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Asian Handicap betting is becoming more popular in Europe but what is an Asian Handicap and why should punters latch on to this new kind of bet?
The growth of online betting means that bookmakers are offering more and more markets on every event and one kind of bet that is booming in popularity is Asian Handicap betting.
What is Asian Handicap betting?
Unlike Handicap betting, or European Handicap betting, an Asian Handicap bet is one in which there is no possibility of a tie. It has been popular in the Far East for many years, originating in Indonesia and becoming popular in the early 21st century. Handicap lines are set by a bookmaker in order to make a contest more even and gives punters two options, each with around a 50% chance of success and odds that reflect this.
The official name for Asian Handicap betting is 'hang cheng betting' but the term 'Asian Handicap' was coined by journalist Joe Suamarez Smith in 1998, when he was asked to translate the bet for an European market.
Why does Asian Handicap betting exist?
This type of football betting is both good and bad for bookmakers. It is good because it allows them to trade equally on both sides of a bet. So, rather than having all the money come in for a favourite, they can balance their book by making a moveable handicap line, that can be adjusted depending on the volumes of money coming in for the favourite, giving away goals or points, or the underdog, receiving goals or points.
However, it is also a fantastic option for punters, as the two options significantly reduce the bookmakers' over-round, or vigorish on a bet. Generally Asian Handicap odds offer far less potential for profit for a bookmaker than a standard 1X2 bet.
How are Asian Handicap lines set?
In a football match there are traditionally three outcomes. There is a favourite, an underdog and a draw. In Asian Handicap betting, the bookmakers will use these odds to determine by how much a favourite is expected to win and will set a line based on this perceived superiority.
For example, Celtic are expected to beat Cliftonville comfortably in a UEFA Champions League qualifier. The favourites are 1/25 and a three goal line is set on the Handicap and odds are offered on Celtic winning by more than three goals, Cliftonville winning when given a three goal start and a tie (exactly three goals).
Asian Handicap betting eliminates the tie by offering odds on the favourite's superiority to the nearest half, or even quarter goal. In this example odds would be offered on Celtic (-3.5 Goals) and Cliftonville (+3.5 Goals). In order for the favourites to cover the Handicap line they would have to win by four and for the underdogs to win the bet they would need to lose by three goals or less.
Asian Handicap betting options at bet365
What about close matches?
Asian Handicap betting does not allow for a tie but it does allow for a push, or void bet. This occurs when there is either no discernable favourite, and the line is set at 0.0, or when the advantage can only be calculated in a whole goal. If, for example, Manchester United were to play Arsenal at the Emirates and United the bookmakers might feel that there is an equal chance of both sides winning. Both sides may be offered at 6/4 with a draw a 2/1 chance. The Asian Handicap line would be set at (0.0) and the bet would simply be on either side to win. If the match ends in a draw then stakes would be refunded.
This refund option would also come into play if there was an Asian Handicap line of (+1). If the favourites won by exactly one goal then the stakes would be refunded.
More advanced Asian Handicaps
The final, and most advanced form of Asian Handicap betting is the quarter goal Handicap, which is usually marked on a betting slip as (+0.0, +0.5). This is where things can become a little confusing as the bet is split between both options. The first stake is placed on the side at a (0.0) Handicap (stake refunded if a draw) and the second is placed at (+0.5) Handicap (bet won if the match is drawn). This can also be referred to as (+0.25) and is an option when punters are unsure but want to marginally favour one side over another.
Why bet on Asian Handicaps?
The biggest advantage to Asian Handicap betting is the fact that one result is eliminated. This should, in theory make it easier to predict the result of the match. The fact that close games see stakes returned in the event of a draw is also a huge advantage to punters as it means that they have some significant insurance on a bet that may have previously been difficult to place.
The other advantage to Asian Handicap betting is the reduced bookmaker edge. Gambling is all about maximising chances to win and a traditional Asian Handicap bet will feature odds of 1.95 on each side. Whilst this is not an even book, it is far more in the punter's favour than any other offered on a 1X2 market and so it will be consistently better value in the long term.
How to bet on Asian Handicaps
Asian Handicap betting is only available online and is also available at only some of the online bookmakers. The likes of 10Bet, 888Bet and 188Bet are obviously experts in Asian Handicap betting, and they will accept bets of the highest volumes to the smallest margins, while firms like bet365, Paddy Power and William Hill will also take these kinds of bet.
The god thing from the punter's point of view is that all the calculations are done by the bookmaker's automated system and so there is no need to work out the returns of a bet in any of the more complex Handicap lines (such as the quarter goal matches). However, the payout is still broken down and available to view prior to placing the bet, so there is no worry from that side.


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subset: commoncrawl


text:
Fisker resparks Tesla rivalry with plans for new 'budget' EV
Fisker is on the comeback trail with Tesla Model 3 in its sights
Fisker, the electric car brand which was an early rival to Tesla, announced on Monday that it would produce a new sport utility vehicle priced below $40,000 (roughly R580,000) that will be available next year.
The move could relaunch the brand, which attracted celebrity buyers before its 2013 bankruptcy.
The brand, led by former BMW designer Henrik Fisker, underwent a lengthy restructuring and its latest move suggests it is out to revive its challenge to Tesla in the market for mass-market electric vehicles.
Fisker, which made its announcement in a press release with images of the new vehicle, said a driveable prototype would be available later this year.
Like Tesla, Fisker will sell directly to consumers, without dealers.
The company said it is "currently finalising the selection of a facility, located in the United States, to produce the all-electric SUV."
The relaunch comes after a high-profile bankruptcy by Fisker Automotive, which received $192m (roughly R2.75m) in US government loans and left $139m (roughly R2bn) of that unpaid.
The $100,000 (roughly R1.5m) Fisker Karma released in 2012 attracted buyers including Justin Bieber, Leonardo DiCaprio and Ashton Kutcher.
But the company filed for bankruptcy in 2013 and a year later its assets were sold to Chinese auto parts maker Wanxiang.
The new car, with an expected range of some 500km between charges, comes from a new corporate entity called Fisker Inc.
A year ago, Henrik Fisker unveiled plans for a $129,000 (roughly R1.9m) electric luxury car, but the group said that vehicle launch will be pushed back until after the lower-priced SUV.
The company projects to eventually have three different vehicles.
"Our team set out on a mission to create an affordable EV that's more exciting and emotion-stirring than what the market has been offering," Henrik Fisker said in the statement.
"We're now excited to be introducing a vehicle that truly reinvents the SUV."
Fisker is among several startups in the US and elsewhere moving into the electric vehicle market, which is expected to see strong growth.
The move by Fisker comes as Tesla ramps up efforts for more affordable electric cars, including a Model 3 priced at $35,000 (roughly R500,000) and a Model Y SUV starting at $39,000 (roughly R560,000).


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November 6th
355: Roman Emperor Constantius II promotes his cousin Julian to the rank of Caesar, entrusting him with the government and the Prefecture of the Gauls, but still doesn't let him stay out after 10.
1528: Shipwrecked Spanish conquistador Álvar Núñez Cabeza de Vaca becomes the first known European to set foot in Texas... and the last; since then they've all had to pretend they were from Lousiana and hoped everyone would buy it.
1965: Cuba and the United States formally agree to begin an airlift for Cubans who want to go to the United States... and vote Republican in Florida.


