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A Brief History and Analysis of Equity Market Correlations vs BoomBustBlog Analysis
We performed an analysis of the correlation of the stock prices of the companies that we have covered over the last two years to the broader stock market. Based on the price movements in the selected stocks and S&P 500 over the last decade, we mapped the pattern seen in the degree of correlation that is exhibited when there are changes in the overall market direction owing to change in the "perceived" macro-situation.
For the purpose of our analysis, we divided the total period under consideration (December 31, 2000 till August 31, 2010) in to four sub-periods reflecting four different market sentiments:
- Pre-crisis- Dec 31, 2000 -Dec 31, 2007 – Long-term
- Financial crisis- Jan 01, 2008 to March 09, 2009
- Rally - March 10, 2009 to April 30, 2010
- Correction - May 01, 2010 to Present
Based on the daily prices of the stocks and S&P 500 in the aforesaid periods, we calculated the following metrics to analyze the degree of correlation as well the relative price movements:
- Correlation coefficient
- Beta
- Annualized volatility
- Ratio between stock volatility and S&P 500 volatility
- Annualized return
- Z-score – calculated by dividing annualized return by annualized volatility
- Ratio between stock z-score and S&P 500 z-score
Based on the matrix obtained, we have the following key observations:
Near Record High Correlations: Is this the End of the Fundamental Value Investor?
As stimulus induced economic indicators drove financial markets higher through the end of 2009 and into the middle of 2010, many financial advisors and researchers believed the Great Recession was taking its final breath and believed they bore witness to a forceful yet successful example of a proper response to a endemic crisis by policymakers around the globe. Fast forward to the present and you find that the Eurozone solvency crisis, the US economic slowdown and the Chinese real estate/lending bubble forces general economic consensus to move from that of recovery and prosperity to a gloomier picture of a return to output contraction or more realistically, realization that we never really left the period of economic contraction sans hefty government stimulus. Although it was a while ride, much of what BoomBustBlog has alleged has come to pass in terms of the condition of global banks, global economic output, and the prospects of the companies and countries that we cover. Most sell-side economists have lowered their GDP growth outlooks to near 1% for the next quarter, and more attention is being focused on central bank officials and the idea of new stimulus measures – all pretty much in line with our prognostications throughout 2008 and 2009. The problems has been that regardless of monetary policy, new stimulus and the growing need for them markets have moved with incredible correlation and very low dispersion among stocks over the past few quarters making it very difficult to monetize the fact that we have been right all along. These recent events beg the question, "Is this the end of the Stock Picker?" and if so, then "What does this portend for the future of the investment markets when casino style gambling has returned better results than adhering to fundamentals, math and basic common sense?" "Has the Fed destroyed the fundamental investor?" Let's peruse the topic as illustrated in the mainstream financial media:
Stocks Move with the Market: CNBC
- 78% of the S&P 500 simply moves with the market and ignores underlying fundamentals
- CNBC attributes this to the rise of algorithmic trading and death of traditional stock picking, however, correlations have been higher in eras that lacked heavy algorithmic trading
Correlation Soars on S&P 500: WSJ
- Individual stock correlations to the S&P have reached their highest point since the crash of 1987
- Movements have forced fund managers from examining long term fundamentals and into quick moves into cash, treasuries, and investment grade corporate debt
The Great Global Macro Experiment, BoomBust Cycles, and the Refusal to See the Truth: Bubble Economics in the Mainstream Media
Back in September of 2007 when I was preparing to launch a hedge fund, I came up with this interesting name for a blog. It was BoomBustBlog. What made it interesting is that I can literally blog ad infinitum on the synthetically crafted booms and busts of the global economy, for the method of shepherding the economy in this day and age is actually predicated on the existence and/or creation of Booms and Busts. Of course, from my common sense perspective, one would think that the job of a central banker would be to ameliorate the effects of, and in time eliminate booms and busts... Apparently, that doesn't appear to be the flavor du jour. As a matter of fact, it appears as if central bankers are doing the exact opposite. Of course, attempting to cure a bust with a boom, or worse yet attempting to prevent a boom from busting with another boom is a recipe for disaster, and worse yet the probability of success is close to nil, yet central bankers try anyway. This leads to overt and explicit policy errors, which leads to outsized profit opportunities to those who pay attention. Enter "The Great Global Macro Experiment, Revisited", from which I will excerpt below. Please keep in mind that this article was written in October of 2008, and turned out to be quite prescient, I will annotate in bold parentheticals the portions of particularly prescient relevance. The original macro experiment piece was posted on my blog in September of 2007... For those that are interested, I plan on discussing this topic live on Bloomberg TV today: "Street Smart" with Matt Miller & Carol Massar at 3:30 pm.
JP Morgan Aids in the (Fraudulent???) Sale of Restricted Stock and Insider Stock Sales
I've been harping on banks a lot lately, so why give up a good thing. Next up, we have a "how to" manual for JP Morgan private bank salespersons to assist wealthy executives in insider trading and the liquidation and/or monetization of restricted stock. You see, this gets sticky because it very well may be against the law to put a hedging position on your restricted stock portfolio based upon non-public information. As a matter of fact, I'm pretty sure it is against the law. This is how JP Morgan presents it...
Here's More Proof of the Sheer Lunacy of the European Bank Stress Tests: Passed Banks are Already Trying to Collect on Defaulted Claims of European Nations
Much of the mainstream media has carried articles that were at least somewhat skeptical of the European bank stress tests. I think being "somewhat skeptical" is about 5 leagues below where they should be, but its a start. After all, the EU actually passed a bank that is literally insolvent. I don't want to pound on the actual insolvency of this German bank, since I already went into detail on this topic earlier, but it is imperative that my readers understand the depth and extent of the travesty (or lies) that are being promulgated in the name of "transparency". I ridiculed the basis of these stress tests last week (European Bank Investors, Don't Look Now – You've Been Hoodwinked, BamBoozled…), but now it is time to show you that these tests which assume the biggest threat to the European banking system (sovereign default or restructuring) will not occur and capriciously passes banks that not only will be hampered in the future, but are actually quite insolvent (by nearly any realistic means measurable) now, have actually proven that the risks of restructuring and/or haircuts are virtually guaranteed. This leaves the results of the stress tests a farce, at best and an insult to capitalism and common sense.
The tests assumed that there would not be a sovereign default. The tests also refused to mark "hold to maturity" inventory to market, despite the fact that said inventory may be permanently impaired. The logic? Europe will not allow a default. But how about a restructuring? And how will Europe handle more than one sovereign coming to the restructuring trough? I've already demonstrated the damage that can be done in A Comparison of Our Greek Bond Restructuring Analysis to that of Argentina.
Price of the bond that went under restructuring and was exchanged for the Par bond in 2005
Price of the bond that went under restructuring and was exchanged for the Discount bond
European Bank Investors, Don't Look Now - You've Been Hoodwinked, BamBoozled...
Personally, I consider the European bank stress tests to be a farce; an attempt to Bamboozle, Hoodwink and Dis-inform any who would be naive enough to drink the Kool-Aid - not to dissimilar from the US bank stress tests (see You've Been Bamboozled, Hoodwinked and Lied To! Here's the Proof). CNBC reports that "NO" default scenarios will be played out, which I find to be rather unrealistic since the reasons why the banks are enjoying restricted access to the capital markets is the fear of default! Think long and hard about this...
You are showing signs of HIV, and nobody wants to come near you, make love to you or lend long term to you due to the symptoms of this most unpleasant and deadly disease despite the many proclamations you have made to the contrary. You decide to set the record straight by visiting a prominent doctor to diagnose your issues and placate your associates. The doctor comes up with a prognosis, but simultaneously declares that:
- AIDS (the syndrome), and death have not and will not be considered because the doctor will not let any of his patients catch AIDS or die! Whaaatt!!!??? Does the doctor really have that much control over who catches diseases and who dies? [Analogous to refusing to even consider the potential for default on sovereign debt, as if no European country has ever defaulted before - many have, and many probably will in the future as well). This analogy actually serves us quite well for the ECB has very limited control over who gets sick and how the contagions (both financial and economic) are transmitted (see below).
- The patient will be assumed to operate between 96% and 57.8% efficiency. This is, of course, a problem if the patient truly is terminally ill, for his health should receive significantly more of a.... Well, a haircut.
