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We are "ETSU"
The ETSU Department of Intercollegiate Athletics would like to ask both the print and broadcast media to honor our request to be called "ETSU" ... East Tennessee State in first reference is acceptable, but subsequent references should be ETSU ... On TV graphics please use ETSU ... Our nickname is the Buccaneers, but Bucs is also acceptable.
Buc bits
The ETSU men's basketball team only added to its rich history of success during the 2009-10 season, capturing its second straight Atlantic Sun Conference Championship and earning the program's ninth trip all-time to the NCAA Tournament ... Posting the program's fourth 20-win season in the past seven years, the Bucs overcame multiple challenges during the season before dropping Mercer in the A-Sun finals ... The Bucs were led by a team of "role" players that included forward Tommy Hubbard (Boston), guard Justin Tubbs (Trussville, Ala.), guard Micah Williams (Manchester), guard Adam Sollazzo (Tampa, Fla.), post Isiah Brown (Miami, Fla.), and post J.C. Ward (Marietta, Ga.) ... Hubbard finished the year as a second team All ASun player after leading the Bucs in both scoring (13.9 ppg) and rebounding (8.2 rpg), and was named to the league's All-Tournament squad ... Meanwhile, Williams finished the year on a tear, scoring in double figures in 11 straight games, including a 32-point effort against Campbell en route to being named the A-Sun Tournament MVP ... Only losing senior guard Jocolby Davis off the roster from 2009-10, the Bucs will add Smith back to the mix after receiving a medical redshirt a year ago, and a trio of incoming recruits will also add to the talent pool.
The series versus Mississippi State
This will be the third meeting all-time between the Buccaneers and Bulldogs, with the series knotted at 1-1 ... ETSU won the last meeting between the two schools, a 91-82 win in Johnson City back in December of 1988 ... The Bulldogs won the first matchup 86-59 in Starkville the previous season in December of 1987.
Last time out
CHARLESTON, S.C. (Dec. 7, 2010) - The hangover from ETSU's loss to USC Upstate lingered into a non-conference matchup with former Southern Conference rival College of Charleston, as the Buccaneers struggled throughout on the offensive end and eventually lost 79-59 at the Carolina First Arena. ... With the loss, the Bucs drop to 3-4 overall on the year and still have five more games remaining on their current month-long, eight-game road trip. Meanwhile, the Cougars - a preseason favorite in the SoCon - improved to 7-3 overall. ... Charleston lived up to its offensive reputation in the early going, hitting four 3-pointers in the first 10 minutes and building an 18-10 lead with 10:27 left before halftime. The Cougars eventually led by as many as 13 three times in the half, with ETSU ultimately trailing 36-24 at the break. ... In the first half, it was the Cougars' edge on the boards that made the difference as they out-rebounded the Bucs 27-20 with 13 offensive boards. Outscoring the Bucs 11-4 on second chance points, Charleston also had five made 3-pointers in the half while ETSU shot 0-of-9 from outside the arc. ... The second half started in nightmare fashion for the Bucs, as Charleston hit three more long-range bombs and went on an 11-2 run to take a 21-point lead at 47-26 with 17:02 left. That CofC edge grew to as many as 22 points with 14:41 left, and the Bucs never got closer than 15 the rest of the way. ... For the game, the Bucs got a team high 16 points from senior guard Micah Williams (Manchester), while sophomore guard Sheldon Cooley (Tampa) netted 13. Meanwhile, Charleston had four players in double figures, led by preseason SoCon pick Andrew Goudelock with 22, while Donavan Monroe added 16, Jeremy Simmons scored 12, and Trent Wiedeman collected 11. ... For the game, the Bucs shot 42 percent from the field, but were just 3-of-17 from 3-point range. Meanwhile, Charleston finished with a 46 to 36 edge rebounding, and went 17-of-25 from the foul line while the Bucs were just 4-of-7 from the charity stripe. ... The Bucs will try to regroup their next time out, but they will face another stiff test on the road as they take on Southeastern Conference foe Mississippi State Saturday evening at 8 p.m. in Starkville, Miss.
"Big 3" guards not hitting on all cylinders
Coming into this season, the Bucs were counting on quality offensive production from their "Big 3" senior guards in Mike Smith (Vandalia, Mo.), Justin Tubbs (Trussville, Ala.) and Micah Williams (Manchester) ... All three have had double-figure scoring seasons in the past, and expectations were for much of the same in 2010-11 ... However, so far this season, the Bucs' four losses have coincided with poor output from the trio ... In fact, when all three score in double figures, the Bucs have won each of those games (Tennessee Tech, Milligan and Dayton) ... But when one or two is having an off night, the Bucs have lost each of those games. Here is a breakdown:
Game Smith Williams Tubbs
Kentucky 15 7 2
Murray State 10 8 2
Tennessee Tech 26 10 13
Milligan 13 17 11
Dayton 17 16 26
USC Upstate 15 11 3
Charleston 9 16 2
Plans, trains and automobiles await Bucs
The Bucs find themselves in the midst of a month-long road trip that will see the team play a total of eight games away from the ETSU/MSHA Atheltic Center ... Trips to Dayton, Ohio, Charleston, S.C., Starkville, Miss., Oxford, Miss., and Cancun, Mexico await ... In all, the Bucs will travlel 3,776 miles by bus and 1,906 miles by plane during this time ... In total, it will amount to 5,682 miles and 67 hours/33 minutes of travel time.
Bartow among best in the country over last five years
When looking at coaches across the country, ETSU head coach Murry Bartow stands among a select group ... Of those coaches that have been at their current school for at least five years, only 24 have averaged better than 20 wins a season ... That list includes coaches such as Dayton's Brian Gregory, Syracuse's Jim Boeheim, UConn's Jim Calhoun, Florida's Billy Donovan, Michigan State's Tom Izzo, Duke's Mike Kryzewski, Louisville's Rick Pitino, Kansas' Bill Self, Maryland's Gary Williams and North Carolina's Roy Williams ... The list also includes Bartow, who is average 20.2 wins a year since 2005-06.
Defense shines despite offensive woes
While much has been made of the Bucs poor offensive effort against Murray State, the squad's defensive effort was superb and encouraging ... Utilizing a new 3-2 zone, the Bucs held Murray State to just 50 points, which is the second time this "calendar" year the Bucs have held a team to less than 50 -- the last time coming Feb. 25, 2010 at North Florida (61-46) ... The Bucs are currently allowing 65.7 points per game in seven contests, which includes allowing just 60 points against Tennessee Tech ... Against the Racers, the Bucs also forced 16 turnovers, out-rebounded Murray State 39-30, and held them to 37.8 percent shooting.
Bucs counting on
"experience edge"
If the Bucs will be looking for any edge this season, they will find it in the experience department ... All told, the Bucs have 33 years of previous college experience on its 15-man roster, a group that includes players with multiple years of experience like three fifth-year seniors (Mike Smith, Micah Williams and Justin Tubbs), and a fourth-year junior (Isiah Brown).
Smith happy to be back on the floor with Bucs
One year ago, the Bucs were forced to play all put four games without the services of guard Mike Smith (Vandalia, Mo.) due to an injury � However, Smith is back and brings his 1,262 career points with him � Without Smith, the Bucs struggled to score points last season (69.3 points per game) and relied heavily on its defensive efforts to win games � This year, the Bucs hope to continue to hold team's down offensively, while returning to their normal "high scoring" ways ... In his return game against Kentucky, Smith netted 15 points, and he recently followed up that performance with a career high 26 points against Tennessee Tech.
ETSU duo chasing 1,000-point mark
While senior Mike Smith (Vandalia, Mo.) is already a member of the 1,000-point club, two other seniors have outside shots at making it to the group:
Name Current Points
Tommy Hubbard 573
Micah Williams 770
With those point totals, Hubbard would have to average just over 14 points a game this season to reach 1,000, while Williams would need to average 10 points a game to reach the mark.
ETSU "only" A-Sun team picked among nation's
best "Prestige" programs
Since the beginning of the modern era for NCAA Division I-A basketball - marked by the expansion of the NCAA Tournament field to 64 teams in 1984-85 - the ETSU men's basketball program ranks in the Top 30 percent of the 300 programs that were eligible for the postseason at that time, this according to ESPN.com's "Prestige" ranking released back in 2008 ... Since that time, the Bucs have only added to their list of prestigious honors � The Buccaneers, who have enjoyed nine NCAA Tournament trips, one NIT berth, 10 20-win seasons, and a slew of conference regular season and tournament championships since 1984-85, ranked tied for 82nd out of 300 teams, meaning they were in the Top 27 percent of schools making the list. ETSU was ranked ahead of every current Atlantic Sun Conference team, as well as former Southern Conference rivals Appalachian State, Western Carolina, Georgia Southern and UNC Greensboro. In addition, the Bucs ranked ahead of SEC schools such as Tennessee, Vanderbilt, South Carolina, Mississippi State, Georgia, Mississippi and Auburn, as well as other major programs such as Virginia Tech, Notre Dame, DePaul, Bradley, Clemson, California and Florida State.


