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Community bankers bemoan fate of 'bread and butter' mortgages
By Adam Van Brimmer
Of the bank's $9 million worth of mortgages in 2012, the institution repossessed only a handful of properties. And none of the remaining home loans were delinquent as of Dec. 31, according to Federal Deposit Insurance Corp. reports.
Come next January, though, First Bank's approach to mortgage lending will be frowned upon by the federal government's Consumer Financial Protection Bureau.
The stance by the new agency, created in 2010 as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act, leaves First Bank's leadership facing a difficult decision: Scrap what is a highly successful strategy or open the bank up to litigation from borrowers.
The bureau's new mortgage guidelines were among several topics discussed Wednesday at the seventh annual Georgia Southern Regional Community Bank Symposium.
But for the 100-plus community bankers in the Forest Heights Country Club ballroom, the mortgage changes ostensibly written to curb predatory lending processes caused the most angst.
"Any way you look at it, the CFPB guidelines will require major soul-searching and planning on the part of any bank that utilizes them," Brad Washburn, an executive with Statesboro-based bank consulting firm Steve H. Powell and Co., told the audience. "It's the way we've always done business. With our customers, they're used to it. They like it. But it's going to be harder to do them."
First Bank of Coastal Georgia's sin, according to the CFPB, is in being the rare financial institution that keeps every mortgage it originates. The bank does not sell loans to secondary buyers like Fannie Mae or Freddie Mac.
Unlike Fannie and Freddie, First Bank's viability is tied to interest-rate margins, or the difference between what the bank makes on interest from loans and what it pays in interest on deposits.
Mortgages are long-term loans — 30 years in most cases — and interest rates fluctuate significantly over that period. No bank wants to write a loan today at 3.5 percent knowing the interest it pays to its depositors could be at 5 percent seven years from now.
The community bank solution has long been to write short-term mortgages with long-term principles. These mortgages come with balloon payments and the understanding that, when the balloon comes due at the end of the term, the bank will renew the loan for another term at the current interest rate.
For example, First Bank will write you a three-year balloon mortgage today, with the payments based on a 30-year amortization table at 3.5 percent and the balance due in a balloon payment in March 2016. The month before the big payment hits, though, the bank will write another three-year balloon mortgage at the 30-year interest rate at that time.
Such loans fall outside the limits of a "qualified mortgage" and its limited lender liability protection under the new CFPB guidelines. The rules revolve around an "ability to repay" standard, which at its core means that the borrower has the resources to pay the highest possible payment tied to the loan.
In the case of a short-term balloon loan, where the balance often runs in the six-figures, few borrowers meet the standard. If a bank issues a loan that doesn't meet the standard and the borrower defaults, then sues claiming the bank misled them in issuing the loan, the bank will be "taking its chances."
"This is very concerning because banks use in-house mortgages to help customers with a certain need," The Savannah Bank President Holden Hayes said. "Some mortgage borrowers want to keep their loan with the community bank they got it from, and this rule makes doing that a lot riskier."
The guideline's impact is concerning even to Georgia's chief banking regulator.
"Balloon loans are the bread and butter for all of you," said Rob Braswell, Georgia Department of Banking and Finance Commissioner. "That's what your customers want."
The CFPB's guidelines go into effect Jan. 10, 2014, and the agency has pledged amendments and exemptions in the meantime. The current "ability to repay" rules apply only to the first five years of a loan term, meaning community banks can still issue balloons on mortgages of 61 months or more.
First Bank's president, Doyce Mullis Jr., said doing balloon mortgages at a longer term is one of several options the bank's board will consider.
Powell and Co.'s Washburn said next year could be the dawn of a new type of "risk-tolerant" bank.
"A lot of us will need to remain in the mortgage market to stay viable," Washburn said. "You try to reasonably meet the spirit of the law and take your chances."
Posted in Uncategorized


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Dead Island Riptide – Rigor Mortis Edition Crawls Out of the Surf
The tropical zombie-killing action is back in Dead Island Riptide! And now there's a special new collector's edition for pre-order, so those of you who are itching for more open-world chaos can have some nice, real-world souvenirs.
So what's in this package, you ask? Well, if you're looking to set off for an undead adventure on the island of Banoi, you'll need something in which to pack your wares, right? Then it's a good thing all of the Rigor Mortis edition toys come inside your very own Dead Island replica suitcase! Inside you'll find many surprises, such as:
- A zombie hula girl bobble figurine. Man, you gotta hand it to her for staying true to the job.
- A bloody zombie arm bottle opener magnet. You know, for when you need a helping (albeit rotting), hand for those times when bottlecaps get the best of you.
- A bungalow key with a branded wood keychain. We guess it's to remind you that you'll be spending a lot of your time on a vacation away from the real world.
- Dead Island Riptide Special Edition. Because you've got to have the game, duh!
- Extra DLC Content. More zed-destroying fun? Yay!
- A digital strategy map. Good. Banoi is freaking huge.
All of this can be yours for $79.99 when the game drops on April 23rd, 2013! Let us know in the comments if you're going to grab this suitcase and all of the treasures within!

subset: commoncrawl


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What Chinese Tourists are Buying
Mainland Chinese are the fastest growing tourist population in the world, spending $102 billion in 2012. The WSJ's Wei Gu tells Deborah Kan how spending patterns are changing as more Chinese travel abroad.
This transcript has been automatically generated and may not be 100% accurate.
I ... the the ... in the Chinese are the fastest growing chorus group in the world but only three percent of Chinese passport ... and ever con joining me now is columnist weak U ... K ... we say that this is really staggering when you think about it all the thirty percent of people in China pass for contested extending the U S and one incentive to sending U K ... so dissing matching the screen these descendants to go up like to one-third of the US that will now be ten percent which means it will be huge tripling morning toppling from Ally so the tensions minivan ... behaves in considering the fact that you know you gotta pass to get a deal work and there's lines of Chinese tourists ... flying in the luxe tree stores so what are we seeing in terms of their fine ... well they're trying to lighten my maturing debts outside and I because a it's cheap predicted that ... the there is a bit of snobbery fact at the right to come back and see ... so this back and boarding pass along on a sour it feels good to say that ... the sale of a but ... I we seeing what they're buying overseas actually is it isn't much different than what they're buying at home ... it's crushing so at home demo want rebrand think ... the way to be used to boom time that's the closest Chinese consumer is ... but it improved its action to combat likely that all ... some people actually think how old my made up myself issues and so the right to find something that's a bit more discreet ... like holds and which will be less local have the item or ... maybe not that that's more suitable for the well traveled Chinese ... sold its only if people are looking for ways to ... invest in this trend of like Chinese people are going to be to expand as ... it back to look for meat and as actually be outside China and was clapping in time ... ok ... what about other sectors benefiting that I mean you have Ford to Chinese tourists coming to a major cities around the world that that's can have an impact on other things as well ... it's been a bit this evening the sky needs and tablet in KL found ... at the moment and trade it seems the only pm we think that they're waiting to splurge on ... so I can put tells them very much like that Japan needs and in the early eighties to the traveling big groups and did the state budget hotels Icahn again ... and then not yet ready to embrace the doctrine tells the act ... but there are some people what's going to take advantage of that sorta Wessel chains ... who had inquiry into China ... get the memo contains many use the Chinese speaking staff with empty ceremonies ... anyhow the aging chains recommend railway and toll wash and clean up so the opening bell in the big day we see these inland and in the milk ... to hopefully that the men in the mid East Hospitality when attractive at the shield tight discussed ... it's a it's probably just a matter of time and in ... educating same magic on this weekend for I Weighs colony indebted Des beest dot com under for ...


