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What to do this weekend: Soap making workshop, a festival of colors, and more
Keep yourself busy this weekend
Mar 27, 2019
Let me be the first to break it to you that it's almost April. And at this point, we're already booking tickets out of Metro Manila at an alarming pace. But if, for some reason, you can't get that well-deserved vacation just yet, we've listed a couple of events and activities you might want to take part in this weekend from Mar. 28 to 31.
National Bookstore Warehouse Sale
ICYMI: National Bookstore will be having its annual "Great Warehouse Sale" from Mar. 28 to 31. Running from 10 a.m. to 10 p.m., the sale will be at their NBS Quad Alpha Building at 125 Pioneer Street, Mandaluyong. You can score items such as books, toys, and school supplies for less than 80 percent their original price. Admission is free and open to the public.
Summer Gadget Festival 2019
Henry's Cameras will be holding its annual Summer Gadget Festival from Mar. 29 to 31 at the Glorietta Activity Center. Aside from getting deals on cameras, lenses, and other equipment, they will be offering free camera cleaning, free workshops, and freebies. Check out Henry's Cameras for the full schedule of activities.
New Coffee Flavor Wheel Workshop
Here's something for coffee aficionados: There's a free workshop about a "New Coffee Flavor Wheel," a tool to identify various taste notes of coffee. It's developed by scientists at University of California-Davis (check out the study here) and it's happening this Saturday, Mar. 30 at the EDSA Beverage Design Group. Hosted by Coffee Science Philippines, winners of international brewing competitions like Mich Sy, Champion of Cup Tasters Championship 2019 will be there to share their experiences. Attendees are encouraged to bring their own brew kit and apparatus.
Soap making with Daniela Calumba
HUB Make Lab maker Daniela Calumba is launching a limited series of soap reusing the café's spent coffee grounds and excess milk on Mar. 30 at The Den coffee shop in Escolta. At the launch, she will be discussing the process of this collaborative experiment of soap-making and how used materials can be turned into something new. Expect to catch the line of soaps, as well as an installation of Daniela's process and materials at the shop.
Holi Festival 2019
Holi is an ancient Hindu spring festival that celebrates joy, freedom, and unity. Dubbed as the largest "Festival of Colors" in the world, participants of Holi are splashed with special colored powder. Expect to see musical and cultural performances, Indian cuisine, games, and other activities.
The 7th Holi Festival in Manila is happening on Mar. 31 from 3:30 p.m. to 7:30 p.m. at SM by the Bay North Fountain. This year, the Holi Festival will also be incorporating a 3-kilometer fun run in its festivities.
Sundays at the Skypark
Discover new food and attend community workshops at the fifth level of SM Aura Premier, Taguig. It happens every Sunday starting Mar. 31 until May 26 from 8 a.m. to 2 p.m. Admission is free and open to the public. Check out SM Aura's page for future updates.
Read more:
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Limited time only: Ice cream from Bali, wagyu, and more food concepts to try now
Read more by Jill Chua:
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LIST: Power interruptions from Mar. 25 to Mar. 30
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A strategy to halt holiday payments fraud comes in layers
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Ready or not, the frenzy of Black Friday, Cyber Monday and the overall holiday shopping season is upon us.
For retailers who can often earn up to 30% of their annual revenue in just the last two months of the year, the holiday shopping season can make or break annual projections. The National Retail Federation predicts that retail sales this November and December—excluding automobiles, gasoline and restaurants—will increase as much as 4%, reaching upward of $682 billion.
Unfortunately, this could be good news for fraudsters—if retailers don't have the proper security and protocols in place to make sure nefarious players get a lump of coal instead of your organization's data and holiday profits. Last year, one out of every 97 transactions during the holiday shopping season was a fraudulent attempt, according to a study from ACI Worldwide.
Combine those statistics with the increase in consumers using their mobile devices to conduct more transactions and it means retailers must step up their game and put security measures in place to diligently protect their profits, their reputations and their customers.
According to LexisNexis, mobile fraud is growing three to four times faster than fraud for brick-and-mortar-only merchants. Additionally, mobile fraud costs organizations more per transactions than online and brick-and-mortar fraud.
Fortunately, retailers have an array of solutions available to combat increasing mobile fraud this holiday shopping season and beyond. By employing a multilayered approach to mobile security that combines device authentication with the latest user identification measures, retailers can establish maximum trust not only with their users, but also in the device being used to transact with them.
Here are some of the latest measures retailers can employ to mitigate the financial and reputational risks associated with mobile fraud:
User identification/biometrics. Passwords have been considered problematic within the information security community for a decade. The latest user identification best practices involve the use of biometrics to positively identify that users are who they say they are.
In recent years, the proliferation of fingerprint-enabled mobile devices in the market has provided new opportunities for mobile-enabled organizations of all types to leverage fingerprint biometrics as a more secure means of identifying good users. And the latest research shows that consumers are embracing the new technology. Research by Gigya showed that 80% of people preferred biometrics over passwords and perceived them to be more secure than usernames and passwords.
Authentication by fingerprint solves customer frustration with passwords and strengthens security simultaneously, but fingerprint authentication is not truly secure if the device on which it operates can be easily compromised.
Device authentication. When the device itself is authenticated, the environment surrounding the transaction is secured. It is only when one trust the device and confirm the user's identity that the—a trusted security token—can be created.
Device authentication involves many elements, including the creation of a permanent device ID, device integrity screening, secure storage and communications, device reputation analysis and more.
A permanent device ID is a way to identify a device and its riskiness. A mobile phone, for example, has thousands of unique identifying attributes that are part of the device itself and can be used to uncover and analyze risk factors that could lead to potentially fraudulent activities. A permanent device ID can survive an app uninstall/reinstall, as well as operating system upgrades. It also mitigates spoofing attempts. This makes a smartphone device itself a trusted second factor (something you have) of MFA. With a permanent ID, you can authenticate your trustworthy customers in a few invisible steps and risky devices can be challenged or stopped and blacklisted if they are associated with negative activity or fraud.
Device integrity screening attempts to analyze the health and integrity of a device—in other words, device risk. It can be one of the most accurate indicators of whether you can trust that this is the authorized user and approve, deny, or ask for additional authentication. In attempting to bypass common security techniques or compromise information, fraudsters leave indicators of their activity at the device layer. The best practice here is to deploy fraud detection capabilities that identify evidence of malware and other fraud tools used by criminals to defraud customers and hijack their account.
To prevent mobile communications from being intercepted, there must be a completely secure path to transport sensitive information that is encrypted end-to-end, digitally signed, cannot be read by any other device and is protected against replay attacks (secure communications). Sensitive communications must only be delivered to the intended device associated to a permanently-identified device. With the right encryption system, you can replace SMS and other non-secure communication by sending data via this encrypted path.
Device reputation analysis involves attempting to match attributes between mobile devices accessing your systems and known users. In situations where device reputation is completely unknown, such as during card provisioning, insight about the positive or negative history of the device transacting with your company becomes critical. If you can match that device with your own customer base, using a permanent identifier, then you have some insight into the correlation to the customer or the good or bad history.
Of course, behavioral analysis is always at the core of any fraud prevention approach. Behavioral analysis, for example, ensures the device is one typically associated with the customer, ensures the transaction activity is typical for this customer, and assumes an increased level of risk if this is a new account.
There are several important best practices here. Utilize advanced analytics, machine learning or fraud modeling to analyze your entire population of data to identify accounts with similar behaviors, past known fraud patterns, or customer identity and behavior patterns. For example, does the pattern of spending match typical spending patterns of the population, such as "is this customer purchasing many high value items quickly and is this typical for your consumers?"
With the right security solutions and best practices in place, your organization will be able to protect the key exposure points of traditional mobile payment offerings, enhance the success of credit card loads into any app, mobile wallet, cashless program or loyalty program, and deliver a frictionless experience for your holiday shoppers that will forge an atmosphere of trust, and repeat business, that will make 2017 a year for the record books.

