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"Company's Coming" – Understanding Your Legal Liability to Guests
When a guest steps aboard, the typical boat owner is more likely to be thinking more about having lunch or getting underway than worrying about his legal duties and responsibilities as "Master" of the vessel. But if that guest were to stumble and be injured, you can bet the boat owner would quickly ponder what, if anything, could have been done to have prevented the injury and, heaven forbid, whether he might be liable.
The question of liability is both simple and complex, steeped in more than 3,000 years of maritime legal principles dating back to the Phoenicians. Admiralty law, like land-based legal concepts, starts with the premise that a property owner owes his invited guest a duty to exercise ordinary or reasonable care for the safety of the guest.
Deciding just what constitutes reasonable care can be especially complicated on a boat, which is bobbing, slippery and filled with obstructions. It has a great deal to do with the experience of the boat owner and the boating experience of the passenger and whether the boat owner had or should have had knowledge or notice of some dangerous condition. Additionally, it may depend on whether the owner knew or should have known his guest was unaware of or unfamiliar with the condition.
The duty to exercise reasonable care is rooted in the duty to provide a reasonably safe boat for the invited guest. This does not require that the boat be accident proof. Under the law, the applicable standard of care requires the boat owner to provide a boat that is reasonably safe, not one that is absolutely safe.
A guest also has some responsibility - a duty to exercise care for his or her own safety. A guest cannot simply walk blindly about the boat. But reasonable care does mean that you may be held accountable if you fail to warn a guest, for example, about a ladder you know is unstable.
Claim #923822A: The skipper invited a female acquaintance to come by and inspect the aging sport fisherman he'd been fixing up for two years. Like most boats that are being restored from the keel up, the old boat was loaded with half-finished projects - wiring, cabinetry, engines, etc. The woman arrived while he was in the engine room puttering with the wiring. After a quick "yoo-hoo," she started down into the main saloon but fell when the ladder slipped out from an unsecured fitting. She wound up in the engine compartment only a few inches from the skipper. The woman's injuries were neither serious nor permanent, but the skipper knew of the hazard and failed to warn his guest, which meant that he may well have been liable if the case had gone to court.
What about a clearly visible hazard such as an uncovered hatch? The law call this "open and obvious" danger, but courts have had trouble agreeing on whether you have to give someone a warning in the face of such a known risk. Some judges have ruled that the duty to warn is not imposed when you have an open and obvious condition since, under a standard of reasonable care, everyone is equally able to see the hazard. Other courts, however, have ruled that your invited guest may not appreciate the risk of what you believe is a readily apparent danger. Even more to the point, however, is the practical reality of ever-increasing numbers of lawsuits. Not only are lawsuits expensive, they are time consuming and take a tremendous emotional toll. Whatever legal comfort you might get in thinking that the danger is obvious, the reality is that the situation in the legal world today instructs you should always err on the side of giving a warning.
As an experienced skipper you know that a boat can pitch suddenly when it goes through a wake or comes about. You know to hang on until the boat is steady again. But these situations may be new and hazardous to a guest.
Claim #9306461A: A guest aboard a 27' cruiser was stepping onto the dock when, he claims, the boat rocked slightly causing him to fall and fracture his wrist. The boat owner had been friends with the man for years and was not prepared for what happened next.
The injured man got an attorney who filed suit, claiming the skipper had,"failed to secure the boat adequately to prevent excessive rocking." Further, the attorney says the defendant (skipper), "failed to provide his passengers with a proper and safe way to exit the boat, instruct them in this method and see that they received any assistance they might need. " Finally, the man had been drinking, a fact that has the potential to muddle any lawsuit.
After years of litigation and depositions the men were no longer friends.The boat owner felt he did nothing wrong, and while he had adequate insurance coverage, the claim had taken an emotional toll . The jury awarded the guest $37,500. They found that the injured guest had been 40% comparatively negligent. The boat owner was found to be 60% at fault and his policy paid the $22,500 on his behalf. An additional $16,784 was paid to the attorney who defended the case. After the plaintiff's attorney was paid his portion and the health insurance carrier's lien was paid, the plaintiff received $8,500.
Clearly then, as skipper, you have the responsibility to warn an unsuspecting guest when you are aware of a hazardous situation on your boat. Further, you have a responsibility to warn guests about possible risks that are unrelated to your boat, but which are all around you: passing boat wakes, severe weather, tidal changes, etc. And, even if you are unaware of a loose railing, wobbly step, etc. or you don't see an approaching boat wake, you may still be liable for any injuries that result.
Remember then, the next time you welcome someone aboard, that an injury is more likely than ever to result in a lawsuit that, win or lose, could cost a fortune. When you also consider the many months of lost time and emotional strain you would live with, it might be wise to remember what a philosopher once said: "Be bold with your caution."


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I have to write a read method for a quadratic class where a quadratic is entered in the form ax^2 + bx + c. The description for the class is this:
Add a read method that asks the user for an equation in standard format and set the three instance variables correctly. (So if the user types 3x^2 - x, you set the instance variables to 3, -1, and 0). This will require string processing you have done before. Display the actual equation entered as is and properly labeled as expected output.
I was able to do the ax^2 part by using string manipulation and if else statements. But I am not sure how to do the bx and c parts of the equation because of the sign that could be in front of bx and c. Here is how I did the ax^2 part of the method.
public void read() { Scanner keyboard = new Scanner(System.in); System.out.println("Please enter a quadratic equation in standard format."); String formula = keyboard.next(); String a = formula.substring(0, formula.indexOf("x^2")); int a2 = Integer.parseInt(a); if (a2 == 0) { System.out.println("a = 0"); } else if (a2 == 1) { System.out.println("a = 1"); } else { System.out.println("a = " + a2); } }
Feel free to make edits and write new code for the method.
Any help would be greatly appreciated.

subset: commoncrawl


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The Dallas Mavericks (minus Delonte West) are getting the NBA Champions' treatment at the White House today, which for coach Rick Carlisle means a chance to tickle the ivories.
Of greater interest, though, is this group shot in which Mavs owner Mark Cuban is seen wearing the requisite business suit appropriate to such a formal occasion. Why is this at all interesting? Because Cuban doesn't wear suits, and a photo of him even sporting a tie is of such mythic proportions it's like spotting Bigfoot.
Cuban decreed in 2007 he'd never again wear a suit except for weddings and funerals, though he's been reluctantly clad in one for a handful of court appearances. It seems like a White House visit would be a good opportunity for Cuban to spread his business-casual gospel, and he wouldn't even be the first visitor to draw attention for informal garb there.
Regardless, enjoy this shot of Cuban in a suit—there's no way of predicting when we'll see the next one. [@NBA]


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Find Our Latest Video Reviews on YouTube!
If you want to stay on top of all of our video reviews of the latest tech, be sure to check out and subscribe to the Gear Live YouTube channel, hosted by Andru Edwards! It's free!
Malaysian Boy Writes App for Sisters
Posted by Sheila Franklin Categories: Games, Free Apps,
Nine year-old Lim Ding Wen has created a painting application for the iPhone. He wrote Doodle Kids for his two younger sisters. The free app allows users to fingerpaint on the touchscreen and clear it by shaking. The Malaysian boy is already fluent in six programming languages, having learned to use a computer when he was only two. We guess it didn't hurt that his father, Lim Thye Chean, also writes applications. Altogether he has made over 20 projects, his next being a sci-fi game dubbed Invader Wars.
Read More | BBC
BMW Mini Liquid Assets
Posted by Sheila Franklin Categories: Games, Videos, Free Apps,
Mini Financial Services has launched a new iPhone and iPod touch game dubbed MINI Liquid Assets. This is based on the retro water-filled handheld games where you pushed a button to get one object to hit another. Based on an exhibit originally designed for dealers, you shoot nickels into the Mini-Es to keep more assets while in the liquid. (We are guessing that they paid big bucks to develop the clever play on words.) The download is free at the iTunes App Store, but as this is also a commercial, the main menu has a link to your nearest BMW Mini dealer.
Read More | MINI Liquid Assets
Oddage Puzzle Word Game
Posted by Sheila Franklin Categories: Games, $2.99,
If you just can't pass up a good word game, Danilo Campos' Oddage is the one for you. With this app you need to pick out the word that doesn't belong with the other ones. Categories include periodic table elements, county names, spices, Greek gods and trees. There are a total of 900 words in 50 categories, and each game lasts between 60 to 90 seconds. The download is $2.99. We guess this is a perfect application while waiting for the ATM or the idiot in front of you that has more than 10 items in the express lane.
Read More | Oddage
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iKids Play - For Those Long Car Trips
Posted by Sheila Franklin Categories: Games, $2.99,
You get to play with your iPhone or iPod touch apps all the time, so next time you go on an extended trip, instead of hearing "Are we there yet?" pass your brats the phone with one of the iKids Play titles installed. One of the applications has 5 activities that include a coloring book, stories, finger painting, reading/recording aloud and a hidden image game. The company claims that it promotes tactile, listening and motor skills, visual/spatial coordination and color recognition as will as reading. More books will be available later, and for the introductory price of $2.99 at the App Store, it is definitely worth the mini-cost.
iKids Play titles:
Read More | iKids Play Caterpillar's Dream
TapDefense: Free (and fantastic) tower defense game
Posted by Andru Edwards Categories: Games, Reviews, Free Apps,
There are a few tower defense games available in the App Store, but we think we've come across the best in TapDefense. Aside from being a free game, it's really well done. The gameplay progresses in difficulty just as you'd expect it to, and developer LL Group even worked in the iPhone accelerometer into the gameplay - not something you find in your typical tower defense game. One of the towers available is an earthquake tower, and when enemies approach it, you shake your iPhone or iPod touch in order to destroy them. Very nice. In all, you've got 42 levels, six tower types, and seven different enemies to combat. And like we said, it's free.
