text:
Pearson plc, a understanding firm, offers finding out materials, technologies, assessments, and services for teachers and students worldwide. Pearson earns over $8 billion in annual worldwide sales, with much much more to come if countries continue to use standardized tests to price students, teachers and schools. The investigation located that public officials frequently commit to getting from Pearson because it is familiar, even when there's tiny proof its products and solutions are successful. Sometimes there is just no substitute for somebody displaying you how to do a math problem.
Barber acknowledged that the company's efforts will draw a skeptical response from these who regard its proposal as tiny more than a public relations physical exercise." But he predicted that Pearson will take several measures in the next few years to prove at least some of the doubters incorrect, by coming up with trustworthy standards for judging its work.
Wayne Allen Bateman utilizes written explanations, narrations, and illustration to convey key concepts in math. The story of Pearson's rise is extremely much a story about America's obsession with education reform more than the past few decades. Every individual in the series shows a slightly various way of solving the very same dilemma, to help you much better understand it. And there is a Spanish-speaking teacher to show issue solving to students who are not proficient in English. Jenny Eather of Australia has integrated far more than 600 generally employed math terms with properly-illustrated examples.
But many top executives stated they often operate toward bargains that benefit not just the business but its public-sector partners — and above all, the millions of students who use Pearson merchandise everyday. On both of these internet sites, you are going to also see tips for parents on how to aid your little ones with math while avoiding meltdowns.
The authors define deliverology" as the emerging science of receiving factors done" and a systematic method for driving progress and delivering benefits in government and the public sector." The book targets systems leaders, politicians who help education reform and delivery leaders, employees accountable for the day-to-day implementation of structural change.


text:
Sustainable Green
Water lentils provide you with a high source of Vitamin B12, iron, calcium, magnesium and Vitamin A and a good source of zinc and phosphorus. These little plants have a nutrient density comparable to kale and spinach.
Whether you are looking at your immune system, energy levels, hormone balance or a variety of other functions, vitamins and minerals partake in all of them.
Get your daily serving of water lentils to make sure you receive these essential vitamins and minerals.
Plant-Based Protein
Water lentils have a higher percent of Essential Amino Acids (EAA) and Branched Chain Amino Acids (BCAA) than any other plant-based protein. The protein quality that you receive from water lentils is better than any other plant-based protein.
The digestibility of our water lentils also far exceeds that of a pea. Water lentils have a digestibility of 93% while both soy and pea have a lower digestibility. The bioavailability and digestibility of our plant protein are unparalleled. Our protein also comes from the whole plant, not an isolate, so the processing is minimal compared to other isolated proteins.
We provide you with a high-quality protein to help build, repair and maintain muscle.
Clean Gut Health
Water lentils contain dietary fiber. Dietary fiber is essential for digestion and gut health. There is a specific blend of insoluble and soluble fiber to keep your digestion healthy, and water lentils have it!
Fiber is linked to reducing the risk of many chronic illnesses like heart disease through lowering LDL cholesterol levels. Fiber can also combat insulin sensitivity and stabilize blood sugar levels while also aiding in weight loss.
Water lentils have the perfect blend of soluble and insoluble fiber to support healthy digestion.
only plant-based
Vitamin B12
Traditionally, Vitamin B12 has only been found in animal sources or from synthetic, unnatural supplements. A recent discovery, however, has proven that water lentils are a source of Vitamin B12!
Water lentils are one of the only sources of plant-based Vitamin B12 containing the two bioactive forms of the vitamin.
Lutein & Zeaxanthin
Water lentils contain lutein and zeaxanthin, two carotenoids commonly found in the eye. However, by supplementing your diet with lutein and zeaxanthin, you can improve those carotenoid levels and help your eyes! They also are useful for filtering out the blue light from TV, laptops and cell phones.
Omega-3 fats, polyphenols, lutein, chlorophyll and a high source of Vitamin A content all contribute to water lentils' natural antioxidant abilities. Antioxidants are known to prevent free radicals and oxidative stress, which are the cause of many chronic diseases.
Water lentils are, as I'm sure you've seen, green. That green color comes from the high chlorophyll content. Chlorophyll is an antioxidant that prevents oxidation within the body. Chlorophyll is also good for the body in multiple other ways like detoxing and reducing inflammation. Chlorophyll is not just good for color!
Vitamin A
Vitamin A has a multitude of functions within the body. It is starting with the immune system, where it aids in the production of white blood cells. Vitamin A also is essential for your eyesight. It is used in the conversion of light in the retina into signals to the brain. As well as immune function and eyesight, Vitamin A is used in growth, reproduction, and bone health.
Iron & Zinc
Iron carries oxygen around your body. When your body lacks iron, your energy levels plummet because you are not getting enough oxygen to your brain and muscles.
Zinc also has many functions and is involved in a variety of processes in the body. Zinc helps hundreds of enzymes to carry out their tasks, which can range from signaling to digestion.
Phosphorus is another mineral that is extremely important. Phosphorus is used in nearly every reaction in your body. Phosphorus is used for nerve conduction, energy maintenance, muscle contraction, and repairing tissues to name a few. It is even used to make your DNA.
Magnesium is a cofactor for thousands of enzymes in your body, which means that magnesium is used in nearly every function in your body from protein synthesis and muscle movement to blood pressure regulation.
Water lentils contain high quantities of omega-3 fatty acids, specifically alpha-linoleic acid, at nearly 50% of your recommended daily intake. Omega-3 fatty acids may provide a reduction in LDL cholesterol (bad cholesterol) and an increase in HDL cholesterol (good cholesterol). Omega-3 supplementation can benefit cardiac health and reduce coronary events.
Calcium makes up the majority of your teeth and bone structure. When you lack calcium, even in just a day, your body breaks down your teeth and bones. By consuming water lentils, you are giving your body the calcium it needs and preventing the risk of osteoporosis.
Our Products Are Full Of
Plant-Based Goodness
We are proud to provide you with products made exclusively from water lentils. No soy. No pea. Nutrition at its finest.

subset: commoncrawl


text:
*The red and green phone buttons don't work
*The power button doesn't work (although holding it still alternates back-light)
*The slide down keyboard doesn't work at all, or..
*The keyboard works, but no delete keys work (through ANY input method)
*When clicking an auto-complete word, the start menu opens
*The screen jumps out of alignment horizontally left. I can realign, but this is intermittant, and when it returns it is out of alignment to the right :)
*The volume rocker button doesn't work, and sometimes opens the start menu
*The IE hard button randomly activates (though not any more due to me unbinding the key to save money!)
These problems seem to either all be there, or none. (with the exception of the keyboard issue - it works correctly about 20%, no deleting at all 50%, and nothing 30%)
Obviously, it is incredibly tedious manually inputting texts ensuring i get 100% accuracy all the time! :)
Has anyone heard of this sort of thing happening before?
I have tried numerous hard and soft resets to no avail - even on a brand new hard reset it may have these issues (with no change in frequency). I have upgraded the firmware via Telecom.
Any ideas?


text:
Forthcoming book about Atheism
Fortress Press is coming out with the third volume in their series of books to accompany the Greer-Heard Point Counterpoint Forum at New Orleans Baptist Theological Seminary. The new book, which is scheduled to release in October, is The Future of Atheism, and is a debate between Alister McGrath and Daniel Dennett. I haven't had a chance to seek out a recording of the debate (I know you can buy one from NOBTS), nor have I looked over the list of respondents, but this promises to be an interesting book, even if this ground has been pretty well tread in the past year or two. McGrath is a very erudite respondent to the new influx of Atheist writing, as a former atheist himself, as a credentialed scientist, and as a historical theologian. I've enjoyed listening to him talk, especially about Dawkins' new book, and look forward to delving into this discussion.


text:
The street style seen outside of Oslo Runway represents the creativity and flair of Norwegian fashion-lovers. Everything from minimalistic Scandinavian lines, to vibrant colours and corky unique looks took place outside the events, rain or sunshine.
As we gradually transcend into autumn, it is easy to forget about the vibrant colours of summer. Yet, these ladies didn't, lighting up the grey weather with a splash of colour. If you are a fan of subtle tones, a quirky handbag or some colourful heels can really spice up an outfit.
The black and white combo will always be a classic, and can be changed to suit everyone´s style. Add a cool accessory to make the outfit more interesting.
Speaking of a timeless trend, denim will always be a popular street style look. Effortless and cool, the denim-on-denim was once a faux pas, but is now here to stay. By combining a dark shade of denim on the bottom with a light denim shirt or jacket, you create the balance to make this look work.
Hats and snapbacks are the accessories that can really make a look, or just be a cool feature. The snapback have blossomed in fashion during the last year, it's a cool and sporty twist to almost any outfit. Bucket hats, a 90s classic, are a fun accessory and are always a good option.
Oh, the leather jacket… it can be combined with almost anything, even leather trousers and skirts, but that might be more for the daring. It is a piece that should be found in every man and woman´s closet. Even though black is the standard colour of the leather jacket, a whole range of colours are available.
Let us know what you think of these looks. We hope you get inspired to try some of them yourself.
Text: Sigrid Solberg
Images: Johannes Sunde


text:
The Osborne Family Spectacle of Dancing Lights is back at Disney's Hollywood Studios this year with a few new additions and some changes:
-In between some of the dance sequences, a staged radio interview with the creator of the spectacle, Jennings Osborne, takes place
-One building has a falling snow effect in the windows, you'll see this in our video during one of the dance sequences
-Two new sequences starring characters from the Disney Channel original series "Phineas and Ferb" have been added. In the first, Phineas and Ferb fix some technical problems with the lights and then have them dance to "Christmas is Starting Now" from the Phineas and Ferb Christmas Special. The second skit has Dr. Doofenshmirtz attempting to take over the display before being foiled by Perry the Platapus.
WDWNT Reporter Banks Lee brings us a video of the Spectacle with all of these new additions, courtesy of the WDWNTube:


text:
With organic reach in the single figures Pages have a tough job to get their content seen by fans without paying to boost posts.
Understanding how the News Feed algorithm works will help you maximise your reach and avoid having your Page's content downgraded.
Packed with practical advice, the principles behind the algorithm are explained together with techniques to employ and those to avoid.
This 47 minute masterclass is essential viewing for all Page admins.
Before you leave we wanted to invite you to sample EVERY course and masterclass inside Digiterati Academy with an ultra low-cost 30 Day Trial with NO joining fee.
Click below to learn more...


