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Complaints and Returns
Article 32
- Subject to Article 557 of the Civil Code, the Company is liable towards the Ordering Party for any physical defects in Goods, understood as the non-compliance of the sold item with an agreement made with the Company, unless the Ordering Party knew about the existence of the defect at the moment of entering into the agreement or accepting the Goods. The Ordering Party is obliged to inspect the condition of the Goods at the moment of accepting them, including whether or not the shipment is damaged, and in the event of finding any defects in the shipment, the Ordering Party should immediately demand that a relevant report be prepared by the person making the delivery, or should notify the Company immediately, no later than on the day following the delivery date.
- Complaints regarding the incompleteness of delivered Goods, or damage thereto, may be reviewed only if that the Ordering Party prepared a complaint report at the moment of receiving the Goods, in the presence of the person delivering the Goods, which does not exclude the rights of Ordering Parties being consumers, as set out in the Civil Code.
Article 33
The Company is not liable for damage caused to third parties through the use of Goods, or vehicles modified with the use of Goods.
Article 34
- The Company does not provide information on the possibility of using the Goods in the Store for certain makes of vehicles.
- The Company is not liable for any damage to vehicles caused by any incorrect use or assembly of Goods ordered from the Store.
Article 35
In particular, the Company is not liable for:
1. losses caused by the use of ordered Goods;
2. losses resulting from the incorrect assembly of ordered Goods, in particular, their incorrect assembly by an entity failing to meet the requirements described in Article 8 section 1 of the Regulations;
3. the loss of special rights by the Ordering Party under guarantee or warranty, granted by the producer or seller of the vehicle in which ordered Goods were used;
4. the loss of special rights under an insurance policy or other similar agreement by the Ordering Party;
5. penalties or other obligations imposed on the Ordering Party as a result of an infringement of Article 7 of the Regulations;
6. the loss of points during sports tournaments, or the loss of prizes, records and other performances.
Article 36
- Complaints are submitted in writing to the Company's address.
- When submitting a complaint, the Ordering Party is obliged to deliver to the Company the Goods subject to this complaint. If the Ordering Party is exercising its rights under warranty or returning an item due to a withdrawal from the agreement, it is obliged to deliver the defective item to the location indicated by the Company, at the Company's expense.
- A complaint is reviewed immediately, and no later than within 30 days from the date when it is received by the Company.
- Failing to submit an answer to a complaint within the time limit indicated in section 3 above is understood as acceptance of the complaint.
Article 37
- Subject to Article 560 of the Civil Code, if the complaint is accepted, the Company will deliver repaired Goods, or Goods free of any defects, to the Ordering Party.
- If it is not possible to deliver repaired Goods or Goods free of any defects to the Ordering Party, the Ordering Party is entitled to submit a statement on a reduction in price, or to withdraw from the agreement. In this case the Company will return to the Ordering Party all or part of the already paid price for the Goods, within seven days from the date of the complaint being accepted.
Withdrawal from the agreement
Article 38
- The Ordering Party, being a consumer within the meaning of the Civil Code, is entitled to withdraw from the agreement within 14 days from the date of receiving the Goods, without giving any reason, by submitting a written declaration to the Company in accordance with the template constituting Attachment No 1 to the Regulations, and on the terms and conditions set out in the notice about withdrawing from the agreement, constituting a further part of Attachment No 1 to the Regulations.
- Goods imported at the special order of the Ordering Party, or individualised by the Ordering Party, marked in the on-line store as "special order items", are excluded from the right to withdraw from an agreement described in section 1.
- It is not possible to withdraw from the agreement after the expiry of the time limit described in section 1. If a statement on withdrawal is submitted after the expiry of this time limit, the Company may:
- accept the returned Goods if they are returned intact, in which case the Store is entitled to return only 80% of the price paid by the Ordering Party,
- accept the returned Goods, but if their packaging is not intact, then the Store is entitled to return only 50% of the price paid by the Ordering Party.
Article 39
When withdrawing from an agreement, the Ordering Party is obliged to immediately return the received Goods, no later than within 14 days. In this case, the agreement is considered not to have existed. Together with returned Goods, the Ordering Party is obliged to return the received VAT invoice.
Article 40
- When withdrawing from the agreement, the Ordering Party is obliged to return the received Goods undamaged.
- Returned Goods cannot show any signs of use, and the Ordering Party is charged with the costs of using an item exceeding the use required in order to check its character, features and method of use.
- The Company will refuse to accept Goods sent back by the Ordering Party at the Company's expense.
Article 41
- The Company will return to the Ordering Party the price paid for the Goods within 14 days from receiving a declaration from the Ordering Party on withdrawing from an agreement, provided that the returned Goods meet the requirements described in Article 40 of the Regulations.
- The price paid will be returned to the Ordering Party to the indicated bank account, or by post office transfer, or in the manner previously used by the Ordering Party.
Article 42
Under the circumstances described in Article 38 of the Regulations, excluding the option of withdrawing from the agreement, the Company will notify the Ordering Party about the refusal to accept the returned Goods, while demanding that the Ordering Party collects these Goods.
Personal data protection
Article 43
- The Company collects and processes the Ordering Party's personal data, including: contact details, such as first name and surname, address, email address, phone number, gender, information regarding payments and payments history, orders history, information necessary to issue a VAT invoice and data gathered in cookie files.
- The Company collects and processes personal data of Ordering Parties and Clients for the following purposes and on the following bases:
- in order to manage purchases performed on-line in the Store, in order to process orders and returns and to send notifications to Ordering Parties about delivery status, or in the event of any problems with delivering Goods, in order to manage payments and review complaints and guarantee claims regarding products – pursuant to Article 6 paragraph 1 letter b) of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC ("GDPR"), and therefore in connection with the need to process personal data for the performance of the agreement;
- in order to send marketing offers, questionnaires and invitations by email – only if the Ordering Party or Client agrees to receiving such communications, pursuant to Article 6 paragraph 1 letter a) of the GDPR;
- for servicing the Client's account at the Store – registering an account is deemed to be giving consent to personal data processing necessary for it to be serviced by the Company (so personal data processing is based on Article 6 Paragraph 1 letter a) of the GDPR);
- in order to perform obligations imposed on the Company on the basis of generally applicable laws – pursuant to Article 6 paragraph 1 letter c) of the GDPR, namely when processing is necessary in order to perform the legal obligation of the controller.
- Access to the personal data of Ordering Parties and Clients is given only to the Company's employees within the scope necessary to properly carry out the order and to conduct marketing activities (provided that the Ordering Party and the Client have given their consent for this), as well as third parties – suppliers of services to the Company (particularly entities providing legal services, in the event of pursuing claims, entities providing accounting services for the Company, advertising agencies, suppliers of IT services and courier services). The Company does not transmit the personal data of the Client or of the Ordering Party, it does not sell the data and does not exchange the data with third parties for marketing purposes on terms other than applicable while entrusting personal data processing and sharing data in compliance with applicable laws.
- The Ordering Party or the Client is entitled to:
- access his/her personal data – the Client or the Ordering Party may at all times demand information on what personal data is stored by the Company;
- transfer his/her personal data – if the Company processes personal data in an automated manner, whether with consent or through an executed agreement, the Client or the Ordering Party is entitled to receive copies of personal data in a structured, generally used and readable format;
- amend his/her personal data – the Client or the Ordering Party may at any time demand that his/her personal data be amended if the data is incorrect, as well as to supplement incomplete data;
- demand the deletion of his/her personal data, or to object to its processing – the Client or the Ordering Party may at any time demand the deletion of his/her personal data;
- demand that the scope of processing be limited – the Client or the Ordering Party may at any time demand that the scope of processing his/her personal data be limited;
- submit a complaint to the President of the Office for Personal Data Protection.
- The possibility of exercising some of the rights described in section 4 above may be limited in connection with obligations imposed on the Company based on generally applicable laws (e.g. the need to store certain accounting documents for periods stipulated by law), in connection with an order submitted by the Ordering Party that has not yet been executed (so if further processing is necessary to perform the agreement) or in connection with possible claims that the Company may be entitled to against Clients or Ordering Parties.
- In the case of personal data processing based on the Client's or Ordering Party's consent (for marketing purposes or in order to register and service an account in the Store), the Client or the Ordering Party is entitled to withdraw their consent for data processing at any time, without affecting the legality of processing performed on the basis of the consent before its withdrawal.
- The provision of personal data by the Client or Ordering Party is voluntary, though it is a condition for the performance of the objectives described in section 2 above.
- The Company does not process personal data in an automated manner, particularly in the form of profiling.
- The Company processes the personal data of Ordering Parties and Clients for various periods of time: (i) resulting from generally applicable provisions of law (e.g. the need to store certain accounting documents for periods indicated by the law), (ii) for the period of validity of a given consent for marketing purposes, or in order to register and service an account in the Store (until the withdrawal of consent), (iii) for the period necessary to perform and later settle the agreement, and possible pursuit of claims under the agreement (if the Ordering Party made the purchase in the Store).
To Download:
Date of Update: 2019-05-24 09:56:00


