
Yacht rental / Jet ski rental / Boat trips
Course overview
18-hole course / Par 71 / Green fees discounts available
Golf lessons
Group lessons available / Children lessons available / PGA qualified instructors / Golf academy
Golf facilities
Clubhouse / Pro shop / Driving range / Putting green / Pitching green / Practice bunker / Chipping/bunker green / Short game area
Reasons To Go
Romantic atmosphere / Peaceful surroundings / Perfect hideaway / Perfect for relax breaks
In-room hot tub
Reasons To Go
Perfect for proposals / Perfect for honeymoons / Perfect for babymoons / Romantic atmosphere / Peaceful surroundings / Perfect hideaway
In-room hot tub / Spa couples suite
Group Lesson (Extra Cost)
Grass / Floodlit
Private Lesson / Lessons for Children
Racket Rental / Ball Rental


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Organization : Metroplan MPO
Username : guest
Password : guest
2018 Demographic Review and Outlook
Articles include: Opportunities for Redevelopment, Population Estimates, Construction Data, Tax Revenue Comparisons.
2017 Economic Review and Outlook
Articles include: The Changing Face of Retail, Economic Update 2017, Construction Data, Cyber-Security Update.
2017 Demographic Review and Outlook
Articles include: Commuting in Central Arkansas, Population Change, Construction data, and the 2017 Demographic Outlook.
View previous issues of Metrotrends.
2018 Demographic Review & Outlook


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Album Review: Thi'sl – Fallen King
All views presented in this Album Review are those of the reviewer and not of DJ Wade-O
Thi'sl is a great emcee and has been great for the growth and expansion of Christian Hip-Hop. His resume is amazing. Thi'sl has accomplished some things in his career that few other artists have. Thi'sl has consistently been high on the iTunes hip-hop charts, he has multiple CHH anthems, and he's achieved high levels of crossover success. He has given the genre some classic songs and albums, and he's been apart of some of the best collaborations.
Recently, Thi'sl has pushed the genre forward by executive producing the all female compilation album Gurl Code. He has opened the minds and hearts of listeners all over the country to issues that attack our inner cities, and has championed the idea of being an "Urban Missionary". So whether it has been in the booth or out of it, Thi'sl has been a leader in the CHH community.
Thi'sl is back now and ready to add to his stellar resume. This time Thi'sl is offering up his new record entitled Fallen King. This full-length album was originally intended to be an EP, but turned into more after Thi'sl was inspired by the verdict in the Trayvon Martin case. If this doesn't get you hype, maybe Thi'sl himself saying this is some of his best work will do the trick. That definitely has CHH buzzing about this album. Thi'sl shows no sign of slowing down. This record is set to grow his great legacy.
More of the same
Throughout his career Thi'sl has been amazingly consistent and very authentic. He never strays from his target audience or from the type of music he believes he's supposed to make. Thi'sl has become known for his anthems, hard-hitting production and honest rhymes about life in the inner city. Fallen King stays pretty consistent on that. Time and time again Thi'sl went with what brought him here; hard beats, catchy hooks, and tough rhymes. This is definitely not a knock on the record. Thi'sl is great in this element and he has enough creativity and versatility, that it sounds new and fresh each time. Overall there's a lot on this record long time Thi'sl fans will love.
Tracks like "Chicago-Detroit" and "King of the Trap" are the classic Thi'sl songs that I was referencing earlier, all the way down to the trademark Thi'sl intro on the latter of the songs. These tracks will have you nodding your head, turning up your radio and rolling down your windows. "Keep Grinding" featuring Brian Owens is right in Thi'sl's lane as well. He slows it down a little on this record but it has a similar feel to slower Thi'sl songs in the past. He also enlisted the help of a singer we've heard him work with in the past (Brian Owens). The message behind this song is what listeners will hold on to. Thi'sl just brings a beautiful word, encouraging us to just keep grinding.
Lastly, Thi'sl gives us the anthem we're looking for with "Take My Life" featuring FLAME and Json. In classic Thi'sl fashion, this track will have you jumping around and reflecting. On "Fallen King" Thi'sl did a lot of what has made him great, and that was great for this record.
Something New
Another great thing about this album is that you could hear some growth in Thi'sl's music. It's incredible that in this stage in his career he is still pushing himself musically and growing. The clearest and most obvious example of this is heard sonically. There were a few tracks on Fallen King that strayed from that classic Thi'sl sound. The title track "Fallen King" is an example of this. It's a beautifully produced track. It's a very soft and melodic track. Then when Marz lays her vocals on the hook, the song just melts over you. When Thi'sl's verse is added, the track just comes together. Thi'sl pulls back on the aggression but not the passion with a much softer delivery. "Rooks" featuring SPZRKT is another example. The futuristic melody matched with SPZRKT's unique vocals creates a whole different feel. This is an experiential track. You feel this. Thi'sl does a great job of blending sounds and showing every bit of his versatility.
