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Cera Murtagh, Holyrood Magazine, 21 December 2009
As the debate opens up how should Scottish education be delivered?
When it comes to Scottish education certain doctrines run deep. The 'best education system in the world' has tended to be treated as sacrosanct, beyond the boundaries of debate.
\r\nBut as successive statistics threaten to knock Scotland off its pedestal while resource cuts raise alarm, that ground is shifting. After a period of denial there is growing recognition of a problem in the pipeline. And with that recognition has come a willingness to look beyond the status quo.
\r\nRadical thinking is often born out of crisis and the emerging debate is no different.
\r\nAfter months of subtle hints, Fiona Hyslop caused a furore last month when, on the back of plummeting teacher numbers, she threatened to take education out of council control. With the Government reliant on councils to deliver national policies under the Concordat, failure to do so had generated a blame game. Relations between central and local government had reached breaking point and the then Cabinet Secretary floated the nuclear option. The fall out ultimately led to her removal from post and replacement with Mike Russell. But the new man has not shied away from the big question. He took office with a pledge to review how Scottish education is delivered with COSLA discussions scheduled for the New Year and no route ruled out.
\r\nIndeed within the education sector, the idea of an alternative model is no longer a no-go area. Ronnie Smith, General Secretary of the EIS, Scotland's largest teachers' union, warns that teachers are not wedded to the notion of schools being run by local authorities.
\r\nAt present, authorities determine their own education budgets from the grant they receive from central government plus the money they raise from council tax. But as budgets tighten councils have not been shielding education from cuts, Smith says, and if they continue to fail to do so, teachers may well look to other systems.
\r\n"I think if you were trying to look forward and anticipate how teachers will be feeling towards local government stewardship of education the runes are not very promising because pretty much all that anyone can see in the near distance, never mind the horizon, is education budget cuts. We've already, prior to the full effect of the economic crisis, seen that significant reduction in teacher numbers in two successive years, just under 1000 up to 2008 and then 1300 odd posts disappearing in 2009. And we're not seeing the kind of progress in class sizes that we had grounds to believe we would see," Smith says.
\r\n"There's no prioritisation. There's no special consideration being given to education. Then people, when they compare and contrast that with what is being claimed nationally, would not unduly begin to ask the question whether being part of the local authority family is particularly beneficial for education." In the short term, resources must be restored, the General Secretary says, but as we approach the 2011 election, he predicts reform will be on many parties' agendas.
\r\nSo if nothing is off the table, what are the alternatives? A centralised service run by a national department is one option practised in countries such as Ireland. Meanwhile Northern Ireland has just moved from having five education boards to a single quango, the Education and Skills Authority.
\r\nWhilst there appears to be little appetite in Scotland for total centralisation, the idea of regional delivery has been aired. Many in the sector believe that having education run by 32 different councils is inefficient and has created a patchwork of provision across the country. Regional education boards, along the lines of police and fire boards, could be the answer, according to John Stodter, educational consultant and Association of Directors of Education Scotland (ADES) General Secretary.
\r\n"I think the model that the police boards have might not be too far away from something that might work for education.
\r\nYou've already got HMIE in regional areas.
\r\nYou could have local councils who put one or two councillors towards a regional board and you could actually have integrated inspection quality assurance and you could probably have a kind of executive director for each region. It wouldn't be too much upheaval in terms of internal and other types of structures and it might be quite efficient," Stodter says. Eight to 12 boards across Scotland could provide more consistency in education, he believes, as well as better value for money.
\r\nAs the tide quickly turns in the debate, one of the big questions is the degree of diversity in the school system. Education is one of the most homogenous of Scotland's public services, a feature that sets it apart from the English system. In contrast to the mixture of city academies, trust schools and comprehensives down south, state schools in Scotland generally follow the same model. According to research by think tank Reform Scotland, however, after ten years of devolution and a doubling of spend per pupil, attainment in Scotland has barely improved and has even been overtaken by England. In the wake of such statistics, some commentators are calling for a break from the uniform approach.
\r\nAmidst those calls came a proposal last month from an unlikely source. As part of a consultation on how it delivers public services, East Lothian Council put forward the idea of school trusts. Under the proposal, clusters of schools would be run by arm's length trusts with entirely devolved budgets and the freedom to specialise in chosen areas.
\r\nThe paper sparked strong reactions on both sides, but little discussion of what such a model might actually look like. So what is the potential?
\r\nEast Lothian Council Leader David Berry says the idea was born out of two objectives – to boost community engagement and to increase efficiency. The cluster model of one secondary school and its associated primaries would fit with East Lothian's communities, he explains.
\r\n"Our argument is that we need to push more decision making, more interaction back into the community so that they own it.
\r\n"If you look at most high-school catchments, they correspond in many cases with what people regard as their community… That kind of engagement we get with the community is important and in our case, we have six towns, each of which has a high school so a high-school catchment fits very well, geographically." The secondary reason for exploring the model was an economic one, the councillor says. With 4 per cent spending cuts expected each year for the coming years, the administration decided it was time for some radical ideas.
\r\n"We said to our officials: 'We've got to do something different here'. This isn't just a question of not buying as many paperclips or buying paperclips more efficiently. This is a question of rethinking how we deliver services. Because the alternative is losing jobs or stopping doing things altogether, neither of which are particularly palatable, politically.
\r\nSo one of the responses we got back from the education department was well, we could look at wrapping up what we spend in the way of money on education and devolving it," he says.
\r\nPart of the issue with education spend, according to Berry is that devolved school management budgets "aren't really". Barely half of the council's £100m education budget goes directly to schools, so why not devolve the entire budget and let schools themselves manage it, he asks. School clusters could then decide their own spending priorities, saving on certain areas and using those savings on areas of their choosing.
\r\nThe leader illustrates the point with an anecdote. Schools currently don't get billed for the electricity they use so last year he conducted an experiment: "I asked one of our facilities people to go down to one of the high schools, that will remain nameless, on the day after the end of Christmas term last year. So they go down, the high school is deserted, they go in in the morning and they read the meter. They go away and they come back three days later and they read the meter again, which gives you an idea of how much electricity was being consumed over the period. Now there's no kids in the school, mind you, no teachers, it's a holiday. Then she goes round the building and she switches off all the copiers, all the computers, all the lights, you name it, off. And she goes back round the school three days later and the difference is roughly what we could have saved. Multiply that up over two months of summer holiday and all the other holidays and it was close to a five figure sum, the difference over the year.
\r\nNow why would a school worry about that if they didn't pay it?" Those kind of efficiencies could be ploughed back into the schools' individual priorities, and allow them to specialise in other areas, such as sport and languages.
\r\n"The point about schools is they tend to be a bit uniform because that's what HMIE likes.
\r\nI'm not sure that's what people want.
\r\n"I'm not dictating what it would be, but what I imagine is that somebody would be the principal and the organiser of the whole [cluster]and would have a business manager. The business manager's job would not just be to be an accountant but to say if the headteacher says: 'Right, I've talked to our board and our board's now keen that we get into oriental languages because we think that's where the future is so we want to hire two Mandarin teachers and a Japanese teacher. Now how much will it cost me and how would you suggest we fund that?' And they could say: 'It's going to cost, let's say £150,000 a year. But if we didn't run six rugby teams on a Saturday, if we cut back on X, we'd be able to do it." Another cluster could become a centre for sporting excellence, Berry says. As long as academic standards were maintained, there would be no problem with diversity. The trusts would likely have a democratically elected board including members of the council, members of the community and school staff.
\r\nThey would differ fundamentally from the English trust model, however, in that they would be funded entirely by the council with no private sector money permitted. Neither would pupil selection be allowed.
\r\nBerry stresses that trusts are only one of 60 options in the public consultation but calls for an open debate about the proposal.
\r\nEntrenched positions should not be allowed to hold back on a discussion about what is best for Scottish pupils. "Let's not start off from some doctrinal fortified camp. 'We are socialists, therefore we believe this'; 'We are right-wing fascist, therefore we believe this'.
\r\n[It should be] more like ok, let's assume we have no doctrine. What would actually be a good system for education? Let's leave our political policy credentials at the door and just look at it objectively. Now at some point, we have to get in the chamber and argue the toss but at that point I hope this will have been developed into a more rounded idea so you can say, 'here's the advantages, here's the disadvantages, pick your side, let's have a discussion'." And Berry is not the only one calling for a more grown-up debate about education.
\r\nDavid Cameron, who recently left the post of ADES President and is now leading the Scottish Government's class size review, believes it is time for all parties to rise above their dogmas and consider all the options.
\r\n"The key thing for me is that we have some kind of genuine debate exploring the possibilities of change. I think one of the most disappointing things about the "discussion", in inverted commas, about the East Lothian proposals was the way that people reverted so quickly to megaphone diplomacy. Shouting at one another from polarised positions, often assuming the detail of the change and the real lack of willingness to explore its potential.
\r\nAnd I think until we get beyond that kind of doctrinaire set of positions we're unlikely to get meaningful progress.
\r\n"There are a number of models. Northern Ireland has gone for the single skills and education agency, with a move to try and create very strong governance groups within schools. There's a lot of attractions in that. I think Scotland has got a number of interesting developments. There's a National Parents' Forum. The legislation on parental involvement, I think, can create possibilities that probably weren't there before.
\r\n"I think a trust model might be effective.
\r\nI think what I was arguing for was avoiding the idea that there is the trust model.
\r\nEffectively, all that we're talking about is the redistribution of control and influence between groups who are already partners in the delivery of children's education… The East Lothian proposal is a far more complex and sophisticated model than I think it was given credit for in the debate." Even amongst education directors, Cameron says there is recognition of a need for change: "I think we also recognise that we're likely to be in a completely unparalleled period in terms of the budget situation, certainly in recent times. And I think there's a recognition that continuing simply to shave away aspects of budgets is more likely to be damaging to service delivery than contemplating radical change. And I think on that basis, there's a willingness to do that." Amongst the calls for more diversity another radical proposal has been added to the mix. The parental choice model, advocated by Reform Scotland, would allow more independently-run state schools to be established and give parents greater choice in the school their child goes to. Such schools could be set up outside the local authority system by parents, teachers, community groups, charities or other independent providers. As in the Swedish voucher system, an 'entitlement scheme' would see the funding follow the pupil. According to Geoff Mawdsley, Director of Reform Scotland, the model would inject some much needed competition into the state system. As parents vote with their feet and take their children out of poorly performing schools, those schools would eventually close. Meanwhile, local authority schools would be given an incentive to improve.
\r\n"The argument we make is that we really should address the fundamental problem with those schools which are not providing good enough education and the way to address that is to give parents an entitlement to the average amount of money that's spent on educating their child in that local authority area," says Mawdsley.
\r\nThe Scottish Conservatives are also backing calls for a parental choice scheme.
\r\nAnd given the Cabinet Secretary's previous pronouncements on the subject, the party is now confident it could be considered.
\r\nConservatives Spokesperson for Schools, Liz Smith MSP says: "We're delighted that there will be a debate about whether that should involve greater diversity within schools and different people who run them.
\r\n"I think it should be a case of the parents and pupils choosing the school rather than the school being able to dictate who the pupil is. And that, by definition, raises standards because quite frankly, you won't have many underperforming schools existing for a long time because they won't be able to. And that's exactly what happened in Sweden." Thomas Idergard is adviser to the Swedish family business Magnora, major owner of the independent school chain Kunskapsskolan.
\r\nSweden introduced a school voucher system in 1992 and gave independent schools the right to receive funding from local municipalities.
\r\nThe number of independent state schools shot from 70 in 1992, educating less than one per cent of students, to almost 800 in 2007, educating nearly a tenth of students. And with independent schools demonstrating better attainment than their public counterparts, the Swedish system is held up as a model of success. In the country's national tests they have a larger share of the two highest mark levels as well as a larger share of pass rates.
\r\nLikewise, recent studies have shown that in areas where local authority schools encounter competition from independent schools, the local authority schools perform better.
\r\nKey to the success of Sweden's independent schools is having the freedom to innovate and offer a more personalised education, says Idergard: "The local authority public school is made for the average student. They have the pedagogical methods all designed for the average student that is kind of a statistical figure. And you have, on one side of that statistical figure, you have those who are more motivated than average but also on the other side you have the pupil who requires more personal coaching, more attention. And they are not satisfied with the local authority schools in many places and then they have also the opportunity to opt out from the public system without having to pay anything," he says. When Idergard's school chain was first established 50 of the first 200 pupils had experienced bullying at their old school. "So independent schools provide wider social precondition for those who, for some reason, don't think the average school formed for an average student is going to fit them." Indeed Scotland has its own limited experience of an independently run state school. The only such model in Scotland, Glasgow's Jordanhill, once again topped the league tables of public schools this year.
\r\nWith autonomy from the local authority comes a huge responsibility, according to the primary school's headteacher Irene Matier.
\r\nBut the school does benefit from having that freedom to experiment, she says: "It's a factor [in the school's success]but it's not the only factor. And it's a factor because we have that autonomy to make our own decisions and we can plan ahead financially and in every other way. And we don't have to jump to the tune of a local authority where they might want all schools to be the same but it doesn't suit all schools." As Scotland moves into an era of tighter public spending, an overhaul of education delivery looks likely in the long term. The debate has moved on a long way in recent months, yet preconceptions and prejudices still mire it. The conclusion of the current review may be that local authority delivery is still the best way forward. But that conclusion must be arrived at through a full and open debate that is based on educational quality, not political doctrines.


