text:
Undocumented immigrants struggle for aid in Sandy's wake
In the weeks after Hurricane Sandy, concerns grew about an especially vulnerable population of storm survivors: undocumented immigrants.
In the weeks after Hurricane Sandy, concerns grew about an especially vulnerable population of storm survivors: undocumented immigrants.
FEMA officials told Metro back in November that there was some cash assistance available for undocumented immigrants with U.S.-born children or relatives, and insisted the agency would never ask applicants for information on immigration status.
But advocates feared that undocumented immigrants would be fearful of applying, or confused or unable to understand the information available about FEMA or other assistance.
A year later, it seems those fears were very legitimate.
Many undocumented immigrants who lived in some of the worst-hit neighborhoods in the city did not receive much-needed aid, said Keiko Cervantes-Ospina, the supervising attorney with the Storm Response Unit at the New York Legal Aid Group.
One of NYLAG's undocumented clients was in her ground-floor home with her brother and her daughter when the storm hit. They could hear the wind whipping against the windows but didn't believe the storm would reach them until they started noticing "puddles as big as lakes" and water surging up the street "like a river."
They started panicking when they lost power. They had to leave their apartment to get to the second floor unit that another family rented, and when they opened the door, water rushed into the house, destroying their carpeting and furniture.
Almost immediately after the storm hit, her landlord told her not to contact FEMA. "We'll handle this between us," the landlord said. The woman didn't even know what FEMA was at the time. When she learned and put in an application with them, her landlord threatened to call immigration. Her landlord made that threat repeatedly, stopping her from seeking out rental assistance that might have been available because her daughter had been born in the U.S.
Cervantes-Ospina said M.'s is a common story: Landlords often take advantage of undocumented immigrants, bullying them into accepting subpar living conditions with threats of deportation.
One of the concerns about undocumented immigrants in the wake of Sandy was employment: many work in home-care positions, and with power cut off and many homes damaged, it was likely housekeepers would not be needed. M. cleans houses, and was one of those who was left unemployed for months on end. Even now, she has gained back a few clients, but nowhere near enough to support her and her daughter in the new home she had to find after being evicted.
There is also the emotional element Sandy survivors face: M.'s daughter is now terrified to live on a first floor apartment. Factoring that consideration into finding a new place to live was just one more obstacle in M.'s path.
For many undocumented clients, Cervantes-Ospina said, fear of deportation was only half the battle.
Applying for assistance is "a very stressful and onerous process for anyone," Cervantes-Ospina said. "Then you've got language barriers on top of that."
Many undocumented immigrants were also reluctant to appeal application denials.
"It's an overwhelming process and the more you fight, the more you feel like you're calling attention to yourself," she said.
Since NYLAG got involved in April, Maria's situation has improved slightly, but serious issues remain.
Because Maria's daughter is a U.S. citizen, NYLAG attorneys were able to secure some public assistance and food stamps. Their last appeal of her FEMA application denial was unsuccessful, however.
And since her landlord kicked her out, she's paying more for her new apartment, and still doesn't have as many clients as she did before the storm. If business doesn't pick up, she said, she may need to figure out a new line of work.
Follow Danielle Tcholakian on Twitter @danielleiat


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I see so many people on Instagram and Facebook that live back east or the far north, or anywhere that is experiencing the crazy ass winter this year has brought, saying that they're on day X of cancelled school, and can't wait to return to the routine of school days...this confuses me.
On the one hand, I love when my kids go to school. I have an entire chunk of day to work, meet with potential clients, run errands, grocery shop in peace, avoid crowds, etc. On the other though, it comes with so many other things that I seem to forever suck at: getting places on time, waking up early, routines in general...
I am not a very strictly routined person.
I was not exactly raised in a consistent environment.
Over the last few weeks though, my work has suffered for it.
I got crazy busy, Lainie had a dance she needed a costume for, I went out of town, two clients who I sent CD's to didn't receive them, and all of a sudden it was like I was drowning.
EVERYTHING started piling up.
The house is a disaster, the laundry isn't done, I can't find any of Jack's pants, and in the middle of all this, it's a new month and I have shit to do if we want to eat in February.
I need a routine.
I need a schedule.
I need more structure here, or we're going to drown.
I read Elizabeth's post recently about priorities, time wasters, and how she does what she does.
While I can't say I agree with everything she wrote, there was some solid insight there, and the main thing I took away from it was: waste less time, get more shit done.
Sounds simple, but sometimes we don't realize we're wasting time when we are.
So no more Facebook, no more Gmail chatting with friends, no more games on my phone or checking Instagram during certain hours.
Sit your ass down and get some shit done.
Another new thing I'm toying with is a schedule for the day.
I'm not the kind of person that can schedule every single task and every single minute of every single hour...I will die. But I can handle chunks of time that are dedicated to things. For example, I get home from dropping the kids off at school around 7:45. I need 15 minutes to stand under hot water in the shower, or check a little social media, or just pee by myself, but then from 8 am to 11 am, I need to turn that shit off and work.
I'm giving myself from 11-12:30 for lunch, and doing whatever I want. Napping, watching Netflix, reading, whatever. It's my time.
12:30 - 2:30 is time to run any errands that need to be done before I get the kids, and finish up any pressing work.
2:30 I pick up the kids, and you don't need to know every other detail about my day, but you get the idea.
Chunks of time.
I still have flexibility over what exactly I work on or do with it, but the time is either designated work, or designated bullshit time.
I've learned over time that there are three main things I absolutely need in order to be happy:
Freedom and flexibility in what I do for a living
Providing a stable, reliable, and not dirt poor income for my kids
Substantial, quality time with the people I care about, both my kids, and my friends/chosen family/romantic person.
Everything else is just a distraction.
We'll see how it goes.

subset: commoncrawl


text:
As many kids will tell you, the only thing better than candy on Halloween is more candy, which is what Twizzlers has figured out with the release of its caramel apple-stuffed licorice twists.
The green candies combine textures and flavors, making for a unique hybrid that adventurous kids will want to get their hands on. Those who have tried the unusual candy have reported that the flavoring inside the Twizzler is exactly like a caramel-coated apple, while others have likened it to more of a Tootsie Roll.
Released around Halloween, this daring Hershey's green sugary snack offers a surprise that will hopefully be enjoyed as more of a tasty treat than a trick. Although licorice already appeals to a niche in the candy market, this unusual flavor combination could inspire more people to try it.
Caramel-Stuffed Licorice
More Stats +/-
Thumb-Slide Gum Dispensers
Gummy Bear Lightboxes
GMO-Free Junk Food
Colorful Gummy Sangrias
Nourishing Vitamin Candies
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Our Research Methodology
This article is one of 350,000 experiments. We use crowd filtering, big data and AI to identify insights.


text:
From WikiFur, the furry encyclopedia.
Page on Glenn[edit]
As I know which "Glenn" (The Mysterious Mr. Glenn,lilglenndoggy. VCL can be found here: http://us.vclart.net/vcl/Artists/Mysterious-Mr-Glenn/) this article is reffering to, other people may not. Either someone please a) make a page on The Mysterious Mr. Glenn, or b) make a sub article describing who Glenn is.


text:
Transform your photos into one-of-a-kind, hand painted masterpieces!
Boundary: Bleed area may not be visible.
Click and drag to re-position the image, if desired.
The watermark at the lower right corner of the image will not appear on the final product.
by Ann Horn
Rope Color
Image Size
The image is near the edges of the product but doesn't cover the entire product. Some of the background color may appear around the outside edges of the image.
Background Color
Our weekender tote bags are chic and perfect for a day out on the town, a staycation, or a weekend getaway. The tote is crafted with soft, spun poly-poplin fabric and features double-stitched seams for added durability. The 1" thick cotton handles are perfect for carrying the bag by hand or over your shoulder. This is a must-have for the summer.
Care Instructions
Spot clean or dry clean only.
Ships Within
2 - 3 business days
Thanks, Cindy. This spot produces autumn beauty every year without fail!
Ann, this is gorgeous. f/l
This little lake never fails to provide wonderful autumn scenes. Glad you like this one, Gina. Thanks!
Perfect, wonderful mood. l/f
Thank you for your kind comment. Much appreciated.
Great image ! L
Thank you very much for your kind response, Ruth.
Many thanks for your gracious comment, Brenda. Much appreciated.
Congratulations on your first place in the contest and this is really a first place and so beautiful Ann. Love it. f/l Ruth
Dora, many thanks for featuring Leaning into Autumn in the Glimpses Of Autumn group.
Many thanks for your kind comment, Angelgold.
Thank you so very much for your generous response, Anne.
Many thanks for your kind comment, Cyril.
Very nice!
Tara, thank you for featuring Leaning into Autumn in the Michigan Photography group.
Susan, thank you very much for featuring Leaning into Autumn in the Women Photographers group.
Thank you, Tara, for your kind congratulations. The image was already in the group, so I just removed it and re-entered it... so it is now in the pending category. Thanks for your leadership in this.
Congrats for taking 1st prize in the fall themed contest in the group called Michigan Photography. please post your art to the group so i can add it to the home page. Again Congrats!!
Many thanks for your gracious comment, Tessa. Glad you like the image.
Gorgeous image Ann! Great composition! I love sunlight shining on these beautiful trees! v/f
Thank you for your gracious comment, Glenda. Very much appreciated.
Love scene Ann!
Average Rating (4.92 Stars):
Adam Jewell
December 7th, 2018
Laurie Powers
December 3rd, 2018
Shyanne Oliver
November 28th, 2018
1st place in Fall Contest, 10/28/13. Sunlight illumines the early autumn colors of a lakeside forest, as the sky begins to darken before rain at Newburg Lake, Livonia, Michigan. Copyright 2009 Ann Horn. ALL RIGHTS RESERVED. This copyrighted image does not belong to the public domain and may not be reproduced, copied, altered or manipulated in any way without the written permission of Ann Horn. ann-horn.pixels.com. pixels.com Group Features: Wisconsin Flowers and Scenery. Glimpses of Autumn. Michigan Photography. Women Photographers.
An avid photographer and sometimes published poet, Ann is always watching for visual images for photo and/or word, ever intrigued by light, color, pattern, people... and surprise, always hoping to see the world with greater clarity, deeper understanding, and ceaseless wonder. You will find her selection of photographs eclectic and evocative. Ann is a resident of Livonia, Michigan, USA. Copyright 1987-2018 Ann Horn. ALL RIGHTS RESERVED. Includes all images, descriptions, bio, blog & poetry. These copyrighted images do not belong to the public domain and may not be reproduced, copied, altered or manipulated in any way. You are invited to visit Ann Horn's blog, http://ann-horn.artistwebsites.com/myblog.html . ...
Our return policy is very simple:
If you're not happy with a purchase that you made on Pixels.com, for any reason, you can return it to us within 30 days of the order date. As soon as it arrives, we'll issue a full refund for the entire purchase price. Please note - Pixels does not reimburse the outgoing or return shipping charges unless the return is due to a defect in quality.
Pixels sells thousands of pieces of artwork each month - all with a 100% money-back guarantee. We take great pride in the fact that hundreds of thousands of artists have chosen Pixels to fulfill their orders, and we look forward to helping you select your next piece!
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All weekender tote bags ship from our production facility within 2 - 3 business days of your order.


