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I was asked to be part of a blog hop featuring Jane Davenport's new stencils. I excitedly agreed. I started by using our copic airbrush system. The eyes and the face stencils are by Jane. The coral and the dots are other stencils from Artistcellar. I don't consider myself to be much of a stenciler, (my husband Tracy does it WAY better than me) but with these it doesn't matter. They are simply components you can use to create your own style.
I added one more little stencil on the left side (dots on the nose), then started thinking about the direction it would go. On the right side, I added some pieces of collage and started filling in the eyes with paint markers
Next I started playing around a little more. I found the little mouth on the left while looking through my collage box, so erased my pencil mark. I also started adding more color on the left with some pieces of leaf shaped collage. On the right, I put dots on the scarf thing (with paint pens) to fill it in and added another "blump" to the hair with copic marker (this was something I wish I had not done but you always have to be brave and try stuff and then be ok with the results). Because of the slickness of the background paint I found that my colored pencils would not work, so I used caran d'ache to color in the face so it wouldn't blend in with the background. I also added more details to the eyes with paint markers.
I started adding a little color on the left side as well as adding some white crayon to the eyelids. On the right side, I started drawing some paint pen lines over the collage and played around with more crayon colors to add shading to the face
I needed some contrast on the left side, so I cut a piece of paper to fit the chin and then filled in around the rest of it with paint pen. BTW, I eyeballed the curvature of the chin but you could use a piece of tracing paper to make it exact. I also added more details on the collaged leaves with paint pens and gel pens as well as adding a few more leaves to cover the piece of "fish collage". On the right side, I started giving her a body with a piece of collage.
The top of the left side was bothering me, so I put more of the dark blue paint pen down and then added some dots with other paint pens. I also outlined her cheeks with neon pink dots.
The right side needed a border and since the whole image was so bold I just drew something in with a black copic and filled it in. I also finished her body with a dark red copic marker. Couldn't resist some swirlies on the left side (it was scary because there is always that thought..."what if I ruin it"...but you have to try). and did you notice that I placed an eye from a magazine on the right side? It looked fine before but I wanted it to look a little off...less refined. and I just couldn't resist the beauty mark.
I extended the "fish" off the side on the left, put some pink and flourescent yellow at the top and added some dots around the leaves to add detail and color. When I opened a quote book, this one jumped out at me and wasn't too long (didn't have too much space for anything longer). After writing it, it seemed to fit both pages so well.
I really do love this stencil. she looks like a superhero here.
After writing the quote, I had to put an open eye on the left side signifying our third eye and the fact that looking at the world through our third eye is always good too. My pages always tell me things when I am done with them. These were no exception. I had so much fun with these stencils as my inspiration, I will definitely be using stencils alot more from now on. Thank you Jane and artistcellar for some great supplies to mess around with.
btw, Artistcellar is giving away a free set of stencils to one of my readers. I will devise a fair way to pick someone from the list of comments. To be eligible, leave a comment by monday, 3/11 :) Update: I JUST RANDOMLY scrolled down through the comments and picked a name with my eyes closed. The winner is Roberta Warshaw (who I have emailed). Thanks for all the lovely comments everyone left me!
Sunday 3/3 - Artistcellar (www.artistcellar.com/wp)
Monday 3/4 - Teesha Moore (www.teeshascircus.blogspot.com)
Tuesday 3/5 - Jeanette House (http://www.jeanettehouse.co.uk/blog/)
Wednesday 3/6 - Dawn Sokol (http://www.dblogala.com/)
Thursday 3/7 - Tamara Laporte (www.willowing.org/blog)
Friday 3/8 - Effy Wild (http://effywild.com)
Saturday 3/9 - Kass Hall (http://www.kasshall.com/)
Sunday 3/10 - Mindy Lacefield (http://www.timssally.com/)
Monday 3/11 - Jane Davenport (http://www.janedavenport.com/)
As a little bonus, my husband, Tracy just created a journal page using Jane's stencil too. He really knows how to use an airbrush!


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Whether you are a frequent traveler or you only make a trip once in a blue moon, there is one essential item that you are going to need to have to ensure your trip is a success: A suitcase.
A suitcase makes it possible to carry all of the gear that you will need with you on your travels, keeping it neatly and organized, and well protected. The type of suitcase that you pick can be the difference between a trip that is as stress free as possible, and one that can cause major headaches. While a suitcase is certainly an essential piece of travel gear, trying to find the right one for your specific needs can be a bit of a challenge. When it comes to finding a suitcase, you are going to find that there are so many different options available. With so many choices, it can be hard to determine which suitcase will best suit your travel needs. To help you on your quest for finding the best suitcase, we have put together this handy buyer's guide for you. In this guide, you will learn everything that you need to know about buying a suitcase, including the different types, the factors that you should consider when you are shopping for one, the features that they can offer, and the best suitcase brands. After reading this guide, you will be well prepared to choose the best suitcase for your needs.
Types of Suitcases
In order to find the best suitcase for your specific needs, the first thing you need to do is understand that there are different types of suitcases to choose from. The goal of each type of suitcase is to allow you to pack your personal belongings so that they are neatly stowed away and well protected while you are traveling. However, while the goal of all suitcases may be the same, they differ in how they are constructed and their size.
There are nine types of suitcases, which include:
- The oversized suitcase
- The lightweight suitcase
- The carry on suitcase
- The hard sided suitcase
- The duffle bag
- Kids' suitcases
- Spinner suitcases
Below, you will find a detailed description of each of these types of suitcases, which will help you determine which type will best meet your particular travel needs.
The Oversized Suitcase
As the name implies, the oversized suitcase is large in size. If you plan on taking long trips or you pack a lot of gear even for small trips, the oversized suitcase is a wise choice for you. It offers plenty of space to pack plenty of items without having to worry if you will have enough room. Plus, it will eliminate the need to pack several suitcases, which can be a real benefit, especially when it comes to trying to transport your suitcase and when it comes to possibly having your luggage misplaced. On the downside, the oversized suitcase can be difficult to maneuver because its bulky size, and because it tends to be heavy when it is loaded.
The Lightweight Suitcase
As the name implies, the lightweight suitcase is lighter in weight, which makes it easier to travel with. If you don't want your bag slowing you down and you don't want to lug something heavy around, than a lightweight suitcase is the right pick for you. On the downside, a lightweight suitcase tends to be small in size, which may be an issue if you need a lot of space to pack a lot of items.
The Carry On Suitcase
If you are going to be taking a short trip, or you want to have those essential items close at hand while you are traveling, a carry on suitcase is the ideal option for you. It is small enough to pack just a few items, such as a change of clothing or two, and it can easily be carried and stowed away. On the downside, a carry on suitcase is the smallest of all suitcases, which means that you may not have enough room for all of your items.
The Kids' Suitcase
This type of suitcase is designed specifically for the pint sized traveler. It offers fun prints and colors that make it ideal for kids, and will make kids want to tote around their own suitcase. This type of suitcase often offers wheels, which makes it easier for your little one to carry around.
The Hard Sided Suitcase
If you want to ensure that your personal belongings will be as safe and secure as possible while you are traveling, than a hard sided suitcase is a great choice for you. A hard sided suitcase has a protective outer shell that is durable and can take on the weight of other bags, or being bumped into other items, without damaging your personal belongings inside. On the downside, a hard sided suitcase tends to be heavier than other types of suitcases because of the heavy exterior shell, which may be a concern for you.
The Spinner Suitcase
The spinner suitcase is designed with wheels on the bottom that rotate a total of 360 degrees. This type of suitcase also features a handle, which will make it easier for you to transport it. With the spinner suitcase, getting around with your luggage will be a breeze.
The Duffle Bag
The duffle bag is a soft sided bag that usually has a strap attached to it that can be carried either by hand or on the shoulder. There are some duffle bags that offer wheels, too. A duffle bag is lightweight and because it is soft, it folds down easily, making it an ideal choice if you want a suitcase that is easy to store when it isn't being used.
Things to Consider When Shopping for a Suitcase
In order to find the best suitcase for your specific needs, there are a number of factors that you are going to want take into consideration. Some of the most important factors that you are going to want to consider include the construction of the suitcase, the weight and the size, among other things. By taking these factors into consideration, you will be able to choose the best suitcase for your specific needs.
To learn more about the factors that we consider to be the most important when shopping for a suitcase, please keep on reading.
The Construction of the Suitcase
One of the most important factors that you are going to want to take into consideration when you are shopping for a suitcase, as the construction of the suitcase will impact its durability. When considering the construction of a suitcase, you are going to want to consider the fabrics that are used. The most durable fabrics are those that are can withstand wear and tear well and will hold up to the excessive use and the elements that a suitcase may be exposed to while traveling. You should also look for a suitcase that has reinforced corners, as this will help to ensure the suitcase will retain its shape and will prevent it from collapsing, keeping your items better protected.
The Organization of the Suitcase
You should also consider the organization of the suitcase. The organization will impact how you keep your items stored. Some suitcases, like duffle bags, do not offer any organizational compartments inside, but most do. The more compartments that a suitcase offers, the more organized you will be able to keep your gear, which is very handy for traveling.
The Type of Travel You Do
What type of traveling do you do most often? This is an important factor to consider, because you want to make sure that you choose a suitcase that will allow you to carry your personal belongings with you as efficiently as possible. For example, if you mostly take short weekend trips, a carry on suitcase or a duffle bag may work well for you; however, if you take longer trips, an oversized suitcase may be a better choice for your traveling needs, as it will offer you the space that you need.
The Weight of the Suitcase
You should also consider the weight of the suitcase. Make sure that you can easily pick up the bag when it is full, as having to rely on others will greatly impact your ability to use your suitcase efficiently – not to mention, it can be very bothersome.
How Much Do You Pack?
You should also consider how much you pack when you are shopping for a suitcase. Obviously, you want to make sure that you have enough space to pack all of your gear, so considering how much you pack will help you determine the size of the suitcase that you will need to purchase.
The Closure Mechanism
When you are shopping for a suitcase, the closure mechanism that is used is another important factor that you are going to want to take into consideration. Suitcases can be closed with a zipper, a snap, or a locking buckle. You want to make sure that the closure you choose is easy to operate, and that it will provide you with the stability that you need to ensure your bag will be properly secured while you are traveling.
The Price of the Suitcase
Lastly, you are going to want to consider the price of the suitcase. Suitcases can vary widely in price, and you want to make sure that you choose one that will fit into your budget. Generally speaking, the larger the suitcase is and the more features that it offers, the more expensive it is going to be. Make sure you know how much you want to spend before you start shopping so that you can avoid spending more than you want to.
The Features Suitcases Can Offer
There are a number of features that suitcases can offer. These features are intended to make the suitcase easier and more convenient to use, and more versatile. As was mentioned above, the more features that a suitcase offers, the more expensive it is going to be. It is important to understand the different features that suitcases offer so that you can determine whether you want or need certain features, and so you can decide if the added cost will be worth the investment.
Here is a look at some of the top features that suitcases can offer.
Water Resistant Fabric
Some suitcases are constructed with water resistant fabrics. If you plan on traveling to areas where your suitcase will be exposed to water, this will be a valuable feature for you, as it will keep your items better protected.
Some suitcases automatically come with wheels, but not all do, and this is considered an extra feature. If you want to make sure that moving your suitcase around is as easy as possible, look for a suitcase that features wheels.
Front Pockets
If you want to keep certain items apart from the interior of your bag and easy to access, a front pocket will be a useful feature for you, as it will allow you to easily access the items you pack inside.
A Warranty
The best suitcases come complete with a warranty. Should anything happen to the suitcase during the span of the warranty, you will be able to have it replaced or repaired, which is definitely a positive.
The Best Suitcase Brands
There are a lot of companies that produce suitcases. To help you find the best possible option, we have narrowed down the brands and have determined that the following suitcases are the best of the best.
American Tourister
This company has been making luggage for decades. They use a variety of materials and make all different types of luggage. Their luggage also offers a wide range of features and is very well constructed.
Rockland produces durable luggage that is constructed out of the highest quality materials. They make various types of luggage in a variety of styles, and they boast a wide range of available features.
This manufacturer produces some of the most durable luggage on the market. They use the highest quality materials to produce durable luggage that will keep your items well protected while you are traveling.

