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People are debating the need for a "systemic fix"to address the foreclosure crisis. What we really need is a systemic redesign, from the ground up. Fortunately, the design was laid down centuries ago -- by 800 years of law, and by the idea that free people are entitled to limit the unwarranted power of others over their persons and property. These principles are a good foundation for structuring future negotiation, legislation, or regulation.
The president wooed corporate executives this week with a Wall Street Journal editorial called "Toward a 21st Century Regulatory System." What we really need is a 21st century banking system, built on ancient principles and not fly-by-night profiteering.
You could encode those principles in a document and call it the Borrower's Bill of Rights. You could even call it the Mortgage Magna Carta, since some of the basic principles involved date back that far.
People are taking action. The Commonwealth of Virginia is debating a law that would restore some basic homeowner rights and would severely restrict the use of MERS, a database and pseudo-company created by the mortgage industry to bypass property law and expedite the buying and selling of bundled mortgages at something approaching the speed of light. Homeowners and investors in mortgage-backed securities are teaming up against the banks (although they'll part way again soon, since their interests conflict in many ways). Attorneys General from all 50 states are conducting a joint investigation and are negotiating with the major banks. FDIC Chair Sheila Bair wants to create a "claims commission" for wrongly foreclosed homeowners, like the claims program for victims of the BP disaster in the Gulf.
These efforts are good, but they lack a unifying principle. Even the idea of a "systemic fix" or "systemic redesign" doesn't go far enough, because it doesn't establish the foundation for redesign. What's needed is a new charter, a new set of rights and principles for people who engage with the banking system (or have rescued it with their tax dollars). These "borrower's rights" would stabilize the banking system and protect both investors and stockholders. That means we're not talking about a socialist revolution, just the rule of law and sound business practices.
Let's not pretend that we live in a system where anyone who doesn't like the terms of a loan can turn it down. Banks operate in close collusion, so if you want to borrow you'll have to do it on their terms. It's an asymmetrical relationship. People can't turn these loans down individually, but they can set the rules of the road as a society, by working through their elected representatives.
What would those rules of the road, these borrower's rights, look like? Let's throw out a few to get the ball rolling:
1. Contracts must be honored. As banks sold mortgages to each other, the new mortgage holder often ignored many of the terms of the original loan. Due dates, penalties, and other provisions were unilaterally changed, often with no notice to the borrower until the penalties started showing up. A contract is an agreement between both parties, and it must be understood that if a bank breaches its terms that bank has broken the contract.
2. State and local laws can't be overruled by private enterprise. MERS was created to bypass the law by naming itself as the "owner" of mortgages that it freely admitted it didn't own. It was a dummy corporation, but we were the dummies for letting it happen. MERS permitted banks to foreclose without proper documentation, without holding the deed to the property, and without giving the homeowner his or her day in court.
From the Magna Carta, 1215 C.E.: "No free man shall be seized or imprisoned, or stripped of his rights or possessions, or outlawed or exiled, or deprived of his standing in any other way, nor will we proceed with force against him, or send others to do so, except by the lawful judgment of his equals or by the law of the land."
3. Real-world assets (like homes) can't become digital gambling chips. They must be backed by deeds and other documents that link them with reality. Mortgage bankers will tell you MERS was created just to make transactions faster and easier. There's nothing wrong with electronic databases and exchanges. But you can attach the digital image of a deed or court record very, very easily. By not requiring that these documents be obtained and registered in county courthouses, it became too easy to flip mortgages in the speculative market.
If this 'digital gaming' system didn't create the housing bubble and market collapse, it certainly made it more likely. The process needs to decelerate a little to stabilize the economy. There's nothing wrong with electronic databases, but it's easy to attach the image of a document to any computer record. That reconnects the economic virtual reality of the bankers with the physical (and legal) reality where actual people live in actual homes.
4. If you break the law, you pay the price. No more retroactive immunity, easy plea-bargain deals, or soft fines for bank crimes. What's more, if a bank exectutive breaks the law, the fine must be paid by the executive, not the bank's shareholders.
And how about a little jail time now and then? If you launder drug money for the Mexican cartels and don't wind up in the joint -- just because you're a banker -- then the criminal justice system needs a "systemic fix" too. Remember: If you can't do the time, don't do the crime.
5. When you cut a plea-bargain deal, or get rescued by the taxpayer, you must admit your wrongdoing. We said no "easy" deals or cushy settlements. There will be deals and settlements, of course. But an admission of wrongdoing should be required in every case. And it should be issued publicly, by the bank's CEO.
(I'm lookin' at you, Jamie Dimon! That Alabama corruption case was really sleazy.)
6. No more clauses allowing the banks to enter "abandoned" homes. Banks have been forcing this provision into their contracts for years. (Remember, it's not a symmetrical negotiation between two equal parties.) This provision has been the source of many abuses, and it should be outlawed. If a bank thinks it has the right to seize a home, let it go to court like everybody else.
(See the Magna Carta quote, above. What is this -- a Monty Python routine?)
7. Auditors must be legally liable if they certify sketchy and/or fraudulent bank programs as financially sound. PriceWaterhouseCoopers just skated on a technicality from an investors' lawsuit over allegedly fraudulent activities at AIG, in businesses which PWC certified to be sound. That's a miscarriage of justice.
If you should've known better -- in PWC's case it was their job to know, and it's impossible to imagine how they could not have known -- you should pay the legal price for your behavior. (Conflict alert: I used to work at AIG.)
8. We need ratings agencies that aren't inept, corrupt, compromised, or beholden to the companies they're rating. And yes, I do mean S&P and Moody's. Their internal emails and other documents showed they were morally compromised at best. They got everything wrong. They rated the worst junk in the world "AAA." They were a fundamental reason for the economy's collapse.
Raters should be able to rate -- and when they call themselves "agencies," that should mean "agency" as in the EPA and not "agency" as in "ad agency." I'm not familiar with the work of Jules Kroll, but his new rating company sounds like a good idea. Rather than just read what the banks give him, he says he'll conduct due diligence and investigate them. What a concept -- it sounds almost like a business. Or an agency.
9. If we rescue you, we call the shots.From now on, anybody who rescues a bank without creating strict rules of conduct going forward shall be deemed to have committed "regulatory malpractice." If one business rescues another -- a manufacturer rescuing a supplier, for example -- it takes a chunk of the profits and sets the terms for future deals. We rescued the big banks, did a victory dance just for getting our money back (they made a bundle off interest), and are still giving them sweet deals. What's more, they're sticking it to the American consumers who rescued them, every chance they get.
That's gotta stop.
10. Nobody gets rich by f*cking up. If you run your company into the ground, so that it will fail without massive taxpayer help, you're a failure in business. Period. If you pay yourselves massive bonuses after we rescue you, you're rewarding yourselves for being lousy at your jobs. (Here's a case in point.) That ends now. If anybody collects billions in payouts, it's us (see above).
And stop telling us you're worried about the deficit -- it just gives us more reason to pay it down with the bonuses you couldn't have earned without us.
11. If you're collecting low (or zero) interest money at the Fed's "discount window," you better be lending it. Too many banks are collected those low-interest loans and investing it in non-productive areas, or flat-out speculating with it. Financial reform slowed that down a little, but didn't stop it. Lending is down, for both businesses and homeowners. So why is there such a long line at the discount window?
12. 'Claims Commissions' are good, but the list of acceptable claims should include fraudulent lending and inappropriate contract changes -- and they shouldn't be limited to defaulting homeowners. Many underwater homeowners are paying loans that were deceptively issued and/or administered. The "claims commission" idea shouldn't be used to convince the public that only a few extreme cases are responsible for the problem. Millions of mortgages are defective, and should be repaired in a just way. Sounds like a job for the Claims Commission.
13. Banks shouldn't make money writing bad deals.Banks make money on bad deals when they own the servicing companies that collect fees and penalties. Even the best underwriting will miss a few risky borrowers. But the book of business at any major bank is saturated with defaulting or struggling homeowners. That means the bank wrote a lot of loans it shouldn't have written. By owning the servicers, banks can make money from their own bad judgment. And it's an egregious conflict of interest.
Banks shouldn't own servicing companies, or profit from their own underperformance in any other way.
14. Underwater homeowners shouldn't be bailing out hugely profitable banks. Sure, bank earnings are down for some banks this quarter (though others are doing spectacularly.) Whatever their margins, they're in a lot better shape than most underwater homeowners. So why aren't banks being asked to renegotiate the principal on some of these loans, especially primary residences? They're being bled dry so that banks don't have to admit they're sitting on a lot of artificially inflated assets. That's just prolonging the inevitable, at a high human cost.
The most moderate approach would be to say that banks and homeowners got into this mess together and should share the cost of getting out. I wouldn't be that "moderate."
15. After you've wrecked everything, don't make me listen to your complaints about regulation. This isn't exactly a "right," unless you count the right to be free from unwarranted intrusion of absurd ideas into a person's brain. But it's inhumane to make sensible people keep listening to whining about regulation -- from executives who ran their own companies, their entire industry, and the complete freakin' world economy into the ground. The President shouldn't be apologizing for regulations in the Wall Street Journal. He should be reminding its readers that on the street for which that paper is named, highly paid executives brought their companies to the brink of ruin and had to be saved by the government they so freely disparage.
In the name of sanity and decency, let's stop hearing complaints about regulation from people whose unregulated actions caused a worldwide economic meltdown. What's next -- gripes about radiation safety from the people who operated Chernobyl?
These aren't randomly selected ideas. Together they re-establish the rule of law, anchor the lending process back in physical reality, reduce the "moral hazard" that lets bankers avoid the consequences of their actions, and restore balance between banks, government, and their trading partners.
As we said, they're mostly meant as food for thought. Better ones would be appreciated. But isn't it time we made the most important "systemic fix" of all -- the one that repairs the broken link between a bank and the society in which it operates?
Richard (RJ) Eskow, a consultant and writer (and former insurance/finance executive), is a Senior Fellow with the Campaign for America's Future. This post was produced as part of the Curbing Wall Street project. Richard also blogs at A Night Light.
He can be reached at "email@example.com."
Website: Eskow and Associates


