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Unlike Marty McFly, we don't have access to a time machine but what fun it would be. You could go back 104 years to the day to watch City draw 0-0 in the 1911 FA Cup FInal, fast forward four days from then to watch us win it in the replay, sit through promotion at Molineux without the feeling of cold dread slowly enveloping your entire being, or you could simply keep pressing rewind to enjoy James Hanson's header at Villa and the accompanying delirium that went with it.
You could go meet a charismatic bloke called Jesus, have a chat with Julius Caesar, and go back to see Bradford booming in the industrial revolution. You could even go see the moment that Bradford City was formed and write into the club charter – "don't ever sign anyone called David Hopkin."
What about the future? Who knows what it holds, but you can bet it will be interesting and full of highs and lows - with or without Gianni Paladini. The rumours involving Signor Paladini and his band of merry men continue to swirl, and various sums, deals, and transfer funds are being whispered about. More than £10 million to spend on players seems to the latest. Wow.
It needs sorting. I know these matters do not happen overnight but it's very distracting for the supporters, so imagine how the coaching staff, players and manager feel? Take PP for example, he must be thinking: Will I be manager next season? What will my budget be? How will the working relationship work? What is going on? The club can put out as many reassuring lines to the press as they like, these questions are part of human nature. They have an impact on the team.
If we do end up with a new owner, we could be looking at a very different Bradford City. So on that note, here is a look at how things could* turn out if the deal goes through...
21st April 2020
Gazprom Premiership: Everton 1 - Bradford Bantams 2
What is happening? Bradford Bantams' Champions League and domestic double dreams became a little bit more like reality and a little less like fantasy, with a 2-1 victory at Everton, a typical display from this hard-working but classy side. Not since George Galloway was unceremoniously hoofed out of the city in the 2015 election has there been such delight in Bradford.
After letting in a sloppy goal, the Bantams fought their way back into the game with the ageing Cesc Fabregas at the centre of everything. There has been much criticism of the Spaniard's commitment to the cause in recent weeks, particularly as he continues to chopper in from London every day instead of moving to the area, but what cannot be doubted is his class. He ran the show today, and Bantams' third manager of the season Jurgen Klopp could only purr in delight in the post-match press conference. A fan mentioned to this correspondent after the game 'He's good, but not as good as Nigel Pepper' but I'm not sure what they meant or who that even is.
"He was everywhere and he shut his critics up," said Klopp. "We sat down this week to talk about his situation and he said there's no way he's moving up to Bradford. He liked Baildon for a second, but didn't like the traffic delays up the main road from Shipley and near Crossley Evans which have gone on for the past five or so years apparently. He's a fan of the new Westfield and likes the local cuisine, but he said a visit to the Bradford Brewery with a bunch of portly men just isn't the same as a night in Mahiki with long-legged Russian models. However, he's loving his football here and that's what matters."
The well-publicised saga over Fabregas' long-commute aside, this Bantams team is beginning to put together a run which threatens to see the club make the dizzy heights of the Champions League, just a year after they won their first FA Cup in 109 years. Six games unbeaten including a 3-0 thumping of Chelsea, however beating the Blues is standard practice for this lot. There is a sense of exhilaration amongst the majority of fans, and the protests over the name change to 'Bradford Bantams' that take place before home games are down to 100 people at the very most. A man called Charlie still screams 'City' at the Directors box for the full 90 minutes though.
Although there are murmurings from the boardroom about the lack of flair on offer, particularly with an array of more creative 'stars' left on the bench, the club is winning games for fun. Next week's Cup semi-final against Reading, managed by old-favourite Phil Parkinson, offers a chance to blood some of the young starlets and Klopp has been told by Paladini and his consortium of wealthy pals in no uncertain terms that retaining the cup is a must.
There's no doubt, these are uncertain times for yet another manager but they're unbelievable times for the Bradford Bantams.
Or… 21st April 2020
League Two sponsored by Chicken Cottage: Bradford City 0 – Leeds United 1
The last ray of hope and optimism that Bradford City had this season, a home win against Leeds United, has vanished. Everyone can pack up for the summer, because there is nothing left to play for. Certainly not pride - that departed at the same time as ex-manager Dave Hockaday, who went back to Leeds earlier this year after being promised money off at the Wetherby Whaler as part of the deal. Hockaday felt like the club's last hope. That's saying something looking at him on the touchline today, consulting a book on football tactics and scratching his head.
This League Two derby clash of West Yorkshire's madcap failures was everything it was expected to be. Low on quality, full of thunder, and in the end a deflected goal off a divot gave Leeds United the three points that leaves them certain of their league status. Granted, City's status was assured just a couple of weeks ago but the fall from grace of both clubs is the saddest part of this tale. 'You're an embarrassment' was sang by both sets of fans - who to nobody knows.
Taken over by rich overseas owners, both clubs have fallen fast and hard. Leeds' tale is the most dramatic, but City's financial status is worrying. Struggling to retain the keys to Valley Parade after the spectacular fallout with Gianni Paladini, the biggest question has to be where will the club play next year? Paladini shows no sign of taking back his threat to evict the club. Money is still owed to the sulking Italian and Odsal beckons. A man called Charlie screams 'City' at an empty Directors box for the full 90 minutes.
Of course, there are some positives. Andrew Davies, the injured club captain and player-manager is refusing to be negative. "We played well today and bossed long spells of the game. Unfortunately, when we needed to be at our sharpest we lacked the killer edge up front, which is the story of our season. Stead and Ross Hannah tried but didn't have the luck or in Jon's case, the legs. Whatever happens off the pitch is up to other people, we'll be continuing to focus on what happens on it. Apart from the divots, that's up to the groundsman to sort."
The club still has its soul. The days of the rumoured 'Bradford Bantams' are thankfully a memory and the mangy old scoreboard is back, as are the Bantam Belles, replacing 'The Saturdays' who provided half-time entertainment for a couple of epic seasons. The match was watched by a record crowd of 16,500, the biggest gate of the season and way above the 9,500 average this season. In another season of bad news, yet again the Bradford City fans have proved to be one of the few bright spots.
Or… 21st April 2020
The Poundland Championship: Bradford City 1 – Sunderland 1
City's hopes of staying in the Championship are well and truly in their own hands as a point at home to Doncaster Rovers left the Bantams five points off the relegation places with just three games remaining. Phil Parkinson's men were applauded off after a lively performance against the champions-elect, but some grumbling can still be heard amongst the City faithful.
Opinion is divided on Parkinson these days, despite a stand being named after him and a petition to put a giant statue of him on top of Richard Dunne Sports Centre attracting 30,000 signatures. His public rebuke of Steve Evans earlier this season as a 'sunburnt manatee stuck in a dugout' has earned him legendary status in the eyes of some. After a stunning promotion in 2017, and two seasons in the Championship - 18th and last season's 14th place - there was an expectation that the club would progress again this year. This year has proved a little harder than that. Legends can become vilified as quickly as they are built into heroes.
It is hard to blame the manager given the resources he has available. A lack of financial clout has left Bradford City's progress short when compared to other richer clubs. Look at the Watford Hornets. Look at AFC Shaymen of Halifax, who will find themselves in the Championship next season with a silly name, but millions to throw at the challenge under the guidance of Gianni Paladini, who once courted City. Financial clout equals footballing prowess, and the Bantams despite their forward momentum over the past few years, are in danger of becoming stuck in the same gear albeit with a normal name...
Are we stuck in the same gear at the moment like the last example? Some would say so. The facts show that we've equalled last season's points tally with two games to spare, but our recent run of form threatens to see us wave goodbye to this memorable season with a whimper instead of a roar. Tired legs undoubtedly play a part in that, and Paladini's rumoured cash injection would obviously help bolster the squad. Would Paladini's cash bring the pride and courage that is instilled within this squad and which money cannot buy though?
The future is most probably nothing like some of these extreme examples, but here's the point, with or without Paladini it's going to be up/down, hot/cold, happy/sad, elation/depression - as usual. Whatever happens we can't do much about it – so bring it on and lets hope that whatever happens, happens quickly. All this second-guessing is becoming tedious and above all, very distracting.
* may contain some ridiculous exaggerations.


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Staff Writer Deborah Circelli's parents live in one of the mobile home communities damaged by Friday's tornado. Following is her account of what happened that day, and the cleanup efforts.
For more than 14 years, it's been my worst nightmare -- my parents' home being hit by a tornado.
On Friday after work, my mom called my cell to tell me to stay indoors -- there was a tornado warning. I was at the CVS on Beville Road in Daytona Beach.
Just as I hung up, lightning struck the store, knocking out the computers. Eventually we were evacuated after workers smelled smoke in the back of the store.
I rushed home to my nearby apartment as the storm was brewing. Once inside, I grabbed my flashlight, weather radio and pillow, and hopped in the tub. About 10 or 15 minutes later, I called my parents, who live less than 10 miles away in the Laurelwood Estates mobile home park in Port Orange, to tell them I was home. My dad could barely hear me and said, "We're getting hit really hard. I have to go" and hung up.
I turned on the television to see the storm had passed me and a tornado had been sighted in Port Orange. I had an awful feeling and tears started to roll down my face.
I called my parents. My mom was crying and her voice shaking as she told me their home had just been hit.
I learned later they'd been watching the weather on television when they saw the wind blowing and then something white fly by, likely aluminum. As they ran to the bathroom, glass shattered in the front room and a door flew open. They got into the bathroom with pillows while listening to a layer of their roof and carport tear off, and debris hitting things around their home. Seconds later when it was over, my mom was afraid to let go of my father.
Despite their own ordeal, one of the first things my mom said through her tears when I called was they hadn't been able to check on their elderly neighbors in their 80s. My parents are in their 60s. She was also worried about my aunt and uncle who moved into the neighborhood from New York less than a week earlier. Luckily, they were safe and escaped damage.
I've covered tornadoes as a reporter for various newspapers in Florida for the past 19 years, including the past six for The Daytona Beach News-Journal. I've heard the families' stories and saw their devastation and lives change forever. But I was on the outside.
The past 3 1/2 days, I've been on the inside -- this time not as a reporter, but as a daughter.
I've seen unbelievable heartache as some neighbors, who live there part time, rushed from out of state to get to their devastated homes. Literally with hands over their mouths and shaking their heads, they received hugs from neighbors.
But in the despair, I've seen a street and a neighborhood pull together, tackling one house after the other. And there are those from the outside -- friends, family, firefighters, police and local Red Cross volunteers and others who brought manpower, supplies and food.
Port Orange firefighters and veterans from VFW Post 3282 in Port Orange, where my parents are members, climbed on top of roofs, including my parents' home, putting up tarps provided by the Red Cross, along with clean-up kits, food and water. The Red Cross reported Sunday that it provided 100 lunches, 35 tarps and 35 rakes to the affected areas in Volusia County.
The response from agencies and city workers was quick. Volunteers from the VFW took apart damaged sheds and patios, and moved debris to the road. In one neighbor's case, they picked up tiny pieces of shattered glass throughout the home.
The man sat outside with his walker in disbelief. I chipped in trying to pick up glass, but everywhere we turned there was more..
When the glass was picked up, the elderly man asked if he could give us something. I said no -- we work for free.
That wasn't the case for one man. After I helped to clear large pieces of debris, I found out the man was charging my mom's elderly neighbor $10 an hour for cleanup. I informed him his services were no longer needed and we would take over from here. He took his $20, and my brother, my parents' friends and I cleaned up the rest.
One of those friends from the VFW said she couldn't fathom someone doing that at a time like this. She said helping others should just come from your heart.
That's what I saw. People opening their hearts and in many cases to strangers. On Monday, for my parents and others, it meant putting some things that weren't water damaged in storage until insurance approvals and repairs can be made.
My parents feel blessed after finally being able to see the rest of the neighborhood Sunday evening. They were the lucky ones. They can still live in their home; many others cannot.

