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For most people the ability to earn a living is their most important asset. Imagine you suddenly become sick or injured and are unable to work. How long would you be able to maintain your same standard of living without an income?With the US savings rate at an all time low, few people, regardless of occupation or family situation have enough set aside to sustain them through an extended disability.Getting injured or becoming sick is very stressful. Now think about not being able to work and the mounting pills of bills. This extreme stress will probably slower your recovery and cause some depression.If you are already suffering from an accident or illness could you imagine worrying about putting food on the table or trying to keep the lights on? You could avoid all of the pain and undue stress with a Disability or income protection policy. The small premium you pay now could not compare to the benefits a disability policy can provide if you became disabled.As Employment opportunity shrinks more people are becoming self employed. These self employed people loose the benefit of group coverage, sponsored by a company. Regardless of your current income bracket, income protection should be your 1st priority. Think about it, if you suddenly loose your ability to earn a living, more sooner then later you world probably go into "survival mode" and start to sell or worse loose the assess that you work so hard to obtain. You could drain your savings and retirement accounts but how long would that last? Could you get by on your spouse income- possibly, but if you are like most, your monthly bills depend on two incomes. You could depend on Social Security Disability Benefits-not necessarily; less then half of all disability applications are ever approved.To get approved for Social Security Disability benefits, your disability has to be so severe that you are unable to do any work-not just your own or current occupation. If approved your benefits wouldn't start for 5 months and your disability must be expected to for 12 months or results in death. Most Americans protect their home and vehicles but forget about protecting the most important thing "their income"! Without an income you will no longer be able to afford your home, vehicle and other basic elements of living.When life is good it's difficult to imagine being disable from an illness or accident. It's time to face the facts, that a disability can happen at any time or any place to anyone.Accidents and Illness will force 1 in 5 US employees to miss work for at least a year before they turn 65. A Howard University report reveals that 53% of all bankruptcies filed in 2007 were due to the inability to pay medical expenses. There can't be financial security unless you first protect your income.Ask yourself tough questions. How much income protection would you need if you could no longer work? More people get life insurance before disability. Did you know that you are 5 times more likely to become disabled during your working years then you are to die pre- maturely. An illness or accident will keep 1 in 5 workers out of work for a year sometime during their working careers (US Census Bureau December 1997) and 3 in 10 workers entering the workforce will become disable before they retire (Social Security Administration, Fact Sheet January 1999). Don't fool yourself, there are many who are denied Social Security Disability benefits, even though they are unable to work. In the event that you are one of the fortunate, the waiting time is usually over a year before you are approved. Could you afford to maintain your standard of living without income for over a year?Over 90% of disabling accidents are not work related. This means that you wouldn't qualify for Workers Compensation Benefits. And for those of you who think Disability Insurance is for the older worker, 52% of workers receiving Social Security Benefits are under the age of 55 (Social Security 2007 Annual Statistical Report). If you were unable to work for an extended period, what sources of income would be available to you. How could you manage? You could drain your savings and there are some definitions that you should know before shopping for the right disability Insurance Policy.The Policy Elimination Period – is the period of disability that must elapse before receiving disability payments. It's similar to the deductible on your auto and home owner's insurance policy. Example: Jim Smart has a disability policy with a 30 day elimination period. On April 1st Jim was having some chest pain and after much convincing from his wife, decided to go to his Dr. for a check up. Jim Dr. reassured Jim and his Wife that it wasn't a heart attach, but he pulled a muscle and he would not be able to perform any of his normal duties at work. Jim would get his 1st disability check in 60 days (approx. May 31st or June 1st). Disability Payments are always paid after being disabled or at the end of a period of disability.Own Occupation – means that the Insurance Company would consider your current occupation at the time of a disabling injury or sickness. Example: If you are a welder and your job requires you to be able to stand for long periods of time if you hurt your toe and your Dr. said that you could do other work but no prolonged standing, then you would still qualify for disability benefits if you had the Own Occupation Rider on our policy.The Extended Care Option – This type of benefit is of critical need for individuals, who will face the lost of income or even the loss of a career to stay at home and tend to an ill family member. Provision would pay disability benefits to you in the event that your spouse or close relative was injured or sick and you had to take off work to take care of that person.The Partial Benefit Provision – This Provision will still pay benefits when the insured is able to work, but in a limited capacity. This provision often pays benefits for an extended period of time if the disabled insured has a loss of time, duties or income regardless of the amount of income earned when returning to work or while the gingival continues to work.Mental Health Coverage – According to Mental Health America (2003), clinical depression has become one of America's most costly illnesses. Left untreated depression can cost more then $51 million in absenteeism from work.Disability Statics:At age 32 the chance of becoming disable for 90 days is 6.5 times greater than the chances of death. (Source: National Association of Insurance Commissions)More then 51 million Americans – 18% of the population is disabled.3 out of 10 of the people entering the workforce today will become disable before they retire. (Source: 2007 Social Security Administration)70% of American workers in the private sector have no long- term disability protection. (2007 Social Security Administration)$1004 is the average monthly benefit paid by Social Security Disability Insurance. (Source: 2008 Social Security Administration)2.35 million People were injured in auto accidents in 2008. Care crashes are the leading cause of acquired disability in the United States. (Source: NHTSA Fatality Analysis Reporting System)75% of disabilities are cause by an illness rather then an accident. (Source: Commissioners Disability Table)According to a Harvard report, 62% of all personnel bankruptcies filed in 2007 were due to an inability to pay for medical expenses. (The American Journal of Medicine June 4th 2009)The likelihood of being disabling for 3 months or more is greater than dieing in any given year. (Source: Society of Actuaries)Accidents or illness will force 1 in 5 US employees to miss work for at least a year before they turn 65. (Source: Life and Health Insurance Foundation for Education, November 2005)Every year 350,000 personal bankruptcies are attributed to unexpected illness or injury. (Source: Injury and Illness contributors to bankruptcy, Health Affairs 2005)
Disability Claim Denials, Is This the Wrong Time to Be Disabled in America? – Disability
14 million Social Security disability applications were denied in a single decade, between 2000 and 2010, while the percentage of denials escalated from 34 percent to 65 percent. Is this the wrong time to be disabled in America?Note the following headlines:Federal Disability Traffic Jam The Washington TimesSoldiers risk ruin while awaiting benefit checks Associated PressDisability Claims can be tough to collect Wall Street JournalIt's time to stop billions of dollars of disability benefits from being denied, unnecessarily.Does the Disability Safety Net have holes in it? If more than 60 percent of Social Security disability claims are denied initially, then why are 63 percent approved at the hearing stage? What causes the turn around? Unfortunately 39 percent of claimants give up before determining if they would be successful going through the appeal process!!1.2 million Social Security Disability applications were filed in 1999 (48 percent of 579,000 were declined). In 2009, ten years later, 2.8 million Social Security Disability applications were filed (and 65 percent or 1,830,530 were declined). The number of disability applications more than doubled while denials more than tripled. In one year, more than $23 TRILLION dollars of annualized benefits were lost. That's 1.8 million Americans who won't collect benefits they thought they were entitled to.Based on the 2010 average payment to those who qualify, that represents more than $19.5 million of monthly benefits that won't be paid. Annualized, $23+ trillion dollars per year is an overwhelming amount of disappointment.Many initial disability claims are denied for simple mistakes and omissions which have absolutely nothing to do with the claimant's disability status. Think about what it is like to wait 17 months to hear you didn't answer one question. Then you can wait another 17 months after you've added one simple answer. There must be a better way. Those facing claim denials are filing an unprecedented number of appeals burdening the already damaged system even more. With an average of nearly 17 months waiting for a judge to hear their appeal, what's happening in the meantime?Currently there's three-quarters of a million Americans stuck in the Social Security disability backlog. Not being able to pay their bills causes the man of the house enormous mental anguish. The state of marital relationships in these situations deteriorates rapidly. Soon our divorce courts will be experiencing the same type of backlog the Social Security Administration is now facing.Is this the wrong time to be disabled in America? Tens of millions of dollars in disability benefits go unpaid by private insurers. Over 40 states jointly investigated how one insurer handles their disability claims. Another state set up a system to scrutinize the handling of every rejected claim. What led to the dramatic change in the handling of disability claims? Or has anything changed at all and there's just more adverse publicity?As reported in USA Today… 22,500 Veteran's PTDS disability claims denied as personality disorders. How is it possible that a personality disorder, assuming it existed prior to military service, is diagnosed when psychological evaluations aren't done prior to induction?According to the data obtained through the Freedom of Information Act, more than 25 percent of Iraq and Afghanistan vets seeking care at the VA have PTSD. And this statistic doesn't include the mentally ill vets who haven't had treatment at the VA due to the stigma associated with PTSD. In the meantime, families go on welfare and food stamps. Homes are being foreclosed. Drugs and alcohol disrupts any hope for family harmony. Homelessness occurs! Suicides begin to take lives that the battlefield didn't.One very simple yet insurmountable obstacle is the application process itself. The VA has a long history of bureaucracy. The disability claim form itself is a 23 page document. How many vets are accustomed to 23 pages of paperwork? The word "intimidation" comes to mind as a reason many veterans will never file a claim. A claim for benefits they were eligible for.Each year TRILLONS of dollars in Insurer, Social Security and Veterans Administration disability claims WILL continue to be denied. It's imperative the claimants understand how to correctly file a Long Term Disability claim, "doing it right" the first time and dramatically improving the likelihood of collecting benefits.The U.S. Census Bureau recently projected a 75 percent increase in the age 65+ population by 2030. That will increase the number of age 65+ Americans to 69 million, more than 20 percent of the entire population. An aging population brings with it an automatic growth in the disability "TSUNAMI". Since the Americans with Disability Act forces disability insurers to continue disability coverage to those over age 65, an older workforce guarantees more claims.We haven't seen any valid creditable source that has identified any reason for the escalating rate of claim denials or what we'll call disability claim "deterioration". Hence, I can offer what I believe is happening in the backrooms of the insurers claims departments.Americans currently face the highest unemployment level we've experienced over the last three decades. The current state of the economy has impacted our American workforce in disastrous proportions. There's a natural escalation of disability claims incidence with increasing unemployment.Mortgages are being foreclosed at an unprecedented rate. Several states have begun to deny previously valid claims as Medicaid budgets have become overwhelmed. Is it any wonder that the cost of medical care, and not being able to pay for it, is the largest cause of mortgage foreclosures?To continue, we now have causes of disability that didn't exist two decades ago. Carpel tunnel and chronic fatigue syndrome are being diagnosed more than at any other time in our history. When we add fibromyalgia to the new list, we have an evolving problem that's creating a nightmare for the disability insurers. These are known as "self reported" disabilities in that there's no specific medical testing that can diagnose these conditions. It's easy to understand how disability claim examiners can mistrust "self reported" symptoms. This makes it an onerous process for those who are truly adversely effective by one of these conditions from collecting benefits they're entitled to.In summary, we now face a dramatic increase in the 20 percent of the population in an older age group. They're still working with an increasing incidence of disability. Unemployment compounds the problem even more. And adding new causes of disability and our litigious society results in more PROMISES UNKEPT.Allan CheckowayCopyright 2011