"Rooks" is also example of another growth area for Thi'sl on Fallen King. Conceptually Thi'sl was on point. This was probably the most conceptual (and consistently conceptual) he has been on a record. "Rooks carries this chest theme all the way through the track and challenges the listener to dive deep into the lyricism. That was just a small part of the overall concept, which was weaved beautifully throughout the record. The idea of "King" was everywhere. Whether it's being a king, how to be a king, praising the king, false kings or people that are fallen kings, you can't escape this concept. It was great and it really brought the project together. The concept makes Fallen King an easier listen and makes it a memorable album because the listener can tie this album to the concept.
It was impressive to see what Thi'sl was able to do conceptually. The record really benefited from his creativity and commitment to his concept, but the listener also really benefited from it.
There isn't much not to like about Fallen King. The content was amazing. It was theological and relevant, uplifting and motivating. Altogether it was a strong and inspiring message. On top of a great message the lyricism and production was great as well. All of this makes for a great album, which is exactly what Fallen King is. It is great from start to finish. It is a consistent ear and soul pleaser from start to finish. This record will bring in new Thi'sl fans and satisfy current Thi'sl fans. This is a record that will definitely add to the excellent resume that he has already built.
'Fallen King' is now available for purchase on iTunes.


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Hi Friends! I hope you are all having a wonderful weekend. I will keep this short and sweet… It is that time, Nordstrom Half Yearly Sale!!!
About Not Necessarily Blonde
Based in Orlando Florida, Not Necessarily Blonde is a scrapbook of two sister's adventures through fashion and travel. Where our lives are captured snap by snap.


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We need 1,000 signups before we can start crowd-funding for this project. By signing up and encouraging others to do so, you are helping this project get onto it's feet.
We will be in touch with you about things like our crowd-funding campaign, invitations to start earning free makeup, makeup tips and tricks, etc.


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Shipping Details
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We all blow it sometimes. We show up late. We forget our sides. We don't follow up. Then we spend days or weeks (and sometimes years!) beating ourselves up over it.
But what about when the mistake happens DURING the audition?!?!
There you are, in front of a casting director and suddenly, you go blank, lose your place on the page, even drop the script and go out of frame. Or what about when we mess up saying our own name as we slate?!? You know, one of those auditions when it feels like nothing's going right? What's the fastest way to pull yourself out of this mess?
Forgive yourself.
Seriously. Do it…and do it fast. Beating up on yourself will only allow the critical voice in your head to take that audition from bad to worse to complete crash and burn. But, when the plane is going down, what does a good pilot do?
#1: Turn off the autopilot (which in an actor's case is your critical voice.)
#2: Pull that nose up by giving yourself a break.
Here are a few quick ways to get that nose back in the air and keep yourself out of that downward spiral:
Keep going. Don't let them know you made a mistake. It might not even be a mistake to them until they hear you say "sorry" or see it on your face.
Forgive yourself. Let it go. Take care of the blunder professionally: find your place, pick up the sides and get back to work.
Use your technique. That's why you have an acting technique. When you get lost, you have a tool – your technique – to get you back on track. Specifically: Make your partner the most important person in the scene by putting your focus on them, instead of your mistake. Fight for your intention – make the reader, or scene partner, feel or do something.
OK…you've had that bad audition. What's next after you've had what you thought, I repeat, *thought* was a bad audition (note the operative words are: "you thought".) You never know; that mistake might not be a big deal or you just might be so perfect for what they are looking for that it just doesn't matter.
Don't apologize or ask to do it again or make excuses – remember that Acting Tip: No Excuses?
Don't dwell. This is a waste of your time and a huge energy drain. The sooner you let it go, the quicker you can leave it behind.
Change your perception. Your mistake, however epic, is a lesson. Ask yourself, "What can I learn from this? Make a mental or written note and move on. Remember, the best stories come from the biggest goof-ups!
And finally: You are not your mistake. You just made one. Just like every other actor on the planet.
As always, the best way to prepare so that all your auditions are good ones is to be in class!
If you're an actor or know someone who is feel free to share this article with those you believe could benefit from it. Thank you.
And risk being vulnerable right here. Share your experience as a fearless or fearful actor. Who knows, your input just might make the difference in preparing and inspiring someone to deliver the performance of a lifetime!
Acting should be simple. But that doesn't mean it's easy. If you are an actor, or know someone who is, and you need a safe place to be yourself and to be challenged to continually grow and share vulnerable performances, Intentional Acting may be the right class for you.
There is no better moment than now to make the intention to take full control of your acting career and live the dream you were born to.
Call 818-325-5752 or email me at email@example.com to interview and sign up for the next Intentional Acting class today.
And to learn more about Intentional Acting and the 9 questions that frame the work I do with actors of all ages visit, www.intentionalacting.com/what-is-intentional-acting/.


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I-84 Exit 63 Off-Ramp
Officials at the Connecticut Department of Transportation (ConnDOT) undertook a redesign of the eastbound Exit 63 off-ramp on I-84 to meet new federal requirements for the appropriate ramp radius. In doing so, they created the longest geosynthetic reinforced soil-integrated (GRS) abutment system in the United States. The bridge features precast concrete economical fabrication (PCEF) bulb tee beams erected in two phases.
