text: Film ID: NEFA 13046 Video of NEFA 13046 Hartlepool Charter HARTLEPOOL CHARTER 1951 1951 Visitor TabsDescription A promotional film produced by The Charter Film Group to celebrate the 750th anniversary of the granting of a Charter to Hartlepool by King John in 1201. The film documents services provided by Hartlepool Council such as housing, emergency services, transport, and leisure facilities. Footage includes material on the local industries shipbuilding, fishing and magnesium production in the Hartlepool area. Title: The Charter Film Group Presents: Title: Hartlepool 1951 Credit: Photography: P. Parsons Cooper, W. Mellor Credit: And D. Bowles, R.G. Davison, G.W. Young Credit: Produced by T.C. Burnham Credit: Directed by T. Ellison Title: The group gratefully acknowledge the help given by the community of Hartlepool. An electric powered bus pulls away and drives under a railway bridge, the Hartlepool emblem visible on its rear. There are low angle shots of St Hilda's Church on The Headland, Hartlepool. A panoramic view from St Hilda's Church tower and pan across The Headland rooftops, the waterfront from the lighthouse to the harbour, and back towards Croft on Heugh and Victoria Harbour and Docks. The film switches to a shot of a factory chimney and a works whistle blowing. Two milk bottles sit on a doorstep. A young boy in braces collects the milk. Another shot of the works whistle blowing follows. The morning rush hour to work begins. A wide overhead shot of the West Hartlepool dockside landscape features double decker buses, cyclists and pedestrians heading towards work on a road parallel to a railway track and dock. The young boy, now dressed in school uniform, runs out of his house and round the corner. A schoolteacher walks out of a school and rings a hand bell. This is possibly the Baltic Street School. A group of small children run down the street towards the Victorian school. Overhead shots of the school yard where boys are playing, and girls playing in a separate playground, some forming large dance circles. The boys and girls then form into lines and are escorted back into school. A woman in an apron washes her doorstep. The scene cuts to marine engineering workshops. A close up of a lathe machine shaving sheet metal is followed by a shot of a man operating the large-scale mechanised machine on metal sheets. Further close ups of mechanised hole punching follow. A man oversees a sheet metal bending machine, with a shot of the sheet bending in long rollers. The next scenes record stages of a ship, or tanker, under construction at the Central Marine Engineering Works (CMEW), William Gray and Company, West Hartlepool. The vessel sits beneath the tower crane, which dwarfs the landscape and features giant lettering of CMEW incorporated into the structure. The ship is launched with a bottle of champagne. Shots of the vessel moving down the slipway into the water follow. Six men carry a small rowing boat from the J. H. Pounder & Co Ltd, Boatbuilders and Iron & Machinery Merchants building. A crane unloads coal from the hold of a ship. Two men and a boy gather sea coal from a beach. There is an overhead shot of a conveyor unloading coal into the hold of a ship, throwing up huge clouds of coal dust. Two men level out coal piles in the ship hold. A fisherman casts off. On Hartlepool Heugh Pier, a fisherman reels in a fish. Various scenes of fish unloaded in panniers onto the quayside from a trawler follow. Men are packing fish into wooden crates with ice at a quayside warehouse. The next scene records the gutting and preparation of fish. A group of men assemble for a quayside fish auction. A group shot shows the buyers and an auctioneer taking bids by phone and from the floor. A group of men and women watch two fishermen sorting rays in crates. Two fishermen use rope to repair their net. Fish are stacked in crates with stenciled Hartlepool business names that include James Patterson & Son, F. Ringwood, and W & G. Cook. Title: Timber - a major import Timber logs are hoisted onto the quayside from ship, watched by a group of workers with wrenches. There is a close-up of a man in white cravat shouting instructions. Another dock worker on the quayside gesticulates to crane operator. A British Rail steam cargo train leaves the docks loaded with logs. Men carry logs to a wood planing machine in a timber yard. Title: New wealth from the sea The next scenes document production at the coastal commercial plant of the British Periclase Company's Hartlepool Magnesia Works, extracting magnesium from seawater, with shots of the cement pools, laboratory and bagging of chemical grade magnesia. The works whistle blows for end of the day's shift. Men race out of the shipyard after the day's work, some running, some cycling towards camera. A dramatised scene follows of the husband returning home to a meal prepared by the wife. A stereotype split-screen depiction of the nagging wife talking head inter-cut with a pneumatic drill, and the abrupt departure of the husband, clearly saying 'No' to his wife. Title: '999' This section features the dramatic reconstruction of a road accident, the arrival of the police, a large crowd of onlookers, particularly children, and the police car racing off with the injured man. A woman then arrives at the hospital. Title: Young citizens meet their Mayor A group of teenage boys in uniform race out of a school, walk to the Police Station and are ushered into a wood panelled office. A display of the Mayor's ceremonial regalia such as the Chains of office, Mace and various documents and scrolls are laid out on a table. A man shows a parchment document to the boys. The Charter Roll granted by King John to the Borough of Hartlepool is displayed to camera. A man shows the boys the mayoral mace, a cup, and the mayor's chains are placed around the neck of one of the boys. The shot of the boy wearing the chains, admired by his friends, fades to a shot of the mayor in chambers, smiling, dressed in his robes and chain. A mace bearer enters Council Chambers and announces the entry of the mayor. Three Aldermen stand as the Mayor enters. People rise. The mace is placed on a table. Mayor Windebank JP declares the session open. A hand underlines the words 'Health & Housing' in a council booklet dated 8th February 1951. The hand scrolls down to 'Item 889 Housing Act, 1936-1949 - Demolition Order' and underlines. Colin G. V. Pape rises and addresses chambers. The next scenes are of the demolition of housing in progress. A dumper truck unloads bricks at the site. A hand underlines 'Item 891 1951 - Housing Programme' in a council list. Builders begin work on the foundations of new housing. There are close-ups of cement mixers in action. Bricklayers and hod carriers work on the construction of walls for the new housing, with detailed shots of bricklaying work. Workers load bricks onto a 'Wild Builders Elevator' conveyor for the construction of upper floors. Builders work on the roof. A general view of a semi-detached house nearing completion follows. Councillor H. Pearson addresses chambers. Councillors T. G. Ellerington, W. Glaister and J. Westmoreland listen to his speech. Councillor T. McCarthy then speaks, watched by Councillors R. S. Boswell and A. J. Orley. There is a view up Davison Drive, Hartlepool, with single storey bungalow housing in foreground. Various shots of the new council houses in the area follow. Overhead pan across the new housing and open ground looking towards the seafront, ending with an industrial plant visible in the background. Councillors are sitting in chambers. A hand underlines 'Item 3. Works & Transport' dated 6th February 1951 in a council list. There are close ups of a man and woman making a speech. Brief shots of a Borough of Hartlepool street cleaning vehicle in operation. A hand underlines 'Item 6 Finance & Establishment' in a council list. A brief low angle shot of a man making a speech follows. A council employee signs a paper at a council works finance counter. Cash is placed in a Gladstone bag and stored in a safe. A hand underlines 'Item 2 Entertainments & Catering' dated 5th February 1951 in a council list. A brief low angle shot of a man making a speech follows. Alderman H. Lightfoot rises and speaks in the council chambers. A woman pours tea at a hatch. Children roller skate around a spotlit indoor skating rink, (which may be the Queen's Rink Ballroom in Clarence Road). The Mayor speaks at a meeting in the council chamber. Title: Time for play. Young boys play football on a lawn beside the sea. As a boy kicks a football, the film cuts to a rugby match with goal scored on a Hartlepool rugby ground, with rail line and bridge in background outside the wooden stadium. A small boy waits for a group of older girls, two pushing prams, on the Headland Promenade, Hartlepool. Another boy runs down an adjoining path to follow. Next, there are shots of a doubles tennis match, and a game of bowls. A group of children (previously on Promenade) walk past the Redheugh Gardens with Angel statue, also known as the Memorial Garden, bordered by Cliff Terrace and Radcliffe Terrace. A boy in school uniform overtakes them and walks towards the sea front Town Wall. The boy looks out over the wall and a shot of a rough sea follows. People are standing on the Heugh Breakwater, Headland, on a foggy day. The boy looks down from the wall again. Children are paddling in two outdoor concrete paddling pools at Block Sands and look up towards the camera. A boy dives from a high diving board into the 1920s-built Hartlepool outdoor bathing pool, near to the Headland, (destroyed by a severe storm in 1953.) There are various shots of swimming races. An audience watches from the stands. Women parade in swimsuits beside the pool, and line up for judges. Water crashes onto rocks off the Headland. Children play on the beach by Town Wall, Headland. The camera pans across Croft Gardens with St Hilda's Church in the background. People enjoy leisure time in the gardens. Two elderly men in suits and hats are playing drafts with outsize pieces, on a board built into a paved area in Croft Gardens. A brass band plays in the gardens. A man pushes off his rowing boat from a quayside, (possibly the ferryboat used to cross the harbour from Old Hartlepool to Middleton, with the last ferryman, Bull Boagey.) A shot of the lighthouse fading to darkness ends the film. End Credit: The End Note: Baltic Street was located in old Hartlepool which ran between the sea front almost north to south to Victoria Dock and across Durham Street. St Helen's School occupies a lot of the site now.


