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Research Project
Grant-in-Aid for Scientific Research (B).
On the basis of the results in the preceding fiscal year, the following two studies were performed; (1) development of a new method for generation of organometallic clusters using laser ablation of organometallic compound target, (2) the production of organometallic clusters with metal atoms having low electro-spin and the study of their electronic structures. Moreover, the electronic properties of metal clusters were investigated by femto-second laser spectroscopy.According to our previous analysis on the production mechanism, it has been revealed that the rate determining step for the production of organometallic clusters is an-electron spin conversion into a lower spin. Thus, the use of the organometallic compound itself can be regarded as a promising way to generate the organometallic clusters efficiently, because the electron spin of metal atoms in the compound preferably exhibits a lower spin state. When a ferrocene molecule, which is one of the most typical organometallic compounds, was vaporized by laser ablation with another laser ablation of vanadium atoms, poly-ferrocene was successfully produced in gas phase, in which ferrocene molecules are piled up alternately with the vanadium atoms. Since alkali metal atoms prefer a lower electron spin, it seems easy to form organometallic clusters with the alkali metal atom. Indeed, C60-Na mixed clusters were formed efficiently, and it has been revealed that the electronic structure can be described as a charge transfer complex together with a local stable geometry.Three Japanese members have been abroad to visit National Research Council of Canada (NRC), and they have been engaged on either femto-second laser spectroscopy or ZEKE spectroscopy of metal clusters and organometallic clusters. On the other hand, two NRC members of Dr. P. A. Hackett and Dr. D. M. Rayner have joined our group to discuss the electronic structure of C60-Na and to write a paper on the photoelectron spectroscopy of C60- Na cluster anions.
Published: 1998-03-31
Modified: 2016-04-21
User Guide
Terms of Use
Attribution of KAKENHI


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Jon and I headed up to Seattle for a long weekend around my birthday. I love Seattle. I've visited more than to any other city that I've not called home and if I ever move from San Francisco, Seattle would certainly be on the short list of destinations. Jon had never been to Seattle, so for once I got to show him around a new city. We played a little game to see how many times we could see mulitiple Starbucks from one location. Without much effort, we found two spots where we could stand and see three by only rotating our head! The Starbucks in the photos is the first ever Starbucks store.
This trip gave me an excuse to try out a new lens. I finally acquired a Nikon 17-55 f/2.8 and was anxious to test it out. My usual "vacation lens", the 18-200, is great for the range, but more and more when using it I realized I wanted something faster and sharper. Instead of taking a number of lenses on this trip I decided to use only the 17-55 to give it a good workout. Only a few times I missed not being able to go longer than 55mm, but I was constantly using apertures larger than f/4. When I got home, I was impressed at how sharp and contrasty my images were with this lens, even wide open, and how much less time I spent post-processing. Many of these images were shot hand held. The few exceptions being some of the very early morning shots that I simply found something to set the camera down on and used a small bean bag for stability, and the last shot from Kerry Park where I used a Gorillapod! (Didn't want to take the big tripod on this trip.)

subset: commoncrawl


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A guy may find you extremely attractive, yet he may not end up falling in love with you for his own reasons.[Read: 20 reasons why a guy may never like you back] But for love to blossom in the first place, you need to build the sexual attraction before you make him fall in love with you.Global Services aka Greek Passion opens up about earnings of chat operators on PPL dating sites When I was checking ads on for a recent post about PPL…More details Russian public opinion research center VCIOM surveyed people of various ages about their view of the young generation. More details Russian ministry of labour and social protection published the list of jobs that are in demand on the local labour market.These people will have dates on a regular basis, and they may or may not be having sexual relations.
To truly understand how to attract men and how a man's mind works, we need to get deeper into the concept of attraction from the male point of view.
How to attract men in a way they can't resist A guy may like a girl for different reasons, but when it comes to physical or sexual attraction at first sight, her physical appearance and her behavior matters more than anything else.
So if you want to attract a man and make him desire you, you just need to get his attention the right way. [Read: 22 ways to get a guy's attention in any circumstance] You need to keep this in mind though, love and attraction are two completely different things.
A "yes" won't always be guaranteed in the process, because there are there are several factors that affect the girl's decision.
In any setting she looks for the social value in a man.


