text:
: Aneel Salman, Associate Research Fellow at CPPG and a Fulbright Scholar pursuing PhD in Ecological Economics at Rensselaer Polytechnic Institute (RPI) presented this summary paper New Directions in Development Economics and Climate Change before a selected faculty at the CPPG on April 28, 2008
Two of the most pressing issues of our time are global climate change and the increasing income gap between the rich and the poor. Both of these issues are particularly acute in Pakistan with its unique and fragile environment and its rich and varied cultural and economic traditions. Dealing with these problems requires innovative approaches based on sound economic analysis and a detailed knowledge of the specific environmental and social conditions at work on the ground.
According to many observers, the micro foundations approach to economic theory has been in a state of crisis for some time now due to theoretical intractabilities within the Walrasian framework and empirical falsification of some of its basic assumptions regarding consumer and firm behavior1. (for surveys see Bowles and Gintis, 2000; Gowdy and Mayumi, 2001; Gowdy, 2004; O'Hara and Stagl, 2002). The importance of the debate within economics was highlighted in the Presidential Address to the 2007 American Economic Association in Chicago given by Nobel laureate George Akerlof who lamented the lack of correspondence between predictions made by macroeconomic models based on the "rational actor" model and actual human behavior: "If there is a difference between real behavior and behavior derived from abstract preferences, New Classical economics has no way to pick up those preferences." 2 He called for a redirection of economics based on norms of observed human behavior and the detailed workings of actual markets. Akerlof's advice is relevant to the quest to achieve a workable economic program to deal with economic development in the face of global climate change. Related development issues are gender inequality and the growing gap between the rich and the poor.
New Directions in Development Economics
In addition to the changing realities of economic development, the issue of global climate change has also forced economists to re-think basic assumptions embedded in the traditional economic framework. For example, Dasgupta writes: "Climate change and biodiversity losses are two phenomena that are probably not amenable to formal, quantitative economic analysis. We economists should not have pressed for what I believe is misplaced concreteness." 3 Likewise, Weitzman in a commentary on the Stern Review writes: "But in lumping together objective and subjective uncertainties and thereby obscuring their distinction… I think that contemporary macroeconomics goes too far and leads to a mindset that too easily identifies probability (and "economic science") with exercise in calibration to sample frequencies from past data." 4 Although he does not use the term, Weitzman calls for applying the "precautionary principle" to avoid the potentially catastrophic effects of global climate change. This change of attitude among economists who have written extensively about climate has important policy implications. And, although directed towards climate change models, the remarks of Dasgupta and Weitzman could easily be applied to many formal models of economic development.
Economic Models of Climate Change
The most widely used economic models of climate change are integrated assessment models linking climate and economic simulations 5 (Nordhaus and Yang, 1996; Stern, 2007). These models start with the standard economic assumptions of rational actors, perfect competition, and optimizing behavior. We do not intend to go into a detailed critique of these optimizing-based climate change models (for this see Laitner, DeCanio, and Peters, 2001; Spash, 2002; van den Bergh, 2004) 6. The debate concerning the Stern review has uncovered the fact that the differences among the major climate change models are driven almost solely by assumptions about the rate of discounting the benefits of climate change mitigation (avoiding the costs of future climate damage to economic activity) and costs of mitigation efforts. 7 The standard formula used in these models is based on the work of Ramsey (1928), Arrow (1966) and Fellner (1967) 8 , among others:
1) r = Δ + η * g
Where r is the discount rate, Δ is the rate of pure time preference, η is the elasticity of substitution for consumption, and g is the growth rate of per capita consumption. The "inherent discount rate" Δ is the part of the discount rate arising solely from myopia or impatience (Spash, 2007) 9 . η reflects the extent to which marginal utility changes as income changes in the future. As the many critics of the Stern report have pointed out, the results of the report's modeling exercises are driven by (ultimately) arbitrary assumptions about the components of the discounting equation (1)—the rate of time preference, the marginal elasticity of consumption, and estimates of future consumption growth rates. There is no consensus on how to assign values to any of these numbers. In the case of climate change, we are dealing with pure uncertainty in terms of the potential risks, the prospects for future economic growth, and the "proper" social discount rate (Weitzman, 2007). As a result of the debate about economic modeling in the Stern report, the bad news is that there is consensus among economists that the standard economic model is of limited use in dealing with either mitigation or adaptation policy responses to climate change. But the good news is that the door is open for a realistic approach to deal with climate change that combines sound science and contemporary approaches to economic theory and policy. A positive outcome of the Stern Review debate is that it forced economists to recognize the ethical content of seemingly "positive" economic analysis. Another positive outcome of the climate change debate is the realization that the policy recommendations of climate change specialists echo the recommendations of development economists 10 (Kramer, 2007). In terms of social risk management, climate change adaptation policies represent "no regret" policies in the sense that they are desirable with or without climate change 11 (Heltberg et al, 2008).
Climate Change in Pakistan
A consensus has emerged among scientists and policy makers that global climate change represents a major threat to the environment and to the well-being of humankind and the biosphere 12 (Stern, 2007; IPCC, 2007). During the past century, average global temperature has risen by about 1°C with much of that increase due to human activity, especially fossil fuel burning and deforestation. The rate of increase has accelerated during the past 20 years or so as the human impact now dominates natural processes. Global temperatures are projected to increase further by 1.4 °C to 5.8 °C by 2100 and to continue to rise long after that (IPCC, 2007). Scenarios of the likely consequences of such an increase differ substantiallyamong regions but include sea level rise, shortages of fresh water, increased droughts and floods, more frequent and intense forest fires, more intense storms, more extreme heat episodes, agricultural disruption, the spread of infectious diseases, and biodiversity loss.
South Asia is particularly vulnerable to the effects of climate change. A substantial portion of the world's population lives in the four countries of Pakistan, Nepal, India and Bangladesh. Millions of people in India, Pakistan, and Bangladesh will eventually be displaced by rising sea levels. The drinking water for much of India and Pakistan comes from the Himalayan, Karakoram, and HinduKush glaciers that are melting rapidly from warmer temperatures 13 (Jianchu et al., 2007). South Asian economies are heavily dependent on agriculture – the economic sector most vulnerable to climate change. Crop yields are already declining in the region, probably due to climate change. Also changes in the timing of monsoons are having an adverse effect.
The impact of climate change on Pakistan is likely to be severe. Climate change and environmental disruption, and the social disruption that is likely to accompany it, will probably have a negative impact on human development indicators. Sixty-five percent of Pakistan's population, and two-thirds of its poor, live in rural areas. These are the areas that will be most affected by climate change and will also be the most difficult to assess, plan for, and administer. Agricultural employment and income will likely be disrupted. Those with inadequate incomes will be most vulnerable to sea level rise, water shortages, and the intensification of storms. In the decades to come much of the coastal areas of Pakistan will be submerged, water shortages will result from disappearing glaciers, and agricultural production will almost certainly be disrupted. These changes could lead to political instability, security concerns, and conflicts with neighboring countries. There is already a growing gap between rich and poor in Pakistan and climate change is likely to make this gap larger unless pre-emptive steps are taken. But how does a developing country like Pakistan cope with anticipated changes that are generally known but only vaguely understood in terms of timing and severity? One way to begin is to consider the basic human needs of the local people, and how the provision of these basic needs will be affected by climate change.
"Climate change adaptation will depend critically on cooperation among
countries, regions and individuals. Policies building on types of behavior
conducive to cooperation, placing less emphasis on material possessions,
and recognizing the necessity of shared sacrifice, are more likely to be
successful in meeting the climate change challenge"
Innovative Approaches to Climate Change and Development Policies
The effects of climate change will be felt first and foremost at the household level. In Pakistan, meeting this challenge will require a variety of policy approaches including technological innovations, empowering local communities with the tools and information they need to adapt, and setting up mechanisms to provide relief from the effects of climate change. Adapting to climate change is increasingly challenging and will become more and more difficult as global temperatures rise. The task will be made easier because of new directions in economic theory and policy recommendations recognizing the heterogeneity of regional economies and of human communities. Two new directions in economics are relevant to this task.
Sustainable Well-Being
Traditional economic theory and development policy equates human welfare with per capita income 14 (Gowdy and Salman 2008). Frey and Stutzer (2002) point out that economic text do not even discuss the meaning of human welfare but merely assume that welfare is equivalent to income and that higher income makes a person happier. 15 In contrast to the traditional approach, a growing body of economic research uses measures of subjective well-being as indicators of social welfare 16 (Kahneman and Sugden, 2005. These measures show that per capita income growth and increases in well-being is frequently only weakly correlated in real-world contexts, at least above some minimal income level (Frey and Stutzer, 2002). Focusing only on income misses some equally important contributors to well-being. John Holdren (2008) in his 2007 presidential address to the American Association for the Advancement of Science outlined the three pillars of sustainable well-being (1) economic conditions and processes, (2) sociopolitical conditions and processes, and (3) environmental conditions and processes. 17
Behavioral Economics
Another focus of contemporary economics beginning to influence pubic policy is what is variously called experimental economics, behavioral economics and evolutionary game theory. Experimental results from these related areas have firmly established that human choice is a social, not self-regarding, phenomenon. Two broad principles have emerged from the literature (1) human decisionmaking cannot be accurately predicted without reference to social context and (2) regular patterns of human behavior, including responses to rewards and punishments, can be predicted both within particular cultures and across cultures 18 (Gowdy, 2008). Among the identified regularities in human behavior and their policy implications are (1) the presence of altruism and cooperation in human societies, (2) altruistic punishment to eliminate free riding, promotion of cooperation, (3) the contribution of the natural environment to human well being, and (4) loss aversion and regret avoidance, among others. These regularities are beginning to be successfully applied to policy design 19 (Duflo et al. 2005).
Climate change adaptation will depend critically on cooperation among countries regions and individuals. Behavioral science has shown that competition and material accumulation are only one part of the richness of human behavioral patterns. Policies building on types of behavior conducive to cooperation, placing less emphasis on material possessions, and recognizing the necessity of shared sacrifice, are more likely to be successful in meeting the climate change challenge. It is this evolutionary heritage that holds promise for more humane development policies and for meeting the unprecedented challenges humankind will face in the coming decades.
* Author's Note: This is a short summary of a paper presented by Dr. John Gowdy, Professor Humanities and Social Science. Rensselaer University and President of International Ecological Economics, at the PIDE Conference, March 12-14, 2008, in Islamabad
End Notes