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LONDON — In voting for local councils on Thursday, just five weeks before the British general election, the governing Conservative Party made significant gains, the opposition Labour Party did badly and the centrist Liberal Democrats had mixed success.
The results, released on Friday, are a disaster for the far-right, anti-immigrant U.K. Independence Party, which pushed for Britain's exit from the European Union but saw many of its voters move toward the Conservatives, who promised to end unrestricted immigration while carrying out the divorce.
In contrast, the results display the strength of the Conservatives under Prime Minister Theresa May and the weakness of Labour under its left-wing leader, Jeremy Corbyn, going into the June 8 general election. Mrs. May hopes to increase her majority in Parliament sharply as she tries to negotiate a good deal for Britain as it withdraws from the European Union.
Normally, governing parties are punished in local elections, but in England and Wales, at least, there was a sharp swing to the Conservatives from Labour, in what appeared to be a protest vote against Mr. Corbyn and his management of the opposition. The problem for Labour is that previous UKIP voters, many of whom were Labour loyalists, are moving to the Conservatives instead of returning to Labour. This has raised the chances of a sweeping Conservative victory next month, while Labour has collapsed in its former stronghold in Scotland.
John Curtice, a professor of politics at the University of Strathclyde in Glasgow, said the Conservatives had, so far, put in their best election performance since at least 2008, with an average swing of seven percentage points from Labour to the Conservatives, known as Tories, since the last comparable local elections in 2013.
He told the BBC that the Conservatives appeared to have been the main beneficiaries of a sharp decline in support for UKIP, which may be on the verge of extinction as a party if it does not perform well next month. "Labour is not showing much signs of being a credible contender to the Tories," Professor Curtice said.
Michael Fallon, a Conservative who is Britain's defense secretary, said the outcome was "very encouraging." But he was eager to attack complacency ahead of June 8, saying that the local results were not an "accurate prediction" of a general election.
Mrs. May said, "I will not take anything for granted."
John McDonnell, Mr. Corbyn's closest ally, put the best face on the results by saying that Labour had not done as badly as some had predicted. This was not the "wipeout that many commentators were forecasting," he said, adding that the party was building a "solid base" for the general election.
Labour did reasonably well in Wales, a stronghold, although it did badly in Scotland, where in early counting it had already lost control of Glasgow for the first time in decades. In Scotland, it is the Scottish National Party, not the Conservative Party, that is siphoning off Labour support.
Mr. McDonnell urged voters to wait to see Labour's party platform, or manifesto, for the general election before deciding how to cast their ballots in June.
But Labour seems on course for a defeat next month, with most commentators simply speculating on the size of a Conservative majority. The Liberal Democrats, the party that has been most opposed to a so-called Brexit and promises voters a second referendum after a settlement has been negotiated, is expected to make some gains in southern England. But the Conservatives are expected to make big inroads into Labour's heartland in northern England, from Labour voters who favor leaving the bloc.
The Labour Party under Mr. Corbyn has been ambivalent about Britain leaving the European Union, showing only tepid support for both the "remain" camp in the June referendum and for exiting now. While a third of Conservatives voted to remain in the European Union, they are sticking with their party. And while many Labour voters were passionately in favor of leaving, they are unhappy with Mr. Corbyn and are contemplating voting for the Conservatives next month.
The voting on Thursday was to elect mayors of six new city regions, as well as around 4,800 seats on local councils — all of the councils in Scotland and Wales, and more than 30 in England.
While Labour lost a significant number of council seats, it won important regional mayoral posts in Greater Manchester, behind a former home secretary, Andy Burnham, as well as winning in Liverpool City and Doncaster.
But in another surprise, the Conservatives won the mayoralty in Tees Valley, as well as a tightly contested mayoralty in the West Midlands. Labour's candidate there, Sion Simon, a member of the European Parliament, was expected to win, but the Conservative contender, Andy Street, had a narrow victory. Mr. Street is a prominent businessman who gave up earnings of around $1.3 million a year as managing director of John Lewis, an employee-owned department store, to take part in the election.
The new mayoral districts were created under a deal to spread power away from London and the center, with local authorities being invited to combine into larger regional tiers, taking on some strategic responsibilities such as transportation and planning.

subset: commoncrawl


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Natural stone and tile have been used in homes for thousands of years and we believe it is a wise investment. Tile and stone are more durable and easier to clean compared to most floor and countertop options. Depending on your personal style, lifestyle, and location, different options are recommended.
Siliceous stones are very durable and easier to clean
- Composed of silica or quartz‐like particles
- Granite, slate, quartzite, bluestone, sandstone
- Lower maintenance for kitchens and outdoor use
Calcareous stones are more sensitive than siliceous
- Composed of calcium carbonate
- Marble, limestone, travertine, onyx
- Use coasters for acidic foods and beverages such as alcohol and citrus.
- Don't place hot items on stone surfaces.
- Non‐slip entry mats are recommended to limit the entry of sand, grit, and dirt in areas with stone flooring.
- Ammonia and bleach can alter the color of the grout if used frequently or in high concentrations.
- Cover table and furniture legs with protectors to prevent scratching
- Please use common sense precautions and don't mix bleach and ammonia as the reaction creates a lethal gas.
- Blot spills with a paper towel immediately, wiping can spread the spill
- Glazed tile products should be cleaned routinely with an all‐purpose cleaner.
- Unglazed tile should be cleaned routinely with concentrated tile cleaners that have a neutral pH
- A multipurpose spray cleaner, which removes soap scum, hard water deposits, and mildew designed for everyday use, can be used on wall tile areas in residential baths and showers.
- Do not use scouring powders or creams that contain abrasives
- Do not use products containing lemon, vinegar, or acids on marble, limestone, travertine, or other calcareous stones
- We often use glass cleaner to enhance the appearance of polished and glazed surfaces
- On floors, Dust mop interior floors frequently as sand, dirt, grit, and abrasive materials can scratch surfaces. When using vacuum cleaners use care not to let plastic and metal scratch surfaces
- Penetrating sealers and marble waxes are available from retailers and are recommended for use annually on countertops and stone surfaces. Make sure any products used in food preparation areas are non‐toxic and food safe.


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22 Really Cute Short Hairstyles for Women 2020
A common misconception about short hair is that it is less versatile than long hair, but the Styles Weekly team believe that is simply not true! Short hair can be incredibly versatile, offering a range of different ways that you can style it – let us pro →
30 Chic Short Haircuts for Every Woman 2020
Opting for short hair is the most gorgeous and stylish way to show off your stunning facial features. Chopping your hair off can be a bold move – especially if you're used to long locks that you can play around with. Having said this, trust us when →


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HDMI 2 Way Splitter (1-in and 2-out), v1.4.
The HDMI Amplifier Splitter is an HDMI splitter with multiple outputs. It distributes the input of the HDMI signal into the several identical outputs simultaneously. The series of this product has the ability of buffering and amplifying. Each amplifier splitter's output can achieve long distance transmission of HDMI signal up to 15 meters/50FT. When two or more products are cascaded, they can create a larger distribution and longer in length.