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Difference between revisions of "North Carolina Probate Records (FamilySearch Historical Records)"
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The death date, residence, and other facts that were current at the time of the probate proceeding are quite reliable, though there is still a chance of misinformation. The records may omit the names of deceased family members and those who have previously received an inheritance, or the spouse mentioned may not be the parent of the children mentioned.
The death date, residence, and other facts that were current at the time of the probate proceeding are quite reliable, though there is still a chance of misinformation. The records may omit the names of deceased family members and those who have previously received an inheritance, or the spouse mentioned may not be the parent of the children mentioned.
== Known Issues with This Collection ==
== Known Issues with This Collection ==
Revision as of 18:48, 16 July 2014
|This article describes a collection of historical records available at FamilySearch.org.
Access the records: North Carolina Probate Records, 1735-1970 .
- 1 Record Description
- 2 Record Content
- 3 How to Use the Record
- 4 Known Issues with This Collection
- 5 Related Websites
- 6 Related Wiki Articles
- 7 Contributions to This Article
- 8 Citing FamilySearch Historical Collections
Record Description
The collection consists of probate matters recorded at county courthouses in North Carolina for the years 1735 to 1970. However, most of the records in this collection are from 1800-1930. Probate records are court documents and may have involved loose papers or bound volumes. These files included all documents related to estate settlement including:
- Wills
- Inventories
- Receipts
- Accounts
- Administrations
- Appraisals
- Minutes
- Bonds
- Petitions
- Guardianships
- Settlements
For a list of records by localities and dates currently published in this collection, select the Browse link from the collection landing page.
Record Content
Probate records include petitions, inventories, accounts, decrees, oaths of executors, forms about guardians and other court documents. Information in entries includes:
- Name of testator or deceased
- Names of heirs such as spouse, children, and other relatives or friends
- Names of witnesses
- Residence of testator
- Lists of belongings, property, and so forth
- Document and recording dates (Sometimes the date of death will be given. Recording dates are also used to approximate event dates, i.e. a letter of administration was usually written shortly after the time of death.)
How to Use the Record
To begin your search it is helpful to know the following:
- The place of residence
- The approximate death or probate date
- The name of the deceased
Search the Collection
To search the collection:
⇒ Select the "Browse" link in the initial search page
⇒ Select the "County" category
⇒ Select the "Volume Title and Year" category which takes you to the images
Look at the images one by one comparing the information with what you already know about your ancestors to determine which one is your ancestor. You may need to compare the information about more than one person to make this determination.
As you are searching it is helpful to know such information as your ancestor's given name and surname, some identifying information such as residence and age, and family relationships. Remember that there may be more than one person in the records with the same name as your ancestor and that your ancestor may have used nicknames or different names at different times.
Using the Information
When you have located your ancestor's record, carefully evaluate each piece of information given. These pieces of information may give you new biographical details that can lead you to other records about your ancestors. Add this new information to your records of each family. For example:
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- You may be able to use the probate record to learn about adoptions or guardianship of any minor children and dependents.
- Use the document (such as the will) or the recording dates to approximate a death date.
- Use the information in the probate record to substitute for civil birth and death records since the probates exist for an earlier time period.
- You may be able to use the probate record to learn about land transactions.
- Use the birth date or age along with the residence or place of birth of the deceased to locate census, church, and land records.
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Tips to Keep in Mind
- Compile the entries for every person who has the same surname as the deceased; this is especially helpful in rural areas or if the surname is unusual.
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- When looking for a person who had a common name, look at all the entries for the name before deciding which is correct.
- Wills are more likely to be found in rural communities than in larger cities and industrial areas.
- The information in the records is usually reliable, but depends upon the reliability of the deceased or the testator.
- Earlier records may not contain as much information as the records created after the late 1900.
- There is also some variation in the information given from one record to another record.
Unable to Find Your Ancestor?
- Check for variant spellings of the surnames.
- Check for a different index. There are often indexes at the beginning of each volume.
- Search the indexes and records of nearby counties.
General Information About These Records
Most probate records in North Carolina were created on a county level though many were later sent to the North Carolina State Archives. For the colonial period, dozens of North Carolina wills were proved in the Prerogative Court of Canterbury in London, England. The contents of probate records vary greatly depending on the prevailing law and the personality of the record keeper.
Probate records are used to legally dispose of a person's estate after his or her death. The probate process transfers the legal responsibility for payment of taxes, care and custody of dependent family members, liquidation of debts, and transfer of property title. The transfer is to an executor or executrix if the deceased had made a will, to an administrator or administratrix if the deceased had not made a will, or to a guardian or conservator if the deceased had heirs under the age of twenty-one or if heirs were incompetent due to disease or disability.
The death date, residence, and other facts that were current at the time of the probate proceeding are quite reliable, though there is still a chance of misinformation. The records may omit the names of deceased family members and those who have previously received an inheritance, or the spouse mentioned may not be the parent of the children mentioned.
|FHL Place United States, North Carolina items or FHL Keyword North Carolina items in the FamilySearch Library Catalog. For other libraries (local and national) or to gain access to items of interest, see North Carolina Archives and Libraries.
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Citations for individual image records are available for this collection. Browse through images in this collection and click on the "Show Citation" box: Carolina, Probate Records, 1735-1970
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- "North Carolina Probate Records, 1735-1970." Images. FamilySearch. http://FamilySearch.org : accessed 2013. Digital images of originals housed at various municipal archives throughout North Carolina.


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Splash Tropez offers a plain classic off-grey colour to match almost all decor. Buy online and get free UK home delivery on this popular Splash range of roller blind.
Roller Blind Options
- Follow the add to basket process above for a complete list of available customisations for this product.
- Each roller blind comes complete with brackets, screws and instructions.
- You can choose between left or right control chain, and the colour of the chain.
- Due to the sidewinder control, the fabric on a roller blind is 2.5cm from the edge of the roller on the control side.
Delivery Information
Delivery Information
Bob The Blindman achieves realistic dispatch times on all product lines. There are simple rules:
If the product you've ordered is in a box, in stock and ready to ship, we send it out the very next day.
If the product is made to measure, then this will take a little more time so please be patient. We want your blinds to be the perfect fit!
*Delivery times are subject to stock availability and product type, please see the table below for our estimated delivery times.
Delivery is to mainland UK addresses only. Please note we cannot be held responsible for courier delays but will endeavour to deliver your order as quickly as possible.
Estimated Delivery Times For Made to Measure Blinds 5-7 Working Days
Estimated Delivery Times For Made to Measure Curtains 7-14 Working Days (depending on fabric supplies)
Estimated Delivery Times For Accessories 1-2 Working Days
Estimated Delivery Times For Curtain Poles 1-2 Working Days
Returns Information
Returns and Refunds
Ready Made Products & Accessories
We are happy to accept returns and offer a full refund if you have purchased any ready-made item, accessory, curtain pole, etc PROVIDED it is returned to us at your expense and is re-sellable.
What does re-sellable mean? Quite simply unopened, undamaged, unused or defaced in any way. In other words it comes back to us in the same condition it left us.
Made to Measure Products
Because our made-to-measure blinds and curtains are made exactly to your measurements, we can only exchange faulty blinds or curtains. We cannot be held responsible for any errors in measuring or fitting so please take time to read our how to fit guides and if in doubt please call us. Unlike a lot of online retailers we actually fit these products every day, so we can help. So for help, guidance or a chat about blinds call 0800 7837001.
Other Info
If any item arrives damaged or defective then please call 0800 7837001 and we will help.


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Please install the Flash player in order to view a fully-functional version of this page.
Click here
to download the free plugin.
Automotive Solutions
Engine Tachometers
MX-105 - ( 5 meter, BNC to BNC ) Cable
Connection cable for the CT-6520 and new CT-6700 universal tachometers.
A connecting cable is not required for the IP-292, IP-296, IP-3000, IP-3100, VP-202 and VP-1220. A BNC adapter is required when using this extension cable with the IP series and VP-202, VP-1220.
CT-6520B - Universal Engine Tachometer
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IP-296 - Clamp on Secondary (high voltage) Ignition Coil Pulse Detector
IP-3000A - Clamp on Primary & Secondary Ignition Coil Pulse Detector
VP-202 - Magneto type Vibration Detector
< Back to Engine Tachometers


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Sticky Institute is an Incorporated Association and is a volunteer run, not for profit Artist Run Initiative housed in Degraves Street Subway under Flinders Street, Melbourne. Sticky was originally conceived as a not for profit retail 'side project' in 2001 within Platform Artist Group who operate artist exhibition spaces in the subway and nearby lanes.
The three day a week shop-front idea, 'Sticky' began with ten artist publications for sale in the Platform office in April 2001. Since then, Sticky has stocked thousands of titles from around Australia and overseas, and has established itself as a nationally and internationally recognised specialty zine and artist book shop.
In 2007 Sticky became an Artist Run Intitiative in its own right, as Sticky Institute Inc. Sticky continues to share Platform's office space, its shop front, but is separately administered by volunteers including the shop's founder and former Platform Coordinator, Luke Sinclair.
The principal purposes for which the Association is established are:
To strengthen, serve, represent and appropriately promote innovative creative expression that explores and challenges popular perceptions through Melbourne's zine culture which encompasses visual arts, crafts, literature and design;
To encourage and facilitate self-identity, self-expression and creation of communities through the provision of space and personalised access to practical and artistic resources as part of a broader independent 'Do It Yourself' ethic which celebrates self-empowerment and cultural diversity;
To operate a dynamic, accessible not for profit retail outlet with public exposure in a retail environment with a simple submission process that enables anyone to stock their work and become involved in Melbourne's zine culture, and ensuring that we charge a minimal sales commission (20%) in the retail operation, the emphasis being on returning as much of the retail price as possible back to those involved in the product's creation.
Sticky values the vital role and contribution of volunteers to the organisation both past and present.
P.O. Box 310
Flinders Lane, Melbourne
Victoria 8009
Email: sticky [@] platform.org.au
External Link
- Sticky website, which also includes a handy Australian 'zine directory and cultural dictionary'
- Sticky MySpace website


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Any talks of a sequal or a ressurection of the show?
Quote from: Famine on October 4, 2005, 12:22 PMAny talks of a sequal or a ressurection of the show?Both. In the film business, if anything does really well, you can put money in the bank betting that a sequel will get made to a franchise. I heard rumors of a trillogy film series and a return to network TV under universals care, but at this point, I think a film series is more likely. Although...SPOILER*****how the hell can you do the show without Wash???
Perhaps a prequel then that covers why Shepard left and perhaps explains why there were no Blue Sun guys after River in Serenity.
I'm going to see this again this weekend.
I actually like how Sheppard's past is so foggy. It makes him much more mysterious, we don't need to to exactly where he has been as long as we know that he somehow has all this knowledge that he shouldn't have. If we got a sequel (or prequel rather) based on him, we'd lose that mystery.
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home page > on display > exhibitions
Garments of Margaretha Franciska Lobkowicz née Dietrichstein
April 13th, 2006 -March 18th, 2007
Main building of UPM)
home page)
about the...)
on display)
permanent display)
Garments of Margaretha Franciska Lobkowicz née Dietrichstein (1597—1617) from the holdings of the Regional Museum in Mikulov
In the recent past, the collection of historical clothing in Bohemia and Moravia has been further enriched with a noteworthy and remarkably well preserved artefact – clothing from the coffin of Margaretha Franciska Lobkowicz (1597–1617), who was buried together with her husband Wenzel Wilhelm Lobkowicz (1592–1621) in the crypt of the parish church of St. Wenceslas in Mikulov. In 2003, the Regional Museum in Mikulov obtained the couple's burial garments following the anthropological examination of the skeletal remains that had been carried out by Eva Drozdová of the Department of Anthropology, Faculty of Natural Sciences, Masaryk University in Brno. Vendulka Otavská undertook the conservation treatment of Margaretha Franciska's costume; the clothing articles belonging to Wenzel Wilhelm still await conservation.
Margaretha Franciska, the daughter of Sigismund II, Count of Dietrichstein, Underchamberlain of Moravia, and Joanna of Scaligeri, of Verona nobility, was a member of the third generation of the Mikulov branch of the Dietrichstein family. She was recorded up to 1616 as Lady-in-Waiting to Empress Anna, wife of Emperor Matthias. In February 1616, she married and the following year, at the age of twenty, she died giving birth to a son.
The costume of Margaretha Franciska is an outstanding example of early 17th-century women's clothing that is in a fine state of preservation rarely seen today. Her short life suggests that the garments were made around 1616. The set of textiles comprises an exquisitely tailored bodice and an elaborate formal robe made of hand-cut velvet with hanging sleeves, referred to in Spanish as ropa. Both articles have stiff collars that held intricate lace collars. The bodice sleeves are decorated with fine silk cuffs. It is highly unusual for such accessories to survive. The set is accompanied by a full velvet skirt. The burial outfit includes knitted silk stockings, garters consisting of silk strips adorned with tasselled bobbin lace, ribbons tied in bows (all that has remained of the footwear) and a small pillow filled with long human hair. Margaretha Franciska's costume typifies the Spanish fashion of the upper strata of society, frequently featured in portraits of her time. This fashion was popular in the Viennese court. Margaretha Franciska's attire documents the vogue of Spanish clothing popular also among the Moravian nobility.
The set of textiles from the coffin of Margaretha Francisca Lobkowicz will be on view from April through December 2006 in the Permanent Collection of the Museum of Decorative Arts in Prague and from January 2007 at the Regional Museum in Mikulov.
Museum of Decorative Arts in Prague
17. listopadu 2
110 00 Prague 1
Tuesday 10 a.m.—7 p.m., Wednesday — Sunday 10 a.m.—6 p.m.
exhibition 100 CZK (60 CZK reduced, 30 CZK students)
Garments of Margaretha Franciska Lobkowicz née Dietrichstein
April 13th, 2006 -March 18th, 2007
Main building of UPM)
Bodice and skirt after the completion of the conservation work
permanent display)
The Argentinian...)
"Flowers in the...)
Emanuel Kimla:...)
Patterns and...)
Moser 10/150: The...)
Jan Lukas:...)
A Beastly Show -...)
Ignác Preissler...)
Czech Glass...)
Japanese poster -...)
Czech Grand...)
Subjective X...)
Drahomír Josef...)
L´Espectacle a...)
Družstevní práce:...)
Josef Ehm:...)
Alphonse Mucha -...)
Garments of...)
Alena Matějková:...)


