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Investment Management
Importance Information About Investing
I value my client relationships, and as a an independent contractor financial professionals, I make it my business to strive to help you pursue your financial goals and objectives. So, whether you are a new or long-time investor, saving for college or accumulating wealth for retirement, I can help by making it easier for you to invest and manage your money. I offer a wide variety of services, products and resources that help meet your investment needs.
I want to ensure that before you make an investment, you understand your rights and responsibilities, as well as the risks and costs associated with investments. Investing is serious business and investments involve risks that can result in losses. I believe that providing you the information you need to make sound decisions is the first and most important step in developing a lasting relationship.
To learn more about Investments, please email us or call (678) 590-2702.
I Can Offer You More Through an Advisory Relationship
As an investment adviser representative (IAR), I can offer you a broader suite of services that go far beyond a transactional brokerage relationship. By delivering holistic financial planning tied to specific life goals, I can help you pursue your vision for the future.
By working within the context of an advisory relationship, I can offer you a more complete and personalized suite of services geared to your specific goals and needs. Together, we'll create a plan that will serve as the road map for your financial future.
Steps of Investment Management
The investment process affords you access to the knowledge, resources and experience of professional investment managers while you receive ongoing guidance from me — your investment adviser representative. I will employ a five-step process that identifies your goals, constructs an appropriate strategy, implements the investment plan and periodically monitors it for effectiveness through market cycles.
I follow certain standards of conduct while managing your portfolio. Such standards can include offering diversification, analyzing risk and returns, avoiding expenses that are not justified by your needs, and delegating duties where specialized assistance is needed.
The goals and needs of each client are unique. Investment returns and time horizons that you desire can be quite different from those of other clients. The general process that we will walk through together includes:
(1) Discovery Meeting
I can guide you through a series of questions that can help clarify your current financial position, investment goals and outlook. This evaluation also gives you a complete picture of your risk tolerance, time horizon and cash flow needs.
(2) Establish Objectives
Then, I will create an Investment Policy Statement, which outlines how your account should be managed. This document usually summarizes risk tolerance, time horizon, asset allocation, fund selection and the rebalancing criteria by which your accounts are managed. This can serve as your blueprint for potential investment success.
(3) Set Strategy
When your investment objectives are clear, I can develop possible investment allocation strategies. Strategies are selected for optimal asset allocation,* which can be the most important decision affecting your long-term investment performance. How assets are dispersed among various asset classes can have more impact on performance than the selection of a specific mutual fund, stock or bond within an asset class.
(4) Implement Solutions
With a wide range of investments in a flexible investment platform, I will customize your portfolio by assisting you in selecting suitable investments such as mutual funds, exchange traded funds (ETFs), stocks and bonds.
(5) Review Progress
I can also provide a periodic portfolio review that encompasses investment objectives and portfolio performance to help ensure that progress is being made toward your original goals.
* Asset allocation, which is driven by complex mathematical models, should not be confused with the much simpler concept of diversification. Asset allocation does not assure a profit and does not protect against loss.
Investment Management Frequently Asked Questions (FAQ)
What is the minimum portfolio size needed to get started?
I work with clients of all portfolio size levels.
How do I get started?
I offer an initial no-cost, no-obligation, no-pressure "get acquainted" meeting, either over the phone, or in-person. The purpose of this meeting is to address your financial concerns, needs, goals & objectives, and to give you more detail on my firm and investment philosophy and services. Most people find this enlightening and motivating.
How often do you meet with clients?
I typically offer to meet with clients two to four times a year but can meet as often or as little as the client prefers.
Where are my assets be held?
Pershing LLC is the custodian of your assets. Pershing is the custodian of choice because they offer a cost effective and convenient way to invest in many different securities and they have a commitment to technology and service. They act as a custodian of your assets, which means they hold the actual securities and cash for you in your accounts and are responsible for safe-keeping.
Who is Pershing LLC?
Pershing LLC is a subsidiary of The Bank of New York Mellon Corporation, the nation's oldest continuously operating bank, and one of the world's leading providers of securities services. Pershing has approximately $770.2 billion in assets held in custody. The parent company, The Bank of New York Mellon Corporation, has $22.3 trillion in assets under custody and administration.
What is a custodian?
A custodian is a brokerage or other financial institution that holds and manages a client's securities or other assets on his/her behalf. This reduces the risk of the client losing his/her assets or having them stolen. They are also available to the brokerage to sell at the client's demand. A custodian also provides an investor a place to store assets with little risk. Brokerages normally require a fee for custodial services.
What are custodial fees?
Custodial fees are charged to a client by his/her brokerage for safekeeping services. Safekeeping occurs when the brokerage holds securities on behalf of the client. They are also available to the brokerage to sell at the client's demand. Brokerages provide an investor a place to store assets with little risk. Brokerages are not allowed to use the items in safekeeping for their own ends. Assets in safekeeping remain in the client's name. For this reason, brokerages normally charge custodial fees for safekeeping services.
Who is Cetera Advisors, LLC?
Cetera Advisors, LLC is my broker-dealer. A broker-dealer is a company or other organization that trades securities for its own account or on behalf of its customers.
When executing trade orders on behalf of a customer, the institution is said to be acting as a "broker". When executing trades for its own account, the institution is said to be acting as a "dealer." Securities bought from clients or other firms in the capacity of dealer may be sold to clients or other firms who themselves are acting again in the capacity of dealer, or they may become a part of the firm's holdings.
Who will have access to my money?
I am authorized to buy and sell securities in your account with your permission, or if you provide me with trading authorization, I am able to buy and sell securities on your behalf without permission. In either case, I do not have access to your money. You are the only person with direct access to your account funds.
Am I FDIC insured?
No, you are insured with SIPC through Pershing LLC. Pershing is a member of the Securities Investor Protection Corporation (SIPC®). As a result, securities in your account are protected up to $500,000. For details, please see www.sipc.org. Please note that SIPC does not protect against loss due to market fluctuation. However, it does protect against institutional failure. In addition to SIPC protection, Pershing also provides coverage in excess of SIPC limits through a private insurer, Lloyd's of London.
The excess account protection purchased through Lloyd's of London offers the highest level of coverage that is available in the industry today.***1 The excess insurance policy provides the following protection for assets held in custody by Pershing and its London-based affiliate, Pershing Securities Limited:
An aggregate loss limit of $1 billion for eligible securities—over all client accounts2
A per-client loss limit of $1.9 million for cash awaiting reinvestment—within the aggregate loss limit of $1 billion3
The Lloyd's of London insurance does not protect against loss due to market fluctuation. For more information about Lloyd's of London, please see www.lloyds.com. An excess account protection claim would only arise when Pershing failed financially and client assets for covered accounts, as defined by SIPC (for Pershing LLC accounts) or the Financial Services Compensation Scheme (FSCS) (for Pershing Securities Limited accounts), cannot be located due to theft, misplacement, destruction, burglary, robbery, embezzlement, abstraction, failure to obtain or maintain possession or control of client securities, or to maintain the special reserve bank account required by applicable rules.
Lloyd's currently has an A rating from A.M. Best and an AA- rating from Fitch Ratings and an A+ rating from Standard & Poor's® (S&P®). These ratings are based on the financial strength of the company and are subject to change by the rating agencies at any time. The current Lloyd's of London excess insurance policy is scheduled to expire on February 10, 2018.
What exactly does a Financial Advisor do?
A financial advisor is a professional who renders investment advice and financial planning services to individuals, businesses, and governments. They help clients maintain a desired balance of investment income, capital gains, and acceptable level of risk by using proper asset allocation. Financial Advisors use stocks, bonds, mutual funds, real estate investments trusts (REITS), options, futures, notes, and insurance products to meet the needs of their clients.
The Investment Advisors Act of 1940 imposes standards on investment advisors than broker-dealers. Sometimes, you will hear them referred to as having a "fiduciary" relationship with you. This means an investment advisor has the responsibility to act in your best interests. In addition to having the same obligations as brokers, investment advisors must also:
- Act in your best interests when providing you with investment advisory services.
- Place you interests above their own.
- Avoid or disclose any material conflicts of interest, including disclosure of compensation paid to or received from affiliates as a result of the advisory relationship or any recommendations made in connection with the advisory services.
What is involved in the financial planning process?
Financial planning is the process of meeting your financial goals through the disciplined management of your finances. Financial goals can include buying a home, saving for education costs or planning for retirement.
For many clients, reaching long-term financial goals through an investment advisory service is a solid approach to take. Of all the investment advisory services available, financial planning typically differs from other types of investment advisory services because of the breadth and scope of the advisory services provided.4 When you engage in a financial planning relationship, you benefit from a holistic approach to meeting your needs and reaching your goals, while receiving a higher level of protection.
How do I access money in my account(s)?
This depends on the type of account.
Retirement Accounts – Checks are not available for retirement accounts. Call my office and I will fax/email/mail a form to you in order to make a withdrawal from your requirement account. The money can be received via a check, ACH transfer or wire transfer (there is small fee for this service).
Non-Retirement Accounts – Checks can be ordered for these types of accounts or you may call my office at 678.590.2702 and make request for an "on demand" withdrawal that can be received via a check, ACH transfer or wire transfer (there is small fee for this service).
How long does it take to receive a cash distribution if my money is invested?
You will receive your cash distribution on your equity trade settlement date. Your equity trade settlement date for stocks and bonds is usually two business days after the trade was executed. For government securities and options, the settlement date is usually the next business day. This does not include Saturday, Sundays or Holidays or when the exchanges are closed. Please allow extra time for delivery of your distribution after the settlement date.
Can I access my account online?
Yes. You have full access to your account(s) online through www.netxinvestor.com. The Financial Organization number is 3KZ.
If you are a Financial Consulting client, you will have access to your online financial profile.
Please contact my office at 678.590.2702 for log in assistance.
Who should I issue a check payable to when you invest money for me and where should I mail the check?
Issue a check payable to Pershing LLC when you are investing money and it should be mailed to either (depending if the check is for retail or retirement):
Pershing, LLC Pershing, LLC
Retail Deposits Retirement Deposits
Pershing Money Desk Retirement Check Processing
One Pershing Plaza One Pershing Plaza
Jersey City, NJ 07399 Jersey City, NJ 07399
If I am paying for Financial Consulting Services, how and when do I pay my annual subscription fee?
Most clients choose to pay their consulting fees via an automated quarterly bank draft. For clients who decline this option, you will be invoiced quarterly. You should issue a check payable to Cetera Advisors, LLC and mail it to:
Cetera Advisors LLC
c/o Richard S. Carver
P.O. Box 1223
Andrews, NC 28901
What happens to all my accounts if my Financial Advisor dies?
Your accounts become house accounts with Cetera Advisors, LLC and/or you are free to employ another financial advisor with Cetera Advisors, LLC or any other broker-dealer.


