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Series Report on Ant Financial, Part II – The Payment History of China
The development of payment system shapes people's consumption scenario, then the scenario's stability will affect consumers' payment habit. China, based on a late start advantage, has leapfrogged to mobile payment.
In the Series Report on Ant Financial, Part I, the article gave an industry overview of the fintech business, researched on Ant Financial' s shareholding structure and executives profile, and introduced the business ecology (products, services, and technologies) of the organization.
In this article, we will continue on the Ant Financial topic to further illustrate one of its most important services in the business ecology - payment service (Alipay). Quoted from Goldman Sachs, the third-payment volume in consumption-related in China is expected to reach USD 4.6 trillion in 2020, from USD1.9 trillion in 2016. The key drivers would be e-commerce growth and increasing penetration in offline retailers as third-party payment replaces cash.
Alipay is currently the largest player in third-party mobile payment, accounts for 51.2% of the total market in China. It not only functions as a mobile payment provider but also acts as a huge entrance for its users to multi-scenario applications on financial services, medical services, public welfare, dining, gaming, online shopping, transportation, etc.
Before going to the details of Alipay, the article sorts out the payment history of both China and US to illustrate an overview of its development, which would be very helpful to understand the current status of the world payment market and some of the interesting facts such as why US consumers are slow to adopt mobile payment and why China can leapfrog from building a credit-dominant consumption scenario and directly entering the mobile payment scenario?
The graph above shows the McKinsey's Global Payments Map 2018, which gathers and analyzes data from more than 40 countries in four regions: APAC (Asia Pacific), North America, EMEA (Europe, the Middle East, and Africa) and Latin America. From the labeled number we see the consumer payment revenue generated by credit card in North America is as high as 35% compared to the Asia Pacific area with a percentage of 6%. Clearly North America payment market is still in its credit-driven state.
Moreover in this graph above, while the overall number of transactions continues to increase, the true driver of payment increase is the electronification of transactions. The cashless revolution, as the mobile payment witnessed in markets such as China, will serve as the largest cause of global electronification. The share of electronification in China has increased more than ten-fold over the last five years, from 4% in 2012 to 34% in 2017.
So why China leads the world in mobile payments? Let's get started from the very beginning.
The Development of China's Payment System
Payment is the trade of value from one party such as a person or company to another for goods, or services, or to fulfill a legal obligation. Payment can take a variety of forms. In ancient times we trade goods (some use shells) for goods, then we evolved to Gold standard by which the value of a currency was defined in terms of gold until now we exchange paper money issued by central banks.
The development of payment methods is inseparable from the continuous development of trading scenarios. The change in trading scenarios stems from the continuous development of the payment system. Now, most people in developed countries or big cities are familiar with transactions through bank accounts. An important function of the bank is to provide customers with services for clearing and settlement. These services are not arranged by one bank but are carried out by transactions between different banks in different regions and countries.
In the 1990s China, however, there was no unified clearing and settlement system among banks, and cross-bank card consumption offline could not be realized. So it's very common to see a merchant counter with several POS machines under different banks. People can only use the bank cards of the POS machines of the corresponding bank, which is very inconvenient whether it is for consumers or banks.
China UnionPay was established in 2002 under such circumstances to solve the problem of cross-bank clearing at the time. (The Fedwire, which is the UnionPay in the United States, was established in 1914, almost 100 years earlier.)
UnionPay cards have officially become a bridge to the clearinghouse between different banks. Consumers only need to have a bank card with the UnionPay logo to spend in any shopping malls with only one POS machine. This also marks the entry into the double-labeled card era.
Right after UnionPay's appearance, the Internet in China has entered into a rapid developing speed and the demand for small-scale but large-volume transaction begun to soar online. China's payment industry officially ushered in the era of e-commerce. The e-commerce websites were born during this Internet momentum. eBay, Taobao and 8848 are companies who focused on serving C2C, also the online game and virtual coupon trading represented by Tencent, NetEase, etc. made their debut in public.
Though UnionPay solves the inter-banking transaction problem, the People's Bank of China (PBOC) or the China Central Bank who runs the large-volume and small-volume payment systems were not ready for such a large scale of transactions generated by e-commerce. By that time lots of settlement were still manual. Therefore the bank system's payment settlement efficiency is low, this problem has severely restricted the further development of the scale of e-commerce. (At the same time in the US, PayPal had already made an initial public offering in NASDAQ.)
In February 2004, the Alipay, which was considered China's PayPal, made its appearance to the public to take over the small-volume large-scale transactions in China while UnionPay was indifference with this "dirty work".
Alipay proposed the innovative concept of virtual account, through which the user can transfer the money from the online bank to the Alipay virtual account for direct consumption, and all the transfer information is transmitted to the bank in electronic form. Manual reconciliation clearing through bills is replaced. This has contributed to the completion of the bank's electronic clearing system and the pillar state of Alipay in the third-party or mobile payment market.
In 2013, so-called China's PayPal overtook PayPal as the world's largest mobile payment platform. As of March 31, 2018, the number of Alipay users reached 870 million. It is the world's number one mobile payment service organization and the second largest mobile payment service organization in the world.
If you wondering what is the difference between Alipay and UnionPay, that would be very reasonable since they both function as the connection portal of different banks.
To put it in a simple way, there are two such modes, one is the public interface mode dominated by the communication network, and the other is the bank-oriented adapter mode. The main difference between the two modes is the difference in dominant position. UnionPay is under the approval of the People's Bank of China, in this case, it is obviously the public interface mode that all banks should be made into the clearing system proactively. While Alipay belongs to the adapter mode when Jack Ma first started the service, Alibaba had to reach to banks one by one.
As of today, the interbank clearing system in China consists of three main players: UnionPay Interbank Clearing System (established in 2002), third-party payment system (Alipay launched in 2004 and Wechat Pay launched in 2014), and the PBOC's online payment interbank clearing system (超级网银 launched in 2009). The third-party payment system has dominated the market for more than 90% of usage.
At present, the world's major economies have formed a multi-level payment system (clearing and settlement system), these levels are the clearing between commercial banks, the settlement of payments between banks in a certain region, the connection of national payments between regions, and the global clearing network. The US bank clearing system not only includes the above functions but also plays a central role in the global banking clearing system.
The Development of the United State's Payment System
In 1800s United States, the clearing and settlement cross banks were also manual and inefficient. On one day, the staff of two different banks squatted on the way to each other's bank with the bills of payment and happened to walk into the same coffee shop. During the chat, they found the interesting situation and took the opportunity to exchange bills at the coffee shop, which saved the time for the commute and the payment business. After that, the coffee shop naturally attracted other peers in banking, and they together made the embryonic form of a clearinghouse.
In 1824, the Suffolk Bank of Boston, Massachusetts, along with six other banks, created a system that required country (non-federal) banks to deposit reserve balances in one or more of the participating banks, which guaranteed that each country bank could redeem their banknotes in specie and in time.
Though Suffolk System was banned under national regulation, it is the predecessor to modern banking practices and led to the creation of the Federal Reserve of the United States that still operates today.
On October 11, 1853, 62 banks in the basement of 14 Wall Street, co-founded in the New York Clearing House, resolved the disorderly transaction clearing of banks in New York City, marking the bank's independence in the interbank clearing. Its clearing system called CHIPS (Clearing House Interbank Payments System) settles over 250,000 of trades per day, valued in excess of USD1.5 trillion in both domestic and cross-border transactions.
In 1914, the Federal Reserve Wire Network (later called Fedwire) was founded by Federal Reserves. Before its foundation, banks generally did not liquidate according to the face value of the bills. Fedwire required all member banks to settle the bills issued by other banks according to their face value. A weapon to build more trust with banks nationwide.
So today, CHIPS and the Fedwire funds service used by the Federal Reserve Bank combine to constitute the primary network in the U.S. for both domestic and foreign large transactions denominated in U.S. dollars. The international currency status of the US dollar depends not only on the economic strength of the country but also on the development of a currency payment system. In fact, not only the United States but the other countries who have what be called the international currency, have a reputable payment system to support it.
For example, the British pound as an international currency is inseparable from the location of London's business as the most important foreign exchange clearing system in the world.
Another example is the euro. Germany is the most important member of the euro, so the euro payment clearing system TARGET2 is located in the European Central Bank in Frankfurt, Germany. It functions as the real-time gross settlement system (RTGS) for the Eurozone and is available to non-Eurozone countries.
Why Payment Behaviors Differ in China and the US?
China has leapfrogged from cash to cashless, or even cardless transactions, with the large addressable market and rapidly shifting share. The mobile payment is also expanding the pie in markets that were historically underpenetrated by banks.
This is starkly different from the most developed world. In the US and other western countries, one of the most persistent uses of cash remains the purchase of small ticket items. According to Goldman Sachs, only 16% of the USD 11.4 trillion third-party payment value is consumption-related, while in China, the number is 40% already, and is expected to reach 68% by the year 2020.
Some of the reasons that led to the fast growth of China's mobile payment while the US remains a credit card driven country are listed below:
1. The development of one country's payment system shaped people's consumption scenario, then the scenario's stability will affect consumers payment habit.
The US payment system is highly developed, almost 100 years earlier than China. Credit cards, bank cards, various bills are very mature and widely applied across the country. Similar to Europe, Japan, and other developed countries, the well-built system can fully meet people's daily needs.
China, in this case, has a low credit card penetration rate and the consumption habits can be easily transferred. Due to a relatively inefficient clearing system, the mobile payment companies successfully attract users with faster transaction speed and convenient app application.
Besides, mobile payment has low dependence on physical devices, which gives China the opportunity to skip the credit card payment and go directly to the mobile payment.
2. The coverage ratio of one country's credit scoring system as well will shape a country's payment mode. China is also short of a credit scoring system with a shocking low credit coverage, for credit card companies and other institutions are unable to assess the likelihood that a consumer can or will be able to pay off any debts he accumulates. Again, China is leapfrogging it, as internet giants are developing private credit scoring systems based on big data solutions (Weak feature data), for example, Sesame Credit developed by Ant Financial Services Group. Plus the processing fees are also holding back the acceptance of credit cards.
The same thing is also happening in India right now. As the penetration of telephones in India is very low, instead of building wires and all the infrastructures for the wired telephone, India took a technology jump, skipping the wired telephone connection phase and straight jumped to mobile telephony.
3. The tax system affects the choice of small merchants' payment selection. China's current tax system makes merchants more inclined to use mobile payment while for developed countries such as the United States, their merchants prefer cash for the sake of tax avoidance sometimes. The US taxation operation uses a declaration system, while China adopts an implementation system. The systematic differences in the taxation methods between China and the United States have led to the difference in the development of mobile payments.
4. Regulation plays a vital role in determining the fast evolution and innovation in the financial market. Especially from 2013 to 2015, the government and regulators in China have explicitly expressed support for financial innovation and internet finance and imposed far less regulatory constraints compared to banks. Until recently, the fintech regulatory environment has shifted from the initial free hand to promote growth, to a more balanced approach.
5. China's financial technology innovation has expanded to foreign countries, especially along the Belt and Road. countries along the route. Alibaba and Tencent are promoting their mobile payment systems to help foreign countries achieve financial technology innovation, and also strengthen their models by continuous experiment and optimization. Alipay and WeChat Pay are already available at physical retailers in 28 countries or regions outside of Mainland China. Alibaba also approaches to 9 countries in the South East and led a series of strategic investment in India, Korea, etc.
We will continue the topic in Part III on Alipay and its competition with TenPay and its globalization strategy by building the online payment infrastructure overseas.
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After decades of reading, workshops, teachers, practices - a moment comes that announces itself as "ENOUGH." The ground has been tilled and (sometimes) overly planted. So - some weeding is necessary for the new insights/directions to emerge from your
own inner ground.
AWAKENING and LISTENING to new capacities growing within - NOT thinking or feeling - but listening for the deeper more subtle meaning in sensations, dreams, encountering all the concrete realities of nature/our own nature, embracing
whatever it is we find beneath our own habitual surfaces - and staying, staing present - making a hearth for our own fire.
Laurie...I might have my copy and will look for it. Otherwise...order from Amazon.It is beyond inspiring. I will let you know. It's on kindle too.
Hi Brenda, I would like to read The Choice. Where would I find a copy?
Your imagery is intensely complimentary to the text deepening an infusion of wisdom. Thank you..
I am grateful, Brneda, for your generous encouragement based on your own experience and quests.


