text:
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Catalog of Federal Domestic Assistance (CFDA) Number: 84.215B.
Applications Available: February 26, 2004.
Deadline for Transmittal of Applications: April 16, 2004.
Deadline for Intergovernmental Review: June 15, 2004.
Eligible Applicants: Any national nonprofit educational organization that has as its primary purpose the improvement of the quality of student understanding of personal finance and economics through effective teaching of economics in grades K-12 in the Nation's classrooms.
Applicants are required to submit evidence of their organization's eligibility.
Estimated Available Funds: $1,481,150.
Maximum Award: We will reject any application that proposes a budget exceeding $1,481,150 for a single budget period of twelve (12) months. The Deputy Under Secretary for Innovation and Improvement may change the maximum amount through a notice published in the Federal Register.
Number of Awards: 1.
The Department is not bound by any estimates in this notice.
Project Period: Up to 60 months.
Budget Period: 12 months.
Full Text of Announcement
I. Funding Opportunity Description
Purpose of Program: This program promotes economic and financial literacy among all students in kindergarten through grade 12 through the award of one grant to a national nonprofit educational organization that has as its primary purpose the improvement of the quality of student understanding of personal finance and economics.
Priorities: This competition includes two absolute priorities and two invitational priorities that are explained in the following paragraphs.
In accordance with 34 CFR 75.105(b)(2)(iv), these priorities are from sections 5533(b), 5534(b), and 5535(b) of the Elementary and Secondary Education Act of 1965, as amended (ESEA) (20 U.S.C. 7267b-7267e).
Absolute Priorities: For FY 2004 these priorities are absolute priorities. Under 34 CFR 75.105(c)(3) we consider only applications that meet both of these priorities.
These priorities are:
Absolute Priority 1—Direct Activities
A project must indicate how it would use 25 percent of the funds available each year to do all of the following activities:
(a) Strengthen and expand the grantee's relationships with State and local personal finance, entrepreneurial, and economic education organizations.
(b) Support and promote training of teachers who teach a grade from kindergarten through grade 12 regarding economics, including the dissemination of information on effective practices and research findings regarding the teaching of economics.
(c) Support research on effective teaching practices and the development of assessment instruments to document student understanding of personal finance and economics.
(d) Develop and disseminate appropriate materials to foster economic literacy.
Absolute Priority 2—Subgrant Activities
A project must indicate how it would use 75 percent of the funds available each year to award subgrants both to (a) State educational agencies (SEAs) or local educational agencies (LEAs), and (b) State or local economic, personal finance, or entrepreneurial education organizations.
(a) Allowable Subgrantee Activities. Applications must indicate that these subgrants are to be used to pay for the Federal share of the cost of enabling the subgrantees to work in partnership with one or more "eligible partners" as described elsewhere in this notice, for one or more of the following purposes:
(1) Collaboratively establishing and conducting teacher training programs that use effective and innovative approaches to the teaching of economics, personal finance, and entrepreneurship. The teacher training programs must—(i) train teachers who teach a grade from kindergarten through grade 12; and (ii) encourage teachers from disciplines other than economics and financial literacy to participate in such teacher training programs, if the training will promote the economic and financial literacy of those teachers' students.
(2) Providing resources to school districts that desire to incorporate economics and personal finance into the curricula of the schools in those districts.
(3) Conducting evaluations of the impact of economic and financial literacy education on students.
(4) Conducting economic and financial literacy education research.
(5) Creating and conducting school-based student activities to promote consumer, economic, and personal finance education (such as saving, investing, and entrepreneurial education) and to encourage awareness and student academic achievement in economics.
(6) Encouraging replication of best practices to promote economic and financial literacy.
(b) Eligible partners for subgrantees under Absolute Priority 2. Applications must indicate that subgrants will be made to an eligible subgrantee to work in partnership with one or more of the following entities:
(1) A private-sector entity.
(2) A State educational agency.
(3) A local educational agency.
(4) An institution of higher education.
(5) An organization promoting economic development.
(6) An organization promoting educational excellence.
(7) An organization promoting personal finance or entrepreneurial education.
(c) Subgrant application process under Absolute Priority 2. (1) Applications must describe the subgrant process the grantee will conduct prior to awarding subgrants.
(2) Applications must provide that the grantee will invite the following types of individuals to review all applications for subgrants and to make recommendations to the grantee on the approval of the applications:
(A) Leaders in the fields of economics and education.
(B) Other individuals as the grantee determines to be necessary, especially members of the State and local business, banking, and finance communities.
In addition to the two absolute priorities under this competition, we are particularly interested in applications that address the following priorities.
Invitational Priorities: For FY 2004 these priorities are invitational priorities. Under 34 CFR 75.105(c)(1) we do not give an application that meets one or both of these invitational priorities a competitive or absolute preference over other applications.
These priorities are:
Invitational Priority 1—Involvement of Business Community
The grantee and subgrantees are strongly encouraged to—
(a) Include interactions with the local business community to the fullest extent Start Printed Page 9175possible to reinforce the connection between economic and financial literacy and economic development; and
(b) Work with private businesses to obtain matching contributions for Federal funds and assist subgrantees in working toward self-sufficiency.
Invitational Priority 2—Scientifically Based Evaluation
The grantee is strongly encouraged to propose an evaluation plan that is based on rigorous scientifically based research methods to assess the effectiveness of the project. The purpose of the priority is to allow program participants and the Department to determine whether the project produces meaningful effects on student achievement or teacher performance.
Evaluation methods using an experimental design are best for determining project effectiveness. Thus, the project might use an experimental design under which participants—e.g., students, teachers, classrooms, or schools—are randomly assigned to participate in the project activities being evaluated or to a control group that does not participate in the project activities being evaluated.
If random assignment is not feasible, the project might use a quasi-experimental design with carefully matched comparison conditions. This alternative design attempts to approximate a randomly assigned control group by matching participants—e.g., students, teachers, classrooms, or schools—with non-participants having similar pre-program characteristics.
In cases where random assignment is not possible and an extended series of observations of the outcome of interest precedes and follows the introduction of a new program or practice, regression discontinuity designs might be employed.
For projects that are focused on special populations in which sufficient numbers of participants are not available to support random assignment or matched comparison group designs, single-subject designs such as multiple baseline or treatment-reversal or interrupted time series that are capable of demonstrating causal relationships might be employed.
The proposed evaluation plan should describe how the project evaluator will collect—before the project intervention commences and after it ends—valid and reliable data that measure the impact of participation in the program or in the comparison group.
Waiver of Proposed Rulemaking: Under the Administrative Procedure Act (5 U.S.C. 553) the Department generally offers interested parties the opportunity to comment on selection criteria. Ordinarily, this practice would have applied to the selection criteria in this notice. Section 437(d)(1) of the General Education Provisions Act (GEPA) (20 U.S.C. 1232(d)(1)), however, allows the Secretary to exempt from rulemaking requirements rules governing the first grant competition under a new or substantially revised program authority. This is the first Excellence in Economic Education program grant competition under the ESEA, as amended by the No Child Left Behind Act of 2001. In order to make timely grant awards, the Secretary has decided to forego public comment on the proposed selection criteria under section 473(d)(1) of GEPA. These selection criteria will apply to the FY 2004 grant competition only.
Program Authority: 20 U.S.C. 7267.
Applicable Regulations: The Education Department General Administrative Regulations (EDGAR) in 34 CFR parts 74, 75, 77, 79, 80, 81, 82, 84, 85, 86, 97, 98, and 99.
II. Award Information
Type of Award: Discretionary grant.
Estimated Available Funds: $1,481,150.
Maximum Award: We will reject any application that proposes a budget exceeding $1,481,150 for a single budget period of twelve (12) months. The Deputy Under Secretary for Innovation and Improvement may change the maximum amount through a notice published in the Federal Register.
Number of Awards: 1.
The Department is not bound by any estimates in this notice.
Project Period: Up to 60 months.
Budget Period: 12 months.
III. Eligibility Information
1. Eligible Applicants: Any national nonprofit educational organization that has as its primary purpose the improvement of the quality of student understanding of personal finance and economics through effective teaching of economics in grades K-12 in the Nation's classrooms.
Applicants are required to submit evidence of their organization's eligibility.
2. Cost Sharing or Matching: Subgrant Activities. The recipients of each subgrant are required to match the Federal grant funds with an equal amount of non-Federal funding. The Federal share of each subgrant will be fifty (50) percent of the funded activities. The recipient of the subgrant must pay the other fifty percent in cash or in kind. In kind payment, including plant, equipment, or services, must be fairly evaluated. (20 U.S.C. 7267e(a) and (b)).
Supplement not supplant. Funds provided through this grant must be used to supplement, and not supplant, other Federal, State, and local funds expended to support activities that fulfill the purpose of this program. (20 U.S.C. 7267f).
IV. Application and Submission Information
1. Address to Request Application Package: Carolyn J. Warren, U.S. Department of Education, 555 New Jersey Avenue, NW., room 502K, Washington, DC 20208-5645. Telephone: (202) 219-2206 or by e-mail: firstname.lastname@example.com.
If you use a telecommunications device for the deaf (TDD), you may call the Federal Information Relay Service (FIRS) at 1-800-877-8339.
Individuals with disabilities may obtain a copy of the application package in an alternative format (e.g., Braille, large print, audiotape, or computer diskette) by contacting the program contact person listed in this section.
2. Content and Form of Application Submission: Requirements concerning the content of an application, together with the forms you must submit, are in the application package for this competition. Page Limit: The application narrative is where you, the applicant, address the selection criteria that reviewers use to evaluate your application. It is strongly suggested that you limit the narrative of your application to the equivalent of no more than 25 pages, using the following standards:
- A "page" is 8.5″ x 11″, on one side only, with 1" margins at the top, bottom, and both sides.
- Double space (no more than three lines per vertical inch) all text in the application narrative, including titles, headings, footnotes, quotations, references, and captions, as well as all text in charts, tables, figures, and graphs.
- Use a font that is either 12 point or larger or no smaller than 10 pitch (characters per inch).
The page limit does not apply to the cover sheet; the budget section, including the narrative budget justification; the assurances and certifications; or the one-page abstract, the resumes, the bibliography, the evidence of eligibility, or the letters of support. However, you must include all of the information addressing the selection criteria and the priorities in the narrative section of the application. Start Printed Page 9176
3. Submission Dates and Times:
Applications Available: February 26, 2004. Deadline for Transmittal of Applications: April 16, 2004.
We are requiring that applications for grants under this program be submitted electronically using the Electronic Grant Application System (e-Application) available through the Department's e-GRANTS system. For information about how to access the e-GRANTS system or to request a waiver of the electronic submission requirement, please refer to Section IV, item 6, Other Submission Requirements, in this notice.
The application package for this program specifies the hours of operation of the e-Application Web site. If you are requesting a waiver of the electronic submission requirement, the dates and times for the transmittal of applications by mail or by hand (including a courier service or commercial carrier) are also in the application package.
We do not consider an application that does not comply with the deadline requirements.
Deadline for Intergovernmental Review: June 15, 2004.
4. Intergovernmental Review: This competition is subject to Executive Order 12372 and the regulations in 34 CFR part 79. Information about Intergovernmental Review of Federal Programs under Executive Order 12372 is in the application package for this competition.
5. Funding Restrictions: Twenty-five (25) percent of the grant funds must be used for Direct Activities as described in Absolute Priority 1. (20 U.S.C. 7267b(b)(1)).
Seventy-five (75) percent of the grant funds must be used for Subgrant Activities as described in Absolute Priority 2. (20 U.S.C. 7267b(b)(2)).
The grantee and each subgrantee may use not more than five (5) percent of their grant funds for administrative costs. (20 U.S.C. 7267d(a)).
We reference regulations outlining other funding restrictions in the Applicable Regulations section of this notice.
6. Other Submission Requirements: Instructions and requirements for the transmittal of applications by mail or by hand (including a courier service or commercial carrier) are in the application package for this competition.
Application Procedures: The Government Paperwork Elimination Act (GPEA) of 1998 (Pub. L. 105-277) and the Federal Financial Assistance Management Improvement Act of 1999 (Pub. L. 106-107) encourage us to undertake initiatives to improve our grant processes. Enhancing the ability of individuals and entities to conduct business with us electronically is a major part of our response to these Acts. Therefore, we are taking steps to adopt the Internet as our chief means of conducting transactions in order to improve services to our customers and to simplify and expedite our business processes.
We are requiring that applications for grants under Excellence in Economic Education Program—CFDA Number 84.215B—be submitted electronically using the Electronic Grant Application System (e-Application) available through the Department's e-GRANTS system. The e-GRANTS system is accessible through its portal page at: http://e-grants.ed.gov.
If you are unable to submit an application through the e-GRANTS system, you may submit a written request for a waiver of the electronic submission requirement. In your request, you should explain the reason or reasons that prevent you from using the Internet to submit your application. Address your request to: Carolyn J. Warren, U.S. Department of Education, 555 New Jersey Avenue, NW., room 502K, Washington, DC 20208-5645. Please submit your request no later than two weeks before the application deadline date.
If, within two weeks of the application deadline date, you are unable to submit an application electronically, you must submit a paper application by the application deadline date in accordance with the transmittal instructions in the application package. The paper application must include a written request for a waiver documenting the reasons that prevented you from using the Internet to submit your application.
Pilot Project for Electronic Submission of Applications
We are continuing to expand our pilot project for electronic submission of applications to include additional formula grant programs and additional discretionary grant competitions. The Excellence in Economic Education Program—CFDA Number 84.215B—is one of the programs included in the pilot project. If you are an applicant under Excellence in Economic Education Program, you must submit your application to us in electronic format or receive a waiver.
The pilot project involves the use of e-Application. If you use e-Application, you will be entering data online while completing your application. You may not e-mail an electronic copy of a grant application to us. The data you enter online will be saved into a database. We shall continue to evaluate the success of e-Application and solicit suggestions for its improvement.
If you participate in e-Application, please note the following:
- When you enter the e-Application system, you will find information about its hours of operation. We strongly recommend that you do not wait until the application deadline date to initiate an e-Application package.
- You will not receive additional point value because you submit a grant application in electronic format, nor will we penalize you if you submit an application in paper format.
- You must submit all documents electronically, including the Application for Federal Education Assistance (ED 424), Budget Information—Non-Construction Programs (ED 524), and all necessary assurances and certifications.
- Your e-Application must comply with any page limit requirements described in this notice.
- After you electronically submit your application, you will receive an automatic acknowledgement, which will include a PR/Award number (an identifying number unique to your application).
- Within three working days after submitting your electronic application, fax a signed copy of the Application for Federal Education Assistance (ED 424) to the Application Control Center after following these steps:
1. Print ED 424 from e-Application.
2. The institution's Authorizing Representative must sign this form.
3. Place the PR/Award number in the upper right hand corner of the hard copy signature page of the ED 424.
4. Fax the signed ED 424 to the Application Control Center at (202) 260-1349.
- We may request that you give us original signatures on other forms at a later date.
Application Deadline Date Extension in Case of System Unavailability: If you are prevented from submitting your application on the application deadline date because the e-Application system is unavailable, we will grant you an extension of one business day in order to transmit your application electronically, by mail, or by hand delivery. We will grant this extension if—
1. You are a registered user of e-Application and you have initiated an e-Application for this competition; and
2. (a) The e-Application system is unavailable for 60 minutes or more between the hours of 8:30 a.m. and 3:30 p.m., Washington, DC, time, on the application deadline date; or
(b) The e-Application system is unavailable for any period of time Start Printed Page 9177during the last hour of operation (that is, for any period of time between 3:30 p.m. and 4:30 p.m., Washington, DC, time) on the application deadline date.
We must acknowledge and confirm these periods of unavailability before granting you an extension. To request this extension or to confirm our acknowledgement of any system unavailability, you may contact either (1) the person listed elsewhere in this notice under FOR FURTHER INFORMATION CONTACT (see VII. Agency Contact) or (2) the e-GRANTS help desk at 1-888-336-8930.
You may access the electronic grant application for the Excellence in Economic Education Program at http://e-grants.ed.gov.
V. Application Review Information
Selection Criteria: The selection criteria for this competition are as follows:
1. Quality of the Project Design—20 Points
In determining the quality of the design of the proposed project, the Secretary considers the extent to which the proposed project represents an exceptional approach to the priorities established for the competition.
2. Quality of Project Services—30 Points
In determining the quality of the project services of the proposed project, the Secretary considers the following factors:
(a) The extent to which the training or professional development services to be provided by the proposed project are of sufficient quality, intensity, and duration to lead to improvements in practice among the recipients of those services.
(b) The likelihood that the services to be provided by the proposed project will lead to improvements in the achievement of students as measured against rigorous academic standards.
(c) The extent to which the services to be provided by the proposed project involve the collaboration of appropriate partners for maximizing the effectiveness of project services.
3. Quality of the Management Plan—20 Points
In determining the quality of the management plan of the proposed project, the Secretary considers the adequacy of the management plan to achieve the objectives of the proposed project on time and within budget, including clearly defined responsibilities, timelines, and milestones for accomplishing project tasks.
4. Quality of Project Personnel—10 Points
In determining the quality of the project personnel of the proposed project, the Secretary considers the qualifications, including relevant training and experience, of the project director and key personnel.
5. Quality of Project Evaluation—20 Points
In determining the quality of the evaluation plan of the proposed project, the Secretary considers the following factors:
(a) The extent to which the methods of evaluation include the use of objective performance measures that are clearly related to the intended outcomes of the project and will produce quantitative and qualitative data to the extent possible.
(b) The extent to which the evaluation will provide guidance about effective strategies suitable for replication or testing in other settings.
The Department notes that the grantee can, as authorized by section 5533(a)(2)(C) of the ESEA, award subgrants to conduct evaluations and to collect the information needed for implementation of the performance measure discussed elsewhere in this notice.
Factors Applicants May Wish To Consider in Developing an Evaluation Plan. A strong evaluation plan should be included in the application narrative and should be used, as appropriate, to shape the development of the project from the beginning of the grant period. The plan should include benchmarks to monitor progress toward specific project objectives and also outcome measures to assess the impact on teaching and learning or other important outcomes for project participants. More specifically, the plan should, where possible, identify the individual and/or organization that has agreed to serve as evaluator for the project and describe the qualifications of that evaluator. The plan should describe the evaluation design, indicating:
(1) What types of data will be collected.
(2) When various types of data will be collected.
(3) What methods will be used.
(4) What instruments will be developed and when.
(5) How the data will be analyzed.
(6) When reports of results and outcomes will be available.
(7) How the applicant will use the information collected through the evaluation to monitor progress of the funded project and to provide accountability information both about success at the initial site and effective strategies for replication in other settings.
Applicants are encouraged to devote an appropriate level of resources to project evaluation.
VI. Award Administration Information
1. Award Notices: If your application is successful, we notify your U.S. Representative and U.S. Senators and send you a Grant Award Notification (GAN). We may also notify you informally.
If your application is not evaluated or not selected for funding, we notify you.
2. Administrative and National Policy Requirements: We identify administrative and national policy requirements in the application package and reference these and other requirements in the Applicable Regulations section of this notice.
We reference the regulations outlining the terms and conditions of an award in the Applicable Regulations section of this notice and include these and other specific conditions in the GAN. The GAN also incorporates your approved application as part of your binding commitments under the grant.
3. Reporting: At the end of your project period, you must submit a final performance report, including financial information, as directed by the Secretary. If you receive a multi-year award, you must submit an annual performance report that provides the most current performance and financial expenditure information as specified by the Secretary in 34 CFR 75.118.
4. Performance Measures: The percentage of students of teachers trained under the grant project that demonstrate an improved understanding of personal finance and economics as compared to similar students whose teachers have not had the training provided by this project. The grantee under this program will be required to collect and report these data to the Department, and applicants are strongly encouraged to design their proposed project evaluations around this performance measure.
VII. Agency ContactStart Further Info
Carolyn J. Warren, U.S. Department of Education, 555 New Jersey Avenue, NW., room 502K, Washington, DC 20208-5645. Telephone: (202) 219-2206 or by e-mail: email@example.com.
If you use a telecommunications device for the deaf (TDD), you may call the Federal Information Relay Service (FIRS) at 1-800-877-8339.
Individuals with disabilities may obtain this document in an alternative Start Printed Page 9178format (e.g., Braille, large print, audiotape, or computer diskette) on request to the program contact person listed in this section.
VIII. Other Information
Electronic Access to This Document: You may view this document, as well as all other documents of this Department published in the Federal Register, in text or Adobe Portable Document Format (PDF) on the Internet at the following site: www.ed.gov/news/fedregister.
To use PDF you must have Adobe Acrobat Reader, which is available free at this site. If you have questions about using PDF, call the U.S. Government Printing Office (GPO), toll free, at 1-888-293-6498; or in the Washington, DC, area at (202) 512-1530.
The official version of this document is the document published in the Federal Register. Free Internet access to the official edition of the Federal Register and the Code of Federal Regulations is available on GPO Access at www.gpoaccess.gov/nara/index.html.Start Signature
Dated: February 20, 2004.
Nina Shokraii Rees,
Deputy Under Secretary for Innovation and Improvement.
[FR Doc. 04-4298 Filed 2-25-04; 8:45 am]


