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A mother and daughter from Trumbull, Connecticut, have been arrested after an emaciated pit bull and her eight starving puppies were found in an abandoned home, police said.
An United Illuminated Company employee went to 2542 Main Street in October 2013, weeks after the electricity had been turned off, and saw an emaciated dog come to the front door of what appeared to be an abandoned home, police said.
Animal Control Officer Lynn Dellabianca then went to the home, where she found the starving female pit bull and eight undernourished puppies, according to police.
U.S. & World
Stories that affect your life across the U.S. and around the world.
The arrest warrant application says the adult dog was friendly, but emaciated to the point that her ribs and backbone were showing. As officers were putting a leash on her, they heard whimpering from another room. When they went to check on the source, they found the eight extremely emaciated puppies.
The house was in shambles, with no dog food or water in sight, according to police.
The dogs were rescued and hospitalized for several days, where doctors determined that they had eaten a necklace, a pushpin, plastic and some sort of filling material. They have since been adopted.
Police arrested Charlotte Mines on March 13 and Deidra Mines on May 12. Both were charged with nine counts of cruelty to animals.
On Oct. 12, police called Charlotte about the dogs.
"Oh yeah, they all died, huh?" she asked, according to warrant application. When police informed her that the dogs were alive, but near death, she said the dogs belonged to her mother.
She told police that she had gone back to the house a couple times after the electricity was turned off to feed the dogs, but stopped because she did not have any money, the arrest warrant application says.
When police spoke with Deidre Mines, she said she left the dogs in the care of a friend, but then said it was not a good time to talk when police asked which friend was taking care of the dogs, according to police.
In the days that followed, Deidre Mines failed to return messages, according to police.
Had the women reached out to animal control, a shelter or a veterinarians' office. help would have been available.
A hearing was set for today for Charlotte. Deidre is due in court on June 10.


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While we're tweeting from the rooftop at London's National Gallery (the banner is now down and Paula Bear is having a wander), we thought you might like to find out a bit more about Shell's spill response plan – the document which apparently explains what the company will do to block a ruptured well and save this unique Arctic region from catastrophe.
This tome was recently given the all clear by US authorities, much to Shell's delight, but even a quick scan shows that its plans are entirely unable to respond to an accident in the High North.
The spill plan is full of self-styled "solutions" that have never been properly tested in extreme Arctic conditions. These include a capping and containment system that hasn't even been built, deflection barriers that won't work properly in ice, and on-shore clean-up plans that look like they've been drawn by a child:
Shell has a secret weapon up its sleeve, though, the future of Arctic oil spill response:
Meet Tara the Dachshund. Shell, and other oil companies, have been training her and a few Border Collies to wear jaunty singlets and hunt for oil flowing under ice. But tracking such oil over an Arctic winter would be impossible – even for Tara – and the spring melt would release oil at the time when many animal species like polar bears are breeding and at their most vulnerable.
Shell has already spent over $4 billion on its Arctic oil programme. Judging by Shell's spill plan, it's clear they haven't spent much of that money on working out how to stop the Arctic being ruined by leaking oil.
A keen ornithologist who has worked on many Greenpeace issues, Ben is head of the Arctic oil campaign. He lives in London and watches a lot of Arsenal matches.
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Bolder Giving is pleased to announce the launch of GivingCommunities.org, an online resource created to assist in matching you with like-minded peers who share your philanthropic interests, values, circumstances and passions.
Explore the Giving Communities
Browse the resources
Complete the brief survey to see which Giving Communities suit you
Find community. Become inspired.


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Vancouver police are looking for a man they allege sexually assaulted a woman waiting for a bus early Wednesday morning near the Granville Strip entertainment area.
Just before 3 a.m. the 25-year-old woman was grabbed by a man at a bus stop in the 600 block of Smithe Street, according to a VPD news release.
The man then sexually assaulted her in the east lane of the 900 block of Granville Street, according to the release.
Two passersby heard the woman's screams for help and scared the man away. He was last seen running north on Granville Street.
The woman had injuries to her face, back and leg and was taken to the hospital by paramedics.
Police describe the suspect as a Caucasian man in his late 20s, about 1.7 m tall ( 5'10") with a medium build.
He was wearing dark clothing at the time, possibly blue jeans.
Police believe he was scratched on the side of his face and nose in the attack.
The VPD is asking anyone with information about this attack to call the sex crimes unit at 604-717-0602 or leave an anonymous tip through CrimeStoppers at 1-800-222-TIPS (8477).


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Road Frames
Even if you own a different bike for everything, it's still necessary to have one that can do it all. That bike is the Space Horse. It's become a cult favorite because of its classic styling and ability to handle just about any task or terrain. All-City's Space Horse Disc frameset allows you to build your perfect bike with the addition of all-weather control disc brakes. The geometry is a mix of traditional road and randonneur, with a relatively short rear end and a bottom bracket that's slightly lower than a standard road bike. This gives it both agile handling for riding unbridled and increased stability when loaded. This blend of geometry and 612 Select tubing create a bike that is capable of quick road centuries, gravel racing, commuting, and of course loaded touring. The frame accommodates front and rear racks, fenders, and tires up to 42c in size for the 700c bikes and 45c for the 650B version. It also utilizes a dropout with a replaceable derailleur hanger. All of the classic All-City touches are present: signature brazed-on seat collar, pantographed bottom bracket shell, pump peg, reinforcements on the bottle bosses, and a beautiful lugged crown fork. The fork sports both a double eyelet on the dropout and mid-blade mounts to allow you to use pretty much whatever front rack you wish.
Tarmac or gravel, skinny tires or fat, fenders or not, stripped down and wicked fast or geared up for the long haul: Mr. Pink is your ticket to the party, no matter what road you take to get there. The Columbus Zona tubeset is light, zippy, and has the Mr. Pink riding like a high-quality steel bike should. The lugged chromoly fork looks classy, rides smoothly, and allows for the use of mid-reach brakes and 32c tires. The Mr. Pink sports all of the classic steel touches you've come to expect from All-City: a custom head badge, All-City signature dropouts, signature brazed-on seat collar, internal top tube cable routing for the rear brake, a pump peg and reinforcement stars on the bottle bosses. These are the signifiers of quality that inform, at a glance, that this is a high-end, hand-crafted machine.
The Big Block represents All-City's vision of the ideal track frame for the modern fixed-gear rider. This is the track bike that they've always dreamed of owning and we are proud to make that dream available to you. It was designed first and foremost as a true competition-ready track frame but was destined to see usage beyond the velodrome, so All-City made some tweaks to the equation. Instead of the track bike norm 25c max tire clearance, it fits a 32c cross tire and has a single set of water bottle mounts for all day in the saddle. The front and rear of the bike are drilled out for a brake, so single speeding (or double brake fixed) is no problem. The proprietary 612 Select double-butted cro-moly steel soaks up bumps and sprints like a champ. Each piece of tubing on every frame size has been carefully scrutinized and specifically chosen to create the best ride possible. This includes butting placement, tubing diameter and wall thickness. The package is finished off with a custom headtube badge, brazed-on seat collar, custom bottom bracket and signature Hennepin Bridge dropouts. All-City added an E.D. coating for rust prevention before applying a classic wet paint finish. Attention to detail is our mantra and it shows in every aspect of this meticulously-designed, beautifully-constructed track racer.
The Zig Zag. Our answer to what a modern road bike should be. An evolution of the revolution that we started in 2012 with the Mr. Pink, taken to the logical next step through the righteous application of new technology. We built it to be a ripping fast and efficient machine that shields the rider from road chatter and unnecessary fatigue allowing them to go further, faster, and have more fun. The addition of disc brakes provides confidence in all weather conditions and allows ultimate control on descents. The thru-axles add stiffness and enhance sprinting prowess, ensuring that no power is wasted. The custom drawn A.C.E. tubeset was created to shave weight and soak up bumps leaving you fresher, longer. Our famed road geometry strikes a perfect balance between aggression and comfort for long days in the saddle or attacks off the front. Because we like to explore the world around us, the bike accommodates up to a 35c tire, making it more than capable of multi-surface riding. You'll also find all of the All-City attention to detail that you've come to expect: a custom head badge, Signature dropouts, Signature brazed-on seat collar, pump peg, two bottle bosses, and fender mounts.
The Cosmic Stallion is ready for any road and any distance. From fast road rides on steep pavement to all-day gravel epics, this bike sets a new standard for beauty, functionality, and comfort on rough terrain. Thoroughly modern and classically styled, all on a lightweight disc-brake frameset. - Crafted from All-City's proprietary heat-treated, air-hardened, and custom-extruded A.C.E. steel tubing - Columbus Futura Cross Carbon Fork with 4mm adjustable rake to dial in your performance needs - 12mm thru-axles and flat-mount disc brakes - Three bottle cage mounts, rear rack mounts, front and rear fender eyelets - Tire Clearance: 700c x 47mm w/o fenders, 700c x 43mm w/ fenders, 650B x 42mm
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Hillary Clinton's national lead over Donald Trump has narrowed to 6 points, according to the latest NBC News|Survey Monkey Tracking Poll. Clinton now has 48 support and Trump 42 percent, according to the poll of registered voters from Aug. 22-28.
Last week Clinton led her rival by 8 points. Trump made inroads in the latest poll with registered Independents, who do not lean toward either party.
Two weeks ago Clinton led Trump by 12 points among the group. This week her lead was down to 4 points. The presidential campaign will enter a final phase after Labor Day with an uptick in advertising, NBC News reported.