- Only the patient's mucous membranes and other very short-lived tissue will be considered for examination, for the patience plans on keeping other body parts for the long term, hence they should not be affected by fluctuations by any potential illness. Yes, I know this statement doesn't make any damn sense, but then again neither does the ECB excluding hold to maturity and portfolio inventory from the stress tests either. It really doesn't matter how long you plan on holding said items, if they are permanently impaired in value, then they are permanently impaired, Right???!!! I know, we won't even consider a default scenario, but since countries do default.. If a default occurs, or more realistically a restructuring, then wouldn't longer term inventory be impaired - Permanently???!!! In the post A Comparison of Our Greek Bond Restructuring Analysis to that of Argentina I demonstrated how much damage was done to the Argentinian bond holders after their restructuring. Too bad the Argentinian investors didn't have the all-powerful ECB there to declare that restructuring and default are not part of the rules, hence not allowed. The following is the price of the bond that went under restructuring and was exchanged for the Par
MSM Newsbytes on European Banks, Adjusted for Factual Analysis, This 14th Day of July, 2010
Note: If you are on our mailing list and wish to be taken off, it is much quicker to click the "unsubscribe" link at the bottom of any mailing than it is to contact us to remove you.
I have been sounding the alarm on the Spanish banking system since January of 2009, and the Italian banks since the first quarter of this year. Now, the MSM is starting to catch up. For those who have not been reading my recent European work, I offer you The Pan-European Sovereign Debt Crisis series, for all others - read on...
From CNBC: Eleven Banks Will Fail EU Stress Tests: Strategist
Eleven banks including Germany's Commerzbank and Italy's Banco Popolare will fail the European Union's stress tests, Alessandro Roccati, director at Macquarie Securities, told CNBC Wednesday.
"We identify a handful of banks which would need more capital in a base case stress scenario; these are: all Greek banks, Bankinter, Postbank, Banco Popolare, BCP, Commerzbank and Sabadell," a report from Macquarie Securities said.
If BoomBustBlog subscribers recall, we had a very similar (if not significantly more extensive) list in our 1st quarter warning of banks exposed to the sovereign debt crisis (click here to subscribe).
The Efficacy of the EU/IMF Bailout is Waning Significantly, As Greek Yields Rise and Portuguese Ratings are Dropped
The EU and the IMF have promised a combined $1 trillion dollar bailout to assist Greece and potentially other debt laden companies in financing their opertations. The goal was to produce American-style shock and awe. The problem is they failed to attach American-style propaganda to it, hence reality is showing through the crachs. CNBC reports Moody's Cuts Portugal Rating, and as a result ECB's Trichet Wants End of Rating Agencies Oligopoly.
Moody's slashed Portugal's credit rating by two notches to A1, citing a deterioration of the country's debt ratios and weak growth prospects.
Portugal's debt-to-GDP and debt-to-revenue ratios have risen rapidly in the past two years, Anthony Thomas, vice president and senior analyst in Moody's Sovereign Risk Group, said in a statement.
The euro [EUR=X 1.2573 -0.0012 (-0.1%)] fell after the announcement and the spread between Portuguese and German 10-year government bonds widened by 4 basis points to 290 points. "The bond markets response hasn't been dramatic," Martin van Vliet, euro-zone economist at ING Bank, told CNBC.com. The downgrade came a little before a Greek auction to sell 6-month T-bills, the first since a bailout package agreed by the European Union and the International Monetary Fund in May.
Most likely because everyone knows Portugal is messed up...
Greece sold 1.625 billion euros ($2.03 billion) of 6-month instruments at a yield of 4.65 percent, up from 4.55 percent in a similar auction on April 13, according to Reuters.
So, after a $1 trillion dollar bailout announcement to drive down the costs of Greece's funding, they have to pay 10 basis points MORE than they did before the bailout! With friends like that, who needs enemies???
Greece Starts to Restructure in Real Time, Exactly As We Predicted - Rendering EU Stress Tests As Credible As Platinum Laced Frog Farts
On Wednesday, May 26th, 2010 I released "A Comparison of Our Greek Bond Restructuring Analysis to that of Argentina" in which I explicitly outlined the restructuring of Greek debt using the Argentina experience as a template (I suggested that mixture of zero coupon bonds and explicit haircuts would be utilized to re-wrap debt). During that time, many analysts and government officials at the time (and even now) said that I was totally unrealistic in expecting a Greek default or explicit restructuring (reference Greek Crisis Is Over, Region Safe", Prodi Says – I say Liar, Liar, Pants on Fire!). Well, fast forward about 60 days, and voila, guess what the hell is going on??? Zero coupon bonds! Haircuts! Where have we heard this before??? Thanks and hat tip to BoomBustBlogger Shaunsnoll, "It's no secret: Greece is restructuring debt" (via FT.com)
...consider the cost of sending lawyers and consultants – you could call them spies – to hang around Brussels and Frankfurt to assess the risk of a Greek default.
Yet simply by looking "on internet", you could find out that Greece has already started to restructure its state debts. Look at the site for the Hellenic Association of Pharmaceutical Companies (www.sfee.gr), and you will find a link to a joint press release by the Greek Ministry of Health and Social Welfare and the Ministry of Finance. On June 9, unnoticed by most in the financial world, they stated: "The [Greek state hospital system] debts of 2007, 2008, 2009 amounting to €5.36bn [£4.4bn, $6.7bn] will be settled with zero coupon bonds." The hospital debts lingering from 2007 will be paid with two-year zeros, 2008 with three-year zeros, and 2009 with four-year zeros.
There is some, actually a lot, of detail missing from the one page release, which presumably will be filled in by the legislation that will be introduced, and probably passed, to implement the restructuring. The release does say: "It is certain that the banks co-operating with the suppliers will show interest in prepaying these bonds, transforming the corporate risk undertaken on behalf of their customers – hospital suppliers – in credit risk against the Greek state, in the form of a bond which can be financed through ECB." And, according to the release: "In case suppliers settle these bonds by January 2, 2011 . . . the above 'discounts' corresponds to a total percentage of about 19 per cent."
The Hypocrisy that is Known as the Spanish Banking System
CNBC runs as a headline the usual contradictory nonsense that we come to expect from certain heads of state. It would be funny if it didn't portend such dire consequences. The Spanish banks, just last week, were declared to be some of the healthiest in Europe (spoken with my fingers crossed behind my back, wry smile and spittle dripping from the side of my mouth). Of course, Banco Santadar and BBVA shares rocketed on the news that they are no longer insolvent and that the Spanish housing market pauses no threat.
CNBC Trader Talk Blog — Pisani: Spain Bank Aces Stress Test — CNBC ...
Europe mostly flat (Greece up 2.3 percent), euro behaving, U.S. futures were calm ahead of the quadruple witching expiration. Spanish bank Banco Santander is up 1 percent on several pieces of news:
1) a spokesman for Spain's Prime Minister remarked that the Spanish bank performed strongly during the recent stress tests, saying the bank had "one of the best" results. The Committee of European Banking Supervisors is expected to provide details of the results in the coming weeks.they have the best ranking so far in a European bank stress tests, according to a Spanish government source; not clear when the full results of those tests will be published.
2) the bank also confirmed they have made an offer for 318 British branches of Royal Bank of Scotland.
They already have a strong presence in the UK. Santander's vice-chairman caused a small stir yesterday when he said they were talking with M&T Bank, based in Buffalo, NY, about possibly merging its U.S. operations with them.
But all of a sudden the banks in Spain get pissed off when the ECB declares it no longer wants to play the Pan-European subprime lender role: Spanish Banks Rage at End of ECB Offer
Spanish banks have been lobbying the European Central Bank to act to ease the systemic fallout from the expiry of a 442 billion euros ($542 billion) funding program this week, accusing the central bank of "absurd" behavior in not renewing the scheme. On Thursday, the clock runs out on the ECB financing program – the largest amount ever lent in a single liquidity operation by the central bank – under the terms of the one-year special liquidity facility launched last summer. One senior bank executive said: "Any central bank has to have the obligation to supply liquidity. But this is not the policy of the ECB. We are fighting them every day on this. It's absurd."
Another top director said: "The ECB's policy is that they don't want to provide maturity of more than three months. But they have to adapt." Banks across the euro zone, but in Spain in particular, have found it hard in recent weeks to secure liquid funding in the commercial markets, with inter-bank funding virtually non-existent. The 442 billion euro ECB facility, which charges interest at a rate of 1 percent, is not set to be renewed, something that banks in Spain and elsewhere in Europe say ignores current commercial realities. A special offer of six-day liquidity will tide banks over until the following week's regular offer of seven-day funds. On Wednesday, the ECB will also be offering unlimited three month liquidity, and further offers of three-month liquidity will keep banks going until at least the end of the year. "The system is just not working," agrees Simon Samuels, banks analyst at Barclays Capital in London. "We're approaching the third year of liquidity support and still the market cannot survive unaided."
BarCap estimates that at least 150 billion euros of the ECB funding that is maturing will not be rolled over into shorter-term three-month schemes, forcing banks to shrink their own lending. Spain's banks have been among the hardest hit by the faltering confidence in the euro zone economies in recent months following problems with the country's smaller savings banks, or cajas. The bigger commercial banks, led by Santander and BBVA, feel unfairly tarred.
Yeah, right. "Unfairly Tarred"!!! I've been warning about the Spanish Banks since January or 2009. Now that the chickens have come home to roost, they are screaming "unfairly tarred"??? How about (chicken roosting) feathered and tarred!
As We Have Warned, the Fissures Are Widening in the Spanish Banking System Monday, May 24th, 2010
I have made our position on Spain clear through a complete forensic review of the state's finances for subscribers: Spain public finances projections_033010. An excerpt from this subscription document (subscribers, reference page 2) shows the euphoric, yet highly unrealistic optimism upon which Spain has built its fiscal austerity projections.