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God desires that we continually progress or get better in everything we do. That we strive to reach new and higher levels as we grow in the strength that Christ has given us. Sometimes though, as soon as we make a decision to step out in faith and obey God, the enemy throws fear into the ring to try to stop us. He brings in thoughts like, "What if I fail? What if I lose? What will others think of me? He might even…Continue
Added by Champion In Christ on May 27, 2012 at 5:00pm — No Comments
So many people these days are depressed and discouraged because they only focus on their present circumstances. They are constantly dwelling on their past and their problems. You know what they don't have, and what's wrong with them. They don't realize it, but they are allowing the enemy to steal their hope and their joy. This negative frame of mind is what keeps people from moving forward in life and…Continue
Added by Champion In Christ on May 15, 2012 at 8:03am — No Comments
Are you putting actions behind your faith to bring it to life? If we aren't doing things for God that show that we believe in Him, the Bible says that our faith is useless. Useless faith doesn't accomplish anything. We have to give life to our faith by putting actions behind it. It doesn't have to be anything big, just something that shows your faith in God. I know people that have been down and discouraged. They…Continue
Added by Champion In Christ on May 5, 2012 at 4:00am — No Comments
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Legal Contracts Manager (1 year agency contract)
Date: 20-Jul-2020
Location: Singapore, Singapore
Company: Singtel
The Legal Contracts Manager reporting in to Procurement is required to work closely with both the Procurement Category Managers as well as the internal stakeholders from other Singtel business units to draft, review and negotiate a wide variety of Procurement contracts.
- Draft and review a wide variety of contracts ensuring compliance to Singtel contract policy
- Advise internal stakeholders on implications of contractual terms and how these apply for each purchase
- Lead or support contractual negotiations with suppliers
- Where required, provide sound legal advice within a fast paced and dynamic working environment to business units
- Work with other internal stakeholders both in Singapore and Australia to ensure internal policies and corporate governance is strictly adhered to
- Regular tracking and reporting on contracts reviewed
- Drive user experience improvement initiatives related to the contracting process
The ideal candidate should have/ be:
- Law degree with minimum 2-4 years of Post Qualification Experience (PQE) acquired in a reputable local law firm or in-house in a telecommunication and/or IT related organisation.
- Excellent knowledge of local laws and regulations
- Ability to work in a fast paced and dynamic environment to meet aggressive deadlines
- Excellent written and verbal skills with an eye for detail
- A team player with excellent inter-personal skills and ability to communicate and influence effectively at all levels
- Willing to explore and learn new skillsets
- Must be able to work independently


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Welcome to the CEO Experience
Scroll down for information about booking a Q&A Call or Breakthrough Session
Where we'll transform you into a confident business owner and CEO, scaling your business faster, while working less and earning more. Transcend beyond what you think is possible for your business and life with the help of a certified and award-winning coach with over 15 years of international business experience.
I want to invite you to come on an authentic and co-creative journey with me. This uniquely tailored program will give you the opportunity to do the deep transformational and radical self-reflective work that will allow you to step into your highest level of leadership in your business and life.
In this high-touch and expansive experience you'll discover how to:
The transformation that leads to higher profits and freedom:
I help clients build sustainable and healthy businesses by bringing clarity and direction to the following areas:
Business Mindset
Authentic Leadership & Team Management
Business Strategy
By bringing focus to these business pilars, I've been able use my coaching expertise and business experience to help them co-create the following:
Move from being stuck in the daily grind to being the visionary, increasing profits.
Break profit-harming habits and use your strengths
to up-level your business.
Achieve the confidence to grow your company with ease, working smarter not harder.
Scale your business and expand your team while maintaining a healthy cashflow.
Learn how to hire, manage, delegate, and lead your dream team and scale up faster.
Sound like just what you need? Then I'd love to invite you to work with me:
During this private coaching session:
Session Cost: $1200
During this complimentary Q & A call you'll:
Q&A Cost: Complementary
Here's what I've helped past clients do in their business:
Grow from multiple six to seven figures and beyond.
Scale to multiple locations and growing an efficient team.
Sale of business and exit strategy support.
New business buying and negotiation strategy.
Org restructure and vision to execution strategy.
I have experience helping the following types of businesses:
Fitness Studios
Mental Health Counseling
Pre-/Post-Natal Care Services
Event Planning
Creative Theatre
Travel Agency
Startup physical products
Tea Industry
Salon & Spa
Janitorial Services
PR + Marketing
Care Giving Agency
Interior Design
What clients have to say about their experience:
"This past year has been an amazing series of slow and steady accomplishments for me under your guidance - I am so proud of this moment and I want to share it with you - for the first time in a very long time I do not feel as if I am a charlatan because what everyone can see goes very deep now. My professional world has grown, matured, stabilized and literally exudes joy. I am indebted to you for pushing me, understanding me, contradicting me, supporting me, laughing with me and not accepting any BS from me. I not only hit but exceeded my revenue goal! I am so excited for what's next. " ~ Brian Milauskas, Founder & Owner of Kidstock Theatre
"Hanneke has completely transformed my business and more importantly myself. She's helped me make so much money - highly recommend! ~ Founder and Owner of Leeward Counseling
"Hanneke is like your business fairy godmother, knowing exactly how to help you figure out what you want/need in your business and how to get it (usually much faster than you ever hoped! ~ Female Millennial Entrepreneurs Group
"The experience was truly transformative. Wow wow wow. I was so inspired and impressed. It was everything I hoped it would be. THANK YOU, Hanneke. I'm still on cloud 9." ~ Hayley Denker, CEO + Founder of Hayley Denker Marketing
Hanneke is an award-winning and certified coach with over 15 years of international business experience. She has personally built two award-winning businesses in the last 10 years.
She transitioned from her sales job on Wall Street where she negotiated billion-dollar deals to follow her dream of building her own flexible business that would allow her the freedom to visit her parents in South Africa whenever she wanted.
Hanneke couples her business degree with her Wall Street sales experience, as well as her decade in entrepreneurship and coaching certification to help business owners build sustainable and profitable companies, while transforming them into confident CEOs.
Copyright 2020 by Hanneke Antonelli


text: tag:blogger.com,1999:blog-1380741379275020521.post7599998030672666114..comments2020-01-03T09:02:17.577+00:00Comments on brummymummyof2: 7 Ways How To NOT Kill Each Other When You Have Kidsbrummymummyof2http://email@example.com:blogger.com,1999:blog-1380741379275020521.post-73402277250737726352019-02-12T20:05:29.201+00:002019-02-12T20:05:29.201+00:00I have been watching you on YouTube for about a ye...I have been watching you on YouTube for about a year (as I only discovered YT when I was on mat leave ... I'd obviously been living under a rock) and I have only just started reading your blog and I have literally laughed out loud for about 10 minutes reading back through your posts! I so wish I'd have known about your blog on my mat leave when I needed an honest, funny, accurate(!) read. It's so refreshing to see someone just being honest. Love love love your content. Xx<br />email@example.com:blogger.com,1999:blog-1380741379275020521.post-19659797966563455312019-02-08T18:57:54.182+00:002019-02-08T18:57:54.182+00:00Love this!! Funny but also some really good tips, ...Love this!! Funny but also some really good tips, I definitely need to take a few of these on board, the passive aggressive control freak that I am ��email@example.com:blogger.com,1999:blog-1380741379275020521.post-21896182433245637562019-02-08T16:08:52.299+00:002019-02-08T16:08:52.299+00:00Very funny! Love it Emma xxVery funny! Love it Emma xxMilliehttps://email@example.com:blogger.com,1999:blog-1380741379275020521.post-24249946118087850932019-02-08T13:20:24.207+00:002019-02-08T13:20:24.207+00:00This made me feel so much better, that there is ho...This made me feel so much better, that there is hope and that what we are going through is normal! Thank you Emma email@example.com:blogger.com,1999:blog-1380741379275020521.post-90309445890408628352019-02-07T22:08:32.417+00:002019-02-07T22:08:32.417+00:00Love it. This described me down to a T when my lit...Love it. This described me down to a T when my little girl was born. Nearly 5 years later, it works, we're all happy!! ( most of the time cos let's face, we all enjoy being d*cks sometimes :-) )firstname.lastname@example.com


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Product information
A powerful full tang design the Garberg Knife from Mora has been created to withstand the toughest challenges. It boasts a 3.2mm thick blade made with high quality stainless steel that has been specially treated to increase its strength and also features Scandi-grind making it easier to keep sharp. The spine of the blade has been ground so that it can be used with a fire starter so that essential warmth is never far away while the leather sheath is durable as well as practical.
Product features
- Materials:
- Blade: stainless steel
- Handle: nylon
- Sheath: leather
- Patterned high friction grip for easy handling
- Scandi-grind blade for easy maintenance
- Spine grinding of blade can be used with a fire starter
- Belt loop on sheath
- Made in Sweden
- Dimensions:
- Blade thickness: 3.2mm
- Blade length: 109mm
- Total length: 229mm
- Weight: 272g
Product Code: E9114259