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Wall Street Journal Pushes Myths About Wage-Lowering "Right-To-Work" Law
Research ››› ››› ZACHARY PLEAT
A Wall Street Journal editorial pushed a so-called "right-to-work" law for Michigan that the Journal claims will help fix the state's economy. But economic studies show that such laws lead to lower wages and benefits for all workers and don't boost employment in the states that have adopted them.
The Journal Pushes For Anti-Union "Right-To-Work" Law In Michigan
WSJ: Michigan GOP Lawmakers Consider "Right-To-Work" Law "To Help The Lagging State Economy." In a December 5 editorial, The Wall Street Journal claimed that there are "economic benefits" to a so-called "right-to-work" law for Michigan and promoted it as a "happy possibility":
Unions lost big in Michigan in November when voters rejected Proposal 2, Big Labor's plan to canonize collective bargaining in the state constitution. Now they are facing a backlash with the happy possibility that Michigan could become the 24th right-to-work state.
Lawmakers have been preparing to introduce a right-to-work bill in the state legislature, and the labor cavalry is heading to the Wolverine state.
[T]he economy has languished. Michigan is the fifth most unionized state in the country and the birthplace of the UAW. According to the Mackinac Center for Public Policy, Michigan has lost 7,300 jobs since January, while next-door Indiana, which became a right-to-work state earlier this year, has been on the upswing.
[I]f a right-to-work law passed the legislature, unions could still try to repeal it on the ballot, as they did this year with the emergency manager law, which let the Governor appoint emergency financial managers who could redo collective-bargaining agreements. By the time a similar fight could be waged against right to work, voters could have had more than a year to see the law's economic benefits. [The Wall Street Journal, 12/5/12]
But Studies Show "Right-To-Work" Laws Hurt Wages And Benefits For All Workers
Economic Policy Institute: "Right-To-Work" Laws "Are Associated With Significantly Lower Wages And Reduced Chances Of Receiving Employer-Sponsored Health Insurance And Pensions." Elise Gould and Heidi Shierholz, researchers at the Economic Policy Institute (EPI), studied what they called "the compensation penalty of 'right-to-work' laws" and concluded:
[O]ur findings -- that "right-to-work" laws are associated with significantly lower wages and reduced chances of receiving employer-sponsored health insurance and pensions -- are based on the most rigorous statistical analysis currently possible. These findings should discourage right-to-work policy initiatives. The fact is, while RTW legislation misleadingly sounds like a positive change in this weak economy, in reality the opportunity it gives workers is only that to work for lower wages and fewer benefits.
EPI estimated that "right-to-work" laws decreased hourly wages by 3 percent for all workers:
[Economic Policy Institute, 2/17/11, 4/5/11]
Hofstra University's Lonnie Stevans: "Wages And Personal Income Are Both Lower In Right-To-Work States." In an analysis of the economic impact of "right-to-work" laws, Hofstra University professor Lonnie Stevans wrote: "Wages and personal income are both lower in right-to-work states, yet proprietors' income is higher. As a result, while right-to-work states may maintain a somewhat better business environment relative to non-right-to-work states, these benefits do not necessarily translate into increased economic verve for the right-to-work states as a whole -- there appears to be little 'trickle-down' to the largely non-unionized workforce in these states." [Review of Law & Economics, Volume 5, Issue 1, 2009]
McClatchy: "Numerous Studies Have Found That Wages For Both Union And Non-Union Workers Are Lower In States With Right-To-Work Laws." McClatchy Newspapers reported:
Numerous studies have found that wages for both union and non-union workers are lower in states with right-to-work laws. Others have found that workplace safety suffers in right-to-work states, where workers are less likely to secure job safety enhancements beyond federal and state regulations. [McClatchy Newspapers, 2/16/12]
"Right-To-Work" Laws Have Little Impact On Employment Or Economic Growth
EPI: Evidence Shows "Right-To-Work" Legislation "Has No Statistically Significant Impact Whatsoever" On Job Growth. The Economic Policy Institute analyzed employment growth in states with and without "right-to-work" laws and found that "the evidence is overwhelming" that "right-to-work laws have not succeeded in boosting employment growth in the states that have adopted them." The report also stated:
[T]he history of right-to-work studies has a clear trajectory. The more scholars are able to hold "all other things" equal, the more it becomes clear that these laws have little or no positive impact on a state's job growth. The most recent and most methodologically rigorous studies conclude that the policy has no statistically significant impact whatsoever. [Economic Policy Institute, 3/16/11]
Hofstra's Stevans: "Right-To-Work" Laws Result In "Little Or No Gain" In Employment And Economic Growth. Hofstra professor Lonnie Stevans analyzed the economic impact of "right-to-work" laws and concluded that "from a state's economic standpoint, being right-to-work yields little or no gain in employment and real economic growth." [Review of Law & Economics, Volume 5, Issue 1, 2009]
AP: Experts Say It's "Nearly Impossible" To Show Impact Of "Right-To-Work" Laws On State Economies. From an Associated Press article on "right-to-work" laws:
The evidence on the issue is abundant, but also conflicting and murky. The clearest conclusion, according to many experts, is that the economies of states respond to a mix of factors, ranging from the swings in the national economy to demographic trends, and that isolating the impact of right-to-work is nearly impossible.
Obscuring the answer is "the difficulty of distinguishing the effects of the RTW laws from state characteristics, as well as other state policies that are unrelated with these laws," said economists Ozkan Eren and Serkan Ozbeklik, who conducted a major study last year of the right-to-work laws in Oklahoma and Idaho.
For major industries, the chief factors in choosing locations tend to be access to supplies, infrastructure, key markets and a skilled workforce, according to business-recruitment specialists. For a state's workers, the impact of the laws is limited because only about 7 percent of private-sector employees are unionized. Over the years, job growth has surged in states with and without right-to-work laws.
"The reason we don't have clear views (on right-to-work laws) is because it's always being debated at its extremes," said Gary Chaison, a professor of labor relations at Clark University in Massachusetts, who assigns his students to analyze the issue each year. In the end, when it comes to jobs and the law, "we don't know causation," he said. [Associated Press, 1/28/12]
"Right-To-Work" Laws Do Not Give Workers Any More Rights
Center For American Progress: "Right-To-Work Has Nothing To Do With People Being Forced To Be Union Members." The Center for American Progress report titled "Right-to-Work 101" explains that "right-to-work" laws simply "allow some workers to receive a free ride" by receiving benefits from a union contract without having to pay for it:
In states where the law exists, "right-to-work" makes it illegal for workers and employers to negotiate a contract requiring everyone who benefits from a union contract to pay their fair share of the costs of administering it. Right-to-work has nothing to do with people being forced to be union members.
Federal law already guarantees that no one can be forced to be a member of a union, or to pay any amount of dues or fees to a political or social cause they don't support. What right-to-work laws do is allow some workers to receive a free ride, getting the advantages of a union contract -- such as higher wages and benefits and protection against arbitrary discipline -- without paying any fee associated with negotiating on these matters.
That's because the union must represent all workers with the same due diligence regardless of whether they join the union or pay it dues or other fees and a union contract must cover all workers, again regardless of their membership in or financial support for the union. In states without right-to-work laws, workers covered by a union contract can refuse union membership and pay a fee covering only the costs of workplace bargaining rather than the full cost of dues. [Center for American Progress Action Fund, 2/2/12]
NLRB: Workers That Don't Want Full Union Membership "Pay Only That Share Of Dues Used Directly For Representation" Of Union Contract They Work Under. The National Labor Relations Board (NLRB) explains that workers do not have to be full union members, but instead must only pay for the union representation they receive by working at a union shop, regardless of their membership status:
The NLRA allows employers and unions to enter into union-security agreements, which require all employees in a bargaining unit to become union members and begin paying union dues and fees within 30 days of being hired.
Even under a security agreement, employees who object to full union membership may continue as 'core' members and pay only that share of dues used directly for representation, such as collective bargaining and contract administration. Known as objectors, they are no longer full members but are still protected by the union contract. Unions are obligated to tell all covered employees about this option, which was created by a Supreme Court ruling and is known as the Beck right. [National Labor Relations Board, accessed 12/6/12]
NLRB: In "Right-To-Work" States, Employees Who Choose Not To Pay Union Dues Still Receive Protections From Union Contracts. The National Labor Relations Board further explained that in states with "right-to-work" laws, workers get to choose whether to pay union representation dues even while they benefit from a union contract:
More than 20 states have banned union-security agreements by passing so-called "right to work" laws. In these states, it is up to each employee at a workplace to decide whether or not to join the union and pay dues, even though all workers are protected by the collective bargaining agreement negotiated by the union. [National Labor Relations Board, accessed 12/6/12]
Economist Dean Baker: "Right-To-Work Laws Prohibit Workers From Being Required To Pay For" Their Union Representation. Dean Baker, co-director of the Center for Economic and Policy Research explained the fallacy behind so-called "right-to-work" laws:
"Right to work" is a great name from the standpoint of proponents, just like the term "death tax" is effective for opponents of the estate tax, but it has nothing to do with the issue at hand. It is widely believed that in the absence of right-to-work laws workers can be forced to join a union. This is not true. Workers at any workplace always have the option as to whether or not to join a union.
Right-to-work laws prohibit contracts that require that all the workers who benefit from union representation to pay for union representation. In states without right-to-work laws unions often sign contracts that require that all the workers in a bargaining unit pay a representation fee to the union that represents the bargaining unit.
The logic is straightforward. When a union is recognized as representing a bargaining unit it legally must represent every worker in that unit, whether or not a worker opts to join the union.
This means not only that non-members get the same wages and benefits that the union negotiates with the employer, but the union is also obligated to represent any non-member individually if that worker gets in a dispute with the employer over an issue covered in the contract. For example, if a non-union member is threatened with a discipline action or firing, the union must defend this worker's rights just the same as if they were in the union.
Right-to-work laws prohibit workers from being required to pay for this union representation. What right-to-work laws actually guarantee is the ability for a worker to benefit from union representation without having to pay for union representation. [Center for Economic and Policy Research, 2/28/11]
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LOS ANGELES—Don't think we can't hear you out there in South Bend, Ind., in Manhattan, Kan., and all over SEC country. Your sentiments—and your sneers—are unmistakable.
"Yeah, but the Ducks gave up how many points? How many yards? How many huge plays?" In other words:
Who cares if they hung 62 on Southern Cal, one of the preseason favorites to win the national championship?
Oregon's too finesse to take on an Alabama in Miami. Its defense couldn't hurt a fly—let alone a Crimson Tide team so talented and ferocious, South Carolina coach Steve Spurrier posited a few days ago that it could beat some NFL squads.
— Bama, AJ McCarron survive Death Valley
Same old Ducks, right?
That's just so comically wrong. This is the best Oregon team ever, and there isn't a close second. Not the 2010 team, which lost to Auburn in the BCS title game on a last-second field goal. Not the 2011 team, which beat Wisconsin in the Rose Bowl.
If all you think the Ducks are is offense, though, then fine, let's talk about their offense. Let's talk about the unit that amassed 405 yards on USC—not counting a single one of Kenjon Barner's 325 rushing yards, the most ever against a Trojans defense. Indeed, the 730 total yards was the most ever allowed by USC, too.
Let's talk about the all-out explosion of redshirt freshman quarterback Marcus Mariota, who was 20-of-23 passing for 304 yards and four touchdowns—with no interceptions—and also ran for 119 yards. Let's talk about 83 snaps, 37 first downs, nine touchdown drives and one punt. Let's talk about an average drive distance of 72.6 yards covering an average of 2:30 on the game clock.
USC senior safety T.J. McDonald has seen a lot of great offenses—including a few of Oregon's as well as his own team's—in his years in this league.
"I've never seen a faster offense," McDonald said on the field afterward, a dazed look in his eyes. A better one, then? "No. Nobody's put up 62 points on us yet."
If you're Alabama, if you're Kansas State, if you're Notre Dame or anyone else, this Oregon offense is better than your offense. It's much better.
"It's the most impressive offense I've seen in my life," said none other than LaMichael James—star of the previous few Ducks teams—outside the visitors locker room. In light of Spurrier's earlier comments, James was asked if these Ducks could score on an NFL defense.
"Oh, yeah," he said, almost laughing. "They could definitely score on an NFL team."
GALLERY: Week 10 in photos
Without question, offense is the biggest reason Oregon is a threat to Kansas State and Notre Dame—and most definitely to Alabama. If it wasn't entirely true that the Ducks were capable before of outscoring absolutely anybody, it sure is now.
If they get the chance to play the Tide, they'll put up far more than the 17 points LSU mustered on Saturday night in Baton Rouge.
But—here come those sneers again—it's also true that Oregon's defense is better than it's ever been during the Chip Kelly era.
Three seasons ago, Oregon faced Ohio State in the Rose Bowl. The size difference between the teams was almost shocking to see.
"They were up to here," a program insider said this week, gesturing with his hand, "and we were down to here."
The Ducks were fast then. Fast as all get-out. They're still fast like that in 2012; maybe even faster. But they're also much bigger. They have straight-up freaks on the defensive side of the ball. Like Dion Jordan, a 6-7 defensive end who arrived in Eugene as a wide receiver. Like rangy linebackers Kiko Alonso and Boseko Lokombo, who go 6-4 and 6-3, respectively.
Oregon also has more defensive depth than it's ever had. And more talent—what a time to bring this up—in the secondary.
The bottom line to all of this is the Ducks got USC's absolute best shot and won, anyway. Controlled the game from start to finish, really. Matt Barkley went off. Marqise Lee was unstoppable. Fellow wideout Nelson Agholor had his coming-out party.
More to the point, Lane Kiffin got the biggest thing he hoped for on Saturday apart from the numbers on the scoreboard. For weeks now, Kiffin has been beside himself about his team's penchant for committing penalties, often of the boneheaded variety. He has put the matter to his senior leadership committee, telling them, "You guys have to take care of this."
Then they went out and hurt themselves with flags in last weekend's loss at Arizona more than they had in any previous game. Leading up to the Oregon game, Kiffin was heard shouting and cursing at his team during a team practice—something media around here simply had not heard before. Normally, assistant Ed Orgeron does Kiffin's yelling for him. Not this time. Kiffin even made his team sit through a tape session of every single penalty they'd committed since the opening kickoff of the season.
What did they do vs. the Ducks? They played their cleanest game all year. Three penalties for 25 yards—any coach would take that every Saturday from September through November. Oregon, meanwhile, treated the yellow flags like they were part of their latest uniform color scheme: 10 of them, for 79 yards.
But it didn't matter. The gap between these teams was too wide.
Speaking of those uniforms, Nike big cheese and Oregon alum Phil Knight was basking in the afterglow of this game when a slightly less wealthy reporter asked him for his instant analysis.
"This was fun," Knight said, grinning wide. "I enjoyed that."
He knows what a whole lot of folks out West know—and what those in Tuscaloosa, Manhattan and South Bend need to know.
This is the best team Oregon has ever had. And it's making a beeline for Miami.
GALLERY: Week 10 in photos


