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6 famous writers who never made a dime
We all love the art, but we often forget the difficulty of being an artist. Here are some of the most famous, greatest writers of all time who never could quite make a living doing it.
15 February, 2018
How long until he has to sell the dog? (Getty Images)
The image of the broke writer is engrained in the popular imagination. The often tortured artist who writes until they remember to eat, and then eats too little as to stretch out their failing budget.

While this image doesn't apply to most writers, there are a few remarkably famous authors who hardly made a dime by writing. This didn't stop them from joining the ranks of the most celebrated poets and novelists of all time. Here we have six such authors for your consideration.

H.P. Lovecraft

Lovecraft was an American writer whose work in "weird fiction" has had a lasting influence. His Cthulhu mythos, a collection of interconnected novellas and short stories, has inspired authors from Stephen King to Alan Moore. The word Lovecraftian has come into use to describe his brand of cosmic horror and Cthulhu himself often appears in popular culture.

Despite working his entire life as a writer, he was never able to earn enough money doing it to cover even his most basic expenses, at the lowest points of his life he was forced to skip meals to afford postage stamps. A planned project with Harry Houdini which would have earned him a great deal of money had to be abandoned with Houdini's death. A lack of business acumen also cost him; he once failed to reply to a publisher that inquired about any novels he might have ready.

Lovecraft, whose desire to make a living as a writer never faltered, died in 1937 of cancer at the age of 46. The entirety of his work can be read here.

"Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn"

(Translation: In his house at R'lyeh dead Cthulhu waits dreaming)

- The Call of Cthulhu

Franz Kafka

Kafka was a Czech writer living and working in Prague in the early 20th century. His writing often focused on the alienating powers of bureaucracies, byzantine systems that worked to promote themselves, and the isolating features of modern life. Among his works are The Metamorphosis and The Trail, both of which inspired the existentialist philosophers and have had such an influence on literature that the word "Kafkaesque" was created to describe his style.

Franz Kafka (Wikimedia Commons)

Like Lovecraft, Kafka did publish some works in his lifetime. Kafka, however, kept most of his work to himself and ordered it burned after his death. His friends went to the publishing house instead. Unable to support himself by writing, Kafka took up several jobs that allowed him to write in the evenings and quit those which took up too much of his time. He had a long, relatively prosperous, stint as an insurance clerk at a work safety agency where he may have invented the hard hat.

Kafka was relatively unknown during his life but became famous almost immediately after his death of Tuberculosis at age 40. Several of his works can be read here.

 "As Gregor Samsa awoke one morning from uneasy dreams; he found himself transformed in his bed into an enormous insect."

- The Metamorphosis

Emily Dickinson

Emily Dickinson was an American poet who wrote nearly 1800 poems, of which less than a dozen were published during her lifetime and were often heavily edited. Dickinson's poetry has been continuously published since her death in 1890 and has been highly praised.

Dickinson wrote prolifically during the American civil war and carried on correspondence with others to gain feedback on her experimental style. She, like Kafka, asked that her papers be burned after her death in 1886. Luckily for us, that promise was not kept. Her younger sister found the trove of unpublished poems and had them printed four years after the burn by date. A collection of her poems is available online.

"Because I could not stop for Death –

He kindly stopped for me –

The Carriage held but just Ourselves –

And Immortality."

- Because I Could Not Stop for Death

Marcel Proust

A French writer in the early 20th century, Proust is best known for his monumental work In Search of Lost Time, parts of which were only published after his death. It is often considered one of the greatest novels ever written.

Wikimedia Commons

He halfheartedly held other jobs, he once took a post at a library and had such an extended sick leave that he was presumed to have resigned. He lived with his parents and then on an inheritance left to him. While Proust did make some money as a writer, his work was unfished and not fully appreciated until after his death at age 51.

"We are healed of a suffering only by experiencing it to the full."

 - In Search of Lost Time

Edgar Allen Poe

An American writer who hardly needs any introduction. Poe was a master of Gothic horror and the inventor of the detective fiction genre. His works are required reading in any American literature class and his most famous work, The Raven, has been recorded and parodied countless times.

The Raven was extremely popular upon publication and earned Poe precisely nine dollars. He was the first notable American author to attempt to make a living on writing alone. He was often unable to do so and held several other jobs during his lifetime. He was found delirious in a gutter in Baltimore and died of still unknown causes at a nearby hospital. To add insult to his death; a popular biography falsely depicting Poe as a degenerate made a great deal of money and has poisoned our image of him ever since. A collection of his work can be found here.

"Ghastly grim and ancient raven wandering from the Nightly shore —

Tell me what thy lordly name is on the Night's Plutonian shore!"

Quoth the raven, 'Nevermore.'"

 - The Raven

Fredrich Nietzsche

A Germanic philosopher who co-founded existentialism, Nietzsche has had a tremendous influence on philosophy, politics, psychology, and the popular image of a philosopher. His works are often referenced by people who have no idea what they are talking about, and he remains a philosopher who is well known even to those who have never studied philosophy.

He abandoned a career in academia, where he was made a professor right out of college, to try and make a living as an independent writer and philosopher. He was unable to make much money from selling his books and often begged from friends. This didn't deter him, and at the height of his writing he was cranking out a book a year of high quality. At the time of his death, he had achieved some fame, if not wealth, from his writings. Slightly older versions of his work can be read here.

 "I am no man, I am dynamite!"

- Ecce Homo

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Lovecraft H.P. Lovecraft Franz Kafka Kafka Emily Dickinson Marcel Proust Edgar Allen Poe Fredrich Nietzsche Nietzsche Cthulhu Cthulhu mythos The Metamorphosis The Trail Poetry In search of lost time The Raven writing writers art poverty


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Mariah's First Album Got Mixed Reviews in 1990
For as long as I can remember, Mariah Carey had been the golden girl of the music industry. Somehow, her songs were always on the radio and breaking records on the Billboard charts. Her self-titled debut album is celebrating its 25th anniversary, but Carey's very first album didn't get the best reviews from critics back when it was released in 1990. Surprising, right? I really thought Mariah could do no wrong, but it turns out that early reviews of Mimi's career were actually less than stellar. If only if they could see her now — all the Grammys, the hit singles and albums, and a residency in Las Vegas.
Carey started out as a backup singer for Brenda K. Starr, who helped the young singer get noticed. And it's hard not to with an five-octave range like Mariah has. When Carey's self-titled debut came out, some critics loved her and praised her voice, but the naysayers labeled her as all voice, no substance. Some even thought Mariah wouldn't last. Of course, we all know that's not true — over the past 25 years, Carey's legendary career is pretty much unparalleled. According to the Recording Industry Association of America (RIAA), she has sold 63.5 million certified records and is one of the best-selling artists of all time.
So what exactly did critics say about Mariah made her debut in mainstream pop? Check out the reviews below.
Entertainment Weekly
EW gave Carey's first album a B- and critic Greg Sandow was impressed with her voice, but not much else. "Debut of R&B singer with astonishing vocal range and high ideals," he wrote. "At her best, her singing burns with an innocent flame. But the content of her songs is often thin."
Rolling Stone
The music magazine had a lot of doubts about Mariah. For her debut album, Rolling Stone published an article about how Carey wasn't really in charge of her own album — Columbia Records exec and future husband Tommy Mottola was pulling all the strings (foreshadowing, perhaps?). Critic Rob Tennenbaum gave her 1991 album Emotions only two stars.
"A rookie success as spectacular as Mariah Carey's tends to spark a backlash, and Carey was derided by skeptics who saw that Columbia Records had spared no expense in accessorizing her with the most dependable collaborators money could buy," he wrote. "Carey has a remarkable vocal gift, but to date, unfortunately, her singing has been far more impressive than expressive."
The Grammys
The Grammys definitely approved of Carey and her album. She took home the Best New Artist and Best Female Vocalist awards.
New York Times
In a 1991 article, the newspaper details the huge marketing push that Columbia Records put behind Carey's first album, along with implications that her success was the product of the label's huge and expensive campaign.
"Through packaging and videos, Ms. Carey has also been able to solidify her reputation as a vocal talent, despite the fact that she has never toured," the article said. A lot of folks actually criticized her for this and led people to wonder if she was the real deal or only good in the studio (ahem, autotune?). Hence, she appeared on MTV's Unplugged and totally killed it.
And Carey hasn't stopped being one of the best divas pop music has ever known.
Images: Giphy (4); Getty Images