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Released tomorrow, The Walking Dead Collection bundles up all four Telltale's The Walking Dead seasons that are currently available, while also giving some of them a bit of a spruce up.
I've ploughed some time into it but want to delve a little deeper before I give my verdict on the package, so expect a review later this week, but for now, here's some info that will please achievement and/or trophy hunters: The Walking Dead Collection has its own separate list.
Installing all four seasons in one package, Xbox One owners come out on top with The Walking Dead Collection offering them 4,000 achievements points. Each season basically has its full Xbox One achievement list intact complete with their original points values, making the collection an interesting proposition for those looking to boost their gamerscore.
On PlayStation 4, gamers will still be able to get more trophies for playing through all four The Walking Dead seasons but the rewards are less generous. The Walking Dead Collection on PlayStation 4 only features a single platinum, and the first, second and Michonne seasons only award bronze trophies for beating each of their episodes and nothing else. That means there's only a grand total of 52 trophies to collect, made up of 48 bronze, 3 gold and one platinum.

subset: commoncrawl


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a free and open educational resource for faculty, students, and self-learners around the world. OCW supports MIT's mission to advance knowledge and education, and serve the world in the 21st century. It is true to MIT's values of excellence, innovation, and leadership.
BLOC is the art and technology agency for Wales. The website contains a wealth of information such as news, calls for submissions, events and projects happening around Wales and United Kingdom.
The Australian Music Centre publishes Sounds Australia magazine twice a year and is an invaluable resource to Australian composers of varying music genres
UK arts website specialising in student and independent artists
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TXTMob was designed for use by protestors at the Democratic National Convention in Boston this summer. It is currently being revamped for use at the Republican National Convention in New York this August.
Exporting contemporary Australian arts and culture
State Library of Queensland is Queensland's public library located in Brisbane city. visit http://www.slq.qld.gov.au for more details
The Australia Council for the Arts is the Australian Government's arts funding and advisory body. It directly supports young, emerging and established artists, as well as new and established organisations. There are many funding grants available for artists at their website, http://www.ozco.gov.au
On Campus Promotions is an Advertising / Promotions company for Australian University publications
Performing Arts News has theatre and film auditions and casting briefs, articles about the performing arts industry, ticket giveaways, and tips for success in theatre, film and television


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'Making it work as an ABA Therapist' is an online training program. It is designed for anyone who wants to gain the necessary knowledge and introductory skills to work as an ABA therapist. The content has been developed by Board Certified Behaviour Analysts (BCBA). This program is suitable for parents looking to start an ABA program and students who want to align their studies with the opportunity to gain valuable work experience. Allied professionals and educators who want to learn more about the application of behavioural principles, will also benefit from completing this online course.
CLICK HERE – For more detailed information on training & modules
PLEASE NOTE: An email with online training activation details & password can take up to 72hrs to receive.