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In Whyalla, at the Nuclear Fuel Cycle Royal Commission Community Consultation session, Jon Bok told the audience that the Commission would consider receiving late submissions (on application for an extension) until late August.
Contact details for deadline extensions are here.
Friends of the Earth Adelaide are working on submissions for each of the four issues papers.

subset: commoncrawl


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The legendary ventures of the basketball superstar Lebron James go far beyond the National Basketball Association. He is a successful businessman, a kind role model to aspiring athletes, a generous philanthropist, and a highly sought-after endorser. What is the story of his success?
Lebron James is an American professional basketball player, businessman, movie actor, brand endorser, and political activist. He skipped on his college education to join NBA's Cleveland Cavaliers, where he proved to be a skilled player. James became one of the most awarded athletes in recent history, bagging several consecutive championships for his teams. After several years of massive success in the field of basketball, combined with incredible skills and physical stats, he is considered by many as the greatest basketball player of all time.
Profile summary
- Name: LeBron Raymone James Sr.
- Birthday: December 30, 1984
- Lebron James age: 34
- Birth place: Akron, Ohio, United States
- Parents: Anthony McClelland and Gloria Marie James
- Nationality: American
- Ethnicity: African-American
- Marital status: Married
- Lebron James height: 203cm (6'8")
- Net worth: $450 million
Personal life
Lebron James was born on December 30, 1984 in Akron, Ohio, where he also grew up. Childhood was rough for the aspiring athlete because his father was involved in a number of criminal cases and was not around to raise him. This left his mother, Gloria, to raise James by herself throughout their life struggles.
I don't have the words, I can't sit here and explain. I had my mother to blanket me, to give me security. [When I was] growing up, she was my mother, my father, everything. To grow up in a single-parent household, to see what she could do all by herself, that gave me a lot of strength. - Lebron James
READ ALSO: Swabe ng pass! Lebron James, nakamit na ang unang panalo sa Lakers
Due to their increasingly difficult living situation, Gloria had to find a better home for her son until she could get back on her feet. Lebron's football coach at the time, Frank Walker, agreed to take the young athlete to live with his wife and family.
Frank, later on, encouraged Lebron to join his first basketball team, the Summit Lake Community Center Hornets. During his early ventures into competitive basketball, he continued to stay with the Walker family. In his 6th grade, Lebron was able to move back with his mother.
The young athlete continued to stay with the Walker family on the weekends as he pursued a career in basketball.
Lebron James accolades
Lebron is universally recognized as one of the world's greatest basketball players because of his amazing physique and formidable skills in the sport. As such, he has acquired several accomplishments in his years as an NBA player. These are as follows:
- Two-time NBA Champion: 2012, 2013
- Two-time NBA Finals MVP: 2012, 2013
- Four-time NBA Most Valuable Player: 2009, 2010, 2012, 2013
- 11-time NBA All-Star: 2005, 2006, 2007, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015
- Two-time NBA All-Star Game MVP: 2006, 2008
- Nine-time All-NBA First Team: 2006, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015
- Two-time All-NBA Second Team: 2005, 2007
- Five-time NBA All-Defensive First Team: 2009, 2010, 2011, 2012, 2013
- NBA All-Defensive Second Team: 2014
- 2004 NBA Rookie of the Year
- 2004 NBA All-Rookie First Team
- 2008 NBA Scoring Champion
- Two-time Olympic Gold Medal winner: 2008, 2012
- 2004 Olympic Bronze Medal winner
- 2006 FIBA World Championship Bronze Medal winner
- 2012 USA Basketball Male Athlete of the Year
How many rings does Lebron James have?
Lebron James has acquired three rings throughout his career as a basketball player. In the field of basketball, a ring is awarded to each of the members of the team and their coach for each championship won. It is awarded by the National Basketball Association.
He acquired two rings with Miami Heat in 2012 and 2013. He received a third one with the Cleveland Cavaliers in 2016.
Lebron James net worth
Off the court, James has been a very prominent endorser of major companies such as Coca-Cola, Nike, Samsung, Beats Electronics, among others. Talking about businesses, he also founded his own production company (SpringHill Entertainment) and media company (Uninterrupted)
In 2018, global media company Forbes estimated the athlete's net worth to be at $450 million. Lebron, who has been playing basketball for sixteen years, built his wealth on his hefty salary as a massively successful athlete, brand endorser, and businessman.
Lebron James wife
In 2013, Lebron married his high school sweetheart, Savannah Brinson. The couple met during the time when he was on the rise as a basketball player at St. Vincent - St. Mary High School in his hometown of Akron, Ohio.
Savannah was a cheerleader and a softball player from another school when the athlete asked her out to a basketball game. The two eventually started dating and went steady as he pursued his basketball career with the Cleveland Cavaliers in 2003.
Lebron James son
LeBron James Jr. is the oldest son of Lebron James and Savannah James. His nickname is "Bronny" and he was born on October 6, 2004. The 15-year-old prodigy is currently pursuing his high school education at Sierra Canyon School in Chatsworth, Los Angeles.
Following the footsteps of his father, the athlete's son already made his way into the basketball arena at an early age. The aspiring athlete played for the Miami City Ballers at the 2014 Amateur Athletic Union Championships. He continues to pursue a career in basketball with the union.
The athlete's younger son, Bryce Maximus James, was born on June 14, 2007. He attends the same school as his older brother, and in recent news, was considered the "best shooter in the household" by his father.
READ ALSO: Lebron James warns about his patience as Lakers suffers another loss
The Lebron James foundation
The LeBron James Family Foundation which is based in Akron, is a charitable institution that holds events such as bike-a-thons to raise funds for various charity causes. According to their Executive Director Michelle Campbell, the foundation's mission is to
"positively affect the lives of children and young adults through education and co-curricular educational initiatives. We believe that an education and living an active, healthy lifestyle is pivotal to the development of children and young adults".
In line with this goal, the foundation has generously provided full scholarships to the University of Akron, given that the recipients meet specific academic requirements.
The I Promise School, a public school supported by the LeBron James Family Foundation, opened last year in Akron, Ohio.
Lebron James salary and net worth
According to Forbes, the star signed a four-year, $153 million contract with the Los Angeles Lakers last year. He continues to be an active endorser for major brands. The total money he earns from endorsements, as at 2019, is $53 million. His salary/bonuses amount to $35.7 million
The athlete is currently set to appear as one of the main cast in the live-action space comedy film Space Jam 2. In the movie, that is set to be released theatrically in 2021, he will appear alongside other players of the NBA including Anthony Davis, Klay Thompson, Chris Paul, and Damian Lillard.
Lebron James is currently balancing his life as a parent, husband, athlete, endorser, and philanthropist.
READ ALSO: Lebron James warns about his patience as Lakers suffers another loss


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Poletential is really becoming my home away from home. Even though I am technically from another studio, they have all embraced me and I feel very welcome there. Nothing can replace my Twirly Girls...I love Bel and every single person at the studio. But it has certainly been fun meeting up with friends at Poletential on occasion!
Here are some of my past Poletential adventures:
I can't believe its been a week since my last post on the Confessions blog. I went to Los Angeles for BeSpun's Pole Show LA and was working like mad through the weekend (shout out to Christina from Poletential...she was there too!). I went to Poletential for Jessica's Pole-In-Motion class on the Sunday before I left on the trip. Each week the class learns a short routine based on different genres of dance.
That week was Showgirl Style. I really loved it. It was simple but really cute and for those of us (ahem, mostly just me) who couldn't do a trick or two, she had options. I felt like she broke down the pieces into small enough bites so that dance-dummies, like me, could keep up. I sweat. Of course. I had fun. (TRACEY WAS THERE!) I also met Samantha there (we met on Studio Veena and she recently moved to the area) and Uzette from Alice Radio (San Francisco radio station, KLLC 97.3 FM).
I was really excited to meet up with Uzette because she is going to be doing a short pole routine in a couple of weeks at a Sarah and Vinnie Secret Show! (More info on that later!)
Anyway, I had a great time taking class with Jessica at Poletential. It has really inspired me to start learning how to DANCE more (not the silly body wiggle that I usually do). So thank you to Jessica and all of the Poletential girls for being awesome as usual! I am hoping to actually come out again this Sunday for another hammocks class...gotta check that schedule.
Uzette and me


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Hi Lynnarro - I purchased pellets from Nu Image because they are known as the best quality - they have served me well and I am always amazed at the NO HUNGER I have on them. 1 pellet daily. I am in Canada also and the pellets got to me super fast - in around a week.
Good luck!


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Music star Jah Prayzah is Zimbabwe's representative in Coke Studio Africa 2017, a music flagship show that resulted from the merger of Coke Studio Africa and Coke Studio South Africa.
The Uzumba-born artiste is among different artistes from over 30 African countries who are collaborating. These include Khaligraph Jones & Band, Becca from Kenya, Rayvanny, Izzo Bizness, Nandy from Tanzania, Sami Dan from Ethiopia, Bebe Cool, Eddy Kenzo and Sheebah, Ykee Benda representing Uganda, Nasty C, Busiswa, Mashayabhuqe from South Africa, Youssoupha from Democratic Republic of Congo, Runtown and Yemi from Nigeria.
According to Monali Shah, the senior content excellence manager for Coca-Cola southern and east African Business Unit and Coke Studio Africa project director, is dedicated to creating exciting collaborations among African musicians.
"We aim to bring the continent alive through a fusion of music and culture that celebrates our diversity.
"Music is the heartbeat and the soul of many diverse communities throughout Africa. From Bongo, to Kwaito, to Lingala and other genres across Africa, Coke Studio Africa is helping introduce these different musical styles to new communities for the first time, while maintaining a long tradition of Coca-Cola's use of music to build its brands," she said.
To ramp up the excitement, Coke Studio Africa 2017 has roped in top producers who include Yuvir Pillay Nivedan a.k.a Sketchy Bongo from South Africa, Kiff No beat from Ivory Coast, and Nahreel from Tanzania.
Vee Chibanda, Coca Cola Zimbabwe activation manager, is equally excited by the project.
"Music has always been the heartbeat and soul of Africa, but the Internet, social media and creativity is taking artists from their communities and cities and allowing them to reach an audience across the continent which is being supported through initiatives such as Coke Studio Africa," Chibanda said.