The new four-lane, single-span structure spans the Hockanum River and replaces a two-lane bridge, allowing for widening the exit ramp to the required radius. New turning lanes also were added on the highway leading to the ramp.
The 107.65-foot-long precast concrete beams were specified to work with the GRS abutments, which allowed the beams to provide necessary support. The project originally was designed using NEBT beams but was value-engineered to the PCEF shape, which are virtual the same as a NEBT. Northeast Prestressed Products LLC (NPP) cast the beams, which were designed by Eriksson Technologies.
"The structure was designed to be very sturdy and provide added durability," says Russell Bush, project manager at ROTHA Contracting. The improved elements include 42 0.6-inch strands, a 14-inch-thick concrete deck, and fiberglass reinforcement in the beams. They also were cast with 10,000-psi concrete.
The 12 beams, weighing 47.7 tons apiece, were cast in a straight alignment despite the road having a heavy curve. This approach simplified the bridge geometry, according to Troy M. Jenkins, chief engineer at NPP.
Travel Restrictions
The GRS and prefabricated beams helped meet the tight schedule, which required close communication, Bush notes. "We had a very tight window for the erection as well as delivery restrictions due to the beam lengths."
The restrictions included being able to transport the components only during the day, coupled with the converse requirement that the beams could be erected only at night, with no staging area in proximity of the jobsite.
Erected in Two Phases
The erection was split into two stages, with two new lanes (requiring seven beams) first erected adjacent to the existing ramp. Traffic was then moved onto those lanes, and the existing ramp was demolished and replaced on the interior of the radius with a new five-beam portion of two lanes. The project began construction in April 2016 and was completed in December 2016.
The bridge was designed as a pilot project for ConnDOT, Bush notes. "The goal was to test the concept to determine its viability for speeding up these projects. Using the long bulb-tee sections and incorporating the integral abutment on top of the GRS structure was a unique approach that worked well."
Project Details
Precast Engineer:
Structural Precast Elements:
• Vast with 10,000-psi concrete.
Key Project Attributes:
• Four-lane, single-span structure spanning the Hockanum River.
Project Details:
• Features longest geosynthetic reinforced soil-integrated (GRS) abutment system in the United States.


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Accounts Payable are the total amounts your business owes its suppliers for goods and services purchased.
- Shanon Webb
- 3 years ago
- Views:
1 Accounts Payable are the total amounts your business owes its suppliers for goods and services purchased. Accounts Receivable are the total amounts customers owe your business for goods or services sold to them. Accrued Liabilities arise when you have received a service, but haven t paid for it yet. For instance, if an employee has worked 20 hours this week, but you haven t paid him yet, his salary is an accrued liability. Alliances are mutually beneficial relationships your business has with other businesses or individuals who have agreed to complement their products or services with yours, or vice versa. Amortization is an accounting practice that allows you to spread costs associated with intangible assets with a limited life over their estimated useful life. Assets are things of value your business owns. Audited Statements are financial statements that have been verified by an independent professional accountant who determines whether the statements comply with generally accepted accounting principles. Bad Debts are the value of accounts receivable that you believe your business may never collect. Bank Debt is the value of short-term loans you have outstanding to your bank, including the balance on your operating line of credit or credit card. Balance Sheet is a financial statement showing your business assets, liabilities, and equity (net worth) on a given date. Cash is the total amount your business has in its bank accounts, tills, and petty cash on the date of your Balance Sheet. Cash Disbursements (Money Out) are the total amounts your business paid out. Cash Flow is the amount of money on hand available for running your day-to-day business. Cash Flow Projections are financial statements that forecast when and how much money your business will collect and pay out over a specified period of time, usually one year, and help budget money coming in against money going out. Cash Receipts (Money In) are the total amounts of money coming in to your business. 1
2 Cash Sales are the amounts paid by customers immediately at the time of sale. It can include payments made by cash, cheque, credit card or debit card. Competitive Advantage is what makes your business unique and difficult for competitors to imitate. Cost of Goods Sold is the cost to your business directly related to purchasing or manufacturing the products you sell. It does not include general administration or other indirect costs. Credit Terms are the agreed-upon parameters that dictate when and how much your customers pay you for goods or services they don t pay for immediately at the time of purchase (or, alternatively, when and how much you pay your suppliers for purchases you make on account). Credit terms usually include a period of time during which payment must be made (e.g. 30 days), and sometimes include a discount for payment within a certain period of time. Current Assets are things your business owns that can readily be turned into cash, or which you expect to turn into cash as part of the normal course of business during the next 12 months. Current Liabilities are debts you need to pay off in the next 12 months. Current Ratio is calculated as current assets divided by current liabilities. It is a measure of your business liquidity, or the availability of cash or assets that can be converted easily to cash to run the business and meet short-term obligations. Debt to Equity Ratio compares the level of financing provided by creditors to the amount that owners have invested in the business, by dividing total liabilities by owner s or shareholder s equity. Depreciation is an accounting practice that allows you to reflect that fixed assets wear out or become obsolete over time, by spreading out the cost of buying a fixed asset over the asset s useful life. Direct Costs are amounts paid to suppliers for products or services that you intend to resell to your customers. For example, a contractor would include all amounts paid to subcontractors for job-related work during the year. Dividends or Owner s Draw is the amount taken out of a business retained earnings by owners. In a sole proprietorship or partnership, this is called owner s draw. In an incorporated business, where the money is distributed among shareholders, it is called dividends. Ending Inventory is the amount your business has in inventory at the end of the period covered by your Income Statement. 2