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We refer to letter from Teo Soo Yeow 'Illegal parking on private roads' (The Straits Times, 16 November 2012).
In fact, a private developer bought the estate in Kuo Chuan Avenue in 2008 and erected gates and signs to show the area is private property. However, in practice, the developer has generally left the avenue open to public access provided there are no obstructions to those residing there.
While the LTA has the authority under the Road Traffic Act to take enforcement action on private roads, it does so judiciously particularly when home access or road safety are compromised and when obstructions occur.
We have contacted Mr Teo and clarified the situation with him.
We thank Mr Teo for his feedback.
Helen Lim (Ms)
Director, Media Relations & Public Education
Land Transport Authority

subset: commoncrawl


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Getting started with do-it-yourself investing can seem like a daunting task. Part of the reason ETFs are as cheap as they are is because you, as the investor, need to do some of the work by registering for investment accounts, and buying the correct funds. In a previous guide, I wrote about how Questrade is one of the cheapest and easiest ways to invest in ETFs. To make getting started even easier, I've put together a step-by-step guide on how to sign up to Questrade, and by using an offer code (5c7adaa406cd9), getting $50 in free commission fee's as well! Read on to see every step of the process.
Step 1: Getting started with Questrade and choosing accounts
The very first step to sign up to Questrade is to follow this referral link or use the offer code 5c7adaa406cd9 to start this process. This will allow you to redeem $50 in free trade credits. Now that you've started, select that account type(s) that you would like to open, and double check that the offer code has worked to make sure you receive your $50 in free trades. This guide will focus on opening a TFSA, but the process would work the same for the other accounts available.
Step 2: Create User ID
Now that you've selected the account type that you are opening, you'll need to create a User ID. Press "continue" to move along in the process.
Provide your basic contact information. This information is required to sign up to Questrade.
Create a User ID and password. Your User ID can be anything. Since this is an account that will likely contain a lot of value, I would highly suggest using a long, secure password, that isn't the same as any other password that you use. Definitely DO NOT use the same password as the email address that is connected to this account. If someone were to gain access to your email, they would then have access to your investment account.
Now fill in your security questions. I don't like to provide real answers to these questions, as they often have answers that are readily available on your social media accounts. For example, if you use "Mother's Maiden Name" this can often be found by looking at your friends list of Facebook. Use another answer, and write it down and store it somewhere.
Step 3: Filling out personal information
Now that you have successfully created your User ID, you now have to move on to building your Questrade profile. Clock on the "Continue" button under Personal.
Fill in your personal information and double check that it is accurate. Any mistakes made here may be harder to fix in the future. If you set your Martial status to married or common law, you'll need to also include your spouses information. This is because Questrade need this information to comply with securities regulations. It helps Questrade determine if you or your spouse are insiders or controlling persons of a publicly traded company.
If you've completed your Personal section correctly, you'll now see a green check mark in the box. You can now move on to the Employment section by clicking the "Start" button.
Fill out your employment information to the best of your knowledge, and select the appropriate responses to the questions that it asks.
Again, you should now see a green check mark, if you've completed it correctly. You can now move on to the "Financial" section by pressing the "Start" button.
Provide an estimate of your annual income, liquid assets, fixed asses and liabilities to get an estimate of your total net worth. Questrade only collects information that they need and use, so this section (like all others) is required.
With another green check mark, you can now move onto the "Citizenship" section by clicking "Start".
Questrade collects Citizenship information due to different tax reporting and filing obligations for different countries. A SIN number is required to confirm your identity, and confirm that you are eligible for a registered TFSA or RRSP account.
Step 4: New accounts
Now that you've completed your Questrade Profile, it's time to setup your new accounts. Click the "Set up your accounts" button to get started.
You'll now need to complete 3 steps to finish opening your account.
Answer your account questions
Click the "Start" button to move to the Account details section.
If you are investing as a DIY investor, specifically looking at passive investing for ETFs, then you likely do not want to trade options. I won't get into what trading options is here, but likely if you don't know what they are, you don't want to trade them. If you are investing in ETFs, you'll want a minimum initial deposit of $1,000 (updated May 12, 2020), as this will waive quarterly account fees (read more about that here).
A green check mark will again indicate that you've correctly filled out the "Account details" section. You can now move on to the "Consent and communication" section by clicking the "Start" button.
This section asks you questions related to when and how you receive informational materials related to the investments you make. This section also details how Questrade will use your email address.
Now that you've completed the "Consent and communication" section, you can move on to the "Persons with financial interest" section.
This section asks you to provide information about other people that should have access to your account, or be a beneficiary of your account. You may not think you need to add a beneficiary (especially if you are young) but you never know what might happen, and in the worst-case scenario, it can make things much easier for your partners and loved ones if you properly fill out your beneficiaries.
You'll now need to move on to agreeing to Questrade agreements by clicking the next "Start" button.
Clicking each box will display an agreement that you should read or at least skim over. It's easy to always bypass the small print, but it can be a good idea of at least getting a sense of what you are agreeing to.
Sign and submit your documents
You now have to sign and submit your documentation agreement with Questrade. Luckily, this can all be done digitally, even the signing! You don't have to print, physically sign, and mail in your documentation anymore. Click the "E-SIGN" box to get started.
Questrade will now provide you a form. You will need to click the "agreement" box, and digitally sign the document in a few different places. Once you've read it and signed, click the green "Continue" button at the top right of the document.
You'll now see two green check marks to indicate that you've successfully digitally signed and submitted your forms to Questrade. You'll now need to provide government issued identification to confirm your identity with Questrade. Click the "Upload" button to get started.
As you can see below, you can use a driver's license, a passport, a permanent residence car or a citizenship card as your government ID. Make sure that it has your photo, your signature, and that the document has not expired. Click the "Upload" button when you have your document ready.
The upload can be a PDF, PNG, JPG, JPEG, TIF, or TIFF file. This can be as simple as a picture of your drivers license with your cell phone. That's what I did. Make sure that the file is under 4MB, select the correct document type, and give the document a name. Then click the "Browse" button, and select the correct file to upload.
If this has been done correctly, you should get a pop-up displaying "Upload complete". You can now close this window. It takes some time for Questrade to review files, so you won't get an automatic green check mark in this section yet. So don't worry if it doesn't look complete in the list yet.
Fund your account
The final step to creating your account is actually funding it. Funding your account is required for opening an account with Questrade, and a minimum of $1,000 is required. Remember, if you want to avoid account fees, I suggest funding with a minimum of $1,000. Click the "Fund" button to get started.
There are a variety of ways to fund your Questrade account. The easiest way I've found is through Online banking, and funding your account through a bill payment. To start this process, select "Online banking".
The following section will ask you to select the financial institution that you will fund your account from, and press the "Fund" button. All this will actually do is take you to the web portal for whatever financial institution you select, and then you'll have to manually add Questrade as a bill payee.
Compatible Financial Institutions
Questrade works with a huge number of financial instutions, and the following are included in the drop down list for you to select from:
- Bank of Montreal
- Scotiabank
- Royal Bank of Canada
- Toronto Dominion Bank
- National Bank of Canada
- CIBC or Simplii Financial
- HSBC Bank Canada
- Canadian Western Bank
- Telpay
- ATB Financial
- Korean Exchange Bank
- Industrial and Commercial Bank of China (Canada)
- Bank of China (Canada)
- Canadian Tire Bank
- Shinhan Bank Canada
- China Construction Bank Toronto Branch
- Canada Trustco Mortgage Company
- Manulife Bank of Canada
- Alterna Bank
- Tangerine
- People's Trust
- Equitable Bank (EQBank)
- Communication Tech. Credit Union Ltd
- Central 1 (formerly Credit Union of BC)
- Desjardins
- Caisse Financial Group
- Central 1 (formerly Credit Union of Ontario)
- Caisse Populaire Ontario
- Meridian Credit Union
- Alterna Savings & Credit Union
- Caisse Populaire Acadiennes
- Central 1 Credit Union
For this example, I use Tangerine as my day-to-day banking account, so I logged in, and added "Questrade Inc" as a bill payee, and added my new Questrade account number (which you can get in the previous image, but I've whited it out). I then made a bill payment of $5,000 to this new payee.
Success! You'll now have to play a bit of a waiting game. I created my account on a Saturday – Questrade reviewed and confirmed my documentation on the Monday, and my bill payment came through on the Wednesday at which point I was fully setup and ready to purchase ETFs.
Learn how to buy ETF's through Questrade
Sign up to Questrade complete
You've now successfully signed up to buy and sell ETFs (and other funds) with Questrade. After your initial funding amount has showed up, your account will be fully active. Remember to use the redemption code 5c7adaa406cd9 or this link to get $50 of free trades when you start with Questrade.
Sign up for a Questrade account
Next Steps: Buying and Rebalancing
Now that you've got a Questrade account, the next steps for investment portfolio is learning how to buy ETF's through questrade, as well as learning how to rebalance your portfolio, using tools such as Passiv.


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This new organic Montsant (a blend of Garnacha, Carignan, Syrah and Cabernet Sauvignon grown on clay soil with sub-strata of slate and granite underneath) is the child of a rather eccentric grower. He believes in minimal intervention, letting his vines fend for themselves in all conditions. The grapes are harvested separately, by hand, and macerated for anywhere between 15–20 to extract firm, sweet tannin.
The Lo Patinet is full bodied and meaty with a core of black fruit, wild herbs and spice.


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This retro button doesn't appear authentic, but it still is an 80s style button.
The monchrome colours, the glasses, the hair – it's all there with this black and white pin-back button!
We haven't shown a cartoon button in a while…
Come back to see another people button next week!


