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Autumn has been fighting hard to shove aside summer in New York City. We've finally given in, powered down the A/C and pushed up the windows, letting in a cooling if slightly polluted breeze and all the delightful noises that a nocturnal Brooklyn blows in- fire trucks, drunk teenagers, car alarms and early morning visits from the refuse collectors. Home sweet home; as they say.
The enthusiastic presence of autumn has also induced a surge of baking in the brand new Baxter-Helm kitchen. Although, things did come to a temporary halt last night when I managed to spill Jamie Oliver's favourite curry sauce all over my set of scales, leaving them decidedly MOA. There's always a man to blame. Fortunately for Don, it was Jamie this time and not him. It was however, Don who broke my favourite tea-stained mug washing-up and fear not, for that he paid. A mug and my scales all in one weekend? Life, can be so brutal.
Still, I did manage to churn a delicious loaf of soda bread before things starting breaking- and if you can't have a cup of tea in your favourite mug during times of solace, then at least have a slice of freshly baked soda bread with a wedge of cheese to hand. The smell of bread baking in the oven is one of life's guilty pleasures and this rustic bread could not be easier to make- and by that I mean no yeast, no kneading and no rising. This is what we call in the cooking world 'a dump and stir'- the ultimate in simplicity. Warning: this will not create a shiny, well rounded crust. It's rugged defined edges all play a part in it's rustic charm- the perfect source of comfort when life becomes particularly brutal.


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Tea & Toast
Sweet treats
Mrs Bridges original marmalade is still being produced in the home of marmalade - Dundee. Traditional flavour and full of pieces of tangy orange zest makes this an enjoyable taste for any connoisseur.
In our Tea and Toast Hamper you will find -
Mrs Bridges Dundee Orange Marmalade 340g
Pure Delish Primal Choc Bar 68g
Tealia Ceylon Black Tea Travel Tin 10g
Klawe Olive Wood Jam Spoon 20cm
Lollipop Sugar Free (Kiwi)
Bridgette Hill Mixed Dried Fruit 250g
Cheese Bites Cocktail Bites with Olives 175g
Lindt Balls
Hessian Bag with Handles - Gold Dots
Comes complete in a Natural Jute Bag finished with Ribbons and carefully packaged in a Cardboard Outer for freight
Includes a message Gift Card
Props in photos not included
Gf - Gluten Free
Df - Dairy Free

subset: commoncrawl


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David Orr, PE
In the last month I have been travelling a little bit for work; actually, the staff would say a lot. I have driven across the state from Buffalo to Saratoga Springs. I have flown to Madison, Wisconsin and New Orleans, Louisiana (with an hour drive each time after landing). I have even taken a bus to New York City with a train trip to Washington, DC.
What I kept being reminded of while travelling was our amazing ability to travel long distances quickly and safely. I also saw evidence (both personally and in the news) of how fragile that ability is. Whether a closed road due to a flood, a pothole-filled highway causing an accident, or a delay caused by an emergency repair, it does not take much to slow us down.
I wanted to thank all of you who made my (and everyone's) travels possible by building and maintaining the amazing infrastructure system we have. We need to make sure that our infrastructure stays a priority to help the economy and allow us to stay connected across our state, the nation, and the world.
Like us on Facebook and follow us on Twitter.
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Local Roads Done Right
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This work by the Cornell Local Roads Program (CLRP) is licensed under a Creative Commons Attribution-Noncommercial-Share Alike 3.0 Unported License.


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Mk. 16:19, 20; Lk. 24:50-53; Acts 1:4-9
During His last appearance with His apostles, Jesus led them to Mount Olivet, which was at Bethany, just outside of Jerusalem. As they were assembled together, He commanded them to remain in Jerusalem until they had received the Promise of the Father.
The apostles had been informed of this Promise six weeks earlier as Jesus spoke to them the night before His death. At this time, He said, "For John truly baptized with water, but you shall be baptized with the Holy Spirit not many days from now."
As Jesus was giving His final parting words, the apostles were still confused about His kingdom. They, like the other Jews had expected the Messiah to establish an earthly kingdom and that had not happened, so they asked, "Lord, will You at this time restore the kingdom to Israel?"
Jesus reminded the apostles of their mission by replying, "It is not for you to know times or seasons which the Father has put in His own authority. But you shall receive power when the Holy Spirit has come upon you; and you shall be witnesses to Me in Jerusalem, and in all Judea and Samaria, and to the end of the earth."
Immediately before ascending, Jesus raised His hands and blessed the apostles. He was then taken up, and a cloud received Him out of their sight. The last they saw of Jesus, He was blessing them.
While the apostles were still looking up, two men in white apparel (angels) stood by them and stated, "This same Jesus, who was taken up from you into heaven, will so come in like manner as you saw Him go into heaven." Scriptures elsewhere teach that Jesus will indeed descend and we will meet Him in the clouds.
The apostles returned to Jerusalem with great joy and were continually in the temple praising and blessing God. Jesus returned to the right hand of God where He is sitting now.
Not all of the things that Jesus did and said are recorded in the Scriptures. "But these are written that you may believe that Jesus is the Christ, the Son of God, and that believing you may have life in His name." (Jn. 20:31)
We have concluded our journey through the Gospels and the study of the life of Christ as recorded by Matthew, Mark, Luke and John. This journey has led us to the beginning of the Christian Age with the establishment of His church that He purchased with his blood on the cross.
We shall now continue our chronological journey with His apostles as they struggled to carry out His plan AND learn how all of this applies to us today.