text:
Working with Pro Bono Economics: Wendy Jones
Wendy Jones sits on the board of Trustees for National Numeracy, which is an independent charity established in 2012 to help raise low levels of numeracy among both adults and children and to promote the importance of everyday maths skills.
How did you first hear about Pro Bono Economics?
Through one of our trustees, Belinda Vernon (now the chair of National Numeracy). This was in 2014.
Before that time, we often cited a piece of work prepared by KPMG regarding the costs to society of children not being numerate when leaving school. We wanted to do something ourselves of that ilk but broader, looking at the consequences of poor levels of adult numeracy.
We felt that such evidence was essential for illustrating to our funders and potential funders the overall costs of poor numeracy – but that the work required would be prohibitively expensive for us as a charity.
It was quite a revelation therefore to find an organisation that would do it, for free, and to a professional standard.
What did you want from your partnership with us?
Up until then we relied on the KPMG work and on other disparate pieces of evidence on the costs to individuals, business and society of poor numeracy. We wanted a robust analysis that would collate the available data and give us a reliable overall figure that we could use in the media and with other stakeholders. We wanted results that would have a wide impact.
What was your experience of working with Pro Bono Economics?
From the outset, we knew we were working with a highly professional team who understood our needs and were realistic about what could be achieved. They were clear about what they wanted from us and agreed with us the various data areas and the overall scope of the research.
We were working to a deadline too, as we ideally wanted the PBE report to be ready for the launch of a new service, the National Numeracy Challenge. We were aware that this was a big ask. However the team really did work hard, above and beyond the call of duty, to ensure we met the deadline.
What did the final report achieve in terms of media coverage?
The coverage was excellent – from the Sun to the FT, as well as TV, radio, online and more specialist outlets. There was widespread interest in what the report revealed and the headline figure that it produced – the £20 billion cost to the UK economy.
Five years on, we still use the £20bn figure and it is widely quoted by other commentators too.
Has the report been useful from a fundraising perspective?
Every fundraising bid we have submitted since the report's publication has featured its findings; it's been great for our financial sustainability. As a numeracy charity, we cannot afford to get the figures wrong. We need to be sure the data we use is reliable and robust. Working with PBE gave us that confidence.
How would you sum up the project?
It has delivered one of the most influential pieces of evidence National Numeracy now has.
Would you recommend Pro Bono Economics to other charities?
Absolutely – we had every confidence in the team and they were very straightforward to work with. If something is going to be difficult they will say so. They live in the real world. I suspect many charities would be amazed to find that there is an organisation out there offering a service like this – pro bono.
To read our report with National Numeracy, click here.


text:
Our Signature Curation offers the very finest indulgence in car care. Reserved for the most cherished of vehicles, our Signature Curation encompasses every aspect of our combined skills and knowledge. Without exception, each part of your car will receive the attention it deserves, to restore it to the condition you desire.
Typically carried out over at least two weeks (100 hours minimum), potentially longer. We painstakingly re-level your paint to minimise the appearance of 'orange peel', where a reflection in the paint appears rippled. This will leave it with a depth and gloss beyond anything which you may have seen before. Your choice of products will then be applied to protect the paint.
We remove your wheels. We will deep clean them and refurbish if necessary. Afterwards, we carefully polish and protect your wheels, before refitting them. Interiors will be systematically and painstakingly refreshed, leather renovated where necessary, fabrics and plastics gently cleaned and sanitised.
If we need to remove any parts for painting, repair or retrimming, we send these to the best third-party experts for the correct solution. We always carefully monitored and inspected this process.
A Signature Curation is a completely bespoke service. Prices start from £4500.00, including VAT at the current rate.


text:
2117 was a marginally better year for Senator Lee Crawford.
The first big news Crawford received was that there'd been a breakthrough by a pharmaceutical company that had managed to create a drug that shut down telepaths without killing them. While he wouldn't have minded killing the lot of them, he knew how history would view the man who gave the order once people had time to forget the massive wide-scale destruction they caused. That wasn't the sort of legacy that he wanted to leave behind, nor was it the legacy the current EarthGov President wanted to leave behind, though her concerns were more on the more immediate fact that aside from the fact that just about every telepath who was of age was registered to vote, every telepath who had family who loved them had family who also happened to be registered to vote.
Sure, there was a bigger number of voters who weren't related to telepaths, or weren't aware that they were, but the instant the bleeding hearts who hadn't been affected by the chaos that telepaths caused simply by existing started hearing about how "Poor Uncle Ralph who only made nifty clockwork toys in his basement and would never hurt a fly" got dragged off to the death camps...
It was simply easier on everyone's consciences to simply lock them up the instant they caught them.
Of course not everyone agreed with him and the President, so that's why he'd come on the DiPeso show with a few of the more "Harmless" telepaths. Why the DiPeso show? The damn thing had an audience of six billion live and twice that - many of them repeat viewers - saved. Bring someone on this guy's show and soon everyone would know who the hell he is. With everyone seeing the cute telepaths who built toys or screwed with stage lights until the lighting was perfect enough to win awards, or built robots that rescued people, and hearing how people had tried to kill half the really adorable now that you look at them telepathic guests because the actions of a few nutbags...
Well, most of the people screaming how every telepath belongs in a death camp would probably finally shut up. And when they shut up, he could find a way to deal with the problem in a manner that wouldn't have his name listed in the same breath as Hitler for instance. A a way to deal with the problem that likely involved injecting the lot of them with that new drug from Halotech even if the side-effects were a bit...
Well, a ten-percent suicide rate could be considered acceptable considering the circumstances.
He nervously watched the way the hands of every telepath except Constance who hadn't quite reached her crazy stage just yet twitched as if they itched to hold tools and do something as he sat through DiPeso's lame ass jokes. The last thing he needed right now was an incident. The Actress/lighting engineer who had also come to speak about her latest movie should be fine, but the kid from Glasgow who'd made a pitching machine with a three-hundred mph fastball, and the fireman who's giant robot had rescued a bunch of people during that earthquake last year could end up being trouble.
Fortunately, everything went off without much of a hitch if you didn't count the telepath in the audience who'd invoked Anna Keck's wrath when he'd accidentally set off that lighting disruptor that he'd just created, and Constance did her little thing. Constance being the sweet and adorable little thing that she was and DiPeso himself crying over the fact that someone had actually tried to kill her was sure to swing a bit more favor his way. Everyone wanted a solution to the telepath problem that they could live with, and the MRA that he and the president were proposing to the Senate which should sweep up the telepath problem as soon as they figured out how should look more reasonable to the people who had been sitting on the fence than death camps would.
Out in Arizona, a red-haired man who answered to the name of Monkey which was short for "Grease Monkey" in this universe was wandering around looking for pet-food, groceries, and whatever spare bits and bobs the local telepaths might have not picked up already while his "family" hung back in the lodgings they'd acquired fidgeting with bits of string, watching the DiPeso show, and slowly going mad because they had nothing else to do. What he found instead was an old-lady turning a car into an amphibious submersible at dilapidated mechanic's shop that looked as if it should have been closed and abandoned more than a century ago. Hanging around outside the building sitting next to a cactus playing with a bunch of rocks and doing nothing else was a small boy who couldn't have been older than six or seven.
Hello, what's this? he thought/sent as he examined the boy further, noticing that there was something off about him, something he couldn't quite put his finger on. The kid seemed to be operating on that mental wavelength that telepaths operated on at a level that was common to higher-level telepaths, but there seemed to be something off about him.
Then it hit him with the force of a brick in a sock. The kid was surrounded by tools and an experiment was in progress nearby and rather than trying to tinker with either of these things, he was playing some sort of mundane game with some rocks. Even if the kid wasn't quite at what some people were labeling the "crazy stage", the stage where the desire to create and explore the boundaries of SCIENCE! becomes an almost overwhelming compulsion, the boy should have been poking at the mechanical oddities that surrounded him and asking his guardian a million questions per minute about how it all worked.
What the hell's wrong with him? he asked the old woman who was currently messing around with the car's entertainment system.
Dunno, but whatever it is, it's made him absolutely useless for anything aside from being a taste-tester for my cooking. the old woman said from where she was fixing the car's sound system that looked as if it had been fried a decade ago. You can have him if you want him, but I should tell you now that he won't make a good minion.
Gee, thanks. Monkey replied as he picked the kid up and carried it off. While the old lady might have something against human experiments, Blood had been whining about the decided lack of test subjects since they'd been forced to destroy their lab.
At least he had something to show for this trip aside from food for Teal's new ferret, and food for the rest of them...
"And in other news, EarthGov forces have ended the telepath Michael Dexter's war of conquest on Nova Scotia..."


text:
"We were of town and recently received your package. Thanks again for your generosity. My son was really excited upon receiving the extra cards! "
Sign in
Create an Account
HOF! 1984 Topps #251 Tony Gwynn, Padres, Pure Hitter, .338, 3000 Hits
1988 Fleer Update #U-122 Roberto Alomar ROOKIE CARD, 2nd Base, Padres, Mint
1986 Topps #10 Tony Gwynn, San Diego Padres, HOF, Lifetime Batting Average .338, NM+
1979 Topps #116 OZZIE SMITH ROOKIE CARD Set Break HOF WIZARD OZ Padres Shortstop 100% ORIGINAL!


text:
(Limited time offer)
10 training sessions and a customized training plan to help you meet your personal fitness goals - fat loss, muscle gain, strength, endurance, etc.
Limited spots available at special rates.
Email email@example.com for more info.
Personal Training Package (10 Sessions)
C$600.00 Regular Price
C$447.00Sale Price
- Personal training sessions are non-refundable after 24 hours of purchase.
- Sessions expire if none are used within 2 years.
- Sessions can be transferred to another party.