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Background Spyfu Ppc Research
SpyFu is among the more feature rich tools, but has the Least attractive interface on the market. SpyFu offers SEO and PPC spy tool choices along with their own keyword search tool. Spyfu Ppc Research
Click here today to sign up to Spyfu!
Keyword Search and User Experience
The SpyFu dashboard is laid out using a navigation bar across the top with tabs for SEO Research, PPC Research, Keyword Research, Backlinks, the List Builder, Tracking, and Reports. There's plenty SpyFu can do across the spectrum of SEO tooling, but with this particular review we are focusing on its own ad hoc research capacities. When a business is looking to identifying the best possible search engine results pages (SERP) to target with an optimization plan, keyword-driven analysis is the legwork to get pages to rank higher. Management capabilities and recommendations are built in during SpyFu, however I started from the Keyword Research tab.
When testing each instrument, I used exactly the Exact Same set of five Key words to observe results differed between every one of my competitors. The five key words I used were digital marketing, pcmag, internet shopping, IT consultant, and small business bookkeeping. I chose this combination to simulate real-world terms that businesses might search for (including publishers like PCMag) and to find associated search results and vulnerable competitor websites.
After conducting searches in my five test terms, I discovered that SpyFu creates and structures its keyword benefits and metrics somewhat differently than Moz Pro, KWFinder, or Ahrefs$82.00 in Ahrefs. Rather than populating a table of related key words with Page Authority (PA) and Domain Authority (DA) metrics together with stats on cost per click (CPC) and key word difficulty, SpyFu draws a far more obvious correlation with exactly how much cash a keyword could be worth. After searching"digital advertising," for example, a separate navigation bar appeared across the top of their results page further breaking down the search results. You can then drill down into key word summary, related keywords, advertiser background, status background, traffic, key word group, and SERP analysis. That is only for one key word query, revealing SpyFu will the most granular deep-dive research into key word data of the tools I tested.
Atop the results, SpyFu gave me not just CPC for the Key word, however a daily and yearly cost breakdown in addition to the number of unique advertisers had appeared on the key word in the past year. I got exactly the same degree of price breakdown once I clicked on the Related Keywords tab, which also enabled me to narrow results using a left-hand filter menu to a specific price every day, daily investigation volume, difficulty score, and much more.
At the bottom of the results was the SERP analysis. This broke down each URL from the search results page, even however KWFinder and Moz Guru both offer a more detailed breakdown in this regard. SpyFu focuses. Results like the Advertiser History chart, a long list and complicated diagram of the advertisements appearing on that search page as time passes, was a bit too from the weeds for me as a newcomer SEO tool user. But for advertisers and marketers, SpyFu is a gold mine. Spyfu Ppc Research
SpyFu Kombat
With SpyFu Kombat you can look at overlapping and site Certain key words For up to 3 sites. For your PPC version you may also find a chart which goes back over a period of a few years demonstrating the general number of keywords being bid on by all three sites. You may also rollover the graph to see keywords specific to just two of the websites if you are feeling the 3rd website may not be doing as great a job (or vice versa) as 2 of those other sites. It is going to also show you that the PPC budgets of the sites as well as the number of organic keywords rank in the top 50 results for keyword.
When you click it will show you that the Key words in whatever bucket you click, towards the right of the graph. You can view and download those key words for your use. As you can see I am on the advertisements tab but the options are similar once you click the natural tab (on the top box, the natural one on the bottom shows you total organic key words ).
Switching between the organic tab along with the ppc tab (as well as the Overall # of organic search phrases + PPC advertisement budget should also give you a good notion of what of the larger sites are more to the PPC or SEO aspect of things that may be a fantastic barometer to look in if you happen to be concentrating on a single place over the other.
SpyFu Classic
SpyFu Classic is the"flagship" segment in order to speak. This is Where you input one domain name on the home page and are presented using a slew of data including:
– Daily AdWords PPC Budget
– Links through to SpyFu Kombat
– Average Ranking of Ads vs # of Clients
– Estimated Value of Organic Traffic (estimated traffic using a variable of CPC factored in)
– Paid Traffic In comparison with Organic Traffic Estimates
– Subdomains (helpful for looking at the way the website might break out parts of the main domain, maybe a good place to look for niche keywords???)
– Top Ten Paid Keywords w/ Keyword Advertisement History (links through to full Keyword Advertisement History tool)
– Total Paid Keywords
– Complete Organic Keywords
– PPC Competitors (with a URL to overlapping keywords)
– Organic Competitors (using a link to overlapping key words )
– Category
The data here can be useful, as you can see the:
– Estimated PPC, Clicks, Cost Per Day, Complete Advertisers. . .all with trend data
– Top Ten Domains Marketing on the Keyword, with Domain Ad History
– Additional Keywords Purchased By Relevant Domains
– PPC Ad Copy Using a Link to Keyword Ad History
– Top Ten Organic Results with Title, Meta Description
– Associated Terms
– Related Concepts (based on semantic relationships)
– Categories Spyfu Ppc Research
Click here now to register to Spyfu!
Keyword Management and Reviews
Keyword management is baked into SpyFu through the platform. Within each of its three main research tabs–SEO, PPC, and Keyword–there are choices in the drop-down menus for both SEO and PPC-specific keywords and phrases, and Keyword Groups. The Keyword Groups attributes in each tab are rather similar, populating a table with minimal search volume, CPC, problem rating, and monthly cost. These are SpyFu's four main metrics where keyword research is concerned. On the left of the table are the keyword you've researched and grouped yourself, or high keyword class tips from SpyFu. On the top right of this desk you can then add selected keywords to lists, or export your selected keyword as an Microsoft Excel file, CSV, or PDF. This fundamental keyword grouping functionality is much like SEMrush$99.95 at SEMrush and executed better in Moz Pro and KWFinder.
Where SpyFu's keyword management abilities really stand Out are at its List Builder and Tracking tabs. This is also where SpyFu makes its deep link between SEO and customer relationship management (CRM). In the List Builder tab, there is a Top Lists segment with concentrated lists of domain names and key words like"Domains That Pay the Most On AdWords," keywords with the highest CPC. There's also a list of the most expensive keywords, which you can then filter by state, business, or a particular web-based technologies: Ad buying platform, internet affiliate marketing, email advertising, and internet shopping cart are some of the choices.
Next to Top Lists, there's a dedicated Business Leads tab. This essentially acts exactly the exact same manner as a keyword search: You enter businesses and key words, a location, and refine outcomes using filters such as AdWords budget and SEO clicks. The search returns a list of URL leads with contact information that is accessible and this site's monthly ad budget that can then be exported into your CRM or lead management system. I'd like to see SpyFu proceed a step further with this and incorporate its own SEO lead lists straight using a platform like Salesforce$75.00 at salesforce.com, but this instrument is currently ahead of the curve. SEMrush has a beta lead generation tool, but that's the closest comes to exactly what SpyFu offers.
However, SpyFu included AdWords Templates as Portion of a Google AdWords campaign. The templates consist of prewritten advertisements for groups that are keyword in hundreds of industries. The templates can be downloaded by users from the SpyFu site and then upload into an AdWords account.
The system also includes deeper SEO campaign direction Using its SpyFu Project Manager tool. SpyFu designed this as a project management(PM) feature inside the SEO platform for overseeing integrated keyword research and rank monitoring within a campaign. My SpyFu is only accessible paid plans (not the free trial), but it lets you install multiple projects tracking grouped keywords plotted against SEO rank, traffic value, ROI, and a number of different metrics. All you have to do is open the My SpyFu menu and include a new project. It is the only and greatest example in this roundup of SEO-focused PM.
There is also the Tracking tab, which lets you choose Keywords you've identified and begin tracking that keyword position changes and reports back with weekly domain rankings. I was also able to set up custom SEO reports in a few simple steps: Enter a domain name choose if to conduct a document on SpyFu's suggested custom key words or domain keywords. I entered my five custom keywords in a field, chose up to five opponents' URLs, then was given the choice to run a one time report or a monthly report.
That sort of analysis that is competitive is another area where SpyFu stands outside, as it also includes a tool called"Kombat" that is offered in the SEO and PPC Research tabs. In the domain of PCMag, I typed in Kombat along with the instrument built an interactive data visualization that revealed where PCMag's top keywords overlapped with our competitors. There is also what SpyFu calls for a"keyword world," listing CPC, CTR, monthly cost, and monthly clicks for core keywords and recommended keywords. This research breakdown is another feature which helps unearth ways for one to gain an SEO advantage. Spyfu Ppc Research
With the SEO functionality of its Solution, SpyFu has introduced a study tool named Nacho Analytics, which provides access to the web analytics of sites. Through this stage, you can view sections traffic, and behavior.
Keyword Ad History
You will be shown by Ad History, via colour bars, how frequently the Keyword appeared in a domain PPC campaign alongside any modifications in the advertisement copy (all of which may be exported to excel). It goes back to 2006 via the Bonus History Button and shows that a year's worth of data.
So it is pretty straightforward, and that's what I like about SpyFu Tools. No over-reliance on"in-house metrics" it is just"here's the advertisement history of the key word", plain and simple. If you find a keyword being promoted on by a PPC advertiser persistent it's possible to look to apply that ad copy technique to some market of the keyword. If I had been advertisements for"resorts in Oklahoma" I would pay attention to what ad copy was successful, over time, for this main/core keyword"hotels".
Domain Ad History
Except it reveals the domain Ad History is similar to Keyword Ad History Keyword history of a specific domainname.
This tool is useful in Taking a Look at keywords that have been effective for Your opponents (or bigger players in your niche) and which ones that they attempted and left (which may be ones for you to avoid from the gate). All this presumes the domain you're researching is capable PPC advertiser.
Keyword Smart Search
The Keyword Smart Search instrument in SpyFu uses word connections, Publicly available keyword data, and PPC campaign information to return a list of keywords associated with the keyword(s) (up to 10) you input. You could also filter from CPC, look volume, as you can see, and you can exclude keywords.
For me personally, I would rather use the PPC keywords and the Organic key words found In SpyFu Classic or SpyFu Kombat. I like to use different tools for pure keyword research (Google tools, Microsoft Ad Center Intelligence, and Wordtracker). Mostly, I feel SpyFu is at its best when used as a competitive research instrument versus a search tool. Spyfu Ppc Research
Pricing and Plans
As I just said, SpyFu's Basic plan begins at $33 per Month when billed yearly (or $39 month-to-month). Though, unlike other tools within this SEO tool inspection roundup, such as Moz Guru and KWFinder$12.00 at KWFinder, SpyFu does not price by search results. All programs come with an infinite number of domain, keyword collection, backlink, and comparison search results along with data export. The performance that you receive with SpyFu for your cost is an important element in why we gave it an Editors' Choice, along with the search volumes make the instrument even more appealing for study that is keyword that is ad hoc.
That's not to say SpyFu doesn't cap anything. The Basic Program gives you a capacity of 250 sales leads and domain name contacts, along with 5,000 weekly monitored keyword rankings, together with 10 domain reports and 10 pay-per-click (PPC) reports through SpyFu's AdWords Advisor tool. The $78-per-month expert plan (also $58 a month when billed yearly ) bumps leads and contacts to 500 and per week monitored keyword rankings to 15,000, together with custom-branded reports and accessibility to SpyFu's application programming interface (API).
Ultimately, SpyFu has included a $199 per month Team program (billed annually, or $299 month-to-month) using 2,000 sales leads and domain contacts, 40,000 weekly monitored keyword rankings, and five user logins. SpyFu also includes a 30-day money-back warranty. The company has slashed on its pricing.
I find their tools pretty helpful for search that is aggressive. I do not use Their Keyword Smart Search described above but the number of data that They give (in a straightforward fashion) at the price points they give is very A combination that is wonderful. SpyFu makes its way Each project. Spyfu Ppc Research
Click here to sign up to Spyfu!


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Nike Men's Explore Strada
Product Code: CD7093-011
Color: Black/Hyper Blue/White/Anthracite
Inspired by the unique style of the React Element 55, the Nike Explore Strada features a woven upper, dual-tone colors, and a memory foam infused sock liner for all-day modern style and comfort.
- Woven dual-tone fabric adds dimension.
- The foam midsole doubles as the outsole to provide lightweight cushioning.
- Multilayer eyestay construction and woven material ensure a secure fit.
- Comfort sockliner
- Padded tongue and collar
Buy the Nike Men's Explore Strada at urbanAthletics!


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The Marvel Group
Marvel PDR6630SP Pronto Single Pedestal Credenza 66 x 30
- Shipping:
- $65.00 (Fixed Shipping Cost)
Marvel PDR6630SP Pronto Single Pedestal Credenza 66 x 30
The Marvel Pronto Credenza will make it easy and affordable in designing your office space. With the credenza file storage solutions will help to be more organized. Pedestal contains one storage drawer and one file drawer. Drawers feature recessed handles and lock for security.
This credenza features an easy-care melamine laminate top with sturdy steel frame and pedestal for a complete desk and file storage solution. Constructed with a cold rolled steel base and melamine laminate top. Desktop and side legs all have two 2"" grommets to help control cords. Full legs and modesty panel gives the desk a clean, neat appearance.
PDR6630SP Benefits and Highlights
- Melamine Laminate Top with two 2" grommets
- Full Legs include two 2" knockouts
- Durable easy clean high pressure laminate top
- Locks with 2 keys
- Includes 1 hanging pedestals with box/file
- Greenguard Gold Certified
- Some assembly required
- Made in the USA
PDR6630SP Dimensions and Specifications
- Weight: 157 lbs
- Dimensions: 66"W x 30"D x 29"H
Get the Marvel PDR6630SP Pronto Single Pedestal Credenza for Your Classroom Today
Purchase an Marvel PDR6630SP Pronto Single Pedestal Credenza for your classroom from Today's Classroom and take advantage of our competitive pricing, low shipping rates and exceptional customer service. Once you buy from us, we think you'll keep coming back because we are truly committed to helping you get the best price on award-winning classroom solutions from Marvel. We do our best to make it easy for you to shop for all the Marvel Group products you need in one place and we accept purchase orders for payment. Order your Marvel PDR6630SP Pronto Single Pedestal Credenza from us today and keep coming back for all your educational classroom products!