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- The first man an unmarried woman saw would be her future husband (can you imagine what this would do to try and arrange your schedule to make this work out as you wished?).
- If the names of all a girl's suitors were written on paper and wrapped in clay and the clay put into water, the piece that rose to the surface first would contain the name of her husband-to-be. (And it seems to me you could rig this with the right type of clay.)
- If a woman saw a robin flying overhead, she would marry a sailor. If she saw a sparrow, she would marry a poor man and be very happy. If she saw a goldfinch, she would marry a rich man. (No mention, however, of if she'd be happy with the rich man.)
- In the Middle Ages, young men and women drew names from a bowl to see who their Valentine would be. They would wear these names on their sleeves for one week (which just sounds an awful fuss to me).
- In Wales, wooden love spoons were carved and given as gifts. (These spoons are beautiful—and still sold in Wales.)
Wednesday, February 13, 2013
February: The Month of Love
by Shannon Donnelly
Valentine's Day was a saint's day long before it became associated with greeting cards and chocolates—and romance. But even with the romantic connection it has today, not that many romances use a Valentine's setting.
Silver Links, one of my Regency Novellas, is placed right around Valentine's—partly because the editor asked for the connection, but also because it worked very well into the plot (the heroine tries to arrange a romantic Valentine's event for her husband, to help patch a rocky bit, but of course it all goes wrong). Maybe that's why Valentine's isn't used much in romances—a romance is all about the rocky bits of a relationship, instead of the perfect day we all hope to have on Feb 14.
Traditionally in England, spring began on St Valentine's Day (February 14th), the day on which birds chose their mates. Given England's usual weather that seems optimistic thinking to try and put spring so early, but perhaps it was the hint of warmth coming that encouraged both people and birds to look ahead. In parts of Sussex, Valentine's Day was even called 'the Birds' Wedding Day'.
For the Celtic year, winter ended February 1 with the celebration of Imbolc or Oimelc. This was the time when ewes begin to lamb, and life began to return. For the ancient Celts, this was the celebration for Brigid (also Brigit, Brighid or Bride), the Light-Bringer, one of the main Celtic goddesses. She was strong enough to survive and be transformed by early Catholics into Saint Bridget, who was celebrated, along with the Virgin Mary, on February 2, Candlemas Day. (Yes, the days are getting longer again and that's always a reason to celebrate.)
Many other English traditions and superstitions came to be associated Valentine's day, and some of these were in place in the early 1800's, the time of the English Regency :
February is also the time of Shrove Tuesday (the last day before Lent begins on Ash Wednesday). Traditionally, Shrove Tuesday was the day to indulge, so pancakes were a traditional food (the butter, fat and eggs might all be things to give up for the forty days of Lent). So, after romance comes indulgence, and then you must give up some things. Hmmm—that sounds about right for any romance, so perhaps February is the month of love.
Do you have any special Valentine's traditions? (Personally, I love those candy hearts with message—so very non-historical, but they have deep roots in my childhood.)
Shannon Donnelly Bio
Shannon Donnelly's writing has won numerous awards, including a RITA nomination for Best Regency, the Grand Prize in the "Minute Maid Sensational Romance Writer" contest, judged by Nora Roberts, RWA's Golden Heart, and others. Her writing has repeatedly earned 4½ Star Top Pick reviews from Romantic Times magazine, as well as praise from Booklist and other reviewers, who note: "simply superb"..."wonderfully uplifting"....and "beautifully written."
Her Regency romances can be found as ebooks on all formats, and with Cool Gus Publishing, and include a series of four novellas.
She also has out the Mackenzie Solomon, Demon/Warders Urban Fantasy series, Burn Baby Burn and Riding in on a Burning Tire, and the Urban Fantasy, Edge Walkers. Her work has been on the top seller list of Amazon.com and includes Paths of Desire, a Historical Regency romance.
She is the author of several young adult horror stories, and computer games. She lives in New Mexico with two horses, two donkeys, two dogs, and only one love of her life. Shannon can be found online at sd-writer.com, facebook.com/sdwriter, and twitter/sdwriter.
3 comments:
I loved hearing about all the traditions. Probably due in large part to the military, I can count on one hand the number of times in 32 years my husband and I have been together on Valentine's Day. We gave up on it a long time ago.
- February 14, 2013 at 7:46 PM
- Kadee McDonald said...
Lots of interesting details here. Thanks. Could that tradition from the Middle Ages be where the expression "wearing your heart on your sleeve" comes from?
- February 17, 2013 at 4:04 AM
- Unknown said...
You are a Great while writing in the blogs it is awesome I liked it too much good and informative thanks for the sharing.
Burun Estetiği
Burun Estetiği
- February 26, 2013 at 12:02 AM
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Missouri to Put Old Marriage Records Online
JEFFERSON CITY - The Missouri State Archives is working on a project that could allow people to look up old marriage records online.
Secretary of State Jason Kander says the online database will include more than 3 million Missouri marriage records from the territorial period through 1969.
Those records already are available at county courthouses and on microfilm at the State Archives in Jefferson City. But Kander says this will mark the first time they can be searched through a free state website.
Marriage records often are important to genealogists and family historians, because they contain the names of the bride and groom and the date and location of the ceremony. They also sometimes include ages, parents' names and other information.
Kander says his office is working on the project with FamilySearch.


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Brian H Meredith (1932-2018) – Founder
A Londoner by birth and upbringing and a New Zealander by marriage, residence and spirit, Brian began his communications and marketing career as a Junior Reporter on the Neath Guardian in South Wales.
He subsequently took his writing skills and put them to use developing a career with major London and Manchester based advertising agencies.
Immediately prior to coming to New Zealand in 1987, he was a Director of Saatchi & Saatchi in the UK. and Acting Chief Executive of the company's $50 million Manchester Agency.
Since arriving in New Zealand he has been General Manager, Marketing at Television New Zealand, Project Director of the 1992 New Zealand America's Cup Challenge and Joint General Manager at Radio New Zealand in Auckland.
In 1994, Brian established The Marketing Bureau Ltd., a Marketing Consulting firm which has handled assignments on behalf of over 60 of New Zealand's Top 500 Organisations as well as for clients in Sydney, Hong Kong, London & Blackpool.
He was an occasional lecturer in Marketing, written monthly Marketing Column for NZ Business Magazine and remained in demand as a Keynote Speaker on the Australasian Conference Circuit.
Brian managed The Marketing Bureau until his demise in year 2018.
One of Brian's key training modules is presentation skills training.
Our Team
- Dress for Success Auckland - May I Help? 03-May-2016
- Marketers - Stop Obsessing About Technology 27-Apr-2016
- Diversity.............. 16-Oct-2015
- The Great Digital Ad Swindle 29-Sep-2015


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It's been 24 years since a Republican carried the presidential vote in California, and this fall, there is no chance of that drought coming to an end. That underscores the state's diminished influence, at a time when Sacramento remains a Democratic stronghold and Republican registration has slipped.
At the Republican National Convention last week, California's delegation may have been the largest, but like an athlete who doesn't live up to his potential, that size is irrelevant.
This is a state that -- as New Jersey Gov. Chris Christie noted with derision this week -- elected Jerry Brown as governor over Meg Whitman. A place that, as Republicans made notable electoral gains in 2010 across the nation, hosted a Democratic sweep of statewide offices. What's a blue state delegation like this to do in the face of that uncomfortable truth?
U.S. & World
News from around the country and around the globe
On Tuesday, former California Gov. Pete Wilson turned to a time-honored formula. As he took to the microphone during roll call in Tampa, Wilson brought up Ronald Reagan.
"California, the state that gave America and the world the inspirational leadership of Ronald Reagan, proudly casts all of our 172 votes for another champion and another living example of American exceptionalism, Gov. Mitt Romney," Wilson exclaimed.
Reagan is the only California governor to have gone on to the White House. In Republican circles, as his status has grown, that constitutes bragging rights for the state.
At the Republican Convention in Philadelphia in 2000, four years before Reagan's death, his record was a big part of the California delegation's schedule. Nancy Reagan spoke to delegates that year, along with George Shultz, Reagan's Secretary of State.
In the years since, Reagan's legacy has become an important part of these gatherings. It's nostalgia for his sunny personality, for his ability to attract Democratic support, and for a time when America's standing in the world was much stronger.
So in Tampa, it was inevitable that the Gipper's name be invoked. And for California's delegates, it was probably necessary.
Author Kevin Riggs, an Emmy-winning former TV reporter in Sacramento, is Senior Vice President at Randle Communications.
Send us your thoughts via Twitter @PropZero or add your comment to our Facebook page.


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I went to the Central Texas State Veterans Cemetery last week to participate in November's challenge from Lorine McGinnis of Olive Tree Genealogy. Lorine will soon be working her video magic on the various submissions that were sent to her, but I wanted to take this Tombstone Tuesday and share some of the photos I took.
The cemetery decorates the veterans' graves with flags during Memorial and Veterans Days and wreaths during the holidays. It is a beautiful sight to see. There are many people that help to put out the flags/wreaths as well as clean them up each time it's needed. One of those groups that helps is a local Boy Scout Troop. Great work, boys! Thank you for remembering these heroes and their families.
This holiday season I will be remembering the loved ones that couldn't be with us anymore. They are alive in our hearts and our work!
All I can say here is WOW! Served during 3 wars (I don't care if they say Korea was a "conflict")...
"Robert Sanders
SGM US Army
WWII Korea Vietnam
May 23, 1923 Mar 25, 2005"
I'm not trying to single out Sergeants Major here, but another Wow!
"William McPherson
CSM US Army
Korea Vietnam
Jan 22, 1932 Apr 23, 2005
Silver Star
Bronze Star
Purple Heart"
I can only imagine your experience...
"Warne S May
1LT US Army
World War II
Mar 8, 1920 Oct 6, 1999
AM Ex-POW
Carlyn M May
Mar 22, 1921 Mar 11, 2008"
Thank you, Sir
"Carl William Gustke Jr
United States Army
Sep 25, 1947 Jan 12, 2011
And we cannot forget those on the home front for these vets.
"Kil Sun Foxen
Feb 25, 1951 Sep 24, 2006
Wife of
CW2 Robert A Neal
"Mary Lou McDilda
Oct 6, 1938 May 4, 2004
Wife of
A1C Robert K McDilda
And those still waiting for their markers still got wreaths...
Thank you all!