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Honors Given at Awards Chapel• April 29, 2011 Share:
Six members of the Class of 2011 were names George Lewes Mackintosh Fellows at the annual Student Honors Chapel. The latest Fellows are: Austin Keith Drake, Austin Eugene Flynn, Lucian William Lupinski, James Michael Nossett, Jacob Duane Stump, and Brandon John Tritle.
Each division recognized those students who achieved Distinction in comprehensive examinations and each department awarded honors to its top students. Special recognition was given to students for exemplary work in student publications, community service, and overall merit.
In addition to the more than 60 student honors given, Professor of Psychology Robert Horton was honored with the McLain-McTurnan-Arnold Excellence in Teaching Award. Click here to see select photos from the event. Click here to see a complete list of award winners.


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Dana and Ray Brandon
Ray's Take Studies claim 70 percent of Americans are a mere three weeks from being unable to pay household bills – largely because they live paycheck-to-paycheck with little to no reserves to fall back on if anything out of the ordinary happens. This is not just at the lower income strata. It includes high earners too.
Inevitably, something out of the ordinary will happen because no one actually lives a charmed life. The tipping point could be anything from a job loss to a health issue to financial losses due to liability exposure.
If you typically check to make sure your latest paycheck has cleared before you pay your monthly bills, you might want to keep reading.
Here are a few of the warning signs: more than 20 percent of your income goes toward loan payments; you have less than six months' expenses in an emergency fund; you're anxiously awaiting the next limit increase on your credit cards; or you regularly pay less than the full balance on your credit cards.
Falling into the credit and loan trap and putting yourself at financial risk is easy. Getting out – not so much. Many people assume that when a company is willing to lend you the money or set a high credit limit that it is a good thing. That's not necessarily true.
Instead of thinking, "How much will the payments be?" focus on the actual cost, and that's including the cost of interest if it's a big item (like a car) that requires a loan.
However, the single most important thing you can do to protect yourself from potential financial disaster is develop a monthly budget that includes savings – even if you have to give up little luxuries – and then stick to that budget.
When financial setbacks strike, having that savings could make all the difference in the world.
Dana's Take Staying in denial about your financial situation doesn't make it get any better. Setting aside those credit card bills till the last possible moment because you simply can't stand to see how much you owe is not dealing with the problem.
If you have a spouse, involve your partner in finding the solution to your money woes. It may be one of you has a better head for figures or a stronger idea of monthly expenses. If it took two people to get you in a precarious financial situation, then those same two people should work together to resolve the situation.
If you're single and feeling lost, reach out for an accountability partner. It could be a friend or church member. The partner isn't responsible for fixing the problems, just listening and supporting you through taking action.
If you still feel overwhelmed, get professional financial advice.
Dealing with debt is easier to face when you know you're not alone.
Ray Brandon is a certified financial planner and CEO of Brandon Financial Planning (www.brandonplanning.com). His wife, Dana, has a bachelor's degree in finance and is a licensed clinical social worker. Contact Ray Brandon at firstname.lastname@example.com.
Copyright 1995 -
by The Daily News Publishing Co. Inc. - All Rights Reserved


text: Apple rarely makes big executive cuts because it's a company that, by and large, succeeds. The flip side of continued success, though, is that any failures become all the more apparent. Just ask Scott Forstall, the man who's currently clearing his Cupertino desk. Is this what happens when you lose your lead? Read more


text:
sinosara needed a new logo design and created a contest on 99designs.
A winner was selected from 81 designs submitted by 24 freelance designers.
Through my own practice of yoga I found a better way to live and that I wanted to share with people through the union of their own yoga. I became a Yoga Teacher in order to do this where I trained in India, Mysore and specialized in Hatha Yoga.
I'll be teaching directly to students and will eventually connect with students all over the world via my website, DVDs, reading material and other media outlets as my business grows.
I come from New Zealand but will initially be based in Costa Rica with the eventuality of returning home. Aotea-Yoga is a combination of where I'm from, 'Aotearoa' - Land of the long white cloud, and 'Yoga' obviously what I teach. 'Aotea' means long white cloud, 'yoga' means the union of 2 or more things, in this case, mind body & spirit.
As surfing is a passion of mine my main student body will be budding surfers to surfing enthusiasts.
My yoga is for adults (16+), any gender and all yoga levels. I will target people who are serious about enhancing their lives with yoga while creating a great balance with it.
-I want a clean, simple & timeless design with fresh cool colours having a feel of eco friendly/green living.
-I like the feel and look of the lotus flower & the spirituality of surfing, waves and freedom when either surfing or practicing yoga.
-I like the Sanscrit font but think it can be tidied and made more easily legible.
-I also like drawings of Mudras, which are hand gestures the most recognisable one is the fore finger and thumb touching with palms turned upward, however I have my reservations about using mudras...I'm not too sure why but perhaps I've not seen the right one yet.
-I want the logo to represent strength, beauty, calmness & surrender.
What I don't want:
-Stock images or clip art
-Warm colours
-Figures of people in yoga poses
The files I will require are for print & web format.
Find out how a design contest works or learn more about our logo design services.


text:
Rainbow Bright :: 51
Welcome to our newest collection of earrings - :: Rainbow Bright ::
One of a kind gold foiled plastic earrings with 12ct gold filled hooks. Handmade by Peaches + Keen in the Victorian Dandenong Ranges.
The plastic is approximately 1mm in thickness ensuring all our earrings are light and comfortable to wear.
Approximate dimensions 22 x 37 mm
Note: Please keep out of direct sunlight as colours may fade over time.
Earrings will be posted out within a week of ordering.
Free shipping within Australia.
International shipping $10.


text:
- Wallpaper: Best 2019 Acura Nsx Redesign
- Review
- November 2, 2018
Please share to downloadBest 2019 Acura Nsx Redesign gets excellent ratings and is an IIHS Top Safety Pick. Its forward-collision warning system in particular works well, and it has acquired more capabilities in the last couple of model years. The Best 2019 Acura Nsx Redesign offers a pleasantly high driving position, lots of front elbow room, and a dashboard far enough away to make the interior feel spacious. The upright shape and low window line make the interior airy and light and give excellent outward visibility.


text:
Can Teenagers Afford to Go Crusin' For Fun Anymore?
by Him • Tagged: automobile, fun, kids
image: mikebaird
I remember going to the gas station with my mom when I was a little wee lad. She'd give me $5 and I'd go tell the cashier, "Five bucks on pump three." (on occasion she'd give me $10 and would also tell me to get $5 of lotto tickets, but that's another post…) And that $5 of gas would last the week. Oh the days of yore.
When I was a teenager one of the activities that I loved to do the most was to get in my (or my friends') car, pick a direction, and drive. However, back when I was teenager I could fill up my crappy 80′s Japanese sports car's gas tank for $10. Since I had a decent job, filling up the tank was no problem – friends usually pitched in as well. We had some epic drives, all starting from Chicagoland area, and ending up in Wisconsin, Indiana, or some very rural part of Illinois.
A few days ago I filled up my early 2000′s Japanese compact car's gas tank for $44.27. (Yay Chicago for having the highest gas prices in the nation.) There's no way that the teenage me would be able to afford $45 of gas every week, or even every 2 weeks. Well, I probably could have afforded it but I wouldn't have any money left over for other recreational activities. I got to wondering, do teenagers go out and just drive anymore? If not, that really sucks because it was such an enjoyable part of my teenage life.
Do you have teenager kids or know of any? What are they doing if not driving around aimlessly?