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208 Austin Ln Jessieville, AR 71949Mobile home
-- Beds, 2 Baths, 1,848 sqft
- Est. Refinance:
- $695/mo
208 Austin Ln is a mobile home located in Jessieville, AR 71949. Built in 1993, this property features 2 bathrooms and 1,848 sq ft of living space. The estimated market value for 208 Austin Ln is $153,000.
For the surrounding community of Jessieville, AR 71949, the nearby schools are above average and include Jessieville Middle School, Jessieville Elementary School and Jessieville High School. The overall crime risk for this area is high. The natural disaster risk for this area includes very low earthquake risk, very high tornado risk, and minimal flood risk.
Home Disclosures
Equity & Loan-to-value
Ownership Information
The primary owner (or borrower) is the person in charge of the mortgage and ultimately responsible for making payments on the loan.
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Indicates the ownership vesting type. Generally this describes the legal relationship between multiple owners or married persons.
|Free with Trial
The address where the owner receives his/her tax bill. You may use this address to get in touch with the property owner.
|Free with Trial
Property Details: 208 Austin Ln
- Mobile home
- Home Size: 1,848 sqft
- Built in: 1993
- Parcel Number: 098721
- County: Garland
- Census: 1
- Tract: 12001
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Forensicswiki.org has moved to this site, forensicswiki.xyz. For information, please join the Google Group forensicswiki-reborn
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Gfzip is a file format designed by Rob J Meijer to hold forensic copies of disk images. The format provides for images that are both uncompressed and compressed, and allows both data and meta-data to be signed using x509 certificates.
Details on gfzip can be found at http://www.nongnu.org/gfzip/


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Fantastic Doctor Gets Baby to Laugh While Giving Shots
Taking a child to the doctor is very traumatizing experience for everyone involved, especially when it comes time to getting shots.
This doctor, though, somehow makes it fun.
Just watch as this doctor defies the odds and manages to get this baby to laugh while administering a needle.


text: Dave's ESL Cafe's Student Discussion Forums :: View topic - ipod Dave's ESL Cafe's Student Discussion Forums"The Internet's Meeting Place for ESL/EFL Students and Teachers from Around the World!" FAQ Search Memberlist Usergroups Register Profile Log in to check your private messages Log in ipod Goto page Previous 1, 2 Dave's ESL Cafe's Student Discussion Forums Forum Index -> Current News View previous topic :: View next topic Author Message Julia-hyunahJoined: 08 Nov 2006Posts: 12 Posted: Wed Nov 08, 2006 9:59 pm Post subject: iPod Nano! I have iPod nano! I love that thing! I usally listen to R&B, pop, vocal, or hiphop! Back to top angel91Joined: 12 Oct 2006Posts: 14 Posted: Wed Nov 15, 2006 12:53 am Post subject: hello to all!!! I have a green iPod.... it's fantastic!!!I listen pop music...pussictsdolls,sean paul, justin temberlake, jesse mccartney, red hot chili peppers and mjany italian sing!!!!_________________[IMG]Settings\user\Desktop\GIULIA\varie\x1pGg9EMswqL-_lfS-olYTo5KCegaX63CLA3MVLz-yTJHstuKLmqduH02o-QkEIU7b1EKKpHXLIF1dUir29igKyqIGmY7uZJ3_3zrlhGqbCnBDnQqIL69YvdFhiYHEJiORgM1123fy8hXojrcFcs.gif[/IMG] Back to top sayu0816Joined: 25 Sep 2006Posts: 41 Posted: Mon Nov 20, 2006 2:16 am Post subject: Hi☆ I have an iPod,too I often enjoy to listening music with it Recently,I listen to KOBUKURO's song They are very nice singer Please listen to it Back to top Display posts from previous: All Posts1 Day7 Days2 Weeks1 Month3 Months6 Months1 Year Oldest FirstNewest First Dave's ESL Cafe's Student Discussion Forums Forum Index -> Current News All times are GMT - 8 HoursGoto page Previous 1, 2 Page 2 of 2 Jump to: Select a forum Student Forums----------------ComputersCurrent NewsCultureEnglish SchoolsFamilyFilm and CinemaFoodHealth and FitnessHelp CenterHobbiesHolidaysLearning EnglishLiteratureMaking FriendsMusicOpinionsPetsScienceSportsThe Strange and MysteriousTOEFL and Other English ExamsTravel You cannot post new topics in this forumYou cannot reply to topics in this forumYou cannot edit your posts in this forumYou cannot delete your posts in this forumYou cannot vote in polls in this forum Dave's ESL Cafe is maintained by the one and only Dave Sperling. Banner Advertising | Bookstore / Alta Books | FAQs | Articles | Interview with Dave Copyright © 2018 Dave's ESL Cafe | All Rights Reserved | Contact Dave's ESL Cafe | Site Map Teachers College, Columbia University: Train to Teach English Here or Abroad Powered by phpBB © 2001, 2002 phpBB Group


