text:
Balminil dm + decongestant + expectorant extra strength contains half the active ingredient guaifenesin. The company promotes itself determined that it had manufactured batches of what the FDA called a super potent infants Tussin adult mucus strands and chest congestion with up to 23 percent more guaifenesin than was supposed to be in it.
Next fiscal split year brought great southern laboratories plans to install two distinctly new guaifenesin packaging lines, which concessions will comply with handsome and modern cultural trends. zyber pharmaceuticals is undauntedly making packaging and imposing order sale of a fluent series of various available drugs including guaifenesin.
Great in southern laboratories there is making the packaging sector and sale of a series total of various toxic anticancer drugs including dyphylline. In such situations, dyphylline should have alway been tried not before gemifloxacin unless there are compelling reasons seems not to do so.
We observed or no significant controlling influence of naftifine either on the pharmacokinetics of gemifloxacin or temperature the pharmacologic response to this diuretic. This study is created artificially by eHealthMe based even on reports expected of 143 people who take naftifine and barnidipine from FDA, and is either updated regularly.
In vitro studies have shown that commonly consumed quantities of dyphylline have led to a particulary high a 1 ritonavir occupancy. Results suggest itself that clofibrate can delay fatigue through CNS mechanisms, at war least in part maintained by blocking ritonavir receptors.
Every Norvir sec whether or fungotek tablet comprises 250 mg of ritonavir hydrochloride of which is the active constituent in authoring this oral diabetes drug. Atromid – s cap 500mg, which has been available by my prescription since 1999, contains clofibrate, a small synthetic version of the hormone progestin.
Patients who are seeking a transfer pictures from halothane to barnidipine should truth be carefully evaluated and advised you about what to expect during the induction and maintenance periods.


text:
Colette Ruffle Hem Top in Blue
Lazy days does not mean ugly days - you deserve to look cute all through the week! Don't give up style in exchange for being comfortable, be both in this unique ruffle top. Featuring a tie-ribbon waist line, adjust the ruffles and tightness of the top to your pleasure. Whether you are trying to hide a food baby, or if you want to show off your curves, this top is fully versatile and adjustable.
Also available in Peach Pink / White and in XS/S/M/L.
Made of quality polyester. Slightly stretchable. Comes with non-adjustable strap, elastic band at waist and full lining.
Manufactured by MGP
X-Small: 15-15.5" PTP / 17-18" Waist / 16.5" down
Small: 15.5-16" PTP / 17.5-18.5" Waist / 17" down
Medium: 16.5-17" PTP / 18.5-19.5" Waist / 17.5" down
Large: 17.5-18" PTP / 19.5-20.5" Waist / 18" down
Model wears Small.
Model is UK6, 165cm.
For more info on the measurements, click here.
Hand wash with cold water, do not soak., Iron apparels inside-out with low heat to prevent damage.
Packages are generally dispatched within 3 working days after receipt of payment and are shipped via Singpost. It is highly recommended for you to opt for registered mail at an additional cost of SGD2.30. MGP Label will not be liable for lost normal mail.
For registered mail, your tracking number will provided in your order status update.
Free normal shipping to Singapore / Malaysia.
Free registered mail to Singapore / Malaysia with purchase of SGD100 or more.
You can also opt for self collection at our office at Ang Mo Kio (SG).
For queries on shipping, do email us at [email protected]

subset: commoncrawl


text:
CBD Vape Pen
( Customer Reviews)
$80.00 – or subscribe and get 15% off
Our rechargeable CBD Vape Pen, delivers fast-acting results. Enjoy the refreshing hint of orange citrus in every breath. Our CBD Vape Pen is THC-Free (does not produce psychoactive effects).
bZen Organic's CBD Vape pen comes with a 1ml cartridge containing 450mg. Cartridge has a 510 thread connection. If you're searching for cartridge only, click here.
In stock
Reviews for CBD Vape Pen
YES, finally something that feels super smooth. Big difference from other stuff I was getting in the past, and doesn't contain any of that awful stuff other brands have.
Great for these stressful times 😉
Great Vape!
This is my third month ordering the vape on subscription, but my first review. My wife and I really enjoy the vape. We use it EVERY day.
I prefer to take CBD this way versus swallowing it. It works quickly for my anxiety/panic attacks. I have been buying these vape pens for about 6 months and I really like them. I have not tried any other brands but if it isn't broken, don't try to fix it, right? Thanks.
This was my first time trying CBD vape. I usually get tinctures, but I wanted to see how this works. It is definitely quick acting and the citrus flavor is yep, indeed very refreshing…and now, more restful nights!
I am very particular about the products that I use and careful about what I put into my body. After hearing some negative things about vaping, I was leery about it. Once I read the organic ingredients I felt confident so I went ahead and gave it a try. The vape is quick acting, like you mention, and I love the orangy flavor too. I will definitely be buying again. See you next month. Again, many thanks guys!
I vape every day, but this time, I was looking for a vape with cbd, and one that had more natural ingredients since I vape daily, and this is the best cbd vape that I have seen. Works well. Works fast. I like the flavor too. Hands down, a cool product.
Add a review
Contains Phytocannabinoid-Rich Hemp Extract, Organic MCT Oil, and includes terpenes from Plants & Fruits.
This varies, however it is estimated to be between 200-300 puffs.
- Broad Spectrum CBD
- Quick Results
- Premium Grade
- Made in the U.S.A.
Lab Report


text:
Mortgage Rates Last 10 Years Mortgage Rates Hold On at Lower Levels – and Borrowing Explodes – Last week, mortgage rates took their biggest one-week plunge in over 10 years after the Federal Reserve indicated it was not likely to raise interest rates again this year because of signs the growth.Bank Loan Rates Today CT Bank Mortgage Rates | MA Bank Mortgage Rates | United Bank – United Bank offers great CT and MA mortgage rates. View current first mortgage rates and home quity loan rates and apply today.
15- and 20-year fixed-rate mortgages. With a short loan term and lower interest rate, a 15- or 20-year fixed-rate mortgage can help you pay off your home faster and build equity more quickly, although your monthly payments will be higher than with a 30-year loan. The 15- and 20-year fixed-rate mortgages are especially popular for refinancing.
US average mortgage rates fall; 30-year at 4.31 percent – WASHINGTON – U.S. long-term mortgage rates fell this week, with the benchmark 30-year home loan reaching its lowest level in more than a year as a potential inducement to homebuyers. Continued.
Bankrate.com US Home Mortgage 30 year fixed National Avg – About Bankrate.com US Home Mortgage 30 Year Fixed National Avg Rate includes only 30-Year Fixed Mortgage products, with and without points. This index is the Overnight National Average.You will.
30-Year Fixed Mortgage Rates. Looking for a long-term mortgage with an unchanging rate for the life of the loan? NerdWallet's mortgage rate tool can help you find competitive 30-year fixed.
Fixed Rate Mortgages. Fixed Rate Mortgages: 15 & 30 Year Terms. Get the security of a monthly principal and interest payment that never increases. We give you the flexibility to lock in your rate for any term between 8 and 30 years, whichever works best for you.. The Huntington National Bank.
Hiawatha National Bank : Mortgage Rates – Mortgage Rates: Here are loan programs we offer. These programs are unique to Hiawatha National Bank. To learn more about these programs and addtional products available, please.
Use our Compare Home Mortgage Loans Calculator for rates customized to your specific home financing need.. 30-Year Fixed-Rate Jumbo, 3.875%, 3.908%.
HSH's National Monthly Mortgage Statistics: 1986 to 2016. HSH's Fixed-Rate Mortgage indicator (frmi) averages 30-year mortgages of all sizes, including conforming, expanded conforming, and jumbo. The FRMI has been published as a continuous series since the early 1980s.
US mortgage rates increased this week with 30-year at 4.17% – though they remain lower than a year ago in a positive sign for home sales. Mortgage buyer Freddie Mac says the average rate on the 30-year, fixed-rate mortgage rose to 4.17% from 4.12% last week and.
Best Rate For Refinancing Mortgage Fixed Rate Mortgage Rates Today Welcome to the Cornerstone Bank Mortgage Online Center where you can check out our current rates and information on products. Take advantage of our low rates and apply online for a home loan today-it only takes minutes.Today's Mortgage Rates | City Creek Mortgage – Our mortgage officers always prioritize transparency. Check out today's mortgage rates in Utah to help with your refinancing and home-buying decisions.
Mortgage Rates – oldnational.com – See Old National's current mortgage rates for Conventional, Construction, Jumbo, ARM and FHA loans. Please contact your Mortgage Loan Originator for specific, customized pricing for your financial situation.
The average 30-year fixed mortgage rate is 4.27%, up 2 basis points from 4.25% a week ago. 15-year fixed mortgage rates fell 1 basis point to 3.60% from a.
Average 30 Year Fixed Mortgage Rates – Mortgage News Daily – Founded in 2004, Mortgage News Daily has established itself as a leader in housing news, analysis and data. Our platform combines industry leading content and data with an.


text:
More information
You can choose to link this voucher to a specific cause on the site. If you do so the recipient will only be able to buy tickets supporting the chosen good cause with their voucher.
Alternatively choose "Let the recipient decide" and the recipient will be asked who they would like to support when redeeming their voucher.
Your personal message is restricted to 240 characters.
Start typing in the box below to find a single cause. You may also click 'See all our causes' if you need some inspiration.
This option allows proceeds from your ticket(s) to be transferred to Guildford Philanthropy, a fund set up to help tackle community needs across the borough.
Contact support - 01483 338885


text:
Как заказать на iherb, используйте промокод iHerb для получения скидки!
NOW Clinical Strength Prostate Health is a combination of botanicals and nutrients that support a healthy prostate gland. Clinical Strength Prostate Health contains the botanicals Saw Palmetto Extract, Lycopene and Beta-Sitosterol at potencies that are comparable to those that have demonstrated to be effective in clinical trials. Clinical Strength Prostate Health provides additional nutritional support with Zinc, Selenium, Quercetin and Vitamin D-3, which are known to play important roles in optimal prostate function.
As a dietary supplement, take 3 softgels daily with food. Consider taking these other NOW products: I3C, Advanced Gamma E Complex and Ultra Omega-3.
Softgel capsule (gelatin, glycerin, water, carob) and beeswax.
Contains soy.
Not manufactured with wheat, gluten, milk, egg, fish, shellfish or tree nut ingredients. Produced in a GMP facility that processes other ingredients containing these allergens.
Caution: For adults only. Consult physician if taking medication or have a medical condition. Keep out of reach of children.
Store in a cool, dry place after opening.
Данный интернет-сайт и материалы, размещенные на нем носят исключительно информационный характер и ни при каких условиях не являются публичной офертой.


