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Passionately involved in liberation struggles from a young age, he continues to speak truth to power across the range of Greenpeace campaign activities around the globe. He is dedicated to engagement, dialogue and change and seeks a green and peaceful planet for all the world's inhabitants.
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Born in 1965 and hailing from South Africa, Kumi Naidoo has been Greenpeace's International Executive Director since November 2009.
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Dear Friends,
As I look out my window here in Amsterdam, winter is nearly here, and with it comes the retreat of another year, and the passing of what has been to make way for the spring and the new. As the days get shorter and the weather colder, I'm thinking ahead to days of renewal and new beginnings.
As many of you know, I'm soon moving on from my post as Executive Director of Greenpeace International. I don't think of it as leaving Greenpeace, however. I think of it as exchanging my lofty title for a far more powerful one: that of a Greenpeace Volunteer. It's been an amazing journey with all of you, and I've loved every minute of challenge, every day of struggle, every week of progress, every month of triumph, every year we've been building a better world together.
It's hugely gr... Read more >
The wheel of climate action turns slowly, but in Paris it has turned. There's much in this deal that frustrates and disappoints me, but it still puts the fossil fuel industry squarely on the wrong side of history.
Parts of this deal have been diluted and polluted by the people who despoil our planet, but it contains a new temperature limit of 1.5 degrees. That single number, and the new goal of net zero emissions by the second half of this century, will cause consternation in the boardrooms of coal companies and the palaces of oil-exporting states and that is a very good thing. The transition away from fossil fuels is inevitable.
Now comes our great task of this century. How do we meet this new goal? The measures outlined simply do not get us there. When it comes to forcing real, meanin... Read more >
The last few days have, for once, seen world leaders and the global media focussed on the big issues of our time: poverty, inequality and the dangers of climate change. President Obama admitted he acted too late on climate change and agreed with China´s President Xi Jinping on very significant —if still insufficient—additional actions. The Pope called on governments to act, not just declare that they will, the UN agreed on a new to-do list for humanity, including giving energy access to all via more renewable energy and calling for an end to deforestation. Some 30 world leaders agreed at climate lunch that more needs to be done to shift to renewable energy and that they must agree in Paris on a long term clean energy vision. At the same time, thousands around the world joined the latest...
I was 22 years old when I had to leave my homeland, South Africa. I had no choice. I was living underground for a year by then, to avoid being arrested. This was 1987, in the midst of one of the most bloody and violent periods in the history of Apartheid South Africa. The green peaceful streets of Oxford, where I was lucky enough to end up, seemed like a cartoon to me. They seemed unreal, while the violence I left behind felt very real and near. I stayed awake at night thinking of friends and relatives left behind.
I remember these feelings now every time I look at the heartbreaking images of people fleeing devastation – whether floods in Bangladesh or war in Syria. The images of desperate parents holding on to their children, trying to get them through barbed wired fences, or off small in... Read more >
Out in the central Pacific Ocean, straddling the equator and the International Date Line, lies an island group in Micronesia called Kiribati (pronounced 'Kiri-bas'). It's not "famous" like Hawaii, Bali or Tahiti but its scenery is just as, or even more magnificent. Its' flag – a bird flying over the sun as it sets on the ocean horizon – is testament to its peace, beauty and tranquility: stunning lagoons, white sandy beaches and a thriving traditional culture.
But unfortunately, due to climate change, this entire island nation with a population of over 100,000 could disappear. After spending a few short days here I've been both inspired by the spirit of the people and concerned with the enormity of the problems they are facing.
The people of the low-lying islands of Kiribati, while bein... Read more >
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'Chuckstrong' Is Gone, but the Urgency Isn't
"Most roller coasters, you get off and you say, 'Let's go again! Let's do it again!' That was us last year. Right away this year, Chuck gave us our motivation: 'Hoist that Lombardi Trophy.' "
—Veteran Colts safety Antoine Bethea, on being motivated by coach Chuck Pagano in absentia last year, and in person this year.
ANDERSON, Ind. — Much to do this morning, winding up the 20-camp, two-game, 11,969-mile tour of NFL training camps, and covering another costly injury (Dustin Keller's knee in Miami), but we start with the inspirational story and unlikeliest playoff team from 2012, and what the Colts are going to do for an encore.
First off, an acknowledgement of the real world in the NFL—even on good teams, change is constant. When Chuck Pagano stared out at his team on the first night of training camp here, he saw 47 percent new faces from 2012 (42 of the 90 players were first-year Colts), and, on the coaching staff, he saw a new offensive coordinator (Pep Hamilton) and special teams coordinator (Tom McMahon). Par for the course in today's NFL. When Pagano watches practice, he sees so many new things. Such as first-round pass rusher Bjoern Werner working with free-agent Kenyan rugby player Daniel Adongo, teaching him about the game he just took up two weeks earlier. "We've got a German national teaching a Kenyan rugby player the art of the pass rush," said GM Ryan Grigson. "Humanity at its finest! Our sport at its finest! That's the new world of the NFL right there."
Pagano lords over it all. Sitting in a golf cart on the practice fields at Anderson University one day last week, he couldn't stop smiling about it. A year ago, Pagano felt worn down, run down, just plain lousy, in training camp. He thought he was just working too hard. But his energy was down, even after a good night's sleep. He was diagnosed with leukemia, cancer of the blood, in late September. You know the rest. The team, inspired by Pagano's fight and by late-game heroics by rookie quarterback Andrew Luck, went 9-3 in his absence and earned a wild-card playoff berth.
Now for the encore. Whatever it is.
Darrius Heyward-Bey isn't just dropping by in Indy
Eight days ago, the Colts opened the preseason against Buffalo, at home. Before the game, on the field, Pagano watched a video montage of the 2012 season—the comebacks, the inspiring cancer-stricken coach appearing at a home game in the middle of it all, the cheerleaders who shaved their heads to be one with the hairless Pagano. Quarterbacks coach Clyde Christensen sidled up to Pagano.
"Did all that really happen last year?'" Christensen said.
"I say the same thing all the time," Pagano said.
Pagano gets checked every three months. Each time they've checked his blood, he gets a text from his doctor, Larry Cripe, that says (he has it memorized), "You remain in complete molecular remission." He'll take an anti-leukemia concoction for two weeks every three months until early 2015, then he'll be checked for three years after that. "Five years is the magic number for this type of leukemia," Pagano said. "I've got a while to go, but they say the cure rate is up around 90 percent now. So I'm very optimistic. But to say it will never come back again, I mean, there's cases all over. Like Robin Roberts—she beat breast cancer and then something else hit her. To say it will never come back again, who knows?"
But sitting here, on a sunny, unseasonably cool day in his adopted home state, Pagano looks like he always looked as a coaching lifer—tanned, fit, lively, his salt-and-pepper goatee the same as when he took this job 20 months ago. A bad back forces him to bike, not jog. He lifts a few weights to, at 52, stave off gravity. "I feel a thousand times better than last year," he said. "I was just tired all last summer."
I ask about what he can use to drive his team this year, seeing as though there will never be the kind of goosebumpy motivation of 2012 available to him—or maybe any NFL coach—this year, or in the future.
Table of Contents
What you'll find in this week's Monday Morning Quarterback:
Page 1—One year after Chuckstrong. The 2012 season was an unforgettable one for many reasons in Indianapolis, but how did it impact Chuck Pagano's and the Colts' outlook? And what do they have planned for an encore, minus the motivation of Pagano's fight with leukemia?
Page 2—One observation from every stop on my camp tour; Photos from my three weeks on the road.
Page 3—Quotes of the Week; Tweets of the Week; The offensive overhaul in St. Louis is remarkable
Page 4—Ten Things I Think I Think, featuring E.J. Manuel's and Dustin Keller's injuries and preseason Week 2 standouts; The Adieu Haiku
"That's a great question that I get asked all the time, and it's tough to answer," Pagano said. "There's always something, something that happens during the season—a devastating loss, an unfortunate tragedy, whatever it may be. To me, we play this game and make the sacrifices that we make for the love of the game, and the opportunity to hoist that Lombardi. But really, the only thing we are guaranteed as a group is this year. So, let's take advantage of it and say this is our one shot. You think about the NFL today—we've got all these new faces in the meeting room. We've got this one year together, but are we guaranteed next year? No, so let's throw all our chips in the middle and let's give it everything that we have."
Said Luck: "I can't imagine anyone on our team—anyone in the NFL—needing some kind of extra motivation to go out and win. We don't need it. We've all got it. We want to go further than we did last year."
We'll see. Motivation's a tricky thing. We in the media probably overrate it. But I find it hard to believe there wasn't something a little extra around this team last year when, 10 times a day, Pagano would text or phone from his hospital room or recovery bedroom at home to urge players on, with the littlest things. Like the time Pagano phoned Grigson one night at dinner to remind him to make sure he got a ball painted for castoff cornerback Darius Butler earning AFC Defensive Player of the Week honors. Or the time Pagano, at the first game he attended while still sick, got up on a swivel chair in the GM's box to rap on the window between that booth and the assistant coaches and scream at them to look up at the replay because they might want to challenge a play. "I'm like, 'Chuck! GET DOWN!' " said Grigson. "I mean, here's this weak, sick guy, teetering up on a swivel chair, and if he falls ..."
This year is going to be more football than made-for-TV movie. But Pagano will have no trouble passing on the message he's believed since he took this job.
The message is what a privilege it is to play and coach in the NFL. Right when you start thinking that it is your right, you probably are gone.
"Basically," he said, "the message is what a privilege it is to play and coach in the NFL. Right when you start thinking that it is your right, you probably are gone. Because there's somebody working extremely hard to try to get your locker, get your jersey number. You know how we're judged as coaches. By one thing and one thing only—wins and losses. On the heels of what we went through last year, that's at a new level. It's heightened even more. I think it's something that if it ever happens again, I mean, they say lightning can't strike twice but who knows?
"In the hospital, I met people who weren't going home. For example, a kid named Cory Lane, who was one of those coin toss kids at one of our games. Cory had written me a note while I was in the hospital and sent me photos and things like that. Well, he lost his battle last spring. He turned 16 years old and he lost his battle. So I mean, cancer is a bully. I'm just one of the fortunate ones. I realize that every day."
On this day, Pagano, one of the fortunate ones, took the field and moved from group to group—showing some technique to a couple of rookie linebackers at one point, talking to the visiting parents of Reggie Wayne for a while, huddling with his secondary. It's a new season, and no one's happier about experiencing it than Pagano.
Colts should be much better in Year 2 of Pagano era
Memories from the road.
One point from every camp/game I attended:
Dallas (Oxnard, Calif.). I got there on July 19th, in the afternoon. The team arrived around 6 p.m. But Tony Romo, who didn't need to travel with the team because he was already in California, was there at 10 a.m., throwing on an empty field to a few Cowboys staffers who arrived early. Who knows how his season will turn out, but Romo was pretty anxious to get this camp started.
Denver (Englewood, Colo.). Felt like I was watching the old Raiders at the Broncos' first practice of the year. Wes Welker (32), Stewart Bradley (29), Quentin Jammer (34), Shaun Phillips (32), Dan Koppen (33) and the youngster, Dominique Rodgers-Cromartie (27), all here to help Peyton Manning (37) drive Denver to a Super Bowl.
Seattle (Renton, Wash.). Music washes over the field, for the entire practice. This is the first camp on the trail to be alive with the sound of music. The reason: Pete Carroll wants players to get used to playing with constant noise as their companion, because that's the way it'll be during games.
Oakland (Napa, Calif.). GM Reggie McKenzie is not pleased with the public perception of his team—namely, that the Raiders have a 3-13 look about them. "We have better players than people think, and we'll be better than people think," he said. "It was bleak last year, but we see the light at the end of the tunnel now that we've fixed our cap." Maybe the light will be bright in 2014. I'll be surprised if this team approaches .500 this year.
Lessons Learned
So ends another fun, revelatory training camp tour. Here are the sights, experiences and impressions that stand out most to Peter King from his jaunt across the country.
And you can get the full lowdown on what's going on this preseason with The MMQB's Postcards From Training Camp.
San Francisco (Santa Clara, Calif.). Watched Marcus Lattimore, he of the devastating 2012 knee injury, work out on a side field. He's running hard straight ahead. For a guy who was sure 10 months he'd never play football again, this is a significant moment. "If it's over at any point now, and I don't think it will be here," he says, "I know I've left my mark on the game. I know I've done things the right way."
New England (Foxboro, Mass.). Shane Vereen looks like the kind of multi-threat weapon the Patriots could use out of the backfield to take some of Aaron Hernandez's touches. Soft hands, can break a tackle, makes linebackers miss. "This is going to be a year we really have to grind it out," said Vereen. My other takeaway five days after the Bill Belichick press conference on the waived and jailed Hernandez: No one here mentions his name.
Buffalo (Pittsford, N.Y.). First meeting I've had with new GM Doug Whaley, who was heavily influenced by his Pittsburgh years—and by meeting vital Steelers scout Bill Nunn. "Bill taught me, 'Be careful of guys who don't love football, who aren't smart, and who don't have the heart for football,' " Whaley said. So that's why E.J. Manuel's here.
Cleveland (Berea, Ohio). Watching the defensive line against the offensive line in one-on-one drills, I gain healthy respect for nose man Phil Taylor. Twice he power-swats away interior lineman and gets into the backfield. Taylor's about to make an impact in the AFC North, folks.
Pittsburgh (Latrobe, Pa.). Le'Veon Bell, the heir to the starting running back job, makes the most memorable play of the tour: Running upfield, he jukes cornerback Curtis Brown to the ground. I'm standing in the end zone, behind the play, and the speed and quickness of Bell is stunning. He's been plagued by a knee strain, but when he plays, he's going to be a major upgrade for Pittsburgh in the backfield.
'Chuckstrong' Is Gone, but the Urgency Isn't
Philadelphia (Philadelphia). I never saw a huddle in two hours and 20 minutes. I saw Mike Vick complete seven passes in a row in seven-on-seven drills. I have no idea if the Eagles can play any defense, but this is going to be a fun offense to watch.
Baltimore (Owings Mills, Md.). No Ray Lewis. No Ed Reed. And I will be very surprised if this defense isn't better. Daryl Smith would have been a $7 million-a-year player in Jacksonville right now if he hadn't gotten hurt, and Lardarius Webb was on his way to being a top-five NFL corner before shredding his knee last year. You watch. Those are just two of the guys who will upgrade this defense.
Washington (Richmond Va.). Feel like a broken record on this, because I've written and talked about it so much. But Robert Griffin III, on a side field, at the direction of Kyle Shanahan, is running and cutting the same way he will on opening night, Sept. 9, when he'll take the field against Philadelphia. I wouldn't get too excited about the Shanahan-RG3 tiff, or whatever it is. The kid wants to practice full speed. The coach wants to save him for the opener. Now, long-term, is it smart to move him out of the pocket so much? I'm still skeptical he'll have a 15-year career that way. But we'll see how it plays out.
Atlanta (Flowery Branch, Ga.). It's a light workout the day before a preseason game, but Matt Ryan's very accurate—and he doesn't even have Tony Gonzalez on hand. Gonzalez has a few camp days off, part of his agreement about spending more time with his family during camp. No team's going to have a skill-player roster like Atlanta's.
Deep Dive
Everything you need to know about all 32 teams and their prospects for the 2013 season, courtesy of Andy Benoit.
Tennessee (Nashville). Chris Johnson, outside the Titans' locker room after their first preseason game, is ebullient about coach Mike Munchak's offensive plans. Namely, steamroll people in the running game. "Go back to 2008, when we were 13-3," Johnson says. "People knew what we were going to do—just pound people—and it still worked." I looked it up. Tennessee ran the ball 52 percent of the time that season. Johnson: 251 carries for 1,228 yards. (Where Have You Gone) LenDale White: 200 carries for 773 yards. I see a 320-carry season for Johnson, even with Shonn Greene in the house.
Carolina (Charlotte). For the Panthers to have a chance against the two top-tier quarterbacks in the division, Drew Brees and Matt Ryan, rookie defensive tackle Star Lotulelei's going to have to cave in the middle of some lines. All the news is good so far—he's had a good camp—and he'll have to be an impact rookie, the way Luke Kuechly was last year, for Carolina to be an impact team in the division.