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Chicago Bears Jerseys
The Chicago Bears are a professional football team that plays in the National Football League. Chicago Bears jerseys are very popular and seen all across the country, especially in the city of Chicago. These Chicago Bears jerseys are made up of the colors of navy blue, white, and orange. These three colors make up some pretty sweet looking Chicago Bears jerseys. The Bears compete in the North Division of the NFC. They have had many successful years as well as some terrible ones. That goes with just about every team though, there's good years and bad years. If you are looking to pick up one of your favorite Chicago Bears jerseys check out the link below.
Click HERE to get your favorite Chicago Bears jerseys!
Bears History
The Chicago Bears are one of the original NFL teams that are still here today. They are one of the originals that were founded with the NFL in 1920, the other team is the Arizona Cardinals. The franchise originally started in Decatur, but then relocated to Chicago in 1921. Prior to being called the Bears, this team was named the Chicago Staleys. They then changed their name in 1922 to the Chicago Bears. This is where the first Chicago Bears jerseys started. The Bears started their play in Wrigley field, which was home to the baseball franchise, the Chicago Cubs. The city of Chicago now had the Bears and the Cubs. These Chicago Bears jerseys would start to be seen along with the Chicago Cubs jerseys. The city of Chicago was developing into a sports atmosphere.
First NFL Championship
In 1933, the NFL decided to have its first ever championship game. In this championship game, the Chicago Bears faced off against the New York Giants. The Chicago Bears ended up pulling out the victory and defeated the Giants by a score of 23-21. The city of Chicago had won the first ever NFL championship game. That is a pretty neat thing to be able to say. The Chicago Bears jerseys were becoming more popular. What an exciting time that must have been for Chicago and this young new franchise.
Team Success
The Chicago Bears have had lots of success over the years as a team. The Bears have made it to the playoffs 26 times and were division champions in 21 of the 26. During four of those seasons they became conference champions. The Chicago Bears did win a Super Bowl and that one Super Bowl victory came in 1985. Prior to the merger of the AFL and NFL the team had won nine league championships. The city of Chicago is hoping to win another Super Bowl soon. That victory in 1985 was a sweet one for the Bears and the city exploded with excitement. More and more Chicago Bears jerseys started to sell after that Super Bowl victory.
1985 Super Bowl
The Chicago Bears faced off against the New England Patriots in Super Bowl XX. The Bears had a record of 15 wins and just one loss, while the Patriots had a record of 11 wins and 5 losses. This football game was not too close of a game. The Bears came out on top and won by a score of 46-10. The score was 23-3 at the half. The Bears ended up scoring 21 points in the third quarter and another 2 in the fourth. They dominated the game and took home the cities first Super Bowl victory. Chicago Bears jerseys were being bought all across the country. The city of Chicago overflowed with Chicago Bears jerseys and the fans celebrations. That was a very exciting time for the city of Chicago.
The Green Bay Packers are the big rival of the Chicago Bears. This rivalry has been around ever since the 1920's. This is one of the oldest rivalries in all of sports. The Green Bay Packers used to be independent and not a part of the NFL until they joined in 1921. Back in that time, the owner of the Bears got the Packers expelled from the league to avoid them from signing a certain player. Chicago ended up signing that player and then getting the league to let the Packers back in. I would imagine something like that would create some tension between two teams. Throughout the years, the rivalry has stuck with the two teams. They play each other quite often. The Packers have beaten the Bears more times, but not by much. It is always fun to watch these two teams play each other.
Legendary Players
The Chicago Bears jerseys have been worn by many legends. The Bears have had all kinds of great players come through their organization. The Bears have retired fourteen numbers. That is the most out of any team in the NFL. These retired numbers include guys like Walter Payton, Dick Butkus, and Mike Ditka. These three players are some of the Bears legends and have some of the most popular Chicago Bears jerseys. Walter Payton was a running back and played for the Bears in the 1970's and 1980's. Dick Butkus was a middle linebacker and played during the 1960's and 1970's. Mike Ditka played tight end and then also became the head coach for the Bears. Ditka played tight end during the 1960's and was the head coach in the 1980's and 1990's. Ditka was the head coach that helped lead the Bears to their Super Bowl victory.
Current Bears
Along with the historic Chicago Bears jerseys, there are many popular Chicago Bears jerseys of current players today. Some of these popular Chicago Bears jerseys include the ones from guys like Mitch Trubisky, Khalil Mack, and Tarik Cohen. Trubisky is the quarterback, Mack is a linebacker, and Cohen is a running back. These are just a few of the team's great players. These players Chicago Bears jerseys are extremely popular among the Bears fans.
Chicago Bears Jerseys
Chicago Bears jerseys are a part of many football fans collections. Many people have these jerseys whether it's from the old throwback Chicago Bears jerseys to the new Chicago Bears jerseys of today. The Bears have some great talent and could make a solid run at the Super Bowl in the next few years. When do you see the city of Chicago winning their next championship? Please leave comments below.


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Argh – like I haven't been spending enough money in Starbucks…I found the latest tastiest, most delicious morning treat (really I can eat it any time of the day) – Top Pot Chocolate Old Fashioned Doughnut Hello – what is wrong with me…I wouldn't dare to buy it in Dunkin Doughnut, but somehow buying it in Starbucks it has no calories – who am I kidding here.I should just stick with my usual venti non-fat latte, which by the way has 170 calories and make it a day, but oh no, I have to push it and order the darn doughnut. But It is delicious, and it feels like it melts in my mouth and it really gets my day going the right way. Maybe, instead of getting it EVERY DAY, I should just designate Friday's as a special day and treat myself… I will keep you posted and let you know how that goes.Cheers, enjoy the Venti-Non-Fat-Latte 🙂
The latest obsession


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American Made Amish Built Furniture at Amazing Prices
Circle Y Amish Furniture has decades of experience in finding the highest quality furniture available. We have an amazing selection of furniture in stock, and our talented Amish craftsmen can create custom pieces to fit any style or specifications. The furniture we carry is heirloom furniture that you will be handing down to your children and grandchildren. We offer furniture the way you want it! Pick your wood type, stain or paint, sizes, hardware, and more!


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I haven't been at 100 percent for most of this week, sidelined by a strong summer cold or a really weak version of the flu that's been accompanied by an occasional fever and lots of tea and more than a couple of boxes of tissues.
So I've been on the couch, or in bed, mostly watching TV. With all that, this seemed like as good a time as any to re-watch Ken Burns' documentary, Baseball. I've seen it enough that I wouldn't feel bad about lapsing in and out of consciousness while it was on, and while I was with it, hey, there's Cy Young and the Huntington Avenue Grounds.
This morning, again, half paying attention, the 1920s were coming to a close and Ty Cobb's career was summed up. Cobb, as the documentary is sure to note, was a miserable human being and an amazing hitter and competitor, the likes of which just didn't exist in his time.
But when they were running through his career statistics, one jumped out at me: in 3,034 games played, he tallied 4,191 hits. Continue reading