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Bushfire management across our vast State needs a strong, collective approach so we can grow our capability to ensure a safer WA.
Bushfire management across our vast State needs a strong, collective approach so we can grow our capability to ensure a safer WA.
Managing bushfire across our vast State is a huge task, so we're building the new Bushfire Centre of Excellence to cultivate knowledge and support training that helps to make our communities safer.
The Centre will be the first of its kind in WA, and located in the Shire of Murray. We've designed it to be a learning hub that's accessible to all bushfire management stakeholders.
The purpose-built facility will provide high-level training for WA's bush firefighters and other emergency service personnel. Our approach is to harness lessons learned and promote the best from academia, science and Aboriginal traditional land practices.
Work is well underway to construct this innovative facility that will help us all work together to improve bushfire management.
The Bushfire Centre of Excellence will benefit local communities by strengthening the ways we build and share skills to help reduce bushfires and their impacts.
We'll develop enhanced bushfire training, and work to deliver and support this for our stakeholders across WA.
We'll gather, manage and share the very best of traditional, academic and experiential bushfire knowledge.
We'll focus on collaboration and ensure all of our stakeholders can access bushfire training, knowledge and research.
The Bushfire Centre of Excellence will be a vibrant hub for our broader community. It will run specialised training programs, information sessions and networking events. It is being constructed to include:
The following principles guide all that we do at the Bushfire Centre of Excellence:


text: Home Zambia ends copper, cobalt materials import duty to provide producers relief The Zambian government will remove the 5% import duty on metal concentrates to ease the pressure on copper and cobalt producers during global lockdowns imposed to halt the spread of the Covid-19 virus and and sharp declines in commodity prices. This is among a series of relief measures announced by the country's finance minister, Bwalya Ng'andu, on Friday March 27, in an official statement which also mentioned the removal of the export duty for precious metals. The statement did not give the date the tax relief will become effective. The import duty was introduced in January 2019 and led to significant rises in procurement costs for producers in Africa's second biggest copper supplier.... Email this article Your details Your recipients's details You can enter a maximum of 5 recipients. Use ; to separate email addresses. Email yourself a copy? Enter the code: Cancel Ok To view this content, please take a free trial or subscribe to our service. Already registered? Log in Subscribe to the latest news: Personalized live and breaking news alerts Access live news and market information Access our market news archive back to 1997 Buy now Take a FREE 7 day trial: Access the past month's market insights Coverage from our experts embedded in the markets Try our global metal company database Take a trial Contact Us +44 (0) 20 7779 8260 email@example.com Published Julian Luk March 27, 2020 17:42 GMT London Keywords copper cobalt Zambia DRC Africa copper price virus disruption Related news {{article|snippet:'title'|removeHtmlTags}} {{article|fields:'dates'|date:dateArticleFormat}}


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Which world leader corresponds with this image?
George Washington was made an honorary citizen of France in 1792. In 1976 Washington was awarded the highest rank in the U.S. military, ever. No one will ever outrank him in the military because of this. In 1789, his presidential salary was 2 percent of the total U.S. budget.


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The Socotra archipelago was listed by the UN Educational, Scientific and Cultural Organization (UNESCO) in 2008 as a world heritage site because of its rich and distinct flora and fauna, much of which can't be found anywhere else on the planet.
Yemen's people and the Socotra's population slammed the UAE's takeover of Socotra, a remote Yemeni island in the Arabian Sea sometimes described as the "most alien-looking place on Earth."
Three Emirati cargo planes carrying military equipment and troops landed on Socotra on Wednesday, as Ahmed bin Dagher, visited the island. While a Saudi delegation in a bid to defuse tensions which erupted after the United Arab Emirates deployed troops there.
According to a Yemeni government official, UAE forces have occupied sea and airports in the island, and blocked Dagher from leaving on Friday.
"The UAE has occupied the airport and seaport of Socotra Island, despite the Yemeni government's presence there. What the UAE is doing in Socotra is an act of aggression," the official said.
The U.A.E. military's seizure of the seaport and airport on Socotra is an "unjustified" assault on Yemen's sovereignty, Ahmed Bin Dagr said.
Amid the public anger about this step, The U.A.E.'s Minister of State for Foreign Affairs Anwar Gargash, pointing in an ironic statements to "family and historic relations" with Socotra and its people.
Critics and activists say the UAE seeks to transform the island into a permanent military outpost-cum-holiday resort, and may even be stealing its Unesco-protected plants and animals.


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Band: The Alan Parsons Live Project
Venue: Molson Amphitheatre, Toronto ON
Date: June 18, 1998
Tour: On Air
Members Of The Band:
Alan Parsons (Guitar, Vocals, Keyboards and Percussion)
Ian Bairnson (Guitar and Saxophone)
Stuart Elliot (Drums)
Peter Beckett (Vocals and Keyboards)
John Giblin (Bass)
John Beck (Keyboards)
Neil Lockwood (Vocals and Guitar)
Comments: I've always loved The Alan Parsons Project. As a matter of fact, when the time arrived to purchase our first CD player, I thought long and hard as to what our first CD purchase to play on said player would be. In my mind, there was no better CD to pick that Tales of Mystery and Imagination by the APP. I'll tell you, it didn't disappoint. And neither did this opening set by the APLP. From the opening assault of (The System of) Doctor Tarr And Professor Fether I knew we were in for a treat.
Band: Yes
Venue: Molson Amphitheatre, Toronto ON
Date: June 18, 1998
Tour: Open Your Eyes
Members of the band:
Jon Anderson (Vocals and Guitar)
Steve Howe (Guitar)
Chirs Squire (Bass)
Alan White (Drums and Percussion)
Billy Sherwood (Guitar and Vocals)
Igor Khoroshev (Keyboards, Vocals and Percussion)
Edit this setlist | More Yes setlists
Comments: Next to the Anderson, Bruford, Wakeman and Howe show, this is probably my favorite Yes concert. The main reason? No long, masturbatory solos. Sure, they did solo, but they solo'd within the context of the songs they were playing. The results were staggering. When they get right down to it, Yes are an amazing live band. For the first time in a long time and the first time on this tour they played Close To The Edge. It was majestic although flawed with the band missing cues and generally sounding like they were playing it for the first time on their current tour. But it was still incredible.
- R.I.P. Ffej Nosirrom - March 16, 2017
- My Musical Idol… Mike Star… - February 21, 2017
- Bootleg Infamy – Mr. Aardvark Your Royalty Cheque Awaits - August 9, 2015


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And then manna sprang forth from heaven, bursting with life and yummy-ness
My first tomato, friends. I've watched over, prayed over, did a rain dance over my little garden, since I planted it earlier this Spring.
I've got plans for this little guy. And they include my friends salt and pepper. And that's it. It's officially Summer.
P.S. My zucchini were not so lucky and well-loved. I'm still holding out hope for them, but they are very small, and turn very dark green, way too quickly. Poor little things. But if you want basil or parsley – I'm your girl.


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04/26/2010 (9 Comments)
"Absolutely not, Claudia." Damian was quickly losing his patience with Claudia. It seemed as though everyone was trying his patience lately. Damian had been invited for an evening drink with Claudia that had turned into a considerably more entertaining end to the night than Damian had expected after having to entertain an annoying rishan and two nosey humans. He had welcomed the break, but now felt annoyed to the point that he just wanted to be alone.
"But, Damian, think about it." Claudia spoke softly and rubbed Damian's shoulders. "If Chel goes home with 'daddy', then we have Lexx to ourselves!"
Damian scooted forward to retrieve his clothes, working out the right response.
"While you do have a valid point, I do not want you to do what you have suggested, Claudia. I like Chel." Damian was done with this conversation. If only Claudia would get the point.


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Trade program
If you are a Designer, Architect or staging Stylist and you want to use HKliving products in your designs, sign up for our Trade Program. We would love to work with you on your projects and make you stand out from the rest.
Fill in contact information and we'll get back to you.


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From now on I'm dedicating Thursdays to an attitude of gratitude. Next Thursday I will share a more in depth post on gratefulness...and share some things that I am grateful for. I'd love to hear what you're thankful for as well so put your gratitude thinking cap on this week.
"...let the Holy Spirit fill and control you. Then you will sing psalms and hymns and spiritual songs among yourselves, making music to the Lord in your hearts. And you will always give thanks for everything to God the Father in the name of our Lord Jesus Christ."
Ephesians 18b-20
Today I am thankful for:
THE BIG OL' BLOGGY WORLD that we're each a part of. :) What a blessing and encouragement it is to connect with other Christian bloggy sisters! I am often encouraged as I read other blogs and enjoy having the outlet to share some of my own thoughts as I journey through life. Isn't it so reassuring and freeing to know that we are not alone in our struggles, trials and searchings? Isn't it reassuring to see how God works in the lives of others? It is for me...and I am thankful!
That being said, one of my favorite bloggers is Renee Swope. If you haven't already done so, will you hop on over to Renee Swope's blog and complete her mini- survey. She's trying to get over 500 women to complete this short, 6 questions survey to help her determine the focus of the chapters of her new book about overcoming doubt. As a thank you she's giving away 4 autographed copies of Who Holds the Key to Your Heart? by Lysa TerKeurst. She's announcing the winners on Monday so go check it out!
I can hardly wait to read her new book! The more I read about it, the more excited I am about the book. I'm also excited that I'm going to get to meet Renee and hear her speak at the Rise & Shine Women's Retreat this fall!
I hope to post again before Thursday, but things are a little crazy around here lately. I get to help "pick rock" this afternoon. Don't know what that is? Lucky you. :) No, it's really not that bad. I'll tell you more about it in a future post. :)
May the Lord bless you and keep you today!
Thursday, May 28, 2009
Thanks-giving Thursday
Posted by Rachel Beran at 10:30 PM
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Batman Black and White DC Collectibles' long-running statue line has captured the hearts of comics fans and collectors alike with its monochrome designs of the World's Greatest Detective and select Gotham City characters by the industry's top talent.
Starting in 2019, DC Collectibles is creating a new spin-off of the beloved black-and-white collectibles line, this time featuring 3.75 inch tall PVC figures. Releasing in sets of seven, it will include resized rereleases of some of the most popular statues in the line's history. Each set will come with six previously released mini figures plus one never-before-released edition only available in this set.


