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Lagos | Sep 3, 2019
Masters Event
Your compass in the world of Masters education
The Access Masters Tour guides you in your search for Masters studies, directs you to the schools that best match your preferences, and connects you with some of the world's best universities and business schools.
The Access Masters Tour is open to final-year university students and recent graduates who speak English that are interested in Masters degree study.
What can you do at the event?
- Meet with top-ranked international universities and business schools
- Get advice on Masters programmes suitable for you
- Obtain information on admission tests (TOEFL, IELTS, GMAT, GRE)
- Learn how to win scholarships and finance your Masters studies
- Take part in the draw to win a free campus visit
Event features
At the Open Fair you can meet, without prior appointment, admissions staff of international Masters programmes in diverse fields of study. You can compare programmes from around the world and discuss details about tuition financing, student life, and international career prospects.
Why register?
We will personally introduce you to universities and business schools that are right for you so that you don't waste your time meeting schools that don't offer the education you need. Only registered candidates get this personalised service before the event.
What happens after you register?
Upon registration for the event, you can access the Candidate Platform (login at the top right-hand corner) that allows you to:
- Review participating schools
- Request to meet a school
- Upgrade your profile
- Find the detailed event programme
- Message your personal education consultant
- Build your personal event schedule
- Request changes to your school meeting schedule
Providing details on your profile and preferences in the Candidate Platform gives our advisors more information to better match your preferences for the participating schools. The more information you give, the more you will benefit from the Access Masters Tour.


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Similar Cartoons 2
If you want to be original, study this gallery! The cartoons we publish in the galleries SIMILAR CARTOONS are examples from Cartoon Art which are similar to each other. By doing this, WE DO NOT HAVE ANY AIM OF CREATING AN ATMOSPHERE OF DISCUSSION OR ACCUSING SOMEONE. We aim only at showing the similarities in Cartoon Art and preventing their repeat! Click here to upload similar cartoons.Read More
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subset: commoncrawl


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EU VAT anti-fraud strategy16 December 2009
by Ina Dimireva -- last modified 16 December 2009
In order to improve the VAT management system and to protect EU Member States against VAT fraud, the European Commission proposes a review, with particular regard to methods of control, registration, information and collection of revenue in the context of an increase in cross-border transactions.
Communication from the Commission to the Council of 23 November 2007 concerning some key elements contributing to the establishment of the VAT anti-fraud strategy within the EU [COM(2007) 758 final - not published in the Official Journal].
VAT system within the single market is not sufficient to combat VAT fraud, as in the case of carousel frauds. In order to improve the protection of VAT revenue for Member States, there is a need for greater system harmonisation and increased cooperation between Member States. In this Communication, which is a follow-up to the 2006 communication, the Commission proposes measures to improve and strengthen the existing system.
Effective control of VAT operators
Tax administrations need to have relevant and timely information. An increased frequency of statements on intra-Community supplies and faster transmission of this information between tax administrations should contribute towards meeting this requirement. The question is whether this solution will be sufficient to ensure effective control of intra-Community operations or if more needs to be done.
Nevertheless, the requirement for relevant information must comply with the objective for a 25% reduction in the administrative burden for businesses stipulated as part of the renewed Lisbon strategy. The right balance also needs to be ensured between obligations imposed on cross-border trade and obligations imposed on domestic markets.
In addition, reporting obligations for businesses need to be limited (information available in their accounting systems) and simple (electronic transmission) to restrict their impact on businesses. Small and medium-sized businesses not involved in intra-Community trade should not be affected. Furthermore, a greater harmonisation of reporting obligations, and even invoicing rules, could permit a reduction in costs for businesses operating in several Member States. A minimum level of information exchanged between tax administrations could also be determined at Community level.
Tax administrations must also be able to make use of all data collected. To that end, not only does this information need to be detailed, it also needs to be available via high-performance systems capable of locating transactions and operators which require special attention.
Stronger Community approach
The increase in the number of cross-border transactions and of different taxation locations and places of business in the European Union make it more complicated to protect VAT revenue for all Member States. In this context, the Commission proposes a Community approach for the VAT system, enabling cooperation between Member States to be strengthened in three areas, namely:
•Responsibility for control. Increased cooperation, such as mutual assistance for recovery of taxes is to provide a greater guarantee to Member States with regard to the internal market. Nevertheless, costs need to be limited;
•Risk management. The rapid exchange of data between tax administrations regarding activities where risk is inherent is important in order to identify potential losses of tax revenue, particularly with regard to missing trader frauds. The experience of Member States, such as Belgium and its system of rapid exchange of targeted information and risk analysis between 24 Member States, could serve as a point of reference;
•Criminal proceedings. To ensure reciprocity of criminal proceedings between Member States, additional legislative measures are necessary. Nevertheless, the Convention on the protection of financial interests of the European Community (PFI convention) already offers an appropriate framework of criminal law protection.
Status of taxable persons identified for VAT
Tax administrations need to have reliable information relating to registrations. This objective requires a common approach as regards maintaining an up-to-date register of taxable persons identified for VAT. As regards registration, greater vigilance is of the utmost importance when issuing (including monitoring in the initial months) and checking VAT numbers. Centralised access to the register should also be improved. As regards de-registration, tax administrations should automatically check whether the VAT numbers are still used and delete those which are no longer being used from the automated VAT information exchange system (VIES). Changes in national procedures should be made and minimum Community standards should be established.
Collection of VAT revenue in the event of fraud
Tax administrations need to be in a position to collect VAT revenuedue in cases of confirmed fraudulent operations. Two regulatory instruments exist in order to meet this challenge, namely:
•Joint and several liability, provided for by the Community VAT rules which permit a person other than the person liable for payment to be made jointly and severally responsible for paying the tax to the state budget. Nevertheless, their application must ensure the legal security of businesses;
•Mutual assistance for the recovery of taxes, as provided by the Recovery Directive. The Commission is due to propose strengthening the system in 2008.
The Council has initiated a process to reinforce the Community framework for the fight against tax fraud. It concerns both "conventional" measures aimed at reinforcing the existing VAT system and "far-reaching" measures modifying this system. In addition, at the start of 2008, following an impact assessment, the Commission is due to present legislative proposals on priority measures established by the Council. This Communication is part of the proposals for conventional measures. It sets out courses of action to be envisaged when considering future policy and defines a Community framework.
Communication from the Commission to the Council, the European Parliament, the European Economic and Social Committee of 12 December 2008 on a coordinated strategy to improve the fight against VAT fraud in the European Union [COM(2008) 807 final – Not published in the Official Journal].
This Communication presents a short term action plan aimed at improving the methods used in the fight against tax fraud. The action plan contains a set of legislative measures aimed at enhancing tax administration capacity to prevent or detect VAT fraud and to recover taxes.
The European Commission has decided to present these measures in the form of three packages:
•a legislative proposal regarding the reduction of timeframes in order to speed up the exchange of information between Member States;
•a proposal relating to the strengthening of administrative cooperation between Member States which would require changes to Regulation (EC) No 1798/2003;
•a proposal concerning certain anti-fraud aspects.
The Commission is to adapt the management of the VAT system to developments in information technology and to encourage exchange of best practice between Member States.


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Tagged: election
Plouffe Called Romney Unfair
The President of the USA Barack Obama should be ready to face the unfair methods of leading the discussion typical of hi opponent Mitt Romney as the Advisor to the President David Plouffe states. The political debates of the two opponents were dedicated to the matters if the domestic affairs. The President o the USA claimed that his opponent from the Republican Party was giving the promises that were almost impossible to carry out. That concerned the tax decrease and the empowering the defensive budget of the country at one and the same time.


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Adjacent to Vail Village alongside Gore Creek, Lionshead - named after a rock formation atop the mountain - also offers tremendous dining and shopping in addition to convenient proximity to the Eagle Bahn Gondola. Lionshead Village has undergone major improvements over the past decade including the development of the Arrabelle - housing a luxury hotel and condominiums as well as shops and restaurants. Lionshead, with its Alpine architecture and cobblestone streets is equally as convenient to winter and summer events and activities as well as being a charming pedestrian village.
A tool that gives you the ability to see what the market is like in your community.
Find out what homes like your own are selling for right in your back yard.