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Can I change the battery of my OnePlus 3 to a OnePlus 3T battery?Hello All The battery of my OnePlus 3 is giving me issues these days. I was wondering if I could replace the current...
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HP Pavilion Sleekbook 15-b142dx Keyboard Replacement
Where do I get the replacement keyboard for this?
I have an HP Pavilion Sleekbook 15-b012ee and I feel that the same keyboard would work
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Came across this meandering activist article on yahoo news. Having lived in Western PA, Wheeling, WV & Belmont County, Ohio and working throughout the entire discussed area and having ties to some of the folks mentioned in the article I feel compelled to share. If you live in the Ohio Valley you should read.
Views: 427
Fake news.
When We The People are given Our Governments back (County, State, Federal) we can work to sort out what Our President is doing for now.
We Have No One to rally the Troops, that's why President Trump ran for office and We elected him. The first Real president who wasn't a puppet of Queen/Globalists/NWO since President Kennedy. All Presidents before Eisenhower sold us Out in WWI, WWII, Korea, Vietnam.
Our President is pushing everything for Re-election to continue the 2nd American Revolution. When it is time which will be soon, the Deep State will be defeated then the Globalist will be defeated by the Alliance taking them down since they are World Wide.
When there is no Corruption and all pockets of NWO resistance are destroyed so that they don't show up again in 100 years to once again attempt Depopulation, then We The People will address the dangers of Ethan Crackers and all insane Oil & Gas Half Baked Ideas like spraying radioactive Brine on the roads, storing Ethan in a Salt Rectangle under ground along the Ohio River, dumping brine into the River with no Processing, Burning hazardous waste in East Liverpool and other KILLER Ideas will be terminated for other more reasonable methods of doing business. For Now, anyone who Screams or Cries about Global Warning, You had better note who they are, because they would if not stopped take Our 2nd Amendment Rights then take Our Heads. These evil possessed sub-humans don't want normal humans on Earth.
God Bless America, God Save the President.
wrong again Ron.
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If you're looking for something to do this week, head over to our Mercer street store for our Exotic Wine Tasting event. There are going to be wines from all over the country, cheese, chocolate, erotic poetry and of course, sex toy tips from the ones who know them best.
Sample the most exotic wines from New York Wine Country with names like ?Desire? and ?Foreplay?. Wine will be complemented by exotic cheeses, decadent truffles, and chocolate-dipped fruits by 5th Ave Chocolatier. We?ll round out the evening with erotic poetry, a Babeland presentation of sex toys and tips, and a raffle.I personally can't think of a better combination. Is there anything missing? Maybe just my iPod.Oh, before I forget, register soon because the first 50 people get a $20 gift certificate to Babeland. Rockin.A special thank you to Gothamist for writing about this event! Come check it out.


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- Home
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- CML comments on PRA's underwriting standards for buy-to-let mortgages
CML comments on PRA's underwriting standards for buy-to-let mortgages
Published: 29 September 2016
The Council of Mortgage Lenders notes that the PRA's underwriting standards for buy-to-let mortgages, published today, reflect many of the proposals set out in the CML's consultation response.
The CML is pleased that the PRA has confirmed that buy-to-let mortgages with terms less than five years, or rates fixed for five years or more, are not subject to the affordability stress test. The CML also welcomes the PRA's decision to adopt the CML proposal that firms be given three months to implement the IRC and interest rate affordability stress test but have a year to meet all other regulatory requirements.
CML director general Paul Smee commented:
The new underwriting requirements broadly reflect existing practice, as the PRA says. While the regulator will need to keep the impact of the new requirements under review, we expect the effect to be modest under current market conditions, and we do not anticipate the measures resulting in any shock to the market.
Notes to editors
1. The Council of Mortgage Lenders' members are banks, building societies and other lenders who together undertake around 97% of all residential mortgage lending in the UK. There are 11.1 million mortgages in the UK, with loans worth over £1.3 trillion.
Contact us
Sue Anderson
020 7438 8924
Bernard Clarke
020 7438 8923
Gareth Hill
020 7438 8922


