text:
No products in the cart.
Showing 1–20 of 41 results
Women Accessories & Jewellery
fancy laces and ribbons
Home Décor
مقلاة بشكل ساعة
مفرش طاولة
Bathing & Skincare
قنينة صابون
2 mini pot candles
"Fenjan" candles
Mini glass candles
تنسيقات ورود صناعية تماثل الطبيعية تضفي بهجة ولمسة جذابة للبيت والمكتب
زراعة الأواني الزجاجية terrarium
ديكورات منزلية
تنسيقات الزهور الصناعية
أصيص سيراميك جودة عالية
تنسيقات ورود صناعية عالية الجودة تماثل الطبيعية
تنسيقات لأزهار صناعبة
طقم شانيل
ساعة الدومنة
Email address *
Password *
Remember me
Lost your password?
Password *
Confirm Password.
Terms and conditions of use
1. Introduction
1.1 These terms and conditions shall govern your use of our website.
1.2 By using our website, you accept these terms and conditions in full; accordingly, if you disagree with these terms and conditions or any part of these terms and conditions, you must not use our website.
1.3 If you register with our website, submit any material to our website or use any of our website services, we will ask you to expressly agree to these terms and conditions.
1.4 Our website uses cookies; by using our website or agreeing to these terms and conditions, you consent to our use of cookies in accordance with the terms of our privacy and cookies policy.
2. Copyright notice
2.1 Copyright (c) 2018 Mahalna W.L.L.
2.2 Subject to the express provisions of these terms and conditions:
(a) we, together with our licensors, own and control all the copyright and other intellectual property rights in our website and the material on our website; and
(b) all the copyright and other intellectual property rights in our website and the material on our website are reserved.
3. Licence to use website
3.1 You may:
(a) view pages from our website in a web browser;
(b) download pages from our website for caching in a web browser;
(c) print pages from our website;
(d) stream audio and video files from our website; and
(e) use our website services by means of a web browser,
subject to the other provisions of these terms and conditions.
3.2 Except as expressly permitted by Section 3.1 or the other provisions of these terms and conditions, you must not download any material from our website or save any such material to your computer.
3.3 You may only use our website for your own personal and business purposes, and you must not use our website for any other purposes.
3.4 Except as expressly permitted by these terms and conditions, you must not edit or otherwise modify any material on our website.
3.5 Unless you own or control the relevant rights in the material, you must not:
(a) republish material from our website (including republication on another website);
(b) sell, rent or sub-license material from our website;
(c) show any material from our website in public;
(d) exploit material from our website for a commercial purpose; or
(e) redistribute material from our website.
3.6 Notwithstanding Section 3.5, you may redistribute our newsletter in print and electronic form to any person.
3.7 We reserve the right to restrict access to areas of our website, or indeed our whole website, at our discretion; you must not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on our website.
4. Acceptable use
4.1 You must not:
(a) use our website in any way or take any action that causes, or may cause, damage to the website or impairment of the performance, availability or accessibility of the website;
(b) use our website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
(c) use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software;
(d) conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent;
(e) access or otherwise interact with our website using any robot, spider or other automated means, except for the purpose of search engine indexing;
(f) violate the directives set out in the robots.txt file for our website; or
(g) use data collected from our website for any direct marketing activity (including without limitation email marketing, SMS marketing, telemarketing and direct mailing).
4.2 You must ensure that all the information you supply to us through our website, or in relation to our website, is true, accurate, current, complete and non-misleading.
5. Use on behalf of organisation
5.1 If you use our website or expressly agree to these terms and conditions in the course of a business or other organisational project, then by so doing you bind both:
(a) yourself; and
(b) the person, company or other legal entity that operates that business or organisational project,
to these terms and conditions, and in these circumstances references to "you" in these terms and conditions are to both the individual user and the relevant person, company or legal entity, unless the context requires otherwise.
6. Buyer registration and accounts
6.1 This Section 6 applies to buyers and prospective buyers.
6.2 To be eligible for a buyer account on our website under this Section 6, you must be at least 21 years of age and resident in the Kingdom of Bahrain.
6.3 You may register for a buyer account with our website by completing and submitting the account registration form on our website, and clicking on the verification link in the email that the website will send to you.
7. Seller registration and accounts
7.1 This Section 7 applies to sellers and prospective sellers.
7.2 To be eligible for a business account on our website under this Section 7, you must be operating a business that is either:
(a) an Individual Establishment; or
(b) a company established under the laws of the Kingdom of Bahrain.
7.3 To be eligible for an individual account on our website under this Section 7, you must be at least 21 years of age and resident in the Kingdom of Bahrain.
7.4 You may register for a seller account with our website by completing and submitting the account registration form on our website, and clicking on the verification link in the email that the website will send to you.
8. User login details
8.1 If you register for an account with our website, you will be asked to enter your email and choose a password. After registration is complete, your username shall be generated automatically for login purposes, but you shall choose your own shop name if you register for a seller account.
8.2 Your user ID must not be liable to mislead and must comply with the content rules set out in Section 19; you must not use your account or user ID for or in connection with the impersonation of any person.
8.3 You must keep your password confidential.
8.4 You must notify us in writing immediately if you become aware of any disclosure of your password.
8.5 You are responsible for any activity on our website arising out of any failure to keep your password confidential, and may be held liable for any losses arising out of such a failure.
9. Cancellation and suspension of account
9.1 We may:
(a) suspend your account;
(b) cancel your account; and/or
(c) edit your account details,
at any time in our sole discretion without notice or explanation, providing that if we cancel any services you have paid for and you have not breached these terms and conditions, we will refund to you a pro rata amount of your payment, such amount to be calculated by us using any reasonable methodology.
9.2 If you wish to cancel your account on our website, you will need to send us a written request via email to firstname.lastname@example.com stating your wish. All orders must be cleared before cancellation is requested and your account may not be cancelled while orders are pending. You will not be entitled to any refund if you cancel your account in accordance with this Section 9.2.
10. Seller stores
10.1 If you register with our website as a seller, you will be able to create your own shop on the website.
10.2 To create a shop on our website, you should follow the steps mentioned in the FAQ.
10.3 Seller shops that are submitted will be individually reviewed within 48 hours following submission.
10.4 Without prejudice to our other rights under these terms and conditions, we reserve the right to reject, unpublish and/or delete any seller shop that breaches these terms and conditions or that does not meet any additional guidelines for seller shops published on our website.
10.5 If we permit the publication of a seller shop, it will remain published on our website indefinitely, subject to these terms and conditions.
11. Seller listings
11.1 If you register with our website as a seller and create a shop on the website, you will be able to submit listings to the website.
11.2 To create a listing on our website, you should take the follow the steps mentioned in the FAQ.
11.3 Listings that are submitted will be individually reviewed within 48 hours following submission.
11.4 Without prejudice to our other rights under these terms and conditions, we reserve the right to reject, unpublish and/or delete any listings that breach these terms and conditions or that do not meet any additional guidelines for listings published on our website; and if we reject, unpublish or delete a listing for any of these reasons, we will not refund any fees you may have paid to us in respect of the listing.
11.5 If we permit the publication of a listing, it will remain published on our website indefinitely, subject to these terms and conditions.
11.6 Listings submitted to our website must be true, fair, complete and accurate in all respects.
11.7 Listings submitted to our website must constitute bona fide listings relating to the products advertised.
11.8 Listings must be allocated to the appropriate category or categories. If you cannot identify an appropriate category for a listing, please contact us via email on email@example.com.
11.9 You must keep your listings up to date using our website interface; in particular, you must remove any listings in respect of products that have ceased to be available.
11.10 You must ensure that all prices specified in or in relation to a listing are in Bahraini Dinars only.
12. Product rules
12.1 Seller accepts to be solely responsible for the products' quality, features, safety, adequate packaging, nutritional information contained on labels or advertised online, names, marks, standard labels and any product related information that may be required or expected by buyers. Any disclaimers, notices, warnings or product restrictions must be clearly stated.
12.2 Seller undertakes to address any issues raised by buyers, including, but not limited to, complaints and refunds in a timely and effective manner.
12.3 You must not advertise, buy, sell or supply through our website any product that:
(a) breaches any law, regulations or code, or infringes any person's intellectual property rights or other rights, or gives rise to a cause of action against any person, in each case in any jurisdiction and under any applicable law;
(b) consists of or contains material that would, if published on our website by you, contravene the provisions of Section 4 or Section 19; or
(c) is or relates to: drugs, narcotics, steroids or controlled substances; pornography; obscene, indecent or sexually explicit materials; knives, swords, firearms or other weapons; ammunition for any weapon; items that encourage or facilitate criminal acts or civil wrongs; or items that encourage or facilitate the infringement of any intellectual property right; alcoholic products; tobacco, tobacco products or cigarettes; motor vehicles; real estate; animals, pets, livestock or any living beings.
13. The buying and selling process
13.1 You agree that a contract for the sale and purchase of a product or products will come into force between you and another registered website user, and accordingly that you commit to buying or selling the relevant product or products, in the following circumstances:
(a) a buyer must add the products he or she wishes to purchase to the shopping cart, and then proceed to the checkout;
(b) if the buyer is a new user, he or she must create a buyer account with the website and log in; otherwise, the buyer must enter his or her login details;
(c) once the buyer is logged in, he or she must select the preferred method of payment, and delivery, and confirm the order and his or her consent to these terms and conditions and the applicable terms and conditions of sale;
(d) in case the buyer has chosen payment through a third party, he/she will be transferred to the website of the appointed payment service provider, and the payment service provider will handle the buyer's payment to the website; buyers must submit payment in full via credit or debit card;
(e) the website will then send to the buyer an automatically generated acknowledgement of order, and payment if through appointed payment service provider;
(f) once the seller has checked whether it is able to meet the buyer's order, the seller will send to the buyer an order confirmation (at which point the order will become a binding contract between the seller and the buyer) or the seller will confirm by email that it is unable to meet the buyer's order.
14. Terms and conditions of sale
14.1 Sellers must use the website interface to create legal notices applying to their relationships with customers.
14.2 A seller must ensure that:
(a) the seller's legal notices are sufficient to meet the seller's legal disclosure obligations and other legal obligations; and
(b) the seller complies with all laws applicable to their product listings and sales, including where applicable, but not limited to: the Civil Code, Commercial Law, Consumer Protection Law, and the Electronic Transactions Law.
14.3 Notwithstanding any terms agreed between a buyer and a seller, the following provisions will be incorporated into the contract of sale and purchase between the buyer and the seller:
(a) the price for a product will be as stated in the relevant product listing;
(b) delivery charges, packaging charges, handling charges, administrative charges, insurance costs, other ancillary costs and charges, and VAT and other taxes will only be payable by the buyer if this is expressly and clearly stated in the product listing;
(c) deliveries of products must be made within 30 days following the date the contract of sale comes into force or such shorter period as the buyer and seller may agree;
(d) appropriate means of delivery of products must be used by the seller; and
(e) products must be of satisfactory quality, and must be fit for any purpose specified in, and conform in all material respects to, the product listing and any other description of the products supplied or made available by the seller to the buyer.
14.4 Both buyers and sellers undertake to comply with the agreed terms and conditions of sale and purchase.
15. Marketplace fees
15.1 Marketplace sellers must pay to us the following amounts:
(a) commission in respect of each sale made through our website.
15.2 In respect of fees payable to us by sellers:
(a) the fees will be as specified on our website from time to time; and
(b) the scope and duration of the services in respect of which the fees are payable will be as specified on our website at the time those fees are paid.
15.3 In respect of commission payable to us by sellers:
(a) commission shall be payable at the rate of 7% of aggregate sales value (excluding value added taxes, sales taxes and delivery charges), and this rate may be changed at our discretion from time to time;
(b) we shall deduct commission due from amounts held or processed by us on behalf of the seller; and
(c) commission payments are non-refundable, irrespective of whether a buyer subsequently cancels the underlying order and irrespective of whether a buyer is entitled to, or receives, a refund in respect of such an order.
15.4 All amounts stated in these terms and conditions or on our website are stated exclusive of VAT.
15.5 We may vary fees from time to time by posting new fees on our website, but this will not affect fees for services that have been previously paid.
15.6 We may vary commission rates from time to time by posting new rates on our website, but this will not affect any liability to pay commission that accrues before the new rates are posted.
16. Payments
16.1 You must pay to us the fees in respect of our website services in advance, in cleared funds, in accordance with any instructions on our website.
16.2 If you dispute any payment made to us, you must contact us immediately and provide full details of your claim.
16.3 If you owe us any amount under or relating to these terms and conditions, we may suspend or withdraw the provision of services to you.
16.4 We may at any time set off any amount that you owe to us against any amount that we owe to you, by sending you written notice of the set-off.
17. Our role
17.1 You acknowledge that:
(a) we do not confirm the identity of website users, check their credit worthiness or bona fides, or otherwise vet them;
(b) we do not check, audit or monitor the information contained in listings;
(c) we are not party to any contract for the sale or purchase of products advertised on the website;
(d) we are not involved in any transaction between a buyer and a seller in any way, save that we facilitate a marketplace for buyers and sellers and process payments on behalf of sellers;
(e) we are not the agents for any buyer or seller,
and accordingly we will not be liable to any person in relation to the offer for sale or sale or purchase of any products advertised on our website; furthermore we are not responsible for the enforcement of any contractual obligations arising out of a contract for the sale or purchase of any products and we will have no obligation to mediate between the parties to any such contract.
17.2 The provisions of this Section 17 are subject to Section 22.1.
18. Your content: licence
18.1 In these terms and conditions, "your content" means all works and materials (including without limitation text, graphics, images, audio material, video material, audio-visual material, scripts, software and files) that you submit to us or our website for storage or publication on, processing by, or transmission via, our website.
18.2 You grant to us a worldwide, irrevocable, non-exclusive, royalty-free licence to use, reproduce, store, adapt, publish, translate and distribute your content in any existing or future media, platforms, or successor websites.
18.3 You grant to us the right to sub-license the rights licensed under Section 18.2.
18.4 You grant to us the right to bring an action for infringement of the rights licensed under Section 18.2.
18.5 You hereby waive all your moral rights in your content to the maximum extent permitted by applicable law; and you warrant and represent that all other moral rights in your content have been waived to the maximum extent permitted by applicable law.
18.6 You may edit your content to the extent permitted using the editing functionality made available on our website.
18.7 Without prejudice to our other rights under these terms and conditions, if you breach any provision of these terms and conditions in any way, or if we reasonably suspect that you have breached these terms and conditions in any way, we may delete, unpublish or edit any or all of your content.
19. Your content: rules
19.1 You warrant and represent that your content will comply with these terms and conditions.
19.2 Your content must not be illegal or unlawful, must not infringe any person's legal rights, and must not be capable of giving rise to legal action against any person (in each case in any jurisdiction and under any applicable law).
19.3 Your content, and the use of your content by us in accordance with these terms and conditions, must not:
(a) be libellous or maliciously false;
(b) be obscene or indecent;
(c) infringe any copyright, moral right, database right, trade mark right, design right, right in passing off, or other intellectual property right;
(d) infringe any right of confidence, right of privacy or right under data protection legislation;
(e) constitute negligent advice or contain any negligent statement;
(f) constitute an incitement to commit a crime, instructions for the commission of a crime or the promotion of criminal activity;
(g) be in contempt of any court, or in breach of any court order;
(h) be in breach of racial or religious hatred or discrimination legislation;
(i) be blasphemous;
(j) be in breach of official secrets legislation;
(k) be in breach of any contractual obligation owed to any person;
(l) depict violence;
(m) be pornographic, lewd, suggestive or sexually explicit;
(n) be untrue, false, inaccurate or misleading;
(o) consist of or contain any instructions, advice or other information which may be acted upon and could, if acted upon, cause illness, injury or death, or any other loss or damage;
(p) constitute spam;
(q) be offensive, deceptive, fraudulent, threatening, abusive, harassing, anti-social, menacing, hateful, discriminatory or inflammatory; or
(r) cause annoyance, inconvenience or needless anxiety to any person.
19.4 Your content must be appropriate, civil and tasteful, and accord with generally accepted standards of etiquette and behaviour on the internet.
19.5 You must not use our website to link to any website or web page consisting of or containing material that would, were it posted on our website, breach the provisions of these terms and conditions.
19.6 You must not submit to our website any material that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.
20. Report abuse
20.1 If you learn of any unlawful material or activity on our website, or any material or activity that breaches these terms and conditions, please let us know.
20.2 You can let us know about any such material or activity by email to firstname.lastname@example.com.
21. Limited warranties
21.1 We do not warrant or represent:
(a) the completeness or accuracy of the information published on our website;
(b) that the material on the website is up to date; or
(c) that the website or any service on the website will remain available.
21.2 We reserve the right to discontinue or alter any or all of our website services, and to stop publishing our website, at any time in our sole discretion without notice or explanation; and save to the extent expressly provided otherwise in these terms and conditions, you will not be entitled to any compensation or other payment upon the discontinuance or alteration of any website services, or if we stop publishing the website.
21.3 To the maximum extent permitted by applicable law and subject to Section 22.1, we exclude all representations and warranties relating to the subject matter of these terms and conditions, our website and the use of our website.
22. Limitations and exclusions of liability
22.1 Nothing in these terms and conditions will:
(a) limit or exclude any liability for death or personal injury resulting from negligence;
(b) limit or exclude any liability for fraud or fraudulent misrepresentation;
(c) limit any liabilities in any way that is not permitted under applicable law; or
(d) exclude any liabilities that may not be excluded under applicable law,
and, if you are a consumer, your statutory rights will not be excluded or limited by these terms and conditions, except to the extent permitted by law.
22.2 The limitations and exclusions of liability set out in this Section 22 and elsewhere in these terms and conditions:
(a) are subject to Section 22.1; and
(b) govern all liabilities arising under these terms and conditions or relating to the subject matter of these terms and conditions, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty, except to the extent expressly provided otherwise in these terms and conditions.
22.3 To the extent that our website and the information and services on our website are provided free of charge, we will not be liable for any loss or damage of any nature.
22.4 We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control.
22.5 We will not be liable to you in respect of any business losses, including (without limitation) loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill.
22.6 We will not be liable to you in respect of any loss or corruption of any data, database or software.
22.7 We will not be liable to you in respect of any special, indirect or consequential loss or damage.
22.8 You accept that we have an interest in limiting the personal liability of our officers and employees and, having regard to that interest, you acknowledge that we are a limited liability entity; you agree that you will not bring any claim personally against our officers or employees in respect of any losses you suffer in connection with the website or these terms and conditions (this will not, of course, limit or exclude the liability of the limited liability entity itself for the acts and omissions of our officers and employees).
22.9 Our aggregate liability to you in respect of any contract to provide services to you under these terms and conditions shall not exceed the total amount paid and payable to us under the contract.
23. Indemnity
23.1 You hereby indemnify us, and undertake to keep us indemnified, against any and all losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by us to a third party in settlement of a claim or dispute) incurred or suffered by us and arising directly or indirectly out of your use of our website or any breach by you of any provision of these terms and conditions.
24. Breaches of these terms and conditions
24.1 Without prejudice to our other rights under these terms and conditions, if you breach these terms and conditions in any way, or if we reasonably suspect that you have breached these terms and conditions in any way, we may:
(a) send you one or more formal warnings;
(b) temporarily suspend your access to our website;
(c) permanently prohibit you from accessing our website;
(d) block computers using your IP address from accessing our website;
(e) contact any or all of your internet service providers and request that they block your access to our website;
(f) commence legal action against you, whether for breach of contract or otherwise; and/or
(g) suspend or delete your account on our website.
24.2 Where we suspend or prohibit or block your access to our website or a part of our website, you must not take any action to circumvent such suspension or prohibition or blocking (including without limitation creating and/or using a different account).
25. Third party websites
25.1 Our website includes hyperlinks to other websites owned and operated by third parties; such hyperlinks are not recommendations.
25.2 We have no control over third party websites and their contents, and subject to Section 22.1 we accept no responsibility for them or for any loss or damage that may arise from your use of them.
26. Trade marks
26.1 Mahalna, , and mahalna.com, our logos and our other registered and unregistered trade marks are trade marks belonging to us; we give no permission for the use of these trade marks, and such use may constitute an infringement of our rights.
26.2 The third party registered and unregistered trade marks or service marks on our website are the property of their respective owners and, unless stated otherwise in these terms and conditions, we do not endorse and are not affiliated with any of the holders of any such rights and as such we cannot grant any licence to exercise such rights.
27. Variation
27.1 We may revise these terms and conditions from time to time.
27.2 The revised terms and conditions shall apply to the use of our website from the date of publication of the revised terms and conditions on the website, and you hereby waive any right you may otherwise have to be notified of, or to consent to, revisions of these terms and conditions.
28. Assignment
28.1 You hereby agree that we may assign, transfer, sub-contract or otherwise deal with our rights and/or obligations under these terms and conditions.
28.2 You may not without our prior written consent assign, transfer, sub-contract or otherwise deal with any of your rights and/or obligations under these terms and conditions.
29. Severability
29.1 If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.
29.2 If any unlawful and/or unenforceable provision of these terms and conditions would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
30. Third party rights
30.1 A contract under these terms and conditions is for our benefit and your benefit, and is not intended to benefit or be enforceable by any third party.
30.2 The exercise of the parties' rights under a contract under these terms and conditions is not subject to the consent of any third party.
31. Entire agreement
31.1 Subject to Section 22.1, these terms and conditions, together with our privacy and cookies policy, shall constitute the entire agreement between you and us in relation to your use of our website and shall supersede all previous agreements between you and us in relation to your use of our website.
32. Law and jurisdiction
32.1 These terms and conditions shall be governed by and construed in accordance with the laws of the Kingdom of Bahrain.
32.2 Any disputes relating to these terms and conditions shall be subject to the exclusive jurisdiction of the courts of the Kingdom of Bahrain.
33. Statutory and regulatory disclosures
33.1 We will specify on the website or elsewhere in these terms and conditions the different technical steps you must follow to conclude a contract under these terms and conditions, and also the technical means for identifying and correcting input errors prior to the placing of your order.
33.2 We will not file a copy of these terms and conditions specifically in relation to each user or customer and, if we update these terms and conditions, the version to which you originally agreed will no longer be available on our website. We recommend that you consider saving a copy of these terms and conditions for future reference.
33.3 These terms and conditions are available in the English language only.
33.4 We are registered in the Ministry of Industry, Commerce & Tourism; you can find the online version of the register at https://www.sijilat.bh, and our registration number is 117349-1.
34. Our details
34.1 This website is owned and operated by Mahalna W.L.L.
34.2 We are registered in The Kingdom of Bahrain under registration number 117349-1, and our registered office is at Office GD38, Flat 246, Building 2648, Road 5720, Block 257, Amwaj, Kingdom of Bahrain.
34.3 Our principal place of business is at Office GD38, Flat 246, Building 2648, Road 5720, Block 257, Amwaj, Kingdom of Bahrain.
34.4 You can contact us:
(a) by post, using the postal address given above;
(b) using our website contact form;
(c) by telephone, on the contact number published on our website from time to time; or
(d) by email, using the email address published on our website from time to time.
I have read and agree to the website terms and conditions *
First Name *
Last Name *
Shop Name (E.g. Noor Shop) *
Shop URL *
Mobile Number*
I am a customer
I am a vendor
Subscribe to our newsletter
Enter something special:
Please enter an answer in digits:


