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Julian Barnes's new novel, Arthur & George, which was shortlisted for Britain's most prestigious literary prize but failed to win it, links a celebrated historical figure with an unknown one. Arthur is Sir Arthur Conan Doyle, physician, knight of the realm and creator of detective Sherlock Holmes. George is the utterly obscure but equally real-life George Edalji, son of a late-Victorian Church of England vicar from Bombay. Both of Barnes's leading characters, then, are in Doyle's phrase "unofficial Englishmen"–ethnic hybrids with one foot in and one foot out of the Establishment. Arthur is a renowned public figure with an interest in the paranormal and a disreputable father; George is a conventionally minded Englishman of Parsee stock.
Conan Doyle was the son of a feckless Edinburgh alcoholic and raconteur who met his squalid end in a lunatic asylum. Doyle's background was artistic and bohemian, with a dash of both Scots and Irish. This offbeat pedigree was to take the form of a consuming interest in the occult, despite his hardheaded scientific training. ("Scottish practicality streaked with sudden fire" is how his sister fondly thinks of him.) It is intriguing that Doyle bestowed an Irish surname on Sherlock Holmes's deadly rival, the sinister Professor Moriarty, who may be evil but who, unlike most Irish characters in Victorian fiction, does not fall over every five minutes shouting "Bejasus!"
George Edalji was born of an Indian father who in time-honored émigré fashion became more English than the English. His mother was a Scot, like Arthur's ancestors, and he was raised in a morally straitlaced Anglican vicarage with dreams of imperial grandeur. There is a touch of the Brontë sisters about this setup. After all, the Brontës were the daughters of a penniless Irish immigrant who turned himself into an English clerical gent as morally unbending as George's father. Whereas Arthur's head is stuffed with chivalry and romance, the impeccably bourgeois George, who becomes a lawyer, publishes a book with the enthralling title Railway Law.
The story this novel has to tell of George is that of his relentless, subtly vicious persecution by anonymous figures in his Midlands community. This harrowing nightmare is rendered all the more powerful by the level, dispassionate tones in which Barnes recounts it. Hoaxes, obscene letters, unwanted deliveries of useless articles, police harassment: All of this, which George in his respectable middle-class way steadfastly refuses to attribute to racism, culminates in his being framed for mutilating cattle and sentenced to penal servitude for seven years. At this point in the novel, the separate careers of Arthur and George converge, as the former launches a campaign on behalf of the latter. An author's note informs us that "George Edalji died…on 17th June 1953; the cause of death was given as coronary thrombosis." The perpetrator of the cattle mutilations was never discovered.
And that, more or less, is that. Arthur & George is a beautifully crafted novel, as one would expect from a virtuoso like Barnes, who can make a rounded portrait out of a few sparse brush strokes. Arthur's dipsomaniac father "would be brought home, dribbling into his beard, by cabmen whose insistence on being paid would wake the children; the next morning he would lament at maudlin length his inability to support those he loved so tenderly." Thoroughly researched and meticulously detailed, the book brings alive the cultural ethos of late-Victorian Britain, a world of brickworks and vicarages, school cricket grounds and gentlemen's clubs. The child George is taught by his father that England is "the beating heart of the Empire," and that "the blood that flows through the arteries and veins of the Empire" is the Church of England.


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About Chris Verene
Focusing on his hometown of Galesburg, Illinois, Chris Verene has photographed the lives of his friends and family through a factual, yet sympathetic, lens for 30 years. Describing himself as a "documentary artist," he gives his works narrative titles that create a specific context and often allude to events beyond the frame. He seeks to relate "the stories from their source…out to the world at large," he said. Verene also works under the pseudonym Cheri Nevers, a performative alter ego who takes glamorous photographs of ordinary women as part of a "Self-Esteem Salon." Verene created the persona, which involves his dressing in drag, with the intention of making women "look fantastic" and feel beautiful and empowered.
American, b. 1969
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NetWellness is a global, community service providing quality, unbiased health information from our partners. NetWellness is commercial-free and does not accept advertising.
Monday, December 28, 2015
Preventing disease is one of the best ways to improve your health! Need to learn more about what you can do for yourself and for your family to stay healthy? The links below will connect you to resources on the following topics:
This article is a NetWellness exclusive.
Last Reviewed: Jul 02, 2014


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The Best Songs for Your Boots in the Sand Playlist
Whether you're lying on a beach somewhere or just sitting in the back of a pickup truck drinking a beer, country music makes for a perfect vacation or road trip soundtrack.
With Tropical Nights: Boots in the Sand in February, we've put together the perfect vacation playlist featuring some of our favorite country songs by headliners Dierks Bentley, Brantley Gilbert, Billy Currington and Jana Kramer.
Pretty Good At Drinkin' Beer
Anytime you go on vacation where there's sun and surf, you're going to work up a thirst. If you want to drink something other than a soft drink, you'll have to be 'Pretty Good at Drinkin' Beer.'
Everybody in Houston calls you Texas. In NJ, they call you cornbread. Your mama calls you 'baby,' your daddy calls you 'boy' and your friends call you 'crazy.' But after the trip to Riviera Maya, Mexico for Boots in the Sand, you may end up with a new nickname: "Whiskey."
That's How Country Boys Roll
If you've been working all week 'til the job gets done, spinnin' your wheels, castin' your reels but not gettin' a bite, then a trip to the beach may be in order. Soak up some sun, because 'That's How Country Boys Roll.' (And girls, too!)
G.R.I.T.S. – Girls Raised in the South
They might not serve grits down in beautiful Riviera Maya, Mexico, but the good news is you can take your own! And by that, we mean your girl, because southern girls ain't ordinary women. We call these girls 'GRITS.'
When the sun goes down when you're on vacation, you know it's party time! You'll probably sing, 'hey now here we go floor/DJ don't you play nothing slow/worked all week it's time to play/gonna get a little bit sideways' — just like Dierks Bentley.


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Uncover the secrets of Italian cuisine while travelling from Venice to Sorrento
Italians are the masters of creating simple dishes that sing with flavour. Regional, seasonal and as fresh as possible, Italy's cuisine is hearty, satisfying and made with heart. Inspired by the kitchens of the nonna. On this trip you get the best of the North & South. Discover why the southern Italian regions of Abruzzo, Puglia, Basilicata and Campania are the newest foodie hot spots everyone's raving about. Dine on a converted fishing platform on the Adriatic Sea, savour Apulian classics in a fortified farmhouse and sample burrata cheese. Italy's food is authentic and surprising – pizza and pasta are only the tip of the iceberg when it comes to the diverse array of unforgettable food you'll find on this adventure that travels from Venice to Sorrento.
Italy is a foodie's paradise, but as a visitor it can be hard to escape the tourist traps. Your local leaders will give you an insider's guide to this epicurean wonderland
This trip takes in some of the titans of regional Italian cuisine – Rome (Lazio region), Tuscany, Emilia Romagna, Puglia and the Veneto
Tasting the real balsamic vinegar in an attic acetaia is a revelation – it'll be hard to go back to the mass-produced version after this
A farmstay in Tuscany gives you an insider's glimpse of wine and olive production in this iconic region
With hands-on cooking classes led by local masters, you'll learn to roll pasta like a pro, and prepare an authentic tagliatelle al ragu in the city where it all started
Visit the gorgeous town of Alberobello which has been named a UNESCO World Heritage site for its unusual districts of trulli, the characteristic white-washed conical-roofed houses of the area
Experience an unforgettable dinner by the Adriatic Sea while on a traditional trabocco fishing platform in Fossacesia
Pack your own picnic at a prized Apulian bakery
Lose yourself in the ancient city of Matera, which sits dramatically on the edge of the Gravina gorge
The primary means of transportation on the norther section of this trip is by train. Train travel is a fast way to traverse long distances, allowing you to avoid traffic jams and arrive right into the city centre. Trains are comfortable and all have toilets, however can often be quite busy. Please note that you'll have to carry your own luggage on and off the train, so make sure it doesn't exceed our weight and size recommendations. You can find this information in the 'What to Take' section of the trip notes.
There are some long travel days on this itinerary, particularly from Fossacesia to Alberobello (Day 9: 4 hours) and from Matera to Sorrento (Day 13:5 hours). However you will be on private transport on these days and there will be stops to break up these journeys. Its also a great time to relax and get to know your fellow travellers.
Summer temperatures can be extreme in many of the regions visited (over 40°C), which can be uncomfortable. It's important to use sun protection, wear layers to combat the heat and drink plenty of water. Many hotel rooms in Europe are not equipped with air-conditioning. Please carefully consider the time of the year you wish to travel and your suitability to that season.
As accommodation on this trip is multi-share, single travellers will share a room with another traveller of the same sex. This trip is a great opportunity to get to know other like-minded people, so embrace it while you can. If you'd prefer not to share, a single room supplement is available at an additional charge. Please ask your travel consultant for more details, and please note that in some hotels a single supplement exclusion applies where single rooms are not available.
Hotel rooms in Europe can seem rather small by American or Australian standards and often don't have double beds, but rather two single beds that can be pushed together.
The walk along the Via Francigena is about 7 kilometres. The terrain is nice and easy, although travellers can elect to take a taxi to San Gimignano if preferred (at own cost).
Trip search is unavailable.
There are currently no scheduled departures on our Italian Odyssey Real Food Adventure trip. If you are interested in other trips in the region visit one of the links below.
A single supplement is available on this trip with exception of Days 5-6 (San Gimignano). If a single room becomes available at check-in for these nights, there may be the option for you to upgrade to a single room by paying the surcharge locally for these nights.
There are some long travel days on this itinerary, particularly from Fossacesia to Alberobello (Day 9: 4 hours) and from Matera to Sorrento (Day 13:5 hours). There will be stops to break up these journeys. Its also a great time to relax and get to know your fellow travellers.
We use a mix of public and private transport for this trip. We still recommend that you pack lightly, so you can carry your luggage up and down hotel stairs, but you are welcome to use your preferred luggage style (backpack or suitcase).