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Josina van der Velden
Reinach, Switzerland - 12/12/2013
Archroma, a global leader in specialty chemicals, today announced that it opened its first sustainable effluent treatment (set) facility for a textile operational site in Jamshoro, Pakistan.
With an investment of 371 million PKR, the facility not only supports the substantial recovery of 80 percent of water but also allows effluent treatment based on zero liquid discharge, fulfilling Pakistan's very stringent national environmental quality standards (NEQS) requirements.
At the inauguration held on December 10, 2013, Alexander Wessels, CEO of the Archroma group, declared: "At Archroma, we take water scarcity very seriously and therefore are constantly exploring new and environmentally compatible solutions. As a chemical company committed to innovation and performance together with sustainability, Archroma puts a lot of time and engagement in developing chemical solutions that help our customers use less water."
In a textile industry currently under close scrutiny for its heavy water use, the set facility is a clear sign that leading companies such as Archroma are constantly aiming for ever more sustainable solutions. The operational set plant is spread over an area of 25 acres consisting of flocculation, equalization, surface aeration, clarification, ultra filtration and reverse osmosis to yield colorless water with a cod (chemical oxygen demand) and TDS (total dissolvable solids) of less than 75 ppm.
Mujtaba Rahim, ceo of Archroma in Pakistan, added: "In 2010 we decided to make the significant investment in the Jamshoro site with the aim of setting new standards not only in the quantity but also in the quality of the recovered water. The data from the SGS testing report is indicative of Archroma's commitment towards sustainable operational excellence."
The Jamshoro site is one of the biggest textile chemical sites within Archroma. It produces dyes, chemicals, emulsions and pigment dispersions for the textile, leather, paper and coatings industries.
About Archroma
Archroma is a global color and specialty chemicals company headquartered in Reinach near Basel, Switzerland. It operates with 3,000 employees over 35 countries and with 25 production sites. Its three businesses – Brand & Performance Textile Specialties, Packaging & Paper Specialties, and Coatings, Adhesives & Sealants – deliver specialized performance and color solutions to meet customers' needs in their local markets, touching and coloring people's lives every day, everywhere.
Archroma is passionate about delivering leading and innovative solutions, enhancing people's lives and respecting the planet. The company is committed to challenging the status quo in the deep belief that it can make its industry sustainable; an approach reflected in its innovations, world-class quality standards, high service levels and cost-efficiency. Products enhanced, colors enhanced, performance enhanced – "Life enhanced".
Archroma are proud members and/or partners with the following organizations


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I find Elite Cars to be punctual and courteous and very good value every time I use them, I can highly recommend them.
Andrew Easton
You can now pre-book your journey in advance online with Elite Cars.
Enter your details into and you will be contacted by one of the team to confirm your booking.
We have vacancies for full & part time drivers so if you would like to become a part of the Elite Cars team and get more information about becoming a driver, please get in touch.
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Harrogate, Knaresborough, Leeds, York, Ripon, Otley, Doncaster, Manchester, Newcastle as well as anywhere else in the UK.
Get in touch for your quotation.
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You're "Foolish" if you sleep on the new Kapok single
Our weekly segment Submission Sundays features the new single "Foolish" (featuring Ashleigh Eymann) by Mayan-Canadian recording artist, Kapok.
"The first single and title track off of the upcoming release Foolish. Kapok and Ashleigh Eymann offer a smooth delivery over a vibey and intelligently arranged production by AstroLogical."
- Who: Recording artist Kapok.
- What: The AstroLogical-produced title track to the forthcoming project, Foolish. The single features Ashleigh Eymann, who compliments Kapok's sound and the overall vibe of the track perfectly. Hopefully they have plans for future collaborations.
- When: The song is available now on SoundCloud and iTunes.
- Where: Representing Vancouver, British Columbia and Kapok Music.
- Why: Our first introduction to an up-and-coming West Coast talent with a fresh sound. If the Foolish project is anything like the title track, it could be the perfect soundtrack for the summer season ahead.
You can listen to "Foolish" below.
"Born In Toronto, Canada and holding it down in Vancouver. Kapok draws inspiration from the world around him and the various experience's of his life. The Mayan-Canadian emcee began writing lyrics as a teen and quickly became known for his versatile flow and impeccable freestyles. Kapok has opened for various artists such as the late J Dilla's brother; illa J alongside Frank Nitty, Jamaica Queens own ONYX, Cormega, as well as The Grouch and Eligh."
Follow @kapokrhymeswell/ on Instagram or @BrotherNatural on Twitter.
The be considered for our weekly Submission Sundays segment, please submit your content using our Submission Form.
Please note, due to the volume of submissions we receive, we are unable to respond to each submission directly. Submissions with missing information will be deleted.
A summary of this week's selections:
- Charlie Fettah & CrabSkull release the "Hell Is Hot" video
- Ottawa artist Freddy Printz enlists Juwn for the "C.P.T." video
- Montreal's Gaby Harvey releases the Don Dada-produced "Ride" single
- Toronto's Valentino teams up with DS for the "Sauce God" visuals
- Cape Breton's Mitchell Bailey enlists director MooseCanFly for "Who Is U"
- You're "Foolish" if you sleep on the new Kapok single
- Ottawa artist SVLM shows love to his squad with "Mafioso"
- Toronto artist Trak drops the Alat-assisted single "Love Me"


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How important is your credit for refinancing an auto loan? Whether you're applying for a credit card or buying a home, your credit scores can go a long way in determining whether a lender will do business with you. So how important is your credit if you want to refinance an auto loan? Most experts agree it can be crucial.
What credit score do I need to refinance? – "If your credit score has improved a lot and you own a home, I definitely think it would be good to just look at the numbers," says Johanna Fox Turner, NerdWallet advisor and certified financial planner at Milestones Financial Planning. Before refinancing your mortgage – that is, asking another bank to.
Knowing your credit score will help you know whether you're eligible to refinance, and checking your credit score won't hurt your credit. Remember, you don't need perfect credit to refinance. Check your credit score for free with LendingTree .
Refinancing My Auto Loan What Credit Score Do I Need. – While you may be very eager and confident that "I'm ready for refinancing my auto loan," there are a few factors that you should consider so you can get.
What Credit Score Do I Need to Lease a Car. – CreditScoreResource.com is dedicated to providing intelligent answers to credit related questions commonly asked by consumers. If you are searching for an answer to aquestion, type your question into the search box at the top of this page and browse through all the credit score articles related to your query.
how to lower mortgage rate Best Mortgage Rates & Lenders of 2019 | U.S. News – Mortgage points are a fee you can pay at the start of the mortgage to lower your interest rate for the duration of your fixed-rate mortgage. Each point costs 1 percent of your total loan amount. The interest rate reduction depends on the lender, but it is common to lower your interest rate by 0.25 percent in exchange for every point purchased.
· Many things factor into getting a mortgage, but it all starts with your credit score and your credit history.If your credit score isn't up to snuff, nothing else matters. Credit.com spoke with a handful of seasoned mortgage lending experts to find out what credit score you need to get your foot in the door of your dream home.
bank statement mortgage loan rates Compare Mortgage Rates From 3.44% | 2019 Deals | RateCity – home loan rates going up: What you can do to dodge the bullet. We all are aware of interest rates and the effect that their changes have on the economy and more importantly on our bank balances.
What credit score do I need for 100% financing? | Yahoo Answers – There are no longer 100% loans. ESPECIALLY for investment property. You would need at least 10% to 25% down.
if you have a poor credit score can you refinance and with. – · yes you can refinance but before you do that you need to boost your credit score and i can help you do that becasue i work in a financial company, American Mutual Financial Services if you are interested please reply back at email@example.com
rates for home equity loans 0 money down home loans Mortgage Lenders Non Qualified – An FHA Loan is a mortgage that's insured by the federal housing administration.They allow borrowers to finance homes with down payments as low as 3.5% and. These loans are good for low to median income first time home buyers.pre approval for home loan online bank statement mortgage loan rates Bank Statement Loan Program | CrossCountry Mortgage, Inc. – We offer a bank statement program for self-employed borrowers as well as those whose employment histories and tax returns may not reflect their viability for a mortgage. You already work hard for yourself. Now let your career work in your favor.Homebuying – Getting Preapproved – Wells Fargo – Getting Preapproved for a Mortgage.. This means we've checked your credit and you've been credit-approved for a specific amount. Also, an underwriter has reviewed your information and made an initial decision on your application.a letter of explanation How to Write an Explanatory Letter for Your Will | Nolo – How to Write an Explanatory Letter for Your Will.. I request that you give a copy of this letter to each person named in my will to take property, or act as a guardian or custodian, and to anyone else you determine should receive a copy.. you can attach a letter of explanation to your will.home equity loan rates – Bankrate.com – Home Equity Line of Credit. 5.82%. Today's average Home Equity Rate is 5.63%. Today's Average Home Equity Line of Credit (HELOC) is 5.82%. A home equity loan is a type of second mortgage that lets you borrow money against the value of your home.


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Imagine there is a company that is headquartered out of the US. They have a desktop CRM type system and the database is encrypted to make access difficult, which they could argue it a valid security measure. However, if the user of the software no longer wishes to use the software and asks to be given a dump in CSV, Excel or similar the company refuses. They could have years of important business information and if they don't pay the ongoing fee this would be lost.
Has anyone dealt with this and have any ideas what can be done to force them to allow exporting of the information?


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Publication - Research and analysis
Analysis of Ethnicity in the 2001 Census - Summary Report
- Part of:
- Statistics
The report presents results across the main policy areas covered in the Census analysed by ethnic group
Analysis of Ethnicity in the 2001 Census - Summary Report
Information on ethnic group was collected as part of the 2001 Census in Scotland representing the first large scale collection of data on ethnicity in Scotland for a decade. This report presents results across the main policy areas covered in the Census analysed by ethnic group. Many of the results confirm previous findings or anecdotal reports. However some of the information is new and presents insights into areas where data has previously been unavailable. In addition, the data do confirm the fact that as well as there being many differences between the majority White group and ethnic minorities, there are many differences between and within minority ethnic groups.
The report is not intended to be a definitive analysis of ethnicity; many of the important inter-relationships between ethnicity and other variables could not be examined in the time available. Rather, the intention is that the report should stimulate discussion by highlighting interesting differentials between different ethnic groups.
Some interesting findings in the report are:
- Ethnic minority groups have a much younger age profile than the White groups.
- There are large differences between ethnic groups in the proportion of families who are lone parent families.
- There are large differences between ethnic groups in the proportion of people who live in owned homes. Pakistani and Indian people have the highest rate of home ownership and African and Black Scottish people have the lowest rate.
- Minority ethnic people living in rented accommodation are much less likely to live in social rented accommodation compared to White people.
- There are large differences in economic activity rates between ethnic groups. White people have the highest activity rate and Pakistani and Other South Asian people have the lowest rate.
- There are large differences between the industries in which people from different ethnic groups are employed.
- Overall, White people report poorer health than people from other ethnic groups. However, this picture varies by age.
- There are large differences in education qualifications between ethnic groups. This varies with age, but generally African people are the most highly qualified.
- The proportion of the adult (18 years+) population who are students varies enormously between ethnic groups.
Note on population bases:
Different base populations are used for different tables in this report. In many cases the data refer to all people. However, in other cases, tables refer to all people in household and thus will not include people who live in communal establishments. The reason for this difference is that not all questions in the Census were asked of all types of establishment; some questions were only asked in the longer form which was sent to unshared households.
The base population which has been used is clearly marked in each table or chart heading.
Details of the different classifications used in the Census can be found in the Supporting Information that is prepared by the General Register Office for Scotland (GROS). This document can be accessed using the following link: http://www.gro-scotland.gov.uk/grosweb/grosweb.nsf/pages/file5/$file/supporting_information.pdf


