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Welcome to your Client Gallery!
On this page you will find a gallery of the images from the shoot with your car. Attached to each image is a Photo Code so if you decide you would like some prints you can quote this when ordering. The first image is a mockup of what your Personal Photo Collage could look like. It can contain any of the images from your shoot, so feel free to let me know and I can swap any images in and out.
Click on the title links on the products to find out more about the books, acrylic or aluminium metal prints and your collage.
Custom collages are hand delivered by me, whereas the acrylic and aluminium prints are sent through our postal service being less fragile.
Other print options are available, just drop me a message. The ones shown here are the most popular options but please check the CF | Store for other options including triptychs. Until then, enjoy flicking through your images.
Due to the volume of shoots I do, this page will stay online for one month. If you'd like it to be available for longer, please let me know.
Many thanks, Chris.
After your photoshoot you can get all your edited images in a single hardback photobook, laid out with single and double page spreads – perfect to leave on your coffee table or in your business' reception.
Features a hardback wrap around dust jacket.
Sizes are either 8"x10" or a larger 12"x12" book. Paper choice on the internal pages is between a standard smooth satin finish and premium lustre.
Choose an image from your photoshoot or my web gallery for an impressive piece of wall art.
Acrylic mounted prints feature high resolution prints that are mounted behind a thick piece of clear acrylic giving a wet gloss finish. These are my personal favourites as the detail, clarity and colour are allowed to shine with this choice; my walls are covered with these.
The aluminium option is printed directly to the surface of a sheet of aluminium for a clean and matte finish.
Delivered in a custom made branded bag. Print sizes are A4, A3, A2 and A1.
All products come with wall brackets and are ready to hang.
After a photoshoot of your car/motorbike/van, you can order a personalised photo collage.
A basic layout can be found in your personal shoot gallery page and it's easy to swap any image in or out of the setup.
All prints are high resolution photographic prints, with laser cut mounts and handmade frames.
These collages are personally delivered for safety as they're large and contain a large sheet of glass.


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text: I have only recently started painting and creating collage. I wish I had found it sooner, but am happy with my progress thus far. My first attempt at art was 30 street installations with varying exposure and success. This was immensely fulfilling. I was captivated and addicted to creating something and not caring what anyone thought of it, just overjoyed that I was making it my way just for me. My art has taught me a lot about myself, mostly things I knew but was afraid to embrace. My true self rejects detail, technique, accuracy, and order in almost all aspects of life. This is why I incorporate bold color with fat paint strokes, experimentally blend, utilize spray paint, embrace aggressive and emotional splats, and never consider anything a "mistake". My collage abide by similar techniques. I try to find beauty that is over looked in every day life and piece these unrelated images together into a bold meaningful statement. Art to me is about the process first, then the finished product second. If you are yourself, are doing what feels right, and are not afraid then you can create something beautiful. And if it is not beautiful to most people then at least it is beautiful to you, and nothing can take that away. Never compare yourself to anyone, just do the art that makes you happy.


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Let's hear it for the men of the home
June is always a busy month. School is out for the summer and great plans are being made to cram as much as absolutely possible into the few weeks between one grade and the next. Family vacations loom large and visits to grandparents, aunts, uncles and cousins are on the horizon. For the many blended families that are living in America now, scheduling the time for mom or dad, according to court orders, has to be taken into prime consideration.
We want to go to the beach and play in the sun, sand and surf. Some prefer going to the mountains to visit and play in forests, camps, and in the many rivers and streams. Families plan hunting or fishing trips and explorations to museums, cities, movies, plays, and craft oriented camps. Many children with musical interests will enjoy a week or two at a band camp, or cheerleading, or sports, or any other of dozens of organized play and learning time.
So, dad gets the shaft and comes up short on his special day. Mother's Day always seems to garner more attention, perhaps better gifts, and certainly more one-on-one time than the male day that should get equal consideration. I was surprised to learn by way of a recent television show the other night that more collect calls are made on Father's Day than any other holiday celebrated in the United States. I asked Ted if he knew that prior to the commentator sharing it and he did not. "Have any of your kids ever called you collect to say Happy Father's Day?" I asked. My husband and I have only been married a little over four years so I would not have know about his prior Father's Day history beyond that time. He said, "I don't think so, but if they did, it would be fine with me." Well, I don't think it would be fine unless there were extenuating circumstances that made it necessary. Father's Day should be as well planned and executed as Mother's Day.
Who misses the boat? Is it the mom in the household, or do the children just not care as much as they once did? Or is it because of the many different home situations we encounter now in every neighborhood? Makes no difference to me what the reason is — we should rectify the situation immediately — beginning with this Father's Day, June 19, 2011. Think about it now and plan to honor your father, if he is still living. If he is not alive any longer, think of another man that has had a great influence in your life. Choose wisely and think of someone who has contributed to your overall wellbeing, someone who gave to you, helped to get you started on the right path, and to whom you need to say a genuine "thank you" for his investment in your life.
Father's Day in the United States has been set aside as the third Sunday in June every year, so it's not that hard to remember. Credit for originating and helping to establish the holiday is generally given to Sonora Smart Dodd of Spokane, Wash., whose father, a Civil War veteran, reared her and her five siblings after their mother died in childbirth. She is said to have had the idea while listening to a sermon in 1909 on Mother's Day. She presented her idea to local religious leaders and they supported the idea. The first recorded Father's Day was celebrated on June 19, 1910, the birthday month of Dodd's father. In 1924, President Calvin Coolidge gave his support to the observance, and in 1966, President Lyndon B. Johnson officially proclaimed it as a national holiday.
Observance on the third Sunday of June was decreed by law in 1972, so as holidays go, Father's Day is not very old.
One interesting tradition spread from Mother's Day to Father's Day. Many observe this tradition by wearing a red rose, if their father is still alive, and a white one to indicate that he is deceased. Gift and card designers encourage people to recognize and honor all of the males who have had a profound influence in their lives or to whom they need to express thanks. I would urge everyone to remember the step-dads, husbands of mothers who also help to parent, uncles, and even teachers. I would rather overdo than not do enough to honor the important males in our lives.
I learned this year that some Roman Catholics continue to observe the feast day of Saint Joseph on March 19, as a portion of their tribute to fathers.
Both my biological father, Robert Henry Cannon, and my step dad, John (Jay) Davis are in Heaven now, and just last week, I buried my uncle, Donald Baughcum, who provided much of my early training in my life, along with my uncle, Floyd Lee, who died several years ago. My personal and profound thanks and appreciation to these good men. God bless your memory.
Whatever we decide to do to honor the males in our life this year, let's agree to do it with our entire being and get excited about this important day. Let's not allow this Father's Day to pass with a normal, boring acceptance of these special people God has used to place in our lives to help us become what He wants us to be.
Let's choose one or two people perhaps in our churches, businesses, or neighborhoods who might not be getting a Father's Day visit, call or gift, and do some little thing to say hello and thank you to them as well. I have two men in mind I plan to honor by some small gesture, and I'm excited about doing it and think they will be excited to be remembered. Don't forget pastors, staff members, medical personnel, and perhaps even your boss.
Deep down inside their hearts, men enjoy the attention as much, if not more, than most women.


