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Here at Auto Loan in California, we make it easier obtain car loans in San Juan Capistrano, regardless of your credit score. We've eliminated the headaches from financing a car. How much do we charge for this service? Nothing at all.
Cars with No Down Payment in San Juan Capistrano, CA
We can help you to get no money down auto loans in San Juan Capistrano. However, down payments are essential. Divide the cost of your preferred vehicle by 5 (20%). If you can come up with anywhere near this much, you would be offering a stellar down payment, but you can probably meet the minimum requirements with a down payment of just 10%. Actually, we know several zero down car dealers in San Juan Capistrano, CA.
Car Loans With Bad Credit in San Juan Capistrano, California: Tips
It's very important to budget appropriately for your car loan in San Juan Capistrano, CA. So please never spend above 15% of your income a month toward paying down your bad credit car loan. The actual amount varies based on a person's total wages, but for the average San Juan Capistrano resident, it comes out to approximately $677. Additionally, it's good to have the biggest down payment you can. New cars and trucks lose value rapidly. A down payment serves to counteract this.
Auto Financing With Bankruptcy or Repossession in San Juan Capistrano (CA)
Bankruptcy and repossession inflict substantial damage on your credit history. Many California residents think that it's not possible to finance a car after bankruptcy or repossession. No problem; there are creditors who grant bad credit auto financing in San Juan Capistrano, CA, regardless of whether you've struggled with:
- Declaring Bankruptcy (Ch. 7 or 13)
- Repossessed Vehicles
Of course, you should be expecting one or two cons: very high interest rates and significant down payment conditions, especially when the bankruptcy happened within the last few months.
Getting a Car Without Credit Check: San Juan Capistrano, CA
Most CA buy here pay here car dealerships will let you buy a car or truck with no credit check. But this reduces your ability to rebuild your credit ratings.
When it comes to buy here pay here car dealers, also called no credit check or in house financing car lots, the auto loans are approved on-site. Simply put, these car dealerships grant in house financing car loans to California consumers who have low credit ratings. To some folks, getting their car loan with no credit check seems like the way to go.
Regrettably, they aren't without several main downsides. The loan rates and money due at signing are high, and you won't have much of a chance to rebuild your credit through this sort of an establishment.
Make sure you check out any CA buy here pay here car dealership on the web. Try to talk to somebody who has purchased a car from them in the past. Find out if the dealer is legitimate and honest.
Used And Bad Credit Car Dealerships in San Juan Capistrano (CA)
- Capistrano Car Company, 28792 Camino Capistrano, 92675
- Weseloh Nissan, 33633 Camino Capistrano, 90704


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In the realm of air pollution control equipment, there are myriad solutions for any issue and any manufacturing plant's installation. Oxidizers in particular are leveraged to support the cleaning and remediation of emitting processes. Simple or complex, thermal or catalytic, oxidizers are central to producing products that conform to environmental mandates. Our job is to match these technologies with the manufacturing plant and client need.
The broadest definition of oxidizers would include reference to their reliance on extreme temperatures and burners for combustion that is complete. Their combusted feed streams can be converted to over 99% oxidation efficiency. [Read more…]


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Pressure Gauge
2-1/2" Pressure Gauge with Back Flange$25.08Product #470-1119
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There is Bissell propose for their TV viewers to buy their Bissell Pet Hair Eraser Upright Vacuum and receive as a gift Pet Hair Eraser Hand vacuum at www.bissellpetvac.com. Buyers can purchase the Bissell Pet Hair Eraser for a one-time payment of $249.49 or take advantage of the function of the 5 payment in the amount of $49.99 per month. The deal comes with free shipping and a 60-day money back guarantee.
Bissell Pet Vac TV Offer
The Bissell Pet Eraser Upright Vacuum has a rating of 4.1 out of 5 stars and over 270 customers reviews on Amazon.com website. The Pet Hair Eraser Hand Vacuum has over 60 customer reviews and they've given this product a 4.6 out of 5 stars as well. Both products according to customers are excellent at doing their job of picking up pet hair and leaving your home clean.
What comes with the vacuum? There are lots of bonuses which you can get if you purchase the Bissell Pet Hair Eraser, for example, Pet Hair Eraser Tool with Funk Fresh, Shedaway Tool, Scoop and Sweep Tool, not to mention 5-year warranty and a bonus free Bissel Pet Eraser Handheld vacuum.
Using Amazon.com website customers can purchase and estimate pricing for both products, by the way, the Bissell Pet Vac is a few dollars cheaper on Amazon.
If you have a pet you should purchase a vacuum that is designed especially for them such as Bissel Pet Eraser Upright Vacuum, which worked out from the ground up by pet parents for pet parents. What is different about the Bissell Pet Eraser is it will do a great job of picking up pet hair and you won't have to spend any time cleaning it afterwards due to leftover pet hair which typically clogs up ordinary vacuums.
Bissell Pet Hair Eraser Hand Vacuum
- Cordless to clean wherever your pet goes
- Motorized foot provides powerful suction for a deeper clean
- Crevice tool helps clean hard-to-reach areas and tight spaces
- Upholstery tool cleans soft surfaces and furniture with felt to attract more pet hair
- Dual-layer filtration system provides easier cleaning to extend filter life
Bissell Pet Hair Eraser Upright Vacuum Features
- Tangle-free brush roll to help eliminate hair wrap
- Hands-free empty tank with the Patented Cyclonic Pet Hair Spooling System™
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- SmartSeal™ Allergen System that helps trap dirt and allergens inside the vacuum
- Febreze® Pet Odor Eliminator™ filtration to erase pet odors and freshen as you vacuum
- Suction Channel Technology™ for powerful, edge-to-edge cleaning
- Swivel steering, multi-surface cleaning, and quick-release wand


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The University of Northern Colorado School of Theatre Arts and Dance's professional summer stock company, Little Theatre of the Rockies, has announced its 2018 season.
The 84th season will include "Xanadu," by Douglas Carter Beane, John Farrar and Jeff Lynne; "Lobby Hero," by Kenneth Lonergan; "Angel Street," by Patrick Hamilton, "I Loved, I Lost, I Made Spaghetti," by Jacques Lamarre; and "Catch Me If You Can," by Terrance McNally, Marc Shaiman and Scott Wittman. The season will be under the artistic direction of David Grapes II, according to a news release from UNC.
The season runs from June 7-July 29 in Langworthy Theatre and Norton Theatre on UNC's Central Campus.
Tickets are available in-person at the box office located in Frasier Hall, at (970) 351-2200 or at www.littletheatrerockies.com.
For a full schedule or for more information, go to www.littletheatrerockies.com.


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Possum Boot Socks Oat
$34.95 $34.95
Mongrel Possum Boot Socks are pure luxury, designed and engineered for maximum comfort and warmth, with extra thickness on the sole and cushioning around the toe and heel.
Possum fibre has a unique hollow structure which gives it an extremely high warmth to weight ratio, soft, warm and comfortable without the bulk.
While we love our possums in Australia, in New Zealand they are a serious threat to the natural environment. NZ forests don't have the natural defences to survive possums, and with no natural predators, every night an estimated 90 million of them ravage 22,000 tonnes of native vegetation. By buying a possum fur product, you enjoy the luxurious fibre that is possum fur and help fix a devastating ecological threat.
- 35% lambswool
- 18% possum
- 10% angora
- 18% merino
- 15% nylon
- 4% lycra
- Soft and luxurious feel
- Arch support
- Reinforced sole
- Soft rib top
- Classic linked toe seam
- Machine washable on a short, cold cycle
Sizes: Small - Ladies 6-8, Medium Ladies 8-10, Large Mens 8-10.5
Made in New Zealand for Mongrel Tasmanis.


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Tomek Bork (born 17 September 1952[1]) played Captain Sorin in the Doctor Who television story The Curse of Fenric.
Bork graduated from theatre college in Kraków in 1977. He appeared in a number of Polish TV series and films before first coming to the United Kingdom in 1978, unable to speak English. In 1980, he moved to the UK permanently to continue his career.
His films include The Unbearable Lightness of Being, Murder on the Moon and Tailspin: Behind the Korean Airliner Tragedy. He has appeared on The Bill, Love Hurts, Sleepers, Lovejoy, and Doctors. He has also continued to work in Poland, where he is most well known for playing the lead role in the TV drama series Dom ("House") which ran for seven series over twenty years.[2] Borkowy now lives in Edinburgh, Scotland where he runs a drama school and agency, while still working as an actor.
Footnotes Edit
- ↑ Doctor Who Guide
- ↑ Merlin. Dom, TV series. Retrieved on 1 March 2009 .


