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From airline miles to free hotel nights and cash back rewards, the perks of paying with plastic add up fast.
So it may be tempting for families already shouldering the cost of college to want to cash in on those benefits when paying tuition.
After all, charging the fall semester bill to a credit card could earn Junior a free Thanksgiving flight home. Paying for spring semester with plastic could net a few hundred dollars toward a laptop.
Of the 300 largest public, private and community colleges, 87 percent accept credit cards for tuition payments under at least some circumstances, according to a survey from CreditCards.com.
But paying with plastic has its risks.
Here are four questions to ask yourself before charging tuition to a credit card.
1. Is there a fee for that? Covering tuition with a credit card carries an average convenience fee of 2.62 percent, according to the CreditCards.com survey.
That may seem small at first, but it can add $262 to a $10,000 bill, easily wiping out a 1 percent cash back offer or double miles bonus. "The math starts to work against you pretty quickly," says Matt Schulz, senior industry analyst at CreditCards.com, who also contributes to the U.S. News My Money blog.
Not every school levies a credit card fee against students. But of the schools surveyed, just 23 four-year institutions accepted credit card tuition payments from undergraduate students without fees or restrictions. Community colleges tended to be more generous.
[Weigh the pros and cons of a community college bachelor's degree.]
2. Can I pay off my card each month? It might be tempting to use credit in place of a student loan when money is tight and tuition is due.
But that gets expensive fast, say experts.
Federal student loans carry interest rates between 4.66 percent and 7.21 percent in the 2014-2015 academic year, depending on the loan.
A typical credit card rate was between 13 and 16 percent at the close of last month, according to Bankrate.com, which aggregates rate information on financial products.
Neglect to pay off the balance each month, and the extra interest could compound quickly.
The biggest risk to paying with a credit card is not paying it off in time and finding yourself slammed with tons of interest, says Brian Kelly, founder of ThePointsGuy.com, a site about maximizing rewards on credit cards. That would wipe out any rewards earned on the transaction as well, he says.
In addition to avoiding the risk of compounding interest, student loan borrowers, who meet various eligibility requirements, gain access to alternative repayment plans, such as income-based repayment, loan forgiveness and a student loan interest tax deduction. Those are benefits a credit card repayment plan won't offer.
3. Will it ding my credit score? Credit reporting agencies look at the credit utilization ratio, the amount of available credit a borrower uses, to determine a person's credit score.
Experts recommend keeping the ratio below 30 percent, meaning that someone paying a $10,000 tuition bill would need to have access to more than $30,000 in credit to stay below that threshold.
"It is a very important portion of a credit score and formula," says Schulz. "If you charge $15,000 in tuition that would put a serious hurt on your utilization ratio."
[Learn how student loans affect your credit score.]
Empty-nesters, seeking to buy a new home, for example, might want to avoid doing anything to jeopardize their score and make qualifying for a mortgage more difficult.
4. Can I handle it? If a parent has enough cash on hand to repay the credit card bill immediately, a generous credit limit and is sending their child to a school that charges no credit card fees, then it may make sense to use that card to pay for tuition.
But it's still risky, says Beverly Harzog, credit card expert and author of "Confessions of a Credit Junkie: Everything You Need to Know to Avoid the Mistakes I Made."
[Find alternatives to a student credit card.]
"You're walking a high-wire when you're doing these kinds of things," she says. "Be ready to take that risk."
And students should avoid the strategy completely, opting for student loans instead. "Students generally have less credit education and are more susceptible to making mistakes and missing payments," says Kelly.
After all, taking on student loan debt is burden enough without adding credit card repayment to the mix.
Trying to fund your education? Get tips and more in the U.S. News Paying for College center.
Susannah Snider is an education reporter at U.S. News, covering paying for college and graduate school. You can follow her on Twitter or email her at firstname.lastname@example.com.
CreditFinancecredit cardscredit score
Continued here:
Ask 4 Questions Before Paying College Tuition With a Credit Card


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I understand that we have new host for SYW… Sparks From a Combustible Mind.
Hello! I'm Liz. Nice to meet you!
Anyhoo… on to the questions.
Seeing as how I am old, I like to tell these young whippersnappers about what it was like when I was a footloose and fancy free flight attendant.
My interview included stepping on a scale in front of a crowded room and saying I would cut my hair and move to New York. Training consisted of weighing in everything three to four days. If you were a pound overweight, you went home. I'm 5'6 and the most I could weigh was 127 lbs. Our lipstick had to be company approved and seen across the room. Our instructor would come in, clap her hands, and say "Lips, ladies. Lips." We would all have to stop what we were doing and put on our lipstick.
I am the queen of bad starts. Let's see. I'll go with university. My freshman year I was a B-/C+ student. When I graduated, I was on the Dean's List. Of course, my horrible freshman GPA dragged down my cumulative. No cum laude for me. Eh. Whatev.
"Dude. I am so hungover."
I finally finished FlyGirl: The First Edition on Wattpad. (Gah! "The First Edition" is so pretentious. I should change it to "The First Version." )
FlyGirl is the first story I wrote for a public audience. It's about a rich girl whose lawyer brothers sell her to a wealthy client to save their white shoe (100+ years old) law firm from financial ruin. There's mobsters, flight attendants, snarky FBI agents, and a flatulent Irish Setter. You'd think it would be a best seller. Ha ha. Ha. *snert
For those of you unfamiliar with Wattpad, it is a social media forum where aspiring writers can post their stories a chapter at a time. Readers can vote and comment. I used it as a platform to get my work out there, as well as to see if I could find a CP or two.
Like anything else, there are good and bad things about Wattpad. I think a lot of people go into it thinking they're going to have an experience like The Kissing Booth. They're not. The chances of that happening are like winning the lottery. It can happen, but generally doesn't.
Also, at its heart, Wattpad is YA platform. For writers like me who tend more towards new adult and adult content, Wattpad rules can be a bit constrictive. (They got a thing about cursing. I'm just saying.)
I'm glad I did Wattpad. I still want to finish up the re-write version (FlyGirl 2.0), more for myself than anything else. I'll admit, it's a little frustrating in that I'm not going to get any book deal, agent interest, or any pecuniary thing out of it.
Not that it matters. Sometimes you do something just because you love it.
You need a username and password to read the Wattpad version. It's free, but Wattpad is pushing a premium version.
Sharing Your World – September 3, 2018
Self-published on Amazon. Have some content on Wattpad. Sometimes I'm on Twitter. I have a Facebook page. I like to write short stories. I can be snarky. You can find me preparing the garden for winter.
Very nice cover indeed! And thanks for participating in SYW! Your answers were right on target! 🙂
I love SYW! It's a great way to get the creative juices flowing!
Comments are closed.

subset: commoncrawl


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Category Archives: Portfolio
Showcase Project
I built this in electronics and robotics, and this is a circuit that shocks you when you touch the metal strip (top right) to the metal wire loop (bottom, thick wire). This completes the circuit, letting the electricity flow. There is a knob that you can turn to regulate how big the shock is going to be. There is also a switch, and if you flip it, then instead of shocking you when the circuit is completed, a light turns on.
there is also a hook at the end of the strip, so you can play a game where you need to take it through the hoop without touching it. The reason why I am really proud of this project is because I have always been interested in circuits and stuff using them. This is my first "big" project that isn't just a simple one way circuit, which makes me really happy that I am advancing in something that i love doing.


