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Izzard v Dunbier Marine Products (NSW) Pty Limited [2012] NSWCA 132
June 29, 2012
Izzard was injured on 20 July 2005 in the course of his employment whilst climbing down from a trailer owned by RBI to the floor of the warehouse operated by his employer, Dunbier.
Dunbier manufactured boat trailers of various sizes at its premises and RBI was engaged to carry those boat trailers from the Dunbier premises in Victoria to the Dunbier premises in New South Wales.
The RBI trailers had adjustable uprights and frames to allow for different sized Dunbier trailers.
Izzard's accident occurred when, while alighting from the deck of the trailer, he took hold of the perimeter frame to steady himself and the perimeter frame fell on his head.
He initially commenced a claim for damages in the District Court against RBI and later, the Transport Accident Commission (TAC), [being the third party insurer of RBI] pursuant to s78 of the Motor Accidents Compensation Act 1999 (MACA).
RBI cross claimed against Dunbier for contribution claiming that it had breached its non-delegable duty of care owed to the plaintiff as his employer.
Judge Delaney held that RBI was negligent and awarded damages in the sum of $658,119.
Otherwise His Honour held that the accident did not fall within the definition of a 'motor accident' pursuant to the MACA and TAC was therefore not liable and that Dunbier had not breached its duty of care. He dismissed the cross-claim.
RBI appealed on the following bases:
- His Honour erred in finding that Dunbier had not breached its duty of care; and
- His Honour erred in finding that the plaintiff's injury did not fall within the provisions of the MACA.
Appeal decision
The Court of Appeal (Basten McFarlane, Barrett, JJA) allowed the appeal.
In allowing the appeal, Basten J made the following findings:
- Dunbier as the employer was negligent in failing to play its part in either requiring RBI to vary the design of its vehicle, or instruct its employees not to climb onto the RBI trailer. He accepted that responsibility should be apportioned 60% to RBI and 40% to Dunbier
- The upright frames on the RBI trailer were insecure when the chains holding them in place were released. His Honour agreed with McFarlane J that the frames were negligently designed and they constituted a defect in the trailer due to the fault of the owner. His Honour concluded that the injury occurred during the 'use or operation of' the vehicle, being a trailer designed to carry goods and that the loading and unloading of the trailer was an essential part of its use and operation. The MACA therefore applied
- The proceedings should be remitted to the District Court to determine whether any contribution should be recoverable from Dunbier, and the amount, if any which the judgment in favour of the plaintiff should be reduced pursuant to s151Z(2) of the Workers Compensation Act 1987.
The trial judge had not considered whether the plaintiff met the 15% WPI threshold on the cross-claim, and the District Court now needed to consider this question on the material served at the trial.
In allowing the appeal, McFarlane J made the following findings:
- Dunbier was aware that its employees helped RBI unload its vehicles and that even if the plaintiff had not been familiar with what was involved, Dunbier through the plaintiff (who was the manager at the site) had an obligation to obtain that knowledge from employees who possessed it. The slightest consideration on Dunbier's part would have revealed that the unloading operations required the metal heavy frames to be unlocked and therefore, at least for a short period of time, in a state in which a mere push, pull or knock would topple them over, quite possibly onto a Dunbier employee particularly bearing in mind that there had been at least two earlier incidents where the frames had toppled over
- The weight and composition of the frames gave rise to a real risk that grave harm might be suffered as was the case with Izzard, and simple steps had been taken after the accident to improve the stability of the unsecured frames.
If Dunbier had voiced concerns regarding the safety of its employees and requested that RBI make the modest modifications that were in fact implemented after the accident, RBI would likely have agreed to these changes
- Accordingly, his Honour found that Dunbier was in breach of its duty of care as an employer. His Honour did not consider that there was a great deal of difference between the responsibilities of RBI and Dunbier, and apportioned liability 60% to RBI and 40% to Dunbier noting that RBI's share was greater as the dangerous frames were part of the vehicle and they had control of the use of those frames
- His Honour found that the frames were defective rendering RBI's vehicle itself defective. His Honour considered that the cause of the plaintiff's injury was the defective frames, and therefore found that the accident occurred in the 'use or operation of the vehicle' and the MACA applied
The case demonstrates the stringent nature of the duty of care owed by employers. Even if the accident was directly caused by another defendant, the employer may still be held significantly liable for its actions if they fail to take steps that could have prevented the accident given their knowledge of the system of work.
The case is also a useful application of the MACA although given the definitions of 'injury' and 'motor accident' have since been amended, the application of the case to existing cases may be limited.
Moray & Agnew acted for the successful appellant.
Authored by Shaun Jackson, Senior Associate, Sydney.
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The Twooferverse proves invaluable when Baxter's doggy pal goes missing. All the neighborhood pups provide Twitter-ish clues they find while going about their daily routines to help locate the missing mutt.
Trying to juggle his job at "Taste of Italy" along with writing papers for school and his graduation requirement to volunteer at the Golden Oaks Retirement Home, class clown Derrick uses humor to get the jobs done.
Zack's dad drives him to his new middle school in the bug truck, and his new classmates tease him about his father's pest-control business. How can he handle the hassles?
Eighth-grader Derrick wants to be a stand-up comedian, but his football coach, his parents, Joe, his boss at Taste of Italy, his English teacher Dowling the Dragon, and his Mr. Perfect older brother Craig don't think he's so funny. When Derrick discovers he needs a B on an English paper to stay eligible for football, how can he tame his smart mouth to stay out of trouble?
A 12-year-old boy and his frisky horse experience many humorous trials and tribulations.
Pete finds that the strange noise he hears coming from the toilet is a pink alligator, who can change appearances at will into a mouse, spider, or a dog, is an alien from the planet Galunk.
Brothers Tim and Josh find themselves alone in the wilderness after surviving a plane crash in which the pilot dies and must make their way back to civilization.

subset: commoncrawl


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There is a great range of accommodation options to suit all ages and budgets in the area close to our two main surf beaches, Newgale and the more sheltered Broad Haven (North). The "Puffin shuttle" (Shuffin Puttle????) bus runs up and down the coast several times daily.
2 Miles along coast midway between Newgale and Broad Haven (10 mins either way). Rub shoulders with the arts and music set and the occasional celeb (and that's just the staff!) at the fantastic clifftop setting with probably the best place to decompress, have a drink and catch the sunset.
(on the beachfront a 10 minute walk from our base at PEBBLES CAFÉ) and can flood at high tide in Winter Storms! Next door to the pub and a surfshop.
A finalist in the "Best Breakfast in Pembrokeshire" awards is a more sedate B&B in a secluded country valley near Roch, a mile from Newgale
A few minutes walk up the lane from Druidston Beach.
Super convenient location on the beachfront, a 10 minute walk from our base at PEBBLES CAFÉ, and can flood at high tide in Winter Storms! Next door to the pub and a surfshop.
Duke of Edinburgh pub and accommodation on the seafront at Newgale.
From The YHA Youth Hostel at Broad Haven (A 200 metre walk to the beach!)
Ideal for taking in the spectacular wildlife of Skomer Island for a mix of activities. Accommodation and good pub food. (25 mins along the coast past Broad and Little Haven going South)
Self catering cottages close to Newgale in the sheltered cove at Nolton Haven with local pub the Mariners close at hand and Nolton riding stables offering beach and woodland rides out. (1 Mile along coast, 5 mins)
Quality Cottages agency nr. St Davids has a range of Self catering cottages and holiday homes around West Wales, the U.K. and Europe.
Our favourite!


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This morning, I met with the former middle school English teacher (and by "former," I mean "as of last week"). She showed me through stacks of curriculum, transparencies, and novels, as well as the classroom I hope I can keep (third floor, two walls of windows. Windows!).
And then she introduced me to the class hamster.
This particular hamster has somewhat of a sordid history, beginning as a science project. I don't know the details, only that the hamster outperformed a mouse, and the student doing the experiment was so angry he could barely write his final report. Anyway, the allegedly more-intelligent hamster took up residence in the middle school classroom, and there she lived happily in her toilet paper nest until Christmas vacation, at which point she went home with a student for a few weeks.
When the hamster returned, the teacher noticed that she was a little bit whiter. A little less active. A little less the same hamster that had been sent home. But the student swore that it was the very same creature, and so this hamster, potentially of equal or greater intelligence than the first, continues to live on ECA's third floor. And, soon, in my bedroom. This is how it happened:
"Oh, so cute!" I said as she poked her pink little nose out of the paper shreds.
"Do you like hamsters?" the teacher asked.
"I love rodents," I answered, holding my hand open to receive the fuzzy deposit.
"Oh, good! I was really concerned about what I was going to do with her, but if you take her..."
Sly. Very sly. In one sentence, my love for small creatures had transformed into a commitment. However, I'm a sucker for beady eyes, and so I happily announce that I have graduated from betta fish to four-pawed creatures in less than a month. Hamster, thou art mine!