text:
If you're new to the world of credit and credit cards, you have to know one thing: not all credit cards are created equal. Some credit cards and credit card companies even engage in shady practices, hoping that their clients won't read the fine print, and will get into a credit card contract that benefits the company a lot more than the user. If you're looking to get a new credit card, here are some of the main characteristics that you should use for comparison in order to make the decision that's right for you. (For related reading, also take a look at 4 Tips For Picking The best Credit Cards.)
IN PICTURES: 6 Major Credit Card Mistakes
- Interest Rates
This is one of the most important ways you can compare credit cards. The annual percentage rate (APR) is the interest rate that you'll pay yearly (monthly rate multiplied by 12). However, it's not always what it appears because there are introductory rates, rates that change with the amount of balance you keep on the card and different rates that are applied to different ways you use the card. For instance, higher interest rates are usually applied to cash advances, and different rates than the APR are applied to balance transfers - that is, if you shift the balance of your credit card to a different account with a lower rate. Read the fine print on credit cards' APR so that you know where you get the overall best deal, not just the best short-term deal or best deal for a certain way of using the card. As well, APRs are either fixed or variable, meaning they're either going to remain constant for a certain amount of time, or they depend on the prime rate. Make sure you understand what your credit card company is charging on top of the prime rate, and whether the company has the right to change the rate as it sees fit. (Learn more in APR and APY: Why Your Bank Hopes You Can't Tell The Difference.)
- Billing Cycle or Grace Period
This is important, as it will determine when you'll start paying interest on your purchases. A longer grace period is always better (all other things staying the same) as it means you're essentially getting a free loan for a certain amount of time.
- Fees
Many credit cards will have annual fees, and they aren't always bad if you're paying them to get something that benefits you. For instance, some credit cards that offer a lot of travel miles will charge a higher annual fee, but this can actually lead to savings for you if you travel a lot. Compare the fees between cards and see what you're getting for that fee. As well, if there's no fee, investigate whether this will lead to a higher APR. Taking cash advances on your credit card or transferring the balance to another card can also have associated fees.
- Special Offers and Expiry Dates
Many credit card companies will offer introductory rates for your APR, cash advance and balance transfer fees. Be sure to look into when these offers expire, as the company will advertise that the APR is a certain percent, but there will be an asterisk or similar sign beside it, advising you to read the fine print. As well, some credit cards will waive the annual fee for the first year, so make sure you know the permanent details of your credit card and which will not last.
- Minimums and Penalties
Credit cards will have minimum monthly payments that users are required to pay, which can take the form of either a percentage or flat fee. If this payment is not made within a given time, credit card companies can charge a penalty fee. If you think that you may not be able to pay your credit card every month - which may be a reason to reconsider getting one altogether - look for the credit card that has the lowest limit and low or no non-payment fee.
- Points and Rewards
As mentioned previously, many credit cards offer points and rewards for using them. These can sometimes come with a fee, but can also exist with no-fee credit cards. Once you've made sure that you're getting the best deal on all of the fundamentals (interest rates, grace period, fees), check out what extras you can get in terms of points and rewards.
- Specialization
Some cards are tailored to students, travelers, shoppers, business people, etc., so you should find one that fits your needs. This is kind of like an amalgamation of the rest of the factors, as a credit card tailored to a student, for example, probably has little of no fees and a lower spending limit, but might make up for this by having a higher APR. Similarly, a card directed to the wealthy consumer might have a lower APR, a huge limit and a higher annual fee. Cards directed towards travelers will offer more points that can be redeemed for flights, and usually a bonus amount of points just for signing up, but may then charge a higher annual fee and higher APR.
IN PICTURES: Digging Out Of Debt In 8 Steps
There are a lot of cards out there to choose from, and using the above criteria to compare the available cards will ensure that you get the one that's right for you. If you have any questions about a credit card, be sure to ask the company before you sign up for it, you don't want to miss some of the fine print and be in a contract for a card that you don't want.
There are a lot of cards out there to choose from, and using the above criteria to compare the available cards will ensure that you get the one that's right for you. If you have any questions about a credit card, be sure to ask the company before you sign up for it, you don't want to miss some of the fine print and be in a contract for a card that you don't want.