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+ Posted by Morgan Haro // Community Manager, PlayStation Digital Platforms
Announced earlier today, we're excited to bring you plenty of discounts this week as part of the 13 for '13 sale starting tomorrow in the PlayStation Store! In addition to the sale, which offers a 75% discount for PlayStation Plus members on all the featured games, we've also got an addition to the Instant Game Collection for both PS3 and PS Vita with Foosball 2012. Read on to find out all the details this week for PlayStation Plus members and then let us know what you think with the poll, as well as the comments.
The store update is pretty week, but the release of Ni No Kuni on PSN and the 13 for 13 sale makes up for it.
Some of these deals are quite good!
Yea, I never would have bought LBPKarting. I was even considering it with the $20 sale this week at Best Buy but I decided against it. I'm not much of a LBP fan, and I prefer realistic karting (GT5), so it's not worth $20 to me. But for $10, that's cheap enough for the racing fan in me to make an impulse buy on a racing game I may not like.....something I NEVER do anyway. I never gamble on racing games. But $10 for a Play Create Share racing game is worth the gamble. I won't be lacking for tracks, that's for sure......I hope people have created some good real life track recreations.
For $3.50 The Unfinished Swan is amazing. Another game I was sketchy on gambling on for $15, so I was waiting for a discount to like $10.....I wasn't expecting $3.50 lol
I love this sale this week, because I wasn't excited for any of this weeks new content.
@LarryL: Not sure if LBP Karting will be your cup of tea or not, but FWIW, I have had a blast playing it with my daughter. It was worth full price for us. It's a great game for $10.
I will probably pick up Psychonauts I already have a copy on another platform but at less than a cup of coffee at Starbuck's, it's awesome to add it to my Ps3 soft collection.
LBP Karting for $10 is the right price for me.
I have just about everything else, but there are some great deals there.
As someone who has lost his Skyrim saves half way through the game TWICE, and Borderlands 2 saves, Peace Walker saves etc, all mid game due to HDD failure, then YLOD. I can say that the cloud saves alone are worth the price. Nevermind the dozens of free games
So what you're saying is the update isn't weak?
Exactly. And I Spelled Weak wrong, I need some sleep or maybe some Ni No Kuni in my life.
Needed a new game to carry me over til' GoW.
LBP shall do the trick :D
....and some Ni No Kuni would also do :)
The sales are as good as steam sales when you have plus. That's pretty good.
They are good but not as good, steam has way more titles in it sales and up to 90% off. It also has the huge collections of games for £30 and all of the indie games not to mention the games they gave away on the summer sales. I know I will probably get down voted for this but it is the truth. This sale pales in comparison to a steam sale.
@Godchild1020 Sorry mate, I meant to "Agree" with your comment, but I accidentally hit the "Disagree" button.
I've wanted to grab both Unfinished Swan and NiGHTS into dreams..., but I've not had the time to play them yet. I actually enjoyed the LBP Karting beta, but not enough to warrant a retail purchase - for $10, I'm game though!
Well said Razmossis,
My Original 60GB died on me 2 summers ago, and I would have lost all my saves if it werent for Plus and the cloud saving.
That or flash drives are the only way to protect yourself, because if you try to put your HDD in a defferent PS3 it forces you to reformat it, I feel bad for people who don't have plus and this reality hit them.
For some saves, they are protected/locked, so cannot copy to flash drive, so your only options is either system backup, or upload to PS Plus cloud saving...
These sales best come to the EU (not holding my breath though)
Its because we get much better games on the instant game collection, its only right NA get better discounts
True but dam I would blow a load of money on those discounts. So many games I would play. Cheap
One and a half year of PS Store officially available in Brazil and we still don't have any kind of access to PS Plus or Home, both of which had been promised at E3 before the store were available here. Also our sotore don't have any video or music content beyond gaming related, most prices are stupidly higher than both America/Europe prices as well as brazillian Xbox Live prices, also no extended warrant or season deals... Not to mention that a lot of content simply never shows up here.
Count yourselves luck!
Actually, you folks in the EU get price gouged on everything, so decent titles on the instant game collection is the least they can do. You guys deserve a good sale.
Was hoping to get Unfinished Swan discounted at the 12 days of Xmas specials but instead they bundled it with Journey :-(
Superman I benefit from making a USA account and USA psn cards seriously it's not hard man.
The update isn't that awful. All users get a substantial discount, but PS+ users get that added bonus.
I wonder if you need a PS move to play house of the dead.
No. You can use a controller too if you wanted.
House of the dead overkill is awesome. My brother and I play that game all the time when were drinking. That game is hilarious. Had my mom play it and she had a blast with the move.
Yeah Its fun. I played the wii version but the graphics are horrendous.
the 13 for 13 discounted deals for PS+ is pretty good.
Some good deals right there. Will probably get Rachet & Clank, and Jak & Daxter.
damn ill be getting littlebigplanet karting, the unfinished swan, Machinarium, The House of the Dead: OVERKILL Extended Cut all for 21.25. YAY for me!!! was really hoping for a papo and yo discount
I always feel like I'm asking too much.. but I wish they'd actually stick to what they said and give us at least AA games for free. Normally they do but.. a foosball videogame... My mind can't even fathom the point of making a video game for foosball. I find it just as pointless as I do video game versions of, uno and table hockey.. and pretty much any game that you could literally play at your table.
If my memory serves correct, that promise you refer to was geared towards the EU Plus. Not that it matters much because thus far, outside of RDR, Crysis 2,Vanquish, and Batman, the U.S. version of plus got the other games at some point already.
The problem is if you're just joining plus or even if you didn't have it before the IGC, you missed out on them.
As for your foosball game comment, you somewhat have a point. But then again, you have to ask yourself. If you live in say Chicago, how are you going to play table hockey with your pal like you always do when he/she moves out of state or out of country?
HOLY SHIT EU GOT VANQUISH!? thats the one made by platnium games right? so un fair :/
anyways, foosball... wtf man, i didnt even know they made a game about that -_- and here i was thinking that there is no way that sony could pick a game worse than nba jams but some how they managed to do that. well at least the sale is good, plus a lot of cool demos.
I bought the Foosball game when it came out. Its a lot of fun. Especially when you play it on the vita! Its a good pass the time kind of game.
Darksiders was given to us last week. street fighter IV the month before that. It's absurd to think we'd get at least a AA game EVERY WEEK.
Those are really good discount for plus users! LittleBigPlanet Karting for 10 dollars!
Foosball any good?
I'm definitely in for LittleBigPlanet Karting.. and not to troll, but this is one of the great things about Playstation Plus. People say you're just "renting" games, but if you take advantage of the discounts and pay even a single penny on a game, it's yours for life, regardless if your Plus membership expires. LBP Karting is a great deal at $20, so getting it for $10 is another $10 I'll knock off the price I paid for my Plus membership.
Long story short, get Playstation Plus.. It's WORTH it!
I seen LBP karting and I was like WOW! but I'm still not getting it, I want the others games like WO3 or that ARPG to go down in price.
Fooseball... not renewing my subscription if I'm paying for a subscription for this crap.
I love you Sony, but seriously. Step up your game.
(My opinion - Don't care if I get disagrees, because that'll be your opinion. But in MY opinion, it's just not seeming to be worth it.)
That's good. You can always re-sub if something awesome pops up for Plus.
Don't complain, some people might like those games that you say are crap. Besides, as Y_5150 says, you can just renew when you DO see something you like up.
completely agree, i thought the nba jams update sucked but damn this ps plus update blows that one out of the water. i seriously hope they stop giving shit like this and put some games people actually want.
Sucks to be you then. Since i live in Europe i was able to download Mortal Kombat 9 and Bioshock 2 this month from plus which both are awesome games. I got guardians of Middle Earth as well but i haven't had a chance to play it plus on my Vita i got Jet Set Radio with plus and i have to admit that its a very interesting game.
So far i had a really positive experience with plus.
In for Machinarium and Unfinished Swan. Love when my subscription cycle is just right to get in on sweet deals like these. Free month trial expires the 28th.
Can anyone recommend Psychonauts or Warp for any reason?
I just bought the Unfinished Swan for $15 last week when I could have gotten it for 3????
You guys should snatch up Psychonauts.
Might get me some Tiger Woods...
Higgens! As much as Tiger Woods is great, 13 still felt kind of off to me... Will most likely be getting LBP Karting though, as I'm sure that will be at least fun in multi-player if nothing else.
Well good....SNOOK....we should play some LBP Karting...it would please me! Also thinking about House of the Dead and Unfinished Swan. I'll pick up one if you pick up the other.
LBP Karting, Tiger Woods 13, HOTD: Overkill, and JSR for me this week.
Okay, now I'm buying LBP Karting. That's just the right price for me.
Seriously, the original lineup for Vita's PS Plus was great. But the Vita has been getting crap since then. I feel sorry for NA Vita-only gamers who bought PS Plus. Sony promised that the PS Plus for Vita would bring the exact same benefits as the PS3 version, which includes 3 games a month. Last month Vita only got 2, and one of them was horrible. This month they get an incredibly niche title... better be something good next week.
Anyways, I'll probably pick up LBP Karting, The Unfinished Swan, Warp, and maybe Psychonauts.
What i like about Xbox is Quality over Quantity.
You know what I like about trolls? Wait. I hate trolls. Why don't you fuck off and sing your Xbox praise some where esle!!
Sony gives us both though. You don't have to choose, with PlayStation. ^_^
Finally! That $22 I have in my PSN account is just itching to be spent but I haven't had a reason with the past few Plus+ updates. This weeks update will definitely put my $20 to good use :D
I wish the MGS HD collection for Vita went back on sale. I didn't have money, and the day I got paid it was removed lol
I can definitely appreciate the steam like sales from +.
Consider me sold on LBP Karting & Unfinished Swan.
Can we PLEASE gift things to people over the PSN? I want my friend to play The Unfinished Swan, but he won't. I know he'd love it. I could just buy it for him... I can't though. :/ Please add that feature, Sony. Steam benefits from people being generous. You should, too!
Can someone please give a complete list of PS+ Instant Game Collection for Vita?
Is it true that they've already removed WIPEOUT 2048 from the list already and are planning to replace FF TACTICS: WOTL with FOOSBALL?
If so, this is disappointing and gives me little reason to join PS+ ….
On NA PS Vita IGC now
Wipeout 2048
Uncharted Golden Abyss
Gravity Rush
Retro City Rampage
Final Fantasy Tactics (Foosball 2012 is replacing it today)
On EU PS Vita IGC now that i know of
Uncharted Golden Abyss
Jet Set Radio
Gravity Rush
Kyntt Underground (getting replaced tomorrow with Pinball Arcade)
Big Sky Infinity
Thanks hawkeyejonjon!
Sucks that I'll miss FF Tactics but I guess there's still Wipeout & Gravity Rush to look forward too. Hopefully they come up with better games next month. (Foosball is meh, dont know why they had to replace Tactics...)
Really appreciate your reply, thanks again!
wow LittleBIgPLanet Karting is so cheap. Tempting.


