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I already mentioned in The ECB's XMas Present dated Dec. 19 that I regard the new 3y LTRO by the ECB as an "extremely positive development" and that I expect a huge take-up in the two announced LTROs. In the meantime, the first LTRO took place which resulted in a take-up of EUR 489bn and a net liquidity injection of a bit more than EUR 200bn. Additionally, judging from last week's press conference, ECB president Draghi seemed relaxed about this result and hence we should not expect the ECB to tighten their stance on the upcoming second LTRO at the end of February. For this liquidity operation, I expect an even larger take-up than in December. The easing of the collateral rules which now allow to pledge bank loans meeting specific criteria were not in effect in December given that the national central banks did not yet produce the necessary paperwork. However, Eurozone banks hold approx. EUR7trn in bank loans out of which probably around a fourth to a third might be eligible. Given the very low interest rate on the LTRO of currently 1%, banks don't seem to be able to get cheaper financing of such rather illiquid assets elsewhere. Hence, it makes a lot of sense to fund as much as possible via the upcoming LTRO in order to a) secure financing b) lower financing costs and c) free higher-quality collateral to be used for other transactions. The direct effects will be that the bank system liquidity is secured and the funding pressures on the Eurozone credit markets will ease.
There are approx. EUR 800bn in bank bonds (senior & covered bonds as well as government guaranteed bank bonds) coming to maturity this year. Out of which almost EUR 200bn are government guaranteed paper which were originally issued following the bankruptcy of Lehman Brothers and carried an average coupon of 3.5%. Hence, the effect on the net-interest-margin of Eurozone banks and thus P&L should be substantial. Assuming a total take-up in both operations of EUR700bn (i.e. assuming a net liquidity injection of EUR500bn at the end-of-February LTRO) and using the government-guaranteed cost of funding of 3,5% (which clearly underestimates the true savings in financing costs) suggests a reduction in financing costs of 2,5% p.a. which would equal EUR17.5bn p.a. or approx. EUR50bn over the life of the 3y LTROs.
For the markets, this should have several effects:
a) The external value of the Euro should continue to fall given the rising Euro-glut. The chart below shows the ECB's balance sheet vs. the EUR-USD exchange rate as well as vs. the trade-weighted Euro. As can be seen, during periods of a rising ECB balance sheet (mainly on the back of the liquidity support measures for the banking system), the Euro was in a downward trend which should remain the case. A weaker Euro would also help the Eurozone export sectors to gain market share.
The ECB is orchestrating an unprecedented Euro glut which supports the banks and sovereigns alike. The demand for funds at the second 3y LTRO at the end of February should be very large and its impact should not be underestimated!


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Moving Onwards Together is our building renovation and development project.
We have inherited a lovely building from our predecessors and, just as they developed and refurbished it, so we hold a great responsibility to preserve and enhance our church for the benefit of both those who worship regularly and for those who turn to the church at particular times such as baptisms, weddings and funerals. Sadly age has taken its toll on our building and much needs to be done if we are going to be able to continue to fulfill our traditional role in village life.

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Genealogical &
Family History of Northern, NY
William Richard
Cutter, A. M.
Online Edition by Holice, Deb & Pam
|AMES. The
surname Ames is identical with Eames, and various immigrants came to New
England among the pioneers, and their descendants have been numerous
throughout the country. Branches of the Massachusetts family settled
among the first in Vermont, and a dozen or more of the Ames family
served in the Revolution from Vermont. In 1790 William, Elijah, Barney,
Barzillai and Samuel Ames were heads of families in Shoreham, Vermont.
(I) Jeremiah Ames, of this Shoreham family, was born in Vermont, July 16, 1771, died February 21, 1844, at Morristown, New York. He settled in Herkimer County and afterward removed in 1825, to Black Lake, Morristown, New York. He followed farming throughout his active live. He married Sally Platt, born September 1778, died March 18, 1841. Children 1. Deborah, born November 18, 1798, died September 2, 1879. 2. Nancy, September 16, 1800, died February 7, 1888. 3. Sally, September 28, 1803, died August 19, 1858. 4. Charlotte, January 27, 1806, died September 5, 1869. 5. Joseph P., February 19, 1808, died August 9, 1886. 6. Jeremiah, April 14, 1810, mentioned below. 7. Asa, May 2, 1812, died September 27, 1848. 8. William K., November 109, 1814, died April 26, 1815.
(II) Jeremiah (2), son of Jeremiah (1) Ames, was born in Vermont, April 14, 1810, died in Morristown, September 14, 1879. He came with his parents to New York when a boy, and received a common school education in the schools of Herkimer County. Afterward he went to Morristown with the family, and lived there the remainder of his life. When a young man, he taught school for a time and was always interested in educational affairs, though his own education was largely self-acquired. He followed farming through his active life and was also justice of the peace and attorney-at-law. In politics he was a Democrat; in religion a Presbyterian. He married (first), in 1830, Lucy Haggart, born May 21, 1813, die August 6, 1855.
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He married (second), December 18, 1856, Caroline, born in Potsdam, 1827, daughter of Francis and Sally (Aikens) Whitney. She is now living in Morristown with her son. Her grandfather, Nathaniel Aikens, was born in Scotland, came to this country, and served in the Revolutionary War. Children of first wife: 1. Thomas, born May 26, 1836, died 1839. 2. Hannah, August 15, 1838. 3. Sally, January 18, 1840, died December 2, 1868. 4. Catherine, March 29, 1843, died September 21, 1905. 6. Twin girl, died June 6, 1848. 7. Ann Elizabeth, born April 2, 1848, died September 7, 1857. 8. Jeremiah Gilbert, October 25, 1850. Child of second wife: 9. Franklin Whitney, mentioned below.
(III) Franklin Whitney, son of Jeremiah (2) Ames, was born at Morristown, New York, July 24, 1864. He was educated in the public schools of his native town and in the Morristown high school. He was for several years a clerk in a general store, but he has devoted himself to agriculture, and is one of the most prominent farmers of this section. He has made a specialty of breeding thoroughbred Holstein cattle and fine horses. He is interested in the French Coach Horse Company, of Hammond and Morristown, New York. In politics he is a Democrat; he has served on the town committee of his party as an inspector of election, has served as president of board of education of Morristown high school, and was appointed deputy collector of customs at Morristown in May, 1893, an office he still holds. He is vice-president and director of the Frontier national Bank of Morristown; trustee of the St. Lawrence County Savings Bank of Ogdensburg; member of Black Lake Lodge, No. 319, Free Masons; St. Lawrence Lodge, Knights of Pythias; Independent Lodge of Foresters. He is an elder of the Presbyterian Church. He married, in 1885, Vira Eysaman, of Morristown, daughter of Edward and Eliza (McCoryrick) Russell, but when a small child went to live with James Eysaman, adopting that name. Children: 1. Jeremiah Leland, born at Morristown, August 20, 1886; was educated in the public schools, at the Clarkson School at Potsdam, and at St. Lawrence University; is a civil engineer by profession, with his office at Albany, New York. 2. Leslie Russell, born at Morristown, February 13, 1890; educated in the public schools and at the Clarkson School of Technology at Potsdam.
CRANE. The surname Crane has an ancient English history, dating back to the Hundred Rolls of the thirteenth century, and was probably a Norman local name earlier. Its similarity to the name of a bird has caused some of the families to adopt the crane as a symbol of their coasts-of-arms, and indeed some branches of the Crane family may have adopted the emblem before taking the surname. The coats-of-arms of the Crane family of Suffolk, England, to which some, if not all, the American families belong, is: Argent, a fesse between three crosses crosslet fitchee gules. Crest: A crane proper. There have been many distinguished Englishmen of this name from the earliest use of the surname. There were a number of pioneers of this family in Massachusetts and Connecticut before 1650.
(I) Henry Crane, born about 1635, was an inhabitant of Wethersfield, Connecticut, engaged in business with his brother, Benjamin, as a farmer, and tanner and currier of leather. He was there as early as 1655. Soon after 1658 he probably removed to Guilford, where in 1660 he is recorded as a planter. In October, 1663, he was one of twelve planters who located in Killingworth as a settler, and his home was on the east side of the town, near the line. He was the first schoolmaster in Killingworth, and was admitted a freeman September 24, 1669; was deputy to the general court 1675, and many years afterward; lieutenant of the train band 1676; justice of the peace several years; assistant, 1665-66.
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He became captain of militia and frequently served on committees of importance. He died April 22, 1711. He married (first) Concurrence Meigs, who died October 9, 1708, daughter of John Meigs, of Guilford; (second) December 26, 17090, Deborah, widow of Henry Champion, of Lyme. She married (third), Richard Towner. Children, first three recorded at Guilford, the rest in Killingworth: 1. John, born about 1664. 2. Elizabeth, about 1666. 3. Concurrence, December 27, 1667. 4. Mary, August 23, 1670. 5. Phebe, December 24, 1672. 6. Theophilus, January 5, 1674, mentioned below. 7. Abigail, April 3, 1676, died young. 8. Henry, October 25, 1677. 9. Mercy, June 21, 1680. 10. Nathaniel, August 7, 1682.
(II) Sergeant Theophilus Crane, son of Henry Crane, was born in Killingworth, January 5, 1674, and died October 24, 1732. He settled in Killingworth, on the homestead. He married, December 5, 1699, Margaret Lane, who died May 1, 1741. Children: 1. Nathaniel, born January 18, 1701, mentioned below. 2. Theophilus, December 20, 1705. 3. Elizabeth, December 20, 1705. 4. Mary, March 4, 1707. 5. Margaret, September 26, 1710. 6. Jemima, April 23, 1713. 7. John, March 21, 1720.
(III) Nathaniel, son of Theophilus Crane, was born January 18, 1701, and settled on a farm in Killingworth, given him by his father. He married, May 2, 1723, Eunice Kelsey. Children: 1. Samuel, born February 10, 1724. 2. Margaret, December 26, 1725. 3. Elisha, August 28, 1728. 4. Anna, December 26, 1730. 5. Theophilus, May 3, 1733. 6. Ezra, March 6, 1735, mentioned below. 7. Elizabeth, April 2, 1742. 8. Simeon, in the Revolution. 9. Eunice.