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Highland games are events held in spring and summer in Scotland and other countries as a way of celebrating Scottish and Celtic culture and, especially that of the Scottish Highlands. Certain aspects of the games are so well known as to have become emblematic of Scotland, such as the bagpipes, the kilt, and the heavy events, especially the caber toss. While centred on competitions in piping and drumming, dancing, and Scottish heavy athletics, the games also include entertainment and exhibits related to other aspects of Scottish and Gaelic culture.
The Cowal Highland Gathering, better known as the Cowal Games, held in Dunoon, Scotland, every August, is the largest Highland games in the world, attracting around 3,500 competitors and somewhere in the region of 23,000 spectators[1] from around the globe. Worldwide, however, it is exceeded in terms of spectators by two gatherings in the United States: the estimated 30,000[2] that attend Grandfather Mountain in North Carolina and the even larger gathering—the largest in the Northern Hemisphere[3]—that has taken place every year since 1866 hosted by the Caledonian Club of San Francisco.[4] This event is currently held on Labor Day weekend in Pleasanton, California, and their Sesquicentennial Games held on September 5–6, 2015, attracted record crowds close to 50,000.[3]
The games are claimed to have influenced Baron Pierre de Coubertin when he was planning the revival of the Olympic Games. De Coubertin saw a display of Highland games at the Paris Exhibition of 1889.[5]
The origin of human games and sports predates recorded history. An example of a possible early games venue is at Fetteresso, although that location is technically a few miles south of the Scottish Highlands.
It is reported in numerous Highland games programs, that King Malcolm III of Scotland, in the 11th century, summoned contestants to a foot race to the summit of Craig Choinnich (overlooking Braemar). King Malcolm created this foot race in order to find the fastest runner in the land to be his royal messenger. Some have seen this apocryphal event to be the origin of today's modern Highland games.
There is a document from 1703 summoning the clan of the Laird of Grant, Clan Grant. They were to arrive wearing Highland coats and "also with gun, sword, pistol and dirk". From this letter, it is believed that the competitions would have included feats of arms.
However, the modern Highland games are largely a Victorian invention, developed after the Highland Clearances.
The Highland Games Consultancy, run by former World Champion Gregor Edmunds, organise and run events throughout Scotland. www.hgc-ltd.com
In their original form many centuries ago, Highland games revolved around athletic and sports competitions. Though other activities were always a part of the festivities, many today still consider Highland athletics to be what the games are all about—in short, that the athletics are the Games, and all the other activities are just entertainment. Regardless, it remains true today that the athletic competitions are at least an integral part of the events and one—the caber toss—has come to almost symbolize the Highland games.
Although quite a range of events can be a part of the Highland athletics competition, a few have become standard.
Many of the Heavy Events competitors in Scottish highland athletics are former high school and college track and field athletes who find the Scottish games are a good way to continue their competitive careers.
Increasingly in the USA, the Heavy Events are attracting women and master class athletes which has led to a proliferation of additional classes in Heavy Events competitions. Lighter implements are used in the classes.
For many Highland games festival attendees, the most memorable of all the events at the games is the massing of the pipe bands. Normally held in conjunction with the opening and closing ceremonies of the games, as many as 20 or more pipe bands will march and play together. The result is a thunderous rendition of Scotland the Brave or Amazing Grace, and other crowd-pleasing favourites.
It is, in fact, the music of the bagpipe which has come to symbolize music at the Games and, indeed, in Scotland itself. In addition to the massed bands, nearly all Highland games gatherings feature a wide range of piping and drumming competition, including solo piping and drumming, small group ensembles and, of course, the pipe bands themselves.
Music at Highland games gatherings also includes other forms, such as fiddling, harp circles and Celtic bands, usually spiced with a large amount of bagpipe music.
The SOBHD sanctioned World Championship title.
At modern-day Highland Games events, a wide variety of other activities and events are generally available. Foremost among these are the clan tents and vendors of Scottish related goods. The various clan societies make the Highland games one of the main focus of their seasonal activities, usually making an appearance at as many such events as possible. Visitors can find out information about the Scottish roots and can become active in their own clan society if they wish.
At modern games, armouries will display their collections of swords and armour, and often perform mock battles. Various vendors selling Scottish memorabilia are also present selling everything from Irn-Bru to the stuffed likeness of the Loch Ness Monster.
Herding dog trials and exhibitions are often held, showcasing the breeder's and trainer's skills. In addition, there may be other types of Highland animals present, such as the Highland cattle.
Various traditional and modern Celtic arts are often showcased. This could include Harper's circles, Scottish country dancing, and one or more entertainment stages. In addition, most events usually feature a pre-event ceilidh (a type of social event with traditional music, dancing, song, and other forms of entertainment).
Various food vendors will also offer assorted types of traditional Scottish refreshment and sustenance.
On 1 August 1997 Canada Post issued 'Highland Games' designed by Fraser Ross, based on photographs by Andrew Balfour. The 45¢ stamps are perforated 12.5 x 13 and were printed by Canadian Bank Note Company, Limited.[9]
United Kingdom, Isle of Man, Glasgow, Scots language, Edinburgh
Calgary, Edmonton, Canada, Northwest Territories, Montana
Iron Age, Celtic languages, Portugal, Celtic nations, Middle Ages
South Korea, Olympic Games, Indonesia, Thailand, 2014 Asian Games
Irish language, Ireland, Isle of Man, Goidelic languages, Celtic languages
North Carolina, Scotland, Bagpipes, Highland games, Grandfather Mountain
Scottish sword dances, Highland games, Scottish country dance, Polka, History of Scotland
Shinty, Association football, Scots language, Golf, Scotland
Highland Games, Canada, Scotland, Highland Dance, Pipe and drum
Scotland, Scots language, Scottish English, Scots law, History of Scotland