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A home invasion in San Francisco's Bayview District had a slightly-sweet, smoky finish.
The sauce.
A 31-year-old woman reported to police that home invaders squirted her with barbecue sauce, according to the San Francisco Examiner.
The woman was at home watching television in the unit block of Cameron Way at 8:30 a.m. Saturday when she "heard a noise," the newspaper reported.
Three men she did not know were in her apartment. They fled, but while doing so, one grabbed a "bottle of barbecue sauce and poured it on the victim," the newspaper reported.
Nothing other than the sauce was disturbed during the break-in.
No arrests had been made as of Monday.
Copyright FREEL - NBC Local Media

subset: commoncrawl


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Presenting at PhoneGap Day EU 2017
posted in: Announcements, Cordova / PhoneGap, News, Presentations | 0
In case you haven't heard, [PhoneGap Day EU 2017 in Amsterdam](http://pgday.phonegap.com/eu2017/) will be running May 18 and 19, and there's going to be lots of great content and workshops. Thanks to the PhoneGap team, I'll be presenting again this year, and will also be part of a workshop on plugins. I hope to see you all there!
Oh, you want a sneak peak?


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- Room to spread out:
In a 10m with the same size and layout, the raid has lots more room to spread out to avoid splash damage abilities. 25m raids, with more players, have to squeeze in more tightly, or stack more raid healers to handle the damage. An option on balancing this is to reduce the available size of a room (even in as simple a way as putting a deadly moat of doom encircling the playing field on 10) or to increase the radius (or growth rate) of splash effects. It is likely that Blizzard has already implemented things like increasing damage in other areas to balance out the "spread" mechanics in WotLK; as it is, most 10-mans cannot spread out to fill all of the available space, due to the limited range of AoE heals. This one is a relatively easy fix compared to the others.
There are, on the flip side, mechanics that punish having a smaller raid size, notably mechanics such as heroic blood prince: orbs spawning around the room to reach and dps down, flame orbs to physically tag before they annihilate a player, and a penalty to moving, all combined with the need to spread out from shock vortexes. While a larger raid could spread out initially and move very little while still covering those needs, a 10-man needs to reshuffle itself constantly during the fight to make sure orbs are reached and flame orbs are lessened, while the movement can also kill them and they must maintain a certain distance from each other.
There is one big concern with trying to spread out in a ten-man raid: AoE healing. This is the single largest limiting factor in how far a 10-man raid can make use of a room, as the vast majority of "spread out" mechanics also incorporate raid-wide damage. For example, on Putricide, we have to group the raid together to soak green ooze explosions and AoE heal, reshuffling frequently around slime pools and goo, rather than spreading out as wide as there is physical space. Lana'thel must be organized in as close proximity as possible to each other to maximize AoE healing, for sake of survival. With fewer healers and those healers needing to both raid heal and tank heal together, AoE healing does not allow a 10-man to spread out to use all available room space.
- Class abilities available:
10m raids simply have less room to fit in the full variety of class-specific abilities and cooldowns available, including battle resses and types of tank-saving cooldowns. Alternatively, one battle res in 10m brings back a relative 2.5 of the raid in 25m, and though you have more room in the raid for more battle resses, the devs have considered putting a tied cooldown on a raid's battle resses. Blizzard is already working on addressing this in terms of "herolust" (blame Rahana for the term) by granting mages a similar ability, but the simple fact is that some classes are better in certain mechanics than others. For example, heroic marrowgar and heroic sindragosa favor stacking resto druids due to their high mobility: a ten-man raid without a resto druid (or two) will be much harder pressed to get that fight down. Valithria, meanwhile, favors healing classes other than resto druids.
- Impact of a disconnect or death:
1 player down in a 10m is the same as, by numbers, loosing 2.5 players in a 25m. 2 people down? You just lost a whole party in a 25. Did 5 players just jump ship after killing Toravon in your VoA? You can probably still kill Koralon in a 25, but in 10-man, you're out of luck. Did your hunter just take a swim in the pool of poison? Less of a problem on a 25-man than a 10. Did your MT just disconnect and get a defile on them? That will probably wipe either raid size: better hope their character despawns before it gets too big. A healer get bugged out on the teleporter pad (unable to leave the pad) and not notice until the Lich King is engaged? You might be able to get through P3 without them on 10 after they're destroyed by the aoe in the transition, let's hope they don't get a defile in P2. (...yes, all of these have happened to my raid before. Scary, isn't it?)
While many of these things are dependent upon WHO they happen to (loosing one of 2-3 tanks in a 25 man can be just as devastating as in a ten), the overall loss of dps or healing from a death is magnified by the relative raid size in a ten-man.
- Healer/Tank/Raid ratio:
The relative tank/healer/total-raid-size ratio is different for each raid size. Currently, 10s run either a 1/1/5 or 1/1.5/5 ratio (2-3 healers); 25-mans run between a 0.4/1/5 to 0.12/1.4/5 ratio (2-3 tanks, 5-7 healers). Simply put, there are more available healers than tanks in 25-man raid, allowing for more focused tank-healing without the tank's healer having to worry about raid-healing at the same time. 2 healers in a 10-man with two tanks each have a tank to heal AND the rest of the raid, while those same players in a 25 will have the raid-healing job taken over by 3-4 other players, with split attention being granted to also help them with the tanks (hots, bubbles, cooldowns, etc).
Why does this matter? Well, when gear and raid buffs are homogenized in Cataclysm, the tanks should, in most cases, have the same health pool regardless of their raid size. Damage from the boss will have to be balanced with consideration towards how many healers (in terms of HpS) will have their sole attention on the tank... and to some extent, how many raw healers there are in the raid who have tank-saving cooldowns available to help out in emergencies. Otherwise, if it's the same damage to match the same tank stats, then having more healers available to help that tank in the 25-man (or even just having the complete focus of one healer who doesn't have to OT or raid heal as well) will make it seem easier than in the 10-man. Similarly, designing the boss to do more damage in the 25 (to counteract the higher concentration of healers and cooldowns) will make the tank seem squishier than in the 10, and run a higher risk of a tank being one-shot in the 25 when they could've taken the hit in a 10.
There are other ways to counter this, however: the 25 could require more concurrent tanks (be it by adds or damage-sharing links like Lana'thel/Marrowgar), or adds may do more damage in a 25 than in a ten (requiring more attention from the 25-healer and letting the ten do raid heals in conjunction with healing the add tank), or raid damage could be made more avoidable in the ten, freeing up the "raid healing" to allow those healers to focus on their tanks while keeping the raid healers busy in the 25.
- Dualspecs and Raid Flexibility:
Simply put for 10's, there are fights where you want 2 healers, and some where you want 3, and the difference between them is like night and day when it comes to your raid's dps, as compared to a 25's choice of 5 vs 6 healers. Most fights you want 2 tanks; sometimes you want one tank and an extremely durable DPSer (see my sindragosa first kill! go go offspec kitty-bear "tank."). Some fights simply call for a certain class' niche abilities over another, forcing a DPSer and a tank or healer to swap roles with each other.
This impacts not only your recruitment (looking for specific hybrid classes), but also puts much more pressure on dualspecs and cross-spec skill: you need to know how to play your offspec and keep it geared, as each individual hybrid-class player is much more likely to get called upon to swap their specs than they are in a 25man. Some few players in 25s will swap regularly as well, but it is unlikely that most of them will, simply because their specific dualspec class is more likely to be already covered by a mainspec player. Can a 10m instance be balanced to assume that it is packed with dual-spec-savvy players to fit the specific needs of an encounter? Is this fair to pure dps classes, who may be left out of a 10m raid in favor of a hybrid with dualspec due to varying boss mechanics and a wish for raid flexibility, such as ignoring a rogue in favor of the shaman/paladin/kitty/DK/warrior hybrids who could heal or tank in a pinch?
Even with all of these balancing difficulties the developers face (and probably others I haven't yet considered), they seem to believe they can balance the raid difficulties to make them equal. They've had to do so already, with the further wrench of item-levels to consider; in some cases a 10m version is easier (aside gear level) than a 25m, and in others, the 10m has been more difficult (the most obvious of these is OS3D).
Will it always be equal? No. Will they try their best to make it as equal as possible? I certainly believe so. Will 10m sometimes be harder, and will 25m sometimes be harder? Probably; my hope is that in the balancing, they will balance out the relative difficulty across the instance, even if they can't get the specific boss fight exactly the same difficulty.


