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The dedicated City Of Heroes players behind the Save Paragon City! campaign have detailed a three-stage plan to save their beloved MMO, which has provided more than eight and a half years of dynamic adventures. Titan Network administrator and campaign figurehead Tony Vasquez told us that their efforts are endorsed by a number of heavy-hitting celebs - including Neil Gaiman and John C. Wright - and that their "optimal outcome" would be Paragon Studios becoming a standalone company. Free from NCsoft and supported by fan contributions, or aligning with another publisher, the servers could therefore stay open.
Vasquez also put out an impassioned plea for support, appealing to the wider gaming audience to appreciate how heartbreaking it would be for nine years of camaraderie and friendship to end with the "flip of a switch."Click here to read more...
Portal co-creator Kim Swift is on a mission to prove that the current spate of hyper-realistic, ultraviolent games doesn't have to be the status quo; that games can be "fun for everybody" even though they're heavily stylised and non-violent. Her upcoming title, Quantum Conundrum, plans to fight back against this attitude, demonstrating to other developers that it's "super-easy" to make a good, non-violent game. And just as importantly, demonstrating to gamers that "there's room for other types of games out there."Click here to read more...
Vessel, the exceptional fluid-based puzzler from Strange Loop Games, is already one of 2012's most impressive titles - indie or no. However, excitingly, console players will be able to try out the exceptional experience for themselves before the end of the year.Click here to read more...
Ever since Rare shacked up with Microsoft and changed their focus to Kinect titles, plenty of pundits and gamers have expressed their discontent. In fact, we even nominated them as the studio we miss the most... despite them being alive and well! However, Phil Dunne, a 15-year Rare veteran and director at Starfire Studios, has spoken out to defend the controversial company - and reckons that we don't give them the credit and respect that they deserve. Full story after the jump.Click here to read more...
After THQ promised that the PS3 version of Saints Row: The Third would ship with exclusive PS3 content, we were all a little disappointed then it was nowhere to be found. However, we postulated that it could be added retroactively via DLC, and Sony has confirmed that this is indeed the case.
And, in fact, it's better than we'd hoped. PS3 owners will receive Saints Row 2 for free, which is bundled with the online pass in each new copy. You'll have 90 days to redeem, with the offer expiring in February 2012. Regardless of whether this was always the plan or a last-ditch attempt to save face, we love it when a plan comes together.
Yet another exclusive content promotion seems to have fallen through. After Battlefield 3 failed to provide PS3 players with a free copy of Battlefield 1943, it appears that Saints Row: The Third's promised PS3-exclusive content is nowhere to be found. Joystiq reports that the game is identical on all platforms; at odds with THQ's E3 pledge to provide a "multiplayer mode on the PS3" based around the franchise's "signature weapon." Which would have probably been a special Whored mode gametype using the giant purple sex aid, I suppose.
It's possible that this content could be delivered retrospectively via DLC. We'll have to wait and see. For now, though, I'd take any E3 promises with a massive handful of salt.
Codemasters were naturally keen to showcase the console versions of F1 2011 at their recent British press event, but they'd also brought the Vita version for us to try out. Since I'd already had a go over at E3 last month, I was keen to pin down exactly what we can expect from the handheld port. Codemasters' Andy Gray was on hand to answer some of my questions, which shed new light on the Vita version's functionality. They "just want to make a good F1 game" regardless of format - and with this admirable sentiment in mind, the handheld version will provide a refreshingly hardcore racing experience despite pressure from Sony to include absolutely every feature that the PS Vita has to offer.
See below for the brand new (and exclusive?) details, questions and answers - as well as new intel about the rear touch pad support and new bite-sized challenge modes.Click here to read more...
At the latest Codemasters press event, we had the opportunity to get hands-on with F1 2011 on consoles, interview several members of the dev team and try out the handheld versions. What we also got to do, though, was take a little look at the achievement list - which we've listed in full for your convenience below. Note that, since F1 2011 is still a work in progress, that this roster may change before the September release.
Bobby Kotick's Activision may be the current public enemy number one when it comes to developer treatment, but renowned FPS designer Stuart Black has spoken out against EA's policy towards its developers. Whilst he praises developers that treat their employees as valuable individuals (and claims that they make better games), he claims that the bigger publishers lack respect for their employees.