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Scam Alert!!!
• Residents should not respond to requests for personal information over the telephone.
• The IRS will not request information from you through a telephone call. The police are NOT waiting down the block to arrest you if you do not respond to the caller's demands.
• Your grandchild is most likely not in jail and money orders need not be obtained to se-cure their release.
• Another recent scam we saw was recruiting an unwitting resident to be a secret shopper and rate a stores service. They mailed out postal money orders and asked you to deposit them in your bank account and then utilize your banking information to make purchas-es. The money orders were fairly good forgeries and were worthless.
• Trust your instincts and follow up with your financial institutions to verify any requests for information.
Although we have found that most of these thieves are from out of the country and beyond our reach you are encouraged to contact the Wonder Lake Police Department if you have information regarding a scam at (815) 728-0535.


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Our client, an asset management firm, wanted to build a portfolio management system that was accessible to the mass affluent class by scaling, streamlining, and automating various processes across investment management, marketing, sales, and reporting.
The Challenge
Given the critical nature of the program and limitations in the existing talent pool, our client was looking for a partner that could scale quickly and had significant capabilities delivering programs in the order management space. In addition, the client was looking at significantly bringing down the costs of developing the application.
The Solution
- Analysis, design, and development of the order management system
- Migration from mainframe to a GUI, which was then leveraged for other web applications
- Create mandates and sub-mandates, which allowed for an infinite level of hierarchical nesting
- Deployed functionality for mass booking of order for fixed income as well as equities and mutual funds, which were sent directly to Bloomberg for trade booking
- Ability to route to different product processors based on the asset type
The Benefit
- Increased customer servicing capabilities due to the reduction of minimum AUM from $250,000 to $50,000
- Scaled up the application efficiency, which increased the customer base from 100,000 to 300,000 leading to a 20% increase in income
- Delivered annual savings of $ 4.5 million on data center and FTE costs
- Witnessed an 8-fold increase in trade throughput


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and more. Yes, I am watching.
My cousin in London tells me he thinks Remain will win - but that the result will be close. A friend in the UK has just posed the interesting question of "what would happen if the result came out exactly 50-50?" I am assuming he means an exactly even number of votes for and against. Hmmm....
It would be better for everyone if there was a decisive vote - one way or the other.
Of course even that doesn't ensure that those on the losing side won't try again. Remember that vote we had about Downunder becoming a republic? A majority of people in every state and territory voted against the proposal. Those who want a republic are still pushing the issue. Their argument was that it was the way the question was asked, the proposal which was put, that people really did want a republic it was just that.... They are simply unwilling to accept the result.
In this state we have a government that was formed on a minority of the votes. It was just that they managed to get a majority of the seats - and then shore up their support with the help of people who perhaps should have shown more respect for democracy over personal power.
I have my doubts about the EU as an effective body. Those doubts are perhaps similar to my doubts about the UN - a body I know perhaps too much about. Both need reform - major reform.
Both started out with good intentions perhaps but they are simply too diverse. Some countries are simply more powerful than others. It means that, inevitably, they will dictate - at least to some degree. They will not want to give up the power they have in favour of a reformed organisation that may actually achieve more of the goals and objectives in the original plan. Whichever way the Brexit vote goes things will not be the same again.
And here Downunder we are perhaps moving in a similar direction. We could have a hung parliament. The current Prime Minister holds views more in keeping with the Opposition - and is much less likely to listen to the views of his party than previous Prime Ministers of either persuasion. He may win the election but it may not be a win for democracy if he is able to impose his views against those of his party.
That question of "what happens if..." is interesting because it doesn't need to be an even vote for the minority to succeed in imposing their point of view.
Monday, 20 June 2016
Brexit, exit, polls, politics
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The Nasdaq and technology sector exchange traded funds (ETFs) relatively flat today, while the broader market dropped.
The PowerShares QQQ Trust (NYSEArca: QQQ) was up 0.21%.
Microsoft (NasdaqGS: MSFT) was down 0.86%, Cisco (NasdaqGS: CSCO) was down 0.79%, IBM (NasdaqGS: IBM) was down 0.28% and Oracle (NasdaqGS: ORCL) was slightly down 0.49%.
Google (NasdaqGS: GOOG) was up 0.47%, Yahoo! (NasdaqGS: YHOO) was up 1.07% and Intel (NasdaqGS: INTC) was up 0.41%.
Tech stocks were down in the morning, picking up where they left off from yesterday's broad market plunge. However most stocks recovered a bit and leveled off to even trading.
For more information on the tech sector, visit our technology category.
Max Chen contributed to this article.
The opinions and forecasts expressed herein are solely those of Tom Lydon, and may not actually come to pass. Information on this site should not be used or construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any product.


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Ordering From Us
All footage from The Travel Film Archive is available for licensing in Sweden, Denmark, Norway and Finland from April Film & Bild.
When you use our cart system your request will be sent directly to April Film & Bild, they will provide you with licensing information, and you will complete the transaction with them. If you currently deal with April Film & Bild you may also contact them directly and refer to the relevant Travel Film Archive clip number. If you are ordering clips from an entire film, please make sure also you note the in and out time codes for each clip. The Travel Film Archive does not license clips directly.
Tombs & Temples of the Pharaohs
Clip #: TFA-94D
Length: 8:18
Sound: Silent
Decade: 1920s
A film about tombs and temples in Egypt from the 1920s
More Details
View Larger Clip
Pyramid Land
Clip #: TFA-232P
Length: 3:04
Sound: Silent
Decade: 1920s
Sunrise over the Giza Plateau and an ancient Egyptian temple in the 1920s.
Egypt 1930s
Clip #: TFA-78F
Length: 14:05
Sound: Silent
Decade: 1930s
A tour of Alexandria and Cairo in Egypt in the 1930's
Egypt: Kingdom of the Nile
Clip #: TFA-144E
Length: 11:59
Year: 1934
Sound: Silent
Decade: 1930s
Famous landmarks and cities along the Nile River in Egypt, from the 1930's.
The Golden Crescent
Clip #: TFA-173B
Length: 12:34
Year: 1953
Sound: Sound
Decade: 1950s
A film about the ancient archeological structures of Egypt,Greece and Rome
Sinister Menance
Clip #: TFA-206A
Length: 9:25
Year: 1952
Sound: Sound
Decade: 1950s
An exploitation film about drug smuggling in Egypt
Mid Sahara Sands
Clip #: TFA-232O
Length: 4:09
Sound: Silent
Decade: 1920s
A Bedouin wedding in the middle of the Sahara Desert in the 1920s.
Kampfe ander El-Alamein Front
Clip #: TFA-329F
Length: 1:55
Sound: Silent
Decade: 1940s
Footage from the Battles of El Alamein during the Western Desert Campaign of World War II between the Allied and Axis forces.
Clip #: TFA-164F
Sound: Silent
Decade: 1950s
A tour of Cairo in the 1950s
Clip #: TFA-237G
Length: 2:39
Sound: Silent
Decade: 1950s
Famous sites and old city street scenes in Cairo, Egypt in the 1950's.


