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No Change in Wisconsin Tax Treatment of Dependent Children Coverage
Health care reform legislation passed in 2010 generally requires employer-sponsored health plans that provide dependent coverage to offer that coverage to an eligible employee's adult child up to age 26, regardless of the child's income, residency or marital status. An employee's "child" for this purpose includes a son, daughter, stepchild, adopted child, or eligible foster child. This coverage mandate applies whether the employer's plan is insured or self-insured.
To minimize the financial consequences associated with this mandatory expansion of health plan coverage, Congress also changed U.S. tax law to make an adult child's coverage (including medical flexible spending account ("FSA") coverage) tax-free for federal purposes through the year of his or her 26th birthday. However, Wisconsin has not yet updated its state tax code to conform with this federal tax code change. Consequently, employers with employees in Wisconsin must impute income to those employees on the fair market value of an adult child's coverage and medical FSA reimbursements if the child does not qualify as a "dependent" for Wisconsin tax purposes. Under current Wisconsin law, a child will qualify as an employee's "dependent" only if he or she is a dependent under the Internal Revenue Code's pre-health care reform rules.
This disjoint between federal and Wisconsin tax laws has created significant administrative challenges for affected employers. It was hoped that the Wisconsin legislature would conform the Wisconsin tax code with the federal dependent tax rules during the biennial budget process. Unfortunately, that did not happen. (Although the legislature did adopt some health care reform changes, the dependent child tax rules were not included.) As a result, Wisconsin is now the only state that has not conformed to the federal tax rules on this issue. Until the legislature acts, employers with Wisconsin employees must continue to impute income and withhold Wisconsin state income taxes on the fair market value of health plan coverage and medical FSA reimbursements provided to adult children who do not qualify as tax dependents under Wisconsin law.
Employers that are affected by these rules should adopt policies to address the applicable tax issues. Determining the correct taxable amounts can be complicated, and failure to withhold the necessary taxes can trigger substantial penalties. If you need assistance or have any questions, please contact Todd Cleary at 414.287.9433 or at firstname.lastname@example.com.
Wellness Program Tax Credit Legislation Introduced in Wisconsin
Legislation has been introduced in Wisconsin which would provide a state income and franchise tax credit of up to 30 percent of the amount an employer pays in a tax year to provide a workplace wellness program to its Wisconsin employees. A workplace wellness program is a health or fitness program that includes a health risk assessment. Although health risk assessments generally can include a variety of procedures and tests, a health risk assessment for this purpose must satisfy certain requirements. Specifically, a health risk assessment is a computer based health promotion tool that includes: 1) a questionnaire; 2) a biometric health screening to measure vital health statistics (including blood pressure, cholesterol, glucose, weight, and height); 3) a formula for estimating health risks; 4) an advice database; and 5) a means to generate reports. A workplace wellness program must also include one or more of the following programs or services:
The legislation, if passed, would be effective January 1, 2012, and the credit would be available for up to three tax years. However, employers would be required to apply to the state for certification of the amount of the credit, and only up to $5,000,000 in aggregate credits will be allocated to businesses in any single tax year. Generally, up to $2,500,000 of those credits would be aggregated per year to businesses with more than 50 employees, and up to another $2,500,000 would be allocated per year to businesses with 50 or fewer employees. The credit would not apply to amounts paid by an employer to acquire, construct, rehabilitate, remodel or repair facilities to provide the workplace wellness program.
Partnerships, limited liability companies and S corporations would not be eligible to claim the credit. However, it appears that partners, members and shareholders of those entities could claim the credit. Consequently, those entities would be required to compute the amount of the credit and pass on the applicable information to partners, members and shareholders.
There are several open questions as to the tax credit's mechanics. For example, it appears that an entity that takes the credit one year may be subject to tax on the credit the next year. If so, the value of the credit would be less than appears at first glance. In any case, these questions have been posed to the Wisconsin Department of Revenue and we are awaiting answers.
If you have any questions, please contact Todd Cleary at 414.287.9433 or firstname.lastname@example.com.
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The vision behind iMac has never wavered: Transform the desktop experience by fitting powerful, easy-to-use technology into an elegant, all-in-one design. The new iMac takes that idea to the next level — giving you even more amazing tools to do just about anything. iMac is packed with the latest processors, faster memory, and phenomenal graphics. All coming to life on the brightest, most vibrant Retina display ever on a Mac. It's the total package — powered up.
So bright and colorful, you can't look away.
Available in stunning 4K or 5K, the Retina display shines beautifully on iMac. With one billion colors and 500 nits of brightness, graphics leap off the screen. Text is razor-sharp. Binge-worthy shows and blockbuster movies have never looked more amazing. Graphics and games dazzle in exquisite detail. It's simply the best Mac Retina display yet.
Speed. From blazing to breakneck.
Faster than ever, iMac is now equipped with eighth- and ninth-generation Intel Core processors and the latest in high-performance graphics options. Storage zips along too, with the snappy and spacious Fusion Drive available in both models. Or you can configure iMac with up to a 2TB SSD. So no matter what you're into, you can do anything you love on iMac. All at maximum velocity.
- EU International
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The Peak City Puppy Team
Fuquay-Varina Area Team
Beth S.
Lead Walker, Joined 2015
Beth is a true native of North Carolina. She grew up in and still lives in Fuquay Varina. In addition to her husband and son, she also shares her home with 5 cats ( Edgar, Rocky, Jessie, Muffin and Macie). She also has one dog, Indiana who she enjoys taking for long walks when she's not gardening. All of her furry family members are rescues including a diabetic cat so she is keenly aware of the attention to detail needed in a pet sitter. Beth has hired pet sitters to care for her own pets and knows that proactive communication is the thing she most needs to give her peace of mind. Professionally, Beth spent 5 years being a full-time nanny prior to working as a pet sitter and dog walker for clients in Holly Springs and Fuquay Varina.
Cheryl K.
Senior Walker, Joined 2018
Cheryl spent over 25 years in the medical field before joining PEAK CITY PUPPY. When she and her family relocated from Michigan in 2018, she knew she wanted a career that would enable her to be home more with her two school-aged children as well as visit her other two children back in Michigan. Cheryl has been married for 21 years to her husband and has had dogs in her life during that time. Her current dog is a goldendoodle named Moxy.
Abbey J.
Sitter I, Joined 2019
Abbey is currently a student at Central Carolina Community College where she is studying Veterinary Medical Technology. She loves working at Peak City Puppy, as it allows her to get exercise while making memories and gaining relationships with the animals. Abbey has adopted many animals from foster care, including a puppy. Abbey hopes to one day start her own business helping animals.
Ruth R.
Walker I, Joined 2019
Ruth R. is an almost life-long resident of the Apex area, having moved here 30 years ago. After a long career teaching pre-school (20 years) and Nanny-ing for a family for another 6 years, she decided to use her big heart in another area she loves: animals. Ruth has 2 adult daughters and one 6yo four-legged son, Watson. She loves to garden & is a member of the Apex Garden Club. Ruth is also very active in her church.
Magda M.
Walker I, Joined 2019
Orginally from Poland, Magda and her family moved to States in 1995 and she's resided in Apex almost all of that time. She is a Certified Nursing Assistant who previously worked full-time with hospice care patients. Magda has always had a passion and love for animals and decided to fulfill her dream and become a Dog Walker & Pet Sitter with Peak City Puppy in 2019. She is a mother of two boys( 16, 32) and when not working, she likes to go on camping trips with her husband and 3 rescue dogs.
Jill F.
Senior Sitter, Joined 2016
Jill is originally from West Virginia but has lived in Apex since moving here in 2010. She is an active volunteer at the SPCA of Wake County and regularly provides foster care to cats, kittens and nursing mothers with kittens. Jill always had animals growing up (dogs as a young child and now cats). Her current companions include Arthur & Merlin, both rescues. While she hopes to one day own her own business as operator of a cat cafe or rescue, Jill is excited to care for all sorts of PEAK CITY PUPPY pets whenever she is not working at her full-time job in medical credentialing.
Mandy D.
Senior Sitter, Joined 2017
Mandy relocated from California to Apex in 2009 with her husband and two wonderful daughters, and feels fortunate to be part of this wonderful community. She loves traveling and exploring new places with her family. Mandy has always had dogs in her life and couldn't imagine not being around them daily. When she is not at her full time job in media advertising, she enjoys being a part of the PEAK CITY PUPPY team, walking and playing with her 4-legged friends, making sure they have the care and love they deserve.
Rebecca F.
Senior Sitter, Joined 2018
Rebecca has lived in Apex since 2013. Originally from Maryland, she came to North Carolina for college at Campbell University and loved the area so much she stayed! A full-time social worker for a local hospital, Rebecca loves balancing out her work life with PEAK CITY PUPPY. Rebecca is mom to two adorable pets: Chai, a terrier-mix rescue dog, and Boppli (Pennsylvania Dutch for Baby), her rescue guinea pig. Growing up in a family of animal lovers, it's only natural that she would carry on her passion for pets in her personal and professional life. In her free time Rebecca is active in her church, enjoys spending time with friends and family, and often is training for her next half or full marathon.