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What is new in Gramto 3.0?
This is a long-awaited update for Gramto. We have introduced lots of features in our latest release and in this article, we'll be highlighting the major changes.
What is new in Gramto 3.0?
General System
- First Comment – You can now schedule the first comment on your post
- Delete Multiple Media – You can now delete multiple media files
- Improved Location Tagging – You can now tag locations accurately
- Add 2FA enabled accounts – You can now add 2FA enabled accounts.
- View Storage Stats – See the status of your storage usage.
- Improved Caption Selection
- Improved Schedule Calendar
Auto Repost
- Give credit to the media original poster
- Edit reposted content caption
- Tag original poster
- Auto repost activity log
Auto DM
- Improved DM Speed
- Auto DM Activity log


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Woman Was The Word
A Multimedia Project curated by Absent Fever
I was asked to create a three piece video and the album art for Woman Was The Word: A Multimedia Project curated by Absent Fever. This
project focuses on the under-appreciated female artists across all different mediums.
See the full project here: AbsentFever
"Woman Was the Word is a project envisioned inobservation of the nature in which women are present in the artworld, specifically in regards to music. We found that thoughwomen are present, their presence is often unknown orunrecognized. While most fields are male dominant, this may notbe entirely true in visual arts and music. Women are present, butin a community like the blog community, the presence of theirtalents can often go under-appreciated in the almost camouflagenature of blogging. The idea of the project was to unveil andilluminate the persistent talents of females whilst tyingtogether all aspects of this community. We asked three remarkablefemale bloggers to write pieces, poetry, stories, about anythingthat made them feel inspired to put pen to paper. The threebloggers who participated were Holly of East to West, Katieof HeavyPercussion, and Nada of Friends With Both Arms.Those three pieces they wrote were then interpreted by threefemale musicians who we asked to make original songs inspired bythe writing. The three musicians who participated were ElizabethRose(who's song was inspired by Holly's piece), RachelLevy (who's song was inspired by Katie's piece),and Yohuna + AdelynRose (who's song was inspired by Nada's piece). Allthree songs were then sent to a female artist andvideographer, Heather Daniels, whocreated one video for all three tracks. In result, we've receivedart across all mediums that pay magnificent tribute to the workof women in this world and we'd like to share it with you. Youcan download the three songs here andbelow are the three pieces written by the bloggers for theproject:
Elizabeth Rose- "Throw Me To The Stars " (Inspired by East to West)
Rachel Levy- "Pierced " (Inspired by Heavy Percussion)
Yohuna & Adelyn Rose- "All The Slow Songs (Waiting) " (Inspired by Friends WithBoth Arms)"
Thanks for the kind words:
○ toughtitties.com.au/2011/04/21/woman-was-the-word/
◊ blog.invisiblechildren.com/2011/03/introducing-eloise-of-verbreverb-woman-was-the-word/
◍ musikmigblidt.dk/adelyn-rose-yohunda-all-the-slow-songs-waiting.html
▾ subtleasthewind.wordpress.com/2011/03/31/adelyn-rose-yohunda-all-the-slow-songs-waiting/
● theirbatedbreath.wordpress.com/2011/03/31/women-was-the-word-a-mix/
◬ easttowestau.blogspot.com/2011/03/woman-was-word.html
◦ friendswithbotharms.com/2011/03/28/woman-was-the-word/
◂ agier.blogspot.com/2011/04/absent-fever-presents-woman-was-word.html


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Sign in to www.walmartone.com (Walmart Wire)
Everyone who is living in the United States of America or who was one or more times there is aware the large chain of supermarkets that is known as Wal-mart. There are millions of all of them over the United states and it could be one of the most popular locations that would entice huge numbers of people on a daily basis. The walmartone has been constructed as to assistance every one of the staff of this industry because only in electronic digital form with the ability to handle all of the property so that nothing is skipped in the torrent of data that moves each day.
The walmart one has been introduced years ago and possesses since then earned the trust and the appreciation of those which have been additional in to the program. It's possible to very easily check his schedule, on the principles and also set up their benefit ideas applying this web site. The walmartone login is a simple thing to do and just takes a second of the employee's period. It all continues to be built with ease of use at heart in order that it will save the person the time and effort of going an additional step into the rest.
Exactly what one should bear in mind is the common address with the web page and it's also www walmartone com. Those individuals from a older generation need to probably pen it down into their own diaries so they don't lose the potential for logging in back. One should also save the security password in a safe location, it would be unwise if a nephew would certainly find it out and sign in to your website of the adult. The walmart associate login wire may be the help that can be received when these records happen to be lost and have to be acquired once again as soon as possible.
A lot more people have owned the Walmart Wire not too long ago since this is fundamentally the only support that can be employed in such a manner that it's beneficial and quick. Acquiring all the info back in its history so as to steer clear of any unneeded hassle at work is sometimes crucial for the employees at this huge shop. Numerous testers have praised the Wire because to be tremendous ideal for them in nerve-racking situations which may have preserved their place of work. Reading through them will give an extra understanding that may be truly beneficial.
To get more information about walmart associate login wire go our site.


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FlowViz - Data visualization for teams using Azure DevOps
What is it?
This dashboard is for all Agile teams using Azure DevOps (formerly VSTS), who want to leverage their data to have better conversations and make more informed decisions. It was built due to years of frustration with 'velocity' and other traditional agile metrics. These are centered on flow, as well as providing forecasting techniques you can use to give customers greater confidence/transparency in your delivery.
Want to view a live version?
For questions on charts, how to use them and other questions check out the Wiki.
FlowViz is built and maintained by Nicolas Brown and is published using Agile Extensions for assistance (big thank you to them!) Please email firstname.lastname@example.com for ideas, improvements and feedback.
Thank you
Thank you to all the people who helped build this, providing feedback and answering my questions especially:


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In Sarah's first online post since quitting her job as Governor of Alaska, she writes that Obama's Healthcare Plan is "Evil" because of its support for euthanasia. Obama later explains, "Nobody is going to be forcing you to make a set of decisions on end-of-life care based on some bureaucratic law in Washington."
What's interesting to note is how this story has garnered so much more attention rather than the costs and implementation of Obama's healthcare plan. I have admittedly not paid attention to this debate, but feel I should. In this post, I attempt to provide a brief understanding of this controversial topic, along with various viewpoints.
* Universal health care is also known as single-payer system, united health care system, or national health care. Universal health care is similar to the current US Medicaid program for low-income folks, and would apply to all citizens of the US regardless of the ability to pay.
* Supposedly 50 million or so Americans, or almost 20% of the country's population is without healthcare. People will argue that it should be the right of every American to have coverage, just like the Canadians and the British.
* With a single Universal Healthcare system, Americans will save money because the new system will slash billions of dollars in administrative costs. Furthermore, 50 million people will have coverage.
* To provide 50 million more people with free healthcare, someone has got to pay for it. Some don't believe big government will be able to run the new system as efficiently as the private sector.
With this quick understanding, here are various opinions from real people I'd like to share with you.


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Donald LeRoy Gray w/pic
Donald LeRoy Gray, 81, passed away on Thursday, February 22 at his residence in Bartlesville, Oklahoma. Donald was born in Ramona, Oklahoma on June 12, 1936 to Lawrence Gray and Evelyn Ruth (Minick) Gray. He was raised in Ramona and graduated from Ramona High School. Donald married Mary Arlene Gailey on June 17, 1956 and the couple eventually made their home in Bartlesville. He spent most of his career working for Phillips 66 as a Service Station Manager and in Refrigeration Maintenance.
Donald was an avid hunter and fisherman, he loved vacations with his family, and he was a devoted grandfather to his grandchildren and great-grandchildren. Donald was a member of Tuxedo Assembly of God Church for many years. He was a devout Man of God who served his church as both a Deacon & Youth Sponsor.
Donald was preceded in death by his parents Lawrence & Evelyn, his brother Dale Gray, and his three sisters Betty, Dorothy, and Nancy Gray. He is survived by his wife, Mary, of the home; son Ray and wife Regina of Bartlesville; daughter Kay (Gray) Richey and husband Garyon of Owasso; son Jerry and wife Marya of Bartlesville; grandchildren Jennifer and husband Gil Dupont, Chris and wife Erin, Heather Kidd, April Cowart and husband Justin, Braxton Clopp and wife Jordan, Jared Gray and wife Holland, Hannah Gray, Nickole Cunningham and husband Russell; and great-grandchildren Ashlyn Kidd, Haisley Cowart, Stratton Cowart, Rosie Gray, Graceland Gray, Hudson Clopp, Caden Gray, and Adley Cunningham.
Come and go visitation will be at Stumpff Funeral Home in Bartlesville from 8am – 8pm Monday – Thursday. The family will be receiving guests at the funeral home from 6-8pm on Thursday, March 1. The funeral service will be held at Tuxedo Assembly of God Church in Bartlesville at 10am on Friday, March 2 with burial to follow at the Ramona Cemetery.
In lieu of flowers, the family requests that memorial donations be made to Tuxedo Assembly of God Church to support their missionary work abroad.
Friends and loved ones may leave condolence messages for the family at www.stumpff.org.


