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Bad loans on real estate continue to push harder on the nation's banks.
At the end of the first quarter, six out of every 10 banks in the U.S. were less well prepared to withstand their potential loan losses than they had been at the end of 2008, according to a new analysis by msnbc.com and the Investigative Reporting Workshop at American University in Washington. Overall, bad loans rose another 22 percent in the quarter as the recession continued.
Msnbc.com is publishing information on the nation's 400 largest banks as well as all banks with high ratios of troubled loans to assets. Information on the financial health of more than 8,000 banks nationwide is available at the updated BankTracker site published by the American University group.
The analysis relies on information reported through March 31 to the Federal Deposit Insurance Corp., calculating each bank's troubled asset ratio, which compares troubled loans against the bank's capital and loan loss reserves. A similar ratio, known as a Texas Ratio, is commonly used by bank analysts as a snapshot of a bank's financial health, though it can't capture all the nuances of a bank's condition.
Although much attention has been focused on surprising profits at U.S. banks in the first quarter of 2009, under the surface lurks an industry still suffering from the recession. If you set aside the 10 largest banks, the rest of the industry lost money in the quarter, primarily because of very large losses at a few banks.
While the 10 largest banks reported $10.2 billion in earnings for the quarter, the remaining 8,245 banks together lost $2.6 billion, according to the analysis.
One in five banks lost money in the quarter, and several lost big, weighing down the rest.
Four large banks account for more than $5 billion in losses. Huntington National Bank of Columbus, Ohio, lost $2.46 billion. FIA Card Services of Wilmington, Del., lost $1.47 billion. SunTrust Bank of Atlanta lost $783 million. Sovereign Bank of Wyomissing, Pa., lost $764 million.
What's the trend in bad loans?
Continuing the trend from 2008, there was a significant deterioration in the first quarter in the ability of banks to withstand potential losses from troubled loans.
If a troubled asset ratio of 100 is a sign of severe stress, then an additional 93 banks moved past that level in the quarter, for a total of 237. Still, that's only 3 percent of the nation's banks.
Some analysts have said that any ratio over 20 percent is an early warning sign. An additional 421 banks moved past that level, for a total of 2,692. That's 33 percent of the nation's banks.
While the troubled asset ratio is not a predictor of bank failure, 29 of the 37 banks that have failed so far this year had ratios of greater than 100 percent, reported Wendell Cochran, senior editor of the reporting project at American University.
Most banks still have relatively low levels of troubled loans. But there was a worsening of the median troubled asset ratio for all banks, rising to 11.7 at the end of the quarter, up from 9.8 at year end 2008, and 4.9 at year-end 2007, when only one-quarter of the nation's metro areas were in recession .
The reports in most cases do not include the billions in federal money injected onto the balance sheets of bank holding companies in the form of so-called TARP funds. Although the public was told by members of Congress that one of the purposes of the TARP program was to increase lending, in nearly all cases that money has stayed with the bank holding companies as a cushion against hard times, and has not been passed on to their individual banks where it might be used to make loans. In fact, the total of loans outstanding declined again in the quarter as the recession continued.
The American Bankers Association opposes the sharing of ratios like these with the public, and said in a statement that the vast majority of the nation's banks "has been and continues to be well capitalized." (For a discussion of bankers' views on such ratios, see msnbc.com's previous report for data from the fourth quarter of 2008.)
The total of troubled assets rose to $285.2 billion at the end of the quarter. At the end of 2008, for the same banks, it was $233.7 billion. That's an increase of 22 percent in the quarter. At the end of the year 2007, it was $94 billion.
Out of 8,228 banks for which we have data for the latest two quarters, 4,918 showed a worsening ratio, or 59.8 percent. Only 2,776 banks, or 33.7 percent, showed improvement during the first quarter. And 534 banks, or 6.5 percent, kept the same ratio.
More bad loans at big banks
Most of the largest banks showed increasing burdens of bad loans. Out of the largest 100 banks, 86 showed declining ability to withstand losses. Only 11 improved. One maintained the same ratio. (Two did not report data that could be compared.)
The median troubled asset ratio for the 100 largest banks was 19.6 at the end of the quarter, up again from 16.7 at year end 2008, and 8.6 at year-end 2007.
The largest bank with a ratio over 100 was BankUnited FSB of Coral Gables, Fla., which was closed by its regulator on May 21. The bank ended the first quarter with a troubled asset ratio at a startling 3,750. It reported troubled assets of $1.6 billion, and capital and loan loss reserves of only $44 million. It had been the 96th-largest bank in the U.S. at the end of the quarter, by assets.
The highest ratio of an existing bank in the largest 100 banks is at AmTrust Bank of Cleveland, which showed further deterioration. The ratio had been 130 at year end, or 30 percent more troubled loans than capital and reserves. It weakened to a ratio of 174 at the end of the first quarter. In a previous statement, AmTrust said it was attempting to raise more capital. Though based in Ohio, the bank suffered from construction loans it made in South Florida.
Limitations of the ratio
The ratio was devised by Cochran, senior editor of the Investigative Reporting Workshop. A former business reporter, Cochran may have been the first journalist to create this measure of bank health. He did that while covering banking for the Des Moines Register in the early 1980s. Cochran now teaches journalism at American University.
Others do similar calculations. The most widely used is the so-called Texas Ratio, created in the 1980s by a banking consultant.
The troubled asset ratio may not accurately reflect a bank's standing today. As with any annual or quarterly report, there's a lag time before the numbers are reported, and the figures don't reflect changes since March 31.
The ratio does not include the value of non-loan assets that have caused so much trouble in the past year, particularly for some larger banks that moved away from traditional commercial banking. The ratio does not reflect mortgage-backed securities, collateralized debt obligations, etc. In this way, the ratio may underestimate the real depth of problems at some banks.
And no ratio can get at the detailed information — such as the individual loan files, quality of management, and potential for raising other capital — that a regulator will use to evaluate a bank's safety and soundness.
Profits still 'a mixed bag'
While the largest banks as a group showed profits in the first quarter, much of that came from securities trades, not from banking, the FDIC said in its quarterly commentary.
Setting aside the 10 largest banks, the loss for the quarter was $2.6 billion. For the same banks for all of 2008, the profit was just $229 million, compared with a profit of $56.6 billion back in 2007.
Overall, 22 percent of banks lost money in the quarter, essentially unchanged from 23 percent in 2008. In 2007, only 11 percent were unprofitable.
"I think the next quarter is still going to be a mixed bag," said Karen Thomas, vice president of the Independent Community Bankers of America. "Most banks are well capitalized. Not all of them are going to be able to work through their challenges, but the vast majority of them will."
Depositors are protected
Even when a bank does fail, no depositor has lost a dime in insured deposits since the FDIC was created in 1934.
The protection has its limits. The basic limit had been $100,000 per depositor per bank, but was temporarily increased in October to $250,000. The $250,000 limit was recently extended through Dec. 31, 2013. The FDIC has more detailed information and a calculator to help you determine your level of protection.
If your deposits are under the FDIC limits, you're protected even if your bank should fail. If your deposits exceed those limits, the best protection is to move deposits now into smaller accounts at more than one FDIC-insured bank.
© 2013 NBCNews.com Reprints


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The Alcott Center for Mental Health Services
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Since 1979 our warm, caring staff have helped thousands of people in their recovery from mental illness. Located in West Los Angeles, we serve people with severe mental illness as well as those in need of short term therapy.
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subset: commoncrawl


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|Mobile Site
|eMail Author
|Caption Comp
|Monthly Poll
|Sudden Death
|Colour Key
|Cookie Usage
|Series :
|Rating :
|Disc No :
|Episode :
|First Aired :
|2 Dec 1998
|Stardate :
|Director :
|David Livingston
|Year :
|Writers :
|Jeri Taylor
|Season :
|Guest Cast :
|The whole premise of this episode is somewhat flawed. Voyager finds it quite acceptable to use Borg technology and information whenever it likes without a thought for the method of acquisition. Now, all of a sudden it doesn't want to save B'Elanna with similarly acquired information. Worse still, the EMH uses Crell Mosset's knowledge to save B'Elanna, and then deletes him so nobody will benefit from the knowledge. So if his decision was that nobody should benefit from the knowledge, why did he not do it straight away and them leave B'Elanna to die? The moral of the episode seems honestly to be that "nobody should benefit from immorally obtained knowledge, except for B'Elanna Torres."
|Great Moment :
|The rush to escape the Doctors slide show led, as it should be, by Captain Janeway.
|Body Count :
|Zero, but the Cardassian doctor is deleted.
|Factoid :
|Actor David Clennon played Lee Silver in "From the Earth to the Moon".
|Copyright Graham Kennedy
|Page views : 17,985
|Last updated : 31 Aug 2010