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Mamma mia! Luigi's second starring role ever!
Posted By Ravi Sinha | On 30th, Aug. 2012 Under News
The first Luigi's Mansion was an interesting albeit odd launch title to the Nintendo Gamecube. It featured adventure-heavy gameplay, as Luigi managed his way through a veritable haunted mansion, sucking up ghosts via a modified vacuum cleaner.
The only problem with it? It wasn't a Mario title, something which had launched every single Nintendo system up till that point.
But that was then. Now, Nintendo of America announced via their official Twitter that the sequel to Luigi's Mansion will be arriving early next year.
The tweet in question: "Luigi's Mansion: Dark Moon is coming to Nintendo #3DS the first quarter of 2013. RT if you're ready for a spooky good time."
Will this be a direct sequel or just a neat little spin-off, like the Mario & Luigi series was to the Paper Mario RPGs? Either way, if Michael Bay's Transformers films have taught us anything, it's that it be interesting to see how the moon plays into all this.
Source: AllGamesBeta
Contact Us About Us Staff Advertise With Us Privacy Policy Terms of Use Reviews Policy Hooked Gamers Community Policy


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215 +/- Acres Hunting, Cultivation, Alfalfa, Grassland
Legal Description:
The West Half (W/2) of Section Twelve (12) Township Thirteen (13) South, Range Twenty-One (21), lying south of the centerline of the railroad, Less the following tract of land described as follows: Beginning at a point on the West Section line of the above Section, 781.13' North of the Southwest Corner of the SW/4 of Section Twelve (12), thence North 441.03', East 827.53', South 441.03', thence West 827.53' to Point-of-Beginning less roads and right-of-ways. West of the 6th P.M. Trego County Kansas
General Information:
For the outdoorsman, this property offers great deer, turkey and upland bird hunting possibilities with both Spring Creek and Big Creek flowing through the property. The established alfalfa, C.R.P., and cultivation are excellent food sources and could hold the possibility to plant food plots to draw in that trophy game. Located within a few miles of Ellis, it would make a scenic home site that offers numerous established outbuildings. There is rural water located to the South end of the property. The access to the property is good, provided by well-maintained county roads.
FSA Information:
150.54 Acres Fenced Grass 20.77 Acres Cultivation 26.57 Acres in Alfalfa 16.9 Acres C.R.P. @$28.27/acre contracted to 9/30/2022
Sellers interest to be conveyed to Purchaser
Seller to pay 2019 and prior taxes. Purchaser is responsible for 2020 and future taxes.
Title Insurance:
Seller(s) to furnish warranty deed and title insurance showing merchantable title in Seller
To Be Determined at the time of contract signing.


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Language Arts Tutors Available
SchoolTutoring Academy offers English – Language-Arts tutoring across all cities in the U.S. and Canada. Please call us at 1-877-545-7737 (PREP) to schedule tutoring with any of our available tutors.
Tutoring Options: All Subjects >> English >> Language Arts
Heidi S. – Language Arts Tutor – Bellingham, WA
Western Washington University – Linguistics
"Education not only provides us with the rudimentary skills and knowledge necessary to thrive in life, it is also an invigorating chance to explore our minds, discover our deepest passions, and find out how we can use our minds and passions to meet a need and better our world."
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Longwood University – Political Science
"I feel that to be successful in supporting students you must learn to engage and motivate the student to want to be involved and to want to learn."
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Washington and Jefferson College – English
" I believe that it is our goal as educators to guide the voice inside of a student."
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University of New Mexico – English
"I believe the most efficient (and fun) route to understanding is through a patient, dynamic approach with positive reinforcement."
Hunter L. – Language Arts Tutor – Albuquerque, NM
University of New Mexico – English
"I believe the most efficient (and fun) route to understanding is through a patient, dynamic approach with positive reinforcement."
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Tennessee State University – Child Studies
"As opposed to providing answers, education should bring out the individual's natural ability to question, deduct, reason and learn."
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Grambling State University – English Education
"All students have the capacity to learn and achieve, though some may require other strategies and more help."
Jackie H. – Language Arts Tutor – Beamsville, ON
McMaster University – English
"Teaching and learning must take place in an atmosphere of mutual respect."
Jacqueline L. – Language Arts Tutor – Oklahoma City, OK
University of Oklahoma – English – Writing
"I truly believe that every child is different and absorbs information differently."
Jacqueline S. – Language Arts Tutor – Los Angeles, CA
Mount St. Mary's College, Los Angeles CA – Liberal Studies
"Each child is an individual and should be treated like one. They deserve respect and they deserve patience when in a learning atmosphere."
Jacqueline H. – Language Arts Tutor – San Diego, CA
San Diego State University – Elementary Education
"I believe that all children can learn; however, all do not learn in the same way."
Jacquelyn M. – Language Arts Tutor – Okeechobee, FL
Pennsylvania State University – Sociology
"I believe that through patience, observation, and by using differing methods of explanation as necessary, I can help a student achieve mastery over concepts that will make them good communicators."
Jaime B. – Language Arts Tutor – Massapequa Park, NY
Marist College – Math & Secondary Education
"I believe there are three pillars of success: (1) know yourself, (2) know your students, and (3) know your content."
James W. – Language Arts Tutor – Monticello, IN
Roanoke College – Theology
"I believe each student is capable of great learning, and I greatly enjoy helping students reach their goals!"
James K. – Language Arts Tutor – Huntington, IN
Huntington University – Music
"My philosophy is that a child should have his education a top priority and motivated to learn as much as possible."