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The Arizona Diamondbacks have raised a lot of eyebrows in the early going of the 2017 MLB season, as the D-backs are the owners of the best offense in baseball. They'll look to keep up their high-scoring ways against the Cleveland Indians on Sunday.
– Shark Bites
- The OVER is 3-0-1 in the Indians last four interleague games.
- The OVER is 5-0-1 in the Diamondbacks last 6 games.
- The UNDER is 3-1-1 in the last 5 meetings.
Corey Kluber and Patrick Corbin are expected to start for the Tribe and Diamondbacks, respectively. Kluber (0-0, 7.50 ERA) surrendered three home runs in a no-decision against Texas on Monday. The former Cy Young Award winner through 109 pitches and allowed five runs in that span.
Corbin (0-1, 4.50) struggled to a 5-13 mark and 5.15 ERA in 2016 but won a spot in the rotation after boasting a solid spring. The hurler has never faced the Indians but he hasn't been very successful in interleague play, going 2-4 with a 5.00 ERA.
Arizona's solid offense has paved the way for a litany of OVERs, as the OVER/UNDER is 5-0-1 in the Diamondbacks' first six tilts in 2017.
Opening Odds & Computer Pick
Arizona was a 144 moneyline underdogs earlier in the day at BetOnline, based on the starting pitcher matchup. That pairing made odds makers at 5Dimes pick an opening over under number of 9.5.
Odds – Shark computer score prediction models pick a possible 6.4-3.7 win for the Diamondbacks on Sunday. View the computer score prediction and who will win the pick on the moneyline for all upcoming MLB matchups here.
Cleveland Indians vs Arizona Diamondbacks Matchup
Team Betting Records & Power Rankings
5-1 Arizona battles the Indians, currently with a 3-2 mark. Stay Informed: follow us on Twitter for odds specials, betting line moves and Arizona vs Cleveland injuries news.
The MLB Power Rankings show a disparity between these teams, with the Arizona Diamondbacks rated this week at No. 14 and the Cleveland Indians sitting at No. 8.
Statistical Matchup
At the plate, Arizona owns the No. 1 ranking for hits at 11.5 per game. By contrast, the Cleveland Indians are rated No. 19 in the same category at 7.6 per game.
Arizona owns the No. 21 defense, allowing 7.5 men per game to cross the plate. That contrasts with Cleveland's No. 29-rated defense.
Recent Outings Betting Recap
Betting Trends
- Cleveland is 14-6 ATS in its last 20 games
- Cleveland is 16-7 SU in its last 23 games
- The total has gone OVER in 5 of Cleveland's last 7 games
- Cleveland is 6-3 ATS in its last 9 games on the road
- Arizona is 5-1 ATS in its last 6 games
- Arizona is 8-1 SU in its last 9 games
- The total has gone OVER in 5 of Arizona's last 6 games
- Arizona is 5-1 ATS in its last 6 games at home
Next Betting Matchups
Cleveland home to Chicago, Tuesday, April 11th
Arizona at San Francisco, Monday, April 10th
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The Queen is opening up part of one of her favourite homes to film fans, as Britons enjoy the last days of a summer which has seen many events cancelled or postponed.
Sandringham Estate, the Queen's Norfolk home, will host several drive-in films at the end of September, from family favourite Moana to war drama 1917.
The Queen is currently in Balmoral, her Scottish home in Aberdeen, after spending lockdown in Windsor Castle, in Berkshire.
But Sandringham is a home close to her heart, as it's where she spends Christmas every year, a tradition which began around 1992, after a fire in Windsor forced them to move the festivities.
She usually stays there until February, as she marks the day her father died and she became queen quietly at the home before returning to London.
Read more: Does the Queen really own all the swans in Britain?
Sandringham is where the royals gather for the Christmas Day church service, with Prince George and Princess Charlotte joining their parents there in December 2019.
Earlier this summer, Prince William hosted an outdoor screening of the FA Cup Final on the Sandringham Estate, which was renamed the Heads Up final to mark his campaign for mental health support in football.
Guests included comedian Romesh Ranganathan and Heads Up co-founder and former England captain Tony Adams.
The drive-in experiences will be hosted by Enchanted Cinema, and will be run in accordance with social distancing and COVID-19 guidelines.
Usually visitors would sit in deckchairs or picnic rugs as they watch the films outdoors, but to adapt to the current regulations, people will stay in or near their cars instead, with sound transmitted via bluetooth or auxiliary systems.
Read more: Buckingham Palace floor plans revealed: Exactly what's inside the Queen's main residence
The events start on 25 September with 1917 and Rocketman, and continue on 26 September with Toy Story, Greatest Showman and Bohemian Rhapsody.
On the last day, 27 September, visitors can choose between Moana, Grease and A Star Is Born.
Sandringham House and Estate was able to reopen after closure due to the coronavirus pandemic and like other royal residences is offering visits by advance booking only.
Those who visit the house must wear face coverings.
The estate is allowing 'pick your own' in its orchards and is planning for a winter light trail later this year.


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Meet the Candidates: Troyjea Kellup
Troyjea Kellup is a political science freshman running to be a senator for the College of Arts and Sciences. She has not held a previous role in SGA.
April 1, 2016
What role do you think the Senate should have in determining how elections are run?
I think they should have a more prominent role when it comes to elections.
Should senators be required to hold bi-semester town halls with the constituents from their college?
I don't believe it should be required. However, I think it is a good way for senators to be more involved with their constituents. It is a great and direct way for the senators to learn about exactly what their constituents' ideas and concerns are.
If a large portion of the student body thinks their senators aren't representing them properly, what should the students do?
The shoulds should suggest ways in which their senators can best represent them.
Why are you running for this position?
I am running for this position because I would like to become more active and involved in college and make my time here enjoyable, and hopefully provoke changes that too make my constituents' time enjoyable.
If elected, what do you hope to accomplish as a senator for SGA?
If elected, I hope to accomplish changes that last a long time, so we have a stable body of government to refer to.
Why should students vote for you?
Students should vote for me because I plan to faithfully execute my duties to them as their senator. I will listen to their voices and find new and more efficient ways to respond to their needs.


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Women's soccer continues strong play with wins
Erika Marion, Assistant News Editor
September 10, 2018
After a postponed game originally slated for Sept. 5, women's soccer defeated Concordia University (Wisc.) 2-0 at Fiskum Field Sept. 6 to improve their record to 2-1 on the season. The field conditions from Wednesday's weather forced officials to delay the game by one day. After a scoreless first...
A warhawk's life down under
November 28, 2012
Imagine waking up on your birthday and having to say goodbye to all of your friends and family before you leave the country for six months. That was me, heading to Australia to study abroad for one of my last semesters of college. As excited as I was to be able to embark on this incredible jou...


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This exhilarating drink is the perfect indulgence for those times when your sweet tooth takes over without any added sugar.
Nutrition Per Serving:
Calories: 70
Protein: 1 g
Carbohydrate: 18 g
Total Fat: 0 g
Sodium: 20 mg
Fiber: 1 g
2 cups cubed cantaloupe
2 cups cubed honeydew
½ cup ice cubes
zest and juice of 1 lime, reserving some zest for garnish
2 slices of cantaloupe or honeydew for garnish
Combine all of the ingredients, except for the garnishes, in a blender and puree until smooth. Pour into chilled glasses and garnish each serving with the lime zest and melon slices.
Yield: 2 servings
Prep Time: 5 minutes


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Presenters Biography
Associate Professor Nina Fotinatos
Associate Professor Nina Fotinatos is currently Director of the Centre for Learning, Innovation and Professional Practice (CLIPP) within the Academic Portfolio. Associate Professor Fotinatos has extensive background in teaching quality, student retention, academic student success programs, leadership, management, budgets, leading institution projects and implementing institutional change focused on learning and teaching professional development. Associate Professor Fotinatos is currently engaged with research practices within a number of domains including teaching quality, leadership, human resource management, student support initiatives, academic professional development and gender equity and diversity.
Leading learning and teaching requires a range of leadership identities to remain agile and effective. There are a range of key stakeholders engaged with learning and teaching in the higher education sector who all benefit from specific leadership identities. The environment plays a significant role in leadership identity formation and the outward presentation of these attributes across a higher education institution. The environment varies depending on the priority lens and the intersection of these lenses.
Learning and teaching leaders tackle issues and challenges with specific lenses such as those linked to the student experience, academic capability, infrastructure and strategic large-scale initiatives. Many of these lenses vary and change depending on government and sector influences.
This presentation links leadership identity theories with practice for a female senior learning and teaching leader in regional multi-campus dual-sector institution. The case study identifies the labyrinth required to navigate specific challenges while leading meaningful change to improve student retention and success and reinvigorate the academic workforce towards stronger blended online and digital learning platforms.