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"Trying to do business without advertising is like winking at a pretty girl in the dark. You may know what you are doing, but nobody else does."
Of course, there are the search engines. You'll get a certain number of hits just because people will find your Web site via Google searches. You can hope that they'll then pass the URL to their friends, and those friends will do the same, and so on. That's very passive, though, and there are a few active things you can do to spread your URL around.
Signature Lines
Every e-mail you send to anyone for any purpose should have your Web site's URL at the bottom of it. Use your e-mail program's signature function to create a signature line with the URL in it.
If you have a new book out, add a signature line for that, along with the URL that points directly to the index.html file in the special directory you created on your site for that book. (For lots more on the subject of such directories, see the section titled Directory Structure.)
If you ever read Usenet newsgroups, the software you use for that purpose probably also has a way to add a signature to every Usenet post you make. Create the same signature line(s) as described above.
Exercise restraint, though. One sometimes sees signatures that are too many lines long. (This is a more common problem on Usenet than in e-mails.) Most of us perceive a huge signature as visual noise and ignore it. Try not to exceed three lines.
Business Card
You do have one, don't you? Why not? They're not just for businessmen, or for gentleman paying a call in a Victorian novel. They're the handiest and simplest way to give people your contact information in a reasonably lasting form.
Needless to say, in addition to your name, phone number, cell phone number, and perhaps address, your card absolutely must include your e-mail address and the URL of your Web site. Everything else is secondary.
If anyone expresses even the slightest interest in having your contact information, give him a card. If someone asks about your books, in addition to answering the question, offer your business card with the explanation that there's much more information about your books on your Web site. If you go to a restaurant and see a bowl in which you can drop your card for a drawing for a free meal, drop in that card; someone might read it.
Don't hoard your cards. When you order a new batch of business cards, your goal is not to preserve them but to get rid of them as soon as possible. Having to order a new batch is a victory.
About the Author
When you sell a book, your publisher will almost certainly ask you for some sort of biographical information to include at the back of the book. When you're writing that biographical piece, in addition to telling about your experiences as a lumberjack, merchant mariner, and professional assassin, add a sentence urging readers to visit your URL. (Don't forget to include the URL itself!).
If readers like your book, they'll probably visit your site and might tell others about it. They'll keep visiting the site to see when your next book is coming out.
Exchanging Links
In the section titled It's Not Just about Your Books, I talk about exchanging links. You should have a Links page on your site, a page whose purpose is to contain links to other Web sites. (To see my links page, click here.)
Some of those will be giant sites, commercial or non-commercial, to whom you and your site are so insignificant that they won't know or care that you link to them. For example, on my Links page, I have a link to the main BBC news page. Why, I've never received so much as a thank-you note from them!
But you'll also have links there to the sites of people you know and like. And they in turn will have links to your site. Obviously, this can benefit both you and them.
Don't limit yourself to friends, though. Strangers have Web sites, too! And if they have anything in common with you - if they're also writers, say, or if they share your politics or hobbies - then they'll very likely be interested in exchanging links with you. If you stumble across such a person's Web site, whether by accident or by Google, and if you react positively to his site, send him an e-mail and ask about exchanging links.
The meaning of "having something in common with" will expand as your Web site does. As you add pages of more kinds, covering a broader range of subjects (once again, see the section titled It's Not Just about Your Books), the number and range of Web sites with which it would make sense for you to exchange links will keep increasing.
Writer of the Evening
In general, never pass up a chance to push your Web site. Remember what Damon Runyon said: "He that tooteth not his own horn, the same shall not be tooted."
The opportunities to mention your URL can show up in unexpected places.
For example, you might belong to a few listserves, or e-mail lists - for job searching or gardening, for example. Because you've put your URL in your e-mail signature, any message you send to such a list will show your URL (unless it's what's called a moderated list and the moderator strips such signature lines off before passing on the e-mail). But don't depend on your signature line. You might see a message on the list asking for URLs for some purpose or other. If you think your Web site comes at all close to the criteria given in that message, or even if it doesn't, respond with your site's URL.
Push, push, push. Push that URL. You may find it awkward to do so. You may find it embarrassing. Try to develop a thick skin. Telling stories is one of the world's oldest professions, and selling those stories has always had a lot in common with one of the other oldest professions.


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4th Sunday in Ordinary Time (Year C): Gospel – Luke 4:21-30
Right after Jesus proclaims the fulfillment of Isaiah's prophecy, the people in His own hometown synagogue reject him violently. Already, at the very outset of His ministry, we see a foreshadowing of the rejection He will endure during His Passion — likewise a fulfillment of prophecy.
St John Paul II commented on Jesus' trials and hardships, suffering and death, and what they mean for us, in his Apostolic Letter On the Christian Meaning of Human Suffering (Salvifici Doloris):
Christ drew close above all to the world of human suffering through the fact of having taken this suffering upon His very self. During His public activity, He experienced not only fatigue, homelessness, misunderstanding even on the part of those closest to Him, but more than anything, He became progressively more and more isolated and encircled by hostility and the preparations for putting Him to death….
Christ goes towards His Passion and death with full awareness of the mission that He has to fulfill precisely in this way….Precisely by means of His Cross He must accomplish the work of salvation. This work, in the plan of eternal Love, has a redemptive character (16).
…One can say that with the Passion of Christ all human suffering has found itself in a new situation….In the Cross of Christ not only is the Redemption accomplished through suffering, but also human suffering itself has been redeemed.
…Every man has his own share in the Redemption. Each one is also called to share in that suffering through which the Redemption was accomplished. He is called to share in that suffering through which all human suffering has also been redeemed. In bringing about the Redemption through suffering, Christ has also raised human suffering to the level of the Redemption. Thus each man, in his suffering, can also become a sharer in the redemptive suffering of Christ (19).
Question for reflection: How do I identify with Jesus' experience of rejection?


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Mister Sam Blended Whiskey (2019 Release)
Other Whiskey
Mister Sam // Multiple Countries
Mister Sam Blended Whiskey is a limited release from the Sazerac Company which pays tribute to Sam Bronfman, the late Seagram's patriarch. Seagram's, based in Canada, was once the largest spirits company in the world. Today, Sazerac owns 15 iconic Seagram's brands and its former distillery in Montreal. This whiskey was crafted by Sazerac's master blender Drew Mayville who happened to also be the fourth and final master blender for Seagram's. This is a blend of American and Canadian whiskeys under the Sazerac umbrella of brands. This will be an annual release with the 2019 edition available in the US and Canada beginning April 2019.
Other WhiskeyA spirit distilled from a mash of grain(s) at less than 95% ABV, bottled at no less than 40% ABV. The product must have characteristics, taste, and aroma generally attributed to whiskey
Cask Type
Tasting Notes
"Drew Mayville juiced whisky from dynamite for this striking blend. This whisky explodes on the nose with mature oak, dark fruits, tobacco and fresh cut lumber – every astonishing drop is fine-tuned to a precise point. The palate is grand with toasted oak baking spices blended effortlessly with brown sugar and vanilla shifting into rock-solid orchard fruits. A finish of dark cherry, soft citrus and maple add complexity and depth to the whisky's wood accents. "


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Sci Fi Corridor Modular Ready for Games.
3D Model Design in One Smoothing Group!
One Large Atlas PBR Textures Set!
One Smoothing Groups working in all Programs! You don't need to worry about polygons smoothing.Everything is prepared to work in all possible programs ;)
PBR Materials - Lumi/Emission Channel + AO Channel for Unreal Engine.
Textures in 8K.
AO (8192x8192)
Albedo/Diffuse (8192x8192)
Rougness/Gloss (8192x8192)
Normal Map (8192x8192)
Metallic (8192x8192)
Lumi/Emission (8192x8192)
Best Regards.
Sci Fi Corridor Modular Ready for Games.


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- This event has passed.
Indian Creek Nature Park Work Day – Cancelled
May 21, 2019 @ 9:00 am - 11:00 am
VMS Category: Indian Creek Nature Area
We have created and maintained for several years this beautifully wooded natural area that is located behind the Texas Cotton Gin Museum in Burton. There is a grassed picnic area and table, a bat box and a wooden bridge to a nature area along Indian Creek which sometimes runs with a small waterfall. Our volunteer activities include mulching and maintaining the two trail systems, mowing, controlling invasive ligustrum, introducing natives and looking after a terraced pollinator garden for the enjoyment of the community.
For more information contact Ann Ray at 512-924-9003. Texts are preferred over email. Please confirm date and time since a work session may be cancelled or rescheduled. Starting in 2019, the work days will generally be the 3rd Tuesday of the month. During summer, more frequent visits will be required for watering.