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Three luminous marquise diamonds fan out from a smaller center diamond, resembling the petals of a lotus. A refined and dazzling earstud, the lotus is the perfect centerpiece for a curated ear.
The 4mm Lotus is the middle size in the lotus collection, making it a perfect addition to any Curated Ear®.
Complete with a 14k gold ball flower threaded backing (as shown) in a matching color, you can dress this style in many locations including an Earlobe, Tash Rook, Tragus, Conch, or Helix piercing. All colors of gold are nickel-free and hypoallergenic.
Item sold singly.
Maria Tash will accept returns on unworn jewelry for up to 30 days after original purchase. All jewelry used for a piercing or install is final sale due to health regulations.Items purchased at our retail stores must be returned to the same store where the item was originally purchased with no exceptions. Items purchased online must be returned online and cannot be returned at any Maria Tash location. We cannot accept returns on merchandise purchased anywhere other than Maria Tash.Returns will only be refunded to the original form of payment; however, we reserve the right to refund a cash return as a company check. Service charges are non-refundable and custom orders are final sale and non-refundable.To begin an online return or to read more about our policies, please click here.


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They Live
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Movie Info & Cast
A drifter discovers a pair of sunglasses that allow him to wake up to the fact that aliens have taken over the Earth.
- Roddy Piper
- Keith David
- Meg Foster
- George 'Buck' Flower
- Peter Jason
- Raymond St. Jacques
- Jason Robards III
- John Lawrence
- Susan Barnes
- Sy Richardson
Did You Know?
- Graffiti artist Shepard Fairey got his "obey" name from this film.
- The alien at the magazine stand gets his change twice.
- Frank: I've walked a white line my entire life, I'm not about to screw that up.
- Nada: White line's in the middle of the road, that's the worst place to drive.
Atom User Reviews
The looniest movie of the season and also one of the most engaging. [7 Nov 1988]
Dave Kehr
Chicago Tribune
Live dies around the time Carpenter allows 10 minutes of gratuitous Piper-David eye-gouging, an apparent bone to wrestling fans. Forget the amusing premise; a full crate of magic glasses couldn't make this a bearable movie. [7 Nov 1988]
Mike Clark
USA Today
Typical of some of the absurd moments in this film is a long drawn-out fist fight between the hero and Frank, who almost kill each other because Frank is too proud to try on the magic dark glasses. It is completely stupid. [5 Nov 1988]
Peter Stack
San Francisco Chronicle
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(SWEETWATER) – The Nolan County Coliseum Complex is giving Texas State Technical College students the opportunity to attend classes and learn about work quality and responsibility.
The multi-structure events venue on Coliseum Drive in Sweetwater has at least 12 TSTC students working varying hours depending on scheduled events. Some of March's activities include a 4-H Club quilting show, a quinceanera, team roping competitions and a 4-H horse contest.
"They want gas money, they want food money, they want money for their education," said Terry Locklar, the coliseum's general manager, about his student workers. "These are the guys and females that have a goal in mind and know what it takes to achieve that goal. It's been a great asset for us as far as having people you can count on and have that customer relations experience and that mindset of the harder work you do, the more you achieve."
The students and more than 10 full-time and permanent part-time staff have been transforming the coliseum area this week from hosting junior high school and high school rodeos to getting ready for rattlesnakes. The Sweetwater Jaycees' annual World's Largest Rattlesnake Roundup will host more than 25,000 visitors from across Texas and the nation from Friday, March 10, to Sunday, March 12. The event, which has at least an $8 million annual economic impact on Nolan County, includes the Miss Snake Charmer Pageant, a flea market, a gun and knife show, roping contests and a carnival.
Saul Biscaino, 20, of Pleasanton and a fall 2016 Welding Technology graduate taking an extra welding class to learn more techniques this semester at TSTC, is looking forward to his first rattlesnake event. He works at least 30 hours a week and has been employed at the complex since last summer.
"It's been a real good experience," Biscaino said about his work. "When they have the rodeos, I am responsible for the financial paperwork and making sure everything that needs to be paid for is, and everything put out in the stalls gets put out."
Biscaino has also done welded panels on livestock stalls and built countertops for sinks in new restrooms in the complex's annex.
"I'm very fortunate," he said. "I'm very grateful to the coliseum staff that gave me the opportunity to continue my classes and work here and get as many hours as I can."
One of Biscaino's co-workers, 20-year-old Devin Klar of San Antonio, has been working at the complex since the fall. Klar is a Wind Energy Technology major and is scheduled to graduate in May from TSTC.
This weekend, Klar will make sure trash is picked up and help out where needed on the grounds during the rattlesnake event.
"Working at the coliseum has taught me a lot," he said. "It's given me a lot of integrity, and we are given a lot of responsibility here. It is given to us with trust, and we get that trust very quickly. I am able to follow through and make decisions."


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During fall, I love apples just as much as I love pumpkin and squash. I especially love adding them to savoury dishes, where people expect them the least. This being said, I also love a good apple crumble… And you can find a recipe for it HERE.
Today however, I'm sharing a delicious combination with you: Tomato & Apple. It may sound strange, but I assure you it's absolutely delicious and hearty and perfect for those fresh autumnal days.
Here's what you need:
Tomato & Apple Sauce
- 1 28 oz can of crushed tomatoes
- 3 medium apples I used I granny smith and 2 gala, chopped
- 1 medium onion chopped
- 1 clove garlic crushed
- 1 tsp salt
- 2 tbsp maple syrup
- 2 tbsp grapeseed oil or olive oil
In a saucepan over medium heat, warm oil and add onions. Cook until they begin to caramelize (about 5 minutes)
Stir in the pureed tomatoes, garlic, maple syrup and salt. Cook and stir occasionally for 5 minutes
While tomatoes are cooking, peel and core the apples. Place them into a food processor and use the chop option (not puree)
Add chopped apples to the sauce and simmer for 20-25 minutes (until apples are tendewhile mixing occasionally
Optional if you want a very smooth sauce: In your blender, blend the sauce until smooth
Served on pasta of your choice


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While the contemplation of marriage is largely a matter of the heart, there are often unavoidable federal and state tax implications for those who tie the knot. According to the Tax Foundation, a married couple's income may be subject to a penalty of up to 12% if they have children and up to 4% if they don't. This model assumes taxpayers use standard deductions and report only wage income. But not every married couple faces penalties. In fact, some lucky ones may even enjoy bonuses.
Key Takeaways
- After marrying, some couples will take a tax hit, while others may enjoy a marriage bonus.
- Spouses with similar incomes--be they high or low, are more likely to experience marriage penalties.
- Couples with disparate incomes are more likely to experience marriage bonuses.
- Middle-income married earners are more likely to remain unaffected by tax implications.
Marriage Penalty Scenarios
A variety of factors may influence whether or not a couple will face a marriage penalty, including individual and combined incomes, the disparity between said incomes, and the number of children a couple has. Specifically, the following situations may trigger marriage penalties:
Low Earners with Similar Incomes
Low earners often qualify for the earned income tax credit (EITC). Designed to encourage individuals to maintain their jobs, this initiative provides a credit of up to $6,431, depending on filing status and the number of children that may be claimed as dependents. When marriage increases a low-earning partner's household income, the EITC may diminish or disappear altogether. In such cases, a couple may have a lower after-tax income if they marry than if they remain unhitched. Interestingly, to qualify for the EITC, the income limits for married taxpayers are not double those for single taxpayers. For example, the limit is $40,320 for a single taxpayer with one qualifying child, but only $46,010 for married taxpayers with one qualifying child.
Tax Policy Center's Marriage Calculator can help individuals determine whether marriage penalties or marriage bonuses apply to them.
High Earners with Similar Incomes
Couples who jointly earn between $612,350 and $1,020,600 will pay higher taxes if they marry. This is because the 37% federal tax bracket for married couples filing jointly is not twice as large as the tax bracket for unmarried individuals. Although the 37% federal income tax rate kicks in for income over $510,300 for singles, it kicks in for income over $612,350 for married couples filing jointly. Simply put: a larger portion of a high-earning couple's income is shoved into the 37% tax bracket if they marry, while more of it stays in the 35% tax bracket if they don't.
High Earners Hit with the Medicare Surtax
The Medicare surtax of 0.9% applies to wages, compensation, and self-employment income over $200,000 for single taxpayers and $250,000 for married taxpayers. A marriage penalty applies to couples whose earnings range from $250,000 to $400,000 because the tax threshold for married taxpayers is not double the threshold for singles.
High Earners Hit with the Net Investment Income Tax
A net investment income tax (NIIT) of 3.8% applies to passive income such as interest, dividends, capital gains, and rental income, after subtracting investment expenses such as interest, brokerage fees, and tax preparation fees.
Like the Medicare surtax, individuals must pay the NIIT if their modified adjusted gross income (MAGI) exceeds $200,000, and they're single, or if it exceeds $250,000, and they're married filing jointly. Here again, a marriage penalty applies to couples whose combined earnings range from $250,000 to $400,000. The difference is that this tax applies to net investment income, not earned income.
High Earners with Long-Term Capital Gains
Long-term capital gains on investments held longer than a year is another area where the married filing jointly bracket ($488,850) is not double the single bracket ($434,550). Thus, high-earning taxpayers with capital gains will experience a marriage penalty compelling them to pay a capital gains tax rate of 20% when their income exceeds $488,850, rather than the typical 15% capital gains tax.
Homeowners with Large Mortgages
Suppose an unmarried couple buys a home with a $1,500,000 mortgage attached. In this scenario, each taxpayer may deduct the interest on $750,000 of that mortgage debt. But if a married couple bought the same house, with the same mortgage terms, they may deduct the interest on $750,000 of the mortgage debt, as a unit. Furthermore, since the standard deduction for married couples is $24,000, while the standard deduction for singles is $12,000, there's a higher barrier for married couples to overcome before deducting mortgage interest pays off.
Residents of States and Localities with High Income and Property Taxes
Since the Tax Cuts and Jobs Act took effect for the 2018 tax year, both single and married taxpayers cannot claim more than $10,000 in itemized deductions for state and local taxes-- including income and property taxes. Consequently, singletons who were previously itemizing deductions individually would lose out substantially, after marriage.
It's Not Just a Federal Penalty
Marriage penalties aren't merely a federal concern. According to the Tax Foundation, the following 15 states instituted a marriage penalty as of July 1, 2018, because their income tax brackets for married couples filing jointly are not twice as large as the brackets for single filers:
- California
- Georgia
- Maryland
- Minnesota
- New Mexico
- New Jersey
- New York
- North Dakota
- Ohio
- Oklahoma
- Rhode Island
- South Carolina
- Vermont
- Virginia
- Wisconsin
The Marriage Bonus
Not every married couple suffers penalties. According to the Tax Foundation, spouses who file jointly can enjoy a 21% bonus on their combined marital income if they have children, while they may enjoy an 8% bonus if they are childless. This bonus commonly kicks in when one partner's income is substantially higher than the other's.
As a married couple filing jointly, the lower-earning spouse's income doesn't push the couple into a higher tax bracket. Rather, the couple benefits from the wider tax bracket applying to married couples. They may pay taxes at a lower rate as a result. Furthermore, the lower-earning spouse may receive contributions to a spousal IRA, courtesy of the higher-earning spouse.
The Bottom Line
Few couples base their marriage decisions on the tax consequences that may result. But realistically, marriage does influence how much each spouse will work after they walk down the aisle. A Congressional Budget Office study shows that higher-earning spouses are motivated to work 0.1% to 0.3% more, while lower-earning spouses are motivated to work an average of 7% less. There is no denying that marriages can greatly affect tax implications. Couples should be mindful of the changes they may face and plan accordingly.