St. Louis (Earth City, Mo.). Very good practice for the Rams on offense. A year ago, the defense won most of the summer sessions. Not anymore. But the Rams were held to 20 points or less in 10 of 16 games last year, and there's no question the pressure will be on Sam Bradford to form an instant bond with new weapons Jared Cook and Tavon Austin.
Kansas City (St. Joseph, Mo.). Funny set-up in the end zone after practice. Ball machines are set up next to each other, one throwing tennis balls, the other footballs, both at high speed to receivers. It's part of Andy Reid's receiver drills. He figures you work on your eyes with the tennis balls, and your hands with the football. And your concentration with both.
Minnesota (Mankato, Minn.). For twenty minutes, GM Rick Spielman talked about his uncomfortable breakup with Antoine Winfield, who'd been a Viking for nine years. Neither thought it would come to this, but Spielman had no idea six priority free agents would all re-sign with the Vikes, leaving Winfield, 36 and with some juice left, out in the cold. "Toughest decision I've had to make in this business," Spielman said. "Antoine was a great player for us." He's got the kind of physical corner Winfield was, rookie Xavier Rhodes, to soften the blow, but Winfield's the kind of missing link that won't be easy to overcome.
Green Bay (Green Bay). The offense is sluggish in practice, and coach Mike McCarthy, colorfully and loudly, tells his offense to start the period over. Underrated part of McCarthy's coaching game: getting his players to play hard, and not having players roll their eyes even now, entering his eighth season as coach.
Indianapolis (Anderson, Ind.). Best night of the trip: Three hours of football talk at Riviera Maya, a Mexican place in this town an hour northeast of Indianapolis, with GM Ryan Grigson. Who knows if it'll work out, but Grigson is excited about his 6-5, 257-pound Adonis from Kenya, the professional rugby player Adongo mentioned earlier. The Colts are using training camp to try to make a pass rusher out of him. "Our sights are high," said Grigson. "We have to be able to look everywhere for players, whether it be Canada, Arena ball, rugby, I don't care. You never know who might want to play, and who might be able to help."
Cincinnati (Cincinnati). Everyone from Marvin Lewis to the TSA guy in security at Greater Cincinnati Airport (no kidding; he brought it up with me) knows Andy Dalton's got to play better for the Bengals to play deep into January. The Bengals are working on Dalton getting the deep ball out quicker, and with more trajectory. In the practice I saw, Dalton lofts one into the arms of A.J. Green far downfield. They need about 25 more of those when the games start counting.
Quotes of the Week
"I'd like to semi-disappear. The game's been incredible to me. But disappearing's good too. Disappearing to me is not being on TV, not being on the radio. I'd like to coach somewhere at a high school, trying to help the next generation, trying to help the next kid overcome the odds and be the best he can be."
—Aaron Rodgers, to me, Thursday.
"If the media did their research on this guy, no one would be surprised."
—Former Heisman winner and NFL back Ricky Williams, on Heisman winner Johnny Manziel, to an Austin, Texas, TV station.
Oh, the media's doing the research, Ricky.
Like Johnny Manziel, who has been criticized for his party lifestyle, fellow former Heisman winner Ricky Williams had character concerns coming out of college, albeit for much different reasons. (Instagram :: Adam Nadel/AP)
"As permitted under the CBA, the League will require players to wear non-obtrusive tracking devices in select practices and games. The purpose of these devices will be to collect positional and performance data (e.g., speed, distance traveled, and location on the field). The data captured from the 2013 testing will be used for internal evaluation purposes only, and will not be disclosed to any club … Finally, it is likely that all players will be required to wear tracking devices in all NFL games at some point over the next few seasons."
—Memo from NFL vice president Ray Anderson to teams obtained by The MMQB last week. Such GPS devices are already used by at least three NFL teams, the U.S. Men's National Soccer Team, and several rugby and soccer teams internationally to study fitness and conditioning among players.
"It looked like a move out of The Matrix. He's still got it."
—Text message from Indianapolis GM Ryan Grigson to owner Jim Irsay on Wednesday, after watching 32-year-old defensive end Robert Mathis make a pirouetting/power/crawling move between tackle and guard in a pass rush drill.
Your Turn
Have a question or comment for Peter? Email him at email@example.com and it might be included in Tuesday's mailbag.
"They rolled him out there like an invalid and made him look like he was finished as a ballplayer … The legacy of George Steinbrenner would be horrified."
—Attorney Joseph Tacopina, representing Alex Rodriguez, charging to The New York Times that the Yankees intentionally played Alex Rodriguez while knowing he was too injured to play in the 2012 playoffs, and, additionally, charging that Yankees president Randy Levine told the surgeon who performed ARod's offseason hip surgery, "I don't ever want to see him on the field again."
The Yankees are, at least peripherally, involved in a pennant race. Alex Rodriguez is the third baseman on the Yankees. His appeal of the 211-game suspension is not going to be decided until the offseason. Which leads me to believe that of all the selfish acts of Rodriguez's career, he is in the middle of the biggest one of all: doing his best to look out for his own image while at the same time being the biggest distraction in the recent history of baseball. As MLB executive VP Rob Manfred told the newspaper: "I have yet to see Alex Rodriguez or any of his representatives say that Alex Rodriguez didn't use PEDs. They've adopted a strategy to make a circus atmosphere of irrelevant allegations. I don't know why anyone who represents Alex Rodriguez has any credibility or standing to complain about anyone's conduct, let alone ours."
Stat of the Week
Maybe it's me. I find this amazing:
The Rams have 46 offensive players under contract at training camp this summer in Earth City, Mo. Sam Bradford, 25, drafted in the first round in 2010, is the longest-tenured St. Louis offensive player.
We're still three weeks away from the season, but here's the way the neophyte Rams could line up in 2013 at the offensive skill positions:
Factoid of the Week That May Interest Only Me
When Minnesota sporting couple Christian Ponder (Vikings QB) and Samantha Steele Ponder (ESPN sideline reporter) snuck away to get married last fall in Hudson, Wis., they had their wedding lunch at Arby's.
The first-round pitching matchup in the Little League World Series featured 6-4 Grant Holman of Chula Vista, Calif., versus 6-3 Chad Lorkowski of Grosse Point Shores, Mich. Each is 13 years old.
Mr. Starwood Preferred Member Travel Note of the Week
I traveled almost 12,000 miles and saw some fun sights and lots of highways and backroads and good cities and towns over 26 days of touring NFL camps. And my best sight of the week came five miles from my home in Manhattan—at the 9/11 Memorial on Saturday afternoon.
I hadn't been to the Memorial, which honors the 2,977 people killed on Sept. 11, 2001, since it opened almost two years ago. I strongly recommend it (visit 911memorial.org for tourist information). Two large pools sit in the footprints where the Twin Towers were, and the rushing water in the North and South pools cuts off the city noise you'd normally hear standing in this hallowed spot. There are 30-foot waterfalls emptying into a void in the center of the memorials, and the names of the dead are inscribed on broad bronze railings around the pools.
Two notable things for me: I bet a quarter of the visitors Saturday afternoon when I was there were 16 or younger—meaning they'd have little or no memory of the day of the attacks. They'd have heard about the tragedy, from family or history books. But the attacks seem so recent that it's strange to fathom so many young people wouldn't remember them. And there's a "Survivor Tree'' right next to the South Pool, a pear tree that has grown to 30 feet now, the only remaining tree from the site on the day of the attacks. The tree was damaged into little more than an eight-foot stump. But New York City arborists nursed it back to health at a city park. Though it was uprooted by a severe storm in 2010, the tree recovered and was returned to the site 20 months ago. Check out the photo. Looks good, doesn't it? It needs guide wires now, but soon, the city hopes, it will be able to stand on its own. For decades.
Tweets of the Week
"Everybody pray 4 dustin keller....i pray you have a speedy recovery bro...and kill it when you get back.... DEFINITELY wasnt intentional."
—@JungleBoi_Swagg, rookie safety D.J. Swearinger of the Houston Texans, after diving into the planted right knee of Miami tight end Dustin Keller in a preseason game Saturday night. No doubt the knee is severely damaged, and it's likely Keller will be lost for the season.
Swearinger's Twitter profile says, "If I DON'T #HUNT I DON'T #EAT." (BIZARRE USE OF ALL-CAPS HASHTAGS.) But the hit was not dirty. It's the way scores of players are tackled every week in the NFL. Keller just happened to have his leg planted, and Swearinger's hit caved it in.
"The NFL needs to protect defenseless receivers from low hits. To me that is way more important than helmet to helmet. #nfl"
—@KellenWinslowJr, Jets tight end, on the Swearinger hit.
Sorry. Defensive players have to be able to tackle somewhere. If you allow defenders to hits ballcarriers only between the shoulders and waist, penalties would skyrocket and you'd see a lot of 47-36 scores.
"How you know you're in training camp - You legitimately complain about being 'Back in Napa again for four more days.' "
—@ChrisWarcraft, Raiders punter Chris Kluwe, back in Napa on Sunday.
"Must admit, Seahawks looking like more of a threat to New England in AFC than Denver is right now."
—@RealSkipBayless, the ESPN commentator.
Seattle moved to the NFC in 2002.
Ten Things I Think I Think
Brandon Browner's 106-yard fumble return (top left) and Zach Scudfeld's two-point converstion catch (bottom left) marked the good of preseason's second week; while Dustin Keller's likely season-ending knee injury (top right) and Dez Bryant's fumble after a 27-yard catch (bottom right, one of the Cowboys' six turnovers on the day) marked the bad. (Otto Greule Jr/Getty Images :: Eric Gay/AP :: Daniel Wallace/MCT/ZUMAPRESS.com :: Norm Hall/Getty Images)
1. I think these are my takeaways from the second full weekend of preseason football:
a. As if Seattle needed another defensive weapon, undrafted free-agent defensive end Benson Mayowda from Idaho has looked very good in the first two games: 2.5 sacks, four quarterback hits. He could come in handy in the first four weeks, with Bruce Irvin suspended.
b. It's totally unfair, because it's not a quarterback versus quarterback game, and because Seattle scored a touchdown on special teams and on defense in the first half Saturday night. But Russell Wilson's Seahawks beat Tom Brady and Aaron Rodgers last year, and he was up on Peyton Manning 27-7 when they were on the field together Saturday night.
c. Passer rating by Seahawk quarterbacks Saturday: Tarvaris Jackson 141.4, Russell Wilson 141.3.
d. Some teams can pass this off by saying, "It's just the preseason." Not Dallas. Not six turnovers Saturday in Arizona.
e. Neither can Arizona and new coach Bruce Arians, getting in the red zone four times in the first half and scoring zero touchdowns.
f. Brian Cushing looked like Brian Cushing against Miami.
g. The loss of Dustin Keller for the season hurts doubly because Joe Philbin, knowing Keller was more of an offensive weapon than Anthony Fasano, was planning on making the tight end position more of a focal point this year than the 59 catches and 544 yards Fasano and Charles Clay produced last year.
More and more, injuries impacting business in NFL
h. New England undrafted free agent tight end Zach Sudfeld is on the verge of going from a roster longshot the week after the draft to making fantasy football owners wonder, "How high should I draft this guy?"
i. Can't make the team throwing like that, Tim Tebow.
j. Matt Flynn got sacked five times in the first half Friday night in a 20-minute span at New Orleans. Amazing thing is, he still found time and passing lanes to complete 12 of 16 passes in the half.
k. For those scoring the Chris Kluwe-Marquette King Raiders punting battle at home, each has had four punts. Average: King 55.5, Kluwe 46.0. Net: King 49.0, Kluwe 37.5. King has had one touchback, Kluwe none, and each has hit one punt inside the 20. Not enough to go on, certainly, but sometimes the preseason doesn't allow you the kind of sample size you need for ultimate fairness.
Chris Kluwe's first-person account of fighting for your NFL life
l. Speaking of small sample size, the Lions kicking job was David Akers' to lose, and he's not losing it. Havard Rugland didn't have much of a chance Saturday in Cleveland, but a 33-yard field goal and a kickoff to the Browns' 1-yard line don't turn heads the way 49- and 50-yard field goals did last weekend.
m. The Colts did so many things right Sunday night. The Reggie Wayne one-handed catch, the spot-on Andrew Luck touchdown throw, the consistent pressure on Eli Manning. Good night for Indy.
n. David Diehl didn't exactly take a chokehold over Justin Pugh in the right tackle battle for the Giants, getting beat for a 13-yard sack by Colt Erik Walden.
Highlights from the last week at The MMQB:
—Jenny Vrentas
Hard Knocks: The Realest Reality TV
—Richard Deitsch
Where Is Titus Young? Who Is Titus Young?
—Robert Klemko
Everyday Life, but No Ordinary Thing
—Brandon Moore
Will the 'Silly Season' Ever End?
—Don Banks
—Peter King
Good, Bad and Ugly First Impressions
—Greg A. Bedard
—Andrew Brandt
—Jenny Vrentas
—Jim Trotter
2. I think the Bills were intent on starting E.J. Manuel in their opener against New England, and it would have been the smartest choice. But with Manuel having undergone a minor knee procedure Sunday—21 days from the first game—it's more likely he won't be ready then. That's deflating news for a Buffalo crowd that surely thought it could steal one from a Gronk-less Pats team (which the Patriots are looking more and more like on the opening Sunday).
3. I think this will be Jon Gruden's last year in the ESPN booth—assuming there is significant interest in him as an NFL head coach. And there will be.
4. I think there are only so many games a coach who still is a coach can do in the booth, and only so many times driving to an office to watch tape without a team to boss around, before Gruden says No mas, and takes the reins somewhere next year. Dallas, Carolina, Detroit, Tennessee, Jets. Who knows? Oakland ... not so fast. Gruden turned 50 Saturday. I think he's got at least one six-year reign in him.
5. I think I'm as eager to see Randy Moss on TV as the next football-watcher is. I love the hire, because he might actually be honest and say some smart things. But I'm skeptical of his staying power. Can he stay interested in TV? It seems so anti-Moss, to sit in a studio and talk football. Moss is part of the new Fox Sports 1 Fox Football Daily show, with rotating analysts each evening at 6 p.m. ET. Jay Glazer and Curt Menefee will host the show. "Two things on Moss," Glazer said over the weekend. "One, he's telling us stuff about [Tom] Brady and [Bill] Belichick that no one else knows. He's so damn smart. He's telling us how Tom Brady thinks. This is going to be really valuable. Two, he really, really wants to be good." We shall see.
6. I think the longer Arian Foster (calf, back) misses time—and he hasn't practiced in training camp, or since spring OTAs, and he's stuck on the Physically Unable to Perform list—the more I'd worry about his ability to play 16 games this season. And you know how valuable he is to the Texans.
7. I think if you wonder what a good portion of the concussion lawsuit between former players and the NFL will be about, you need to read this important story from ESPN and its Outside the Lines program. I'm not talking specifically about the doctor-patient relationship between Elliot Pellman and Paul Tagliabue as much as I'm talking about what the plaintiffs' side will bring up about the qualifications of Pellman, and how many doctors put players back into games without knowing the full extent of their head injuries. The NFL will argue that the doctors didn't let concussed players back in games, of course. And that will be the crux of a large part of the case. Pellman's resume, and his influence over NFL policy, will be attacked by the plaintiffs.
8. I think my least favorite assignment of the year is nigh: By Friday, I've got to pick my Super Bowl matchup and every team's record for Sports Illustrated. I've started sketching out my picks, and I can reveal this exclusively: I won't be picking a San Diego-Atlanta Super Bowl for the second straight year.
9. I think if Champ Bailey misses the first couple of weeks of the season with his foot injury—and Dominique Rodgers-Cromartie remains out with his high ankle sprain—the position Denver thought would be such a strength could have Tony Carter and Chris Harris (the normal slot corner) starting against Joe Flacco in the opener. That's not good.
Your Turn
Have a question or comment for Peter? Email him at email@example.com and it might be included in Tuesday's mailbag.
10. I think these are my non-football thoughts of the week:
a. Anyone who had Max Scherzer to have 18 wins by Aug. 18, you win the Baseball Genius Pool.
b. Funniest thing about the A-Rod beaning by Ryan Dempster, after Dempster threw behind Rodriguez once and inside the next two pitches, was Red Sox manager John Farrell saying the pitch got away from Dempster, and he had to establish the inside of the plate, and blah blah blah. Good one, John. Most amazing thing about it was the corners of your mouth didn't curl up even slightly when you said it.
c. Well, there was one other funny thing. This tweet from the Iron Shiek: "Ryan Dempster I owe you $20 bubba."
d. Good to see a Red Sox-Yanks instant classic anyway.
e. The more stuff leaks around Ryan Braun, the more I think he's just not a good person. In any way.
f. Miguel Cabrera could have a significantly better season than his Triple Crown year and not win the Triple Crown this year. What an amazing player.
g. Did the Dodgers actually lose Sunday?
h. The MMQB has its one-month anniversary on Thursday. I hope we get more sleep in the second month.
i. Coffeenerdness: Macchiato beats latte. The espresso sitting on the foam does it.
j. Beernerdness: Glad to see Alaskan White sold in Mankato. Haven't had one of those in a couple of years, and it didn't disappoint.
The Adieu Haiku
No Champ, DRC?
No Pitta or Anquan B?
One scarred opener.