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ACParadise Network: American Cosplay Paradise American Cosplay Experience American Cosplay Snapshots
Hello. My name is Melissa, and I have been making anime outfits since 1997. Until 2000 all my outfits were handsewn, but then I finally got a sewing machine - so costume creation has increased drastically. My first mostly handmade costumes were Star Trek costumes (didn't find pictures from when they were made - but outfits were large enough so I could take recent pictures to put in portfolio). On the rare occasion, I might purchase a costume then repair & alter it to fit me for hallcostuming.
I also take a lot of hall costuming pictures at conventions. Check out http://www.icosplay.com for my convention reports.
Celestial Shortcut URL:
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- anna-neko says, "cosplay ALL the companions!"
- For River Song from Doctor Who
- Patches says, "You did SO GOOD with this especially for it being such a last minute costume! You were so pretty!!"
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- Terranell says, "Pretty much perfection right here. <3"
- For Photo Finish from My Little Pony Friendship is Magic
- Mandy Shadow says, "Love it!!!"
- For Photo Finish from My Little Pony Friendship is Magic
- Envel says, "OMG this is fabulous! <3"
- For Photo Finish from My Little Pony Friendship is Magic


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What is Shamanism?
The term Shaman is Siberian in origin and refers to the local 'healers' of the area. Michael Harner, an anthropologist, studied similar indigenous societies across the globe and found they all had people performing similar functions; he coined the phrase 'Core Shamanism' to describe the broad worldview these people held and the techniques they employed.
The shamanic worldview holds that everything is alive (animistic) and it is possible to communicate with the spirit of all things. It also holds that the root cause of all illness is spiritual; The Shaman, therefore 'travels' to the other worlds that the spirits inhabit to gain their help in curing a person's illness. For this reason, a shaman is sometimes called 'a walker between worlds' or 'hollow bone' (which refers to the fact that spirits work through the shaman).
As has been said, the shamanic worldview is one of travelling to spirit worlds to elicit Spirit's help. In core shamanism, a model of three spirit worlds is used. They are traditionally accessed by travelling through the roots of a tree to the lower world; through the trunk to the middle world or ascending the branches to the upper world.
What is the Lower world?
The lower world is associated with the past, the deep subconscious, our basic instincts and pre-rational thought. The spirits here are envisioned as animal forms.
What is the middle world?
The middle world is associated with the present, the astral and dream worlds behind the world as we see it and current issues. It is inhabited by nature spirits such as water spirits, wood nymphs, rain and rock spirits and many other spirits of natural forms.
What is the upper world?
The upper world is associated with the future, the 'big picture', like purpose and direction and has tutelary spirits which can take human-like or angelic forms or no form at all.
The Shamanic model of illness
Contrary to the western model of illness, in the shamanic model, there are only two basic causes; That is, either you are missing something you should have (termed soul or power loss), or you have something you shouldn't (termed a spirit intrusion). In both cases it is understood that all illnesses are spiritual in origin, only becoming a mental or physical problem if left unattended.
How does Shamanic healing work?
You can ask your own Spirit Helpers/guides for healing, or work with a shamanic practitioner to work with their spirits to help you. My personal preference is to teach, help and guide you do this for yourself.
One of the most well-known forms of shamanic healing is Soul Retrieval.
This is because it is common to lose a part of our Soul, our energy or our power, during a difficult time in our lives and feel incomplete, lost or unwell as a result. By being reunited with the missing soul part we regain our missing energy. Traditionally the Shaman journeys to his or her Spirit helpers or teachers to travel through the Spirit World in search of a part of soul missing from the 'patient'. This can be a subtle, gentle process restoring balance and leaving us more fulfilled, being 'clearer', with more energy, peace or feel whole. Or it can initiate a dramatic change in our lives as we re-gain ownership of our life process. Again my preference is to teach and guide you, how to do this.
Power Animals
All people and animals can enjoy the power, strength and comfort of an alliance with a spiritual power animal. The spirits of wild animals work with shamans, guiding them through their journeys, giving advice and performing healings. Often the first thing a modern shamanic healer does for a person retrieves a power animal for them. The person then bonds with the creature by honouring it in ordinary reality, visiting it during quiet meditation time.
Power retrieval
Often in life when things happen, people have the sense and just know that someone has taken something from them. It happens when they are abused, made fun of, degraded, made to feel less than someone else, teased, demeaned, assaulted, when their dignity is taken etc.
In Power Retrieval, you reclaim your power that was taken from you, without reliving the trauma, and integrates it back into yourself, and your life. All of the energy and power from those events comes rushing back into your Mind-body and Spirit, reintegrating inside you, re-informing you, and bringing a sense of wholeness back to you.
This can be done for people who have suffered a major trauma or event, and who want to reclaim their power and energy.
Additionally, this can be used to reclaim many "little things" that have happened to a you, where someone has taken something from you (demeaned you, or done something to take your power) and that energy is reclaimed from the past, brought forth into the now, and refocused into your present life.
When all of the energy from your past is reclaimed, and brought back into the person and refocused and reintegrated in the here and now, they know and feel a sense of fullness and empowerment.
Spirit Extraction and Removing inappropriate energy
Another form of shamanic work is extraction, where unwanted or excess energy is removed. The shamanic view is that certain energies are inappropriate to our health with the help of their Spirit guide or your spirit guide theses unwanted energies are removed allowing you to restore balance to the person.


