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The Steel Chisel is on hiatus until further
(Read the submission guidelines.)
The Steel Chisel publishes monthly on the 13th. Submissions are due one week prior to publication, on the 6th.
The Steel Chisel recently changed its fiction publishing policy. Please ensure that you are familiar with the magazine's focus before submitting your work.
Poetry and flash fiction submissions are welcome. All pieces must be kept to a maximum total length of 1,000 words. There are no line limits, and no limitations on the number of pieces an author may submit. The Steel Chisel is currently only publishing Canadian writers. Authors are encouraged to explore the magazine's past issues to achieve a better idea of its criteria and focus.
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An award winning, world leading online retailer - Statement has been part of the PowerBulbs success story from day one
PowerBulbs is an important business to us here at Statement, because we started life as an internal team within this very business. It was here where we started to amass our extensive eCommerce experience and PowerBulbs is the reason we have such a strong retailer mindset in everything we do.
We've been working with the PowerBulbs team for 17 years. That's longer than most marriages! In this time we've worked on brand, design, development and marketing projects which have all been central from taking this business from zero orders through to tens of thousands each year. As Statement has grown, the business now has their own new internal team, but we continue to provide ongoing insights and support to help them to stay ahead.
It's a success story we're proud of but it also anchors everything we do; we truly understand how to build and run an eCommerce experience because we've done it ourselves.
The results speak for themselves. Both traffic and sales are up significantly year-on-year. Plus we've also become more efficient as our systems are more effective than ever, reducing administration and allowing us to process more orders with the same level of staffing.Management Team, Powerbulbs
Increase in orders
Increase in revenue
Increase in website visits
We'd love to chat about how we can work with you on your next eCommerce project and help your business grow

subset: commoncrawl


text:
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German Car Warranty and "Lemon Law" (Munich)
I bought a new new car and 4 days later the engine failed.
The car has now been waiting for repair for a month as the manufacturer says they don't have the proper parts.
They have not supplied me with a replacement or rental car.
Does anyone know what rights I have under German/EU consumer protection or lemon laws?
Any links or redirection to helpful contacts would be greatly appreciated!


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Pages: << 1 ... 5 6 7 8 9 10 11 12 13 14 15 ... 82 >>
Monday, May 2nd, 2011
May snow
We had some nice snow fall this afternoon. Big fluffy flakes. Didn't stick but this is some strange weather we are having dropping down to 50's and then bounce back to 80's.
Tuesday, April 26th, 2011
Welcome Naan
Made Naan today and they got gobbled up again. We lost track how many Christopher ate, but all we know is that it was probably pushing his stomach limits. I should remember to make it more often. I was trying to figure out what to make for dinner and found some pre-cut chicken pieces in the deep freezer so thought about curry chicken which we haven't had for a while, and what goes well with curry? Naan of course.
Piano lessons went well today. Christianna was still not feeling 100% so she didn't join in the lesson. Poor thing she was feeling cold and then hot and then cold and then hot, you get the picture. It seems like she's feeling better now. I was joking earlier that I was a slave driver mom forcing my children to practice their music even when they are on their death bed Okay maybe not that bad... But she does have a piano evaluation this weekend with songs that she's still not quite fluent in (quite weird for her) and violin audition for orchestra next weekend so I told her that if she was up to it she should try to practice a bit. Hope she'll be able to do her best on both.
Nathaniel has been doing better with violin practice. We made a good manners chart and some reminders. Just hope that these would help him to calm down and pay attention during class. He's got musical talent and not because I'm his mom. I just want all my kids to do their best at whatever God has given them the ability. Then again, maybe I'll go with the girls' suggestion of "making" Christopher play the cello so they can play ensembles together. Jury is still out on that one
love birds
There are couple mourning doves that has been hanging around on the window sill just above one of one of the sliding doors at home. It's been a lot of fun watching them first checking the place out, then preening each other and then one of them showing off his feathers probably warding off another bird that was hanging around. If our guess is not wrong, we are expecting a nest to be made soon. It has been really fun watching them.
Monday, April 25th, 2011
Today the girls and I were suppose to go hiking with AHG. Poor Christianna wasn't feeling well so first I had to call Mark to come home and watch her while I ran to the orthodontist with Glorianna and Nathaniel. And this evening, only Glorianna and I went hiking. I'm glad that all went well though Glorianna is quite sore, compounding her soreness from roller skating on Saturday. I think all the kids had fun and Glorianna managed to get most of her end of level stuff taken care of. We came home and found that Christianna is still on and off and now Mark is down... Oh well...
Sunday, April 24th, 2011
roller skating and baseball
No, not at the same time
Yesterday the kids (minus Christopher) went to a birthday rollerskating party. Poor Glorianna was trying to help some of the little ones using her limited skating skills. I didn't go as I was still trying to give my back more rest so I didn't see all the spills that she took being pulled down by those she was trying to help. She came home sore, but I'm really glad that she really has a servant heart.
Then last night we went to a baseball game. It started off drizzling some and quite windy even though it was not in the forecast. But thankfully, things quieted down. The Isotopes won! And Orbit came up to where we were so the boys had some time interacting with the mascot. There was a fireworks show afterward. Poor Nathaniel was not looking forward to the loud noise so I had to hold him a good chunk of the last part of the game. But I think with the ear plugs and sitting on my lap, he did enjoy the fireworks. Hopefully the next time we watch a fireworks show he'll do better.
I am currently trying to work with Nathaniel with his new violin piece. It's an etude but I think he's trying hard and doing quite well. We are taking about a measure or two each day... slow and steady right?!


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Samsung Health is a highly recommendable app for Android in 日本語 to help you fully benefit from your device. Developed by Samsung Electronics Co., Ltd., it's an app that is -1% 安全 as verified by the complete report by Virus Total. Just like other similar apps such as Mi Fit, Nike Plus Running, Fitbit, Veryfit 2.0, Strava, Polar Flow, Samsung Health packs a number of features into its 71.24MB in comparison with the average app size of 10.31MB in its category. Additionally, the app can be used in Android devices with the version 4.4 or higher. Samsung Health has a total of 444,904 downloads on Uptodown, currently. Furthermore, in the latest version, 6.0.0.085, uploaded on 2018.09.14, the program includes improvements and slight error corrections.
3 comments
Samsung Healthに関する質問はまだありません。質問を投稿してください。