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What is Homeopathy ?
Homeopathy is a natural system of medicine, safe and effective. It works by stimulating the body's natural ability to heal itself.
Homeopathy recognises that any given condition will be a result of underlying issues, physical and psychological, within the person as a whole. These factors will have a specific impact and be uniquely experienced by the individual. Homeopathic medicine is prescribed on these set of symptoms, and individualised for each patient.
Homeopathy works on the principal that "like cures like"; a substance, taken in small amounts, will stimulate the body's ability to heal the symptoms that the substance can cause, if ingested in large amounts. For example, caffeine is a stimulant that can cause temporary insomnia. The homeopathic Coffee remedy – Coffea – which contains caffeine, may be used in "potentised" (highly diluted) doses, in order to relieve the symptoms of insomnia.
This system of medicine originated in the late eighteenth century by German physician Dr Samuel Hahnemann.
Homeopathic remedies are made from many different natural substances. These include plant material, minerals, metals and some animal material such as venoms and animal milks. Many of theses substances have been and still are used in many conventional medicines.
Homeopathy is one of the two most widely used forms of medicine today. With 10% of people in the UK discovering a system of medicine that is safe and effective. Homeopathy is currently the first choice of medicine for 500 million people Worldwide ( WHO Figures)
So Why Choose Homeopathy?
Although these substances are and have been used conventionally over the years, a lot of general medicines have lists of side affects that can stress other parts of the body or bring about further problems.
With Homeopathy, the substances used are highly diluted hundreds of times, this renders them much safer than conventional medicine whilst still being effective.


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Should You Move Before or After Pregnancy?
Moving is an exciting time, if somewhat stressful. Anyone who has moved will tell you that it takes a lot of time to pack up the house and organise the move. There are a myriad of details to attend to, from notifying everyone of your new address to ensuring the utilities are switched off when you go – and switched on at your new home when you arrive. Being pregnant adds even more challenge into the mix.
You might be wondering whether it is better to move before the baby is born or afterwards. Other mothers will tell you it's easier to move without a new little person to care for, even if you don't feel all that well during the pregnancy.


