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It may sound greedy but the best gift this holiday is simply the world. And although it may be the season for sharing, this gift doesn't need to be shared with a portfolio manager.
It's a global equity index fund. A global equity fund includes a worldwide smorgasbord of stocks from New York to Singapore. The fact that it's also an index fund means it is passively managed. You don't need to pay a portfolio manager - just an administration fee.
Unfortunately, choice is limited when it comes to purchasing a global equity index fund on the Canadian market. All three are linked to the benchmark Morgan Stanley Capital International Index. The MSCI World Index includes stocks from 23 developed markets in Europe, Asia, North America, Australia and New Zealand.
It's been a pretty good year for the MSCI World Index. In Canadian dollars it has returned nearly 16 per cent from November first of this year to November first of 2005 - not bad compared with the S&P 500 Composite Total Return, which advanced only 10.7 per cent over the same period.
The TSX Total Return Index managed to outperform both Indexes during the year, jumping 21.7 per cent thanks to its strong representation from the energy and financial services sector. The MSCI World Index, however, has an investment advantage over the TSX because it is more diversified across several sectors and countries. A downturn in oil or bank stocks would spell disaster for the TSX while the World Index could better absorb the shock through advances in other sectors such as science and technology or manufacturing.
It hasn't been all sunshine and roses for the MSCI World Index. Over the past five years it has produced an average annual return of only 3.5 per cent compared with 14.5 per cent for the TSX and 0.1 per cent for the S&P 500. Going back 20 years the MSCI World Index has returned an average 8.5 per cent annually versus 9.8 per cent for the TSX and 10.4 per cent for the S&P 500.
When comparing the three global equity index funds you find they're not all created equal. The Mercure Global Equity Index MSW fund, administered by Optimum Placements Inc. is only available in Quebec. It's also a segregated fund, which means it's actually a life insurance policy wrapped in a mutual fund. Investors can take advantage of any gains the fund produces while being insured for either all, or a majority, of the principle investment (depending on the policy).
There's a catch for having your investment insured though. The management expense ratio is 2.6 per cent - about the same as an actively managed fund. That means 2.6 per cent of your original investment and capital gains go to the administrators. It also has an optional back-end load depending on if investors want to pay the fee when they buy or sell.
Those fees take a pretty good chunk out of the fund's returns. The Mercure Global Equity Index fund lagged the MSCI World Index by over three per cent. It also underperformed the average actively managed fund by nearly 2 per cent.
The second global equity index fund, Foresters Global Index, is also a segregated fund with an MER of 2.48 per cent. It's not available to investors in Quebec or New Brunswick and has a back end load - meaning the fee is paid when the fund is sold. Over the past year the Foresters Global Index fund has outperformed the average actively managed fund by nearly half a per cent but lagged the MSCI World Index by over a full per cent.
The global equity index fund that you really should consider for your stocking is the TD Managed Index Maximum Equity Growth Portfolio I fund. It lives up to the index fund low-fee creed with a 1.69 per cent MER and no front or back end load.
When it comes to returns the TD global index fund actually beat the MSCI World Index over the past year by one-third of a per cent. Since it was first launched in 1998 it has consistently over performed the benchmark and the average global equity fund.
The fund has three holdings - all TD Asset Management Inc. index funds. About 40 per cent of the fund is invested in the TD U.S. Index fund, which tracks the S&P 500 total return index - big U.S. blue-chips like General Electric Co. and Citigroup Inc. A third of the fund is invested in the TD International Index fund, which holds big international equity stocks such as Toyota Motor Corporation of Japan. The final quarter of the fund's assets are invested in the TD Canadian Index fund - big Canadian stocks such as Royal Bank of Canada and Manulife Financial Corporation.
Each global equity index fund has its own distinct features to suit specific investor needs. Consult your financial advisor before making a purchase.
Dale Jackson has been a producer at Report on Business Television since its launch in September 1999.


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One of the SMS solutions, realized by EffectiveSoft, is a system with multiple access levels, realizing the functions of SMS management and notification due to profound integration with the SMS messaging application.
Contact our sales department to get a quote
This SMS solution is a web-based application managing remittance payment services throughout the UK and many West African countries.
The system supports the following access levels:
Due to integration of the system with the SMS messaging application, the system allows process management via SMS and MMS, SMS notification options etc.
The customer is a small but growing money transfer company that offers the most competitive and reliable remittance payment services to the general public around the world.
The system developed by another software development service provider was characterized by a poor architecture logic and lack of using object-oriented programming (OOP). With the expansion of the system functionality, it sooner became hard to implement any modifications. As a result, the customer could not provide a good service continuously.
What we did
To help the customer streamline their remittance services and improve the customer service, our team accomplished the following tasks by delivering a highly scalable, maintainable and secure system in the end:
Business model
Project-based (fixed price)
Development model
Concurrent development
Project workload
15 man-months
Project infrastructure
A project manager, a team leader,
a software development team (3 developers),
an interface designer, a QA team
Functional specification, application architecture outline, test cases, end-user documentation
Lines of code
PHP, SQL, JavaScript, HTML, CSS
Technologies & Tools
Smarty (a web template system), ZendFramework, PHP Extension and Application Repository (PEAR), AJAX, SOAP, MySQL Server, Selenium (a portable software testing framework for web applications)
Financial services