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A Well-Spent Sabbath
For a few people today, an hour or two on Sunday mornings is occupied with public worship, but for most people, the idea that Sunday is the Christian Sabbath—an entire day set apart for worship, rest, and ministry—is entirely novel …Read More
Who is Christ?
On December 16, 1739, George Whitefield preached a sermon on Matthew 22:42 at Bruton Parish Church in Williamsburg, Va., in which he asked his audience the very same question that Jesus had asked his hearers 1,700 years earlier …Read More
The Morning Star of the Reformation
He had been dead and buried for a few decades, but the church wanted to make a point. His remains were exhumed and burned, a fitting end for the "heretic" John Wycliffe. Wycliffe once explained what the letters in the …Read More


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by Louise E. Wright
Handbills for "Anna's Secret Legacy" papered the seating area at a local authors' fair hosted recently by the Wissahickon Valley Public Library in Blue Bell. Multicolored stars and chocolate "gold" coins, representative of the pendant worn by the novel's heroine, drifted across the table reserved for the author. Full-size posters on SEPTA commuter trains courted prospective readers.
A Springhouse resident for more than two decades, S. A. Williams, otherwise known as Sue, knows how to sell a product. She should. In addition to extensive experience in advertising and sales, Williams boasts a certificate in Global Marketing and Strategic Management from Harvard Business School and participation in the CEO Leadership Program at the University of Pennsylvania's Wharton School. (Her brother went to Chestnut Hill Academy, and her parents were Philadelphia Cricket Club members who lived in Fort Washington.)
In the case of "Anna's Secret Legacy," published in 2010, she's especially driven. The product she's selling is her own, and Williams is determined to see her novel come to life on the big screen. "This book is meant to be a film," she emphasizes. "It was specifically written to be a film."
Set against the backdrop of World War II, "Anna's Secret Legacy" tells the tale of a brilliant, beautiful Russian scientist who has discovered a serum capable of saving lives or ending them. It also deals with her romance with an American naval pilot on an intelligence-gathering mission. While much of the novel takes place in Copenhagen on the eve of the German invasion of Denmark, the action spans Europe, a continent Williams has much more than a tourist's familiarity with.
Born in New York City, Williams moved with her family to Madrid at the age of 3. ITT, the corporation for which her father worked, took advantage of an opportunity to establish a communications infrastructure in Franco's Spain. Remaining abroad for 16 years, the family also resided in Brussels and London. Williams attended school in all three cities as well as boarding school in Paris and Rome.
In 1974, the family returned to the U.S. Scarcely had they settled on Morris Road in Fort Washington than Williams set off for Syracuse University. There she majored in psychology with an emphasis in marketing and communications. A few months before she graduated, friends founded WAQX-FM. "I got thrown into sales," recalls Williams, who wound up regional sales manager for the radio station.
A stint as senior account executive at WNYT-TV in Albany followed, as did the establishment of her own media buying company. SAW Broadcasting advises clients when and where best to invest their advertising dollars. It was while working in sales that Williams began producing commercials for local and regional markets, thus involving herself in the creative and business ends of the entertainment industry.
Williams' interest in the performing arts started at an early age. At childhood sleepovers, she remembers, "I would make up stories and cast my friends in different roles." She took dance classes and also studied at the London Academy of Dramatic Arts, where the successful completion of a series of rigorous examinations earned her bronze, silver and gold medals.
Williams would have liked to act, but her father quickly stifled that notion. "No daughter of his was going to sit on a casting couch," she recalls. He advised her to pursue something she could "get a job in."
Less than two decades later, Williams realized her aspirations. A chance encounter with a casting director led to work as an extra in Martin Scorsese's 1993 "The Age of Innocence." Similar appearances in films like "Philadelphia" and "The Sixth Sense" followed, earning Williams a SAG card. Most recently, she worked as an extra in "Silver Linings Playbook," which stars Bradley Cooper and Rober De Niro and is scheduled for a fall release. Small wonder, then, that Williams, thinking back to those childhood sleepovers, maintains: "What you're doing at 5 or 6 is what you should be doing."
"The most wonderful thing about working in films," Williams observes, "is what you learn through osmosis," citing set protocol and setting up shots as examples. She credits her experiences with helping her write, not just a film (she's written a screenplay) but also the novel.
"Anna's Secret Legacy" began to take shape about six years ago. "People kept coming up to me asking, 'Why don't you write a story about your life? It would make for such a great read,'" Williams explains. Finally she decided to give it a try, producing what will now become the sequel, provisionally entitled "Mackenzie's Secret."
An interest in Albert Einstein prompted her to set the novel in Copenhagen, home of Albert Einstein's friend and colleague, Niels Bohr. She decided to start it in April, 1940, because at that time the U.S. was neutral, but Williams points out, "We' were hearing rumors about the (concentration) camps, the typhoid experiments."
Williams also draws on her past in the sequel, set almost 30 years later. For example, Anna's daughter, Mackenzie, the novel's heroine, takes part in a peace march from Paris to Chartres, just as Williams herself did. When the time came to publish "Anna's Secret Legacy," Williams discovered that large publishing houses offer first-time authors very little: a few thousand dollars for their copyrights and almost no marketing. So Williams took matters into her own hands, opting to self-publish and self-promote.
While Williams works tirelessly to generate interest in her screenplay, she also takes advantage of every opportunity to market the novel. In early June, for example, she will be at the 22nd Anniversary of World War II Weekend, sponsored by the Mid-Atlantic Air Museum in Reading, PA.
For more information, visit www.annassecretlegacynovel.com