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Her stomping spread through the stands.
Her clapping carried up, row by row.
Denese Henderson, '76, watched spirit escalate from her spot on the sideline of the Grace Hall basketball court.
"Go, go, go Lehigh!"
"Beat, beat, beat, beat Lafayette!"
Henderson was one of the original seven members of the Lehigh Hoopla Cheerleaders, a squad of black women who cheered at basketball games. Most of the cheerleaders belonged to the class of 1976, the first graduating class with women.
Henderson said she and her friends always went to basketball games together and found it odd that the varsity cheerleaders only performed at football games.
"We would always be the main ones screaming, hollering, chanting in the stands," she said.
Her freshman year, Henderson and her friends decided to form the basketball cheer squad, which performed at all home games and some away games.
"I don't know if it was because of the spirit we generated or what, but once we started the squad more people started attending," she said. "I think (our cheering) really brought something to the game."
Henderson's spirit, born in Grace Hall, found a new home in Alumni Memorial several years later.
In the summer of 1977, she was hired as the minority recruiter for Lehigh Admissions.
Director of diversity recruitment Jennifer Castro said when Henderson worked for the university, Henderson was the only officer focused on diversity recruitment. Today, a team of three admissions officers focuses on diversity initiatives when shaping incoming classes.
Even with a distinct diversity recruitment team, the entire office works to bring diverse classes to Lehigh.
"Every (admissions) counselor, within their region, has a goal of reaching two to three community organizations that reach underrepresented populations," Castro said. "So that could be first generation college students, students of color, students from urban areas."
Castro said students of color make up 23.5 percent of the class of 2021, not including international students.
She said admissions aims to eventually have classes with 30 percent domestic diversity. Though there is still plenty of progress to be made, Lehigh has seen significant increases in diversity since Henderson's work began about 40 years ago.
Henderson said, with her efforts, she was able to double the school's black student population. She said Lehigh saw an increase from about 25 to about 50 black students when she worked as minority recruiter.
As the Lehigh student population has grown more diverse, the experience of minority students has evolved.
In an 1972 Brown and White article, Priscilla Chatman, a Hoopla cheerleader and close friend of Henderson, wrote about the experience of black female undergraduates.
"The black coeds are a cohesive group with a black identity, involvement with academics and a decided lack of interest in assimilation," she wrote. "In fact, many have chosen separatism as a way of life."
Chatman defined separatism as remaining independent of white students in social and political situations and associating almost exclusively with black students. She said separatism strengthened the students' sense of black pride, identity and unity.
In the next issue of The Brown and White, Chatman wrote another article about the black experience at Lehigh. This story narrowed on the perspective of Nathan W. Harris, the assistant dean of student life at the time.
Harris said there were many black students who wanted to associate more with white students than they did. However, he said the isolationist attitude was present on campus.
"Little is to be gained by way of experience by total isolation and withdrawal," Harris said.
Henderson said Harris was the Black Student Union adviser when she was a part of the organization as a student. She said although many of the university's social activities centered around the interests of the white majority, Harris made sure the members had some cultural activities.
Henderson said the members of BSU were a tight-knit group. The members had a room in which to congregate, and enjoyed dancing and performing together.
BSU co-president Jamir Connelly, '19, said today's organization remains involved with the arts and engages with a variety of different organizations on campus.
He said the group focuses its programming on blackness both in the Americas and globally.
Despite its outreach, Connelly said BSU operates like a little family. He said older members mentor younger students and often help them with their schoolwork.
The familial aspect of BSU is not a new phenomenon.
Henderson said she became an unofficial adviser to the union when she worked in admissions. She said she would invite BSU students to her house to cook, dance and socialize.
"A lot of our events focus on cooking because in the black community there is a communal aspect (to cooking) that brings us all together," Connelly said.
The tightly-knit group is growing, too.
Connelly said BSU has grown significantly in recent years. He said there were times in Lehigh's history — not too long ago — when only a few people attended BSU meetings.
He said BSU meetings today often have an attendance of about 30 people.
"That's crazy that we can get like 10 to 20 percent of the black population at Lehigh in a meeting any given week," he said.
He said the group aims to positively impact the presence and experience of black students on campus — a goal that dates back to the days of Henderson and her teammates.


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Opera hits top note on Sydney Harbour
The centre stage features a nine-meter chandelier La Traviata's magnificent cast light up the night Fire works completed the operatic spectacle Guests enjoying champagne at the north top terrace Soprano Emma Mathews hoisted into the sky by a nine-metre-high chandelier made of Swarovski crystals.
. Despite the wet weather last night Handa Opera on Sydney Harbour showcased a truly spectacular preview performance of Giuseppe Verdis three-act La Traviata. Despite the intermittent showers and delayed start, the mood of the cast, crew and even audience were not dampened. Instead the cast braved the angular floating stage and gave the audience a stellar rendition of the first and last act of this much loved Opera. The mirrored stage is a feat of engineering genius, modeled upon a large picture frame at such an obtuse angle that it would appear to defy traction. This lays the scene for the gaiety of fancy soirees and gambling parties that serve as a back drop to Violetta Valery and Alfredo Germonts ill fated love story. The centre of the stage features a nine-metre chandelier made of Swarovski crystals which hangs majestically over the stage which must be seen to be believed. The production is monumental with a full orchestra, magnificent cast, clever set designs and beautiful costumes. Soprano Emma Mathews steals the show from first sight to her character's last dying breath bringing glamour, a sense of cheekiness and her angelic voice to the role. It boasts for Sydney an evening of glamour and elegance to match the breathtaking views and famous well known music pieces. The stage's picture frame theme continues to the decor of the VIP dining facility (the platinum lounge) where bespoke menus can cater for groups of two to 150. The production offers first rate dining options to make it a complete experience for guests, with a Champagne bar and gourmet food tent at the top northern terrace and below in the Medina lounge with catering supplied by award winning Fresh Catering team. There is also a VIP bar that is available for guests, that provides the opportunity to take in the gorgeous panorama of the Harbour by night and beyond to the twinkling lights of the Sydney skyline. No need to worry about ghastly outdoor amenities you may have experienced in the past, the elegance of the spectacle extends to the surprisingly modern and comfortable restrooms. Fear not if you experience slight wet weather as Opera Australia is committed to each nights performance with a 'show must go on attitude' and free ponchos for all guests. Source = e-Travel Blackboard: S.P
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Opera hits top note on Sydney Harbour
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The web has lost one of its initial planners. Larry Roberts, best known as the program supervisor for ARPAnet (the web's forerunner), passed on December 26th at 81 years old. While he wasn't as a lot of an open agent for the web as individuals like Tim Berners-Lee or Vint Cerf, he settled on key choices that would direct how the web carried on.
Roberts locked on to the idea of PC to-PC arranges during the 1960s in the wake of perusing the decisive J.C.R. Licklider paper on the idea of an "intergalactic PC arrange." When ARPA's Information Processing Techniques Office boss Robert Taylor went searching for somebody to help connect ARPA inquire about PCs together, he picked Roberts as the essential modeler. Roberts didn't get everything comfortable – it didn't click until Wesley Clark proposed depending on little PCs to deal with systems administration. He effectively executed ARPAnet from that point forward, however, and critically grasped then-progressive information bundle changing to deal with traffic.
Roberts left ARPA in 1973 (leaving Vint Cerf and Bob Kahn accountable for improvement), yet his impact didn't stop there. He popularized bundle exchanging innovation through his organization Telenet, and invested a portion of his post-Telenet profession planning to enhance the nature of web organizing. His organizations Caspian Networks (since old) and Anagran have rotated around boosting nature of administration for advances like video spilling. You probably won't have known Roberts, yet his impact can be felt over the web right up 'til the present time.


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The DJs behind the late, great Mixtape come back to the show. Matt is DJing the BYT + Nat Geo After Hours this Friday. Shea is leaving the country.
We close with Best Weekend Bets.
Subscribe in iTunes | Listen on Full Service Radio | Follow us on Facebook and Twitter


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The Deepening of the Spirit
The field of friendships is the one where I got most of my cuts, bruises and scars. In the unpredictable area of social interactions, I was always adrift, confused and unable to comprehend people fully. I either gave too much or too little, received too much or too little. I understood others only to remain a source of mystery to them, or vice versa. I didn't know a thing about boundaries, either being a doormat, tyrant or people-pleaser. Until I met Umaima. And if you've spoken to me for more than 5 minutes, you probably know who she is.
We have very little in common on paper, the superficial differences between us are quite vast. She is Omani and I am a British Pakistani, we have entirely different family backgrounds, and our personalities are almost entirely conflicting. She's very dry and sarcastic, I have dad humour. But during our final year at university, on every Wednesday during semester, we found ourselves arriving at the Sister's Circle together, sitting with our legs crossed as we listened to our friend Jasmine repeat God's words on the purpose of life, the Hereafter, the heart, the world and sincerity. And we unknowingly proceeded to build the foundations of our connection with Allah together, growing in the only way that seemed to matter, in heart and spirit. So after university ended and things went downhill for me, it was not surprising that she was the only one who really knew. Not that I told her, I crawled into my hole and didn't come out or look at my phone for days at a time. She fought for our friendship, being blunt with me in a manner that I was unused to, and it gave me the strength to fight for my own life and mind. To demand of others and myself, the reverence I knew we are all due as receivers of the gift of life.
It is a cliché, but for some of us who aren't entirely motivated by unshakable self-belief, the unconditional acceptance or patience of another gives us the strength we need to peek out of our comfort zones. Umaima has a supernatural level of self-respect, this is where her compassion and empathy for others comes from in my view, and it translates into respect for others. It wasn't just me that she treated well, it was everyone. This does not mean universal agreement, but treating people as complex and autonomous, reflections of their own will and products of their context. Being around her can be liberating.
I have had friends in the past who declared their undying love for me, complimented me in every effusive way possible both publicly and privately, only to disappear or act disrespectfully. Umaima is not really a complimenting kind of person, she used to regularly feign puking at any hint of romanticism, but she has affirmed me in every other way. She has accepted me as I am, been genuinely interested in my growth, read up on things which she thinks are important to me,
and watched rap videos with the lyrics on rapped to videos she knows every single lyric to because she is an amateur rapper in her free time actually, in order to understand some of my favourites. I do the same for her. I remember when we first met. She was so genuinely curious about me as a person, that I felt totally seen for the first time. Up until that moment, I had believed that people were blank slates. But I found myself talking about my past, my dreams, my history, even my pains to this woman I thought I had no previous connection with. Since then, I have come to a deeper understanding of myself, and have shared my experiences with people, where before they were a source of shame.
I have made many good friends since, but I always joke with her, that she was the original. Therefore the unforgettable, therefore the irreplaceable. I am sure she cringes when I say these things. She is quite stoic. Before I met her, I had a very fixed idea of what friendship was. It was allowing people to do whatever they wanted and reconvening every now and then to see how everything was going. Now I know it is intangible, it is simply an auspicious meeting of two souls in mutual familiarity and mutual transformation.
'In so many love relationships, there seems to be a runner (someone who is more aloof) and a chaser (Someone who is more eager to connect). Often these are established patterns- some of us tend to either chase or flee in every relationship- but not always, as many of us have fears in both directions (the fear of abandonment, and the fear of being engulfed) and live out both patterns at various times. As we heal our wounds, we shed these patterns and get more comfortable with being with only those that meet us on equal footing- eye to eye, heart to heart. That's when the real vulnerability begins.' – Jeff Brown
I often felt like an anomaly, like I fitted in everywhere and nowhere. It was quite isolating, believe me. Until I met Umaima and felt sane for one of many first times. Wanderers appreciate true company more than most, especially when they meet fellow travelers and can find meaning in their wanderings. I pray we are able to travel this path of life well, and be reunited upon our return Home iA.
All praise is for God who guides the ebb and flow of souls in our lives. Often the losses we experience in love and friendship seem catastrophic, we feel rejected and heartbroken. But there is nobody that I can genuinely say that I miss. There is no-one who 'left', that I can't see was for the better for them or for me. The restlessness never seems to end, but sometimes He sends us people within whom we can find some rest.