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Rutgers Cancer Institute of New Jersey
195 Little Albany Street
New Brunswick, NJ 08903-2681
Usher syndrome is a rare, inherited disorder that involves loss of hearing and sight. Hearing loss is due to the inability of the auditory nerves to send sensory input to the brain. This is called sensorineural hearing loss.
The vision loss, called retinitis pigmentosa (RP), usually happens after age 10. RP is a deterioration of the retina. The retina is a layer of light-sensitive tissue that lines the back of the eye. It changes visual images into nerve impulses in the brain. This allow us to see. RP slowly gets worse over time.
Copyright © Nucleus Medical Media, Inc.
Three types of Usher syndrome have been identified: types 1, 2, and 3. The age of onset and severity of symptoms separate the different types.
Usher syndrome is caused by a genetic mutation. A child must inherit 1 defective gene from each parent in order to develop Usher syndrome. A child with 1 defective gene is a carrier and will not have any symptoms. It is not clear what causes the mutation in the gene.
The only known factor that increases the risk of Usher syndrome is having parents with the disorder and/or parents who carry the genes for the disorder. If both parents carry the abnormal gene, a child has a 25% chance of inheriting both of these abnormal genes and developing Usher syndrome.
The main symptoms of Usher syndrome are hearing and vision loss. Psychological or behavioral disorders may occur before vision loss. Some people also have balance problems due to inner ear problems.
RP limits a person's ability to see in dim light or the dark. It also causes a person to lose side vision slowly over time. Eventually, any vision that is left is only in a small, tunnel-shaped area. Almost everyone with RP becomes legally blind. There is no way of knowing when or how quickly a person will lose vision.
Symptoms and characteristics of each type include the following:
You will be asked about your symptoms and medical history. A physical exam will be done. Hearing loss is determined with standard hearing tests. Balance problems can be detected with a test called electronystagmography (ENG). In this test, the doctor flushes the ears with warm and then cool water. This causes nystagmus, which is rapid eye movements that can help the doctor detect a balance disorder.
An eye doctor will perform an eye exam, which will likely include the following:
If any problems are found on these tests, an electroretinography (ERG) is done. This test confirms a diagnosis of RP. It measures the electricity given off by the nerves in the retina. The test is done while wearing special contact lenses and looking at a flashing light.
There is no cure for Usher syndrome. The best treatment is to identify the disorder as early as possible and begin educational programs and services right away. This helps reduce the communication and learning problems that can result from hearing and vision loss.
The specific programs and services depend on the severity of the hearing, vision, and balance problems, and the person's age and abilities. Options include:
Other potential treatments are being researched. Talk to your doctor about the risks and benefits of participating in a clinical trial.
There are no current guidelines to prevent Usher syndrome.
National Eye Institute
National Institute on Deafness and Other Communication Disorders
Alberta Health
Dammeyer J. Children with Usher syndrome: Mental and behavioral disorders. Behav Brain Funct. 2012;8:16.
Lopes VS, Williams DS. Gene therapy for the retinal degeneration of Usher syndrome caused by MYO7A. Cold Spring Harb Perspect Med. 2015;5(6).
Usher syndrome. Boys Town National Research Hospital website. Available at: http://www.boystownhospital.org/research/molecularstudies/pages/ushersyndrome.aspx. Accessed February 21, 2018.
Usher syndrome? Foundation Fighting Blindness website. Available at: http://www.blindness.org/eye-conditions/usher-syndrome. Accessed February 21, 2018.
Usher syndrome. National Institute on Deafness and Other Communication Disorders website. Available at: www.nidcd.nih.gov/health/hearing/pages/usher.aspx. Updated March 6, 2017. Accessed February 21, 2018.
Last reviewed March 2018 by EBSCO Medical Review Board Rimas Lukas, MD Last Updated: 2/12/2016


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Food & Drink
Million-dollar safari -- would you pay up?
By James Durston, CNN • Updated 1st April 2014
View Gallery
10 Pictures
How stressed out do you need to be to spend $1 million on a 111-day holiday?
Rhetorical questions come and go, but the latest super-luxe vacation is here to stay, as long as its "attractions" remain -- species close to extinction.
"That money serves to assist the endangered species that potential clients would see," says Will Bolsover, managing director at UK-based Natural World Safaris, which is offering what it's calling a "Journey to Nature's Edge."
Prospective safari-goers (so far no one has booked) will get to gawk at 18 endangered species in 12 countries over 111 days, all from the Hermès-catered splendor of luxury lodgings.
MORE: 11 wildlife experiences that could vanish in your lifetime
Guests will fly to each destination in first class, meet local conservation experts and have fiddly things like park entrance fees, transport and excursions arranged and paid for.
The Borneo leg of the trip offers the chance to see little guys like this.
Courtesy Andy Rouse
The $1 million price tag covers two people and Bolsover himself, who'll accompany guests "to ensure everything runs smoothly."
He says his own costs are greatly reduced by partners in the locales.
Ten percent of the fee goes to the conservation projects involved and conservation administration
"We want to highlight the plight of endangered species on our planet and bring this to the attention of individuals at the same time as them truly experiencing the natural world and the conservation efforts that are ongoing to protect it," Bolsover says.
Super-luxe holiday trend
It's not the most expensive vacation to have been conceived recently.
A $1.5 million
trip to all 962 UNESCO World Heritage Sites
was created, and reportedly booked, last year.
Just a few weeks ago a company launched its "Lovers Deep" concept -- converting
a submarine into a private love hotel
A week on that, at nearly $290,000 per night, would cost more than $2 million.
But at an average of $83,333 per destination -- an example of which is a five-day stay to see mountain gorillas in Rwanda -- this Journey to Nature's Edge falls into the just-think-what-else-you-could-do-with-that-kind-of-money category.
"The $1 million price tag does grab people's attention, however this was the cost when we finalized pulling the trip details together," says Bolsover.
Only $1 million away.
Courtesy Zarafa Camp
He adds that, despite the high-end price, guests may not be pampered every moment.
"People are prepared to pay a premium to get out and experience something entirely different and this may be staying at the most luxurious property in Botswana seeing some breathtaking game.
"Equally it could be staying at a very basic camp in Hemis National Park in India at minus 30 degrees Celsius with no shower facilities in the hope of catching a glimpse of the elusive snow leopard!"
Those interested in booking, or just window shopping, can do so at the
Natural World Safaris website
Would you pay $1 million for a chance to see these endangered species? Let us know below.
A year of the world's
Best Beaches
There's a perfect beach for every week of the year. Join us on a 12-month journey to see them all
Go to the best beaches


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Utah State Historical Society
300 Rio Grande
Salt Lake City, UT 84101
The society publishes the Utah History Quarterly and Beehive History and maintains an extensive, well-managed collection. Because of the focus of the collection at the FHL, the historical society concentrates on printed and state history, as well as maintaining an extensive manuscript collection. Two articles in Utah Genealogical Association's Newsletter (4th Quarter, 1988) discuss the usefulness of this collection for genealogists: Max J. Evans' 'Genealogy and History' and Standford J. Layton's 'Introducing the Utah State Historical Society.' The society's website contains 'Utah History To Go,' an outline course on Utah History that includes bibliographies and suggested readings.


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Last Friday, we reported on Egypt's recent attempt to curb transmission of the human H1N1 epidemic by butchering all 300,000 of its pigs. Experts we interviewed said there was no sound rationale for such a move, because pigs had never been infected with the new virus, which has sickened at least 1085 people in 21 countries – until now.
The Canadian Food Inspection Agency (CFIA) recently announced that a herd of pigs in Alberta might have caught the new virus from a Canadian who had recently spent time in Mexico, ground zero for the current epidemic. Fortunately, both man and pigs have recovered or are in the process getting better, but the incident raises a new question: do pigs now pose a threat to humans?
Rodney Baker, a senior clinician at the Iowa State University College of Veterinary Medicine in Ames, is not too worried about this particular herd of sick pigs, because it's small (only about 2,000 animals he estimates, some 200 of which have reportedly fallen ill) and relatively isolated (about six miles, or 10 kilometers from the next farm). He tells ScientificAmerican.com that even if the virus were to take root in the broader pig population, odds are it would become more adapted to pigs and less adapted to humans. The likelihood of the virus genetically morphing into a new, more deadly strain capable of jumping from pigs and back into humans is extremely low.
But the virus doesn't need to change to be a threat, says Israel's former chief veterinary officer Arnon Shimshony. Pigs can pass the original virus right back to humans, particularly if they are coughing and sneezing, and thereby shedding virus particles, as media reports suggest, Shimshony tells us. The Canadian government is wise to quarantine these animals, he adds, but notes that he does not have enough information about the case to offer advice on slaughtering them.
The good news, Baker points out, is that the pigs do not appear to have passed the virus back to humans, as there are no reports of other farm workers getting sick. He suspects the new virus will continue popping up on pig farms, because farm workers in the U.S., many of whom travel back-and-forth from Mexico, will continue to be exposed to the virus. And for that reason, he says, we need a vaccine for the pigs as well as the people.
See our In-Depth Report for more on the swine flu outbreak.
Image of a pigs (not those from the Canadian farm): ©iStockphoto.com/Tsekhmister


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Divergent Articles
Divergent Trilogy news, gossip, photos and video.
Divergent: More Of The Same
There's a new Divergent featurette. I mean, watch it, by all means – but it's the same damn thing as we've seen before. Tris is Divergent! Lots of cutting between industrial street scenes and fight scenes! You really don't know what's going on, what a "faction" is, or why you should care, but it's okay because the lighting seems ominous so maybe that's enough reason to be worried. Full Story
Tris glows
Duana wrote about the Entertainment Weekly Divergent cover yesterday -- click here for a refresher. She wasn't feeling it. Specifically the way Shailene Woodley looks as Tris, her point being that it's called Divergent for a reason. Tris is Divergent. Full Story
Am I one of them?
A hypocrite, I mean. I really don't want to be. But I can feel it closing in. Is it nobler to admit it, or to feign that it's not happening? The truth is always the way, right? Here's what I'm saying: after whining about how people have to learn to interpret fiction onscreen differently than the fiction in their heads, I need to point out that this Entertainment Weekly cover Full Story