Read More | TapDefense
Enjoying Tap Tap Dance
Posted by Andru Edwards Categories: Games, Reviews, Tapulous, $4.99,
Just a quick not to let you guys know that we think the new Tap Tap Dance iPhone game is fantastic. Tapulous has put out a couple versions of Tap Tap Revenge already, so we didn't think this one would be that big a deal - we figured same game with different music. Plus, we aren't big fans of dance music anyway. However, this game just works. We love the background visuals (of which there are quite a few), the music actually adds a lot to the game (it features tracks by artists like Daft Punk and the Chemical Brothers.) We also like the whole progression system, where you need to meet certain requirements to unlock some of the more advanced tracks and challenges. Overall, very fun. We recommend it. You can pick up Tap Tap Dance in the App Store.
Read More | Tap Tap Dance
Pass the Pigs iPhone game
Posted by Andru Edwards Categories: Games, App Updates, THQ Wireless, $2.99,
I've always been one who enjoys a good game of Pass the Pigs, and I just gained the knowledge that the game is available in the App Store. It's basically a dice game that uses pigs rather than, you know, actual dice. Depending on how the pigs land, you gain points, lose points, etc. The is put out by THQ, which likely explains why there is also a one-player Story Mode as well. In any event, Pass the Pigs can be found in the App Store for $2.99.
Read More | App Store: Pass the Pigs
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Watch Rabid 'Hunger Games' Fans Get Pranked at a Midnight Screening
If there's one group of people ripe for pranking, it's diehard 'Hunger Games' fans. No one understands this better than comedian Justin Tyler as he trolls rabid fans lined up for the movie's midnight premiere with questions that have intentionally wrong answers. Hilarity (and more than a little superfan frustration) ensues.
Tyler entices each of the fans with the promise of money should they answer correctly, but, needless to say, he doesn't give out a single cent. In fact, he insists that his incorrect answers are right, gets the name of the movie wrong and even argues that one women read the books in the wrong order.
"Do you want to see me cry right now?," asks one exasperated fan. Tyler doesn't respond, but we're willing to bet his answer would have been "yes."
What do you think? Is the prank cruel? Or did the fanboys and fangirls get what they deserved?


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Got some figs in at Walmart. I bought two purple figs trees..They were about 3 foot tall
Got some figs in at Walmart. I bought two purple figs trees..They were about 3 foot tall
How are your old figs doing? The ones you gave me didn't make it, though I put them on life support.
~~~~~~~~~~~~~~~~~~~~~~~~it's all about choices.
Hard winter, i am sure they got froze bck bad..Will wait and see
Wanna know what's interesting about figs? Read this!
First off, a fig is technically not a fruit, but a type of inflorescence known as a spadix. (Big science words, but unavoidable here.) That's a bundle of multiple flowers and seeds sealed away in a bulbous ovoid. (More science words.)In order to get pollen from one of these internal flowers to the next, nature had to devise a creature that felt like boring into the spherical stem and scooting from flower to seed. Enter the fig wasp.
Sergio Jansen Gonzalez (via Phys.org)
Fig wasp queens squeeze through a tiny opening in the fig's ostiole, a sort of vegetable pore. They think they're just there to lay eggs, which they are, but meanwhile they're spreading fig pollen, inadvertently fertilizing the seeds.
It's a one-way trip. Once the queen lays her eggs, she dies inside the pulpy center of the fig. Then the fig digests her body. She becomes one with the fig. When her eggs hatch, the wingless male wasps dig a hole through the fig's lining. The winged females escape to start the whole process over again, but the males spend their entire lives inside the fig, eventually succumbing to the same fate that took their queen.
http://www.urbo.com/content/food-facts-that-will-make-you-look-sideways-at-your-plate?rtg=intelligenceissexy-L159vU¶m4=urbo-fni-fbss-2871-us-de-ocpm¶m5=10154644961866186¶m6=2384277192632 0085
~~~~~~~~~~~~~~~~~~~~~~~~it's all about choices.
My grandmother made the best fig preserves. I remember eating ripe figs off the tree in the summer if the jay birds didn't get them first.
Thanks, Sis!
lots of figs,but hard as a rock might have some if the weather freeze is late
Well peeps, guess what i am eating as i type this, Yep a fig there are a few getting ripe eat two and got three in front of me..Yummmm
Hoping to see you with some figs, but I've moved to a house around the corner from the last place you visited.
~~~~~~~~~~~~~~~~~~~~~~~~it's all about choices.


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Ok, so he did his Audi with an electric motor but what other cars have been done? How much does this cost to do?
Polykup's MCU (main computer unit) controls the electric motor and provides various data readouts and functions:
The claims are quite bold:
- 100% reversible
This means that our work can be completely undone, and the old gasoline drivetrain can be reinstalled. If this was to ever happen, you would never know that a conversion was done.
- Install manual
We provide a detailed manual with every conversion we do. In this manual you will find all the proper fuse ratings, wiring diagrams, part numbers, and much more allowing you to fully service your vehicle on your own.
- CAD designed parts
We engineer all the structural components such as engine mounts, battery boxes, Interior trim through CAD software. We then have these parts precisely milled out based on our designs. This not only means that your vehicle is more optimized with weight savings and structural integrity, but since we retain all these files, new parts for your vehicle are never too far away.
- Everything labeled
Every wire, every cable, every box, every fuse is labeled appropriately. This not only helps us service it faster, but it also allows you to service your vehicle wherever you desire
- Onboard Diagnostics
We install our proprietary MCU (Main Computer Unit) with every conversion we do. This gives you error codes just like any modern vehicle would have. This would make selling your vehicle in the future easier as the new owner can jump right into it just like any other car.
That all sounds great but no pricing is posted and no success stories with any other cars other than the one that belongs to the owner of the company.
This certainly is cool but let's see some more details and some independent results with the product and conversion.


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Foresta: Craig Ryan
In the framebuilding world, I'm one of the new guys. It's a place every framebuilder has to go, a place established builders may hardly remember, and a place you dont want to hang out long. Posting after Mike Zanconato, and before all the others to come, is an honor. Its hard to believe actually. Mike is pure inspiration to me. This is my story; forgive me if I ramble.
The internet has changed framebuilding, especially in how its learned. I am an internet framebuilder. Big statement, but I think there are quite a few of us out there. Good or bad, it comes down to the person doing the building, and I'm hoping I'm one of the good ones. I like to document everything I do in my blog. It may be the teacher in me, but I get a lot of enjoyment sharing. I hope to help others get started with the building process, and set a good example through my work. My message is You can do this, but do it right. Hopefully, someone will read my blog and slow it down, get it right. I wish I knew more people who were following the same path and blogging as they go. I'd enjoy watching. Some of the pro's do it well, but the little guys are harder to find.
I am a teacher, it is how I define myself. I find peace amongst teenagers. As I approach retirement age, it's hard to imagine spending my life any other way. Teaching art has provided many opportunities to me, and is largely responsible for my can do attitude. I developed the curriculum and taught the photography program at our school for 15 years. I was very heavily into the darkroom for my personal work and still have a darkroom in my home. I switched over to drawing and painting when it all started changing and the supplies and cameras weren't quite the same. The last time I used my darkroom was for a large multiyear project I did shooting roadside memorial crosses with a 4x5 pinhole camera on sheet film. I got a couple of shows out of it, and am very proud of my work with it. But that's a whole different story.
I was born in the Fox Valley of Wisconsin along Lake Winnebago, and remember my first Schwinn Collegiate. In high school during the bike boom I moved up to a Gitane Interclub, bought some tools and from that point have done all my own wrenching. An Atala with chrome lugs followed, then a '73 Colnago. While in college at Beloit I rode the roads of Southern Wisconsin with buddies and am proud to have been a part of Zucchini Bike Shop. Back in the day I was one with my Emily K's and riding was my life. In '78 I first envisioned building a frame while living in Oregon. I'd picked up one of the first Trek frames before moving out west, and vividly remember having to stack it on the bottom of the pile whenever we loaded the van for races. I was working in a bike shop and saw a lot of nice west coast builders work, but a lack of money, focus, and opportunity kept framebuilding from happening. Many years went by, until at some point I realized I could do this, and a lifetime of experience with bicycles helped give me the start. Or maybe I had something to prove? Most people don't know I have Rheumatoid Arthritis. It's not good, and it's been a battle I've had to overcome. I have joint damage in my hands and feet, but I work around it and my meds control it. It's just one of those life things we all face sooner or later. If you make it to 55 and its the worst thing youve faced, life is good!
I just did it. I just started building frames. Got some tubes and did it. That is how someone with no personal connections to the bicycle industry starts building frames. It'd be great if we could all say we worked at xyz bicycle company for a number of years; I have a career, and to be honest, this started as an art project. The information is out there if you look, so I made a drawing, got a torch, some files, and prep tools... it went pretty well, so I built more. And now I've built quite a few more, bought more tools and it's going really well. Scary? Maybe, but don't confuse me with one of the guys who took a class, made a web page and hung out his shingle, or gave bikes with no brakes to all his friends for barter, or is going Leonardo inventing a better bicycle. Ive come to realize framebuilding starts with the rider and getting the pieces in the right spots. Good design starts with the intended purpose. I believe there is a right way to do things and its not always apparent until youve done it wrong. I am looking forward to building nice frames, for a long time. The name I put on my bicycles is Foresta. It was totally a whim, and I love it.