text:
CLICK HERE to visit the new NS2 Wiki! Please do not rely on any information here as it may be inaccurate and/or out of date! For help with NS2, hop onto the official Discord server!
Natural Selection 2 Mapping
From NS2 community wiki
The NS2 Level editor is called the Spark Editor. You can find it inside the LaunchPad application. The default location is "C:\Program Files (x86)\Steam\steamapps\common\natural selection 2\LaunchPad.exe"
Mapping Information
Basic Info
Follow these step-by-step tutorials on how to achieve specific tasks.
- Lighting
- Sample Map - a tutorial/example map by Kouji San
- Video Tutorial Playlist
- Beginning Entity Setup - Tutorial by Mendasp
Useful Links
Map Index
You can start by looking at the other maps at development to see what others have done, how to differentiate your work from them and maybe get some inspiration too from this list of maps under development.


text:
Flexible Spending Accounts for Members
A Flexible Spending Account (FSA) is an employer-sponsored benefit that allows you to pay for certain non-covered medical expenses, dependent care expenses, parking and commuting services using pre-tax dollars. Enrolling in an FSA is a great way for you to save money on your healthcare and childcare costs, as well as increase your take home pay. Compare FSA, HRA, and HSA.
Understand Your Plan
FSA Overview Brochure (PDF)
- How to Enroll
- Cost Savings example
- FSA online worksheet
Healthcare Account
- Eligible & Ineligible expenses
- Over-the-Counter Expenses
- Changes in Flexible Spending Accounts Beginning January 2011
- Imported Prescription Drugs
Dependent Care Account
- Eligible & Ineligible expenses
- Form 2441
Commuter Reimbursement Account
HRA and CMS Medicare Secondary Payer Reporting
Manage Your Plan
- Access your account
- Forms
- Submit a claim
- Online submission
- Paper form
- File an appeal
- Change your election
- Set-up Direct Deposit
Important note: Our Flexible Spending Account (FSA) and Health Reimbursement Account (HRA) vendor benefit payment system has a new name and a new look. The new system will now be called Alegeus WealthCare Administration System.
Effective October 20, 2012, you will notice your FSA and HRA portal will look different with the new name and logo. Other than the look, nothing in this portal will change. Using this FSA and HRA portal, you can still log in and have the same access and abilities to look at your FSA and HRA balances and claims.
Please contact our customer service team if you have any questions.


text: Some of the best allies organic herb gardeners have against insect pests are the birds. No matter where you live, there are perhaps a dozen species of birds living nearby that would be quite happy to rid your garden of insects. I have seen this truth in action in my home. Several years ago a


text:
The 24-year-old striker netted a late consolation goal as Villa fell to a 2-1 defeat on Saturday afternoon to leave them all but relegated with five matches left.
Speaking on Sky Sports' Soccer Saturday, former Liverpool captain Phil Thompson singled out Jordan Ayew's performance as one of the few positives for Aston Villa to take from Saturday's 2-1 home defeat to Bournemouth.
The Cherries took the lead at Villa Park just before half-time through Steve Cook's close-range finish, before Joshua King doubled their lead in the 74th-minute after taking advantage of a Ciaran Clark error.
Ayew gave the hosts some hope of comeback in the 85th-minute with a well-taken finish, side-stepping a defending before driving the ball past Artur Boruc from the edge of the area, but his strike was not enough to prevent the Premier League's bottom side from falling to their eighth straight defeat.
Norwich City's 1-0 loss at Crystal Palace meant they avoided relegation until at least Sunday, but with the club sitting 15 points from safety with five games left, they are virtually guaranteed to be playing Championship football next season.
Very few players have given a good account of themselves during the team's dismal season, but Ayew has certainly been one of their better performers.
An £8.5 million summer signing from Lorient, the Ghana striker has netted six goals in 25 Premier League appearances during his first campaign in England, while also earning some impressive reviews for his creativity and work rate.
There were times on Saturday when he looked like the only Villa player putting up a fight, and Thompson was quick to hail him as a rare positive for the claret and blues.
"I think until Ayew scored in the 85th-minute, it was the first shot on target that they had," Thompson said after watching the game. "There was a chance missed earlier for Villa where he does brilliant – he's been the one player that you could say that for.
"He goes along the byline on the right-hand side, rolls it right across and Kieran Richardson's standing there two yards out, couldn't even short his feet and the ball literally goes right through his legs."
On Villa's overall performance, Thompson added: "They were obviously going to play the game out. The players probably think they're giving their all, but this was a Bournemouth side that were in second gear and yet still far better than this Villa side.
"You feel sorry for the fans. They found time to give ironic cheers all round, particularly for Guzan. If he just took an easy catch or something, they were all cheering. Lescott was getting hounded and so was Bacuna. They were at them all the time.
"You feel sympathy for this lot. I'm looking at the ground, and what a wonderful stadium it is. They're going to be playing in the Championship in this ground and they're going to find it so difficult to get out because everyone's going to come to play Villa and they're going to find it just as hard."
Having Ayew in the Championship would obviously give Villa's chances of bouncing back to the top-flight at the first of asking a major boost, but given the promise he has shown this season, keeping him beyond the summer will prove a tough ask.


text: GTE launching delayed campaign from O&M Published on March 09, 1998. GTE Corp. launches its first and much-anticipated national TV advertising campaign the week of the 9th from Ogilvy & Mather, Dallas. Rumors about troubles between GTE and O&M have been rampant since the proposed fall campaign was pushed back several times. GTE VP-Advertising and Social Responsibility Glen Gilbert said while the relationship isn't perfect, it is "on very strong footing." He called the new campaign "terribly strong" and "timeless."Copyright March 1998, Crain Communications Inc. Most Popular In this article: News


text:
Welcome to Funny Wild Life's ROOSTER page!
Here you will find som funny Rooster! Prepare yourself for some Funny Rooster stuff. Yes! We search the entire web just to bring you the most funny images of Rooster. Also, you may check some cute rooster videos and funny rooster pictures, and much more! :)
And remember... come back often as we are always adding some funny stuff to the rooster page.
Funny Rooster!
Funny Rooster!


text:
- North America
- United States
- New York
- Wrights Corners
- Search
Traveling Luck for Wrights Corners New York, United States
The timezone in Wrights Corners is America/Iqaluit
Morning Sunrise at 08:25 and Evening Sunset at 17:26. It's light
Rough GPS position Latitude. 42.9872°, Longitude. -74.8697°
Morning Sunrise at 08:25 and Evening Sunset at 17:26. It's light
Rough GPS position Latitude. 42.9872°, Longitude. -74.8697°
Weather near Wrights Corners Last report from Griffiss Air Force Base / Rome, NY 60.9km awaylight snow mist Temperature: 2°C / 36°F
Wind: 12.7km/h West
Cloud: Solid Overcast at 700ft
Satellite map of Wrights Corners and it's surroudings...
Geographic features & Photographs around Wrights Corners in New York, United States
cemetery a burial place or ground.
- Gardner Cemetery (3.3km)
- Garlock Cemetery (3.8km)
- Haupt Cemetery (4.4km)
- Hess Cemetery (4.9km)
- Paine Cemetery (5.6km)
- Heath Cemetery (6.6km)
- Herkimer Cemetery (7.4km)
- Walrath Cemetery (7.6km)
- Piper Cemetery (7.7km)
- Pooler Cemetery (8.3km)
- Saint Marys Cemetery (8.4km)
- Fink-Van Valkenburg Cemetery (8.4km)
- Saint Marys Cemetery (8.6km)
- Holy Trinity Cemetery (8.6km)
- Crim Cemetery (8.8km)
- Fairview Cemetery (8.8km)
- Hawn Cemetery (9.6km)
populated place a city, town, village, or other agglomeration of buildings where people live and work.
- Newville (4.4km)
- Paines Hollow (4.7km)
- Deck (5km)
- Smith Corners (5.3km)
- Jacksonburg (5.7km)
- Edicks (6.4km)
- Fink Basin (6.7km)
- Little Falls (7.4km)
- Indian Castle (8.2km)
- Fort Herkimer (8.9km)
- Days Rock (9.1km)
school building(s) where instruction in one or more branches of knowledge takes place.
- School Number 3 (0.3km)
- Paradise School (3.5km)
- Stone House School (3.8km)
- School Number 4 (3.9km)
- School Number 9 (6.6km)
- School Number 5 (6.7km)
- School Number 3 (8.1km)
- Smalls Bush School (8.6km)
- Crystal Springs School (9km)
- School Number 8 (9km)
stream a body of running water moving to a lower level in a channel on land.
- Ohisa Creek (3.5km)
- Beaver Brook (6.5km)
- Crum Creek (9.1km)
- Day Creek (9.2km)
- Nowadaga Creek (9.7km)
Accommodation around Wrights Corners
Canal Side Inn 395 Canal Place, Little Falls
Knights Inn Little Falls 20 Albany St, Little Falls
Overlook Mansion 55 Douglas Street, Little Falls
mountain an elevation standing high above the surrounding area with small summit area, steep slopes and local relief of 300m or more.
- Shoemaker Hill (4.7km)
- Firey Hill (7.3km)
- Rock Hill (7.9km)
- Murray Hill (9.3km)
administrative division an administrative division of a country, undifferentiated as to administrative level.
- Little Falls, Town of (4.4km)
- Danube, Town of (6.9km)
- Little Falls, City of (7.8km)
Local Feature A Nearby feature worthy of being marked on a map..
- Wrights Corners (0km)
- Herkimer Monument (7.4km)
- Cramer Corners (9.2km)
tower a high conspicuous structure, typically much higher than its diameter.
- WOWB-FM (Little Falls) (4.7km)
- WLFH-AM (Little Falls) (7.3km)
- WOWB-FM (Little Falls) (7.3km)
church a building for public Christian worship.
- Indian Castle Church (9.1km)
airport a place where aircraft regularly land and take off, with runways, navigational aids, and major facilities for the commercial handling of passengers and cargo.
- Sky-Ranch Airport (2.9km)
dam a barrier constructed across a stream to impound water.
- Fivemile Dam (9km)
cliff(s) a high, steep to perpendicular slope overlooking a waterbody or lower area.
- Rollaway (6.5km)
park an area, often of forested land, maintained as a place of beauty, or for recreation.
- Moreland Park (8.3km)
Wikipedia entries close to Wrights Corners
- Little Falls (city), New York city o city
- New York
- Herkimer (village), New York city o city
- Fort Dayton fortress landmark
- Mohawk, Herkimer County, New York city o city
- Ilion, New York city o city
- Dolgeville, New York city o city
- St. Johnsville (village), New York city o city
- Frankfort (village), New York city o city
- Richfield Springs, New York city o city
- Middleville, New York city o city
- Fort Plain, New York city o city
- Glimmerglass State Park city o city
- Nelliston, New York city o city
- Cherry Valley (village), New York city o city
- Newport (village), New York city o city
Airports close to Wrights CornersGriffiss airpark(RME), Rome, Usa (60.9km)
Albany international(ALB), Albany, Usa (107.8km)
Syracuse hancock international(SYR), Syracuse, Usa (120.1km)
Wheeler sack aaf(GTB), Fort drum, Usa (161.4km)
Watertown international(ART), Watertown, Usa (171.1km)