"[Developers such as Valve and Blizzard] build on their ideas and themes and the games they develop get richer. But those teams that chop and change on membership, they flounder. I'll pick out, just in broad terms, EA – I don't think there's a lot of respect for individuals on teams, the team members are building blocks that they can just mix and match…"
Stuart went on to explain that he's built a close-knit and passionate team to develop Bodycount, the upcoming spiritual successor to Black at Codemasters Guildford. We're excited to see if they deliver a triple-A product as well as Black's trademark ultraviolence. [The Guardian]
'Celebrity' industry analyst Michael Pachter has predicted that we've our last platform exclusive from the big publishers. Whilst first-party developers (such as Media Molecule and Rare) will still continue to create exclusive games as per their contracts, Pachter believes that publishers simply won't cut their profits in half by releasing AAA titles as system-specific games.
"I don't think you're going to see Ubisoft or Take-Two or Activision do an Xbox 360 or PS3 exclusive ever again because the install base of the two consoles is just too big to ignore. They'd be giving up way too much unless Microsoft is willing to pay up."
Pachter also predicts that Microsoft will be the worst off from the situation; a situation our very own Matt Gardner has already foreseen.
"I don't think Microsoft is willing to pay up what it's going to take to ignore that whole PS3 crowd."
He's also stated that we can expect to see Splinter Cell Conviction on the PS3 within the year. [Gametrailers Pach Attack via Gamerzines]
Red Dead Redemption, Rockstar's upcoming Western, has been rated M due to excessive swearing, violence and shockingly adult themes. Drugdealing, mutilated corpses and plenty of gore will certainly help shift a few copies thanks to its simple shock value.
"Language such as 'f**k,' 'c*nt,' and 'sh*t' can be heard in the dialogue. In one sequence, a bloodied and mutilated corpse can be seen hanging from the rafters of a barn."- ESRB
It'll be interesting to see whether this overtly controversial and mature content actually makes for a better game rather than a cynical way of netting shock sales. Yeehaw, motherf**kers! [VG247]
Enslaved, Ninja Theory's postapocalyptic current project, is now being teased by a new countdown site. Details are currently very sparse, but apparently a trailer will be incoming... in just under a fortnight.
Enslaved is shaping up to be a rich, futuristic action experience that's based on a classic Chinese legend. We'll keep you up to date with the latest developments as we receive them.
Want to weigh in on EA's developer treatment? Fancy punditing on Pachter? Drop us a line in the comments!
Today's news looks at the PS3 and Xbox 360 as they battle it out to answer which console provides the best exclusives. In other news, Microsoft claim they're selling more consoles in Europe than Sony, despite what Sony may say, and The God of War Collection is confirmed to be region-free.
GoGamingGiant has recently taken it upon themselves to definitively state what's better: PS3 exclusives or Xbox 360 exclusives? To find this out they took the scores of each exclusive from both consoles, using IGN, and took an average, the overall result apparently deciding who has the better exclusives. Additionally, games with a score below 7.5 don't qualify, seemingly not being good enough to make the cut, and games on XBLA and the PlayStation Network will not count.
After adding up the scores for each Xbox 360 exclusive, including the likes Gears of War, Banjo Kazooie: Nuts and Bolts, and Fable 2, the 360 has an exclusive average of 8.47. The PlayStation average ended up at 9.24, based on games such as Infamous, Metal Gear Solid 4, and Little Big Planet. GoGamingGiant conclude by stating "on average PlayStation 3 exclusives are higher rated than Xbox 360 exclusives." Seems a bit unfair when IGN is exclusively used as their basis to judge these games, rather than an aggregate result on MetaCritic. Also, the 360 has a lot more exclusives, with a lot of these coming from third-parties, so of course the average would be lower. [GoGamingGiant]
Back at GamesCom Sony announced they had sold 10 million units in Europe, only days after Microsoft revealed their total sits at 9 million. Microsoft's Chris Lewis disputes this, claiming the Xbox 360 still has the lead over the PS3. "We're confident we are actually around a million units ahead" said Lewis, following the announcement of new prices for the Xbox 360 Arcade, and Elite packs.