subset: commoncrawl


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Transport interpretations under review
Posted July 7, 2016
It's been nearly 20 years since the Federal Motor Carrier Safety Administration (FMCSA) conducted a comprehensive review of its question-and-answer guidance. The Fixing America's Surface Transportation (FAST) Act requires the agency to evaluate and update its regulatory guidance and, where possible, incorporate the guidance into the regulations "to promote clear, consistent, and enforceable rules."
The FMCSA has asked its Motor Carrier Safety Advisory Committee (MCSAC) to make recommendations on how the agency should proceed with its first comprehensive review of regulatory guidance since 1997. The committee is expected to advise the FMCSA on:
- Prioritizing guidance that should be incorporated into the regulations;
- Identifying guidance that appears to be inconsistent with the regulations or that makes enforcement difficult; and
- Identifying guidance that should remain in place.
The agency recently posted a letter to MCSAC member Colonel Scott Hernandez, Chief of the Colorado State Patrol (CSP), from Major Jon Barba in the CSP's Motor Carrier Safety Branch, with recommendations on prioritizing the guidance review process.
Major Barba argues that the following should be the agency's top five priorities:
- Hours of service (Part 395). "Several interpretations that address adverse or emergency driving conditions should be incorporated into the regulation rather than being an interpretation," the letter states. "If a definition existed for off-duty time, several interpretations could be eliminated. Additionally, personal conveyance should be defined and any interpretation revised to include specific distances."
- Commercial Driver's License Standards; Requirements and Penalties (Part 383). "This is a high priority due to specific interpretations [that] are in direct conflict with other interpretations, for example, 383.3 Question #13 and 383.93 Question #3. These conflicts highlight the need for drivers to have an appropriate understanding of CDL regulations. This is critical to ensure drivers are properly licensed and safe transportation of passengers and property can occur."
- Qualifications of Drivers and Longer Combination Vehicle (LCV) Driver Instructors (Part 391). "This section contains interpretations which need to be clarified or put into the regulations updating the regulation and interpretation to be consistent with current enforcement philosophies. For example, 391.15 Question #10 dealing with a suspension or revocation by a state other than the state issuing the license."
- Driving of Motor Vehicles (Part 392). "This section contains an interpretation (392.6 Question #1) that does not take into account new speed limits and changes to the hours-of-service rules."
- Parts and Accessories Necessary for Safe Operation (Part 393). "There have been a significant number of enforcement memorandums that have not been included in the interpretations or regulations to clarify specific issues," the letter says.
J. J. Keller's Transport Safety Pro offers the tools you need to create and maintain an efficient, compliant operation.
J. J. Keller's FREE Transportation SafetyClicks™ email newsletter brings quick-read safety and compliance news right to your email box.


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RAD: Conversion of Moderate Rehabilitation Contracts Webinar
January 30, 2018 | 2:00 PM - 3:00 PM EST
This webinar will introduce owners, Continuums of Care (CoCs), and public housing authorities (PHAs) who are interested in converting their Moderate Rehabilitation (Mod Rehab) and Moderate Rehabilitation Single Room Occupancy (SRO) contracts under the Rental Assistance Demonstration (RAD) to the basic eligibility requirements, application process, and benefits of RAD conversion.
Upon completion of this course, attendees will:
- Understand the benefits of property conversion under RAD
- Learn about eligibility requirements for RAD conversion
- Understand the two Section 8 contract types (Project-Based Vouchers and Project-Based Rental Assistance) available through conversion
- Hear a summary of the conversion process
Who Should Attend?
This webinar is relevant to owners, CoCs, and PHAs who are interested in converting their Mod Rehab and SRO contracts under RAD.
Related Materials and Resources
- Recording
- Slides
- Transcript
- RAD Conversion of Moderate Rehabilitation Contracts Webinar Questions and Answers
- RAD Mod Rehab Fact Sheets for PHAs, Owners, Residents, and CoCs
Hosted By:
U.S. Department of Housing and Urban Development (HUD)
For more information, please contact:
RAD Conversion of Mod Rehab Contracts Registrar | firstname.lastname@example.com
Tags: RAD