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Working from home is awesome. Greater autonomy and a flexible schedule are just the beginning. In the past, I spent at least an hour driving to work each day, and another hour driving home. That adds up to 520 hours (21 days) a year. Cutting out the commute also lowers my carbon footprint and saves me thousands of dollars a year in transportation costs.
Working from home is hard. More distractions and less supervision can zap your productivity if you're not careful. Sitting at home alone all day can also have negative effects on your physical and mental health.
During the past ten years, I've discovered several hacks to keep me on track and healthy while working from home. Whether you're a freelancer, telecommuter, or small business owner, these tools and strategies can help make your working-at-home experience more efficient and manageable.
1. Designate your workspace
A key component of successfully working at home is having a dedicated workspace. Whether it's a spare room, converted garage, yurt, or hanging nest, designate a specific place for work and only work.
"You need to create an environment for yourself that creates the sense that you're leaving personal time and entering work time."
– Cris Sgrott-Wheedleton, a Virginia-based productivity consultant
Tight on space? Even if you live in a small apartment with other people, it's important to carve out a space of your own from which to work. You can loft a bed and add a desk underneath, find a corner desk that fits your space, or even set up your workspace in a hallway or closet.
2. Optimize your workspace
Keep your workspace clean and clutter-free. In a survey by OfficeMax, 77% of respondents said that clutter impairs their productivity and more than half of those surveyed said it also negatively affects their motivation levels and state of mind.
"Your performance coincides with your workspace. When it's organized and precise you have the mindset and motivation to work."
– Jennie Dede, VP of Recruiting for Adecco
Clutter can affect your reputation as well. If you have video calls with coworkers or clients, a messy desk, bad lighting, or embarrassing personal items in the background will detract from what you are trying to say, no matter how eloquent you are.
Once it's clutter free, optimize your space further by adding air-filtering plants, a music player, or a dry erase board wall.
Avoid placing a refrigerator, snacks, or unhealthy drinks within easy reach. Weight gain is a serious problem for remote workers. Keep a liter bottle of water close by and refill it at least once, preferably twice each day.
3. Be prepared with backups
The expression, "You never know, lightning could strike," really hit home for me one day about three years ago when lightning literally struck my home. My laptop and router were completely fried. I lost all of my work and had to replace my entire system.
If you work online, backup your work frequently and save files in the cloud whenever possible. Test all of your equipment weekly and learn how to do basic repairs and troubleshooting yourself. That way you can fix simple problems on the fly to get you through the day if there is a problem.
If your budget allows, have backup equipment and services, including:
- An extra laptop or desktop
- Wireless and fixed Internet connections
- Mobile, VoIP ("voice over IP," like Skype), and landline phone services
- A backup battery or UPS (uninterruptible power supply)
4. Stick to a set schedule
Once your workspace is ready, establish a consistent routine. Sure, one of the benefits of working from home is being able to work whenever you want, but that doesn't mean you should just fly by the seat of your pants. Having a structured schedule helps boost productivity. It also makes it a whole lot easier to keep your work and personal time separate.
Develop a schedule based on the types of work you do, and where your clients or coworkers are located. If you work for a company in your time zone, plan your work day around their business hours. On the other hand, if you are a freelancer working for clients in various time zones and countries, you may need to plan shorter blocks of times throughout the day rather than one large 8-hour chunk. Whenever possible, schedule some time that overlaps with your coworkers and clients on a daily or weekly basis.
Dr. K. Anders Ericsson, Professor of Psychology at Florida State University, found that the best performers typically work in uninterrupted blocks of time, for no more than 90 minutes at a time.
5. Take breaks—and stand up!
Dr. Ericsson and his colleagues also found that stopping every 90 minutes renews your energy level and gets you ready for you next task with a new outlook. During these breaks you can get up and stretch and do light exercise, refill your bottle of water, go outside the house for some fresh air, eat a healthy snack and come back refreshed.
"Employees who take a break every 90 minutes report a 30 percent higher level of focus than those who take no breaks or just one during the day. They also report a nearly 50 percent greater capacity to think creatively and a 46 percent higher level of health and well-being."
– Tony Schwartz, CEO of The Energy Project
Sitting all day is bad for you. Some research indicates that each hour of sedentary activity can actually lower your life expectancy by more than 20 minutes, which is a pretty amazing statistic to consider. Think about getting a standing desk or an under-the-desk elliptical machine. Most importantly, stand at least once an hour and take breaks for moderate activity throughout your day. Take a walk, do some gardening, clean your office, or spend time playing with your kids—whatever works for you.
In a recent episode of "The Meaningful Show," Dean Bokhari explored the importance of these "rituals of renewal" even further. Dean noted, "Whenever you can disconnect for a short period of time, it allows your mind to just kind rejuvenate and renew. When you can give yourself that and then come back to your dedicated focus time… you'll find that you're actually more productive."
Best App: GPS for the Soul
This iOS app by The Huffington Post helps create a healthy balance between your daily life and work. You can create guides for yourself that include things like pictures of your loved ones, inspiring quotes, music, and breathing exercises to help restore harmony and balance.
6. Switch it up
Just because you can work from home, that doesn't mean you have to work from home all the time. Go to a coffee shop or the library sometimes. Do you know other people in your area who work from home? Schedule regular co-working meet-ups with them at your fav coffee shop.
Co-working spaces have become much more common (and nicer) in recent years, too. Services like Workbar, LiquidSpace, and ShareDesk can help you find available spaces near you, on a daily or longer-term basis.
Switch up the type of work you're doing as often as possible too. If you've been staring at the same project for a while, unable to make any significant progress, take a break from it to renew your energy and focus. Then go back to the task that was giving you problems, refreshed and ready to tackle it in a new way.
7. Stay social
When you work from home, you meet and interact with fewer people on a daily basis. This causes many remote workers to feel isolated, which can cause anxiety and even depression.
Once you find your groove and you have established a routine you are happy with, don't forget to keep in touch with your friends and colleagues. You have to make time for personal interactions by scheduling face-to-face meetings at least once a week along with lunches and other social outings. Fortunately for us we live in a time where the available technology makes it easy to stay in touch with others.
Remote working has changed the nature of the work environment, and as sociologist and businesses argue the pros and cons and the impact it is having on society and the business community, more individuals are opting to work from wherever they want, whenever they want. Forrester Research reported that, "34 million Americans work from home and that number is expected to reach a staggering 63 million—or 43% of the U.S. workforc—by 2016."
If you are one of those people, make your health (and sanity) a priority so that working from home can be the awesome experience we all know it can be.
This article was originally written by Dawn Bowman for Jimdo.


