text:
You hereby represent and warrant that:
CHOPE reserves the right to change, modify, suspend or discontinue the whole or any portion of the Services or Site at any time. CHOPE may also impose limits on certain features or restrict your access to parts or the entire Services or Site without notice or liability.
CHOPE may from time to time vary or amend these Website Conditions by posting the amended Website Conditions at this Site. Any use of the Services after the amendment of these Website Conditions will be deemed to be acceptance of the amended Website Conditions by you. If you do not agree to the amended Website Conditions, you have the right to close your Account and/or cease using the Services.
In this Agreement, the following definitions shall apply unless the context does not permit such application:
The words "include" and "including" shall not be construed as having any limiting effect.
The headings in this Agreement do not have any legal effect nor shall they affect the construction of this Agreement in any way.
Site and Services
The Site is owned and maintained by CHOPE.
CHOPE may offer one or more of the following services on or through the Site (each a "Service" and collectively the "Services"):
You acknowledge and agree that to access and use certain Services, you may be required to register as a Member and additionally shall be bound to strictly comply with the Member Conditions in addition to these Website Conditions.
From time to time CHOPE will run competitions, promotions and surveys at the Site. These are subject to additional terms and conditions that will be made available at the time they are run.
Content Use Conditions
You may not reproduce, modify, adapt, translate, publish, display, communicate, transmit, broadcast, podcast, webcast, distribute, sell, trade or exploit for any commercial or other purposes, any portion of, or any access to:
Without prejudice to the generality of Clause 4.1, you agree not to reproduce, display or otherwise provide access to the Services, CHOPE Content, or Third Party User Content on another website or server, for example through framing, mirroring, linking, spidering, scraping or any other technological means (including any technology available in the future), without the prior written permission of CHOPE.
You may for your personal, non-commercial use:
All CHOPE Content are the copyrighted work of CHOPE or its content or software providers, and CHOPE reserves and retains all rights in the CHOPE Content. Use of some CHOPE Content may be governed by the terms of an accompanying end user license agreement.
You may not decompile, reverse engineer or otherwise attempt to discover the source code of any CHOPE Content available on the Site or through a Service except under the specific circumstances expressly permitted by law or CHOPE in writing.
Intellectual Property
The copyright, patents, trade marks, registered designs and all intellectual property rights in the Services, the Site, and all CHOPE Content, including without limitation the copyright in the compilation of all User Content, shall vest in and remain with CHOPE.
The trademarks, logos and service marks ("Marks") displayed on this Site are the property of CHOPE or other third parties, and all rights to the Marks are expressly reserved by CHOPE or relevant third parties. You are not permitted to use any Marks without the prior written consent of CHOPE or such third party. CHOPE and its subsidiaries aggressively enforce their intellectual property rights to the fullest extent of the law. The name of CHOPE or any other Marks may not be used in any way, including in any advertising or publicity, or as a hyperlink without prior written permission of CHOPE.
The domain name on which the Site is hosted on is the sole property of CHOPE and you may not use or otherwise adopt a similar name for your own use.
If you have any questions or concerns about these Website Conditions or any issues raised in these Website Conditions or on the Site, please contact us at: email@example.com.
Online Conduct
You hereby undertake:
Disclaimers & Limitations
While we make every effort to ensure that all CHOPE Content displayed on the Site is accurate and complete, we provide the CHOPE Content for informative purposes and on an 'as is', 'as available' basis only without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, CHOPE disclaims all warranties, express or implied, including, but not limited to, implied warranties of satisfactory quality, merchantability or fitness for a particular purpose, compliance with description, or the warranty of non-infringement. Without limiting the foregoing, CHOPE does not warrant that the functions contained in or access to the Site, Services, CHOPE Content or other content will be timely, uninterrupted or error-free or without omission, that defects will be corrected, or that the Site, Services, CHOPE Content or the Servers are free of viruses or other harmful components, or that the download, installation or use of any CHOPE Content in or with any Computer will not affect the functionality or performance of the Computer. CHOPE does not warrant or make any representations regarding the use or the results of the use of the CHOPE Content, the Services, the Site or the Servers in terms of their correctness, accuracy, completeness, reliability, or otherwise. You (and not CHOPE) assume the entire cost of all necessary servicing, repair, or correction, including any defect, problem or damage in any Computer. You agree not to hold CHOPE liable for the loss of any of your User Content that is due to any circumstances beyond the control of CHOPE.
Any arrangement or reservation made between you and a third party named on or linked to from these pages is at your sole risk and responsibility. Chope will make best endeavours to ensure that reservation availability reflected on this is site is always accurate and up-to-date, but does not make guarantees on Third Party Products ability to honour such arrangements or reservations and expressly disclaims all liabilities or damages arising from the Third Party Products inability to do so.
You acknowledge and agree that CHOPE does not endorse or recommend, is not an agent, reseller or distributor of, and has no control over Third Party Products, and CHOPE hereby expressly disclaims all liabilities and responsibilities arising in relation to any Third Party Products whether available or advertised via the Site or on Linked Sites.
You agree that all statements, offers, information, opinions, materials, User Content, and Third Party Products, from other users and from advertisers and other third parties on this Site should be used, accepted and relied upon only with care and discretion and at your own risk, and CHOPE shall not be responsible for any loss, damage or liability incurred by you arising from such use or reliance.
The data and information made available on the Site are of a general nature and do not purport, and shall not in any way be deemed, to constitute an offer or provision of any professional or expert advice. You should at all times consult a qualified expert or professional adviser to obtain advice and independent verification of the information and data contained herein before acting on it.
You acknowledge that it is not CHOPE's policy to exercise editorial control over, and to review, edit or amend any data, information, materials or contents of any User Content, posting, email or any information that may be inserted or made available on the Site by other users of the Services and that CHOPE does not endorse and shall not be responsible for any such content.
You also acknowledge and agree that some Services may enable other users to upload User Content to the Site, and that some of these may be offensive, annoying, unlawful, in breach of these Website Conditions, contain viruses or cause you damage. While we may remove any such User Content brought to our notice at our sole and absolute discretion, you acknowledge and agree that we cannot be responsible or liable for any User Content, and you agree to exercise access and use User Content only at your own risk and with care and discretion.
You agree that:
and in any such event, CHOPE shall not be liable for any loss, liability or damage which may be incurred as a result.
In no event shall CHOPE be liable to you for any damages, losses, expenses, liabilities under any causes of action (whether in contract or tort including, but not limited to negligence, or otherwise) caused through the use of, or the inability to use, the CHOPE Content, User Content, Services, Third Party Products, any Computers, the Site, or any other website. In the event that CHOPE is liable for damages despite the foregoing provision, you agree that CHOPE's aggregate liability to you for any and all causes of action in relation to the CHOPE Content, Services, Site, and the Agreement, shall not exceed the total amount of fees and charges paid by you for the Services to CHOPE for the one (1) month period immediately preceding the time such liability arose.
Under no circumstances, including, but not limited to, negligence, shall CHOPE be liable for any indirect, special, consequential, or incidental damages that result from the use of, or the inability to use, the CHOPE Content, Services, Site, or any other website, even if CHOPE or a CHOPE authorised representative has been advised of, or should have foreseen, the possibility of such damages.
You agree that the above exclusions and limitations of liability enable the Services and the CHOPE Content to be provided by CHOPE at either reasonable costs or no costs to you.
Linked Sites
CHOPE may provide links to other sites ("Linked Sites") that may be of relevance and interest to users. CHOPE has no control over, and is not responsible for the content on the Linked Sites or for any damage you may incur from the Linked Sites (including any virus, spyware, malware, worms, errors or damaging material contained in the Linked Sites) or the availability of any content on the Linked Sites, and you hereby irrevocably waive any claim against us with respect to the Linked Sites.
Data Use & Privacy
Please do not submit any personal information or data without first reading our Privacy Policy which explains our data use and privacy practices in detail.
You agree that CHOPE has the right in its sole and absolute discretion and without notice to restrict, suspend, or terminate your Account and/or your access to all or any part of the Site or Services, without assigning any reason.
Notification of Infringement
CHOPE reserves the right to investigate notices of copyright, trademark and other intellectual property infringement ("Infringement") in respect of CHOPE Content, User Content and other material on the Site ("Infringing Material") and take appropriate action. If you believe that your work has been used or copied in a way that constitutes Infringement and such Infringement is occurring on this Site, please notify CHOPE in writing immediately in the form and containing the information prescribed by the Singapore Copyright Act (Cap. 63) ("Infringement Notice").
All Infringement Notices shall be sent to CHOPE addressed as follows:
CHOPE will duly consider all Infringement Notices submitted in the above manner. In return, you agree that you shall not take any legal action or exercise any legal remedy you may have against CHOPE in respect of any Infringing Material, unless you have first given CHOPE the Infringement Notice and sufficient opportunity to remove the Infringing Material, and thereafter CHOPE refuses or fails to remove the Infringing Material within a reasonable time. Where CHOPE removes the Infringing Material in response to your Infringement Notice, you agree not to exercise and you hereby waive, any right of action against CHOPE under applicable law which you may have in respect of any Infringing Material appearing on the Site prior to such removal by CHOPE.
You acknowledge and agree that CHOPE has no control and cannot undertake responsibility or liability in respect of Infringing Material appearing on Linked Sites or other third party sites.