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For Consumer
Mavic Pro Platinum
A new and improved flight time coupled with noise reduction makes the Mavic Pro Platinum DJI's best portable drone yet.
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Inspire 2
The Inspire 2 is a powerful, fast and intelligent drone created for Hollywood-grade professional filmmaking


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Now the dust has settled on my move to Belgium, I've agreed to jot down a little insight into my life as a (ever so slightly) young guy playing football for talkingbaws.com – and I'm looking forward to getting started.
Although London is one of the most desirable places in the world, I wanted to give it up to come back to Belgium. To be completely honest with you, the last eight months there I felt totally out of place. My time at Charlton was up for a while and I knew I needed to find somewhere I felt wanted and needed. Despite this, it was definitely a club that gave me many of my fondest memories.
In my first period there I played under Bob Peeters and, after a tough period at Standard Liege, he drilled confidence into me like I've never experienced. It's just a shame he didn't stick around long. More notably, Guy Luzon gave me some of my greatest moments playing football. He was a sort of father figure and he definitely brought out the best in me. Looking back I do wish he stayed for longer, but unfortunately that's football.
I believe I can rediscover that feeling of content at a club and that is exactly why I chose OH Leuven. People will look from the outside and ask 'why OHL? Why Belgium? Why the second division?', but hopefully this weekly blog can answer some of those questions and give you a view into my life from a distance. I'm not writing this to clear anything up or be negative in any way. I purely want to give fans, and anyone else interested, a look into my life, answer some questions and have some fun.
The real reason I chose OHL over other clubs was because I was searching for stability regardless of the division. Having worked with Wim de Corte, the technical director, before, after one conversation I knew what I was getting. I don't believe there are many 23-year-olds (I was 19 when I first came here to Belgium, by the way) who would move abroad to work and be willing to leave everything behind for a new life. But it's a project I genuinely believe in.
Last year I thought going home would give me the stability I needed, but, in all truth, it wasn't the correct timing after injury and I was a half fit Tony Watt for the full season. That sounds like a excuse, but I don't intend it to be. It just didn't work out, but Hearts fans have been nothing but brilliant with me. I really wanted it to work out. The experience made me work the hardest I have ever worked this summer though. Seven kilos and 6% body fat later, on the 30th of June I was ready for my first pre-season in two years.
I still believe I have what it takes to play for my country again. If I didn't believe in myself what would be the point in playing? My first and only cap to date came 10 days before I ripped my groin completely off the bone. I was enjoying my football and felt my career was going in the right direction. Unfortunately, that injury not only kept me out for four months, but also had a knock-on effect over the whole of last season. In the space of 16-20 weeks, a transfer embargo and a ripped groin ruined moves to two very good English clubs. Fortunately I'm young and, as I've said, I had a good summer to bring me back to where I need to be.
From my first minute on the pitch at OH Leuven I felt my decision was justified. Nothing beats the supporters singing for 90 minutes when you're winning and for the 10 minutes after you've won. Belgium is different. The atmosphere is amazing. After the games, supporters and players interact like I've never seen before. A 7-1 win for my first game against the team at the top of the table probably helps to settle quickly. Unbeaten since and unlucky to go out the cup in extra time with nine men against a first division team shows the character this team has and without doubt the potential is there.
I've missed the past couple of weeks with a broken toe, but even while being out I have enjoyed cheering on the lads in our quest for promotion. The win over Cercle Brugge earlier this week was important for us and hopefully when I'm back I can bring something to a confident, winning team. I know I'll rediscover my form and I'm very confident that OH Leuven is the perfect place to do that.
Tony Watt.
Tony runs popular movie and TV review website watttowatch.co.uk and will be offering us an insight into his life every midweek throughout the season. You can follow him on Twitter, Facebook and Instagram.


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This tasteful watch features a Yellow Gold plated rectangular face with a gorgeous multi-coloured stem patterned design, finalised with a nude slim Leather strap.
This Orla Kiely ladies wristwatch has a 2 years manufacturer warranty.
36mm Face Diameter.
12mm Strap Width.
Comes with an official Orla Kiely Gift Box.
Free UK Delivery on All Orders. Free UK Next Day Delivery on orders over £95.*
You can return an item to us for either exchange or refund within 21 days of receiving it.
Please see our Delivery & Returns page for more details.
*Subject to stock availability.


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Here at Ancient Wisdom we are delighted to see our new and existing customers.
To book an appointment, please call on 01142 729 165, hit the online chat or send us an email.
Each Glass comes with a twist lid to lock in all your customer's tasty flavours. They are the perfect size for samples, wedding favours, guests and gifts. You can also add your personal touch to these jars with Ancient Wisdom labels. You may be looking for other bottles or packaging, in which case you can visit our packaging department.
Get your hands on these Glass, order today


text: This question has been on my mind for awhile, and I recently talked about it with a friend: When do I feel it appropriate to share about my struggles with bipolar disorder? And another harder one: Why do I share? I realize that I'm fairly open about my disorder, definitely more than I used to… Continue reading Why I Share