Lewis claimed Microsoft count their installed base figure differently from Sony. "We count the number of units in the hands of consumers. We are committed to continuing that momentum – not only in places like the UK, France and Germany. Continued growth in all parts of Europe is integral to winning [against PS3] overall." [MCVUK]
The God of War Collection should be hitting North America this Christmas, while unlucky Europeans are forced as usual to wait a little bit longer to get their hands on the game. It may come as a relief to some that Sony has announced The God of War Collection will be region-free, meaning anyone can play the game the day it's released in America. If your patient enough and don't wish to import a copy, it will be officially released in Europe at the start of 2010. [VG247]


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Pro-Russian activists who seized the main administration building in the eastern Ukrainian city of Donetsk proclaimed Monday the creation of a sovereign "people's republic" independent of Kiev rule, Agence France-Presse reported.
The decision was announced to reporters by a spokesman for the protesters who came out of the occupied building, Al Arabiya reported.
Footage posted on YouTube showed one Russian speaker telling the packed assembly from a podium: "Seeking to create a popular, legitimate, sovereign state, I proclaim the creation of the sovereign state of the People's Republic of Donetsk."
The announcement was met by a huge roar from about a hundred men packed inside an auditorium of what appeared to be the Donetsk administration building.
The industrial eastern region's Ostrov (Island) news website reported that the activists later resolved to join the Russian Federation in a move similar to the one taken by Ukraine's Crimea peninsula last month.
The news site said the resolution was met with cheers and chants of: "[Russian President Vladimir] Putin, help!"
The Interfax news agency reported that the self-proclaimed leaders of Donetsk vowed to hold a regional sovereignty referendum no later than May 11.
A change of power took place in Ukraine on Feb.22.
The Verkhovna Rada (parliament) of Ukraine ousted President Viktor Yanukovych from the power, changed the constitution and scheduled presidential elections for May 25.
Yanukovych said he was forced to leave Ukraine under the threat of violence, and he remains the legally elected head of state.
A number of provinces in eastern and southern Ukraine, as well as the Crimea did not recognize the legitimacy of the Rada and decided on possibility of holding a referendum on the future fate of the regions.
The vast majority of residents of Crimea - 96 percent - voted to secede from Ukraine and join Russia, in a referendum held March 16.
Most countries refused to recognize the referendum's results.
On March 18 Russia and Crimea signed an agreement on Crimea as well as Sevastopol city joining the Russian Federation.
Story still developing
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subset: commoncrawl


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Fair Food – What Would You Like Deep Fried? Talk About it Tonight On The Buzz!
Corn Dogs, Funnel Cakes, Elephant Ears, Curley Fries. Those are the standby's. When it comes to deep fried foods, fair consessionaires are second to none. What fair food would you like to see deep fried?
We've seen Oreos, candy bars, Pepsi and Coke, Twinkies, all sorts of fruits and veggies, ice cream and this year even butter, deep fried at the Central Washington State Fair.
What would you like to see next? I'm thinking perhaps a cheeseburger, or a twelve inch sub sandwhich would be a challenge. Or, maybe Jello?
What would you like to see deep fried? Thinks about it and calls us on The Buzz tonight at 6:20 PM on News/Talk 1280 KIT!


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Baby Hula ®, is a mobile fitness program to fight against childhood obesity and
aimed at preschoolers, as well as K-8. The program is designed to teach creative
movement through Polynesian dance and culture. It will also include learning how
to make island arts and crafts. And as an added bonus, children completing the program
will be awarded a certificate and perform in a luau.