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Welcome in the product database of SIG Air Handling
In this menu you will find all the technical documentation of our products.
You can use the product groups on the left side of the screen in order to look up any product. Through a hierarchic menu – equal to our pricelist – you can find your product in only 3 clicks.
If you cannot find the product you are looking for, you can use the 'product selection assistant'.
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Last week, the semi-official Taiwan Insurance Guaranty Fund (TIGF) announced that four financial institutions were qualified to bid for Kuo Hua Life Insurance Co at an auction to be held on Tuesday, which marks yet another attempt at public sale of the loss-making insurer. Whether or not the insolvent company is auctioned off next week, it is time for the government to consider structural reforms of financial industry bailouts so taxpayers no longer have to rescue collapsing companies.
Cash-strapped Kuo Hua was officially taken over by the TIGF in August 2009 after the Financial Supervisory Commission found the insurer's weak capitalization and consistent operating losses had seriously hurt the rights and interests of its policyholders. Since then, the government receivership — the first of its kind among the nation's life insurers in more than 40 years — has been extended four times, with the current extension due to expire in August next year. The commission continues the process of finding a new owner for Kuo Hua after its previous efforts failed due to discrepancies over acquisition terms.
According to the TIGF — which is funded by an industry premiums tax — Mercuries Life Insurance Co, Chinatrust Life Insurance Co, Taiwan Life Insurance Co and Transglobe Life Insurance Inc will be eligible to bid for 49-year-old Kuo Hua. Based on industry estimates, the TIGF is likely to subsidize the successful bidder by as much as NT$120 billion (US$4.1 billion) if Kuo Hua is sold as a whole (including its assets and liabilities), whereas the amount may be reduced to NT$74.63 billion, Kuo Hua's accumulated net losses as of March 31, if it is sold as separate packages.
In either case, this deal is likely to become the highest bailout settlement by the government after the now-defunct Chung Hsing Bank cost the nation's Financial Restructuring Fund — modeled after the US' Resolution Trust Corp in the 1980s — as much as NT$58.5 billion before its sale to the Union Bank of Taiwan in 2004. Moreover, in order to attract potential buyers, given Kuo Hua's weak business and financial fundamentals, the commission has reportedly also agreed to provide flexible administrative oversight for the new owner over the next 20 years, setting yet another record for the local financial industry.
In fairness, the low interest rate environment is hurting all insurance companies in Taiwan, but the problems at Kuo Hua are unrepresentative of the capabilities and strengths of others in the industry.
Nonetheless, the government's persistent reliance on taxpayers to bail out failed financial companies has put increased burdens on the nation. At a time when the government has agreed to reform the public-sector pension system in light of more than NT$5 trillion of national debt as of last month, it is now time for a decision on whether public money should remain available for bailouts in the event of a financial crisis.
Another concern is that since the government established the Financial Restructuring Fund in June 2001, it has not only spent nearly NT$289 billion cleaning up ailing firms, it has also created a sense of moral hazard in the financial industry. Some in the industry now feel they can do whatever they want, because the government will eventually bail them out. To stop financial companies from gambling recklessly, the government should change its thinking regarding rescue of ailing companies that are "too big to fail." That losses at Kuo Hua under TIGF custodianship have risen to NT$74.63 billion from NT$55.9 billion over the past three years indicates that such companies are both too complicated to manage and too weak to survive.