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State - INACTIVE
Police investigating 'tea party'-addressed powder-packed envelope sent to Rep. Joe Garcia's office in Key West
Authorities are investigating a suspicious envelope sent to U.S. Rep. Joe Garcia that was packed with white powder and had the words "tea party" printed as a return address.
The envelope was found Wednesday morning at the Democrat's Key West office in a Monroe County government building on Simonton Street, spokeswoman Nicole Cueto said.
"We notified police immediately," she said.
The Postal Service and U.S. Capitol Police will investigate the case along with Key West Police. None of the agencies comment on ongoing investigations.
Anonymous threats are somewhat common with members of Congress. Last year, Sen. Marco Rubio received police protection at his West Miami home and in Washington over what authorities would only call "credible" threats he received.


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Metropolitan Hilarion attends the blessing of crosses of the new Armenian cathedral in Moscow
Share the post "Metropolitan Hilarion attends the blessing of crosses of the new Armenian cathedral in Moscow"
On 23 October 2011, Metropolitan Hilarion of Volokolamsk, chairman of the Moscow Patriarchate's Department for External Church Relations (DECR), attended the blessing and anointing of crosses of the new Armenian Cathedral of the Precious and Life-Giving Cross of the Lord in Moscow at the invitation of Bishop Ezras Nersisyan, head of the New Nakhichevan and Russia diocese of the Armenian Apostolic Church.
The Supreme Patriarch and Catholicos of All Armenians, Karekin II celebrated the blessing together with bishops and clergymen of the Armenian Apostolic Church. Attending the ceremony were Armenian President Serzh Sargsyan, currently on a three-day official visit being paid at the invitation of the Russian President Dmitry Medvedev; representatives of the state of Armenia, of the diplomatic corps, and prominent representatives of Armenian diaspora in Russia.
The blessing of the crosses is a remarkable event for the life of the newly-established parish. The Great Blessing will be celebrated after the completion of painting and decorating.
After the ceremony, Metropolitan Hilarion had short talks with the Primate of the Armenian Apostolic Church and with the President of Armenia. The DECR chairman congratulated them on the end of a construction stage and wished them the soonest completion of painting and decorating. He highly appreciated the level and dynamics of relations between the Russian Orthodox and the Armenian Apostolic Churches and commended the contribution of the Armenian diaspora in the life of contemporary Russian society. He said that the new church would be a centre of spiritual life and unity of the Armenian diocese in Moscow.
Attending the ceremony were archpriest Dimitry Sizonenko, DECR secretary for Inter-Christian relations, and DECR staff members Rev. Alexander Vasyutin and hieromonk Ioann (Guaita).


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Living Architecture
How Synthetic Biology Can Remake Our Cities and Reshape Our Lives
- $3.99
- $3.99
Publisher Description
What will the city of the future look like? More like an ever-changing and vibrant garden than a static set of buildings and blocks. In 'Living Architecture: How Synthetic Biology Can Remake Our Cities and Reshape Our Lives,' British scientist and architect Rachel Armstrong re-imagines the world's extensive urban areas and argues that in order to achieve sustainable development of the built environment — and help countries like Japan recover from natural disasters — we need to start thinking differently. Armstrong sets the scene for considering different ways of making structures and materials, suggesting that we can 'grow' more ecologically compatible buildings by using life-like technologies, such as protocells. The result is a new kind of architectural practice where cities behave more like an evolving ecosystem than lifeless machines.