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These days, too many people complain that their jobs are too stressful. The sad truth is that stress, if left untreated, can lead to a wide range of medical problems, including high blood pressure, sleep disorders, back pain and more. If you are feeling stressed on the job, here are some helpful tips to reduce your stress level:
- Get enough sleep – Lack of sleep can contribute to stress. You will feel better on the job if you are not tired and exhausted.
- Eat your breakfast – Even if you have to get up fifteen minutes earlier, it is important to eat something nutritious in the morning.
- Get some exercise – The next time you are feeling stressed during the day, take a few moments and stretch. Take a quick stroll round the room, just to stretch your legs. Within a few minutes that stressful feeling will start fading.
- Focus on a positive attitude –Keep a positive attitude, and you will be helping to keep stress out of your life.
- Don't sweat the small stuff – Learn what is important in your life and let the rest of the problems fade away.
- Learn how to relax – Do whatever relaxes you; a hot shower, an evening stroll, a silly game with your kids, a funny movie or a good book.
This list is in no way exhaustive, but it should set you on the right track.
To your success!
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|Log book of Indian air force Canberra pilot Air Cmde KK Bhadwar VC. Apparently in 1971 Indian airforce were to attack USS Enterprise which was called off enroute by Air HQ
The conversation in the comments section on Reddit is fascinating. Never knew this part of history. Check it out here.


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Subscriptions are now available for the 2019-2020 season. Subscribe and save up to 20% off single-ticket prices. Single tickets go on sale on August 19, 2019. For more information, please visit www.kingstonsymphony.ca.
Beethoven 6 & Stravinsky - MW5
February 9, 2020
2:30 p.m.
The Isabel
Evan Mitchell, Conductor
Stravinsky: The Rite of Spring
Beethoven: Symphony No. 6
This concert features two radical and remarkably contrasting views on the love of nature. Stravinsky presents a raw, unfiltered worship and sacrifice to the earth in his tremendous Rite of Spring while Beethoven's sixth symphony, The Pastoral, is a sublime love letter to the countryside.
Isabel Bader Centre for the Performing Arts, 390 King Street West
390 King Street West
Kingston ON K7L 2X4


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An alphabetical list of services and council business.
Build Hamilton, PIM applications, earthquake register and more building information.
Arts events, public & performing art, artist support, Arts Agenda and more.
Community development funding, support, advisory services, profiles, bookable facilities and more.
Current vacancies, how to apply, information for recruitment agencies and our Vision.
Have your say, Community Outcomes, Council submissions, public notices and more.
Hamilton Gardens is one of our city's biggest success stories - read about what's coming next.
Hamiltonians are passionate about the Waikato River – read about what's planned for its future.
Our Rating Review Statement of Proposal sets out the Council's proposed changes to how rates are calculated and divided up among ratepayers.
Many of the changes recommended as part of the Rating Review support proposals in the draft 10-Year Plan budget the Council approved in December 2017. You can find out more about these proposals in the links on this page.


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(MDW Live) Dubai – Anver Ghargash UAE State minister for Foreign Affair today said that it was important to look 'beyond crisis' and look to establish new relations and in the process replace old ones.
In a series of tweets he said today that, "now that Qatar crisis has taken so long, important to look beyond "crisis" and think of it as new set of relations in Gulf replacing old ones."
He continued "Barring Qatar's review of past policies, current state will continue for a while. New regional relationships will emerge and strengthen. The four states emerging from crisis representing core policies of confronting extremism and terrorism and working for Arab security and stability."
"We have to go on without Qatar; a conservative Gulf monarchy, in totally anachronistic place. Promoting policies and values it does not practice."
Qatar said it is open to mediation to resolve the crisis that has seen a group of nearby countries move to isolate the emirate over claims it supports Islamist extremist groups.


text: The One Z pillow has been a LIFESAVER. After trying countless nursing pillows unsuccessfully, I luckily came across the One Z pillow. I had been experiencing back pain and eventually occipital neuralgia (nerve pain) from being hunched over nursing. I would use multiple pillows to try to position my baby girl correctly to breastfeed. The One Z got rid of the need for extra pillows as it has support for the baby and my back all in one! I especially recommend it for women that delivered via c-section. My daughter is now 8 months old and I can place her in it so she's in a comfy position with her toys and books around her!


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Hi folks,
This is my first real post, so be patient with me...I have been known to go on a bit!
We recently purchased an Indian Ringneck Parakeet, who has been with us for 10 days now. He is 18 weeks old, and the breeder assured us he was hand reared, and therefore already hand tame. When he arrived, the breeder used a big thick glove to move him from his travel cage in to a tiny little cage he was sold on to us with (this caused me some concern, and suspicion, as I couldn't quite understand why the person who hand reared him would have to use a glove to touch him). Anyway, once in the house we quickly agreed that his cage was ridiculously small for him and immediately purchased him a new one, which we moved him in to on his 3rd day of being with us. I used a towel to transfer him, and although he made a bit of a noise...actually remained quite relaxed and quickly settled in to his new environment.
We have spent the rest of his time with us simply trying to get him used to us, our environment and routine, etc. My partner and I have both been chatting to him through the bars...and although at first he would shake and move away, he did become more accustomed to us and began tilting his head from side of side and although not approaching us, no longer felt the need to run away. I then moved on to the next step of my own made up 'graded exposure' method...I opened his cage and placed my hand inside, with a treat on it, just leaning it on a perch and staying still (whilst talking to him)...at first he went mad, flapping and climbing away...but in recent days he'd been coming on to the same perch as my hand and just sitting. When he tolerated my hand for a while, I'd leave a treat...and say Bye. I repeated this 2-3 times a day, every day. I don't know if this is progress, but he seemed to be doing ok.
I was then given advice by a few 'parrot people' to go ahead and pick him up (as he wasn't coming to take the treat), using a towel or a glove. Hold him gently in my hands and head tickle whilst talking to him...do this twice a day for a couple of weeks and he'll soon be used to me. Now, although I felt this was not the right thing to do...I had no experience myself, so trusted this method...and went ahead and caught him last night. He went mad, but I got him and held him...the poor guy was so stressed, biting me and screaching...I didn't pull away from the bites, and remained calm but to be honest I felt this method was detrimental to him and me. He recovered quickly once back in his cage...but now I feel it's taken us a good few steps back. He began shaking when I approached the cage (no wonder) and moving away from me when I spoke. By bed time I had managed to convince him again that there really was nothing to fear, and although not as comfortable as before...he was sitting still when I moved about the room.
So, after that LONG story...what I'm trying to establish is if I'm doing things right or wrong. In my opinion, last nights attempt was WRONG on every level...and as such am now moving back to stage 1 of my method....going to get him used to my hands and voice through the bars again, before moving on to putting my hand inside. I am in no rush to tame him, and believe things will take as long as they need to...but of course I want a happy bird, who can enjoy some time out the cage as well as in it. Plus, I want a bird who wants to come to me and spend time with me, not one who has been forced in to the situation.
Thanks for taking the time to read all of that....I really would appreciate any feedback (good or bad) and advice on how to take things to the next level in a way that won't stress my bird, or me!
Look forward to learning from you all....


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Until recently, I considered Aruba just another one of those sunny honeymoon destinations. There is certainly nothing wrong with that but since I am long past the honeymoon days, I never really considered Aruba in my travel plans. All of that changed when I was invited to join a group of ladies in Aruba for three days – and I was invited to bring along my 7-year-old granddaughter, Katherine. We found plenty of fun things to do in Aruba on what was, for us, a priceless experience.
Things to Do in Aruba with Kids
Forget 50 shades of gray, Aruba is 50 shades of blue. This jewel in the southern Caribbean Sea is one of the Lesser Antilles islands. Divi Divi trees permanently bent southwest due to the constant trade winds dot the coastal landscape. Pristine beaches are blanketed with silky white sands. Locals speak Papiamento, a Creole language formed from a mix of Spanish, Portuguese, Dutch, English, French and African dialects.
I met up with my son at Miami international where he handed off his baby girl to me for her first international trip. We boarded our plane and in a few hours Katherine was excitedly chattering about the turquoise waters beneath us as we made our descent onto the island. She was delighted to go through immigration and get her first passport stamp – and as a Globetrotting Grandmom, I was thrilled to be there for that special moment!
Our home for the trip was the luxurious Aruba Marriott located amid a group of high-rise resorts on Palm Beach.
A beachfront location with gorgeous pools, plenty of lounge chairs and a swim-up bar serving margaritas to Grandmoms and Shirley Temples to children, the Aruba Marriott had everything we needed for our Aruba adventure.
Resort Dining
We joined our group for dinner at Simply Fish, a pop-up restaurant right on the beach serving mouth-watering seafood. We placed our sandals in cubbyhole shelves and dined with our toes in the sand and a sunset in the sky.
The next morning, we picked up breakfast from the resort's café and sat out on our terrace overlooking the pool. Just beyond the pool, sailboats bobbed in the sea as all the shades of blue came to life. We were fueling up for the day's adventures – a jeep tour of the island with De Palm Tours.
Touring Aruba by Jeep
Climbing into the open air Land Rover, we braced ourselves for a wild and rocky off-roading ride! I was surprised to see Aruba's landscape change to a semi-desert rocky terrain peppered with cactus plants as we moved away from the coastal regions.
Our first stop was the Donkey Sanctuary, a nonprofit organization dedicated to caring for the donkeys on the island. Tender-hearted Katherine shied away from the aggressive donkeys demanding food and moved instead toward the shy older donkey waiting patiently at the edge of the covered porch. (I hope she will do that for me when I'm old!)
Leaving the satisfied donkeys behind, we headed for the island's Natural Pool. On a deserted stretch of coastline where waves crash over the rocks, volcanic stone circles a small depression creating a natural pool.
It was in this stunningly beautiful spot that Katherine learned to snorkel. Most of us learn in swimming pools…not this adventurous kid.
On the Beach
We spent the rest of the afternoon lounging on Baby Beach on the southeast end of the island where the shallow sheltered lagoons are perfect for practicing those newly learned snorkel techniques.
Our adventures continued with a lesson in Aruba's signature sport, beach tennis, which is played on the soft beach sands using a solid racket. Armed with loads of patience, beach tennis champion Aksel Samardzic encouraged us as we clumsily swung our rackets.
Cooking Island Cuisine
The resort's Chef Teddy welcomed us into his kitchen for a cooking class. Aruba is part of the Kingdom of the Netherlands and Chef Teddy introduced us to a traditional Dutch dish, Keshi yena.
The dish originated during the country's slave trade when the Dutch would eat the moist insides of Gouda cheese and send the rinds back to the kitchen. Plantation workers would then stuff the rinds with bits of discarded meat from stews and steam it.
Our version was made from prime slices of Gouda filled with chicken, peppers and a spicy tomato based sauce then baked to perfection. It was a history lesson, cooking lesson and all around delicious experience.
We sampled another Dutch treat at Linda's Dutch Pancakes located in the Renaissance Marketplace, Linda's specializes in traditional pizza sized Dutch pancakes. With more than 65 options of sweet and savory toppings, there was something to please everyone.
Our final dinner in Aruba was at the waterfront restaurant, The West Deck. Located in Aruba's new Linear Park, the restaurant is set on a large wooden deck overlooking the beach. The West Deck serves up delicious Caribbean cuisine with spectacular views. And for Katherine, chicken fingers.


