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This hit home for me recently when I received the following email from a reader:
This email helped me launch this podcast and post on the topic:
"I just finished listening to your Podcast with the WealthFront CEO. I heard you say at the end that you are going to do a Podcast on why you moved your SEP-IRA to Wealthfront. May I make a request? When you do that, please provide some guidance (see below) for those of us who have followed you through the podcasts. This has been my journey:
1. Find and begin enjoying Dough Roller blog and podcast. Begin investing in passive low cost index funds through Vanguard outside of my retirement accounts, due in large part to information learned on the podcast.
2. Find out there is such a thing as Betterment and begin exploring "Roboadvisers", but mainly Betterment because I heard the interview on the podcast with the CEO and liked that . . . And they sponsor Dough Roller.
3. Read and listen more and find out that some folks (Bogleheads) favor Vanguard-type index funds but some say no bond funds in taxable accounts and some say bond funds in taxable accounts, etc. etc. etc. Confusion! Should I change? What should I do?
4. Hear a new term called "tax harvesting." Wonder further if I should move my new taxable account (started about 1 year ago) from Vanguard index funds to Betterment. Probably shouldn't move my new SEP-IRA at Vanguard (inspired by Dough Roller) because no need to move a tax-deferred account for tax harvesting. Right?
5. Hear the Wealth Front podcast. Rob moving SEP-IRA to Wealth Front who preach tax harvesting (see #4). Confusion reigns . . .
As for the guidance requested, am I wrong to believe that ANY investing is better than none and will do in the long run better than none . . . but that much of the above is about fine tuning the investment process?
I appreciate all you do. I am just searching for some investing clarity . . .
Merry Christmas . . .
All the best,
This email hit me hard, and made me wonder if I confused people with Podcast 138. I should say that I haven't decided to move all my accounts to WealthFront or any other automated investment service.
I do have accounts with Betterment (taxable) and WealthFront (SEP IRA). I'll be opening one at WiseBanyan, a free robo advisor. I'm also evaluating Vanguard's advisory services and its target date retirement funds. And I'll be sharing the results of my evaluations in future articles and podcasts, including an upcoming interview with WiseBanyan's founder, Herbert Moore (thanks to a reader named David who suggested I interview Herbert).
The point to all of this is to evaluate each service. I'm in no hurry to make a decision as important as this one. Right now most of my investments are with Vanguard and Fidelity, and all of them are low cost. So I can take my time in evaluating my options.
My primary goal is to simplify the management of my investments. I've been rebalancing my portfolio for more than 20 years now, but it would be nice to turn that task over to a computer. But again, there are several ways to accomplish that goal (robo advisor and target date funds are two options, for example).
For today, however, I want to respond to Jeff's question in a more general way. My hope is to lay out a framework for sound investing, regardless of what mutual fund company, broker or robo advisor you may choose.
To do that, let's walk through the six keys to successful investing. Then we'll talk about what I call second tier questions. These are questions about investing we must decide (e.g., robo advisor vs. low cost mutual fund), but aren't as important in terms of reaching our goals. In other words, second tier questions have two or more sound options, and the choice you make often has as much to do with your own personality.
Listen to the Podcast of this Article
Table of Contents:
The Six Keys to Successful Investing
Here are the six overriding strategies that have the greatest impact on investing success or failure:
- Start Early – That means start today. The worst time to start investing is tomorrow. The magic of compound interest takes time, lots of it. And investing consistently, even small amounts of money to start, helps build the discipline of saving.
- Save 20% or More – This may seem impossible, but it's really critical. And the point isn't just to save for retirement 40 years from now. Saving 20% or more will enable you to achieve levels of financial freedom that can improve your life long before you retire.
- Diversified asset allocation plan – The plan should include US stocks, international stocks, US bonds, and some real estate. The specific allocations can vary from one investor to the next, but a well diversified plan is critical. (See Podcast 25)
- Stick to the plan – This is one of the hardest aspects of investing for most people. Rebalancing forces us to sell high and buy low, which isn't easy. How often you do it is less important than doing it at regular intervals. (See Podcast 51 and Podcast 52 for more on rebalancing). You also don't want to abandon your plan in a market slide, or because you get busy with other areas of your life.
- Keep costs low – That includes advisor fees and investment fees (expense ratios). It also includes robo advisor fees. Keeping costs low can translate into tens of thousands or even hundreds of thousands of additional dollars in retirement.
- Take advantage of Retirement Accounts – Taking advantage of the tax advantaged accounts (401k and IRA accounts) will significantly increase your wealth.
The first two are the most important, since they'll have the biggest impact in terms of reaching your goals. But the other four are very important as well, particularly keeping investment costs low.
Note that the list doesn't include some important decisions we as investors must make. For example,
- Vanguard vs. Fidelity vs. T.Rowe Price vs. Schwab
- Actively Managed vs. Passively Managed Mutual Funds
- Mutual Funds vs. ETFs
- Mutual Funds vs. Brokers vs. Robo Advisors
You can make all of these work within the six keys. It's a matter of separating critical decisions – the six keys – from the specific choices we make to implement the six keys to investing.
How to Deal with Conflict
A complicating factor with the six keys is that they sometimes conflict with one another. When this happens, you'll need to decide what's most important to you. Here are two examples of common conflicts:
1. Hiring an advisor to help you stick to your plan (Goal #4) vs. keeping costs low (Goal #5) – You may need help in managing your investments. An advisor might help "talk you off the ledge" in a market slide, which helps you stick to your investment plan. But advisors come at a significant cost. One option is to seek out lower cost advisors, such as Vanguards advisory services that cost 30 basis points. But there's still a trade off.
2. Keep costs low (Goal #5) vs. taking advantage of retirement plans (Goal #6) – 401(k) plans often have expensive investment options. While an employer match may ease the pain, it doesn't change the fact that you either take advantage of the 401k with the costly investment options, or you don't. Funding an IRA can help to a point, but it doesn't match the contribution limits available with a workplace retirement plan.
You have to consider options that will help you meet both goals, while minimizing the negatives on either front. If you need help, you may have to pay a fee, but you want to keep that fee to a minimum.
How to Make Second-tier Investing Decisions
Beyond the 6 key factors to successful investing listed above, we have to make countless second-tier decisions. I listed some above. Here are some additional examples:
- Should you have exposure to small caps, REITs, or emerging market funds;
- Should you use an automated investment service, and if so, which one;
- How often should you rebalance your portfolio;
- Should you factor in future tax liabilities in your asset allocation plan; and
- Where should you open an IRA
These decisions are not unimportant, but you have a lot of good options. As long as you get the six key factors above right, you have considerable breathing room in these areas.
With that said, here are some things to consider when making these types of decisions.
1. Recognize that it's a second-tier decision
A second tier decision typically has the following characteristics:
- Goals are not dependent on the decision – for example, the decision may not make it impossible to retire which ever course of action you choose.
- There are several reasonable options – and all will ultimately get you to where you want to go.
Recognizing that the decision you are making may have several reasonable outcomes can help you make the decision.
2. What will help me succeed on the 6 keys above
Let's say you have questions about asset allocation, rebalancing and tax loss harvesting. You may find that the best option is to work with a robo advisor or invest in a target date retirement fund. You'll pay a fee for these services, but it will work if you don't want to handle all of those details yourself. Either option is reasonable and will likely enable you to meet your goals.
3. What will be best for my significant other
I handle all of the investments in our family. My wife has no interest in asset allocation, rebalance, or the difference between a Roth or traditional IRA. Nevertheless, I manage our investments so that she could take over if need be. That means, among other things, a simple asset allocation plan and keeping most of our accounts in one place. I'm working to simplify our investments even further, which is one reason I'm now considering automated investment services and target date retirement funds.
4. Things Change
This is where flexibility enters the picture. Things change as time goes on, and you will need to shift tactics and strategies along the way.
For one thing, you learn more as you invest. That will not only change how you invest, but it will also change how you see your investments. As you become a more capable investor, your portfolio will likely reflect those improvements.
Technology also changes. Robo advisers are an excellent example. They've only been around for a few years, but they are already changing the entire investment landscape.
Your financial goals may also change. As a result, you need to be flexible and willing to make changes when it is reasonable and necessary.
5. Make change slowly
As an investor, you have to think long-term. That means that you shouldn't be out chasing every new system, technology, or investment broker as soon as it hits the street. Give some of these changes time to mature before you jump in.
You can test run a system or program before committing to it fully. For example, people are rushing into robo advisors, but Schwab and Vanguard are going in the same direction soon enough. Test out a robo advisor with a small amount of money before committing to it in a major way.
Those are basically my thoughts on the keys to successful investing, and I hope it addressed at least some of Jeff's questions.
What are your keys to successful investing?
Podcast: Play in new window | Download | Embed


