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Chemotherapy for Wilms Tumors
Chemotherapy (chemo) uses anti-cancer drugs that are given into a vein or by mouth (in pill form). These drugs enter the blood and reach all areas of the body, which makes this treatment useful for cancer that has spread or might have spread beyond the kidney.
Most children with Wilms tumors will get chemo at some point during their treatment. In the United States, chemo is usually given after surgery. Sometimes it may be needed before surgery to shrink a tumor to make the operation possible. In Europe, chemo is given before surgery and continued afterward. In both cases, the type and amount of chemo depend on the stage and histology of the cancer.
A combination of chemo drugs is used to treat children with Wilms tumors. The chemo drugs used most often are actinomycin D (dactinomycin) and vincristine. For tumors at more advanced stages, those with unfavorable histology, or tumors that recur (come back) after treatment, other drugs such as doxorubicin (Adriamycin), cyclophosphamide, etoposide, irinotecan, and/or carboplatin may also be used.
These drugs are injected into a vein or into a venous access device. Different drugs, doses, and lengths of treatment are used, depending on the type and stage of the Wilms tumor and the child's age. Most often, the drugs are given once a week for at least several months. They are usually given by a nurse in the doctor's office or in the outpatient section of the hospital. Some children with Wilms tumors might need to stay in the hospital while they are getting chemo, but usually this is not needed.
Possible side effects of chemotherapy
Chemo drugs attack cells that are dividing quickly, which is why they often work against cancer cells. But other cells in the body, such as those in the bone marrow (where new blood cells are made), the lining of the mouth and intestines, and the hair follicles, also divide quickly. These cells are also likely to be affected by chemo, which can lead to side effects.
The side effects of chemo depend on the types and doses of drugs used, and the length of treatment. Possible short-term side effects can include:
- Hair loss
- Mouth sores
- Loss of appetite
- Nausea and vomiting
- Diarrhea or constipation
- Increased chance of infections (from having too few white blood cells)
- Easy bruising or bleeding (from having too few blood platelets)
- Fatigue or extreme tiredness (from having too few red blood cells)
Your child's doctor and treating team will watch closely for any side effects that develop. There are often ways to lessen these side effects. For example, drugs can be given to help prevent or reduce nausea and vomiting. Be sure to ask your child's doctor or nurse about medicines to help reduce side effects, and let them know if your child has side effects so they can be managed.
Along with the effects listed above, some drugs can have specific side effects. For example:
- Vincristine can damage nerves. Some patients may have tingling, numbness, weakness, or pain, particularly in the hands and feet.
- Doxorubicin can damage the heart. The risk of this happening goes up as the total amount of the drug given goes up. Doctors try to limit this risk as much as possible by not giving more than the recommended doses and by checking the heart with a test called an echocardiogram (an ultrasound of the heart) during treatment.
- Cyclophosphamide can damage the bladder, which can cause blood in the urine. The risk of this can be lowered by giving the drug with plenty of fluids and with a drug called mesna, which helps protect the bladder.
Lab tests to check for chemo side effects
Before each chemo session, your child's doctor will do blood tests to see how well the liver, kidneys, and bone marrow are working. If there are problems, chemo might need to be delayed or the doses reduced.
Long-term side effects of chemo
Possible long-term effects of treatment are one of the major challenges children might face after cancer treatment.
For example, if your child is given doxorubicin (Adriamycin), there is a chance it could damage the heart. Your child's doctor will carefully watch the doses used and will check your child's heart function with imaging tests.
Some chemo drugs can increase the risk of developing a second type of cancer (such as leukemia) years after the Wilms tumor is cured. But this small increase in risk has to be weighed against the importance of chemo in treating Wilms tumor. Some drugs might also affect fertility (the ability to have children) years later.
See What happens after treatment for Wilms tumor? for more on the possible long-term effects of treatment.
Last Medical Review: March 6, 2015 Last Revised: February 16, 2016
American Cancer Society medical information is copyrighted material. For reprint requests, please see our Content Usage Policy.


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Gallery: Models Eating Pasta In Fashion Magazines
Recently, we spotted Lindsey Wixson in a Terry Richardon-shot editorial slurping some really gross-looking spaghetti. We (and a bunch of other blogs written by people with memories) pointed out that Richardson did the same with Crystal Renn in French Vogue. And then we realized "models eating pasta" is approaching editorial trope territory. I guess because it's models! eating! pasta! It's funny because it's improbable! LOLOLOLOLOLOL
Also, some of these photos aren't for fashion magazines. 'Tevs.

subset: commoncrawl


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This thread mostly speaks for itself — Has anyone ever been able to leave Openbox for good?
I can concur with the poster's thoughts. No matter what window manager I use, I always end up rearranging it to make it closer to my Openbox setups. XFCE? Needs to be less pudgy around the corners, and needs an easier right-click menu. IceWM? Looks better without the taskbar, and IceWM-lite is just about right. Fluxbox? Too … Fluxboxy.
And really, how do you resist screenshots like these?
On the other hand, there are a few people who claim to have left OB for tiling window managers. I don't think I'll ever be one of them, but it's hard to be sure some times. The screenshot arena sometimes tempts me. … 😐


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The Phillies have a pitching staff that includes three All-Star starters who are making a combined $64 million this year and a closer who signed the richest contract for a reliever in baseball history.
They also have a 7.10 ERA after the first week of the 2013 season. That's the worst ERA among Major League Baseball's 30 teams.
While the bullpen has been an unmitigated disaster, a far more glaring issue is that a rotation that includes the aforementioned payroll or two Cy Young Award winners and a World Series MVP, along with two other veteran pitchers, has a 6.75 ERA through the season's first six games. This is also the worst among MLB's starting pitching staffs.
But perhaps their battery mates should share the blame. That was at least the storyline prior to Monday's game, when the lineup was posted and Erik Kratz, the team's starter with Carlos Ruiz out (suspended) was not in it.
Humberto Quintero is catching Roy Halladay tonight at Citizens Bank Park.
Following his start last Wednesday, Halladay alluded to not being committed to one of the pitches he threw that ended up in the seats in Atlanta. He said the pitch that Justin Upton hit for a home run was a "half-hearted" one on his part.
In the first week of games, there has been some bad body language between the starting pitchers and their catchers. Are they on the same page?
"I don't know that we're not on the same page – we're not making good pitches first of all," said pitching coach Rich Dubee, who goes over game plans with his starting battery prior to every game. "We've got the ball in our hand. We're not making good pitches if you look at us. That's the biggest problem. We haven't got the ball in the strike zone early in the count enough to get ahead like we should. That's the only way you get deep in this game is if you're starting pitchers are pounding the strike zone. We haven't been doing that."
So there's nothing to Kratz not catching Halladay following last week's game?
"Charlie makes the lineup," Dubee said. "(Quintero) has played one time. We don't have a starting catcher here. Do we? He's in Florida. We have two backups and they both need to play. This guy has caught one game in six games."
Manuel said he's not aware of any issues between his pitchers and catchers. He said he was starting Quintero because Kratz caught Sunday and he wanted Kratz again on Tuesday with Cliff Lee on the mound.
Kratz said he is also unaware of any communication issues. But he understood the Phillies are 2-4, too.
"We gave up runs," Kratz said of Halladay's last start, a 9-2 loss. "It's obvious. I've been out there and they've scored runs. You gotta change something. We're not winning right now so you have to change it up."
Dubee said the problems rely solely on his pitchers' respective abilities to execute.
"It comes down to making good pitches," Dubee said. "Pitch ahead in the count. We've had tons of three-ball counts, too many walks and not enough strike ones.
"If you're no executing, no (it doesn't matter who's catching). You have to execute."


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Enjoy a serving of this sweet bread on a special occasion.
For an extra cinnamon hit, lightly sprinkle glazed bread with additional cinnamon.
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* Nutrition information is estimated based on the ingredients and cooking instructions as described in each recipe and is intended to be used for informational purposes only. Please note that nutrition details may vary based on methods of preparation, origin and freshness of ingredients used.


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KJEVIK email@example.com_current.manitoulin_expositor 2002-07-24 published
Sverre KJEVIK
Peacefully at Manitoulin Health Centre on Tuesday, July 16, 2002, age 85 years.
Beloved husband of Hildur of Black Rock Resort, Manitowaning. Cherished father of Karen and Michael HOLMES of Black Rock Resort, Else and Peter OHLHOFF of St. Catherines, Helen and Ric Belyea of Hamilton, Harald and Carol Kjevik of Sault Ste. Marie. Loving grandfather of Theresa, Natalie, Bill, Christopher, Stephannie and Tove. Survived by three sisters, Jenny, Alvida and Arnhild. Predeceased by Ingrid, Gjordis and Olav. Cremation with burial of ashes in Hilly Grove Cemetery (following the Norwegian tradition). Arrangements in care of Island Funeral Home.
K... Names KJ... Names KJE... Names Welcome Home
KJEVIK - All Categories in OGSPI