subset: commoncrawl


text:
Now Viewing:
This item is noncancelable and nonreturnable.
Middle Atlantic's SRS 4-Rail Sliding 18U Rack System is the ultimate electronic device manager, because it delivers convenient pull-out access to equipment. It has a prime 18U (31.5" height) of rack space and extends 19 inches. Made with 14- and 11-AWG gauge steel, this unit's 300 lbs capacity makes it an ideal rack support for your digital media devices. For all-tech perfection, install the rack system into an entertainment center.
It slides out on integrated ball bearings for easy equipment maintenance and installation. It features a front-trim locking panel that secures devices on the front with an 11-AWG aluminum, black anodized strip, and is equipped for optional matching space fillers to cover rack gaps.
Add your digital entertainment devices (DVD players and stereo systems) to this easy shelving unit to give them the pivotal treatment for which they were designed. Middle-Atlantic holds nothing back in convenience, utility, and ingenuity of design. The best device protection and display is right here.
|Black anodized finish
Additional Shelves Can Be Purchased Separately
Accepts 19" Equipment (Width)
Depth 18-1/4" (Usable Depth)
|Rack slides out 19"
|Dimensions (WxHxD)
|19 x 31.5 x 18.38" (48 x 80 x 46.69 cm)
|Weight Capacity
|300 lbs.
|Not Specified by Manufacturer
|Packaging Info
|Package Weight
|47.34 lb


text:
Rhode Islanders should not be surprised to find politicians asking for their autograph for the next 10 days.
The nearly 2,400 candidates who have filed to run for office have from July 3 through July 13 to collect the signatures of enough eligible voters to officially put them on the ballot. The thresholds range from 50 for some municipal offices to 1,000 signatures for U.S. Senate.
"Be prepared for people running for office to knock on your door and approach you at the market," said Secretary of State A. Ralph Mollis.
Candidates submit the signatures to local boards of canvassers, which validate them before sending them on to the Secretary of State's office, which has until July 20 to certify that candidates collected enough signatures to officially be placed on the ballot for the Sept. 11 primary and Nov. 6 election.