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FORT WAYNE Â? Few would disagree that a sparkling smile is the ultimate fashion accessory.
But what Fort Wayne hip-hop artist Rudy has in his mouth probably isn't what most of those people would have in mind.
As rapper Paul Wall once put it, Rudy's got "more karats than Bugs Bunny's lunch" in the form of gold and diamonds over his incisors and bicuspids.
And to think, the rising rapper didn't even have to travel to Vegas or Atlanta to get his bling blinged.
He had it done right here in Fort Wayne by an aspiring dental missionary named Timothy Stone Â? as in the diamonds, rubies and emeralds he has been known to mount in the removable precious-metal teeth-coverings known as "fronts," "pieces" or "grills."
That last moniker is from their ability to turn a wearer's front teeth into an uncanny facsimile of the front end of a 1969 Cadillac, a car that had its brightest sparkle a good 20 years before many of these grill-bearers were born.
Heather Banghart, who works at Piere's, arguably Fort Wayne's hip-hop epicenter, says most grill wearers are young males between 15 and 30 who are copying the look of artists such as Nelly, who titled a 2005 number about the dental pieces "grillz" and wears one himself.
"Have you heard the term 'ghetto fabulous?' " she says. "It's kind of like it doesn't matter what you have in the bank or what your career is, you have your mouth golded and you're 'ghetto fabulous.' It's a status symbol."
Wearers often consider grills a fashion accessory and have more than one.
"They like to switch them off," the 28-year-old says. "Like you change your earrings to match your outfit, they switch off their grills."
In New Orleans, where she lived for about a dozen years before moving back to Fort Wayne about two years ago, even women and kids would flash gold teeth.
"And not just gold, but platinum," she says.
Stone, a dental supply salesman who goes by the nickname "Dr. Piece," considers what he does "strictly jewelry" and stresses he's not a dentist.
"It's not considered a dental procedure. Otherwise I could not do it," the New Haven resident says.
"But I am blown away by the amount of people who do this look Â? how many I can't even count. ... There's rap artists, there's football players and NBA stars. These guys are all getting their grills."
Like other contemporary artists who work in inks on skin, Stone keeps a photo portfolio of his work that he shows to prospective clients.
Needless to say, work like Stone's usually doesn't come cheap and even less so recently.
On May 12, gold hit a 26-year record high of $732 an ounce, although it's tumbled about 13 percent since then. Still, gold costs about 50 percent more than it did just last year, and some grills can require more than an ounce of the precious metal.
"I haven't raised my prices; ... I try to keep it very affordable," he continues. "I never even did this as a moneymaking venture. I started out because it was kind of cool, and then it turned into more of a hobby. It's definitely not a business."
Indeed, the start of Stone's grill-making and its current end was the experience of going to Haiti in 2004 with some dentist friends to do volunteer work in a dental clinic there. Stone was so affected by the trip that he plans to use whatever money he makes from grill-making to return in November.
A byproduct of the island country's extreme poverty and abundance of sugar cane is bad teeth, he says.
"Everybody sucks on sugar cane all day. Everyone," he says. "It's a whole other world down there."
The clinic saw about 65 children in less than two weeks, Stone says. "God spoke very clearly to me while I was there to do something for these people without teeth," he says, explaining that the purpose of his November trip is to put together a dental lab on the campus of a Christian college where students can learn how to make dentures and replacement teeth.
"It does two things. It provides an opportunity for them to learn how to do something that will earn them a living that will pay more than a dollar a day, which is like the average income," he says, "and it will help Haitians who need dentures made or replacement teeth or partials made."
Stone says he learned much of what he knows from being in the dental supply business and studying at the elbow of a well-known denture maker, Bob Posey of Lancaster, Pa., who owns a commercial dental lab.
"He's an incredible artist, and he shares my passion for giving back," says Stone, who notes that Posey will be going on the next missionary trip.
Stone says part of what made both his grill-making and volunteer work possible is new dental technology that allows for easier making of dental impressions.
He says he adheres to good dental practices regarding hygiene; he uses autoclaves and other methods to sterilize equipment and wears latex gloves to lessen chances of spreading disease.
The American Dental Society in its journal recently raised such possibilities as an unintended side effect of grillwork in its monthly journal, Stone notes, but he emphasizes he doesn't provide any permanent attachments to teeth or any treatment for them.
"I guess I'm just blessed with the ability to put wheels on ideas."


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The Curriculum Pledge is our promise to students regarding the minimum standards they can expect in every subject and every key stage at King James´s School.
The pledge, produced in collaboration with staff, was introduced in September 2015. There is more detail sitting behind the pledge for staff but the key promises to our students are as follows.
To support your learning you will have:
1. A ´Learning Journey´ for the whole course or key stage and each learning cycle or unit.
2. Access to resources to improve your independent learning.
3. Regular feedback on how to progress.
4. The opportunity to feed back to staff.
5. Guidance on how to organise your learning.
Fronter is an important part of this and a whole range of documents and support materials for the curriculum pledge and the wider curriculum can be found there.
Number 3 of the pledge is crucial as feedback has one of the biggest impacts on students´ learning and progress; therefore, this is supplemented by an additional feedback policy. All documents and additional information are available in the Feedback section of the wesbite.
As part of the feedback policy, all students must come to school with a purple pen (biro or fine tipped) in their pencil case to use for peer and self assessment, and responding to targets.


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Menaggio: Fashion Show at Lake Como
On Sunday 24.07.2016 on the Lake promenade of Menaggio, just 20 minutes far away from Parco San Marco, a glamorous fashion show will take place.
The event is a Must of the summer season on Lake Como and this year the Italian showgirl and fashion entrepreneur Valeria Marina will be the VIP guest of the evening.
Don´t miss the last fashion trends of this season and have shopping in the dazzling and glamorous shops of Menaggio. Furthermore, starting from 07:00 pm catering facilities will be at disposal.


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The high level probe commission formed to grill individuals involved in suppressing the people's uprising in April had on October 12 sent a set of questions to the King seeking explanation on his role in the abuse of power and government fund.
"The week's deadline given for replying ended last evening and the commission neither received any response nor any request seeking for more time in sending the reply," Harihar Birahi, a member of the HLPC, said on Thursday.
"The reply has not come from the palace within the seven days deadline and we regard it as the King ignoring the commission's queries", he said.
King Gyanendra was forced to reinstate parliament after weeks of anti-monarchy protests in the Himalayan nation.
Birahi said the Commission would submit the report to the government within the specified time. "Nothing would obstruct our work and the Commission would take decision as per the mandate given to it," he added.


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cineSOURCE just celebrated its tenth birthday (April, 2018) and is averaging 45,000 readers a month. Alas, only a tiny fraction subscribe.
With your involvement, we can provide more coverage of Northern California's cinema, arts and ideas, as well as related issues nation- or world-wide.
Thanks for your support.
Those wishing to subscribe on an ongoing basis, use second button. To cancel a subscription, use the third. When doing 'For One Year Only,' Paypal references 'two cycles,' meaning it stops after the first cycle.
|Recent Articles of Interest On Racism and Prejudice


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Who IS Elemental Web?
100% American Owned & Operated since 2004
Elemental Web, or more specifically, Elemental Website Design & Maintenance, is an American owned and operated company in business since 2004. Our offices are located just one hour from many major Georgia cities including; Atlanta, Macon, Augusta, and Athens.
Cheaping Out is NOT an option with Elemental Web – but quality on a budget is our #1 priority!
Take some time to browse our portfolio and view the quality of work that you can expect with a website created or designed by Elemental Web.


text: See the beauty of the Harz, the northernmost low mountain range in Germany, the whole year. Get the Harz home! Calvendo calendars are premium products - a bit more pricey than others but with added benefits: Our calendars always look beautiful on your wall because we produce them locally with premium paper and sophisticated spiral binding, ensuring easy turning of pages and flat hanging against the wall. A protective transparent plastic cover sheet provides added stability and each calendar comes in five languages. Treat yourself to a Calvendo calendar and you get something that looks better all year round.


text: This 11 week study will give you practical, productive ways to discover who you are in Christ. When you realize the power of your true identity, you can shed the burdens of your past, stand against evil influences, and become the person Christ empowers you to be. Light will always overcome the darkness. God will always listen when we call out to Him. And when we truly discover our identity in Christ, we can be victorious. Live Free meets for 11 weeks, September 12-November 14. Registration is $25 for book and study guide. Tuesdays, 7-9pm in the Kids building. To register or get more details, email [email protected] or call 818-779-8053.