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Jourgensen, who has led the group and its numerous side projects since 1981, says he plans to go right back into the studio for what he says will be "the last Ministry album." And, he promises, this is no cheap ploy to get attention for the band.
"I've got other things to do," Jourgensen explains. "I just started a label (13th Planet Records), and I want to sign some bands and really build it up like I did with WaxTrax in the '80s, not just a vanity label. I think it's time -- and I'll be leaving on the top of my game instead of hanging on too long and doing crappy Aerosmith and Rolling Stones albums 30 years later."
: I don't know that "top of my game" applies to Ministry's recent material it's more like an improvement on the really horrible material produced at the height of Jourgensen's drug problem. If he was looking for untainted glory he could have left after the one-two punch of "Jesus Built My Hotrod" (Live 105 used to play the 8-minute version of the song during drive time radio) and "NWO". When you've got killer rock industrial songs like that and synth-goth anthems like "Everyday Is Halloween" on your resume you know there's no where to go but down:
Jourgensen, who lives near Waco, Texas, says that like its two predecessors -- 2004's "Houses of the Mole" and this year's "Rio Grande Blood" -- the final Ministry album will be politically minded blast at the administration of President George W. Bush.
"It's a trilogy," Jourgensen says. "The next one's going to be called 'The Last Sucker,' and it's also about this corrupt administration. That seems to be my muse."
: I found it really interesting when Ministry took a left turn into the political arena because a profile interview in a family newspaper during the height of Ministry-mania spent lots of time discussing, for the benefit of their Boomer readership, the band's non-political anger with Jourgensen denying any specific message when sampling Bush 1.0 for "NWO". For a taste of Ministry's political direction here's a download of "Lies Lies Lies" from their current release "Rio Grande Blood".


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Unit A/78a Main Street - Oxford
Rent $300 per week
Where Country Meets City!
Available Now
- Partially Furnished
- Heat pump
- Newly redecorated
In the heart of Oxford just behind 'The Famous Sheffield Pie Bakery & Cafe' a 3 double bedroom, 2 bathroom corner upstairs Apartment has just become available!
Just updated with brand new carpet, brand new blinds and drapes, freshly painted throughout and mostly double glazed.
Chattels include a queen bed, TV and cabinet, washing machine, microwave, dining table & 4 chairs, couch, fridge/freezer.
Brand new heat pump to keep you warm and there is off street parking.
No smoking at the property.
No Pets.
Set up costs associated with this property (which are paid in advance) will be:
- Two weeks rent
- Bond (4 weeks rent)
Shortlisted applicants will be subject to credit & reference checks.
Please book via viewing tracker www.veiwing tracker.co.nz and apply on Tenancy Tracker.
You are welcome to drive past the property but please do not go onsite unless you are there for the scheduled viewing time.


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- adv. 分析的に
English-Japanese new dictionary. 2007.
Look at other dictionaries:
Discriminatingly — Discriminating Dis*crim i*na ting, a. 1. Marking a difference; distinguishing. {Dis*crim i*na ting*ly}, adv. [1913 Webster] And finds with keen discriminating sight, Black s not so black; nor white so very white. Canning. [1913 Webster] 2. making … The Collaborative International Dictionary of English
discriminatingly — adverb see discriminating … New Collegiate Dictionary
discriminatingly — See discriminating. * * * … Universalium
discriminatingly — adverb With discrimination. Syn: discerningly … Wiktionary
discriminatingly — adv. inequitably, in a biased manner; analytically; with excellent taste … English contemporary dictionary
discriminatingly — dis·crim·i·nat·ing·ly … English syllables
discriminatingly — adverb see discriminating * * * discrimˈinātingly adverb • • • Main Entry: ↑discriminate … Useful english dictionary
discriminating — discriminatingly, adv. /di skrim euh nay ting/, adj. 1. differentiating; analytical. 2. noting differences or distinctions with nicety; discerning; perspicacious: a discriminating interpreter of events. 3. having excellent taste or judgment: a… … Universalium
discriminating — adjective Date: 1647 1. making a distinction ; distinguishing < a discriminating mark > 2. marked by discrimination: a. discerning, judicious < discriminating burgers > b. discriminatory < accu … New Collegiate Dictionary
Nehushtan — Moses lifts up the brass snake, curing the Israelites of snakebites. Hezekiah called the snake Nehushtan. The Nehushtan (or Nehustan, Hebrew: נחושתן or נחש הנחושת), in the Hebrew Bible, was a sacred object in the form of a snake of brass upon a… … Wikipedia
Universities in the United Kingdom — Most British universities can be classified into 5 main categories, * Ancient universities universities founded before the 19th century * Red Brick universities universities founded in the 19th and early 20th centuries. * Plate Glass Universities … Wikipedia


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Renowned as being the premier sport and exercise facility in Scotland with world-class facilities, Aberdeen Sports Village gives adults and children the opportunity to train like an athlete.
Linksfield Road, Aberdeen, AB24 5RU
A fitness and health gym with a dedicated team of clinically trained experts to support you in achieving your fitness goals. High-tech gym equipment, classes and a wonderful swimming pool are all available here.
Justice Mill Lane, Aberdeen, AB11 6EQ
The gym is over 3 floors with over 80 pieces of cardiovascular and fixed weight machine and houses one of Aberdeen's biggest free weights area. It also boasts a 17 metre heated swimming pool with separate bubble pool, saunas and steam room.
20 Mearns Street, Aberdeen, AB11 5AT


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There's a Bacon and Beer Festival Hitting Cities All Over the US
Of all the food and drink people get a little worked up about, beer and bacon top the list. So, it totally makes sense there's a festival dedicated to celebrating their magnificence.
The Bacon and Beer Classic Festival, which has been running for a few years now, brings people together with bacon and beer from their area. Throughout the festival's tour across the US, local craft breweries and kitchens are enlisted to bring festival goers the best of the two titular comestibles. You'll indulge in bacon-on-a-stick, bacon pizza, bacon ice cream, and bacon doughnuts while imbibing local craft beers. Breweries already on the expanding list (which is different in each city) include Redhook, Lift Bridge, Elysian, 10 Barrel, 612Brew, Maui, Rogue, and Ballast Point.
There are also events inside the fest, including bacon eating contests and bouncy games for adults that may not always go great with a gut filled with bacon and beer.
Ticket prices vary by city. Of the four cities with tickets on sale now, the cheapest tickets can be found in Scottsdale and the Twin Cities where $49 will get you in the door, and VIP tickets cost just $89. At the other end of the spectrum, it costs $69 to get into the Denver festival with VIP tickets hitting $125. Each ticket level grants you different beer and bacon magic. At the general admission level, you're getting about three hours of unlimited beer (4 oz. ceramic cup you can refill) and bacon samplers. Step it up to VIP and you get in an hour before those GA folks, giving quick access to all the best salt and suds.
Here are the already announced dates, as well as the list of cities the fest will hit at some unannounced date.
Seattle, Washington: April 28
Denver, Colorado: May 12
Scottsdale, Arizona: May 12
St. Paul, Minnesota: July 14
Chicago, Illinois: TBD
Dallas, Texas: TBD
Nashville, Tennessee: TBD
New York, New York: TBD (will be announced in the next three weeks)
Sign up here for our daily Thrillist email, and get your fix of the best in food/drink/fun.


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This blog was also published on the Global Campaign for Education website
From April 24 to May 1st, the Global Campaign for Education (GCE) launched the annual Global Action Week for Education (#GAWE2019).
Under the overarching theme: Making the right to an inclusive, equitable, quality, free public education a reality and slogan My Education, My right(s), GCE member organizations coordinated events in more than 30 countries around the world.
This year's edition featured support from UNESCO and the UNESCO Institute for Statistics, along with the Global Partnership for Education (GPE), United Nations' Girls Education Initiative (UNGEI), Education Cannot Wait (ECW) and major international NGOs like ActionAid International, Plan International, the Global March Against Child Labour, CBM and Education International.
The coordinated events and localized interpretation of the theme encompassed several strategic areas for GCE:
- Equality and non-discrimination in education and transformative education both call for education curricula that empower individuals beyond numeracy and literacy skills
- Education in emergencies: Intensified conflict around the world is a clear impediment to the commitment and achievement of the right to education.
Overall, the 2019 GAWE promoted and defended the right to education for all - especially for the most marginalized who struggle to attain and enjoy their right to education.