© 2013 Tropical Polynesian Productions/Baby Hula


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Election and the Markets
I appreciate the very "strong" feelings people have for the candidates and I am going to attempt to be as objective as I can when reviewing the candidates and how it may impact the economy and markets from my very humble opinion. There are certainly many other issues, all very important, but I thought I would just focus on the markets, economics, and finance. Before I delve into the market preview and the impact of the election on the markets, I think it is important that I preface my position. I have tried to write the market preview as objectively as I can, without any political ideology. It is true that I have voted both Democrat and Republican in the past, but I am not a member of either party. One could say I have been disenfranchised by both parties and have been independent for the last decade. The election brings forth many uncertainties when it comes to the economy and the financial markets. While it seems that Clinton is far ahead, if one reads ONLY the main stream media polling data - I believe there is a real possibility that Trump could win. Remember, it may be improbable, but not impossible. This is only my objective opinion. It seems that both parties have a rather large contingent of "hate votes". Meaning, if I don't like Trump, but I am voting for him because I hate Clinton OR if I don't like Clinton, but I am voting for her because I hate Trump. Certainly, that is rather sad situation for our nation to be in. Additionally, we may see this also impact voter turnout, not based on how much one supports one candidate, but rather how much they don't support their candidate and their dislike for the either (why bother attitude). Both candidates are unpopular and we are seeing more of an anti-vote or protest vote than perhaps ever before. Regardless of who wins, the world and the U.S. will not collapse - regardless of what the chicken-little media would want us to believe. I have not read much on a break-down of each candidate on how it may/may not impact the economy, beyond some bias rhetoric. Presidents have little power over monetary policies, regardless of the rhetoric they spew, as that squarely rests on the shoulders of the Federal Reserve. However, they will attempt to drive board base fiscal policies, both domestic and trade. And if they are able to appoint Fed governors, that can change the economic conditions significantly. I will not get into social issues and immigration, since I am attempting to focus myopically on economic, market, trade, and finance. Those are very important issues as well and you should certainly consider everything when casting your vote. My attempt is ONLY to segregate out a segment and also offer a view on how the market MAY react.
Trump Win = Flat to Bearish Short-term and Bullish potential Long-term. A Trump win equals a short-term market correction, how fast and how bad is uncertain. Interest rates and the yield curve could spike in the short-term. However, long-term is a big unknown. Lower corporate taxes and better trade deals could certainly help the economy in the long-term. There would be a fight between the Fed's monetary policies and the Trump admin, with the Fed holding all the cards. This could force Trump to make more radical fiscal policies and we have no idea where that would lead.
Conclusion I am not excited about the election and the underlying economic conditions are not strong. Same-store sales have been weaker, top-line revenue both foreign and domestic is weaker, today's labor data – especially the Labor Participation was disappointing. Regardless of the talk – the Fed is NOT raising rates in December. Of course, they could stick it to Trump if he wins and jack rates 50 bps despite themselves -–but I doubt it (bad joke). I am shocked however at the risk that many are taking into this election with unhedged positions. I have seen two portfolios take massive hits already and now they are HOPING for the market to rally. Hope is an oxymoron strategy. We should expect the unexpected and protect ourselves for that. Can you afford to be uninsured into this election? If not – what is your broker/financial advisor doing for you? There are many issues to consider, hopefully I have given you an objective view about the economic, fiscal, monetary, and market forces that would come to bear under either candidate. We must consider all issues in an election, unfortunately most of the time media does NOT focus on the economic and market issues that I have reviewed. Of course these issues may not be as important to you, but they also need to be considered.