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Amazon's ad revenue in 2020 is set to grow 23.5% despite the pandemic
How businesses are raising money on crowdfunding sites like GoFundMe and Indiegogo to cover expenses
Keys to a successful crowdfunding campaign during the pandemic – Business Insider
This story is available exclusively to Business Insider subscribers.
Become an Insider and start reading now.
- Many businesses are turning to their customers to get the funding they need while their doors are closed during the pandemic.
- Through crowdfunding, entrepreneurs can ask their networks for donations, loans, or sell future services for once they reopen their business.
- Five business owners explain how they're using platforms like Kiva, GoFundMe, and Indiegogo to make up lost revenue.
- They revealed their tips to other entrepreneurs who want to create a successful crowdfunding campaign.
- Click here for more BI Prime content.
After striking out with the government's emergency funding, many business owners are turning to their local customers to get them through pandemic closures and losses.
Last month, companies rushed to apply for federally-funded grants and loans, namely through the Paycheck Protection Program (PPP) which was slow to launch, quick to dry up, and, now in its second round of funding, remains an anomaly for many.
But crowdfunding campaigns could be a faster route to necessary capital, after the SEC recently provided temporary rules for crowdfunding to help small companies access funds sooner than usual.
Crowdfunding gives entrepreneurs the chance to make up some of their lost revenue, pay rent, and pay employees while connecting with locals and loyal customers.
There are several options available, depending on a business owner's goals and the type of funding they need. GoFundMe provides fundraising in the most traditional sense of donations, with no time limits to meet funding goals. Kiva gives entrepreneurs no-interest loans up to $15,000. Campaigns on Indiegogo offer donors unique products and services they can redeem once businesses reopen. Kickstarter is temporarily bending its rules to allow businesses to fundraise for fixed expenses during COVID-19. Equity crowdfunding sites like Republic and StartEngine give customers the opportunity to invest in startups and earn returns if they succeed.
Five entrepreneurs shared their tips for a successful crowdfunding campaign so you can keep customers, pay rent, and make up lost revenue.
A petting zoo in Texas is renting llamas and goats for video conferences to raise $3,600 on Indiegogo
April is usually the busiest month for Misty Condarco's family petting zoo, Rancho Condarco, since it's the time deposits come in for scheduled spring and summer events. But as cancellations mounted, the business lost $29,000 in revenue from April and May.
Though her mother owns the business, Condarco has been helping with marketing and setting up virtual services during the pandemic — like offering live animal guest appearances on video conferences. This is one of the many services the petting zoo is offering through its Indiegogo campaign to help feed and take care of their animals. Starting at $35 for 10 minutes, customers can get a llama, donkey, or goat to join their Zoom call.
They're also looking for ways to monetize their critter racing live streams, where people can watch smaller animals, like a hedgehog and a chinchilla, race on Facebook Live.
Condarco said it's important for any business owner to get creative with their virtual services and find ways to make them just as entertaining as they would feel in person. "If you don't have the ability to take your stuff online right now, people are going to find themselves continuing to struggle," she said.
A 20-year-old folk art store in New York City is hoping to raise $14,000 on GoFundMe
Dina Leor, the owner of a small Mexican folk art store in New York City's East Village, has been in business for over 20 years, despite exorbitant rents and the nation's move to online shopping. In fact, she's never had an online store, surviving on foot traffic from the tourists and passersby who are captivated by her colorful storefront.
Leor applied for grants, loans, and unemployment, but said she has yet to receive anything. So she created a GoFundMe crowdfunding campaign to raise $14,000 to pay for rent, storage, utility bills, and the artisans in Mexico she supports.
She's making a gradual move to online through her Facebook page and a new online store. She put together a package of decorations and shot glasses for Cinco de Mayo, so people could celebrate the holiday at home.
Read her full story here to experience the love for life, culture, and travel she radiates through her business.
A Seattle bar is selling craft cocktails and private events on Indiegogo to make up $25,000 in lost revenue
Just ten months in, Brian Smith was forced to close Baker's bar in Seattle, Washington and temporarily lay off all of his employees during coronavirus shutdowns. His bar specializes in craft cocktails and its small offering of snacks weren't enough to warrant keeping the place open for pickup or delivery. "It feels like every 24 hours, the game has changed," he said.
Smith applied for a PPP loan in the first round of funding with no luck, then applied in the second round and received a loan of about $65,000. But he's hesitant to cash the check. "The issue for restaurants is the timeline. I can't just bring people back to then maybe have to lay them all off again in eight weeks, when I can't actually generate sales in the same way," he said.
In the meantime, Smith has outstanding bills and rent and continues to pay employees' health insurance while his staff isn't working. So he created a campaign on Indiegogo to sell future experiences for backers to redeem once the bar reopens, like spirits tastings, private bartending, and cocktail theory classes. So far he's raised $24,000 of his $25,000 goal.
It was important to Smith, who has worked in the beverage industry for 20 years, that he wasn't asking customers for handouts, but could offer them something of value. "People who work in this industry are hardworking, pretty self-made, and so just asking for help as donations rings a little bizarre to me," he said.
He's also had some people purchasing gift cards and recently began making cocktail kits, once Washington allowed takeout alcohol sales of factory-sealed bottles. Smith estimated the bar could make up 35% of sales through May with these kits.
For other hospitality businesses looking to create a crowdfunding campaign, Smith suggests offering services that embody the core of your restaurant or bar and what makes it special. "It's the room, it's the vibe, it's the feel of sitting there," he said. Wrap that into a package or deal that your business wouldn't normally offer so that customers see a unique and exciting opportunity to take part. "I think everybody right now is desperate for something to look forward to," he said.
A retail entrepreneur raised $1 million in equity crowdfunding to support increased interest in her business
Dawn Dickson is the founder and CEO of PopCom, a retail technology startup that she launched in 2017. Her PopShop Kiosk is an automated machine that promises to help retailers better understand customer behavior and move more inventory. Her accompanying software helps sellers track and monitor important data, such as conversion rates and analytics.
Last year, Dickson raised a little over $1 million on the crowd equity platform StartEngine to help build her business. In March of this year, just as the pandemic struck the US, she went back to the site to raise another $1 million to go to market and scale.
While many companies struggled to make money during the pandemic, Dickson found that interest in her business increased — customers were looking for automated solutions to increase contactless transactions. Dickson raised the additional $1 million to hire more employees, offer customers a leasing program for the kiosk, and to make small product changes.


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Appearing in "Good Things Come To Those Who Bait"Edit
Featured Characters:
Supporting Characters:
- Ratoom (First appearance)
Other Characters:
- Fishing Boat Captain
- Beach Patrons
Synopsis for "Good Things Come To Those Who Bait"Edit
Iron Man, Luke Cage, Hulk, Tigra, and Spider-Man are taking a vacation in California. Hulk wants to see the beach, and, while Tigra expresses her cat-like dislike of water, Spider-Man takes them there anyway. Shortly after, he begins pressing weights to show off his strength.
Meanwhile, Iron Man and Luke Cage have gone fishing, and they soon get so competitive it turns into a bet. Neither know much about fishing, so they both cheat, Tony in particular attracting fish with a sonar wave. This attracts a very angry Namor and his pet fish, Ratoom, whom Iron Man apparently woke up, to the surface.
Spider-Man has been humiliated by the Hulk showing off his guns and goes off to get more ice cream. Thor drops in, and Spidey directs him to New York, where Storm is. Shortly after this, Tigra points out Ratoom to Spider-Man. They rush off, swing out to sea, and land on Ratoom next to Namor, all the while Tigra expressing her dislike of water. Namor hurls them both into the water and goes to confront Cage and Stark. Luke Cage punches Namor, who returns by socking Luke over and doing a flying double-fist slam onto Luke, knocking him out. Iron Man shoots repulsors at Namor, but Namor forces his way through them and damages Iron Man's headpiece.
The Sub-Mariner flies back into the ocean, where Spider-Man and Tigra still are. He mounts Ratoom again, and gives chase after the pair, who borrow a jet-ski to get away in. They drive it up onto the beach where Hulk is with nothing to do. The approaching Sub-Mariner relieves his apparent boredom. He manages to smash Namor into Ratoom's mouth, where he hits Namor again, driving him into the back of Ratoom's head, knocking them both out.
Iron Man apologizes to Namor after the Sub-Mariner regains consciousness, and Namor accepts because Iron Man's being defeated easily in battle and the fishing contest (which Hulk won by knocking out Ratoom) is penance for his trespass.
- The cover is almost completely non-canon, with several characters on the cover not even appearing and Thor only making a cameo.
- This is the first time Luke Cage is referred to as Power Man in the series.
See Also
- Write your own review of this comic!
- Discuss Marvel Adventures: The Avengers Vol 1 31 on the forums
- Cover gallery for the Marvel Adventures: The Avengers series
Recommended ReadingEdit
- None.
Links and ReferencesEdit
- None.