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How does it feel to be part of the legacy of The Brady Bunch?
How did you get cast in The Brady Bunch?
How did you get cast in The Mutant Ninja Turtles movies?
What was it like to be on The Mary Tyler Moore Show?
How did your parents prepare you for the unpredictable nature of show business?
How did you avoid the "child-star gone bad" cliché that befalls so many kid actors?
How did you break into the entertainment industry as a child?
How did you make the transition to voice over acting?
What is the biggest myth about voice over acting?
What was it like to produce your first feature film, Stump The Band?
What was it like to be famous at such a young age?
What advice do you have for young actors regarding the "business" of Hollywood?
Did you ever go through a phase of distancing yourself from The Brady Bunch?
What is your relationship to your fans these days?
What value do you get from teaching voice over?
What are the biggest mistakes the parents of a child actor can make?
Patrick Francis
Peter Hyoguchi
FILM: Iron Eagle, Teenage Mutant Ninja Turtles, Balto, Final Fantasy X-2, Stump the Band
TV: "The Brady Bunch", "The Bionic Woman", "What's Happening!!", "Mary Tyler Moore", "Galactica 1980", "Simon & Simon", "CHiPs", "Trapper John, M.D.", "Knight Rider", "Batman: The Animated Series", "Naruto"
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Mary Tyler Moore first theme song 1970
Galactica 1980
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La Famille Brady
Big John, Little John Themes
Teenage Mutant Ninja Turtles
Teenage Mutant Ninja Turtles II - Beginning Fight Scene
Bionic Woman - Kill Oscar
Knight Rider
Broken Hearts


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2015 Ford Mustang - Rebooting The Legend
Half a century on, Ford recalibrates the ponycar for the 21st century
How do you update an icon? Carefully. Very carefully. With 50 years of history behind it, the Mustang has a tremendous legacy—and a fair bit of baggage, too. With the most recent reset of the vehicle that invented the ponycar category, Ford engineers had a tough job on their hands: making the latest Mustang both fresh and familiar at the same time.
Now entering its sixth design generation, the Mustang is a tightly defined package. Buyers have come to know exactly what they want over these past five decades, and the designers can't stray too far and disappoint them. So not surprisingly, even though the latest Mustang rides on an all-new S550 platform, the wheelbase is exactly the same as the old S197 chassis at 107.1 inches. The Mustang formula—long hood, short deck, 2+2 seating, space for V-8 power, tires, and brakes—defines the major hard points. To a surprising extent, the Mustang now designs itself.
Of course, the biggest change for the Mustang in 2015 is the new independent rear suspension. After all these years, the traditional live axle has finally been retired, replaced with a new Integral Link system with coil springs and aluminum lower H-arms. The Mustang is now on the same page as the rest of the world in ride and handling quality, finally, but that's not the half of it. With no bulky live axle gobbling up vertical travel in bump, the floorpan could be lowered, increasing the available cabin volume. This, in turn, allowed the stylists to lower the roofline a dramatic 1.6 inches and push back the A-pillar 1.2 inches, lengthening the hood an equal amount. The Mustang's visual essence—the special mix of elements and proportions that make a Mustang look like a Mustang—was enhanced.
While the overall profile is now noticeably sleeker, the changes in the Mustang's exterior details are subtle. Essentially, designers took the current EVOS/One Ford corporate design language, including the trapezoidal grille and other cues, and stretched it over the classic Mustang form. If the design goals were to create a pleasing design that couldn't possibly be mistaken for anything but a) a Ford and b) a Mustang, even in a rainstorm at midnight, mission accomplished.
Today, ponycars are also muscle cars, and engines are key ingredients. So far, three available powerplants have been announced, and each one offers 300 hp or better. Standard is the 3.7L V-6 that was brand-new in 2011. With twin-cams, four-valve heads, and variable cam timing, this piece is rated at 300 hp at 6,500 rpm. The standard V-6 illustrates how spoiled we've all become by current engine technology. Remember when the '79 Mustang V-8 boasted all of 140 hp?
The Mustang GT's standard V-8, the one rodders like to call the Coyote, has been tuned up for 2015. The upgrades include larger intake and exhaust valves, better-flowing cylinder heads and intake manifold, and revised cam lobe profiles. Final output figures are yet to be announced, but Ford engineers assured us that the revamped Coyote will make "significantly better" numbers than the current package, which is rated at 420 hp at 6,500 rpm and 390 lb-ft at 4,250 rpm. Boss and supercharged Shelby engines with even greater power are expected at some point down the road.
Of course, the newest item in the 2015 engine lineup is the 2.3L EcoBoost, a turbocharged, intercooled inline-four with a projected output of more than 305 hp and better than 300 lb-ft of torque. One of the most advanced engines ever produced by Ford, the Mustang EcoBoost features a die-cast aluminum block, integral piston squirters, a balance shaft, direct injection, and a DOHC four-valve head with twin-independent variable camshaft phasers. The twin-scroll turbocharger, a first for Ford in a production automobile, provides quicker torque delivery and reduced throttle lag.
While some may be surprised, this isn't the first turbo four Ford has offered in a Mustang. Hard-core Blue Oval people will recall the '84-86 Mustang SVO, which produced up to 205 hp. Naturally, Ford has advanced its turbocharger expertise a fair distance since then. The EcoBoost delivers a third more power with the same 2.3L displacement, and promises considerably better driveability. Buyers who opt for the EcoBoost can expect to pay a $1,000 premium over the base V-6, but will gain improved fuel economy. EPA mileage ratings, however, have not yet been released.
The V-6 and EcoBoost I4 are both calibrated to run on 87-octane (R+M/2) regular gasoline, while the Coyote V-8 prefers 91-octane premium for best performance. All three engines are offered with the buyer's choice of Getrag six-speed manual gearbox (with standard hill-holding function) or the Ford SelectShift six-speed automatic transmission, which includes steering wheelmounted paddle shifters as standard. Ford and General Motors are currently working on a joint venture to produce a 10-speed automatic, but the result of that effort is still a few years down the road.
One point that's drawn considerable interest and some skepticism: While the final specifications have not yet been released, Ford sources confidently say the new car will be at least 200 pounds lighter than the current Mustang. How that could be accomplished has a few observers scratching their heads. How can a vehicle cover the same footprint, include additional safety and convenience features, not to mention bigger wheels, tires, and brakes, and still come in 200 pounds under the previous model? (For reference, the 2014 curb weight is 3,618 pounds.) This is a feat that bears watching, and we'll stay tuned. The '15 Mustang arrives in showrooms in the fourth quarter of 2014!
By The Numbers 2015 Ford Mustang
|unitized welded steel body, aluminum hood, and front fenders
|Body styles:
|fastback and convertible
|Final assembly:
|Flat Rock, Michigan
|rear-wheel drive with limited-slip differential
|aluminum block and heads (all types)
|Intake manifold:
|composite shell welded with runner pack
|3.7L Ti-VCT (V-6)
|2.3L EcoBoost (I4)
|5.0L Ti-VCT (V-8)
|Bore x stroke:
|3.76 x 3.41 inches
|3.45 x 3.7 inches
|3.63 x 3.65 inches
|227 ci
|140 ci
|302 ci
|300 at 6,500 rpm
|+305 at 5,500 rpm
|+420 at 6,500 rpm
|270 lb-ft at 4,000 rpm
|+300 lb-ft at 2,500-4,500 rpm
|+390 lb-ft at 4,250 rpm
|regular 87 octane
|regular 87 octane
|premium 91 octane
|Fuel capacity:
|16 gallons
|15.5 gallons
|16 gallons
|Fuel delivery:
|sequential multiport
|direct injection
|sequential multiport
|Oil capacity:
|6 quarts 5W-20
|6 quarts 5W-30
|8 quarts 5W-20
Standard Six-Speed Manual With Hill Start Assist:
|Gear ratios:
|3.7L Ti-VCT (V-6):
|2.3L EcoBoost (I4):
|5.0L Ti-VCT (V-8):
|Final drive:
|3.15:1 (3.55:1 opt. )
|3.15:1 (3.31:1, 3.55:1 opt. )
|3.15:1 (3.55:1, 3.73:1 opt. )
Optional Six-Speed Automatic With Paddle Shifters:
|Gear ratios:
|4.17 (First), 2.34 (Second), 1.52 (Third), 1.14 (Fourth), 0.87 (Fifth), 0.69 (Sixth)
|Final drive:
|double ball-joint independent MacPherson strut and tubular stabilizer bar
|integral-link independent with coil springs, solid stabilizer bar, and twin- or mono-tube dampers (application-specific)
|electric power-assisted steering with rack-and-pinion gear, 16:1 ratio
|Turning circle:
|36.5 feet (17-inch wheels), 37.8 feet (18- and 19-inch wheels), 40.0 feet (20-inch wheels)
|Engine type:
|3.7L Ti-VCT (V-6):
|2.3-liter EcoBoost (I4):
|5.0L Ti-VCT (V-8):
|four-wheel power disc brakes with four-sensor, four-channel antilock braking system and AdvanceTrac electronic stability control
|four-wheel power disc brakes with four-sensor, four-channel antilock braking system and AdvanceTrac electronic stability control
|four-wheel power disc brakes with four-sensor, four-channel antilock braking system and AdvanceTrac electronic stability control
|320 (12.6 inches) x 30mm vented discs, twin-piston 43mm floating aluminum calipers
|320 (12.6 inches) x 30mm vented discs, twin-piston 43mm floating aluminum calipers; performance package: 352 (13.9 inches) x 32mm vented discs, four-piston 46-mm fixed aluminum calipers
|352 (13.9 inches) x 32mm vented discs, four-piston 46mm fixed aluminum calipers; performance package: 380 (15.0 inches) x 34mm vented discs, six-piston 36mm fixed aluminum calipers
|320 (12.6 inches) x 12mm solid discs, single-piston 45mm floating aluminum calipers, integral parking brake
|320 (12.6 inches) x 12mm solid discs, single-piston 45mm floating aluminum calipers, integral parking brake; performance package: 330 (13.0 inches) x 25mm vented discs, single-piston 45mm floating iron calipers, integral parking brake
|330 (13.0 inches) x 25mm vented discs, single-piston 45mm floating iron calipers, integral parking brake; performance package: 330 (13.0 inches) x 25mm vented discs, single-piston 45mm floating iron calipers, integral parking brake
|Engine type:
|3.7L Ti-VCT (V-6):
|2.3L EcoBoost (I4):
|5.0L Ti-VCT (V8):
|17x7.5 235/55R
|17x7.5 235/55R
|18x8.0 235/50R
|18x8.0 235/50R
|18x8.0 235/50R, 19x8.5 255/40R, 20x9.0 265/35R, 19x9.0 255/40R
|19x8.5 255/40R, 20x9.0 265/35R; performance package: 19x9.0 255/40R (front), 19x9.5 275/40R (rear)
Dimensions Fastback/Convertible (inches)
|Overall length:
|Overall width:
|Overall height:
|62.3 (front) 64.9 (rear) / 62.3 (front), 64.9 (rear)
|Seating capacity:
|Front headroom:
|Front legroom, maximum:
|Front shoulder room:
|Front hip room:
|Rear headroom:
|Rear legroom:
|Rear shoulder room:
|Rear hip room:
|Passenger volume:
|84.5 ft/80.8 ft
|Cargo volume:
|13.5 ft/11.4 ft
|Curb weight (equal or less than):
|3,301 pounds (V-6), 3,418 pounds (V-8), 3,430 pounds (V-6 conv. ), 3,535 pounds (V-8 conv. )