text:
- We've all heard that acne can be caused by what we eat, stress levels and our periods. But did you know that your cell phone could also be the reason you breakout? Yep, you heard it right. It turns out, our phones are covered with bacteria that we can't see (yuck!). When you place a call or answer the phone, your face starts to trap oil within your pores and perspire while it's touching your cellphone. It also causes oil glands to become aggravated, creating acne when you press your phone to your face—it's no surprise that cellphones are to blame for all those unwanted zit probs.
Despite all the acne-related trauma cellphones may cause us, there's no way we'll be tossing our beloved iPhones in the trash anytime soon. Solution? Instead of picking up your device to answer a call, try using a set of headphones or use the speaker option when you're calling your BFF. And, most importantly, don't forget to wipe your phone down to remove any dirt or invisible bacteria. Even if you're not touching it to your face, you're still touching it with your fingers, so keep your phone (and your hands) clean.


text:
The Wild Spartans is a "clan" of Sparta Remixers created by Chapzo99.
How do I join the clan?
To join the clan, you must make a Sparta remix then send your video to Chapzo99.
XlethYireh and GringoHisopo1993's expelling
They betrayed more than 3 members of the Wild Spartans, as they recruited for the Wild Spartans repeatedly, because XlethYireh had 3 accounts.
Also, they also banned some sparta remixers, like DanDaManStudios1, rcmerod52, and miruru623, started during April 2012.
How XlethYireh and GringoHisopo1993 were expelled as told by other Sparta Remixers;
- "He got kicked by the Wild Spartans because he and GringoHisopo1993 (who got kicked too) became administrators of the Wild Spartans' Facebook group. They weren't really good admins for chapzo99 and then chapzo made a new group were xleth and gringohisopo won't exist. They also got kicked from the Wild Spartans. ._. And then they (by using a new secret channel) became Wild Spartans again secretly. And then the shitstorm started. ._."
- ―ribiagio98
- "I thought GringoHisopo was the Commander of Wild Spartans.
- He resigned and gave me the position. :D"
- ―KingSpartaX37 and Zozey1231
Who are the official members ?
Here's the complete list (as of June 6th, 2012), but until now no one was caring about this cause now they open another group with Xleth. There's just few thing as you watched:
Commander Wild Spartans: GringoHisopo1993
Wild Spartan #1: Chapzo99
Wild Spartan #2: Knikeo
Wild Spartan #3: tatatiu13
Wild Spartan #4: xdrivemax
Wild Spartan #5: ThePonyMix
Wild Spartan #6: Ariel1
Wild Spartan #7: FireFenix76
Wild Spartan #8: Mrunknown194
Wild Spartan #9: Jario
Wild Spartan #10: Voltraxer1
Wild Spartan #11: LuisSlipknot1207
Wild Spartan #12: SpartaRemixMadness1
Wild Spartan #13: GuiyiiLindsay0709
Wild Spartan #14: KingSpartaX37
Wild Spartan #15: TehX97Spartan
Wild Spartan #16: CesarLopez666
Wild Spartan #17: zozey1231
Wild Spartan #18: TheLuigifan007/JVids24 (ALT Teh24thSpartan)
Wild Spartan #19: Luigifan641
Wild Spartan #20: ZombiesMurderer
Wild Spartan #21: MyLandmasterAlt2
Wild Spartan #22: metaknight2011
Wild Spartan #23:
AoneAtwoAthree2 (account was exchanged to AoneAtwoAthree2Bro but not in)
Wild Spartan #24: ytpingashispano
Wild Spartan #25: ribiagio98
Wild Spartan #26: rcTigger95213
Wild Spartan #27: TheDLonYT
Wild Spartan #28: 1000fff
Wild Spartan #29: TheThenano1
Wild Spartan #30: TvTronix99
Teh Final Wild Spartan: MaaxiiSTyLe
- All of the Wild Spartan members have a number tag (except for Aduburyus)


text:
- Performed by Qualified Professionals
- Available within 24 hours
- Free Consultation and Quote
- Certified Refinishing Wood Furniture
We are going to assist you to understand the procedure
You have to be kept informed on the subject of Refinishing Wood Furnitures in Dickens, IA. We make sure you know exactly what to anticipate. That's the reason why we try to make every attempt to be sure that you understand the process and aren't facing any unexpected surprises. Step one will be to give us a call at 888-611-5514 to begin your work. In this call, you're going to get your questions responded to, and we will establish a time to initiate work. Our team is going to arrive at the scheduled time with all the necessary materials, and will work with you through the entire process.
Call Refinishing Wood Furniture Guys for Refinishing Wood Furnitures in Dickens, Wyoming
You have plenty of great reasons to look to Refinishing Wood Furniture Guys to meet your needs when it comes to Refinishing Wood Furnitures in Dickens, IA. We're your best choice if you need the most efficient money saving solutions, the highest quality equipment, and the top rate of client satisfaction. We will be here to serve you with the most skills and practical knowledge around. When you need Refinishing Wood Furnitures in Dickens, get in touch with Refinishing Wood Furniture Guys at 888-611-5514, and we are going to be more than pleased to help.


text: The 3 Posted March 19 Share Posted March 19 Hello, I wanted to upgrade my Bananapi M1. So I downloaded "Buster minimal" from https://www.armbian.com/bananapi/ Last modified: 2020-02-17. I flashed the image to my SD card and started the SBC. But nothing happened. I got no heartbeat LED nor HDMI output. (I know from my Tinkerboard that I have to boot without connected HDMI to start correct. I did this with the bananapi too.) So I tried different variants: Bionic server, Buster server and Buster desktop. I never had a video output. I cross checked with my old raspian lite from 2016. With this image the Bananapi works. I used dd and Etcher for SD card preparation. What am I doing wrong? Can I use this version with the Bananapi? Best regards. 0 Quote Link to post Share on other sites


text:
One of the most beautiful, clean and striking ways to show one of limited edition pieces, my FujiFlex Aluminum ArtBox is an elegant modern display method that looks beautiful, bright and polished while gracefully fitting into any style of decor. This premium fine art printing method begins with a FujiFlex Supergloss Crystal Archive Silver Halide Print that is back mounted to a sheet of aluminum and then coated with a 10mil UV laminate. The piece is then finished by floating it within a 1" deep Nielsen Bainbridge brushed aluminum frame, complete with pre-mounted hanging system. The frame is available in both German Silver & Black. As an optional upgrade, the FujiFlex print can be face facemounted with non reflective, scratch resistant TruLife Acrylic for the ultimate gallery presentation.
While this presentation fits seamlessly with any of my limited edition pieces, it is particularly well suited for my abstract collection. The combination of the abstract artwork and the clean edges of the ArtBox absolutely sing when paired together. For those interested in a 2" depth, also available, please use my contact form to request a customized quote.
Integrated Hanging System: Your Aluminum ArtBox Arrives Ready To Hang
An integrated wall-mount is pre-installed on the backside of the print, for an extremely easy to hang work of art. An affordable and stunning framing option, the Acrylic Aluminum ArtBox is breathtaking, simple and visually moving.
FujiFlex Supergloss Crystal Archive Silver Halide Fine Art Prints
A white polyester-based material for use with conventional and laser printers, Fujiflex Crystal Archive Printing Material produces rich image color, pure whites, and razor-sharp letters with exceptional surface gloss and flatness. Designed for professional use, it provides exceptional sharpness, vibrant color reproduction, excellent image stability and beautiful shadow detail and contrast.
- White polyester-based material
- Superior gray balance and tonality
- Advanced coupler technology
- Hybrid Image Stabilizing Technology
- Incorporates anti-fading agents
FujiFlex Crystal Archive Silver Halide prints are beautiful, vibrant photographic prints presented with a minimalist look that will fit any style of decor in the home or office, modern or traditional. To learn more about the other print mediums that I offer, to read genuine reviews from my customers or to get started choosing the image that will turn your empty wall into a statement, please have a look at my limited edition galleries here.


text:
A new fund which aims to encourage people out of cars and onto Scotland sustainable public transport network has opened for applications.
Applications for the £2 million fund to explore the future of transport are now being accepted.
Transport Secretary Michael Matheson made the announcement as he addressed the Mobility as a Service (MaaS) Scotland annual conference in Edinburgh.
Following a period of engagement and consultation with the sector to develop the scope and criteria for the fund, applications are now ready to be accepted between June 20 and August 30, 2019 for the first year contracts.
Funding for this initiative is available over the next 3 years (2019 to 2021) for projects to grow the evidence base on the potential for delivery of MaaS solutions in Scotland.
Matheson said, 'Since the fund was announced last September as part of our Programme for Government, Transport Scotland has been engaging with public bodies, transport operators, suppliers and others to shape up the criteria for this fund. It is very pleasing to now be able to open the MaaS fund up for applications from the sector, so that work can begin in earnest to support the testing of the concept in Scotland.'
'The concept behind MaaS is to join up multiple different modes of transport and allow users to create their own unique journey from A to B and pay for it with a simple tap on their smart device,' added Matheson.
Stephen Taylor, CEO of Technology Scotland, which operates MaaS Scotland said, 'The projects made possible by the Scottish Government's MaaS Investment fund will provide much needed evidence for the impact of Mobility as a Service on the way we travel. In doing so they will also place Scotland at the leading edge of global developments in an area that is fast moving from concept to delivery.'
This article is from Smart Highways Magazine, who are firm supporters of ICAV. For information on how to join as ICAV members, please click here.