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See the review on Trustpilot here.
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Luxury is the thing that everyone wants in his life, but only a few people can afford it for a lifetime so you should not miss the chance of spending luxurious vacations in the city of Oklahoma. Hundreds of vacation apartments and hotel rooms are waiting for you in the capital city of Sooner state so do not forget to consider it while planning your vacations next time. You can find hundred of manmade lakes in this city and have a good time with your family and friends if you decide to go there for next vacations. State parks, nightlife and casinos add into the luxury of this place so you will get to enjoy the most if you are a fan of nightlife. People looking for a retirement vacation can also choose this city because there are beautiful lakeside restaurants and coffee shops where you can get traditional food and coffee in order to celebrate the end of your work life. You will be able to see the beautiful scenery of town full of beautiful and eye-catching trees all around it and this scenery will be right in front of your house. Luxury apartments have got a lot of things and services that you cannot imagine getting in any other city of this state at this price. Some of the apartments are rented out at just $99 per night, and this price is just nothing if you get to have all the luxuries of your dreams in the apartment. The luxurious apartments in Oklahoma City Ok provide big Olympic sized pool where you can enjoy all the summer vacations.
Some of the apartment communities have different specifications like they provide security petrol for the residents of the community. The communities have big entrance gates to save the people living in them because any bad incident can destroy your whole vacations. All you have to do is search for the cheapest luxurious apartments in this city to save the money and get the best deal. The internet can be your best companion for this purpose as there are hundreds of vacation apartments present in this city and most of them are rented out only on different websites. You will also be able to check out the picture of these apartments and their amenities on web sites because they will give you a little overview of physical looks of the place.
Most important amenities provided in these apartments are swimming pools, Jacuzzi, security, gym, luxurious crown molding, emergency maintenance and beautiful view. All these things and their quality can be checked out in the pictures of these apartments on websites, so you do not have to visit the place before making the final decision. Some of the vacation apartments offer fewer facilities within the apartment and more facilities in the community, and this thing must be proffered if you are planning to enjoy the real life of the town. This is because you will not be spending more time in the apartment, so the apartment facilities do not count very much.


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A Huge New Community Centre Is Coming To The Toronto Waterfront
Waterfront Toronto
Toronto is getting a new addition to its waterfront.
A 25,000 sq. foot community centre will be built at 261 Queens Quay E. According to the City, the building will be located at the base of Tridel's and Hines' Bayside development, which was intended for mixed-use.
Continue to read on: Toronto Storeys


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Destiny Twist Engagement Ring - Diamond Band
Call for Price
This elegant Diamond Solitaire Engagement Ring has a beautiful diamond band intertwining to cradle a perfectly cut Hearts On Fire Diamond to form a classic symbol of eternal love.... *Prices are subject to change based on fluctuations in metal prices and currencies
A perfect ring of eight hearts when viewed from the bottom. A perfectly formed symmetrical fireburst of light when seen from the top. Diamonds cut and polished at 100X magnification - 10 times the industry standard. That's the perfection of a Hearts On Fire diamond. It's a perfection you can see. Hearts On Fire, The World's Most Perfectly Cut Diamond


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HIGH POINT, N.C. - The Belmont Abbey College women's soccer team has been picked to win the Conference Carolinas title for the seventh-straight year as it welcomes in new coach Mike Lynch. Lynch will benefit from the return of five All-Conference standouts from last season's team where the Crusaders went unbeaten in their first 14 matches (with 12 wins) and ascended to as high as 17th in the national rankings and first in the NCAA Southeast Regional rankings. Pfeiffer University registers at #2 while Lees-McRae rounds out the top three.
Senior Connie Axiotis returns for the Abbey for her final year after leading the club with ten goals last year. Joining Axioitis are four All-Conference members that include Nicole Voets, Carly Kensinger, Kristin Foster and Rebecca Mateo. The Crusaders face a tough test in 2011 as they open with their first five and six of the first seven matches on the road.
Pfeiffer University women's soccer team comes in at number two in this year's preseason poll as voted on by league head coaches despite claiming the 2010 Conference Carolinas Tournament Championship over Belmont Abbey and claiming a spot in the NCAA tournament. The Lady Falcons finished 2010 with a 13-6-2 record, posting an 8-2 mark in league play. Pfeiffer's season came to an end in the first round of the NCAA tournament falling 3-0 to UNC-Pembroke in Savannah, Georgia.
For the second-straight season, Pfeiffer returns their leading scorer from a year ago in Alyssa Wombwell who put home nine goals with six assists. Sophomore Sheena Regan will help anchor a young core of Lady Falcons in 2011 after finding the back of the net seven times a season ago. In goal, both Amanda Wemple and Jamie Alcala return as Wemple set a school-record posting seven consecutive shutouts with 758:58 scoreless minutes after Alcala went down with a mid-season injury. In addition to the experienced veterans returning, the Lady Falcons ushered in 16 newcomers this fall with 14 in the freshman ranks.
Lees-McRae College looks to build upon the success of Cally Morrill's first season at the helm, claiming the third spot in this year's preseason poll after finishing the 2010 campaign in a three-way tie for second in the Conference Carolinas standings, posting a 14-6 overall record and an 8-2 mark against league opponents. The Bobcats will rely on a seasoned core of seniors to lead their young team on its quest for the program's second conference title, including 2010 All-Conference Carolinas selections Vickie Rich, Brooke Santerre and Mary Dorn.
Rounding out the poll 4-12 was: Queens, Mount Olive, Limestone, Erskine, King & North Greenville (tied), Barton, Coker, and Converse respectively.
Conference Carolinas Women's Soccer Preseason Poll (# of First Place Votes in Parenthesis)
1. Belmont Abbey - (6) 115
2. Pfeiffer - (5) 112
3. Lees McRae - (1) 101
4. Queens - 93
5. Mount Olive - 80
6. Limestone - 70
7. Erskine - 53
T-8. King - 49
T-8. North Greenville - 49
10. Barton - 26
11. Coker - 24
12. Converse - 20