text:
The following interview with Robert Soleta — a farmer as well as a firm proponent of gasohol-alcohol — is reprinted, with permission, from the March 1979 issue of ACRES, U.S.A.. . . which, as we've said before, is one of the hardest hitting real farm publications around.
Mr. Soleta, exactly what is the National Gasohol Commission? How is it funded?
Well, over the past few years a lot of people have become interested in gasohol, and — since Nebraska both originated and has become the Mecca of the farmer's alcohol idea — these folks kept descending on Nebraska. And the state agency there was really not able to cope with all the incoming requests for information. People who were interested in gasohol began to realize that there had to be a central clearing house for the whole nation . . . one that all states could support and benefit from. The consequence was that in June of last year a non-profit corporation, the National Gasohol Commission, was created and put on record. In November of 1978, the Board of Directors asked me to become the Commission's National Director.
How were they led to you?
I first came down representing Minnesota, albeit as a private citizen. I met some of the folks involved, and — as a result — became one of three contact people in Minnesota.
How does the Commission get its funding?
We hope each state that participates will donate $5,000 to a basic fund.
Do you receive any contributions at all from either individuals or organizations?
Yes. The Corn Growers Association, the Sorghum Growers, and other groups representing starch crops have come in with donations of $500 or $1,500 or $3,000 or $5,000 or whatever they can. I also became aware that-because we had so many individual contacts — we really needed a private citizens' membership policy. As a result, we've created a special program under which individuals can become members for $25 a year. Anyone who joins the organization will receive a packet of information as well as a newsletter communication.
How did you become interested in farmer's alcohol?
Even before I took on an agricultural consulting job with Minnesota, I had made arrangements to hear a presentation on gasohol. I believed alcohol could provide a viable market for farm production. As you know, I had been complaining loud and long that we were not doing enough in Minnesota to build on agriculture, our largest economic base. I thought there was more that could be done. The Commissioner of the Department of Economics offered me a contract to go and search out any Minnesota-originated raw materials that could be processed to a higher value before we shipped them out of state. This would mean employing our own raw materials, our own people, and our own money to add to the value of our farm products.
In other words, you wanted to improve the conduit of farm raw materials into the industrial complex?
Right. In working the consulting contract, we reached the conclusion that agriculture was producing more of the products known as food and feed than sales and distribution could absorb. The set-aside acres program, the old soil bank, diverted land ... all those programs indicated that we had this excess capacity, and the judgment has always been made to reduce our output somehow.
Let's get back to the alcohol question. We have a considerable number of professors, running all over the country . . . and they're condemning farmer's alcohol. Are the objections they're making legitimate?
No, I don't believe their objections are legitimate. I think what they're doing is operating from a base of information that is in itself obsolete. The alcohol detractors simply haven't done their basic homework.
Has the question ever beer posed in a very forceful way: Look, are we short or are we not short of fossil fuels? If we are running out, why are we trying to kick a dead horse any further? On the other hand, if there isn't really a scarcity, why are we lying?
As long as the fuel comes out of the pipeline, or the coal comes down the track, the person who's receiving it says, "I'm not short. There's no problem!" He or she doesn't believe we're going to run out of fossil fuels. But if you use just a little basic common sense, you'll realize this planet is like a bowl of orange juice . . . if you suck all the nonrenewable energy out of it, it's going to be empty. And therefore, if we're going to recognize this as a basic principle — that fossil fuels are a finite resource — then we should be educating ourselves and developing the renewable energy system that we must go to ... sooner or later.
Surely you've heard the argument that it will take 280,000 Btu's of coal heat to get only 220,000 Btu's of corn based alcohol fuel? That' sounds like a loss all the way around. And — using such figures — many "experts" say it would be better to get the heat out of corn by grinding up the plants and burning them whole.
Well, you can't stuff corn in the carburetor, so there's got to be another way. Our agricultural products all have Btu values. The most energy-efficient of the bunch, of course, is the soybean ... because of the oil in it. Wheat is the next highest in Btu's, followed by corn, milo, barley, and so forth. In other words, these are all energy products. But what do we do with all the excess energy products known as food? We run those "extra" crops through livestock as feed grains. The animals become the converters ... they transform the corn and barley and milo and wheat and so forth into other forms of food and energy — for human consumption. So, in effect, anything that the farmer produces becomes food for human consumption, and we're still looking for another market.
As for those conversion figures, they're based on data from the distilling industry. As you know, such firms double-distill, and they are not so concerned with the energy exchange equation. We've had engineers dispute the figures and completely contradict them.
Without going into the matter of feed grains displaced by red meat importation, just what are this country's corn and milo inventory data right now?
Of the 6.8 billion bushels of corn that we produced last year, only 5 percent will go for direct human consumption via commerce and industry. All the rest of the grain will be used as livestock feed. So in terms of livestock production — we have a substantial inventory of corn . . . and you know we also have quite a surplus of wheat and barley and milo and the whole works, rice included.
You're suggesting, then, that agriculture should be given access to the industrial complex, and not function solely as a producer of food and fiber?
Yes. Agriculture is actually more than a food production system. It's an energy production system: As a starter, it produces energy known as food. It also manufactures fuel known as feed ... that's run through livestock and converted into food. Agriculture can produce more than the market will bear, and public policy is constantly trying to shut it down. But our farmlands are actually energy acres, and ought to be employed producing other forms of energy.
What other forms of energy products can we get from agriculture?
There's ethanol and methanol and methane. Ethanol is ethyl alcohol. This is the alcohol that's used in gasohol, that we know how to produce most easily, and that we can produce the most of.
And is ethanol the fuel that's most competitive with the product of the big oil companies?
Of course. And this is the reason we have people arguing about energy balance. You'll hear some professors and so called scientists hacking away at gasohol. They're getting their figures from the old processes of making grain alcohol ... your drinking whiskey.
The "experts" work with the Btu inputs that are used for distilling beverage-grade alcohol. However, "drinking" alcohol requires two or three additional distillation processes ...to take out the bad taste and improve the color, clarity, and so on. In whiskey making, the water that's used once can't be used again unless it's been distilled out, or evaporated, and this takes a lot of energy.
The fact of the matter is, the professors are using old, historic information. They interpret this ancient data to prove that it takes more heat to process corn into ethanol than the heat you can get out of alcohol itself. Yet the engineering companies that made presentations at the National Gasohol Meeting in Chicago back in November said differently.
There were nine engineering firms there. Every one of them said they could convert a bushel of corn with about 80,000 Btu's of heat . . . instead of 280,000, which is the usual calculation. They can cut out a couple of distillation columns, and they can recycle the water from the back end of the plant to the front end. That's already warm water, so you don't lose all the energy that's been put into the liquid. They're also using heat pumps, recapturing the heat from the water and from the meal that's been dried out. So with the engineering companies being pushed to make power-grade, rather than beverage grade, alcohol — we've come up with a system with which agriculture can now actually get into other forms of energy production. This is where we're headed.
We won't have to have set-aside acres, soil banks, storage programs, and so on. There is no limit to the amount of energy that agriculture can produce for the modern private enterprise system.
Why gasohol? Why not simply alcohol as tractor and auto fuel?
You can burn 100 percent — or anhydrous — alcohol in your car, your tractor, and so forth, true. You could even use it as diesel fuel. In fact the diesel compression ratio on straight alcohol is up around 24:1. If you burn the alcohol in the form of 190 proof in your car, you increase the compression ratio up to 12.5:1, which is about four points higher than that of regular gasoline. But if you want to use straight alcohol as fuel, then you are going to need separate storage facilities as well as separate dispensing facilities at gas stations. Gasohol, of course, is much easier for us to store and pump.
For anyone who doesn't already know about gasohol, it's simply a 10 percent to 90 percent blend of alcohol and gasoline: one gallon of alcohol with every nine gallons of gasoline. This mixture has several immediate advantages. The distribution system is already established for dispensing and distributing gasoline, for instance .. . so we don't have to set up a separate system. And you could blend the alcohol and gasoline in any one of four locations: You could mix it at the refinery, at the tank terminal at the end of the pipeline, at the service station or even right out on the farm.
I've actually mixed gasohol right in my own vehicle. If my car holds 20 gallons of gasoline, I pour in 2 gallons of alcohol and drop in 18 gallons of gasoline ... that's all there is to it. That's how they did it at Olivia, Minnesota. They had a 2,000-gallon tank for one service pump. They dumped in 200 gallons of alcohol and added 1,800 gallons of gasoline . . . that's gasohol. So there's no secret about how to make gasohol. The secret is — and the problem is — getting the agriculture system into the production of the necessary alcohol.
When you blend alcohol with gasoline, what else occurs?
In our gasoline now, there are what we call antiknock compounds, or octane boosters. Each gallon of gasoline contains somewhere between 4 and 6 cents worth of octane boosters. This way, when the oil companies refine gasoline, they don't have to use so much crude oil.The firms take the balance of the octane rating up with some form of booster, instead. When a firm makes leaded gasoline, it adds tetraethyl lead .. . which brings the fuel up to a certain standard: 87 octane, 91 octane, or whatever. But when you put alcohol into gasoline, you can take out the lead — and you can take out the other additives that they're using now in unleaded gasoline — and still get that octane boost! One of the non-leaded gasoline additives that has, in the past, been used is called MMT. It's a magnesium compound. On October 27 of 1978, this additive was outlawed by the Environmental Protection Agency (EPA). It was ruining catalytic converters that cost up to $300 to put on a car. The EPA was putting catalytic converters on your car to reduce emissions, and the magnesium compound in unleaded gas was ruining the catalytic converters . . . a washout. But if you put one gallon of alcohol in with the nine gallons of gasoline, you can eliminate the need for all of these additives in the full 10 gallons.
Isn't there a tax incentive that also helps gasohol compete in the marketplace?
Yes . . . in order to motivate the alcohol industry and the farm industry to get into the production of these new forms of energy, gasohol was made exempt from the 4 cents-per-gallon federal gas tax on January 1 1978. This means that the service stations selling 70 cent gasohol will not have to pay the 4 cents to the federal government. The stations can take that additional 4 cents per gallon — on 10 gallons that's 40 cents — and use the money to buy alcohol to make more gasohol.
Then gasohol is actually a farmer's premium solar fuel?
Yes, alcohol actually is a solar fuel. Corn takes carbon dioxide and water out of the air. With the help of a few soil nutrients, this plant produces alcohol fuel that can be put in your automobiles or power equipment and burned.
What happens in the combustion process?
What happens? You go from carbon dioxide and water to alcohol, and let it burn. As the fuel combusts, it again becomes water and carbon dioxide. So you're not putting any more carbon dioxide into the air than you took out. The interesting thing about the fossil fuel system is that when all the fossil fuels were put into storage down under the ground as coal, oil, or whatever, all these carbons were compressed and stored and put away. This apparently cleaned up our atmosphere and established the balance we had until recently.
So when we bring these fossil fuels out of the ground and burn them, we're adding carbon dioxide and carbon monoxide to the air by the millions of tons. And there's no way to put these gases back in the ground. But when you use the solar energy called ethanol, you take it out of the air as CO2 and water this year (as a crop) and put it back in the air as CO2 and water again the following year (when you burn it as a fuel). So you haven't unbalanced the environment. This is something that the fossil fuel people cannot claim.
What about the food argument some folks make?
We have heard people ask, "How in the world can you talk about taking high-quality food products and making fuel out of them?" Well, I'd say that we have a historical precedent: From 1924 to 1940, soybean production in the United States went from virtually nothing to four million acres. And soybeans were primarily used as cattle feed and as a substitute for alfalfa . . . in other words, for protein. In the 1930's, folks discovered that they could crush soybeans to produce oil and meal. We suddenly had three products to work with. The oil itself — the liquid portion — was available for food, for feed, and for commercial and industrial products. The livestock feeding industry has the meal to work with. When you increase livestock production, you also increase food energy supply. Therefore, when we learned how to crush soybeans and had three products to work with — the bean, the liquid portion, and the meal — the consequence was that soybean acreage increased from the 1940 level of four million acres to the 1978 level of 60 million acres.