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DaVinci IQ Portable Vaporizer
DaVinci IQ Portable Vaporizer
A Durable Discreet and Highly Portable Flower Vaporizer
The DaVinci IQ is a feat of engineering and a joy to use right out of the box. With endless features and the ability to bypass all of them and keep it simple, the IQ is a great investment for beginners and experienced users alike.
In our 2019 vaporizer testings, the IQ came out as our tester's favorite (with the Miqro in close second and a great alternative for anyone looking for a more affordable portable vaporizer for microdosing).
This flower-only vaporizer gets it right by being the best portable vaporizer on the market. With so many other vaporizers striving to do both concentrates and flower (and missing the mark completely), this vaporizer does one thing very very well.
The IQ's Smart Path™ technology offers a tailored and high quality vapor experience. IQ has four preset Smart Paths for custom vaping on-the-go with no fuss or confusion.
If you'd like an even more customized vaping experience, the IQ's Bluetooth and smart phone integration allow custom temperature and other custom user settings.
- Adjustable oven size
- Replaceable Battery and USB Charging
- Digital Temperature Control, Smart Paths, Boost Mode
- Smartphone App
USB Charging Cable, Alcohol Wipes, Chimney Brush, Keychain Multi-tool, 10mm Adapter, Carry Can, Flavor Chamber
The DaVinci IQ is covered by a 10 year limited warranty. The Limited Warranty does not apply to normal performance degradation of batteries, accessories, wear and tear of hinges, mouthpiece, or neglecting to adhere to cleaning instructions.
FREE domestic U.S. shipping on all orders.
Fast flat rate worldwide shipping.
1 Year Manufacturer Warranty
Fast and friendly customer service!
Email [email protected]
Or call us at (619) 832-0420

subset: commoncrawl


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Mason Pearson Gentle Nylon Hairbrush NG2
This Mason Pearson NG2 brush is made up of 7 rings of tufts to gently guide through your hair. A gentle brush ideal for use on fine and thinning hair. The Mason Pearson range of brushes are renowned for their excellent quality and are extremely long lasting. The Gentle Nylon range is recommended for fine or thinning hair.
5 in stock
|Choose a Colour
Ruby, Blue, Ivory, Pink
There are no reviews yet.
House of Astley provides a fast and efficient delivery service throughout the UK. Our delivery standards are as follows: Standard delivery: Royal Mail 48 Hour Service Delivery is free for all orders over £30 and there is a charge of £3.95 for all other orders. Delivery Timing Mainland UK: 2-3 business days after despatch. Highlands & Islands: 4-5 business days after despatch. Orders placed by 1.00pm Monday to Thursday will be despatched the same business day. Orders received after 1.00pm Thursday through to 1.00pm Monday will be despatched on a Monday (excluding Bank Holidays). A signature is required as proof of delivery. See here for full information on returns and our 30-day no quibble guarantee.


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Last week we were in one of the busiest National Parks, Rocky Mountain National Park. Last night we visited one most people probably never have heard of, Black Canyon of Gunnison Natonal Park, but we weren't at all disappointed, it is a beautiful Park! It consists primarily of Black Canyon. Black Canyon is very dramatic, at places over 2,700 feet deep, with solid rock walls full of interesting shapes, patterns and textures – a photographers dream! We plan on returning and spending a bit more time at this little gem.
For the image of Painted Wall, I used a 3 stop graduated neutral density filter, and a blend of two different exposures.
By the way, thanks for all the great location suggestions and advice I have received from readers of my last few posts – I really appreciate it!
Here are more pictures of the Black Canyon of Gunnision National Park, Colorado.


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Goodrich Petroleum Corporation (NYSE: GDP)
Company Overview
Goodrich Petroleum Corporation is an independent E&P company engaged primarily in the Haynesville Shale in North Louisiana and East Texas, the oil window of the Eagle Ford Shale trend in South Texas and the Tuscaloosa Marine Shale ("TMS") in Eastern Louisiana and Southwestern Mississippi.
Goodrich is currently focusing on the Haynesville through 2019.
- Q1-2018 Revenue: $ 11.8 million
- Q1-2018 Production: 36 (MBOE/day)
- Total Common Stock Outstanding: 11 million
- Enterprise Value: $ 173 million
- Total Debt: $ 41 million
- 1P Reserves: 71 MMboe
- Operating Margin: -11.26%
Management Team
Walter G. "Gil" Goodrich – Chairman, CEO
Robert C. Turnham, Jr. – President, COO
Mark E. Ferchau – Executive Vice President
Michael J. Killelea – Executive Vice President, General Counsel & Corporate Secretary
Robert T. Barker – Senior Vice President, Controller and CFO
The Oil and Gas Conference®
Goodrich Petroleum Corporation is presenting at EnerCom's The Oil & Gas Conference® at the Denver Downtown Westin Hotel, Denver, Colo. Aug. 19-23, 2018. EnerCom expects to have more than 80 presenting oil and gas companies and more than 2000 financial professionals attending this year's conference.
To learn more about the conference and presenter schedule please visit the conference website here.


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Our Ramadan 1440 Homeschool (with tween friendly activities)
Assalamo alaykum and welcome. In case anyone is still on the fence on what to do this Ramadan homeschooling wise, or needs a little inspiration or simply would like a peep into our homeschool, this is what I have planned out for this Ramadan, insha'Allah. Formal homeschooling None. (Hear my boys whoop!) Ramadan is ourRead more


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4 comments:
LOVE these photos ;)ReplyDelete
Such a lovely looking little boy. what camera/actions do you use?
Shel x
your son is adorable..his EYES!ReplyDelete
hey thanks for the kind comments :o)ReplyDelete
if your looking to go for an slr i can recommend canon 40D?? ;o)
keep up the cool pics/blog - your son has stunning eyes.
Aww, adorable little boy you've got there!! Love his name! I am a new follower, if you'd like to follow back head on over to http://dillonsmommajonswifey.blogspot.com and also you can enter my photo challenge going on while you're there! I'd love to see that cute little boy in the entries ;-) Happy blogging!ReplyDelete
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The maximum time allowed for Pre-Adhan notification is 30 minutes. Can this be made flexible to add any time duration, or at least provide 45 minutes, and 1 hour options as well. For Fajr, specially in cold and freezing weather it takes a lot more time to get ready, wipe the frost, and snow off the car, drive and join the Fajr Jama'at at the masjid.
It would be greatly appreciated.
Thank you.


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Side Effects, Withdrawal, and Buprenorphine Addiction Treatment
Buprenorphine addiction happens more often that most people would care to admit. This is a drug that is frequently prescribed to people who want to stop using other opioids, like heroin or Oxycodone. For many, it can be their saving grace. For others, it can cause them even more problems. This is where our buprenorphine addiction treatment program comes into play.
Buprenorphine does have a lot of side effects, just like other opioid medications. Although many doctors claim it's not possible, people do become addicted to it. When they do, they often suffer through painful withdrawal symptoms when they try to quit.
The good news is that treatment is available for you if you're addicted. First, it's important to learn as much about this medication as you can, including what you need to do to recover.


text: 1 10 1 https://gallery.library.vanderbilt.edu/files/original/48/2713/Journal_of_a_Residence-Vol_1-Travelling_Costume.jpg 832f9b4c34a1614dfead5bc5556c6449 https://gallery.library.vanderbilt.edu/files/original/48/2713/Journal_of_a_Residence-Vol_2-Andes.jpg 276c7bb20689a0a4d045a7549af9c64e Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Sevier Collection Description An account of the resource The Sevier Collection was started in 1941 with a gift of rare books from the descendents of John Sevier, the first governor of Tennessee. The largest of the book collections in Special Collections is contains the widest variety of books in the library. Items collected by faculty, through gifts, and selected signed and association copies are all part of this interesting collection. Within the Sevier Collection can be found the Marc H. Hollender Mark Twain first edition books, the Robert West Demonology and Witchcraft books, books by the Vanderbilt family, and a collection of 18th and 19th century accounts by travelers to Latin America. Another group of materials of note is the Mesoamerican codices collection. Publication dates for the Sevier Collection range from the 15th through 21st centuries. Items of note are a first edition of James Joyce's Ulysses signed by the author and The Matrix: a review for printers and bibliophiles a periodical about fine binding and printing. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Journal of a Residence and Travels in Colombia during the Years 1823 and 1824 Creator An entity primarily responsible for making the resource Cochrane, Charles Stuart Publisher An entity responsible for making the resource available London: Printed for Henry Colburn, New Burlington Street Date A point or period of time associated with an event in the lifecycle of the resource 1825 Format The file format, physical medium, or dimensions of the resource 2 volumes : frontispieces (volume 1 with color portrait), folded maps Type The nature or genre of the resource Books Illustrations Maps Subject The topic of the resource Colombia--Description and travel Colombia--Social life and customs Colombia--History--War of Independence, 1810-1822 Language A language of the resource English Rights Information about rights held in and over the resource Public Domain Source A related resource from which the described resource is derived Sevier Collection, F2263 .C65 v.1-2, Vanderbilt University Special Collections 2017 Exhibits Colombiana Conference Transportation


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There are a number of assisted living communities in our area, so folks have a variety of options from which to choose: location, types of care and services, types of property, apartment size, range of rents, and most importantly, the "feel" you experience when you tour the community.
Assisted living was founded on a resident-centered philosophy to enable choice, preserve dignity, encourage independence and promote quality of life. Every day, the staff lives this philosophy. It is reflected in the care and services they offer to each resident.
Assisted living communities serve older adults who require assistance with everyday activities such as meal preparation, medication management, transportation and personal care (dressing, bathing, etc.). These are also appropriate for adults who require specialized assistance for Alzheimer's disease or related dementia. Those who can no longer live alone or be cared for by an aging spouse or a family member frequently turn to assisted living.
Assisted living has staff available 24/7 to assist with care, safety and support. When you've seen one assisted living community, you've seen just one.
The most common amenities and services offered in assisted living communities include:
- Dining—three meals and snacks daily
- Housekeeping
- Transportation
- Personal laundry services
- Wellness and fitness
- Social and recreational activities
The most common assistance with personal care is:
- Dressing
- Bathing
- Grooming
Other services may be available to assist with:
- Continence
- Medications
- Memory loss
- Mobility
- Outside services specialized in physical therapy (if not offered onsite), hospice or additional personal care/companions
Medicare does not cover the usual services offered in assisted living. Some communities do participate in Medicaid waiver programs. Options residents and families have used to pay for assisted living include:
- Income from Social Security and other pensions
- The sale of the family home and other investments
- Personal retirement savings
- Assistance from family
- Long-term care insurance
- The VA Aid and Attendance Program
- The settlement of a life insurance policy that is no longer needed
- Medicaid, on a limited basis to income-eligible seniors
- Choosing to share your apartment with a roommate
Prices vary with the community apartment size, and types of services and level of care needed. Typically, communities charge:
- A monthly rent that includes the residential services and amenities
- A monthly care fee based on the assessed level of care required each day
- A medication management fee
- Bundled rent and care fees together
- A one-time entrance fee
Doddridge, sales director at Fox Hollow Senior Living in Pinehurst, may be reached at 910-695-0011 or firstname.lastname@example.com.