text:
MANILA, PHILIPPINES - Microfinance needs to reach more of the poor in Asia and the Pacific, but do so in a financially sustainable way, says a new study from Independent Evaluation at the Asian Development Bank (ADB).
The study, Microfinance Development Strategy 2000: Sector Performance and Client Welfare, emphasizes the twin goals of microfinance - reaching the poor and being financially sustainable. With microfinance becoming increasingly commercialized in the region, the study stresses the role of government and agencies such as ADB in addressing the financial needs of the poor, while at the same time ensuring the institutional sustainability of microfinance providers.
"Despite the increasing popularity of microfinance in recent years, expanding the access of poor households to institutional financial services remains a great challenge to governments and development agencies," says the Director General of Independent Evaluation, Vinod Thomas.
The study finds that the penetration of microfinance among the poor in Asia and the Pacific remains low. As of the end of 2010, some 20% of the population living below the poverty level of $1.25 per day had direct access to microfinance services in 21 developing countries receiving ADB microfinance support. This level was below ADB's goals.
Microfinance is seen in the region as an important means to helping low-income households take advantage of economic opportunities and improve living standards. But the degree to which it actually reaches the poor and improves their welfare is under public scrutiny.
A review of two programs in Pakistan and Viet Nam points to an apparent tradeoff between targeting and effectiveness of microfinance. Smaller loans were better at targeting the poor, but less effective than larger loans in producing welfare benefits. In the Pakistan program, the average loan was $195 but reached substantially more borrowers living below the national poverty line than in the Viet Nam program, where the average loan was $1,972. The study found more positive direct and indirect welfare benefits in the Viet Nam program than in the Pakistan program.
The study says that for microfinance to have a greater impact on reducing poverty in the region, it needs to better target the poor and focus more on educating them in using basic financial services, as well as more effectively link microfinance services to complementary pro-poor interventions.
ADB is one of the largest providers of microfinance support in the region. Between 2000, when ADB launched its microfinance development strategy, and 2010, it approved nearly $2.8 billion through 88 loans, grants, technical assistance operations, and private sector investments.
The main thrust of ADB's interventions has been to ensure access to financial services for a majority of poor and low-income households and their microenterprises by focusing on programs and strategies to integrate microfinance into mainstream financial systems. Over two-thirds of ADB's microfinance portfolio supported the creation of an enabling policy environment for microfinance in recipient countries.
ADB's support was relevant and responsive to the needs of countries for developing microfinance. It performed reasonably well in easing regulatory and policy constraints, and this worked most effectively in countries where the "government is committed to reforms, and where institutions, policies, and operating framework have been allowed to flourish," says the report.
About 2.7 billion people worldwide, or 70% of the adult population in the world's developing countries, have no access to formal financial services, such as savings or checking accounts. They represent a key and still largely untapped market segment for financial inclusion.
"Improvements in the policy environment and integrating microfinance in the formal financial sector do not automatically improve outreach to the poor. Deliberate and innovative approaches are needed to benefit more people currently not reached by traditional financial institutions," says Thomas.
One area showing promise is combining access to financial services with livelihood programs, food aid, skills training and asset transfers that help people in extreme poverty to gradually move into sustainable livelihoods and become creditworthy for commercial microfinance.
Government-to-person payments also have the potential to become an effective means for financial inclusion, primarily through social transfers and wage and pension payments. These have already been implemented in Bangladesh, Cambodia, India, Indonesia, Pakistan and the Philippines. Technology-based solutions such as mobile phone and internet banking, payment cards, and electronic money can help microfinance institutions reduce operating costs and expand the reach of their services.
"By and large microfinance has become an industry and is operating on a market basis in many countries," says the principal author of the evaluation Binh Nguyen. "Far more attention must be given to the financial literacy of the poor, consumer protection, and accountability to customers to ensure sound microfinance practices and that the poor have access to safe financial services."
ADB's efforts have so far concentrated largely on addressing policy issues. The study calls for a greater focus on clients and the use of financial innovation and technologies to better reach the poor, among other measures for the viable and sustainable expansion of microfinance in the region.
About Independent Evaluation at Asian Development Bank
The Independent Evaluation Department evaluates the policies, strategies, operations, and special concerns of ADB in its work in Asia and the Pacific. It contributes to development effectiveness by providing feedback on performance and through evaluation lessons. Since 2004, it has reported to the ADB Board of Directors through the Development Effectiveness Committee.


text:
From MeritBadgeDotOrg
(Difference between revisions)
(New page: == Merit badge requirements == :1. Explain to your counselor the injuries that could occur while fishing and the proper treatment, including cuts, scratches, puncture wounds, insect bite...)
|Line 1:
|Line 1:
== Merit badge requirements ==
== Merit badge requirements ==
Revision as of 20:35, March 31, 2007
Merit badge requirements
- 1. Explain to your counselor the injuries that could occur while fishing and the proper treatment, including cuts, scratches, puncture wounds, insect bites, hypothermia, dehydration, and heat reactions. Explain how to remove a hook that has lodged in your arm. Name and explain five safety practices you should always follow while fishing.
- 2. Learn and explain the differences between two types of fishing outfits. Point out and identify the parts of several types of rods and reels. Explain how and when each would be used. Review with your counselor how to care for this equipment.
- 3. Demonstrate the proper use of two different types of fishing equipment.
- 4. Demonstrate how to tie the following knots: clinch, palomar, turle, blood loop (barrel knot), and surgeon's loop. Explain how each knot is used and when to use it.
- 5. Name and identify five basic artificial lures and five natural baits and explain how to fish with them. Explain why bait fish are not to be released.
- 6. Explain the importance of practicing Leave No Trace and how it positively affects fishing resources.
- 7. Give the regulations affecting game fishing where you live. Explain why they were adopted and what you accomplish by following those regulations.
- 8. Explain what good outdoor sportsmanlike behavior is and how it relates to fishermen. Tell how the Outdoor Code of the Boy Scouts of America relates to a fishing sports enthusiast, including the aspects of littering, trespassing, courteous behavior, and obeying fishing regulations.
- 9. Catch two different kinds of fish and identify them. Release at least one of them unharmed. Clean and cook another fish.
Source: 2007 Boy Scout Requirements (33215)


text:
Karla W. Simon reviews current publications and recommendations for constructively engaging governments, businesses, and families on philanthropy in China. This article is part of Asian Philanthropy Forum's "Exploring the Impact of Asian Philanthropy" series.
Three recently released reports on philanthropic developments in China discuss important trends and issues that need to be addressed.
The first is a blog post in the Stanford Social Innovation Review, which discusses the timing of philanthropy for China, focusing principally on U.S. donors. It suggests that people and institutions should act now because this is a developing field. Katharine Marshall, who wrote the blog post, had done extensive research on developments in China. She stressed the following key points:
- The government is a key partner in establishing an organization through registration and governance; it is also a critical ally in advancing an organization's goals and strategies.
- Be transparent about goals, and ensure that they benefit the people of China—not an outside agenda.
- Use philanthropy to share information, not just for collecting and delivering money.
The other two reports analyze trends and assess developments actually occurring among Chinese people, specifically with corporate donors and family philanthropies. The first of these reports, excellently written by Anke Schrader and Melinda Zhang at the Conference Board, looks at numbers and trends in recent years. Entitled "Corporate Philanthropy in China," the report recommends five principal guidelines for corporate philanthropists:
- Selecting giving channels that match the company's presence, experience, and capacity in China.
- Engaging in research and information gathering for local engagement activity because of the limited availability of public information.
- Recognizing the strong political boundaries that control topics, scale, and amplitude of public debate and nonprofit activity.
- Choosing a non-profit partner should include consideration of its ability to work together with companies to execute strategic goals; selection should not be based just on the size or affiliations of the partner organization.
- Project planning needs to factor in the governance, transparency, and accountability issues of domestic non-profit organizations (NPOs).
Finally, Business for Social Responsibility (BSR) China published a report written by Nina Zhou on family philanthropy, which notes the following three issues that need to be addressed in order to make such philanthropy more effective:
- A gap in operational strategy among the "first generation" philanthropists;
- A misunderstanding of the potential that China's "second-generation rich" (Rich2G) can offer this sector; and
- A lack of value placed on a clear set of values, mission, and goals to measure the success of philanthropic behavior.
As the report says, it is clearly important for Chinese philanthropists to engage with what constitutes "best practice" when it comes to philanthropic activity.
Karla W. Simon is Research Professor of Law at the Catholic University of America School of Law, where she taught full-time for many years. She is publishing a new book with Oxford University Press titled Civil Society in China: The Legal Framework from Ancient Times to the "New Reform Era" (release date March 15, 2013). Her full bio is available here. Email: firstname.lastname@example.com
Posts in this series:
A New Year for Asian Philanthropy to Make an Impact, Victor Kuo
Opening the Window to Philanthropy to China Starts with Transparency, Lijun He
Rise of the Middle Class Donor in Hong Kong, Edwin Lee
Lessons Learned in Philanthropic Impact Investment, Sono Aibe
Evaluation of the Committee of 100 Teaching Scholar Program 2012, Wenjie Tang
The Next Wave of Philanthropy in China, Dien Yuen


text:
Denver Broncos and politics: Two of the best things about fall
A Broncos game and a fundraiser. Hmmmm, must be fall in Colorado.
A fundraiser for Democratic House candidate Brittany Pettersen this evening in north Denver was punctuated by comments about the Broncos scoring a touchdown. The event was held at the famed Lumber Baron Inn, where the guests included Minority Leader Mark Ferrandino, Rep. Dan Pabon, former lawmaker Joel Judd and political consultant Laura Chapin, spokeswoman for the "no" on the pot ballot measure.
Pettersen faces Republican Amy Attwood in House District 28 in Lakewood. Attwood, too, has come to north Denver for a fundraiser: House Republicans held an event at the equally famed Patsy's earlier this year.