subset: commoncrawl


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Scripture: John 17:24-26
John 17:24-26 says, "Father, I desire that they also whom You gave Me may be with Me where I am, that they may behold My glory which You have given Me; for You loved Me before the foundation of the world. O righteous Father! The world has not known You, but I have known You; and these have known that You sent Me. And I have declared to them Your name, and will declare it, that the love with which You loved Me may be in them, and I in them." Whenever we study this passage, we hardly ever finish Christ's thoughts on the subject! Jesus desired we be with Him so that relationship is completed by His pouring out the Holy Spirit. The Holy Spirit takes residence in us so we are always close in union with Him. If we nurture that relationship by praying in the Spirit, growth happens. In Jude 20 we understand that we build ourselves up by doing so. What are we doing with what God poured out? Half the church is arguing against the prayer language. We can all have it. God is no respecter of persons. It is available to all so we can grow into our full potential. If we forfeit our prayer language, the enemy stunts our growth and slows the process to a crawl. There certainly is a lot of warfare over our growth!


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Key Benefits of Using a Tour Operator for Your Holiday
It is important to use your free time to travel around the world. With many tour companies around the world you are sure that if you engage one of them your holiday is going to be one of its kind. Going for a holiday is much fun if you travel to new destinations you have not been before which makes tour operators an essential factor during your visit. The use of technology has made it possible for transactions to be made across the globe which makes it easy to pay for tour services beforehand with some benefits. Many people face a major challenge when selecting the right tour operator for their holiday due to the increased number of tour firms in the market. It is important to ensure that you identify the right tour operator for your needs if you aim at making your holiday a memorable one. For you to make have a great time on your holiday you need to have peace of mind without worrying about how to get anywhere as with a tour operator they take care of that effectively. The following section is dedicated to providing useful information on the value of tour firms during holiday tours.
Making use of tour operators ensures that you are able to have all your needs taken care of in the perfect way possible. If you book a tour firm in a particular country you engage a firm which understands every part of the market. It is important to plan your time during the tour but with varying conditions you require the help of the tour operator to make a good plan for your holiday. The good knowledge and experience in the market ensures you are taken to the perfect places where you are able to learn a lot about the country you are visiting.
It is important to a contact person in the country you are going to visit to organize everything for you before your planned visit. There is nothing to worry about as all your needs are taken care of effectively. The time you take during your tour is for having fun and having not to worry about anything which only happens with the use of a tour operator. A tour company ensures that they make the process of planning your holiday much simple.
To make your holiday more memorable it is important to ensure that you have a reliable service provider for all your needs. Tour firms take responsibility for all of your needs allowing you to relax and have a good time without worrying about how to get where you want. When you are in a new market you may not have an idea about where to obtain useful services as well as how to move around and that makes the use of tour firms an essential considerations.
Case Study: My Experience With Tours
The Ultimate Guide to Travel


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Homemade Christmas Ornaments
Homemade Christmas ornaments are a great way to make your Christmas personal and special. Whether you spend an afternoon shaking glitter on things with your kids, or take some time out for yourself to be creative, you can craft some beautiful Christmas decorations which you will enjoy for a long time to come.
For this quick Christmas DIY I've put together a selection of ornaments, decorations and craft ideas which you can do on a budget. Here we have four different ideas you can carry out with just a few select resources, most of which you may already have around the house.
You will need:
Paper doilies
Needle and thread
Blank cards
And if you have stamps, ink, glitter etc then those are handy to have too
1 – Homemade Christmas Ornaments – to hang on the tree
This pretty little bauble is simple to make with just a little bit of time and care.
First cut the centre out of your doily to leave a lacy 'frame'. Try not to cut the lacy section at all. I folded mine in half to do it. Leave a small section of middle still attached to the doily edge when cutting.
Take the needle and thread and loop the thread over to double it. Tie a knot and push the needle through the centre edge of the doily frame. You then need to do a running stitch all around the middle of your doily frame, pulling the thread and ruching the paper as you go. A running stitch is the simple in/out stitch, nothing fancy.
As you sew & gather the paper the doily should start to curl up. When it is all ruched together it will curl up into a rough ball shape. Push your needle through the centre and use the left over thread to create a loop for your bauble.
2 – Doily Snow – for your walls or window
This must be the easiest craft to make using doilies.
The trick is to have different sizes of cups, glasses and egg cups to draw around to make 'snowflakes' of different sizes. Position your cup half on the lacy edge and half on the centre, this gives an interesting textured finish. Cut out your snowflakes and stick them up with double sided sticky tape, bluetac or looped round sellotape.
Try not to position them too perfectly – they look better with a slightly random spread.
3 – Fairy lights with doily decorations – ideal if you don't have a tree
This little DIY takes only moments to complete and gives very effective results. I had oval shaped doilies to work with, so if yours are round then it may take a little experimentation to get the right shape. All I did was create cones to slip over my fairy light bulbs to create a prettier, more decorative appearance for our Christmas lights.
To make the large cone I cut the doily in half, looped it to tape the straight edges together (with a little bit of overlap). I made sure to leave a little hole at the pointy end so that I could poke the fairy light bulb through there. The smaller version was a ¼ of the doily taped together in the same way. Then just slip them over the light bulbs in random size order.
4 – Christmas cards made with doilies – to send to loved ones
Brown kraft paper cards are ideal for use with doilies as they are a great backdrop to the pretty doily lace pattern.
I used the leftover bits and pieces of doilies from the various projects to make these cards. I had a leftover snowflake which became a bauble with a little bit of string added. Then a few pieces of doily become a pretty snow covered forest, with a single decorated tree in the centre.
You could let your imagination run wild and create snowflakes, hills, Christmas puddings, holly, snowmen and maybe even Santa. There's a lot you can do with this pretty white paper.
So there you have four ideas for homemade Christmas ornaments all made using the humble paper doily. So which is your favourite? Can you think of any more ideas to try out?
Leave me a comment and let me know!
Date: 18 Dec 2013 17:47
Author: Becky
Tags: handmade inspiration
Author: Becky
Tags: handmade inspiration