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Another warning has been issued to adults and seniors who mix herbal remedies, over the counter supplements and prescription medications.
A study from the University of Hertfordshire in the UK found 44% of women and 22% of men surveyed mixed their prescription medications with herbal remedies and over the counter supplements.
Individuals may have changes in their metabolism and medication breakdown as they age causing variances in body absorption and efficacy of medications. Adding supplements or herbal remedies could cause unpredictable reactions.
These effects could include:
For example, St. John's Wort could interfere with the effectiveness of one's birth control and ginseng could worsen one's hypoglycemia if they are taking insulin.
Grapefruit juice could interfere with the metabolism of a statin, a popular medication used to decrease cholesterol. By raising its levels in the blood, one drink could cause a patient to have increased side effects such as muscle cramps and liver issues.
Iron supplements can interfere with one's absorption of their thyroid medication, and ginkgo biloba, if taken with a blood pressure medication, could cause the blood pressure to drop even lower. Moreover it can increase bleeding if taken with an anticoagulant.
And if alcohol is mixed with any prescription medication, deadly side effects (such as respiratory depression when used with opiates) can ensue.
So the moral is, just because a supplement states is "natural," or a frequently consumed food appears to be safe, its combination with medication could prove deadly.
Although the interactions are numerous, the AAFP created a table of common ones:
Patients taking oral anticoagulants
Cranberry (juice)
Warfarin (Coumadin)
Interaction possible based on seven reports of increased INR, although a clinical study showed no interactions4–7
Suspect an interaction if INR elevated
Fish oil
Interaction possible, with case reports showing an elevated INR, although a clinical study showed no effect of fish oil on anticoagulation status8,9
Suspect an interaction if INR elevated
Interaction unlikely based on a clinical study that found garlic is relatively safe and poses no serious hemorrhagic risk for closely monitored patients taking warfarin oral anticoagulation therapy10
Suspect an interaction if bruising or bleeding occurs despite an appropriate INR
One review found no case reports of interactions with garlic and warfarin11
Interaction possible, though controlled clinical studies show no effect of ginkgo on the kinetics or dynamics of warfarin12,13
Experts recommend caution, although available research does not support this conclusion
Interaction suspected based on four case reports of spontaneous bleeding14,15
Suspect an interaction if spontaneous bleeding occurs
Interaction possible based on conflicting research findings
Avoid combination if possible
American ginseng (Panax quinquefolius)reduces blood concentrations of warfarin16,17
Coadministration of warfarin with Asian ginseng (Panax ginseng) did not affect the pharmacokinetics or pharmacodynamics of warfarin18
St. John's wort
Interaction suspected based on decreases in INR in case reports and in a study in 12 healthy volunteers18
Evaluate warfarin response when St. John's wort is initiated or stopped
Vitamin E (> 400 IU daily)
Interaction suspected based on a single patient (with rechallenge), resulting in an increase in INR19
Evaluate warfarin response when vitamin E is used in combination
One clinical trial showed no interaction20
Patients taking cardiovascular medications
Eleuthero (Eleutherococcus senticosus) [corrected]
Possible increase in digoxin levels without clinical signs (case report)21
Monitor digoxin level when eleuthero is initiated or stopped [corrected]
St. John's wort
Suspected decrease in digoxin levels without clinical signs in a controlled study22
Monitor digoxin level when St. John's wort is initiated or stopped
Verapamil (Calan)
Interaction suspected based on decreased bioavailability in a study in eight healthy volunteers23
Increase verapamil dose, if necessary, if diminished response occurs
Interaction suspected based on decreased plasma blood levels in a clinical study24
Monitor serum lipid levels after St. John's wort is added
Patients taking psychiatric medications
Atypical antidepressant (trazodone [Desyrel])
Interaction possible based on one case report of coma25
Evaluate for emotional and/or behavioral changes in patient response after ginkgo is initiated or stopped
Monoamine oxidase inhibitors
Interaction possible based on two case reports of manic-like symptoms, headache, and tremulousness17
Avoid combination if possible
St. John's wort
Interaction suspected based on case reports of drowsiness or serotonin syndrome26
Taper off St. John's wort when initiating an SSRI
Interaction suspected based on pharmacokinetic studies showing decreased serum levels (25 to 50 percent) without clinical signs27–29
Adjust the dose of benzodiazepine as needed
Tricyclic antidepressants
Interaction possible based on decreased amitriptyline plasma levels but no clinical effects in a study of 12 depressed patients27,30
Monitor patient response after St. John's wort is initiated or stopped
INR = International Normalized Ratio; SSRI = selective serotonin reuptake inhibitor.
*— All recommendations have a strength of recommendation taxonomy (SORT) evidence rating of C (consensus, disease-oriented evidence, usual practice, expert opinion, or case series). For information about the SORT evidence rating system, see https://www.aafp.org/afpsort.xml.
Information from references 4 through 30.
Daliah Wachs is a guest contributor to GCN news, her views and opinions, medical or otherwise, if expressed, are her own. Doctor Wachs is an MD, FAAFP and a Board Certified Family Physician. The Dr. Daliah Show , is nationally syndicated M-F from 11:00 am - 2:00 pm and Saturday from Noon-1:00 pm (all central times) at GCN.
Donald Trump has repeatedly said he wants drug dealers to face the death penalty for their crimes, but hasn't gone into any detail as to what sort of drug crimes would warrant capital punishment if he and U.S. Attorney General Jeff Sessions had their way.
Are we only talking about the leaders of drug cartels? Are we talking about the drug "mules" who move the drugs into the country? Are we talking about the people who cut up and deliver the drugs? Are we talking about the doctors prescribing the drugs? What about the manufacturers of opioids?
Trump's death-penalty-for-drug-dealers plan is what he thinks will reign in the opioid epidemic. But opioid addicts don't go straight to fentanyl and overdose. They start on Vicodin prescribed by their doctor, one in 12 of whom has received money from drug companies marketing prescription opioid medications, according to a recent study by Boston Medical Center. These doctors are just as responsible for opioid overdose deaths as other drug dealers.
More than 40,000 people died of opioid overdoses in 2016, 40 percent of which involved prescription opioids. So putting drug dealers and drug lords to death for trafficking heroin and fentanyl only addresses part of the problem. If opioid addicts don't have access to the cheaper, stronger heroin and fentanyl, that doesn't mean they're going to stop using opioids. They're just going to use more prescription opioids, whether their doctor prescribes them or not. And they can still overdose on prescription opioids.
The death penalty has been and continues to be reserved almost exclusively for murderers. In fact, of the 31 states still sentencing people to death, only Texas kills people convicted of "criminal homicide" and those suffering from mental illness. Even now, a bill filed by Democratic State Rep. Toni Rose of Dallas to bar the death penalty for the mentally ill is unlikely to pass in the Lone Star State. The state would likely be the first to embrace Trump's death-penalty-for-drug-dealers plan given the border it shares with Mexico, from where 90 percent or more of America's heroin supply originates.
Mexican drug lord Joaquín "El Chapo" Guzmán Loera was scheduled to stand trial in April, but the federal judge in Brooklyn presiding over the case postponed the trial until September. It gives the prosecutors ample time to prepare their case against the most wanted drug dealer in the world, but they won't likely need it. They have access to over 300,000 pages of documents and thousands of secretly recorded conversations to help make their case.
The real question isn't whether "El Chapo" is guilty, but whether he actually has the $14 billion in cash from narcotic sales U.S. authorities want to seize. Most experts think this figure is too high, but the point is the man made billions of dollars selling opium around the world, and especially to Americans.
While "El Chapo" is charged with federal crimes that would subject him to the death penalty, the Mexican government wanted assurance the death penalty would not be sought when negotiating the terms of his extradition. So "El Chapo" won't be the first drug dealer Trump gets to put to death. International drug lords are already subject to capital punishment, though, because they'd be charged with federal crimes. Drug lords like "El Chapo" certainly deserve the death penalty, but Trump isn't just talking about killing drug lords. I'd hope he knows we can already do that.
"El Chapo" had a 30-year career dealing illegal drugs because of his "security" detail. Not only did they keep him alive and out of jail all those years (and broke him out of jail twice), but they left no witnesses and eliminated troublemakers for the cartel.
These killers fulfill the "murder prerequisite" required by 30 of the 31 states still sentencing criminals to death, and are deserving of the death penalty. But murder charges would have to be brought in the country where the murder occurred. If no blood is shed on American soil, they are not subject to American law.
Trump's death-penalty-for-drug-dealers plan seems to be targeted at the people who don't deserve it. Sessions did his best to implement Trump's plan by sending a memo to federal prosecutor's requesting they pursue the death penalty in cases "dealing with extremely large quantities of drugs." But the people found in possession of those "extremely large quantities of drugs" are the least deserving of the death penalty. Some aren't even aware they're trafficking drugs.
Most drug mules are only guilty of being desperate. They're just trying to find a better life for themselves and their family and might not have another means to do so or, frankly, a choice. I dare Jeff Sessions to refuse a drug lord's order to traffic heroin across the border. The thought that you could be sentenced to death if arrested isn't as bad as being killed where you stand. Plus, what if you get away with it?
Many of these people are looking to move to America just to do a job an American is unwilling to do. Drug lords "help" them realize that dream -- for a price. There are over 55 million poor people in Mexico and 15 millionaires who amass roughly 13 percent of the Mexican economy's total value. So 45 percent of Mexico's population is impoverished and for every millionaire in the country, there are roughly 3,660,000 poor people. Now you know why so many Mexicans are eager to move to America and work a shitty job you wouldn't do for double or triple what they're paid.
Put yourself in the shoes of a poor Mexican with a family to support. Even if you don't have kids, you still have mouths to feed in Mexico. Mexicans take care of their familial elders, and not just their parents. Aunts, uncles and other immediate family members living under one roof with their nieces, nephews, sons, daughters, grandsons and granddaughters is common in Mexico. So a working-aged couple could have no children but still be expected to support a family of five or more. And when it comes to feeding the family, the oldest and youngest are the first priorities. Those who provided the meal are most likely to eat the least.
Despite a 3.8-percent unemployment rate in 2017 and a 17-percent increase in the number of Mexican workers gaining access to social security in the first half of 2017, 57.2 percent of Mexican workers still have jobs in the "informal economy." This means more than half of the country's laborers aren't receiving health insurance or earning retirement benefits nor are they protected in the workplace. Their wages are not collectively bargained; they are dictated. The hours they work per day are not subject to Mexican law, and neither is the condition of their workplace nor the treatment they receive from their superiors.
Even worse, the informal economy accounts for roughly a quarter of Mexico's gross domestic product, so programs meant to help impoverished Mexicans are severely underfunded because the government is raising revenue from just 75 percent of its economy. It's something that's taken a long time to correct. Mexico's congress eased restrictions on hiring and firing back in 2012, and over the next five years, participation in the informal economy fell just 2.2 percent.
And in a country where drug lords earn more than CEOs and have not only assassins but cops on the payroll, you can bet that Mexico's informal economy will never disappear. Every country has an informal economy. It doesn't matter where you go, there will be jobs there that pay cash under the table. Governments can't monitor every dollar that changes hands, but countries where large amounts of illicit drugs are produced will always have larger informal economies. Since we mostly just consume drugs in America and not produce them, the informal economy created from drug trafficking in the United States is modest when compared to that of Mexico, Colombia or Afghanistan, the leading provider of opium to the world.
So when a Mexican laborer struggles to find work in the formal economy, the informal economy awaits to prey and profit on his or her desperation. At some point, any type of work for any amount of money will look a lot better than the starving, disappointed faces of your family at home. Scrape by long enough working 16-hour days for barely enough money to feed your family and trafficking a little heroin across the border to a dealer in the states sounds like an opportunity instead of a risk. And when your employer, the drug lord, a surprisingly amiable fellow, promises to send your family to join you upon your successful completion of this most simple task, you too would turn mule for a chance at the American Dream.
Just deliver a package across the border, and you'll be working an American farm and earning more money than you ever thought was possible, even though it's less than what most American, fast food employees earn. You'll send some of the money from your first paycheck back to your family with a letter telling them how long it will be until you can afford a foreclosed fixer-upper you can renovate together and turn into a home. But your family won't likely receive that letter or the enclosed American money because the cartel probably has a murderous goon holding your family captive in their own home who reviews and censors all incoming mail and pockets any money he discovers. Getting you out of Mexico allowed the cartel to "recruit" your family.
Members of your family would likely be forced to take your place working for the cartel, regardless of their health or ability. The cartel doesn't care if they die on the job, and neither do the police. That's the risk that comes with working in the informal economy: you are treated like slave labor. The cartel needs its laborers to be so uncomfortable that they welcome the work because it means they will eat. Threats aren't as effective a form of persuasion as a person's instinct to survive. Threaten your workforce with death, and they'll soon welcome it; provide just enough for your workforce to survive, and they'll do just that -- survive.
Those who do survive will ride off into "retirement" as a drug mule when the cartel has no use for them anymore. Everyone becomes a liability eventually, and processing heroin, from planting to harvesting the opium poppies to splitting and scraping the poppies to extract the opium, is not work suited for the arthritic. Your former employer, the drug lord, provided them with no knowledge of your whereabouts despite reviewing your mail. His only interest is in his product reaching its destination, and he doesn't want his drug mule thinking about his brother, the American mule. The drug lord wants his mule's mind on the job.
Unfortunately, your family member is probably better off being caught at the border and locked up in an American prison than they'd be having delivered their drugs successfully. Unlike you, they aren't fit for the type of work available to them in the states, or anywhere else for that matter, and will likely resort to working for the cartel's drug dealer in the states, hoping to put away enough money to try and find you and the rest of the family. That hope dissipates upon discovering the cost of living in America, eventually giving way to those survival instincts once again.
There's no room for hope in drug cartels. Families can't discover their escaped, American dreamer is actually living the American Dream and saving to buy a house for the family. Slave owners didn't want their slaves learning how to read for a reason. That reason is reason -- the ability to think, understand, and form judgements logically. Your family receiving a letter from America saying how well you're doing, how much money you're making and, most importantly, your return address, will have them escaping north the first chance they get, consequences be damned. Hope makes people risk their lives, not because of the potential payoff, but because of the realization that they aren't actually living. The hopeless are simply surviving, and hope makes people risk survival for the chance to truly live.
Drug mules don't deserve the death penalty because despite being responsible for trafficking the drugs into the country, they're usually doing so to preserve their own life or the lives of their family. To hold them responsible for deaths that result from the drugs they traffic is asinine, unless, of course, your goal all along was to limit immigration.
The people Trump and Sessions seem to be targeting are the cartel's lowest-level, nonviolent laborers. Putting these people to death is not going to solve anything. There are plenty of mules drug lords can recruit or force across the border. You don't think a drug lord would kidnap a man's wife or child to persuade him to traffic some drugs?
Drug mules are not drug dealers; they're drug movers, and when drug movers are caught, no harm has yet come to anyone in this country because the drugs haven't reached the drug dealer. And even the drug dealers aren't all bad.
Drug dealers provide a service in high demand, especially in America, where roughly a trillion dollars was spent on illegal drugs from 2000 to 2010. If there's one thing the Drug War has proved, it's that you can't stop people from using drugs. The opioid epidemic in this country is a perfect example of how drug users find a way to abuse drugs. Even in places where illegal drugs are hard to find like West Virginia and Indiana, Americans find a way.
Is cocaine too expensive and too stepped-on where you live? Is good heroin hard to find? No worries. Just make an appointment with your doctor and tell him or her you're suffering from intense pain that's keeping you up at night. You'll have a prescription for opioids the same day, and less than a month later, you can tell your doctor the dosage isn't working anymore and get something stronger. Within a few months, you'll have access to the strongest opium legally available.
Drug users use drugs, regardless of accessibility or legality. In fact, the illegality of drugs makes them more desirable because of the coolness that comes with being forbidden. Illegal drugs are also more dangerous than legal ones because the people in charge of regulating the purity and dosage are the drug dealers, who do not have their customers' interests or lives in mind.
Drug prohibition is also responsible for the violence associated with drug trafficking. Since drug dealers and traffickers risk imprisonment, the cost associated with that risk goes into the price of the drug. Every time a drug dealer is arrested, drug prices increase. Every time a drug mule is caught at the border and product is seized, drug prices increase. And every time an "El Chapo" is arrested, drug prices increase.
These inflated prices as a result of illegality make drugs less affordable, forcing drug users to come up with more money. Unlike most products, the demand for drugs doesn't drop considerably when supply is low and prices high. Casual drug users might be turned off by high prices, but addicts care little about cost and will do just about anything to acquire the extra cash they need except wait for their next paycheck. Unfortunately, methods for acquiring money quickly tend to be illegal.
The illegality of drugs causes more illegal activity in order to obtain those drugs. It's responsible for convenience stores, homes and cars being robbed and purses being snatched. It results in violence, death and increased costs to the judicial and prison systems. Oh, and then there's the costs of enforcing drug laws, which came to roughly $76 billion in 2015. That's almost half of what the federal government spends to fund public schools.
Legalizing drugs and making them available for purchase at pharmacies that ensure purity and safe dosage for human consumption would make drugs and access to those drugs safer, cheaper, and result in less violent crime and fewer overdose deaths. Daily purchases would be limited to a safe dosage determined by health professionals, and users would be getting a pure, uncut substance that won't kill them because the "dealer" would have their interests in mind instead of trying to maximize profit.
Drug dealers are looking to make a buck any way they can, which includes cutting up drugs with synthetic additives designed to offer a similar effect as the actual drug but at a cheaper price for the drug dealer. This is why methamphetamine ends up in Ecstasy and fentanyl ends up in cocaine and heroin: it's cheaper. Of all drug dealers, the dealers of bad drugs are the only ones who deserve the death penalty.
Hunter S. Thompson ran for sheriff of Aspen, Colo. on a platform that included the legalization of recreational drugs, but also a plan for punishing drug dealers who sold bad drugs. He thought such dealers should be put in stocks and displayed in public places so locals could mock them and even molest them. Thompson was concerned with buying ineffective drugs, though, not dying from heroin cut with fentanyl. I think drug dealers who sell bad drugs that result in an overdose death should be tried for murder and sentenced to death if so ruled by a jury of their peers in states where capital punishment is still enacted.
If Trump sees his death-penalty-for-drug-dealers plan as a way to further limit immigration of Mexicans he thinks are "bringing drugs, crime and rapists" to the U.S., he's going to be disappointed in its ineffectiveness. Sentencing every drug mule to death might send a message, but do you think "El Chapo" or any drug lord will have a sudden shortage of available mules because they're scared of receiving the death penalty if arrested in America? No, they'll be scared of the gun the drug lord is holding to their head.
But if Trump sees his death-penalty-for-drug-dealers plan as a way to hold drug dealers responsible for deaths that are a direct result of their greed and help ensure drug users get what they order and not a surprise overdose, his plan would sound less crazy.
If he sees his plan applying to doctors who blatantly overprescribe opioids resulting in the deaths of patients all while taking money from the manufacturers of those opioids, I'd have no objection. If those doctors are practicing in a state where the death penalty is still enacted, and their carelessness resulted in one of their patients becoming addicted to opioids and eventually dying from that addiction, a jury should consider the death penalty as a possible sentence for the doctor.
Hell, if by "drug dealers" Trump means the producers of prescription opioids, like Purdue Pharma, Teva, Cephalon, Johnson & Johnson, Janssen, Endo, Allergan and Watson, I wouldn't find his plan crazy at all. The executives who created this crisis are most responsible for the resulting deaths. Whether their drugs were specifically responsible for the deaths is irrelevant. You don't have to wield the knife to be guilty of murder.
These pharmaceutical companies not only downplayed the addictive effects of opioids in the late 1990s, but rewarded salespeople with luxury trips and $20,000 scratch tickets for getting doctors to switch patients to opioids and also paid doctors to prescribe them. The pharmaceutical CEOs and executives who made OxyContin into a billion-dollar revenue stream annually are just as guilty of murder as "El Chapo," and perhaps more so. "El Chapo" didn't get Americans hooked on opioids; big pharma did that by providing the "gateway" to heroin and fentanyl. Without $30 billion in OxyContin sales, "El Chapo" doesn't become "El Chapo" -- the drug dealer worth $14 billion.
Since Trump won't likely enact his death-penalty-for-drug-dealers plan for his rich, pharma friends who paid for his campaign, at least someone is doing something to hold big pharma accountable. New York City Mayor Bill de Blasio is suing the opioid manufacturers previously listed to recoup some of what the United States has lost to the opioid epidemic big pharma created. A recent report by the White House Council of Economic Advisers found that the opioid epidemic cost America more than $500 billion in 2015. That's in one year!
If you like this, you might like these Genesis Communications Network talk shows: America's Healthcare Advocate, The Bright Side, The Dr. Daliah Show, Dr. Asa On Call, Dr. Coldwell Opinion Radio, Good Day Health, Health Hunters, Herb Talk, Free Talk Live
Now that Republicans' efforts to repeal and replace Obamacare are finally dead -- this time for good -- Congress can actually do what the American people want, which according to a poll, is improving Obamacare -- not repealing it.
The Congressional Budget Office released a preliminary report revealing that the Republicans' last-ditch effort to repeal and replace Obamacare would result in millions of Americans losing health insurance. The result was Maine's Republican Senator Susan Collins opposing the bill, which was a third vote Senate Republicans couldn't afford to lose.
The now bipartisan effort to improve Obamacare, for which Republican Senator of Arizona John McCain has called, began with a health care debate broadcasted on CNN, Monday. It revealed opportunities for Congress to improve upon Obamacare -- if Republicans are willing to work with Democrats to pass legislation.
The four Senators participating in the debate were Democrat Amy Klobuchar of Minnesota, Independent Bernie Sanders of Vermont, and the Republican writers of the latest effort to repeal and replace Obamacare, Lindsey Graham of South Carolina and Bill Cassidy of Louisiana. The debate remained cordial for the most part, with moments of consensus indicating a bipartisan bill is indeed possible.
Graham pointed out that since the passage of Obamacare, the money has continued to flow away from Americans to health insurance and pharmaceutical companies. He cited the profit increases of the major health insurance providers, with all six of the biggest seeing their stock hit all-time highs this summer. This was music to Sanders's ears, who acknowledged his Medicare-for-All bill introduced in the Senate won't pass and that a bipartisan effort to improve Obamacare should be the short-term focus of Congress.
Cassidy even seemed to agree that something needs to be done to reign in the prices Americans pay for prescription drugs. Since Congressional Republicans held the longest roll-call vote for the Medicare Modernization Act, or Medicare Part D law, back in 2003, the federal government has been barred from negotiating prices with pharmaceutical companies.
According to a 2016 Reuters report, prices for four of the nation's top 10 drugs increased more than 100 percent since 2011. The report also shows that sales for those 10 drugs went up 44 percent between 2011 and 2014, even though they were prescribed 22 percent less. Prescription drug expenditures account for 20 percent of healthcare costs. But when Sanders asked Cassidy if he would vote for a bill to reverse the Part D law, much like Klobuchar's Medicare Prescription Drug Price Negotiation Act, Cassidy instead called Sanders a Socialist who wants to commandeer the formulas for medicines to be produced by the State and disincentivize medical innovation.
A 2016 Kaiser Family Foundation poll found that Cassidy is part of a very small minority on the subject, with 93 percent of Democrats and 74 percent of Republicans in favor of the government negotiating Part D prescription drug prices. The problem, though, is that Congressional incumbents rely on pharmaceutical companies to win elections, which will make both Republican and Democratic votes hard for Klobuchar to attain. Senators Richard Burr of North Carolina, Orrin Hatch of Utah, Mitch McConnell of Kentucky and Roy Blunt of Missouri will likely join Cassidy as "no" votes on Klobuchar's bill, given the donations their campaigns received from the prescription drug industry totalling $4.35 million between 2003 and the middle of last year.
Another obstacle for Klobuchar's bill is the fact that this time last year, there were 894 pharmaceutical lobbyists to the 535 members of Congress, with more than 60 percent of them having previously served in Congress or worked other government jobs. It seems the prescription drug industry provides nice retirement work for former government officials, which incumbents won't want to see go away.
So while CNN's healthcare debate provided opportunities to improve Obamacare, Congressional corruption presents obstacles to overcome in order for Americans to see their healthcare costs decline.
If you like this, you might like these Genesis Communications Network talk shows: America's Healthcare Advocate, The Bright Side, The Dr. Daliah Show, Dr. Asa On Call, Dr. Coldwell Opinion Radio, Good Day Health, Health Hunters, Herb Talk, Free Talk Live
|February 2019