3 Equipment are fixed assets, including vehicles, that your business owns. Equipment should be recorded on your Balance Sheet at the amount you paid to acquire it. It is subject to depreciation. Equity is the difference between a business assets and liabilities. It includes money that owners or shareholders have contributed to the business and profits that have been reinvested in it. For a sole proprietorship or partnership, this is often called owner s equity. For an incorporated business, it can be referred to as shareholder s equity. Equity Contributions / Capital Stock represents the amount of money (equity) owners, partners, or shareholders have invested in the business, excluding owner s or shareholder s loans. For sole proprietorships or partnerships, this is known as cash equity contributions. For incorporated companies, it is known as capital stock. Fixed Assets, also called capital assets, are long-term assets that you expect will still be helping your business make money beyond the next twelve months, like land, buildings, equipment, and other items you use in your business operations. With the exception of land, which is always listed at its cost, all fixed assets are subject to depreciation. General Partnership is a legal structure of a business, where two or more people or companies pool talents and resources, and share ownership of all assets and liability for all debts of the business. Gross Profit is the difference between sales and cost of goods sold. It s the amount your business has left over to cover all remaining expenses and taxes. Gross Profit Margin captures the relationship between sales and cost of goods sold. It s the percentage of every dollar in sales you have left over after paying direct costs for manufacturing or acquiring goods sold, to cover all remaining expenses and taxes. Income Statement is a financial statement that presents your business revenues (also called sales), expenses, and net income over a specified period of time, usually one year. Incorporated Company is a legal structure for a business, where the liability of owners, who are called shareholders, is limited to the amount of their financial investment in the business. Intangible Assets / Goodwill are things your business owns that have value, but that you can t touch or feel like licences, copyrights, trademarks, patents, proprietary customer lists, service contracts, goodwill and brands. Interest Expense reflects the cost of borrowing money. It is the amount you pay in interest on your business borrowings during a specified period, and may include interest on your operating line of credit, term loans, credit card balances, and loans from finance companies and other lenders. 3
4 Inventory is the raw materials, partially completed products, and finished goods that your business is currently holding to sell to your customers. Investments that are listed as current assets on your Balance Sheet include stocks and bonds that can be readily sold for cash. Land and Buildings are long-term, fixed assets on the Balance Sheet. For accounting purposes, land is listed at the cost you paid to acquire it, while buildings are subject to depreciation. Legal Name is the name of your business that appears on official documents. For a sole proprietorship, it may be the legal name of the owner or a registered business name. (For banking purposes, the legal name of a sole proprietorship is the business owner s legal name.) For a partnership, it may be either the legal names of the partners or a registered business name. For an incorporated business, it is the registered business name, shown on its incorporating documents, which ends with words such as Incorporated, Inc., Limited, Ltd.. Corporation, or Corp.. Liabilities are what your business owes to creditors, suppliers, and customers. Limited Partnership is a business structure, where there are two kinds of partners: general partners who manage the business and are personally liable for debts, and limited partners whose participation in the business is limited to investing money, and whose liability is consequently limited to their investment in the business. Liquidity is your business ability to meet current obligations using assets that can be quickly turned into cash. Loan Proceeds include any money you receive from new loans to your business. Long-Term Debt is the total amount you owe on long-term loans, including mortgages. The amount due in the next 12 months, called the current portion of long-term debt, is listed as a current liability on your Balance Sheet. The portion not due to be repaid in the next 12 months is listed as a long-term liability. Long-Term Investments include investments that have a term longer than one year, as well as loans extended by your business that you don t expect to collect in the next 12 months. Long-Term Liabilities are debts that will not be repaid within the next 12 months. 4