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The Duke and Duchess of Sussex have been photographed arriving in South Africa – with baby son Archie wrapped up for the visit.
Harry and Meghan's son was pictured cradled in his mother's arms, wearing a bobble hat to keep out the strong Cape Town wind.
The royals jetted to Africa on a British Airways flight that arrived almost 40 minutes late, and were flanked by staff in high visibility jackets, one with the initials VIP on the back, as they disembarked privately ahead of their first appearance in the city this afternoon.
The couple will visit a township where they will see an initiative which teaches children about their rights, self-awareness and safety, and provides self-defence classes and female empowerment training to young girls.
During the event Meghan, who is a champion of gender equality, is expected to add her voice to the thousands who have spoken out about the rising violence against women in South Africa.
The couple are visiting Africa over 10 days and while the duchess and Archie will stay in South Africa for the duration, the duke will visit Angola, Malawi and Botswana before being reunited with his family in Johannesburg.
Harry and Meghan arrived laden with gifts for the nation's children from presents originally donated to their son Archie.
They will give clothes, books and other items to an Africa-based charity that trains and employs women living with HIV as community health workers.
Royal fans will be hoping to get a glimpse of four-month-old Archie – described by a palace source as "an extra special small passenger to make things a little more lively".
The source, who said the gifts would be presented to the charity mothers2mothers, added: "The duke and duchess were inundated with gifts for baby Archie from organisations and the general public.
"They were incredibly grateful, but one little baby can only wear so many clothes and he's growing fast."
Harry will travel to Angola on Friday to pay homage to the work of his late mother Diana, Princess of Wales, who campaigned for landmines to be outlawed during a visit she made to the country in 1997.
He will also pay tribute to a British soldier killed by an elephant during anti-poaching operations in Malawi when he visits the country on September 30 to focus attention on efforts to protect endangered animals.
A post about the tour on the royal couple's official Instagram account said: "The duke is especially proud to continue the legacy left by his mother with her work in Angola as he joins Halo Trust again in an effort to rid the world of landmines."


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- Real opportunities for realizing the idea.
- Difficulties that can be encountered.
- Your predisposition to this business or such activities.
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- Development opportunities in the future.
- Financial situation. Profits and losses. Necessary investments.
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- The future.
Price: 500 EUR


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From the water to the bike: Smith's wave of success on the road
While things happen in life, both good and bad, Stephanie Smith feels that everyone should enjoy each day and make the most of it. She is a living witness to the idea that anything can happen.
Smith, 35, is no stranger to commitment, dedication and hard work as a former triathlete of swimming, running and cycling. At the same token, she has also witnessed difficult times and moments of failure.
Some people feel the urge to quit when failure falls upon them. For Smith, defeating moments build character. She is not afraid to run the distance, persevere through each lap in the swimming pool and endure the uncomfortable, burning sensation in her thighs and calf muscles when cycling.
Before riding through the hills or running to the finish line, Smith began swimming at the age of two and joined her first swim team at the age of four. Her parents put her and her two brothers, Matthew and Alvin, in swimming lessons. She instantly fell in love.
Roughly 12 years later, in her senior year of high school, Smith ran into a "obstacle" on her journey. After warming down from an event, some kids were playing around the swimming pool. All of a sudden, a girl dove in on Smith's head, tearing a ligament in her neck.
The doctors felt Smith had a simple neck sprain but this was not the case.
"It took the doctors two years to figure out that I had a torn ligament," said Smith." Surgery was not an option as I would lose 70 percent of the motion in my neck forever."
Instead of giving up, Smith wore a neck brace for two months, completed a ton of physical therapy and kept the determination to will her way back to doing the first sport she fell in love with.
The Metairie, La., native swam the distance freestyle 500m, 1000m and 1650m at LSU and still holds the school records in the 1000m and 1650m events today.
While turning and splashing through the water, Smith also began running.
However, she said running was not one of her favorite sports when competing in triathlons.
"I never enjoyed it. I got stress fractures my first three years from running," Smith said. "I swam my whole life so my body was not used to the physical pounding. I thought if I could swim 10 miles, I could just go run 10 miles."
Along with running, Smith added cycling to the "physical pounding" her legs experienced while training for triathlons. When Smith started running, she recalled telling her college swim coach how hard cycling was for her.
"It was horrible," Smith said. "I remember telling him how windy it was. He said think of the wind like going up a mountain. I said for 40 miles. My coach then said you better suck it buttercup."
Despite her early growing pains for cycling, Smith endured them and gained a true passion for the sport as she began riding her bike six days a week as oppose to running and swimming.
As her love for cycling grew, her passion for swimming and the idea of running diminished, allowing her to make the decision to not do triathlons anymore.
"I loved being on my bike. I would look forward to riding," Smith said. "I was burnt out with swimming. It was like pulling teeth to get in the pool, and I never really loved running, it was just something I had to do to finish a triathlon."
In October 2015, Smith devoted all of her energy and time to cycling, unaware to the fact that she would accomplish the success she has achieved in 2016.
Smith's goal was to land a spot on a women's pro team. With her goal in mind, she asked Jed Darby, owner of Joe's Perfect Endurance Bikes, to be her cyclist coach.
"After our first conversation, I was excited to start this journey and I totally trusted him," Smith said. "He told me to put Nationals on my bucket list. After that, I tried not to think too much about the outcome and just focused on my training to get there."
With Darby's training, Smith completed a 20-minute cycling power test to prepare for the USA Cycling Master's National Championship. After completing the test, she felt like she did bad, but according to Darby, she was right on pace to compete in the MNC.
Prior to official race day for the MNC, Smith raced the course a few days before and finished in fourth place. As the race day inched closer, her fourth-place finish was on her mind.
On the morning of the MNC, Smith recalled how nervous she was before the race began.
"I was looking over the start list which can play with my mind sometimes; so, I put it down and just stayed focused," Smith said. "I had friends and training partners text me throughout the morning to calm me down."
Smith got to the race course early enough to warm up and to sit under the tent to wait for her start time. She took off on the hot and hilly course at 1 pm.
After finishing the race, Darby took Smith's bike and got her a bag of ice while Smith sat down to wait on the results.
The Wi-Fi signal at the MNC was weak, limiting the cyclists to get updates on times.
Hot, hurting and nervous all at once, a USA Doping official came to get Smith for a test.
"I asked the official if I won and he told me he didn't know," Smith said. "Once USA Doping has you for testing, you can't leave them. Thus, I asked him if we could look at the results on the way."
As the two walked over to view the results, tears of joy came rolling down her face as Smith found out that she won the race.
Smith said winning the MNC was an unforgettable moment.
"I gave Jeff a big hug because we worked so hard for that race, not to mention it was Jeff's birthday," Smith said. "I could not really enjoy the awards ceremony too much because I was still under doping control supervision. Once the ceremony was over, however, I just held my jersey and said I can't believe I did it."
Winning the MNC was also an emotional moment for Smith in regards to her family.
Her younger brother, Matthew, or Chewy as everyone referred to him, committed suicide. Chewy was not only Smith's brother but her biggest fan and supporter.
Smith has a tattoo with her brother's initials inside of a butterfly to remember him during races and along her journey in life. Smith said the tattoo has a symbolic meaning behind it.
"After he passed, someone gave me a poem about how a butterfly is the symbol of hope for the bereaved," Smith said. "A butterfly lights beside us like a sunbeam, and for a brief moment, its glory and beauty belong to our world. But then it flies on again, and though we wish it would have stayed, we feel so lucky to have seen it."
Filled with emotions and one championship under her belt, Smith has her eyes set on competing in the 2016 Gran Fondo World Master's Championship in Perth, Australia in September.
Whether or not she wins or finishes in a certain position, that remains to be seen. For Smith, however, competing on the international level is truly a blessing.
"I hope to take away a lot of knowledge about racing, cycling and traveling in general," Smith said.
As Smith continues to ride the hills of challenging courses all around the world, everything remains simple for her. She makes the most the most of her experiences, even when unforeseen circumstances fall into the intersections of her journey in life.