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Stevensburg may seem insignificant now, but once a flourishing crossroads of young America she had a promising future. Still today, the village possesses a sparkling history and remains near and dear to many.
The village, well established by the mid-1700s at the busy intersection of Kirtley and Carolina roads, was known by the name of York and for a time was the largest community in Culpeper County.
Included among the early settlers of York was the Zimmerman family, of Spotswood's Germania (Germanna) settlement.
But the German colonists were not the only ones to recognize the potential for commercial and agricultural productivity. It was the new frontier, a significant westward route, a hub for travel and excellent farmland. The possibilities for growth and economic gain attracted wealthy land speculators as well.
In 1782, on 50 acres owned by William Bradley, a town was established by the Virginia Legislature and named for Revolutionary War hero and Culpeper citizen, Gen. Edward Stevens.
The town was laid out in half-acre lots with a "convenient" system of streets. Most early towns consisted of a primary street commonly referred to as "Front" or the name of the founder as in Culpeper's "Coleman," a secondary street often called simply "Back" street and one or two connecting side streets.
In Stevensburg, the original primary street is functional and known today as York Road or Route 600. Back Street is not passable and barely recognizable. However, Spring Street, one of the original connecting side streets, exists near the site of Wale's Tavern. Who knows what a stroll along these ancient paths might reveal?
Purchasers of these original lots were required to build a 16-foot square dwelling "fit for habitation within three years." It is not clear how many of the lots were sold, but within 18 years, 21 investors had purchased one or more lots. The application of some simple math would suggest that within 25 years there were as many as 21 houses in the town of Stevensburg.
The North/South age-old Carolina Road was well traveled, and where it intersected with the East West Kirtley Trail would become a vibrant crossroad. Those seeking a respite from their travels could find accommodations at Zimmerman's Tavern, believed to have been popular with Thomas Jefferson; Miss Betty Wale's Tavern or perhaps, the good folks at Salubria might have offered a spare bed.
Within walking distance of the traffic congested intersection were two taverns, two stores, a post office, blacksmith shop, tannery and Masonic Hall.
Nearby were the sources for municipal water at Bradley's and Yowell's spring, the latter being the suspected location of the notorious area known as Wicked Bottom.
The banks of Mountain Run, less than a mile north of the town would support the commercial operations of a mill and a munitions factory.
The rapidly growing population and the evidence of an increasing number of wealthy families gave rise to the establishment of the Stevensburg Academy where the wealthy were educated and where Dr. John Wharton established a medical school.
Stevensburg was certainly not without religious influence. The Quakers established the Southland Meeting with a house of worship and a cemetery as early as 1788 and would remain in Stevensburg until the 1820s.
The Baptists would have the greatest influence in Stevensburg, beginning with the Mt. Pony Church in 1774, the founding of the Stevensburg Baptist Church in 1833 and the establishment of St. Stevens Baptist Church shortly after the end of the Civil War.
Surrounding the town of Stevensburg were large plantations, many of whose owners would be recorded as the founding fathers of Culpeper County. Supporting these farming and commercial operations was a large population of enslaved people, many of whom chose to remain in the area after Emancipation and establishing vibrant communities.
There is certainly more than meets the eye!
Until next, be well.
Note: All properties mentioned are privately owned, please be respectful.


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Music broadcast today is a collection of various modern recordings of renaissance or renaissance-inspired music.
The renaissance is a broad term used by modern historians to describe a period of social change across Europe from approximately the 14th century to the 17th century. Changes in thought, art, architecture and knowledge. The European expeditions into the Middle East during the Crusades put them in touch with foreign ideas and "lost" knowledge. This information slowly trickled out into the world (no photocopiers, text messages or Facebook to promote these things then!) and scholars rediscovered classical Greek and Arabic thoughts and beliefs of how the world works.
As with any change in society, it's music changed too. Instruments were altered, improved and invented, giving new sounds. New stories were discovered that could be told and sung about. Even music itself began to be studied as something that could be improved.
Radio Riel produces "From the Library" in conjunction with the Caledon Library in Second Life. Today's music originates from the music library of Edward Pearse.
You can listen to the program now at http://music.radioriel.org, or visit the Radio Riel offices in Caledon Penzance or any Caledon Library branch in-world and press Play on your embedded music player.


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|My Dad, who almost made it to the Cincinnati Reds
|Jim with our son Dean
"They may seem like characters from best-selling thriller novels, but these kick-ass women writers have very real lives...." –The Big Thrill
"An all-star lineup of premier thriller authors.... I'm a huge fan of their work."
–The Real Book Spy
Lisa Black
● A forensic specialist, she is still catching criminals in FLA. Her novel, Perish, is a nominee for the Sue Grafton Memorial Award.
Chris Goff
● An intrepid world traveler, she was once trapped with her daughter in a dangerous enclave in the Middle East.
Karna Small Bodman
● While serving as Sr. Director of the National Security Council, Karna was the highest-ranking women on the White House staff. Her books regularly hit Amazon's #1 in Thrillers.
Robin Burcell
● A hostage negotiator, forensic artist, and former police officer, she's an inductee into the Dick Tracy Hall of Fame.
KJ Howe
● Has raced camels in Jordan and ziplined in
a Costa Rican jungle. Her novel, The Freedom Broker, won the Thriller Award for Best Debut.
Gayle Lynds
● Recently appeared on CBS Sunday Morning about conspiracy theories. She shattered the glass ceiling at Bouchercon's all-boys poker games.
Jamie Freveletti
● Has a black belt in Aikido and is a recovering lawyer. Her novel, Running from the Devil, won the Barry Award for Best Thriller.
Lynne Constantine
● Has explored coral reefs all over the world, sunken wrecks in the South Pacific, and fallen in love with angelfish in the Caribbean. She is two people: Liv Constantine writing with her sister, and L.C. Shaw writing solo.
Valerie Constantine
● Has worked with advance teams at the White House, planning presidential trips and travel and has visited over forty foreign countries.
|My Dad, who almost made it to the Cincinnati Reds
|Jim with our son Dean
What a great tribute! I have to agree that fathers often take the backseat on their own day. But I think they are happy just to be around their family. Like you, I'm lucky to have married a very good man, who happens to be a wonderful father to our three girls.ReplyDelete
Loved your tribute to your Dad! And yes, this IS the day when we all think about the contributions our fathers made to our lives....mine was my "guiding light" in so many ways. I remember saying once that I thought he was a better leader than many of the men you see immortalized around town. He replied, "I would rather have people ask why my statue was not in the town square... than why it was." Indeed.ReplyDelete
What a beautiful tribute to your dad and Jim, S. Lee. I loved the photos of both, and the sense of decency and intelligence and kindness they exhibited. What a tribute. Brought tears to my eyes at the end. Thank you!ReplyDelete
This is exactly how I feel about my father! We were peas in a pod--especially when it came to mystery fiction!
And working for a police department has really shown me how having good parents positively affects the rest of one's existence...and vice-versa.
Such a nice tribute to two men you adore/adored, and who clearly have left a lasting impression. I think a lot of daughters have a special attachment to their dads, but that is one of the nicest tributes to a husband I've read. Thank you! Makes me want to go out and buy Wes flowers.ReplyDelete
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Middle Ear Infection: Overview
A middle ear infection, also called otitis media, is an infection of the middle ear. It is a common complication of respiratory viral infections such as the common cold. In such cases, the middle ear becomes infected, and a bacterial cause is common. Ear infections are common in children, but become less frequent in adults. Typical symptoms are fever and ear pain, with other symptoms such as ear discharge, irritability, and other symptoms. Since the patient often already has a fever from a respiratory infection (e.g. common cold, flu, throat infection, etc.), the hallmark symptom is ear pain. Typical treatment is with antibiotics and pain relief medications. In severe cases, ear drainage may be required.
• • •
Back to: « Middle Ear Infection
Related Articles
- Common Cold: The common cold refers to any number of viral infections of the nose and throat. Typical symptoms are all too
... More on Common Cold »
- Bacterial Infections: Bacteria are tiny single-celled microbes that can infect the body. Some bacterial infections can be quite dangerous and worsen
... More on Bacterial Infections »
- Ear Infection: An ear infection can affect one or both ears. There are different types of ear infection depending on the exact
... More on Ear Infection »
- Flu: Flu, also called influenza, is a viral infection of the upper airways. It is usually more severe than the common cold
... More on Flu »
- Pneumonia: Pneumonia refers to lung inflammation, and often to a lung infection with fluid in the lungs. Pneumonia can be very
... More on Pneumonia »
Related Symptoms
- Infection
- Fever
- Ear pain
- Ear discharge
- Irritability
- Respiratory Symptoms
- Vomiting
- Diarrhea
- Hearing Loss
- Tinnitus
Related Disease Topics
- Common Cold
- Bacterial Infections
- Ear Infection
- Flu
- Pneumonia| Drugs
- Inner Ear Infection| Drugs
- Outer Ear Infection
- Glue Ear
- Tonsillitis
- Adenoiditis
- Otosclerosis
- Menieres Disease
- Mastoiditis
- Meningitis
- Brain abscess
Note: This site is for informational purposes only and is not medical advice. See your doctor or other qualified medical professional for all your medical needs.