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To do in Hemavan Tärnaby - 37 matches
Fishing Trout, arctic charr, perch, whitefish. Read more
Activities at Storuman Camping Site and Badsjön lake
Swimming pool, sauna & relax, Boats and canoes, Golf Play miniature golf, use the pedal boats, go for a jog, use the outdoor gym or take a sauna. Read more
Areas controlled by County Administration (Länsstyrelsen)
Fishing Trout, arctic charr, perch, pike, rainbow trout, grayling, whitefish. The state controls waters beyond "odlingsgränsen" (administrative border). Contains many lakes, tarns an... Read more
Bea´s blommor & ting - Garden Centre
Point of interest, Geology & flowers The garden centre in the heart of Storuman, designed to inspire. Read more
Biking to sites in Storuman
Biking Hire a bike and discover Storuman on two wheels. Read more
Fishing Trout and arctic charr at lakes Fäbodtjärn and Kroktjärn. Read more
Swimming pool, sauna & relax, Fishing A great swimming spot in Stensele. Boxan has changing facilities, an outdoor toilet and a barbecue fire ring. It is run by the local sports club, Read more
Church trail: Storuman - Stensele
Hiking It leads through varied terrain to the church in Stensele. Read more
Daalåejvie mountain
Hiking in the mountains, Hiking top, Hiking daytrips A mountain with flowers and a nice view. Read more
Fishing in the mountains of the County of Västerbotten
Fishing In the mountains of Västerbotten are about 20 000 lakes of various sizes and hundreds of flowing water. Fish stocks are mainly char and trout in the higher regions. Read more
Fishing Perch, pike, grayling, trout, arctic charr, lake charr and whitefish. Read more
Fishing Trout, perch, pike, grayling, whitefish and arctic charr. Read more
Gunnarbäcken–Juktåns nedre FVO
Fishing Arctic charr, whitefish, grayling, trout, perch and pike. Read more
Fishing Trout, archtic charr, perch, grayling, rainbow trout, pike and whitefish. Good trolling for pike. Read more
Kayak hire
Boats and canoes Glide along the surface of Lake Storuman. Feel its powerful flow and let it dictate your speed of travel and end destination. Read more
Kungsleden The King´s Trail
Hiking in the mountains, Cross-country skiing - open terrain, Hiking daytrips [...] Kungsleden is the mountains' most famous hiking, skiing and snowmobile trails. It goes from Hemavan in the south to Abisko in the north 45 mil. In between, there is a extremely ... Read more
Kyrkberget Nature Reserve
Hiking, Point of interest, Geology & flowers The shear rock walls of Kyrkberget are easily visible from Storuman. The drop gets quite dizzying the closer you get to the edge. Read more
Fishing Trout, grayling, perch, pike. The permit covers the Lake Långvattnet and Volvobäcken river. Read more


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The Rock & Vin Diesel End Feud: They're Both '1000% In' For Next 'Fast & Furious' Film
Seems like Vin Diesel and Dwayne 'The Rock' Johnson really are 'family.' After a feud between these Hollywood heavyweights threatened to tear the 'Fast & Furious' franchise apart, the two have reportedly patched things up and are ready to go full-throttle in the next flick!
If the Fast & The Furious movies are about anything (other than fast cars and eye-popping action scenes), they're about the importance of family. It seems that life is imitating art, especially when it comes to Dwayne "The Rock" Johnson, 44, and Vin Diesel, 49.
Vin and Rock "met privately several times" to work out the issues that arose during the filming of The Fate of the Furious, sources tell TMZ. Calmer heads have prevailed, as sources claim they're "good" and are "1000%" committed to filming the ninth installment in the Furious franchise.
'The Fate Of The Furious' Movie Photos
So, what caused this feud, anyway? Real estate. No, Vin didn't cheat Rock out of a beachfront condo, but sources tell TMZ that "real estate" – movie language for how much of the spotlight an actor takes up – was at the source of this bad blood, as these two megastars were angry over screen time. Ultimately, the Rock acknowledged that Furious is Vin's baby and the two worked things out.
The two seemed to publicly squash this beef while on the red carpet for The Fate of the Furious premiere. The Rock said that "different philosophies" caused the rift between him and Vin, but after focusing on "making the best movie possible…all the other stuff kind of has a way of working itself out." Vin also said he and The Rock were cool, saying that his kids call him "Uncle Dwayne" and that they really do love each other!
Of course, that didn't always seem the case. The Rock put his male co-stars on blast after calling out their "candy asses" in a cryptic Facebook post in Aug. 2016. While The Rock never clarified whom he was talking about, the message reportedly rubbed Vin the wrong way, causing the friction between the two. However, time heals all wounds, expecially if they're "good" now.
This is a huge change, especially since this feud was reportedly going to take these two back to The Rock's roots. There was talk that they were going to settle things in the middle of the WWE ring, but it seems they didn't need to give Vince McMahon, 71, a call. Plus, there are half-a-billion reasons why they should squash their beef, as their movie made $532.5 million globally in its first opening weekend, according to the BBC.
Are you happy that these two are back for the ninth Furious movie, HollywoodLifers? What do you think they'll call it?


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Bad year for Goodyear as company closes last UK plantComments
Workers at the Goodyear tyre factory in Wolverhampton have said they are "disgusted" at the decision to close its last remaining manufacturing site in the UK.
Goodyear says "It considered all options" before closing the plant.
Goodyear to shut down UK manufacturing plant, cut 360-390 jobs: (Reuters) - Goodyear Tire & Rubber Co , the la... http://t.co/IfkEzxp6OJ— TopFinancialBlog (@FinancialBlogs) June 25, 2015
The company says cheap imports, transportation costs and the strong pound led to the decision.
The factory has been manufacturing tyres at the site since 1927.
Historic end of the road for Goodyear tyre manufacturing in the region http://t.co/yUM0fK3F8Jhttps://t.co/pjM4nmbZAG— Tweet Marketing (@Tweet2UK) June 26, 2015
All 330 workers are set to lose their jobs.
The factory will close its doors in 2017.


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University of Kentucky ARCH on Black Short Sleeve
Shirt Warehouse
$ 19.00
The Kentucky arch has been a classic design for many years with a simple look that many UK fans love! It's the perfect shirt to show your true Wildcat, or Kentucky spirit. This shirt features blue arching text that says Kentucky, as well as the University of UK symbol on a black short sleeve. This is a great shirt for any UK sports fan, studen, or just someone who loves Kentucky. All of our shirt designs are made and screen printed with super high quality right out of Versailles, KY! All shirts are officially licensed College Apparel.


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Job Information
The MENTOR Network Registered Nurse Days in Cedar Rapids, Iowa
Registered Nurse Days Primary Location: United States-IA-IACedar Rapids Function: Clinical
Due to the ongoing public health concerns regarding COVID-19, as your application progresses, you will be asked to participate in virtual interviews. We thank you for your flexibility and understanding as we focus on the safety and well-being of those we serve, our employees, and our candidates.
Come join REM Iowa in the very important work we do supporting individuals with intellectual disabilities, brain injury and emotional, behavioral or medical complexities. Our team is fun, creative, and dedicated to making a difference every day in the lives of the people we serve.
This position is Monday - Friday 6am to 2pm.
Starting Wage:
RN $31.00/hour
As a Registered Nurse (RN), you'll carry out rewarding work, playing an integral and crucial role in the success of our organization. Based in community settings, RNs provide assistance with daily activities such as meal preparation, personal hygiene, and medication administration. Also provide nursing services, training and support to address the medical needs of individuals with developmental disabilities and other complex needs in an 8 person ICF/ID program. RNs administer medications, complete nursing documentation as needed; compile data and prepares health assessments for team evaluation and review in compliance with agency and ICF regulations and provide health care related guidance to co-workers. The Nurse coordinates and monitors on-going individual examinations and orders necessary supplies and medications.
RNs may also facilitate community involvement by accompanying individuals on outings in the community or providing transportation to work or other activities. In addition, RNs support therapeutic and behavioral plans in partnership with clinical staff to enhance the quality of life for those we support.
Whether you have previous experience in a role like this, or this just sounds like the type of impact you want to make… we want to hear from you! Bring the right attitude, we'll train you for success!
What we offer you:
• Full compensation/benefits package including 401(k) with company matching
• A rewarding work environment with some of the best co-workers you could ask for
• Vacation time, Sick time, Holiday pay, and Annual bonus plans
• Full time available
• Family-oriented environment, casual dress, employee events
• Job training, career development, and advancement opportunities
• Access to jobs throughout the nation-wide Network
The MENTOR Network
- The MENTOR Network Jobs


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Senior Product Marketing Manager at The Trade Desk
The Trade Desk is leading the way to the future of marketing by changing how advertising is bought and sold. Working with the largest brands and agencies around the world, our technology platform helps consumers discover products they want by enabling advertisers to target and reach them on the right channels at the right time.
Employees join The Trade Desk to discover opportunity, contribute to our customers' success, and be part of building the future of marketing. You'll work with creative, compassionate, and collaborative colleagues that share a passion for making the internet better for all – a combination that simply can't be beat.
When you join The Trade Desk, you're joining a family. We have open space work environments, adjustable sitting/standing desks, and a celebrated open-door policy (at all levels) that can inspire out-of-the-box solutions and camaraderie among your coworkers. The competitive compensation packages, full benefits, stock options, and additional discounted stock purchase opportunities, catered lunches, and offsite team building activities may cause slight to severe jealousy among your peers.WHO WE ARE LOOKING FOR:
The Trade Desk is looking for Senior Product Marketing Manager with strong experience bringing new products to market.
In this role, you will shape the brand vision, go-to-market strategy, and demand generation campaign plan for our suite of integration products. You will work closely with our product managers, sales team, and key executives to market awareness of the powerful use cases that are made possible by advanced integrations with our media buying platform.
The Trade Desk is one of the fastest-growing tech companies in the industry—powering sophisticated media buying strategies from the world's biggest brands. This is an incredible opportunity to join a world-class marketing team during an exciting time of global growth and expansion.WHAT YOU WILL BE DOING:
- Gain a deep understanding of our solution and the competitive landscape
- Develop our go-to-market plan and demand generation campaign strategies
- Construct positioning, including clear value propositions and differentiation
- Define target audiences, key use cases, and pain points
- Champion this product internally by educating our sales team and clients
- Execute 360-degree campaigns with brand marketing, including PR, digital campaigns, sales enablement content, and events
- Gather market insights on customer needs that can inform product positioning
- BA/BS degree and 4-7 years of relevant B2B marketing experience
- Ideally, you have deep knowledge of ad tech industry dynamics
- You have a robust content portfolio which includes case studies, collateral, and sales decks
- You have experience developing B2B marketing plans, including new products launches
- You can prioritize stakeholder needs, and deliver results in a fast-paced environment
- You're a talented storyteller and a gifted writer
- You're collaborative, creative, and intellectually curious
- You know how to write from a customer-centric perspective
- You're passionate about technology and media
- You want to dive deep into the technical nuance, but you also don't miss the bigger picture
- You care about the details
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
The Trade Desk does not accept unsolicited resumes from search firm recruiters. Fees will not be paid in the event a candidate submitted by a recruiter without a contract in place is hired; such resumes will be deemed the sole property of The Trade Desk. The Trade Desk is an equal opportunity employer. All aspects of employment will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.