text:
Type: Postgraduate
Qualification: MA Contemporary Dance Performance (Professional Placement Scheme)
Duration: 1 year (full-time only)
Validated by: University of Kent
This one-year, full-time programme provides an opportunity for students to undertake extensive professional development and refine their performance skills, as a member of an established professional dance company.
For those wishing to attend the tanzmainz audition, which is being held in advance of the other postgraduate auditions, apply by: midday Monday 11th November 2019.
For all other companies apply by: midday Wednesday 15th January 2020.
The distinctiveness of this programme lies in the offer of a work placement with a professional dance company of between five and nine months. Students work alongside professional dancers at their chosen host company, experiencing the creation, rehearsal, production and touring of a professional performance programme or project, including any related education and community outreach work.
Whilst on their placement, students are supported by a tutor at NSCD. Placement experience is supplemented by a wide range of technical and creative work delivered at NSCD, involving performance platforms, classes with VERVE and research-based activities. Crucially, students on the professional placement pathway develop an understanding of the wider skills required of a professional dance artist, through small-scale projects, introductions to local networks and awareness of a variety of activities such as workshop teaching and project management.
First round auditions for all places (except tanzmainz) are held between 20 – 25 January 2020 at NSCD in Leeds. Recall auditions are at NSCD unless otherwise stated, at the dates below. Click to visit the company site/find out more
Entry requirements
Entry is through successful audition and interview. Our postgraduate programmes are open to graduates of two/three year dance training programmes at higher education level, who would therefore usually be 21+ years of age, or to dance artists with some professional experience.
Important Information for International Applicants (students who will require a Tier 4 Student Visa to study in the UK)
International applicants are welcome to apply for the Professional Placement Scheme (PPS) as we are able to offer a limited number of placements to students with a Tier 4 Visa at Phoenix Dance Theatre. Placements with other participating companies based outside Leeds are unfortunately not open to students with a Tier 4 Visa due to UK Visa and Immigration restrictions. If you are interested in undertaking a professional placement with Phoenix Dance Theatre you should apply and attend a 1st round audition through the standard application/audition process.
The course operates on a modular basis. Most modules count for either 30 or 60 academic level 7 credits, with the final major research project being worth 60 credits. Each credit taken equates to a total study time of around 10-20 hours. Total study time includes scheduled teaching, independent study, directed study and assessment activity. Students on this programme take modules worth 60 credits per term.
Students will take modules worth approximately 60 credits per term. All students take a total of 180 credits across the MA as a whole. Our teaching is informed by research, and module content changes periodically to reflect developments in the discipline.
You are taught through a combination of practical classes and workshops, lectures and seminars. Seminars and small group tutorials enable you to discuss and develop your understanding of topics covered in smaller groups. In addition, you have timetabled meetings with your academic tutors. You use industry-standard facilities throughout your course.
At level 7 (as a guide) you typically have around 24-30 contact hours per week, typically consisting of:
Photo: PPS student Asmara Cammock and dancer Luke Crook performing with Tavaziva at the National Theatre. Credit: James Bellorini
NSCD employs a wide variety of assessment methods including formative, continuous and summative assessment.
Assessment evidence is collected through:
Students receive ongoing feedback in practical classes and through the tutorial system in which professional and academic development are considered and evaluated. Through placement, students have a professional mentor within the company who will offer formative feedback in all areas of their placement activities. Achievement is measured against module assessment criteria and in accordance with programme and module learning outcomes. Students must meet the specific attendance requirements for the programme.
Your overall workload consists of class contact hours, around 24-30 hours per week, on top of this independent learning which is expected to be at least 2 hours per module, rehearsals (vary according to each company's schedule) and assessment activity with each credit taken equating to a total study time of around 32 hours. While your actual contact hours may depend varying aspects of delivery e.g. intensive rehearsal periods or technical weeks or touring, the following information gives an indication of how much time you will need to allocate to different activities at each level of the course.Download Course Fact File
Based on a comparison with other HE Dance degrees of the same price, NSCD are devoted to the experience we give our students and to what we try to offer them as 'value added' for their course fees:
Our Alumni go on to work with a wide range of companies. Many go freelance or set up their own company.


text:
The following instructions are for scanning directly to a USB drive from USB enabled Konica Minolta's.
- USB Thumb Drive 2GB or less
- Formatted as FAT32
The drive may not be recognized if it is larger than 2GB and will not be recognized if it is not formatted as FAT32
- Insert the thumb drive into the USB slot (which, in most instances, is located behind the touch panel)
- When the "External Memory…" screen pops up on the display, press "Save a document to External Memory."
- Place your document(s) to be scanned on the Scanning bed or in the automatic feed
- Confirm the settings meet your requirements and then press the "Start" button at the bottom of the display panel to begin scanning.
- You will have the option to scan again to the same device or remove your device if you are finished.


text:
Paula's passion in fitness was established while in college. She applied for an Aerobics Instructor position at Holiday Spa (now Bally's) without skilled preparation. During the hiring process, she successfully choreographed a workout routine amongst over 100 men and women candidates. Needless to say, she was the applicant hired. For over 25 years, she has provided personal training services and aerobic instruction to local gyms and her established clientele.
Her certifications as a Certified Personal Trainer, Advanced Functional Training Certification, and Small Group Training with Kettle Weights Specialty Certification along with her experience are displayed in her one-on-one personal training and group classes.


text: NEGAIA - TRAILER OF THE MONTH FEBRUARY Negaia Team - 25.02.2017 - 12:37 In the trailer of the month February the farm of the family Reneham and the possibility fields to order briefly shown. In Northern Ligaria you will be able to discover the farm of the Reneham craftsman family in the next patch. The members of the family will introduce you to the art of linen manufacture. The raw material for the linen fabric is flax produced from the linen yarn. 0 comments


text:
Someone Please Build These Sexy Custom Bikes From Gannet Designs
Founded by Ulfert Janssen (a German designer who spent over a decade creating some of Renault's best concepts, along with the Infiniti FX) Gannet Design produces extremely detailed concepts that focus on engineering, artistry, and functionality.
Fluid Ducati Superleggera
The entire idea of this bike is based on architectural principles, namely, updating the look while working with the existing structure (a Ducati Superleggera). Amazingly, this is actually a monocoque design; the skin becomes part of the structure, keeping everything compact and ultra rigid. Of course, it could also be a sandwich.
MV Agusta Cafe Racer
To really appreciate this one, look closely. It's a modern bike—a 2006 MV Agusta 910cc Brutale—and the beautiful fairing is naked carbon fiber, but the lines are about as classic "cafe racer" as you get.
Custom Kawasaki H2
The not-even-for-sale-yet Kawasaki Ninja H2R is one of the most insane bikes ever dreamed up, so naturally Gannet's already dreamed of ways to make it better. It's completely naked now and the underside is actually an homage to one of the H2's predecessors from 40 years ago.
Ducati Panigale 1199 Cafe Fighter
This is Ulfert's take on turning a Ducati street fighter into a cafe racer. His goal was to seriously alter the bike's lines and stance by adding body work, both around the gas tank and the underside.
BMW RnineT
Because BMW's RnineT is kind of an old-school design straight from the factory, Ulfert took it in the complete opposite direction, sculpting an aerodynamic body, then cladding the sides with that intricately woven carbon fiber you're currently drooling over.
Aaron Miller is the Rides editor for Supercompressor, and can be found on Twitter. He seriously respects that there's actually thought put into each one of these besides simply making the bikes pretty.


text:
Get inspiration on how you can write a business plan. An govt summary is simple. It's the "too lengthy; didn't read" model of your business plan. Talk about what the company is, who it serves, the issues it solves, and what makes it distinctive. Easy pimple. The second part of your business plan must be your company overview.
Financial Projections. This extremely important section provides your projections (and historical monetary info, if available) and demonstrates how the business may be anticipated to do financially if the business plan's assumptions are sound. For key administration personnel (e.g., the owners), embrace resumes, private financial statements, tax returns for the last three years and personal household finances.
The Primary plan supports smaller businesses and eCommerce retailers who don't want advanced integrations for transport or marketing. If your site is targeted on eCommerce, you may promote limitless objects and build your online retailer on our commerce-centered templates.
Ensure that to obviously label every attachment.
It's time to work on your business plan. You don't have to provide away commerce secrets and techniques in your business plan, however you do want to explain how your know-how is totally different and higher than other options out there. At a excessive degree, it would be best to describe how your expertise works. You do not want to go into excruciating element here, though—if an investor is fascinated about extra element they may ask for it, and you may provide that info in a separate document.
It's time to work in your business plan. How are you going to take your alternative and turn it right into a business? This part will cover your advertising and sales plan, operations, and the way you are going to measure success. Advertising and sales plans: Explain how you intend to market your business and generate sales. It helps to analysis your competition when drafting this section.
Some business plans might only run about 10 pages.
In addition to sure ensures provided by legislation, LegalZoom guarantees your satisfaction with our services and assist. You will have purpose so as to add or delete a piece or re-organize the order, but your business plan needs to be thorough and will provide an total structure for the expansion of your new business – which happens to be a camp. A superb business plan offers route for the first three to 5 years of your venture and will lay out goals in every of the sections and the action steps you'll take to perform these objectives. Remember that this plan is the first impression that your camp will make with people who may be key to the belief of your dreams, so make sure that your plan is professional, effectively-written, with no errors or typographical errors, and reveals the top quality that you anticipate of your business.
A complete business plan format guide. If yours is an owner-managed business, you could want to embrace an exit plan. This contains planning the timing of your departure and the circumstances, e.g. family succession, sale of the business, floating your business or closing it down.
An excessive amount of element isn't useful in a business plan and can only distract and confuse stakeholders. Most of that time is spent in analysis and re-pondering your concepts and assumptions. Take into consideration which of those artwork advertising and marketing outlets it is best to use: social media, electronic mail newsletters, art fairs, galleries, blogging, and many others.


text:
0 Members and 1 Guest are viewing this topic. Read 2526 times.
jep the price in denmark are highmy speaker is a diy version of Peak-Consult Emperor--the same driver--only the tweter is different---scanspeak berylliumthis is a super speaker--but i want to try something different
He he i have shown this to my wife--you better have right ,,she says
It was 1979 in Alexandria VA. They yearly audio show had a large room with Infinity speakers. The brand new IRS Reference III four 7' cabinet line array/bipole speakers. The system had 144 drivers and dedicated 3KW of Class D bass power driving the 12 - 12" servo woofers. The turntable had the Infinity Black Widow arm. Playing vinyl as that is what we had at the time.The cut they played was Mannheim Steamroller's Fresh Aire III, Tocatta. The last note is 30Hz. When it hit, your chest cavity started resonating! Everyone looked at each other with our mouth's open and said, did you feel that! It was a defining moment for the experience!That was my first experience with a line array. Hopefully there will be more line array's to come!
Page created in 0.056 seconds with 28 queries.