text:
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subset: commoncrawl


text:
Wed, Jan 11, 2012 | By Hugh Hewitt
A Candid Assessment from a MA Republican
From the email, an assessment of the Romney campaign from a lifelong MA GOPer:
MR's campaign is much better this time and shows evidence of forward planning
and thinking ahead. So, he has the capacity to execute to a victory. But:
1. White House is anxious for a Republican nominee to emerge so they can frame
his image, a la 1996 with the infamous 'Dole-Gingrich' ticket.
2. White House and hard leftist allies will be deployed ruthlessly but mostly
in key battleground states where they can get away with it for as long as
possible with seemingly indigenous activists (Wisconsin, New Mexico). To your
earlier title, they will cheat where they think they have to in order to win.
Somebody should track Vann Jones.
Yes, MR can run and win but with less control on the factors affecting or levers
of victory:
[# More #]
1. State of the economy
2. Sudden overseas military action (though this could backfire on Obama)
MR is a choice for a better-run government, not (yet) a vision or creed. If the
economy recovered -- or seemed to -- MR would need a grand bargain. He seemed
to be trying to start that in his victory speech in NH.
That said, donors will believe their money will be carefully and well-spent, so,
again, he will have the resources and capacity. Perhaps an early VP selection
could help move MR beyond 'manager of the economy' to 'leader of a new free
world' or some much better version of same.
So, I think I would be singling our Chavez and Achmadinejad by name to get ahead
of and be better positioned for an overseas stunt -- start talking and acting
like Commander-in-Chief by name at least on a few big ones. No real way to get
ahead of economic news comes to mind.
Finally, I think media are underplaying or hiding indicators of voter
dissatisfaction with Obama. On television, I heard two directly contradictory
assessments of volume of lawn signs this time in NH, the minimizing comment
coming two days after the 'wow, I have never seen so many' etc. There is a
definite Obama need to insist that there is no excitement in the Republican base
or party at large.
Tactically, here is an important one: the Stephanopolous 'birth control'
question and Mark Halperin this morning on MSNBC insisting on specifying 'the
unconstitutionality of head start' with Ron Paul will be brewed into an ugly
batch of "Republican" messages and clips with which Obama and spokesman can
stain Romney. There must be a fixed menu of these quotes and soundbites sought
by the White House and the campaign-equivalent of the Journolist. This is an
'MR and any Republican nominee' problem that needs at least a response or
solution. A Mark Steyn-style mocking retort would probably be best.
For message, clarity, track record and choice (among those running), I like
Perry. But that opportunity seems lost in any reasonably foreseeable scenario.
I liked Mitch Daniels.


text:
We recently taught you how to get one free stock in a company in 5 minutes. Now we want to tell you how to buy IOTA. If you live in the US, the easiest way to go about how to buy Iota is to sign up for Coinbase & Binance accounts. There are other ways you could think about how to buy IOTA but for US customers this is simplest. There are also tips and tricks to save money but this article serves to get you started.
- Sign up for Coinbase and buy Bitcoin.
- Sign up for Binance.
- Send your Bitcoin from Coinbase to Binance.
- On Binance, exchange your Bitcoin for Iota.
Step by Step
Knowing how to buy IOTA isn't all that difficult. But use our guide to help.
1. Sign up for Coinbase
- Go to Coinbase and sign up. You'll need to verify your email, phone number, and bank account.
- Then, go to Coinbase.com/buy. After choosing your payment source and how much you want to buy, click Buy Bitcoin.
2. Sign up for Binance
- Go to Binance and sign up for an account.
- Verify your email.
3. Send Bitcoin from Coinbase to Binance
- Log in to your Binance account.
- On the top of the screen, hover over Funds and click Deposits Withdrawals.
- One the next page, you will see many rows of cryptocurrencies. Find the Bitcoin row and click the corresponding deposit button.
- Now, go to Coinbase.com/accounts and click "Send" under your Bitcoin wallet.
- Paste your BTC Deposit Address (which you just copied from Binance) in the Enter a BTC Address field.
- Enter your desired send amount, and press Continue to send your Bitcoin to Binance.
- To see whether this transaction has completed, go to Binance Transaction History. It can take 1–3 minutes for the transaction to appear, and 10–30 minutes for it to be fully confirmed.
[box] [/box]


