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If parents in a hurry to figure out what is the best double strollers for twins, we recommend the "Baby Trend Navigator Double Jogger Stroller" as the best one.
Best strollers for twins are mainly used for at least 2 babies and whose age gap is less than 2 years old, and it is especially suited for twins.
Since double strollers for 2 is cost more than single strollers, we have outlined some important things need to take consideration before parents make their final decision.
Here are the top 9 best double strollers for twins 2020
1. Joovy Scooter X2 Double Stroller
2. Baby Trend Navigator Double Jogger Stroller
3. BOB Revolution Flex Duallie Jogging Stroller
4. Kolcraft Cloud Side-by-Side Double Umbrella Stroller with 3-Point Safety System and Reclining Seats
5. Joovy Caboose Graphite Stand On Tandem Stroller
6. Contours Options Elite Tandem Double Baby & Toddler Stroller
7. Britax 2017 B-Agile Double Stroller
8. Baby Jogger City Select Double Stroller with Second Seat
9. Maxi-Cosi Dana For 2 Double Stroller
When Can Parents Use A Double Stroller for Baby and Toddlers?
The best age for babies to use a double stroller is from 6 months to about 5 years old. Due to every double stroller has weight and height limitation, if parents put 2 babies whose over 5 years old, their combined weight may overload and cause potentially dangerous.
There is one thing parents should keep in mind is that if your babies are younger than 6 months old, you should get a twin stroller with car seats or bassinets. Because of your little one are not able to sit straight and support themselves. Double strollers with car seats or bassinets can let your baby lay flat in it, and protect them from the bump.
Figuring out what aged babies can use a double stroller, this will determine what type of double strollers can be chosen.
Types of Double Strollers for Twins
Side-by-side Double Baby Strollers
This type of double strollers usually come with wider size and heavier weight than single strollers. Therefore, it is space-consuming and often causes awkward when parents encounter narrow street, tight doors or crowded space.
The advantages of this type of double strollers for 2 is that it has superior in steering and operability thanks to its structural design. Since children sit in the same direction, they can enjoy the same sunshade protection, foot space, and views.
Side by side double stroller fits for children from birth to 4 years old around, if they can attach with 2 infant car seats or bassinets.
Tandem Double Strollers for Twins
This type of double stroller often designed to be one seat in front of the other. This structure will longer than the side-by-side one, but it keeps slim as same as the single strollers. Therefore, it keeps compact for storage in trunk.
If you often take your little walks around in tight space, the tandem double stroller is your favorite one.
Due to its inline layout design, the baby sits in the rear seat may not able to enjoy longer foot space and sun coverage and limited views.
Tandem double strollers suits for babies from newborn to about 4 years old. For newborns, the stroller must with car seats or bassinets.
All-terrain Double Strollers for Jogging
If parents like to jogging with your babies, an all-terrain double stroller is definitely fit for your needs. This type double stroller features for its jogging performance.
Usually, a jogging double stroller structured with 3 wheels rather than 4 wheels, and all the wheels are good for working on any kind of terrains. Moreover, jogging strollers has excellent suspension systems to reduce bump when it rides on the rough surfaces.
The weakness of this type of double stroller is that it comes with heavier weight. But this should not affect parents to easily operate this kind of double jogging strollers.
All-terrain double strollers better for babies from 6 months to about 4 years old, not recommend parents jogging or running with newborns.
Umbrella Double Stroller for Twins
Double stroller equipped with an umbrella will give your babies more protection from sunshine, wind or rain.
Although the double stroller has limited space, there is always a way to install an umbrella to protect the baby.
The truth is, a side-by-side type double strollers are easy to get ample sunshade coverage, while a tandem one gets less.
This type of double stroller is quite suits for traveling or long time outdoor activities. If parents like to travel with your littles, take this one will be your safe choice.
Suits for babies from birth to about 4 years old.
Sit-and-stand Double Strollers
As its name indicated, this one is quite fit for parents who have 2 children, but they are not in the same stage, the front seat for the younger one to sit, and the rear place for the older one to stand.
Another benefit for this type double stroller is that the standing place gives more options for the actively baby to move around.
This type double stroller fit for newborn to around 5 years old.
What to Look for When Buying the Best Double Strollers for Twins
Before parents made their final decision on which double stroller to buy, we need to figure out what purpose exactly we want to use a double stroller.
Following example questions can hopefully help parents to identify your real needs:
- What the age of your little babies?
- Where to go most often with the double stroller?
- Are you a serious runner or active parents want to stay with your babies while exercising?
- How are the terrain conditions like around your home?
- What is the character of your babies?
- Do you like traveling with your babies?
- What is your budget range?
Once you find your real purpose of buying top double strollers, we are going to looking for some specific double strollers features, which may affect our user experience in the future.
Weight of Double Baby Strollers
A lightweight double stroller will let parents to easily push and turn during the moving.
The double strollers' weight often determined by the structure, material, and size of the double stroller.
As we mentioned above, the material of the frame usually made of aluminum or steel, and an aluminum frame has a lighter weight than steel.
Double strollers' size also plays a big role in terms of weight. To find out what size should be fit for babies, parents only need to take a look at how tall and weight of your babies.
Wheels Design of Double Strollers
The top double strollers should come with good wheel design. Because of wheels performance will affect how babies feeling while moving, and how long it can be using.
A good wheel design also determines how the double stroller work on the uneven surfaces. As a result, among all the type of double strollers, the jogging double stroller has the best performance in wheels design.
Size of Twins Strollers
If parents don't want to spend much time on carrying with your double strollers, find an appropriate size that can fit for your trunk and storage.
Braking and Stopping
This device for babies safety guarantee. Parents can reduce the speed or stop walking when in need.
There are two types of brakes, hand brakes, and foot brakes. We recommend choosing hand brake one, it is easier to operate than the foot one.
And do remember, this feature is the necessary one and the first thing needs to be a consideration while parents looking for the best double strollers for twins.
Adjustable Hand Bar
Parents come with different height while moms are often shorter than dads. If you don't want to push your double stroller like a slouch, an adjustable hand bar will let parents find the best height when you walking with your babies.
Pay attention to the adjustable range, not every double stroller can be adjusted with enough wide range.
Fold Easily
Good portability and foldability give parents much convenience when traveling.
When it comes to folding, parents need to take double stroller's size into account as well. As these two features are most affected the performance of foldability.
Any parents decide to go with a double stroller, and your babies are younger than 6 months old, the double stroller should be equipped with car seats to protect your littles.
Good double strollers should easily fit for most brand car seats in the current market. And will it accommodate both newborn twins and toddlers?
It is hard to keep one position from the beginning of walking to the end. With reclinable function will give babies to have more optionable status during the long journey.
Large Canopy
If you are looking at tandem type double strollers, baby in the rear one may get limited coverage due to the occupied space by the front one.
For side-by-side type, most often, twins can get more coverage from the shade canopy.
Better to find an extendable canopy to give your babies as much protection as possible.
Ample Basket Storage
How important is an adequate basket for parents who have experienced headaches due to narrow storage space.
Since twins need more baby gears to be storied, to choose a double stroller with a big basket will give parents and babies a calm outgoing.
Best Double Strollers for Twins 2020
1. Joovy Scooter X2 Double Stroller: Most Popular Double Baby Strollers on Amazon
Very easy to assemble for both new and experienced parents, and fashionable looking appearance with several colors options.
The weight capacity up to 45 pounds each(totally 90 pounds) and this double stroller is fit for children from 3 months to 36 months old. 32 inches width which is easy to pass through standard doorways.
It comes with 2 7-inches front and 2 9.5-inches rear tire wheels. Big wheels will help parents to easily navigate the whole stroller.
Each seat with footrest feature and can be reclined separately from nap position to sitting position. This feature will let babies have more options when they feel like to change positions during the walking.
With the removable front bumper bar and 5-point harness in each seat, this combined designing really protect your babies from move forward and backward if they encounter suddenly stopping.
This side by side double stroller also with one-hand fold up and unfold device which gives parents most convenience whenever they are in need. But some parents complained about the collapsed size, which is bulky when storage in the truck.
Fully sunshade is a favorable feature for most parents. This double stroller equipped with an extendible canopy to protect your babies from sun to rain.
There are no trays comes with this twins stroller, but there are 2 mesh-pockets beside each seat which can store some snacks or toys, and 2 zippered pockets behind the seat, which for parents to put a mobile phone or other pieces of stuff.
Since you are walking with 2 babies, there is a large and deep basket under the seat can let parents put baby kinds of stuff into it without any worries.
Pro Tips:
If parents feel difficult to put their babies into the seat, that's because the front guardrail is installed, parents can remove it before get into your babies.
- Easy to put together and steer
- One-hand device for fold up and unfold
- Fits for different aged children
- Stable performance
- Each seat can be deeply reclined for more position options
- Each seat with footrest
- With front guardrail and 5-point straps to increase the safety
- Various colors
- Reasonable price
- Relatively heavy and bulky once fold up
- Not work well on uneven surfaces
- The handlebar can not adjustable
>>Check Latest Price on Amazon<<
2. Baby Trend Navigator Double Jogger Stroller: Best Overall Sidy-by-side Double Strollers for 2 Babies
This side by side double jogger stroller can bear children from newborn to 36 months old, though the frame is made of metal, the weight limitation up to 50 pounds each seat, totally 100 pounds.
With dual 12 inches swivel and lock front wheels, parents can use this twins strollers for both daily walking or jogging purpose. What to point out is that parents better to keep a bicycle pumper to inflate the wheels whenever in need. This double stroller works well on any kinds of terrain.
Although the manufacturer recommends it only compatible with Baby Trend infant car seats, our test found that it fits very well with Graco and Evenflo car seat as well. This feature allows parents to have more options when they going to put into 2 babies with an age gap.
Separately adjustable shade for each is the outstanding feature when it compared to the same price range of double strollers. Even if the canopies can't full coverage, but it can adjust as the changed sun direction. This will really protect babies well for they need.
Multi-position recline function gives babies more choices when they feel like to sit for eating snacks or lay down for sleeping. Along with padded seat, children really comfy when they sit into the chamber.
In front of the seats, there are 2 snack trays for each baby. The snack trays come with 2 cup holders individually. The funny thing is that parents can use these 2 trays as a footrest as well.
When it comes to parents tray, this double jogger stroller does equip with this. Except for the 2 cups or phone holder, there are 2 MP3 speakers in the tray as well. No matter parents want to play music by these 2 speakers or their own mobile phone, this feature was satisfied both.
Large basket underneath the per seat to hold up to 5 pounds individually, this design really gives parents to storage enough stuff for their babies.
The 5-point harness is not attached into the frame but on the seat cloth, if parents mind this device will affect the safety issue, we recommend parents to consider other kinds of double strollers.
Pro Tips:
- For parents who complained about the wheels easy to wobbly, we recommend that not inflate fully, but up to 90% inflatable is the best for walking.
- If parents using this double stroller as jogging, you should keep the 2 front wheels as locked condition, and swivel for walking. This is the reason why some parents complained about shaking while moving. Actually, jogging is quite different from walking.
- Work well on any kinds of terrain
- Hold up to 100 pounds weight totally
- Individually and adjustable angle for the canopy to give proper protection for children
- Metal frame for durable performance
- With snack and parents tray
- MP3 speaker included
- Separately and large baskets for storage
- With parking brake help to stop
- Ample foot space to have rest
- Compatible well with some brands of car seats
- Affordable price range
- Relatively heavy and bulky once folded up
- Fixed handlebar height
- 5-point harness not attached into the frame
>>Check Latest Price on Amazon<<
3. BOB Revolution Flex Duallie Jogging Stroller: Best All-terrains Double Stroller for Jogging
If parents are outdoor sports enthusiasts, then a jogging stroller is your best choice. BOB Revolution Flex Duallie Jogging Stroller is specially designed for jogging or running with your babies.
It can hold up to babies from 8 weeks to 50 pounds each. If it equipped with the BOB Duallie infant car seat adapter, it compatible with any branding car seat. This feature allows parents to get into 2 babies of similar age or 2 babies of different ages. Moreover, with car seats, this double jogging stroller actually is ready for traveling system.
This double jogging stroller comes with one swivel and lock the air-tire front wheel, swivel condition for daily walking and locking for jogging or running. Thanks to its mountain bike-like suspension system, these features make this to be the best double jogging stroller for all terrains. Parents can enjoy a smooth and effortless ride on any kind of surface.
With 9 position handlebar adjustable functions, parents can easily find the best fit for their different heights. The height adjustment range from 33.5 to 55.5 inches, the wide range gives parents a comfortable moving during the journey.
One-hand recline feature gives parents easy to find a comfy position for their children. Both seats can be nearly laid down flat or sit up straight, very convenience for babies to have rest and viewing.
Two-step fold up design lets parents easy store this double stroller into the trunk. If parents concern about the collapsed size for storage, the rear 2 big wheels can be removed before put it into the trunk.
Individual large sunshades with per top peekaboo windows for each seat, not only give babies necessary protection from sunshine but also allow parents to observe each baby at any time.
Padded seat with a 5-point harness for each seat, increased comfy and safety for babies.
Underneath the seats is a big and deep basket to keep baby's gear. Easy access and ample room for storage.
Pro Tips:
Additional information about the two-step fold up:
Step 1: Adjust the handlebar to the highest position and push it to the front side.
Step 2: Pull the recline strap backward to fold up and latch the whole stroller.
- Smoothly and sturdy ride on all terrains
- Easy push and turn
- Professional suspension system to anti-shake during moving
- Versatile for daily walking, jogging and traveling system
- Compatible with major branding car seats with an adapter
- Adjustable handlebar to get proper height for parents
- One-hand recline operation
- Two-step fold up procedure
- Individual canopy with SPF 50+ anti-sunshine protection
- Easy access and roomy basket storage
- Several colors optional
- Relatively heavy and bulky
- Need to buy accessories, such as parents and baby trays and infant car seat adapter
- Little higher price
>>Check Latest Price on Amazon<<