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Cooking For Engineers
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Recipe File: Prosciutto e Melone
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Joined: 10 May 2005
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Posted: Thu Sep 21, 2006 7:23 am
Post subject: Recipe File: Prosciutto e Melone
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Recipe File: Prosciutto e Melone
Article Digest:
In this classic Italian appetizer, the salty savoriness of Proscuitto di Parma is the perfect compliment to super sweet, ripe melon. Proscuitto e melone can be simply proscuitto served alongside or on top of melon slices or as we present it in this recipe - wrapped around melon balls.
Only two ingredients are needed for this recipe. That makes it real easy, but also means that the quality of ingredients is paramount. The proscuitto should be selected based on your personal tastes. My preference is for a salty (but not overwhelmingly so) proscuitto from the shoulder that is not so dry that it crumbles when chewed. I also like the proscuitto to have a bit of chew, but cut so thinly that it almost feels like it should dissolve in my mouth. How do you find the right proscuitto? If your deli counter sells different varieties, ask to taste them.
For the melon, honeydew and muskmelon (sold as cantaloupes) are the most common in the U.S. You'll want an extremely ripe melon for this dish. Melons don't get sweeter off the vine (although their aroma may continue to develop), so make sure you select a good one at the market. The skin of the melon should be firm and free of bruising or soft spots. The skin of honeydews will also have changed from greenish to light yellow. The stem end should not be green on any melon, and the end of the melon opposite of the stem should have a nice strong aroma, but not one that smells odd or fermenting (this usually means the melon is overripe).
You'll need about 12 ounces of thinly sliced proscuitto for half a medium sized melon. I generally only use half a melon for this recipe and use the other half for eating as is.
Wash the melon with soap and water. The external surface of the melon can carry microbes that cause food poisoning, so it's best to wash it before cutting through it (especially since we're eating this raw). A muskmelon (American cantaloupe) has a bumpy netted surface that should be scrubbed.
Cut the melon from pole to pole. A safe way to do this is to cut a thin slice off the stem end and stand the melon up on the cut side. Slice the melon in half. Remove the collected juice, seeds and webbing. Cut the melon into bite sized pieces either by slicing into wedges and then into chunks or using a melon baller.
Cut the proscuitto slices into strips that are large enough to wrap around the melon pieces or balls. I found that a 1-in. by 4-in. strip was the perfect size for my melon balls. Wrap the proscuitto slice around the melon piece and make sure that the ends of the proscuitto slice overlap a little. Thrust a toothpick through the overlap and out the other side to secure the proscuitto to the melon.
Serve immediately or chill thoroughly before serving. Chilled proscuitto e melone is preferred by many because there is not only opposing sweetness and saltiness but also a perceived temperature difference between the ice cold melon and the seemingly warmer proscuitto.
Prosciutto e Melone
12 oz. (340 g) Proscuitto di Parma, sliced thinly
cut into strips
wrap & secure with toothpick
1/2 honeydew, cantaloupe, or muskmelon
ball or cut into bite sized pieces
by Michael Chu
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Joined: 31 Aug 2006
Posts: 3
Posted: Thu Sep 21, 2006 9:37 am
Post subject:
Prosciutto works well with many fruits. I have often had it with rockmelon which is common here in Australia. My favourite would have to be with peaches though. The flavour of peaches go really well with prosciutto.
Last edited by MisterEd on Thu Sep 21, 2006 12:03 pm; edited 1 time in total
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Posted: Thu Sep 21, 2006 10:13 am
Post subject:
You mean prosciutto...
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Joined: 12 Jul 2006
Posts: 2
Location: Italy, Denmark
Posted: Thu Sep 21, 2006 7:13 pm
Post subject: Oh nice
As an Italian living in Denmark i can assure you that seeing this really made me feel nostalgic
Just a couplo of notes, if you want to keep the italian style:
1) Melons in Italy are orange and tante extremely more sweet than the green one i can find in Denmark. I don't know how it works in the States but i think this is pretty important.
2) Prosiutto di Parma and prosciutto di San Daniele (the two best qualities you can get) are famous for being sweet. Wikipedia tells me that in the States sugar is involved in the production of prosiutto which probably means that you have even sweeter prosciutto over there. Prosciutto di Parma does not use sugar at all and it fits melon perfectly.
Well... that was it!
Take a look at my blog if you're into traditional italian food!
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Joined: 27 Aug 2006
Posts: 2
Location: US southwest
Posted: Fri Sep 22, 2006 3:25 pm
Post subject: Other salty/sweet melon combinations
This is a wonderful example of the genius Italy has for simple yet fabulous food.
Here's another surprising pairing for melon that I ran across this fall: watermelon, cracked black peper, and chevre.
The creamy, slightly salty cheese really brings out the sweetness of the melon, and gives a nice texture balance. I think you can use any mild soft white cheese: feta should work too.
The cracked pepper gives it a nice "zing".
You can add tomatoes, greens and a drizzel of olive oil to the party. Fresh basil would add to the pepper notes. I am not a big salad fan, but I had seconds of this one!
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Posted: Sat Oct 21, 2006 10:25 pm
Post subject:
Raw bacon wrapped around fruit. Can't you just smell the hospital emergency room from here?
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Posted: Sun Oct 22, 2006 1:59 pm
Post subject:
Prosciutto is actually salted and air dried. I don't think it'll send you to the emergency room since its preserved and prevented from decaying.
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Posted: Wed Mar 19, 2008 4:10 pm
Post subject: melon choice
Very creative way of presenting it!
I am Italian (and an engineer, by the way), and I confirm that usually we use a different, more savoury variety of mellon, which is orange inside, and like covered with a coarse web outside.
(attaching url...)
Anyway, personally I find that flavour too strong.
"Prosciutto" is written like that, and pronounced more or less like "proshiouttow".
Keep up the good work!
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Posted: Mon Jun 09, 2008 7:25 pm
Post subject:
"raw bacon" indeed... but I'm happy that some people don't know what they're missing - that way they won't help raise the prices!
This is a popular dish in Spain, too, though someone pointed out to me years ago that it started out merely as a way to use poorer-quality ham than the melt-in-your-mouth Pata Negra hams from Huelva.
Don't get really good Spanish ham and make melon with prosciutto with it, it's a waste; find a way to slice it paper-thin and eat it by itself. In Spain, never pay top dollar for "melón con jamón".
Melon: my family likes to squirt a little lemon juice on melon, and occasionally a little salt as well.
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Posted: Sat Dec 20, 2008 1:28 am
Post subject: fruit and salt
You know what else is really good, along the same lines as the prosciutto melone? Watermelon, ricotta salata and mint leaves. I think I saw something like this in Martha Stewart, tried it, and loved it.
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Posted: Wed Aug 01, 2012 1:12 am
Post subject:
Thanks for wonderful post here... such lovely recipes... Love to cook and play in my kitchen...
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The Florida Keys stretch for some 200 miles from Biscayne Bay near Miami to the Dry Tortugas. About 1,700 individual islands make up the archipelago. Looking on the bright side, that's a lot of breathtaking Florida scenery to explore. On the other hand, that's also an awful lot of islands to have to name and chart on a map!
Tough as it may have been to give each of the Florida Keys a unique and memorable name (and indeed there are still a few without names), explorers and locals have generally been up to the challenge over the years. Moreover, many of the names contain a little gem of history about the islands they're identifying. Today's blog explores a few of the more unusual place names in the Florida Keys, along with the history they represent.
First off, here's a map showing the places we plan to discuss (click the map to enlarge it):
Plantation Key
The Florida Keys might not seem much like the place to have a plantation, but that's exactly how this island got its name. Plantation Key is located between Tavernier and Islamorada. Spanish charts generally do not give it a name, but by the 18th century it appeared on some maps as Long Island. The "Plantation" appellation likely stems from its use for coconut and pineapple production in the late 19th century by Captain Benjamin Baker. Baker was widely known as "King of the Wreckers," engaged as he was in the business of salvaging the cargoes of ships that had foundered on the Florida Straits. An 1871 account in Harper's Monthly Magazine claimed Baker had realized a profit of seven thousand dollars from a single year's crop of pineapples. Not a bad haul for a second job!
Bahia Honda
No, this place name has nothing to do with foreign automobiles. Bahia Honda (pronounced Bah-EE-ah OWN-dah in Spanish) is a key located just southwest of the Seven Mile Bridge and northeast of Big Pine Key. The name, which means "deep bay" in Spanish, has appeared on maps and nautical charts at least as far back as the late 16th century. When Henry Flagler began building his Over-the-Sea Railroad through the Keys in the 1900s, Bahia Honda became home to two large dormitory-style buildings for the crews building the Bahia Honda Bridge connecting the island with West Summerland Key.
Ramrod Key
Ramrod Key is located about 25 miles northeast of Key West between Summerland and Big Pine keys. Despite the name, the island is shaped nothing like a ramrod. Evidence pointing to the origin of this unusual name is a bit hazy, but local experts generally agree the name hails from a British ship called Ramrod that wrecked nearby in the early 19th century. The name was well enough known by the 1850s that it began appearing on government surveys. A post office operated at Ramrod Key from 1917 to 1951, whereupon mail service was transferred to neighboring Summerland Key.
Lake Surprise
Lake Surprise is one of the first bodies of water crossed by the Overseas Highway after it leaves the Florida Mainland. As strange as it might seem, this is indeed a true lake contained entirely within Key Largo, and its discovery was truly a surprise, and not a pleasant one. The lake was unexpectedly encountered by the construction crews building Henry Flagler's Florida East Coast Railway across Key Largo. The water had not appeared on preliminary surveys of the island, and it presented one of the earliest major obstacles for the project. When the crews attempted to fill in a causeway for the railroad rather than build a bridge, the fill material simply disappeared. Lake Surprise was eventually conquered, but only after 15 months of fill work.
These are, of course, only a sample of the many unusual names found throughout the Florida Keys, but hopefully it will inspire you to pull out a map and explore further. Who knows? You may get some ideas for a future Florida vacation!


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A peppy Punjabi number by singers Jazzy B and Honey Singh has notched up over one million views online in just 80 hours.Released online Dec 28, the song 'This Party Gettin Hot', is ranked among the world's Top 10 shared videos across networking platforms.
'This Party Gettin Hot', a special party anthem, is the latest fad on YouTube. It is ranked among the world's Top-10 most shared videos on social networking platforms like Facebook and Twitter within a few hours of launch," a spokesman for the singers said.
Dinesh Aulakh, director, Speed Records said: "On Dec 28, the day when the video was released, it created waves and there was massive hype already created on online communities."
"The video has been so far viewed in more than 150 countries. It is now being ranked as the No.1 most watched video in India on YouTube. It is among the Top-5 most watched videos in UK, Canada, Australia and New Zealand over the last few days."
Jazzy B says they never expected such an incredible response."We felt online launch was the most aggressive promotion as compared to conventional music releases. Teaser and promo release further helped in building up the hype, but we never expected the response would be tremendous," said Jazzy B.
The combined viewership of teaser, promo and the music video on YouTube had crossed the figure of two million till Monday," he said.
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That Audi's building a replacement for the ungainly European A2 (or A1, depending on which rumor you prefer) is the subject of wide speculation. What that car will look like, however, is where opinion diverges. One thing generally agreed upon, however, is that the car will share parts with VW's Euro B-segment rides (think: Polo). Gone will be the Bauhaus Hunchback styling that made the last A2 a market laggard against the Mercedes A-Class. Artist Andrea Rosati of Infomotori rendered his own prediction of the next, Mini-fighting A2. It definitely looks like an Audi. As for its accuracy, we're not betting the laptop quite yet.
New Audi A1 / A2 Rendering {Carscoop]
Mini's Bane: Spec'ing the Audi A1; Exec: Audi Won't Build Shooting Brake [internal]