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I love paint chips- I always have. I have long sneaked through aisles of the hardware store, squirreling away pretty colors. I never really had a use for them, and I have to say the recent trend of paint chip crafting has me going batty with glee.
As many of you know, I am eagerly expecting the arrival of baby #2- a little girl coming any day now (I technically am not due for over a month, but because of some complications I will be welcoming baby B anytime from now until three weeks out). I have not done a whole lot with B's nursery since I have been stuck on bedrest and little man has kept me on my toes through the whole pregnancy. (Who thought it was a good idea to have kids 19 months apart? I am insane...).
The following craft, while completely easy, was a little time consuming- but I absolutely LOVE how it turned out! Read on to see how I turned a paper mache B into a lovely collage of paint chips, perfect for my little lady's room!
First, I painted the large paper mache B. I prepped it with a sealer (essential unless you'de like to have to use 6 coats), and slapped down some white paint.
Next, I gathered some Mod Podge and a ton of paint chips.
I carefully cut out all lettering and monograms from the paint chips, and got to cutting what seemed like a zillion tiny squares. I paid no attention to making them uniform- I tried to get all sorts of sizes of chips.
I mod podged the chips on in any which way, trying to not have too many similar colors next to each other. For the curvy parts of the B, I glued down a chip and simply ran some scissors or an xacto knife around the edge that hung off to trim it to look like it was custom shaped for that part of the letter.
Let dry completely, then seal with a layer of Mod Podge. Finish with a layer of varnish for a lovely, smooth shine.
Grab a ribbon, and use to hang!
Can't wait to show off the whole nursery soon! (It is currently full of junk and painted green... hence the pallet background)
If you enjoyed this post, please add Sweet C's to your RSS feeds, or add me, and Sweet C's Designs on G+!


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The Cure
In 2018 The Cure performed two historic shows celebrating a 40-year career.
CURÆTION-25: From There To Here | From Here To There
Captured on the tenth and final night of the 25 th Meltdown Festival (curated by lead singer Robert Smith) at London's Royal Festival Hall in June 2018. Smith, Simon Gallup, Jason Cooper, Roger O'Donnell, and Reeves Gabrels performed a song from each of their 13 studio albums in chronological order, displaying the evolution of The Cure's music live on stage.
ANNIVERSARY: 1978-2018 Live In Hyde Park London
The band's acclaimed 29-song, 135-minute anniversary concert. Filmed in one of London's Royal Parks to a crowd of 65,000 fans, The Cure presented a four-decade deep set on July 7, 2018, including "Just Like Heaven," "Lovesong," "High," and "The End Of The World." Adding to the experience, the band is back-dropped by giant screens displaying footage that complements the unique moods and emotive song writing that established The Cure as pioneers of alternative rock.
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- 52.Why Can't I Be You
- 53.Boys Don't Cry
- 54.Jumping Someone Else's Train
- 55.Grinding Halt
- 56.10:15 Saturday Night
Item code: EREDV1365
Info correct on: 11/6/2020


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Selected Grenache grapes from the high quality parts of our vineyards. Production process : Late harvesting by hand with a strict selection process, long maceration of the entire harvest (no stalk removal). Ageing process : In wooden vats on fine lees for 18 months. Soils : Stony soils of red quaternary clay, marl and blue clay.
- • Year: 2009


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Group of iPhone Users Had Their Apple IDs Locked and Were Forced to Reset Their Passwords
One of the bad things about the internet is the fact that you're never really completely in control of the situation. Even when your data is at stake, you're often at the mercy of a service provider who sometimes does things that don't seem terribly logical. Those of you who have had their information put in danger probably know that the feeling isn't particularly pleasant. On Tuesday, quite a few iPhone users got to experience it.
A wave of people took to social media and complained about being locked out of their Apple accounts. For no apparent reason, their iPhones just told them that their accounts had been locked "for security reasons" and that they must "verify their identity" if they want to use Apple's services. For reasons that will become apparent in a minute, we can't say how many people were affected exactly. Judging by the amount of attention the tweets and posts attracted, however, we can conclude that the number is not insignificant.
It could have been worse
Being locked out of their accounts meant that users had no other choice but to reset their passwords. Some reported problems with doing that, and a few complained about syncing issues after access to the account had been restored.
Overall, however, the whole thing was little more than a nuisance for most people, and they dealt with it rather quickly. Some even praised Apple for looking after its users by forcing them to go through all the trouble of changing their passwords. That being said, some people are ready to praise Apple for just about anything.
The sound of silence
Despite the lack of any real damage, many users were quite concerned. Their accounts were locked "for security reasons", and naturally enough, they wanted to know what had happened. Sadly, there was nobody to answer their questions.
Like all big, reputable companies, Apple has a social media account dedicated to helping people out when they have problems with their iDevices. Needless to say, many users turned to it when their Apple IDs got locked, and for what it's worth, the social media people did their job – they redirected users to a help page that tells them what they're supposed to do to get their accounts back. In many cases, however, people were turning to Apple's Support account not because they needed assistance, but because they wanted an explanation. All these pleas were ignored, and so were journalists' requests for comments. Apple, a company with close to 600 million users, decided that the best strategy in that case was to act as if nothing had happened.
As always, the lack of official information leads to a lot of speculation. Some discuss the possibility of the whole situation being caused by a large-scale credential stuffing attack. Others reckon that Apple might be trying to protect its customers from a massive phishing campaign. Others still think that it's just a bug in Apple's system.
Whatever the cause, the real problem here is not the lockout itself. There's no evidence of any data loss, and as we mentioned already, most people recovered quickly. The problem is Apple's unwillingness to communicate with users when things go wrong. People that own Apple accounts use them to host some pretty sensitive information. They have every right to know what's going on when it is threatened by someone. Hopefully, both Apple and the rest of the vendors offering this type of services will understand this sooner rather than later.