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Live Entertainment:
🎤 Redux Duo - 4pm - 7pm
🎧 Ray M / Jimi J - 6:30pm to late
We take reservations in The Canteen!
Book in a table of 6 or more from Monday to Friday, or 12 or more on Saturday, for lunch or dinner,
Bookings are not essential and the remainder of our venue operates as a walk in service. Join us casually on the day and take you pick from the variety of spaces at The Camfield!
Please note we do not take bookings on Optus Stadium event days or Public Holidays.


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Atletico Madrid, Diego Costa top soccer poll
Atletico Madrid was first in this week's Associated Press global soccer poll Tuesday after beating rival Real Madrid 1-0. Diego Costa, the goal scorer for Atletico Madrid, led the player rankings.
Costa, who received 191 points from the 26-member panel of international soccer journalists, also scored twice in Atletico's 2-1 victory against Osasuna earlier in the week.
"Diego Costa is the symbol of an Atletico Madrid that is becoming a real contender in La Liga," said Alejandro Cisternas of El Mercurio in Chile. "He is filling the space left by Falcao with goals and personality."
Diego Simeone's team is unbeaten in seven league matches in La Liga and is second to Barcelona on goal difference and five points ahead of Real Madrid.
"Beating Real Madrid in the last Copa del Rey final seems to have put Atletico back as a powerhouse in Spain," said Ubiratan Leal of trivela.com in Brazil.
Roma thrashed Bologna 5-0 to take second in the team rankings with 183 points. Thirteen points behind is Borussia Dortmund, which also won 5-0 at home against Freiburg.
Ivory Coast striker Gervinho scored twice for Roma and is third in the player rankings. Robert Lewandowski and Marco Reus — each with two goals — were fourth and fifth.
"Gervinho has blossomed under Rudi Garcia once again, and the Ivorian looks to have truly reinvented himself under a more believing manager," Sam Tighe of The Bleacher Report said.
Gervinho's former club Arsenal is the Premier League leader after a 2-1 away victory against Europa League team Swansea.
Midfielder Aaron Ramsey scored the winner for Arsenal, which was fourth in the team vote with 143 points. Ramsey, who scored his eighth goal in as many games this season, was tied for sixth with Napoli's Goran Pandev with 89 votes.
Luis Suarez finished second in the player poll, 50 points behind Costa, after scoring twice on his return to the Liverpool team following a 10-match ban.
His team was a 3-1 winner over Sunderland, which is last in the Premier League and has fired manager Paolo Di Canio. Daniel Sturridge scored the other goal in Liverpool's win and was 10th in the player vote, with Liverpool eighth in the team poll.
Elsewhere in the Premier League, both Manchester clubs were upset — United lost 2-1 at home to West Bromwich Albion while City twice squandered a one-goal lead at Aston Villa, losing 3-2.
West Brom made it into the top 10 of the team poll in seventh place.
"West Brom took the game to Manchester United and got their reward with two great goals and a first win at Old Trafford in 35 years," Paris-based Irish football writer Mark Rodden said.
Morgan Amalfitano, on loan at West Brom from French club Marseille, was eighth at 49 points in the player vote, one ahead of Barcelona's Lionel Messi.
Juventus, third in Serie A, was ninth in the team vote with 54 points after it beat Torino 1-0 on the road on a second-half goal from Paul Pogba, formerly of Manchester United.
Three votes behind Juventus was Pep Guardiola's Bayern Munich, which won 1-0 at home over Wolfsburg to keep pace with Dortmund. Dortmund leads the Bundesliga on goal difference.
AP Global Soccer rankings (ending Oct. 1)
1. Diego Costa, 191 points.
2. Luis Suarez, 141.
3. Gervinho, 130.
4. Robert Lewandowski, 109.
5. Marco Reus, 93.
6. Aaron Ramsey, Goran Pandev, 89 (tie).
8. Morgan Amalfitano, 49.
9. Lionel Messi, 48.
10. Daniel Sturridge, 46.
1. Atletico Madrid, 238.
2. Roma, 183.
3. Borussia Dortmund, 170.
4. Arsenal, 143.
5. Barcelona, 130.
6. Napoli, 68.
7. West Bromwich Albion, 66.
8. Liverpool, 59.
9. Juventus, 54.
10. Bayern Munich, 51.
Copyright 2013 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.