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Are You a Carnivaholic? A Funatic? Funnelhead?
Cruise Line & Cruise Ship Carnival Cruise Line Theresa Norton February 10, 2015
PHOTO: Carnival is seeking suggestions for clever names for its fans. (Courtesy of Carnival Cruise Line's Facebook page)
Justin Bieber has the adoring Beliebers, Barry Manilow has the Fanilows and Katy Perry has the KatyCats.
So why shouldn't Carnival Cruise Line have a clever name for its superfans?
It soon will. The Fun Ship line launched a Facebook contest asking its 3 million followers for suggestions.
"We want something to call all of our awesome fans and who better to pick the nickname than well, all of our awesome fans? Whether it's Cruisies, The Fun Ones, Cruise-saders, suggest a nickname for us!" Carnival posted on its Facebook page.
Well, the rabid fans didn't disappoint, posting almost 1,500 responses so far and some laugh-out-loud funny suggestions.
Early favorites appear to be Funatics and Tail Mates, the latter evoking the ships' highly recognizable funnel, which is shaped like a whale tail. "Any cruise line can be a cruiser, floater, etc., but only one line can incorporate that famous Whale Tail!" wrote Lisa Headrick.
Other suggestions: Carnivaholics, Cruisetaceans, Vacationators, FunSeekers, Yaycationers, Funnelheads, and Fin-Fans. Carnies was suggested several times.
Of course, one person suggested Drunks. Another suggested Broke, perhaps after a bigger-than-expected bar bill?
More than one recommended that Carnival simply continue to use VIFP, which means Very Important Fun Person.
Carnival opened the contest on Feb. 4 and is accepting entries through Feb. 13. Carnival then will select four finalists with fans casting their votes Feb. 16-20. The selected name will be announced Feb. 23.
We can't wait to see what the winner is. I'm pulling for Funatics.
For more information on Carnival Cruise Line
For more Cruise Line & Cruise Ship News
More by Theresa Norton
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Taking another look at the data
München, 04/14/2016
Economist Amelie Wuppermann quantifies the practical effects of political measures, such as the impact of changes in educational policies on pupils. Now she is one of five female academics at LMU to win the Therese von Bayern Prize.
When Amelie Wuppermann, Junior Professor of Microeconometrics in the Faculty of Economics at LMU, picks up a newspaper, she focuses not so much on current events as on their possible consequences. Her particular interest lies in studying how novel political, social and economic developments affect people's lives. One recent story that caught her eye was an article in the German news magazine Der Spiegel, which prompted her to ask why the frequency of diagnosis of attention deficit and hyperactivity disorder (ADHD) in German schoolchildren should vary depending on the region considered. In collaboration with Hannes Schwandt at the University of Zürich and researchers at the German Atlas of Healthcare Provision (Versorgungsatlas), she set out to answer this question. The Atlas provides a database, compiled and maintained by the Central Institute for Ambulatory Healthcare, which contains details of all diagnoses and prescriptions issued by members of the National Association of Statutory Health Insurance Physicians and paid for by the German Social Health Insurance system. When the researchers analyzed these data, they discovered a previously unnoticed pattern, which generated a great deal of media attention: They found a clear correlation between the probability that a child is diagnosed with ADHD and his or her date of birth. Children who were born just before a school entry cutoff date – and thus likely belonged to the youngest in their class – were significantly more likely to be diagnosed with the disorder than children born just after the cutoff.
The ADHD study is a typical example of Amelie Wuppermann's approach to research, which focuses on answering practical, down-to-earth questions by empirical means. To do so, she takes advantage of "quasi experiments" – real-life situations thrown up by, among other things, political reforms. Such measures result in specific differences between otherwise similar groups, allowing researchers to disentangle the impact of these differences from those of other factors. In the case of the ADHD study the crucial variable was the birthday cutoff of school enrolment, which differs between the German Länder.
"The combination of empirical data with quasi experiments thus provides us with an opportunity to identify relationships between cause and effect," says Amelie Wuppermann. However, the nature of the data concerned also determines the sorts of questions that can be posed. "In every new study, one has to consider very carefully precisely what sorts of conclusions can be drawn from the information available. And very often the relationships uncovered cannot be conclusively attributed to a single explanatory factor. The ADHD data, for instance, do not in themselves tell us why the younger kids in a class are more likely to receive the diagnosis. Wuppermann and her colleagues believe that the reason for the association is that these children are being – inappropriately – compared with older classmates who are more relaxed and attentive simply because they are a little older. "We therefore conclude that school enrolment policies in Germany are facilitating the misdiagnosis of attentional deficits in children." Whether or not the results of the study – and its reception in the media – have had any influence on rates of ADHD diagnosis in the meantime is a question that the researchers will ask in a forthcoming project.
The LMU's Therese von Bayern Foundation is dedicated to the promotion of young female academics at the University. In recognition of their outstanding research achievements and their contributions as role models for other women, the Foundation has now selected Amelie Wuppermann and four of her colleagues to receive the Therese von Bayern Prize. The Prizes will be formally presented to the winners on April 14th.
Amelie Wuppermann (b.1982) studied Economics in Göttingen and Munich. As a member of the DFG-funded Graduate School in Markets, Institutions, and the Scope of Government, she obtained her doctorate (summa cum laude) for research done at LMU and the RAND Corporation, a well-known American think-tank. She subsequently did a postdoc at the Chair of Statistics and Econometrics at Mainz University, before being appointed as Junior Professor of Microeconometrics in the Faculty of Economics at LMU in the Winter Term of 2012. In the same year she became a member of LMU's "Mentoring excellence" program. During the years 2013-2015, with financial support from the LMUexcellent Junior Research Fund, and in collaboration with Sebastian Bauhoff of the Center for Global Development, she carried out a project on "Determinants of Health Plan Choice in the German Social Health Insurance". In that study, she demonstrated that the greater the number of options offered by health insurers, the more difficult it becomes for customers to choose the most appropriate scheme for their individual needs. "In other words, consumers would be better served and the quality of healthcare could be improved if the range of options was reduced and simplified," she says. Her analysis of the State-supported health insurance scheme introduced by US President Barack Obama led her to an analogous verdict. She found that the lower-income groups that Obamacare is meant to help do not have the knowledge required to make the best use of the new system – a conclusion which, needless to say, made headlines in the American media.
Wuppermann's primary research interests lie in the areas of education and child health, and the economics of healthcare and health insurance. In another study, she asked how differences in teaching methods affect educational outcomes in schools in the US, based on a comparative analysis of the results of the standardized international performance test TIMSS (Trends in Mathematics and Science Study). "Pupils taught by teachers who stood in front of the class do better on the standardized tests, which suggests that traditional teaching methods are not so bad after all," she says, before going on to point to a second possible interpretation of her results – perhaps the best teachers prefer to teach using lecture style. At all events, the German newspaper FAZ am Sonntag headlined the story with the assertion: "Lecture style teaching makes pupils smarter".
Amelie Wuppermann views the award of the Therese von Bayern Prize as a gesture of encouragement. "An award such as this is both an endorsement and a stimulus," she says. In selecting its awardees, the Therese von Bayern Foundation not only takes academic excellence into account, but also how the candidates manage to reconcile the often conflicting demands of career and family. Amelie Wuppermann gave birth to her first child last summer and is currently on parental leave. "Researchers have a large degree of flexibility in where and when they work, which is a great advantage in comparison with many other professions," she says. "But of course, combining a full-time university career with child-rearing is still a terrific challenge. The fact that LMU offers outstanding crèches and day-care facilities is a huge help, because this kind of infrastructure is tremendously important for academics with young families nowadays." Wuppermann is also a student advisor for the Studienstiftung des deutschen Volkes and supervises her own doctoral candidates. She encourages students and early-stage researchers to look out for a subject that fascinates them and never to lose heart. "An academic career is something well worth striving for, every single day."
Further information:
- Awards for outstanding female researchers (Press release 04/14/2016)