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Two words after hearing from the School Committee that they're projecting cutting 65 educational positions if the Town Administrator's five year budget projections become reality: déjà vu.
After five years of trying to get the town to embrace the best practices adopted by other communities dealing with structural deficits, I still cannot get the Board of Selectmen to even use that phrase to describe a town budget that annually increases spending at 5%, but only has annual revenue increases of 3%.
Since the 2014 override passed, we were told that we were in great financial shape. We pointed to our bond rating, crowing aloud to the nattering ninny bobs of negativism raining on everyone's parade. We said we solved it. We told tales of increased state aid and insisted that this was the year we'd see millions of dollars in new business growth transform North Grafton and save us, at least temporarily, from big cuts in services.
And so we went about 2014 through 2018 the same way we'd gone about running the town all the years before, as though the world hadn't changed. With precisely the same results, too.
You know what we didn't do? We didn't trust you. We didn't spend the intervening five years educating you about why towns run out of money, and challenging ourselves to do better. We didn't commit to educating ourselves on new, municipal best practices.
That ends now. Let's start over.
Hi, my name is Ed Prisby. I'm a Selectman. Before that, I was chairman of the Finance Committee. Before that, I lived in Newton, and I watched that city of 80,000 go through precisely the same financial struggles as our town of 20,000. I watched that community pass an override in 2002, ride it out for six years, try to pass another one, vote it down, and only then make real reforms that the entire city got behind.
I was hoping to skip the really painful vote-it-down-and-cut-teachers part here in Grafton. Maybe we still can, but to do so, we're all going to need to get on the same page about where we are, and how we got here.
The Prop 2.5 Reality
To understand the town's budget and why, as things presently stand, the school administration projects losing up for 65 educational positions based on the Town Administrator's projections, you need to hold two completely contradictory thoughts in your head at the same time: First, we are not spending enough money on our schools (near the bottom in per pupil spending); and, second, we spend more money on our schools than we can afford (we're running out of money).
We all live in the shadow of Proposition 2.5. Whether you love it or hate it, the law states that a municipality can only bring in 2.5% more money next year (plus new growth) than it collected the year before. So, on a $60 million dollar budget, the town's budget can grow by something over $1.5 million dollars. With new growth, a town like that might even clear $1.9 million in new money to spend on a year to year basis.
The 2014 Override and Beyond
Massachusetts passed Proposition 2.5 in 1980 to much fanfare. Based on a similar California law restricting annual increases in local property taxation, Prop 2.5's basic premise was to prevent increased local costs from simply being passed on to the consumer with no real pushback. With cost increases clamped at 2.5%, the state was supposed to step in with sufficient local aid to bridge the delta. And for a while, it worked that way.
But as the decades wore on, patterns emerged. Municipalities lived large in the 1990s and 2000s off of "new growth," all while deferring maintenance on roads, school buildings and other capital items.
Then healthcare costs began to climb. Then the 2008 recession happened. The bill on all that deferred maintenance came due. New growth ground to a halt. What we took for granted locally – that services would remain level or even increase without a Proposition 2.5 override – was suddenly now no longer a reality.
Before 2014, Grafton had never passed an override. For the first time in thirty-four years, Grafton town government asked voters to dig deeper for a $3.5 million dollar override to pay for level school services and improved roads.
Despite a failed library expansion vote just two years earlier, and Grafton's well-earned reputation for… ummmm… frugality, the override passed overwhelmingly.
At the time, the override was billed as being a solution that would get us through to fiscal year 2020 (July 1, 2019). But for some reason… people forgot about that part almost immediately. We started saying things like "we solved the problem," and "we're in great financial shape," even though we'd only been given a five-year lease on life.
It was like being given five years to live after a cancer diagnosis, refusing treatment and telling all your friends that you have nothing to worry about – right now.
Where Did the Money Go?
The first thing you need to know about the 2014 override was that it probably wasn't a big enough ask. When we tried to figure out how much money we'd need going forward, we assumed a certain amount of state aid that we didn't end up getting after we became a "minimum aid district" in 2015. We also lost a bunch of funding from the state that they'd given to us temporarily to start full day kindergarten.
The second thing you need to know is that the school department agreed with the Board of Selectmen and the Town Administrator that after the override was passed, it could exist on 5.25% annual budget increases to present a "level services" budget moving forward.
But after agreeing to that rate, which of course exceeds the 3% or so annual town growth, state aid decreased and state mandates increased. An "unfunded state mandate" is what happens when the state decides that there are things that schools must do, and services they must offer, to comply with state law, that the state won't then pay for.
For instance, in FY15, we had to pay $124,000 to bus kids for out-of-town special education. Is it right we do this? Sure is. But the state should foot the bill for that. In FY2015, we paid $205,000 for private out of district tuitions, and $164,000 for collaborative tuitions, all special education related that the state doesn't pay for. That all adds up fast when you're only talking about seven figures in new money every year.
We paid $157,000 to move to the 1:1 iPad program at the schools. "But I didn't have an iPad when I was in school!" Yeah, buddy, you probably won't be working a tech job in 2035, either.
In FY16, the schools saw large staffing needs due to enrollment, contributing to $1.745M in salary increases overall. Those positions included teachers added to reduce class sizes, special education teachers, a nurse, a preschool teacher, a media teacher, two one-half assistant principals, and a part time school psychologist.
Hey, raise your hand if you're one of those people who bitches about schools hiring psychologists! Keep your hand raised if you're also someone who claims we don't need to do anything about gun violence except address mental health! Okay, now I want you to lower your hand, leave the room, and punch yourself in the face several times. You may rejoin the class when you're ready.
Also, in 2016, we started moving school capital requests from the town capital side onto the school side, costing the schools another $168,800. Fair or unfair, we hadn't done it that way until right then.
The hiring picture to keep up with class size and enrollment needs continued in FY17, with one major blow to the budget: the schools had to pay out $559,000 to fund out-of-district placements for special education. Again, completely right and necessary we do this. But there goes over a third of your new money for relatively few students.
Remember where I said that we agreed the schools would receive 5.25% annually after the override? Well, the town actually reneged on that promise in FY18. Health insurance costs increased that year and the town shifted responsibility for that back to the schools, resulting in an increase of only about 4.1%. As a result, we cut a curriculum coordinator, a high school guidance counselor, a middle school teacher, a pre-K teacher, and a nurse. $344,000 in budget cuts, total.
In FY19 out of the $1.7 million dollars in new money the schools received, $362,000 went to out of district special education transportation, and $467,000 to private out of district tuitions. $829,000 total out of $1.7 million dollars.
That's where your money went since 2014.
A Missed Opportunity
In the midst of all of this, the School Committee negotiated a new contract with the Grafton Teachers Association.
Now… this scar has barely healed, so I'm not inclined to pick at it much. But, let me say this:
I come at this from the perspective of an educated, pro-union liberal. I completely respect a teacher's right to seek top dollar, and to do so collectively. But, I also come at this from a perspective of someone with not just a little bit of experience in municipal government and finance. Proposition 2.5 makes town budgets a zero sum game: if I give more money to one person, I take away some from another. If I give more money to a whole group of people, I must employ fewer of them. And if you're looking to keep your educational system intact, as I wanted to, you can't be letting go of a bunch of people to give fewer of them relatively small pay increases.
Proposition 2.5 consistently pits our neediest residents against our poorest. We had an opportunity after the 2014 override not to tell people that we "solved" anything, but instead to tell them over and over and over again that we hadn't. To bring our town unions and employees to the table and explain reality to them. To do it with a unified voice, from the executive board down to the School Committee down to the Finance Committee. To enlist volunteers and parents and teachers in an effort to give everyone as much of the pie as we could without us all choking on the crust.
And did we do that? No, of course we didn't. When I gently suggested last January that we missed the boat on that, I was chastised by an outgoing Selectman for the umpteen-millionth time. I had friends emailing me and telling me what an idiot I was for even bringing it up. That's how hard change – even small change – is in Grafton.
The Way Forward
There's good news and bad news going forward. The good news is, most communities have this problem. The bad news is… most communities have this problem. There's not a lot of success out there in solving it.
Massachusetts communities like Arlington, Newton, and even Framingham have all commissioned some form of a long term finance, structural deficit or blue ribbon commission to rethink and reimagine municipal best practices. I proposed one in my campaign, and again this summer after I was elected. It went nowhere. And I can't just have two other board members vote for it. I want it to be unanimous. Otherwise, it wouldn't have any legitimacy, and you'd have half the board undermining it from the start.
Massachusetts voters are of two minds about how we go about paying for the things we say we want. On the one hand, we don't want costs simply passed through to us, so we passed Proposition 2.5. There is presently no serious movement to reform or repeal it. That we'd rather spend our time on recreational marijuana initiatives tells you all you need to know about where this issue ranks.
On the other hand, we demand quality and incentivize it financially. We fund teacher contracts through a combination of steps and lanes, which actively encourage teachers to go back to school and get advanced degrees, which we incentivize through increased compensation. This system is entirely at odds with fitting everything you want under Prop. 2.5.
Do you want an experienced teacher with a master's in chemistry teaching your kid, or the rookie with a bachelor's? Well, you'll take the experienced teacher all day long, right? But only if you can fit a bunch of them under a 3% budget increase, I guess. Good luck with all that. You have a system full of teachers all doing what you say you want them to do, but all costing you more in the end. And then we complain that schools "cost too much."
There's the rub.
And there's where your money went.
And Another Thing or Two
- Disabuse yourself of the notion that because a town proposes an override means that it has "misspent" money. That's not true. When state mandates increase at 11% annually, and healthcare at 7% annually, that 3% income growth disappears fast. It's possible to do everything right, and still need an override.
- Kudos to Superintendent Jay Cummings, who in five years has learned to talk about this better. In the past, he referred to cuts of "FTEs" or "full time equivalents," which is school talk for "unnamed, unspecified school employee." This year, he went straight to "teacher." And why not? FTE doesn't register with middle-class moms and dads who don't pay much attention. But "65 teachers" gets a reaction.
- Please, random townie troll on the Grafton News facebook page, stop talking about development as the issue here. You're going to sound dumb. It's not the housing. People need places to live, and have as much right to be here as you do, hard as that might be for you to fathom.
- Also, please know that the "65 teachers" is an estimated five year total based on projections. It's a scary scenario made likely by guesses on where we might be in five years. Not a guarantee that 65 teachers are being sliced tomorrow, or even next year. Take all this as a call to action, not the death-knell of the community.