text:
How to Get Rid of/Remove Shopper-Pro Ads-Virus Reomval
Cannot stop Shopper-Pro pop-ups & ads on IE/Firefox/Chrome? It seeks no permission to come inside? This post shows how to stop those ads quickly.
Details of Shopper-Pro
Shopper-Pro is classified as a pesky adware program. As a matter of fact, it has become a big trouble for PC users worldwide. This ad-delivering software always utilizes deceptive methods to penetrate inside your computer. For instance, when you download cost-free applications form the Internet, it may recommend you install Shopper-Pro as well. But, if you rush to click next step to complete the installation, you may not be able to reject this adware in time. So, this pest gain access inside with your permission. To prevent you from deleting it easily, Shopper-Pro injects its files into Windows system folder. Moreover, it silently replaces your default homepage, search provider and other browser settings in the background.
In no time, you will see fake advertisements, coupons, deals, offers delivered by Shopper-Pro on every website you have been to, no matter they are shopping websites or not. Also, those pop-ups and ads may take you to their sponsored websites automatically and you may end up picking up other infections, like Supra Savings, PCupgradenow.com, and Anyprotect unwittingly. No need to say, more infections indicate more annoyances. Shopper-Pro may even collect your private information for its designers. Thus, you may suffer identity theft unexpectedly. A detailed removal guide is outlined below for your consideration.
Note: The following removal needs certain computer skills. If you want to avoid any accident caused by wrong manual operation and save your time, It'is recommended to use this powerful Automatic Virus Removal Tool to save your time and trouble.
|Download Automatic Virus Removal Tool Now
Note: SpyHunter is a powerful anti-malware tool. Its malware scanner checks to see if your computer is infected with malware for free. If you want to remove the detected malware, you will need to purchase it. More information about the program can be found in SpyHunter review. If you do not want to use it, uninstall SpyHunter here.
Shopper-Pro Adware Is Dangerous:
1. Shopper-Pro gets into your system secretly and takes over all the installed browsers;
2. Shopper-Pro modifies default browser settings without asking your permission;
3. Shopper-Pro inserts various ads to promote its sponsored site;
4. Shopper-Pro is promoted by malicious free downloads;
5. Shopper-Pro may bring in other unwanted programs.
Shopper-Pro Malware Manual Removal Guide
It is discovered that Shopper-Pro adware is embedded in shareware or freeware on the Internet. And to carry out its harmful campaign, this pest makes various changes to existed web browsers. As a result, the manual removal processes involve several steps, to which extra attention should be attached.
Step One: Disable the processes of Shopper-Pro adware.
1. Press Ctrl+Alt+Del/ Ctrl+Shift+Esc keys to open the Task Manager.
2. Search for all the running processes of Shopper-Pro adware then disable them one by one.
Step Two: Uninstall the unwanted programs related to Shopper-Pro adware.
1. Open Control Panel from Start menu and click Uninstall a Program link.
2. In the Programs and Features window, select Shopper-Pro adware and other unwanted programs and click Uninstall to remove them all.
Step Three: Eliminate Shopper-Pro adware from browser.
Internet Explorer
1. Click Tools then select Internet Options from the list.
2. In the Internet Options dialog, move to Advanced tab and click Reset button.
3. Move to General tab, put a desirable website in the homepage column to reset the browser start-up page.
Mozilla Firefox
1. Click Help from Firefox menu and choose the Troubleshooting Information from the list to open it.
2. Click Reset Firefox button and then Finish button to restart Mozilla Firefox.
3. Open the Firefox Options from the menu. In the pop-up dialog, type in a new homepage address and confirm the changes.
Google Chrome
1. Click wrench icon and select Settings from the list.
2. Click Show advanced settings and then Reset browser settings button.
3. Move to Appearance section at the same setting page, tick Show Home Button and then click Change.
4. Reset a new homepage address and save the changes.
Harmful Registry Files Removal Video:
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text:
I'll tell you of a firefly captured by a boy,
Imprisoned for it lovely light and used like a toy.
The firefly lived happily in an open field,
And at the break of dusk a sweet light it would yield.
One day as it slept a young boy happened by,
And took this chance - one of few - to catch a firefly.
He took it home with him in both hands cupped - not tight,
Peeking in now and then to see the pretty light.
He put it in a jar and on his window sill,
But no matter what he fed it his firefly lay still.
He prayed for God to fix it, he asked his Mom and Dad,
But No matter what he did for it his firefly seemed sad.
So with his cap and coat on he took his firefly,
Back too the open field in hopes it would not die.
He opened up the jar e'er so carefully,
And watched his firefly happily fly free
Now he goes back to that field,
When he wants to see,
The firefly he could not own,
And it's family
My life is like that firefly's.
I was born to shine,
So I let you live your life,
So you'll let me live mine.
But if you cage me or try to change me,
My light would surely fade.
And why would any want to dim,
A light that God hath made?
Back To Poetry Page
| |


text:
Hey-o loyal followers! Get ready for a busy 2017 from us. To kick off this update, please welcome Bad Year to the SLN family. Bad Year is a pop-punk band out of Denver that features members of so many rad bands it'll make your heads spin... The Manxx, Only Thunder, SPELLS, Call Sign Cobra, Down By Law, My Pal Trigger and on and on. Check out the demo they have posted on their bandcamp HERE. Their debut EP will be released on cassette in August by us so stay tuned for more details. Also slated for 2017 is a new cassette from Andy Thomas' Dust Heart, a new LP from Hooper, a new EP from SPELLS and a couple other things that are simmering in the lab. Fear not! We'll keep you updated on all the happenings. Talk soon!
The Staff


text:
Q: How will we benefit from the 40 Days of Purpose
A: There are four benefits for you and the church:
1. Join thousands of churches worldwide and see how your church will become purpose driven and members more dynamic.
2. Experience first-hand the opportunity to REACH ONE MORE FOR JESUS in your neighborhood, workplace, and places beyond
your community.
3. Experience how YOU can cultivate a healthy, balanced Church.
4. See how this will produce healthy, balanced and purpose driven lives.
Q: How will PD SEA help us implement the campaign?
A: PD SEA is giving free coaching and mentoring for churches who want to take the 40 DAYS of Purpose Challenge. Just give
a call.


text:
TORONTO, June 9 (Reuters) - Toronto's main stock index opened higher on Wednesday as commodity prices got a boost after unofficial data showed China's May exports blew past expectations.
The Toronto Stock Exchange's S&P/TSX composite index .GSPTSE opened up 53.07 points, or 0.46 percent, at 11,570.25. (Reporting by Claire Sibonney; editing by Peter Galloway)


text:
Join Lo-key as we talk to the owners of Craft & Lore. We talk about their business, leather and whats great about their city.
Ep. 65 Union Roasters
Join Lo-key as we went to idaho and hangout with union roasters heard their story and discovered coffee in one of the prettiest places on earth.
Ep. 64 Lovelady Brewing Co.
Join Lo-key as we hit up Las Vegas and talk beer with Lovelady, the craft industry in vegas and their famous Paleo beer!
Ep. 63 Water Ave Coffee
Join us we talk to Matt one of the owners of Water Ave Coffee. We talk about their relationship with the farmers, coffee and the portland coffee scene.
EP. 62 Ecliptic Brewing
Join lo-key as we get hoppy and talk Ipas with Ecliptic brewing. Also we talk about portland and its beer scene.
Ep. 61 Kainos Coffee
Join lo-key as we talk to one of the owners of Kainos coffee about his journey to Portland. We also talk about his relationship with the other owners and their many ventures on building up Kainos..
Ep. 60 Joe Coffee App
Join lo-key as we talk to Nick Martin one of the owners of Joe Coffee apps and we get nitty gritty on how to use the app, what they do and how this app helps local coffee shops.
Ep.59 Elk Valley Brewing Co.
Join lo-key as talk to the owner of Elk Valley Brewing Co. So get to know what the firefly crew, parkcore hardcore, and some other great things about elk valley brewing..