text:
Nutrition & Weight Loss
We provide our clients with nutrition and weight loss programs to promote a healthy lifestyle.Learn More
We provide our clients with nutrition and weight loss programs to promote a healthy lifestyle.Learn More
Our chiropractic adjustments offer clients chronic pain alleviation and increased mobility.Learn More
377 N 2nd AveUpland CA 91786Se Habla Español.
Welcome to Upland Chiropractic Clinic! For over 28 years, we have proudly serve patients residing in Upland, Claremont, Montclair, Rancho Cucamonga, Chino, Ontario, Pomona, and the San Bernardino area. Through impeccable patient care and chiropractic treatments, our mission is to enhance our patients' overall health and quality of life.
Upland Chiropractic Clinic offers a wide variety of lifechanging chiropractic services—including Chiropractic Adjustments, Spinal Decompression, Electrical Muscle Stimulation, Ultra Sound, Diathermy, Myofascial Release Therapy, Ceragen Far-Infrared Intersegmental Traction, and much more.
Our team of incredibly knowledgeable and experienced chiropractor specialists use the most up-to-date technology and advanced chiropractic techniques to ensure long-term results for our clients.
At Upland Chiropractic Clinic, we treat our patients like family.
Whether you are suffering from back pain, neck pain, a workers' comp injury, sciatica, or a herniated disc, Upland Chiropractic Clinic specializes in providing effective and quality chiropractic treatments for a wide range of health conditions. We are passionate about providing our clients with a strong and healthy body to tackle all of life's minor, important, and in-between tasks.
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At Upland Chiropractic Clinic in San Bernardino County, we are here to help each patient live their best life. Count on us to eliminate your pain and start the recovery process. We specialize in long-term chiropractic healthcare to alleviate health issues for people of all ages. Upland Chiropractic Clinic accepts most insurance plans and family health care. Let Upland Chiropractic improve your quality of life. Contact us today!