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Hoyer Remarks at Congressional Black Caucus Foundation's Ceremonial Swearing-In
Katie Grant, 202-225-3130
WASHINGTON, DC - House Democratic Whip Steny H. Hoyer (MD) delivered remarks this morning at the Congressional Black Caucus Foundation's ceremonial swearing-in for the 113th Congress. Below are his remarks as prepared for delivery:
"I am honored to be here to mark this day with you and usher in another Congress where I know the Congressional Black Caucus will have a significant and positive impact. For over forty years, the CBC has been a moral voice in the Democratic Caucus as well as the conscience of the Congress. By promoting an agenda of middle-class opportunities for traditionally under-represented communities that have historically had to contend with poverty, discrimination, and disenfranchisement, the CBC is making sure that the promise of the American dream is accessible to all our people.
"In the 112th Congress, the CBC played an important role in Democrats' efforts to highlight the issue of job creation, both through its 'For the People' job tours and through the constant and untiring advocacy of its Members here in the House.
"Under Chairman Emanuel Cleaver, the CBC has raised its public profile and redoubled its efforts to shape policy. I know that under Chairwoman Marcia Fudge, this work will continue, and the CBC will continue to grow and play an even larger role in our policymaking. You will continue to advance our shared Democratic goal of helping all of our people make it in America.
"Two years ago, at this event to mark the beginning of the 112th Congress, Rep. Cleaver said this: 'The long and laborious march toward a society that cares not about the issues of race will eventually arrive at its destination. But today is not that day.'
"Neither is today that day of which he spoke. But we are closer to that day because of the work the CBC has engaged in over the past two years – by fighting for jobs, for affordable health care, and for fair access to the ballot box for all. I am confident that, because of the work you will continue to do in the 113th Congress, that day will become closer still. Thank you."


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As the legislative chair of the Maryland Association of Housing and Redevelopment Agencies, which represents the agencies that actually administer the Section 8 rental assistance program, it was disturbing to read the distortions in Marta Mossburg's recent column ("Forcing landlords to accept vouchers won't help the poor," April 23).
In addition to Ms. Mossburg's misstatements related to the Maryland HOME Act bill itself, which is merely intended to protect every person in the state as long as they have a lawful source of income, she instead focuses on whether the discrimination Section 8 voucher holders experience at the hand of landlords really makes any difference at all. Well, in my experience it does!
Section 8 voucher holders in Washington County move as far away from areas where poverty is concentrated as they can. When a family gets a voucher, in most jurisdictions they are given 60 days to find a unit that meets the program repair standards. Finding a unit for rent in a nicer neighborhood and then having the landlord say, "But I do not accept Section 8," makes the housing search painful, time-consuming and often a waste of gasoline.
For a family holding a Section 8 voucher, this message has to look like a fair housing issue, even though the discrimination is not based on race, color, national origin, religion, sex, handicap or familial status. Thank goodness three Maryland counties (Frederick, Howard, and Montgomery) and two Maryland cities (Annapolis and Frederick) already have this law. Landlords who opposed passage of the HOME act just need to screen Section 8 voucher holders the same way they would screen any other potential renter. That is what we do.
Ms. Mossburg should know that landlords use the full security deposit they collect to cover damages — not some pot of government funding. Section 8 rent increases are governed by what is reasonable, not by any state edict (after all, this is a federal program). The bill won't expand the number of Section 8 vouchers, it will potentially just allow them to be spread around more fairly and equally. So Mr. or Mrs. Landlord, what is the problem with getting part of your rent automatically paid on the first of the month without fail and having someone else give you a free annual housing inspection so you will know if there are any tenant-caused damages?
Richard Willson, Hagerstown
The writer is executive director of the Housing Authority of Washington County.


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We are the developers of the internationally recognised and highly acclaimed Miromaa language technology program which is used for the documentation, conservation and dissemination of our traditional languages. The Miromaa Program has been obtained for use in over 150 plus languages all over Australia and many more internationally.
As well as the continual development of the Miromaa Program, we also administrate two major national language initiatives; coordinating and hosting the Puliima National Indigenous Language and Technology Forum every two years and also creating and managing the Our Languages Website.
Language is the expression of our culture and our land. We cannot have one without the other. We cannot describe our culture and our land if we do not have language.
(Queensland Indigenous Languages Advisory Committee, 2006)
Photo: Aunty Phyllis Darcy, Terri-Lee Darcy and Jacqui Allen wearing possum skin cloaks.
Miromaa has full multi-media capabilities for the attaching of multiple sound, video and still images to each piece of language evidence recorded, it can store all of your digitised documents including PDF's, Word and Excel document formats. Miromaa can import and export from some of the major analytical linguistic software programs such as Lexique Pro, Toolbox and FLEX which are used internationally, so that your work can benefit future users and you can take benefit of previous work which may have been done on your own language.