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Vandaag heeft Olympus officieel de nieuwe M.Zuiko 17mm f1.8 gepresenteerd. Tijdens de laatste Photokina werd al aangekondigd dat aan dit objectief voor het Olympus Micro Four Thirds systeem in ontwikkeling was. Op dit systeem geeft het een equivalent van 34mm bij fullframe. Het objectief gaat € 550,- kosten is vanaf half december leverbaar.
In navolging van de M.Zuiko Digital ED 12mm f2.0 heeft dit nieuwe objectief een groot aantal van dezelfde kenmerken. Ook nu is er een metallic behuizing en een geruisloos scherpstelmechanisme, de zogenaamde MSC-technologie (Movie and Still Compatible) waarmee ook tijdens het filmen scherpgesteld kan worden zonder hinderlijke bijgeluiden. Met de Snapshotfocus is het mogelijk de focusring naar de camera toe te trekken, waardoor een ring met scherpstelafstanden zichtbaar wordt. Op die manier kan handmatig een bepaalde zone worden scherpgesteld.
Fysieke eigenschappen van de lens zijn:
- Negen lenselementen in 6 groepen
- Minmale focus afstand: 25 cm
- Maximale vergroting: 0,08x
- 46mm filter
- lengte: 35,5 mm, diameter: 57,5, gewicht 120g
Olympus Imaging Corporation (President: Haruo Ogawa) is pleased to announce the release of the M.ZUIKO DIGITAL 17mm f1.8 (34mm equivalent to 35mm format), a wide-angle, single focal length lens compliant with the Micro Four Thirds System standard.
Optimized for snapshots, this compact lens delivers outstanding imaging performance thanks to an advanced optical system comprising nine lens elements, including three aspherical elements, that is able to capture sharp, clear images throughout the entire imaging range from the open aperture of f1.8. The autofocusing system is based on Olympus's original MSC (Movie & Still Compatible) mechanism for fast, quiet focusing with both movies and still images. Quick snapshot shooting is possible thanks to the Snapshot Focus mechanism, which lets you set the focus scale by sliding the focus ring towards you. The focusing point can be set to a specific distance using the focus ring. To complement its brilliant performance, a high quality metallic outer finish instills pride of ownership. Launch of this product is scheduled for the middle of December 2012.
Main Features
- A compact lens that offers high imaging performance from the open f1.8 aperture.
- MSC (Movie & Still Compatible) mechanism for fast, quiet autofocusing.
- Snapshot Focus mechanism that lets you shift the focusing point to a specific distance.
- Sophisticated textured metallic finish for a stylish, classic look in a highly compact design.
Main Feature Details
1. A compact lens that offers high imaging performance from the open f1.8 aperture.
1-1. High resolution and high performance from a compact size
The M.ZUIKO DIGITAL 17mm f1.8 is composed of 9 lens elements in 6 groups. These elements include three aspherical lenses featuring a DSA (Dual Super Aspherical) element that corrects aberrations. This technology makes it possible to reduce the size of the lens but requires high-precision fabrication technology due to the extremely large ratio of thickness between the center and periphery. The optical system also includes an HR (High Refractive index) lens with high spherical aberration correction capability. Despite the lens's compact design (57.5 mm max. diameter x 35.5 mm overall length with a weight of 120 grams), the balanced placement of the elements makes it possible to offer outstanding image quality with high contrast and sharpness from the open aperture of f1.8 throughout the image area.
The development and fabrication of this lens would not have been possible without expert design, measuring techniques capable of precise surface accuracy evaluation, advanced ultra-high-precision aspherical surface molding techniques, ultra-precision assembling technology, and polishing skill honed through years of experience. Only Olympus is innovative enough and experienced enough to create a lens so compact, yet so powerful.
1-2. ZERO (Zuiko Extra-low Reflection Optical) coating
To completely eliminate hard-to-prevent artifacts such as ghosts and flares, the lens surfaces are coated with Olympus's special ZERO (Zuiko Extra-low Reflection Optical) coating, which cuts the reflectance of wavelengths between 450 and 650 nm in half to ensure clear imaging performance even under unfavorable conditions, such as when shooting against the light. The ZERO coating is an application of the thin film control technology we developed for the multilayer film deposition technology for microscopes. As well as offering clear images, this technology also helps maintain the lens's low reflectivity by preventing scratches and degradation due to the enhanced strength and durability made possible by vacuum deposition.
1-3. Large, bright f1.8 aperture that's really effective under low light + Built-in image stabilization mechanism
Normally, it is very difficult to take blur-free pictures when shooting under dimly lit conditions without a tripod and flash. With the new M.ZUIKO DIGITAL 17mm f1.8, however, users will enjoy expanded low-light shooting capability thanks to the wide 34mm angle (35mm camera equivalent) and a large aperture of f1.8, as well as the image stabilization mechanism built into the body of all Olympus OM-D and PEN series cameras. Besides typical low-light environments such as dusk or indoors, this lens makes it possible to shoot brilliant wide-angle pictures in locations where a tripod cannot be used such as busy tourist sites or crowded streets, as well as in locations where flash use is prohibited, such as zoos, museums, and aquariums.
2. MSC (Movie & Still Compatible) mechanism for fast, quiet autofocusing.
The MSC (Movie & Still Compatible) mechanism incorporated in the M.ZUIKO DIGITAL 17mm f1.8 is the fruit of advanced optical design technology developed to enable fast, quiet autofocusing with a small number of lightweight lens elements. By driving the focusing lens directly using a metallic shaft and feed screw precision-finished at the sub-micrometric order, rather than using a gear (which is what causes operating noise), the MSC ensures ultra-quite focusing.
The inner focusing system that incorporates the MSC mechanism adjusts focusing by optimally displacing only three small, lightweight lens elements. This enables smooth autofocusing with high speed and low noise. The smooth autofocusing promises comfortable, stress-free shooting of movies, as well as still images.
3. Snapshot Focus mechanism that lets you shift the focusing point to a specific distance.
The same Snapshot Focus mechanism that was highly acclaimed with the M.ZUIKO DIGITAL ED 12mm f2.0 is also incorporated in the M.ZUIKO DIGITAL 17mm f1.8. With this mechanism, sliding the focus ring towards you moves the focusing point to a specific distance, and rotating the focus ring moves the focal distance within the scale range indicated on the lens cylinder. This mechanism allows quick pan-focus shooting (in which both subject and background are in focus), enabling fun snapshot shooting.
4. Sophisticated textured metallic finish for a stylish, classic look in a highly compact design.
With a sophisticated metallic finish for a comfortable, pleasing texture with the feeling of solidity and classic look proper to a precision instrument, this lens reflects Olympus's commitment to designing products that can be used and appreciated for years to come. Just by looking at it, you will get the sense that this is a masterpiece of craftsmanship, one that exudes high performance. Complementing the sophisticated design of the OM-D and PEN series, this lens is even more attractive when combined with a dedicated metallic lens hood and/or lens cap.
Main Specifications
M.ZUIKO DIGITAL 17mm F1.8
|Mount type
|Micro Four Thirds System standard
|Focal length
|35mm equivalent
|34mm equivalent
|Lens construction
|9 elements in 6 groups
(DSA elements x1, aspherical element x2, HR element x1 etc)
|Angle of view
|AF system
|High Speed Imager AF (MSC)
|Closest focusing distance (m)
|Maximum image magnification
|35mm equivalent
|0.16x equivalent
|Maximum field size
|Number of blades
|7 blades (circular diaphragm)
|Maximum aperture
|Minimum aperture
|Filter size
(Max. diameter x overall length)
|Provided accessories
|Lens cap (LC-46), Lens rear cap (LR-2), Instruction manual, Olympus International Warranty Card