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Ricky Skaggs has wrapped the cloak of Bill Monroe's legacy tightly around him over the past few years. However, one might feel about that, this star-laden country music tribute to Bill Monroe is more than just a curiosity item - it's an interesting collection of how various artists incorporate and honor tradition.
Some fit snugly into Monroe's timeless sound as if they'd been Bluegrass Boys (or Girls) themselves. Patty Loveless shows a classic bluegrass sensibility on "Close By," while Steve Wariner displays more than a passing knowledge of the original version of "Heavy Traffic Ahead" by way of his phrasing and delivery. The Dixie Chicks, whose roots lie in more traditional music, team up with Skaggs on an effective and vocally lush "Walk Softly on My Heart."
More adventurous are some modernizations of Monroe, from Bruce Hornsby's piano-heavy "Darlin' Corey," made more effective by some solemn church-based harmonies on the coda, and a John Fogerty rendition of "Blue Moon of Kentucky" that owes more to Elvis than Monroe. Along with big names like Travis Tritt, Joan Osborne, Mary Chapin Carpenter, Dolly Parton, Dwight Yoakam, Charlie Daniels and the Whites (and a cast of all-star pickers on the title track), most songs are anchored by a fine group of players including Skaggs on mandolin, banjoist Jim Mills, and fiddler Stuart Duncan. "Big Mon" succeeds in the difficult task of being more a loving tribute than a country celebrity cakewalk.


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I am so looking forward to Christmas. It is now less than a month to go and I am all psyched up to adorn my house in all things Christmassy. Perhaps the best gift I can get my family this year (apart from all the love and hugs in the world) is a Christmas tree, complete with all the gorgeous decorations. I've been getting some amazing ideas on Christmas decorations just by searching the internet. Most of these sites have got such pretty decorations. I would really like to get one of those Nativity sets that would look absolutely stunning under the Christmas tree. We don't get live trees here in Malaysia, so we would probably get ourselves one live-looking tree from the mall *grin*. Then I would go and get myself one of these fantastic shopping coupons online. I know just the place to go get them: Coupon Chief. This is the one place I am guaranteed of getting myself an array of Family Christian Stores coupons or Terry's Village deals that would give me access to all the decorations I need at markdown prices. I simply cannot wait…. Deck the halls with boughs of holly, Fa-la-la-la-la-la-la-la-la!
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MSGOP Week in Review
This week's review looks back on the State of the Union Address, the severe weather that affected the Pine Belt, several legislative notes of interest and some recent appearances by our elected officials.
President Obama delivered his State of the Union Address on Tuesday, and we reported a number of responses from your Republican leaders. Today, we have a continuation of those responses.
Secretary of State Delbert Hosemann:
"No election official likes voting delays. They like individuals who are not qualified to vote casting a ballot even less. Constitutional rights of the States to determine the voting process is an original cornerstone which should not be removed. In regards to the economy, sustainable employment will be stimulated and supported by individual investment, not foreign debt. As Americans, we must rely on ourselves for education and job creation. They are irretrievably linked."
Speaker Philip Gunn:
"The President's speech is simply liberal talk with no solutions. He won't lead; so, the Mississippi House will. Unlike Washington, we'll balance the budget without raising taxes, work towards stopping Obamacare from coming to Mississippi, and defend the Second Amendment."
Wicker Questions CBO Director about Federal Budget, Debt and Tax Policies
This week, U.S. Senator Roger Wicker brought up some important questions regarding the Federal Budget. These questions revealed that the Congressional Budget Office Director cannot score President Obama's plan to avert sequestration because it's just a speech. Watch it HERE:
U.S. Senator Roger Wicker
It was also announced this week that U.S. Senator Roger Wicker will be the new ranking member of the Subcommittee on Communications, Technology, and the Internet.
Federal Legislation
Palazzo Proposal:
Congressman Steven Palazzo has introduced "Right to Refuse" legislation this week that would amend the Constitution, making it illegal for Congress to impose a mandate tax on those who do not purchase a product, such as health insurance.
"Like many Americans, I was appalled when the Court upheld the mandate tax last summer and set this dangerous new precedent," Palazzo stated. "The government has no business taking your hard-earned money just because you don't spend it the way Washington wants. This is about Americans' fundamental right to refuse to purchase any number of goods and services, and that would of course include health insurance."
Clean Drinking Water:
This week, Congressman Gregg Harper introduced a bill that seeks to ensure the public availability of safe and affordable drinking water in rural communities. You can read about it HERE:
"Approximately 1,000 Mississippi communities receive water from rural water associations or small municipalities," Said Congressman Harper, "This legislation would help provide technical assistance and compliance training for these smaller districts to meet federal compliance for an additional five years."
Severe Weather
Two Mississippi Counties Declared Federal Disaster Areas:
This week, FEMA declared Forrest and Lamar Counties a Federal Disaster Area. "Tuesday I requested an Expedited Disaster Declaration from the White House in order to speed recovery to those hit hardest by these tornadoes," Gov. Bryant said. "I appreciate their quick response which will ensure we are able to provide critical resources as these residents and communities begin the difficult process of recovery." Read more HERE.
Governor Phil Bryant
First Lady Deborah Bryant Touring the USM Campus
For more than five decades, the United Republican Fund has served as the financial backbone of the Mississippi Republican Party. The success of the Mississippi Republican Party is built on the backs of the members of the URF. Learn how you can make a difference, and how you can join today and guarantee Republican success in Mississippi for years and decades to come.
"The services that the Mississippi Republican Party provides to Republican elected officials and concerned citizens are important for the success of conservative policy in our state. A great way to support the party is by becoming a member of the United Republican Fund." – Mississippi Speaker of the House Philip Gunn
Click HERE for more info
Municipal Elections
As a reminder, the deadline to qualify to run in a municipal election is March 8th. If you have any questions or information to share on the municipal elections, please let us know by contacting J.D. Griffin at email@example.com.
MSGOP On The Go
On Monday, Auditor Stacy Pickering appeared on Supertalk's JT Show to talk about increasing accountability with education spending.
State Auditor Stacey Pickering
Tuesday, Lieutenant Governor Tate Reeves presented the Lt. Governor's Award to the Lucky 13 4-H Club of Pearl River County.
Lt. Governor Tate Reeves
Yesterday morning, Chairman Joe Nosef appeared on NewsRadio 104.9 with Kipp Greggory.
MSGOP Chairman Joe Nosef
Yesterday afternoon, Secretary of State Delbert Hosemann brought valentines to the patients of Blair E. Batson Children's Hospital.
Secretary Hosemann Visiting Blair E. Batson Children's Hospital
Next Monday (Feb 18th), Chairman Nosef will attend the Madison County Republican Party's Presidents Day Gala with special guests Congresswoman Marsha Blackburn, Congressmen Harper, Nunnelee and Palazzo as well as our Governor, Phil Bryant. If you have any questions, please call 601.201.3692
Next Tuesday (Feb 19th), join Congressman Gregg Harper and Chairman Nosef at Noxubee Civic Center for the Noxubee/Kemper County President's Day Dinner. The event starts at 6PM and tickets are $15.00 per person and $25.00 per couple. If you would like to attend, please contact Mary Allsup at (662) 726-4481.
Next Thursday (Feb 21st), Chairman Nosef will be speaking at the Gulfport Rotary Club at Noon.
Stay tuned for further updates via our website: www.MSGOP.org, our Facebook page: www.facebook.com/msgop, our Twitter pages: www.twitter.com/msgop and www.twitter.com/joenosef and our email newsletter: http://msgop.soignecorp.net/
As always, thank you for your support of our Party,
Brandon Payne
Executive Director


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So where am I – really ?
I know I am mainly content, and that I do not normally get upset or anxious about the effect the world has on me.
Hmmm…… that's not exactly true, sometime when I don't look after myself, don't eat well, don't sleep enough or don't exercise …. it all hits me at once… and I know what I have to do to make things better for me…
Once I start meditating, sleeping and exercising and watching what I eat, things change for the better very quickly… occasionally I have this need to eat certain types of food…. sometimes lettuce, vegetables, or other green leaf vegetables which quickly get me back on the straight and level…. it reminds me of the times when I walked my dog, and he will stop and munch away on this piece of grass or the next… my body is saying I need this…. once you oblige .
Emotionally I am pretty fine… I read a lot, and write a lot, so most of the issues I have inside me to talk about end up here… on in the word-processor… it is amazing how therapeutic it is… there is somewhat of an emotional emptiness as this sort of life can be somewhat solitary… but when the Universe believes the time is right … I will meet with someone who I am to share my life with… if that never happens, well that would be sad, but I guess that would be all right to…
So I am going to think how far I have come… and come back here and talk walk it through – to see how much a belief in yourself, in your goals, in other people can lead to success… which of course I have not achieved in full in material terms as yet, but I am achieving in spiritual terms, for this I am happy.
So I shall meet you back here to talk about this in the future when it is the right time for you and for me.