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Applications used to recover unknown or forgotten passwords. Cracking is done by repeatedly guessing the correct password through algorithms wherein the computer uses various combinations until the correct one is made. Malicious use of password cracking include gaining unauthorized access to other people's computers.
A program based on the rainbow tables and runs on multiple operating systems such as Windows, OS X and Linux/UNIX. Its primary function is to crack Windows passwords in a matter of minutes. It has a Graphical User Interface and shows real-time graphs while detecting passwords for Windows XP, Vista and 7.
Cain & Abel
An excellent program used to recover passwords inadvertently forgotten. Network administrators also this tool in testing network security with the use of the software's powerful decryption algorithms. The two components of the program works by recovering lost passwords and scrambling traffic within the network for added protection.
John the Ripper
A free, popular and open source software used to crack passwords. As an open source software, its source code is publicly distributed for modifications although commercial versions of the software are available suited for specific operating systems. Originally designed for UNIX, the program now runs on fifteen different platforms.


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The ways that we go about a career have changed. It used to be that you could call a few recruiters, send out some CVs or resumes and look for job ads in your Saturday newspaper.
A career now? - It's a jungle out there!
Pulp and Paper Operator Occupation, Job and Career
Pulp and Paper Operator Nature of Work
Pulp and paper operators operate and monitor various types of processing machinery and equipment to produce pulp and paper. Pulp and paper companies employ them.
Pulp and Paper Operator Work Conditions
Pulp and paper operators need to be responsible and careful when handling machinery.
Pulp and Paper Operator Personal Requirements
- able to handle multiple tasks
- able to work as part of a team
- aptitude for problem-solving
- enjoy practical and manual work
- mechanical aptitude
- safety-conscious
Pulp and Paper Operator Employment Requirements
- Completion of secondary school and
- completion of several weeks of formal company training and several months of on-the-job training
- previous experience as a pulp mill labourer within the same company is usually required.
Pulp and Paper Operator Duties and Tasks
Pulp and paper operators may perform the following tasks:
- adjusts steam pressure and temperature of dryers and hot air rollers
- checks and starts auxiliary equipment such as agitators, pumps and filters
- compiles production records and reports
- inspects samples of products and laboratory reports and adjusts stock flow rates, speed and pitch of belts, frequency and amplitude of shaking, and pressures on pulp rollers
- operate machines which cut paper from rolls into sheets, stack them and remove and stack defective sheets
- operate size tubs, or spray the paper with dyes, steam or water to finish
- operates controls to regulate the flow of white water and pulp stock into machine headboxes and on to wire-mesh belts for forming
- positions rolls of paper on machine reel stand using hoists and fasten collars and guides to secure them on shafts
- sets up other equipment, starts machines and observes paper to detect wrinkles and makes adjustments to keep it smooth
- threads paper around tensioner rollers, through machines and on to take-up rollers
Pulp and Paper Operator Example Titles
- Bleacher Operator
- Digester Operator
- Refinery Operator
- Repulper Operator
- Screenman
Pulp and Paper Operator Related Occupations
- Plastics and Composites Processors
- Pulping Control Operators
- Rubber Processors
- Wood or Paper Processing Machine Operators
Pulp and Paper Related Industries
Pulp and Paper Related Resumes
- Equipment Maintainer resume sample in the reverse chronological format
- Machine Operator resume sample in the functional format
You may search for pulp and paper operator occupation right now, but when you find one you must apply immediately for it with your current CV or resume. We recommend that you have your cover letter ready too. So, do not forget about our resume writing, CV writing and cover letter writing advises.
Use the Country Job Search or Job Search in Country job search engines!
Before you start searching for careers, occupations and jobs you need to prepare your resume or CV and cover letter
Remember that your CV/resume must be targeted, scannable and generate hits. If you have difficulty with your CV writing or resume writing instead of staring at a blank piece of paper, use CV samples, CV templates, resume samples and resume templates or:
- "fill in the blanks" resume writing software.
Most recruiters expect to receive a cover letter together with your resume or CV.
So, prepare a cover letter convincing the reader why you are the best candidate for the interview.
If you have difficulty with your cover letter writing use one of these:
After completion of your job application, resume or CV and cover letter you should submit them to headhunters and recruiters in places where you want to work.
When a potential employer invites you for an interview, you need to prepare yourself to win at the interview and get the job you want.
Other Pulp and Paper Operator Occupation Info
To be successful in your country job search and getting jobs you want, you need to prepare a cover letter and CV or resume which you must email instantly to the prospective employers selected during a job search.
When you receive an invitation to the interview, you may apply for the visa and work permit. Then prepare yourself for a job interview and take a look at typical job interview questions, job interview tips and other job search skills.
Check the job interview do & don't and other job search skills pages. Find out why people are not hired for available jobs.
Follow up the job interview with a thank you letter. Employers regard this as an indication of your final interest in the position.
In addition, on international job search, visas, work permits, cover letter, CVs & resumes, job interviews and dress codes pages, you will find very useful tips for many different countries.
Good luck with pulp and paper operator occupation!


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Dovre 425CB/GM Multifuel
Product Code: DOVRE-425GM
Availability: 1 - 14 Days
Dovre 425CB/GM - Slow Combustion Multifuel Fireplace
This is a multifuel fireplace and includes a Cast iron Combustion Chamber, Cast iron door with large glass frontage, removable ash pan is standard issue with the whole range. Also included is an instruction manual.
This model features a riddling grate, primary and secondary air, and has double walled sides.
For many people, an open fireplace is the cosiest way to keep warm there are however a few economic arguments for a closed system fireplace.
Freestanding units utilise minimum space and provide maximum heat by radiation and convection.
Gazing at a lazy fire is a therapy for stress and is made more pleasurable by the large frontage of these units. Freestanding units are relatively easy to install in existing homes.
A large range of fireplace accessories is available which will enhance the beauty of your fireplace.
An optimal combustion system ensures an efficiency of up to 75%. Logs up to 50cm long can be used in some models. Side filling is possible in some models. Adjustable legs make connecting to existing chimney pipes easier in some models.
The 3 year guarantee against heat damage, faulty workmanship or material, along with Home Fires' after sales service will give you the peace of mind that you deserve.
The air wash system allows air to move down in front of the glass to create an air curtain to keep the glass clean. Primary combustion air enters the combustion chamber at the fuel level. The preheated secondary air move through a channel in the back, via the perforated double walled baffle plate and into the combustion chamber.
This creates a spontaneous secondary combustion of the gasses, released by the primary combustion. The result: a higher heat output, better utilization of energy and a cleaner environment friendly combustion. Even without a catalyst, these fireplaces still adhere to the strictest emission standards of the USA.
Ivory units also available @ R31149.00
|Product Type
|Freestanding Slow Combustion Fireplace / Wood stove
|Fuel Type
|Heating Output & Capacity
|8kW - 10kW / 270m3 - 335m3
|550mm (w/l) x 765mm (h) x 445mm (d)
|Net Weight
|Cast iron Combustion Chamber, Cast iron door with large glass frontage, double sided walls
|High Temperature Paint
|Available Colours
|Flue Size
|150mm - Flue and other parts to be ordered separately.
|Flue Options
|Two from the Top & Back
|Removable Ash Pan & Instruction Manual
|Optional Extras
|Product Guarantee
|3 Years
Write a reviewYour Name:
Your Review: Note: HTML is not translated!
Rating: Bad Good
Enter the code in the box below:


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Barcelona North Coast | The Maresme - Sant Pol de Mar | House
Detached for sale in Sant Pol de Mar, Sant Pol De Mar | MARP1328
Fantastic 3 floor villa next to the beach on a plot of 399m2. Designed to enjoy the sun and its proximity to the sea. The property offers spacious, bright and all at 150 meters from the beach.
Street level, a garage for two cars and a cellar inside for the delight of wine lovers.
On the ground floor there is a large living room, two porches to enjoy the views of the sea and a private pool, fully equipped kitchen and laundry room with a full bathroom and a double room for visitors and garden area, vegetable garden and barbecue area around.
The first floor has 4 exterior double bedrooms, 1 of them with a dressing room, a porch and a bathroom en suite. All rooms have fitted wardrobes of excellent quality.
Wooden floors in all the rooms and ceramic tiles in the rest of the house. The villa ready for winter with radiators and a fireplace in the living room.
Request more information about Villa next to the beach in Sant Pol near BarcelonaRef: MARP1328
Sant Pol de Mar is a picturesque Mediterranean town of fishing origin, made up of white houses and wide beaches of white sand where you can practice lots of water sports.
With an important culinary culture, down its narrow streets there are restaurants of recognized international prestige where you can enjoy the delicious regional gastronomy, based on fresh fish and local garden produce.
If you are looking to buy or sell a luxury property in this town located halfway between the cities of Barcelona and Girona, at Barcelona & Costa Brava Sotheby's International Realty we can help you.
Contact our team of real estate consultants to learn more about this exclusive development
Sotheby's International Realty® is a registered trademark licensed to Sotheby's International Realty Affiliates LLC. Each Office is independently Owned and Operated.