text:
Stranger Things star Charlie Heaton retraces his first experiences of Manhattan, in The Performers, GQ's new video series
When Stranger Things star Charlie Heaton first set out for New York just a few years ago, he did so like so many others before him: with a small bag and big ideas of what it could bring. It helped, he says, that a friend pressed a copy of Patti Smith's memoir, Just Kids, into his hands before he took off – her lauded account of moving to the city as a 21-year-old aspiring artist in 1967. "The book pulls you straight into that time," says the 23-year-old British actor. "It was after the war so it was an older, dirtier New York and it became a time of rebellion and expression, feminism and anger."
As part of The Performers, GQ's video series with Gucci, we asked several figures from various creative fields to take us to a place close to their heart. For Heaton, New York brings out the romantic, the wonderer, the dreamer in him. "It makes me want to be more creative," he says. "The beauty of this city is that it's constantly changing; it's progressive. It might not be what people think it once was, but it still has that draw for people all over the world."
Gucci Marseille embroidered evening jacket
For Smith, New York wasn't simply a city, it was a holy ground. The land of Birdland "blessed" by John Coltrane; the Five Spot on St Marks Place, the hallowed land where Billie Holiday used to sing. And while Seventies New York may no longer exist, the spirit prevails, which Heaton wanted to capture in the video.
"These people didn't have a lot of money, but they were collaborating and making something original through acting, music and art. It kind of all became one and New York was at the heart of it," says the actor, who had his first break in UK noise-rock band Comanechi, before catching the acting bug and appearing in Shut In and the new indie drama As You Are.
Gucci double-breasted wool coat and tartan scarf with bee
"It's a city where you can choose to reinvent yourself in any way you want," he says, just like his character, Jonathan, aspires to in Netflix's acclaimed drama Stranger Things. "Especially in the time that we're in now, it's so important to have a place like New York, to feel comfortable and to express what is going on around us."
Read more: Breakout British actor Charlie Heaton escapes to New York gallery
To shop the full Gucci collection please visit Gucci.com
Discover other acts from The Performers series Act I - Bobby GillespieAct II - Massimo BotturaAct IV - Junya IshigamiAct V - Zhang Huan
In partnership with Gucci. Visit Gucci


text:
The Game Atelier
Compatible with PlayStation®Vita only. Not compatible with PlayStation®TV.
Gameplay requires PlayStation®Vita memory card (sold separately).
Say it with SunFlowers! Take control of the Sun, grow the most beautiful flowers and offer them to your soulmate or your friends.
• A terribly addictive puzzle-game
• More than 320 flowers to collect
• Super colorful HD graphics
1 player(s)
1024KB Minimum
Rear Touch Pad
Front Camera
Motion Sensor
Download of this product is subject to the Sony Entertainment Network Terms of Service/User Agreement and any specific additional conditions applying to this product. If you do not wish to accept these terms, do not download this product. See Terms of Service for more important information.
One time fee for use of downloads on up to 3 activated compatible Portable Console systems.
See Health Warnings for important health information before using this product.
Library programs ©Sony Computer Entertainment Inc. exclusively licensed to Sony Computer Entertainment Europe. Software Usage Terms apply, See eu.playstation.com/legal for full usage rights.
The Game Atelier - All rights reserved