subset: commoncrawl


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University Hall
The University of Western Australia has a continual roll call of awards, scholarships and prizes presented to staff and students. To recognise these achievements, an article is published on the UWA news page on the website and in UWA Forward on the first week of every month. If you know of great awards or achievements across the University please email [email protected]
The University of Western Australia has risen to become one of the world's top 100 universities in the 2018 QS World University Rankings.
It's all about the birds and the bees and for Bron Ayre the preservation of our State Floral Emblem; the Red and Green Kangaroo Paw.
Bron took out first place at the Western Australian FameLab Semi-Final with her research on understanding the critical role birds play in pollinating South Western plants. Having only three minutes for her presentation she said it was tough picking one element of her research.
Professor Dawn Freshwater has been formally installed as the 18th Vice-Chancellor of The University of Western Australia.
University Hall was proud to have both the men's women's team make it to their Grand Finals over the weekend!
Our Female ResClub Sports Rep, Ian Brady, said the women's doubles team made it to the Grand Final after three wins and one loss. Kristin Holz and Hitomi Onoue played a fantastic game against Trinity with a close effort and win of second place.
The men's team, Ian Brady and Chris Mihaljevich, also played out some incredible games as they made it through to the Grand Final after two wins and two losses. They came in second place after playing against Trinity.
I was born and raised in Johannesburg, South Africa. I lived there for 19 years before moving to Perth. If anyone suggested studying abroad to me three years ago I would have said no without a doubt. I loved being at home in South Africa with my family, I never wanted to leave the safety net that was my home.
The competition is fierce this year amongst UWA's Inter-College sporting teams. UniHall is off to a flying start with our teams taking out first and second place titles in a variety of sports.
The season began with the cross-campus run where our runners won 2nd and 3rd place. It was fantastic to see a squad of more than 30 residents take part by either running, walking or cheering on the team.
Shortly after the cricket team braved the heat and took out first place during the weekend competition! Go UniHall!
The University Hall community proudly raised over $2,500 for The World's Greatest Shave this year.
Stelio Antonas, University Hall Residential Advisor, decided to run this event for the residential community to show their support for people suffering from blood cancer. Residents could get involved by shaving their head, colouring their hair or by donating to his fundraising page.
The head hunter and book author James Fairbairn visited University Hall (UniHall) to give the first career seminar in this year's SPARK Series. "I want to make sure you can look back on your career and say 'I lived up to my potential'", James began his talk.
With over 5,000 interviews under his belt and 23 years in the recruiting industry, James spent the next 90 minutes sharing tips on what it takes to stand out from the crowd when job hunting.
I'm originally from One Arm Point Community, traditionally called Ardiyooloon, which has a population about 300, and is nestled by pristine beaches and ancient islands. My tribes are the Bardi Jawi, Mayala and Mangala of coastal and central Kimberley.
My sense of empowerment comes from the history of my home community.
Someone asked me "Why don't you get an English name?" I answered "Don't you know what Son stands for? Be smart, be original, be noble and be Son."
I grew up in Saigon, Vietnam. The city which you can see motorbikes almost everywhere. The city which you can enjoy various types of food from different cultures without paying more than $10. The city which is always busy and crowded. The city I love the most. The city I called home. I never thought that I would leave this place.
The Common Room in K House has been revamped just for our UniHallers.
University Hall has listened to the residential community about how students would like to use their common spaces around the Hall. Spending a night in with friends watching movies or having a gaming marathon are two favourite past times at the Hall.
University Hall kicked off the year with some incredible O-Week activities.
Freshers traveled from all over the world, Australia and Western Australia to move into UniHall during our Welcome Day. From there everything began with a Welcome BBQ where freshers met the UniHall team - Principal Mark Sampson, the Residential Advisors and most importantly other residents who they'll be living with among the community.
Amok Island has captured elements of the diverse community at UniHall through a street art wall piece outside our standard premium rooms.
What was once just a space for residents to lock up their bikes is now an area for them to wander past and take in the intricate parts of the wall piece. It's a great way to relax after a stressful day at classes.
Xander, Amok Island artist, describes his style as abstract and realistic at the same time. He uses the bare minimum in colour palette and geometric shapes to represent a subject.
Twelve graduates and one staff member from The University of Western Australia have been recognised in this year's Australia Day Honours List.
This year UniHallers had the chance to participate in a range of cultural, social and educational events hosted by the Residential Students' Department that strives to enhance the overall intercollegiate experience of all residents along college row. Some of the events are social mixers intended to promote intercollegiate friendships and relationships such as parties and arts night.
Environmental Advocates Su Ching Lee and Benjamin Wong have launched the University Hall (UniHall) 40 Days Energy Saving Challenge. UniHallers are supporting this fantastic new project by remembering to switch off lights, not leaving on their heater and being more mindful about their energy and water consumption.
Su Ching and Ben are passionate about this environmental initiative and have shared with the community below what they hope to achieve.
I first met Dr John Fall in February 1976 having arrived fresh from Fiji as an undergraduate student. Like any typical international student, I was home sick, having never left Fiji before. I met Dr Fall on Sunday 22 February at dinner, my second day in Australia. He became a lifelong friend, mentor, teacher and inspiration.
University Hall (UniHall) residents Su Ching Lee and Benjamin Wong are the new Environmental Community Advocates for the Hall. Together they have taken a proactive approach to raise awareness about the environment, energy saving, water usage and food wastage by implementing a variety of community driven initiatives.
UniHall Community Advocate Eleanor Jones | Mental Health Awareness
Mental Health is something many shy away from or don't understand. UniHaller Eleanor Jones is one of our new University Hall (UniHall) Community Advocates who has put her hand up to support and raise awareness of mental health amongst the Hall community.
CRICOS Code: 00126G


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Vacancy: Medical Internship in Palampur
Company: Oyster Worldwide
Category: Care Work Projects (Hospice, Medical, Nursing Homes)Dates: All year round, placements 2 – 12 weeksCost : From £925
Live the life of a local doctor or nurse in the beautiful green landscape of Palampur, in the north of India. Day to day you will shadow fully qualified doctors/nurses and intern in a variety of different departments. This internship will give you a true insight into how the healthcare system works in India.
You can add our highly-recommended, week-long cultural and language orientation in Delhi and Agra, home of the Taj Mahal for some amazing sightseeing (more details below).
Our medical internship in northern India is designed for people not yet studying medicine but have a keen interest in the subject so it's a perfect placement if you are considering a career in medicine and want to find out if it's for you!
Palampur is a rural setting, surrounded by rice fields and tea plantations, it is completely different to the hustle and bustle of Delhi.
As an intern, you will learn how to carry out different medical procedures and you will get first-hand experience of what it is like to be a doctor or nurse in India. You will work with a number of health institutions in Palampur, including hospitals, nursing homes, physio centres, dental clinics and centres that provide alternative and traditional forms of medicine.
Whether you are considering a medical, nursing or physiotherapy course at university, or you're a current student, this programme is the perfect way to gain medical work experience. This will look great on your CV and help you to stand out from others as well as allowing you to create memories that will last a lifetime.
On this internship you will learn from medical professionals, all of whom are keen to work with you and pass on their knowledge in this field. You can expect to work alongside staff from various departments each day, meaning you will get to see variety of medical procedures. Interns can work in numerous departments, including:
If you wish to specialise in a particular department please let us know.
Interns should expect to work 5 days a week, between 9.30am and 2pm. At 2pm, interns can head back to their accommodation for lunch and free time. There are yoga classes on the rooftop of the house and a number of tours you can enjoy in the afternoons.
What experience do I need?
The programme is ideal for people who have studied or are considering studying medicine, nursing or physiotherapy.
Interns should be flexible, enthusiastic and have a good work ethic. In return, you will gain a valuable experience that will help in your future medical career.
Accommodation and food
Language and Cultural week
In preparation for your intern programme, we recommend taking part in our optional language and cultural weekin Delhi for an additional £415.
The language and cultural week provides an opportunity to relax, find your feet, recover from the journey and learn lots about your new home. We provide Hindi lessons, including key words and phrases that you will find useful when you arrive in Palampur.
The programme starts on the 1st and 3rd Monday of every month and takes place the week before you head to Palampur to begin your medical internship.
Main Category: Care Work Projects
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Journal of Medical Internet Research
October 2018
General Practitioners
Country of origin: USA
Click for Full Details: www.jmir.orgThe "Journal of Medical Internet Research" (JMIR; ISSN 1438-8871, Medline-abbreviation: J Med Internet Res), founded in 1999, is a leading health informatics and health services/health policy journal (ranked first by impact factor in these disciplines) focussing on emerging technologies in health, medicine, and biomedical research. JMIR was the first open access journal covering health informatics, and the first international scientific peer-reviewed journal on all aspects of research, information and communication in the healthcare field using Internet and Internet-related technologies; a broad field, which is nowadays called "eHealth" [see also What is eHealth and What is eHealth (2)], which includes mHealth (mobile health). This field has also significant overlaps with what is called "consumer health informatics.", health 2.0/medicine 2.0, or participatory medicine. This focus makes JMIR unique among other medical or medical informatics journals, which tend to focus on clinical informatics or clinical applications. As eHealth/mHealth is a highly interdisciplinary field we are not only inviting research papers from the medical sciences, but also from the computer, behavioral, social and communication sciences, psychology, library sciences, informatics, human-computer interaction studies, and related fields.
The term "Internet" is used in its broadest sense, so we are also interested in studies and applications of mobile technologies and social media (which often use the Internet as an underlying technology) or even the "Internet of things" (e.g. connected home appliances, domotics etc).
Click for Full Details: www.jmir.org
Patient opinion database June 2019
Hyperhidrosis Society website June 2019
Renal Care gets personal May 2019
ERres evidence-based and up-to-date app April 2019
SEND: guide for health professionals April 2019
The Nursing Roadmap for Quality April 2019
CHEST Journal App March 2019


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Milton Keynes - A first-half Oscar hat-trick together with Eden Hazard's first goal of the season gave Chelsea a comfortable 5-1 victory at Milton Keynes Dons in the FA Cup on Sunday.
Chelsea remain undefeated in eight games under interim manager Guus Hiddink and this impressive fourth-round display confirmed the progress that they have made under the Dutchman.
The win ensures that Chelsea remain in contention to repeat the FA Cup success they enjoyed when Hiddink was last in interim charge of the club in 2009.
And the manager had every reason to be satisfied with the way his side eased their way to victory at Stadium MK, albeit against second-tier opposition.
Oscar's goals grabbed the attention, but Hazard's penalty, his first goal in 30 appearances for his club, came as a huge relief.
Burkinabe international Bertrand Traore was also on target with his first Chelsea goal.
Hiddink signalled his intentions by fielding a strong side, although he did take the opportunity to hand rare starts to left-back Baba Rahman and young midfielder Ruben Loftus-Cheek.
With loan signing Alexandre Pato not eligible to play and both Loic Remy and Radamel Falcao injured, Diego Costa led the line and his work alongside Oscar quickly nixed any chance of an upset.
After a dominant start, Chelsea took a 15th-minute lead courtesy of a defensive mistake.
An underhit back-pass by Kyle McFadzean allowed Costa to advance on goal and the striker unselfishly squared the ball for Oscar to finish into an empty net.
It was to MK Dons' credit that they responded positively and drew level six minutes later when Darren Potter's shot took a deflection off Nemanja Matic and looped over the leaping Thibaut Courtois.
However, the gulf in quality between the teams meant it was only a matter of time before Chelsea asserted their superiority, although goalkeeper David Martin did his best to hold them at bay, saving well from Hazard before Costa nicked the ball off the toe of Oscar in front of goal.
Another chance quickly came Oscar's way and this time the Brazilian made no mistake with a well-placed finish in the 32nd minute.
The playmaker, operating on the right on this occasion with Loftus-Cheek filling the central role, completed his hat-trick when he cut in from the left and found the corner of the goal with a well-placed right-foot shot.
The home side had offered little resistance and the pattern of the game was maintained after the break when Hazard was tripped by Potter in the 55th minute.
Chelsea skipper John Terry intervened to ensure Hazard took the penalty and the Belgium rolled the ball home to his obvious relief.
Substitute Traore then completed a routine victory for the visitors when he finished with a first-time shot after Hazard had chased Cesc Fabregas's pass out to the byline before setting up the Burkina Faso youngster.