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World Economy Risks Returning to Sync, This Time to the Downside
We noted in Superstock Investor this morning that Goldman Sachs is cutting their global economic forecast. Recession in 2019?
Wall Street's Turnaround on Saudis Signals Return to Business as Usual
Despite the outries against The Kingdom, it appears life for the Saudis is getting back to normal.
Our bark is louder than our bite when it comes to sanctions. This could cause the price of oil to head lower after the sanctions are put into place.
Alibaba Chairman Jack Ma has been critical and rightly so of the impact on trade tariffs. There will be more pain for China.
Bitcoin's 'First Felon' Faces More Legal Trouble
Bitcoin was the "it" asset last year. Now it is the "ugh" asset. With the pop of the bubbles, comes the need to push those that pushed the envelope.
Apple Raises Prices, and Profits Keep Booming
Yes profits were higher and prices are going up BUT Wall Street lost its ability to analyze the Apple as the company is dropping guidance on unit sales for iPhones as well as iPads and Macs.
'Colossal collapse' in gas prices expected heading into midterm election
Is President Trump trying to manipulate the price of gasoline to appease voters? Time will tell if this worked.
If the trade tariffs do hit and front loading was the way around tariffs in the short term, then the economy could be in big trouble.
Bitcoin climate fears and other crypto news this week
The latest news in the crypto space.
The no-lose scenario for stocks after the midterms
Some think stocks are going to climb after the midterms. We are not so sure of this outcome but wanted you to see the argument.
The rise of white nationalism in America
Clearly, a bad problem and one that cannot get bigger. Americans need to stop this trend in it tracks.


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IBM has broken the streak: After 22 consecutive quarters of falling annual sales growth, IBM is finally showing some signs of bouncing back.
All in, IBM came up with $13.80 in earnings per share, excluding certain items, just a penny short of analyst estimates. The firm was hit with a one-time charge of $5.5 billion as a result of the recent passage of U.S. tax reform.
The big news out of the report came care of IBM's emerging suite of offers around analytics, cloud, mobile and security. In the fourth quarter, strategic initiatives delivered $11.1 billion in revenue, which is 49 percent of IBM's revenue — a big uptick from the 35 percent it represented two years ago.
"Revenue in our Digital Strategy and iX business grew about 40 percent," former CFO (and current head of global markets) Martin Schroeter said in a call with investors after IBM's earnings were announced. "And we're also seeing good growth in the new practices we've built around our innovative technologies like AI and blockchain. The reason we're able to lead in these emerging areas is because of the technology, as well as our ability to implement these platforms into our clients' workflows."
IBM had $17 billion in cloud revenue in 2017, up 24 percent year over year, with $9.3 billion of that amount delivered as a service. IBM's Technology Services and Cloud Platforms revenue fell 1 percent to $9.2 billion in the quarter. Its Cognitive Solutions business grew by 3 percent at $5.4 billion in revenue. The Global Business Services unit hit $4.2 billion in revenue, giving it a 1 percent gain.
IBM also keenly talked up blockchain and its efforts around the emerging technology in the earnings after-wrap.
"Remember that for us, blockchain is a set of technologies that allow our clients to simplify complex, end-to-end processes in a way that couldn't have been done before. It requires the attributes of immutability, permissioning and scalability, and we're already performing thousands of transactions per second. And we offer some of the most advanced cryptography available to verify transactions," Schroeter said.
The executive went on to note that IBM built partnerships with "hundreds of clients" with their IBM blockchain platform in the third quarter.
"We've collaborated on 35 active networks with clients such as CLS, Everledger, KBank, London Stock Exchange and Mizuho. These reflect a wide variety of use cases, like cross-border payments and financial services, supply chains in retail, valuable goods authentication in industrials and digital identification for governments. This quarter, we extended our food safety initiative with Walmart into China. And just this week, we announced the creation of a joint venture with Maersk to provide more efficient, secure global trade using blockchain technology."
Schroeter, in a follow-up appearance on CNBC with Jim Cramer continued boosting IBM's future in blockchain transactions.
"There's no more paperwork, and you know that it's going to be cleared at a specific time," Schroeter said, using shipments as an example. "Everyone has perfect visibility to where everything is. You've just shortened that cycle dramatically. That creates a lot of value — a lot of value for manufacturers and retailers."
New PYMNTS Report: Preventing Financial Crimes Playbook – July 2020
Call it the great tug-of-war. Fraudsters are teaming up to form elaborate rings that work in sync to launch account takeovers. Chris Tremont, EVP at Radius Bank, tells PYMNTS that financial institutions (FIs) can beat such highly organized fraudsters at their own game. In the July 2020 Preventing Financial Crimes Playbook, Tremont lays out how.


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Germany 'in solidarity' with Ireland over backstop to avoid hard border
Germany has said it stands in "full solidarity" with Ireland over the Irish backstop, saying a hard border would be unacceptable to the EU.
Germany's foreign minister, Heiko Maas, was speaking as Ireland's deputy prime minister, Simon Coveney, said MPs who were planning to vote against Theresa May's deal needed to stop their "wishful thinking" that the EU would reopen Brexit negotiations.
"Some people call us stubborn, but the truth is avoiding a hard border in Ireland is a fundamental concern for the EU, a union that more than anything else serves one purpose – to build and maintain peace in Europe," said Maas.
In a significant intervention, he urged British MPs to "act responsibly" and not allow the UK to crash out to a disastrous no deal.
"Walls and borders can threaten peace. We believe in the peace-making powers of the European Union," said Maas, adding that the Good Friday agreement that ended decades of bloodshed in Northern Ireland was "living proof of this principle".
"During the Brexit negotiations, all 27 member states agreed on a common position and stood by it. This unity includes full solidarity with Ireland. We insisted, and still do: a hard border dividing the Irish island is unacceptable.
"Brexit is less than three months away and the final outcome is up in the air. Even a no-deal scenario is still an option despite the serious damage this would cause on both sides.
"There's too much at stake to take this lightly. We urge our British friends to act responsibly," said Maas in a speech to Irish ambassadors in Dublin on Tuesday.
Addressing the same gathering, Coveney said: "These are fateful days and weeks in British politics. I remain convinced that there is a majority in the UK parliament which will do all it can to avert a disastrous crash-out Brexit.
"The time for wishful thinking is over. There is no alternative 585-page agreement waiting to be dusted off," he said. "And it is also wishful thinking to ignore the default outcome if nothing else is agreed – that default is a crash-out."
He said it was time for MPs to be realistic and to stop holding on to the notion, expressed by the former Brexit secretary David Davis on the BBC on Tuesday morning, that the EU was playing negotiating games.
"Surely now is the time in Westminster for everyone – in government and in opposition – to cast aside unrealistic options based on promises that simply cannot be delivered," Coveney said.
In an indirect appeal to the 100 or so MPs who are expected to vote against May's deal next week, he said reality needed to take hold in Westminster.
"If that doesn't happen quickly, in the absence of that realism, it is the hardliners who think no price is too high to pay for their version of Brexit who will win out to everyone's cost, including Ireland's."
Speaking later at a press conference, Coveney said Ireland would not block any British request to delay leaving the EU by extending the article 50 process.
"If it is the case that at some point in the future that the British government seeks an extension of article 50, then that is something that will have to get consideration at an EU level. But certainly from an Irish perspective, if such an ask happens, we won't be standing in the way on that."
Maas was vaguer, saying it was premature to discuss any extension request before next week's Westminster vote.
The German diplomat echoed Coveney's warning that all sides would pay a price if "playing for time" led to a no-deal outcome.
The two speeches came after the taoiseach, Leo Varadkar, said the EU did not want to "trap" Britain and was working hard on written assurances to help May get the withdrawal agreement ratified in Westminster next week.
Coveney also appealed to the DUP and Sinn Féin to get Northern Ireland's devolved government back up and running quickly. "With a UK decision to leave the EU about to cause unprecedented dislocation – there is simply no excuse for the parties in Northern Ireland not to find a way to work together."
Davis told BBC Radio 4's Today programme that fresh written assurances from the EU to address his concerns over the Irish border element of the deal would not be enough as they would not be "legally binding".
The assurances are expected to include a pledge that a trade deal could be signed off by 2021, thereby obviating the need for a backstop if the transition period was extended for one year.
Davis expressed confidence that the EU would make a U-turn, was merely "testing the mettle" of the UK and predicted the EU would reopen negotiations.
Coveney said on Tuesday morning this was impossible. "The European council provided reassurances about the backstop in December and we are ready to provide additional clarifications if these are helpful," he said
"However, we cannot reopen the withdrawal agreement text itself, which was the product of multiple compromises and highly detailed negotiations in a very wide range of areas."
Varadkar said EU leaders did not wish to trap Britain in the backstop indefinitely and had already made that clear.


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Recently we covered some simple ways you can go green at work and make your office more energy efficient. Simple practices like shutting down computers at the end of the day and turning off office lights can save you on energy consumption and operating costs. The same can be said for your home! We've rounded up 28 ways to make your home more energy efficient starting today and lasting all year long.
Even the smallest daily adjustment can make a big difference in the long-run. Switching to energy efficient habits does not have to be an overwhelming process. There are many simple tasks that can turn into daily habits for making your home operate more efficiently:
In addition to the daily tasks you can do to make your home a little more energy efficient, here are some projects that you can plan on completing this month:
Looking to make even more long-term home adjustments to increase energy efficiency? Here are some long-term options to keep your home energy efficient all year long:
How are you making your home more energy efficient? What tips would you add to this list?


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The Law Library maintains a number of subscriptions to both legally and non-legally related databases, e-journals, and news sites. Currently, you can browse through the collection through an alphabetical list or by subject area.
Most legal electronic research resources can be accessed only by currently enrolled law students, faculty and staff. Many other databases and journals are available to all TTU students, faculty and staff at the University Library. See this page for more information on access restrictions and options for electronic databases and journals.
Compiled by our law librarians, the Internet Resources page contains hundreds of special-interest resources found on the Internet. Resources are grouped by subject, then by category.
Expand a category by clicking on the plus (+) sign to the left of the category name. If you cannot expand a category (those using Firefox may not be able to), or if you would like to be able to sort and/or filter the contents, please click the link labeled Sort/Filter List located to the right.
A Lexis Nexis database providing access to newspaper articles, court cases, and other resources.