Jurisdictional Issues
This Site is owned and operated by CHOPE in Singapore. CHOPE makes no representation that the Contents of the Site are appropriate or available for use in your location. Those who choose to access this Site from any location do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.
You agree to indemnify and hold CHOPE, and its subsidiaries, affiliates, officers, agents, partners, and employees, harmless from all claims, demands, actions, proceedings, liabilities (including statutory liability and liability to third parties), penalties, and costs (including without limitation, legal costs on a full indemnity basis), awards, losses and/or expenses, due to or arising out of:
If any provision of these Website Conditions is found to be illegal, void or unenforceable under any law that is applicable hereto or if any court of competent jurisdiction in a final decision so determines, these Website Conditions shall continue in force save that such provision shall be deemed to be deleted.
Relationship of Parties
Nothing in these Website Conditions shall constitute or be deemed to constitute an agency, partnership or joint venture between CHOPE and you and neither party shall have any authority to bind the other in any way.
No waiver of any rights or remedies by CHOPE shall be effective unless made in writing and signed by an authorised representative of CHOPE.
A failure by CHOPE to exercise or enforce any rights conferred upon it by these Website Conditions shall not be deemed to be a waiver or variation of any such rights or operate so as to bar the exercise or enforcement thereof at any subsequent time or times.
Rights of Third Parties
Except as provided for in Clause 13, a person or entity who is not a party to this Agreement shall have no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any term of this Agreement, regardless of whether such person or entity has been identified by name, as a member of a class or as answering a particular description.
Force Majeure
No party shall be liable for any failure to perform its obligations under this Agreement if the failure results from a Force Majeure Event (defined below), provided always that whenever possible, the affected party will resume that obligation as soon as the Force Majeure Event occasioning the failure ceases or abates.
For purposes of this Agreement, a "Force Majeure Event" is an event which is a circumstance or event beyond the reasonable control of a party which affects the general public in that party's country or in the territory, and which results in the party being unable to observe or perform on time an obligation under this Agreement. Such circumstance or event shall include industrial action or labour disputes, civil unrest, war or threat of war, criminal or terrorist acts, government action or regulation, telecommunication or utility failures, power outages, fire, explosion, natural physical disasters, epidemic, quarantine restrictions, and general failure of public transport.
Governing Law & Jurisdiction
These Website Conditions and all matters relating to your access to, or use of, this Site and the Services shall be governed by and construed in accordance with the laws of Singapore including without limitation the provisions of the Singapore Evidence Act (Chapter 97) and the Electronic Transactions Act (Cap. 88), without giving effect to any principles of conflicts of law.
You hereby agree to submit to the non-exclusive jurisdiction of the Singapore courts.
(Last updated on 11 June 2011)
When is information collected from you?
When you register for or use any of our services on websites owned and/or operated by us.
When you take part in any contest, survey or promotion conducted by us and/or our business partners.
When you register as a member of websites owned and/or operated by us, or hosted by us on behalf of our business partners or use services on such websites.
What is the information used for?
Information which you provide to us may be used and disclosed by us and our affiliates, business partners and contractors (who may be based outside Singapore) for the following purposes:
In the event that you participate in contests or other promotional programs on our websites sponsored or organized by third parties or purchase goods and services offered by third parties or offer goods and services to third parties on our sites, your information may be disclosed to and used by such third parties.
Use of cookies
CHOPE uses "cookies", where a small data file is sent to your browser to store and track information about you when you enter our websites. The cookie is used to track information such as the number of users and their frequency of use, profiles of users and their preferred sites.
Like many web site operators, CHOPE may use an independent company (the "Third Party Market Research Company") to measure and analyse the Internet usage across CHOPE web sites. CHOPE uses the Third Party Market Research Company's services to collect the following core information on the usage of our web sites, including:
This information is collated by the Third Party Market Research Company and provided to CHOPE to assist in analysing the usage of CHOPE web sites. Such data is also accessible by media organizations and research companies, for the purpose of conducting industry comparisons with other Internet portals.
Pages on CHOPE web sites may be coded with software which enables the Third Party Market Research Company and CHOPE to track visitors to our web sites.
(Last updated on 11 October 2012)
By clicking on the "I Accept", "Submit", "Login" or similar button or checking the "I Accept" or similar box at the end of the Account registration process or when logging in to your Account, you hereby agree to be bound by these Member Terms and Conditions ("Member Conditions") as well as the Website Terms And Conditions ("Website Conditions") which are hereby incorporated by reference into these Member Conditions, including without limitation, the representations set out in Clause 1.1 of the Website Conditions. In the event of any conflict, inconsistency or ambiguity between these Member Conditions and the Website Conditions, these Member Conditions shall govern and take precedence over the Website Conditions:
1. Definitions
1.1 All defined terms in the Website Conditions, apply to these Member Conditions unless specifically defined in these Member Conditions.
2. User Name, Password, Account Information
2.1 You agree that your Account is for your sole, personal use (or that of the entity on whose behalf you are entering into these Member Conditions). You hereby agree not to:
2.1.1 share with or permit others to use your Account or Password (defined in Clause 2.3); or
2.1.2 assign or otherwise transfer your Account to any other person or entity.
You acknowledge and agree that any unauthorised sharing or disclosure of your Password will cause wrongful loss to CHOPE and constitutes an offence under Section 8 of the Computer Misuse Act (Cap. 50A).
2.2 You shall provide CHOPE with accurate, complete, and up-to-date Account information and further ensure that the information is kept updated and remains current, accurate and complete. Failure to do so shall constitute a breach of these Member Conditions, which may result in the restriction, suspension or immediate termination of your Account.
2.3 As part of the registration process for the Account, you will select a password ("Password") and user name ("User Name"). You may not:
2.3.1 select or use a User Name of another person with the intent to impersonate that person;
2.3.2 use a name subject to the rights of any other person without authorisation; or
2.3.3 use a User Name that CHOPE, in its sole discretion, deems inappropriate or offensive.
2.4 You shall promptly notify CHOPE of any known or suspected unauthorised use(s) of your Account, or any known or suspected breach of security, including loss, theft, or unauthorised disclosure of your Password. You shall be solely responsible for safeguarding and maintaining the confidentiality of your User Name and Password.
2.5 You shall be bound by and responsible for, and CHOPE shall be entitled to rely on, all communications transmitted through the use of your User Name and Password, and all such communications shall be deemed to be communications made and issued by you.
2.6 You shall be responsible for all User Content, messages, and all online activity at the Site transmitted or conducted through the use of your User Name and Password.
2.7 CHOPE shall have no responsibility or liability for any loss, damage, cost, expenses, or liabilities arising as a result of or in connection with the wrongful or fraudulent use of your User Name and Password.
2.8 You agree that CHOPE reserves the right to change or re-assign User Names and/or Password(s) at its sole discretion by giving you notice. CHOPE shall not be liable for any loss, damage, cost or expense incurred by you as a result of such change or re-assignment.
2.9 Unless prior written notice of no less than thirty (30) days (or such other period specified by CHOPE) is given to CHOPE, you agree that CHOPE may automatically renew your membership or subscription account upon expiration.
3. Use of Account Information
3.1 In addition to and without limiting the terms of our Privacy Policy, by providing the information requested for your Account, you hereby consent to CHOPE's use and disclosure of all such information and information relating to your use of the Site or Services for the following purposes:
3.1.1 to respond to your requests and queries;
3.1.2 to provide the Services to you;
3.1.3 to verify and process your personal particulars and payments;
3.1.4 to communicate with you;
3.1.5 to enforce these Member Conditions and the Website Conditions and our legal rights and remedies;
3.1.6 for marketing research, user profile and statistical analysis;
3.1.7 to send you information, promotions, updates, and marketing and advertising materials in relation to our goods and services and those of third party organisations;
3.1.8 complying with law, the requests of law enforcement and regulatory officials, or orders of court; and
3.1.9 for any other purpose including the disclosure of such information to third parties for commercial / business reasons, provided that CHOPE shall not disclose credit card account information except for the purposes set out in Clauses 3.1.2 and 3.1.3 above.
4. Suspension and Termination of Account
4.1 You agree that CHOPE has the right in its sole and absolute discretion and without notice to:
4.1.1 restrict, suspend, or terminate your access to all or any part of the Services; and/or
4.1.2 terminate, deactivate or suspend your Account, delete your Account and all related information and files in your Account, without assigning any reason. Without prejudice to the generality of the above, CHOPE reserves the right to deactivate your Account if it has been inactive for a period of six (6) months or more, or if you are in breach of any of our Website Conditions or these Member Conditions or if CHOPE believes that you have been using the Account for unlawful and/or undesirable activities.
4.2 You agree not to hold CHOPE liable or responsible for any loss or damage incurred by you arising out of or in connection with the suspension and/or termination of your Account.
5. Member Obligations
5.1 You represent and warrant that you have read and agree to be bound by our Website Conditions and these Member Conditions.
5.2 You acknowledge that the Site and Services are used by a community of users, and you hereby agree and undertake:
5.2.1 to treat all users with respect and civility;
5.2.2 not to annoy, pester, solicit, harass, threaten, offend, insult, abuse, defame, or injure any other users, or commit any unlawful or tortious acts against other users;
5.2.3 not to spam, mail bomb, send viruses, spyware, malware, worms or other damaging material to other users, or act in any manner that adversely affects the use of the Services by other users;