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To find accessories for other Nikon cameras please see our Nikon Camera Accessories page.


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A tractor is a workhorse of a machine that is primarily used in the agricultural sector for towing purposes, but which can also be used to power agricultural machinery. As well as their use in agriculture, tractors can be used in forestry, by local authorities, in gardening, on airports and for civil engineering, building roads, moving earth, and for large and small-scale landscaping purposes. In Austria and Germany, they official designation for a tractor translates as a 'towing machine.'
Engineers built the first self-propelled tractors at the start of the 20th century. Over the course of several years, more and more manufacturers developed the motorised plough that was presented by Robert Stock in 1908. This was also the start of com,petition in the market, and competitors were able to learn from the mistakes of early pioneers. Work undertaken by Professor Bernstein, of Halle in Germany, led to the introduction of MAN's first motor-propelled plough in 1916, which featured several technical innovations to distinguish it from its competitors. However, the decisive benefit of the MAN motorised plough was the option to attach a variety of motorised devices to it. Nonetheless, it didn't resemble emergent tractor technology; instead, it became a direct predecessor of the equipment carriers that were launched in the 1950s.
Agriculture in Germany was mainly mechanised as a result of the economic boom after the Second World War. In the 1950s, an unfathomably large number of businesses began to produce tractors and other agricultural equipment. Some of these firms only ever achieved prominence on a regional level. Others managed to expand globally over the course of the century. Today, agricultural machinery continues to grow in size and power. Today's typical tractors feature power outputs in excess of 100 PS; in the mid-1950s, average power output was a more modest 15 PS! Significant breakthroughs in tractor development included the invention of the rear-mounted three point hydraulic hitch by Harry Ferguson, and the Power Take-Off, which entered widespread use from around 1960. This transformed the agricultural towing implement into a versatile and useful way to transport a range of machinery.
Today, tractor drivers gather in the harvest while sitting in an air-conditioned cabin that is isolated from the dust and noise outside. Modern electronics and computers have transformed tractors into high-tech machines, and settings can be specified using touch screens while a joystick controls a variety of functions. All of this is done in the name of "precision farming." The concept refers to the optimisation of resources. That means that, during seeding, fertilising and spraying of fields, the precise quantities that are necessary for an optimal yield are used. In addition, unnecessary duplication is avoided during harvest and cultivation of the soil. This precision farming depends on the use of the most modern technologies.


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* Deadline: September 20 *
Commit to a one-year term as the American Diabetes Association's National Youth Advocate. Attend training at the American Diabetes Association National Office in Alexandria, VA in January 2014.
Work in close coordination with Association staff and volunteers to communicate diabetes advocacy message as directed by ADA staff via speaking engagements, ADA website, media and directly to policymakers.
Serve on National Advocacy Committee as Ex Officio member and attend 2 meetings (spring and fall).
Commit to working with staff to keep an up-to-date blog and Facebook page as the National Youth Advocate. The candidate will commit to two blog submissions per month and one National Youth Advocate Facebook page update per week.
Travel to Diabetes Camps, our Call to Congress (in years that event takes place), and other Association events throughout the year to speak to and motivate kids and adults around the country about how to make a difference in the fight against diabetes through advocacy.
In order to be considered for the National Youth Advocate position, you must:
* Note: children of Association staff and children of ADA Advocacy Committee members are ineligible *
Please make sure your application includes the following documents and all portions of the application are submitted by email to firstname.lastname@example.com:


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Recycle - Reuse
Welcome to Wombling.org.uk
Wombling.org.uk was built to raise awareness of recycling within the United Kingdom. Our Mission is to reuse items that may otherwise be thrown away.
Our main goals are:
As you can see Wombling.org.uk is here to help! We firmly believe that up to 60% of items that consumers throw out each week could be recycled and reused. This waste is filling up our landfills and contributing to the extra costs associated with waste management.
By following good recycling practices, your business or organisation could potentially save a lot of money.
Please contact us to schedule a recycle/reuse workshop today!


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sverona necesitaba un nuevo diseño de camiseta y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 147 diseños de 48 diseñadores freelance.
We are looking for a new and cool design to add to our existing product line. You can view our items at http://www.pursuepeaceclothing.com. The old items were simple, one-color, embroidered shirts.... now we are looking for a shirt design to be silk screened or printed on cotton shirts. We are looking for one-color designs, but will consider 2 or 3 color designs. We are looking to stay away from the 60s/hippy look. THE DESIGNS MUST INCLUDE THE PHRASE "PURSUE PEACE".
4/15/08 Additional Comment: We want the designs to have more of a logo look to them. We like the designs that can also serve as a logo for the company and can be used on hats. I hope this helps.
Pursue Peace Clothing
See above and the http://www.pursuepeaceclothing.com web site to read about me and the company.
Show us what you can do and it may lead to many more design jobs for you.
- Use your imagination. We don't know what we are looking for, just something new and cool.
- We do not want anything that looks like 60s/hippy/tie-dye


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We ship to any location within the continental USA by Federal Express [FedEx] or United States Postal Service [USPS].
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our business hours are 8:00 am to 4:30 pm PST