text:
The U.S. Court of Appeals for the Fifth Circuit just affirmed the dismissal of an SEC receiver's fraudulent transfer suit against an advertising firm for $5.9 million it had received in good faith from a Ponzi scheme debtor. Janvey v. Golf Channel Inc., 2016 U.S. App. LEXIS 15407, *7 (5th Cir. Aug. 22, 2016) ("Golf Channel IV"). We predicted this outcome in our April 6, 2016 Alert after the Texas Supreme Court ruled that "Golf Channel's media-advertising services had objective value and utility from a reasonable creditor's perspective at the time of the transaction, regardless of [the debtor's] financial solvency at the time." Janvey v. Golf Channel Inc., 2016 Tex. LEXIS 241, 487 S.W.3d 560, 570 (Tex. 2016) ("Golf Channel III"). According to the Texas Supreme Court, the Texas version of the Uniform Fraudulent Transfer Act ("TUFTA") should not be applied "in a way that would nullify a statutory affirmative defense [good faith receipt of funds in exchange for reasonably equivalent value] whenever the debtor was operating a Ponzi scheme." Id. at *530.
The Fifth Circuit begrudgingly accepted the Texas Supreme Court's reading of the definition of "value" contained in TUFTA after certifying the question to that court on June 30, 2015, in response to a petition for rehearing. Janvey v. Golf Channel Inc., 792 F. 3d 539 (5th Cir. 2015) ("Golf Channel II"). On March 11, 2015, the Fifth Circuit had initially reversed the district court, holding the defendant advertising firm liable for its undisputed good faith receipt of cash from a Ponzi scheme debtor. Janvey v. Golf Channel Inc., 780 F.3d 641, 646-47 (5th Cir. 2015) ("Golf Channel I") (advertising services had "no value" to Ponzi scheme debtor). The district court had dismissed the receiver's complaint, relying on the defendant's statutory "affirmative defense that it received the payments in good faith and in exchange for reasonably equivalent value (the market value of advertising on the Golf Channel)," reasoning that the defendant "looks more like an innocent trade creditor than a salesman perpetrating and extending the [debtor's] Ponzi scheme." In its initial 2015 holding in Golf Channel I, however, the Fifth Circuit stressed that this case is "different because [the debtor] was engaged in a Ponzi scheme." It conceded, nevertheless, that the defendant's services might have been "quite valuable" had the debtor been engaged in a legitimate business.
The Fifth Circuit acquiesced in the Texas Supreme Court's response. In its view, the Texas Court interpreted "the concept of 'value' under TUFTA differently than we have understood 'value' under other states' fraudulent transfer laws and under Section 548(c) [of] the Bankruptcy Code." 2016 U.S. App. LEXIS 15407, at *5. It cited its own precedents to support this position. Warfield v. Byron, 436 F.3d 551, 560 (5th Cir. 2006) (applying Washington's UFTA statute, held services that furthered a Ponzi scheme not "value" as a matter of law because the "primary consideration in analyzing the exchange of value for any transfer is the degree to which the transferor's net worth is preserved"); In re Fairchild Aircraft Corp., 6 F.3d 1119, 1125-27 (5th Cir. 1993), abrogated on other grounds by In re Dunham, 110 F.3d 286, 288-89 (5th Cir. 1997) (under Bankruptcy Code §548(c), inquiry is whether consideration provided in exchange for transfer conferred a tangible economic benefit on debtor, not whether consideration had objective value in the abstract). The Fifth Circuit stressed that its "prior decisions" remain "unaffected" by Golf Channel III. 2016 U.S. App. LEXIS 15407, at *7. In other words, if a Fifth Circuit trustee sues under Bankruptcy Code ("Code") 548(a)(1), the outcome would be different from the result in Golf Channel III, where the receiver sued under applicable state law — TUFTA. A good faith creditor paid in the ordinary course of a Ponzi scheme debtor's business will still be held liable, unable to raise the good-faith reasonably equivalent value defense contained in Code § 548 (c).
The Fifth Circuit ignored the substantial body of case law in other circuits and other state courts, implying that Golf Channel III merely construes a specific provision of Texas law and that the opinion is aberrational. But the Texas Supreme Court in Golf Channel III detailed the statutory purpose behind the Uniform Fraudulent Transfer Act before discussing relevant decisions by other federal courts and the decisions of at least one other state Supreme Court.
First, according to the Texas Legislature, TUFTA should be "applied and construed to effectuate its general purpose to make uniform the law with respect to [fraudulent transfers] among states enacting [the model] UFTA." 2016 Tex. LEXIS 241, at *29. Second, the Texas Supreme Court considered other courts' "construction [of] the pertinent terms in cases applying" Bankruptcy Code §548 "and similar provisions in UFTA statutes enacted by other states." Id. at *30.
Most important, the Texas Supreme Court rejected the Fifth Circuit's view that a Ponzi scheme debtor failed to receive value when it paid for goods or services in good faith. Id. at *38-*39, citing In re Richards & Conover Steel Co., 267 B.R. 602, 612 (B.A.P. 8th Cir. 2001), quoting 2 Epstein, Nickels & White, Bankruptcy §6-49 at 23 (1992); 5 Collier, Bankruptcy ¶548.05[2][a] at 548-70 (16th ed. 2016) (value received by debtor need not be something "on which creditors can levy; … with respect to valuable services, such as legal or other similar professional services, courts will not factor in a lack of tangible increase in physical assets," but will discount "intangible and transitory assets and rights that have value only to the debtor"). Moreover, reasoned the Texas Court, "TUFTA does not support a distinction based on the type of consideration exchanged, particularly when such a distinction would effectively negate a transferee's good faith defense in certain categories and transactions — namely intangible services and consumable goods … ." 2016 Tex. LEXIS 24, at *41, citing, In re RML, Inc., 92 F.3d 139, 149 (3d Cir. 1996) (value exchanged when debtor obtains benefit from services performed, such as cleaning windows received in exchange for payment to a window-washer); In re Chomakos, 69 F.3d 769, 771 (6th Cir. 1995) (chance of winning bet placed at casino constituted value at time bet was placed).
Nor did the Fifth Circuit in Golf Channel IV acknowledge the Eleventh Circuit's holding in In re Fin. Federated Title & Trust, Inc., 309 F.3d 1325, 1332 (11th Cir. 2002) (evaluation of whether an employee of a Ponzi scheme debtor provided value "should focus on the value of the goods and services provided rather than on the impact the goods and services had on the bankrupt enterprise"; court "dismissed … cases in which courts had held that value was lacking as a matter of law in compensation transactions involving a Ponzi scheme"). In the words of the Texas Supreme Court, "value is value regardless of whether the debtor is insolvent or whether either party is acting in good faith." 2016 Tex. LEXIS 241, at *50, citing Fin. Federated, 309 F. 3d at 1331-32.
Finally, the Fifth Circuit in Golf Channel IV ignored the "only … state high court" decision that "has addressed the Ponzi-scheme presumptions and good faith defense under an UFTA-based statute." Id. at *52, citing Finn v. Alliance Bank, 860 N.W. 2d 638, 647 (Minn. 2015) (construing Minnesota Uniform Fraudulent Transfer Act, court declined to apply Ponzi-scheme presumptions; "if it were to presume the transfers from Ponzi-scheme operators were not for value, it would 'effectively negate a transferee's good-faith defense to an actual-fraud claim'"). Like the Minnesota Supreme Court, the Texas Supreme Court "refused to apply the statute in a way that would nullify a statutory affirmative defense whenever the debtor was operating a Ponzi scheme … ." Id. at *53.
The Fifth Circuit has now unnecessarily complicated fraudulent transfer litigation in its circuit. By adhering to an unsound judge-made presumption in Ponzi scheme cases, the Fifth Circuit has undermined its previously stated acknowledgment that Code § 548(c)'s "good faith" defense was meant to "protect … the [good faith] transferee from his unfortunate selection of business partners." In re Hannover Corp., 310 F. 3d 796, 802 (5th Cir. 2002). See also In re Churchill Mortgage Inv. Corp., 264 B.R. 303, 308 (S.D.N.Y. 2001) (affirming bankruptcy court and applying Code § 548, held debtors "received 'value' in exchange for the commissions paid to the Brokers for performing in good faith a facially lawful and customary service … . There is neither an allegation of the Brokers' knowledge of the Ponzi scheme nor of an unreasonably high or excessive commission paid to the Brokers."); In re Universal Clearing House Co., 60 B.R. 985, 999 (D. Utah 1986) (reversing bankruptcy court, and applying Code §548, held Ponzi scheme debtor's "sales agents' … services … fall … squarely within the definition of value in [Section 548] … . [W]e do not think that the goods and services [provided by the debtor's landlord, salaried employees, accountants and attorneys, and utility companies] were without value or their transfers to them could be set aside as fraudulent [transfers] … . The financial positions of the debtor need not necessarily be improved by a particular transaction in order for us to hold that value was given").