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Happy Sunday! I wanted to quickly share with all of you two things I whipped up today - super easy pumpkin muffins and a 36x36 DIY abstract art piece I hung in my dining room. Yes, I am the "basic" that immediately buys pumpkin everything as soon as it enters stores. Judge me all you … Continue reading Two Ingredient Pumpkin Muffins + My DIY Abstract Canvas Art
Month: August 2017
Where Has God Gone?
Got you with that title, huh? I'm not referencing the absence of God - God is never absent. I'm talking about the war on Christianity we're currently facing in America. I was watching the news this morning, and saw another story about a football coach who was suspended for praying after every game. Seriously? I'm … Continue reading Where Has God Gone?
25 Things to do by Age 25
As I rapidly approach my 26th birthday, I have been reflecting on all the changes - good and bad - that have occurred in my short adult life. Realizing I'm quickly aging from early, to mid, to (gasp!) late twenties, there are several tips I have for others who feel like their twenties are flying … Continue reading 25 Things to do by Age 25


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Create an Account - Increase your productivity, customize your experience, and engage in information you care about.
View all calendars is the default. Choose Select a Calendar to view a specific calendar.
August 9, 2019, 8:00 PM - 11:00 PM @ Lake Tye Park
Ralph Breaks the Internet PG 112 Min. (Disney)
Video game villain Wreck-It-Ralph must brave the Internet to help Vanellope fix her game Sugar Rush
Come on out and watch a great movie under the stars! Bring your blanket, chair and picnic basket and enjoy!!


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Detroit budget
Why? Well, it's only going to get worse, and the longer you delay the cuts, the more difficult it will be on down the line. The city's schools are already run by the state-appointed emergency manager, just as the City of Pontiac is run.
With a dwindling population base, massive unemployment and almost non-existent property values, Detroit's budget woes are only to worsen in coming years — until someone on the private side invests money to build some industry and provide some jobs. City, county and school jobs cannot maintain an economy, as we learned in Eastern Europe.
It's only going to get worse for all us in Michigan, it seems, so to get through this recession (or this slow-to-develop recovery), we must cut what we can now in order to figure out what we can live with and what we can live without in coming years.
When revenues go up, the budgets can be expanded or any new taxes can be ended.
Labels: Detroit, Michigan, municipal budget, school budget, shortfall


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New Girl
Watch New Girl online full series free. New Girl watch online all episodes for free in HD.
Info: Jessica Day is an offbeat and adorable girl in her late 20s who, after a bad breakup, moves in with three single guys. Goofy, positive, vulnerable and honest to a fault, Jess has faith in people, even when she shouldn't. Although she's dorky and awkward, she's comfortable in her own skin. More prone to friendships with women, she's not used to hanging with the boys—especially at home.
New Girl Watch Full Online 123Movies, GoMovies, PutLockers.
Genre: Comedy
Director: Elizabeth Meriwether
Actors: Brian Huskey, Hannah Simone, Jake Johnson, Lamorne Morris, Max Greenfield, Zooey Deschanel
Studio: 20th Century Fox Television, American Nitwits, Chernin Entertainment, Meriwether Productions


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Creator: Jan Greenwood
Date: 01/04/2010
Synopsis: This Bedside Tool is a visual step-by-step guide to gastric feeding and managing high gastric residual volumes in the critically ill, where the goal is to safely deliver >80% of calories daily.
This setting is only taking a look when select color and background.
If you want to set showcase color, background and disable Setting Bar, go to Templates Manager > AT-Templates > Global Tab


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A Canadian Work Permit Question
I am a Director of Photography and Director in Los Angeles , California.
A local production company hired me to shoot their next feature film which will be shot in Los Angeles for about 80% of the production. However, some scenes have to be shot in Canada, and that leads to my question.
What work permits if any would I need to shoot parts of that feature in Canada?
Thanks in advance
Canadian Work Permit exemptions for Film and Television workers
Your question raises some important issues. In some cases, you do not require a Labor Market Opinion (LMO), which can be onerous to get, in order to obtain your Canadian work permit.
In the film industry there are some important LMO exemptions as follows:
Under the Immigration and Refugee Protection Act (IRPA), there are specific cases where employers in the film and entertainment industries do not need an HRSDC job offer confirmation (LMO), or the foreign workers do not need a Citizenship and Immigration Canada work permit.
Foreign Workers who do not need a Canadian work permit or an HRSDC labour market opinion include:
1. Producers of film, television, video and documentary projects funded entirely from outside of Canada. It is essential that producers submit correspondence from their company providing information pertaining to the film production and the length of time the producer will be required to stay in Canada.
2. All foreign workers entering Canada to take employment under the terms of a film co-production agreement between Canada and any other country are exempt from the LMO.
3.Individuals and groups who purchase services or rent equipment furnished by recording and film studios in Canada may be admitted without a Canadian Work Permit if they meet the criteria of R187.
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Any information provided here does not constitute legal advice and is intended for general information only. Should you require legal advise, you are encouraged to contact a lawyer directly. All blog postings are public and are not subject to solicitor/client confidentially. Case results depend on a variety of factors unique to each case, and case results do not guarantee or predict a similar result in any further case undertaken by the lawyer.