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Year 2 - Habitat Map
This is our updated habitat map of the school which clearly shows the work we have done in increasing biodiversity on our school grounds over the time we have been working on the biodiversity flag. Look at our year one habitat map below and you will see the difference we have made!
Green Schools Flag Renewal Visit
On Monday 15th January 2018, Dean Eaton from the Dun Laoghaire-Rathdown County Council came in to visit the Green Schools Committee from Harold Boys'. The Green Schools Committee from 2nd to 6th class talked to Dean in the hall and explained how we had completed the seven steps needed for our Biodiversity flag. Then a smaller team from the committee gave Dean a tour of our school grounds to show him the improvements we have made whilst working on this flag. We showed him the biodiversity equipment, the Green Schools board, Biodiversity board and our year one and year two maps of the school grounds. We would like to thank everyone in the school for their hard work on the biodiversity theme especially our caretaker Marvin who does a lot of behind the scenes work and who we wouldn't be able to renew our Green Flag without.
Green Schools Committee Meeting
Present for meeting: Adam and Matthew (2nd), Adam and Andrew (3rd), Andre and Darragh (4th) Mauro and Milan (5th), Ciarán, Gabriel and Rory (6th) Ms O'Neill and Mr Smith
- Renewal visit next week - revise seven steps and have a look at lists of work done in each of their team areas
- Finish habitat map and update biodiversity board
- Biodiversity team check equipment around school grounds
- Make sure each class knows the Green Code/biodiversity slogan
- New plant pots at front door
Secretary for meeting:
Ciarán Fitzgerald
Green Schools News
Harold Boys' Green Schools Committee
May 2019


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Titles also available at select online retailers such as Barnes & Noble, Tower Books, Books A Million and IndieBound.
The Sharing Moon
Elijah is different. He's confused. And he used to be alive.
When eighteen year old Elijah Solomon dies, so do all of his memories. A mysterious message sends his lost soul back to change the life of one girl, and relive a very intriguing world. It isn't easy having a second chance, Elijah soon realizes. Dreams reveal clues from his past he isn't prepared for.
Seraphina Adams lives with her emotionally distant mother and battles the darkness in her own mind. After the loss of her father, Sera finds that opening up and learning to trust can be the hardest things to grasp.
Until she meets Elijah, the most beautiful boy she's ever seen.
A Halo Sun
Damian Cass died when he was a teenager at the hands of his own father. A hateful soul afterwards, and lost in between realms, his only solace was to find someone to torment, someone else to blame for his father's evil ways. Until Damian is sent back unwillingly for another chance at life. A life he can't fully remember.
Aurora McKay has lost everything important to her. Living on grief and hope, she hangs on by a thread each day. When she ends up in the very same place Damian lands, the last thing she expects is to feel anything for him—a boy who has as many secrets as she does.
In this sequel to The Sharing Moon, the most difficult paths lead two people on a journey they never imagined. One where both fear and belief bring forgiveness to a heart that was never supposed to feel love.


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Book Details
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All books are in very good condition
unless otherwise stated.
Photographs are available on request. If a book is not as described it is returnable
within 7 days of receipt for a full refund. All prices are quoted in pounds
Postage will be charged at cost, for further information please see How To Order
Edited by Kenneth Curry. New York & London. Columbia University Press. 1965. 2 vols. pp. xxii, 552; 566. Frontis in each vol. 8vo. D/Ws. Vol 1 1792 - 1810; Vol 2 1811 - 1838. A very good copy.
Order Number: 1693
Website by Xtreme Multimedia


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Minnesota Music
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The Cactus Blossoms return to the Turf Club in January 2020 for a Monday-night residency featuring a lineup of special guests. Week four, happening Monday, Jan. 27, features special guest Joel Paterson, an extraordinary guitarist from Chicago.
Blood Harmony. Whether it's The Beach Boys, Bee Gees or First Aid Kit, that sibling vocal blend is the secret sauce in some of the most spine-tingling moments in popular music. The Cactus Blossoms — Minneapolis-based brothers Page Burkum and Jack Torrey — offer compelling evidence that this tradition is alive and well, with a deceptively unadorned musical approach that offers "creative turns of phrase, gorgeous harmonies, and an ageless sound" (NPR All Things Considered), not to mention spine tingles aplenty.


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Cainelli, Giulio; Montresor, Sandro; Vittucci Marzetti, Giuseppe
16 Citations
The paper investigates the effect of spatial agglomeration on firm exit in a dynamic framework. Using a large dataset at the industry-province level for Italy (1998–2007), we estimate a spatial dynamic panel model via a GMM estimator and analyze the short-run impact of specialization and variety on firm exit. Specialization negatively affects firm exit rates in the short-run. The effect is particularly significant for low-tech firms. The impact of variety on firm mortality rates at the industry level is instead less clear, although still negative and significant for low-tech firms.
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Brixiova, Zuzana
17 Citations
This paper develops a model of entrepreneurial start ups in an economy with costly firm creation, costly entry to the skilled labor market, and a mismatch between skilled workers and available jobs, as prevailing in many developing countries. It examines several mitigating policies, such as improving the business environment, reducing tax rates and cost of starting business, and subsidizing entrepreneurial search and skilled employment. To be effective, policies need to target the most binding constraints to productive entrepreneurship. When the constraints are on the side of firms, search subsidies would be more effective in encouraging productive start ups than subsidies to skilled employment, although fewer entrepreneurs may choose to operate in the formal sector than under the latter. Both types of subsidies should be phased out with reforms of the business environment and improved labor markets.
Burke, Andrew; Stel, André; Hartog, Chantal; Ichou, Abdel
Show all (4)
12 Citations
We undertake the first research to move analysis beyond estimating the propensity for a person to become an informal investor and onto the core concern which is the total volume of venture finance. We find that a 1 % increase in entrepreneurial activity increases the number of informal investors by 1.7 %. However, the average invested amount declines by 0.8 %, leading to a net positive total increase of about 0.9 %. This result indicates that, to a considerable extent, demand for informal investment creates its own supply. As a result, the research finds that market forces help solve finance constraints for new ventures and hence lessen the need for public policy intervention. This effect is stronger for males than females.
Wit, Gerrit; Kok, Jan
45 Citations
In this paper, we argue why, in our view, the so-called dynamic classification method should be favored when determining the contribution of small businesses towards job creation. First, it is the only method that consistently attributes job creation or loss to the size class in which it actually occurs. In addition, dynamic classification has two other advantages: (1) it is not vulnerable to the so-called regression to the mean bias, and (2) only a small number of aggregated data are required for its application. Using the dynamic classification, we analyze job creation within the different size classes for the 27 Member States of the European Union. Our main findings are as follows. For the EU as a whole, smaller firms contribute on a larger scale towards job creation than do larger firms. Net job creation rates decrease with each firm size class. This pattern occurs in most industries, however, not in all; the manufacturing industry and trade industry show different patterns. At the level of individual countries, the net job creation rate also tends to decrease with each firm size class. However, this relationship is not perfect.
Lepoutre, Jan; Justo, Rachida; Terjesen, Siri; Bosma, Niels
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158 Citations
Although there is a high level of practitioner, policymaker, and scholar interest in social entrepreneurship, most research is based on case studies and success stories of successful social entrepreneurs in a single country. We develop a methodology to measure population-based social entrepreneurship activity (SEA) prevalence rates and test it in 49 countries. Our results provide insights into institutional and individual drivers of SEA. Using the Global Entrepreneurship Monitor (GEM) methodology of Total Entrepreneurial Activity (TEA), we find that countries with higher rates of traditional entrepreneurial activity also tend to have higher rates of social entrepreneurial activity. We develop a broad definition of social entrepreneurship and then explore types based on social mission, revenue model, and innovativeness.
Garrett, Robert P., Jr.; Holland, Daniel V.
13 Citations
Economic theories of entrepreneurship propose elements that enhance or hinder entrepreneurial action on a macroeconomic level, while individual-level approaches seek to explain why some individuals are more likely than others to engage in entrepreneurship. However, recent theorizing by scholars has introduced a more integrated approach to entrepreneurial behavior that relates both external and internal factors to entrepreneurial action by considering how uncertainty and motivation affect entrepreneurial attention and evaluation. In this paper, we consider how environmental uncertainty and complexity differentially affect the motivations of independent entrepreneurs and corporate entrepreneurs to engage in entrepreneurial action. While examining how uncertainty and complexity affect macro-level entrepreneurship, we also explore how individual differences between corporate entrepreneurs and independent entrepreneurs affect entrepreneurial decision-making. By examining the role schemas of entrepreneurs, we construct a theoretical framework to explain why corporate entrepreneurs may behave differently than independent entrepreneurs under the same set of environmental conditions. Important implications are outlined for researchers, entrepreneurs, and policy makers.
Casey, Sarah R.; Hamilton, Robert T.
19 Citations
Drawing on traditional models of multinational expansion and organisational learning, Brouthers et al. (J Int Mark 17:21–38, 2009) prescribe that in some circumstances, small firms exporting from small countries should concentrate their exports into a single overseas market. These particular circumstances pertain to small Greek and Caribbean exporters in mature low-technology industries. This research extends this 2009 study to the same size group of small firms in another small country, New Zealand. Model estimation involved multiple regression methods on survey data from 249 small New Zealand exporters. Contrasting with Brouthers et al.'s advice, this study finds that small New Zealand exporters should not concentrate their exports into one or a few overseas markets. Success for these small firms stemmed from higher rates of R&D expenditure and multi-market exporting through company-owned channels in distant markets. These differences reflect the different environments and sample characteristics between the two studies. The paper contextualises further the evidence base on the strategies that small firm owner-managers should pursue and policy makers should promote.
Stull, William J.
1 Citations
Despite the importance of entrepreneurship in market economies, it is seldom given extensive coverage in undergraduate economics courses. Authors documenting its limited treatment in textbooks call for more in-depth, microtheoretic analyses that go beyond definitions and descriptions. The present paper represents an initial attempt to fill this gap in our pedagogy by describing a simple model of the entrepreneur "plunge" decision that is appropriate for intermediate microeconomics (and related) courses. The model, an extension of Scitovsky's classic theory of the owner-managed firm, provides a formal analysis of the choice between paid employment and entrepreneurship that is based on utility maximization and takes into account the pecuniary and non-pecuniary benefits/costs of the two options. The intellectual origins and classroom presentation of the model are also discussed.
Martiarena, Aloña
29 Citations
This paper discusses the determinants of becoming an intrapreneur. Individuals maximise their utility while deciding among three occupations: independent entrepreneurship, paid employment and intrapreneurship. I show that intrapreneurs resemble employees rather than entrepreneurs. Specifically, comparing the decision-making of intrapreneurs to that of entrepreneurs, the former are significantly more risk averse, expect lower but less uncertain reward and are broadly endowed with a poorer set of entrepreneurial abilities; despite having higher levels of human capital they fail to recognise business opportunities and have lower confidence in their entrepreneurial skills. A distinction within the category of intrapreneurship, based on the level of engagement and therefore the level of personal risks they bear, adds to our understanding of intrapreneurship. Engaged intrapreneurs, i.e., intrapreneurs that expect to acquire an ownership stake in the business, unlike the rest of intrapreneurs, share the attributes usually assumed to characterise entrepreneurs.
Martínez-Sola, Cristina; García-Teruel, Pedro J.; Martínez-Solano, Pedro
39 Citations
Financial literature discusses the motives for trade credit provision by suppliers in depth. However, there is no empirical evidence of the effect of granting trade credit on the profitability of small and medium-sized firms. We examine the profitability implications of providing financing to customers for a sample of 11,337 Spanish manufacturing SMEs during the 2000–2007 period. This article also examines the differences in the profitability of trade credit according to financial, operational, and commercial motives. The findings suggest that managers can improve firm profitability by increasing their investment in receivables and that the effect is greater for financially unconstrained firms (larger and more liquid firms), for firms with volatile demand, and for firms with bigger market shares.
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Everyone loves a good comeback story, right? They just have a way to make you feel all warm and fuzzy inside! So, if comeback stories are good, it's only natural that comeback stories involving dogs are even better!
We've put together a list of the 12 most heart-warming, soul-wrenching, tear-jerking dog rescue stories we could find. They may seem sad at first, but keep reading. They get better! And, if you're just dying to know, they all have happy endings!
So, without further ado, check out these almost unbelievable dog rescue stories! Arf Arf!
#12 Sammy
Poor Sammy was in awful shape when he was rescued by the Quebec Society for the Protection of Animals in Montreal, Canada. After some tender loving care, she is looking much better these days and is now available for adoption!
Read down to the last slide to see another super furry pooch!