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Crew the Bar is home to some very talented contemporary artists – some of these works you interact with, such as the logo; others you walk through, like the architectural design; others are designed to site and enjoy and with others incorporate an interactive experience. This is a very unique place, as here you are confronted by every facet of art – Well, that is what make this place cool…
Life is Art
Pull up a Chair, Take a Sip and Smile
Our historic venue features numerous memorable original art pieces in various mediums and techniques. Including La Scala, an original 1892 French cabaret poster, matching the plat date of the building. As well as, a vintage petroliana poster memorializing the French Priceless-Oil Company in 1920, the same year Dr. Hudson had his medical office in Chrystal River. Fun! The interior walls feature custom glass art from several artists, including Jeff Thompson , 3-Dimensional sculptures by Ancizar Marin , and a Ceramic piece by Michael Schwegmann.
Today, we are here to make some history of our own, through thoughtful well-staged designs in colorful conceptions integrated with steel, copper, water, wood, stone, brick, and canvas. The design and conceptualization of this venue is derived by Lisa Benson, Dallas, TX, Owner. The Architectural Design and Outdoor Structure is conceived, fabricated, manufactured and installed by The Fixer, Brian A. Jones, Dallas,TX. The Architectural Positioning is by Donnelly Architecture, Crystal River, FL. The marketing, logo, branding and media positioning by Image Advertising, Zephyr Cove, NV.
Spend time enjoying the artistic works, while you appreciate the artistic focal point of the Self Portraits collection by Lea Fisher. Evolving from a problematic and conflicted childhood, this intuitive artist expresses herself fearlessly and without shame in this original oil series. Fisher, a recognizable female Dallas artist in residence at the Samuel Lynne Gallery, is a talented, insightful visionary and a member of the Reflectionist Movement founded by artist, JD Miller, Patron Magazine Article.


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Removed 5 years ago
An Exceptional Hilltop 30-Acre Private Estate With A Truly Beautiful "Post & Beam" Home, Providing The Ultimate In Privacy With Indoor & Outdoor Living Spaces Enhanced By The Phenomenal Sweeping Views. Offering Soaring Cathedral Ceilings, Exposed Beams & Interior Brick Walls, Numerous Sun-Lit Windows That Frame Majestic Views, Efficient Geothermal Heating, Handsome Wood-Burning Fireplace & A 2 Car Garage With Upper Loft Studio. 3 Delightful Guest Cabins,Show Description
A Ideal Retreat Property For Artists, Yoga, Meditation, Or For The Equestrian Lover. B/I Dishwasher, Stove, Fridge, Elfs, Uv, Filter, Water Softener, Window Coverings, B/I Cabinets.
Listed by: SOTHEBY S INTERNATIONAL REALTY CANADA, BROKERAGE
The listing data is provided under copyright by the Toronto Real Estate Board. The listing data is deemed reliable but is not guaranteed accurate by the Toronto Real Estate Board nor Zoocasa.


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According to SEGA of America, it says that Sonic the Hedgehog alongside a SOA employee, will be travelling to Austin, Texas on United Airlines to see the developers of an upcoming Sonic game.
The developer known as Retro's Studios based there, is planning a secret Sonic project. Many Sonic fans rumour that it might a Wild West themed Sonic game. But it is also unknown if the upcoming Sonic confirmed in the end of of last month could be the game their developing.
Sonic fans also say that it might be Sonic Adventure 3 or Sonic Unleashed 2 or another story book Sonic title.


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About the poet:
Gerald Gould was born in Norwich in 1885. He studied at University College where he met his future wife Barbara Ayrton, the daughter of William Ayrton and Hertha Ayrton. He was involved in movements associated with several social causes. A socialist by persuasion, he became a member of the Labour Party. He was also well known to be a strong advocate of women's suffrage.
In 1907, several left-wing intellectuals such as Gould, Henry Nevinson, Laurence Housman, Charles Corbett, Henry Brailsford, C. E. M. Joad, Israel Zangwill, Hugh Franklin and Charles Mansell-Moullin formed the Men's League For Women's Suffrage.
In 1909 Gould became a Fellow of Merton College at the University of Oxford. The next year, he married Barbara Ayrton, who by this time was an active member of the Women Social & Political Union. Gould also became a regular contributor to The Daily Herald, a socialist newspaper.
On 6th February 1914, Gould became one of the founding members of the United Suffragists. During the First World War, he was also a member of the War Propaganda Bureau. Other eminent members included Arthur Conan Doyle, Arnold Bennett, John Masefield, Ford Madox Ford, William Archer, G. K. Chesterton, Sir Henry Newbolt, John Galsworthy, Thomas Hardy, Rudyard Kipling, Gilbert Parker, G. M. Trevelyan and H. G. Wells. These men agreed to write pamphlets and books that would promote the government's view of the war.
After the war, Gould continued to contribute poetry to the The Daily Herald. He also reviewed novels for the New Statesman, eventually moving to The Sunday Observer as fiction editor in 1920. He also worked for the publisher, Victor Gollancz, and was involved in the publication of books written by George Orwell.
Gerald Gould died in 1936.
About Wander Thirst:
This poem is primarily about the urge to travel and explore every corner of the earth. However, as we will see, it also has a 'carpe diem' (meaning 'seize the day' theme). Life is a journey for the poet, and he asserts that we must continue on this journey at all times so that no opportunity is ever lost by us. We must live every day like it is our last, and take life to be a gift.
The setting of Wander Thirst:
This poem is set in a world of porous boundaries, where one can travel from one place to another easily and without any hassles. Travellers need not worry about crossing international borders without proper documents because there are none. This is the world that has not been fully mapped as yet. This is the world where the sun and the stars do the job of the compass. This is a beautiful world, and the poet wants his fellow men to see all its wonders.
Stanza-wise Summary of Wander Thirst:
The poem consists of 3 stanzas. Each of these stanzas is again made up of 4 lines. Hence, the entire poem consists of 12 lines in total. This poem is written in the first person, hence we can assume that the speaker of the poem is the poet himself.
1st stanza:
Beyond the East the sunrise, beyond the West the sea,
And East and West the wander-thirst that will not let me be;
It works in me like madness, dear, to bid me say good-bye;
For the seas call, and the stars call, and oh! the call of the sky!
In this stanza, the poet describes what he can see before his eyes. Towards the eastern side of the sky, he can see the sun rising at the start of a new day. On the other hand, towards the western side, he can see the waves of the sea. These two sights are very unlike each other, and yet they both appeal to the poet equally. The desire to travel is as compulsive as a thirst that must be quenched immediately. The poet calls this desire his "wander-thirst" and says that the desire is so strong that it always manages to have an effect on him. It does not leave him alone. Instead, it drives him to act like a mad man. It makes him say goodbye to everything he has known till then, and to his home. He can almost hear the seas, the stars and the sky calling out to him to explore them all down to their very last detail.
2nd stanza:
I know not where the white road runs, nor what the blue hills are;
But a man can have the sun for a friend, and for his guide a star;
And there's no end of voyaging when once the voice is heard,
For the rivers call, and the roads call, and oh! the call of the bird!
In this stanza, the poet says that he is an inexperienced traveller. He can see a white road and it attracts his attention, but he does not know where that road is going towards. He has perhaps heard or read about hills that look blue from a distance, but he does not know the exact location of those hills. However, his ignorance does not frighten the poet or make him nervous in any way. He knows that he can always look at the position of the sun or a star in order to map out the general direction in which he is journeying. So the sun can be his friend, encouraging him even in the darkest or stormiest night, and the star can act as a guide for him on his way, making sure he doesn't miss a single sight there is to see. The poet also says that the call of the rivers, the roads and the birds is a voice in his head, and once anyone hears that voice, he can never stop being a traveller.
3rd stanza:
Yonder the long horizon lies, and there by night and day
The old ships draw to home again, the young ships sail away;
And come I may, but go I must, and, if men ask you why,
You may put the blame on the stars and the sun and the white road and the sky.
In this stanza, the poet says that he can easily see the horizon if he looks around, and from that horizon, he can detect the two-way movement of ships. The first way in which the ships move is to sail back to land from the sea, and this is the kind of movement one sees in ships that have become old and have made many journeys. The other way in which ships move is from land out to sea, and this is the kind of movement one sees in young ships that have not been operating for a very long time. Similarly, the poet also makes these two kinds of movement. He does come home once in a while, for he has been journeying for years. However, he cannot remain on land for very long, and soon, he must go out into the sea again. Men often ask why he still makes such long journeys. The only probable answer one can give on the poet's behalf is that he cannot ignore the call of the stars, the sun, the white road and the sky. All these elements demand that he keep travelling and exploring till he reaches every corner of this planet.