text:
A pro-life advertisement in a Wellington magazine sparked a furious reaction on social media, but Voice for Life says its ad also received much positive feedback. The full page ad, which ran in Capital magazine, spelt out the demographic and social
consequences of preventing 500,000 Kiwis being born.
The ad noted the milestone of 500,000 abortions looming for New Zealand since the first abortion clinic opened in 1974.
Voice for Life also proposed adoption as an option for mothers carrying an unexpected baby.
"There are no unwanted babies. A loving home awaits every one," the ad stated.
It continued: "Voice for Life believes abortion is wrecking New Zealand's future. It kills babies who could enjoy love and a future with loving parents."
Heated criticism of the ad was posted by dozens of commenters on Capital magazine's Facebook page.
Critiques included allegations of misogyny, being archaic and conservative, offensiveness and
lack of balance.
Capital magazine's managing editor Alison Franks defended the decision to run the ad.
"We decided, questionable though its message might be, supporting freedom of speech was
important," Ms Franks wrote on Facebook.
She added that differences of opinion are part of the diversity of Wellington.
Voice for Life's Steve Jaunay told NZ Catholic that "we have received much positive feedback" following the ad.
Mr Jaunay said he had read the Facebook reactions and found them "typical of that part of our culture that considers abortion as acceptable".
He said the ad has been run elsewhere, but hadn't generated anything like such a strong response.
Voice for Life national executive member Karen Raaymakers said the ad had previously been placed in The NZ Herald, the Dominion Post and in local free papers throughout the country.
Mrs Raaymakers said she had only heard of one objection to any of these.
"The number of reactions on the ad in Capital makes me believe that [the] Abortion Law Reform Association of New Zealand has been encouraging their troops to object as much as possible."
After the Herald ad, Mrs Raaymakers noted, singer Lizzie Marvelly had a half-page article in the Weekend Herald titled, "It's her body, it should be her choice".
"There were many reactions online; the vast majority of those were opposed to Lizzie's message."
Mrs Raaymakers said she had heard many favourable reactions to the Capital ad, including one from an independent counsellor "who said it was the best ad she had ever seen".
Mrs Raaymakers added that Voice for Life didn't ask for their ad to be placed in Capital.
"They approached us."
Mr Jaunay shared an experience he once had showing that a strong reaction on this topic might be masking hidden hurts and fears.
"I have clearly seen the two faces of the abortion debate — within the same group of people," Mr Jaunay said.
"Publicly, I was abused and derided for my view, then when the crowd dispersed, I was cornered by a young woman — who was part of that group — who was suffering terribly, needed help, but didn't know where to turn, or whether she should've felt that way."


text:
OCULUS is a 90 foot motor yacht built in 2007 by Cheoy Lee Shipyards. Last refitted in 2019, she is a spacious and comfortable vessel with everything you need for a memorable charter vacation.
The main deck interior features a lounge area with sofa and coffee table, plush carpeting, a wet bar, and a formal dining space with oval wooden dining table and upholstered seating for six guests. The space is surrounded by panoramic windows that bring in natural light and provide impressive views. After a fun-filled day, unwind with great conversation over a gourmet feast. There is also country kitchen where you can enjoy breakfasts or casual meals throughout the day.More info
Tenders & Water Toys
- 21′ Sea Craft with a 150hp Mercury
- 2 brand new Jet Skis
- Water ski (adults)
- Wake board
- Knee board
- Fishing gear
- Snorkeling gear
- Inflatable 12 person pool
- Towable tube
Boat Specifications
|Cheoy Lee
|Year Built
|90ft / 27.43m
|21.5ft / 6.55m
|6ft / 1.83m


text:
Tonight, I Pray that you will walk peacefully with the Lord Jesus. That as you spend time in His Word your faith will increase, and you will be hungry for more. I pray that you would have direction from the Lord as you meditate on His Scripture and that you will be blessed you as you commune with Him. I pray that you are sensitive to the Holy Spirit so that you will be responsive to Him and will follow where He leads you. Waiting patiently upon the Lord is never easy but don't forget that His timing is perfect!!! He will help you and guide you as you walk with Him so that you can rise above the negative thoughts, images, and memories, surpassing the sorrow and sadness of past circumstances. I pray that you put the past behind you so that you can press on and be in His will and way for your life so that you can grow stronger as a Christian. I pray that you trust in Him knowing, that He will give you the strength that you need. I pray that the Lord will give you His Peace and Love as you rest in the Light of His great Love!!! In Jesus Name I Pray, Amen and Amen!! I Love You All… God Bless You!!!♥♥♥
Your Love Guard Me Through This Night…
Teresa is a Christian wife, mother and grandmother residing in Honolulu, Hawai'i. Though she first found Jesus in 1971, it wasn't until 2009, when she was diagnosed with lung cancer, that she truly drew near to Jesus and began living her life to serve Him. Though she was told that the outlook was bleak, by the grace of God and the amazing surgeons and oncologists He brought into her life, Teresa is now 8 years cancer free. She has since devoted her time to sharing the Good News of the gospel with all those she meets and talks to in person and online. She serves as a counselor and "grandma" on several different websites, offering counseling advice and prayer to believers and non-believers searching for answers. Teresa also has a passion for prophecy and the imminent rapture of the church and spends much of her time sharing news stories and Scripture indicating all of the prophecy happening in our world, everyday, before our very eyes.
Related Articles
Leave a Reply Cancel Reply
This site uses Akismet to reduce spam. Learn how your comment data is processed.


text: Ivan Malakhov started skiing on small hills inside small city of Smolensk. It is located on Russian plain so there are no mountains around for 1000 km! That's why at firstable he does new school freestyle - He did not require big mountains. After first prize places in freestyle Ivan got sponsorship and started big mountains skiing. Aosta Valley has become his home resort in 2013. He spends every summer in Cervinia, and winter in Courmayeur.


text:
Ready to sleigh this year?
Get in touch with our dedicated Christmas parties team now and get your Christmas party underway. We'll take all the hassle out the planning, so you can sit back and prepare for awesome cocktails, outstanding food and one of the best Christmas nights out… Ever!
- Located on the vibrant Broad Street in the heart of Birmingham
- 3-minute walk from Novotel Birmingham Central hotel
- Events Team to help with planning a work Christmas party
- Variety of Christmas party packages to choose from


text:
Top 10 Homeowner's Insurance Companies
FREE Homeowners Insurance Comparison
Compare quotes from the top homeowners insurance companies and save!
Secured with SHA-256 Encryption
UPDATED: Mar 13, 2020
It's all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
In 2017 (the latest year for which data is available), State Farm was the top homeowner's insurance company, based on direct insurance premium written, per NAIC data.
The well-known company, which is also the leading car insurance company, wrote $17.6 billion in homeowner's insurance throughout the year while claiming a staggering 18.6% of total market share.
Allstate was a distant second with nearly $8 billion in premium written, helping it gather 8.4% of the nation's market share.
Rounding out the top three was Liberty Mutual, which wrote about $6.5 billion in homeowner's insurance for 6.9% market share.
Top Ten Homeowner's Insurance Companies
- State Farm (18.6% market share)
- Allstate (8.4% share)
- Liberty Mutual (6.9%)
- Farmers (6.0%)
- Travelers (3.8%)
- Nationwide (3.5%)
- American Family (3.2%)
- Chubb (2.9%)
- Erie (1.7%)
Chances are you've heard of most of these companies, give or take the last few.
They are household names and advertise a lot, which explains why they are so popular and dominant in the insurance space. Enter your zip code below to view companies that have cheap auto insurance rates. Secured with SHA-256 Encryption
Enter your zip code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Biggest May Not Equal Best…
However, keep in mind that these homeowners insurance companies aren't necessarily the best in terms of customer satisfaction or pricing, but rather the largest operating in the country, per NAIC data.
You should also look at insurance company ratings and inquire with your State Department of Insurance to ensure the company you ultimately choose to obtain coverage with is sound financially.
It also may not hurt to read an objective review or two, or simply brush up on the company's history to determine if they're the right fit for you.
Remember, the biggest company certainly isn't the best, and if they're advertising heavily on television, they may have to charge you more to compensate.
Unsurprisingly, some of the largest insurance companies are also the most expensive, despite failing to top the ranks of customer satisfaction surveys.
[How are homeowners insurance rates determined?]
Top Homeowner's Insurance Companies by Satisfaction
As you can see from the chart above, Amica Mutual was the top homeowner's insurance company in 2018 in terms of satisfaction (per J.D. Power), which is certainly more important than size, assuming they're financially sound.
They topped the chart for the seventh consecutive year, despite not being a top-10 insurer in terms of overall volume.
And Chubb and Erie ranked second and third for property claims satisfaction while only mustering a ninth and 10th spot on volume list, respectively.
State Farm performed relatively well by claiming the fourth spot, but Allstate, Liberty Mutual, and Travelers were all just considered average.
Which makes you wonder why consumers might be paying more for such coverage.
For the record, USAA scored the highest of all the companies, but isn't actually included in the J.D. Power rankings because it's reserved for U.S. military and their families only.
If you're looking for homeowner's insurance, consider gathering insurance quotes online and/or speaking with an independent agent to explore all your options.
FREE Homeowners Insurance Comparison
Compare quotes from the top homeowners insurance companies and save!
Secured with SHA-256 Encryption


text:
These Ankle Socks from Seven MX are the exact same as the crew socks, just in a different height. They still feature the same blend of the cotton/polyester/spandex fabric construction which ensures they have the same features as well. These socks feature a woven logo at the top of the sock, so you can style rock your passion for dirt bikes and the sport of motocross.
// Cotton / poly / spandex construction
// Woven logo detail at top


text:
If you enjoy the forum please consider supporting it by signing up for a NES Membership The benefits pay for the membership many times over.
Be sure to enter the NES/MFS September Giveaway ***Smith & Wesson M&P 380 Shield***
I've seen and heard that cannon fired hundreds of times. Liberal neighbors tried to get them to stop and the Navy caved to extent of reducing the charge, but they still fire it.Happy Birthday Marines.
Love it!