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When it comes to Chinese learning, people may wonder which one to learn: the simplified or the standard?
Mandarin Chinese is the mother tongue to over 873 million people, making it the most widely spoken first language in the world. However, only around 30 million people of Taiwan and Hong Kong recognize traditional characters. Taiwan is the only country in the world that preserves traditional characters and lists Mandarin as one of the official languages.
A quick thought to simplified Chinese characters is that they contains less strokes, thus it should be easier?
This is partially true only for the new learners. The reality is that you need to learn the same amount of characters whether you learn the simplified or the standard? Furthermore, when your character amount increases to some higher level, the major effort goes to memorizing radical position, meaning and relationships, instead of the strokes of single word.
That being said, you will find simplified Chinese characters fairly confusing because some lack the major radicals and share unrelated common radicals. Radicals of Chinese characters are based on a logical system, which make it easier to expand 214 radicals to more than 20,000 Chinese characters.
In a word, standard Chinese characters might frustrate you at the first few months, but it paves a easier way to apprehend lexical forms and appreciate the beauty and wisdom of words if you aim to master Chinese.
Understanding traditional Chinese characters, which have been used for over 3,000 years since the Shang Dynasty, is crucial for understanding Chinese culture. Because all the Chinese classics were created in the form of standard Chinese characters.
The aesthetics of Chinese calligraphy can be embodied only through standard Chinese characters. The profound wisdom behind the standard Chinese characters is an indispensable element of Chinese culture.
If you are a serious learner, learn both the simplified and the standard, but do start with the standard.
Learning standard Chinese characters makes it easy to recognize the simplified ones, but the reverse not. The following example makes a good metaphor:
Hong Kong (CNN) -- The Hong Kong government said Monday that riot police have pulled back from pro-democracy demonstrations around the city that have caused widespread disruption in one of Asia's financial hubs. Defiant demonstrators remained on the streets of Hong Kong's financial center, blocking traffic on key highways a day after clashes with police that left more than 40 people injured.
HK CNN -- d HK gov sad Mon. dt riot pls hv pu'od bk fm pro-dmcrcydmnstr-gen ard d cty dt hv cozd wdspred dzrap-gen in 1 o asia's 5nncio hubs. Dfiant dmnstrtrrs remand on d st. o hk's 5nncio cntrr, blokin trffk on ki hywayz 1 day aft klshz wz pls dt lft mo dan 40 ppl injrd.
Now in China , more and more students and professors turn to standard Chinese characters. Increasing retrospection on the simplified Chinese can be seen everywhere in China. Even the Chinese people who have used simplified words for over 60 years now discover it does not make sense.
For example, the simplified Chinese character of love is very weird because it eliminates the important part - "心" from the original character, that means the heart. How can you love people without having a heart? The logic is wrong and the wisdom is gone.
The famous Swedish sinologist, Göran Malmqvist, learned the simplified Chinese characters at first and later changed to the standard one. He is the one in the west world who advocates the renaissance of standard Chinese characters in order to reserve the whole repertoire of Chinese culture.
Reference:http://goranmalmqvist.blogspot.tw (Göran Malmqvist's Blog)
Taiwan's cultural diversity has never undermined its longstanding role as torch-bearer of orthodox Chinese culture. The dominant culture in Taiwan is Chinese. Immigrants from mainland China since the 16th century, especially those who arrived in 1949, after the Chinese civil war, brought Confucianism and Chinese culture to Taiwan. So Taiwan succeeds the complete word system and the whole repertoire of Chinese ideology without any cultural damages. Many international visitors who yearn for a better understanding of Chinese culture deem Taiwan as their foremost choice.
As a legitimate heir of authentic Chinese culture, Taiwan government is committed to the preservation and the promotion of the treasure of Chinese culture. The Nantional Palace Museum has an outstanding collection of more than 696,000 pieces of ancient Chinese imperial artifacts and artworks, one of the largest in the world. The collection encompasses over 10,000 years of Chinese history from the Neolithic age to the late Qing Dynasty. Most of the collection are high quality pieces collected by China's ancient emperors. It is a major attraction for visitors looking for an immersion of Chinese culture. Visitors also will see ornate temples and traditional Chinese architectures.
Anyone with a desire to
learn the free, genuine and traditional Chinese can come to Taiwan,
where there is no concealed and distorted pieces in the history. All the
customs and festivals are kept as how they were memorized and worshiped
in earlier times. For example, the lunar July, the traditional Ghost
Month, is frantically celebrated for a whole month in Taiwan. On the
contrary, any speech or ideology related to ghosts or gods were largely
wiped out during the Cultural Revolution. Till now you still see its remaining
effects in daily life of China. One street in Beijing is named the gueˇ
street (meaning the ghost street), but the word of "gueˇ" was replaced
with a weird complicated character that is to enunciate exactly the same with
"ghost" in Chinese. Actually, no one knows where the character comes
from, what it means and why wasn't this character simplified?
Mandarin Chinese spoken in Taiwan is sort of attractive tone that is the result of keeping the ancient Chinese language - Hollo.
Hollo had been the ancient Chinese official language for over 2,000 years, during which abundant amounts of civilization records had been created, like songs, operas, novels, religion thinking, poetry, martial theories and Kong Fu classics. Those works were all done in the form of traditional Chinese characters and in the tone of Hollo. One interesting thing to mention is that Confucius did speak Hollo, instead of Mandarin Chinese.
The modern Mandarin Chinese had been transferred gradually from Hollo due to the 1,000 years long occupation of nomadic tribes from the Mongolia grassland. Their languages use many pronunciations from the tongue, the throat and the nose. As a result, you might hear many kinds of modern Chinese accents in China with curling tongue and sticky throat.
Thanks to the early immigrants from Mainland China to Taiwan, these ancestry helped keep the original Hollo language in Taiwan. Taiwanese accent is clear and melodic without much use of tongue or throat.
Mandarin Chinese spoken in Taiwan sounds clear, articulate and expressive. So the Taiwanese accent is very popular in the greater Chinese circle. Chinese all over the world love to sing Taiwanese pop songs in KTV rooms and watch Taiwanese TV shows at home. In China, the TV stations cast the news anchors and TV show MCs that speak more like Taiwanese tone or even hire Taiwanese nationals directly.
So Taiwanese are the people who can speak both modern and ancient Chinese. Taiwanese have no problem to enunciate the classic poems and appreciate the rhymes and aesthetics of the classic masterpieces.
You have good chances to build up this good accent from scratch in Taiwan and appreciate the classic melody of Taiwanese Hollo. Mandarin has four tones while Hollo has seven. Without using too much tongue, throat and nose, these tonal languages make every speaking word sound like vibrant notes.
By joining BMT Program, you have an ideal backpacking base at the heart of Asian. It is an efficient way to explore Asia by visiting every of major festivals and saving the exhaustion of lengthy journey.
Taiwan rests at the west edge of the Pacific Ocean, an introductory position into Asia. The location of Taiwan makes it a perfect base for a grand Asia expedition. It is located at the heart of the Asia-Pacific region.
The average flight time from Taiwan to the seven major cities in Western Pacific is merely 2 hours and 55 minutes, northwards to Tokyo and Seoul, westwards to Shanghai, southwards to Hong Kong, Singapore and the capitals of the ASEAN countries.
You can be always ready for any important festivals in any Asian cities, like the Songkran in Bangkok, the Matsuri in Tokyo or Kyoto, the Chuseok in Seoul, or Longhua Temple Fair in Shanghai.
By joining our program, you already have a reliable helper in Taiwan upon your arrival. Your host family is your ideal backpacking base. Instead of trailing tons of luggage all the way throughout the long journey, you can just leave much of your luggage at homestay residence.