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Buying a Sports Car Doesn't Have to Cost a Fortune
Every new vehicle in our mainstream sports car rankings has a starting price under $40,000. In fact, you can choose many models in an upper trim level and still stay within the budget. While this is not true when it comes to luxury sports cars, there are many fantastic used models that are equally affordable.
We rank the best new sports cars and used luxury sports cars, along with specifying the most desirable trim you can buy for under $40,000. You'll have to decide if you'd rather purchase new or used and which sports car best fits your budget and priorities. Use this information and our new car rankings as a starting point as you work to make an educated buying decision.
It's important to note that our scores and rankings change on a continuous basis as new expert research and data become available. Scores and rankings in this article may not match up with those in our vehicle reviews.
Continue reading to learn about the best new and used sports cars under $40,000.
15) 2019 Nissan 370Z Sport Touring
$38,090 | USN Overall Score: 7.3/10
The two-seat 2019 Nissan 370Z provides strong acceleration and respectable driving dynamics. It also offers intuitive infotainment features. The 370Z features a 3.7-liter V6 engine that cranks out 332 horsepower and 270 pound-feet of torque. A six-speed manual transmission comes standard, though a seven-speed automatic is available.
Every 370Z includes a USB port, Bluetooth, a rearview camera, and automatic climate control. The Sport Touring model gets extras like satellite radio, navigation, a 7-inch touch-screen display, leather upholstery, and heated and power-adjustable seats.
14) 2016 Audi TT
$31,335 | USN Overall Score: 7.6/10
When it was new, the 2016 Audi TT was available as a four-seat coupe or a two-seat convertible roadster. Two trims were also available: the TT and TTS. Both variants feature a turbocharged four-cylinder engine, though the TTS has a modified version that provides quicker acceleration. A six-speed dual-clutch automated manual transmission and all-wheel drive are standard. You can also buy a used 2017 TT for under $40,000, but it doesn't score as high due to its low predicted reliability rating.
The TT was completely redesigned in 2016. It provides a luxurious interior, athletic handling, outstanding fuel economy, and a roomy trunk. The TT also comes packed with features, including Bluetooth, satellite radio, two USB ports, a keyless ignition, rear parking sensors, Audi's MMI controller with handwriting recognition, and the automaker's virtual cockpit with a 12.3-inch digital gauge cluster.
$31,901 | USN Overall Score: 7.8/10
The 2016 BMW Z4 sDrive28i and sDrive35i are both available on the used market for less the $40,000, based on average prices paid. The Z4 is a two-seat hardtop convertible that offers peppy acceleration, a relaxed ride, and an attractive cabin with comfortable accommodations. The sDrive 28i is powered by a turbocharged, 240-horsepower four-cylinder engine and provides relatively nimble handling. Opting for the sDrive35i gets you a 300-horsepower twin-turbocharged six-cylinder.
Standard features in the 2016 Z4 include a USB port, Bluetooth, dual-zone automatic climate control, rain-sensing windshield wipers, and a power-folding hardtop. Some used models may also have navigation and smartphone app integration.
12) 2019 Toyota 86 GT
$28,585 | USN Overall Score: 7.8/10
The 2019 Toyota 86 provides athletic handling, supportive front seats, and easy-to-use tech features. It also returns better gas mileage than many rivals and comes from a generation of vehicles with above-average ratings for predicted reliability. Standard features in the 86 include Bluetooth, HD Radio, a USB port, voice recognition, a 7-inch touch screen, and hill-start assist.
Choosing the 86 GT trim adds niceties like heated outside mirrors, dual-zone automatic climate control, a 4.2-inch digital driver information display, heated front seats, and leather and suede front seats. A new-for-2019 limited-production TRD Special Edition trim is also available for $32,420. It features sporty styling, Brembo brakes, and exhaust and suspension upgrades.
11) 2015 Jaguar F-Type
$37,856 | USN Overall Score: 7.9/10
The 2015 Jaguar F-Type comes in both coupe and convertible configurations with seating for two passengers. It excels due to its above-average reliability rating, excellent handling, muscular engines, and good gas mileage. It also has an upscale interior with sufficient passenger space.
When it was new, the 2015 F-Type included Bluetooth, a USB port, navigation, keyless entry, push-button start, an 8-inch touch screen, a 10-speaker Meridian sound system, and leather and suede sport seats as standard. The base model is powered by a 340-horsepower V6 engine. Some used models may be equipped with niceties like heated seats, a heated steering wheel, or dual-zone climate control.
10) 2015 Chevrolet Corvette Stingray
$39,321 | USN Overall Score: 8.1/10
The 2015 Chevrolet Corvette is a solid luxury sports car to live with because of its sporty performance, comfortable cabin, and impressive cargo volume (in coupe models). It also returns competitive fuel economy and provides a pleasant ride. The Corvette comes as a coupe with a removable carbon fiber roof panel or a convertible with a power-retractable soft top.
The 2015 Corvette Stingray features a beefy, 455-horsepower 6.2-liter V8 engine mated to a seven-speed manual transmission, though some models may have an eight-speed automatic. Its healthy list of standard equipment includes a Wi-Fi hot spot, satellite radio, push-button start, a Bose premium audio system, dual-zone automatic climate control, and an 8-inch touch screen. Some used models may also include a head-up display, navigation, or a Performance Data Recorder.
9) 2016 Mercedes-Benz SLK 350
$39,556 | USN Overall Score: 8.1/10
The 2016 Mercedes-Benz SLK features a luxe cabin, a coddling ride, and good gas mileage for its class. It also offers more advanced safety features than rivals. The SLK's two seats are supportive and offer plenty of head- and legroom.
The 2016 SLK 350 is a great choice for most buyers due to its upgraded engine and extra features. It's powered by a 302-horsepower V6, which is significantly stronger than the base turbo-four. A seven-speed automatic transmission is standard in the SLK 350. Bluetooth, a 5.8-inch display, a driver drowsiness monitor, rain-sensing wipers, heated front seats, satellite radio, and a Harman Kardon stereo are standard.
8) 2018 Subaru BRZ Limited
$28,445 | USN Overall Score: 8.2/10
The 2018 Subaru BRZ is very similar to the Toyota 86, since the two were designed side-by-side. It's fun to drive due to its low profile, lightweight design, and adept handling. In addition, the BRZ provides good fuel economy, supportive front seats, and a simple, well-built cabin. The BRZ comes equipped with a Starlink infotainment system that includes a 6.2-inch touch-screen display, smartphone integration, HD Radio, satellite radio, Bluetooth, and a USB port.
The BRZ Limited model adds an upgraded 7-inch display with Apple CarPlay and Android Auto, as well as heated front seats, dual-zone automatic climate control, and a 4.2-inch digital driver information display. A limited-production tS special edition trim with performance-oriented upgrades is available for $33,495.
7) 2019 Dodge Challenger R/T Scat Pack
$38,995 | USN Overall Score: 8.3/10
The 2019 Dodge Challenger boasts robust engines, a handsome interior, and class-leading passenger and cargo space. It also has one of the best infotainment systems on the market, with up-to-date smartphone integration. Additionally, the Challenger provides a quiet, coddling ride.
The Challenger R/T Scat Pack is powered by a 485-horsepower V8 engine paired with a six-speed manual transmission. If you can't drive stick an eight-speed automatic is available. Standard features in the Scat Pack include a heated steering wheel, heated front seats, satellite radio, an 8.4-inch touch screen, and a six-speaker Alpine audio system. It also gets performance enhancements like SRT drive modes, launch assist, launch control, and a high-performance suspension system.
6) 2019 Fiat 124 Spider Abarth
$28,300| USN Overall Score: 8.3/10
The 2019 Fiat 124 Spider soft-top convertible provides two comfortable seats, terrific fuel economy, and agile handling. It also offers a stylish cabin and refined ride quality. To top it off, it's priced lower than most competing models. The Spider comes standard with Bluetooth and a 3-inch display, though a 7-inch display with voice controls is available.
The top-tier 124 Spider Abarth trim is the sportiest model in the lineup. It adds sport seats, a performance suspension, a Sport mode selector, and a limited slip differential. You can also opt for extras like Brembo performance brakes and Recaro sport seats with leather and Alcantara.
5) 2015 Porsche Cayman
$37,913 | USN Overall Score: 8.5/10
The 2015 Porsche Cayman is one of the most engaging used sports cars you can buy for under $40,000. It provides exceptional handling, a top-notch cabin for two people, and a near-perfect reliability rating. You'll probably have to choose a used Cayman with its base, 275-horsepower six-cylinder engine to stay within the budget. While it's not significantly powerful, it's peppy enough for typical driving. It comes paired with a six-speed manual transmission, but some used Caymans may have a seven-speed dual-clutch automatic transmission.
The 2015 Cayman includes leather upholstery, power-reclining sport seats, Bluetooth, an auxiliary jack, and a 7-inch touch screen as standard. Expect to find additional features like navigation, a USB port, HD Radio, satellite radio, dual-zone automatic climate control, a heated steering wheel, Alcantara dash trim, and heated and ventilated seats in some used models.
4) 2019 Chevrolet Camaro SS
$37,000 | USN Overall Score: 8.5/10
The updated 2019 Chevrolet Camaro delivers first-rate handling, provides a smooth ride, and has cushy, supportive front seats. No matter which engine option you choose, you should be impressed with its power and responsiveness. Every 2019 Camaro includes two USB ports, a Wi-Fi hot spot,and a 7-inch touch screen with Apple CarPlay, and Android Auto.
Opting for the Camaro SS gets you a 455-horsepower V8 engine and Brembo brakes, along with some other convenience upgrades. You have to spend a little over $40,000 to get the 2SS, which adds extras like leather upholstery, a head-up display, a heated steering wheel, rear cross traffic alert, rear parking sensors, blind spot monitoring, forward collision alert, and a Rear Camera Mirror.
3) 2015 Porsche Boxster
$36,715 | USN Overall Score: 8.6/10
The 2015 Porsche Boxster is essentially the same car as the Cayman, except it's a convertible. Needless to say, there are few sub-$40,000 used luxury sports cars that can top its thrilling driving dynamics. It earns a stellar reliability rating and features a sumptuous cabin with ultra-supportive seats. In its base configuration, it gets its power from a 265-horsepower six-cylinder. A six-speed manual transmission is standard, though some models may have a seven-speed automatic.
The 2015 Boxster comes standard with a 7-inch touch screen. Some used Boxsters may include a rearview camera, parking sensors, Bluetooth, dual-zone automatic climate control, a Bose or Burmester sound system, the Porsche Communication Management infotainment system with navigation, or leather, power-adjustable, and heated and ventilated seats.
2) 2019 Ford Mustang GT Premium Fastback
$39,355 | USN Overall Score: 8.9/10
The 2019 Ford Mustang strikes a welcome balance between athleticism and ride comfort. It offers plenty of power in any of its configurations and has an attractive cabin with state-of-the-art technology features. Ford doesn't stop there, the Mustang has a history of excellent crash test scores and high predicted reliability.
The 2019 Mustang GT Premium Fastback comes equipped with a 5.0-liter V8, along with six-way power-adjustable front seats, rear parking sensors, a limited-slip rear axle, and a dual exhaust system with quad tips. While a six-speed manual transmission is standard, a 10-speed automatic is optional. Premium models add sought-after features, such as leather front seats and Ford's SYNC 3 infotainment interface with an 8-inch touch screen and smartphone integration.
1) 2019 Mazda MX-5 RF Miata Grand Touring
$33,335 | USN Overall Score: 9.1/10
The two-seat 2019 Mazda Miata places at the apex of our sports car rankings and is one of the most nimble cars on the market today. For the 2019 model year, Mazda ups the ante with a new, 181-horsepower four-cylinder engine. The new miata produces 26 more horsepower than the outgoing model. Yet it is still highly fuel-efficient, especially with the available automatic transmission. The Miata also boasts a stylish cockpit with comfortable, roomy seats.
The Miata comes standard with a manual-folding soft top, while RF models get a power-retractable hardtop. All Miatas come with Bluetooth, two USB ports, and a 7-inch touch screen. In addition to the hardtop, the range-topping RF Grand Touring model adds leather upholstery, navigation, automatic climate control, automatic headlights, traffic sign recognition, lane departure warning, rain-sensing windshield wipers, and low-speed automatic emergency braking.
More Shopping Tools From U.S. News & World Report
Did you find a sports car under $40,000 that piques your interest? To learn more about these models and see how they compare to the competition, visit our sports car rankings and best used luxury sports car rankings.
If you choose to purchase a used luxury sports car, our used vehicle listings can help you find the best prices at dealers in your area. In addition, check out our collection of certified pre-owned vehicles for sale.
If you decide to buy a new sports car, use the U.S. News Best Price Program to find a dealer near you with the best pre-negotiated prices. Shoppers who use the program save over $3,000 off their new car purchase.
In addition to savings off MSRP, getting the best interest rate on your car loan can save you thousands as well. Compare rates from up to four lenders with MyAutoloan to get the best deal.
15 Best Sports Cars Under $40K
- 2019 Nissan 370Z Sport Touring - $38,090 | USN Overall Score: 7.3/10
- 2016 Audi TT - $31,335 | USN Overall Score: 7.6/10
- 2016 BMW Z4 - $31,901 | USN Overall Score: 7.8/10
- 2019 Toyota 86 GT - $28,585 | USN Overall Score: 7.8/10
- 2015 Jaguar F-Type - $37,856 | USN Overall Score: 7.9/10
- 2015 Chevrolet Corvette Stingray - $39,321 | USN Overall Score: 8.1/10
- 2016 Mercedes-Benz SLK 350 - $39,556 | USN Overall Score: 8.1/10
- 2018 Subaru BRZ Limited - $28,445 | USN Overall Score: 8.2/10
- 2019 Dodge Challenger R/T Scat Pack - $38,995 | USN Overall Score: 8.3/10
- 2019 Fiat 124 Spider Abarth - $28,300| USN Overall Score: 8.3/10
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text:
Forward to 6 June 2004 moth page, back to 9 May 2004 moth page, to general moths page.
More moths than last week (a dozen), but the highlight again was the Lime Hawk Moth. Only one this time, but it was definitely a male so last week's pair were probably on a girls night out. We also caught our first Muslin Moth (male - the females are white with black spots). Others included a Bright-line Brown-eye and a Spectacle.