We're feeding millions more people because of that one simple act of crushing the soybean. We're at the same juncture In terms of the starch and sugar industries. We all know that we have excess starch and excess sugar, so we're going to do the same thing with starch and sugar that we did with soybeans. We are — in effect — going to smash the surplus grain, get the liquid portion, and end up with three materials to work with. This is going to give commerce and industry and the food-and-feed chain an opportunity to feed millions more people in the world, because we've learned how to take these products apart and make separate forms of energy out of them.
This line of thinking puts agriculture as an energy system in an excellent light!
When I testified in Washington on December 6, 1978 before the Alcohol Review Panel Committee, I said there that agriculture is actually the only energy production system we have in operation. And the people on the panel kind of sat back, and some of the guys started making notes. I stated that the fossil fuel people merely harvest deposits that were put into the ground millions of years ago. They harvest them ... process them ... and then they sell them to society. Agriculture, on the other hand, produces new energy . . . harvests, processes, and sells it to society. The farming industry is really the only energy production system that we have! Whenever you process a bushel of corn, wheat, rye, barley, or whatever . . . it converts into three separate products on about a 1:3 ratio. You've got a 56-pound bushel of corn, for instance: One-third becomes alcohol, one-third becomes CO2 , and one-third remains after taking out the carbohydrates (your starches and sugars). Almost everything that was in the original bushel of corn is still there in the last 18 pounds. You've got all the oils, enzymes, and minerals ... all the goodies that we need for food and feed purposes.
What uses could a good farmer's alcohol system make of the CO2?
That bothered me for sometime. When you convert a bushel of corn into energy products through the alcohol process, you lose the CO2 . You have so much of it — and it is so freely given off — that most of it is allowed to escape into the air. If you look at a bushel of corn and say it is worth $2.40, and you're going to break it up into three values, you'd have 80 cents for each one. So when you lose the CO2 , that 80 cents which should have been "earned" by useful CO2 has to be picked up in the products that are sold as alcohol or meal. My challenge to the engineering companies is this: Find us a use for C02 in large quantities ... so that we can recapture that lost 80 cents.
Have you gotten any answers yet?
There are some very interesting uses. The food industry extends the shelf life of peanuts, brown rice, and so forth by exhausting the air out of the bag and recharging it with C02 . Within 24 hours, that bag is puffed up a little bit, and, in another day, the bag sort of collapses because the CO2 is penetrating the seed.
Does CO2 hurt the food or the individual eating the food?
Every time you drink a bottle of soda pop or beer, you're drinking CO2 . . . the bubbles. It's in lots of products. CO2 will not hurt you at all unless you try breathing it exclusively.
Has the commission investigated optimum alcohol plant sizes?
Fully 60 percent of the cost of operating an alcohol plant is accounted for by the purchase and transportation of raw materials. So alcohol plants should be sized in accordance with — and located as near as possible to — the supply of such raw materials.
If you look at the grain-gathering, the sugar-gathering, or the starch-gathering systems, the smallest point of collection is on the farm itself: your own grain bin. If you're going to have an alcohol plant related to that storage point, you should, of course, design a farm-sized alcohol plant.
The next largest size would serve the local elevator. If you've got an elevator that handles six million bushels of corn per year — or wheat — you'll need an alcohol plant that can handle that much grain. It should be sized to match the availability of excess raw materials at the plant's location. Then we have what we call sub terminal elevators — the ones that load the trains for export — and there you can have another alcohol plant . . . a bigger one, because there's a larger quantity of raw materials passing the front door.
And, of course, your final plant size will be related to the national points of export. Maybe, when grain hits that port, we can find out whether the nations we trade with need alcohol energy or feed energy or food energy. . . and ship accordingly.
Let's say we're going to send three boatloads of corn to North Africa, but they don't need the starch. In such a case, why not extract the starch first — as alcohol energy or as fuel energy — and send the North Africans one boatload of high-protein corn or meal. Send them what they want. Repackage their energy into a smaller bundle. A 56-pound bushel of corn becomes an 18-pound package of high-protein meal. You've cut out two-thirds of the shipping cost, energy cost, transfer fees, labor . . . everything all the way down the line. And the United States will become the most competitive — the most penetrating agricultural food producing and processing system on earth! Some hungry people throughout the world can't get our food, because they can't even pay the freight. If we can cut out two-thirds of the shipping cost, however, maybe we can afford to take nutrition to where people really need it.
Here at home, we have that renewable resource issue, and that 4 cent gasoline tax exemption. How does gasohol qualify for it?
In order to qualify for the 4 cents-a-gallon federal gas tax exemption, gasohol must be made using alcohol from renewable resources. So it has to come from agricultural or forestry products. It was really a heartening thing to see that 4 cents-a-gallon federal tax exemption go through, especially when the coal companies tried to get methanol qualified. Out in California — and in a lot of other places — gasohol will use methanol, but it has to come from forestry products or renewable resources. In effect, this tax exemption puts agriculture and the forestry people — the renewable energy people — into business.
There is an article in the January/February 1979 issue of MOTHER EARTH NEWS that is about a certain professor in Minnesota who says he can make five gallons of alcohol out of a bushel of corn, and he has high protein meal that still equals the price of his bushel of corn. He comes up with a 140-proof material that can burn directly in an engine. Can you comment?
He might be a little bit high on this five-gallon bit. At 140 proof, you're talking 30 percent water. Now there's nothing wrong with 30 percent water in the alcohol if you're going to burn it in an engine or use it for heating a home. You can burn 140 proof alcohol in a vehicle as long as you don't burn gasoline with it. You can burn 170 proof alcohol as an additive in the carburetor if you're burning gasoline and if you have a method of injecting alcohol directly into the carburetor without going through the gasoline tank. You can put it in a power booster. Whenever you press down on the throttle, you bring in the extra power. But — to mix it with gasoline you're supposed to add anhydrous alcohol: ethanol with no water in it. So if we furnish a high quality product, it will be anhydrous alcohol. The average farmer if he could produce it on his own farm would turn out alcohol at 185 to 195 proof. But that last 2 and a half to 5 percent of the water must be removed if we're going to have a reliable product that is always quality guaranteed.
Have you done any work on the possibility of solar energy kicking in and reducing that exchange equation in the distillation process?
Three people are working on a process. They claim that there is great potential in this area . . . depending on the part of the country involved. I'm not going to swear to that, but on the farm this is one thing you've got to consider.
On the other hand, if the engineering companies are right, they've got heat requirements down to 80,000 Btu's of input heat per bushel of product to be converted. When you harvest a bushel of corn, it weighs 70 pounds. After you shell it, the kernels weigh 56 pounds . . . which means you've got 14 pounds of waste. Those cobs contain 6,500 Btu's per pound, so — if you use the "cores" to fire your alcohol plant — they'll produce 91,000 Btu's. Burning the cobs alone will produce enough energy to distill the alcohol from the grain that they once carried!
Agriculture And Energy Are One And The Same
The United States needs an energy policy based on principle. As the world's largest consumer of "power" and producer of agricultural energy products, we have the most to gain or lose by faulty fuel and agricultural policies. Benjamin Franklin has been quoted as saying, "Whenever government passes a law in violation of a basic principle, it must soon pass other laws to cover up the first mistake."
The first principle of energy is to identify the two current energy supplies . . . our renewable and our non-renewable sources. The non-renewable or fossilized energies — such as coal, oil, and natural gas — should be considered the stored reserves and treated as the cash savings of family, industry, and country. Such reserves are to be used only to the extent that they help create productive renewable energy systems. The continually renewed energies of sun, wind, vegetative conversion, and so forth are to be used to protect our fossil reserves.
The second principle of energy policy is to give political and economic advantage to the renewable energy production systems. Our self-perpetuating energies should be priced below non-renewable sources . . . to encourage their use over that of the fossil fuels.
Any law passed in violation of the above energy principles would be equivalent to violation of constitutional energy law, since such a law would infringe upon the energy rights of all future generations on this planet.
Annual vegetative matter production is the business of the American farmers and foresters. The American agricultural system has been misidentified as a food production system. It is in fact an "energy production system", producing food energy for human consumption . . . and that excess production capacity — which we try to shutdown with government programs — should be used as a renewable energy production system for commerce and industry. American agriculture can produce tremendous quantities of liquid fuels ... ethanol and methanol. An agricultural policy of converting excess production to fuels and chemicals should be this nation's first priority to comply with the basic energy law.
Instead of set-aside acres programs, we need 100 percent production of agricultural energy products which can then be converted to their highest and best use. Instead of going to the federal treasury and tax payers to pay farmers not to produce energy products, we should make an investment in the tools of conversion to expand the agricultural renewable energy system.
Alcohol plants — converting starch, sugar, and cellulose to chemicals or liquid fuels — are the final step of the process that gives agriculture the opportunity to fill the total energy needs of the people. Ethanol will provide the basis for an agricultural program that doesn't drain the treasury but makes economic deposits to it. In addition, such a program will reduce the deficit in our balance of foreign payments for imported energy products.
To institute a farm program of this nature with the least amount of disruption in our production system or economy, we need to price the agricultural products at the national markets high enough to give the farmers parity for their crops. With this portion of the farmers' economic problem stabilized, we would then be able to divert their excess production to the energy conversion program.
Under a 20 percent diversion program, a farmer delivers 80 percent of his corn to the local elevator and gets the full economic parity value per bushel. The 20 percent excess production would be diverted into the energy conversion plants.
To best serve the agricultural system, such plants should be farmer-owned. The equity created by loan repayment would be converted to shares of ownership prorated to each farmer according to the amount of product he has delivered to the system. Once these plants were paid for, they could be used as a throttle to control excess food for feed production. We could have our national "reserves" in the form of high-protein meals or grains for emergency overseas shipment ... we could have control over our food supplies ... we could eliminate depressed prices ... and we would have our farm operations tuned to the national/international multipurpose energy needs.
It would be better if national growers' associations could determine the amount of produce that is in excess of distribution for food needs. The producers' association board would decide the percentage of excess produce in need of conversion, the current price per bushel, the needs of national export and/or the food reserve, and so forth. The farmers would hold the reserves for human and alternative energies distribution. When these products were diverted into the conversion program, the farmer would retain part or full ownership of his produce until it progressed completely through the conversion program. He would receive his final profit after the sale of the end products.
This type of program, again, would not have to be taxpayer supported. As in the past, some farmers may say, "I don't want anything to do with a set aside, conversion, or diversion program." Farmers who talk this way have the misconception that their independence is more important than their business survival. We, the older generation of farmers, must grow our replacements ... the new, young, energetic, capable farmers to take over our agri-system. If we destroy this system, through our ignorance or that of our economic advisors and legislators . . . then we are the fools. We would be the ones forcing the next generation of farmers into the same system that has already caused us so many problems.
It is only by means of a strong agricultural base that we are going to be able to solve the distribution problems in the food, feed, and energy chains of the world. We cannot cure such ills by destroying the agricultural systems through economic cycles that destroy the producers. — Bob Soleta.