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I just bought all 8 books of Piers Anthony's Incarnations of Immortailty. I've read the first 7 and didn't know there was an 8th until a few months ago, so I am re-reading it from the beginning. It's a fun read.
I just bought all 8 books of Piers Anthony's Incarnations of Immortailty. I've read the first 7 and didn't know there was an 8th until a few months ago, so I am re-reading it from the beginning. It's a fun read.
"There was like a softness to it, a glow to it. I felt... I felt warm."
-- Joseph Daniel Votto 7/10/2017
A History of Modern Germany: The Reformation by Hajo Holborn
ADD Reading list
Breaking the Slump: Baseball in the Depression Era - Charles C. Alexander
The Longest Season - Jim Brosnan
Bums - Peter Golenbeck
U.S. History Uncensored: What Your High School Textbook Didn't Tell You - Carolyn L Baker
I Am Legend
"The Hall of Fame is there to keep alive the memory of people. You don't need to do that with people like Buck [O'Niel] and Joe [Nuxhall]. Nobody's forgetting those guys."
- Joe Posnanski
I just finished Game Six. Very good read. In some ways I thought it was better than The Machine. I liked the way Frost gave the background of each player as they entered the game. You learned much about each player that participated in that game. Which was nearly everyone on both rosters. I was a little leary because I thought this book would be a Red Sox lovefest with much pining over what could have been. It really wasn't like that at all. He gave good balanced look at the game and all the aftermath of the Series. All Reds fans should read this book.
Reds Fan Since 1971
Re-reading Patrick O'Brien's Aubrey/Maturin series.
"A Dog's Purpose" by W. Bruce Cameron. Roy give it 5 stars. I just idly pulled it off the library shelf but discovered it was a real gem.
A great dog person book but also highly recommended for anyone else. Turns out dogs get reincarnated and this dog gets reincarnated several times. Many touching life stories ensue about dogs and people, both tragic and happy.
I looked it up on Amazon and 240 of the 263 reviews gives it 5 stars. Pretty remarkable.
And when he feels the world is closing in
He turns his stereo way up high
Born Standing Up by Steve Martin. Light, funny insightful and easy to read. Highly recommended if you are looking for something that fits the above description.
What if this is as good as it gets?
Recent reads:
Willie Mays, The Life, The Legend by James Hirsch.
Followed immediately by The Last Hero: A Life of Henry Aaron by Howard Bryant
Was coincidence that I read Aaron right after Mays. The two are featured prominently in each book, and it was fascinating to see how each was portrayed as both a protagonist and antagonist. Was also good to read up on Giants history as they were marching through the playoffs & WS this year.
Rammer Jammer Yellow Hammer: A Road Trip into the Heart of Fan Mania by Warren St. John. Solid.
Just about done with The Match: The Day the Game of Golf Changed Forever by Mark Frost. Also solid.
Just recently finished the Frankenstein trilogy, by Dean Koontz. Was as good as I expected it to be, and a different twist from most previous Frankenstein works. I know at one point there was a movie in the discussion stages, based on this trilogy, but talks broke down over a disagreement about directing, screenwriting, etc? I don't remember the facts, but I hope at some point it gets back on track. I think it has the potential to be a really good flick.
"I talked to an advance scout that told me if Joey Votto and Albert Pujols were on the same team he'd advise his team to do the unthinkable...pitch around Votto to get to Pujols." - Buster Olney, ESPN
Reading Stockwin's Kydd series right now. Does as good a job with the nautical terminology as O'Brian, but his stories are less imaginative. He copies the Aubrey/Maturin relationship with a similar one of his own.
Read two Marryat books Actual contemporary stuff- Marryat was a naval officer.
Read 5-6 of Dewey Lambdin's Alan Lewrie series. These are fun- Lewry is similar to Aubrey, with all his shortcomings on display.
Read most of Hornblower, after Marryat, probably the original nautical fiction. Great stuff, although I get a little tired of Hornblower's brooding.
Alexander Kent's Bolitho Series is marginal. The nautical side is all right, but the character is just too invincible, too unerring.
Dudley Pope's Ramage is similarly uninspiring.
Next Reds manager, second shooter. --Confirmed on Redszone.
Ah yes, from ImDB on Frankenstein (2004):
"The concept for this telefilm was originally developed by Dean R. Koontz and collaborator Kevin Anderson, and intended as a television series. When USA Networks joined the project as production company and distributor, Koontz signed on as screenwriter and executive producer. Martin Scorsese also signed on as executive producer, and a cast (most of whom were in the final product) was assembled. Following creative disputes between USA and Koontz, both Koontz and Scorsese left the project (Scorsese was later convinced to return). Koontz and Anderson later developed the concept into a series of novels (as "Dean Koontz' Frankenstein"), but Koontz allowed USA to use the names of his characters as long as they altered the plot and removed his name from all consideration."
I agree that the story, done faithfully to the books, could make either an excellent mini series or even series. Koontz has a way of putting controversial things in his books in ways that make you curious enough to really read up on them. Like the genetic manipulation in Frankenstein, or the bioethics movement brought up in One Door Away From Heaven. He's not heavy handed with it, but he does make you wonder enough if some of this stuff is really going on to do more reading.
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One of these days a carrier will actually send us a review unit. Until then, we will continue to post our review roundups to see what other sites are saying.
The Samsung Moment is the second Android phone available from Sprint. It offers an alternative to the Sprint Hero for customers who are looking for a phone with a full qwerty keyboard. The Moment also offers other advantages over the Hero like a faster 800 MHz ARM11 processor and 3.2 inch AMOLED display. Unfortunately, the Moment is currently shipping with the outdated Android 1.5 (like the Hero) and we have yet to hear from Sprint how they handle updates for Android phones.
Reviews are up at:
- Engadget -"Thing is, the Moment still feels like a first-generation device — and for a platform that launched commercially a solid year ago, that's not really acceptable."
- Gizmodo – "It's massive, has theoretically superior firepower, and runs marginally faster than the Android competition. But in the end, it's clearly stuck in the past."
- PC World – "The Moment impresses with a vivid AMOLED display and a roomy QWERTY keyboard, but the software is quirky and the touchscreen can be slow."
- SlashGear – "While its AMOLED display is bright and clear and its keyboard pleasantly expansive, its stock Android 1.5 OS pales in comparison to what other manufacturers are doing to distinguish their rival handsets."
- InfoSync – "The Samsung Moment is a solid piece of Android hardware with some specs that put it at the top of the pack."
- MobileBurn – "With a Sprint contract price only $20 less than the HTC Hero, somebody is going to really, really need a hardware keyboard to choose the Moment over the Hero."
- CNET – "With its full keyboard and bright display, the Samsung Moment successfully rounds out Sprint's Android offerings."
- Phone Scoop – "The Samsung Moment feels like it is Samsung's first Android phone. Samsung took the stock Android operating system and matched it with a form factor that Samsung knows is popular with messaging fanatics — and then didn't do anything else with it."
Video reviews have also been posted:
We also posted a quick hands on from CTIA:


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11 Manipulating Variables
GNU Info uses several internal variables whose values are looked at by various Info commands. You can change the values of these variables, and thus change the behavior of Info, if desired.
There are three ways to set the value of a variable, listed here in order of precedence:
interactively, using the
set-variablecommand described below;
- on the command line, using the '-v' ('--variable') command line option (see variable-assignment);
in the
#varsection of the
.infokeyfile (see section Customizing Key Bindings and Variables).
- M-x set-variable
Read the name of a variable, and the value for it, in the echo area and then set the variable to that value. Completion is available when reading the variable name (see section The Echo Area); completion is also available when reading the value when that makes sense.
- M-x describe-variable
Read the name of a variable in the echo area and display its value and a brief description.
Here is a list of the variables that you can set in Info.
When set to
On, footnotes appear and disappear automatically; else, they appear at the bottom of the node text. This variable is
Offby default. When a node is selected, a window containing the footnotes which appear in that node is created, and the footnotes are displayed within the new window. The window that Info creates to contain the footnotes is called
*Footnotes*. If a node is selected which contains no footnotes, and a
*Footnotes*window is on the screen, the
*Footnotes*window is deleted. Footnote windows created in this fashion are not automatically tiled so that they can use as little of the display as is possible.
When set to
On, creating or deleting a window resizes other windows. This variable is
Offby default. Normally, typing 'C-x 2' divides the current window into two equal parts. When
automatic-tilingis set to
On, all of the windows are resized automatically, keeping an equal number of lines visible in each window. Any
*Footnotes*windows are exceptions to the automatic tiling; they retain their original size.
By default, cursor movement commands stop when top or bottom of a node is reached (see section Moving the Cursor). When this variable is set to
On, cursor movement commands become scrolling and their behavior is controlled by the
scroll-behaviorvariable (see below).
When set to
On(the default), errors cause the bell to ring.
When set to
On, Info garbage collects files which had to be uncompressed. The default value of this variable is
Off. Whenever a node is visited in Info, the Info file containing that node is read into memory, and Info reads information about the tags and nodes contained in that file. Once the tags information is read by Info, it is never forgotten. However, the actual text of the nodes does not need to be retained unless a particular Info window needs it. For non-compressed files, node text is not remembered when it is no longer in use. But de-compressing a file can be a time-consuming operation, and so Info tries hard not to do it twice. This variable tells Info it is okay to garbage collect the text of the nodes of a file which was compressed on disk.
When set to
On, Info accepts and displays ISO Latin characters; the default is
Off, i.e., an ASCII character set.
ISO-Latintells Info that it is running in an environment where the European standard character set is in use, and allows you to input such characters to Info, as well as display them.
Minimum length of a search string (default 1). Attempts to initiate a search for a string (or regular expression) shorter than this value, result in an error.
Control what happens when forward scrolling is requested at the end of a node, or when backward scrolling is requested at the beginning of a node. The two variable names are synonyms. The default value for this variable is
Continuous. Possible values:
Try to get the first item in this node's menu, or failing that, the 'Next' node, or failing that, the 'Next' of the 'Up' node. This behavior is identical to using the ']' (
global-next-node) and '[' (
global-prev-node) commands.
Next Only
Only try to get the 'Next' node.
Page Only
Just stop, changing nothing. With this value, no scrolling command can change the node that is being viewed.
This variable normally affects only scrolling commands. See cursor-movement-scrolls, for information on how to widen its scope to cursor movement commands.
Control what happens when a scrolling command is issued at the end of the last node. Possible values are:
Do not scroll. Display the 'No more nodes within this document.' message. This is the default.
Scroll as usual. Since the last node is usually an index, this means that the very first node from the menu will be selected.
Go to the top node of this document.
This variable is in effect only if
scroll-behaviouris set to
Notice that the default behavior has changed in version 4.12. Previous versions behaved as if
scroll-last-node=Scrollwas set. This behavior was counter-intuitive, therefore since version 4.12 the default is to stop at the last node.
The number of lines to scroll when the cursor moves out of the window. Scrolling happens automatically if the cursor has moved out of the visible portion of the node text when it is time to display. Usually the scrolling is done so as to put the cursor on the center line of the current window. However, if the variable
scroll-stephas a nonzero value, Info attempts to scroll the node text by that many lines; if that is enough to bring the cursor back into the window, that is what is done. The default value of this variable is 0, thus placing the cursor (and the text it is attached to) in the center of the window. Setting this variable to 1 causes a kind of "smooth scrolling" which some people prefer.
Set the starting point of repeated searches (see repeated-search). When set to
Off(the default), repeated searches start at the position immediately following (when searching in forward direction), or immediately preceding (when searching backwards) the cursor. When set to
On, repeated searches omit lines visibly displayed on the screen. In other words, forward searches (}) start at the beginning of the next page, and backward searches ({) start at the end of the previous page.
When set to
On(the default), the portion of the matched search string that you typed is indicated (by displaying it in the "opposite" case) in the result message (see section
When set to
On, Info attempts to flash the screen instead of ringing the bell. This variable is
Offby default. If the terminal does not allow flashing, this variable has no effect. (But you can still make Info perform quietly by setting the
errors-ring-bellvariable to
Off; or using an external command to mute the bell, e.g.,
xset b 0 0 0.)
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The presidential and vice presidential debates are sponsored by the Commission on Presidential Debates, a nonprofit corporation that mandates that a candidate have at least 15 percent support in national polls to participate. Since the CPD took over running the debates in 1988, only once has a third party candidate been allowed to participate: In 1992, when Ross Perot joined Bill Clinton and George H.W. Bush on the debate stage.
The dominance of the two major parties at the debates has critics charging that the system is effectively rigged to shut out other voices. Gary Johnson, the Libertarian Party nominee for president and former New Mexico governor, has sued on anti-trust grounds to be included this year. The CPD, he said in an interview, is designed "to protect the interests of Republicans and Democrats."
George Farah, the author of "No Debate: How the Republican and Democratic Parties Secretly Control the Presidential Debates" and the executive director of Open Debates, calls the 15 percent criteria "absurdly high," noting that candidates who reach five percent support qualify for public funding if they reached five percent support in past elections.
"Third parties have played a critical role in raising issues that are critical to the conversation in this country," he said, pointing to the abolition of slavery and the creation of Social Security and public schools. "When you exclude them from the debate, you have a sort of ideological containment."
A little history: The first televised presidential debates, between John F. Kennedy and Richard Nixon, came in 1960. They were sponsored by the major networks, including CBS News. Presidential debates were next held in 1976, with the League of Women Voters in charge; they sponsored the next two sets of debates as well, before the CPD took over in 1988.
Critics of the current system point to the League of Women Voters as an ideal debate moderator, arguing that it was more willing than the CPD to stand up to the parties. In 1980, Jimmy Carter strongly opposed the inclusion of independent candidate John Anderson, who had polled as high as 26 percent, in the debates. (Anderson would ultimately finish with less than 7 percent of the vote.) The League decided to include Anderson anyway, prompting Carter to drop out of the debates and leaving Anderson alone to debate Ronald Reagan. In 1984, the League held a press conference lambasting Reagan and Walter Mondale for rejecting dozens of potential debate moderators.
In an interview, Anderson said the debates are now "pretty well locked into the maintenance of a two-party system."
"Very clearly, the present system is wrong in my humble judgment in that it excludes the possibility that there could rise up a reasonable and probably candidate from someone other than one of the major parties," he said.
In addition to meeting the 15 percent threshold "as determined by five selected national public opinion polling organizations," the CPD mandates that candidates be Constitutionally eligible to be president and be on the ballot in enough states that it is mathematically possible to win the presidency. Alan Schroeder, a professor at Northeastern University and an expert on presidential debates, says the 15 percent threshold is reasonable.
"I don't think it's inconceivable at all that a popular candidate who's caught the popular imagination could exceed 15 percent in the poll standings," he said. "Now more than ever, when you have more non-affiliated voters than ever, that possibility exists."
Newton Minow, a member of the CPD and the former chairman of the Federal Communications Commission, added that the threshold keeps the debates from becoming a free for all.
"There are 410 candidates - let me repeat that - 410 candidates for president registered with the Federal Election Commission," he said. "You want to have 410 candidates in the debate?"
Farah dismisses that argument. He says the rules for access should be that in addition to being Constitutionally eligible and on enough state ballots to win the presidency, a candidate have five percent support or have polls show that a majority of Americans want him or her in the debates.
"You're not going to get hundreds of candidates on the stage if you use these criteria," he said. Under his proposed system, Farah said, Ross Perot would have participated in the debates in 1996 (as well as 1992), and Ralph Nader and Pat Buchanan would have participated in 2000. Only the two major party candidates would have been on the ballot in 2004 and 2008. "It's not exactly a zoo," he said.
Buchanan, who finished in fourth place in the 2000 presidential race and won four states when he ran in the Republican primary in 1992, told CBS News that the system as it now stands amounts to a "monopoly" maintained by the major parties.
"It's an instrument of the two political parties to ensure that the presidency is passed back and forth between them," he said. "The very fact that this duopoly can keep you out of the debates means you don't play in the Super Bowl."


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Welcome to Charlotte Athletics! This section is intended to inform prospective student-athletes as they prepare for intercollegiate athletics. In order to ensure the success of prospective student-athletes during the recruiting process, it is important to understand the current NCAA rules and regulations of Division I athletics. If you have any questions, please contact the Charlotte Compliance Staff.
Am I a prospective student-athlete?
You are a prospective student-athlete if you are a high school student who has begun the ninth grade, regardless of whether you participate in athletics. In addition, you are considered a prospective student-athlete if an institution provided you or your family financial assistance or any other benefit that is not offered to other prospective student-athletes.
A prospect remains a prospect until one of the following occur:
Once you are enrolled and attending class as a four-year institution, you would have to follow the rules for transfer students.
I want to be a collegiate athlete, what next?
Students should register with the NCAA Eligibility Center at the beginning of their junior year in high school. The NCAA Eligibility Center will certify the academic and amateur credentials of all college-bound student-athletes who wish to compete in NCAA Division I or II athletics. You may register online at www.EligibilityCenter.org. At the end of the student's junior year, a transcript, including six semesters of grades, should be sent to the Eligibility Center from the high school. Additionally, students should have their SAT or ACT scores forwarded directly to the Eligibility Center (by using code "9999") whenever they take the exam.
For more information about Official and Unofficial Visits, please view the following links:
May I talk to coaches?
Phone calls to a prospect from a coach (but not boosters) are permitted beginning July 1 (Exception for Football) after the completion of their junior year. A college coach or faculty member is limited to one telephone call per week to a prospective student-athlete (or their parents or legal guardians). Please note that coaches are NOT allowed to return a prospect's call until after July 1 (Exception for Basketball and Football) prior to their senior year in high school. However, a prospective student-athlete may call the coach at their own expense at anytime.
A coach may not write or email until September 1 of the prospective student-athlete's junior year in high school, a prospect may write them at anytime.
It is important to note that a booster, former athlete or alumni may not solicit a prospective student-athletes enrollment in any manner (no phone calls, letters or in-person encounters).
Am I eligible to compete at the collegiate level?
New Academic Standards for Division I Athletes:
Student-athletes who achieve the current minimum initial-eligibility standard on the test score-grade-point average sliding scale with at least a minimum 2.0 core-course GPA would continue to be eligible for athletically related financial aid during the first year of enrollment and practice during the first regular academic term of enrollment. Student-athletes could earn the second term of enrollment for practice by passing nine semester or eight quarter hours.
The adopted proposal increases the standard for immediate access to competition to at least a 2.3 GPA and an increased sliding scale. Specifically, incoming student-athletes would need to earn a half-point higher GPA for a given test score compared to the current standard. For example, an SAT score of 1,000 would require a 2.5 high school core-course GPA for competition and a 2.0 high school core-course GPA for aid and practice.
It will be required that prospects successfully complete 10 of the 16 total required core courses before the start of their senior year in high school. Seven of the 10 courses must be successfully completed in English, math and science.
This legislation will affect student-athletes enrolling in college in August 2016 and later. (ncaa.org) Please view the following powerpoint presentation or Initial Eligibility Guide for more information regarding the new academic standards.
I am ready to commit, what next?
The final step in becoming a student-athlete is to sign the National Letter of Intent and Athletics Grant-in-Aid that is offered by the coach. The NLI is a binding agreement between a prospective student-athlete and an institution in which the institution agrees to provide a prospective student-athlete athletics aid for one academic year in exchange for the prospective student-athlete's agreement to attend the institution for one academic year. Prospective student-athletes (or their family) may not receive any benefit, inducement or arrangement such as cash, clothing, cars, improper expenses, transportation, gifts or loans to encourage the signing of a National Letter of Intent or to attend an NCAA school.
For more information regarding NCAA rules and regulations feel free to contact us below:
Fax Number: 704-687-0914
Mailing Address:
The Charlotte 49ers Athletic Compliance Office
Department of Athletics
9201 University City Blvd.
Charlotte, NC 28223-0001
Recruiting Calendars, with contact dates
Take a look at the Initial Eligibility Quick Reference Sheet or the NCAA Initial-Eligibility Resource Index for helpful links and information pertaining to Division I eligibility.