5.2.4 not to harvest or otherwise collect information about users, including email addresses, without CHOPE's prior written consent.
5.3 You agree that when using the Services:
5.3.1 you will only submit, upload or publish User Content in strict compliance with Clause 6 below;
5.3.2 you will not offer for sale items and/or services which are illegal, banned, unlicensed, controlled, or socially or morally reprehensible items;
5.3.3 you will not offer for sale items and/or services, or submit, upload or publish User Content, in an incorrect or inappropriate category or area on the Site, including without limitation posting unauthorised advertisements in any forum, discussion or message boards that is open and accessible to users of the Services; and
5.3.4 you will not alter, delete, manipulate, undermine or interfere with the listings or postings of any other Member.
5.4 Any infringing, fraudulent, abusive, or otherwise illegal activity, or any breach of the Website Conditions or these Member Conditions, shall be grounds for termination of your use of the Site and Services and/or your Account, at CHOPE's sole and absolute discretion, and you may be reported to appropriate law-enforcement agencies.
5.5 Without prejudice to CHOPE's rights of restriction, suspension and termination under Clause 4 above, CHOPE reserves the right to terminate your Account and/or your access to all or any part of the Site or Services if you are in breach of any of these Member Conditions or the Website Conditions or if CHOPE believes that you have been using the Site or any of the Services for unlawful and/or undesirable activities.
5.6 You agree to indemnify and hold CHOPE, and its subsidiaries, affiliates, officers, agents, partners, and employees, harmless from all claims, demands, actions, proceedings, liabilities (including statutory liability and liability to third parties), penalties, and costs (including without limitation, legal costs on a full indemnity basis), awards, losses and/or expenses, due to or arising out of:
5.6.1 any advertisements, listings, postings or User Content placed by you;
5.6.2 any products and services offered, sold, provided, or advertised by you;
5.6.3 your use of any Services;
5.6.4 your breach of warranty, or breach of any terms and conditions of these Member Conditions; or
5.6.5 your misrepresentation, fraudulent acts, tortious acts, breach of contract, or violation of any rights of another person or entity.
6. User Content
6.1 Please exercise respect when participating in any community feature on the Site or the Services which permits you to upload or submit User Content.
6.2 You may not submit, upload or publish through the Site or the Services any User Content that is inaccurate, misleading, libellous, defamatory, threatening, pornographic, obscene, indecent, lewd, abusive, illegal, political, racist, religious, blasphemous, false, an infringement of any intellectual property rights of a third party, or would otherwise violate or encourage the violation of any law (including the Official Secrets Act (Cap.213)) or the proprietary or other rights of any third party (individually and collectively "Improper Works"). Furthermore, you may not submit or publish User Content that solicits funds, or includes programs that contain viruses, Trojan horses, worms, time bombs or any other programs designed to impair the operation and functionality of the Site, Services, Servers, or any computer.
6.3 If, at any time you contribute, submit, upload or post User Content to CHOPE or the Site or using the Services, you automatically:
6.3.1 and irrevocably grant and assign to CHOPE an equal share of all intellectual property rights, title and interests (including copyright) in the User Content, in all forms and media, and in all countries of the world, to be co-owned as tenants-in-common, with full rights to use, license, exploit and enforce the said intellectual property rights and to assign the above share of co-ownership, and without any obligation for CHOPE to account to you for any proceeds thereof, and you also agree and undertake to execute at the request of CHOPE, such other instruments, assurances or documents, as may be required to vest in CHOPE, or required for CHOPE to register in any jurisdiction, all the title or rights as referred to herein. For the avoidance of doubt, and without derogation from the above, CHOPE and its affiliates, subsidiaries and subcontractors (including its Internet content hosting servers and delivery networks) shall have a non-exclusive, royalty-free, irrevocable, perpetual and worldwide right to use (including without limitation, to store, reproduce, modify, distribute, publish, display, communicate, transmit, broadcast, podcast, webcast, or broadcast) and to sub-licence the User Content whether or not in connection with the provision of the Services and/or on or via the Site, other websites, and other printed and online publications and newspapers;
6.3.2 represent and warrant that:
(i) all such User Content are your own original works and creations and do not and will not infringe the copyright or any other intellectual property or other rights of any third party;
(ii) none of the User Content are proprietary or confidential;
(iii) none of the User Content are Improper Works, nor will they expose CHOPE to any civil or criminal proceedings in any part of the world; and
(iv) the use by CHOPE and other users for the purposes and in the manner set out in this Clause 6.3, and the hosting of such User Content on the Servers by CHOPE will not require any further licences or rights from, or infringe any intellectual property or other rights of, any third party; and
6.4 CHOPE at all times retains the sole discretion to remove or decline to accept any User Content from the Site without assigning any reason whatsoever. Without limiting the foregoing right, CHOPE may monitor the Site for Improper Works (but is not obliged to do so) and reserves the right to remove any User Content which CHOPE believes are Improper Works, or which is the subject of any dispute.
6.5 CHOPE may in its sole and absolute discretion lift the restriction or suspension of your access to the Site, Services or Account, if CHOPE is satisfied that the User Content no longer constitutes Improper Works or is the subject of any dispute. If full payment was received by CHOPE for the display of such removed User Content, CHOPE will restore such paid User Content (provided always that such User Content is no longer deemed as Improper Works or is the subject of any dispute) on to the Site until the remaining term for its display expires. For the avoidance of doubt, CHOPE shall not be obliged to extend the term for the display of paid User Content, for the time period that such User Content was removed from the Site. In the event that CHOPE fails to restore the paid User Content for whatsoever reason, you agree that CHOPE shall only be liable to refund the amounts paid for the display and publication of such User Content, on a pro-rated basis for the remaining and unexpired term for its display.
6.6 You agree to indemnify and hold CHOPE, and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from all claims, demands, actions, proceedings, liabilities (including statutory liability and liability to third parties), penalties, and costs (including without limitation, legal costs on a full indemnity basis), awards, losses and/or expenses, due to or arising out of User Content you submit, post to or transmit through the Site or Services.
7. Use of Services
7.1 General
You acknowledge and agree that:
7.1.1 Some Services are subject to further terms and conditions or the execution of a separate contract between CHOPE and yourself.
7.1.2 CHOPE shall be entitled at any time, at its sole discretion and without prior notice, to:
22.214.171.124 add to, vary, terminate, withdraw or suspend the whole or any part or feature of any Service; and/or
220.127.116.11 add new Services.
7.1.3 Where new Services are added, these Member Conditions and the Website Conditions will also apply to such new Services, in addition to any further terms and conditions notified to you.
7.2 App Services by Subscription
7.2.1 The terms and conditions governing the subscription on or via the Site to an App or the content or services of an App ("App Services"), can be found here, and are hereby incorporated by reference into these Member Conditions.
7.3 Online Contests & Lucky Draws
7.3.1 The terms and conditions governing CHOPE's online contests and lucky draws can be found here and are hereby incorporated by reference into these Member Conditions.
8. Fees
8.1 CHOPE may offer the use of any Service, subject to payment of a fee or other charges to CHOPE. If you wish to use such Service, you shall make full and prompt payment to CHOPE of the applicable fees in accordance with the payment terms specified by CHOPE at the point of transaction. Unless otherwise stated, all fees are quoted in Singapore dollars.
8.2 You acknowledge and agree that CHOPE in its sole and absolute discretion, may now or in the future impose a fee or vary any fee for any Service by notifying you.
8.3 In the event that any fee for any Service is stated erroneously on the Site or otherwise, as determined in the sole discretion of CHOPE, CHOPE:
8.3.1 is not obliged to provide the Service to you at the erroneous fee; and
8.3.2 shall be entitled to rectify such error by giving you written notice of the error and of the correct fee.
If you do not agree to make payment of the correct fee after being notified, you may terminate the Service and CHOPE shall refund any fees paid by you to CHOPE on a pro-rated basis for the remaining and unexpired portion of the term for such Service, as your sole remedy.
8.4 In the event that CHOPE terminates or withdraws the operation of any Service, CHOPE may (but is not obliged to) refund any fees paid by you to CHOPE, on a pro-rated basis for the remaining and unexpired portion of the term for such specific and relevant Service.
8.5 If your Account is terminated at any time by CHOPE for breach of the Agreement, or if you cancel any payable Service, you shall not be entitled to any refund of any fees that have been paid to CHOPE and shall be liable to pay CHOPE the unpaid balance of the full amount of the agreed fees for the Service.
8.6 Your use or access of certain Services or CHOPE Content may require payment of additional charges to other third party service providers, including your telecommunications service provider or mobile service provider. You shall be solely responsible for the payment of any applicable telecommunications charges, data charges or other charges incurred in connection with your use or access of the Services or CHOPE Content. You should check with your relevant third party service provider(s) if any such additional charges are applicable, prior to using, accessing or purchasing any Service or CHOPE Content.
9. CHOPE's Legal & Regulatory Compliance Obligations
9.1 You acknowledge that CHOPE may be required under applicable law or upon the receipt of legitimate instructions from government authorities, to carry out acts in breach of the terms of this Agreement, and you hereby agree not to hold CHOPE liable or responsible for any such breach of the Agreement.
10. Evidence
10.1 You hereby agree that:
10.1.1 All records of CHOPE relating to the Services, your use or access of the Services or the Site, your Account, your particulars, any Content, or this Agreement (collectively "Records"), though in electronic form, are written documents, and you shall not dispute or challenge the validity or enforceability of any Record on the grounds that it is not a written document, is in electronic form, or was produced by or is the output of a computer system, and you hereby waive any such right you may have at law; and
10.1.2 the Records, though in electronic form, are original documents, and you will not challenge the admissibility of any Record on the grounds that it is made in electronic form.
(Last updated on 11 October 2012)
(Last updated on 11 October 2012)