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In our efforts over the years to become one of the best service providers, we have identified several points that we think distinguishes us from other ISP's in the area: We provide the latest state-of-the-art Internet technology to businesses, individuals, public institutions, and non-profit organizations. We offer the highest quality Products and Services available at the most affordable prices possible.
We concentrate on offering technical muscle and know-how, while avoiding marketing hype that does little for the consumer. We are honest and open with customers and offer an unsurpassed support infrastructure which enables us to resolve problems in a timely manner.
While we are not the largest provider on the block, our firm establishment and technical ability in the industry put us in the unique position of being able to offer services that our competition cannot. We have what it takes to make the Internet Of Things and Cloud work for you.
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Previous Names: Zortos, Z*
Location (State, Province, Country): WA
What is your SteamID?: 0:1:2059699
Age: 27
How often do you Play Counter Strike?: Too much.
Do you have a Microphone and will be active in Ventrilo?: Yes
How long have you been playing with PTC?: Literally forever.
Are you currently in any Counter Strike Clans?: No
If Yes, Please state your previous clan(s) and the reason(s) for leaving: Ahahahahahahaha. Oh man.
Do you currently play any other Games?: Yes
If Yes, What other Games do you play?: Too many.
What do you feel that you can bring to PTC?: LOL. You already know.
Do you know how to use admin in game?: Yes
(Most Important) Why do you want to join the PoonTang Clan (PTC): Blank and Willard said I should re-up lmao.
Any other information you would like to add?:


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Gravity Bear
Indie and other games of interest: Gravity Bear formally announced, Frogger Returns, Shadow of Destiny confirmed
Another banner week for news regarding indie and other games of interest. Warhammer 40,000: Space Marine may make it onto PC after all, 3D Dot Game Heroes is coming to North America, Nostalgia is now available, The Void sounds awesome, King Arthur: The Role-playing Wargame has finally gotten a release date, Eufloria has a demo, […]
Gravity Bear headlines
Flagship co-founder forms Gravity Bear
Phil Shenk, co-founder of now defunct Helgate developer Flagship Studios, has confirmed the formation of new outfit, Gravity Bear. The former Blizzard developer will serve as CEO of the company. Best known to gamers as his Diablo 2 doppelganger Shenk the Overseer, Shenk held the position of art director on Hellgate: London, and worked as […]


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Colombia: Financial Services Disputes 2019
The ICLG to: Financial Services Disputes Laws and Regulations covers common issues in financial services disputes laws and regulations, including bringing a claim – initial considerations, before commencing proceedings, progressing the case and post trial – in 21 jurisdictions.
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You may have read that the Vatican has condemned a book by Sister Margaret Farley. The Catholic Herald's account of the matter is to be found here.
Funnily enough, I read and reviewed the book in question when it first came out, which was back in 2006, and the review was published in the Heythrop Journal of May 2008; academic reviews often come out a year or two after the original book's publication, though a two-year gap is nothing compared to the six years that it has taken the CDF and Rome to give its verdict.
My review is not online, but I have a hard copy in front of me and am happy to share some highlights.
"In a brief section (pp. 235-236), a mere one and a half pages, she deals with 'self-pleasuring', a topic that, usually under a different name, has, historically, led to the spilling of rivers of ink. Farley notes that the judgment of tradition has been overwhelmingly negative; even Kant disapproved very strongly; however now 'most' theologians and medical practitioners view the activity as 'morally neutral'; in other words it all depends on reasons and circumstances. Her final word is that 'This remains a largely empirical question, not a moral one'. This is certainly a coherent point of view, but where is her evidence for this position? She mentions Kinsey and the empirical evidence of some human experience, but she does not explain how the change from moral evil to moral neutrality occurred. One can be forgiven for thinking that the 20th century arrived and the mists of obscurantism vanished before the bright sun of reason ('Christian traditions … judged it harshly before the 20th century' (p.236)) – but this is not an argument."
That is just one of the topics on which the CDF picks up on what Sister Farley has to say and finds it wanting. When it comes to homosexual relations, her judgment is even more sweeping. According to Farley, at page 295 of her book: "My own view, as should be clear by now, is that same-sex relationships and activities can be justified according to the same sexual ethic as heterosexual relationships and activities." This, once again, is a conclusion, and a conclusion with which many – such as the Prime Minister of the United Kingdom – agree: but the book presents no argument for such a conclusion, as I noted at the time.
Sister Margaret Farley's book is not really a theological book, it is more an anti-theological book, because it tells us that everything that has gone before is more or less wrong and all that we believe now is more or less right, ignoring the inconvenient fact that this modern knowledge is not based on any sort of theological reflection, but rather on the rejection of theological tradition. Margaret Farley is a theologian in the sense that David Cameron and others, with their championship of gay marriage, are theologians.
Incidentally, I have no personal grudge against Sister Farley. I have never met her, and all I know of her is her book. She is perfectly entitled to her views, but the CDF is completely correct to point out to the faithful what constitutes a legitimate part of the tradition, and what stands firmly outside of it. All that surprises me is that it took so long for them to do so.