5 Market Share is the relative size of one business portion of the market. In percentage terms, it is one business sales of a particular product or service divided by the total sales for that product or service in the marketplace. Net Fixed Assets are the amounts you paid for your business fixed assets, minus depreciation. Net Income, also called Net Profit or loss, is equal to total sales (revenue) minus all business expenses, including income taxes. Net Profit Margin is the percentage of each dollar of sales that remains after all expenses have been deducted. Opening Inventory is the amount your business has in inventory at the start of the accounting period your Income Statement covers. Operating Line of Credit is a short-term loan to cover day-to-day operating expenses of a business. It allows a borrower to continuously borrow and repay a loan up to an agreed limit. Owner s Draw or Dividends is the amount taken out of a business retained earnings by owners. In a sole proprietorship or partnership, this is called owner s draw. In an incorporated business, where the money is distributed among shareholders, it is called dividends. Owner s Equity Contributions include all monies that owners, partners, or shareholders inject into your business, excluding owner s/shareholder s loans. Owner s/shareholder s Loans are the amounts owed to you, your partners, or other shareholders for loans made to your business, which are expected to be repaid. For sole proprietorships or partnerships, these are known as owner s loans. For incorporated businesses, they are known as shareholder s loans. Prepaid Expenses are items your business has paid for, but hasn t yet received the benefit of. Pro Forma Statements are financial statements that show the projected financial status of a business, assuming certain events will take place. Purchase of Materials or Stock includes amounts paid to purchase raw materials, partially finished goods, and finished goods for later sale. Purchases are costs paid to suppliers for raw materials used to produce the goods you sell or finished goods which you intend to resell to your customers. 5
6 Retained Earnings are the accumulation of all profits (after tax) that have not been removed from your business. If your business shows a loss, its retained earnings will be reduced. Return on Equity Ratio measures the return your business generates for owners who have invested in it. Review Engagement Statements are financial statements that have been reviewed by an independent accountant who determines whether they are plausible within the framework of generally accepted accounting principles. A review engagement is similar to an audit, except that no opinion is expressed on the statements. Sales, also called Revenues, are the amounts you billed customers for products or services they purchased. Short-Term Debt is the amount your business owes on loans that are due to be repaid within one year, including the balances outstanding on your company s operating line of credit and credit cards. Sole Proprietorship is a legal structure of a business, where the business is wholly owned by one person, called the sole proprietor. The business owner and the business are not separate legal entities, which means the sole proprietor personally owns the business assets and is liable for all business debts. Statement of Net Worth is a personal financial statement that shows your personal assets, liabilities, and net worth on a given date. Taxes Payable are amounts your business owes in taxes, but hasn t paid yet. Tax Rate is the percentage of your net profit before tax that you ll be required to pay in taxes. Only incorporated businesses show and subtract income tax on their Income Statements. Term Financing describes loans, usually taken out to make a specific purchase, that must be repaid according to a fixed schedule, by a certain date. Trade Name is the name your business goes by, which can be different from its legal name. For example, a sole proprietor John B. Smith could trade as John s Pizzeria Ontario Inc. could trade as Jill s Hair Salon. 6
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Consolidated Financial Results for Fiscal Year 2013 (April 1, 2013 March 31, 2014) 28/4/2014 Name of registrant: ShinMaywa Industries, Ltd. Stock Exchange Listed: Tokyo Code number: 7224 (URL: http://www.shinmaywa.co.jpMore information
Company Financial Plan
Financial Modeling Templates http://spreadsheetml.com/finance/companyfinancialplan.shtml Copyright (c) 2009-2014, ConnectCode All Rights Reserved. ConnectCode accepts no responsibility for any adverseMore information
Instructions for E-PLAN Financial Planning Template
Instructions for E-PLAN Financial Planning Template The EPLAN template will assist you in preparing financial projections for your existing business. The template uses Microsoft Excel to prepare your projectedMore information


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Google co-founder Larry Page was in Washington, D.C., on May 22 to promote the company's proposal for a new generation of wireless devices to operate on soon-to-be-vacant television airwaves, Reuters reports. Page was scheduled to meet with lawmakers in Congress and officials at the Federal Communications Commission, hoping to convince them to allow the "white space" between television channels to be accessed by low-power wireless devices. "I think it will make a huge difference to everybody," Page said during a morning appearance at a Washington think tank. Page highlighted the benefits of making more spectrum available while downplaying opposition from broadcasters, and makers and users of wireless microphones, who fear the wireless devices would cause interference. "I think the debate's really been politicized," Page said. He said making more spectrum available would benefit computer users, giving them internet connections with greater range and speed…
Google co-founder pushes TV 'white space' plan
By eSchool News
May 23rd, 2008


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Pecco Self Erect Cranes
Hydraulic truck cranes are a specific type of mobile crane. These cranes use hydraulics and can lift thousands of pounds. Hydraulics makes use of forces being transmitted through oil pushing in opposite directions on the pistons of the boom in order to lift thousands of pounds. Hydraulic truck cranes are important in building major projects like bridges, airports, buildings and roadways. A crane could complete in minutes jobs which will normally take a lot of hours and hundreds of men to complete.
These impressive machinery have played a very important role in building houses, cities, individual buildings and entire nations throughout the ages. Even the Great Pyramids in Egypt were probably built using basic cranes to allow the heaviest supplies in one of the most remarkable construction projects ever.
The first representation of a crane was showcased during King Ramses' reign in Egypt during 3000 B.C. This was a portrayal of a lifting mechanism that was used to collect water. The first official "cranes" appeared in Ancient Greece. These mechanism were utilized to create an entire nation in the 5th century B.C.