text:
5 Must Have Fitness Tools!
There are so many different fitness tools out there and all are amazing! There are some, how ever, that are very important to have for a variety of reasons! These must have tools are not only affordable, they are easy to take on trips, won't take up much space in your gym bag and easy to store at home! They are versatile in what they can be used for which makes them fitness gems!
1. Foam roller: There is one main reason to use this amazing fitness tool and that is for self myofascial release. This is great before starting a workout and after more intense workouts. Foam rolling has many benefits: Improved circulation, Increased blood flow, Releases muscle tightness, Breaks down knots in your muscles and Reduces pain.
Element Fitness Core 13″ Foam Roller There is also a guide to advise you on muscles to roll and how! The Great Foam Roller Handbook
2. Strength Bands: These heavy duty bands are great for so many things! You can use them for stretching. They can assist you in movements like chin ups. Great for a rehab tool and much more!
These are great exercises if you have knee injuries or weakness.
3. Mini bands: I use these little guys for many different things! I prep my clients for workouts with band walks for their glutes. They are also great to use in planks. Both around wrists to external rotations while in a plank or around ankles and do toe taps side to side. Great to work glutes while squatting whether you are stationary or squatting to the side.
4. Gliders: So many cool exercises can be done with the Gliders! They are great for assisting in moving properly in exercises like lateral or curtsy lunges. Using them when you do mountain climbers targets your core a lot more. It allows you to keep your torso still while moving your legs which gets the core firing! They are also amazing for plank variations!
5. Gymboss timer: This tool is great as a regular timer and an interval timer! Timing your rest periods are important! At the end of your workout doing a tabata or some metabolic conditioning is a great way to create "after burn" (fat burning after the workout is over). With the Gymboss it makes it way easier! Just clip it on and listen for the beeps! No need to look at it!
There are so many amazing fitness tools out there. After 25 years of training and working out, I find these to be the most used and easy to carry! Great for Personal Trainers and those who want a great workout! You can find these and many more at The Treadmill Factory


text:
Featured Products
Queen Bed Triple Sheet Set$131.50 $116.50
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Our commercial linen range is designed to provide an exceptional crisp feel whilst having the longevity to survive year in and year out.
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This range has been manufactured specifically for the hospitality industry to endure heavy usage and regular commercial laundering.
Don't waste your money on inferior quality linen, it will only cost you more in the long run.


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US authorities are determined to uncover hidden accounts of US persons holding assets abroad and ensure they are properly taxed. Learn about this complex law, the various types of agreements required to be executed between the IRS and foreign entities and foreign financial institutions, the account review requirements, the grandfather provisions and the reporting provisions of this new law. (see
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FATCA (Foreign Accounts Tax Compliance Act) - How to Comply with Minimal Withholding, Tax and Penalty Impact
FATCA was enacted by Congress in 2010 as part of the HIRE Act. It attempts to restore tax fairness by focusing on foreign financial assets of US Citizens that are not being properly reported and taxed. With the announcement of final regulations in February, 2013, the US Department of the Treasury and the IRS have been busy designing, implementing and executing intergovernmental agreements, new and revised forms, and instructions to force US Citizens and foreign financial institutions into compliance.
Objectives of the PresentationWhat is FATCAWho is affected - there is more to this than just the FFI´sBriefing on the two model intergovernmental agreementsLearn the impacts of FATCA on forms 1099, 8938,& FBAR-FinCEN 114 (fka TD F 90-22.1)Useful tables and charts for determining the definitions of foreign financial assets requiring reporting under FATCAExceptions to ReportingPenalty risks for noncompliance, including the extended statute of limitationsCase study - a tale of two offenders with significantly different outcomesReferences to other rich resources to help you keep up-to-date
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Miles Hutchinson, experienced CPA and financial analyst, will discuss the basic principles of FATCA, the affected businesses and individuals, the new and revised forms to effect compliance and provide you with simplifying charts and tables to help you determine your steps to full compliance. He will provide practical instructions and guidance for applying FATCA and will identify the key issues that will help you avoid potential penalties for noncompliance.
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text:
Confused!!! Surely your reloaded case & bullet should be set to similar coal.?
Hi guys still feeling my way regarding reloading, I have a hornady style oal gauge and a hornady .223 modified case , however a king gent drilled and tapped a couple of my once fired rounds which I will be reloading this is the results
Hornady !.840" to Ogive
My case 1.458 to Ogive
is this correct as it seems a big difference to me, ps this is an average over about 6 measurements with both cases and same 55gr bullet head,
does this mean if I am using fire formed brass I go with one measurement and new brass with another im confused thanks in advance
Confused!!! Surely your reloaded case & bullet should be set to similar coal.?
Pistol & Rifle Shooting in the Highlands with Strathpeffer Rifle & Pistol Club. <StrathRPC at yahoo.com> or google it.
No longer Pumpin Oil but still Passin Gas!
A drilled and tapped fire formed case should give very similar overall length. The discrepancy between the cartridges is huge.
I could understand a couple of thou difference but not .4 of an inch??
Pistol & Rifle Shooting in the Highlands with Strathpeffer Rifle & Pistol Club. <StrathRPC at yahoo.com> or google it.
No longer Pumpin Oil but still Passin Gas!
Thats what I was thinking Guys its a bit much, I will measure both the Hornaday and once fired later just the cases to see if they are the same or similar, just checked they are much the same slight difference at the neck but thats it , just wondering if this so called Hornady is a genuine or a fired case drilled and tapped as the mate cant remember where he got it lol but surly that wouldnt matter if the cases where the same size etc the readings should be close driving me nuts will have another go later at measuring COAL and see how that goes lol
Last edited by blueheckle; 10-08-2018 at 07:12 AM.
I suspect neck tension and actual case size. Hornady and Stoney Point before them, that their modified cases should never be resized. The case body and shoulder of a modified case is sized to SAAMI spec and the neck, a smidgeon greater, so to provide a friction fit that will allow for removal from the chamber and an accurate measurement gained. Your fired case, despite filling your chamber, is "too slack and out of spec" for the job.
The cost of a "factory" modified case is not just the drilling and tapping...
I was told a fire formed case would give me a more accurate measurement than a Hornady mod and I have a fire formed case there with quite a bit of neck tension
I can understand how using a fired case would seem to be better, but Im not sure I agree, and with a variation between the two of 0.382, something is awry. Likewise, you say that you dont even know if the genuine modified case is such...
I think you have too many variables in the equation at the minute in order to provide you with accurate or reliable information.
I think you have too many variables in the equation at the minute in order to provide you with accurate or reliable information.[/QUOTE]
yea I would agree with that doing my head in think I will stick with one case and one measurement see how it goes
well tried that and getting an average of 1.877" to the ogive using a comparitor what would be a good starting point for my first reloads thanks
Last edited by blueheckle; 10-08-2018 at 12:29 PM.
1.458" is shorter than the case. .223 case length should be approx 45mm. Your measurement comes out at less than 40mm. Something very wrong there.
The South of England has 2 good things, the M1 and the A1. Both will take you to Yorkshire.
"An infinite number of monkeys banging away at type writers for an infinite period of time will eventually reproduce Hamlet" Thanks to discussion forums we now know this to be untrue.
measured my hornady .223 case and its 1.7505 if thats any help
email...... email@example.com
3 bed static at thornwick bay to let 2016....pm for details