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Generosity of Spirit.
A few days ago, a friend of mine brought up a concept during a phone conversation. Funny how sometimes we hear something in passing and wow… it just hits the perfect spot.
He said something about "Generosity of Spirit," and when I heard them, the three little words all strung together lit up like a warm Christmas light inside my heart. Then, they made their way to my mind and they have been swirling around there ever since, asking for attention, for exploration, for deepening.
Generosity of Spirit.
I know about Kindness or at least I know enough about it to try and spread it around whenever I get a chance. Buy a cup of hot cocoa for someone who is cold outside the grocery store. Listen to the same story for the 5th time and try to stay present. Choose your words carefully. Help someone cross the street.
But this was not what he was talking about.
He was talking about something different, something that almost just … is. A way of being inside of us that does not necessarily need an audience nor a recipient.
I did a little reading on the topic, looked around to see if anyone else was as fascinated as I suddenly was about it.
I talked with a friend about it over breakfast.
I meditated on it.
And I wondered - and still do - why it has grabbed on to me in such a non negotiable way.
Late at night, I read this: "People who are Generous Of Spirit are genuinely happy for others' good fortune irrespective of their own circumstances." This resonates. No small order, I see it being akin to the Bhuddist concept of Mudita, sometimes described as "sympathetic joy." I may be poor and I may be sad but your wealth and happiness bring me great pleasure. Like I said, a big order but one which can make all the difference to our inner terrain. The opposite of envy, the ultimate joy killer.
I get this. And still. I sense that there's more. There's something big lurking.
As I continue to dance my way through this delicious exploration, I am finding opportunities throughout the days to ask myself what GOS would look like, in a given instance.
I visualize, too. I see it. GOS is large, not small. It's open, not closed. It's strong, not scared. It's soft, not brittle.
It's a Gift.
Then I wonder if one is born with Generosity of Spirit or if it can be developed. My breakfast friend reminds me about The Grinch and how its heart BAM! grew three sizes in an instant. I like that, but I am not 100% sure.
What I am sure of is that something has been turned on inside of me and that it is not likely to get turned back off soon.
This is my exploration, right now. My not at all complete foray into what I sense was handed to me at the perfect time.
I would love to hear your thoughts about it.
Leave a Reply.
"Every time I read your blog I am so profoundly happy I did. The truth you speak is just mindboggling. The real, real voice you have. It makes me almost crazy how much I love your words and your way of telling stories that cut to the quick- and I never have the words to really say how much this all means to me.
You put out so many heartfelt blog pieces that touch my heart and move me down the right path at the right time. Pure beautiful magic girlie. I love you for this.
Thank you for digging in there and finding the gems of wisdom and then just sharing them out as if there's an endless supply ... which with you, there is."
"Thank you for sharing your wonderful, heartbreaking, exhilarating experience with the world."
"Thank You Laura for sharing, for teaching and spreading loving kindness. "
"I think I love you. You bring good things into my life, or remind me of things I love and know, but have let go of."
"Laura, you are so good for me. I laugh and sniffle and get the shivers when I read your essays. Thanks so much for letting all your wonderfulness run around loose."
"Heart-achingly beautiful, your words and how you reveal your truth."
"Thank you so much for who you are and what you share with the world. Your mere being transforms lives as it has transformed mine. This particular post did to my heart what water does to parched soil."
"Thank you for your gentle words that are packed full of wisdom. I have been struggling with the concept of what words can do to another person when they are negative words. Your words are the flip side of our word power, and shows how delightfully powerful kind words can be. Thank you."
"Once again Laura Lavigne takes you on an adventure of the heart. She has a way of pulling you right in the car with her. Asking you to consider changing a fear to taking thoughtful action. Whether she's teaching a class, leading a retreat or heading for a happiness sprinkling, Laura will invite you to shed old ways of thinking and be completely authentic. Join in!"
"Essentially pure love.
I enjoy how Laura is kind to herself and to us other humans who dance in and out of each other's lives. "
"Don't miss a post!
You can count on Laura for warmth, humor, charm, and a lift to your day and your heart. She inspires me to be braver than I am, and to love the world out loud. She's a gem, and a generous one at that!"
I write because this is the way I am able to taste life more deeply.
August 2020


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SPRING - SUMMER 2020 - LOOK 08View by Look
A fresh, relaxed take on 1970s three-piece suiting, with a sleeveless button-up vest worn over a classic, fitted polo-style knit top with short sleeves, square enameled buttons and the new Louis Vuitton tab on one sleeve. Spring's new tailored trouser takes its cues from the dandy's sophisticated air, with a high-waisted shape and flattering, dart-fitted wide legs. In pinstripe crepe jersey with an integrated fabric belt, patch pockets, exposed zipper and covered button closure.


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So What Is Blockchain? And What New Applications And Opportunities Will It Bring Us?
Blockchain gives people the ability to not only create value and authentic digital information, but can do so in a matter that allows the data to become immutable. Many new and exciting opportunities can come about because of this.
Smart Contracts
Distributed ledgers enable the coding of simple contracts that will execute when specified conditions are met. Ethereum is an open-source blockchain project that was built specifically to realize this possibility. Ethereum has the potential to leverage the usefulness of blockchains on a truly world shaping scale.
At the technology's current level of development, smart contracts can be programmed to perform simple functions. For instance, a derivative could be paid out when a financial instrument meets a certain benchmark, with the use of blockchain technology and Bitcoin enabling the payout to be automated.
The Ethereum blockchain works like the Bitcoin blockchain; a network of computers (or nodes) run software which confirms transactions on the network. Ether works more like fuel than a normal cryptocurrency. In the same way that you need gasoline or diesel for your car, you need Ether to run the smart contracts and applications on the Ethereum blockchain.
I want you to remember all of this as it will help you understand one of the main products of the Ethereum blockchain. This product is called a smart contract, and it are now used by many cryptocurrencies. Because of the growth in popularity that Ethereum has seen, the question 'what is a smart contract?' has become one of the most-asked questions in the crypto space just lately.
So, What Is A Smart Contract And When Was It Invented?
Way back in 1994, a guy named Nick Szabo who was a cryptographer at the time, came up with the idea of being able to record contracts in the form of computer code. The contract would be activated automatically, when certain conditions are met. If they weren't met then the contract wouldn't be completed. With this idea, you could potentially remove the need for trusted third-party companies, like the ones we know today such as banks.
Why? The answer is simple, because you no longer need a trusted third party when you make a transaction. No middle men, no taking a cut of the transaction. Instead, the contracts and transactions are self-executed on a trusted network that is completely controlled by computers. Removing the need for humans and extra cost.
Nick Szabo worked on this idea for many years and even wrote a book called "Smart Contracts: Building Blocks for Digital Free Markets".
The only issue was that back in 1994, blockchain technology didn't exist. But it does now.
A smart contract is an agreement between two people in the form of computer code. They run on the blockchain, so they are stored on a public database and cannot be changed, if the conditions aren't met then the contract isn't completed.
The transactions that happen in a smart contract processed by the blockchain, which means they can be sent automatically without a third party. This means the transactions can happened in moments and at any times.
So you're clear the transactions only happen when the conditions in the agreement are met, again, there is no third party, so there are no issues with trust when you remove the human element.
So, Just How Do Smart Contracts Work Then?
We can start by looking at how a smart contract can be used:
Say you want to buy a house. This agreement is formed on the Ethereum blockchain using a smart contract, and this contract contains an agreement between both parties.
In the simplest terms, the agreement will look like this: "When party A pays party B - in this case 3000 Ether, it's then party A receives ownership of the house".
Once this smart contract agreement has been put into place, it cannot be changed — meaning party A can feel safe to pay party B 3000 Ether for the house.
Without the use of a smart contract in this scenario, Party A and Party B would have to pay fees to third-party companies do something that can be automated and done faster with smart contracts. This Includes banks, lawyers, and a house broker.
Everyone wants no more commissions or delays waiting for lawyers and brokers to process the agreement.
Smart contracts are automatically executed once the conditions of the agreement are met. This means there is no need for a third party, like a bank, a broker or a government.
How Is This Possible?
We have the blockchain to thank for that. Because of blockchain technology, we are able to decentralize smart contracts so that they are fair and trustless. By decentralizing, which means they are not controlled by one central party, like a government or bank.
The blockchain is a shared database run by many computers which are called nodes belonging to many different people. Because of this, not one single person or company has control of it on a public network.
It means it is near impossible to hack it. A hacker would need to hack more than half of the nodes if they wanted to attack the blockchain or the smart contracts that run on it. And would have to continue changing each block made afterwards Therefore, smart contracts can run safely and automatically without anyone being able to change them.
This could mean we finally feel safe to pay deposits for products or services, there is no trust involved.
So What Are Smart Contracts Currently Being Used For?
A house sale is not the only scenario in which smart contracts can be used. Smart contacts can be used for any type of transaction, it doesn't have to be financial.
The possibilities are endless for smart contracts. They are already being used for financial trades and services, insurance, credit authorization, legal processes and even for crowdfunding agreements ICOs.
Health Systems
Can use smart contracts to record and safely transfer data.
We already see examples of smart contracts being used in the medical industry. This is an application that use smart contracts to transfer patient data in a secure way, allowing no access from third parties.
This way, the patients are in control of their own data and who can view it. If researchers want to use patient data, they must pay for it. Not only that, but the patient has to choose whether or not they want to sell it to them. It's a much better system that is already in place.
For governments, smart contracts running on the blockchain can make voting systems completely trust less and much more secure.
A secure and transparent online solution Follow my vote
Voting applications that use smart contracts and blockchain technology to protect votes from fraud. When the voting transaction is written to the blockchain, it cannot be changed. When the voting is over, the smart contract will send a token to an address that represents the winner of the vote.
This way, voting is always fair, meaning the winner is always correct. How many things can you say that about?
Business Management
Businesses can benefit greatly from smart contracts. Instead of paying staff to run payrolls, they can just use smart contracts.
Businesses can just set up a smart contract that says WHEN the date is 28.03.18, the Business sends Mark 5 ETH. This means Mark will always be paid on time, and he will never be underpaid. The business benefits because it is all automated, saving them lots of time and money!
If you want to start your own project that uses the blockchain, you can build your project on the Ethereum blockchain, as we saw earlier. However, you're going to need some money!
How're you going to get the money you need? Welcome to ICOS.
An ICO (Initial Coin Offering) is a crowdfunding system for new applications that use blockchain technology. You create a smart contract and a token for that smart contract. Let's imagine you call your token VDGC
You want to raise $8,000,000 to start your project and build your application, let's imagine that $8,000,000 is equal to 10,000 Ether. You decide you're going to put 100,000 VDGC tokens into the smart contract, and that each ABC token is going to be worth 0.1 Ether.
That way, if you sell all 100,000 VDGC tokens, you will have the 10,000 Ether that you need, because of 100,000 x 0.1 = 10,000.
Now, in the smart contract, you will write something like: IF 0.1 ETH is sent to the smart contract, THEN the smart contract will send 1 VDGV to the address that sends the 0.1 ETH. That way, the people contributing to the ICO always get the right amount of VDGC tokens.
Why would people want to buy the VDGC token?
Some of the most common reasons people buy tokens from ICOs are:
- The token can be used on the application once it is built
- The price of the token may increase when the project becomes more popular
You can think of ICOs as a blockchain version of Kickstarter, with the key difference is that it automates the whole crowdsale process in a secure, trustless way.
How Are Smart Contracts Created?
Smart contracts can be built on multiple blockchain platforms, including Ethereum and NEO. As Ethereum is the most popular choice for developers, I will tell you about Ethereum's smart contracts. Ethereum being the most popular choice is why you'll often hear the term 'Ethereum smart contract' or 'Ethereum contract"
Smart contracts are developed using Ethereum's original coding language, called Solidity.
If smart contracts fulfill their purpose, perhaps we'll one day live in a world that is free of middlemen.
What would happen then?
The best thing about having no middlemen is the fact that we save a lot of money. Not only that, but we would no longer need to trust anyone, either.
There is a potential downside, too, though: People may lose their jobs. Middleman are real people, just like you and me. Why would someone pay an employee to do a job that could be done for free by using a smart contract?
That's the thing they wouldn't.
So, as you can see, smart contracts can make the world a better place that is free of commission. It can reduce fraud, delays and the overall cost of many things. As we further advance technology, we remove the need for certain jobs, but at the same time create others.