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Many FOs and 1 WIP
The first is the pea pod cardigan I made for my friend - who gave birth on Thanksgiving to a healthy boy! The yarn shop owner chose the buttons. I think they're perfect - very much in keeping with the botanical nature of the sweater and a cheerful splash of additional color. She never fails with her good taste.
The second is the pea pod set I made for the shop. Again, the shop owner chose the buttons. They're also flowers, but in a more elegant and understated metal rather than the bright pastel I used for the first pea pod.
The shop owner also brought in the Shetland Triangle I knit for the shop. She very kindly blocked it for me since I don't have the equipment and I think the results are great. I love seeing the transformation lace makes once it's been stretched out. The gentle variations in the Schaefer Anne are beautiful worked up in the simple lace pattern. I had a hard time photographing this and finally settled for draping it over a chair. Hopefully, it's reasonably clear.
And finally, here's the progress on the Cabled purse I'm making for the shop in Rowan Silk Wool. I so love the teal color - it's brilliantly clear like the undisturbed waters of a lake (sounds cheesy I know) and the cables really pop in the yarn. I'm done with one side and am in the process of knitting the cabled straps.


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Yesterday was the saddest day ever for us. We had to put our dog Caleb to sleep. It broke our hearts to make the decision but it was the right thing to do.
We don't know exactly what happened but I found Caleb in the garage Wednesday evening with a huge cut on his stomach. It was about a foot long and spread apart at least 6 inches. There wasn't any damage to his organs, it just looked like a big cut with very little blood.
We cleaned him up and bandaged him, then took him to the vet first thing yesterday morning. We were hoping that they would be able to stitch him up but the vet said that his injuries were too extensive. The cut wasn't spread apart, his skin was actually missing from that spot.
She said that they could do surgery but he would need skin graphs and not just one surgery but several. Plus to make sure he didn't mess up any of the skin graphs, he would have to be sedated 24/7 for a couple of months and because of how large the wound was, he would more than likely get an infection and still die.
So Aaron and I decided that it would be best for him not to have to go through that. We went and got the kids and brought them to the clinic so they could say good bye to him. My mom met us up there and took the kids outside while Aaron and I stayed with Caleb. He died looking me right in the eye.
Caleb was a very good and loving dog. I'm glad he isn't hurting anymore and in my heart of hearts I know that he knew how much we loved him. We showed him that every day.
Emma took it the hardest. She loved Caleb with all of her heart. They were best friends.
Caleb was my shadow. My stalker dog. It didn't feel right yesterday when I went to bed and he didn't follow me in there and jump up on the bed with me. I never knew how much it would hurt to lose a pet like this. It kills me because he was a part of our family. One of the kids. I'm just physically, mentally, and emotionally exhausted right now.
Caleb Ann Bagby
January 31, 2007-April 29, 2010
January 31, 2007-April 29, 2010


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The Niger State government said it had entered into agreement with some commercial banks to inject N17 billion over the next three years in rice cultivation in the state.
The state Commissioner for Agriculture, Alhaji Ahmed Matane, said this at Kuchin Woro village in Lavun Local Government Area during the disbursement of relief materials to victims of 2012 flood.
He said 200,000 hectares of land would be cultivated with an expectant annual yield of one million tonnes of rice.
Matane said that 100, 000 farmers are expected to participate in the project, with each farmer getting two hectares for rice cultivation.
According to him, each hectare is projected to produce five tonnes as against the current yield of two tonnes.
"The farmers are expected to cultivate the rice all-year-round, thus ensuring that farmers participate in dry season farming too instead of depending on rain water for their farming.
"Each farmer will be provided high yielding seeds, fertiliser, herbicides, and harvesters among other farming inputs that will guarantee them higher yield, with the assistance of their extension officers.
"The rice consortium project will not only improve the living condition of the farmers but will equally improve on the availability of rice for ordinary Nigerians and even for export to other countries."
Matane said the farmers would also be trained by experts to ensure compliance with modern farming methods.
He gave the assurance that the state government would provide market outlets for the rice. The commissioner advised farmers to register their names under cooperatives in order to participate.
Matana distributed 500 bags of rice, 1,200 bags of cement and 400 bundles of roofing sheets to the flood victims in 26 communities of the local government.


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Discussion in 'Android Devices' started by TheMrMay, Aug 30, 2009.
Post deleted by user.
I had this same problem on Windows XP... turned out the one from the HTC website is a later version. So I uninstalled it and installed the version from the memory card supplied.
It then recognised my phone and everything was fine. I hope this helps.
if its because you need to import contacts, just search for "import" in market and find a vcf importer.
I am having this problem and have not yet found a suitable fix. I want to upgrade the ROM...
It's easy guys, for the first time you conect your phone you need to follow these steps. Once you have dont this procedure on each computer you use for the first time, your PC will recognise the phone every subsequent time.
1. Start the HTC Sync on your PC
2. On HTC Hero, from the Home screen, press MENU key, then select Notifications
3. Select either "HTC Sync - Synchronise your phone with Windows". This will report your phone to HTC Sync and you can configure and start the sync from your PC.
4. Or select "USB Connected - Select to copy files to/from your computer" and then select "Mount" to make you phone appear on your PC as a mass storage device so that you can store files on it.
All this is explained on HTC Support pages.
When you connect the handset, does Device Manager show an entry for "Android Devices"? If so, and there's no entry beneath this for "My HTC Hero" (or similar) then the device drivers haven't installed correctly. Try updating them by looking in \Program Files\HTC\HTC Driver\Driver files\.
I am having the same problem. It won't find Sync on my PC just installed the version from my phone to make sure they were the same.
Reposting the manual doesn't help especially when you have no idea how my phone is customized. I have NO Notifications Icon on my phone ANYWHERE. And that is getting it straight from the store that way. I did find the notifications after a while but the error comes after the notification.
Had the same problem and here is how i sorted it, might work for you.
First make sure you have htc sync installed and running. Now plug your hero into a usb port using the cable that was supplied with your phone and turn your hero off and then back on again, hopefully after this you should be able see the usb icon in the notification bar (If this doesnt work try removing the battery and turning back on but make sure your hero is still plugged into computer with usb while doing this). Drag down the notification bar and and choose to mount usb. Now follow these instructions.
1. Open Control Panel / Devices and Printers
2. Right click the 'Android Phone' and select properties
3. Click on the hardware tab
4. Probably be listed as 'HTC Dream composite interface' or similar.
5. Highlight this entry and click on properties.
6. In the properties dialogue box under the general tab at the bottom click 'change settings'.
7. When the dialogue box reappears click on the 'Driver' tab.
8. Select the 'Update Driver' option.
9. On the first screen select the second option 'Browse my computer for driver software'.
10. In the next screen select the second option 'Let me pick from a list of device drivers on my computer'.
11. You should then be faced with 2 options on the next screen under Model, either 'HTC Dream Composite ADB Interface' or 'My HTC'.
12. Select 'My HTC' and that will install the correct drivers and then you should be good to go.
Thanks for all the help. Gave up on my school computer and loaded it to my laptop with Windows 7 and the error came up but then it synced anyway.
It only talks about PC. I have a Mac, and it wont sync to my mac. It won't even install the HTC Sync to my mac, because it's an .EXE file and Macs don't read those. What is a good suggestion for this one?
You don't need to sync hero if you want upgrade to oroginal ROM just conect phone with isb to pc and click on RUU file which you downloaded from htc suport and install your ROM. I did this and my hero was succsessfuly upgraded to version which i downloaded.
Hi all,
I had this solution with my Desire. After hours of trying to sort out the problem, I figured what could be the solution. With memory at a low I couldn't budge, I deleted the app taking up the largest memory. In this case, Google Earth.
I was then able to connect and sync easily.
One of the Desire issues, maybe the only one, is the lack of internal memory.
Anyway, I then re-installed Google Earth, with 10 less MB, and was able to transfer it to the SD card.
Problem solved.
Hi, I had the same problem with HTC Desire. It would not recognize the phone although it would charge ok. Evetually I sent it for repair. The problem was still there! In desperation I used a usb cable for Amazon Kindle...and hurray it worked!!! I guess there was a problem with the HTC usb cable right from the start or some difference on the impedance that a different cable resolved!