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News & Social
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For more than 100 years, Memphis University School has provided Mid-South boys with unparalleled opportunities to develop intellectually, morally, socially, artistically, and physically, becoming leaders well-equipped to turn great ideas into action. Here, boys in Grades 7-12 find a top-tier academic program, small classes with individual attention, a school community centered on an Honor Code, extracurricular activities with opportunities for leadership, and a sense of belonging within a fellowship of common purpose.
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Come learn for yourself why there is no better school in the Mid-South for boys in Grades 7-12. We are committed to academic excellence, and we know how to teach boys. Nearly 70 percent of our teachers have advanced degrees, and they average 22 years of experience. We maintain a student-teacher ratio of 7 to 1, and a typical class size of 15. Step-by-step, our students learn to take responsibility for their actions, serve the community, and develop leadership skills as they make lifelong friendships.
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The extraordinarily accomplished and dedicated faculty is our driving force, and providing boys an unparalleled college-preparatory education is our guiding principle. Since the school's founding in 1893, we have upheld a tradition of excellence, and we stay on the cutting edge by keeping an eye on the future. What we teach is shaped by the expectations that colleges have for students they admit, and by what we believe we should pass on from generation to generation.
Arts Overview
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Understanding and appreciating the works of man's creative spirit are necessary for a complete education. We offer students myriad opportunities for hands-on, full-fledged participation in performing, visual, and recording arts. Boys here have the chance to sculpt, to paint, to act, to sing, and to perform, and the whole community benefits from the creativity that they express.
"It is art that makes life, makes interest, makes importance … and I know of no substitute whatever for the force and beauty of its process." - Henry James, 1915
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Sports have always played a significant role in shaping the moral character of our students. Teamwork, self-sacrifice, courage, stamina, perseverance, hard work, self-control - these values are forged in the crucible of competition. While we are extremely proud of our numerous athletic achievements, we realize these endeavors are never an end in themselves, but a powerful means to an end: self-knowledge and self-improvement for our boys. Our athletic program lives by the highest code of sportsmanship. We play hard, we play by the rules, and we have fun. At MUS, we always play the games well.
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A tradition of excellence remains vigorous here due to the commitment of the entire community - especially students. We encourage our boys to strive for excellence because that allows them to find meaning in what they do, to play a role in something greater than themselves, and to discover a sense of competence and thus confidence in themselves and in their abilities. If our academics, or our sports, or our arts, or our service and leadership opportunities do not challenge or engage boys, then they lack the capacity to transform boys. The struggle for excellence makes our experiences real. And boys need something real.
National Honor Society Inducts New Members
Current members of the National Honor Society tapped 32 junior and senior inductees in a schoolwide ceremony March 23 highlighting the organization's emphasis on scholarship, leadership, character, and service. Four seniors spoke on these Honor Society characteristics.
Addressing scholarship, Jeremy Jacobs talked about "the scholar's dilemma – the human tension between the simple pursuit of knowledge and the desire for recognition" and reminded students that scholarship is a process of self-betterment made more meaningful by pausing for "the simple joys of learning."
Bobby Wade described the qualities of leadership and urged students "to use each day as an opportunity to inspire others through your actions [and] ideas."
Speaking on character, Josiah Crutchfield said that the Honor Council helps students demonstrate integrity, while the whole MUS journey provides multiple chances to "test your mettle."
Charlie Evans talked about the many opportunities for service at MUS and the long-term benefits that ensue: "Service builds camaraderie among all of us here; it is a bond that links us together, no matter what differences may seem to separate us."
After Headmaster Pete Sanders' closing charge to new members and congratulatory remarks, the honorees adjourned to a reception in the Dining Hall.
New members are as follows:
Louis Allen
Joshua Blackburn
Sonny Charbonnet
Stephen Christenbury
Jonathan Douglass
Eddie Feild
Trey Fussell
Reagan Griffin
Clay Harrison
Edward Henley
David Holmes
J.J. Johnson
Bailey Keel
Lee Linkous
Emerson Manley
Smith McWaters
Sloan Miles
Robbie Musicante
Eli Nations
Houston Pate
William Quinlen
Tyler Rakers
Nick Rezaee
Omar Selim
Sellers Shy
Loyd Templeton
Trey Thomas
Weston Touliatos
Jonathan Williams
Henry Wood
Philip Wunderlich
Grant Young
Current members are as follows:
Tate Bailey
Mack Bethell
Graham Boswell
Josiah Crutchfield
Charlie Evans
Benjamin Freeman
Alexander Goodwin
Miller Grissinger
Eli Gruen
Carlo Guinocor
Jackson Howell
Jeremy Jacobs
Marshall Jones
Brad Kerkhof
Chris Kerkhof
Barry Klug
John McBride
Hastings McEwan
William Miller
Jackson Moody
Jimmy Morrow
Peter Raves
Javan Smith
Stan Smythe
Landon Springfield
John Ross Swaim
Matthew Temple
Leon Vo
Bobby Wade
Jason Wang
Jacob Webb
Cameron Wyatt
Chang Yu
More News
List of 61 news stories.
Cum Laude Inducts 20 Members
School Closed for Presidents Day
National Classical Etymology Exam Medalists
Seven Owls Commit to Colleges Feb. 6
Owls Soar on AMC-8
Mathletes Take 3rd at Collierville
Parents of Juniors: Student-Counselor Meetings Begin Soon
2019-20 Calendar At-a-Glance
Inclement Weather Policy
Ryan Sellers to Lead State Classical Association
Questions about Standardized Testing?
Murphy Confirmed Lower School Principal
Three Owls Honored at TAIS Biennial Awards
Hurst Named School Heisman Winner
Ma Wins First Bee Battle
Latin Composition Contest Results
Meet French Instructor Elizabeth Howorth
Owl Afternoon College Visits
Mid-South Chess Day at MUS Oct. 13
PSAT Testing Oct. 10
Teen Read Week Oct. 9-12
National Merit Commended Owls
Owls Named National Merit Semifinalists
Founders Day at MUS
Library Test Prep Help
Writing Center and Study/Help Labs
Bookstore Hours
Naviance Portal has New Link
Order of the Owl Inducts 26
Howell Receives 1693 Scholarship
Loyola University Names Kerkhof Ignatian Scholar
Vo Earns QuestBridge College Match
Faculty Induct Nine Springfield Scholars
Robert Fudge Wins Distinguished Teaching Award
Library News
National French Exam Honors
Admissions Ambassadors Named
Seniors Honored with Awards
Webb Gift Provides Studio Upgrades
Students Receive Special Awards
Transitioning to College
Delegation Honored at YIG
Mock Trial Team Reaches State
2018-19 Student Leaders Named
National Honor Society Inducts New Members
MATHCOUNTS Champs
Challenged Literature Takes Center Stage
Science Teachers Partner with Rhodes College
Upper School Class Registration
Rogers Leadership Forum, Jan. 19
Owls Earn Chairs in All-West Orchestras
College Counseling Evening Tea
You need help? We've got it!
Film Celebrates Ellis Haguewood
Springfield Society Inducts Eleven
Knowledge Bowl Co-Champion
Phaedrus Contest Honors Seven Owls
2017-18 Junior Ambassadors Announced
Cum Laude Society Inducts 20
National Honor Society Welcomes New Members
Book Award Honorees
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Memphis University School
6191 Park Avenue |
Memphis, TN 38119 | Main: (901) 260-1300
Upper School: (901) 260-1320 | Lower School: (901) 260-1360
Office Hours: 7:30 a.m. - 4 p.m. weekdays during the academic year
After pick-up and drop-off times, enter at 1350 Ridgeway Road
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Supervisors want to get a profit. Investors search for companies whose stock prices will increase. Banks seek borrowers wholl pay their debts. Bookkeeping provides these individuals use for decision making to the info. Accounting can be based on the Accrual accounting records the impact of a business transaction as it occurs. When the company incurs an expense, makes a deal, or performs a service, the cpa records the trade if it pays or receives no cash. Cash-basis accounting records cash payments and only cash transactions cash receipts. Cash receipts are treated as earnings, and cash payments are managed as expenses. Generally accepted accounting principles (GAAP) require accrual accounting.
LTL Designs – Handle parental free portable iphone x read text messages aloud
The business records earnings as the earnings are earned and expenses as the expenses are incurred not necessarily when cash changes hands. Contemplate a sale on account. Your riches increases making an $800 deal on account, or rolling up the $800 cash? Your wealth increases by $300 because you gave up and you got a receivable value $800. Collecting cash after just swaps your $800 receivable for $800 cash no gain on this particular trade. Your riches is increased by making the sale not accumulating the cash. The basic flaw of cash basis accounting is that important advice is ignored by the cash basis. That makes the financial statements incomplete. The result Individuals using the statements make decisions predicated on incomplete information, which often leads to errors.
Yacht Tracking Application for the wallet – Mobile
Suppose your business makes a deal on account. The cash basis will not record the deal because you received no cash. You might be thinking, lets wait until cash is collected by us and then record the sale. So disregard transactions that dont change cash, in the end, we pay the bills with cash. Whats wrong with this argument? There are two flaws one on the balance sheet and another on the income statement. Balance Sheet Flaw If we don't record a deal on account, no account receivable is reported by the balance sheet.
Easiest method to spy on texts
Why is this bad? The receivable represents a claim to get cash later on, which can be a genuine asset, and it should appear on the balance sheet. On the balance sheet, assets are understated without this information. Income Statement Flaw sales that raises the companys riches is provided by a sale on account. Ignoring the sale understates revenue and net income on the income statement. The takeaway lessons from this discussion are as follows: Companies that use the cash basis of accounting do not follow GAAP. Their financial statements omit info that is significant. All but the smallest businesses use the accrual basis of accounting. Accrual accounting is less simple and, in terms of the Conceptual Bases of Accounting, is a more faithful representation of economic reality than Cash-basis accounting. Classof1.com offers Answers and Assignments Questions
Essentially, this is an rss reader https://phonetrackingapps.com/ikeymonitor on steroids