subset: commoncrawl


text: Supplementary Material for: Evaluating Dissociated Optic Nerve Fiber Layer Appearance Using En Face Layer Imaging Produced by Optical Coherence Tomography Kusuhara S. Matsumiya W. Imai H. Honda S. Tsukahara Y. Negi A. 10.6084/m9.figshare.5126698.v1 https://karger.figshare.com/articles/dataset/Supplementary_Material_for_Evaluating_Dissociated_Optic_Nerve_Fiber_Layer_Appearance_Using_En_Face_Layer_Imaging_Produced_by_Optical_Coherence_Tomography/5126698 Purpose: To investigate the incidence of and risk factors for a dissociated optic nerve fiber layer (DONFL) appearance after pars plana vitrectomy (PPV). Methods: We retrospectively reviewed 189 eyes that underwent PPV with internal limiting membrane removal and judged the presence/absence of an apparent DONFL based on en face layer images produced by spectral-domain optical coherence tomography (SD-OCT). Results: An apparent DONFL was observed in 47 (24.9%) eyes. The incidence of an apparent DONFL was significantly higher in the macular hole (MH) group (76.5%) than in the non-MH group (epiretinal membrane, diabetic macular edema, retinal vein occlusion, and others; 4.9%; p < 0.001). In the logistic regression analysis, surgical indication for MH was identified as the most significant DONFL risk factor (odds ratio 63.7; p = 1.05 × 10-8). Conclusion: Postoperative OCT en face layer imaging clarified that MH eyes are liable to have an apparent DONFL following PPV. 2014-10-15 00:00:00 Dissociated optic nerve fiber layer Imaging Internal limiting membrane Macular hole Optical coherence tomography Retina Vitrectomy


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Epe Foam Manual Bonding Machine Tool - Chinaprice: 1000.00 Dollar US$
This equipment mainly applys for bonding 2pcs or more EPE foam together. Working principle:
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Company Contact:
- Phone: 86-13727008194
- Address: No.3 building,No.4 Road,Jinhaian industry zone, Sanzao town, Jinwan District, Zhuhai, Guangdong, China
- Email:
Published date: October 11, 2017 -
- Business Description: Zhuhai Huasu Automation Machinery Equipment Co., Ltd is a professional supplier of EPE foam deep processing machine, with our own brand VEINAS.
Established in 2013, Zhuhai Huasu is located in beautiful costal city Zhuhai, covering an area of more than 5500 square meters. We have our own R&D team and we have gained a lot of patent certificates in this industry. We also have experienced sales team to provide the most professional service to our customers in both domestic and oversea market.
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- Search the internet using their website address, their business name, their phone and fax numbers, and their email addresses to see if you can find any feedback about them.
- Get to know more about scams to avoid: Internet Crime Complaint Center - International Financial Scams
- This site is never involved in any transaction, and does not handle payments, shipping, guarantee transactions, provide escrow services, or offer "buyer protection" or "seller certification"