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The Canadian Open will be just two days this year, July 2-3 in Oakville Ontario (about a 40 minute drive from Toronto). In recent years the CGA has encouraged a 3-day main event to make the days less tiring and to leave more room for activities other than the main tournament but facilities challenges made that impractical this year. The Pair Go event will take place on the Friday July 1st at the Golden Key Mississauga facility. The Toronto Go Open will be held April 30; click here for the entire current 2016 Canadian tournament schedule.
American Go E-Journal
Canada Go Update: Canadian Open & other tournaments
Monday March 21, 2016


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A Stylized Love Theme
|A sweet Love themed show. Complete, stylish, and ready to go instantly! Includes 30 Proshow slide styles within a template. Surround your images in an arrangement of hearts. An excellent gift for a wedding, Valentine's Day, or as greeting card.
30 High Quality Slide Styles
This styled template theme includes 30 unique slide styles. Fully compatible with Proshow Producer version 4+, this collection features smooth, yet complex stylish movements. The template allows for an instant and complete show - includes room for up to 52 images upon first time use, with the ability to easily duplicate and customize new slide styles.
|Compatible with aspect ratios of
Here's a just a few slide style example images. Check out the demo video for more!
|Valentine's Day slide Style 1
|Valentine's Day slide Style 2
|Valentine's Day slide Style 3
|Circle Slide
|Falling Down
|Valentine's Day Style 4
|Falling Down 2
Alternative Purchase
Download a small selection of Proshow slide styles for a lower price. I've picked out a few favorites - 8 styles within a template included, easily customizable.
Buy this item online. Link will be manually emailed to you.
|Click Above to Play Demo Video
Brief Description of the Styles
The template and Proshow styles were designed with the intent to make each photo slide style as customizable as possible. Most of the image elements are linked together which means it's incredibly easy to design your own movements, entrances, and exits without disrupting the harmonious image movements.
The full template comes with 30 unique heart-filled scenes and holds 52 photos, but slides can be easily manipulated or duplicated to add room for more photos. You could easily make an entire slideshow out of this template - in fact, that's the intention of the template design.


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YS Jagan begins his padayatra by interacting with Gangavva from Pattikonda Village who came with her one year daughter to wish YS Jagan for his good health.
Representatives of the Inclusive Education Resource Teachers Federation met Jagan Mohan Reddy to submit a petition.
The petition requests the opposition leader to fill vacant special education assistant teacher posts towards the learning needs of differently abled high school children
The petition has also brought Jagan Reddy's notice that the central and state governments have already allocated funds for the same and hence there is no fear of making a dent to the treasury.
YS Jagan responses positively and affirmed that their petition is valid and Justified and assured them he will look into it as soon as YSRCP forms the government.


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Survey From X9C
What is the Way Forward for the BAI2 and BTRS?
March 14, 2019
What are YOUR Information reporting challenges and trends regarding BAI2, BTRS, and ISO20022 CAMT? Please tell us through this short survey, whether you are a corporate or commercial client, a financial institution or vendor. Getting feedback can help our team identify priorities to work on improvements to formats and services to help you. Click here to begin the survey.
For more information about the Balance and Transaction Reporting Standard click here.
Latest Standards
ASC X9 TR 48-2018 Card-Not-Present (CNP) Fraud Mitigation in the United States
ANSI X9.124-2-2018 Financial Services – Symmetric Key Cryptography for the Financial Services Industry – Format
Preserving Encryption- Part 2: Key Stream with Counter Mode
ANSI X9.129-2017 (Version 01) Legal Order Exchange
ANSI X9.69-2017 Framework for Key Management Extensions


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Web & Mobile Apps Design, Development & Beyond
An agile team of 50 people ready to help startups, nonprofits and enterprises to create, integrate and support modern software solutions. We achieve results in time and for appropriate prices, applying digital technologies for the best user experience.
Our main services are
- UX Analytics and UI prototype
- Web and Mobile App Interface Design
- Native iOS, Android and cross platform mobile app development
- Web application and API development
We have offices in USA (Washington D.C.) and Russia (Moscow, Omsk).


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More Filters
Holiday Shelfee - Polar Bear - You are Truly Appreciated
# 96241
Clearance! $5.50
Holiday Shelfee - Fox - Cheers to an Awesome Year
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Clearance! $5.50
Hipster Shelfee - Lion - You Totally Rock
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Clearance! $8.79
Employees and team members will start the day knowing they are valued with Baudville desk accessories brightening up their workspaces. These fun and functional gifts act as daily reminders of your appreciation. Baudville's motivational-themed desk accessories are great for thank you gifts, event give-aways, or employee rewards.


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Parliament and recycling
UK Parliament have announced yesterday that all single use plastics will be replaced with compostable and secondary use alternatives.
This supports the pledge in May to virtually eliminate single use plastic from government and parliament by 2019.
753,000 disposable cups it is estimated were thrown away in Parliament in 2017, 416,000 lids, 23,750 plastic straws in addition to these 740,000 pieces of plastic cutlery. The intention is to replace all these items with compostable alternatives by October 2018 in both House of Commons and the House of Lords.
These items do need to find their way into the correct waste bins, so they can be recycled correctly or composted, it is still down to the responsibility of the individual.
The change to compostable plastics has been more evident in recent months with campaigners and new policies being put into place, at Coral Products (Mouldings) Ltd we stand by our phrase "Plastics with a conscience". As a business we do make things from plastic, plastic is part of our world and will never be eradicated, however it can be managed responsibly, and we are making every effort to do so.
We at Coral Products (Mouldings) Ltd are part of the "Recycling Revolution" and will continue to train and invest in ways to make a difference and develop new product lines utilising waste recycled plastic.
Our attendance last week at RWM Exhibition 2018, sparked many conversations, with regards to disposal and use of plastic, we are an industry that is gaining much coverage, with regards to the waste plastic and its disposal.
Our ethos of working with others to build efficiency and lessen our environmental impact was supported by many of the visitors attending the exhibition, our investment in an in-house recycling plant at our Haydock site sparked interesting conversations.
RWM was a worthwhile experience for Coral Products (Mouldings) Ltd and many other exhibitors, the changes in attitude towards recycling and its importance were evident throughout the exhibition, new products, advancements in technology and a greater interest in the impact of plastic on the environment were a focus for the event.
Parliament are not the only ones taking these steps to make a change, it was good to see so many positives at RWM 2018.
Coral Products (Mouldings) Ltd are looking forward to 2019 as part of Coral Products PLC we will be celebrating 30 years in British Manufacturing, alongside other businesses within the Coral Group: Global One Pak Ltd, Interpack Ltd and Tatra Rotalac Ltd, each business is taking steps to be environmentally considerate.
Contact our National Account Managers if you would like to follow up your visit to RWM, discuss potential product development or our new in-house recycling plant.
Adam Thackeray 07771603995
Steve Cranswick 07876136682
Company number 07964239
North Florida Road, Haydock Industrial Estate, Haydock, Merseyside, WA11 9TP, UK
© 2018 Owned by Coral Products (Mouldings) LTD


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X-Mind Prime is the latest addition to ACTEON's panoramic and CBCT digital imaging product line. It blends cutting-edge technology with ease of use in a compact design. With X-Mind Prime, high tech is at your fingertips with tools for accurate diagnosis and complete treatment planning.
X-Mind Prime is a lightweight and compact system that can fit into virtually any dental office. With its intelligent, wall-mounted design, the unit takes up zero floor space.
Natural face-to-face positioning supported by alignment lasers for correct patient positioning.
Whether sitting or standing at any height, the telescopic columns can be directly adjusted using the control panel. X-Mind® prime open space configuration suits all types of patients and is easily accessible for wheelchair users with its zero footprint space.
The intuitive control panel smartly located below the chin support provides streamlined and precise patient positioning. Simple settings and quick examination lead to a more productive patient workflow. Error-free patient positioning with automated chin rest support recognition.
Compactness is key. X-Mind® prime is a space-saving device: with its smart wall-mounted system, it will never get in your way. Its exceptional light weight (only 148 lbs for the 3D configuration) and its reduced size makes X-Mind® prime adaptable. It will fit the narrowest space. With zero footprint, X-Mind® prime will not reduce precious workspace within your practice.
X-Mind® prime is ready to install! Delivered completely assembled at your practice, you are all set-up in only one hour. As simple as one box, one technician, two steps and that's it! It does not interrupt the daily work and operations of the office, helping you to save time.