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This happened to me a few years ago on the day of the annual Washington Women in Public Relations "PR Woman of the Year" award luncheon. I'd won the award the year before, and I'd been asked to present the award to this year's winner. This is a plum assignment, and doesn't require saying much more than, "...and the winner is." And I was already speaking that day, on a panel discussion in the morning. But as our panel left the podium, one of my assistants came rushing up with a cell phone. "They want you to fill in--the keynote speaker is sick."
I had a cab ride and a half-hour of reception time to mull remarks and adjust to the new luncheon scenario. For someone whose personality type likes to plan ahead, this is not fun. My colleague Kate came by and suggested--given the group's focus on women in public relations--"was there any time in your career where being a woman in PR was significant to your success?" Normally, I'd have said no--but then it came to me. I had one example, just one, and a risky one, because it involved talking about a surgical procedure used to ease childbirth for women. At a luncheon speech. I'm just saying. Desperate times call for desperate measures, so I used the luncheon opening talks to mull my hasty remarks. And then I was called forward. Let me break it down for you as I now see it in hindsight, and in the form of tips, while I share the story with you:
As I look back on it, starting with an audience poll and concluding with the reporter doing a poll of his own added a nice symmetry to the talk...but I can't honestly say that was aforethought. I was delighted to turn then to announcing my successor, the day's winner. What did I learn that would really help you when you're tapped to speak at the last minute?
I started by taking a poll of the audience. In this case, I knew I was going to talk about childbirth at a luncheon, so I wanted to edge into the topic. "Let me ask you a few questions before I begin. How many of you are married? How many are single? How many have children? How many have grandchildren? How many don't have children?" In a room filled primarily with women, but also with men, this allowed me to check my assumptions about who'd understand the story I was about to tell. I took the real-life situation of the day and put it into my talk. "I was struggling to come up with what to talk to you about, when Kate asked me whether there was a time when being a woman made a difference in my ability to do public relations well. I like to think it doesn't make a difference, but there was just one time when it did, so let me share that." I explained where I came out on the poll so the audience understood my perspective."I asked you whether you had children. I don't, but early in my journalism career, I edited a magazine for new parents. I wanted to see how many of you might be familiar with a surgical procedure, an episiotomy, because it's part of my story." That got a buzz of reaction, so I could tell I had, shall we say, an informed audience. Given my risky topic, I made sure they knew I wouldn't talk about the procedure much. People were eating lunch, after all. "This is a luncheon, so I'm not going to go into the details. But it's important to know that episiotomies are among the most-frequently recommended surgical procedures for women in childbirth, because--as the doctors tell their patients--they make childbirth easier. But they are also painful and add to your recovery time. At the magazine I edited, the topic of episiotomies always drew lots of reader reaction. Ladies, am I right?" Heads were nodding. Here I knew the odds were high they'd agree. People were giggling, and I learned at this point I could have a little fun with this. I brought it back to our shared topic, women and public relations. "So fast forward in my career. I'd moved to public relations and was working for a major scientific journal, and the organization decided to launch a second journal, only about clinical trials. They're popular with the media, as they offer the chance to learn about new treatments for all sorts of diseases and conditions. We had several important reporters eager to see the first studies coming out from the new journal. And, because of my own earlier work in journalism, I was excited to see that the first major study we would publish was about...episiotomies." I shared data and drama. "I was excited because millions of women give birth every year in the U.S., so childbirth issues clearly impact a lot of people--not just mothers, but the families around them. And this study had a surprising conclusion. I knew episiotomies were widely prescribed and done at that time. So imagine how I reacted when I learned that the procedure had never been comprehensively studied before. What's more, the study we were about to publish had all the right conditions--a large sample size, a 10-year scope, irrefutable findings--and found that, all things being equal, an episiotomy makes little to no difference in ensuring an easier delivery." I pulled the story back to the PR focus. The room was buzzing with surprise, and I used that to push forward. "I've done a lot of work communicating scientific topics and this one had all the hallmarks of a good story. I had a wire-service reporter eager to see the first of our published studies. Now, I have to say that I don't tend to hover over reporters considering stories--I like them to stand on their merits. So I don't call to ask whether they received the information, and this reporter typically would call me right back if he was interested. But he didn't call. Five minutes, 10 minutes went by. So I picked up the phone and said "Whaddaya think?" And he said, "Honestly, I just didn't think this was all that important." At this point, whether you had children or did public relations, I'd put forward something for everyone. You could be horrified about the research or about the reporter's reaction, or both. I brought it full circle for a big finish. "I tried explaining the merits again, but he wasn't buying it. So I said, 'Fred, I seem to recall you and your wife have kids, am I right? Do me a favor and call her, tell her about the research in your own words. Don't go by what I'm telling you. And then if you have any women in that newsroom, gather an odd number of them and tell them the same thing. You want to do the story or not, fine with me. But just call me when you've done that--I'm curious to hear what they say.' Five minutes later, he called and said, "I'll do the story--just make them stop yelling at me!" At this point, the room erupted in laughter and applause--the real reward for a story with a beginning, middle and end.
- When backed into a speaking corner, stick with the familiar. I'd told that story many times in smaller settings, so I knew it by heart--and knew it got good reactions. I didn't have time to write notes, and didn't need them, because I knew my own story.
- I knew the audience would be willing to cut me some slack. As a member, a former award winner and a recognized speaker in the group, I had some advantages, but none greater than the sympathy folks have for the recently-pressed-into-service speaker.
- I didn't try to replicate the talk I was replacing. No way, no how. In fact, I erred on the side of short, funny and informal.
- I spoke only to my own experience. I'm not a parent, but I had relevant experience in my professions around the topic and focused on them.
- I stuck to topics that mirrored the event, women and public relations, and that focus helped me be brief, relevant and cogent.
That worked for me. What's worked for you when you've had to speak with little to no preparation time? Share your story in the comments.


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David Hasselhoff was first to exit the ballroom on "Dancing with the Stars" on Tuesday, but the former "Baywatch" hunk / international singing sensation isn't about to take a vacation.
When Access Hollywood's Shaun Robinson caught up with the Hoff following the announcement that his 'Dancing' days were over, he explained he still has daughters Hayley and Taylor Ann in his corner.
VIEW THE PHOTOS: 'Dancing With The Stars' Season 11 Premiere!
U.S. & World
"I wrote them a letter and said, 'Now if I don't make it, just remember I worked really hard — be proud of your dad,'" he told Shaun "They said, 'We love you dad, no matter what.'"
The former "America's Got Talent" judge said he was OK taking the first elimination bullet.
VIEW THE PHOTOS: 'Dancing With The Stars' Season 11: The Rehearsal Shots
"I was looking at the kids in the audience and I said, "I don't want Kyle [Massey] to go out, don't want Kurt [Warner's} family to freak out,'" The Hoff continued. "I said, 'If I go out I go out.' I will walk to the next gig and bring cheers that I have been [getting] here… because that is all you can do in life is go for it!"
AH Nation Poll: Did the right person go home on "Dancing"?
As for his upcoming gigs, The Hoff has good news for his local and international fans.
VIEW THE PHOTOS: 'Dancing With The Stars' Season 11: The Official Cast Shots
"I've got an hour and a half show waiting for me in a Riverside, [Calif.] resort casino, [then I] take a flight from America to Germany and do a tour there," he told Shaun. The Hoff added that he's looking forward to having some time to relax. "Maybe I'll have part of my days free for a little while."
"We didn't get a chance to see the six pack," Shaun pointed out.
VIEW THE PHOTOS: 'Dancing With The Stars' Season 11 Cast: Then & Now
"Yeah well, you'll never get a chance now, I'm voted off!" The Hoff said. "Maybe I'll come back for the finale and show off the six!"
In more "Dancing" ab news, Mike "The Situation" Sorrentino told Access he was sad to see his fellow ab-tastic co-star go.
"Oh man, you know me and the Hoff were really cool and I felt bad," the "Jersey Shore" star told Shaun backstage. "He was always hugging around, fooling around, so I felt bad."
Copyright 2010 by NBC Universal, Inc. All rights reserved.
This material may not be published, broadcast, rewritten or redistributed.
Related Content from AccessHollywood.com:
PLAY IT NOW: Access Hollywood Live: David Hasselhoff On His Live Concerts & New Reality Show With His Daughters
PLAY IT NOW: Access Hollywood Live: Three Things You Don't Know About David Hasselhoff
More from Access: [ David Hasselhoff Dancing With the Stars America's Got Talent ]


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Contact us today to take advantage of these great local-resident-only and National deals before they're gone.
Check Us Out on HGTV's Extreme Makeover: Home Edition
Provide your contact information and we'll be in touch via phone, email or text to schedule your free in-home window treatments consultation and more.
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Yes, it was technically yesterday, but hey.
I think for her birthday we should find her the wonderful accoutrements shown  here. Failing that, perhaps cattleprods for the fall drama season.
Bridget, if you're reading this, I wish you a happy birthday and many equally creative years to come.