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Harary: Separating Terror from Mental Illness
How do we define terrorism? Although the word often calls to mind violence, insurgency and extremism, it has proven to be a difficult concept to describe in more concrete terms.
In October 2005, the United Nations General Assembly attempted to layout a framework for what could be considered "acts of terror." They came to an agreement that terrorism is characterized by attacks on "respect for human rights, the rule of law, rules of war that protect civilians, tolerance among peoples and nations and the peaceful resolution of conflict." Although this may seem like a vague outline of terror, the Federal Bureau of Investigation, here in the United States, drew even broader strokes.
In the aftermath of the September 11 attacks, the Patriot Act was quickly spirited through Congress and signed into effect. One of its provisions called for the expansion of the definition of "international terrorism" to include activities that "intimidate or coerce a civilian population," "influence the policy of a government by intimidation or coercion" or "affect the conduct of a government by mass destruction, assassination or kidnapping." This description was left intentionally open-ended, allowing the federal government the freedom to file any number of undesirable activities under the umbrella of terror. These changes were clearly made with organizations such as Al-Qaeda and the Taliban in mind, both of which were strongly associated with attacks on Americans domestically and abroad. More recently, we have witnessed the rise of the Islamic State, also known as ISIS or ISIL, another group to which this label of international terror is well-suited. However, things become much more uncertain when we start talking about individual acts of random violence as terrorism.
For example, the horrific attacks on two military installations in Chattanooga, Tennessee that resulted in the deaths of four active military members are being widely portrayed as yet another instance of a radicalized Muslim targeting American citizens. Many journalists and public figures are quick to latch onto the fact that Youssef Abdulazeez, the shooter, made several visits to Jordan and one trip to Kuwait over the past decade. In addition, there has been much attention given to his private writings which, although they contained mostly gibberish, revealed that he felt himself to be "alienated by United States policies in the Middle East."
This type of coverage, however, is deeply misguided. It attempts to affix a rational motive, in this case a supposed hate of America and a conversion to radical Islam, to a senseless act of violence by a mentally ill individual. Abdulazeez had a long history of drug and alcohol abuse, and he had difficulties keeping a job. He moved around frequently and even came close to being enrolled into a rehab facility, but was unable to receive treatment because his parents' health insurance refused to cover it. His record of DUIs does not describe a fanatical follower of Sharia law, but rather a troubled and unstable man. It is only in his final months that his family and friends recall him beginning to haphazardly identify with Islamic fundamentalism. This pattern, mental illness followed by a rash alignment with an extremist ideology, bears significant resemblance to the case of Dylann Roof, the perpetrator of the Charleston church shooting.
Roof's peers described him as being isolated and having problems with drugs, including opiates. In addition, given his record of minor arrests and his precarious lifestyle, it is easy to see striking similarities between him and Abdulazeez. In both cases, the young men went through several years of intense dysfunction and personal struggle before suddenly committing acts of brutality in the name of movements with which they had no prior correction. These fanatical doctrines -— militant Islam and white supremacy — may have just served as pretexts for a mentally ill person's violently lashing out. Neither Abdulazeez nor Roof has been discovered to have membership in any extremist organization, and most experts agree that the attacks were self-orchestrated.
If these tragedies were truly the result of untreated mental sickness rather than coordinated efforts by militant groups, then how can we address the problem? Although it will certainly be beneficial to expand mental health services — perhaps enabling people like Abdulazeez to receive help before it is too late — it is impossible to account for every outlier. Regardless of how comprehensive our mental health coverage may be, there are bound to be unbalanced individuals who are spurred to violence. It is possible to greatly reduce the damage caused by such attacks by limiting access to firearms rather than focusing solely on mental health services. Gun control is the main difference between the United States and other countries, and it is why we have been plagued by so many of these terrible episodes compared to our peers. The common denominator behind these devastating attacks has almost always been the use of guns — not simply mental health.


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No stranger to collaborations, Louis Vuitton has now partnered with pop artist Jeff Koons on a limited line of accessories launching in April 28. To celebrate this Masters capsule collection, a dinner was held in Paris on Tuesday (April 11), with a host of LV-clad lovelies in attendance.
Jennifer Connelly: With a nod to a softer, romantic mood, Jennifer let her hair down in this decorative brocade and lace frock topped with a feathery stole. The label's signature patent booties brought back the edge we'd expect in a look from this actress.
Fan Bingbing: Fan wore the signature sheer asymmetry of this gown effortlessly, which we've seen in different variation on Sophie Turner and Janice Man. I just think it would have been better served by sleeker styling, as the handbag and earrings competed rather than complemented the dress.
Cate Blanchett: As per, Cate cut a striking figure. But, the tailored regality of the sculptural top disappeared a bit with the drop-crotch pants, which can be something of an acquired taste.
Michelle Williams: With a lingerie-inspired dress, this sweet floral number wasn't too sweet thanks to the black lace and the boots—although something about the fit of the bodice seemed a bit off.
Natalia Vodianova: Like Michelle, Natalia wore a similar lace-accented pink dress in which she injected something of a punk-pretty spirit with her polka-dot tights, fringed scarf, and radiantly girly makeup. Of course, the patent booties toughened up the look.
Miranda Kerr: I love the way the supermodel balanced the boudoir frill of the white, lace-embossed dress with the structured lines of the coat and the edge of the boots, which made yet another appearance.
Catherine Deneuve: Accessorising with a painterly Masters 'Fragonard' handbag from the collection, the actress kept it classic in black-and-white tweed paired with a black skirt that didn't translate as I would have wished. The fabric photographed much like a slip.
Chloe Sevigny: Had I been described this look without seeing it, I would never imagined a fondness for it. But, there was something incredibly charming in how Chloe wore the chunky sweater tucked into the leather-look skirt. The eclectic accessories—from the large gold hoops to the green snakeskin booties—only delivered more cool-girl personality.
Adèle Exarchopoulos: Clothing her baby bump in a mini LBD, Adèle rocked a girly spirit with her braids. But, she ensured plenty of glam was still in force via the triple threat of the red lips, nails, and booties.
Jennifer Aniston: While she swapped out her love of mini dresses for suiting, her affection for black was still going strong. Sexy allure came by way of the leather corset underneath yet I have a feeling some may still be left wishing for more from the actress.
Léa Seydoux: Also opting for a version of tailored suiting, the French actress sported a more relaxed silhouette in her jacket and the sequin shirt underneath which undoubtedly dressed up the look.
Despite the eclectic nature of their ensembles, both Miranda and Chloe were really selling their looks to me. Who had your favourite?
Credit: Courtesy of Louis Vuitton


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It all began with a modest antique shop in the center of Bangkok in the year 1972. Charnarong Chongtanavanit who came from a family of antiquarians, and who was driven by his passion for antiques, started his first "Art and Antique Gallery."
He traveled all over Asia looking for genuine and fine quality artifacts with the aim of satisfying and pleasing his demanding clientele.
Providing friends, partners and dealers from all over Europe and America with superb antiques, his appreciation grew and it became a successful family enterprise with several galleries across Thailand.
With time it became more and more difficult to find the much desired, genuine, works of art that keep our partners satisfied. It was then, encouraged by our clientele, that AGAL was created.
Having a profound knowledge of antiques, we looked for designers and highly skilled artisans to reproduce the fine furniture and collectibles with an uncompromising sense of detail and quality. Aiming at, to be at least the equal or even better than the originals.
Today we have more than 20 years of experience in designing and manufacturing our products.
Early in 2010, AGAL finished building its new atelier where designers and artisans create furniture reflecting Chinese and Southeast Asian motifs with a contemporary touch and functionality. Our creations encompass bronze sculptures, stone sculptures, and paintings.We aim to identify and build value based on understanding customer needs; bearing in mind aesthetics, originality, and superior quality.
As an interior design company, we at Mansionly, have been very focused
on creating spaces that don't just appeal to the eyes...
Share your details and our executive will get in touch with you.