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LOST LUGGAGE STUDIOSPlain English License - Beerware Version
Re: Software obtained from Lost Luggage Studios at http://www.LostLuggageStudios.com or any affiliated site
You may download and use this software free of charge. However, this is not an open license to use this software. You may not decompile, reverse engineer, hack, crack, smack, or outright steal from this. You may not sell this software for profit. You may not take screenshots and post them on your MySpace page (or any other social networking site). You cannot record videos of yourself using this software and then post them on YouTube (unless you include Duke Nukem sound effects).
Any distribution done outside of our website (http://www.LostLuggageStudios.com) must be with our express permission and must follow whatever guidelines we dictate. We retain all rights to this software. You may, however, distribute this to friends and/or enemies providing that there is no fee paid for the software and that this distribution archive remains intact (including the copy of this license). You are not allowed to bundle this software with anything else, including so-called "wrappers" that try to trick the user into installing bogus junk (like toolbars, download managers, and the like).
As per the term "Beerware", if you like this software, we encourage you to donate to our cause. Donations will be spent on purchasing beer, which both fuels and motivates us. Beer makes us better programmers (note that we haven't tested the effect on our ability to create graphics yet) -- so the more you donate, the higher the quality level of our software. For optimal results, we recommend making a sizable donation before (or shortly after) requesting any new software or major revisions to existing software.
All software covered under this license is used at your own risk. If you need assistance getting it to work or have any trouble with it, by all means feel free to post in our forums. We'll offer what help we can, but can't and won't be held liable for any damages or anything like that.
That being said, we have run all of these files through Avast Anti-Virus. So the downloads you get directly from us should be safe. If you find a virus in one of these zips... well... that'll be news to us. And you'll never find spyware or malware or anything like that in these downloads either. We hate that crap as much as you do.
Any personal information you provide to us on our website (including but not limited to name and email address) will be kept strictly confidential. We will not sell or give away your info to anyone for any price. We hate companies that do that too. Any promotional newsletters that we send out are purely optional. Except maybe the first one, before we get around to programming a way for you to opt out. But we promise we'll allow you to opt out.
For support please visit our Lost Luggage Studios Contact Page


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The Grand Tour
70 miles – 4,800' Climbing
One of the most challenging stages on the mountain, especially at elevation! This stage will begin with a group start in "The Village" at Big Bear Lake. The group will be lead out of the Village and head west toward the dam and over the newly completed bridge spanning Bear Creek Canyon. The stage then heads further west across "Arctic Circle", with spectacular scenery that will make you think you are riding in Switzerland, and down to the Snow Valley Ski Area turnaround. The stage heads back east across the Arctic Circle, North Shore of Big Bear Lake and around Baldwin Lake at the east end of Big Bear Valley. Then the fun begins . . . heading up the long steady grade (6 miles +) to what the locals call "going to church" up Highway 38 and over the top of "Onyx Summit" – the highest state highway in Southern California and one of the highest in the State of California – 8,443 feet! Good news is that what goes up must come down and that will be your reward for an otherwise difficult climb.
Just when you thought you were done with the climbing . . . as you head back west toward town, you will again begin climbing with two much shorter, yet steady heart pumping climbs. A little downhill and then more climbing up and around the Bear Mountain Golf Course, Bear Mountain Ski Resort and the Moonridge Animal Park, one of two alpine zoos in the United States. You will then finish the ride with a ride through beautiful Eagle Point, the "Cycling Home Tour" area of Big Bear Lake and then finish back to The Village.


text: The Sia rankings board is an opt-in service that Sia users can use to show off how much data they have uploaded to the network. The idea is to provide a platform for open competition between uploaders, competing for the top data usage spot. Users submit their contracts which only contain information about the size of the data they have uploaded, not any of the actual data itself.


text: I was just wondering out of curiosity if there was anyone else here on the boards who has a Class A CDL and can (or has in the past) drive a big rig. I know of Insane Galvatron and myself, but are there any others? Let's see if there's any fellow Optimus Prime pilots out there!


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NJW case study
You can just focus on the applications. Your provider takes care of the hardware and hosting environment.
The best hosting firms ensure reliability through high-end hardware, multiple data centres and a resilient platform.
Don't spend a fortune building your own platform from scratch. Choose a provider that offers pay-as-you-grow pricing instead.
Choose around-the-clock monitoring and support to keep your applications running smoothly.
Using a scalable hosting platform supports organisational growth.
Strong physical security and customised firewall rules can keep your data secure.
You'd rather focus on developing your software and its use, not being constantly side-tracked by maintaining the infrastructure that delivers it.
Different customers can get their own separate virtual machines (VMs) and firewall. This improves uptime and security.
By provisioning your applications over a layer of virtualisation, it becomes feasible to move them to a different hosting platform at a later date, without having to reinstall everything.
020 7847 4510
We may process your personal information in order to send you information you request, measure and improve our marketing campaigns, and further our legitimate interests. For further details, see our privacy policy.


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Marine Star Collection Watch
Details https://www.belk.com/p/bulova-marine-star-collection-watch/540026498D103.html
Orig. $425.00$318.75Sale 318.75
Additional Information
A black, diamond-encrusted dial makes a truly elegant statement for this coveted timepiece. Finished by a two-tone bracelet and sleek details that you'll love to showcase, this watch is ideal for your collection.
- 44-mm. case size
- Folding clasp with safety; bracelet
- Analog dial; quartz movement
- Water resistant up to 100 meters
- Date display
- Stainless steel
- Imported
Shipping Details
Shipping Details
Shipping your purchase is easy at belk.com. Depending on your shipping method and the destination of your package, you can expect it to arrive within 4-7 business days Shipping Information.
Return Details
Returns are easy at belk.com. Easy returns


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click here to access the online portal
NOTE: MGA Membership does not include a GHIN Handicap Index. Contact your home club to apply for a handicap index.
Membership payment online:
Please pay your membership fee by clicking on the BECOME A MEMBER TODAY link above.
It will direct you to the same link as you would for entering a tournament. You will need to click on the appropriate tournament membership. Men, Women, Senior Series, or Junior
The Membership Dues link is located in the left banner after you LOGIN in to the system.
If you can not remember your Player Profile password or username call the office at 573.636.8994 we can get that for you or click on Recover Username and Password in the tournament link.


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Promotion of current Spreading Dread´s album
We are proud to promote this year´s great album "Age of Aquarius" of Spreading Dread. Wait for reviews and interviews we will share it on here. In the meantime be sure you heard it!
Album "The New Generation" in our distro
You can buy debut album of promising band Revenge Division "The New Generation" in our e-shop. The band is preparing their second album, it will be released by MuSick Attack!
Blackshard by MuSick Attack
Glad to announces that talented thrashers Blackshard connected fate of their second opus "Realms of Blackshard" with MuSick Attack. You can purchase this epic masterpiece below.
And the chaos has begun...
We are released second album of death/thrashers Nahum called "And the Chaos Has Begun". Check it out!
MuSick Attack Metal Compilation
We support Czech and Slovakian underground by releasing 2.600 pieces of metal compilation and distributed by printed metal magazine Pařát.
all is gone


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Global Kids is excited to announce that NYC Haunts -- our signature program where youth create a mobile, augmented reality game exploring local history and contemporary issues -- is blasting out to three Global Kids schools this Spring!
Since 2002, youth have worked with Global Kids staff and game designers to develop games that address global social issues.
This year, we're broadening the reach of our signature Playing for Keeps program, as we partner with the Department of Education's
In the summer of 2012, Global Kids, Inc. launched a beta test of its planned digital badging system.
The test was designed to provide feedback on the system to support a Fall launch throughout the entire organization.
This Global Kids' Badging System is built on top of Learning Times' BadgeStack, and is part of a broader badging
Education Week wrote a piece highlighting two
Online Leadership Programs -
New York City Haunts and Race to the White House.
The article discusses using out-of-school-time
as a space to foster digital technology skills
and how it impacts learning.
Teenagers in New York's jobs program worked this summer with
Global Kids youth leaders from Create to Learn will present their game at the 9th Games for Change Festival this coming Wednesday June 20th. Create to Learn is a program in which middle school girls design a game for teaching math to their 6th grader peers. The youth leaders will be presenting as part of the Game for Learning Institute Expo at Greenberg Lounge (NYU Law School). During these past months the girls have been working on creating a game called Nine Lives, a game of rescue of a princess (or prince) depending on the player's choice. The player must go through a forest and defeat the dragons by answering math games that are thrown as fire balls.
We hope that if you are attending Games for Change this year, you will stop by and see the work the girls have created. If you do, you will be able to engage them and see for yourself how versed they have become in the vernacular of game design. They will speak to you about iteration (you might want to ask them about versions), about prototype, about testing, about characters, about coming up with ideas, and brainstorming.
Stop by, talk to them, and see how game design has become part of their vocabulary.
On Tuesday, three GK Youth Leaders from Playing For Keeps will both co-moderate and present on the panel: "Youth Game Design Competitions for Social & Educational Impact."
In this recent blog post by Dan Hickey, "Digital Badges as 'Transformative Assessment,'" recent public work by Global Kids on digital badging systems was cited as one of the success factors for the ongoing Digital Media & Learning Badges Initiative. The full lists is as follows:
Last Saturday, 100 tweens, teens and educators from across NYC gathered at Parsons The New School for Design for the 4th Annual Emoti-Con! digital media and technology festival. Throughout the day, youth showcased their digital creations, networked with their peers and industry professionals, competed for prizes, and engaged in a dialogue about the role of digital media and technology in their lives now and looking ahead to the future.
It is embedded in the Global Kids mission to empower youth voice. When developing the badging system that will be used by the organization, it was without question that we needed a group of youth involved to aide in the process. For the past six weeks we have been meeting with committed Global Kids leaders who have been learning about digital badges and advising on how it would work with their peers. At our last meeting the youth took the time to reflect on what they learned and why they feel badges would be an asset to them and their fellow GK leaders.
Check out their reflections below as well as special PSA's made by Jason and Giuseppe on digital badges.
Global Kids, Inc. - the premier non-profit educational organization for global learning and youth development - works to ensure that urban youth have the knowledge, skills, experiences and values they need to succeed in school, participate effectively in the democratic process, and achieve leadership in their communities and on the global stage.
The Global Kids Online Leadership Program (OLP) integrates a youth development approach and international and public policy issues into youth media programs that build digital literacy, foster substantive online dialogues, develop resources for educators, and promote civic participation.