4. Kolcraft Cloud Side-by-Side Double Umbrella Stroller with 3-Point Safety System and Reclining Seats: Best Lightweight Double Stroller for Infant and Toddlers
Side by side structure, simple and super lightweight make it very easy to steer on and off-road. It fit for babies from 6 months to 35 pounds for each seat, totally 70 pounds load.
The most outstanding feature for this double umbrella stroller is the back seat roll-up design. The seat pad part can be rolled up making it as a sleeping pillow for children's heads. And the seat back mesh material keeps ventilation in hot days. This multifunction design really has given children the maximum comfy sleeping and staying.
Separately recline for each seat, although it only reclined slightly, it doesn't matter for babies to have a good rest. Because of the limited recline range, this lightweight double stroller can't compatible with any car seats. Therefore, parents should not use this kind of double stroller for a baby who is younger than 6 months old.
With individually and extendable sunshade canopy for each seat, gives each child fully coverage from sunshine.
Pretty easy fold up and keep the small size for traveling and store in the compact trunk. This feature is really good for parents who are like to frequently traveling because of the lightweight and compact size compatible with most air path, give parents most convenience during the journey.
Unfortunately, this double umbrella stroller did not come with any baby and parents tray, and there is no anywhere to store baby essentials. There is only one cup holder in the handlebar. Even if parents want to buy an extra baby tray, there isn't any way to install the additional tray. No basket and baby tray are the most parents complained about.
Pro Tips:
For parents who are freak out in store baby gears, can buy a bag loop to the rear handlebar for extra storage.
- Super lightweight for easy push and turn
- Separately recline function for each seat
- Individual extendable canopy for each seat
- Roll up back seat pad to keep ventilation in hot days
- Easy fold up and keep standing for glide after collapsed
- Compact size for storage and carrying
- Affordable price
- No basket for store baby essentials
- No snack and parents tray
- 3-point harness instead of 5-point
>>Check Latest Price on Amazon<<
5. Joovy Caboose Graphite Stand On Tandem Stroller: Best Stand On Tandem Double Stroller for Infants and Toddlers
If parents having 2 children who are within 2 years old, this Joovy Caboose Graphite Stand-On Tandem Double Stroller is definitely fit for your needs. Especially parents got an active child who is not willing to sit in the strollers, this versatile tandem double stroller will be the best solution.
With sturdy structure, it can bear babies from newborn to 45 pounds each, totally 90 pounds holding.
This seat and stand on the tandem double stroller are versatile. It can be used for 2 children witch one sits in the front seat and the other one standing on the rear platform. Included a universal car seat adapter, it can attach almost all branding car seats in the current market. Then the double stroller is ready for travel systems and can let the front baby face toward the parents.
On the other hand, it can be used for the rear child to sit by using the Caboose rear seat accessories. This feature suitable for the older one feels tired after a long time standing.
The front seat is 3-position reclining, let the younger baby get a comfy posture when they experiencing a long distance journey.
For parents who are struggling with storage and transportation the double strollers, the easy fold up and compact size features are a perfect solution for this kind of parent. If parents have a strict demand for the collapsed size, the rear wheels can be removed breeze, then it will save much space for storage.
There is only one adjustable sun canopy, but it can cover both front and rear babies when they in need.
Large and zip covered underneath basket to store plenty of baby gears and keep it safe.
Removable food tray for the front baby is included, baby can enjoy their snack time. And an ample footrest panel is included as well.
Pro Tips:
- The Caboose rear seat accessories do not come with this package, need to buy extra.
- Parents who have worries about the security of the rear standing child, let the child either to grab the beside verticle frame bracket or use the Caboose rear seat to convert to sit situation.
- For parents who are planning to buy the parents console, better to choose the same brand and series accessories for easy fits.
- Relatively lightweight and easy to steer
- Diversity function to let babies have more choices in standing, sit or walk
- With parking brake and 4 wheels suspension system achieve smoothly ride and easily control the speed
- Easy fold up and keep compact size
- Universal car seat adapter included
- Food tray and footrest panel included
- Padded seat with a 5-point harness to increase comfort and safety
- Ample and safety basket for storage baby essentials
- Several colors to choose
- Reasonable price
- Need to buy some extra accessories, such as Caboose rear seat, parents console.
- The handlebar can't adjust in a wide range for proper height
- Many parents complained about the noise from wheels
>>Check Latest Price on Amazon<<
6. Contours Options Elite Tandem Double Baby & Toddler Stroller: Best Double Carseat Stroller Ready for Traveling Systems
This tandem versatile double stroller holds up for babies from newborn to 40 pounds each seat.
With or without universal car seat adapters, parents can customize this double stroller to 8 modes:
- Attach a bassinet on the rear seat for newborn facing parents, and keep the front stroller seat for a toddler facing forward.
- Both seats are with a car seat for twins and both facing parents, transfer it to a double traveling system for twins.
- The rear seat with a car seat for newborn facing backward, while the front stroller seat for a toddler facing forward.
- Keep 2 stroller seat for infant and toddlers facing backward.
- Make the 2 stroller seat facing forward for siblings.
- Keep the rear stroller seat facing parents and the front one facing forward.
- The 2 stroller seat facing each other for siblings.
- Remove the rear seat to become a single stroller, and leave the rear place to storage.
From the above multiple configurations, parents can easily find the best combinations for their children.
Thanks to its rubber coated wheels with the dynamic suspension system, it can ride smoothly on any terrains. Features lightweight due to aluminum frame design, parents can easily push and turn this double stroller.
Each seat comes with a zippable sunshade to protect your babies from sunshine, and a peekaboo mesh window on the top of per canopy allows parents to quietly observe your littles. Moreover, individually 5-point harness to increase the safety for children.
Extendable footrest added comfy and long usage time as the children growing up.
Ample basket underneath the seat for store diaper bags etc. But it a bit difficult to access while the front seat reclined.
The handlebar can't adjustable, comes with a cup holder attached on the side of the handlebar. With easy applying foot brake offers parents control the speed as they want.
Pro Tips:
- In spite of the wheels can be come off, this double stroller didn't intentionally design for jogging.
- Parents can fold up with the car seat adapter as long as make sure to pull both sides of the adapter up before you fold the stroller.
- Food trays, parents console, and universal car seat adapters accessories are sold separately.
- Easy steer on any terrains
- Multi-combination with seats for infant and toddler
- Rubber coated wheels with suspension systems
- Compatible with most brand car seats
- Independently sunshade with mesh peekaboo mesh window
- Extendable footrest pad
- Tandem structure to keep small size for transportation and carrying
- Each seat with 5-point harness to properly tighten babies
- Roomy basket for store baby essentials
- Several colors for optional
- Accessories not included with the package
- Not really easy fold up for storage
- Different colors with different price
>>Check Latest Price on Amazon<<
7. Britax 2017 B-Agile Double Stroller: Best Umbrella Double Stroller for Infants and Toddlers
It comes with an aluminum frame side by side structure, lightweight but still holds up to 50 pounds per seat. Thanks to its swivel and lockable front wheels, along with excellent suspension systems, it rides smoothly on the paved road, easy to push and turn.
Compact size with 31 inches wide, this double stroller can easily pass through most of the standard doorways, very convenience for carrying.
The adjustable handlebar lets parents easily find the proper height when they about walking with this double stroller.
This double stroller features for its deep and wide range recline position for each seat. Each seat can be reclined separately to customize 2 babies different position requests. The 3 positioning adjustment 5-point harness design allows parents to tighten babies properly.
Large and individually adjustable sun canopy is the other favorable feature from parents. It can adjust according to your babies sunshine situation for personal protection.
Several places to store baby essentials. One is the basket underneath the seat while there are 2 pockets under the front footrest. Behind the seat, there are also pockets to store the water bottle, mobile phone.
Easy fold up function and keep small size let parents easy transportation and storage.
Unfortunately, this side by side double stroller can't compatible with any brand car seat, so this may not for newborn babies, better for babies at least 6 months old.
Pro Tips:
Even if this double stroller comes with a great suspension system and front swivel and lockable wheels, we do not recommend using this stroller as a jogging stroller.
- Lightweight to easy navigation
- Sturdy work on the paved path and rug
- Wide range recline for each seat
- Adjustable handlebar for different height
- Individual and adjustable sun canopy for each seat
- Padded and deep seat with 3-positioning adjustable 5-point harness
- Several pockets for store baby essentials
- Easy apply parking brake
- 2 colors for optional
- Reasonable price
- Not designed to compatible with any brand car seats
- Excluded food tray and bumper bar accessories
>>Check Latest Price on Amazon<<
8. Baby Jogger City Select Double Stroller with Second Seat: Best Versatile Twin Strollers with Two Car Seats
This tandem double stroller feature for its versatility, totally can be configurated to 16 styles, they are:
- Ready to a single traveling system by fit with a universal car seat adapter on the top seat.
- Single stroller for newborn baby with a bassinet on the top seat.
- Facing parents for one baby sitting on the top seat.
- Forward facing for one baby sitting on the top seat.
- Top seat with a car seat for newborn baby facing parents, bottom one for toddler facing forward.
- Top seat with a car seat for newborn and bottom one for toddler both facing parents.
- Double stroller with top seat equipped with a bassinet for a newborn, and the bottom for a toddler, both facing parents.
- Double stroller for 2 toddlers, top seat facing parents and the bottom facing forward.
- Tandem double stroller for 2 toddlers, both facing forward.
- Inline double stroller for 2 toddlers who are facing each other.
- Tandem double stroller for 2 children who are facing parents.
- Each seat attached a bassinet for newborn twins, both facing parents.
- Individually equipped with a car seat for newborn twins, convert to double traveling system, both facing parents.
- Rear seat for a toddler, front one fit with a car seat for a newborn, both facing parents.
- Front seat with a car seat for a newborn while the rear one for a toddler, babies facing each other.
- Top seat with a car seat while the bottom seat with a bassinet both for a newborn, and facing parents.
See? there are so many options for parents to have wide range choices for newborns, infants, toddlers, and multiple purpose outgoing as well.
Another outstanding feature of this tandem double stroller is its adjustable handlebar. It allows parents to easily find a proper height if parents don't want to push slouching. Along with the hand brake device on the handlebar, parents can easily control the walking speed during the moving. These combined features are added more to the comfort for parents and safety for children.
Patented one-step folding and automatically latch for close technology let parents easy store and transportation for this tandem stroller.
With individually adjustable UV 50+ sun canopy for each seat, each baby can get customized protection from sunshine.
The seat chamber comes with a padded material and 5-point harness strap to increase the comfort and safety for babies.
Behind the seats, there is a large pouch bag for store baby toys and other small kinds of stuff. Underneath the seat is a large basket for store diaper bags etc.
This versatile stroller comes with 2 front rubber wheels in 8 inches, and built-in suspension systems in it, babies can enjoy comfortable sleeping without feeling much bumpy. Parents can easily steer on any kinds of terrains. The 2 forever air tire wheels in 12 inches, making this double stroller works durable and sturdy.
In front of the seat, there is an expandable footrest for children to have rested well for their legs. With the children growing longer legs, the expandable feature can satisfy their needs until 5 years old.
This tandem versatile double stroller fits for children from newborn to 45 pounds each.
Pro Tips:
- The second seat must be removed, and the first seat must be facing forwards to achieve an easy folding.
- If any parents bought the previous same series single stroller, just need to buy an extra second seat kit to convert it into a double stroller without buying another whole double stroller, save money.
- Food tray, parents console, front bumper bar, universal car seat adapter, rainy cover accessories do not come with this package, need to buy extra.
- Most versatility on the current market and can be customized to be 16 styles
- Works sturdy on rougher terrains
- 4-positioning adjustable function
- Individually adjustable UV 50+ sun canopy for each seat
- Adjustable handlebar with the hand brake device
- Expandable footrest feature
- Patent technology in fold up and latching
- Same width as a single stroller for easy store and carrying
- Ample room for storing baby essentials
- Several colors for chosen
- Premier quality and long lasting using
- Need to buy extra accessories
- Relatively heavy
- Little expensive
>>Check Latest Price on Amazon<<
9. Maxi-Cosi Dana For 2 Double Stroller: Best Compact Side-by-side Double Stroller for Twins
This compact side by side double stroller can be diversified to 3 modes:
- 2 car seats to create a traveling system for 2 newborns at the same.
- 1 car seat and 1 stroller seat for 1 newborn and 1 toddler.
- 2 stroller seats for 2 toddlers for daily walking.
Moreover, this double stroller includes 2 Maxi-Cosi car seat adapter to allow 2 newborn babies to sit at the same time. With or without a stroller seat attached, by using the car seat adapters, it converts to traveling systems at once. Its seldom to find such a price-ranged double stroller comes with 2 car seat adapters.
Super large and independently extendable sun canopy with a top peekaboo window for each seat, parents can give your babies completely sun protection and view them quietly.
The removable padded cushion can be cleaned by machine washing. Feature 5-point harness added safety for babies.
Underneath each seat, there is a large basket for store baby stuff. Parents have no worries about keeping a lot of baby essentials. Included a cup holder beside the handlebar for parents to store a water bottle.
This double stroller holds up to babies from birth to 50 pounds each. Totally weight capacity up to 100 pounds.
Lightweight whole stroller and easy to push and turn on the paved path.
Pro Tips:
The included car seat adapters fit for any of the Maxi-Cosi infant car seats, including the Mico, Mico NXT, Mico AP, Mico 30, and Mico Max 30. And these car seats are US size not for INTERNATIONAL Maxi-Cosi model neither.
- Multi-model double stroller
- Lightweight for easy steer
- Included one cup holder and 2 car seat adapters
- Individual large and extendable sun canopy with top peekaboo window
- Reclined position for each seat
- 2 ample basket for store diaper bag
- Machine washable for removed cushion seat
- With padded 5-point harness
- Easy fold up and keep compact for storage
- Fits for limited brand car seats
- Cost more on extra accessories
>>Check Latest Price on Amazon<<
To find your best double stroller, parents need to figure out your exact buying intention first. If parents like jogging with your little babies, parents should focus on the best jogging double strollers instead of a double stroller for daily walking.
If parents like traveling frequently, then parents should pay attention to those best double strollers to create traveling systems.
For parents who have newborn twins, we suggest finding the best double stroller can compatible with car seats or bassinets, not the double stroller only.
But for parents who have 2 different-aged babies, parents should look at the best double stroller with or without the car seat attaching feature.
Best of all, we hope every parent makes the right investment on the best double stroller for their children.