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For many of us, eating out is the main way we like to socialize with family and friends. However, if you're trying to save money, dining out at a restaurant weekly (or monthly) can quickly take a dent out of your budget.
I often recommend preparing meals at home as a way to save money and eat healthy, but I understand that many of us simply hate cooking and rather eat out instead.
Here are 20 ways to save money when eating out:
1. Look for discounts online
Check for online coupons or web-only offers. Sometimes these deals can be found directly on the restaurant's website or third-party websites.
Discounted gift certificates can also be found online for many popular restaurants. These are all great ways to save money when dining out. I like using Groupon to find deals on food and beverage.
Another way I like to save money when eating out is to use coupons from the Entertainment Book. I have been using the Entertainment Book for years to get discounts on food, shopping, city attractions and more. Many of the restaurant coupons are Buy 1, Get 1 Free so the book quickly pays for itself.
2. Order an appetizer as a meal
Appetizers and salads are often lower priced than entrées, and many restaurants serve up generous portions of starters. These can easily be eaten as a meal, which is a great way to save money.
If you're dining out with friends or on a date, consider sharing a couple of appetizers instead of each ordering an entrée.
3. Drink and dine during happy hours
If you don't mind eating dinner a little early, head over to your favorite eatery and take advantage of their happy hour specials.
These specials might include buy one, get one offers, half-price appetizers or discounted drinks. This allows you to still enjoying the experience of dining out while staying on budget.
Related: The best 15 Canadian foods you need to try
4. Cut your entrée in half
Many restaurants serve up generous portions for main entrées, usually enough for two separate meals. To save money and prevent over-eating, you may want to consider taking half of your meal home.
You can enjoy your second portion for lunch or dinner the next day, which also saves you time by not having to make (or buy) another meal.
5. Avoid popular chain restaurants
While popular chain restaurants can sometimes offer special discounts, you may want to consider dining at an independent establishment. Many ethnic restaurants, for example, offer tasty meals at a lower price point than chains.
I usually enjoy my dining experience more at independent restaurants and find they provide more value than when I visit chain establishments.
6. Drink water as your beverage
Skip the overpriced soft drinks and choose to drink water instead. Not only is water free (if you order tap water), but it's also healthier for you than sugary sodas or juices.
The money you save by choosing water could go towards paying for an appetizer instead.
7. Take advantage of lunch specials
Many restaurants offer daily lunch specials or smaller portions of their dinner entrees for a reduced price. Also, if you go for a late lunch, you'll less likely be hungry for dinner.
I love taking advantage of lunch specials and often find they are a better value than going out for dinner.
Related: Three must-try brunch spots in Victoria, BC
8. Don't feel obligated to tip more than necessary
Base your tips on service, and don't feel pressured to leave 20% if you didn't receive good service. Over-tipping can take a dent out of your dining budget, so think carefully about how much you're paying for service.
9. Opt for take-away
Instead of paying for sit down service, consider getting take-away next time. Many restaurants offer a discount to guests who opt for take-away, which is a great way to save money.
This may also prevent you from being tempted to order extra items, such as dessert or drinks, that you could easily make at home.
10. Celebrate your birthday
Many restaurants have a birthday club (usually this means you have to sign-up with your email address ahead of time). When your birthday approaches, you'll receive an email for a free meal, appetizer, or dessert.
Even if a restaurant doesn't have a birthday club, try mentioning to your server that someone at your table is celebrating a birthday – you might get a free dessert or birthday drink.
Related: The best tea room in Edinburgh
11. Split a meal
Since the amount of food you get at many restaurants is more than you actually need, consider splitting a meal with a friend or date.
When you order an entrée, ask for an extra plate and divide the two meals once it arrives. There might be a nominal charge for the extra plate, however it's still more affordable than ordering two separate entrées.
Another idea is for one person to order an entrée and the other person to order a small dish (such as a soup, salad or starter item) – then you can share both dishes.
12. Pay with a rewards credit card
By paying with a rewards or cash back credit card, your savings doesn't have to stop after you pay the bill.
While some credit cards offer a flat-rate on cash back or reward points on everything you buy, some offer higher rates in specific categories, such as dining out, grocery shopping or gas.
Related: Where to eat the best breakfast in Las Vegas
13. Check reviews before you go
The last thing you want to happen when trying a new restaurant, is to end up receiving mediocre food or poor service.
Always check reviews before you go. Not only will this give you an idea of what to expect in terms of service, but it might give you hints on what the best dishes are to order (and which ones to skip).
Of course like all reviews, they're subjective and a manner of opinion. However, it may introduce you to a new favourite eatery that you didn't know about before.
Related: The best breakfast in Ottawa: Jak's Kitchen vs. Wilf Ada's
14. Skip dessert
Unless the restaurant you're eating at is famous for its dessert, a better option is to skip it and satisfy your tooth sweet at home.
Desserts at restaurants are often over-priced and not the focus of the dining establishment. You are better off picking up your favourite dessert at a bakery, or buying the ingredients to make it yourself at home.
15. Eat at ethnic restaurants
As I mentioned in point #5, eating at ethnic restaurants can have its advantages.
For example, the price point at my favorite Thai restaurant is lower than the price point at many popular chain establishments. Also, the food is often more consistent and provides a unique experience that can't be found at a chain restaurant.
In addition, sometimes chain restaurants can focus more on table turnover instead of ensuring the guest has a positive dining experience (in terms of food and service).
The last thing you want to feel when you're eating out is rushed, which can often happen at chain establishments.
Restaurants want to recover the cost of the wine bottle in the first glass. This is why guests are charged a premium for a glass (or bottle) or wine at a restaurant.
Instead, a better idea is to dine at a restaurant that offers BYOB (sometimes a small corkage fee might apply).
This is not only a great way to save money, but you don't have to feel obligated to skip ordering a bottle of wine (due to the steep price), since you can bring your own.
17. Check for daily and weekly specials
Follow your favourite eateries on social media (Facebook, Twitter or Instagram) and be aware of their daily or weekly specials.
Sometimes restaurants offer a discount on drinks or meals on days that are less busy (such as Monday-Wednesday). However, daily and weekly specials could change, which is why it's important to stay up to date by following your favourite restaurants on social media.
18. Save eating out for special dishes
One way to save money is to eat out less often. Instead, save eating out for special dishes only.
Rather than ordering a dish that you can easily make at home, choose something that is difficult to replicate yourself.
This provides more value for your money, and makes dining out feel special, rather than becoming an ordinary or every day experience.
19. Become a loyalty member
Sign up with your email address to become a loyalty member at your favourite restaurants. Just like joining the birthday club in point #10, loyalty members might receive exclusive promotions or discounts.
Sometimes restaurants offer a loyalty card, where members receive points or stamps. Once enough points (or stamps) are collected, you can redeem them for a discount or freebie on your next visit. This is another great way to save money when dining out.
20. Voice your opinion
If your meal was less than satisfactory or you received poor service, don't be afraid to voice your opinion. This doesn't mean you should be rude or start pointing fingers at your server, but you should calmly speak up about your dining experience.
Talk to your server or the restaurant manager and let them know exactly why were you either unhappy with your meal or the service. Being clear and calm will gain you more respect than being rude.
By voicing your opinion, you may receive a discount on your meal, a free dessert or an opportunity to visit again for a discount.
For example, my parents recently went to a popular Steakhouse to celebrate a special occasion. However, their steak was not cooked the way they had requested and felt that service was being rushed (when they just wanted to relax and enjoy their meal).
Instead of voicing their opinion at the restaurant, they waited until they got home and sent their feedback online, through the restaurant website.
The restaurant manager called them to follow up with their feedback and wanted to apologize for the poor food and service. They received a $75 gift certificate to compensate their poor dining experience.
Over to you — how do you save money when eating out?


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New PC Parts (FOR REALZ!)
Recently i have saved up and gained 620 dollars. Now with this money i'm looking forward to getting a new mother board + CPU, prob i7 if possible with all the other things being bought. I need your guys help picking out the best deals, and the best parts (for PC GAMING WISE!) Currently my PC is not strong enough to even support games like Black Ops, Bad Company 2. (It Can run BC2 i just have to turn off V-sync and the other things like texture to medium and anti.. w/e its called :P) so i experience a lot of Graphic Lag and this causes a lot of aggravation to me sometimes! At the moment i have an Intel Core 2 CPU, 2.00 GB of RAM, GeForce GTX 275 and yea. Not sure about the motherboard but i know my PC can't hold more then 2GB of ram without a better one. I'm looking for things that will prevent graphic lag 100% for my new games such as BF3 when it comes out. I want that to run really nice once i get it for PC. 🙂 Help me out guys, Thanks! 🙂 PS.. (I'm looking around my self too for deals at stores and online sites!)
X79 Chipset may be out next month. Might be worth waiting around for 😀
Dont be so eager to spend just yet xzone. labor day is only a month away and is a huge sale holiday...unless your in another country maybe you have another holiday coming up that americans dont celebrate?the x79 motherboards are suppose to release in september too, last we heard, but still no cpu's for them until spring 2012....MAYBE jan 2012 if the yields are good. evga will be putting out there z68 very shortly too. nvidias next gpu jump will be out when the new x79 cpu comes out also and amd's bulldozer is getting closer to launch as well and is looking pretty good for what it is. so this next 6 months is going to see alot of change coming. i would say just stack your cash at this point and wait till the first quarter of 2012 to make any buying decisions...unless your gonna go with sandy bridge now. dont bother buying into x58,p55 etc... its old tech now and it just not worth the cash. sandy bridge can pretty much run with the x58 in just about everything and is cheaper to boot!! if you decide to buy into SB and sell later youll recoup more money because its newer tech also. that would be my advice to you right now. its just my opinion though and your welcome to spend any way you want!! good luck with whatever you decide man. 😎
If you don't wanna wait. Just get a P67+i5 2500 Setup. 4GB DDR3 1600Mhz will do good aswell.
Won't even be too expensive.
*sigh* I know there are good things coming up and all. But my instict tells me go for it. If I get into the "wait for it" streak again I don't know whether I will be able to escape the magic circle again. Though it appears that Ivy Bridge is going to put Sandy Bridge to shame.