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From 2006 to 2012, the Mac Pro from Apple stuck with the same aluminum case, first made popular by the Power Mac G5. Now, the Mac Pro returns with a completely redesigned look. Apple revisited the architecture of the Mac Pro's internal components in order to maximize performance and minimize heat. With a unified thermal core, Apple opted for a leaner, lighter, and quieter structure that was more streamlined. The unique cylinder design stands just 9.9 inches tall with a diameter of just 6.6 inches, which allows it to be a professional workstation that can actually sit on your desk.
The system is powered by a 6-core 3.5 GHz Intel Xeon E5 processor. The Mac Pro also has 16GB of 1866 MHz DDR3 ECC RAM and 256GB of PCIe-based flash storage. There are also dual AMD FirePro D500 graphics cards with 3GB of GDDR5 discrete VRAM each. You'll be able to connect to the Internet with fast-speed 802.11ac Wi-Fi. The Mac Pro also supports a/b/g/n Wi-Fi networks as well. The Mac Pro also features built-in Bluetooth 4.0, which allows you to connect wireless headphones, keyboard, mice and other compatible peripherals without a hassle.
The Mac Pro has six Thunderbolt 2 ports, a high-speed interface that can move data at up to 20 Gb/s. That's four times the speed of the USB 3.0 standard. Speaking of USB 3.0, Apple added four USB 3.0 ports to ensure you have full native connectivity options with your USB-compatible peripherals, such as external hard drives.
iLife has a complete suite of digital creativity applications. Easy enough for anyone to use, iLife will help you edit your home movies, organize digital photos and compose original music. iLife includes iPhoto, iMovie and GarageBand.
iWork provides three apps to keep you productive. Pages allow you to make creative word documents. Numbers helps you make spreadsheets more visually insightful. Keynote allows you to create a powerful presentation, complete with animated charts, interactive tables with cinematic effects and transitions.
Please note that this Mac may come with an earlier version of macOS. You can upgrade to the latest version through the Mac App Store app.
- Six-Core, Late 2013 Intel Xeon E5 Performance
- This Mac Pro features a 3.5 GHz Intel Xeon E5 processor with 6 cores of processing power on a single die. And with 12MB of L3 cache, 40 GB/s of PCI Express Gen 3 bandwidth, and 256-bit-wide floating-point instructions, you'll never be at a loss for speed
- Dual AMD FirePro D500 Graphics Cards
- Traditionally, professional computers have relied primarily on the CPU for their computing power. But as GPU performance has dramatically increased, software developers have begun to leverage that power in their apps. With the Mac Pro, Apple engineered an even more powerful GPU architecture. Not only does it feature a state-of-the-art AMD FirePro workstation-class GPU - it features two of them. And each is available with 3GB of dedicated VRAM and 1526 stream processors. With 4.4 teraflops of computing power between the two, you'll be able to do things like seamlessly edit full-resolution 4K video while simultaneously rendering effects in the background - and still have enough power to connect up to three high-resolution 4K displays
- Memory
- Every component in the Mac Pro is optimized for performance. That includes a four-channel DDR3 memory controller running at 1866 MHz. It supports 16GB of memory and delivers up to 60 GB/s of memory bandwidth, which means you can fly through even the most compute-intensive tasks in no time. And since it's ECC memory, your render job, video export, or simulation won't be stopped by transient memory errors
- Design
- Apple reorganized the architecture of the internal components as well as the entire enclosure of the Mac Pro. Its unique cylinder design is made with refined impact extrusion technologies for effective material use and a polished aluminum enclosure. It stands at just 9.9 inches tall with a diameter of just 6.6 inches, allowing you to place it on your desk
- Storage
- The Mac Pro has next-generation PCIe-based flash storage, which is up to 2.4 times faster than the fastest SATA-based solid state drive and up to 10 times faster than a 7200 rpm SATA hard drive. Most flash storage systems that connect via SATA buses are designed for slower spinning hard drives. But Apple designed the Mac Pro around new PCIe-based flash controller technology, which delivers the fastest solid state drives available standard in a desktop computer. So you'll have 256GB of storage that will let you boot up, launch apps, and even open massive files almost instantly
- Thermal Core
- Rather than using multiple heat sinks and fans to cool the processor and graphics cards, Apple built everything around a single piece of extruded aluminum designed to maximize airflow as well as thermal capacity. It works by conducting heat away from the CPU and GPUs and distributing that heat uniformly across the core. That way, if one processor isn't working as hard as the others, the extra thermal capacity can be shared efficiently among them
- Fan
- Instead of adding extra fans, Apple engineered a single, larger fan that pulls air upward through a bottom intake. As air passes vertically through the center of the device, it absorbs heat and carries it out the top. By minimizing air resistance throughout the system, Apple was able to design a fan with backward-curved impeller blades that runs at fewer revolutions per minute, draws air more efficiently as it spins, and creates considerably less noise
- Expansion
- Designed with built-in Thunderbolt 2, USB 3.0, Gigabit Ethernet, and HDMI 1.4 ports, the Mac Pro provides flexible, high-performance expansion. And it has everything you need to build a workstation completely customized to what you need and how you work
- Thunderbolt 2
- Thunderbolt 2 combines PCI Express and DisplayPort into one high-speed, versatile I/O technology. Thunderbolt 2 delivers twice the throughput, providing up to 20 Gb/s of bandwidth to each external device. So you're more than ready for the next generation of high-performance peripherals, without being limited by the number of expansion slots inside your computer. You can connect massive amounts of storage, add a PCI expansion chassis, and work with the latest external displays - including 4K desktop displays and peripheral devices capable of broadcasting in 4K. And since each Thunderbolt 2 port allows you to daisy-chain up to six peripherals, you can go all out by plugging in up to 36 external devices via Thunderbolt 2 alone. Mac Pro supports a total of two DVI or HDMI displays when connected via the built-in HDMI port or using the Apple Mini DisplayPort to DVI adapter. To connect additional DVI displays, use an active DVI adapter such as the Apple Mini DisplayPort to Dual-Link DVI adapter. You can connect up to six active adapter DVI displays. This requires a powered USB hub since Mac Pro offers four USB ports and you will need six to connect them all.
- I/O Connections
- The Mac Pro equips you with all kinds of connections for all kinds of peripherals. USB 3.0 gives you the versatility to hook up dozens of different types of external devices. Two Gigabit Ethernet ports let you connect to multiple networks. And an HDMI 1.4 port provides support for the high-definition televisions, projectors, and displays, including Ultra HD TVs. As you rotate Mac Pro to plug in a device, it senses the movement and automatically illuminates the I/O panel. So you can easily see the ports you need when you need them
- Wireless
- Access your network over three-stream 802.11ac Wi-Fi for high-speed wireless connectivity. For all your other wireless connections, the Mac Pro includes Bluetooth 4.0. It's the easiest way to connect your keyboard, mouse, and other wireless devices without having to physically attach anything
Delivery is restricted to locations within the continental U.S. (excludes Alaska, Hawaii or Puerto Rico). Order must include recipient's street address (no P.O. Box or General Delivery address) and daytime phone number.
Please allow approximately 3 days for shipment, plus an additional 7 days for delivery.


text:
The fascination with Ernest Hemingway's years in Paris in the early 1920s seems to never die. Witness the sudden rise on bestseller lists across the country of "The Paris Wife," Paula McLain's novel narrated by the first of Hemingway's four wives, Hadley Richardson. She tells the story of their years together; 1920-27. Hemingway himself found these years fascinating — in 1956, thirty years after his marriage to Richardson had ended, the author found an old trunk full of notebooks from that time in storage at the Paris Ritz. He began stitching together a memoir that included a long apology to Richardson and was itself full of nostalgia and regret. Three years after his suicide in 1961 his then wife Mary edited and published that memoir, sans apology to Richardson; it was called "A Moveable Feast."
In 2009 Hemingway's grandson Sean (through his second wife, Pauline), published the "Restored Edition" of "A Moveable Feast," deleting parts that were unflattering to his mother and adding chapters that had been removed. Critics continue to argue about which edition would be truer to Hemingway's heart. Mariel Hemingway, the writer's granddaughter (through Hadley), bought the film and television rights to "A Moveable Feast" in 2009.
The sheer volume of information and analysis of these years, so chock-full of larger-than-life literary greats — including John Dos Passos, F. Scott and Zelda Fitzgerald, Ezra Pound, Alice B. Toklas and Gertrude Stein — gives a novelist a smorgasbord of details and perspectives to choose from in constructing the story. The setting — Paris in the '20s, postwar euphoria, endless alcohol, Jazz Age music and dancing, café life, and artists' ateliers — provide a romantic background that most readers are familiar with and happy to revisit. McLain herself has, in several interviews, admitted to being swept away in the writing of the novel; completely enveloped in the lives of her characters.
The problem with this book-length swoon is that writer and reader overlook cliché after cliché, pedestrian writing and overpowering sentiment. Every scrap of dialog is dripping with emotion and acute foreshadowing. "He nodded into my hair. 'Let's always tell each other the truth. We can choose that, can't we?'" Hadley, who was, by all accounts, her own woman, ends up as spineless and simpering as a character can be outside an out-and-out bodice-ripper:
"I would gladly have climbed out of my skin and into his that night, because I believed that was what love meant." Pick a page, any page, and if you know anything about Hadley you are guaranteed to squirm.
This is how myths are made. Which is fine, but let's be clear that the closer we hurtle toward myth the farther we get from the complex truth of those lives in that time. There's a scene in the novel (one of the best, and there are a few) in which the author reveals what is actually wrong with the book. Hemingway takes Hadley back to the place in Italy where he was wounded during the war. "It was green and unscarred and completely lovely," Hadley reports. "Nothing felt honest. Thousands of men had died here just a few years earlier, Ernest himself had bled here, shot full of shrapnel, and yet everything was clean and shiny, as if the land itself had forgotten everything."
The question is: Does it matter? If readers fascinated by Hemingway & Co. want to get lost in a Hallmark version of his Paris years why shouldn't they? Good writing lies at the core of a writer's legacy.
But Hemingway's life, the very scale of it, overshadowed his writing, even in his own lifetime. I say, "Go ahead, tuck in! See how far you get! Read until your teeth hurt!"
Salter Reynolds is a Los Angeles writer.