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Burgh House & Hampstead Museum's current exhibition, Fellowship & Sacrifice: Hampstead and the First World War, explores how the war affected Hampstead and its residents. We have acquired a few new artworks and objects for this exhibition, including an original copy of the Vorticists' second, and last, magazine, Blast: War Number, which was compiled during the first year of the First World War and released in July 1915.
The first step towards the formation of Vorticism came when future Vorticist artists Wyndham Lewis and C. R. W. Nevinson (who grew up in Hampstead) saw an exhibition on Italian Futurism in 1912. They were so inspired that they decided to host a dinner with the movement's founder, the Italian poet F. T. Marinetti. The dinner took place in November 1913 and was attended by the other artists who had left the Bloomsbury Group's Omega Workshop with Lewis to join his short-lived rival workshop, the Rebel Art Centre.
Influenced by 'The Futurist Manifesto' of 1909 and other Futurist poems written by Marinetti, Lewis and Nevinson decided to create a magazine to accompany their newly developing artistic style, which would similarly stress the importance of modernity, power and technology on their art. Nevinson came up with the title 'Blast' and, in an attempt to move away from the Futurist label, the group renamed their movement 'Vorticism', as suggested by American poet Ezra Pound.
Blast: War Number combines etchings and drawings by Lewis, William Roberts and others, with poems and essays by writers including Lewis, Pound, Helen Saunders and T. S. Eliot. Many of the artworks and written pieces are inspired by the horrors of the First World War, including On the way to the Trenches by Nevinson, which uses the Futurist-inspired angular and geometric style to powerful effect in evoking the force, violence and anonymity of the soldiers going into battle.
The most moving written piece in the magazine is perhaps 'Vortex' by the sculptor Henri Gaudier-Brzeska, which he wrote from the trenches. In it, he talks about how his experiences in the war have made him realise that everything is made up of planes and lines and so, while his view of sculpture has not changed, he will from now on 'DERIVE MY EMOTIONS SOLELY FROM THIS ARRANGEMENT OF SURFACES'. He goes on to demonstrate this by writing that 'the hill where Germans are solidly entrenched' gives him a 'nasty feeling' because 'its gentle slopes are broken up by earth-works'. Perhaps, by adapting the horror he sees all around him into artistic principles for Vorticism, he was hoping to transform his impossible situation into an experience he could actually learn from. Below his essay sits a notice informing the reader that, 'after months of fighting and two promotions for gallantry', Gaudier-Brzeska was killed on 5th June, 1915.
The power of Blast: War Number lies in the struggle created when the order that so defined the art and literary work of Vorticism came up against the monumental chaos that defined the First World War. Unlike the Dada movement, which aimed to create nonsensical artwork in response to irrationality of the war, the Vorticists attempted to utilise their sharp lines, dynamic figures and didactic language as a weapon against the chaos, in an attempt to create order and sense where there was none.
Fellowship & Sacrifice: Hampstead and the First World War is open until Sunday 14th December. Please click here for the Blast: War Number catalogue entry.


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Barcelona assistant coach Jordi Roura has handed a start to David Villa as the Catalan side welcome Osasuna to Camp Nou in the Spanish Primera Division on Sunday evening.
The Blaugrana were defeated 3-2 in their last La Liga match, and with El Clasico on the horizon, Roura has made some alterations to his starting XI.
Gerard Pique is suspended, so club captain, Carles Puyol will partner Javier Mascherano in the centre of defence. Adriano is preferred to Jordi Alba at left-back.
Andres Iniesta has been rested, with Thiago Alcantara making up the midfield trio alongside Xavi and Sergio Busquets.
Lionel Messi pulled out of training on Friday but has shook off any knocks to feature from the start.
Osasuna boss Jose Luis Mendilibar has opted for Joseba Llorente in attack ahead of top goalscorer, Kike Sola, who settles for a place on the bench. The former Villarreal striker will be supported up top by Miguel De las Cuevas, Oier, and Alvaro Cejudo.
Barcelona (4-3-3): Valdes; Alves, Puyol, Mascherano, Adriano; Xavi, Busquets, Thiago; Pedro, Messi, Villa
Subs: Pinto, Alexis, Alba, Fabregas, Song, Bartra, Iniesta
Osasuna (4-3-2-1): Fernandez; Bertran, Arribas, Flano, Nano; Lolo, Loe; Oier, Cejudo, De las Cuevas; Llorente
Subs: Nino, Sola, Silva, Masoud, Punal, Ruben, Ricardo


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Blackdog Resources Ltd. Announces Options Grant
By: Marketwired .
Nov. 22, 2012 08:00 PM
CALGARY, ALBERTA -- (Marketwire) -- 11/23/12 -- Blackdog Resources Ltd. ("Blackdog") (TSX VENTURE:DOG) announces it has granted stock options ("Options") to acquire an aggregate of 400,000 common shares at a price of $0.25 per share for a period of 5 years vesting immediately to its directors and officers, subject to regulatory and TSX Venture approval. Pursuant to applicable securities legislation, the Options are subject to a four month hold period. Following this grant, Blackdog has 2,455,000 outstanding Options representing 9% of its issued and outstanding common share capital.
Blackdog is a junior oil and gas company focused on light oil with operations in South East Saskatchewan and Alberta. Blackdog has 27,166,212 common shares outstanding.
Certain information regarding Blackdog in this news release, including, without limitation, statements pertaining to regulatory approval for the issuance of stock options, may constitute forward looking statements under applicable securities laws and necessarily involve risks including, without limitation, risks associated with Blackdog's ability to obtain necessary approvals from the TSX Venture Exchange. As a consequence, actual results may differ materially from those anticipated in the forward-looking statements. Readers are cautioned that the foregoing list of factors is not exhaustive. Additional information on these and other factors that could affect Blackdog's operations and financial results are included in reports on file with Canadian securities regulatory authorities and may be accessed through the SEDAR website (www.sedar.com). The forward-looking statements or information contained in this news release are made as of the date hereof and Blackdog does not undertake any obligation to update publicly or revise any forward-looking statements or information, whether as a result of new information, future events or otherwise, unless so required by applicable securities laws.
Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accept responsibility for the adequacy or accuracy of this release.
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Playing the Hot Lotto lottery can be very exciting especially if from time to time you are a winner. Winning can be accomplished quit often if the correct system is used. There are many so called experts in the market offering winning number secrets and scratch off ticket recommendations that promise to help you win. Most are not legit. However, there are a few systems on the market that has produced some promising results.
When you consider that that there are many different lottery systems available and lots of past winners you remain anonymous or don't talk about their winning strategies how many more winners might there be who have used such systems?
Think about it: is it possible that a huge percentage of lottery winners are actually using mathematical or statistical formulas to help them win? If that is the case then anyone who is not using a system is merely feeding the prize fund and has an almost zero chance of winning.
Would You Like to Win The Hot Lotto lottery?
Hospital lotteries are becoming increasingly popular in Canada. That's because, not only do you get a chance to win many terrific prizes, but you also get to donate money to a worthy enterprise - The hospital. And, the money goes to worthy hospital causes, like cancer research. But, of course, the lottery has to sell tickets and many of them do it by claiming to have the best chance to win a million dollars. That means, according to them, that if you are looking for the best odds to win a million dollars, you should buy a hospital lottery ticket rather than a regular lottery ticket.
So there you have it, playing a hospital lottery is not your best chance at winning a million dollars. However, the money that you spend on tickets goes to a good cause and so it is still worth it to play.
5 Top Tips To Win More With Any Lottery
Lottery predictions is quite popular these days. People used to be skeptical with the predictions as they thought that the winning numbers are a matter of luck and fortunes. Not many people believe that lottery can be won by using some kind of a sophisticated science based predictions. It was not until the late 90s when lottery players began using lottery predictions to help them to win lottery or at least get closer to the winning numbers. When Gonzalo Garcia-Pelayo, a Spanish man who managed to study and analyze many games in two different countries, Spain and the US and win a lot of money by using different strategies. After him people started to believe that lottery results can be predicted.Lottery players start thinking about how to win the lotteries using predictions. They use many kinds of predictions: from mechanical predictions on mechanical lotteries to technological predictions using computer software. A lot of people use algorithm to analyze and predict lottery results.Analysis of GroupsThere are many kinds of group analysis that lottery predictors use to get into the winning numbers. Lottery players can group the months having the best winning numbers of a certain period or they can group the numbers winning in certain period of time.Analysis of Hot-Cold TrendThis algorithm analysis is one of the most favourite so far as it can record the frequency ranks and use the variations to predict the tendencies of hot and cold numbers in the next drawings.Analysis of Repetition PatternA lot of lottery players share the same opinion that repetition is quite important to predict the winning numbers as most of jackpots will appear again in the future.The analysis mentioned above represents only a part of the strategies that lottery players can use. There are still many other algorithm analysis that can be done by predictors to help them win.
Winning the Hot Lotto lottery is very rewarding. Give this system a spin and watch your winnings grow.