These cranes were initially made out of wood. The designs of cranes began to change when dockyards began to need stronger and bigger equipments. Hick & Rothwell developed the very first cast iron cranes in the year 1834, within Bolton, England. This machine could lift up to 2 tons. That very same year, the addition of wire rope was added to the crane by Herr Albert Sr. who was an Official of the German Superior Board. The wire rope made the crane more durable and stronger. This addition allowed cranes to have a bigger capacity for lifting heavy weights.
Ultimately, the wire ropes were weaved together in order to form an even more powerful strength. This wire formation also brought the added advantage of flexibility. 4 years later, Germany started to make cast iron cranes. The first cast iron crane made by Germany was made in Neuburg.
- CAT Reach Stackers
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Big changes are on the way in one part of southern Delaware. At a cost of $21 million, Delmarva Power will be rebuilding a 69-kilovolt transmission line between Bridgeville and Harrington, in order to "install a double-circuit line that will include a 138kV line for a short section near the railroad in Bridgeville.
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Tuesday, September 16, 2014
Day 16: Christmas Cards
Today I have this wonderful card Kary made showcasing HIS LITTLE ONES: GIRL WITH PRESENTS!
I love the way she added the Merry Christmas from the CHRISTMAS POINSETTIA stamp set to surround her! She is one of our most versatile stamp sets as presents are year round!!
Be sure to stop by the online store to see these stamps and more---All of our Christmas Stamps are on sale for a short time only!! www.inspiredstamps.com
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Congrats Cadbury - We really like it!
Congrats Cadbury - We really like it!
You know I actually genuinly like the new style of pack of the Cadbury Roses, announced today that came with it's usual barrage of relentless press and consumer activity from both sides of the we-love-Cadbury verses oh-no-but-we-don't camps. One reader on the Daily Mail today on trying the new Roses product version went on to say that they 'taste like disinfectant'. Er, what the hell are they on? NO THEY DON'T!
I stick up for Cadbury's. I really do like the new outer carton design (see below). It's attractive and combines a quite brilliant use of emotive colour. However yes, OK, taking the twist out of the wrap (as reported) was something that I will have to get used to - like taking the twist out of a rock 'n roll jive.
You see you pull each side of the twist and magically watch the product twist as if my magic, your mouth waters during the preparation to consume the contents; preceding the twist.
There is a big flaw. Cadbury's Roses, is called so in the plural version of the noun 'rose'. But when you look at the pack there is plainly one single rose with the word 'roses underneath. So I thought that was a little peculiar being the product named in the plural. But I am just the sort of cynic that would pick that up so I am the one that suffers hey!
Great news for flow wrap machinery suppliers; possibly. I do hope that some of you keep the twist please. However, come on; congratulations Cadbury on a very superior and rather majestic packaging design that I really think looks good. As for the new shape of the product, well possibly it's easier to eat and smoother in the mouth as claimed. But who cares about that? Nothing like breaking an angular 70% cocoa bar with a good snap and having that melt in your mouth - no matter what the shape is. Come on we don't mind Cadbury - It's chocolate! But one of the best carton resigns this year, well done Cadbury.
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22 July 2005
Record Highs and Lows
For today's lecture on bar graphs, please refer to the diagram above. This was taken from our Meralco electric bill.
The highest peak was in April, when my wife and I shouted "WHAAAAAAATTTT" when we got our notice. It was summertime and we used the aircon every night. Rnoldz once rented the other room and he had an aircon in his room as well. So our electric bill soared to a record high of 3,700 pesoses!
We got a little cautious about our electric consumption and the following month. There was a slight dip, the cost of which became around 3,200 pesos.
And then my wife moved temporarily to Baguio to give birth to Jo-Lo. Rnoldz likewise moved to another apartment. So I decided to sleep in the living room downstairs instead. It's such a waste turning on airconditioning when I'm the only one who'll use it.
So for my electric bill last June? It's less than 500 pesoses! WOW. It's that big a difference. But do you notice that the first bar in the graph is also very high? That's a reading from last year, but I do not recall paying a bill that's over 3,000 pesos. Yes, that's how big the increase in rates have become.
So the moral of the story is: being a couch potato can save on electricity bills!
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Author: Cindy Gainer Illustrated by: Miki Sakamoto
Using terms children understand this fun book helps kids appreciate the ways they are alike and affirm their individual differences. An adult section in the back provides tips and activities for parents and caregivers to reinforce the lessons of the book.
48 pages


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SQL Training - SQL Courses
What time shall I arrive at the venue?
Please arrive at the venue for 08:45am
What are the pre-requisites?
Some previous programming or database experience would be useful
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Saturday, 16 November 2013
2 days to go
Tomorrow we leave for Perth for Iyla's appointment at PMH on Monday with the allergist. I'm not sure how i feel about it. I'm happy to be going to hopefully get some help and support for the little miss, but it also brings back memories of being there with Abbey and being made to look like a complete idiot. I guess from their point of view i would have looked pretty crazy. Coming with claims i had a daughter who got extremely sick from all sorts of food and then them feeding her huge amounts of those foods and her not having a single reaction. How was I to know that the NAET treatment we had just started trying had already worked? They probably thought i was a total hypochondriac. Hopefully they don't think i'm one this time. Honestly, even though i often feel like i'm crazy myself, this whole thing is very real.