text:
New Treatments Give Hope to Babies With Heart Defects
Pediatric surgeons at two of the country's top hospitals are developing new treatments that could dramatically improve the survival rates of babies born with congenital heart defects. WSJ's Ron Winslow and Mayo Clinic physician Tim Nelson explain on Lunch Break. Photo: Getty Images.
This transcript has been automatically generated and may not be 100% accurate.
... I ... he ... served as a tool of the country's top hospitals in developing new treatments that can significantly improve ... survival for babies with one of its most challenging ... part the next join me now the de tails ... I said it's a health and science deputy beer chief Ron Winslow ... and Doctor Sen Nelson of the Mayo clinic on ... over to you first I describe these heart defects of these babies are born with and was in the traditional treatment and the traditional approach ... also the Missouri babies withdrew their about a thousand babies in the U S born each year were ... essentially half of her ... the lack of fully developed life difficult ... in the left side of the artists of sets the mood to compromise ... his most recent report card is the main pumping chamber ... and ... so it delivers the blog ... to quote from the heart to rest the body ... over the past three decades surgeons to develop three ... three ... stop surgical open heart surgeries ... go to about age three or four ... that ... enabled the right ventricle ... to take over from laughing and basic perform the function of the left is the view that ... the that that does have some ... significant drawbacks ... it's often not the phone because my cousin who ... is actually designed only to deliver what belongs which is kind of a low pressure ... operation ... and reluctant to cool off and BUD is much more hard work so ... in many cases ... on the Street years ... ago ... durable enough ... as the basis of the dogs are not that they don't survive the lead in the heart failure of new tunes ... Dr Nelson tell us about the Mayo clinic's our research and that inpatient pilot trial you are doing and what it involves out with stem cells ... thank you so indeed there are three surgeries their standard of care are ... routinely being done here in Oakland and cross country ... but eventually the stupid and senior transport and so this condition clinical trial ... is really focusing for the first line with guidance the FDA ... to deliver stem cells to try to make the right heart bigger better and stronger ... and so are you doing that by starting with the umbilical cord blood that's Clapton ... at the time of earth with this diagnosis creatively ... and they have the first or treating we process the cells and at the time of their sentence or are they going procedure ... when we reviewed delivering the stem cells to try to make the right are ... they are better and stronger ... and the Bronte using stem cells another approach being taught of Boston Sean hospital and this I'm saying is a very simple terms that they're almost trying to get the left ventricle to to to to grow to ... grow for his act is that what they're doing essentially ICE for at that rate to ... what happens in this birth defect is that blood flows essentially ... shut off or what is so limited to the left then Travolta did ... after fees ... we go to the gym to workout the Wonder muscle store and ... if we win our muscles go ... with ... did um don't know the the bright idea to get a week it's a little guide this is the simple idea that the beer they can ... get blood to flow through a ventricle of its compromise and stunted growth to be ... at birth ... that maybe they can coax it to grow ... and ... this is the ten year project that very carefully selected on it it's good for dissipated ... aam but so far about a third of them ... have actually been able to ... transfer from a single ventricle that was part of the legal procedures ... are now living with both and dysfunction and they did they they do this a sign of prenatal Sterman a female what it can start a new prenatal but keep them in the three surgeries are ... done after birth but ... in a few cases they can try the open of elves and clear some of the obstructions ... Group Real procedure that helps ... give blood flow into the ventricle ... of you know when you grow by Ron Winslow more in The Wall Street else Pursell section tomorrow thanks Journal section tomorrow thanks be with the stock Nelson appreciate you being with us is well thank so much ...


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If you're reading this you more than likely take Precollege classes at FIT, or are considering it. With this, we all have one thing in common (other than the obvious), which is that we have to go to high school five days a week as well. As we all know, high school is not a breeze and is extremely stressful most of the time. After being in Precollege classes for three semesters and having experienced the hassle of completing a report for FIT due on Saturday and trying to study for the 2 tests, a quiz and powerpoint due for regular school on Friday, it can be alot. So, here are the things I do to try to balance the two:
- Set a day during the week to dedicate your time to do FIT work, for me, I choose Fridays. I just feel like Friday is a good day because I don't have to worry about high school work since I have all weekend to do it. Just don't leave all your work for one Friday! Span it over a few Fridays,
- Use your class time. If you're falling a little behind on, say, your mood board, then maybe consider staying back on your 20 min break to catch up. Sacrifices. Sacrifices.
- Have fun while you're doing your work for FIT! You're at FIT for a reason, and you probably like what you're doing so in the end, work shouldn't seem like work!
Hopefully those tips helped! I know I will be using my own tips with two different projects due in two weeks for both my FIT classes. This week in my merchandising class we went down to the library and got a look at the Vogues and Harper Bazaars from as late as the 1900's for our decades project. I have to say, they were pretty cool to look at.
My professor even extended our project due date a week so that we have another week to look at the archives again because we didn't have enough time to get through all the ones we wanted! I'll be sure to share my projects with you guys when I'm done.
Fashionably Truly,