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10 Stories Down
According to Vincent F.A. Golphin, associate professor of English in RIT's College of Liberal Arts, the collection of poems assembled in 10 Stories Down "is about dream fulfillment and a host of experiences that cause China to be permanently etched in my heart and memories. The title talks about the view to stress the vital import of perspective. We need to look at life from a different angle. A lot happens, 10 stories down."
Golphin's inspiration for the book is based on his time living in China and teaching at Beijing's Capital Normal University in 2010 and how that experience was a dream fulfilled.
"When I read these poems many of the sights, sounds, smells, conversations and emotions roll into my mind clearly as when new," Golphin says. "I hope everyone who reads this collection will be inspired to reach for an old dream, visit China or some other place in the world that can help you rethink what it means to be alive."
Accomplished author Susan Deer Cloud says of Golphin's book: "10 Stories Down reminds me of when I was a child and tried to dig a hole to China to meet people and play with the children. This book finally got me to the other side. What an extraordinary trip."


text:
1. Re: Wrong page numbers on PDF export (ID CS5.5)Eugene Tyson Jun 20, 2011 8:05 AM (in response to macromac)
Check all the docs first
Use the sub menu in the book panel to Update Page Numbers (only this one)
If it's still not working
Delete that book file and start a new one with File>New Book
Import the files fresh and try again.
2. Re: Wrong page numbers on PDF export (ID CS5.5)Peter Spier Jun 20, 2011 8:40 AM (in response to macromac)
And if you post back, give us some real details. Version of ID, export settings, etc.
3. Re: Wrong page numbers on PDF export (ID CS5.5)macromac Jun 20, 2011 8:53 AM (in response to Peter Spier)
Unfortunately that did not solve the problem. I did that already and tried it again now - with no different result. It feels like being a bug.
More details: ID 7.5, Acrobat X 10.1.0, MacOS X 10.6.7, export option: [Kleinste Dateigröße] (=Smallest ...)
Any ideas what I can do? (Will now export every single file to make my waiting customer happy).
4. Re: Wrong page numbers on PDF export (ID CS5.5)Eugene Tyson Jun 20, 2011 8:59 AM (in response to macromac)
Try selecting a selection of files in the book and use Export Selection to PDF
See if the issue still comes up.
If it's still not working, try exporting the problematic files to IDML and open them (opens as Untitled)
Delete the old file from the book. Then insert the newly saved InDesign file.
5. Re: Wrong page numbers on PDF export (ID CS5.5)macromac Jun 20, 2011 10:28 AM (in response to Eugene Tyson)
Thanks, I tried a lot now:
Single doc selected, export selection to PDF => works
3 docs selected (the one before and after the "bad" one), export selection to PDF => works
same with 4 docs => works
all docs selected, export book to PDF => wrong
all minus one (=11 docs) docs selected, export selection to PDF => wrong
making idml and reimport => works (one of 4 concerning docs tested)
Though I would like to know what the issue may be I say:
Thank you a lot!
6. Re: Wrong page numbers on PDF export (ID CS5.5)Cathleen24 Jun 22, 2011 7:44 PM (in response to macromac)
This is happening to me as well in CS5.5. I only have 9 files in the book. I have 10.6.7, Indesign CS 5.5. Could it be a bug? I've never had this before and I've used the Book feature for years and never had this until I upgraded to 5.5.
7. Re: Wrong page numbers on PDF export (ID CS5.5)macromac Jun 23, 2011 8:24 AM (in response to Cathleen24)
Now, I used the workaround with .idml - BUT today after opening the bookfile again, the same problem occurs again. So the answer is not really answered. I am sure now, that this is a bug. I opened all .idml files in ID CS4 and put them into a bookfile - everything works fine! Maybe also in CS5. I have no time to test this. So the conclusion for me is to do not use ID 5.5 until this is officially fixed.
Best regards,
8. Re: Wrong page numbers on PDF export (ID CS5.5)Eugene Tyson Jun 23, 2011 8:33 AM (in response to macromac)
Wow - I'll check this out in CS5.5 later today!
If anyone else can test this?
If it is an issue then I couldn't upgrade for work ... sigh. Hope someone can clarify!
9. Re: Wrong page numbers on PDF export (ID CS5.5)Cathleen24 Jun 27, 2011 6:52 AM (in response to macromac)
I downloaded the 7.5.1 update, and the problem went away. But I also read on IndesignSecrets.com that if you install the 7.5.1 update, that some plug-ins from CS5 won't work (or something to that effect). But that may have been resolved so do your own research. I don't pretend to be an expert.
10. Re: Wrong page numbers on PDF export (ID CS5.5)macromac Jul 4, 2011 7:09 AM (in response to Cathleen24)
In my case the update makes no difference.
11. Re: Wrong page numbers on PDF export (ID CS5.5)John Hawkinson Jul 4, 2011 6:55 PM (in response to macromac)
In my case the update makes no difference.
Meaning it did not cause you problems with plugins, or meaning it did not solve the wrong page number issue?
Thre is no concern with plugins, unless you have purchased a third-party plugin that is not compatible with CS5.5. That is a minority of users, chiefly enterprise users, catalog users, and font management utiity users.
12. Re: Wrong page numbers on PDF export (ID CS5.5)macromac Jul 5, 2011 2:57 AM (in response to John Hawkinson)
Only as far as the wrong pagenumber issue is concerned. The project is done now in CS4, which worked perfectly. I tried CS5.5 (7.5.1.) with my further book document and found the same false behavior. So I will not waste more time to that for the moment.
13. Re: Wrong page numbers on PDF export (ID CS5.5)xSarahHx Jul 5, 2011 2:14 PM (in response to macromac)
Agreed. The 7.5.1 update did not solve the problem for me either, and the idml round-trip only solves it intermitently. Exporting each document separately and combining the pdfs in Acrobat is the only safe work-around, but really inconvenient on large books.
14. Re: Wrong page numbers on PDF export (ID CS5.5)macromac Jul 6, 2011 2:34 AM (in response to xSarahHx)
xSarah, do you find the same problem with CS5? Just asking, because I went back to CS4 to be sure to have no problems.
15. Re: Wrong page numbers on PDF export (ID CS5.5)xSarahHx Jul 6, 2011 9:46 AM (in response to macromac)
macromac, I upgraded from CS4 to CS5.5, so I don't know if it happened in CS5.
16. Re: Wrong page numbers on PDF export (ID CS5.5)xSarahHx Aug 12, 2011 1:58 PM (in response to macromac)
Bumping up this thread to see if anyone has figured out anything new regarding this problem. It is really bumming me out. I reported it to Adobe on their bug report/feature request form, but they don't reply back, so I have no idea if anyone is looking into it or not.
Any new thoughts?
17. Re: Wrong page numbers on PDF export (ID CS5.5)John Hawkinson Aug 12, 2011 2:05 PM (in response to xSarahHx)
It looks like this problem is sufficiently complicated that that
without a copy of your test file, it's a pain to reproduce.
If you want a response from Adobe, you need to use the Adobe Support
Portal. http://adobe.com/go/supportportal. Among other things, that
will allow you to attach demonstration files, and also ensure someone
from Adobe gets back to you.
If you post a file publicly, I think a number of us would be
interested in looking at it. (Or you could email it to me.)
18. Re: Wrong page numbers on PDF export (ID CS5.5)xSarahHx Aug 15, 2011 10:49 AM (in response to John Hawkinson)
Thanks, John. If anyone wants to look at this, the files should be available here: http://dl.dropbox.com/u/38282222/cs5.5tests.zip
These are just some small excerpt files that show the problem (starting on what should be page 25). Most of my books are giant text books, so the problem becomes quite a bit bigger.
I have also submitted a case to Adobe. Their first suggestion is to export to idml, even though I told them I already tried that and it doesn't solve the page number problem every time. The Adobe message to me was actually a verbatim copy and paste of Step 1 through 5 from this webpage: http://www.creativeprogression.com/indesign-book-pdf-export-problem/. Good to know they can use Google, just like me.
19. Re: Wrong page numbers on PDF export (ID CS5.5)Paul Erdman Aug 15, 2011 2:01 PM (in response to xSarahHx)
I experienced this issue a couple months ago when CS5.5 was first released. At the time, I was not able to find much help online. Because I had experinece in IDML helping to fix other problems, I tried the IDML export and it solved the problem for me. I wrote up my experience in an article on my website, which Sarah just mentioned in her post:
Unfortunately the IDML workaround does not seem to solve the problem in all cases, as Sarah and others have pointed out. I've only experienced the issue in one of my books, out of about a dozen I've done so far in CS5.5.
My main purpose in posting is because I find it disturbing that Adobe tech support is plagiarizing this and perhaps other articles with no reference to the source of the information. While I feel honored that the Adobe rep felt that my information was worth passing on to an Adobe customer, to do so without proper citation is unprofessional and can lead to very big problems for the company. To that effect I've written a new article on my site today:
20. Re: Wrong page numbers on PDF export (ID CS5.5)Paul Erdman Aug 15, 2011 2:16 PM (in response to xSarahHx)
Sarah, thanks for posting some files. I just tested them -- I was able to recreate the problem. I then exported the files to IDML, then reimported the IMDL, saved the files, and put them into the book in place of the old files. When I made a PDF, the page numbers were correct -- so the IDML workaround fixed it for me in this situation. I know that in some cases the IDML workaround isn't fixing it for you, though, so I know this doesn't really help you :-(
21. Re: Wrong page numbers on PDF export (ID CS5.5)Cathleen24 Aug 15, 2011 2:18 PM (in response to Paul Erdman)
I appreciate the feedback everyone has given on this. For now, I'm going to send individual PDFs rather than a single PDF created using the BOOK feature. I just can't risk my client thinking I'm incompetent and don't feel like having the check the page #s every time I generate a PDF in a 688-page textbook. I do not want to even try to do the IDML workaround because I have found slight variations after saving "down" and then opening in CS5 or reopening in CS5.5. I don't have to tell anyone what havoc can be experienced when a single character bounces to the next page. I just can't risk it. Hopefully there will be a patch someday soon.
22. Re: Wrong page numbers on PDF export (ID CS5.5)John Hawkinson Aug 15, 2011 9:42 PM (in response to xSarahHx)
I had started to look at this over the weekend (thanks, Sarah, for sending along the files), and didn't get a chance to come back to it.
Looking at it now, there are several interesting things.
I think the first is that if I use Sarah's book file, I see the problem. But if I create my own book file from the constitutent documents, I do not see the problem.
Tentative conclusion is that this is an issue with the book file, not with the documents.
The next observation is that the two book files, Sarah's and Mine, are not very different. At least by some metrics. While in a literal sense, 10195/69632 bytes do differ (15%), if I look at ASCII text, the story is a bit different. Running the "strings" command on both of them to extract the alphanumeric-looking stuff in the files, and then diffing them, there are only 8 differences (technically 8 "hunks" as reported by diff). They are:
1. "FgPM" at the beginning instead of "FgPM" in mine.
2. com.apple.print.PageFormat.PMAdjustedPageRect is a real number 0.0 in Sarah's, and an integer 0 in mine.
3. com.apple.print.ticket.stateFlag's <inteer>0</integer> has a linebreak across it (or something) in mine
4. com.apple.print.PaperInfo.PMUnadjustedPageRect< is a real number 0.0 in Sarah's and an integer 0 in mine.
5. com.apple.print.PrintSettings.PMColorSyncProfileID is 1294 for Sarah and 1580 for me.
6. another linebreak issue with a second rference to com.apple.print.ticket.stateFlag.
7. My default printer name and the fact that its an HP Laserjet 8150 is substitued for Sarah's C280 and the fact that it is or has a Fiery E10 50-45C-KM PS Color Server1.1 along
8. The pathname to the constituent files within the book is different, and mine does not have a reference to Process Cyan, Magenta, Yellow, and Black that Sarah's does.
That's it.
Not totally sure what to make of it, really. I suppose I would suggest trying to change your default printer before File > New Book and see if you can find a way to make that matter...
23. Re: Wrong page numbers on PDF export (ID CS5.5)John Hawkinson Aug 15, 2011 10:10 PM (in response to John Hawkinson)
Argh, nevermind. Operator error. Somehow I placed the wrong files in my test book (INDD files I had created via IDML export to open in CS5 instead of CS5.5). Oh well.
24. Re: Wrong page numbers on PDF export (ID CS5.5)Ivan O'Brien Aug 17, 2011 9:40 AM (in response to Paul Erdman)
We have experienced exactly the same problem in ID5.5 on Windows XP SP3.
Also problems with other automated elements (running heads) occasionally containing the wrong text (from a previous chapter of a book) when exporting a whole document to PDF, but not when exporting shorter chunks.
25. Re: Wrong page numbers on PDF export (ID CS5.5)Paul Erdman Aug 19, 2011 10:52 AM (in response to Ivan O'Brien)
I just ran into what may be a related issue today. I've got a book with 22 chapters and I'm using InDesign's Index panel. When I generate the index, some of the page numbers are blank, so there is a comma, a space, then another comma -- indicating a missing number. When I look up what the missing numbers should be, they all come from just a couple documents -- so once again it looks like the book panel is having problems with the numbering of a couple documents.
I'm guessing these two issues are related.
26. Re: Wrong page numbers on PDF export (ID CS5.5)xSarahHx Aug 24, 2011 2:17 PM (in response to Paul Erdman)
For what it's worth, here's what I got from Adobe after several back-and-forth messages:
Thank you for contacting Adobe Technical Support.
As per the discussion with the senior level, I have logged this issue with my Product Team and Engineering Team as Bug # 182559740. Our Engineering Team will look into this issue, and if in the future a resolution or fix is possible, it will be available from the Adobe Systems product update web site: http://www.adobe.com/downloads/updates/
I am closing this case as of now and if you have any new information, please contact us within 14 days, with the details, so that we may re-open this support incident.
I apologize for the inconvenience caused.
Thank you for choosing Adobe.
27. Re: Wrong page numbers on PDF export (ID CS5.5)John Hawkinson Aug 24, 2011 2:24 PM (in response to xSarahHx)
Well, congratulations, that's basically what we wanted. Except:
As per the discussion with the senior level, I have logged this issue with my Product Team and Engineering Team as Bug # 182559740. Our
I'm under the impression that InDesign bug numbers are 7-digit numbers that tend to start with 29 or so. The number you cite looks very much like an Adobe Support Portal Case #. Presumably you have one of those as well -- is it the same? If so, perhaps the person responding to you just cut and pasted the wrong number and you should ask him or her. If not, err, well, I'd be at least a a little bit suspicious.
But it sounds like they've acknowledged your bug, which is great.
28. Re: Wrong page numbers on PDF export (ID CS5.5)simonvg Oct 10, 2011 3:34 PM (in response to macromac)
I'm experiencing a similar problem - Indesign CS5.5 updated to 7.5.1 on a mac running Lion. All pdf-x exports result in errors to do with master page items - wrong page numbers, misplaced text boxes, missing page elements. Of the pdf-x settings, pdf-X-4 works best, but I still need to thoroughly check documents as it still produces incorrect page numbering from time to time. Sat on the phone for an hour with tech support - eventually sent some files to the guy, got a response a few days later asking me to specify a day and time for a call-back - did so, but no call-back, probably because i'm in South Africa.
Also experiencing problems using variables in running headers - all will be working fine, then suddenly something changes in a document and variables will only work if they are all part of a single story. Never had this in CS4.
Hoping adobe can issue an update to fix these soon - wishing I'd stayed with CS4 a while longer - have wasted many valuable hours on these problems.
29. Re: Wrong page numbers on PDF export (ID CS5.5)macromac Oct 11, 2011 1:39 AM (in response to simonvg)
I started this thread in June and there is no solution until now. I returned to InDesign CS4 with all my projects and recommend this for all who work with book documents. Maybe there are no problems in CS5 – I did not try, because CS4 is perfect for me now.
I hope Adobe will take care of the strange behavior of CS5.5 book documents and fixes it soon.
30. Re: Wrong page numbers on PDF export (ID CS5.5)Paul Erdman Oct 11, 2011 8:28 AM (in response to simonvg)
Simonvg, while there is no official solution from Adobe that solves the problem with their code, there are some workarounds that can help resolve issues for many users. For many of us that require the CS5.5 features for EPUB publishing, reverting to previous versions is not an option. I've found that exporting the problematic portions of the book to IDML can often resolve the issue; it's worked in the two books that I'ver personally had the problem in, and it's worked in the majority of people's projects who've reported the issue on my site. It's certainly worth a try.
You can find a complete write-up of the issue with more complete troubleshooting steps at:
Again, this isn't a "real" solution, in that Adobe has admitted it's caused by bugs in the book panel that needs to be addressed with a code fix, but for some reason using IDML can sometimes clean up the issue. It's a bit like voodoo, though, as you sometimes have to run through the steps more than one time, and fixing one document might cause other documents to start exibiting issues, so then you have to use IDML with them.
It's unfortunate that while Adobe has been putting so much development energy into cutting edge bells and whistles they've neglected the bread and butter of desktop publishing. All these bugs in basic book publishing, shortcomings in support for book functions, and the complete lack of basic functions like endnotes continue to be real sore points.
31. Re: Wrong page numbers on PDF export (ID CS5.5)simonvg Oct 12, 2011 11:35 AM (in response to macromac)
great to know i'm not alone in this problem and that adobe are supposed to be working on it. Let's hope they issue and update to fix it soon.
32. Re: Wrong page numbers on PDF export (ID CS5.5)simonvg Oct 12, 2011 11:36 AM (in response to Paul Erdman)
and thanks Paul for your write up of the issue - very useful information which I will definitely be using.
33. Re: Wrong page numbers on PDF export (ID CS5.5)D_signer Oct 20, 2011 12:15 PM (in response to simonvg)
I too am having these same issues but the IDML fix has yet to work for me. I have posted on Paul's IDML write-up another workaround that might work for some people. I am reposting it here as well.
Print to PDF Workaround
This issue was recently escalated to our Chief Technical Officer. He figured out that if you can print to pdf there is no page numbering issue. There are a few problems with this though.
1. NOT ORIGINALLY SUPPORTED: In Illustrator and Indesign CS5 printing to pdf from the print dialog box is no longer supported. There is a pretty simple way to solve this. Go to http://kb2.adobe.com/cps/852/cpsid_85257.html and follow the instructions. This will allow you to set the printer as Postscript file and save as a .ps. This file can then be converted to a pdf using either Acrobat Distiller or Apple Preview.
2. NO BLEED: The next drawback to this method is that I can't see any way to include bleed in the document. The print dialog box shows that it includes bleed, but the final .ps document does not. I am not sure how to solve this problem if anyone can figure it out let us all know.
3. INTERACTIVE PDFS: I have not checked but I only assume that this method will not support interactive PDFs
This method will work for me for now as the only pages that include bleed on my book files are the covers and those pages are very easy to add in later.
Please post here if this works for anyone else and if you find a workaround for the bleed issue.
34. Re: Wrong page numbers on PDF export (ID CS5.5)simonvg Oct 22, 2011 3:55 AM (in response to macromac)
Today I installed the latest update for InDesign CS5.5 - the 7.5.2 update, hoping it would fix the problem, and it seems to have partially fixed the problem, in that there do seem to be fewer errors in the pdfs, but the problem is definitely still there, with missing headers and footers in places, missing or moved page numbers, etc. Let's hope they're still working on this.
35. Re: Wrong page numbers on PDF export (ID CS5.5)Peter Spier Oct 22, 2011 5:52 AM (in response to simonvg)
If you are still seeing problems, you should file another bug report.
36. Re: Wrong page numbers on PDF export (ID CS5.5)LNYVR Nov 8, 2011 10:11 PM (in response to Paul Erdman)
I just updated InDesign CS5.5 - to 7.5.2 and also have a problem with pagination (in one chapter of a 10 chapter 22 page book) when I export to PDF. Not at all happy about this --didn't expect a bug or have to spend so much time searching for a solution. The IDML solution sounds tedious and also sounds like it causes more problems. Is there an Adobe fix to this? I am under the gun to meet a printing deadline. Also does it matter which kind of PDF I export to? ie PDF/X-1a:2001 or PDF/X-4:2008? Thanks
37. Re: Wrong page numbers on PDF export (ID CS5.5)John Hawkinson Nov 8, 2011 10:29 PM (in response to LNYVR)
Adobe has not released a solution, you're not going to get one from them to satisfy "under the gun."
I would suggest exporting the problematic chapter as seperate file and merging it with the others using Acrobat Pro.
38. Re: Wrong page numbers on PDF export (ID CS5.5)simonvg Nov 8, 2011 10:42 PM (in response to LNYVR)
Have you tried re-creating your book file? I found that the problem seemed to be related to book files that were converted from CS4 when I upgraded. When I created new book files and re-imported my documents, the problem disappeared, at least in the books I was having problems with.
39. Re: Wrong page numbers on PDF export (ID CS5.5)LNYVR Nov 9, 2011 9:49 AM (in response to simonvg)
Thanks for your suggestion. I created the book in CS 5.5 but pagination is still wrong in one chapter.