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Find out what my post-gym skincare essential is. We all know exercising has many benefits for body and wellbeing, but working out can also have less than positive effects on your skin.
Blocked pores, skin inflammation and hidden bacteria can affect skin post-workout if you don't take action. Don't let your biggest workout give you an even bigger breakout!
I was lucky enough to be invited to a breakfast with Optiat, following the successful launch of their four naturally-scented coffee scrubs 'For The Love Of Scrub.' After meeting the founders and siblings William and Anna Brightman, who shared their inspiring story about creating their brand, I was excited to give their scrubs a try. Particularly their 'Pick Me Up' coffee scrub which includes lemongrass filter, known for being perfect before and after a workout. And guess what.. months later and it's still my post-gym skincare essential!
Sweating is a great way to detoxify your skin, but bacteria can easily spread after touching equipment that has been used by gym-goers before you. Once I am home and showered from the gym I use Optiat's 'Pick Me Up' on my face after getting hot and sweaty.
We've all seen the coffee scrubs on insta, so you can imagine that one is not going to be looking to pretty whilst applying it on and you need to be careful with what you touch because my bathroom seems to have it everywhere each time I use it. However, the smell is just divine and will leave your bathroom smelling fruity and fresh.
Even though their scrub is my go-to for my skincare routine after excising, I try to use it only 1-2 times a week otherwise my skin becomes very dry and for some reason my nose starts to peel. If you scrub your face daily then you are stripping your skin of it's natural oils and this can cause breakouts.
The scrub promises a 'perfect boost.' Who knows what a perfect boost is but I can tell you that afterwards you will find it hard not to touch your face because the scrub makes it unbelievably soft and plumped. The infusions of lemongrass, lime and coconut will leave you feeling refreshed, revitalised and revived! I have also tried the 'Feel Great' scrub from Optiat and again very impressed with the results it has given me. My skin not only smells amazing but looks radiant and creates a smooth surface for my make up as well which is a bonus!
If that wasn't enough reasons as to why Optiat should be your post-gym skincare essential too then I'll let you in on a cool fact about them.. Optiat actually stands for One Person's Trash Is Another's Treasure.
How caaaute is that?! Check out their website, products and stockist here.


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Doing this for a friend this time. The first book of his Legends of Windemere series is now available for free! And to help promote that, here's a guest post from the author himself.
This is the first book of my fantasy series, which follows the adventures of Luke Callindor. Feels like so long ago that the young warrior lied his way into a mission that pitted him against a demonic assassin. His habit of getting in over his head continues even this far into the series. It's a fun quirk of his that makes him stand out among his more levelheaded allies. So, here are some tips on how to be an effective reckless hero.
- It isn't that you jump into situations without a plan. You have the basic idea of what you want to do, which is going in the right direction. Determined to win and live to…
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Ranveer Singh and Deepika Padukone have portrayed an ideal image as a couple, without once admitting to their relationship. The two have displayed their fun personalities, love and affection towards one another, on several occasions like award shows, reality TV shows, and film press conferences.
In fact, a subdued Deepika, known to be quieter, soon began to emulate the ways of beau Ranveer Singh. She would openly laugh, express and turn playful with the members of the media and look the happiest in the company of her lover, Ranveer Singh.
While the two were different personalities, Deepika had judged Ranveer to be a loud, brash attention-seeker from Delhi. Gradually, the ice melt and they fell in love while filming Bajirao Mastani.
A well placed insider revealed, Deepika and Ranveer's wedding date has been finalized by their parents. The couple desired to have a destination wedding, away from the publicity and hype around their stardom and relationship, but shall be settling in for a local wedding, as most of their relatives reside in Mumbai, Bangalore and Delhi.
Deepika recently mentioned she views herself as a 'working wife' and a 'working mum', while Ranveer has always been candid about starting a family with a special one. The two might just break the news this year and give us many glimpses of their big day.
Ranveer is busy with Zoya Akhtar's Gully Boy, and soon will shoot for Kapil Dev's biopic, while Deepika is recuperating from a neck injury, and waiting to start her next with Vishal Bharadwaj.


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Here you can download Lynx vector logo absolutely free.
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We strive to do as much of our science outside in the form of nature studies. I was excited for the opportunity to review Learning About Science Collection, Level 2 from WriteBonnieRose. It looked like it would be the perfect fit for our homeschool science curriculum. The eight books in this collection study life science, earth science and physical science while helping to encourage further discussions, journaling and activities.
Books in a Variety of Science Topics
Learning About Science Collection, Level 2 includes eight study books, geared towards grade 1-3. The books are as follows:
- Understanding Food Chains
- Why Do Animals Hibernate
- Plants: How They Grow and How They Help Us
- A Closer Look at Body Systems
- The Cycle of Water and Types of Clouds
- The Solar System: Planets, Earth's Moon, and Constellations
- Forces and Simple Machines
- Scientists and the Scientific Method
Hibernation Discussion
We started our review with the book called Why Do Animals Hibernate. I first printed the digital copy of the book that we received by printing 2 pages per sheet. The book describes hibernation and then every 2 pages discuss a different animal and how they hibernate or other ways they survive the winter. Your child can trace the keyword and colour a sketch of the animal. In this case, the keyword is usually the animal being discussed. It includes bats, bears, chipmunks, groundhogs, hedgehogs, frogs, snakes, turtles, squirrels, beavers and raccoons.
My son was very interested in learning about how the animals hibernate. We worked on one animal per lesson and since the lessons only take about 10 minutes, we usually worked on about 4-5 lessons per week. At the end of each lesson, we would then talk about the animal in a bit more detail and look for an online video to help expand our learning.
I loved how easy is was to pack up this book and take it with us on our nature studies. We even found a few of the animals discussed in the book. We talked about what they were doing in relation to hibernation. My son was excited to share what he learned in his lesson with our family. At the end of the book, he completed the small review that was included and was very proud of how well he remembered all of the interesting facts.
Learning about the Water Cycle and Clouds
We thoroughly enjoyed working through The Water Cycle and Types of Clouds. Each of the pages discuss a different part of the water cycle and the last few pages describe different types of clouds. This book works great for taking to the lake and sitting on the shore to read and work on. We would take this book with us as we went for a walk around the lake and then have a little discussion about the page that we were working on.
For the clouds portion, we laid on a blanket and looked up at the sky and identified the types of clouds that we were seeing. This led is a discussion about predicting the weather based on our observations.
There is also a review at the end to practise the terms related to the water cycle and clouds. Your child learns the shapes of stratus, stratocumulus, altostratus, altocumulus, cirrus, cumulus, and cumulonimbus clouds. After each lesson, we would also pick up of favourite resource book that talks about the water cycle and expand on the lesson.
Food Chains and Ecosystems
Understanding Food Chains takes your child on a journey through various ecosystems and includes a small food chain on the bottom of each page that they can colour and add the sun, other animals and an arrow. It touches on how the sun plays an important part in the beginning of every ecosystem. It includes the arctic, Australian woodlands, boreal forests, coniferous forests, deciduous forests, deserts, grasslands, marshes, mountains, oceans, ponds, rain forests, and the tundra. We hope to come back to this book again when we study the ecosystems in more depth. For now, it was an excellent introduction into food chains.
Incorporating into Our Future Homeschool Science Curriculum
I plan to use Plants: How They Grow and How They Help Us in our homeschool science curriculum in September. We will take the book with us when we do our nature study. It will help to guide our outdoor nature lessons for the month. When we get back into the house, we will also do some further reading. I really like to incorporate videos as well, so I will find one video per discussion. We will then work through the remaining 4 books later in our schoolyear.
Learning About Science Collection, Level 2 from WriteBonnieRose helps your children expand their vocabulary, practise their colouring and printing skills while learning science. The lessons are short and easy to incorporate into your homeschool. It is convenient to be able to take the books with us on our nature study and then expand on the topics with other reading materials and videos. We look forward to trying the other levels that are available.
Check out more reviews from the Homeschool Review Crew about the following collections:
- Learning About Science Collection, Level 1
- Learning About Science Collection, Level 2
- Learning About Science Collection, Level 3 (Print)
- Learning About Science Collection, Level 3 (Cursive)
As one of my readers, you can save 50% on the bundled Learning About Science, Levels 1, 2 and 3 with the coupon code REVIEWCREW50 through to August 15th, 2018! This means that you can get each set of ebooks for only $6per set!
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Social Media Links
Facebook: https://www.facebook.com/WriteBonnieRose/ @WriteBonnieRose
Twitter: https://twitter.com/WriteBonnieRose @WriteBonnieRose
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About Agoda
Agoda is the largest and fastest growing online hotel booking platform in Asia. And as a Priceline Group company, we are part of the largest online travel company in the world. We have the dynamism and short chain of command of a startup and the capital to make things happen. In this competitive world of online travel agencies, finding even the slightest advantage in the data can make or break a company. That is why we put data systems in our top priorities.
About the role:
- You'll work closely with development team to architect the database, design schema to meet business requirements
- Develop stored procedure, function, trigger to fit requirements from development team
- Design data processing, migration process if needed
- Build Packages for database deployment for Development, Testing, Staging and Production environment.
- Manage development and QA Microsoft SQL database servers, including replication and AlwaysOn
About you:
- 4+ years' experience in a database development - Microsoft SQL, Oracle etc.,
- Extensive experience in developing, enhancing and optimising stored procedures, functions and triggers with Transaction-SQL (T-SQL) on Microsoft SQL Server 2012 preferably or PL/SQL Oracle.
- Deep knowledge in query optimisation and indexing Technics, reading and understanding execution plan
- Extensive experience in developing a high volume of data
- Knowledge of SSIS (DTS/Microsoft Integration Services) is a plus
- Good analytical and troubleshooting skills
- Ability to work independently and as a team player
This job is based in Bangkok and would require you to join our Bangkok office. We welcome both local and international applications for this role. Full visa sponsorship and relocation assistance available.
by via developer jobs - Stack Overflow