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Browsing Departments by Author "Holm Andreasen, Peter"
Now showing items 1-1 of 1
A Complexity ApproachHolm Andreasen, Peter (Frederiksberg, 2012)[More information][Less information]
Abstract: "How can we understand the dynamics of procurement management?" An answer to this question has predominantly been explained by procurement management experiencing dissatisfaction with the status quo, where the procurement organisation was viewed from other entities in the company as an insignificant, reactive and an administrative part of the business. The potential, however, for the procurement organisation to be significant in the company was argued to be vast (Ammer 1989, Ellram & Carr 1994, Van Weele 2005). In order to change the situation of the procurement organisation, procurement management was informed that they should in gradual steps develop the procurement organisation towards more sophistication and significance (Reck & Long 1988) producing strategies that were aligned with the overall company strategy including the development of policies, procedures, systems, tools and processes (Cousins 2002, Cousins et al 2008). This process changed the perspective of the procurement organisation which among other things, allowed the procurement entity to contribute to the implementation of the concept of supply chain management (Freeman & Cavinato 1990). Ever since I first got familiar with the practices of procurement and its management, I have been puzzled by its complexity. At the same time, I have wondered about how the same space of complexity in the procurement management domain literature has explained the same practices by reductionism, smoothness and simplicity as just described. URI: http://hdl.handle.net/10398/8384
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(CNN) -- CNN's Larry King spoke with Pakistani President Asif Ali Zardari on Tuesday for Larry King Live. Below is a full transcript of the interview.
Pakistani President Asif Ali Zardari speaks with CNN's Larry King on Tuesday.
Larry King: It's a privilege to welcome to Larry King Live the president of Pakistan, from his office in Islamabad, President Asif Ali Zardari. He took office in September.
He's the widower of the former Pakistani prime minister, Benazir Bhutto, both of whom were on this program in the past.
Now, Mr. President, aside from the gunmen themselves, who do you believe was responsible for the terrorist attacks against Mumbai?
Pakistani President Asif Ali Zardari: Larry, I think these are stateless actors who have been operating all throughout the region. The gunmen, plus the planners, whoever they are, they are stateless actors who are holding hostage the whole world.
King: So the state of Pakistan is in no way responsible, you're saying.
Zardari: The state of Pakistan is no way responsible. That I believe. Watch Zardari talking to CNN's Larry King »
Even the White House and the American CIA have said that today. The state of Pakistan is of course not involved. We're part of the victims, Larry.
I'm a victim. The state of Pakistan is a victim. We are the victims of this war, and I am sorry for the Indians, and I feel sorry for them.
I've seen this pain. I feel this pain every time I see my children. I can see it in their eyes. This pain lives with me because of my wife and what we are going through in Pakistan.
King: What do you know about this lone surviving attacker, the man that's in custody? Is he definitely a Pakistani?
Zardari: Not as yet. We have not been giving any tangible proof to say that he is definitely a Pakistani. I very much doubt, Larry, that he's a Pakistani.
King: Really? Who do you think -- what's your guess?
ZARDARI: Like I said, these are stateless individuals who operate throughout -- I mean, I've got a situation in Pakistan that the fourth largest army in the world is challenged on my border on the west. I've got 150 people out, boys out, soldiers out. We have casualties every day.
We've had incidents just the past two days in Karachi where we've lost more than 40 to 45 people, hundreds injured. These are stateless actors who are moving throughout this region.
King: What do you believe is the responsibility, if any, of -- I want to get this right -- Lashkar-e-Taiba, the militant group that's aimed at ending Indian rule in Kashmir? Do you think they're involved?
Zardari: That's a banned organization, Larry, in Pakistan and all around the world. If indeed they are involved, we would not know. Again, they are people who operate outside the system. They operate like -- al Qaeda, for instance, is not state-oriented. They operate something on that mechanism, and we would love to -- I've already offered to India full cooperation on this incident, and we intend to do that. Watch Pakistan's PM say his country will defuse tensions »
King: Do you believe that al Qaeda -- you mentioned them -- might be involved?
Zardari: We cannot rule anything out at the moment, Larry. It's too premature.
King: All right. Pakistan, you've called on India to produce evidence of the complicity of any Pakistani group in the attacks. If it's produced, what would you do?
Zardari: I would -- my government would take action, our government would take action, the democratic government of Pakistan would take action against all the actors and anybody who is involved.
King: So you're firmly committed to getting at the root of this?
Zardari: Not just the root of this. I'm firmly committed to fighting terrorism per se. That's why we are fighting them every day, Larry.
King: In a new interview, India's external affairs minister has declined to rule out the possibility of Indian military strikes against terror camps in Pakistan. He says that every country has a right to protect itself.
Do you agree with that?
Zardari: I would not agree with that because this is a time to come together and do a joint investigation and look at the problem in the larger context. We have a larger threat on our hands.
The threat is in the region, and just not to Bombay or to India. The threat to the state of Pakistan. There's a threat to the state of Afghanistan. It's a threat throughout the region. So that would be counterproductive, Larry.
King: Both your nation and India have nuclear arms. Would Pakistan ever make -- can you conceive of Pakistan ever making a preemptive strike?
Zardari: Larry, I've already been on record, and I have said so, that Pakistan has no intention of ever being the perpetrator of first use.
King: Would you favor the ban of all nuclear weapons everywhere?
Zardari: In fact, I've invited the Indian...
King: I'm sorry -- go ahead.
Zardari: I have asked the Indians to join me. I have asked the Indians to join us in a nuclear-free South Asia. And we are willing -- I am willing to assure the world, on behalf of my parliament, that if India comes with us, we can together jointly sign a nuclear-free South Asia. Watch new video of gunfire erupting at a cafe »
King: Do you think that would happen? Do you think it could happen?
Zardari: We can definitely stand on the possibility of that to happen, Larry.
King: All right. Your nation and India, you fought three wars since the subcontinent was divided at the end of British rule back in 1947. What do you think is the potential for another war now?
Zardari: Larry, democracies don't go to war. All those wars you're talking about did not take place in any democracy. They all happened in the times of dictators. So democracies do not go to war. War is not our expression of thought.
King: What about America in Iraq?
Zardari: Well, that's exactly an example today that America went to Iraq in a reaction to the attack on America. That's a reactive action, and that is something that the terrorists are always looking for, because they can corner the state stateless, actors can corner the state to go into a motion or an action which otherwise they would not do. This is exactly the fear, and that's why we should rise above it.
King: Mr. President, are you -- by the way, are you actively working at finding out who caused this attack?
Zardari: Obviously, all my state of practice is looking into the allegation that has been thrown at us from across the border. Obviously, if an accusation of this sort comes [we will] ask the intelligence agencies to investigate.
King: And do you have a lot of respect for and confidence in your intelligence agency?
Zardari: That, and the fact that we are all hoping to improve our relationships with India and all the democracies of the world. The whole nation of Pakistan is united to making -- having friends -- becoming friends with India.
King: This was just issued this morning, Mr. President. "The odds that terrorists will soon strike a major city with weapons of mass destruction are now better than even. This, a bipartisan congressionally-mandated task force concluded in a draft study, and they particularly single out Pakistan with grave concern because of its terrorist attacks, history of instability and arsenal of several dozen nuclear warheads."
How do you act to that report?
Zardari: Ever the more reason that Pakistan needs more help, more attention, and more looking into and looking after. So we appeal to the world and the world at large, and our neighbors, to sit down and find solutions to all problems facing the region in today's times.
King: The report also said, "Pakistan is our ally, but there is a grave danger. It can also be an unwitting source of a terrorist attack on the United States, possibly with weapons of mass destruction."
Do you agree?
Zardari: Well, that's a position that has been going -- it's a continued situation which we've inherited. It's part of the Afghan problem, part of the war in Afghanistan, part of the war in our northern regions. That is an issue that needs more attention, and I'm hoping that the new administration coming in will work with us to look into it for a regional solution.
We've been advocating a regional solution. We need more participation from our neighbors, India, China, and extended neighbors as such in the UAE. We all need to come together on a collective mindset and find solutions to that problem.
King: By the way, what do you make of President-elect Obama?
Zardari: I think there's a world romance with Obama. And we all in Pakistan -- throughout the world there's a romance to Obama, and we are looking forward to working with him.
King: What steps, Mr. President, is your government taking to prevent terrorists from acquiring nuclear weapons? This is something every country fears. Are you taking steps at preventing it?
Zardari: We have a command and control system for that. We're a very responsible state as far as that subject goes, and we have a command and control system under a special organization.
King: And are you confident that they're working well?
Zardari: Yes, I'm totally confident that our command and control system is working well.
King: Because in the past, Mr. President, the Pakistani intelligence apparatus has provided support for militant movements. And what is the government doing to root that out?
Zardari: In the past, lots of mistakes have been made, I cannot deny that. But the present government does not support any such action and the -- I can assure the world from my side, from my Army's side, from my parliament's side and the people of Pakistan that we are not helping any such activity.
King: Mr. President, the Indian government is demanding that your nation hand over some 20 suspected terrorists believed to be living in Pakistan. What is your response to this? Among those are Dawa Dabron, a powerful gangster, Masoud Azar, a terror suspect from Indian prison, in exchange for the release of hostages. And Hafiz Muhammad, the former chief of a terrorist group.
Are you going to comply with that?
Zardari: I am definitely going to look into all the possibility of any proof that is given to us. At the moment these are just names of individuals. No proof, no investigation, nothing has been brought to forward. We have offered to take this step forward and cooperate with the Indians. I am willing to have my security advisor and their security in charge of our intelligence security and their intelligence security, have a joint committee which we have proposed to the Indians for a joint investigation in all -- in the Bombay incident.
King: And if you had the proof you would turn them over?
Zardari: If we had the proof, we would try them in our courts, we would try them in our land and we would sentence them.
King: Condoleezza Rice, the secretary of state is coming to India, coming today I think. Would you meet with her?
Zardari: I am hoping to meet with her in Pakistan. She is hoping -- I think she is coming here too.
King: What do you make and how do you look forward to working with the possible incoming secretary of state, Hillary Clinton?
Zardari: I am looking forward to working with Hillary Clinton. We know each other, we've met before, we have known each other for a long time, since my wife's time. She has been a good friend of Pakistan in the past and we hope to work with her, we're looking forward to working with her.
King: Do you think she is a good choice?
Zardari: I think she is an excellent choice.
King: All right. Do you -- during the campaign, President-elect Obama said he believes that if the United States is given actionable intelligence, it has the right to attack high value terrorist targets in Pakistan with or without permission of the Pakistani government.
What do you make of that?
Zardari: I think it's a misquote. I think the actual quote is that if we did not take action then the president-elect has said that he would take action. But that would never arise. The minute we get any actionable intelligence given to us we shall act ourselves.
King: Do you believe that the Mumbai attacks may have been partly intended to destabilize your own government? You're trying to get rapprochement with India, you think they were trying to upset that?
Zardari: That is my position, Larry. I have been trying to advocate throughout the world that the stateless actors, states to hold states and they want states to go into wars, do wars, it's happened in the past. You will remember history correctly, even the Second World War was perpetrated by a stateless actor, murdering of the prince if you'll remember and so is the case of 9/11, it was a stateless actor who willed the world go to war.
So we should all rise above it. I expect the Indian democracy which is senior, which is an older democracy, mature democracy, I expect them to rise above this pain and the loss that they have had and come together with us to fight terrorism in the region.
King: There are some suggestions that the more vehemently India calls on you to crack down on militants, the tougher politically it is for you to do so. Do you buy that?
Zardari: Larry, politics has never been an easy place in Pakistan and it's not easy to inherit from a dictator so I -- it's a difficult place, it's a difficult choice but we will rise to difficult challenges.
King: This may be an impossible question but we'll ask it anyway. Do you believe it's possible for you and India to live in peace?
Zardari: I am looking forward and I am hoping that I will be the catalyst that makes India and Pakistan live in peace forever.
King: So you would meet with the leaders there as well?
Zardari: Of course. I am looking forward to that. I am looking forward to making it a regional economical zone. I am looking forward to working in all walks of life together and India is a neighbor, it is 1 billion plus people, it's a market, it's an opportunity, relations with India is an opportunity for Pakistan.
King: A couple of other things. There are many who believe that Osama bin Laden is in Pakistan. Are you trying to find him?
Zardari: Larry, the Americans and the world forces have been in Afghanistan and around my region and have much, much better technology and intelligence than we have. If you think he was there or anywhere around they would have gotten before me but in case I do get any intelligence and I do find out. We will definitely try and take the trophy ourselves if we can.
King: What would you do with him if you found him?
Zardari: That's a hypothetical question. Hopefully arrest and try him.
King: In Pakistan?
Zardari: We can see, we can talk about it. It's a hypothetical question, Larry. First let's find him. Nobody has been able to find him in the past eight years.