text: Event description22 September 19.30 £15 / £8 under 16 SORRY SOLD OUT 'One of the greatest flute players in the world' Three members of the BBC acclaimed Transatlantic Sessions, Michael McGoldrick, John McCusker and John Doyle, will be playing at Stapleford Granary as part of a unique European tour. With both Mike McGoldrick and John McCusker also having toured for the past year with Mark Knopfler, this is a rare chance to see three of the world's finest musicians share a stage together. Master of flutes, whistles and Uillean pipes Mike McGoldrick is a founding member of Flook and Lunasa, and is a current member of Capercaillie. Regarded as one of the greatest flute players of all time, Mike has toured Bob Dylan and Mark Knopfler, as well as with The Afro Celts, RTE Orchestra and Kate Rusby. John McCusker's unique fiddle playing has earned him a worldwide reputation as one of the most gifted and versatile musicians of any genre. John was also part of the legendary band that toured with both Bob Dyland and Mark Knopfler. Joining the Battlefield Band at just seventeen, John spent eleven years touring the world with the now legendary folk outfit. John Doyle's gifts as guitarist, songwriter and vocalist have played an essential role in the ongoing renaissance of Irish traditional music. Now living in the States, John was the recent musical director for Joan Baez and toured with her for two years. One half of the stellar duo Liz Carroll and John Doyle, he is also a founding member of the internationally acclaimed Irish group Solas. Artist/speaker: Michael McGoldrick, John McCusker & John Doyle Gallery Mike John And John 5 Mike John And John 7 Mike20john20and20john201 Fabrizzio Mike