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BEREA — Greedy Williams made a habit of causing missed connections in the SEC throughout his collegiate career.
Friday he was on the receiving end of one.
The Louisiana State cornerback missed the initial call from Browns general manager John Dorsey informing him that the team just moved up three spots to make him the No. 46 pick of the NFL Draft — the Browns first selection and 14th of the second round — after trading picks 49 and 144 to Indianapolis.
Fortunately, Williams reached the Browns' front desk and was connected to Dorsey.
"Greedy was giddy," Browns coach Freddie Kitchens said. "He was excited to come to Cleveland."
He was so excited that he made a couple of Super Bowl predictions involving his new team. He said his daughter started crying when he got the news and he grabbed her up, letting her know that they finally made it.
"We're going to be in Cleveland," Williams said. "I hope she's ready for the orange, brown and white."
Williams, whose real name is Andraez, said Greedy was given to him as a nickname long before he became a ball-hawking corner. At 6 months old, he said his aunt began calling him Greedy Deedee because he used to drink a lot of milk.
Deedee never stuck, but Greedy got greedier as he evolved into an elite football prospect. He had eight career interceptions, including an SEC-leading six as a redshirt freshman in 2017. He also had 71 career tackles and 28 passes defensed. He was named to five All-America teams — three as a first-teamer and two as a second-teamer — in 2018.
"I've been playing football my whole life and I always love to have the football in my hands," Williams said. "Transferring to defensive back, I knew whoever threw at me I'd get the ball in my hands. I'd make that impact as a defensive back. Coming to Cleveland, I'm that guy who can get to the ball two or three times a game and I know for sure Baker Mayfield is going to capitalize on the interceptions I get."
Cleveland traded its first-round pick, No. 17 overall, in the offseason to the Giants to acquire Odell Beckham Jr., another LSU star who left an impression on Williams. The rookie said Beckham came back and visited LSU, and even sent players shoes.
He had similar praise for browns wide receiver Jarvis Landry — who also played for LSU — and is ready to learn from the two veterans.
"I know those guys are going to get me right," Williams said. "For playing my position, just going against (them), they're going to tell me what they look for in a corner. I'm definitely ready to match up against those guys in practice. You'll be able to cover anybody if you can cover them two. I'm just very excited, man. I thank Cleveland for taking an opportunity on me. This is big for me and my family, Cleveland has a lot more fans coming from Louisiana."
Kitchens said the Browns met and spent a lot of time with Williams at the NFL combine. One thing that stood out to him and Dorsey was Williams' love for football, a characteristic Kitchens said is a prerequisite for everybody they look to bring onto the team.
Dorsey described Williams as "very highly talented" and was impressed with what the position coaches at LSU had to say. He admitted he was trying to move up even higher to take him.
"Yeah, that is how much I like the guy," Dorsey said. "I think the guy is a heck of a football player."


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9 Unusual Uses Of Dryer Sheets
They're such unassuming little squares of wispy, non-woven polyester designed to add pleasant fragrance, soften clothing and eliminate static cling during the machine drying process. We bet you didn't know that dryer sheets can also perform other amazing, little household chores. It's true; these popular static eliminators can mop up a host of unwanted messes and annoyances around the home.
If you examine a single dryer sheet, you feel a slightly sticky texture. That's the chemical compound that coats each dryer sheet and let's it do its thing. Actress Jessica Alba's The Honest Company makes dryer sheets from plant-based ingredients. Either way, synthetic or plant-derived, these sheets can be used in unique ways.
Here are 9 Unusual Uses of Dryer Sheets:
1. De-Grease Grill Grates and Oven Racks
Grilling outdoors or roasting food in the oven is delicious until trying to remove caked on, greasy left-overs from racks. Line your bathtub with several dryer sheets and set the grill/oven racks on top. Fill the tub with warm water and allow grill/racks to sit overnight. Wipe clean in the morning. The anti-static magic separates the greasy left-overs from the grates.


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What You Need to Know About Piston Design in CATIA
Regardless of who's doing it, the aim of every piston design, analysis, and optimization is to produce a stronger, lighter piston with minimum cost and in less time. Also, since the design and weight of the piston influence the performance of the engine, it is crucial to get the design right during the design and modeling phase.
3D CAD modeling software such as CATIA and CAD / CAM services can help make this possible. CATIA is great for designing a piston and when it comes to piston design in CATIA, there is no better CAD company than CAD / CAM services. A piston is a major component in an engine and its design/analysis is based on structural and thermal considerations. Computer-aided-technology such as CATIA is increasingly being used today to get the right.
CAD / CAM services believe that by altering the design parameter such as the thickness of the crown, barrel thickness, or thickness of the ring lands, an optimal solution to the existing design could be obtained. Additionally, CAD / CAM services often perform the design and analysis of the piston based on structural and thermal considerations.
Another important consideration for CAD / CAM services in the design of a piston is its material. For example, the most common material used for automotive pistons is aluminum due to its lightweight, low cost, and acceptable strength. Therefore, in case a client hasn't specified their piston material, CAD / CAM services will look to design the piston based on the default or most commonly material.
CAD / CAM services design and optimize the piston of an engine using CAD software such as CATIA. Another software is used for analysis purposes. During the design and analysis phase, the volume of the piston, the thickness of the barrel, and width of other ring lands of the piston are increased while Vonmisses stress and Deflection are increased after optimization. Despite this, all parameters are well within design consideration.
CAD / CAM services and CATIA software will enable you to accommodate design requirements for the piston, regardless of complexity. CAD / CAM services combine the power of feature-based design with CAD expertise to offer highly-productive CAD design services.
We are experts in CATIA design services including piston design in CATIA. For more information and to get feedback on your project, please contact us. Our friendly experts will be more than happy to help you and provide you with a project quote.


text:
He Made Her Cry…
Tears falling,
Besotted with memories
Of things that could have been,
She knew
She had done nothing wrong;
Just stepped outside the line work
Brushed in pastel – that was all.
The movement of her hand
Coloured the moment,
And all rationality
Understood it was innocent enough;
But there was no sanity
In his actions.
Responses were based on triggers
Cocked by adrenaline,
Fired by falling feathers,
And forged by experiences
In a life non-disclosed.
Hope had filled
The dingy of marriage;
Cedar solid,
It pushed off from uncertainty,
Travelling north
And sometimes finding,
All it had
Between its sails,
Were her sobs
In the laundry,
His shame
At his ways.
Still, their stubbornness
Kept them afloat,
Minimising each other's distress
And capturing each other's strength.
Eyes locked on the horizon,
The direction
Of their negotiated compass,
Often corrected for life's turbulence.
While the deviation
Of the field's flickering,
Was deemed acceptable
In spite of each other's shortcomings.
Audio Version (To Be Added)
Copyright © Vasilios Theodorakis 2009


text:
Lecture title: Structural and Magnetic Properties of RMn2(Ge,Si)2 Compounds – Scope for Purpose Designed Materials
Stewart Campbell is Emeritus Professor of Physics in the School of Physical, Environment and Mathematical Sciences at UNSW Canberra. He has published around 300 papers and three book chapters. Among his editorial responsibilities include: chief co-editor for international conferences on Mössbauer spectroscopy (ICAME1987), magnetism (ICM1997) and neutron scattering (ICNS2005); he has also served as a member of the Editorial Advisory Board of the Journal of Alloys and Compounds.
His research interests centre on experimental and analytical studies in the field of condensed matter and materials physics, with current research focussed on the structural and magnetic properties of rare earth intermetallic compounds, nanostructured and spin crossover materials. The research projects at UNSW Canberra are carried out in collaboration with colleagues from Australia and overseas, including colleagues from Germany, Belgium, the Netherlands and the UK.
Stewart Campbell has served on the Advisory Boards and Programme Committees for numerous international conferences. He has also served as the Australian IBAME representative for 20 years (1994-2014) and continues to serve on a number of national and international scientific bodies including IBAME committees and the MEDC International Advisory Board. He was awarded the AINSE Gold Medal for Excellence in Research in 2007.
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text:
Choose your room
Caterina a San Pietro B&B is located in the elegant Prati district, only 3 minutes walk from Saint Peter's Basilica,Vatican Museum, Castel Sant'Angelo and the metro stop Ottaviano San Pietro. Trevi Fountain, the Spanish Steps and Piazza Navona are all easy reachable on foot. The B&B is close to main tourist itineraries, nearby both the most important historical sites (the Spanish Steps, Villa Borghese, Navona Square, Trevi Fountain) and shopping streets (Via Cola di Rienzo, Via Ottaviano, Viale Giulio Cesare, Via Frattina and Via Condotti are just around the corner). The area is served by the metro (the station Ottaviano-San Pietro is only 80 metres from the apartment) as well as several buses, operating at night as well. We will give you the keys: is not the curfew.
Useful information:Other names for Bed & Breakfast Caterina a San Pietro :
Caterina A San Pietro Bed And Breakfast