text:
|Real Name: Minato Arisato
Age: 17
Race: Human
Birthplace: Japan
Currently Resides: Iwatodai, Japan
Associated With: S.E.E.S.
Occupation: High School Student (Senior)
NPCs: S.E.E.S.
Rivals: None
To make things clear, Minato has died once before. A little more than a month after the fight against the Nyx Avatar and Nyx itself, to be precise. To be even more precise, he died on Graduation Day of Gekkoukan High School's senior class of 2010, while resting his head in the lap of Aigis, a fellow S.E.E.S. member and anti-Shadow robot, with a smile on his face, the last smile that S.E.E.S. would see for some time.
Minato's parents died when he was young, and he was sent to stay with relatives out of the city. Ten years later, Minato returned to Iwatodai and enrolled at Gekkoukan High School, intending to finish his last two school years there. He arrived to the city late at night the day before the first day of school, and soon after he arrived, midnight struck, and, unknown to Minato, the city became enveloped by the Dark Hour.
Ignoring the loss of all electricity, even to his own cell phone and MP3 player, Minato set off to the dorm he was to stay at until there was room for him at the regular boy's dorm. The walk took him nearly an hour under the green glow of the near-full moon.
Once he reached the dorm building, he met with a young boy, dressed in what seemed to be a pair of black and white striped pajamas, who handed him a contract to sign, saying only that it was so that he knew that he'd be held accountable for his actions.
After signing the contract, the boy disappeared into the darkness, leaving Minato only a confusing statement. Seconds later, footsteps echoed through the silent common room, and a girl appeared, demanding to know who he was. Minato, shocked by the girl's sudden appearance, stood silently. The girl, panting heavily, reached down to a holster strapped to her leg, and pulled out a silver pistol.
Before anything further happened, another voice rang out from the silence, demanding that the girl stop. A second girl entered the room and stood behind the first, followed by the electricity turning back on and bathing the room in light. The first girl smiled, feeling reassured, and re-holstered her weapon.
The first girl was Yukari Takeba, high school junior, and the second was Mitsuru Kirijo, a senior at the same high school. After introductions, Yukari led Minato to the room he would be staying in. Once they reached his room, Minato asked about the boy and the contract, but Yukari didn't seem to know anything about either of them.
Days passed, and Minato made friends at his new school. One in particular, Junpei Iori, stood out as a class clown, and welcomed him to the school, knowing what it was like to be the new kid. Minato also met with Shuji Ikutsuki, the chairman of the dorm and a teller of horrible jokes.
On the night of the second day since his move, the Dark Hour enveloped the city once again. Shortly after the Dark Hour began, Mitsuru, Yukari, and Ikutsuki were monitoring Minato as he slept, noting how he didn't Transmogrify into a coffin as most people did during the Dark Hour, and Ikutsuki brought up the fact that the young boy might have the potential to summon a Persona.
Just after this thought escaped his mouth, Akihiko Sanada, another Persona user living in the dorms, contacted Mitsuru to inform her of a massive Shadow that had begun chasing him. With heavy injuries, he reported that he was returning to the dorms. Mitsuru turned to Yukari and told her to take Minato and evacuate.
Yukari woke Minato and, without explaining anything to him, told him that they needed to get out of the building. Minato nodded and followed her to the main floor, where they received a transmission from Mitsuru, telling them that the Shadow that she and Akihiko were fighting wasn't the one that Akihiko had told them about. A sudden banging against the back door resulted in a shriek of surprise from Yukari. Panicking, she led him back to the stairs, and up to the roof, where she locked the door behind them.
She handed him a sword, telling him that the two of them might have to defend themselves. True to those words, a group of Mayas, the most common form of Shadows that look like blobs of darkness with several hands, and one hand that holds up it's mask-shaped head, climbed to the top of the building.
Taken by surprise, Yukari fell to the ground with her back against the door leading back into the building, and began fumbling with the silver pistol he had seen during their first meeting. Rather than point it at the monsters, though, she points it at her own head.
Powers and Abilities
While probably stronger than the average high school student, Minato's main strength comes from his ability to summon Personae, beings of incredible strength that reside in a person's mind.
His first, and main, Persona is Orpheus of the Fool Arcana. While weak against lightning, Personae associated with the Fool Arcana have an unlimited potential to become stronger.
Summoning a Persona has two situations that must be met:
- The Persona must be awakened. Not everybody has the potential to summon a Persona, and only those who have had theirs awakened, either naturally or forced, can wield their powers.
- To summon a Persona, an immense amount of emotional stress must be forced on the person. To this end, members of S.E.E.S. use a gun-shaped item called an Evoker, pressing the barrel of it against their head and pulling the trigger.
In battle, Orpheus can wield fire magic, such as the spell Agi, as well as use his massive harp as a bludgeoning weapon.
The human members of S.E.E.S. wear their Gekkoukan uniforms, reinforced to add protection against their fights with the Shadows.
Minato wields a short sword, his preferred weapon in fights during the Dark Hour.
Player Information
Name: Timothy
Nickname: Tim
Age: 19
Location: Indiana
Occupation: Student
eMail: moc.oohay|traehkradenaz#moc.oohay|traehkradenaz
AIM Username: Zane Darkheart


text:
The government is keen to herald affordable housing as the way forward for first-time buyers - but experience on the ground does not instil much confidence. SELENA O'DONNELL reports.
CHESTER'S flagship affordable housing scheme has run into trouble, with mortgage lenders reluctant to get involved.
The country's biggest lender, HBOS, has pulled out of a scheme being promoted by Chester City Council and The Abbey has only just officially agreed to lend following concerns at head office level.
Now The Abbey says it will not lend on a separate Chester & District Housing Trust affordable housing project.
Over the last few months people on low incomes have bought bed-sits for just over £60,000 at the David Wilson Homes site off Egerton Street in Chester as a way of getting on the first rung of the ladder.
But HBOS, which incorporates brands such as The Halifax, has stopped lending on the properties because of what it describes as a defect in the lease. The only other known lender on the scheme, The Abbey, had put lending on hold but has now agreed to offer mortgages on the one bed apartments.
Chronicle chief reporter David Holmes attempted to buy one of the homes through HBOS after being nominated as a suitable purchaser by Chester City Council because he is local and on a low income.
Fortunately, his Chester-based lawyer Richard Lee spotted the problem with the lease but only after he had shelled out £550 on a valuation, search and legal fees. The developer did refund its normally non-refundable £250 reserve fee.
Mr Holmes, 36, of Sydney Road, Chester, said: 'I found out about the scheme through Chester City Council and set my heart on moving into my own place.
'But I was angry when I realised the lease had been drawn up without reference to the lenders. At the time I was looking into it, HBOS would not lend and neither would The Abbey, so it looked like mission impossible.
'Even though The Abbey is now prepared to lend it is slightly worrying for those who have already bought that they may face problems when they come to sell on, especially because prospective purchasers will only have a choice of one lender.'
Mr Holmes, who has complained to the Local Government Ombudsman, continued: 'Affordable housing schemes are supposed to be the way forward but it seems the practical side of it is half-baked.'
Chester City Council is now working behind the scenes to try and resolve the issue and city MP Christine Russell has raised the matter with housing minister Yvette Cooper.
The concern of many lenders, including HBOS, is that affordable housing leases are 'too restrictive'
because of a legal agreement between the council and the developer known as a Section 106. They fear if such a property was to be repossessed, they would have trouble finding a buyer because the market is limited to those who meet the affordable criteria.
Alastair Ross, of HBOS, in reply to an enquiry by Ms Russell MP about the David Wilson Homes site, was critical of developer, the city council and the government for not doing their homework.
He said: 'Neither the developer or the council have consulted us to ensure their agreement was acceptable to us as a lender.
'However, if the developer and the council are prepared to amend the conditions of the Section 106 agreement then we would be prepared to lend on these properties.
'This lack of consultation between lenders and local authorities at the start of development projects like this is something we have raised in the past and the Council of Mortgage Lenders has repeatedly asked the Office of the Deputy Prime Minister to issue a standard set of guidelines which would help resolve problems like this one.'
The affordables: 'You get herded around like cattle'
Chief reporter David Holmes on his experiences of affordable housing
LET'S get one thing straight from the start - affordable homes are not cheap homes!
Affordable housing is not about getting something for nothing or free money, it's just a way of helping you pay. It's a bit like buying a stereo through a catalogue in manageable amounts every month.
But just like buying through the catalogue, you don't necessarily get a bargain. In fact, it's a useful exercise to see how much you are paying per square metre because in many cases you'd be surprised at the cost of so called affordable housing.
There are many schemes. With some you buy a percentage of the property - say 50% - and then pay rent on the other half.
I looked into such a scheme in Charles Street/ Egerton Street being promoted by Chester & District Housing Trust. As a single person found it impossible to afford to buy more than 25% of the house, which was disappointing.
As a couple, with two incomes, it would obviously be possible to achieve a much higher percentage and avoid paying out 'dead' money on too much rent.
But it's also the way you get treated as an 'affordable' - the term I have invented for people like me on low incomes hoping to buy through one of these schemes.
A few years ago you would have gone to an estate agent and I imagine they would have done everything up to and including baby-sitting and looking after your pet cat while you went on holiday, just to secure a sale.
Now, with the same kind of money-off offer, you must be means-tested to ensure you qualify for affordable housing and go on a list, with points awarded according to your local connections and housing need.
You get herded around the system like cattle with very little in the way of customer service.
For example, with the Charles Street scheme you couldn't even look at the actual flat you were hoping to buy. Sure, there was an open day with an identical flat on view but the fact is it probably wasn't the actual flat you would be forking out your hard-earned money on.
And if there's one thing I've learned looking at houses it's that 'location, location, location' does matter even in terms of view and sunlight. I don't want to be potentially staring at a brick wall when I look out of my lounge window!
One housing trust official rang me on a Friday when I was on my mobile in the street and said I couldn't have my top three choices but how about plot number X?
I didn't even have a plan in front of me. I asked if I could have the weekend to think it over. 'You can, but I will be ringing other people,' came the cool reply.
Everything is done in a rush, I think it's because us 'affordables' go into the development first. I guess they know we'll put up with living on a building site with noise, dust and disruption.
My next attempt was to try and buy an affordable flat at a 30% discount off Egerton Street with no rent to pay. I figured this was better for my circumstances.
But again, you don't feel as though customer is king. It's more a case of 'do you want it because if you don't there are plenty more who will?'. They try and persuade, or even tell you, to go with their own independent financial advisers (contradiction?) and lawyers... and frown if you don't.
They want you to complete in just 28 days. That means getting a mortgage, hiring a lawyer, having a valuation, transferring the deposit, completing searches and exchanging contracts.
In contrast, you see prospective purchasers with what the sales people probably term 'real money' browsing around the show homes for hours on end. And the approach here is 'Just take your time, Sir' as they attempt to catch their fish.
We affordables are easy pickings because we are desperate and can be walked over. My advice: don't be rushed and hire your own experts.
Housing project 'is not in jeopardy'
DAVID Wilson Homes insist that despite losing a major mortgage lender for its city centre flats the future of the project is not in jeopardy.
The affordable development of 15 apartments, called The Square, off Seller Street, is the result of a part-nership between Chester City Council and David Wilson Homes (DWH) designed to offer those on a low income an inroad onto the property market.
At the developments conception a document known as a Section 106 Agreement was drawn up between DWH and the council stipulating the schemes terms and conditions.
It's a clause within this agreement -stating that the property can only ever be sold on to someone who fits the local authority's criteria for affordable housing - that has caused lenders such as HBOS to pull out.
But DWH say its confident that its done everything by the book and is pointing the finger in the direction of Chester City Council over any concerns with the initial agreement.
A spokesperson said: 'With affordable housing it is the local council who stipulates to the developer through its Section 106 planning agreement what the basis of purchase should be.
'Consequently, the clause at issue would have been required by the local authority when David Wilson Homes received planning approval some years ago.
'The fact that The Halifax is now no longer willing to provide mortgages for the social housing at The Square reflects their change in policy in granting mortgages.'
The spokesperson added: 'We have had other customers satisfactorily complete with other lenders.'
First-time buyers faced by confusion
PROSPECTIVE buyers of another city centre scheme have also endured conflicting advice in pursuit of their first mortgage.
The Quarter, off Egerton Street, is a joint venture between Morris Homes and Chester and District Housing Trust (CDHT) and comprises of 160 one, two and three bedroom apartments from £128,500 to £249,500.
The scheme bears many similarities to The Square, the difference being that first-time buyers at The Quarter only ever part-own their new properties.
But one thing both projects have faced is a similarly confused response from the major mortgage holders.
Abbey initially refused to lend on The Quarter then, following discussion with CDHT, changed its policy but has recently told The Chronicle that it now definitely won't be lending.
Regeneration manager for CDHT Stephen Eaves says that at first Abbey found the criteria future buyers had to meet too 'narrow' and declined applications.
Mr Eaves said: 'My advice would be for people to give the companies a call. We had talked Abbey around and explained that the clause wasn't as onerous as it may appear and we have had a number of people buy through them.
'I agree there seems to be a few departments not speaking to each other.'
This is a national problem
CHESTER City Council accepts 'an issue' has arisen with regards to the David Wilson Homes site but does consider there is a defect in the lease as described by the lenders.
The council is urgently trying to resolve the matter.
Officers have written to Chester MP Christine Russell who has lobbied Housing Minister Yvette Cooper MP in relation to the problem.
Other local authorities promoting similar schemes have also been contacted with a view to finding a way forward.
The city council are also talking to builders and lenders locally.
It is also raising the matter through national organisations, the Local Government Association and the Housing Corporation, so they can use their contacts with the mortgage industry to make them aware of the issue.
Chester city Cllr Mia Jones, portfolio holder for health and well-being, said: 'It is our aim that affordable homes remain affordable for future buyers, indeed this is a vital element of our affordable housing programme.
'Regarding The Square, it was our understanding that the lenders where happy with the lease which requires the properties to be affordable when sold on in the future. A number of buyers have received mortgages on this scheme through the Halifax and the Abbey.
'We understand that the Halifax have, after initially lending to a number of buyers, decided that they are no longer able to lend on this scheme, however, we have not received any information indicating that the Abbey have any problems with lending on affordable units at The Square.
'This is a national issue affecting other parts of the country not just Chester. The city council is committed to enabling affordable housing for those people who need it. They should not have to come up against barriers. We are pressing for changes to remove these barriers that prevent access to affordable homes.'