subset: commoncrawl


text:
"Open Hardware and Collaboration"
as Keynote presentation at PCaPAC.
Javier Serrano will give a Keynote presentation at the PCaPAC conference.
Open Source Hardware (OSHW) follows the lead of Free and Open Source Software (FOSS) and has similar goals: ensuring developers can share their work without artificial hurdles, improving quality through peer review, avoiding vendor lock-in and providing for a fair playground in which projects can thrive and accommodate contributions without compromising their long-term future. The talk will introduce OSHW and then attempt to answer a number of questions:
•What are the perceived benefits and issues of OSHW, in general and in the context of public research facilities?
•What is new with respect to FOSS?
•What makes OSHW projects succeed or fail?
The talk will use real examples of OSHW projects throughout, and will conclude with some thoughts about what the future holds in this domain.
The 11th International Workshop Personal Computers and Particle Accelerator Controls 2016 (PCaPAC) will be held by LNLS, in Campinas, Brazil. PCaPAC traditionally focuses on low-cost control systems using PC technology for control & data acquisition systems and emerging technologies.


text:
What would you like to know?
Mortgage Calculator
What is your availability for a viewing?
14215 86B Avenue, Surrey
Come experience this Private Paradise (with outdoor pool!) in the family neighborhood of BROOKSIDE! This beautiful home has everything a family needs. Spacious entrance leads to grand central staircase, gorgeous vaulted ceilings & plenty of sunlight to enjoy in every area of the home. Cozy yet spacious sunken family room with gas fireplace is tucked away next to large kitchen/dining area, & leads to breathtaking backyard complete with patio, pool, garden, & yard! Perfect for your summer get together! Upstairs features four spacious bedrooms, including master bedroom with large walk in closet, & ensuite washroom. Centrally located next to parks, schools, & shopping! Don't miss your opp. to come see what this home has to offer!
Taxes (2018): $4,161.04


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- Tailoring
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(Price includes UK VAT)
Available in grey and black, these classic dress trousers are idea for formal events. Wear with Morning Dress. 100% wool.
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Shipping of this product to the UK will cost £5 and has a delivery time of 6 - 8 working days. For overseas addresses, shipping prices and delivery times will be higher. Costs will be calculated in the checkout process. Please read our delivery policy for more information.
Returns and exchanges can be requested within 30 days of purchase. Please read our returns and exchanges policy for more detailed information.


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The end of days are coming this October with LEFT BEHIND, which is based upon the bestselling book series of the same name, co-authored by Jerry B. Jenkins and Tim LaHaye. Starring Nicolas Cage, the movie has been given an October 3rd release date by Stony Lake Entertainment.
The Vic Armstrong film will go up against New Line's Untitled Horror Film (rumored to the ANNABELLE) and David Fincher's GONE GIRL.
LEFT BEHIND follows Rayford Steele (Nicolas Cage) who is piloting a commercial airliner just hours after the Rapture when millions of people around the globe simply vanish. Thirty thousand feet over the Atlantic, Rayford is faced with a damaged plane, terrified passengers, and a desperate desire to get back to his family. On the ground, his daughter, Chloe Steele (Cassi Thomson) is among those left behind, forced to navigate a world of madness as she searches for her lost mother and brother.LEFT BEHIND also stars Chad Michael Murray, Cassi Thomson, Nicky Whelan, Lea Thompson and Jordin Sparks.
Cassi Thomson


text: I recently found out Amazon closed my affiliate account due to Gov. Brown's request to tax online sales. Although he signed a legislation to repeal that, Amazon stated in an email they were forced to terminate all CA associates. However, they are working on re-opening those closed accounts. I am so mad. I was making money with them. Now I have to shut down some of my sites until my account is back up. Beware if you live in California.