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Fuel-Tank Manufacturer Clears the Haze
As one of the nation's leading manufacturers and suppliers of OEM and aftermarket diesel-fuel tanks, Cleveland Tank & Supply operates a busy shop floor to keep up with customer demands and its "immediate shipment" promise. The company occupies a 33,000-sq. ft. facility near Cleveland, OH. In any given week, its workforce of less than 50 employees produces tanks to fit various makes of vehicles, oil fields, specialty equipment and trailers, as well as tanks designed for specific custom applications.
The manufacturing process for standard, in-stock products, as well as for tanks custom designed to customer specifications, involves plasma cutting and welding. Cleveland Tank's shop floor—which encompasses nearly 17,500 sq. ft. of space—features a high-definition plasma cutting station, some 10 gas-metal- and gas-tungsten-arc-welding booths for steel and aluminum products (roughly 250 to 300 tanks per week), and a welding booth dedicated to production of stainless-steel tanks.
In any given week, the workforce at Cleveland Tank & Supply produces tanks to fit various makes of vehicles, oil fields, specialty equipment and trailers, as well as tanks designed for specific custom applications.
This heavy, constant production boils down to one thing—a lot of welding. And with all of that welding comes the potential for weld fume in the various production areas.
"Everything we build gets welded," notes operations manager David Wilson. "Depending on the application and material used, we can easily weld 10 tanks per day per booth. We generate fume all day long."
Clearing the Haze
The company took a three-fold approach to reducing haze and improving overall air quality on the shop floor. First, it installed a free-standing fume-extraction system that reduces the overall concentration of welding fume on the floor. Both Wilson and Rich Ferris, the company's vice president and general manager, note that the company initially looked at fume-extraction systems that have arms extending to individual welding booths. However, they decided that the facility would be best served with a system that provided comprehensive protection for the entire shop floor. They started investigating options by talking with some 10 different vendors.
When they heard about The Circulator fume-exhaust system from Lincoln Electric, they were intrigued, Ferris says. This standalone system uses continuous filtration and airflow to extract and filter welding fume released during the most common welding and fabrication processes. It supplements natural, draft ventilation or forced ventilation through the roof and wall fans, if necessary. For Wilson and Ferris, the system made the most sense for Cleveland Tank's needs.
"There used to be a haze overhead throughout the whole facility, and to mitigate that we would have to run exhaust fans all year, even in the winter," says Wilson. "This made it pretty cold in the work areas. Now, using the Circulator, we rarely if ever need to run those fans."
Extinguishing Sparks from Plasma Cutting
Next, Wilson and Ferris focused on the firm's high-definition plasma table, which generates dust, fumes and potentially hazardous sparks. Cleveland Tank employs the table for cutting as many as 300 aluminum and stainless-steel sheets per day, ranging in size from 36 by 96 to 72 by 120 in.
The downdraft table in the stainless-steel weld booth has made notable improvements to the booth's air quality, driving hexavalent chromium levels to 100 times lower than the specified limit.
The goal: Eradicate the fume and particulate matter in this work zone, in light of the high production and the materials used; and employ a fume-extraction solution that could stop sparks created during the cutting process from entering the extraction system's filter.
"We wanted to ensure that the system would suck up everything that burns on the table and pose no filter fire risk," Ferris says.
The answer? Lincoln Electric's Spark Guardian, part of its Guardian fire-safety solution for fume-control systems. This system, working in tandem with The Circulator, efficiently prevents sparks from passing through, and on to, the extraction filter's system. It also serves as an inline pre-separator that reduces dust load in the connected system.
"It has exceeded our expectations," Ferris says. "Because we can use it with our comprehensive fume-extraction system, we have been able to cut stainless steel on the table. That's something that would be unheard of if we hadn't put these fume-extraction measures into place."
Mitigating the Threat of Hexavalent Chromium
As Cleveland Tank officials were formulating their air-quality improvement measures, they also knew from the start of the process that they wanted to install extraction measures in the shop's stainless-steel welding booth. Welders in this booth fabricate as many as five stainless-steel tanks per week, as well as stainless-steel straps and brackets.
"While developing our specification plan for this particular area, we discovered that our levels of hexavalent chromium were 1.5 times over the allowed limit," Ferris says. "That discovery gave us even greater incentive to select the best available system and get it up and running quickly."
The company ultimately specified Lincoln Electric's DownFlex downdraft table, a dual-purpose workbench and extraction unit designed specifically to remove weld fume at the source—a must for the regulations governing stainless-steel welding. The addition of this unit made notable improvements to the booth's air quality."The air is so much cleaner in the booth," says welder Mike McAvoy. "It's definitely noticeable."
Furthermore, since installing the downdraft table in the stainless-steel booth, hexavalent chromium levels have shrunk to 100 times lower than the specified limit.
"The remediation has been phenomenal," Ferris notes, adding that all three installed fume-extraction solutions have produced significant increases in air quality throughout the manufacturing facility. MFArticle provided by Lincoln Electric, Cleveland, OH: 216/481-8800; www.lincolnelectric.com.
See also: Lincoln Electric Co.
Related Enterprise Zones: Welding


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Spanish Revival
The Spanish Revival Style was a United States stylistic movement that came about in the early 20th century, starting in California and Florida as a regional expression related to history, environment, and nostalgia. The Spanish Revival movement was also influenced by the opening of the Panama Canal and the overwhelming success of the novel Ramona set in Alta California. Based on the Spanish Colonial architecture from the Spanish colonization of the Americas, the Spanish Revival style updated these forms and detailing for a new century and culture. The Spanish Revival movement enjoyed its greatest popularity between 1915 and 1931. We carry a great selection of furniture, lighting and ironwork as well as other decorative objects from the era.


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HOW DO YOU HIKE? Hiking has one of the lowest barriers for entry of any sporting or leisure-time pursuit. All you need is a sturdy pair of shoes, a bottle of water, and a short and easy trail for your first time out and -- zoom! -- you're off. As you get more into the activity, you may add things on: A gnarly-looking walking stick, a tool belt to hold your sunblock and phone, a hat, a change of socks, guidebooks, maps, and a desire to try longer and harder trails. It is, in short, the perfect add-on-to activity, something that can be as spare or as ornate as you wish (most people, of course, lean spare, what with hiking taking place in nature and all). But what of the group hike? Not just a group of your friends, but people heading out into the same direction as you? It's yet another component to explore, and a good one, too, if you're finding that low barrier just a tad too high. The plan is mapped out for you, and there are people to guide the group, and more camaraderie to enjoy. Oh, and what a surprise: Our state's own beloved Yosemite National Park boasts a number of group hikes going over the summer season, including one with glorious views from Glacier Point.
TAKE YOUR PICK: Each hike is broken down into length-of-time, distance, and cost. One involves biking as well as hiking, and the Adventure Hike heads from Glacier Point to Yosemite Valley via the Panorama Trail (that's an eight-hour day and six to eight miles, so you want to make sure you're ready). The Discovery Hikes are described as "relaxed" so perhaps that's a good beginning point for the beginner. Wouldn't you love to work up to that Glacier Point one, though? An epic trundle down into the valley has to shake off a lot of those weekday blues, one imagines. Have a look, though, and find a hike that suits your speed.


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Filter events
BookLink Coffee Club
Mount Cook
Tuesday, 14 June 2016, 10:30 am - 12:00 pm
There will be a BookLink coffee club on the second Tuesday of every month at Braille House in Wellington.
If you are an existing BookLink user, or would like to become a user and have an Apple device, we would love you to attend.
When: Coffee and biscuits at 10.30am, then discussion about books and BookLink at 11am.
Where: Blind Foundation Wellington, Keller Room.
Maximum of ten attendees. Please email Frances Watling if you are interested in attending.
Loading Map....
Blind Foundation Wellington – Braille House
121 Adelaide Road
Mount Cook
121 Adelaide Road
Mount Cook


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Welcome Back
In today's post I will be reviewing;
Product Details
- Manufacturer/Brand; Winsor and Newton
- Item number; 6679247
- RRP at time of writing: £5
Reason For Buying
Needed a hard backed sketchbook, I wanted a wire binding as I find it hard to hold open the sewn bound books when on location. especially if it is a windy day!
- A5; 14.8 cm x 21.0 cm.
- 50 sheets
- 170 gsm/ 80 lb weight paper
- Heavy weight paper; good for pencil, ink, pen & ink and light washes of watercolour
- Acid free
- Great size, portable without being too bulky or heavy
- Wire bound means you can fold extra pages out-of-the-way
- Super smooth paper
- Lovely for sketching, drawing and light washes of watercolour.
Not got any, this is my favorite sketchbook for location sketching.
Build Quality
Superb! Wipe clean cover, sturdy, robust and not too heavy. Have had mine years and it's still in great condition.
Value for Money
Would I buy it Again?
Yes! Highly recommended for sketching.
Summing up
I love everything about this sketchbook. I can fold it back on itself so only have the page I'm working on, to hold onto. The hard covers are especially good for field trips if you don't want to carry a board with you. This sketchbook has a superb surface to create onto. Pencil and ink glide over the surface. You can watercolour onto it without much page warping, if you don't put much water on. Perfect too for watercolour pencils.
- Winsor & Newton Manufacturers website. This links to UK site, but there are links off to other countries sites from here too.
- A5 Hard Back Sketch Book (Wire-O) – 6679234 Mine says 6679247 on it, but its YEARS old, so their numbers may have changed.
- Wire bound sketch book in various sizes including A5
Best wishes and thanks for reading, see you soon
Billie 🙂


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Cuba (CHS) Class of 2007 Alumni List
Help us Update the Cuba 2007 Class List by adding any names missing from the list below:
Registered Alumni
2007 Class List
- Alison Brumitt
- Jesse England
- Brandi Nepsa
- Fabio Paccola
- Robert Pinnell
- Brittany Swofford Pruitt
- Jeremy Sanders
- Matt Wagner
- Matthew Wagner
Know Cuba Class of 2007 graduates that are NOT on this List? Help us Update the 2007 Class List by adding missing names.
The top movie in theaters during 2007 was Spider-Man 3, grossing over $336,530,303 in its lifetime. The most popular television series for 2007 was American Idol
Reunions and Cuba High School News
More 2007 alumni from Cuba HS Cuba, MO have posted profiles on Classmates.com®. Click here to register for free at Classmates.com® and view other 2007 alumni.
The Cuba High Cuba, MO class of '07 alumni are listed below. These are former students from Cuba HS in Cuba, MO who graduated in 2007. Alumni listings below have either been searched for or they registered as members of this directory.
If you haven't already, we also encourage you to register for free on this site. You may also want to check out the latest news and school memories.


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Add to Calendar
February 19, 2020 @ 3:30 pm – 6:00 pm
Jungle Teen Center-for Teens by Teens!
139 S. Front St. Milton PA 17847
Offering snack bar, pool tables, ping pong table, air hockey tables, Foosball tables, cable flat screen TV, Xbox's, Wii, music and dance floor!!
Wednesday After School Program: Come down after school from 3:30-6pm FOR FREE and complete your homework with your peers or simply hang out!