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Healthier for the Planet, Healthier for You!
Gen Anderson speaks to Sara Loveday from White Wave Foods at the Natural Products Expo West about their Horizon dairy products and their line of Silk dairy alternatives.
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Blinds in Broxbourne, London
Family run business since 1995…
- Specialists in Made to Measure Curtains
- Bespoke Blinds Made to Order
- Personal Design & Fitting Service
- Featured in Houzz
- Soft Furnishings & Fabrics
- Exclusively Sourced Fabrics
Prêt à Vivre are well known throughout Broxbourne for producing beautiful bespoke Blinds. Using the very best choices of fabrics, our Blinds are carefully handcrafted by talented designers and expertly made right here in the UK. When you visit our showrooms, you'll love the carefully curated fabrics and styles of window dressings we have available.
Our friendly and helpful team are experts in getting the best solutions for your windows; from the more traditional styling of sash and bay windows through to dressing larger glazed areas, bi-folds and skylights. No matter how tricky the space, or how exacting your ideas are, our team can help you find the perfect Blinds to suit your space. We are specialists in made to measure items, with a huge range of Blinds to select from. With highly skilled designers available in each of our London showrooms, you will be spoilt for choice of design and style. We have our own in-house team of expert professional fitters to get your Blinds fitted beautifully.
Why Choose Prêt à Vivre?
- Bespoke Curtains & Blinds
We believe wholeheartedly in going the extra mile to provide a 1st class service. Our can design team guide you on how to make your ideas a reality, creating beautifully bespoke curtains and blinds for your home.
- Quality, Care & Love
Every order is handmade by our skilled craftsmen right in the UK in Nottinghamshire. We are very proud of the quality and attention to detail which goes into each curtain and each blind we make with love and care.
- Support Your Highstreet
Our showrooms do not span nationwide and we are a closely knit, family run business. We are proud to keep our high streets alive with our products and services.
Need Help?
We have a large selection of fabrics and styles available in Broxbourne. Get in touch with our passionate team today.
Your information will NEVER be sold to a third party and is stored only for the purposes of contacting you.
Blinds for all styles, designs and options…
from Wave or Surf to pinch pleat headings….
Offering a wide range and selection of tracks for different types of curtain fittings. From heavy duty metal tracks to silent Gliss.
A cost effective method to dress a window. Made to measure roller and Roman blinds are available, enquire online.
Browse our broad range of curtain heading styles, from Wave or Surf to pinch pleat headings. Speak to a member of our design team today.
Browse our huge range of images in our gallery of design ideas for curtains and blinds and become inspired!
Perfect the look of our made to measure curtains with a curtain pole to suit the design and style of your interior decor.
Home automation is an increasing trend in home interiors making it easy to control your heating, lighting, entertainment systems and now even your curtains and blinds.
Bespoke Blinds for Broxbourne
Bespoke Blinds for customers in Broxbourne…
- Huge Range of Fabric Styles, Patterns, Colours and much more in our portfolio...
- Exclusive London distributor of the French weaver "Toiles de Mayenne"
- Offering the best solutions for your windows, curtains and blinds designs
There is a great deal riding on the choice of new Blinds for your home – not only a large investment for many, but the impact it has on your home too! We have our signature personalised service ready and waiting to help you find your perfect Blinds. We provide our services for projects of all sizes, whether you are looking to dress a single room or a whole house! Our designers really know their stuff, and being experts in our range of fabrics and styles means they can help you make your choices in colours, materials and styles for your new made to measure Blinds. You can discuss your ideas with the team in your nearest Broxbourne showroom.
We proudly provide a huge range of exciting Blinds ideas in Broxbourne, with fabrics and styles available in plain, semi plain and textured materials. We have a choice of cottons, linens, blends, silks and voiles woven by family run mills in Europe. We are the exclusive London distributor of the French weaver "Toiles de Mayenne". Our fabric range is not only perfect for Blinds but can be used in upholstery too for a matching or contrasting look.
Designer Broxbourne Blinds
Designers on hand to help you make the right choice…
- London Showrooms with free, 1-1 design services and consultation...
- Professional Installation new curtains, design, create and install all in one...
- Curtains & Blinds - High quality products with meticulous attention to detail...
We make the whole process of creating stunning Blinds easy! Our local showrooms are unique, as they present each fabric made up as either curtains or blinds to allow our clients to see and feel the fabrics as they are meant to be used. This helps you to visualise your new Blinds! We also stock paint reference cards for you to see how your new Blinds would look against your chosen paint shade, and our talented design team can help you choose the ideal co-ordinating or contrasting fabric.
All our made to measure products are created here in the UK, with our Blinds made in Nottingham.
We feel the excellent finish of our products is demonstrated through the quality of the weave and yarn of our fabric, the meticulous attention to detail by our workrooms as well as the professional installation by our fitters. We are sure you will be impressed by the care given to each of our products by our team!
Blinds Broxbourne FAQs
Frequently asked questions in relation to Blinds…
A few FAQs to help you along your way. Of course, if we haven't answered your question below, please let a member of our friendly team know. We aim to deal with all questions within one working day.
Why choose Prêt à Vivre?
Prêt à Vivre have an excellent reputation within Broxbourne for our fantastic range of fabrics and materials for made to measure Blinds. Offering a completely personalised service from start to finish, there is a reason why we are one of the most reviewed suppliers on Houzz! Our showrooms allow us to demonstrate our fabrics and Blinds styles in a realistic setting, with friendly and helpful advice from our expert design team.
Where is my local Prêt à Vivre showroom?
We have a number of showrooms around London. Occasionally, it is more convenient for clients to speak to us remotely, so do contact us by either phone or email if you prefer!
I'm not sure if my windows are a standard size, can you make Blinds to fit?
We make our Blinds to exactly fit your windows, get in touch to see what we can do for you.
Can I order samples of fabrics to help me choose?
You can view all our fabrics on our website, and once you have chosen your top five, simply drop an email, give us a call or order your samples online.
Personal Service
On line, over the telephone, or in one of our 4 showrooms you will be looked after and guided through the whole process by one of our designers
Expert Service
Professional advice at all stages of this process from measure through to quote and order whether you are buying 1 roller blind or a fully integrated home automation for a whole house
Price Match Promise
We offer you the most competitive solutions for your curtains and blinds; we promise to match any like for like quote from a high street retailer for the same size and specification of product
Quality Products
Traditionally woven fabrics from family run European mills & yarn suppliers which are shown made up in all of our showrooms
Personal Touch
Curtains and blinds made by our skilled seamstresses working in either workrooms or within their homes in and around Nottinghamshire
London Showrooms
160 Wandsworth Bridge Road
020 7384 0426
69 Cross Street
020 7704 6594
20 All Saints Road
020 3039 3322
81 Fortis Green Road
020 3005 8668
Shelton Lodge
01949 851178


text: The Aging Process On The Surface We love the sun! The sun is often a symbol of a hopeful happy day in contrast to the gloomy rain or the cold. The sun is typically associated with holidays at the beach where we love to soak in its rays to get that coveted holiday sun-kissed complexion. However, it … [Read more...]


text: Antibiotic treatments are used to treat dental infections including bacterial infections and periodontal disease. These treatments are often used in conjunction with procedures to speed up the healing and recovery of an infected site. Antibiotics may be used in the form of topical gels applied to the site of infection or antibiotics taken orally. The dose and length of treatment will depend on the severity of your infection and whether other procedures were used for your treatment.


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2. On Peter's passport, it says that his birthday is August 10 — Spider-Man made his Marvel comics debut in Amazing Fantasy#15 on August 10, 1962.
3. In Peter's classroom, there's a ton of Iron Man fan art hanging on the wall.
4. While Ned and Betty are sightseeing, a boat behind them reads "ASM 212," which stands for Amazing Spider-Man #212 — this is the first comic that Hydro-Man appears in.
5. Also, when Peter and MJ share their first kiss, a license plate on one of the cars reads "TASM 143," which stands for Amazing Spider-Man #143 — this is the first comic that Mary Jane and Peter kiss in.
6. And during the battle with the lava elemental, the license plate on Maria Hill's car reads "ASM 2865" — Amazing Spider-Man #28 was published in 1965 and featured the first appearance of Molten Man.
7. You can spot a pendant for New York Mets catcher Mike Piazza on Peter's bedroom wall.
8. When Peter arrives in Italy and goes to buy the Black Dahlia necklace for MJ, you can actually spot Quentin Beck in the background wearing this outfit.
9. E.D.I.T.H., the A.I. software Tony gives to Peter, is voiced by Dawn Michelle King, who was an assistant editor on several MCU movies like Iron Man and Spider-Man: Homecoming
10. When Happy is defending Peter's friends, he attempts to throw a shield at one of the drones — this is a nod to Captain America's signature move.
11. One of Mysterio's minions is William Ginter Riva, who first appeared in Iron Man — William is played by A Christmas Storystar Peter Billingsley.
12. One of the movies Peter and his classmates can watch on their flight to Europe is called Finding Wakanda.
13. One of Mysterio's illusions is a zombie-like Iron Man, which is a nod to the comic book series Marvel Zombies, which was written by The Walking Dead creator Robert Kirkman.
14. Also, the spiders that crawl all over zombie Iron Man are actually black widows.
15. When Mysterio meets Peter, he lies and says he's from Earth-833 — in the comics, Earth-833 is home to Spider-UK, a British-based Spider-Man.
16. Also, Mysterio reveals that Peter and the gang reside on Earth-616 — Earth-616 is the main universe that most of the iconic Marvel superheroes are from.
17. When Fury introduces Peter to Mysterio he says, "He's from Earth, just not yours," which is makes so much more sense after it's revealed that Fury was actually Talos in disguise
18. Also, Fury and Maria Hill can be heard talking about a Kree sleeper cell — another small hint that they were actually Skrulls during the entire movie.
19. When Peter asks Fury why Thor can't help him, Fury alludes to the fact that Thor is hanging with the Guardians of the Galaxy — Thor leaves with the Guardians during Endgame.
20. Also, Peter asks why Captain Marvel wasn't called, which marks the first time Carol has been referred to as Captain Marvel in the movies.
21. When Peter starts building his new suit, Happy turns on AC/DC's "Back in Black" — this is the same song that played in the opening scene of Iron Man.
22. Also, when Peter is building the new suit, you can see several different suit designs that he's worn in the MCU and the comic books.
23. When Happy visits Aunt May and Peter at the fundraiser, he stands in front of a Crusher Hogan poster — Hogan appeared opposite Spider-Man in the comic books.
24. Another one of Mysterio's illusions features MJ getting thrown off a bridge — this is a nod Gwen Stacy's death in the The Amazing Spider-Man #121–122.
25. The beach Fury is vacationing on during the post-credits scene resembles Tahiti, which is where Coulson and May go during Agents of S.H.I.E.L.D.