text:
Jennifer Lopez: Pleased with 'People' Magazine Cover!
Jennifer Lopez keeps it bright while spending the day with her twins Emme and Max on Saturday (January 19) in Miami, Fla.
The 43-year-old actress was seen lounging by the pool and wrapping Emme in a towel after her swim.
PHOTOS: Check out the latest pics of Jennifer Lopez
Jennifer's manager Benny Medina recently denied claims that Jennifer was unhappy with her latest cover for People.
"Look at the pictures and read the story!" Benny said. "We worked closely with the editors of People and we are very pleased with the cover photo and the results all around."
30+ pictures inside of Jennifer Lopez having family time in Miami…

subset: commoncrawl


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I really love this activation from Anthon Berg. Basically, if your plane seat sucks, they will give you a big chocolate surprise – if your seat is OK, they will just give you a little treat. A very nice way of creating interaction and reward, through a little tech solution.
And if you haven't seen their Generous Store, which is a couple of years old. Please check it out. Also a great activation.


text:
Hi! I am a long time lurker, but wanted to ask a question. My daughter is almost 9 months old. She breastfeeds well, and takes pumped milk via bottle while I'm working. She is also experimenting with solids. She is an enthusiastic eater, but certainly does not take enough solids to really make a nutritional impact (which I know is normal and good for a baby under a year.) She has always been petite (around 25% for weight consistently) but her doctor is not at all concerned about her weight. He thinks that her smallness is most likely genetic, and doesn't recommend changing anything as far as feeding goes. She is meeting all her milestones. Even though I know she is fine, I still find myself obsessing about her weight. Adding an additional worry into the mix, I have noticed a substantial decrease in the amount I am able to pump at work.
My daughter sleeps a long stretch at night (10-12 hours) and I suspect that long stretch is affecting my milk production. I have added in a dreamfeed before I go to bed, and I wake up to pump around 3 am most nights. The additional pumping prevents me from dipping into my freezer stash, and my daughter does well with the dreamfeed. My question is this: am I causing trouble for myself down the line by dream feeding at this age? She will sleep through the night with or without the dreamfeed, and I worry that I am essentially reversing her night weaning. (Btw, this sleep stretch came about naturally. She is not swaddled and doesn't use a pacifier) My husband thinks it's silly to wake a sleeping baby to feed her, when she clearly would do fine without the feeding. He thinks it makes more sense to pump before bed, rather than disturbing my daughter's sleep. I tend to think that getting a few extra calories into her can't hurt, but maybe I'm wrong? I'd love some opinions from moms who are more experienced with nursing.