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Aqua Resort – Panama City Beach Condo Rental Testimonials
Aqua is setting the standard for Panama City Beach Florida accommodations. From the best service to beautiful resort amenities Read what our guests are saying about their experiences at Aqua Resort.
No improvement needed. Excellent! —Barbara Barnett
We had a wonderful time. The condo had the best equipped kitchen of any we have stayed in...and we've stayed in dozens over the years. —Susan Costello
We loved our stay at Aqua. The condo was wonderful. —Elaine Davis
Thanks for a wonderful week. —Joe Maxwell
It is our favorite layout of any condo we have rented at Aqua. Loved the views, the beachy decor, and the three balconies. We would definitely rent this condo again if we needed a three bedroom unit. —Linda Barlow
The best place to stay in PCB. —Donna Short
I truly love Aqua and I always look forward to our visits there. —Mike Bartsch
The property was very nice and we would stay here again. We loved the view! Furnishings & bedding were great. Your staff was very professional and 'friendly' – asking if there was anything we needed to let them know. They are your first impressions and were great!! —Sylvia Jenkins
Love the Aqua... the desk clerks and the other employees are so nice and good to work with me. Plan to be back next year. —Donna Leighty
Excellent property - great stay. —Brian Jackey
Everything was great! Great stay!!! Very nice place!! —Derek Sexton
The unit was very nice. Had a great view of the beautiful beach, clean and well equipped in walking distance of shopping mall and shops and good restaurants had a nice time all the way around. —Charles Crowden
The view was gorgeous, the location was great. We didn't have to drive anywhere. We walked down to Pier Park for dinner each night and sat on the balcony the rest of the time. —Jamie Chevalier
I enjoyed my stay and plan on coming back next year. I was very pleased with the room and the grounds. The room was in great condition and I did not encounter any problems. Everyone was very friendly and helpful. I have stayed in several condos in Panama and so far Aqua has been my favorite. Everyone in my party was well pleased and felt the same way. Thank You. —Teresa Jenkins
Very pretty grounds. Enjoyed it very much! —Ann Ballenger
We were really pleased with the overall stay. I believe this was the most relaxing and enjoyable vacation we have had! I loved the size of the condo and balcony and the decor was amazing! —Missy Copeland
This was one of the best condo's I have stayed at in the 28 years I have been coming to Florida. Great Location, Great Facility. —Tim Reed
Aqua is my favorite resort and I have stayed at many near there! —Angie Thompson
We love aqua! Thanks for another wonderful vacation! —Judy Brock
We really enjoyed our stay! The condo was great, loved the decor! —Laura Walker
Great staff. —Rodney Friend
My family thoroughly enjoyed their vacation at the Aqua! Our accommodations were perfect! The condo was clean and had all the necessary items that we needed. Having a washer/dryer within the unit was a real plus. We will gladly recommend this resort to others. Thank you for giving us a wonderful opportunity to be together in such super accommodations. P.S. The weather was unbelievable, too!! —Kathy Hagler
This was an exceptional place to stay...We loved it. The room was beautifully decorated and maintained! It was a great location and everything about this place was top notch! —Fonda Walker
We thoroughly enjoyed our stay and definitely will be back!! We rented for the month of Sept and we thoroughly enjoyed our stay!! —Kristy Edson
The property was beautiful! And very clean. —Charles Morrison
Was extremely pleased with the quality and the friendly staff. —Renata Wallace
The front desk clerks were incredibly sweet and welcoming. We truly enjoyed our stay. —Jeff Ragen
The condo was super! We enjoyed our stay very much. Only wished we could have stayed longer. For our next vacation we plan to stay for at least 10 days. —Charles McKnight
Overall we had a very nice time at Aqua. We are already trying to figure out when we can come again. Very clean room. Everyone has been very pleasant to work with. Angela was very helpful during the reservation process. —Christina Queen
Our stay exceeded our expectations. The condo was exactly what we were after for vacation. Beautiful! —David Kunkel
Almost as good as "home." Travelling from SCOTLAND, THE AQUA IS A LOVELY PLACE TO WIND DOWN AND ENJOY THE COMFORTS, JUST LIKE HOME. —Bruce Scott
Great condo for first time. Loved it! Great stay and great place. —David Tierno
Nice property. We just stopped by to check on a room and lady at front desk was very accommodating. She went out of her way to help us find a suitable room. —Dewey Worley
Fantastic place to stay. View from 23rd floor was wonderful. Staff was always friendly and very helpful. Grounds and building always looked great! —Joseph O'Leary
Great service, great location, great facility; totally pleased. I travel to Panama City Beach 2-3 times a year. I will be staying at Aqua from this point on. Thank you. —Julie Matthews
Resort and condo itself were fabulous! Overall excellent experience!! We will be back. —Kim Marmillot
Our stay was perfect; we will stay at Aqua again. We had a wonderful stay and wouldn't change a thing. We will stay at Aqua again in the future. —Kelly Buetow
We loved the decor. Most comfortable bed I have ever slept in. All was good with staff. —Margaret Coyle
We enjoyed our stay and hated to leave. We are looking forward to coming back as soon as possible and staying in the same unit! —Krista Burton
The property was clean, well maintained. Perfect. —Billy Jack Fuqua
It was of the best places we have ever stayed in PCB. —Pat O'Bryan
We have stayed several times. We never had a bad experience. Well maintained and operated. This has been the best property we have stayed at in PCB. We have been coming down for years. Everyone I have spoken with has been helpful and pleasant. —David Ostendorf
Wonderful place to stay!!! —Beth Hall
We have been to Panama City beach several times and have stayed at various condos. But Aqua was by far the nicest and our condo was clean and beautifully decorated. The elevators, skywalk and poolside restrooms were always clean and fresh smelling. We were very impressed and happy with our accommodations. We loved the pool, hot tub and grills. We plan to stay at the Aqua from now on. —Lee Dodd
Loved the stay, very comfortable. —Beverly McNutt
We stayed at the Aqua Resort on the West Side of PC. Everything was just perfect, the staff, condo and location. No problems with traffic–which usually kept me away from PC. Very easy access from 98 take the Powell Adams drive and you are there. We were close enough to Pier Park that it was just a good walk. There, we had the best of restaurants and shops to enjoy. The condo was very clean, well equipped (and up to date), bed slept great and the bathroom very spacious. We had privacy on our balcony–so I could sit in my nightgown in the mornings, drink coffee and enjoy the dolphins swimming in the ocean. The beach was beautiful, sugar white sand and clean. Both pool areas were nice and relaxing. So happy that we returned to PC after all these years, can't wait to go back! —Mary Harris
EXCELLENT in all ways.... just wished we could have stayed longer. —Kathy Risner
I was very impressed with this property. It was very well kept. I will most definitely recommend to friends and family. —Alicia Turnbow
Breathtaking! Outstanding! Unbelievable! I have no words to describe what happened at this place. Absolutely everybody was helpful, understanding and just wonderful! Thank you soooo much, you made it a dream wedding for us. —Mike Neumann
Our family loved staying at Aqua. This was our first visit to Aqua as well. We will definitely be back. The room and accommodations were the best we have ever had in Panama City. —Michael & Sharon Maddox
We were so delighted with the condo! It was very clean and tastefully decorated! It was our first time staying at Aqua but, hopefully, it won't be our last. —Paula Childers
All was great – I especially liked the location of the condo. Loved everything about it and will be back as soon as I can! —Patricia Graniero
Outstanding! I loved the condo and will be booking it in the future. —Jennifer Thomason
Breathtaking views from an outstanding apartment stuffed with everything you can imagine. Perfect service. The best crew I have ever met. The Aqua crew is reading your wishes basically from your eyes. An experience everybody should have once in their life. If you're looking for a perfect vacation - Aqua! We loved every second of our stay. —Mike Neumann
We had an awesome stay at the Aqua! It was an enjoyable stay for my family. We loved, loved, loved having 3 bathrooms and we never ran out of hot water. We have been vacationing on the gulf for over 20 years now and this is the first time ever that we did not run out of hot water a single time the whole week. Awesome!! —Anita Turner
We really enjoyed this property really hated to leave!!!! —Jimmy Wilhite
Had a great time! Thanks - great time and I have already recommended to friends. —Kim Harvey
We really enjoyed our stay at Aqua. Everything was so nice and the people at the front desk were very courteous and helpful. I especially enjoyed the air conditioned crosswalk from the parking deck. —Renea Melvin
Wonderful stay-- can't wait to stay again! —Kristen Hamby
Beautiful place, awesome view, and courteous staff. And close to Pier Park, what a plus! Had a wonderful time, clean beaches and facility. Very pleased and plan to return next summer. —Sandra Bowen
A++ experience!!!! The property far exceeded our expectations!! An absolutely fabulous place!!!! I highly recommend!!!! —Carlo D'Argento
My overall stay was great, I would recommend coming back, it was lots of fun for my kids... —Vincent Jefferson
Very nice unit!!! My family really enjoyed our stay!!! We will for sure recommend the Aqua to family and friends!!! —Christy Dodson
We enjoyed everything about the condo and the amenities. This is an excellent condo and we would definitely stay again if we come back to Panama City Beach. —Joey Vest
The condo was one of the nicest we have stayed in while vacationing in Panama City Beach. Everyone we encountered during our stay was very helpful and courteous, including maintenance and housekeeping staff we encountered coming and going from the elevator to our car or to the beach. —Ken & Katrina Lowe
It was a very enjoyable vacation; we all loved it and want to make this property our annual vacation spot. Wish we were there now. We hated to have to come back home. —Greg Manasco & Dina Povack
The condo was perfect, furnishings, kitchen, beds, etc. All perfect. Nothing to improve on from our perspective. Your staff was very helpful and friendly. They helped me with directions and when calling to get information prior to our stay, I felt they went out of their way to give us complete and honest updates on the gulf situation. —Kelli Boruff
Simply wonderful!! We have stayed here twice and both times it was wonderful I would definitely recommend it to others. Thanks for a great vacation!! —Kelly DeLong
We were pleased with the location and the ability to relax or be very engaged with resort activities. The registration process was really quite easy and I was so pleased with the details offered by your associate. Flawless and very agreeable in the wake of the oil spill fears. —Susan Cox
We loved the corner views, they were beautiful. —Christine Crean
We loved everything about this condo!!! It was amazing!!! The people were very friendly and the condo was beautiful. We had the best vacation ever! We loved the hot tub and the pool, very nice!! —Donnie Owen
This was our first stay at this property and we were very pleased. It was well maintained, conveniently located, and accessible to everything needed. We will definitely stay here again. —John Hensley
This condo was beautiful! It was the best stocked condo and best decorated place we have ever been. The owners deserve a big congratulations for a job well done. —Kim Detwiler
The building itself was very appealing. The landscaping was beautiful. The room I stayed in was nice and roomy. That's what I look for when I am staying somewhere. I had a wonderful vacation at Aqua. —Emily Dodd
We stayed here three times and have enjoyed it each time and will be back! Service was wonderful. —Barry Bostedor
The condo we rented on the 23rd floor was everything I expected and more. The views were great and elevators fast! —Sally Dray
Love the fast-speed elevators! For about ten years now we have been coming to Destin or PCB for vacation. Every year we stay at a different condo. This year, however, I chose Aqua again! I think I have found my "home away from home" for vacation. Thanks! —Lisa Martin
Our family had a wonderful time. The condo was clean and had plenty of room. We will be back! —James Hill
My family and I enjoyed our stay at your condo and would recommend it to anyone looking for a great place to stay on vacation. We would definitely return to your beautiful condos. —Jacqueline Paradise
Condo was very thoughtfully furnished with everything a renter could need (dish soap, garbage bags, books, movies, games, etc). The owners put a lot of thought, time and expense into thinking of all the little details! Excellent housekeeping. —Katie McKibbin
Our condo owner rented us beach chairs for the entire time of our stay. We loved it! Best perk ever!!! —Tammy Brown
Beautiful! Could not have had a better time! —Ann Parks
Everything met or exceeded expectations. —Stephen Ishee
We would love to come back & bring our family next time. —Robert Hunt
It was above my expectations me and my girls had a wonderful time and the place was great. This was the first time in five years for me and my two girls I hope we can come back next year. Loved it. —David Coger
The unit was clean and well-maintained. This was our second visit with Aqua, and we will choose Aqua again for future visits to Panama City. —Lynn Hubbard
Beautiful facilities! Beautifully decorated condo! Loved the family photos on display -- made it feel homey! Beautiful beaches and water! The beach rental guys were super nice and helpful! Loved the covered parking. —Cindy Womack
We enjoyed our stay at Aqua. I would definitely consider Aqua in the future, esp. this unit. We usually make it to the Panama City Beach area several times a year. I look forward to staying at Aqua again. —Rene Golden
Beautifully and tastefully decorated! Love the colors of the condo. Bunk room could have been arranged/ decorated a bit better perhaps (TV made the room a tight fit). Love the pools and types of chairs by the pool, love the grilling area, love that you have a snack bar! Resort is beautiful and we are glad we discovered it- we will be back! —Katie McKibbin
The property is unbelievable. By far best place i have stayed. My wife and I are interested in looking into possibly buying a condo. —Tony Masternak
The space provided by this apartment exceeded our expectations. The condo was spotless. —Lani Waiwaiole
We were very pleased with the accommodations and the decor was beautiful in the condo. We loved the location on the West end of the beach and its proximity to Pier Park. —Amie Jones
Our unit was beautifully decorated. Had a wonderful vacation! Can't wait to come back! —Tracey Berman
We stayed for 5 nights at Aqua in Panama City Beach Florida. We booked the 2 bedroom with bonus bunk room from an owner on VRBO. The Lobby is very modern and clean. The pools were wonderful! There is an adults only side and the side for families with kids has an indoor pool that is heated (we loved that it was heated, since it was chilly in the afternoon in October. There is also an outdoor pool on the side also. The condo was very clean. There were flat screen T.V.'s and DVD players in each bedroom and bunk room. There is a very large foyer area that was great for leaving sand toys and wet flip flops. The balcony could be accessed from the living room or master bedroom. We loved sitting on the balcony with our afternoon coffee watching the sun set in the afternoon. Also, this is located within walking distance to Pier Park. We will definitely return!! —Tripadvisor
My husband and I were celebrating our 10th anniversary and wanted to stay somewhere special. This condo was beyond our expectations. The view from the 10th floor was stunning, and the location was walking distance to shopping and food. We spent a lot of our time just sitting on the balcony watching the dolphins play in the water out front. —Tripadvisor
We stayed at the Aqua Resort on the West Side of PC. Everything was just perfect, the staff, condo and location. No problems with traffic–which usually kept me away from PC. Very easy access from 98 take the Powell Adams drive and you are there. We were close enough to Pier Park that it was just a good walk. There, we had the best of restaurants and shops to enjoy. The condo was very clean, well equipped (and up to date), bed slept great and the bathroom very spacious. We had privacy on our balcony--so I could sit in my nightgown in the mornings, drink coffee and enjoy the dolphins swimming in the ocean. The beach was beautiful, sugar white sand and clean. Both pool areas were nice and relaxing. So happy that we returned to PC after all these years, can't wait to go back! —Tripadvisor
Thanks Aqua for a great vacation!! Such an amazing place and hands down the best we have stayed. We have found our new vacation home!!! Can't wait to return for more fun in the waves!! —Jessica Dyson, Facebook
We've already recommended Aqua to several people. —Susan Costello
They are always cheerful and helpful. Excellent staff. —Linda Barlow
Thanks for wonderful accommodations in Panama City. —David Kunkel