text:
Spoiler Space is a dedicated discussion area for people who have already read a book and want to talk about plot details we'd rather not reveal in our review. While we don't usually provide spoiler areas for books, this one seemed likely to prompt enough late-breaking discussion to justify it. Converse to your hearts' content.
This is mentioned in the review, but to be more specific, re: Rand vs. the Dark One: That's it? The Dragon's walking tour through a handful of potential realities is a premise the books have used again and again (most notably in the Aes Sedai testing ritual—a ritual revisited as recently as Towers Of Midnight, the book directly preceding this one), and while there's some mildly interesting stuff there, it isn't particularly dramatic, frightening, or suspenseful. All of this is followed by a generic philosophical discussion, Rand once again learning that he has to move on from the deaths of others, and then him doing the thing everyone's been saying he needed to do for a million pages now, with a minimum of fuss. Even the final reveal, that he didn't actually die, is more perfunctory than moving. This is the problem with a long-running fantasy, especially one like the Wheel Of Time, which worked to subvert some standard fantasy tropes even while fully embracing a standard fantasy structure (farm-boy hero discovers he's the Most Important Man In The World). Jordan and Sanderson spent all this time developing the world, layering in the narrative obfuscations and delays, until finally, when it came time to deliver the big finish, there wasn't much more to say.