(IV) Ezra, son of Nathaniel Crane, was born in Killingworth, March 6, 1735. He was sergeant in the campaign of 1759, in the Second Connecticut Regiment; in the campaign of 1760 was in the same company; in the Revolution was with the Seventh Regiment, Connecticut line, Colonel Heman Swift, commanding, June 27 to December 9, 1780, in service about Peekskill. He was a shoemaker by trade, and died in Vermont. He married Prudence Leigh, who survived him, and died in Middlebury, Vermont, aged about ninety-three, at the home of her son James. Children: 1. James, born 1671. 2. Martin, September 5, 1763. 3. Jeremiah, February 18, 1766, mentioned below. 4. Belden. 5. Ezra. 6. Simeon, February 14, 1773. 7. Asa. 8. Aaron. 9. Calvin. 10. Prudence. 11. William, May 10, 1782.
(V) Jeremiah, son of Ezra Crane, was born February 18, 1766, and died November 11, 1814. He married Martha Goodrich, born April 27, 1767, died July 4, 1836. Children: 1. Stephen, born April 1, 1789. 2. Elon, February 19, 1791. 3. Aaron, December 30, 1793. 4. Orrin, November 20, 1794, mentioned below. 5. Ammon, May 4, 1797. 6. Ansel, November 26, 1800. 7. William, June 24, 1803. 8. Thurii, May 5, 1805. 9. Calvin, October 19, 1808.
(VI) Orrin, son of Jeremiah Crane, was born November 20, 1794, and died August, 1854. He was a drummer in the War of 1812. He went from Vermont and settled in Canton, New York. He married, January 11, 183-, Evalina, daughter of Elihu and Prudence (Crane) Norton. Children: 1. Martha. 2. William Ezra, mentioned below. 3. Dency. 4. Laura.
(VII) William Ezra, son of Orrin Crane, was born in Canton, New York, October 22, 1833. He was educated in the public schools, and worked on his father's farm until he came of age, when he left home and for some years was employed ina brickyard in Ogdensburg, and in a saw mill in Morley. He finally engaged in the produce business in Rensselaer Falls, on his own account. Much of his time has been devoted to public business. For forty-four years he has been constable of the town and for more than thirty years deputy sheriff of the county. He was the first truant officer of the town of Canton, and has held this office to the present time. He is a member of Fellowship Lodge, No. 749, Free Masons, of Rensselaer Falls.
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William Ezra Crane married, April 27, 1860, Viola L., born at Denmark, Lewis County, New York, March 28, 1844, daughter of Daniel and Mary (Howe) Lake. Children: 1. Orrin, born May 9, 1862. 2. Hattie, born May 19, 1869, died February 25, 1906; married Elam E. Hilligas, who is in the postal service; child, Hattie, born January 20, 1892. 3. Otis T., born May 31, 1876; ticket agent at Rensselaer Falls; married, December 29, 1897, Martha M., daughter of Thomas and Melissa (Burritt) Smithers, of Oswegatchie; child, Burritt lake, born September 4, 1907. 4. Orrin Daniel, mentioned below.
(VIII) Orrin Daniel, son of William Ezra Crane, was born in Rensselaer Falls, in Canton, St. Lawrence County, New York, May 9, 1862. He attended the public schools of his native place, and in 1879 came to Ogdensburg, where he was employed as clerk in various stores. He was in the employ of the firm of Calder & Murphy twelve years, and of W. H. Young, four years. He has been in the retail clothing business in Ogdensburg on his own account since 1895, and has achieved a marked success. He is a director of the Business Men's Association of his native town; member of Elijah White Lodge, No. 590, Odd Fellows, of Ogdensburg, and has been noble grand; is past chief patriarch of Ogdensburg Encampment, No. 32; past commander of Canton Amaranth, No. 12, of Ogdensburg; member of Council No. 641, Royal Arcanum, of Ogdensburg. He belongs to the Fortieth Separate Company, National Guard, State of New York; to the Ogdensburg Club and St. John's Protestant Episcopal Church. In politics he is a Republican. He married, in 1883, Nellie Jane, daughter of Alonzo Haven, of Oswegatchie. Children: 1. Guy Henry, born in Ogdensburg, April 23, 1885, educated in the schools and academy of Ogdensburg. 2. Florence Elinor, born in Ogdensburg, July 28, 1900.
WEIR. This surname, which is of Norman origin, is identical with that of De Vere. It has long been prominent in Scotland, and became distributed through many counties. It is claimed by the Weirs of Lanarkshire that they are descended from the De Veres, a famous baronial family founded by Baltredus de Vere in the reign of Malcolm IV., (Twelfth Century). A prominent writer on nomenclature suggests that the original progenitor may have resided near a fishing locality, thus deriving his surname from the word weir. Many of this name have figured conspicuously as soldiers, clergymen and statesmen, and for ages they have been identified with agriculture and the mechanical arts, plying their honorable calling with industry, frugality and thrift. They were strict Presbyterians during the religious disturbances of the seventeenth century, and not a few of them migrated to the north of Ireland, whence they descendants emigrated to America.
(I) Robert Weir, born in Jackson, Washington County, New York, resided in that town and had a family of eighty sons and three daughters.
(II) Edwin, son of Robert Weir, was born in Jackson in 1826. He was a mill-wright, and settling in Cambridge, Washington County, on the White Creek side, he followed his trade there until his death, which occurred at the age of forty-three years, in 1869. He married Martha Jane Cowan, a native of Jackson, daughter of William Cowan and His wife, Margaret Green. Mrs. Martha Jane Weir died in 1898, aged seventy years. Children who lived to maturity: !. Belle, died unmarried at age of twenty-four years. 2. Eugene R., died in 1904, aged forty-six. 3. Oscar B., of whom further.
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(III) Oscar B., son of Edwin and Martha J. (Cowan) Weir, was born in Cambridge, New York, December 2, 1860. He began his education in his native town and completed it with a commercial course at Eastman's Business College, Poughkeepsie, New York. Possessing a natural genius for mechanical pursuits, he perfected himself in that branch of industry by serving an apprenticeship in a machine shop at Cambridge. His brother, Eugene R., whose abilities lay in a similar direction, also learned the machinist's trade and both became skilled mechanics. From that time forward their paths lay in the same channel, and they were practicable inseparable, sharing the success and vicissitudes which, in turn, invariably accompany the efforts of worthy and ambitious artisans. Having mastered their trade and felling confident of their ability, the brothers decided to try their fortune in the far northwest, and journeying to the Pacific Coast they spent a year in Washington, which at that time had not been admitted to the national family of states. There they found employment at their trade, and also devoted some time to prospecting. From Washington they went to San Francisco, California, where they were employed as journeymen machinists some fourteen months and, returning to New York State, they continued to ply their calling in carious places, principally in shirt manufacturing plants. In 1897 they purchased the Plattsburgh Shirt Company's plant, and later the same year acquired possession of the Keeseville Shirt Company's factory, both of which they operated successfully until 1904, when the death of the elder brothers, Eugene R., abruptly terminated their long and singularly devoted companionship.
After the death of his brother, Mr. Oscar B. Weir disposed of the Keeseville Plant in order to devote his time more closely to his other enterprises, which include the Mooers shirt Company, of Mooers, New York, established by him in 1899, and at the same time he incorporated the Plattsburgh shirt company, of which he became president, treasurer and general manager. The last named business, which he and his late brother revived through their able management, from a state of decay into an exceedingly profitable enterprise, is, in its present flourishing condition, employing a force of between two hundred and fifty and three hundred hands, and the Mooersville plant employs from sixty to one hundred. The product of these plants includes the Cluett & Peabody white "Monarch" shirts, which are recognized as standard goods throughout the Untied States.
Mr. Weir is actively interested in various local organizations, social business, fraternal, sporting, etc., being president of the Plattsburgh Kennel and the Plattsburgh Rod and Gun Clubs; a member of the MacDonough Social and Commercial Club, and of Plattsburgh Lodge, No. 221, Protective Order of Elks. May 4, 1905, he married, in Plattsburgh, Aurilla C. Dana, born in Saranac, new York, daughter of Carlisle A. Dana and his wife, Anna Robinson, the former a cousin of the late Charles A. Dana, the famous editor of the New York Sun.
Aurilla C. Dana was a granddaughter of Hon, Daniel Dana, of Guildhall, Vermont, and a descendant in the ninth generation of William Dana, whose son, Richard, was the immigrant ancestor of the Dana family in America.
(The Dana Line)
(I) William Dana, a French Huguenot, took refugee in England to escape religious persecution, and is said to have served as sheriff of Middlesex in the reign of Queen Elizabeth.
(II) Richard, son of William Dana, arrived in New England about the year 1640, and settled in Cambridge, Massachusetts. A family tradition states that he was born in France and accompanied his father to England when nine years old. He received grants of land in Cambridge in 1652-65, and resided in that part of the town now Brighton. In 1670 he sold to Deacon Thomas Oliver his dwelling-house and sixty-seven acres of land.
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He was chosen constable in 1661, and subsequently held other town offices, including grand juror. He died April 3, 1690, from injuries received by falling from a scaffold in his barn. He married Anne Bullard, of Cambridge, who died July 15, 1711. Children: 1. John. 2. Hannah. 3. Samuel. 4. Jacob. 5. Joseph. 6. Abiah. 7. Benjamin. 8. Elizabeth. 9. Daniel. 10. Deliverance. 11. Sarah.
(III) Jacob, son of Richard and Anne (Bullard) Dana, was born in Cambridge, December 21, 1654; died in December, 1698. The Christian name of his wife was Patience. Children; 1. Jacob, born October 1, 1679, died young. 2. Elizabeth, married John Reed. 3. Hannah, born October 25, 1685, married Jonathan Hyde. 4. Samuel, born September 7, 1694. 5. Abigail. 6. Jacob.
(IV) Jacob, youngest child of Jacob and Patience Dana, was born in Cambridge, in 1698. He removed to Connecticut, settling first in Pomfret and later in Ashford. He married, about 1722, Abigail -------------. Children: 1. Experience, died young. 2. Mary. 3. Abigail. 4. Jacob. 5. Jeremiah. 6. Anderson. 7. Experience. 8. Rebecca. 9. Sarah. 10. Priscilla. 11. Eleanor.
(V) Anderson, third son and sixth child of Jacob and Abigail Dana, was born in Pomfret, Connecticut, October 26, 1735. He resided in Ashford until 1772, when he removed to Wyoming, Pennsylvania, and lost his life in the atrocious Indian massacre there in July, 1778. He married, at that place, June 1, 1757, Susanna Huntington. Children: 1. Eunice. 2., Daniel. 3. Susanna. 4. Jacob. 5. Anderson. 6. Azael. 7. Sylvester. 8. Eleazer.