text:
Add trouble shooting for GLIBC errors
parent 79144d07
Showing with 9 additions and 0 deletions
|@@ -207,6 +207,15 @@ Now, you can paste the URL (usually of the form
|provided by JupyterLab into the tunneled browser.
|## Appendix: Trouble Shooting
|- If you get `ImportError: [...]: version GLIBC_[...] not found` errors on
|relatively old machines, make sure to priorize the `defaults` channel over
|`conda-forge`. This is done by specifying `-c defaults` **before**
|`-c conda-forge` in `conda install` or `conda create` commands.
|## Appendix: Jargon
|- `conda` is the package manager of the [Anaconda Python


text:
Northeast Alabama Community College (NACC) recently hosted a Transfer Nursing Fair in the lobby of the Health Education Building. The event was well attended by current RN students and potential RN to BSN transfer students. The goal of the event was to provide students with an opportunity to gather information on several BSN programs from our area. A total of eight schools were present. Together they represented four different states: Alabama, Florida, Georgia, and Tennessee. These schools were highly interested in recruiting our nursing students to continue their education at their institutions after graduating from NACC.
Bryon Miller, NACC Career and Transfer Advisor, worked closely with Jane Hopson, NACC Director of Nursing, and Janet Gardner, NACC Instructor of Nursing, to plan this event. Miller said of the event, "I think it really goes to show that we have some of the best nursing students in the area. We had a school nearly 350 miles away come here to recruit. That impressed me." The schools that were on campus recruiting included: Columbus State University, Jacksonville State University, Troy University, the University of Alabama in Birmingham, the University of Alabama in Huntsville, the University of North Alabama, the University of Tennessee in Chattanooga, and the University of West Florida.
RN to BSN programs are typically offered in an online format and can usually be completed within a year if all the prerequisites have been met. Nurses with their BSN often have more opportunities to advance in the workplace and have a higher earning potential. NACC nursing graduates are excellent candidates for these programs and are obviously highly sought after. Students interested in entering an RN to BSN program should make an appointment to see the Nursing staff at NACC to make sure they have completed the necessary coursework to be eligible for these programs.
If you missed the fair this year, be on the lookout next year! If you are a recent graduate and want information on obtaining your BSN now, please contact Bryon Miller at 256-638-4418 or 256-228-6001, ext. 2360 or by email at firstname.lastname@example.com.
For additional college information go to www.nacc.edu or download our free App from the App Store or by going to www.naccmobile.com.


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The Potato (Solanum tuberosum L.) is one of the main
important food crop in Bangladesh and around 40 countries it considered as a
staple food (Islam, 1987) as well as cash crop. Bangladesh is now one of the
big potato producing country in the world and within a few years will also be
big exporting country (MEGA Group-2016).
According to Food and Agriculture Organisation (FAO) of the United Nations in
2013, Bangladesh ranked seventh in potato production where China, India,
Russia, Ukraine, USA and Germany were ahead. The Bangladesh ecology and soil
conditions are more feasible for cultivating the potato especially in
Munshiganj, Rangpur, Bogra, Joypurhat, Dinajpur, Thakurgaon, Rajshahi and Jessore
region. Department of Agricultural Extension (DAE), BADC, BARI, NGOs and
different inputs Companies are supported to farmers to cultivate the potato. Different
varieties of potatoes are grown in Bangladesh and these differ in tuber structure,
size and color, time of maturity, market demand, people choice, yield and
resistance to pests. Broadly two categorized potato varieties are cultivated in
Bangladesh include local and high yielding. The familiar of local varieties are
Lal Pakri, Sheel Bilatee, Bilatee and
Surjamukhi. On the other hand several
dozens of high yielding varieties (HYV) of potato are cultivated in the
countries which familiar are Cardinal, Diamont, Granular, Kufrisundhuri, Patronis, Kumbica, Lora
etc. Recently some processed varieties have started the cultivation in Bangladesh
such as Lady Rosetta, Atlas, Asterix, Courage and Atlantic for manufacturing
the French fires, chips, crackers, flakes and starch which contain 22-25% dry matter.
Three way potato seeds are managed for meet country need, 1st is farmers preserve potato for next year
plantation and 2nd is Bangladesh Agricultural Development
Corporation (BADC) and 3rd is different companies produce the new
seeds for farmers. Bangladesh
Agricultural Research Institute (BARI) is produced new potato seeds through
research and it provides to BADC and they produce high volume. The farmers are
aware the potato cultivation and gets good yield but sometime they face the
different problems. The Department Agricultural Extension (DAE), company and
some NGO provide training and give technical advice to the farmers for it
production. Potato is a short time crops and both male and female are involved
to cultivate and post-harvest management and they enjoy in whole cultivation period.
The potato production trend in Bangladesh are given below in table-1 respectively.
Table-1: Potato
production trend respectively in Bangladesh.
Yield Kg
Financial Express '15
The Daily Sun 2017
The data indicates that the country potato
production trend is increasing and the year 2015 the total production is 9.2 and
year 2016 is 10.4 million tones. The potato preservation capacity of the
existing 400 cold storage is 5 million tones (bdnews24.com. 10 February 2014) which 50% of
national production. Bangladesh farmers get benefit in
maximum years by cultivating the potato then other crops.
In Bangladesh, potato is
primarily used as a vegetable, although in many countries of the world it is
used as a staple food and contributes more than 90% of the carbohydrate food
source (Akter,
1973). Although the principal use for potato in
Bangladesh is to make potato curry along with fish, meat, and eggs and potato-based
food items are potato mash, fried potato, potato chop, potato vegetable mix,
potato singara, potato chips,
French fry etc. In recent years, bakeries and fast food shops have started
preparing a variety of potato-based delicacies food so there are diversity in
the consumption of potato. Per capita consumption is 23 kg in Bangladesh
and 32 kg in China and 15 kg in India (Reardon et al., 2012). In Asia, potatoes
are mainly consumed as a vegetable including Bangladesh and in Europe millions tones of potatoes are processed annually
into starch, alcohol, potato meal, flour, dextrose, potato chips, French fries and
other products. So Asia and Europe potato food consumption different. According to the Directorate General of Food (DGoF), annual country demand
for potato is 6.5-7 million tons (The Daily Star, 8 Mar 2015) on the contrary
annual production is 10.4 million tones so 3.4
million tones potato surplus in the country.
Day by
day increasing the potato production as well as farmers interest and also
increasing the areas of lands which up to 4.5 lac hector (AMIS-2016). Total
land size and surplus potato are increasing so good export potential
of Bangladeshi's potato in international market. Two
categories of potato are international market demand, one as table potato which
varieties are Granular, Atlas, Kumbica, Lora and another as processing potato
for making the chips, starch, snacks, flakes which varieties are Asterix,
Courage Lady Rosetta, Atlas and Atlantic. In respect of quality, taste and price, Bangladesh origin potatoes are
good competitive compare to other Asia country's potato. Many countries of the
world are attracted to buy of those potato from Bangladesh. The main importing
countries are Singapore, Malaysia, Sri Lanka, UAE, Saudi Arabia, Oman, Vietnam,
Philippine and Russia. Similarly, other importing countries are also interested
to import the potato from Bangladesh. The potato exporting status are given in
Table-2: Potato exporting trend from Bangladesh
to international market.
Yield (tons)
Source: DAE-2015
Daily Sun 2017
The potato export trend is increasing year to
year. In
Bangladesh, exports crossed the 70000 tons for the first time in the fiscal 2015-16,
rising threefold from only 53982 tons in the previous year, according to the
Department of Agricultural Extension (DAE). Earning also trebled to $33.82 million
in 2015-2016 compared to the previous year (EPB). This is a milestone. We want
to perform better in the days to come. Currently exporters get 20 percent cash an incentive from government. Many private sector export companies in
Bangladesh are Agriconcern Limited, PRAN, BRAC, MEGA group, Kafela
group, Kisan Botanix Agro Ltd, Ahian Impex Ltd. AgroKagri Commodities Ltd have
been exporting the potato in international market. All companies are properly
maintained the country policy for exporting the potato. At present, Bangladesh
has surplus the potato and also exist the interested export companies and also
government encourage to export the potato by providing incentive so bright export
potentiality of Bangladeshi's potato. Due to some existing barriers and
constraints, potato exporting status are not significant so our farmers are not
benefitted up to the mark. The Bangladesh government, private sector export
company, shipping agency and other relevant audience if meet the barriers and
constraints so Bangladesh becomes the big potato exporting country in the world.