text:
A Guide to Cash-Out Refinancing
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Updated on Thursday, January 17, 2019
Sometimes you need a little extra money to help with life's big expenses, such as college tuition, home improvements or medical debt. A cash-out refinance on your mortgage allows you to leverage the equity in your home to get the cash you need. Keep reading to learn more about what cash-out refinancing is, how it works and how to make this process work for you.
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How a cash-out refinance works
Normally, when you refinance your mortgage, you take out a new loan on your home with the intent of using it to pay off your existing loan. Doing so allows you to secure a better interest rate, adjust the length of your mortgage or consolidate debt if you have multiple liens on the property.
A cash-out refinance works in much the same way, except you take out a loan for more than the amount you owe on your mortgage. In this case, you use some of the equity you have built up in your home to get a cash advance. You can then use that cash to pay for your expenses and pay back the larger mortgage over time.
For example, let's say you owe $100,000 on your $200,000 mortgage. With a cash-out refinance, you could potentially take out a new mortgage worth $150,000 — $100,000 would go toward paying off your old loan, and you'd have $50,000 for other expenses.
What are the requirements?
You'll need to show documents when you apply for a cash-out refinance. The documents are similar to those you provided for your mortgage application, according to Adam Smith, president of the Colorado Real Estate Finance Group in Greenwood Village, Colo. They may include a W2, tax return, pay stubs, bank statements and statements from any assets or debts.
However, some requirements will be different from the first time around. In addition to documentation, a lender will look at the following for a cash-out refinance.
Credit score
The necessary credit score for a cash-out refinance loan is a bit higher than it is for a traditional mortgage. While lenders typically look for a credit score of 620 for a conventional mortgage, a score of 660 or above is required for a cash-out refinance.
Debt-to-income ratio
Your debt-to-income ratio (DTI) is the measure of your total monthly recurring debt divided by your total monthly income. Lenders look at this before approving you for a loan because it's an indicator of how easily you'll be able to manage repayment. In this case, you want your ratio to be less than or equal to 36%.
Loan-to-value ratio
Your loan-to-value ratio (LTV) is the comparison of your loan amount to the appraised value of your home.
"After the recession, most lenders started putting caps on the percentage of loan-to-value that you could borrow on a cash-out refinance," Smith said. "Making sure that you still have some equity in your home protects you from owing too much and makes the investment safer for you and the lender."
For the most part, your LTV cannot exceed 80% if you want to qualify for a cash-out refinance. However, this guideline may be specific to your loan program. FHA loans, for example, have an LTV limit of 85%, while loans backed by the VA have no LTV requirement.
What purposes can a cash-out refinance serve?
With a cash-out refinance, Smith said, "you can do essentially whatever you want. "The equity in your home is a savings account — that's yours." You can use it to pay off other debts, pay for your child's college or make home improvements, for example.
However, Smith cautioned that states may have different rules and regulations for how the money from a cash-out refinance can be used. "In Colorado and some other states, you have to justify why this money is so important to you that you need to refinance," he said. Smith recommended checking with your loan officer to see if any limitations apply to you.
Standard vs. limited cash-out refinance
Typically, the money that you receive from a cash-out refinance can be used for just about any purchase. This is what's known as a standard cash-out refinance. However, some loan programs (like the VA's cash-out option) put limits on what the funds can be used toward. As the name suggests, this is what's known as a limited cash-out refinance.
According to the Fannie Mae guidelines, limited cash-out refinancing can be used for the following:
- Modifying the terms and interest rate on an existing mortgage
- Paying off the balance of an existing mortgage (including prepayment penalties)
- Paying off construction costs to build a home
- Paying for closing costs
- Buying out a co-owner
- Paying off a subordinate mortgage lien
- Paying off the balance on Property Assessed Clean Energy (PACE) loans or other debts used for energy-efficient improvements.
You can also get a small amount of cash back from a limited cash-out refinance loan, but it cannot exceed 2% of the new loan value nor $2,000, whichever is more.
Risks of a cash-out refinance
Home improvements are considered a good use of a cash-out refinance because they increase the value of the home. Paying off high-interest debt could be another smart use of a cash-out refinance.
However, doing a cash-out refinance for more frivolous purchases is risky. "If you go back 10 to 15 years ago, people were treating their homes like cash registers and taking money out to go on vacation and buy jet skis," said Jim Sahnger, a loan officer with C2 Financial Corporation in Florida. The danger is that you borrow for luxury goods or "wants" versus "needs," and end up with debt you can't pay off.
Smith advised thinking about how your monthly payment will change after a cash-out refinance.
"There's a good chance that your payment may be much higher than it was before," he said. "Before you take the money out, be sure that you're able to make sense of what this change will look like in your current budget."
Smith also warned that there's a small chance you could end up underwater on your loan.
"There have been a lot of stops put in place since the last recession to make sure that doesn't happen," he said. "However, if the value of your home drops dramatically, you could end up having borrowed more than your house is worth."
Alternatives to a cash-out refinance
If you've read the above and don't think cash-out refinancing is the right fit for you, you may want to consider some of the following loan options:
Home equity loan (HEL)
Often, a home equity loan is referred to as a second mortgage because, like most first mortgages, this type of loan disburses the money to you in a lump sum and comes with a fixed interest rate. It uses the equity in your home as collateral, which is paid back over time, using fixed monthly payments.
Home equity line of credit (HELOC)
A home equity line of credit functions more like a credit card. Initially after taking out the loan, you enter what's known as the "draw period." During that time, typically 10 years, you're given either checks or a credit card to draw upon the equity of your home as you wish. As with a credit card, you can borrow, pay back and borrow again against the line of credit.
You only have to worry about paying back interest during the draw period. After it ends, you then have to start paying back the loan principal at an adjustable interest rate.
Personal loan
Personal loans are different from HELs and HELOCS in that they are unsecured, meaning that they don't use anything as collateral. This makes them much more of a risk for the lender, which is why they often come with stricter qualifying requirements and higher interest rates.
Cash-out government loan options
If you're thinking of doing a cash-out refinance, there are government-backed options at your disposal. These loans are insured by federal agencies, which makes them less of a risk for the lender. As a result, they often have more lenient qualifying requirements and better terms than your standard cash-out refinance. Here are your options:
Federal Housing Administration (FHA) cash-out refinance
Requirements: You must have a minimum credit score of 600 and a debt-to-income ratio of less than 43%. You must also be able to show that you've made all the payments on your current mortgage for the last 12 months or however long you've owned the property if it's less than 12 months.
Max loan limits: For FHA cash-out refinance loans, there is a limit of 85% LTV, which means that you can borrow up to 85% of the home's current value.
Approval guidelines: To be eligible to refinance, you must have at least 15% equity in your property, according to a current appraisal.
Veterans Administration (VA) cash-out refinance
Requirements: You must have sufficient income and credit history, as well as be able to obtain a certificate of eligibility from the VA. The property must also be used as the primary residence for an eligible veteran or service member. The funds must be used for cash at closing, to pay off debt, to make home improvements or to pay off liens.
Max loan limits: There are no max loan limits on VA cash-out refinance loans.
Approval guidelines: In order to be approved for a certificate of eligibility, the veteran or service member must have been discharged under conditions other than dishonorable. They must also meet length of service requirements for their division of service.
If you've already been thinking about refinancing your mortgage and you need some extra funds, doing a cash-out refinance on your home may be a viable option. This allows you to take out more money than you currently owe on your mortgage and use the surplus to cover your expenses.
However, doing so will likely increase your monthly mortgage payment, so it's best to only use this option to cover costs that are truly important. Talk to your financial advisor to see if cash-out refinancing is the right move for you.
This article contains links to LendingTree, our parent company.