text:
Halebarns Alloy Wheel refurbishment & Car Body Repair
Vehicle Cosmetic Repairs are alloy wheel refurb and mobile car body repairers, who will come to your home or place of work and repair minor accident damage on your car. Covering Halebarns and the surrounding areas we are available to fix your car at a time and place that suits you.
Using a technique called SMART (Small / Medium Area Repair Technique) we are able to repair just small areas of your car the aim is to keep the repaired area as small as possible to keep your repair bill as low as possible. This technique has been used now for many years and gives you excellent value for money for the best result.
Using the SMART repair system allows us to complete repairs in several hours unlike a bodyshop that would need your car for several days.
Our aim is to give you an excellent car body repair, at an affordable cost with minimum effort on your part.
Vehicle Cosmetic Repairs offer a mobile alloy wheel refurbishment service. We will come to your home or place of work and refurbish your alloy wheels.
If you have Scuffed, scratched or kerbed alloy wheels they can ruin the appearance of your car. Replacement wheels is one option, but is an expensive one - another alternative is to use our alloy wheel repair service.
Our professional alloy wheel refurb service repairs your alloys wheel to a great finish, we can match colours and give a great finish to your wheels.
The majority of alloy wheels on cars are actually painted not just bare metal, once kerbed the paint has been removed as well as the alloy metal. Our repair technique includes returning the profile of the wheel and colour matching the paint. We have a range of silver paints and have colour swatches to colour check before completing any work on your wheels, and mix paint on site for the closest colour match.
The most common repairs in Halebarns we are asked to complete include:
- Bumper Scuffs
- Car Scratches
- Car Dents
- Minor Accident Damage
- Keyed Cars
Damage to your car can significantly reduce the value.Having these areas repaired will keep your car looking nice and improve it's value. We recommend that you repair these areas as soon as possible, if you keep your car looking smart you tend to get less damage - people are more careful around a tidy looking vehicle.
Call Us·to arrange a quotation on
07585 951 441
Or you can send a photo of the damaged area
This medicine works by relaxing the muscles of your heart. Viagra is for the treatment of impotency and similar states coupled to erectile dysfunction. When you order medications like generic sildenafil citrate you must view about generic sildenafil citrate. Viagra is a preparation prescribed to treat few infections. At times people need medicines to resolve sexual disfunction. Sexual disorders ordinarily signal serious diseases: low libido or erectile dysfunction can be the symptom a dangerous heartiness problem such as diabetes. High blood pressure can contribute to erectile dysfunction. Remember to diagnose a man's sexual problem, the health care professional likely will begin with a thorough story of signs. What may you discuss with a physician before taking Viagra?


text:
Zombies a Factor in Increase of Gun Sales
Gun control talks have of course caused worry for gun owners but what's also contributing? ZOMBIES!
Fear for the real walking dead has been identified as a factor in the rise in gun sales. According to the FBI, background checks for guns rose 20% on Black Friday from last year. The Walking Dead and other zombie related programs and movies have sparked a new generation of gun owners. Gun rights advocates are loving it!
The zombie craze has been a way to introduce a new crowd into the world of firearms. This is giving more and more people exposure to guns, which is also teaching gun safety to more people.
Ammunition company's have played along with the zombie craze. They have introduced 'Zombie Rounds.' They're shotgun and rifle shells that come in a colorful ammo box that has zombies printed on it. Zombie targets are also flying off the shelves.
Although the chances of a zombie outbreak is unlikely, it can't hurt being prepared! Becoming a human Man-which doesn't sound to fun to me!


text:
As a journalist my job is to be skeptical, and given the incessant flimflammery in Las Vegas, I think I was entitled to be extra wary of the Tony Hsieh-Zappos-Downtown craze. My outlook is deeply influenced by The Simpsons episode when the charismatic charlatan Lyle Lanley sells Springfield a rickety monorail (sound familiar?), so I always try to question what's in that delicious Kool-Aid.
For years I've been reading glowing profiles of Hsieh, the prodigy founder of an Internet company he sold to Microsoft for millions before becoming CEO of online retailer Zappos. And he's had plenty of media buzz—Inc. magazine, The New York Times, the visit from Oprah, the encomiums to Zappos' unconventional corporate culture with its fun and wow and a little bit weird.
My favorite: speculation that Hsieh's selflessness could be explained by his looking "like a young Buddha."
I finally met Hsieh last week, and while I plead ignorance with respect to his resemblance to important religious figures, I'll happily report that he's persuasive that his Las Vegas vision is genuine, pragmatic and possible. I'll go one step further: Not pursuing his brand of urbanism will doom us to being little more than America's party capital and a tax haven for retirees and low-wage businesses.
What is this all about?
Hsieh loves cities.
Some of this is apparently imbedded in his psyche via what he describes as transcendent experiences of the hive mind, in the same way other people feel divinity in nature. In his book Delivering Happiness, Hsieh writes about being at a warehouse party and really getting music for the first time. "Steady wordless electronic beats were the unifying heartbeats that synchronized the crowd ... Everyone in the warehouse had a shared purpose. We were all contributors to the collective rave experience." (Don't mock it unless you've tried it.)
He adds: "Research from the field of the science of happiness"—referring to social psychologists such as Jonathan Haidt—"would confirm that the combination of physical synchrony with other humans and being part of something bigger than oneself (and thus losing momentarily a sense of self) leads to a greater sense of happiness ..."
So Hsieh hopes to duplicate that intense feeling in our own Downtown, not by throwing raves—though there'll be some of that—but by building a vibrant city with friends and future friends and strangers.
To some ears, this may sound airy and even downright preposterous—is he building a Burning Man encampment Downtown?! But we have to remember that he's a familiar type, though to this point rare in Las Vegas: Hsieh is a technology entrepreneur who blends a streak of bohemian communitarianism with hardheaded capitalism. (Our tycoons have tended toward the more conventional robber baron—sneering white men who fund right-wing political causes.)
Zappos was outgrowing its space in Henderson (disclosure: It currently leases buildings from our parent company). Despite all the empty commercial buildings, the company couldn't find the right space in Las Vegas to accommodate it. Zappos considered building a new suburban mega-campus, like Apple or Google. These campuses have creature comforts to induce workers to never leave, and/but they can be very isolating.
Hsieh had a radically different idea: Downtown, because he believes, he knows, that workers in cities are more productive. He thinks Zappos will be more profitable Downtown.
Here he leans on the work of Harvard economist Edward Glaeser, who notes that per-capita productivity increases by 4 percent as population density rises by 50 percent.
It's not entirely clear why this is true, but Glaeser calls cities "machines for learning." Humans have succeeded because of our ability to collaborate, and cities are the best geographical mechanism for doing so. Hsieh refers to "serendipity," the chance encounters between technologist, thinker, social entrepreneur, artist and venture capitalist to create the new.
Let's remember, however, that Hsieh's vision isn't about buildings—Detroit has lots of great buildings. Nor is it about Tony Hsieh, or Zappos, or even the $350 million Downtown Project they've established to build on their vision. It's really about the rest of us wanting to build something new, better, more human.
It's not like we have anything better to do, so I think it's worth a shot.