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These lovely individual puddings make a nice alternative to the traditional Christmas desserts.
Preparation Time: 20 mins
Extra Time: 6 hrs
(or overnight, for soaking and freezing)
Yield: 8 x puddings
Combine dried fruit, nuts, ginger, and sherry in a bowl. Cover and soak overnight.
Allow vanilla ice cream to soften for about 10 minutes. Place in a large bowl and fold the soaked fruit through. Divide the mixture between eight individual molds to half fill. Press down to flatten top and place in freezer until firm.
Soften strawberry ice cream and fold blueberries through. Spoon over top of vanilla ice cream and press down. Cover and freeze until ready to use.
To remove from molds, dip quickly in hot water and then upturn onto plates. Serve decorated with mixed berries.


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Someone in the universe took pity on me and my ancient phone. Last week(ish), I was invited to a leisurely day of food, drinks, Minx manicures (!!!) and a little bit of tech discussion at Meet at the Apartment, hosted by HTC. Though I admit I was drawn to the event mostly by talk of free Minx manicures (I'm cheap, I know) - it was also pretty exciting to play with their new Droid Incredible. Even more exciting - we got to keep them! It's no match for my free upgrades and hand me down, crappy phones (note my sarcasm), but it's alright;) Unfortunately, I don't have Verizon, I have AT&T. I have a lot of issues with AT&T, but most of my family and friends have it. Does anyone have feedback about Verizon? Specifically, people in NYC?
Aside from being hosted by some really wonderful people, I also ran into a lot of familiar faces. It was reminiscent of a slumber party, complete with cupcakes!
Wendy of Nitro:licious and her awesome Minx manicure.
Jordana of Clutch 22
Christine of My Style Pill.
Me, getting my nails done.
Thank you to Jessika for inviting me to such a fun event!
Outfit Details:
Skirt - H&M, bought second hand at Beacon's Closet
Wink of Pink Blouse - courtesy of ModCloth
shoes - Jeffrey Campbell
Love Love,
Keiko Lynn