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Sorry for not getting back here for a week
My husband is home & although good to have him, kind of upset my routine. Anyone know what I mean ? I had my daily routine going & was kind of settled into it & now have to start thinking like a couple again. It will all be fine, just my usual probelm with transition. And then it's all about the wecome home stuff that I've just been through myself. maybe I'm just done with all of this. In additon, while I'm here I can't really put down roots, just here temporarily... like I said I may be done with this, but our time isn't up yet.I started thinking, is there anything in my closets there that I would really miss The answer was no, not really.. thinking if I didn't return, no loss... Just thinking though & that's not good. My return date is Aug 29. Ok, I know I should THINK POSITIVE!!!! HA!
OK, starting with exercise- there were about 3 days that I had no exercise to speak of & I was not a happy camper. Had company, doing other stuff, but should have fit something in. Still getting to the gym for weights classes. Like real steam up your glasses type classes- very good, And the modified plank worked well. I also tried a water aerobics class one day when I was feeling kind of stiff- I always come out of those classes feeling like I've had a massage- nice. So really enjoying the LA Fitness & hoping to find some classes back in Singapore.
Eating- not so good but still within my 2 lb weight that I've been up & down. I am seting a goal that I want to leave here weighing less than when I arrived. There- very realistic & doable.
Thank you all for your suggestions on cholesterol lowering foods. I think I will think more about what I'm eating although I pretty much follow a vegetable, fruit rich diet with little red meat. And then get my cholesterol tested again when I return & then go from there as far as medication.I did buy some red yeast rice but don't want to start taking something until I get tested again.
Going to catch up on reading your posts.
Progress as of today: 17 lbs lost so far, only 14 lbs to go!
Had a good week but no progress with weight, just keep in a 2 lb range of my posted weight.
My physical went well and even thought after that it was a waste of time, but I guess that's the good news- didn't find any problems.or rather no oher problems than high cholesterol- I need to have my cholesterol retested when i get back to singpapore. it is a little high & I may need medication but I would prefer to avoid medication if possible. Although I can't think of dietery changes- I don't eat much red meat or high fat foods, I eat a good amount of fiber & I exercise on a regular basis. Anyone have ideas?
I've been at the gym a couple of days this week and played golf yesterday & will play today.
It was my daughter's birthday this week & she had friends over so food & drinks that night. Also went out to eat a couple of times. Going to concentrate on food & calories for this week. I haven't been very good about writing down food & calories.
Hope everyone is having a good weekend.Progress as of today: 17 lbs lost so far, only 14 lbs to go!
Link to amazon page of reviews: http://www.amazon.com/Prevent-Reverse-Heart-Disease-Nutrition-Based/product-reviews/1583333002/ref=cm_cr_pr_top_link_1?ie=UTF8&showViewpoints=0&sortBy=bySubmissionDateDescending
Good Luck!
RYC, I'm sure your grandkids will love Camp Jewell! My nieces went last summer and had a blast. I'm thinking I may try the boys there for day camp next summer. I'm loving this weather, we've had the AC off for days and it's a great break from the heat!
Apparently the FDA doesn't allow the stuff that works as well as a prescription statin to be sold anymore. There's some information on the wikipedia page for "red yeast rice," though I don't know how valid it is. I don't know if you're familiar with the radio show "The People's Pharmacy," which is the first place I recall hearing about it. I'm sure their website has the latest info if you're interested.
Hi all-
I'm back from my trip to MN and had good visits with my mother , brothers and sister plus sister-in-law and nephew and niece with her little boy. My mother is 92 and living in an assisted living , she uses a walker but still gets up out of a chair faster than anyone I know! She's very sharp and remembers lots of details and dates , so always good to talk with her and sometimes stories come up that we hadn't heard before.
Had a couple of hour long walks with my brothers and sister. Food wise- not so good.... Sitting around with snacks and wine plus going out for Mexican and good mid western food and all good intentions somehow go out the door. But thankfully it was just 4 days.
Today went to Zumba class. Still figuring out the steps but like last time, just kept moving & mostly at least in the right direction. Also eating very light today & for the next few days to balance out the last 4 days. Unfortunately going to Dr tomorrow for a physical so weigh in won't be so great. Oh well, certainly better than my last wiegh in.
Home challenges continue- today having someone spray for carpenter ants. I vacuumed up a truck load of ant bodies so hopefully the exterminator can figure out where the nest is & zap it. Hot here today so may spend the majority of time indoors. Possiblity of playing golf late this afternoon, we'll see how hot it is & decide.
Hope all is well !
Progress as of today: 17 lbs lost so far, only 14 lbs to go!
Good luck with your ant problem. Been there, done that! What a pain!
I know , very bad not posting for a week.
I had 2 of my granchildren here from Thurs night until Sunday afternoon & also my older grandchildren as well for much of the time. No wonder I'm still exhausted. Lots of pool time, mini golf, science museum and feeding them their favorite foods - blueberrry pancakes, hot dogs & mac & cheese. Hey why fight it- I also had fruits around which they also ate. And I was happy when I put out a plate of carrots and they all were eaten. Mostly they all have good eating habits.
So they were my execise for those days & since I've been to the LA Fitness boot camp class ( no, that's just what I call it!) , golf, a fast paced hour walk with my more fit than I friend. But just tonight after eating pretty well for the day , went to a Mexican restaurant & started with table side guacamole & chips, then salad & tortilla soup & had bites of a decadent dessert. I am really uncomfortable! Sigh.....
So no wonder I'm just maintaining my wieght!
On Friday I leave for MN to visit with my mother, brother and family and will meet my sister form CA & brother from CT at the airport & we'll all return on Monday. Looking forward to seeing my family and my mother who is 92, still very sharp & living in an assisted living. Haven't seen her for a year which is hard for me although we speak frequently. I was planning to go out yesterday but ended up changing my plan.
OK DD friends. hope all is well with you and thanks for the ideas about modifying the plank that was helpful.Progress as of today: 17 lbs lost so far, only 14 lbs to go!
Sounds like you've been plenty busy with good friends and grandkids. Enjoy your time with your mom and siblings!
That's so great that you and Umpqua got to meet. I think it would be so fun to have a DD reunion and get to meet all the great, supportive and terrific people here.
Enjoy your time with your family in MN.
Not sure where the time goes , you'd think I'd have plenty of time to update here. I guess I'm just not in a good routine.
So I did read parts of the glycemic diet which was not a new concept for me but was good to review. I'm not really there yet- not ready to embrace the entire concept. I like to take some ideas from various plans. To follow the glycemic diet entirely would be quite a change for me. Went to see James Taylor which was a wonderful concert.
Life has been good, although I do miss having my husband here. He'll be here in 3 weeks. Have been busy with friends and doing things around the house & yard.Also spent some time with grandchildren and will have 2 of my grandchildren here tonight & then for the next few days. On Monday I saw James Taylor in concert which was great.
I've been to LA Fitness for exercise classes- not as often as I had hoped but now twice this week for the Bodyworks plus abs class which is alot of hand weights plus ab exercises. I just don't do squats or lunges on my own & I really flunked the plank ! But a good workout & I was able to keep up which I felt good about- except for holding the plank pose!
I have to say that I have not been good about counting calories in the last 2 weeks. I'm going back to using my little notebook and going to look at what I did last summer.
Hope everyone is well.
Progress as of today: 17 lbs lost so far, only 14 lbs to go!
Way to go on the LAF classes. As for the troubling moves, the instructor should let you modify the moves. Don't go down very low in your squats and lunges and do the planks as long as you can before dropping to your knees for the rest of the time.
Sorry for the long absence- I was at my daughter's house Mon & Tues & then lost internet .
It was so good to meet Umpqua yesterday. We had been talking on DD about meeting when I got back from Singapore & set the date for a walk along the river.She has been such a great support for me over the last year & so it was nice to meet her in person. She is interesting and interested- a good listener and just a sweet and beautiful person.
And seriously aren't we just blessed to have such a wonderful supportive network of DD friends??
As far as my progress? Not great but I did just have 10 oz of Mamma Chia, Pomegranate Mint . Overpriced but it says it will give me Vitality, Energy and Strength. I just came from Whole Foods which I just love, it's like eye candy for me- just to walk through the fresh fruits and vegetables, and then over to the gelato aisle for a sample.....
OK i'm taking out my Idiot's Guide to the Glycemic Index Diet to give me some inspiration. Will report back with my plan for the summer.
Hope you all have a wonderful wekend!Progress as of today: 17 lbs lost so far, only 14 lbs to go!
Still working on the few lbs gained in travel so no loss shown here. This morning went to LA Fitness for strength training class w/ abs. It was the same instructor that I had for the last class that I took there before I left 2 years ago so that was nice. The insructor has a good routine & not so much like the boot camp type person as the regular instructor ( today's instructor was a substitute). It was kind of funny because I knew how she runs a class & when to take out the mat, etc. & I could tell that others were just used to the regular instructoe who doesn't use a mat. Then went on the elliptical for 20 min. So I felt good after exercise.
Yesterday I had 2 of my grandchildren for most of the day . I gave them the option of going to an amusement park but that was voted down so we played a quick game of mini golf ( it was hot) and then spent the rest of the day in the pool. They are fun and I don't have to amuse them- they keep me amused with their made up games.
Doing okay with eating but had a few items yesterday with the kids that I cold have done without. And yesterday besides the mini golf :) had no exercise.
I'm working on it, my friends, but could be doing better.
So far today
B- fiber cereal w/ blueberries, L- turkey & tom on thin sandwich,Snacks, peach & mini dove ice bar ,cracker w/ pb.ar , D- planning on chicken breast & green beans .I have fruit to snack on also.
Progress as of today: 17 lbs lost so far, only 14 lbs to go!
On a good track- just two days- but that's ok. Had a great Zumba class today. It was a new instructor from the last time I took the class so new music and new routines but I caught on to most of them & just faked it for the rest. A little hard on my knees but I can adjust how high I step. Fun, I love Zumba! Then this afternoon 2 hours of sweaty yardwork. I'm making some progress in the yard. Hope to get some flowers for windowboxes and other containers.
Yesterday & today were good eating days. If I can get a good week of exercise and healthy eating I hope to see some results on the scale.Still logging calories on my calorie app.
It's actually a bit chilly here today but supposed to be in the upper 90's tomorrow!
Hope everyone is having a good start to your week.Progress as of today: 17 lbs lost so far, only 14 lbs to go!
I had a good day. It certainly is easier to monitor my food when I'm on my own and started with nothing in the refrigerator & not much in the pantry.
Also signed up for LA Fitness where I used to belong. So I'm very excited about Zumba class tomorrow!
The homeowner saga continues- came home from running some errands & heard dripping in the dining room & saw that the ceiling was stained from water leak. But was able to get a plumber out who first had to open up the ceiling & then fix the pipe. Just a pipe that had a pinhole leak & it was fortunate that I found it before the whole ceiling was saturated and the dining room floor was damaged. These things happen..
So had a good eating day- below 1400 calories and went for a long walk early this morning. Bought some local strawberries- delicious.
Hoping for a quiet day here tomorrow now that the tree work is done and I have the pool under control and hopefully no plumbing emergencies!Progress as of today: 17 lbs lost so far, only 14 lbs to go!
Hi !
I'm back in the US. Had a really nice visit with my brotheer & sisterinlaw in Hawaii. They drove me all over & had dinner with some of their friends. Such perfect weather & you're never far from the water and a beach. people are nice and pretty laid back. So 4 full days there & then a 8 hour trip to Chicago & a 2+ hour trip home. Of course it all started with 14 hours to get to Hawaii! I just put myself in another zone & sleep, watch a movie, read & of course eat !
Now back home for the summer. Right now there are 3 guys here doing tree work & they're on the third day of trimming, removing , chipping trees, most of which were damaged in the Oct storm. So much for living in a forest.This was all supposed to be done before we returned home. Then this morning I had the pool opened. Two guys came, pulled off the cover, turned on the pump, put shock in the pool- all took about 15 minutes and probably will charge me around $300. Even though there was debris in the pool because they didn't put enough water bags around it. Off they went. So pretty much most of the day I've been working on the pool, trying to scoop out the dirt and leaves and then vacuuming it. Just saying this in case anyone thinks owning a pool is fun.
I know that once I get things organized and all of this work is done I will be fine. At least I don't have to worry about having a new roof done or a stonework project coming! That was last summer.
I did have dinner with my 12 year old granddaughter last night. Pure bliss just listening to her. Such a sweet heart and just a good person. And saw my grandson who was busy but I caught up with him later. And of course hugs for my daughter & soninlaw- a long 5 months since I last say them.
Now that I'm home I can concentrate on my food & exercise. I think this first week will mostly be doing yardwork but then I'll be walking, biking & maybe getting in a zumba class.
I got the results of my bloodwork- doesn't appear to be a thyroid problem but I probably will need to start taking something for my cholesterol that has been creeping up over the years. So I'll see my Dr. here & see what he has to say.
I'll have some time now to catch up with everybody's posts. Hope all is well with my DD friends!Progress as of today: 17 lbs lost so far, only 14 lbs to go!
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Course handouts are now available
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Programme Updates. Programme Overview and - Video Symposium on Challenging Cases now available.
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Age-related effects in the accommodation response of human eye
Poster Details
First Author: A.Moulakaki GREECE
Co Author(s): R. Montés-Micó J. Esteve-Taboada T. Ferrer-Blasco D. Madrid-Costa
Abstract Details
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In this study the wavefront aberrations with accommodation were estimated for healthy and cataract eyes, to identify the changes in the optical quality of an aged eye and simulate the effect of cataract in the optics of human eye.
University of Valencia, Valencia, Spain.
An adaptive optics visual simulator (crx-1, Imagine Eyes) system was employed to measure wavefront aberration. Inducing in to the system the wavefront derived from young eyes and adjusting the Zernike coefficients the aged eyes' aberration was compensated, to proper simulate the vision in patients with cataract. Inclusion criteria were applied to the sample. Young adult individuals (>22 age) with clear intraocular media and no ocular pathology and individuals (>52 age) with cataract severity from 1 to 4 were included. Ten healthy and 10 cataract eyes from 20 subjects were examined. Several trials of a steady stimulus at 10Hz were run per subject lasting less than 1 minute. Visual acuity was assessed using computer-generated Landolt-C optotypes (Freiburg Acuity Test) usually display in the monitor of the system. The Root Mean Square (RMS) of the ocular aberration was calculated by the Zernike coefficients.
The calculated RMS of the ocular aberration has a positive correlation with ageing. More specifically, in younger eyes the total ocular aberrations were lower than those obtained from the aged eyes. For the accommodation response a rapid decline was anticipated in the slope of the curve, especially for severe cataract cases.
These results suggest that wavefront aberrations vary among subjects and increase with aging. Furthermore, in cases of negatively affected vision (i.e. cataract), the accommodation response deteriorates with age as the accommodation system make optimal use of its available amplitude and depth-of-focus of the eye. FINANCIAL INTEREST: NONE