text:
Oatmeal Carmelitas...from the kitchen of One Perfect Bite courtesy of Southern Living
2 cups all-purpose flour
2 cups uncooked quick-cooking oats
1 1/2 cups firmly packed light brown sugar
1 teaspoon baking soda
1/4 teaspoon salt
1 cup butter, melted
1 (12-oz.) package semisweet chocolate morsels
1/2 cup chopped pecans or walnuts, toasted (optional)
1 (14-oz.) package caramels
1/3 cup half-and-half
1) Preheat oven to 350 degrees F. Grease a 13 x 9-inch baking pan and set aside.
2) Combine flour, oats, brown sugar, baking soda and salt in a large mixing bowl. Add butter, stirring until mixture is crumbly. Reserve half of mixture (about 2-3/4 cups). Press remaining half of mixture into bottom of prepared pan. Sprinkle evenly with chocolate morsels, and, if desired, pecans.
3) Microwave caramels and half-and-half in a microwave-safe bowl at MEDIUM (50% power) 3 minutes. Stir and microwave at MEDIUM 1 to 3 more minutes or until mixture is smooth. Let stand 1 minute. Pour evenly over chocolate morsels. Sprinkle evenly with reserved crumb mixture.
4) Bake for 30 minutes or until light golden brown. Cool in pan on a wire rack. Cut into bars. Yield: 24 bars.
Older Posts


text:
Johnny takes Amber to Japan with the kids
Here's Johnny Deepp, arriving in Japan today to promote The Lone Ranger. Amber Heard got off the plane too. With his children, Lily Rose and Jack. Amber's a stepmom, now. There's your new modern family. I like this dress Amber has on. And it's a good choice, considering who she's dating now. It's the kind of dress you'd wear through the fields, fresh-faced and young, in the bloom of youth. The kind of dress for his kind of girl. Kate Moss used to wear this kind of dress. So did Vanessa Paradis.
Johnny has always been popular in Japan. And he'll need that now more than ever as Ranger didn't do much domestically and will need the foreign box office even more. Do they feel differently about the fit of his jeans? Jesus. Look at them. Look at the fit of those jeans. I'm almost more put off by the jeans than I am by the scarves/chains/rings/feathers/tongs/CDs/whatever it is he shuffles around with. The man is like a walking thrift store.
Scott Larson/ Splash, TOSHIFUMI KITAMURA/ Getty


text:
Jon Hughes
Lecturer in Law
Jon Hughes is a corporate attorney with more than 13 years of experience at Schnader advising public and privately-held entities in all facets of business transactions. He counsels clients on debt and equity financing; angel, venture capital and private equity investments; acquisition and divesture of assets; and general corporate matters. He served as underwriter's counsel in several significant transactions. He has experience with exempt securities offerings and in the preparation and review of disclosure and other periodic filings required as part of ongoing compliance with securities laws and regulations.
In addition, as chair of the Firm's Employee Benefits practice, Mr. Hughes has extensive experience drafting a multitude of employee-related benefit plans including equity and phantom equity plans. Mr. Hughes has also represented both private and governmental plans, including collectively bargained defined benefit, defined contribution and health and health and welfare plans. Mr. Hughes has presented to Boards of Directors regarding fiduciary duties, and, as a member of the Firm's Pension Committee, Mr. Hughes is keenly aware of the same. Mr. Hughes also co-authored BNA Tax Management Portfolio Section 403(b) Plans, No. 388-6th.
A member of Schnader's Emerging Companies practice, Mr. Hughes assists early-stage companies and entrepreneurs on a wide range of business and legal issues including formation, funding, loan financing, and executive compensation plans. In addition to working with local incubators and accelerators, Mr. Hughes has worked with the Drexel University Earle Mack School of Law Business and Entrepreneurship Program, and the University of Pennsylvania School of Law Entrepreneurship Legal Clinic. In addition to practicing in the area, Mr. Hughes has authored a chapter on trends in private equity and venture capital, and he has lectured on similar topics.


text:
At the recent Utah Tourism Conference, it was noted that statistics indicate that Utah has more live theater per capita than anywhere else in the U.S. A fine example of Utah live theater is at the Tuachan Amphitheater in Ivins, UT, just northwest of St. George.
The Mission Statement for the organizations states: "Tuacahn Center For the Arts is a professional non-profit presenting and producing organization that inspires creativity and greatness in the human spirit by providing world class family entertainment and education." The Season runs from Memorial Day through October, with a special Holiday production.
A look at a bit of history tells that at the turn of the 20th century Orval Hafen found the 80 acre parcel in a box canyon situated at the base of Padre Canyon in Southwestern Utah, near St. George and built a cabin below the towering red rocks. In 1993 Doug Stewart, noted playwright and St. George resident, found that 80 acre parcel, and thought it was perfect for the development of an amphitheater.
The site was the original home of the musical UTAH! with a 1920 seat amphitheater. Tuachan Amphitheater and Center for the Arts has morphed into a full performance facility with 42,000 square feet featuring the amphitheater and a 330 seat indoor theater, a dance studio, a black-box theater, a recital hall, a costume shop and scene shop, studios and classrooms, and a gift shop.
Branching out from hosting just the original UTAH! production, presentations have expanded to include "Broadway" shows plus numerous concerts each year. Education has become an important aspect to the organization with the development of the Tuachan High School for Performing Arts
The 2013 Season will include Mary Poppins, Starlight Express, Thoroughly Modern Mille, Disney's Mulan, and Elf, the Musical. Concerts include Thriller, The Fab Four, Jim Brickman, Heart, and Hotel California. The production of Mulan is the result of a new affiliation with Disney Theater and is the first Premier in any regional theatre. A pre-show dinner on the plaza prior to some shows completes the evening.
Box Office 800-746-9882 435-652-3300.
When visiting Tuachan, make it a real getaway by including at stay at a Bed and Breakfast Inns of Utah member inn. The Green Gate Historic Village and Seven Wives Inn in St. George are just a short drive from Ivins. Ask your innkeeper for "locals tips" of what to see and do. They may even share their own favorites…
Live Theater in Utah? A Fine Example is Tuachan near St. George.
June 5th, 2013 by BBIU
At the recent Utah Tourism Conference, it was noted that statistics indicate that Utah has more live theater per capita than anywhere else in the U.S. A fine example of Utah live theater is at the Tuachan Amphitheater in Ivins, UT, just northwest of St. George.