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After the Sony S2 made it past the FCC only a few days back, now its bigger sized sibling's turn to replicate the success at FCC. Four variants of the Sony S1 tablet – SGPT111US/S, SGPT112US/S, SGPT111CA/S and SGPT112CA/S – have been granted approval which comprises of two versions each for the US and Canada. The report also points out the four models are essentially the same. The model differences are just "for marketing purposes only." So the only point of difference between the four models might be the storage space available on-board the tablets. However, Sony isn't helping things either by having in place a confidentiality block on any live testing images that would remain valid for 180 days.
What this boils down to is that there are no real life images of the tablet in the public domain. What we have instead are graphic images of the lower back side of the tablets revealing the labels, which reveals very little information. What we can see is that all the variants would feature WiFi b/g/n and Bluetooth 2.1+EDR connectivity options. It is interesting to note that the tested slate is listed as a "production unit" that is equipped with the same HSPA+ WWAN chipset that is compliant with Ericsson AT&T.
According to a previous announcements, the Sony S1 and S2 are likely to hit markets by fall this year. Also, while the two tablets from Sony continue to be elusive, we do know the tablets will be running Android's tablet centric OS Android Honeycomb which supports gaming, media streaming, and other functions. No word on pricing either at this stage, nor specific hardware details like its internal make up, though we do know the S1 will work as a universal remote thanks to a built-in IR emitter.
via slashgear
Sovan Mandal is the senior tablet and tech corespondent for goodereader.com. He brings a international approach to news that is not just applicable to the North American market, but also Asia, India, Europe and others. Sovy brings his own writing flavor to the website and is interested in Science Fiction, Technology and Writing. Any questions, send an email


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Zang Flat Bill Trucker Hat in Navy
Designer: RIZNWILD
Add a note to encourage purchase
Stay fresh in our flat bill trucker hats with a super dope color combo navy and gold. This color combo looks killer on everyone man or women. Super fresh and clean looking.
- Flat bill
- 5-panel cap
- One size fits most
- Plastic adjustable snap
- 6 rows stitching on visor
- Matching color sweatband
- Matching fabric under visor
- Seamless foam front panel with lining
- 100% polyester front, 100% nylon mesh back
- RIZNWILD patch designed and pressed in-house


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Bikes for Tykes wheels out holiday campaign in Douglas County
by Rhonda Moore
November 2, 2012
from Our Colorado News
The Bikes for Tykes program provides a great experience for the families it reaches, said Heather Orr, executive director, Women's Crisis and Family Outreach Center. The center serves victims of domestic violence in Douglas and Elbert counties and in 2011 reached 623 kids.
Each year Orr provides Fleck with a list of about 20 kids who hope for a bike for Christmas and, each year, Fleck delivers.
Learn more about the Bikes for Tykes program at OurColoradoNews.com!
Make sure to visit BikesForTykesColorado.org to find out how you can donate!
Need a new garage to park your bike? Visit limousinerealestate.com or call Tom at 303.663.9335 for all your residential real estate needs in Highlands Ranch, Castle Rock, Centennial, Denver, Lone Tree and Sedalia!


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Tag Archives: Iraq
Today is Michael's Day
Today Michael Monsoor would have been thirty years-old. He was born in Long Beach, CA and was the third child of four. Michael was a typical California kid, playing tight end on the Garden Grove High School football team. He … Continue reading
Posted in History, Life in General Tagged a typical California kid, Basic Underwater Demolition/SEAL training, Coronado CA, Delta Platoon SEAL Team Three, discipline, Golden Trident, Great Lakes IL, he gave his life to save his fellow teammates, Iraq, military service, NAS Sigonella, Navy, Navy SEALS, Quartermaster "A" School, Ramadi, the Bronze Star, the Silver Star, the son of a former Marine, Today is Michael's Day Leave a comment


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"Do not merely listen to the word…Do what it says." James 1:22 NIV
Shame grows in the dark, but once you expose it to the light of God's Word, it loses its grip on you. Feelings can be so fickle. And often they're triggered by everyday things like a familiar song, the mention of someone who hurt you, an anniversary, a birthday, a holiday such as Christmas or Valentine's Day. That's why James tells us, "Do not merely listen to the word…Do what it says." One counselor writes: "Shame can hold us back, hold us down, and keep us staring at our feet…Many systems and people are controlled by it and want us to play their game…Compulsive behaviors, sexually addictive behaviors, overeating, chemical abuse, and addictive gambling are all shame-based behaviors…Our past experiences, and the brainwashing we may have had, put shame on us. 'Don't think…don't feel…don't grow or change…don't feel alive…be ashamed!' Be done with shame! Attack it! Go to war with it. Learn to recognize and avoid it like the plague."
The Bible says, "Who shall bring any charge against God's elect?" (Romans 8:33 AMP). Whether you committed the offense or the offense was committed against you, "the blood of Jesus Christ His Son cleanses us from all sin" (1 John 1:7 NKJV). Note the word "all." Instead of talking about how you feel, start talking about what you know! God's Word, which is God's opinion of you, is the greatest healing force on earth. So read it, believe it, speak it, and stand on it. As you do, you'll begin to rise above your shame-based thinking.
This message taken from: Daily Devotional – The Word For You Today


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Saturday, Aug 29, 2020
Please call before attending any community events. It is likely that they will be postponed or canceled as a result of the coronavirus. You can find CDC coronavirus information at cdc.gov/coronavirus; AARP has additional resources at aarp.org/coronavirus.
The undersea world can be cold, threatening, and dangerous. Navy divers work worldwide in conditions ranging from arctic ice to tropical waters. To keep themselves safe and comfortable, they use diving suits to get the protection their own skin does not provide. This online version of a past temporary exhibit examines why Navy divers need diving suits and how they use them.
This event listing provided for the Keyport community events calendar. Community events are not associated with or sponsored by AARP, but may be of interest to you. If you have an event to share, let us know!
Images provided by AmericanTowns.com, Ticketmaster
Thursday, Sep 24, 2020 at 10:00am Pacific Time
WEBINAR hosted by WA Women's Business Center @ Business Impact NW
Monday, Sep 21, 2020 at 1:00pm Eastern Time
Tuesday, Sep 22, 2020 at 7:00pm Eastern Time
Online via Zoom
You can find CDC's latest coronavirus information at cdc.gov/coronavirus; AARP information and resources are at aarp.org/coronavirus. En español, visite aarp.org/elcoronavirus.


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Hot Bacon Spinach Salad
When I got married, my husband said he hated spinach! I prepared this salad and dressing for him and he now requests it all the time!—Lisa Spiegel Westbrook, Georgetown, Delaware
Total TimePrep/Total Time: 20 min.
Makes6-8 servings
- 1 package (10 ounces) fresh spinach, trimmed and torn
- 1-1/2 cups sliced fresh mushrooms
- 1/3 cup chopped green onions
- 2 medium tomatoes, cut into wedges
- 8 bacon strips, diced
- 1/2 cup water
- 1/2 cup cider vinegar
- 1/4 cup sugar
- 2 eggs, beaten
- In a large bowl, combine the spinach, mushrooms and onions. Divide among four salad plates; arrange tomatoes on top. Set aside.
- In a large skillet, cook bacon over medium heat until crisp. Remove to paper towels; drain, reserving drippings. Add water, vinegar and sugar to the drippings. Bring to a boil; remove from the heat.
- Stir 3 tablespoons of hot dressing into the eggs; return all to the pan, stirring constantly. Bring to a gentle boil; cook and stir for 2 minutes. Drizzle over salads; sprinkle with bacon. Serve immediately.
Recommended Video
Mar 7, 2017
Delicious! I found the dressing a bit temperamental to make as the eggs started curdling, even though I tempered them as directed. I only made a 1/2 recipe so that may have been the factor, may have needed to add more than 1 1/2 tbsp. of the dressing to the egg.