text:
ST. CLAIR SHORES — Frederick Schroeder and his wife, Sophia, emigrated from Mecklenburg, Germany, in the early 1850s to what was then Erin Township (now St. Clair Shores). In 1865, they purchased 320 acres of property to farm. Their first home was a log house, but around 1870 Schroeder built a new brick home. Accounts vary, but anywhere from 100,000 to 300,000 bricks were said to have been used in the three-story Victorian-style building with the current address of 26717 Little Mack Ave.
Frederick Schroeder died in 1895; his wife inherited the house and farm. The Schroeder family lived in the house until the 1920s, when it was rented and then converted into a roadhouse by Renny Tesoriere. Guests could dance to bands, and meals cost 50 or 75 cents. A ballroom was added to the building in 1937.
Ruth and Danny DiSanti acquired the building in 1953 and once again changed its use. It became E.C. White's Old House, a furniture store, pictured here. E.C. White was Ruth's father, who in 1912 had founded the Gardner-White Furniture Co. Some of the surrounding land continued to be farmed in the 1950s.
Sold again in 1986, the building was renamed Victoria Place by its new owners, Ray Domke and Larry Berdasono. The Schroeder house became home to an assortment of shops and a café. Since 2008, the building has been known as Ardmore Park Place, hosting a café, salon, yoga studio and other enterprises.
The one thing that has been consistent is the solid construction of the Schroeder home that has welcomed so many through its doors. Recognizing its history, the St. Clair Shores Historical Commission granted approval of the request for a marker recognizing the history of the building. The marker was dedicated on Oct. 27, 2012.
To view this image and other historical photographs, visit the digital media archive at www.scslibrary.org.
— Submitted by Heidi Christein, archivist, St. Clair Shores Public Library


text:
The Toronto Palestine Film Festival (TPFF), now in its fifth year, is at once a grassroots organization and a gem of the Toronto cinema scene.
Six years ago, a group of activists had been screening films at the local and late Brunswick theatre, to much success. Once the Brunswick closed, the idea of a weeklong festival was born.
"A group of us decided to continue [with] the concept of the Brunswick screenings but do it as a film festival," explains Andrew Hugill, founding member of the TPFF organizing committee. A year later, 60 years after the Nakba, the very first Toronto Palestine Film Festival opened at the Bloor Cinema to a sold out audience.
Boasting about four to six thousand attendees per season, the weeklong festival hosts over twelve films at the beloved Bloor Cinema in the Annex, the Art Gallery of Ontario's Jackman Hall and the TIFF Bell Lightbox, home to the Toronto International Film Festival.
But TPFF is more than just a film festival. It's a community event. Sahtain, the annual traditional Palestinian brunch, hosted at Beit Zeitoun (also in the Annex), is an opportunity for TPFF-ers to enjoy music and delicious food. Sahtain, like many other events at TPFF, has been sold out every single year since the organization's inception.
Since last year, TPFF has also been holding an annual art exhibit as part of the festival, "as a means to engage local Toronto artists to display their works on Palestine," according to Nadine Khoury, curator of the exhibit, entitled "Unbreakable Bond."
As I found out from talking to festival organizers, the TPFF season actually begins much earlier in the year. It starts with an annual Launch Party in the spring, an outdoor screening at Christie Pits Park in the summer and a panel of directors early in the fall that present on a number of topics from politics of the Middle East, to the art of film and everything in between.
Through its pre-festival and festival events over the years, TPFF has brought a number of musicians, writers, filmmakers and actors to Toronto. Highlights from the past five years include spoken word artist Suheir Hammad, filmmakers Ken Loach, Annemarie Jacir and Paul Laverty, and hiphop artists such as Omar Offendum and Shadia Mansour. This year's festival will bring musician Bassam Bishara, director Abdallah Omeish and, of course, the incredible oud master Marcel Khalife and the Al Mayadine Ensemble.
One of the successes of TPFF is its ability to attract diverse audiences. It seems as though there is a real commitment to working with Toronto-based community groups and cultural festivals. A recent TPFF newsletter explains: "The relationships that we have established over the years have allowed us to introduce and expand the Palestinian narrative, history and culture through film, art, music and cuisine to a wide range of audiences."
"It's really important for TPFF to work with different communities here in Toronto," says Nausheen Quayyum, Outreach Coordinator. "We are committed to working with community-based organizations working in areas of social justice, human rights and Palestine solidarity work, as well as with other arts and cultural festivals in the city."
The festival also works with community organizations like the Toronto Women's Bookstore, located near the University of Toronto, where programs are available and tickets are sold for TPFF screenings and events.
Who is TPFF?
The Toronto Palestine Film Festival is a non-profit organization entirely run by volunteers. Today, the team of coordinators, the committee and advisory board are made up of students, artists, filmmakers, lawyers and doctoral candidates that tirelessly contribute to a successful TPFF in addition to their jobs and other commitments.
"TPFF has evolved to become a Palestinian arts and cultural institution in Toronto and beyond," says Dania Majjid, Media Relations and Programming Coordinator. "We are regularly sought out by journalists, filmmakers, other festivals and academics for information on a range of topics. Our events are also a gathering place for people of all backgrounds and cultures to gather and enjoy contemporary Palestinian art and films."
"I was intrigued by the concept of arts and culture complementing advocacy work on Palestine," says Majjid, of when she joined the organization five years ago. "I am more accustomed to addressing issues around Palestine through legal arguments. But after viewing several Palestinian films I realized that art and culture is also a very effective method to raise awareness around Palestine. Unlike law, film and art can communicate the diverse narratives of Palestinians. These compelling stories cover a range of issues and allow audiences to connect more personally to these narratives."
TPFF takes advantage of the emotional accessibility of film by showcasing an array of stories of Palestine, from feature films to documentaries, from love stories to animated shorts. It allows Toronto audiences to connect with these stories in a way that lectures and demonstrations may not achieve. At the same time, it provides an avenue to celebrate the work of Palestinian actors, directors and filmmakers and share it with Torontonians.
"I think it's a good focus for people who are interested in Palestine and the Palestinian community," says Hugill. "It brings those people together."
Personally, I remember attending the sold out screening of Salt of this Sea in the first year of the Toronto Palestine Film Festival. I remember listening to guest and starring actress Suheir Hammad speak and then seeing her character visit the house that once belonged to her grandparents, now occupied by someone else. I remember the energy in the theatre: packed to the brim and full of students, activists and members of the community.
I remember thinking that of all the lectures I had attended about Palestine, and all the discussions I had participated in, nothing quite compared to sitting in a theatre buzzing with excitement as we all anticipated the story about to unfold on screen.
"It gives a more mainstream venue for the Palestinian narrative and Palestinian culture," concludes Hugill. It brings their tales to Toronto, their stories and their history.
The Toronto Palestine Film Festival is a group of unpaid Torontonians dedicated to bringing us beautiful cinematic achievements, year after year, with love from Palestine.
Haseena Manek is a freelance journalist based in Toronto.
Photo: Toronto Palestine Film Festival (TPFF)
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text: We recently acquired a large number of interesting, non-fiction, hard cover books (primarily biographies) from a private collection, covering a wide range of interests. Please take a moment to look at our other listings. There's sure to be something of interest for every reader.Elizabeth and Philip: the Untold Story of the Queen of England and Her Prince, 1st edition Track Page Views WithAuctiva's FREE Counter