Over the last few days things with Iyla haven't been very good. She still smiles and is starting to laugh a little bit more but over all she is pretty miserable. She had one really good day with pretty much no vomiting, but the next day it was back in full force and has been like that ever since. Her sleeping is also terrible. During the day she only catnaps 20-40min at a time and she is waking me 3-6 times at night screaming. She is barely drinking anything. Today she had half a bottle at 7.45am and then refused another bottle until 3.30pm. 8 hours without anything to drink is just a little too long during the day. Another thing that has been happening a lot since starting this new formula is some weird and scary breathing. She has had it a few times with reactions in the past but now it happens at least once a day and sometimes multiple times. It lasts anywhere from 10min to a few hours. It doesn't matter if she is awake or sleeping, it just sounds a little worse when she is sleeping because she is breathing deeper. I've been doing some research and it seems to be a form of croup that is caused by allergies and reflux. I have added a video so you can hear it. I'll have to talk to her allergist, but all these symptoms to me sound like this new formula is also not working for her. So frustrating!!!
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Mr Cat decided not to poo for a few days, and because he has a bowel condition called mega-colon (the name says it all), we have to keep him moving regularly. He's not keen on kiwifruit or metamucil, so sometimes I have to resort to an up-the-bum treatment. Today's effort netted exceptional results- at least 15cm of poo. Sorry if you're grossed out, but it was a great victory around here. He is resting comfortably on my knee now. Miss Dog is in disgrace because she stole a piece of my delicious homemade pizza when I was distracted dealing with Monty. The result was much raucous screeching of "drop it you furry b__ch!" and various other insults. She is down by my feet trying to look invisible at the moment.
Tomorrow I will take some photos as I've got a few things to show you. The school week went pretty well. I was even a little amused when one of my teacher assistants scarpered at morning tea time yesterday. He just took his bag and vanished. We weren't even having a particularly challenging day! I have to say I have felt like running for my life at times, but I have always managed to resist the lure of home during a school day.
By the way, Johnny has finished my gorgeous new raised beds. I bet you won't sleep tonight because you'll be so excited about seeing the photos tomorrow.


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Blue Ridge Marathon Training – Week 4 4 Weeks into my "official" training for my next marathon, and I haven't done a weekly recap yet. So, I figured it was about time! Besides, I think I need that extra "push" in the coming weeks, because I have been going easy on myself up until now. With snow days, and having things come up, I've skipped a few runs, and my weekly mileage is way below where it {Read More}
Marathon Training 1/19 – 1/26
My 2015 Goals
It is now two weeks into the new year, and I have been thinking quite a bit about what my goals for this year are. I think I finally have a good start now to where I would like my running journey to go in 2015. Here are my top 5 goals for this year: First, I have a few race goals. I would like to run a marathon under 4:20. My last marathon, I ran in 4:35, and really {Read More}
Week 15 of Richmond Marathon Training
or "Why I Don't Run in the Dark!" I've finished my last week of training before the Richmond Marathon Race week! Wednesday: I didn't think I would get my run in, so when the opportunity came to run in the evening, against my better judgement I put on some blaze orange, and went out with my husband for a 3.5 mile run. (Seriously, I am such a scaredy cat. If he wasn't with me, I wouldn't have even thought of going {Read More}
Week 14 of Richmond Marathon Training and a New 5K PR
This was my first week of tapering before the Richmond Marathon, and so far, so good. I'v actually enjoyed the slight break from a crazy number of miles. (I'm sure by the end of next week, I'll be a little insane) 😉 Monday – A rest day, after my 22 mile run on Sunday Tuesday – 10 miles on the treadmill, would end up being my longest run this week. When there's nothing exciting to take a picture of, I {Read More}
Week 13 of Richmond Marathon Training – Peak Week
And just like that… It's time to taper! Ah! I am getting so close to race day! This was a big running week. (perhaps that's why I am almost a week late in posting about it?) 😉 Tuesday – 4.4 miles Wednesday – 12 Miles Thursday – 6 miles Friday – rest day Saturday – 5 miles Sunday – 22 miles! For Sunday's run, we woke up super early and headed down to Richmond to run with my Sister in {Read More}
Week 12 of Richmond Marathon Training
Another week down! Less than 4 weeks before I run my next marathon! This week's training wasn't terribly noteworthy. Coming off of a less than stellar 20 mile run; Monday – Rest day Tuesday – 4.15 miles on the treadmill. I was pretty glad to have a shorter run scheduled, it gave me an extra day for my tired legs. Wednesday – This was my mid week long run. I was going to run it around town while my youngest was {Read More}
Week 11 of Richmond Marathon Training
Coming off of a great 20 miler last weekend, this week was a little bit of a let down… I missed a run, my mileage was lower, and my Sunday long run just felt a little off. But hey, they can't all be good weeks can they? 🙂 So here's the break down: Monday-Rest day Tuesday- 5.2 treadmill miles. Wednesday – On the schedule, I only had 3.25 miles of intervals. But, I got to run the in a brand {Read More}
Stonewall Jackson 20 Mile Ambulance Run Race Recap
On the training plan for this past weekend was a 20 mile run. There just happened to be a 20 miler somewhat nearby, that I've heard mentioned as a good race when training for the Marine Corps Marathon or the Richmond Marathon. So, (partly because I don't like planning long routes, and partly because I really like race t shirts), I signed up! Packet pickup started at 5:30 on Saturday morning, and the race was just under a 2 hour {Read More}
"Let the Games Begin!" – A Fitness App Review
Recently I was given the opportunity to try out a new fitness app. Have you heard of The Fitness Games? This post was sponsored by The Fitness Games through my partnership with Fit Approach as a Sweat Pink Ambassador. I was not compensated monetarily, but was provided the Platinum Version of the application for review. As always, all opinions are my own. The Fitness Games app is actually a pretty neat idea. It takes the benefits of a well {Read More}


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If you're looking for a thorough resource on style sheet properties, you've come to the right place. This article, the first part of a series, covers colors, selectors, and more. It is excerpted from chapter four of Dynamic HTML: The Definitive Reference, Third Edition, written by Danny Goodman (O'Reilly; ISBN: 0596527403). Copyright © 2006 O'Reilly Media, Inc. All rights reserved. Used with permission from the publisher. Available from booksellers or direct from O'Reilly Media.