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Neil Stephenson's Seveneves is another good one.
347 risk analysts were asked: "What are the most likely risks for the world over the next year and a half?"
You haven't seen "The Windsors" then? That was almost an actual plotline (but it was Camilla offering herself to Trump IIRC).
That poor baby. Half lizard - half asshole.
The UN (finally) declares the US FDA's 2013 ban on Mimolette imports a crime against humanity.
TIL I learned about cheese mites.
Just gonna recycle this one here:
… the Seveneves reference I made was in a different thread.
Uh, here's some Haribo Gummi Happi Cola Bottles instead.
Awww… come on!
It needs to be a chalk board and show the Vegas line, like grown up bookies use
As did I.
Somewhat interesting aside: I seem to remember reading somewhere that the Queen has stopped breeding corgis as she's aware of her mortality.
Paris, Texas retroactively wins the Oscar.
Ry Cooder
Still happens.
I enjoyed Repo Man, but Paris, Texas was a masterpiece.
Needs its own BBS topic thread.
"Repo Man retroactively wins the 1984's Oscar Best Picture of the Year somehow (probably related to COVID 20)."
Finally, something that would make the rest of 2020 worth it all!
these so-called experts also left out the 70-80 feral hogs.
I lost faith in the graphic right away when I noticed the "Less" and "More" arrows at the top point around the circle the wrong way.
Anyone else notice that the top eight of these risks are all owner-class concerns? You have to get all the way down to number 9, which is "another disease outbreak", to get to one that is a danger to people and not markets.
Hmm… no. Not quite.
They upped the hogs? I thought it was 30-40?
It's 2020. Better put in a factor of safety…
It's on the web, so varied pentatonic tunings, Vocaloid renditions, etc. of the thing can't be far off. Brown chord, here we come. Along with a decent demarcation of 'missed rewards' being plenty large; 'Muffinfop, my man, is unhappy with the rate of equity spreading effectively to all peoples, and when Muffinfop is unhappy…everyone's 6 hour day starts at 5AM.'
What phrase would defense news people use instead of 'Long Term Conflicts Worsened?'
DEF: Something that could be done with a histogram, but is harder to read.
10 and 11 fans vs 9, 12, and 13 fans.
What about 4th vs. 3rd fans?


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Author(s): Joseph Conrad
'The terrorist and the policeman both come from the same basket.'
In the only novel Conrad set in London, The Secret Agent communicates a profoundly ironic view of human affairs. The story is woven around an attack on the Greenwich Observatory in 1894 masterminded by Verloc, a Russian spy working for the police, and ostensibly a member of an anarchist group in Soho. His masters instruct him to discredit the anarchists in a humiliating fashion, and when his evil plan goes horribly awry, Verlac must deal with the repercussions of his actions.
A new series of twenty distinctive, unforgettable Penguin Classics in a beautiful new design and pocket-sized format, with coloured jackets echoing Penguin's original covers.
The Secret Agent is an astonishing book. It is one of the best and certainly the most significant detective stories ever written. Ford Madox Ford The Secret Agent is an altogether thrilling crime story . . . a political novel of a foreign embassy intrigue and its tragic human outcome. Thomas Mann One of Conrad s supreme masterpieces. F. R. Leavis [The Secret Agent] was in effect the world s first political thriller spies, conspirators, wily policemen, murders, bombings . . . Conrad was also giving artistic expression to his domestic anxieties his overweight wife and problem child, his lack of money, his inactivity, his discomfort in London, his uneasiness in English society, his sense of exile, of being an alien . . . The novel has the perverse logic and derangement of a dream. from the Introduction to the Everyman's Library edition by Paul Theroux"
Joseph Conrad's major works (all published by Penguin Classics) include Heart of Darkness, Nostromo, Lord Jim,Under Western Eyes, The Secret Agent and Typhoon.


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El Gouna
The city of El Gouna is one of Egypt's finest resorts as its part of the Red Sea Riviera and 20 km (12 mi) north of Hurghada. It was created in 1989 to become of the Red Sea magical resorts. The weather in sunny all year long with a temperature ranging from 17 C(63 F) to 33 C (91 F) the city it is famous for specializing in water sports like diving, snorkeling, kite & windsurfing and many others. El Gouna also contains a number of beaches like Zeytuna, Mangroovy, and Moods beach, more than 18 hotels, three huge marinas, and two massive golf courses.
It also holds a small aquarium and many sports centers for football, tennis, squash, volleyball, horse riding and many others. The city is also equipped with a highly advance hospital to handle any medical treatment, a small private airport for charter aircraft and a small museum with 90 exhibits of modern Egyptian art.
El Gouna is any travels dream as if you were looking for pure tranquility and an absolute sense of adventure then this city is where you need to be and check our best Egypt tour packages to choose your trip. and if you are already in El Gouna and want to behold the most famous destinations of Egypt, then you can visit our El Gouna excursions and choose the most suitable tour is for you.


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(during school year 2018-19)
Junior high and high school students are invite to attend Engage Camp with Cape Cod Church this summer! Engage Camp is high energy, heart changing, life experiences where true friendships are made and students are inspired to know, love and follow Jesus.
Registration for Engage Camp is open today!
Dates: July 15-19
Where: Gordon College (Wenham, MA)
Cost: $325
Register Here
Registration is done on an individual basis. Every person attending Engage Camp (Student pastors, counselors, campers and Engage Staff), must be registered to attend and participate. Registration includes a $50 non-refundable deposit.
Registration for Kids Camp is open today!
Dates: June 24th-28th
Where: Camp Monadnock (Jafferey, NH)
Registration is done on an individual basis. Every student attending Kids Camp needs to register online. There is a $75 deposit required. If assistance is needed please contact Amy Gaudreault at Cape Cod Church.
Between our two fundraisers The Color Blaze & The Dessert Auction, students have the opportunity to drop that remaining balance significantly.


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Displaying 1 - 20 of 56 results
How it rewrote the Bible
The book of Jubilees belongs to a category of literature that contemporary scholars designate by the pleasantly vague tag "the Rewritten Bible."1 The author of the book, like a number of other ancient Jewish writers, found it convenient to...
Bible Review, December 1992
The Birth of Adonis?
Cyprus excavation suggests a connection between the Greek god and the Hebrew Adon
How does a site get lost? It happens. For nearly a decade—from 1867 to 1875—General Luigi Palma de Cesnola, a flamboyant Italian who served as both the American and Russian consul to...
Archaeology Odyssey, Spring 1998
Archaeology and the Bible—Understanding Their Special Relationship
The following article has been adapted from Recent Archaeological Discoveries and Biblical Research, by William G. Dever (Seattle: Univ of Washington Press, 1990). As a matter of principal Professor Dever does not write for BAR (see...
Biblical Archaeology Review, May/June 1990
What Archaeology Can Contribute to an Understanding of the Bible
Although Professor Dever objects to the use of the term "Biblical archaeology" (see "Should the Term 'Biblical Archaeology' Be Abandoned?" BAR 07:03), few are as articulate as he in describing what archaeology, and particularly Syro-...
Biblical Archaeology Review, September/October 1981
Whom Do You Believe—The Bible or Archaeology?
Is the Hebrew Bible a bunch of tales with no value to a historian? Does archaeology hold the keys to truth instead? What are the limitations of both sources of information? Is it even possible to write a comprehensive and honest history of ancient Israel? Focusing on King David as a case study, eminent archaeologist William G. Dever attempts to marry archaeology and the Bible—giving BAR readers a sneak-peak of his upcoming book.
Biblical Archaeology Review, May/June 2017
Hershel's Crusade, No. 2: For King and Country: Chronology and Minimalism
Is the Hebrew Bible a reliable source of information about ancient Israel? Does it contain true histories or just constructs? Archaeologist William Dever presents an overview of the controversy between the extreme skeptics (minimalists) and the more optimistic Biblical maximalists, highlighting the vital role of Hershel Shanks and BAR in that debate.
Biblical Archaeology Review, March/April May/June 2018
Learning More About Israel? Or Israel?
Forgotten KingdomIt is impossible to summarize Israel Finkelstein's latest book, The Forgotten Kingdom, in a brief review because its numerous errors, misrepresentations, over-simplifications and contradictions make it too unwieldy...
Biblical Archaeology Review, July/August 2014
Why It's So Hard to Name Our Field
Cynical observers claim that when a discipline falls to questioning its name, it is already moribund. I would argue, however, that periodic (and even painful) reassessment is a sign of...
Biblical Archaeology Review, July/August 2003
Save Us from Postmodern Malarkey
There are some who claim that the Bible contains little or no historical information about ancient Israel. I want to combat these "minimalist" or "revisionist" views of the history of ancient Israel by showing how archaeology can and does...
Biblical Archaeology Review, March/April 2000
The Dead Sea Scrolls: How They Changed My Life
The Quote Heard 'Round the World It was 1948—I was studying theology and the Bible in Louvain (Belgium) at a college run by French-speaking Jesuits—when I first read in the press about a sensational Hebrew manuscript discovery dating to the...
Biblical Archaeology Review, July/August 2007
A Short History of the Dead Sea Scrolls and What They Tell Us
I want to say here and now how grateful I am to the original team of Dead Sea Scroll scholars who failed to publish the bulk of the scrolls for nearly 40 years and refused to let other scholars see them in the meantime. But for them, I...
Biblical Archaeology Review, May/June 2015
A Temple Built for Two
Did Yahweh Share a Throne with His Consort Asherah?
First Publication: A Newly Discovered House Shrine Should We Ignore Unprovenanced Artifacts? A long, sometimes bitter debate has been going on in BAR as to whether Yahweh, the God of ancient Israel, had a consort. One of America's most...
Biblical Archaeology Review, March/April 2008
The Dead Sea Scrolls and the New Testament
What do the Dead Sea Scrolls tell us about the New Testament? One possible answer is: Nothing. The scrolls were associated with a relatively small group, or, rather, with several small groups.a Other Jewish people, like the first Christians,...
Biblical Archaeology Review, March/April 2015
The Significance of the Scrolls
The second generation of scholars—or is it the third?—offers a new perspective on the texts from the Qumran caves
Dead Sea Scroll scholarship is undergoing a virtual revolution. New ideas and perspectives are percolating among the small group of scholars who dedicate themselves to primary research on the content of the scrolls. Recent publications focus...
Bible Review, October 1990
The Dead Sea Scrolls: How They Changed My Life
35 Scrolls Still in Private Hands By James H. Charlesworth In 1954, at the age of 14, I was living with my family in Delray Beach, Florida. I would spend summers exploring the Everglades in my kayak, wondering wide-eyed at the alligators and...
Biblical Archaeology Review, September/October 2007
The Dead Sea Scrolls and Early Christianity: Part One
How are they related?
Almost from the moment the first Dead Sea Scrolls came under scholarly scrutiny, the question of their relation to early Christianity became a key issue. The early days of Qumrana research produced some spectacular theories regarding the...
Bible Review, December 1991
Were living Children Sacrificed to the Gods? Yes
The thousands of individual burials, the several mass burials and the animal burials all demonstrate that these were sacrificial offerings to the gods.
The evidence that Phoenicians ritually sacrificed their children comes from four sources. Classical authors and biblical prophets charge the Phoenicians with the practice. Stelae associated with burial urns found at Carthage bear decorations...
Archaeology Odyssey, November/December 2000
Divided Kingdom, United Critics
We present here two reviews of Israel Finkelstein's recently published The Forgotten Kingdom. The first review is by William G. Dever, one of America's leading archaeologists. Finkelstein is one of Israel's leading archaeologists. I am...
Biblical Archaeology Review, July/August 2014
The Death of a Discipline
As readers of BAR may know, I have long maintained a principle of not writing articles for the magazine, although I remain good friends with editor Hershel Shanks, and I do assist with...
Biblical Archaeology Review, September/October 1995
Mendenhall Disavows Paternity
Says he didn't father Gottwald's Marxist theory
Israel emerged as a people just before the period of the Judges, at the end of what archaeologists call the Late Bronze Age (1550–1200 B.C.) and the beginning of Iron Age I (1200–1000 B.C.)—the time when the Israelite tribes settled in the...
Bible Review, Summer 1986