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ToeJam & Earl: Back in the Groove Drops Publisher and Receives Fall 2018 Release Window
ToeJam & Earl: Back in the Groove will be releasing on PC and consoles this fall, though Adult Swim Games ins't publishing the game anymore.
All the way back in 2015, HumaNature Studios successfully crowdfunded ToeJam & Earl: Back in the Groove, a successor to the classic Sega Genesis series, and picked up Adult Swim Games as a publisher. Today, HumaNature Studios founder Greg Johnson revealed that the game will be releasing on PC and consoles sometime this fall, though Adult Swim Games is no longer publishing.
According to Greg Johnson, the decision was a mutual one between HumaNature Studios and Adult Swim Games. The latter is releasing several big games later this year, and ToeJam & Earl: Back in the Groove risked being pushed back even further if Adult Swim Games remained the publisher. While self-publishing can be risky, the developers confirmed to backers that they have experience in doing that, so the game's launch should go smoothly:
"Going forward Adult Swim Games is no longer going to be our publisher. Instead we are going back to self-publishing! Adult Swim Games has some other big titles they plan to launch this summer so when Back in the Groove pushed back, we both agreed that it made sense for them to hand us the reigns, rather than taking a chance on this getting pushed back any more. Also I'd like to say how deeply grateful I and all of us here at HumaNature Studios are to Adult Swim Games. We wouldn't have gotten this game to this point without them…seriously. Thank You Adult Swim!"
When it comes to the game's state in development, the developers plan on releasing a Closed Beta build to Early Access backers, which will be active between July 5 and July 19. As for the console versions, HumaNature Studios is planning on submitting ToeJam & Earl: Back in the Groove to Nintendo for certification soon, and will be doing the same with the other versions in the coming weeks and months.
Check out the newest trailer for the game, which confirms the fall 2018 release window, and screenshots below. ToeJam & Earl: Back in the Groove is expected to land on PC and consoles sometime this fall.


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What #ProcessFirst Means for the Next Iteration of Shared Services At BD
Paul Bartley, Director of Global Shared Services, Becton Dickinson shares his vision
At Becton Dickinson the current SSO strategy is called Process First – to get the process folks involved at the planning stage. Shared Services have contributed in two major integrations. Right now the focus is on driving revenue, given that cost synergies have been assimilated already.
BD is "out in front" in the robotics space, says Paul, having worked with a vendor for over 2 years and more than 100 bots in place already. And not one person has been let go as a result of robotics, he explains.
"The robots are busy with the mind-numbing parts – the humans are working on analysis," is how Paul explains it.
Watch the interview below


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Omega ST345.0809
Vintage Speedy Moon Rare Model "Full Set"
Year 1988 Stock no. 12075
- 020 7495 4882
- Request more info
- Two year warranty
One of the rarest, most desirable Speedmasters of Omega's modern age and the first to feature a moonphase. Only 1300 pieces were made over a short 3 year period. Remarkably, this example has come to us in almost untouched (and certainly never polished) condition with a beautiful Tritium "big moon" dial and complete with its Omega box and certificate from 1988. Easily the best example of this elusive model that we've ever seen.
Stock No. 12075
Year: 1988
Ref.: ST345.0809
Material: Stainless Steel
Size: Large 42mm
Movement: Manual Chronograph Calibre 866
Waterproof: 50m
Box Info: Original Box
Extras: Original Certificate
Strap: Stainless Steel
Our price: SOLD


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The varsity football team raced to a 43-0 halftime lead against the Flint Jaguars at Atwood Stadium in last Friday's 49th Homecoming game. Quarterback Joe Beauchamp led the offense by running for 2 TD's and tossing for 174 yards and a pair of TD passes. Luke Phillpotts snared a 56-yarder and Joe Zorn hauled in an 18-yard TD pass. Holden Warner recovered a fumble forced by Zorn, and later Warner found paydirt on a 3-yard run. Phillpotts added to the party with a 54-yard punt return TD.
Kyle Chalut drilled 5 extra points and Zorn added a 2-point conversion catch to complete the scoring.
Powers' defense top tacklers were Colton Kidd, Luke Weishuhn, and Zorn as the defense surrendered only one touchdown. Additionally, Logan Murray pounced on a Jaguar fumble. For the most part, Charger defenders and kick coverage units hustled and harassed the Flint receivers, quarterback, and return men the entire night. It was a complete TEAM effort by every man on the roster.
Powers Catholic will take a 4-3 record into next Friday's Atwood Stadium game against old rival, Grand Blanc. Game time, 7 pm. Be there!


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Man Trips don't have to be just about having fun and spending time with the guys, they can also be educational or even help others by contributing to your community, raising money, or just simply raising awareness about important issues.
One great way to do this, while also planning a great mancation is to visit Chicago and participate in the annual Bike the Drive event - as part of the Chicago leg of the American Diabetes Association's Tour de Cure. If you would like to help me raise money, please click on the Tour de Cure image to visit my fundraising page.
Last year was my first year taking part in this great event, and despite the fact that I had to wake up before dawn, drive to Chicago in pouring rain, and ride in wet clothes, I had a BLAST and so did my wife.
That's why we are going to be doing it again this year on May, 25, 2008. For those of you not familiar with the annual Bank of America - Bike the Drive event, it is a 15 mile or 30 mile bike ride along Chicago's Lake Shore Drive, starting at Grant Park (Buckingham Fountain - think of the the fountain in Married with Children) and goes 7.5 miles north and 7.5 miles south of there. During the race time, the city also shuts down the road to car traffic, so bikers have a great road with plenty of space to ride.
Personally I am not a racer, so I was a bit nervous last year about being the "slow guy" but I was pleasantly suprised to find that I was the norm, riding my cheap mountain bike ... sure there were plenty of pros with their fancy bikes who probably completed all 30 miles before I even completed the first half of my 15, but that's ok.
This ride is all about having fun!
Another benefit for me, was that this ride is a great excuse to get in shape again after the long Chicago winter! Last year was the first time I had ridden a bike in more than 15 years, but with training I had no trouble completing the ride. So, if I can, you probably can too!
While Bike the Drive is obviously a Chicago event, the American Diabetes Association organizes Tour de Cure bike rides in 40 states nationwide that you can participate in, and this is only one of many opportunities to raise money for good causes all year round. Last year, 32,000 riders in 78 events raised more than 13 million dollars! If you are interested in joining our team or helping us raise money, please visit my Tour de Cure page. Currently I have raised nearly $200, but would love to meet my goal of $600, so any help is appreciated!