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This article is a stub, an article too short to provide more than rudimentary information about a subject. You can help Pro Wrestling Wiki by expanding it.
Mecha Mercenary is an American professional wrestler.
In wrestling
- Finishing and signature moves
- Teams and stables
- Dangerous E-lliance - with Corey Edsel
Michael McAllister
- Rage & the Machine - with Michael McAllister
- The Mechas - with Mecha Creepy
- Dangerous E-lliance - with Corey Edsel
- Entrance Music
- Nicknames
- "The Bionic Behemoth"
Championships and accomplishments
- CWF Mid-Atlantic Tag Team Championship (2) - with Aaron Biggs (1) & Michael McAllister (1)
External links
Community content is available under CC-BY-SA unless otherwise noted.


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|Message view
|« Date » · « Thread »
|« Date » · « Thread »
|"Franklin, Matthew B." <mfrank...@mitre.org>
|RE: Board will be proposing a new TLP
|Sat, 30 Jun 2012 15:56:56 GMT
+1 for straight to TLP given the individuals and code provenance. >-----Original Message----- >From: Jim Jagielski [mailto:firstname.lastname@example.com] >Sent: Saturday, June 30, 2012 8:24 AM >To: firstname.lastname@example.com >Subject: Board will be proposing a new TLP > >For those not following board@, the board is proposing the creation >of a new TLP (tentatively called Apache Steve) which will serve as >the project behind our STV and voting tools. > >The impetus behind this was when I suggested to the OpenStack >people to use STV for their voting system, which kind of re-kicked >the idea in my head that our voting tools were too good to not >provide as releasable code to the world at large. > >Since all code was developed w/i the ASF, by ASF people, and >is under the ALv2 (either implied/confirmed by the authors or >explicit in the code itself), there is some debate on whether >or not Incubation is even required... The board would like to >recommend to the Incubator that the board simply proceed with >the creation of this project at the next board meeting. > >Thx. > >--------------------------------------------------------------------- >To unsubscribe, e-mail: email@example.com >For additional commands, e-mail: firstname.lastname@example.com --------------------------------------------------------------------- To unsubscribe, e-mail: email@example.com For additional commands, e-mail: email@example.com
|View raw message


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Star Citizen is probably one of the most beautiful and fun games I've ever played. Even if it is in alpha.
One of the things one can do to make money in-game (in the game currency aUEC) is trading – buying resources from mining camps and selling for profit at cities and space stations.
Since the game is in alpha, some things and errors may happen, so a good tip is to not use more money buying resources than you can afford to lose if something does happen. In the video above, I was a bit greedy and bought for 297k aUEC and was left with about 10k aUEC, and then something _did_ happen.


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The district has tested our buildings for Radon for several years. No remediation has been needed based on the testing. Each building is tested every 5 years. Radon is a naturally occurring radioactive, colorless, odorless gas that is a leading cause of lung cancer. Please see this link from the US EPA (Environmental Protection Agency) for more information.
The district, in compliance with New Jersey law, testing all water sources for the potential of lead. Below are the results of this testing.
In July 2016, the New Jersey Department of Education adopted mandatory regulations regarding testing for lead content in drinking water in all public schools throughout the state. All school districts were subsequently provided with very specific instructions on development of a plumbing profile and Lead Sampling Plan. Schools are required to test within one year of the enactment of the new law. In addition, schools must also retest for lead content once every six years after initial testing. The district currently plans to test one building per year, as we do for radon, to ensure we remain in compliance and aware of any potential lead content issues. This will help to ensure the health and safety of our students.
Prior to this guidance over the course of the last several years, the district has begun to change water fountains in the High School to water fountains and/or bottle filling stations with filters and cooling elements. During the last two years similar units were changed in Fountain Woods School and the Middle School. The district plans included changing water fountains at B. Bernice Young School just prior to the adoption of the new regulations. It was decided to proceed with the testing before changing any additional units and allow for the information collected to drive the continued replacement plan.
2019-2020 Testing
2018-2019 Testing
Burlington Township High School - Hopkins Building - Lead Content Testing Letter to Families - March 28, 2019
2017-2018 Testing
Burlington Township High School Lead Content Testing Letter to Families - May 24, 2018 (Testing April 21, 2018)
2016-2017 Testing
Burlington Township High School Lead Content Testing Letter to Families - March 23, 2017 (Testing February 18-20, 2017)
Burlington Township High School - Hopkins Building - Lead Content Testing Letter to Families - March 23, 2017 (Testing February 18-20, 2017)
Burlington Township Middle School @ Springside Lead Content Testing Letter to Families - March 23, 2017 (Testing February 18-20, 2017)
Fountain Woods School Lead Content Testing Letter to Families - March 23, 2017 (Testing February 18-20, 2017)
B. Bernice Young School Lead Content Testing Letter to Families - March 23, 2017 (Testing February 18-20, 2017)
Links to actual test results can be found in each building's letter.
Burlington Township Schools passed a referendum in December 2015. One of the many projects was replacement of the B. Bernice Young Elementary School gymnasium floor. During the work to scope the removal of the existing flooring and the installation of new flooring, the district became aware that the floor contained mercury. The amount of mercury in the bulk sample was over the limit for the flooring to be processed at a non-hazardous landfill and would have to be treated as hazardous waste. On the day this information was received, the district took immediate proactive measures and engaged a Certified Industrial Hygienist to monitor the air in the gymnasium and determine the mercury vapor levels. The results indicated that the gymnasium was under the acceptable limits.
The District sought more information and compiled specifications for removal of the flooring to be conducted over the summer 2017. The District began communicating with the community in February 2017, after gaining a better understanding of issue. The information on this issue and our work to further understand the issue as well as provide continued information to our families is ongoing.
The District takes the responsibility of ensuring safety seriously and will continue to update our families as we progress through this situation until the flooring is removed and new flooring is installed.
Letter to Burlington Township Families - February 16, 2017
Report of Monitoring - January 16, 2017
Executive Summary of Monitoring - February 8, 2017
Letter from Rutgers, Environmental and Occupational Health and Safety - March 1, 2017
Report of Ventilation Assessment - March 1, 2017
Letter to Other Districts - March 16, 2017
Report of the Monitoring and Sampling - March 22, 2017
Report of the Monitoring and Sampling - April 13, 2017
Report of Monitoring - May 4, 2017
Report of Monitoring - June 10, 2017
Letter to Board of Education - July 12, 2017
Letter to Burlington Township Families - July 21, 2017
Letter to Board of Education - July 31, 2017
Letter to Board of Education - August 21, 2017
Final Project Report - August 29, 2017
Letter to Burlington Township Families - FINAL - September 6, 2017
A Bigger Issue Than Just Burlington Township
Mercury vapor from flooring is becoming an emerging issue for schools across the country.
Below you will find some reference materials and website links.
Center for Disease Control (CDC):
Environmental Protection Agency (EPA):
Agency for Toxic Substances and Disease Registry (ATSDR):
The National Institute for Occupational Safety and Health (NIOSH): Mercury Vapor
If you have any medical questions after reading the information and reviewing the resources provided, please reach out to your health care provider. If you have any technical questions regarding mercury vapor, you may also contact the EPA at 866-DEP-KNOW (866-337-5669). Non-medical and non-technical questions should be directed to me, either through email or by phone. We have also created a website with relevant information. Please click here to access the website. During the actual abatement process over the summer, we will be providing our community with further important information you will need regarding building closures and schedules.
Facilities Management - Environmental Testing Results
This website is being provided to our school community to provide ongoing information on important environmental testing results. Please note, the district is NOT required to test for Radon, however, Burlington Township has chosen to do so. Lead testing became required for all schools within New Jersey during the 2016-2017 school year. The requirement includes testing every 6 years for lead in drinking water. The district is NOT required to test for mercury as there are no currently available guidelines. Burlington Township is one of the first districts in the state to face a potential environmental issue because of mercury in rubberized floors. The testing is being conducted out of an abundance of caution for our students, staff and visitors.


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Swiftpoint GT ergonomic wireless mouse combines intuitive touch gestures with the precision and convenience of a mouse.
It's the first mouse in the world offering you a unique combination of the below packed into one beautifully designed device.
The GT will help you bridge the gap between touch and non-touch modes of operating your desktop, laptop or tablet.


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The LEAP² Innovative Light & Circular Economy Challenge 2019
The amount of solid waste generated per year is currently 4 million tonnes and is predicted to double by 2030 while as renewable energy systems are rapidly becoming more efficient and cheaper and more people are using them. Do you have an innovation in renewable energy or waste management? Apply for the LEAP² Innovative Light


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Let the flowers do the talking with this simple glass vase. Sometimes less is more. It will look great with a bunch of garden flowers in it or pop some silver indoor wire lights in it for a warming look in a room.
Colour: Clear
Material: Glass
Measures: D:19,5x15 cm
Weight: 1.590 kg


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sold for $22,800 in 2019
x-infernus issue 4 page variant coverTravis Charest
View / Buy →
Albert Moy • checked 1h 52mn ago
$13,000View / Buy →
Travis Charest (born 1969) is a Canadian comic book penciller, inker and painter, known for his work on such books as Darkstars, WildC.A.T.s, Grifter/Shi, WildC.A.T.s/X-Men: The Golden Age and The Metabarons. He is known for his detailed line work and muted color palette, and is a much sought-after cover artist, having done extensive cover work for many other books, such as various Star Wars series from Dark Horse Comics.…Wikipedia
sold for $22,800 in 2019
sold for $14,400 in 2019
sold for $10,200 in 2018
sold for $8,963 in 2018
sold for $7,800 in 2019
sold for $6,325 in 2003
Have you ever missed Travis Charest artworks that interested you? Receive email alerts when new original art is listed.get notified on new 'Travis Charest' artworks


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The bulky box which is connected to the solid anodized steel dildo with high-voltage cable is apparently a sound speaker to stimulate the user with specific sound effects. The box is not a remote control: the remote for such a delicate device cannot look like a power plant main switch, imho. Anyway, some of CG users may spruce up their boring lives with this $15 3d crap.
Content link: http://www.the3dstudio.com/product_details.aspx?id_product=22442
Available at The3DStudio (the model is rated 4.5 stars out of 5)
Update: the Keywords for this item rulezz