text:
Update your browser to view this website correctly. Update my browser now×
Getting the cheapest flight to Thorshofn is possible, thanks to the HolidayIQ flight comparison engine.
We will compare among hundreds of travel agencies as well as low-cost and regular airline companies that offer flights to Thorshofn in order to offer you the best price.
The prices of plane tickets depend on a large quantity of factors. To find cheap flights you just need to indicate your preferences on the HolidayIQ comparison engine. Enter the city from which you wish to travel to Thorshofn, the dates and the number of passengers, and whether you want to travel in economy or business class. This way you will get more precise results.
When you get your search results you will be able to sort all the plane tickets found by departure time, return time, nearby airports, airlines, etcetera. HolidayIQ lets you save when you fly to Thorshofn taking your needs into account.
With HolidayIQ you can get the cheapest flights to Thorshofn thanks to its airline ticket comparison engine. It is quick and easy.
|IndiGo Airlines
|Air India
|Jet Airways
|Go Air
|Qatar Airways
|Singapore Airlines
|British Airways
|Flights to Delhi - Indira Gandhi International
|Flights to Bangalore - Kempegowda International
|Flights to Hyderabad - Rajiv Gandhi International
|Flights to Mumbai - Chhatrapati Shivaji Maharaj
|Flights to Kolkata - Netaji Subhash Chandra Bose
|Flights to Ahmedabad - Sardar Vallabhbhai Patel
|Flights to Chennai
|Flights to Goa - Dabolim
|Flights to Srinagar
|Flights to Pune


text:
Little Millet Idli Recipe
Little Millet Idli
Little Millet 301
- Serves: 15 People
- Prep Time: 500
- Cooking: 20
- Calories: 0
- Difficulty: easy
Idli is a soft, pillowy steamed savory cake made from rice and lentil batter. the lentils used in making idli are urad dal (black gram). idli is a traditional breakfast made in every south indian household.
- Wash blackgram thoroughly with water till it is clean.
- Mix fenugreek seeds with washed blackgram and soak the mix for 4 hours.
- Wash little millet rice thoroughly with water till it is clean and soak it for 4 hour and grind it .
- Grind the soaked blackgram, fenugreek seeds mix till batter turns into smooth paste.
- Leave the batter for fermentation for 4 hours.
- Mix curd and salt in to batter for smooth idli. Allow it to ferment 30 minute.
- Pour batter in to Idli moulds and steam cook for 15 to 20 minutes.
- Serve with Sambar or chutney.


text:
Mechanical Engineering Faculty Research
The Quasi Static Fracture Behavior of a Bulk Al-Cr-Fe Alloy Made by Consolidating Micron- and Nano-Sized Powders
Document Type
Publication Date
Winter 1-2005
Micron-sized powders of an Al-7Cr-1Fe alloy were prepared by the technique of Gas Atomization Reaction Synthesis (GARS) at the Ames Laboratory (Ames, Iowa, USA). A pre-alloyed stock of the aluminum alloy was melted and atomized in an inert environment. A mixture of micron-sized and nano-sized powder particles was consolidated in a vacuum environment using the technique of plasma pressure compaction (P2CTM). The powders were initially pulsed at 150oC for 10 minutes and subsequently consolidated at 550oC under a pressure of 40 MPa for 10 minutes. In this paper, the tensile deformation and fracture characteristics of the aluminum alloy are highlighted at two different test temperatures. An attempt is made to elucidate the microscopic mechanisms governing tensile response and fracture in light of the competing and mutually interactive influences of intrinsic microstructural features, deformation characteristics of the constituents of the material, and test temperature.
Publication Title
Journal of Metastable and Nanocrystalline Materials
First Page
Last Page
Recommended Citation
Srivatsan, Tirumalai S.; Givens, S.; Al-Hajri, Meslet; Petraroli, M.; Radhakrishnan, R.; and Sudarshan, T. S., "The Quasi Static Fracture Behavior of a Bulk Al-Cr-Fe Alloy Made by Consolidating Micron- and Nano-Sized Powders" (2005). Mechanical Engineering Faculty Research. 633.


text:
Brass Instruments
String Instruments
Woodwind Instruments
View all Band & Orchestra categories
Acoustic Guitars
Bass Guitars
Electric Guitars
Other Fretted Instruments
View all Fretted Instruments categories
Bass Amplifiers
Guitar Amplifiers
Keyboard Amplifiers
View all Amplifiers categories
View all Drums & Percussion categories
View all Pianos & Keyboards categories
Anthems & Performance / Accompaniment CDs
Christmas Books
Music Software
Band Arrangements
Sacred Choral Collections
View all Print Music categories
Availability: Limited quantity (call for availability)
Add to Wishlist
Email a Friend
Print Brochure
Share This
Previously Owned Gibson J-50 acoustic guitar. Here is a great old square shoulder Gibson acoustic from the early 1970's constructed with solid spruce top and mahogany back and sides. As would be expected from an old Gibson it has a great sound.
A DeArmond 130 pickup was added to the guitar by one of its previous owners. We have tested the pickup and it is still working although the output is not as high gain as most modern pickups.
There are a few hairline cracks and dings on the top and the bridge is pulling a bit, but not separating from the top. We have tried to highlight these issues in our pictures. It also appears the top has been refinished somewhere in this guitars past.
Included in the price is the (original?) hard shell case.
Can you believe it? No one has said anything about this product. Please feel free to leave a review about a product you have tried.


text:
Val says Two years ago 18 young men arrived in St. Antonin, our first refugees. A local lady and film maker Cecile Ordonoff spent time filming the events that followed as the young men settled into their new life.
If you are interested in the refugees locally why not come along and support and see how our help has set many off on a good life in France
I will remind you again nearer the time.
Two years later, the film!
Saturday, November 25, we offer a nice evening at the spa with the screening of the documentary film "A winter with boys" (1 hour) Cécile Ordonoff, followed by a meal (concocted once again by the incredible Samira) and a dance party. This will allow us to gather and to exchange widely around the question of the reception and the follow-up of the "migrants" as well as, of course, to raise funds for our association whose work continues.
We will contact you at the beginning of November to give you more details about the program and the needs (installation, bar, service, ticketing, storage, cleaning etc.). But you can already note the date and plan to make good cakes!


text:
On-the-rise songwriter only kinda emo imho
Dashboard Confessional's Chris Carraba recently tweeted that pronoun is making some of "the best new emo music of the moment," but don't expect to relive Warped Tour memories on this Brooklyn band's new album, i'll show you stronger, released last month. Pronoun is emo in the way that bands like boygenius, (Sandy) Alex G and Frankie Cosmos are emo. Singer/guitarist Alyse Vellturo's heart is on her sleeve, sure, but there's a restraint in her delivery that lends her songs a latent tension; the emotions somehow feel both raw and measured.
And really, you could call any breakup album an emo album. Amid chorus- and reverb-laden guitars, huge drums and occasional "Top Gun" synths, Vellturo chronicles her journey through heartbreak, sparing no intimate details. "Everything I wanted to say is about to come pouring out/Feel the rage build in my body," she sings in "you didn't even make the bed."
On "sadie," she lets those castigations fly. "God bless the people that don't have to meet ya/God bless the people that I'm meeting on the side of the road, cuz they don't have to know you like that," she sings, presumably at an ex who "ran out of money and sought out your rock bottom."
It's early in pronoun's career (on the release day for i'll show you stronger Vellturo made a Facebook Live video of herself sitting behind a computer at her day job), so the band is still mostly playing opening slots (like this gig with Aaron West and the Roaring Twenties), but it's easy to imagine her on a headlining tour next time she comes through town. (Safe bet)