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Information evening for interested parents and children at Freie Schule Anne-Sophie
Künzelsau. Freie Schule Anne-Sophie invites interested parents who would like to enroll their children at the school for the school year 2009/2010 to the second information evening this fall.
The evening will take place
in the hall of Freie Schule Anne-Sophie
Hermersberger Str. 101,74653 Künzelsau,
on Wednesday, 10 December 2008
at 19:30
On the spot, the participants may get an idea of what learning is like at a school that focuses on autonomous learning in houses for different age groups. Frieder Münz, principal of Freie Schule Anne-Sophie, and Peter Fratton, consultant and interim principal of the primary level of Freie Schule Anne-Sophie, will present the pedagogic concept and give further information on the admission procedure.
Students currently attending other schools and interested in Freie Schule Anne-Sophie are also invited to take part in the information evening.
Please register for the event at the school's office under 0049-7940 931130.
The admission procedure will be held from January 2009 on. For the new school year, preschool-age children of five years and older as well as students of the primary and secondary level (up to grade 9) are admitted. Children of the preschool/entrance level (five years old) may be admitted every six months (next date: February 2009).
Freie Schule Anne-Sophie: The educational concept
"Every child stepping on this new path of learning is to leave Freie Schule Anne-Sophie as a winner!", Bettina Würth describes her motivation to found the school.
Freie Schule Anne-Sophie is a private school with all-day care for all school careers - from preschool to high-school diploma. The school has its own educational concept. It offers a learning environment designed for individual, autonomous and target-oriented learning.
Every learning partner (student) is to be given the opportunity to go his/her own way at his/her own pace, thus reaching his/her own goals. Learning coaches (teachers) promote and demand performance of the students. In order to achieve this individuality as regards learning, the school's architecture and structure has been formed in such a way that there are manifold inspirations that trigger off independent learning.
"Autonomous learning in an especially designed environment and with a respectful way of dealing with each other", is an essential principle in the concept of Freie Schule Anne-Sophie. Here education means to design the environment in such a way that students may learn, think and act in a target-oriented and relaxed manner, however, in their own way. With its architecture, the new campus that Freie Schule Anne-Sophie moved to in September 2008 is to meet this demand.


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OTB Boots
Ok, I have been alluding to the OTB Jungle boot project for awhile but here are the first pics…
Back to the future. A 21st century take on the venerable jungle boot.
The laces are a modified sausage style.
The sole design pays homage to the Panama Tread.
OTB took an entirely different approach to drain holes.
Carry your Solio charger in style. Solio's new Tread line of accessories not only looks good but is manufactured from recycled tires.
UK a company well known in the diving world, is releasing a new reinforced hanger intended for wet suits. But it is strong enough for a 175 lbs man to do pull ups from it so it will support body armor. What's more it has a built in fan.
McNett has a new product currently called Rank Away but this name my change before it reaches market. It is designed to kill bacteria that causes odors and will help with that stinky armor problem.


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This past spring I signed up for the Crawlin' Crab 5K & Half Marathon as their Shell Yeah Challenge. The 5K race was Saturday, October 4th with the half marathon on Sunday (there will be a post about that race).
I had found this race to knock Virginia off the half marathon list, but when they presented their Shell Yeah Challenge it just made sense to go and do that. Essentially, if you ran both races you got more bling. I won't say no to more bling! I would have done a short shake out run on Saturday anyway, so why not get a medal for it?
I actually got to the Norflk area late Thursday night and had spent Friday enjoying Norfolk before heading up to Hampton for the race. Their expo was open on Friday evening, so I had just planned to get all my bibs, swag and race stuff then so I didn't have to worry about it after the 5K.
The expo was a lot smaller than I thought it would be, but I guess when you compare the size to the number of runners, it made sense. I had to get in 2 different lines to pick up both bibs. They really should have the Shell Yeah Challengers in one line to just pick pup both bibs. What took the longest to pick up the bibs is that EVERY ID was checked. The woman apparently didn't get my PA license and just kept looking at me funny. It was a little annoying.
After getting the bibs, I went to get a wrist band so that I could drink after each race. Then I headed to get my shirts. I got a shirt for each race and for once a women's medium actually felt like a women's medium and both shirts fit! More importantly, they were a longer cut (YAY!) and both different. One was a v-neck and one was a regular crew neck and different colors. Once I got my race bags, I went to check out the vendors. I did my best not to buy anything, but I ended up getting The Stick in travel size. I've been wanting one for awhile and it was on sale, so why not?
Morning of the race, I did not want to get up! Go figure, right? I finally rolled out of bed at 7am and since my hotel was only about a half mile away from the start line, I decided to walk over so get my legs moving and get any nerves out.
I got dressed, ate breakfast and was out the door within 30 minutes. It was nice weather, but starting to get a humid out. The race started at 8am and I made it over to the start line area by 7:45am. I hung out a little outside the corral and with about 8 minutes left, I got into Corral 2 to line up.
The start corral system was very well laid out and had no issues getting into the corral. There were lots of volunteers to point out where to go, which is always nice as well.
What I really liked most about the start was their corral start and how they not only gave about 90 seconds to 2 minutes between each corral, but volunteers walked each corral up to the start line for their start. At 8am, Corral 1 took off and about 90 seconds later, it was corral 2's turn!
I was thinking I'd run about a 33-minute 5K as I didn't feel I had any speed, plus running the half the next day, I didn't want to ruin the legs either. Plus, let's be honest, I am still pretty darn slow right now.
There was a lot of space on the course and I never once felt crowded in, even in the beginning. The course was an out and back and it was nice that it was completely different area than what I'd be running the half marathon. The only course that was the same was the .25 mile going to/from the start and finish line area.
When I got to mile 1, i checked my watch and was in disbelief that I clocked in mile 1 at 9:42. Um, where did that come from? I tried to slow down, but surprisingly I still felt good. The one water stop was at mile 1.5, so I skipped that and kept on going. There were a fair amount of turns on the course, but everyone was pretty good at actually keeping pace and not slowly down and crowding the turn.
Mile 2 came and went and I slowed down a little but was still sub 9:50. Now I was all confused. Did I just slow down drastically and finish slow? Or just shoot and try to go sub 30 minutes? I said screw it and went for the second one.
We turned into the finish area and had about .25 miles left and I was right being around 30 minutes. I kicked into into a higher gear and said let's do it. I crossed the finish line and my watch said 30:10. I ended up being just over the 30 minute goal, but considering I thought I was going to finish in 33 minutes, I was still quite shocked.
After getting my medal, some snacks, water and Gatorade I figured I'd just head back to the hotel. Instead, last minute I detoured into the finish line party.
They had turned one side of the expo space into a fun beer, food and dance area. The post race food they offered was two different types of soup in a bread bowl. Not necessarily what I'd normally eat post race, especially at 8:45am, but it was rather tasty.
They also had several beer stations set up and with the 5K race you got 2 free beers. I am not much of a beer drinker, especially after I run, but I figured I'd try one of them. I honestly don't remember which one I tried, but it was some wheat beer. It was OK. Got about 1/2 the beer down before I just gave up.
Since I was also there by myself, I saw a stand up table and joined another runner to eat our soup and enjoy our beers. We got to talked and within time 2 others joined us. The one lady who joined us, Coretta form Richmond, was super sweet! We were talking with the other 2 individuals about taking the splurge and singing up for your first half marathon. Coretta mentioned she was running the Army 10 miler coming up. She wasn't sticking around for the half marathon though. I ended up running into her when I returned to the hotel and she mentioned to me that she was coming to Pittsburgh for a convention next summer. I told her to look me up and we'd go for a run. Even though I was at the race by myself, it's wonderful runners like Coretta that remind you that you're never alone at a race!
Overall, this was a fun race! It really got me excited to run the half the next day! I was very happy with my first experience of J&A Racing. They really have their game together and know how to put on an excellent race.
After the race, I grabbed some lunch and then headed off to Williamsburg for the rest of the day. I hadn't been there before and it wa sa gorgeous day out, so why not take advantage of being close by! It was a great way to spend an afternoon. I tried to take their shuttle as much as I could so limit time on my feet and when I started feeling my legs get tired, I knew it was time to head back to the hotel to grab dinner and relax for the next day's race.
Next up: Crawlin' Crab Half Marathon. First half marathon since April.. bring it on!