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The aorta is a large blood vessel that carries oxygen-rich blood
from the heart to the rest of the body. It leaves the heart, arches upward,
then travels down through the chest and into the abdomen.
The aorta has two main portions:
Last Revised:
November 2, 2011
Healthwise Staff
Medical Review:
Rakesh K. Pai, MD, FACC - Cardiology, Electrophysiology & John A. McPherson, MD, FACC, FSCAI - Cardiology
This information does not replace the advice of a doctor. Healthwise, Incorporated disclaims any warranty or liability for your use of this information. Your use of this information means that you agree to the Terms of Use. How this information was developed to help you make better health decisions.
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Nokia Lumia 521 / 520
Info Photos News Forum 36 Reviews
Phone Scoop Review
May 31, 2013 by Eric M. Zeman
Nokia churns out another capable Windows Phone with the Lumia 521 for T-Mobile. See if this budget smartphone is the right pick for you in Phone Scoop's in-depth review. read review ›
User Reviews
Average Ratings
hide detailed ratings
I Love You Nokia and T-Mobile
Carrier: T-Mobile
Got this phone on T-mobile for a few bucks to try it out. I'll start by saying I'm a big fan of T-mobile. I love the lady in pink and I love the SIM cards.
Never liked windows but I always liked Nokia. This phone rocked! I really am thinking of switching from iOS to windows. I like it now, it's fast, simple and did what a phone should do. I got an outlook account because of this phone. I like outlook now a lot.
Pros: fast, white pretty back plastic, screen sensitivity, maps (best in the world my opinion because you don't need cell service for it) and battery life. Also liked the micro USB port. This is all coming from an iPhone guy.
Cons: camera, lack of apps I've grown accustomed to use. Not enough love for the phone.
I didn't keep the phone but I miss it terribly. I loved it for as long as I had it.
hide detailed ratings
411 on 521
Carrier: T-Mobile
As a user of many windows phone 7 phones, seeing this great deal from HSN I tried it out for now 2 weeks. First off, for the price you will not find a better phone with the features.
Pros: 4" screen usable with fingers or nails very clear
very loud speaker
memory card slot up to 64gb
very fast ui easy to setup and use
easy to read even with poor eyesight
good battery life and charges fast
nokia only apps add extra value
good camera even with low light conditions
Wi-Fi calling
Very light
people hub
Cons: No flash on camera
can only store videos, pics, and music on card
no apps on card
Still looking for exchangeable back plates for phone
All in all for a prepaid phone, you get a GREAT value
AD reviews continues below...
hide detailed ratings
Good Signal/Great Call Quality
Carrier: T-Mobile
OK I use to be a Windows phone user before Android. I handed my elderly mother and 14 year old, older androids that I had in storage and the Androids are too complicated.
The interface is a little bland, but for $80 the phone hit the high points. The call quality is nicer than some higher priced phones, the internet speeds were respectible and the phone connects well to Tmobile and Wifi.
I streamed a bit of music and I think it sounds great. I will see what my mom and teenage son think of the phone and update the review as needed.
The indoor picture of the phone was OK, haven't used it out of doors. Focus was a bit slow.
hide detailed ratings
Above Average
Carrier: AT&T
Pro's: many
Con's: battery lasts 5 hour MAX, sound quality on calls could be better. Screen is average, size and thickness is great. Surfing web is great. Out in the sunlight screen is washed out.
I like this phone - for its price its great. I have an iPhone 5s also.
hide detailed ratings
Great Phone!
Carrier: T-Mobile
Why oh why has Nokia hitched their star to the Windows 8 platform? I love this hardware. Nowhere can you find a phone to perform this well for the money. Camera is great (though no flash) and the hardware is top notch.
Size (much more comfortable to carry than the huge phones)
Battery life
Software Response
Windows 8
No Flash
No LTE


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Thomas Kinkade Animated Crystal Holiday Music Box
First-ever Thomas Kinkade limited-edition crystal music box opens to animated 3D village scenes. Skaters circles the pond as holiday music plays.
Measures 6" W
- Price:
- s&s◇
Everyone dreams of an old-fashioned Christmas! That special feeling is captured in this first-ever Thomas Kinkade genuine crystal music box with sparkling multi-faceted crystal in an emerald-cut shape with deeply incised elegant designs, flourishes and edges. Lid lifts off to a heartwarming, handcrafted and hand-painted holiday village showcasing well-loved Thomas Kinkade village scenes - with intricately sculpted Victorian homes, a horse-drawn carriage and more. Flip the switch to hear "We Wish You a Merry Christmas" as skaters circle the pond.
This keepsake collectible music box is a limited edition, available only from The Bradford Exchange. Crystal lid has the artist's name and "Holiday Reflections" in etched-look script. A replica of Mr. Kinkade's "Victorian Christmas" home on the front is also crafted in the look of traditional etching. Strong demand is expected for this heirloom musical treasure and important Thomas Kinkade village collectible, so order now!
California Residents click here for Proposition 65 notice.
- First-ever Thomas Kinkade crystal music box features a fully sculpted Christmas village with moving skaters, available exclusively from The Bradford Exchange
- The outside of the music box sparkles with multi-faceted genuine crystal in the classic emerald-cut shape with deeply incised elegant designs, flourishes and edges
- A recreation of Mr. Kinkade's "Victorian Christmas" home on the front side of this collectible music box is crafted in the look of traditional etching
- Crystal lid bears the artist's name and the music box title, "Holiday Reflections" in etched-look script
- Lid lifts off to a welcoming and heartwarming Thomas Kinkade holiday village scene that is handcrafted of artist's resin and hand-painted for amazing detail, including intricately sculpted Victorian homes, snow covered trees, a horse-drawn carriage, a skating pond with moving skaters and more
- With the simple flip of a switch, music box plays the holiday favorite, "We Wish You a Merry Christmas," as skaters gracefully circle the pond
- Edition is limited to 95 firing days, so order now
- Hand-numbered Certificate of Authenticity
- Measures 6" W; 15.3 cm W
© 2009 The Bradford Exchange. All rights reserved.


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Material: carbon fiber, fiberglass Colours: inside red, orange, yellow Sizes: 14ø x 180H Bulbs: max 1x100W E27 PAR 38 Halogen - 1x16W E27 PAR 38 fluorescent - LED 1x23W E27 PAR 38
A collection composed of floor, ceiling and suspended lamps in black carbon fibers with metal base painted black or in painted composite fiberglass, pivots 360° and angle of tilt 25°. The suspended version is available with a single or twin cones in two different lengths of 127 cm and 175 cm.
Profile Founded in 2005, Karboxx has quickly made a name for itself in the field of design lighting products.


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RBC.com | Français | Contact Us | Site Map | Sign In
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RBC Wealth Management Canada > RBC Dominion Securities > Services and Solutions > Investment Products & Plans > TFSAs
With the Tax-Free Savings Account (TFSA), you can contribute up to $5,500 annually ($5,000 for the years 2009 to 2012) and earn tax-free investment income.
Any Canadian resident 18 years or older with a Social Insurance Number.
The age of majority is 19 for residents of Newfoundland and Labrador, New Brunswick, Nova Scotia and British Columbia which may delay the opening of a TFSA. However, the accumulation of contribution room will start at age 18.
Cash, mutual funds, guaranteed investment certificates (GICs), publicly traded securities, and government and corporate bonds.
Our Investment Advisors are here to help recommend the solutions that are best for you. To learn more, please contact an advisor today. Or, ask an advisor to contact you.