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CHICAGO (CBS) — The ATF agent who was shot is a member of the Chicago Crime Gun Strike Force. What exactly is that task force and what does it do?
CBS 2's Mai Martinez explains.
"It's a multi-jurisdictional task force to help combat the gun violence in the city of Chicago," said Celinez Nuñez, the ATF's Special Agent in charge of the Chicago field office.
It was created last summer and announced by CPD following a tweet from President Donald Trump in which he stated quote "crimes and killings in Chicago have reached such epidemic proportions that I am sending in federal help."
The task force teams up law enforcement from the federal, state and local level and it has two main missions: to identify gun traffickers and work open shooting cases.
To help with that, last summer the task force used this ATF mobile ballistics testing lab which has direct access to a national database.
When it was first announced, the Chicago Crime Gun Strike Force consisted of 20 CPD officers and 20 permanent ATF agents.
As of Friday, CPD said the number of ATF agents has grown to 30, and that's not all.
"We have Chicago Police, Illinois State Police, the U.S. Marshal and various other agencies as part of of this team," said Nuñez.
Another element of the task force is federal prosecution of cases, because federal cases often carry higher penalties.


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Wastewater and Sludge Reuse Management in Agriculture
Huge quantities of treated wastewater (TMWW) and biosolids (sludge) are produced every day all over the world, which exert a strong pressure on the environment. An important question that is raised is "what to do with them?".An effort is put by the scientific community to eliminate the concept of "waste" and to replace it with the concept of "recycling of resources", by means of effective management, which does not concern only the users, but all the other groups involved in the problem, such as facility administrators, operations, politicians, scientific community and the general population. Sludge concentration data showed that there exist 516 chemicals in biosolids which create a serious health risk. It is pointed out that this risk will be greatly exacerbated by chemical toxins present in the sludge which can predispose skin to infection by pathogens. Consequently, the need for science-based policies are necessary to effectively protect public health. The risk assessment due to sludge, is difficult to evaluate of due to the large number of unknown interactions involved. People living near the sludge application sites may suffer from such abnormalities as: eye, nose, and throat irritation, gastrointestinal abnormalities, as nausea, vomiting, diarrhea, including cough, difficulty in breathing, sinus congestion, skin infection and sores. Many problems seem to be related to biosolid and wastewater application in agriculture, which should be solved. A universal one, acknowledged as an "international health crisis" is the resistance of pathogens to antibiotics and to the evolution of multidrug resistance of bacteria". Certain anthropogenically created environments have been identified as major sources of multidrug resistance bacteria such as in water treatment plants, concentrated animal feeding operations etc. All these, and many other health problems, render the safety of sludge and biosolid and wastewater agricultural reuse, for the time being questionable even though the application is done according to official guidelines. It is therefore necessary that more research work be conducted on the short and long term application effects of sludge on human health, and on the environment so as to successfully address these problems Also,the existing guidelines must be reconsidered on the basis of the research findings to be attained. It is only then that the application of these inputs to land could be as safe as possible.
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CHANG A.C., PAGE A.L., ASANO T., HESPANHOL J. (1998) Evaluating methods of establishing health-related guidelines for crop land application of municipal water. In: Asano, T., Wastewater reclamation and reuse. Technomic Publishing Lancaster, Basel, USA.
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HARRISON E.Z., OAKES S.R., HYSELL M., HAY A. (2006) Organic chemicals in sewage sludges. The Science of Total Environment 367, 481–497.
KALAVROUZIOTIS I.K., KOUKOULAKIS P.H., ROBOLAS P., PAPADOPOULOS A.H., PANTAZIS V. (2008) Macro and micronutrients interactions in soil under the effect of Brassica oleracea var. Italica, irrigated with treated wastewater. Fresenius Environmental Bulletin, 17:1270-1282.
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KOUKOULAKIS P.H., CHATZISSAVVIDIS C., PAPADOPOULOS A.H., PONTIKIS D. (2013) Interactions between leaf macronutrients and micronutrients and soil properties in pistachio (Pistacia vera L.) orchards. Acta Botanica Croatica 72, 295-310.
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PAPAIOANNOU D., KALAVROUZIOTIS I.K., KOUKOULAKIS P.H., PAPADOPOU LOS F. (2016) Critical ranges of pollution indices: a tool for predicting soil metal pollution under long term reuse of wastewater. Toxicological and Environmental Chemistry (In press)
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DOI: 10.6092/issn.2281-4485/6303
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Southwestern Birds #1 (Birdsong IdentiFlyer™ Card)
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Note: This card will only work with the Birdsong IdentiFlyer™, available from For the Birds at www.identiflyer.com . Insert card into the device and use the selection buttons to hear the songs of the birds listed. Card features the Gambel's quail, gilded flicker, white-winged dove, vermillion flycatcher, greater roadrunner, Bell's vireo, elf owl, verdin, gila woodpecker, and cactus wren.
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Home> Health & Wellness
Banishing Varicose Veins
"Every Woman's Mission"
A 38-year-old woman noticed warm, bluish veins behind her knees six months after giving birth to her third child. She was embarrassed to wear skirts and dresses after gaining 20 pounds. She wants her unsightly veins disappear the moment she closes her eyes. Sounds familiar?
Varicose veins are swollen and enlarged veins – usually blue or dark purple – that occur when blood flow is reversed (blood goes downwards instead of upwards). These veins usually occur in the legs, but they also can form in other parts of the body. Imagine, 22 million women and 11 million men between 40 to 80 years of age have varicose veins. Of these, 2 million men and women will develop symptoms and signs of chronic venous insufficiency, a condition that occurs when the venous wall and/or valves in the leg veins are not working effectively, making it difficult for blood to return to the heart from the legs. Even varicose veins alone, without more advanced signs of chronic venous insufficiency, can result in important reductions in quality of life.
Studies show that varicose veins can be related to hormonal disorders, lifestyle (e.g. smoking), or acquired after deep vein thrombosis (DVT) wherein blood clot (thrombus) forms within a deep vein, predominantly in the legs. Increasing venous pressures (venous hypertension), valvular incompetence, structural changes in the vein wall, inflammation, and alterations in shear stress are the major pathophysiological mechanisms resulting in varicose veins.
Symptoms of varicose veins vary according to their size and extent. It can start as an aching or throbbing discomfort, burning, itching, and dry irritated skin. Larger involvement of veins and valvular incompetency may manifest as leg heaviness and fatigue, cramping, hyperpigmentation, swelling (edema), skin changes and crater formation (ulceration).
The clinical evaluation of a patient with varicose veins begins with the physical examination to determine the type, location, extent, and possibly the cause of the venous disease. Varicose veins should be examined in the standing position and inspected for redness, tenderness, or induration that may suggest superficial vein thrombosis. If the cause of varicose veins is not clear from the clinical examination or if an intervention is being considered, venous ultrasonography is used to evaluate presence of venous reflux.
There are several options for the management of varicose veins, including compression hosiery and lifestyle advice, and interventional treatments:
Graduated compression hosiery is widely used as first line treatment for varicose veins. Compression stockings work by compressing the veins to keep them collapsed and empty of blood and thereby pushing more blood into the larger network of veins in the body. This results in a reduction of venous pressure in the leg and subsequently a decrease in leg swelling.
Whether or not more advanced therapies such as ablation are considered, lifestyle modification is crucial to ensure as complete and durable a treatment response as possible. Because varicose veins are associated with obesity, weight loss is an important step in reducing progression and preventing recurrence. Regular physical activity such as walking and foot flexion exercises may improve calf muscle pump function. Elevation of the feet to at least heart level for 30 minutes at least 4 times a day and avoidance of prolonged standing and sitting decompress lower extremity veins and improve symptoms. Smoking cessation should be emphasized in patients with varicose veins.
Creams containing heparinoid, a compound similar to heparin, is also used to improve circulation after bruising or soft tissue injuries including inflammation of a vein in the skin associated with blood clot formation (superficial thrombophlebitis). Heparinoid works by dissolving small blood clots and improving the blood supply to the skin. Heparinoid such as mucopolysaccharide polysulfate cream and gel can be used to help relieve pain and inflammation associated with superficial thrombophlebitis.
Interventional treatments such as surgery, foam sclerotherapy and endothermal ablation are reserved for more complicated cases. Surgery is a traditional treatment that involves surgical removal by 'stripping' out the vein or ligation (tying off the vein). In foam sclerotherapy, a sclerosant foam (irritating agent) is injected into the vein to cause an inflammatory response which consequently closes it. There are two main endothermal methods: radiofrequency and laser ablation, these methods heat the vein from inside causing irreversibly damage to the vein and its lining and closes it off. All treatments may be performed under general or local anesthesia and do not usually require an overnight stay in hospital. Studies demonstrate that the rate of recurring varicose veins at 3 years after treatment is likely to be between 10 to 30%.