text:
Some international borders are better than others at preventing the unauthorized passage of people and goods, but none presents much of an obstacle to projectiles, a fact that figures greatly in the news these days.
The headlines about cross-border rocket attacks on Israeli towns by Palestinian militants and cross-border shelling of Kurdish militants by Turkish troops are familiar ones. But what's this about cross-border pepper-spray and tear-gas attacks into Mexico by the United States Border Patrol?
A report by the Associated Press that has been picked up widely by other news outlets describes Border Patrol officers increasingly firing pepper-spray canisters and tear gas from American territory into the ramshackle neighborhood of Tijuana, Mexico, that abuts the border with San Diego, Calif.
They tell the A.P. that the fire is intended to chase away Mexican smugglers who are throwing rocks and debris or slingshotting ball bearings over the fence at them, apparently to divert their attention from confederates climbing the fence nearby. The officials argue that using the gas and spray saves lives on both sides: in several past confrontations between rock-throwers and the Border Patrol, firearms have been used, sometimes with fatal result.
Still, the locals complain that the pepper spray and tear gas is saturating whole residential areas, affecting innocent people and endangering children, and that they sometimes have to flee their homes to get away from it.
The Lede can hear the sounds of many a knee jerking in reaction to this story:
*Some will condemn the tactics as a jackbooted trampling of Mexican sovereignty that needlessly endangers civilians and say the United States would never tolerate Mexican police firing tear gas into the United States. Indeed, the Los Angeles Times says the Mexican consul in Los Angeles has complained formally about the tactics.
*Some will condemn the Mexican government for failing to police its side of the border (the A.P. quotes Border Patrol types saying that they call their Mexican counterparts for help in these incidents but hardly see a response) and will argue that the American officers have the right to use any means necessary to defend itself, border or no border — a position with a long history.
*Some will condemn the administration or the Congress or both for failing to supply enough money and manpower to secure the border and for failing to develop an effective national strategy for dealing with illegal immigration.
Much appreciated, of course, would be fresh insight or perspective.


text:
- About us
- Property for sale
- Buying property
- Immigration services
- Life in Cyprus
- Contact
Cyprus banks offer quite loyal terms for obtaining a mortgage to property purchasers.
The collateral to obtain mortgage for property acquisition in Cyprus is the very property to be purchased. To obtain mortgage you are definitely required to submit evidence of your ability to repay it to the banks.
You will have to determine basic parameters of the credit that are provided in the table below:
|Credit parameter
|Amount of credit
|The maximum amount of credit is 50-60% (exact figure depends on the bank's policy and macroeconomic conditions) of contract value of the property. Accordingly a borrower shall pay at least 40-50% of property value out of his/her own funds.
|Term for credit issuance
The maximum term for credit issuance is calculated according to the formula "65 or 70 years minus borrower's age".
The minimum term usually equals to 10 years.
Advanced credit repayment is possible but it is associated with payment of a penalty
|Credit currency
|Besides EUR, credits may be issued in USD or CHF
|Credit rate
Rates are lower for nationals or permanent residents of Cyprus
Credit payments are made on a monthly or quarterly basis.
To obtain a mortgage one is required to have life insurance (for the amount and period of the mortgage credit). The purchased property shall be insured as well.
The normal period within which a bank makes a decision on issuing a credit comprises 1-2 months upon receipt of all the required documents.
The standard set of information requested by a bank to issue a credit for immovable property acquisition in Cyprus includes:
This list is approximate and requires clarification with a bank in this or that specific situation.


text: Benjamin Wynn, known also as Deru, is an American composer, sound designer and music producer mostly known for creating the sound design for the TV series Avatar: The Last Airbender. He has collaborated with composers such as Joby Talbot. He is the co-owner of The Track Team, a music and sound production company based in Los Angeles, and also… Read More


text:
The head of Turkey's Religious Affairs Directorate (Diyanet) arrived in Christchurch, New Zealand on Monday to extend his condolences to the victims of last month's twin terror attacks, reports Anadolu Agency.
Ali Erbas was welcomed by Turkey's Ambassador to New Zealand Ahmet Ergin.
Erbas started his round of visits with Christchurch's Mayor Lianne Dalziel.
Pledging loyalty to the government and people of New Zealand, Erbas said: "Even though there are long distances between us, each of us is a world citizen and we need to make peace together."
READ: New Zealand foreign minister headed to Turkey to 'confront' Erdogan's mosque shooting comments
"We strongly condemn the murderer who killed our brothers, the forces and organizations behind him," Erbas added.
At least 50 Muslim worshippers were massacred and as many injured in an alleged white supremacist terror attack by a man on two mosques in Christchurch on March 15.


text:
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text: CENTURY 21 Landmark Realty "LET US SELL YOU THE COUNTRYSIDE!" Karen Watkinson - Broker / Owner 573-378-4641 100 N. Highway 5 Versailles, MO 65084 email@example.com HOME PROPERTY SEARCH Our Listings MLS Listings RESOURCES Versailles Demographics Versailles Schools Weather In Versailles Mortgage Info Moving Checklist COMMUNITY INFO AGENTS LATEST LISTINGS CONTACT US Go Back Amortization Calculator Loan Calculator MO Mortgage Rate Tax Information in this widget is based on information given by the listing agent. All information should be verified by the recipient and none is guaranteed as accurate. For more information please contact the listing agent. More Photos Listing ID: 3521986Request InformationMap ItMortgage CalcPrint Listing Price: $109,900Address: 33410 Ivy Bend RoadCity: StoverCounty: MorganLot/LandSQ. FT. 2,708Lot size/Acres: 1Take A Video Tour: Listing extras Year Built : 2007Heat source: Forced Air GasAir Conditioning: Central AirTaxes: 1366.95 Snafu has been an area landmark restaurant and watering hole. Seller selling real estate only, but some fixtures included such as vent hood with extinguisher system, prep sinks, bar, some beverage coolers. This is a ripe location for an area convenience store for both the local residents and vacation traffic. Well located with plenty of parking, this has many possibilities. Nice open area for display, 2 bathrooms, storage room, kitchen, and bar/service area. Large concrete patio in rear. Survey being done for area across Ivy Bend that has leach field for the store which will be included in this sale. Additional land across hwy will also be available for additional $$$$ Build across from your business and walk to work. Seller moving out of area and is motivated. NO OWNER FINANCING. Listing Agent: Evva Cason Broker Associate / ABR E-mail Me: firstname.lastname@example.com Call Me:573-230-6838 View My Listings All information should be verified by the recipient and none is guaranteed as accurate.Copyright 2020 Realestate Multilist. All right reserved. Hosted and maintained by U.S. Cybertek, Inc. Copyright © 2012 U.S. Cybertek, Inc. Karen Watkinson - Broker/Owner © 2017 CENTURY 21 Landmark Realty. CENTURY 21® is a registered service mark owned by Century 21 Real Estate LLC. Each office is independently owned and operated.