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Cesare Prandelli's men put in a professional performance to earn a two-goal victory against the Irish and will now face the winners of Group D in the knockout stages
Italy have qualified for the quarter-finals of Euro 2012 as Group C runners-up thanks to a narrow 2-0 victory over Republic of Ireland in Poznan on Monday evening.
Cesare Prandelli's men were on top for the majority of the first half, and a header from Antonio Cassano minutes before half-time gave the Azzurri a lead to hold on to. Mario Balotelli then stepped up to seal the victory moments before the final whistle with a typically dramatic finish from just outside the six-yard box.
Italy came extremely close to taking the lead on the half-hour mark when Federico Balzaretti went on a marauding run down the left-hand side and reversed a pass into the area for Antonio Di Natale. The Udinese forward then swivelled sharply and hooked a strike at goal, but Sean St Ledger was on hand to make a brave block with his chest from six yards.
|MATCH FACTS: Italy 2-0 Ireland
On Target
Total Passes
Red cards
This was a period of real dominance for Prandelli's side, and they nearly took the lead again moments later when Di Natale took the ball beyond Shay Given and attempted to twist a shot over the line from a tight angle, but Richard Dunne sprinted back to make a terrific clearance from underneath the crossbar.
Ireland failed to weather the storm, however, and went behind in the 38th minute thanks to a headed goal from Cassano. Andrea Pirlo whipped in a dangerous cross to the near post from a corner kick and his former Milan team-mate bulleted a header at goal that just squeezed over the line, with Given and Damien Duff's attempts to clear proving futile.
The Azzurri came bursting out of the blocks after the break, and should have doubled their lead just four minutes into the half when Balzaretti again showed impressive skill down the left to cut a pass back into the danger area, but Cassano's eventual strike at goal from 10 yards lacked conviction, and Dunne managed to clear the ball up the pitch.
The introduction of Shane Long midway through the second half gave Ireland the kick that they needed to up the tempo of their play, with the strength and movement of the West Brom striker causing real problems for the nervy Italian defence.
A succession of corner kicks in a five-minute period from Trapattoni's men had the Azzurri looking shaky, but their best chance in this period of dominance came when Keith Andrews powered a strike at goal from long range, but Buffon was equal to it and managed to palm the ball to safety.
It all unravelled for Ireland towards the end of the match. In the space of a couple of minutes, Andrews was given a second yellow card for kicking the ball away in frustration, and then substitute Balotelli stepped up to score Italy's second goal with a fantastic bicycle kick from just outside the six-yard box.
This victory sees Italy move on to the quarter-finals of Euro 2012, where they will face the winners of Group D. Republic of Ireland, meanwhile, are heading home from Poland and Ukraine without having registered a point in the group.


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Torment: Tides of Numenera - World of Numenera Trailer
Today we are thrilled to debut a brand new trailer for Torment, going into depth and introducing the Ninth World's most bizarre reaches:
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Colin McComb EGX 2016 Talk
Colin McComb attended EGX in lovely England this past weekend to give a talk about Torment's narrative design. The full video is available below, and sees Colin going into depth about the underpinnings of character design as well as walking through the design of one of the game's side quests.
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Torment Fan Q&A Video - Part 2
Creative Lead Colin and Senior Writer Gavin are back for the final part of this fan Q&A video series! In this one they answer questions from social media and speculate on the chances of success the various Torment team members would have while trying to survive a billion years in the future.
You can also view part 1 below if you missed it:
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Torment Fan Q&A Video - Part 1
We recently polled on social media for questions from our fans, and we got a fantastic response - enough to make not one, but two videos! Here, we have Creative Lead Colin McComb and Senior Writer Gavin Jurgens-Fyhrie in part 1 delve into the answers. We'll have part 2 ready to show soon, so keep an eye out.
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High-Res Concept Art Reward is Now Available!
We have a treat for backers today - the High-Res Concept Art reward included in many of our reward levels and as an add-on is now available for download! This reward includes three separate high-resolution packs of concept art from the game's locations, characters and objects, and specific game scenes, and gives a glimpse into some of the game's world and its development.
To find this, go to your Rewards page and then click on the "Downloads" button und...
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Updated Our Journal #58: Gamescom 2016, Building the Necropolis
tl;dr: Torment comes to Germany, Adam and Joby talk design
Hello Exiles,
Chris checking in. In our last update, we mentioned that we had partnered with Techland Publishing for Torment, and that our first major event would be showing the game at Gamescom 2016. After quite a few weeks of prep, it was go time. Brian, Colin, George, Thomas and myself all packed our bags up to visit Germany, and it was an incredible experience.
Techland did a fantastic job in setting up n...
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Torment: Tides of Numenera - Legacy & Meaning Trailer
Today we're pleased to unveil a brand new trailer for Torment: Tides of Numenera, introducing players to the Ninth World and Numenera setting.
Read More
Torment PlayStation Blog From Gavin
Torment writer Gavin Jurgens-Fyhrie has penned a write-up introducing Numenera over at the official PlayStation Blog! You can see an excerpt below:
I don't know about you, but we here at inXile like our RPGs a bit strange.
We want to solve bizarre mysteries, argue with memorable lunatics, and get killed by dangerous artifacts when we press the wrong button. That's why we've been having so much fun making Torment: Tides of Numenera — the entire...
Read More


text:
"If you try it out, and you like it, or it works for you, then great, but I personally do not like it, so I don't want to sour your decision with my personal opinion, and so I'd say give it a try, and if you like it, awesome, use what you like and what suits you, but if you don't, I recommend such and such".
That's more or less what I tell people.
I like SuSE, SUSE, Open SUSE, Slackware, Debian, most of Mandriva, FreeBSD, PC-BSD, and I'm starting to like MoonOS and Absolute. I also do like I-Slack / NetSecL, and I also like Vector Linux for the most part.
But those are opinions. I've been sort of testing ZevenOS too, because I miss BeOS