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Part 3: 'Every Single Word Matters'
Episode 3 | 57m 33s
The debate union faces their rival across the river, West Point. Rodney, Sebastian and Giovannie embark on yearlong senior projects. Newly released from federal prison, Dyjuan's younger brother, Kanan, comes for a visit, as does Rodney's sister, Elitha. Tamara receives devastating news from home, and Shawnta reckons with her own path to prison. In New York City, Jule struggles to find work.
Aired: 11/26/19
Expires: 07/24/20Video has closed captioning.
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Funding for College Behind Bars is provided by Bank of America; PBS; Ford Foundation / JustFilms; National Endowment for the Humanities; Meg & Tomas Bergstrand; Regina K. Scully; The Lise Strickler & Mark Gallogly Charitable Fund; a fund at The New York Community Trust; Patty Quillin through the Meadow Fund at Silicon Valley Community Foundation; Barbara & Richard Novick; Chicken & Egg Pictures; The William H. Donner Foundation; Hartley Film Foundation; Bertha Foundation; The Harnisch Foundation; Compton Foundation; and Lisa Philp; and members of The Better Angels Society: John & Catherine Debs, The Cousins Foundation, Inc., Abrams Foundation, Schwartz/Reisman Foundation, Ted Dintersmith & Elizabeth Hazard, McCloskey Family Charitable Trust, and Donna & Dick Strong


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Honor a special person or occasion with a commemorative bench at the National Zoo. A commemorative bench is a thoughtful and distinctive way to honor someone or something special while helping to beautify the Zoo and enhance the Zoo visitor experience.
Funds raised from commemorative benches support the Zoo's mission to provide leadership in animal care, science, education, and sustainability.
Commemorative benches have a classic park bench design and are made of ipe wood and steel. Ipe wood is a durable wood that is sustainably harvested and does not need to be chemically treated, in keeping with the Zoo's commitment to sustainability.
Benches will be personalized with a message of the donor's choosing on a 10" x 5" bronze plaque. Plaque inscriptions may be up to four lines with 20 characters per line, including punctuation. The plaque is prominently installed on the front of the bench.
A commemorative bench will be installed for a 100-percent tax-deductible donation of $5,000.
Plaques will be ordered after the $5,000 donation has been received. Donors should allow about ten weeks from that date for their bench to be placed in the park.
For questions about commemorative benches, or to discuss possible locations, please email us or call us at 202.633.4259.
Please send all donations and correspondence to:
Friends of the National Zoo
Attn: Commemorative Bench Program
P.O. Box 37012, MRC 5516
Washington, DC 20013-7012
Please make your check out to "Friends of the National Zoo" and note the name or occasion that your donation honors in the memo portion of your check.


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This is the last of our malaria questions. Tomorrow morning we'll publish the answer in the comment section of this post, and we'll also include the answer in our World Malaria Day post.
The answer to yesterday's question 90 percent.
Ninety percent of those who die from malaria are African children.
Through our Malaria Intervention Fund, Compassion-assisted children have access to insecticide-treated mosquito nets and malaria prevention education, and those struggling with the disease have access to malaria medical treatment.
(Source: nothingbutnets.net/malaria-kills/, November 2008)


text: try a vegeterian diet, it helps get rid of fat, bulk.avoid salts. you still can have portein just notfrom meat. try fish if you have to get portein.other than that, any kind of stop, and jumps, repeatedwill help build the muscles you need. do it for 20 minutesever other day. you need to give it time to recover.you may want to increate the 30 minutes of jumpingto 40 once you see improved jumping.Play lots of basketballIf you play a lot of ball, that will tranlate into being in better shape. There's no way your vertical leap will improve if you aren't in good shape. Also, there are lots of quick movements you make in a game that you can't recreate outside of actual game play. These help build your overall basketball abilities, as well as your athleticism (explosiveness, jumping ability, etc.).- Workout with a jump ropeIt's an old school exercise, but it works. Jumping rope is a great way to build stamina, and work on your leg strength. In addition, it builds jumping ability (explosiveness, calf strength, etc.). It's really a great exercise.- Run stadium stairsAnother old school exericse and a great one. Running stadium stairs can really help your vertical leap because it build stamina, leg strength, and when done right, explosiveness. To work on explosiveness, use bounding movements. In otherwords, don't just get from one step the the next, but really leap and bound up from one step to the next.- Wall sits and squatsStrength training (like wall sits and squats) will help you build leg strength, which is a key component of athletic fitness, and therefore jumping ability. Remember to only use a weight that is comfortable for you, and to always have a trainer or training partner work out with you. You don't want to get hurt lifting too much weight, or lifting it improperly.- Explosive leapsThis is a great type of exercises. Do these at a park, or on a football field so that you are cushioned by the soft grass surface.One-legged jumps are done like this: leap as high as possible off of one foot, then come down and immediately leap as high as possible off the other leg. Repeat this for 10 to 15 jumps.Two-legged leaps are done like this: squat down so you are in the triple threat position. Now explode up and off the ground as if you are reaching for a rebound. Come down, gather yourself for a second or two, then leap up again, as high as possible. Do this 8 to 10 times.Remember, vertical leap is part leg strength and part explosiveness. In fact, the explosiveness part is the more important of the two. It's not about the size of your leg muscles, or how much weight you can put up in the gym. It's about your athletic ability, coordination, and your ability to explode up and off the ground.


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Freedom of speech is one of the most cherished human rights. Everyone rushes forth to its defense and readily wants to uphold it … as long as everyone else is saying the same thing. Differing opinions generally throw a spanner in the works when it comes to the implementation of this freedom.
The internet has always been grounds where the application and the limits of freedom of speech have been tested. The anonymity provided by the web allows people to speak their mind freely and the large masses plugged in means that content can have a discernible effect. But is the internet completely free?
Obviously governments have checks and balances in place to keep the darker elements of humanity under wraps. Only the most hardcore extremist would take a stand against this form of patrolling in the name of freedom of speech. But the extent and degree of this overall patrolling can encroach and restrict net neutrality. For example, multiple torrent and streaming sites are officially banned and cannot be accessed. The government claims these actions have been undertaken in the name of upholding copyright laws. Although it is not hard to figure out that the sites and services are probably being denied at the behest of large corporations who own the intellectual property. Perhaps the way forward is to re-examine the rules rather than cracking down on those that infringe.
User ingenuity also means that there are several easy ways around the blockade, one of which is the Mafiaa Fire add-on for the popular Firefox browser. Blocked websites are usually up and running in a matter of hours with a different name and this add-on redirects you to the new sites even if you type out the seized URL. Seeing that the application helps users side-step government action, Mozilla was requested to take down Mafiaa Fire from their roster by the US Department of Homeland Security. However, without any court ruling on the matter Mozilla refused the request and has stood behind its stance flying the banner for net neutrality.
Issues of illegal downloading, torrents and unlawful streaming of content is at the heart of the issue of net neutrality. The internet offers users not only the chance to address the market failure and imbalance for the concerned products, but also take steps to rectify it. These steps may not always be the best for the businesses' bottom line who then clamor to protect their interests with retaliatory responses.
The purpose of this piece, putting aside the issues about the morality and legality of piracy, is to draw attention to the fact that if content is being pirated, corporations need to address the broken business and pricing model that underlies the situation rather than take over the internet. Passing legislation and boxing up the internet does not solve anything. The web is has become the defining, integral service it is simply because no one person can claim ownership over it. The myriad of voices, information and content found online is what drives it. Corporations must understand that net neutrality must remain intact.
Good tech has good specs, great tech has personality. Keeping that in mind, Hurrairah expects character and performance from any gadget he spends his hard earned cash on. As a guitar player and 'struggling' musician, he has an appreciation for natural sound is tasked with reviewing speaker systems.
And get the free* Galaxy Buds+ (worth $268)
Follow Z by HP Ambassadors' creative journey to win a HP ZBook laptop!