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As the debate continues over what's causing health-care cost growth to slow -- Obamacare or the poor economy -- we're seeing another catalyst have a big impact: the patent cliff.
Drug spending fell for the first time in 55 years, but not because Americans are living healthier. Simply put, some high-profile drugs just got a lot cheaper.
This video discuses why the patent cliff, while a huge threat to the pharmaceutical industry, is a huge opportunity to decrease costs for one of the largest drivers of the national debt. Our health-care analyst takes a look at why generic-drug makers aren't the obvious home-run investment they would appear, despite strong industry tailwinds.
Follow David on Twitter: @MotleyDavid.
David Williamson owns shares of Pfizer. Follow David on Twitter: @MotleyDavid.
The Motley Fool has no position in any of the stocks mentioned. Try any of our Foolish newsletter services free for 30 days. We Fools don't all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.


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Lithium is the primary medication used to treat the mania of bipolar disorder, often in combination with anticonvulsants, such as Lamictal, or with antipsychotics, such as the older Haldol or the newer drug, Abilify, reports WebMD. Benzodiazepines, such as Klonopin, are used for mania, while Seroquel treats bipolar depression.
Patients with severe mania or episodes of depression and mania combined are most helped by either older antipsychotic medications, such as Adasuve, Loxitane or Risperdal, or newer options, such as Geodon or Zyprexa, combined with lithium or the anticonvulsant Depakote, states WebMD. Studies show the lithium reduces up to 80 percent of the symptoms and frequency of manic episodes and reduces suicides by 600 percent. Ativan, Valium and Xanax are benzodiazepines frequently used to treat mania.
Symbyax is an SSRI antidepressant that is used to treat bipolar depression, often in combination with the antipsychotic olanzapine, reports WebMD. Latuda is another antipsychotic that is used either alone or in combination with lithium or Depakote. Antidepressants Prozac, Zoloft and Wellbutrin are commonly used for bipolar disorder, but in up to 20 percent of patients, antidepressants can trigger manic episodes. Research shows that the anticonvulsant Lamictal, when used alone, is more useful for preventing future depression than in treating acute bipolar disorder. Individuals using lithium require regular blood tests to monitor the kidneys and thyroid for drug toxicity.


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The Lollipop OS was launched over six weeks ago but has been taken up by under 0.1 per cent of the Android community, according to the latest statistics, but KitKat is rapidly closing in on Jelly Bean.
Android 5.0 has been beset by bugs since it was first made available and this has hampered manufacturers' ability to roll it out to their users. Many users are eligible for the upgrade to Lollipop but have not yet been offered it, which is a big reason for the damaging stat.
What makes this news even worse is that Froyo, which was the codename for Android OS 2.2 and was replaced four years ago, is still being run by 0.4 per cent of Android users, although it's unlikely that many apps will work on phones running that OS.
Better news for Android, however, comes in the form of KitKat's healthy 39.1 per cent share of the market. This is only 6.9 per cent behind the three iterations of Jelly Bean and is the biggest individual version running at the moment by a long way.
Is your phone eligible for Lollipop? If so and you've got it, what do you think? If so and you've not got it, why not? Finally, who out there has a phone that still runs Froyo? We'd love to hear from you.
Find out more about Android's Lollipop problems in the latest issue of Android magazine, available now.


text: ev.hkie.org.hk Date, time & venue 2011-06-24;2:30pm – 5:00pm;Science Park Programme Highlights Electric Vehicle (EV) has been viewed as the one of the best solutions to reduce road side air pollution as well as to enhance energy efficiency for ground transport. Since 2009, several EV models have been launched in Hong Kong. With the kind support from the CLP Power Hong Kong Limited, an Electric Vehicle Driving Day will be arranged for members to experience the "difference" between EV and conventional vehicle with internal combustion engine. Colleagues of CLP will give a short presentation about their experience on EV before the test drive. Members would be able to drive the latest EV models in Hong Kong. Please note that a valid driving licence is required to test drive the EV.


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First I finished the Irish Chain :
Then I added boarders to the Autumn Virginia Reel, which I know made it look much better.
Next came the Medallion (the center is a Feathered Star) quilt and the Half Log Cabin, check out the back side of them.
The back of this one, the Half Log Cabin, shows one of my favorite things to do to back a quilt. I use up as much of the left over scraps from the front as possible. Sometimes I also use fabric from other quilts if I like the way the color goes with the top. Which is how I backed the Medallion and the Country Lanes quilts.
The last one I worked on was another Virginia Reel, which I made using the colors from the blueberry photo in Souplantation.
So this is what I did this past week, backing, tying, quilting, and binding these quilts. It was fun and very satisfying when I finished them. They are all for sale so get in touch with me at email@example.com or reply to this blog. Also check out my website: www.reeskesworld.com


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Extension Pole 621Pro
- Super strong fiberglass construction.
- Retracts to 59″ extends to 21′ high.
- Maintenance free.
- FR rated (Self extinguishing).
- Immediate shipping.
- Made in the USA!
Ergonomically Design
Easy to close and open with no fatigue or jams.
Hundreds Of Uses
From flags to warning signs, commercial or personal.
Over 20 Years In The Field
Outlast ordinary poles for years.
Call Us Toll Free
The Wonder Pole® 621Pro is on sale for $139.00.
Satisfaction Guaranteed
What Our Customers Are Saying
Don't just take it from us, let our customers do the talking!
You get what you pay for
This is a much better quality flag pole than my old pole(made in China) that snapped in a gust of wind recently. I like that it is made in America.Posted by Terry on 30th Jan 2016
Trade Show Display User
The Wonder Pole is the real deal. I didn't understand how sturdy and well built this is until I saw it first hand. Great construction, easy up and down. The Carry Bag makes it easy to haul around to trade shows. We use it to suspend a circular banner over our booth. These things usually are hung from the ceiling. The Wonder pole handled it with ease…Posted by Tom on 14th Feb 2014
Worked for what I needed!!!
The pole came on time and it worked with the speaker stand but had to come up with a way to secure it. I'm happy with the product.Posted by Mannie on 15th Sep 2015
Frequently Asked Questions
What are your return policies?
You can return your purchase within 15 days of receipt if you are not satisfied. We realize that some customers may not get to open the box right away. That's all right. We are not robots here, we are just like you. We buy on the web too. We also understand no one likes to get the run around.
You can always let us know if you needed some extra time. Just be sure not to place the product into use as we cannot resell a used product. Of course if you are using the product, and it is found to be defective or does not perform as advertised, we will replace or refund (Your choice) the entire amount.
We have a terms and condition page for your review. I know, we are busy and it is a bit boring, so we just click "I Agree" and continue to check out. Let's face it, many of those "terms & conditions" are written to protect the seller.
Not here, we have a different model which is, What Is The Right Thing to Do. We realize that you cannot touch or feel the product until it is delivered. To help you we are listing as much product information as we can to help you make the right purchase. If you have additional questions, please contact us, we want to hear from you. We want you to make the best buyer decision before the sale.
We have been in business for over 25 years, and over 21 years on the web. There are two important parts to every sale, the seller gets a fair price, and the customer gets what they paid for. We don't want the sale, we want a satisfied customer!
- Retracted size 59″.
- Extended size 21′.
- Highest UV rating.
- FR Rated (Self Extinguishing).
- 6 sections, telescoping action.
- Top mast .75″ OD.
- Bottom section 2.0″ OD.
- Fiberglass composite.
- Weight 9.5 pounds
How does it work?
Each section of the pole can be extended or retracted to any desired length within the range of the pole. You can extend only one section or as many as you like to achieve the desired length and rigidity. Each Sure Grip handle has a bottom and top part. Unscrew the top part of the handle a few turns and extend that section to the desired length, then screw the top back (Clockwise) until snug. Do not over-tighten the handle as it may be difficult to undo.
How long will the pole last?
Most of our extension poles have been in service for over 7 years and many 10 – 15 years, and counting. This is a quality pole made by our team right here in Oregon. We use only the very best fiberglass, resins, mats, and veils. Then we add UV protections and fire retardant to insure commercial grade standards.
The Wonder Pole model is quality, strength, and all parts replaceable. We do not use epoxy, glue, or rivets to put our poles together. We developed a special method of assembly that insures if any part or parts should break, you can replace them without "sending it back to the factory".
Does the pole sway alot?
This is one of the most frequently asked questions. The answer is not as simple as it may first appear. The movement or sway of the pole is based on several factors such as pole length, how many and which sections are extended, the weather conditions, and what is mounted on the pole, to name a few.
In most cases our extension poles have a small degree of sway. We have thousands of our poles in use and our customers have very little problem with sway. If you have a special application, please contact us and we can discuss your particular use.
Can I run a cable or wire down through the pole?
Yes, you can as long as the wire or cable is not larger then .50 inches. We recommend a bit smaller depending on the application and type wire or cable. If you are in doubt, contact us, we are here to help.
Can I drill a hole into the pole?
Yes, but no larger than 1/4″. If the pole will be placed under a load or used for in a special application, please contact us before drilling holes. Be careful to center the bit and take all of the necessary safety precautions, safety glasses, proper ventilation, etc.
Do you sell accessories for the Wonder Pole?
Yes, we have several accessories. You can purchase stands, mounts, and other items. Many of our sets come with all of the necessary parts needed for that special use. Be sure to see all of our products or contact us for more information.
What colors do you offer?
We stock our Diamond White, and Safety Yellow. Black is also available as a special request, please contact us.
Can you make custom poles?
Yes, we can make custom poles. Please contact us with your requirements. It is helpful up front if you can give us information. Following is a list to start with.
- Quantity.
- Retracted size.
- Extended size.
- How many sections.
- Outside diameter of the top section.
- Outside diameter of the bottom section.
- Indoor or outdoor use.
- Color
- What you will be using the pole for.