text:
Cheseldine Tire and Auto 45440 Miramar Way, California MD 20619 Rte. Cugnot's 1771 fardier à vapeur, as preserved at the Musée des Arts et Métiers , Paris. Opa, olha na parte de artigos, Sistema de Ignicao, tem tudo explicado. I argued that wide variations amongst investors on what Tesla is worth can be traced to divergent story lines on the stock. The new car is anticipated to arrive in dealerships in late 2017. Sameday uses the finest goods and the most advanced repair methods in the automotive sector to enhance and preserve your vehicle's value. There are leakage detection and other DIY kits offered in the market place that can support you to verify the malfunction.
I am on the GTRCanada FB page, and like I mentioned, I want to headbutt a couple of the guys on there. TRENDS IN THE TWO-WHEELER Business Companies raising capacity to meet the growing demand: All the significant two-wheeler manufacturers, viz. Mastermind Enterprises Auto Repair Shop is Rated #1 for Top quality and Buyer Satisfaction with ASE Master Certified Technicians and Far better Rates, too. This takes place a lot of occasions in the book, with characters barely described, who preserve popping up here and there and the reader can not remember them as they've been barely described or described in a totally unmemorable way.
Right here is some further data pulled out of the 3520-1 or EPA kind required for importation. The Company's dividend policy will be reviewed periodically by the Board of Directors and is subject to change primarily based on specific variables such as the capital wants of the Organization and its future operating final results. Automobile roofs are conventionally supported by pillars on every single side of the physique. Certificate: Following the final exam and valuation are graded, you will acquire a certificate for the class, if you comprehensive the specifications.
As for better" batteries being dangerous, I would not be surprised if aviation (my sector) tends to make individuals place cell phones into flame-proof boxes to board aircraft in the near future. A disgruntled employee Opa (Grand-dad) Klie complained to Borgward about how labour. Below the tie-up, M/s Kawasaki Motors Philippines Corporation has been appointed as exclusive distributors to market pick Bajaj two- wheelers that include Bike, Caliber 115 and Wind 125. Driver technology has been upgraded as properly compared to earlier models, with the C8 Preliator gaining a heads-up display and bluetooth connectivity for phones.
Manufactured in the 1930s and early 40s by William Stout, a former executive at Ford Motors, the Stout Scarab is a product of the American Automotive Engineering. Bob Smith founded this firm in 1981 after leaving Lehman Energy as the managing director of that organization. You can earn a big cash with Auto EFI Motors Quick can make your future with this course. Improved engine speeds and higher cylinder pressures produced it increasingly challenging to meet high ignition voltage needs. For instance, we might engage third parties to make improvements on our Internet site, to supply new items, to offer e-mail and other advertising assistance, and to enable us to customize your experience on the Web site.


text:
The Lost ManSubmitted by Karen on October 26, 2018 - 5:30pm
The man lay still in the centre of a dusty grave under a monstrous sky.
Two brothers meet at the border of their vast cattle properties under the unrelenting sun of outback Queensland.
They are at the stockman's grave, a landmark so old, no one can remember who is buried there. But today, the scant shadow it casts was the last chance for their middle brother, Cameron.


text:
Wind Energy Companies in Bangladesh
Table of contents
- A B Power
- Bangladesh Wind And Solar Technologies
- Global Trade & Technology
- Green Energy Associates (Bangladesh)
- Green Energy Solution Ltd
- Green Valley Enterprise
- Liberty Power and Engineering Co.
- Matrix Electronics
- Matrix Electronics
- Netlink2 /MEKO Traders
- Solar Bangladesh
- Goldenfair International Trading Company
A B Power
House 33, Road 18, Banani, Dhaka 1212, Bangladesh
Telephone Number: 8801552357861
Business: Manufacturers
Services: Installation
Products: Alternative Power Systems, Sustainable Homes And Buildings, Electric Vehicles, Solar Energy, Wind Energy
We are expertise on solar pv power generation for home/ commercial use.
Bangladesh Wind And Solar Technologies
Road # 04, Banani 1213, Bangladesh
Telephone Number: 01715 029081,01552 391503, 02 9882557-58
Facsimile Number: 8850347, 01615 029081
Business: Wholesale Distributors, N/A
Services: Consulting, Installation, N/A
Products: Bio Energy, Solar Photovoltaic Products, Solar Thermals, Wind Energy
Solar Online Power Solutions
Global Trade & Technology
Hosue 9/3, 2nd fl, South Mugda, P.O-Bashabo, Dhaka 1214, Bangladesh
Telephone Number: 880-2-7276083 , Mobile ; 880 1678099860
Facsimile Number: 880-2-7273224
Business: Importers, attend in all local and international tender for solar power project for our government and defense sector organisation
Services: Contractors, Power Purchase Agreements
Products: Batteries and Accessories, Bio Energy, Hydro Energy, Solar Energy, Wind Energy
Green Energy Associates (Bangladesh)
B220 Khilgaon Chowdhury Para Level 3., Dhaka 1219, Bangladesh
Telephone Number: +880 2 721 3247 , +880 1823 777 880
Facsimile Number: +880 2 721 3247
Business: Agent, Reprentative for Bangladesh of Bliss & Reels Australia
Services: Power Purchase Agreements, Project Development
Products: Batteries and Accessories, Electric Vehicles, Solar Energy, Wind Energy
Representing Bliss & Reels, Australia in Bangldesh for Marketing of Steel & Re-rolling Milss machinery, Represntative of Alra Power canasa for Waste Heat Generation projects in Bangladesh
Green Energy Solution Ltd
House 11, Road 4, Block F, Banani, 1213, Bangladesh
Telephone Number: 8801713366174
Facsimile Number: 88028051617
Business: Manufacturers
Services: Consulting, Installation
Products: Alternative Power Systems, Sustainable Homes And Buildings, Solar Energy, Wind Energy
Green Valley Enterprise
House-180, road-12, Khulna 9100, Bangladesh
Telephone Number: 00-88-041-723585
Facsimile Number: 00-88-041-813472
Business: Retailer
Services: Installation, Project Development
Products: Alternative Power Systems, Batteries and Accessories, Sustainable Homes And Buildings, Solar Energy, Wind Energy
Liberty Power and Engineering Co.
Hazi Fazlul Karim Super Market, Gazipur 1704, Bangladesh
Telephone Number: + 880 19711 595899
Business: renewable energy in bangladesh
Services: Installation, Project Development, Maintenance & Repairs, renewable energy in bangladesh
Products: Solar Energy, Wind Energy, renewable energy in bangladesh
Our Products: Solar Lighting System, IPS, UPS, All kinds of Battery, Backup power systems, PABX system, IT & C Network system and Energy Saving Bulb retail sales, Installer and wholesale supplier.
Matrix Electronics
1016- Naya nagar, Natun Bazar, Jahangir Market, Dhaka 1212, Bangladesh
Telephone Number: 0088 01819477520
Business: Manufacturers, Research and Development
Services: Project Development
Products: Batteries and Accessories, Solar Energy, Wind Energy, Hybride Inverter
Web Site: www.matrixelc.com
Matrix Electronics
1016 Naya nagar, Natun bazar, Baridhara,Badda, Dhaka 1212, Bangladesh
Telephone Number: 0088 01819477520
Business: Manufacturers, Research and Development
Services: Design
Products: Alternative Power Systems, Energy Efficient Appliances, Solar Energy, Water Pumps, Wind Energy
Web Site: www.matrixelc.com
Digital Power Converter Design.
Netlink2 /MEKO Traders
House-168,Road-1,Eastern Road,DOHS,, Dhaka-1212 1212, Bangladesh
Telephone Number: 9891117,8411118
Facsimile Number: 8414386
Business: Importers, Computer Networking, Equipment Racks.
Services: Consulting, Installation, Clean Energy, Green Energy
Products: Alternative Power Systems, Batteries and Accessories, Solar Energy, Wind Energy
Web Site: www.raxxesglobal.com
We are a Company who are the Distributor of Computer Networking Products, Server and Equipment Racks Distribution for all SAARC Countries.We are also Distributor, Solution Provider of Alternative Power, Energy with Inverters, Wind Power Solutions, Solar Power Solutions, Air Purification System for Hospitals, Clinics ICU, CCU, Operation Theatre.
Solar Bangladesh
House 2, Road 8 Mirpur Dhaka, Dhaka 1215, Bangladesh
Telephone Number: 8801713366174
Business: Manufacturers, consultant, solar, pv, Bangladesh
Services: Consulting, Installation, design, irrigation, solar power
Products: Sustainable Homes And Buildings, Hydro Energy, Solar Energy, Wind Energy
Web Site: www.solarbd.co.cc
We are pleased to present ourselves as a highly experienced and skilled company dealing in information technology and electrical and electronics products/system. We have 07 (seven) years of expertise in product development, sales, and satisfactorily providing customer service to our valued clients.
Hossain Villa, Dhaka 1205, Bangladesh
Telephone Number: 88029676234
Business: Importers
Services: Consulting, Installation
Products: Alternative Power Systems, Solar Energy, Wind Energy
Web Site: www.solarpac.net
An alternative energy service company — primarily Solar Energy in Bangladesh. Marketing all innovative solar energy related products in Bangladesh — Solar home systems, fans, lanterns, charge controllers, inverters, lamps etc.
Goldenfair International Trading Company
HOUSE-502, 2nd Fl, ROAD-34, New D. O. H. S., Mohakhali, DHAKA-1206, Bangladesh
Telephone Number: 880-2-9885761
Facsimile Number: 880-2-9885761
Business: Importers
Services: Contractors, Installation
Products: Solar Photovoltaic Systems, Remote Home Power Systems, Small Wind Energy Systems, Solar Lighting Systems, Solar Roofing Systems, solar thermal electric power systems
Web Site: www.goldenfair.com
We are like to represent manufacturer for all sorts of renewable energy products and intersted to import for installation to our local customers. specially for SOLAR PRODUCTS, WIND ENERGY PRODUCTS, BIOMASS ENERGY SYSTEM ETC FOR HOME SYSTEM AS WELL SMALL COMMERCIAL TYPE APPLICABLE TO SUIT THE SYSTEM
70, Rajuk Trade Centre, Khilkhet, Nikunja-2, Dhaka, Bangladesh
Telephone Number: 880-8923477
Facsimile Number: 880-8923477
Business: Importers, Manufacturers
Services: Consulting, Engineering, Installation
Products: Backup Power System, LED Lighting, Solar Concentrators, Solar Photovoltaic Systems, Small Wind Energy Systems, battery manufacturing equipment, Digital Taxi Fare Meter, Battery, Battery charger, Inverter, Data Acquisition and Indus
Web Site: www.grencon.com
Our company is dedicated to Research & Development, Design, Engineering, Manufacturing and Installation of various Industrial Automation and Control System, Solar Charge controller, Inverter & other industrial products. To facilitate extending good presale and after sale services, we have dedicated engineers. Our company enjoys excellent market reputation with both our clients as well as suppliers. Our equipments & systems are invariably performance tested & simulated prior delivery so that minimum time is spent during installation and commissioning.
Source: http://www.posharp.com