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Viet Nam Open Tour
Irressistible offer from Shapphire hotel
From 3 June to 30 September 2010, Shapphire hotel launched the special promotion - "IRRESISTIBLE OFFER OF THE YEAR 2010": 40USD/ night for superior room & 45USD/ night for junior room for G.I.T booking (minimum of 5 rooms) and 45USD/ night for superior room & 47USD/ night for junior room for F.I.T booking. Applying the same price for single / double / twin occupancy.
|Page 36 of 39


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Zymol Brite Wheel Coat 8 oz. Spray
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With the release of their fourth studio album imminent, Brazil's hottest exports return to the UK this summer.
Thursday 20 September 2012 - 7:30 PM
From humble beginnings as University students who first sung together at a friend's barbeque and recorded their debut album in a garage, Jorge and Mateus' rise to stardom has been meteoric; a contract with Universal Music and three studio albums later, these home-grown sensations are now drawing in massive audiences the world over.
Their feel good anthems are a heady mix of country and pop with a liberal dose of Brazilian sunshine stirred in, and tonight they perform a concert of their greatest hits within the monumental surroundings of London's Royal Albert Hall.
Please note that the Arena area will now be standing only
Click here to buy Arena standing tickets
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Part of that goal is using paper on more than one layout and trying to use it as creatively as possible.
When I finished my layout about Moose needing his own space and about growing up boy, I had some of that TPC Studio Transportation paper left that was perfect for a one page layout.
And now it's a scrapbook layout. Because if it's FB worthy, it's scrapbook worthy. :)
I have a ton of letter stickers to use up, so I used a variety of those in different colors to create my title. Thrifty, thrifty.
There you have it-using my supplies up. How do you stretch your supplies?
Be back next week with more layouts and fun...inching closer to my 111th post and a super fun giveaway!


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Video trailer
Chuck :-WatchChuck on 123moviestvshow.com,A drama inspired by the life of heavyweight boxer Chuck Wepner.Greetings again from the darkness. "That guy could take a punch." It's supposed to be a compliment and knowing nod to the machismo and toughness so valued in the world of boxing. Instead that trait is responsible for the two claims to fame for heavyweight boxer Chuck Wepner: he shockingly went 15 rounds (minus 17 seconds) against Muhammad Ali in 1975, and was the inspiration for Sylvester Stallone's Oscar winning movie Rocky.Director Philippe Falardeau (Monsieur Lazhar) and the four co-writers (Jeff Feuerzeig, Jerry Stahl, Michael Cristopher, Liev Schreiber) spend very little time in the boxing ring or with the usual training montages, and instead focus on how Wepner's ego and inability to handle fame affected his family, his health and his life. This is a portrait of Chuck the man, and it's at times more painful than the barrage of punches Ali landed in Round 15.Liev Schreiber is outstanding as 'The Bayonne Bleeder', the disparaging (but accurate) sobriquet that stuck with Wepner – thanks to his propensity to bleed in most bouts. His self-motivation to "Stay up Chuck" against Ali (played here by Schreiber's "Ray Donovan" brother Pooch Hall) is what became the foundation for Stallone's Rocky screenplay. There are a few terrific scenes with Wepner and Stallone (a spot on Morgan Spector) as Wepner desperately tries to latch onto the Rocky bandwagon, going so far as to introduce himself as "the real Rocky". It's tough for an actor to get Oscar consideration for a performance in the first half of the year, but Schreiber is worthy.


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Styles and sizes of lampshades are endless. We know because we have made a few and reckon we are pretty good at it. In the shop we hold a good amount of our French Drums and our New Oval style shades, as they can be stacked inside each other. Other types of hard or laminated shades such as drums and cylinders are not so easy to display. But we do hold samples and varied bespoke options are possible.
Just about anything can be made so give us a call or drop a line. A recent job was making a lampshade from a favourite dress. We try to be competitive on pricing using our great British artisans.
Soft shades or lined shades are generally made to order, we have colour charts and swatches available from major silk and fabric houses, and are happy to make from most. We have a good understanding of styles and have four styles samples in complete size ranges. So look forward to talking through your requirements!
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Although it's hard to believe in the midst of changing diapers, our babies grow up and become adults. And if they have babies, we enter a new, exciting and sometimes surprising world of grandparenting. I am now part of this world as "Nanalee" to three grandchildren between the ages of 2 and 10.
It's also hard to believe that 38+ years ago, I helped start Birth To Three, now Parenting Now!, when I was new in town, a first-time mom and feeling isolated with so many parenting questions and no one to turn to. In the spirit of those early beginnings, and as grandparents, former staff member and psychologist Kris Hallenburg and I have developed a series of workshops called The Joy of Grandparenting. The next Joy of Grandparenting workshop is Creating Your Grandparenting Legacy, to be held October 22, 2016.
Our goal with the Joy of Grandparenting workshops is to enrich the experiences of grandparenting by bringing small groups of grandparents together to share what we all have learned and to take the time to think intentionally about:
- Our grandparenting legacy
- The latest research on child development
- The changing relationships with our children who are now parents
- Building strong relationships with our grandchildren.
The Creating Your Grandparenting Legacy workshop will provide an opportunity to think about what traditions, history, values and experiences you want to share with your grandchildren. Through discussion and fun activities, the workshop will help make your role as a grandparent even more meaningful and joyful than it is already.
As one grandparent said about this workshop: "I really appreciate having the time to think about something that's very important but not necessarily on my mind…loved sharing experiences."
Creating Your Grandparenting Legacy Saturday, October 22, 2016, 9 a.m. – noon at Parenting Now! For more information and registration:


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Oasis – Don't Look Back In Anger
But all the things that you've seen, will slowly fade away
Mal ilyë nati ya ecéniel, fifíruvar
Odin @ Thor
Whosoever holds this hammer, if he be worthy, shall possess the power of Thor
Aiquen mapa namba sina, qui nas valda, haryuva i túrë Hundieva
Offspring – Pretty Fly
And all the girls say I'm pretty fly for a white guy
Ar ilyë wendi quetir nanyë ammára ninquë Eldan
Offspring – Self Esteem
The more you suffer, the more you show you really care. Right?
Ambë nalyë nwalyaina, ambë tanal nas mára len. Téra?
Olwë @ The Silmarillion
We'll neither give our white ships nor sell them for any league or friendship.
Úvalmë anta ninqui ciryar hya mancitat lá nossë hya nilmen.
Oscar Wilde's quote:
To define is to limit.
I estië ná i lanië.
Instead of waiting in line an average of 337 days, Jamie Spice had her request answered in 53 hours through FAST LINE
Oscar Wilde's quote:
Love is a sacrament that should be taken kneeling.
Melmë ná vanda ya mauya sen carna occassen.
Instead of waiting in line for several weeks, Jamie Spicer had this request answered in 70 hours through FAST LINE
Ozzy Osbourne – Iron Man
Has he lost his mind? Can he see or is he blind?
Ma oloities sámarya? Ma polis cenë hya ma naryë úcénala?