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William Ellis
Whilst we tend to write about the music and the performers, there are others who make a significant contribution to the story of jazz. One of these is photographer William Ellis whose exceptional pictures of jazz musicians give us a lasting atmospheric image of time, place and people.
William was born in Liverpool in 1957 but is now based in Manchester, although his work is international.
'Although at the time I didn't know it was jazz, the music came into my life when I was very young listening to Frank Sinatra records my mother would play,' says William. 'The sounds, the mixture and layers of every instrument you could imagine - made me just stop, listen and wonder how anything could sound so great. Then the Beatles happened and I didn't actually discover jazz until later – much later when I began listening to Miles Davis.'
Dizzy Gillespie
© William Ellis
William started taking photographs when he was around seventeen. 'In jazz I found the music that says so much to me - a compelling subject with many facets - the people, the instruments, environment, lifestyle and being on the road. I spent around 15 years building up an archive of images of many of the most influential players in jazz performing at major festivals and clubs in the UK – people like Miles Davis, Dizzy Gillespie, Herbie Hancock, John McLaughlin and many other great musicians.'
'Gaining access to photograph Miles Davis was the catalyst as it enabled me to get accreditation to photograph pretty well everyone else in the jazz world after my pictures were published in the programme of his 1990 concert.'
William's jazz photographs have always been inspired by the music and the powerful visual heritage of the genre exemplified by photographers like Roy Decarava, the Williams - Claxton and Gottlieb and Herman Leonard (who has said of my work – 'beautiful images' –) and his friend and fellow Brit, Terry Cryer whose jazz photographs from the 50's stand alone. All the usual suspects - great photographers like Bill Brandt, HCB, Weston, Man Ray, Karsh, Penn, Avedon, Duane Michals, Ralph Gibson and Lee Friedlander are amongst his influences.
Miles Davis
© William Ellis
'In 2002 I decided to make my first foray into the international arena in Havana,' says William. 'This was closely followed a few months later by Toronto, New York and Cape Town. I went to Havana with a couple of Leicas and a Nikon. I still use the Leicas back stage and now shoot with Canon and for portraits I often use a Hasselblad (though I used the Leica the other day for some portraits of Spencer Tunick.)'
The pictures went down well in the press office. William got a 'Personal Invitation Pass' and '... the wonderful madness had begun - I was soon in a taxi heading with a singer from New York and her Cuban husband to the UNEAC (centre and gallery of Cuban writers and artists) where there was an exhibition being hung.'
'It was here that I showed my work to a guy from Cape Town who turned out to be CEO of the city's jazz festival. He invited me on the spot to exhibit at the festival a few months later with the great Jürgen Schadeberg. At the time, Cape Town Jazz Festival was under the umbrella of North Sea Jazz – one of the world's biggest festivals. While I was in Cape Town, I met the marketing people who saw the exhibition and a year later e-mailed me inviting me to be guest visual artist with a 40 picture show there in 2004. It was there that I photographed among others, James Brown, Alicia Keys, Macy Gray and Buddy Guy.'
William quickly developed contacts worldwide and over the next few years expanded his archive, met and photographed many more jazz greats, and worked alongside photographers from Reuters and AP who were covering major jazz festivals and conferences.
Herbie Hancock
© William Ellis
Over the next three to four years, William's work was being shown at major festivals and galleries in Amsterdam, Birmingham, Bremen, Brecon, Brighton, Cape Town, Edinburgh, Glasgow, The Hague, Havana, Hong Kong, Kansas City MO, Las Vegas, Leeds, Liverpool, London, Los Angeles, Manchester, New York, Orlando, Penang, Scarborough, Southport, Toronto, Utrecht and Wigan.
'I photographed at many of the legendary clubs in New York and Los Angeles,' he recalls. 'The Blue Note, Village Vanguard, Birdland, Iridium, Jazz Standard, Catalina, Vitello's and of course Ronnie Scott's in London.'
'One of the most significant events for me was an invitation to present the inaugural international exhibition at the American Jazz Museum in Kansas City in 2005. This was an organisation charged with showing jazz as it is now at the same time as capturing the heritage of jazz imagery. The show was very successful and I was invited to return in 2008 to exhibit in a group show 'Jazz in Black and White: Bebop and Beyond.'
It was also in 2008 that William was commissioned by the management of the Bridgewater Hall, Manchester's £42 million international venue, to produce a body of work documenting the wide range of musical genres presented there and an insight into the backstage area. 'This proved a particularly rewarding project,' he says. 'It enabled me to apply my experience in a different context - working at sound checks and in the dressing rooms as well as when musicians were performing. I found that everyone had at least two things in common with the jazz players – total dedication to their art and the ability to generate ? (click here).
Tony Bennett
© William Ellis
In 2010, William completed a tour of the UK with 3 musicians, Andy Scott, Dave Hassell and Mexican percussionist Evaristo Aguilar. 'We toured with music based on a CD recorded last March in Tampico Mexico which was inspired by spending 3 days at Las Pozas – a surreal sculpture garden set in the jungle of the Huestaca region of Mexico. The English eccentric, poet and patron of the arts, Edward James, who was involved with Salvador Dali, Renee Magritte and others, created the gardens. The photographs I took there were projected above the stage at the concerts and formed the basis of extensive improvised sections.'
William has developed ties with the jazz industry worldwide and has exhibited at the European Jazz Network conference in Glasgow and in Europe, where Jazzahead! in Bremen is the leading showcase event attracting musicians, promoters, specialist labels and jazz organisations from all over the world.
'Photographing the Hallé in rehearsal was an extraordinary experience – being as unobtrusive as possible working in front of around 70 musicians and a Knight of the realm - conductor Sir Mark Elder - is very challenging, but so exciting visually and the sound of the music is sublime. The exhibition has been shown at the Richard Goodall Gallery in Manchester.'
There have been many highlights in William's career and amongst the artists featured in William's exhibitions are Herbie Hancock, Liza Minnelli, the Hallé Orchestra with Elbow, Buddy Guy, Lesley Garrett and Christie Moore. A collection will be on permanent display in the Charles Hallé Room at the Bridgewater Hall, Manchester - the main corporate entertaining room and will be expanded as other artists appear at the Hall.
In 2010, William also exhibited at Leeds College of Music International Jazz Conference with around 40 musicians and educators from the US and Europe.
William Ellis
In 2013, William began to bring together his OneLP Project in which a musician is portrayed with a favourite album. Each portrait will be accompanied by a short interview that explores the album's meaning and value for the person concerned. Acker Bilk, for example is pictured Louis Prima's Strictly Prima album and says: 'I like Louis Prima - I had the pleasure of working with him in New York a few years ago on Ed Sullivan's show. We got chatting and I enjoyed his company - I enjoyed his playing and his singing is excellent - good jazzer!' (click here).
Clark Tracey is pictured with the album Thelonius Monk : Monk's Music and says: I think probably because it's a nostalgic thing for me. It was obviously being played from my earliest years - my very earliest years. The album cover appealed in the way it would to a child - Monk sitting in the trolley. The musicians on the album, the feel, everything - as I've grown up and matured with music it's turned out to be one of the best albums - it still appeals to me.' (click here).
This is a great concept for a portfolio of pictures and there are some nice photographs here. Click here for more about the project. William Ellis says: 'tt's an ongoing project - there's a lot more still to come'. So you might like to visit it again in the future.
In 2015, William had his picture of Bennie Maupin shortlisted as one of six finalists for this year's Jazz Journalists Association 'Jazz Photo Of The Year Award.'
Bennie Maupin
© William Ellis
Copies of William's photographs can be purchased through his website, although you may well come across them at festivals and exhibitions. He is also available for commissions from musicians, record companies, promoters, music magazines and venues.
William has established his position as a leading jazz photographer with little formal training. He has around 25 years of experience, however. He has worked with three major companies in the professional photographic industry: Keith Johnson, Hasselblad and Broncolor where he has been employed in technical sales. 'This gave me a very wide take on the business of photography and an insight into all sectors of the business. Fortunately each of the companies I was with recognised the value of seminars and master classes in developing photographers technically, artistically and commercially.'
'I was directly involved in organising and helping to market training events with many gifted photographers including Cornel Lucas, Charlie Waite, Patrick Lichfield and John Swannell. As you can imagine, I gained a great deal of knowledge in pretty well all aspects of photography despite not having formal qualifications.'
William has a 'home' base gallery at an excellent jazz venue The Cinnamon Club in Bowdon, South Manchester. You can see his work at his website www.william-ellis.com. Click here for some of William's affordable pictures.
Other links are: William Ellis at the Bridgewater Hall and William also has a blog at http://william-ellis.com/blog/ that is worth a visit.
© William Ellis and Ian Maund 2010-2015


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What is aFit?
afit is a certified Woman Business Enterprise located in Indianapolis. We are committed to being an ethical, responsive, and results-driven company providing important information technology.
We are a perfect fit for clients because we are focused on delivering the highest outcomes by being
- Having high work standards
- Detail-oriented
- Problem solvers
- Business-minded
- Responsive & Proactive
- Ethical
Client experience
Indiana Bureau of Motor Vehicles
Indiana Department of Child Services
Indiana Office of the Lieutenant Governor
Indiana Family and Social Services Administration
Missouri Department of Revenue
Indiana Auditor of State
Women business enterprise Certifications
The State of Indiana
The City of Indianapolis
The State of Missouri
The State of Tennessee
US Federal Government
Meet Julie Booth Phillips, president
- 25 Years at Accenture in IT and 20 years of large government contract oversight.
- Software developer and engineering background and managed thousands of employees.
A Letter from Julie
Do you like a challenge? Do you like to try different things? Do you like to problem solve?
Yes, yes, yes…
I am where I am because I had a supportive father who recommended I get an Electrical Engineering degree. He, too, had an EE degree and was a Systems Engineer at IBM where he had accounts like Eli Lilly. He wrote me a letter when I was in high school that said if I got an EE degree, it would open doors for me. He said that I would have options. I could do EE work or I could do marketing, sales, or be a manager.
I am blessed to have had a father supporting me to pursue STEM. So, off to Purdue University I went and graduated with an EE degree. When I went around to different companies at the college fairs, Andersen Consulting drew me in: Do you like a challenge? Do you like to try different things? Do you like to problem solve? Yes, Yes and Yes!!! This led to 25 years at Andersen, which eventually became Accenture.
At Accenture:
I started out programming…
then designed systems…
then managed teams developing and designing systems…
then oversaw complex systems project teams…
then learned how procurements work with State governments…
then led sales…
then led sales and delivery over the North America practice focused on human (social) services for state and local government growing the business by 150%…
then oversaw a handful of states across all areas of focus…
then decided it was time to take all that I learned and loved to grow and be an entrepreneur and became the owner of afit!
Three ways we problem-solve for our clients:
- Seeking to understand and listening to our clients
- Hiring and growing high-quality talent
- Focusing on solutions that create true outcomes for our clients
I believe in doing the right thing…by our clients and by our people. Integrity is a core value for a reason.
I also believe that at the end of the day, quality of life is what matters. It is the relationships we have and the people in our lives that matter. We spend the majority of our time each week at work so we want to enjoy who we work with and what we do. By focusing on doing the right thing, good things happen. This is the foundation of our culture at afit.
Meet Martine Edwards, project manager
- Efficient and skilled in multiple media and project applications.
- Deadline-driving and passionate about project management.
get to know Martine
Martine Edwards is a motivated IT Project Manager with a strong work ethic, professional demeanor, and great team leadership skills. She is skilled in Project Pro, Microsoft Office Suites (Access, Excel, OneNote, PowerPoint, Project Pro, & Word); Visio, Microsoft SharePoint, Kanban board. She encompasses hybrid methodologies while leading her project teams.
Martine currently oversees resources allocation, annual projects, creating documentation, release management, and scribes. Able to maintain a sense of humor under pressure, she is poised and competent with a demonstrated ability to easily transcend cultural differences and thrives in deadline-driven environments. She developed a passion for the project management world which lead her to her current position as an IT Project Manager, after working as a Project Coordinator in the Healthcare sector for 3 years.
Martine enjoys working for afit because she has a vast degree of control and freedom within her job. She is encouraged to try new things out and be innovative. Most importantly, she feels recognized!