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Why should member agencies use this product? What is the potential market? How many agents have the product now and market this product? What is the member advantage in offering this product? What does it cost an IIAT member agency to become an authorized agent? Who is IIG? Is the product endorsed by any other trade association or used by any large companies?
What are Mexico's entry requirements? How do I get a tourist permit? What about business travelers? How do I get a vehicle importation permit?
Q: Why should member agencies use this product?
A: The IIAT/IIG online Mexico tourist auto insurance program enables an agent to offer a wider variety of products to customers without additional investment. Most often agents are sending Mexico tourist auto insurance business to other agents who traditionally have specialized in this market. This is primarily due to the laborious process involved in becoming an authorized agent, meeting production quotas and issuing the policy via an application process with pre-printed forms. The IIAT/IIG system removes these obstacles. The system is paperless except for the policy itself which is printed out on the agent's computer printer. The policy is issued and all accounting and production monitoring is built into the online system, enabling the agency to simply look at its online production report at any time for number of policies sold, gross premium, taxes, fees and commissions earned. This streamlines agency operations and reduces operating costs. The IIAT/IIG system eliminates the need for an application and pre-printed forms entirely. Additionally, direct writers have now entered the Mexico tourist auto insurance market having realized its size and potential.
Q: What is the potential market? How many agents have the product now and market this product?
A: The Mexico Tourism Department estimates that 26 million autos enter Mexico from the U.S. annually. Of these, 14 million proceed to the interior of Mexico. A customer's U.S. insurance is not recognized in Mexico. This product is currently available through thousands of independent agents, primarily close to the U.S./Mexico border; however, many agents now offer this product in markets some distance from the border regions.
Q: What is the member advantage in offering this product?
A: Examples of member advantages would be better rates, lower costs, higher commissions, lower volume commitments, etc. This is one of the most important questions. IIAT/IIG is the only distributor of Mexico tourist auto insurance to offer online, immediate quotes from multiple underwriters plus and issuance of the actual policy.
Q: What does it cost an IIAT member agency to become an authorized agent?
A: There is absolutely no cost involved other than the time it takes the agent to become familiar with simple policy issuance procedures and production tracking features. This can be accomplished in 10-15 minutes.
Q: Who is IIG?
A: International Insurance Group (IIG) was formed in January 2000 by Jim Labelle, CIC, president, to take advantage of the booming Mexico tourist auto insurance market. Prior to forming IIG, Labelle managed a Mexico insurance unit for Arthur J. Gallagher, the world's 4th largest insurance broker. IIG's partner company, Internet Software Designs, George Howington, president, designs, develops and hosts numerous insurance industry-related websites. IIG also operates a website (segurosautousa.com) that markets U.S. insurance for Mexican nationals visiting the United States.
Floyd Woods, MGA, and marketing director, was general manager of Sanborn's Mexico Insurance for more than four years. In only three years IIG has become the largest MGA specializing in this market, due primarily to IIG's focus on agent relationships, quality products, higher commissions and a simple distribution system.
Q: Is the product endorsed by any other trade association or used by any large companies?
A: Yes, currently the following are using IIG for issuing Mexico tourist auto insurance: Automobile Association of Arizona (aaaaz.com), American Family (amfam.com), Superior Access (superioraccess.com) and Market Scout (marketscout.com). A number of MGAs with more than 1,000 agents/producers are also using IIG. The Independent Agents & Brokers of the West is also offering this product . Recently, Independent Insurance Agents magazine named the IIG web site "One of the Top 100 Insurance Websites for 2003." The Insurance Journal (May 19, 2003 Technology Issue) featured a review of IIG and its online capability. It reported how the company is using the latest cutting-edge technology in the distribution of insurance products and how receptive agents are to this technological change.
Q: What are Mexico's entry requirements?
A: The Government of Mexico requires that all U.S. and Canadian citizens present proof of citizenship and photo ID for entry into Mexico. A passport is recommended, but other U.S./Canadian citizenship documents such as a certified copy of a birth certificate, a Naturalization Certificate, a Consular Report of Birth Abroad, or a Certificate of Citizenship are acceptable.
U.S. and Canadian citizens do not require a visa or a tourist card for tourist stays of 72 hours or less within "the border zone," defined as an area between 20 to 30 kilometers of the border with the U.S., depending on the location. U.S. citizens traveling as tourists beyond the border zone or entering Mexico by air must pay a fee to obtain a tourist card, also known as an FMT; available from Mexican consulates, Mexican border crossing points and Mexican tourism offices.
If your declared destination is Central America you will need to obtain a Transmigrant Visa at a Mexican Consulate and use a Customs Broker to get your merchandise through Mexico.
Q: How do I get a tourist permit?
A: Tourist cards are available at immigration offices/booths at the border, at airports or other points of entry.
If you are a citizen of a country other than the U.S. and Canada, check with a Mexican consulate for regulations that may apply to you.
To obtain tourist permit immigration form (FMT), you must present a certified copy of birth certificate or a passport for each individual traveling into the interior of Mexico. The fee is approx. $30 USD* (per person) which must paid in pesos (*Exchange rate is $11.4 Pesos to $1 as of Aug. 1, 2004) at a Mexican bank.
Banjército banks are available to receive tourist permit payments. You can now fill out your vehicle permit online. (This link leads you directly to the form page.) Once you fill out the form, print it and present it to the Banjército official when you get to the Banjército office at the border. This will help expedite your permit process.
Banjército office schedules at the following Texas ports of entry:
Cd. Acuña/Del Río, TX
24 hours all week
Cd. Juárez/El Paso, TX
Colombia/Laredo, TX
8 a.m. till midnight all week
Gral Rodrigo Guevedo/Harlingen, TX
Nuevo Laredo/Laredo, TX
Matamoros/Brownsville, TX
Miguel Alemán/Roma, TX
Ojinaga/Presidio, TX
7:30 a.m. till 9 p.m. Mon-Fri;
7:30 a.m. till 4 p.m. Sat;
8 a.m. till 4 p.m. Sun.
Piedras Negras/Eagle Pass, TX
(Located in Allende, Coahuila,
approx. 45 min. past Piedras Negras)
Reynosa/Pharr, TX
9 a.m. till 5 p.m. all week
Reynosa/McAllen, TX
Q: What about business travelers?
A: Upon arrival those traveling on business must complete and submit a form (Form FM3 or FMN 30 days) authorizing the conduct of business, but not employment, for a 30-day period. Travelers entering Mexico for purposes other than tourism or business or for stays longer than 180 days require a visa and must carry a valid U.S. passport anywhere within the country, including the border zone. US citizens planning to work or live in Mexico should apply for the appropriate Mexican visa at the nearest Mexican consulate in the United States.
The government of Mexico strictly regulates the entry of vehicles into Mexico.
It is important for visitors to remember the following steps when crossing the border between the United States and Mexico by automobile. There are no compliance procedures if you are traveling within the Border Zone or Free Trade Zone (including the Baja California Peninsula and the Sonora Free Trade Zone). If you wish to travel past these zones, you will need to adhere to certain procedures. It is important to note that in the case of Baja California even though you can take your vehicle all the way to the end of the peninsula without a vehicle permit (see vehicle importation regulations), you must have a tourist card if you plan to go south of San Quintin.
Tourists wishing to travel beyond the border zone with their car must obtain a temporary import permit.
Q: How do I get a vehicle importation permit?
You can now fill out your vehicle permit online. Permits also may be purchased at any entry point into Mexico or by calling 800/44-MEXICO.
Once you fill out the form, print it and present it to the Banjército official when you get to the Banjército office at the border crossing of your choice.
*This is subject to change by the Mexican Government without notice.


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University Accommodation - The First Choice:
As an international student in a new country, among the many challenges that a student faces; finding proper accommodation ranks pretty high on the list. Most mid to large-sized institutions offer on-campus accommodation and usually international students are assured of a place on-campus in their first year of study. Additionally, a number of institutions in the USA have made it mandatory for their first year international students to stay on-campus.
Advantages of Staying in On-Campus Accommodation:
- Proximity to the classrooms and all university facilities like the library and gymnasium.
- Time is not wasted on travelling to the university from somewhere far away.
- Living in the dormitory/on-campus rooms fosters a sense of friendship and togetherness.
- In the USA, university accommodation comes with an optional meal plan; so getting food on time is not a problem.
- In case of medical emergencies, students can contact the on-campus medical support staff/team.
Other Accommodation Options:
Some students feel that living within the university curtails their freedom. In such a scenario students can choose to live in a home-stay, a private student hostel or rent an apartment or an individual house. A home-stay is a good option as this allows the student to stay with a local family and have food along with them. Private student hostels offer students accommodation across budgets from simple dormitory style accommodation to shared and single-rooms. Living in a flat or an independent house along with like-minded friends is a great way to bond and sharing costs on food and rent helps students' save money.
Pros and Cons of Non-University Accommodation:
- Students have the luxury of following their passions and interests and not bound by university accommodation rules.
- Students get to explore the city and country and also learn to become independent; this fosters a spirit of adventure and responsibility.
- The closer the accommodation is to the city-centre the costlier it is; hence students may have to travel a considerable distance from their residence to the university.
- Students who do not know how to cook may face problems and end up spending more on food and drink.
- Immediate access to medical care in case of a medical emergency is doubtful.
Finding Inexpensive Accommodation Abroad:
- Browse the internet - From international student chat groups to Facebook pages - the information available is useful and helps students make a wise choice.
- Websites like Studenthousing and Studentpad serve as a complete resource portal with reviews, pricing and booking facilities.
- Connect with international students on Facebook and Twitter to know about local accommodation options
- Check student bulletin boards for notifications on students looking for room-mates; websites like EasyRoommate are very useful.
Points to Note:
- Ensure that the accommodation is in a safe locality.
- Inform your institution, friends and faculty members your address of residence.
- Share your contact number with your local friends and your family.
- Keep in regular touch with your family email; Facebook and Skype have made this very easy.
- If you are leasing an apartment ensure that you read through the terms and conditions carefully.
- Get clarity from your landlord / accommodation manager on charges for utilities like water, electricity, telephone, internet and gas / heating etc.
- Get a bill or receipt for all payments made.
Living alone in a foreign land is challenging in many ways; but it also moulds students into free-thinking and strong individuals and helps them face the challenges of a professional career. Choose your accommodation option with care, a 'home away from home' will help you focus on your studies.
Image Credit: www.southampton.ac.uk


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When someone is asked to imagine a person living in Appalachia, they'll likely imagine a white person.
But the Appalachians have a significant African American population in certain places. The Washington Post's Emma Ockerman writes a fascinating piece about what it means to be an African American living in Appalachia, feeling "like a racial minority within a cultural minority."
It's part of a Post series called About US on issues of identity in the United States.
Ockerman takes us to the coal-mining town of Lynch in Harlan County, Kentucky, where 200 of the 700 residents are African American.
"If Lynch reflects the economic decline across the central Appalachian region, the outlook is worse for black Appalachians. There, black residents are twice as likely to lack a bachelor's degree compared with their white peers. By a slimmer margin, they're also more likely to experience poverty," Ockerman writes.
But the black residents of Lynch say they love their hometown and want to be recognized and respected as both African Americans and Appalachians.
University of Kentucky professor and poet Frank X. Walker has a name for African Americans who live in coal country: "Affrilachian." He founded the Affrilachian Poets, which gives African American writers a space to talk about their identities at the intersection of race and geography.
Affrilachian poet and West Virginia native Crystal Good told Ockerman that "It's important now for the people of West Virginia to speak up and show the diversity of the region."
The Rural Blog is a digest of events, trends, issues, ideas and journalism from and about rural America, from the IRJCI, based at the University of Kentucky. The Institute for Rural Journalism and Community Issues is an extension program for rural journalists and news outlets. It takes no positions on issues and advocates only for strong news coverage, responsible commentary and things that make them possible, such as open-government laws. For more information see www.RuralJournalism.org.