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For the Fourth Sunday after Pentecost on June 17, 2018.
For your own personal reading at home this week.
Ezekiel 17:22-24
2 Corinthians 5:1-10
Mark 4:26-34
The Parable of the Seed Growing
26 And he said, "The kingdom of God is as if a man should scatter seed on the ground. 27 He sleeps and rises night and day, and the seed sprouts and grows; he knows not how. 28 The earth produces by itself, first the blade, then the ear, then the full grain in the ear. 29 But when the grain is ripe, at once he puts in the sickle, because the harvest has come."
The Parable of the Mustard Seed
30 And he said, "With what can we compare the kingdom of God, or what parable shall we use for it? 31 It is like a grain of mustard seed, which, when sown on the ground, is the smallest of all the seeds on earth, 32 yet when it is sown it grows up and becomes larger than all the garden plants and puts out large branches, so that the birds of the air can make nests in its shade."
33 With many such parables he spoke the word to them, as they were able to hear it. 34 He did not speak to them without a parable, but privately to his own disciples he explained everything.
This Week at Trinity
Sun., June 17 Father's Day
Door offering for IDW Convention
Return baby bottles for the LC Clinic
Caring for Your Neighbor—Food Bank
8:00 a.m. Bible Class in Creston
9:00 a.m. Divine Service in Creston
10:00 a.m. Fellowship Time in CR and MA
10:45 a.m. Divine Service/HC in Mt. Ayr
Mon., June 18 Bloodmobile in FH (CR) All day (This is the real date for this. My apologies for having it listed wrong in a previous announcements sheet. L.H.)
Tues., June 19 6:30 p.m. Bible Study in Mt. Ayr
Wed., June 20 Lutheran Family Day at Adventureland Park
6:30 p.m. All Boards meet
7:30 p.m. Council Meeting
Thurs., June 21 7:00 pm Adult Confirmation Class in FH (CR)
Sun., June 24 No service in Mt. Ayr today.
10:00 a.m. Outdoor Divine Service held in Creston
as part of Trinity's 90th Anniversary
Potluck/Picnic after the service.
June 24-26 (Beginning in late afternoon) Pastor & our lay delegate, Mike Lang, will be attending the IDW Convention at Camp Okoboji.
Prayer List
Cancer: Becky Nook; Al Davis; Denice Creveling; Diane England; Gary McCraken; Jamie Boos; Merle Triggs; Paul Garchow; Randy Nemitz; Rhonda Smith; Steve McCann; Melynda Crawford; Ron Ludwig; Kent Larsen; Dale Smelling; Jayne Livingston; Libbie Wilkenson; Rod Stark; Brenda Miller; Steve McDermott; Paula Bowman; Steve Townsend; Rev. Blake Rickbiel; Heidi Albaugh; Paul Robinson
Illness, Surgery or Recovery: Norm Schroeder; Mike Woodring; Kathy Bozwell-Craig; Kathy Parker; Denice Creveling
Hospice Care: Dave Stuck
Military: Nathan Nonneman; Kyle Marchok
Missions: Concordia Mission Society;
James and Christel Neuendorf (Dominican Republic);
Pastor Daniel Vogel (Denison, Iowa);
Pastor Herb and Markie Burch (Peru);
Pastor James and Angela Sharp and Family (Uruguay);
Pastor Joel and Clarion Fritsche and Family (Dominican Republic);
Pastor Stephen and Maggie Oliver and Family (Taiwan);
Life Care Clinic, (Stuart & Creston)
Trinity Preschool (Creston)
Student Ministry at SWCC
Seminary Student: Luke Watt
Shut-ins: May Carlisle, Irene Hogue, Bertha Jensen, Sheree Zuniga, Lawrence Herzberg, Walt & Nelda Herzberg, Clara Buchanan
Attendance : Please fill out an attendance card. They are found in the pew racks. Hand to an usher.
In services when there is Holy Communion, please list the names of those who will be communing on the back side of card.
Attendance from June 10 will be reported next week along with attendance from today.
Serving At Trinity
Sunday, June 17
Organist: (MA) Greg Storhoff (CR) Sharon Eklund
Ushers in June: (CR) Byron Bilderback, Dennis Brown, Jim Hagen, Randy Ehm
Elders on Duty in June: (MA) Mike Sickels/ (CR) Eric Eklund
Finance Team in June: (CR) Kevin Kruse & Dave Dory
Altar Committee for June: (CR) Sharon Eklund & Hannah Shady
VISITORS: We are so glad you joined us today. We do collect offerings during our worship services. While we believe this is a chance for each believer to be a good steward of the gifts they have received from God, you are welcome but not expected to give an offering while you are our guest. If you would like to learn more about the Lord's ministry here at Trinity please call Pastor Rutz. He would love to get acquainted and visit at a time that is convenient for you.
IDW Convention Offering: TODAY, a special door offering will be collected for the Ministry Excellence Fund-Education Debt Assistance. This offering will be delivered to the Iowa District West Convention on June 24. Pastor and our delegate, Mike Lang, will be attending the convention. Information sheets about the convention were in last Sunday's bulletin. If you still need a copy, some extras are on the table in the narthex.
Trinity's 90th Anniversary Celebration: NEXT SUNDAY, June 24, Trinity will have one combined service at 10:00 in Creston. Weather permitting, it will be held by the outdoor worship area. We will not have Holy Communion that day. Please make plans to join together to hear God's Word and to thank God for the 90 years of blessings that He has bestowed on this congregation. Following the service, we will have a potluck/picnic. Bring a potluck dish to share. Grilled hot dogs will be provided. We hope that everyone will be able to attend.
Lutheran Family Day at Adventureland Park ; It will be on Wednesday, June 20. Price is $33.00 per person (cash only) with ages 3 and under free. If a group of the youth and their families would be interested in going as a group, contact Pastor Rutz. A poster with more information is on the table in the narthex.
Sunday School will resume September 9th. We hope all children will plan to attend VBS this summer and bring friends to share in God's word!
2018 Vacation Bible School
Creston July 8-11 6:15pm-8:15pm
Mt. Ayr July 29-31 6:15pm-8:15pm
If anyone is interested in giving any Ingathering items to the 2018 LWML IDW Convention please have to Joy Brown or Maggie Dory before they go to the Convention on June 27th. Ingathering items are: New washcloths; Men's deodorant-travel size; Toothpaste-travel size; $5.00 McDonald's gift cards for Veterans. Becky Hagen is accepting money from anyone who would like to give towards the purchase of the $5.00 gift cards.
The LWML is also still accepting any of these newborn size items for the Life Care Clinic Baby Bundles, which either gender can wear. (1) Diapers (2) Sock/booties (3) Long sleeved sleeper (4) Burp Bib (5) Onesies (6) Cap (7) Receiving blankets. A Prayer Book and Mustard Seed Devotion are also included in each bundle. These items can be placed in the receiving blanket lined basket in the narthex.
Thank you all for your continued generous donations that help to make a difference in the lives of hurting, helpless and unbelieving people at home and throughout the world.
2018 Baby Bottle Boomerang Project for the Life Care Clinic:
If you had a baby bottle from the Life Care Clinic for this mission project and you forget to return it this morning, it's not too late. You may bring it next Sunday.
Trinity News >


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If you have any questions about this product by Rosenthal Collection, contact us by completing and submitting the form below. If you are looking for a specif part number, please include it with your message.