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EFET was established by virtue of L. 2741/GG 199/28-09-1999. It is a public entity supervised by the Ministry of Reconstruction of Production, Enviroment & Energy. The responsibilities of EFET are the following:
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NanoCross BTK, a Prospective, Non-randomized, Multicenter, Controlled Trial Evaluating the Performance of the NanoCrossTM .014 Balloon Catheter in Infrapopliteal Lesions
|The safety and scientific validity of this study is the responsibility of the study sponsor and investigators. Listing a study does not mean it has been evaluated by the U.S. Federal Government. Read our disclaimer for details.
|ClinicalTrials.gov Identifier: NCT01783600
Recruitment Status : Completed
First Posted : February 5, 2013
Last Update Posted : August 11, 2016
- Study Details
- Tabular View
- No Results Posted
- Disclaimer
- How to Read a Study Record
|Condition or disease
|Peripheral Arterial Disease
|Device: NanoCross .014 balloon catheter
|Phase 4
|Study Type :
|Interventional (Clinical Trial)
|Actual Enrollment :
|100 participants
|Intervention Model:
|Single Group Assignment
|None (Open Label)
|Primary Purpose:
|Official Title:
|NanoCross BTK, a Prospective, Non-randomized, Multicenter, Controlled Trial Evaluating the Performance of the NanoCrossTM .014 Balloon Catheter in Infrapopliteal Lesions
|Study Start Date :
|January 2013
|Actual Primary Completion Date :
|March 2016
|Actual Study Completion Date :
|March 2016
NanoCross .014 balloon catheter
NanoCross .014 balloon catheter
Device: NanoCross .014 balloon catheter
- primary Patency [ Time Frame: 12 Months ]Primary patency at 12 months, defined as absence of restenosis (≥50% stenosis) or occlusion within the originally treated lesion based on duplex ultrasound (systolic velocity ratio no greater than 2.4) and without prior TLR are defined as being primary patent at the 12-month follow-up
- Technical success [ Time Frame: Day 0 (=procedure date) ]Technical success, defined as the ability to cross and dilate the lesion to achieve residual angiographic stenosis no greater than 30%.
- Hemodynamic primary patency [ Time Frame: 1 and 6 months follow-up ]Hemodynamic primary patency rate at 1 and 6-month follow-up. Patients that present without a hemodynamically significant stenosis at the target area on duplex ultrasound (systolic velocity ratio no greater than 2.4) and without prior TLR are defined as being primary patent at the given follow-up.
- Limb-salvage rate [ Time Frame: 1, 6 and 12 months follow-up ]Limb-salvage rate at all follow-up visits, defined as absence of major amputation. Major amputation is defined as amputation at or above the ankle, as opposed to minor amputation, being an amputation at or below metatarsal level, preserving functionality of the foot).
- Primary assisted patency rate [ Time Frame: 1, 6, 12-month follow-up ]Primary assisted patency rate at 1, 6, 12-month follow-up. Defined as flow through the treated lesion maintained by repeat percutaneous intervention completed prior to complete vessel closure.
- Secondary patency rate [ Time Frame: 1, 6, 12-month follow-up ]Secondary patency rate at 1, 6, 12-month follow-up. Defined as flow through the treated lesion maintained by repeat percutaneous intervention after occlusion of the target lesion.
- Target lesion revascularization [ Time Frame: 1 day, 1 month, 6 month and 12 month follow-up ]Target lesion revascularization (TLR) is defined as a repeat intervention to maintain or re-establish patency within the region of the treated arterial vessel plus 5 mm proximal and distal to the treated lesion edge.
- Clinical success at follow-up [ Time Frame: 1 day and 1, 6, 12-month follow-up ]Clinical success at follow-up is defined as an improvement of Rutherford classification at 1 day and 1, 6, 12-month follow-up of one class or more as compared to the pre-procedure Rutherford classification.
- Number of patients with Serious Adverse Events (SAE) as a measure of safety [ Time Frame: 1 day, 1 month, 6 month and 12 month follow-up ]Serious adverse events as defined as any clinical event that is fatal, life-threatening, or judged to be severe by the investigator; resulted in persistent or significant disability; necessitated surgical or percutaneous intervention; or required prolonged hospitalization
Choosing to participate in a study is an important personal decision. Talk with your doctor and family members or friends about deciding to join a study. To learn more about this study, you or your doctor may contact the study research staff using the contacts provided below. For general information, Learn About Clinical Studies.
|Ages Eligible for Study:
|18 Years to 99 Years (Adult, Older Adult)
|Sexes Eligible for Study:
|Accepts Healthy Volunteers:
Inclusion Criteria:
- Patient presenting with rest pain or minor tissue loss (Rutherford class 4 or 5)
- Patient is willing to comply with specified follow-up evaluations at the specified times
- Patient is >18 years old
- Patient understands the nature of the procedure and provides written informed consent, prior to enrolment in the study
- Patient has a projected life-expectancy of at least 12 months
- Patient is eligible for treatment with the NanoCrossTM .014 balloon catheter (Covidien)
- Male, infertile female, or female of child bearing potential practicing an acceptable method of birth control with a negative pregnancy test within 7 days prior to study procedure
- De novo lesion or restenotic lesion after PTA in the infrapopliteal arteries,suitable for endovascular therapy
- Total target lesion length minimally 100mm
- Target vessel diameter visually estimated to be >1.5mm and <4.0mm
- Guidewire and delivery system successfully traversed lesion
- At least one non-occluded crural artery with angiographically documented run- off to the foot.
Exclusion Criteria:
- Patient refusing treatment
- The reference segment diameter is not suitable for the available balloon design
- Untreated flow-limiting inflow lesions
- Perioperative unsuccessful ipsilateral percutaneous vascular procedure to treat inflow disease just prior to enrollment
- Any previous surgery in the target vessel (including prior ipsilateral crural bypass)
- Aneurysm in the target vessel
- Target lesion has severe calcification as determined by physician's discretion
- Non-atherosclerotic disease resulting in occlusion (e.g. embolism, Buerger's disease, vasculitis)
- Severe medical comorbidities (untreated CAD/CHF, severe COPD, metastatic malignancy, dementia, etc) or other medical condition that would preclude compliance with the study protocol or 1-year life expectancy
- Major distal amputation (above the transmetatarsal) in the study limb or non- study limb
- Septicemia or bacteremia
- Any previously known coagulation disorder, including hypercoagulability
- Contraindication to anticoagulation or antiplatelet therapy
- Known allergy to contrast media that cannot be adequately pre-medicated prior to the study procedure
- Patient with known hypersensitivity to heparin, including those patients who have had a previous incidence of heparin-induced thrombocytopenia (HIT) type II
- Currently participating in another clinical research trial
- Angiographic evidence of intra-arterial thrombus or atheroembolism from inflow treatment
- Target lesion access not performed by transfemoral approach.
To learn more about this study, you or your doctor may contact the study research staff using the contact information provided by the sponsor.
Please refer to this study by its ClinicalTrials.gov identifier (NCT number): NCT01783600
|OLV Aalst
|Alast, Belgium, 9300
|Imelda Hospital
|Bonheiden, Belgium, 2820
|AZ Sint-Blasius
|Dendermonde, Belgium, 9200
|RZ Heilig Hart Tienen
|Tienen, Belgium, 3300
|Responsible Party:
|Flanders Medical Research Program
|ClinicalTrials.gov Identifier:
|Other Study ID Numbers:
|First Posted:
|February 5, 2013 Key Record Dates
|Last Update Posted:
|August 11, 2016
|Last Verified:
|August 2016
Peripheral Arterial Disease
Infrapopliteal lesions
balloon catheter
Peripheral Arterial Disease
Peripheral Vascular Diseases
Arterial Occlusive Diseases
Vascular Diseases
Cardiovascular Diseases


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Careers for Every Style
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thank you for helping me release my wage levy with Colorado Department of Revenue... I just want to say thank LifeBack for helping me release my wage levy with Colorado Department of Revenue. I just could never get through their long hold time because of lack of time. I am single mother with two kids. I work full time and postponed the issue until a garnishment hit my wages. Thank you for helping me so that I can feed my kids. Sincerely
I owed the IRS over $75K.... I owed the IRS over $75K. This was all due to my fault. I didn't keep track of any paperwork or filed my tax returns. Yes, this was the amount that the IRS came up and wanted to collect from me. They kept send me notices until I received a final notice to levy my accounts. I was scared to call a tax relief company because of the scams and the overcharges you have to pay. But after working with your tax professionals, I can say that there is "hope" for people like us. The money owed was from stocks/bonds. Your tax team before even the initial call advised that I needed to file the tax returns in order to reduce my debt. Your team immediately filed my tax returns and I owe close to $20K. Thank you LifeBack for placing me on a affordable payment plan and for being honest and consistent throughout the process. I will recommend your LifeBack Tax to anyone facing the IRS. Many thanks!
Thanks to you, my debt was settled and I have a fresh start.... Thank you LifeBack for settling my back taxes through one of your settlement programs. Being self-employed my income dropped due to the poor economy. I always paid my taxes at the end of years but for the last 3-4 years, I barely enough to meet my necessary expenses. Thanks to you, my debt was settled and I have a fresh start. I promise that I will pay my estimated tax deposits (ETD) on time and not ever fall behind as you instructed. God Bless you. You guys rock!!!
I searched you over the Internet and shopped like anyone would... I have been blessed to found LifeBack to represent me. Thank God that I was not ripped. I searched you over the Internet and shopped like anyone would. Your company provided the best service to me but your pricing was the lowest of all. Thank You for making this an affordable experience for me and taking nightmare called "IRS" off me forever. Thank you LifeBack for doing a great job,
I just finally gave up and called LifeBack.... Thank you for settling my taxes and showing the way to recovery. I had no idea that IRS has a expiration period for each year that I owed them money. My taxes owed to the IRS were from 1999 to 2001 due to bad investments and stock market crash. Through the years, my accounts were levied by the IRS several times and few payment plans were established. I just never saw the road of recovery because interest and penalties continued to accrue. I just finally gave up and called your company. Your tax professional advised me of the after 10 years the IRS can't collect the debt. Because I filed the returns late, one of the year expires this year and the other two next year. I am on a affordable payment plan to know that at the end I would save over 10K because IRS can't collect from me. Thank You for explaining the process and making this best light of hope. God bless you!!


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Welcome to the world's only tourist park with underground camping!
Located just five minutes from the opal capital of the world you will find a unique way of making your camping tour a true adventure! Riba's is a camping ground and caravan park with underground single and double rooms to suit any budget. An evening on-site Opal mine tour is the highlight of every visit. At night enjoy the stars in the desert away from lights of the city. At Riba's you will find everything at your convenience:
* Underground tent camping
* Shaded, drive-through, powered caravan sites (above ground)
* Unpowered camping sites (above ground)
* Underground budget rooms - single, double and family
* Evening Opal mine tour
* The only caravan park in Coober Pedy with FREE hot showers
* Laundry and kitchen facilities with free BBQ
* Underground TV room with FREE Wi-Fi
The concept of Riba's Underground Camping & Caravan Park began in 1994. The first section was opened in 1997 and so began the only underground tent camping in the world. In 2004 extensions were completed to include individual camping areas plus underground budget rooms. Riba's is still expanding into the future. Under the stars we also offer both powered & unpowered sites. Free showers, enclosed BBQ cooking area & coin operated laundry are available. On site is an Opal Mine where Rick conducts a very informative evening mine tour. We provide a very unique style of camping. All of this is set in a very quiet part of town. William Creek Road is only 4 km south of Coober Pedy off the Stuart Highway. Your hosts Rick & Barbara are happy to book one of the many tours of Coober Pedy, or give you all the information of the local attractions to be enjoyed.