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- Amazon Prime Video (Video on Demand)
- Loren Taylor, Peter McCauley, Gareth Reeves...
In any situation, what makes one person in control over another? Is it information? Whoever has the most information about the situation in its entirety, has control over it and can wield that power how they see fit? If you don't have the information, then perhaps it doesn't matter how strong you are, or how much you want to take control, you cant.
Or perhaps its not so much about information, but actually its just a fact that one person is dominant over the other – for example if any scenario were to play out then there is a clear successor, a clear winner, and our subconscious mind is already aware of that winner in any particular scenario. All parties involved act accordingly as they are unconsciously aware of those facts. In that case, that mutual awareness, is that somehow linked? Does that mean that both parties, on some level, have a shared understanding even if it is not communicated in any physical form? Does that once again link back to the possibility of consciousness being a shared space rather than a space that is exclusive to each individual?
If you also think about life as being a journey, and when we meet people in confrontations, we are actually crossing paths with them – and a meeting is just a point on our journey where we are at the same place. But when we meet, we are both going somewhere entirely different, or we are evolved to a certain, different, level and thus we stand in a different place hierarchically?
Perhaps the physical world is just a representation of that journey, and if you removed all of the physical distractions, or took the sum total of all the information available about the two people that met, perhaps then it would be apparent, factual, who was where on the journey, and who was in control. our subconscious is perhaps so powerful that it already understands all of that information, but our conscious cannot cope with it and so does not understand it, but just acts accordingly, in ignorance.


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Discussion in 'Off-Topic' started by 4wd, Oct 25, 2017.
Join TacomaForum.com Today!
Seen that here in corn country!
Oh snap!! Haha
Yep I see it all the time. This was in Kansas
Oh yeah.......they got 'em there!
Dinner is served
Already tenderized too!
Selling stuff on Craigslist makes me say WTF and SMH.
I had a bed frame for sale. It's biggest piece was 80x30" I was asking $130 but I'd take $80 just to get it out. Here is some of the texts I got...
Never heard back from them...
Never heard back from them haha
I just didn't respond to that... I think a Prius is 80x30" haha
Holy crap man. That's crazy. Those PNW folks trying to trade bud for a bed frame and fit a frame in a Prius.
ROFL... didn't even think that was unusual until you said it. Haha
Yeah.... that's not issues you'd encounter here where I live. The only time you see a Prius is when they are driving through from another state. 90% of vehicles here are SUV or trucks and there's no way any of the hollow folks around here would trade good bud for a bed frame. Lol
Then they ask i dont have a truck can you deliver it to the next state tonite for free !
Just.. Wow..
You got it. I had phone conversations that ended with that. Haha
I'm literally smh . I would keep the bed in the floor before I gave up good weed. Jk lmao that's crazy. I honestly don't get people.
I love bikes. You can be as bad as you want with limited consequences.
Im 56 and mountain bike religiously. Just did WE (the Whole Enchilada) Moab, and tore it apart.
So ****ing fun.
We We're in Moab last year it was ****in' awesome I just turned 57 but I got a bad knee maybe getting a new one this winter .but I love all the hiking out there too.that's were I road the salsa bucksaw full suspension fat bike so when I got home I bought one !
Man I'm really looking forward to going there next summer!!! Got an exciting ski season to go before that though!!!
Separate names with a comma.


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According to a new market research report "Telecom Cloud Market by Type (Solution and Service), Application (Billing & Provisioning and Traffic Management), Service Model (SaaS, PaaS, and IaaS), Organization Size, Vertical, and Region – Global Forecast to 2021″, published by MarketsandMarkets, the telecom cloud market size is expected to grow from USD 10.92 Billion in 2016 to USD 30.79 Billion by 2021, at a Compound Annual Growth Rate (CAGR) of 23.0% during the forecast period.
Browse 72 market data tables and 57 figures spread through 160 pages and in-depth TOC on "Telecom Cloud Market"
Early buyers will receive 10% customization on this report.
The major drivers of this market include the need for lower operational and administration costs, as telecom cloud is hosted on cloud platform. It offers flexible pricing for products & services and allows managing various types of revenue without constraints.
The Unified Communication and Collaboration (UCaaS) solution segment is estimated to dominate the telecom cloud market share during the forecast period
UCaaS is estimated to have the largest market share in the telecom cloud market. Various features, such as multimedia, unified messaging, conference bridges, presence management, and Customer Relationship Management (CRM) integration are helping improve business functions. Therefore, with its increasing demand, Telecom Service Providers (TSPs) are providing UCaaS solutions in the market.
Ask for PDF Brochure @ http://www.marketsandmarkets.com/pdfdownload.asp?id=72237103
"Network services are expected to capture the highest market share during the forecast period"
The network services of the telecom cloudmarket is witnessing a potential growth, in comparison to other services, owing to the benefits, such as Local Area Network (LAN)/Wide Area Network (WAN)/Wireless Local Area Network (WLAN) management, Voice over Internet Protocol (VoIP), managed network services, Internet Protocol (IP) contact centre management, network integration, and network implementation services.
"North America is the leading region, in terms of market share in the telecom cloud market space"
North America is expected to hold the largest market share and dominate the telecom cloudmarket in 2016. North America has a huge penetration from large enterprises with technically-sound employees providing continuous innovative technologies. This has led to the growing telecom cloud market. These are some of the major driving factors contributing to the growth of cloud-based services and solutions in North America.
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Major vendors covered in the telecom cloudmarket for the study are AT&T, Inc. (Dallas, Texas, U.S.), BT Group PLC (London, U.K.), Verizon Communication, Inc. (New Jersey, U.S.), Level 3 Communications, Inc. (Broomfield, Colorado, U.S.), Deutsche Telekom (Bonn, Germany), NTT Communications Corporation (Tokyo, Japan), CenturyLink, Inc. (Louisiana, U.S), Singapore Telecommunications Limited (Singapore), Orange Business Service (Paris, France), and Ericsson (Stockholm, Sweden).
About MarketsandMarkets
MarketsandMarkets is the largest market research firm worldwide in terms of annually published premium market research reports. Serving 1700 global fortune enterprises with more than 1200 premium studies in a year, M&M is catering to a multitude of clients across 8 different industrial verticals. We specialize in consulting assignments and business research across high growth markets, cutting edge technologies and newer applications. Our 850 fulltime analyst and SMEs at MarketsandMarkets are tracking global high growth markets following the "Growth Engagement Model – GEM". The GEM aims at proactive collaboration with the clients to identify new opportunities, identify most important customers, write "Attack, avoid and defend" strategies, identify sources of incremental revenues for both the company and its competitors.
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We at MarketsandMarkets are inspired to help our clients grow by providing apt business insight with our huge market intelligence repository.
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Company Name: MarketsandMarkets
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Address:701 Pike Street, Suite 2175
City: Seattle
State: WA
Country: United States
Website: http://www.marketsandmarkets.com/Market-Reports/it-in-real-estate-market-102606347.html


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Michelin Man!
|Our Michelin Man
These past three weeks Justin has been on casual status, meaning he has few responsibilities and can spend lots of time with Sam and I. On one of our outings, we had dinner with our friends Justin and Jessica Robins. While there, Jessica called Sam "Michelin Man", we laughed then and after, thinking it fit Sam just right. He has put on quite the weight. When his arms are up in the flexing position he has little rolls of fat that I think look like big muscles for a boy his age. As of July 9th, Sam weighs 16.2 lbs. He has tripled his birth weight in 3.5 months. All the more to love! Lately I just can't get enough pictures of our little guy, even if pictures don't quite do him and his smile justice. We love and tend to smother our Michelin Man with hugs and kisses often.
But he doesn't seem to mind.
|I just couldn't resist getting the camera out on this one
|He is really building his neck muscles, even if we rarely see his neck
|I just want to squeeze him!
|Two irresistible men in my life.


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A Blockchain-Based Platform for Automating Bond Issuing
Before now, market players trading different types of assets or rights in P2P deals mostly relied on third parties (intermediaries) keeping records about those assets/rights ownership and serving as a "single point of truth". The process required paperwork, involved human labour in repetitive operations.
With blockchain, the new process flow ensures immutability and auditability of records, automated parties' signatures verification, as well as eliminates paperwork and reduces human labour. This results in transaction costs efficiency.
The document investigates scenarios where blockchain fits best, as well as highlights some technical aspects of implementation.
Please fill out the following form so that the white paper can be sent to you via e-mail.
Customers Speak
"We highly recommend Altoros to rapidly build complex applications using cutting edge technologies. Again, great job!"
Christopher Adorna, Sony


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So school has been keeping me busy with focusing on Act II, which I hope for the best. Who would've thought that Act II is the type of 60 pages one dreads…
They are intimidating actually, but when isn't it? A writer, whether published or not must tackled obstacle to be able to improve. Those challenges only make us stronger, so that's something I tried reminding myself. But enough about that.
I wanted to share with you all what mangas I'll be writing about for the upcoming weeks. In fact I've just received some of these (I buy online 🙂 ), while some I haven't been able to write about at all.
So let's begin:
My Girlfriend's a Geek by Pentabu
I bought the novel before the manga and I came to love the series. The novel is actually the blog Pentabu wrote about his adventure with his geeky girlfriend and its one of those that make you laugh-out-loud. The manga is just the novel with pretty illustrations. So I can't wait to share these!
Death Note v. 2 and Pandora Hearts v. 3
I've been itching to opened them up and read! L is in the cover for volume 2 so that makes me happy. Now for those that don't know, I actually watched the Death Note anime before reading the manga, but I like the manga more actually. As for Pandora Hearts, I've been avoiding the anime until I catch up on the English manga releases actually, but its been tempting, so I can't wait!
Bunny Drop by Yumi Unita
I felt in love with volume 1 and instantly purchased volume 2. Yeah, I've flipped through the book but haven't sat down to read. I love the pink cover though, a soft pastel. I think it fits nicely really. And Rin looks so pretty here. I really can't wait to read this too!
I also have a list of mangas I also want to read and I'm always looking for new ones. I'm really open minded when it comes to them. Just give me a story with a plot, character development, and pretty illustrations and I might consider them.
Till next time!