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Elle Macpherson, 55, Shares Her Beauty Secrets in Stunning Bikini Photo
Supermodel Elle Macpherson is spilling the tea on how she maintains her flawless figure.
The ageless 55-year-old, who was nicknamed "The Body" in the '80s, shared a photo flaunting her enviable physique in a sexy bikini and disclosed some of her beauty and wellness tips.
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While Macpherson rose to stardom in the era of the '80s supermodels alongside the likes of Cindy Crawford, Christy Turlington and Naomi Campbell, she recently added to her slew of fashion spreads by appearing on the cover of Australian Vogue with her two sons.
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Press Releases
New name and new product: CPCM from MicroNova is now COM5.Mobile
COM5.Rail expands the portfolio to include railway network monitoring
MicroNova's configuration and planning solution for mobile networks has a new name: the Common Planning & Configuration Manager (CPCM) has become COM5.Mobile. At the same time, the company has launched a product for railway wireless networks, COM5.Rail. Both systems ensure the reliable operation of mobile networks – a key pillar of the economy in today's age of 5G and digitalization.» read more
Saving lives: 11.2 is European Emergency Call Day
What technology is behind the emergency number?
Ten years ago, the European Emergency Call Day was celebrated for the first time in Stuttgart. The EU Parliament, Council and Commission had launched the day of action the year before in order to make the Europe-wide emergency number 112 even better known to the population. The 11.2. stands for the digits of the Euronotrufs "112".» read more
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Students continue to learn despite summer break
About 500 Fayette County School Students graduated Friday after five weeks of continuing to sharpen their skills, while school is out for summer break.
"You would generally find that students who you would pour so much into every year, over the summer because of the environment that they may have lived in because of the fact that they weren't stimulated, those skills typically regressed," explained Superintendent Emmanuel Caulk.
That's why Caulk and the Fayette County School district partnered with the YMCA to start the Power Scholars Program. It aims to keep students from losing those skills and losing knowledge they gained while in school the previous year.
"On average these students will gain about three months of academic success in math and literacy," explained YMCA Central Kentucky President and CEO David Martorano.
Parents piled into the Coventry Oaks Elementary School to watch their children graduate from the program. Parent Anley Contreres was among the crowd watching her son graduate.
"He's happy to come every day. I thought he would have hated me for sending him but now he's actually happy that he comes every day," she said.
Contreres told WKYT having one of her children in a safe and stimulating environment makes her summer easier while she takes care of her other children.
"As a parent it has you thinking, 'What are we going to do today?' things like that."
This is the third year for the program. Nearly 500 elementary and middle school students graduated from the program.