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Affymetrix® GeneChip® Command Console® Software (AGCC) is the latest generation of instrument control software for GeneChip systems. Command Console Software provides an intuitive set of tools for instrument control and data management used in the processing of GeneChip Arrays. The software summarizes probe cell intensity data (CEL file generation) and enables sample and array registration, data management, instrument control as well as automatic and manual image gridding. Besides these core features, the flexible platform provided by Command Console Software enables customized, automated, and integrated workflows with a variety of laboratory information management systems. Probe-level summarization (CHP) files are generated by other Affymetrix software applications.
Command Console Software supports the full range of Affymetrix assays by enabling seamless integration with downstream primary analysis applications such as Affymetrix Expression Console and Genotyping Console. Sample attribute and array data can be directly imported into any of the more than 30 commercially available GeneChip-compatible applications, allowing researchers and clinicians to select from a variety of analysis methodologies. Key to this ability is Affymetrix' commitment to an open informatics platform that uses industry-standard file formats for sample annotations and open file formats to access GeneChip Array data. Inside GeneChip-compatible analysis applications, sample attributes and array data are merged with automated downloads of library files and NetAffx® annotations, providing streamlined data analysis workflows unmatched by any other microarray platform.
Download Information and Instructions
Command Console Software 3.0.1 (zip, 407 MB) * Posted on 11/03/09
Command Console Software 2.0.1 (zip, 231 MB) * Posted on 03/16/09
Command Console Installation Instructions 3.0.1 (pdf, 3.38 MB)
- File-based software for easy data sharing
- Flexible GeneChip processing workflow
- Integrated instrument control
- Simplified data management
- Integration and customization for end users and third-party software tools
Instrument Support
This release of Command Console Software supports the following instruments:
- GeneTitan Instrument
- Fluidics Station 450
- GeneChip® Scanner 3000
- All research-use-only models are supported. The GeneChip® Scanner 3000 Dx is not supported.
Array Support
This release of Command Console Software supports all cartridge-based arrays and array plates.
Additional Information
- Affymetrix Developers' Network web pages contain archived web talks on the Command Console technology, as well as information on the Fusion SDK (compatible with both GCOS and Command Console Software), including source code. Software developers: learn more about integrating with Command Console Software.
- Command Console Software User Documentation
- Introduction to Command Console Software in the Training & Tutorials section
Related Products
Affymetrix® Genotyping Console Software
Affymetrix® Expression Console™ Software
Affymetrix Software Products
GeneChip-compatible™ Software
Affymetrix Tools - Developed internally at Affymetrix
Currently there are no materials to display for this product. If you would like to learn more about this product, please contact firstname.lastname@example.com.
Currently there are no data or tools available for this product. If you would like more information, or if you are interested in getting product specifications, please contact email@example.com.


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In the past, short sellers directed their findings directly to auditors, hoping to force a resignation. Now it appears that short sellers are directing their findings to the SEC in hopes of forcing a delisting. With its most recent set of allegations against Silvercorp (SVM), it seems safe to assume that the intended audience for Alfred Little is the SEC rather than the auditor and the objective is likely to be a delisting.
Last week the New York State Supreme Court dismissed a lawsuit by Silvercorp Metals (SVM) against Alfred Little, in which Silvercorp claimed that Alfred Little was engaged in a deliberate "short and distort" campaign against the company.
It is important to note that just because Silvercorp lost the lawsuit doesn't mean that the courts are saying that Alfred Little was correct. It simply means that Alfred Little relied on various pieces of evidence and could reasonably have come to its conclusions of fraud based on that evidence. Some investors have brushed off the dismissal, whereas others view this as confirmation that the allegations did have adequate merit in the courts, and could therefore be actionable in other courts.
In any event, SVM stock immediately dropped by 5% following the dismissal of the case by the court. Shortly after the lawsuit news, SVM released several very positive pieces of data and the stock climbed by more than 15%.
Last Friday Alfred Little released a new report which says that SVM's historical resources were significantly exaggerated and that the company is now misrepresenting the current data, overstating its resources. Alfred Little has stated that this will be the first in a series of reports which will prove that SVM is committing fraud.
As the fraud controversy drags on, who are we to believe? On the one hand it is clear that Alfred Little is a short seller who has a financial motivation to portray his findings in the most negative light possible. On the other hand, Alfred Little does have a notable track record in exposing Chinese frauds, as shown below.
|Result of Alfred Little Report
|ChinaNatural Gas
|Rhino International
|ChinaIntegrated Energy
|Puda Coal
|Sinotech Energy
|Deer Consumer Products
|Trading currently halted by SEC
|Sinoclean Energy
|Trading currently halted by SEC
Like Silvercorp, several of these companies did in fact pass their 2012 audit, but still went on to be halted in the months that followed. Also like Silvercorp, (DEER and SCEI) had filed massive lawsuits against Alfred Little before they were halted.
Despite these data points, I always feel that it is appropriate to view each new short report in isolation and not rely strictly on their results with other companies. In short, I see no reason to have blind confidence in Alfred Little regardless of his track record.
That said, I see no reason to blindly trust Silvercorp either. Although it certainly isn't fair to take a "guilty until proven innocent" mentality to all Chinese companies, it also can't be ignored thatChinafraud has had a massive financial impact on US investors, with over 50 companies being delisted in just 16 months. In some cases management was quite tenacious about trying to keep their companies afloat before the delisting. Clearly a healthy dose of skepticism is not inappropriate.
Rather than place too much faith in either Alfred Little or Silvercorp, I feel that it is best to simply conduct a thorough analysis of the 2011 and 2012 geological reports and come to an independent conclusion. Fortunately the Alfred Little report came out late in the day on Friday, which gave me the entire weekend to thoroughly read both reports.
For the convenience of readers I have posted the most relevant documents at www.MOXReports.com, including: the 2011 and 2012 geological reports, the Alfred Little reports and Silvercorp responses, and the NY court documents (dismissal and Silvercorp appeal letter). I encourage anyone who is contemplating a long or short position to read these thoroughly. For those don't have the time or energy, it is safe to say that it would be extremely foolish to take any position, either long or short.
In reading the reports my goal was to answer a single question: "Does Silvercorp have more or less silver than was assumed last year".
It is clear that Alfred Little presents the data in the most negative way possible. He notes that Measured silver resources rose by 7 million ounces, which was more than offset by the massive decline in Inferred resources which fell by 60 million ounces. There was also a small decline in Indicated resources of about 2 million ounces.
As he sees it, this is a net loss of around 55 ounces since last year, which is massive. But Measured resources clearly deserves to be weighted much more heavily that any change in Inferred resources simply because any resources which are deemed to be "Measured resources" are implicitly those in which the geologist has a higher degree of confidence and which are based on more detailed and reliable information.
To get a better understanding of the data, I took the table the Alfred Little created and applied weights to the data points, as follows:
In scenario #1, I used weightings that were quite extreme, heavily favoring Measured resources with a 50% weight, while penalizing Inferred resources with a 10% weight. The result is a decline in total resources of 2.9 million ounces (13.6% decline). In scenario #2, I use more realistic weightings and the decline is 9.7 million ounces (34.6% decline).
The conclusion is that the results are not nearly as bad Alfred Little seems to believe, but still a notable decline in silver resources nonetheless. It can also be seen in the table that ore grade fell from 796 g/t to 328 g/t. So it now appears that Silvercorp has less silver and it is of lower quality, even if it is not to the extent that Alfred Little believes.
Alfred Little's next observation is that Silvercorp changed some of the key criteria for measuring its silver resources such that it could artificially boost its reported resources.
The cut off grade was lowered from 300 g/t to 150 g/t, which is clearly quite substantial and will result in Silvercorp being able to report far greater silver resources than last year.
In addition, the assumed price of silver in the 2012 report is more than 300% higher than in the 2011 report, despite the fact that the price of silver has actually fallen substantially since then. The higher price means that all of its mines now artificially appear more viable and mineable than last year. Again, the simple relaxing of criteria measurement criteria have artificially boosted what Silvercorp is claiming as resources. What bothered me was that there was no mention in the report that these changes had occurred, so it is up to investors to read both reports side by side looking for changes, which is tedious.
Finally, Alfred Little states that the ore grade has declined significantly. This seems to be quite obvious and I was under the impression that this fact was already widely known. However, it is important that investors do take serious note of how steep the decline in ore grade has been. Prior data (2011 report, page 20) indicated that ore grade was as high as 845 g/t, making it one of the single best mines on the planet. This number was one of the key pieces of data cited by short sellers as "too good to be true". Silvercorp later revised this number down to 400+ g/t. (2012 report, page iii). More recently the company indicated an ore grade of just 300 g/t (company conference call). This is a dramatic decline which has not really been explained adequately.
My conclusion is that the situation at Silvercorp is not nearly as bad as what Alfred Little believes. However, it is not nearly as good as what Silvercorp would have us believe either. Despite the headline numbers, Silvercorp appears to have less silver resources and of a much lower grade than previously assumed. More importantly, this all occurred despite a significant relaxation of measurement criteria which artificially inflated results.
So even if we debunk or downsize much of what Alfred Little says, we now have a separate issue to evaluate, which is that of valuation.
The result of these new developments is that analyzing Silvercorp is much more challenging than evaluating other miners. First, we need to look at the current data in isolation and ask ourselves, "what is this company worth" based on current estimates. This is what we would do with any other mining company.
Second, we need to come to a reasonable estimate of how things have changed since last year, adjusting for the inflation of resources due to relaxation of measurement criteria.
Third, investors need to make their own assessment of the probability that even some portion of the fraud allegations are correct and end up having a significant impact on the share price. Even if we assume that all of the current data is correct, past data could still pose a problem if the SEC chooses to request more information.
In addressing the fraud allegations last year, Silvercorp hired KPMG to conduct a forensic investigation. The results came back in Silvercorp's favor and the share price soared. Some investors view the investigation as a guarantee against fraud while others view it as a paid-for whitewash. In fact, neither of those views is correct and it seems that most investors still don't understand what this type of investigation entails.
What people don't seem to realize is that effectively the company under scrutiny hires a forensics firm to do an investigation on itself, specifying the tasks to be performed. When the investigation is done, the forensics firm gives its report the company and the company (not the forensics firm) then summarizes selected results in a press release. At no time does the forensics firm ever speak with the accusers, only with the company being accused.
Several Chinese companies accused of fraud have taken this route, and each time the results have come back in favor of the company and the share price soars. This is without exception. That doesn't mean that the investigation is a whitewash, instead I feel that it means it is just a data point which shouldn't be overestimated or underestimated.
So the scoreboard still reads "Alfred Little zero, Silvercorp zero".
With Silvercorp, the odds of a "fraud event" (meaning auditor resignation, trading halt or delisting) are now less clear than in the past. Prior to its audit date in May (Silvercorp has a March year end), I would have initially perceived the risk of a fraud event as being "somewhat high" since it was the first audit Silvercorp had to pass following the allegations. By late May (post audit), I would have definitely perceived the odds of a fraud event to be "very low" since the company passed its audit and was not due to be audited for another year.
However in recent weeks the sudden wave of preemptive action by the SEC against Chinese companies such as EDU, CAST, SCEI, CVVT, DEER, SGOC and HEAT makes it harder to reach a conclusion. It is notable that all actions were directed at companies who passed their 2012 audit and thus appeared safe.
Alfred Little has touted his success on Sinoclean Energy (SCEI) excessively, and Silvercorp investors are likely tired of hearing about it. However it is very relevant for me because I had visited the company well before any fraud allegations surfaced. What I found was laughable. The facilities consisted of a small gasoline powered conveyor belt loading coal into a small mixer which ground up coal and added water. This tiny production line was somehow generating around $100 million in revenue, with margins as high as 40%. It was simply impossible. Prior to my visit I had at one time owned the stock and thought that it had great potential based on SEC filings.
When the Alfred Little allegations came out, there were a number of items in his reports that in my opinion were off base. Many of these items were pointed out by SCEI management and the stock rose. Later, SCEI passed its 2012 audit and subsequently verified its cash balances with an "independent cash verification". The thinking was that "if the cash is real, then the company must be real". The share price jumped 180% in 2-3 days on volume of over $20 million per day. There was big money betting on SCEI. I have no idea how SCEI passed its audit and I certainly have no idea how they verified their cash, but within months the SEC halted SCEI as it sought additional information. The stock is now being delisted and last traded at $1.01.
We will likely never know what information led the SEC to halt SCEI. But it is clear that SCEI did successfully refute many of the fraud allegations, they passed an audit and verified cash. The only reason I wasn't fooled was that I had seen the facilities in person
My only point is that just because many of the Alfred Little allegations can be rebutted in some way, doesn't discredit all of his numerous findings. At Silvercorp, the huge decline in ore grade definitely draws my attention, especially since the original numbers were difficult to believe.
Many people describe China Media Express (CCME) as an example of an empty shell fraud. However, that was clearly not the case. CCME was legitimate enough to fool Deloitte as well as VC investor CV Starr who had conducted months of due diligence. Global Hunter sent an analyst to conduct 4 days of on the ground due diligence, verifying bank details and customer contracts. She then proclaimed CCME to be 100% legitimate and put out a buy recommendation. CCME had very substantial operations, enough to fool everyone even upon close inspection. But in the end, it turned out that the results reported by CCME were inflated and the stock was delisted.
My point is that even when the vast majority of a company's operations and financial results are entirely legitimate, the existence of any amount of fraud, even when very small, has the same end effect for investors. Investors with an interest in Silvercorp should certainly have a thorough understanding of all of the allegations and come to their own conclusions as to which ones have been rebutted and which ones remain unanswered. As we have seen before, the fact that the allegations are now a year old does not necessarily mean that they won't come back to bite us later.
In the past, when the SEC has chosen to take action against Chinese companies, the only consistent factor has been that such action comes with no notice, which makes such an outcome difficult to gauge and impossible to time.
Given the number of US listed Chinese companies, the individual likelihood of an SEC investigation at any one company (including Silvercorp) is clearly quite low. Yet as we saw with EDU, the simple announcement of an investigation by the SEC (regardless of its severity) could have a dramatic effect on the share price. EDU fell by more than 40% even though no details of the SEC investigation were provided. Given the recent halts at CAST, SCEI, CVVT, DEER, SGOC and HEAT, it seems intuitive that short sellers would be agitating for any sort of SEC investigation, even if it was a relatively minor one.
Whether or not they continue to be successful in these efforts remains to be seen.
I found the most recent Alfred Little report to be 30% relevant and factual vs. 70% bluster and self aggrandizement. If Alfred Little were publicly traded, I'd certainly short his stock, mostly just because I really hate bluster.
As for Silvercorp, the recent run up from $5.00 to $6.00 suggests that the company is noticeably overvalued, particularly given the relaxed assumptions used in defining its silver resources. As a result, I went short a moderate amount of Silvercorp. At close to $1 billion in market cap, I feel that Silvercorp could drop by around 35% to around $4.00 before hitting fair value, but I also recognize that any action by the SEC could cause a much sharper drop. It's really a combination of a valuation play and a probability bet. Because the stock has mostly traded below $6.00 for the past 3 months, I don't see much risk of a further upside move from current levels.
However I emphasize that that is strictly my own analysis and I encourage all investors to arrive at their own conclusions.