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IRVINE, Calif. — National Democrats, confronting mushrooming political chaos across Southern California, are pouring millions of dollars into congressional races to avert a self-inflicted disaster that could undermine their chances at taking control of the House.
After months of optimism that the state's June 5 primary would position them to pick off seven Republican-held districts in November — a substantial down payment on reclaiming the House — Democrats are now trying to ensure that they do not hurt themselves because of their unusually crowded slates of candidates.
With so many Democrats running, the party's fear is that the vote will be splintered, allowing Republicans — who have fewer candidates — to dominate some primaries. The party and allied groups are spending more than $4 million on just three campaigns, intervening in one contest to prop up a favored candidate; attacking a Republican from the right in another; and even reminding people not to waste their votes on "ghost candidates" who have dropped out yet remain on the ballot.


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This post comes almost too belated to be relevant, but hopefully for those of you who couldn't catch the show, still interesting. I started organizing my second juried show in August for Gallery 263 in Cambridge, MA. Well July, if you include securing our juror, Mr. Joe Wardwell. The concept of "unhinged" is an unframed works on paper show -- I wanted to celebrate DRAWINGS!!! I love works on paper, and believe it is just as relevant a medium as canvas. I also wanted to show that art doesn't need a frame. It turned out to be a much more difficult show to hang as such, but made a great sense of continuity in a VERY eclectic show. Submissions were a HUGE success. I received 296 submissions from 116 artists, both locally, regionally and nationally. We selected 30 pieces, one per artist. Unfortunately, the show closed today... so no more viewing, but thank you to those who came, submitted, and supported in any element of the process.
Joe Wardwell and me at the reception for Unhinged


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How Long What exactly is Wait to acquire Sex?
There's an easy lot on the line at the beginning of your relationship, then it pays to ask yourself the question, 'How extended should I wait around to have intimate? '
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If you're taken from a long relationship or have really been on an expanded dating-hiatus, this is certainly a new amount of time in your life. The body and minds work totally different to what would be the norm they did found at 20 or 30.
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To rest with him or to not ever sleep with him isn't really the question information 3 or maybe date half a dozen is beside the point. If your objective is a romance, give it time period.
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Enjoy a grownup talk on how huge to wait to enjoy sex, before you are both which means that hot and bothered somebody thinking specifically!
Not to mention STDs and safe helps make. STDs are on the arise for over-40 age group, as a result talk you must.
You have to be in the position to sit down, take a look each other in the eye, and have the grownup conversation with regards to your relationship, harmless sex and what you need to feel safe. If you cannot do NOT have love making with him! The two of you are certainly not ready!
Lots of times I've got coached girls that thought cherries in an quality relationship learn out the fact that man signifies felt that way.
This occurs she estimated but they will never had a grownup, open dialogue about every others' thoughts, expectations, and promises.
Currently being surprised when phone doesn't seem to ring the next day really sucks! So now don't make any guesses!
Locate the words. They don't have to end up being heavy and scary. And yet know should you be on the same website about outlook and prospects.
I'm each for having thrilling enjoying a handful of amazing sex-related intimacy. But since you've got love on your mind, adopt these tips.
My spouse and i assure you they will upper storage limit your discouragement and help you will find the enjoyment you hence deserve.
An outstanding grownup gentleman will go proper along with you. He may respect you for taking this kind of good care from yourself.
And, hey, so long as he does not, then she has not a gentleman; he's boys. Good thing you dodge that bullet at the beginning. Next!
How must you determine how long it is best to wait for getting sex? Will any of these trik help you in tomorrow? Leave us a comment listed below.


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The Accurate Source To Find Transcription To Muhammad – Innocence Of Muslims Spoken Word – Response."
[Muhammad – Innocence Of Muslims Spoken Word – Response]
[Innocence Of Muslims – Muhammad Movie]
[Muhammad – Innocence Of Muslims Spoken Word – Response]
Titled Al Sadeeq Al Ameen the honest and upright, He came at a time when people were burying their daughters alive He is the saviour and liberator of all of women's rights. He was the best husband to his wife. He was the best friend to his tribe, The best leader a lead a nation of might. He was the most equal to his people no matter you black or you white. He's the freer of the slaves so go ahead talk as you like. Bilal Ibn Rabah the first black man to enter Islam and to Muhammad (pbuh). He was already willing to give up his life. Why? He was a man of truth and a man of justice A man of humility yet a man of toughness. A man of mercy just look at the city of Taif Pelted and stoned as he preached alone. Heart broken and cold Bruised bones and blood soaked shoes. Yet he just moved on And prayed to His Lord, Oh Lord as long as your pleased with me, it doesn't matter at all. Until Angel Gabriel descended and declared "Give me one word. And I'll flip these homes'. He said, No… just hold on. Despite everything they did to me, I'm a just let go. For the land may one day breed some sweet believing souls.
So you still want to know why we love him more than we love our own? An orphan since birth, yet he was still strict on obedience the mother. Heaven is under her feet so be good and be sure to love her. And No your not a Muslim unless you love for yourself what you love for each other. Do not waste water even if you were at a running stream. And even if you were at war do not hurt the plants and trees. A lover of the environment so much so a tree shed tears once he no longer needed it to lean.
A lady was never forgiven because her kitten she failed to feed. Animals would rush to him because of how he treats in equity. Birds would flock to him whenever they would see, cause they could See, his a man of morality and virtue taught humans how to be humans and to have patience on those who hurt you. For of course a soul with mercy is better than a soul thats revengeful. Have a mercy in the lands and He in the heavens won't desert you. Ranked number one in Michaels Harts Most Influential.
Feed the hungry, visit the sick and make sure you free the captives. These are the the wise words that I've captured from the one who accepted every being no matter how bad his past is Because pride is for the jahils, those who are ignorant and backwards. So go ahead and Do what you do best, and let the haters keep hating. While your busy drawing and painting, burning and making, films that are desecrating the concept of art how dare you disgrace it.
Take your film and just break it. Matter fact just erase it. You waste of space, as you hide inside and try to escape it. You knew what you were doing, grow up and just face it. You better just pray that we as patient as the one you portrayed in an image that's not true but figment of your imagination.
And no your not free from fault for it was you who created. And sparked the resulting destruction and devastation cause see there's freedom of speech but there's no freedom of hatred. To A man who cried every night for the sake of humanity.
Ummati, Ummati, fearing the day we to face reality When we're all brought forward to our Lord no idea what is happening. A Day where No friend can help you, nor a sibling to his family. A Day where they appear drunk and over taken by insanity. This is crazy it's a catastrophe, The sun is close to my face I can feel it's gravity. All the people rush to Adam, Noah, Moses Ibraheem. And finally to Jesus but Jesus says they I'm afraid that God is mad at me. They took me as Lord, I have no idea whats going to happen to me. GO TO MUHAMMAD, Peace and blessing of Allah be upon He. For the second he intercedes and prostrates to His Lord, His Lord commands him to speak. He doesn't raise his head until he screams please leave everybody who believed
even if it was an atom, a mustard seed. And yes his prayers are answered for they are guaranteed SO DON'T ask me again why I love him more than I love me.
Muhammad – Innocence Of Muslims Spoken Word – Response. Take your film and just break it. Matter fact just erase it. You waste of space, as you hide inside and try to escape it. Complete Full Transcript, Dialogue, Remarks, Saying, Quotes, Words And Text.