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Future News - United Airlines Flap, Mysterious White Shark Neural Attack, Whale Cam Discoveries, Pink Moon, Martian Drones and Metal, Off Planet Oceans, Fantastical Jovian Northern Lights Alpha Go AI Rises to New Challenges
Listen Now to Future News 4.11.2017
Lots of great news this week for us to share. And beaucoup calls and comments on the United Airlines flap this week, where a doctor off a flight because he lost the seat lottery..great the dialog here!
We have an update on the great white that lost it's mind at Pleasure Point this last week, and an upcoming NASA report on off planet oceans, a Jovian Northern Lights extravaganza, Martian drone tech and finding of metal in the Red Planet's atomosphere. Meanwhile back home the AI Alpha Go reaches for New Horizons in playing the game, Go, and Whale Cams reveal new cetacean behaviors in the Antarctic. Enjoy!


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Origin : Nicaragua
Format : Long Panatela
Size : 175 x 14 mm
Ring : 36
Weight : N/A
Price : ~$75.00 for a box of 25
More info about purchasing Padron cigars...
Very nice smoke, particularly for the price. Having recently tried the Padron # 6000, and enjoyed it, I decided to go out on a limb and see what else Padron had to offer. I'm very impressed.
Appearance :
The looks are good, nice oily texture in the appearance. Very smooth to the touch and pleasing to the eyes.
Construction :
Not overall a bad construction. It had a good feel about it, but I experienced the same issue that I had with the # 6000, and that was a run. This time in was in the final third, so it wasn't as distracting.
Flavor :
The first third was all spice and wood, not so much that I didn't enjoy it mind you, just enough though that I was concerned about the intensity further up the stick. The second third had more of an even moderate flavor to it, which greatly surprised me. The peppery taste calmed down. The final third was all espresso. Very very good tasting smoke.
Value :
The taste to price comparison is very pleasing. For 5.00 a smoke, you can't beat this one.
Overall Rating :
A very good cigar for the most part. I just wish that I could find one that didn't have one uneven burn in it at some point or another. The flavor is the clincher though. Having tried two Padrons of different formats, I have to say that these people put a lot of effort in creating the best tasting cigar possible. A toast to Padron.
4 Comments on "Padron Maduro Panetela"
I smoke a lot of different cigars, but this is the strangest look that I've ever had. It's got a strange color to it that I'm not used to. The taste was pretty good though. I was very surprosed.
I loved the color. This is one of the most attractive wrappers that i've come across. I did encounter the uneven burn issue in one of the three that I smoked, but it was only once and easily repaird. Excellent cigar.
The dimensions on this cigar are interesting. I have been intrigued by sizes like this and lanceros. I have heard they are good for showcasing the flavor of the wrapper rather than the filler.
Not had this size and look forward to giving it a whirl—I also think padron has that special touch when it comes to blending cigars–very nice!


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John Cunningham (VC 1916)
John Cunningham
|28 June 1897
Scunthorpe, Lincolnshire, England
|21 February 1941 (aged 43)
Kingston upon Hull, East Riding of Yorkshire, England
Western Cemetery, Hull
|United Kingdom
|British Army
|East Yorkshire Regiment
|World War I
|Victoria Cross
John Cunningham VC (28 June 1897 – 21 February 1941) was an English recipient of the Victoria Cross, the highest and most prestigious award for gallantry in the face of the enemy that can be awarded to British and Commonwealth forces. John was born in Swains Yard off Manley Street, Scunthorpe and was the eldest son of Charles and Mary Cunningham.
Cunningham was 19 years old, and a private in the 12th (Service) Battalion (the 'Hull Sportsmen'), a Pals battalion of the East Yorkshire Regiment in 31st Division during World War I, when the following deed took place for which he was awarded the VC.[1]
On 13 November 1916, the opening day of the Battle of the Ancre (the final offensive of the Battle of the Somme), attacking from opposite Hebuterne the 31st Division was to seize the German trenches and form a defensive flank north of Serre. After the enemy's front line had been captured, Private Cunningham went with a bombing section up a communication trench where much opposition was met and all the rest of the section were either killed or wounded. Collecting all the bombs from the casualties Private Cunningham went on alone and when he had used up all the bombs he had he returned for a fresh supply and again went up the communication trench where he met a party of 10 Germans. He killed all 10 and cleared the trench up to the new line.[2]
His Victoria Cross is displayed at York Army Museum, England.
John was married to Eva Harrison in June 1917 at Hull and had two children, Annie who died in infancy and John who was born in 1920 at Hull. John Cunningham died 20 February 1941 at 5 Beaufort Terrace Campbell Street Hull aged 43 years and his funeral took place in Hull on 24 February 1941, John is buried in grave No: 17509, compartment No; 180 at the Western Cemetery, Kingston upon Hull.
- ^ Bilton, p. 156 and Appendix 3.
- ^ "No. 29901". The London Gazette (Supplement). 12 January 1917. p. 559.
- David Bilton, Hull Pals, 10th, 11th 12th and 13th Battalions East Yorkshire Regiment – A History of 92 Infantry Brigade, 31st Division, Barnsley: Pen & Sword, 2014, ISBN 978-1-78346-185-1.
- Monuments to Courage (David Harvey, 1999)
- The Register of the Victoria Cross (This England, 1997)
- VCs of the First World War - The Somme (Gerald Gliddon, 1994)
External links[edit]
- Location of grave and VC medal (East Yorkshire)


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Brief Overview
This is the beginning of my professional career in both Graphic Design and Writing. I have had hands-on experience with many different opportunities and have a productive and positive work ethic! These areas of specialty are not simply ones that I am good at, but they are areas that I truly enjoy!
Graphic Design
Products Available: Logos, Web Graphics, Billboard Design, Flyers, Brochures, Posters.
Information: I do a lot of creating and editing, generally creating custom tools and images. For each of the aforementioned areas I have a pretty quick turn-around and work fast and effectively.
Specialties: Informative summaries, Slogans, News pieces, Poetry, Editing, etc. (Ask for the rest!)
Information: I have had many wonderful writing opportunities. I can put my skills to use in most any area of writing.
- Opinion Editorial published in New York Times, 2007, for Scholastic Inc.
- Central High Times Newspaper Staff, 2007-2009.
- Currently taking up opportunities at Drury University.


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Sept. 28/29
The historic theater celebrates its 90th anniversary with Friday performances by the Michigan-based vaudeville troupe The Lil' Darlins. Prices will be adjusted to 1922 levels, meaning a quarter for the show and a nickel for popcorn. On Saturday, the prices are a bit higher for a benefit that includes hors d'oeuvres, drinks and a screening of the Harold Lloyd silent film "Grandma's Boy" with the score performed by the 10-piece Franklin Chamber Players. 1920s attire is encouraged. Details here.