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History of Peru
Peru tours take you to the heart of the most ancient and important civilization in the Americas. Evidence of human activity dates back several millennia to around 12,000 BCE, although little is known of these early inhabitants.
Where do you want to go? What do you want to do? Be it popular sights or off the beaten path experiences, tell us your travel dream through our trip planner.
Our destination experts will get in touch with you to craft a completely tailor-made, obligation-free itinerary to match your interests and budget.
Once you have booked your trip, sit back and relax – we'll take care of everything else. With our exceptional local team & 24/7 support, priceless memories await you!
Andean cultures
In the southern Andes, the Tiwanaku culture were in power whilst the northern Andes were home to the mysterious Chachapoyas empire.
The most famous civilization of Peru was also the shortest-lived – the Inca Empire. Fierce warriors and conquerors, the Inca defeated a majority of other civilizations, consolidated their empire around 1300 AD, and built their capital in Cusco. Visit the most famous Incan ruins on your own Machu Picchu vacation. However Incan domain was to decline as fast as it rose with the arrival of Spanish conquistadors in 1532. Francisco Pizarro is famous for conquering a weakened Inca empire with just 100 soldiers! For the centuries that followed, the Viceroyalty of Peru became the most important region of the Spanish colonial empire with Lima as the capital.
Modern history of Peru
In 1820 Argentine liberator Jose de San Martin arrived with troops, occupying Lima and declaring independence from Spain. However independence would not be won until 1824 when royalist forces were defeated. A period of political instability followed. In 1879, Peru and its ally Bolivia, fought the War of the Pacific against Chile. The war ended in humiliation for Peru and they were forced to sign over territory to the Chileans.
In the 20th century CE Peru faced major economic and political upheavals, especially in the later decades when the country was plagued with inflation as well as terrorist threats from the Shining Path militant group. Between 1990 and 2000, the controversial Peruvian president Alberto Fujimori, did much to curb inflation and get the economy back on track, although he was considered a dictator.
Peru travel tips
In the 21st century, modern Peru is on a positive upward trend with political stability, declining poverty, and a growing economy.
Top Peru Travel Tip – History:
Evidence of more advanced cultures from around 1250 BCE, such as the Chavin, Chimu, Nazca, Moche and Paracas, have been found, and you can visit their ruins on your private Peru tours.
Do you have a vacation in mind? Personalize your itinerary with our Trip Builder.


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Cordero mulling options on bone spur in elbow
SAN DIEGO -- The injury bug has bit the Padres once more this season, as outfielder Franchy Cordero will be out for an indefinite time period after an MRI revealed a bone spur in his right elbow.Cordero was in the midst of his rehab assignment at Triple-A El Paso, but
SAN DIEGO -- The injury bug has bit the Padres once more this season, as outfielder
Cordero was in the midst of his rehab assignment at Triple-A El Paso, but he was shut down after feeling pain in his forearm during a swing on Sunday.
Cordero, who was batting .237/.307/.439 before landing on the disabled list on May 28, has two options. He could undergo surgery to remove the bone spur, although the expected recovery time is estimated at 12 weeks -- which would mean missing nearly the rest of the season. Cordero is also weighing the decision of resting a month and reevaluating the situation a few weeks later.
"He's kind of caught between a rock and a hard place right now," manager Andy Green said. "What's the best decision? 'Do I wait a month and see if I can play with this, even though it's still bothering me after I waited? Or do I go have surgery right now, and I maybe only get back for the last few weeks of the season?'"
Ultimately, it appears necessary that Cordero will need to have the bone spur removed. Right now, it's a matter of when. It's unclear what route Cordero will take, and Green added that Cordero would likely take some time to decide.
"Those kinds of decisions, you offer advice," he said. "But they're players' choices. And it's not an easy decision to make. … There's no clear, easy answer on this one, and it's going to take a few days to work through that and get advice from the doctors he's seen."
Lucchesi activated, Mitchell to DL
The Padres activated Joey Lucchesi on Wednesday morning and placed right-hander Bryan Mitchell on the 10-day disabled list with right elbow impingement, retroactive to Sunday.
The reliever hasn't made an appearance since June 5, where he was rocked for five hits and five earned runs on 60 pitches through just 2 2/3 innings.
"We don't feel it's too serious, but he's had intermittent soreness over the last two weeks," Green said. "Whenever he gets out to full extension in his long-toss program, he's felt some things. It became apparent to us that it was best for him to take a little break right now and rest his elbow and hopefully we find nothing structural there."
Mitchell will rest for a few days before heading to the team's Spring Training complex in Arizona to resume his throwing program. In his 12 appearances (seven starts) for San Diego this season, he holds a 7.08 ERA over 48 1/3 innings pitched and has allowed 39 runs (38 earned) on 63 hits.
More roster moves ahead
San Diego will have a couple more roster moves to make in the near future, with both
"We've talked through the possibility of carrying three catchers and what that would do for us," Green said. "We're not committed to that, but we're not going to rule that out at this point."
The Padres will also have to decide how many outfielders they will carry once Myers returns, with
"Wil, when he comes back, he might play two days, then have a day off," Green said. "He might play three days, then have a day off. We might carry that on for some considerable period of time to just ensure that he's in a good physical spot and ready to go before we unleash him to go on a very consistent basis.
"He would fit into a very similar rotation. You've got four guys out there that are all playing very consistently and getting a lot of at-bats, but not the everyday guy."
Katie Woo is a reporter for MLB.com based in San Diego. Follow her on Twitter @katiejwoo.


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You've tried The Life-Changing Magic of Tidying Up and read every piece of advice from Gwyenth Paltrow on the subject, but still can't get a handle on all the mess and clutter in your home.
Rather than throwing everything away, you've simply moved it all to the attic/cupboard/spare room in the hope that you don't have to actually deal with it.
Sound familiar?
Well now science might have a solution for you, which means you won't struggle with parting with sentimental items - whether that's your childhood teddy bear, a winning sports jersey or even a dress from a birthday long gone.
Researchers from the Ohio State University found people were more willing to chuck out sentimental things as long as they had a photo of the item.
That's right a photo of sentimental clutter might give you the reassurance and confidence you need to finally part with unnecessary goods (looking at you old baby clothes).
"What people really don't want to give up is the memories associated with the item," says Rebecca Reczek, co-author of the study and associate professor of marketing at The Ohio State University's Fisher College of Business. "We found that people are more willing to give up these possessions if we offer them a way to keep the memory and the identity associated with that memory."
Even if you really struggle with getting rid of clutter, the study found it's possible to change your mindset... but it takes some work.
"It is not terribly surprising that we can keep the same memories alive just by taking a photo of these possessions, but it is not a natural behavior. It is something we have to train ourselves to do," she said.
However the benefits of changing your behaviour to storing memories digitally rather than physically can have a profound affect on your life, as you clear up clutter and make space in your home.
Doesn't that thought enough just give you a little bit of peace of mind?