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There are so many looney animals in this safari its hard to pick a favorite. Beautiful earth tones composed atop a lovely sky blue add both warm and cool colors to a safari theme or playroom. Made of the highest quality, hand-tufted soft mod-acrylic, and hand carved for added texture.
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Japanese GP: Saturday Quotes
Lewis Hamilton (3rd, 1:32.395): "We didn't expect to be as competitive as we were this afternoon. Our car was tricky this morning and we had to make some significant changes between sessions. It was impossible to extract the best from the car, especially through the first sector. We didn't have much time to develop a dry set-up so we went into qualifying hoping that the changes would work - and they did. I've said it before, but I really love this circuit, it's so much fun and has such history and character; I feel honored and overwhelmed to be driving where the great drivers of the past have raced. I would love to win here tomorrow, and I'll do everything I can to do so: I'll drive my heart out. Although the Red Bull will be very hard to beat, there's a long run down to Turn One and our KERS is working better than ever. Sebastian has more to worry about than I do, too. He'll be looking at the world championship, I'm just here to have a good time and score some points for my team to help us move further up the constructors' championship table."
Heikki Kovalainen (9th, No Time): "I went a bit too fast into Turn Eight, over the curb, and the car broke out and I couldn't get it back on the track. So it was game over. Today's three accidents prove that everybody is pushing the limit as much as possible as the running time in the dry was very limited. The car felt good, the balance was okay and we should be in good shape for tomorrow. I now hope that the damage on my car won't be so bad that my mechanics have to spend the night repairing it."
Martin Whitmarsh, Team Principal: "After very limited dry running prior to today's qualifying session, Lewis did a great job to qualify third. As a result, starting from the clean side of the track, assisted by KERS Hybrid, he should be able to make good progress off the start line tomorrow. We weren't happy with his car this morning, but he and his engineers worked patiently yet determinedly in the gap between today's sessions, and the results were clear to see. Heikki ran wide at Turn Eight when pushing hard in Q3, and lost the car and the lap as a result, but these things happen when you're really on it - and, to be fair to Heikki, he's made very few such mistakes this year. Besides, with a carefully crafted strategy, backed up by some forceful driving on his part, he should be able to make up some places during the course of tomorrow's race. So, in summary, having bagged a dozen world championship points in Singapore last weekend, our intention is to score heavily again here in Japan."
Norbert Haug, Mercedes Motorsport Director: "What a qualifying session - three times red flags, and finally P3 for Lewis who, again, did an excellent job on this challenging track that he has never driven on before. Lewis's lap time for third place on the grid after three pole positions in the last four grands prix is less than two and a half tenths down on Sebastian Vettel's pole time whom I sincerely wish to congratulate for his first place of today. However, it is quite a long way into the first corner here at Suzuka and I am sure Lewis is planning to give the two guys ahead of him a run for their money tomorrow once the race has started. Heikki suffered from an off in Q3 after a very solid performance during his first Suzuka weekend, being quickest yesterday and today and being also fully competitive until his unplanned excursion. After three very hectic and challenging qualifying sessions, the most important news is that Timo Glock is safe after his accident. Everyone in our team wishes Timo well, and I am sure the whole paddock - and especially his German fans back home - have the same feelings."
Kimi Raikkonen (8th, 1:32.980): "I don't think we could have expected much more today. We know what our potential is and we have to accept that. Here, the situation is definitely better than in Singapore, but we continue to struggle, especially with a lack of aerodynamic downforce, which makes itself felt especially in the first sector. Overall, the car is working well and it's nice to drive on such a demanding track as this, where the slightest error is heavily punished, as we saw today. It's a shame I didn't have new soft tires for Q3, but we had to use them earlier to avoid being knocked out: all in all it was a good qualifying. Tomorrow, we will try and have a good race: it will be difficult to fight for the top spots, but we will try and we can count on having a good strategy."
Giancarlo Fisichella (16th, 1:31.704): "I am very disappointed not to have made it through to Q2. We only had this morning's free practice to prepare the car in the dry, but I think all the same, I improved my performance level, growing ever more confident in the F60. On my final timed lap, I made a mistake which probably cost me the time I needed to get into the next part. Tomorrow, the aim is to get into the points: I know it will be very difficult, starting from the eighth row, but with a good strategy, maybe I can do it."
Stefano Domenicali, Team Principal: "We have to be realistic and recognize that this reflects our actual performance level. Kimi produced another great showing, getting the most out of a car that, partly due to our strategy regarding next year, is definitely not among the quickest. There's also a slight feeling of regret that, but for a few hundredths of a second in Q3, he might have been able to start from a bit further forward. A shame for Giancarlo who, despite the improvement he showed today, just missed out on going into Q2, which he would have deserved. Tomorrow's race will be very long and tough. Kimi starts with a good fuel load on board and, also thanks to the KERS at the start, should be able to end up with a good result. It will be harder for Giancarlo, given his grid position, but you never know what can happen in the race."
Chris Dyer: "A really close fought qualifying. Another great performance from Kimi, at every stage of the session. It's a shame that, for just a few hundredths in Q3, he could have got a better grid position. We were the only ones to get to the final part without any new soft tires, as we didn't want to take any risks in Q1, but we are happy with how things went all the same, partly because we have a lot of fuel on board and think we have a good strategy for tomorrow's race. It's a bit disappointing for Giancarlo who missed out on Q2 by a whisker: he is improving day by day and we are sure that tomorrow, he will make another step forward and therefore have a good race."
BMW Sauber
Nick Heidfeld (6th, 1:32.945): "I'm happy with my qualifying performance. I had a really good lap in Q3. I wasn't too optimistic for qualifying because in free practice this morning I struggled a bit with the set-up and had to go for a compromise. In Q2 I saw the yellow flags and lifted my foot off the pedal and raised an arm to indicate I had reduced speed where I was required to. I was a couple of tenths slower. Obviously it was a very strange qualifying. I have never known one before with so many accidents and I hope Timo is ok."
Robert Kubica (13th, 1:32.341): "My qualifying was totally disappointing. All my flying laps in the second session were destroyed by red or yellow flags. In the entire fifteen minutes we were not able to do one quick timed lap. Qualifying for tomorrow's race in 13th is far from ideal. Suzuka is a fantastic track but overtaking isn't too easy here. It is how it is. I hope Timo is ok. I wish him all the best."
Mario Theissen, BMW Motorsport Director: "I have not witnessed a qualifying with five accidents despite perfect weather conditions. First and foremost we hope that Timo Glock has not suffered any serious injuries. Several red flags also influenced our qualifying result. In the second session both Robert and Nick had to cancel their quickest flying lap. Nick narrowly made it into the top ten qualifying, while Robert had to retire after the second session. After the final break during the last qualifying session Nick managed to qualify in sixth. This is a good starting position for tomorrow's race."
Willy Rampf, Technical Director: "It was an incident packed and almost 90 minutes long qualifying with three red flags. The whole operation was handled without any mistakes by our crew. Nick being sixth is in a good position for tomorrow's race. We are satisfied with that and well prepared for the race. Robert was unlucky when he had to slow down in his last and decisive run in Q2 due to a yellow flag. He lost some valuable time there. We all hope that Timo is not seriously injured."
Fernando Alonso (12th, 1:31.638): "It was a very strange qualifying session. The track conditions were good and all the drivers were pushing hard, but there were lots of incidents, amongst them Timo's was the most serious and I am glad he is okay. It's a shame to have missed Q3 as the yellow flag came out in the final stages of Q2. I was called by the stewards because I had a green second sector under yellow flags. I explained that coming out of turn 14 I had little visibility because of the dust left from Buemi spinning into the gravel ...then I saw debris of a wing in the middle of the track, which I avoided and at that point I saw the yellow flag and immediately slowed down and came carefully into the pits. Tomorrow, for the race, I hope we can improve our position and score some points."
Romain Grosjean (18th, 1:32.073): "With the rain yesterday, we only had one hour of dry practice to get ready for today's qualifying session. As a result, I haven't been able to do much running on a track that I haven't been to before, so that was a shame. We will see what strategy we can deploy tomorrow in order to give ourselves the best chance to have a good race."
Bob Bell, Team Principal: "To be honest it was a disappointing session. Obviously Romain struggled to make it through Q1 and ultimately wasn't comfortable enough with the car. We were pretty optimistic about getting Fernando into Q3, but unfortunately the situation with Buemi's accident and the yellow flag meant that he had to back off during his second run and so he missed out on Q3."
Jarno Trulli (2nd, 1:32.220): "Obviously I feel for Timo because we could both have been starting at the front of the grid today. It was good to hear quickly from the team that he is okay; just a bit upset he isn't in the top six with me. It was a crazy qualifying session in general with all the red flags and I am really happy with this result, especially in front of all our Japanese fans. The whole team has done a great job this weekend with our updated package to give me this chance to qualify on the front row. They have provided me with a car to fight at the front and I want to say thanks to them. My priority in qualifying was to keep my concentration because I knew we had a good chance to get a strong result. I think my lap time was the maximum I could get out of the car so I am very pleased with it. Now I am looking forward to the race tomorrow when obviously my aim is to finish on the podium in Toyota's home Grand Prix. I hope the first lap is clean and then I will do my best to get a great result."
Timo Glock (14th, No Time):
Pascal Vasselon, Senior General Manager Chassis: "All in all it was a very good day for Jarno which confirmed our package works really well on this kind of aero-dominated track. We saw already this morning that he was on for a great day and he had a really strong qualifying. We are obviously disappointed to miss out on pole position by less than a tenth of a second but confident our strategy will be very competitive tomorrow. For Timo it has been a different story. We are frustrated of course that he didn't qualify where we expected but happy that he is okay because that is always our priority. It was a heavy impact but the data shows no sign of anything unusual on that lap."
Toro Rosso-Ferrari
Sebastien Buemi (10th, No Time): "I'm not happy, as I made it through to Q3, but after crashing the car I couldn't take part. A great shame as this would have been my second Q3 of the season and the car was super today. I was reasonably comfortable so maybe I didn't need to do that last lap. In Q1 after I crashed, I managed to bring it back to the pits and have it repaired, so after the second accident, I felt I had to try and bring it back again, as you don't know from the cockpit how bad the damage is. At that point of the track, the curb is really high and if you touch it at the speed you are doing there, you just fly over it. I hope to make good use of the performance level of the car in the race, to repay the team for all the work they have to do now."
Jaime Alguersuari (15th, No Time): "Before the accident, I was pushing hard on the hard tire. I lost control and went into the wall. It was quite a heavy impact. The car looks very bad, but I'm fine. I felt confident in the fast Turn 9, so I was going for it, until I went a little bit too fast on the hard tire and once I was on the grass, I had no grip. The curb there is far too high for the speed you are carrying at this point. I hope it can be repaired so that I can start from the position in which I qualified. We knew today would be difficult, with this morning being the only dry practice, which made qualifying tough, especially as it is the first time I have been here. Obviously, it's bad to crash, but in general, I feel we are moving forward, so I hope I can have a nice race as long as I can settle into a good rhythm. Sorry for giving the guys so much work to do now!"
Laurent Mekies, Chief Engineer: "The most important thing is that both our drivers are fine and we hope the same goes for the other drivers who crashed this afternoon. A day of mixed feelings, as on the one hand, we showed good performance both in the wet yesterday and in the dry this morning, and on the other, both cars are damaged. Another good point is that Jaime made it to Q2 for the first time in his short career, which is an achievement. Sebastien has been quick since yesterday and he was on course to produce an excellent qualifying. Then he went off the track in Q1 and the entire team did a fantastic job to put the car back together again, so he could complete Q1 and move to Q2. With the car repaired as best as possible in the time available, he made it through easily into Q3, but went off on his second timed lap and we could not repair the car for Q3. A lot of work ahead of us now. On the positive side, our performance has clearly moved up a notch this weekend, with our upgrade putting us in a better position. I am impressed with both drivers given the limited time they had to learn the track, with only P3 in the dry."
Red Bull-Renault
Sebastian Vettel (1st, 1:32.160): "I did my best not to get distracted today; it was a strange session with a lot of incidents. The most important thing is that all the drivers are okay. In qualifying, it's usual that you're looking for the limit, as it's about just one fast lap time, but Turn 9, where the people went off, is quite difficult. If you go too wide on that curb you're basically just a passenger, as you can't get rid of the speed. There's not much run off, so the wall is close and people hit it. For the other cars, sometimes you're lucky and the red flag is called just as you're about to warm up your tires, but sometimes it's called when you've started your flying lap. The car worked fantastically today and we were quickest in Q1, Q2 and Q3. The most difficult was probably Q3, due to running with race fuel and only having one lap. It's not easy through the S-bends and the tires don't really last for a second lap. I'm very happy, we're back to full strength since Singapore and have now put the car on pole. A good day today, now let's see tomorrow."
Mark Webber (20th, No Time): "You think of the preparation that goes into a weekend like this, so to not have the opportunity to do the race from a decent grid position is very tough for all of us - especially the guys in the garage. It wasn't a big crash by any means, but it did too much damage to the chassis, so we have to change it. We don't have spare cars these days, so that's the outcome and it's a shame. We made a few changes to the car for the final run and I lost control when it bottomed-out through Turn 8."
Christian Horner, Sporting Director: "A great performance by Sebastian and the team. We were fastest in all three sessions and have a healthy fuel load for the race; we'll wait with interest to see the fuel figures later today. So, a good start for Sebastian. It's unfortunate for Mark not to be able to take part in qualifying when the car's proved so competitive here. It's important tomorrow that we attack the race from both ends of the grid. Mark was on a really quick lap towards the end of P3; he'd just set his fastest first sector. It was a really unfortunate incident, which is quite costly. It means we have to make a chassis change this afternoon, so he won't be able to take part in qualifying. We'll have to re- scrutineer the new chassis in the morning (Sunday), which will necessitate him starting the race from the pit lane. So, not a good start to the weekend."
Fabrice Lom, Renault: "A fantastic result - especially on this track, which requires a lot of power from the engine and a very good chassis - and we have both! Pole position is the best we could do today, so let's wait for the weights and see if we can turn it into a win. It was such a shame for Mark. He was in very good shape, but unfortunately lost the car - although we're rebuilding it now to give him the chance to fight back tomorrow. Qualifying proved this is a difficult track, as a lot of people lost their cars in the same place."
Nico Rosberg (11th, 1:31.482): "It was a dramatic qualifying session with numerous accidents and so many people going off which just show that this is a really unforgiving track. I'm not overly happy with my performance today but I didn't feel particularly comfortable in the car. The first part of qualifying was ok, but I never found the same level of grip after that. Of course, I would have wanted to do better than 11th place, but it at least gives us the opportunity to choose our strategy tomorrow."
Kazuki Nakajima (17th, 1:31.718): "We didn't really get the grip in the dry conditions or get the most out of the car today. I'm really disappointed. Yesterday was a pretty good day in the wet, but it just didn't go right in the dry. It's very nice to be at home in front of so many fans, I just hope to be able to do better for them tomorrow."
Sam Michael, Technical Director: "That was a strange session with so many red flags. Kazuki just missed out on Q2 by a narrow margin, then Nico just missed out on Q3 after two false starts that ended up in red flags with no lap time on the board. With the remaining time we had, we decided to go out earlier than usual on another set of primes but it didn't put us through. Both drivers have the choice of fuel strategy now so we'll put all our efforts into that to get the best possible result that we can."
Force India-Mercedes
Adrian Sutil (4th, 1:32.466): "It was always a good feeling to go to a track you know, where you feel good and the confidence is there. Our car has performed well on these type of circuits in the past and we've had a strong weekend so far but we did not expect to be able to race in the top five, so fourth is a really great position for the start tomorrow. It was a long session, with so many red flags that we had to cancel a few laps and come in and then try to focus again. Finally it was OK and on the last few laps the car felt great. Third was also very close, just a few hundredths away, but unfortunately Lewis just took it right at the very end of the session! We had a really hard weekend in Singapore and it's nice to be back: it's just fantastic for the team. Tomorrow it will be a tough, long race but I'm just going to focus on what I have to do. I will do my best."
Vitantonio Liuzzi (19th, 1:32.087): "We had a few issues in the morning in free practice with the gearbox and we couldn't test everything we needed to, including the soft tires, which cost us a lot. The guys did a great job to change the 'box and get out again for qualifying but we had a lot of understeer in qualifying and it was not 100% as a result. To make it worse I have not been feeling at my best today so it's a combination of everything really. I hope for more tomorrow for sure."
Simon Roberts, Chief Operating Officer: "It's a great result for Adrian and a real boost for the team after a difficult Singapore Grand Prix weekend. He drove a fantastic qualifying, often with just one chance to get it right and under a lot of pressure, and his efforts were rewarded with another good starting position. We're very hopeful for tomorrow; we feel we have a good strategy, Adrian knows the track well and feels confident around here. It was unfortunate that Tonio could not progress beyond Q1 but with the limited time available to change his gearbox between sessions he didn't quite get the lap together. But well done to all the team for turning it around so quickly and I'm sure Tonio will come back stronger in the race tomorrow."
Rubens Barrichello (5th, 1:32.660): "I'm happy with my qualifying today considering the pace that we have here in Suzuka. We didn't have particularly competitive sessions in Q1 and Q2 and it was difficult to predict where we might end up. However my car worked well on race fuel loads and in terms of the championship, I'm pleased to be ahead of Jenson on comparable fuel loads in the final session. It was tough today and you had to maintain your concentration despite all the incidents and delays. Suzuka is a fantastic track, one of the best that we race on, but today shows just how tricky it is to drive."
Jenson Button (7th, 1:32.962): "It wasn't the easiest of qualifying sessions with so little practice yesterday and all of the interruptions. Three red flags during qualifying is very unusual and I hope that everyone involved is ok. It wasn't too stressful as we had all the information that we needed and just had to keep calm and focus on our next run. The car was working well in the first two sessions and definitely felt better on low fuel. With fuel onboard in Q3 I struggled with rear grip through the first sector and that's where I lost the time on my quick lap as the car was working well through the rest of the lap. We expected this and knew that we would have to make the best of the situation."
Ross Brawn, Team Principal: "Today's qualifying was quite chaotic with long delays in the final two sessions and I'm pleased with how the team reacted to the changing circumstances and kept calm throughout. We were realistic on our expectations prior to qualifying and it is evident that our major area of concern comes in the first sector where our car seems to struggle with the change of direction required through the S Curves. Both drivers did a good job to combat this issue where possible."
"We have learnt this evening that Rubens and Jenson have been penalized with five-place grid penalties for failing to reduce their speed under the yellow flag in Q2. We acknowledge and respect the decision of the stewards and will do our best to have a good race tomorrow."
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I Believe in You Card
Learn how to make this card using these free instructions. Handmade encouragement cards are the perfect way to show you care, and with these card-making steps, creating this design is easy.
SUPPLIES: Cardstock: (Key Lime, Robin's Egg, aqua, white) Bazzill Basics Paper Patterned paper: (Turquoise Dot from Double Dot collection) BoBunny Press Clear stamp: (sentiment from You Can Do Anything set) Simon Says Stamp Dye ink: (Tuxedo Black) Tsukineko Dies: (leaves) Paper Smooches Finished size: 5 1/2" x 4 1/4"
1 Make card from cardstock.
2 Die-cut leaves from cardstock and patterned paper.
3 Adhere die cuts to cardstock rectangle.
4 Zigzag-stitch panel.
5 Stamp sentiment on panel and adhere to card with foam tape.
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Adagio for WindsLarry Daehn - Daehn Publications
Adagio for WindsLarry Daehn - Daehn Publications
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Here's a hymn-like slower work that is stunningly simple. ĀIt's the perfect choice to fill that quiet place in your concert program. ĀIf you're concerned about your band being able to perform a slower work for an extended period, don't. ĀThis is short and very, very sweet, with a duration of just over two minutes.
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An interesting article published by security guru Bruce Schneier:
Blaming the victim is common in IT: users are to blame because they don't patch their systems, choose lousy passwords, fall for phishing attacks, and so on. But, while users are, and will continue to be, a major source of security problems, focusing on them is an unhelpful way to think.
=> Blaming the user is easy – but it's better to bypass them altogether