text:
At Girton, we assess each applicant on individual merit. We aim to select the brightest and best students from the applicants available to us, irrespective of social, racial, religious, school or (for Home/EU applicants) financial background, and we interview all applicants whom we judge to have a realistic chance of being offered a place at Cambridge, either at Girton or at another college.
In making our admissions decisions we take into account all the information available to us, including GCSE results (in the context of average achievement at the candidate's school); AS module scores; school reference; A-level grade predictions; personal statement; any difficult circumstances; submitted written work; tests taken at interview; and performance at interview. We are also able to compare Girton applicants with the gathered field of applicants in each subject across the University.
It is important to stress that candidates who are ultimately successful in gaining a place are unlikely to be equally proficient in all the skills in which they are tested. In fact, it is rare to find an individual who meets all the criteria listed. No application succeeds or fails on one criterion alone.
Applicants to read Music at Girton are normally required to supply with their application some samples of recent school work. This should take the form of both words and music: typically a recent school essay (not necessarily in Music), and some compositions or harmony exercises (or both). All the work should be submitted in photocopied form (to avoid work going astray in the post); the work should contain teachers' comments.
Assessment will usually take place in early December. Generally, the assessment begins with a short written test. The purpose of this test is to determine the current state of candidates' musical training; it is not designed to highlight shortcomings, as we are very aware that preparation in schools varies hugely, and that many talented applicants have not had access to thorough training while at school. In the course of this test, candidates will be asked to write a short essay on an unseen; the latter is usually a piece of keyboard music. There is no pre-determined agenda to this particular exercise: candidates can address any aspects of the music that interest them, including form, melody, harmony, genre, style, or any other relevant parameter. The assessment process usually also involves some straightforward ear tests (typically identifying chords, writing down a simple diatonic melody and/or taking down by dictation all or part of a section in four-part harmony). The test usually concludes with a short harmony exercise (typically a chorale phrase for which candidates are asked to provide an indication of suitable harmonies). All these tests are usually discussed in the main interview, where we endeavour to see where candidates have a secure technical background and where they need some assistance. As suggested above, the primary purpose of the assessment is diagnostic.
In addition to the test, applicants to read Music at Girton are required to attend two interviews. One (lasting about 45 minutes) will normally be with the Director of Music and one other interviewer with special interests in the subject; the other (lasting about 15-20 minutes) will normally be with two non-specialist interviewers.
In the main interview, applicants will be asked to discuss work that they have undertaken at school – this might include the submitted work – and to discuss interests that go beyond school work. The latter might include discussion of works performed by the applicant, or discussion of repertoire that is of particular interest to the applicant. Applicants will usually also be given some short extracts from the Western canon to discuss. The purpose of such discussions is, in part, to assess the suitability of applicants for supervision-style teaching. While a broad knowledge of repertoire can never be a disadvantage, it is not expected that candidates will necessarily know the unseens; rather, they will be expected to respond to questions and suggestions from the interviewers. In the course of the interview, candidates may also be given a short test of keyboard harmony; this will normally involve the harmonisation of a very straightforward melody. There is no need for concern if you are inexperienced at this type of exercise, as harmony and counterpoint can be taught from scratch to those who have not covered the ground in their sixth-form work. Finally, applicants will be offered the opportunity to perform briefly on their main instrument. In practice, this option is not often taken up by many applicants, and there is certainly no requirement that candidates perform at the time of their interviews.
The second interview is usually given over to more general matters. Candidates may be asked about achievements highlighted in their personal statement; they may be required to discuss current affairs or books they have recently read; they may also be asked about their musical interests. In general, there is no particular pattern to these so-called 'tutorial' interviews. They are intended to give candidates the chance to reveal a more rounded picture of their abilities than is sometimes possible in the specialist subject interview.
For details of decisions and how you will hear the result see the main admissions pages.
The Director of Studies in Music can be contacted by email via email@example.com. Please also use this address for any general admissions enquiries.
Tutorial and Admissions Office
+44 (0)1223 338972


text:
1. DIY starry wish bottle, fantastic, wonderful.
2. It can be used Infinite cycle.
3. Luminous sand is shining through sunlight, daylight lamp and outdoor natural light, and enters into a light and dark environment.
Material: Ball Clay
Net weight: approx.10g
Color: Yellow Green, Blue Green, Sky Blue, Green, Yellow
Please allow 1-3mm differs due to manual measurement.
Due to the different display and different light, the picture may not show the actual color of the item. Thanks for your understanding.
1 x Star Wishing Bottle Fluorescent Particles


text:
This poem, by Canadian born Australian writer, Edith Speers, is called The Flow. It's – for me – about the experience of the Whole. Since it is whole, the experience includes the experiencer, and is, thereby, a singularity. Kinda defies description!
But, it encapsulates the theme, the intention and the point of this blog.
Being at one with What Is.
Edith, a friend of more than twenty years, has allowed me to publish her poem here. It is from her latest volume of poetry, Dangerous Goods, and the book will be launched at Hobart Bookshop (that's Hobart, Tasmania, Australia) on Sunday, 6 October 3 – 5 pm. That's for anyone who is in the Hobart region. It is published by Esperance Press.
Here is the poem in full:


text:
Need help? 0161 855 3960 (Mon-Fri, 9 - 5:30)
This Adult Fruit of the Loom Premium 100% Cotton Pique Polo is built to serve well into the future.
Three-button placket with self-coloured buttons.
Worldwide Responsible Accredited Production (WRAP) Certified Production.
Fabric: 100% Cotton. Ash 90% Cotton, 10% Polyester.
Weight: White 170 gsm, Colours 180 gsm.
Our delivery charge is a flat rate of £4.99 (ex VAT).UK standard delivery is free on all orders over £50 (ex VAT).We also offer a 14 day no quibble money back guarantee. You can return any unused items to us within 14 days for a refund. Learn more.


text:
Wood aging beers has long been a traditional brewing technique in Belgium. Belgian brewers are known for embracing not only local ingredients but also the local micro-flora when brewing. Brewery Vivant is rooted in this Belgian tradition. The Grand Rapids brewery has been known for its small batch wood-aging program since its founding in 2010. The first sour beer to come alive at the Pub was from a barrel named Angelina. It paved the way for more and deeper experimentation culminating in the brewery's first-ever Wood-Aged Beer Festival, which took place on its small patio and touted eight different wood-aged beers. This year's WABF (Sept 17, 2016) will boast some 20 varieties.
Keep it Separated
Housed in a former funeral chapel dating back to the 1900s Brewery Vivant's vaulted wooden barrel ceiling has always given the brewing team cause for concern as wild yeast lives all around us and wooden beams are difficult to deep clean. "We carved out a portion of our brewery, a physically separated space, to devote to wild yeast strains and souring bugs." Says Brian Kuszynski, the brewer that heads up the affectionately termed 'Funk Room'."We're pumped to finally be able to produce these types of beers at a volume that we can share them with people outside our walls." Kuszynski says the June 5 launch will consist of three brands with the intent to distribute 2-4 per year as the beer "tells us when it's ready."
Why Glass Bottles?
Known for its 16-ounce pint cans, Brewery Vivant will package Plein de Vie beers in a 500ml glass bottle. Bottles were chosen because of the wild yeast strains and potential for flavors to develop. While the beer is released ready to drink immediately, the glass is rated to hold the beer for extended periods of time. "Aluminum cans are really meant as a delivery vessel, not a storing vessel." Says owner & president Jason Spaulding. "Plein de Vie literally translates to 'full of life' and a glass bottle should hold the integrity of the beer's life. These beers can be cellared and will continue to develop and change over time."
Be a Part of the Start
To launch the series, three beers will be released from the pub and then into distribution on draft and in bottles. Pub opens at Noon on Sunday June 5. Habanango: a foeder fermented and barrel-aged blended sour ale with habanero peppers & mango Harvest Breed: a stainless brettanomyces wild sour ale Angelina: a wood barrel-aged sour
"When we first started, we named our barrels in the hurricane naming convention: Angelina, Bertha, Constance, etc." Says Spaulding. "Angelina was our first barrel. It produced a distinct and pleasant sour character that we've since inoculated into other wooden barrels. That first batch developed a cult-like following and so far, the barrel keeps producing. It's become our 'house sour'."
About Brewery Vivant:
The brewery is located in the East Hills neighborhood of Grand Rapids, in a renovated funeral chapel built in the early 1900's. Their staff of around 60 employees specialize in Belgian/French inspired beers and fare in a completely unique setting. Husband and wife partners Jason and Kris Spaulding opened the doors for business in December of 2010. Vivant beers are distributed throughout Michigan and the greater Chicago area. They are the first commercial brewery in the nation to receive Silver LEED Certification from the USGBC. Additionally they are 100% renewable powered, a silver-level Bicycle Friendly Business, and are a certified B Corporation. Beer the Change®!


text:
About Frosty Bath Bomb
Who says baths have to be boring? You can relax, heal, AND be entertained all at the same time while you watch this CBD Bath Bomb fizz, spin and put on a colorful show. All while it's delivering 50 mg of healing CBD into your tub. Every Bath Bomb contains skin-loving shea butter to moisturize and protect your skin. Vegan | Sulfate Free | Paraben Free
No review found.
You may be the first who leave a review.