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I've set up a mailing list which will go out every few weeks with updates and sneak peaks of the game.
(I'll have one embedded on the site tonight!)
Mailing list
Discuss news about Maia
Post Reply
4 posts • Page 1 of 1
Re: Mailing list
Need avid forum F5ers apply as well, or are you sharing them here too?
Re: Mailing list
Everything will be posted here and on the blog. The newsletter will give people a good digest of things to check out that they may have missed.
- randommonicle
- Posts: 185
- Joined: Mon Jul 16, 2012 6:26 pm
Re: Mailing list
Applied. Will still continue to f5 this forum however
Burn with me
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0 reviews from our community
Myers Studio & Northeast Ballet Co.
PO Box 828
Schenectady, NY 12301
Schenectady, NY 12301
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Empire ''Skate'' Plaza - Part of Winter at the Plaza
Today until Sunday, Feb 23, 2020Now in its 9th year, the tremendously popular Empire State Plaza Ice Rink is open daily and skating is free. Hours are M-F from 12-8 (closed for maintenance from 3:30-4:30)...
Butterflies & Blooms at miSci
Today until Sunday, Feb 23, 2020Butterflies are back at miSci! Escape winter's chill and discover brilliantly colored native butterflies at miSci's indoor butterfly house. Watch butterflies at every stage of life - from egg to...
Fresh Squeeze Fridays
TodayJoin us on the dance floor every Friday night!
School Break Camp: What's Up Next?
TodayToday's activities will find CMOST staff and campers looking ahead. What do you imagine the future will be like? We will plan a future city, imagine life on Mars and...
Cathedral in Bloom 2020
Today until Sunday, Feb 23, 2020Imagine the Gothic splendor of the oldest Episcopal cathedral bedecked with vast arrays of floral installations from 30 of the greater Capital Region's leading floral artisans...That's what you'll find at...
Black History Month Movie Matinee: Malcolm X
TodayJoin us at the Howe Branch as we screen a free movie every Friday at 12:30 pm. Ages 18 +
Paint, Sip, EAT! - Break Week Special, Just $25 - Happy Snowman Fun!
TodayFamily Fun! Free Mac N' Cheese Bar with Every Painting Class! Paint Happy Snowman Fun.
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Paint, Sip, EAT! w/ Free Mac N' Cheese Bar - Wood Shiplap Painting!
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The First Ladies Coalition
Today until Saturday, Feb 22, 2020An unforgettable, empowering, and thrillingly theatrical tour de force!
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You Could Be an Extra in an HBO Series Being Filmed in Troy
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It seems like once a year or so there's a casting call for extras, for a television show or movie being filmed in the Albany area. A recent notice has gone out on an HBO... Continue Reading »
You Don't Want to Miss These 7 Festivals & Events Happening in Albany This Weekend
February 18th, 2020
Whether you're a fan of cross-country skiing, alpine skiing, or winter in general, there are many reasons to plan a trip to Albany and the Capital Region. This weekend, make the most of the season... Continue Reading »
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Looking for Weekend Fun? Here Are 6 Superb Events Happening in the Albany Area
February 5th, 2020
Whether you're a fan of ice skating, ice bars, or live music, Albany has something for you this weekend. Take a look at these 6 upcoming events and activities and get ready to experience the... Continue Reading »
7 Fantastic Events to Check Out in the Albany Area This WeekendVisit The What's New Blog on Albany.com
January 28th, 2020
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It is a very straight-forward process today to compare commercial insurance quotes online for virtually every type of business and trade.
There are many very fast and efficient websites operated by insurance agents, brokers, companies and comparison sites that offer quote comparisons for both liability and property cover, However when buying commercial insurance for your business online there are many not so obvious considerations and often hidden costs, that you should be aware of before you purchase.
The major problem with all online quote comparisons is that products are differentiated by price, most often with the cheapest quotes displayed first. Inevitably this will mean that quality insurance products with more cover that maybe cost a little more, will often not make the top five results displayed.
Whether you are looking to purchase liability protection or commercial property insurance for your stock, buildings and contents the most important consideration when applying for quotes is to disclose all the material facts. Many policy contracts can later be deemed null and void because a business owner was not one hundred percent truthful when applying for quotes.
If you fail for example, to declare the full value of your buildings in an attempt to reduce the premium prices quoted, in the event of a claim for an insured loss, your settlement figure will be reduced by the insurer proportionally to the amount of under-insurance, invoking what is known as the average clause.
Another example is a failure to declare all your staff including part-time staff for liability cover purposes.
it is also equally important when comparing policies by price quoted, to compare the actual covers offered by these policies. Invariably there will be differences in the levels of indemnity for loss, sums insured and additional covers offered.
Likewise each commercial insurance company will also tend to have its own levels of voluntary and policy excess, set to attract or deter certain types of business.
Compare policy wordings and keyfacts documents so that you fully understand the levels of cover offered by each of the quotes, before you buy.
Avoid paying for additional covers that you do not need. For example, new businesses in their first year would not be able to claim on a business interruption section of a policy for loss of profits, as there is no trading history. Similarly businesses that do not give advice have no requirement for professional indemnity insurance which may be included in some all risks packaged polices.
Other hidden costs to be aware of, are companies offering monthly payments or credit facilities at high interest rates. Beware sites that do not display the monthly premium breakdown at quote stage for those wishing to pay by monthly debit.
Before purchasing or even obtaining quotes, you should check that the provider is regulated and authorised to conduct commercial insurance business.
For example in the UK the site should display an FSA registration number, which shows the site is covered by the Financial Services Authority compensation scheme, should things go wrong.


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A children's manufacturer has recalled a popular stuffed animal following worries that part of the toy could become detached and pose a risk of choking.
The Scania Teddy with blue vest has a zipper which the company has found may become loose, with the attendant risk that a child could choke on it.
The company say that no incidents have been reported. However, customers are being asked to immediately stop using the teddy bear and return it to any Scania dealer for a full refund


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Jeannette Caines: Author and bookseller dies
Noted author, bookseller, and recipient of a lifetime achievement award from the Virginia Center for the Book Jeannette Caines Armstead died earlier this week after a short illness.
According to her son, Alex Caines, she was diagnosed with stomach cancer just one month ago, survived a surgery, but died on Sunday, July 11, after an adverse reaction to chemotherapy.
"She beat the cancer, but the medicine got to her," says Caines.
Armstead, who wrote under the name Jeannette Caines during her publishing career, was the author of several acclaimed children's books including I Need a Lunch Box and Just Us Women. In the late 1980s, after moving to Charlottesville following 25 years with Harper & Row in New York, she operated a bookstore on West Main Street called Purple Alligators.
The eclectic Armstead, 67, who favored country and western music, was the subject of a Hook personality profile, "Alligators' author: No blues for this cowgirl," published March 25.
Caines recalls that as his mother was facing surgery earlier this month, she asked the doctor if she would still be able to eat chitlins and pig's feet. "Mom," he gently scolded, "of all the things to worry about!"
Caines says the lifetime achievement award, presented in March by then-City Councilor Meredith Richards, capped a dazzling career.
"Thankfully, she got to enjoy that," says Caines. "It was definitely a highlight for her– and for me as well."
Jeanette Caines


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Fine ArtFine ArtFine Art is a celebration of the work of video game artists, showcasing the best of both their professional and personal portfolios. If you're in the business and have some art you'd like to share, get in touch!
Andrei Cristea is a lead character artist at CCP, the developers behind EVE Online. You know those awesome human face screenshots we showed you the other day? That's the team Andrei is on, with work pioneered by guys like Jeff Miller and Vigfus Omarsson.
But pretty faces and hair aren't all Andrei can do. So today we're looking at his other, very impressive works.
Cristea is a deft hand with 3D models, as this gallery shows. Some of the pieces are professional, others personal, all of them wonderful.
You can see more of Andrei's work at his personal site.
Fine Art is a celebration of the work of video game artists. If you're in the business and have some concept, environment or character art you'd like to share, drop us a line!


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Carson City woman arrested after alleged rampage
A Carson City woman was arrested on felony attempted-kidnapping, attempted-home-invasion and battery with-intent-to-commit-mayhem charges Saturday night in the 100 block of College Parkway.
According to the Carson City Sheriff's Office:
A woman called to report that her husband was in a fight with another woman.
A deputy found Laura Elizabeth Rees-Dauer, 23, trying to kick down the door to an apartment and arrested her. The woman who called the Sheriff's Office said Rees-Dauer had rung her doorbell several times, then yelled profanities at her.
The woman's husband then saw Rees-Dauer choking an elderly woman and hitting her in the face. She then reportedly flashed her breasts to multiple residents, then picked up a 5-year-old child and ran more than 50 yards to a flight of stairs. She reportedly fell when she tried to climb the stairs, and the child suffered a laceration to her lower back.
Rees-Dauer also was arrested on suspicion of indecent exposure, child abuse/neglect/endangerment and contempt of court. Total bail was set at $100,500.


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Checking my account's bandwidth usage
Your Website Builder account uses bandwidth when it sends or receives data with the rest of the Internet. For example, if your website contains a 1MB picture, and 2,000 visitors view the picture, it uses 2,000MB (2GB) of bandwidth.
You can check how much bandwidth your account has used, as well as its monthly limit, at any time.
- Log in to your GoDaddy account.
- Within your list of products, click Website Builder.
- Next to to the account you want to use, click Options.
- The Overview tab shows how much you've used of your current bandwidth allotment in the first column.
- Click the x to close the window.
Note: If you exceed your account's allotted bandwidth, your account will be automatically upgraded to the bandwidth level needed to handle your extra usage by 5GB, 10GB or 15GB. You will be automatically charged for that extra amount. Your account will remain at that more expensive, higher bandwidth level until you manually reset it to the previous lower level.
If you expect to temporarily need more bandwidth for a month or more, you can prepay to increase it for that period. For more on changing your Website Builder's bandwidth allotment, see Upgrading or downgrading your plan.