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Web hosting business, generally a strength of the hosting company provides hardware, and is responsible for basic software installation, configuration and maintenance of basic services on the server the normal operation of multiple users to share server resources, the contents of each user to upload file by the service provider of unified management.
Dedicated hosting, customers provide their own hardware, server, and can choose to provide software systems provided by us or enjoy a professional server hosting services, including network bandwidth and stability, temperature, dust, fire, moisture, anti-static. Customers have full control permissions on the server colocation, can decide to run the system and engaged in the business.
Managed hosting business, customers do not purchase their own servers, and can provide a variety of advanced mining superb server and software systems, greatly save the cost of procurement, placed in our IDC, the bandwidth? Safety? Stability? System? Serving you these questions let us take care of it. You can even completely after 1 year with this server!


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Surtronic 25 is part of the long standing Surtronic range manufactured by UK precision metrology company, Taylor Hobson, distributed by Rosebank Engineering in Australia.
This portable roughness measurement instrument is battery powered and has a large display with simple menu structures as well as up-to-date parameters.
Surtronic is configured to calculate up to 10 parameters which have been carefully selected to cover the most common requirements to check surfaces for fractures or damage, oil retention characteristics, feed rates, friction and wear properties.
Additional parameters can be calculated and in depth analysis of measurement profile can be carried out with the optional Talyprofile software.
The Surtronic 25 incorporates new electronics for fast analysis. The results are calculated and displayed even before the traverse unit returns.
Its mechanical rigidity and styli have a firm reputation for reliability, giving repeatable surface finish measurements across a wide range of applications.
The Surtronic 25 can be used either freestanding (on horizontal, vertical or even inverted surfaces) or bench mounted with fixturing for batch measurement and laboratory applications.
It offers extensive flexibility in terms of accessing component features such as steps, grooves, bores and lands.
The measurement stylus has a vertical adjustment of up to 50mm and can be rotated to various positions for right angled or even inverted measurements.
This feature, plus an extensive range of pick-up options, allows areas and features of a component to be easily measured without the need for additional fixturing at a minimum set up time.
Surtronic 25 portable roughness measurement instrument is available from Rosebank Engineering.


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On Sunday, PJ Morton and Maroon 5 performed a very special rendition of "Ticket To Ride" by The Beatles. This performance was part of the Grammy's Salute concert, "The Beatles: The Night That Changed America".
Other performers from the night included Katy Perry, Imagine Dragons, Stevie Wonder, Alicia Keys and many more. Watch an excerpt of "Ticket To Ride" below.


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Fun, helpful, free and cheap apps, so much to do!
Very short battery life, screen gets really smudgy
Full Review
My wonderful husband got me an Ipod Touch last Valentine's day. Initially I thought it was cool because I knew I could get lots of music on it and play some pretty sweet games. Little did I know that it would become my constant companion and the source of MUCH entertainment for me.
The first wonderful thing I noticed I could do was check my email. The Ipod connected to the wireless internet in my house and I was live with Yahoo! As if that wasn't enough I noticed an icon for YouTube and decided to check that out. Next thing I knew I was watching Merlin on my Ipod while my daughter was watching Yo Gabba Gabba on the television. This was a great feature for me because it allowed me to watch some of my favorite shows while laying in my bed at night. And then my laptop conked out and I was without a computer...it was devastating!! Then I decided to see just how much my Ipod could do and touched the icon marked, "Safari." Suddenly I was on the internet and checking my bank account balance, getting on Facebook and I even applied for a job online!!!!
There are so many great apps that can get for the Ipod Touch and so many of them are free or dirt cheap. One of my favorites is Angry Birds. It's a game where you slingshot chickens at structures made out of glass and wood to try to knock them over - what's not fun about that?? Another great one is Skee Ball, who doesn't love that game? A good one for pranks is called Atmoic Fart which has such features as the fart randomizer and a Simon Says style of game but with flatulence! I also have the WebMD app so when I'm feeling a little like a hypochondriac I can check my symptoms right there! The latest one I found was the All Recipes app. This one has a recipe spinner where I pick the course, ingredient and how long I have to cook and it brings up the top recipes in that category. I've found some new family favorites with this little gem.
I actually can't remember the last time I listened to music on my Ipod Touch but it's an awesome little machine and one of the best gifts I've ever gotten.
In Closing
All in All I use my Ipod Touch more than I use my computer. It's been great for playing games on while I'm feeding my baby and also waiting at the doctor's office. I can't remember what I did before this device and I hope I never have to live without it!


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Yeah... it's been a month and a half, and the only reason I thought of doing this update is because my friend in 4th block was updating her blog and I was like "I have one of those!" then she asked for the link and I was like uhhh.... I forgot it.
Not much has changed with Duncan, we have the casual one or two line conversations but that's about it. I sit beside him on the computers (oh, the memories of last year). But he is more interested in the girl that sits on the other side of him. And the worst part is that it's obvious she doesn't like him. Oh well.... I'm running out of time but my friends can attest that I'm trying hard to make something happen.
A few weeks ago this guy found out I was gay through an old account on a networking site and we started "talking" for about a week but I decided to call it off. I told him it was because I wasn't ready for a relationship but later explained to him that I had other interests. The truth is, I wasn't attracted to him. He was black. I am SOOO not racist, but honestly I'm not physically attracted to black guys. Sure, he was sweet. But he was a little too "gay" for me anyways and he wanted to move too fast for me. I don't want something like that. He probably hates me now but oh well.
Just wanted to give you a quick update. I might post a longer one later this week. Just wanted to let whoever reads this thing know that things are happening, but nothing big. If it does I'll definitely blog about it.


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Mango Lassi Frozen Yogurt & the Perfect Tomato Sandwich This Time Last Year
What was cooking this time last year? Well, there was rosemary lime sparkle ice cream, a recipe for summer braised pork shanks, tomato tarts, and the best way to cook pasta. Read on for these posts and more from this week a year ago.
• Recipes and recipe reviews: fresh shell bean and sage spread, mint raspberry ice cream with a chocolate swirl, pickled beets, braised summer pork shank, cherry cheesecake ice cream, baked summer squash, visions of sugarplums ice cream, mango lassi frozen yogurt, basil, ginger, and cinnamon ice cream, and rosemary lime sparkle ice cream.
• How to make ice cream infused with herbs or spices.
• A pretty touch: Candied mint leaves.
• The perfect tomato sandwich.
• Good idea: Wine glass cleaning brushes.
• The best way to cook pasta.
• A roundup of gorgeous tomato tarts.
• Questions for David Lebovitz: What's your favorite ice cream?
• Kitchen spotlight: vintage-inspired London kitchen.
Previous Year Ago Lookback: Best Dairy-Free Ice Cream and Homemade Granola


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October 06, 2011 11:47 ET
WASHINGTON, D.C.--(Marketwire - Oct. 6, 2011) - TransCanada's President and Chief Executive Officer, along with other supporters of the Keystone XL, will speak with the media about why the project is fundamental to supporting energy security and job growth in the United States.
The U.S. consumes 15 million barrels of oil each day and imports 10-11 million barrels. Americans have a choice: receive stable, secure oil from a friendly neighbour in Canada or continue to import higher priced 'conflict oil' from regions such as the Middle East and Venezuela – areas that are not friendly to the United States and do not share its values.
Keystone XL would create 20,000 construction and manufacturing jobs in the U.S. As noted in the Perryman Report, the project would also create an additional 118,000 spin-off jobs, inject $20 billion into the American economy and pay out over $5 billion in taxes to local counties over the project's lifetime.
*This event is for Accredited Media Only. Members of the media should enter National Place through the entrance located on F St. NW between 13th& 14thStreets.
After brief openings statements from the speakers, media will be invited to ask questions. The press conference is expected to last 45 minutes.
With more than 60 years experience, TransCanada is a leader in the responsible development and reliable operation of North American energy infrastructure including natural gas and oil pipelines, power generation and gas storage facilities. TransCanada's network of wholly owned natural gas pipelines extends more than 57,000 kilometres (35,500 miles), tapping into virtually all major gas supply basins in North America. TransCanada is one of the continent's largest providers of gas storage and related services with approximately 380 billion cubic feet of storage capacity. A growing independent power producer, TransCanada owns, or has interests in, over 10,800 megawatts of power generation in Canada and the United States. TransCanada is developing one of North America's largest oil delivery systems. TransCanada's common shares trade on the Toronto and New York stock exchanges under the symbol TRP. For more information visit: www.transcanada.com and follow us on Twitter @TransCanada.
FORWARD LOOKING INFORMATION This publication contains certain information that is forward-looking and is subject to important risks and uncertainties (such statements are usually accompanied by words such as "anticipate", "expect", "would" or other similar words). Forward-looking statements in this document are intended to provide TransCanada security holders and potential investors with information regarding TransCanada and its subsidiaries, including management's assessment of TransCanada's and its subsidiaries' future financial and operation plans and outlook. All forward-looking statements reflect TransCanada's beliefs and assumptions based on information available at the time the statements were made. Readers are cautioned not to place undue reliance on this forward-looking information. TransCanada undertakes no obligation to update or revise any forward-looking information except as required by law. For additional information on the assumptions made, and the risks and uncertainties which could cause actual results to differ from the anticipated results, refer to TransCanada's Management's Discussion and Analysis dated February 14, 2011 under TransCanada's profile on SEDAR at www.sedar.com and other reports filed by TransCanada with Canadian securities regulators and with the U.S. Securities and Exchange Commission.
TransCanadaMedia Enquiries:Terry Cunha/Shawn Howard/James Millar403.920.7859 or 800.608.7859TransCanadaInvestor & Analyst Enquiries:David Moneta/Terry Hook/Lee Evans403.920.7911 or 800.361.6522www.transcanada.com
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An Interview With a Guy Who Buys Millions of Keywords For His Clients
Posted on 22nd June, 2007
Robert Scoble has a post up over at his blog about a candid interview he did with Jeff Figueiredo of Point It.
If you are running a pay-per-click (PPC) advertising campaign, this is a great video to watch to get some insights into how the big (and medium) spenders are spending their money on their PPC campaigns.
Scoble covers many areas and asked questions that of interest to any PPC advertisers. These includes:
How do I find the keywords to advertise on?
How do I know how much to pay?
What is the difference between "exact match" and "phrase match" and "broad match"?
Why is Google doing so well?
And so on