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While the explosion of mobile devices has created an unprecedented opportunity for application developers to extend their reach beyond the desktop, the advent of Web Services has provided a handy interface to remote libraries. These two items combined offer the promise of a thin client with high functionality on lightweight platforms.
But the promise is not the reality. Even though Apache Axis 2 is billed as being designed from the ground up to be lighter, in this case lighter is not less filling. The libraries required to run Axis2 on a client are massive considering the space available. Enter KSOAP2, a lightweight SOAP client library that totals about 100K in client-side space requirements when compiled for either JAR or COD format. Utilizing kSOAP2, a six man-month development cycle delivered a stable Blackberry web services application that could be retargeted for any Java ME capable device with a recompile.
Utilizing kSOAP2 is relatively easy once you know a few basic concepts: How to establish a connection, how to send a request, and how to access the objects in a parsed a response.
The first thing necessary -- particularly on the Blackberry platform -- is to build the libraries from source. For our project we did this in the JDE, but it doesn't really matter where you build them. A JAR to COD converter is included with the Blackberry Java Development Environment (JDE) but I don't recommend it primarily because building provides full debug information with source link-in, and some kSOAP errors are just easier to debug by stepping through the parser.
Once the libraries are built-in the environment, create a new project and include all of the libraries -- kSOAP, kXML, kObjects, and XMLPullParser. These are all required for even the simplest of kSOAP calls to work correctly.
kSOAP is lightweight, and as such the library only supports HTTP and HTTPS, both with and without basic authentication.
The first step is to establish connection parameters to begin communicating with the server the web service is on. There are two possible calls to establish this connection:
HttpTransport httpt = new HttpTransport("http://" + IPorHostname + "Path/To/Webservice/function"); HttpTransportBasicAuth httpt = new HttpTransportBasicAuth("https://" + IPorHostname + "Path/To/Webservice/function", username, password);
In the first case, the connection is made with no authorization, and in the second HTTP Basic Auth is used. The only real difference is that the second call is using HTTPS and it is passed a username and password.
Once a connection is established, you can format the request and indicate where kSOAP should put the response. All SOAP communications have an envelope that wraps the SOAP request or response. To reflect this, kSOAP uses the SOAP envelope as the top-level object of all requests.
SoapSerializationEnvelope envelope = new SoapSerializationEnvelope(SoapEnvelope.VER11);
The valid values of the single parameter are SoapEnvelope.VER10, SoapEnvelope.VER11, and SoapEnvelope.VER12, indicating the use of SOAP 1.0, 1.1, or 1.2.
The next step is to tell kSOAP which operation will be invoked on the endpoint (URL) sent in the call to create the connection.
SoapObject request = new SoapObject("urn:iControl:LocalLB/VirtualServer", "get_list");
The first parameter is the SOAP namespace, and the second is the operation you wish to invoke. In object terms this would be iControl.LocalLB.VirtualServer.get_list(). This is one of the web service operations available on F5's BIG-IP load balancers. Replace the path with the path for your web service.
Then you have to tell kSOAP to use request as the outgoing object:
If your web service requires parameters, this is where you create them. You can also set miscellaneous parameters for the call The most useful parameter is the debug parameter of the transport object:
httpt.debug = true;
tells kSOAP to keep a copy of the text input and output buffers so that you can see what was actually sent and received over the SOAP interface.
You can add request parameters using the addProperty method. For example, to set the call parameter vlans to the values in the Vector variable named portList you would use:
Thus the SOAP call will include a complex element named vlans with the values in portList.
The format of the addProperty method is:
addProperty(SOAP Parameter Name, variable or value)
You can use any valid kSOAP object, a Vector, or any Java primitive as the value.


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Spotted This Morning: WhoSaidYouSaid catches its "They Spend You Pay" stride
You've no doubt seen the billboards that started going up this month, but what does it all mean?
The free-market conservative website WhoSaidYouSaid is announcing today that it has nearly completed the launch of its "They Spend You Pay" campaign.
With 89 billboards already up – 82 of them are in Metro Denver, seven in Fort Collins – the awareness campaign has only 11 more to go.
Your Spotted This Morning correspondent obtained an embargoed copy of the press release, which explains:
The billboards feature the headline "They Spend / You Pay!" and images of:
• President Barack Obama
• U.S. Sen. Michael Bennet
• Denver Mayor John Hickenlooper
• U.S. Rep. Ed Perlmutter
• U.S. Rep. Betsy Markey
• U.S. Rep. John Salazar
The billboards invite Coloradans to "Stop Payment" on reckless spending by visiting WhoSaidYouSaid.com and send "Stop Payment" notices to those officeholders.
Government spending is out of control
• $3.7 trillion in federal spending
• $1 trillion budget deficit
• $13 trillion national debt
When Congress writes checks it can't cover, who pays the bill? We all do! Every man, woman and child in the U.S. owes – on average – more than $43,000 of this debt.
Interesting to me is Hickenlooper's inclusion on the boards. Indeed, he's shown on Obama's left (or viewer's left, I guess I should say).


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Oops, I hide links and forget where I put them.
I'm working on it!
We recently restructured our site and the page you are looking for may have been moved or renamed. You may want to look at the Home Page, Chew On This Blog, or the Site Index. Or use the Search Box available at the top of the page.


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Skip Hire Ashford from yourlocalskiphire.co.uk
yourlocalskiphire.co.uk provides skip hire services in Ashford. For a number of years, our suppliers have provided corporate and private clients with affordable, reliable skip hire when they need it most. That's why so many customers across the UK put their trust in us to deliver.
Our sizing guide is available so you can choose the right skip for your requirements. bexleyheathskiphire can supply a range of skips in a selection of sizes, so you can be certain that our suppliers will provide you with the right container for your project.
Book your yourlocalskiphire.co.uk skip by typing your postcode into the box above. We'll then get back to you with a no-obligation quote for delivering the skip you want to hire to your Ashford address. It couldn't be simpler! You can also give us a call on 0330 1130 700 to discuss your skip hire needs.


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Tuesday, November 23, 2010
Derek Jeter may need a New Home!
15 comments:
Where would he play? Actually, don't answer that. What an awful idea.ReplyDelete
It would only be a matter of time before Reyes gets hurt. Reyes can move to second. LOLReplyDelete
I'd like to see this happen just to piss off the Yankees. Just a season.
Just the concept of it and all the thoughts and feelings and .... it really could make my head explode.ReplyDelete
Don't the Mets already have an overpaid middle infielder with limited range and declining offensive skills?ReplyDelete
Yes. I just like the thought of this pissing off Yankee fans. LOLReplyDelete
No doubt that it would. I think this would go over as well as John Starks' tenure on the BullsReplyDelete
Actually, I could see it...ReplyDelete
On Jeter's side, if the Yankees really piss him off, there's only two teams he can sign with that would really get back at them. The Mets and the Red Sox. If he stays in New York he'll still get his advertising money, he won't have to move to a new city, and he gets to move out of the AL (and specifically, the AL East).
On the Mets' side, he could be the veteran presence the team could really use. And he would be a draw. Plus, Yanks didn't offer him arbitration, so he wouldn't cost draft picks.
Now, given, Jeter would have to be willing to accept less than the Yankees would give him (he'll have to if he goes anywhere), and he'd have to be willing to move to second base. And probably drop in the batting order, at least to second and possibly down to seventh or eighth, depending on if he rebounds (which is certainly reasonable, especially since he'd be motivated). So its not likely unless he *really* wants to stick it to the Yanks.
Signing with the Mets doesn't stick it to the Yankees - just yankee fans... I really don't think the executives sweat queens.ReplyDelete
Sox or Orioles are more realistic - there is more rivalry, need for talent, and available finances in those cities... I could see either putting together a +20M offer together.
If Jeter is willing to accept the MLB minimum wage, then I'm all for it!ReplyDelete
I think this is all being blow out of proportion. Very few free agents have signed with teams yet. Jeter is just letting the 2010 free agent market play itself out so he can use other free agent salaries to determine his own worth. 100% he'll be a Yankee in 2011 and beyond.ReplyDelete
- AnonymousNovember 30, 2010 at 11:35 PM
I just want to say, I love this site. It's so creative, it's a work of art. Hope it never stops. It'll be an invaluable resource, x years down the road, to look back upon. The ultimate coffee table book for Mets fans. Heck, it's an invaluable resource now.ReplyDelete
@ Anonymous... It was one of the only things to look forward to last season!ReplyDelete
Joe - Missed a few entries on the blog, but I'm so pleased to see that you're still posting your art here! Can we look forward to more post-game art next season? Hey, if our hitters are healthy and we get some consistency out of our pitching, you never know what could happen... You gotta believe!ReplyDelete
- AnonymousDecember 10, 2010 at 1:57 PM
No post for the signing of "Boofster"?ReplyDelete
...ugh, what a sad winter for mets fans
- AnonymousDecember 11, 2010 at 12:52 AM
Actually Anon, I'm happy as shit for this offseason. They're not spending like a drunken sailor and getting locked in to terrible contracts like Castillo and Perez. The Front Office is actually crunching stats and signing low-risk high-reward guys for 2011.ReplyDelete
All that money will be off the books after 2011 for the very very deep 2012 free agent pool.
This year has been slim pickins with Lee/Crawford/Werth as the top free agents. Two of them were RIDICULOUSLY overpaid by the Nats and the Sox. The third will get a huge payday as well if Mrs. Lee doesn't get her way. (And if she doesn't, Cliff better hope he has a pre-nup. The Mrs. hates New York)


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Ep 5: Francisco Franco | Prologue
Clip: Episode 5 | 1m 59s
Learn how Francisco Franco used the tactics of colonial war to win control of Spain. Driven by a deeply conservative vision, he used torture, murder and incarceration to transform Spanish Society.
Aired: 02/06/19Video has closed captioning.
Buy Now:
Problems Playing Video?
A Cream Production in association with Twin Cities Public Television, Inc. and PBS.