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[Investor's Business Daily] The Dow Jones Industrial Average rallied 225 points, as the tech rally continued. Apple and Tesla jumped, but Nikola dived 10% on an SEC investigation. Dow Jones Gains 225 Points As Tech Rally Continues; Apple, Tesla ... View more
[Investor's Business Daily] Tesla and Netflix topped the Nasdaq 100, while Apple led the Dow Jones today as stocks jumped to extend Monday's strong action. Dow Jones Today, Stocks Jump As BioNTech Gets Vaccine Boost ... View more
[Investor's Business Daily] Dow Jones futures: The stock market rally got a needed win, but it's just one day. Apple is in a buy zone. Tesla soared. Nikola dived late on an SEC probe. Dow Jones Futures: Stock Market Rally Gets A Win, Apple In Buy ... View more
[Investor's Business Daily] The Dow Jones Industrial Average rose 400 points on coronavirus vaccine news. Apple and Tesla jumped, while Oracle and Nvidia surged on acquisitions. Dow Jones Jumps 400 Points On Coronavirus Vaccine News; Apple ... View more
[Barron's] A slew of deals helped rally the market Monday, and put the tech-heavy benchmark back above an important technical level just one day after falling below it. Dow Jones Industrial Average Gains Because M&A's Return Means ... View more
[Investor's Business Daily] Oracle and Nvidia were early leaders and Apple topped the Dow Jones today as stock futures set up for a strong start Monday. Dow Jones Today, Stocks Open Higher On Nvidia, Gilead, Oracle ... View more
[MarketWatch] U.S. stocks climb Monday amid a flurry of potential corporate mash ups announced over the weekend, including reports that Oracle may be forging a partnership ... Dow rises nearly 400 points as stocks rebound from last week's ... View more
[Investor's Business Daily] The Dow Jones Industrial Average slashed a 225-point gain early Tuesday amid President Trump's comments on civil unrest. Apple is in a new buy zone. Dow Jones Cuts 236-Point Gain Amid Trump Comments, As Civil ... View more
[Investor's Business Daily] Zoom Video and GSX Techedu leapt Tuesday, as futures rose and three leaders were set to open in buy ranges on the Dow Jones today. Dow Jones Today, Stocks Open Mixed Amid China Tension, Civil ... View more
[Market Realist] According to a CNBC survey of global CFOs, most of them expect the Dow Jones Index to crash below 19000 or its March lows. CFOs Expect a Dow Jones Crash: Is Double-Dip Next? - Market ... View more
[CNBC] Investors continued to focus on the progress of economic reopenings, bidding up shares of airlines, retailers and cruise line operators. Dow futures jump as investors focus on the economy reopening ... View more
[Economic Times] The Dow Jones Industrial Average was up 8.31 points, or 0.03 per cent, at 25391.42. Dow Jones flat as recovery hopes offset US protests, China tensions ... View more
[Barron's] Stocks closed with modest gains Monday after a weekend of unrest and trade tension. U.S. manufacturing remains weak, but has shown signs of improvement. Dow Jones Industrial Average Rose as Protests and U.S.-China ... View more
[Investor's Business Daily] The Dow Jones Industrial Average briefly fell 150 points on rising U.S.-China tensions, as China halted purchases of some U.S. farm goods. Pfizer dove 8%. Dow Jones Erases 150-Point Loss Amid Rising U.S.-China ... View more
[Forbes] One certain thing is that the riots are illegal, and Trump is pushing for the National Guard to restore order, but it seems like things are getting out of control. Dow Jones Futures: Riots, Looting, National Guards, Sanctions On ... View more
[MarketWatch] Brief hopes that U.S.-China trade tensions may subside appear to have been dashed. Here's why the 'unloved but welcome' U.S. stock market rally from ... View more


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Geneva 2017: Third generation Kia Picanto revealedWednesday, March 08, 2017
India, March 8 -- Kia has taken the wraps off the latest Picanto hatchback at the 2017 Geneva Motor Show. This is the third generation for South Korean automaker's A-segment model and is expected to be one of the main players with regard to Kia's plans for India. 2017 Kia Picanto This third generation Picanto sports Kia's latest two-part grille, sharp head lamps and slightly high mounted fog lamps. The side profile resembles the i10/Grand i10 while the rear gets wrap around tail lamps with LED inserts for the indicators. The interior is quite premium as you get climate control, height adjustable seats, steering mounted audio controls, two-tone colour scheme and a free standing display for the infotainment system. The European markets will get this third generation Picanto with the option of two petrol engines- a 1.2-litre unit and a 1.0-litre unit. In addition the Picanto, later this year, will also get the option of a 100bhp turbocharged petrol unit towards the end of the year.It seems highly likely that Kia will come to India by the end of the decade and this car will be one of the main models to lead the charge. However, don't expect many of the features you see in the EU spec car to come to India. Here the Picanto is expected to arrive in a price range that will slot it in between the Grand i10 and Elite i20.