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Ilitch likes Tigers' plan: 'A year of growth'
LAKELAND, Fla. -- Tigers chairman and CEO Christopher Ilitch made his annual Spring Training visit on Saturday and noted the progress he saw, from the structure at Publix Field at Joker Marchant Stadium and TigerTown to the players who were using it. He also gave votes of confidence to the
LAKELAND, Fla. -- Tigers chairman and CEO Christopher Ilitch made his annual Spring Training visit on Saturday and noted the progress he saw, from the structure at Publix Field at Joker Marchant Stadium and TigerTown to the players who were using it. He also gave votes of confidence to the general manager and manager.
"I want to see our team be a great team, a playoff team and ultimately a championship team," Ilitch said. "And I think the key for all of us is to make sure we're very disciplined and following the right path to that success. And I think we're doing exactly that. ... I'm optimistic and excited for this season. I think it's going to be a year of growth."
That sentiment would seem to bode well for Tigers GM Al Avila and manager Ron Gardenhire, both of whom are under contract through next season. While Ilitch said he has not talked with Avila about a contract extension, he indicated that conversation is coming.
"I feel Al's doing an excellent job," Ilitch said. "He has painted a vision and he is executing on that vision, executing that plan despite what I would say is a more challenging environment than maybe 10 or 15 years ago trying to do this same type of thing, based on the dynamics within the league. Al's doing a great job. I'm thrilled with the job he's doing."
Of an Avila extension, Ilitch said, "We haven't had that discussion. We will at some point. I'm not concerned about it. I don't think he's concerned about it. We have an excellent working relationship. We'll have that at some point."
Within that same discussion, Ilitch pivoted to praise for Gardenhire while hinting he'd like the veteran manager to see the rebuild through.
"I have a lot of respect for the work he's done," Ilitch said. "It's very hard work, but I told him this morning I really appreciate his passion for teaching and making sure that our team plays fundamentally sound, and that is so important in the future for our organization. He's very committed to it. He's very passionate about it. And I'm excited that we're starting to see progress throughout our entire organization.
"Gardy and Al and I all spoke this morning, and we agree there's forward and upward momentum," Ilitch said. "I'm excited for him, because it's hard work and I think ultimately it's going to pay dividends. I'd be very excited for him to lead a highly competitive team, a playoff caliber team, a championship caliber team at some point in the future."
Ilitch addressed a wide range of topics in a 15-minute session with reporters. Among them:
• Ilitch said the organization is still exploring the launch of a regional sports network for the Tigers and Red Wings while noting they're tracking the status of Fox Sports Detroit, currently up for sale. "We're doing a lot of legwork on that front," he said, "and I think that picture will become even clearer as Disney proceeds through the sale of all of the RSNs that they're in the process of selling. So we're wired in. We're working it. And I think it'll be very insightful once we see how Disney proceeds with the sale."
• Ilitch hinted the Tigers could re-enter the free-agent market as the Tigers get closer to contention with a young core: "First and foremost, we're laser-focused on building a young solid core. And we have invested heavily in analytics and in scouting and in player development. And I think we're all starting to see that starting to pay dividends. You can start to see signs of that at every level of the organization and demonstrated progress. And certainly as we feel we've assembled that young core, we'll continue to bring the resources that we need to into this ballclub and this organization to successfully execute our plan. So I'm excited and optimistic about the direction that this ballclub is headed."
• Asked whether the Tigers could increase payroll in that process, Ilitch said, "The best way I can answer that question is by telling you and our fans that we're going to do exactly what we've continued to do. We're going to bring the resources to our ballclub that we need to successfully compete and accomplish the goals that we set for ourselves, which is to be not only a playoff team, but we want to build a championship club. I'll leave it at that."
• Ilitch said no changes to Comerica Park are imminent as the ballpark enters its 20th season as the Tigers' home. "I think it's like any of our venues," he said. "We're always thinking about what we can do to enhance the environment of the venue for the fans as well as for our players. You look at this complex, this venue, I think it's a great example of doing really thoughtful planning, developing a great plan and then executing the plan and the impact it has, not only on fans but on all the stakeholders who use the facility -- our players, our staff, everyone involved. We're really doing the same thing at Comerica Park. There's no timetable."
Jason Beck has covered the Tigers for MLB.com since 2002. Read Beck's Blog and follow him on Twitter @beckjason.


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Monday, September 14, 2009
SPE NW Student Photo Exhibition
3 comments:
- Cam said...
- September 15, 2009 at 2:09 AM
- AMANDA GUY said...
This is so cool, I'm totally doing this with my Windows project.
- September 15, 2009 at 7:38 AM
- zallen said...
This is totally worth it! Ian forgot to post the entry form
The entry form looks like this:
SPE NW Entry Form
Mail this form and CD of images to:
Attn: Melinda Hurst Frye
Art Institute of Seattle
2323 Elliott Ave.
Seattle, WA 98121
Please put your entries on a CD/DVD using: jpeg, 72 dpi, and up to 8 inches on the longest side.
Label each image with your name and the corresponding number. CD's will not be returned.
Check One: ______ High School _____ College
Name: ____________________________________
Year Born: ________________________________
Residing in: ________________________City _____________State
Phone Number: _______________________________
E-mail address: __________________________________________
#1, Title of piece_______________________________
Dimensions: ____________height x _______________width (use inches)
Medium: _________________________ (digital, color, gelatin silver print)
- September 15, 2009 at 10:48 AM