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State Farm Insurance Agent View Licenses
Monday - Friday
After Hrs By Appointment
Auto, Home, Business, Property, Life, Health
Banking, Mutual Funds, Annuities
Auto, Home, Business, Property, Life, Health
Banking, Mutual Funds, Annuities
Monday - Friday
After Hrs By Appointment
603 Main Street W
Hartselle, AL 35640-2433
Ready for a two-wheeled adventure? Then consider the difference between a moped and scooter — and maybe even a motorcycle. There are key questions and important limitations to each to know first. Read more
Getting your home's exterior and yard into shape after winter can help your home look its best. Learn more about staying safe while tackling spring yard cleanup. Read more
Renters insurance can provide a measure of relief and remedy should you experience an unfortunate event, but you need to know your policy limitations, deductibles and coverages before filing a claim. Read more
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2019/01/0054
Securities Supervisor address: 100 State Farm Pkwy , Homewood, AL 35209-7186 Phone: 205-916-6169
State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.
Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.
State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.
Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.


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To remove your resume from iHire, go to the My Resume page and click "My Resumes" then click on the red Delete button with a trash can icon beside the resume that you wish to delete.
For help with deleting a resume, please contact our Customer Success team at 866-238-0161, Monday – Friday 8:30 am to 5:30 pm EST.
Search for information about managing your account, how to use the site, and services iHire offers for job seekers.
Answer questions about iHire's employer services including posting job ads and searching resumes, among other topics.
We're here to help! Contact us with your questions or concerns


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The fraternity became the first black organization on the Kent campus in 1949.
Kent State University has suspended a fraternity for hazing and other violations.
The Akron Beacon Journal reports that the Gamma Tau chapter of Kappa Alpha Psi was suspended for three years.
The newspaper said an Oct. 7 letter the university sent to the chapter cited a "recent history of violations" and "other investigations of misconduct related to membership intake activity."
The letter doesn't explain exactly what the fraternity did, and a Kent State spokesman declined to comment on the suspension. The fraternity and its national organization haven't commented on the suspension.
The fraternity became the first black organization on the Kent campus in 1949. It does not have a house on campus.
The chapter did not appeal the suspension.


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Flashpoint Friday! 2-3-12
Flashpoint Friday! 2-3-12. Same as the first one. Not required to play but if your on, run some flashpoints with the guild! *Be on at any time Friday evening (most of us are PST). Also be on ventrilo for easier communication.*
|All times are GMT -5. The time now is 09:31 AM.
vBulletin, Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.


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Porny satire Cleavagefield bursts onto pay-per-view in February, and we've got some new stills from this tale of a sexy party interrupted by giant parasites who can remove anyone's clothes. Oh my!
Yes, it was inevitable that giant monsters would meet the world of porn at some point. The truly shocking part is that these stills make it seem as if the movie won't be half bad in terms of special effects.
I'm still not exactly sure why those buildings are wrapped around each other like twisty-ties. But perhaps all will be revealed later . . . heh.
via Undead Backbrain, thanks to Kaiju Search-Bot Avery!


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Legal Services Directory
Choose your county, and optionally the category of service you need, or CLICK HERE to see a list of ALL providers in the directory.
This is a listing of free and low cost legal service providers in Maryland. We also have a page with resources for people looking for mediators, self-help centers, fee-based legal assistance, as well as a listing of non-legal social services providers. The State Law Library has a listing of the public law libraries in the state. You can also refer to the Pro Bono Resource Center's 2014 Guide to Legal Services, and the 2014 Guide to Legal Services Branch Office Supplement.


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Hand hygiene campaign 'cut superbug infections'
The campaign to improve hand hygiene in hospitals in England and Wales contributed to a significant fall in the rates of superbug infections, according to a report.
The study published on the BMJ website showed the amount of soap and hand gel being used tripled during the campaign.
At the same time, levels of MRSA and C. difficile infections in hospitals fell.
The government has since dropped the campaign, but said its ambition was to "wipe out" such infections.
Hospital superbugs were once a real fear for many patients. In response the Clean Your Hands campaign , funded by the Department of Health, was introduced in all hospitals by June 2005.
Alcohol gels were put by bedsides, posters reminded staff to wash their hands and there were regular checks to ensure hands were kept clean.
By 2008, the total amount of soap and alcohol gel being purchased by hospitals trebled, going from 22ml per patient per day to 60ml per patient per day.
Rates of MRSA more than halved in the same time period and C. diff infections fell by more than 40%.
'Success story'
One of the report's authors, Dr Sheldon Stone from the Royal Free University College London Medical School, estimated that around 10,000 lives were saved because of the campaign.
He told the BBC: "It's been a real British success story, we've gone from being the dirty man of Europe to being world leaders.
"What we need to do is keep up the momentum and stay at the forefront of world hand hygiene."
A spokesman from the Department of Health said: "The Clean Your Hands campaign was successful in its aim to highlight the importance of good hand hygiene practice across the NHS. We know this has been successful.
"The challenge now is to ensure the NHS embeds the good practice highlighted in the campaign to achieve our ambition to wipe out avoidable healthcare-associated infection.
"We know real progress has been made in this area as MRSA bloodstream infections have dropped by 41% and C. difficile by 30% across the NHS in England since 2009/10."


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Seniors enjoy a leisurely and comfortable atmosphere at our hotels, and if you are 62 years of age or older you will also enjoy our Senior Discount. With locations in more than 100 countries, we make even the most exotic destinations feel as safe, comfortable and convenient as home, whether you're halfway across the world or just a few miles from your neighborhood.
Discounts on the non-discounted room rate at any participating hotel in the U.S. and Canada will be available to guests who are 62 years of age or older or with valid membership ID of a retired persons organization.
To book more than 9 rooms for one stay or request a quote, please use our Easy Meetings tool or call 1-800-MEETING (in United States, Mexico and Canada).


text: Artifact Details Title IPX overlay Catalog Number 102718624 Type Physical object Manufacturer Ideographix, Inc. Dimensions overall: 1/4 in x 7 1/4 in x 12 1/2 in Description The object has five sheets. The sheets are wire bound. The middle three sheets have printing on both sides and have tabs with numbers. The numbering scheme is unusual. Category Ephemera/other Credit Gift of Chan Yeh Lot Number X6819.2013


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- This event has passed.
Kew Painting Group
April 19, 2017 @ 1:00 pm - 3:00 pm
|Recurring Event (See all)
An event every week that begins at 1:00pm on Wednesday, repeating until November 22, 2017
A weekly drop-in art class at the Avenue Club in St. Luke's Church. This lively group meets every Wednesday afternoon from 1-3 pm. Linda and Patsy run the group, offering tuition, help and advice, and a new topic is set on the first Wednesday of each month. Cost for the 2 hours is £6.


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BBC News
- Northern Ireland diagnoses first coronavirus case
- Climate campaigners win Heathrow expansion case
- UK prepared to ditch EU trade talks in June
- England floods: George Eustice defends government response
- Illegal drugs 'almost as easy to get as pizza'
- Canada to stop paying Harry and Meghan's security
- Winsford shooting: Neighbour of PM's father Stanley Johnson dies
- Celtic 1-3 Copenhagen (2-4 agg): Scottish champions out of Europa League
- Croydon fire: Blaze breaks out at car workshop
- Britain First leader Paul Golding denies terror offence
- Strabane: Three arrests and 13 hatchets seized after funeral fight
- Hampshire's Bob Weighton set to be named world's oldest man
- Can my pet get coronavirus, and other Covid-19 questions
- Coronavirus: How is the UK planning for an outbreak?
- Heathrow expansion: Is this the end for the third runway?
- The awful things flood water brings into your home
- In Pictures: Flood-hit areas in the Midlands
- Landscapes of chemical and biological warfare
- New Scottish technology could end trains' wi-fi 'notspots'
- Rough sleepers: 'No-one ever asks how lonely we are'
- 'Crabbing': Why your pilot might land sideways in high wind
- Coronavirus: How to self-isolate
- Coronavirus: How a 'drive-through' testing facility in London works
- Emergency evacuations from flood-hit Ironbridge
- Andriejus Kostiajevas: 'Frenzied' wife killer filmed hiding in shed
- Coronavirus: Parent with virus causes Buxton school closure
- Football sex abuse scandal: Youth 'trafficked' by paedophiles
- Coronavirus: First case confirmed in Northern Ireland
- Patient safety at Royal Glamorgan Hospital's A&E 'precarious'
- Errol Graham death: Starved man's family take action against DWP
Your Village Future
- Education
- Environment
- Economy
- Finance
- Health
- Planning
- Tourism
- Transport
- Village Connections
- Security
- Village Shop
- Village Post Office
Village Innovations
Planning -> NNeighbourhood Plan
All Saints Clayton West Clayton West Community & Church


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April 13, 2018
- Letto da: Alexander Quincy
- Durata: 25 min
- Podcast
- Data di pubblicazione: 13/04/2018
- Lingua: Inglese
- Editore: The Wall Street Journal
Sintesi dell'editore
Here's a creative way to make the best use of your morning commute: listen to The Wall Street Journal. Each weekday morning, hear stories from the Journal's front page, as well as the most popular columns and briefings from Marketplace, Money & Investing, and more.
(P) and ©Dow Jones & Company, Inc.