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I purchased this device from a street vendor named Elan. It's identical to an iPhone 4, but it runs Android 2.2 and features dual SIM slots and an SDcard slot. It uses plastic where the real thing has metal and glass–but it's otherwise an excellent simulacrum, even sporting a removable backplate that slides off the way an iPhone's does. Where the Apple logo should be, there's the Android mascot, and below it the word "Smartphone."
It's hard to know the actual specs, because the box is too busy boasting about features like "Four-story steel TP," "Tencent Microblogging," and "Flying letters." But one thing is clear: Developing countries in South America are leap-frogging the desktop computer age thanks to cheap Android devices like these. Manufactured in China and imported (often illegally) through Paraguay, the devices land at open-air markets like Santa Efigenia in Sao Paulo, Brazil. That's where I found Elan, along with hundreds of other vendors selling bogus phones alongside real, stolen or used devices.
As someone who owns an actual iPhone, it's natural to wonder: why would anyone want some crappy imitation running Android? It turns out that they're not exactly imitations, and they're far from crappy. I've been using my fake iPhone non-stop for two weeks on WiFi and 3G, and honestly, it's not bad: The battery lasts forever and it doesn't feel like a brick in your pocket.
The lack of conventional Android buttons makes it hard to do things like compose an email, which requires the Menu button. The Home Screen button functions like Back, and the touchscreen is responsive. I can make calls, send and receive texts, play songs and even install apps like Facebook, and it comes with all the pre-loaded apps that older Android devices did in 2010, which is a trip. Elan is honest about the quality of the thing, telling me that if it stops working inside of a month, I can exchange it for a new one.
"These devices are really designed for people in conditions of poverty," says Ronaldo Lemos, who tipped me off about Santa Efigenia. He is the director of the Center for Technology & Society at the FGV Law School in Rio de Janeiro. My bogus iPhone was 260 real–about $130 USD–the upper limit for a low-end knock-off Android phone like this. Despite wandering between half a dozen kiosks, no one will budge on the price, and many are sold out of fake iPhones entirely.
"These phones have two or three SIM slots, they have digital TV and radio antennas–features that device designers should pay attention to," he explains. That's one reason you won't find authentic Apple products anywhere at Santa Efigenia, even though older devices like 2G, 3G and 3GS iPhones are well within the price range: People here don't want them because they are missing key features. Black-market phones often sport two or three SIM slots because not all the mobile networks here are interconnected. Prepaid SIM cards here boast cheap data (Vivo, the most popular network in the big cities here, has a pre-paid data plan that costs only 9 reals, or $4.50 USD, a month). Calls are $0.80 a minute.
At another kiosk, which the vendors refer to as "boxes," a woman named Susan pushes me a fake iPhone 5 featuring 32GB of memory and three SIM slots. A retractable antenna (picture an 80s sedan) provides digital TV reception so I can watch soccer. It's 400 real, or around $200 USD, which is too rich for my blood considering that the OS isn't Android, but a pixel-for-pixel iOS imitation built in Java. With a heavy Chinese accent, she claims this phone is actually running iOS 6, which it clearly isn't–but arguing is pointless because her command of Portuguese only extends to basic phone specifications.
Apple iPhones are not the only fake fare at Santa Efigenia. A Galaxy S knockoff here, running the newest version of Android, Jelly Bean, has a gorgeous 5-inch color screen and admirable build quality for 500 real or $250 USD. By comparison, a real Samsung Galaxy S in Brazil costs around 1700 real, or $850 USD. (Street price in the U.S. is around $600 unlocked.) Bigger tablets and notepads are here too, and the quality is by all appearances excellent. Imitation Samsung devices, many with questionable model names like "Galaxy Gum" and "Galaxy S3 Mini," are even cheaper. [Update: a "Galaxy S3 Mini" was just announced by Samsung today, but it's doubtful the kiosks at this market had authentic pre-production devices.]
I find a vendor named Karam selling authentic Samsung devices, complete with government receipt. He came from Lebanon to sell electronics here, but says that fake devices started showing up about two years ago, undercutting his sales. "I would say seven out of 10 people that come to my box are looking for the illegal phones," he tells me in English. "It's very bad for us."
Elan, who has sold gray-market devices in Santa Efigenia for six years, says these devices are actually cheaper in Brazil than in his native city of Shanghai, since importers here buy in bulk. In China, he says, these devices are distributed legally to individual stores in smaller volume, driving up the price. He isn't shy about the fact that the device was smuggled in; he tells me up-front that I won't be getting a nota fiscal, or government receipt.
As a gringo in Sao Paulo, it took me about 10 minutes to find a vendor selling these things once I arrived at the market. And each of the vendors I spoke with gave me a business card with their phone number and box address, in case I wanted more.
Follow @chrisdannen on Twitter.


text: I received the formula X System Xcel gel like polish system, with T.G.I.F. Color. I was sent this via Sephora and @influenster for free to review. But this is my honest review and the opinions are my own . I was extremely skeptical when I got this kit because I have tried many other gel type kits. However I was extremely surprised to find out how much I enjoyed using this set . Everything dried fast as I layered it. And it has remarkable staying power. Normally my nail polish starts wearing off within 24 hours even if I have it done professionally. And this has been on my nails for five days and still looks perfect and fresh. The only drawback or suggestion I would say is that the cleaner brush is kind of wonky and splits but other than that everything was perfect.


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Investors must boldly go where few have gone before, Jim Cramer said Wednesday on CNBC's "Mad Money." In other words, they must learn to sometimes stand up and challenge the conventional wisdom of the markets.
Stocks rallied on Wall Street Wednesday, as the Dow Jones rose 92 points, or 0.7 percent, to close at 12,627; the Nasdaq gained 21 points at 2,875 and the S&P 500 edged up 11 points, or 0.9 percent, to end at 1,331. But three key factors continue to weigh heavily on investors' minds.
Ongoing chaos in Europe, slowing growth in China and the U.S. fiscal cliff of 2012 each spells a grim outlook for the global economy. And all are valid concerns. "They're intractable," he said. "They make us want to sell everything and go home, comfortably ensconced in short-term Treasurys."
But at the risk of sounding like a "reckless optimist," Cramer pointed to several crucial cliffs — tied to personal household debt, corporate spending, municipal bonds and housing — that many feared back in 2008 and that have all seen substantial recovery by now.
Household debt that once far exceeded disposable income has fallen to the pre-stock market boom levels of 1994, he said. And while corporations were once bogged down by layers of debt, companies are constantly paying off debt by issuing equity or new debt at much lower rates — especially among the financial space. Municipal bonds have made "terrific investments," and while we did fall off the housing cliff, we're now seeing several straight months of "good sales" and higher prices across the board.
In this same vein, Cramer broke down the woes facing the world and explained why they may not be so terrible after all.
First, while the situation in Europe does seem catastrophic, he said the biggest fear of debt contagion has already long been priced into the U.S. market. And while commodity prices are down big time, "people are still way too bearish on how much oil we're going to produce in North America."
As for China, the country made its first rate cut earlier this month and the central bank has plenty of room to make more.
Finally, there's the U.S. fiscal cliff. Cramer suggested it may not end up being a cliff at all, and that going over could, in fact, be positive. "Maybe it's a chance to abolish the uncertainty and become a solvent nation," he said. "And if we were to simply borrow a trillion dollars in 20-30 year paper, we wouldn't be worried about the cliff at all." He added that embracing natural gas would also create more jobs, lower gas prices and increase U.S. national self-sufficiency.
"No, I am not saying it's time to get all bullish," Cramer said. "I am simply saying they will snap back much faster than they did in 2008 [and] 2009, when, not if, it happens."
The bottom line: "We invest in stocks and not the Chinese real estate, Spanish bonds or U.S. tax rates," Cramer said. While the bear case may sound smart, there's real money to be made in "considering that there may not be as much bull in the bull case as you think."
Read on for Cramer: How to Trade an Obamacare Ruling
Call Cramer: 1-800-743-CNBC
Questions for Cramer? email@example.com
Questions, comments, suggestions for the Mad Money website? email@example.com


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Most Helpful Girl
yes,but his eyebrows make him look evil lol
i do love the evil look though!
Have an opinion?
i don't find him attractive at all, in fact, I find him repulsive!
im a dude!
lol I think his abs are photoshoped
no that's how they look like ..he has a sexy body!
Seriously? What a waste of my time.
What a hunk. Sexy smile too.
Dreads are nasty. People rarely ever wash them.
what a dreamboat
lmfao. best answer.
I got excited because I saw the word "dreads," but then I saw the picture, haha. Not my type at all, seems high-maintenance and "overdone." I don't like really muscular guys.
i guess if you're into the whole surfer-stoner type of guy then yeah
He's not my type. That doesn't mean he's unattractive, but I don't find him sexy or anything.
Not my type, but ill admit he's attractive looking.
eww no
Hell yes...game of thone? So sexy !
He's attractive but not my type
dreads locs are ill:O
Eh. I've seen better. He has a nice body though.
not my type but he is ok!
he's cute, but not my type
Dreadlocks, to me, look so effing dirty. I think hair is important. No matter how hot you are if you got nasty hair - no way.
If he chopped the hair off then he'd look good but if I saw him in the streets I wouldn't give him a second glance.
You cannot undo this action. The opinion owner is going to be notified and earn 7 XPER points.