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Honeyguides: Indicatoridae - Physical Characteristics, Diet, Behavior And Reproduction, Malaysian Honeyguide (indicator Archipelagicus): Species Accounts - GEOGRAPHIC RANGE, HABITAT, HONEYGUIDES AND PEOPLE, CONSERVATION STATUS
live forests threatened listed
LYRE-TAILED HONEYGUIDE (Melichneutes robustus): SPECIES ACCOUNTS
Honeyguides are found in the temperate (mild) and tropical parts of Africa south of the Sahara. In addition, two species are found along the southern foothills of the Himalayas and in Southeast Asia.
Honeyguides live in dense primary forests, secondary forests, gallery forests in semiarid country, open woodlands and scrublands that include a mix of broadleaved trees, shrubs, and grassland. Generally, darker-colored species tend to live in broadleaved forests, while paler ones live in drier woodlands. They live from sea level to near the top of trees in mountainous areas.
Some species of honeyguides guide humans to honey sources.
No species are currently listed as Threatened by the World Conservation Union (IUCN). Three species, the Malaysian honeyguide, yellow-rumped honeyguide, and dwarf honeyguide, are listed as Near Threatened, in danger of becoming threatened. Most species in Africa and Asia are threatened by deforestation.


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Southern Ridges
Mount Faber Park
Mount Faber Park is easily accessed from Harbourfront MRT Station, followed by a walk or by bus that goes all the way to the top. During the walk, loud chirping of cicadas and calls of various birds accompany the visitors. The lush greenery is very welcome and soothing to the eyes. The walk involves a good deal of gain in elevation to reach the top, but the walkway is well laid out and does not involve significant physical preparation (beyond a flask of water). Spectacular views of southern Singapore await at the top. At night, the twinkling lights of the distant city are rather nice to enjoy at F&B establishments. It is also possible to take a cable car to the island of Sentosa and there is a mini Merlion Sculpture at the top and murals depicting Singapore life.
Telok Blangah Hill Park
The Alkaff Mansion can be seen after walking over from the Henderson Waves, a conserved mansion, which has been given a new lease of life as a restaurant. It was built primarily as a retreat for the Alkaff family. A panoramic view of Singapore can be seen from the semicircular terraces of the Terrace Garden, the vantage point on top of Telok Blangah Hill Park.
Alexandra Arch & Henderson Waves
It is highly recommended to take a stroll on the elevated canopy walk starting at the Alexandra Arch. Rich biodiversity presents photo opportunities, such as birds (Pink-necked Green Pigeon, Yellow-vented Bulbul, Common Iora, Brown-throated Sunbird, Spotted Dove and Straw-headed Bulbul) and trees native to the region. In my experience though, there is no guarantee that there will be any particular sighting, since this spot is very popular with joggers, hikers and somewhat noisy weekend visitors. Alexandra Arch looks something like a leaf structure with its veins exposed and comes alive after sundown with attractive colour-changing LEDs. Henderson Waves (a distinctive wave-like structure 274m long) makes it appearance right before the approach to Telok Blangah Hill Park. This charming, wood-panelled bridge was built in 2008 (same time as the Alexndra Arch) and is hugely popular with wedding photographers. Birds such as the Brahminy Kite and other raptors have been reported to be seen here.
Labrador Park & Battery
The Labrador Battery and Nature Reserve, along with the Mount Faber Park, Telok Blangah Hill Park, and Kent Ridge Park is part of the Southern Ridges. About a twenty minute walk from the Labrador MRT station, this place is set in the middle of a fine nature spot, rich in history as well. It is possible to walk to the Nature Reserve and return to the MRT by walking through the Berlayer Creek boardwalk, home to mangrove forests and coastal cliffs and therefore a haven for its typical flora and fauna. This is a good opportunity to view some interesting flora and fauna. This mangrove is also home to the nipa (attap) palm which was widely used for thatching roofs. It is recommended to set aside a couple of hours minimum to fully explore this place. Thriving with wildlife, this park is a favourite haunt of nature lovers and photographers. The mangrove is good for spotting mudskippers and small crabs.
In addition, there is rich wartime history. A highlight is a stone feature known as the Dragon's tooth. At this point, mainland Singapore apparently has the shortest distance to the Sentosa Island. It was used as a navigational tool. However, Admiral Henry Keppel (who was also concerned about piracy reports in the region at that point of time) ordered it to be blown up in 1848, while expanding this body of water to be capable of handling larger ships of the day. Today a replica of the original, natural outcrop stands in place. A few steps away from here, stands a red beacon which is no longer in use and is fenced in by red wire. Some of the fiercest battles for Singapore took place at Pasir Panjang, not too far from the Labrador Battery, before the final capitulation. Look out for a pillbox close to lighthouse. A fort used to defend the southern shore of Singapore. The fort entrance at one point consisted of a vertical iron gate. Further in are artillery guns that mostly pointed to defend Singapore from sea based threats. Tunnels and bunkers beneath the battery were used to safely house ammunition and to provide cover for the non-military personnel. During the Second World War, the guns of Labrador Battery did not play a huge role, since the Japanese forces took the causeway from Malaysian Peninsula (on bicycles) to enter Singapore from the north. The guns could be rotated to face inwards too, but most of the ammunition here consisted of armour piercing shells (meant for warships) which were not particularly effective for targeting ground forces. Another shortcoming was the perception that the forested area (in the north) was virtually impassable. That proved to be a costly mistake since the advancing Japanese forces simply used bicycles. Retreating British forces destroyed the guns to prevent them falling into enemy hands.
Labrador beach front used to be dotted by these pillboxes (as seen in the picture) and were armed with machine guns. It was conceivable that the enemy might land commando units to take the artillery guns out of action. Lights and barbed wire alone would not do; therefore the pillboxes sprung up along coast. Although they provided shelter and protection to the sharpshooters inside, they were rather hot and cramped.
The Labrador Park is located close to the Alexandra Retail Centre and can be accessed by public buses also. Tucked away from the hustle and bustle of the business district, visitors to the park also have the option of jogging, fishing and indulging in barbequed meals. There are some playgrounds for children too. The waterline offers a view of the Sentosa Island on one side, and the Pasir Panjang port on the other. This is an excellent spot to enjoy a gorgeous sunset, something that I have had the good fortune of doing several times.
The Labrador Park is located close to the Alexandra Retail Centre and can be accessed by public buses also. Tucked away from the hustle and bustle of the business district, visitors to the park also have the option of jogging, fishing and indulging in barbequed meals. There are some playgrounds for children too. The waterline offers a view of the Sentosa Island on one side, and the Pasir Panjang port on the other. This is an excellent spot to enjoy a gorgeous sunset, something that I have had the good fortune of doing several times.
Kent Ridge Park
Hort Park, at one end of the Alexandra Arch, is a park that encourages gardening. It boasts of a nursery and a greenhouse. Gardening items are for sale and there are ornamental gardens to stroll through. A 280m canopy walk leads to the Kent Ridge Park, with the possibility to stop by the museum "Reflections at Bukit Chandu", the site of a fierce battle between the local Malay Regiment and the advancing Japanese forces during WWII.
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What are the things one must know before they do their shopping online?
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Back to News
IRELAND V GREAT BRITAIN (by Rob Fulford)
Patsy Fitzgerald clinched victory 8-6 at about 4pm today for Ireland's
victory against GB (unless there is some ancient history I'm unaware
Ireland had a great start winning all 3 doubles matches and this in the
was the decisive factor. GB seemed a little out of sorts perhaps
with the old mark II Dawsons. Patsy started particularly well on his
for Ireland. GB's two Ians, Burridge and Lines, started the doubles
with the
intended policy of keeping it tight and not giving Patsy anything easy
then couldn't resist making a DL third turn after they hit. Patsy hit
went straight to 4b. Later to clinch the doubles he ran a good sweaty 8
The match swung about once the singles started on Saturday afternoon.
Burridge and Maugham won quickly for GB, Williams for Ireland. Patmore
seemed to be in charge against Alan McInerney but the other two matches
could have gone either way. Marcus Evans and Andrew Johnston both
some good stuff. Marcus had the first chance to clinch the match,
making an
excellent precision pick up to get his second break going but having
done the 4b peel was hampered out of 6 and missed his 1b pioneer.
soon finished with the third triple of the match. Ronan McInerney came
to producing a fantastic match to defeat Rob Fulford. Rob won the first
turn but Ronan replied in kind in the next finishing off the contact
after a
TPO by Rob on the 4th turn. The third game looked likely to go to Ronan
sixth turn but he couldn't get the peels going and eventually playing a
slightly angled Irish penult peel had the back ball finish on the front
the hoop. Rob won a couple of turns later. Meanwhile Alan had come back
a late triple against Chris to level at 1-1 overnight with the overall
score Ireland 5 GB 3.
Sunday started with the six remaining singles and the prospect of
and Alan McInerney's third turning out to be the crucial game if we
7-7. Dave Maugham won quickly though scrappily against Ronan. Ed
and Rob Fulford went to a third. Rob went to 4b third turn but Ed hit
TPOed turn 4 pegging 2 balls out. Ed hit a couple of 20 yarders to have
reasonable chances to get a two ball going but eventually Rob finished
running 3 from a couple of yards, hitting Ed in front of 5 and rolling
up to
Things at this stage were looking fairly rosy for GB, back to 5-5,
and Lines were game up and the other two matches at game all. The only
downside for GB was that Ian Burridge should probably have clinched his
match already twice failing to finish from penult and peg allowing Alan
McInerney the chance to fight back.
Ian Lines was next to finish winning a tight second game after a more
comfortable first. Simon Williams won the decider against Marcus to
make it
a personal 3/3 for the weekend. Simon has a history of doing well in
event having one year beaten Mulliner, Avery and Irwin in quick
Marcus played a lot of good croquet getting to 0/3, I'm sure he'll have
luck next time he pleys for GB. 6-6. Patsy levelled against Chris
Alan now took the decider against Ian Burridge, Ian missing a hampered
stroke after 3 starting his second break. 7-6 to Ireland.
So at 2.30 GB's hopes rested completely with Chris Patmore all the
matches having finished and Chris having two matches at 1-1. Chris got
first break against Patsy but missed an attempted sweep shot after
hampered out of 4. A couple of turns later Patsy was on a triple
getting the 4b peel before 3. Everything seemed under reasonable
control but
Patsy made a real mess of organising a straight rover peel and ended up
rover and peg with a leave. Chris missed but Patsy failed to get a rush
peg after making rover and pegged one ball out. Chris hit but only made
more hoops before Patsy was able to finish off.
Congratulations to Ireland and thanks for all the hospitality. GB's
loss since 86?
Full Scores (1 match unfinished)
From Irish perspective
Cunningham & Johnston beat Evans & Maugham +20 +12
McInerney & McInerney beat Fulford & Patmore -4TP(F) +25 +14
Fitzgerald & Williams beat Burridge & Lines +26TP(W) +17
Ronan McInerney lost to Rob Fulford -26TP +14OTP -5TP
Ed Cunningham lost to David Maugham -17TP -25TP
Simon Williams beat Ian Lines +15 +24TP
Andrew Johnston beat Marcus Evans +25TP -26TP +11TP
Alan McInerney unfinished versus Chris Patmore -26 +4TP
Patsy Fitzgerald lost to Ian Burridge -3 -18
R McInerney lost to Maugham -9 -17TP
Cunningham lost to Fulford -21TP +13 -9OTP
Williams beat Evans +11 -17TP +14
Johnston lost to Lines -18 -5
A McInerney beat Burridge -9 +4 +14
Fitzgerald beat Patmore -10 +25 +20
Rob Fulford