(VI) Hon. Daniel Dana, second child and eldest son of Anderson and Susanna (Huntington) Dana, was born in Ashford, Connecticut, September 16, 1782. Settling in Guildhall, Vermont, he became eminent both as a lawyer and in public affairs, serving as representative to the legislature and in other position of honor and trust. Judge Dana married Dolly Kibbe. Children: 1. Persis L., born April, 1786, married Thomas Carlisle. 2. Dolly, died young. 3. Anderson. 4. Nancy. 5. Sarah, & 6. Mary (twins) both died young. 7. Sarah, died in infancy. 8.A third Sarah. 9. Daniel Huntington. 10. Mary. 11. Harriet, died in infancy. 12. William K. 13. Harriet. 14. Dolly Jane.
(N.B.--Anderson, eldest son of Judge Dana married Ann Dennison, and was father of Charles Anderson Dana, who attained a worldwide reputation as a journalist; edit the "New American Cyclopedia," and served as assistant secretary of war during the Rebellion. Born in Hinsdale, New Hampshire, August 8, 1819; died on Long Island, New York, October 17, 1897.)
(VIII) Carlisle, grandson of Judge Dana, married Anna Robinson, and their daughter, Aurilla C., became the wife of Oscar B. Weir, previously mentioned. Mr. and Mrs. Weir have one child, Aurilla C., born June, 1910.
ALGIE. Robert Algie was born in Scotland and came to Canada, settling in Montreal. Children, born in Montreal: 1. Robert. 2. Benjamin, mentioned below. 3. Martha. 4. Jane. 5. Margaret.
(II) Benjamin, son of Robert Algie, was born in Montreal, Canada, February 11, 1811, and died in Ogdensburg, New York, December, 1865. He received his education in the schools of Montreal. In 1810 he settled in Ogdensburg, New York, where for a time he worked in the tannery of Deacon Erastus Vilas. He established himself in the trucking business, and finally conducted a grocery store, which he carried on until his death. In politics he was a Republican and religion a Baptist. He married, -------, 1842, Mary Castle, born near Hull, England, November 2, 1822, daughter of William castle. Children: 1. Robert B., dealer in cigars and tobacco now retired; married Sarah Hubbard, of Ogdensburg, and had: i. George, ii. Mary, iii. Grace, iv. Ralph, v. Robert, vi. One who died young, vii. William C., and viii. George Edward, both mentioned below; ix. Benjamin C., proprietor of La Mode Skirt Company; x. Royal J., in company with his brother Benjamin.
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(III) William C. Algie, son of Benjamin Algie, was born in Ogdensburg, February 3, 1846, and was educated there in the public schools. He began to work in the telegraph office as messenger in 1860. After two years he became a clerk in the dry goods store of M. & N. Frank and remained with this firm for ten years. In 1782 he entered the employ of J. W. Wilson, dry goods dealer at Ogdensburg, and was a salesman there for the next seventeen years. Since 1889 he has been one of the owners of the George Hall Coal Company, and is now a director and secretary of the corporation. He is well and favorably known in business circles. In politics he is a Democrat. He served one year on the board of water commissioners. He is a member of the Ogdensburg Lodge, Free and Accepted Masons; of Ogdensburg council, 641, Royal Arcanum, and of the Century Club. In religion he is independent. He married, in 1869, Martha J., born September 30, 1849, daughter of William and Mary (Waffle) Hubbard, of Ogdensburg. Children, born at Ogdensburg: 1. Frank, 1871, died, aged fourteen months. 2. Bessie Louise, December 15, 1873; married Dr. Albert E. Haynen, dentist, of Ogdensburg; child, Ruth Howard Haynen, died February 23, 1910.
(III) George Edward, son of Benjamin Algie, was born in Ogdensburg, February 10, 1848. He was educated in the public schools of his native town, and in 1860 entered the dry goods store of A. G. Cadier as parcel boy. Six years later he went o New York City, where for sixteen years he was associated with the wholesale trade, and covered territory as far west of Kansas City as a general salesman. In 1882 his brothers, Benjamin C. and royal J., entered into business in Ogdensburg, and in 1884 Mr. Algie engaged with them, and the firm being called Algie Brothers (retail dry goods dealers.) At this time the store was located at the corner of Ford and Isabella Streets. In 1889 the firm was dissolved, and Mr. Algie conducted the business alone for a year, then taking John B. Tyo as a partner, the firm name being Algie & Tyo. Mr. Algie made frequent trips to New York, and his experience there as a salesman made him a very successful buyer. The firm made a reputation for carrying exclusive lines and up-to-date styles, and was successful financially. In the spring of 1909 Mr. Algie retired from the firm to devote himself to his real estate interests. He is an active member of the Chamber of Commerce, lending his aid and influence in all ways tending to advance the interests of the city. His keen powers of observation and his wonderful memory enabled him to acquire a wide knowledge of current topics, and he was exceptionally well informed. He has always been devoted to his business, and his energy, enterprise and honest methods have brought him success. In the development of his real estate he has sought to improve the city, sometimes even at the expense of the financial returns from his investment, and the landscape effects have been made the subject of careful consideration. He is a Democrat in politics, and in religion an Episcopalian. He married, March 12, 1884, Susie A. Green, daughter of Wildridge Green, of Oswegatchie, New York. They have one child, Deborah Green, born April 10, 1890.
Mrs. Algie was for many years head saleslady in the millinery department of the well-known firm of J. W. Wilson & Co., before her marriage to Mr. Algie, and when Mr. Algie engaged in business it was largely through her ken foresight and executive ability that success was brought to the business he established.
HONSINGER. Emanuel Honsinger, immigrant ancestor, born in Germany, about 1750, was educated in his native land, and when a young man came with other German people to this country before the Revolution. He settled in Dutchess County, New York, and afterward removed to Alburgh, Vermont, where he spent the later years of his life and where he died. He was a thrifty farmer. He married Mary Masten a native of Canada.
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(II) James Honsinger, son of Emanuel and Mary (Masten) Honsinger, was born at Alburgh, Vermont, December 1, 1795. And died at Champlain, New York, June 3, 1862. In 1820 he settled in Canada, and during the next three years conducted a farm that he owned there. In 1823 he sold out this property and bought land at Champlain, Clinton county, new York, build a log house, in which he made his home while clearing the land, and followed farming there for a period of forty years, a mile and a half east of the village of Champlain. He was for a number of years lieutenant of a company in the state militia. Originally a Whig, he became a Republican after the Whig party went to pieces. He and his wife were members of the Methodist church. He married, in March, 1818, Margaret Chilton, born July 14, 1794, in Alburgh, daughter of John R. and Nancy Chilton. Children, a;; but the eldest born in Champlain: 1. William S., of whom further. 2. Emanuel. 3. Albert. 4. Uriah. 5. Caroline. 6. Larancy.
(III) Dr. William s. Honsinger, son of James Honsinger, was born at Alburgh, Grand Isle County, Vermont, December 23, 1820. He attended the public schools at Champlain, and worked on his father's farm until he was eighteen years old. From 1838 to 1841 he was a student in the academy in St. Albans, Vermont. He commenced the study of medicine in the office of Dr. Churchill, of Champlain, teaching the winter term in the public schools in the meantime. He graduated from the medical college at Castleton, Vermont, in June, 1846, with the degree of M. D., began to practice his profession in association with Dr. Churchill. After a year at Champlain he located at Saranac, and in the spring of 1848 he settled in West Chazy, and continued there until hid death, having an excellent practice and winning high rank in his profession. He had to ride as far as Plattsburgh on the south, the state line on the north, and even into the Canadian towns and westward from the lake to the distant hills. He made something of a specialty of pulmonary and kindred diseases, and was called frequently by other physicians in consultation, especially in cases of this kind. He was one of the most skillful and successful surgeons of his day in this section. During the Civil War he was called to Alexandria, Virginia, to attend soldiers from this vicinity. Dr. Honsinger invested extensively in real estate and owned several fine farms and raised some of the mot valuable stock in the country. His cattle won many premiums at the annual county fairs of this section. He was a staunch Republican, and for several years was county school commissioner when the duties of that office were such that the schools were reached only on horseback. He declined to accept any public office that would interfere with his practice. He was a member and past mater of Northern Light Lodge, No. 505, Free Masons, and represented his lodge several times in the Grand Lodge.
He married, November 15, 1848, Louisa A. Hedding, born in Chazy, April 2, 1818, died in her seventy-ninth years, daughter of Judge William Hedding. Her father was a brother of Bishop Elijah Hedding, who entered the ministry before he was of age, advanced rapidly in position and influence, elected bishop of the Methodist Church in 1824, the fourth bishop of this country, and died in 1852. Bishop Hedding preached often in this section in 1801, when he was assigned to the Plattsburgh circuit with Rev. Elijah Chichester. Judge William Hedding was well known in this county, a prominent merchant, and a leader in politics and public affairs. James Hedding, father of Judge Hedding, was native of Dutchess County, New York, removed to Vermont, and thence, in 1802, to West Chazy, where he settled on what was afterwards called the McDonough place on Cumberland Head, removing in 1805 to West Chazy. Dr. Honsinger died July 18, 1895. Children, born at West Chazy: 1. Eva I., died young. 2. Willis T., and 3. Lyman L., both mentioned below.