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Hello, I'm Carmen.
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As a mother of two, I know how important it is to have some beautiful memories of your family. I would love to take some professional portraits for you to love and enjoy.
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New drama serial 'Bashar Momin" is ready to release on Geo. Though this joint effort by Geo and A&B Productions is a familiar one but it is prepared on a large scale and its launch style is also different. According to the cast and production team of drama, efforts have been made to present the drama as a master-piece which can compete the emerging popularity of foreign drama. This drama is written by Zanjabeel Asim, directed by Ali Raza Usama and its main cast includes Faisal Qureshi, Ushna Shah, Sami Khan and Yasir Mazher. The viewers could see this drama from 14th March on every
VN:F [1.9.22_1171]Geo TV Starts new drama Bashar Momin from 14th March,


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Gila Kurtz turned her passion as a professional dog trainer, into an award winning, seven-figure lifestyle brand for dog lovers as well as becoming a #1 best selling Amazon author. But her definition for success doesn't really include revenue. Find out how she shifted her definition for success and the lessons she would tell her 'just starting out' self that could save other entrepreneurs time and energy this week on The Trep Talk.
Any place there is purposeful passion there is room for success. The guest this week on The Trep Talk, Gila Kurtz, a professional dog trainer, turned her passion for pooches into a very successful business. Her company, DogIsGood.com, is about to celebrate its 10-year anniversary – with a seven-figure revenue stream!
Yet, her success is not really defined by revenue, it is more about the positive impact she can have on the people she comes in contact with, her employees and the world. It is about living a life in which she is able to take care of herself, her family and friends with the freedom to explore things she is interested in and the freedom to continually learn, network and be in environments that lift her up.
The three lessons she would tell herself when starting the company, are lessons that any entrepreneur can take away – so don't miss this insightful interview on The Trep Talk!
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My current practice continues a lifelong exploration of themes surrounding what it is to be human, in particular how we become who we are and our hidden selves. How do we deal with universal issues like gender/societal roles, exclusion etc This is evidenced primarily in painting, where I use the materiality of paint and collaged newspaper as fundamental elements of expression. Also mixed media drawing, with some printmaking and sculptural/assemblage work using found items, plaster, wire, wood, textiles etc.
In my work I internalise and site the flow of experience by physically incorporating printed paper material both as reference and response. I am embodying ideas via text and image to create a scaffold of subtext, a palimpsest of narratives. I am accumulating and storing time and memory, overlaying them with marks and gestures in paint.
I have lived and worked in Cornwall since 2003 I did my Foundation (Dip AD) a long time ago and dropped out angry and disillusioned! I worked within the women's movement through the 70s and 80s, then in social work.
GROUP SHOWS 2019: NSA Ex-Libris Tremenheere/ 2018: NSA Autumn Show, Tremenheere. Drawing Down the Feminine, Bridport Arts Centre /2017 Critic's Choice, Newlyn Society of Artists, Tremenheere Gallery Penzance/ 2016 Drawing Down the Feminine, Plough Arts Centre Devon. Diskudha in the Landscape Old Kea Church nr Truro. Diskudha in the City, Old Bakery, Truro. Transitions (Drawing Down the Feminine) Newlyn Art Gallery/ 2015 Collider, PZ Gallery, Penzance. Chapel House Penzance. /2010 Collective, St Just Methodist Church. / 2009 Collective, Morvah Schoolhouse. /Collective, Cookbook Cafe and Bookshop, St Just