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Fullsize Titflash Display
D's Age: 36 - 42 years
Submitted from: United States
Titflash Photo ID: 16671
Rate Tits : This Photo of D's Medium Tits is
Search for more Tit Photos from D
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Our titflash pages are under heavy reconstruction. Some pages still have the old layout and will appear under the new layout soon. Please apologize the dust.
Voyeurclouds and VCity are our main adult lifestyle platforms. Join the fun and see hundreds of instant adult lifestyle and voyeur postings at VCity now.
We tolerate real amateur posters only. No lame internet copies - real pics and videos from real people only!
Please explain in a few words why this photo is not appropriate:


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The 22-year-old striker underwent surgery on his injured groin in November last year, but it failed to completely eradicate the problem and he subsequently missed the end of the Premier League season.
Bendtner admits he is still in a lot of pain, despite having had complete rest since leaving the World Cup, and is set to undergo a scan when he returns from holiday.
"I still feel quite bad in my groin," he told the Mirror. "Sadly it hasn't been better during my holiday like I expected it to giving it nothing but rest. And that worries me a lot.
"I had counted on that a total break from football and training would heal the injury, but it hasn't happened. I don't know where I am in relation to playing football. It doesn't feel good at all - some mornings I can hardly get out of bed.
"I have spoken to Arsenal throughout the holiday and I am having to do a scan when I return this week. My whole body must be scanned to find out where the groin problem really comes from. I still feel pain and it is very frustrating."
Meanwhile, Thomas Vermaelen is convinced Arsenal can end their five-year trophy drought next season, and looks set to have new company at the heart of the Gunners defence as Laurent Koscielny closes in on a £10 million switch to the Emirates Stadium.
With Arsène Wenger now turning his attentions to the new season the squad is set to begin training later this week ahead of the traditional pre-season friendly at Barnet on July 17, although those who have been in international action will get extra time off.
Belgian centre-back Vermaelen was Arsenal's only summer signing last year, but proved another gem unearthed by Wenger as the £10 million former Ajax man settled quickly into the English game.
With veterans William Gallas and Mikaël Silvestre set to leave after the end of their contracts, and Sol Campbell considering his options, Wenger is eager to bolster the backline, having already secured the capture of long-term target Marouane Chamakh, the Morocco striker.
Koscielny, 24, is understood to have finalised personal terms on a four-year deal worth around £10 million to French club Lorient, who are set to sign Bruno Manga as a replacement.
How the young Frenchman adapts to the hustle and bustle of English top-flight football remains to be seen.
However, Vermaelen, also 24, believes Arsenal can mount a sustained challenge for honours having again promised so much but failed to deliver in 2010.
"It is not easy when you come from another country because the Premier League is the hardest league in the world," he told Arsenal TV Online. "I learned a lot from playing at a higher level, I have learned from different situations in the games, so I hope that I can improve next year.
"This year it did not work out, but we have a lot of good players and a good team with a lot of quality. We have to continue what we have been doing, we are working hard.
"I am convinced that next year we can win trophies with this team. We had a lot of injuries, and if we can all be fit for a long time next season, it will be a good year for us."


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Although we don't believe in timing the market or panicking over daily movements, we do like to keep an eye on market changes -- just in case they're material to our investing thesis.
This morning the weekly initial jobless-claims report was released for last week, coming in at 305,000 -- lower than the previously revised reading of 310,000 and much lower than the expected 330,000 new claims economists had forecast. Additionally, the four-week moving average for claims is not down to 308,000, which is a level we have not consistently seen since 2007.
The positive jobs report has helped push the major indexes higher this afternoon: As of 12:45 p.m. EDT the Dow Jones Industrial Average (DJINDICES:^DJI) is up 47 points, or 0.31%, while the S&P 500 is 0.35% higher and the NASDAQ has risen 0.63%. Nevertheless, a few losers can be found within the Dow.
Dow losers
Yesterday Intel (NASDAQ:INTC) announced that it would keep its quarterly dividend at $0.222 per share -- the same amount as the past five quarterly distributions. The previous amount of $0.21 per share was increased after four quarters, while the amount prior to that was raised after just two. While it's unlikely that investors are selling today strictly because of the dividend amount, the stagnant payment may now begin to raise questions among investors about the health of the company. When board members believe the company is strong and will continue to produce a sustainable amount of free cash flow that can be paid back to shareholders, they raise the dividend. But when they're unsure about how much money will be coming in, they either decrease the dividend amount or simply maintain it, as Intel has decided to do. Shares of Intel are lower by 1.6% today.
Shares of Cisco (NASDAQ:CSCO) are also moving lower today because of news from yesterday. Last night on CNBC's Closing Bell, Cisco CEO John Chambers presented a challenging road ahead for the company. Chambers said that while the U.S. is a growth engine, European demand is recovering and emerging markets are "mixed." The company provided weaker-than-expected guidance for the fourth quarter last month after reporting earnings, so news that a number of markets the company operates in are performing poorly shouldn't be a surprise. But when your CEO comes out on national television a month after first telling investors things will be tough, it doesn't suggest that this will not be a short-lived downturn. Cisco's stock is down 1.3% today.
Lastly, shares of Caterpillar (NYSE:CAT) are down 0.6% this afternoon. My colleague Reuben Brewer recently noted that the company has recognized that in the short term, business may struggle due to regulations on the coal industry and the current economic downturn happening throughout the world. But management believes the company has a long runway ahead of it based on world population increases and the need for basic structures, roads, and so on, which will all require Caterpillar's equipment to build. Furthermore, the increase in population will increase the demand for energy and most likely coal will be a part of that equation. It may be hard to deny that Caterpillar will be around for the long run and that as population growth occurs, construction will be necessary. But all of this unfortunately will not happen for a number of years, and that doesn't help an investor who wants returns today and feels that if Caterpillar can't provide them, someone else will.
Fool contributor Matt Thalman owns shares of Intel. Check back Monday through Friday as Matt explains what caused the Dow's winners and losers of the day, and every Saturday for a weekly recap. Follow Matt on Twitter @mthalman5513.
The Motley Fool recommends Cisco Systems and Intel. The Motley Fool owns shares of Intel. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.


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This has been nominated for the upcoming Featured Articles.
Squirt is the tritagonist of Camp Lakebottom and lovable best friend of McGee.
Personality Edit
He and McGee seem to be inseparable. He also has a knack of making friends with monstrous animals, and with their help manages to get himself and his friends out of scrapes time and time again. He is also very intelligent. He cares deeply for any animal, quickly adopting them, even though they are not or ever should be house pets. You could even say: with his childlike curiosity, he is the innocence and heart of the Bottom Dwellers group.[2]
Appearance Edit
Squirt is obese, has black hair and eyes, peach skin, wears a yellow hooded shirt, brown pants, and brown sneakers.
Trivia Edit
- As revealed in "Afternoon of the Living Gitch," Squirt never washes his underwear.
- "Bite of the Buttsquat" is the first episode where Squirt is shown to be disgusted by flatulence, possibly meaning that he likes gross things in general.
Gallery Edit
|The full image gallery for Squirt may be viewed at Squirt/Gallery.
References Edit
|Main Characters
|McGee - Gretchen - Squirt - Sawyer - Rosebud - Armand - Buttsquat - Suzi
|Supporting Characters
|Chipper - Toothy - Sawyer's Mom - Sterling - Slimy - Webster - Papa Gnome - Were-Chicken - Kevin - Frankie - Esmeralda - Bloody Marty - Spitbeard - Pinky - Squaby - Hanky Stanky - Dream Weevil