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What do you wear the first day back to work after a 90-day leave of absence because of a psychotic break? This is the question I found myself asking a little more than a year after I joined the Legal Aid Society of New York. The last time my colleagues had seen me, I'd been wearing a handlebar mustache better suited to a Hell's Angel than a 26-year-old public defender. I'd also taken to wearing a Mohawk — tried a case like that even. We won, thank God.
At the happy hour following that trial, I stripped down to my underwear and did a titillating strip tease for a bunch of law students who were there as a part of a recruiting event for a white shoe law firm. It didn't go over well but I didn't care. I thought I nailed it.
For my first day back to work I dressed in a sober navy sweater and a pair of dark slacks. Normal haircut, neatly trimmed beard. I got there early to avoid the morning rush and the inevitable stares and whispers. I had been "away with some issues" — that was the official company line, but offices are gossip hotbeds, and I wondered how much of the real story had filtered through. Did they know that I'd marched through the city for 12 hours — manic, psychotic and convinced I was being videotaped by secret TV producers, the star of my own reality show? That the police had found me later that evening shirtless, barefoot and crying on a subway platform? That I'd been involuntarily committed to Bellevue, the notorious psych ward to which we at Legal Aid routinely sent our most mentally ill clients?
For most, an involuntary stay in a locked psychiatric ward becomes a closely guarded secret. But part of me wanted everyone to know. I wanted them to know that I had received a Bipolar I diagnosis — that the "madman" they'd been covering for was actually a very sick young man who did things he feels guilty about, but who also knows that he had no more control over the doing of those things than a cancer patient has over the state of his lymph nodes.
Because that's the thing about mental illness — our brains betray us. Our symptoms are our behavior, and the disease makes us do humiliating and dangerous things.
In the weeks leading up to my break, I knew something was up with me. I couldn't sleep for more than a few hours each night, but seemed to have limitless reserves of energy. At times, I felt like electricity was shooting through my spine, that I was breathing in secrets of the universe.
I cried a lot, too. I'd listen to Bruce Springsteen sing "41 Shots" and weep in my room while I meditated on police brutality. These, I would learn, are all classic symptoms of bipolar disorder: the delusions of grandeur, the insomnia, the rapid cycling moods. And I was in my mid-20s — the textbook clinical age when bipolar disorder tends to present.
I wanted to tell my colleagues that the "madman" — the drunk, naked guy who ran through oncoming traffic and covered his wall in Sharpie — was gone. That he didn't go easy, that he had to be killed with a drug regimen that had left me drooling and impotent, with my hair falling out by the fistful, rapidly packing on weight.
Now I had to clean up the mess he'd made. The "madman" had raided my checking account, and there was no overdraft protection for "Sorry, I had a manic episode and rang up $800 worth of novelty T-shirts at Urban Outfitters." I'd lost friends, an apartment, maybe my job and reputation, too.
Mercifully, one person stuck by me through it all — my mom, nicknamed the Bird on account of the choppy, avian head movements she makes when her feathers are ruffled. She had been my tether in a hurricane.
During my leave of absence, I'd taken to calling the Bird in the middle of the night, every night, to hear her voice. I knew the toll it was taking on her. I could feel her heart breaking for me. She couldn't tell me that everything was going to be O.K. because the truth was, she wasn't sure. All she could do was make sure she kept answering the phone.
What I wanted to hear was, "This will never happen again." I wanted to hear that I'd never again be restrained and injected with anti-psychotics. That I'd never have to smell that place again or eat that food. That I'd never again wonder if the orderlies would tackle the flailing patient before he really starts swinging. That I would never again fear the worst in a communal psych-ward shower. But no one, not even the Bird, could tell me that.
I buzzed my security card and entered the interior office. The halls of the Legal Aid Society felt nearly as claustrophobic as the psych ward. I wanted to believe that these people understood mental illness. They make their paltry living arguing on behalf of the poor and mentally ill, citing poverty and mental illness as an explanation for "bad" behavior every day in criminal court. But I was terrified of them.
I had to go talk to my supervisor. But just before I rounded the corner, my body made a U-turn back to the lobby and dove into the restroom. I fished my phone out of my pocket, scrolled to the Bs, and tapped Bird.
It was 8:30 a.m. in Kansas — she'd be busy setting up her students as they trickled into her class. She answered on the first ring; her phone had become an appendage since I moved back to New York.
"Gorilla report?" (The Bird nicknamed me Gorilla, because of my barrel chest and hirsute body.)
"Gorilla is at Legal Aid."
"First day of school? Not good?"
"Not good." I spilled it — sobbed, breathed, sobbed. "I shouldn't be here. This is so ridiculous. I feel like such an idiot. Idiot! I can't see these people again yet."
"Steppers keep on stepping. You're a …"
"Not a stepper! Not a stepper. No steps."
"Three months ago you were in a locked psych ward. You're at work now. You're still an attorney. It's not easy, what you're doing."
"I'm scared. Of everyone. And everything — all the time," I told her. "The subway. Confined spaces. Walking through the halls, waiting for everyone to stare at me, and think, The Madman is back in the building."
"You need Mama Gorilla to open up five cans of whoop ass on somebody?"
I laughed. I knew she'd love to.
"Boy, we been through the fire with gasoline soaked drawers on. You got this. Puff out that big gorilla chest and go rip it off like a Band-Aid. Call me if you need me."
I wiped my eyes, left the stall, and splashed some cold water on my face. Game time. Don't let them see you sweat. Steppers keep on stepping. I looked in the mirror — You look good, you look normal. You're a normal guy. Then I slapped myself in the face as hard as I could.
I knew I had a lifelong disease and that bipolar disorder is something to be managed, not cured. I knew I'd need to take medication for the rest of my life and that I'd humiliated myself in front of countless friends and strangers alike. I knew that I had more in common than I'd have liked with my schizophrenic uncle Eddie who lived the last 15 years of his life in a state mental institution. That no matter how early I got to work, no matter how useful I made myself, no matter how reasonable and modest my khakis and my sweater were, I was and would always be the "crazy" dude.
I finally bucked up and made it to my supervisor's office. I knew we'd have a come-to-Jesus talk soon enough — my practice was in disarray when I left — but he seemed genuinely glad to see me. "You look great," he told me. "Got some meat back on your bones. We're thrilled to have you back."
Twenty minutes later, he was forced to dismiss me. I needed a note from my psychiatrist declaring me fit to return to duty. "Sorry," he said, "it's just policy. You can't be in the building without a note."
"Them's the rules," I said.
I was relieved to have an out but I was humiliated all the same. The note requirement didn't feel like the fulfillment of a bureaucratic requirement; it felt like a request for proof of sanity. We're thrilled to have you. Now we'll be needing certification that you're no longer certifiable.
I got the note the next day and returned. I knew I had no choice but to keep showing up every day, take my meds, keep my pants on and channel my trauma as best I could to find a way to be someone else's Bird.
It did not work.
What I'd once viewed as my dream job became a pressure cooker I couldn't withstand. The cramped jail cells where we public defenders spend so much of our working day frequently triggered PTSD symptoms, bringing me right back to the claustrophobia of forced confinement. But it was the anxiety attacks after work that eventually did me in. My philosophy as a public defender was that no one should spend an extra hour in jail because of a mistake I made. It's probably an impossible standard to meet, but I couldn't shake the fear that I wasn't cutting it. After two more psychotic breaks and hospitalizations, I left the Legal Aid Society.
It's been two years now, and thanks to the love and support of the Bird and modern pharmacology, I no longer live in constant fear that my mind will abandon me at any time. I also live with the knowledge that millions of others with mental illness live with that fear, and suffer through it alone, and far too many are sucked into our hyperactive justice system and treated as criminals for an illness they are powerless to fight. A 2015 investigation by The Times found that nearly 40 percent of the population at Rikers Island, a total of 4,000 men and women at any given time, suffer from mental illness. In other words, our jails have become our de facto mental health facilities.
Ultimately, I couldn't take the pressure of having lives hanging in the balance when I went off the work in the morning, while also keeping my bipolar in check.
What I could do, though, was speak and write honestly about being utterly at the mercy of my illness, and being pulled from the brink by the care of one person's love. And that's what I am doing now.


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This cute puppy will charm you with its clothes, socks, hats and different skins color. Give it a name of your choice by typing it on its kennel.
Submitted by Flobzoo
Sponsored by Flobzoo.com
Played 62 times since 07.25.10
Please login to rate, comment and add this game to your favorites!
Latest Reviews
|.. show all
|not bad but not good
#7 by Party-crazy on 03.28.12
| Cute
#6 by Satanichappiness on 03.04.12
|this dog is so cute
#5 by Monicarox on 09.30.11
|XD lol... are chu stalkin all the gamez that i review or somethin chicka o,O
#4 by PeaceOut on 12.21.10
|poor little dog!
#3 by Gamegirl5263 on 12.21.10
New Girls Games more...


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KSdunio Monogrammed Towels
enlivening hooded towels have been created by the ingenious men and women. We could form the ideas from combination several colors into our..
Towel Sink Cabinet. If your towel isn't spacious, you can choose this multi-purpose home furniture. This little corner cupboard can be the cabinet..
Still playing with wooden stuffs, you also are able to write some quotes or warning onto a wooden dictionary and hang it to..
This one is going to appear just like normal towel dressing table. It gives the feeling of refreshing because of the daisy and..
The most optimal/optimally thing about ceramic tiles is that it can resist moisture and stain. So, drinking water won't damage the tiles and..
Imagine if you get a dark-colored towel or modern day and contemporary towel? Well, you need to consider a rounded mirror with all..
kmart towels on sale can become a bit different compared to painting the conventional or ample towel. Other than deciding on the correct..
Moen ox by area resist brushed nickel 2-handle endemic water sensation towel faucet, moen plank walk spot resist brushed nickel 1-handle single pit..
100 organic cotton dish towels in most season possess the characteristic about it. Even though 2016 remains going on 5 months, however that..
Once installing the towel sink along side the cabinet, thing you will need to consider will be instant dry towel. It's very important..