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Book Review: Caravaggio – Painter of Miracles by Francine Prose
"And when Jesus passed on from thence, He saw a man sitting in the custom-house, named Matthew; and He saith to him: follow me. And he arose up and followed Him."
– Matthew 9:9
A brief event. A single bible verse. 32 words. Yet this event – in the fleeting moments it transpired – revolutionized one man's life. And though one might not even pause to reflect on this verse (being tempted to advance eagerly to the Beatitudes, the healing of the blind or leprous, and other great acts and expositions of Christ), one man did pause and immortalize this encounter in his brilliant, powerful yet subdued rendition known as 'The Calling of St. Matthew'. That man was Michelangelo de Merisi – better known as Caravaggio.
In her wonderful and concise work, Caravaggio – Painter of Miracles, Francine Prose introduces us to an artist who could seem both blessed and bedevilled. While one might smirk wryly and consider this the lot of most artists, there was something different about Caravaggio. As a teenager, Caravaggio would lose both parents, be apprenticed to and chafe under a former student of Titian, and subsequently run with a dangerous crowd that led him from wealth to squalor, fame to infamy, and security to terror. He would find himself commissioned by influential cardinals, priestly orders, and wealthy benefactors. And then he would find himself charged with libel, theft, and murder. Caravaggio would be granted the coveted title 'Knight of Malta', and then branded as a fugitive murderer. His tumultuous, erratic life would end feverishly eluding his vengeful pursuers and ultimately dying alone on a dirty seashore. He was thirty-eight.
Caravaggio has been hailed by many art scholars as having defied the Mannerist (idealized) conventions of his day, and helped usher in a Baroque style with naturalist influence on the likes of Rembrandt, Bernini, and Rubens. He would paint fruit baskets with bruises and mealy qualities. He would use gypsies and prostitutes as models for holy women – with no sacrilege intended, but rather to portray humanity intertwined with holiness. As Ms. Prose would write:
"For Caravaggio, the lives of saints and martyrs and their dramas of suffering and redemption were played out among real men and women, on earth, in the here and now, and in almost total darkness."
"It was suggested to [Caravaggio] that a figurative painter should seek inspiration in the idealized and pleasing proportions of classical sculpture, and…Caravaggio replied that he would rather find his models among the Gypsy women in the street."
His subjects, far from the antiseptic and idealized, resonate with us to our gritty core. The emotional joy and burden of the human experience is at the front and center of each of his works. We are asked to feel the bone-deep ache and earthy discomfort of Joseph and Mary's flight to Egypt. We are drawn in despair to the inconsolable grief of the faithful at the moment of Christ's entombment. And we share in the dignity and terror of Peter during his inverted crucifixion.
It is this that is most awe-inspiring about Caravaggio. He had an uncanny ability to mesmerize, to entrance, to utterly raise the hair on your neck or put a lump in your throat with his very human moments. As Ms. Prose would say,
"Everything is…calculated to work its magic on the viewer, to make us feel that a miracle is transpiring in front of our eyes, that it is happening to people like us, that we can touch and feel and smell it."
"What Caravaggio seems to have learned…is the central importance of the human drama, of a psychological moment, and the way in which an event can be intensified by individualizing, rather than generalizing the players who enact it. The generic saints…have been replaced by a specific man, a recognizable portrait from nature, from life, a human being whose wonder and understandable concern affect us more than we could have been moved by a figure who looks like a saint in a painting – which is to say, like no one we know."
"Instinctively, Caravaggio understood that the key was to stop struggling against the interiority, the muteness and timelessness of the event, and to take on the challenge of picturing a moment when time and motion have ceased and everything has gone silent."
That Caravaggio, of all people, who continued to live his life in a boiling cauldron of violent acts and emotions, could somehow distill an event into an image of such utter clarity and poignancy is astounding. Perhaps like Christ's unexpected, unearned, and unheralded calling of Matthew the despised tax collector, Caravaggio's artistic gift emerging from his chaotic life can have only one explanation: God's grace.