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The European Commission has also recognized this challenge and resolved a comprehensive strategy for the protection of forests at the end of July. It aims to protect the health of existing forests through more sustainable consumption within the EU, targeted international cooperation, better information and a realignment of funding.
The European Commission has identified five priorities:
- Reducing the EU's land footprint and promoting the consumption of products from de-pollution free supply chains in the EU;
- working in partnership with producer countries to reduce pressure on forests and to ensure EU development cooperation against deforestation;
- Strengthening international cooperation to stop deforestation and forest degradation and promote the restoration of forests;
- refocus funding to support more sustainable land-use practices;
- Promoting the availability and quality of information on forests and supply chains, ensuring access to this information and supporting research and innovation.
The main driver of global deforestation is the demand for food and feed, biofuels, wood and other commodities. Through global supply chains, Europe's resource needs share responsibility for the increasing loss of forest land worldwide. Conversely, this can only mean that sustainable, multifunctional forest management must be maintained and promoted within the EU. In view of the enormous challenges posed by climate change, this can only be achieved through greater social support for forest owners, for which the FECOF works at European level.
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Pittsburgh Restaurants
Sponsored By
Kings Family Restaurants Sold To San Diego Private Equity FirmSince Hartley King bought his first restaurant in North Versailles in 1966, his Kings Restaurant chain has become a family fixture in this area.`
You Need To Eat This: Restaurant Week Winter 2015It's here again! My favorite week for eating out: Restaurant Week!
Conflict Kitchen Reopens Following Death Threat The Conflict Kitchen reopened Wednesday after a death threat forced them to close last week.
Patrons Support Conflict Kitchen After Closure Following Death ThreatThe Conflict Kitchen has been serving up the cuisine of countries often at odds with U.S. policy, including North Korea, Afghanistan, Cuba, Iran and Venezuela.
You Need To Eat This: Bartram House BakeryMy favorite bakery has expanded into the city.
Zagat Survey On Local RestaurantsEarly next year, we will find out how local restaurants stack up against some of the best in the country, that's according to the dining guide, Zagat.
Best Spots For SoupThere's a special place in many Pittsburgh's neighborhoods to warm your hands and your belly with a really good bowl of soup!
Best Family-Friendly RestaurantsFinding a restaurant suitable for the whole family can be tough sometimes. We've narrowed down the area's best family-friendly restaurants where you can enjoy good food and good company at the same time.


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Job Description
Fellowed GP required for a locum role in Forest Lake QLD.
- 16 December - 20 December
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To apply online, please click on the appropriate link below. Alternatively, for a confidential discussion, please contact Erin Ciot at Medical Recruitment on 1300 137 142, quoting Ref No. 200032732
You must be registered with AHPRA to apply for this role.


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Beam Optimisation using Hyperstudy
Andy@LamteqSolutions posted a topic in Altair HyperStudyHello, I am trying to utilize hyperstudy to optimize a bespoke shell section Beam. Essentially the beam is a hollow I-section but we would like to use hyperstudy to parameterize the thickness. Is this possible? The solver we are using is Optistruct.


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KISS Is Half A Cover Band Says Ace
Original KISS guitarist Ace Frehley sees the current lineup of the band as "half of a cover band" and doesn't believe that the group can "go out with a bang" without him.
Ace has made several comments about wishing to take part in his former band's latest farewell tour, the End Of the Road trek. He was asked about it during a recent interview with Goldminemag.com.
He said, "When I read the comments the fans make on the Internet - every once in a while I'll spend a half hour or an hour reading comments - invariably 80-90 percent of the KISS fans want a full-blown reunion. I don't know if that's possible; it could be a variation of it. There's no way KISS is gonna go out with a bang with the lineup they have now. It's half of a cover band.
"I love Eric [Singer, drums] and I love Tommy, but it's half of a KISS cover band. Paul [Stanley] and Gene [Simmons] are the two original guys and they've got two guys playing my part and Peter's [Criss] part. I think it works better overseas or in South America where the people aren't as educated as to who is in the band, but it's getting tired in America.
"Ever since 2014, when we were inducted into the Rock And Roll Hall Of Fame, pretty much all of America realized that I was not in the band and Peter's not in the band and I think a lot of people in America weren't even sure that I had left. When they made the switch between me and Tommy, they really didn't publicize it and I don't think they wanted to. I mean, I remember getting phone calls in 2008, 2009 and people would call me up and say, 'Hey, you're playing my hometown. Can you get me tickets?', and I'd go, 'No. I'm not in the band anymore.' I mean, that happened multiple times. My departure from the band the second time around wasn't highly promoted."
During this interview he downplayed his desire to take part in the tour but said that he is open to it. "I would be up for it if the numbers were right and if it was presented to me in the right way, sure," he said. "It's not necessarily something that I am craving to do, but I want to do it for the fans because the fans are the ones who made us all famous and rich and turned us into superstars. I want to do what the fans want. I want to make the fans happy and it seems like that's the direction they are pointing towards. I'd be willing to do anything to make the fans happy."
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Kenn Darington
Kenn Darington
Director, COBA Computer Labs
The United States Air Force has three core values: Integrity First, Service Before Self, and Excellence in All We Do. Mr. Kenneth Darrington has never been in the United States Military, but there is a relationship between the two. These same values "paint" an accurate picture of who Mr. Darrington is and his influence here at Alabama State University (ASU).
Mr. Darrington graduated from ASU in May of 1982. He earned a Bachelors of Science Degree in Computer Information Systems. His relationship with the College of Business Administration (COBA) did not end that day. For thirty-one years, Mr. Darrington served as the Lab Director of the COBA Building. His primary responsibilities ranged from sustaining and enhancing all computer lab performance to keeping all network security up-to-date.
Even though taking care of our beloved COBA brought satisfaction to him, his greatest joy is training and mentoring our students. Every semester, Mr. Darrington supervises fifteen or more students to assist him in maintaining the Computer Labs. These students provide all levels of technical support and services throughout the entire COBA buildiing. He never hesitates when it comes to teaching our University's "future".
Since 2014, Mr. Darrington has become a part of the University's Office of Technology Services (OTS). He is an active Technical Services Specialist. Now, he can officially share his technological support and talents with the entire campus. He fulfills various IT Service Support Tickets. His services has no boundaries.
When he's not at work, you will probably find Mr. Darrington doing some yard work at his home. If you do not find him there, then you will probably find him at church, where he is a very active member. If you do not find him there, then he is spending time with his beautiful family. No matter where he is or what he is doing, I guarantee that you will see him there with a great smile on his face. You can reach him at email@example.com.


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[email protected]
Career Opportunities
Our Communications
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Prepared for Learning Campaign Resources
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2021 Philmont Contingent
Are Summer Outings OK?
Meeting Spaces for Your Unit!
Insurance Coverage: Whose Plan Is Responsible?
What is High Adventure?
About Fall Day Camp
Winter Day Camp for Cub Scouts
Annual Council Philmont Treks
Florida Sea Base
Go Weekend Camping
Summit Bechtel Scout Reserve
Properties Committee
High Adventure Committee
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Camping Committee


text: Anticipation just like Bounce, Squash and Stretch is one of the most important of the twelve principles of animation due to the fact that prepares the audience for the next action or shows an event that occurs outside the screen. The most stereotypical case of anticipation that is used is a pitcher for a baseball game or a character jumping. Usually the action that is used to make the audience anticipate is often made to appear to take a while to be done or the action will be often be over exaggerated to make the audience aware of that it is a moment of anticipation.


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This show will be about sonic and tails on an epic journey to explore the world of pokemon and become a pokemon master.This will be like the original pokemon anime series but with sonic the hedgehog characters.This series of sonic and tails pokemon quest will be something like never before,they will go where no one has gone before,and witness tough opponents.This will be a start of a new beginning for our heroes in the pokemon world.
supersonicward15 and (me) ashleyscales8394att
im the creator of gloomtale,discordjr,and disney's undertale
one of the mane pokemon
-happy nosies-
-just talk like a pokemon- pancham!
the voice well only be in ep 1
Do you ever want to explore the world of pokemon with sonic the hedgehog?
Well now you can by traveling with sonic and tails on an epic journey to become a pokemon master
well be in a few eps off and on
have u decided on ur frist pokemon
so any nicknames for ur pokemon
ok well here is your pokedexs and your pokeballs


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Should a Debtor Ever Pay on Discharged Debt?
This morning I received a voice mail message from a former chapter 7 client. She received her discharge in August 2012. In her voicemail, she stated that a collection agency was calling her to collect on a credit card that was part of the bankruptcy. I immediately called the collection agency and explained to them that they are violating federal law by trying to collect on a debt that was discharged in a bankruptcy.