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Big retailers embrace radio tagging
When US retailing giant Wal-Mart announced last November its intention to introduce Radio Frequency Identification (RFID) technology, it pushed the retail industry into action overnight.
The requirement that all Wal-Mart suppliers begin attaching RFID tags to all pallets and cases during the next three years aims to improve supply-chain visibility.
Wal-Mart requires its top 100 suppliers in Texas to comply by January 2005, affecting three distribution centres and 150 stores.
Several large retailers and other organisations including Tesco, Metro, Albertsons, Best Buy, Target, the US Department of Defence, the US Animal Identification Plan and the US food origin tracking system already comply. Almost all use the RFID technology standard developed by the Massachusetts Institute of Technology's Auto-ID Group.
Each RFID tag contains a small computer chip that holds a unique serial number and an antenna. When placed in a radio beam on a specific frequency, the antenna supplies power to the chip and transmits back its serial number. There is no requirement for line-of-sight or proximity with radio waves, making auto-scanning possible. The tags can be embedded in packaging and plastics for better protection, particularly in industrial environments.
Wal-Mart asked 24 pharmaceutical companies including Pfizer and Purdue Pharma to tag certain drugs, such as prescription painkillers, before shipping them to its distribution centres. Keeping track of such drugs in the US is very labour-intensive since the Food and Drug Administration (FDA) requires each pill to be accounted for individually. Wal-Mart sees RFID technology as a way to reduce the time it spends tracking drugs.
Although an FDA report on drug tracking stalled Wal-Mart's first pharmaceutical compliance date, all manufacturers are now likely to meet the deadline, while 80 per cent of Wal-Mart's top 100 suppliers are well advanced in RFID programs.
Auto-ID research centres throughout the world, such as the MIT's RFID centre at Adelaide University, continue to research and refine aspects of the technology. The Adelaide centre's work is helping to make RFID more reliable and to increase transmission distances.
While tags have advantages over bar codes, which must be manually scanned, the technology is not without problems. There were technical difficulties during trials, and the questions of privacy, economics and retailer mandates have also attracted attention.
Last year, a British trial run by razor manufacturer Gillette was thrown out following a public outcry.
The trial involved tagging razor-blade packages, which then activated surveillance cameras that followed customers to the checkout.
But most RFID research projects focus on tagging large packages of products with which consumers do not come into contact. The idea is to reduce costs in the supply chain. RFID work in pharmaceuticals is designed to protect the consumer against out-of-date, counterfeit or faulty drugs.
While retailers expect the tagging system will eventually make its way into shops and supermarkets, they agree that it is their responsibility to notify shoppers and educate them about the system.
Coles Myer is among the retailers worldwide that are leading research into RFID applications. The company is testing the tagging system at its distribution centres in Melbourne to track and manage re-useable assets, such as rolling cages, in the supply chain. Packaging company Visy is testing the tags at two sites in Melbourne.
There are also several research projects in Sydney and Adelaide that are testing RFID in industries such as winemaking.
During the past two years, the cost of RFID tags has plummeted to between 0.77 and 35 cents. RFID readers cost from $600 to $4200.
Before RFID could be introduced at the item level, tag costs would need to drop below two cents and readers would need to cost less than $140 each. In time, the price of readers will fall, but it is less straightforward for tags since the silicon on which the chip is built costs six cents a square millimetre. Researchers will have to find an alternative if tagging individual items is to become economically viable.
Although retailer mandates have provided the impetus for a modernised supply chain, they also oblige suppliers to introduce RFID as quickly and cheaply as possible as well as burdening them with 80 per cent of the implementation costs.
Retailers, manufacturers and suppliers alike should instead be looking at the supply chain as a whole as a type of ecosystem.
Jonathan Loretto is the global technology lead for RFID at Capgemini Ernst & Young.
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It's the holiday season once again! The smell of cookies baking,holiday lights and the mad dash to get the perfect gift is upon us. If you still haven't picked that perfect gift, we have custom phone or iPad covers for everyone on your list this season: www.coveroo.com/gifts. PSST.. get 10% off now by using coupon code: XMAS10 at checkout.
So let's take a small break from all of the hustle and bustle and find out why this big guy we call Santa is such an important figure not only in the US but also worldwide.
Santa Claus hasn't always looked like the jolly old fellow we know today. Like so many other American traditions, he's a product of the great American melting pot - a blend of many different cultures and customs.
But the most influential figure in the shaping of today's generous as loving Santa Claus was a real man. St. Nicholas of Myra (now Turkey), a fourth century bishop. As a champion of children and the needy, he was legendary for his kindness and generosity.
St, Nicholas' goodwill illustrated in two of the basic principles of the holiday spirit - giving to others and helping the less fortunate.
According to this legend, there were three Italian maidens whose families had fallen on hard times. Because their father could not afford the dowries necessary for them to marry, he was considering selling one of his daughters into slavery to get dowries for the other two. When the good saint heard of the family's plight, he went to their home late one night and anonymously tossed three bags of gold down the chimney. Miraculously, a bag fell into each of the sisters stockings, were hanging by the fire to dry. His kindhearted gift made it possible for all three sisters to marry.
After the Protestant Reformation in the sixteenth century, people had become accustomed to the annual visit from their gift-giving saint and didn't want to forget the purpose of the holiday. So in some countries, the festivities of St. Nicholas' Day were merged with Christmas celebrations, and although the gift-bearer took on new, non-religious forms, he still reflected the saint's generous spirit.
Immigrants to the New World brought along their various beliefs when they crossed the Atlantic. The Scandinavians introduced gift-giving elves, the Germans brought not only their Belsnickle and Chistkindle but also their decorated trees and the Irish contributed the ancient Gaelic custom of placing a lighted candle in the window.
In the 1600's, the Dutch presented Sinterklaas (meaning St. Nicholas) to the colonies. In their excitement, many English-speaking children uttered the name so quickly that Sinterklaas sounded like Santy Claus. After years of mispronunciation, the name evolved into Santa Claus.
In 1808, American author Washington Irving created a new version of old St. Nick. This one rode over the treetops in a horse drawn wagon "dropping gifts down the chimneys of his favorites." In his satire, Diedrich Knickerbocker's History of New York from the Beginning of the World to the End of the Dutch Dynasty, Irving described Santa as a jolly Dutchman who smoked a long stemmed clay pipe and wore baggy breeches and a broad brimmed hat. Also, the familiar phrase, "...laying his finger beside his nose...," first appeared in Irving's story.
Dr. Clement Clarke Moore, "A Visit from St. Nicholas," used that phrase again in 1822 in the now-classic poem more commonly know as "The Night Before Christmas." His verse gave an Arctic flavor to Santa's image when he substituted eight tiny reindeer and a sleigh for Irving's horse and wagon. It is Moore's description of Santa that we most often think of today: "He had a broad face, and a little round belly, that shook, when he laughed, like a bowl full of jelly."
Up to this point, Santa's physical appearance and the color of his suit were open to individual interpretation.
Then in 1863, Thomas Nast, a German immigrant, gave us a visual image of the cheerful giver that was to later become widely accepted. When Nast was asked to illustrate Moore's charming verse for a book of children's poems, he gave us a softer, kinder Santa who was still old but appeared less stern than the ecclesiastical St. Nicholas. He dressed his elfin figure in red and endowed him with human characteristics. Most important of all, Nast gave Santa a home at the North Pole. For twenty-three years, his annual drawings in Harpers Weekly magazine allowed Americans to peek into the magical world of Santa Claus and set the stage for the shaping of today's merry gentleman.
Artist Haddon Sundblom added the final touches to Santa's modern image. Beginning in 1931, his billboard and other advertisements for Coca Cola-Cola featured a portly, grandfatherly Santa with human proportions and a ruddy complexion. Sunblom's exuberant, twinkle-eyed Santa firmly fixed the gift-giver's image in the public mind.
St. Nicholas' evolution into today's happy, larger-than-life Santa Claus is a wonderful example of the blending of countless beliefs and practices from around the world. This benevolent figure encompasses all the goodness and innocence of childhood. And because goodness is his very essence, in every kindness we do, Santa will always be remembered.
Happy Holiday and Cheers!
-edited from "The History of Santa Claus" www.northpolesantaclaus.com


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Solid Sterling Silver Money Clip
All stones are synthetic unless otherwise noted.
WHO CAN BUY: It's ok to buy masonic items as gifts for people you know who may be freemasons. It's not ok to pass yourself off as a freemason if you are not a member. In fact, doing so is illegal in many areas.