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The Festival will run February 25-March 8, 2021 with the Film Awards Gala on February 25.
Full days of film screenings will begin February 26th including the Opening Night presentation that evening and will conclude with Best of Fest on March 8. Read more
Thursday, February 25, 2021
Details on how to attend our largest fundraising event of the year coming soon. Learn more
Short Films On Demand
Watch a selection of short films from the past and learn about the creator(s) behind them. Check back for a new film each week. Watch Now
Now taking submissions for the 2021 Palm Springs International Film Festival
Films are planned to screen February 25-March 8, 2021 Submissions
Film Festival 2021
2021 Palm Springs International Film Festival. Now in its 32nd year,...
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Palm Springs International Film Festival Film Awards
February 25, 2021,
https://www.palmspringscc.com/ More Information
Support the Film Society
Sponsorhip opportunities, donate, volunteer
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The Film Festival and ShortFest are presented by the Film Society under our mission of nurturing new filmmaking talent, honoring the great masters of film, and providing audiences with an appreciation of world cinema.
The Palm Springs International Film Society presents Educational Programs that bring students into the world of cinema with engaging opportunities and in-depth experiences in the classroom, in our offices, and at our Festivals.
Members enjoy exclusive invitations to pre-release screenings of major motion pictures throughout the year, a sneak peek into PSIFF at the highly anticipated annual Member Preview Night, Early Bird Box Office access to our Festivals, and much more.


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How to Spice Up Your Morning Routine (So Adulting Doesn't Feel So Stale!)
Let's picture it. You wake up, you've had a full night sleep, and you feel refreshed, and ready to face the day. You get a long hot shower, then you eat a leisurely breakfast while scrolling through your social media and talking to your family about their plans for the day.
Does this sound familiar? Yeah, me neither.
More accurately, you wake up with ten minutes to go before you have to leave the house. You wildly scoop your hair into a manageable updo, slip on some flip flops while yelling at the kid to get his backpack. Meanwhle you're shoving a poptart into his hand as you race out the door. While in the dropoff lane, you start getting grouchy because the line is taking forever to creep forward five feet so you can let your kid out at the right place, and you haven't had your coffee yet.
While I can't help you with the drop off lane (honestly, is there really anyone that can?), or help you grab something other than a poptart for breakfast, I can give you some ideas on how to make your mornings feel less harried, and a little more focused. Read on for some ideas on how to make your morning feel more purposeful, and less rushed.
Make a List, Check it Twice- So, let's face it. You're not going to ever accomplish everything you put on your list. In fact, I've been known to add things to my list that I've already done, just so I have some thing to cross off. But adding some quick ideas on goals to accomplish for the day can give your whole morning a fresh, purposeful direction. Knowing what you'd like to get done by the end of the day really can make a difference. Don't get overly ambitious, but do add enough things to your list to make it feel manageable to you.
Take Some Time For Self-Care--Taking an hour to paint your nails, or do your hair and makeup all alone in the morning while trying to get the kids ready, the husband out the door, and make breakfast all at the same time, likely is a tad unrealistic. But you can carve out ten minutes to take a quick shower, listen to some music that motivates you, read a quick blog article (thanks for chosing this one, btw!) or do some meditation. Taking that time just for you to charge your batteries and preparing to meet the day can make all the difference.
Write Down Your Ideas & Feelings--It doesn't have to be a novel, it doesn't even have to be complete sentences. But taking a couple of minutes to jot down how you're feeling and get some ideas out of your head and written down can feel so good. Making time to journal is an important step in making your whole day feel a little more manageable.
Crank Up the Tunes!---Make a morning playlist with music you find energizing, motivating, inspirational, or just plain fun! Dance around your kitchen for two minutes while you butter your toast, and feel the endorphins start doing their magic.
Drink your morning coffee out of a fun cup!--Plain coffee mugs depress me. They're ugly, uninspiring, boring and make me twitch just a little when I see one. Maybe it's because of what I do, maybe it's just because I like looking at pretty things. But having a special mug or cup that you use for your morning caffeine of choice can make you feel a little more human. And that's always a good thing!
Listen To A Podcast.--There is a podcast out there for virtually any subject you're interested in. The beauty of this idea is you can multi-task! Listen to a podcast while you're fixing the lunches for the small humans. Have it on in the background while you're getting everyone's homework into backpacks and finding stray shoes. Have it playing while you take that aforementioned ten minutes for a shower and some self care. It's a great way to learn about things that interest you, and add some food for thought to the rest of your day.
Find a Phrase or Motto--As corny as it sounds, this really can help! Chanting over and over again "Punching People is Wrong" can help you remember not to smack someone that cut in line at the grocery store. Whispering "I will keep the small humans alive" all day can help you remember to make dinner when they come home. And repeating "I am fabulous, I will do all the things" can help remind you that you are, in fact, fabulous; and you can do all the things you set out to accomplish!
Now all you have to do is remember to set the alarm, and then not sleep through it!