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Changing the Face of Medicine
Digital Portrait Gallery
Project Group
DateOctober 2003
LocationNational Library of Medicine, NIH Campus, Bethesda, MD
Exhibition DesignRiggs + Ward
Other Media
TagsExhibition, Walls, Collections, Content management tools, Infographics, Data visualization, Touch, Installations
Three interfaces drive a large presentation where visitors can rediscover, contextualize, and learn more about the hundreds of physicians featured in the exhibition.
The Digital Portrait Gallery is a celebratory, culminating experience where the pantheon of women physicians that "changed the face of medicine" come together in one spectacular, group interactive installation. Here, three single-user kiosks control a large, 22-foot projected wall of faces as visitors discover physicians based on their location, their inspiration, their specialty, or their achievements. As visitors interact with the different kiosks, the faces on the wall react to show which physicians correspond to the various inquiries. A baseball-card-like record for each physician gives more biographical information about every woman in the exhibition, providing a kind of appendix to the exhibit experience.
Press & AwardsDesigning Interfaces: Patterns for Effective Interaction Design, Jenifer Tidwell, 2006 (O'Reilly)American Association of Museums Muse Awards, Silver, Science, 2004
The sphygmograph interactive uses simple computer animations to explain the operation of a very complicated medical device. The device itself is within a case. In fact, the object on display would be very difficult for visitors to understand without the use of technology. This entry is a very helpful interpretive tool for explaining an obscure but important artifact. It is a perfect example of how new media can help visitors learn in an exhibition, rather than just add noise and diversion."Realtime," Wired, March 2004Eisenhower National Clearinghouse, Digital Dozen, January 2004Blue Web'n, November 21, 2003
Part of SapientRazorfish /© 2019 Second Story, Inc.
- Producer
- Jeremy Clark
- Designers
- Gabe Kean, JD Hooge
- Developers
- Thomas Wester, Seb Chevrel
- Writers
- Lisa Berndt, Mary Ellen Marmaduke
- Production Assistant
- David Waingarten
- Exhibit Design
- Riggs Ward
Project Group


text: Finally got my TiBook. Life's good. RomperStomper has stalled for quite some time now, it's time to pick it back up and tie the last few ends together before I re- release a public version. This one will predominantly be Mac OS X centric, but should work as beautifully under BSD.


text:
(Reuters) - Experienced forward Landon Donovan inspired another dominant United States performance on Sunday as the hosts routed El Salvador 5-1 to race into the semi-finals of the CONCACAF Gold Cup.
The Americans were rarely challenged in the tournament's opening stages and they carried their momentum to a ninth consecutive win.
The 31-year-old Donovan, who took a four-month sabbatical around the start of the year, rallied the team with a second-half goal and three assists.
He set up Clarence Goodson's opening score in the 21st minute before Joe Corona gave the Americans a 2-0 lead just eight minutes later in front of an approving home crowd at M&T Bank Stadium in Baltimore.
El Salvador's Rodolfo Zelaya converted a penalty to trim the lead before halftime but the US broke the match open after the break.
Eddie Johnson and Mikkel Diskerud added goals aided by Donovan, who netted his own score late.
The Americans will now face the winners of the final quarter-final between Honduras and Costa Rica, who are playing later on Sunday in the same stadium.
Editing by Nick Mulvenney


text: ImTOO MKV Converter is well designed for Matroska video - MKV video conversion. It can convert MKV to AVI, MKV to MP4, MKV to DivX, MKV to WMV, MOV, XviD, H.264/MPEG-4 formats, along with extracting audio from MKV to MP3, WAV, WMA, AAC or M4A music file. With high speed and excellent output quality, the MKV video converter enables you to convert MKV files to video and audio formats playable on iPhone/iPhone 3G, iPod video/classic/shuffle/nana/touch/TV out, Apple TV, PSP, PS3, Zune, Xbox so you can enjoy watching MKV movies on the go. The key features in this MKV converter include the ability to split file, customize file size and parameters, and convert any video clip. Main Functions • Convert MKV to AVI, MP4, DivX videos An MKV Converter to convert MKV to AVI, MPEG, MP4, WMV, DivX, XviD, MOV, H.264/MPEG-4 videos. • Convert MKV files to HD videos Convert MKV to HD videos like H.264/MPEG-4 AVC, HD H.264, HD DivX, HD MPEG-2-PS/TS, HD WMV, HD XviD. • Convert MKV to MP3, WMA audios Extract music with high quanlity from MKV video and convert to MP3, WAV, WMA, AAC, M4A audio. • Batch MKV file conversion In batch and multi-thread mode, add all MKV files to be converted. It will auto convert them to desired formats one by one. Key Features • Support for multi-core CPU makes the MKV to AVI, MKV to MP4, MKV to MPEG-4 conversion faster than ever. • Convert your picture collection in JPG, GIF, PNG, BMP to AVI, MP4, MPEG-4, DivX, XviD, MOV, WMV videos. • Split one MKV file into smaller pieces; directly convert any segment of one MKV video file into video clip. • Easily get the output video file size you want with the video bit rate calculated instantly by Bitrate Calculator. • Add multiple ready-made profiles for one MKV file and get those converted files only once at the same time. • Flexible option to select video quality, frame rate, sample rate, bit rate, channel, ratio and more advanced parameters. • This MKV converter can be run in the background during conversion to help you save much resource. • When you want to leave your computer but conversion in process, after-done actions will do a favor at this time. • Capture favorite movie images from MKV video when previewing video and save them as JPG, PNG, GIF, BMP.


text:
Guided Imagery
Helps Reduce Anxiety, Pain and Fatigue.
Guided imagery is a gentle but powerful technique that focuses and directs the imagination. It can be just as simple as an athlete's 10-second reverie, just before leaping off the diving board, imagining how a perfect dive feels when slicing through the water. Or it can be as complex as imagining the busy, focused buzz of thousands of loyal immune cells, scooting out of the thymus gland on a search and destroy mission to wipe out unsuspecting cancer cells.
Guided imagery is available to University of Michigan Rogel Cancer Center patients! To schedule an appointment, please contact 877-907-0859.
What is guided imagery?
An Overview of Guided Imagery by Belleruth Naparstek
From www.healthjourneys.com
Guided imagery is a gentle but powerful technique that focuses and directs the imagination. It can be just as simple as an athlete's 10-second reverie, just before leaping off the diving board, imagining how a perfect dive feels when slicing through the water. Or it can be as complex as imagining the busy, focused buzz of thousands of loyal immune cells, scooting out of the thymus gland on a search and destroy mission to wipe out unsuspecting cancer cells.
All Senses are Engaged
Although it has been called "visualization" and "mental imagery", these terms are misleading. Guided imagery involves far more than just the visual sense. Instead, imagery involves all of the senses, and almost anyone can do this. Neither is it strictly a "mental" activity - it involves the whole body, the emotions and all the senses, and it is precisely this body-based focus that makes for its powerful impact.
How does it help?
Over the past 25 years, the effectiveness of guided imagery has been increasingly established by research findings that demonstrate its positive impact on health, creativity and performance. We now know that in many instances even 10 minutes of imagery can reduce blood pressure, lower cholesterol and glucose levels in the blood, and heighten short- term immune cell activity. It can considerably reduce blood loss during surgery and morphine use after it. It lessens headaches and pain. It can increase skill at skiing, skating, tennis, writing, acting and singing; it accelerates weight loss and reduces anxiety; and it has been shown, again and again, to reduce the aversive effects of chemotherapy, especially nausea, depression and fatigue.
Because it is a right-brained activity, engaging in it will often be accompanied by other functions that reside in that vicinity: emotion, laughter, sensitivity to music, openness to spirituality, intuition, abstract thinking and empathy.
Anyone Can Use It
Because it mobilizes unconscious and pre-conscious processes to assist with conscious goals, it can bring to bear much more of a person's strength and motivation to accomplish a desired end. So, subtle and gentle as this technique is, it can be very powerful, and more and more so over time.
One of the most appealing and forgiving features about imagery is that almost anyone can use it...imagery skips across the barriers of education, class, race, gender and age - a truly equal opportunity intervention.
People can invent their own imagery, or they can listen to imagery that's been created for them. Either way, their own imaginations will sooner or later take over, because, even when listening to imagery that's been created in advance, the mind will automatically edit, skip, change or substitute what's being offered for what is needed. So even a tape, CD or written script will become a kind of internal launching pad for the genius of each person's unique imagination.
An Overview of Guided Imagery by Belleruth Naparstek -- from www.healthjourneys.com.
Guided Imagery Tips
Choose a time and place where you are least likely to be interrupted.
Before beginning, tell any others near you that you're busy for at least 15 minutes.
Do not drive while listening to guided imagery.
Select a comfortable location and room temperature.
Turn off phones and other distractions.
It is normal for people practicing relaxation to tear up, get a runny nose, yawn or experience minor muscle twitching.
If you fall asleep frequently while practicing guided imagery, you may want to choose another time of day.
Let any thoughts or emotions that may arise during imagery pass through you without engaging or analyzing them.
Try to avoid self-evaluation and any worry about "getting it right."
If you feel better afterwards than when you began, you've been successful.
If you need more information or would like to schedule a session, please contact 877-907-0859.
The Guided Imagery Program is made possible by gifts to the Patient and Family Support Services Program. Learn how you can help by visiting our Make a Gift web pages.
Patient Experiences
Imagining Wellness
Guided imagery engages the senses to cope with cancer
Relaxation made just for you
U-M guided imagery expert creates customized CD's for patients


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St. Valentine E-commerce Templates
We have a collection of 3 designs in this area!
Look no further for your love needs, you have found the St. Valentine e-commerce templates you're looking for! Roses, Candy, hearts, Valentines Day cards, trinkets, and more make their presence known in these Valentines e-commerce templates. Be it for a love letter, or to give visitors a place to show their love, these St. Valentines e-commerce templates have you covered.
Our st. valentine E-commerce Templates consist of designs for four different PHP engines: Magento, osCommerce, CRE Loaded, and ZenCart. These are the st. valentine templates you should use if you want to have an online store ready to go. These e-commerce engines and our st. valentine templates are compabitble with most hosting companies and may be used for a wide variety of online stores. These systems all have built in catalogs, new products, bestsellers, search, shopping carts, checkout pages, and integrated payment systems through 3rd party gateways such as Paypal, 2CheckOut, Authorize.Net, ChronoPay, iPayment, PSiGate, SECPay, PayNova, and more. Each system also comes with an administrative panel to add, edit, and manage products, payments, and etc.