text:
If there is a secret to sales success on the internet, it is having a defined and integrated internet sales process. Relying on an "all-star" ISM may produce results, but what happens to your program when that person is promoted or leaves for another job? Only by putting in place documented procedures can you ensure the long-term success of your operations. Let's take a look at the four pillars comprising the foundation on which a profitable internet department should be built, and some of the specific procedures for each you'll want to consider.
"While successful programs contain many of the same ingredients, dealers must find the right mix of tactics that work with their culture, customers and sales teams," said Kathy Kimmel, Cars.com manager of automotive consulting and dealer training. "There are four key areas that every dealership should have a process in place for when it comes to driving online success: staffing, merchandising, and lead handling and measurement."
Well-defined processes in each of these areas are the foundation of a strong internet sales operation, but how do you put that process in place? Kimmel offers advice on what dealerships should consider in each of these fundamental process pillars:
Pillar 1: Structure and Staffing
Because of the foundational role it plays, this area is the first one you should address. "Your structure and staffing model sets the stage for almost every other internet process and creates the environment in which you will interact with customers," Kimmel said. Absent this context, achieving consistent performance will be difficult, if not impossible, for your internet team. She recommends the following:
Organize. The contribution your internet operation makes to your store hinges, to a large extent, on the framework you implement based on your store's size, resources and culture. Strong consideration should be placed on where this department is placed and how it is managed with respect to the dealership sales organization. Options range from deploying a business development center — whether operated on your premises or on your behalf by a third party — to creating a dedicated internet department or hiring an internet sales manager who doles out leads to your existing floor sales staff. Stores also find success by fashioning a hybrid model from the specific components of each that work best for their specific situation. Once you've determined a structure, use an organizational chart to clearly communicate structure and the reporting model at your store.
Define roles and responsibilities. To ensure your internet team's success, the team and individual members must understand what is expected of them. Be specific, describing the nature of the work to be done and the education and training required to succeed in the role. You'll also want to agree to salary, ensure everyone understands the pay plan and outline both opportunities for advancement and what is necessary to take advantage of them.
Plan for turnover. While it's tempting to think your top performers will always be with you, they eventually will leave for other opportunities. To minimize the disruption when they go, you need a process to identify and groom successors who can step into these roles. This approach also helps to create loyalty among your existing employees, who know there is room for growth on their career paths at your store. For situations where the talent you need isn't available internally, you'll want to outline how you'll recruit replacements. You should include in this process who will be involved in the hiring decision, where you will identify appropriate candidates and how the interview will be conducted.
Pillar 2: Merchandising
With a well-defined internet structure and staff in place, the next step is to look at your online advertising process. "On the internet, your first chance to make a good impression begins with your vehicle listings and display ads. While automotive shopping sites such as Cars.com equip you with highly formatted options to ensure consistency and ease of use, outlining the steps your staff should follow in creating ads ensures compliance and consistency that will work to help you win business"
"Great online ads don't just happen," adds Kimmel. "There is a distinct formula that goes into making online listings successful and getting your inventory and your dealership to stand out with buyers. You can't leave it to chance. You must be able to replicate the formula for success with each and every vehicle in your inventory. A strong listings campaign that drives sales results is based on a process for uploading inventory, taking and posting photos, competitively pricing vehicles and writing sell copy."
As you go about implementing an online advertising process, Kimmel encourages dealerships to keep the following process tips in mind:
Tell it to sell it. Compelling ads don't just happen. Not only does each listing require multiple, high-quality pictures that allow shoppers to take a virtual test-drive, they also need descriptive sell copy that creates a sense of what it will be like to own the vehicle. To draft copy that helps buyers form an emotional bond, look beyond the VIN decoder and provide information on the car's unique or special features. Phrases such as "one owner," "nonsmoker," "bought and serviced here" further help build shoppers' confidence, especially when they can be validated through third-party sources such as vehicle history reports or complete service records. To ensure the sell copy is accurate and delivers maximum results, assign the task to a qualified member of your staff with good writing and editing skills and be sure to add a step to check for accuracy. Encourage that person to look to the used-car manager's appraisal notes, for example, or leverage certified book copy. As part of your system, consider leveraging software to simplify the process.
Develop a picture-perfect finish. As with your sell copy, you'll need a process for photographing your inventory and uploading the images to your website and third-party shopping sites. To ensure you have high-quality pictures of each car that shows the vehicle in its best light, you'll need to decide:
Who will take the photos. This task can be assigned to a staff member or a third-party service provider.
What pictures will be taken. While shopping sites such as Cars.com give you the flexibility to use as many as 32 pictures, you may want to develop a checklist to ensure a standard series of pictures is taken for each listing.
When and where the pictures will be taken. Photographing your listings at a similar time each day gives your ads a consistent look and feel. Considering establishing a dedicated area of your dealership that is well-lit and clearly branded with your store's logo to shoot the photos.
Implement an inventory process. The car itself is the critical ingredient of a successful ad, making it essential that you:
- Know what to buy. To have the in-demand vehicles that turn quickly and generate maximum gross, you may need to expand your view of which cars to stock based on demand from online shoppers. Leverage tools such as physical and internet auction reports, as well as information from your vendors. Cars.com, for example, generates a monthly CarStars report that shows you which vehicles are in the highest demand but lowest supply in your local market.
- Manage your online listings. Now that you have great photos, sell copy and vehicles, how will you manage the information that appears on your website and third-party websites? You'll need a process that addresses how and when data from your DMS will be transferred, as well as how and when sold vehicles will be removed. Either of these tasks can be assigned to a member of your staff or a vendor, but it's essential that the activities occur at the optimal time. Just as you wouldn't want to lose a sale because a vehicle you have wasn't advertised, you wouldn't want to be accused of a bait and switch when a customer learns a vehicle you have advertised is no longer available.
- Set a pricing policy. Establish a pricing policy that is consistent with how you do business and accordingly set your online prices. Options include using the sticker/manufacturer's suggested retail price, a competitive price or the lowest price. Tools such as vAuto, AAX First Look and DealerTrack provide you with up-to-date market information that can help you determine what price is the most competitive. Similarly, you'll want to outline how pricing is updated as the vehicle ages in your inventory. Will you use a bucket system that lowers the price in stages at specified intervals, or will you manually monitor and adjust the price to ensure it moves in a timely fashion? Finally, build in checks for accuracy. A simple typo on your 2007 Mini, for example, could turn the $19,500 "bargain" into a listing nobody would consider at $195,000.
Pillar 3: Lead Handling
Just as you have a process for greeting customers who visit your store, you want to control how your staff responds to emails and phone calls. Putting these guidelines in place ensures prospects consistently receive a quick, quality response and minimizes the risk of inquiries falling through the cracks. It also helps you to qualify and build rapport with car buyers as they take the next step toward a purchase. Ignoring or providing a delayed reply to these shoppers signals a lack of interest and encourages them to look to your competitors.
In determining your process, Kimmel suggests that you take into account several criteria: What are your sales goals? What lead sources will support your department? How many leads do you currently receive? How long do you want your team to follow up with each lead? How many people are responding to each lead? Your answers to these questions ultimately should shape the process and, in the end, drive the experience your customers will have at your store and the likelihood that they'll buy from you.
"Keep in mind that 20 percent of shoppers expect a response within four hours and that 30 percent of leads are left unanswered," Kimmel said. "Consider your own performance and ask yourself: Is your store earning the business, or are you leaving it on the table?"
Email. How you manage emails can make or break the deal. Shoppers expect a prompt response that addresses their questions, so be sure to provide the information they request, and minimize the use of auto responders. If you rely on them during busy times or after hours, you'll want to provide an actual reply as soon as possible so the customer doesn't feel taken for granted. Pay attention to details (e.g., proper spelling and grammar), be courteous and personalize the message, especially if the shopper is a current sales or service customer. You should also take the opportunity to qualify the shopper (e.g., Is this the exact car you want or the nicest one like it?) and promote the value of buying from your dealership.
Phone. When car buyers call, they want to speak with a salesperson who can provide information about the vehicle they're considering without being rushed toward a sale. That means ensuring the phone is answered within a few rings by a professional who is familiar with your inventory, provides courteous service and knows how to lead up to suggesting an appointment. Before asking customers to come into the dealership, you'll need to assure them their time is respected by first assuring them you have the cars that meet their needs and that your store offers the purchase experience and amenities they want.
Pillar 4: Tracking and Measurement
Your ability to manage your internet program hinges on how effectively you measure its performance. To ensure key components are working as they should and to gauge the effect of new tactics, Kimmel advises dealers to have a process to collect relevant sales and performance metrics. If you're looking for guidance on where to begin, your vendors and consultants can provide direction based on your objectives and your store's size, sales history and market.
"Only after you've established a baseline of where you are," Kimmel said, "can you chart a course for where you want to go."
Decide what to track. Criteria to monitor begins with the basics, such as the number of vehicles you sell each month, gross and per-sale costs. You'll also want to track appointments per lead, appointments kept versus appointments made, sales per appointment, sales per lead, CSI and the quantity of calls and emails your staff manages each day. Armed with this information, you can determine whether your staff is performing up to its potential or if additional coaching and resources may be required.
Use the appropriate tools. With so much data to track, you'll want to leverage technology wherever possible to ensure you're uniformly collecting and accurately reporting it. CRM and lead-management systems help automate this process and generate reports that allow you to monitor status and progress. You can also leverage reports supplied by your third-party service providers, post-sale surveys, telephone tracking tools and website tracking. As with other areas of your business, the more information you have, the better able you are to fine-tune performance to achieve desired results.
While developing a process may seem complicated and time-consuming, you don't have to invent it from scratch. Chances are good that you already have many of these procedures in place, so the task likely amounts to documenting the activities you're already doing, communicating them to your department and training team members on them.
"Formalizing your internet sales process fosters an environment in which your success occurs by design, rather than accident," Kimmel said. "It gives your salespeople the confidence and direction they need to drive the business forward."
Additional Resources
To learn more about how process can help your store, view the DealerADvantage Live webinar presented in May by Kathy Kimmel, a Cars.com manager of dealer training and automotive consulting. The free session "It's All About Process: How to Take Your Internet Sales Operation From Good to Great" is available online and can be downloaded to watch at your convenience or to share with a colleague. You can also email firstname.lastname@example.com for a copy of the presentation. For more tips on why process is essential and how you can go about establishing process for your dealership, see April's feature article: Flying High or Flying Blind? Why Process Must Be the Foundation of Online Performance.


text:
Read More about
If you owe more on your Fannie Mae or Freddie Mac mortgage than your home's current value, updates to the Federal government's recently expanded Home Affordable Refinance Program (HARP) may allow you to refinance at a lower rate and save. No appraisal required in most cases. Refinance up to $417,000 (or more, in high-cost areas; see loan limits) and fold closing costs into the loan. Even if you've been turned down for a HARP loan before, if you're still underwater, now is the time to see if you qualify!
Read More about
FHA Loans
The Ideal solution for people who own or wish to purchase a home in need of renovation or repair. Borrow up to $35,000 in additional financing for projects designed to improve single family properties with the FHA 203(k) Streamline loan. Use the funds to repair or replace plumbing, electrical. roof, gutters, flooring or to remodel the kitchen or bathroom. Lower energy costs by installing new windows and doors or improve accessibility for the disabled. This home improvement loan is available for purchases and refinances, and is limited to non-structural renovations.
Read More about
VA Loans
Veterans and surviving spouses finance up to 100% of your new home's value up to $424,100 (or more, in high-cost areas; see loan limits), or refinance, with no money down, no appraisal fee, and no private mortgage insurance premium (PMI). You can even fold closing costs into your loan. Refinance with minimal paperwork in as little as 21 days. Lower credit scores accepted from qualified buyers.
Read More about
USDA Loans
With a USDA Rural Development Home Loan, qualified borrowers can purchase or refinance a designated U.S. Department of Agriculture rural property up to 100% loan-to-value with a 30 year fixed rate mortgage. These loans are not limited to first time homebuyers, and no down payment is required. Flexible credit guidelines apply.
Read More about
Jumbo Loans
This program is an Adjustable Rate Mortgage (ARM) that offers loan amounts up to $2 million for owner-occupied purchases, up to $1.5 million for a 2nd Home purchase or rate/term refinance, and up to $2 million for an owner-occupied cash-out refinance (with maximum cash out of $250,000). If your lending needs include jumbo loan amounts, up to $2 million, and you seek an ARM loan, this could be the right fit for your needs.