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Authors: Michael Jackson, Joe Beashel, Anne-Marie Bohan, Gavin Coleman, Liam Collins, Niamh Counihan,Elizabeth Grace, Tara Doyle, Aiden Kelly, Philip Lovegrove and Shay Lydon (Matheson)
Irish domiciled funds are generally now subject to FATCA, a United States ("US") reporting and withholding tax regime. Ireland has actively engaged with the US to ensure that the FATCA reporting obligations for Irish financial entities, including Irish domiciled funds, are as straightforward and streamlined as possible.
FATCA is designed to ensure increased tax compliance by US taxpayers with respect to accounts held in non-US financial entities. FATCA seeks to achieve this compliance by imposing a 30% US withholding tax on certain US source payments to non-US financial entities that do not facilitate reporting of their US accountholders to the US Internal Revenue Service ("IRS").
This note is intended to outline some of the key practical steps which need to be considered with respect to FATCA registration and reporting requirements for Irish domiciled investment funds.
Irish FATCA reporting
The Irish government has signed an intergovernmental agreement with the US in relation to FATCA (the "IGA"). The IGA simplifies FATCA reporting obligations for Irish entities that are subject to FATCA and minimises the risk of FATCA withholding tax applying.
On 1 July 2014, the implementing regulations for FATCA in Ireland came into operation. These regulations introduced a domestic Irish FATCA reporting regime, in accordance with the IGA. Under the new reporting regime, Irish entities that are subject to FATCA are required to report details of their US accountholders to the Irish Revenue Commissioners. These details will subsequently be shared with the IRS in accordance with the IGA.
Irish domiciled funds are generally subject to FATCA and consequently are required to comply with the newly introduced Irish FATCA reporting regime. Broadly, this means that Irish domiciled funds (and other Irish entities that are subject to FATCA) must:
Certain Irish domiciled funds may be able to benefit from exemptions from some or all of these FATCA obligations. In particular, exchange traded funds should generally be able to claim exemptions from the FATCA reporting obligations. Other exemptions may also be available depending on the profile and investor base of an Irish domiciled fund, and whether an Irish domiciled fund is "sponsored" by another entity for FATCA purposes.
Getting ready for FATCA reporting
Now that FATCA is in operation in Ireland, Irish domiciled funds need to prepare for Irish FATCA reporting. The key action points are as follows:
Ireland's pro-active approach
Ireland has been pro-active in preparing for FATCA. In particular, Ireland was one of the first countries to sign an IGA with the US, in 2012. The Irish Funds Industry Association ("IFIA") and its members, including Matheson, have engaged in a productive consultation process with the Irish Revenue Commissioners to ensure that Irish FATCA guidance notes will provide helpful and practical guidance on the application of FATCA to Irish domiciled funds. The IFIA has also prepared comprehensive FATCA declarations which can be used by Irish domiciled funds to identify the FATCA status of their investors for reporting purposes. As a result of Ireland's pro-active approach, it is expected that FATCA reporting should be a straightforward and streamlined process for Irish domiciled funds.
This article first appeared on mondaq.com.
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Konference: 2015 57th ASH Annual Meeting - účast ČR
Kategorie: Myelodysplastický syndrom
Téma: 637. Myelodysplastic Syndromes – Clinical Studies: Poster I
Číslo abstraktu: 1677
Autoři: MD Louise de Swart; Dr. Tom Johnston; Alexandra Smith; MD Pierre Fenaux, PhD; Dr. Argyris Symeonidis, Ph.D.; prof. MUDr. Jaroslav Čermák, CSc.; MD Eva Hellström-Lindberg; MD Guillermo F Sanz, PhD; MD Reinhard Stauder; MD Luca Malcovati; MD Ulrich Germing; MD Gerwin A Huls, PhD; MD Mette Skov-Holm, PhD; M.D. Moshe Mittelman; MD Krzysztof Madry, PhD; MD Aurelia Tatic; MD Antonio Medina Almeida, PhD; M.D. Alexandar Savic, Ph.D.; Sophie Park; Odile Beyne-Rauzy; Raphael Itzykson; Corine van Marrewijk, PhD; MD David Bowen, Ph.D.; MD Theo de Witte, PhD
Background The outcome of lower-risk MDS patients with red blood cell transfusions (RBCT) dependency is inferior to that of RBCT independent patients, but whether the intensity of RBCT is important for prognosis is unknown. The EUMDS Registry is a non-interventional, observational longitudinal study enrolling patients with lower-risk MDS from 142 sites in 17 countries as described elsewhere (1). The EUMDS registry has accrued 1,902 patients as of July 21, 2015. We hypothesized that RBCT intensity is an independent prognostic factor for survival.
Methods We first assessed the impact of RBCT intensity in the first year post-diagnosis (1yrPD) on progression-free survival among the 1034 patients who survived at least 1yrPD and had potential for a further year of follow-up. Secondly, we developed a longitudinal model of platelet counts throughout follow-up for 1660 patients in the registry with potential for at least one year follow-up.
Results Among the 1034 patients, 323 patients had died: 67 after progression to higher-risk MDS/AML and 256 without progression. A further 41 surviving patients had progressed to AML. The overall 5-year survival was 52%. In a proportional hazards regression model (Table), the risk of death or progression increased in a non-linear fashion with age at diagnosis (p<0.001). The risk of death was increased in the intermediate IPSS-R risk group compared to low risk. Patients with RARS and 5q- syndrome had a better outcome compared to RCMD. Increased RBCT intensity in 1yrPD (Table, Figure) was strongly associated with an increased risk of death (p<0.001).
In the 1660 patients no significant decline in platelet counts was observed (0.16x109 platelets/l average monthly decline, p=0.16) among patients who were not RBC transfused at any time during follow-up. However platelet counts of patients receiving RBCT declined more quickly (p<0.0001) at an average rate of 1.14x109platelets/l/month. Among the 920 RBCT dependent patients, lower platelet counts were associated with receiving more RBCT units in the preceding six months. 185 Patients had at least 2 observations both before and after becoming RBCT dependent, defined as 1st RBCT. 50% of these patients had a decreasing trend of platelets prior to their 1st RBCT and 67% had a decreasing slope of platelets after their 1st RBCT. In the control group of RBC untransfused patients, decreasing slopes of platelets occurred in around 50% of the patients throughout the whole observation period of 4 visits. Logistic regression of the risk of having a post-1st RBCT decreasing trend in platelets showed that transfused patients were at a greater risk (OR=1.7, 95% CI: 1.1-2.7) of having a post-1st RBCT decreasing trend in platelets than untransfused patients.
Conclusion These multivariate regression models including age, sex, country, IPSS and WHO classification showed that more intensive RBCT treatment is associated with poor prognosis and a more rapid decline of platelets. This indicates that the intensity of RBCT should be incorporated in the regular prognostic scoring systems and the choice of therapeutic interventions.
(1): De Swart L et al. Br J Haematol 2015; 170: 372-83.
Disclosures: Fenaux: NOVARTIS: Honoraria , Research Funding ; CELGENE: Honoraria , Research Funding ;JANSSEN: Honoraria , Research Funding ; AMGEN: Honoraria , Research Funding . Hellström-Lindberg: Celgene Corporation: Research Funding . Sanz: JANSSEN CILAG: Honoraria , Research Funding , Speakers Bureau .Mittelman: Roche: Research Funding ; Novartis Pharmaceuticals Corporation: Research Funding ; GlaxoSmithKline:Research Funding ; Johnson & Johnson: Research Funding , Speakers Bureau ; Celgene: Research Funding , Speakers Bureau ; Amgen: Research Funding . Almeida: Bristol Meyer Squibb: Speakers Bureau ; Shire: Speakers Bureau ; Celgene: Consultancy ; Novartis: Consultancy . Park: Hospira: Research Funding ; Novartis: Membership on an entity's Board of Directors or advisory committees , Research Funding ; Celgene: Research Funding .Itzykson: Oncoethix: Research Funding . de Witte: Novartis: Research Funding .
Datum přednesení příspěvku: 5. 12. 2015


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We are highly trained specialist repairers and restorers of all hand knotted rugs and carpets, including Oriental, Turkish, Chinese, Indian, Afghan and Persian. Hand knotted rugs are built on a network of interwoven threads (known as the warp and weft). Pile is knotted on to this warp and weft foundation. Our portfolio of restoration work includes some extremely rare and valuable pieces that have been neglected and deteriorated. These pieces are often unique and irreplaceable - it is possible and economically pragmatic to have such pieces restored to their former glory. We have undertaken multiple larger restoration projects where part of the rug is lost through wear or other damage.
Fringe repair of rugs and carpets
General wear can cause damage to the fringes. Fringes are the weft threads of the foundation of the rug or carpet, so worn fringes can cause the rug to literally unravel over time. Three options are available in this case, depending on the degree of damage. We can apply 'stop-end' thread to halt any further damage. The fringes themselves can then be trimmed or re-built. Alternatively, a few warp threads can be removed to neaten up the edge of the carpet, and a new 'stop-end thread' is added. The fringes themselves can then be trimmed or re-built. Finally, if damage is more severe and some of the pile itself is affected we can re-build the end. This is done by reinstating warp and weft threads, interpret the existing pattern and adding further knots to re-pile the new foundation threads.
The sides of the rug (selvedge) can be worn, which can result in warp threads being depleted. We can re-bind and secure these selvedges (side cords) to tidy the rug, secure the edges and prevent further damage.
Selvedge (or side cord) repair of rugs and carpets
Moth damage can cause loss of pile. We repair these threadbare regions by matching the existing pattern and adding new knots to the foundation.
Moth damage and threadbare repair
We can repair any holes, splits and tears in your rug and carpet by reinstating the foundation threads, then matching the existing pattern and adding new knots to the foundation.
Splits, tears and hole repair
Get in touch - either email or call us
Using some photographs we can give you an indication of what work may be required. [Depending on the nature of the work required, sometimes a photograph is enough to give a full quote.]
We will arrange a time with you to collect your rug, or should you prefer, you can bring it to us.
We will provide you with a collection note and take your rug to our workshop
Our technicians will then carry out a thorough visual assessment. To ensure a thorough analysis we strongly recommend having the rug cleaned first.
We then propose a course of action - this typically gives the customer two or more options. Each option is provided with a full description of what work will be undertaken, and a quote for each aspect.
Once your rug is clean and dry, we will get in touch to arrange delivery.
At any stage you are welcome to attend our workshop for a free consultation.
Protect your investment
With rug and carpet prices constantly increasing, repair becomes economically advantageous.
Some rugs and carpets are collectable and will increase in value if kept in good condition.
Enjoying your rugs and carpets in the future
Dealing with repairs as early as possible allows a more complete restoration.
Your rug will last for generations if cared for properly.
Repairing will bring your rug back to condition and prevent further deterioration.
Our expert restorers have skills and knowledge accrued over generations that allow them to deal with each rug's individual character.