I've yet to sell a frame. I haven't felt it's time yet. I've been working hard at getting better, and I am very close. I didn't start building frames to go into business, so until now I've just bided my time, and built. Selling them seems to make sense. After all, how long should I keep cutting up perfectly good frames? My joints are strong, my tubes are straight, my design is improving. Something I've given a lot of thought to, but at any moment am very unsure of. The future will tell. For the time being, my Mission Statement will guide me and I'll keep building.
You don't have to look far to see my mentors, and I'd like to thank them for everything they don't know they've done for me. For a builder like me, learning the way I have, it's the little things that define a difference. There is no doubt I would not be where I am except for the excellent example set by other builders. And perhaps it is for this reason I have been so reluctant to market my work. There is a standard being set, and the bar is very high. I'm a bit competitive, I put a lot of effort into my work, and I want to be one of the best.
Thanks for reading, I welcome your thoughts. Keep in mind I teach all day, so am away from the computer for extended periods.


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Maternity & Nursing Clearance
The June - Molded Seamless Wirefree Nursing Bra | 454
Maternity & Nursing Clearance
The June - Molded Seamless Wirefree Nursing Bra | 454
- product details
- fabric & care
For our moms that prefer wirefree nursing bras, Leading Lady presents our original Molded Seamless Wirefree Nursing Bra so all of our moms could enjoy everyday comfort and breastfeeding ease. With much-loved features like our smooth, lightly padded cups and quick one-hand nursing clasps, this wirefree t-shirt nursing bra will be one of mom's favorite bras period. Leading Lady's seamless nursing bra provides plenty of support and coverage for everyday wear. Whether under a t-shirt or a work blouse, mom can feel confident nursing and maintaining her own routine. Our molded design creates a soft, natural silhouette that also snugly holds nursing pads in place all day. Both new and seasoned moms love Leading Lady's Molded Seamless Wirefree Nursing Bra, because it delivers the perfect amount of support without compromising on style, quality and comfort.
- Seamless styling looks great under clothing
- Molded and lightly padded to fit every curve perfectly
- Inner sling for added support
- Quick, one-handed clasp for easy nursing
Hand wash. Use only non-chlorine bleach when needed. Line dry. Iron as needed using low temperature.
Country of Origin: Imported
I have finally found a comfortable, functional and stylish nursing bra and couldn't be happier! In fact, seeing how well it washes up, I'd love to get a couple more now. I would highly recommend Leading Lady to other nursing mamas. The quality, comfort and style are top notch!"


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Hey Bay Area Craftsters!
Join me for a new set of torch enameling classes at the BABE Show in Oakland.
Classes begin on November 15, 2013!
Get more information here
http://macaroniandglitter.com/classes or click the links below.
Hope to see you in class!
Steven James
Classes, Events & Workshops
Oakland, California - BABE: Bay Area Bead Extravangaza. Join me for ALL NEW enameling classes beginning on November 15th. To register for any of the classes, click the link below.
Friday, November 15th, 2013
Painting with Enamels
Enameled Bubble Components
Saturday, November 16th, 2013
Torch Enameling - Back to the Basics
Textured & Embedded Enamel Designs
Sunday, November 17th, 2013
Enameled Silver Bowl Components
Enameled Yo-Yo Components


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Benedicte Gravrand, Opalesque Geneva:
On Thursday, Switzerland will ratify further agreements to facilitate the automatic exchange of information (AEoI) with several developed countries, including Japan, Canada and South Korea, and an agreement to exchange information with Brazil.
If transparency is increasing in Switzerland, opacity is not disappearing all together, reports Swiss daily Le Temps. There are still areas of non-transparency with various countries, mainly in Africa, Latin America and Asia, whose state structures are often undeveloped, and which remain out of the international economics mainstream. For these countries, the old Swiss banking secrecy system remains unchanged, in theory.
For now, Switzerland has ratified agreements of AEoI with 38 countries (mainly EU countries, some offshore jurisdictions, large OECD countries, and the US via FACTA). Switzerland will be exchanging data with these countries in 2018 in respect of 2017 data.
It also agreed with around 50 countries to exchange banking data and to impose the double tax convention, according to the OECD's article 26, which include some of the 38 countries and others large emerging economies such as China, India, Russia, M......................
To view our full article Click here
Laxman Pai, Opalesque Asia: The aggregate value of venture capital deals for US-based companies reached a new peak of $104bn in 2019.
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In the week ending February 14th 2020, Bloomberg reported that the top 15 hedge fund managers collectively earned $12 billion in 2019, with the top five taking in more than $1 billion each: Chris Hohn, Jim Simons, Ken Griffin, Steve Cohen and Chase Coleman.
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Bailey McCann, Opalesque New York for New Managers: Swedish energy-focused asset manager Proxy P Management AB has more than doubled its AUM in one year as a result of significant outperformance in its long/short re
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Bailey McCann, Opalesque New York: Can you run a portfolio based on joy? Infusive, an asset manager with offices in New York and London, says yes. The firm manages a UCITS fund that invests in products that elicit joy in consumers. According to Infusive, emotionally driven consumption creates ine
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In the week ending January 31th 2020, UBS analysts have argued that this does not indicate waning popularity, despite investors withdrew a net $98 billion from hedge funds in 2019, the largest outflows in three years.
"Don't write off hedge funds just yet," - that's the message from UBS which says
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Hedge funds fees remain under extreme pressure across the industry. This strong trend is driven by declining return expectations from investors, inc
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U.S.-based venture capital and other funds that invest in foreign companies must be careful to avoid the passive foreign investment company (PFIC) rules, which could substantially increase the tax owed on exit for U.S. taxpaying investors. U.S. per
By: Russell Stein, Partridge Snow & Hahn LLP
On Thursday, December 19th, the U.S. Department of Treasury released the long-awaited final Opportunity Zone Treasury Regulations. The Final Regulations and explanatory materials that span 544 pages, are quite extensive and give some needed clarity in
By Donald A. Steinbrugge, CFA - CEO, Agecroft Partners: The CFA Institute has released and circulated the final version of its guidelines to improve performance standards in the hedge fund industry. They will go into effect on January 1, 2020. We strongly support the effort to create and implement p
By: Martin Boyd, president of Capital Market Solutions for FIS
Alternative asset managers are getting serious about embracing technology. Robotic process automation, machine learning and artificial intelligence - innovations I collectively refer to as emerging technology are having a moment in
Venture debt: Is it a loan? Is it equity? Is it an pportunity?
From Forbes: Venture Capital is usually the default option for fast-growth startups looking for a cash injection, thanks to our willingness to take risks in return for equity, and with no need to pay anything back - at least
By Don Steinbrugge, Founder and CEO, Agecroft Partners (firstname.lastname@example.com):
Hedge funds fees remain under extreme pressure across the industry. This strong trend is driven by declining return expectations from investors, inc
Investors track ships, chase rumours to get edge on COVID-19 risks
From Reuters: As investors crunch numbers to determine how the coronavirus will hit China's economy, hedge fund manager Nathaniel Polachek has tied much of his outlook to the fate of a ship anchored near Weihai, China.
Bruce Berkowitz is back!
From Institutional Investor: Famed value investor Bruce Berkowitz has hit hard times over the past decade, with big bets on losers like Eddie Lampert's Sears Holdings. In fact, over the past 10 years, his Fairholme Fund's annualized return is only 4.89 percent -
From Beyond Investing:
When Laurence Fink, chief executive of BlackRock, with nearly US$7 trillion under management, vows to put sustainability at the core of the firm's new investment approach, markets and investors sit up and liste
Featuring : Symphony Financial Partners' Value Realization Fund has returned over 24% p.a. for the last 8 years and is set to continue.Symphony Financial Partners "engaged" deep value Japanese equity strategy has delivered over 24% annualized returns for the past 8 years and in the high teens for over 16 years. And the story goes that they are just getting st...» Watch the video
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Currently: Cash Looking to: Short up to $54.37As of 2/21/20 as of 2:16pm EST: $53.33LAST WEEK: We suggested buying dips in crude to $50.61 with stops on a close below $50.48 and with anupside target of $52.99. No short entries were given.UPDATE: The monthly chart of crude oil is shown here. We believe the upside in crude is over for now and that traders should position themselves and brace for a sharp decline towards the $37.86 or $29.37 levels. We believe any upside in crude will be limited to $54.37 and that any test of that level should be sold / shorted.We would be selling longs / starting shorts at or near $54.37 with stops honored on a close above $55 andwith a downside target for covering of $37.86. We would stay away from longs in crude until downside targets are approached / tested.
Currently: Cash Looking to: Short up to $54.37
As of 2/21/20 as of 2:16pm EST: $53.33
LAST WEEK: We suggested buying dips in crude to $50.61 with stops on a close below $50.48 and with anupside target of $52.99. No short entries were given.
UPDATE: The monthly chart of crude oil is shown here. We believe the upside in crude is over for now and that traders should position themselves and brace for a sharp decline towards the $37.86 or $29.37 levels. We believe any upside in crude will be limited to $54.37 and that any test of that level should be sold / shorted.
We would be selling longs / starting shorts at or near $54.37 with stops honored on a close above $55 andwith a downside target for covering of $37.86. We would stay away from longs in crude until downside targets are approached / tested.