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This gorgeous Ecstasy black panty is a perfect match to the Ecstasy plus-size harness strap bra and garter belt.
- Available in sizes XS- 6XL,
- 2 straps on each side, for extra sexy lingerie
- These panties are made of highest quality mesh and satin stretch fabric, elegant and supportive.
- This bespoke lingerie has matching Black Plus –Size Harness Strap Bra and Garter Belt are available to order separately.
- This set is also available in Bright Red.
Fabric: 85% Polyester, 15% Lycra
Care: We recommend hand wash and line dry
Shipping within USA calculated at check out - $10 flat rate Canada


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Create an Account - Increase your productivity, customize your experience, and engage in information you care about.
All residents may take advantage of Scott County Library's Curbside Pickup service to check out books, DVDs, and more! Place holds through the library catalog, and sign up for a pickup time when the Library notifies you they're available.


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Breaking down Texans at Packers
When: Noon Sunday
Where: Lambeau Field, Green Bay
Radio: 610 AM, 100.3 FM, 1180 AM (Spanish)
The rivalry: The Packers have won two of three previous meetings and most recently 42-24 in a Sunday night game at NRG Stadium in 2012 that ended the Texans best-ever 5-0 season-opening run. Aaron Rodgers threw six touchdown passes without an interception. Green Bay also won 16-13 in Houston in 2004, but the Texans prevailed 24-21 in their only previous game in Lambeau as Matt Schaub outdueled the first-year starter Rodgers on a frigid early-December day in 2008.
The coaches: Bill O'Brien is 24-19 with Texans and seeking a second consecutive playoff berth. Mike McCarthy (109-61-1) is in his 11th season with Packers and has led them to the playoffs in each of the past seven, winning the Super Bowl in 2010. He hasn't had a losing season since 2008.
How they compare: Offensively, the Texans are 29th in yards gained (fifth rushing, 31st passing) and also 29 in points scored, having managed only 16 offensive touchdowns, the fewest in the NFL. The Packers are 11th in yards gained (22nd rushing, second passing) and 11th in points scored. Defensively, the Texans are fifth in yards allowed (19th rushing, fifth passing) and 12th in points allowed. The Packers are 13th in yards allowed (seventh rushing, 21st passing) and 25th in points allowed.
Plot line: With their defense collapsing, the Packers appeared to be in free-fall mode before going into Philadelphia Monday night and suddenly figuring things out. Holding the Eagles to 13 points, they showed they won't be easy marks after all for the Texans, desperate to escape their own maddening offensive doldrums.
Six degrees of separation: Inaugural Texans head coach Dom Capers (2002-05) has been McCarthy's defensive coordinator since 2009. That season the Packers finished second in fewest yards allowed but had fallen to last by 2011. Capers' defenses have been mostly middle-of-the-pack since.
Trending: Before putting the skids on the skid, Green Bay gave up 38 points on average during a four-game losing streak and at least 30 in five of seven starts. The Texans, however, have yet to score more than three touchdowns and/or 28 points in any game. The Packers have been held under 100 yards rushing in their last three games and the Green Bay defense has forced just three turnovers in the last five games. Texans' four turnovers against San Diego was a season-worst.
Go figure: There's lots of speculation about what's "wrong" with Aaron Rodgers, but even in his allegedly diminished state, Rodgers has thrown for 27 touchdowns against only seven interceptions and he's completing 64.4 percent of his passes. The Texans' own lofty pass defense stats are misleading because no team has faced, on average, fewer passing plays than any team in the league because opponents realize they just need to keep things safe and basic. The Texans aren't going to run away from anyone on the scoreboard.
X factors: Matt Schaub "arrived" as an NFL quarterback when he played at Lambeau for the first time. Could it happen for Osweiler, too? The Packers' reverting to their pre-Philly defensive ways would be a huge help.


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Chemical Safety
Many chemicals which are in common use have safety and/or health hazards associated with them. Some are highly flammable However, forethought and careful working can minimise these hazards. The links below lead to guidance and information that will assist with the management of work involving chemicals:
Health & Safety Notes
- COSHH 2002 Booklet
- COSHH Principles of Control
- Dangerous Substances and Explosive Atmospheres Summary
- Dealing with Chemical Spillages
- Drug Precursors
- Gas Cylinder Piped Systems
- Liquid Nitrogen
- Perchloric Acid Hazards
- Safe Use of Nano-Materials
- Storage of Chemicals
- Identifying special waste guidance note
COSHH Risk Assessment Forms
- COSHH Guidance 2002
- COSHH Guidance 2010
- Working with Nanomaterials Safety Guidance
- Dangerous Substances and Explosive Atmospheres Regulations 2002 Guidance Booklet
- Chemical Emergencies: Tips for avoidance, preparation and management
- Guidance on F-gases & University equipment(Guidance for Departments on the Regulation of Fluorinated Greenhouse Gases (F-gas) and University Equipment)
Chemical Waste Disposal
Information on the disposal of chemical waste can be found here.


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The software giant announced today it has scheduled two bulletins, one "critical" and the other "important," to address vulnerabilities in Windows operating systems. The critical patch will fix a bug that affects Windows XP and Windows Server 2003.
It is unclear which flaw the critical patches will address, but there are at least two outstanding vulnerabilities being exploited in limited attacks.
One occurs when Windows does not properly handle specially crafted URIs or URLs passed to it when Internet Explorer 7 updates a Windows component. The other issue, announced this week, is an input validation vulnerability in the Macrovision digital rights management software.
The bulletin labeled important is expected to be the patch scrapped just prior to October's security update.
In addition to the patches, Microsoft will release three non-security, high-priority updates on Microsoft Update and Windows Server Update Services.
See original article on SC Magazine US
Microsoft to release two fixes on November Patch Tuesday
By Dan Kaplan on Nov 9, 2007 9:57AM
IT administrators may get out of work on time this Patch Tuesday, as Microsoft plans to release just two fixes.
Got a news tip for our journalists? Share it with us anonymously here.


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I love new beginnings. There's something about them that's clean, fresh, sunny. Like the early morning sunlight of a new day. The dew is fresh on the grass, the earth smells clean and damp, the world is reborn once again. It's an amazing feeling.
I love new years precisely for this reason. I know it's a man-made concept, I know that it's rather meaningless in the end, but something just… changes. I always associate a new year with this fresh, hopeful feeling… Like you've woken up to a world made entirely of clay – a world that you can change and mold to fit a better you. A you that you can mold to make the world just a little nicer to live in.
This past year has been insanity. So beautiful. So terrible. So perfectly flawed. I have made so many good friends and so many mistakes. I have had the best and worst times of my life so far. I have fallen in love. I have struggled with myself and my family. I have never been so unkind. I have never been more giving of my love. I met people who have changed the way I think and feel. I met people who made me feel glad to just be in the same room with them. I met people who terrified me with how much of them I could see in myself. I kept so many secrets. I broke so many promises – mostly to myself. I got burned but I burned bright. I pushed aside people I should have kept close, I got close to people I didn't entirely trust. There have been times that I have never felt more beautiful on the outside. But there have also been times that I have never felt so small and ugly on the inside. I have never felt this constant need to be forgiven as I strongly as I do now, and this need goes out to so many people. I took incredible risks but the dare-devil adrenalin rush it gave me was worth it, even when they didn't go the way I wanted.
I have very, very few regrets. Continue reading Here comes the sun


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I grew up in the food business. For as far back as I can remember, we've always had a deli/catering business in the family. I can remember being at my parents luncheonette rolling meatballs when I was four. Food is a very big thing in my family. You add the fact that we're Italian in to the mix and you can imagine what the holiday table looks like when we're all together!
My dad used to be an amazing cook. He just had the touch. Everything looked good - everything tasted good. When I was a teenager, things started to change. I think all of the years of smoking (both legal and illegal substances) totally killed his tastebuds and the menu's started tasting a little bizarre. There was the time he put heaping amounts of garlic powder in to the scalloped potatoes. Ick. Of course, being Italian we can counter that garlic is good in anything, but trust me when I say NOT in scalloped potatoes. Then there was the spinach phase. It was everywhere - side dishes, stuffed in things, mixed in with the macaroni and in the sauce. My grandfather and I used to put our heads together and pray for a normal tomato sauce to be served with the pasta. Those prayers were never answered.
But the culinary delight that has stood the test of time - and is always good for a laugh between my sister and me - is the puffed pastry. Yes, puffed pastry. It started with a turkey that he wrapped in puffed pastry. There were oohh's and aah's heard from everyone and that just spurred my father on. Soon nothing was safe from the puffed pastry. The funny thing is, it still amazes him. With each new food wrapped in pastry, it's like he's discovered the cure for cancer. "Stace! Guess what I made last night?" The curiosity always gets the better of me because I want to see how far this trend will go. I think the latest was meatballs wrapped in the puffed pastry. Honestly, why? Why would anyone even WANT to wrap a meatball in anything? He never makes any of these treats when I go for a visit. Last time I got a Stouffer's lasagne. Thanks for the effort, buddy.
I don't know which is worse: someone who truly can't cook or someone who should really STOP cooking. I wonder if there's some sort of puff-pastry support group we can get him in to?
Day 145 of Sheltering In
1 hour ago


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Car Park
Disabled Toilets
Sea Angling
Stackpole Quay is a small harbour nestled in amongst the cliffs and is a favourite venue for kayakers who can be seen bobbing up and down exploring the caves and cliffs.
A stony beach is revealed at low tide. From here you can enjoy a walk to the picturesque Barafundle Bay.
Café on the harbour providing full lunches to cream teas. In the surrounding area there is a selection of self catering accommodation owned by the National Trust and in Stackpole village there is a pub providing good food with a fish menu.