Asia is of countless ancient treasures and stylish modern cultures for every young heart to explore. These fascinating surprises can definitely expand your horizons.
In-between your short trips in Asia, you have a home-like residence to refresh and recharge yourself. With our full support, BMT Homestay Program is definitely the best springboard for your deep diving into Asia!
The global economic center is moving from the west to the east. The main stage is shifting from mature marketplace to newly emerging and developing ones, especially the BRIC countries. Among them, China and India are at the center of the Asian-Pacific region. Their strong economic powers have made them the new driving force of the world economy. Taiwan is geographically and culturally close to the center of this world economic circle. The location of Taiwan makes it a perfect spot for international corporations to establish their headquarters in Asia-Pacific region.
Taiwan is uniquely positioned on the west edge of the Pacific, its location is of economic and military importance. Taiwan is the gateway between Europe, America, Japan and the booming Asia-Pacific markets. It is also the first choice for international company headquarters in the Asia-Pacific region. Taiwan's capability in science and technology is of world-class competence, presenting the most effective play in Asia on recently US economic recovery. Taiwan enterprises offer superior profitability and value creation dynamics.
Furthermore, Taiwan enjoys the language, cultural and geographical advantages. With the normalization of cross-strait trade, both local and foreign companies can completely make use of Taiwan's potential advantages. Through the linkage with the international market, Taiwan industry has become the development test-bed for Asian market or the Greater China market. Due to its unique demographic composition and special cultural versality, Taiwan is a probing spot of cinema premieres for many Hollywood film studios. For students, Taiwan is the first portal to enter Asia and the best destination to build their future career in Asia.
as an immigrant society is always open for new cultures and new people.
Its cultural diversity and friendly generosity are rarely seen not only
in Asia but all over the world. Stranger is no stranger. You can get
all kinds of help from a total stranger. Asia is always thought to be kind of
hard-to-reach continental, especially for westerners. The warm
hospitability of the people on this isle makes it an easy portal into
Simply taking the living cost and quality into consideration, Taiwan is way ahead of many Asian cities. The life is easy and fun. Living cost, tempo and standard of Taiwan make it an attractive lightspot in Asia. Taiwan is deemed as a must-visit-in-lifetime spot for Mainlanders, a weekend rear garden of Japanese, and a frantic dreamland for immigrants from Hong Kong. Taiwan has its charisma deserving the reputation.
Reference: http://www.numbeo.com/common/
When it comes to learning Mandarin, students might wonder where to go, China or Taiwan?
Relatively low tuition rates, favorable living conditions, and conducive Mandarin Chinese learning environment are some of the strong reasons why international students select Taiwan as their ideal study destination, especially after students calculate the living cost and quality in Taiwan and other countries.
Beijing and Shanghai are not easy cities for western students to live, just not to mention the painful air quality and environmental pollution. The average rent for apartment per month is around $975 USD in Shanghai, $921 USD in Beijing, but only $611 USD in Taipei. Students have to pay much higher for an OK standard in Shanghai or Beijing than in Taipei. In addition to price, ample supplies of stylish delicacies and energetic recreations must be accessible for youngsters after a hard-learning day. Of course, Taiwan is the 24-hour island for night-owls. Most important of all, most of them are very affordable.
Taiwan and China share the same culture and language. However, the outer appearances and inner mindsets are totally different. People easily see the apparent differences of the two countries. All in all, Taiwan is much friendlier, more laid-back, more easygoing, all around cooler, safer, more convenient to get around. In Taiwan exist more hidden gems, always ready to give you an unforgettable surprise.
Dong-Hua University, Taitung, Taiwan
Taiwan has an outstanding higher education system that provides opportunities for international students to study a wide variety of subjects, ranging from Chinese language and history to tropical agriculture and forestry, genetic engineering, business, semi-conductors and more. Chinese culture holds education and scholarship in high regard, and nowhere is this truer than in Taiwan. Thus, the educated class enjoys good respect and social status, resulting in a good education system in Taiwan. This also explains why a small island like Taiwan can be such a successful IT island.
The universities of Taiwan are not only broad in subjects, but also in geographical distribution. There are 167 universities on the island of Taiwan, which is only 36,000 square kilometers in territory. A simliar-sized country - Netherlands has only 37 universities. The education resources in Taiwan are the most accssible globally, averagely 137,000 persons share one university. Everywhere can you find Mandarin courses that are conducted by Sinology departments or Literature colleges in local universities. So we recommend you to live in the central or southern part of Taiwan, where the majority of people do not speak English. Many expats visit Taipei at first, then end up falling in love with the south of Taiwan. You will love the genuine Taiwan style and the unforgettable hospitality.
A great education can lead to a great future. There are many reasons international students see Taiwan as an exciting and rewarding place to pursue their education. Taiwan possesses all conditions for youngsters to fulfill their dreams.
Here is a chart of the most determinant reasons why the international students or scholars choose Taiwan.
BMT Team offers customized financial consultations. Here list only some common scholarships. Participants can skip the nagging processes and get quick suitable one via our assistance.
For the sole purpose of Chinese learning, Huayu Enrichment Scholarship (HES) is the most ideal choice. A monthly stipend of NT$ 25,000 will be issued to applicants above the age of 18 from any non-Chinese-speaking countries.
Ministry of Education (MOE) offers 1,200 HES awards each year. However, there are only fewer than 800 recipients every year. You have very good chances to get this generous financial aid with the help of BMT team.
Four government agencies of Taiwan, the Ministry of Education (MOE), Ministry of Foreign Affairs (MOFA), Ministry of Economic Affairs (MOEA), and National Science Council of the Executive Yuan (NSC), jointly established the Taiwan Scholarship System to attract outstanding international students. Details about each of the Taiwan scholarships are shown below. Some universities offer special scholarships.
|Program Level
|Scholarship Amount
|Duration of Award
|Pre-degree Mandarin Language Enrichment Programs (LEP), Undergraduate Programs, Graduate Programs
|Recipients from countries other than those eligible to receive MOFA scholarship
|A monthly stipend of NTD 25,000 (≒ $833 USD) for undergraduate or LEP study, and NTD 30,000 (≒$1,000 USD) for graduate degree program
LEP: maximum 1 year
Master's program: maximum 2 years
Doctoral program: maximum 3 years
Undergraduate program: maximum 4 years
|Recipients from countries with diplomatic relations with Taiwan
|One economy class, direct route roundtrip international airfare, plus a monthly stipend of NTD 30,000 (≒$1,000 USD)
|Graduate Program only
|Recipients from countries other than those special in the MOFA scholarship
|A monthly stipend of NTD 30,000 (≒$1,000 USD)
|Graduate programs in science and technology (physics, chemistry, mathematics, engineering, medicine and agriculture science, to name a few)
|Recipients from countries other than those special in the MOFA scholarship
|A monthly stipend of NTD 30,000 (≒$1,000 USD)
The importance of Mandarin Chinese goes without saying. Daughters of Barack Obama and Vladimir Putin have started learning it. Mandarin schools grow rampantly all over the world. Students are using iTalki or hiring tutors, Skyping with native Chinese speakers. Parents are recruiting Chinese-speaking nannies and stocking kids' playrooms with Disney videos in Mandarin—not to mention the iPhone apps aimed at making kids into Mandarin speakers. The British Prime Minister, David Cameron, says: Get many more kids learn Mandarin. They will seal tomorrow's business deals!
Once you get placed in a whole Chinese speaking environment, you can make fast and tremendous progress in the language and the culture. Our full-service homestay is the best choice to make the most of your stay in Taiwan!