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Own too quick on North Dixie Highway, and you'll go right by the windowless, yellow-brown building that is Appreciation Home. And it would be a shame to own by, due to the fact that it would indicate missing among the area's much better thrift store stops.
Chandler MN 56122 Alcohol Addiction Counseling Which You Can Rely Upon
Untreated symptoms of depression or stress and anxiety that remain long after abstinence is initiated can undermine healing. The specific experiencing these symptoms may feel that abstinence has actually not improved their emotional or psychological wellness at all and can go back to drinking in an effort to self-medicate. It's an inconvenience attempting to do alcohol abuse counselor here and mental health treatment there!
Do-It-Yourself Procedures
It holds true that some addicts can go months or perhaps years without letting their alcohol addiction counseling adversely affect their lives, however with dependency, things constantly turn bad in the end. Consider your enjoyed one's addiction as a ticking time-bomb. They may appear fine now, but ultimately it is going to take off.
If, provided this option, we still don't believe that a life without AOD is possible or will be at least as good as a life of utilizing AOD then we will not stop utilizing. This is where our relationships truly get bad. They have probably been getting bad or going from bad to even worse as we tried to handle substance abuse and addiction, no matter whether we are the addict or simply the one who cares about the addict. When one becomes addicted to AOD then their relationships with anyone else are over.
Well, the first thing you need to do is call your doctor and set a time to go in and get a complete physical exam and to examine your drinking concerns. C-o-n-t-e-x-t-1-l will more than alcohol counseling likely be suggested if in truth your medical professional thinks you have an issue.
Alcohol Counselors Near Chandler Minnesota 56122: Not Doing Anything Changes Practically Nothing. Start Doing, Right Now.
As for titles, I'm very little for offering a tune a title that has nothing to do with the lyrics. I will try to encapsulate the sensation or overall plot into a small digestible bite for their names.99% of my product comes from stories about people I understand personally, or regional folk tales, or problems of social oppression, or parables about the battles of the working poor from the position of a mixed-up Appalachian kid from the southern coalfields. 1% of the time I'll go off on a whim of dream, like in River of Death or Love Bug. However from the dive, I have actually aimed to base my tunes in a grounded truth, attempting to suss out the experiences of myself and the individuals around me.
I taught myself and others the ways to assist Nick to mourn and grieve for his loss. I got professional sorrow counseling for both people, although it took him almost a year to open to his counselor. For rather a long while, it was an everyday battle and I will admit that Nick did go through all the negative feelings and habits discussed in this post. The way and actions of my nephew handling his grief was nearly text-book. We made it through the bad times but we are still dealing with occasion concerns.
Substance Use Disorder Rehabilitation Programs
Further information regarding Betty Ford's death and funeral strategies have yet to be released, Cincinnati readers, please feel complimentary to share your acknowledgements for the friends and family of Betty Ford here with others. Rest In Peace Betty Ford.
Discover more: Nelson MN 56355 Alcohol Addiction Counseling