Clinton BreakdownTrade: Status Quo Clinton is a mainstream politician and certainly not a left-leaning progressive like Sanders or Warren. She has and will continue to support typical centralist type trade deals like NAFTA and CAFTA, she will support the TPP. She will, like all established centralist politicians of both parties, support the multinational businesses, Wall-Street, and corporate-welfare. Fed: Dovish Keynesian The Fed Chair, Vice Chair, and governors are all appointed by the President of the United States. President Obama has been the first President since the inception of the Federal Reserve that has appointed ALL current Fed governors. Note: Governors serve 14 year terms, in an effort that no single sitting president can "Stack the deck" with a single ideology. President Obama, due to timing circumstances has had the opportunity to do so. Under Clinton we will continue to see Keynesian economic monetary policy, any new appointed Fed governors will remain Dovish and Keynesian. We will continue to see easy monetary policy that supports more stimulus fiscal policies, while deficit funding entitlement programs. This means we should expect to see very low rates for the long term, increase money supply, and continuing Fed policies that monetize government deficit spending and debt financing (aka buying bonds and keeping yields low). An extreme and less likely view is we could see more fiscal powers handed over to the Fed under a Clinton administration. Something that the Fed and some Keynesian legislators have pushed for. This is more of a progressive agenda, and Clinton has not made clear her views on this. Taxes: Same to Higher In the financial markets, regardless of her rhetoric, we should not expect to see any transaction taxes or changes to "carry interest". Her ties to Wall-Street and their contributions are well established and she does NOT have a history of championing any taxing of the financial markets. She is certainly not supporting a Sanders or Warren platform. Progressive taxing on income however, could very well see a steepening at the higher income earners. It is important to remember that capital gains, dividends, and interest income would NOT be affected by such policies and the 1% will not be impacted since most their wealth is NOT generated by INCOME. The "Buffett Rule" taxes income, not wealth, not capital gains, not interest, not dividends. It will hit the high-middle class income earners in the $100k - $500k bracket the most. However, these people are not major campaign donors, they are not major industry leaders, and effectively have little (if any) voice (aka lobbying) in the Belt-Way. We may also see larger tax credits and lower taxes on the middle to lower income bracket. Treasuries: Low Yield / High Prices The West will continue to see flat to negative short-term interest rates. We could very well see similar policies to "Operation Twist", where central banks participate in bond purchasing at the long-end of the curve to keep the yield curve flat. This will continue to fuel speculative borrowing in the private/public sector investments. I suspect to see the NYSE Margin Index remain in the +$400 billion-dollar range and I would think after Clinton wins we could see margin increase to +$600 or even $700 billion range – if we have an elevated market. Treasuries will be hard press to decline, with the central bank continuing to buy treasuries. I suspect we could not only see yields fall further, but also see the Fed's treasury holdings increase. Interest Rates: Unchanged to Negative Out Look As mentioned above, under such fiscal policies, the Keynesian monetary policies will follow suite to finance the fiscal expansions. The likelihood of a rate hike will diminish and the probability will increase that a rate cut and possible negative interest rates could come as soon as mid-to-late 2017. Markets: Bullish short-term more leverage Regardless of economic conditions on the ground, we will continue to see investments seeking yield or leverage risk taking (aka Unicorns). With financing rates at all-time lows and with the potential to go lower, we should see a boost in margin investments seeking both yields as well as growth opportunities. The market could see as strong rally initially from a larger inflow of margin backed investments. However, unless revenue increases to finance even low cost debt it will not be sustainable for any length of period. A drop of interest rates back to zero or even negative could inject another jolt higher for the market and even private sector markets could see inflows, but unless bank leverage ratios increase I can only see a 15-20% increase before markets stall (perhaps two years). Market rallies based on leveraged have finite capacity which is predicated on two principal factors, the ability to finance debt and the leverage ratios of the issuers. I would argue we are pressing up against current leverage ratios now, there is room but not much. Thus, I would expect under a Clinton administration a change to allow an increase in leverage ratios to allow for further debt formation.
TRUMP BreakdownTrump on the other-hand is a wild card. He is certainly not a Republican, Democrat, or even a typical politician. Regardless of your opinion of him, he brings significant volatility to the political arena. His proposals are anti-establishment – which only brings more unknowns (volatility). While real change is certainly welcome to the unpopular establishment political class that has dominated our nation over the last several decades, Trump is a big wild card. The biggest issue with Trump is the unknown, regardless of what he says or what the media paints him out to be – we just don't know. Media is peddling fear; much I believe is over-blown and Trump has not done himself any favors with his unfiltered talk – the reality is I think he is far more mundane than what the media paints it out to be. TRADE: Protectionism Anyone (regardless of political ideology) would agree that much of our trade deals are one sided, mainly to lower import costs. No doubt we are an import reliant nation – we consume anything and everything, the world's leading consumer. Thus, our trade deals are focused on lowering import costs at the expense of sacrificing exports. Trump hasn't done an excellent job (or even a good