text:
In the last months got it trained designers and engineers at Medcom, Panama; giving them knowledge in design and administration of the graphics used in the different election events as part of the integral services we provide for them.
Aditionally at Telemedellin, Colombia; as part of the welcome process to the Vizrt family we gave basic training for the implementation of the new graphic identity that now can be seen on air.
We invite you to contact us for training services in design, administration and inner support of your graphic identity.
Vizrt, the world leader in development of visual narrative tools for multimedia content creators, buys NewTek, long time producer of live and postproduction video tools and leaders in IP technology. The new company merges the brilliant minds of of the inventors of the NDI protocol with the innovators that brought to us 3D real-time graphics template based.
On may 5th, the general elections took place in Panamá, and Got It was there working with the rating leader, Telemetro, in all the creative and technical process for integrating graphics and data. For this the ultimate technology was used through solutions as augmented reality, touch screen, natural user interface, ticker and video wall control aplication, among others.
Thanks for Moving your Ideas with us!
Become a Viz Artist Designer. Go beyond with this free course that includes five lessons that go from system configuration through designing templates, data base management and more. The talented Viz Artist designers are always in high demand! Susbribe yourself in the free design courses at Viz University.
"We want to get in touch with you, because we got it for you!" Contact form


text:
Have 2 openings in our annual YAHOO $100 H2H WEEKLY 5X5 CATEGORY LEAGUE
Snake draft - draft positioned randomized ahead of draft
$100 Entry thru leaguesafe
Payouts: Regular season (1st - $300, 2nd - $200, 3rd - $100) Playoffs: (1st - $300, 2nd - $200, 3rd - $100)
Draft Date & Time TBD upon league filling and agreeing on a date.
Further Details can be found below.
Email me at firstname.lastname@example.com if interested.
Scoring & Settings
Setting Value
League ID#: 2613
League Name: HOMERUN 2019
Auto-renew Enabled: Yes
Draft Type: Live Standard Draft
Draft Time: Thu Mar 21 8:00pm CDT [ Add to My Calendar ]
Live Draft Pick Time: 45 Seconds
Cash League Settings: Not a cash league Convert to cash league
Max Teams: 14
Scoring Type: Head-to-Head
Player Universe: All baseball
New Players Become Available: As soon as Yahoo adds them View List of Forced Players
Max Acquisitions for Entire Season: No maximum
Max Trades for Entire Season No maximum
Trade End Date: August 4, 2019
Allow Draft Pick Trades: Yes
Waiver Time: 2 days
Waiver Type: Continual rolling list
Waiver Mode: Standard
Allow injured players from waivers or free agents to be added directly to injury slot: Yes
Can't Cut List Provider: Yahoo Sports
Trade Review: Commissioner
Trade Reject Time: 2 days
Post Draft Players: Follow Waiver Rules
Max Acquisitions per Week: No maximum
Min innings pitched per team per week: 21
Weekly Deadline: Weekly on Monday
Start Scoring on: Week 1
Playoffs: 6 teams - Week 23, 24 and 25 (ends Sunday, Sep 29) Note: Week 25 runs 7 days from Sep 23 to Sep 29
Playoff Tie-Breaker: Best regular season record vs opponent wins
Playoff Reseeding: No
Lock Eliminated Teams: Yes
Divisions: No
Make League Publicly Viewable: No
Invite Permissions: All Managers Can Invite
Send unjoined players email reminders: Yes
Roster Positions: C, 1B, 2B, 3B, SS, OF, OF, OF, Util, Util, SP, SP, SP, RP, RP, RP, P, P, BN, BN, BN, BN, BN, BN, DL, DL
Batters Stat Categories: Runs (R), Home Runs (HR), Runs Batted In (RBI), Stolen Bases (SB), On-base Percentage (OBP)
Pitchers Stat Categories: Saves (SV), Strikeouts (K), Earned Run Average (ERA), (Walks + Hits)/ Innings Pitched (WHIP), Quality Starts (QS)


text:
Turmeric or "Indian saffron"
Turmeric is in its natural state an herbaceous plant. Only the buried part of the plant, the rhizome, is consumable. The growing is made on the east side of Madagascar. It's a demanding growing and its harvest is made with delicacy. The rhizome, once cut, has to be cleaned, then it is boiled for its skin to come off. It is sun-dried and then powdered. Its yellow-orange color makes the turmeric popular in cooking, for dyeing and in traditional medicine. Not spicy, its soft and slightly fruity perfume is a mix of ginger, nutmeg and orange.
Properties of turmeric : Turmeric is an hepatic and gastric stimulant, it is anti-inflammatory and is rich in antioxidants.
How to use it ? –Every type of meats, poultry, fish, veggetables, rice.
A single pinch is enough to color the dishes.


text:
Nestled between coconut, yam and tapioca groves on one side and a rubber estate on the other, the convent at Karakkamala, in the high ranges of Wayanad, looks straight out of a picture postcard. Emerging from the spartan building, Sr. Lucy Kalappura instantly puts you at ease with her genial mien and smile. But behind the affable exterior is a woman of iron will, which becomes evident the moment she begins to speak about the church and about society.
The seventh of 11 children of a well-to-do farmer family in Karikkottakkari, Sr. Lucy is bold, articulate and does not mince her words; qualities that have put her in direct conflict with the authorities of her church. She became a nun under the Franciscan Clarist Congregation in 1985 and has since waged a battle against congregation and church on various points of principle. "I do what I strongly believe is right," she says.
Historic protest
Sr. Lucy hit the headlines when she stood in solidarity with the protest held by the Missionaries of Jesus nuns in Kochi, demanding the arrest of Bishop Franco Mulakkal, who was accused of raping a nun from his order. The historic protest has challenged not just the authority of the Catholic church, but also its deep-rooted patriarchal values. At no point in the history of the Syro-Malabar Catholic faith in the country, which claims the apostolic legacy of St. Thomas, have nuns taken to the streets seeking justice, never mind in as disturbing a case as that of an alleged rape committed by a bishop. The office-bearers of the church, the nuns and priests are brought up on the canon of 'Infallibility of the Church' — the Church is never wrong.
"I consider my presence in the agitation very important. No one from the 50,000-strong nun community came to support them. They knocked on every door of the church. The powerful patriarchy used every power to silence them. Even their congregation openly stood with Bishop Mulakkal," says Sr. Lucy.
Sr. Lucy works as a high school teacher at Sacred Heart Higher Secondary School in Dwaraka, Wayanad. When she came home to her convent in Karakkamala, her Mother Superior said she could not be part of the religious services at St. Mary's Church, to which the convent is attached. "She said there had been an oral direction from the vicar, Fr. Stephan Kottakkal, to bar me from religious service," says Sr. Lucy. But the ban was lifted when the parishioners, most of them poor settler farmers for whom Sr. Lucy is like a family member, protested. But on social media, Sr. Lucy continues to be trolled. "Each attack only strengthens me," she says.
Pray and serve
Both Catholic nuns and priests take three vows: poverty, chastity and obedience. In practice, however, these vows are enforced far more strictly on nuns than on priests. Gender discrimination in the Catholic church is extraordinary, and begins right from the training stage. Priests are trained to be administrators, orators and managers, and given full charge of parishes; while nuns are taught to be obedient and service-oriented: 'pray and serve' is their motto.
Priests become doctors, lawyers, bishops and professors, while 90% of nuns become either nurses or teachers or serve in organisations under the Church. In the Catholic system, nuns are the "unpaid labourers," says George Pulikuthiyil, a former Catholic priest, lawyer and founder of the Thrissur-based Jananeethi, an organisation that provides free legal support to the poor.
Most nuns work in hospitals or schools run by the Church, with no formal appointment, salary, pension, retirement age or working hours. "Even the little they earn — roughly ₹2,000 a month — must be given to the superiors. They then have to ask for money even for minor needs," says Pulikuthiyil.
In a smaller diocese like Missionaries of Jesus, which was founded by the accused Bishop Mulakkal, nuns get ₹500 a month. Only those who work in government schools or hospitals can hope to make more money, even though they too have to give their salaries to their superiors. "Nuns are entirely dependent on the church. It's this that leads to harassment," says Pulikuthiyil.
In contrast, priests not only get allowances, they are allowed to manage establishments that generate revenue. Priests wear robes during mass but can wear street clothes at other times; nuns must wear their habit at all times. Some convents restrict nuns from television and newspapers. None of this applies to priests.
Sr. Lucy tells the amusing tale of a nun who, persuaded by her family to watch a film, ran into a priest at the theatre. When they returned, the priest complained about the nun, who was punished with two days of rigorous prayer and penance. Nothing happened to the priest.
Sr. Mary Rosarita, a former principal of St. Joseph's Anglo Indian Girls Higher Secondary School, Kozhikode, strongly refutes these charges. "In the 150-year-old history of our congregation, I have never heard complaints of exploitation," she says. As for financial freedom, Sr. Rosarita says, "We have taken the vow of poverty. I have never felt the need to accumulate personal assets."
Vows violated?
According to Pulikuthiyil, the three vows are redundant. "Compulsory celibacy has been violated rampantly," he says. Sexual violence in the Church goes largely unreported "because the patriarchal hegemony is very strong and nuns fear ostracism. They have been trained to be silent and obedient," he says.
The problem might lie in how nuns and priests are ordained. Earlier, taking orders was strictly voluntary; nobody could be asked to do it. But for some three decades now, the Church has faced a severe shortage of nuns and priests. So, at the awareness classes for Class X and XII students that the Church conducts during vacations, students are strongly motivated to join the church. Any student showing the slightest interest is then chased by practically every congregation. This means that boys and girls aged 16 to 20 enter the order.
"The government must make 21 years the minimum age for ordainment of nuns and priests, so that they can make an informed decision," says Sr. Lucy. Equally, they must be allowed to give up their robes without any difficulty. Today, it is practically impossible for nuns to leave the order, although it is easier for priests to do so.
Maria, an advocate and women's rights activist from Wayanad, says nuns are afraid to leave the order despite adversities. "Except for a few in government jobs, nuns don't have financial security. They don't have property rights at home. Social stigma against a woman who leaves a convent is high. It forces them to stay."
A third change should be in the training, suggests Pulikuthiyil. "It needs a total revamp. Outdated concepts like "the world, the flesh and the devil" — traditionally described as enemies of the soul and sources of temptation — should be changed. The religious training should empower nuns and priests to survive in the contemporary world."
The Bishop Mulakkal case has opened up a can of worms, but it could be the beginning of change. It has been a long haul to bring charges against a bishop in Kerala, where 18% of the population is Christian, where the Church holds considerable socio-political and economic power, and where the Catholic church is a citadel of patriarchy. But the nuns at the forefront of the agitation believe that this case could initiate reform in the role and dignity of women in the Church as well as in society.