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Kirtan (call-and-response Sanskrit chanting), is becoming increasingly popular in the West. Three recent books aim to describe this practice to newcomers and experienced chanters alike. If you are interested in learning about the practice of Kirtan and about the popular Kirtan wallhas (performers) then one or more of these books will definitely appeal to you.
If you are new to Kirtan, then Following the Sound into Silence by Kailash provides an excellent overview on Sanskrit and Tibetan chanting. This hardcover book is truly a work of love by its author and includes beautiful watercolor depictions of the Deities, a chanting CD, and exquisitely detailed insights on the spiritual practice. This extremely helpful introduction to chanting is beautifully written, concise yet thorough, and easy to read.
Viewing ads supports YogaBasics. Remove ads with a membership. Thanks!
The two other books take a similar approach to discussing the practice of Kirtan through the interviewing of modern American Kirtan wallhas (performers). Kirtan!: Chanting as a Spiritual Path is the shorter of the two, focusing on the most popular performers. The Yoga of Kirtan is a newer book with a much longer list of interviews, and includes a CD of chanting by several of the artists featured in the book. It is interesting that while these two books are almost identical in their approach to this subject they have some striking differences. The interviews in Kirtan! have longer introductions and give the Kirtan artist less questions and more space to talk freely. The focus also centers more on the artist's love for and experiences with their Guru. The book begins with a brief introduction to Kirtan and ends with a guide to practicing Kirtan and a glossary of common Sanskrit words used in the chants.
In The Yoga of Kirtan, the emphasis is more on the history, background and spiritual experiences of the artists. There is also a greater focus on the philosophy, tradition, approaches and techniques of the practice. This shift of attention results in many juicy, interesting and longer spiritual discussions. While this book interviews over twice as many artists than Kirtan! there is a notable absence of two very popular kirtan performers (Bhagavan Das and Wah!) especially with the book's inclusion of many lessor known ISKCON (Hari Krishna Movement) chanters.
All three of these books shed valuable light onto the practice of Kirtan, and all the authors and artists are clearly passionate about the practice of chanting. As each book has its own flavor and uniqueness, each one will be helpful in taking you deeper into the art and practice of devotional chanting.
You can purchase all three of these books at Amazon.com through the following links:
Following the Sound into Silence
Kirtan!: Chanting as a Spiritual Path
The Yoga of Kirtan
Disclosure: YogaBasics.com participates in several affiliate programs. As an Amazon Associate, we earn from qualifying purchases. When you click on external links, we may receive a small commission, which helps us keep the lights on.


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National Jan 22, 2013
PIA tool kit keeps agents current as market changes
GLENMONT, N.Y.-Responding to member concerns about changing market conditions and anticipated premium changes, the Professional Insurance Agents of Connecticut, New Hampshire, New Jersey and New York State created their Market Transition Tool Kit. This online tool kit includes resources to help PIA members educate and prepare their clients and agency staff on the changing market. PIA continues to update this member benefit as the market continues to evolve. Recent updates include:
- whats ahead for the U.S. insurance market? Outlook for 2013;
- a sample letter for agents to prepare clients for potential changes in their premium or policy coverages;
- predictive modeling trends;
- updated legislative/regulatory information;
- latest exportable lists; and
- market information (i.e., PIAs MarketBase Program, PIAs BusinessLink Program, etc.).
"The Market Transition Tool Kit continues to evolve as the insurance market continues to change," said Diane Fowler, executive director of PIACT, PIANH, PIANJ and PIANY. "PIA is committed to helping its members explain these changes to their clients. The tool kit also provides valuable information to members who may not have been a part of the insurance industry during the last hard market."
The Market Transition Tool Kit features support materials about the changing market, designed to be shared with agency clients in advance of their renewal, as well as a compendium of industry information on market trends. It also includes state-specific resources on policyholder protection laws; agency termination laws; excess- and surplus-lines requirements; definitions; customer-education resources; and more. This PIA-member benefit is available at www.pia.org/IRC/markettransition/.
PIACT, PIANH, PIANJ and PIANY are trade associations representing professional, independent insurance agencies, brokerages and their employees throughout their respective states.


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Thanks a bunch Vicki!
Thursday, September 17, 2009
Ruche Interviewed by Simply Hue
Thanks a bunch Vicki!
8 comments:
- vicki (simply hu) said...
Thanks, Mai. :) It was fun to learn more about you....especially that you love to eat! lol.
- September 17, 2009 at 10:44 AM
- Christina said...
you are so stinking cute! love the interview.
- September 17, 2009 at 11:57 AM
- oh, hello friend. said...
love the interview :)
love your shop + all the amazing fashions!
xo. danni
- September 17, 2009 at 4:31 PM
- shopruche.com said...
Thank you for reading!
- September 17, 2009 at 4:46 PM
- Kelley said...
It's great to learn more about you - it's so much more fun to shop a store that has a face behind it. Do you do everything yourself or does Ruche have a team?
- September 19, 2009 at 11:05 PM
- shopruche.com said...
Thank you Kelley!
Ruche currently has a very small "team" - mostly me and my husband, after his full time job. =D Although, I really do think I work as much as 3 people haha. I also work with a very talented team who help me create our lookbooks. We've only been open for a year but it looks like we will be needing some more help very very soon!
- September 20, 2009 at 12:22 AM
- Kelley said...
Wow, you and your husband do a fantastic job. I hope that you'll post any future career opportunities on the site!
- September 23, 2009 at 6:14 PM
- beautyparler said...
Great interview! It was nice getting to know you better outside of our exchanged email:) Your so pretty too! Anytime you want to offer a coupon code (again) on my blog let me know. I love supporting those that are trying to work outside the corporate box:)
- September 24, 2009 at 6:45 PM


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Radome with Double-Layered Dielectric Lens
Application ID: 12027
A radome minimizes losses and improves radiation characteristics of an antenna through its design. The structure can be optimized to minimize the transmission loss and also designed to improve radiation characteristics including antenna directivity and side lobes.
Shown in the model is the surface current density on the patch antenna, the magnitude of the electric potential on the antenna's substrate, and the electric field in the radome's shell.
This model example illustrates applications of this type that would nominally be built using the following products:
however, additional products may be required to completely define and model it. Furthermore, this example may also be defined and modeled using components from the following product combinations:
The combination of COMSOL® products required to model your application depends on several factors and may include boundary conditions, material properties, physics interfaces, and part libraries. Particular functionality may be common to several products. To determine the right combination of products for your modeling needs, review the Tabela de Especificações and make use of a free evaluation license. The COMSOL Sales and Support teams are available for answering any questions you may have regarding this.


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Please enter your User name, Password and then click the Login button or click the button below to contact Customer Service by webmail.
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Got questions about your account? Give us a call at 1-800-668-0600
Spectrum Educational Supplies specializes in supplying learning tools that focus on hands-on, manipulative based learning.
We realized very early on in our history that each student learns in a different way and a classroom that provides a combination of learning tools spanning rote memory development as well as hands on learning/exploration, usually proves to be the most effective learning environment.
Working with educators and teachers we have identified or developed the most complete selection of manipulative based learning tools in the industry.
Our team of highly skilled Catalogue Directors and Resource Representatives are always available to offer you product knowledge and guide you through your buying decisions.
Most Canadian educational institutions and school boards are familiar with our discipline-specific catalogues but our presence doesn't stop there.
Our commitment to servicing your needs extends much wider; world web wider to be exact.
With thousands and thousands of products readily available on our website & in our catalogues you can feel confident when you shop with us.
With a large warehouse of stock comes a large permanent clearance area in the store, for even more savings.
Please come to the store to explore, see and touch the items so you know they are right for you.
We even have a "SIT & SHOP" area for your convenience.
You can browse the catalogues, make a list and we'll do the running for you!
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If we've got it you'll find it here!
Our newsletter is a great information source for discipline specific educational interests, product knowledge, offers and industry related news.
You'll find a page full of PDF catalogue products resources to help you get the information you need and the most out of the products we offer.
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Working with educators and teachers we have identified or developed the most complete selection of manipulative based learning tools in the industry.
Proud to be aligned with the hard working people that make up Canada's farming and ranching communities.
We thoroughly review our product selection for kid appeal, durability, price and safety.
We are the proud manufacturer of Life/form® and Simulaids products.
Looking for new ideas to teach people how to make healthy food choices?
We've got new and exciting ideas for activities, exercise, games and sensory products to help run a fun and exciting activities program.
Whirl-Pak® made the "Universal Sample System" possible, which means that a single sample can be used for all tests required for quality control, product content, and legal compliance.