text:
I am 18yrs old. I was arrested for DUI. I was reversed into a driveway then 2 mins later a cop blocks the road & pulls over a 4-runner. He then walks up to my car & tells me to turn off my car! So I did. He arrests the driver of the 4runner then comes up to my car & tells me " step out of the car, put your hands behind your back, you are arrested for DUI" I just need to know if there is anyway I can get around this! He did not test me, make me walk the line, etc. I was on the
If you are having major debt problems in your small business, then it is best that you address them immediately. many a times it happens that your business doesn't run successfully and you are unable to pay back the money to the debtors from whom you had borrowed initially. In such a case you should opt for bankruptcy. Depending upon the circumstances, there are three potential bankruptcy options that small businesses have. These are discussed in brief as follows.
Chapter 7 Bankruptcy
A Chapter 7 bankruptcy is an effective intervention for wiping the financial slate clean and starting over. With a Chapter 7, the Bankruptcy Trustee will liquidate as many of the debtor's assets as possible to pay off all of the secured and unsecured debts. The bankruptcy stays on the debtor's credit report for 10 years.
How to Begin
A person who is encumbered with debt is usually a good candidate for a bankruptcy action. The best way for a debtor to find out if he or she
Driving under the influence of alcohol is one of those things most people in their right state of mind recognize as wrong and dangerous. However, the same people often get pulled over by the police and end up with a DUI charge just because they fell into temptation of thinking they were sober enough to avoid the uncomfortable scenario of leaving the car at the parking and taking a cab home. The truth is - getting arrested is both more uncomfortable and more expensive than hiring someone to take
can a mother of our child leave child with me two years ago and now comes gets him for a visit never brings him back and brings old divorce papers from 09 to say she has custody. can she do that? what can i do as father?
Vivian says:
Hello Visitor. My name is Vivian how can I help you?
Visitor On legalhelp.org says:
(inviteid:6859832418) I have an issue regarding nonpayment on a home improvement project.
Visitor On legalhelp.org says:
I have an issue regarding nonpayment on a home improvement project. I advised my customer that we should not continue due to site conditions, and that the project would not turn out right. She refused my advise and demanded that i complete
Visitor On legalhelp.org says:
(inviteid:3547736873) I'm trying to find some legal help.
Vivian says:
Hello Visitor. My name is Vivian how can I help you?
Vivian says:
what's going on?
Visitor On legalhelp.org says:
I sent my truck to be fixed by a mechanic back in Sept. I gave him the money for the motor in Sept. and he told me it would take 3-4 weeks to have it ready. I have yet to get my truck back.
Vivian says:
The U.S. Food and Drug Administration started to probe irrespective of whether Fresenius Healthcare treatment which can be a German organization didn't warning hospitals and doctors regarding the side effects of its solution GranuFlo. The investigation started in June 2012. Some patients suffered lethal cardiovascular soon after obtaining dialysis remedy utilizing GranuFlo which brought on the investigation. This was accurate and also the lawsuits were submitted in opposition to Fresenius Healthcare
Chat With Visitor On 12/4/2012 12:39:39 PM
Visitor says @ 12:39:32 PM:
(inviteid:643242755) i need a free lawyer to help get a security deposit back from a landlord. i am on SSD
Visitor says @ 12:39:39 PM:
[OP] Operator Picked Up Session
Vivian says @ 12:39:51 PM:
I can have an attorney call you for a free consultation...
Visitor says @ 12:40:03 PM:
from where?
Vivian says @ 12:40:12 PM:
I don't
Originally Posted by TerryM
My wife & I receantly seperated,she put a protective order against me to keep me away from my house and to provent me from removing any of my belongings.we went to court,she was represented by a P.O.R.T lawyer,the judge instructed me and her lawyer to come to an agreement on what I wanted from the residenc, we did so.The judge instructed me to contact her lawyer prior to going to the residence,I did so,and when I got there I was not allowed to enter the residence,only the back yard & garage
<img width="300" height="200" src="http://www.rave.ac.uk/images/Graphic_Design/2010/charlotte_richardson/HM_11_1.jpg"style="float:left;padding:10px;"/>Students can train to carry out complex function and expand their technical talent while utilizing their imagination. Whether it is the design of an entire corporate campaign or the creation of a simple company logo it still has to work effectively for you. If you like to design, formulate, and communicate
Originally Posted by doublefs4stylz
If it can be proven that the recipient of a "Deed Reserving Life Estate" is in legal trouble and could possibly have the house taken as a result of these troubles, can said person be removed or can the house be deeded back to the original owner?
Originally Posted by yve5
My son was a passenger in a single car accident. Should our medical insurance cover the ER visit or should the driver's insurance cover it?
So you have an invention and you want to patent it and are thinking it will cost thousands of dollars so you do nothing..
Then, if 2 years you see the EXACT same thing in Costco and curse yourself for not moving forward when you knew you should have.
Think the US Government wants you to pay LOTS in Taxes? Well.. they do and this is EXACTLY why the US Patent office provides the Provisional Application for Patent, PPA, that lets you file a PPA for $125. They will let you play
Accidents like car crashes, motorcycle crashes and situations where a car hits a pedestrian occur every day, and in most cases there is always a party that is to blame for the outcome of the situation. Some people just think that they own the road. These people are always in a rush and they seem to think that it is more important that they get to the required destination as soon as possible than anything else. They make irrational decisions which in some cases lead to a motor vehicle accident.
Making the decision to file bankruptcy is the first step. The second step is deciding whether or not to use an attorney in the process. There is no law that states you must do so. In fact, you can represent yourself in a court of law throughout this entire process. All of the documents you need to file are available through your local bankruptcy court. So, if all of this is available, why are so many people using lawyers to file their case?
It's a Very Good Idea
Updated 10-17-2012 at 06:45 AM by Natasha
Crime is a common problem affecting all countries and there is no particular age group that can be linked to it. It is bound to happen everywhere and anyone can do it for whatever reason. There are laws governing different countries on handling crime but defining those laws and executing them as intended takes the intervention of national judiciary systems. It is through courts that criminals can be tried and a decision on their fate reached. This is where criminal defence law comes to play as anyone
OK.. Not really.. What I REALLY mean to say is you can file a Provisional Application for Patent, PPA, with the USPTO for $125.
Visit this video based help page, shown in Yahoo Answers, that shows HOW to Patent Your Invention with the Provisional Application for Patent
What this gives you is the coveted "Patent Pending" that the investors in "Shark Tank" insist on your having BEFORE they will entertain working with you. The reason they INSIST on
After a Freedom of Information request, it transpired that the UKs National Health Service had paid over £70m in compensation for clinical negligence in their maternity department, over the space of three years.
The claims came from families suffering from stillbirth experiences and babies born disabled. Unsurprisingly, such large pay-outs will have a knock-on effect, reducing the financial support of front-line services.
Not only did the damages amount to over £70m,
The Telecommunications Act of 1996 is the last major change to U.S. telecommunication law since 1934. The Act sought to promote competition among businesses using the same telecommunications infrastructure and operating within the same market. Instead, the Act opened the doors to intermodal competition in which companies using one technology infrastructure, such as VoIP, began to compete in a market dominated by another infrastructure such as wired telephony. As industry lines blurred, the Acts
If you're a victim of abuse, rape, arson or killing, take note that you have rights and you should seek your rights at the hand of the correct Court through the filing of a criminal case against the person who is alleged to have committed these acts against you. The initial part is reporting what has happened at your nearest police office. Then file with them a report of the recognized problem in order to first document the criminal act against you. This will assure that it is registered against
The wrongful death lawsuit filed by the family of Maria Lauterback in Onslow County against Cesar Laurean and his former wife, will proceed after being delayed last year over appeals concerns.
Laurean Convicted of Murder
In 2010, a jury convicted Laurean of murder for which he was sentenced to life without the possibility of parole. In December 2007, Laurean bludgeoned Lance Cpl. Maria Lauterback to death with a crowbar, while she was eight months pregnant. Laurean then
A holiday illness in Egypt is extremely common and can certainly ruin what is often for many folks the holiday vacation of a lifetime. Egypt is liked by honeymooners as well as men and women celebrating anniversaries who've thought of seeing the different archaeological destinations all their lives.
Low-budget Egypt holidays have unfortunately resulted in lots of people having their actual dream holiday vacation destroyed - and in fact Egypt illness cases from poisoning from food like
Holiday compensation claims can cover either illness suffered on vacation that has been not really your own mistake (like food poisoning) - or perhaps injuries from accidental injuries on vacation which were not really your mistake.
Holiday compensation is paid to cover not simply the hassle of getting your vacation messed up through no fault of your own, but also to cover virtually any lost income, health care expenses as well as out-of-pocket expenses, and also rehabilitation therapies
Personal injury - referred to as PI and p.i. - is usually applied as an coverage phrase for the wide range of accidents as well as traumas which can come about at your workplace, while on vacation as well as due to health care negligence or perhaps birth injury.
Individual accident solicitors normally manage the whole range of conditions, while some may specialise in a single or a couple of unique aspects of accidental injury law, including human brain trauma or road traffic accident
Employment law help and advice can include a variety of concerns at work and employment solicitors can certainly give assistance to staff members (for instance, in bullying or maybe work place stress and anxiety cases), and also employers or maybe Trade Unions.
Employment law can likewise aid in cases of unjust retrenchment - perhaps even disagreements about retirement benefits - therefore receiving expert advice from employment solicitors can really help employees get a better deal
Turkey food poisoning often strikes the news headlines, with some resorts and hotels frequently featuring in media reports concerning holidaymakers who've get ill.
Turkey health issues compensation claims are typically managed by the holiday claims attorney who specializes in dealing with these types of instances, as they know the background of your particular holiday resort or lodge when it comes to food poisoning outbreaks.
Turkey food poisoning compensation claims should
Significantly more holidaymakers on package trips are filing holiday getaway claims for compensation as a result of ailments sustained in another country which wasn't really their own wrong doing - and more often than not a travel company's insurers will certainly fight the claim or even try and reduce compensation.
If perhaps you have to file for a family vacation claim it is very important to ask help from an established firm of vacation claims lawyers in California, with a very good
Holiday getaway claims for compensation payment usually make the daily news after holidaymakers get their actual holidays and health and wellness ruined by negligent travel agents.
Hotel resorts in foreign countries and cruise ships both constantly hit the daily news as holiday getaway compensation lawyers battle it out to get compensation for tourists who should not have been stricken with illness at all.
Stomach infections such as salmonella may be easily avoided if excellent
Mis-purchased payment protection insurance (PPI or ppi) is probably the major finance scandals of present times - as well as the Financial Services Authority (SFA) is taking measures in order to be certain that firms that mis-offered payment protection pay back clients who could possibly have put in thousands of pounds on insurance policies that have been determined being useless whenever they were required to make a insurance claim regarding health problems.
Mis-promoting protection
Making car accident compensation claims takes a specialist company associated with personal injury attorneys that has a solid track record in vehicle injury compensation and car accident insurance claims.
Car accident reimbursement claims can cover many accidents, from concussion and whiplash accidental injuries to traumatic accidental injuries such as brain damage, backbone pain or amputation.
Vehicle accident damage claims is in addition calculated based on any harm brought
Road Traffic Accident, also know as RTA injuries and damages could be life transforming - and in fact personal injuries like concussion or even accidental injuries coming from whiplash normally takes a period of time to be able to go away and in some cases leave permanent problems.
Contacting a traffic accident solicitor as quickly as possible after an injury is essential because the sooner you file for road traffic accident claims, the faster your own case would be processed and compensation
A lot more bikers are needing to claim bike accident pay out as visitors on the UK_s roadways becomes hectic.
Generating a motorbike collision claim requires a expert road traffic accident legal professional who has a good all round historical past in receiving motorcycle crash reparation.
Motorbike collision claims not only pertain to the actual driver of a motorcycle, but additionally virtually any pillion traveler wounded in a motorcycle collision.
Passed in 1996, California Proposition 213 limits the amount of damages a no-fault driver can receive from the other insured if they did not have insurance at the time of a car accident. More specifically, a no-fault party without insurance can only receive economic damages from the accident. Economic damages include medical bills, loss earnings and property damage. The driver however may not recover for non-economic damages. These damages include pain and suffering and lost earnings capacity.
Pradaxa Lawsuit - THIRTEEN Counts against Manufacturer of Pradaxa
Last month, John Swing filed lawsuit regarding Pradaxa complications and side effects against the drug's manufacturer. In the legal complaint, filed in Southern District of the Courts in the State of New York, the attorney for Swing claimed having suffered from bleeding due to Pradaxa which was not disclosed properly. The drug's maker Boehringer Ingelheim is a pharmaceutical giant and is not new to drug lawsuits.
Originally Posted by mrjackkelly
pro se - speeding tickets and traffic tickets etc,only apply to someone driving a motor vehicle in commerce not someone traveling in their own private conveyance. I want to be taught how to challege the jurisdiction of the court and follow motions to dismiss not make a plea which will waive my rights...do you teach pro se litigation the right way or do you know how to?
Nearly every single person I know says at one time or another that they have or had, an invention. Some say they had an invention only to find out, years later, that someone "copied" their invention. Nope.. they just took action...
The MAIN reason most of those folks do not take action to actually file a patent is they think it is too expensive to file a patent. What they do not realize is the Federal U.S. Patent and Trademark Office, USPTO, was "forced" by Congress
Okay so it is clear and there is not a "whodunit" type legal case in the works here. It is clear that James Holmes unfortunately committed these horrendous crimes and massacred literally dozens of people, killing over a dozen people.
So the question is begged, if he us your client, how do you start, how do you defend him? A CRIMINAL DEFENSE LAWYER would essentially visit him in jail, explain to him that everything will be OK, regardless of the simple fact that he will not
Updated 07-24-2012 at 05:21 PM by peteyobiggest
Facts continue to become available regarding the communications and actions (as well as lack of communications or actions) on the part of Fresenius Medical Care, the manufacturer of two popular renal dialysis medications. These products, GranuFlo as well as NaturaLyte have been linked to dangerous side effects. It is coming to light and being alleged that Fresenius
A wrongful death lawsuit may be launched after a man who was 62 years of age and from San Gabriel has been killed in a car accident. The incident occurred when a 1926 Ford hot rod which was being test driven by the man and a colleague sped out of control and crashed into the side of the road. Local newspaper, The San Gabriel Valley Tribune has reported the case of the road crash which happened earlier on this month. Highway Patrol officials of California say that the driver, who was 70 years of
A Texas junior high school principal has been accused of filming via a video camera during the basketball game of her daughter. The kicker? To see how much yelling occurred during halftime pep-talks. 46 year old Wendee Long, who herself
So you're wondering whether you should file bankruptcy?
People who rack up a bunch of debt sometimes ponder if it makes sense filing for chapter 7 bankruptcy to get rid of the debt. There are lots of reasons for which bankruptcy can make sense whether chapter 7 or chapter 13. But you need to realize that this decision does bring consequences, and it is also certainly not always the best option.
Should I discharge my debts in bankruptcy?
If you have received a DUI aka DWI in New Mexico, you should consider getting a DUI attorney in New Mexico to handle your case. Here is some basic information that should be helpful in better understanding your rights and also the process you should expect regarding having been charged or having been convicted of a DWI in New Mexico.
New Mexico DUI Laws and DWI Statutes for New Mexico:
Blood Alcohol Concentration level maximum is a "per se" limit of 0.08%.
Updated 07-07-2012 at 07:50 PM by vivavivian
At the beginning of this coming year, the state of Florida has established that new PIP (Personal Injury Protection) laws will take place effective this coming January 1, 2013.
The insurance companies and insurance industry lobbied for the passage of this law, and have passed this under the guidance of Gov. Rick Scott. Although it was proposed under the disguise of curbing fraud, it actually represents a huge boon to the insurance companies. Initially it was marketed using promises
Updated 07-07-2012 at 06:12 AM by vivavivian
So you got a new job somewhere else and have to leave much sooner than your lease will run out. If this is the case or any other situation has come up forcing you to break your lease, you can take use of the following information on how to use a sublease to deal with the situation. It's not always the right decision, nor is it always an option, but it is certainly something to consider.
First Step: Get Approval From Owner or Property Manager
Just about all rental agreements
Subletting can provide lots of benefits besides just the typical roommate situations. If you're going to sublet, the original tenant basically forwards the lease on to their room or entire apartment or their portion of the inner dwellings of the house to a second tenant. This is a common way to lowering costs for rent.
Landlord tenant law is something that most people get involved with at some point during their lives. For this reason, subletting comes up a lot, and when doing a sublease,
In Montana, you're going to be looking at a DWI/DUI for driving with a BAC at or over 0.08% and that goes for situations when your driving didn't even show any significant impacts from the blood alcohol level. Additionally, driving a vehicle in Montana provides for mandatory blood alcohol tests. So if you get stopped, the offier has the legal right to require you to submit to a chemical BAC test.
Consequences for driving under the influence in Montana:
What would be
This Legal Blogging Liability Overview is a set of FAQs which addresses common blogging issues of a legal nature which could affect your writing as a blogger, publisher, and most importantly in situations where you may have been sued or face some type of legal action regarding to information published on your blog.
What do I do if I am sued for something that I blogged?
Contact a good attorney (If you don't have an attorney already, or need help finding one,
Legal Guidelines for Bloggers
You might be a fresh, new blogger, or maybe you're a seasoned blogger practically from the 90's, and it's been coming up more and more than some bloggers have been penalized or somehow run into legal issues for what they've posted online in their blogs.
So we wanted to take a minute and share a few tips to help you cover your bases. Just as other kinds of publicists, journalists, and publishers disseminate information that people don't want
In the beginning of 2010 Bel Air Lighting USA (which is a supplier to Lowes)based in Valencia, California contacted us to supply goods to them as an intermediary on behalf of Lowes. From Feb 2010 to May 2010 we were involved with product sampling and three samples were developed and approved by Lowes. The first order (a 40 foot container) was placed by Bel Air Lighting (against an advance payment) to be delivered in August 2010. The shipment was sent for US$ 20000.
In July 2010 another order