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At the beginning of this year, I did something I've never done before in my life. I read the entire Bible. In thirty days. I've read the whole Bible many times: Genesis through Revelation, chronologically, and even a few times in ninety days. Ninety was tough. Thirty had never crossed my mind. Until I met Nathan Finochio (you should follow him on Instagram for laughs and for some great Biblical/leadership insight). Nathan was speaking at a conference I spoke at at the end of last year, and he challenged people to read the Bible in thirty days. I thought he was crazy…and I was right (love you, Nathan!). And he was also dead serious. He gave some strategy on how to accomplish it and said he does it every January, so I figured I'd give it a shot.
Over the next few Mondays, I thought I'd share some insight I learned from reading the Bible at such a fast pace. Here's part 1…
You can do more than you think you can.
Don't let fear hold you back.
Reading the entire Bible in thirty days meant committing to 2-2 ½ hours of reading every day. Even on Sundays when I'm exhausted after preaching all day.
I was afraid I'd fail.
I was afraid I'd get behind and feel overwhelmed.
I was afraid Bible reading would turn into homework and I'd hate it.
None of the above happened. I actually really loved it, and may do it again in years to come.
You'll never grow if you let fear hold you back from pushing your own limits.
Make the necessary sacrifices.
Before I committed to the Bible reading plan, I had already decided to fast from social media for the month of January. Had I not been fasting from social media, reading that much each day would have been even harder. That month of reading reminded me of the value of saying no to some things so I can say yes to other things. Social media isn't bad, but taking time away from it can be really good (that's probably a separate blog post!). Even if you don't completely quit social media/TV/sugar, or whatever your vice is, there's probably part of it you can cut out to make room for something better.
It takes time to develop a habit.
Reading 2 ½ hours per day for a whole month got me in a much better habit of reading. I learned to take advantage of lunch breaks, early morning hours, and mid-day reading more than ever. You'd be surprised at how quickly five minutes here and ten minutes there adds up. Those thirty days gave me a greater hunger for reading and helped me build a healthier habit of being intentional with my time.
Your goal may be totally different than mine. It might involve the Bible or reading in general, or it could be working out, eating right, or something else. Regardless of your goal, you are capable of more than you think. Get a goal in mind, let some friends know for accountability, make the appropriate sacrifices, and you'll be amazed at what you can accomplish.
Make sure to pass this on to someone who could use some encouragement!
Sign up HERE to receive these blog posts right in your inbox!