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Kuwait Finance House streamlines HR
The Kuwait Finance House has completed the deployment Oracle HRMS and payroll modules of the vendor's E-Business Suite. Considered one of the world's largest Islamic financial services groups the 27-year old bank will use the suite to automate the entire recruit-to-retire process of its 1600 employees.
Oracle Corporation has announced that the Kuwait Finance House has completed the deployment Oracle Human Resources Management Systems (HRMS) and payroll modules of the Oracle E-Business Suite.
Considered one of the world's largest Islamic financial services groups, with operations in over 10 countries and total assets of over US$10 billion, the 27-year old bank will use the suite to automate the entire recruit-to-retire process of its 1600 plus employees.
The E-Business Suite modules included in the project are Oracle HRMS, Payroll, Oracle Training Administration, Oracle Self Service and Oracle Business Intelligence.
The broad implementation, which was undertaken by Oracle's partner AppsLink automates all aspects of routine human resources management and allows Kuwait Finance House to devote more time and investment to its customers and business development opportunities while enabling its employees to update and manage their own records in self-service resulting in more accurate and up to date.
"We are one of the largest and more geographically widespread Islamic financial institutions. Automating our HR processes provides a single perspective on all our staffing resources across the board and allows us to shift focus from administration to strategic planning. In a very competitive field, and we are striving to offer our clients the best services possible, therefore, we have to take advantage of the latest available solutions and technology to achieve our goal," says Jassar Al-Jassar, general manager, Kuwait, Finance House.
The financial services company opted in for Oracle 11.5 after thorough study of all the available options. Using the HRMS tools to find, extract and analyse data related to human capital through the Oracle HR intelligence, KFH can now rapidly deploy the best resources for increasing employee productivity, satisfaction and retention.
The Oracle E-Business Suite's HRMS applications also provide a unified data model for a single, accurate view of human resources-related activities, including learning, compensation, and real time analytics.
The Government of Kuwait owns 49% of the equity, and the general public holds the remaining shares. In addition to Islamic banking services, the Kuwait firm's other activities include consumer banking, real estate financing, lease financing, trade finance and portfolio investing, all of which are conducted in compliance with Islamic Shari'a. KFH reportedly holds an estimated 20% of the total deposit base of the country.


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DUBLIN — An Irish parliamentary committee on Wednesday recommended that a constitutional ban on abortion be repealed, paving the way for the liberalization of one of the world's strictest abortion laws.
The committee recommended removing the provision in the Irish Constitution that gives a fetus and the mother an equal legal right to life, which has been the law since 1983. That provision has been used to ban abortion in all circumstances, including rape, incest, fatal fetal abnormality and any risk to the life of the mother.
The committee also said women should have unrestricted access to abortion up to the 12th week of pregnancy.
The committee's recommendations will now go to the full Parliament, which can decide whether to accept them and whether to call a referendum for a vote on changing the Constitution.
Prime Minister Leo Varadkar has already said he was committed to holding a referendum on the issue by next May. Simon Harris, the minister for health, said this week that he supported repealing the constitutional ban and allowing free access to abortion up to 12 weeks into pregnancy.
Ailbhe Smyth, a spokeswoman for the Coalition to Repeal the Eighth Amendment, a group pressing to repeal the constitutional provision that bans abortion, praised the committee's decision, calling it "a very major step forward."
Ronan Mullen, an independent member of the committee, opposed the repeal of the constitutional ban and any measures to decriminalize abortion, and he had earlier accused other members of the committee of having a "pro-choice bias."
But Catherine Murphy, a leader of the Social Democrats and another member of committee, said that with such a wide range of opinion among members of the committee, it was "very encouraging" that it was possible "for most of us to come to a common agreement on some principles."
For decades Irish women and girls seeking to terminate their pregnancies have gone abroad, mainly to Britain. In 2015, according to the United Kingdom's figures, at least 3,400 Irish women traveled to England and Wales for procedures that would have violated the law in their own country, an experience many described as traumatic and humiliating.
The 1983 constitutional ban was passed with the active support of the Roman Catholic Church, then a dominant force in Irish religious, social and political life. Initially, the prohibition was zealously enforced although it was widely believed that some doctors would quietly perform emergency terminations in cases of dire medical need.
In recent years, growing opposition to the ban was fueled by a number of legal and medical controversies. Among those was the "X Case" of 1993, in which the attorney general at the time obtained a court order preventing a 13-year-old rape victim from traveling to England to seek an abortion.
This ruling was later reversed on the grounds that the girl might have committed suicide if she had been forced to carry the fetus against her will. In a sign that attitudes were already changing, the Irish electorate subsequently voted against a new referendum, supported by the Catholic Church and anti-abortion organizations, that would have specifically banned suicidal symptoms or expressions as grounds for allowing an abortion.
In October 2012, Savita Halappanavar, a 31-year-old dentist, died after miscarrying in a Galway hospital. Ms Halappanavar, who was already gravely ill, had asked for an abortion to save her life but was reportedly told that her nonviable fetus could not be removed while it still had a heart beat.
An official inquiry later concluded that confusion over the law had contributed to delays and failures in treatment that were among the causes of her death. The Irish government then passed a law further eroding the blanket ban by specifically allowing terminations in such emergency circumstances.
In the years since 1983, the influence of the Catholic Church has greatly declined in Ireland, partly because of a series of scandals over child sexual abuse and the treatment of "fallen" women and "unwanted" children confined to church-run homes and laundries.
Also, attitudes toward a variety of social issues have generally liberalized. A major bellwether of the changing social views came in 2015, when the Republic of Ireland became the first country in the world to approve gay marriage by a popular vote, 62 to 38 percent.
The committee vote on repealing the abortion ban was 14 to 6, with the chairwoman abstaining. The vote on whether abortion should be available without restriction until the 12th week of pregnancy was 12 to 5, with four abstentions.
Although the 12-week limit is more restrictive than the limits set in many other Western countries, most analysts had previously believed that the Irish Parliament, generally conservative and cautious, would support decriminalization only in cases of rape, incest, a risk to the mother and other extreme circumstances.


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Joyce Didonato
June 07, 2019
"The scenario demands vulnerability and truth" JOYCE DIDONATO❤
She is one of the most acclaimed lyric singers of today. The American mezzo-soprano has just released a new album: Songplay, and during the month of May she will visit the cities of Madrid and Barcelona to star in Agrippina, Haendel's opera, along with Il Pomo d'Oro and the voices of Franco Fagioli or Marie-Nicole Lemieux .
He currently stars on the May cover of Platea Magazine.


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Yellow Hill (Apr 30, 2011)
h o m e | a b o u t | l i n k s | c o n t a c t | t r i p r e p o r t s
Day hike
Gear: nothing special
Map: USGS Teanaway Butte
Area: Teanaway
Reference: 100 Hikes in Washington's Alpine Lakes
Stats: 9.04mi, 3279' gain (round trip)
I've always done Yellow Hill as a late season snowshoe. I don't recall who came up with the idea to do this trip in late May but it turned out to be a great one.
I met Jim at the SE8th P&R and then we headed east. First it was up the NF Teanaway Road and a turn onto the West Fork Road then right onto the Middle Fork Teanaway Road. Our goal was to try to make it as close to the summer TH as possible. There was not snow where the pavement ended so we kept going. Then we hit patchy snow. Most were easy enough to plow through. One was big...we stopped and got out to take a look. It wouldn't be fun to get stuck. Jim was driving his Subaru so he got to make the call. He decided to give it a go and straddled the tracks through he snow and we made it through. From this last snow patch it was clear all the way to the Middle Fork bridge and TH. From here the road narrowed and went uphill with no place to turn around so it was time to park. We parked at the last wide spot before a nasty slump in the road (2700'). Some had managed to go past this slump but it was too much for the Subie. We got out, arranged our gear and started a hike up the road. In a short while we reached the turn for Yellow Hill.
Jim said the TH used to be further up the road. Now, with the TH down lower we walked the former road and in short time came upon several enormous berms, ditches, trenches cut through the old road. These were huge! A person standing in the bottom of the ditch got swallowed up with the level ground above our heads. We ended up taking a longer way around these ditches. Not too hard to find a route. Definitely easier then a climb through one.
We continued up the road and at about 3300' there still was no snow on the route. Beyond this the snow started in patches in the shade and then we hit longer stretches. It was dirt though at the end of the road. From this road end we hiked up to the ridge top (mostly thin snow with some dirt). At the first high point on the ridge we stopped for a short break. The route continues along the ridge ( few drops here and there) all the way to the summit. Snow became deeper at about 4000' and the faint footprints we saw became the occasional post hole. We hit that last open area on the ridge below the summit and we could see the last ~700' climb to the top. It gets moderately steep in some sections but nothing too bad. The post holing became a read pain the last hundred feet or so.
The high point/summit of Yellow Hill is pretty non descript. Today though we got some beautiful views of the surrounding Teanaway peaks. We stopped for a nice lunch and then it was time to head back down.
Flowers were just starting to come out in the area; glacier lilies, spring beauty...
Yellow Hill Slideshow
(click on map to view a larger version)
h o m e | a b o u t | l i n k s | c o n t a c t | t r i p r e p o r t s
Copyright © 2013 Janet M. Putz
All content is copyright and cannot be used without written permission.