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The Hotel Suites Bernini is perfect for who wants to travel by car. The Hotel Suites Bernini offers fast internet connection. The Hotel Suites Bernini offers a laundry service.
Hotel Suites Bernini3 Stars
AV. VALLARTA COL. AMERICANA - 1881 - Guadalajara, Mexico View Map
- Jump to:
- Services
The Hotel is situated in a majestic building with 17 floors on 35 rooms and overlooking the city skyline. The hotel has a 24 h reception, elevator, direct dial phones, secretarial support , fax service and copy machine. Wake-up call service, medical Service, dry cleaning and laundry services and general hotel services are offered.
TripAdvisor vote: 2/5 Based on 16 guest reviews
Hotel facilities
- Car Parking
- Internet Point
- Laundry Service
The hotel provides either its own car park or a nearby one with a special agreement; being not included in the room price, for a paid parking the payment have to be carried out directly on the spot.
Rooms facilities
- Television
- Direct Dial Telephone
- Mini Bar
- High Speed Modem
- WiFi
The Hotel Suites Bernini offers the use of a TV in the rooms. Accommodation has direct dial telephone in all rooms. The Hotel Suites Bernini offers a minibar service. Guests have access to a fast internet connection in the rooms. Guests have access to a WI-FI wireless internet connection in the rooms.
Hotels nearby
Distance from the hotel: 221 m
Distance from the hotel: 515 m
Pedro Moreno 1543 Col.Americana
Distance from the hotel: 518 m
Americas 1551
Distance from the hotel: 527 m


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Jan 29th, 2018
Nathan Farmer - Dont sit around if you wanna be around
Nathan Farmer and Ashley Mathieu throw it to the listeners about being lazy with their health. Get off your butts, do something about your health or stop complaining!
Listen up for some motivation sure to get you moving and thinking about what matters.
Nathan Farmer on Facebook : https://www.facebook.com/nathan.farmer.100?lst=510191183%3A1308773903%3A1517007091
Podcast: https://itunes.apple.com/us/podcast/perceived-limitation/id1273604634?mt=2
Instagram: www.instagram.com/anytimefitnes @Anytimefitnes


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I'd seen the 'single step jumping' effect previously but not really considered it to any great degree. I just tried the Amstrad version of JSW2 out of interest to see this 'effect' (assuming it was there!) and it does not do that he jumps as you'd expect in that he turns around and jumps fully. Same with JSW1 on that platform.
Sorry Andy, was the above comment in relation to the conveyor behaviour (at the left-hand of the conveyor) in JSW2? I appreciate I've been discussing several different phenomena at once, so it's difficult to keep track!
(P.S. The reference to "that platform" didn't help with my confusion - I presume you're referring to Amstrad as the platform as in hardware, rather than a platform as in standonable room cell!? :-p)


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Hi there! I'm Dr. Betsy Halsey.
I am passionate about raising awareness of the escalating problem of internet porn addiction and other sex addictions in our culture, and I offer hope and healing to those who are suffering from sex addiction.
I'm a clinical psychologist with a busy private practice in Rockville, Maryland.
I work with adults with depression, anxiety, sex addiction, and trauma, to help them experience healing and wholeness.
My life's work is to facilitate transformation.
When I first entered professional life, long before becoming a licensed
psychologist specializing in clinical practice, I worked with social
advocacy organizations to effect change on a state and national level.
I then entered the ministry, believing that lasting change would come only as individuals' hearts were transformed.
Serving as an ordained minister in the United Methodist Church, I realized that many people experienced blocks that kept them stuck in defeating patterns.
As a clinical psychologist, I help individuals and couples overcome their obstacles and transform their lives. And this brings me great joy!
As a clinical psychologist, I have specialized in sex addictions for over 10 years.
This specialization emerged from my years working at St. Luke Institute (SLI) in Silver Spring, Maryland, a world-renowned treatment facility for priests and other religious.
At SLI, I worked with clients who had become entrenched in compulsive sexual behaviors: anonymous sexual encounters in parks, rest areas and bath houses, inappropriate sexual relationships with parishioners, even pedophilia and ephebophilia
Since then, as a clinical psychologist in private practice, more and more clients suffering from sex addiction (both addicts and partners) have come to me for help.
I work individually with sex addicts, sex and love addicts, porn addicts, and with partners of addicts. I also work with couples who are struggling because sex addiction shattered their relationship.
While I continue to learn by consulting with other colleagues who specialize in sex addiction and reviewing current publications...
...my clients are my greatest teachers.
In working with clients, I have a holistic view that values all of the following elements of the human experience:
And in working with addicts and partners, I integrate elements of the following therapeutic modalities and approaches based on individual personality and need:
Whether you are an addict or a partner, I believe you can heal if you are willing to take certain steps. In this website, I will offer some specific strategies for recovery and some general principles for you to HEAL.
I will help you break free from the chains of sex addiction, or the trauma of betrayal, and experience the joy of transformation.


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Announcements & Events from Local Businesses in Suffern, NY
NearSay has local news and offers from businesses in Suffern, NY. Learn more about Suffern businesses.
Most Recent from Suffern, NY
The birth of your child is a highly personal and emotional event, so you have the ultimate say in how it goes. Many expectant parents are choosing home birth, which gives them the chance to select a midwife rather than going to...read more
Breastfeeding is nature's way of letting a mother nurture her baby. While the process goes seamlessly for some, it's normal to have some trial and error, particularly when it comes to latching. Fortunately, your nurse or midwife can help...read more
Suffern, NY
If you've ever been locked out of your home or car, you know how embarrassing it is to make that call to your significant other or roommate, telling them you need assistance. But what happens when they can't be reached and you're still u...
3 Scenic Dr
Suffern, NY 10901
(845) 641-5058
If you're pregnant, you might be nervous about selecting the best method of delivery for your baby. However, home births help ease anxiety and let you be in familiar surroundings. Many women choose home births so they can ...
More Announcements & Events
While navigating pregnancy can be challenging, caring for a newborn baby can be even more confounding for new parents. They require additional care and nutrition so they ca...read more
During pregnancy, expectant mothers will plan for their newborn's arrival. With the help of a midwife, you'll determine whether natural birth is the right option for you. As these co...read more
To prepare for pregnancy, you'll need to stop taking birth control pills. This way, your body will start ovulating regularly again so sperm can fertilize an egg. Many types of the pi...read more
After your pregnancy and home birth, it's time to take care of your bundle of joy. If this is your first child, however, you may be nervous about the process. This helpful guide...read more
When you're pregnant, one of the many decisions you must make is what type of healthcare professional you'll work with. Some women prefer doctors, while others look into midwife...read more
A pregnancy is a miraculous event, but it can also be an overwhelming experience. There are many concerns that soon-to-be parents may have—from purchasing the right crib to arranging...read more
When pregnancy planning, many women opt to visit their doctor for a wellness exam to ensure overall health and well-being. During this prenatal care visit, your healthcare team ...read more
After pregnancy, mothers continue to provide nutrients to their newborns through breastfeeding. Human milk contains lactoferrin and other bioactive molecules that help the immun...read more
Whether you're planning a pregnancy or you recently found out you're pregnant, it's common for women to seek the counsel and assistance of a certified nurse midwife. This&n...read more
Experiencing difficulty when trying to conceive can impact your mental and emotional state. The cycle of trying to conceive and then waiting for the results of pregnancy te...read more
There are only a few days out of each month where a woman can conceive. No matter where you are on your journey to becoming pregnant, there are many simple ways to boost yo...read more
Whether you endured a pregnancy or your new baby was born via surrogate, bonding with your child is an important part of parenthood. There are plenty of ways to build a&nbs...read more
As an expectant mother, it's natural to focus on your delivery date and establishing your birth plan. When meeting with a midwife to review your preferred process, they'll likely sta...read more
With your home birth approaching, you might be feeling a mix of excitement and anxiety. If this is your first time delivering at home, it's crucial to make some preparations bef...read more
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CHART PACK: 14 color pages
This is a decorative handwritting font that can be adapted to any cross stitch project.
Easily substitute words in existing patterns, such as wine into vodka, or personalize any project of your own.
The Alphabet was initially designed to customize any of the following charts in the Peacock & Fig Vintage Sass Collection:
Get Ducked, No More Ducks to Give, So Much Nope
The alphabet comprises both caps and lower-case letters. The maximum size of a letter is 38 wide x 33 high (for caps).
Included are full colour photo instructions showing how to customize an existing chart and helpful tips for centering and placing your words in line with the design. The font being irregular in height, a baseline is provided for each letter.
>> see more patterns by Peacock & Fig
Chart size in stitches: 160 x 240 (wide x high)Maximum size of one letter : 38 wide x 33 highStitches: Cross stitchNumber of colors: 1Pattern includes:- 8 page Black & White chart- 1 page pattern overview
- blank chart to draft your design- full colour photo instructions showing how to customize an existing chart
Themes: Alphabet, handwriting, caligraphy, font
For Wholesale prices to display, please login to your account.
No account yet? Request a Wholesale account.
Enter your business information.
We will get back to you as soon as your account has been approved.