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March 13, 2012 > A Caring Presence Can Provide Comfort
Washington Hospital's Spiritual Care Services Offers Support
The hospital is a place where life-altering events happen daily, causing both great joy and deep sadness. Lives are forever changed with the birth of a baby or with a difficult diagnosis, for instance. People often need someone to talk to and stand by them in that moment. "Most people regardless of their religious or spiritual practice need someone to be present with them when they receive either distressing or exciting news," said Rabbi D'vorah Rose, coordinator of Spiritual Care Services at Washington Hospital. "Having someone who is present can be very comforting. They may well want their own clergy to come to their side, and we will make that happen. But in the moment of receiving the news, having someone who can sit with them and be empathetic, hold their hand and listen, is really important." Washington Hospital offers Spiritual Care Services around the clock. Rabbi Rose and the on-call clergy who serve patients and their loved ones provide interfaith care. "We have all been trained in the practices and beliefs of a wide range of religions and cultures," she said. "We are comfortable working with people of any religion or spiritual practice, as well as those who have no religious or spiritual beliefs." Sometimes people need a quiet place to go to pray, meditate, or reflect. Washington Hospital provides a meditation room on the first floor across from the surgical waiting room that has bibles, prayer books, and other reading material from a variety of religions. "It's a comfortable, quiet, nondenominational space where people can go," Rabbi Rose said. "It's available for patients, their loved ones, and hospital staff. I leave my card in the meditation room so people can get in touch with me if they need my help. They can also call me if they would like to have other prayer books and reading material available in the meditation room."Part of the Health Care Team Rabbi Rose and the other chaplains who provide Spiritual Care Services are an integral part of the health care team. They are often called to the bedside by a physician or nurse who knows the family could use their support. "I have to say the hospital staff here is very caring and they really keep an eye out for how people are doing," she said. "We come in contact with patients and their families in a number of ways. Sometimes we see people out in the hallway who are upset and we introduce ourselves. Other times a family member might ask us to talk with their loved one. At times, we know the family because their loved one has been in the hospital before and we already have established a relationship." Rabbi Rose was a nurse before she studied to become a Rabbi, so she already felt comfortable in the health care setting. She said her background helps her to better understand what patients and families are going through. Often she helps patients and their loved ones talk through some of the tough decisions related to care, including end-of-life issues. Unless a patient has an advanced health care directive that spells out their wishes, their loved ones may not know what they would want. "If a patient is unable to speak for themselves, we have to rely on family members," Rabbi Rose explained. "Sometimes it's just about asking the right questions to help the family clarify their decision. After talking with me, they may go back to their physician for more medical information, and then come back to me to discuss it further. We all work together to make sure the patient gets the best care possible and their loved ones get the support they need." For more information about Spiritual Care Services at Washington Hospital or if you are interested in volunteering to sit with patients and their loved ones, contact Rabbi Rose at (510) 745-6569.