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A look at the companies demoing live at FinovateEurope on February 12 through 14 in London, U.K. Register today and save your spot.
Dorsum is a multi-award winning, innovative investment software provider. The company presents its My Wealth solution for AI-driven hybrid advisory model in wealth management.
- Clear and simple flow, making investments accessible to anyone
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Why it's great
My Wealth's "Easy Invest" feature brings the complicated world of investments close to everyday people – helping you to expand your investment services clientele.
Imre Rokob, Director of Business Development
Rokob is responsible for the company's expansion to new international markets.
Gergely Csorba, Senior Expert
Csorba has worked in various leadership roles at Sberbank Hungary's International Corporate Banking departments. He also served as product and project manager of digital services at the Hungarian Post, and later, as Creative Editor of the Communications department.
Agnes Bati, International Project Assistant
Bati has a profound knowledge of the entire software delivery lifecycle and performs a variety of analytical and project supporting tasks.


text: Jessie was born and raised in Northern California, where she spent her childhood watching birds and studying plants with her scientist parents. In 2009 she earned her BA in Biology from Carleton College, Minnesota, an endeavor that took her from scuba diving on the Great Barrier Reef to studying bees in the rainforest of Costa Rica. She soon realized that while she loved research, her true passion was sharing her love of science with young people. She earned her MA in Teaching from the University of San Francisco and taught 6th grade math and science for two years before she traveled for 8 months through Costa Rica, Ecuador, and Colombia by bus. She is excited to join the team at Conservatory Lab and design innovative, inquiry-based learning expeditions. When she's not teaching, Jessie enjoys riding her bicycle, hiking, drawing, singing, and knitting.


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The Povidone-Iodine Swabsticks by Professional Disposables are for applying onto the skin to kill bacteria and other microbes. The swabstick is ideal treating minor skin incisions, abrasions or for any minor wound care preparation. As the title implies, the swabstick contains Providone Iodine, which is a common formula used among many hospitals' supply of wound care preparation materials. The formula eliminates more germs over a longer period of time than most iodine solutions. The Professional Disposables brand swabsticks come sealed with a cotton head soaked in 10 percent Povidone-Iodine Prep Solution. They are four inches long, non-sterile sealed, and come with a wood shaft.
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A stylish cupcake box for 4 cupcakes with bright flower decorations and a gingham roof with deckle edge. The box is finished with matching tag and a bright red ribbon tie. Holds 4 cupcakes in a removable tray.
Pack contains 3 large cupcake boxes.
Box size: 15.2 x 15.2 x 20.3 cm
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Catalina Artisan Snacks Releases NEW, Zero Sugar Cinnamon Toast Cereal
Catalina Artisan Snacks has released it's second flavor – Cinnamon Toast. The health-conscious snack company who first brought us their zero sugar chocolate crunch cereal back in 2018 has released a new flavor that is sure to bring you back to your childhood with their healthy crunchy cinnamon goodness.
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Catalina Artisan Snacks Releases NEW, Zero Sugar Cinnamon Toast Cereal
The delicious cinnamon toast cereal is available for purchase on the company's website for $49 for four 9oz resealable pouches. They also offer a monthly subscription for $39.
The Keto, Paleo, vegan, low-carb cereal is made with all natural ingredients such as US grown yellow peas and plant-based fibers, Cinamon Toast has no sugar or artificial sweeteners and only 5 grams of carbs per serving.
Cinnamon is believed to have many positive health benefits, including aiding digestion and enhancing mood and concentration. The spice is widely used in Ayurveda, a system of medication with historical roots in India. Studies have shown that consuming even 1 gram of cinnamon a day reduces blood sugar and cholesterol in those who have type 2 diabetes.
Krishna Kaliannan, CEO and Founder of Catalina Artisan Snacks says that they were blown away by the response to their inaugural flavor, Chocolate Crunch. The company has a list of flavors that they are working on. Cinnamon Toast was the most requested by their customers.
The company are developing complementary flavors that take the choice of flavor
OR nutrition off the table.
Cinnamon Toast Cereal – Nutritional Values
One serving (1/2 cup, 26 grams) contains:
- Calories: 90
- Calories from Fat: 35
- Total Fat: 4 g
- Saturated Fat: 0.5 g
- Trans Fat: 0 g
- Sodium: 140 mg
- Total Carbohydrates: 12 g
- Dietary Fiber: 7 g
- Sugars: 0 g
- Protein: 8 g
Premium Ingredients
Catalina flour (organic pea protein, potato fiber, corn fiber, chicory fiber, acacia fiber, guar gum), tapioca flour, cinnamon, organic sunflower oil, baking powder, sea salt, stevia, calcium carbonate, natural flavor, vitamin E
The delicious and nutritious cereal can be purchased at www.catalinacrunch.com
Tags: vegan products
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Monday, June 23, 2014
BMP Presents- Janet Nissenson's Splendor Blog Tour & Giveaway!
Today I'm hosting Janet Nissenson's Splendor Blot Tour & Giveaway presented by Book Monster Promotions.
Title: Splendor
Author: Janet Nissenson
Series: Inevitable, #2
Genre: Contemporary Romance
Publisher: Bookbaby
Publication Date: June 17, 2014
Print Length: 475 pages
Available Formats: e-book
British hotelier Ian Gregson had it all – wealth, good looks, power, and a share in his family's worldwide, multi-billion dollar luxury hotel chain. His very name was synonymous with sophistication and elegance, and any woman he wanted could be his with just a look. But the only woman he truly desired was strictly forbidden to him for too many reasons to count.
Tessa Lockwood was young, beautiful, and lonely, despite the fact that she was a married woman. Her life had not been an easy one, and the extravagant world she caught glimpses of as an employee of the Gregson Hotel Group was far beyond anything she could ever dream of. She could no more imagine herself ensconced in that sort of luxurious lifestyle than she could attracting the attention of her handsome, debonair boss.
Ian and Tessa secretly long for each other from afar, never daring to reveal their forbidden attraction to the other, until circumstances bring them together in a very unexpected way. And from that point on, nothing will stand in Ian's way to finally make her his.
AUTHOR'S NOTE – despite what you might be thinking at this point, there is NO cheating in this story – just an incredibly romantic hero who will make you swoon with the way in which he sweeps the heroine off her feet!
Buy Links:
Amazon: Splendor (Inevitable #2)
Title: Serendipity
Author: Janet Nissenson
Series: Inevitable, #1
Genre: Contemporary Romance
Publisher: BookBaby
Publication Date: December 8, 2013
Print Length: 361 pages
Was meeting again an unfortunate twist of fate? Or was it just serendipity?
Julia McKinnon was convinced she'd found the one – the man of her dreams, the most seductive, experienced lover she'd ever known – and the night they'd spent together in New York was the stuff erotic fantasies were spun from. But with the dawn of a new day came only heartache and betrayal, and her dreams were snuffed out like so much fairy dust.
Nathan Atwood felt like the lowest sort of life form after seducing the incredibly beautiful girl he met in New York, only to break her tender heart with the confession that he was already involved with someone else. Leaving Julia was the hardest thing he'd ever done, and the memory of their passionate night together haunted his dreams for months afterwards.
Now fate has brought them together again, and they are forced to work alongside each other. Will Julia be able to put aside the feelings she still has for her handsome boss and forge a new life for herself in San Francisco? And how long will Nathan be able to resist the gorgeous woman he's never really stopped thinking about or wanting?
Buy Links:
Amazon: Serendipity (Inevitable Book 1)
Barnes & Noble
Janet is a lifelong resident of the San Francisco Bay Area, and currently resides on the northern California coast with her husband Steve and Golden Retriever Max. She worked for more than two decades in the financial services industry before turning her focus to producing running events. She is a former long-distance runner, current avid yoga practitioner, is addicted to Pinterest, likes to travel and read. She has been writing for more than three decades, with her first e-book Serendipity published in December 2013. Splendor is book two of six in the Inevitable series, each book a standalone with no cliffhangers.
Website: www.janetnissenson.com
Facebook: https://www.facebook.com/janetnissensonauthor
Twitter: https://twitter.com/JNissenson
Goodreads: https://www.goodreads.com/author/show/7375780.Janet_Nissenson
Book website - http://my.bookbaby.com/book/splendor
GRAND PRIZE: $25 Amazon gift card
RUNNERS UP: Three runners-up and each gets a $5 Amazon gift card
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Tuesday June 17
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Eclipse Reviews
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3 Partners in Shopping, Nana, Mommy, & Sissy, Too!
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In The Pages of a Good Book
Monday June 23
For Whom The Books Toll
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Musings In Fiction Alley
Wednesday June 25
More Romance Please
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Darkest Cravings
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Babbling about Books, and More
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Missouri law requires schools to start later in the year
Megan Cleveland, editor-in-chief
September 2, 2019
Missouri Gov. Mike Parson signed a bill stating that Missouri public schools' start date will not be earlier than 14 calendar days prior to the first Monday in September (Labor Day) in order to increase tourism.
September awareness days and weeks
Annie O'Brien, health and wellness editor
August 31, 2018
Every month is full of different awareness days and weeks. Take a look at the calendar to find some dates and opportunities to learn more about each day and week of September. ...
Get out and explore St. Louis: May event calendar
Ali Randazzo, editor-in-chief
May 4, 2017
March holidays
Annie O'Brien, features writer
February 28, 2017
Valentine's Day is long gone, and, excluding St. Patrick's Day, the next big holiday isn't until Easter, or if you don't celebrate Easter, then the Fourth of July. So whether you want some fun holidays to celebrate over spring break or you just want to be amused by the random things that have ...
December holidays
Annie O'Brien, features writer
December 1, 2016
It's finally December, which means weeks of holiday preparation and celebration. Although holidays like Christmas, Hanukkah and Kwanzaa reign as the most well-known, there are plenty of other more obscure holidays deserving celebration, too. Here is a list of some of the more interesting, albeit unknown,...
September calendar
Delany Borella, features writer
September 7, 2016
To put a little fun back into everyone's lives, TKC compiled a September calendar full of crazy fun holidays. So with some friends, take a break and celebrate some of these wacky days. Wacky holidays can be also found on: Moon Phases September 2016, September Holidays 2016, September, 2016 Bizarr...
Fun national holiday calendar: May
Michael Galakatos, photographer
April 29, 2016
May is the last month of school, so celebrate it with these weird and wacky national holidays....
Testing calendar
Jamie Jones, interactives staff
April 11, 2016
With testing dates fast approaching, TKC has compiled a calendar of all the testing dates in the next couple of months. For more information and to find out where the tests are given, visit http://tinyurl.com/KHS-Testing and http://tinyurl.com/KHS-Test-Schedule Dates and times are subject to change. Refer to the KHS website regarding alterati...
Fun national holiday calendar: February
Chloe Hooker, photographer
February 4, 2016
With only 29 days, February is the shortest month of the year. Celebrate each day with one of these unique and wacky national holidays....
Fun national holiday calendar: December
Chloe Hooker, photographer
December 10, 2015
December is the last month of the year; celebrate it with these fun and wacky national holidays....