job) at articulating this predicament. A nation that becomes heavily import reliant for consumption will only see debt increase, which translates to low job growth, low wage growth, and ultimately low GDP growth. A powerful and strong economic nation MUST have strong exports to create jobs and increase revenue from exporting goods and services. All objective economist support trade, the question is how is the trade agreement formed. While the media freely interchanges "Free Trade" and "Fair Trade", they mean two completely different things. "Free Trade" means unrestricted trade that is usually duty and/or tariff free. Free Trade forces competition. While competition does bring forth innovation, lower prices, and usually larger choice, one can argue that it can (has) lowered income and can even hurt one nation (losing the trade war) by limiting job growth or even creating job losses. True "Free Trade" only works in nations in which governments have limited interventionism in business (no minimum wages, no hiring practices, limited regulations, etc.). While in an ideal world (not realistic), "Free Trade" is what all nations would seemingly like to strive to. However, that is not a realistic expectation, therefore we must look to "Fair Trade". Trade deals must ALWAYS first serve the people of a nation. Trump has pointed out that many of our trade agreements benefit the businesses at the expense of the people. Mexico car manufacturing is a good example under NAFTA. In the most basic terms, a US company can move to Mexico and produce cars at a cheaper rate and then ship them to the US for sale – without US tariffs on those imports. Meanwhile if the US wishes to export cars MADE in the US to Mexico, Mexico taxes imports of cars at approximately 15%. This is what Trump considers a "Bad Deal". However, I would be remised if I didn't point out that the imported good (car) is cheaper, which benefits the consumer. What does this do? Trump would argue, and abet somewhat correctly the following: 1. It encourages business to move off-shore for lower costs of production, creating job losses in our country. 2. It prohibits exports of products because foreign nations charge import tariffs making our products less attractive to buy. 3. Lack of import tariffs encourages US retail to buy from over-seas at lower costs. Fact is, our trade deals do/have benefited companies and even consumers (purchasing cheaper goods), at the expense of jobs in our nation. One only has to look at the widening trade deficit to see this problem continue to expand. The reality is we can't have our cake and eat it too. You want to buy a $500 60" Flat-Screen LCD TV from Costco, then it has to be made in a lower cost country. I am not sure what Trump's plan is for trade, exactly – but he could usher in stronger trade restrictions and higher tariffs. This may help job creation, but it could also increase import pricing. Depending on how aggressive his position is, some have argued it could create a trade war in which the consumer starts to be impacted with price inflation from tariffs on imports. However, I am not sure how significant it would be as the US remains one of the world's leading consumers. Nations will NOT stop trading with us, that is an unreasonable conclusion as those foreign businesses would greatly suffer if they could not sell their wares to US consumers. Conclusion, we could see price inflation on imported goods. However, we could see job retention or even growth depending on how trade deals are changed or enacted. FED: Lean more Hawkish Trump has been outspoken about the Fed. The US economy is ever more dependent on radical Fed monetary policies. We live in an ultra-low rate environment, while the Fed continues to monetize government deficit spending and debt financing. While this has helped the US economy recover, one can't help but wonder how much of the Fed interventionism is supporting the recovery vs. private sector. Remove the Fed's easy monetary policies and I would argue we would see interest rates spike, velocity pick-up, and inflation move up radically. We could quickly move into an inflationary recession environment, that left unchecked could turn into a devalued depressionary environment. Trumps heavy-handed comments are just that. The Fed governors have a long way to go to serve out their term and he will NOT have as much influence on the Fed. His threats are more bully talk, without the muscle to back it up. However, if he starts appointing more Hawkish governors we could see the Fed become less likely to lower rates. A periodic rate hike (once or twice a year) of 25 bps would be in the cards, IF (only if) Trump could appoint governors. This is a lower probability in the short-term, but there is an empty seat right now. It is important to note the Fed is not an actual democracy, as the Fed Chair can rule over the majority in an FOMC (Federal Open Market Committee). While this has never happened, it could. This is more saber-rattling without the saber to back it up. Also, any rate hikes or hawkish position will put extreme pressure of the financial markets (bonds and stocks). If Trump wins, we could see a knee-jerk move lower in the markets, that sends bond yields spiking on PERCEIVED fear. A 5-10% correction could certainly be realistic; however, this would NOT be a long-term trend – as his power in this realm is restricted far more significantly than we are lead to believe. The Fed will remain Dovish in their current configuration. TAXES: Low Corporate Trump wants to lower taxes, primarily business taxes. Any lowering in the corporate tax rate is good for economic growth for the following reasons: 1. Companies are less likely to consider moving tax jurisdictions. 