text:
FrugalRican - Yeah, sometimes it takes a bit of explaining and demonstrating to others how things can work. I am so glad you keep working with your gf.
DH does the hotel breakfast. I usually have to bring my own food (because of food allergies), but supplement when I can with the hotel breakfast offerings.
DH makes his lunch from the offerings. If the offerings are safe, then I also make my lunch from the offerings. At the very least, I try to supplement lunch.
For dinner, if I can, I will use what I can from the breakfast offerings. For example, right now, I am making chili in an electric skillet in the hotel bathroom. I brought two english muffins back to go with the chili. And for dessert - two apple turnovers. Last night, I brought up three pieces of French toast to go with our scrambled eggs.
Overall, the amount of food we consume and take from the breakfast offerings is about the same as what everyone else consumes and throws away at breakfast.
*** on a proud note, today is the 10th of the month and we have ONLY spent $80 on food this month!! Breakfast has passed, lunch is taken care of, and dinner is cooking!! Translation - we are $20 ahead of our food budget! Potential savings - $20!! That could be added to an existing Navy CD, earn good interest. For us, this is a HUGE deal! To give you perspective, usually by the 10th of each month, we have spent about $200.
I didn't forget to update! I didn't have good (or in some cases any) internet connection over the last few weeks!
Week seven and eight combined!
I stayed on track with the goal to save 100k.
Weeks nine and ten, combined.
HOLY COW --- I closed on a house AND paid cash for a vehicle!
It's been a stressful month, to say the least.
* Bought a house, put 20% down, and was able to close in two weeks. Having the regular savings pattern helped. Having the CD"s REALLY helped!
* They lender forced me to "close" out three CD's, but I really didn't want to do that. They were larger CD's with excellent rates - 2% and 3%. I explained the situation to the bank (Navy Federal) and asked if I could do a withdrawal on the CD's, pay the penalty (very much an ouch) and leave the CD open. Navy said yes!!!
* I stopped buying the $100 or so CD that I was purchasing every payday for a month. Just to keep the cash and to get through closing.
* Paid cash for all of my inspections and insurance.
* Becuase I had to cash out three CD's and they weren't used for purchasing the house (read the post under mortgages), I had leftover cash. I knew I was going to need a new vehicle soon. Like real soon. So I shopped for a used one. Found it. Waited almost two weeks to purchase it. (The dealership put it on hold for me.)
* Guessimated my new expenses for planning purposes.
* Asked the utility companies what the last tenant paid in average yearly costs, so I could get an idea of my bills. Tripled it for budget purposes.
* Through ALL of this, my loose change still went into the bank.
* Surprisingly, the auto insurance increased. ** I asked to be on monthly billing - there is no extra charge for that. It will make the bill affordable until I can get ahead of the curve ball and actually save up 6 months worth of payments and pay the lump sum. Once I can do that, then I can go back to saving the monthly premium and earning interest in on it.
* Surprisingly, the house insurance increased. I definitely shopped around, but would NOT authorize anyone to pull credit. Found a company (local guy to the neighborhood) was the most affordable, by several hundred dollars, and did not require a credit pull. Bless his heart.
* Furnished the house with "freebies" from friends and neighbors. I lived in a studio, moved to a house.
* Bought USED appliances. Yes, used. So much cheaper than new! Perspective - gas stove, dishwasher, front loading washing machine, and a gas front loading dryer, to include the delivery fee - $600. Everything has a 6 month warranty on parts and labor.
* Moved myself - saving bucko bucks. I had help loading on one end and sometimes (most of the time not) help unloading at the other end. What I paid in gas for multiple trips is still much cheaper than having friends help me move.
* August 2012, I will be back on budget - a new budget with my new expenses. Not July 2012, becuase I am still paying cash for those odds and ends that I find myself needing to take care of.
I am not sure where I stand with the plan for a 100 grand. I will be updating that in the next month or so.
All though this sudden house purchase and vehicle purchase, I still did some of my basics -
* tried like the dickens to keep to my already established budget which included regular savings.
* although part way into the process, I did stop buying the paycheck CD's, I stashed that money into savings. (so it was still tucked away)
* I paid cash for the extras that go with purchasing.
* I paid 20% down and cash for closing costs.
* I staggered the costs of doing the utilities to my name. Went wtihout internet for 2 weeks!
* No cable/satellite.
* Used appliances.
* Used furnishings. <---- basically free.
Best of luck to op
Armissea - thank you!
Week ???
* Back to buying a paycheck CD
* Still paying cash as I go
* Still eating many meals in hotel rooms
* Have 591 euros left of my original start of 800 (and I am at the end of day 4, 3 people). I prepaid the trip (saved money for it, so nothing new is coming out of budget).
Any updates?
Absolutely! I will post the update in a few days. Tomorrow, I am learning how to lay a new floor. After the home improvement projects are finished, I will be able to sit down and write the update. (Thanks for asking!)
I'm looking forward to an update, too!
Sorry for the delay in the update - internet issues. Apparently I am the only person who calls in problems...and this was after five days of issues! It took the company days to fix all the problems and here I am.
Bought a house in 06/2012. That changed things a little bit. I was very happy that I could put 20% down in cash. Had to purchase another vehicle - paid cash. We had to get a second mortgage (retirement loan to pay for some major things house related, like heat!).
First mortgage - interest rate 2.75%
* Right from the start, we were paying every two weeks, as much as we could, to get the balance paid off as soon as possible.
* As of earlier this month, we "paid" off the mortgage. Yep. Six months.
* Moved the balance to a zero percent, no fee, balance transfer offer.
* There were no tax benefits to claiming the interest on this mortgage loan, so why pay the bank any interest when I could pay it to the balance?
CC - interest rate 0%
* Asked for a credit limit increase to make this possible [to pay off the mortgage].
* Paying EVEN more than I was before for the mortgage, because literally every penny goes on the cards.
* Changed tax withholding to get the max from each paycheck to ensure that I get this cc paid off in time.
* Note - I would not recommend paying off the mortgage with a balance transfer unless you are absolutely sure you can handle it financially.
Second mortgage - interest rate 1.37%
* Five year term, deducted right from paycheck (allotment).
* As soon as the cc's are paid off this December (if not sooner), then I change how much I am paying on this loan.
* MY plans are to have it paid off by December 2014, several years ahead of schedule.
Retirement - 10%
* Still putting 5% of the paycheck into the retirement plan and the employer is matching 5%.
* Went to the banks and asked them to release the CD's early without financial penalty. Some said yes - that money went or is going on the cc's. Some said no - in some cases, depending on the penalty, I cashed them out and applied the funds to the cc.
* When it comes time to renew the CD's, those making a low return rate will be cashed out and applied to the cc. Those with a nice term (good bank, like Navy), I am pulling out everything but the minimum and letting them roll over.
* No new CD's no matter how great they sound. Must pay off the cc!!!
Other money
* Called every company that owed me any money and asked for a check immediately. The checks have been coming. (Some companies hold onto the credit and apply it to a future balance. I didn't want that and asked for an immediate refund. It's basically BS if a company says that they must wait 3 months before they can consider giving you a refund on a closed account.)
* Picked up all loose coins, except for a penny or two, and deposited it to the cc.
* I normally budget funds and save for car insurance, taxes, food, medical, etc all year long. I am still doing that for the most important things - property tax & life insurance & car insurance. Everything else is being paid as I go.
* My other cc which I use for everyday stuffs and have my utilities (the ones that will) charged to it gets paid off in full every two weeks. No exceptions.
* My cc (everyday use one) gets rewards. I am cashing out those rewards every month, if there are enough to get the cash back.
* This one was super hard to do, but I changed cell phone plans. I no longer have data and my bill dropped about $80-90 a month ($140 to $49+/-). And you know what? I don't miss being able to check email on the phone!!
* I bought timers for the lights. When the light goes out in the living room, it's time to get ready for bed. That is when the light pops on in the bedroom. When that light goes out, it's lights out. Bedtime!! My electric bill has surprisingly dropped a little by using timers! As the days get longer, I will be shortening the time that the lights are on.
* Using and eating what is in the house.
* Making more things from scratch versus buying them already processed. The food bill has dropped a little by doing this. So has my weight!
* Auto insurance - have one vehicle with the "storage" status (we are not driving it - only need it in winter time when it's bad weather). Saving more than $300 a six month period on insurance because of the storage status.
Emergency Account
* I have 5k in reserves in case of an emergency.
* I have about 30 CD's (most with low balances) that I can cash out if I had to.
* I have credit lines I can tap into as an absolutely LAST resort.
By tightening up the belt, chasing down monies owed to me, changing cell plans, insurance plans, and utility usage, I am still going to make my goal, just in a different way. The house is definitely worth more than 100k!
Wow I have followed this story since inception and this is amazing.Great Work!!!!!!!! Can't wait to hear future updates..


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Study Shows People prefer Atlantic City to Las Vegas
Posted April 29, 2008 by Carl Unger
Look at the calendar, my friends—it ain't April Fool's Day. A Market Metrix survey of 35,000 combined visitors to both cities shows that people prefer Atlantic City to Las Vegas, albeit by a slim margin. A.C. edged out Sin City in overall customer satisfaction, as well as "emotion scores," which measure seemingly unquantifiable attributes such as how sophisticated and hip/cool each city is. Atlantic City was considered to be a far greater value, which is probably the source of most of its appeal.
I can't help but feel a little befuddled here. I grew up in Jersey, and I've been to Atlantic City a number of times, though admittedly not in years. I recall, however, a prevailing feeling of shabbiness, and what I remember most is seeing bus after bus unloading retirees from the northern suburbs. Not exactly hip and cool, right? Vegas, on the other hand, is a nonstop circus of over-the-top debauchery and glamour, even if the latter is mostly superficial.
That said, Atlantic City has changed a great deal in the past five or seven years. New hotels such as the Borgata have classed up the place, bringing in celebrity chefs and popular acts like Sheryl Crow and Eric Clapton (and Paul Anka, but who's counting?). Conversely, Vegas is creeping toward overkill (which, for Vegas, is saying a lot), with mega-hotel after mega-hotel rising up like a bad poker player's debt.
I turn to you, my fair readers, for some insight here. Help a lost blogger make sense of this. Is Atlantic City, tucked away in stinky (but loveable) New Jersey, really preferable to the glitzy, elegant, celebrity-magnet kingdom of Las Vegas? Post your comments below!
Interested in Atlantic City? Check out:
Cheap flights to Atlantic City
About Atlantic City
When to visit Atlantic City
Cheap Atlantic City travel


text:
BEVERLY HILLS, Calif. (AP) — MTV will become Miley Television this fall.
The 20-year-old actress-singer is getting a one-hour documentary — not yet titled — on the music network. The announcement was made Friday by MTV Programming President Susanne Daniels at the annual Television Critics Association summer press tour in Beverly Hills, Calif.
Cameras will follow Cyrus as she works on her new album, which is due out later this year.
Her current single, "We Can't Stop," is No. 2 on Billboard's Hot 100 chart.
Cyrus was the star of Disney's "Hannah Montana" for four seasons. The series' finale aired in January 2011.
Alicia Rancilio covers entertainment for The Associated Press. Follow her online at http://www.twitter.com/aliciar