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Sacred Heart Incense Sticks
Sacred Heart stick incense is sweet smelling, and creates a very romantic feeling energy. Light some of this incense during a date, and watch the magic happen!
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Our Incense sticks are carefully crafted from select woods, resins, and beautifully fragrant essential oils to bring you the final product. This process begins by lathering the chosen blank incense sticks with the appropriate essential oils to create a beautiful fragrance. These sticks are then stored for 10-15 hours to ensure a long lasting aroma.
Incense has many uses, as diverse as the oils they are created with themselves! Here is a few of the most common uses of Incense.
~ Incense can be used to enhance concentration and focus. Long ago, monks used incense during meditation to clear the air as well as their thoughts. They did this because they recognized the benefit burning incense has on enabling clear thinking and helping to develop a state of complete awareness.
~ Simply, incense can be used as an all natural air freshener! Ranging wide in fragrances, incense can induce a beautiful smelling aroma in any desired area such as your home, office, etc.
~ In spellwork, incense can be used to clear out negative energy from a space. Many people (Including Us!) burn incense before and during ritual to promote a clean, positive space to work in, increasing the effectiveness of the magick at hand!
Check out the rest of our Incense section here!
Also, visit our Metaphysical Tools section to see our assortment of Incense Holders!
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I'm originally a mind mapper; and at the beginning I mapped out everything from my shopping to my music and the dreaded To Do lists.
Yup that was a long time ago and I was younger and a tad more adventurous with my newly discovered tool that led me to believe I was way ahead of the information curve at that time.
And it was, in my experience, at that time; a tool that provided a tangible gain to the ways I enhanced my information management abilities.
I very rarely came across fellow mind mappers in my early days of mapping during the early 80's. And thus I used it as my secret weapon for information management and staying ahead of the competitiveness within my field at that time. Hey if I could map out my shopping list, music collection and to do's; I was an information manager right?
Of course reality is a slap isn't it? When the mind mapping tool appeared way back in the 70's we didn't have software that could do what we do now in the semblance of mind mapping that we now call Visual mapping, Info-Graphics or even Database knowledge mapping.
The hand drawn maps in the vein of what Tony Buzan presented and formalized: they were awesome for gathering thoughts, making connections and expressing it all in what was then looked upon as a funky, almost hippy expression of information and knowledge.
I eventually came across a few fellow mind mappers who surprisingly enough were extremely similar to my profile as an addict to graphical expressiveness. Yes we were addicts and expressed all the attributes of an addict when it came to how we believed everyone should think of and express information/knowledge.
Mike and Bettina Jetter managed to popularize software mind mapping via their Mindjet Mindman software; later to become so well known as MindManager. Of course there were other developers, but the Jetter's managed to grab a fledgling audience of users, and were more commercially successful that their existing competitors.
Original mind mapping was on paper; yes we had to draw it all out long hand, make all of those damn spelling mistakes, grammatical errors and then there was that dreaded lack of context and content for relevance. So we often ripped up that hand drawn map and started all over again. Thank the gods of knowledge management we no longer have to willingly endure that. Yet hand drawn mind mapping is a staple of the Buzan approach even to this day, and indeed is the ideal intro to information mapping for many who'll more than likely go on to use the Buzan endorsed iMindMap cross-platform mind/visual mapping software/service developed by Chris Griffiths and his team at OpenGenius
Yes there's other products that came along too, only a few are relevant to the bigger picture that is now developing via Visual mapping and what we are now experiencing as graphical knowledge mapping/management.
And then: there was Biggerplate.
Of course you know who Biggerplate are: they're the go to place for mind map image sharing. Have you shared snapshots of you maps at BP? Initially BP was a MindManager centric site that has nicely developed into a business model offering numerous services for personal, academic and business users of mind/visual mapping/management.
Do you want to share your maps with other users of mind maps? Go to BP, create an account and off you go. The file formats may expand when users of other products create a groundswell of file format exchange that equates into a need for users to have a place for their specific software product file formats at BP.
Biggerplate have in recent years developed a rather good get together series of events that have toured via significant global locations and the events have been recorded for all to see.
Sharing maps though is a conundrum for some (like me). I am constrained by NDA's that restrict much of the meat and potatoes I may offer for fellow mapping viewers to read and study.
Do we need to share maps at all? Good question, as it does seem much of the map sharing I and many colleagues have taken part in privately have been at best minimal for detail and at most embarrassingly short of context and content to make it anywhere near as interesting for recipients due to my NDA choke hold.
Have you had good or not so good experiences regarding map sharing? Please share your experiences.