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VOODOO LOVE SPELLS in london
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It's human nature to crave for love, attention, and recognition. Some might feel desperate, thinking that nobody loves him or her. And frequently, despite the overflowing love from family and friends members, they still crave to be loved by the opposite sex. To be loved and also to love you deeply in a romantic relationship can be probably the most beautiful emotions in the world. Nevertheless, love can fade. After finding the one you're longing for, love can somehow eventually lose its power in the process. Perhaps there's the presence of someone else, or love just faded suddenly, and it's unexplainable.
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Love has always been a good feeling. With love, we may reach out to others in need. With respect, we may help yourself feel better. Love could make us broken. This is why some people resort to love spells. Spells on love have plenty of types, plus they're usually cast to make a love or relationship under control.
Besides love spells may help you to keep your inner self towards undesirable emotions and may also instill positive vibes in your life when everything is ready.
Performing this ritual and voodoo love spells in london requires conviction and religious belief that it'll come true. This isn't a joke. After casting the spell, continue combing your hair the times and wish with all of your heart in front of the mirror. Kiss the photo and put it under your cushion as you sleep for the night. Do that every single night for thirteen nights, and you'll see the progress. Don't underestimate the power of words and spell. Love spells could make your heart's desire come true. Be a believer. Nothing is impossible.
Now, if you're in desperation to make someone love you and adore you strongly, you may be wanting to utter this word in front of her or him. That is a spell that will enchant the person without her or him noticing it and for some numerous reasons, flirting and attitude count. This spell isn't going to be useful if you don't follow the languages of love.


text: Two-way thermo-electric zone valve. Complete with TwisTop™ (code 656354) actuator. Spring return. Normally closed. Brass valve body and trim. Max. body pressure: 150 psi. Max. Temperature: 200°F. Max: ΔP close-off pressure: 20 psi. Power supply: 24 V AC/DC. Initial current draw: ≤250 mA. Power consumption: holding: 3 W inrush: 6 VA. Rating of micro-switch contacts: 5 A (24 V). 31.5" wire lead connection.


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Appendix No. II (a): From James Monroe and Abraham Venable, 13 December 1792
No. II. (a)56
Philadelphia, 13th December, 1792.
Being informed yesterday in the morning, that a person, of the name of Reynolds, from Virginia, Richmond, was confined in the jail, upon some criminal prosecution, relative to certificates, and that he had intimated, he could give some intelligence of speculations by Mr. Hamilton, which should be known, we immediately called on him, as well to be informed of the situation of the man, as of those other matters, in which the public might be interested. We found, it was not the person, we had been taught to believe, but a man of that name from New-York, and who had, for some time past resided in this city. Being there, however, we questioned him, respecting the other particular: he informed us, that he could give information of the misconduct, in that respect, of a person high in office, but must decline it for the present, and until relieved, which was promised him, that evening: that at ten to-day, he would give us a detail of whatever he knew on the subject. He affirmed, he had a person in high office, in his power, and has had, a long time past: That he had written to him in terms so abusive, that no person should have submitted to it, but that he dared not to resent it. That Mr. Wolcott was in the same department, and, he supposed, under his influence or controul. And, in fact, expressed himself in such a manner, as to leave no doubt, he meant Mr. Hamilton. That he expected to be released by Mr. Wolcott, at the instance of that person, altho' he believed that Mr. Wolcott, in instituting the prosecution, had no improper design. That he was satisfied the prosecution was set on foot, only to keep him low, and oppress him, and ultimately drive him away, in order to prevent his using the power he had over him; that he had had, since his residence here, for eighteen months, many private meetings with that person, who had often promised to put him into employment, but had disappointed: That, on hearing the prosecution was commenced against him, he applied to this person for counsel, who advised him to keep out of the way, for a few days: That a merchant came to him, and offered, as a volunteer, to be his bail, who, he suspects, had been instigated by this person, and after being decoyed to the place, the merchant wished to carry him, he refused being his bail, unless he would deposit a sum of money to some considerable amount, which he could not do, and was, in consequence, committed to prison: As well as we remember, he gave, as a reason why he could not communicate to us, what he knew of the facts alluded to, that he was apprehensive, it might prevent his discharge, but that he would certainly communicate the whole to us, at ten this morning; at which time, we were informed, he had absconded, or concealed himself.
Signed by James Monroe and Abraham Venable.
56. DS, The Library, Lehigh University, Bethlehem, Pennsylvania; copy, Hamilton Papers, Library of Congress; copy, The Sol Feinstone Collection, Library of the American Philosophical Society, Philadelphia.


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Clock House Methodist ChurchClock House RoadBeckenham BR3 4JP
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An interactive online instructor-led course module powered by #BlendedLearning/Classroom
Hours of live, interactive sessions
Live Projects
Case studies
IIHT's Machine Learning course is designed to help learners have a deep understanding of machine learning theory and understand how predictive models are run by systems to forecast behavior and trends using existing data. Learners will be able to evaluate machine learning algorithms and build various machine learning models and implement various regression techniques. Upon completing the course learners will gain a thorough understanding of the concepts, enabling them to analyse data to predict outcomes.
- Expert in building Machine Learning Models
- Implementing Linear and Logistic Regression to predict outcomes
- Evaluate Machine Learning Algorithms
- Expert knowledge in going from observations to concluding about items target value
- Forecast behavior and trends using existing data
- Evaluate machine learning algorithms
- Build and implement various regression techniques
Machine Learning is piercing into almost every aspect of life and work – right from spam filters to algorithmic trading, playing a crucial role in today's IT environment. Machine learning is now becoming a mainstay in almost all forms of technology, with over 50% of firms that have implementing it in their products. Over the last few years, innovations in machine learning technologies and algorithms have resulted in fraud detection, speech recognition, self-driven cars, accurate web searches and a constantly increasing understanding of the human genome. With the rapid pace of developments in Artificial Intelligence disrupting the industry, organizations have been seeking employees that are armed with hands-on experience with Machine Learning.
1. Introduction
- What is Machine Learning?
- AI v/s ML v/s DL v/s DS
- Applications of Machine Learning
- Types of Problems and Tasks
- Features, Models and Design of ML Study
- AI and ML for Banking, Finance, Healthcare and Manufacturing
- Machine Learning with IoT and Image Processing
- ML Services by Microsoft, AWS, IBM and Google
- Case Studies
- Supervised, Unsupervised and Reinforcement Learning
- Classification and Regression
- Clustering and Anomaly Detection
- Recommendation Systems
- Various Techniques and Tools
- System Requirements
- Revisiting Programming Language and essentials
2. Tensorflow
- Installing Tensorflow with R/Python
- Configuring with/without GPU
- The Programming Model of Tensorflow
- Representing tensors
- Creating operators
- Executing operators with sessions
Writing code in Jupyter
- Using variables & Placeholders
- Saving and loading variables
- Visualizing data using TensorBoard
- Understanding code as a graph
- Implementing a moving average
- Visualizing a moving average
3. Introduction to Linear Regression
- Regression Problem Analysis
- Mathematical modelling of Regression Model
- Gradient Descent Algorithm
- Learning Rate
- Programming Process Flow
- Use cases
- Building simple Uni-variate Linear Regression Model
- Multivariate Regression Model
- Normal Equation Noninvertibility
- Model Specification
- Apply Data Transformations
- Programming Using python/R
4. Linear Regression
- Over fitting and Regularization
- L1 & L2 Regularization
- Identify Multicollinearity in Data Treatment on Data
- Identify Heteroscedasticity
- Linear Regression with Tensorlfow
- Linear Regression Implementation with Python & R
- Predicting the Serverdowntime duration in minutes usign server dataset
- Share Market Prediction usign dataset from quandl
- Best Fit Line and Linear Regression
- Do's & Don'ts
5. Logistic Regression
- Assumptions
- Reason for the Logit Transform
- Logit Transformation
- Hypothesis
- Variable and Model Significance
- Maximum Likelihood Concept
- Log Odds and Interpretation
- Null Vs Residual Deviance
- Chi Square Test
- ROC Curve
- Model Specification
- Cost Function Formation
- Mathematical Modelling
- Use Cases
- Digit Recognition using Logistic Regression
- Working with datasets using R/Python
6. Model Evalution
- Metrics for regression
- R2 Square
- Metrics for classification
- Accuracy, Precision, Recall, F1Score, Confusion Matrix
- Metrics for probabilistic predictions
- ROC Curve
- Feature importance
- Nonparametric vs. parametric analysis
- Asymptotic approximation property
- Streamlining workflows with pipelines
- Using K fold cross validation to assess model performance
- The holdout method and K fold cross validation
- Debugging Algorithms with learning and validation curves
- Fine Tuning Machine Learning models via grid search
7. Decision Tree
- Forming a Decision Tree
- Components of Decision Tree
- Mathematics of Decision Tree
- Decision Tree Evaluation
- Practical Examples & Case Study
- Variance Analysis
- Chi Square based Analysis
- CART for Regression
- Working with real time problems
- Ensemble Technique
- Working of Random Forest
- Implementing Random Forest with sklearn
- Do's and Don'ts with Random Forest
8. Naive Bayes
- Bayesian Theorem
- Probabilities – The Prior and Posterior Probabilities
- Conditional and Joint Probabilities Notion
- Traditional Approach – Extract Important Features
- Naive Approach – Independence of Features Assumption
- Data Processing – Discretization of Features
- Practical Examples & Case Study
9. Artificial Neural Network
- Neurons, ANN & Working
- Single Layer Perceptron Model
- Multi layer Neural Network
- Feed Forward Neural Network
- Cost Function Formation
- Applying Gradient Descent Algorithm
- Backpropagation Algorithm & Mathematical Modelling
- Programming Flow for backpropagation algorithm
- Use Cases of ANN
- Programming SLNN using Python
- Programming MLNN using Python/R
- Digit Recognition using MLNN
- XOR Logic using MLNN & Backpropagation
- Diabetes Data Predictive Analysis using ANN
- Project – Banking Problem Analysis – When the customer will leave?
- Project – Medical Problem Analysis
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it comes after coffee of course.
Post school run with the kids – living only an 8 min walk from the girls school (it will be 4min to high school and also around 8 to glasgow university if they go there) means I rarely use a bike in the mornings. Today is different as I needed to drop off some expensive plugs to get some expensive speaker cables made up for my expensive stereo so I can enjoy priceless music. But the shop only opens at 10am so cycle around then back to a local for coffee
Sitting here delaying work and chores is quite lovely. I hope you got a ride (or time outside) today.