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Republican Bob Beauprez to submit signatures today in gubernatorial bid
Former Congressman Bob Beauprez, who is running for governor, supposedly paid a pretty penny to collect the ballot signatures he is turning into the secretary of state's office at 8 this morning.
Most politicos agree if he didn't collect enough signatures it will be embarrassing — and not just because of the money spent but because of the historical precedent.
Beauprez, one of seven Republicans looking to unseat Democrat John Hickenlooper in November, also ran for governor in 2006. He got on the ballot through the assembly process, but his GOP gubernatorial rival Marc Holtzman just missed. Holtzman fans believed some underhanded goings-on at the state assembly accounted for his failure to get at least 30 percent of the delegate vote — he got 27.8 percent.
Holtzman already was collecting signatures as a backup. In fact, before the assembly Beauprez wrote him a letter asking him to give up his petitions and to accept the will of the delegates. (Of course with two candidates, it was expected both could go through the assembly and get on the ballot. With seven, it's another story.)
After failing at the assembly, Holtzman needed to collect 1,500 signatures in each congressional district, but fell short in the 1st and 7th districts. He then appealed to the Denver District Court and the Colorado Supreme Court. Holtzman lost his legal challenge, capping a tumultuous four-week process that had party officials on the edge of their seats. Beauprez, the lone Republican on the primary ballot, went on to lose to Democrat Bill Ritter.
Beauprez's attorney, by the way, was a guy by the name of Scott Gessler, who now is secretary of state. Gessler also is running for governor.
Holtzman now lives in Hong Kong with his wife and their three children. (He couldn't be prouder of 5-year-old Ava and her effort to make sure Rwandan children have pajamas.)
"The convention was not one of my favorite experience," he said, in an e-mail where he advocated for a different system than the caucus-assembly route.
"Colorado is poorly served by a process which places an inordinately large amount of influence in the hands of too few people. Issues important to mainstream voters get lost in a lot of hard-edge rhetoric," he said. "I'd much prefer to see the nominee selected in a primary where independents could have the choice to participate as well. The result would better serve the party and, most importantly, Colorado."
In this election, Beauprez got in the race so late he decided to get on the ballot through the signature process. He is the only gubernatorial contender going only the signature route.
All candidates who are petitioning onto the ballot must turn in their signatures by 5 p.m. today. Former Congressman Tom Tancredo was the first gubernatorial candidate to turn in his signatures, dropping off his boxes last Thursday. The early bird has an advantage: Voters are allowed to sign only one petition per race, so if a Republican accidentally signed Tancredo's and some other gov candidate, Tancredo gets the credit because he was first.


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But Ipswich have announced they have parted company with manager Paul Jewell by mutual consent.
Tuesday night's 2-1 home defeat to Derby sent Town to the foot of the Championship table, 10 matches on from their solitary league win this term against Watford.
Club owner Marcus Evans: "Since he first walked through the door here, no one has worked harder to bring success to this football club than Paul Jewell.
"Unfortunately his outstanding commitment has not been rewarded by results on the pitch and having spoken with Paul at length, we feel it's best for him and the club if we go our separate ways.
"I'm bitterly disappointed - as is Paul - that it has not worked out as we had hoped when he became our manager 21 months ago and I would like to put on record my thanks for his services to the club and wish him every success in the future."
Jewell: "I could not have had any more support than I have done from Marcus Evans and (chief executive) Simon Clegg. I have enjoyed working with both of them in my time as Ipswich Town manager.
"We all know that football is a results business though and I've never hidden from the fact that our results have not been good enough.
"It's been a privilege to be manager of such a fantastic football club and I want to thank the staff and the supporters for the backing they have given me in my time at the club and wish Ipswich Town the best of fortunes ahead."
Source: Newcastle United Mad
Source: FOOTYMAD


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VDO M1 WL Wireless Bike Computer
Reference number: 420129
The VDO M1 WR Bike Computer is equipped with a large, easy to read display that can be divided into three areas, but it shows only the requested function. Other practical features such as the battery status indicator and a permanent data storage (wheel size, ride time, total distance) top off the M1 WR.
Add to compate list Add to Wishlist
Помощ за Вашия избор?
Безплатна доставка за 1 рабоден ден. Виж повече
Помощ за Вашия избор?
Свържи се с нас
Bike Functions
- Current speed
- Trip counter
- Current distance
- Total distance
- Clock (12/24 h in am/pm format)
Other Features
- Large display
- Only one function shown at the display
- Scan function: automatic return to speed display
- 7 languages selectable, DE/GB/FR/IT/ES/NL/PL
- Battery status
- Data storage during battery replacement
- Settable for 1 wheel size
- Auto start/stop
Dimensions and Performance
- Device dimensions, BxHxT: 3,8x4,9x1,6cm
- Display size, BxH: 2,9x3,9cm
- Weight: 28g
- Computer battery type: 3V, CR2032
- Computer battery life: approx. 1 year ( approx. 10.000km/6.000mi)
- Transmitter battery type: 3V, CR2032
- Transmitter battery life: approx. 1.5 years ( approx. 15.000km/9.000mi)
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text: I need to see how the day pans out... I would enter a limit order target of 50 YM points (5 bucks a point) if I "get in", with one contract. This is little stuff. I would exit ...stay in... or reverse with a "time stop" on Friday at near the close if the target was not realized. This is considered an overnight hold and the speculative margin of $2,813.00 initial and $2,250.00 maintenence would apply if I entered. This is the symbol YMM7 (June 2007 contract). what do you guys think? I know I am a "one contract per 5K" piker heheh... Master YM Trader Michael B.


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Newly elected Senator Mazie Hirono (D-Hawaii) will become the only new member of the Senate Judiciary Committee during the next session of Congress, the Senate Democratic Steering Committee announced Wednesday.
Hirono, a lawyer and graduate of Georgetown University Law Center, will be filling the committee spot vacated by retiring Senator Herb Kohl (D-Wis.). There was no announcement Wednesday about any subcommittee assignments.
Hirono has been a U.S. representative for Hawaii since 2006; she won the Senate seat in November after Senator Daniel Akaka (D-Hawaii) decided not to run for re-election. Born in Japan, Hirono will be the first Asian-American woman in the Senate.
In the House, she served on two committees: Education and the Workforce, and Transportation and Infrastructure. Her website lists her legislative priorities as including job creation, education, transportation, renewable energy and the environment.
Hirono has a background in legal and political work. After graduation from law school, she returned to Hawaii and was deputy attorney general before entering private practice, Hirono's website states. She was elected to the Hawaii State House of Representatives in 1980 and "made her mark in the state House as a consumer crusader." In 1994, she was elected the state's lieutenant governor.
The steering committee also announced a new chairman and two new members for the Senate Homeland Security and Government Affairs Committee, which handles all confirmations for judges nominated to the D.C. Superior Court.
The new chairman is Senator Tom Carper (D-Del.), who replaces Akaka, a longtime fixture at the superior court nomination hearings. The two new committee members are Senator Tammy Baldwin (D-Wis.), who is an attorney, and Senator Heidi Heitkamp (D-N.D.).