text:
Tuesday, October 04, 2011
OVERKILL :: monograph
OVERKILL comes out tomorrow!
*Designed and edited by Anton Ioukhnovets.
42 comments:
WHOA! Congratulations Tomer. Looks gorgeous.ReplyDelete
Tom! thanks man.ReplyDelete
oh yes oh yesReplyDelete
Amazing. Must BUY.ReplyDelete
ORDERED :)ReplyDelete
Can't wait to pick a copy of this up!ReplyDelete
This looks amazing, I'll have to buy it;)ReplyDelete
Your work is awesome, I'm a big fan!!
Nicely done.ReplyDelete
very good!ReplyDelete
Tomer- a huge congratulations to you on your upcoming monograph. I can't believe I hadn't heard that it was coming out before today. All the best, you've earned it.ReplyDelete
Sterling-- I'm excited about your book coming out very soon! it looks delicious.ReplyDelete
Noah-- the book was designed and edited by Anton Ioukhnovets, who did an amazing job. http://www.ioukhnovets.com/
thanks everybody.
yes, should be available very soon and in stores by the 3rd week of October.ReplyDelete
Tomer- Congratulations! I'm sure it looks great.ReplyDelete
books have left the warehouse and should hit amazon/stores any day now.ReplyDelete
It looks gorgeous Tomer! Can't wait to see it in person.ReplyDelete
HOT. Man, I need this on my coffee table under the Tomer Iraq print. :)ReplyDelete
- Anonymous5:29 PM
Was surprised to find my copy waiting for me a few days early when I got home today - It really is gorgeous. Great work. One thing - amazon put a scan sticker on the back and it peeled off fine but it adhered to the foil and took it off where it stuck. Regardless, it's a beaut - well done.ReplyDelete
hey Anon-- sorry to hear that. amazon is pretty great with replacing messed up books. i suggest trying to talk to them and send it back. glad you dig the book otherwise.ReplyDelete
- Anonymous2:07 PM
My name is Alex and i write from the Canary Islands (Spain). I just wanted to tell you that i really like your art. Your frame work is very good and very inspiring for me (im bad at drawing and painting, but i sing in a band), and i would like to ask you if theres any posibility that i can buy one of your works for making a poster for my house, or one of the originals. It would be great. Your style fits perfectly with the music style were trying to develope right now, recording our first demo (ill send you the link in a couple of moths, just in case you wanna hear it). Well, thats it, keep on working like that and thanx for reading me!!!
My email is email@example.com, just in case you wanna answer!!! lol byeee
sure Alex, here is the link http://thanuka.com/prints.phpReplyDelete
Hey, watch this (Overkill): In 1992, Stan Lee gave Todd McFarlane and Rob Liefeld 20 minutes to invent a superhero http://io9.com/5866904//gallery/ReplyDelete


text:
- Nanotechnology 101
- Nanotechnology and You
- About the NNI
- What is the NNI?
- Nanotechnology-Inspired Grand Challenges
- Nanotechnology Signature Initiatives
- The NSET Subcommittee
- NSET's Participating Federal Partners
- Working Groups & Coordinators
- Contact Information
- National Nanotechnology Coordination Office (NNCO)
- Acronyms
- Resources & Funding
- Publications
- Education
- Newsroom
- Events
Welcome to the Nano.gov newsroom. The National Nanotechnology Initiative –the NNI –envisions a future in which applications of nanotechnology will lead to a revolution in technology and industry that benefits society. At its heart the NNI stimulates collaboration and coordination of nanotechnology R&D among the 20 Federal agencies and departments that are involved.
Stay Connected :
t: @NNINnanonews
li: NNI on LinkedIn


text:
Millers Dry Goods
Bringing the Quilt Shop Experience Online
You may be surprised at the treasure trove of fabric and quilting supplies that you'll find nestled in the heart of Ohio's Amish Country in the aptly named village of Charm. We carry everything from the latest Moda fabrics and precuts to hundreds of novelty prints, Minkee, homespuns and duck cloth as well as pre cut quilt kits, sewing notions and supplies. We are excited to be not only your favorite destination fabric store, but, with monthly online specials and free shipping for orders over $100, your online quilt shop as well.
Want the latest news and updates?


text:
IPR Details
Fujitsu Limited's Statement about IPR related to draft-matsuhira-m46e-fp
Note: Updates to IPR disclosures must only be made by authorized representatives of the original submitters. Updates will automatically be forwarded to the current Patent Holder's Contact and to the Submitter of the original IPR disclosure.
I. Patent Holder/Applicant ("Patent Holder")
- Holder legal name
- Fujitsu Limited
II. Patent Holder's Contact for License Application
- Holder contact name
- Shoichi Fukuda
- Holder contact email
- email@example.com
- Holder contact info
Vice President
Intellectual Property Strategy Division
Legal, Compliance & IP Unit
Address: 4-1-1 Kami-kodanaka, Nakahara, Kawasaki 211-8588, Japan
Phone: +81-44-754-3050
III. Contact Information for the IETF Participant Whose Personal Belief Triggered this Disclosure
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- Naoki Matsuhira
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IV. IETF Document or Other Contribution to Which this IPR Disclosure Relates
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draft-matsuhira-m46e-fp ("Multiple IPv4 - IPv6 address mapping encapsulation - fixed prefix (M46E-FP)")Revisions: 00
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A. For granted patents or published pending patent applications, please provide the following information:
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JP Patent No. 3859591
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- Has patent pending
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VI. Licensing Declaration
The Patent Holder states that its position with respect to licensing any patent claims contained in the patent(s) or patent application(s) disclosed above that would necessarily be infringed by implementation of the technology required by the relevant IETF specification ("Necessary Patent Claims"), for the purpose of implementing such specification, is as follows(select one licensing declaration option only):
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Fujitsu is the owner of JP Patent No. 3859591 and its patent families registered in the other countries relating to the subject matter of "COMMUNICATION DEVICE INCLUDING VPN ACCOMMODATION FUNCTION" ("Fujitsu Patents")
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text:
Police: Man doused wife with gas, set her and house on fire
Charges are pending against man accused of pouring gasoline on spouse
Charges are pending against man accused of pouring gasoline on spouse
A city man is accused of pouring gasoline on his wife and setting her and their Elmer Avenue home ablaze just before dawn Saturday.
The woman, Elizabeth Gonzalez, 48, is in serious condition at the burn unit of Westchester Medical Center, police said.
The incident started sometime before 5:50 a.m. with a domestic dispute at 146 Elmer Ave. between Gonzalez and her husband, Antonio Bargallo, 71, police said.
Police were called to the scene to find the house on fire and discovered Gonzalez in the area with burns on her body.
She was taken to Ellis Hospital, then to the Westchester burn unit.
Bargallo is in custody and police said that charges are pending. Reached late Saturday afternoon, police spokesman Sgt. Matt Dearing said he may not be arraigned until Sunday morning, due to weekend court schedules. Several neighbors nearby said they did not know the couple well, though the couple has lived there for several years.
Members of the police department's detective division and evidence technician unit and the Schenectady Arson Task Force continue to investigate.


text:
I've been told by reliable sources that Robert Congel has
a summer house in Skaneateles.
In case you haven't heard of or don't know much about
Skaneateles, it's a village in central New York state on the tip of a lake
bearing the same name, situated about 20 miles southwest of Syracuse. Part
small town, part suburb and part tourist destination, it's a handsome
village full of restored historic buildings housing small, locally owned
shops, galleries and restaurants, where people gather to shop and eat but
also to stroll on the plentiful sidewalks, rest on benches or make use of
bike and jogging paths and well-kept parks. In short, the village of
Skaneateles is historic, walkable, human-scale-and because of that,
attractive to residents, visitors and entrepreneurs alike.
Oh, and the town of Skaneateles has an interesting little
rule governing development within its borders: a zoning restriction limiting
retail stores to no more than 45,000 square feet and shopping-center sites
to no more than 15 acres.
In case you haven't heard of Robert Congel, he's the
founder and CEO of Pyramid, the corporation that builds very large enclosed
malls, one of them being Crossgates Mall in Guilderland. Pyramid also built
the Carousel Center shopping mall in Syracuse, which Congel now wants to
triple in size, creating the largest mall/resort/hotel in North America.
"Destiny USA" would cover 13 million square feet, or about 300 acres. And
its scope would far exceed that of your average, run-of-the-mill enclosed
shopping complex: Destiny would feature the expected retail stores (400) and
restaurants (30) but also a 100-acre enclosed park, a six-story rock- and
ice-climbing wall, theaters to accommodate Broadway and fashion shows,
20,000 hotel rooms, and what the Web site describes as the "world's largest
marine life experience."
Plans for Destiny USA currently are on hold, because
during the legislative session that ended last week, the New York State
Legislature failed to act on state guarantees Pyramid had sought, which
would have brought the developer up to $52 million a year in tax credits.
Pyramid still has a shot at getting its share of the corporate-welfare pie
if the Legislature decides to return for a special session later in the
year, but just in case state lawmakers think Congel and co. are going to
take last week's insult lying down, they've already dropped loud hints that
if New York doesn't ante up soon, they might just take their $2.2 billion
project and thousands of new jobs to Massachusetts or Pennsylvania.
What amuses me most about all of this is not the absurd
scale of the project, the idea that families by the thousands will flock to
such a place for vacations, the amount of cash Pyramid already has dropped
on its so-far-unsuccessful lobbying efforts, or even the fact that the
project's name sounds like a stripper. No, it's the fact that Destiny is
being pitched by Pyramid, touted by supporters and portrayed in the media as
the solution to central New York's economic woes.
Now I'll be the first to admit that my crystal ball isn't
any better than anyone else's. And god knows you can never underestimate the
possibility that hordes of people will flock to Destiny simply because it's
bigger than anything they've ever seen. But it does make me wonder what kind
of community Syracuse wants to be-or maybe I should say, what kind of
community Robert Congel wants Syracuse to be. Because if Destiny is built,
and if it is even remotely successful, Syracuse will become, more so than it
already may be, a community of chain stores and chain restaurants and prefab
entertainment and cars, cars, cars, as far as the eye can see.
Recently, I became interested in a book that came out a
year or so ago, Richard Florida's The Rise of the Creative Class, and the
theories the author has been developing, particularly around the issue of
how communities try to improve their short- and long-term economic
prospects. One of Florida's main points is that many of the people who hold
sway over urban planning don't understand the significant shifts that have
taken place in the American workforce over the last several decades and what
they might mean for a city's long-term vitality. Specifically, he details
the significant increase in the percentage of the workforce who work in
occupations that fall under his broad umbrella of creativity: artists,
musicians and writers, of course, but also many educators, editors, software
designers, new-economy entrepreneurs, etc.-in short, anyone working on the
development of new ideas and new technologies.
As this class rises and the manufacturing class declines,
Florida argues, the old paradigms of economic development may no longer
function the way old-school elected officials, planners and developers think
they will. For example, if you dangle money in front of a company so they'll
come to your city and build something big -- a factory, a mall, an
entertainment complex complete with IMAX theater, brew pub, etc. -- you
might get an initial boost in the local economy, only to wind up scratching
your heads a few years later when the new development(s) fail to change the
character of the city, spur more growth and/or reverse the trend of creative
people leaving the city for someplace that has more to offer than malls,
chain restaurants and brew pubs.
What Florida has found is that the members of the growing
creative class gravitate toward places that reward their thirst for
diversity, unique local culture, thriving arts, aesthetically pleasing
neighborhoods and architecture, and the company of like- minded people --
and in turn add to those places' vibrancy with their own creative
contributions. Cities that lack these qualities likely will lose some of
their brightest and most energetic young adults to more interesting cities,
but also -- and Florida already has begun to document this -- will lose
whole companies whose leaders have realized that they can find and keep
better employees in places where the creative class congregates.
If Florida is on to something, then Congel and the
supporters of Destiny are not. A huge shopping mall with hundreds of chain
stores and restaurants and 20,000 hotel rooms surrounded by acres of parking
lots and connector roads will not help to make Syracuse the kind of place
that creative people will flock to -- quite the opposite, it will help make
Syracuse the kind of place creative people flee.
All of that probably matters little to Bob Congel, who
doesn't live in Syracuse. And besides, whenever he really needs to kick
back, he can relax at his summer home in Skaneateles, whose quality of life,
he can rest assured, will never be threatened by enormous shopping malls.
-Stephen Leon
Syracuse Then and Now ~