text: Hunting: Story Story Posted 05-15-2013 Hog Wild From: Oklahoma Department of Wildlife Conservation (ODWC) Feral hogs destroy wildlife habitat at alarming rates and cause a number of important concerns to hunters, farmers and other landowners in Oklahoma. Feral hogs can cause extensive damage to farm fields, crops, stored livestock feed, woodlots, suburban landscaping, golf courses and wildlife habitat relied upon by native species such as deer, turkey, squirrels and quail. Their voracious appetites, destructive habits and prolific breeding patterns wreak havoc on the landscape, often resulting in overwhelming competition to native species. They may also carry diseases that can be transmitted to other species, including humans. "The bottom line is they don't belong here," said Kevin Grant, Oklahoma state director of Wildlife Services for the U.S. Department of Agriculture's Animal and Plant Health Inspection Service (APHIS), which oversees feral swine management issues in Oklahoma as part of a memorandum of understanding with the Oklahoma Department of Wildlife Conservation. The memorandum is rooted in the fact that feral swine are not true wildlife, but rather descendants of domestic stock living at large in a feral state. Grant said millions of dollars and significant resources have been spent in an effort to make sure domestic swine stock is safe from disease, so the presence of feral populations raises concerns for the safety of domestic swine and the swine industry. "If they're here, they need to be on the plate or in a pen because they're not native to the Americas, and the way that they're really taking off out there is pretty phenomenal," Grant said. Grant's comments were part of a presentation to the Oklahoma Wildlife Conservation Commission on the statewide status of feral swine, or "wild hogs" as they are often called in Oklahoma. According to Grant and officials with the Wildlife Department, feral hogs are a well-established and still growing problem in Oklahoma. "They are probably the most prolific large mammal around," Grant said, adding that feral swine can reach sexual maturity by 6 months of age, have relatively short gestational periods and can give birth to large litters multiple times a year. In the 1990s, the Agriculture Department worked with the Wildlife Department and the Noble Foundation to study the spread of feral hog populations in Oklahoma. Feral hogs seemed to originate in southeastern Oklahoma, and they since have spread to all 77 counties. Grant said a common question is what can be done about growing and problematic feral hog populations. "There is no one thing," Grant said. "It's our nature - we want to believe that there's a magic bullet we can employ that will solve this." But Grant said solutions are not simple. "It's going to take a combination of a lot of things to get any kind of control on feral swine," he said. Grant said to truly have an effect, an estimated 70 percent of the feral hog population would need to be harvested annually for several years, an unlikely probability due to lack of access to populations. Additionally, in a given area, some landowners may wish to eradicate populations whereas others may not wish to do so on their property. Three possible approaches to feral hog population control include trapping, aerial hunting and the use of toxicants, Grant said, though each has significant limitations. For example, hogs can learn to avoid or even escape traps, a common method used across Oklahoma. "It's a good method; it's not the end-all," Grant said, adding that trapping may at least help keep up with feral hog reproduction in a local population. "Aerial hunting is a really good way to get them," he said "But it has its downside, too. One is that you have to be able to see them." Visibility restricts aerial hunting to those times of the year when there are no leaves on trees and brush. Additionally, hogs can learn to avoid aerial activity and adapt simply by moving onto properties not frequented by low-flying airplanes and helicopters. Aerial hunting also can be risky and hazardous. The state Legislature has passed two bills that allow aerial hunting from helicopter or fixed-wing aircraft outside the Oct. 1 - Jan. 15 period. The governor has signed one bill, and another is awaiting signature. The Department of Agriculture Wildlife Services also is studying the use of toxicants as a method for control, though it has not been implemented in the United States. In Australia, hog populations are being successfully controlled with the use of sodium nitrite. However, any toxicant used in the United States for wildlife population control must be registered with the EPA after a tremendous amount of testing and evaluations. Effective solutions for avoiding non-target species also must be developed. "This is going to be some years down the road," Grant said. Alan Peoples, chief of wildlife for the Wildlife Department, said traditional methods of hunting hogs do not decrease populations of feral swine as much as simply dispersing those populations. Still, feral hog hunting is a popular pursuit in Oklahoma. Also, the Commission heard a presentation from Jerry Shaw, wildlife regional supervisor for the Wildlife Department, on the Department's online game checking system. The system allows sportsmen to check in their game animal from a computer, smart phone or other device instead of having to drive to a physical check station. It grew in part out of requests from sportsmen for an online game checking option. The Department first offered the option for checking in deer during the 2009 season. With no advertising, about 17,000 deer were checked in online by sportsmen. In 2012, more than 60,000 deer were checked in online. All deer and turkey checking requirements in 2013 must be fulfilled online, excluding certain wildlife management areas and controlled hunt locations. Local businesses have the opportunity to voluntarily serve as online check points to assist sportsmen. The online game checking system offers several benefits to sportsmen and biologists. It is simpler and faster for sportsmen and doesn't require them to travel. It also makes for faster and more accurate processing of data by Wildlife Department biologists. It's less expensive and time-consuming since fuel and printing costs are greatly reduced. It provides better and more immediate access to data for biologists and game wardens, and allows multiple users to access the data at the same time. Physical check books used at check stations in the past made many of these benefits difficult to achieve. Shaw said hardcopy check books can be difficult to collect from physical check stations dispersed across the state after a season of hunting, may be filled out incorrectly or illegibly, and are susceptible to mistreatment, loss, fire, floods or other catastrophes that could damage them while not in the Department's possession. Online checking eliminates these problems and results in more accurate data for biologists to use for management purposes. The Commission also heard a presentation on the success of the Department's newest statedesignated trout area at Medicine Creek in southwestern Oklahoma. "It's been a great success according to our fishermen as well as the community," said Ryan Ryswyk, southwest region fisheries biologist for the Wildlife Department. The Department began implementing the program this past trout season after having to cease trout stocking at Quartz Mountain because of the presence of golden algae in the stream below AltusLugert Lake. "We feel like we've positively impacted the community," Ryswyk said, pointing to increased city tax revenue for Medicine Park in 2013 over the previous two years and the crowds of anglers that have been using the fishery. According to a creel survey taken during a three-day trout fishing festival at Medicine Park, 63 percent of anglers interviewed were from Comanche County where the fishery is situated, but none of those were actually from Medicine Park. "These people are coming from outside of Medicine Park," Ryswyk said of the anglers. "It's more than just the local folks that are fishing here." The survey revealed that 24 percent of interviewees were from southwestern Oklahoma, and 12 percent were from the Oklahoma City metro area. "We have a good enough area that people are deciding to drive down, spend the time and money to come down and fish here." Additionally, 12 percent were under the age of 16, and 23 percent were female anglers. "Eighty-two percent of the people we talked to rated their fishing experience as 'good' or 'excellent,'" Ryswyk said. Businesses in the small town report increased sales from the presence of the fishery. Charles Callich, local business owner and board member for the Medicine Park Economic Development Authority, reported a 35 percent sales increase at his Bullets, Burgers and Barbecue restaurant as a result of the trout season. "We welcome the outside areas to come fish, and with this program we've heard nothing but good things," he said. "Definitely, the trout fishing does increase business." Medicine Park is in the foothills of the Wichita Mountains, home to Wichita Mountains Wildlife Refuge that attracts tourists from across the nation each year. It offers unusual lodging, dining and shopping, hiking and entertainment opportunities and, along with the wildlife refuge, other area attractions such as scenic drives, museums, Lake Lawtonka, Lake Elmer Thomas Recreation Area, and walking trails along Medicine Creek. Along with wintertime trout, the creek also offers fishing for bass, catfish and bluegill. Sidewalks that blend into the granite rock surroundings line the bank of the creek, providing excellent fishing access without taking away from the natural beauty of the area. Many of the city's amenities are within walking distance of Medicine Creek. Also relating to trout, the Department was presented with a donation of $1,200 from the Blue River Fly Fishers to be used for trout at the Blue River Public Fishing and Hunting Area in southern Oklahoma. In other business, Wildlife Department human resource administrator Mikki Gutierrez presented certificates of completion to 24 graduates of the Department's 2013 Leadership Development Program. The program consisted of courses designed to equip Wildlife Department employees with skills for leadership roles in the agency. Richard Hatcher, director of the Wildlife Department, recognized Bruce Burton, wildlife biologist stationed at Deep Fork, Heyburn and Okmulgee wildlife management areas, for 25 years of service and Scott Webb, wildlife technician stationed at Sandy Sanders and Altus-Lugert WMAs, for 25 years of service. The Commission took no official action on any agenda item because a quorum was not present at the meeting. The Wildlife Conservation Commission is the eight-member governing board of the Oklahoma Department of Wildlife Conservation. The Wildlife Commission establishes state hunting and fishing regulations, sets policy for the Wildlife Department and indirectly oversees all state fish and wildlife conservation activities. Commission members are appointed by the governor and confirmed by the Senate. The next scheduled meeting is set for 9 a.m. June 3 at the Oklahoma Department of Wildlife Conservation headquarters (auditorium), at the southwest corner of 18th and North Lincoln, Oklahoma City. News Contacts: Michael Bergin or Micah Holmes (405) 521-3856 Website: www.wildlifedepartment.com E-mail: firstname.lastname@example.com This program receives Federal assistance from the U.S. Fish and Wildlife Service, and thus prohibits discrimination on the basis of race, color, religion, national origin, disability, age, and sex (gender), pursuant to Title VII of the Civil Rights Act of 1964 (as amended), Title IX of the Education Amendments of 1972, the Age Discrimination Act of 1975, Section 504 of the Rehabilitation Act of 1973, and Title II of the Americans with Disabilities Act of 1990. To request an accommodation or informational material in an alternative format, please contact the Oklahoma Department of Wildlife Conservation by phone at (405) 521-3855. If you believe you have been discriminated against in any program, activity, or service, please contact: U.S. Fish and Wildlife Service, Wildlife and Sport Fish Restoration Program, Attention: Civil Rights Coordinator for Public Access, 4401 N. Fairfax Drive, Arlington, Virginia 22203. Share This Story Next From Story Didn't Draw a Tag: 7 Tips for 'Plan C' Western Hunting Success Related Conservation : Posted 04-29-2013 Feds Join in Pork Project View Hunting : Posted 08-25-2011 TX: Revisions to Aerial Management of Feral Hogs and Coyotes View Shooting : Posted 08-16-2011 SASS Congratulates World Champions Spencer Hoglund & Randi Rogers View Hunting : Posted 08-05-2011 Texas Hog Helicopter Hunts Coming Sept. 1 View Comments Categories News Stories Recipes Tips Gear Videos Photo Galleries Viewer Photo Galleries Features Deer Season Outdoors 365 with Lynn Burkhead Everything Deer with Jeremy Flinn Short Stories by Larry Potterfield Opening Days Live Hunts Hunting Check Out All The Photos Explore the United States. Find information about and activities within your state. Get Started