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Accord Declares Regular Quarterly Dividend of 9 Cents Per Share
Toronto – February 1, 2019: Accord Financial Corp. (TSX – ACD) today announced that its Board of Directors has declared a quarterly dividend of $0.09 per share, payable March 1, 2019, to shareholders of record at the close of business February 15, 2019.
About Accord Financial Corp.
Accord Financial Corp. is a leading North American finance company providing distinctive working capital solutions to companies from coast-to-coast. Accord's flexible finance programs cover the full spectrum of asset-based lending, including: factoring, inventory finance, equipment leasing, trade finance and film/media finance. For over 40 years, Accord has helped businesses manage their cash flows and maximize financial opportunities.
For further information please visit www.accordfinancial.com or contact:
Stuart Adair
Senior Vice President, Chief Financial Officer
Accord Financial Corp.
602 - 40 Eglinton Avenue East
Toronto, ON M4P 3A2
(416) 961-0304 Ext. 207


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September is proving to be a busy month, so I may not get much stitching done. However, here are the projects that I have ready to go and/or in progress this month
The Santa Stocking: I just can't seem to get back to finish this. I probably need to grid the final portion and perhaps that will make it go a little faster. Lots of small stitches and outlining. I will probably frame it rather than make it into a stocking. Will decide if I ever get it finished.
The Cranes: It is coming along nicely. I have not yet really started using the metallic threads which I am sure will be a challenge.
The seascape: This is a new project I just put on the scroll frame and organized the thread. Have not even gridded the piece yet.
The Sepia Golfer: Small project (5x7) and only has a few colors so it should go pretty quickly.
The Feasting Frenzy: This is my test of the QSnap frames. It is not bad and is really light weight to hold. I work on it outside so I am also using the floss bags. It is not as easy as having the thread on bobbins, but the threads should stay a little cleaner.
And one more. Woodland gal. It will take many months to complete this one! It has lots of colors and is more complex than my previous projects. It also has beadwork that goes on once it is finished.
These should keep me busy for a few weeks! Since we are going to be back on the road in the RV in October, I will have plenty to work on while traveling.
It should be interesting to see how far along I get this month.


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Purity Ring - La Musica Continua lyrics
La Musica Continua by Purity Ring
Set free your restrained passion, join us to shout out loud
Emotions set in motion in a unison vital scream
Strike another chord for me, spoil me with a rhyme
Please inspire me with your songs and I will try with mine...
We will laugh, we will scream, we will live today...
We will prove that the youth hasn't gone astray!
We will sing, we will jump, we will dance tonight...
We will show you all!
Set free your restrained feelings, join us to sing this (a) song
Let your climactic verse explode in an unforgettable hook
A reverberating chorus that will (forever) echo in our heads!
A reverberating refrain, the world's greatest sing along!
But when the music lost expression
Bur when the lyrics lost their feeling
But when a song just lost the power
But when the words are uninspired
A-Z Lyrics Universe
Follow us
Lyrics / song texts are property and copyright of their owners and provided for educational purposes.


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Current mileage: 168,642
When the last manual X300 XJR ever produced featured in the May 2012 issue of JWM, Rob Jenner had no idea that in 4 months time it would be his car!
At the time when the magazine featured P760 NRW it was the property of Jaguar Classic Parts. In September 2012 Rob received a phone call from Jaguar Heritage, who had noted his interest in the car, and asked him if he would like to buy it. The full story of the car's history is related in "Chairman's car wins 'Classic of the Future' at Holyrood Jaguar Concours of Elegance"
If you are interested in the X300 XJR, one copy of this issue of Jaguar World Monthly is currently available to buy from mag.seller on ebay. Picture courtesy of mag.seller (Xclusively Jaguar gives no recommendations, as this seller is unknown to us).
JEC South Wales Region Christmas Dinner – 3rd December 2016
Report and pictures by Colin and Michael Manconi
The members decided that we would try a new venue for JEC Regional dinner this year. The old venue had had a change of chefs and it was perhaps the right time to try something different.
We booked the Perrier Jouet Function Room (upstairs in La Marina) for Saturday the 3rd of December with drinks first at 7.30pm with the meal at 8.00pm.
We had terrific response for the dinner. Fifty of our members and wives attended and enjoyed the dinner and raffle. We always invite our friends from the Bristol Region as we enjoy going to their summer barbeque and it is nice to reciprocate. When our JEC General Manager Graham Searle heard it was in the Custom House he and his wife Lynne booked even though he was going on holiday the next day. Helen Hodgson from Head office and Terry Dye our race organiser also attended.
We provided bottles of red and white wine for each table as a gesture of gratitude to all our members who supported us during the year. I am glad to say the proceeds of the raffle more than covered the cost plus a tip to the staff.
After an excellent dinner we held a raffle. Thank you to everyone who donated a prize to the raffle which included wine, whiskey, brandy, chocolates and car cleaning products. Michael also gave three large framed prints of iconic Jaguar Cars which were very well received. I think most people won something and enjoyed the fun.
On behalf of the members I would like to thank Tanny and all his staff for looking after us so well.
It was great to welcome many new and old members to our Christmas Dinner. I hope you enjoyed it and I hope to see you back next year.
After a few more drinks we said our goodbyes to The Custom House, who I believe had done us proud.
Visit to Jaguar Heritage – 15th December 2016
|Having recently heard that Jonathan Partridge was leaving Jaguar Heritage, Rob and I decided that a visit to Gaydon was in order, to say farewell in person. While there, we also caught up with all the latest news on the heritage front, from Karam Ram and Faye MacLeod.
Finally, after 9 months of ownership, I got around to filling in the relevant form and applying for a Heritage Certificate for Opium (E264 OMP).
JEC Edinburgh Region Christmas Dinner – 17th December 2016
The Edinburgh region of the Jaguar Enthusiasts' Club once again enjoyed a fabulous Christmas Dinner at the Craigielaw Golf Club in Aberlady.
Many thanks to all those who joined us for a festive evening, and to Pauline Ferguson who provided an extra bit of Christmas cheer by bringing chocolate Santa's for all the ladies to enjoy!
Seen at the table are (clockwise from left hand front) Marilyn Young Rob Jenner, Letitia Mace, Emily Steinberger, Pauline Ferguson, Ronald Ferguson, John Steinberger, David Stoddart, Mary Stoddart, Terry Young and behind the camera, Chris Richmond.
We start the new year off with our AGM, on 31st January 2017 at The Cockatoo, Old Craighall Road, Millerhill, EH22 1RY.
Details of our recent visit to GB Classic Trim will be in the next issue of Brucie's Diary.
All information correct at time of publishing
Subscribe to Xclusively Jaguar News
Subscription is free of charge with an opt out facility