2. Companies can actively compete in exports by lowering prices with the tax savings. 3. Companies could increase wages and/or jobs are margins increase. 4. Corporate profits would be on the rise, benefiting shareholders (pensions, endowments, retirement funds, etc.) 5. Dividends could/would increase, increasing yields. 6. Market values would increase. We continue to see companies leave our nation. Ford just announced moving their car production facility to Mexico. Ford will no longer be making ANY cars in the US, only trucks. We have seen a rise in tax-inversions, companies taking over foreign companies to move over-seas into more friendly tax jurisdictions. Our two border nations, Canada and Mexico have far lower corporate tax rates than the US and with NAFTA and other trade deals, it makes sense to move companies to Canada and/or Mexico. To keep any business in this country, the nation must create a welcoming environment. Whether we like it or not, we live in a global market place. Walk into any Wal-Mart and most of the products for sale are made over-seas. At the same time, lowering corporate taxes will reduce government revenue and strain the funding for entitlement programs and services. There is a trade off to consider. I am not sure how Trump would balance tax rates with his trade policies, that is a serious question that would need to be answered. Lowering taxes to keep or bring new businesses to the nation is one thing, protectionist strategies that punish those who leave and/or importers is another. It's a balancing act that needs more detailed review. Conclusion is that lower corporate tax will certainly create jobs, increase revenue, keep companies from leaving, and boost the market valuations. If, how, when he could do it is another question. Treasuries: Lower Prices / Higher Yields Trump may not have the pull to change the Fed's monetary policy and it will take time for him to appoint Fed governors, however his heavy-handed rhetoric can certainly generate perception in the short-term that can spike the yield curve and short-term rates. We have seen the Fed spend 8 years with a low interest rate monetary policy while simultaneously talking "hawkish". It has become a running bad joke among those that trade in the bond markets, as the Fed has taken the "boy who cried wolf" policy to an extreme. However, initially – before the long-running joke – the Fed did "talk up" rates and set an expectation for rate hikes and the market reacted. It is very possible if Trump won we could see a similar action, with bonds selling off, rates moving higher and the yield curve steepening. How long and how far this would go would of course be based on perception and as each FOMC meeting passed with nothing happening, it would begin to flatten and decline. I certainly would expect a contentious relation between a Trump administration and the current Keynesian Doves of the Fed. All of which would only bring more volatility in the bond markets, not less. Markets: Short-term Bearish A Trump presidency is good and bad for the markets. The fact is he is an unknown. Let's start with the bad. He certainly wants higher rates and a more Hawkish Fed, whether he can usher in any real change in that regard (as to monetary policy) is questionable at best. However, that could certainly jolt the bond market and that would trickle over to "cost-to-carry" (margin) and we could see a short-term sell-off in the market. As I said a 5-10% decline would not be unexpected. The up-side under a Trump presidency would be a combination of a lower corporate tax rate and how trade policies would bolster exports. This would not impact the market in the short-term and I would think it would take at least 12-18 months before we would start seeing any impact to economic data. This would also depend on how fast and how much he could implement such measures.
Broad Market ReactionClinton Win = Flat to Bullish Short-term and Bearish Risk Long-term. A Clinton win equals a short-term strengthening of the market with longer-term negative economic pressure. The market will rise on leverage debt far more than on real top-line revenue growth. We will see companies continue to play with the bottom-line, share-buy backs, and more debt formation. The Fed will keep rates low and continue to stimulate. The market could rise in the next year or two by another 10-25% - mainly on debt formation. Unfortunately, this will be just a massive expansion on the current bond/debt bubble and market bubble (debt purchasing). To keep it going the Fed and potentially Congress will take more radically action and policies to keep debt financing expanding. The bet is can a Clinton manage the decline of the bubble when it bursts.
Trump Win = Flat to Bearish Short-term and Bullish potential Long-term. A Trump win equals a short-term market correction, how fast and how bad is uncertain. Interest rates and the yield curve could spike in the short-term. However, long-term is a big unknown. Lower corporate taxes and better trade deals could certainly help the economy in the long-term. There would be a fight between the Fed's monetary policies and the Trump admin, with the Fed holding all the cards. This could force Trump to make more radical fiscal policies and we have no idea where that would lead.