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The Ethics & Religious Liberty Commission signed on to the brief filed Tuesday (Jan. 28) in support of Hobby Lobby and other family owned businesses that have conscientious objections to a regulation that requires employers to provide abortion-causing drugs for their workers.
The ERLC-endorsed brief was one of more than 50 filed the same day with the high court on behalf of the companies. Among the other briefs was one signed on to by Southeastern Baptist Theological Seminary; its president, Daniel Akin; Southern Baptist megachurch pastor and author Rick Warren; Southern Baptist professors; and at least one other Southern Baptist pastor.
The briefs urging invalidation of the abortion/contraception mandate, which is a rule implementing the 2010 health care reform law, came in cases that have been consolidated for March 25 arguments before the Supreme Court.
The briefs ask the justices to uphold a lower court decision in favor of Hobby Lobby and its sister corporation Mardel, Oklahoma City-based retail chains owned by the pro-life evangelical Christian Green family. They also call for the justices to overturn a ruling against Conestoga Wood Specialties, a Pennsylvania business owned by the Hahns, pro-life Mennonites.
ERLC President Russell D. Moore, in a Jan. 28 podcast, said the justices' ruling will be "impactful for all our people in our churches for probably the next 100 years, regardless of what the court does."
Akin, in a written statement, said the Hobby Lobby case is "a critical issue that impacts freedom of conscience and religious liberty and conviction.... Christians everywhere should pray for God to move on the hearts of the justices of the Supreme Court to make the right decision."
The ERLC-signed brief, written by University of Virginia law professor Douglas Laycock, contends Congress clearly understood the 1993 Religious Freedom Restoration Act (RFRA) to provide "universal coverage," including to for-profit companies and their owners. It also argues that larger religious liberty traditions -- including state and federal conscience rights laws -- are consistent with protecting for-profit corporations.
The ERLC, Moore said in a written statement, "is proud to stand with a broad coalition of allies committed to religious liberty. Our participation in the Laycock brief signals our confidence that the Religious Freedom Restoration Act was designed to protect everyone -- including those operating businesses.
"We're in this because religious liberty isn't a government grant, but a human right grounded in the image of God," Moore said. "Our Baptist forefather John Leland wasn't content to trust politicians with tyranny over the conscience. We are his sons and daughters, and we will carry the banner of soul freedom to the Supreme Court and beyond."
A major question the Supreme Court will consider in the case is whether owners of for-profit companies can exercise their religion in the conduct of their businesses.
In a July ruling against Conestoga Wood, a divided three-judge panel of the Third Circuit Court of Appeals in Philadelphia said for-profit secular organizations "cannot engage in religious exercise." A month earlier, however, the 10th Circuit in Denver rejected the Obama administration's argument that protections under RFRA do not extend to for-profit companies. The 10th Circuit ruled that corporations such as Hobby Lobby and Mardel "can be 'persons' exercising religion for purposes" of RFRA.
The Obama administration's stance "appears to be that once they incorporate, the Greens and the Hahns have no religious rights that a government is bound to respect," according to the ERLC-endorsed brief, which the Christian Legal Society (CLS) organized and filed. "The corporation can be required to do absolutely anything, and the individual owners who carry out the corporation's work have no religious-liberty right to complain."
There are "no limits" to the administration's position, the brief contends.
"If the Greens and the Hahns forfeited their rights to religious liberty when they incorporated their businesses ... then it would not matter if the government required coverage for all abortions, by any method, in any trimester," the brief notes. "It would not matter if the government required coverage for partial-birth abortions, or assisted suicides, or unconsented euthanasia."
The ERLC-signed brief also states, "If Mardel sold child pornography instead of Christian books, the government would not allow the Greens, actively involved as shareholders, directors, officers, and managers, to defend on the ground that 'It wasn't me; the corporation did it.'"
Both the text and legislative history of RFRA demonstrate that all claims -- including those by for-profit companies and their owners -- are covered by the law, the brief states.
RFRA's sponsors "resisted all efforts to add exceptions to coverage," according to the brief. "A definition in an early version of the bill, limiting coverage to 'natural persons' and religious organizations, was eliminated in all later drafts."
Debate on the Religious Liberty Protection Act, a bill considered in the late 1990s but never approved by Congress, affirmed RFRA's protections applied to corporations, the ERLC-signed brief states.
Others signing on to the CLS brief with the ERLC were the American Bible Society, Prison Fellowship Ministries, Association of Christian Schools International, Association of Gospel Rescue Missions, Anglican Church in North America, The Lutheran Church-Missouri Synod, The Church of Jesus Christ of Latter-day Saints and World Vision.
The brief endorsed by Southeastern Seminary, Akin, Warren and other Southern Baptists –- as well as the Manhattan Declaration and leading evangelical theologians -- focused on the abortion/contraception mandate's violation of the Christian doctrine of work.
Biblical theology teaches a person's "vocation is ordained by God as a spiritual enterprise in which Christians must serve in accordance with their spiritual callings," the brief states. Mandating that a Christian choose between disobeying government rules or religious beliefs "substantially burdens" free exercise of religion, according to the brief, which was filed by the Institute for Faith, Work & Economics.
Among others filing a total of 56 briefs Jan. 28 in support of Hobby Lobby and Conestoga Wood, according to the Becket Fund for Religious Liberty, were the National Religious Broadcasters, National Association of Evangelicals, Christian Medical Association, Council for Christian Colleges and Universities, U.S. Conference of Catholic Bishops, Democrats for Life, congressional members from both political parties, 20 states, women's organizations, constitutional law scholars and Roman Catholic theologians.
"The broad support shows that Americans of many faiths and backgrounds want to see religious freedom protected," Lori Windham, senior counsel with the Becket Fund, said in a written statement. "Religious freedom is important to Democrats and Republicans, to Christians, Muslims, Jews, and others."
The ERLC also signed on to a brief in October asking the Supreme Court to review the lower-court decisions in the Hobby Lobby and Conestoga Wood cases.
The 25 briefs filed Jan. 28 in opposition to the two businesses, according to Becket Fund, represented, among others, more than 100 Democratic members of Congress, 16 states, ACLU and Freedom From Religion Foundation.
The Department of Health and Human Services (HHS) issued the abortion/contraception mandate on behalf of the Obama administration as part of implementing the Affordable Care Act. In addition to contraceptives, the mandate requires coverage of such drugs as Plan B and other "morning-after" pills that possess a post-fertilization mechanism that can cause an abortion by preventing implantation of tiny embryos. The rule also covers "ella," which -- in a fashion similar to the abortion drug RU 486 -- can act after implantation to end the life of the child.
HHS provided an exemption to the rule for churches and their auxiliaries but did not extend it to non-church-related nonprofit organizations and for-profit companies that object. Some conscientious objectors oppose underwriting all contraceptives, while others -- such as Hobby Lobby and Conestoga Wood -- protest paying only for abortion-causing drugs. The administration also offered an accommodation for non-church-related religious organizations, but critics said it was inadequate because it still forces such groups to provide access to the drugs through third parties.
For-profit and nonprofit corporations have filed a total of 91 lawsuits against the mandate, according to the Becket Fund. GuideStone Financial Resources, the Southern Baptist Convention's health and financial benefits entity, combined with two of its health plan participants to file one of the suits in October.
The Supreme Court delivered a temporary win for mandate foes Jan. 24, when it continued an injunction blocking enforcement of the mandate against the Little Sisters of the Poor, an order of nuns in Denver, and other Catholic organizations. The injunction will remain in place while the 10th Circuit considers the lawsuit.
Hobby Lobby, a national arts and crafts retail chain, has said it will not comply with the mandate if it loses in court. The chain of nearly 590 stores could face fines totaling $1.3 million a day. Mardell is a Christian bookstore chain.
Hobby Lobby seeks to honor God "by operating the company in a manner consistent with Biblical principles," according to its statement of purpose. Its stores are closed on Sundays.
The Hahn family, which owns Conestoga Wood, has been living under the mandate since its group health plan was renewed in January 2013. Refusal to abide by the mandate could cost the family an estimated $95,000 a day. Conestoga Wood is a wholesale manufacturer of kitchen cabinet parts.
The 10th Circuit case is Sebelius v. Hobby Lobby, while the Third Circuit case is Conestoga Wood v. Sebelius. Kathleen Sebelius is the HHS secretary.
The high court is expected to issue a decision before the end of its term in late June or early July.
Tom Strode is the Washington bureau chief for Baptist Press. Get Baptist Press headlines and breaking news on Twitter (@BaptistPress), Facebook (Facebook.com/BaptistPress) and in your email (baptistpress.com/SubscribeBP.asp).
Copyright (c) 2014 Southern Baptist Convention, Baptist Press www.BPNews.net