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Flexible Hardware and Wireless Architecture
The WAPD-170AG v2 is a single board CPU based upon the Intel® XScale IXP425 CPU operating at 533 MHz, 64MB of SDRAM and 16 MB of Flash. This product integrates two type III Mini PCI slots, a 10/100 LAN interface, and an RS232 serial port allowing for custom-radio integration to provide variety of configurability. This product meets the requirements for broadband Access Point applications. The WAPD-170AG v2 dual 802.11a/b/g AP/Bridge wireless architecture offers flexible wireless deployment for enterprise-scale wireless networks including warehouses, airport, hospitals, and large corporations. It built-in dual mini-PCI slot and supports Atheros 802.11g and 802.11a/b/g mini-PCI modules. you can make it as followed:
- Simultaneously supports 802.11a and 802.11b/g
- Mix of AP and Bridge configuration works simultaneously, blanketing last miles with high-speed bandwidth.
- Dual AP configuration for both 802.11b/g and 802.11a users in a high client density environment
- Dual Bridge (repeater) configuration to extend the transmission range of wireless local bridge.
Multi-operation Mode and Multiple BSSID
The WAPD-170AG v2 can be configured as one of four operation modes: AP + AP, AP + Bridge, Bridge + Bridge, and AP Router mode, it helps IT experts to minimize the TCO. Up to 16 BSSID per radio and each can be configured independently to support various security policies, authentication model, RADIUS servers and VLANs to make networks deployment flexible.
Secure Wireless Connection
The WAPD-170AG v2 provides several security control and encryption methods to make wireless connection securable.
-IEEE 802.1x/EAP with password, certificates and SIM card
- 64bits/128bits static and dynamic WEP encryption
- Supports Wi-Fi Protected Access (WPA/WPA2) with AES and TKIP
- Layer 2 Isolation for preventing snooping on the same BSS
- MAC address filtering (ACL) for preventing illegal attack
- Hidden SSID broadcast to prevent illegal connection
- HTTPS, CLISH and SNMP for remote management


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Collect Email Subscribers
Website Builder's light-weight contact manager gives your site visitors the option to subscribe to email lists. Use this feature, along with the included Beginning plan, to create and send subscribers sales alerts, newsletters, and other promotional items.
- Log in to your Website Builder account.
- Click Edit Site.
- Use the page menu to select the page to which you want to add the Subscribe button.
- In the left-hand toolbar, click Apps near the bottom.
- In the Build an email list panel, click Add.
- Click and drag the newly added Subscribe button to reposition it and the text field as needed.
- To use another layout besides the default one, click the button/field and then the gear (Settings) button.
- If you change the Subscribe Settings, click Save.
Note: You can use the Text tool to add a heading and sentence or two explaining what customers receive by subscribing.
- Click Publish.
- In the publish confirmation window, click the link to see the change live on your site.
Next steps
- Create Contacts to manually expand your email list
- Manage Contacts to update your site visitors' information


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Ruby Mendenhall
Ruby Mendenhall is an Associate Professor in Sociology, African American Studies, Urban and Regional Planning, and Social Work at the University of Illinois at Urbana-Champaign. She is also an affiliate of the Institute for Genomic Biology and the Institute for Computing in Humanities, Arts and Social Sciences. In 2004, Mendenhall received her Ph.D. in Human Development and Social Policy program from Northwestern University in Evanston, Illinois. For her dissertation, Black Women in Gautreaux's Housing Desegregation Program: The Role of Neighborhoods and Networks in Economic Independence, she used administrative welfare and employment data, census information, and in-depth interviews to examine the long-run effects of placement neighborhood conditions/resources on economic independence.
Mendenhall, R. Bowman, P. and Zhang, L. 2013. Single Black Mothers Role Strain and Adaptation across the Life Course. Journal of African American Studies 17:74-98.
Lewis, J. A., Mendenhall, R., Harwood, S., and Hunt, M.B. Coping with Racial Microaggressionsamong Black Women. 2013. Journal of African American Studies 17:51-73.
Harwood, S.A, Huntt, M.B., Mendenhall, R., and Lewis, J. Racial Microaggressions in the Residence Halls: Experiences of Students of Color at a Predominantly White University. 2012. Journal of Diversity in Higher Education 5(3):159-173.
Mendenhall, R., Edin, K., Crowley, S. Sykes, J., Tach, L., Kling, J., and Kriz, K. 2012. The Role of Earned Income Tax Credit in the Budgets of Low-Income Families. Social Service Review 86(3): 367-400.
DeLuca, S., Duncan, G. Keels, M. and Mendenhall, R. 2011. The Notable and the Null: Using Mixed Methods to Understand the Diverse Impacts of Residential Mobility Programs. In Maarten Van Ham (Ed.), Neighborhood Effects: New Perspectives (pp. 195-223). Dordrecht, Netherlands:Springer.
Mendenhall, R. 2010. The Political Economy of Black Housing: From the Housing Crisis of the Great Migrations to the Subprime Mortgage Crisis. The Black Scholar 40(1):20-37.
DeLuca, S., Duncan, G.J., Mendenhall, R., and Keels, M. 2010. Gautreaux Mothers and their Children: An Update. Housing Policy Debate 20 (1): 7-25.
Mendenhall, R. 2009. Families in the Gautreaux Housing Mobility Program: Perceptions and Responses to the U.S. Political Economy. The Reviewof Black Political Economy 36 (3/4): 197-226.
Mendenhall, R., Kalil, A., Spindel, L.J., and Hart, C. 2008. Job Loss at Mid-life: Managers and Executive Face the "New Risk Economy." Social Forces 87 (1): 185-210.
Mendenhall, R., Duncan, G.J., and DeLuca, S. A. 2006. Neighborhood Resources, Racial Segregation, and Economic Mobility: Results from the Gautreaux Program. Social Science Research 35: 892-923.
Keels, M., Duncan, G.J., DeLuca, S., Mendenhall, R., & Rosenbaum, J.E. 2005. Fifteen Years Later: Can Residential Mobility Programs Provide A Permanent Escape from Neighborhood Segregation, Crime, and Poverty? Demography 42(1): 51-73.
Research Description
Mendenhall research focuseson issues of social inequality over the life course and the role of publicpolicy and individuals' agency in facilitating social and economicmobility. She uses quantitative andqualitative methods to analyze administrative welfare and employment data,census data, in-depth interviews, and focus group data. Her multi-site research study, Investing in Enduring Resources using theEarned Income Tax Credit, examines how low- to moderate-income families usetheir EITC for social and economic mobility in Champaign and Boston. She also does research on the GautreauxAssisted Housing Program in Chicago, which is one of the nation's largestdesegregation programs.


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White Elk Motel, Idaho (Photo: Jost)Shield, Chief Arapoosh, Montana, 1825Jasper Johns, MapGeorge Zimmerman, killer of Trayvon MartinTarget Store (Photo: Linn Ehrlich)Dalton GangDead pines near Butte, Mt. (Photo : Jost)Storm clouds move over west of Palmyra, IndianaAaron Siskind photographBy the tracks, Missoula Mt. (Photo: Jost)
Festooned with the bright colors of the flag, America entered summer 2012 with the bang of fireworks, concomitant fires, and a vast heat wave hinting at our hot future, and of course, the cyclic noise of electioneering. Soon lawns will bloom with campaign posters – Obama or Romney – though from where I write now – Montana – is more inclined towards Ron Paul. The drone of pundits will assert a secret knowledge to be found in the arcane tea-leaves of gaffes, and eager to make of our quadrennial electoral charade a contest, they'll take any dip or bump in "the market" as a sign of disaster or hope for one of the two authorized and permitted candidates. Blame will be duly apportioned for whatever befalls the nation – a drought or flood, an economic slip, or a bonanza. Given the Supreme Court's recent rulings, billions will be spent to cajole the voting population into supporting this or that candidate with an avalanche of falsehoods, lies, and bombast, not to mention legalistic maneuvers to delete from the rolls certain segments of the populace, and where that fails, to confuse them with bogus mailings, false addresses. It matters, in certain essential matters, not at all who "wins." The game is rigged, and while in many domestic matters it will matter a little, in the basic ones governing America's imperial behavior, it won't matter at all: the drones will drone on, the military-industrial complex will continue its path, and we will all follow. Thus flows the beneficence of our democracy, in which a combination of self-interested hyper-wealth and a vast public ignorance are meant to deliver wisdom to the public domain. Good fucking luck.
John BaldassariJackson Pollock, Lavender MistBy Clearwater River, Idaho (Photo: Jost)Schoops, Photo by Linn EhrlichElvis Presley and Oral RobertsMose Tolliver, Alabama
Miles Davis arrestedJFK Bar, Anaconda Mt. (Photo: Jost)
Walkerville, Mt. (Photo: Jost)Mercury Showroom, Los AngelesBob DaltonWalt Whitman
And so another July 4th comes and goes, announced with barbeques and fireworks, the birth of the nation celebrated in a mindless and drunken splurge. What was it all about, that Declaration of Independence?