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Introduction and Necessary Disclaimer
This one of a series of posts concerning the Authors Guild v. Hathitrust case, specifically these posts take the form of commentary on the Authors Guild Appeal Brief (February 25, 2013). The views expressed on this site are purely my own.
The phantom tollbooth — Are workable markets for library digitization licenses just around the corner?
What if? … One of the interesting questions arising out of the Authors Guild suit against the HathiTrust is, what happens if the Authors Guild wins? Is there any way that library digitization programs could continue if the court ruled that any kind of digitization for any reason at all required permission from the copyright in advance?
Naturally the plaintiffs and the defendants see this issue differently. The plaintiffs argue that copying without permission is wrong and that they will find a way to sell permission to people like the defendants so that digitization can continue. The defendants argue that copying without permission is permitted for specific reasons and that in this case there is no practical way to obtain the permissions the plaintiffs insist are required.
Whether a market for digitization licenses (either in general or for educational access to orphan works in particular) would work in practice goes to the heart of the fourth fair use factor under Section 107 of the Copyright Act.
The fourth fair use factor is "the effect of the use upon the potential market for or value of the copyrighted work." The Authors Guild argues that "the District Court erred in failing to recognize the actual and potential harm to the Authors caused by the Libraries' unlicensed mass digitization." (Authors Guild Ap. Br. page 38). My guess is that the defendants will argue the exact opposite – that the district court was right to conclude that copyright owners were not likely to suffer any harm from the defendants library digitization project. The district court never got to the issue of the defendants' orphan works project for reasons covered in previous posts, so the best the plaintiffs could hope for on that issue is a favorable remand from the Second Circuit.
Market effect and market definition
The question of market effect risks collapsing into tautology because every use by a defendant represents something that could, in theory, be licensed to the defendant if the court rules that it is not fair use. Courts try to avoid trap of circular reasoning by limiting market effect to effects that are (a) that are cognizable under copyright and (b) not too remote or speculative.
(a) Cognizable Injury
Not every perceived harm will count towards the court's assessment of market effect in fair use cases. A few examples from the leading cases are illustrative:
In Campbell v. Acuff Rose the Supreme Court said:
[W]hen a lethal parody, like a scathing theater review, kills demand for the original, it does not produce a harm cognizable under the Copyright Act. Because parody may quite legitimately aim at garroting the original, destroying it commercially as well as artistically, the role of the courts is to distinguish between biting criticism that merely suppresses demand and copyright infringement, which usurps it. [Campbell v. Acuff-Rose Music, 510 U.S. 569, 591–92 (1994) (internal quotation marks and citations omitted).]
To take an example closer to library digitization, consider the software reverse engineering cases. Courts have consistently held that making unauthorized copies of a computer program, as a necessary step in reverse engineering, is fair use. In Sony v. Connectix, the Ninth Circuit held that although the defendant's Virtual Game Station console directly competed with Sony in the market for platforms capable of playing Sony Playstation games, the Virtual Game Station was a "legitimate competitor" in that market. The court concluded that Sony's desire to control the market for gaming platforms was understandable but that
"copyright law . . . does not confer such a monopoly." [Sony Computer Entm't, Inc. v. Connectix Corp., 203 F.3d 596, 607 (9th Cir. 2000)]
In Bill Graham Archives v. Dorling Kindersley Ltd., 448 F.3d 605, 615 (2d Cir. 2006) the court of appeals held that the defendant's use of the plaintiffs images was
"transformatively different from their original expressive purpose. In a case such as this, a copyright holder cannot prevent others from entering fair use markets merely by developing or licensing a market for parody, news reporting, educational or other transformative uses of its own creative work." (citations and quotations omitted).
In the Turnitin.com case the Fourth Circuit addressed claims of copyright infringement by students who objected to their papers being put through an automated plagiarism detection system.
"Clearly no market substitute was created by iParadigms, whose archived student works do not supplant the plaintiffs' works in the "paper mill" market so much as merely suppress demand for them, by keeping record of the fact that such works had been previously submitted. … In our view, then, any harm here is not of the kind protected against by copyright law." (AV ex rel. Vanderhye v. iparadigms, LLC, 562 F. 3d 630, 464 (4th Cir. 2009))
What is the lesson here?
Before deciding whether an alleged commercial injury has or is likely to occur, a court has to figure out whether it is the kind of injury that copyright is supposed to prevent. Copyright law is not meant to prevent the harm of critical review or mockery, nor is it meant to prevent competition based on interoperable technology, nor is it meant to prevent computerized analysis of text.
Authors have certain rights in relation to original expression – but they don't have the right to prevent other people building meta data out of that expression. Section 102(b) of the Copyright Act makes it quite clear that
"In no case does copyright protection for an original work of authorship extend to any idea, procedure, process, system, method of operation, concept, principle, or discovery, regardless of the form in which it is described, explained, illustrated, or embodied in such work."
So, it is hard to see a copyright injury in this case if the only harm the plaintiffs can point to is that the defendants can now generate valuable data about library book (this is what you get of text-mining, computational analysis of text and search engines in general).
(b) Non-speculative Injury
Even if a court were to decide that in an ideal world digitization for non-expressive use should be an exclusive right of the copyright owner, that same court might still think that in the real world library digitization qualifies as a fair use because there is no functioning market for such rights.
Most of what I have said above applies to the non-expressive use aspects of library digitization and not to the important question of access to orphan works for expressive use. But on this issue of market effect, the two issues begin to merge again. [It is hard to say much about the market effect of any particular orphan works project without seeing the details, which is why the district court was almost certainly right that the issue was not ripe for adjudication.]
What do the plaintiffs need to show in terms of future harm?
The plaintiffs don't need to show that there is, right here and now, a well function licensing system that would enable libraries to obtain permission to digitize on a book by book basis. According to the Supreme Court in Sony Corp. of America v. Universal City Studios, Inc., 464 U.S. 417, 451 (1984)
"What is necessary is a showing by a preponderance of the evidence that some meaningful likelihood of future harm exists."
If there is no market at present, plaintiffs must show that such a market is "likely to be developed". (American Geophysical Union v. Texaco, 60 F.3d at 930 (2d Cir. 1994)]
In American Geophysical Union v. Texaco, the Second Circuit held that a corporate library's systematic photocopying of scientific journal articles for research and archival purposes was not fair use, in part because the then recently created Copyright Clearance Center ("CCC") constituted
"a workable market for institutional users to obtain licenses for the right to produce their own copies of individual articles via photocopying." [60 F.3d at 915]
As I have already noted in a previous post, you can only take the photocopying cases so far in relation to library digitization. The court in Texaco was not dealing with an orphan works problem, nor was it dealing with a situation where literally millions of permissions would be required.
A deep dive into the "undisputed evidence"
"The undisputed evidence establishes that the Libraries' activities will harm the Authors by undermining existing and emerging licensing opportunities." (Authors Guild Ap. Br. Page 41)
What exactly is the Plaintiff's evidence of "existing and emerging licensing opportunities"?
After reviewing the Texaco journal photocopying case, the plaintiffs' Appeal Brief announces (at page 41) that
"Here, too, there are several existing and likely to be developed workable markets for the Libraries to obtain licenses to digitize, store and make various uses of the copyrighted books in their collections." (Authors Guild Ap. Br. Page 41 (citing the Plaintiff's Expert Report by Professor Gervais [Daniel Gervais in Authors Guild v HT(2012)])
At paragraph 33 of his report, Professor Gervais states:
"I believe that if the Defendants' uses are not determined to be fair uses, the market will provide a collective licensing system for the types of uses that the Defendants have been making so that they would not have to negotiate a transactional license for each book or other work they wish to use."
No one can doubt that Professor Gervais believes this, but the evidence is far from indisputable. In the American context, Gervais points to two sets of voluntary organizations where the copyright owner has to opt in to collective management – performing rights organizations like ASCAP, BMI and SESAC and also the Copyright Clearance Center. These are opt-in organizations and it is hard to see how anything like the ASCAP model would work to address the orphan works issue.
Gervais also points to several compulsory licensing regimes created by statute in the U.S. and overseas. Section 115 of the Copyright Act establishes a compulsory license for making and distributing phonorecords, sometimes called the compulsory cover license. This license came into being when Congress broadened the definition of copying under the 1909 Copyright Act. In addition, the Digital Performance Right in Sound Recordings Act set up several different compulsory licenses for the digital audio transmission of sound recordings in 1995. The compulsory cover license has worked fairly well for the past hundred years, the DPRSR has been an almost unmitigated disaster. [See Peter DiCola & Matthew Sag, An Information-Gathering Approach to Copyright Policy, Cardozo Law Review (2012).]
But that is really beside the point; neither of these examples shows that collective licensing schemes spontaneously emerge! All they show that collective licensing schemes can emerge when Congress deliberately creates them—in both cases as the quid pro quo for extending a new right to copyright holders.
Likewise, the fact that a handful of Nordic countries have legislated for extended collective licensing for mass-digitization or that serious British academics have recommended the same does not prove much either. It might suggest that the U.S. government should consider this option, but it in no way shows that market based solutions to the transaction costs problems associated with library digitization will spring forth without direct action by Congress.
My favorite part of the Authors Guild's brief on this point is where it says, without any hint of irony, that
"The ASA [Amended Settlement Agreement] exemplifies how a mass digitization licensing system could operate …" (Authors Guild Ap. Br. page 43).
The ASA would have turned the Google Book search engine into the world's largest book store – the orphan works problem was solved by making virtually everything for sale by default. The court rejected this settlement as going beyond the scope of a permissible class action, so it seems a bit perverse to argue that the defeat of the ASA offers any hope for a solution to the transaction costs problems inherent in digitizing old library books.
How would a market for library digitization licenses actually work?
Back to Professor Gervais' belief that "if the Defendants' uses are not determined to be fair uses, the market will provide a collective licensing system for the types of uses that the Defendants have been making so that they would not have to negotiate a transactional license for each book or other work they wish to use." (Gervais para 33)
This might work in some limited fashion for new works, but there is nothing in the Gervais report that explains how the CCC or some equivalent organization would be able to deal with the unclear allocation of digital rights between authors and publishers or address the orphan works issues that plague older out of print works.
If library digitization for non-expressive uses or to meet the needs of the print-disabled requires a license, that is not a license most publishers will have the authority to give. We know from the Georgia State Copyright case (Cambridge University Press et al. v. Becker et al. 863 F. Supp. 2d 1190 – Dist. Court, ND Georgia, 2012) that only a small percentage of the works that are available through the CCC's academic permission system are currently licensed for electronic distribution. In general the figure is about 12%, in the GSU case specifically digital licenses were available in only 44 of the 75 claimed instances of infringement – those 75 claims were hand-picked by publishers as their best evidence of infringement.
In 2001 a federal court in the Southern District of New York ruled that a widely used publishing contract between authors and publishers which granted publisher the rights to publish a work "in book form" did not include electronic rights to the book. Random House, Inc. v. Rosetta Books LLC, 150 F. Supp. 2d 613 (S.D.N.Y. 2001). Publishers now write better contracts (better for them), but for all but relatively recent works, publishers do not typically own the rights to most books in digital formats – those rights typically belong to individual authors. It is curious that Professor Gervais' expert report does not address this most salient of facts.
The Authors Guild's Appeal Brief attempts to gloss over these fundamental problem by noting simply that:
"In the United States, organizations like the CCC presently license the same general type of copyrighted content as the material copied through the Google Library Project." (Authors Guild Ap. Br. page 41)
The fact the CCC licenses some books (which is what they mean by "the same general type of copyrighted content) for some uses does nothing to show that the CCC could license the millions of books at issue here for the purpose of library digitization.
The Authors Guild also points to the fact that
"The CCC has existing licenses with academic institutions like the Libraries that allow for the rights of thousands of works to be collectively negotiated." (Authors Guild Ap. Br. page 42).
"…there are existing mechanisms that would allow the Libraries to obtain licenses for thousands of works at once.' (page 43).
This is hardly persuasive when the problem of library digitization relates to millions, not thousands.
Was there any other evidence to which the Authors Guild could have cited?
In one of their submissions to the district court the plaintiffs stated that "defendants also permit the Infringed Books to be used for non-consumptive research, an emerging field that represents another potential licensing stream for orphans." (Memorandum Of Law In Support Of Plaintiffs' Motion For Summary Judgment, June 29, 2012, Page 28).
The plaintiffs' memorandum cites UF130 as evidence. This is a reference to the Declaration of T.J. Stiles (Case 1:11-cv-06351-HB Document 83, Filed June 29, 2012), one of the individual author plaintiffs and his associated deposition (Case 1:11-cv-06351-HB Document 114-3 Filed June 29, 2012). [Declaration of Stiles in Authors Guild v. Hathitrust]
I have extracted some of the highlights:
- Declaration of T.J. Stiles, paragraph 13:
"From what I've learned about it, non-consumptive research represents a potentially exciting field for academics and therefore an emerging licensing opportunity for authors at a time when revenues are decreasing."
- Declaration of T.J. Stiles, paragraph 15:
"Moreover, as a copyright owner, I (not Defendants) should be allowed to decide whether or not my works are copied and included in a database used for non-consumptive research, full text search indexing or other uses." …
- Deposition of T.J. Stiles, Page 35 line 9 -20:
"Despite my own uncertainty about the actual means and uses of non-consumptive research, I must add that I think it's a very exciting field, it's very interesting and as an author, it sounds like a tremendous emerging market that I would love to license my book to be — my books to be taken advantage of in such a manner. And so as a potentially important emerging market, I certainly have no difficulties or problems with non-consumptive research. In fact I find that there may be great market potential in it. And so it interests me as a creator of works in terms of potential licensing."
- Deposition of T.J. Stiles, Page 168 lines 11-19
"So non-consumptive research again, if I understand it correctly, allows scholars or others to conduct searches across large quantities of books that have been digitized and then to generate statistical or otherwise interesting analysis of multiple works in the same piece of research. And, again, I would be very interested in licensing my book for use in non-consumptive research. So I'm very excited to have this emerging market identified for me."
- Deposition of T.J. Stiles, Page 168 -169
"Question. You said you're interested in licensing your book for non-consumptive research; is that correct?
Answer. Absolutely.
Question. Why have you not done that so far?
Answer. Not all markets are as mature as others. And not every market is determined by the — in this case the owner of an intellectual property going out and seeking to create that market.
In non-consumptive research, my book, this individual title, would be by definition, you know, one small element. Non-consumptive research, to my understanding, requires large numbers of books. So for — it would not make any sense at all for me to take a backlist title of mine and try to go out and create a market. But that fact that it makes no sense for me to spend a lot of time trying to create this market does not mean that I in any way give up my rights to a potential market as it emerges, to take part as a licensor of rights. I think that it's very interesting and potentially very powerful. But it's certainly not incumbent upon me to create that market in order to preserve my rights within it."
Wishful thinking is a far cry from evidence.
Props from a Potemkin village
It seems to me, the plaintiffs in Authors Guild v. HathiTrust are asking the court to create a new and unprecedented right—to give copyright holders the right to control intermediate non-expressive uses—and to simply assume that an efficient market to allocate these new rights will spontaneously appear. It would be just as wrong to allow copyright holders to license non-expressive uses of copyrighted works as it would be to allow them to license quotation for the purpose of criticism and transformative copying for the purpose of parody.
You can't just wish a new legal right into existence by establishing a set of tollbooths to collect on it. And in this case the tollbooths are just props from a Potemkin village. The 'injury' the plaintiffs assert strikes me as both speculative and beyond the scope of their statutory entitlements.