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Para Elite Commander
PARA USA has announced a new Elite model available in both a full-size version and Commander-size models, both chambered in .45 ACP. The Elite full size has a 5-inch stainless match grade barrel, while the Elite Commander has a 4.25-inch stainless match-grade barrel. Both accept eight-round single-stack magazines. They also have fiber-optic front sights and two-dot rear sights, double-diamond Cocobolo grip panels and they are finished in black IonBond.
This article appeared in the March 11, 2013 issue of Gun Digest the Magazine. Click here to learn more and get your subscription.
Recommended Handgun Resources
Massad Ayoob's Greatest Handguns of the World Vol. II
Massad Ayoob's Greatest Handguns of the World Vol. I
Gun Digest Shooter's Guide to the 1911


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A slight improvement in home prices has helped to pull some U.S. homeowners back above water on their mortgages, but the gains are small, and the problem is still epidemic.
As of July, 22.4 percent of homeowners with a mortgage owed more than their home was worth, according to a new report from Lender Processing Services. (Read More: Home Prices Are Not Rebounding as Fast as You Think.)
The numbers go higher, as the loans get more troubled. Of non-current mortgages, 57.6 percent are underwater, and of loans in foreclosure, 68.3 percent.
Being underwater on your mortgage does not necessarily mean that you can't afford to pay that mortgage. In fact, 18 percent of loans that are current are underwater, according to LPS, with the depths ranging from just 0.4 percent in Wyoming to a whopping 55 percent of Nevada homeowners owing more than their home is worth. Unfortunately, negative equity does breed delinquency. (Read More: 'Underwater' Mortgages Decline, but Housing Is Still Hurting.)
"As negative equity increases, we see corresponding increases in the number of new problem loans," said Herb Blecher of LPS Applied Analytics. "In Nevada and Florida, two of the states with the highest percentage of underwater borrowers, more than three percent of borrowers who were up to date on their payments are 60 or more days delinquent six months later. This suggests that further home price declines — should they occur — could jeopardize recent improvements."
The Obama administration has focused its latest housing efforts on refinancing, pushing expansions to its existing Home Affordable Refinance Program (HARP), which allows borrowers with loans backed by Fannie Mae and Freddie Mac to refinance to lower rates even if they are deep underwater. (Read More: 'Wind Down' of Fannie, Freddie: 'Positive for Housing'? )
More than 519,000 loans have been refinance under HARP since the beginning of this year, more than all of the HARP refinances done in 2011. The key was a change this year that took away any limits as to how far underwater the borrower could be.
The expansions are in a billsponsored by Senate Democrats Barbara Boxer, D-Calif., and Robert Menendez, D-N.J., which has seen little action of late but was "reintroduced" Monday. The original bill would protect banks against so-called "put-backs" on the refinances. That's when Fannie and Freddie require the lender to buy back a defaulted loan. Currently lenders are only protected on these refis when they are already the ones servicing the loans, so this would make it so that borrowers don't necessarily have to refinance with their existing lender.
The new lender would be protected from put-backs as well. Borrowers complain that when they refinance with their current lender, they are not getting the best rate because some banks have too much demand. The bill would also remove appraisal and up-front fees for borrowers. (Read More: Why Millions of Americans Still Can't Refinance Their Mortgage.)
"This bill is a win-win-win: homeowners will have more money in their pockets, Fannie and Freddie will see fewer foreclosures, and the housing market and economy will be strengthened. That's why the Menendez-Boxer bill has such broad support from industry and consumer groups," said Senator Boxer in a release.
The mortgage industry has secured changes to the bill, including keeping the current June 1, 2009 cut-off date for HARP refinances. The bill had had a provision that put the cut-off date at June, 2010. Other compromises drop penalties against mortgage insurers and second lien holders. There had been discussion of a more complicated compromise designed to get Republicans on board.
"We believe there is talk of including a Qualified Mortgage safe harbor in the Boxer-Menendez HARP expansion bill in order to pick up enough GOP support to get the measure enacted," wrote Jaret Seiberg of Guggenheim Partners. "The safe harbor could require the Consumer Financial Protection Bureau (CFPB) to define mortgages that based on their underwriting terms are deemed to meet the ability to repay requirement in Dodd-Frank (learn more). That there is talk of a QM safe harbor shows how much some Democrats want to get this enacted."
Safe harbor means that a lender would automatically be safe from litigation if they underwrote the loan according to the CFPB's underwriting terms. This as opposed to having to take the case to court and defend why the loan should not be bought back by the lender. Sen. Menendez said that was in fact not in this current version, which he adds would be endorsed by the White House.
"We have engaged with the White House in its official role because we know this is on one of the president's to-do lists," said Menendez on a conference call with reporters.
Industry leaders, however, are already responding to the possibility of more additions to the bill.
"With the revisions that were made and introduced today, we are glad to be able to support the bill to help additional segment of homeowners who had not previously been able to refinance at today's historically low rates," said David Stevens, president and CEO of the Mortgage Bankers Association. "As it pertains to amendments, we will evaluate each one on its own merits. We have certainly supported a safe harbor for the QM rule, and would continue to support that concept, but we also want to be careful about loading up the bill with amendments that could end up hurting its chances for passage."
—By CNBC's Diana Olick
Questions? Comments? firstname.lastname@example.com follow me on Twitter @Diana_Olick