text:
PolarCool 48'' Commercial Evaporative Swamp Cooler
Availability: Discontinued
Our Price: $3695.00
CA residents: WARNING. See Proposition 65 notice
- Reviews
- Description
- Specifications
- Benefits
- Resources
PolarCool is a portable evaporative cooling system that is effective in providing spot and area cooling for a multitude of applications that normally would prove to be costly or inefficient to cool with refrigerator air.
All PolarCool units feature high quality stainless steel cabinets, heavy duty pumps and long lasting pads. Operation is simple; connect to a water supply, plug into an electrical outlet and direct the fan to the desired area, then turn the unit on. Within minutes, the cool air produced will help increase the comfort level of employees, athletes, customers or animals.
- Model: PC-48-BD-SS-245V
- Product Type: Swamp Cooler
- Product Dimensions: L: 36.00" x W: 80.00" x H: 65.00"
- Product Weight: 510.00 lbs.
- Product Color: Silver
- Application: Provides spot cooling for warehouses, manufacturing plants, retail garden centers, gymnasiums, football sidelines, automotive shops, loading docks, dog kennels, and horse stables
- Warranty: 1-year limited manufacturer's warranty
- Voltage: 230 volts
- Amps: 11 amps
- Frequency: 60 Hz
- Coverage Area: 3600 square feet
- Product Construction: Steel
- Air Flow: 17500 CFM
- Fan Diameter: 48 inches
- Cooling Pad Type: Cellulose base infused with a plastic resin anti-rot agent
- Cooling Pad Life: 3 to 5 years
- Number of Speed Settings: 1
- Water Supply: Hose
- Casters: Yes
- One-Piece Housing: No
- Controls and valves in protected location
- Heavy Duty Pumps
- High CFM's for maximum cooling
- Optional 80 Gallon water tank
- PolarCool evaporative cooling system cabinets are durable, low maintenance, and long lasting.
- Spray bar hinged cover for easy access