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Hello. I am trying to add to a math game (Visual C++, MFC, dialog based app) that I have developed for my daughter. Trying to make it a little more graphics based, and thus, more entertaining for her. I am having a problem. I made a simple bitmap icon in the resource editor. I have associated the picture box with the bitmap icon (under picture box properties (IDC_ANSWERICON in my program, "image" property is set to corresponding bitmap). When the program starts, the idea is to hide the picture box with the following code:
this -> GetDlgItem (IDC_ANSWERICON) -> ShowWindow (SW_HIDE); // this part works
When she correctly answers the math problem, I un-hide the picture box:
this -> GetDlgItem (IDC_ANSWERICON) -> ShowWindow (SW_SHOW); // this part does NOT work
UpdateData (FALSE); // Update the dialog
wait (2); // wait 2 seconds to allow user time to see icon
Then I hide the icon again. However, the icon never appears. Additionally I have a message box that I want to phase out. Oddly enough, if I leave the code in for the message box, the icon appears. I'm not sure what I am doing wrong. I want to take out the message box because it covers up the icon and is wholly unnecessary at this point in my daughter's educational development.
Hopefully I have included enough information in my posting. If not, please let me know. I have taken college courses in C++, but I am pretty new at Visual C++- so take it easy on me. If there is a better way to do this, I would like to know but keep in mind I am a newbie and may need it broken down a little. Thanks for all of your help. It is greatly appreciated!


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Princess Catherine's first baby ball
It's the Tusk Trust gala in London tonight. It's Katy Cambridge's first ball since the arrival of Prince George. We make big ass deals out of these things. And?
Jenny Packham.
Post-pregnancy then is no different from pre-pregnancy.
Not surprisingly, I hate this dress. Loathe. It's a dress for people with no style. It's a dress designed to NOT offend. How hard is this dress? You could have imagined this dress, no problem. Anyone could have imagined this dress, no problem.
You could say that Kate can't, in her position, afford to be too fashion forward. I don't disagree. But I'm not saying she has to be Tilda Swinton. She can live somewhere between where she is now and Tilda Swinton, can't she?
The reason she doesn't has nothing to do with her title. The reason she doesn't is because she's a Middleton. Bad style runs in her family.
Danny E. Martindale /LEON NEAL / PETER NICHOLLS /Getty Images


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How To Stop Your Dog Jumping
General Dog Training
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Who Is Daniel Stevens?
Dog Training Books
Dealing With A Whining Dog
How To Stop Your Dog Jumping
Dog Aggression
Dog Biting
Stop Dog Chewing
Stop Digging Advice
How to Stop a Dog Barking
This is either an incorrect link, or this page is no longer available.
On the site you will find indepth articles and reviews of dog training products that we have researched and trialled. Dog Obedience Advice is run by Colin Pederson, a self-confessed "dog man" residing in California with his wife and black Lab Casey.
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Waves Of Life December 11 2018
SHOW DESCRIPTION: Jeerawat is a cheerful, hardworking woman, who is a famous model and actress. Her mother, married a smarmy but rich man, who secretly lusts after his stepdaughter. After he attempts to drug Jeerawat, she manages to escape by driving away. Unfortunately, she hits a young woman in the road, who later dies at the hospital.


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Welcome to Sepia Scenes again this week my friends! I have 3 photos for you: they are from the community in which my SIL lives.
Again I did some photo-editing using Curves in Adobe Photoshop 7.
A little bit of fencing.
Next week I'll select a few of your photos to show off on this blog. Go over to Ruby Tuesday to see what I did last week over there.
Okay people so sign Mr. Linky and leave a comment!
Happy Canada Day to our Canadian Friends!!


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By now, all seven of you longtime readers know that DPaul is quite the dab hand at pizza. It's become a go-to item for semi-spontaneous meals, whether by ourselves or with others. The dough recipe makes four rounds, which can easily feed four or even five people, more if you're supplementing with salad, appetizers or dessert.
When we have just one guest, then, three rounds more than fits the bill, leaving one ball of dough to spare. The dough does freeze rather beautifully, in a vacu-sealed bag with a drizzle of oil in it, but what's the use of one pizza's worth of frozen dough? Besides, you always end up with surplus toppings.
This dough happens to hold up well in the fridge, stretched into a round and pre-topped for a "take-and-bake" application. In our case, we're not taking it anywhere, just setting ourselves up for an easy breakfast. Or, as we call it, wake and bake.
What are you snickering about?
Just stretch the dough out (tip: do this on a piece of parchment for easier handling), drizzle with a bit of oil, and sprinkle on your leftover toppings -- in our case, seared pattypan squash, browned guanciale, and wilted onions. Place in the fridge, lightly covered with plastic wrap, and leave overnight. In the morning, remove the dough and let come to room temp while the oven heats up. Just before putting it in the oven, add the cheese of your choice (we like to use a vegetable peeler to shave strips of mozzarella). A few minutes before pulling the pizza from the oven, crack and egg or two on top. A flourish of balsamic, some dollops of hot sauce. Tell me it's not the best breakfast ever. Dude.


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Chris Metzen and Alex Afrasiabi are about to begin the WoW Lore & Quests panel at 5:30pm.
Liveblog begins after the jump.
BlizzCon Day 2 WoW Lore and Quests panel liveblog
Sponsored Links
We are waiting for it to begin.
Chris Metzen: What up BlizzCon!
Alex is the lead quest designer.
Questions that aren't answered today will be posted on their website (or here!).
Chris: Northrend is a natural location for the expansion.
Quick Wrap up on TBC
Pros and retCons
It held together pretty well. "My lazy ass is level 68 so I'm still questing through it."
There were a lot of high concept elements -- not standard fantasy fare.
Reason: building Azeroth for a while and while we had a lot of things not seen in a fantasy world. With Outland, we wanted to push the boundaries a little bit.
Wanted to show where the orcs have come from.
The Burning Legion: Is this the end?
We didn't get to all of the legion content we wanted to and more legion content patches will be forthcoming.
Still parts of Outland that will still take shape. The Legion plotline is not done yet.
Why are we going to Northrend?
This is the land where Arthas went to fight and lost his soul and become the Lich King.
We don't have the details, but there will be an inciting event before this goes live.
Arthas will be seen on the move and will tip his hat and badger the Horde and the Alliance and stir things up. So the Horde and the Alliance will send people to deal with the Scourge Problem.
Old scars only serve as a reminder.
They want to create more of a conflict between Alliance and Horde in Northrend. It will escalate. It will be front and center.
Heroes: Old and new
Garrosh Hellscream and Sylvanas
Highlord Bolvar Fordragon and Brann Bronzebeard
Tirion Fordring and the Order of the Silver Hand
Garrosh Hellscream -- storyline -- knew his dad as a monster. A lot of the questline is trying to convince him that his dad was a hero. You redeem him. As we move on to the next chapter, he will emerge as one of the heroes of Northrend.
Garrosh leads the expedition to Northrend, but he ends up being more aggressive than Thrall would wish.
Lady Sylvanas, she sure does hate Arthas. And she's had her apothecaries creating a designer plague destroy the Scourge.
They will be testing out their new plague across Northrend.
The Forsaken will be getting new architecture.
First time we'll see Brann in WoW but will be a huge part of the alliance campaign in Northrend.
When we last left Tirion, he was mourning his son. We think this is the perfect place to unleash Tirion. We might be hitting on something called the Ashbringer as well within this story arc. (applause)
We gotta get Brann into the game and leverage him into the endgame content.
One of the big overarching themes is the dwarves discovering the origin of life on Azeroth. That storyline will come full circle. Brann will be critical to uncovering the real truth of Azeroth.
New Allies and Enemies
Taunka - ancient offshoot of the Tauren who live in Northrend and have been there for a long time. More like buffalo. Both very spiritual, but where Tauren are very down to earth and they live in tranquil Mulgore. Taunka must subdue the elements and dominate the North Wind. They are anti-rangers. Ultimate survivalists. Ultimate trackers. Not communing with the land, but bullying it again.
They will have different philosophies from the Tauren.
Tuskarr - A fun race. They were a joke when designing Frozen Throne. It really took off. It terms of Northrend, there are so many brutal, evil cultures. The Tuskarr serve as a relief. They pick up their villages and travel nomadically along the coastlines. There are a number of Easter Island like carvings that track their travel paths.
There is probably one ill tempered tribe.
Iron Dwarves are a new critical lynchpin in the tale of the origin of Azeroth. Magical sygils carved into their bodies. Iron black skin. Pretty ill tempered. Not pretty nice. There will be a mystery to be uncovered in the quests.
Vrykul - New race in the Howling Fjord. Giant dark vampyric vikings from hell... We gotta have giant vikings!
They are one of the ancient races of Northrend that we haven't spoken of before... because we hadn't made them up before. (laughter)
They have woken up and are retaking their ancestral lands. I'm a big Thor fan, so here it is.
They will also tie into the big Titan creation myth. There are a lot of really cool surprises about over who they are and who they begot!
Initial questing will introduce you to all of these races and more.
The Lich King
Inside his mind: Genius or madman?
Chris goes over the story of Arthas. He was worn down from his fight vs. the scourge and he lost his morals and merged his spirit with the Lich King. He serves as the main villain of the expansion.
In TBC, Illidan is the main villain, but at the end of the day, how much did you really get about who he is and why bring him down.
In Northrend, we want to make the villains feel more relevant and make the situations where you meet them and wear them down to be more compelling.