text: A man with a painful past and an heiress who has led a sheltered life must work together to confront their pasts and fight for a better future. Cha Jae Wan (Lee Dong Wook) carries emotional baggage after being abandoned by his father as a child but grows up to become the successful manager of the Hotel Ciel, the only 7-star luxury hotel in Korea. Ah Mo Ne (Lee Da Hae), the daughter of the hotel owner, has lived a life of privilege and comfort but is faced with having to save her family's hotel from a sudden crisis. The hotel's concierge, Sun Woo Hyun (Im Seul Ong), clashes with Jae Wan on ways to save the hotel and competes for Mo Ne's heart, while Song Chae Kyung (Wang Ji Hye), the hotel restaurant manager and Jae Wan's ex-girlfriend, complicates matters. Can Jae Wan and Mo Ne win the battle for their beloved hotel and their personal feelings? "Hotel King" is a 2014 South Korean drama series directed by Kim Dae Jin.


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Officials have rescheduled the Battle of the Midway from Friday to Sunday because of possible rain.
The game will now begin at 1 p.m. on Sunday, Nov. 11 where San Diego State University's men's basketball team will face off against Syracuse University.
"Everybody that knows anything has put their heads together and says this is probably appropriate and gives us almost a hundred percent certainty that there won't be weather issues," said SDSU basketball coach Steve Fisher. "So it has been moved."
The Aztecs were originally scheduled to play against San Diego Christian on Sunday, but that game has also been moved, said Fisher.
When asked why the teams just switch venues for Friday, Fisher said playing on the ship is very important to both schools.
"The purpose of the game is to play it on the Midway," he said. "So that's what we want to almost guarantee that we can have happen."
Tickets for the game are still available and cost upwards of $1,000 per ticket.


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Washington (CNN) - A majority of Americans want the Senate to confirm Elena Kagan to the Supreme Court, according to a new poll. But a CNN/Opinion Research Corporation national survey also indicates that there is a large partisan divide over Kagan's nomination.
Fifty-four percent of people questioned say they would like to see senators vote in favor of Kagan serving on the high court, with 34 percent opposed.
"That gives Kagan virtually the same amount of support that the public gave the two most recent Supreme Court nominees - Sonia Sotomayor and Samuel Alito - just days before they were confirmed by the Senate," says CNN Polling Director Keating Holland.
The survey's Tuesday release comes as the full Senate is scheduled to begin deliberations on Kagan's nomination.
According to the poll, more than three quarters of Democrats say Kagan should be confirmed by lawmakers, with half of Republicans opposed to the confirmation. Forty-eight percent of independents favor Senate confirmation of Kagan, with four in ten opposed.
The CNN/Opinion Research Corporation poll was conducted July 16-21, with 1,018 adult Americans questioned by telephone. The survey's overall sampling error is plus or minus three percentage points.
-CNN Deputy Political Director Paul Steinhauser contributed to this report
More than that opposed Obozocare, so what does this mean? The corrupt, inept, union toady president and the immoral, unethical congress only follow the desires of the drug addicts and union bosses im making their decisions on what pain to inflict on the the taxpayers. The desires of hard working taxpayers don't make any difference to them.
She knows the law. There is no requirement for anyone on the Court to have any judicial background or even a law degree. She has shown herself smart and well recommended from both sides of the isle.
Another democrat poll in favor. How Shocking!
Why not. Let's keep the balance. I may seem to always post conservative but I understand that we need the liberal folks to keep conservatives from going over the top and conservatives to keep liberals in check as well. Funny how we dislike but need each others views.
Just do it.
Confirm her.


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Sleek, New Smartphone Combines LG's Best-in-Class Hardware with the Best of Google
Designed collaboratively by LG and Google, Nexus 4, the newest smartphone in the Nexus line-up from Google, availability now to the New Zealand market. With a sophisticated, advanced hardware design from LG, your favourite Google Apps, and the latest version of Android®, Nexus 4 puts the best of Google in the palm of your hand.
"LG is proud and excited to play an important role in helping build the latest Nexus Smartphone," said Riccardo Perawiti, NZ Mobile Business Manager, LG Electronics New Zealand.
"Users will be delighted by the perfectly balanced combination of form and function with the latest generation of Android™ software coupled with the ground breaking hardware from LG."
"This is the first time we've collaborated with LG to build a Nexus device," said Andy Rubin, Senior Vice President of Mobile and Digital Content at Google. "They brought an extraordinary amount of talent to the project, and the result is a feature-packed device that feels great in your hand, and blazingly fast under the hood."
"2degrees is very pleased to offer New Zealanders the impressive Nexus 4, the latest in the line of Nexus smartphones" said Malcolm Phillipps, Chief Marketing Officer. "This handset will be perfect for our dedicated Android fans who want to ensure they always have the latest and most powerful Android features on a state of the art device."
Capture and share your world
Nexus 4 comes with a high-performance 8MP camera and takes stunning Photo Sphere images, letting you capture panoramic views of the world around you. Up, down, and all around, creating a sensational camera experience; the Nexus 4 lets you snap pictures in any direction, which then come together to form incredible Photo Spheres that immerse you inside the scene. Additionally, photos can be automatically uploaded to a private album with instant upload so you'll never lose a shot, allowing you to share those precious moments with friends and family directly from your phone.
LG New Zealand Website http://www.lg.com/nz
All of this comes to life with stunning clarity and crisp, natural colour on the vibrant 1280-by- 768 4.7 inch True HD IPS Plus display supported by Zerogap Touch technology which is protected by scratch resistant Corning® Gorilla® Glass 2. Gently curved glass edges allow your finger to slide smoothly on and off the 320ppi screen, while cutting edge display technology means you feel like you're touching every pixel.
Built for speed
Nexus 4 comes with a cutting-edge Qualcomm Snapdragon™ S4 Pro processor, so you've got speed and power to spare. Zip around the web, experience rich 3D graphics and gameplay, and effortlessly switch between multiple apps without missing a beat. With 2GB of RAM and the latest version of Android, Nexus 4 is the snappiest Nexus smartphone yet.
Information at your fingertips
Nexus 4 comes with the latest Google apps, putting the best of Google in the palm of your hand. The latest version of Google Now is built-in, which keeps you even more organized – get reminders about upcoming flights, restaurant reservations, hotel confirmations and even nearby photo opportunities – when and where you need them.
Get to the places you care about quickly and easily with Google Maps™ for Android
With turn- by-turn GPS navigation, live traffic info, and integrated driving, walking and public transit directions, getting from A to B has never been easier. 3D Maps and rich satellite imagery give you a more realistic sense of what's around you while features like Street View and Indoor Maps make sure you always know what's in front of you.
Nexus 4 16GB will be sold through 2degrees stores, on-line store and resellers from December 12th and is GSM/DC-HSPA+ supporting all mobile frequency bands in New Zealand.
Key specifications – Nexus LG-E960
• Chipset: Qualcomm Snapdragon™ S4 Pro processor with 1.5GHz Quad-Core Krait CPUs
• Operating System: Android™ 4.2, Jelly Bean
• Network: 3G (WCDMA), DC-HSPA+
• Display: 4.7-inch WXGA True HD IPS Plus (1280 x 768 pixels)
• Memory: 16GB RAM: 2GB
• Camera: 8.0MP rear / 1.3MP HD front
• Battery: 2,100mAh Li-Polymer (embedded) / Talk time: 15.3 hours / Standby: 390 hours
• Size: 133.9 x 68.7 x 9.1mm
• Weight: 139g
• Other: NFC for Android Beam
About LG Electronics Mobile Communications Company
The LG Electronics Mobile Communications Company is a global leader and innovator in mobile communications. With its breakthrough technologies and innovative designs, LG continues to establish a number of benchmarks in the smartphone market, while also helping create a better lifestyle for consumers by delivering a wholly enhanced smartphone experience. As a leader in 4G Long Term Evolution (LTE) technology, LG continues its commitment to developing groundbreaking LTE technologies and fulfilling consumer demands with differentiated LTE devices of the highest quality, all of which are based on the company's wealth of LTE patents and technical knowledge. For more information, please visit www.lg.com.
Android®, Google Maps™ and Google Play™ are trademarks of Google Inc.
About 2degrees
Launched in August 2009, 2degrees Mobile has significantly lowered the cost of making mobile phone calls and texts for Kiwis. 2degrees now has over one million customers, 40 retail stores, 97% network coverage across the country and the team has grown to over 750, with a mix of over 40 different nationalities.
The company has committed over $450 million to building New Zealand's third mobile phone network. Company shareholders include US-based mobile communications specialists, Trilogy International Partners, the Hautaki Trust, Communication Venture Partners and KLR Holdings. The combined shareholders bring a wealth of international experience and knowledge which is of huge benefit to New Zealand mobile users. More information at: www.2degreesmobile.co.nz
For media enquiries please contact:
Jacqui Ansin
09 360 4466
021 503 335