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Carmodys road
Carmodys road is a street located in Camboon, Queensland. In total, there are about 2 houses, condos, apartments or land on the street of Carmodys road. Note that housenode is a real estate database based on public data, for listings of properties for sale please refer to your local realtor in Camboon.
- Self-governing territories
- Australia
- Regions
- Queensland
- City
- Camboon
- Street
- Carmodys road
- Latitude
- -25.1702995300293
- Longitude
- 150.304992675781
Real estates on Carmodys road
You can find Carmodys road together with 2 other real estate properties on Carmodys road in Camboon. Sometimes we have access to extended information about the residence, such as operating costs, charges, postal code and output prices at previous sales. This information is or has been the audience at the previous sale of the residence, however, such information may be outdated or incorrect so see it more as an indication. The value is based on previous starting price and sale price in the area.
Carmodys road 1104
Carmodys road 1265


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Elin Nordegren, her ex-husband Tiger Woods and his new girlfriend Lindsey Vonn are one big happy family.
A day after news broke that Vonn would never marry the golfer, Page Six is reporting that his former wife is really fond of his new girlfriend.
"[Nordegren] really likes Lindsey and thinks she is a very good influence on Tiger," a source told the new site.
The 33-year-old model was married to Woods from 2004 to 2010. She famously divorced him after news broke that the golfer had multiple affairs while married to her. The couple has two children together, Sam Alexis Woods, 6, and Charlie Axel Woods, 4.
According to the source, Nordegren thinks Woods "seems happy with Lindsey, and she gets on well with their children."
After receiving a $100 million divorce settlement from Woods, the Swedish beauty has been linked to coal-mining entrepreneur Chris Cline.


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DUBLIN, Ohio, February 15, 2012. OCLC Research and the Association for Library and Information Science Education (ALISE) have awarded research grants to Abdulhussain Mahdi and Arash Joorabchi of the University of Limerick, Laura Saunders and Mary Wilkins Jordan of Simmons College, and Carolyn Hank of McGill University and Cassidy Sugimoto of Indiana University Bloomington. The awards were presented January 19 at the ALISE 2012 Annual Conference Awards Reception in Dallas, Texas.
- Abdulhussain Mahdi, Ph.D., and Arash Joorabchi, Ph.D., of the Department of Electronic and Computer Engineering at the University of Limerick, will investigate the development of a new trend of Automatic Text Classification (ATC) systems, in the project, "A New Unsupervised Approach to Automatic Topical Indexing of Scientific Documents According to Library Controlled Vocabularies." The goal of the research is to allow practitioners to develop effective ATC systems for scientific digital libraries, without encountering the obstacles associated with the machine learning-based approach.
- Laura Saunders, Ph.D., and Mary Wilkins Jordan, Ph.D., of Simmons College Graduate School of Library and Information Science, will examine the day-to-day responsibilities and job duties of practicing academic reference librarians to obtain their perspective on which competencies and abilities are most important to reference librarians in the field. The project, "Reference Competencies from the Practitioner's Perspective: An International Comparison," includes investigators from Turkey, Australia, New Zealand, France, Greece, the United Kingdom, the Netherlands and more.
- Carolyn Hank, Ph.D., of the School of Information Studies at McGill University, and Cassidy Sugimoto, Ph.D., of the School of Library and Information Science at Indiana University Bloomington, will perform an internal examination in the project, "The Biblioblogosphere: A Comparison of Communication and Preservation Perceptions and Practices between Blogging LIS Scholar-Practitioners and LIS Scholar-Researchers." The research will focus on perceptions, preferences and practices as they relate to one particular unit of communication—personal biblioblogs.
OCLC/ALISE Library and Information Science Research Grants support research that advances librarianship and information science, promotes independent research to help librarians integrate new technologies into areas of traditional competence, and contributes to a better understanding of the library environment. Full-time academic faculty (or the equivalent) in schools of library and information science worldwide are eligible to apply for grants of up to $15,000. Proposals are evaluated by a panel selected by OCLC and ALISE. Supported projects are expected to be conducted within approximately one year from the date of the award and, as a condition of the grant, researchers must furnish a final project report at the end of the grant period.
More information about the OCLC/ALISE Library and Information Science Research Grant Program can be found at www.oclc.org/research/grants/. A list of previous grant recipients is at www.oclc.org/research/grants/awarded.htm.
About ALISE
ALISE (Association for Library and Information Science Education) is a non-profit organization that serves as the intellectual home of university faculty in graduate programs in library and information science in North America. Its mission is to promote excellence in research, teaching, and service and to provide an understanding of the values and ethos of library and information science. ALISE serves 500 individual members and more than 60 institutional members, primarily in the United States and Canada. For more, visit www.alise.org.
About OCLC
Founded in 1967, OCLC is a nonprofit, membership, computer library service and research organization dedicated to the public purposes of furthering access to the world's information and reducing library costs. More than 72,000 libraries in 170 countries have used OCLC services to locate, acquire, catalog, lend, preserve and manage library materials. Researchers, students, faculty, scholars, professional librarians and other information seekers use OCLC services to obtain bibliographic, abstract and full-text information when and where they need it. OCLC and its member libraries cooperatively produce and maintain WorldCat, the world's largest online database for discovery of library resources. Search WorldCat on the Web at www.worldcat.org. For more information, visit www.oclc.org.
OCLC Research is one of the world's leading centers devoted exclusively to the challenges facing libraries in a rapidly changing information environment. It works with the community to collaboratively identify problems and opportunities, prototype and test solutions, and share findings through publications, presentations and professional interactions. For more, visit www.oclc.org/research.