text:
…I drew ONE more. Thus, sixteen witches plus one.
Plus another "Poetry From Management."
Plus, Another Poem based on a notice from my coop:
will be simulated explosion on
private property in Brooklyn please
note there will be two fireballs during
simulated explosion stunt will happen
twice during hours of 5:30 and 8:30


text:
I have a new economics book published this week. – What Would Keynes do?
It was good fun to write. In addition to my existing knowledge, I had to do quite a bit of research into the views of different economists. I learnt a lot about the fringes of economics in writing the book.
It gave me a new respect for some economists I didn't know too well, but with regard to other economists – I don't want to read them anymore!
What would Keynes do? at Economics Help
- What would Keynes do? at Amazon
- What would Keynes do at Waterstones
- What would Keynes do at Blackwells


text:
January 28th, 2015
CHEM 237 – Organic Chem Lab
Nosheen Gothard
TLC Analysis of Analgesic Drugs
1. Once 2 TLC plate were obtained, a line about 1 cm from the bottom (solvent line) and from the top (solvent front) of the plate was drawn using a dull pencil on the side that has the silica (DON'T use ink!). A developing chamber was obtained with 5 mL of the TLC developing solvent, which was already pre made, poured inside. The depth of the solvent was no more than 0.5 cm or at least below the drawn solvent line. A watch glass was put on top of the beaker to seal in the solvent.
2. On the TLC plate, markings were prepared and spotted in the appropriate spots using capillary spotters. Repeat the process using clean capillaries each time for the remaining solutions. Once the solvent front is reached, the TLC plate was removed immediately and set out to dry.
3. When the plate is dry, the chemicals present were not colored, however, they absorbed UV light. Looking at the TLC plate under the UV light, carefully the spots seen were lightly circle with a pencil in order to indicate and show the progress. The TLC plate was set aside for measurements at the end of the experiment in order to have the Rf values calculated.
4. Part two's procedures were the same with the exception of the unknowns (aspirin and ibuprofen) were heated in 5 mL of Etoh and 5 mL of DCM and then spotted on the TLC plate.
TLC, or thin layer chromatography, technique was performed on a sheet of aluminum foil, which is coated with a thin layer of absorbent material like silica gel. This layer of silica surface has atoms attached to hydroxyl group and the surface is very polar.
Different compounds in the mixture travel at different rates due to the difference in the attraction to the stationary phase and the differences in solubility


text:
Food Fort
Welcome to the Food Fort! We are a kitchen incubator and a hotbed of entrepreneurs that are shaping Columbus's food scene every day. Since 2012 we've been transforming the ideas of food entrepreneurs into thriving, self-sustaining businesses.
We've given business owners the freedom to develop their own unique culinary masterpieces, network with other entrepreneurs, and truly establish their markets at their own pace.
For its members, we are an invaluable support system in a high-risk industry. We are affordable where other options are too expensive. Our goal is to encourage business growth, sustainability, job creation, and employee retention within our member's businesses while providing a functional home base.
The Food Fort Features:
- 3 Full-Service Kitchens
- 2 Walk-In Coolers
- 1 Walk-In Freezer
- Dry Food Storage
- Prep Tables
- 24/7 Access
- Ongoing Technical Assistance
- On-Site Propane
Member Services:
- 1:1 Business Coaching
- Group Trainings
- Flexible Financing Options
Continued Education Courses:
- Food Safety Certification
- Financial Literacy
- Employee Benefits Information
- Healthcare Education
From gourmet cupcake creators to beef jerky enthusiasts, wedding caterers to food truck moguls, the Food Fort is comprised of all sorts of "foodie" entrepreneurs, creating a diverse workplace that truly thrives on the creativity of its clients.
Want to be a part of this great community?
For more information about becoming a Food Fort member, contact John Newman at firstname.lastname@example.com.
Current Food Fort members interested in paying online, use the form below:


text:
Common-Law Marriage – Will my Partner Benefit?
The phrase 'common-law marriage' tends to be a familiar one and refers to a situation in which a couple is considered married, without having formally registered their relationship. When considering estate planning though there is a misconception that if you live with someone, your assets will simply pass to your partner upon death. However, that is simply not the case.
Like many things in law, assumptions such as this tend to form over time, passing down the generations and resulting in damaging consequences for families.
Given the increasing proportion of people that are cohabiting, the potential extent of the problem is even more worrying.
Survey results from the Office for National Statistics recently showed that cohabitees are the second most common type of family, with the total for 2017 standing at 3.3 million. Cohabiting families are also the fastest growing type of family, with the most recent figure being more than double that which was recorded in 1996.
In addition to showing a clear shift in values towards the 'traditional' family structure, it also represents an increasing number of families who may be unaware of the consequences when it comes to later life planning.
Without a Will, 'the rules of intestacy' will step in and assets will be distributed according to it. Under these rules, only spouses, civil partners and close relatives will automatically be able to inherit your wealth – cohabitees are not included. Even if you have been living with a cohabiting partner for many years, this will not increase their right to your estate.
The concern regarding cohabitees is further supported by figures from family justice organisation, Resolution. It reveals that over two-thirds of cohabiting couples do not know that 'common-law' marriage has no legal grounding in the UK – a worrying statistic.
The only way to ensure that your possessions are passed on according to your wishes is to write a Will.
Writing a Will can be easy when you have got experts to help you. It will also provide priceless peace of mind. The Fry Group's Estates team has a wealth of experience in helping people write their Wills.
To speak to one of our professional team today, call 01903 231545 or contact us.


text:
Hey Everyone
Pencilled Lips are always in vogue and never go out of style! Precise,defined Pout adds new dimension to your overall Look.I am so excited to share Today's post i.e
New MAC Pencilled in Spring 2015 Collection India
MAC Cosmetics have Launched 11 shades of Lip liners in combination for 12 Very popular Lipstick shades.Along with this three Lipglasses inspired from three Lipsticks Ruby woo,Candy Yum yum and Heroine.
Draw decidedly defined lips with new on-trend shades of M∙A∙C's profoundly pigmented Lip Pencil, now in carbon-copy shades of your favourite lipsticks. The smooth, creamy texture ensures a pristine shape. And to finish off the look, try topping lips with Lipglass in aficionado-approved shades of Ruby Woo, Heroine and Girl About Town – which are now part of the permanent Lipglass lineup.
New MAC Pencilled in Spring 2015 Collection India
- Snob:Satin Finish
- Pink Plaid: Matte Finish
- Ravishing:Cremesheen
- Please me:Satin Finish
- Candy yum yum :Matte Finish
- Girl about Town:Amplified
- Impassioned:Amplified
- Red:Satin Finish
- Ruby woo: Matte Finish(Review Here)
- Heroine :Matte Finish(Review Here)
- Rebel:Satin Finish(Review Here)
- Cyber :Satin Finish
- Candy yum yum
- Ruby woo
- Heroine
- Edge to Edge will go well with MAC Pink Plaid
- Rosy rim will go well with MAC Please me
- Fruit cocktail will go well with MAC Cremesheen Ravishing
- Chic trick will go well with MAC Amplified Impassioned
- Candy yum yum inspired from Candy Yum Yum Lipstick
- Talking points will go well with MAC Rebel Lipstick
- Ruby woo inspired from Ruby woo Lipstick
- Follow your heart
- Heroine inspired from Heroine Lipstick
- Nightingale
- Cyberworld inspired from Cyber Lipstick
PS:All these are now part of Permanent Collection.For more information visit maccosmetics.in
♥ I am so tempted with MAC New Spring Collection.Overtime I have seen that Lip liners make Huge Difference on How your lips look.Share with what you will like to pick up for Yourself this spring.
Please add your comments in the comment box below.
It gives me immense pleasure to know you people who read my blog.
I will love to interact with you in any format( let's say Q/A or anything) that enhances our common, creative,beauty driven
Looking forward to this association my lovely friends!!
Disclaimer: As I am a Doctor Whatever I recommend here is not a part of prescription.Its Normal Makeup and Beauty obsessed Girl's opinions unless stated otherwise.


text:
Thanks for the support, you're just the best! And because you can see four my new comics every month and sketches. In addition, you will access:
Early access to all new stories. You will be able to participate in the creation of a plot of new stories
Early access to all new completed stories


text:
There has never been a better time to buy cyber insurance. Despite this, there is still a concerning lack of take-up among Asia's insurance buyers, according to Alex Jomaa (pictured), cyber underwriter at Tokio Marine Kiln
Do cyber insurance products designed for a US or European buyer need tailoring for Asian markets, and in which ways?
Cyber insurance coverage is relevant to all geographies and the wordings are drafted to function globally. Unlike many other lines of insurance business where risks are determined by geography, such as natural disaster risk in property, or by legal system, such as professional liability, cyber is a universal risk due to one simple fact: almost everybody is reliant on similar technology.
The ability to access your data and systems is critical. Few businesses use paper filing anymore, and that is just scratching the surface of reliance on modern technology. Despite IT being core to every business's operations, the value proposition of a cyber insurance policy has always been touted as protection against liability arising from a breach of third-party data.
Businesses who do not hold large volumes of third-party data are therefore less encouraged to buy, due to the cover being seen as unnecessary. On the other hand, the first party components of cover are borderless, and are beneficial to any company regardless of where they are located.
Are the drivers for buying cyber cover the same globally or are there some nuances, such as regulatory changes?
There are nuances for data breaches. Data protection legislation will vary (and sometimes not exist) from country to country, but such laws are not the only determining factor: a litigious culture or the ability to insure fines and penalties increase exposure.
Is there a trade-off to be had between tough pricing conditions and limited size covers and limits made available?
There has never been a better time to buy cyber cover. Many carriers are jostling for position in a crowded marketplace, and as a result terms and conditions have broadened substantially with competitive premiums being offered to woo new business or retain existing clients. Buyers who are after limits of over $500m however, are likely to struggle with capacity issues as the pool of market actors is not sufficient. The total available pool of capacity will likely increase in the coming years.
Is silent cyber recognised as a major problem in Asia Pacific insurers; and is the standalone market seen as the way to go?
Much is made of the "silent cyber" phenomenon, but whilst these losses are theoretically possible, they have not yet materialised to the extent that some had anticipated. The most frequently cited concern from carriers is physical damage arising out of a cyber-attack.
The cyber insurance market covers a specific set of non-tangible perils, namely first party data restoration and system business interruption as well as liability to third parties for a data breach. It is therefore important to differentiate between "cyber risk" and cyber insurance as a stand-alone insurance product. Cyber risk can be broadly categorised as risk arising out of technology.
Cyber risk exists in all lines, and this is due to the increasing prevalence of technology. Concerns around "silent cyber" exposure are valid, however the lack of take-up in the Asia-Pacific market for stand-alone cyber insurance policies is equally concerning. Losses which are covered under such policies are occurring with greater frequency and severity than ever before.
The Lloyd's mandate on non-affirmative cyber, as well as steps taken by some insurers, will begin to address the management of "silent cyber".