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KANDAHAR AIRFIELD, Afghanistan – Army Chief Warrant Officer 2 Justin Callahan is airborne again, flying a C-12 Huron twin-engine airplane in support of the 25th Combat Aviation Brigade.
Less than two years ago, Callahan, who's originally from Bloomsdale, Mo., was told he couldn't fly aircraft again, could never run again, and would walk with a noticeable limp for the rest of his life.
On Sept. 3, 2010, while flying on a daily reconnaissance mission, Callahan encountered small-arms fire in an OH-58D Kiowa Warrior helicopter flying near Sanjaray village in Afghanistan.
"From out of nowhere, it felt like a baseball bat smashed against my leg," Callahan recalled.
During the engagement, one bullet went through Callahan's lower left leg. He quickly applied a tourniquet to stop the bleeding and notified the other aircraft and his co-pilot that he was wounded.
Callahan immediately flew to Forward Operating Base Wilson for care before being transported back to Kandahar Airfield where he was treated for a compound fracture in his lower leg.
After more surgery at Bagram, he was awarded the Purple Heart from Army Brig. Gen. Stephen Townsend, the 101st Airborne Division's deputy commander. Callahan's final stop was Fort Lewis, Wash., where he underwent the last of his surgeries and began his long road to recovery.
"During the recovery, the nerve conduction test had me worried," Callahan recalled. "I was told that I would never run again. I thought, I still have my legs, I can walk, I can still be glad for that."
Callahan said he received support from his family and friends during his recovery.
One close friend was Chief Warrant Officer 3 Mariko Kraft, a pilot with the WRFC, originally from Clarksville, Tenn., who was also an OH-58D pilot at the same time as Callahan.
"A lot of people would have seen it as a set-back, start doubting themselves, and feel sorry," Kraft said of his friend's desire to return to duty. "He saw that he was still fortunate to have his legs, to walk, and knew he could still do a lot. He saw his injury as a small bump in the road to get back to the fight."
Callahan said he had personal reasons for wanting to be a pilot, noting he previously served as a forward observer with the 1st Ranger Battalion.
"I remember at the end of one particularly long mission in Afghanistan, a couple of helicopters came to pick us up and I thought it was time for a career change. As a Kiowa pilot, I got to see more of what was going on than just my squad on the ground. Now I am helping soldiers in a sticky situation. There is nothing like having soldiers come in from the field and saying thank you for the support we provided for them."
Callahan's motivation for flying and supporting the guys on the ground is echoed by his co-workers.
"He was very dedicated to supporting the ground guys," Kraft said. "He had added appreciation for what was happening on the ground. We do what we can to make sure the guys on the ground get home to their families and friends."
While he was participating in physical therapy, Callahan was notified that if he could recover he could take part in a fixed-wing aircraft course in about eight months.
"I was motivated to get through physical therapy," Callahan said. "I had to make that fixed-wing course; I had to get back to the aircraft."
"I think he saw it as another challenge to overcome," said Kraft.
Callahan said he received his approval for flight status a month before the class started.
"Don't let what the doctors say be the last word for you," Callahan said. "If you keep working on what you want, you never know what is possible."


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What is Camila Alves' Inner Struggle? Find Out Here!
Camila Alves is mother to Matthew McConaughey's three children—Levi, Vida and new baby Livingston—but, like any mother, she's trying to find the balance between family life and her career. Camila, a Brazilian model and designer, admits that it hasn't been easy to find equal time for everything that she wants to do. But she says that living in Austin, Texas helps the family live a normal life away from the paparazzi. Check out the video above for more on what Camila said about motherhood.
Is it refreshing to see a celebrity go through something a lot of mothers go through? Tell us what you think in the comments below and send us a tweet @OKMagazine.
Zendaya Reveals Her Pre-Show Ritual for 'Dancing with the Stars'
Is Ellen DeGeneres Moving To Australia?
Shop Victoria Beckham's Collections and View Exclusive Content On Her New Website!
For access to all our exclusive celebrity videos and interviews – Subscribe on YouTube!


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Neogen® offers food safety products, services and expertise to help ensure the safety and quality of food, nutraceuticals, and nutritional supplements. Neogen's food safety on-site tests are rapid, accurate and easy to use. For companies that prefer not to do their own on-site testing, Neogen also offers a rapid laboratory testing service at its locations in Lansing, Mich., and Ayr, Scotland.
Neogen's comprehensive line of rapid food safety products includes:
Sanitation verification
Neogen's AccuPoint® Advanced ATP system's new innovations allow for better functionality and service than ever before. These innovations include the new Advanced samplers, which feature a chemiluminescent reaction in a liquid-stable solution. In addition, AccuPoint Advanced has been approved by the AOAC Research Institute as part of their Performance Tested MethodsSM (PTM) program. As the first sanitation verification system to receive such an approval, Neogen has set the industry standard for sanitation verification devices.
Indicator/spoilage organism tests
The company's Soleris® and BioLumix® rapid microbiology systems provide reliable results faster – impacting operations by moving products and people faster. While waiting on microbiological results has been the standard, Soleris and BioLumix take the same reliable media-based methods, and makes them considerably faster — saving hours and days.
Mycotoxin tests
Neogen's Reveal® Q+ MAX tests feature a common water based extraction that enables users to test for 6 mycotoxins from the same prepared sample. The Reveal Q+ tests are fully quantitative lateral flow tests offering a simple and accurate results in only minutes. Agri-Screen® and Veratox® mycotoxin test kits provide screening and quantitative ELISA-based tests for aflatoxin, DON, fumonisin, zearalenone, ochratoxin and T-2/HT-2 toxin. Neogen's line of rapid mycotoxin tests has more official approvals than any other company.
Food allergen tests
Neogen offers screening and quantitative food allergen test kits to detect almond, coconut, egg, gliadin/gluten, hazelnut, casein, total milk, mustard, peanut, sesame, crustacea, soy, and walnut residues. Neogen's food allergen tests can detect the target allergen in ingredients, liquids, clean-in-place rinses, finished foods, and on environmental surfaces. Neogen Reveal 3-D food allergen kits are easy-to-use and interpret strip tests that screen samples for the detection of trace levels of specific food allergens in 10 minutes or less. Neogen's Veratox for food allergen kits are quantitative tests that compare up to 19 samples at a time against 5 test controls.
Pathogen tests
Neogen's ANSR® test system is the quickest and easiest testing method to definitively detect Salmonella, Listeria spp., Listeria monocytogenes, or E. coli O157:H7 DNA in food and environmental samples — providing results in as little as 10 minutes. Reveal's lateral flow device combines an immunoassay with chromatography for a rapid and accurate one-step result.
Culture Media
Neogen Culture Media provides a global brand of media harmonized for world-wide use. Formerly known as the Acumedia® and Lab M® brands, the globally harmonized Neogen Culture Media brand means that Neogen's customers will receive the exact same formulation for the same product, wherever in the world they may be.
Sample testing services
Neogen provides sample testing laboratory services at its locations in Lansing, Mich., and Ayr, Scotland. Testing services may vary between our locations, but include testing for food allergens, speciation, norovirus, shellfish toxins, mycotoxins and GMOs. Please contact Neogen to ensure testing availability and for sample submission guidance.


text: This British babe has Grade 'A' quality big tits, just the way we like them over here at Brazzers. As far as rare imports go, nobody minds the swank enormous knockers we have been shipping over the pond, least of all us. Not some shapeless stick, this chick has hips and ass to match, and boy, do we love watching them roll. Add some punk rock tattoos and a dirty, fuck me now attitude and you have one hell of a pornographic experience on your hands. Let Lexi get you worked up and we guarantee you are going to blow hard.