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February 5, 2019
We see you, feeling pretty good about yourself, but still looking for that New Year's resolution? Got your diet in check, already joined the gym.. What else is there? How about the perfect smile? Teeth tend to move over time, so whether you've had braces in the past and your smile isn't what it used to be, or you've been considering correction for awhile now, the new year is a great time to resolve everything about your smile that might be making you frown.
At SouthShore Orthodontics, we have all of the correction options you could possibly want to design the smile of your dreams! Orthodontics has come a long way from the bulky, metal-mouths of the past to a wholly personalized experience. You have options now, each one serving the purpose of providing you with straight, properly aligned teeth – which reduces the risk of gum disease and increases self confidence!
Traditional Braces
Traditional Braces treat a wide array of cosmetic and functional teeth and jaw problems. They are often the best option in more severe cases of malocclusion and tooth rotation, or when vertical tooth movement is needed.
Traditional braces correct:
-Open bite
-Crooked teeth
-Short or elongated teeth
Inbrace is an orthodontic solution that we can really get behind! And we mean that quite literally! Inbrace is an innovative technique where the traditional idea of braces is flipped on its back and reversed. These are braces affixed with a wire behind your teeth, allowing them to be completely invisible to the naked eye. This process is just as effective as traditional braces, but allows your corrections to be discrete. This is a solution most preferred by adults who do not like the idea of visible wires, brackets or trays.
Benefits of choosing INBRACE:
-Placed discreetly behind your teeth
-Fewer visits needed
-Less reliant on patient compliance
-More predictable results
-Improved brushing and flossing
Invisible Aligners
Invisible Aligners such as Invisalign is a good compromise between permanent traditional braces, and the completely invisible Inbrace. This solution uses a series of comfortable clear aligners that progressively straighten your teeth over a period of time, changing out the aligners, and replacing them with new ones as your teeth progress toward perfection.
Benefits of choosing Invisalign:
-Comfortable, clear aligners
-Nearly invisible
-No metal
-No soft tissue irritation
-No dietary restrictions
-Better homecare results
-Reduced risk for gum disease and decay
No matter which route you choose, you can't go wrong with SouthShore Orthodontics. So give us a call at (813) 291-2010 to set up your consultation today! We look forward to seeing you smile.


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This sexy long legged mature blond comes back home earlier than expected and finds her stepdaughter's clothes spread across the floor, leaving a trail that goes all the way to her bedroom. When she gets there he finds her and her boyfriend totally naked in bed and asleep, probably exhausted and drained after an extended love making session. She can't fail to notice the boyfriend's cock is still throbbing hard and fully erect. It looks delicious and enticing. The boyfriend soon wakes up, well, something wakes him up. He looks down and finds his girlfriend's stepmom under the covers, sucking and stroking his big juicy cock. She signals him to remain silent so they don't wake up her stepdaughter and goes back to blowing him under the covers. Unfortunately, the teen girl does wake up, catching them red handed. She's a bit upset at first, but her very open-minded and beautiful stepmother convinces her to take this as an opportunity to try out something new, kinky and exciting! She lies on her back, sucking her boyfriend's cock while the sexy blonde gets on top of her and joins her, their naked bodies and tits pressing together. Two beautiful naked girls in 69 giving this cock a double blowjob, so sexy! I want to be this guy! The girl gets down on all fours, with her hot stepmom on top of her in the same position, both girls getting penetrated from behind by her boyfriend, who takes turns fucking each of them with his big hard cock, switching from one pussy to the other! Their naked bodies look so good… His teen girlfriend gets fucked in missionary position, kissed and caressed by the beautiful naked woman, it's her first three some and lesbian experience. She grabs the rug and arches her back as an orgasm rips through her body. Her perfect, young body is so sensitive that she shudders at every touch. This beautiful MILF lies on her back, spreads her legs and asks him to fuck her as well as her step daughter. She watches her boyfriend fucking her, pounding her hard with his throbbing member. Still recovering from her previous orgasm, she takes his shaft and bangs him reverse cowgirl, climaxing again anad again. The lucky guy fucks both blondes and finally blows his creamy load all over their bodies, watching the girls lick each other clean!
Cats: Naked Women
Sexy blonde comes home and finds her stepdaughter and her bf naked in bed
Naked Women


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Sentosa, or formerly Pulau Blakang Mati, is basically an island to attract tourist or locals who want to have their time spent at an artificial beach. Funny speaking, nature has its way to get back to our misdoings. Quite a number has been badly injured by stonefish as beachgoers ignore the dangers of being barefooted while wading in murky waters.
Nevertheless I respect God's creations and am always pleasantly surprised from every trip that I made to visit the wild shores at other parts of Sentosa that most people won't visit. These spots are the reason why I have been visiting Sentosa for the past few times. The attraction I want to visit instead, which is...free of charge!
It is a place where kingfishers are found resting and looking for food...
Where you can also find little tiny revealing arms of brittlestars in sponges...
Where you find some action packed scenes...
Where you say hi to eunice, our giant reef worm grabbing a seaweed meal...
where the legendary tongkat ali grows too.
Unfortunately, work for the IR has began on the shore that used to be home to corals of at least hundreds year old.
Just in front of the work, glad to still see shorebirds around.
And again this beautiful collared kingfisher.
What does this tell you?
It's related to this blob swimming...
Yes its a cuttlefish. Well, it did entertain three of us: Siyang, Fiona and me.
Somehow, I like the peacock anemone of the southern shores. Perhaps I was a bit tired of the northern ones :P
The last time I saw this flatworm was at Kusu :-)
Lots of other attractive crabs and a lonely cowrie.
More lovely crabs, motionless for us to take a photo. How nice!
Bracts of the male flowers of tapeseagtass which released the pollen Siyang spotted.
Last shot for this post: Sponge castle vs Human condominium.
Wanna know more about this Sentosa attraction?
To be continued- anemones (and related animals) and corals of Sentosa coming soon!
Thursday, January 24, 2008
The Sentosa attraction that I go to
Posted by Unknown at 11:14 PM
Labels: intertidal, sentosa
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Tote bags are a fantastic promotional products because they have so many uses and everyone can take advantage of them. They're so convenient; people can use them to carry their shopping, hold books - whatever they like! As a result, they're not the type of promotional products that people will discard or rarely use. This is beneficial for your company as it makes them highly useful for spreading brand awareness and increasing your exposure.
You can read about our huge range of Printed Tote Bag Range below.


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Kasandra Pillay
ORG SANReN (South African National Research Network) Title SANReN Engineer BIO Ms Kasandra Pillay is a senior engineer at the South African National Research Network. She is currently based in the USA until the end of May as an affiliate at the Energy Sciences Network while exploring various areas such as Science Engagement, Services Management and Data Movement initiatives. She is also supporting various projects at SANReN, the most recent projects being the Mconf webconferencing implementation and the Data Tranfer pilot that is currently being implemented. Her qualifications are a degree in Electronics Engineering from the University of KwaZulu-Natal and Honours and Masters degrees in Technology Management from the University of Pretoria.