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Interview: Boyd Tinsley
In New York, the day after covering the May 10 release party for Stand Up, the sixth studio album by the Dave Matthews Band, reporter Vijith Assar caught up with violinist Boyd Tinsley. In a wide-ranging interview, the two talked about the new album, where to play in Charlottesville, and bringing DMB to African-American audiences.
Do you ever think about moving out of town and doing the L.A. rock star thing?
Well, I'm not really a rock star. I don't have a reason to leave. I have family, a couple of kids. Charlottesville's a great place to bring them up.
When people recognize you in public, what does it take for admiration to get aggravating?
The great thing about our fans is that they are very cool and very respectful. People come up, and they're excited to meet you, but they don't really start grabbing and tugging.
When you're in Charlottesville, are you able to reconnect with the music scene?
When I'm in town, it usually means I'm coming in from work. I spend a lot of time with my wife and my kids. I still know a lot of the older musicians. Anybody who's over 35 and plays music in Charlottesville, I probably know them or have played with them.
If you were to retire, where in Charlottesville would you want to waste away your fortune, and when the money ran out, where would you work?
Where would I want to work?! [registering surprise] I'd like to just hang out at my house out in the country. [laughs] Outside at the Mudhouse on the Mall is a nice place to start. Just hanging out on the Mall, man. It's a very cool place to kick it and to just sort of chill. And where would I work? Oh, boy. Hopefully as long as I play music, I don't have to work again. [laughs] I could just play.
The 2001 show at Scott Stadium– what's it like having something like that in your home town?
I was proud of the town for being willing to put that show on. I was also just very proud of the way everybody in Charlottesville dealt with all these hordes of people. Someone said that as far as rowdiness, it was less than a typical football game. I hear that the Stones are coming to Charlottesville pretty soon, you know, so it looks like we're gonna keep on with some of those big shows at Scott Stadium.
Any chance you guys might do another show there?
Definitely. If not there, perhaps at the new basketball arena. It's been a while since that Scott Stadium show, and the last time before that was... 1993 or 1994 or something like that... [It was September 1994–ed.]
Why did you guys decide to create a studio in Charlottesville?
It's just nice to have a studio space that's available at any time, not only for recording a studio album, but also for rehearsing, for getting together to just maybe write tunes, and it's also in a beautiful place, way remote in the country outside Charlottesville. It's our own space, a space everybody feels comfortable in, a space we designed specifically for ourselves.
Let's talk about the new album. There's a lot of talk about a hip-hop or R&B influence because of the producer– do you agree?
It has some heavy grooves in it, which I think is a great thing, especially coming from Carter Beauford and Stefan Lessard. The producer, Mark Batson, has worked with a lot of hip-hop cats– and a lot of jazz cats, too– Sting, and some other folks. He's a great musician who understood this band really well, and I think he really brought out all the best elements of each of the musicians.
Do you feel like the groove sound might help you target more black audiences? The stereotype right now is the white college student...
To be honest with you, I run into people of all stripes– black folks, white folks, young folks, old folks– I have yet to find a demographic in America that hasn't dug the Dave Matthews Band. There might not be a lot of representation at our shows, but I think that there's definitely an audience out there, a whole cross-section of this country.
What's happening right now regarding overseas promotion? I know you guys just went to Australia. Was that a success?
We've been trying to get to Australia for several years now, you know, and something or another has come up, and we haven't been able to make that trip. But yeah, we have some great fans over there, and we played a bunch of really beautiful theaters in Melbourne, Sydney, and Brisbane, and a great festival in this place Byron Bay, and we definitely plan to go back.
Are you sick of reporters asking you about the Chicago incident?
I haven't been asked about it that much. I'm just glad we're finally getting that resolved. Chicago's a great place, a place that we all love and respect a lot. It's just a very unfortunate incident, and hopefully we can get over it with restitution to the river cleanup and by continuing to pour out some love to Chicago in our music.
Why did you guys choose to bring back the old "Fire Dancer" image for the cover of the new CD?
It looks new on the album. The fire dancer is definitely an internationally known symbol of the Dave Matthews Band, so we wanted to make the cover a little more simple, and really just let the music be the thing that really speaks for the album.
A recent article in Rolling Stone suggests that there was drug use during the making of this album. Are you guys into using drugs for creative purposes?
No, man, we aren't into using drugs creatively. First of all, I would say don't believe everything you read in the paper.
Are you planning another solo album?
I'm not planning one, but I definitely am not opposed to doing one.
You guys were involved in the "Vote For Change" tour last year, and we all know how that ended. So what do you do with that enthusiasm?
You put it into the music. We might have desired a different outcome, but we went into the studio basically the day after the election. Our fans are Democrat, Republican, conservative, liberal. One thing we need to recognize and not forget is that together, as Americans, we're a lot stronger– our diversity is our strength.
Boyd Tinsley


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Home > News & Events > Speeches & Testimony
Speeches & Testimony
Statement of George French, Deputy Director of Policy, Division of Risk Management Supervision, Federal Deposit Insurance Corporation on Examining the Impact of the Proposed Rules To Implement Basel III Capital Standards before the Subcommittee on Financial Institutions and Consumer Credit and Subcommittee on Insurance, Housing and Community Opportunity, Committee on Financial Services; U.S. House of Representatives;
2128 Rayburn House Office Building
November 29, 2012
Chairman Capito, Chairman Biggert, Ranking Member Maloney, Ranking Member Gutierrez and members of the Subcommittees, thank you for the opportunity to testify today on behalf of the Federal Deposit Insurance Corporation (FDIC) regarding the recently proposed changes to the federal banking agencies' regulatory capital requirements. The FDIC has had a longstanding concern for stronger bank capital requirements, and we welcome the opportunity to discuss these important proposals. The federal banking agencies have received and are carefully reviewing a significant number of comments on these proposals.
Standardized Approach NPR, proposes changes to the risk-weighting of assets and replaces credit ratings in the agencies' capital regulations in accordance with Section
In light of this experience, strengthening bank capital requirements seems to be an appropriate and important step. All banks need strong capital to navigate periods of economic turbulence while continuing to serve their important role as financial intermediaries to the economy. The changes proposed in the NPRs are intended to address identified deficiencies in the existing capital regime and provide greater comfort in the capital adequacy of our banking system. At the same time, reviewing the numerous comments received will help us address concerns about the costs and potential unintended consequences of various aspects of the proposals.
My testimony will describe the proposed rules in more detail, along with some of the most frequently identified concerns among the more than 2000 comments we have received. It is worth emphasizing that the rulemaking process is ongoing and the agencies have not yet reached final decisions regarding how to address the various issues that have been raised with respect to the NPRs.
The Basel III NPR
The FDIC Board of Directors voted to issue the Basel III NPR for public comment on June 12, 2012. The Basel III NPR proposes to strengthen the definition of regulatory capital to better absorb losses than under current rules, and to increase the required level of capital. These changes are proposed to be phased in over time. The NPR also includes selected requirements that apply only to banks using the agencies' Advanced Approaches capital regulation.
The Basel III NPR proposes a number of changes to strengthen the definition of capital. The most important of these changes are described below.
We are carefully considering the comments we have received on each of these proposed changes to the definition of capital.
As noted above, the Basel III NPR proposes to establish a new risk-based capital requirement for "common equity Tier 1" capital. Under the NPR, banks would need to hold common equity Tier 1 capital in an amount that is at least 4.5 percent of risk-weighted assets in order to be considered "Adequately Capitalized." The NPR also proposes to increase by two percentage points the minimum and "Well Capitalized" levels for the Tier 1 risk-based capital ratios that are part of the agencies' Prompt Corrective Action (PCA) regulations.
The Basel III NPR also proposes a capital buffer incorporating a sliding scale of dividend restrictions for banks whose risk-based capital ratios are less than 2.5 percentage points higher than the regulatory minimums. The purpose of the buffer is to encourage banks to maintain a cushion of capital above the regulatory minimums so they will be able to continue to lend during periods of economic adversity without breaching those minimums. The Basel III buffer is similar to the statutory requirement that the agencies' PCA regulations include a capital ratio threshold for banks to be considered "Well Capitalized."
In addition, the Basel III NPR requires banks that use the Advanced Approaches capital regulation to comply with a supplementary leverage ratio that includes certain off-balance sheet items in the denominator. The FDIC views the leverage ratio as a foundational measure of capital, and we are highly supportive of its inclusion in the Basel framework. The complexities specific to the Basel III leverage ratio, however, are mainly relevant for very large institutions with extensive off-balance sheet activities. For that reason, the agencies have proposed that the Basel III leverage ratio would be a supplementary requirement, and only applied to banks using the Advanced Approaches capital regulation. The existing U.S. leverage ratio requirements would remain in effect for all U.S. banks.
The Basel III NPR also requires Advanced Approach banking organizations to hold additional capital in the form of a "countercyclical buffer" if the agencies determine that the banking industry is experiencing excessive credit growth. The NPR indicated that the countercyclical buffer initially would be set at zero, with the agencies acting jointly to raise that level, if and when credit conditions warranted putting this buffer into effect. If a determination was made that the buffer was necessary, the amount of the buffer could be as much as 2.5 percent of risk weighted assets. The countercyclical buffer would serve to provide additional capital for the losses that often follow a period of excessive credit growth, and may itself serve as a check on excessive growth. Again, the NPR indicates that the countercyclical buffer would only be in effect when credit conditions warrant and would be zero at other times.
The minimum capital ratios and capital buffers proposed in the Basel III NPR were developed as part of a Basel Committee effort, in which the agencies participated, to estimate the amount of bank capital needed to absorb losses in severe economic scenarios including the losses experienced in banking crises in different countries over time. The results of this analysis were published in October, 2010.2 The results suggest that bank capital ratios at the levels agreed to by the Basel Committee and proposed in the Basel III NPR would provide reasonable assurance that banks would be able to absorb losses during a period of economic adversity while continuing to be able to lend -- and certainly greater assurance than exists under the current rules.
While working as part of the Basel Committee to develop the capital ratios that were proposed in the Basel III NPR, the agencies were mindful that while the requirements should be sufficient to enable banks to withstand a period of economic adversity, they should not be so high as to choke off prudent lending or normal economic activity. The agencies participated in international efforts to evaluate the potential effect of the higher bank capital requirements on economic activity. This work focused on two issues. One issue is the potential costs to the broader economy of an insufficiently capitalized banking system. Experience suggests that banking crises have consistently been followed by large and long-lasting reductions in economic activity. The other -- and competing issue -- is the costs that higher capital requirements might impose by increasing the cost of credit and reducing the volume of lending.
The literature reviews and other analysis conducted as part of these international efforts generally concluded that within the range of capital requirements being considered, the economic benefits of higher capital requirements from reducing the frequency and severity of banking crises would exceed the economic costs resulting from a modest increase in the cost of credit.3 This analysis supports the overall conclusion that an increase in bank capital requirements from current levels is warranted. Pre-crisis increases in leverage permitted by the current capital rules did stimulate financial institution growth and earnings for a time, but the real economy ultimately suffered a significant cost when the financial cycle turned. In addition to the financial institution failures and government assistance mentioned earlier in this testimony, the U.S. economy experienced a loss of over eight and a half million payroll jobs as a result of the recession, and it suffered a 35 percent decline in home prices as well as over 10 million new foreclosures. The decline in employment and economic activity reduced revenues at all levels of government, with fiscal effects that reverberate back to the real economy.
While we view strengthening bank capital requirements as an appropriate goal to reduce the likelihood and severity of future banking crises, the agencies also are mindful that the proposals in these three NPRs represent significant change. The review of comments that is now underway is expected to shed considerable light on the potential for unintended consequences associated with specific aspects of these proposals.
Advanced Approaches NPR
The FDIC has had a longstanding concern about the reliance in the Advanced Approaches rule on a bank's own models and risk estimates. Section 171 of the Dodd-Frank Act (the Collins Amendment) addresses this concern by placing a floor under the Advanced Approaches capital requirements that ensures that the Advanced Approaches capital requirements are not less than the requirements that are generally applicable to other banks.
Standardized Approach NPR
The Standardized Approach proposal was designed to address shortcomings in the measurement of risk-weighted assets that became apparent during the recent financial crisis. In part, this is addressed by implementing certain changes based on the Basel II Standardized Approach contained in the Basel international regulatory capital standards and by replacing credit ratings consistent with section 939A of the Dodd-Frank Act. The proposed risk-weightings and segmentation methodologies for residential mortgages were developed by the federal banking agencies in response to issues observed during the financial crisis. Among other things, the proposed rule would:
FDIC-insured institutions have strengthened their capital ratios since 2008. We have estimated that the large majority of insured banks would meet the capital requirements resulting from the combined implementation of the Basel III NPR and the Standardized Approach NPR. The attachment to this testimony describes the methodology for these estimates and the results for banks in different size groups. These estimates suggest that for most insured banks, the proposals would not result in a need to raise new capital. It should be emphasized that these are estimates, and that institutions themselves will have better information about the specific factors used in the proposed capital calculations than the agencies currently collect in financial reports. In particular, our estimates did not attempt to address the extent to which institutions might feel the need to hold additional capital buffers beyond those specifically proposed, for example, to offset future changes in AOCI. Our review of the public comments is expected to shed additional light on such issues.
Final Market Risk Rule
This final rule applies only to the largest institutions that have significant trading activities. It is based on reforms that were agreed to internationally with the Basel Committee's 2009 revisions to the Basel II market risk framework. These revisions are part of what is generally referred to as the Basel II.5 reforms.
Concerns have been expressed that the Market Risk Rule, while improved, is still too reliant on internal models. The idea of establishing a simple, non-modeled and higher minimum capital floor for all trading book capital requirements is worthy of further study, and is in fact being considered as part of a fundamental review of trading book capital requirements being conducted by the Basel Committee.
Outreach and Comments
First, both the Basel III NPR and the Standardized Approach NPR contain a relatively short and concise addendum designed to aid smaller banks in identifying and understanding the aspects of the proposal that would apply to them.
Second, FDIC staff hosted six community bank capital outreach sessions, one in each of the FDIC regional offices. Each session included an FDIC staff overview of the NPRs that identified the most significant changes for community banking organizations, and a question-and-answer session for the bankers in attendance.
Third, the FDIC posted an on-demand video on its Website that contains the same information provided by the FDIC in the live outreach sessions. Copies of the materials provided to bankers at the live outreach sessions are also posted online.
Fourth, FDIC staff hosted a national call to address the questions most frequently asked by attendees at the live outreach program sessions.
Finally, the FDIC, along with the other banking agencies, developed a Regulatory Capital Estimation Tool designed to assist community banking organizations and other interested parties in evaluating the potential effect that the Basel III NPR and the Standardized Approach NPR could have on their capital ratios.
We believe that these outreach efforts have helped many bankers understand these proposals and identify the issues that are of concern to them. As of November 16, the FDIC had received more than 2000 comments. The vast majority of these comments are from community banks. Their comments have been highly substantive and provide significant information regarding the possible impact of the proposals.
The FDIC is in the process of reviewing all of the comments received. To date, many commenters have raised concerns about the generally higher level of capital requirements for community banks. A number of commenters have requested that the agencies not apply the Basel III or Standardized Approach NPRs to community banks. Some commenters have requested that the agencies withdraw the Standardized Approach NPR.
In addition to these general comments, a few more specific topics have been mentioned quite frequently. First, many commenters have expressed concern that the Basel III NPR proposes to include AOCI in the calculation of regulatory capital, thereby including gains and losses on available-for-sale debt securities. These commenters believe that the inclusion of AOCI will increase the volatility of regulatory capital, forcing banks to hold additional capital buffers, and complicate their ability to manage interest rate risk and comply with legal lending limits. Also with respect to the Basel III NPR, many commenters have expressed concern that trust preferred securities issued before May 19, 2010, by community bank holding companies with less than $15 billion in assets are proposed to be phased out of Tier 1 capital.
With respect to the Standardized Approach NPR, many commenters have expressed concern about the increased complexity and systems costs of the proposed new methods for asset risk weighting, as well as the proposed increase in risk weight for certain exposures, particularly past due exposures and residential mortgages. Many community bank commenters have indicated that the proposed risk-weightings for residential mortgages will force them to curtail or exit residential mortgage lending because of what they view as the excessively high level of some of these risk weights. Commenters also express concern about how the new risk weights might interact with a number of pending mortgage regulations whose final form remains uncertain.
1 Under existing regulations, unrealized gains and losses on AFS debt securities are not included in regulatory Tier 1 capital. Unrealized losses on AFS equity securities with readily determinable fair value are included in Tier 1 capital, while a portion of unrealized gains on AFS equity securities can be included in Tier 2 capital.
2"Calibrating Regulatory Minimum Capital Requirements and Capital Buffers: A Top-down Approach," October, 2010, Basel Committee on Bank Supervision; http://www.bis.org/publ/bcbs180.htm.
3 "An Assessment of the Long-Term Economic Impact of Stronger Capital and Liquidity Requirements," August, 2010; Basel Committee on Bank Supervision; http://www.bis.org/publ/bcbs173.htm, and "Assessing the Macroeconomic Impact of the Transition to Stronger Capital and Liquidity Requirements (MAG Analysis)," December, 2010, Financial Stability Board and Basel Committee on Bank Supervision; http://www.bis.org/publ/othp12.pdf.
|Last Updated 11/29/2012