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Reviewed by Benjamin C. (age 8)
I like this book because of the way May Gibbs describes Cuddlepie and Snugglepot's adventures. The illustrator drew great illustrations of the other characters. I like how Noel Young dressed the characters in his pictures. My favorite thing about this book is that it is from where I was born. Sydney Australia. The book is unique because it is not a chapter book it is one continuous story that moves from one adventure to another.
I recommend this book to people who like make believe and adventures. I think kids who are 5-8 would live this book read aloud to them by their parents.


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December 10th, 2008
"Which one should I buy?" Trying to sort through the onslaught of technical jargon and conflicting advice usually ends with the customer making a rash decision driven by a desire to end the headaches and waiting instead of accurate and helpful information. We've already discussed the differences between resolutions (eg: 720p vs. 1080p ) and the importance of investing in HD technology (eg: digital transition in February 2009 ), but little has been said about screen size, viewing distance, or which panel technology is right for particular conditions and uses. Below you will find information to help you determine if you should buy a DLP , plasma , or LCD ; how big of a screen you should get; what the different technologies are best at doing; and how and where to position yourself/TV to maximize your HD experience.The first task is to determine what you will be doing with your HDTV . Will you be watching standard definition cable or Blu-ray movies? Will the TV be in a brightly-lit kitchen or a dark basement? Is the ceiling low or high, and is the room small or large? I have created a table to make deciding which HDTV technology is right for you. Now that you've determined what you'll be using the TV for, the viewing conditions, and addressed any personal concerns, it's time to figure out the size of the TV and the viewing distance. Keep in mind that the ranges are approximate and are intended as a guide; they work both ways: if you know your viewing distance you can pick the right size screen, or you can pick a TV and then arrange your furniture as needed, but personal preference always trumps formulas and suggestions. Remember that higher-quality content such as HD movies, satellite, and computer content allows for closer viewing, but low-quality content such as basic cable and up-scaled DVDs is best viewed from greater distances. This is because HD content has more detail and fewer artifacts, enabling closer viewing without distractions or noticing pixel structures. Here are the suggested ranges (in feet) and TV screen size (measured diagonally). Through the entire process it is crucial to keep things in perspective: many Americans spend over 4 hours a day in front of their TVs, or some 1,600+ hours per year (households watch for 8+ hrs/day), and many are integrating their computers, gaming systems, and photo viewing into the TV system. Thus, investing in a large, quality HDTV will mean an enriched media experience. And let's not forget smaller TVs for the kitchen and office and medium sized TVs for bedrooms and multi-use areas. So as content continues to rush toward full-HD and viewing time increases, it's absolutely critical to have TVs that natively display 1920 x 1080p, have multiple HDMI inputs, and have high contrast, high-color panels. Of course having an HDTV is useless without HD content, which means you must have satellite with HD channels, digital cable with HD channels, a Blu-ray or HD-DVD player, HD antenna, gaming systems such as the PS3 or Xbox 360 , a compatible computer or media device, and all the necessary cables and configurations. And let's not forget sound - we are audio beings as much as visual, so a surround sound system is necessary to complete the HD experience and immerse yourself in the content. Fortunately we have blog articles that cover all this, and we sell the HDTVs , Blu-ray players, speakers and home theater systems , and all the accessories you need to get up and running. Check out these blogs for more information: How to get the most out of your HDTV, Part I: The Basics How to get the most out of your HDTV, Part II: Connecting your HD System Warning: The Wrong HDMI Cables Will Ruin Your Home Theater Experience What's the Difference Between 1080p, 1080i, 720p and Other Resolutions? Bose® Introduces its Lifestyle® V20 and V30 Home Theater Systems


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Watch The ::God Is Imaginary Videos On YouTube ::
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The former children's television host and outspoken critic of creationist teaching will discuss whether the Bible-based version of Earth's origins is a viable model Feb. 4 at the museum in Petersburg, Kentucky.
There is nothing to debate, and a 'debate' with Mr. Nye will only give Mr. Ham credibility that he does not deserve and increase not only his visibility but also his ability to attract investors
If the audience is composed of people who believe creationism then it might be a good opportunity to properly explain evolution and debunk some creation claims.
Quote from: SevenPatch on January 02, 2014, 08:18:11 PMIf the audience is composed of people who believe creationism then it might be a good opportunity to properly explain evolution and debunk some creation claims.Have you tried to explain evolution to a creationist? Have you ever known a creationist to sit still while their deeply held emotional beliefs are debunked?One cannot debate a believer of fantasy using factual reality. Most organized religions would have faded away long ago if you could. Even if Nye factually tears Ham to shreds in the debate, Ham will still 'win' because Ham's followers won't hear a word Nye says.To paraphrase Shaw: Never wrestle with a pig ... you'll only succeed in getting dirty and the pig will enjoy it.
Actually, it'd be worse if he refused to debate. Then he'd look like he wasn't confident in his argument, and Ken Ham would easily be able to springboard into a position of even greater strength from that.
Word on the street is that Bill Nye is going to debate Ken Hamm at the Creationism "Museum" on February 4th. This is a bad idea for several reasons.First, Bill Nye is not really an expert on evolution and is actually not that experienced in debates. Being really really pro science and science education isn't enough. When they went in after Osama Bin Laden (my errand distant cousin) they did not send people who are really really against terrorism. They sent in Seal Team Six with a huge amount of support such as Army Rangers and such and even that was risky.... (three more very good reasons at link)
I grew up steeped in creationism. I was homeschooled with creationist curriculum, my family took us to creationist conferences, and I was deeply proud that I knew the real story about evolution and the age of the Earth. I was taught there was absolutely no way the universe could be explained without creationism. Evolution was a fairytale based on faith; creation was good science. I was taught that Christianity wasn't consistent without creationism... that all "Bible-believing Christians" rejected evolution and long ages in favor of a six-day creation and a global flood.... After graduating high school, I went on to college and got my bachelor's degree in physics; I now work in energy policy. ...Because so much of what I'd been taught was flatly false, I had to re-learn practically everything about biology, geology and the history of science. I'm amazed by the amount of evidence I systematically ignored or explained away, just because it didn't match creation science.
I hope Nye doesn't underestimate creationists. Between their strident religious confidence and the way they painstakingly dumb-down and oversimplify evidence to fit into 6,000 years, people like Ham can be tough nuts to crack.In a debate like this one, demonstrating even the most elementary facts about evolution and the age of the universe would be a great success.
The universe has so much more to offer than could ever fit into a few thousand years.Read more here: http://www.kentucky.com/2014/02/03/3066420/from-creationist-to-scientist.html#storylink=cpy
So just to clarify. Observational science is stuff you can observe. Now.Historical science is stuff that happened in the past. That you can't observe now. Like last week's snowstorm.
Quote from: Quesi on February 04, 2014, 07:40:14 PMSo just to clarify. Observational science is stuff you can observe. Now.Historical science is stuff that happened in the past. That you can't observe now. Like last week's snowstorm. Was last week's snowstorm taped? If it was: can't you observe that?-Nam


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ATLANTA (AP) — The CEO of Waffle House says a former employee who claims he sexually harassed her was actually a participant in consensual sex and has been trying to blackmail him.
In a written statement Tuesday, Joe W. Rogers Jr. said the "infrequent consensual sexual encounters" happened over nearly eight years. Rogers says the woman worked as a housekeeper and house manager, and quit in June.
He said her attorney wrote him in July making "false allegations and strong threats." He also said she is seeking millions of dollars.
The woman filed a complaint with Atlanta police on Sept. 28, alleging that Rogers tried to force her to have sex despite her repeated protests. The Associated Press does not generally identify alleged victims of sexual assault.
Rogers and the woman have sued each other. A hearing in one of the lawsuits is scheduled for Wednesday.