Relative to Arthas's experience, he was his greatest rival's greatest weapon. He was the hammer that dropped. It wasn't the army of the Scourge that made it happen, it was the big hero that made it happen.
(cheering in background for another event) Let's here you guys roar. (roaring) Take that yo!
Arthas precipitated this whole thing. But using you guys against your own cities is pretty funny.
It remains to be seen how that will plan out.
Jeff Kaplan touched on this in the dungeon/raid panel. We think the players want to interact want to interact with the key NPCs and elements of the expansion.
So you will be able to interact with Arthas as early as level 70. We also want to cut up the expansion in acts.
A lot of big themes and stories. They will originate and conclude in an act and lead to the ultimate conclusion in battling Arthas. Every player, raider, grouper, soloer will ultimately determine whether he is defeated or whether he takes over.
No details yet or not finished it, but you may see visions of him trying to taunt you. He gets under your skin. By the time you dispense personal justice on this guy, you have a real feeling about it.
Question: Will we kill Arthas? The lich king is an enemy, so probably not kill him. But Arthas, probably.
Frostmourne (cheers)
still working on details
We had the idea that the owner of Frostmourne will become the new Lich King, but you can see the problems with that...
Screenshot of Private Ownusohard dwarf or gnome Lich King.
I am the lich king lol
Lots of laughter.
Uldaman -- suggested there is an Uldoom. We are talking about Uldoom we are absolutely adding Ulduour. A titan city in the far north.
Endzone dungeon: a lot of this Titan stuff goes on.
The Titans may or may not be sending their harbingers, so we will have to see. We cannot confirm or deny...
Imagine them coming back... Crystal Spaceships!
Titans for dinner again? but mom...
Malygos and the waqr against magic. This world must be purified!
Malygos's realm is magic itself.
He was crippled and his mind never recovered from Deathwing's attack. As a result, the Blue Dragonflight hasn't done much lately.
The netherdragon physiology is healing Malygos. His power and his will has become very focused and he is looking around with his ancient eyes -- he sees -- a lot of mages running around.
Malygos is no joke and his minions are pretty powerful.
(repeating an audience member's yells) Bring it on you big blue bitch, right? (applause)
The red dragonflight will stand up and defend us against him. We will get empowered as players by their leader.
The remnants of the Kirin Tor has been crafting a crazy spell. Now they are ripping out Dalaran out of the ground, sending it over Northrend to act as the center.
Leading the Kirin Tor, Rhonin, will feature prominently.
This plan for Dalaran has been around for years.
Nerubians and the old gods, B.F.F.
Ajol Nerub, the ancient spider kingdom in Warcraft 3. It was a really prolific kingdom and has existed for eons.
Chris is going over their origin quickly.
The Akiri worshipped the old gods. After the old gods got punked down, the Akiri got splintered.
I probably didn't need to go into all that, but I figured what the hell. (applause)
As the Lich King first started to setup in Northrend, he found the nerubians and systematically destroyed them and turned them into the crypt lords.
One of our jobs as adventurers is to explore Ajol;Nerub to see what is there. We will find something bigger and ancient and... ok it's obviously one of the old gods. Ok, we've already let that out of the bag. (laughter)
Q: Garona Halforcen
A: Would like to try to make her significant. She is a very cool character and would like to try to bring her back in and make her a den mother of the orcish race. Just an opinion, not sold to the boys yet, but it would be cool to find Thrall a mate one day ... (laughter). I mean, he's gotta have sons, right? That's my thinking but we'll see how that pans out.
Q: Warcraft 2; Will we run into Turalyon and Alleria?
A: They are still MIA. They had planned to bring them into TBC, but they are not in yet. The intention or want is to reveal what has happened to those two critical characters.
Q: Interaction with the gamelore with the movie? true to the game vs. inaccessible to the public. How canonic will it be and will there be an affect in the game?
A: Don't want to say too much about it, the way we are doing the movie, it is by necessity a little more like Xmen or Batman Begins. Such a massive continuity, what's the right story or jumping in point? A little hard to define. It's not a static game, which makes it even harder. We wanted to construct a story that was a perfect jumping off point which hits the main themes. It all comes down to orcs and humans and how they can't get along. I can't tell you what this is, but when we come out with it you'll be like OOHHH right right right!! It will be all that you know. As true to the characters and themes as much as possible, but it is inevitable that it be pushed and pulled on things. For comic fans, it will be the Ultimate version of Warcraft. The continuity will be a little broken, but you will see why and think it is absolutely the right call.
Q: How will the death knights fit into the Alliance, when they were primarily horde.
A: Still deliberating. Warcraft II death knights were on the Horde side. In Warcraft III, it was a number of paladins who succumbed to despair and fear. Arthas never died. Are death knights really dead and do their powers reflect Warcraft III? How can they be let into the factions? They are similar to warlocks, so they are a necessary evil. Creatures who can fight fire with fire. Not set in stone, but imagine they have gone through death knight academy and in the graduation ceremony, you've got all your powers and taking all your tests, and you decide you're just not with these guys. A Robin Hood element. Much like the Forsaken. The death knights will have to make their own choice as to who they will serve and how they will use their powers. Not finalized, but this is what is discussing.
Q: Emerald Nightmare, what's the deal?
A: We will likely not see a result in this expansion, but there is a major upcoming event... there are a lot of events that may have common ties. It is definitely a plotline that will be explored at a later date.
Q: Fight against Arthas? Like Illidan? with the help from others.
A: That sounds pretty cool. We haven't talked about it but it sounds great. That guy right there just got you help during the encounter! (cheer)
Q: Arthas had an older sister, will she come into play.
A: No plans, but will follow up and see if she is interesting enough.
Chris: For the Horde!
Thank you for joining us! This is the last liveblog for the day. The concert will be starting soon and there will still be updates.


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Liz and Colin signing the ketubah
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Make the most of the EBParks online calendar. By default, all of the Parks & Trails pages and Activities checkboxes are selected to display everything going on in the parks for the current week. You can 'select all', unselect or "clear all" the Parks & Trails pages and Activities checkboxes to filter the display of what events are available for Today, This Week or This Month. You can also use the search box and the Browse by Date options to further filter your results. Visit Parks by City to cross-reference.
Date Range


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We accomplish that through exploration of your brand's potential — then deliver insight, clarity, and the tools to distinguish your brand as "better and different" than your competitors with:
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Man loses part of arm in Granby sawmill incident
A man who was cleaning a conveyer belt at the Ranch Creek Ranch Sawmill, located on Highway 125 in Granby, got his arm stuck in the belt after a coworker turned on the machine.
The call was received by the Grand County Sheriff's Office Dispatch Center at 8:26 a.m. on Tuesday, May 7. The man was transported to Saint Anthony's Hospital in Denver where surgeons were able to reconstruct the arteries in his elbow, which saved the majority of the man's arm, according to Sam Conger, a friend of the victim who accompanied him to the Denver hospital. His arm was amputated between the elbow and wrist.
"He is lucky he has any of his arm left," Conger said.
Conger reported on Wednesday the man is currently in the Intensive Care Unit at Saint Anthony's Hospital and is coherent and physically fine other than suffering trauma from the incident.
A representative of the sawmill chose not to respond to questions on Thursday, citing the incident is still under investigation.
Reid Tulley can be reached at 970-887-3334
Start a dialogue, stay on topic and be civil.
If you don't follow the rules, your comment may be deleted.


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PHILADELPHIA — The iconic Liberty Bell's latter-day twin, bestowed to the city as a bicentennial gift from Britain, was removed from its hulking tower at a defunct visitors center on Thursday and placed in storage.
The Bicentennial Bell was cast in the same British foundry as the original, a symbol of the U.S. as familiar as the Stars and Stripes, and had been presented to Philadelphia by Queen Elizabeth II to commemorate America's 200th birthday.
The National Park Service on Thursday removed the six-ton bell from its 130-foot-tall brick tower, an imposing square column that may have seemed like a good design in the 1970s but effectively hid the bell from view. The tower and its equally inhospitable-looking neighbor, a box-like brick building that formerly was a visitors center, were constructed for the bicentennial and are being demolished for a new Revolutionary War museum.
The Bicentennial Bell was cast in 1976 at London's Whitechapel Foundry, where the Liberty Bell was also made in 1751. An inscription reads: "For the People of the United States of America from the People of Britain / 4 July 1976 / LET FREEDOM RING."
It was presented by Queen Elizabeth and Prince Philip, who disembarked from the royal yacht Britannia on July 6 to abundant fanfare at Penn's Landing on the Delaware River. Their arrival marked the first time a British monarch had visited Philadelphia, birthplace of the Declaration of Independence that severed the Colonies' ties from the crown.
The queen, a direct descendant of the patriots' nemesis King George III, indicated there were no hard feelings. She told a crowd of 20,000 at the Bicentennial Bell's dedication ceremony that, 200 years earlier, the founding fathers taught her country "to respect the right of others to govern themselves in their own way."
The bell will remain mothballed until a new home is found. A spokeswoman for The Museum of the American Revolution, slated to open on the site in late 2015, did not immediately return a message seeking comment.
The Bicentennial Bell is missing its predecessor's famous crack but it also doesn't work. It did ring twice a day for about 25 years, until an automated mechanism that worked the clapper broke. The Park Service said it has lacked funding to repair it.