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Listings in Instrumentation / Equipment, Spectrometers - X-Ray, 3D Visualization, Metal and Magnets in Lexington, Burlington and Natick
COMSOL, Inc.
in Simulations, Modeling, Numerical Methods, 3D Visualization
COMSOL is the developer of COMSOL Multiphysics software, an interactive environment for modeling and simulating scientific and engineering problems.
100 District Avenue
Burlington, Massachusetts 01803
United States of America
Fax: 781-273-6603
R.D. Webb Co. Inc.
in Heaters
6 Huron Dr.
Natick, Massachusetts 1760
United States of America
DH Industries USA Inc.
in Liquid Nitrogen Equipment / Storage
67 South Bedford street Suite 400 west
Burlington, Massachusetts 1803
United States of America
Agilent Technologies-Vacuum Products Division
in Electronic Test and Measurement
121 Hartwell Avenue
Lexington, Massachusetts 2421
United States of America


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Physiotherapy the most effective modality for managing musculoskeletal conditions. Your physiotherapist will help in all stages of healing, from acute to functional training.
In acute stages, the main goal is to control pain and swelling. Then progressing to improve muscle strength, motor control and finally improve function.
It can be used following acute injuries, for chronic conditions, before and after surgery.
Our services include GPR, Dry needling, soft tissue release and mobile physiotherapy across the Gold Coast.
Other Physiotherapy Services
Global Postural Re-education - GPR
Realign Physiotherapy located in Robina Gold Coast is one of the few physiotherapy practices in Australia offering Global...Read More
Pain Management
Chronic and acute pain management. Our services include GPR, Dry needling, Soft tissue release, exercise prescription and...Read More


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Upcoming Episodes
Here are some of the episodes that are underway in our short series on design:
Bruised Tomatoes: teachers might well deploy their own teaching designs in the classroom, but it is students who navigate these designs with varying degrees of interest. If the classroom is a scientific space, then according to philosophers of science Isabelle Stengers and Vincianne Despret, good science only takes place when students act like non-conforming users. This episode invites undergrads to reflect on what's at stake in becoming articulate and recalcitrant students.
Tomatoes in their Gardens: each teacher has a tomato, but tomatoes emerge in highly specific ecological contexts. This episode turns to grad students who share incisive analyses of "gardens": the curricular, canonical and programmatic commitments that shape (but don't determine) what goes down in particular classrooms.
Upcoming Series
Our next series of episodes will track and explore algorithms: what do algorithms want in the classroom? This will be our animating question for the series.
Latest Podcasts:
- Episode 1.2: We Are The Tomato
September 19, 2019
Today's keyword is "iteration." Our exploration into the artistry of teaching moves to the terrain of a thought experiment: what happens when a teacher confronts their own set of teaching practices (their sleights of hand, their design choices)? Do they risk the very suspension of belief that is vital to …
- Episode 1.1: Tomatoes in the Classroom
September 19, 2019
Today's keyword is Tomatoes. There is a peculiarity to classrooms that is rarely noticed. It involves tomatoes, the weird and wonderful (and occasionally woeful) techniques that professors deploy in order to spark learning in their classrooms. This episode explores the artistry of teaching practices. Erin Manning reflects poignantly on the risky …
- Pre-Episode 1: Starting in the Middle
September 19, 2019
Today's keyword is Ontogeny. This is the podcast's pre-episode, shared here in the spirit of "starting in the middle." If there is no "learning gene," then how does learning actually take place? This pre-episode looks to evolutionary science for an answer, introducing a concept—and today's keyword, ONTOGENY— that opens up the …


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Only Happy When it Rains? Garbage!
I remember the first time I ever heard that the human body was made almost entirely of water. I was in 5th-grade science and we were covering biology. We had recently finished our study of photosynthesis and the concept of plant cells, which seemed pretty bogus too, in my opinion. Then our teacher said something crazy, she claimed that the body consisted of over 60% water. Water?! I couldn't believe it.
I still don't believe it. To this day, I am convinced that it's a conspiracy formed by the clouds so they can just keep raining down on us.
Pretty sure the umbrella industry has something to do it with it too, but there hasn't been any solid proof on that one yet.
You'll die within three days of not drinking water? Hogwash.
The only good thing that's come out of water is beer. I try to not even take showers because that's a by-product of the cloud industry complex, and do we really even need to smell like flowers when we're human beings who should smell like the mammals that we are?
Or maybe we aren't mammals, but that's a conspiracy for another day.
I mean, just look at that? Is that something you really think is INSIDE of you?