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METRO EXODUS (Review)
In all my years of gaming, I have always been a big story-driven gamer. The more story, lore, and emotional connection I can have with the game, the better. I connected with the Metro Series instantly because it was not your run-of-the-mill "Post Apocalyptic" game. Instead, it tells the tale of survival, love, compassion, action, horror, and more! Now, we arrive at the last stop on this emotional journey, Metro Exodus, and man is it a ride. Here is our review…
The story in Metro Exodus is by far the best in the series. Artyom, Anna, Colonel Miller, and the Spartan Order are working their way out of Moscow to make a better life for themselves, but as always the group is met with more challenges than ever before. There were a lot of times during the story I was met with really sad moments that actually made me think of my own family and how tomorrow is not promised.
The struggles Artyom and his crew go through made me appreciate Dmitry Glukhovsky, author and creator of the Metro Universe, and 4A Games much more. They are not just going for an emotional reaction, they are also trying to grasp the players in a multitude of ways. There were times I was sad, there were times my heart was pounding from an action-packed firefight, hell there were times I felt like I was playing a survival horror game too! I have never had such a roller coaster experience in a game and I really enjoyed every moment.
As you move on from Moscow, you see the group affected by the emotional stress this "Nuclear Winter" placed on their shoulders. We also see the glimmer of hope that leaving Moscow has given them. In Metro Exodus, players not only get to explore a city outside of Moscow, but you also get to explore multiple different regions within Russia. When leaving Moscow, the Spartan Order finds the Aurora, a post-war train engine they use to carry them across the Russian wasteland.
You and your crew travel on the Aurora for over a year, you see Spring, Summer, Autumn, and Winter. Each change of season brings the player a new level, with new weapons, creatures, enemies, and environmental challenges. The decision to move from a more on-the-rails map design to a semi-opened sandbox world is one of the best decisions 4A Games has made in the series. That is when you really start to see the graphical power of this game.
The overall visual representation of the game, as you progress through the story, is stunning. I'm not just talking about graphics, I am speaking on how the level and art design really help paint the picture that the dev team is trying to showcase in Metro Exodus. I was blown away by the detail 4A Games put into this installment of the series. When you go from games that were mainly underground, frozen and limited on color, to one of the most dynamic visual experiences in the First-Person Shooting Genre I have ever seen, it is very shocking.
This really goes to show how much the team cares for their fans and wanted to give the game the best possible send-off they could. Another thing that has been really improved are the creatures in the world. Some creatures like Demons and Watchmen return to the series, but we also get new additions like Spiders, Shrimp, Humanimals, and large mutated boss battles! This is where the horror side of the game kicks in to play.
Due to the fact that I was mainly playing in the late evenings, when the in-game time of day would change to night, I'm not going to lie, I turned into a big baby. The dark tunnels, frozen tundras at night, and lonely, creepy boat rides had me on the edge of my seat. It got even worse when I ran into creatures or even hordes of creatures, with barely any weapons ammo and health packs. The heart-palpitations were real. This game took my breath away visually, but it made me scream in fear more than ever before. This is when I realized this isn't just a first-person shooter, this is a survival horror shooter that I couldn't put down!
With this game being more of a survival shooter, that means a lot of times you will find yourself low on munitions, filters, and more. As is common with the series, as you traverse through the levels you can loot areas and use what you find to create in-game essentials and customize weapons. Metro Exodus is the first game of the series to introduce on-the-go customization. This helps you create munitions, grenades, and filters as you are exploring the world. You can also customize weapons with new attachments found in the world or change your attachments at any time. I found this to be very helpful too, as I am someone that is very indecisive when it comes to what weapons I want to use in the game.
There are a lot of times that shooters get over-deluded with the addition of extra modes, unnecessary add-ons, and over-the-top gameplay like wall-running. This is not the case in Metro Exodus, the game has stayed true to its roots and because of that, this is one of the best story-driven shooters I have ever played. The game really makes you feel like you are in this world, barely clinging to the hope that one day, you will live a normal life.
With that said, the game sticks to its roots for sure, but that isn't always a good thing. While playing the game I found glitches you would usually find in this type of genre like ragdoll glitches, but what got me the most was the stiff controls on the console version of the game. I reviewed this on a PS4 Pro and felt sometimes the controller was only half-way working. I actually switched out the controller twice because I thought the sticks on the said controller were maybe getting stuck, but I found out it was indeed the game. Now, this obviously didn't ruin my experience with the game, but it did make me feel that the controls in-game haven't been updated in some time.
My time with Metro Exodus was truly something special, yes the game has a few technical hiccups but what I really took away from this was the story and emotional experience. 4A Games and Deep Silver should be very proud of the title they have created here. This title really gave me hope that story modes in video games are not fading away. I can say with a clear mind that this title is what story-driven, first-person shooter fans have been asking for. Please do yourself a favor and buy this game!


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About Us
Mission Statement
Work With Veterans
Board of Directors
A Global Threat
Our Solution
Ranger Training and Elephant Protection in DRC
About the Project
Project: Bravo
Species: Elephant
Client: African Parks Network (APN)
Park: Garamba National Park
Country: Democratic Republic of Congo
Currently Funded
ESPA has an ongoing commitment to provide APN with wildlife ranger training in one of the oldest and largest parks in Africa, the Garamba National Park. The results, after completion of first year of deployment, have so far been excellent, with an improved ranger force and a significant reduction in the numbers of elephant poaching and rangers killed in action. The progress made has been a major step towards APN's long-term goals and has helped highlight areas in which future improvements can be made.
Garamba is home to two continentally important species: the Garamba elephants (believed to be a hybrid of savannah and forest elephants) and the Kordofan giraffe sub-species, which are on the brink of extinction in DRC. DRC is one of the poorest countries on the planet, with a GDP per capita at about $456 in 2015, according to the World Bank. This makes poaching bush meat an attractive risk to both local and migratory poachers. A single giraffe can produce up to 660 pounds of meat. Poachers can then sell the bush meat for as much as $35 per pound to surrounding villages. That kind of lucrative return is very attractive to the migratory pastoralists who enter the park, using their vocation as a cover for wildlife killing.
The park is subject to many pressures, but especially militarized high-level ivory poachers from various rebel groups. Armed incursions are a regular occurrence, and a constant concern to the park's staff and indigenous population. Thankfully, and since APN's involvement, the biodiversity of the park has shown an improvement, though the poaching threat is rated as severe and the Garamba's precious Northern white rhino recently became extinct due to poaching.
There is a clear improvement to the Park's ranger force through ESPA training provision and implementation of APN policies. As well as increasing overall ranger numbers through recruitment and basic training, further training designed to up-skill the Park's staff through the selection and training of advanced rangers, and refresher training of existing rangers was implemented. Specialist training was also provided including: advanced medical, team leadership and intelligence. Patrol mentoring was also carried out on active patrols.
Increased patrolling, improved intelligence-led operations, and the adoption of an Operational Readiness Mechanism, developed with the park's very adept and dedicated general manager earlier this year, combined with specialized ESPA training, has made Garamba National Park a much safer haven for elephants.
Funding support by WILDCAT Foundation US.
Your donations drive change.
Even the smallest contributions help.
© Copyright 2017 Endangered Species Protection Agency USA Foundation
ESPA USA Foundation is a 501(c)(3) tax-exempt organization, and all donations are tax deductible to the extent provided by law.
About Us
Mission Statement
Work With Veterans
Board of Directors
A Global Threat
Our Solution