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So I realized that I was about out of allergy medicine today. I remembered that I'd gotten an email from CVS a few days ago offering me $5 off $15. Usually they won't let you use those on psueduedorphine (SP?) products ... So I looked to see what else they had.
Toilet paper .. buy $15 worth and get $5 in ECB. Ok, I'm down to my last 4 rolls (from about a year ago or so ... big pkg from Sam's.)
So I go to CVS planning on doing the toilet paper deal, use the $5 coupon on the toilet paper, and then the $5 ECB get some chocolate. (Technically NOT spending money on it ... )
Well when I get there I ask at the pharmacy for the cost of the Allegra D and my Syntrhoid just in case it's cheaper than Walgreen's. The Allegra D is cheaper! (Synthroid is the same.)
So I buy the Allegra D - the lady uses the $5 coupon on it! I tell her that I didn't think it could be used for that .. but she says, "it worked" shrug. O....kay.... So instead of $16.96 ($2 cheaper than Walgreen's) it was $11.96.
I have a coupon on the MobiSave app to save $5 on Allegra D 24hr 10 count. So 2 weeks worth of Allegra is ending up costing me about $7! Suh-weet!
I also decided to go ahead and transfer my prescription to them. (CVS)
Then I picked up $15 worth of toilet paper (actually, $17 after taxes.) That should last me a year.
I did end up spending $2 after the $5 ECB for chocolate. I was really hoping to find a chocolate orange ... but they only had a dark chocolate version. So I got some other items.
It made me happy to do everything I wanted to do in one store. (The cheaper Allegra D also definitely made me happy! Here's hoping the MobiSave coupon keeps repeating indefinitely!!)
I also paid my tithe/charitable giving today for October and November.. Oops. Totally spaced doing it last month. It works out though, because I put it all on my Discover card and it puts me close to the required $500 spend for November. If I use it while in CA, I should have it easily covered. Then I can stop using it!
(I'll have completed the spend $500/mo for 5 months get $75 deal.)
I have Wednesday off. I was thinking about seeing a movie Tuesday night ($5 all day Tuesday) but just don't see any I care enough about to see.
I'm thinking of doing a cooking / freezing / cleaning day on Wednesday. So today I'm taking it easy. It will be so nice to have a 4 day work week.
Then not too long later, I'll have TEN days away from work in a row! Oh my, I won't know what to do with myself ... (5 of those days I'll be here, 5 I'll be in CA.) Not looking forward to that at all, nope, not at all.
Almost forgot:
Redeemed $5 AGC from Bing
Redeemed $25 AGC from PerkTV
Spent $45.xx AGC for 2 canisters of protein powder (bought 2 to get free shipping - instead of trying to figure out something else to get to $35 for the free shipping - will last a LONG time.)
Coupons and MobiSave
So I realized that I was about out of allergy medicine today. I remembered that I'd gotten an email from CVS a few days ago offering me $5 off $15. Usually they won't let you use those on psueduedorphine (SP?) products ... So I looked to see what else they had.
6 Responses to "Coupons and MobiSave"
November 9th, 2015 at 01:19 am 1447031997Ooh, 10 day off of work, I bet that will feel amazing!
November 9th, 2015 at 05:27 am 1447046834Yes, I think it will too.
November 9th, 2015 at 05:35 am 1447047320Buy it at costco generic. Cheapest out there. Or get a friend if you aren't a member. They have claritin, zyrtec, and allegra in generic. I believe they have allegra D as well cheap.
November 9th, 2015 at 06:45 am 1447051535I hope you enjoy all your time off!
bluesfemme Says:
November 9th, 2015 at 08:10 am 1447056623Nice deals and good news :-) I recently found out my 'go to' remedy of lemsip has replaced pseudoephedrine with phenylephrine which gives me horrible stomach cramps and i get hot. So disappointing as more manufacturers make the change because of the laws in regards to ID when buying pseudoephedrine products.
November 10th, 2015 at 01:11 am 1447117884LAL - The nearest Costco is about an hour away - plus I get the Decongestent version, so can only get ten at a time (24 hour.) Darn drug users that make it so impossible to get D medicine!
Thanks VS
bluesfemme - Never heard of lemsip. Meth users just make life more difficult for the rest of us. It was so much easier when Allegra D was prescription only ... cheaper and could get a 30 day supply!


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BOSTON (CBS) — And on the third day, Tom Brady spoke. Just not about his injured right hand.
"I'm not talking about it," he told reporters.
Saturday Update: Brady Reportedly Injured Hand In Collision With Rex Burkhead
Brady took the podium at Gillette Stadium on Friday, using his left hand to hold the door open as he entered the media room. He was sporting Under Armour gloves on both of his hands, a fashion he said he's sported in the past when asked why a grown man would wear gloves inside. Nonetheless, it's a curious decision given all the hoopla his right hand has caused over the last few days, and will only further fuel speculation that there's something up with one of the most important right hands in New England.
The quarterback was a limited participant in practice on Friday, and wouldn't say if he threw the ball at all during the session. He is officially listed as questionable on the team's injury report, and played coy when asked if he'd be suiting up Sunday when the Patriots take on the Jacksonville Jaguars in the AFC Championship Game.
"We'll see," he said with a boyish smile.
That response has actually been in Brady's playbook for some time. He used it twice last season, both times ahead of games against the New York Jets.
Asked numerous times about how his throwing hand feels after injuring it in practice on Wednesday, Brady said he wasn't there to talk about his hand. He only wanted to chat about the Jaguars and their top-rated defense.
"It's a great challenge," he said. "The team has worked hard to get to this point. It will be a great game. We're playing a team that is great in all three phases. We're going to have to be on the top of our game."
Brady canceled his scheduled media sessions on Wednesday and Thursday, so the fact he took the podium on Friday is a good sign. But he and the team continue to be tight-lipped about the injury, which has only created a shroud of mystery surrounding the team's most important player heading into the most important game of the season.
You can catch Sunday's Patriots-Jaguars AFC Championship Game on WBZ-TV — the flagship station of the New England Patriots. Pregame coverage begins at 11:30 a.m. with a special 90-minute edition of Patriots GameDay, kickoff is set for 3:05 p.m., and after the game get all the reaction and analysis on Patriots 5th Quarter.
Super way to deal with the Moron's in the Press
I smell a 'ROPE-A-DOPE' job.
I think you are spot on, we shall see. The bookies are going nuts.
The Patriots have been the Rope a Dope Star for Years!
I wouldn't put it past Belicheck doing some dissinformation, 4-D chess style. There might be nothing wrong with Tom. Or it could be broken. I know that whether he is hurt or not, Belicheck loves that it gives his team something to rally around, either a wounded Tom or spinning up the media for distraaction. If this takes the Jags preparation in any direction, (no matter how slightly off course) other than what the Jags intended to prepare, then Belicheck is happy.
These guys play the press like it's second nature.
They are playing the press and the rest of the NFL. His hand is fine.
Could be a fake injury to psyche the opposition or to make money for sports betting.
He called Trump to ask how he should handle the press, Trump told Brady, "…this is what I would do…" Brady is having a ball Y'all.
I'd love to see the Jaguars win, thereby rendering all of the hooey about Brady's gloved hand about as relevant as Michael Jackson's.
The real scandal will be how the officials "shape the game" to ensure a Patriots win. Watch for BS calls against the Jax secondary early and often. The NFL will be out at least $100 Million if Jacksonville goes to the Super Bowl instead of the Patriots.
Maybe the glove contained a special TENS unit or something similar to facilitate healing.
From 2005-2008 the Pats had Tom Brady on the injury report EVERY WEEK, THREE YEARS IN A ROW. During this time, he was in the midst of a 127 consecutive game playing streak, and never came close to missing a game.
Then in week 1 of 2008, he was quietly removed from the injury list, without explanation.
Classic Belichick/Brady head games.