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$ 36,877
82 / 82 cu. ft.
The 2013 Toyota Land Cruiser continues a 60-year heritage of impressive off-roaders, and has raised its game (and MSRP), as it now comes with an array of standard features that puts it on the map with its more luxurious mate, the Lexus LX 570.
Among the many goodies that now come standard in the Land Cruiser are voice-activated navigation, rear-seat DVD entertainment system, color-matched rear spoiler, rain-sensing windshield wipers, center-console cooler box, headlamp cleaners, leather-trimmed steering wheel, multi-information display, Bluetooth, rear backup camera, and a JBL audio system. The cabin has also been upgraded with better quality materials. Nothing has been changed mechanically, meaning the Land Cruiser retains its body-on-frame construction and high-tech Kinetic Dynamic Suspension (KDSS), which allows the anti-roll bars to disengage to allow for added wheel articulation when off-roading. The Land Cruiser has also been transformed into a more capable rock crawler thanks to a new Multi-terrain Select system that acts like a limited slip differential and adjusts wheel slip. Also new is an updated version of the CRAWL Control system with Off-Road Turn Assist.
Carrying over the 2013 Toyota Land Cruiser is the 5.7-liter V-8 that generates 381-hp and 401-lb-ft of torque. That engine is paired with a six-speed automatic transmission. EPA rated at 13/18 mpg city/highway, the luxurious off-roader doesn't come without consequences. It's this that makes something like the Mercedes-Benz GL350 Blutec diesel seem more appealing. Also, despite its huge size, the Land Cruiser offers a modest 82 cu-ft for cargo capacity. However, the Land Cruiser has an awesome track record. The last time we tested a Land Cruiser, we were impressed by its 0-60 mph time of 6.5 seconds.
Chrome accents on the doors, redesigned front grille, new HID headlights and LED daytime running lights, and new 18-inch wheels. Interior changes include ventilated front seats, upgraded leather seats, and a revised instrument panel. Adaptive cruise control, rain-sensing wipers, and Toyota's new Entune infotainment system are standard.


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Bay Area Dining: Tony and Alba's Gluten-free Pizza in San Jose
Tony and Alba's
3137 Stevens Creek Blvd.
(Stevens Creek & Winchester)
Phone: 408-246-4605
Hours of Operation:
Sunday- Thursday 11am to 9pm
Friday and Saturday: 11am to 10pm
It never would have occurred to me to check out Tony and Alba's for Gluten-free Pizza if it hadn't been for the recommendation of a pizza-enthusiast friend of mine who wrote a lovely post on her favorite pizza joints in the Bay area. It is a great article, and you should check it out. This afternoon as the DH and Baby Yum and I were on our way to Santana Row, we passed Tony and Alba's in a strip mall on our left. I had never given it a second thought before, but thanks to my friend, I knew they had a gluten-free pizza available. So, after we browsed the mall and let Baby Yum run wild in the children's play area, we went out for pizza together. Yay!
They use the French Meadow gluten-free pizza which comes in its own baking tin. Don't freak out when you walk in the door and the gluten-free pizza isn't listed on their menu. I have to admit, I like it when a company offering gluten-free food plasters notices all over the restaurant. However, when you say gluten-free pizza to the staff, they are completely aware of what you are talking about and it is printed in nice, clear letters on your receipt. And, when they bring you your pizza, the waiters announce "Here is your gluten-free pizza." These things make me feel better. I get a little twitchy in a pizza joint, and I was reassured by their gestures. I didn't order the pizza any special way and it was nice and crispy, so perhaps they've made it standard to pre-bake the pizza a little before adding toppings.
What did we order? Well, we started with a MARGHERITA, and were glad that we did. The nice, thin crust had a lovely amount of tomato sauce (or very well baked tomatoes?) and cheese, and then was sprinkled with julienned basil. Now, it isn't quite like how I do a margherita, which is without tomato sauce, whole slice tomatoes, fresh mozzarella and tons of basil, but isn't the reason you go out to have things a little differently than you would make them at home?
An unexpected bonus was that Baby Yum was delighted by the thin crust and ate almost a whole piece single-handedly, with a little help from her mama. Prior to this, she's always been a little unsure about layers of flavor on her food. I think getting her used to quesadillas and the recent ravioli fest have gone a long way to warming her up to pizza. Whatever, the reason, she liked it!
After we all devoured our margherita pizza, we decided to order a vegetarian. The vegetarian has Mushroom, Zucchini, Tomato, Black Olive, Artichoke, Garlic, Bells, and Onion. All the toppings seem to be put on raw, and there are a lot of them. There is especially a lot of garlic. I won't be having trouble keeping vampires at bay after a slice of that pizza, that is for sure! I am fairly picky about my pizza toppings and like a lesser volume. I also like to grill veggies before putting them on pizzas, so I was a little overwhelmed. The DH also grumbled about the veggies he didn't like (zucchini etc) and Baby Yum wouldn't eat it, but I think her petite toddler tummy was full. Next time I'd design my own pizza with fewer toppings, and/or try the Bianca (No Sauce, Mozzarella, Ricotta, Provolone, Feta, Sun-dried Tomato, and without the usual garlic). I hear that it is possible to order gluten-free pasta and polenta at Tony and Alba's too, so that might be fun another time.
I think meat lovers and fans of cozy, family-style restaurants will be very happy with the gluten-free pizza and other offerings at Tony and Alba's. There are many options for vegetarians, but their house special is very non-veg, and gets rave reviews. The price is also fantastic, with a typical pizza costing around $12 for a medium-size pizza. For our family of two and a nibble-prone toddler, one pizza would be a light meal, and more than (two) is a nice meal with maybe some leftover slices to take home. If you've been missing feeling "normal"- this place is for you. We were surrounded by families and pizza fans at this cozy neighborhood pizza joint, with a television playing lightly in the background as we watched the rain outside. It felt pretty good. The owners seem really sensitive to gluten-free issues. They began preparing gluten-free pizza because a very good family friend's daughter had Celiac and the owner's wife wanted her to be able to come to their restaurant. Also, their daughter was dating a guy with a wheat allergy. When they researched it, they saw the need for a down-home family style option for gluten-free folks, and so a menu was born! Both the gluten-free pizza and pasta is made in a dedicated area, with a separate cutter and pan, spoons, etc.), and the pasta is made in a dedicated gluten-free pasta. They purposefully bought rotelli-spiral gluten-free pasta so it would never get confused for the gluten pasta. Gluten-free polenta and beer are also available. To my knowledge, they don't have a dairy-free or soy-free cheese, so if you have sensitivities you might call ahead and see about the pizza crust ingredients as well as topping options.
They do prepare a lot of gluten-containing foods, and the kitchen is open to the seating area so you might want to eat outside if it is a nice day. Overall, I was pleased with my experience at Tony and Alba's. I am delighted that there are so many gluten-free pizza options for us in the Bay Area and I can't wait to try them all!
Coming soon: a very positive review of BJ's Brewhouse, their gluten-free menu and amazingly crisp pizza.
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$5 off Sandwiches
Surf Shack Subs
With this exclusive Rewards for Causes offer, you'll save $5 off any purchase of $15 or more!
About the Reward
- Casual, tiki shack serving up delicious subs, sandwiches, wraps and salads
- Try customer favorites: BBQ Pork Po Boy, the Cuban, and Vietnamese Bahn Mi
- Custom, made to order smoothies and acai bowls made with fresh fruit
- Pet-friendly, outdoor seating with games and music
About the Business
Surf Shack Subs & Smoothies is a casual walk up window, food & beverage shop in a surf/tiki oriented vibe. Enjoy your food & drinks outdoors at one of our surfboard or palapa tables. Play a game of corn hole while waiting for your order, or just hang out listening to Reggae. Our fresh made to order Subs, Cubanos, Wraps & Salads plus delicious & healthy Smoothies, Acai & Dragonfruit bowls will have you craving for your next visit! Kids & Parents love The Shack. We are also dog friendly so bring your pup along! We deliver local & you will also find us on Delivery Dudes. Please support local indie businesses, thanks and hope to see you all soon!
Surf Shack Subs & Smoothies
916 Se 5th Ave,
Delray Beach, FL 33483
(561) 541-0228
- Limit 1 per person.
- Min purchase $15.
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