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'I won't do it'
You're most likely past this stage if you're reading my blog. But someone important to you might be in this phase. The significant other perhaps? Most likely I bet. Your parents? I bet they're quite happy slathering margarine over white bread everyday. I know mine are. But I have no doubt that there is someone in your life that could do with a big shove towards the health train.
People in this stage tend to:
- See no need to make a change
- Feel nothing is wrong
- Happy with current lifestyle despite obvious unhealthy consequences (weight gain, bloating, moodiness, acne, depression, anxiety, stomach pains, diabetes, high blood pressure etc)
- Laugh off or ignore comments by others expressing concern for their welfare
- The idea of becoming healthier is not being considered or not taken seriously
So what can you do? The best thing you can really do is to help the person become aware of their unhealthy behaviours. Plant the seeds of doubt in their mind by giving them the stone cold truth.
- Highlight the risks of their current behaviours - is their behaviour going to cause long-term health problems? Short-term health problems? Is their lifestyle impacting on their mental health? Relationships?
- Encourage the person to rethink their behaviours - get them to consider why they are eating McDonald's every other night or why they aren't exercising or why they are overweight. This will encourage them to reflect on their current behaviour, which they most likely have not done so before.
- Be a role model or invite a role model into their lives - action speaks louder than words so use yourself or someone else who has made impressive and motivating healthy changes to introduce the person to what can be possible. For example, show them a photo or talk about someone who has inspired you. It will get them thinking, trust me.
Stay tuned for next week's Mental Game edition : 'Step 2 - I can't do it'


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Today I am sick. Amber is sick too. My mother is sick and my father-in-law. Being sick sucks. So I am self-prescribing some retail-therapy as a cure. So far it's not working, so I may need to do some more :)
I've been in love with this pattern for ages, but it's not available for download, only in hardcopy format, and of course not available in Australia. So I ordered it through JimmyBean . AND because I was ordering that, I decided that I'd get some Lorna's Laces sock yarn for the January KAL of Jaywalkers at Woolaholics. It's always very hard to chose a LL colour, because they are all just delicious. I finally settled on 'motherlode'. Can't wait to get it!
My next mission is to track down some aran weight yarn for "Rogue". I'm really torn about this one, because I have a kg cone of aran weight undyed BFL due to arrive any day now, but I am loving how this has knit up in red (and I am a slob and I don't think a cream jumper will stay cream very long in this house). So I will ponder on this one, and maybe get some advice from some fellow craftsters.


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Search the Archive
Search the National Gallery Archive containing records of the Gallery's activities from its foundation in 1824 to the present day. Find out more about the National Gallery Archive.
Record NG68/13/17
Up to parent record NG68/13 No child record
|Archive reference number
Letter from Burton to Locke Eastlake
|21 Oct 1890
Asking for any mail to be forwarded to his home address while he is unwell, and for some Gallery notepaper, which he needs in order to write a response to an article in the Evening Standard concerning the Turner drawings.
|Record type
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Your list of records will be sent to us if you request an appointment, and a summary will be included in your appointment email notification.


text:
Ali Ejaz
Who is Ali Ejaz?
Ali Ejaz is an actor.
- profession: Actor
- read more about Ali Ejaz (actor)
Online dictionaries and encyclopedias with entries for Ali Ejaz
Click on a label to prioritize search results according to that topic:
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Go to the wordplay of Ali Ejaz for some fun with words!


text:
American food delivery in Aylesbury
With such a colourful history and the many different people who have settled in America over the centuries, it's not surprising that American food is varied and vast. It's not just burgers and fries, although that definitely hits the spot on many occasions! American food is great to order in from your favourite restaurant just in time to settle back after a hard week's work and enjoy a night off.
American cooking is essentially the fusion of a variety of cusine styles, and regionally there are lots of different specialities. Deep southern cooking is different to North American-style cuisine, but of course you can get anything you want anywhere in the States – and in Aylesbury you can order in American food to be delivered to you at home by Deliveroo. Just look through our listings and order online. We'll be there with your takeaway delivery in a flash.
Where might we find you?
What's on the menu?
Aylesbury: All the flavours of American food here for you
Since the 1960s, Asian flavours and European/American fusion have been very popular, resulting in combinations that are now considered totally American. Deep-dish pizza, spaghetti, hot dogs and even hamburgers are originally based on different country's cuisines. Now you can order all sorts of American dishes that are synonymous with different cities and states. The New York slice is simply a way of serving pizza and Chicago pizza is the much-loved deep pan pizza covered in meat toppings underneath a final topping of tomato sauce.
One of the best-known ways to enjoy American food is for breakfast. Thick pancakes made with tangy buttermilk couldn't be more different to the traditional French crepe. Covered in maple syrup and sprinkled with blueberries, they're truly delicious, and don't have to be just for breakfast! Or for a light bite try a club sandwich; turkey, avocado and honey mustard on fabulous triple-decker rye bread.
Main meals can cover anything from mac 'n' cheese, Tex-Mex specials, sticky barbecue ribs, steaks cooked loads of different ways, and desserts like pumpkin and key lime pie. Your only problem is going to be how you're going to choose! Dive in!


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POR Training Program 8: Clinical Trials in Alberta: A Showcase of Patient-O...
Join us for our last Training Program of the year, as we explore pragmatic clinical trials in Alberta.
The Patient-Oriented Research Training Program provides participants with a foundational understanding of Patient-Oriented Research (POR). It is intended to help equip research team members with the skills and knowledge necessary to engage meaningfully in projects that involve a POR approach.
The Training Program is open to anyone who is collaborating, or planning to collaborate, in POR. It is intended for graduate students, trainees, community and academic researchers, patients and family members, health care professionals, decision-makers, and industry and community stakeholders who are interested in learning about, or contributing to, POR in Alberta.
Session 8: Clinical Trials in Alberta
As always this is a free, introductory session with leaders in Patient Oriented Research.
The session will take place in Calgary (Theatre 1, HSC), with broadcasts in Edmonton (ECHA 4-001), and Lethbridge (TH241), and online.
Engaging patients in Setting Research Priorities, and Working Within Research Projects: Implementing and Evaluating (PROMs) Patient-Reported Outcomes Measures in Hemodialysis Across Alberta
With Speaker Dr. Braden Manns
Braden Manns is the Svare Professor in Health Economics and a Nephrologist at the University of Calgary in the Departments of Medicine and Community Health Sciences and an Alberta Innovates – Health Solutions Health Scholar. The mission of the Svare Chair is to develop a world-class Health Economics research and academic program that focuses on evaluating the clinical and economic impact of health care technologies and health care policies of relevance to health care policy makers. He has expertise in Applied Health Economics and clinical research in Nephrology and is co-PI for an inter-disciplinary team grant investigating chronic disease (www.icdc.ca/ ).
Dr. Manns current research interests include examining the implications of patient-borne costs on care and outcomes in chronic disease, examining the cost effectiveness of strategies and health care policies for managing patients with chronic disease, and assessing the adequacy of care for Albertans with diabetes, among other projects. He has experience in pharmaceutical priority setting, having served on provincial and national committees for drug evaluation, including a term as Chair of Canadian Expert Drug Advisory Committee from 2006-2008. Dr. Manns is the President of the Canadian Society of Nephrology and principal investigator of a Canadian kidney disease knowledge translation network, guiding health policy for patients with kidney disease (www.CANN-NET.ca ). Dr. Manns teaches a graduate course in economic evaluation and supervises graduate students at all levels of training
If you have any questions, please forward them on to firstname.lastname@example.com


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In terms of boosting sales, generating leads, increasing website traffic and building brand loyalty, savvy marketers get that email marketing is one of the best ways to reach customers. Compared to marketing that utilizes only social media platforms, email marketing actually converts more people to paying customers. In terms of ROI, email marketing crushes social… Read more »
Posts Categorized: Infographics
Beginners Education on Social Media
Social media can be very confusing for businesses. They know what the options are, but they don't know how to utilize the options effectively. Vertical Measures created this infographic that breaks down what you need to about YouTube, Facebook, Google+, Twitter, LinkedIn and Pinterest. There are also some fantastic suggestions for LinkedIn group directories. If you… Read more »
Infographic Marketing 101: Embed This Codes
If you are a fan of infographics and/or using interesting images in your blog posts, I want to provide you one simple step that can greatly help you control the sharing of these forms of media. I'm referring to the "embed code" which is very simply a snippet of html code that allows someone to copy and paste the code into their own web pages and when they do, display the infographic or image.
Do You Know When To Post On Social Networks?
Are you just randomly posting of Facebook and Twitter? What about posting on Google+, LinkedIn or Pinterest? Do you know when your followers and fans are most likely to see your content? Have you pinpointed the best times of the day to post on your various social media sites? No? What about the times to… Read more »
What is Google+? And Who Uses it?
Many people are still confused over what Google+ is and how important it can be. The infographic below, by Search Engine People, breaks down the basics and tells you why it is an important social network for you and for your business. It also breaks down the demographics of those that use Google+. Search agencies,… Read more »
10 Social Media Addicted Personality Types
Social Media Addiction. It's not a pretty sight. Do you know the signs? Can you pick out a social media addict out of a crowd of people? I'm sure you've seen the addiction signs of social networks too. The guy shaking his phone in a silent rage, face turning red and eyes squinted closed because… Read more »