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Orchid Classics - up to 20% off
Until 19th October 2020, we're offering up to 20% off all recordings on Orchid Classics including downloads (please note that the download prices shown are already discounted).
Browse: Orchid Classics - up to 20% off, Wang Jian Zhong (composer)
Return to Orchid Classics - up to 20% off.
Showing 1 - 1 of 1 results
Watercolour: Yuanfan Yang
Yuanfan Yang (piano)
Thought-provoking fare in stunning sound – and a name to watch. — More…


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Ellie Jackson is a Cornish based bestselling environmental children's author and has written a series of children's picture books which highlight the problems of plastic in our oceans.
There are four Wild Tribe Heroes books in total - Duffy's Lucky Escape, Marli's Tangled Tale, Nelson's Dangerous Dive and Buddy's Rainforest Rescue.
The books are beautifully they explain this problem to primary and preschool aged children
Duffy's Lucky Escape is the first book in this series and is based on the true story of a turtle who was rescued, rehabilitated and released after ingesting plastic from the oceans. This engaging story about the global problem of ocean plastic highlights to children the realtionship between humans and wildlife and the dangers animals face in their own natural habitats
The Wild Tribe Heroes series of books guides young readers through the issues in a gentle and friendly way together with further information to inspire children to make changes to their own and their families lives such as going plastic free.
The Wild Tribe Heroes books have received personal letters of congratulations from Sir David Attenborough and Prince Charles who are both extremely concerned about the issue of ocean plastics and are doing everything they can to help raise awareness. The books have been featured on the BBC, in The Guardian, Mail on Sunday and Huffington Post as well as numerous local newspapers, radio and TV and also featured in international podcasts, blogs and press.
Ellie has kindly signed these books too.
Read about Ellie Jackson and find the other books from the Wild Tribe Heroes Range.


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Evil Shade of PinkPosted: October 29, 2010 Filed under: Pendants | Tags: agate, black, black wire, dyed agate, hot pink, pink, pink dye, wire, wire wrap, wire wrapped, wire wrapping, wrapped, wrapping 1 Comment
A slice of dyed agate, wrapped in black enameled copper wire.
And this became my first sale on Etsy :)
Agate berries autumn pendantPosted: July 31, 2010 Filed under: Available, Pendants | Tags: agate, agogo, copper, dyed agate, fluorite, headpins, red, stones, wire, yellow Leave a comment
Don't eat them! They are not berries! Just agate beads. Yes, really.
This pendant is a combination of yellow fluorite agogo with some nice, lightning-shaped inclusions and red dyed agate beads, kept together by copper wire and copper-colored headpins.
Together they make a nice, autumn effect, with slightly muted colors and these fallen-leaves hues.
Available in my Etsy shop.


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Tulane Cutout Top
A bold take on the classic t-shirt. Features a choker-style top with a plunging neckline.
About the fabric:
About the fabric:
- Stretchy & form fitting
- 95% soft cotton, 5% spandex
- Runs true to size
- Size: S
- Height: 5' 11"
Designed in California, made with love in Baja California ♡


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HypnoMum Helen has just written about Haptonomy for Smallish Magazine…. Not something I knew about before reading this article, I'm all for anything that promotes bonding 🙂Read More
"Sian was even talking about the second child during the midst of labour – a first for the midwife!"
Hello all! I write to share that Sian gave birth to a strapping young boy on 10th February. We have named him Kayode ("Kye-oh-dey", which means "he brought joy" in the Nigerian tribal language Yoruba).…Read More
Love and loss – miscarriage and stillbirth
Having shared a sizeable chunk of time with hundreds of pregnant couples preparing for birth I'm lucky enough to regularly share the incredible highs and excitement of new life coming into the world. However, with…Read More
"it really is the best money we ever spent!"
Just wanted to let you know that baby girl Bado was born yesterday at 8:35am weighing in at 8.10lbs- Born in water. Labour was about 6.5 hrs and another pool birth! No drugs just your…Read More
Just a quick note (I'll do a write up for you soon) to let you know that Baby Clara arrived on Friday. It went exceedingly well with no complications and she's super healthy, happy and…Read More
"you really gave us all the skills to have the birth we wanted"
Tom and I just wanted to drop you a line to let you know that our little boy, Gabriel William, arrived safely on the evening of Monday 19th January. I had an amazing birth at…Read More


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All Polyface Intensive Discovery Seminar sessions are sold out. If you would like to be added to a waitlist for one of the sessions, email email@example.com or call 970-392-4464 or 800-355-5313.
Monday-Tuesday: July 22-23 Sold Out
Friday- Saturday: July 26-27 Sold Out
Friday- Saturday: Aug. 2-3 Sold Out
Friday-Saturday: Aug 9-10 Sold out
Registration for the seminar is $900 per person and includes the two-day seminar and six delicious meals. Reservations cannot be held and must be paid in full at the time of booking.
The wide-ranging instruction includes rental farms, mob-stocking pasture management, poultry, financial analysis and all the nitty-gritty details in one place. Few farms in the world have been at it long enough to amass the level of mistakes and experience as Polyface Farm. Learn from it and thrive. Come for two days and leave years ahead!
Tickets go fast, so don't delay in purchasing your tickets for this life-changing event.
* Polyface Farms will not be hosting the Intensive Discovery Seminars in 2020.*
Plus, you'll receive 20% off our selection of books written by Joel Salatin with any Polyface Seminar registration; use promotional code POLYFACE when you check out online. To receive discount, purchase must be made at time of registration.
More about the Polyface Farm Intensive Discovery Seminar
For more information or questions please contact our office at email@example.com or 1-800-355-5313.
SEMINAR CANCELLATIONS: If you need to cancel your Intensive Discovery Seminar registration, and are unable to switch dates, we encourage substitution. Changing, or transferring your registration can be done by contacting our office at email@example.com or 1-800-355-5313.
For a full refund, less a $150.00 processing fee, please contact us by June 1, 2019. Sorry, no refunds will be made after that date. Cancellations received after June 1, 2019, through Friday, June 28, 2019, are entitled to an 80% credit to be applied to Acres U.S.A. subscriptions, books, DVDs, audio CDs or future conference fees. Because there is limited space at the Polyface Farm's Intensive Discovery Seminars, your cancellation prevents others from attending. Accordingly, no credit is given for cancellations made after June 29, 2019.
You could choose anywhere to shop. Thank you for choosing us.


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Daddy God Part 3: Clearing Up Perception Problems
Oct 6th, 2016
Do you ever feel distant from God? Do you find yourself wondering how to approach Him in prayer? If so, it's time to take a look at your perception of God. Many Christians perceive God as a micromanager, or a difficult boss, when in reality He is our loving Daddy God and He's always in a good mood! God isn't distant or unclear on His relationship status with you either: Jesus calls you a friend of God. This week Eric Knopf shares four revelations that will transform your relationship with Daddy God. You don't want to miss this message!
"If you have trouble approaching God, you don't have an interaction problem, you have a perception problem." —Eric Knopf


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Children brought in all manner of fruit, vegetables, bread and cakes for our Harvest Assembly, including the biggest onions we have ever seen!
Our Prefects gave a thoughtful assembly and encouraged us to think of others who don't have food available to them as readily we we do.
Afterwards, all the produce was taken to the De-Reg Hut and sold in aid of Mary's Meals.