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Dallas' Own Roman Palazzo
A New Destination Spot Takes Shape in Highland Park VillageBY Christina Geyer // 03.06.17
Fendi's first luxury fur capsule collection, Grand Hotel, Rome, 1950
The first Fendi store, then a handbag-and-fur shop on Rome's Via del Plebiscito, 1926
Fendi's Via Borgognona boutique and fur atelier, 1964
Fendi X-Ray bag, circa 1950
Karl Lagerfeld, with Fendi chairman and CEO Pietro Beccari, at the opening of Palazzo Fendi in Rome
Silvia Venturini Fendi
Fendi KAN I bag, at the Fendi boutique
Fendi Spring/Summer 2017
Fendi Spring/Summer 2017
Fendi Spring/Summer 2017
Fendi Spring/Summer 2017
Fendi Spring/Summer 2017
In a New York Times fashion column penned by Bernadine Morris that appeared July 19, 1972, quick mention was made about a certain Roman collection: "Fendi is the fur house started by Adele Fendi. She runs it today with the aid of her five daughters. It has expanded into luggage and small leather goods. You see its handbags and carryalls on the streets of Rome, marked by the initial F …
The furs were designed by Karl Lagerfeld, the maverick German who works in Paris. He's partial to suits with fingertip length jackets that look like poplin rain suits but are lined with sable, or a coat of the same material that is completely reversible. He also lines parchment-color otter with ermine and favors blond colors in sable, mink and ermine. Talk about permanent elegance."
Permanent elegance, indeed. Forty-five years since this story appeared — and 91 years since Adele Casagrande Fendi and husband Edoardo Fendi first opened their fur and handbag shop on Rome's Via del Plebiscito — Fendi is still the epitome of Italian luxury.
While some things have not changed (Karl Lagerfeld still oversees the creative direction, and Fendi is consistently famous for its colorful, otherworldly fur designs), really everything has changed. Today, Fendi is more than just collectible It-bags (i.e.: the Baguette bag, which debuted to sell-out status in 1997); it's also coveted the world over for its extravagant women's ready-to-wear and accessories, Fendi Casa collection of home furnishings, luxury timepieces, menswear, and fragrance.
Fendi has also become a destination, with the opening last year upon the occasion of its 90th anniversary of the Palazzo Fendi in Rome — a marvelous and glamorous boutique and furrier with a private apartment for VIPs, the Fendi Private Suites boutique hotel, and Zuma restaurant.
The new boutique in Dallas' Highland Park Village, which opened quietly at the beginning of February, is our version of Fendi's grand Roman Palazzo, with the fashion house's full collections of womenswear and menswear, accessories, handbags, shoes, and furs.
A private, by-invitation opening party is slated for this month, and one can only hope that the Fendi contingent pops in for a glass or two of Prosecco.
Fendi, 16 Highland Park Village, 214.559.4846.