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Shane Gillis is an American comedian who joined Saturday Night Live for its 45th season.
After his hiring, Gillis came under fire for using racial slurs against Asian people in 2018 (a year before he was hired), just as the show brought on it's first East Asian-American cast member, Bowen Yang. His comments also included homophobic slurs. In a tweet, he defended his comments, saying they were a part of his comedy.[1]
SNL Career
- 2019-present: Featured Player
Community content is available under CC-BY-SA unless otherwise noted.


text:
At Translators International, we value long term relationships with our clients over short term profits.
Helping our customers keep costs in line plays an important role in our focus; we aim to deliver significant savings in both cost and time through the innovative use of translation and publishing productivity tools and workflow technologies.
What may be even more important is TI's mission to provide products and services at a very high standard of excellence, year after year. Translators International is a reliable, financially stable, committed partner, and whatever the project, our clients know they can count on us for superlative results.


text:
By Steve Jasik
A quick-change toolholder is one of the best purchases I ever made. Having a number of pre-set tools waiting to be dropped-in really speeds up just about any lathe job. The one thing that can slow the process down is when the toolholder or top slide (or both) must be rotated for work clearance, etc. Things must be re-aligned before the pre-set tools can be used again – don't try parting with your parting blade at an angle to the work!
The simple fixture seen in Photo 1 will reset my top slide and toolholder when things get out of kilter and takes just seconds to use. I no longer need to drag out the 1-2-3 blocks and the protractor to get the toolholder square to the spindle.
The angle I used for my gauge is 29-1/2°, as this is the angle I typically have the top slide set to. My Hardinge Toolroom lathe clone has nice square corners to work with and it's easy to set the top slide with the gauge. Once the top slide is back to 29-1/2°, the toolholder can be set (Photo 2).


text: For over 20 years the wine trade has known that the Leongatha region and surrounding areas enjoys the conditions required to produce excellent Pinot Noir and Chardonnay wines. Mount Macleod's three vineyard sites, all in the Leongatha region, were selected to an exacting criteria; free-draining, high ironstone soils with pebbling throughout and an east to north-east aspect. They are fabulous vineyard sites and the wines are made by Mark Mathews. The revamped packaging is noteworthy while the pricing speaks for itself. These are seriously good value wines.


text:
STROUD TOWNSHIP -- The coroner in Monroe County now tells us that two people died after a three-vehicle crash in Monroe County.
The deadly crash involving a car, pickup truck, and tractor trailer happened Monday morning on Route 209 near Stroudsburg.
The Monroe County coroner says Mae Rienstra, 77, of East Stroudsburg died at the scene.
Jean Singlemann , 78, of East Stroudsburg later died at a hospital.
Police say both victims were passengers in the back seat of the car.
The cause of the deadly crash in Monroe County is still under investigation.


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June 6, 2018- a memorable day indeed from the home-buyers' perspective. In its recent ordinance to amend the Insolvency and Bankruptcy Code (IBC), the Government of India has declared that henceforth home-buyers in ailing real estate companies would be recognized as financial creditors in the resolution process.
Corporate affairs secretary Injeti Srinivas confirmed that the ordinance would be one prime instrument for every single home-buyer to approach the National Company Law Tribunal to commence insolvency proceedings against a realtor. Based on the signed agreement between the buyer and the seller, if the real estate company goes under water, buyers will have to prove themselves as legitimate creditors in order to claim their rights as lenders.
The rules regarding buyers' representation is soon to be published. As per the officials, there will be two agreements in some of the states in India; one for the land and the other for the house.
An official statement said: "The Ordinance comes as a significant relief to home buyers by recognizing their status as financial creditors. This would give them due representation in the CoC and make them an integral part of the decision-making process."
Asking about the impact of this ordinance on the business of reality esp. on the home-buyers, the Chairman – National RERA Committee, National Association of Realtors, India, Mr. Mahesh Somani said, "This is undoubtedly a great move by the government to boost the morality of the home-buyers. Over the years buyers have been hackled by the realty stake holders in terms of deliverance and quality assurance. This one recognition will set them on a par with the banks during the proceedings."
"Projects like Jaypee, Amrapali and many more that have reeling under the insolvency proceedings, with this secured financial creditor tag, respective home-buyers can now claim their interest during the resolution process and banks will ensure that in no way it would be compromised," – added Mr. Somani.
-By LNN (Liyans News Network)


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