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Contracts; agency. It is true that a person dealing with an agent is not authorized, under any circumstances, to trust blindly the agent's statements as to the extent of his powers. Such person must not act negligently but must use reasonable diligence and prudence to ascertain whether the agent acts within the scope of his authority. The settled rule is that persons dealing with an assumed agent are bound at their peril; and if they would hold the principal liable, they must ascertain not only the fact of agency, but also the nature and extent of authority, and in case either is controverted, the burden of proof is upon them to prove it. Soriamont Steamship Agencies, Inc., et al. vs. Sprint Transport Services, Inc. etc., G.R. No. 174610, July 14, 2009.
Contracts; compromise agreement. Compromise agreements are contracts, whereby the parties undertake reciprocal obligations to resolve their differences, thus, avoiding litigation, or put an end to one already commenced. As a contract, when the terms of the agreement are clear and explicit that they do not justify an attempt to read into it any alleged intention of the parties; the terms are to be understood literally, just as they appear on the face of the contract. Considering that Caruff never intended to transfer the subject property to PMO, burdened by the generating set and sump pumps, respondent should remove them from the subject property. Privatization Management Office vs. Legaspi Towers 300, Inc., G.R. No. 147957, July 22, 2009.
Contracts; dacion en pago. Dacion en pago is the delivery and transmission of ownership of a thing by the debtor to the creditor as an accepted equivalent of the performance of the obligation. Thus, it is a special mode of payment where the debtor offers another thing to the creditor, who accepts it as equivalent of payment of an outstanding debt, which undertaking, in one sense, amounts to a sale. As such, the essential elements are consent, object certain, and cause or consideration. In its modern concept, what actually takes place in dacion en pago is an objective novation of the obligation where the thing offered as an accepted equivalent of the performance of an obligation is considered as the object of the contract of sale, while the debt is considered as the purchase price. In any case, common consent is an essential prerequisite, be it sale or novation, to have the effect of totally extinguishing the debt or obligation. The requisite consent is not present in this case. Gloria Ocampo, et al. vs. Land Bank of the Philippines, et al., G.R. No. 164968, July 3, 2009.
Contracts; delay. Under the law on contracts, mora solvendi or debtor's default is defined as a delay in the fulfillment of an obligation, by reason of a cause imputable to the debtor. There are three requisites necessary for a finding of default. First, the obligation is demandable and liquidated; second, the debtor delays performance; and third, the creditor judicially or extrajudicially requires the debtor's performance.
In the present petition, PSE insists that Finvest's liability for fines, penalties and charges has been established, determined and substantiated, hence, liquidated. A debt is liquidated when the amount is known or is determinable by inspection of the terms and conditions of relevant documents. Under the attendant circumstances, it cannot be said that Finvest's debt is liquidated. At the time PSE left the negotiating table, the exact amount of Finvest's fines, penalties and charges was still in dispute and as yet undetermined. Consequently, Finvest cannot be deemed to have incurred in delay in the payment of its obligations to PSE. It cannot be made to pay an obligation the amount of which was not fully explained to it. The public sale of the pledged seat would, thus, be premature. Armand O. Raquel-Santos, et al. vs. Court of Appeals, et al./Philippine Stock Exchange, Inc. vs. Finvest Securities Co., Inc./Finvest Securities, Co., Inc. vs. Trans-Phil Marine Ent., Inc., et al., G.R. No. 174986/G.R. No. 175071/G.R. No. 181415, July 7, 2009.
Contracts; earnest money. Considering that there was no perfected contract of sale, the concept of earnest money is certainly not applicable to this case. Article 1482 of the Civil Code states that: "Whenever earnest money is given in a contract of sale, it shall be considered as part of the price and as proof of the perfection of the contract." The earnest money forms part of the consideration only if the sale is consummated upon full payment of the purchase price. Hence, there must first be a perfected contract of sale before we can speak of earnest money. As found by the trial court, the P15,500 paid by Lopez is merely a deposit for the exclusion of the subject property from the list of the properties to be auctioned off by GSIS. Government Service Insurance System vs. Abraham Lopez, G.R. No. 165568, July 13, 2009.
Contracts; fraud. Fraud under Article 1338 of the Civil Code refers to all kinds of deception — whether through insidious machination, manipulation, concealment or misrepresentation — that would lead an ordinarily prudent person into error after taking the circumstances into account. The deceit employed must be serious. It must be sufficient to impress or lead an ordinarily prudent person into error, taking into account the circumstances of each case. Gloria Ocampo, et al. vs. Land Bank of the Philippines, et al., G.R. No. 164968, July 3, 2009.
Contracts; perfection. The stages of a contract of sale are: (1) negotiation, starting from the time the prospective contracting parties indicate interest in the contract to the time the contract is perfected; (2) perfection, which takes place upon the concurrence of the essential elements of the sale; and (3) consummation, which commences when the parties perform their respective undertakings under the contract of sale, culminating in the extinguishment of the contract.
In the present case, the parties never got past the negotiation stage. Nothing shows that the parties had agreed on any final arrangement containing the essential elements of a contract of sale, namely, (1) consent or the meeting of the minds of the parties; (2) object or subject matter of the contract ; and (3) price or consideration of the sale.
The 2 August 1988 letter of the GSIS cannot be classified as a perfected contract of sale which binds the parties. The letter was in reply to Lopez's offer to repurchase the property. Both the trial and appellate courts found that Lopez's offer to repurchase the property was subject to the approval of the Board of Trustees of the GSIS, as explicitly stated in the 2 August 1988 GSIS' letter. No such approval appears in the records. When there is merely an offer by one party without acceptance by the other, there is no contract of sale. Since there was no acceptance by GSIS, which can validly act only through its Board of Trustees, of Lopez's offer to repurchase the property, there was no perfected contract of sale. Government Service Insurance System vs. Abraham Lopez, G.R. No. 165568, July 13, 2009.
Contracts; prescription. Cecilleville's cause of action against the Acuña spouses is one created by law; hence, the action prescribes in ten years. Prescription accrues from the date of payment by Cecilleville to Prudential of the Acuña spouses' debt on 5 April 1994. Cecilleville's present complaint against the Acuña spouses was filed on 20 June 1996, which was almost two months from the extrajudicial demands to pay on 9 and 23 April 1996. Whether we use the date of payment, the date of the last written demand for payment, or the date of judicial demand, it is clear that Cecilleville's cause of action has not yet prescribed. Cecilleville Realty and Service Corporation vs. Spouses Tito Acuña, et al., G.R. No. 162074, July 13, 2009.
Contracts; rescission. The right of a party to rescission under Article 1191 of the Civil Code is predicated on a breach of faith by the other party who violates the reciprocity between them. In a contract of sale, the seller obligates itself to transfer the ownership of and deliver a determinate thing, and the buyer to pay therefor a price certain in money or its equivalent. In some contracts of sale, such as the sale of real property, prior physical delivery of the thing sold or its representation is not legally required, as the execution of the Deed of Sale effectively transfers ownership of the property to the buyer through constructive delivery. Hence, delivery of the certificate of title covering the real property is not necessary to transfer ownership. Armand O. Raquel-Santos, et al. vs. Court of Appeals, et al./Philippine Stock Exchange, Inc. vs. Finvest Securities Co., Inc./Finvest Securities, Co., Inc. vs. Trans-Phil Marine Ent., Inc., et al., G.R. No. 174986/G.R. No. 175071/G.R. No. 181415, July 7, 2009.
Contracts; subrogation. When an interested party pays the obligation, he is subrogated in the rights of the creditor. Because of its payment of the Acuña spouses' loan, Cecilleville actually steps into the shoes of Prudential and becomes entitled, not only to recover what it has paid, but also to exercise all the rights which Prudential could have exercised. There is, in such cases, not a real extinguishment of the obligation, but a change in the active subject. Cecilleville Realty and Service Corporation vs. Spouses Tito Acuña, et al., G.R. No. 162074, July 13, 2009.
Marriage; annulment. Psychological incapacity must be characterized by (1) gravity (2) juridical antecedence, and (3) incurability. The foregoing guidelines do not require that a physician examine the person to be declared psychologically incapacitated. In fact, the root cause may be "medically or clinically identified." What is important is the presence of evidence that can adequately establish the party's psychological condition. For indeed, if the totality of evidence presented is enough to sustain a finding of psychological incapacity, then actual medical examination of the person concerned need not be resorted to.
In this case, the Supreme Court agreed with the Court of Appeals that the totality of the evidence submitted by petitioner failed to satisfactorily prove that respondent was psychologically incapacitated to comply with the essential obligations of marriage. The root cause of respondent's alleged psychological incapacity was not sufficiently proven by experts or shown to be medically or clinically permanent or incurable. Digna A. Najera vs. Eduardo J. Najera, G.R. No. 164817, July 3, 2009.
Marriage; conjugal property. Marital consent is required for the sale by a husband of property he purchased under a conditional contract to sell executed while he was still single but title of which was transferred when he was already married. Sps. Lita De Leon, et al. vs. Anita B. De Leon, et al., G.R. No. 185063, July 23, 2009.
Mortgage; equity of redemption. The term equity of redemption has a settled meaning. It refers to the right of the mortgagor in case of judicial foreclosure to redeem the mortgaged property after his default in the performance of the conditions of the mortgage but before the confirmation of the sale of the mortgaged property.