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LITTLE ROCK, Ark. (AP) — Former Arkansas Treasurer Martha Shoffner admitted Friday that she accepted $36,000 from a broker who did business with the state, but a federal judge rejected her attempt to plead guilty to a crime because she denied allegations that she intentionally steered business to the broker's firm.
In an impromptu hearing, Shoffner acknowledged taking a series of $6,000 cash payments — at times delivered in a pie box — from a broker who is cooperating with federal investigators. She told U.S. District Judge Leon Holmes, however, that she didn't deliberately direct an increasing share of the state's bond business to the broker.
Shoffner, 68, faced charges of attempt and conspiracy to commit extortion under color of official right under the Hobbs Act, a federal law often used to prosecute public officials for accepting bribes. Those charges carry maximum penalties of 20 years in prison and up to a $250,000 fine.
She was set to plead guilty Friday to a similar charge until Holmes asked her what she had done.
"There were just some questions asked that I had problems with. I'm just so sorry this is all happening," Shoffner told reporters after the hearing. "I want to tell the people of Arkansas that I apologize. But there were some questions asked that I wasn't comfortable with."
When Holmes asked Shoffner if she accepted payments from the broker, she responded: "Yes, but it was offered. I didn't demand it." Shoffner also told the judge the payments were not related to her decisions as treasurer.
Under plea bargains, defendants are required to admit key elements of crimes. Holmes cautioned Shoffner to be truthful.
"Before I would accept it, I would have to know you're admitting to all of the elements the government would have to prove in order to convict you," Holmes told Shoffner. "I believe one of those elements is that you intended to be influenced by this money, that it had something to do with the decisions you were making as treasurer. If you deny that, which you have now under oath, then I cannot accept your guilty plea."
Prosecutors had said after her May 18 arrest that Shoffner steered more business to the broker because of the payments the ex-treasurer received.
After the hearing, U.S. Attorney Chris Thyer said he was surprised the plea deal fell through. Thyer said he will seek an indictment against the former treasurer with additional charges.
"At one level I'm certainly disappointed the plea didn't go through because I certainly anticipated that it would," Thyer said. "On another level, I'm not disappointed. I truly believe that everyone is entitled to a trial. If that's what this case calls for, that's what we intend to do and that's have a trial."
Shoffner's attorney, Chuck Banks, also said he didn't expect the plea to fall apart.
"I know she's very embarrassed about all this, but this is an opportunity for her to continue to exercise her constitutional right to test the proof," Banks said.
An FBI affidavit filed in federal court alleges that a broker — unidentified in court documents — would roll up cash in $6,000 increments and have it delivered to Shoffner's office every six months. At least two of the payments were delivered in a pie box with a pie. The broker "recognized his/her bond business with the state grew because of the payments," the affidavit said.
The payments were made after Shoffner asked the broker for $1,000 a month to pay her rent in Little Rock, according to the affidavit. The document said the broker was granted immunity in exchange for his or her cooperation.
Legislative auditors last year questioned Shoffner's selling of bonds before they matured, a practice that they said cost the state more than $434,000 worth of earnings.
Shoffner was arrested at her home in Newport after the broker agreed to record the meeting and bring $6,000 in a pie box, according to the affidavit. FBI agents executed a search warrant and found the cash inside a cigarette package in Shoffner's kitchen. Shoffner admitted that she accepted the payments from the broker, the FBI said in its affidavit.
Shoffner, a Democrat, was first elected treasurer in 2006 and won a second term in 2010. Facing pressure from fellow Democrats as well as Republicans who threatened impeachment proceedings if she didn't resign, Shoffner stepped down last week.
Beebe on Wednesday appointed former Legislative Auditor Charles Robinson to serve the remainder of Shoffner's term, which ends in January 2015. Robinson is barred from running for the post next year since he was appointed to it.


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An overhaul of Indiana's criminal sentencing laws aimed at sending fewer nonviolent offenders to prison has been approved by the Legislature.
The Senate voted 34-15 on Friday in favor of the bill that the House approved Thursday.
Provisions of the bill would require most felons to serve at least 75 percent of their sentences. Current law allows most inmates with good behavior in prison to be released after serving half their sentence time.
The overhaul includes many penalty changes for many property and drug offenses, directing many convicted of those crimes to work release and other local programs. The changes won't take effect until July 2014 and supporters say they expect the Legislature will make adjustments next year.
The bill now goes to Gov. Mike Pence for consideration.


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andyaltig wrote:Hi everyone! This post is for all the infertile couples on this forum. Guys, please don't get disappointed in life. I know infertility and related problems give us a really hard time. The period is very painful. Even TTC sucks. So, IVF and Surrogacy - the only options, right? However, I must tell you that IVF is not a first-time success... So, please don't get misguided. Think this through when you go for IVF. I want you all to take a note that some couples can get lucky first time, but that is not the case with everyone. You should give IVF at least 3 tries before thinking of it as a waste of time. I also understand that this could not be possible for everyone because the treatments are very expensive. However, IVF is not the only option. Remember? We have another option that I am personally a fan of. That is surrogacy. With surrogacy, the success rate is very high. So, the subject matter of this post is that saying you can never become a parent just doesn't seem right. We now have the options that earlier generations didn't... Surrogacy. Best of luck. Stay blessed!
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