text:
0335 CMAX Ultimate leaf spring kit
380,00 €
Here's a really solid setup ready to accept your build and completion.
Are you ready for a new All Leaf Spring Scale truck build? Here's a really solid setup ready to accept your build and completion. Our new CMAX Combo Kit will let you start a scale represented RC Model build with a full ladder frame, C-channel design, with a Steel geared scale driveline and transfer case, along with EPIC amounts of adjustment.
We've set up this rail set to allow the drivetrain to slide forward and aft a total of over 30mm. The front servo mount adjustment is another 20mm, so you can match up your body and equipment alignment perfectly with NO strength compromise or extra parts.
The Leaf spring hanger sets using Tamiya A9808091 springs can adjust wheelbases from 260mm up to 368mm on this chassis. The rear leaf spring swing hanger contains a bushing for solid mounting and easy articulation during the travel.
CMAX leaf spring spacing fits all the major axle sets on the market, from RC4wd as well as GCM and others.
This CMAX Ultimate Leaf Spring Kit includes all the essence of a Leaf Spring Scale Truck build. In your package you'll find the following items:
Left and Right Chassis Rails, 19.7 inches long
Front Servo Mount
Front Shock Mounts
Front Leaf Spring mount, and swing hanger
Front 540 size Motor Mount Plate
GCM LowRange Scale Transmission, Steel Gear, 14.3 Gear Ratio
LRT2 Transfer Case, 1.11 Overdrive Front Output
Transfer Case Cross Member
Frame Center Cross Member
Frame Rear Cross Member/Rear Shock Mount
Rear Leaf Spring mount, and swing hanger
Includes All Hex Hardware, 12t Pinion Gear for 1/8 motor shaft, All steel drivetrain gears and shafts, and all aluminum mounts and rails.
Our Favorites for this build:
1. We recommend ECX213000 shocks for this kit, which provide the perfect amount of travel, don't leak, and are already filled with oil. Simply remove the coil spring and spring seats, and install on the truck. Very nice little shocks.
2. We recommend Tamiya leafs A9808091 and B9808092.


text:
More than 80% of our customers create better surveys and get better results when they collaborate*
*Based on a 2019 TechValidate study
Apply fine control over survey editing, collectors, and viewing the results.
Create a custom team library to share templates, logos, or other assets.
Add or reassign accounts based on what your team needs.
Add lower-priced Contributor seats for collaborators who only need to analyze results.
"We're able to deploy our surveys more quickly and efficiently. The time from implementation to completion has decreased by 25%."
— Project Manager, Membership Organization
Get a secure platform that works for multiple teams and departments.


text:
Ship recycling: from the cradle to the grave
For manufacturers of all things great and small the need to create a product that can be recycled is a major challenge.
The same challenge is a typical day-to-day issue for ship builders across the world. Designers and engineers have to take into account how new ships can be recycled in a way that is not only efficient in terms of waste, but will also not harm the environment when the ship breaking takes place.
This is a major reason for why the Hong Kong International Convention for the Safe and Environmentally Sound Recycling of Ships has been introduced.
About the convention
The HK Convention, which ensures recycled ships do not pose any unnecessary risk to human health and safety or to the environment, was adopted at a conference held in Hong Kong in May 2009 and developed with input from International Maritime Organization (IMO) member states and non-governmental organisations. On June 26, Norway became the first state to the convention when first secretary Kristin Stockman, of the Royal Norwegian Embassy to the United Kingdom, deposited Norway's instrument of accession at the IMO headquarters.
When will it come into force?
The Hong Kong treaty will enter into force 24 months after ratification by no less than 15 states, representing 40% of world merchant shipping by gross tonnage, with a combined maximum annual ship recycling volume not less than 3% of their combined tonnage.
What are the requirements?
Regulations cover the following: design, construction, operation and preparation of ships so as to facilitate safe and environmentally sound recycling, without compromising the safety and operational efficiency of ships; the operation of ship recycling facilities in a safe and environmentally sound manner; and the establishment of an appropriate enforcement mechanism for ship recycling, incorporating certification and reporting requirements. Ships to be sent for recycling will be required to carry an inventory of hazardous materials, which will be specific to each vessel. Ships will be required to have an initial survey to verify the inventory of hazardous materials, renewal surveys during the life of the ship, and a final survey prior to recycling. Yards will be required to provide a Ship Recycling Plan, to specify the manner in which each ship will be recycled, depending on its particulars and its inventory. Parties will be required to take measures to ensure that ship recycling facilities under their jurisdiction comply with the convention.
Expert opinion
Dubai-based firm GMS is the world's only ISO 9001 (BVC) certified cash buyer of ships for recycling. Dr Nikos Mikelis, who is non-executive director and head of the company's green ship recycling programme, said: "I believe that the Hong Kong Convention will be part of normality in the future, it will become a standard. If you study the convention you will see that its requirements are reasonable and doable. I believe that because shipping is progressively asking for higher standards, the recycling yards will have to oblige their clients by adopting such standards."
The Gulf: a new ship recycling hub?
In April the Abu Dhabi-based company Khamis Al Rumaithy (Kare) revealed that it was planning to develop a deepwater ship recycling facility for vessels of up to 12,000 tonnes. Kare managing director Bob Hawke said: "We are looking at a number of coastal free zone sites. Much of Europe's ships going for recycling are handled in Turkey. In the Far East, the ships tend to go to China. We are in between, a natural destination for all the tonnage coming out of the Middle East and Africa."
Designed for life
Lars Oestergaard Nielsen, managing director, UAE, Oman and Qatar at Maersk Line, said the company's new Triple-E vessel is not only unique for being the world's largest ship but is also designed so it can be recycled. He said: "It has been built in a way you can take it apart and recycle it. It comes with a cradle to grave principle that comes with a manual for how to dismantle the ship again and make sure you don't waste resources."


text:
RSS Feeds for Stars and TournamentsPosted by Paul S on Tue August 14, 2007 at 22h25
As promised, more RSS feeds have been added. You can now get the weekly 3 stars from the club sessions as well as the list of upcoming tournaments via RSS. Click on the links above to subscribe, or again look for the feed icon on your browser's toolbar if it supports RSS.
|Home | News | Tournaments | Player Stats | Resources | About
|Copyright © 2006 - Calgary Scrabble® Group


text:
Despite a 2012 Iowa law requiring gender balance on county and city boards, the ratio of men to women serving in those offices hasn't evened out, and a new report says improvement has mostly stalled.
The research from Iowa State University shows that only four of Iowa's 99 counties have achieved gender balance on all their appointed boards and commissions.
Lead author Kelly Winfrey, an assistant professor with the Greenlee School of Journalism at Iowa State, says those four counties – Harrison, Jasper, Scott and Winneshiek – managed to balance the numbers of women and men on all seven of their boards and commissions.
The data was collected over a six-month period from late 2017 to early 2018. Women now make up 34 percent of board members and 24 percent of board chairs in Iowa counties. But that's up only 1 percentage point in both categories from 2016.
Winfrey says the highest female representation is on boards of health, with 78 percent showing gender balance.
The Iowa Department of Human Rights says women make up more than half of Iowa's population and outnumber men in 90 of 99 counties. But women have historically been underrepresented in the areas of local government that make economic decisions.
Winfrey says in some cases, there aren't many women applying to serve, although some counties make it easier than others to find openings and learn about the application process.
Overall, the report found nearly 59 percent of boards and commissions statewide are gender balanced. But it notes most of the progress was made between 2014 and 2016, and appears to have stalled since then.


text: 1. You can choose to send your newsletter to an entire contact list. In the Newsletter Builder, click in the box under the heading 'Recipients'. Then, type in the name of the list you would like to send out to. A List will have the horizontal lines to the left to denote it is a list, while contacts will have a person icon.


text:
How to find us
St Agnes Tennis Club
Goonown Lane
St. Agnes Tennis & Croquet Club is a friendly club situated on the outskirts of St. Agnes, just a few miles from the beautiful north coast of Cornwall. If you are looking to play competitively or just want a social game, we would love you to join us. Please click on the link above for more info. about the Croquet Club.
Social tennis sessions for adult members take place at the following times:
Tuesday, Thursday and Saturday afternoons from 1.30 pm.
Monday and Thursday evenings from 6.30 pm.
Sunday mornings from 10.00 am.
Rusty rackets sessions - Wednesdays 7.00 pm - 8.30 pm.
Juniors are welcome to play during these times as well, if courts are available. Juniors have priority on court 4 pm - 6 pm daily.