In the present case, the 1,650-square meter portion of the subject property was foreclosed extrajudicially through the Office of the Provincial Sheriff as reflected by the Certificate of Sale. In extrajudicial foreclosure, what is extant is the right of redemption, or the right of the mortgagor to redeem the property within one year from and after the date of sale. The remaining 5,625-square meter portion was sold to the bank through levy on execution. A similar right of redemption exists with respect to such purchase, pursuant to Rule 39, Section 30 of the then applicable Rules of Civil Procedure. There is no equity of redemption in either case because neither one of these acquisitions by the San Fernando Rural Bank was done through judicial foreclosure.
Thus, at the time the parties' predecessors-in-interest died, the bank was already the absolute owner of the properties. There is no basis for the petitioners to claim a co-ownership between them and the respondents because no right as to the subject property could have been transmitted to them by the death of their predecessors-in-interest, the Spouses Ignacio Dela Peña and Engracia Rivera. Victoriano Dela Peña, et al. vs. Spouses Vicente Alonzo, et al., G.R. No. 172640, July 3, 2009.
Property' cancellation of land patent. Abandonment or neglect, as a ground for the cancellation of an emancipation patent or certificate of land award, according to Castellano v. Spouses Francisco, requires a clear and absolute intention to renounce a right or a claim, or to abandon a right or property coupled with an external act by which that intention is expressed or carried into effect. Intention to abandon, as held in Corpuz v. Grospe, implies a departure, with the avowed intent of never returning, resuming or claiming the right and the interest that have been abandoned. It consists in any one of these conditions: (1) failure to cultivate the lot due to reasons other than the non-suitability of the land to agricultural purposes, for at least two (2) calendar years, and to pay the amortizations for the same period; (2) permanent transfer of residence by the beneficiary and his family, which has rendered him incapable of cultivating the lot; or (3) relinquishment of possession of the lot for at least two (2) calendar years and failure to pay the amortization for the same period. None of the instances cited above obtains in this case. Petronila Maylem vs. Carmelita Ellano and Antonia Morciento, G.R. No. 162721, July 13, 2009.
Property; easement. An easement or servitude is "a real right constituted on another's property, corporeal and immovable, by virtue of which the owner of the same has to abstain from doing or to allow somebody else to do something on his property for the benefit of another thing or person. There are two sources of easements: by law or by the will of the owners. In the present case, neither type of easement was constituted over the subject property.
In its allegations, respondent claims that Caruff constituted a voluntary easement when it constructed the generating set and sump pumps over the disputed portion of the subject property for its benefit. However, it should be noted that when the appurtenances were constructed on the subject property, the lands where the condominium was being erected and the subject property where the generating set and sump pumps were constructed belonged to Caruff. Therefore, Article 613 of the Civil Code does not apply, since no true easement was constituted or existed, because both properties were owned by Caruff.
Also, Article 624 of the Civil Code is controlling, as it contemplates a situation where there exists an apparent sign of easement between two estates established or maintained by the owner of both. It can be inferred that when the owner of two properties alienates one of them and an apparent sign of easement exists between the two estates, entitlement to it continues, unless there is a contrary agreement, or the indication that the easement exists is removed before the execution of the deed. Privatization Management Office vs. Legaspi Towers 300, Inc., G.R. No. 147957, July 22, 2009.
Property; easement. An easement is a real right on another's property, corporeal and immovable, whereby the owner of the latter must refrain from doing or allowing somebody else to do or something to be done on his property, for the benefit of another person or tenement. Easements are established either by law or by the will of the owner. The former are called legal, and the latter, voluntary easements.
In this case, petitioner itself admitted that a voluntary easement of right of way exists in favor of respondents. Having made such an admission, petitioner cannot now claim that what exists is a legal easement and that the same should be cancelled since the dominant estate is not an enclosed estate as it has an adequate access to a public road which is Callejon Matienza Street. The opening of an adequate outlet to a highway can extinguish only legal or compulsory easements, not voluntary easements like in the case at bar. The fact that an easement by grant may have also qualified as an easement of necessity does not detract from its permanency as a property right, which survives the termination of the necessity. A voluntary easement of right of way, like any other contract, could be extinguished only by mutual agreement or by renunciation of the owner of the dominant estate.
Neither can petitioner claim that the easement is personal only to Hidalgo since the annotation merely mentioned Sandico and Hidalgo without equally binding their heirs or assigns. That the heirs or assigns of the parties were not mentioned in the annotation does not mean that it is not binding on them. Again, a voluntary easement of right of way is like any other contract. As such, it is generally effective between the parties, their heirs and assigns, except in case where the rights and obligations arising from the contract are not transmissible by their nature, or by stipulation or by provision of law. Petitioner cites City of Manila v. Entote in justifying that the easement should bind only the parties mentioned therein and exclude those not so mentioned. However, that case is inapplicable since the issue therein was whether the easement was intended not only for the benefit of the owners of the dominant estate but of the community and the public at large. In interpreting the easement, the Court ruled that the clause "any and all other persons whomsoever" in the easement embraces only "those who are privy to the owners of the dominant estate, Lots 1 and 2 Plan Pcs-2672" and excludes "the indiscriminate public from the enjoyment of the right-of-way easement."
Although the easement does not appear in respondents' title over the dominant estate, the same subsists. It is settled that the registration of the dominant estate under the Torrens system without the annotation of the voluntary easement in its favor does not extinguish the easement. On the contrary, it is the registration of the servient estate as free, that is, without the annotation of the voluntary easement, which extinguishes the easement.
Finally, the mere fact that respondents subdivided the property does not extinguish the easement. Article 618 of the Civil Code provides that if the dominant estate is divided between two or more persons, each of them may use the easement in its entirety, without changing the place of its use, or making it more burdensome in any other way. Unisource Commercial and Development Corporation vs. Joseph Chung, et al., G.R. No. 173252, July 17, 2009.
Property; emancipation patent. As holder of an emancipation patent, Abad is bound by the proscription against transfers of land awards to third persons, which is prohibited by law.
Hence, even if Abad for a consideration had waived his rights to the property when he surrendered possession thereof to petitioner, such waiver is nevertheless ineffective and void, because it amounts to a prohibited transfer of the land award. As the Court held in Lapanday Agricultural & Development Corp. v. Estita, the waiver of rights and interests over landholdings awarded by the government is invalid for being violative of agrarian reform laws. And in Torres v. Ventura, the Court declared that the object of agrarian reform is to vest in the farmer-beneficiary, to the exclusion of others, the rights to possess, cultivate and enjoy the landholding for himself; hence, to insure his continued possession and enjoyment thereof, he is prohibited by law to make any form of transfer except only to the government or by hereditary succession. Petronila Maylem vs. Carmelita Ellano and Antonia Morciento, G.R. No. 162721, July 13, 2009.
Property; Torrens sytem. A Homestead Patent, once registered under the Land Registration Act, becomes as indefeasible as a Torrens Title.
The Torrens system is not a mode of acquiring titles to lands; it is merely a system of registration of titles to lands. However, justice and equity demand that the titleholder should not be made to bear the unfavorable effect of the mistake or negligence of the State's agents, in the absence of proof of his complicity in a fraud or of manifest damage to third persons. The real purpose of the Torrens system is to quiet title to land and put a stop forever to any question as to the legality of the title, except claims that were noted in the certificate at the time of the registration or that may arise subsequent thereto. Otherwise, the integrity of the Torrens system shall forever be sullied by the ineptitude and inefficiency of land registration officials, who are ordinarily presumed to have regularly performed their duties.
The general rule that the direct result of a previous void contract cannot be valid will not apply in this case as it will directly contravene the Torrens system of registration. Where innocent third persons, relying on the correctness of the certificate of title thus issued, acquire rights over the property, this Court cannot disregard such rights and order the cancellation of the certificate. The effect of such outright cancellation will be to impair public confidence in the certificate of title. The sanctity of the Torrens system must be preserved; otherwise, everyone dealing with the property registered under the system will have to inquire in every instance as to whether the title had been regularly or irregularly issued, contrary to the evident purpose of the law. Every person dealing with the registered land may safely rely on the correctness of the certificate of title issued therefor, and the law will, in no way, oblige him to go behind the certificate to determine the condition of the property.
Respondent's transfer certificate of title, having been derived from the Homestead Patent which was registered under the Torrens system on May 27, 1966, was thus vested with the habiliments of indefeasibility. Rabaja Ranch and Development Corporation vs. AFP Retirement and Separation Benefits System, G.R. No. 177181, July 7, 2009.
Unjust enrichment. There is unjust enrichment when a person unjustly retains a benefit to the loss of another, or when a person retains money or property of another against the fundamental principles of justice, equity and good conscience." Article 22 of the Civil Code provides that "[e]very person who, through an act or performance by another, or any other means, acquires or comes into possession of something at the expense of the latter, without just or legal ground, shall return the same to him." The principle of unjust enrichment under Article 22 of the Civil Code requires two conditions: (1) that a person is benefited without a valid basis or justification, and (2) that such benefit is derived at another's expense or damage. Privatization Management Office vs. Legaspi Towers 300, Inc., G.R. No. 147957, July 22, 2009.