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Who doesn't love a sale?! Did you overspend on summer vacations, back to school supplies & new clothes for the kids? Still want some kick-butt family/baby/couple portraits to hand out at Christmas? You're in luck!
Contact Finelite for additional information.
Filed Under : Finelite News
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Dee Edwards
One of the best teachers I have ever had. She can be strict and sometimes harsh, but only because she is passionate about French. I learned a lot!
I must be one of three students who actually like Mrs Edwards. Yes, she can be harsh, but that makes the class behave really well. Helped me do brilliant in French. Great teacher!
I loved being in her class. Though she may have her scary moments, I passed french with flying colours.
u no how she expects us to know EVERYTHING? i figured y... she is more horrible to ppl who rnt gr8 at french, they quit by the end of da year,and so she only has tough ppl left who get exelencs neway!
Definately has issues this woman. Probably resorts to picking on students due to lack of own self esteem. She somehow teaches students although im not aware how being one of her students.
oh dear. this miserable woman really ougt to resign b4 she causes any more damage to students
shes so mean everyones scared ov her. what is her problim.theres no need to be so horrible . she treats students with no respect. we are humans just like her but shes treats us like dogs im so glad im in mr mullens french class lol so much more enjoyable and pleasent
i learnt quite a bit in her class but shes very strict.she doenst encourage you with your french,e.g:at the start of the year she told us that if we didnt want to learn french then to get out.
She is a not very nice teacher but she can teach alright. Havent learnt much.... Nor very nice.... too much homework... nice sometimes though.
shes not that bad i mean at the end of the day its not all the time that she is hard on u its every now and again.i dont really blame with all the anouing people
yes, she can be cruel, but most of the time it is to teach students to have respect for teachers, which most of you dont have.she will go out of her way to help u if u ask her to.
I think you're all to hard on her, she's a wonderful teacher who only pushes students so they can get the best out of their education, i should know i had her for three years!
shes a good teacher but very scary and gives out WAAY too much homework
She's a very good teacher and when your in her class you learn lots.
I once had her for Social studies, and it seems she has gone to extremes with her teaching style. Her name strikes fear into the hearts of Grammarians, and that's the way it should definitely be.
Shes just a mean teacher who doesnt bother to understand
very very scary teacher teaches by yelling made me quit french
Her teaching style is to scare students into learning but at the same time she has taken all the enjoyment out of the class.


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- Double handle shopper bag
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Standard Australia delivery
$18 AUD delivery (8-10 working days)
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Returns policy
Local return address in Keysborough, Victoria
Return items within 21 days
Click here to read our international returns policy


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After a bizarre wedding episode last week, The Office got back on track this week. With some great, awkward Michael moments, a hilarious Dwight prank, and some appropriate punishment for Ryan, "Business School" was an exercise in what works best in an Office episode.
Taking Michael out of the office can be hit or miss, as we certainly found during "Phyllis' Wedding." But in "Business School" we got a wonderful twist on Michael being an idiot in public as Ryan mocked the very thing that Michael loves most -- Dunder-Mifflin. Ryan's introduction to his business class was great, setting the stage for Michael to look like more of an idiot than usual. Michael's Dead Poets Society-like ripping up of the textbook and his bizarre candy bar throwing were excellent awkward-funny moments. The best moment of Michael's speech came when he announced that "real business is done on paper&#Array; write that down" as the entire class then proceeded to type Michael's words on their laptop computers.
There may never be a more appropriate episode for Buffy the Vampire Slayer creator Joss Whedon to direct than this one. Whedon's direction and sense of humor was both excellently put to use and alluded to in the scenes in which Jim hilariously pretended to become a vampire. Jim and Karen's over-the-top play-acting ("But Jim, this garlic bread is cold") and Jim's suspicious behavior (checking his teeth for fangs, standing right next to Dwight looking at his neck) were the funniest parts of the episode.
Pam's story line was decent, but not great. It's obvious that Toby still has a major crush on her, as he awkwardly confessed that his daughter's play is the same night but that he'd rather support real local art because what the kids do "is not art." Roy seems like he's trying hard to support Pam's artistic ambitions, but he seemed much more interested in being perceived as supportive than actually interested in anything Pam made. Roy's dorkiest and most awkward statement of the episode was after leaving the art show: "Your art was the prettiest art of all the art." One would expect that eventually Pam will realize that, as much as Roy may try to change, he may not be the best fit for her. The closure to the Pam storyline was very nice, as we saw Michael Scott at his most endearing, even if he was clueless as to why Pam was so appreciative.
Temp-turned-employee Ryan seems to alternate between a guy who likes to have fun occasionally to a guy without a sense of fun at all (as he told Jim to "ask me again 10 years ago" in response to Jim wanting help pulling a prank on Andy in "The Return"). So it was enjoyable to see Ryan get his comeuppance after feeding Michael to the business school sharks. Michael's banishment of Ryan to sit next to Kelly is absolutely hilarious and a perfectly appropriate punishment. Ryan likely would have welcomed being fired and the severance (and likely break-up with Kelly) that would follow. So, now that Ryan's moved, does that mean Jim gets his old seat back?