text:
PHUNAYA Bike Hanger 2pcs Wall Mount Bike Hook Horizontal Foldable Bicycle Holder Garage Bike Storage Bicycle Hoist Heavy Duty Screws
Phunaya foldable bike hanger,Solve all problems at once! By using 2 pieces of package,significantly reduced shipping costs and amazon fulfilment charge,all the difference will be given to the buyers,that why you can get two upgraded bike racks in such price. Install one in your apartment,garage wall,indoor shed or anywhere for indoor storage.,the horizontal wall mount
(as of April 19, 2020 9:56 am GMT+0000 - Details) + Add To Wish List


text:
Women's Total Motion Taylor Studded Sandal
$100.00 $89.95
$100.00 $89.95
- Color: Select Color
- Size: Select Size
- Width: Select Width
X < Back
"Love this shoe, perfect fit. Nice for Spring I will wear this thru the early Fall"
"I bought these on sale and I need to return them. The studded shoe strap has been cut and resewn, probably in order to help install the decorative studs. This studded strap is So loose on my foot. The rest of the shoe fits just fine. My foot shifts around too much in the studded strap area when I walk or climb stairs."
Our Taylor studded sandals are for women are most comfortable when they are standing out. Rounded studs in a metal finish bring notice-me appeal to these sexy ankle-strap sandals. And with our five-star Total Motion technology in the inside, from heel to toe, you're well prepared to move effortlessly whatever your day brings.
- Heel height: 2.5 inches (65mm)
- Studded details contrast the solid nubuck for on-trend eye appeal
- Ankle-strap design with a side buckle gives a visual lift to these mid-height sandals
- truTECH® and tru TECH+ provides shock absorption at the heel and rebound at the forefoot
- Textile lining creates a breathable feel
- Retention foam footbed gives the sandals lightweight durability and impact absorption
- TPU m idsole plate and TPU outsole provide support and stability
- Cement construction supplies added stability


text:
.035" ER5356 Almigweld Aluminum MIG Wire 1 lb 4" Spool
Airgas Part #:ATC535601035
Manufacturer #:535601035Log in to get your price
$11.13 /US Pound
Item Details
- AlcoTec Almigweld ER5356 .035" Aluminum MIG Welding Wire comes in 4" spool of 1 lb and is suitable for industrial applications. 5356 Series alloy is susceptible to stress corrosion cracking when the weld pool chemistry is greater than 3% Mg and there is exposure to prolonged temperatures in excess of 150 deg F. Alloy is used as welding filler wire and nail wire. Non-heat treatable alloy has magnesium, titanium, chromium and manganese as principle alloying elements. Alloy is ideal for defense and automotive, aerospace, shipbuilding, transportation, recreation and container industry applications. Feeding characteristics is optimized with a patented process and the wire diameter is controlled to 1/10 of the AWS A5.10 specification. It meets ANSI/AWS A5.10 specification.
- Non-heat treatable
- Similar to AlSi5 (DIN)
- ISO designation: AlMg5Cr(A)
- Principle alloying elements: Magnesium, manganese, chromium
- A characteristic of the 5356 series of alloys is their susceptibility to stress corrosion cracking when the weld pool chemistry is greater than 3% Mg and there is exposure to prolonged temperatures in excess of 150° F
- Traceability mine to spool number
- Wire diameter controlled to 1/10 of the AWS A5.10 specification
- Feedability patented process to optimize feeding characteristics
- ANSI/AWS A5.10 (ER and R)
- Welding Filler Wire
- Nail Wire
- Automotive
- Aerospace
- Shipbuilding
- Defense
- Recreation
- Transportation
- Containers
- Industries
- Always use in accordance with the Material Safety Data Sheet (MSDS)
Product Attributes
Diameter» .035"
Weight» 1 lb
AWS Classification» ER5356
Trade Name» Almigweld
Spool Diameter» 4"


text:
What up, fam! Madaz here back at you with MORE FREE content on some HIGHLY requested topics. You guys name it and I will share my knowledge – simple as that! Over the last few weeks I have been asking you all for what topics you want to hear about, and this one has come up many times so let's dive in to…
Moving averages (MA), why are these things so popular?
Well, What the Heck Are They?!
So, what exactly IS a moving average you ask? By definition, a moving average (also referred to as a rolling average or running average) is a metric commonly used to gauge the direction of a current trend. Moving averages are visual representations of a mathematical equation that is calculated by averaging past data in a series. There are many different kinds of moving averages including simple moving averages, exponential moving averages, smoothed averages and weighted averages. For more in-depth calculations of the averages, check out our best friend, Google. I'd much rather move on to the fun stuff myself!
How Do We Use Them?
Ah, now on to the fun stuff! I know all of my technical trader followers are going to love this part of the blog. HOW do we set up moving averages and create a trade plan. Well, like any other indicator, how they are used is all up to an individual's preference. What's great about moving averages is how you can mix and match them any way you like to create a trading system that best suits you. Are you a bigger picture trader? Position and swing traders commonly utilize the 50 SMA (Simple Moving Average) and the 200 SMA. They would most likely look to create a bias if the 50 SMA is above or below the 200 SMA, with bullish sentiment in mind if above and bearish sentiment in mind if below. Or maybe you are like me and look for quick opportunities to bank on smaller time frames! In this case you can use something like a 10 EMA (exponential moving average) and a 20 EMA for moves on smaller time frames. In general, I would say its common practice for day traders to have the 200, 50 and 20 SMA on their charts. And I know you guys are patiently waiting, so let's dive into some trading examples below!
Let's take a look at a 5 year $AAPL chart. In this example we will be looking at the macro side of things. This is very similar to what long term investors, hedge funds, and position trades are looking for. Here we have a chart with a 50 Simple Moving Average in red, and a 200 Simple Moving average in white. Look at how price not only respects, but actually reacts to how the averages are moving. We can see a clear decline in share price when $AAPL falls below the averages, and when price reclaims the averages. Notice how it may take a few days or weeks to form a trend? This is why when using moving averages, the higher the number, generally the more macro of a move involved. This is what we would call long term speculation!
Now, there are generally three ways to trade moving averages. The first and easiest of the three are the claims and reclaims of price on an average. Let's take a look on this $SPY chart below:
As you can see by my annotations, price initially claims 50 Simple Moving Average (in red), fulfills the bullish sentiment and then sells off slightly below the average for a few days. Bears really tried to step on the gas there but the bulls took control and price reclaimed the average. This is a VERY BULLISH signal, even more bullish that the initial claim of the average!
Now lets take a look at the second way traders commonly use moving averages: Price Testing. Back to our trusty $SPY chart! As shown, price commonly comes back to test averages on its way up or down. Many traders will look for a bounce or rejection at these areas, either long or short in respect to their trade plans. If a price has claimed an average and is retesting it successfully, well that is a very strong indication that the move will continue to sustain itself. Incorporate some prior support and resistance for entries and exits and now you're one step closer to banking!
And let's not forget about the final and most common approach to trade a moving average: The crossover! A crossover of a smaller moving average above or below a larger moving average indicates that for this period, price in the time of that respective average is bullish or bearish. For example, if a 10 SMA crosses below a 20 SMA, an argument can be made that in the short term, price is bearish. That's speculation on a micro time frame. But remember to keep in mind that on the larger time frame, the 50 SMA may still be above the 200 SMA, indicating that the overall long term trend is intact to the upside, and that this current bearish move may not last very long and only be a retracement or some short term consolidation before the next leg up. This is why it's so important to utilize multiple time frames in your trading approach when creating a trade plan.
Now let's put it all together with some claims, reclaims, price testing and crossovers on our $SPY chart. Im going to add a 20 SMA which will be in yellow. Ill even add in a little "cheat sheet" on price sentiment for everyone to study so you can start creating and testing bullish and bearish sentiment on your own!
Here is the full chart giving you a detailed view of all the signals we've discussed and a cheat sheet line in the sand, which is the gold line between bullish and bearish sentiment on the $SPY. You can easily see how price starts by trending higher and successfully holding, testing, and reclaiming averages. Then when price breaks dramatically to the downside, we now have reference points to look at for placing trades. If you're long and price is breaking the 20 SMA, it might be time to consider where you exit is. Will It reclaim? Price action doesn't lie! Or did you get short on the break of the averages? You may want to use higher averages to help you determine if price is still bearish or if it was a quick sell off. In this example, longs and shorts were kept safe if following guidelines!
Concluding Thoughts…
Okay guys! That's sums up my approach to moving averages! Now you know what Madaz is thinking when looking at charts and some of the tools I look at when creating a trade plan. What's great is that these examples and setups work on ALL TIME FRAMES! Play around and study which pairs work best for your style with different combinations! As a general rule of thumb, shorter term SMAs typically work better for shorter time frames and longer term SMAs typically work better for longer time frames.
I cant wait to hear what you guys find! Make sure to drop a line and let me know what the next blog should be about! Until next time my technical trading savages.
Your friend,
Want to learn how I quit my 9 to 5 and became financially independent in my 20s by trading stocks in the comfort of my own home?
Join the fastest growing and most transparent community for traders by traders right here at Madaz Money!
Tired of never having shares to short? Does your broker just plain suck?Madaz recommends Centerpoint Securities as the preferred broker.
Tired of getting late alerts and getting dumped on by your guru?Madaz recommends Trade-Ideas as the preferred stock scanner.
Are you often missing big moves because it takes you forever to find out the catalyst?Madaz recommends Benzinga Pro as the preferred Live News Feed service.
Affiliate Disclosure: I know what you're thinking. Madaz, ya sneaky bastard, trying to sneak in some affiliate links. Any compensation I may receive from this will pay for big macs on days where the market isn't feeling so charitable. For a more complete version of this mumbo jumbo, please click here.


text:
Canal Boat Adventure 14th -16th September 2012
Wolverhampton and Dudley Activeyes are teaming up for a summer adventure.
We are hiring a narrow boat for 2 nights during September. The cost per person is £65.00 including food and transport to and from the Beacon Centre to the marina.
Join us on our summer Activeyes Adventure and cruise down the Staffordshire & Worcestershire Canal enjoying the surroundings and the fresh air. Please call Jayne Hopkins on 01902 880111. Deposit £30.00 pp being taken now, make cheques payable to the Beacon Centre for the Blind.