Liberty Bell's twin, gift from UK, is on the move
PHILADELPHIA — The iconic Liberty Bell's latter-day twin, bestowed to the city as a bicentennial gift from Britain, was removed from its hulking tower at a defunct visitors center on Thursday and placed in storage.


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Legal System
Big GovernmentLegal SystemMedia and CultureThe Police StateWar and Foreign Policy
Money and BanksMonetary TheoryMoney and Banking
World HistoryPolitical Theory
A society in which [classical] liberal principles are put into effect is usually called a capitalist society, and the condition of that society, capitalism.
Bureaucracy and RegulationLegal System
Contrary to myth, Latin America has relatively few civilian-owned guns — either legal or illegal. But this hasn't prevented enduring high rates of violent crime.
The EntrepreneurFree Markets
Political Theory
Marx was wrong about the basics of value and exchange — and thus was wrong about the relationship between owners and laborers.
Protectionism and Free TradeU.S. HistoryPolitical Theory
So long as he uses a "national security" ploy, a president can raise taxes without so much as a debate in Congress.


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How to Use
the Readings
Inquiry Question
Reading 3: The St. Paul, Minneapolis, and Manitoba Railway
Although the bonanza farms of North Dakota were largely created by the Northern Pacific in the 1870s, the St. Paul, Minneapolis, and Manitoba Railway (StPM&M) had taken over the bulk of the wheat trade by the 1890s. The StPM&M operated almost a thousand miles of track in North Dakota, carefully planned to serve the needs of wheat growers in the Red River Valley. In 1894, the railroad, renamed the Great Northern in 1890, carried 20.7 million bushels of wheat. Only about 6 million bushels were shipped over the Northern Pacific.
The StPM&M was the creation of James J. Hill. Born in Ontario, Canada, in 1838, Hill immigrated to St. Paul, Minnesota, at the age of 17. St. Paul was the northern terminus of the riverboat trade on the Mississippi River. Hill quickly found work as an agent for a steamship. After 20 years working in the shipping business on the Mississippi and Red rivers, Hill and three other investors purchased the nearly bankrupt St. Paul and Pacific Railroad in 1878, renaming it the St. Paul, Minneapolis and Manitoba Railway Company the following year. As president of the new company, Hill soon began to "branch out generally" into Minnesota, Dakota, and Manitoba.¹ The generally north-south running routes of Hill's railroad soon dominated the trade of the Red River Valley. The StPM&M began calling itself the "Red River Valley Line."² Wheat accounted for 20 percent of the railroad's total freight in the early 1880s.
In the late 1880s, the Minneapolis millers were looking for better rail connections with the wheat growing areas in the west. In 1880, agreement was reached that Hill would build new facilities in Minneapolis, including a new passenger station, and share them with all the railroads serving the city. The new Minneapolis Union Railway, with Hill serving as president, built a new stone arch bridge across the Mississippi. The bridge led both to the new terminal and to the tracks serving the mills on the west side of the river.
In 1882, Hill also built a complex of fine new railroad shops in St. Paul, the headquarters of the St. Paul, Minneapolis, and Manitoba. At the shops technicians built and serviced locomotives, passenger cars, and freight cars. The shops also housed the purchasing department and served as the storehouse for the entire railroad. In the 1880s, one fourth of St. Paul's work force was employed in railroad-related jobs.
The Manitoba continued to expand its lines to serve the agricultural areas of the upper Mississippi and Red River valleys, but Hill began to be concerned about its heavy reliance on highly seasonal wheat shipments and about increasing competition from other railroads, including the Northern Pacific. In 1889, he resolved to extend his railroad to the Pacific. The Great Northern Railway, the last of the great transcontinental railroads and once known as "Hill's Folly," reached Puget Sound in 1892. Hill was well aware that the success of the new railroad still depended on the success of the farmers along its route. As he expanded into new territory, Hill became a leading advocate of diversified farming, far different from the single-crops of the bonanza farms.
Often called high-handed, tight-fisted, and cantankerous, James J. Hill continued to bring change to the railroad business. In order to reduce competition, he eventually acquired control of his old rival, the Northern Pacific. It took a landmark Supreme Court decision to dissolve the Northern Securities Corporation, a national railroad holding company that Hill helped create. Hill was so powerful that both the man and his railroad became known as the "Empire Builder." When he died in 1916, he left behind a great railroad system, depots, shops, yards, and the great stone arch bridge across the Mississippi River in Minneapolis as his monuments.
Questions for Reading 3
1. How did Hill get started in transportation?
2. How important was wheat shipping to the St. Paul, Minneapolis, and Manitoba? Why do you think Hill was concerned about his railroad's dependence on wheat shipments?
3. Why do you think Hill worked hard to reduce competition in the railroad business?
4. Explain, in your own words, how the flour mills, bonanza farms, and railroads depended on each other. Do you think most businesses function on this same web of interdependence today? Why or why not?
Reading 3 was compiled from John D. Mecum, "St. Paul, Minneapolis, & Manitoba Railway Company Shops Historic District" (Ramsey County, Minnesota) National Register of Historic Places Registration Form, Washington, D.C.: U.S. Department of the Interior, National Park Service, 1986; and from Ralph W. Hidy, Muriel E. Hidy, and Roy Scott, with Don L. Hofsommer, The Great Northern Railway: A History (Boston: Harvard Business School Press, 1988).
¹Minneapolis Tribune, Dec. 13, 1880; cited in Ralph W. Hidy, Muriel E. Hidy, and Roy Scott, with Don L. Hofsommer, The Great Northern Railway: A History (Boston: Harvard Business School Press, 1988), 40.
¹Minneapolis Tribune, Dec. 13, 1880; cited in Ralph W. Hidy, Muriel E. Hidy, and Roy Scott, with Don L. Hofsommer, The Great Northern Railway: A History (Boston: Harvard Business School Press, 1988), 40.


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WASHINGTON — The secretary of the Army said Tuesday he will have the final say on whether a disgraced brigadier general at the center of a sexual misconduct case retires at a lower rank with sharply reduced retirement pay.
Facing outraged House Democrats, John McHugh said the case of Brig. Gen. Jeffrey A. Sinclair remains open a week after he was spared prison and sentenced to a reprimand and a $20,000 fine.
"The process is still ongoing. I have to make final certifications about rank and retirement," McHugh told the Armed Services Committee.
McHugh could bust Sinclair down to a lower rank which would mean a significantly reduced pension.
Sinclair had a three-year affair with a female captain who accused him of twice forcing her to perform oral sex on him. He pleaded guilty to lesser charges of adultery and conducting inappropriate relationships with two others by asking them for nude pictures and exchanging sexually explicit email.
The sentence prompted an outcry in Congress that showed no signs of abating during the hearing.
Rep. Niki Tsongas, D-Mass., who pushed for changes in the law to deal with sexual assault in the ranks, called the outcome in the case "shocking."
"This raises very serious questions about whether the Uniform Code of Military Justice can fairly be called an instrument of justice," she told McHugh and Army Gen. Ray Odierno.
Rep. Jackie Speier, D-Calif., offered a long list of the charges for which she said Sinclair pleaded guilty.
"This is a sexual predator," she asserted. "For a sexual predator to gain this rank and given a slap on the wrist suggests that the system doesn't work."
Rep. John Garamendi, D-Calif., questioned whether the general "gets off the hook."
Earlier this month, the Pentagon narrowly prevailed in turning back an effort to strip commanders of the authority to prosecute cases, especially those related to sexual assault, and hand the job to seasoned military lawyers. The questions and outrage among several lawmakers on the House panel indicated that the military will face an even stronger congressional effort to change the military justice system later this year when lawmakers begins work on the defense policy bill.
Sen. Kirsten Gillibrand, D-N.Y., chief sponsor of the legislation to overhaul the military justice system, has vowed to push ahead with her effort.


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Full TitleNeuropsychological, Social, Emotional, and Behavioral Outcomes in Children with Cancer(COG-ALTE07C1)
Pediatric cancer and its treatment may cause problems with learning, thinking, and behavior ("neuropsychological problems"). Children may have difficulty remembering things, paying attention, planning ahead, and keeping up with their classmates at school.
The purpose of this Children's Oncology Group study is to assess the neuropsychological, social, emotional, and behavioral functioning of children being treated for cancer. Participants will undergo neuropsychological evaluation at three points during and after cancer treatment: 9 months, 2.5 years, and 5 years after being diagnosed with cancer.
This study is open to English-speaking children (ages 3-21) with cancer who are participating in a Children's Oncology Group therapeutic study.
For more information about this study, please contact Dr. Ira Dunkel at 212-639-2153.


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|Please download a copy of our Parent Handbook for important information regarding our policies and what to expect at RSM
Welcome to the Russian School of Mathematics! We look forward to a productive and happy relationship with your family. The following policies have been created to help ensure the smooth operation and safety of our program.
After completing your online application you will receive a first email confirming the application. Once your enrollment is processed, you will receive a second e-mail confirming your child's spot in the class. In this email you will be provided a Smart Tuition Family ID and instructions to log into the Smart Tuition website (your account with Smart Tuition is automatically created).
You will receive a link to our "Homework Online" program once your child attends the first class (for eligible classes only). Homework online gives students real time feedback and parents unparalleled transparency into their child's math development.
Please remember that an application alone does not guarantee a spot in one of our classes. A registration fee is required in order for class placement to be finalized.
Registration Fee
All students enrolled for the fall & spring semesters are required to pay a $100 non-refundable annual registration fee. This fee reserves your spot in class. A placement in class is not guaranteed until the registration fee is received.