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I have no information from any other attempts and am unaware of any "records" for this sort of activity so I can't say if yours would be a record or not. Congratulations on the success of your efforts. Personally, I made a contact with VE1DX in Nova Scotia (from Houston) during a similar low elevation pass but never took the time to make the point to point distance calculations. Not sure how many other long shot contacts are out there that were never reported. Maybe your notice will prompt others to provide examples of other long distance contacts via ISS in various modes. Kenneth - N5VHO ________________________________ From: Scott- Extingflame [mailto:email@example.com] Sent: Sat 11/1/2008 3:35 PM To: firstname.lastname@example.com; Ransom, Kenneth G. (JSC-OC)[BAR] Subject: NEW RECORD Set Via ISS Today at 1803 UTC, Ron AH6RH and I made the FIRST packet QSO/exchange via ISS's digipeater RS0ISS. We had several pings on my 1 minute 20 second mutual visibility pass between us. See http://www.ariss.net/ Ever since ISS packet/voice was activated, I was looking for a partner on the east side of the Big Island of Hawaii to do this. I sent out blind emails to all hams in the area. Looked at packet from Hawaii etc... Finally about 3 years ago, I met up with Ron, AH6RH who shared my goal. For the past few years we have been trying to make this first contact. Between ISS packet being off the air, and limited times to try with work etc, it finally became a reality today! I did my victory DX dance when Ron called me from Hawaii screaming in excitement! Thanks to ARISS for it's support of amateur radio on the ISS. 73, Scott WA6LIE CM96eq Kenneth, Can you confirm this as a new distance record? ---- Sent via email@example.com. Opinions expressed are those of the author. Not an AMSAT member? Join now to support the amateur satellite program! Subscription settings: http://amsat.org/mailman/listinfo/sarex
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2015 Events
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2013 Events
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Friday, December 6, 2013
Robert Zatorre, Ph.D.Professor, Department of Neurology & Neurosurgery, at the Montreal Neurological Institute of McGill UniversityFounding Co-Director, International Laboratory for BRAMS (Brain, Music, and Sound research) James McGill Chair in NeuroscienceMusic Perception and Pleasure: interactions between neocortical and striatal systems
Monday, October 21, 2013Second Annual Isabelle Rapin Conference on Communication Disorders: Dyslexia Workshop and Roundtable
Monday, June 24, 2013
Daniela Brunner, Ph.D.
Senior Vice President
Behavioral Research and Development
PsychoGenicsPreclinical models of autism
Monday, June 17, 2013
John Greally, M.B., B.Ch., Ph.D.
Director, IDDRC Neurogenomics (NGEN) Core
Professor, Departments of Genetics, Medicine, and PediatricsDivision Chair of Computational Genetics and Faculty Advisor of the Center for Epigenomics
Albert Einstein College of MedicineCombined Clinical and Molecular Genetics ConferenceTopic: Mosaic Epigenetic Dysregulation of Ectodermal Cells in Autism Spectrum Disorder
Wednesday, June 5, 2013ICare4Autism International Autism Conference'Autism: Cutting Edge Research and Promising Treatment and Educational Approaches'
Friday, May 31, 2013Neha UppalPh.D. StudentDepartment of Neuroscience and Friedman Brain InstituteIcahn School of Medicine at Mount SinaiGraduate Fellow of the Seaver Autism Center for Research and TreatmentNeuropathology of Autism: Insights from human post-mortem brains and Shank3-deficient mice
Wednesday, May 29, 2013
Richard Paylor, Ph.D.Professor, Departments of Molecular & Human Genetics, and NeuroscienceDirector, Neurobehavioral CoreBaylor College of MedicineMouse and Rat Models for Autism: Questions About Gene Function from Knockouts
Thursday, May 16, 2013
Robert Whelan, Ph.D.
Department of Psychiatry
University of VermontA Neuropsychosocial Profile of Future Adolescent Alcohol Misusers
Monday, May 13, 2013
David M. Katz, Ph.D.
Professor of Neurosciences
Director, Autism Spectrum Research Consortium
School of Medicine
Case Western Reserve UniversityNeural circuit dysfunction and repair in mouse models of Rett Syndrome
Tuesday, April 30, 2013Inaugural Rose F. Kennedy IDDRC Symposium
Monday, April 15, 2013
Sophie Molholm, Ph.D.
Director, Human Clinical Phenotyping Core (HCP)
Associate Professor of Pediatrics and Neuroscience
Albert Einstein College of MedicineCombined Clinical and Molecular Genetics ConferenceTopic: Behavioral
and electrophysiological evidence that the typical merging of information
across the different sensory modalities is disrupted in autism
Thursday, March 21, 2013
Ofer Pasternak, Ph.D.
Instructor in Psychiatry
Brigham and Women's Hospital
Harvard Medical SchoolApplication of Free-Water Imaging for the Study of Brain Disorders
Wednesday, March 6, 2013
Steven Walkley, D.V.M., Ph.D.
Director, Rose F. Kennedy IDDRC
Head, Sidney Weisner Laboratory of Genetic Neurological Disease
Professor, Departments of Neuroscience, Pathology and Neurology
Albert Einstein College of MedicinePediatric Grand RoundsTopic: Therapy for Niemann-Pick C Disease - From Bench to Bedside
Thursday, February 28, 2013Rare People with Unique Talents on an Almost Rare Day A Special Art Exhibit in Celebration of International Rare Disease Day
Wednesday, February 6, 2013
Raanan Arens, M.D.
Professor, Department of Pediatrics
Albert Einstein College of Medicine
Chief, Division of Respiratory and Sleep Medicine
The Children's Hospital at MontefiorePediatric Grand RoundsTopic: Risk Factors for Obstructive Sleep Apnea in Children
Wednesday, January 16, 2013Jonathan Kipnis, Ph.D.
Professor of Neuroscience
Director, Center for Brain Immunology and Glia (BIG)
Laboratory of Cellular and Molecular Neuroimmunology
University of Virginia, School of MedicineMeCP2 at the Microglia Differentiation Crossroads
Monday, January 14, 2013Jung-Kyong Kim, Ph.D.
Postdoctoral Researcher
Department of Neuroscience
Georgetown UniversityCrossmodal processing in sighted and blind individuals: Sound-evoked activity in the visual cortex
Monday, January 14, 2013
Jinlu Cai, Ph.D.
Associate Professor, Department of Genetics
Albert Einstein College of MedicineMr. David Wasserman, Ethicist
Center for Ethics
Albert Einstein College of MedicineCombined Clinical and Molecular Genetics ConferenceTopic: Bioinformatic analysis and functional validation of whole exome sequencing variants in hearing loss samples; Ethical implications of Next-Gen Sequencing


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The Facebook APP "Prepper" Is The Ultimate Survival App For The Global Community
Jan 07, 2013, 08:00 EST
CHATTANOOGA, Tenn., Jan. 7, 2013 /PRNewswire/ -- The purpose of the app is to provide tools and resources globally to all citizens to be able to prepare for many disasters.
Prepper has many unique tools to be a valuable tool.
Times are so tough and almost scary to most people. Knowing that there will be no quick fix and things will most likely get much worse before it gets better.
There are many countries that are much worse than others. We see that it is critical for the survival of many to have access to resources and like minded others. Considering the threats and disasters that we all face including cyber attacks, economic turmoil, food crisises, pandemic, power outages, natural disasters, wars, droughts and so on.
There are many experts that have a lot of experience and knowledge that they can convey to others to be prepared for the unexpected emergencies that we can face. These experts can convey their expertise by posting ebooks, videos and postings on Prepper.
Companies and individuals that produce products to prepare and survive disasters and post their items for sell or trade on the trading post in 'Prepper'. The trading post is like the Craigslist for preppers.
Keep up with news in areas of disasters by reading news posted by individuals experiencing the disasters first hand. Organize and search for other like minded individuals to work together to prepare for the unexpected. Post and watch tutorials that help you prepare in ways you never imagined for disasters.
Prepper is the app that provides invaluable and life saving resources, news and leverages Facebook's social networking capabilities to organize and prepare communities to survive disasters.
Visit http://apps.facebook.com/be_prepared to get started.
SOURCE Prepper


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Wing press (The)
Wing, N.D. : Geo. D. Brugh.
Began in 1951; -v. 1, no. 25 (July 19, 1951).
Published Weekly in English language.
Other information: Absorbed by: Wilton news.
Microfilm holdings (roll numbers, inclusive dates, missing issues):
Wing statesman (The)
Wing, Burleigh County, N.D. : C.C. Overton.
Began June 7, 1912; -v. 8, no. 1 (July 3, 1919).
Published Weekly in English-German language.
Other information: Official County paper, 1914-1915, 1917-1919. Some columns in German.
Microfilm holdings (roll numbers, inclusive dates, missing issues):
612 East Boulevard Ave.
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State Museum and Store: 8 a.m. - 5 p.m. M-F; Sat. & Sun. 10 a.m. - 5 p.m.
We are closed New Year's Day, Easter, Thanksgiving Day, and Christmas Day.
We will also be closed on Christmas Eve this year.
State Archives: 8 a.m. - 4:30 p.m. M-F, except state holidays; 2nd Sat. of each month, 10 a.m. - 4:30 p.m.
State Historical Society offices: 8 a.m. - 5 p.m. M-F, except state holidays.
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This app was removed from the App Store.
RJRCollections FREE - collect anything & share your collection easily!
iOS iPhone Productivity
RJRCollections - it is a revolutionary software with an innovative interface that allows you to make, organize, and display the collections you have in your life, like, coins, photos, cars, badges, etc....or even your ideas, plans or notes, right on your iPhone / iPod Touch device.
From this moment, your collections will always be with you on your iPhone / iPod Touch, so that you would be able to revise, supplement, display, or share them with your friends whenever you need it.
This App's interface allows moving along different collection elements in one screen:
vertically – along the elements of a particular collection unit;
horizontally – along different collection units.
Available graphic visual help, when moving along the collection, which indicates the number of collection elements of a particular collection unit, and the number of collection units in the whole collection.
Option to supplement each particular collection unit with necessary amount of photos, additional textual or visual info.
Entire collection or any of its parts can be password protected (PIN1 / PIN2).
Transfer option of separate collection units to another collection by separating and uniting collections.
Unlimited option of creating Backup / Restore copies for each collection, with a later possibility to supplement and edit them on a computer through any web browser (without additional program installation).
Fonts and wallpapers change option.
Available different collection templates for download.
Option to share your collection with friends.
Available interface languages:
Getting started with RJRCollections is easy, just follow the steps below:
1.Choose "Add NEW" collection and name it;
2.Create the collection's structure with "EDIT" by adding necessary elements of the collection's unit: name (TEXT), photo(s) (IMAGE), textual info (LONG TEXT), date, time, audio info.
3.Mark password protected elements (PIN2)
4.Fill in collection units with necessary data – create the collection*
*Max amount of collection units:
Free version: 20
Lite version: 60
PRO version: unlimited.
5.In case of necessity, use your copies on the server (BACKUP / RESTORE / TEMPLATES)**.
**Available function options:
Free version: Backup / Templates
Lite version: Backup / Restore / Templates
PRO version: Backup / Restore / Templates
What's New
- corrected some server backup issues