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What are the kind of services offered by Indiassetz?
Indiassetz Infra Services is a "Family Office for Real Estate Wealth Management". We manage real estate wealth of high net worth families and NRIs. We parallel the experience of bank and wealth management companies backed by strong technologies. The customer doesn't have to get involved as we take over the entire pain of the customer wherever the property is concerned.
How do you help clients? Do you help them buy, sell or rent properties as well?
We manage the entire process -end to end – starting from identifying the properties, to initiating a legal and valuation due diligence, to negotiation, paper work and final registration. We help clients by advising, managing and executing all work needed for their real estate wealth. We not only help them buy, sell and rent properties but also offer services such as, tax advisory, tenancy management, government liaison work, portfolio advisory, maintenance, interiors, finance, valuation, legal assistance and other services.
Is Indiassetz a property broker/dealer? If not, what's the difference Indiassetz offers?
The services we provide at Indiassetz to our customers are very different than of a property broker/ dealer. We are a boutique family office which advises customers on their real estate wealth and portfolio. We advise, manage and execute all work relating to our client's real estate wealth. We provide end-to-end services to our clients not only buy & sell. We are an integrated and seamless service provider.
What's your business model?
Our revenues are diversified as we have a range of services on offer. We charge an upfront onetime fee for the clients to hire us post which we charge as and when there is a transaction taking place like buying/ selling/ leasing/ renting/ interiors, or any other service used by the client.
When we started up initially in the first month itself we acquired 10-15 clients and today we have grown fast in terms of clients and profitability. We have grown organically in the last four years. In a short span, Indiassetz and has more than 3,000 registered clients generating an asset value of Rs 2500 crores.
Who all are the investors in Indiassetz? How much have you raised/invested?
We are a closely held company and have made our business model from our own earnings. We started in October 2014 with a small capital. We have been profitable since year one and the expansion was done through the business income ploughed back into business.
In the last five years property business is in a slump. What are the reasons behind this and when do you see the market improving (in terms of buyers returning; transactions taking place etc)?
The year gone by has shaped the real estate sector to accustom to the numerous compliances that would guarantee quality construction delivered to the home buyers. The industry as a whole has seen both the turmoil and the prospect. The reforms implemented have brought about an imperative change in the tax, regulatory and business environment in India. Introduction of RERA and GST have improved transparency in the sector, thereby attracting investors looking at Indian real estate with renewed dynamism.
Currently, the buyers have become bolder with more transparency and prospects in the market and the developers have observed a more suave and regulatory business process. Today's market is very much steady for buyers; choices are accessible, making it a good time to capitalize in a house. Also, the latest move of linking the Aadhaar with all the property transactions and augmentation in carpet area, are all positive steps taken for the growth of the industry.
Though RERA, GST and demonetisation hit the real estate industry in the short term, these reforms are bound to benefit the sector and the economy in the long-term.
What are your goals for the next 3 to 5 years?
Currently we provide our services in Bangalore, Hyderabad, Chennai. We also have a client sourcing office in Dubai. We are also looking at few more countries where there is substantial Indian population. We soon intend to start our operations in other cities in India.
We will expand to metros in western and northern markets and have a pan-India presence. We will set up offices in countries having large Indian diaspora. We wish to change the way real estate wealth is perceived and managed in India. Digitalization is a big initiate for us and we are making investments into it in a phased manner to make 70% of the process managed on technology.
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Friday, November 06, 2015
The list of Living Hitchcock Actors
|Fewer and fewer. 2015 has been a rough year for Hitchcock actors. We're down to about 55 left. On the positive side, Norman Lloyd will be turning 101 in two days, and he's still working even!
Sunday, November 22, 2009
Anybody on the internets know anything about this?
|While perusing some '66 Beatles press , I just saw this notice in Billboard (Jan. 22, 1966) in an article about Polydor Records:
Polydor will press and distribute Reaction, a new label founded by producer-agent-manager Robert Stigwood. A satirical album recorded "live" at a London discotheque will be used to launch Reaction in Britain soon. The album is virtually a "send-up" of the Beatles and their manager Brian Epstein. It is tentatively titled "Are You Fitting Comfortably," and has already been taken by Atlantic for U.S. release.Did this turn into anything or did this never happen?
Labels: Beatles
Wednesday, January 14, 2009
TV News as a kid
|Have no idea why, but the name "Warren Doremus" just popped into my noggin earlier today. After treating myself to a momentary blank look, a mental eureka: he was a local news anchor in Rochester, NY, when I was a kid.
So then I thought of these names: John Hambleton (my mom's then-favorite weather guy), Dr. Bill Gutsch, Eddie Meath, Gabe Dalmath
Dalmath is the tallest dude. Hambleton is the "ref."
And this just cracks me up. Definitely worth listening to. I didn't think I remembered it initially, but when the singer on the first piece kicks it into high gear, oh yeah!
Friday, October 03, 2008
Headline of the Year
Thursday, September 18, 2008
Dear Jonas Brothers
|Or, more specifically, to the attorneys of the Jonas Brothers:
I happened to follow a link which resulted in me ending up on your official website, and realized that I hadn't read your site's Terms of Service. Normally, you understand, I am very diligent and be sure that I am in compliance with any random site's TOS before reading any of the content therein, but I have been a little under the weather with a cold.
Anyway, my legal team and I were combing through your TOS so I could continue browsing your totally awesome website, and we hit a few sticking points. According to section 8(p), in order to use the site, I must "agree not to......intentionally or unintentionally violate any...regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law."
See, I have a stock pump-and-dump operation in the works and was planning on violating several SEC regulations, but this has very little to do with my interest in finding out the Jonas Brothers' next tour date, right? So can we strike this section?
Also, in Section 8(r), you take pains to restrict Jonas Brothers fans from teaching each other to "assemble bombs, grenades and other weapons." Just what sort of rabble are you expecting to swell the ranks of Jonas Brothers fans?
Mike's Minutiae
Tuesday, September 09, 2008
Sing along!
Thursday, August 28, 2008
Signage for the Ages
|A lot of learned folks have been bending gray cells of late trying to figure out how to send messages to the future. Not via time machines, but through simple physical signs designed to last for thousands of years.
The U.S. Department of Energy is worried that nuclear waste dumps will give future civilizations the ouchies. So they convened groups of experts in a host of fields: history, future studies, economics, law, physics, sociology, geography, engineering, political science, risk analysis, agriculture, climatology, history, and demographics. And here is the signage they came up with:
This place is a message… and part of a system of messages… pay attention to it!Remarkable. And how Planet of the Apes!
Meanwhile, other deep thinkers are worried about how to give future civilizations the teacher's edition of all human knowledge, a Rosetta Stone on steroids:
One side of the disk contains a graphic teaser. The design shows headlines in the eight major languages of the world today spiraling inward in ever-decreasing size till it becomes so small you have trouble reading it, yet the text goes on getting smaller. The sentences announce: "Languages of the World: This is an archive of over 1,500 human languages assembled in the year 02008 C.E. Magnify 1,000 times to find over 13,000 pages of language documentation."Holy hannah. It appears that Global Warming Shock is starting to really set in, what with all these people trying to clean up our planetary apartment for the next renters in hopes that we get our security deposit back. Hopefully in advance of our departure.
"Virtual Tour"
|Why oh why does a business systems company in Syracuse, New York need a 360 degree virtual tour of their offices? It reminds me of a videogame without objectives, purpose, and much in the way of entertainment.
Actual description from a stop along the "tour":
Employee Kitchen Area 1Oooh, I'm tingley all over!
Paging writers of The Office....
Monday, July 07, 2008
New Post??
|Not really. But I have cleaned up some dead link and updated some of the "College People" section in the side column. IC friends take note.
Thursday, January 31, 2008
Flashbacking: January 31, 1997
|Here's part of an email I received on that day, from a listener to my radio show:
I have a small album collection and have been trying to obtain a copy of a song I heard back in the early 1980's. It was the theme to Gilligan's Island done to the tune of Led Zepplin's "Stairway to Heaven". I believe it was done by "Roger and the Goosebumps". I have been told it was only distributed to radio stations as a promo. Ever heard of it? Any ideas on how to obtain a copy?I heard the song once when it came out on WCMF in Rochester, NY, and then heard nothing for years--not the song itself nor nothing about the band who recorded it. In the '80s, I heard tell that Led Zeppelin's people came down on the song like a ton of bricks, forcing them not only to cease and desist distributing the song but to destroy all copies of it.
As it turned out the hearsay was true: the group (actually "Little Roger and the Goosebumps") "recorded it in March 1978, and released it as a single in May 1978 on their own Splash Records label.[3] Within five weeks, Led Zeppelin's lawyers threatened to sue them and demanded that any remaining copies of the recording be destroyed." (according to Wikipedia; the band's site no longer seems to exist)
Later, I finally got a copy of the song on producer Kenny Laguna's compilation CD Laguna Tunes. Laguna wrote in the liner notes:
[San Francisco Chronicle writer] Joel [Selvin] and Little Roger came up with the concept to record "Stairway to Heaven" and the "Gillian Island" TV theme in a convoluted and comical way.
Meanwhile, on the same day I got that email, here's something else I did:
A refurbished ''Star Wars'' opens today in about 1,800 theaters. Three weeks from now, ''The Empire Strikes Back'' will strike back, and two weeks after that, ''The Return of the Jedi'' will be the climax, preparing the way for three new ''Star Wars'' epics scheduled to begin arriving at the close of the millennium, recounting the origins of Darth Vader and Obi-Wan Kenobi.(link)
Labels: flashbacking
Wednesday, January 30, 2008
Flashbacking: Jan 30, 1997
|Recently, I was poking around in the dark recesses of my computer and I found a couple of archived files of old emails. These were from around 1996-1997, when I was more obsessive about backing things up (gulp! I haven't done a full backup in years!).
So I thought it would be interesting to revisit that time with a little compare-and-contrast to today (get your blue essay books ready, please). Some of this material is personal, some professional, and some cultural/societal. All email adress and names will be changed, omitted, or generalized to protect the innocent, the guilty, and the bystanders on the information superhighway.
On January 30, 1997, I received the following forwarded joke:
After a few years of married life, this guy finds that he is unable to perform anymore. He goes to his doctor, and his doctor tries a few things but nothing works.What's interesting about this joke, from both a comedic and sociological vantage point, is that it pre-dates Viagra, which, although patented in 1996, wouldn't be marketed until 1998. This is key, since the joke's set-up entirely depends on no easy way for the protagonist to get past his bedroom problem. A year later, and the joke would grind to an abrupt halt at the doctor visit.
Of course, the set-up could be re-written (he couldn't afford the high cost of Viagra, say) but it's a good study in how real-world events can kill an otherwise perfectly serviceable joke.
It makes me think somewhat of a bit I had written in the summer of 2001, where I had Osama bin Laden claiming responsibility for the disastrous Bette Midler sitcom Bette. It was funny at the time but I didn't then have a good outlet for humor (since I was no longer doing a radio morning show), and that joke was completely useless after September 11th.
Labels: flashbacking
Thursday, November 22, 2007
Someone ate the brown acid
|Last year, an outlet mall north of Pittsburgh opened at midnight after Thanksgiving to get a jump start on the shameless day-after orgy of shopping that has become wedded to the holiday tradition. The response was so huge that it nearly shut down a nearby interstate, as traffic from the mall overwhelmed the mall parking lot and backed up for miles.
They're doing it again tonight, while reassuring shoppers that all vehicles will be accommodated this time. But, oh, how they speak of 2006's chaos with a misty-eyed nostalgia!
Get a load of Michele Czerwinski, senior marketing manager for the mall:
"From a business and marketing perspective, it was the most exciting thing that I ever experienced in my life. I don't know what Woodstock was like, but I felt like it was this little secret sale that everybody knew about."Yes. Woodstock.
Except instead of being the defining moment for a cultural youth movement, it's about 40% off Banana Republic shirts.
As a side note, if they're so confident they'll be avoiding the gridlock from last year, how come their tips for better enjoying the shopping experience (.pdf) include the suggestion "Fully Gas Up the Car"?
Thank goodness I'm working on Friday.
Monday, November 12, 2007
About 19 years ago....
|From Time Magazine, Nov. 14, 1988:
It is one of the least publicized achievements of the computer revolution: a huge, arching communications network connecting 60,000 computers by high-speed data links and ordinary telephone lines. Developed by the U.S. Department of Defense's Advanced Research Projects Agency in the late 1960s, Arpanet, as the information grid is called, has carried everything from unclassified military data to electronic love notes sent from one lonely researcher to another. But last week it became the conduit for something much more dramatic: one of the most sophisticated and infectious computer viruses the world has yet seen.At the time, The New York Times still included the word "virus" in the phrase "computer virus" in quotes. The NYT, Nov. 8, 1988:
The Federal Bureau of Investigation began an official criminal investigation today of the computer ''virus'' that crippled a nationwide Pentagon data network last week, and officials indicated that a decision on whether to prosecute the author of the renegade computer program was near.Morris now teaches at MIT.
Tuesday, October 09, 2007
One Thing I've Been Up to Lately...
|In June, I got married (and since then, alas, I've had little time to blog: moving in, honeymoon, home improvement projects, usual summer hecticity, etc.).
Anyway, my wife and I married ourselves using self-uniting marriage license, which allows a couple to become married with no third-party officiant or celebrant. It's sometimes called a Quaker marriage, and although it's fairly unique across the nation it has been an option in the religiously accommodating Pennsylvania since 1701.
A mere three months afterwards, another couple (one of whom I happen to work with) was denied a self-uniting marriage license by the Allegheny County Marriage License Bureau. They were told that the county no longer offers self-uniting licenses and that they haven't been offered since 2005. After some reflection, Mary Jo and Dave decided to sue the county.
I'll let the media pick up the story from here.
For anyone in Pennsylvania seeking more information about self-uniting marriage licenses--which are legal in the state, but routinely denied (e.g., see this article)--read more here: Knelly v. Wagner.
Saturday, June 16, 2007
What the heck is electronic mail?
Computerworld is running a collection of their favorite old computer ads, including the above one from Nov. 1981. Honeywell, for some reason, chose to depict email as a frightening and dangerous new method of correspondence. Fun.
Labels: technology
Monday, June 11, 2007
Flashback Quote of the Week
|A flashback to March 5, 1990:
"Musically, we are more talented than any Bob Dylan," announces Robert Pilatus, 24, with very little prodding. "Musically, we are more talented than Paul McCartney. Mick Jagger, his lines are not clear. He don't know how he should produce a sound. I'm the new modern rock 'n' roll. I'm the new Elvis."Later...
Farian confirmed to reporters on November 12, 1990, that Morvan and Pilatus did not sing on the records. As a result of American media pressure, Milli Vanilli's Grammy was withdrawn four days later...and Arista Records dropped the act from its roster and deleted their album and its masters from their catalog, taking Girl You Know It's True out of print.
Wednesday, June 06, 2007
Quote of the week...
If we can't restrict the use of the words "fuck" and "shit" during prime time, Hollywood will be able to say anything they want, whenever they want.Those are the words of FCC Chairman Kevin Martin on the 2nd Circuit Court of Appeals Indecency Decision. He released a brief statement (.doc) that is fairly remarkable as a public tantrum.
The FCC's arguments were nearly completely shredded in the court decision (.pdf), and the agency came off even worse in their oral arguments which was absolutely riveting TV viewing (don't have a link, but it was shown on C-SPAN's "America & The Courts" so they might have streaming video on their site). So Martin is hopping mad and perhaps needs a little session in the "time-out" area. (you know, for kids?)
Labels: firstamendment
Sunday, June 03, 2007
Introducing No Band...
|So I was scheduled to introduce Robert Randolph & The Family Band on Friday (6/1) for a free performance at the opening night of the Three Rivers Arts Festival (the annual June series of free outdoor concerts and arts downtown).
I was psyched to do so, especially since Robert was performing as a headliner. It seems like every time the pedal steel phenom has passed through Pittsburgh in recent years, he's either an opening act or part of a co-headlining package tour. Dammit, I want to see the man play and to see him with a crowd who is also there specifically to see him! Is that too much to ask?
The band was scheduled to get underway at 7:30, so I arrived around 7 at the backstage area. Very quickly, I sensed tension among the Arts Festival staff. Soon I learned why--Randolph was stuck in New Jersey, a victim of thunderstorm-induced airline cancellations. Some of his band was just arriving at Pittsburgh International at that moment. Only one player, bassist Danyel Morgan, had made it to town on time and intact.
There were frenzied discussions about various options. Danyel wanted to play with Robert, I was told (he had not yet arrived on the scene), but that required the rest of the band to arrive. Either way, someone would have to break the bad news to the crowd--it was just a question of (a) when it would be done, (b) who would do it, and (c) how bad the news would be (e.g., no show at all or no Robert Randolph).
After Danyel showed up and he pow-wowed with the Arts Festival staff, it was decided that the rest of the band would not be able to get downtown in anything resembling a timely fashion. Therefore, the show had to be cancelled. I was to go out on stage and speak to the audience, but, to his credit, Danyel was willing to go out with me on behalf of the band and personally apologize. That was huge, as I would not thrilled to have to break the news to the hot and and rowdy crowd alone.
Hell, it's never easy to have to tell and audience that a band is going to be slightly delayed. Announcing a cancelled show from the stage could be downright dangerous. Although everyone were (rightfully) disappointed and/or pissed off, everyone took it as well as could be expected under the circumstances.
Hell, there was a guy who was waving around a folding chair even before Danyel and I walked out on stage, and though he continued to wave it around when we announced the show wasn't happening, thankfully, he kept it firmly in hand before, during, and after the announcement.
All in all, a rough gig...
Saturday, March 24, 2007
The Music Minutiae Strikes Back!
|I re-added my "Music Minutiae" music news "sideblog" on the right-hand side of the page. The previous incarnation was via free service that went kaput. Now it's using an RSS feed from the music blog I co-edit at WYEP. Of course, the RSS is converted to a javascript using another free web service, so we'll see if this one lasts...
Let me know if you see any problems with the Music Minutiae. Thanks!
Labels: administrative
Monday, March 19, 2007
"A Super Huge Rock Band Is Forming Only Group Thats Going To Matter"
|So says the Google AdSense ad, rife with bluster and a casual attitude towards punctuation and syntax.
I didn't want to click on the ad, so I Googled the phrase instead and read what someone else had already blogged on it.
The World's Next Great Rock Band Is Now Forming. You Will Absolutely Be The #1 Band After Your First Cd Release. I Guarantee It.Thank goodness he guarantees it. Otherwise I might be worried. Read more...