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Police officers in Mena, Ark., will receive new uniforms thanks to an $8,400 donation from the Arvest Foundation.
The gift was announced today at the Mena City Hall. Theresa Young, Shawna Powell, Chase Henry, Chris Thrailkill, and Alyvia Self of Arvest Bank were on hand to present the check.
Each officer will be outfitted with both summer and winter uniforms. The new style of uniform displays a professional look while providing more comfort and function for the officer. These everyday-wear uniforms will be in addition to the traditional uniforms needed for court appearances and other functions requiring formal wear.
"The City of Mena is extremely grateful to the Arvest Foundation for this very generous donation to our department," said Mena police chief Tommy Stueart.
"On behalf of the Arvest Foundation, we are very thankful for the opportunity to help the Mena Police Department purchase new uniforms," Young said. "The new uniforms will enhance the safety, appearance, and comfort of the Mena Police Department."
Arvest associates hosted a successful shoe drive at locations in Fayetteville and surrounding communities with more than 250 pairs of shoes collected for the ninth annual Walk a Mile in My Shoes event benefiting Ozark Guidance. The shoes, plus handbags and jewelry, were given to Ozark Guidance on Tuesday for sale in the April 5 and 6 fundraising event.
Dr. Laura H. Tyler, president and chief executive officer of Ozark Guidance, commended the bank's commitment to helping support the nonprofit organization. "We're overwhelmed by this tangible support for Ozark Guidance and the clients we serve," Tyler said. "We want to express our thanks to all of the Arvest associates and Arvest customers who made this drive such a success. The generosity of our community partner and its customers will help us continue to fulfill our mission of saving and changing lives through compassionate, quality behavioral health services."
Steven R. Hinds, vice president of philanthropy and development for Ozark Guidance, said the idea behind the Walk a Mile in My Shoes event goes beyond raising money. "We want to encourage our community to join us in breaking down stigma associated with mental health – to really take a look and 'walk' in someone else's shoes," Hinds said. "We also hope that through events like Walk a Mile, others may better understand the needs of those who battle disorders that interfere with the way they think, feel and act."
The ninth annual Walk a Mile in My Shoes event includes a VIP Presale Party on April 5. Tickets are $50 and may be purchased by calling 479-725-5294. The sale begins at 8 a.m. April 6 and is open to the public. Both events are at the Holiday Inn, 1500 S. 48th St. in Springdale. More information is available at www.ozarkguidance.org/WaM *
* Links marked with * go to a third-party site not operated or endorsed by Arvest Bank, an FDIC-insured institution.
Arvest Bank has announced additional accommodations for our customers affected by the current government shutdown. Because we understand the uncertainty caused by an interruption in income, we've established a Special Assistance Customer Care hotline for our customers who need help managing their accounts during this time.
If you have concerns about your accounts related to the government shutdown, please call this dedicated line during normal business hours –
Arvest Special Assistance Customer Care: (877) 483-2940.
A customer care associate will walk you through specific accommodations available to you.
At Arvest we are committed to helping our customers through this challenging time. If you have questions about any of the above accommodations or your eligibility, please do not hesitate to call (877) 483-2940.
Arvest Bank is pleased to once again sponsor the 24th annual Arkansas vs. Oklahoma Cross Country High School All Stars Meet, one of the longest events of its kind in the US. The 2017 race was held at Rogers (Arkansas) High School 5K Mountie Cross Country Course on Nov. 11 in cool, overcast conditions. The teams are comprised of top high school runners from each state, and the team results score the first ten finishers from each state.
Nov. 07, 2017 – Tom Jakobs' professional aspiration is as daunting as it is admirable.
"I specialize in helping people with very severe disabilities to live more independently and to pursue their life goals," said Jakobs, founder of the nonprofit corporation, Be Extraordinary* (Be-X).
It's a pursuit easier said than done, but Be-X's track record speaks for itself. According to the organization's website – be-x.org – it has an 84% success rate in terms of promoting its clients' quality of life through the effective use of technology. A bioengineer, Jakobs said that kind of success is determined on a case-by-case basis. "Sometimes success is just having a little more ability that what you had before," he said.
Jakobs is the 25th person to be featured in Arvest Bank's People Helping People video series. The series is designed to celebrate individuals in the communities Arvest serves who are uniquely making a difference.
In the case of Shawn Egan, Jakobs' – and Be-X's – charge was to give him the capability to use a phone. Egan suffered a spinal cord injury while cutting a tree that left him paralyzed. Through years of patience that included securing grant money in addition to numerous technical trials and errors, Be-X finally was able to find a solution that allows Egan to independently place and receive calls, as well as text.
The result is that he can help with his family's rental business, and he also serves on a couple of local boards of directors. Having that capability is beyond what Egan set as a goal for himself after his injury. "When I got hurt back in 2011, that was my big goal then – and that's still my goal – is to get my kids out of school," Egan said. "Just be here long enough to see they get graduated, they become adults, and they move into the life that they want." Even so, thanks to the efforts of Be-X, Egan is able to work from home and help his children with their homework, things that didn't seem possible at different times after his injury. In his words, that allows Egan "to contribute to society." And that's a big win for all involved.
About Arvest Bank
Arvest Bank operates more than 250 bank branches in Arkansas, Oklahoma, Missouri and Kansas through a group of 16 locally managed banks, each with its own board and management team. These banks serve customers in more than 120 communities, with extended weekday banking hours at many locations. Arvest also provides a wide range of banking services including loans, deposits, treasury management, credit cards, mortgage loans and mortgage servicing. Arvest is an Equal
Links marked with * go to a third-party site not operated or endorsed by Arvest Bank, an FDIC-insured institution.
Housing Lender and Member FDIC.
Submitted questions will be answered by an Arvest banker and may appear on the Arvest Blog.
All Arvest banks are Equal Housing Lenders and Member FDIC.
Investment products and services are provided by Arvest Investments, Inc., doing business as Arvest Asset Management, member FINRA/SIPC, an SEC registered investment adviser and a subsidiary of Arvest Bank. Trust services are provided by Arvest Bank. Insurance products are made available through Arvest Insurance, Inc., which is registered as an insurance agency. Insurance products are marketed through Arvest Insurance, Inc., but are underwritten by insurance companies.
Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency, May Lose Value, Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate.


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sites across the UK
Similarly to hotels in Reading , each of the towns and cities listed on this page have had special hotel results pages created to suggest the best hotels for a number of categories. Please use the links given to find the most suitable hotels in these locations.
why these towns and cities?
These towns and cities have been selected because they offer the greatest number of hotels, and therefore there is the biggest need for recommendations. If you feel there are other towns which we should be listing, please let us know using the contact page.


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Formed by brothers Franco and Paolo Turra and luthier Giovanni Tensi, Italy-based ThreeGuitars specialises in carbon fibre and aluminium alloy technologies.
The Meta Salvo guitar reviewed here is the signature model of eclectic Satriani-esque Italian guitarist/ producer Salvo Correri and features a CNC-machined aluminium body and a 'tubular' carbon graphite neck bolted to the body via a patent pending 'Steady Lock' dual bolt fixing on a minimal heel.
The Gotoh/Wilkinson vibrato and Seymour Duncan Custom/'59 humbuckers are more familiar; likewise the Sperzel tuners adorning the aluminium headstock. At just under 9lbs in weight it's not overly heavy and the workmanship is top quality.
It's an extremely in-tune sounding guitar, precise, even and pristine. The five-way selector gives standard humbucking linkages, dual single-coils and neck single-coil and the tonal range is good.
There's a very defined separation which makes high-gain clearly audible, only the bridge 'bucker can sound a tad shrill with older-style lower gains. Certainly not vintage or woody, it's much more modern sounding and excels at clean funk chops contrasted by inspiring high-gained textures.
The fingerboard edges could be less sharp and the frets feel tall, but it's a guitar that grows on you.


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Mogao Caves are the nation key Cultural relic preservation organ, is named Thousand Buddhas Cave, was honored as the most valueable culture to discover in the 20th century, was situated in Gansu Corridor west end Dunhuang, and made an idol world famous by the fine mural. It builds in 16 country's former Qin times, after 16 countries, the Northern Dynasty, the Sui Dynasty, the Tang Dynasty, Five Dynasties, the Xixia, the Yuan and so on all previous dynasties constructions, forms the huge scale, existing cavern 735, the mural 45,000 square meters, argillaceous painted sculpture 2415, are in the world the extant scale are biggest, the content richest Buddhism art Holy Land. Since the modern times had discovered the Buddhist scriptures hole, in had more than 50,000 ancient times cultural relics, from this grew the special study Buddhist scriptures hole ancient book and Dunhuang art discipline - - Dunhuang studies. But in the modern times, Mogao Caves receives swindles, the burglary, the cultural relic drains massively, its buried treasure encounters the heavy damage. in 1961, Mogao Caves are announced one of for first batch of national key Cultural relic preservation organs. in 1987, Mogao Caves are listed as the world culture inheritance. Is Chinese one of four big rock caves.
Old is Yongzhou Gansu provincial capital Lanzhou. Located in the upper Yellow River, located in the geographical center of China, between latitude 32 ° 31 '~ 42 ° 57', longitude 92 ° 13 '~ 108 ° 46' between. It is the east, Shaanxi, Qinghai, Sichuan controlled South, West Hill Xinjiang, brief Inner Mongolia, Ningxia, is the ancient Silk Road of the key sections of land and gold, and with the Mongolian border, it was like a magnificent gem, set in central China the Loess Plateau, Qinghai and Inner Mongolia plateau, something more than 1,600 kilometers meandering, aspect 453,700 square kilometers, accounting for 4.72% of the total area. Population 26 million (968 million in 1949), Han, Hui, Tibetan, Dongxiang, Yugu, Baoan, Mongolian, Kazak, Tu, Salar, Manchu and other ethnic groups. Among them, the Dongxiang, Yugur, Bonan is a minority of Gansu.


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Using Drag-and-Drop
Website Builder uses a drag-and-drop interface to design your website. With drag-and-drop, customizing your website is fast. It doesn't require that you have any programming or coding experience.
- Log in to your GoDaddy account.
- In your Products list click Website Builder, and then click Manage next to the account you want to use.
- Click Design Your Pages.
- If necessary, from the Current Page menu, select the page that you want to modify.
- Click either Popular, Media, Social, Apps, or Tables & Forms, and then drag and drop the icon for each element you want to add over a Drop Zone. Drop Zones display on your Web pages when you hover over them.
Next step
Learn more about Designing Pages.


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Several requests came in for this character from a novel called Skulduggery Pleasant. The main figure to the story is the skeleton you see before you now. This childrens fantasy novel was created and written by Irish playwright Derek Landy. This tutorial is going to show you all "how to draw Skulduggery" using an easy step by step process. The story to Skulduggery's past is somewhat complicated. It's one of those things where if you try to explain what a story is about, you would end up getting lost in translation. The only way to know is to pick up the book and start reading. Those of you who already tackled the book, are the ones that are familiar with Skulduggery and his arch nemesis Nefarian Serpine or just Serpine. I can tell you that drawing skulduggery is going to be just as fun as reading about him. I still have some other cool tuts coming your way so do try and stay tuned in. Peace out people and enjoy.
DragoArt members upload artwork and drawing tutorials! They are also allowed to leave comments on tutorials, profiles, etc. Many more features, as well; it's way better than just being a boring guest! Register Now!


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NOTE: If you can't hear the gong or there is another issue try updating your browser or download Google Chrome browser (Windows and Mac)
Please use the controls below to set the length of time you wish to meditate for.
And, if you wish, you can also set a time before the signal starts the meditation period
We'd be pleased to hear your comments or suggestions: here
The basic teaching on how to meditate in this tradition:
Sit down. Keep your back straight. Sit still. Close your eyes gently and begin to repeat your word, your mantra. Say it interiorly in silence and stillness of body and mind. Stay with the same word throughout the meditation period and at each meditation period. Keep returning to it when you get distracted. The word we suggest is:
Say it as four equal syllables: ma ra na tha.This word is an ancient Christian prayer which means "Come Lord, come Lord Jesus" (see 1 Cor 16:22). Do not think about its meaning because in meditation we let go of all thoughts. When you become distracted simply return to the word, gently, faithfully and attentively. Meditate each day, morning and evening for between twenty and thirty minutes.