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|Philip Noyce does indeed outdirect Nolan with Salt.
When The Dark Knight was released in 2008, Jim Emerson was one of the more vocal critics of the film, drawing largely on his assertions that Nolan and his cinematographer and editor (Wally Pfister and Lee Smith, respectively) don't seem to know how to piece together a coherent action sequence. While this may or may not be true, it's a subjective opinion, and one that Emerson has backed-up. Repeatedly. For the record, I think some of his assertions about Nolan's capabilities, and certainly those of Pfister, ring a bit false, but that doesn't stop the fact that I agree that Nolan's films are all about exposition and actually show very little in the way of action, and that little bit is by and large not particularly interesting or dynamic visually, nor coherent upon second look.


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The action was fast, but the camera was quicker.
Having moved from grass to turf for the postseason, the Coupeville High School girls soccer squad found the pace of the game a bit sped up Saturday.
Wandering on to the sidelines, in between shooting cross country and volleyball, paparazzi John Fisken was on top of things, however, madly clicking away.
The pics above are courtesy him.
To see everything he shot, pop over to the link below.
When you do, remember, purchases fund college scholarships for CHS student/athletes.


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By Master Steve Seo, WKF/HHA International Director
One of my favorite authors and lecturers is Michael Sandel. He is a Harvard professor and author of the book Justice: What's the Right Thing to Do. (http://en.wikipedia.org/wiki/Michael_J._Sandel) His thought provoking book and lecture series is something I recommend to everyone, especially martial artists.
One topic that he lectures and writes about that sparked a connection in my mind to martial arts is the concept of Telo's (purpose of something) and Honor. In his 10th lecture in his lecture series, Professor Sandel talks about the Casey Martin Golf case that the Supreme Court ruled on a few years ago. (http://www.justiceharvard.org/2011/02/episode-10/) In this lecture, he focuses on two concepts that have direct relevance to martial artists and masters. They are:
- Telos: the of purpose of something
- Honor: what is it that we want to be known for or what should we aspire to be
In the golf context, the purpose of the game may simply be to hit a stationary ball off the ground and place it in a hole. However, the essence of the game can be argued as more involving walking the course, strategy, using different clubs, assessing wind and course conditions, etc. At the end of the day, what is it that golf represents to its players? Do you want to be perceived as athletes and honored in that regard?
Similarly, I believe martial artists, especially masters, need to consider not only the basic purpose of what we do, but what do we hold up as important, honorable and at the essence of our art, and hence what should we aspire to be as martial artists and masters.
So how do we reconcile these concepts? Let me give a perspective.
Basic purpose of martial arts:
- Mastering techniques that are effective in offensive and defensive self defense applications
Essence of martial arts:
- Maximizing one's potential in effectively executing offensive and defensive self defense applications
- Striving for health and unifying mind/body for healthy living
- Striving to be a better person and positively impacting those around us
My strong belief is that simply learning and executing a technique well is a very basic and rudimentary part of martial art. If that was it, we would be same as any other activity, sport or hobby. On the contrary, martial arts are about not only learning a series of complex movements and techniques, but also how we can also focus on maximizing our own potential through these experiences. Moreover, as instructors and master, we consciously work to help those around us maximize their potential and leverage martial arts to positively impact their lives. Of course the technical proficiency and effectiveness is critical, but it is only the starting point for a true martial artist. By focusing on these concepts and guiding principles, I believe we can all strive to represent what it really means to be a martial artist.
Please feel free to share with me your stories and experiences that exemplify what it means to be a true martial artist!
Steve Seo – WKF/HHA International Director


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Kent Town Court
|845 225-1606
|Google Map
|Mailing Address
|Kent Town Court
**Twenty Five Sybil's Crossing, Kent Lakes, NY 10512-4744
|Attorney Advertisement
|Angela Zagreda (914) 946-4900
|Street Address
|820 Route 52, Kent Lakes, NY 10512
|WWW Link
|About the area
Formerly the Town of Frederick, Kent is also known as Kent Lakes because it holds the many lakes which serve as reservoirs for NYC. Kent embodies the communities and hamlets of Allen Corners, Berkshire Terrace, Carmel Park Estates, Farmers Mills, Gypsy Trail, Lake Carmel, Kent Cliffs, Kent Corners, Kent Hills, Luddingtonville, Meads Corners, Richardsville,and Yale Corners. The major population center is Lake Carmel. Wonder Lake and Fahnestock State Parks are located in Kent. Kent is 60 miles from NYC and 25 miles from Danbury Connecticut. Sybil Ludington was the 16 yr old daughter of Col. Henry Ludington during the Revolution who continued where Paul Revere left off by riding 40 miles on a dark night to call up her father's militia to fight the British who were burning Danbury, CT just 25 miles away.
|Hours of Operation
|Office 9-5, summers 9-4. Sessions Thursdays at 5, Wednesdays at 7, with occasional Mondays and Tuesdays at noon or 11, respectively.
|Type Of Cases
|I-84 speeding tickets, plus some drunk driving and generally minor criminal cases.
|Tips from Lawyers
Other Courts in Putnam County: Southeast Town Court; Carmel Town Court; Cold Spring Village Court; Nelsonville Village Court; Patterson Town Court; Philipstown Town Court; Putnam County Court; Putnam Valley Town Court; Brewster Village Court


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by Tyra McClung
The Africana Students Organization joined forces with the Latin American Student Organization (LASO) and the United Caribbean Club (UCC) to host CCSU's annual Culture Shock on Thursday, Jan. 25.
Alumni Hall was decorated with a colorful array of flags representing various countries. Students were introduced to African cuisine as well as sweet treats provided by LASO. Outside vendors also attended, selling authentic African clothing including umbrellas, dashikis and beaded jewelry. Groups COLADA and Central's Step and Dance Crew also performed at the event.
"We basically come here to unite and celebrate each of our individual culture, and come together as one to kind of enjoy ourselves on CCSU's campus," UCC President Arron McKenzie said.
"We definitely need more cultural events on campus to kind of thrive and let people know we're here. That's how you impact and [allow for] more people to, you know, stay on campus instead of leaving every Thursday," McKenzie continued.
Culture Shock first arrived at the university in 2015 as a collaborative effort between CCSU, the University of Hartford's African Student Organization's and UCC.
One of the founders of the Culture Shock event was McKenzie, who helped to develop and promote the event in its early stages. He believes events such as these are important because they not only educate students on the different cultures, but also allow students to be entertained during the weekend.
"This was my second [Culture Shock]. I think this one was more fun, I liked the DJ, he was really good. [The event] definitely educates [students] on the different types of Africans there are, because I know my friends like swear there is only one type of African," CCSU junior Grace Mwine said. "It [the different cultures] were very enlightening. My favorite part of the night was the Caribbean Club when the girls danced,"
This year's Culture Shock was sponsored by the Africana Students Organization (ASO).
"Our goal for culture shock is just to embrace multiple cultures, and also show residents and students on campus different cultures that they have yet to be exposed to in a comfortable and safe environment," ASO Secretary Amaal Sugulleh said. "I hope to see everyone come to our events later on this semester."
ASO meets every Tuesday in the 1849 room in the Student Center at 7:30 p.m.


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ML Schedules™ Software provides District Admins and Group Classification Managers with the ability to edit Group Information.
To edit Group information
1. Select Admin > District Settings > Manage Group Classifications.
2. Select the edit () icon next to the Group name.
3. Enter the new data in the desired fields:
- First name
- Last name
- Group Name
- Phone Number
- Address
- District Notes
- Upload New Insurance Information
- Upload New Additional Group Files
- Update Classification
4. Select the Save button.


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Cool! Like the over-all finish of the tones (even with the flash light on it). Great job on the folds! Top of the head/hair looks a bit pointy, but that could be the flash glare distorting it. Great work Nicole!
Thanks! My teacher had me chop a little bit off the head, so I'll have to take a closer look.