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Go Behind the Scenes of Justin Bieber's 'Boyfriend' Video
Parking lot pimping! That's the principle that governs Justin Bieber's video for 'Boyfriend,' his most grown up clip to date. It's full of swag and more swag. As if we expect any less from Da Biebs. Now we get to go behind the scenes with The Biebs and Director X as they detail the overarching concept.
In this two minute clip, Director X explains the theme, saying, "It's parking lot pimpin'. Having a good time, daytime into nighttime, hot cars, doing some stunts, pretty girls, Bieber doing his thing."
That's the vid in a nutshell.
X also revealed that since The Biebs had a new look and is more mature, that the teen's label consulted him beforehand to let him know "where" the singer is going with his look, sound and career.
"It's an older, more mature, James Dean-type of character," X said. "So I had to match the video, with the cars, look, style. It all felt really right."
It all looks really right, too.
The clip also features footage of The Biebs dancing, singing, hanging out with the choreographers and extras, and celebrating when it wraps!
Watch Justin Bieber Behind-the-Scenes Footage of 'Boyfriend'


text:
RIP Captain Chris Senetra
Some very sad news from Bird's Underwater of Crystal River, Florida. Captain Chris Senetra died of a heart attack following an early morning manatee tour yesterday. For many visiting the area to swim, photograph and interact with the manatees, Captain Chris was a guide, expert and advocate. Our thoughts go out to her family and friends.


text:
Gold Candy
Items 1-15 of 28
Items 1-15 of 28
The gold standard in gold candy, our selection includes all the favorites like Gold Coin Candy, Gold Nugget Candy, and many others in gold candy wrappers ready to star in your next party favor bags, gift baskets, corporate promotions, and more (they are indeed very versatile performers).
We have many other fun gold candy items, like Fort Knox Chocolate Gold Bars, Gold Jordan Almonds, and Gold Gumballs. The Chocolate Gold Medals are perfect for small awards for children, for chores or other jobs well done. Make it a family tradition they will remember long after the chocolate is gone.


text: To ensure the success of your industrial or construction projects, every piece of equipment has to do its part. And rotating equipment is no exception. After a long use or because of fast movement, rotating pieces of machinery can eject parts or tools with great force, posing safety and production hazards. Let us help you ensure their proper, safe and efficient functioning with our portfolio of services for rotating equipment. Starting prior to equipment commissioning and continuing through operations and maintenance, we have the expertise you can rely on.


text:
The Feast of Saint Nicholas at Tvrdos Monastery
On the occasion of the feast day of Saint Nicholas, in the monastery of Tvrdos on the eve of the feast day, a vigil service was served. On the feast day Bishop Grigorije of Zahumlje-Herzegovina celebrated the Divine Liturgy with the concelebration of Bishop Atanasije, abbot of Tvrdos Sava, abbot Mihajlo from Saint Michael the Archangel monastery form Prizren, archpriest Nikola Jankovic and other priests.
After blessing the slava cake and wheat, Bishop Grigorije greeted all the present and congratulated the Patron feast-day (Slava) to Bishop Atanasije and all celebrants.
Source: Diocese of Zahumlje-Herzegovina


text:
Express. Home of the Daily and Sunday Express.
Moyes depressed by injury woes
Everton manager David Moyes admits his long injury list has started to get him down after the latest setback to captain Phil Neville.
The 32-year-old has had to undergo an operation to repair a tear in the cartilage of the knee he injured at Fulham in September. With Phil Jagielka, Mikel Arteta, Victor Anichebe, James Vaughan and Leon Osman all currently injured and Steven Pienaar only just returning to fitness after two months out, Moyes has had a tough time.
"It started to wear me down on Friday when I heard Phil was going to need an operation," said the Toffees boss.
"He has a bit of a cartilage tear, which we knew about, but the surgeon didn't want to operate [at the time of the injury] as he didn't think it was needed.
"It looks as if the tear has got slightly bigger so we feel now we have to go in and do something about it.
"The surgeon thought it would heal by itself, which was the correct decision, but now it has got bigger it is starting to cause him a few problems.
"We were probably expecting Phil to have maybe started against Manchester United (last Saturday), Hull on Wednesday or maybe Liverpool (this Sunday).
"There was an outside chance because he had been training with us for five or six days but in the end I wouldn't have picked him against United because he wasn't physically fit enough.
"It now looks like he is going to be out for another two or three weeks."