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Interlock drink driving laws expanded
THE use of electronic breath testing devices, connected to a vehicle's ignition, has been expanded under new laws introduced earlier this month.
The NSW Government has expanded the interlock program so it now applies to drivers convicted of all middle-range drink driving and driving a motor vehicle under the influence of alcohol offences committed on or after Monday, December 3.
Laws introduced in 2015 already required drivers convicted of high-range, repeat and other serious drink-driving offences in NSW to have an interlock installed.
An interlock is an electronic breath testing device connected to the ignition of a vehicle. It prevents the vehicle from starting if alcohol is detected.
Randomly timed breath tests must also be passed during a journey.
The interlock also includes a camera and takes a photograph of the person providing the breath sample to reduce the risk of a driver circumventing the program.
Offenders are ordered by the court to complete a minimum licence disqualification period and a period of participation in the interlock program (at least 12 months).
The length of the licence disqualification and interlock period vary depending on the type of offence.
The court may grant an exemption from participating in the interlock program, but only in limited circumstances.


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2020 - Your Profit Year!
Boost Your Business Networking in
Just 7 Days!
"I always feel inspired
and refocused when I come to 1230 TWC"
Johanne Narayn
Your body burns calories when it warms the water up to body temperature. Drinking 8 glasses of ice water a day burns about 60 calories. It also keeps you hydrated and alert.


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Search the Community
Showing results for tags 'creature'.
Found 4 results
Tough creature this one!
liquidg posted a topic in General Aquarium DiscussionThis crispa anemone was just a cute speck mid last year, as with many others around here and at lots of sites each and every year and from it showing up, I would just have a glance from time to time watching it grow as it is in just 8 feet of water where I go to look at other things when swimming past when at this site. Then a month or so later on, a speck of a clown shows up in the juvenile anem via the most important function that governs all life in the ocean as with the anems in the first place, being planktonic dispersal. Then some months later at roughly two weeks before I took the first pic the area got a massive rain event after months of this anem slogging out a life bleaching the poor beggar, as with billions of other anems here in seq and most don't survive this. From the the area getting a massive dose of killer rains, there was suffering and deaths for a lot of marine life from these all to common rain events these days. If its not CO2 and sediment its adverse salinity fluctuations killing billions of inshore life each time, this is all to obvious each year since 2011 at incredibly bad to just quite bad when all this became real common place killing a ton of marine life each year! Earlier last year Last month, aawww, some one has a new friend.
Strange aquatic creature .. id needed please
lochdan posted a topic in General Aquarium DiscussionHi guys Found this request for an id on one of the facebook groups .... and its been driving me crazy trying to google the answer ... hoping someone here might have the answer "Anyone know what these are? Please help. I have never seen anything like it They are attached to the surface and when underwater splay out with a crab shaped body and arms or tentacles" Thanks
Hi All, I was cleaning my tank this evening when I found this little thing (actual size is approximately 5mm) trying to hide in the substrate. I quickly got the tweezers and 'fished' him out but now I'm concerned because I don't know what it is or if there will be anymore. Could someone please: 1. let me know what it is 2. if it poses a threat to my fish tank. Cheers, Steve
Deep sea creature tank
DeadFishFloating posted a topic in General Aquarium Discussionok so its small but as a prototype the key thing is that it works AbyssBox Displays Deep-Sea Animals Under Pressure | Wired Science | Wired.com


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210 212 N Beech St Oxford OH
Unique opportunity in Oxfords coveted mile square. Two duplex units on one lot. Student permit for 16. Off street parking. One front duplex unit rented for the 2020-2021 school year for $15,750. Large front yard and porch.
Directions to 210 212 N Beech St Oxford OH 45056: North on U.S.27. Right on Beech, property on left.
More info about this property
Send me information
No spam. Ever.
Keller Williams Assoc. Partner
D. Joseph Wilhelm
D. Joseph Wilhelm
Office: 513-874-3300
Phone: 513-839-0301
Phone: 513-839-0301
The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the MLS of Greater Cincinnati, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.


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- Additional Information
Additional Information
Count 2 oz. Type Liquid Serving Size 13 drops Servings per Container 60 Other Ingredients Purified water, Potassium Phosphate, Potassium Iodine as a preservative. Recommended Use As a mineral supplement, add 13 drops in water or juice daily, or more as directed by a licensed health care practitioner.
Supplement Facts
Potassium (as Potassium Phosphate) 40 mg
- Description
DetailsPotassium is essential for healthy cell function, nerve transmission and pH balance.*This statement has not been evaluated by the FDA. This product is not intended to diagnose, treat, cure or prevent any disease.
- Reviews
Keep out of the reach of children.
Store in a cool, dry place.