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The Over 40 Keto Solution Review
Overview over 40 keto solution
The Over 40 Keto Solution is a ketogenic-inspired weight loss regime that's designed for men and women in their 40s, 50s, and 60s. Unlike the traditional ketogenic diet that is wildly popular today, this regime doesn't focus on carb-elimination but rather, carb cycling to ensure your body receives what it needs for optimal hormone balance which is imperative for optimal health as you age.
Studies also show that dieters who focus solely on hormone-optimization lose 65% more weight than those who focus solely on cutting out calories and carbs, which is what the traditional keto is all about.
So, with The Over 40 Keto Solution, you learn how to eat keto-ish without having to eliminate all carbs and without putting your body under extreme stress which many fitness experts have nicknamed the "keto flu".
In other words, you learn how to eat keto that's specific for your age and in a way that makes you feel as good as you look. It's about hormone optimization.
What Is The Over 40 Keto Solution About?
Despite the traditional keto diet not being nutritionally appropriate for men and women in their 40s, 50s, and 60s, studies have also shown that people over 40 who follow a low-carb crash diet have inadequate leptin and thyroid levels one year later.
So, while all the young lads and gals are seeing significant weight loss, if you're over the age of 40, you have to follow a regime that takes your age into consideration and that's exactly what The Over 40 Keto Solution is.
With this program, you learn how to keto for your age, hormones and nutritional needs. Unlike the traditional version of keto, this program focuses on carb cycling instead of carb elimination to ensure your body isn't depleted of the things it needs to thrive. By doing so, the risk of keto flu is also eliminated, so you can actually enjoy the benefits of going keto.
All of the hard work is already done for you as well, and you also receive an abundance of information backed by scientific studies and papers, so you know exactly what you're doing and why you're doing it. You also learn some really interesting things that pertain to your health and weight as you age.
In addition to all of the valuable information, the system also comes with several different graphs, tables, food lists, grocery shopping lists, meal plan samples, cheat sheets and checklists to ensure an easy and enjoyable process. I'll get into this in more detail in a moment but for now, here's a look at what you receive when you purchase The Over 40 Keto Solution:
- 7 Day Keto Carb-Cycling Blueprint
- Plateau Buster Meal Plan
- Kitchener Pre and Restaurant Cheat Sheets
- Keto Solution Quick Start Checklist
- Belly Bloat Elimination Tricks
- Free Bonus: Free Live 7-day Fat Burning Coaching Session
Everything in the program is digital, so you receive immediate access and can get started right away. You just download the content onto your laptop, smartphone, tablet, or desktop computer.
This ensures that you have everything you need wherever you go, which further helps you commit to the regime to transform your body and life into a healthier one.
The results are even guaranteed with the 60 Day Money Back Guarantee, which gives you two months to try the system. You have nothing to lose by trying the appropriate keto diet.
How Does the Over 40 Keto Solution Works?
The Over 40 Keto diet Solution concentrates on carb cycling, instead of carb elimination, to give your body what it needs at this time of your life. A great and easy way to neutralize your hormones, to ensure a proper balance.
A low-carb crash diet has inadequate leptin and thyroid levels one year later, so you should adapt properly, not based on what or another individual has achieved.
When you follow an ultra-low carbohydrate ketogenic diet regimen, the plan is to replace most of all carbs you consume with fatty foods. Therefore your body starts to use ketone-molecules to work which helps diminish the amount of fat your body retains.
It may sound nice to be able to eat bacon and hamburgers and still lose fat but your body's "paycheck" will come soon enough. With the Over 40 Keto diet Solution, you won't have to worry about terrible side effects. You will still be able to enjoy fruits, alcohol, carbs or desserts.
If you follow this regime that is strictly based on what your hormonal agents ask from you once you've turned 40, then you will be able to achieve your goals regarding your weight.
Click Here To Visit Over 40 Keto Solution Official Site
The Over 40 Keto Solutions comes in a digital form and you will be able to access all information once you've purchased the package.
In addition to all of the valuable information, the program also comes with several different graphs, tables, food lists, grocery shopping lists, meal plan samples, cheat sheets and checklists to make sure the process is easy and flexible. Six components that come with the program, each one equally important to the plan to lose weight.
7 Day Keto Carb-Cycling Blueprint
This part of the program teaches you the most and includes a 7-day action plan for you to understand what you have to do. Also, it lets you know what food combinations you need to avoid. What you have to avoid eating is equally important to what you need to eat.
If you have problems understanding carbs cycling, guidelines are included in this part of the Over 40 Keto Solution program. See how your grocery list should look like and learn three tricks you can use to eat lots of carbs and never store them as fat.
Plateau Buster Meal Plan
In this portion of the program, you get to learn more about grapefruit, a miraculous fruit that will help you achieve your weight goals. We all need a cheat day from time to time, so here you find out how and when to take it to maintain on the right path. Discover how to harness the power of intermittent fasting and how to skip breakfast for faster fat loss.
Kitchener Pre and Restaurant Cheat Sheets
Learn more about the meals you should be having and how they are prepared.
Keto Solution Quick Start Checklist
Review all the steps that are required to make the Over 40 Keto Solution work.
Belly Bloat Elimination Tricks
Belly bloat can be a serious problem and you may have tried walks or yoga before, with nothing working for you. However, the Over 40 Keto Solution program suggests some belly bloat eliminations tricks that will certainly show results.
Who is the Creator of The Over 40 Keto Solution?
Over 40 Shaun Hadsall who is also known as "The Ripped Grandpa" created Over 40 Keto Solution. He has worked in the industry for over 20 years, helping men and women get in the best shape of their life, based on their age and what their body needs at that time.
Overview of The Over 40 Keto Solution Program
The Over 40 Keto Solution review is a keto-inspired weight loss regime that's designed specifically for men and women over 40. It takes the traditional keto diet and revises it into a healthy, sustainable regime that is appropriate for your age, hormones and nutritional needs.
You receive an abundance of valuable information about your aging body and how this approach will work to make you look and feel young again, without subjecting you to the terrible side effects or "keto flu" that younger generations can easily battle.
And once you have all the knowledge needed to understand the regime, you receive easy-to-follow action plans, which include grocery shopping lists, sample meals, meal plans, step-by-step guidelines and much more. The program is comprehensive, covering every angle of your health.
Over 40 Keto Solution is a keto program designed specifically for men and women in their 40s, 50s, and 60s. It's a comprehensive system that comes with an abundance of valuable information about the body's needs once it reaches 40 and is highly focused on your hormones.
As you learn throughout the program, hormones are vital for healthy weight loss and they change as you age. This system provides you with the information and step-by-step action plans needed to feed your body with what it needs to thrive and to lose weight.
Click Here To Visit Over 40 Keto Solution Official Site
To give you an idea of what you can expect from this program and how it's different from the traditional ultra-low keto diet, here's a look at some of the topics covered throughout:
- 7 Day Keto Carb-Cycling Blueprint
- 3 Fat Burning Rules
- Fat Burning Strategies
- Pairing and Combining Your Meals
- Food Combination to Avoid
- 7-Day Calendar/Action Plan
- Daily Meal Plan Overview
- Meal Plan Sample
- Carb Cycling Guidelines
- Intermittent Fasting Guidelines
- Meal Timing Templates
- Intermittent Fasting Benefits
- Ketone-Producing Breakfast Snacks
- Grocery List
- Food Swaps
- Serving Sizes and Macronutrient Guidelines
- Raw Nuts and Seeds
- Dairy Fats
- Fat and Protein Snacks
- Proteins
- Meat, Pork and Poultry (Protein and Fat)
- Dairy Protein Choices
- Wild Caught Fatty Fish and Seafood
- Protein Powder
- Vegetables
- Carb Requirements and Serving Sizes
- Starch
- Fruit Requirements and Serving Sizes
- Fruit
- Other Foods to Avoid
- Understanding the Importance of Including All Macronutrients For Long Term Metabolic Health and Longevity
- Friendly Fats
- Benefits of Eating Portion Volumizing Friendly Fats
- 3 Types of Friendly Fats that Burn Fat
- Benefits of High Protein Diets
- Carbohydrates
- Benefits of Strategic Carb Intake
- Negative Side Effects of Cutting Carbs
- Best Carb Practices
- A Crash Course on How People Over 40 Should Consume Carbs for Hormone Optimization and Faster Fat Loss
- How and Why Carbs Can Make You Fat
- How Carbs Can Keep You Lean 365 Days of the Year
- Carbohydrates Usage and Storage Stages
- Carbs – Pros
- 3 Tricks You Can Use to Eat Lots of Carbs and Never Store Them As Fat
Click Here To Visit Over 40 Keto Solution Official Site
Advantages Of The Program
The thing I loved the most about Over 40 Keto Solution is how informative it is. This program is the best diet plan for over 40 females. It breaks down the details about the traditional keto diet and why it is not a healthy option for men and women in their 40s, 50s, and 60s.
All of the content is written in a way that is easy to understand, with bullet points, photos, tables, and much more. Then, the program puts everything you need to know to transform your life following this approach in easy-to-follow meal plans and step-by-step instructions.
It's a comprehensive system that is backed with a ton of scientific information about the body and what it needs as you age. All of the hard work is done for you, and all you really have to do is follow along with the process.
I also really enjoyed having the program downloaded right on to my electronic devices, as you never know where your day is going to take you and this ensures you're prepared and have what you need to stick with the regime regardless of where you end up. I found it extremely helpful in those social situations and while grocery shopping.
The 60 Day Money Back Guarantee is also a great benefit, as it gives you the confidence boost needed to try something new. This is also more than enough time needed to start feeling the difference the regime makes in your life and body.
What will you learn from Over 40 Keto solutions?
When you decide to get a copy of Over 40 Keto Solution review today, you will learn how to:
- Eliminate deadly belly fat, prevent metabolic syndrome and reduce the risk of heart attack
- Control your blood sugar and stabilize your insulin levels, minimize your risk of diabetes
- Increase good cholesterol (HDL) levels and reduce dangerous triglycerides
- KILL Cravings, ERASE Hunger, & END Addiction to your sugar
- "Reactivating" Hormones burn your fat and thyroid
- Protect your body from cancer and Alzheimer's disease
- Enhance your physical energy & mental clarity
With this plan, you will not need to give up your favorite carbs, fruit, wine or desserts. Each tutorial is backed by science and is designed to be easy to use, This program is the best diet plan for over 40 females so you can experience every one of these great benefits.
Shaun Hadsall's Over 40 Keto Solution is a unique weight loss program designed specifically for men and women age 40 to 60, which melt 7 pounds every 7 days. Over 40 Keto Solution is 100% natural, flexible and realistic diet plan designed to balance your hormones and metabolism.
Over 40 Keto Solution Bonus
Click Here To Visit Over 40 Keto Solution Official Site
Bonus 1: The Keto Plateau-Buster Meal Plan
This is the first nutrition plan ever designed to help any individual in his 40s, 50s and 60s overcome any kind of dietary adaptive response.
Bonus 2: Quick Start Checklist
This is a guide to help yourself plan your first week after at least 15 minutes, get started and start optimizing your hormones right now.
Bonus 3: Kitchen Prep & Restaurant Cheat Sheets
Solution for picnic or at home. It includes:
- Complete food guide and food list
- Top 10 foods producing Ketone
- Top 10 hormone-boosting foods
- 29 food swaps turn your kitchen into fat-burning food overnight
- 17 coveted killers kept in your kitchen all the time
- How to use Keto Carb-Cycling at any kind of restaurant
It also includes Coffee Shop's instructions to keep your body in an anti-aging environment, burning fat while you're on the go.
Bonus 4: Belly Bloat ELIMINATION Tricks
This procedure provides a list of certain foods and herbs that you can add to your diet that act as completely natural diuretics to significantly reduce bloating in the next 24 to The next 48 hours.
You will also discover a belly reduction ritual that you can start using before bed every night to help your body control fluid and sodium balance to shrink your waist while you sleep.
Bonus 5: Kick-Start Results Accelerator Coaching Call
Talk directly to one of the certified coaches. That ensures you see results faster than you can do them yourself.
- Designed by Expert
- Very easy to understand
- 100% natural
- Easy To Follow
- No side effect
- Low Price
- Step-by-Step Instructions
- 60-day moneyback guarantee
- 100% money-back guarantee
- Your belly becomes flatter and firmer every day.
- Your crepey skin suddenly becomes soft and delicate.
- Get to work and talk face to face with qualified coaches.
- You get deeper sleep, recover every night and wake up feeling refreshed and energetic, ready to take on the day.
- The lines around your eyes and lips start to fade and disappear.
- No more aching joints and bodies every morning.
- Gain energy and mental focus like at the age of 20.
- The language within this plan is easy to understand.
- Protect your body from cancer, heart disease and even Alzheimer's.
Over 40 Keto Solution has taken these details and modified the preferred ultra-low-carb keto diet to make sure that you feel just as good as you look. With this regimen, you follow a similar diet plan to the ketogenic diet regimen yet one that cycles carbs as opposed to eliminating them altogether.
You still obtain the advantages of keto, without the keto flu and you don't have to surrender fruits, alcohol, carbohydrates or desserts. You can actually still eat loads of carbs, all the fruit you desire and indulge in your much-loved wonderful treats and beverages and still see results.
It's additionally designed with foods, recipes and dish strategies that accommodate your hormones when you remain in your 40s.


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15 January 2020
One of the newest ships in the Celebrity Cruises fleet, the ground-breaking Celebrity Edge® is transforming the concept of modern luxury and enhancing it in every way possible; the result being a truly stunning ship that has set the tone for the future of contemporary 5* cruising.
Whether you want to clear your mind, keep up with your fitness regime or simply relax and unwind, The Spa on Celebrity Edge® offers the awe-inspiring escape that you deserve. With a focus on design and nature, this exquisite retreat features a wealth of spa, beauty and fitness experiences that have never before been seen at sea.
The Spa® on Celebrity Edge® has been designed in collaboration with world-renowned designer, Kelly Hoppen, MBE to provide a luxurious environment that's in harmony with nature. Combined with the most state-of-the-art technology, invigorating natural elements have been infused into all the spaces, experiences and therapies that this serene spa has to offer.
At the core of The Spa® is The Spa's SEA Thermal Suite. Featuring eight distinctive therapeutic experiences, you'll be able to embark on a unique wellness journey - each one inspired by nature. Access to the SEA Thermal Suite is complimentary to guests staying in the ship's spa-inspired AquaClass® accommodation.
Take your pick from an extensive and varied menu of 124 treatments and therapies across 23 treatment rooms. From soothing sound therapy to an ELEMIS® Thousand Flower Detox Wrap, you'll be well and truly spoiled for choice.
Fitness fanatics will love The Fitness Centre, which features an extensive range of weight machines and cardio equipment, as well as floor-to-ceiling windows that look out across the ocean. There's even a salon and a barber, so you can be pampered and groomed as your ship sails from port to port.
Refuel after your workout or spa treatment at The Spa Café and Juice Bar. Tuck into fresh and delicious cuisine, including healthy salads, nutritious smoothies and cold-pressed juices. There's also Blu®, which is reserved exclusively for guests staying in AquaClass® accommodation. The inventive cuisine here is complemented by a superb selection of sustainable and biodynamic wines, as well as personalised service and inviting surrounding filled with natural light.
"Multiple dining venues offering you a wide range of places to eat - anything from a light snack through to a gourmet 7-course tasting experience."
Caroline, Travel Counsellor
If you'd like to experience a revolution in relaxation onboard Celebrity Edge, contact your Travel Counsellor and take advantage of a range of benefits including full financial protection and a 24-hour duty office ready to assist you before, during and even after your trip.


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No question – a South African treasure performing live in our neck of the woods with the legendary Tigger Reunert on guitar. If you're in the area, swing by. If you're not in the area, come for a great evening of songs and stories.
Date : 11 November 2016
Venue : The Mountain View at The Franschhoek Cellar
Seating is extremely limited to 80 maximum. Book here
This show is a stripped-down look at songs from PJ Powers' illustrious career in the South African music industry. All of the well-loved hits are there – unplugged versions of "Feel So Strong", her global Rugby World Cup hit "The World in Union" and the all time classic "Jabulani".
Enjoy acoustic versions of her latest hits, 'Destiny' and 'Stay' that are enjoying airplay at the moment. PJ will be accompanied by legendary journeyman Tigger Reunert on acoustic guitar.
Together they weave a beautiful and nostalgic tale covering the last thirty odd years in a show that sees them performing together again after touring extensively in the nineties and noughts.