The fee is reduced to $80 for students registering after January 1st and to $40 after April 1st.
No registration fee is required to be paid for Summer School.
Tuition & Payment Policies
RSM has partnered with Smart Tuition, to allow our parents more flexibility in paying tuition. Once your application is accepted, you will receive an email from RSM with details on how to log into your Smart Tuition account, review your bills & make payments.
- Payment Plans. Smart Tuition offers two payment plans for the academic year:
Semester Plan . Make two payments: For Fall Semester (Lesson 1-20) due Aug 1st & Spring Semester (Lesson 21-36) due Jan 1st.
Installment Plan. Make nine installments on Aug 1, Sep 1, Oct 1, Nov 1, Dec 1, Jan 1, Feb 1, Mar 1, and Apr 1. Each payment covers 4 lessons. Smart Tuition charges a $46 annual fee (per family) for administering an installment plan.
- Tuition is Charged One Month Ahead. Regardless of payment plan, all tuition is charged one month ahead (so for example October tuition will be charged no later than September 1st, and September tuition is due in August). Charging one month ahead allows RSM to plan ahead and enforce our cancellation policy. The registration fee, tuition for the partial month and tuition for the following month are due before the 2nd lesson. All other tuition will be charged based on the payment plan selected.
- Joining Mid-Year . For students who start mid-year, tuition is prorated based on the first class attended and the number of classes remaining in the year. No pro-ration is made for students who miss classes throughout the year.
- Late Fees . All tuition is due on the 1st day of the month. Smart Tuition charges a $35 late payment fee on the 5th of the month.
- Payment Methods . All payment is processed by SmartTuition. Set up your account using the information that is emailed to you when you register. Through your account you can access billing statements and payment history or make a payment online at any time. You can also pay with a check by mail or over the phone via a check, bank account or credit/debit card. Payments by check or ACH debit are free, but Smart Tuition does charge a 2.65% credit/debit card processing fee for all credit/debit card payments. Visa credit and debit cards are not accepted by Smart Tuition. SmartTuition can also process cash payments, but will charge a $4.99 fee for cash payments of up to $1,000.
- Paying By Check . Smart Tuition offers both a 24 hour automated telephone payment method and accepts checks by mail. If paying by check please include the Family ID in the memo field.
Phone: (888) 868-8828 (please have your Family ID and checkbook ready)
Online: https://parent.smarttuition.com/
East Coast: Smart Tuition, P.O. Box 11731, Newark, NJ 07101-4731 OR
West Coast: Smart Tuition, P.O. Box 54228, Los Angeles, CA 90054-0228
- Returned Check or Failed ACH Fee. Smart Tuition charges a $30 fee for each returned check or failed auto-debit. Please be careful when entering your routing and account numbers online.
Withdrawal Refunds and Cancellation Policy
We are committed to making sure every child has a great experience at RSM. Sometimes we may need to work together to find the right class options for your child. Please get in touch with us early if you have concerns about your child's progress or are in any way dissatisfied.
Cancellation policies are determined by student status at the time of withdrawal:
New students may withdraw from our program any time during their first 20 lessons with a 1 month (4 lessons) written notice. After Lesson 20 all new students are considered continuing and should follow the cancellation policy of a continuing student. RSM Branch should be notified about a cancellation via email.
Withdrawal Policy For Continuing Students
We believe that Mathematics cannot be taught in the space of a few lessons and we ask that continuing students familiar with RSM make at least a term based commitment to the program and will only refund tuition for continuing students during the first six lessons of the year (see below).
Continuing students refund amount is prorated based on the time of withdrawal. Please see details below:
Refund of the Fall Term (September - January) will be processed only after the school receives a written notification as follows:
- 100% of tuition (all 5 months) is refunded if the cancellation notification is received before the start of classes
- 80% of tuition (the last 4 months) is refunded if the cancellation notification is received before the second lesson
- 60% of tuition (the last 3 months) is refunded if the notification is received before the third lesson
- 40% of tuition (the last 2 months) is refunded if the notification is received before the fourth lesson
- 20% of tuition (the last month) is refunded if the notification is received before the sixth lesson
- There are NO REFUNDS for the Fall semester after the 6th lesson
For continuing students withdrawing during the Spring Term (February - June), a FULL REFUND will be issued if a withdrawal notice is received by Lesson 20. After Lesson 20 no refunds will be issued for the Spring Term.
If you do decide to withdraw your child from school, please email our school with:
- Your child's full name
- The date of the last class he/she attended
- The reason for withdrawal.
We always appreciate any feedback, so please tell us your honest feedback.


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There's some sort of sporting event going on down south, and I don't think I'm allowed to mention it without paying lots of money. But it seems it's all part of a conspiracy, or several conspiracies, and not just the obvious one.
The most popular option is for there to be a fake terrorist attack in London during the games, possibly nuclear, though with a number of different culprits - those pesky Jews, or governments seeking to establish a New World Order, or the Illuminati, or something complex and occult, or a combination of those. You'll find these scattered around under different categories.
- The London Olympics - a huge blood sacrifice in the making?—Peter Preswick on YouTube
Is the media predicting a 'terrorist' attack at the London 2012 Olympic Games? The 9/11 false flag event was 'predicted' in the media. There seems to be sufficient evidence that another false flag event is being predicted / planned at the Olympic Games.Unfortunately, the video is well over an hour long, so I can't tell you.
- London Olympics 2012 False Flag Attack—Stuart J Hooper on YouTube.
Looking at signs of preconditioning pointing towards a false flag attack at the Olympics in London this year.
- The 2012 Olympic Games Exposed — truth777exposed on YouTube.
A false flag nuclear attack that will be yet another step towards the New World Order that we feel will either start World War 3 or trigger the quarantining of citizens all over the world.
- 2012 London Zion Olympics False-Flag Warning—The Atlantean Conspiracy
Based on research done by Rik Clay, Ian Crane and others it seems highly probable that the 2012 London Olympics are meant to be the stage for a false-flag terror attack, a UFO/alien type event, or some other such large scale manipulation.
- 2012 London Olympics Staged Alien Landing—NoToBioChip on YouTube.
And my research has led me to deduce that the Zionist organisation has laid down plans to attack the Houses of Parliament during this year's London Olympicsin the form of a fake alien landing on 11th August 2012.
- (NEW EVIDENCE) 2012 Nuclear Attack on London Underground During Summer Olympics—TheTruthIsFromGod3 on YouTube.
As for the false flag attacks of the World Trade Center 9/11, there are a lot of movies and press articles which actually announce the coming London Olympics False flag attacks. Some hidden messages are so explicit that there is no doubt that the London Olympic false flag attack will take place and is part of a bigger plan: WW3 trigger and the entering to the New Age, New World Order, Era of Evil & the Deception of the so called aliens/extraterrestrials which are actually no more than jinns, Satan's offspring, devils, deceivers....This individual has loads, and loads of videos bashing on the same theme.
- London olympic clock stops...interesting 2012 conspiracy...have you noticed this..—the Pharoah on Above Top Secret. It seems some Olympic countdown clock stopped in March, and this is obviously not a simple malfunction.
firstly the clock maker for this 2012 olympic countdown...the clock is made by omega...we all know the current meaning of omega "the last"...as it is at the end of the greek alphabet...is this a countdown to omega.
the clock has both the name and symbol for omega...with the apparant zion logo above. please find a picture yourself as i dont know how to add one...
Angela1111 was able to explain:
Anyway the clock stopped on an important date known as the IDES of MARCH this falls on the date 3/15.
The Ides of March was a day which celebrates MARS the god of WAR. Mars was an Olympian. Why this date?
If we look the next clue can be seen quite easily, is if you count 315 days in you get the date November 11 so essentially it directly links to the mystical number 11.11. (I have received this number for many years) so 315 is 11.11
- OLYMPICS 2012 PAYING HOMAGE TO ANNUNAKI PART 1— Long-winded embedded video of an
Occult researcher decoding the occult significance behind the Olympics and its connections to the Annunaki, who appear to be space alien deities.
- Performance artist Bill Aitchison explains the true significance of the London Olympics and its role in the 2012 apocalypse:
- Are the 2012 Olympics part of a plot to take over the world?—The Guardian 5 December 2010.


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For a band firmly ensconced in Sheffield city life, there's something distinctly rural sounding about Rotary Ten. One delve into their history and all is revealed; their roots lie in the totally un-rock and roll hotspot of Lincoln.
Hailing from a part of the country with absolutely no musical heritage whatsoever to speak of, it is perhaps not surprising that Rotary Ten upped sticks and moved to somewhere more vibrant and infinitely more in tune with what they wanted to be. Although the choice of Sheffield was made easier by the fact two of the band ended up at one of the city's universities, their honest and altogether wholesome sound would at least be able to prosper in a place where the spectre of Arctic Monkeys can still be heard in many a practise room.
That Rotary Ten sound an absolute million miles away from anything of the sort should be seen as a compliment, and is undoubtedly one of the reasons why London based indie Xtra Mile Recordings took a gamble in signing the band to their roster at the back end of last year.
Not that it has all been plain sailing. For a band who've been together for the best part of five years, honing their sound has proved challenging to say the least, but worthwhile if their debut album These Are Our Hands is anything to go by. The band is based around the Trafford brothers, Stephen (guitar) and James, whose distinctive vocal and additional guitar contributions are what give Rotary Ten that unique appeal when all's said and done.