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Credit Unions and Banks
April 17, 2013
Hosted by Dr. Valerie Anne Kirkgaard
[Download MP3] [itunes] [Bookmark Episode]
Episode Description
Credit unions have seen a rise in membership as big banks have come under scrutiny for their never-ending profit-making measures. Enjoy Doctor Val and Randi Shannon as they dialogue on Banks - Credit Unions and so much more. ideas sent to firstname.lastname@example.com will be selected for reading on the air.We thank our sponsors: * Protandim * Sir Jason Winter's Tea * Randi Shannon's 42Action.org * Tad Patterson's www.YouHaveTheRight.com * Ra at Marketing with the Stars * Visit El Pinto restaurant in Albuquerque. * El Pinto Salsa is available at Ralph's. * Charles W. Wright - (www.emsgo.org * DoctorValerie.com * ConingCompany.com, and * Linda Kammins -Losing hair? www.LindaKammins.com for making our programs possible.
Waking Up in America
Wednesday at 2 PM Pacific Time on VoiceAmerica Variety Channel
Go beyond rhetoric and tune into America's premiere experts; scientists, athletes, celebrities and world leaders in public and spiritual realms as they discuss the issues of today. A veteran interviewer, Dr. Kirkgaard brings you knowledgeable, entertaining and unpredictable guests like Deepak Chopra, Jean Houston, John Denver and US Ambassador for Nuclear Disarmament Thomas Graham. No matter what happens, Dr. Kirkgaard keeps her cool and shows you a side of her guests that you've never seen.
Dr. Valerie Anne Kirkgaard
Dr. Valerie Anne Kirkgaard, PhD, is a retired Marriage Family Counselor and the creator of the Kirkgaard Method of Directed Breath, a unique method of clearing emotional blocks. Each week on "Waking Up in America", Dr. Valerie brings you new and different techniques to handle life's ups and downs with grace and ease.


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Retirement had never looked so appealing. It was a gorgeous evening in Hollywood Hills, and Caroline Prevost, private investigator, was crouched over a producer who'd been murdered at his own birthday party.
None of the guests seemed to care, either: they were hollering at each other around the policemen struggling to restrain them, all shouting about Mr. Gordon's will, the house, and what this would mean for his picture deal with Gardner. Prevost stood with a sigh.
"That's enough!" she bellowed. The crowd fell silent. "I'm supposed to be at Lake Arrowhead for my niece's birthday. I've got her present in my trunk and I've packed the most audacious swimsuit you ever did see, and I'm looking forward to a nice weekend of swimming and boating with my family, so if you're gonna stick around and not flee like proper murderers, you can at least be quiet and let me think."
A bloody pen-knife lay near the victim's head; it was engraved, but not even this bunch were dumb enough to use their own knives for a murder. The remnants of the birthday buffet sat on the table. Prevost could see shrimp, canapés, olives, and two kinds of punch. At the dining table, the Mr. Gordon's punch cup sat in its proper place. She picked it up, frowning – it looked like he'd been drinking water from the punch cup.
She turned back to the still-silent crowd. "Right. First of all, whose knife is this?"
A thin, balding man raised one trembling hand.
"Who were you sitting next to?"
"M-Mr. Weiss and Mr. Frederick."
Prevost nodded. "Excellent. Now, which one of you two rinsed out Mr. Gordon's punch cup?"
Two seconds of silence, then Mr. Frederick made a break for the patio door. Officer Watley brought him down with one raised foot.
Prevost nodded. "Lovely. Now, if you'll excuse me, popcorn, cocoa, and mountain air await."
The press, of course, had other ideas. Prevost's dramatic exit was stalled by numerous reporters – and several of Los Angeles' finest – wanting to know how she'd figured it out.
"The knife would have been easiest to steal during dinner," she explained. "Everyone at that party would've had some motive, but Frederick, a fellow producer shut out of the Gardner pictures, might've had revenge on his mind."
"So he stabbed Gordon?" shouted a reporter.
"Yes, but not fatally. You really have to do a number on a fella if you're trying to kill him with a pen-knife. No, the real murder weapon was poison in the punch –"
"Then why was there only one victim?"
Prevost entertained a vision of smacking the reporter over the head with her niece's birthday gift. It was a hefty model of metal popcorn popper. It would make a satisfying clang.
"Because," she said slowly, "the poison was only in Gordon's cup. I'm guessing Frederick used something that would have left a residue because the cup was rinsed out. When he tried to run for it, well, he finished my job for me. Any other questions?"
"What are you doing tonight, doll?" The reporters cackled.
"All right, that's enough!" Officer Watley materialized from the Gordon residence like a bear leaving its den. A few waves of his huge arms scattered the reporters.
"Sorry 'bout those hyenas, ma'am."
"They're improving somewhat. Usually they lead with that question."
"They oughta show you more respect. None of us could've explained what happened here like you just did."
Prevost sighed. "Well, that's because I was in a rush and didn't clue any of you in. For that, I apologize."
Watley waved one skillet-sized hand. "If I had a niece as cute as yours, I'd want to get to her birthday, too. How old is she now?"
"Six, today."
He whistled. "Growing up fast, huh?"
"Tell me about it. She wanted a popcorn popper because she wants to learn how to cook."
Watley laughed. "Seems safer than a stove, I suppose."
"Barely. Not sure her mother likes the idea, but I promised I'd supervise."
"Well, my grandmama makes excellent popcorn balls, if your niece wants the recipe."
"That sounds grand, Watley, thanks."
Prevost said good-night and was soon cruising along Sunset Boulevard. It was a long drive to Lake Arrowhead, and her niece would no doubt be asleep by the time Prevost arrived, but she thought popcorn and belated birthday cake would make an excellent breakfast.
And next year, she vowed, neither petty producers nor the Governor of California would keep her from this birthday.


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Aukey Ultra Compact Dash Cam | Review
When it comes to choosing a Dashcam there are certainly plenty out there to choose from and I for one would not know where to begin. Things important to me are that it takes a standard Micro SD card, making it easy to watch any footage and send it to police, insurance companies etc in the unlikely event of an accident. It's also important that it is small and compact and that any cables can be placed out of site. Luckily the Aukey Ultra Compact Dash Cam ticks all of these boxes and more.
When I first received dashcam from Aukey I was very surprised at is size. It's so small and considering this camera packs in Full HD 1080p at 30fps using an Advanced Sony Exmor Sensor, a 6-lane super-wide 170° field of view and the ability to capture stills and audio in addition to video. It also has a slot for a Micro SD Card, which slides right into the top of the camera. Other features include Clear Night Vision, an Emergency Recording Mode, activated by internal gravity sensor, which automatically captures unexpected driving incidents and protects them against being overwritten and a motion sensor which will record anyone or anything which appears in front of your vehicle.
My wife has her own business and van, so therefore it seems the logical choice to have her test out the dashcam. Fitting it to the van was easy, she has no rearview mirror since it's not needed in her van, so we placed the camera just below where the mirror would normally be, connected it to the USB cable and ran it around the edges of the window and van to the power outlet, using the included suction cup and cable mounts to keep things nice and tidy.
What's great about the dashcam is that it automatically comes on when you start the engine and it'll keep recording, looping over itself when you run out of memory. I used a 16GB card, so have quite a lot of room. To be honest in general you eventually get used to this little camera being there and don't even notice it after a while, so it never imposes on your driving view, it'll just sit there, recording away until you need it.
I didn't really suspect we would need the camera, thinking it'd be great just for peace of mind more than anything else, but just before writing this review my wife did actually capture an accident when driving along, luckily she was not involved, but we did send the resultant footage, as seen below, to the police, just in case it was needed. This incident alone proves how useful it is to have a dashcam, as if it happened a few minutes later there's no doubt the footage would have been very useful for insurance purposes. Just to note, when my wife witnessed this incident, she simply pushed the hazard button and the footage was protected, meaning that the recording would continue to loop, but the last few minutes was saved for us to review later.
The Aukey Ultra Compact Dash Cam is a very useful and quality item to own. It's well built, looks fantastic and as you can see above, comes in very useful. What's not to love?
*This Dash Cam was kindly provided to us by Aukey for review purposes*


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Star Tron Enzyme Fuel Treatment uses unique enzyme technology to improve overall fuel quality. Star Tron Gasoline Formula makes engines start easily and run smooth. It "cures & prevents" Ethanol fuel problems such as water in fuel, or lost power. It also helps prevent phase separation, removes gums, varnish and carbon deposits and will stabilize gasoline for up to 1 year. It works in boats, cars, motorcycles, small equipment or any other 2 or 4-cycle engine. **Note: This product is a ORM-D (Other Regulated Item, Domestic) regulated item and ships via FedEx Ground to the lower 48 states only.