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Self Concept
Introduction This assignment views my understanding of interpersonal communication. It grasps and discusses the concept of self, theories about self-concept and other elements in non-verbal communication, and how it influences us on a daily bases. Communication makes everything easier and without it we would be lost and always taking things out of context. Conclusion Defining Self-concept The meaning of self-concept is a common word used to discuss how one can describe how they feel and think. This is how they recognize themselves.
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Self-concept includes your physical appearance, attitudes, beliefs, strengths and weaknesses, mental capabilities, in fact this includes our self both inside and out. On the road to vinegar of oneself is to have a perception of a person's own self The development of self-concept Self-concept is created through our association with other people. The way we notice ourselves rest on on a great extent to how we believe other people see us as human beings. A relationship with others is called communication.
As we relate with close relative and brothers and sisters and in the future with class mates and teachers, co- errors and social group, we adopt their outlooks about us so that they grow into becoming a part of exactly how we look at ourselves. A self-concept is a collection of beliefs about one's own nature, unique qualities, and typical behavior. Your self- concept is your mental picture of yourself. It is a collection of self-perceptions. Example a self-concept might include such beliefs as 'l am easy going' or 'l am pretty' or 'l am hard working. Example " There once was a little girl who never applied herself in her academics.
She always made bad decisions when choosing her peers. She never thought good things about herself. Then there was another girl, who always applied herself academically. She worked hard to accomplish her goals and helped tutor others when they struggled in class. Which little girl are you? What do you think about yourself when you look in the mirror? How do you feel about yourself? Ahead we will discuss what makes up your self-esteem and the different things that influence and mold your self- esteem". (illiterately, October 2008) How self concept influences our communication with others Self Concept By spontaneous


text: Music is an art form and cultural activity whose medium is sound organized in time. The common elements of music are pitch (which governs melody and harmony), rhythm (and its associated concepts tempo, meter, and articulation), dynamics (loudness and softness), and the sonic qualities of timbre and texture (which are sometimes termed the "color" of a musical sound). Different styles or types of music may emphasize, de-emphasize or omit some of these elements. Music is performed with a vast range of instruments and vocal techniques ranging from singing to rapping; there are solely instrumental pieces, bla-bla-bla... Let's shop!


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Centre de ressources - Résumé détaillé de l'item
|The Catholic Vision for Leading Like Jesus: KIT
|Description :
Each of us is not only called to be a leader, but we are all leaders by default - wheter we like it or not. How effective are you at making a positive impact on hte people around you? Discover the power of Christ's eprsonal and practical example, and make a measurable difference inthe lives of those around you - at home, at work, in the community, or in your parish. Transform your leadership style in light of Jesus' compelling combination of servant, steward, and shepherd. This kit contains a workbook.
|Notes :
Leading like Jesus (book) : 144 p.
Leading like Jesus (workbook): 171 p.
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Pour venir voir les ressources et/ou
pour les emprunter :
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Nike had it rough the first year it became the official NBA uniform manufacturer, with lightweight uniforms being ripped to shreds, and Christmas day uniforms being less than festive- seems like they've learned from their mistakes, and have turned it up to 11 if the leaked images of the new 2018 All Star jersey are anything to go off of.
The big test will come in February; with the traditional East vs West All Star format, anything is possible; thankfully it looks like Nike decided to keep it calm with a black and white motif this year rather than going all out on some fabulous design.
While the images have not yet officially been revealed, however the player's team logo will make a front-facing debut with Jordan Brand's Jumpman logo and the KIA logo on the back.
Some new photos of the two 2018 NBA-All Star uniforms, courtesy of @Triple_Sport's FB and instagram posts. This certainly (and sadly) confirms them both as legit. (h/t @PatyRawlings) pic.twitter.com/WOMm6mSzId
— Conrad Burry 🔴🐐🎨 (@conradburry) January 17, 2018
No word on which teams will wear black jerseys and which will wear white, especially since the 2018 All Star game is being decided by draft vote- decisions are due by the 25th though, so we should know soon. The game itself is going down at the Staples Center in Los Angeles from February 16-18th, starting at 8pm ET, Feb 18th.
Keep your eyes peeled for the "official" unveiling of the 2018 All-Star jerseys and keep your eyes peeled to Hip Hop Bling for the hottest iced out chains like Lebron rocks off-court.


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KINGSVILLE, TEXAS – EmbroidMe-Kingsville and Texas A&M University-Kingsville have opened the new Javelina Shop Zone to the public this week in an online exclusive to help fans cope with football fever as the season 2010 football season gets underway. The websitewww.javelinas.promoshop.com went live on Sunday, September 12 and was immediately flooded with orders for 2010 Javelina gear. With items ranging from clothing to cutting boards, Javelina fans were happy to log and place their orders for what is once again expected to be another national championship run.
"We are very happy with how the website turned out and the overwhelming response that we have gotten from the Javelina Nation," said Ken Oliver, Director of Athletics, Texas A&M-Kingsville. "We love to see all of the fans and students representing our beloved Hoggies".
The new Javelina official merchandise store was designed with the flavor of South Texas in mind featuring custom engraved pocket knives, dominos sets and bar-be-que accessories. If the Javelina nation isn't able to find just the right way to express their fan hood, specialty orders can be created through EmbroidMe-Kingsville.
"It's great to see all the blue and gold around town," said Carol Geryk, Owner and President of EmbroidMe-Kingsville. "I can't wait to see the car flags waiving on game day!"
EmbroidMe-Kingsville has become a valuable partner with the sports program at Texas A&M-Kingsville, recently committing to a multi-year sponsorship with the university. EmbroidMe-Kingsville has over 800,000 promotional products that are great for helping businesses build their brand and make lasting impression and has been a licensed vendor of Texas A&M-Kingsville since 2008.
The EmbroidMe-Kingsville team will work with businesses and individuals to determine the best promotional product help promote their company images. EmbroidMe is the largest franchise retailer of promotional products, and can offer something at any budget. In addition to a variety of promotional products, EmbroidMe-Kingsville also offers embroidered corporate apparel, uniforms, awards and personalized gifts to help you build your image.
To learn more about what EmbroidMe can do for you, visit www.embroidme-kingsville.com or call (361) 592-4700.


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"Scuba Diving in Fiji - The Thrills, the Frills and the Gear"," This archipelago lying along the South Pacific Ocean never runs out of scuba diving resorts through its course of islands.
The Underwater Attractions
Amazing Coral Architecture.
At the Northern Islands, the Rainbow Reef provides a fulfilling scuba diving experience with the encounter of its Great White Wall where soft, white corals abound.
At the Mamanuca Islands, the Malolo Barrier Reef is host to over 400 species of coral and marine life including dolphins, turtles, sharks and reef fish.
Luxurious Island Resorts.
Here you will not only encounter the exquisite beauty of its underwater attractions but also experience a dose of Fijian culture and culinary experience.
Besides diving, there are also attractions such as mountain trekking and rain forest trails that promises an enriching experience on the protection of the environmental paradise that is Fiji.
At a depth of 40 meters, visibility is deemed excellent even during the winter months while at a mere 10 meters depth, you will already be able to observe and marvel at the coral reefs, particularly the abundant display of marine life.
As to scuba equipment [http://www.
com] expect yourself to do a lot of snorkeling so be sure to bring along a durable mask and snorkel combo.
Of course, don't forget to bring a pony bottle as an alternate air source onboard and an octopus regulator when diving with companions.