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For the purpose of this part, including all forms and instructions issued for use under this part:
(1) A loan made in reliance upon the security of a mobile home will not be considered a real estate loan, although as a prudent banking practice the security interest is recorded or otherwise perfected as if the mobile home were real estate. For purposes of this part, a loan made in reliance upon the security of a mobile home and the parcel of land to which it is permanently affixed will be considered a real estate loan.
(2) Where the bank relies substantially on the insurance guaranty of a governmental agency in making a loan, it does not constitute a real estate loan except for the purposes of § 27.4 of this part (Inquiry/Application Log).
(i) A bank shall maintain the reason(s) it denied a loan application, using the codes provided in part 203 of this title; and
(ii) A bank shall record all information required by this paragraph and part 203 of this title within 30 calendar days after the end of each calendar quarter.
(2) A bank that receives 50 or more home loan applications a year, as measured by the previous calendar year, and that is not required to collect data under paragraph (a)(1) of this section, shall record and maintain for each decision center the following information on home loan activity:
(i) Number of applications received for each of the following: Purchase; construction-permanent; refinance.
(ii) Number of loans closed for each of the following: Purchase; construction-permanent; refinance.
(iii) Number of loans denied for each of the following: Purchase; construction-permanent; refinance.
(iv) Number of loans withdrawn by applicant, for each of the following: Purchase; construction-permanent; refinance.
(3) The information required to be maintained under paragraph (a)(2) of this section shall be updated quarterly, within 30 calendar days after the end of each calendar quarter, in a format consistent with the bank's recordkeeping procedures.
(4) A bank exempted under paragraph (a)(2) of this section shall be covered by that requirement beginning the month following any quarter in which their average monthly volume of home loan applications exceeds four applications per month. Banks which are subject to this paragraph may discontinue keeping this information beginning the month following two consecutive quarters in which their average monthly volume of home loan applications drops to four or fewer applications per month. A bank which is otherwise exempted under this paragraph may be required upon notification received from the Comptroller, to record and maintain such information where there is cause to believe that the bank is not in compliance with the fair housing laws based on prior examinations and/or has substantive consumer complaints, among other factors.
(5) A bank required to maintain information under paragraph (a)(2) or (a)(4) of this section may choose to comply with the quarterly recordkeeping requirement by maintaining information in accordance with paragraph (a)(1) of this section.
(i) Loan Amount requested by the applicant(s).
(ii) Interest rate requested by the applicant(s).
(iii) Number of months requested to maturity by the applicant(s).
(iv) Location. Complete street address, city, county, state and zip code of the dwelling which will secure the loan.
(v) Number of residential units (1-4) of the dwelling which will secure the loan.
(vi) Year built. The year in which the dwelling which will secure the loan was built. If the exact year is unknown, approximate to the nearest decade.
(vii) Purpose of the loan. Purchase; refinance; or construction-permanent.
(viii) Name and present address of applicant(s).
(ix) Age of applicant(s).
(x) Marital status of applicant(s) using the categories married, unmarried and separated.
(xi) Number of years employed in present line of work or profession for the applicant(s).
(xii) Years on present job. Number of continuous years employed by the current employer of the applicant(s). For self-employed persons, the number of continuous years self-employed.
(xiii) Gross total monthly income of each applicant, comprising the sum of normal base salary, wages, overtime pay, bonuses, commissions, dividends, interest, rental income, retirement or disability income and income from part-time employment. For self-employed persons, include the average or normal monthly income. Include alimony, separate maintenance and child support income information only if the applicant has been advised that such information need not be provided and nevertheless elects to have it considered.
(xiv) Proposed monthly housing payment, comprising the sum of principal and interest. The bank may also include insurance, real estate taxes and any monthly assessments for home owner dues or condominium fees, and/or utilities if the bank considers these factors in computing housing costs. However, if the bank includes any of these factors for computing the monthly housing payment, it must do so consistently. When a bank changes its regular practice, such change and its effective date should be identifiable with respect to the bank's new policy.
(xv) Purchase price. Sales price or approximate current market value of the property which will secure the loan.
(xvi) Applicant's or applicants' total monthly payments on all outstanding liabilities. Include installment debts, real estate loans and any alimony, child support or separate maintenance payments. Exclude any payments on liabilities which will be satisfied upon sale of real estate owned or upon refinancing of property associated with this application.
(xvii) Net worth. Applicant's or applicants' total assets, including cash checking and savings accounts, stocks and bonds, cash value of life insurance, value of real estate owned, net worth of business owned, automobile, furniture and personal property and other assets, minus total liabilities, including installment debts, automobile loans, real estate loans, and any other debts, including stock pledges.
(xviii) Date of application. The date on which a signed application is received by the bank.
(xix) Sex of applicant(s).
(xx) Race/national origin of applicant(s) using the categories: American Indian or Alaskan Native; Asian or Pacific Islander; Black, not of Hispanic origin; White, not of Hispanic origin; Hispanic; Other.
(2) Information on race/national origin and sex.
(i) Disclosure to applicant.
(A) In collecting the information required under § 27.3(b)(1) (xix) and (xx), the bank shall advise an applicant, either orally or in writing, that:
(B) Banks which use the Federal Home Loan Mortgage Corporation/Federal National Mortgage Association (FHLMC/FNMA) insert form ("Information for Government Monitoring
(ii) If the applicant does not voluntarily provide the information on sex and race/national origin which the bank is required to record and maintain under § 27.3(b)(1) (xix) and (xx), the bank shall request the applicant to note that fact (by initials or otherwise) on the application, and the bank shall provide the information based on visual observation or surname. If the applicant does not voluntarily provide the information and does not initial or otherwise note that fact, the bank shall initial, or otherwise note that fact on the application, as well as provide the information based on visual observation or surname.
(1) If an appraisal is completed:
(i) The appraised value; and
(ii) The census tract number, where available, for those properties which are in a Standard Metropolitan Statistical Area (SMSA) in which the bank has a home office or branch office.
(2) Disposition of loan application. The disposition of the completed applications using the following categories:
(i) Withdrawn before terms were offered;
(ii) Withdrawn after terms were offered;
(iii) Denied;
(iv) Terms offered and accepted by applicant(s).
(3) If final terms are offered, whether or not accepted:
(i) The loan amount.
(ii) Whether private mortgage insurance is required, and if so, the terms of the insurance.
(iii) Whether a deposit balance is required, and if so, the amount.
(iv) The note (simple) interest rate.
(v) The number of months to maturity of the loan offered.
(vi) Points. The loan origination or discount fee(s) charged to the buyer, computed as a percentage of the loan amount.
(4) Commitment date. The date final terms were offered.
(5) The type of mortgage using the following categories: Standard Fixed Payment; Variable Rate; Graduated Payment; Rollover; Other.
(6) The name or identification of the bank office where the application was submitted.
(7) Whenever credit is denied, copy(s) of the Equal Credit Opportunity Act credit notice and statement of credit denial.
(8) Any additional information used by the bank in determining whether or not to extend credit, or in establishing the terms, including, but not limited to, credit reports, employment verification forms, Federal Income Tax Forms, availability of insurance, and the complete appraisal.
(a) The Comptroller, among other things, may require a bank to maintain a Fair Housing Inquiry/Application Log ("Log"), based upon, but not limited to, one or more of the following causes:
(1) There is reason(s) to believe that the bank may be prescreening or otherwise engaging in discriminatory practices on a prohibited basis.
(2) Complaints filed with the Comptroller or letters in the Community Reinvestment Act file are found to be substantive in nature, indicating that the bank's home lending practices are, or may be, discriminatory.
(3) Analysis of the data compiled by the bank under the provisions of the Home Mortgage Disclosure Act (12 U.S.C. 2801
(b) The Comptroller, when requiring the maintenance of a Log, will specify in writing:
(1) The location(s) where the information shall be obtained;
(2) The length of time it shall be maintained;
(3) The frequency with which it shall be submitted to the Comptroller; and
(4) The reason(s) for imposing this requirement.
(c) A bank which has been directed by the Comptroller to maintain a Log shall obtain and note all of the following information regarding each inquiry or application for the extension of a home loan and each inquiry or application for a government insured home loan (not otherwise included in this part):
(1) Date of application or inquiry.
(2) Type of loan using the categories: purchase, construction-permanent; refinance; and government insured by type of insurance,
(3) Indication of whether the entry refers to an application or an inquiry.
(4) Case identification (either a unique number which permits the application file to be located, or the name(s) and address(es) of the applicant(s)).
(5) Race/national origin of the inquirer(s) or applicant(s) using the categories: American Indian or Alaskan Native; Asian or Pacific Islander; Black, not of Hispanic origin; White, not of Hispanic origin; Hispanic; Other. In the case of inquiries, this item shall be noted on the basis of visual observation or surname(s) only. In the case of applications, the information shall be obtained pursuant to § 27.3(b)(2).
(d) The information required under § 27.4(c), of this part, shall be recorded and maintained on the form set forth in appendix III. Additional information may be recorded and maintained at the bank's discretion.
(a) Each bank shall retain the records required under § 27.3 for 25 months after the bank notifies an applicant of action taken on an application, or after withdrawal of an application. This requirement also applies to records of home loans which are originated by the bank and subsequently sold.
(b) The Comptroller of the Currency may, by written notice to a bank, extend the retention period.
The recordkeeping provisions of § 27.3 constitute a substitute monitoring program as authorized under § 202.13(d) of Regulation B of the Federal Reserve Board (12 CFR 202.13(d)). A bank collecting the data in compliance with § 27.3 of this part will be in compliance with the requirements of § 202.13 of Regulation B.
(a) Each bank shall make all information collected under §§ 27.3 and 27.4 available for review at the bank to national bank examiners upon request.
(b) Prior to a scheduled bank examination, the Comptroller may request the information maintained under § 27.3(a). A bank required to maintain information under § 27.3(a)(2) shall submit the information to the Comptroller on the form prescribed in appendix I of this part. A bank which is exempt from maintaining the information required under § 27.3(a) shall notify the Comptroller of this fact in writing within 30 calendar days of its receipt of the Comptroller's request.
(c) If, upon review of the information maintained under § 27.3(a), the Comptroller determines that statistical analysis prior to examination is warranted, the bank will be notified.
(1) Within 30 calendar days after receipt of notification from the Comptroller, the bank shall submit, for application records specified by the Comptroller, completed Home Loan Data Submission Forms (set forth as appendix IV). The Comptroller may, upon the request of a bank and for good reason, extend the 30-day period.
(2) The number of Home Loan Data Submission Forms requested by the Comptroller will not exceed 250 per
(3) A bank with fewer than 75 home loan applications in the preceding year will not be required to submit such forms unless:
(i) The home loan activity is concentrated in the few months preceding the request for data, indicating the likelihood of increased activity over the subsequent year, or
(ii) There is cause to believe that a bank is not in compliance with the fair housing laws based on prior examinations and/or complaints, among other factors.
(d) If there is cause to believe that a bank is in noncompliance with fair housing laws, the Comptroller may require submission of additional Home Loan Data Submission Forms. The Comptroller may also require submission of the information maintained under § 27.3(a) and Home Loan Data Submission Forms at more frequent intervals than specified in paragraphs (b) and (c) of this section.
The following language is approved by the Comptroller of the Currency and will satisfy the requirements of 12 CFR part 27. It may be inserted to complete the "Information for Government Monitoring Purposes" section of the Residential Loan Application Form (FHLMC Form 65/FNMA 1003) or may be used separately. This information may also be provided orally by the applicant.
The following information is requested by the Federal Government if this loan is related to a dwelling, in order to monitor the lender's compliance with equal credit opportunity and fair housing laws. You are not required to furnish this information, but are encourage to do so. The law provides that a lender may neither discriminate on the basis of this information, nor on whether you choose to furnish it. However, if you choose not to furnish it, under Federal regulations this lender is required to note race and sex on the basis of visual observation or surname. If you do not wish to furnish the above information, please initial below.
I do not wish to furnish this information (initial)____.
I do not wish to furnish this information (initial)____.