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(IV) Dr. Willis T. Honsinger, son of Dr. William S. Honsinger, was born at West Chazy, August 6, 1854. He attended the district schools and academy, and the Friars College of St. John's, Quebec. He began the study of medicine under his father's instruction, then entered the medical college at Burlington, Vermont, from which he graduated at the head of his class. He then attended Bellevue Medical College, New York City, and lectured in other colleges. He began to practice in 1875 in partnership with his father, under the firm name of Dr. William S. Honsinger & Son. They continued together until 1889, when the senior partner retired. The junior partner continued to practice alone for ten years, and in 1899 he also retired after twenty-five years of arduous but successful experience. He sometimes responds to emergency calls and joins in consultation when his advice is sought by other physicians. He kept well abreast of the advance guard in medical research and had the reputation of being the best-read doctor in the county. Like his father he made agriculture an avocation for both pleasure and profit. He has a farm of twenty-four hundred acres of land in North Dakota, all under cultivation, and raises wheat, oats and barley. He is a director in the Moorehead national Bank of Moorehead, Minnesota. He also owns large mining properties in Canada, and for the post three years has been largely interested in the silver mines at Cobalt, Ontario. He has a farm of four hundred acres in Beekmantown, New York, near Lake Champlain, and a farm of one hundred and thirteen acres in Chazy. At his Beekmantown farm he formerly had a notable herd of Holstein cattle. He raised stock from the cow Mercedes Julip Pieterje, which made an official record at White Bear Lake, Minnesota, of twenty-nine pounds five and seven-tenth ounces of butter in seven days. A yearling bull from this cow, known as Milk and Butter King, he sold for $1,500, and the purchaser sold him later for $10,000, the highest price ever paid for a bull. The sire of Milk and Butter King was Aagia Cornucopia Johanna Lad. A long list of the registered stock of this farm might be given. Dr. Honsinger finally had to sell his herd and discontinue the cattle-breeding business on account of his other business. He is a Republican in politics, and presented this district in the state assembly in 1894-96. He has been a member of Northern Light Lodge, of Free Masons since 1879. He married, September 26, 1877, Henrietta, daughter of John and Lavinia (Aldrich) Dunn, of West Chazy. Her father was a native of England, her mother was born in West Chazy, daughter of John and -------------- (Slosson) Aldrich. Children: 1. William O., born at West Chazy, July 10, 1878; married Ann James, born at Port Henry, New York, child, Louisa Henrietta, born April 9, 1993. 2. Elsie M., born at West Chazy, October, 1880; married McKenzie Stewart; children: i. Mildred, born April 20, 1903, ii. Charles Thurlow, June 21, 1908. 3. Grace L., born October, 1885, married Morris J. Knapp; child, Kenneth Honsinger Knapp, born September 1, 1908.
(IV) Lyman L., son of Dr. William Honsinger, was born in West Chazy, May 25, 1857. He received his early education in his native town, and later attended the Troy Business College. He studied pharmacy under his father's direction, and for some time has charge of his father's drug store. He left home and, for a short time worked in Boston, returning to West Chazy, where he followed farming. In 1894 he went to Plattsburgh in the employ of his brother, Dr. Willis T. Honsinger, then a partner in the firm of Honsinger & Jerry, dealers in agricultural implements, carriages, harness etc. In 1896 he became a partner in the same line of business, under the firm name of H. E. Jerry & Company, at West Chazy. The firm also sold agricultural machinery and implements. The firm was dissolved in 1899 and the business discontinued. Since 1900, when Mr. Honsinger resumed business, he has been engaged in the same line of business and has been very successful. He is a Republican in politics. He married, October 6, 1886, Cynthia Dewey Corbin, born at Henningford, province of Quebec, daughter of William T. and Mary (Stearns) Corbin. Children, born at West Chazy: 1. Louise L., November 2, 1889. 2. Hazel, March 31, 1894. 3. Ruth, November 11, 1895. 4. Doris, May 18, 1897.
Lewis Historical Publishing Company, Inc., 1910
This book is owned by Pam Rietsch and is a part of the Mardos Memorial Library
Transcribed by Holice B. Young
HTML by Debbie Axtman
You are the Visitor to this USGenNet Safe-Site™ Since September 5, 2004.
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Consulting firms lend valuable expertise and provide advice and guidance in many specialized areas of business. There are consulting firms for engineers, human resources, marketing and other professionals, and many large consulting firms offer a variety of talent, thereby broadening their client portfolio. Smaller ones--usually referred to as "boutique" firms--focus their services in just one area of business. Consulting firms have fundamentally similar business processes, regardless of their services or the firm's size.
Defining the Consulting Firm Goals
Bain & Company, a global consulting firm offering services in higher education, financial services and technology, states its primary objective as: "We help management make the big decisions: on strategy, operations, mergers and acquisitions, technology and organization." Companies engage the services of consulting firms to fulfill an area of expertise they may lack in their workforce. For example, a company without a dedicated human resources leader might look to a consulting firm that specializes in human resources for guidance on workforce planning or HR strategy.
Identifying Clients
Networking is an extremely important factor in identifying potential clients. Senior-level consultants, usually referred to as rainmakers, often develop professional relationships with corporate executives to gain consulting jobs for their firm. Consulting firms also use other means to identify clients, such as prospecting for clients through business journals or checking new corporate filings for start-up companies. While the consultant herself may not work exclusively on identifying clients, some firms have junior-level staff whose responsibilities include identifying clients and researching contact information for decision-makers in those businesses.
Pitching to Executive Leadership Teams
Once a prospective client has agreed to consider outside consulting services, the consultant can learn more about the business and closely examine the company's needs. In meetings with the executive leadership team, the consulting firm can pitch its results-oriented practice and the approach they would use to assist the business in achieving its goals. The initial meeting is often compared to a job interview wherein the candidate gets to show her worth. In fact, "An Insider's Guide to Consulting Firms" suggests: "The process of justifying a consultant should be structured much like the hiring process for a new employee."
Developing Proposals
Many consulting firms have a library of proposals for the types of services they offer. During meetings with executives, consultants obtain information necessary to craft a generic service proposal into one that specifically addresses the business's needs. Proposals generally focus on current business challenges, activities the consultant will undertake to improve business strategy and the cost to complete the project. Junior-level consultants are sometimes assigned the proposal development process as a learning exercise.
Closing the Deal
Once decision-makers review the consulting firm's strategy, approach and promised actions, both parties sign a service contract. Duties may involve some in-house work or periodic visits to the business site for reporting, progress meetings and tactical activities agreed to in the service contract. Upon completion of the project, the consultant produces a detailed final report that describes the updated status. Finalizing a project may also involve another meeting with executives to provide guidance on how to maintain the consultant's recommendations.
References (5)
- Bain & Company Home
- TechRepublic: An Insider's Guide to Consulting Firms
- U.S. Bureau of Labor Statistics: Career Guide to Industries, 2010-11 Edition, Management, Scientific, and Technical Consulting Services
- Harvard Business School: "The Future of IT Consulting" (Johnston, S.J.; Mar. 31, 2003)
- USA Today: "Several Bush Officials Work in Areas Related to Former Jobs" (May 20, 2009)
Resources (5)
Photo Credits
- business is business - cliche image by Jeffrey Zalesny from Fotolia.com


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Zune 2nd Gen Confirmed
July 20, 2007 at 5:18 pm 8 comments
After some discussion with a representative of Microsoft(press), I was given the following information after asking if they could confirm any details regarding Scorpio (the new 80gb model) and draco(the flash based zune). This is the reply:
" We have seen the rumors floating around, but we haven't announced specific dates or details for the next generation of the Zune devices or service. That said, Zune follows the cycle of the consumer electronics cycle so you can expect an update later this year prior to the holiday season.
- There are three predictable paths along which we'll expand Zune:
- Device family – adding in new sizes, styles and price points
- Features – we'll move towards parity with iPod building in support for video, podcasting, etc and at the same time build on key differentiators such as the wireless feature, the FM tuner, etc
- Geographic Markets – we'll start to expand the international footprint of Zune over time but only when we can ensure an offering which is tailored to that market
- There are three predictable paths along which we'll expand Zune:
And one thing about Zune that's really great for consumers is that the device is future-proofed. Consumers can buy without fear of their device becoming obsolete. Zune's software (firmware) can be updated so their device gets automatically updated with new features when the new software is launched."
I also asked if they were going to set out the Zune Spots, in not just concerts but possibly malls and other places as well. I did not get a reply at this point.
So using the above information, it is confirmed that there will be a model out in time for Christmas. They are also going to expand the support (expand from the states) probably after the new models come out. Also it says that the newer models will mimic the features of the iPod, ie nano style, shuffle, etc… and maybe add some new stuff to play in with the wi-fi capabilities. Possibly an internet application? Maybe a zune phone is in the works, although not directly said but they did say that they were basically following the same path apple laid out.
Entry filed under: 2nd Gen, microsoft, technology, zune.
8 Comments Add your own
Good info, thanks.
Sounds good. Kind of the same lines on what I've been expecting.
We were contacted by Microsoft end of May that they were holding a fire drill looking for content to ride along with the new release of Zune. The funny thing about this was the Zune team was presented with a lot of good content but the sponsorship team had veto rights over any content they felt they had not milked sposnorship dollars out of the content holder. IF Microsoft gets rid of the sponsorship team they would have all of the content and then some they would need for a European launch. As usual any kind of delay is being created internally…
It'll be interesting to see what comes of this. I lost my Zune a few months ago and have been waiting to see what the 2nd gen will offer.
Thanks for this relevant info
hi everyone, I am hoping the G2 zune will com out. it will be surely a sucess to me. If microsoft doesnt then i hope they will make many ideas for the zune and hope those ideas com to life.
plzz microsoft make those ideas or dreams com true.o yea, plzz metion the zune info sooner and quicker u had for goten that on tha last 2 zunes that have been made. THANK U!!!!!!!!!!
I have a Zune 1.0 with the latest Zune software but my device refuses to upgrade its firmware.
Music and entertainment, your way. That's what the Zune 80 GB Digital Media Player is designed to deliver. The Zune easily connects you with your music, videos, and pictures wherever and whenever you want, and unlike the iPod, it even has a built-in FM tuner so you can keep up with local news and sports. Your Zune gives you the power to wirelessly share full-length tracks, playlists, pictures and podcasts with your other Zune-wielding friends. And when you receive songs that you just can't get out of your head, you can easily tag the songs and buy them the next time you sync up. Whether you're listening to music, radio, or rocking out to the latest music videos on the bright, roomy screen, the Zune allows you to tailor your entertainment, right in the palm of your hand.
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These dreams are becoming more common. So much so that I wonder to what extent this phenomenon is shared by others in my age cohort, and what it might mean?
Why are my deepest, earliest memories surfacing now in my dreams?
Have the memories that have been maintained the longest burned themselves most tenaciously into my neural circuits?
Or is it the opposite? Do these dreams represent the oldest and most fragile memories popping out of existence, like bubbles from champagne?
If these childhood memories do in fact dominate my unconsciousness, to what extent have they provided an unsuspected armature for my conscious thinking over the years? Maybe the way we view and understand the world is subtly constrained by the space-time structures that first impressed themselves on our developing brains.