text:
Hey y'all, my name is Robert and after playing tennis for the first time last week I have decided to start attempting to play on a regular basis. I really liked how challenging it was. I am hoping to find a group of people that are either beginners like myself, seasoned players that are patient and don't mind normal victories, or best off a happy medium of the two groups mentioned. I am positive, athletic, and my apartment complex has a private court that never gets used. The times that I am available are evenings and weekends. I am exited to learn and meet new people.
Thanks Y'all for reading and can't wait to hear from you
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I am in old town clovis
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text:
Well here I am doing what I'd always said to myself I would avoid doing on this blog and posting pictures of an outfit shot taken in the mirror. I did however want to share this little space in my flat because it is now where I am putting together outfits on a daily basis. The dressing area so to speak. If you take a look at my Pinterest "Dream Home" board you may notice a slight obsession with dressing rooms and walk in wardrobes. Who wouldn't, if they had the luxury of the space, kit themselves out with a dressing room?
Where do you get dressed every day? And how does the space affect how you feel about getting dressed? Is it a pleasant, organised or creative affair? Or is it a cramped, chaotic and stressful experience? Getting dressed in our last flat was always more of the latter. My last wardrobe was a couple of hanging rails on a wall that kept falling down and needed constant reorganising. Since moving I thankfully have more space, but still no dressing room.
I did however, move a full length mirror out onto the landing between the stairs and the main bedroom and voila, I now have a dressing landing. I get changed in the bedroom and come out here to view my handiwork. It's not a perfect solution, being small and not particular private, but it's working well enough for now. There is a window opposite which lets in natural light during the day and though currently I only have a blue Hokusai print for company, I might do the area up further with a nice little console table, a luxurious rug and a girly chandelier above and just make believe it's a proper dressing room.
I'm happy to say though that I am now the proud owner of a small walk in wardrobe. The whole reason I insisted we came to see this flat in the first place was that I spied it marked on the floor plan. After first viewing the flat I was crestfallen as I thought it was too small and Mr V thought I was being ridiculous. I was right though! I know my inventory!
Although it is a massive improvement on our last wardrobe, it is just that little bit too narrow to get dressed inside it and as you can see it is already cramped and a total mess in there! (I'm not a blogger who's going to pretend they're perfect.) The Spring wardrobe reorganisation looms!
The wardrobe is still a work in progress so take this as the "before" photo. The space needs a big rethink as there is a slanting roof on two sides to contend with, the current units aren't making full use of the height on the other side, I need an alternative solution for shoe storage to the current towers of shoe boxes and I detest the wooden flooring put down by the previous owners. And I want matching hangers damn it!
So back to the dressing landing, which no doubt will probably be featuring again on this blog as it evolves. I wore this dress out to afternoon tea with the girls in West London last weekend in celebration of a couple of friends birthdays. It is the perfect afternoon tea dress with it's lace bodice and china blue tinted print. The afternoon was a delightful Asian themed affair in a tea room that was actually in someone's house. We were given sets of little cards which provided detailed descriptions of each of the multitude of brews on offer down to their ingredients, aroma, flavour and origin. We were then treated to a proper Asian tea ceremony and given a lecture of the process of brewing and pouring tea for each of our chosen brews which had extremely exotic names such as Golden Monkey, Dragon Pearl Jasmine and Mi Lan Honey Orchid Pheonix.
Here are some of the delights we were treated to. The open sandwiches were very tasty and much more complex in flavour than their appearance would suggest. We had chocolate mousse balls, marzipan, mango flavoured cake and a scone served with rose petal jam.
Naturally my dress matched the blue china tea was served in, which was the whole reason I wore it! The other touch of blue here in this post is of course the shoes, which the more shoe astute amongst you may have already recognised as Carrie's wedding shoes from the first SATC movie. Yep, I finally got my first (and quite probably last) ever pair of Manolos, a treat to myself for slaving away at work this year and managing to get a pay rise. I went into Liberty's with The Other V (always a dangerous move) and came out with a loaded loyalty card and these blue satin babies. And boy do I love them - they are heaven to wear!


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It was a nightmare in the Black Hole. The Eagles were beaten and they were beaten up by the Oakland Raiders, 13-9. They are now 3-2 and they are entirely open to questioning -- about just about everything.
Yes, it was that bad.
It is hard to believe that the simple loss of left tackle Jason Peters could lead to such a terrible tumbling of the dominoes for the Eagles, but that is all of the available evidence at this point. Peter went down with a knee injury in the first quarter and was replaced by King Dunlap. The Eagles were already leaky up front and it became a flood after that. It was fair in the middle of the second quarter to wonder if McNabb was going to finish the game on his feet. By the end, he was sacked six times.
But there were questions everywhere.
David Akers missed two field goals, of 43 and 47 yards.
Jeremiah Trotter, trying to make a comeback at middle linebacker after being out of the game for more than a year, was tortured and abused on an 86-yard touchdown to Raiders tight end Zach Miller. And he was beaten on a 12-yard pass to Gary Russell at the 2-minute warning, a huge play.
McNabb, killed by the pressure, still probably held the ball too long a couple of times -- but, then again, he was desperate to make some kind of play, any kind of play, just to try to get this thing jump-started.
Oh, and his receivers weren't open much all day.
And the defense gave up a raft of the kind of plays that people worried about all season, plays by the tight end and the running backs, plays in the middle of the field.
Other than that, it was a nice trip.


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Welcome to Luther Seminary's 2017 Annual Report (PDF). We invite you to explore the links below. In addition, you can hear the ways in which Luther Seminary has impacted M.A. student Hope Dieringer and M.Div. student Eric Miller. You'll find all other Annual Report details below as well. Feel free to click the links or download the entire PDF for an overview of the year.