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She is from Sweden but of iraqi-kurdish descent. 100%
name ! name ! name ! name !
hai..fucking girl, if you are real arabic, stop making such this embarraced deed.. back to your goodness..
nice he is very hard work
oh my god she is sooooo sexy and when she get hot she become little bit crazy but the shit camerameen ask her to concentrate to the camera then her action begin to be not spontanious .im sure it's her first sexe video. .hope to find other videos for her
she is looking dam i wana fuck this
tons of girls that look like her in england (well london area anyway), def looks of arab/turkish descent
shes a Zulu
1 - Persian girls have God's gift of beauty. 2 - This girl makes the most of it.
her name is patricia svenska, done a few porn films. she is a swedish arab.
Yes that name seems . correct
its Swedish, not german. because i understand her, but grr nice girl.
name ????????????
she talks swdish
Fluent arabic speaker here, she doesnt speak arabic, not a single bit. So stop it with the misleading titles pls mr uploader.
she is arab iam from suede!!!!!!
very nice
lucky girl with two great cocks
a fucking name plz !!!!
If she is not an Arab she is definately middle Eastern! Yet some people are too racists to admit that there are hot women in Middle East!
beautiful girl. actually naturally pretty compared to the tanned bleached porn bimbos in usa
What is that kiss at the end?? The one where he grabs her lips then kisses his fingers. Is this common among afghan men?
Is he wearing a Starfleet Uniform!? Best porn ever!
excelent fucking boys she can takeit all
I'd like to see her really earn the cum shot, suck the load from their balls and spit it out all over your tits. And definitely would try to get her in a double penetration.
Hey ,let me work on ur wet pussy ,all over ur body ,u relax
errze pio
Anyone have a name for this girl? We know she is speaking Swedish. She is gorgeous. The video looks like it is from the 90's.
They're talking my Language. Svenska (Swedish)... And damn that girl was amazing
what sexy girl .i want to just fuck her aaaaaaaaaaaaaaaa...............
Who wants to sext me?
I fuck me
They are sexy but what is that kiss
Her name is Patricia Svenska
This vid is 10 years old, but I have ALWAYS LOVED this girl, I wish she had made more.
man she's hot very hot but shes not arab shes a persian
does anyone have this video in a better quality? if yes then please upload it and share the link. thnx
if anyone find a another video of her. Plz post the link here.....
This girl is not Arab she is definetly Persian - her features are sooo Persian
successively viedio
she was quite uncomfortable at the start.. then she really got in to it. good on her
the best porn vid i had ever seen..
Great fuckin blow job Nice form with her mouth & lips
Arab girls with nailpolish are sexy
her name is Angelica Bella ?!
She is Moroccan, period.
She looks persian. I know for 100% that she is iranian, I've seen another video, it said that she is persian ;)
I think she is Persian - she looks like my Persian ex gf
who gives a fuck where she is from? she is gorgeous
name ??
She is not ethnic Swedish for sure! If she is not Arab, she must be from Caukasus (probablly Georgian).
Translated: -when did you have sex last time? -a few hours ago: this morning. -did he fellt at home in bed? -well, he's young, a stud, wild. -and you have sex with strangers? -sometime probably -has some been failures? -well, those who don't know what to do...1 minute-men. -what position do you like? -when sucking eachother, cuddling, -you like being licked? -yes -what are you wearing? -small brah, not the usual -here comes thomas,let's start. -um, ok. -please do look at the camera ...during.
GUYS she is from sweden she speaks swedish
She was not arab from anywhere
Finally a vid with hot guys who know what they are doing! The girl is beautiful too.
she's not arabic because she's not speaking arabic
shes a beurette and the best one
She is from iran and speak Swedish
Half Blood
She reminds me my Exgf... lol
she is ARABIC GIRL in living in sweden
she is VERY attractive - please someone who speaks swedish translate!
She speaks swedish!!!!!!!!!!!!!!!
Maybe she is an Arab, became adult in Sweden by muslim parents, trying to take Swedish citizenship!!!! hahahaha
LOL it's Captain Kirk !!!!
i am a lebanese man & i think she is turkish. but i LOVE the blond guy. i would love to suck & fuck HIM!!
I don't know for sure if she is Arab... But I know for sure that there are a lot of horny Arab girls that like sex and like being pounded by white cocks... ;-)
pour koi il demmende des movie m.nepat denne les movie ou image original
name ??
C'est pas une arabe c'est tout
ihr habt alle kp die ist eigentlich japse
I kept thinking the first dude was Captain Kirk because of the shirt he was wearing
Turkish decent obviosly, thet are all over Europe
What is her second name.. There is no results on google or anyware for her..
She's Swedish - not Arab - and her name is Patricia.
I need a Name!!
xxx31 she is not Angelica Bella!
She is 100% Arab, living in Sweden.
Name ? ? ?
she's so fine... maybe she is half blood... don't argue about her nationality the important thing is she is so fucking hot
http://youporn.com/watch/61106/angelica-bella-fuck-castle/?from=search_soft&pos=1 angelica bella fuck castle
Was this the only porn she did?
yea sure like Europeans are dark skin like arabs ...
She is speaking swedish and comes from southern Sweden
Don't really mind where she''s from, she stunning. Things she could do to me if she played her cards right!!
LOL she's swedish. And she might be arabian, you know: swedes can be arabs too!
v.v sex
she is speaking german derrrr who is this girl... damn she is fine
Need more like this!!!!!!
do somebody know her name?
She is not arabic she is Swiss!!! first time on vid ;-)
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CROI 2014: HIV Prevention and the PARTNERS Study (Video)
June 16, 2014
Gus Cairns of NAM/aidsmap.com sat down with Beryl Koblin, Susan Buchbinder and Matt Golden to talk about the factors influencing the success of HIV prevention and, in particular, about the PARTNERS study, which was presented at CROI 2014. That study followed serodiscordant couples in which the HIV-infected partner was immunosuppressed; so far, no transmission of HIV has been reported among study participants. The panelists considered this to be a very encouraging result, but cautioned that both a large confidence interval and the long-term committed relationships being studied may not make this result applicable to other prevention situations.
Additional issues discussed included systemic factors inhibiting HIV prevention, such as poverty, lack of access to health insurance or post-release care for HIV-infected inmates; the need for different prevention strategies, including pre-exposure prophylaxis (PrEP), at different stages of life; and the role other sexually transmitted infections (STIs) may play in increasing the risk for acquiring HIV.
Matt Golden concluded with an appeal to gay men in the U.S.: "If you've had a bacterial STI over the last year, particularly if you've had syphilis or a rectal gonorrhea/chlamydia infection, you really need to think about whether PrEP isn't a good option for you."
Watch the video to learn more:
The video above has been posted on TheBodyPRO.com with permission from our partners at the International Foundation for Alternative Research in AIDS (IFARA). Visit IFARA's website or YouTube channel to watch more video interviews from the conference, as well as earlier meetings.
Barbara Jungwirth is a freelance writer and translator based in New York.
Follow Barbara on Twitter: @reliabletran.
Copyright © 2014 Remedy Health Media, LLC. All rights reserved.
This article was provided by TheBodyPRO. It is a part of the publication The 21st Conference on Retroviruses and Opportunistic Infections (CROI 2014).
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adding your comment, please read TheBody.com's Comment Policy.)
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White 5 1/2″ squares.
SEWING: All seams are 1/4″
You will be sewing the strips together on the long sides the full width of the fabric. These strips sets are lettered. It may be helpful to color on graph paper the placement of the strips, then you can letter them.
5. This is set "E" It is one print strip, one 3 1/2″ white strip, one print strip. Make one set. Press all seams one way.
These are the letters of the strips for the white block:
7. Quilt, bind and enjoy.
I used a piece of Picket Fence from Chloe's Closet that I had on hand for the binding. You could use a solid red, or a piece from the line of fabric.
One darling baby quilt, or Summer table topper!


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Classic Peanut Brittle
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Awesome. I updated my post without even tampering with it! Vagabond 216 was nice. Musashi finally figured out that Denshiro will not be able to harm him, but it does not make it any less interesting. I can't remember Yoshikawa's Musashi that well, but [hide]doesn't Musashi eventually kill the child shown at the end of chapter 216? Something about the Yoshioka clans next heir.... *memory is a giant fuzz*[/hide]My local Borders doesn't have Volume 23, yet. I'll be looking out for it though... lord knows this is my favourite volume cover yet:http://www.viz.com/products/images/products/pd/pd6114.jpg[/list]Simply beautiful. Good job, once again, Viz!
Vagabond chapter 217 has arrived!:
[hide]Good to see Yoshioka Kempo finally. That was a very cool moment, and gave some emotional weight to Denshichiro's previously pathetic final words.[/hide]
Griff no More, you should get your store to put them in for a transfer to yours.
I'll take a wild guess and say that Den kills Musashi!
I didn't think it was depressing at all. It was uplifting to see Den make some reDENption for himself, after being so full of himself earlier. A great ending to the duel.
It was uplifting to see Den make some reDENption for himself, ( ) after being so full of himself earlier. A great ending to the duel.
How about that 224 and the "Takuan ex Machina"?


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Acrostics 'A' - Know More
Sunday, 3 April 2011
The Whispering Dewdrops Poetry - Collections (C)
Acrostics 'A' - Know More
16 comments:
- AnonymousSunday, April 03, 2011
Thanks for sharing!ReplyDelete
Very sweet poem.ReplyDelete
- AnonymousMonday, April 04, 2011
precious collections makes a happy heart... :)ReplyDelete
- AnonymousMonday, April 04, 2011
Some memories do liven our lives! Enjoy the rally, congrats on the book!ReplyDelete
collections of the past,ReplyDelete
full of lust
or dust...
fun take...
Very nice.ReplyDelete
Lovely.. of what this theme is all about..ReplyDelete
@all thanks for commenting!ReplyDelete
@Jingle - there is no lust here ,they may be dusted past memories...hope you made a typo :P.
@krislen - the theme 'C ' for A to Z challenge which is running big on April in blogging ..the link is given here ..do check
good one uma and thanks for coming by.. my potluck.. http://fiveloaf.wordpress.com/2011/01/21/remain/ReplyDelete
Lovely Collections !ReplyDelete
A lovely little slice of life piece here...it is a wonder, the sights and the sounds that can stir the countless memories in our mind. A picture can bring forth so many lovely things, lost to the passage of innocence. I'm not sure how someone got lust out of this...I see a sweet nostalgia, a tender breath of reflection.ReplyDelete
so much to take me back...songs often do that...to an earlier much simpler time...nice write...ReplyDelete
Well described indeed! I like the collection:)ReplyDelete
wonderful poem...thanks for sharing...peteReplyDelete
Music sings to our hearts and our memories.ReplyDelete
Nice piece!
lovely collection of memories...memories definitely can have a way of making the heart sing.ReplyDelete
Copyrighted 2014 to Uma Maheswari Anandane


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After recent gains, U.S. stocks have stalled a bit lately, with investors reluctant to push the advance further.
Bank of America Merrill Lynch equity strategists recently suggested a cautious stance on U.S. shares for the next three to six weeks, even as they upgraded their "core view" on U.S. stocks from neutral to bullish over the next three to six months.
Investor sentiment is at a very positive level, the strategists said, though they are wary about the short-term prospects.
Reflationary central-bank policies have boosted sentiment substantially, they said, but such policies haven't yet made much of an impact on economic activity.
"The second quarter [of 2013] is likely to be the 'show me' quarter this year, where policy makers must prove that they can actually stimulate the economy," the strategists said. "If successful, then expect a negative reaction from rates and liquidity. If unsuccessful, then earnings-per-share expectations are likely to reverse."
Broadly, they like stocks compared to other asset classes, saying they still offer the most attractive returns.
However, they are not expecting a repeat of the outsized stock-market gains seen in recent months, in part because of fiscal austerity measures in the U.S.
"The best outcome for equities is to grind higher in coming months," the strategists said.
Still, they said U.S. stocks are well placed to benefit in the medium term, given an expected stronger performance from the U.S. economy and corporate earnings compared to other regions.
– Sarah Turner
Follow The Tell blog on Twitter @thetellblog
Follow Sarah @sarahturnerMKTW