text:
...We here in London are besides ourselves with excitement with the next issue of Haute Doll magazine going live and starting to ship in approximately 5 days time!That is going to be an interesting event to watch.
Why are we so excited about the next HD?
Well…. Firstly they are very supportive of our endeavours and secondly; her name is Velvet™ and she is on the cover of the next issue!
Not to mention the editorial spread that brings us Venus, Inque & Voltaire playing parlour games and lounging in the gorgeously fictitious gardens of MONO.
Yes, we are about to meet these gorgeous friends of Meadow™, who already is in stock and in the hands of collectors across the planet!
Be sure to check out our online store as we add items this week and more next week!
On another note we are thrilled that the countdown is ON for the sYbarites™ first US convention in Los Angeles , CA!
Just 2 weeks to go till "Live from the Sunset Strip".
This event is sold out and we are sure it's going to go all HOLLYWOOD on y'all!
Check out our social medias for updates, sneek peeks and gossip from both sides of the pond! ...
News, reviews and photographs of Modern Fashion Dolls including Kingdom Doll, Fashion Royalty, Sybarite, Tonner Doll, Gene Marshall, Barbie and my own experiences as a doll collector.
Super Nails
The latest addition to the Superdoll on-line shop is this set of artificial nails. They come in black, nude and red. The price is £11.37 or $17.18 US. Glue not included due to international shipping regulations. The nerve!
2 comments:
- Marna7/12/13, 10:44 PM
I think these are pretty awesome, too bad they won't work for 1/6 size girls.ReplyDelete
- ayuki7/13/13, 12:43 AM
Hello marnaReplyDelete
Well there some poeple who make fake nails for the dolls for 1/6 scale
I have talk to them and some doll artist make them for bjd dolls
I am trying to make some for my misaki dolls if all goes well ill post pics
Hope it help
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text:
Sherry Floyd
Covington High Covington, LA Class of 1982
Memories of Sherry Floyd
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text:
LAGUNA HILLS, CA--(Marketwired - Dec 4, 2013) - Itonis, Inc. (
"The Emesyl graphics theme is conservative and yet the packaging is designed to stand out on the store shelves," says Dr. Charles Hensley. "Our goal is to have our packaging reflect that Emesyl is an effective and competitive product that can be used with confidence."
About Itonis Pharmaceuticals
Itonis Pharmaceuticals, a new division of Itonis, Inc., is headed by Charles Hensley, Ph.D. This division's mission is to create and market over-the-counter and prescription homeopathic products that better people's lives. Dr. Hensley is a pioneer in the development and marketing of safe and effective therapeutic nutraceutical and homeopathic preparations. He was a founder of the company that launched the Zicam® Cold Remedy, making the product a household name and forever changing the marketing and product placement paradigm for homeopathic drugs in the United States. Dr. Hensley and his team plan to use the same methodologies to revolutionize the treatment of several other common ailments and other chronic diseases.
About Itonis, Inc.
Itonis, Inc. was incorporated in the state of Nevada on July 5, 2005 under the name of Kenshou, Inc., which later changed to Itonis, Inc. on December 2, 2005. Please visit www.itonisholdings.com.
Safe Harbor:
Statements in this press release may constitute forward-looking statements and are subject to numerous risks and uncertainties, including the failure to complete successfully the development of new or enhanced products, the Company's future capital needs, the lack of market demand for any new or enhanced products the Company may develop, any actions by the Company's affiliates that may be adverse to the Company, the success of competitive products, other economic factors affecting the Company and its markets, seasonal changes, and other risks detailed from time to time in the Company's filings with the U.S. Securities and Exchange Commission. The actual results may differ materially from those contained in this press release. The Company disclaims any obligation to update any statements in this press release.
Contact Information:
Itonis, Inc.


text:
Four Dead In Clashes Between Tribesmen, Militants in Yemen
[Yemen Post] At least four people have been killed in the battles that erupted Tuesday night between
and Al-Qaeda
Death Eaters
in Yemen's Marib province, Almasdar Online reported on Wednesday.
The dead were three
Death Eaters
including the son of the Al-Qaeda leader Saud bin Moaily and a
, it reported quoting local sources.
"The battles erupted in the Selwa area south of the Wadi Abida district after suspected Al-Qaeda
Death Eaters
attacked the house of a
who cooperated with the authorities," the sources said.
The Yemeni army has been fighting Al-Qaeda
Death Eaters
and tribal saboteurs in Wadi Abida after repeated attacks on the Marib oil pipeline and a
that killed key military and security officers and several soldiers.
The ambush targeted the victims while they were patrolling the area to prevent more attacks on the pipeline, which stopped pumping in early last month after successive bombings in the district.
Separately, the Yemeni authorities have been meeting with tribal elders in an effort to convince them to play a key role in enabling the technical team to fix the pipeline.
Posted by: Fred 2012-12-15


text:
MarcusCuda necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 32 diseños de 16 diseñadores freelance.
Simple, clean design for an eBay consignment site (TakeSellPay.com).
Take Sell Pay
the easy way to sell on eBay
Desired Style:
clean and simple, with a couple graphics.
Accepted File Formats:
psd or Fireworks png for the design, ai or psd for the logo
Site name: Take Sell Pay
The site is an eBay consignment site for Austin, Texas. Basically, we pick up items from a person's house, appraise the items, sell them on eBay, and then pay them proceeds (minus a commission). We handle the item photos, creating the listing, and shipping the item.
The site template should be simple and clean. Here is a quick sketch of the type of site we are looking for (http://takesellpay.com/tsp.jpg). The sketch really sucks, but should give you an idea of the site elements we need. The design needs to have several graphics/photos added to it. The graphics/photos can be stock items. The logo in the sketch is only a place holder. We don't want anything like it.
The logo will also be used in print advertising and on T-Shirts. It should be simple and fun, please don't use too many colors.
The color scheme is left to the designer, but please use conservative colors.
Please post any questions you have.
This contest was originally listed in multiple categories:
- Logo Design
- Web Page Design
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


text:
Marcus Manchild (Feat. Travis Porter & Big KRIT) - The Making Of "A Million" [Unsigned Hype]
"This song is featured on Marcus Manchild's upcoming project PRESEASON 2 (9/25/11)"
Please click the "Report" button below if the video on this page is not working properly.
Comments will only be displayed by verified emails. No Spamming or Racism.


text:
Holy, Holy, Holy!arr. Joel Raney - Hope Publishing Company
Click to review
Here is a setting of this timeless hymn of praise that portrays the power and majesty of the triune God. �A variety of musical forces combine to capture the heart and soul of this great and mighty hymn, including SATB voices, piano, organ, flute, timpani and 3-5 octaves of handbells.
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text:
WEBFLEET is our award winning fleet management solution that provides real-time telematics information about the location of your vehicles, lets you communicate directly with your drivers, helps to improve driving behaviour, save on fuel and connects to a whole ecosystem of 3rd party solutions. And we have been doing this for over 21 years now, serving over 50,000 customers.
WEBFLEET provides you access to real-time driving time information to all your vehicles that are equipped with a digital tachograph. With Remaining Driving Times you instantly know which driver has enough driving time left to do the next delivery job in time.
WEBFLEET includes the industry's most comprehensive set of ready-made reports, providing detailed insights into the activities of individuals and the fleet. Customised reports lets you highlight the exact information your business needs – when you need it. And reports can be scheduled to run automatically or can be downloaded on demand.


text:
As I'm preparing for my Holiday Christmas Cookie Brunch Workshop next week, I'd thought I'd share my tried and true, favorite recipe. This is the same recipe my mom used when my sister and I were growing up, decorating sugar cookies for each and every holiday. The dough is incredible to snack on!
Deluxe Sugar Cookies
1 1/2 cups of powdered sugar
2 1/2 cups of flour
1 tsp of vanilla
1 tsp of cream of tarter
1 tsp of baking soda
1 egg
In your Kitchen Aid fitted with the paddle attachment, whip together butter and powdered sugar. Add Flour, vanilla, cream of tarter, soda, and egg. On slow, stir together ingredients just until combined. Turn the dough out onto a floured board and wrap it with plastic wrap. Let the dough rest in the refrigerator for 20 minutes.
Bake for 6-8 minutes at 350 degrees just until the edges begin to turn brown - baking time will depend on size and thickness of the cookie.
4 cups of powdered sugar


text:
Pine Man 08:09 14 May 2010
Value for money - at about £100 definitely. It would certainly help my business.
I have never used any business software before, let alone Sage. I found it very intuitive and soon found my way around it. What I couldn't work out was resolved by the help files.
The only real niggle was quotations. The fact that to provide a quote for products and services, ie supply & fit, you needed two quotations, one for parts and one for labour.
Excellent piece of kit.