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Use your antibodies-online credentials, if available.
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the finding of this study provided the new insight into the mechanism how PSMC2 contribute to osteosarcoma malignancy and further suggested PSMC2 might serve as an attractive potential therapeutic target drug target for osteosarcoma treatment.
structural determinants for the binding of ubiquitin-like domains to 26s proteasome
The 26S proteasome is a multicatalytic proteinase complex with a highly ordered structure composed of 2 complexes, a 20S core and a 19S regulator. The 20S core is composed of 4 rings of 28 non-identical subunits\; 2 rings are composed of 7 alpha subunits and 2 rings are composed of 7 beta subunits. The 19S regulator is composed of a base, which contains 6 ATPase subunits and 2 non-ATPase subunits, and a lid, which contains up to 10 non-ATPase subunits. Proteasomes are distributed throughout eukaryotic cells at a high concentration and cleave peptides in an ATP/ubiquitin-dependent process in a non-lysosomal pathway. An essential function of a modified proteasome, the immunoproteasome, is the processing of class I MHC peptides. This gene encodes one of the ATPase subunits, a member of the triple-A family of ATPases which have a chaperone-like activity. This subunit has been shown to interact with several of the basal transcription factors so, in addition to participation in proteasome functions, this subunit may participate in the regulation of transcription. This subunit may also compete with PSMC3 for binding to the HIV tat protein to regulate the interaction between the viral protein and the transcription complex. Alternative splicing results in multiple transcript variants encoding distinct isoforms.
26S protease regulatory subunit 7
, 26S proteasome AAA-ATPase subunit RPT1
, proteasome 26S subunit ATPase 2
, 26S proteasome ATPase 2 subunit
, mammalian suppressor of sgv-1 of yeast
, protease 26S subunit 7
, proteasome 26S subunit, ATPase, 2
, putative protein product of Nbla10058
, proteasome (prosome, macropain) 26S subunit, ATPase 2


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Conference calls are an integral part of corporate life, although some companies have not yet used it to the best of their advantage. Smart companies have opted for teleconferencing services in order to make the most of their communication needs. Providers of teleconference services like 03TALK maintain a conference bridge and provide phone numbers to access a conference Call. To begin with, companies need to determine ways to better utilise this service. These calls need to be productive or else it would defeat the purpose of the meeting.
Conference calls allow participants to dial into a specialised piece of equipment that links telephone lines, known as a conference bridge. Alternatively, a dedicated phone number is set up for the purpose. Teleconferencing can be held at any time for a number of purposes including sales representations, client meetings, product training sessions, and project updates, when employees are at different locations. This eliminates costly travel and lodging expenses and allows employees to remain more productive.
For a conference call to be productive, it is important to follow a few guidelines. To begin with, it is important to have an agenda that is circulated to all the parties involved. This ensures that the conference has a structure and allows participants to effectively participate in the discussion since they are prepared in advance. The most important thing is to schedule a conference call only when required. Other matters that can be easily conveyed or resolved can be done by email and other modes of communication.
At the beginning of a conference call, it is essential for everyone to introduce themselves. This will help each participant become familiar with each other's voices as early as possible. You can use the agenda to explain the purpose of the conference and the manner in which it will be covered during the meeting. When sending the agenda to each participant, establish the timings of the meeting including the break and end time. This will ensure that participants adhere to the timings and let the conference call flow smoothly. Participants must be informed not to shift focus from the meeting and refrain from distractions such as emails and other phone calls.
Participants must also remain focused on the subject matter since time is of the essence. Some issues may require less time to settle than others. Issues that can be resolved offline should be dismissed immediately. It is important for the leader to take control of the conference call so that people attending the teleconference do not feel they are wasting their time. In the end, it is essential to summarise on the proceedings of the meeting so that every participant is aware of the task ahead.
Kieron James is the CEO of 03talk which is a trading name of Zimo Communications Limited, a UK digital communications company established with quality of service as its principal objective. For more information please visit http://www.03talk.com.


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NEW YORK--(BUSINESS WIRE)--Goldman Sachs BDC, Inc. (the "Company") (NYSE: GSBD) announced today that it plans to conduct an offering of $32.5 million aggregate principal amount of its 4.50% convertible notes due 2022 (the "Convertible Notes"). The Convertible Notes will have identical terms, be fungible with and be a part of a single series of convertible debt securities with the outstanding $115 million aggregate principal amount of the Company's 4.50% Convertible Notes due 2022 issued in September 2016 in a private offering.
The completion of the proposed offering depends upon several factors, including market and other conditions.
The Convertible Notes are unsecured and bear interest at a rate of 4.50% per year, payable semiannually. In certain circumstances, the Convertible Notes will be convertible into cash, shares of the Company's common stock or a combination of cash and shares of the Company's common stock, at the Company's election. The Company will not have the right to redeem the Convertible Notes prior to maturity. The Convertible Notes will mature on April 1, 2022, unless repurchased or converted in accordance with the terms prior to such date.
The Company intends to use the net proceeds of this offering to pay down debt under its revolving credit facility.
SunTrust Robinson Humphrey, BofA Merrill Lynch, Morgan Stanley and Goldman Sachs & Co. LLC are acting as joint book-running managers for this offering.
Investors are advised to carefully consider the investment objective, risks, charges and expenses of the Company before investing. The preliminary prospectus supplement dated June 27, 2018 and the accompanying prospectus dated June 22, 2018, which have been filed with the Securities and Exchange Commission (the "SEC"), contain this and other information about the Company and should be read carefully before investing.
The information in the preliminary prospectus supplement, the accompanying prospectus and this press release is not complete and may be changed. The preliminary prospectus supplement, the accompanying prospectus and this press release are not offers to sell any securities of the Company and are not soliciting an offer to buy such securities in any jurisdiction where such offer and sale is not permitted.
A shelf registration statement relating to these securities is on file with and has been declared effective by the SEC. The offering may be made only by means of a preliminary prospectus supplement and an accompanying prospectus, copies of which may be obtained from SunTrust Robinson Humphrey, Inc., 3333 Peachtree Road NE, 11th Floor, Atlanta, GA 30326, Attn: STRH Prospectus Department, or e-mail email@example.com; BofA Merrill Lynch, 1-800-294-1322, or e-mail firstname.lastname@example.com; or Morgan Stanley & Co. LLC, Attn: Prospectus Department, 180 Varick Street, 2nd Floor, New York, NY 10014.
Goldman Sachs BDC, Inc. is a specialty finance company that has elected to be regulated as a business development company under the Investment Company Act of 1940. The Company was formed by The Goldman Sachs Group, Inc. ("Goldman Sachs") to invest primarily in middle-market companies in the United States, and is externally managed by Goldman Sachs Asset Management, L.P., an SEC-registered investment adviser and a wholly-owned subsidiary of Goldman Sachs. The Company seeks to generate current income and, to a lesser extent, capital appreciation primarily through direct originations of secured debt, including first lien, unitranche, including last out portions of such loans, and second lien debt, and unsecured debt, including mezzanine debt, as well as through select equity investments.
This press release may contain forward-looking statements that involve substantial risks and uncertainties. These statements include the possible sale of the Convertible Notes and expected terms. You can identify these statements by the use of forward-looking terminology such as "may," "will," "should," "expect," "anticipate," "project," "target," "estimate," "intend," "continue," or "believe" or the negatives thereof or other variations thereon or comparable terminology. You should read statements that contain these words carefully because they discuss our plans, strategies, prospects and expectations concerning our business, operating results, financial condition and other similar matters. These statements represent the Company's belief regarding future events that, by their nature, are uncertain and outside of the Company's control. We believe that it is important to communicate our future expectations to our investors. There are likely to be events in the future, however, that we are not able to predict accurately or control. Any forward-looking statement made by us in this press release speaks only as of the date on which we make it. Factors or events that could cause our actual results to differ, possibly materially from our expectations, include, but are not limited to, market conditions and the risks, uncertainties and other factors we identify in the sections entitled "Risk Factors" and "Cautionary Statement Regarding Forward-Looking Statements" in filings we make with the SEC, and it is not possible for us to predict or identify all of them. We undertake no obligation to update or revise publicly any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by law.


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With Esker, we'll be able to improve the overall service we're providing our customers.
MIDDLETON, Wis. (PRWEB) January 31, 2018
Esker, a worldwide leader in document process automation solutions and pioneer in cloud computing, today announced it has signed an agreement with Novatech Group, a leading Quebec manufacturer of doorglass, patio doors, steel doors, retractable screens and insulated glass, to automate its order management and accounts payable (AP) processes.
Esker's Order Processing and Accounts Payable automation solutions will integrate with Novatech's Oracle® E-Business Suite ERP system. Once implementation is complete, Novatech estimates it will be automating 11,500 total documents (sales orders and supplier invoices) each month through Esker.
Order management project
Novatech receives approximately 7,000 sales orders each month from customers, mostly via fax and email. Previously, the company's process for managing these orders was heavily reliant on its team of Customer Service Representatives (CSRs) performing manual tasks. Received orders would have to be printed or collected (depending on arrival method), then hand-entered into Oracle and scanned for archiving purposes. This led to a lot of wasted time and energy, along with an increase in order backlogs and entry errors — issues that were only amplified during seasonal peaks.
According to Hélène Marcoux, customer service manager at Novatech Group, the old process was getting in the way of the department's primary objectives. "Our goal has always been to be proactive and productive in customer interactions and keying in orders wasn't helping," she said. "With Esker, we'll be able to improve the overall service we're providing our customers. From a cost-saving standpoint, it will also help us reduce overtime hours and our reliance on temporary seasonal hires to manage spikes in order volume."
Another benefit of order processing automation is the added visibility the solution brings. Esker's solution is equipped with intelligent dashboards displaying live metrics and KPIs customizable by user. Eric Castonguay, operations manager at Novatech Group, considers this feature to be highly advantageous, saying: "As a manager, I need to have KPIs to see what orders are coming and going and, ultimately, prevent any issues from slowing down the operation. I'm so glad we found Esker!"
Accounts payable project
On the AP side of its business, Novatech had been experiencing similar inefficiencies as a result of manual processing. Each month, the company's team of AP specialists are tasked with managing about 4,500 supplier invoices. The amount of paper invoices being passed around, combined with the overall lack of visibility, made for a chaotic, decentralized environment.
"Automating invoices in Esker is going to make a significant impact on our success as an AP department," said Sonia Dumont, corporate controller at Novatech Group. "Before, there was really no way to tell where an invoice was, how long it had been there or what specialists were busier than others. Esker gives us that visibility. What's more, we'll no longer be missing out on early payment discounts. That's a huge value."
About Novatech Group
Novatech Group is a Québec company with 35 years of experience that manufactures entrance doors, doorglass, patio doors, retractable screens and custom sealed glass. Offering high quality products designed to improve the customer's residential experience, with a range of architectural products for the residential market, Novatech Group's development encompasses the pursuit of excellence, automation and innovation at all levels of the company. Novatech operates 13 ultra-modern plants across Canada, the United States and Europe, and its products are distributed internationally.
About Esker
Esker is a worldwide leader in cloud-based document process automation software. Esker solutions, including the acquisition of the TermSync accounts receivable solution in 2015, help organizations of all sizes to improve efficiencies, accuracy, visibility and costs associated with business processes. Esker provides on-demand and on-premises software to automate accounts payable, order processing, accounts receivable, purchasing and more.
Founded in 1985, Esker operates in North America, Latin America, Europe and Asia Pacific with global headquarters in Lyon, France and U.S. headquarters in Madison, Wisconsin. In 2016, Esker generated 76.1 million euros in total sales revenue. For more information on Esker and its solutions, visit http://www.esker.com. Follow Esker on Twitter @EskerInc and join the conversation on the Esker blog at blog.esker.com.