text:
10th Class, 2003-2004
Field Placement: Greater Pittsburgh Community Food Bank (Duquesne, PA)
Patience worked to encourage and engage the Food Bank's member agencies and their clients, helping to develop and channel them into a more active role in the anti-hunger community. Her goal was to equip them with the tools needed to foster greater involvement in public policy and advocacy on the local, state, and national levels. Patience also conducted research on advocacy participation among other anti-hunger agencies and developed an "advocacy volunteer" work plan.
Hunger Free Community Report:
Advocacy Retooled is an innovative anti-hunger and poverty advocacy toolkit targeted at community level anti-hunger leaders. It was produced in collaboration with co-Fellow Sarah Garrett and is designed to communicate the importance of advocacy work in eradicating hunger and poverty, and to present a hands-on, engaging approach to advocacy.
Policy Placement: Share Our Strength (Washington, DC)
Patience worked with the Grants Department to develop a staff training module on hunger. She also authored a section of Share Our Strength's "20 Year Strategy To End Child Hunger In America" and assisted in the design and implementation of the anti-hunger workshop at Share Our Strength's Conference of Leaders.
Pre-Fellowship Education/Experience:
Patience, a Washington, D.C. native, graduated with honors in 2003 from Hampton University where she earned a Bachelor of Science degree in Marketing. At Hampton, Patience was inducted into the Student Leadership Program where she served on the community service and public relations committees. She has worked on a variety of issues including homelessness, education, and financial security. In 2002, she developed a funding and grant writing program for Six House, a Christian-based non-profit organization.


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Who is behind the offshore companies, owners of ski facilities in the mountains Vitosha and Pirin? Bivol visited a suburb in Nicosia where their nominal owner Georgios Georgiou lives in the basement of a modest apartment building.
The man, who opens the door in white boxer shorts, a white T-shirt with a large hole, and a three-day-old beard, is the largest foreign investor in the Bulgarian economy. The assets of the companies he owns amount to over 800 million levs. He is owner of the remnants of the steel mill Kremikovtsi, of the non-ferrous mill Kardzhali, emblematic companies such as Vitosha Ski and Yulen, construction, transportation and tourist business in Bulgaria. Georgios, however, is also the largest debtor. He has acquired all this with loans from First Investment Bank.
"I do not understand what you mean," he keeps repeating in broken English to all our questions. We ask him if he has taken the loans; how he thinks he will pay them back and does he know the Bank's majority shareholders Tseko Minev and Ivaylo Mutafchiev. On paper they ought to know each other, because two years ago, namely Georgios sold to Tzeko and Ivaylo the company which holds 6.7% stake in FIB, or about 40 million levs.
Furthermore, Georgios Georgiou is the manager of the company FRAMAS, which is directly owned by FIB. "I do not understand what you mean," he insists.
The man who understands what we mean is named G. Papadopoulos. The office of the lawyer is sprawling over three floors in an unassuming office building.
Papadopoulos is the "Boss". At least this is what Evdokia Maklamuzi's relatives claim. Maklamuzi is a colleague and co-owner, together with Georgios, of companies in different sectors of the Bulgarian economy. She is a multimillionaire on paper as well. Maklamuzi lives in a mountain village 30 km outside Nicosia. The residence of the multimillionaire is a modest house, where we were welcomed by her relatives. Maklamuzi was away, but after a relative called the "Boss", we had the privilege to hear an angry tirade from Papadopoulos himself. Our attempt to contact him on the following day and in a more relaxed ambiance remained without result.
What is the scheme? Georgios and Maklamuzi work for Papadopoulos as dummies. He receives instructions from FIB from Bulgaria to register businesses and open accounts for them in the Cypriot branch of the Bank.
Then, in Bulgaria, the ownership of Bulgarian companies receiving loans from FIB is transferred to these companies. The Bulgarian companies are also owned by dummy destitute persons (see here) or employees of the Bank (see here). The money then goes to Cyprus. From there it goes to other offshore accounts. According to well-informed sources, before the introduction of capital controls, around 500 million euro has left from the Cyprus branch of FIB to different locations.
All this was thoroughly investigated by Bivol in a large-scale investigation examining documents of the registered pledges established after FIB has granted the loans. We studied in detail the ownership of 50 Bulgarian companies that received loans and 30 offshore companies behind them. Besides Georgios and Maklamuzi, Elena Maklamuzi, Stavros Konstantinou, Stella Georgiou, Nicky Tenekedzi, Anastasia Yoannides, Christiniya Kone, Nicky Ann Reymundo and others also work as dummies for Papadopoulos. All they have accumulated a total of
1.27 billion levs in debt to FIB!
or nearly twice the bank's capital with permitted lending to related parties of no more than 20% of its own equity.
These revelations of Bivol were followed by the deafening silence of the central bank (Bulgarian National Bank, BNB) and the banking supervision. After a signal to the Prosecutor's Office and the National Security Agency (DANS), an investigation was launched, but it is not even inching along. However, the genie is already out of the bottle as showed the report of the World Bank and the IMF, which identifies the inability of the banking supervision to cope with the concentration of loans to related parties.
If you find this article useful, support our work with a small donation.
Pay a Bivol Tax!
We will highly appreciate if you decide to support us with monthly donations keeping the option Make this donation monthly.
Извършвайки плащане Вие се съгласявате с Общите условия, които предварително сте прочели тук.
Биволъ не записва и не съхранява номера на Вашата банкова карта. Плащанията се обработват през системата Stripe. Даренията за Биволъ с банкови карти се управляват от френската неправителствена организация Data for Reporters Journalists and Investigations - DRJI.
- Bulgarian Coast around Dogan Seraglio Illegally Buried under Concrete and then Built-up - 23 August 2020
- Privatized Bulgarian Sea - 17 August 2020
- Voice in Profanity-Laced Recording Is of Bulgarian PM, Expert Lab Confirms - 30 July 2020
This post is also available in: Bulgarian


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SAO PAULO, Jan 30 (Reuters) - U.S. autoparts maker Meritor on Thursday announced an investment of 200 million reais ($48 million)to build a new plant in Brazil, as the South American country leaves behind a bitter recession.
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"The project should have already been launched, but due to the huge recession in Brazil, it was dormant for a while," said the general director of Meritor in Brazil, Adalberto Momi.
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The company sells to manufacturers of trucks, buses, and has customers in the defense industry. ($1 = 4.1826 reais) (Reporting by Aluísio Alves Writing by Ana Mano Editing by Marguerita Choy)
Our Standards: The Thomson Reuters Trust Principles.


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The Reds take on the Seattle Mariners in the second game of this weekend series at 4:10 p.m.
Here are the lineups:
|SP: Felix Hernandez
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