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708 1788 Columbia Street, Vancouver Listing #: R2481854
Welcome to "EPIC" located conveniently in the heart of South False Creek Olympic Village neighbourhood, a highly sought after waterfront community anchored by the Seawall. This functional 1 Bedroom + Den unit offers a smart open concept floor plan w/ no wasted space. Top finishing features induction cooktop, Blomberg & Fulgor Milano appliances, Torlys Laminate flooring, spa-inspired bathroom, & floor to ceiling windows for plenty of natural light. Steps away from Seawall, Canada line, Sky Train, Urban Fare, London Drugs, Community Centre, Daycare, Shopping on Cambie Village. Amenities include: gym, dog wash, & rooftop deck. 1 parking stall and 1 locker are included. Great turn-key investment property!!!
Taxes (2020): $1,500.88
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Improve Your Analysis - Migrate All Your Bioassays From PLA 2.0/2.1 to PLA 3.0
Dear Sir or Madame,
If you have spent any amount of time with PLA 3.0, you will know that it is superior to PLA 2.x by far. But that does not make your PLA 2.x assays any less valuable. In fact, those assays you created with PLA 2.x are a real asset worth keeping indefinitely. And that's exactly what the PLA 3.0 Migration & Archiving Toolkit 1.1.0 allows you to do. You will have all your bioassays in one place: PLA 3.0.
We called it "toolkit" because the program is really a package of several distinct tools, each designed to complete a specific task. This might seem rather complex, but it was necessary because PLA 2.x and PLA 3.0 are two completely different programs. They were written in different programming languages. They can coexist on the same computer and you can import PLA 2.x assays into PLA 3.0, turning them into PLA 3.0 assays. But the PLA Migration & Archiving Toolkit goes several steps further.
With the PLA 3.0 Migration & Archiving Toolkit, you can migrate productive (and validated) PLA 2.x assays to PLA 3.0. The comparison feature shows you differences in the calculated assays (if any). You will therefore be able to reduce the re-qualification effort significantly, in many cases even drastically.
For a quote or any further questions, please contact our Sales Manager Tanja Farrenkopf via email.
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Crescent ♓ Pisces
Moon phase on 6 January 2030 Sunday is Waxing Crescent, 2 days young Moon is in Aquarius.Share this page: twitter facebook linkedin
Waxing Crescent is the lunar phase on . Seen from Earth, illuminated fraction of the Moon surface is 7% and growing larger. The 2 days young Moon is in ♒ Aquarius.
Monday Mon
Tuesday Tue
Wednesday Wed
Thursday Thu
Friday Fri
Saturday Sat
Sunday Sun
Previous main lunar phase is the New Moon before 2 days on 4 January 2030 at 02:49.
Moon rises in the morning and sets in the evening. It is visible toward the southwest in early evening.
Moon is passing about ∠17° of ♒ Aquarius tropical zodiac sector.
Lunar disc appears visually 4.4% narrower than solar disc. Moon and Sun apparent angular diameters are ∠1867" and ∠1951".
Next Full Moon is the Wolf Moon of January 2030 after 13 days on 19 January 2030 at 15:54.
There is low ocean tide on this date. Sun and Moon gravitational forces are not aligned, but meet at big angle, so their combined tidal force is weak.
The Moon is 2 days young. Earth's natural satellite is moving from the beginning to the first part of current synodic month. This is lunation 371 of Meeus index or 1324 from Brown series.
Length of current 371 lunation is 29 days, 13 hours and 18 minutes. It is 1 hour and 9 minutes shorter than next lunation 372 length.
Length of current synodic month is 34 minutes longer than the mean length of synodic month, but it is still 6 hours and 29 minutes shorter, compared to 21st century longest.
This New Moon true anomaly is ∠39.8°. At beginning of next synodic month true anomaly will be ∠67.6°. The length of upcoming synodic months will keep increasing since the true anomaly gets closer to the value of New Moon at point of apogee (∠180°).
4 days after point of perigee on 1 January 2030 at 15:33 in ♐ Sagittarius. The lunar orbit is getting wider, while the Moon is moving outward the Earth. It will keep this direction for the next 6 days, until it get to the point of next apogee on 13 January 2030 at 08:51 in ♉ Taurus.
Moon is 383 959 km (238 581 mi) away from Earth on this date. Moon moves farther next 6 days until apogee, when Earth-Moon distance will reach 404 647 km (251 436 mi).
3 days after its ascending node on 2 January 2030 at 20:31 in ♐ Sagittarius, the Moon is following the northern part of its orbit for the next 10 days, until it will cross the ecliptic from North to South in descending node on 16 January 2030 at 22:41 in ♊ Gemini.
3 days after beginning of current draconic month in ♐ Sagittarius, the Moon is moving from the beginning to the first part of it.
4 days after previous South standstill on 2 January 2030 at 08:17 in ♐ Sagittarius, when Moon has reached southern declination of ∠-23.575°. Next 9 days the lunar orbit moves northward to face North declination of ∠23.549° in the next northern standstill on 16 January 2030 at 08:26 in ♊ Gemini.
After 13 days on 19 January 2030 at 15:54 in ♋ Cancer, the Moon will be in Full Moon geocentric opposition with the Sun and this alignment forms next Sun-Earth-Moon syzygy.