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R6 Chassis
Operating System
Integrated Graphics
Drive Connectors
Other Connectors
I run a lot of "portable applications" from a folder on my DATA partition.
I wanted a small, quiet and presentable case for my main computer. The Shuttle SH170R6 barebones mini PC filled the bill at a relatively inexpensive price. The Shuttle SFF (Small Form Factor) barebones are the BMW's of small computers. I was familiar with these Shuttle barebones computers having in the past building other desktop computers and a Windows server using them.
I purchased most of my computer parts from Amazon. The parts
list and prices can be seen here.
I purchased the 512 GB over the 256 GB Samsung 950 PRO 512GB PCIe NVMe - M.2 because of the higher read/write speeds of the 512 GB model.
Samsung 840 EVO 1TB SSD (from a previous computer build)
Samsung 850 EVO 1TB SSD
I purchased a Acer CB280HK 4K 28" Ultra HD Monitor from COSTCO. A GREAT price!
The Shuttle SH170R6 barebones computer was a breeze to
install a CPU, RAM
and a variety of SSD's. The basic parts can be seen
I updated the BIOS to the latest firmware. I periodically check for new firmware.
I chose "UEFI" instead of "legacy boot."
I always test my new computer builds before installing a hard drive or OS with a bootable USB Linux drive. Booting Linux Mint into memory found all the hardware... everything worked perfectly, fast and quiet.
I installed Windows 10 Professional from a 8 GB USB flash drive onto the Samsung 950 PRO 512GB PCIe NVMe - M.2. I let the Windows installer set up the default partitions.
500 MB - System Reserved
476 GB - C partition
I then resized the C partition to approximately 238 GB and created an approximately 238 GB VM partition to keep my Hyper-V VHDX files.
Here's my final partitioning layout of the Samsung 950 PRO 512GB PCIe NVMe - M.2.
Here's the Performance Benchmark using the Samsung Magician software.
Here's a speed comparison using CrystalDiskMark between an older OCZ Vertex 4 SSD and the new Samsung 950 PRO 512GB PCIe NVMe - M.2. You can see that there is a substantial speed increase with the PCIe interface.
I used Macrium Reflect Free run from a USB flash drive to create a backup of my System Reserved and C partition.
I took the time to create a WinPE based Rescue Media with Acronis plug-ins. I downloaded and installed the Windows Assessment and Deployment Kit (ADK) linked in the True Image application. This component is required for creating WinPE 4.0 and WinPE 5.0. I chose a bootable USB flash drive. Once booted up, I checked to see the PCIe SSD and my recovery media.
I use Acronis True Image 2017 to backup my Samsung 850 EVO 1TB SSD containing DATA, FOTO, MUSIC and VIDEO to my Samsung 840 EVO 1TB backup SSD. These Acronis image files are then transferred to my Lenovo server over my internal network.
The Shuttle SH170R6 Windows 10 Mini PC will
be used as my main desktop computer. It adds to my
current mixture of
communication, entertainment and productivity hardware and
software that I use. The Shuttle SH170R6 replaces my older
Shuttle SH67H3 Core i7, 32 GB RAM system. The Shuttle SH67H3
will be repurposed for running Linux with a 24" monitor. It will
also be used as a bench/testing computer.


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The median home value in Croton, OH is $181,250.
This is
higher than
the county median home value of $150,700.
The national median home value is $185,800.
The average price of homes sold in Croton, OH is $181,250.
Approximately 85.39% of Croton homes are owned,
compared to 12.67% rented, while
1.94% are vacant.
Croton real estate listings include condos, townhomes, and single family homes for sale.
Commercial properties are also available.
If you see a property you're interested in, contact a Croton real estate agent to arrange a tour today!
Learn more about Croton Real Estate.


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Bhubaneswar/Puri: Based on preliminary investigations into the complaint alleging inappropriate groping of women devotees at the Gundicha temple during Sandhya Darshan on Sunday, Puri SP Dr. Sarthak Sarangi this evening denied deployment of any policeman by the name of Bijay Behera at the temple on the fateful day.
Earlier, in the day, the medico, who had shared her harrowing experience of women being groped inappropriately by security personnel in front of her during the Sandhya Darshan on social networking site-Facebook, recorded her statement before Puri police.
Puri police recorded her statement under section 161 CrPC at the private medical college here where she is studying.
Sources said the police quizzed her on the incident.
She was asked questions like where exactly the incident took place; who and how they were misbehaved; who else were there; under what circumstances she had slapped the security personnel and so on, the sources added.
Statements of the complainant and her mother may be recorded again if the need so arises, said police.
Similarly, CCTV footage will be examined and security personnel on duty at the time of the incident will be quizzed, police added.
"I have recorded her statement. That apart, we will interrogate those who were on duty during that period after examining CCTV footage," informed Mrutunjay Swain, Investigating Officer, Kumbharpada police station to reporters.
Basing on the medico's post on her Facebook wall and media reports, DGP K B Singh had yesterday directed Puri SP to register an FIR in Kumbharpada police station under appropriate sections and get it investigated under his supervision.


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Since the FSA declared the firm in default on October 8 the FSCS has developed, tested and started to implement an accelerated online claims process, based on a modified version of Icesave's website.
Using this electronic process the FSCS began inviting Icesave customers to reclaim their money during a low volume trial that started last week.
The FSCS says initial indications from the testing suggest that the average time it takes a consumer to effect the BACS transfer is less than four minutes and very few have required telephone assistance during the process.
So far, the overwhelming majority are opting to transfer their money to their linked account rather than waiting for fixed term accounts to mature.
The FSCS is now increasing the number of people receiving an email inviting them to log on using their existing details and follow a short process to claim their compensation.
The FSCS confirmed that the Icesave emails are being phased for security and operational reasons.
FSCS chief executive Loretta Minghella says: "Five weeks ago a lot of Icesave savers were worried that they were going to be left high and dry. Now they can be confident that the electronic process is underway and people are getting their money back."


text:
Storyline: 10 years after a global economic collapse, a hardened loner pursues the men who stole his only possession, his car. Along the way, he captures one of the thieves' brother, and the duo form an uneasy bond during the dangerous journey.
A Million Ways to Die in the West (2014) 1080p BRRip 6CH 1.85GB
Storyline: As a cowardly farmer begins to fall for the mysterious new woman in town, he must put his new-found courage to the test when her husband, a notorious gun-slinger, announces his arrival.
Godzilla (2014) 1080p BRRip 6CH 1.9GB
Storyline: The world's most famous monster is pitted against malevolent creatures who, bolstered by humanity's scientific arrogance, threaten our very existence.
Blended (2014) 1080p BRRip 6Ch 2GB
Storyline: After a bad blind date, a man and woman find themselves stuck together at a resort for families, where their attraction grows as their respective kids benefit from the burgeoning relationship.
Starred Up (2013) 1080p BRRip 6CH 1.7GB
Storyline: A troubled and explosively violent teenager is transferred to adult prison where he finally meets his match - a man who also happens to be his father.
Bears (2014) 1080p BRRip 6CH 1.2GB
Storyline: A documentary that follows an Alaskan bear family as its young cubs are taught life's most important lessons.


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Tag: Animals
Special day to love your animals
St Francis born Giovanni di Pietro di Bernardone is the patron saint of animals and nature October 4th commemorates the life of St Francis Elizabeth Whiter is an animal healer receiving referrals from Vets and NHS Doctors – healing through relaxation, releasing stress and encouraging good nutritionRead More Special day to love your animals
Iphone Awards – Animals – Erica Wu
Iphone Awards – Animals – by Erica Wu (wondering if this was taken from the safety of a tree – they look very focused)Read More Iphone Awards – Animals – Erica Wu
Mythical Moose
Handmade from Shetland wool – m.joy Like the northern lights, it is something always wanted to see in the wild and have seen crossing the road in Lappland and also a few in a sanctuary being fed bananas, something they like. Also seen Moose in an Alpine Zoo above Innsbruck, that reached by cable car. […]Read More Mythical Moose
Almost midsummer
We make to order from photographs, no obligation to buy until you see what we have made. The 'hand made' sign is Tibetan Silver http://www.honeybeeswax.comRead More Almost midsummer
Selling thru Ebays Global Shipping Center
Our woolly animals or angels can now be sent abroad thru eBays Global Shipping Center. These are some we have on a 3 day auction We can make to order from photographs. Still learning, everyone different Maybe for Christmas, the angels would look good on the Christmas tree or in a windowRead More Selling thru Ebays Global Shipping Center
For future farmers and zoo keepers
We have come across farmyard of plastic piggies, sheep, cows and horses. These have been much loved and played with and very sweet. we have more to add.Read More For future farmers and zoo keepers


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For balikbayans, if you happen to be visiting or passing through Metro Manila, do not be surprised. Just this week, EDSA became the third main road to have a designated motorcycle lane after Commonwealth Avenue (traversing north Quezon City) and Diosdado Macapagal Avenue (near Mall of Asia complex).
|MMDA Facebook image & www.taopo.org
Along EDSA, the designated motorcycle lane shall be the fourth lane from the right sidewalk and shall run the length of Edsa from Monumento, Caloocan City to SM Mall of Asia in Pasay City, and vice versa.
The lanes are "non-exclusive", which means that private vehicles may also use them. Motorcycle riders may deviate from the motorcycle lanes when making a turn or u-turn at authorized intersections and u-turn slots, in which case they are to gradually shift lanes not less than 200 meters away from the turning point, while making the appropriate signals.
For Commonwealth Avenue, the motorcycle lane is the fourth lane from the sidewalk while for Macapagal Ave., the motorcycle lane is the first lane from the sidewalk. By the way, for these two roads, there is an existing 60 kph speed limit.
The MMDA website points out that the implementation of the motorcycle lanes is necessary to promote a more orderly flow of traffic along the major thoroughfare and reduce the number of fatal accidents involving motorcycles.
|Macapagal Ave. from Skyscrapercity.com