I'm sure there must be some relevant literature out there, and maybe some of you can guide me to it. There is Piaget, of course. Perhaps more interesting is Gaston Bachelard's The Poetics of Space.
Gaston Bachelard (1884-1962) was a French philosopher of eclectic interests. Like most French philosophers of his generation his prose is difficult (although not as opaque as the post-moderns who followed him). Although trained in the philosophy of science, he gave most of his attention to "reveries." Science and poetry were necessary and irreducible complements in his understanding of the world, the yang and yin, the animus and anima, of the knowing self. His thought has a certain playfulness, a "shifting character," a willingness to bounce around gleefully, as opposed to stern adherence to dogma.
In The Poetics of Space, Bachelard emphasizes the importance of the house we were born in, and the psychological significance of cellar and attic, nooks and corners, stairways up and stairways down, drawers and wardrobes. "The house we were born in is physically inscribed in us," he writes.
It is a group of organic habits. After twenty years, in spite of all the other anonymous stairways, we would recapture the reflexes of the "first stairway," we would not stumble on that rather high step. The house's entire being would open up, faithful to our own being. We would push the door that creaks with the same gesture, we would find our way in the dark to the distant attic. The feel of the tiniest latch has remained in our hands.It is space, not time, that imposes itself most forcefully upon our imaginations, says Bachelard. Memories are motionless, like fossils fixed in stone. Localization -- those first spaces of our childhood -- is more lasting than duration.
I'm not sure what to make of all this, but it has a ring of truth. If it's true, it must have a neurological basis. It seems to be a field ripe for research, both scientific and literary.


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Texans' new rules limit tailgating
Now, it's only for those with game tickets and fans with tailgating passes
As the Texans progress through what has thus far been the most-watched, most-eventful season in their nine-year NFL history, the team applied the brakes Thursday to one of its most cherished traditions.
Citing the more than 20,000 fans without tickets who jammed into Reliant Park during Sunday's Cowboys-Texans game, the Texans said tailgating will be limited to game-ticket holders and to fans who buy one of 2,000 tailgating passes to be issued for each contest.
Jamey Rootes, the team's president, said the large number of fans without tickets created "untenable" problems with parking, traffic and security that will require it to limit access to the county-owned lots, beginning with the next home game Oct. 10 against the New York Giants.
"We have created what has been recognized as the best tailgating atmosphere in the NFL," Rootes said. "When you have a few extra folks come along, it's not a big challenge. But we have come to the point where it is not sustainable, and for the good of our game attendees we have to correct that."
Rootes would not provide numbers but said the Texans received a significant number of complaints from ticket holders who were unable to park at Reliant's jammed parking lots on Sunday. He also declined to provide statistics on the number of people arrested Sunday but said it was larger than usual and that almost every case involved a fan without a ticket.
A video posted on YouTube showed one fight between fans that ended with a man wearing a Texans jersey sprawled on the parking lot as a bystander shouted, "He's out, he's out, he's out."
$10 tailgating tickets
The Texans will contact season-ticket holders regarding the new tailgating tickets. Tickets will cost $10 each, with a limit of four per season-ticket account per game, and must be purchased prior to game day.
Monday's announcement was greeted with mixed emotions by veteran tailgaters like Glen Miller of the Raging Bull Tailgaters. In addition to season tickets, Miller said the group spends about $12,000 to $15,000 each season for 36 parking passes to accommodate tents, grills and space for 60 to 100 members and guests.
"I'm not crazy about it," Miller said. "I understand they have issues. But most people come out with good intentions, and I'm not sure it's the best thing in the long run in terms of fan support. They're going to make a lot of people mad."
Miller said he's also not wild about the idea of spending $40 per game so friends without game tickets who help with cooking chores can get onto the parking lot.
"We have several people who help us, and it's going to put us in a bind," he said. "It's extra money, and my investment in the Texans is already through the roof."
Raul Zepeda with the Texan Brew Crew, which won a tailgater of the year contest in 2009, said that while his group has never had problems on game days, the crowded lots Sunday reflected a situation "that was a little out of control."
"This will impact people," he said, "but these season-ticket holders and game-day ticket buyers probably ought to be assured a safe and enjoyable tailgate. You hate to limit it, but these are the people who are paying to go to the game."
Rootes said the Texans will provide adequate staffing to check tickets as ticket holders enter the lot and that some officers may be assigned to recheck tickets once fans are inside. He said the team will develop "a comprehensive plan to implement this, and we are confident it won't adversely impact things."
'Knee-jerk reaction'
However, season-ticket holder William Blair of The Woodlands, who tailgates with a group of 15 friends who also have season tickets, was dubious about how the Texans will be able to enforce the new guidelines.
"If I show up with six people and we only have five tickets, who are they going to ask to get out of the car?" he said. "I'm very disappointed. This is a knee-jerk reaction. This was a Cowboys game, and you won't see this many people there again for another eight years."
The Texans have emphasized tailgating, which was not allowed on the county-owned Reliant Park lots during the Oilers' years at the Astrodome, since their inaugural season of 2002. Forbes Traveler last year cited Houston as the best tailgating atmosphere in the NFL.
"It got bigger than is sustainable, and so we need to bring it back to where we began, which was to create a fun, festive and friendly environment for our game attendees," Rootes said.


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Mikhail Tal's interview after winning his 5th USSR Championship in 1974
What were your sporting targets at the 1974 Championship?
Essentially, I didn't play any chess in the first half of the year, but after the Olympiad, my schedule was very intense: 96 games in half a year, with short breaks. So I didn't count on any sporting success. I went to the championship to achieve the +2 score and remain in the High League. It was more than enough for me from the sporting point of view.
But I quickly learned that my age "colleagues" in this tournament - I don't know for how much longer I'll be counted as a veteran - wound up in the exact same situation. Polugaevsky played perhaps just one tournament less than me, Savon constantly travelled from one tournament to another, Taimanov also played very much, Vasyukov had just returned from his Philippines triumph. Kuzmin felt unwell. I don't know if they had to invite him to Leningrad so persistently. As a result, we all played without much fervour, tiredness did take its toll.
You're speaking about the experienced players. What about the youth?
The youth played, as always, with much appetite, fervour, ambition, and they fully deserved their successes. The opponents from different generations were worthy of each other. There's grandmaster Vaganian and grandmaster Polugaevsky, Beliavsky, who'd just become a grandmaster, and grandmaster Tal... And youth is an advantage that wears off as you age. We played the same chess, on the same board, with same pieces. We have our own advantages, and they have their own, and it's only natural. But I think that there's no sense in contrasting one generation with the other.
Which young player did you like the most?
I liked all young players. It's important that a beginning chess player shouldn't become somebody's imitator. In this tournament, there was only one player I've never faced before; I played my first game with him, and I was quite satisfied. I'm speaking about Romanishin. From the sporting point of view, he wasn't very stable. He's had his highs and lows: good start, decline in the middle, then a brilliant finish. I think that he was one of the most interesting players of the tournament. The prize he received - for amount of theoretical novelties - wasn't given for some particular novelty. It was awarded for Romanishin's improvisations on some opening themes. His ideas weren't always correct, but he's got his own, completely his own vision of chess.
And next to this very interesting, distinctive player, there's Beliavsky. Both are from Lviv, both were coached by Kart, but Beliavsky is very different. He plays "correct" chess. Beliavsky sees the board well, has a good tactical vision (which is characteristic for youth), but he'll never intentionally play a move that visually worsens his position. By the results of the First League, we could say that Romanishin was stronger than Beliavsky, now we can say that Beliavsky is stronger than Romanishin. Those players are still growing.
I just can't bring myself to call Vaganian a youth player - I played him in the USSR Championship as far back as 1971. He's a grandmaster with a very bright future ahead of him. His talent is visible very clearly.
Did the idea with High League justify itself?
It's hard for me to tell. I have played in both tournaments. In 1973, I performed very bad. Now - much better, at least from the sporting point of view. I'm not so sure that this total mobilization is justified. If you really need to hold a championship with all the strongest players taking part, then you should think about schedule. It would be ridiculous for Karpov and Korchnoi to take part in the tournament immediately after their match, for Geller, Furman and Dzindzichashvili to join after they spend half a year at the board. Or, for instance, Smyslov didn't play. If me and Polugaevsky both feel tired, what can be said about Smyslov, who's much older. Spassky felt unwell, and Petrosian's sense of danger is better than Vasyukov's. He played in Manila very well, but the climate there wasn't the best, so Vasyukov couldn't adapt to Leningrad after that...
Have you gone to a game already determined to achieve some concrete result?
Here, I played all my games for a win, except with Savon.
What couldn't you achieve?
I couldn't apply for a brilliancy prize. Though I'm flattered by the referee's board's decision to name my game against Dvoretsky "the best game of the tournament", but I think it was just an act of courtesy towards me.


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- 20 updates
£148m lottery couple revealed
Britain's second biggest-ever Lottery winners have been named as Adrian Bayford, 41, and wife Gillian, 40, of Haverhill, Suffolk. The couple won the £148.6 million EuroMillions jackpot.
Live updates
EuroMillions shopkeeper happy for 'lovely couple'
Sanjay and Bev Patel run the shop where the Bayford's bought their winning EuroMillions lottery ticket. They said the £148 million win could not have happened to a nicer couple. Mrs Patel said:
"We love it, it just feels brilliant just to feel that we were there, we were the actual store that sold the ticket, we feel great, not just for the shop but great for Haverhill."
Britain's second biggest lottery winners celebrate
Britain's second biggest-ever lottery winners, Gillian and Adrian Bayford, from Haverhill in Suffolk, celebrated winning more than £148 million.
- ITV Report
Suffolk couple become UK's second biggest lotto winners
EuroMillions couple: 'We can now go as a family to Disneyland'
EuroMillions winner Adrian Bayford said winning more than £148 million will allow them to take the whole family on holiday to Disneyland.
His wife Gillian says she has always wanted to try sky-diving, and will now be able to realise this dream, if she can get the life insurance.
EuroMillions couple 'just giggled' when they checked ticket
Gillian was putting their young son to bed when her husband Adrian came up to the room and told her they had won more than £148 million. Gillian said she didn't believe him initially and told him to keep the noise down.
When she finally looked at her husband, who by this stage was "quite pale" she decided to check the numbers herself. When the couple discovered they had won they "just looked at each other and giggled for a while".
Gillian and Adrian Bayford revealed as EuroMillions winners
The moment Gillian and Adrian Bayford revealed their lottery win to the public. This video contains flash photography.