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Source: http://webcanny.com.au/
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A well-executed website redesign can do wonders for your business. It can put your company on the global map.
Facebook has a reach of 1.7 billion. This user database must be utilised to its full potential. So here are the principles to power your Facebook Strategy.
Optimise Your Landing Page helps you different ways. Almost all businesses with a website, also need a perfect landing page.
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Spoken Word 1.0Free
The Spoken Word is a Word to Speech program to speak the text from Microsoft Word 2007 documents. This software allows you to sit back and listen to Microsoft Word 2007 documents while you get on with other work. Simply open a .doc, .docx, .rtf or .txt file and click the read button and the Spoken Word will read that document for you with a voice of your selection.
Share your experience:Write a review about this program
Info updated on:


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Canberra Demons Football Club
The Canberra Demons Football Club store will enter production on the 13th of each month.
Please place your order prior to the 13th to ensure your order is received within our four week delivery time (from the date of the store closure).
If you place your order on/after the 13th, your order will not commence until the following month.
Your order will be sent directly to you.


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Tuesday, September 22, 2009
Skyrocketing Auto Insurance
Post by David Held
Many parents are frustrated in regards to why automobile insurance for their children is so expensive. It is a fact that young drivers are inexperienced and more likely, than an adult, to get into a fender bender or even something worse. However, not all insurance companies have the same rates for the same insurance coverage; one must get competing quotes before buying. Questions that parents are asked include; what is the driver's gender, age, address, purpose of driving, and type of vehicle. The answers impact the quoted rate you receive. For example, statistically males have a greater tendency to speed and a higher accident rate than females, thus warranting the insurer to give you a higher quote. In order to find the cheapest rate you must be online comparing each and every company's rates and coverage limits.
One way to reduce rates for young drivers is to have them take their states driver's education course. Showing a driver's education completion certificate to your insurer helps reduce your rate! Also, defensive driving can deduct up to 10% off your annual auto insurance bill. Even if you do not have points on your license, from "run ins" with the police, defensive driving shows insurance companies you are taking a step in the right direction in trying to become a safe driver.
All in all, there are definitely ways to keep your auto insurance bills to a minimum. You just have to be willing to take the time and to do the research!
Sources #1, #2, #3
3 comments:
I found this article very interesting because it is something I can relate to personally. Although I have taken all the steps mentioned to reduce my auto insurance, I believe there is still one step missing. In most high schools, after you pass your driver's license written exam you are given a certificate of your score (the score must be greater than or equal to 80). After you take this to the DMV and get your license, it is smart to keep a copy on hand to show your auto insurance company. The higher your score is the better the chance you have of getting a lower premium rate.ReplyDelete
-Shawn Chandok
Thanks for the info Shawn. Education courses can reduce the cost of auto insurance. I get advertisements in the mail from the local driving school about courses that will reduce points and auto insurance by up to 15%ReplyDelete
No problem, just make sure you're not going 60 mph in a 30 next time because no amount of discounts can save you then.ReplyDelete


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Steve counsels financial institutions about federal and state banking matters and related securities law and financing issues. He utilizes his background and experience as a bank regulator with the Comptroller of the Currency and as an accountant on Wall Street in advising our diverse group of banking clients throughout the Western United States.
Steve assists financial services companies in creatively structuring and successfully implementing mergers and acquisitions and has been involved in more than 100 transactions as counsel for buyers or sellers. Miller Nash Graham & Dunn has been a leader among law firms in the Western United States in the number of deals in which it has served as counsel during the past decade.
Steve counsels financial institutions about federal and state banking matters and related securities law and financing issues. He also assists companies in regulatory enforcement and interventions, public and private capital formation and strategic planning matters. Steve advises directors and officers of "troubled" banks concerning their obligations and potential exposure in their individual capacities. Further, he guides securities registrations for public offerings on behalf of issuers and underwriters and counsels companies on SEC reporting and compliance obligations.
Steve has spoken at "Acquire or Be Acquired," Bank Director Magazine's annual national conference on mergers and acquisitions in Arizona every year since 1996. He has hosted and moderated a bank CEO roundtable each year since 2002 and a bank CFO roundtable annually since 2006. Steve is also a frequent speaker at numerous banking conferences.


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Photo: Bob Davie raises his arms in celebration in the final seconds of the Lobos' win against New Mexico State this season. It was one of just two victories that UNM had against FBS teams. (Courtesy/LoboPhotoStore.com)
By Mark Smith
Enchantment Sports
Editor in Chief
So, is Bob Davie in or out?
I have no clue. But I do have a take (or four) on Davie's days as New Mexico Lobo football coach.
It's a little ditty I doubt that you've have heard. It's not exactly sports information department material. And I doubt if it has been written or announced by the "rugged" Albuquerque sports media.
In fairness, maybe I missed it, considering my lack of local news viewing or reading. But I don't think so.
And I'm darn sure you haven't heard it during a Lobo football game broadcast.
However, in my eyes (insert your joke here), here's a tidbit that best sums up Davie's Lobo career:
His win total against FBS teams that finished the season with a winning record.
Any guesses?
Remember, through seven seasons, Davie is 33-54 at New Mexico. And there were those two "monster" seasons that included bowl games! One, a win over Alabama in the Sugar Bowl!!!
OK, it was UTSA, not Bama. And it wasn't the Sugar Bowl. But still, it was still bowl win. And there are only 39 these days.
So, any guesses about that wins against winners total?
Geoff Grammer, a former co-worker of mine, and I used to track the aforementioned subject during Davie's early years at UNM. We each kept a list in our computers at work. I haven't seen that computer for a couple of years, so this week I asked Geoff if he remembered the number as of 2016.
We both recalled it was "six." And we were both pretty sure that number hadn't increased during the Lobos' past two 3-9 seasons.
We were right. And wrong.
Davie's wins against FBS season-winning teams certainly didn't increase in 2017 or 2018.
The total, however, wasn't just six after all.
It was four!
In 2015, the Lobos took that historical win at Boise State (9-4) and beat Air Force (8-6). In 2016, they beat Air Force (10-3) and Wyoming (8-6).
And that's been it.
Woe is Us – No Longer the Bulldogs
Davie's overall record at UNM is sort of woeful — not Mike Locksley woeful (2-26) – but pretty woeful, nonetheless. And Davie's 17-39 Mountain West Conference record isn't exactly Nick Saban-esque.
But just four wins against FBS teams that finished the season with winning records?
Let's put that in perspective: UNM's Mountain West brethren, Fresno State, already has four such wins this year. And the Bulldogs still have at least one more chance – and probably two – to increase that total.
And this is a program that didn't beat a single FBS team – winning record or otherwise – in 2016. The Bulldogs were 0-11 vs. the FBS that year. Oh yeah, and they were 2-9 vs. the FBS the year before.
Since then, they've gone a combined 18-5 against FBS opposition, with two losses to Minnesota, and one each to Alabama, Washington and Boise State.
On Saturday, the Bulldogs (11-1) take on Boise State (10-2) in the Mountain West title game for the second straight year. Then, they head to their second consecutive bowl game.
The Bulldogs crushed the Lobos 38-0 last season and 38-7 this year.
Suddenly, 2016 seems more like two decades away, not two years. For both the Bulldogs and Lobos.
Bad Beats
OK, back to Davie. While he has only four wins over winning-record FBS programs, he does have 23 wins against all other FBS schools. But the combined end-of-season records of those 23 teams is 79-203.
A bad record against bad teams isn't a good way to retain a coaching job. And that, of course, is only the edge of this recent disaster of the post-Rocky Long Lobo football book.
So, should it be the end of the Bob Davie chapter of that book? Maybe. Maybe not.
Let's remember, there are a million reasons to retain Davie.
Actually $1.3 million.
Next: Rocky's road hasn't exactly been smooth this season.
The above research was done by Enchantment Sports. If any numbers are incorrect, we are sure to hear about it from the UNM sports information department – and we are sure to correct them. If everything, indeed, is correct, we will only hear from our readers – and we always enjoy that.
Mark Smith has worked in New Mexico sports media for four decades, and is one of the New Mexico's most decorated sports journalists in history. Smith has won more than 30 combined awards in print, television and radio. He is the editor in chief of Enchantment Sports. Contact him at email@example.com.