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Keywords: freedom of contract, oil and gas industry, Association of International Petroleum Negotiators, AIPN
Basic Concepts and Principles
As a general rule, Brazilian law adopts the principle of freedom of contract. Contracting parties are authorized to determine the specific terms and conditions that will be applicable to their contractual relationship, to the extent such terms and conditions are not forbidden by law and do not affront the public order. Moreover, the contracting parties are committed to act in accordance with the principles of probity and good faith, tightly connected with the pacta sunt servanda principle (Latin for "agreements must be kept"), as provided for in article 422 of the Brazilian Civil Code.
In the specific context of the oil and gas industry, a party's freedom to choose with whom and on what terms to contract becomes particularly important given the significant investment of time and money intrinsic in exploration and production joint ventures. Because the joint operations cannot stop simply due to lack of funds, the parties will normally need to be as clear and specific as possible in their Joint Operating Agreements ("JOA") in order to discourage and manage any party's payment default.
The importance of this is reflected by the forfeiture mechanism included in the "default clause" of the Association of International Petroleum Negotiators ("AIPN") Model Form JOA. According to the JOA, a defaulting party would be forced to forfeit its participating interest under the JOA to the other parties, without any compensation, if it fails to timely pay its cash obligations to the joint venture.1 Specifically, the clause states:
If a Defaulting Party fails to fully remedy all its defaults by the thirtieth (30th) Day following the date of the Default Notice, then, without prejudice to any other rights available to each non-defaulting Party to recover its portion of the Total Amount in Default, each non-defaulting Party shall have the option, exercisable at any time thereafter during the Default Period, to require that the Defaulting Party completely withdraw from this Agreement and the Contract.2
However, application of the forfeiture mechanism is subject to debate in Brazil, particularly when considering the importance given to the principles of fairness and the protection against unjust enrichment in the Brazil legal system (and civil law countries alike). Opponents of the mechanism assert that property should not be taken away from a party without proper compensation and without reasonable grounds. Moreover, it is felt that there should be a balance between the value of the forfeited asset and the defaulted amount. For instance, if a petroleum-producing field value is estimated at USD 100 million and the defaulting party's debt is only USD 1 million, a Brazilian court would likely intervene to protect the interest of the defaulting party if it seeks judicial protection based on principles of equity.
In order to help parties avoid this controversy, which is particularly strong in countries with a civil law tradition, the new Model Form JOA released by AIPN in 2012 included a number of alternative options to deal with default. These options should be carefully chosen by the parties, taking into consideration the laws and practices of each jurisdiction.
Forfeiture Versus Buy-Out
One of the alternative default options in the AIPN 2012 Model Form allows for adopting distinct remedies for periods before and after an oil and gas commercial discovery is made, with forfeiture often being applied to the first period, and a buy-out alternative being recommended in the latter stages. Under the buy-out mechanism, the defaulting party is paid a certain consideration by the non-defaulting parties (the consideration paid is after deduction of the amount in default, the costs for valuation of the asset and, usually, a fixed discount percentage). The main part of the buy-out mechanism of AIPN Model Form JOA 2012 is transcribed below:
If a Defaulting Party fails to fully remedy all its defaults by the thirtieth (30th) Day of the Default Period, then, without prejudice to any other rights available to each non-defaulting Party to recover its portion of the Total Amount in Default, at any time afterwards until the Defaulting Party has cured its defaults, any non-defaulting Party shall have the option, exercisable in its discretion at any time, to require that the Defaulting Party offer to sell and assign all of its Participating Interest to any non-defaulting Parties wishing to purchase such Participating Interest.3
This distinction is based on the need to establish a remedy that approximately balances the value of the forfeited asset and that of the default vis a vis the actual ability of parties to effectively determine the value of an asset during the exploration and production stages.
Determining the value of an exploratory license—a license in the exploration stage, where no commercial discovery of oil and gas has been made—is not a simple task and, in the best of cases, any valuation would be merely an estimation, subject to a great degree of uncertainty. Should a buy-out alternative be applied to an exploratory license, this uncertainty could result in an undesirable situation where the defaulting party could be favored at the expense of the non-defaulting parties. In other words, application of the buy-out mechanism during exploration stage could result in two distinct scenarios:
A. The non-defaulting parties compensate the defaulting party for its withdrawal based upon their evaluation of the exploratory asset. After conclusion of exploratory works, a commercial discovery is made and the defaulting parties will finally benefit from their investments (whereas the defaulting party will have received an indemnity that may or may not represent the fair market value of its share, depending on how precise the preliminary evaluation was); or
B. The non-defaulting parties compensate the defaulting party for its withdrawal based upon their evaluation of the exploratory asset. After conclusion of exploratory works, there is no commercial discovery and the license is relinquished to the granting authority. At the end, the defaulting party will have been indemnified and the non-defaulting parties will have lost all of their investments.
However, application of a forfeiture alternative during the exploration stage results in only one possible scenario in which the defaulting party is effectively punished for its default and the unjust consequences of scenario (B) above are avoided.
After a commercial discovery is made, the license becomes a producing asset (even if actual production has not started yet), and an asset valuation becomes a less complex and risky task. Consequently, application of a forfeiture alternative in such a situation could be rejected by a court in Brazil (and most civil law jurisdictions) and replaced with an offset system that will take into account the value of the asset and the defaulted amount; if production has already started under a commercial basis, an offset could be allowed between the proceeds of production and the defaulted value.
The contracting parties' adoption of distinct remedies for both the exploration and production stages would certainly increase enforceability of forfeiture/buy-out provisions. Such affirmative steps would: (i) evidence a fundamental distinction between exploratory and producing licenses, which directly affects the capability of parties to effectively assess the value of the asset; (ii) avoid an undesirable situation where a defaulting party is favored at the expense of the non-defaulting parties; and (iii) evidence that the parties, seeking to observe the principles of equity, have consciously negotiated and agreed upon remedies that are appropriate to the nature of each phase of the contract, thereby avoiding the unfair application of forfeiture to any situation that arises.
1 In this regard, it is worthy to recall that, to ensure continuity of operations, usually the JOAs are subject to a "pay first, complain later" principle, under which the party appointed as operator makes the cash calls and the non-operators are obliged to pay without question. Complaints are to be made only if payment has already been made and by means of an audit process.
2 Extract from article 8.4 (Remedies) of default clause of AIPN Model Form JOA 2002.
3 Extract from article 8.4 (Remedies) of default clause of AIPN Model Form JOA 2012.
Visit us at Tauil & Chequer
Founded in 2001, Tauil & Chequer Advogados is a full service law firm with approximately 90 lawyers and offices in Rio de Janeiro, São Paulo and Vitória. T&C represents local and international businesses on their domestic and cross-border activities and offers clients the full range of legal services including: corporate and M&A; debt and equity capital markets; banking and finance; employment and benefits; environmental; intellectual property; litigation and dispute resolution; restructuring, bankruptcy and insolvency; tax; and real estate. The firm has a particularly strong and longstanding presence in the energy, oil and gas and infrastructure industries as well as with pension and investment funds. In December 2009, T&C entered into an agreement to operate in association with Mayer Brown LLP and become "Tauil & Chequer Advogados in association with Mayer Brown LLP."
© Copyright 2014. Tauil & Chequer Advogados, a Brazilian law partnership with which Mayer Brown is associated. All rights reserved.
This article provides information and comments on legal issues and developments of interest. The foregoing is not a comprehensive treatment of the subject matter covered and is not intended to provide legal advice. Readers should seek specific legal advice before taking any action with respect to the matters discussed herein.


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Freeze Tag is a game created by ConnorVIII ™ with over 18 million visits. The object of the game is 3-4 players are selected as taggers and they must tag and freeze all of the runners on the map in order to win. However, the runners are able to unfreeze each other which makes the game-play tougher. There are also available tools that can be purchased with your tags in order to help you better evade taggers or help to catch runners easily.
Community content is available under CC-BY-SA unless otherwise noted.


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The Community Calendar is the #1 resource for planning your Jewish event in St. Louis! Posting your events on the calendar gives you increased publicity and the opportunity to plan around other community happenings. If you want to add your events to the Community Calendar, please submit your event here.
Events for August 9, 2019
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6:30 pm
Shabbat Shalom STL 2019
Join a group of young adults in exploring St. Louis synagogues! Together we will partake in a Shabbat service and meal with the Rabbis and leaders of the synagogue. We will learn about the history and various opportunities available for us.Find out more »


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Whilst a young adult is in sixth form studying for very important exams, an equally significant skill is also being learned.
Attaining a driving license is a major event in a young adult's life which brings excitement, empowerment and a new found level of freedom and independence. An enormous level of responsibility is also undertaken every time a new driver gets behind the wheel.
It is a well known fact that young drivers are at a high risk on our roads, with one in five new drivers having an accident within 6 months of passing their driving test.
New drivers are on probation for two years meaning they are completely disqualified from driving and will have to retake their test if they get 6 or more penalty points. This highlights the importance for new drivers to behave as prudently and safely as possible.
There are huge consequences for new drivers to themselves, their passengers and other road users and members of the public. New drivers are typically more susceptible to the temptations of drink driving, drugs, mobile phones, late night driving and distractions such as loud music and off-putting passengers.
SpeedSmart will teach new drivers how to be a better driver in a concise 2 hour course. The course will be interactive with group discussions to delve into the psychology behind certain types of driving behaviour. For example why do people speed (racing, late for work, peer pressure etc) and how to combat this.
We are supported by Roadpeace, the national charity for road crash victims. SpeedSmart are supporters of Brake, the largest road safety charity. It is also a ROSPA accredited course.
Contact Us
We can help create awareness for young drivers.


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On the Front Lines: CMOs and Cybersecurity
A day in the life of a CMO is no episode of "Mad Men."
With the rapid rise of ad tech, mobile marketing and social media, the CMO inhabits an increasingly virtual realm that is closer to the customer than ever before. Managing a vortex of consumer data, digital campaigns and app development also exposes the CMO's organization to cybercrime. Indeed, cybersecurity is quickly becoming a primary challenge and responsibility for enterprise CMOs. To reap the rewards of marketing success and competitive advantage, they must have a thorough grasp of the risks.
The cybersecurity threat landscape is highly dynamic, and cyber criminals are as focused on reaching your customers as you are. You need a strategy that prepares the marketing organization — and in collaboration with the C-suite and the board of directors (BoD), the entire enterprise — to respond effectively to threats and negative incidents. CMOs are tasked with brand management, and a brand's reputation is likely to be the most visibly damaged asset in the aftermath of a breach. Likewise, data-driven marketing is fueled by customer trust. Preparation, protection and responsiveness are key to containing the damage and preserving that trust.
Collaboration Is Key
Digital technology has created limitless opportunities, enabling greater brand engagement and innovative customer experiences. On the other hand, it has exponentially increased enterprise vulnerability. With the increased use, integration and interconnection of mobile devices, the network perimeter is blurry and porous, complicating security efforts. Marketers must incorporate security frameworks into their strategic marketing plans and determine how to solicit and deliver valuable customer insights safely.
CMOs are key drivers of digital-based growth for most organizations, yet many are not in the habit of working with the CIO and certainly not with the security department. So, how can the CMO improve in these areas? It starts with increased communication with the CEO, CIO and the BoD.
Related story: How To Prevent a Customer Data Breach Disaster ... and What To Do When You Fail
Steve Durbin is managing director of the Information Security Forum (ISF). Reach him at firstname.lastname@example.com.