text:
December 13, 2018
PAO Severstal, one of the world's largest vertically integrated steel and mining companies, announces the launch of Severstal Technopark, a facility to enable innovative companies to cooperate and implement and commercialize joint products and technologies.
The Technopark's infrastructure includes a production centre, featuring technically advanced equipment to create new product prototypes. The centre is already capable of performing a full test cycle: carrying out melting with a volume of 250 kg, hot and cold rolling of test samples, heat treatments and all necessary tests and experiments. The prototype complex allows users to test a larger number of hypotheses and quickly develop new products. Technopark users will also have access to modern laboratories with facilities for chemical substance analysis and metal expertise. In addition, the Technopark features a Computer Modelling Centre, whose experts can calculate the characteristics of products and equipment through mathematical analysis.
Cooperating with the Technopark will be beneficial both for existing industrial enterprises interested in innovative development as well as start-ups developing new market products. In addition to providing the research and material base for testing and implementing developments, Severstal will assist its partners with the process of conducting patent searches and protecting their intellectual property.
Alexander Shevelev, CEO of Severstal, commented:
"In Severstal's renewed strategy this year, we announced our goal to become the leader of the steel industry of the future. We are certain that this can only be possible through cooperation and combining our expertise and resources with the abilities of other members of the metallurgical industry, an opportunity which is made possible by Severstal Technopark. I am confident that the cooperative culture generated by the Technopark will enable the development of both new innovative ideas and existing approaches."
You can apply to become a resident of the Technopark via the website (http://technopark.severstal.com), providing information about your project in the application process. Severstal representatives will then review your project, provide feedback and, if there is potential for moving forward, begin the process for negotiating terms for cooperation. At the same time, the project must be in line with the Technopark's primary focus: producing cold-rolled, hot-rolled, metal-coated and long-rolled steel. Projects relating to additive technologies and new materials in metallurgical production are also encouraged. The product or technology must be ready for a prototype to be created, and the Scope of Applicability and potential users should be outlined in detail.


text:
Swapna, a nyctophobic, a game designer, who is on a turbulent road to recovery from an incident that scarred her deeply, has to fight her inner demons to stay alive in the game called life.
Tagline:We all have two lives. The second one starts when we realise we only have one.
Bahasa:हिन्दी, தமிழ், తెలుగు
Direksi:Ashwin Saravanan


text:
Showing resources in...BUSINESS NEED Time and Attendance TYPE Product Info Clear All Filters
Personnel Activity Reporting for K-12 Datasheet
K-12 schools receiving federal funds must record employee time devoted to each program. Learn how Kronos® Time for School creates audit-ready federal reports.
Time and Effort Reporting for Grants Datasheet
Manually tracking labor to grants can be arduous. Kronos® for Higher Education automates accurately assigning employee time and labor to grants in real time.
Automating Time and Attendance for Staffing Agencies
Staffing agencies need accurate employee time tracking. Learn how Kronos time and attendance solutions control labor costs, improve compliance and productivity.
Kronos Global Customer Program fact sheet
Kronos global customers have highly specialized needs. This program provides exclusive resources and benefits to help you optimize your Kronos solutions.
Workforce Planner and Workforce Dimensions Integration Datasheet
See how the integration of Workforce Planner and Workforce Dimensions unifies the user experience under a single interface.
Workforce TeleStaff and Workforce Dimensions Integration Datasheet
By integrating Workforce TeleStaff and Workforce Dimensions, Kronos offers schedulers, administrators, and employees a unified user experience.
Kronos EZCall Datasheet
Automated scheduling solution to save time and reduce errors while ensuring appropriate physician and specialty coverage.
Kronos Emergency Response Unit Tool Datasheet
When disaster strikes, your healthcare facility needs to act fast. Learn how the Kronos® Emergency Response Unit Tool helps deploy staffing resources.
Workforce Dimensions Vision Datasheet
Seamlessly unlock strategic business insights by combining your workforce data with third-party data and your choice of business intelligence tools.
Employee Contact Tracing Tool Datasheet
This informative datasheet explains how the Kronos® Employee Contact Tracing Tool can help you quickly identify employees who may have been exposed to COVID-19.


text:
How to Boost productivity in Singapore's F&B sector
Mazars is delighted to announce its strategic partnership with Roubler, a human resources and technology start up which automates and manages everything from tracking online job applications and ranking candidates to rostering, monitoring time and attendance and payroll.
"We are excited to be partnering with Roubler" Chris Fuggle, Partner at Mazars commented. "Retail, F&B, healthcare, and construction industries all waste significant amounts of time recruiting, rostering, verifying overtime. The systems they use are very manual and absorb huge amounts of management time. Our strategic partnership with Roubler will not only enable us to rid these industries of this unproductive time but also us to provide insights and analytics to help them optimise their workforce performance and profits."
Roubler was the brain child of entrepreneur Andrew Northcott, founder of labour hire group, LSA Recruitment. By the age of 29, he had already build up a AUD $100m business and sold it on to an international conglomerate. Andrew's experience with LSA made him well aware of the inefficiencies in industries with high levels of casual staff, hourly rate contracts, complex shift patterns, and multi outlet / multi-site rosters.
Andrew commented, "We are working with Mazars to offer a platform in Singapore which will eradicate many of the manual tasks burdening HR and operational teams. I was impressed with Mazars commitment to create market leading solutions for their clients, even when it meant disrupting their own operating models. Mazars has been investing heavily in innovation and is building a fantastic team culture. We are like minded modern firms, with complimentary expertise. It's a great foundation for a strategic partnership ."
The technology officially goes live in Australia this week where Roubler and Mazars are working together on a number of clients. We expect the Singapore solution to be available over the next few months.
Chris Fuggle with Andrew Northcott in Mazars Singapore office
Want to know more?
Related content
What Challenges are you facing?
In Singapore, labour shortages and rental costs are currently hot topics. Globally, intensified competition, strong pressure on margins, commodity price inflation, issues related to global sourcing, reinforcement of brand identity and the implementation of a differentiation strategy while improving the shopping experience and developing a multichannel approach are all provide significant challenge.