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Different Advantages and Benefits of Proper Safety Management Plans
A construction safety management plan is considered as a requirement that's made by any construction company if they commence work for a new project, regardless with the scale of the job. This demand actually is generated by different levels of government in order to maintain strict laws over companies when this will involve the importance on the safety of the job. There are many firms that usually look at such requirements as an obstacle, which would cost a lot of money and time. But, once that you have taken the advantage of low cost solutions like templates, this demand proves to be beneficial to a company. For you to understand how a business can benefit from this demand, it's best that you consider looking on short term and long term advantages to support a construction safety whs management plan.
Though there are a lot of firms that look at such demand as per job demands, it's actually common to look at such method i short term scenarios. There actually are many businesses which use legal services to achieve this objective, not due to convenience, but because of the result of the lack of options to achieve such goal. Templates that are used to such method can actually help in opening new opportunities with where firms could create their own plans that will help to save money and time. With such alternative, you will find a lot more useful short term results from your construction safety management system because you will take advantage of the message which is sent after you support an idea such as safety, rather than the process of shunning this as an inconvenience to the firm.
Aside from the short term advantages that are present through such prospect, long term benefits proves more beneficial if you embrace the process. For businesses which regularly place their focus on the importance of safety in the workplace, the probability of the accident is reduced greatly. Most of the on job accidents happen on account firms that are attempting to take shortcuts on the construction or the associates that plans to ignore safety protocol to increase productivity.
Though this may seem like a risk for the completion of a certain project, the risks are usually not worth the reward. When you overlook the importance of safety, it could place the company at risk and also threatens work, money and time. The long term support of construction site safety management plans will be able to send a message to the associates to follow guidelines to provide protection for the business and also its current projects.
If businesses embrace their focus on its workplace health and safety, it will give different rewards to taking the path of opportunities. After using options of templates to meet the safety plan demands, you will be able to find ways on how to save both time and money.


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There wasn't a lot of love lost between conservatives and the entertainment industry, prior to the 2016 election. But it goes without saying that Donald Trump's victory only deepened the wedge between Hollywood elites and the political right. Christian Toto (a contributor to this website), has documented much of Tinseltown's… CONTINUE
Hillary Clinton Quick to Politicize Las Vegas Shooting
Very little is known thus far about the motivations of Stephen Paddock, the alleged mass-shooter who opened fire on concert attendees outside the Mandalay Bay casino in Las Vegas last night. And though many military experts have listened carefully to the audio footage of the attack, and believe that fully-automatic (and… CONTINUE
Russian Hacks Unleash Partisan Hacks
Whether or not you believe that Russia's cyber-campaign to mess with this year's U.S. election somehow altered the election's outcome, it should bother every American that there was purposeful, foreign interference in our nation's democratic process. Unfortunately, there is no such consensus, and the divide between those who care and… CONTINUE
How Badly Did Hillary Clinton Flop? Pretty Badly
On election night, when the results began rolling in, and it became clear that Donald Trump might actually win the presidency, a lot of us were probably starting to put stock in his campaign promise of bringing out a flurry of new voters to support him. Trump won an impressive… CONTINUE
Trump Has Forfeited Obamacare for the GOP
Obamacare was always going to fail, primarily because it wasn't designed to succeed. Contrary to President Obama's repeated promises over the years, the Affordable Care Act wasn't devised to allow Americans to keep their old plan or their old doctor. It wasn't crafted to bring down the cost of healthcare, or to lower… CONTINUE
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It Tightens The Skin Better Than Botox: This 3 Ingredients Face Mask Will Make You Look 10 Years Younger
This time we present a simple natural remedy that is, believe it or not, an effective alternative to plastic surgery! This facial mask can make you look 10 years younger and will provide results after the first use!
Throughout the ages eggs were a popular and effective ingredient in natural facial mask recipes. In the scuffle that broke out when "modern" cosmetics started to promise eternal beauty, they were pushed to the back a bit. But now people are rediscovering the power of these all natural ingredients
The mask can replace many expensive cosmetic treatments including Botox. It is a much safer option and works better than the popular cosmetic product. Here's how to prepare the mask:
- 1 egg,
- Half a teaspoon of lemon juice and
- Half a teaspoon of coconut oil
Take a medium egg and separate the egg white from the yolk. Place the egg white in a small bowl and whisk until you get formation of dense foam. Then add the lemon juice and coconut oil, and whisk again.
Apply the mask to your cleansed face and leave for 10-15 minutes. When the mask dries, rinse with hot water or chamomile tea.
For best results, it is sufficient to apply this mask 2 times a week. The benefits of coconut oil for the face in the composition of this mask are really numerous, and we can freely say that this oil is becoming more popular by the day, both in the world and in our country.
Otherwise, continued use of coconut oil instead of night cream is the best way to prevent premature aging of the skin. A very small amount of this magical oil is able to rejuvenate the skin, making your complexion flawless and your skin will be cleaner and more beautiful.
Coconut oil is naturally rich in antioxidants and healthy acids, including capric, caprylic, myristic, and lauric acid. Coconut oil will soften and lubricate healthy skin cells, break down dead cells, heal acne, and hydrate skin.
If you liked this article, share it with your friends and family.
Source: labuenasaludesvida.com


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About NaturalNano, Inc.:
Founded in 2004 in Rochester, New York, NaturalNano, Inc. develops unique and proprietary processes for refining naturally occurring nanotubes and other nanomaterials that add competitive properties to a range of applications.
The Company's near-term goal is to make commercial quantities of high-quality naturally occurring nanotubes — along with licenses based on the Company's proprietary technologies — available for a wide variety of uses. We have identified multiple applications including applications in engineered plastics and polymers, electronic components, cosmetics and other personal care products.
Patents have been filed covering numerous commercial applications, and additional patents are pending for processing and classification technologies being developed by NaturalNano that are related to the nanotubes found in halloysite clay.
last news: http://www.naturalnano.com/index.php?option=com_content&task=view&id=170&Itemid=204


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With a GitHub username like @rubyist and an enviously low user_id, it's amazing we've taken this long to hire Scott. We know Scott from his long standing work in the Ruby community, his notorious Michigan upbringing, and his love of huskies. We are really excited to see his engineering expertise and knowledge turned loose on our product.
You can keep up with Scott's work on GitHub or find him on Twitter waxing philosophical about the A-Team.