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Entrepreneur Today
Nurturing Social Entrepreneurs
FutureFit, a social entrepreneurship joint venture between BoE Private Clients and the 3i's Group, has been launched in Johannesburg.
The programme offers existing and prospective social entrepreneurs an experiential learning programme, facilitated by a panel of prominent coaches and business mentors. It is specifically intended to assist entrepreneurs in plotting sustainable pathways to employment creation, poverty alleviation and the promotion of health and welfare and environmental issues in society.
The FutureFit programme, which is conducted over a six month period, is offered to registered entrepreneurs who meet the qualifying criteria, at no cost. The aim is to ensure that the social entrepreneurs' ventures become financially and economically sustainable, while achieving the objectives of social transformation.
FutureFit is the brainchild of Gary Graham, Managing Director of the 3i's Group, who says that in addition to attracting a full panel of highly qualified advisors, coaches and mentors, the programme has already elicited much interest among entrepreneurs.
"27 social entrepreneurs have already registered for the first programme to be held in Johannesburg, while 26 have completed the pilot programme recently held in Cape Town" Graham says.
"They comprise a diverse group of people involved in a range of enterprises. All are looking for a catalyst for their innovation and creativity, and FutureFit aims to be that catalyst by creating the opportunity for these entrepreneurs to extend their reach and impact. It's all about creating opportunities for possibilities," he says. Graham says the growing momentum behind social entrepreneurship, both globally and in South Africa, is a result not only of overwhelming social problems, but a heightened sense of philanthropy borne of the need for purposeful contribution, fulfilment and meaning.
Heidie Ziervogel, Head of Banking at BoE Private Clients, says that FutureFit represents the company's commitment to developing entrepreneurial skills that will make a difference to the greater good of the country and its people.
"As a consciously evolving business, BoE Private Clients seeks to create prosperity through people and partnerships. We believe that social entrepreneurship represents the natural progressive evolution of the classic business model, and we are delighted to be able to make a lasting positive contribution to progress in South Africa through our involvement in FutureFit," she says.
For more information visit www.futurefit.co.za
Entrepreneur Today
AlphaCode Awards R16 Million To Fintech Start-ups In One Of SA's Richest Start-up Initiatives
This R2 million scale up accelerator offers mentorship, expert guidance and support services to help these more established businesses to scale and create jobs.
Last night, Rand Merchant Investment Holding (RMI), through AlphaCode, awarded entrepreneurial packages valued at R16 million to eight of South Africa's most promising financial services start-ups. The entrepreneurial packages consist of R1 million in grant funding and R1 million in support, which includes mentorship, monthly expert-led sessions, exclusive office space in Sandton, marketing, legal and other business support services as well as access to the broader RMI network.
The AlphaCode Incubate initiative, in partnership with Merrill Lynch South Africa and Royal Bafokeng Holdings, identifies South African financial services entrepreneurs with extraordinary ideas and businesses that could impact the financial services industry. More than 200 start-ups applied to participate. Of these, sixteen made it to final pitch evening and eight recipients were selected.
The eight winning businesses are:
|Video link
|Akiba Digital
|A gamified mobile app making it easier and more rewarding to set, manage and meet savings goals.
|Tebogo Mokwena and Kamogelo Kekana
|ISpani Group
|Provides access for insurers into traditionally under insured communities through prepaid vouchers and USSD sold by a network of spaza shop vendors.
|Prince Nwadeyi, Khathazile Moroe, Patrick Machekera and Louis Buys
|De-risks tenant rent default through offering tenants incentive-based discounts on food and transport and bolt-on retrenchment cover.
|Adrian Taylor, Marc Maasdorp and Bartek Dutkowski
|Nisa Finance
|An invoice financing platform that enables financiers to issue invoice-backed loans to SMEs quickly and affordably by fully-automating the application and invoice verification through ERP system integration.
|Thando Hlongwane, Tekane Ledimo and Sinqobile Mashalaba
|A low cost mobile micro payments platform for the informal sector to enable an inclusive economy by digitising remittances through the use of blockchain technology.
|Philip Mngadi and Noel Lynch
|A mobile savings wallet for low-income earning South Africans that makes it easy to save small amounts infrequently using prepaid vouchers.
|Dhanyal Davidson and Carl Ngwenya
|Enables millennials to significantly reduce car insurance premiums by self-insuring part of the risk via peer to peer lending.
|Proud Chitumba, Amos Mugova and Tshepiso Shamane
|A self-service credit life insurance platform which replaces a customer's current policy with a more affordable, simpler and rewarding policy.
|Nkazi Sokhulu, Tlalane Ntuli, Steve Goeieman and Life Mhlanga
The programme has disbursed R13 million in funding to 15 black-owned financial services businesses since it began three years ago. "Some have experienced exponential growth and we have been amazed at the level of traction they have received locally and internationally. The intention behind AlphaCode's Explore, Incubate and Accelerate programmes is for RMI to discover the next OUTsurance or Discovery; we want to identify, partner and grow the future of financial services in South Africa," says Dominique Collett, head of AlphaCode and a RMI senior investments executive.
During the event, contestants had just three minutes to pitch their businesses, with a couple of minutes set aside for questions from a formidable panel of judges. These included Phuti Mahanyele, CEO of Sigma Capital; Raymond Ndlovu, investment executive, Remgro; Nakedi Ramaphakela, finance director, Royal Bafokeng Holdings; Anthony Knox, MD Investment Banking of Merrill Lynch South Africa and Dominique Collett.
Julie Benadie, regional executive of Operations and Corporate Affairs at Merrill Lynch explained: "We believe in supporting disruptive ideas so that creative fintech solutions will emerge to address the challenges that South Africa faces. We want South Africa to become a fintech centre of excellence with its already advanced financial services infrastructure."
The AlphaCode Incubate programme deals with common challenges that financial services startups face. All participants are early stage businesses, under two years old and at least 51% owned by black South Africans.
"AlphaCode is also now also seeking additional fintech entrepreneurs for our Explore programme. This offers a 12-month data science and business skills programme for 20 aspirant South African fintech entrepreneurs in conjunction with The Explore Data Science Academy," Collett added.
Candidates will go through an intensive six-month data science-training programme, where they will learn how to design a 10X business along with the core digital skills needed to build a fintech organisation. This will be followed by three-months of business skills training. Interested fintech entrepreneurs should apply at www.alphacode-explore10x.club by 30 October 2018."
In addition, AlphaCode recently selected four more established fintech businesses for its Accelerate programme: Entersekt, Livestock Wealth, Click2Sure and Invoice Worx. This R2 million scale up accelerator offers mentorship, expert guidance and support services to help these more established businesses to scale and create jobs.
Entrepreneur Today
The Sky Is The Limit For South Africa's Top Women Achievers
High-powered women achievers from across the private and public sectors, academia and diplomatic spheres gathered for a charged two-day conference in Johannesburg this week to share experiences about empowerment, achievement and the role that women are destined to play in a competitive global environment.
Several hundred women attended the 15th Annual Standard Bank Top Women Conference which, with the Top Women Awards, has become one of the premier events for women on the national calendar. The objective of the gathering at the Maslow Hotel on the 17th and 18th of October, was to showcase the achievements of South African women and reignite their passion as they have major roles to play in all arenas of endeavour, says Ethel Nyembe, head of Card Issuing at Standard Bank.
"The delegates to the Top Women Conference were inspired by speakers such as Yvonne Chaka Chaka, singer, songwriter and an entrepreneur in her own right; Phuti Mahanyele, executive chair of Sigma Capital, a black-owned investment group, and political and academic stalwart Geraldine Fraser-Moleketi, now Chancellor of Nelson Mandela University and other women who are playing leading roles in many of the nation's listed blue-chip corporations."
"The overall message is that women are playing a central role in growing all facets of our economy and are helping to build a future from which other women can benefit and, in turn, inspire others. Women, regardless of whether they are entertainment icons, professionals engaged in helping shape the minds of future generations, businesswomen or scientists are part of building a new global reality."
Related: 13 Female Entrepreneurs Rising To The Top In SA
To inspire delegates about the breadth and depth of the future for women, the conference examined all facets of economic life from the impact that IT and scientific research is having on building businesses, through to the development of entrepreneurs and leadership skills. Insights were offered through the contributions of speakers and roundtable panel discussions in which leading women offered observations and advice gathered from their vast experience.
"Standard Bank is proud of the role it has played in enabling women achievers to reach their full potential within its ranks. The bank also recognises that women across society have a broad role to play in the future of South Africa. It is through support for events like the Top Women Awards and the Top Women Conference that this approach is made visible and tangible."
"We expect this year's conference deliberations to deliver insights and inspiration that will not only spur established women to new heights of achievement, but also stimulate young women starting new careers," says Ms Nyembe.
More information on the Top Women Conference can be found at https://topwomen.co.za/ and it can be followed on the #SBTWConference conversation on Facebook and Twitter
Entrepreneur Today
The Ins And Outs Of A Good Exit Strategy
The thought of parting with a business you've grown from the ground up may be unsettling, but Gugu Mjadu, spokesperson for the 2018 Entrepreneur of the Year® competition sponsored by Sanlam and BUSINESS/PARTNERS, says that it is better for both your business and yourself to plan for this as early as possible.
"The challenge that business owners often face in this respect is comparable to the difficulty that many new parents have with imagining their children grown up and leaving for university. Imagine, however, if parents did not plan ahead for the cost of their education – that would be detrimental to the future of their children. The same could be the case for your business."
Mjadu says that a good exit strategy is about sustainability and being able to measure your business performance against the goals you have set for it. "It's really about being able to say, 'this is when the work is done and I can exit the business or take on a different role – this is what success looks like in terms of monetary return on investment and other business growth indicators'.
"The lack of an exit strategy could be telling of a fundamental lack of measurable business goals and this needs to be addressed," she says.
From immediate liquidation to liquidation over time; family succession; selling to staff or external investors; the open market or another business; or the gruelling but profitable exercise of taking your company public – there are many different ways in which an entrepreneur can exit their business, but Mjadu says that whatever the process, a strong and solid strategy is essential.
She shares five key points of a good exit strategy:
1. It tells you when you are done
Mjadu says that a good exit strategy should reflect a core understanding of all the intricacies of your business and should be able to tell you when the lifecycle of your business (or of your involvement in the business) should come to an end. This is usually done by including a set of tangible measurables or objectives so that it is easy to ascertain when these have been achieved.
Related: When Do You Know It's Time To Sell Your Business
2. It sets out the right environment within which to exit
A good exit strategy considers the economic, social and political environment at the time of your exit. Mjadu says that this is important in order to plan for a secure financial future.
"Failure to think about this could result in short-changing yourself by exiting during a tough economic climate when the risk to buyers reduces the value of your business."
She references the case of Victoria's Secret when founder, Roy Raymond, sold the failing business for $1m unknowing that it would later grow into the multi-billion dollar empire it is now. "While Raymond's exit was ultimately necessary for Victoria's Secret's growth, he sold it in 1982 during the global recession of the early eighties – one of the world's biggest financial crises and this influenced the selling price at his exit".
3. It compensates those who have contributed to the life of your business
It is important to consider the impact your exit could have on investors and staff, says Mjadu. "Closing shop for example, means that your staff no longer have employment at your business. Selling could mean the same." She adds that it is important to consider ways in which your exit could also benefit these stakeholders – for example, selling to a bigger business could mean more career opportunities for your staff, as well as continued job security.
4. It compensates you
Mjadu says that entrepreneurs often struggle to recognise their own true worth, especially when this involves attaching a monetary value to what has been achieved. "The time of exiting a business is no place to short-change yourself. You need to get out the full worth of what you put in," she says, explaining that this means ensuring that you are financially secure before and while you go into your next venture.
"Your needs for retirement and medical insurance, as well as the maintenance of your living standard, should be met at your exit."
Related: Want to Exit the Company? Here's Your Shareholder Exit Strategy
5. It sustains your entrepreneurial drive
Mjadu says that while you may be nearing the end of one journey, your exit should enable and encourage you to continue to be an entrepreneur – and to look forward to the next journey. "Your entrepreneurial skills and capacity do not end when you exit your business and whatever your strategy, it should egg you on to more entrepreneurial activity including becoming a mentor to aspiring entrepreneurs."
Mjadu says that exiting your business should allow you a good retrospective look at what you have done over the years – and so planning the strategy early on in your business lifecycle will set you up in regards to what you hope to achieve. "Upon exit, you should be able to say that you have done what you set out to do, financially and socially, and you have some energy left to do more elsewhere."
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RFK Jr. and daughter Kick. Her friend Zander sits between them.
Robert F. Kennedy Jr. and his eldest daughter Kathleen ("Kick") stopped by "Morning Joe" recently to talk about Kennedy's new IMAX 3-D film, Grand Canyon Adventure.
The film, narrated by Robert Redford, with a soundtrack by the Dave Matthews Band, features Bobby and his daughter Kick going on a whitewater rafting adventure down the Colorado River. The film opens across the country on March 20 in IMAX theatres.
Kennedy hopes it will help to raise awareness of his decades-long fight to save the nation's waterways and conserve this most precious natural rescource.
Kick Kennedy, a granddaughter of the late Robert F. Kennedy and Stanford University student, has kept a fairly low profile until now. This new film marks her cinematic debut, bringing her into the public eye for the first time. She seems totally confident and at ease appearing beside her father in media appearances to promote Grand Canyon Adventure.
As you'll see in the interview, she is lovely young woman brimming with charm and good humor – we look forward to hearing much more from her in the future.
In case you missed the live broadcast last week, here's the video of MSNBC's "Morning Joe" interview from March 12. The segment is about 10 minutes long. Click the link below to watch it on GoLeft.tv:


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Style # 219324
Allover studded embellishments and faux leather sleeves transform this bebe high-collar bebe coat into a dressy alternative to everyday jackets. Style yours over some low-rise denim and a pair of heeled boots for a polished new-season ensemble.
- 88% polyester, 11% rayon, 1% spandex
- Dry clean
- Imported
- Center back to hem: 33" (83 cm), sleeve length: 25" (64 cm)
- Model is 5'9" and is wearing a US size S


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Burger review: Fatty's Burgers & More
2665 N. Clark St. 773-248-3288
Rating: ! ½ (out of four)
According to popular wisdom, everything is bigger in Texas. Fatty's Burgers & More, a Texas-bred operation that recently set up shop in Chicago (the creator's brother helms the Lincoln Park location), certainly confirmed this for fact for The Great Burgerelli. The chain's piece de resistance is The Lineman ($13.99), a preposterously large full-pound cheeseburger that intimidated even this esteemed burger seeker. Even the standard burgers are an impressive half pound in weight and are also curiously named after sports references. For what reason, I know not; the Great Burgerelli does not care much for sports beyond burger-eating. Summoning my courage (and appetite), I paid a visit to this new addition to the local burger landscape, eager to evaluate whether bigger truly is better.
The burger: Suspicions arose immediately when I ordered two half-pound char burgers and was not asked how I would like either prepared. Though they are grilled to order, both arrived well-done and completely brown to the core. To my surprise, the meat was not dry, but it was devastatingly over-salted and reminiscent of a fast-food patty. Though two burgers arrived at my table at the same time, one was noticeably warmer than the other.
The bun: Fatty's buns appear similar to so many others I have consumed, but have a few remarkable features that are surprisingly effective in containing the massive amount of meat. Though the folks at Fatty's will not disclose their bun-preparation trade secrets, I suspect that the bottom bun receives a slathering of butter and a turn on the grill, which goes far to prevent the common affliction I call lower bun disintegration. The top half of the bun appeared ungrilled, retaining a pleasant lightness.
The fixings: The signature Fatty's Burger ($8.99) is simply a basic cheeseburger, topped with American cheese and all the condiments one would expect: lettuce, tomato, chopped raw onion, pickles, mayonnaise and mustard. The toppings are acceptable, if a bit sparse, but fail to bring any excitement to my meal. The menu's specialty burgers, however, offer significantly more variety. The Free Agent ($11.99) was crowned with a satisfactory fried egg and grilled onions, but grilled tomatoes were limp and wasabi mayonnaise scarcely offered any heat. Fatty's earns my respect for including a side of hand-cut fries with each burger, but when only one of two orders arrives properly fried, the bonus fails to impress.
Bottom line: Fatty's has quite a bit of competition on this stretch of Clark Street, what with The Wieners Circle nearby and myriad bars serving burgers at lower prices. With that kind of pressure, it's not enough to rely on solid buns and giant burgers. Unless, of course, one's only concern is tending to one's cowboy-sized appetite.
The Great Burgerelli is a fearless seeker of fine burgers. firstname.lastname@example.com