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Spring cleaning your finances: Reviewing your financial situation
Spring is just around the corner, and with that comes the proverbial spring cleaning. While most people recognize the value of scrubbing their homes, we recommend dusting off your finances as well.
Consider these tips for spring cleaning your finances to help ensure your financial house is cobweb-free.
Settle in for a review
- Review the titling and ownership of all financial accounts. Make certain any accounts owned and titled in a trust, or have a Payable upon Death (POD) designation, will meet desired intentions if a transfer were to take place.
- Make reviewing your credit report a part of spring cleaning your finances to make sure you're in positive standing. You can request a free copy once every 12 months from annualcreditreport.com‡.
- Review insurance policy and retirement account beneficiaries. This is particularly important if there has been a recent change in marital status. A spousal waiver will be needed if the beneficiary is not the spouse.
Prepare for the future
- Execute a will and a living will. If these documents already exist, they should be reviewed on a regular basis. Circumstances and viewpoints change, which can heavily impact desired allocations and intentions.
Check up on your cards
- Check the interest rates that are being charged on all credit cards. For individuals who carry balances, consider consolidating to the card with the lowest interest rate or even contemplate a home equity line of credit (HELOC) as the interest may be tax-deductible.
- Utilize a credit card that offers rewards. Many of these now carry no annual fee and offer cash back in addition to the travel and merchandise rebates.
Evaluate your employer benefits
- If financially possible, when spring cleaning your finances, make the most of your 401(k) by contributing to the level that takes advantage of the full employer match.
- Review your health insurance coverage options to ensure you are making the best selections for yourself and your family. If you are currently enrolled in a high deductible health plan coupled with a health savings account (HSA), review your contributions to make sure you are maximizing your saving options.
Examine your life insurance
- When spring cleaning your finances be certain existing coverage will meet the financial needs of your family if any member were to pass away, not just the primary income source for the family. Also, if the only secured life insurance is provided by an employer, consider pricing other term policies. Remember employer-provided insurance may not transfer if there is a change in jobs.
- Research long-term care insurance. Ask your insurance provider about this coverage to ensure it offers home health care in addition to nursing home care. Life expectancy is much greater than it used to be, and in-home and community care continue to rise in price.
Freshen up on your investments
- Review or create an investment policy statement (IPS). This is an agreement with a financial advisor that states your investment purpose, time frame and risk tolerance. An IPS clearly states the investor's goals and helps provide clear expectations, consistent communications and true accountability for both the advisor and the investor.
- Conduct homework for obtaining professional services from investment consultants, estate planning attorneys and certified public accountants. Seek references from trusted friends and colleagues and stick with specialists. Professionals will be able to offer insights and guidance that will help individuals succeed in reaching their financial planning goals.
UMB personal banking solutions offer convenience and simplicity to meet all of your past, present and future financial needs. From home loans to auto financing and everything in between, see how UMB personal banking can work with you to find the right products for your life and lifestyle.
When you click links marked with the "‡" symbol, you will leave UMB's website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.
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Al-Lashi, Raied, Gunn, Stephen and Czerski, Helen (2017) Automated processing of oceanic bubble images for measuring bubble size distribution underneath breaking waves. Journal of Atmospheric and Oceanic Technology, 33 (8), 1701-1714. (doi:10.1175/JTECH-D-15-0222.1).
Accurate in situ measurements of oceanic bubble size distributions beneath breaking waves are needed for a better understanding of air–sea gas transfer and aerosol production processes. To achieve this goal, a novel high-resolution optical instrument for imaging oceanic bubbles was designed and built in 2013 for the High Wind Gas Exchange Study (HiWinGS) campaign in the North Atlantic Ocean. The instrument is able to operate autonomously and can continuously capture high-resolution images at 15 frames per second over an 8-h deployment. The large number of images means that it is essential to use an automated processing algorithm to process these images. This paper describes an automated algorithm for processing oceanic images based on a robust feature extraction technique. The main advantages of this robust algorithm are it is significantly less sensitive to the noise and insusceptible to the background changes in illumination, can extract circular bubbles as small as one pixel (approximately 20 µm) in radius accurately, has low computing time (approximately 5 seconds per image), and is simple to implement. The algorithm was successfully used to analyze a large number of images (850 000 images) from deployment in the North Atlantic Ocean as part of the HiWinGS campaign in 2013.
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"Freshness is a key factor, even if your produce is not organic. In 24 hours any green produce will lose half its nutritional value – it's really about how soon you eat it after it's been harvested," reveals Mandawewala, whose Delhi-based outfit applies organic, biodynamic and permaculture principles to create kitchen gardens for individuals and organisations, and is driven by a need to impact people's health positively. Working on anything from one-acre to 200-acre plots, he encourages people to grow their own fruits and vegetables, and even crops.
While the concept of organic produce is growing exponentially in India, Mandawewala feels a lot of it is commercially driven, and conflicts with his ideals of a pure organic system. "India was always organic," he says. "Chemicals appeared only after the green revolution, and then organic was suddenly hyped." Citing the example of organic broccoli that is grown in India, but exported to Saudi Arabia, he outlines how being part of the local eco-system means that anything grown should stay where it is. It also worries him to see that the next generation of farmers are shifting back to urban cities and selling their agricultural land to moneyed people who only keep dividing their land into smaller plots. "Sohna road, Chattarpur, these areas amidst others feature excellent soil and water facilities, but are lying barren in the hands of people who don't know how to farm," he says. "The irony is that they all want good food."
"Freshness is a key factor, even if your produce is not organic. In 24 hours any green produce will lose half its nutritional value."
Eventually Mandawewala started holding workshops to educate locals. "It's an ethical responsibility," he says. "Customers need to understand that just because the shape of a tomato isn't perfect or it's a tad smaller, doesn't mean it's not perfectly edible or fresh."
Just over a year ago, he was invited to speak at Manzil, an NGO in Delhi, and was floored by the response he received. "I hadn't even visualised exploiting urban spaces," he said. "But my workshops made me realise that people needed more help, so I started organising materials, space creation, landscaping and so on."
Last year Mandawewala's team of five completed 150 projects. Currently they are creating gardens for the National Centre of Autism, and an IIT institute in Gandhinagar. "The director called me, and said he wanted to grow some edible trees. So we've planted several fruit trees that can give some productivity over just a few years," he says.
Mandawewala encourages his students, and clients to employ natural foresting techniques such as planting five different items in one space –- "this creates a natural synergy and interaction between the plants, helping them grow" – or using additional greenery, flowers and air-purifying plants to aid overall growth. "For instance, marigolds repel pests. Other plants attract honeybees to aid pollination," he says by way of example.
However, his most successful technique to maintaining a green garden is simply this — care. "We have a saying in Gujarati: the best khaad (fertiliser) for your land is your own footsteps," he grins. "Treat your plants like your own children, and they'll bloom beautifully."


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PECAN team does UAH outreach on the Plains
HAYS, KS. -- Wherever three or more mobile Doppler radars are gathered together, the locals will wonder if they should be concerned about the weather. That is one of the lessons reinforced by participation in the Plains Elevated Convection At Night (PECAN) weather research campaign based at Fort Hays State University, but spreading across large portions of western Kansas into Oklahoma and Nebraska. The UAH contingent, which includes the Mobile Alabama X-band Doppler radar and two Mobile Integrated Profiling Systems, catches the eyes of local residents as it passes by on the highway or when it is parked awaiting instructions (or interesting weather). Many of these people aren't shy about stopping to ask questions, with the first frequently being, "Expecting bad weather?" or "Expecting tornadoes?" The UAH team of students and faculty looks at these questions as an opportunity to talk about the university's weather research program, as well as a chance to allay any fears that so many weather instruments in one place must mean tornadoes are on their way. ("No, we're not from the Weather Channel.") Other outreach efforts are more formal: When a summer energy camp at FHSU looked for someone to explain why there were a couple of dozen instrument-laden trucks and vans on campus to its campers (high schoolers from across Kansas), the UAH team volunteered. The campers got a walkthrough of the UAH vehicles with an explanation of what the instruments measure and why that matters.


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- March 14, 2009
- in Benefits of Dance
- by dancetolearn
- 594
- 0
Research shows that students who participate in dance related activities have higher grades, better test scores, longer attention spans, and a greater success rate in school than students who do not partake in dance related activities. Dance students must use both sides of their brains to remember technique and combinations while applying artistry and creativity. Dancers also project confidence and self-esteem as well as discipline and motivation. All of these qualities are also needed to be successful in school.In a study by the National Assembly of State Art Agencies titled: "Critical Evidence: How the ARTS Benefit Student Achievement" it is reported how there is a positive connection between the arts and children's improved learning abilities. Another study, "Champion of Change: The Impact of Arts on Learning," writes about seven different studies conducted to determine whether participation in the arts could actually improve students' ability to learn. They determined that the arts and dance influence students' success in school.
Test Scores
In a comparison of students who took art related activities in schools 66.8% of 8th Grade students scored in the top 2 quartiles on standardized tests compared to only 42.7% of students who didn't take art related activities. While in the
10th Grade 72.5% of art students scored in the top 2 quartiles of standardized composite tests compared to 45.0% of those with low or no art classes. (Page 3 of "Champions of Change")
According to the Texas Coalition for Quality Arts Education, students who study fine arts in schools have proven to score higher SAT scores than students who don't have the opportunity of studying fine arts in school.
79.2% of 8th grade students who took art classes earned As and Bs in English. (Page 3 of "Champions of Change")
Reading Readiness
"Dance has been employed to develop reading readiness in very young children." (Page 11 of "Critical Evidence")
Reading scores were 25.8% higher among 10th grade students who took art related classes as opposed to those who took few or no art classes. (Page 3 of "Champions of Change")
A Reading Through Dance Program Study at DePaul University, determined that students who participated in the dance program improved their reading skills more than control students who did not participate in the program.
Cognitive Development
According to Neuroscientists from seven universities, learning to dance relates closely to physical practice and that training improves other cognitive skills.
Critical Thinking
Dancers in a group learn important skills such as the ability to plan, successfully expressing their thoughts and ideas, providing concise arguments and reasons for or against different concepts, and applying different strategies to complete tasks. (Page 25 of "Champions of Change")
Creative Thinking
High school students who were dancers scored higher than non-dancers on creative thinking measures in an experimental research study. (Page 15 of "Critical Evidence")
According to a study at the University of Northern Colorado, the Torrence Test of Creative Thinking was used to compare the creative thinking process of dancers compared to non dancers. Dancers showed a significant difference in originality and abstractness of thought compared to the non dancers.
Students who learn the arts in school have fewer problems expressing themselves, using their imaginations, taking academic risks, and demonstrating what they have learned than students who do not participate in arts programs.
(Page 38-39 "Champions of Change")
According to the Center for Educator Development in Fine Arts, higher academic test scores, higher self-esteem, stronger social skills, and greater content knowledge can be attributed to students participating in groups in dance classes.
Drop Out Rates
Students who take art classes have a 1.4% chance of dropping out of school before the 10th grade.
(Page 3 "Champions of Change")
Improving Teachers
The arts in school also help teachers. A University of Minnesota study noted three key changes in teachers when the arts were incorporated into the classroom: The teachers' perception of students changed, they saw greater potential in their students and their learning abilities in areas such as intelligence, leadership and motivation. The teachers became more focused on becoming "facilitators of knowledge" rather than dispensers of knowledge. Teachers encouraged more revision and improvement from each student's assignments. They felt more comfortable giving critiques and encouraged students to be comfortable in risk taking.
Do you have a personal story on how dance has improved students in your classroom or school? Please share your story with us in the comments!
Unless otherwise noted all statements in this article are the property of Dance to Learn®, LLC. Copyright © Dance to Learn® 2020. All Rights Reserved. No Unauthorized Reproduction.