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More in thisCategory
More ByTereena Clarke
Price: $9.95 USD (online download)
Border Collie Painting cross stitch pattern... This counted cross stitch pattern of a Border Collie was designed from the beautiful artwork of Helen Chugg. Only full cross stitches are used in this pattern. It is a black and white symbol pattern.
©Crosstitch.com - all images and designs copyright and may not be used or shared without permission.


text: At least, at this moment, I'm definitely feeling like summer just decided to be shorter than it was when I was a kid. I could have used an extra month. It took half the summer (probably more) to recover from my first year of teaching. When you're in the actual school year, teaching and grading, … Continue reading


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Between now and Halloween, I'll be periodically posting two senternce horror stories. Some from the internet, some original. Hope you enjoy the upcoming fright.
Between now and Halloween, I'll be periodically posting two senternce horror stories. Some from the internet, some original. Hope you enjoy the upcoming fright.
In researching paranormal event, one practise I always found is looking into any myths including any modern urban legends about the incident. Over the years, I had read and heard a mountain of such stories from across the globe. Some of these legends are inspired by actual occurrence and at times by real people. The urban myth, Charlie no face, shocked me in learning the tale had been based off a person named Raymond Robinson. The following YouTube video, produced by Crypticc, goes into more detail about legend of "The Green Man".
Special Thank to Crypticc for permission on using this video.
YouTube Channel: Crypticc
A channel dedicated to all things creepy or bizarre. True crime, unsolved mysteries, strange history, horror movies and everything in between.
I would like to announce for a limited time, there will be free ebook downloads of The Numinous Storm available on Amazon from June 14th to the 16th . I invite you to read about a botched assassination attempt that almost ends the life of renowned journalist Peter J Blattch who is forced to consider his waning career options. During this period of indeterminacy, he receives a package from the UK, the incredible contents of which send him in search of a veiled and arcane truth. Shrouded throughout history, an ancient order wages war against a supernatural threat which now could engulf all of humanity. With an Amazon account you could download The Numinous Storm for free to any device. If possible I welcome you to share your thoughts on this book on Amazon Thank you.
A supernatural tale by David Calvert
adapted, and co-authored, from a short story by Vince Bios
Recently I went over and visited my friend Ed, the guy who wrote Windigo Eyes, for a coffee. He informed me about a trend on the Internet where creepypastas and horror stories were told in two sentences. I checked this out and was amazed of the number of websites and videos out there about this method of storytelling. Ed had thought up a few of them and suggested they should be the next posting on Abnormal Realm. Just for your entertaining pleasure and not sleeping tonight here is a serving of four original two sentences creepypastas. Comment if reading this has resulted in nightmares.


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Dream vacations aren't always about finding the ultimate way to relax. Sometimes you want to do fun activities that'll make you feel alive. Here are eight extreme adventures you can try around North America. If you dare, of course.
1. Tilt! – Chicago, Illinois
Chicago has one heck of a skyline, but Tilt! gives it a whole new perspective. Situated 94 floors above the Magnificent Mile – that's 1,000 feet up – is an eight-person platform that tilts out 30 degrees to give you a downward facing view of the Windy City's famous skyline. Clear days allow you to see around 50 miles out. All you have to do is work up the nerve to step up to the plate.
2. Louisville Mega Cavern Mega Zips – Louisville, Kentucky
Strolling through caves throughout the United States is always cool. But do you have what it takes to zip line through a cave? This man-made cave in Louisville tests your mettle with six underground zip lines in an area that has over 17 miles of passageways. If you want something a little more family friendly, they have the Mega Tram that takes guests of all ages on a one-hour tour of the area.
3. EdgeWalk at the CN Tower – Toronto, Ontario
Thrilling might be too tame a word when describing the EdgeWalk at the CN Tower. Freaking insane works, but in a good way. This Canadian Signature Experience takes brave souls for a 30-minute walk around a five-foot wide platform on top of the tower's main pod, which is 1,168 feet above Toronto. In 2011, it was put into the Guinness Book of World Records as the "Highest External Walk on a Building."
4. New River, Gauley River white water rafting – Lansing, West Virginia
Enjoying the great outdoors reaches another level when you drive out to Lansing, West Virginia, to experience some white water rafting. What's great about braving these rapids is there's something for everyone, including the kids. Head to the Upper New River for families with kids 6 and older, while the Upper Gauley River in the fall is one of the world's best spots to face class-V rapids.
5. Machine Guns Vegas – Las Vegas
Want to feel like an action movie star? Machine Guns Vegas has your covered. This gem is just off the Vegas Strip with experiences to fire guns like you're in Seal Team VI or the SAS. There's even some guns for the kids to fire off a round or two. Don't worry – all of the shooting is done with experienced staff within arm's reach. There's also a minigun (talk about a misnomer) to channel your inner Rambo and a posh lounge area to relax in while waiting for your turn in the firing range.
6. Shark Valley Trails – Everglades National Park, Florida
Bike rides are usually just something some do to relax and keep fit. Take a bike ride on the Shark Valley Trails in the Florida Everglades during your Miami vacation and you'll see it in a whole new light. This trail used for tram tours also gives people a chance to take a bike ride (rent one at the visitor's center) on a slab of pavement where it's not uncommon to see alligators laying around to do a little sunbathing. Just be sure not to roll over their tails.
7. Screaming Gator Zip Lines – Orlando, Florida
If you don't want to ride a bike through gators, then maybe you'd like to zip above them. Orlando institution Gatorland hooks you into a zip line that propels riders at speeds nearing 30 miles per hour over crocodiles and alligators as you reach platforms nestled among the treetops. Nothing tame about this experience, my friends.
8. Richard Petty Driving Experience – Various locations
Your adrenaline will be pumping when you get into an authentic NASCAR race car for a couple of laps that can reach 165 MPH! "The King" Richard Petty gives gearheads a chance to get behind the wheel of an actual stock car at various tracks around the country, including Daytona and Indianapolis, and put the pedal to the metal. While it's great to drive yourself, consider having one of the pros behind the wheel. They've got loads of experience and it's just as exhilarating.


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Gnosis by Lesaffre won the Best Brand Communication Award in China
December 18th, 2018
We are very proud to announce that Gnosis by Lesaffre was awarded during the Guangdong Provincial Health Food Industry Association Annual Meeting and Bohua Health Exhibition Appreciation Award Ceremony in China for the steady, strong and well-done communication activity on WeChat channel and the numerous participations in conferences and speeches in the nutraceutical sector.
This "Best Brand Communication Award" is a recognition of our effort and commitment to spreading knowledge about the importance of healthy and high-quality active ingredients everywhere in the world.
Good job Gnosis by Lesaffre, go on!


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CoreLife Eatery Opening Third Columbus Location
Another CoreLife Eatery will open in Columbus this Friday, Feb. 15, at 17 E. Lane Ave. on the OSU campus. It'll mark the third in the city for the restaurant, and the 51st nationwide.
CoreLife Eatery, branded as a healthy and affordable alternative to the usual fast casual joint, offers fare sans fats, sweeteners, GMOs, and artificial colors and additives. Their chicken and steak are also antibiotic- and hormone-free.
"CoreLife Eatery is much more than a brand. Our food is top-quality fuel that compliments the active lifestyles of our clientele," said Scott Davis, President and Chief Concept Officer of CoreLife Eatery, in a press release. "We're making clean eating easy, convenient and affordable without sacrificing flavor."
With CoreLife Eateries open in 11 states, the company has a growth plan to expand to 300 locations over the next five years.
For more information, visit corelifeeatery.com.


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Melly writes:
The Good Friday walk attracted 3 walkers for the long walk and one for the short walk which meant that with the leaders we had a nice group of six for coffee (or in one case Chinese Lemon Chicken!) at the Shangri-La du Lac.
It was a fairly gray day with a bit of a nip in the air. The early morning snow had disappeared, albeit with a sprinkling left on the fir trees, and it was comfortable to walk even through the wooded parts which rise up from the lake on the Overijse side.
Although the Lake of Genval is a busy place at weekends, at other times it remains a quiet and peaceful place for a pleasant walk. We all felt it could be repeated later on in the year when the trees are in leaf and the gardens are blooming.