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The Shipping Tribune is pleased to inform that Industry Leaders from various shipping hubs will be sharing their knowledge and experience at India Dry Bulk Cargo Summit 2016, a one day conference on 9th June 2016. The conference will provide an ideal platform for knowledge sharing, networking and exchange of ideas.
Delegate registrations are open for India Dry Bulk Cargo Summit 2016, a one day conference on 9th June 2016, Holiday Inn, Sakinaka, Andheri East, Mumbai. Many experienced stalwarts have already registered for the Dry Bulk Cargo Summit. The Conference presents a unique opportunity to interact with who's is who of the dry bulk cargo industry. A new contact or fresh idea, a new customer can be a blessing in these challenging times. Every organization wants to grow, venture into new territories.
As limited seats are available, it's time to register for India Dry Bulk Cargo Summit 2016. Registrations will be done on first cum first serve basis. Organizations' which may like to be visible and enhance their visibility in the industry can contact us for various sponsorship options available with us. After all, staying connected and being visible is the mantra to grow your business. For sponsorship & participation , please contact:
Capt. Virendra N Mishra, Conference Director
email@example.com, firstname.lastname@example.com
You MUST be a part of this conference to:
The entire Dry bulk and Shipping chain will convene at this eminent conference, a hub of knowledge and ideas, to make this a memorable experience. Please click on the link below to view the pictures from the last year's conference:
Our revered Speakers who will address the India Dry Bulk Cargo Summit 2016 include:
Capt. Sunil Thapar, C.E.O AllCargo Shipping Co Pvt Ltd
Capt. B.B. Sinha, Chairman & Managing Director , The Shipping Corporation of India Ltd
Capt. Dinesh Shastri, Managing Director, TATA NYK SHIPPING PTE. LTD.
Mr. Sanjay Shesh, Managing Director, Crowley Accord Marine Management
Capt. S.R. Patnaik, Managing Director, International Shipping and Logistics, FZE
Capt. Ankur Bahl, Director Chartering, Globus Shipbrokers.
Mr. Ashok Jain, Managing Director, DIAMOND SHIPBROKERS PVT. LTD
Mr. Rajesh Mohata, Chief Operating Officer, Adani Bunkering Pvt. Ltd
Mr. Benson Peretti , General Manager, LISCR (Singapore), Pte. Ltd.
Mr. Rajib Maitra, Associate Director, Infrastructure & Government Services, KPMG
Mr. Shriram Sivaramakrishnan, Associate Editor, Platts McGRAW HILL FINANCIAL
Early bird offer valid up to May 30, 2016. Rs 8,000 per delegate + 14.5% service tax, Total= INR 9,160 [US$ 170.00 ]
Thereafter Rs 9,500 per delegate + 14.5% service tax, Total = INR 10,925 [US$ 200.00 ]
Our Sponsors
For sponsorship & delegate registration , please contact:
Capt Virendra N. Mishra, Conference Director
+91-22- 31921595
Snapshots from the last year's conference:
Come, join us and benefit from the opportunity to connect, confer and conduct business!Previous Next
There Is a Steady Growth in the Number of Indian Seafarers Employed: Dr. Malini V. Shankar, (IAS), Director General of Shipping
India Shipping and Offshore Summit


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Updated: Online tools for the kidney diet
Today I am re-posting an earlier post on online tools and resources. I plan to follow this post with a series to help you learn about the new features and get started using DaVita Diet Helper to easily plan meals and track nutrients for your kidney diet.
Online tools for the kidney diet
Knowing what to eat on a kidney diet can be complicated, so it's good to know you can go online for helpful tools and education. DaVita.com offers education about kidney disease, dialysis treatments as well as an entire section on the chronic kidney diet, including hundreds of kidney-friendly recipes. Whether you're pre-dialysis, on hemodialysis or peritoneal dialysis (PD), you'll find articles to help explain the kidney diet for where you are and healthy recipes that you can enjoy.
Besides educational articles, DaVita.com offers the DaVita Diet Helper to help you plan your meals and keep track of your kidney diet. This invaluable tool was recently updated with new features and functions. If you haven't used DaVita Diet Helper recently, sign in on your computer, tablet or smart phone and check out the new look. Use it to plan meals, download DaVita suggested menus, create your own recipes and meals, create your own database of favorite foods, and track your daily food intake to see how close you are to your goals for potassium, phosphorus, sodium and protein. Now you can access all the DaVita.com recipes directly in DaVita Diet Helper to easily build meals around your favorite recipes. Over the next several months I'll show you these new features and how to use DaVita Diet Helper on the Kidney Diet Tips blog.
In addition to DaVita Diet Helper, checkout the Food Analyzer that helps you manage your kidney diet by finding values for 13 nutrients including potassium and phosphorus. You can also try the Phosphorus Challenge to learn about the important role phosphorus plays in the kidney diet. The Phosphorus Challenge includes games, quizzes, polls, articles, videos, recipes and more.
Whether or not you have a renal dietitian to help you with your renal diet, you can rely on DaVita.com for online tools to help you navigate the kidney diet.
Resources from DaVita.com:
- Discussion Forums
- myDaVita.com Account and Newsletters
- DaVita Diet HelperTM
- Phosphorus ChallengeTM
- Food Analyzer
- DaVita Cookbooks


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Artwork by Palos Heights native Justin Santora will be on
The "Vestiges" exhibit will include about two dozen prints, according to Santora, a 2002 graduate of Stagg High School who later graduated Northeastern Illinois University.
A reception for the exhibit is set for 2 to 4 p.m. Thursday, Feb. 20. Santora will speak at 3 p.m.
Santora's work "represents a universal struggle: the want to stay young, avoiding the conventions of adulthood with the desire for control over one's life. It seems in our world these two ideas are often at odds with one another. His work uses themes of construction and disassembly to relate to his pursuit for security and his desire for autonomy."


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The Insurance Institute for Highway Safety offers consumers valuable data about current automobiles. By compiling and analyzing claims information, the data help drivers choose the safest vehicle available when considering what car to purchase.
The most recent issue of the IIHS Status Report, published on Sept. 20, contains a table of personal injury protection (PIP) claims for cars manufactured between 2009 and 2011. It also ranks the 10 most dangerous cars on the road by that metric.
The data show that smaller cars were involved in accidents with the most frequency. This is partially a matter of physics, since a small car is more likely than a large car to sustain damage in the event of a collision. But according to Matt Moore, vice president of the Highway Loss Data Institute, a driver's income, location, and rate of use can also come into play.
"Smaller vehicles are more likely to be in urban areas, and smaller vehicles are likely to be driven more frequently because they're owned by a single person in a given household," he said in an interview. "Large cars tend to be owned by drivers who have two or three cars garaged, or more cars than people per household."
Since a small car is more likely to be driven by a person who is the sole owner, it tends to get driven every day, he said. This increases its odds of being involved in an accident, where a car that's driven only once a week is exposed to less risk.
Read ahead to see the 10 unluckiest cars in the U.S., according to the IIHS Status Report. All vehicles are 2009-2011 models, and all claim frequencies cited are per 1,000 insured vehicle years.
By Daniel Bukszpan
Posted 25 September 2012


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MINNEAPOLIS, Minnesota (Reuters) – Rookie pitcher Zach Stewart flirted with a rare perfect game before settling for a one-hit victory in the Chicago White Sox's 4-0 triumph over Minnesota on Monday.
The 24-year-old Stewart, making just his eighth career start, took a perfect game into the eighth inning, where Twins third baseman Danny Valencia hit a lead-off double to ruin the streak of perfection.
Stewart recovered from the disappointment with six straight outs to complete a magical effort that included nine strikeouts.
"I felt good. It was one of those nights where the ball felt good coming out of my hand," Stewart told reporters.
"(Catcher Tyler Flowers) called a great game and I went right along with it."
The victory was Stewart's second of his young career and a first ever complete-game for a player traded to Chicago from Toronto in late July.
The win completed a doubleheader sweep for the White Sox (70-69), who beat the Twins 2-1 earlier in the day.
(Writing by Jahmal Corner in Los Angeles; Editing by John O'Brien)


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AUCKLAND, New Zealand (AP) — Prince Charles and his wife, Camilla, have visited an Auckland war museum and greeted indigenous Maori at the start of their tour of New Zealand.
The Prince of Wales and the Duchess of Cornwall landed in Auckland on Saturday night and toured the city Sunday. The couple are visiting for six days on the last leg of their Pacific tour marking Queen Elizabeth II's 60th Jubilee.
Hundreds of people gathered at the Auckland War Memorial Museum to watch Charles lay a wreath to commemorate Armistice Day, which marks the 1918 end of World War I.
Charles said "Kia ora," a traditional Maori greeting. Camilla's brimmed hat made it a little difficult for her to complete a "hongi," another traditional greeting in which two people press noses, but she managed.