For more on their story go to ITV Anglia.
Lotto winners celebrated by going out for pizza
EuroMillions lottery winners Adrian and Gillian Bayford said they struggled to understand they had won the £148 million jackpot last Friday night.
The winners said they planned to use the money to go to go on holiday with their children.
They will take their time to decide how they will spend their money, but Gillian, a children's ward healthcare assistant at Addenbrooke's Hospital in Cambridge said she would like to cut down on her shift work to spend more time with her family.
The happy couple said their children are not fully aware of what is going on. They celebrated by going out for a 'family treat' to a local pizza restaurant.
'I thought my husband must have made a mistake'
Gillian Bayford said she didn't believe her husband when he announced they had won more than £148 million in the lottery.
She was putting her son to bed when her husband Adrian told her about the win:
Adrian and Gillian Bayford celebrate their £148 million win
Adrian Bayford and his wife Gillian are celebrating winning a staggering £148,656,000 in the EuroMillions jackpot.
The couple have two children and are the second biggest lottery winners in UK history.
Second hand record dealer wins £148 million in lottery
The British couple who have won more than £148,656,000 in the EuroMillions jackpot are 41-year-old Adrian Bayford and his 40-year-old wife Gillian, according to the Telegraph.
The couple have two children and run a second hand music shop. They live in a modest new build detached house in Haverhill, Suffolk.
Latest ITV News reports
Suffolk couple become UK's second biggest lotto winners
Adrian and Gillian Bayford from Haverhill in Suffolk won more than £148.6 million in the EuroMillions jackpot on Friday.
UK ticket-holder comes forward to claim £148m prize
The huge prize is the second biggest in lottery history.


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11,000-volt cable hanging across a path kills runner
NEWPORT, ENGLAND A man has died of severe burns after coming into contact with an electricity cable while jogging. Dr James Kew, 41, was pronounced dead at the scene after emergency services were called to a field in Newport, Essex. Dr Kew, of Radwinter Road, Ashdon, was jogging with three other people when he struck the cable. Two were treated for minor electric shock injuries. It is thought the 11,000-volt cable was hanging across a path. Electricity firm UK Power Networks was called by the fire service to isolate power to the cable and an area of wheat field was cordoned off.
A police spokesman said the Health and Safety Executive had been informed of the death and a joint investigation with Essex fire service was under way. A spokeswoman for UK Power Networks said it was "helping with an investigation" and would not comment on reports locally suggesting the low-hanging cable had been reported earlier in the evening.
Dr Kew died two days before his 42nd birthday. He was a director of biology in the research department at GlaxoSmithKline in Stevenage, Hertfordshire, since 2010. He had a BSc in biological sciences from the University of Exeter and a PhD in developmental neuroscience from the University of Cambridge. In a statement, GlaxoSmithKline said: "James Kew was a respected scientist and valued colleague in our research and development organisation. "Our thoughts are with his friends, family and his GSK colleagues at this extremely difficult time."
Dr Kew was also a lead member of the Saffron Striders running club, ranking first out of 58 in their 2012 championship. The club said he completed this year's London Marathon in three hours and five minutes. Club chairman Nigel Coates said: "He was a very popular member of the Striders who will be deeply missed. Everyone at the club is absolutely devastated by James's death and our thoughts go to his family at this incredibly difficult time. We would like to thank the emergency services who attended the scene last night." He added Dr Kew was a "quiet and unassuming" person.
The runner also played for Bishops Stortford Hockey Club, who tweeted: "Very sad news about 4th XI and Vets player James Kew who sadly died in a freak accident whilst running yesterday."
Peter Ascot, who lives in Newport, was out walking with a group of 10 people. He said: "We saw the cable hanging low and almost touching the wheat. We all remarked on it at the time. "I woke up this morning and saw what happened. I feel absolutely dreadful that I didn't report it - you can't help feeling you could have done more. It's unbelievable this has happened. It's absolutely devastating."
Credits - This true article, "Essex biologist James Kew dies in power cable jogging incident", was published on the "BBC News".
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Congresswoman Terri A. Sewell Visits Troops in Afghanistan on Mother's Day
Kabul, Afghanistan – Congresswoman Terri A. Sewell joined Democratic Leader Nancy Pelosi and a bi-partisan Delegation to Afghanistan for the first trip since President Barack Obama signed the historic Strategic Partnership Agreement with President Hamid Karzai. The two-day trip included visits to the provinces of Helmand and Kandahar as well as offered an opportunity for the delegation to visit with troops on Mother's Day weekend and discuss national security and woman issues in the Middle East, Asia and Africa with diplomatic and military officials.
"On this Mother's Day weekend, I've been honored to join Democratic Leader Nancy Pelosi and four of my female colleagues on a bi-partisan Congressional Delegation to Afghanistan," said Rep. Sewell. "Our troops play such an integral role in Afghanistan and it was a pleasure to travel to Helmand and Kandahar provinces to discuss important issues facing Afghans from our commanders and their Afghan coalition partners on the ground. We were also honored to have the opportunity to celebrate Mother's Day at Camp Leatherneck in the Helmand province with so many of our brave troops, many of whom are mothers, daughters and sisters who courageously serve on the frontlines every day in our Armed Forces," Sewell added.
"My appreciation for all of our servicemen and women has deepened with this experience. On this special day, words can't express my gratitude to all of the mothers in the military," Sewell continued. "Thousands of miles away from home, our women in uniform continue to manage the challenges of parenting, while fighting for our liberties. To all our mothers far and near, Happy Mother's Day!"
Contact: Breelyn Pete; email@example.com; 202.225.2665


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The relationship with the Finn is easier, and that showed when he beat Hamilton to pole position for the Bahrain Grand Prix this evening. Valtteri Bottas pipped his Mercedes teammate Lewis Hamilton right at the end of qualifying on Saturday to take pole position for the Bahrain Grand Prix.
The Shadow Brokers past year dumped malware it said came from the Equation Group, which is associated with NSA. "Maybe if all surviving WWIII, theshadowbrokers be seeing you next week", the group wrote on Friday. EXPLODINGCAN , a Microsoft IIS 6 exploit that exploits WebDav on Server 2003 only. Security experts who tested the tools, leaked by a group called the Shadow Brokers, found that they worked.
The White House believes that Sunday's test involved a medium-range ballistic missile that failed within 4-5 seconds after launch, and that it did not involve an intercontinental ballistic missile, the adviser said. Meanwhile, US Defence Secretary Jim Mattis has said that President Donald Trump and his military team are aware of the missile launch. Impoverished North Korea and the rich, democratic South are technically still at war because their 1950-53 conflict ended in a truce, not a peace ...
Millions of people had logged on to the Park's webstream. April has her own website and even an apparel line. The zoo announced the 15-year-old giraffe was going into labor shortly after 7:00 am ET. April helps her newly born unamed baby giraffe stand at the Animal Adventure Park, in Harpursville, New York, U.S. April 15, 2017. After a few hours of labor, the new calf fell hoof-and-head first into the world just before 10 a.m.
Burger King unveiled a risky new ad Wednesday that triggered Google's voice-activated assistant, waking up Android phones, Chrome browsers and Google Home speakers alike. "The more brands that do it the more it becomes totally irritating", Carroll told CNNTech. SmartCompany contacted Google but the company declined to comment.
If writing a letter to the NHTSA isn't a clear enough sign of the company's intent, then perhaps this latest development of having their name listed as the 30 company to test autonomous vehicles in the sunny state should be enough proof. Electric-car manufacturer Tesla started test-driving automated cars in California late previous year. Although iPhone's ongoing popularity has helped Apple remain the world's most valuable company, the company hasn't had a breakthrough product since ...
The thing is, the permit is for the cars themselves, but actually applies to the technology behind the self-driving capability of those cars. It has always been known that Apple is working on automotive-related projects, but the company has never publicly confirmed any details.
In an official statement sent to Axios , Samsung has confirmed that its in-house virtual assistant, Bixby Voice, won't be available when the device goes on sale later this month. Bixby is content aware meaning that, provided you are within a compatible app, users can refer directly to items on-screen. Sure, the Galaxy S8 will have the Bixby installed but functions will only be limited to Bixby Reminder, Bixby Home, and Bixby Vision.
With its 'Global Testfire' event conducted in March, it appears that Nintendo is finally ready to release the title to almost two million Switch owners. Nintendo said that it sold 906,000 Switch units in the United States alone for the month of March, GamesSpot says , which makes the Switch the fastest-selling console in Nintendo's history.
For comparison to Breath of the Wild , Nintendo said back in 2006 that The Legend of Zelda: Twilight Princess , which launched alongside the Wii, sold 454,000 copies in its first week . The console sold more than 906,000 units in the USA last month, the Japanese company said, citing data from industry tracker NPD Group. The console is also sold out in parts of Europe and Japan.
Companies that have been issued permits also include Alphabet Inc's ( GOOGL ) Google unit, Ford, Volkswagen AG, Daimler AG, Tesla Motors Inc ( TSLA ) and General Motors Co (GM). Apple has been hiring automotive experts-particularly those with experience in autonomous driving-for years. But this permit means that Apple can start putting driverless cars on the road in the Golden State.
Though Versio is said to be the main character, the game will also shift players into the role of Luke Skywalker and Kylo Ren . It's finally here. As a creator of a story, I think about these things. The president of Lucasfilm , Kathleen Kennedy assures us that Skywalker will be front and centre in the new movie.
Thousands of people descended on downtown Seattle Saturday to take part in Tax Day protest marches. Presidents change and lawmakers come and go, but The Washington Times is always here, and FREE online. Other tax marches took place in Washington D.C., Philadelphia, and dozens of other cities. "I just want to know that our President is paying his fair share of taxes, like everyone else has to".
But delaying Bixby Voice may be a sign the company learned from the Note 7 crisis. The Samsung Galaxy S8 will ship without voice control for its virtual assistant, Bixby . Samsung told Express.co.uk that the feature will be pushed-out to UK Galaxy S8 owners later this year. However, Viv technology is yet to be infused in Bixby .
Some features of the smart assistant will be available upon launch, like its augmented reality features, making suggestions on apps to use based on location, time of day and learning habits over time. The company has refused to comment on why the voice command has been delayed. And no matter how exciting Bixby might be, it still takes a backseat to Samsung's gorgeous design for the handset.