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Online Shop
Welcome to the Jim's Jarhead Jerky Online Store! Feel free to browse our signature flavor selection in various sizes, order today! Pricing includes all shipping costs to U.S. domestic and APO/FPO locations, if you have any other inquires about our products please Contact Us. For all international orders, a $50 flat rate will be applied for shipping and handling.
NEW from Jim's Jarhead Jerky! Our very best flavors, now in individually wrapped and packaged 1 oz Snack Sticks (sold per carton, each carton has 18 pcs). Comes in the following flavors: Premium Smokey and Premium Honey Ham!
NEW from Jim's Jarhead Jerky! Our very best flavors, now grouped together! The Trifecta: Original Beef Jerky, Pork Loin Jerky, and Turkey Jerky!
NEW from Jim's Jarhead Jerky! Our new Sweet 'N Spicy Pork Loin Jerky! Made in the U.S.A. from slices of tender pork! (3.0oz ea.) available in 3-Pak, 6-Pak, 12-Pak and 24-Pak!
NEW from Jim's Jarhead Jerky! Low fat, Gluten Free! Our new outstanding Turkey Jerky! Made in the U.S.A. from slices of real turkey! (3.0oz ea.) available in 3-Pak, 6-Pak, 12-Pak and 24-Pak!
Try our NEW product, Spicy Pickled Sausage (2.5oz ea.) available in 3-Pak, 5-Pak and 10-Pak!
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Jim's signature flavor in a smaller easy to grab package great for a quick snack!
Jim's signature flavor, grab 'em for a snack or treat on the go!


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Today, our beloved bloodhound, Daisy, died. She jumped the fence and ended up hanging her collar. Daniel found her after having to stay over at work for 4 hours. To say the least, he was devastated. The kids and I had to take her to the shelter as we couldn't dig a hole big enough for all 80lbs of her.
Daisy literally walked into our yard and life 2 years ago. We had her checked out at my vet clinic and had her dna tested to see if she was.mixed with something. It came back that a full blood bloodhound in fact walked into our yard with no tags or microchip.
Word around the neighborhood was she used to live with this guy who was in jail and that she had been running the woods since she was a puppy. She wasn't one for staying put. At 80lbs she could flat foot our fence.
She had two litters with us. The first had 13 and the second 9. We still own two boys from the second litter, Red and Chester. It was clear they tried to help her from the dirt on their noses.
She was a great obnoxious lovable girl and is greatly missed. The hardest part is Conner asking where Daisy is. The best I could think to say is she is in heaven.


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Brian Tee Discusses Liu Kang in Legacy
If you thought the arrival of Liu Kang in Mortal Kombat: Legacy 2 was going to be another examination of the classic martial arts hero - you'd be dead wrong.
When the offer came in, I was like, "No," but they were like, "No, read it. Read it!" I got a great buddy of mine who's playing Scorpion in the first series and in the second series. [Ian Anthony Dale] gave me a call and he goes, "No, dude. Read it." So I read it, and it blew my mind. It's pretty much the Liu Kang saga where he's the anti-hero of the series. And you see why he's so angry and frustrated with Kung Lao and why he's riding the lines between different worlds and realms, whether it's Outworld or Earthrealm, no one really knows for sure where he wants to go.
As already seen in the first trailer; Liu Kang will shed his Bruce Lee-inspired trappings as a dedicated Shaolin hero - reinvented as a hoody wearing wildcard with a deeply conflicted edge.
Liu Kang in the video game, to me, when I was a kid coming up, I thought, "That's like a wannabe Bruce Lee." He was this one note caricature of a martial artist/kung fu guy. I wanted someone with a lot more depth and a lot more feeling and character struggle.
The second series of the web serial is set to tell the story of the classic Mortal Kombat tournament, but will once again use episodic structure to examine specific characters and settings within the bigger picture. According to Tee, it will essentially be a continuation of the first series, with even greater focus on characters and an expanded cast.
Read the full Brian Tee interview at Nerd Readctor. Discuss all things Legacy on the Media & Merchandise forum. Get the komplete lowdown on casting and previews via our Legacy II Kompendium.
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Mortal Kombat, the dragon logo and all character names are trademarks and copyright of Warner Bros. Entertainment Inc.


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TALLAHASSEE — On opening day of the 1986 Legislature, Rick Flagg was easy to spot. He was the only person in the mass of suits and ties wearing a ruffled tuxedo shirt, sunglasses and a kaffiyeh.
For those of you who don't know what a kaffiyeh is, it's an authentic Arab headdress. For those of you who want to know who Rick Flagg is, join the crowd.


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Artist / Designer
Instagram, Twitter, Facebook: ArtistStan
Youtube: Stan Chou Illustration
|Deviant Art
Artist / Designer
Instagram, Twitter, Facebook: ArtistStan
Youtube: Stan Chou Illustration
July 30, 2012 is a day that forever changed my entire life, but more specific to this blog, it changed my life as an artist.
That day I joined my first Meetup via meetup.com. It was a local NYC meetup called "Unblocking Creativity", run by Ben Henderson, who based his meetup on the teachings of Byron Katie. I sat down in his apartment along with about 10 other creatives, surrounded by his abstract paintings. Below is a chronological recount of my notes, thoughts and quotes from Ben that day. I hope that by presenting my notes in this fashion that you will get a feeling of the "journey of discovery of the self" that I felt.
"Have you ever said these things about yourself?" Ben asked. "My creativity is all drained out of me. I'm not good enough." I thought, yes and yes.
Where are you going to find the answer to solving these inner conflicts? Have your attempts to solve these conflicts worked? In some cases, no attempted solution will suffice because you are fighting a battle against a foe with infinite power. "Your foe is a human lie — your lie — and this lie has consequences," Ben said.
To conquer a lie, you need truth. To find the truth, we must know what truth is. Ben said the following:
Listen to yourself. Do you tell your life as if it was a story? We all know and love stories, but probably one of the most damaging things we can do to ourselves is start to tell a story about ourselves that breathes and rebreathes life into our negative thoughts.
"Stories rob you of your creativity," Ben said. He is referring to the stories we tell about ourselves that put us in an endless loop of negativity.
I thought a moment. What was my "story"?
I've always loved comics since I was a kid. In my elementary school years, I made one page comics, but I never made one in middle/high school, never made one in college, never made one after entering the workforce, never never never. In some versions of my story, I wasted time. I played too many games, I watched too many movies, I read too many comics, I played too much basketball, I stared off into space too many nights (no, not telescopes!). In yet another version of my story, I was a quitter because I never finished any comics I started.
"Between you and what you want is words," Ben said. "Negate the negative thoughts and the truth will present itself." We are masters of words, aren't we? Or…are we victims of words? Are we caught in the magical spell of our own words?
"You're not going to water the plant when you listen to the negative thoughts," Ben said. So to discover the truth, we are filtering away our meddling with the truth. Now we just need to focus on reality. Discover the truth of your reality. Question your negative thoughts. Question the lie. Question question question.
Negative thought #1: "My creativity is all drained out of me."
Focus on reality: You honestly haven't done anything creative? For how long? You're honestly telling yourself you're 100% drained?
Negative thought #2: "I'm not good enough."
Focus on reality: Who told you that? Is that person the 100% authority on who's good? Good enough for what?
Negative thought #3: "I should have already done some awesome comics already."
Focus on reality: But you did! What guideline says a comic is not a comic unless it is 22 pages? And what guideline says people should have made X comics by a certain age?
I think humans have a fascination with trying to change reality through brute force. When we don't get what we want, we get obsessed with our reality that did not turn out the way we wanted it to. We get stuck in a pattern of living and reliving the pain of that reality. We get stuck in a pattern of telling and retelling the story of that pain.
By questioning my negative thoughts and using the voice of gentle truth, I finally was able to accept how I was beating myself up over a foregone fact. The unchangeable truth is that I did not create any awesome comics before that meeting. At that moment, I stopped thinking about that reality.
It took several months and a whole life rearrangement to put all the other pieces in place to start my career in art, but this was the beginning of my journey, and I hope it can help you or someone you know. Thanks for listening.
Visit Ben Henderson's site at www.benhendersonpainting.com/
Unfortunately, Ben Henderson's Unblocking Creativity meetup does not exist anymore. For something similar, you can visit Byron Katie's site at thework.com.