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I have so much catching up to do on this little space! Two weekends in fact! Today I'll start with last weekend even though it seems like such a long time ago.
We started the weekend by hitting up Cardiff's Winter Wonderland, the first of two visits that weekend! On our way in we sported the Tardis on top of Cardiff Castle, celebrating the week long Dr Who celebrations for its 50th anniversary. I'm not a fan, unlike my sister and her boys but it was pretty awesome to see on top of our fantastic castle in the middle of the city centre. After a few Christmassy rides we headed for a Starbucks and home for some lunch before my sister and I headed back into town for ribs, cocktails, gossip and the Stereophonics. It was one of the best nights ever and fantastic to share it with my sister as we hardly ever get to go out just the two of us. Kelly Jones still has it (I can't honestly imagine how he would lose it. Ever!) and kept us happy by standing in front of us for a fair amount of the concert. It was like being seventeen all over again at Morfa. After it was over we enjoyed a walk through town, with all the Christmas lights making our city prettier then ever and an excited sister spotting the Tardis now all lit up! Such a fab night out, we both even got asked for ID entering a bar and undercharged for the taxi home – what could be better than that??


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Testing group data shows swine flu waning in US
Results from flu tests show the pandemic of swine flu is definitely on the downswing in the United States, researchers at Quest Diagnostics said on Friday.
The report supports what U.S. health officials have said - the H1N1 is ebbing across much of the United States, having reached a second peak in October.
"Children ages 5 to 14 continue to experience the highest percentage of H1N1 positive test results compared to negative results, with a positivity rate close to 40 percent. By comparison, nearly 80 percent of children in this age group tested positive for the virus in late October," Quest said in a statement.
The company analyzed 170,000 flu tests taken between May and December to map out two peaks in the U.S. epidemic - one in April and one at the end of October.
"Between this peak week and December 9, testing rates fell by 75 percent. In the most recent week reported, December 9, testing rates were equivalent to volumes experienced in late August, when the second wave began," the company said.
Flu often passes in waves, with several peaks in a single season. H1N1 emerged in March, just as flu is generally winding down in the northern hemisphere, and circulated globally all summer long.
It has so far completely overshadowed seasonal influenza, which generally begins circulating in the United States in October and peaks in February.
Quest's Dr. Jay Lieberman said there could be several reasons for the decline in positive H1N1 tests.
"These include previous infection of tens of millions of Americans with this influenza virus as well as H1N1 vaccinations, which have reduced the number of susceptible patients, and changes in physician test ordering practices," the statement reads.
"The most striking decline in positive test results occurred in the region comprised by Pennsylvania, Maryland, Delaware, the District of Columbia, and Virginia and West Virginia where testing rates fell 87 percent during the two weeks ending December 9 compared to the prior two-week period."
The results show that people are getting sick from a range of infections besides flu. Doctors usually only order flu tests for patients who are seriously ill or at risk of becoming seriously ill and thus would benefit from antiviral drugs such as Roche AG's Tamiflu or GlaxoSmithkline's Relenza.
But just 44 percent of suspected flu cases tested positive for H1N1 in November, and just 21 percent of specimens sent in December were positive for H1N1, Quest said.
U.S. health officials said this week that 100 million doses of H1N1 vaccine were now available or had been delivered and urged everyone to get vaccinated. H1N1 could still peak again and could also mutate into a more dangerous form.
The U.S. Centers for Disease Control and Prevention estimates that 47 million Americans have been infected with H1N1, nearly 10,000 have been killed by it and more than 200,000 hospitalized.
While the severity appears somewhat milder than seasonal flu, which kills an estimated 36,000 people a year, most patients who die or have severe disease from swine flu are children or non-elderly adults.
* Flu peaked in late October, tests show
* Children still hardest-hit
* Nearly 80 percent of people tested had something else
By Maggie Fox, Health and Science Editor
WASHINGTON (Reuters)


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We believe to succeed we must be committed to investing in our future leaders, no matter the discipline.
Our story is one that will be similar to yours. Of growth, acknowledgement and in search of opportunities. Not all opportunities fit everyone and if there is nothing that fits you, try us at firstname.lastname@example.com
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When interviewing candidates, especially for pivotal roles, as an HR Manager, you want to make sure that the one you choose is perfect for the position. After all, a bad hire can ruin your and your company's credibility, and lead to loss of investment. It is common that job seekers tend to lie on their resumes. Desperate job seekers may lie about their educational qualifications, work history, and salaries to attract potential employers. Spotting a liar during an interview process requires you to interpret personalities, examine behaviours, and even test their skills. Here are a few tips that can help you spot a liar during the hiring process.
Setting an Atmosphere that Encourages Honesty
Start by creating an environment that encourages honesty, if you want the candidate to answer truthfully. Encouraging transparency during the first few minutes of the interview helps the candidate know that complete honesty is what the organisation practices.
Analyse Body Language
Body language speaks a lot about the accuracy of answers given by the candidate during the interview. Deviation in eye movements, not making eye contact, sudden changes in speech, sudden pauses, clearing throat, trembling hands or fidgeting too much are ways you can spot a liar. Most candidates even resort to giving out too much information in order to confuse the interviewer or have a tendency of covering up. While smart liars might not be easily caught, detecting uneasy body language will help you spot a liar.
Test the Applicant
Asking factual questions will give the applicant less room for dishonesty and exaggeration. Factual questions related to their employment history will allow you to accurately analyse their work profile and experience. Additionally, test the candidate on skill-based tasks related to the position or ask them to provide work samples that you can further verify. This tactic leaves no scope for dishonesty because you will be testing their skills on a first-hand basis.
Trust your Instincts
Candidates who are skilled in the art of deception will not crack easily under pressure. Moreover, body language is not a foolproof method of detecting lies. Usually, in life, we tend to rely on our gut feelings in tricky situations. If something doesn't sound or look right, we rely on our intuition and dig deeper into the situation until we get a satisfactory answer. However, this might not always work and you might still be lied to. Hence, it is best to have facts cross-checked by professionals instead of relying on your intuition.
Background Verification
Complete background verification is an essential tool for analysing the accuracy of information on resumes and whatever has been conveyed during the interview. Employee screening involves cross-checking details regarding education, employment, criminal records, personal details, etc. Finding any information that does not match with that provided in the resume or during the interview can be a warning sign.
The interview process is stressful for both, the employer and applicant. Additionally, with more and more lies being caught on resumes, you must be cautious while selecting a candidate. The list above provides essential tips for spotting a liar during the hiring process. While it is not an easy task, these tips will certainly make your hiring process more efficient and profitable in the long run.


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When the world found out the New England Patriots were going to participate in Super Bowl LI, many were anticipating the awkward moment when Commissioner Roger Goodell would have to hand the Vince Lombardi trophy over to the Patriots.
However, the exchange between Goodell and the Patriots brass was very respectful and classy, but things changed when the champs returned to Foxborough.
Looks like Matt Patricia is wearing a Goodell clown shirt as the team arrives back in Boston pic.twitter.com/YK8OPZ4Hoh
— Nick Emmons TV (@nicknbcboston) February 6, 2017
While this is far from a politically correct move, you better believe Patriots fans across the nation were thrilled to see defensive coordinator Matt Patricia pull this off.
Source: Pro Football Talk