text:
Upgraded Mediterranean 4 Bedroom Villa at Garden Homes, Dubai
- Location:
Palm Jumeirah , Dubai
- Bedrooms:
- Property Type:
5,000 Sq Ft
- RERA No.:
- Plot Size:
6,500 Sq Ft
- Ref No.:
- View:
Sea View
Property Description
LuxuryProperty.com are delighted to present this upgraded and fully furnished four bedroom Grand Foyer Garden Home on the Palm Jumeirah.
Situated on Frond D of Palm Jumeirah, the villa is located between the low to mid number range and faces the Marina Residences, Tiara and Dubai mainland skyline. The villa is being offered for sale in a fully furnished condition. Several upgrades have been made inside the home with the most noticeable being the re-designed kitchen. Externally, the swimming pool sits at the back of the villa next to the steps which lead directly to the private beach and sea.
The main entrance leads into a hallway with a home office on the right side which is currently being used as a second family room. The upgraded kitchen is complete with appliances and the maid's room is located on the opposite side of the hallway. The separate living and dining rooms at the rear of the villa make up the remainder of the ground floor. The double parking garage can be directly accessed by a door close to the staircase.
A large master bedroom with walk-in wardrobe and en-suite bathroom is located at the rear of the upper floor. A balcony is accessible from the master bedroom which provides beautiful views across the sea. Three more bedrooms complete the first floor, all of them have their own en-suite bathroom and a roof terrace is accessible at the front of the villa from bedroom number four.
Fabulous opportunity to purchase a turnkey fully furnished villa on the Palm Jumeirah.
At LuxuryProperty.com we offer a bespoke property finder service for all your real estate needs for villas in Garden Home, Palm Jumeirah. We are not just property advisors we pride ourselves on our friendly and professional approach making your next property move an easy one.
Features & Amenities
- Terrace
- Balcony
- Maid's Room
- Home Office
- Swimming Pool
- Private beach
- Covered Parking
- Walk-in wardrobe
- Landscaped Garden
Location Map
Palm Jumeirah
Palm Jumeirah is Dubai's most captivating offshore destination, billed as the Eighth Wonder of the World. This amazing man-made island offers a luxurious beachfront lifestyle with a collection of magnificent resorts and some of the most exclusive residential properties right by the Arabian Sea.LEARN MORE


text:
Pride & Prejudice is one of my favorite books and I j ust discovered these wonderful books for babies by BabyLit on Babyology written by author Jennifer Adams and illustrated by Alison Oliver. They are so adorable and the illustrations are delightful. Helps baby learn while retelling classic stories in literature.
This one is on sale at Book Depository for $7.65!
Also available is Romeo & Juliet!
Other classics include Alice in Wonderland and Jane Eyre.
Time to expand our library!
images (via Modern Kiddo)


text: There's a post up at History@Work about the Boston Marathon bombing memorial. It's written by Matthew Barlow, who's very interested in space, which IMHO is a good perspective from which to approach such a subject. Memorial Mania came to mind, not simply because this memorial is exactly the sort of thing Doss would've included, but because observations about the intensely digital and personalized mediation of events arise in the case of this memorial.* The impact of, say, TV broadcasts has been hashed over for a few decades now; everybody recording, texting, and tweeting is a comparatively fresh phenomenon, and there is a real difference (albeit not a sea change) between 2010 and 2013.