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At work this week, we are losing one of my favorite and most relied upon coworkers. He's a programmer who helped build and customize our customer help delivery site. It is a massive site for a massive set of products. Beyond missing him personally, I will miss his understanding of the giant ball of code that keeps our systems running. If you ever doubt the difficulty of this, spend a little time reading this essay at Still Drinking. Last summer, we lost the other programmer who helped build this platform, and so all of the key builders are gone. We have another programmer who replaced the last, and he is good at his job, but the depth of experience with our little beast of a platform went from vast to minimal in the span of less than a year. That is a problem and it will have clear consequences when it comes to future development. I'm not sure if it was avoidable though.
Why did we lose these guys? I can only speculate, but I think the freedom to create is a big part of it. When the platform was young, there was much to do. As a small group without a lot of people watching over them, they were able to build it with a certain amount of freedom. Did they create the perfect platform? No, there are issues, but they created something good and useful. As time progressed and the visibility of the project got higher, the number of people who wanted a say in how it was built began to grow. Over the past couple years, there have been a lot of people who wanted a say in how this (now high profile) platform moves forward. The programmers were no longer creating in a vacuum. People were watching what they did and for better or worse, telling them what was wrong (real or perceived) with the platform that they built. The freedom to create was gone.
I've left a few jobs in my time (sometimes by choice, sometimes not) and one of the overwhelming feelings I've gotten every time, is one of freedom. Sure, leaving a job is scary, but when a job ends, so does a wall of rules that have kept you constricted. For a creative person, and most good programmers are endlessly creative, freedom is a necessary tool. I'm not criticizing usability studies, standards, and design oversight. They are an important component of a development project. Nonetheless, there has to be a balance. There are programmers out there who care only about the code. Give them a clear design with a set goal and they can do it. For most though, that much limitation starts to kill their passion for what they do. The desire to be free to create becomes overwhelming. In many cases, people just end up swapping one set of restrictions for another set at a new company, but even that can be better. At least the restrictions were there when you got there, rather than imposed along the way.
It is the same for writers as for programmers. At my job, I am the leader of the technical communications standards committee (I named us the Standards Heroes). We discuss and vote on everything from broad concepts to nit-picky word choices for our technical communications strategy. Some people might think I am a strange choice for this. I am not a member of the grammar police, as anyone who reads this site knows. In a way though, it is why I belong at the top of that standards heap. I don't want to overburden us with rules. I want there to be a certain amount of freedom to create, even in a technical atmosphere. I understand that there are some writers, like some programmers, who only want to know exactly what to do and exactly how to do it, but I want to leave room for creative people who just want a path to guide them, not walls to limit them.
What do you think? What is the best balance between rules, standards, oversight, and the freedom to be creative?
What I'm Reading
Rachel Rachelle Gardner over at Books and Such has a nice article about How to Work With a Freelance Editor.
Some good advice:
- Use it as a learning experience.
- Make the changes yourself.
- Start with an evaluation of the first few chapters.
Janice Hardy over at Fiction University discusses Balancing the Number of Characters and the Scale of Your World.
She talks about social hierarchies and bonds between social groups, using a school classroom as an analogy. She also shows some of the ways you can demonstrate the size of a community even without having a flood of characters.
Leslie Jordan Clary over at Make a Living Writing writes about How I Found a Steady Stream of Writing Clients in 9 Months Flat.
I agree with her advice about developing a niche. I think it is important to have a writing focus that people can know you for. I make my living as a technical writer with a web development background. I've never made much of a living writing general articles, even though I have done so on occasion because I enjoy it. I'm not a true freelancer though; I mainly worked on contract and now have a "permanent" gig. Your mileage may vary.
Deb Ng over at Kommein lets people know that Freelancing Doesn't Look Like This.
She critiques an advertisement for "freelance writing riches" that shows a woman sitting on a rocky beach, typing on a laptop. Beyond that fact that nobody sits for long on a pile of rocks expecting to get work done, she makes the point that a freelancer's hours are long, clients often don't pay on time, and people never really think of what you're doing as a "real job". I've had a couple of deadbeat clients in my time. It is very frustrating. I don't miss it. As for typing on the beach, I would if I could but I'd prefer bigger, flatter rocks.


text: High school football games involving area teams include Plymouth at Goshen, Culver Military at Lafayette Catholic, and Whitko at Rochester, all at 7 p.m.; Culver at Glenn, Jimtown at Bremen, Knox at Triton, LaVille at New Prairie, and Winamac at Caston, all at 7:30; and North Judson at River Forest, at 8. The 21st annual Apple Festival in Kendallville will feature banjo players, fiddlers, cloggers and other musicians. Times are 9 a.m. to 6 p.m. Saturday and 9 a.m. to 5 p.m. Sunday. Bremen High School serves as hosts for two sporting events -- the Northern State Conference golf tournament at noon and a boys soccer game against Argos at 1:30 p.m.


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I got a text the other day from a Foodnatic fan asking for a good stroganoff recipe. I texted the recipe back to her right away from memory. That prompted me to ask myself WHY in the world had I not made stroganoff a SINGLE time since we've been stationed in Canada? I know the recipe by heart for a reason. It is simple, it is fabulous, and any level of cooking experience can make it. Heck, it is even easy to maneuver this recipe into dairy free without breaking a sweat. So...stroganoff...why not?
Typically people I know serve their stroganoff with the noodles under sauce. I have always mixed the noodles IN. I put them in when JUST hitting al dente so they may absorb some flavor from the sauce before serving. You don't have to do this, but I guarantee you once you try it, you'll always make it that way.
*This can be made vegetarian simply by omitting the beef and using vegetable stock instead of beef stock. To make this dairy free omit the sour cream. Frankly,
you can make this with chicken breast or turkey breast if you don't eat
red meat...this dish can be quite made over to be whatever you want or
need it to be.Voila!
Beef Stroganoff
8 oz. beef, sliced into thin strips about 1.5 in. long
1 1/2 c. beef stock (not broth!)
1/4 c. flour
6 T. olive oil
1 tsp. black pepper
1 medium onion, diced
2 cloves of garlic, minced
6 button mushrooms, sliced
1 box of fettucine, cooked per box directions
4 T. FULL fat sour cream
fresh parsley or fresh chives for garnish
sea salt to taste
fresh cracked black pepper to taste
Saute the onions in the olive oil for about 5 minutes, once they are translucent add in the minced garlic and allow to cook for 2 minutes. Toss in the sliced mushrooms and saute until just tender, about 4 minutes. Add in the slices of beef and black pepper then cook until beef is browned. Add in the flour and stir until the flour is no longer white and allow it to "fry" a bit in the pan and fully mix with the oils. Start slowing adding in the beef stock, 1/2 c. at a time, stirring between each 1/2 c. addition. Allow to simmer on lowest burner setting.
(You may like your sauce thicker or thinner than we do...add or subtract beef stock to this recipe accordingly. Watch the thickness of your sauce after 1 c. of stock has been added.)
Cook noodles per box instructions, when the noodles are al dente drain the noodles. Before adding the noodles to the sauce turn the heat off, remove the pot from the heat, and stir in the sour cream. Don't allow the sauce to be taken to a high temperature again, it will cause the sour cream to curdle the sauce.
Add the noodles directly into the pot of sauce and stir. Allow them to sit in the sauce for 3-5 minutes before serving to allow the flavor from the sauce to soak into the noodles a bit. Garnish with parsley or chives and serve.
Making this dairy free was a cinch, and the whole family was able to enjoy it. Even the 10 month old had her way with a plate of it. I'm glad to say that more went into her mouth than ON her. That's an accomplishment. The meat was so tender, the noodles cooked perfectly, and the flavor infused into the noodles from just the couple of minutes in the warm sauce was a pleasant surprise for everyone at the table.