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A winter holiday is a great idea for many reasons: you can avoid the major tourist crowds, hotels are generally cheaper, and if you're lucky you have the added magic of snow. An even better idea is a winter holiday in Amsterdam.
This city is magical in the winter, with twinkling lights, cosy cafés, and glittering frozen canals (if you're lucky). It's the perfect place for a getaway to banish those post-Christmas blues, and our guide will give you the top things to do and see.
Step into the light
From November to January, Amsterdam brings the darker nights to life with thousands of twinkling lights in its spectacular Light Festival. This annual event sees artists create light sculptures all over the city, suspended over canals and adorning landmarks and streets. One of the best ways to see this spectacle is to jump on a special Light Festival boat tour.
Soak up the gezellig
This uniquely Dutch word is all about creating a friendly and cosy atmosphere, from glowing candles to twinkling lights, to warming mugs of hot chocolate in quaint cafés. When the evening draws in, you want to be firmly installed on a comfortable sofa looking out at the frosty streets and canals. Just be sure to remember the difference between Dutch establishments: 'coffee shops' are for over 18s only and will tend to be smoky, while 'brown cafés' are more like British pubs.
Scoff some stamppot
Dutch cuisine is perfectly suited to winter weather, with hearty soups and carb-laden pastries. Stamppot is a particularly delicious traditional Dutch mash made with spinach or kale, often served with sausage. Or you could try a warming bowl of (unfortunately named) snert, a thick pea and ham soup. If you are in Amsterdam over New Year's, be sure to track down some oliebollen, a delicious Dutch doughnut ball.
Admire some art
Amsterdam is famous for its galleries and artistic prodigies, from Van Gogh to Rembrandt, and the winter season means you can peruse them without the queues and crowds. Swan through the Rijksmuseum to see the stunning 'Night Watch' by Rembrandt, then head across the Museumplein to the Van Gogh Museum to admire 'Sunflowers' and other masterpieces.
Skate down a canal
Ice skating on Amsterdam's canals is a rare delight, but absolutely magical if you're lucky enough. The city's waterways rarely freeze over during the winter, but it does happen occasionally. Alternatively you can head to Museumplein outside the Rijksmuseum and skate on the vast ICE*Amsterdam rink.
May 31, 2020 14:21
The holiday refer as the pilled of the events, the dfdsseaways associated with the celebration of the events. The thanksgiving, the Christmas, and the new year eve. Wao! I am already excited, finally get a break from the boring routine.
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Lima/Geneva, 25 March 2017 – The Peruvian Red Cross and the International Federation of Red Cross and Red Crescent Societies (IFRC) are calling for urgent support for communities affected by severe flooding and mudslides across northern Peru.
The emergency – which followed three days of heavy rain on top of an usually heavy rainy season – has affected more than 672,000 people and claimed 85 lives with a further 20 people still missing. Flood waters have caused extensive damage, including to houses, medical and educational centres, and crops.
"This really is the worst disaster for the people of northern Peru in decades. Its severity – and the speed with which the waters came – surpassed the capacities of a population to cope," said Michele Detomaso, the head of the IFRC team in Peru who took part in Red Cross assessment of flood affected areas this week.
"People told us of homes and people simply being washed away. We also saw a number of health issues that have quickly emerged as priorities. We're very worried about the potential for outbreaks of mosquito-borne diseases, such as Dengue Fever and Chikungunya."
In response, IFRC and Peruvian Red Cross have launched an emergency appeal for 3.9 million Swiss francs (USD 4 million) with the aim of supporting 50,000 people in the worst-affected departments of Piura, Tumbes, Lambayeque and La Libertad. Red Cross volunteers will work with communities to put in place epidemic and disease prevention and control measures, such as community education in early detection and prevention of diseases and campaigns in communities for vector control. Red Cross teams will also provide families with clean water and water containers, along with basic hygiene supplies.
Another key focus of the operation will be on helping communities rebuild lost or damaged livelihoods. To this end, the Red Cross intends to distribute unconditional cash grants to about 1,000 families. Provisions have also been made to address the immediate shelter needs of families whose homes have been damaged or destroyed, as well as measures to bridge any gaps in food supply that the flooding may have created.
The urgency of the situation is made worse by predictions that heavy rains could continue into April.
"This emergency hasn't generated a lot of international attention, but it is worthy of our concern and action," said Walter Cotte, IFRC Regional Director for the Americas. "The national response has been incredibly impressive, and now we as an international community need to do our part. Here we have a space to walk the talk supporting local, national and regional levels to respond sufficiently to the needs."
The Peruvian Red Cross is coordinating relief efforts closely with the Peruvian government and planning further, more detailed assessments to capture the full extent of damage and humanitarian need.
To access the appeal click here and the appeals section of IFRC is available here:
To access the appeal click here and the appeals section of IFRC is available here: http://www.ifrc.org/en/publications-and-reports/appeals/
In Panama: Diana Medina, (English and Spanish), +507 6780-5395, email@example.com, Skype: medinadiana30
In Lima: Michele Detomaso. +51997555639, email@example.com, Skype michele.detomaso
In Geneva: Matthew Cochrane, +41 79 251 8039, email@example.com


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Id have Dyche, Big Sam or Unsworth today. I know thats not popular but wed be comfortably 7th and give the top teams a game under the 2 proven options. Sam and Dyche are both miles better than our last 2 managers possibly better than Moyes too. Theyd both potentailly be the best manager weve had for 20 years (granted its not high acclaim)
Yep. If anyone's the man to take us on and crack the top 4, it's Sam Allardyce.


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It's a real thrill to be starting off the celebrations for The Darkness Within by Lisa Stone here on Linda's Book Bag and being able to share the opening of the book with you.
The Darkness Within is published today, 13th July 2017, by Avon Books and is available for purchase here.
The Darkness Within
You know your son better than anyone. Don't you?
When critically ill Jacob Wilson is given a life-saving heart transplant, his parents are relieved that their loving son has been saved.
However, before long, his family are forced to accept that something has changed in Jacob. Their once loving son is slowly being replaced by a violent man whose mood swings leave them terrified – but is it their fault?
Jacob's girlfriend, Rosie, is convinced the man she loves is suffering from stress. But when his moods turn on her, she begins to doubt herself – and she can only hide the bruises for so long.
When a terrible crime is committed, Jacob's family are forced to confront their darkest fears. Has the boy they raised become a monster? Or is someone else to blame?
This is a spellbinding crime novel with a dark heart from the worldwide bestseller Cathy Glass, writing as Lisa Stone.
An Extract From The Darkness Within
It was always worse when he'd had a beer or two. That Feeling. Hot, urgent and raw, tearing through him. Making him restless, argumentative. Angry. It was as though something or someone took control of him, forcing him to act badly, to be nasty and cruel. It happened when someone had a go at him, took the piss or said something he didn't like.
The feeling was there at other times too, Shane had to admit, but it was worse when he'd had a drink. It didn't take much; just a few beers. He wasn't an alcoholic, but it lowered his guard enough to allow his anger to come to the surface.
It was because of his childhood, Rosie said. They'd moved in together four months ago, and on the whole she was sympathetic. In some respects, she was too understanding for her own good. She was a good person and he liked her, even told her he loved her when she asked.
But why didn't she realize that the kinder and more understanding she became, the easier it was for him to overstep the mark?
It almost incited him to do it. Yet she continued to be understanding despite what he did to her: hitting her, making her scream, cry out and beg for mercy. Afterwards he knew that it wasn't the gentlemanly way to act, but when he was angry and out of control he didn't care a fuck for the gentlemanly way.
About Lisa Stone
Lisa Stone lives in England and has three children. She has always been a writer – from when she was at school, with poems and articles in the school magazine. In her teens she began writing short stories, a few radio plays and novels. Lisa Stone finally made it into the bestseller charts with Damaged in 2007 which she wrote under the pseudonym Cathy Glass. Since then she has had 27 books published, many of which have become international bestsellers.
You can follow Lisa on Twitter or as Cathy Glass here. You can visit Lisa's website and find her on Facebook.


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Couple (man to left) kissing with two daughters aside woman's skirts. Girls dressed in red over dresses and woman holding hats onto their heads.
Early in his career, Nathaniel Currier produced several prints, based on French sources, which featured sensual themes involving women. Currier soon realized, however, that the production of such works was problematic to the firm's reputation. Later prints, such as Kiss Me Quick, were created to be more playful than sensuous. Here, a man steals a kiss from his sweetheart as they walk with two children. The woman, wearing a cross to symbolize her piety, covers the children's eyes with their hats. As a result of his behavior, she remarks that she has had to adjust the hats three times in the last hour!


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Massive public support for Ben Ali
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The article discusses current political scenario of Tunisia.