text:
Items where Author is "Whittaker, D"
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Tartakovskii, A, Makhonin, M N, Sellers, I R, Cahill, J, Andreev, A D, Whittaker, D M, Wells, J P, Fox, A M, Mowbray, D J, Skolnick, M S, Groom, K M, Steer, M J, Liu, H Y and Hopkinson, M (2004) Effect of Thermal Annealing and Strain Engineering on the Fine Structure of Quantum Dot Excitons Physical Review B, 70 (19).
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text:
Musician Ben Folds Plays Not My Job
Musician Ben Folds Plays Not My Job
Years ago, musician Ben Folds started a band with his two friends and called it the Ben Folds Five. This was confusing, but it didn't keep the band from becoming a huge success.
Ben Folds went on to have a solo career, but he's brought the band back together and their new album is The Sound of the Life of the Mind. Folds plays a game called "I'll Be Back!"
And now, the game where talented people use none of their talents, it's called Not My Job. Years ago, musician Ben Folds started a band with his two friends and called it the Ben Folds Five. This was confusing. It did not keep the band from being a huge success.
Ben went on to have a solo career, but he has gotten the band back together. Their new album is "The Sound of the Life of the Mind." There are still three of them. It's called Ben Folds Five. I don't get it. But Ben Folds, welcome to WAIT WAIT...DON'T TELL ME.
SAGAL: So let me start here. Why do you call your band the Ben Folds Five when there are three of you?
BEN FOLDS: We thought it was funny.
FOLDS: And judging by the laughter the first time around, which was about three people, that's about how funny it is.
SAGAL: Do people come see you and thought you were the opening act for the actual band?
FOLDS: Or two of us were sick or, you know, there was a stereo track running in the background like there are with a lot of live bands.
SAGAL: Right. For someone who is not familiar with your music, can you describe a typical Ben Folds song? We once heard you describe your music as punk rock for sissies.
FOLDS: Yeah, that was - when we started, we were ourselves carrying a baby grand piano into punk rock clubs. And we moved the piano ourselves for three years. I never played on anything but that piano. I never played on an electronic piano. Thanks to the hard work of, you know, my two band mates, myself and a guy named Trey who was on unemployment.
SAGAL: We all know how you play guitar in a rock and roll way, with lots of gestures and facial expressions and pelvic motion. How do you play piano in a rock and roll type way?
FOLDS: Well, I guess you can apply the same pelvic motions but they're just slightly obscured by the instrument.
FOLDS: I mean, I play guitar too. It's a lot more of a physical instrument; the piano is much more physical. A guitar doesn't really require that much, so there's a real art behind making it look much harder than it is.
SAGAL: We were looking at your early career. It seemed like you were at the University of Miami studying percussion.
FOLDS: Yeah.
SAGAL: And there's a story that like there's the big final exam concert and you're going to come out and play.
FOLDS: Yeah.
SAGAL: And you couldn't do it because you broke your hand in a bar fight.
FOLDS: Well, almost. Yeah, my hand was broken. I had stitches in my nose and in my lip, but I had to play...
SAGAL: Wait a minute, you skipped a bit. How did that happen?
FOLDS: Well, you know there was this guy who came specifically to mine and my roommate's room to pick a fight with my roommate.
SAGAL: Yeah.
FOLDS: And I guess I stepped in and I shouldn't have. The guy was - I was there on a music scholarship but this cat was there on a wrestling scholarship. He was also...
SAGAL: Yeah.
FOLDS: ...an amateur boxer. So had it been a drum off, he'd have been in the hospital.
FOLDS: It doesn't work that way. So foolish me, I stepped in to try to defend my roommate and ended up in South Dade Hospital for the night.
And it was really dramatic, a cop car delivered me back to my drum percussion test jury, where I was forced to play it, even with the broken hand, because if I was a real musician, I would have to show up to my gig and play or be fired.
Yeah, so I flunked that test and lost my scholarship. And I threw my drums, dramatically, into Lake Osceola in the middle of the University of Miami.
AMY DICKINSON: Geez, would they make like a basketball player play with a broken hand? That's crazy.
FOLDS: Yeah. I wish you had been there to...
DICKINSON: I know.
SAGAL: I want to talk to you about your image because it is somewhat geeky, is it not?
FOLDS: Well, or so I have read.
SAGAL: Yeah, well I mean you have done stuff to maybe accentuate the geekiness. For example, you went back and got a singer who was famous in the 70s, who had faded into some obscurity and you produced an album for him. Of course, I'm talking about William Shatner.
FOLDS: Yeah.
SAGAL: You actually, because we all grew up listening to William Shatner, you know, "The Transformed Man," doing "Mr. Tambourine Man."
FOLDS: Yeah.
SAGAL: And we laughed. And you're like, no, this man needs a new record.
FOLDS: Yeah.
FOLDS: Well, you know, that record had captured my imagination as a child.
SAGAL: We're talking about William Shatner's famous spoken word sung album, "The Transformed Man," with "Mr. Tambourine Man" and all that great stuff.
FOLDS: Yeah.
FOLDS: Yeah, that's the same one. We're talking about the same one.
FOLDS: But I mean I listened to it as a kid.
SAGAL: Yeah.
FOLDS: I mean you might have thought it was funny as a child.
DICKINSON: It's got a...
FOLDS: And I think a lot of people did but I really was fascinated with it. I was really in to "Mr. Tambourine Man" and it was back to back with Cyrano...
SAGAL: Oh yeah, and "Lucy in the Sky with Diamonds."
FOLDS: Was awesome, yeah.
SAGAL: And she's gone.
DICKINSON: Gone.
SAGAL: Yeah.
FOLDS: And you know, there aren't many people who you want to listen to when they speak and that's what fascinated me about him. All these talking heads all over the world and for some reason when he talks, you listen.
SAGAL: That's true.
FOLDS: Yeah.
SAGAL: Because you want to wait for the next word.
FOLDS: Yes.
SAGAL: It'll come along eventually. Well, Ben Folds, we're delighted to talk to you and we have invited you here to play a game we're calling.
CARL KASELL: I'll be back.
SAGAL: That was Carl's Arnold Schwarzenegger right there.
DICKINSON: I'll be back.
MAZ JOBRANI: Spot on. Spot on.
SAGAL: Carl whipped out his perfect Arnold Schwarzenegger imitation for you because Mr. Schwarzenegger has a new memoir out; it's called "Total Recall." And we're going to make a small bet that you haven't read it yet.
SAGAL: I'm sure it's on your shelf.
FOLDS: Not yet.
SAGAL: We're hoping you didn't get to it because we're going to ask you three questions taken from the book. If you answer two of them, you'll win a prize for one of our listeners, Carl's voice on their home answering machine. Carl, who is Ben Folds playing for?
KASELL: Ben is playing for Kathy Erskine of Charlottesville, Virginia.
SAGAL: All right, here, Ben, is your first question.
SAGAL: As a young man in Austria, Arnold showed a strong interest, of course, in bodybuilding. How did his mother react to this enthusiasm? Was it A: By buying him the heaviest dog she could find in their village, so he could pick it up over and over again for exercise? B: Going to a doctor to check if he was gay?
SAGAL: Or C: Lying stiff as a board and allowing him to bench-press her?
FOLDS: I'd say probably the taking to the doctor.
SAGAL: Indeed, yes.
SAGAL: She went to a doctor.
FOLDS: Right.
SAGAL: And the doctor assured her that the reason that he was putting up pictures of bodybuilders all over his bedroom was nothing untoward, it was just because he had a healthy need for a father figure of some kind. That's the diagnosis. There you go, that's one right.
FOLDS: All right, yay.
SAGAL: Yay.
FOLDS: Go Charlottesville.
SAGAL: There you go. Next question: Arnold's first really big film role, the one that made him a star was the title role in "Conan The Barbarian." How did he prepare for the key scene in which he is attacked by wolves? I'm sure you know it. I do.
SAGAL: It's a moving scene. A: He wrestled for hours, prior to the scene, to get into it, with his matched pair of German shepherds, named Gluteus and Maximus?
SAGAL: B: He sewed raw meat into his costume? Or C: He lay in the woods until a wolf pack found him and raised him as one of their own?
FOLDS: I'm going to say A.
SAGAL: You're going to say A, he wrestled for hours with his German shepherds.
No, he actually put raw meat into his costume so the wolves would be more excited to jump on him. That's the kind of commitment to his role that Arnold Schwarzenegger had.
PAULA POUNDSTONE: Wasn't he concerned that he would actually be eaten?
SAGAL: Apparently not, who would dare to bite him?
SAGAL: All right, this is actually OK, because you've got one right with one to go. If you get this, you'll still win. At the end of the book, Arnold, a very successful man, offers you some of his slogans for success, including which of these? A: When someone tells you no, you should hear yes?
DICKINSON: Oh boy.
SAGAL: B: You can do anything, unless you're a weakling? Or C: If something seems impossible to you, just consider the fact that I became a movie star?
FOLDS: Wow, they're all compelling.
SAGAL: They are.
SAGAL: And dare I say, Ben, inspirational.
FOLDS: Well, gosh, I'm just going to go with C.
SAGAL: You're going to go with C: if something seems impossible just consider the fact that I became a movie star.
FOLDS: Yes.
SAGAL: Well I wonder if he thinks it's that unlikely.
DICKINSON: That was his destiny.
SAGAL: Yeah.
DICKINSON: Yeah.
FOLDS: Are you guys trying to get me to change to B?
SAGAL: I will point out that I'm a really big fan, if I didn't mention that before.
JOBRANI: What was B?
SAGAL: B was you can do anything unless you're a weakling.
FOLDS: That's probably what he said, but I like C. I'm going to stick with C.
SAGAL: Really?
FOLDS: I think that's better.
JOBRANI: Wait, wait, wait, let's try it...
DICKINSON: Wait. What was A?
SAGAL: A was when someone tells you no you should hear yes.
DICKINSON: Oh. That explains a lot.
JOBRANI: Maybe if Ben hears it in Arnold's voice.
SAGAL: All right, I'll try that.
DICKINSON: Oh, Carl.
JOBRANI: Carl should.
SAGAL: All right, Carl.
SAGAL: Can you, Carl.
KASELL: When someone tells you no...
KASELL: You should hear yes.
FOLDS: OK, well he said it so well. I'm going to go with A.
SAGAL: You're going to go with A: when someone tells you no, you should hear yes. And you're right.
SAGAL: That is an Arnold Schwarzenegger motto for success. Carl, how did Ben Folds do on our quiz?
KASELL: Well, Ben had two correct answers, so he wins for Kathy Erskine. Congratulations, Ben.
SAGAL: Well done, Ben.
SAGAL: The Ben Folds Five new album is called, "The Sound of the Life of the Mind." Ben Folds, what a pleasure to talk to you. Thank you so much for joining us on WAIT WAIT...DON'T TELL ME.
FOLDS: Thank you everybody.
SAGAL: Thank you, Ben. Bye-bye.
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