Along with the release of the teasers, the company has announced the Chinese name of the concept model - "Jeep Yuntu ". Far less overt than the bright red previously shown, the color makes the Trackhawk look more unassuming. For improved aerondynamics, the Trackhawk sits about one inch lower than the standard Grand Cherokee models. While all of this power is impressive, Jeep hasn't forgot to equip the Trackhawk with great technology and safety features either.
The other consoles also launched near a holiday time where spending $300 was easy to justify, instead of launching in March. Sales of "Legend of Zelda: Breath of the Wild" on the Switch topped 925,000, actually outstripping sales for the new console.
She's been living her life on a livestream since February, and thousands upon thousands of people have been eagerly awaiting the arrival of her baby. The delivery occurred with no complications as viewers exclaimed "Push!" during the nail-biting process.
Nintendo is scheduled to report full quarterly figures on April 27, including sales forecasts for the coming fiscal year. After the flopping of the Wii U, the Nintendo Switch is a great comeback for Nintendo . The main sales driver was the highly anticipated The Legend of Zelda: Breath of the Wild, which reportedly sold 920,000 units just for the Switch, which gave the game and wonderful attach rate of more than 100%.
On Friday, California's Department of Motor Vehicles (DMV) updated its website to reflect that Apple now has a permit to test self-driving cars on public roads. As it turns out, Apple's vehicle ambitions haven't been completely shuttered. "The company is investing heavily in the study of machine learning and automation, and is excited about the potential of automated systems in many areas, including transportation ", the letter said, which was meant to comment on the agency's federal ...
In response, Delta issued an internal memo allowing gate agents to offer up to $2,000 in compensation to passengers, more than double the previous maximum of $800. When Dao refused to give up his seat, the airline called Aviation Department officers, who dragged him from the plane. As a result, it had the lowest rate among the largest USA airlines of bumping people off flights against their will something that is legal but alienates customers and requires the airline to pay ...
This was in large part due to The Legend of Zelda: Breath of the Wild , itself becoming Nintendo's fastest-selling launch title, and fastest-selling game in the series. For more on upcoming games for the system, check out IGN's Nintendo Switch wiki . Furthermore, the timing of the release was rather unconventional as most consoles release during the holiday season.
They will be testing the 2015 Lexus Rx 450 hybrid SUVs. As it is now reported, Apple became the 30 company to be granted a self-driving auto testing permit. Apple released that statement after Steve Kenner, a former Ford Motor executive who is now Apple's director of product integrity, notified federal regulators of the company's interest in self-driving cars in a letter.
Global Night Vision Systems Market Research Report 2017 to 2021 studies the Night Vision Systems market status and outlook of global and major regions, from angles of manufacturers, regions, product types and end industries. Various aspects of the Accounting Software industry such as the value chain and major policies that influence the market are explained at length and the growth drivers, restraints, and future prospects of the market are extensively evaluated in this report.
If anything, it hurts them by making it just as easy for Microsoft app users to opt for a Galaxy phone instead of a Windows phone. Samsung S8 pre-orders will ship with a free Gear VR and Oculus-powered controller, and we are sure Samsung would throw in some content too .
Nintendo of America noted that while Nintendo Switch sales were off to a record-breaking start, shipments have not been able to keep up with the high demand that surrounds the console. It's also predicted Nintendo will have sold 25.7 million Switch units by the time this smaller console launches - a fairly ambitious goal. Nintendo offers an explanation for this, however, stating that it might be from folks who bought both the limited edition and a second version to actually play.
As Wall Street Journal 's Takashi Mochizuki notes, the United States is Nintendo's largest global market, and the company pulls in about 40% of its earnings from the region. The original plan was to produce 8 million Switch consoles. So they believe that Nintendo would go for a more compact version of the console in the form of a Mini version.
The same permit granted to Apple was also granted to 29 other companies that include Mercedes, Volkswagen, BMW, Bosch, Nissan, Honda and Ford among others. This confirms existing speculation that Apple Inc is working on an autonomous auto technology. As per information released by California DMV, Apple has been granted permit for three vehicles for autonomous driving.
The self-driving auto segment is among the most bitterly contested areas in emerging technology, with Apple joining 29 other companies that have received test permits in California alone. He said that the permit might be related to software or hardware for autonomous technology. Does this mean that Project Titan, which is Apple's possible move into the world of autonomous vehicles , will be able to persuade Tesla owners with Autopilot equipped vehicles to make the jump? Most other ...
Great West Life Assurance Co. Finally, Fred Alger Management Inc. bought a new position in shares of Micron Technology during the fourth quarter worth $82,322,000. During the same period in the prior year, the business earned $0.01 EPS. (MU) reported its Actual EPS of $0.9/share. Standpoint Research upgraded the shares of MU in report on Wednesday, December 7 to "Buy" rating.
The (PRODUCT) RED iPhone 7 and iPhone 7 will be available for purchase in Apple stores. Far away was the time when Apple introduced its new products at a scheduled event. Apple is widely expected to unveil an update to its flagship iPhone this fall that might have new features such as wireless charging, 3-D facial recognition and a curved display.
Tesla Inc does not have the luxury of going wrong on the Model 3 execution, and capital insufficiency may dent investor confidence and hit Tesla stock hard. But for man leading the companies that are now making re-landing orbital class rockets just something you do on a Tuesday and soon producing decently long-range, (kind of) affordable fully electric cars, getting phased out by robots is not an acceptable option.
In recent years, HTC lost significant ground to rivals on the smartphone market and despite its efforts, it never really managed to replicate the whopping success of the One M8. As always, backup your data before starting the update process. Besides Android 7.0, the update includes the February security update, and performance enhancers (not steroids) for the phone.
Folks with an Xbox One S can explore Andromeda with HDR enabled, but not in 4K (we'll have to wait until Project Scorpio arrives for that). Second, you'll only have access to the game's starting planet, and all of the missions available on this planet will be available from the beginning.
Their differing approach and back catalogue of brilliant and exclusive games also makes old Nintendo consoles carry a certain nostalgia that others perhaps don't. You can play it on a TV, like a traditional console - but you can also pull the device out of its dock and take it on the go, like a Gameboy-esque handheld gaming unit.


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As last year, sales during summer are very slow. It's not even a matter of venue – I discussed this now with many beadmaker friends. No matter where they're selling: Ebay, Etsy, own webpage or Farmer's markets – sales are down. A lot.
Even my most loyal customers need to take a holiday from time to time. That means that in my main sale venue, Ebay, many auctions are ending with the starting price or just a few dollars above listing price.
To counteract this trend and be pro-active, I'm trying to switch things around a bit. Hopefully this can attract new buyers, different target groups and tempt buyers that are more budget conscious.
I reduced the number of beads per set, which enables me to drop the starting price for some smaller sets. As a reaction to the fact that many auctions end currently with the starting bid, I decided to stick with realistic listing prices rather than dropping them … I set the start bid to a point, that I can live with it, even if no bidding war happens.
To target other buyer groups, I am now listing again more big hole beads that fit European charm jewelry, for example Pandora or Troll bracelets. Pandora bracelets are becoming really popular in Europe … when I visited Germany, I realized that the charm bracelet demand is really high right now.
Not only is the target group slightly different for big hole beads (mainly end users), the price point for these beads is also lower than larger sets. This will hopefully attract not only "high rollers" but also bargain hunters.
I am currently also researching new sales venues. I'm not a bead show or Farmer's Market kind of person and tend to be a bit awkward in personal contact with customers. I'm not that great of a sales person and if someone just looks slightly strange at my items, I would drop the price to an insanely low level.
Online I tried last year ArtFire but I am not convinced with the concept. I believe they're not spending enough advertising money to get the name out to the buyers. I so wish there would be finally an online sales venue that features only handmade, artisan made items. No supplies, no Chinese mass produced imports, no cheap flea market article. Etsy was at one point such a promise and breath of fresh air, and I love the look & feel of the page so much. But all the mass produced supplies and cheap imports are flooding Etsy so much, that it's hard for customers to find quality, handmade artisan items.
For my finished jewelry I am considering to give Amazon a try. They do command a high commission compared with Ebay or Etsy, but local art galleries expect an even higher cut. I know there are a couple of other lampwork/jewelry seller that have good success with Amazon. Not sure yet how it works with shipping … as far as I can tell, I would have to send the items to their warehouse. That's the one thing stopping me so far to list on Amazon. I'm not sure I feel good about this and would rather ship them myself. Got to research that a bit more, hopefully there is a way to do my own shipping.
I also read about 1000 Markets, but am not sure if they don't have the same issue as Artfire.
Dear reader, If you know of any different/new/great places to sell just lampwork beads or finished jewelry, please let me know. I'm always happy to give it a try.
I also appreciate any ideas/thoughts/input to learn about your strategies to survive the slow summer. Let's all keep our fingers crossed that it's not getting as bad as it was last year (at least for me) and that sales are starting to get better soon!


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Cheat (game)
|Alternative names
|BS, I Doubt It, Bluff, B.S.
|Skills required
|lying, card skills
|Age range
|depends on number of players
|Standard deck without Jokers
|Related games
|Valepaska, Verish' Ne Verish', Poker Bull
Cheat (also known as B.S., bluff, and I-doubt-it[1]) is a card game where the players aim to get rid of all of their cards.[2][3] It is a game of deception, with cards being played face-down and players being permitted to lie about the cards they have played. A challenge is usually made by players calling out the name of the game, and the loser of a challenge has to pick up every card played so far. Cheat is classed as a party game.[2] As with many card games, cheat has an oral tradition and so people are taught the game under different names. The game is called "I Doubt It" by Edmond Hoyle[4] and is sometimes known as "Bullshit" or "Bologna" in the United States.[5][6]
How to play[edit]
Normally, a pack of 52 playing cards is used, but the game can accommodate more players by shuffling together multiple packs of cards[5] and occasionally includes the jokers as wild cards.[citation needed] A dealer is chosen and the cards are shuffled and dealt (normally using a Western deal) until all the cards are dealt. The first player is either the first player dealt to or sometimes in variants the first person with a specified card (usually the Ace of Spades). Play proceeds in the order of the deal. The objective of the game is to be the first player to get rid of all their cards.