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Consumer Experience Consulting, Employees Augmentation, Training And Merchandise
Iowa state Medicaid EHR Incentive Program is playing an essential function in establishing important health information expertise designed to cut back costs, enhance care and advance coordination across the healthcare platform, main to raised coordination, quality of care, and healthier lives. As of September 1, 2015, Iowa has permitted 3,558 payments to eligible professionals and hospitals with a complete of over $124.2 million dollars in incentive payments.
The medical neighborhood depends on HIT specialists in all geographical areas of the country and inside all varieties of medical settings – personal practices, hospitals, residence well being companies, nursing homes, psychological health services and public health agencies. The immediate duties confronting an HIT skilled rely partially on the current degree to which the employer has transitioned to all-electronic handling of affected person info.
This course explores the sources and data contents of healthcare info in addition to the proper presentation of it for various usage ranges. Topics addressed include: (1) data construction and use of well being data (individual, comparative, and aggregate), (2) sort and content of health document, (three) data high quality evaluation, (four) secondary information sources, (5) healthcare information sets, (6) health information archival programs, and (7) Nationwide Healthcare Information Infrastructure (NHII). The course will also cowl matters in bioinformatics.
I have seen organizations that also think of its HR Departments as administrative support and personnel. Except the management of the group is in assist of the investment in human capital, any initiatives to evolve the enterprise and its best expense – staff, has confirmed futile. It has been troublesome to deliver the management along in this path and at best, an training for me as an HR Director who reviews to the CFO. However the CEO is caught; and the CFO is attempting and so we march incrementally attempting …» Read more


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IFA 2017, Berlin – Hall 17, Booth 104
"microSD™ cards are becoming the major bridging and storage medium for consumer devices. Our new microSD™ M203 combines high capacity and performance is designed for the everyday user of mobile devices," says Sandrine Aubert, Product Marketing Manager at Toshiba Electronics Europe GmbH.The new microSD™ M203 will make its European debut at the IFA exhibition in Berlin running from 1-6 September 2017.Toshiba will exhibit in Hall 17, Stand 104. The card shipments to distributors and retailers will commence in January 2018.
Toshiba Announces New microSD™ UHS-I Card with up to 256GB memory
Düsseldorf, Germany, 01 September 2017 – Toshiba Electronics Europe GmbH has announced the European availability of a new microSD™ UHS-I card that has a read speed of up to R100 MB/s[1], the highest[2] speed rate reached in this entry level category as of today. The microSD™ M203 card is shock proof, water resistant and x-ray proof[3].Available in memory capacities from 16GB to 256GB[4] and targeted at the mainstream customer with its cost-effective entry-level design in the UHS-I category, the microSD™ M203 offers mobile users faster transfer speed and the ability to add 256GB of memory to their smartphones. This means users can download more apps and carry large amount of contents on their devices without concern about storage limitations. Thanks to Toshiba 3D Flash Memory (BiCS FLASH) architecture, the card is able to combine greater capacity.The ultra-high-speed (UHS) microSD™ M203 can be obtained in three different blister-pack versions with an adapter for mobile phone, camera or PC use as well as a version without an adapter for phone use only. The shock and waterproof card will also be offered as a mobile bundle, including the card and a mobile phone either with or without an adapter.


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Reconnecting in the Throes of Parenting
There is nothing that can kill the romance in a relationship faster than being covered in sticky fingers, baby barf and chicken nugget dust all day. As a parent who survived three kids under the age of three, I know how exhausting it is to be touched all day. As much as I wanted nothing more than to be alone with my thoughts each evening, I knew that what was not what was needed in my marriage.
Life after baby can have a big impact on relationships. According to the National Childhood Trust, a community group dedicated to the support of new parents in the UK, lack of sleep, free time and money can have a negative impact on relationships. While this is not news to any seasoned parent, a new perspective could make all the difference.
Your partner is the one person in the world who is with you on this parenting journey. Your children may be the center of your world, but your relationship should be, too. Children in homes with parents who are unhappy can sense the tension and unhappiness and often blame themselves.
So, focusing on your relationship is a huge benefit to your children. While in the throes of parenthood, it's important to understand your partner's needs, as well as your own, and work to stay connected and keep the spark alive. Here are nine easy ways to do it…
Stay in touch
One thing that has always benefited my relationship is a good line of communication. My husband and I will stay connected during the day through text or a short call and then make sure to connect after work to discuss our day.
Even though I may not always be interested in his work stories or he in my tales of the schoolyard, it is important that we are each other's confidants and secret keepers. When something happens, he is the first person I think to tell. We are able to share all the little things as well as the big things.
Spicy texts
As important as it is to have good communication, it is also important to keep it spicy. Let your partner know that you are thinking about them and still find them attractive. A simple 'morning sexy' text can start the day off on the right foot and lead to a lot more fun. Your days are spent preoccupied with work and/or kids, but you can still make time to let your partner know that you are thinking about them.
Let's get physical
Body after baby can be a big mental hurdle for some moms. Your body has carried another life for the better part of a year and then gone through the trauma of labour and birth. You are entitled to want to give it a bit of a break. Maybe the thought of your partner seeing your body in a different light has you concerned or you are simply too exhausted to add another task to your day.
I hear you.
One of the activities that saved my sanity when my kids were younger was running. I would meet up with a friend and rehash the frustrations of the day while we sweated and released some endorphins. It was a much needed mental break, but also gave me energy for other tasks.
It turns out I am not alone; a study on the effects of exercise on the female sex drive demonstrated improvements in physiological arousal after acute exercise.
Netflix and chill
While many parents are getting rid of their cable in favour of streaming services such as Netflix to save money, I think it can also have a great impact in the bedroom. When you have cable services, you are often obligating yourself to watch your favourite shows at a specific time. Instead of spending time with your partner once the kids are down for the night, you may feel compelled to watch the latest episode of 'must-see TV' instead of reconnecting.
Likewise, your partner could be more interested in the latest episode of a show or 'the big game' more than whether or not you would like a backrub. Ditch the cable and stream on your terms.
Ditch the TV
Speaking of screens, consider making your bedroom a screen-free zone. Not only can it improve your quality of sleep, but it will also get you out of the habit of falling asleep to the TV. Many studies have shown that having a TV in the bedroom can cause couples to have less sex. So why not keep your viewing limited to your living room? This means that when you go to bed you are able to cuddle and relax without an unwanted third party taking up your attention.
Strict bedtimes
Speaking of unwanted third parties, my husband and I consider our evenings together sacred and will not budge on regular bedtimes for our three girls.
Since our first was born we had a strict schedule that included an early bedtime and early morning. As much as my husband and I love spending time with our kids, letting them stay awake later only hurts them, as well as taking away from our time as a couple. And while it would be nice to have the kids sleep in, every parent knows that never happens. All you end up with is overtired and cranky kids.
While you may not be in the mood for sex, don't dismiss the importance of touching your partner. Make sure to kiss and hug each other hello and goodbye. Snuggle up together on the couch or in bed and hold hands.
As much as parents are conscious about making sure their children get enough affection, we can sometimes forget and our partners (and ourselves!) need it too. Don't push away any affection just because you aren't in the mood for intimacy. One doesn't have to lead to the other but both are important for a solid relationship.
Date night
I know this one may seem like it's easier said than done, but my husband and I have done date night on a dime for years. There are always going to be barriers to kid-free nights, but remembering your life before kids and getting that little hint of freedom is completely worth it.
When my kids were little, my husband and I were lucky enough to have my parents live close enough to come by once a week to spend time with the kids. With finances tight, my hubby and I would often turn a trip to the grocery store into an amazing night out by grabbing some coffee and discussing our day while we browsed the aisles without our (often screaming!) children.
My husband's parents lived about two hours away so they would often take the kids overnight so we could have a weekend to relax at home or complete projects. We would also go up for overnight visits and then slip away for an hour or so to get some alone time at any cost.
Now that my parents have moved away and my kids are a little older I will often hit up my sister or teenage niece and nephew to watch the kids for the night. While we have to pay the kids (boo) we will save up Cineplex Scene points for free movies, buy cheaper movie ticket packages at Costco or use gift cards for special meals out.
We usually rope my nephew into watching the kids for Valentine's Day so my husband can take me to a rom-com and we can sneak in some snacks. That's our idea of a romantic evening out.
Sex is not the most important thing in a relationship, but it is important. The most important thing you can do for your sex life is to reframe your thinking.
Sex is not an item on your to-do list, nor
You both have much to gain by keeping the romance alive in your relationship. Setting a high standard for healthy relationships gives your kids a great example for their future and makes your home a happy place to be.
Making changes in your relationship can seem like a daunting task, but small changes can lead to big changes. Take it step-by-step and notice how these changes are impacting how you feel in your relationship.
What do you and your partner do to keep the romance alive? Let us know in the comments!
Melissa Robertson is a journalist with 15 years of experience as a professional writer. She is also a hot mess mom to three very energetic daughters, and loves to DIY, share design and upcycle projects and creating patterns. She shares it all on her blog, Keeping Up With The Robertsons and, luckily, has a husband who is a total softie and is usually willing to go along with her crazy plans!


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Lessons from the Field: Setting up a Windmill Based Business in Rural Kenya
Khanjan Mehta
NCIIA Annual Meeting
Mehta, K., "Lessons from the Field: Setting up a Windmill Based Business in Rural Kenya", NCIIA Annual Meeting, Dallas, TX, 2008
Students from various disciplines at Penn State University, Bowling Green State University, University of Nairobi, and Kochia Development Group (a Community Based Organization in Kenya) collaborated to develop a robust and sustainable hybrid power system for rural communities in western Kenya. The objective was to build the system in Kenya using Kenyan resources and set up a profit-driven business around it to ensure economic sustainability. The model developed for this project emphasized building strong relationships between all the involved parties and incorporated multidisciplinary engineering design, business development, and social sciences to make the project truly successful and sustainable. The guiding philosophies, program, and business models for this project are discussed in this paper. The various observations and lessons learned during the planning and execution of this project are presented with suitable examples.
Available from: https://www.researchgate.net/publication/237550170_Lessons_from_the_Field_Setting_up_a_Windmill_Based_Business_in_Rural_Kenya