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We went out for a date night at Perry Lake last week. We brought a picnic and caught some fish! It was a great way to spend a week night doing something a little off the beaten path.
I just love these pictures of Eric 🙂 What a handsome hubby I have!
We had the most perfect weather and are just so grateful to be able to get to a beautiful lake in 10 minutes. Up in Sidney, we had less accessibility to lakes (and trees!), so we're feeling very lucky to be where we are now.
We are just dreaming of the day that we bring our little one out fishing with us. For a while, she'll probably be strapped in a carrier just taking it all in….but soon enough she'll be out there with her very own fishing pole! Eric will be such a great teacher.


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Growing Yourself and Your Community
Growing Yourself and Your Community
Being adaptive to new ideas and being open to others can go a long way. My name is Logan Kalkowski and I grew up in Omaha, Nebraska. I am a student at the University of Nebraska-Lincoln and will be starting my final year of undergraduate this coming fall. You may be wondering what a city boy from Omaha is doing in Bruning, Nebraska. I have had the chance to be a part of the Nebraska Bankers Association's student internship program in Lincoln where they work with community banks to give college students, like myself, an opportunity to learn about the banking field. When I was in the process of finding a bank that would fit for my summer internship, I came across Bruning Bank—a family owned bank with roots in agriculture. The bank seemed to have energy to move forward into the future. I put Bruning Bank down as my first choice for my summer internship. Within three days, I had received a call from Fred Bruning, the CEO of the bank. I thought that was very impressive that the CEO of the bank would take time to call a college student looking to be an intern.
In the phone call, we scheduled a meeting so I could visit the branch in Bruning and take some time to learn more about the bank and myself. This was a big part in the decision to come to Bruning. The community and the bank seemed to take time to get to know me. They were showing interest in me as a person.
The story of how I made it to Bruning from Omaha is what I would call a success story. I have had the chance to drive across the state and visit several small communities throughout my young life and there is always that one thing that keeps the town alive. Personal connection to the community. Although some communities are having tough times staying at the forefront of an ever-changing world, they will always hold personal connections. And for someone from Omaha, I find that attractive about a small community. Having never lived in a community that was more than thirty-five miles from a Walmart in my life, it made it very exciting to enter into the local grocery store and explore the aisles while being greeted by everyone in the store and learning about how they ended up in Bruning. The thing that really got my attention was when I walked into the store a second time. The checkout counter and meat department staff remembered me and we could strike up conversation. I have never been able to gain that experience in Omaha and Lincoln.
The people and the community are keeping rural Nebraska at its roots. It is important that all small towns are open to new comers and are able to take them under their guidance and help make them feel at home. I have often heard the phrase Your Home is where your heart is… and it takes the people in your community to make that a reality.
Don't let small town life make your life small, take your life and make it what you want it to be. Be involved, be a part of the people that make up your community, and always outstretch your arms to visitors and welcome youth. I would like to thank Bruning Bank and the community in Thayer County for welcoming me into the community.
Logan Kalkowski
Bruning Bank Intern
UNL Ag Banking & Finance Student


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Chris McCready's Magical MomentFeatures
Chris McCready couldn't truly see, feel or hear anything as he floated triumphantly around the bases on Friday – all he knew was that he wasn't making that 360-foot trip alone.
"I had an angel on my shoulder," McCready said.
That "angel" was his mother, Susan, who had recently passed away at the age of 59 due to ovarian cancer.
McCready, a backup outfielder for the University of San Diego, lost his mom just eight days prior to Friday's game against Loyola Marymount.
The LMU game represented his first at-bat in 17 days. Yet San Diego coach Rich Hill, down to his last out in a game that the Toreros were trailing 10-9 with a runner on base, called on McCready as a lefty pinch-hitter against LMU righthander Harrison Simon.
San Diego's scouting report on Simon was substantially off when it said to look for mid-80s fastballs. Instead, Simon dialed it up to 96 mph, and McCready swung late and missed for strike one.
On the next pitch, McCready, who was having a hard time picking up the baseball, took another fastball for strike two. He said Simon had a "funky" delivery, and the angle and release point had him a bit confused.
McCready, who was batting just .160 at the time with only three singles and one double to show for his year's work, surely seemed – to outsiders at least – like a strikeout ready to happen.
But McCready, a 6-foot-2, 190-pound junior, didn't think so at all, and that's because he had help.
"I knew my mom was going to be with me, and I went up there with an empty head," he said. "I just tried to slow everything down.
"It helped me relax knowing that there are bigger things in life than one at-bat. That took the fear out of it for me."
Suddenly fearless, McCready stepped out of the box, took a deep breath and told himself that he's done this before.
He then choked up on his bat, determined to "stay short to the ball."
What happened next was magical.
McCready leaned into a fastball that was left over the plate, quickly turning it around like a bullet headed to right-center field.
"As soon as it left his bat, I'm blowing on it," Hill said. "I'm saying, 'Get out! Get out! Get out!'
"I couldn't tell if it was going to be a double off the wall or if it would have some carry to it."
San Diego right fielder Hunter Mercado-Hood said that at the crack of the bat, the "whole team thought it was a gapper."
But it wasn't.
It was more than that.
It was majestically, poetically and spiritually much more than that.
"He's a strong kid," Mercado-Hood said. "The ball hit the light pole about 15 feet beyond the fence. It probably would have gone 390, 400 feet. That ball was crushed."
As soon as the ball left the yard, the San Diego players seemed to take leave of their senses. The kids were so happy that they nearly ran on the field.
"It was pandemonium," Hill said.
San Diego center fielder Colton Waltner described the scene this way:
"When it went over, we freaked out and lost our minds. There is no fence in that (road) dugout, so we just sprinted out, almost on the field. It was like a bunch of ants running out of an ant hill."
Meanwhile, McCready was confused. He knew he had connected on the barrel, but he saw the ball as a "low line drive" and was shocked when he got near first base and saw it hit that light pole.
McCready can't quite remember the next several seconds of his life.
"I kind of blacked out around the bases," he said.
After he turned third base, however, he saw his teammates waiting for him at home plate.
"Those guys have been there for me through this tough time," McCready said. "It felt good to finally contribute."
Just before he stepped on home plate, McCready pointed to the heavens in a gesture meant for Susan.
"I wanted to let her know that I knew she was there for me and that I'm thinking of her," he said. "This was for her.
"That moment wasn't emotional in a sad way for me. It was a realization that she may not be here physically, but that she is now an angel watching above me."
McCready's two-run homer on a two-out, 0-2 pitch gave San Diego an 11-10 lead, but the Toreros still had to navigate a crazy bottom half of the ninth in which LMU had a runner reach third base with one out and both teams had to endure a 17-minute delay when the lights went out in the stadium.
Once the game resumed, reliever Jonathan Teaney used a strikeout and a groundout to get out of the jam, giving the Toreros their memorable 11-10 win.
The next morning, Hill joined McCready at a funeral service for Susan. Hill watched and listened as McCready delivered a moving eulogy for his mother and talked about the baseball game he had won in his mother's honor just a few hours earlier.
At the service, Hill said he learned a lot he didn't know about Susan, who was a wife to Mark, a mother of Chris and Matt, a bank vice president and a die-hard baseball fan who had fought hard against cancer for the last 11 months of her life.
"She was a super vivacious woman, a bright light," Hill said. "She lit up a room everywhere she went."
McCready said he was often embarrassed as a young child because his mother's voice could be easily heard above the crowd, passionately rooting for her sons and their teammates.
But McCready, of course, grew to appreciate her unabashed love for her family and for baseball.
In fact, from the time he was 12 until age 16, he, Matt, Susan and Mark took summer vacations around the country until they had visited every stadium in the major leagues.
"Those family trips are something I will always remember," McCready said. "My mom was selfless and genuine. And when it came to baseball, she was very energetic."
She also made an impact on people, including Hill.
On Sunday, one day after the funeral service, Hill bought a book called, "The Afterlife of Billy Fingers".
Hill, intrigued by what he had witnessed on Friday, said he had "devoured" the 191-page book by late Sunday night.
He then started replaying Friday's game in his mind – the seven lead changes, the lights going out, the first homer of McCready's two-year Division I career and one other interesting factor.
"The wind that night was blowing north by northwest, which in Los Angeles is a miracle," Hill said. "The wind howling from the north like that may happen there one night a year, and Chris hit a line drive that seemed to hit the jet stream and became a no-doubter.
"Is that a coincidence? You have to ask yourself. There are so many stories about supernatural things – you could feel the presence of something spiritual (on Friday night).
"I know people will read this thinking, 'Here's a California coach thinking that this is a spiritual matter … but I really do."
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