A color value can be assigned either via an RGB (red-green-blue) value or a plain-language equivalent (see Appendix A). For style sheet RGB values, you have a choice of three formats: hexadecimal triplet, decimal values, or percentage values. A hexadecimal triplet consists of three pairs of hexadecimal (base 16) numbers that range between values of 00 and ff , corresponding to the red, green, and blue components of the color. The three pairs of numbers are bunched together and preceded by a pound sign ( # ). Therefore, the reddest of reds has all red ( ff ) and none ( 00 ) of the other two colors: #ff0000 ; pure blue is #0000ff . Letters a through f can also be uppercase letters. (An approved notational shortcut allows you to specify one hexadecimal character when the value is intended to be a matching pair of characters. For example, #f0a is interpreted as #ff00aa .)
The other types of RGB values require a prefix of rgb() with a comma-delimited list of red, green, and blue values in the parentheses. As decimal values, each color can range from 0 through 255, with zero meaning the complete absence of a particular color. You can also specify each value by a percentage. The following examples show four different ways of specifying pure green:
color: gree n color: #00ff00 color: rgb(0, 255, 0) color: rgb(0%, 100%, 0%)
If you exceed the maximum allowable values in the last two examples, the browser trims the values back to the maximums.
These numbering schemes obviously lead to a potentially huge number of combina tions (over 16 million). In the early days of the web, typical PC display settings (throttled by limitations in processing power and memory) limited output to 256 colors, meaning that subtle differences among the 16 million potential colors were lost on visitors who had those settings. As a result, web content authors commonly used what became known as a web-safe palette consisting of 216 distinguishable colors. Although todays computers have sufficient processing power and memory to accommodate millions of colors with ease, some page designers continue to adhere to the more limited palette. A fine online reference of colors that work well on all browsers and PC color display settings can be found at http://www.lynda.com/hex. asp.
The CSS2 specification adds another dimension to color naming: you can specify colors that the user has assigned to specific user interface items in the operating systems control panel. Such colors are typically adjustable for items like button label text, scrollbars, 3D shadows, and so on. A color-blind user, for example, may have a carefully crafted set of colors that provide necessary contrast to see screen elements. Use these choices with caution, however, because even the default rendered color can vary widely between browser brands and operating systems. To link those colors to a style, use any of the following keywords in place of the color property value:
Most style sheet rules are associated with distinct HTML elements or groups of elements identified via style sheet selectors, such as classes, IDs, and contextual selectors (see Chapter 3). Table 4-1 lists these selectors as defined in W3C recommendations through CSS3, along with mainstream browser version support. In the Format column, E and F stand for element (i.e., tag) names of two different elements. As shown in Appendix F, the m18 designation in the Mozilla column indicates an early milestone release number.
Table 4-1. Primary CSS selectors


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|Other Brands Forum (TYM Tractors, Cub Cadet, Craftsman, Simplicity etc.) TYM, Tractors, Cub Cadet, Century, Craftsman, Simplicity etc.... With enough activity, any brand can become a forum. Show the activity here.
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Gmail email address issues / Trouble Registering
Gmail is giving me fits. They consider my forums a spammer. I have tried my best to fix this and assured them this is not the case but I am dealing with a machine not a person. I get no where.
This means if you use an @gmail.com email address to register here you will not receive the confirmation email needed to complete registration. This also means if you have previously registered with a gmail email address you will no longer receive notices of new posts in threads you have subscribed to, nor will you receive notices of Private Messages that you receive.
If you have another email address you could use to register where you can receive emails I would suggest using that. If you are already registered and want notices of new posts and PM's send me a different email address and I will plug it in for you in place of the gmail address.
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