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Our Early Years Programme offers a rich, challenging and stimulating curriculum designed to generate an enthusiasm for learning and value it as a life-long process. Our schools endeavour to ensure the development of a strong foundation of skills, knowledge and understanding while meeting the needs of the individual child.
The Early Years Programme is founded on the belief that all children are naturally curious and disposed to learning. They are creative, imaginative, energetic and resourceful. The focus of the curriculum aims to capitalise on these natural dispositions by providing meaningful, authentic activities in which children can become absorbed, committed and successful.
Inspired directly by the world renowned Reggio Emilia Approach to Early Years Education, the Kiddy English Curriculum offers a holistic inquiry approach to constructivist learning which is firmly grounded in the expressive arts and in the development of the creative thinking skills necessary for fulfilling your child's potential in the 21st century .
Experienced within a full immersion English context which draws on the British Curriculum for the development of literacy and numeracy skills and offering your child weekly opportunities to experiment with the Chinese language, experience yoga and expressive movement and discover the Bruno Munari Creativity Laboratory, our curriculum actively supports and guides your child in discovering the wonder of learning during their early years while also encouraging a seamless progression onto the outstanding International Education offered at International School of Milan through the International Baccalaureate Inquiry Approach Primary Years Curriculum.
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text: On 2/3/06, Ben Bolker <bolker at zoo.ufl.edu> wrote: > Gabor Grothendieck wrote: > > >> [GG] > >>A few comments: > >> > >>>- what is the difference among Manuals, Cookbooks and Tips and Tricks. > >>>Its not clear to me. > >> [BB] > >> Manuals and "cookbooks" are longer and by a single or a few authors; > >>tips and tricks are shorter and more collaborative (I've tried to > >>clarify a little bit by adding a few short descriptions to > >>"start2"). That said, I think the subdivision within "Guides" > > > > [GG] > > This is still not clear.. There are THREE categories currently, > > not two. The three possible categories I can see are: > > > > - official R manuals. The official manuals that come with R wifieid. > > - other R documents. Contributions from users. > > - snippets. Paul Johnson's collection, etc. > > > > Is that the distinction? Should it be? > > > > Are you looking at http://www.sciviews.org/_rgui/wiki/doku.php?id=start2 > ? it has "Getting Started", "Guides", "Tips & Tricks", "R Packages", > "R Documentation", "Links", "Miscellaneous". > I would say "R Documentation" = your category #1 > "Guides" = your category #2 > "Tips & Tricks" = your category #3 > > I like this set of categories and (for the most part) names for them. > > I can imagine arguing some more about the proper name for Tips&Tricks > (= Snippets = Short examples & notes = Rtips and other stuff = Code > library = Shorter material = ... ?); I can also imagine that "R > Packages" needs some clarification (what's in here? notes on R packages? > Wikified documentation -- or is that in "R Documentation", which claims > to have help for all of CRAN and Bioconductor?) Yes, I am looking at that link. Reproducing part of it here: Getting Started Do you want to know what R is, or do you want to start using it? Get started. I tried to make the section header into a link to getting-started:getting-started, but DocuWiki didn't seem to understand ... What is R? – A short explanation and a few examples of R's potential Case studies – People explain how and why they started to use R R installation – All you need to know to install R and additional R packages Reference cards – Brief overviews of tasks and associated commands Translations – To and from other statistics packages and computer languages provide link to foreign-language information? FAQ – Beginners' Frequently Asked Questions Guides Longer documents introducing R, demonstrating particular kinds of analyses, or describing how R is used in particular fields previous link was to tutorials:tutorials. Was that right?? Demonstrations – Let you drive and look how R works Tutorials – Let you drive, but do it yourself Manuals – Textbooks, classical approach Statistics with R Cookbooks – Textbooks, learn-by-example approach Tips & Tricks ... Now the last three are Manuals, Cookbooks and Tips and Tricks. To me a cookbook is the same as tips and tricks. For example there are a number of O'Reilly published books called cookbooks that are collections of snippets. Thus we need to get rid of the cookbooks category. Also what is Statistics with R? Is that a statistics book that happens to use R? If so, that is not a manual and those should not be listed under manuals or else manuals needs to be a different word. I am not sure what is intended here.


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Israel sees support by US congressmen pushing for more US military aid as a vindication. (JPost).Likud ministers and MKs close to Prime Minister Benjamin Netanyahu expressed satisfaction Monday with 83 US senators writing a letter to US President Barack Obama urging him to quickly approve a new defense aid package for Israel worth more than the current $3.1 billion per year.
Obama has reportedly agreed to raise the package to $4b., but Congress wants him to go higher.
"There is wide support for Israel's security needs, crossing camps in the Senate and among the American people," said Tourism Minister Yariv Levin, who has become Netanyahu's closest political ally.
"The letter proves relations are strong, and attempts to paint our relations as if they are in crisis are wrong. The reality is very different.""All those who have blabbered about international isolation should stop lying to the public," Boker said. "Unfortunately, there are still people in Israel who believe Israel must fit itself to the demands of its allies instead of acting out of Israel's national interests."
Kulanu MK Michael Oren, a former ambassador to the US, suggested that the senators who signed the letter understand Israel's security needs better than Obama. He mocked the US president for saying in Germany that the current era is "the most peaceful, most prosperous, most progressive era in human history."
"President Obama's claim that the world is more peaceful will not reassure the citizens of the Middle East, hundreds of thousands of whom have been murdered and millions displaced," Oren said. "Israel is dealing with many significant security challenges in the heart of the Middle East, and I'm glad that this has been recognized by the 83 senators who signed the letter." Read the full story here.


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Although the former owner of Cypress Gardens took his time in coming to see the tourist attraction that took its place, Kent Buescher said it was worth the wait.
WINTER HAVEN | Although the former owner of Cypress Gardens took his time in coming to see the tourist attraction that took its place, Kent Buescher said it was worth the wait.
Buescher, who owned the theme park from 2004 to 2007, toured Legoland Florida on Wednesday, accompanied by Legoland General Manager Adrian Jones.
"I was thrilled to see that they were able to utilize so many of the elements we had added, so they didn't go to waste," said Buescher, who now lives in Valdosta, Ga. "I was thrilled to see how good a job they had done re-imagining the park to fit the Lego franchise. It was during spring break, so there were many, many excited families there. Everywhere I looked, I saw people having fun and that was thrilling to see."
Buescher and Jones posed for a photo beside a life-sized model of a Southern belle constructed from Lego bricks near the entrance to a 30-acre botanical garden still known as Cypress Gardens. The model pays tribute to the young women in antebellum hoop skirts who worked as hostesses at Cypress Gardens.
Buescher paid $7 million in 2004 for Cypress Gardens, an attraction founded as a water-ski show by Dick Pope Sr. in the 1930s. At the time, Buescher also owned Wild Adventures Theme Park in Valdosta.
Months after he took ownership, a series of three hurricanes in six weeks barreled through Polk County, causing millions of dollars in damage and delaying plans to reopen the park.
A dispute over insurance coverage led Buescher to put Cypress Gardens up for a bankruptcy sale in 2007. Land South Holdings, a local real estate firm, bought the property for $16.8 million.
Land South sold the property to Merlin Entertainments Group in 2010 for an estimated $22.3 million.
Buescher, 57, now serves as president and CEO of U.S. Press, a printing company he and his wife founded in 1981 and sold in 1999. He said they bought the company back after leaving Central Florida.
Buescher admitted that the return was a bittersweet experience.
"Listen, I loved the time I had at Cypress Gardens," he said. "It was a labor of love to have worked to get it open and to see people coming back in and see it preserved. ... I made many, many friends in Central Florida, and I miss the opportunity to see them. And I miss being in the park business. It was fun."
Buescher said it was an unexpected bonus to get a personal tour of Legoland from Jones, the general manager.
"It was such a pleasure meeting Kent after learning so much about him over the last few years," Jones said. "He is an integral part of the rich history of Cypress Gardens and he worked so hard to transform and maintain the park until it was destroyed by the hurricanes in 2004. His passion and love for the grounds are to this day still infectious. Touring him through what it has become today was an honor."
[ Gary White can be reached at firstname.lastname@example.com or 863-802-7518. ]


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New Trier's comprehensive academic program is recognized across the country for its rigor and focus on providing appropriate instruction for every student
New Trier offers an array of supportive services to help every student succeed in high school and create plans for life after graduation
With 35 interscholastic sports, more than 150 student clubs, a strong intramural program, and performing arts opportunities throughout the school year, New Trier truly offers something for everyone
New Trier's administrative departments support the functions of the school district while keeping students at the center of all decision-making
The District 203 Board of Education represents the communities New Trier serves and gives residents a voice in school decision-making
Our online calendars contain the most up-to-date information about daily events at New Trier
New Trier alumni and parents can stay connected to the school through one of our many organizations
Applied Arts courses fall under: College, Career and Exploratory Paths
Join us for the 4th Annual STEM Engineering Camp
All campers will be engaged in hands-on activities, friendly competitions, and exciting creative thinking building challenges. Each year there will be different challenges that are designed to survey different engineering fields and of course to have fun!!
Campers will experience projects that focus on: Laser Cutting, 3D printing, Basic Electronics, Robotics, Solar Energy, Rockets, Biomedical Engineering, Prosthetics, Sustainable Design, Architecture, and Construction.


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The Hotel - Creekside Lands Inn
Welcome to the Creekside Lands Inn hotel in Charleston, South Carolina where you will find true Southern Hospitality. Located near historic Charleston, the Creekside Lands Inn hotel is an intimate retreat secluded among moss draped majestic oaks and a spectacular view of Long Branch Creek, a tidal saltwater creek teeming with shrimp, blue crab and a variety of fish.
The hotel has a small private dock extending into the creek which is great for crabbing and fishing. There is also a picnic area with grill and picnic tables, right by the swimming pool where you can enjoy family time.
Ideally located 5 miles from historic Charleston, Patriots Point Naval and Maritime Museum, Fort Mountie National Monument, and the Boone Hall, Magnolia, Middleton Place and Drayton Hall Plantations.
Hotel Ameneties:
Guest rooms feature newer furnishings and updated bath amenities
Outdoor swimming pool with barbecue grill
Wooden dock reaching into the creek with a relaxing view, great for fishing and crabbing
Fresh complimentary continental breakfast provided in the hotel lobby
Complimentary High-Speed Wireless Internet access throughout the hotel
Secure Parking area
Creekside Lands Inn Hotel is located off Savannah Highway (US 17) in West Ashley which refers to the area west of the Charleston peninsula, bordered by the Ashley River and Intracoastal Waterway. West Ashley is the oldest suburb in Charleston and the closest to town.
Please continue browsing to read more about our Hotel in Charleston, SC, view pictures and descriptions of our rooms and more about must see attractions and beautiful places to visit during your stay in Charleston, SC.