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When billionaire Billy Joe "Red" McCombs, co-founder of Clear Channel Communications, reported a loss of almost $10 million on his tax return, he failed to include about $259 million from a lucrative stock transaction.
NEW YORK — When billionaire Billy Joe "Red" McCombs, co-founder of Clear Channel Communications Inc., reported a $9.8 million loss on his tax return, he failed to include about $259 million from a lucrative stock transaction.
After an audit, the Internal Revenue Service ordered him to pay $44.7 million in back taxes. McCombs, who is worth an estimated $1.4 billion and is a former owner of the Minnesota Vikings, Denver Nuggets and San Antonio Spurs sports franchises, sued the IRS, settling the case in March for about half the disputed amount.
McCombs's fight with the IRS illustrates an overlooked facet in the debate over tax rates paid by the nation's wealthiest. Billionaires — from McCombs to Philip Anschutz to Ronald S. Lauder — who derive the bulk of their wealth from stock appreciation are using strategies that reap hundreds of millions of dollars from those valuable shares in ways the IRS often doesn't classify as taxable income, securities filings and tax court records show.
"The 800-pound gorilla is unrealized appreciation," said Edward McCaffery, a professor of law, economics and political science at the University of Southern California.
While Warren Buffett has generated attention with his complaints that he and his fellow billionaires pay federal income taxes at a lower rate than his secretary — about 17 percent — the real figure is often smaller, said David S. Miller, former chair of the tax section of the New York State Bar Association and a partner at Cadwalader, Wickersham & Taft in New York.
"The problem is not that people like Warren Buffett pay tax at a 17 percent rate, it's that they can use complex transactions not available to most Americans to get cash from their appreciated stock without paying any taxes at all," Miller said.
The rate at which the 400 U.S. taxpayers with the highest adjusted gross income actually paid federal income taxes — their so-called effective tax rate — fell to about 18 percent in 2008 from almost 30 percent in 1995, IRS data show. That's the tip of the iceberg, since much of their wealth never converts into income on a tax return, McCaffery said.
In the McCombs case, the billionaire entered into transactions known as variable prepaid forward contracts. He received about $259 million for lending an investment bank his Clear Channel shares with a promise to deliver the stock for good a few years later. The arrangement enabled McCombs to defer paying capital gains tax because he hadn't sold his shares, lawyers for the billionaire said. The IRS deemed the transaction a sale since the bank paid McCombs cash and got the use of his stock almost immediately.
Transactions like these may complicate plans by President Barack Obama to help close the federal deficit by increasing taxes on millionaires. Obama has said the tax code should contain a "Buffett Rule" to ensure that millionaires pay taxes at least at the same rate as middle-class Americans. Republicans have said they prefer lowering tax rates for businesses and the wealthy. Buffett declined to comment.
In the past two years, some of the wealthiest U.S. executives have used deals similar to McCombs' to reap returns while deferring the taxes without running afoul of IRS rules, securities filings show.
Dole Food Chairman David Murdock received about $228.6 million in 2009 against his Dole shares — tax-free until he is scheduled to deliver shares in November 2012, a filing shows.
Starr International, the investment vehicle run by Maurice "Hank" Greenberg — forced from his position as chairman and chief executive officer of American International Group in 2005 — utilized a prepaid forward agreement last year to receive $278.2 million from an investment bank, according to a March 2010 regulatory filing. The investment vehicle isn't slated to deliver the AIG stock until 2013.
Lauder received $72.9 million in June as part of a variable prepaid forward sale and is scheduled to deliver the Estee Lauder shares in June 2014, according to a filing with the Securities and Exchange Commission.
Spokespersons for Lauder, Murdock and Starr International declined to comment.
While the tax treatment of these plans isn't disclosed in the filings, "there's no other reason to enter into such a convoluted arrangement," said Robert Willens, an independent tax accounting analyst in New York. These arrangements can cost several million dollars in fees, according to tax planners.
Taxes on capital gains are triggered when assets like appreciated shares are sold — a process called realization. What constitutes a realized, taxable sale is a frequent bone of contention between the IRS and the clients of tax planners.
Transactions intended to pull cash out of appreciated assets tax-free aren't limited to stock. Boston real estate developer Arthur Winn exited his interest in a piece of real estate by converting his stake into a share of a partnership free of any capital gains tax, court filings show.
The IRS objected and claimed Winn and his partner should have reported a $12 million taxable gain. A U.S. Tax Court judge sided with Winn on one aspect of the deal; others were settled with the government. The details haven't been disclosed.
Winn, who earlier this month pleaded guilty to making illegal campaign contributions, has retired from WinnCompanies. He did not respond to messages left with his attorney and with the company.
Miller, the former chairman of the tax section of the New York State Bar Association, has proposed a so-called mark-to-market system to tax the annual appreciation in the stock holdings of the top 1/10th of 1 percent of taxpayers. That would essentially tax gains in a given year regardless of whether the shares are sold. In a 2005 article in the journal Tax Notes he estimated this approach would raise between $490 billion and $750 billion over a decade.
Borrowing against appreciated stock and real estate is a popular tax deferral strategy particularly as interest rates plummet, said Randy Beeman, a private wealth manager at The Wise Investor Group in Reston, Va., unit of Robert W. Baird & Co. The interest rate on loans to some wealthy individuals has hovered around 1 percent.
McCombs, ranked 312 on the most recent Forbes 400 list of the richest Americans, made his fortune in automobiles, real estate, and then by building Clear Channel into a large radio station operator and outdoor advertising business. He is now the chairman of Xe Services LLC, the military security contractor formerly called Blackwater Worldwide.
In the late 1990s, McCombs borrowed about $300 million to finance the purchase of the National Football League's Minnesota Vikings. By 2002, the Clear Channel shares pledged as collateral were falling in value and McCombs faced margin calls from lenders. He didn't want to sell his shares, partly because of "a strong emotional attachment to his ownership in the company," according to a filing by his lawyers in U.S. Tax Court.
Instead, he entered into a series of variable prepaid forward contracts, receiving about $259 million from JPMorgan Chase & Co. in exchange for an agreement to deliver his Clear Channel stock in one to three years. The transaction was structured to limit his potential losses by varying how many shares he would deliver at the end of the transaction.
He loaned those shares to JPMorgan in the interim. That allowed the New York-based bank to short the stock — selling the borrowed shares to hedge against any decline in the price of the stock it would eventually receive from McCombs.
Lawyers said the cash received up front didn't have to be reported as income because it wasn't a taxable sale until McCombs turned over those shares for good.
The IRS said the transaction was a cash sale of the shares, generating taxable income of as much as $213 million.
Over the years, the IRS has tried to crack down on such deals. In 2006, the agency declared that including a share loan meant these types of transactions were sales, triggering an immediate income tax obligation. In McCombs's case, his lawyers contended that the share loan was separate from the first part of the transaction, and thus didn't transfer the so-called "benefits and burdens" of owning the stock. He settled his case for $23 million in back taxes plus interest.
In 2010, a U.S. Tax Court judge found Philip Anschutz, the entertainment, oil and media investor, owed $94 million in taxes after he used transactions similar to the ones used by McCombs. Anschutz, identified by Forbes as the 39th richest man in the U.S., is appealing the decision.
"The IRS shifted its view and threatened a legitimate business practice and that will have a dampening effect on investment," said a spokesman for Anschutz.
The IRS has "gotten more hostile toward these transactions over the years," through its various technical pronouncements and litigation, said Willens, the accounting analyst. Since 2006, such transactions haven't included the interim loan of shares to the investment bank, he said.
"It's still desirable to defer the tax and wind up with an interest free loan from the government," he said. "Chances are you don't get audited and if it does get challenged the odds are good you'll have a settlement for some fraction of the amount you saved. Who wouldn't want that?"


text: Excellent message! Whenever I begin with a new client, esp small businesses and start-ups, I always give them a list of questions based on "first principles", such as the one you start with – Why do you want a website? And followed by others in similar vein about business purpose, commitment, capacity and so on. It's all about making sure they get a site that really fits them.