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[PODCAST] Trendspotting: Cure for Future ShockAn Interview with Trendspotter Daniel Levine
Have you ever wished you can look into a crystal ball and see what the future of your business or technology looked like? The good news is you can! All you need are killer investigative skills along with the willingness to enter an experience of awe and excitement. The future then unfolds right in front of your eyes. All you need to do is follow the data.
In fact, trendspotting is becoming a new occupation. Companies around the world are employing trend forecasters and spotters to see what's working in other industries and teach them how to apply these trends to their specific niche.
This week's guest on Geeks Geezers and Googlization, is Daniel Levine; one of the world's leading trend experts at Avant Guide Institute, WikiTrend, & has been called the "Guru of Cool" from CNN. Listen as Daniel shares with us what current trends are working, what we need to pay attention to, and what it takes to become a trend spotting expert.
So, how does one become one of the world's leading trend experts? Daniel says " by being curious, malleable, and always ready to learn." For Daniel, his start came "by lucking into a travel writing job" and learning everything he could about the areas he immersed himself in.
Learning to understand and interpret the direction the world of business is going in might seem like a HUGE challenge. And it can be! As our world and society changes at an increasingly rapid pace, we need to learn to utilize this information better – to embrace and serve the people around us who are pressed for time. Essentially, trend spotting is becoming a business skill. It helps you better understand your customer base, what they expect to use and purchase, and then make more money from leading, not following (who wouldn't want that!?).
"Innovation for your industry is happening outside your industry."
Daniel's one most important piece of advice for business owners who want to wade into this idea of future planning?
"Innovation for your industry is happening outside your industry." By taking the time to read, research and talk to experts outside of your zone of genius, you will discover ideas you can implement to improve the future of your business. (I've written about this many times and referenced "info-sponging" in my book, too.)
What Daniel loves most about the world of trendspotting is "it's about studying history as it happens." With technology and cultural change accelerating at unprecedented speed, Daniel feels we need to embrace and better understand technologies such as AI, machine learning, bio-engineering, and automation so that we aren't shocked by sudden advancements.
Daniel also laid down one final gem. He recommends changing your idea of traditional employment.
"Work relationships are now transactional and employees are looking for something to gain before moving on to the next opportunity." If you don't want to get left behind in the age of Googlization, you need to be adaptable and ready to constantly SHIFT.


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Fratelli Group Travel
Below are PDF files for the Terms and Conditions for upcoming tours and pilgrimages. Click on the Terms and Conditions for the trip you are registering for. The file will open in a new window.
Registration is not complete until the signed Terms and Conditions are submitted as well as the initial deposit. Thank you!
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Please fill out each field. The form will not submit if you use auto fill. The submit button will only highlight once each required section has been filled out and is in white. If it is in yellow, please go back and retype the information. This form is also available in the brochure for each individual trip. Note: Not all tours are currently included for online registration. For those which are not, please print out and mail or email the application and signed Terms and Conditions. Thank you!
Copyright 2020 Fratelli Group Travel. All rights reserved.


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PMX Industries, Copper Mill, Copper Alloys - PMX Industries, Inc.
Based in Cedar Rapids, IA, PMX Industries is the leading supplier of high quality copper ... In 1992, when PMX opened its new rolling mill, the company took a very ... Our High Precision Copper Alloys meet all requirements of the International...Get Price
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ALEX – Alternative Experts (ALEX), an ISO 9001:2015-certified solutions provider to Government, Defense, and Commercial industries is pleased to announce Michael (Mike) Halloran as Executive Director of Business Development.
"Mike brings a unique perspective to the ALEX team. As a customer, he was an integral part of the development of our suite of artificial intelligence capabilities – and has a first-hand account of the solution's impact on key government programs. I can't think of anyone better to appeal to a wide audience about solving problems with Velocity," said George Vensko, ALEX's President and COO.
As Executive Director of Business Development, Mike is responsible for leading the creation of long-term value for the organization through collaboration with the BD team to capture new work, aligning with Operations to ensure successful re-competes, and growth of current contracts and customers by implementing new and enhanced services.
As the former Director of S&T at the Marine Corps' PEO Land Systems, Mr. Halloran was instrumental in developing strategies to inform, influence, and align investment in the modern warfighter by leveraging new and innovative science and technology offerings. This primary responsibility led to collaboration with ALEX on the development of Velocity, its artificial intelligence-infused suite of capabilities.
A graduate of the United States Naval Academy in Annapolis, MD, Mr. Halloran's military career included service as Chief Embarkation Officer for multiple Mediterranean deployments and as an AH-1J/T SeaCobra helicopter pilot in the United States Marine Corps.
About ALEX – Alternative Experts, LLC: ALEX – Alternative Experts is an award-winning ISO 9001:2015-certified solutions provider to Government, Defense, and Commercial contracts. As a trusted partner, ALEX's honesty, integrity, ethics, and focus on quality is evident in everything we do. By integrating emerging technologies and methodologies, our solutions increase business intelligence and enhance program operations. For more information, visit alexinc.com.
For all media inquiries for ALEX – Alternative Experts, please contact:
Will Thomas
Content Marketing Specialist


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I'm not going to claim to be any sort of fashion guru. I know a lot of you would probably disagree, however I assure you my flawless sense of style just comes naturally. I call it comfy couture, cheap and comfortable. Now like I said I didn't go to FIT, but I don't think that it takes a fashion student to realize that wearing a scarf when its 95 degrees with 98% humidity is moronic.
Now I fully understand, respect, and appreciate the whole hipster thing going on in "The City". Greenpoint Brooklyn is no exception, I was riding the "L train" home the yesterday, (soaking wet) and there were not 1 but 3 girls with scarves on my train. Typically there is something extremely hot and untouchable with hipster girls. But, at that moment they could have been wearing helmets with baseball gloves and it would have made more sense. There's a train full of dripping people that just waited in the sauna we call our subways and these 3 have the nerve to bounce on with freaking scarves...
I imagine they are the same people who come winter time will be running around in mini-skirts and halter tops. Which, well, I'm cant say anything bad about a mini-skirt but its the same non-sense idea. Really there is not much to say. Just don't be dumb in an attempt to be fashionable, or you'll end up in my blog.
PS. I do realize that in other countries, with sand, and other extreme weather that everyone wears scarves, and other things on their head... but Im pretty sure thats for eye protection, and religious reasons. So, use a different argument.


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Thunder hoping to settle score with Lakers
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NBA 2020: Los Angeles Lakers, LeBron James, Damian Lillard, analysis, Bubble Wrap, race for 8th seed
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LeBron James and the Lakers are the top seed in the West, but it comes with a huge disadvantage — they don't know who they'll face in the playoffs
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Lakers' JR Smith took fatherly advice on his way back to the NBA
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Lakers News: Anthony Davis More Confident After Late Night Shooting
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Lakers teammates show how much faith they have in Kyle Kuzma
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Congress may gut the 'stretch IRA' that wealthy people love
Congress may gut the 'stretch IRA' that wealthy people love
The House Ways and Means Committee cleared legislation aimed at helping workers build their retirement nest egg, according to this article on CNBC. Under the bill, long-term part-time employees would be allowed to participate in their employer-sponsored retirement plans and small companies would qualify for a $500 tax credit if they offer automatic enrolment in their 401(k) plans. However, the proposal would discourage higher-income IRA investors from using the "stretch IRA" strategy, as the bill includes provisions that would require non-spouse beneficiaries to take withdrawals within 10 after the original owner's death.
Six tax changes retirees should know
Retirees are advised to understand the major changes under the new tax law to take advantage of these rewrites, according to this article on The Wall Street Journal. The new law nearly doubled the standard deduction, raised the gift-tax exception to $11.4 million, and allows retirees to donate required minimum distributions directly from their IRA to charity and get the corresponding tax break. The law also expanded the list of qualified education expenses for 529 plans but limited the medical-expense deduction and scrapped Roth re-characterizations.
3 tax-efficient retirement saver portfolios for minimalists
Aside from 401(k), IRA and other tax-deferred savings vehicles, holding assets in a taxable account can be a great option for retirement savers, writes Morningstar's Christine Benz. "A key reason to do this is if you're a supersaver who has maxed out the available tax-sheltered vehicles and still have assets to invest," explains the expert. "You'll also want to employ a taxable account if you expect to tap the account prior to retirement... You may pay transaction costs and capital gains taxes as you trade, but there are no penalties for early withdrawals."
Millennials are making this major 401(k) mistake
Data from Natixis show that 30% of millennials have borrowed from their 401(k) plans, with 26% taking early withdrawals from their workplace retirement plans, according to this article on personal finance website Motley Fool. Experts are generally against tapping retirement accounts ahead of time, as this move could have serious impact on their financial security in their golden years. Premature withdrawals from retirement accounts will also trigger a 10% penalty plus taxes. Clients should consider building an emergency fund to avoid tapping their retirement assets.