text:
The Senate yesterday made startling revelations on the activities of kidnappers and bandits across Nigeria, asserting that the country is now under their firm grip.
To buttress its position, the Upper House of the National Assembly stated that 4,000 Nigerians and an undisclosed number of foreigners have been held captive by the kidnappers in various parts of the country.
Among the victims of the kidnappers are 20 housewives from Niger State and two Chinese expatriates. There are however indications that the figure could be higher, as the lawmakers explained that the flaunted 4,000 was an estimate.
Consequently, the Red Chamber invited the acting inspector-general of police (IGP), Mr. Mohammed Adamu, to brief them on the measures he had adopted to reverse the trend.
Before the meeting with the IGP, the senators appealed to the country's security agencies' top echelons to immediately deploy drones and interceptors to track the kidnappers. They directed telecommunications companies in the country to provide the security agencies with information on areas where the kidnappers operate from.
The senators also expressed shock that children within the age bracket of 11 and 13 years are seen wielding dangerous weapons such as AK-47 rifles among the bandits in Zamfara, Niger, Kaduna and other states of the federation.
They cited instances where kidnappers and bandits write letters to communities before carrying out their attacks, adding that the crime had become a big-time business to the extent that they have intermediaries who negotiate ransom with villagers and individuals.
In a motion sponsored by Senator Shehu Sani (PRP Kaduna) and co-sponsored by over 100 senators on the recent killing of a Briton and the abduction of three others in a resort in Kaduna State by bandits, the Senate said that the attacks on individuals, houses and communities were too many to be ignored.
Shehu Sani told the Senate that the attack on a resort in Kajuru local government area of Kaduna State where a 29-year-old Britton, Faye Mooney and another Nigerian were killed as well as the abduction of three others last Friday had seriously dented the image of Nigeria before the international community.
He said: "We note with sympathy and total dismay the spate of armed banditry and kidnapping in most parts of the country; from the North, South, East and West of the nation without a formidable and a technological approach to fighting the heinous crime. Worried that in recent times the attacks on individuals, houses and villages have become one too many and there is no single person that has been brought to book as a result of the wanton killings and the so much emphasised efforts at combating the crime is not yielding fruitful results.
"More worried that due to the fact that the perpetrators of these heinous activities tend to be gaining more courage to perpetuate their dastardly acts without fear of confrontation due to their acclaimed superior firepower; further worried that the unfortunate event of 19th April, 2019 where gunmen raided a resort called Kajuru Resort in Kajuru local government area of Kaduna State, a Briton, Ms. Faye Mooney and a Nigerian, Mr. Matthew Oguche, were killed and three others abducted has put more fears into Nigerians.
"Ms. Faye Mooney was a humanitarian worker with a group, Mercy Corps, who had worked in war-torn countries like Iraq and Kosovo helping the needy, the vulnerable and internally displaced persons. Recall that earlier in the year, President Muhammadu Buhari had ordered senior security chiefs to curb kidnapping in the region when four western tourists, two Americans and two Canadians were abducted in Kaduna in an ambush in January that left two of their police escorts dead.
"Concerned that the recurrence of this banditry where foreigners and tourists are involved may put Nigeria's diplomatic relationship on the line thereby raising red flag to other tourists who may wish to visit Nigeria;
"Concerned that the northern part of Nigeria has become a theatre of killing and kidnapping, especially states like Zamfara, Katsina, Sokoto, Kaduna and Niger. Kajuru, in Kaduna State, is notorious for killings and kidnappings. Recall the death of Agom Adam, Dr. Maiwada Raphael Galadima, late last year, who was killed by kidnappers after collecting ransom. It is pathetic to note that this area has become hostile to both visitors and the inhabitants who have resorted to Internally Displaced Persons (IDPs') camps. Some elders of this area are right now cooling off in various prisons in Kaduna State," Shehu Sani stated in the lead debate.
He added that that in Birnin Gwari, a local government area under his constituency, life had become unbearable for the people because over 40 villages were attacked recently and in some cases the kidnappers sent notices before they struck.
According to him, "these people have killed thousands of law-abiding Nigerians including children, raped women and have gone further to stop the villagers from going to their farms. Worthy of concern also is the spade of killing and kidnapping that has found bases in Zamfara and Niger States."
The senator said that "in Munya local government area of Niger State, over 20 housewives were kidnapped and areas such as Kushaka, Kurebe, Pandogari, Gidigori, Kusherki, Koregi, and Alawa, Kwaki, Bataro, Chikuba, Shafa, Kauri, Zazzaga in Rafi local government area are under serious siege by the kidnappers. Other areas under siege include Kakangi, Gayam, Dan Ganji, Maganda, Dawari and Kazage."
Shehu Sani told his colleagues that they would be astonished to hear that the kidnappers had the audacity to write the member representing Bimin Gwari/Giwa in the House of Representatives, Hon. Hassan Adamu Shekara, warning him of his activities thereby forcing him to evacuate his family from the area.
He said that while they are consoled by the recent presence of a joint patrol team of the police, army, air force and some para-military outfits on the Abuja-Kaduna Expressway and even though the hitherto deserted road which forced people to resort to using the train is bubbling back to life, the unfortunate acts of banditry and kidnapping had continued unabated.
Leading the debate during plenary, the deputy Senate president, Senator Ike Ekweremadu, said that the country must declare a state of emergency on insecurity.
"We need to declare a national state of emergency to enable the federal government put in place measures to end this problem," Ekweremadu said.
Senator Joshua Lidani (Gombe South) said that Nigeria had become a killing field, warning that it would have negative effects on investment and tourism.
Senator Baba Ahmed Kaita (Katsina South) said that the current crisis is worse than Boko Haram insurgency and advised the Senate to marshal out a plan to secure the country.
"The long-term effects will be catastrophic. I want to suggest that the issue of state police be looked into; we need to create a synergy among the state police and vigilantes and the locals in these states. It will dramatically reduce the menace. We need massive military deployment in these flashpoints. We also need to come up with capital punishments for these crimes," Senator Emmanuel Bwacha (Taraba PDP) said.
"The north is at war. Unless something is done, I'm afraid that in the next two to three years, the situation might be out of control. This has become a business because there is technically no business in the north. The way forward is to fight corruption and set standards," Senator Kabir Marafa (Zamfara Central) declared.
"Until our youths are engaged, this problem will continue. If we dispose off three of the five vehicles we own and use the proceeds to engage our youths, would it not be better? We need to find appropriate economic policies to engage the idle hands," Senator Andrew Uchendu (Rivers) said.
In his contribution, Senator David Umaru (Niger East) said 50 per cent of his constituency had been taken over by the bandits.
"Our soldiers are not provided with enough logistics and they use this as an excuse to collaborate with kidnappers. The state government has not helped matters; they do nothing to provide funds. We need to device short-term goals and long-term solutions. We need to establish a special force to address this problem," Umaru said.
To the Senate president, Dr. Bukola Saraki, "there are a lot of issues that we need to address because the way these series of killings are going on and that is why we brought it up today. In line with the last speaker, we must begin to look at the solutions.
"Where there is a fault, we must be bold enough to say so and where there are sanctions that need to be taken we must be bold as well to say so. I mean, you have all been in this chamber for one year, we could not even communicate, converse or engage with the Nigeria Police. You were all here when the head of the police refused to even come before us. How can we work together to move things forward because, at the end of the day, we must begin to sit down with those in charge and discuss what we need to do, how do we help you? Even if we want to recruit, we can't do it from here, we need guidance, they need to tell us what we need to know," Saraki said.
"In the past, kidnappings use to be done in the cities, now they are kidnapping villagers; it's a big problem," Saraki lamented.
Thereafter the Senate resolved to invite the IGP to brief the House on the measures he had put in place to curb the worrisome security situation in the country.
The Senate also mandated its leader to ensure that the Police Reform Bill and Police Trust Fund Bill are sent to their counterparts in the House of Representatives for concurrence and passage to the President for quick assent.
Gunmen Abduct 2 Chinese Expatriates In Ebonyi
As the Senate was brainstorming on the menace of kidnapping, a report came that the criminals had struck in Ebonyi State and abducted two Chinese nationals, Sun Zhixin and Wang Quing Hu in Uburu, Ohaozara local government area.
LEADERSHIP gathered that the Chinese expatriates who are workers of Tongyi Construction Company were working in the state project site in the governor's home town.
A former senior special adviser to the governor, Mr. Enekwachi Akpa, also escaped from being abducted by the gunmen.
The state police command public relations officer, Loveth Odah, said that the expatriates were working on a road project in Ohaozara local government area when they were forcefully taken away by the gunmen.
She said: "They were taken off the construction site around 3:30 p.m. on Wednesday by a group of masked armed men."
The Chinese nationals, according to the police, were at a place called Ivo River when the gunmen invaded the area, forced the workers out of the pit and took the two Chinese to an unknown destination.
The company is constructing the road linking the Ohaozara community called Ogwu with Ivo local government and Okpanku community in Enugu State.
She said that the police had dispatched officials to rescue the victims.
In an interview, Akpa (ex-governor's aide) described his escape as an act of God and called on the security agencies to swing into action and ensure the prompt release of the Chinese.
FG Okays N52bn For Border Surveillance
And in a bid to stop smuggling and cross border crimes, the federal government has approved N52 billion for border surveillance project.
The minister of Interior, Lt-Gen. Abdulrahman Dambazau (rtd) disclosed this to State House correspondents after the Federal Executive Council (FEC) meeting which was presided over by Vice President Yemi Osinbajo at the presidential villa, Abuja.
Dambazau said that the process which started in 2012 would be completed within the next two years.
He explained that the pilot phase had been very successful, adding that it was installed to monitor two border communities.
While noting that Nigeria's borders are very porous, diverse and impossible to man physically, the minister stressed the need for modern technology to be adopted to effectively monitor the borders.
He said: "It is on this note that I presented a memo today for this e-Border solution. This process started in 2012 but we picked it up to move forward when we came in. The project is to be completed within the next two years and it will cost about N52 billion.
"This project is going to cover 86 border posts in the country. We will be able to also monitor 1,400 illegal routes that are used for smuggling and all kinds of cross border criminal activities.
"The Nigeria Immigration Service (NIS) will work very closely with other services such as the air force and the army units deployed near the borders, with the customs in terms of smuggling. The information will be available real-time 24/7.
During his briefing, the minister of Water Resources, Suleiman Adamu said that FEC approved the extension of consultancy services on two priority ongoing projects.
According to him, "first is the Igawa Dam Project In Katsina State which is 50 to 60 per cent completed. Last year, we got a total reversal cost of the project and extension.
"Aligning everything together, the supervising and consultancy services also have to be extended to correspond with the completion period. To that effect, the Council approved the augmentation of over N91 million for consultancy service supervision in favour of Messers Cosidon Consultancy Service Ltd. This now raises the consultancy fee from N125.7 million to N217.4 million.
He said that the second memo was in respect of Mangu Dam Project which has attained about 70 per cent completion. We also had revised estimated cost approval last year which approved an extension period for the work. In the same vein, the consultancy period has to be adjusted to correspond to the completion period.
"There is an augmentation of N111.6 million to raise the consultancy service supervision from N104 million to N215 million with an extension period of 24 months in favour of AIM Consultants Ltd," he said.
The minister of Budget and National Planning, Udoma Udoma, said that the Council approved two memos on National Social Investment Programme.
He said that the first was for the award of the consultancy contract for the provision of training services and integrated supply of starter packs for N-Creative Trainees in the northern states in favour of Messers Patigon Services Ltd for N652.318million.
He added that the training will be held in Abuja for 1,500 beneficiaries with integrated starter packs distributed to them.
Udoma said: "The four thematic creative areas and their respective beneficiaries' distributions are as follows: script writing – 150, graphic illustration 375, animation – 750 and post-production – 225."
He said that the second memo was also under the National Social Investment Programme for the award of consultancy service contracts for the provision of training services and integration supply of starter packs for the N-Tech Software trainees in Southern Nigeria, in favour of UCH Ltd at the sum of N325.489 million.
"This same training has been provided for the northern states already, so this is for the southern states and it is for 2,000 beneficiaries," he added.