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News, descriptions, comments, opinions about Carrington (Foster County), North Dakota and surrounding areas. This blog was created to supplement CarringtonNews.Com and to give local residents an outlet to express their opinions regarding the attractions, events, sports, politics of the area.
Thursday, September 12, 2019
Getting Tired of Roadwork in Carrington & North Dakota
Any roadwork going on in your part of the country? Kudos to the person who created this poster... wish I could give him/her credit!
Here in Carrington we've had to figure out new ways to get places all summer long... and the roadwork still continues. If you have an appointment somewhere, be sure to leave early because there's no telling what road will be closed from one day to the next.
Example: I had an appointment in New Rockford yesterday and spent about 10 minutes figuring out how to get out of my neighborhood and across the railroad tracks because the overpass was suddenly closed. I got to 2nd Ave. North and, of course, a train decided to slow down and stop just when I needed to get across.
Thank goodness for a friend who drove by and said ,"Follow me." We drove back across Carrington and came out on Hwy 52 going toward Sykeston. I turned east, and even though it was out of the way, it saved me time because the train was still sitting still when I got back to Hwy 281 and headed north!
Anyone else running around in circles because of roadwork? #roadworkblues #carringtonnd
Posted by Judy Keller at 11:03 PM
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We understand that it's important to support the families and colleagues of the deceased. We provide a range of confidential services from providers.
Bereavement helpline
Care first provide emotional support for loved ones and colleagues from trained bereavement counsellors, and practical advice on issues such as coping with funeral arrangements and obtaining probate. Depending on the circumstances an employee may be referred to specialist organisations for appropriate support.
Stress helpline
Provided by Care first, the helpline gives your client's workforce access to a 24/7 support from counsellors accredited by the British Association for Counselling and Psychotherapy. It can provide practical and emotional support to employees when needed.
Grief Encounter helpline
This registered charity provides much needed information, guidance and support to bereaved children and those who care for them.
All these services are confidential, and the service provider will not share with us any personal information provided to them. They are non-contractual services which can be withdrawn by Aviva at any time, without notice.
Full details of the services available can be found in our Group Life Added Value Services brochure.
A simple process
A tele-interview (TIV) is a telephone conversation, in which essential medical information is captured. Our tele-interviewers have the skills and are aware of medical details that can help them interpret the conversation and record the details. This helps us gather details about employee's health and medical history that can provide faster underwriting decisions.
TIV is a straightforward process
We'll call your client's employees and ask them about their work, health, lifestyle and medical history. All information is treated in the strictest confidence and is only used for their application. Afterwards, we'll issue a copy of the report from the tele-interview to the employee, which they'll be asked to check thoroughly. If they need to make amendments, we ask them to do this in writing.
We collect the necessary information
In many cases, our underwriters can make their decision based on the report from the tele-interview. Sometimes we need to ask for more information from the employee's doctor or other medical professionals. Occasionally, we'll ask an employee to attend a short medical examination with an independent clinician.
If an employee would rather not have a tele-interview, we can use a medical declaration form to capture information about their work, health, lifestyle and medical history.
In most cases, we will review the rate and terms of policies every two years. We'll notify you six weeks before the anniversary date, at which point it's good to re-engage with your clients to ensure they have the right levels of cover and whether their business has changed.
We offer Master Trust arrangements for Registered and Excepted Group Life policies, for both online and offline business.
The Master Trust arrangements offer an affordable and simple process for employers to provide their employees with life insurance. This process requires less time and resource to set up and manage Group Life policies, which means it can be a more cost-effective solution for your clients. The arrangements enable us to cover all insured members of an employer under either of the two trusts.
The Master Trust arrangements are governed by the main independent trustee, PTL Governance Ltd (PTL).
The benefits of the Master Trust arrangements are:
Before filling in the forms, your client will have to decide if there will be age requirements associated with the scheme – such as a fixed probationary period.
However, every employer must comply with the Equality Act 2010. They should therefore think about:
When obtaining a quote for Online Group Life products through AGPOL there are four different options to choose from:
Once you choose the product option, the rest of the online quote process remains unchanged.
Some clients will be uncomfortable discussing plans to cope with deaths in their workforce. However, these are risks that companies could benefit from considering, particularly those that are employing specialist or high-paid senior personnel.
We're here to help you explain the benefits of our Group Life policy. We can answer any questions that you or your clients have about all the products in our Group Protection portfolio, and how they can work together.
We can help you apply, deal with any queries, and give you information that will help your clients proceed with confidence as they buy a Group Life policy.
These documents will help you apply
Group Life - Application form
Group Protection Direct Debit Mandate
A dedicated SME team here to support you
For your smaller clients, our dedicated SME team are here to help you grow and support your portfolio. They'll give you as much or as little support as you need.
Contact the team today: 0800 404 5035 or speak to your Aviva Account Manager.
Through our Bereavement helpline, we can offer colleagues and beneficiaries of the member support, guidance and advice.
In most cases, we don't need to see the death certificate if we can verify the death online. We can normally do this for UK deaths, when registered for at least two weeks. Claims can be submitted before this to allow us to begin our assessment. Online verification gives time back to those affected so they can concentrate on other matters, such as funeral arrangements.
Making a claim is easy with our online claims process
(Please note, our online claims process applies to non-Master Trust options only).
There are a few simple steps to follow:
You or authorised individuals at the company can complete a claims form at www.aviva.co.uk/grouplifeclaim
We'll need:
If a death in service pension is being claimed, we'll need the dependant's details, the amount of pension payable and to whom this should be paid. We'll also need the member's marriage or civil partnership certificate, and birth certificates for any dependants who are to receive pension benefits.
If we need a signed and printed copy of the claim form, we'll provide a link to print the form to the person who submits the claim. We can accept a scanned and emailed copy of the signed form.
If there are any questions, or your client wants to change any of the details submitted, they can contact our Claims team on
01603 680715 or email email@example.com
Master Trust claims
If the claim is under a Master Trust scheme, your client will need to submit a Master Trust paper claim form.
Submitting a paper claim
To submit a paper claim, please download a Claim form from our Document library.
It's important to note that we won't pay claims or requests for additional amounts of benefit that are submitted more than two years after a member's death.
Our documents help you introduce the benefits of this product to your client.
Group Life literature describes the cover and the options in full. It's important that you get to know these documents well, as this will help you conduct a compliant sale.
These documents explain how the product works
These documents help you make applications
You'll find a full range of Group Life literature in our searchable document library.
Whether you're looking to make your website work harder, promote your business locally, or network more effectively,
the Adviser Resource Hub can help.
Created with Group Protection and Health advisers in mind, it's a free, easy to use resource, enabling you to master your own approach to marketing and help give your business an extra boost.
Visit the Adviser Resource Hub today and register for free.
For help or queries, call us on 0800 145 5684 or speak to your Aviva Account Manager
If your query relates to an existing policy, please call 0800 051 3472,
or email email@example.com
Lines are open 9.00 am-5.00pm, Monday to Friday. Calls to and from Aviva may be recorded and/or monitored.
You can find contact details for each product area in the drop-down list:
View all contact details
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Caucasus Business Week sums up the main events of last week.
Extended Meeting was Held Between Chancellor of Germany and Prime Minister of Georgia
Angela Merkel discussed German investment possibilities in Georgia. While we learned from Thomas Bareiss that Deutsche Bahn is interested in cooperation with Georgia.
JSC Nenskra Hydro will Cooperate with Mestia Municipality in a New Format
On August 23, the Memorandum of Cooperation was signed in Mestia between the Nenskra Hydropower Plant Project company JSC Nenskra Hydro and the City Hall of Mestia municipality.
Strawberry of Pineapple Flavor – Outcome of Farmer Giorgi Latsabidze's Scientific-Selective Work
Young Georgian farmer discovers a new type of strawberry
Fabrika Takes Second Place at Global Architecture & Design Awards
Out of the 748 submitted projects, Fabrika took the second award in the "Rethinking The Future"'s Global Architecture & Design Awards in the category of Urban Design (Built).
Fitch Affirms Georgia at BB-; Outlook Positive
Fitch Ratings has affirmed Georgia's Long-Term Foreign- and Local-Currency Issuer Default Ratings (IDR) at 'BB-'. The Outlook is Positive.Georgia's ratings are supported by governance and business environment indicators that are above the current medians of 'BB' category peers, and a track record of macroeconomic resilience against regional shocks.
Domestic Electricity Consumption Grows by Annual 12.6% in June
In June 2018 domestic consumption of electricity rose by 12.6%. The growth constituted 8.4% in the first half of 2018. Domestic consumption increased as a result of increased consumption among direct consumers and distribution companies.
World Banks Issues First Blockchain Bond Raising a $100 Million
The World Bank launched bond-i (blockchain operated new debt instrument), the world's first bond to be created, allocated, transferred and managed through its life cycle using distributed ledger technology.
Georgian Wines and Chacha win Top Awards at China's CWSA Contest
Eight Georgian wines and one chacha were awarded with double gold awards at China Wine & Spirits Awards (CWSA) 2018. Besides the top "double gold" wards, Georgian wines won 20 gold medals, 6 silver and 8 bronze awards. This is a huge progress compared to last years' performance at CWSA.


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Pam Nichols
Receptionist / Property management assistant
Roseville, CA location
(916) 517-1600
Pam is our Receptionist at 970 Reserve Drive Roseville Executive Suites and assists with Property Management.
I've lived in the Roseville area my entire life so definitely call this home. I love my job with Succeed Professional Suites as my responsibilities are so diverse. I feel as if I am the core of this building, the first person a new client meets. I love handling all of the issues that come up with the tenants and solving the many problems they seem to find. I find great satisfaction in learning new things and there is no greater joy than conquering a problem and bringing a smile to someone's face. -Pam