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A triumphant half marathon 🙂
I am sure you would all like to join me in saying well done to Colin Wright, one of our most experienced Associates, for completing his triumphant half marathon on Sunday, March 24th. All his hard work in training paid off.
Colin ran the half-marathon in memory of his friend Mick Neville … the funds he raised will go to Severn Hospice where Mick spent his final days.
Colin ran as a tribute to Mick, who sadly died last September. The two men had worked together for some years and teamed up on some of MCP's most prestigious projects in the Middle East. Our staff all knew Mick in different ways – as a work colleague, fellow Formula 1 & heavy rock fanatic and friend – but we are all agreed that we were lucky to have known him and lucky that Mick has been part of our lives.
A fitting tribute
Both men shared a love of running so this is a fitting tribute. Everyone at MCP would like to thank Colin for making such a huge personal contribution and we would personally like to thank you all our staff for contributing to such a worthy cause.
Bev, Mick's wife sent the following message "Please pass on my thanks to everyone who donated in aid of the hospice for Colin running the Ironbridge half marathon yesterday. We are really grateful and I'm sure the hospice will be thrilled."
The photo is of a Colin smiling with his well-deserved finisher's medal; it is clear how much this meant.
Well Done, Colin!


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The Realm EP
Label: Large Music
Release date: 01/18/2019
Catalog number: Lar293
Large Music kicks off 2019 in full form with a new release from our acclaimed artist Sek. We love the vibe this man is on right now – deep organic rhythms and pads with unique and surprising twists. The title track is a shiny groover with a killer break while The Nerd Comeback has more Chicago influence and hits hard in all the right places. Sek even tossed in a lovely nu disco number to please the spotters. Enjoy!
Curated by Jeff Craven for Large Music LLC
25 year of House Music History.
For licensing: firstname.lastname@example.com


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So I scrapped the old design and went in favor of the one I've been working with. This time I think I've got it just right. I've started collecting parts also. I had a nice wild olive neck blank which I intended on using but was shocked to see the damn thing had warped when I'd gotten back from india…. So I ordered a sapele mahogany blank from lmii and it should be here this coming week. Thing is I really can't start building this thing just yet. It kills me. But I do find some joy in the fact that while I cannot start the serious building just yet, I can do all the little things leading up to that…how hard can it really be after all.
Wish me luck for the US medical licensing exam; the studying for which is taking up 10+ hrs of my day.
Argh… Anyhow…
Spec's of the new model:
7 string
27.5 in scale length (baritone)
Macassar Ebony 20in radius
Neck: Sapele Mahogany (bolt on)
Body: Sapele Mahogany
Top: Myrtlewood
Pickups: BKP Camo covered
Bareknuckle Aftermath bridge
Bareknuckle Warpig Neck
Hipshot 7 bridge (from Keith Merrow \m/)
Earvana Compensated 7 string nut
6100 dunlop fretwire


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LP - In what will be forever known as "Black Tuesday" in the cycling world, Lance Armstrong announced that he will not be riding this year's Leadville 100 on Saturday, August 14th. Lance pulling out of the Leadville 100, or "bailing" on it if you speak mountain biker, came as quite a surprise and its effects have been widespread. Nowhere has the effect been felt as strongly as at Trek retailers though, where many would be Leadville 100 riders are attempting to bring back the mountain bikes they just purchased this year to try and attempt the race with Lance.
Luckily for Trek and the bike shops who carry them, Trek is not in the business of mending broken dreams and bike shops are under no obligation to take a bike back simply because someone's hero bailed on a race that they never would have done otherwise. That hasn't stopped people from trying though. One Trek carrying bike shop employee who asked to remain anonymous said, "It's just terrible what we are seeing here. One bike reeked of Simple Green, while another had slicks, but the worst thing I think I saw was a handlebar mirror and aero bars on a Top Fuel. The things we are seeing just ain't right and really, I've been having nightmares about it."
But there are two sides to every story. When interviewed outside of a Trek retailer while trying to return his bike, Leadville 100 entrant Richard Cranium stated, "I can't believe they wouldn't take this bike back. I mean, it's never seen dirt besides at the CTS camp where my entry was guaranteed after not getting in to the fair and unbiased lottery. Besides at the camp, this bike has only seen the pavement and my Computrainer, it's in immaculate shape." Richard, a Phoenix resident, went on to say, "I've always heard there are some great mountain bike trails over on South Mountain, but I've never ridden them because my CTS coach told me I should do the majority of my training on the road as it helps me learn how to spin and build power. I guess if I have to keep this stupid thing I should go and try a few of them out, I guess."
Not everyone believes Lance won't be at this year's Leadville 100 however. Race co-founder Ken Chlouber is holding out hope saying, "I think he'll be here. If you just want my upfront bet, I'd bet you that he's going to be here." It couldn't be confirmed, but under his breath people thought Ken might have said, "He said he loved me, err, Leadville. Why would he not show up? He could bring his kids up to Leadville and support the race he said he loves even if his hip is hurting him too much and he isn't going to ride the Leadville 100. It doesn't make sense, I mean, Aspen to Leadville is only a 60 mile drive. I'm starting to think all of this was just a ploy to promote the Quiznos Pro Challenge."
Industry experts speculate that Lance Armstrong not showing up for this year's Leadville 100 could have long-term consequences, possibly even leading to the eventual economic decline of the city much like the silver mining collapse in the 1950s. Analyst Seymour Buts weighed in, "What Leadville had was a charming race with a lot of diehard regulars. With all of the hype around Lance you see a lot of people who would have never considered the race trying to do it just to be extreme, sort of like buying a Nissan Xterra when they first came out. Unfortunately this comes at a price and a lot of prior multiple Leadville 100 finishers had to be turned away, many of these prior finishers have turned their back on this race. It was a gamble and one can only hope that the new talent will become diehards, however with the attempted bike returns it is not looking good."
But not everyone is attempting to return their bikes. Lawrence Orbach, three-time self-proclaimed winner of the New York City Five Boro Bike Tour, says extreme challenges are what gets his juices flowing. "Just like Lance in the Leadville 100 last year, I set a record time in the Five Boro Bike Tour this year, no one is going to touch that record for awhile." The record time could not be confirmed by Lemming Press as the Five Boro Bike Tour is not a race, but a ride. Lawrence went on to say, "I don't care if Dave Wiens was almost a decade older than Lance Armstrong and basically time trialed all of his Leadville 100 victories alone. I also don't care if Lance brought in some of Trek's best mountain bikers to set a blistering pace while he sat behind them conserving energy so he could set that record time. So what, in the Five Boro Bike Tour I've used drafting for every one of my victories, I probably wouldn't have set a record time had I had to go it alone." Well said Lawrence.
No word on if the Leadville shrine to Lance Armstrong will be completed given the developments of Tuesday, as of press time on Thursday construction was still underway.
There's a prototype for anything? Well, maybe not for this. - [image: B-11 switcher] LT&L #10000 (ex PH&W, ex LT&L 1000) – a CLC VO-660 that broke its crankshaft in PH&W service and was bought back for parts, handed...
1 day ago


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Regardless of what happens on Thursday we all need a bit of a break and a bit of self care. We've collected some of the best deals going over the next few days for a bit of escapism.
I challenge anyone to not feel better after a pizza. Let the carbs wash over you and encourage an inner peace.


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|Net primary productivity estimates and environmental variables in the Arctic Ocean: An assessment of coupled physical-biogeochemical models
|Publication Type
|Journal Article
|Year of Publication
|Lee Y.J, Matrai P.A, Friedrichs M.AM, Saba V.S, Aumont O., Babin M., Buitenhuis E.T, Chevallier M., de Mora L., Dessert M., Dunne J.P, Ellingsen I.H, Feldman D., Frouin R., Gehlen M., Gorgues T., Ilyina T., Jin M.B, John J.G, Lawrence J., Manizza M, Menkes C.E, Perruche C., Le Fouest V., Popova E.E, Romanou A., Samuelsen A., Schwinger J, Seferian R., Stock C.A, Tjiputra J., Tremblay B., Ueyoshi K., Vichi M., Yool A., Zhang J.L
|Journal of Geophysical Research-Oceans
|Date Published
|Type of Article
|ISBN Number
|Accession Number
|barents sea; Canada Basin; earth system model; ecosystem model; general-circulation model; line; marine primary production; phytoplankton blooms; sea-ice model; simulation characteristics; skill assessment
The relative skill of 21 regional and global biogeochemical models was assessed in terms of how well the models reproduced observed net primary productivity (NPP) and environmental variables such as nitrate concentration (NO3), mixed layer depth (MLD), euphotic layer depth (Z(eu)), and sea ice concentration, by comparing results against a newly updated, quality-controlled in situ NPP database for the Arctic Ocean (1959-2011). The models broadly captured the spatial features of integrated NPP (iNPP) on a pan-Arctic scale. Most models underestimated iNPP by varying degrees in spite of overestimating surface NO3, MLD, and Z(eu) throughout the regions. Among the models, iNPP exhibited little difference over sea ice condition (ice-free versus ice-influenced) and bottom depth (shelf versus deep ocean). The models performed relatively well for the most recent decade and toward the end of Arctic summer. In the Barents and Greenland Seas, regional model skill of surface NO3 was best associated with how well MLD was reproduced. Regionally, iNPP was relatively well simulated in the Beaufort Sea and the central Arctic Basin, where in situ NPP is low and nutrients are mostly depleted. Models performed less well at simulating iNPP in the Greenland and Chukchi Seas, despite the higher model skill in MLD and sea ice concentration, respectively. iNPP model skill was constrained by different factors in different Arctic Ocean regions. Our study suggests that better parameterization of biological and ecological microbial rates (phytoplankton growth and zooplankton grazing) are needed for improved Arctic Ocean biogeochemical modeling.
|Short Title
|J Geophys Res-Oceans