text:
Gallery Box
Formerly an online-only gallery, it seems appropriate that ArtHaus66 is now housed in the same building where Bill Gates and Paul Allen began developing Microsoft. The gallery provides Albuquerqueans with the unique opportunity to see stateside exhibitions by contemporary Spanish artists, often before they show anywhere else west of New York or Boston. ArtHaus66 also shows work from other European and U.S.-based artists. The gallery specializes in photographs, prints and paintings.
Culture Shock
Kids These Days
I don't have kids, and because I've had more time to observe and judge how other people raise their kids, this pretty much makes me somewhat of an expert on child rearing. One trend that I hate is children's books that make noise. As if colorful pictures and a nice story involving a small animal and its loving parent, read by your own adoring parent, is just way too boring when you're 2. Now, I have never taken a class in psychiatry or psychology, but I'm fairly sure I'm 100 percent right when I say the formula is simple: Toys that make needless noise = future ADD.
Performance Review
Coyote on a Fence
Death row drama at the Desert Rose Playhouse
The Desert Rose Playhouse is hard to find. Located in a Northeast Heights strip mall alongside an optician and next to a car wash, the MapQuest directions aren't wrong; it's just that it doesn't seem like it's supposed to be there. It's a long way from the theater nexus of Nob Hill and Downtown.
Art Schmart
Destination UNM
Campus art guilty of public exposure
It's a cold March morning when I meet with Shelley Simms at UNM's Jonson Gallery. Simms is the administrative assistant at the gallery and a UNM alumnus. A few months back, she and I, along with the UNM Art Museum's Esther Golden, discussed art in Albuquerque over French-style sandwiches. We had gotten together to talk about what programs and exhibits their organizations were offering, but it quickly became a larger conversation about UNM's art presence in the city.


text:
Hi guest ·
Log in
Log in to check your private messages
Costa Rica next feb with a young familly
iWindsurf Community Forum Index
Europe, Caribbean & S. America, Australia & NZ, Africa, Asia
View previous topic
View next topic
Joined: 22 May 2007
Posts: 4
Posted: Fri Jan 23, 2009 4:13 pm
Post subject: Costa Rica next feb with a young familly
I would like to have your opinion on this:
- I am going to Costa Rica for 12 days arriving Feb 26 with my wife and kids (7,6,4,1 years old).
- I am an intermediate windsurfer (no wave, no freestyle) but survived and had fun on Rio Vista river chop on 4.5 days (if you know about it)
- I want to be sailing 4 to 6 half days during this trip
- It would cost me 360$ round trip to bring 1 board (93L) with 2 sails/mast/boom)
At first, I had planned to go to Arenal for that matter. I dont know if it is a good place for the rest of the family while I will be on the water.
Do you think it is more familly friendly on the coast (Bahia Salinas) ? If so, why?
Thank you
Back to top
Joined: 05 Jun 2001
Posts: 312
Location: Bonaire
Posted: Fri Jan 23, 2009 5:30 pm
Post subject:
I have friends do both but remember, Arenal howls so get ready for some knee action..and fun at that. I have not heard about Bolanos Bay in some time but friends loved it. Keep me posted as I need a vacation and CR sounds great. I would go just to work on my surfing and see the rainforest.
Ann Phelan
Twitter: bonairebliss
Back to top
Joined: 02 Apr 1995
Posts: 128
Posted: Fri Jan 23, 2009 6:27 pm
Post subject:
I sailed Arenal years ago, cool place. Your family could do jungle canopy tours or see the volcano nearby. Also, I recommend renting - that place can really blow and you may need small gear (I rode a 2.9 on a 8' 70 liter board one day - Im 190lbs).
Back to top
Joined: 16 May 2003
Posts: 3
Posted: Sat Jan 24, 2009 12:40 am
Post subject:
I think the Arenal area would be great for your family, as long as they don't mind peace & quiet, beauty, perfect temperatures, monkeys, tropical birds...
I stayed at Tilawa and loved it. They have a big game room for the kids. They rent real wind and hot sails I think. There's a JP outfit further round on the little penninsula.
But don't miss the coast of the Nicoya penninsula, especially if you surf.
CR is heaven for the surfer/windsurfer.
Back to top
Joined: 13 Oct 2002
Posts: 385
Posted: Sat Jan 24, 2009 2:30 am
Post subject:
Hi Taco,
I've sailed at Arenal and Bahia de Salinas in the last two years, so I can give you a fairly fresh perspective on both.
I was there in Jan and it nuked 4.0m for the entire 4 days I was there. It blew like stink day and night. My understanding is that Feb can also blow pretty hard there. I was quite happy with this, but my (non-windsurfing) family was not so thrilled. We stayed at Tilawa and it was a bit too rustic for our tastes. The wind was rattling the windows and we really couldn't sit out on the small terrace without getting blasted. There's a small pool at Tilawa, but it was so windy that it wasn't an enjoyable place to hang out. Also not much around there as far as other places to eat or things to do. The nearby town of Tiliran is a little desolate and we didn't spend much time hanging out there. There are some hikes you could do - but we aren't such big hikers. Usually some monkeys hanging out in the trees by the hotel.
The windsurf gear rental at Tilawa was OK (mostly RealWind boards), but there were more folks and better gear at the TicoWind rental spot on the other side of the lake - that seemed like the place to be. I pretty much sailed by myself at Tilawa.
The sailing conditions are Arenal are bump and jump with an aggressive lake chop. It is much choppier feeling on one tack than the other. Good waterstarting skills are important. If you're comfortable sailing in the Delta, you should be fine on Lake Arenal. The water and air are nice and warm - either shorts/rashguard or a shorty is all you need. It is a beautiful place to sail scenically - its hypnotizing to watch the windmills slowly turning as your blasting across the lake.
Before we went to Tilawa, we stayed for a few days at the other end of the lake at the Tabacon Resort near La Fortuna. My family really enjoyed this area near the Arenal Volcano. We could see the volcano spewing lava at night. We did the zip lines, hanging bridges hike, and the awesome hot springs at Tabacon (especially cool at night). Its about 1.5 hrs from this end of the lake to the sailing spot at TicoWind (at the other end of the lake). If you didn't mind doing a bit of driving (on not the greatest road), this might be a good way to do some sailing and feel good about leaving the family in a happy place. Amazing wildlife around this area too.
Bahia de Salinas
This area is a bit off the beaten path and was pretty quiet when we were there last March. We stayed at the Ecoplaya Resort which was OK, but again a bit on the rustic side for us. There was a sketchy windsurf gear rental operation at Ecoplaya run by a Dutch guy named Marc. The gear was pretty good (a couple years out of date), but he wasn't very reliable.
The sailing was similar to Arenal - this is an enclosed bay with some chop and a bit of swell - but no breaking waves. You have to be very careful when walking to shuffle your feet in case there are any stingrays around. When the tide is out it is a pretty long walk with gear in the 4.0m winds to get to the water (150m or so). It was just Marc and I windsurfing. There were some kiters out - they launch from another beach a mile or two upwind of Ecoplaya. On one lighter wind day, we did a scenic tour of the bay and went almost out to the ocean (5-6 miles) and skimmed the Nicaraguan coast (the bay is partly in Nicaragua and partly in Costa Rica).
This is a very dry area - not lush like Arenal. The nearest town of La Cruz is again, pretty sleepy. It is 20min on a bumpy dirt road to get from La Cruz to the sailing site at Ecoplaya. There are a couple decent restaurants nearby to Ecoplaya - Blue Dream is a kiter spot and has good pizza.
One interesting thing we did while staying there was a day trip to Nicaragua - Ecoplaya does a van tour if there are enough interested folks. The border crossing from Costa Rica into Nicaragua reminds you that you are really in Central America - not in Kansas anymore Toto.
There are a few nice beaches about 10min past Ecoplaya. These are reasonably sheltered from the hot, blasting wind.
- I'd go for Arenal over Bahia de Salinas.
- Rent gear from TicoWind
- Depending on your family's tolerance level, either stay near TicoWind, or alternatively stay near La Fortuna and do lots of driving.
- Costa Rica is a great country and there is so much to see in such a small place. Would also recommend staying at the beach for part of your trip. Many good surfing spots on the coast (no windsurfing though). We stayed in Tamarindo, which is lively, but getting overdeveloped. Playa Flamingo looks like a good place to try.
If you have any other questions, feel free to shoot me an email.
Back to top
Joined: 14 May 2001
Posts: 216
Location: East Bay
Posted: Wed Feb 04, 2009 6:14 pm
Post subject:
I'm down here right now, staying at Hotel Mystica:
and sailing at Tico Winds. Just got off the water using a 3.5 and i had to buy gloves for my poor blistered fingers.
Back to top
Display posts from previous:
All Posts
1 Day
7 Days
2 Weeks
1 Month
3 Months
6 Months
1 Year
Oldest First
Newest First
iWindsurf Community Forum Index
Europe, Caribbean & S. America, Australia & NZ, Africa, Asia
All times are GMT - 5 Hours
Jump to:
Select a forum
Windsurfing Discussion
Regional Discussion: Places, Sessions, Events, Access, Associations
Southwest USA, Hawaii, Mexico
Northwest USA & Canada
Eastern and Central USA & Canada
Europe, Caribbean & S. America, Australia & NZ, Africa, Asia
Industry News & Promotions
Politics, Off-Topic, Opinions
Lost and Found
Self-Help Forum
WeatherFlow Labs
post new topics in this forum
reply to topics in this forum
edit your posts in this forum
delete your posts in this forum
vote in polls in this forum
attach files in this forum
download files in this forum
Log in
© Copyright 1999-2007
WeatherFlow, Inc
Contact Us
Privacy Policy
Terms and Conditions
Ad Marketplace
Powered by
© 2001, 2005 phpBB Group