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Brian Anson - Architect, Story Teller, Poet, Revolutionary... passed away over the weekend
national | housing | news report Monday November 23, 2009 20:41 by dunk - bold collective fuspey at yahoo dot co dot uk BCN
From Donegal and Clare, and Connaught and the Munster hills...... Your plea is remembered and we battle on, energised by your passion
Brian Anson - Architect, Story Teller, Poet, Revolutionary
Im sure people up on Belfast`s Divis street and amongst the quiet green Donegal fields of Gaoth Dobhair will be thinking about a strange English man who came to their respective communities during times of war, listened to their stories and did his damdest to assist them in their fight for the kind of world they wanted.
Brian Anson (1934-2009)
advocator of community inclusion in the process of design and architecture for over fifty years and he promises to play a fundamental role in EASA 2008.
Born into into a working class background in Liverpool, England in 1935, he worked as an urbanist and planner in his native city and the city of Dublin in 1960s. In 1969 and 1970 he worked tirelessly for the preservation of Covent Garden, a small inner city borough of London.The buildings and the community dwelling there were under threat of total annihilation by a group of developers and local planning authorities,instilling a policy which had ripped the heart out of England's post Industrial cities through out the decade. After rounding the local community and after group consultations, a proposition and compromise was reached which was deemed acceptable by the local authorities. Covent Garden was saved and has since been seen as a successful regeneration project, where old buildings and existing communities can be adapted and evolve without their total demise. Its model has served as a precedent for other projects, most notably the Temple Bar regeneration project in Dublin. A book was published in 1981 entitled "I'll Fight You For It", outlining the Covent Garden struggle.
As a result of the Covent Garden success, Brian was accepted by the Architectural Association where he acted as Unit Master from 1972. It was here that Brian was involved with discussions and debates with architects such as Peter Cook, expressing and reiterating the importance of community involvement. Growing slowly disillusioned with the path his colleagues were taking, he strove to create an alternative future to the profession through the founding of the Architects Revolutionary Council (ARC). Brian Anson realised that the problems plaguing the profession, i.e. the pandering to developers and lack of ground roots community communication were a result of a deeply flawed education system. His reaction to this was the foundation of the Schools of Architecture Council (SAC) in 1979.
The role of the SAC was a body whose purpose was to show an alternative to the formal education, then on offer in the schools of architecture. Brian Anson was elected president of the organisation by the students as a protest against the established schools. In summer 1979, over 800 students attended a gathering in a tower block in Sheffield. Students from all over England exchanged ideas and created their own educational systems and architectural proposals, independent of a main organisation. The gathering was repeated in Hull the next year but unfortunately, the SAC was dissolved in 1981. The momentum did not dissipate however and its framework was recycled in the form of the Winter Schools, one of which was held in Anson's native Liverpool. The Winter School was such a success that the students, among them Richard Murphy decided to invite students from around Europe and England to investigate the urban blight of decay then ravishing the city. This organised gathering, void of any political agenda or motivation would be later regarded as the first European Architecture Student Assembly. It was the legacynof an idea which had germinated in the winter schools of the late 1970s.
Brian Anson continued his community work. He was invited by the community of Gaoth Dobhair, Donegal to propose suggestions for the retention of a culture and a language under siege by inept planning authorities. A dossier was published, outlining coherent plans for future development. It was a plan which had grown from the roots of the community and despite having a lack of the Irish-Gaelic language, Anson portrayed a deep and profound understanding for the people and their history, with a future full of hope. He envisioned a community that would become self dependent over time, utilising and mobilising it's innate skills and practices. It was rejected however, as being far too radical. Unfazed, Anson took part in the Mobile Unit Scheme between 1983 and 1986. He travelled as part of a team in a converted camper van through Britain and Ireland, uniting community groups and causing a media flurry where ever he went. His journeys brought him form the post-industrial collier towns of Thatcherite England to the war scarred streets of Belfast. It was here that the story of the Divis Street flats came to the fore. Anson unveiled a woefully inadequate housing scheme, where a British Army base was built practically atop the residents dwellings. The case was brought to London and received full media attention at the time. A campaign was instigated which led to eventual demolition of the complex.
Brian Anson has been living in France since 1991 where he has been painting, reading and writing his views on architecture and its possible future. He has run a series of annual modules in the University of Birmingham where students from around the world exchange views and learn from Brian's vast experience of working within a local and community framework. It is the privelege and honour of EASA Ireland to have him as a tutor and speaker at the Assembly this August and without a doubt, he will play an integral part in the proceedings.
Comments (4 of 4)
by rianorr - none Mon Nov 23, 2009 23:13
Thank you bold collective for the audio, interesting conversations with an interesting man.
by Dunk Tue Nov 24, 2009 11:03
To whom it may concern,
by Finn Tue Nov 24, 2009 11:39 wineforwool at orange dot fr
Dear All,
by dunk Mon Dec 21, 2009 19:05
Architect, planner and tireless battler on behalf of the underdog


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NEW Minchinhampton Pony Club merchandise
We now have the following items on our GG-Gear merchandise online shop:
Lovely soft bobble hats, in navy with white MPC logo, perfect for those wintry days – £14.00
Gorgeous MPC onesies – these are a huge hit, warm and snuggly for home use or as a cover-up on cold yards! Beautifully showcased by several of our members on a recent residential . At a very reasonable £28-£30 they can be personalised with your choice of name on the back.
NEW padded gilets in children and adult sizes, with the MPC logo embroidered on the left breast in white – very smart for those chilly days. Also available are snuggly fleece gilets in children's sizes.
All of the above can be ordered direct from the website, GG Gear and the delivery times are very good.
Also available and ideal for Christmas presents are the Minchinhampton Pony Club bandannas, as seen on many of those who attended Autumn camp. Perfect for keeping chilly winds off your face, they can be used in many different ways as a scarf/balaclava/headband etc. These are available directly from me, Cathy, please message me for more info on 07778 400226.
If you have any questions please get in touch with me – firstname.lastname@example.com or 07778 400226. Happy shopping!
Minchinhampton Pony Club Clothing
MPC custom bandannas/buffs are here!
Please message Cathy Hodges <firstname.lastname@example.com> or text 07778400226 if you would like one (or two!). They are £6.50 each and brilliant for riding in all weathers (good for keeping dust and flies off too!)
Our range of Pony Club clothing is smart, practical and available in a range of sizes for children and adults, and suitable for wearing at our rallies and some competitions (always check specific competition rules). Items available are:
Sweatshirts, showerproof jackets, long sleeved rugby shirts, polo shirts, base layers and hoodies. Also hat silks and saddlecloths (saddlecloths are embroidered with our logo).
All the above items are available to order directly from our suppliers, GGGear. We do not keep a stock within the branch. GGGear make every item to order and take 4 working days to dispatch, with a 2/3 day FREE postage service.
To order please visit the website below:
We still stock warm Minchinhampton Pony Club fleece lined jackets, Pony Club ties, lapel badges, Manuals of Horsemanship and medical armbands within the branch. Please contact Cathy Hodges on firstname.lastname@example.com 07778 400226 to purchase, or if you have any queries regarding merchandise.
Pony Club Waterproof Trousers


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EU risk assessments in food sector: EC launching public consultation on transparency
The European Commission is launching today a public consultation on the transparency and the independence of risk assessments and scientific studies as a follow-up to its response to the European Citizens' Initiative (ECI) on glyphosate. The public consultation is also based on the current evaluation of the General Food Law. Commissioner for Health and Food Safety, Vytenis Andriukaitis said: "The Commission is fulfilling its commitment made when responding to the ECI and is initiating a process to reinforce the trust in the EU's scientific assessment in the area of food safety. I call on all interested parties – NGOs, stakeholders, public authorities – to contribute to the consultation launched today. This will allow the Commission to table – as promised – a legislative proposal this spring which will address this issue, as well as reinforce the European Food Safety Authority's (EFSA) governance model and support the long term excellence of its scientific capacity". The consultation will remain open until 20 March 2018 and is available here.
Publication of latest agri-food trade figures: EU remains a strong exporter of agri-food products
Published today by the European Commission, the latest monthly trade report shows that the value of EU agri-food exports reached €12.7 billion in November 2017. With EU agri-food imports at a value of €10 billion, the latest monthly trade balance is now at about €2.7 billion. For the 12-months period November 2016 to November 2017, EU agri-food exports increased by 5.6 % in value terms, compared to the same period one year ago. Major gains in annual values have been achieved in agri-food exports to the USA, Russia and several Asian markets: China, Japan, Korea and Hong Kong. Wine, milk powder and infant food have had good export performance over the last 12 months. EU agri-food imports increased the most for palm oil oilseeds and unroasted coffee and tea. The full report is online.
Commission welcomes progress in approval of the modernised EU's trade defence rules
Today, the international trade committee of the European Parliament endorsed the political agreement reached between the Commission, the Council and the European Parliament on 5 December 2017 on the modernisation of the EU's trade defence instruments. Trade Commissioner Cecilia Malmström said: "Today's resoundingly positive vote means that the EU is one step closer to having the necessary tools to tackle unfair trading practices quickly and effectively. Together with the recently-agreed changes to our anti-dumping methodology, the EU's toolbox of trade defence instruments will be even better suited to deal with global challenges. I now look forward to the speedy adoption of this decision by plenary of the European Parliament. The EU stands for open and rules-based trade, but we must ensure that others do not take advantage of our openness. The EU stands ready to defend its industry and workers from unfair competition." The changes to the EU's anti-dumping and anti-subsidy regulations will make the EU's trade defence instruments more adapted to the challenges of the global economy: they'll become more effective, transparent and easier to use for companies. In some cases they will also enable the EU to impose higher duties on dumped products. The details of the agreement reached in December are now presented in a dedicated factsheet. The new rules will enter into force once the European Parliament and the Council conclude the respective ongoing approval procedures.
Boost of €100 million for microfinance and social enterprises in Europe from the Investment Plan for Europe
Investment in microfinance and social enterprises is set to receive a significant boost. The EU's financing programme for Employment and Social Innovation (EaSI) will receive an additional €100 million for its Guarantee scheme from the European Fund for Strategic Investments (EFSI), the core of the Investment Plan for Europe. In light of this top-up, Commissioner for Employment, Social Affairs, Skills and Labour Mobility, Marianne Thyssen, said: "Thanks to the €100 million EFSI top-up the EU will be able to boost access to finance to micro-entrepreneurs and social enterprises across the continent. The extra funding is expected to mobilise about €1.9 billion in financing for micro-entrepreneurs, in particular vulnerable groups such as the unemployed, young people, and migrants, as well as social enterprises. Through the programme for Employment and Social Innovation, the European Commission shows its commitment to foster sustainable employment for the most vulnerable people in the labour market. It will enable thousands of new jobs to be created." The financial support comes on top of the original EaSI Guarantee instrument worth €96 million, for a combined overall investment of €196 million. In order to continue to highlight the need for investment in social infrastructure, a High-Level Task Force on "Investing in social infrastructure in Europe" was set up in January 2017 on the initiative of the European Association of Long Term Investors. Today the Task Force, chaired by former Commission President Romano Prodi and former French Minister Christian Sautter, presented its report at the Commission in the presence of Vice-President Katainen.