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Alleged N7.6bn Fraud: EFCC Re-Arraigns Orji Kalu, Others On Amended Charge
The Economic and Financial Crimes Commission (EFCC), has re-arraigned a former governor of Abia State, Orji Kalu, for an alleged fraud of N7.65bn.
He was re-arraigned today at the Federal High Court Sitting in Lagos, alongside his company, Slok Nigeria Limited, and Ude Udeogu, who served as the Director of Finance and Account, Abia State Government House while Kalu was governor.
The trial judge, Justice Mohammed Idris, had dismissed the objection raised by the defence team to the amended charge sheet, paving the way for the re-arraignment of the defendants.
Tuesday's re-arraignment follows an amendment to the charge filed against the defendant 11 years ago.
In the amended charge, the EFCC increased the number of counts against the defendants from the initial 34 to 39.
The amount quoted to have been allegedly diverted, stolen and laundered by the defendants was also increased from N2.9bn to N7.65bn.
The prosecuting counsel for the EFCC, Mr Rotimi Jacobs (SAN), said the amendment to the charge became necessary in view of new facts revealed by some of the19 witnesses who had testified against Kalu and his co-defendants in court.
In one of the counts, the EFCC alleged that Kalu, who was Abia State Governor between 1999 and 2007, "did procure Slok Nigeria Limited – a company solely owned by you and members of your family – to retain in its account, domiciled with the then Inland Bank Plc, Apapa branch, Lagos, an aggregate sum of N7,197,871,208.7 on your behalf."
The prosecution claimed that the N7.1bn "formed part of the funds illegally derived from the treasury of the Abia State Government and which was converted into several bank drafts before they were paid into the said company's account."
The prosecuting counsel, Jacobs, said the ex-governor violated Section 17(c) of the Money Laundering (Prohibition) Act, 2004, and was liable to be punished under Section 16 of the same Act.
Apart from the N7.1bn, which he was accused of laundering, the ex-governor and the other defendants were also accused of receiving a total of N460m allegedly stolen from the Abia State Government treasury between July and December 2002.
The prosecutor said they breached Section 427 of the Criminal Code Act, Cap 77, Laws of the Federation of Nigeria, 1990.
On their part, Udeogu, Slok Nigeria Limited, one Emeka Abone, said to be at large, and another fellow, Michael Udo, also at large, were accused of collaborating with Kalu to conceal the "genuine origin" of allegedly stolen funds.
The EFCC said they are liable to be punished under Section 14(1)(b) of the Money Laundering (Prohibition) Act, 2004.
When the counts were read to Kalu, Udeogu and Slok Nigeria Limited, however, they pleaded not guilty as they had done during their previous arraignments.
At the request of their lawyers, Justice Idris allowed them to continue with the bail granted them 11 years ago when they were first arraigned.
The defence team then drew the court's attention to the 'no-case submissions' they had filed on behalf of their clients since May when the prosecution closed its case after calling its 19 witnesses in proof of the charge.
The defence team informed the court that they had each been served with a 126-page written address by the prosecutor in response to the no-case submissions.
They pleaded with the court for a short adjournment to enable them to file a reply to the 126-page document and return to court to adopt same.
Justice Idris granted the prayer and adjourned till July 25, 2018 for further proceedings.


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*Note: These are just rumors. Some of these might get confirmed at some point of time and some others might just stay as rumors. Let's take a look at the WWE rumor roundup of the week*
Cody Rhodes to stay with ROH till 2019
Rhodes' current contract is supposed to run out this month. Many expected this to pave way for him to return to WWE but Cody has other plans.
Rumor is that he will be extending his contract by one year and it will be only towards the end of 2019 that he will take a call regarding his future with the WWE.
This is probably because of the current impact he has on the indys and the possibility of ending up as just another midcarder in WWE if he were to make the switch.
[adace-ad id="7797″]
Michael Cole to lead the commentary at Evolution to take the pressure away
Michael Cole will be leading the commentary at Evolution with Renee Young and Beth Phoenix assisting.
Many felt that this was done as WWE did not have faith in the two women but actually it is because WWE does not want to put the two women on the spot at such a big event and wants to gradually ease them into the role.
Cole being a veteran can show the way with the women taking over completely in future shows similar to Evolution.
[adace-ad id="7795″]
Bobby Lashley has a separated shoulder
There were some whispers going on that Lashley was injured in one of the recent shows and now it is being reported that it is a separated shoulder.
While nothing seems to be torn, WWE is taking caution here. They will be looking to keep him on TV in a non-wrestling capacity until he is completely healed up which should take between four to six weeks.
This will also give WWE to figure out a feud for him once he is capable of wrestling again.


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Run Out Groove
|Product No.:
180 Gram Vinyl Record
|No. of Discs:
First time reissued on vinyl in the U.S. since its original release!
Comes with unique and alternate cover art originally only issued in France!
Includes additional LP of acoustic outtakes from the sessions, recorded on tour, and never-before-issued on vinyl
Lacquers cut at Sam Phillips Recording Service in Memphis
Pressed on 180-gram black vinyl at Record Industry
Gatefold, 2LP set indivudally numbered, Stoughton Printing tip-on jacket
Delaney & Bonnie were an American musical duo, singer song writers and a married couple known as Delaney & Bonnie Bramlett that fronted a rock & soul ensemble called Delaney & Bonnie & Friends in the late 60s and 1970s. The "Friends" part included a laundry list of legendary performers such as Duane Allman, Gregg Allman, George Harrison, Leon Russell, Bobby Whitlock, Dave Mason, Rita Coolidge, King Curtis, and of course, Eric Clapton.
Delaney was from Mississippi and was an accomplished guitarist and singer. His earliest work included playing for the "Shindig!" TV series house band with Leon Russell. Bonnie was from Alton, Illinois, near St. Louis, and was an amazing singer performing with Albert King at 14 and Ike & Tina Turner at 19 years of age. She met and married Delaney when she moved to Los Angeles in 1967. The duo secured a recording contract with Stax in 1969 and released their debut album, Home.
Motel Shot is Delaney & Bonnie's fourth studio album released in 1971, their third release for Atco Records and their fifth album overall. The album's title refers to the impromptu, late-night jam sessions that touring musicians would get into while on the road. The album reached #No. 65 on the Billboard album chart and includes Delaney & Bonnie's biggest chart single, "Never Ending Song of Love," which peaked at No. 13.
Guest musicians on the album include Leon Russell, Joe Cocker, Duane Allman, Dave Mason, John Hartford, Clarence White, Gram Parsons and Bobby Whitlock. The band attempted to record the impromptu jam session in engineer Bruce Botnick's living room but ended up doing it over in a recording studio. The eight tracks recorded here are mostly acoustic and the song choices are mostly traditional gospel, blues and country standards.
|Side 1
|Where the Soul Never Dies
|Will the Circle Be Unbroken
|Rock of Ages
|Long Road Ahead
|Faded Love
|Talkin' About Jesus
Side 2
|Come On In My Kitchen
|Don't Deceive Me
|Never Ending Song of Love
|Sing My Way Home
|Going Down the Road Feeling Bad
|Lonesome and A Long Way From Home
Side 3
|I've Told You For the Last Time
|Long Road Ahead
|Gift of Love
|Come On In My Kitchen (alternate take)
Side 4
|Lonesome and A Long Way From Home (alternate take)
|What A Friend We Have in Jesus
|Farther Along
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Southbridge Man Arrested With Pound Of Marijuana In Webster
Just after 9AM on Wednesday February 6th, Webster Police were dispatched to the parking lot behind Dunkin' Donuts on Main Street for what was described as a possible drug transaction.
Upon arrival, Officer Timothy Moran noticed two vehicles, one of which was occupied by 30 year old Andrew Conant of Southbridge.
Police say Conant was in the car with three other females, including a 17 year old juvenile. He admitted to police he had just been smoking marijuana in the parking lot.
As Officer Moran was identifying the occupants of the car, the juvenile needed to retrieve a backpack from the trunk. Upon opening the trunk, a plastic bag containing what appeared to be a pound of marijuana was discovered.
Conant was subsequently arrested for possessing a class D substance with the intent to distribute. Police say he has previous convictions for the same offense.
In addition to finding a digital scale and plastic baggies, police also located was a pair of brass knuckles, so he was also charged with possession of a dangerous weapon.
A separate complaint will be filed in juvenile Court for contributing to the delinquency of a minor.
Conant was released on $240 bail and will be arraigned at Dudley District Court on February 7th.


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If you are the mother of four boys you will never have enough of either.
When my kids were younger, and wearing band aids as fashion accessories, my million dollar idea was to team up with Johnson & Johnson to publish the "Boo Boo Book." A board book full of illustrations of stylized children and adults in their skivvies that came with an envelope of band aids that kids could apply to their fictional patients (or to themselves) which could easily be removed from the glossy board book pages. Maybe there'd be some coupons for more band aids in the back.
Are you listening Johnson & Johnson?
Message me.
Find out more about the A-to-Z Challenge here.
My Unconventional Back to School List
22 hours ago


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Inmate pat-down complaints prompt investigations
The Sarpy County Sheriff's Office has launched an internal investigation after seven male inmates claimed they were sexually assaulted during routine pat downs.
Inmates are subject to a pat-down search any time they re-enter their cell, including when they return from court or visitations or are being moved to another cell.
The seven inmates held at the Sarpy County Jail filed grievances against at least one male sheriff's deputy.
Capt. John Kucer said the pat-down searches are recorded on surveillance video.
An internal investigation by the sheriff's office will determine whether any protocols or procedures were violated. An investigation by the Papillion Police Department will determine whether any sexual assaults took place, authorities said.
The Sarpy County attorney has also been made aware of the situation.


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Hi friends, what are you up to this weekend?
Lydia and Drew are heading north to finalize more wedding plans and we're heading way east to celebrate our friends' nuptials in the farmfields of Vermont. We'll be eating cassoulet from earthenware baking dishes and homemade cherry pies.
Lydia and I love these little cuties for individual cassoulets or pot pies.
I'm in charge of the cheeseboard which will definitely include some local chèvre.
If you follow us on twitter, you already know what our dream plane reads would be…
The new IN PRINT shelter mag, Anthology
Or Lonny, now in print as well.
Or I'll revisit a classic, inspired by this beautiful image.
I'd love to have this faux fur to keep me warm. Sporty + chic. Perfect for visiting a Vermont apple orchard.
Have a lovely weekend all!
P.S. Are you in Top Chef withdrawal too? (Yay Kevin!!) Stefan from Season 5 will be cooking at LA's James Beard Celebrity Chef Dinner on Sept. 28. I'd love me some of his squab and cabbage!