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Welcome to the South African Settlers Resource Site
This site includes Settlers from the British Isles to South Africa during the 19th century,
particularly those who went in 1820, but also many who arrived before and after that
year. Information has been drawn from Settler files at the Albany Museum and Cory Library in
Grahamstown, South Africa; South African Death Notices (DN); Colonial Office papers (CO);
and the International Genealogical Index (IGI).
The main objective of this site is to try and establish a date and place of an event before the
settlers left the British Isles, thus providing a starting place for family research in local British
This collection is the result of many years of research, and is by no means complete;
there are many records still being sifted through, so this is an ongoing endeavor that will
continue for years to come.
We hope shortly to provide a facility for contributors to contact us with additions and
Alles van die beste!


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Nate Berg
Nate Berg is a freelance reporter and a former staff writer for CityLab. He lives in Los Angeles.
We know suburban poverty is on the rise, and as the Chicago Tribune reports, one effect of that trend has been a huge increase in demand for food assistance.
Suburban food banks around the Chicago area are reportedly running short on supplies as greater numbers of families are turning to aid groups for help. The Tribune looks specifically at the Northern Illinois Food Bank, which serves 13 counties around Chicago. According to a hunger study [PDF] performed in 2010, the food bank has seen the number of people it serves rise 168 percent since 2006. The food bank served more than 500,000 people that year, 48 percent of whom were under 18. The food bank has even opened a new suburban branch in the last month to try to cope with demand.
Other branches are seeing similar increases, but food aid and government support aren't able to keep up. Budget reductions for the federal emergency food assistance program coupled with rising costs at the Greater Chicago Food Depository will force some food pantries to cut their services by more than half next year, according to the Tribune.
Cuts of this sort could turn out to have devastating timing for struggling suburban families, whose ranks have risen 53 percent between 2000 and 2010, according to new research from the Brookings Institution. This compares to a 23 percent increase in cities. Northern Illinois saw its poverty rolls rise 42 percent between 2000 and 2007, according to the Northern Illinois Food Bank report. It's highly likely that number has further increased since then.
So will suburban areas respond to their somewhat new situation of being poverty centers by beefing up services for their rising poor populations? Or will poor families bail out on their suburban dreams to find places – likely cities – that are better suited to provide the support they need? Or both?
Mayor Ed Koch wanted a family-friendly attraction for Lower Manhattan. But this 1983 icon of yuppie-era NYC was swept off course by changing tastes.
To rein in traffic-snarling new mobility modes, L.A. needed digital savvy. Then came a privacy uproar, a murky cast of consultants, and a legal crusade by Uber.
The Union of Concerned Scientists estimates that the environmental impact of Uber and Lyft rides is 69% worse than the transportation modes they replace.
The new book Golden Gates details how California set itself up for its current affordability crunch—and how it can now help build a nationwide housing movement.
Tired of waiting for the city to fix their street, residents of the Irish Channel neighborhood furnished their pothole and listed it as an Airbnb rental. It worked.


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Julie Andersen, South Africa (2008)
Photo: Wolfgang Leander
Julie was a good friend of mine, and as friendships sometimes develop, especially between strong-minded individuals, our relationship went sour, unfortunately. I guess we both had valid reasons for splitting.
Whatever, this won't hinder me to recognize, and deeply appreciate, the exemplary work Julie is doing, and her dedication to put shark conservation above anything else in her life - except, perhaps, the love she feels for Paul Wildman, her fiance (maybe her husband by now? :-).
Here is a superb documentary about Julie and her work: The feature deserves to be distributed widely, and this blog is my humble contribution toward it.
Julie: Hat off, well done!