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Omar R. Valdimarsson
Tuesday, 19 February 2013 02:23 PM
Less than five months after Finance Minister Katrin Juliusdottir said the krona probably will never be restored to a free floating regime, central bank Governor Mar Gudmundsson is signaling the same.
"We've said that Iceland can live with the krona, but then we have to do this and that," Gudmundsson said in a telephone interview from Reykjavik. "And it may well be the case that we don't like all the things we have to do. Then we have to consider other options. Another option is to join a large currency union."
After its biggest banks defaulted on $85 billion in 2008, Iceland imposed currency controls to cauterize the outflow of capital. The International Monetary Fund and economists, including Nobel laureate Paul Krugman, praised the step as necessary. Now, even as Iceland outgrows much of Europe, the nation is holding on to the currency restrictions amid concern the krona won't survive on its own.
Offshore investors have about $8 billion in kronur locked behind the controls. That compares with Iceland's total economic output in 2012 of $13 billion. A slump in the krona would drive inflation higher and hurt households in the Atlantic island, where loans linked to the consumer price index made up 83 percent of all borrowing as of September 2012.
Japan, G20
Even with the controls, the krona has lost almost 6 percent against the euro in the past 12 months. It traded little changed today at 172.54 as of 9:28 a.m. in Reykjavik. Versus the dollar, the krona has declined almost 5 percent over the past year. Annual inflation held at 4.2 percent in January, the statistics office said Jan. 29.
While policy makers responsible for some of the world's smallest currencies are struggling to protect their markets, the world's biggest economies have also focused on exchange rates as the debate shifts from debt reduction to trade competitiveness.
Group of 20 finance chiefs meeting in Moscow over the weekend signaled Japan has scope to keep stimulating its economy as long as policy makers don't publicly advocate a weaker yen. The group pledged not "to target our exchange rates for competitive purposes" following signs that some governments were descending into a contest to help exporters through devaluations.
Global Talks
"This isn't only a problem for Iceland," Gudmundsson said. "This is a discussion that's taking place all over the world. As the country is smaller, the more difficult it is." Gudmundsson stopped short of calling it "impossible" for a small currency to survive in a free-float regime.
In the Nordic region that Iceland is a part of, Sweden and Norway have free-floating currencies. Denmark pegs its krone to the euro, while Finland is a full euro member. Sweden's krona soared to a four-month record against the euro last week, while Norway's krone touched a nine-year high in August as capital poured into the AAA rated nations.
Yet the direction of those flows has varied as investors try to gauge whether the euro area is over the worst of its crisis, or whether they need to keep buying safer assets.
Implied Volatility
For Sweden's krona, one-month implied volatility -- a measure of expected moves in the exchange rate -- has averaged 14.96 percent since the start of 2008, compared with 10.2 percent in the five years leading up to the financial crisis that broke out in 2007. Volatility on the Norwegian krone was 14.4 percent since the start of 2008, compared with pre-crisis average of 10.2 percent.
While Sweden has signaled it won't resort to policies that target a weaker krona, exporters in the nation have complained about the competitive disadvantage they say they're struggling against. In neighboring Norway, central bank Governor Oeystein Olsen said last week he's ready to cut rates should the krone appreciate too much. Both Sweden and Norway rely on exports for about half their total economic output.
Iceland has passed a series of milestones on its path to economic resurrection. The nation won a court battle against the U.K. and Netherlands last month, freeing it of as much as $2.6 billion in damages for not honoring depositor claims. That victory prompted Moody's Investors Service to raise the outlook on Iceland's Baa3 grade to stable, while Fitch boosted its rating to BBB from BBB-.
Another Collapse?
According to Fridrik Jonsson, an economist at the Washington-based World Bank, even those successes aren't enough to protect the island from an external shock. He warns that the restoration of a free-floating krona would trigger "another economic collapse," unless Iceland takes "radical action."
For Iceland, which started European Union membership talks in 2010, the lesson of the euro crisis is that being inside a larger currency group isn't always the best protection. The key is having an economy that's aligned with the currency bloc a nation plans to enter, according to Anders Svendsen, an economist at Nordea Bank AB in Copenhagen.
Euro membership "may have short-term benefits, but those may be outweighed by longer-term downsides accompanied by actually tying yourselves up while the economy is not anywhere near an equilibrium," Svendsen said by phone.
Iceland's policy makers are mindful that "there's a lot of risk" associated with maintaining a small currency, Gudmundsson said. "Everyone needs to be aware of the risks and we need to have rules that regulate the risks."
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Motor Mill Bridge construction is underway
10/31/12 Update:
- The north, south and center pier caps have been poured.
- The missing stones have been replaced in the center pier and north abutments. They have the old mortar removed from the center pier. They are tuck pointing the north abutment and then will tuck point the center pier and finish the south pier. That work will continue into next week and they should be done by the end of next week.
- The steal for the bridge will arrive on Monday November 5th sometime.
- The footings for the north abutment wing walls have been poured. They are forming up the wing walls on the south abutment and they will be poured on Thursday 11-1.
- When they created the coffer dam it was discovered the bottom two layers of rock beneath the surface are in poor condition. The plan is to construct a concrete collar around it to secure it. That collar will be buried and not seen once the bridge is finished. They will start forming that up this week yet.
- Finish date has been pushed back a week or two now.
10/12/2012 The Motor Mill Bridge construction project is underway! The coffer dam is in place around the center pier. On Friday, October 12th, they will be grubbing the trees around the abutments. Monday, the 15th will be the big start with the concrete work and getting set up for the tuck point work. The construction firm plans to assemble the bridge on the Turkey River island and swinging them into place from there.
Raffle tickets are on sale:Be the 1st to cross the New Motor Mill Bridge during its Official Opening.
The tickets are $50 each.
Photos by Larry Stone and other friends of Motor Mill
Week 7 – Nearing Completion
[nggallery id=15]
Week 6 – Looks like a bridge!
[nggallery id=14]
Week 5 – Steel has arrived
[nggallery id=13]
Week 4
[nggallery id=12]
Week 3
[nggallery id=11]


text:
Clare's Big Girl Restyle
Name: Clare (3)
Location: Wollongong, NSW Australia
When my daughter Clare went into a big bed, I decided it was time for a restyle. I wanted something simple that could be changed as she grows. So I opted to keep the room white and accessorize with lots of colorful textiles, artwork, and bits and pieces.
Apart from the bed, we already had the furniture (an Expedit bookcase and an Eames replica rocker). The bed is an IKEA one I picked up second hand. The counting banner was a thift shop find for two dollars. The reading corner was an addition, which includes the wonderful IKEA Ribba ledge. The lamp belonged to my husband when he was a child, a great vintage piece that has sentimental value. The top of the Expedit bookcase is perfect for keeping all the sentimental items that I want on display but out of little hands.
My next challenge will be decorating baby number two's room....
Thanks, Jenny! Well done!
(Images: Jenny S.)


text:
How well do you understand your ancestors, and yourself? What are the cultural and natural links and bonds between you and people of the past?
Cultural links
How do you think and why do you think as you do? What are your cultural links to the past? How much of you can truly can be identified as being purely of the 21st century? Discovering answers may involve local history, aspects of identity, culture and environment - including political influences.
Natural links
Genetics is a very interesting topic. How might your genes have adapted to cope with the environment in which your ancestors lived rather than the one in which you happen to live at present? An understanding of genetics may provide some answers.