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When I turned 50, I didn't think about "slowing down". Retirement was some far-flung destination. I didn't give populist chatter a second thought + chose to make career moves on my terms.
After all, 50 is the new career midpoint.
Unless you have a fabulous inheritance or superannuation fund, the reality is that your working life is likely to exceed that of previous generations. And as government + company policies can't influence community perceptions + behaviours fast enough, I want women to feel empowered to generate their own career pathways – well into their sixties.
This starts with an understanding of our signature strengths, articulating how we add value in an organisation + knowing why employers love having us around. It involves upbeat attitudes, defying the deluge of negativity, being prepared to make compromises + work differently. And finding ongoing career opportunities also means focusing on the sectors, industries, organisations or individuals that make us welcome + allow us to shine.
As a career consultant, mentor + coach, I'm on a mission to help women galvanise their wealth of experience + expertise, communicate their worth with confidence + continue to make meaningful contributions in a job market in a constant state of flux.
We may be over 50, but we're not done yet!


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PSPaudioware has announced the release of PSP sQuad, a bundle of four new high-quality equalizer plug-ins: PSP ClassicQ, PSP ConsoleQ, PSP preQursor and PSP RetroQ.
PSP sQuad equalizers are inspired by the best features and characteristics of classic analog hardware-musicality and simplicity. Although these EQs are easy to use, PSP expanded their functionality by several features including variable high pass filters or switchable steepness for the shelving filters. These EQs are CPU efficient enough to be used at every stage of the creative process, from composition to tracking to final production/mixing/mastering.
The Processors in PSP sQuad have a number of features in common with each other, and with other PSP Audioware plug-ins:
* FAT double sampling. In the PSP sQuad bundle, unlike other PSP Audioware plug-ins, FAT is automatically switched on for low (below 50kHz) sample rates, and off for higher sample rates. This ensures the most accurate processing independent of the sample rate.
* 64-bit double precision floating point computations for ultra low accumulative errors in the filters.
* An optional second generation SAT(uration) option in the output of each plug-in. This both protects against digital clipping in software or hardware following the plug-in, and adds a smooth, overdriven sound to hard-driven signals. The SATuration algorithm is located after output level control in a plug-in's internal chain and its ceiling reference level is setup a fraction of dB below 0dBFS.
* All actual parameters like gain, frequency or Q may differ from displayed values which is a typical feature of analog equalizers.
PSP ClassicQ is inspired by various classic British-style equalizers. It captures the sound and flavor of famously musical high and low filters (such as those in early Neve EQs), melded to very precise mid-range filter. In addition, PSP ClassicQ offers a selectable simulation of class A circuitry and output transformer for a unique, vintage-style color. To its classic features PSP ClassicQ adds extremely useful features such as an adjustable high pass filter, switchable Q for low- and high-shelf filters, and a sweepable midrange bell-type filter. The design of PSP ClassicQ lends it especially well to fixing and shaping individual tracks.
PSP ConsoleQ captures the sound character and functionality of various classic British console equalizers including flexible AMEK eqs. Although it takes inspiration from these analog classics, PSP added several features such as an adjustable high pass filter, steepness (resonance) control for the shelving filters, and three nominal Q values for midrange filters. In addition to its other many musical features PSP designed PSP ConsoleQ's midrange bell type filters so that they have gain following Q factors. By this, PSP means that the Q factor of these filters gradually increases along with increases in boost or attenuation. The ConsoleQ is specially designed for deep track tweaking to get the desired sound for a track, or just to get great track separation in the mix.
PSP preQursor offers PSP's own uniquely designed filters with low resonance peaks for reduced ringing artifacts, great band separation, and narrow notching on negative gains. All four filters are bell-type filters with progressive Q factors. These characteristics mean that this processor sounds excellent on acoustic tracks, overall mixes, or any application in which maintaining the natural feel of the material is paramount.
PSP RetroQ offers PSP Audioware's unique take on a musical equalizer with unique sonic character and low phase distortion. This makes RetroQ sound smooth and musically natural. It's shelf filters are based on PSP VintageWarmer's filters, and PSP RetroQ's addition of a mid-range filter is designed using the same internal architecture. An adjustable high pass filter is added to make the plug-in a complete program equalizer. It was optimized for use on groups and mixes, but it is equally at home in any situation in which you desire some gentle sweetening in your overall processing chain.
Sunday, 24 January 2010
PSP Audioware sQuad v1.5.1 VST RTAS Incl KeyGen READ NFO-DYNAMiCS
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Ukraine announces halt to foreign debt servicing amid restructuring deal
11:05, 23 September 2015Economy
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The Cabinet of Ministers has announced the launch of restructuring of Ukraine's public debt planned to be completed by December 1, 2015, and suspended debt servicing payments, according to a government resolution published on its website.
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Battersea Power Station developer has confirmed the loss of its two top executives and announce a new development director
Battersea Power Station developer Parkview International has confirmed the loss of its two top executives and announce a new development director.
As revealed in Property Week last week (news P1 28.07.06) chief executive Michael Roberts has left the company and the Hwang family will assume direct management control.
President Victor Hwang, has become executive director, his son Leo Hwang will be vice president and his daughter Vicky Hwang is director of leasing.
Former Chelsfield, Land Securities and Bovis director John Anderson, who had been at Parkview on a consultant level will become development director.
Victor Hwang said: 'This is a significant decision for the Hwang family and demonstrates our continued commitment to seeing the project through to completion.'
He added: 'As the Power Station development enters a new phase, new skills and experience will be needed and there is no-one better qualified than John Anderson to over see construction through to successful completion.'
The departure of Roberts follows chief financial officer Michael Russell exit this month.
It is thought Roberts and Russell fell out last month with Hwang over the progress of the project.
The developer has now put the retail and leisure elements of the scheme indefinitely on hold owing to long-running problems over its future funding. Leisure and retail letting agents for the scheme, Davis Coffer Lyons and Donaldsons, respectively, were told to halt leasing plans.
A Parkview spokesman said: 'Plans for financing the next phase are well advanced and in conjunction with this the development team are reviewing the Power Station leasing strategy including terms and relationships with agencies.'


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We were in Salt Lake City Utah in March 2011. It was a work day and at 3 pm in the afternoon.. However, notice there is NO ONE on the streets. This is the financial core and there was virtually no retail or residential to be found.
Salt Lake City does have an array of interesting features: art, an historic clock shown above, wide sidewalks, decorative tiles in the sidewalks, historic plaques, signage, lighting. Of course, everything is beautifully clean and notice the planters are encased in granite.
Click on the Salt Lake link to see more pictures.


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In a recent conversation with C-SPAN, New York Times photographer Doug Mills said that he "loves" working in the Trump White House and that the current president offers a lot better access than his predecessor.
Mills was asked how working in 1600 Pennsylvania Avenue now is different than it was under Obama, he explained, "From a photographer's standpoint, we get a lot more access to the president. I see him more on a daily basis than we did with Barrack Obama." He added that he gets to see the president in a lot of "different situations" saying "some meetings, some bill signings, executive orders–stuff like that."
The photographer went on to say, "I love what I'm doing. I've got the greatest job in the world." He continued, "It's very different, we're going non-stop…I think photographing Barack Obama for eight years, he was probably the most photogenic president in my generation, and I look at the past year, photographing Donald Trump, and he's probably one of the most iconic."
While photographers have always clamored for more access to the president, none is given as much access as the official White House photographer. That post is currently occupied by Shealah Craighead. She has tagged along with a number of Republican politicians before coming to the White House, and in an interview with PBS, Craighead spoke a little about the privilege of being the go-to camerawoman for the most powerful man in the world.
RELATED: "Trump" and "Kim Jong-un" made an appearance at the Winter Olympics opening ceremony but were quickly escorted out
She explained, "The president's personality is gregarious. What you see on TV is exactly what you get off camera. I appreciate that. He likes photos, that's no secret. I'm happy to engage in that." Craighead painted Trump as a sympathetic boss, recalling one instance when she was struggling to get in the room and the president called for her. She told PBS, "It's endearing. He'll come out with some really endearing comments. And, he compliments me on the job I'm doing."


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It's making the effort. People really appreciate getting mail that's not a bill, for one thing, and just taking that extra bit of time to write a thank you note really means everything.
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The Diamond Valley Multiple Birth Association (DVMBA) is a non-profit organisation established and maintained by multiple birth parents to provide support, activities, resources and education to multiple birth parents and their families who live in Banyule, Hume, Mitchell, Murrindindi - South West, & Nillumbik councils (North Eastern Suburbs)
To check if your suburb is covered by DVMBA visit the AMBA website and entre your postcode into their club finder. www.amba.org.au/clubfinder
DVMBA is a member club of the Australian Multiple Birth Association (AMBA). Our aim is to offer information and assistance to families of multiple births from the antenatal stage through to schooling years and beyond.
We love being parents of multiples, be they twins, triplets, quads or more. We know sometimes it takes twice / three times more effort to get out of the house... but the rewards are twice / three times as much. It's great to meet other parents of multiples be it in person or online if just to know we are not the only ones out there trying to change 3 dirty nappies with 1 pair of hands.
Life can be tough but there is light at the end of the tunnel, you just need to pack your sense of humour.
If you are expecting - click on our Services menu to get details of our next Expectant Parents Evening.
Please Contact Us for any further information.


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By: Analene J. Escolano
The NATIONAL IRRIGATION ADMINISTRATION Bicol regional office has a new acting manager in the person of Engr. Angelito S. Miguel, who assumes his post during a turnover of leadership ceremony on January 16, 2019 in Naga City.
Miguel, a civil engineer and a full-blooded "Kapampangan" has been working in the Agency for 44 years now, starting as a laborer in 1975. He rose from the ranks until he was promoted as project manager of Lower Agno River Irrigation System Improvement Project in June 2018. He replaced Ramon A. Bugacia who has served NIA in the Bicol region for exactly one year since his assignment last January 17, 2018. Bugacia's new assignment, however, is at the Central Office, as he awaits his retirement on April 14, this year.
In his speech, NIA Administrator Ricardo R Visaya who attended the ceremony as the presiding officer said that he trusts Miguel 100% to lead NIA Bicol. "Lito is the best man for the job", said Visaya. "This is a new challenge for you to face, continue to do the good things you have started from your previous assignments", he added.
While accepting the challenge, Miguel said that he is greatly honored to have the Administrator's full trust and confidence, and that he also believe that with the support of his co-employees in the region, they will be able to do their tasks and bring NIA Bicol to greater heights.
The new acting manager seeks to provide a more improved irrigation by fast-tracking the implementation of irrigation programs and projects, abided by the Administrator's four-point agenda: 1) Eradicate graft and corruption, 2) Institute measures to improve delivery of services, 3) Strengthen NIA organization, and 4) Develop human resources and improve their capabilities.
Engr. Miguel's previous assignments were in BANE IMO in Region 3, and the most recent was in Lower Agno River Irrigation System Improvement Project (LARISIP) in Region 1, where he both served as Project Manager.
The ceremony was also attended by: NIA Deputy Administrator Romeo G. Gan, Regional Managers, Josephine Salazar B. Salazar (Region 3) and Vicente R. Vicmudo (Region 1), NCIA President Silvestre Bonto, some employees from both regions, and the personnel from region V.
The new chief has gained the respect of his co-workers, then and now, as he projects with simplicity and humility in accomplishing his tasks.