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After reclearing to Augur we 1 shot him (I know right?)! Really proud of our team for getting in there and making quick work of him.
So, full disclosure- this screenshot is from our second kill because I was sick last week and had a fever brain making me forget to hit the print screen button.
Star Augur Etraeus


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Syllabi Requirements
The instructor of every section of an undergraduate class at the University at Albany shall provide each student in the section a printed or web-published copy of the syllabus for that section distributed during the first week of the class (preferably on the first regularly scheduled day the section meets). This syllabus must contain at least the information defined below. Each instructor retains the right to modify the syllabus and give notice in class of any modifications in a timely fashion. Students are responsible to apprise themselves of such notices.
Minimum Contents of a Class Syllabus:
- Catalog number and title of the course
- Term and class number of the section
- Location(s) and meeting times of the section
- Instructor's name and title
- If applicable, name(s) of teaching assistants in the class
- Instructor's contact information (e.g., e-mail address, office phone number, office location, fax)
- Instructor's office hours
- Course description, overview and objective(s)
- If applicable, General Education category/categories met by the course and how the course fulfills those General Education objectives
- Prerequisites of the course: the instructor should specifically indicate those prerequisites that are critical to success in the class and that are enforceable
- Grading scheme: whether the course is A-E or S/U graded and overall method by which grades will be determined ("weights" of exams, class participation, etc.)
- Instructors who do not intend to use the full A-E grading scale, including plusses and minuses, must include the scale that will be employed on the syllabus
- Course requirements, including but not limited to: required textbooks; other required materials, purchases; fees when applicable; projected date and time of class exams, papers, projects, midterm, and final; attendance policies for the class; general paper, project, and test requirements; requirement of Internet for course work, when applicable
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- Absence policies, including where possible a link to the University's Medical Excuse Policy: (https://www.albany.edu/health_center/medicalexcuse.shtml)
- Information about academic integrity*, including where possible a link to the University's Standards of Academic Integrity: https://www.albany.edu/undergraduate_bulletin/regulations.html
The course syllabus may also include such additional information as the instructor deems appropriate or necessary.
*Academic integrity: "Every student has the responsibility to become familiar with the standards of academic integrity at the University. Faculty members must specify in their syllabi information about academic integrity, and may refer students to this policy for more information. Nonetheless, student claims of ignorance, unintentional error, or personal or academic pressures cannot be excuses for violation of academic integrity. Students are responsible for familiarizing themselves with the standards and behaving accordingly, and UAlbany faculty are responsible for teaching, modeling and upholding them. Anything less undermines the worth and value of our intellectual work, and the reputation and credibility of the University at Albany degree." (University's Standards of Academic Integrity Policy, Fall 2013)


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Does International Aid Keep Haiti Poor?
Criticism has plagued the United Nations ever since it sent a peacekeeping force to Haiti in 2004. Past scandals include accusations of child sex abuse and political bias, but it's safe to say the United Nations' standing has reached a new low as far as Haitians are concerned. According to a study published in the New England Journal of Medicinein December, the strain of cholera that has killed more than 3,300 and infected nearly 150,000 people in Haiti originated in South Asia. This gave new credence to the already widespread belief that a Nepalese unit with United Nations Stabilization Mission in Haiti (known as MINUSTAH) was the source of the outbreak. Adding more fuel to local anger and resentment was the response of MINUSTAH forces to election-related protests in recent weeks, which included rocketing tear gas into Port-au-Prince's tent camps.
Now, as the one-year anniversary of the earthquake approaches, the U.N. humanitarian response, particularly an organizational mechanism known as the cluster system, is generating still more anger. Intended to organize, coordinate, and integrate the work of the hundreds of humanitarian groups in Haiti, the system splits aspects of the relief and recovery effort into a dozen sectors such as "shelter," "food," "education," and "health," each one overseen by the relevant U.N. agency. These clusters hold regular meetings attended by representatives of the United Nations and participating NGOs. Despite its aims, the system has been described as incomprehensible and dysfunctional. "I barely understand the cluster system," said Sabrina Carlson, project manager for the Ushahidi Haiti Project, in the Fletcher Journal of Human Security. "No one has bothered to explain the humanitarian system to the Haitians and this is their government, effectively. They're doing everything a state would be doing—providing services, security and managing the country."
Mark Schuller, an assistant professor of anthropology and African American studies at the City University of New York, is currently working on a book about NGOs in Haiti. "Pardon the expression, but [the cluster system] is a circle jerk," he said. The system gives all the power to the United Nations and allied groups, excluding average citizens and even the Haitian government, Schuller says. Compounding this dynamic is the fact that some cluster meetings are held in French, others in English, and none in Haitian Creole. The result, according to an October report by Refugees International, is that local civil-society groups are no longer attempting to coordinate within the system, because they believe it is disconnected from the "reality outside of the U.N. compound."
But even inside "log base," the United Nations' logistical compound in Port-au-Prince, there is frustration with the system. Just mentioning clusters can prompt people to simulate the act of hanging themselves. "I don't want to go to any more clusters," moaned one American aid worker during a cluster meeting when the creation of another working group was proposed. Over the last year, the number of these ad-hoc working groups or "sub-clusters" has grown exponentially. One aid worker described going to a sub-cluster meeting focused on mobilizing cholera-education campaigns in the city, only to be directed to yet another sub-level of groups, referred to as "baby clusters."
According to Jolanda van Dijk, coordinator of the "inter-cluster" cluster group that meets to organize the crossover issues among clusters, the system was meant to be scaling down at this stage and handing management of recovery operations to the Haitian government. Instead, it is currently expanding in order to try to deal with the cholera epidemic. "The earthquake was just in a few places, but cholera is now nationwide," she said. Of these new cholera meetings, one aid worker who was in Zimbabwe during that country's cholera epidemic in 2008 said, "I seriously despair of humanity in these groups. You've got 60 of the world's so-called experts on cholera in a room, and no one can agree whether it's half a tablespoon or one tablespoon of salt in a glass of water [to make an oral rehydration solution]."
The cluster system is not new to the United Nations, nor is it untested. It was created five years ago in reaction to criticism of the international humanitarian response to Darfur, and since then it has been implemented in at least a dozen countries, including Pakistan during the 2007 floods and Burma after Cyclone Nargis, to varying degrees of success. Haiti, however, is without question the largest trial of the system to date, according to Imogen Wall, a communications officer for the U.N. Office for Coordination of Humanitarian Affairs in Haiti. "The management involved in a response like this is phenomenally complex," said Wall, who worked in Aceh, Indonesia, after the 2004 tsunami. "A major event that causes such devastation, the government is weak, and there are underlying endemic problems. And you have the whole humanitarian world descending on the country."
Particularly challenging, said Wall, is that cluster groups have no formal decision-making mechanisms or mandates. This becomes problematic in the extreme at a shelter cluster meeting, for example, where there can be as many as 400 participants. The effectiveness of any given cluster often comes down to the personality or leadership skills of a single individual. "It's the collective action problem, which is a classic philosophical dilemma," Wall said. "How do you get organizations with wildly different mandates, funding mechanisms, skill sets, experience in the country, relationships with the government—how do you get all of them to work together when you have no power to make them do so?"
Interestingly, the problems within the cluster system might be better explained by mathematics than philosophy. Yaneer Bar-Yam is a physicist and president of the New England Complex Systems Institute in Cambridge, Mass., and has spent his career developing scientific methods to understand the behavior of organizations. According to Bar-Yam, the shortcomings of the U.N. humanitarian-response system in Haiti have a lot to do with a 50-year-old mathematical theorem known as Ashby's Law of Requisite Variety, which essentially says that a system has to have as many states of response as conditions that are presented by an environment. In the context of Haiti, where the conditions and disasters are rapidly evolving, hierarchical organizations that depend on a central control mechanism cannot cope. And a cluster group is basically a U.N. hierarchy broken into smaller pieces. "There's no problem with relief agencies going in and setting up emergency facilities with central control to deal with the first rapid-response process," said Bar Yam. "The longer-term part, when you have to deal with local problems and solve all of the complex problems of rebuilding the social framework, those cannot be done centrally."
An improved organization model, says Bar-Yam, who has lectured at U.N. headquarters in New York City, is one that understands that duplication and competition among NGOs is not a bad thing, so long as organizations are rewarded with donor money for delivering effective solutions. And those solutions can only be determined by Haitians themselves. "To the extent that these problems are local, they should be dealt with locally," said Bar-Yam. "To the extent that the problems are systemic in a global sense, local variation can still cause them to benefit."
Thus far, Haitians' participation in the cluster system remains extremely low. "Everyone's aware that it's a problem and has been for a long time, and it comes up in every evaluation," Imogen Wall said of the communication gap between Haitians and the international humanitarian community in Haiti. "It's one of the things the cluster structure fails to address."
Click here to see a slideshow on Haiti one year after the earthquake.
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Law School Admissions / Re: HLS 1L taking questions« on: October 24, 2007, 11:39:55 AM »
Not to go ahead of myself, but I am still curious. Which cell phone carrier has the best reception in and around the law school?
Is AT&T really bad?
I don't know, as I use Verizon (which I'm pretty happy with). My neighbor has an iPhone, so I assume he uses ATT, and I've never heard him complain about it.