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Middlesbrough inflict more woe on QPR
PUBLISHED: 17:58 23 February 2019 | UPDATED: 17:58 23 February 2019
©TGS Photo tgsphoto.co.uk +44 1376 553468
Sky Bet Championship: Middlesbrough 2 (Howson 2, Fletcher 32) Queens Park Rangers 0
Middlesbrough strengthened their grip on a play-off place in the Championship by piling more misery on Queens Park Rangers with a 2-0 victory.
Goals from Jonny Howson and Ashley Fletcher got Boro on course for three points in the first half and Steve McClaren's Rangers never looked like preventing a seventh straight defeat at his former club.
That is now an unwanted club record for QPR, who should be just thankful they had a healthy cushion to the relegation zone before this horrible run.
Middlesbrough were desperate to improve a poor record of their own at the Riverside Stadium where they had won just two of their previous 11 matches.
They got off to the perfect start when wing-back Howson, clearly enjoying playing on the right, was rewarded for his attacking mind with the opening goal.
There was just one minute and 50 seconds on the clock when he casually worked his way into the visiting penalty area undetected.
Impressive midfielder Mo Besic spotted him and picked out a lovely diagonal pass which Howson managed to force beyond goalkeeper Joe Lumley, who had left his line, to grab his first since April.
QPR almost levelled straight after but Middlesbrough goalkeeper Darren Randolph did well to turn behind an effort from Eberechi Eze at his near post.
From there on in Middlesbrough took command. There was not much threat posed to Randolph's goal for the rest of the half and it was no surprise when the men from Teesside extended their advantage.
Besic, who had already gone close himself with an effort that flew inches wide of the upright from distance, was allowed too much freedom in the opposition's half and he made them pay.
The on-loan Everton midfielder turned and charged towards the box, rolled a pass into the feet of Fletcher unmarked on the left. The £6.5m striker, who had not scored in the league this season, shifted the ball on to his left foot and he crashed a finish inside the top left of Lumley's near post.
Almost instantly Britt Assombalonga should have added a third, but he was denied by Lumley this time when he was faced with just the goalkeeper to beat as QPR's five-man defence left too many gaps.
After the restart McClaren put three up front for the second half. QPR were still unable to seriously test Randolph again, even though they did get into some decent positions down the flanks.
Middlesbrough should have made it three with 15 minutes remaining when Assombalonga was denied by Lumley, this time after a cleverly worked move involving Lewis Wing and Stewart Downing in and around the area.
Middlesbrough had already done enough, despite a few long range efforts at both ends and a save from Randolph to deny Nahki Wells before the final whistle.
If you value what this story gives you, please consider supporting the Brent & Kilburn Times. Click the link in the orange box above for details.


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Many people get moved by skilled guitar players. There are sounds a guitar produces that are inspiring to many people. Read on to learn more about becoming a great guitarist and achieving what you want on the instrument.
Start slowly, don't try to absorb everything at once. Keeping a slower and steadier pace can make you more successful. You will find real progress when you commit to a set amount of practice time every single day.
Look to see if there are guitar teachers near you. While many people have taught themselves to play guitar, it is sometimes a good idea for an objective person to watch you play. They can also improve the leaks in your game. This will also give you the opportunity to ask questions.
Although this may be obvious to you, be sure you purchase a guitar if you're wishing to play one well. Lacking a guitar makes routine practice impossible. Also, you have to keep the guitar in tune. Otherwise, you won't hear the right note coming out of the right string.
If you are learning to play the guitar, build calluses on the fingertips. They will diminish the finger pain when playing regularly. It takes a while to build up good callouses, but with regular practice you will soon have them. You can also purchase products that expedite this process.
As you begin learning how to play guitar, memorize the name of every part of your instrument. Understanding the terminology can help you feel more comfortable. Doing this will only make you a better, more intelligent musician.
Get a metronome. Keeping the time is difficult for new players. A metronome can help keep you in-sync with the music. By practicing regularly, you will have no trouble keeping time without a metronome.
When you are learning to play the guitar, it is always best to start out simply. Instead of looking to learn music that's hard, you should start off with easier songs. "Mary Had a Little Lamb" may seem childish, but you will learn to play faster and better by playing single-note melodies to start.
Learn how you can play a song in different keys. If you vary the key, you will learn more about chords as a whole. It generally also gives you a better understanding of the music in general. This will improve your overall talent.
Use a metronome while you practice. This handy tool is instrumental when it comes to your timing. With a metronome, you won't have to waste time worrying over whether you have the right tempo. You can learn the song at slower speeds and pick up the pace when you're ready. You will probably find that using a metronome is very beneficial to you honing your skills.
Start your guitar learning very gradually. You might want to learn songs that are usually played fast, but you should learn the basics first. Begin slowly and get the hang of every note before quickening your pace. Starting off at full speed will only lead to many mistakes. Begin at your own pace and master the notes before trying to play more quickly.
People worldwide enjoy the sound of a guitar. This instrument has a very distinguished sound. If you want to play well, the tips you just learned should help you achieve your goals.


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While there are hundreds of different chicken breeds and breed varieties, only a few are recognized as official breeds depending on the breed standard you're consulting.
Looking for information on breeding chickens? Are you wondering what is the best chicken breeds for egg layer hens?
Breeding chickens and poultry is a fun way to grow your chicken flock and gain valuable experience in poultry genetics.
Breeding chickens is also fun! On this chicken breeds article page, we'll show you the basics of breeding chickens and what you need to know when trying to select the right chicken breed for you!
Top 5 Best Chicken Breeds for Beginners
As a beginner, you want a chicken breed that meets the following characteristics:
- The chicken breed should be friendly, relatively docile and easy to tame
- The chicken breed should be relatively easy to care for
- The chicken breed should excel at laying eggs, if you're raising chickens for eggs; gain weight quickly, if you're raising chickens for meat; or both
- The chicken breed should be common enough that you can find it in most hatchery catalogs or at most local feed or farm supply stores
Introduction to Breeding Backyard Chickens
To breed out unwanted traits and improve your strain of chicken, you need to have a working breeding plan that includes the following steps:
1) Establish a long-term goal. Find out exactly what you are trying to attain.
2) Begin with the best birds that you can get. It's easier to start with quality chickens than to work hard to breed unwanted traits out of an unsatisfactory batch of birds.
All About Breeding Chickens and Chicken Breeds
All domestic chicken breeds (scientific name – gallus domesticus) originated from the Red Asian Jungle Fowl. Believe it or not, your funky frizzle bird or colorful Barred Plymouth Rock rooster came from this majestic, wild bird…


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Oil Pulling… Not just the latest health fad! Using oil as a mouth wash is an Ayurvedic tradition that has been used for centuries. It cuts through plaque and eliminates bad bacteria in the mouth thus giving you a sparkling white smile! This simple technique not only has profound effects on the visual health of the gums and teeth, it also has physiological benefits for the overall health of the elimination system. The oil actually pulls toxins from the whole body into the mouth and out through the oil.
*Pulls bacteria and nasties out of every nook and cranny of the mouth. Under the gum line, in pockets and holes within the teeth.
*Prevents & treats gingivitis
*Fixes the teeth in the gums
*Reddens gums
*Whitens teeth
*Prevents cavities & tooth decay
*Releases TMJ (Jaw tension) you might be holding stress and tension here especially if you grid your teeth.
*Pulls up congested lymph and catarrh from the neck, throat and lymph glands.
*Detoxifies the body by helping clear the blood of bacteria passed from the mouth.
*Takes the load off the immune system.
*Prevents and heals infections
*Use 1 heaped teaspoon of coconut (my favourite) sesame (traditional) or olive oil.
*Place in the mouth (allow to melt on the tongue if using coconut oil)
*Swish around for 10 to 20 minutes, pulling in between the teeth and vigorously side to side (you will feel the oil turn into salvia, very watery)
*Spit out in the bin (to stop it clogging the drains!)
*Swish your mouth out with water
14 days solid initially is recommended for maximum benefits, 20 minutes is ideal, but if you are in a hurry 10 minutes will still provide benefits. After this 3-4 times a week is sufficient to keep those pearly whites!
If you are still not convinced by this simple technique I recommend you read the book Oil Pulling, Detoxifying and Healing The Body Through Oral Cleansing By Bruce Fife. This gives tons of testimonials from people who have had big breakthroughs in many areas of their health by incorporating oil pulling daily
If you have an infection or tooth ache adding a drop of Oil of Oregano, Tea Tree or Clove essential oil to your oil pulling regime will nip it in the bud. I also recommend tongue scraping and flossing with tea tree essential oil for extra oral hygiene and cavity protection.
If you are looking to strengthen and remineralise the tooth enamel I would recommend getting more fat soluble vitamins in the diet such as Vitamin K2, D3 and vitamin A found in butter ghee and raw grass fed butter plus high quality minerals such as this liquid silica and seaweed capsules.
Using the above tools is a sure fire way to keep the dentist away!