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By Caroline McGraw Feb 07, 2013 0
What We Do for Love
My parents are always reluctant to tell me that Willie's had a hard time. They want the best for us both; they want him to have good days, and they want to spare me the difficult details. But I've been there during the worst of Willie's meltdowns. I know how stressful, frustrating, and draining it can be to support someone who's determined to hurt himself and others. At times Willie's behavior seems willful; at other times, involuntary. Regardless, the fallout is the same: Willie wrapped in the living room rug (which provides a sense of calming pressure), and weeping because he feels terrible about having lost control again.
It's a strange role, being the sister and sole sibling in these situations. In one way, I'm Willie's peer, the person he names first when asked if he has a friend. I love and accept him as he is and want him to have the best possible life. Yet at the same time, I'm also connected to my parents' perspective, trying to help Willie. When my parents talk about Willie with me, I hear how proud of him they are; as my mom noted recently, "He's been doing so well with his weekly piano lessons, and he's playing pieces at church for the special music section of the service. Those are things I only dreamed for him, and now they are happening." So I know that they realize how far Willie has come in the last few years. All of us cherish these hard-won victories.
That said, I also hear the discouragement in their voices when Willie has yet another major meltdown. Even as they do their best to stay positive, they have to be realistic, too. For example, I hear their concerns about traveling, about bringing Willie with them on a plane ride. These worries are well-founded, because of what's happened on plane rides past. (Imagine trying to calm a tall, strong, autistic young man having a meltdown in a middle seat. Picture him frantic to get out of his row as the plane starts its descent; you do your best to help him calm down even though he's taking swings at you, as fellow passengers and concerned in-flight attendants look on.)
Yet even so, my parents and brother are scheduled to travel together for a long-awaited visit with my husband and me in Alabama in April. True, they will be taking precautions: They've consulted with Willie on their itinerary, and chosen the shortest possible flight and a longer drive rather than a change of planes, but still. They are brave to attempt this at all. No, they are downright heroic.
I love to "dig for treasure" in the small moments of the everyday, but sometimes I wonder: Has any "significant" progress been made? Will Willie ever be through with his aggressive and self-injurious behaviors, or will it be a lifelong struggle for him (and for us)? These questions led me to wonder: What were we dealing with at this time last year? Were we hopeful? Discouraged? Full of curiosity, I paged through the Autism After 16 archives, and came upon "The Mystery of the Fleeting Expression," published on February 2, 2012.
In that piece, I quoted Dr. Darold Treffert, who said, in an interview about autism and savant syndrome: "In watching caregivers over the last few decades, I've witnessed the power of care and love and concern ... I've learned as much about that as about synapses and neurons."
His words seem all the more appropriate and resonant now. I share his sense of wonder, because quite simply, I don't know how my parents do it. I don't know how they put one foot in front of the other and carry on. And sometimes I don't know how I keep writing about it all, seeking sustenance in telling true stories. But then, what's the alternative? Giving up? As challenging as loving Willie can be, there is no other viable option. And that—the very absence of choice—is strangely helpful. The only way out is through, and we are being transformed along the way. Through we have gone for a decade, and will continue to go.


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Kevin Love (Of Minnesota Timberwolves) Awkward Handshake Reflection! (Wetting The Bed Up To 9th Gade)
" Kevin Love and Wesley Johnson's awkward handshake and reflecting on the embarrassing moment."
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A man in Calhoun County, South Carolina collected so many used tires on his rural property his neighbors could see it from space using Google Maps Satellite View. How many tires does it take to make a dent in the planet's face? About 250,000.
Collecting used tires in such a manner is considered the storage of solid waste, and the unidentified man behind this pile apparently didn't have proper permits. Nor did he give a reason why he was storing them.
As the tires act like giant stagnant water rubber collection bins the place is at risk of becoming a giant mosquito breeding ground. The tires are currently being removed.
If you want to see the tires from "Space" you can check it out right here.


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The Multiprotocol Radio Shield is an interconnection shield for Arduino, and was designed to connect two communication modules at the same time. This that means a lot of possibilities and applications can be made using the cooking-hacks modules.
The Multiprotocol Radio Shield includes the SPI bus connections that allows the use of the RS-485 and CAN Bus modules, but also is compatible with the rest of the cooking-hacks modules as RFID, XBee and Bluetooth.
If you are interested in Internet of Things (IoT) or M2M projects check our open source sensor platform Waspmote which counts with more than 100 sensors available to use 'off the shelf', a complete API with hundreds of ready to use codes and a low consumption mode of just 0.7µA to ensure years of battery life.
Know more at:
Get the Starter Kits at:


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The Food Bank of Central & Eastern NC goes to great lengths to protect the confidentiality and integrity of any personal information you share with us over the Internet.
We treat personal data such as credit card information as critical assets that must be guarded at all times against loss and unauthorized access. To ensure the security of credit card and personal information, this Web site employs industry-standard security methods, including the Secure Socket Layers (SSL) protocol for the encryption of transmitted data.
Online donations and other financial transactions completed through the Blackbaud Luminate (formerly Convio) powered donation pages on our website are PCI DSS Compliant. PCI DSS is the payment card industry security requirement for entities that store, process or transmit cardholder data, and has been endorsed by all the major card brands — Visa Inc., MasterCard Worldwide, Discover Network, American Express and JCB. PCI DSS Compliance gives consumers the confidence they need to know that organizations accepting electronic payments or donations are doing so in a verified, secure, and consistent fashion. Convio, our software provider for online marketing, fundraising and advocacy, received Level 1 PCI compliance - the highest level validation. This means that the processes, procedures, network configuration and overall environment used to process your financial support of our organization have met the stringent guidelines of a third-party audit and are in compliance with the high standards set by the industry.
In addition, Blackbaud Luminate (formerly Convio) complies with applicable portions of FACTA: the Fair and Accurate Credit Transactions Act and utilizes VeriSign SSL Certificates for the highest level of encryption available. These comprehensive standards are intended to help our organizations proactively protect your account data - a responsibility we take very seriously.
Read more about PCI Security Standards
If you have any questions about our Web Security Procedures, please email our Digital Media & Database Manager


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A barrier island where you can see loggerhead turtles nesting, dolphins playing and bald eagles soaring in the sky, Folly Beach offers a kick-off-your-shoes beach lifestyle where the livin' is easy and the fish always seem to be biting. The best way to fully immerse in the engaging, leisurely way of life is by staying in a holiday rental. Whether you choose an ultra modern beach house, quaint cottage or sleek condominium, rest assured, you'd enjoy it much more than a small, simply designed hotel room.
All of the beaches on Folly Island are superb, but, arguably the Folly Beach County Park, at the island's west end, is perhaps the best with amenities like 2,500 feet of ocean frontage, picnic areas and boogie board, bicycle, umbrella and chair rentals available between Labor Day and Memorial Day."Drop a line" is a common local saying and for good reason. Anglers can select from surf fishing, river fishing, pier fishing and deep-sea fishing. Head to the Folly Beach Fishing Pier, which is 24 feet wide extending more then 1,045 feet into the Atlantic Ocean, making it perfect for fishing, strolling and bird and dolphin watching. For adventurous types, you can kayak around Folly Beach and James Island, jet ski, parasail or ride a bicycle along Folly's six mile of beachfront.
Folly Beach is only 15 minutes away from the historic city of Charleston. It's a great place to stay in a family-friendly holiday rental with easy access to the many water recreation activities in Folly Beach and the historical attractions, shopping and golf opportunities in Charleston. With a holiday rental, you'll return each day to a spacious beach house, condominium, cottage or cabin with a fully equipped kitchen that will allow you to prepare sumptuous, money-saving meals.
Folly Beach offers all types of holiday rentals from dune hugging beach homes to cozy cottages and cabins to modern, amenity-loaded condominiums. We can help you find the perfect holiday rental for your family in every price range. We have special deals and discounts on Folly Beach rentals. Why stay in a cramped hotel room when you can get a deal on a roomy holiday rental that's more suited to your wants and needs? In addition, our unbiased user reviews will let you book with confidence, even if you've never rented a holiday home before.


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Introducing our newest Redesigned Universal EPROM programmer PCB6.0E USB version! This is a brand-new newly designed USB only (USB is both for data and power) EPROM programmer to replace our revered parallel port based Willem EPROM programmer. It can program all chips Willem programmer can plus much more with super fast speed and compatibility ! The redesigned software works perfectly under 32bit XP, Vista and Windows 7 ! Now you can be truly mobile with this programmer. Quality components are used, for example, the high current tolerant coil is used to boost the robustness of the circuitry. Selectable higher Vcc voltages (5.6v and 6.2v) is available. This is very important when you want to smoothly and reliably burn those old CMOS and even older NMOS EPROM chips. This programmer is also a high-voltage AVR chips burner !
This ready-to-go package includes everything you need to get your project start rolling:
1. KEE USB Universal Eprom Programmer Board, PCB version 6.0 USB version, fully assembled;
2. Software and manual CD; A high quality casing is included for FREE !
3. A bonus PLCC32toDIP32 adapter and USB cable ;
The spec sheet is listed
here for your reference.


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Kenneth Nilson Tables
A place to display treasured objects or gather with special friends, tables provide the foundation for establishing a sense of proportion and purpose, space and style. From coffee tables and dining tables to cocktail tables and end tables, there are numerous choices
At Dering Hall, we have taken the very best, the most unusual and beautiful tables, bar carts, vanities and pedestals from the world's leading home furnishing brands and sought-after interior designers, architects and artisans to enhance and simplify the design process.
We offer a meticulously curated collection of custom, handmade, unique, vintage, antique, rare and one-of-a-kind tables that ranges from primitive to futuristic. Whether you prefer understated, modern, classic, retro or decorative styling, you will experience an exclusive and comprehensive selection of tables here. We invite you to browse the many tables that have been carefully chosen for your consideration and inspiration.
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Ohio Dominican offers you an exciting, rewarding and unforgettable college experience. You'll find all the academic programs of a large university, but with small class sizes and personal attention that will help you succeed in the classroom – and in life. At Ohio Dominican, you'll also have fun, meet lifelong friends and create lasting memories.
96 percent of Ohio Dominican students receive financial aid. Our friendly transfer counselors will work hard to match you with available financial assistance programs.
With more than 50 undergraduate and graduate programs available, you'll find your future at Ohio Dominican. And with a 14:1 student/faculty ratio, we'll help prepare you for lifelong success.
Ohio Dominican is the only NCAA Division II University in Central Ohio and offers 18 varsity athletic sports. You'll love the atmosphere on game day!