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Topic: Design Theory Reading List (Read 4838 times)
Posts: 115
Design Theory Reading List
May 09, 2009, 12:02:49 PM »
I'm wondering if there is some kind of unofficial (or, perhaps, official) canon of RPG Design Theory. Things that every RPG designer should read before trying to create a game. Maybe it's just a collection of Forge threads or a list that's been compiled of great design theory articles? Or is there a book that I should get? The more specific the better (a link to the Design Theory Forum is too broad), I'm looking for particularly poignant articles (The GNS theory article, System is Setting, for example).
I keep coming across threads and articles in various places that are really important and helpful, I just haven't seen a collection of "starter" articles for those of us who are new to RPG design and trying to play catch-up.
If you don't know of any lists, then just the names of individual articles that you think would be helpful. I'm basically looking for any help I can get, and hopefully a useful list for other aspiring designers in my predicament.
Thanks in advance.
mjbauer = Micah J Bauer
Eero Tuovinen
Acts of Evil Playtesters
Posts: 2591
Re: Design Theory Reading List
Reply #1 on:
May 09, 2009, 01:03:47 PM »
Not really. Somebody should write the book - just linking a bunch of random threads won't do you much good, I fear. Better if somebody takes a concerned look at design and tries to teach a comprehensive theory.
Video games design has books, if you're interested in that. Has little to do with modern rpg design, though. (And I personally think that the theoretical understanding in the field is amusingly quaint, for whatever that's worth.)
I love helping people with game design, but this is personally a bit difficult topic for me... I'm pretty self-taught as a designer (as most people probably are); I've implemented general rpg theory, art theory and interactive sociology, and read a lot of random material that just has condenced into a personal theory and methodology of design over time. And then there's the experiental facet, the fact that I wouldn't care about design without personal artistic need for expression... So I'm nowhere near ready to give a patented off-the-shelf answer to something like "what I should read to become a game designer". If I had to give some advice, I'd say that your best bet in developing as designer is to design and play and design and play, trying to understand the social impulses and why some things work and some don't. With time it starts clicking.
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Lance D. Allen
Posts: 1962
Re: Design Theory Reading List
Reply #2 on:
May 09, 2009, 10:59:03 PM »
This is something I've thought about occasionally, and here's what I've concluded:
The only things that should be considered 'required' is experience playing and reading games. It helps give perspective when you've seen how others have done it, whether that's good or bad in your view.
Some amazing games have been created by people who've never read a lick of RPG design theory, and some truly mediocre ones have been created by those who consume and digest all the theory they can get their hands on. The theory and advice may help, and it may not. Experience pretty much never hurts. The only way to actually get that experience is to do. You can tap the experience of others, but it's not required, and it's no substitute for experiencing it for yourself.
That said, there are some particularly useful collections of information, but like Eero says, it's not necessarily in the best format for consumption. An ongoing thread can be a great way to get information. Reading through past threads is less so, because you're trying to take it all in at once. If someone were to take old threads and make an effort to digest them fully, then take the information and put it into an essay or some such, it'd be much more useful. Also, some information changes. Printers and printing techniques are going to vary as time goes on. Theory evolves.
So: short answer, No.
~Lance Allen
Wolves Den Publishing
Eternally Incipient Publisher of Mage Blade, ReCoil and Rats in the Walls
Daniel B
Posts: 171
Co-inventor of the Normal Engine
Re: Design Theory Reading List
Reply #3 on:
May 11, 2009, 08:47:40 AM »
Hmm, you make good points Lance, but I tend to disagree. While it is certainly true that great games have been made by people with no previous design education, and poor games have been made by people with tons of it, I think researching the subject before making an attempt will at least increase your odds. Similarly, while there is absolutely no substitute for experience, if you experience nothing but crap, you're not going to learn very much.
mjbauer, I've started compiling a list of games I want to try/buy because I've heard they're good for expanding one's mind in RPG design. I don't have it with me here, but I'll post it when I get home.
Arthur: "It's times like these that make me wish I'd listened to what my mother told me when I was little."
Ford: "Why? What did she tell you?"
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Posts: 469
also known as Josh W
Re: Design Theory Reading List
Reply #4 on:
May 11, 2009, 03:05:25 PM »
In my experience influential texts are a personal thing, but perhaps you will do everyone a favour by building such a list yourself? Just keeping links to the various things that inspire you can help, and then you can whip them out when something someone says reminds you of them. Beware that that is a sure-fire way to make a conversation deep and full of hard to explain things, or cause a massive pause as everyone interested in your thread reads through your references!
Personally I'm very slowly building a list of such references, I have probably about a hundred I have found useful in the past dotted around my computer, but I suspect those overlap a great deal! As you find threads that jump above the "pretty useful" to the impressive why not just post them in this thread?
Graham W
Posts: 437
Re: Design Theory Reading List
Reply #5 on:
May 11, 2009, 03:34:14 PM »
If there's a reading list, it'll be a reading list of games, not books. Try Dogs In The Vineyard, My Life With Master, Poison'd, Sorcerer, The Shab Al-Hiri Roach, for example.
Better still, play these games, then write a game you'd want to play.
Daniel B
Posts: 171
Co-inventor of the Normal Engine
Re: Design Theory Reading List
Reply #6 on:
May 11, 2009, 06:09:52 PM »
I'm going to add to Graham's list. The first few are already on his list, but sound so alien to the usual D&D experience that they deserve a 2nd mention.
Dogs In The Vineyard
My Life With Master
Drowning and Falling
Hahlmabrea (a heartbreaker)
Dawnfire (another heartbreaker)
I made these choices because I'm interested in seeing other approaches to game design, or the games have mechanics that sound funky enough to incorporate them into my own game (especially in the case of the heartbreakers, which otherwise sound dull based on their descriptions.. their perfection will add to our own, resistance is futile)
Arthur: "It's times like these that make me wish I'd listened to what my mother told me when I was little."
Ford: "Why? What did she tell you?"
Arthur: "I don't know. I didn't listen."
Posts: 115
Re: Design Theory Reading List
Reply #7 on:
May 11, 2009, 08:16:37 PM »
I have a list of games that I hope to read and play, but I don't think that is always as useful as reading about why a game was designed a specific way.
Today, I listened to an interview with Epidiah Ravachol about Dread and hearing why he chose to use Jenga as part of his resolution system was really helpful. This is more what I'm interested in, but I do agree with JoyWriter in that the things that are meaningful to me are more personal than universal.
mjbauer = Micah J Bauer
Tomas HVM
Posts: 244
Re: Design Theory Reading List
Reply #8 on:
May 11, 2009, 10:41:58 PM »
Seems to me you got your priorities straight in this respect, MJ.
To read everything, both of theory and real games, is good, as long as you don't go into "system overload". To play anything you see which is remotely interesting, or challenging, or both, is good to. You will be a better designer by orienting yourself in the jungle of current role-playing games and role-playing tools, of course.
However; you will be even better if you
actually design a game
. The great divide in game-designers is between
the doers
the dreamers
. To carry your ideas into a finished game is a tough task. Good luck!
Tomas HVM
writer, storyteller, games designer
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A recent survey on Green and sustainable issues found that most people are fairly clear about what it means when a product's packaging says it is made from recycled materials and/or is recyclable. The survey of approximately 2,000 U.S. adults, which was conducted specifically for marketing and public relations professionals in the food and beverage industries, found that terms such as eco-friendly, environmentally friendly, and environmentally preferable were also well understood.
Fully 84 percent of those questioned said they regularly buy Green and sustainable foods and beverages. Asked why they select these products, 45 percent of responders indicated that they believe Green and sustainable products are of superior quality compared to conventional products. Forty-three percent pointed to concerns about the environment and 42 percent felt a Green and sustainable food or beverage was safer to consume.
However, the survey also found that while the majority of those questioned were comfortable with and understood what it means for a food or beverage product to be labeled Green, most remained "vague about the meaning" of terms such as fair trade, reduced carbon emissions, and other wording typically used to describe the sustainable features of certain products. Digging deeper, 40 percent indicated that they had never heard of the term solar/wind energy, and for some reason, 37 percent indicated they would never purchase a product featuring that claim.
As to understanding sustainable claims and their importance, there was some variance. For instance, young adults tended to understand sustainability terminology better than older people. However, affluent consumers–the most important market for food, beverages, and scores of other products–were often the people who had no understanding of the terms and, worse yet, did not understand why such practices are beneficial.
It seems that it is high time to define some of the most common terms used to describe sustainable and Green products. Doing so will both clarify these terms and their benefits and hopefully encourage consumers in all industries–including the professional cleaning industry–to select products and support manufacturers and distributors that operate their businesses in a more sustainable manner and market more sustainable products.
Included among these common terms are:
- Triple bottom-line (TBL): Companies that concern themselves with their TBL go beyond thinking solely in terms of their financial success and instead analyze their business practices in three separate areas: how they affect people, the planet, and profits. According to the World Business Council for Sustainable Development, "TBL refers to the simultaneous pursuit of economic prosperity, environmental quality, and social equity." Put simply, companies that are concerned about their TBL analyze their overall social and environmental impact as well as their profitability.
- Life cycle assessment (LCA): LCA may be the most important method for assessing the overall environmental impact of products, processes, or services. This is the so-called "cradle to grave" (manufacture to disposal) approach to analyzing the impact of a product on the environment and the toll it takes on our natural resources.
- Environmental footprint: A product's environmental footprint is closely related to its LCA. The term environmental footprint refers to the total environmental impact any company, product, or service has. When used to address sustainability issues, environmental footprint refers to the amount of depletable raw materials and nonrenewable resources the company/product/service consumes and the amount of waste and emissions that are generated in the process.
- Waste minimization: Waste minimization is the process of reducing the amount of waste produced by a company, organization, or society. Waste minimization is the result of reducing and or recycling the waste generated by a process. Waste minimization typically reduces the amount of waste headed for landfills and, by recycling materials, helps reduce the demand for nonrenewable resources.
- Reuse; Recycle; Reclaim: These three terms are often confused because they do in fact overlap in many cases. Reusing a product means finding new uses for the product or its components in its current (or a similar) state–for instance, giving away or selling a used computer or its components instead of disposing of it. Recycling means breaking down a product or its components for use in creating new products. Reclaiming usually means finding new uses for a product in its current state. For example, when buildings are torn down, the tile, bricks, or stone used in the original building are often reclaimed for use in new construction.
- Dashboard: We all know that an automobile dashboard refers to the controls, gauges, and instrumentation that help us operate a vehicle. However, when it comes to sustainability, dashboard now has an entirely new meaning. Dashboard now also refers to web-based information accessed via computer that provide real-time data and analysis about how a business is using resources such as energy, water, fuel, etc. More advanced systems also provide tips and suggestions on how to reduce the use of these and other natural resources.
Hopefully, these definitions clarify some of the terminology used to describe Green and sustainable products and practices. Since we will soon see these terms used more frequently on labels and marketing materials, it is very important that they become better understood by the general public. This will help prevent the "Greenwashing" and term misuse and confusion that still often follows Green issues.
Stephen Ashkin is the "father of Green Cleaning" and the professional cleaning industry's leading advocate promoting sustainability. Contact him to help make your facility greener and more sustainable now. He may be reached at firstname.lastname@example.com


text:
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Welcome to HotelGuide Network's alphabetical hotel directory for Scranton area hotels with names that begin with the letter "Z". Please select one of the links below to view HotelGuide's Profile PageSM about that hotel. To return to the HotelGuide home page, where you can search for hotels beginning with other letters, click on the "Scranton Hotels" link at the top and bottom of the page.
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text:
Style # 231584
AVAILABILITY: Unavailable for immediate shipment.
Keyhole Back Top is rated out of 5 by 1.
Rated 3 out of 5 by BebeSport from Runs a bit large I usually buy a small in bebe tops but should have bought the XS. I'm going to keep because I think its a cute top to pair over capris for a casual look. The material is very soft and comfy.
Date published: 2014-02-22


text:
HSAA roster announced for final match of Argentina Tour
The USA Rugby Boys High School All-Americans will reshape the starting line-up for the second and final test match against Argentina U18s Saturday, July 27, at the Uru Cure Rugby Club in Rio Cuarto. The game is scheduled for an 11:45 A.M. kickoff, 10:45 A.M. EST.
The front row will have Titi Lamositele, Suwaiter Poch and Valdemar Lee-Lo with locks Justin Allen and Gabe Ruflin. The back row has Reed Heynen at six, Hanco Germishuys at open side and Vili Helu at eight. Six changes in the forwards from Wednesday's game.
Michael Reid teams up with Jimmy Wolfer at scrum-half and fly-half, respectively. Due to injury, the HSAAs shuffled the back line by bringing Zach Webber to center in the absence of Calvin Whiting, moving Seth Halliman to wing in place of Aaron Matthews, giving Scott Dean the start at full-back.
Eight changes in the team provides a chance for the full squad to experience an international test game against Argentina.
"This tour is about our boys having the opportunities to grow and develop, so we're making full use of the 28-man roster starting a young team with eight juniors, one sophomore and six seniors," said Head Coach Salty Thompson.
Zach Webber will captain the HSAAs in the absence of the injured Calvin Whiting. Argentina will also field a new line-up on Saturday.
See the HSAA travel roster >>
USA Rugby Boys High School All-Americans | vs. Argentina U18s
1. Titi Lamositele
2. Suwaiter Poch, Jr.
3. Valdemar Lee-Lo
4. Gabriel Ruflin
5. Justin Allen
6. Reed Heynen
7. Hanco Germishuys
8. Viliami Helu
9. Michael Reid
10. James Wolfer
11. Joeli Tikoisuva
12. Christian Adams
13. Zachary Webber
14. Seth Halliman
15. Scott Dean
USA Rugby Boys High School All-Americans | Reserves
16. Jesus Arias
17. Steven Branham
18. John Marti
19. Anthony Fotu
20. Andrew Naylor
21. Malcolm May
22. Niall Barry
23. Jimmy Ronan
24. Benjamin Cima
25. Aaron Matthews
26. Michael Kellett
27. Siaosi Mahoni
Injured: Calvin Whiting