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(Updates with European, U.S. share futures)
* Chinese market extend losses after heavy sell-off on Monday
* Sell-off could impact other Asian markets - analyst
* U.S. dollar treads water as investor await tax reform vote
* Oil prices down, gold inches up
By Swati Pandey
SYDNEY, Nov 28 (Reuters) - Asian shares drifted away from decade highs on Tuesday as Chinese stocks stumbled for a second straight session, while the dollar inched higher on optimism about a tax reform in the world's biggest economy.
Investor confidence in China has been dented by rising bond yields as Beijing stepped up its crackdown on shadow banking and other risky forms of financing. Higher borrowing costs threaten to squeeze corporate profits.
The dour mood looks set to ripple across global markets with both FTSE futures and S&P E-mini futures edging lower.
Chinese shares pared some of the early losses with the CSI 300 index down 0.3 percent following a heavy sell-off on Monday. Shanghai's SSE Composite index was off 0.1 percent in volatile trading.
The CSI300 index has jumped 22 percent in 2017 so far, with the gains concentrated in a handful of large index-weighted stocks.
"The aspect of poor breadth and participation was actually the point for Chinese authorities who have been concerned with the equity market continually heading higher on very low participation," said Chris Weston, Melbourne-based chief strategist at IG Markets.
"The question is whether further downside in Chinese mainland equities continues in the session ahead and will there be a spillover into Hong Kong and potentially even Japan, Korea and Australia?"
Most of Asia was in the red, with Hong Kong's China Enterprises Index leading the losses. South Korea's KOSPI and Thailand shares managed to eke out small gains.
MSCI's broadest index of Asia-Pacific shares outside Japan skidded 0.2 percent from last week's high of 570.21 points.
The index has been on an uptrend most of this year, posting a monthly loss only once in 2017. It was on track to end November in the black.
Wall Street had been mixed on Monday, with the S&P 500 off a touch, the Nasdaq losing 0.1 percent and the Dow up 0.1 percent.
The dollar inched up on the yen to 111.20, but was still within spitting distance of a recent 2-1/2-month low, as bulls fret about potential delays in U.S. tax cuts.
The euro was steady at $1.1903, within reach of a two-month high.
The dollar got a brief boost overnight when President Donald Trump tweeted that the tax cut bill was "coming along very well".
The tweet came after a meeting with Senate Republican tax-writers on Monday ahead of a crucial vote on the Senate floor that could come as early as Thursday.
Separately, the U.S. Senate Banking Committee holds a hearing on Tuesday to confirm the nomination of Jerome Powell at the helm of the Federal Reserve. If confirmed, Powell will have to balance tightening policy against still sluggish wages and inflation.
The bond market is concerned the Fed will hike rates too far, keeping inflation too low and ultimately slowing the economy.
That has been a major force in the remarkable pace of curve flattening in recent weeks. The 2s/10s yield curve is only 58 basis points from inverting - a classic signal that recession is just around the corner.
In commodity markets, U.S. light crude was off 36 cents at $57.75, having fallen more than a dollar overnight. Brent crude slipped 38 cents to $63.60, but not far from a near 2-1/2 year peak of $64.65 touched earlier this month.
Spot gold inched lower to $1,294.12.
Reporting by Swati Pandey; Editing by Eric Meijer & Shri Navaratnam


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HDCD Course Descriptions
HDCD 6310 Parent Education (3 semester hours) Skills needed by professionals to assess parents' strengths, resources and needs as well as to assist parents in understanding and promoting their children's development and adjustment. Includes effective communication techniques, basic counseling skills, and strategies to enhance parental effectiveness within the family and community. (3-0) Y
HDCD 6312 Atypical Development (3 semester hours) Disorders of development from conception to age five, emphasizing etiology, diagnosis and treatment. Impact of delays in the acquisition and integration of various developmental skills as they relate to specific disorders of personality and socialization, sensory and motor skills, and language and cognition. (3-0) Y
HDCD 6315 Assessment Theory (3 semester hours) Latest developments in the field of assessment with young children, including behavioral observation, contextual multi-faceted assessment, and inclusion of the family. Training in traditional psychometrics and assessment tools/techniques. Pre- or corequisite: HDCD 6319. (3-0) Y
HDCD 6316 Developmental Assessment (3 semester hours) Play-based, curriculum-based, authentic assessment, family assessment protocols and the Functional Emotional Assessment Scale (FEAS). Consider Zero-to-Three diagnostic classification system (DC: 0-3) through differential diagnosis decision-making based on the results from the FEAS. Emphasis on clinical judgment/observation, interpretation and integration with assessment results. Prerequisites: HDCD 6319, 6315. (3-0) Y
HDCD 6319 (HCS 6357, PSYC 6357) The Developing Child: Infants and Toddlers (3 semester hours) Relevant developmental theories and processes as well as skills acquired in motor, sensory-perceptual, cognitive, and social domains from the prenatal period through two years of age. (3-0) Y
HDCD 6320 (HCS 6359, PSYC 6320) The Developing Child: Toddler and Preschool Years (Two to Five Years) (3 semester hours) Relevant developmental theories and processes as well as skills acquired in motor, sensory-perceptual, cognitive, and social domains. (3-0) Y
HDCD 6325 Service Coordination of Community Resources (3 semester hours) Policies and procedures pertinent to service coordination of community resources in early intervention and family centered practices that help families become more independent. (3-0) Y
HDCD 6330 Families and Culture (3 semester hours) Child growth and development in the context of diverse families and cultures. Respect for cultural variations in family values and practices. Emphasizes the impact of the students' own culture, attitudes, and beliefs in working with families from diverse backgrounds.
HDCD 6335 Intervention Paradigms (3 semester hours) Historical, theoretical, political, and research bases for principles of approaches to early intervention with at-risk and handicapped infants, toddlers, and preschoolers and their families. Includes research methodology for evaluating the effectiveness of early intervention and an emphasis on evidence-based practice. (3-0) Y
HDCD 6355 Advanced Seminar: Family Outreach and Assessment (3 semester hours) This practicum is designed to provide students, as part of a 2-3 person team, supervised experiences with young children from diverse backgrounds, at selected off-campus sites. Emphasis is on assessment, professional report writing, communicating assessment results orally to the families and other professionals, the referral process, and working together in 2-3 student teams. Pass/Fail only. (May be repeated for credit.) (3-0) Y
HDCD 6360 Behavior Management (3 semester hours) Observational methodology in behavioral assessment and a review of principles and procedures of behavior change from social learning and applied behavior analysis perspectives. Particular attention will be given to the design, implementation, and evaluation of behavioral interventions with children and families. (3-0) Y
HDCD 6365 (COMD 7336) Social Communication in Early Childhood Disorders (3 semester hours) Development of infant and toddler cognitive, social, communication and language skills are explored through major theories, current research and application to disorders. Emphasis is placed on functional assessments and intervention for children with social communication disorders functioning at the prelinguistic and emerging language stages. (3-0) Y
HDCD 6370 Intervention with Young Children (3 semester hours) Emphasis on methods and procedures for facilitating development of high risk, delayed or handicapped young children through relationship-based intervention. Reviews the contributions and perspectives of various early intervention disciplines. Students design and implement individualized intervention programs. (3-0) Y
HDCD 6385 (HCS 7376, PSYC 6335) Child Psychopathology (3 semester hours) Major classes of childhood psychopathology manifested during infancy through adolescence. Normal personality development as a basis for identifying psychopathology. Issues of etiology, diagnosis, prognosis and social policy. (3-0) R
HDCD 6390 Infant Mental Health (3 semester hours) Theoretical foundations of infant mental health. The attachment-separation process in healthy development. The impact of illness, disability, maltreatment, deprivation, trauma, foster-care, and adoption on infant mental health. Overview of intervention programs that address relationship disruptions or disorders. (3-0) Y
HDCD 6395 Medical and Biobehavioral Factors in Early Childhood Disorders (3 semester hours) The normal functioning of organ systems and the most common malformations, dysfunction, and diseases. Effects of these disorders on the child and family are studied. (3-0) Y
HDCD 6V81 Special Topics in Human Development and Early Childhood Disorders (1-9 semester hours) Topics vary from semester to semester. (May be repeated for credit) ([1-9]-0) R
HDCD 7382 (HCS 7382, PSYC 7382) Health Psychology (3 semester hours) Current theory and research concerning the social, cognitive, behavioral, and biological processes that shape experiences of physical health. The importance of these concepts for health behaviors, psychosomatics, and psychological adjustment to illness. (3-0) Y
HDCD 7V20 Practicum/Internship in Early Childhood Disorders (3 or 6 semester hours) Supervised participation in on-site, early intervention, preschool and private therapy settings for young children with special needs. Includes professional activities such as conducting assessments, intervention, service coordination, and interdisciplinary teaming. Bi-weekly seminars address reflective practice as a tool for professional growth, ethical decision making in real situations, and professional use of self. Taken for 3 hours credit coincident with practicum placement and for 6 hours credit coincident with internship placement. Prerequisite: Consent of instructor. May be repeated for credit with the supervisor's prior approval. Pass/Fail only. (3-0 or 6-0) S
HDCD 7V80 Independent Research (1-6 semester hours) Individualized program of study which includes research and/or other designated activities. ([1-6]-0) S
7V98 Independent Study (1-6 semester hours) Individualized
program of study which may include reading, research, and/or other designated
activities. (May be repeated for credit) ([1-6]-0) S


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Food and Holidays
Today's Workout
5 rounds for reps of:
3 min max single unders
3 minutes rest between rounds
Score each round
It's that time of year. The time of year when we begin to gather around the table with friends and family and celebrate with food. For a lot of us, we already know how this is going to go. We have a picture from the past and there is a pretty good chance that without even helping it along, the future will look the same. I'd like to bring your attention to an opportunity. It's an opportunity to say how things are going to go and to experience the success of being able to be the one who shapes your future.
This does not mean that I'm suggesting you should not enjoy yourselves and have no cheese, no potatoes, no stuffing, no wine, no dessert. It does mean that I am suggesting you can have the experience of saying what the future is going to look like.
What would your life look like if you got to say exactly how it would go and it turned out that way just because you said so? It's a muscle and requires practice like anything else. This isn't to say that the getting there will look like you think it should, but you can have it end up like you said it would. It's an act of declaring it and then simply not standing for it being any other way.
What would you declare if you knew that it would come to pass? Can you pick one "pitfall" that you foresee for this holiday season and actually make for yourself a different future than the default one you expect?
Post your future to comments.
Leave a Comment
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Nicknamed by his late grandfather after Flannery O'Connor's 1952 novel of the same name, Wise Blood, born Christopher Laufman, is barely in his twenties, but is already building a reputation as a purveyor of intrigue with his brand of sample-driven pop songs. Over the course of his two EPs, + and These Wings, Laufman blended blues, gospel, rock, electro, and hip-hop, and tied the disparate elements together with his contorting voice. With his debut full-length, Id, Laufman's music continues to brim with lofty ambition, but steps back from the poignancy and raw energy of his prior efforts.
Id often moves at a laidback, playful pace, but is still filled with innovative multi-genre match-ups: "Consumed" couples angsty Prince-style vocals with a choir backdrop and offbeat tribal drums, while "8 P.M. - 10 P.M." is a tweaky instrumental that mixes soothing sax, plucked strings, and ringing drones to create an unsettling but strangely satisfying atmosphere. It all works due to Laufman's meticulous arrangements and clear emphasis on placing melody at the heart of each bustling soundscape. Indeed, Laufman's underlying pop sensibilities, which have always been present, are rewardingly on display on songs like "Target," a short burst of Scissor Sisters-esque swagger backed by a happy-clappy piano groove.
Lyrically, Id is full of odd lines that roll off the tongue ("I hang out with feral cats and spiders when I can/They've got that it factor I look for in my friends") and retains Laufman's dark humor ("I had a dog but he died, kissed a wire and fried"), all delivered in a nonchalant, almost buoyant manner. Disappointedly, the glut of sampled soundbites, from an engine starting to gurgled vocals, tend to grate, distracting from the flow of the album, which also sadly lacks a standout track of the magnitude featured on previous Wise Blood releases. Nevertheless, Id is a fascinating exploration of pushing the boundaries of music by splicing contrasting genres into something fresh and harmonious, and it ultimately proves that Laufman's real talent lies not in the appropriation of samples, but his commitment to melody.


text: Today's youth have a habit of clicking loads of images during an event. Some people like to click images just for fun. Nowadays, Smartphones come with an excellent camera which helps the users to click great pictures. Some phones have a 8 MP or even a 13 MP camera. While these cameras take great pictures, the memory consumed by them is also too much. Majority of the data on the SD card is consumed by games and applications, so the user wouldn't want that the images add to their storage space problems. This is where an app named Image Optimizer is extremely useful. It is available on the Google Play Store for free.