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Reality Collides with Utopia….Reality Winning
17 Democrats broke with the enviros in the Senate to join with the dreaded R-words to back the Keystone pipeline. With 2014 looming and unemployment still at a high rate they finally came to their senses. It's basically symbolic but, it does send a message. Those who defected are hearing from their constituents and are in fear of losing their jobs. Now they know how many of us outside the bubble of DC feel. While Obama has tried to say the Pipeline won't produce the jobs, as has been estimated, it will still put a goodly number back into the working force.
As most of you know by now, the Obama budget hasn't been sent to Congress. While our Preezy flies around to domestic and foreign destinations, too busy doing his campaign schtick, Congress has been busy formulating their budgets. The Dem budget submitted by Patty Murray is not going anywhere and was passed along partisan lines due to the massive one trillion tax increase and zero cuts. Increasing taxes on Americans to give it away to the countries that hate us is the definition of insane. They can hate us for free. Just think of all the countries who benefit from the borrowed dollars being heaped on the backs of Americans in the form of higher taxes by this loathsome manchild and his cohorts.
The delay of his budget is the longest since the budget process was revamped in 1921. It also suggests that he may little more than an observer to the budget talks.
This view is strengthened by an underreported event during Congress' budget work. Even though it hadn't submitted a budget plan, the Obama Administration did request Congress to include specific additional funds to implement parts of ObamaCare and financial services regulation. Neither chamber, including the Dem controlled Senate, honored that request. Democrats agree with the underlying programs, which indicates the funding denial is more of a parochial turf spat, allowing them to express exasperation with Obama's delay of his budget request.
A huge political event occurred during budget talks on Friday.
Late Friday, 34 Democrats, almost two-thirds of the caucus, joined Republicans in approving an amendment to repeal a medical-device excise tax, a key funding component of ObamaCare. While the amendment is non-binding, the vote signals the Democrats are open to repealing the more unpopular parts of ObamaCare. It is a clear sign that Obama's policy priorities are no longer an important factor in the Democrats' political calculus.
In other words, when the political reality collides with the utopian dream, reality wins hands down.
Sasha and Malia are vacationing….in the Bahamas. While Preezy beats up on the American people and MO spends her time flying around to tell us how fat we are, the kids are having a wonderful time in Atlantis with a gaggle of their friends.
Social media, including Twitter and Facebook, have also carried reports of the First Daughters' presence at Atlantis. One person who is at the resort wrote: "Rumor confirmed: friends saw the first daughters with a gaggle of friends being escorted to the held elevator."
Via Twitter, another person wrote: "Obama daughters at the same restaurant as me…in the bahamas."
Where are your kids and grandkids vacationing? Updates when we get 'em on the splash out for the Obama girls.
Related articles
- Top Ten ObamaCare Horror Stories the Media Are Covering Up (pakalertpress.com)
- The United States Senate Has Finally Approved A Budget — Its First In Four Years (businessinsider.com)
- The Only Ones Who Misunderstand ObamaCare More than Its Detractors Are Its Supporters (cato.org)
- Posted in: Barack Obama ♦ Congress ♦ Democrats ♦ Economy ♦ Employment ♦ Random ♦ Uncategorized
- Tagged: Barack Obama, Congress, Democrats, Keystone Pipeline, Malia and Sasha Obama, Obama, Obamacare, Patient Protection and Affordable Care Act, Twitter, United States, United States Congress
19 Comments
For the first time in years, we are cutting back on our vacations. I know, I should not complain as there are lots of people who can barely afford food and housing. It just fries my ass that we the American people are who are under tremendous stress every day under this man and his horrible wife, and yet we are made to do without while they jet all over the place like royalty. Just had to vent!!
The Obamas have no reality of fairness or deprivation. They are going to continue to live an extravagant lifestyle off the backs' of the taxpayers until they are finally out of the White House. They are not only hypocrits, butt they are bloodsucking worms living off of other peoples' money and efforts. Affirmative Action leeches that have never had beads of sweat rolling down their foreheads by even one day of hard labor. Their daughters are living a lifestyle that they will expect and demand in years to come.
Who knew Mr Gabby Giffords was a publicity hound? He needs to stop dragging his poor wife around and let her enjoy what remains of her life. I remain unconvinced that she is truly cognizant.. My heart goes out to her.
On another topic, Lynn asked what other kids are doing for Spring Break.: In our family the older kids are Working, and the little ones are going to a Science Camp, run by the city. Another one is spending time with her Real boyfriend, the horse she leases with money she earns.
How old are those girls?, much too young to be traveling without their parents, imo. Paid babysitters are not the same thing, I don't care how much gov't money they have.
They can still schmooze with lobbyists by phone and electronic devices, and they will. But it's a start.


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President Joko Widodo's focus on the economy led him to initially ignore the seriousness of the coronavirus threat, writes Ahmad Syarif Syechbubakr.
Ahmad Syarif Syechbubakr writes that most analyses of the recent Jakarta riots have ignored the social situation on the ground, which provided a fertile environment for the riots to escalate.
Ahmad Syarif Syechbubakr writes that mainstream Muslim organisations have enthusiastically backed government efforts to fight intolerance because they are concerned about conservative groups' growing popularity, not just their intolerance.
Recent years have seen significant divisions within Indonesia's two largest Muslim organisations, Nahdlatul Ulama (NU) and Muhammadiyah. Ahmad Syarif Syechbubakr looks at the causes of these divisions and how they are affecting the organisations' religious and political positions.
Islamic Defenders Front (FPI) leader Rizieq Shihab is Indonesia's most prominent 'Habib' – an honorific title given to Islamic scholars who are descendants of Prophet Muhammad. Ahmad Syarif Syechbubakr traces the origins of the Habib in Indonesia and examines their influence over contemporary Jakarta politics.
The recent protests against Basuki "Ahok" Tjahaja Purnama saw groups like the Islamic Defenders Front (FPI)
come to the fore, while mainstream Muslim organisations Nahdlatul Ulama and Muhammadiyah saw their influence wane. Ahmad Syarif Syechbubakr writes that NU and Muhammadiyah leaders need to rethink their approach.
Room 726, Level 7, 185 Pelham St,
The University of Melbourne
Parkville 3010 VIC Australia
Phone: +61 3 83448581
Email: email@example.com
Editor: Tim Mann.
Editorial board: Professor Tim Lindsey,
Dr Dave McRae, Professor Andrew Rosser.
Date created: 1 July 2015


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It's Not Just Daddy
Well, it's not just Daddy. Jamie was high strung today. Though he didn't wet his pants at all today, he had plenty of visits to time out. He didn't hit or anything of that nature, he just threw a lot of tantrums, mostly about getting food I wouldn't let him have. He simply wanted Lucky Charms for every meal. I wasn't caving in on that. He ate plenty, no worries there. He just pitched a fit about what I was giving him each time. He also gave me a very difficult time at bed time. He simply refused to go and I had to keep putting him to bed. He last popped his head out about 12:45am! Maybe my attention explanation is not right. Maybe he just needs to get back to school and be with the other kids.
Dynisha will be here tomorrow, and if I know her, for the remainder of the week. That will probably help a little, but will definitely increase the fighting around here. Some more pretty days is what we need around here. Cold, rainy days being cooped up in the house is definitely not what the doctor ordered.


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Our Pueblo, Colorado project is currently in progress and we're stoked to give you guys a sneak peek of the current concept renderings we've been working on. The concept above is for the street area that will be separate from the bowl area and offers a wide variety of obstacles to choose from. Let's take an in depth look at what this concept really has to offer before it becomes a reality.
Heavily geared towards the "Street Skater" demographic with a slight sprinkle of transition to allow for adequate flow. We've incorporated a solid selection of flat bars and hand rails to choose from, that range in all shapes and sizes. Let's focus on the image seen directly below, notice the kicker to round rail option that also doubles as a bump to gap. The long round rail set on the mellow bank on the opposing side of the kicker is low enough to be skated from flat as well. This allows for skaters to stray away from the traditional style of only going down a rail and opens up the option for the rail to be skated both ways, up or down. If you're feeling extra froggy and want to go full gnar you can even take your chances from flat; going up and over the gap and landing into the kicker. A hefty challenge to any of those in Pueblo who have adequate pop!
Image Two
Now let's direct our attention to the opposite side of the long round rail and kicker set up, just before the taco transition obstacle, towards the end of the park, we have another similar obstacle. As you can see better in "Image Three" below, we offer a more user friendly bump to gap/rail option. What's different you might ask!? Notice the ledge/Hubba attached to the side, this allows for those who aren't into rails or simply beginners, a smaller scale, less intimating option. This obstacle also has the potential to be multi functional as well.
Image Three
Let's now check out "Image Four" below, there's a lot of unique features here including a step up, manual pads, standard ledges, and a couple rails. Let's specifically focus on the "Coast to Coast" square rail located in the center. From my personal experience, it's rare to come across a rail at this length at a skate park. Being a user friendly height and not too high but very hefty in length allowing for that "T-pud" combo style of technical skating. Let's not forget to mentioned the endless possibilities it offers if one uses their imagination.
Image Four
We've covered most of the center area and it's obstacles and possibilities. Now we're going to take a look at the outer surrounding areas. As you can see in "Image 5" below we have that sprinkle of transition added to the mix. This allows for a bit of diversity and has a huge impact on the flow of any skate park. The feature that stands out most is the hipped brick China Bank with a slight escalator.This obstacle is fairly unique and looks like a blast to skate for all skaters at all levels. It's multi functional and gives the user something different and challenging to skate that they might otherwise not be accustomed to. In the far back left corner of "Image Five" we have that taco obstacle we mentioned early. This obstacle offers the perfect transition for beginners and street skaters who want to mix it up a bit. Lastly, we have the stair set with dual Hubbas. This is a street skaters dream... you have two perfect Hubbas with the ability to be skated both ways regardless of what stance you are. The hefty stair set will allow for those Baker style skaters to get buck and huck! Well that's a wrap for this segment of Design Workshop! We look forward to bringing Pueblo, CO a killer skate park and we hope you enjoyed your sneak peek!
Image Five


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Dreamers often fail to materialize their dreams not because they have limited resources but because they do not explore and use best options to make best use of what they have. This happens mostly due to two reasons. First, inadequate efforts to widen awareness beyond "I know mind set" and ignorance towards the essence of safety, comfort and beauty of their homes. Second, narrowness of ethical conducts mainly caused by attaching value merely to money largely not knowing that money was created by us for our comfort not otherwise.
Hence, Ethicons has realized to stress on the essential ingredients of a dream home: safety, comfort and beauty.
A SAFE home ensures security to the family who builds that home, and also to their future generations including their tenants. Recent Earthquakes have taught us in many ways. It has been widely accepted that the losses incurred are mainly caused by the structural failure of man-made constructions. Building a safe home means minimizing such losses and providing safety to lives and property for generations. Therefore, the citizen's responsibility matters towards creating safe homes for people they love and care.
A COMFORTABLE home makes the family more productive and active. For example, an appealing kitchen attracts every family member to group-work and be engaged in chores. A spacious living room opens the avenues for family entertainments and creativities. This all helps to bring up better children, better citizens, better politicians, and in turn a competitive and honest Government. A competitive Government means acceptable national development and efficient spending of our tax money to make our public utilities better. An honest Government means zero tolerance to corruption.
A BEAUTIFUL home is always a dream of every family. It is a pride for not only the family but also for family's relatives, and in turn for the whole country. In the long term, a beautiful home may turn into a human heritage as well. Antonio Gaudi's creations are some examples to mention.
Ethicons helps its customers protect and make best use of their investments in making SAFE, COMFORTABLE and BEAUTIFUL homes, hotels, public buildings and civil structures.