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5 Steps to More Effective Meetings
For too many dentists, staff meetings are viewed as a hopeless waste of time in which production is sacrificed. They are intended to be effective, information sharing, problem-solving opportunities. But any number of things can turn a potentially successful meeting into a disaster, including lack of an effective agenda, lack of ground rules, clashing personalities, turf wars and more.
Take five steps and ensure that your next meeting is the first of many great meetings to come.
Number 1 - Establish Ground Rules
Post these where everyone can see them at every meeting. In addition, ask a member of the team to read them aloud at the start of every meeting, at least early on. Don't let people slide - gently remind offenders of the rules from day one.
Number 2 - Keep the Group Focused
Number 3 - Control the Meeting
Number 4 - Facilitate
Let me explain. During discussion, it's natural for other important issues and good ideas to emerge that require further exploration. These items are posted on the wall in the "parking lot." This helps everyone to stay focused on the discussion at hand, not just their pet issue. They know that the matter will be taken up later in the meeting before the group adjourns or it will be included on the agenda for the next meeting.
Number 5 - Identify and State Your Action Items
With a little planning and preparation, meetings can be highly effective information sharing and problem solving sessions. It's a matter of practice and commitment.
Want more of me? Click here to visit my blog, The Lighter Side, for more Dental Practice Management info.
Interested in speaking to Sally about your practice concerns? Email her at firstname.lastname@example.com. Interested in having Sally speak to your dental society or study club? Click here.
Don't miss this month's featured management product special on our Facebook page!
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New Procedure Codes and Updated Fees for 2011-2012
2011 has already brought about some rather unique, as well as potentially troublesome, issues and challenges with redefined and new changes to the Codes on Dental Procedure and Nomenclature. Let's take a look into the future and briefly see what is in store for the next two years. Current Dental Terminology is available directly from the American Dental Association, as well as through my Dental Insurance and Reimbursement - Coding and Claim Submission Manuel.
Implant Services
Oral and Maxillofacial Surgery
And now to top it all off, analgesia D9230 was redefined by simply reversing the order of the words in order to pacify Sister Mary Mucknfutz, my 4th grade English Composition teacher, while D9420 now includes visits to ambulatory surgical centers as well as hospitals. What a relief…
New Terminology
Maxillofacial Prosthetics
Prosthodontics, fixed
Oral & Maxillofacial Surgery
Fee Data
If you are interested in having a comparative Fee Schedule Review 7 page report detailing 220 of the most often performed dental procedures compared to your existing fee schedule compiled for your zip code, CLICK HERE.
Tom Limoli is the prevailing expert on proper coding and administration of dental insurance benefit claims. He serves as president of Limoli and Associates/Atlanta Dental Consultants, Inc., a company that over the past quarter century has assisted dental offices in streamlining the insurance reimbursement process. www.limoli.com
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The $8,000 Hygiene Day
Hygiene production should be three times hygiene salary. Time management, professional skills, technology, and fees all play a part in making this happen. However, the financial contribution of the hygiene department might also be measured in more than just what is accomplished in the hygiene department today. Treatment needed, identified, and scheduled due to the efforts of the hygienist and dentist working together can be a huge factor in overall office production.
Here's how: Katherine is the full-time hygienist for a busy general practice. She typically sees eight patients per day, with fewer scheduled to account for scaling and root planing appointments and periodontal maintenance. She and Dr. G have developed a cooperative method of approaching recall appointments that facilitates identification of necessary periodontal treatment as well as restorative needs of patients.
Her first recall patient of the day is a professional man with a tight schedule and a disinclination for small talk. Following the protocol of the office, Katherine takes things step by step. First, she updates his medical history, takes blood pressure, at least one time per year, takes necessary radiographs, performs periodontal probing at least one time per year, performs a preliminary oral cancer screening, and accomplishes a visual assessment of the teeth. During the visual assessment, she notices two teeth with existing amalgam restorations which show cracks. Knowing that broken teeth due to cracks are one of the most common emergencies of the office, she points these teeth out to the patient and takes two photos, which are displayed on the monitor in front of the patient chair. The enlarged photos make the cracks unmistakable, and the patient is engaged. When Dr. G. comes in, Katherine gives her assessment of what she has seen and what she and the patient have talked about, and Dr. G verifies that the two teeth definitely need crowns. Katherine walks the patient to the front desk, the treatment coordinator gives him an estimate, and he sets up an appointment for next week. Projected production for that appointment - $2000
Katherine's next appointment is also a recall. This retired lady has had a tooth missing in the areas previously occupied by the mandibular left second bicuspid for several years. She has been living with the situation, and Katherine knows that a solution to the "space" has been offered to her several times. Despite knowing that the patient has not sought treatment previously, Katherine follows the same protocol as before, and points out to the patient that an implant and crown could restore her smile in a very effective and long lasting way. Katherine fires up the patient monitor and shows the patient a one-minute video on implants. When Dr. G. comes in, Katherine gives her assessment and Dr. G. verifies that the patient would be a good candidate for an implant and crown. Due to Katherine's suggestion, the illustrations in the video, and Dr. G's explanation, the patient decides this time to go ahead with the treatment. Projected production for the implant and crown - $4,000
Later in the afternoon, Katherine encounters a patient whose teeth are showing extreme incisal wear. Posterior teeth also show wear facets and the patient tells her that most mornings she wakes up with a headache. Katherine explains that an occlusal guard may help reduce or eliminate her headaches, while possibly preventing further damage to her teeth. The patient is interested. When Dr. G. comes in, Katherine gives her assessment, Dr. G. tells the patient more about the way an occlusal guard functions, and the patient decides to schedule an appointment to get started. Projected production for the occlusal guard - $800
Katherine's direct hygiene production for the day was $95 per prophy x 8 = $760. Bite-wing radiographs at $60 x 4=$240. Fluoride varnish at $40 x 5 =$200, plus the sale of two tubes of prescription fluoride toothpaste at $20 each. Total=$1,240.
While direct hygiene production must be an important consideration when deciding on how the hygiene department is functioning, indirect production in the form of restorative treatment, identified and scheduled, cannot be ignored! The keys to success lie in the way the hygienist approaches the recall appointment, technology to support explanations, the ability of the hygienist to tell the truth to the patient in an empathetic way, and the interaction between the dentist and hygienist when he arrives to complete the recall. The dentist and hygienist have to be on the same page as to how the dentist approaches treatment, and their individual philosophies must "jive." Nowhere is the need for the dentist and hygienist to work as a team more important to patient care and financial success than during their interaction in front of the patient. When both are functioning well together, with professionalism and mutual respect, the $8000 hygiene day (direct and indirect production) can become a regular feature of the practice.
Carol Tekavec RDH is the director of Hygiene for McKenzie Management. Carol can improve your hygiene department in just ONE DAY OF TRAINING "in your office". Interested in knowing more about how to improve your hygiene department? Email firstname.lastname@example.com.
Carol is also a speaker on hygiene efficiency and profitability for McKenzie Management. Interested in having Carol speak to your dental society or study club? Click here
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Copyrights 1980-Present The McKenzie Company - All Rights Reserved.