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Privacy Policy
Chatsuite. The Chat Marketing Platform
1. Introduction
This Privacy Policy describes the personal information which Chatsuite (the Company) collects about the users of its Services, and how the Company use and share that information.
By accessing or using our Services, you agree to this Privacy Policy.
This Privacy Policy applies to personal information we collect when you sign up for all services, related products and secondary services, mobile applications, premium services, or any content, features or information provided as part of the Company services (collectively called the "Services"); or when you otherwise interact with us, including through e-mail, text and other electronic messages. It does not apply to information collected by (i) us offline or through any other means, or (ii) any third party, including through any application or content (including advertising) that may link to or be accessible from our Services, or (iii) from publicly accessible sources of any kind. This Privacy Policy refers to personal information which is information that can be associated with a specific person and used to identify that person. Personal information does not include information that has been anonymized so that it does not identify a specific user, which may be used for any legal purpose.
This Privacy Policy covers the following topics:
· Sources of Information About You
· Our Use of Information
· Sharing of Informatio
· Security
· Updating Information
· Links to Other Web Sites
· Children's Privacy
· Updates to the Privacy Policy
· Contact Information
· Effective Date
This Privacy Policy is incorporated by reference to the rules of the Terms and Conditions of the Services of the Company, available at www.chatsuite.com. The adoption of the Terms will be considered as an adoption of this Privacy Policy. The Terms and the Privacy Policy form a binding legal agreement between you and the Company.
Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Services.
2. Sources of Information
We obtain information about you from a variety of sources, including you, your interaction with the Company, third parties and publicly accessible sources. Such information may include your name, postal address, e-mail address, and telephone number, among other personally identifiable information.
Information you provide to us: If you use certain Services, you may be required to provide us certain information.
Information that you provide by filling in forms on our website. This includes information provided at the time of registering to use our Services, subscribing to our Service, posting material or requesting further services.
We may also ask you for information when you report a problem with our Services.
Records and copies of your correspondence (including e-mail addresses), if you contact us.
Your responses to surveys that we might ask you to complete for research purposes.
Details of transactions you carry out through our Services and of the fulfillment of your orders. You may be required to provide financial information before placing an order through our Services.
Your search queries on our website or through our Services.
Other data, which could be provided to us during the usage of the Services.
If you have any questions, complaints, or claims, you may contact the Company at email@example.com


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Now when I say I can work fast, I mean light speed! 🙂
This is the newly born upcoming retreat that Kathy and I will be running in May in Brisbane.
If you know of anyone who could benefit by attending, you may send them to the events page on FB or Eventbrite.com.au.
Respectively write us a message directly below this post.
Here are the details of the day.
An empowering day retreat for you if you are looking to
Rebalance, Recharge and Redesign your life.
What you will gain:
* A new roadmap for your life
* More clarity about your future
* Calm down your mind
* Create a desired vision
* Get away from the stress of life
* Promote healing of your body
What we provide:
* Comfortable group size
* Fun and easy to do activities
* Engaging and inclusive space
* Manual for life included
Plus years of experience and study of healing modalities, spiritual wisdom and personal development practices that work in everyday life.
Location of the retreat is in Everton park, North Brisbane.
Facilitated by Hana Rubinstejnova & Katherine Steevens.
Full price of this retreat is $199.
Book & pay by 1 April 2018 to get an early bird price ONLY $79.


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Developing Information Literacy Skills for Tomorrow's Music Industry LeadersMusic and Entertainment Industry Educators Association conference
Document TypeConference Proceeding
LocationNashville, TN
Conference DatesMarch 21-22, 2014
Date of Presentation3-21-2014
AbstractWhat research skills should an undergraduate music industry studies major develop over the course of their studies? With the non-stop proliferation of news and information sources available, how are students being trained to do research appropriate to their field to make informed decisions? Some employers now screen for information literacy skills as a preferred qualification, due to the perception that recent graduates lack advanced research skills. This presentation will discuss one model of developing research skills a future music industry leader will need. The presenters will show the collaboration between faculty and librarians that progressively teach students to find, access, evaluate, and use a variety of credible sources. Assignments embedded in various courses in the major allow students to scaffold and advance their confidence and skills to conduct meaningful research. These skills have been identified as a vital 21st-century core competency by faculty, administrators and accrediting agencies.
Citation InformationKeith Hatschek and Veronica A. Wells. "Developing Information Literacy Skills for Tomorrow's Music Industry Leaders" Music and Entertainment Industry Educators Association conference (2014)
Available at: http://works.bepress.com/veronica-wells/1/


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Palm Beach Apartments
Gold Coast, QLD
Project Detailsopen
- Type:
- Residential
- Client:
- Horizon Housing Company
- Location:
- Gold Coast, QLD
This project involved the creation of 23 affordable units (7 accessible) over three storeys, in keeping with surrounding three-storey buildings.
The 'U' shaped planning arrangement maximises winter sun penetration and creates a communal courtyard.
As a standard feature in our projects, climatically responsive design elements such as eaves and awnings are incorporated, and extensive screening provides privacy, security, solar and storm protection while maximising desirable ocean views.


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When I cautiously ventured into the topic of affordable housing with my previous post, I expected feedback from readers and also some education. I wasn't disappointed.
The best response was an email from Clayton Engstrom, a North Bay real estate broker who I've occasionally encountered over the past decade. But until I received his email, I didn't know that he read this blog regularly or that his land-use philosophy largely aligned with mine.
My favorite excerpt was "I take the position that our local government is wasting our land by doing a poor job planning our community. Housing densities should be at the top end of General Plan guidelines. It is good sport for the Planning Commission and City Council to eliminate units with the expectation of a better project. All that is accomplished is fewer fees for the City and a built project that doesn't maximize the precious land."
(General note: People are entitled to the expectation that their lightly-proofed emails aren't going to be copied for wider distribution. Engstrom gave me permission to use his name and email, but I've still taken the liberty of making minor grammatical and syntactical edits to his words, both above and below.)
I think Engstrom nails the problem on density. Our usual reaction is that reducing the unit count reduces impacts, but the reality is that it facilitates sprawl and often leaves us with infrastructure that lacks a sufficient tax base to maintain it.
It's a subject I addressed long ago regarding a proposed single-family subdivision in Petaluma. In a post that remains one of my favorites, I argued that compromising between the project as proposed and no project by permitting a project with fewer units is often the worst result. (Regarding the subdivision, I hear rumors that the entitlement process will soon be reactivated. And that the unit count will have been reduced in the exact manner against which I inveighed three years ago. I'm not surprised, but I am disappointed.)
And yes, I do note the problem of a real estate broker arguing for greater density and unit counts, thereby creating more properties to sell, but I give the benefit of the doubt to regular readers. The folks who want to build for the sake of building have given up reading this blog long ago. Also, I believe that there are some in the land development business, whether real estate brokers or civil engineers, who give weight to the public good in their personal land-use philosophies.
Despite expressing general support for the thrust of this blog, Engstrom remonstrated with me on how I presented several points in my previous post, starting with my use of the term "affordable housing". In his words, "The affordable housing issue should start with definitions. The "housing element" and all government discussions on affordable housing are focused on subsidized rental housing (Section 8 or HUD voucher) qualified people.
"Most people with jobs do not qualify for those housing units. Single working parents or households with many dependents can qualify. Firefighters, full-time teachers, and many government workers have too much income. The term "work force housing" is often used to describe housing that is accessible to the masses."
He's correct. I used "affordable housing" to cover a broad swath of housing needs, from those with long-term gainful and essential employment, but at a salary insufficient to find suitable housing, to those who are homeless for reasons of personal finances. Use of "affordable housing" was logically consistent but, as Engstrom notes, can cause confusion when there is a more restrictive definition often used for the same term.
So I'll change terminology. Unless someone makes a good counter-argument, I'll use "universal housing" to cover the concept of providing all people with a safe roof over their heads. Although I generally agree with the concept of universal housing, with a few caveats and conditions, I'll acknowledge that some may not agree. But I can still use the term to capture the concept.
Furthermore, because folks with median and higher salaries generally have few housing problems, I'll note that most of the challenges with universal housing come in the areas of work-force housing, affordable housing, public housing, and homelessness.
Engstrom also took an alternative perspective on comments I reported from the rent control advocates at the Petaluma City Council meeting.
"Your post referenced the speakers at the City Council meeting speaking on health and safety issues. This is a code enforcement problem. All housing should be up to standard, housing should be maintained. Code enforcement officers who cannot bring landlords into compliance should red tag the units as unsafe. Landlords faced with the loss of income will upgrade. Tenants must be displaced if the landlords are unwilling or unable to provide safe and habitable units."
It's a good point that code enforcement has a role. I've known a few code enforcement officers during my career and have generally found them to be good folks, especially after some of the idealism has been knocked out and replaced with a sense of proportion.
One of my favorite memories of public service was neighborhood improvement project undertaken by a non-profit I chaired. The project was instigated and directed by the local code enforcement officer. I thought the effort was a smashing success, with a renewed sense of pride evident in many of the residents. And I remain disappointed that the project was never repeated because of politics that gave the few naysayers a disproportionate voice.
But with that said, it's also true that code enforcement departments are often understaffed and overworked. They can't be expected to respond effectively and expediently to every housing situation, especially when emotion and language barriers come into play.
While code enforcement should have a role, a tool that should also be available to aggrieved residents is a credible threat to take rent money elsewhere. But that option is often not available. There is a paucity of housing for lower income folks. In the Petaluma situation, the daughter of one of the unhappy renters said she might take a semester off from college to help relocate her parents, a threat that may have been overstated for dramatic effect, but nonetheless illustrated the extent of the problem.
Thanks go again to Mr. Engstrom for his thoughtful and useful email, particularly on the subject of "universal housing".
Next time, I'll take a short break from the question of universal housing to ask a favor and to announce a pair of upcoming meetings of interest to Petalumans. In the post after that, I'll look at data on the under-availability of housing and how walkable urbanism can help.
As always, your questions or comments will be appreciated. Please comment below or email me. And thanks for reading. – Dave Alden (email@example.com)