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Despite the ardency of its fans, Breaking Bad wasn't a cult show—it ended up being far too big a hit for that. But for their next project, executive producers Vince Gilligan and Michelle MacLaren will once again be toying with that label, as Variety reports they're developing a miniseries about Jonestown for HBO. The series will be written by Gilligan and directed by MacLaren, and they'll executive produce along with Oscar winner Octavia Spencer. It will be the first post-Breaking Bad collaboration for Gilligan and MacLaren, though the former hasn't strayed too far from the world of Heisenberg as the creator of Better Call Saul.
The series is titled Raven, and will center on the founding and dissolution-by-suicide of The Peoples Temple Of The Disciples Of Christ, which was led by Jim Jones. It will chart the rise of fanaticism within the group, otherwise known as Jonestown, which once espoused socialism. The group eventually fled to Guyana where, on November 18, 1978, some member killed U.S. Representative Leo Ryan. This was mere hours before the mass suicide of Jones and 917 others, including 276 children.
Raven is based in part on Tim Reiterman's non-fiction work Raven: The Untold Story of Rev. Jim Jones And His People, which Spencer had already optioned before bringing Gilligan and MacLaren aboard. There's currently no word on when production will begin.


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Tamarah Duperval-Brownlee, M.D.
Senior Vice President and Chief Community Impact Officer, Ascension
President and Chief Executive Officer, Providence Health System
Monday, Nov. 18, 2019 • 10:45 AM–12:00 PM
In her role as Chief Community Impact Officer, Dr. Tamarah Duperval-Brownlee provides direct oversight for the development and implementation of strategies to strengthen communities within Ascension markets, where patient needs demand an evolution of the investment in healthcare delivery, programs, space and facilities. This work includes developing and transforming campuses, which socially integrates healthcare and non-healthcare partners to optimize the physical, mental, and financial health and well-being of a defined community. She also serves as the President and CEO for Providence Health System in Washington DC, currently undergoing a transformation into a vibrant health village that expands ambulatory care, addresses social determinants and provides key services that enables members in communities to be healthy. In her time at Ascension, where she directed the creation and implementation of the strategy to advance health equity for Ascension, including efforts of accelerating safety and quality improvement, building healthy communities, and identifying and eliminating disparities in healthcare outcomes.
Prior to joining Ascension, Dr. Duperval-Brownlee practiced clinical medicine and served as a clinical and operational leader in Federally Qualified Health Centers, where she advocated for equitable access and quality of care and built programs to address health disparities.
A board-certified Family Physician for over 20 years, Dr. Duperval-Brownlee earned a Bachelor of Science in Chemical Engineering from Northwestern University and earned her Doctor of Medicine from the University of Illinois at Chicago College of Medicine. Upon completing residency in Family Medicine in Illinois, she earned a master's Degree in public health from the Harvard School of Public Health and later an Executive MBA from the University of Tennessee at Knoxville. She is also a graduate of the Commonwealth Fund Harvard University Fellowship in Minority Health at Harvard University.


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Brass Empire is a strategic deckbuilding card game. It takes place in a Steampunk universe where each player takes on the role of a different corporation hiring the best employees, constructing building, and manufacturing steam-powered machines. Players battle and sabotage each other to amass economic wealth and influence to win the game.
The serene frontier town of New Canton has discovered a vast deposit of Brass. The discovery of Brass brings with it the inevitable influence of corporate greed and espionage. Powerful corporate factions desperate to control this natural resource are already sending their emissaries to the region. In an effort to secure New Canton's Brass, each...


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Falz E No Finish mp3 download
When talking about some of the most talented artistes in Nigeria, Folarin Falana a.k.a Falz will never be left of it. A lawyer who turned musician and does it well like no man's business. Falz under Bahd guys record started music with ease and his coming into the music can be described as a soft work as seen with one of his music track. Ever since starting his musical career far back to 2009, Falz presence in the music industry has really been a blessing to music lovers.
Despite doing music in a comic way, falz ability in rap is one of the best out there especially using it to pass his messages. This wasn't left out when he released his fourth studio album tagged 'Moral Instruction' in January 2019. The album winning album (Best Rap Album & Album Of The Year) at the Headies 2019 is one of it kind with a combination of Hiphop and afrobeat style of music from the rap genius with production effort from Sess, TMXO, Willis, and Chillz.
Moral Instruction by Falz
'Moral Instruction' as an album was released prior to the Nigeria 2019 Presidential and Governorship election. Falz uses this album to pass out a lot of messages pertaining to the present state of the country. He touches almost every important aspect with his almost impeccable rapping prowess and lesser criticism from the listener of this great album. The award winning album was highly accepted and described by many as 'The Truth' that teaches moral instruction better. The album which features the likes of Sess, Demmie Vee, Chillz is a 9 tracks album and serves as a follow up to his previously released project: Wazup Guy (2014), Stories That Touch (2015), 27 (2017). The tracks which can last up to 24 minutes when played together was released under bahd guys entertainment exactly on the 15th January, 2019.
Buy from Itunes.com here
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We are taking this eighth track off the album. The title of this one is 'E No Finish'. You can download it for free here from moral instruction album.
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|April 19, 2020


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Global Climate Action Summit highlights growth in purpose investing
Posted By Julie Davitz In Your Wealth | 1 Comment
It was a pleasure and great opportunity to be a part of the recent Global Climate Action Summit [1] in San Francisco.
[2]As part of the summit, Bank of the West partnered with the NASDAQ Entrepreneurial Center [3] for our "Intersection of Entrepreneurship and Climate Innovation" event. The center was an ideal venue to bring together emerging and experienced entrepreneurs, institutional investors, private equity, and other stakeholders to discuss the impact of environmental dynamics on business innovation, company formation, and operational transparency.
One of the focus topics was socially responsible investing (SRI), which Bank of the West Wealth Management offers through our Purpose Investing Services [4].Putting the 'purpose' in modern portfolio theory
I firmly believe that SRI now plays a similar role in modern portfolio theory to the one emerging market investment began playing more than a decade ago before it was widely recognized and adopted.
Unlike emerging markets, which can more readily be understood, the term "socially responsible" can be the first hang up for investors. In fact, when speaking about SRI, I often tell people to cover their left eye and ignore the words "socially responsible." Quite simply, you are investing, but you're adding another layer of due diligence that, along with profits, seeks to produce and measure positive social and environmental outcomes.
Far from being a flash-in-the pan or faddish investment trend, SRI is an established investment strategy that is seeing continued global growth [5] and investor interest.
Globally, close to 2,000 organizations have signed commitments to the six Principles for Responsible Investment [6] set forth by the United Nations that are focused on better aligning investors with broader societal objectives including the UN Sustainable Development Goals [7]. As of 2018, these institutional investors collectively represent nearly $90 billion Assets Under Management (AUM).
These signatories are being driven not just by the desire to "do good" and achieve positive social outcomes, but also to "do well" and realize strong financial returns. Recent studies from Harvard Business School and The University of Oxford – Said Business School [8] among others, have shown that companies with a commitment to meeting sustainability criteria see long term stock performance that outmatches their counterparts who lack a sustainability commitment. Of course, past performance is no guarantee of future performance.A vision for purpose: The road to 2020
However, even with data showing that purpose investing can deliver both a strong financial return and a social one, many investors feel overwhelmed by SRI and not sure how to get involved. Although there are many widely agreed upon and adopted standards, the terminology [9] of sustainability, environmental and social governance (ESG) and philanthropy itself can be daunting. The growth and excitement around SRI has been matched by a proliferation of organizations focused on setting guidelines, establishing criteria and measuring a variety of outcomes.
It has never been easier to take your first steps as a purpose investor. My role as head of strategic philanthropy and purpose investment [4], enables me to sit down with clients and see first-hand the power of thinking through the impact they want to make, defining their personal goals and developing an individualized plan.
One of the most common Purpose Investing steps our advisors help clients with is an ESG portfolio screening. You may currently be comfortable with a traditional charity model and find yourself sitting down at your kitchen table at the end of the year to write a check, or want to take a more strategic approach involving a discussion of the best investment vehicles to help you make an impact on a specific issue such as hunger, homelessness, or clean water.
Regardless, our approach to purpose investing takes into account a spectrum of activity.
To begin the conversation around where you fit on that spectrum, and how our approach [10] may help you bring purpose to your portfolio, talk to your Primary Advisor.
To learn more about the intersection of investing, purpose, culture and strategic philanthropy, watch my interview with the NASDAQ Entrepreneurial Center.
All investing involves risk, including the loss of principal. When redeemed, an investment may be worth more or less than the original amount invested.
Article printed from Bank of the West: https://changematters.bankofthewest.com
URL to article: https://changematters.bankofthewest.com/2018/11/01/global-climate-action-summit-highlights-growth-in-purpose-investing/
URLs in this post:
[1] Global Climate Action Summit: https://www.globalclimateactionsummit.org/
[2] Image: http://blog.bankofthewest.com/wp-content/uploads/2018/11/purpose_investing_crop.jpg
[3] NASDAQ Entrepreneurial Center: https://thecenter.nasdaq.org/
[4] Purpose Investing Services: https://www.bankofthewest.com/wealth-management/our-solutions/philanthropy.html
[5] continued global growth: https://www.triplepundit.com/2018/09/socially-responsible-investing-a-25-year-overview/
[6] Principles for Responsible Investment: https://www.unpri.org/pri/what-are-the-principles-for-responsible-investment
[7] UN Sustainable Development Goals: https://www.un.org/sustainabledevelopment/sustainable-development-goals/
[8] The University of Oxford – Said Business School: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1964011
[9] terminology: http://blog.bankofthewest.com/wp-content/uploads/2017/03/Philanthropy-360-Glossary-of-Terms.pdf
[10] our approach: https://www.bankofthewest.com/wealth-management/our-approach.html
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