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Un nuevo monstruo Rank 13 hará su aparición en el anime. Será en el capitulo número 121 de la segunda temporada de Yu Gi Oh! Zexal cuando será revelado éste criatura única, presuntamente será invocada por alguna carta especial utilizando algún monstruo XYZ previamente invocado.
Rank-Up-Magic Astral Force
Normal Spell
Target 1 face-up Xyz Monster you control with the highest Rank; Special Summon from your Extra Deck, 1 Xyz Monster that is 1 or 2 Ranks higher than that monster you control, by using it as the Xyz Material. (This Special Summon is treated as an Xyz Summon. Xyz Materials attached to that target also become Xyz Materials on the Summoned monster.) During your Draw Phase, instead of conducting your normal draw: You can add this card from your Graveyard to your hand.
Episode 121 Inheritor of the Light!! King of Wishes, Hope RootsAs Yuma continues to struggle against Eliphas in their Duel, the Rank 13 "New Orders 13 Etheric Amen" appears!! Hit by its incredibly mind-boggling monster effect, Yuma finds himself pushed to the darkest depths of despair...! While Yuma desperately keeps fighting due to his single-minded desire to save Astral, he collapses due to all the wounds and injuries his body has taken... However, the burning hot spirit of "Kattobingu" suddenly gives birth to a new miracle!? ... And then Yuma gives his answer to the Astral World, armed with the power of Chaos itself...!?
Escribe: Lenn Hegg
Sí lo ves tú, lo vé todo el mundo. Contactanos para tratar este espacio.


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Well Oiled Machine Logo by Tracy Lam
Construction Group Logo by Robert Lane
GrandSky Logo Concept by Adam Wiedman
Own Conept Logo by Ross Bruggink
Logo and Branding for Pop City Pops by April Scarduzio
Ercalda Trading Ltd Logo by Peltán-Brosz Roland
Logo for internal team by Dovile
Concept Logo for R.A.D Monogram by Ed
Pictogram by Aaron Taylor-Waldman
Rose Gold W Logo Musings by Alan Spears
Upship! Brewing Logo Concept by Paul Kreizenbeck
Eagle Logo by Allan Peters
That family kind of friendship! by Laura Bohill
Moon Fox by Oscar Bastidas
Moth Logo by Nick Kumbari
Half Carat Pencil by Allan Peters
Personal identity by Marijn W Bankers
sysworx Home Pilot Logo by Fabian Fohrer
Fashion up Logo by Gabriel M. Ramos
Reading Local Branding by Christy Lai
Riel Brand by Jose Angel Moreno
LW Roofing Services Logo by Richard Baird
Linha Mestra Branding by F G
ON STUDIO Logo by Pattarachaya Chisawatanawanij
Amouria jewelry Logo by Jekin Gala
Hook and Line Logo by Matt Delbridge


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The earliest traces of a prehistoric man settling on the territory of Jadar and Loznica, with a certainty can be assigned to earlier Neolithic Period, that is Starčevo culture (4500 – 3000 BC). On the basis of archeological records, you can gain an insight into different population that inhabited this area. The emphasis is on Illyrians, who left much of their material culture in Jadar, and the name itself originates from Illyrians.
Considerable changes occurred after Romans had conquered the Balkan Peninsula and turned our territory into a Roman province. According to new division, Jadar was assigned to Dalmatia province. In ancient times, the first settlement – today's territory of Loznica, was known as the station '15 miles,' whilst the most significant settlement in Jadar was Genzis, and it occupied, approximately, the territory of today's village Lešnica. According to tradition, Loznica got its name after a grapevine, which was grown in these areas in the 3rd century AD, during the reign of Roman emperor Probus. Loznica was first mentioned in the charter of king Milutin, when Katarina, his brother's Dragutin wife, raised a monastery Tronoša (1317).
For a longer period of time in the Middle Ages, Loznica was not even indicated. According to the census of the year 1533, Loznica was mostly inhabited by Muslims.
Out of 37 houses in Loznica, as stated in the census, 26 belonged to Muslims and 11 to Christians. In 1600, Loznica became a purely muslim settlement consisting of 55 houses. During that period, Loznica and Jadar joined Zvornik Region with the headquarters in Zvornik, whereas Zvornik Region became part of the Bosnian province.
Wishing to get liberated from the Turkish Empire, the people of Loznica actively participated in the battle of Serbian people, immediately after the outbreak of the First Serbian Uprising in 1804. The battle was extremely important, as Turks kept well their frointer part of the territory they used to levy taxes, enquip their army, and reach the central part of Serbia. During the Uprising batlles from 1804 to 1813, at the same time, Loznica with its periphery suffered numerous and hard battles against Turks. Except for 1813, Serbs always managed not only to defeat, but to exile Turks across the river Drina as well. In 1813, the return of Turks in Loznica and joining of Loznica and Jadar to Zvornik Region put people into an extremely difficult situation, hard to cope with.
Loznica and Jadar became part of the Principality of Serbia, during the reign of Miloš Obrenović and introducing the edict of Sultan of Mahmud II in November 1833, which proclaimed returning of the six regions to Serbia. When Loznica and Jadar became part of the Principality of Serbia, after 1834, Turkish ownership of land was terminated, and it was declared to be a free peasant land that abolished feudalism.
The district of Jadar was included into the region of Podrinje , while Loznica became their headquarters and remains until the end of the 19th century, when it was replaced by Šabac. In the 30's of the 19th century, Loznica had 295 houses and 1203 inhabitants. It was the center of administrative and political authority of Podrinje; development of education system started; a hospital opened in 1882; the construction of industrial facilities began; development of craftsmanship, trading and banking. In the beginning of the 20th century, the railway Šabac – Loznica – Banja Koviljača started building. Small town of Loznica, as former Turkish settlement, gradually turned into a modern city.
The wars of 1912 – 1913, and especially the First World War (1914 – 1918), prevented development of agriculture for a while and considerably reduced the population of Loznica and its periphery. After the end of the WWI, Loznica was still at the hub of the district and region with 5000 inhabitants. Several post-war years were characterized by the reconstruction and relative progress of agriculture, which defined many cities of the former Kingdom of Yugoslavia.
The consequences of Global economic crisis of 1929 – 1930 were obvious in the district of Jadar and Loznica, when the prices of agricultural goods went down. Economic uprise began in the middle 30's with the opening of trade and cratft shops in Loznica. In the same period, German indusrialists took over the antimony mine in Loznica which strengthen the economy. However, that uprise in the economy of Loznica and Jadar ceased immediately after the outbreak of the Second World War (1941 – 1945).
THE LIBERATION OF LOZNICA on August 31, 1914
In the first post-war years, Loznica went through intensive change of economic and social structure of the population. Total changes of economic structure occured at the late 50's, when Viskoza – viscose and pulp industry, was built and started regular manufacturing. The scope and importance of industrial production influenced rapid development of other economic fields in Loznica (traffic, trading, civil engineering, craftsmanship, banking etc.). They soon became a significant factor in futher eonomic development and improving citizens' standard of living. Sudden industrial development in Loznica had a postive impact on life conditions, structure and employement of the citizens.
Alongside industrial development and the construction of economic facilities, Loznica with its suburbs was in the process of development as well. From 1945 to 1975, 3500 apartments were built as a private property. Five primary schools, four high schools, a music school and three preschools for children were built and reconstructed. Cultural center "Vuk Karadžić" was reconstructed, whilst sports and recreational center "Lagator," and Health and Medical center "Dr. Milenko Marin " were built.
Loznica, which had several thousands inhabitants after the war in accordance with a general urban planning from 1964, has grown into a modern city with a population of 40,000.