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The university year is now over. The 2015 to 2016 academic year was my first full year as a lecturer; although I've done a lot of guest lecturing in the past, this year was my first gig where I got to see students week in, week out.
I mainly taught third year Fashion Marketing, helping them complete their final major project, but I also taught first years, had two personal tutees for pastoral care, and supervised three dissertations.
Here are five lessons I've learnt.
Most people just want you to see them
The greatest lesson I've learnt from this year of teaching is that most people want something very simple: for you to truly see them.
It's easy to work somewhere, be in a relationship with someone, or spend time with friends without truly seeing them. To see someone means to see them for who they are as an individual, wholly and imperfectly; not as a reflection of you, or in relation to you, or as a daughter/brother/partner, or as a manager, or an employee, but as who they are.
My students, aged around 18 to 21, are used to classification. They're used to being 'so-and-so's daughter' or 'an A grade student' or 'the talkative one'. They are used to being labelled as 'millennial consumers' or 'undergraduate students'. They are used to being seen in relation to other people.
They are not used to being seen as individuals, wholly and imperfectly. Many of them wanted this, many were terrified, but all of them who could accept it improved in their work and personal confidence.
Being seen means someone validates you as an independent and individual being, unique but understandable. It helps you develop agency – the knowledge that you are able to, and responsible for, your own life. It also brings to the surface all those terrifying weaknesses that get erased when you're seen as part of a general classification, whose identification is essential for moving onwards and upwards in life.
So, lesson 1: seeing people, aside from the classifications and relations you've given them, will help them develop agency (and probably scare them too).
Most people also just want you to listen
Listening comes a very close second to seeing. I love helping people, solving problems, helping them fulfil their potential. I learnt this year that you can't do that unless you listen first.
Teachers of all kinds (including parents) are quick to impart knowledge, because they want to help, they think they can, and because they want to prevent suffering in their students.
Students will not listen to you if you don't listen to them.
You can give the best advice in the world, but if you haven't listened, fully and empathically to start with, it won't sink in.
That's because real listening isn't about an exchange: it's not, "I listen to you, then formulate advice based on your problems". Listening is pure absorption. It's taking everything that comes out of the other person and absorbing it, putting it away, accepting it. You can respond if you want to, but that's not the purpose of listening.
I found many of my students wanted someone to be a sponge for their thoughts. They wanted to say something out loud so it didn't have to rattle around in their heads anymore, frustrating them. They wanted someone to nod, and make noises, and not give any advice. After that, they were very receptive to advice and actioned it straight away.
I struggled immensely with 'just' listening, and it's something I'll continue to develop over my life as a tutor.
Lesson 2: listen to purely absorb, not to give advice.
Lots of stuff about Millennials is rubbish
In my first few months, I believed a lot of what marketers and business people say about Millennials; they're prone to anxiety, narcissism, feelings of entitlement, lack of respect for authority, etc. They think they're special snowflakes who need constant reassurance, etc. Aren't they just so not like us? etc. etc.
Lots of stuff written about Millennials – from the perspective of this tutor who has spent hours with about 30 of them, seen them cry, laugh, panic, fuck up, save it all – is rubbish. No, it's damaging.
They are a generation more connected than any before them. They have access to more information, are told more about themselves and catered to by more brands in very targeted ways than ever before. But the act of classifying them is turning them into these archetypal Millennials; it's not some inherent feature they all share.
They're told university is stressful, so they get stressed. They're told they can do 'anything they want', so they're paralysed by choice. They're treated like fragile creatures, so they become fragile. They're told they are consumers, so they see everything as an act of consumption
But as individuals, truly seen and listened to, they aren't these things. I have seen them: they are strong, independent, complex people – just like every other generation. They are people, with a few more years of life to experience and a whole weight of statistical generational 'evidence' weighing them down.
Lesson 3: don't treat people you are educating differently because someone collected data about them this one time; treat them as individuals.
Trust is a gift you can give to your students
My students are adults; they can vote, move house, get married, get a job and do all number of things without asking anyone's permission. Yet we're quick to treat those we're educating – or managing – as 'untrustworthy'.
We might not think they're going to nick staplers out of the cupboard, but we might not trust them to get something finished in time – so we step in. Or we don't trust them to present their work properly, so we over compensate our teaching and advice in this area.
Trust is a gift that every educator can give their students, and I see it as an essential gift for them to move their life onwards and upward.
Stephen Covey of '7 Habits' fame talks about trust in his descriptions of delegation; 'gopher' delegation is the menial tasks given to workers and shouted instructions, which results in everyone being unhappy and either over- or under-worked. Sometimes this happens in education. It's pointless. Students don't learn nor do they feel as if they have agency in their learning, which means responsibility lands back on the educator.
Trusting someone to do the job (or complete the project) gives them agency. Covey outlines ways the work can be 'framed' to ensure as good a result as possible. But there will always be the first leap of faith; to trust your student.
I had a few phrases I used a lot this year, but one of the most-used was "I trust you to…".
"I trust you to make the best decision".
"I trust you to hand in on time".
"I trust you".
And I really did. They might not all accept this gift – they might not accept their own agency and ability – but without me freely giving it to them I would've been educating 'gophers', not humans.
Lesson 4: frame their projects to help them complete it, then take a leap of faith and trust them to do so.
Defensive practice is a waste of time
University education in the UK is subject to the whims of many different people and organisations. There are funding bodies, quality boards, frameworks, government policies, inspectors and student satisfaction surveys.
Because these whims are so apparent in university life, and because we've been sucked into the rhetoric of students-as-customers, people get fearful. Horror stories abound of tutors who've been sacked for swearing, or courses pulled for poor student satisfaction results. Folk get frightened of doing something 'wrong' in teaching, and so defensive practice begins.
Defensive practice is just as it sounds: practising your work on the defensive, the 'just in case', the risk-avoidance path, to avoid doing something 'wrong'.
In education, and especially in creative education, this is a complete waste of time.
A creative worker who is risk-averse, fearful, prefers the status quo, won't try new things and afraid of getting it 'wrong' will not be any good at their job. A human being who is afraid of change, and making mistakes, won't be very good at being a happy human being.
Teaching is modelling behaviour. If I am on the defensive, my students will be too. They will think that defensive practice is normal, and they'll take that with them into life and work, and they'll be unhappy and rubbish.
Over the last year, I've seen examples of defensive practice in teaching and I have done everything I can to not do it. I model the behaviours I expect my students to have: passion, enthusiasm, sincerity, humour, dedication, determination and more. That modelling might including arguing, joking, playing devil's advocate, being blunt, honesty, swearing, physical expression, and 'poking with a stick' (my phrase for when you're trying to get something out of someone).
Historically, educators are often those who (along with artists) stand outside of social norms to present new challenges to the world, and help the world to understand these challenges. They poke things with sticks.
Lesson 5: avoid defensive practice if you want great students, and instead model the behaviour you expect them to have as they move onwards and upwards in life and work.
Over the last year I've had the honour and pleasure of teaching students about fashion marketing, but I've also had the joy of being changed and encouraged to grow by each of them.
Being an educator, whether you're teaching 5 year olds, managing 50 year olds or anything in between, is a challenging, frustrating, exciting gift; I hope these lessons help you in your journey.


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Timezones & DST Version 2.0
Timezones and Daylight Savings Time are antiquated ideas that need to be replaced. I propose that they be replaced with a new Universal Time that would synchronize the globe
Standard Time was an invention for the emerging global economy. A version 1.0 if you will. Of course it was never implemented with the order that Sr. Sanford Flemming originally envisioned. Standard Time solved these problems:
- each city had a different noon and midnight based on the local view of the sun
- communication and train schedules were complicated and convoluted
Standard Time introduced:
- 24 zones representing 15 degrees of latitude that would use a consistent time
- each zone would be exactly 1 hour different from the next
- colloquialisms such as 'noon' and 'midnight' remained with minor changes
Unfortunately, Standard Time had its own set of problems:
- confusing when a political region is divided into multiple time zones
- scheduling meetings and coordinating events are problematic since Noon is different depending on your local timezone
- Therefore timezones became organized using political boundaries instead of latitude zones causing broad inefficiencies of the use of solar time
Daylight Savings Time was finally enforced after WW2 as an attempt to reduce the use of incandescent light bulbs at night (the primary use of electricity) and ultimately maximize the sunlight for working hours.
However, DST has its own serious drawbacks:
- DST doesn't reduce electricity use but increases electricity consumption
- psychologically, people are more likely to go out in the evening if it is light after work - thus more automotive & gas consumption
- Schools and office buildings use more gas/energy to warm up in the morning because the ambient temperature is lower due to the darkness.
- DST is least efficient for central US states and Canadian provinces and benefit the East and West costs the most.
- In these central states and provinces DST is not observed causing switching costs and potential loss of productivity during the adjustment.
- Each country has its own DST rules
Ultimately DST is an inefficient attempt to recreate the solar efficiencies that local-time once had.
As we move to a more and more globally dependent economy, timezones still introduce complexity and communication hurdles when dealing with different organizational units spanning the globe. Often businesses will adopt a single timezone to communicate companywide (often choosing the timezone of the company headquarters) More importantly, we are looking for ways to optimize our daily routine to minimize utility costs. Heating big office buildings in the dark hours of the morning is less efficient than letting the sun heat them up and
To solve these problems, I propose a new Universal time. We'll call this Version 2.0 for timekeeping in a global environment. Here is what I propose for the New-Universal-Time:
- Globally adopt a single timezone for timekeeping. Ideally this would be UTC, but I'm fine with arbitrarily choosing NST too.
- Each region locally defines how to maximize solar time. For example, in Boston, the local hours of business could be 13:00 to 21:00 while in San Francisco it could be 16:30 to 00:30
Aside from the transition period, this will solve the two major problems: 1) communication consistency and 2) maximize daylight to minimize electricity/gas consumption (and minimize SAD). While each city/state/region will define their own business hours there will be a universal language to communicate the difference.
Now, when someone on the west coast proposes a meeting at 22:00 (middle of the local solar day) the person on the East will say, "sorry I can't make it, I'm putting my kids to bed then."
Of course, I realise that while the benefits might be many, getting wide spread adoption will be next to impossible. It'll likely happen right after the US adopts the metric system.