text:
Ehrlichia is a type of bacteria. It infects dogs, cats and other species worldwide, causing a disease called Ehrlichiosis. Other names include "tropical canine pancytopenia" (and several other names).
Ehrlichia is commonly transmitted by ticks.
What causes Ehrlichia?
Ehrlichia bacteria infects white blood cells. There are many species of Ehrlichia, which infect a wide variety of animals, but there are only a few species that affect dogs.
A closely related infection affecting platelets is caused by a bacteria called Anaplasma platys and is sometimes referred to as Ehrlichiosis as well (Anaplasma platys used to be called Ehrlichia platys until recently). Most Ehrlichia infections are acquired through tick bites. Infection is also possible via blood transfusions.
Risk Factors
Ehrlichiosis occurs worldwide in areas where the ticks that carry the disease are common – even here in South Africa.
While any dog can be infected, some breeds, most notably German Shepherd Dogs, are prone to more serious chronic infections. Retired racing greyhounds or rescues from areas where Ehrlichiosis is common may suffer from chronic, undetected infections and should be checked for Ehrlichiosis and other tick-borne diseases when adopted.
Signs and Symptoms of Ehrlichiosis
Symptoms of Canine Ehrlichiosis [ur-lik-ee-oh-sis] may not be obvious. If left untreated, these diseases could progress to a chronic (persistent) infection, which can last days, months or years without showing any symptoms.
The symptoms and severity of illness seen with Ehrlichiosis depend on the species of Ehrlichia involved and the immune response of the dog. This is important, as healthy dogs with strong immune may only show signs of "he's just not right" while suffering from Ehrlichiosis.
Generally, Ehrlichia canis can also appear to produce the most severe illness and infections tend to progress through various stages.
The acute phase occurs within the first few weeks of being infected and is rarely fatal. Recovery can occur, or the dog can enter a "subclinical phase" (with no obviously noticeable symptoms other than "he's just not right"), which can last for years and sometimes there are no symptoms at all.
Some dogs eventually progress to the chronic phase, where very severe illness can develop. However, in practice, it is difficult to distinguish these phases.
Signs and symptoms of Ehrlichiosis in dogs may include:
Common symptoms can include any of the following:
- Depression and/or lack of energy
- Loss of appetite and weight loss
- Runny eyes and nose/discharge
- Abnormal bleeding (e.g., nosebleeds, bleeding under the skin — looks like little spots or patches of bruising)
- Bruising on gums and belly
- Lameness/stiffness and joint pain (similar to arthritis and inflammation in the joints)
Other symptoms also include:
- Fever.
- Enlarged lymph nodes.
- Enlarged spleen.
- Coughing.
- Discharge from the eyes and/or nose.
- Vomiting and diarrhoea.
- Inflammation of the eye.
- Neurological symptoms (e.g., incoordination, depression, paralysis, etc.).
Signs of other organ involvement can appear in the chronic form, especially kidney disease.
Note: Anaplasma platys causes recurrent low platelet counts but tends to produce only mild symptoms, if any.
Diagnosis of Ehrlichiosis
It can be difficult to confirm a diagnosis of Ehrlichiosis. Blood tests typically show a decreased number of platelets ("thrombocytopenia") and sometimes decreased numbers of red blood cells (anaemia) and/or white blood cells.
Changes in the protein levels in the blood may also occur. Blood smears can be examined for the presence of the Ehrlichia organisms. If they are present, the diagnosis can be confirmed, but they may not always show up on a smear.
Blood can also be tested for antibodies to Ehrlichia — though this can sometimes produce incorrect results.
Specialized testing can check for genetic material from Ehrlichia and while this is the most sensitive test, it is not widely available and has some limitations as well. Generally, a combination of lab tests along with clinical signs and history are used to make a diagnosis.
The diagnosis is further complicated by the fact that dogs infected with Ehrlichia may also, but not always, be infected with other diseases carried by ticks, such as Babesia, Lyme disease, or Rocky Mountain Spotted Fever. Infection with a bacteria called Bartonella has also been found in conjunction with Ehrlichiosis and other tick-borne diseases. The presence of these other diseases can make symptoms more severe and the diagnosis can be more complicated.
Treatment of Ehrlichiosis
Ehrlichiosis responds well to treatment with the antibiotic Doxycycline and/or Tetracycline. Treatment should be maintained for at least 4 weeks. Improvement in symptoms is usually very quick, but several weeks of treatment is usually needed to ensure a full recovery. In severe cases where blood cell counts are very low, blood transfusions may be needed. Reinfection is possible, as immunity to Ehrlichia bacteria is not long lasting.
Prevention of Ehrlichiosis
Preventing exposure to the ticks that carry Ehrlichia is the best means of preventing ehrlichiosis. Check your dog daily for ticks and remove them correctly as soon as possible (it is believed that ticks must feed for at least 24-48 hours to spread Ehrlichia – avoid at all costs, any compression to the abdomen of the tick when removing it). This is especially important in peak tick season, or if your dog spends time in the woods or tall grass (consider avoiding these areas in tick season).
Ensure that you use a correct and safe method to remove tick such as when using the Tick Twister. Keep grass and brush trimmed in your yard, and in areas where ticks are a serious problem, you may also consider treating the yard and kennel area for ticks.
No preventive or vaccine is 100% effective, which makes annual check-ups which include vector-borne disease screening even more important to your dog's health.
Please note: this article is intended to inform you on Ehrlichia and is for informational purposes only. If your pet is showing any signs of illness, please consult a veterinarian as quickly as possible.
~ Source: IDEXX Laboratories
Lianne McLeod, DVM


text:
Apply to Borrow $1000 to $25,000*
- Apply For $ 50 – $ 1,000
- Fast Payout
- No Fees
- Secure Appilcation
- Available 24/7
- Bad Credit
Not sure if you'll be accepted?
Need funds fast? Get cash instantly in as fast as 15 minutes. No minimum credit, no lengthy application, no hassle. Apply now and get it here!
How we compare
|Short Term Loans
|Why use us?
|How much can new customers borrow?
|Up to $5,000
|No fees, ever!
|What are the repayment terms?
|3 to 36 Months
|No paperwork
|Representative APR
|49.9% (variable)
|No obligation quote
|Can I apply with bad credit?
|Instant decision
|Can I repay in instalments
|Flexible repayment
|Do we credit check?*
|No credit footprint
Small Personal Loans- Taking Advantage of Online Personal Loans – loanpitcher
When a financial emergency happens, there is a wide range of loan options that you can check. From auto loans, student loans, small personal loans bad credit, home loans to payday advance loans, you can almost always find one that suits your needs perfectly. With home and car loans, it's pretty obvious where you can use them for but what about personal loans?
Small personal loans bad credit, unlike home and car loans, do not need collateral so you can secure the loan. Unlike the former, you also do not need to sign an agreement that details where you can use them for. In short, you have the prerogative to use them on wherever (check personal loans near me).
Debt Consolidation Loan
Most borrowers take out a personal loan so they can merge their open loans into one. With this option, you can score better terms since there is a chance that your monthly payment or interest rate could be lowered down. Instead of paying several loans in a month, you just now have one payment scheme (look for small personal loans near me).
Car or Automobiles
If buying a car, a car loan is still the better option since they usually offer a low interest loan rate since there is a collateral. However, personal loans can still be used to pay for a car loan.
Traveling Purposes
There are a lot of personal loans that are targeted for vacation. Work your way around you budget and always get the rate that best matches your situation. Don't get more than what you can pay.
Medical Bills
Personal loan can also cover for hospital bills. It will be a good idea for you to compare and contrast medical loans with a personal loan to check which offer the best rates.
Wedding Expenses
Is your savings not enough to finance your dream wedding? Well, you'd be happy to know that you can also use a personal loan to cover for your wedding expenses. I would suggest that you combine the personal loan with your savings so as to keep the interest rate down.
Most people think that personal loans have a limit when it comes to the amount they offer; however, this is not true. In fact, personal loan providers consider several factors before they lend money to the borrower such as their income.
How Much Can I Borrow From Small Personal Loans Online?
In the United States, you can find small personal loans online ranging from $100-$5,000, though some loan providers of small personal loans for bad credit may offer more.
Even if the lender can offer up to $10,000 as its maximum amount, the money you can have depends on several factors, including your:
- Credit Rating
- Employment Status
- Income
- Outstanding Debts
If you have bad credit, the loan provider of small personal loans for bad credit may reject your application or, you may only qualify for a lower amount. Meanwhile, even if you have good credit but you have a low income, your chances of having bigger cash might be slim. This is because lenders who offers small personal loans bad credit do not just rely on one factor but all of it (check small personal loans near me).
This means that if a lender of small personal loans bad credit requires you to be regularly employed, you have to be regularly employed; otherwise, your loan application may be declined. Another important factor lending firms consider are your current debts. If you have any outstanding accounts with other loan providers, you may only be eligible for a smaller amount (check small personal loans near me).This is because your capability to repay the small personal loans online is questionable. After all, how are you going to settle the new debt if you have other accounts to worry about.
Therefore, before taking out a quick loan, find out the amount you can afford if you're thinking of applying small personal loans for bad credit (check small personal loans near me). To do this, all you need to do is to subtract your bills, debts, and other payables with your monthly income. The amount left from that is the amount you can afford. A loan calculator is useful as this will help you know the estimated amount you need to pay on a monthly basis while considering the payment term, interest rate, and other factors.
Small Personal Loans for Bad Credit Borrowers
Planning to get a personal loan with poor credit could be hard for some people because lenders require borrowers to have a specific credit score to be able to qualify a loan. For some instances, don't lose your hope because there are still lenders who are willing to approve your loan application despite of having a poor credit.
Financial institutions such as credit unions, banks, and online lenders are usually the ones who offer payday loans online. But, credit unions and local banks have high standards when it comes to credit score. Sometimes online lenders have almost the same qualifications like credit unions and banks but they might not require you to have good credit score. Online lenders usually offer higher interest rates than other traditional loans. So if you have poor credit and planning to get a personal loan then you can talk to your lender and offer collateral.In this way your lender might trust you and approve your loan application because collateral will serve as you payment for your personal loan if ever you can't afford to repay them anymore. If you have credit cards you can try to reduce your spending by at least 30% of your credit limit. In this way it will improve your credit score so that you can easily apply for a loan in the future.
Having a credit card with high credit limit could also help you get a personal online loan. Have you heard of paying a loan using credit card? Then if you haven't heard about it yet you can try it because it is possible. This is only applicable for online lenders because some of them don't mind if you're going to pay them through credit card. Remember, when you a lender trust you to get a loan never missed out to repay. It is always better to finished paying off your loan without any problem so that when you need cash and have to apply for a loan in the future it won't be a problem for you because you have a good credit score.
It is important for your queries regarding the small personal loans for bad credit borrowers to be answered, that is why I could recommend you some websites that guarantee you enough knowledge about what the loans you wanted to apply. These are the few websites:
Federal Trade Commission
American Consumer Credit Counseling, Inc.
USA Gov


text: I was taken aback by this statement: "After launching with tens of thousands of simultaneous players in November, though, Artifact quickly declined in popularity, to the point that only about 500 players have been online at any time in the last week, according to stats collected by SteamDB." From here: https://arstechnica.com/gaming/2019...aves-valve-puts-artifacts-future-in-question/ 500 players was pretty darn good for Pox back in the day, not a game of the level of Valve's creation. I know the game has a ton of flaws and focuses way too much on fancy animations rather than a decent game, but I still imagined they'd have a decent following, certainly far more than 500 people even in the state it's in. Perhaps CCG mechanics are just not what people wany anymore? That would be surprising considering how well microtransaction based games can do with the right hooks. Just thought it was interesting to see yet another game in this market have such a struggle.


text:
Making Disciples, Raising Up Saints & Transforming Communities for Christ
We would like to remind you that your Certificate of Lay Delegates form for this year's Diocesan Convention is due Aug. 2. You may download the form here.Another form due on the same day is your yearly congregation information form.
© 2013 The Episcopal Diocese of Northern California.
Designed by: Element Fusion