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Get a Quote From Esurance
With a company name that brings you back to the days when putting the letter "e" in front of just about anything was a major trend in online services, Esurance was part of the early push to change how insurance is sold.
Although the company has outgrown it's cartoon-character mascot of the early years, they're still positioning themselves as the modern alternative to old-school insurance.
Esurance Overview
Founded in 1998, Esurance launched its website in 1999 with the message that buying online was not only the modern thing to do, but also the environmentally friendly choice thanks to paperless policies and billing. The company started out offering policies online in four states, but expanded to eventually write coverage in 40 states.
Esurance was among the first companies to offer both online quoting and quotes from other insurance companies, as its set out to compete with Progressive and GEICO. The company has stayed true to its modern approach to insurance, pushing the green alternative with a fleet of hybrid company cars and supporting environmentally conscious causes such as the "Save a Windshield, Plant a Tree" program in which a tree is planted every time a customer chooses to repair rather than replace a windshield.
They further differentiated themselves in 2004 by being one of the first insurance companies to extend discounts to same-sex couples and openly supporting LGBT causes, among them The Trevor Project.
In 2011, Esurance became a wholly owned subsidiary of Allstate, the nation's third largest auto insurer. The acquisition did not affect everyday Esurance operations, and the company still maintains headquarters in San Francisco and manages its own policies and claims. The backing of a giant company like Allstate gives Esurance a much more solid financial position while allowing Allstate a better foothold in the online insurance market.
Esurance Products and Services
Esurance is known mainly for auto insurance, not surprising since that's the product they have mostly pushed in their advertising. They do, however, offer a fairly wide range of insurance products, some of which are underwritten by other companies.
Auto Insurance
Esurance auto insurance policies cover all of the basics including liability, collision, comprehensive, and medical payments. They also offer a list of other options such as gap coverage for depreciation, roadside assistance, and coverage for customized vehicles and special equipment.
Esurance offers many different car insurance discounts, from the standard choices to some more unusual ones, including one for switching from another company. Insurance for classic cars is available from a partner company.
Motorcycle Insurance
Esurance writes policies for a variety of different types of motorcycles and scooters, including sport street bikes, custom motorcycles, vintage bikes and mopeds. Among the options available on these policies is trip interruption coverage, unusual on this type of policy. In some states, motorcycle policies are underwritten by a different company.
Off-road Vehicles, RVs and Boats
Esurance insures a variety of toys and adventure vehicles, including dirt bikes, ATVs, travel trailers, motorhomes, and snowmobiles. Esurance does not underwrite its RV or travel trailer policies.
Policies are available for a range of different watercraft types, from fishing boats to jet skis. This coverage provides liability coverage and also protects the craft itself both on and off the water. Boat insurance is not underwritten by Esurance.
Homeowner's Insurance
Although it is not nearly as well known, Esurance does write property insurance for a variety of different types of homes. Coverage is available for single-family dwellings and condos as well as renter's policies to help tenants protect personal property.
Esurance also offers flood insurance through the National Flood Insurance Program. This coverage is not available in all states, and in some states is underwritten by a different company.
Business Insurance
Esurance partners with BizInsure to provide customers with access to small business insurance policies. These policies are written with a variety of other companies and not underwritten by Esurance.
Commercial auto and some other business policies such as general liability are written through Esurance's parent company, Allstate.
Life Insurance
Life insurance products, including term and universal, are quoted through a selection of outside companies. Esurance will assist customers with finding quotes and coverage but does not underwrite life policies.
Through a combination of directly underwritten and partner underwritten product offerings, Esurance is able to quote and offer customers assistance with a fairy wide variety of products, larger than one would expect from an online insurance company that is mostly known for auto insurance.
Car Insurance In Depth
Since it's the number one product sold by Esurance and also the one most likely to bring you in for a quote, we'll take a closer look at the type of coverage, discounts, and benefits offered by an Esurance auto policy.
Esurance is a relatively small insurance company, not even breaking into the top 25 for auto policies in force, in spite of being owned by the company holding the number three spot. While GEICO and Progressive are seen as the top two competitors for Esurance, both of those companies have a much larger market share, holding the number two and number four spots on the list respectively. Esurance tries to differentiate itself in the auto market in a number of ways including the emphasis on being a "green" company and on personalized polices.
Recently, Esurance launched a new advertising campaign surrounding personalized insurance – coverage that is exactly right for you and not "sorta" right, as the ads put it. CoverageMyWay is the name they've given to what they say is an intuitive quoting system that highlights coverage you really need and catches opportunities to save.
Basically, this system is a replacement for what an insurance agent would normally do – ask in-depth questions, analyze insurance needs, and figure out what type of coverage you really need and how to best provide it. In typical Esurance fashion, the point is to provide this service instantly online.
While it sounds a bit like a gimmick, this system does have the benefit of taking some of the guesswork out of choosing coverage options, especially for those who don't have a good understanding of insurance. It also has the potential to prevent you from missing out on discounts and benefits that you might not otherwise have known about.
The good news is that Esurance isn't particularly prone to gimmicks, avoiding some of the common trends in insurance add-ons that often cost drivers more than they save, such as parent company Allstate's Safe Driving Bonus.
Esurance offers a long list of discounts, many of which are not seen at other insurance companies, which means there are plenty of ways to reduce premiums.
Some discounts available are temporary, meant to make switching look tempting. There's the Fast 5 discount, which gives you 5% off on your first policy term just for going to Esurance. Then there's the Switch & Save discount, which applies to the first two policy terms when you switch over to Esurance from another company.
The rest of the discounts are more long-term, including common discounts like multi-policy and safe driver, and some less common ones, like:
- Emergency Roadside Assistance discount, which is given to anyone who carries a roadside assistance plan outside of Esurance, such as AAA
- Pac-12 discounts for students and alumni of Pac-12 colleges, saving you up to 15% off your premium
- Online Shopper discount, which gives you a discount just for buying online
Not all discounts offered are available in all states, which can make things confusing, and some discounts differ from state to state. In Indiana, for example, you can get the Switch & Save discount even if you did not switch from another insurance company if you meet specific criteria, such as getting a new policy after a divorce.
Esurance has hopped on the usage-based insurance bandwagon with its own program known as DriveSense.
Similar to all such systems, it uses a small device plugged into your car that records driving information including speed, how you brake, when you drive, and how far you drive. Drivers can earn a discount based on safe driving habits recorded by the device.
As with most such systems, there is little risk to taking on the device, as Esurance will not raise rates as a result of the information gathered, just determine how much of a discount you'll earn.
Recently, however, Progressive has stated that some drivers may in fact see a rate increase on their usage-based system. That's something to keep in mind for the future of these programs with all insurance companies, as anything one major insurer does tends to spread.
For now, DriveSense is a fairly safe bet for lowering rates, especially if you're a good driver.
Products Not Underwritten By Esurance
Offering products under a company banner that are actually underwritten somewhere else is a pretty common practice, but it's important to be aware of what it really means before you buy.