A turn consists of a player placing a specific number of face-down cards into the middle of the table, from their hand, and making a claim as to what those cards' rank is (e.g. "two sevens"). They are permitted to lie about the rank of these cards, and the claim may have to be a lie if the player has no cards of the required ranks. The first play of the game must call aces; subsequent calls must be exactly one rank higher, with kings being followed by aces and continuing again.[5]
Once a player has made a claim, every other player has until the next player places their cards down to call "cheat" (or a similar phrase) if they think the player was lying. If a claim is challenged in this way, the cards played by the challenged player are revealed. If the challenge was correct and the player was lying, the lying player must take the entire stack of cards as a punishment. If the challenger was wrong, however, they must take the stack.[5] Play continues in normal rotation as the next player starts a new pile.[5]
The first player to empty their hand (and not lose a challenge on the final play) is the winner. The game may be continued to determine second and subsequent places, and in some versions the game continues until a loser has been established.
- A common British variant allows a player to "skip" a turn and pass their go if they don't wish to lie or if all the cards of that rank have clearly been previously played.
- Some variants allow a rank above or below the previous rank to be called.[5] Others allow the current rank to be repeated, or progress down through ranks instead of up.[5]
- In some variations a player may also lie about the number of cards they are playing, if they feel confident that other players will not notice the discrepancy. This is challenged and revealed in the usual manner.[5]
- It also can be played with the colloquially used name 'Bolivian Rules' where the players must continue placing down cards claiming them to be the same number as the original card until someone calls "Cheat" or everyone decides to pass a turn.
National variants[edit]
Verish' Ne Verish'[edit]
The Russian game Verish' Ne Verish' ("Trust, don't trust") is similar to Cheat, and is known as Russian Bluff, Chinese Bluff or simply as Cheat.
The dealer deals out all the cards to all players, as evenly as possible. The first player to go chooses any face-down, and calling out what they claim to have played. A player's claim need not be truthful.[7]
The next player may either call the previous player's bluff by saying "ne veryu" ("I don't trust") or simply turning over the played cards, or accept their play, either by saying "veryu" ("I trust") or taking their own turn without comment.[7]
If a bluff is called, the played cards are revealed to see whether they match the previous player's claim – if the challenger is right, the previous person picks up all the cards and the challenger starts a new round. If the challenge is wrong, the challenger picks up all the cards and the next person (in some variants, the previous person gets the right to start a new round) starts a new round with the rank of his choice. Whenever players pick up cards in this way, they may – if they wish – reveal four of the same rank from their hand, and discard them.[7]
If a player accepts the previous player's call, they themselves must then play (or pretend to play) between one and three of cards of the same rank as the previous player.[7] In some variants, if the player does not have any of the rank in their hand, they may call "skip" or "pass" and the next player takes their turn. If every player passes, the cards on the table are removed from the game, and the last player begins the next round.
Canadian/Spanish Bluff[edit]
Similar to Russian Bluff, it is a version used by at least some in Canada and known in Spain. The rules are rather strict and, while a variation, is not open to much variation. It is also known in English as Fourshit (single deck) and Eightshit (double deck), the game involves a few important changes to the standard rules. Usually two decks are used[5] instead of one so that there are 8 of every card as well as four jokers (Jokers are optional), though one deck may be used if desired. Not all ranks are used; the players can arbitrarily choose which ranks to use in the deck and, if using two decks, should use one card for each player plus two or three more. Four players may choose to use 6,8,10,J,Q,K,A or may just as easily choose 2,4,5,6,7,9,J,K, or any other cards. This can be a useful way to make use of decks with missing cards as those ranks can be removed. The four jokers are considered wild and may represent any card in the game.
The first player can be chosen by any means.[8] The Spanish variation calls for a bidding war to see who has the most of the highest card. The winner of the challenge is the first player. In Canada, a version is the first player to be dealt a Jack face up, and then the cards are re dealt face down.
The first player will make a "claim" of any rank of cards and an amount of their choice. In this version each player in turn must play as many cards as they wish of the same rank.[5] The rank played never goes up, down nor changes in any way. If the first player plays kings, all subsequent players must also play kings for that round (it is non incremental). Jokers represent the card of the rank being played in each round, and allow a legal claim of up to 11 of one card (seven naturals and four jokers).[9] A player may play more cards than they claim to play though hiding cards under the table or up the sleeve is not allowed. After any challenge, the winner begins a new round by making a claim of any amount of any card rank.
If at any point a player picks up cards and has all eight natural cards of a certain rank, he declares this out loud and removes them from the game. If a player fails to do this and later leads a round with this rank, he or she automatically loses the game.
Once a player has played all his or her cards, he or she is out of that particular hand. Play continues until there are only two players (at which point some cards have probably been removed from the game). The players continue playing until there is a loser. The object of the game is not so much to win, but not be the loser. The loser is usually penalised by the winners either in having the dishonour of losing, or having to perform a forfeit.
In the Fujian province, a version of the game known as 吹牛 ("bragging") or 说谎 ("lying") is played with no restriction on the rank that may be called each turn, and simply requiring that each set is claimed to be of the same number. This makes it possible for a player to play out their entire hand without lying.[5]
This version is usually played with several decks shuffled together, allowing players to play (or claim to play) large numbers of cards of the same rank.[5]
- ^ Guide to games: Discarding games: How to play cheat, The Guardian, 22 November 2008, [1] retrieved 28 March 2011
- ^ a b The Pan Book of Card Games, p288, PAN, 1960 (second edition), Hubert Phillips
- ^ The Oxford A-Z of Card Games, David Parlett, Oxford University Press, ISBN 0-19-860870-5
- ^ Hoyle's Rules of Games, Albert Morehead
- ^ a b c d e f g h i j k l "Rules of Card Games: Bullshit / Cheat / I Doubt It". Pagat.com. 2011-03-22. Retrieved 2013-06-24.
- ^ "How to Play Bullshit". 52pickup.net. 2012. Retrieved 2015-08-25.
- ^ a b c d "Rules of Card Games: Verish' ne verish'". Pagat.com. 1996-11-17. Retrieved 2014-02-22.
- ^ "Dupyup.com". Dupyup.com. Archived from the original on 23 February 2012. Retrieved 24 June 2013.
- ^ "Bullshit, the Card Game". Khopesh.tripod.com. Retrieved 2013-06-24.
Further reading[edit]
- Albert Morehead (1996). Official Rules of Card Games. Ballantine Books. ISBN 0-449-91158-6.
- USPC Card Game Rule Archive (under the name "I Doubt It") accessed on 2006-05-10.


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Jason DeParle concludes that welfare reform really did work in reducing the rolls, way beyond what anyone expected. And it has not led to masses of destitute people, in part because so many on welfare were already working when the new law forced them to "find" work. As DeParle says, the poor had more options than the reformers expected.
If welfare reform is to keep working, the bureaucracy and the policymakers will have to maintain the will to uphold the time limits and lifetime limits on welfare eligibility.
DeParle admits that he and the other poverty reporters missed the other half of what has worked in welfare reform: the Earned Income Tax Credit. EITC gives money back to working parents. It is the largest poverty reduction program in the country. Both parties support it because it gives money to working poor parents, proportionate to their work and their earnings. Sen. Obama proposes to expand EITC, and many states have or are considering their own versions to supplement the federal program.
The big domestic policy debate, for the poor and everyone else, is over health insurance. The Child Health Insurance Program is the foot in the door for federally supported health care for all. The debate is over whether to expand it to poor adults or not.
DeParle says what welfare reform still needs is more for child care, wage supplements, and transportation. He also thinks that the work requirement, though vitally important, has gone too far in eliminating most job training programs.
DeParle mentions in passing what I think is the biggest failing of welfare reform: it is only aimed at women. Welfare reform drove poor women from welfare to work; not men. This is especially true for African Americans. DeParle reports that about half of all black men are without regular legal employment, compared to perhaps a fifth of white and Hispanic men. The black illegitimacy rate is nearly 70%, vs. less than half than for the other groups. In the black slums, marriage has all but disappeared. For the women in DeParle's study, marriage was a dream on par with wanting a unicorn; none of them had ever been to a wedding.
I think what welfare reform needs if it is ever to actually reduce poverty and dependency is a way to promote marriage, fatherhood, and responsibility among poor men.
Friday, September 05, 2008
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text: <3 to team liberty once again. Thanks guys. Aaaannnd...again... I'm sorry, but I need the Blur gallery...I need it. And I can't seem to get it to work with 1.5...and I did indeed have it working in 1.0. The vast majority of my thumbnails for my photos/videos are blank...and when I click on them they: a) open up for a split second and then return to the previous screen. b) return a "file cannot be displayed or played" error and returns me to the previous screen. The pictures/videos are NOT corrupt...as they work fine in the stock gallery and when I transfer them to my computer. Any help is GREATLY appreciated... I've tried mounting/unmounting the SD card...completely removing it... Force stopping the moto gallery... And rebooting my phone...all to no avail. But again...thank you guys so much. 1.5 smashes an already fantastic 1.0.


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Samsung Classico shoppers could be swayed by new plan
A visit to the Virgin Media website will show that mobile recycling customers can now get their hands on a special offer for the Samsung Classico.
However, the network has also announced the launch of a new tariff this week that may be enough to tempt them away from the deal and opt for one of the group's other available handsets.
The Virgin Media Unlimited price plan allows as much access to text messaging, the mobile web and both same and cross-network calling as is required – for a set monthly fee of £65.
In addition, the carrier has announced that consumers opting for the new tariff can expect to have a choice of the latest phones.
Jonathan Kini, director of mobile at Virgin Media, said it was clear the new offering was "great value", adding it could be "the perfect combination for high usage customers who want the best technology available."
Virgin Media recently announced the launch of a new mobile phone marketing campaign that would see its return to television screens.
Let Mazuma Mobile turn your old mobile into cash http://www.mazumamobile.com/


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Tennessee has plenty of beverage options to quench your thirst. From Milk to Fine Wines and everything in between, your glass can always be full! Follow the links to find the Tennessee beverage perfect for you and your family.
Pick Tennessee Products is presented by the Tennessee Department of Agriculture Market Development Division.
© 2013 State of Tennessee | State of Tennessee Web Policies


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Superhero Saturday
Glenview | Website
This event occurred in the past.
Map | Find Parking
Be ready to test your superpowers and meet some of your favorite characters, so just drop in. Costumes and capes are encouraged but not required. Stop by the Youth Services Desk (while supplies last) to pick up a free comic book, too. This is courtesy of Pastimes Comics Niles.