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Being in School
- Buy 100 for $0.78 each and save 20%
- Buy 500 for $0.68 each and save 31%
- Buy 1000 for $0.58 each and save 41%
Product Type: Tri-fold Pamphlet (InfoGuide)
InfoGuide Series: Class Success
Level: MS, HS
School success starts with showing up. Help your students understand the value of good attendance with this easy-to-read, concise InfoGuide. Featuring valuable information on: the negative impacts of missing class; the benefits of good attendance; how to develop good attendance habits; and what to do if you must miss class; this resource is the perfect addition to any counseling office, attendance office, or homeroom/advisory group program.
|Request a Sample
|Personalization Information
Product Type: Tri-fold Pamphlet (InfoGuide)
InfoGuide Series: Class Success
Level: MS, HS
From getting higher grades and preparing for the future to being with friends and being part of a community, having good attendance has many benefits. However, attendance can still be a big problem for many students. Support these students with this engaging, easy-to-read InfoGuide. Packed with information on why students should be in school every day and how students can develop better attendance habits, this InfoGuide is the perfect handout for attendance offices, orientations, student and parent conferences, and principal and counseling offices.
|Suggested Uses:
|Topics Covered:
Counseling programs
Reasons to be in school
|Middle School, High School
|6th, 7th, 8th, 9th, 10th, 11th, 12th
|Academic Skills
|Resource Type


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Cat Chronicles: Day 90 – August 29
25 Wednesday Sep 2019
Posted #family, #sitsblogging, Animals, Cats, Dash, Family, Health, Me, Photographyin
25 Wednesday Sep 2019
Posted #family, #sitsblogging, Animals, Cats, Dash, Family, Health, Me, Photographyin
24 Tuesday Sep 2019
Posted #family, #sitsblogging, Animals, Cats, Dash, Family, Health, Inspiration, Me, Photographyin
Day three with the flu. It was basically just lost time. I couldn't read or write anything. It was hard to concentrate because my head was fuzzy. I watched a lot of junk TV and slept. All I wanted to do was sleep.
Kittens don't care if you're sick.
I couldn't even drive or appreciate my car. I've called him Irving.
23 Monday Sep 2019
Posted #family, #sitsblogging, Animals, Cats, Dash, Family, Health, Mein
Today the flu had me firmly in its clutches. I tried to sleep in, but Dash had other ideas. The first picture is a still from a shaky video I took of him rudely but cutely waking me up.
I also drove myself to the doctor. Thank goodness for safe cars. I was not all there mentally or physically, but I had no one else to take me.
21 Saturday Sep 2019
Posted #family, #sitsblogging, Animals, Bass player, Blogging, Cats, Dash, Health, Inspiration, Me, Music, Technologyin
Around the time I stopped posting, I caught the flu. The doctor insisted it was the wrong time of year for the flu, but trust me, it was the flu. She called it a flu-like virus. I called it hell.
This is me at work when I was just coming down with it. I felt awful.
This is me the next morning. Fever and completely out of it.
Aches, pains, dry cough, headache, fever, hot and cold chills, night sweats, weakness, and no appetite. I missed an entire week of work. Even when I was on the mend, I would move and break out in a cold sweat. I changed clothes a couple of times per day and woke up at night drenched and had to change.
On the heels of the flu, my coworker quit so I've been pulling double duty at work for three weeks. Welcome back. You've been sick? Sorry. Do twice as much work, okay? It's been a blast.
The best part has been I finally got the desk I wanted and should have had all along. When we moved to our new building, somebody downstairs wasn't thinking. They set up the seat assignments and gave my coworker (who at the time of the move had only been with us for three months) the prime location. I got the crappy spot after almost nine years of service. She had a solo seat, the best assistant's spot on the floor. I got to share with someone from a different planet… um, group, and my back was to the room. Not a nice spot. When my coworker announced her departure, I claimed her desk.
The weekend before the flu hit, I also got a new-to-me car. With winter just around the corner, I decided I didn't want to deal with my sedan in the snow any longer. Winter driving terrifies me. I began to look through used cars in my area. Here is what I found:
I now have a 2015 Ford Edge Sport. I've never had a white car before. He's tricoat platinum metallic – it's that sickening egg white color I never liked, but it works on him. I liked the black wheels. It's loaded, too. It parks itself, has lane assist, a twin turbo engine, heated and cooled seats, all wheel drive, the vista sunroof, remote start, it's keyless, has the hands free lift gate, and lots of other nifty features. It's a little overwhelming. I had to get a new parking spot assigned at work. He didn't fit in the old one.
I also bought myself a new bass. I needed a pick me up after all that's happened between the flu and work. It's a Schecter Omen Extreme. It's a pretty thing and sounds great.
So it's been a month of changes for me. I have much to catch up on with my kitty posts. They're coming. Dash has gotten so big! That's him with the bass. He and Meg keep us smiling every day.


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Such fun colors for the season. 14.5" with 2" ext chokers. Baroque pearl is divine. At checkout please choose color: Straw, Sage, Pink, Dusty Blue or Aqua. If you would also like a different size, please specify that as well.
This product hasn't received any reviews yet. Be the first to review this product!


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It's all started when my sister requests a cake for the Sunday school event at church. I made two cakes. Of course i happily baked my all time favorite butter cake with cream cheese filling and fresh cream frosting. But then im total failed in term of decorating. I never good on this.
But seeing those kids and adult enjoying eating the cake…its just a good feeling.
Then few days after that i baked another cake using a new recipe which i got of course from Google. I've tried many recipe but some just dont works for me. But this one is a success even on the first try.
I will share the recipe next time.
The reason that i baked this was just for fun and to practice on piping roses using nozzle. Not bad huh. Im satisfied!
Its look like im gonna bake my own birthday cake this year? 😂😂
See you again !!


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Cosmic Karma: Understanding your Contract with the Universe
- Details
- Category: Reviews
Cosmic Karma:
Understanding your Contract with the Universe
by Marguerite Manning
Llewellyn, 2007
I've read a ton of astrology books in my life, some good, many mediocre. Marguerite Manning's Cosmic Karma is one of this year's best. As the title suggests, Cosmic Karma concentrates on karmic astrology. It is a guide for one's soul to live better in this life than it did in the last, and pay off the karmic debt that it owes to the universe. You're going to need your birth chart for Cosmic Karma; as Manning states, "a birth chart shows what cosmic influences were present at precise moment of your birth." (The book helpfully lists websites where you can plug in your exact date of birth and get your birth chart for free.)
Manning describes the properties of one's Sun sign, Sun house, the planets Saturn, Neptune, Pluto, and their houses, and finally the mysterious 12th house, the home of the soul, as they appear in your birth chart. In a witty, straightforward, no-nonsense way, she devotes a chapter to each of these headings, with sidebars describing each sign and/or house. Let's say that someone was born as a (sun sign) Pisces in this life. According to Cosmic Karma, in a previous life this Pisces learned to take down boundaries and soften harsh concepts of reality. Now they can use these skills in this life, and teach them to others. The Sun's house represents that field of our lives where we can expect success. For example, since my Scorpio sun is in the 7th house, I am to apply my skills and expertise to personal relationships. Fascinating, no? (It's not going to be easy, as I am a rather introverted Scorpio!)
Saturn deals with our soul's growth and is a planet of responsibility and discipline. Neptune, as a planet of spirituality and mystery, makes sure that our soul emotionally replaces what it took or depleted in the past life, usually due to selfishness. And Pluto, the planet of change, is the energy that grants us empowerment. It nudges us to become a more empowered person in our current life. We're also supposed to protect others from whatever it was that left us powerless in the last life cycle. Finally, the 12th house and the home of the soul, stores memories and experiences from all our previous lifetimes. It reminds us that we should reconcile with our past(s) before we can karmically move on.The only drawback to Cosmic Karma is that the sentences tend to be long and complex; I found myself rereading some parts several times. Other than that, pull out your birth chart and get ready to learn your karmic lesson. After reading this book, I was eager to figure out my soul's destiny and what direction to take in this life.
RATING: 5 Broomsticks
» Originally appeared in newWitch #17
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Well, the Naughton Dining Club managed to get a hold of one of these legendary wines. The only wine writers present were myself and Pete. No billionaire invited. Had they arrived their price of entry would have been one magnum each of the above listed wines.
The colour is luminous - vivid polished brass.
Quite closed on the nose to start with, but opens beautifully - hints of mint and dry grass, that musk of wild honey, roasted lime peel, honeysuckle, peach pits and apricots. Almost overwhelming.
Like the nose, the palate is slow to open. As it does however, all the nose promised comes through and more. The texture itself is remarkable - gripping and layered, providing structure for all the riot of flavours - roasted stone and citrus fruit, confit fennel, honey and mint. Incredibly intense and lasts forever. I don't know if it's a wine of the century, but it's fucking amazing.
Delighted we have another bottle in the cellar.
Tasted 1/1/09 at Naughton


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Back in May procured this awesome lace-printed t-shirt from the Target clearance rack for $9.
I think it's awesome.
I also paired it with my Jibri skirt and pearls for what turned into the best dinner out of my life so far. We went to Quinn's.
I think it'll be a versatile wardrobe staple that can be dressy or not!


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Outer Dark hard and dark book where the beauty is only in the language of the inevitable apocalyptic end. Lost people wander in a violent world where with some grace they sometimes find a piece to eat or a fire to sit by. The setting is the beginning of the 20th century in the Appalachian mountains and the hard life of survival till a violent demise. The story: Culla Holmes takes the baby born from his incestuous relationship with his and lays it out in a wintry wood. A thinker with a cart goes looking for it and places it with an other woman. Rinthy, sickly and weak, goes looking for the tinker in order to find her child. The novel is peopled with cripples, murderers, violent men, all constituting a graceless world without redemption.
The language however is so precise that it hurts, so beautiful that one longs for the next page.
Examples of beauty in this godless mythology: The sun hung on the cusp of eclipse and the prophet spoke to them.
(...) the dull lowing of an alligator (...)
He crossed to the table and took the lamp and lit it, shaping the room from darkness.
(..) these travelers could have been stone figures quarried from the architecture of an older time.
What discordant vespers do the tinker's good chime through the twilight...
Yes in this novel darkness and blindness reigns supreme yet in beauty. This is a truly existentialist novel till the last sentence: Someone should tell a blind man before setting him out that way.
Cormac McCarthy, one of the best...
Cormac McCarthy, one of the best...