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The author showed the audience a short film about his book A Column of Fire, in which, he said he wanted to make his protagonist a "16th-century James Bond". He said the book is actually about "freedom…the freedom to choose your own religion".
Follett's third novel in the Kingsbridge series went straight to number one on bestseller lists in the US and most of Europe. It chronicles the political intrigue of the royal courts of England, France and Scotland and the often violent conflict between supporters of the Catholic Church and the rising Protestant movement in the late 16th Century.
Follett said the book is really about two questions: "How could we possibly have killed one another, tortured one another, burned each other at the stake in an argument about the religion of gentle Jesus, meek and mild", and secondly, "How did we get from there to a society in which everybody has the right to make up his or her own mind about religion?".
If you like watching Hay Festival events digitally please sign up to the Hay Player for more from the world's greatest thinkers.
Picture by Iga Koncka


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The reports wey we dey hear from SkySports na say Manchester United don pay Molde £1.8m loan Ole Gunnar Solskjaer from now till when season finish.
After season finish, e go pack hin bags and e go return back to Molde. I no sabi who go replace am but my mind dey tell me Pochettino.


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Don Raftery heads the Firm's Commercial and Corporate Banking practice and consults with the Firm's banking clients. He also serves on the Management Committee and focuses on the future of the banking industry and digital transformation. Before joining the Firm in 1996, Don was an officer at the Bank of Boston.
Don graduated from Dartmouth College with a BA in economics and received his MBA from the Kellogg School.
Quoted In: American Banker,CFO Magazine, Wall Street Journal


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When he's not analyzing macro- and microeconomic data trends within the housing market and the economy at large, Daren Blomquist, VP of Market Economics at Auction.com, is working to tell the story of these data sets in a way that all audiences can understand. Blomquist's reports and analysis have been cited by thousands of media outlets nationwide—including all the major news networks and leading publications such as The Wall Street Journal, The New York Times, and USA TODAY. Before joining Auction.com, Blomquist directed ATTOM Media, a division of ATTOM Data Solutions that publishes real estate reports and analysis sourced from national public record property data. He sat down with DS News to provide perspectives on the current housing market and the trends that will define the near term.
You have spoken of how home flippers are a good barometer of where the market is heading. What are some of the noteworthy trends occurring in that sector?
Home-flipping volume as a rate of overall home sales took a dive in the second half of 2018, paralleling the decline we saw in home sales volume and the rate of home price appreciation in the retail market. Home flippers are having trouble selling in a market with weakening retail buyer demand, and that is forcing them to hold onto properties longer than they would like. This trend, in turn, is causing the flippers to exercise caution in the acquisition of new flips.
The good news is that downward trend in home flipping reversed itself in early 2019, with the home-flipping rate jumping to a seven-year high in February. That's a strong positive sign for the health of the overall housing market going forward for the remainder of the year.
What does your typical day look like as VP of Market Economics?
I analyze data—both internal Auction.com data and external market data—and figure out what the data is telling us about the marketplace. Then, I get to take that data-driven message and tell it in innovative ways. That storytelling takes several forms, but primarily through written content, interactive visuals, and in speaking to various audiences. One of the most important audiences is the internal business owners and decision-makers at Auction.com, to help them make the most informed, data-driven business decisions. Sellers and buyers utilizing the Auction.com platform comprise another important audience for my data-driven content about the market. It's important for both sides of the transaction to be armed with solid information that will promote transparency and reduce friction in our marketplace. My job consists of communicating data-based anaysis to the larger mortgage and real estate industries, helping them gain insight particularly into the distressed disposition niche of the housing market.
What are the key factors impacting inventory and millennial homebuying in the current market?
The interplay between inventory and demand from millennials represents one of the most fascinating chickenand-egg scenarios of the real estate recovery. Millennials represent a critical group of imminent homebuyers, and yet their potential has remained latent for a variety of reasons, ranging from high levels of student debt to later-in-life homebuying triggers such as getting married and having children.
The most significant contributors to the large homeownership deficit for the under-35 generation are concrete and psychological ripple effects from the Great Recession. The psychological effects have caused homeownership to lose its luster for many millennials, and the concrete effects have
made it much more difficult for millennials to get their foot in the door even if they want to become homeowners.
On the inventory side, homebuilders are also impacted by these effects, causing a deficit in inventory built over the last seven years of the recovery. Builders got burned with an overhang of too much inventory in the previous up-cycle and have therefore been cautious in ramping up their production in this time, especially in light of the muted demand for homeownership from millennials and other generations.
Additionally, the housing crash decimated the ranks of construction workers, and many in that field have since found other jobs. That has pushed up construction costs and limited thetype of inventory that is profitable for builders.
With the housing market witnessing low mortgage rates and better inventory this spring, how do you see the market continuing to evolve this year?
The buyerseller pendulum swung back toward buyers in the second half of 2018, but it's hard to tell if that swing is continuing or if the recent drop in mortgage rates will halt it. We saw a similar swing toward a buyer's market play out in 2014 when mortgage rates also rose above 4% for an extended stretch. When mortgage rates then dropped, the market quickly flipped right back in favor of sellers in 2015. However, I don't think we'll see such a knee-jerk response toward a seller's market this time around. The market will still be more favorable for buyers in 2019 than it was in 2017, but I also don't think we'll see a full-fledged buyer's market where homes are sitting on the market for six months or more in most areas of the country.
Do you see a recession on the horizon in the near-term?
There is a good chance of at least a mild to medium-sized recession in the next couple years. Housing certainly will be impacted to some degree, but it will not likely be the catalyst for the recession nor bear the brunt of the pain from it. Looking back at previous recessions, the typical impact on housing is a modest drop in home prices—somewhere in the range of a 1% to 5% drop depending on the local market, not the 30% to 50% drop we saw triggered by the Great Recession.


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The Dow Jones Industrials (DJINDICES:^DJI) hit 16,000 for the first time ever earlier this week, and many people pointed to it as a possible sign of a further rise for the broader stock market. Yet in the grand scheme of things, is the Dow's hitting 16,000 really all that big a deal, or is it just a way to get average investors excited about the market again?
In the following video, Dan Caplinger, The Motley Fool's director of investment planning, looks at the question of whether Dow 16,000 is worth paying attention to or just a passing fad. Dan notes that as the Dow has climbed, 1,000-point milestones aren't nearly as far apart in percentage terms as they used to be, making them easier to reach. Dan also points out that the concentration of high-priced stocks in the Dow makes passing milestones that much easier, as Visa (NYSE:V), IBM (NYSE:IBM), and Goldman Sachs (NYSE:GS) make up almost a quarter of the average from a price-weighting standpoint, even though they only represent a tenth of the 30 stocks in the average.
Dan concludes that as interesting as Dow milestone can be, the bigger question for the bull market is whether broader measures like the S&P 500 and the Russell 2000 (RUSSELLINDICES:^RUT) also keep going up. As long as they do, bulls can expect further gains from the market.


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Stockholm, December 12 2012 (Aktietorget: COMQ)
Commodity Quest: Decision on distribution of shares in Benchmark Oil & Gas Holding AB (u.ä.t. Kilimanjaro Gold Holding AB)
Extraordinary general meeting held on 11 December, in accordance with the proposal to shareholders as a dividend in kind to distribute all shares in the wholly owned subsidiary Benchmark Oil & Gas Holding AB, taking one (1) existing share in the Company carries one (1) share Benchmark Oil & Gas Holding AB, the book value of the company amounts to 104,785 crowns, resulting in a dividend equivalent to about 0.01 per share in the company; and to authorize the Board to fix the record date.
Work to fix the record date has begun and we will return when this is complete.