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Solids, Liquids and Gases (Starting with Science)
In a recent article in the Detroit News, students in a Royal Oak, Michigan, elementary school are featured learning about science through a new curriculum, which stresses hands-on experimentation. Student response has been extremely positive, which should come as no great surprise. Listen to a lecture about simple machines or build a milk-carton paddle wheel boat that can plow through water to learn about wedges and wheels… No contest.
This trend toward active involvement in science has seen a resurgence in the past few years, with one noticeable change. The emphasis now is on hands-on science for younger and younger students. Across the country, school districts are re-writing curricula, placing more importance on the idea that students learn science best when they are actively involved. Until now, there haven't been many good books of experiments for young children that deal with basic scientific principles and include projects that are not only fun, but easy to understand and replicate. Kids Can Press, a Canadian based company, has answered the call by teaming up with the Ontario Science Centre to produce four books in a series called Starting With Science. Although the age recommendation is five to nine, many of the experiments would be appealing to older children as well. The four areas of science covered are: Solids, Liquids and Gases; Simple Machines; Living Things; and Plants. Each title includes thirteen science experiments, an index, glossary and a page of parent and teacher information with discussion questions and ideas for extending the activities.
The directions for each experiment are simple to follow and the results (explained in a side box called "What's Happening?") are clearly described. Children should have no trouble collecting the needed materials from home, and the experiments are almost all designed for them to work together. The activities are especially appealing because of their variety and originality. Titles such as "Summer Frost," "The Eating Game" and "Hairy Egg Heads" will attract young scientists and educators alike. Children can try anything from starting a worm farm to building a pulley or creating mysterious ooblik. Many of the projects involve elements of surprise, allowing children to discover how to blow up a balloon without blowing, or hold a glass of water upside down without any spilling. While this style of exploration can be found in some of the Vickie Cobb experiment books, such as Bet You Can't (Lothrop, 1980) the Starting With Science series is more visually attractive and more accessible to a younger audience.
In addition to the excellent collection of activities, the design and presentation of these books is worth noting. Boudreau's double page photographs in eye-catching primary colors are brilliant and cheerful. Text and photos are well balanced, with nothing extraneous on any page. The children doing the experiments look like they are having fun! There is plenty of ethnic and gender diversity among the models, who are all wearing plain, brightly colored tops and jeans, which means this series will not be "out of fashion" any time soon.
For a classroom, a child's party or simply a curious budding scientist, Starting with Science is a series that will provide just the needed direction for hours of enjoyable learning.
Reviewed by
Leigh Forrest
Disclosure: This article is not an endorsement, but a review. The author of this book provided free copies of the book to have their book reviewed by a professional reviewer. No fee was paid by the author for this review. Foreword Reviews only recommends books that we love. Foreword Magazine, Inc. is disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255.


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Schedule a client report
You can schedule reports to be generated and sent to your clients automatically.
Note: You need to enable the Premium Client Report feature on your websites in order to schedule the reports.
- Log in to your Pro account. (Need help logging in?)
- Click Pro Clients and select Pro Sites.
- Click Clients in the left sidebar.
- Click Settings in the client's section and then navigate to Schedule Report Settings.
- In the Automated Client Report Settings section, select the frequency, delivery date and time, template and language.
- Select one of the three sending options and click Save Changes.
- In the Include/Exclude Client Websites section, you can exclude a website from a client report by hovering over it and clicking Exclude.


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It's speed review time! Here are a few products I have been trying out these last few months and my thoughts on them (I couldn't think of a more interesting way to put that…)
Bumble & Bumble Surf Range
I love a bit of Bumble & Bumble and love the fact you can now buy it at selected Boots stores. Their famous Surf Spray now has two siblings, a foam wash shampoo and a cream rinse conditioner. These products are enriched with minerals and 'sea botanicals' and help add texture and volume to the hair.
I love B&B's simple packaging – I like squishy bottles, it means I can get everything out.
Simple Baby Moisturising Wipes
When you have a baby you won't be able to stop yourself buying bum wipes and suddenly before you know it, you're stopping people in the street to talk about which bum wipes are the best. I use Pampers Sensitive and Huggies Pure and of course, good old plain water and some cotton balls as this is quite gentle!
There's also the Simple Baby Moisturising Wipes – these cost more and are rarely on offer (other brands are forever on offer for £1). These are thick and smell quite nice (even though it's fragrance free??), and I found quite good for wiping up the bottom, although like Pampers, it has the issue of being a tad 'wet' and a bit slimy on the skin. This is best for when you have lots of poop to wipe up or to use on faces when the food has dried on.
All in all these wipes are quite nice – I think Huggies Pure is still my first choice for H's bum but these wipes are good for the face too.
Buy it here.
Q The Fine Fragrance Body Spray and The Deodorant Body Spray for Men
Q are a range of high quality fragrance body sprays that move away from the more obvious smells of regular body sprays – they are supposed to remind you of expensive fragrances rather than something you picked up for 99p in Bodycare.
I have two here; For men – Invigorate. For women – Radiance.
Both of these are quite nice – Radiance is quite floral and smells like a really nice deodorant – I don't think it smells like perfume and it has a nice misty feel unlike heavy deodorants. The mens, invigorate is VERY nice and does smell like a men's scent. It's one I would actually wear myself.
You can buy this here.
Little Me Bath Milk
I already have my favourite products for Baby H but I decided to try this Little Me Bath Milk, Shhh Sleepy Head which has the aroma of dill and lavender.
I generally like Burts Bees and Melvita for H's skin but I do actually really like this bath milk for sleepy time. The scent is really lovely and the ingredients are decent too…I think it does relax him for bed time. I didn't notice any redness or irritation on H's sensitive skin although I'd say this is particularly moisturising.
This is a fraction of the price of Melvita and Burts Bess so definitely recommend trying this out if you are on a budget. You can buy this here.
Olay Regenerist Advanced Age Defying Eye Roller
I have recently noticed wrinkles appearing and it is NOT good! Have have noticed 2 definite lines which are not going anywhere! I am lazy about eye creams (not anymore) so this roll on type is an easy way for me to apply product to my eyes.
On a positive note, this product didn't cause any irritation, its easy to use, feels nice, is cooling and hydrating.
On the less positive note, I didn't notice any difference in my eyes in terms of wrinkles and sometimes this product puffed them up!
Overall it's not bad and I have it in my handbag! But I wouldn't say it's answered my eye care woes. You can buy this here.
How about you? What have you been trying this week?


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Finding solid assets to your rights as a Minnesota father is an awesome job that often leads to cash for answers. During a tough contested divorce, couples might have a hard time coming to a decision relating to youngster custody and may require the family court to develop into involved. I've always thought that divorce law and mediation present nice opportunities for a couple to have the most effective probability at getting probably the most out of a bad scenario. Clients all through Jefferson County, Adams County and Broomfield County depend on Rebecca Gumaer to supply wonderful providers.
If you have been good sufficient to call an attorney straight away, odds are which you could get DYFS off your back pretty quickly. Family Law Group, LLP, is dedicated to offering skilled, compassionate and price-efficient advocacy in all family regulation matters. The Yuba County Sheriff's Office hopes to have their investigation and report accomplished by the tip of the week to forward to the district lawyer's office. Mr. Copley is an award profitable lawyer whom focuses his practice on home litigation.
Regrettably, family legislation is a fancy trade that includes a busy intersection the place promoting and public information collide. This is to ensure that the child is not unduly influenced by a guardian or other member of the family. We know the Texas Family Code and the way it will apply to your personal scenario. LAS VEGAS – For over three and a half years, unpaid beating victim Kirk Henry has been inferring that Rick and Lisa Rizzolo's divorce was a collusive sham to allow the couple to cover their in poor health begotten assets from seizure by creditors. This law agency also contains partners Attorney Thomas P. Markovits, and Attorney Ronald J. Landau.
This two-day course, taught by a multidisciplinary school of skilled attorneys, judges, psychologists, and clinical counsellors, will provide insights and sensible steerage on how psychology intersects with family legislation disputes. This conference is a should for anybody practising household legislation or concerned in household breakdown from a monetary or therapeutic perspective. During your first assembly with your divorce lawyer , make him or her aware of any patterns of mendacity or stretching the truth in order that he or she shall be prepared to deal with these points ahead of time.…Read More