A large number of the products listed on the Esurance website are actually policies written by other companies but being marketed under the Esurance name. This gives the smaller companies exposure and allows Esurance to be more of a one-stop shopping destination for insurance.
Esurance does not underwrite life, health, pet, business, boat, travel trailer, RV, umbrella, classic car, or business policies. In some states they also do not underwrite motorcycle and homeowner's. Thus, the actual range of products underwritten by Esurance and for which the company actually handles it's own policy servicing and claims is somewhat smaller than it appears.
While there is nothing wrong with purchasing insurance through a partner company, it's important to take the time to research that company thoroughly before you buy. The Esurance website allows customers to obtain quotes for a wide range of products, thus creating a convenient insurance shopping location, but the company is not responsible for how partners handle their own policies and claims.
The Esurance Website
Esurance sells the bulk of their policies online, which makes their website an enormous part of the equation.
The front page is clean and not cluttered, and a simple quote box is front and center and easy to access. Dropdown menus offer easy access to product and company information. Claims information is either under the resources tab or located under the quoting box, neither of which is quite prominent enough in my opinion for an online-only insurer.
Once inside the claims section, it's relatively easy to find the information you need, although it would be more convenient to see a more obvious placement of the claims phone number, which is on the top right hand side of the page. The claims line is 24/7.
The quoting system is simple and straightforward, with options to either allow the system to fill things out for you, or to enter information manually.
Overall, the website does perform well. It is easy to navigate and provides good information without overwhelming the reader.
Esurance Rates
Since the beginning, Esurance has advertised itself as being a cheaper alternative to traditional insurance companies. This claim is based on their lack of overhead as an online insurer, no commissions for agents, and a paperless system that saves on the cost of policy processing.
Esurance generally lives up to their claims of cheaper rates, especially when compared to companies whose policies are sold through agents. In recent months, however, there have been signs that Esurance will not remain quite as cheap for much longer. Although backed by the solidity of Allstate, Esurance itself is losing money as a result of high claims, and the word is that rates are going to be increasing as a result. Rate increases have already taken place and may continue for some time until premiums catch up with the claims payouts.
The good news is, however, that Allstate is investing heavily in Esurance, and since the company continues to grow it's likely things will level off.
Esurance has historically offered rates well below the average cost in our rate tests, and these increases aren't likely to push them too far off base, making them still one of the best values in car insurance.
Advertising and Media
Esurance has come a long way since their initial advertisements featuring a youthful, trendy animated woman going by the name of Erin Esurance sweeping through her exciting undercover life saving people from high insurance rates.
One of their advertising campaigns launched during the 2015 Super Bowl cemented them as a real competitor in the market – thanks to the backing of Allstate finances, Esurance has moved from animated superheroes to real live superstars. They nabbed Emmy-winner Bryan Cranston to reprise his role as Walter White from Breaking Bad, along with another spot featuring Lindsay Lohan poking fun at her reputation as a bad driver.
The new "sorta you isn't you" campaign focuses on the insurance needs of individuals and the personalized policies offered by Esurance, while the new slogan "Insurance for the Modern World" continues to push the company as cutting edge.
Esurance sponsors a number of sports events including the U.S. Open and the Pac 12 conference, which explains why they have a special discount for these schools. Their support of charities and causes keeps their name not only out there but generally in a positive light.
In keeping with their modern approach to insurance, Esurance offers a number of different ways to file a claim, including online, on the phone, and on the go with a mobile app. However, not all options are available for all policy types.
Auto claims are filed via:
- The 24 hour customer service line at 1-800-ESURANCE
- The Esurance website online claims form
- The Esurance mobile app for iPhone or Android
Motorcycle, homeowners, and renter's insurance claims should be filed via the customer service phone number only.
Esurance allows you to follow your claims progress by logging into their online system. The RepairView system allows you to even see the progress of repairs on your car through photos posted by participating shops online.
They also make the handling of minor claims easier with their mobile app which allows uploading of photos and even video chatting with a claims rep to allow them to see the damage, saving everyone the time spent on an in-person inspection.
All of these features make the Esurance claims system one of the most technologically advanced.
Customer Feedback
A review of the complaints filed online against Esurance reveals a few pretty clear trends. First of all, Esurance seems to have a reputation for quoting low and then raising rates, as well as large rate increases on renewal, something that never results in happy customers. It's unclear, but it may have something to do with their initial set of discounts for switching in the first place.
The repeated refrain from customers posting on ConsumerAffairs.com is that the rates go up either without a reason or in an amount that is disproportionate to the claim or ticket that caused the increase. Some of this might be a result of what I mentioned earlier regarding Esurance's financial losses and the rate increases as a result.
Other complaints seem to revolve around the customer service at Esurance, with consumers stating repeatedly that reps on the phone seemed to be uninformed, or rude. When it comes to this type of complaint, it's always worth mentioning that the mood of the customer making the phone call (especially if they are already upset or angry) can greatly affect how they view the service they receive. That said, the number of complaints about reps failing to explain things properly or not being able to handle questions or problems is concerning, and may be a symptom of call centers staffed by less-than-qualified people.
Of the 71 ratings on the Consumer Affairs website 59 are one-star reviews. I always make a point of noting that far more people review a company when they are angry than when they are satisfied, which tends to skew the numbers on this sort of ratings website. The ratings are 83% 1-star, negative reviews, which is in line with other major insurance companies rated on this site.
Although the company is not accredited, the BBB lists 384 complaints against Esurance in the past three years, with 94 closed in the past 12 months.
Major competitors GEICO and Progressive both have much higher complaint numbers, but are also much larger companies with more customers, making comparison difficult. Overall, for a company of Esurance's size, the number of complaints isn't terribly high.
Bottom Line
Esurance offers good, low insurance rates and a technologically advanced system for both policy processing and claims. With their backing by insurance giant Allstate, they are in a good financial position in spite of losses in recent years due to high claims payments. They are continuing to grow and showing strong signs of stability for the future.
Esurance is likely to be on the list for anyone looking for a low rate with a lot of features and benefits, but without some of the trendy add-ons that show up with other insurance companies. They're a great choice for those wanting to handle most of their insurance needs online at any hour of the day.
People who have complex insurance needs may want to look elsewhere. While Esurance does offer a good range of products, the majority of them are underwritten by other companies, which means not all of your policies are really under one roof.
The company seems to be struggling a bit with keeping their customers satisfied when it comes to premium increases and claims. As Allstate pours more money into it's recent acquisition, some of these issues may iron themselves out – however, there does appear to be some work to do in the claims department. Overall, Esurance is a good example of a direct-buy company that meets expectations of low rates and easy access.
Get a Quote From Esurance
For a list of companies that we recommend, visit our Best Insurance Companies page.


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Lincoln Way East Madrigals Performance
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This event occurred in the past.
Map | Find Parking
Join in this magical evening with the Lincoln-Way East Madrigals. This is a popular event, so plan to arrive early. Doors open at 6:30 p.m. Light refreshments are served by the Friends of the Frankfort Public Library District.


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