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Horseback riding tours
Rides in
Intro to Chile
Guest Ranches
Riding Clinics
Guest Ranches
Working Ranches
Cattle Drives
Horse Drives
Wilderness Rides
Pack Trips
Inn to Inn Rides
Short Getaways
Family Vacations
Women Only
- Choose Continent -
South America
Central America
Northern Africa
North America
Eastern Africa
Southern Africa
Middle East
Riding the paths of the Inca and gold diggers, through the Andes, far from civilization. You will explore the wild Sierra, the huge Andes and experience the romantic and pure nature.
Planes from Santiago land in La Serena (health and seaside resort at the Pacific) three times every day, yet visitors from distant countries hardly know this region. Nevertheless, well known is the term "Pisco" which is a colorless and natural brandy extracted from the grapes of the local sunny vineyards. When autumn and winter starts on the Northern hemisphere, holiday season, which is from October to April, begins here in this mild and dry climate. The big, blue Pacific with its hidden fishing villages on the coast and the quaint mountain villages of the wild Andes are part of this region, as well as the lonely valleys, endless mountain trails, and the peace and quiet of the majestic Andes over which the condors fly. A well-known holiday resort of the region is Pisco de Elqui, its home in the valley of the same name. The Rio Hurtado valley is situated nearby, only 10 miles as the crow flies, to the west; and that is where the Hacienda is. One of northern Chile's Indian ceremony places in the best condition is situated in this green valley only 45 minutes ride from the the hacienda.
More than forty rock paintings are the last traces of the ancient Indian culture of the Diaguitas. They owned gold mines which attracted the Inca to the Hurtado valley some time later. They introduced the irrigation system which is a labyrinth of channels and which was used by the Spaniards too from the 16th century on, and still the farmers today profit from it. The Spaniards followed the old trade trail of the Inca, known as Inca trail, upstream the Rio Hurtado and further over the Andes.
They gave this pass its name "Linia Santa Rosa" and still today thousands of animals with their herdsmen follow this trail from Chile to the summer pastures in Argentina, like some hundreds years ago. The Hurtado district has only about 160 miles of roads which can be traveled by car, and thousands of miles of cattle trails which are traveled by the people (and by our guests) on horseback. Naturally, small changes to traditional life have brought small hospitals, schools, parish halls, restored villages and democratic developments to the area.
Visitors to this region will find a mixture of the old Chilean culture and the achievements of the new century. The hospitable people who can be met here are small farmers, herdsmen, workmen and cattle breeders. They live in small villages surrounded by huge and colorful mountain massifs, semi-desert landscapes, steppes, and a wide Sierra.
Guest Ranch Camping Ride with vehicle support Center-based ride
Sample Itinerary - Subject to changes.
Day 1: Transfer (2:30 PM) from the colonial city La Serena, Vicuna or Orvalle to the hacienda. Time for Jacuzzi, sauna, a walk across the 1,000 acres nature reserve. Dinner. Overnight stay in a standard room or suite with a private bath.
Day 2: After breakfast we meet at 9:30 am with the team for a tour briefing. You will meet and get to know your horse and the Chilean riding style (similar to Western style), and of course, our safety precautions. We set off at 10:00 am after having packed all we need for our trip and head into the wilderness towards Hurtado. We will take lunch today under a Algarrobo tree and afterwards make our way along the Ruta Antakari towards vicuña and after a long climb we finally reach the height of 3000 meters. The crystal clear air at this level lets us enjoy the remarkable views over the Rio Hurtado Valley. Tonight we will set up camp at a goat herding station and enjoy our dinner around the campfire.
Day 3: After the first night in wilderness we enjoy the breakfast before packing up and starting the days ride. Today we will make our way through the high plateaus of the Cerro Negro and witness extreme contrasts of nature. Minerals in the rock allow the Sierra to shine in many colors making for a wonderful landscape. We have lunch under an old tree before we start our journey back to the Hacienda. On our way back we will follow the path of a dry riverbed and here we can admire the distinct rock formations created by the water that once ran along here. Once we reach the Hacienda we have time to relax and we can even enjoy a bath in the Rio Hurtado. In the evening we will serve a three course diner in the Haciendas garden.
Day 4: After a rich breakfast at the hacienda we prepare what we will need to reach our next destination of Maitén. We pass through wild plateaus and canyons, ride the endless Sierra and enjoy a picnic lunch and a traditional siesta. In the afternoon, we pass over heights of 2000 meters. Crystal clear air allows magical views down the valleys of the Andes. We camp in an oasis of the Andes called Maiten. In front of a camp fire we serve dinner and enjoy the beautiful colors of the sunset.
Day 5: After spending a calm night next to the camp fire we will have breakfast and start our tour to Las Breas. We continue to climb up the Sierra enjoying the beautiful views over heights of 2800 meters. Perhaps we are lucky to see the snow covered Andean Mountains at the horizon. We have lunch close to a big tree in an old dry river. In Las Breas we overnight at the house of Fernando-a Chilean friend of the Hacienda. It is up to you to choose if you want to sleep outside in a tent or inside in a bed. Tonight we will have dinner together with a Chilean family and exchange information about our different cultures.
Day 6 : After breakfast we leave to explore the surroundings of Las Breas. We will find some old and original Inca paintings on the rocks. In the afternoon we come back to Fernandos house where we spend another night. You will have time to take a cold, but fresh bath in the River Hurtado. You can also relax, lying in the sun and preparing your energy for your next ride.
Day 7: Today we pack our belongings for the last time and leave the village of Las Breas in order to go back to the hacienda on a ride through valleys, passing small rivers and villages. We cross an old horse racing place where many Chileans have bet and lost their money on a Sunday afternoon. We will arrive at the hacienda around 3 o´clock. Just in time to take a fresh shower end enjoy the rest of the afternoon in our garden, listening to the sound of the river and the birds.
Day 8: After breakfast transfer to the airport in La Serena. Or if you wish, you may stay some more days at the hacienda and join other activities.
The above sample itinerary is subject to changes at the discretion of the tour operator.
Click here for Norte Chico Condor Trail
La Serena area
Average High Temperature (°F)
Average Low Temperature (°F)
Average High Temperature (°C)
Average Low Temperature (°C)
Average Precipitation (days of rain)
There are 310 sunny days a year. The Hacienda is situated in the typical dry Andean climate of South America at heights of 1000 meters. As a rule, temperatures at night are around 50°F (10°C) colder than temperatures by day.
Spring (September to November)
The average temperature by day 68°F (20°C)
Summer (December to March)
The average temperature by day 77°F (25°C), may become even warmer until 86°F (30°C)
Autumn (April to May)
The average temperature by day 68°F (20°C)
Winter (June to August)
The average temperature by day 59/68°F (15/20°C). During winter it might be cloudy and it also might rain for a couple of hours.
Here are some last ideas about what to bring with you in order to be well prepared for the trip:
- Warm clothes/jacket for the nights and also during the day, because especially on the third and fourth day we will reach altitudes about 3.800 meters and it will be windy during the trip (waterproofed and wind proofed clothes are recommendable)
- Cap, a scarf and cloves
- Warm wool socks for the nights in the sleeping bags
- Good trekking shoes
- In case a small pillow for the sleeping bag
- In case a book or e-book
- Camera
- Flash light
- Sun cream with a high protection factor and balm lipstick
- Sunhat or riding helmet (we can also provide it in case that you don´t want to bring your own one)
- Ear tip (crowing roosters, snoring companions)
- Sanitary tampon
- Small towel
- Medication
- In case bathing suite
This is what we provide for the trip:
- Comfortable Gaucho-saddle or trekking saddle "Wintec" with sheep-fur padding
- Sleeping bag and clean inlet
- Thermal self-inflate mat
- Tent (depending on the weather condition)
- Personal pannier (cup etc.), ice-box, thermo bottle
- Safety helmet or sombrero head and riding gaiters
- First aid kit
- Saddle bags
- GPS-Messenger
Average ratings
(see details below)
The hacienda is a gateway to the wilderness of the Andes... Enjoy best local cuisine, selected Chilean wines, traditional architecture and culture.
our meals we use exclusively local products of traditional cultivation
that we obtain directly from the small holding farmers of the Río
Hurtado valley. Feel free to visit these friendly and open people in
search of delicious fruits, cheese and vegetables and contact to the
local folks.
The Hacienda has six comfortable colonial style guest rooms: each with a
private bathroom and a garden with a view of the Andes. 310 sunny days
per year, an extremely versatile nature and the crystal clear air are an
invitation to spend unforgettable days in the Andes. The starry nights
and the unspoiled wilderness offer you vacations close to nature and
pure relaxation and recreation.
HACIENDA STANDARD Room
Single or Double Beds, private Bathroom with Shower, wardrobe, table and chairs,
Double Bed, writing desk with chair, bench, table and chairs, wardrobe, bathtub and shower
Passport valid for at least six months required by nationals referred to in the chart.
Passport Note
Passports issued to children must contain a photo and state the nationality.
Not required by all nationals referred to in the chart above for stays of up to 90 days except the following:
(a) 1. nationals of Greece for up to 60 days and nationals of Romania for up to 30 days.
(b) transit passengers continuing their journey on the same or first connecting aircraft provided holding required travel documents for onward destination and not leaving the airport transit lounge.
Note: Nationals not referred to in the chart above are advised to contact the embassy to check visa requirements (see Contact Addresses).
Visa Note
2. Nationals of Australia, Canada and the USA entering Chile for touristic purposes will be charged a processing fee payable on arrival and in cash only. For nationals of Australia, the fee is US$56; for nationals of Canada, the fee is US$132; and for nationals of the USA, the fee is US$100 .
Passport Required?
Other EU
Visa Required?
Other EU
Return Ticket Required?
Other EU