Although trading influences from both sides of the Atlantic - Panic At The Disco and long-lost '80s Liverpool duo The Lotus Eaters immediately spring to mind - there's no doubt Rotary Ten have been through the back pages of their adopted home's musical ancestry too. The raucous 'I Fear The Field' appears to be about being back at school during PE when the worst player always ended up between the posts, hence James Trafford's disheartening cry of "I am in goal forever". After a while, though, a realisation kicks in that its only a game after all: "We are all men" he declares over chiming guitars, with Sir Jarvis of Cocker no doubt nodding his head in approval on the touchline.
Recent single 'Time Is Not A Line And I Am Not A Rock', where an obvious love of classic Britpop welds itself with the more obtuse song structures of someone like Youthmovies or fellow Yorkshire dwellers Grammatics, is a song that veers off in many directions, every one more unexpected than the last. At times heartily reminiscent of the vastly underrated Komakino, whereas at others their celebratory good-natured jingles of all things quintessentially (middle) English epitomise another great lost band of the past few years, Bristol's New Rhodes, Rotary Ten are an appealingly mixed bag. 'These Men Are Made Of Rust_ ("...they will turn you into dust") and 'Action Man', with its wry glance at a wasted education, both sound like 21st Century anti-headmaster rituals. Then there's the jumpy dissonance of penultimate track 'Strategy', which creates a whole new persona for song and band entirely.
I could go on about each and every one of the eleven songs here but I won't spoil the fun. The only downside with this record is that beneath the bravado and Marr-approved chord changes, one suspects there may be a distinct lack of ambition to ever leave the indie ghetto. Let's hope not, as Rotary Ten are clearly a talented bunch with a lot more to offer, and These Are Our Hands is one of the perkiest debuts to land in 2008 so far.
7Dom Gourlay's Score


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2013 Adjudicator
Classical voice
Michael Meraw
Baritone Michael Meraw performs regularly with companies across North America, in repertoire ranging from Monteverdi and Handel, to Webern and Szymanowski. Not only has Meraw garnered critical acclaim in the standard repertoire, winning praise for his Figaro in Rossini's Barber of Seville and Orff's Carmina Burana, but he has also brought lesser-known works to new audiences through his incisive portrayals of such roles as King Roger by Szymanowski ("Meraw did well as Roger, with nervy urgency and gripping delivery of his increasingly anguished lines…" — Geoff Chapman, The Toronto Star) and Sir John A. MacDonald in Somers's Louis Riel ("Dealing with a vocal part that veers from sprechgesang to dramatic declamation, baritone Michael Meraw showed great vocal cut and thrust, in addition to contributing a striking stage presence." — Richard Turp, Opera Canada). Meraw is also active as a performer and creator of new works, and has workshopped the title role in John Estacio and John Murrell's new operaFrobisher.
Meraw formerly taught at McGill University for eight years as a Professor of Voice, French and Italian Diction, and a graduate seminar entitled Vocal Styles and Conventions. In the first year of his professorship at McGill, he was awarded the "Teacher of the Year" award. Meraw was also on faculty at l'Universite de Montreal for four years, as a Invited Professeur in the voice faculty. Despite his youth, Meraw already has students winning international competitions, singing in apprentice programs in Canada and the United States, and singing with orchestras and opera companies in North America and Europe.
Bachelor of Early Music Performance, M. Mus. in Solo Vocal Performance, McGill University. Voice studies with Eva Bostrand, Alan Fast, William Neill, Dixie Ross-Neill, Mark Pedrotti, Lucille Villeneuve-Evans, Dr. Robert K. Evans. Fencing and Stage Combat with Jean-François Gagnon of the National Theatre School of Canada. Ballet and Modern Dance with Daniel Seller, Vincent Warren, and Sasha Belinski at Les Grands Ballet Canadiens. Former faculty of McGill University and l'Unversite de Montreal.


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Jessie Johnson
Grantsville High Class of 1996
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My mission was simple: Find the bloodroot (Sanguinaria canadensis) in the BBG's Native Garden and photograph it for a (very short) story I am writing. My favourite, cloaked bloodroot picture dates back several years (6 April 2008!) and I wanted to catch the flowers open this time. For the last week I have been preoccupied with terrace gardens, so was unaware that the magnolias were in full bloom, here. They are slower, on the street. The air was vibrating with an undercurrent of scent. Put your nose right into a Magnolia stellata and breathe in.
Above the lilac garden and below the overlook is a beautiful, steep terrace of periwinkle, muscari and small yellow daffodils. I had never noticed it before, and one forgets that periwinkle really is very pretty for this week or two.
The private metamorphosis of May apples. I have never seen them emerge and had no idea that it is this covert. Each stem is usualy just one leaf, and this is how it unfolds. Impeccable design.
I also saw ramps, which I refrained from pulling up, spidery black cohosh, Confederate violets, skunk cabbage (no blooms) and abundantly flowering spicebush. No scent of spice, though.
Yep, I had a good time. More to come.


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Ford has been able to move a lot of their crappy Focus coupes and sedans with their Ford SYNC powered by Microsoft entertainment system, which does everything but let you forget you're driving a Focus. But, as we mentioned, Microsoft and Garmin have teamed up to provide systems for other automakers. The first car to get this treatment standard is the FWD Suzuki SX4 sport/crossover, which clocks in at under $16K (the AWD version is slightly higher than $16K). The new system, called TRIP, will offer Microsoft Network features such as real-time traffic, weather, local event listings, bluetooth integration, audible text messaging and up-to-date cheap gas finding. Our favorite available feature is the community website that will let all users input their own destinations, routes and POI and share them with others. An early picture of the system above, press release below.
2009 Suzuki SX4: FIRST CAR IN AMERICA UNDER $16,000 WITH STANDARD NAVIGATION
• BREA, Calif. (April 28, 2008) - Establishing an auto industry first, and packing even more appeal into its bold and stylish sport compact, American Suzuki Motor Corp. today announced the addition of a fully integrated standard navigation system to the 2009 Suzuki SX4. The company's offering marks the first time a new vehicle under $16,000 will include navigation as a standard feature. The innovative navigation system will be included as standard equipment on both the four-door SX4 Sport and front-wheel-drive version of the five-door SX4 Crossover, propelling the 2009 SX4 to the front of the compact segment as the personal technology leader.
• The Suzuki SX4's integrated navigation system is the result of a partnership with Garmin and is available with a variety of advanced Microsoft Network-enabled features, including real-time traffic, weather forecasts, local event listings and a gas station finder capable of locating the lowest priced fuel in town. To further customize the system to reflect its "Way of Life" brand attitude, Suzuki will add a number of lifestyle-oriented, Suzuki-recommended destinations and landmarks to the system. The locations include hip music venues, popular surf spots, interesting road trip attractions and other activity-focused destinations that will be clearly identified with a Suzuki "Way of Life" icon on the navigation screen.
• "Aside from improving an already popular vehicle, this navigation system provides a unique opportunity to further express the Suzuki 'Way of Life' brand spirit and directly respond to SX4 shoppers' unmet needs," said Mark Harano, president of American Suzuki Automotive Operations. "We know that our customers are vibrant and adventurous at heart, so we've gone beyond a typical navigation offering to develop a system capable of enhancing driver experiences and activating a passion for living life to the fullest. Navigation makes drivers feel more confident and in control, and our customized navigation system is the perfect fit for Suzuki owners' on-the-go attitude and daily routine."
Suzuki based its decision to include standard navigation on feedback from current SX4 owners regarding their most desired features in their next vehicle purchase. In addition to improving overall favorable impressions of the SX4, Suzuki research showed the addition of a navigation system had a positive "halo" effect on a range of driver perceptions, including significant increases in drivers' "feelings of control" and "feelings of safety."
Referred to as the Suzuki T.R.I.P. (Travel, Real-time traffic, Information and Play), the fully integrated system utilizes Navteq mapping software and includes a flip-up 4.3-inch touch screen display and Bluetooth hands-free calling technology that can receive and audibly play text messages. The system also comes preloaded with street maps that feature millions of points-of-interest, such as hotels, restaurants, gasoline stations and ATMs, and other Suzuki-recommended, brand-oriented destinations. A dedicated community Web site will be launched to support the sharing and downloading of user-generated recommendations for destinations and drive routes among Suzuki owners.
The touch screen navigation system included as standard equipment on the 2009 SX4 Sport and front-wheel-drive version of the five-door SX4 Crossover will come with a number of standard navigation features and millions of unique points-of-interest. Bluetooth capability and other enhanced Microsoft Network-enabled features of the system, including real-time traffic, local events, weather forecasts and a gas price finder, will be included as part of the SX4's upgraded trim package. The 2009 SX4 is scheduled to arrive in dealer showrooms this summer.


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Brad Pitt and Angelina Jolie spent Christmas at an African wildlife sanctuary, where they left a $2 million donation under the tree.
The Hollywood power couple was in Namibia, where daughter Shiloh was born in 2006, and stayed at the N/a'an ku sê Wildlife Sanctuary, which takes care of injured animals like cheetahs and lions. The sanctuary is run by conservationists Dr. Rudie van Vuuren and his wife Marlice, according to People magazine.
"We continue to be impressed by their hard work and dedication to the people and conservation of the land and wildlife of Namibia," Jolie told Us Magazine.
U.S. & World
Stories that affect your life across the U.S. and around the world.
According to the U.K.'s Press Association, the stars and their six kids saw a leopard get reintroduced to the wild, and Dr. van Vuuren work on a wounded wild dog.
Selected Reading: People, Naankuse.com, Us Magazine.