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Posted: June 14, 2019|
"Do you want to be a sex shop owner?", the actual operation may be different from what you imagined. Maybe you have played an lifelike sex doll or have seen an realistic sex doll, but you should have never done an sex doll! Recently, Steam has launched a novel simulation game called "Plastic Love", in which players will play an sex doll dealer to experience the difficulty of this professional fun.
Slow down, don't think about it, it's not that easy to be a sex doll operator. Although the player can face a group of sexy and beautiful love dolls all day, the game content is to design and manufacture the dolls, or to repair the damaged dolls sent by the customer service. As for how bad the customized sex doll is… The player's own brain is filled!
"Plastic Love" players will play the role of a store manager who simulates a fun doll shop, tailoring a variety of fun dolls for them according to the customer's order, or repairing damaged dolls, upgrading dolls, etc. . Run your own sex shop and build your love doll kingdom.
Compared to the fun doll factory, the game feels more like a human body construction factory.
(For example, make a good tooth)
(choose the color of the pupil)
(make a nail, be a delicate sex doll girl)
Posted: June 05, 2019|
1. Silicone/TPE sex doll is a sex toy or a humanoid companion
First of all, we define a silicone doll that is a solid doll, a sex doll, which is a kind of sex toy with high realism. The biggest feature in service is the ability to provide sexual services.
2. Is there any difference between having a silicone doll and having other sex toys?
In the past, there were many movies and reports that mentioned inflatable dolls. With the revolution of technology and the evolution of materials, there are now silicone dolls. People may need more sexual fantasies, such as visual, tactile stimulation, and psychological satisfaction, which creates a demand for artificial toys. Silicone dolls have a personal form, which is actually a derivative of sex toys. This is a one-sided view, just treating them as sex dolls. As users continue to increase their needs, they are becoming more and more aware of what they want and can better take care of their own desires.
3. Can a silicone sex doll replace an real person with emotion?
The doll can't replace the real person, but it can achieve part of the emotional satisfaction, repair the pain, repair the loss, and satisfy part of the psychological desire. There is feedback between the true emotions of people, that is, I have emotions for you, and you have emotions for me. Simulation doll, it is no way to feedback its emotions, or the feedback of this emotion is only imagined by the user.
The true kind of emotion will have power in people and will have an impact on people. In real life, people have a lot of helpless and incompetent places. The things that are imagined will of course give people a sense of pleasure. It creates a safe area for people to relax and have fun. But that is always just a world of its own, not a real feedback from the outside world.
4. Does the presence of lifelike sex dolls affect the intimacy in reality?
Silicone dolls are more of an alternative to real life. They are a kind of satisfaction. This is like the adhesion and control of a person in love. Silicone dolls can better satisfy this. If a person is frustrated in real life and disappointed with the real world, it is difficult to establish a good realistic relationship in the real world that cannot be fulfilled. On the contrary, silicone dolls can satisfy this part of the fantasy in the virtual world.
Posted: May 29, 2019|
Choosing a sex doll is a way harder than ordinary shopping.
With their lifelike size and all natural look, you can easily say that love dolls can be perfect companions. Real Dolls are Easy to fall in Love With, They have sexy bodies that are complemented by their clothing, and hair styles. Their faces can be created according to your desire and can have little or heavy make up. Many guys have confessed that they love their sex dolls in the way that they love a human. There is a certain truth to this.
If you suffer with penile inadequacy, impotence, premature ejaculation, low fertility etc, then you know just how damaging it can be to your confidence, self-esteem and the health of your relationship.
Research shows that men who are more confident with their penis size and sexual ability, enjoy a healthier sex life. When you possess a higher level of confidence it naturally shines through in all your encounters with women.
It's no secret that women are attracted to confident men. So by knowing you have what it takes to satisfy any woman you want, your confidence will grow and give you a big advantage over other men.Practising with lifelike sex dolls would be a good chioce.
Relationships with women can be hard. Relationships are risky to; they can fail and leave everyone heartbroken. Relationships are costly in terms of time, effort, and money. You aren't the only one who has had trouble with women.
Posted: May 22, 2019|
This reaction does not seem to be logical but logical. The host of the British BBC is to understand the industry information of the future sex doll documentary. This is the sex robot documentary that the BBC is preparing to shoot. Going deep into a large Japanese sex toy robot factory to understand the situation, and the fact is that he has experienced unprecedented shock and sadness.
The simulation dolls produced in the doll factory he visited even included mini sex dolls with childlike qualities. Where he was shocked by the subtlety of some surreal dolls. He asked the manufacturer what the doll was. In response, the factory owner said: I have to let the customer think about the actual age setting, but these exquisite sizes and features also leave a rich imagination for the customer. Of course, he obviously knows what this means.
Obviously for him, this encounter was terrible. He was frightened, tearful, and wanted to escape quickly. Selling child sex dolls in Japan is legally permissible, but people have to admit that there are many different ways to look at it, this is good. We know very well that we are so shocked when we face child sex dolls. Although it is the face of a doll without feelings, it can hijack the brain full of fallen thoughts.
We need to understand why it is so shocking when it comes to child sex dolls. Is it in the face of indifference when young girls are forced to have sex with dirty adult men, or strange plastic stimulation, or trafficking girls? Inability to take any action is incompetent.
Posted: May 13, 2019|
Before reading this blog, I believe that you have a certain understanding of the material, weight, body details, etc. of the doll. And you are eager to buy a dream sex doll. So many sex dolls on the market,find the one that suits you.
Appearance is not negligible for men, so be sure to choose a face you like when you choose. Nowadays, the sex dolls sold online are basically borrowed pictures of Japanese sex dolls, so be careful not to confuse them. If you buy in the online store, you must ask the owner to send a physical photo to show you even video.
Nowadays, the production of dolls on the market is generally started after the order is received and the production details of the dolls are checked, and the production cycle is generally maintained for about one week. The production cycle of TPE sex dolls is about three days. (The actual time may be advanced or delayed). So why are TPE dolls twice as short in production cycle as silicone? Because of the different molding processes, and the TPE's detail display ability is relatively weak, it can be packaged after it is basically removed from the mold, repaired, cleaned, and powdered. Although it sounds very casual, the production of silicone dolls is more laborious and has better product performance.
However, TPE sex dolls are not completely inferior. Due to different production processes, TPE dolls do not have the mold line of silicone dolls, which means smoother. The head is relatively simpler than the silicone doll, the head is trimmed, powdered, and the eyebrows can be painted. What needs to be known is that because of the simplicity of the process, tpe's doll head makeup can only be done with ordinary cosmetics (including the doll's eyebrows), so it will gradually fade. If it is wiped with liquid, it is especially easy to drop makeup. The silicone doll head is accompanied by a beautiful permanent makeup, and in order to match the overall fine details, most manufacturers will match the accessories to highlight the more realistic overall effect.
It takes a certain amount of time from order to receipt. You can try dumbbells to exercise your muscles. People often can't move the doll out of the box. They can only look dry, although it sounds funny, but it needs a good body is an undeniable fact.
Posted: May 05, 2019|
The sexual function of each realistic sex doll truly reflects the inner world of these sex doll lovers. They spend a lot of money on their love dolls, not only for sex, but also for building relationships with sex dolls. For some people, sex dolls are their only companion, they may have their own special hobbies, or suffer the sorrow of widowhood and divorce. Some of them will naturally integrate these life-size sex dolls into their lives and social circles, while others require us to give more care and understanding. After all, not everyone can ignore the censure of others.
Every time the sexual confusion and choices appear, what is hidden behind is often the heart of our wounds. Sometimes sex is just sex; sometimes sex can be everything except sex itself. This is a topic worthy of being discussed forever.
They have to bear a lot of pressure. They may have wanted to choose a real girlfriend and have a normal relationship. But now they have a dream sex doll to make them happy.
A good sexual relationship is a manifestation of our good self-esteem and good interpersonal relationships. We can truly treat the needs of ourselves and others equally, and we can please ourselves without fear of the worldly eyes. This is the proof that this society is moving toward civilization rather than corruption.
Posted: April 26, 2019|
Many doll lovers who care about the aging and lifespan of TPE sex doll should have doubts. Is it equal to aging when oil is produced? Can powdering reduce oil production? And cleaning can reduce oil production? Many people feel it sticky after washing. Does washing accelerating the decress of oil? Whether bathe the doll will reduce the life of dolls......
The oil is mainly related to the ambient temperature and the material formulation. The reason why the silica gel and tpe are soft is that the oil is encapsulated in the molecule. After the oil penetrates, the material becomes hard and dry and is easily cracked (aging). Powdering can improve the hand feeling, but Can not stop the oil,you can bath the sex doll, but no hot water.
The external or environmental factors are mainly sunlight, oxygen, ozone, heat, water, mechanical stress, high-energy radiation, electricity, industrial gases (such as carbon dioxide, hydrogen sulfide) and other factors, if the TPE products are exposed to long-term radiation, ozone, ultraviolet light, etc. As a result, aging may occur, causing the TPE material to quickly lose its performance.
Posted: April 19, 2019|
They will go out for dinner appointments and may go out four times a week. Surprisingly, this is accepted by his wife.
When a married man lives with a real woman, why does he want to buy a sex doll or an artificial intelligence interactive doll, which is a hobby that requires both money and a manager. Is it because the man's wife is no longer willing to have sex with him? Just because they need to meet the need for love and sex? The husband with the doll said that the sex of the sex doll is only a small part of the demand, in the long run, you can get more fun by caring for them, dressing them, makeup and interacting.
They generally have deep feelings for realistic sex dolls, and even said that if they can return to the marriage before they start, they would rather buy a sex doll or robot from the beginning, thus avoiding the whole asexual marriage.
Do the doll lovers mind that friends and relatives know their hobbies? Although there are many people who love it on the Internet, people in this circle who don't know about it will still not understand it. I can't explain them one by one, and I don't want to change them. This hobby is fully integrated into life.
Posted: April 09, 2019|
When taking a bath,remove the wig firstly. It is recommended to put the love doll on the seat and use a sitting position to clean it.
Try to avoid water on the head when taking a bath. Gently wipe the head with a semi-wet towel and apply powder. Neutral detergent for non-irritating neutral shower gel, soap, shampoo and dishwashing. Clean (do not use corrosive detergents, including strong acids, strong alkaline solutions, strong disinfectants and detergents). Do not use hot water to clean the real dolls (please adjust the water temperature to below 45 °C) You can gently scrub with your hands during cleaning. Do not wash the doll with force.
After cleaning, please use a white towel to wipe dry to avoid staining. After the bath is cleaned and the sex doll is dried, the body of the doll is powdered. Use the special powder that comes with the product or the ordinary talcum powder. The purpose is to absorb oil, increase the smooth feel, and keep the body dry and clean.
Posted: March 28, 2019|
Have you dreamed of living with a beautiful girl? Look here, let's introduce Daisy. She is very cute, charming and emotional. Why does not she walk a few steps? Wait, she is not a real human. She is a real sex doll. Exactly, touching her skin, you will experience how real she would be. The built-in metal skeleton is more powerful and offers more opportunities to place more action as you want.
Accordingly to the real woman's physical size, three sexy hole(mouth, vagina and anal) are created. In order to satisfy the users with the higher requirements, we strictly follow the standard close to real for a better user's experience. When you infiltrate your soul, close your eyes and touch her smooth skin, you will feel that the doll is lifelike.
Would you like a perfect and attractive girlfriend? Daisy is waiting for you.
The TPE sex dolls like Daisy can satisfy all your sexual impulses. Nowadays, people has strong feeling for a better sex life. And the dolls can help satisfy the wild desires, Specifically, the doll has deep holes, plump chest and beautiful appearance that appeal to more and more men. Besides, they won't get sick and reject your invitation when they are in bad mood. Dolls are honest to providing sex and can move easily.
Buying a real love doll is very practical. On usexdoll.com, you can find sex dolls with realistic looks, great prices and realistic sizes.


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As Annual Partners of Economic Club of Canada, Boyden is proud to attend this exclusive event.
Date: 28 November 2017
Location: Mattamy Athletic Centre | 50 Carlton Street, Toronto
The Economic Club of Canada and Plan International Canada proudly present:
The Economics of Equality:
Advancing Women & Girls to Change the World
A conversation with Former First Lady Michelle Obama
As annual partners of Economic Club of Canada, Boyden will be attending this exclusive event, joining Canada's business leadership community who are dedicated to the advancement of women and girls, together with the youth leaders of Canada to have an in-depth discussion about all that is possible when women and girls have equal opportunity.
As part of the EC's partnership with Plan International Canada, the event will ensure that every ticket purchased will include an additional ticket for a young person to attend the event. Therefore, the ratio of youth to regular ticket holder will be 1:1. This structure fulfills The Economic Club of Canada's mandate to encourage thoughtful discussion within Canada's business community and provides meaningful learning opportunities for youth through the Jr. Economic Club of Canada's mandate.
Boyden, a global leader in executive search, proudly serves Canadian organizations and institutions. As an annual sponsor of the Economic Club of Canada, we are committed to excellence in leadership and proud to support opportunities for these essential discussions.
Learn more about this event by visiting Economic Club of Canada website.
Senior Women Academic Administrators of Canada (SWAAC) was founded in 1987 to provide a forum and a collective voice for those who identify as women in senior administrative ranks in Canadian universities, colleges, and technical institutes.
SAAS NORTH is Canada's first SaaS Conference designed to connect the top SaaS founders, investors and executives to learn, network and grow over a 2 day event, promising tactical content and actionable conversations delivered by world class thought leaders in SaaS.
"Strengthening the Innovation Ecosystem". This year, the Summit will focus on the ways in which the public and private sectors can coordinate their efforts to create a best in class innovation ecosystem that leverages Ontario's assets and stimulates new investments to increase productivity and drive growth.
Plaid for Dad is a national awareness campaign led by Prostate Cancer Canada. Founded in 1994, Prostate Cancer Canada is the leading national foundation dedicated to eliminating prostate cancer through "research, advocacy, education, support and awareness."
The Top 100 Awards celebrates the professional achievements of strong female leaders across the country in the private, public, and not-for-profit sectors. As a proud Women's Executive Network Corporate Gold Member, we are pleased to share the news that nominations for 2016 WXN Canada's Most Power Women are open.
WXN wants to continue the dialogue around diversity that has really started to pick-up since the Ontario Securities Council (OSC) published the much-anticipated Final Rules for "comply or explain" disclosure requirements for boards, in the fall of 2014. Leading up to the release of the Canadian Board Diversity Council Annual Report Card in November 2015, this breakfast will feature The Right Honourable Paul Martin.
On November 26th, Boyden will be joining Women's Executive Network (WXN) at their annual Canada's Most Powerful Women Top 100 Gala, shining a spotlight on remarkable Canadian women who are inspiring the next generation of female leaders.
Siemens has stood for innovation, quality, reliability and internationality, and continues to stand at the forefront of Canadian innovation as one of its top engineering firms. Join us at the C.D. Howe Institute for this essential discussion with CEO Robert Hardt.
The C.D. Howe Institute is an independent not-for-profit research institute whose mission is to raise living standards by fostering economically sound public policies. It is Canada's trusted source of essential policy intelligence, distinguished by research that is nonpartisan, evidence-based and subject to definitive expert review. It is considered by many to be Canada's most influential think tank.


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