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Under intense pressure from advocates — namely teenagers who survived a horrific shooting at Marjory Stoneman Douglas High School in Parkland, Florida that left 17 people dead — the Florida state legislature passed new bill that placed several restrictions on purchasing firearms in the state.
Shortly after Gov. Rick Scott (R), surrounded by Parkland victims' parents, signed the bill Friday, the National Rifle Association (NRA) sued.
The new law raises the minimum age to purchase a firearm to 21 and extends the waiting period to three days for the purchase of all firearms. It also gives law enforcement more power to seize weapons, prohibits the sale of "bump stocks" — devices that can be put on semi-automatic weapons to increase their rate of fire. The measure also allows some school personnel to be armed.
While more guns in schools has long been advocated by the NRA, the gun lobby staunchly opposed the Florida legislation, saying it "punishes law-abiding gun owners for the criminal acts of a deranged individual."
The NRA's lawsuit, filed in federal court an hour after Scott signed the bill into law, names Attorney General Pam Bondi and Rick Swearingen, Commissioner of the Florida Department of Law Enforcement, the Tallahassee Democrat reported. "We filed a lawsuit against the state for violating the constitutional rights of 18- to 21-year-olds," said Marion Hammer, the NRA's powerful Florida lobbyist.
Gun control advocates and Democrats in the Florida state legislature pushed for the legislation to go further — including measures like universal background checks and a ban on assault rifles, and removing the provision that allows select school staff to carry firearms — but its passage represents a significant break from the NRA nonetheless. Scott, who previously enjoyed an A-plus rating from the NRA, ignored the gun lobby's strong urging and signed the bill. And 67 Republicans with A ratings from the NRA voted for the bill, according to an analysis by The Trace.
"We haven't seen a Republican-controlled state rally to pass significant gun restrictions after a mass shooting. Not after Charleston in 2015, not after Las Vegas last October — not, for that matter, after Orlando in 2016," The Trace, an independent news site focused on gun violence, notes.
DO NOT FORGET they @marcorubio @FLGovScott #Alizabeth are STILL taking money from the NRA the only reason they took action is because we did. GOOD JOB to everyone that has stood with us since the beginning this is a small step in a huge movement. #onlythebeginning
— David Hogg (@davidhogg111) March 9, 2018
Much of the credit for passing any sort of gun reform in Florida is owed to the Parkland students, whose continued, uncompromising activism has forced tangible action to undercut the NRA's vast influence — and sparked a wave of students across the country demanding gun reforms. Scott himself acknowledged as much while signing the bill Friday. "You made your voices heard," he told the students. "You helped change your state. You made a difference. You should be proud."
Florida's new law isn't the only threat to the NRA in the wake of last month's Parkland shooting. ThinkProgress has reported on the roughly two dozen corporations that cut ties with the NRA over the past few weeks, as well as retailers like Dick's and Walmart raising the minimum age to purchase a firearm to 21, and major banks and asset managers rethinking their business relationships with both the NRA and gun manufacturers.
Taken together it seems this time, finally, might be different.


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- 150 g blanched almonds
- 150 ml rejuvelac
- 100 ml water
Makes about 270 ml
- Put all the ingredients in a high-powered mixer and blend until you have a fine, creamy mixture. Pour the mixture into a jar. Do not fill more than three-quarters full as the crème fraiche will increase in volume during the fermentation process.
- Put a cheesecloth on the jar, fix with a rubber band and leave to ferment in a warm place. Avoid direct sunlight.
- Depending on your room temperature, the fermentation process will take approximately 16 hours in summer, and longer in winter. Using a clean spoon, taste from time to time to see if it has reached the required acidity.
- Put the crème fraiche in the refrigerator and chill for a few hours. The mixture will become a little thicker in the refrigerator. Stir the crème fraiche through before using. It will reduce slightly in volume as a result.
- This fermented crème fraiche can be kept in the refrigerator for about three days.
More from Homemade Vegan Cheese Yoghurt and Milk:
Dairy goes vegan! The recipes in this book are all temptingly good. They are clear and simple and you are led through each process step-by-step. There are basic recipes, such as cashew cheese, on which other recipes then build and a whole range of vegan "milk classics" to make. Vegan cheese, yogurt, tofu, milk, cream and butter are surprisingly diverse and easy to prepare. There is even a recipe for cheese dip for nachos, and mac-and-cheese. In addition to the cheeses you will find plenty of spreads, butters with different flavours and full-bodied delicacies such as ricotta or mascarpone. And there are faster variants such as the "pizza cheese." You'll be surprised how little effort vegan products take to make at home. Once again proof that the vegan diet is quite versatile.
Reprinted with permission from Homemade Vegan Cheese, Yoghurt and Milk by Yvonne Hölzl-Singh and published by Grub Street, 2018.


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A Quick Recap of Our Weekend in the Iveagh Gardens at Taste of Dublin 2018. Have a Look Inside for we Had to Offer.
These Summer Salads are great for everything, whether you're hosting a party or barbeque or just want to spice up your lunch, you can't go wrong with a great salad!
Hugh Jordan & Co has been one of Ireland's largest independent catering suppliers since 1947, specialising in everything from Crockery, Cutlery, Glassware, Barware, Kitchenware, Hospitality, Dining Room, Disposables, Food Packaging, Equipment, Hygiene and Furniture.