My ViewI am not a fan of either candidate and from an economic/market standpoint (ONLY) there are risks with both candidates. I am concerned about how Trump would negotiate those trade deals and how they would impact the domestic economy, jobs, and trade – however I think they have the potential to be positive in the long-run, if done correctly (IMHO). Clinton's increases on taxes and deficit spending can boost short-term economic activity and perhaps spur some job growth, but at what expense for the future. We would become more reliant on government financing, while continuing to see the debt mount. It will certainly "seem" better in the short-term, but at what long-term consequences. Clinton is the safe bet, but it is a "can kicking" bet when it comes to economics. The Fed and Obama's policies has kept the nation from falling into a dark economic hole, but at a significant expense. How much more time can you buy and how much more debt can you add? At some point the private sector (real economy) needs to grow. Trump is the risk bet, there are a couple of good economic ideas dealing with trade and taxes. However, is he taking too radical of an approach? Economic policy changes need to be "eased" in to avoid jolting the markets and risking massive margin and debt calls that could trigger a short-term recession. From an economic view: > Vote Clinton if you want to buy more time at the expense of the future. Trusting that when the bubble bursts (because it will) they can manage it so it doesn't hurt to bad. Time horizon (guess) 2018. >Vote Trump if you want to take risk today at the hope that changes in the future can reduce or limit the bubble bursting. This is a volatile bet, hoping that he can execute good ideas that will have long-term economic growth. Bad Data? I don't know what to expect. I have started ignoring mainstream media polling for two reasons – one it focuses on national results rather than state results (which mater for electoral votes) and the other is the heavily biased journalism Pro-Hilary and Anti-Trump. If one only watches mainstream media, they are reporting that Hillary is just going to waltz into the White House. I am not so sure and I think one needs to be objective. Too bad we don't have objective journalism in this country. Even Fox is ambivalent towards Trump. From some of the more objective state polling Trump is catching up (also review the IBD/TIPP poll which seems to be more accurate). I am certainly not rooting for either candidate, but to ignore Trump's surge in some states is ignorant and wishful thinking. I have a feeling that Trump is doing far better than mainstream polling would have us believe.
Risk Management?My personal positions have been hedged (own extra puts against long-stock positions) for the entire year, since last December when the Fed hiked rates. The same has been true of the KFYIELD fund, over hedging against potential volatility. In my opinion the VIX below 12 has been a screaming buy this year with all the risk factors on the table. That means low implied volatility in your individual stocks are also a huge buy to hedge against down moves. Maybe I am overly conservative when it comes to the market, but with this election and some of the volatility on the world stage, I can't help but be overly conservative. If you have NOT hedged your positions, you are taken unnecessary risk. I have spoken with and reviewed several investments for individuals and firms – and the clear majority is unhedged (unprotected). I reviewed one massive portfolio that was rebalanced last quarter with 30% in the 10-year at 1.6% and the rest in a S&P mirror portfolio at 2150 and none of it hedged. This quarter it is taking losses in bonds and equities – why would anyone do that heading into this election? This is not unusual and one can't help but question the investor / adviser that would suggest such a position.
Support & ResistanceINDU 18,000 We broke below 18,000. If Clinton wins on Tuesday, we could see a short-term rally. However, a Trump win could send the market down to 17,600 or lower in knee jerk fashion. A Clinton rally would see resistance kick back in at 18,400 – the economy is not that great. SPX 2120 Similar the S&P 500 index is already under pressure and broke below 2120 and now 2100. Expect election jitters and volatility. We could visit 2040 or 2140 very quickly next week. NDX 4600 The tech heavy index has been battered with some bad earnings from some big names. Not all is rosy with some slow-down in top line revenue. I think a move to 4450 could happen, but election day can send this index all over the place. RUT 1200 The broad-based index fell below 1200 and that is not a good sign. Order flow has been exiting the market for the last month as investors would rather sit out this election. We could see a flood of buying opportunities in a Clinton win and a rally back to 1220 or even 1240. However, that is a short-term speculative opportunity play at best.
Conclusion I am not excited about the election and the underlying economic conditions are not strong. Same-store sales have been weaker, top-line revenue both foreign and domestic is weaker, today's labor data – especially the Labor Participation was disappointing. Regardless of the talk – the Fed is NOT raising rates in December. Of course, they could stick it to Trump if he wins and jack rates 50 bps despite themselves -–but I doubt it (bad joke). I am shocked however at the risk that many are taking into this election with unhedged positions. I have seen two portfolios take massive hits already and now they are HOPING for the market to rally. Hope is an oxymoron strategy. We should expect the unexpected and protect ourselves for that. Can you afford to be uninsured into this election? If not – what is your broker/financial advisor doing for you? There are many issues to consider, hopefully I have given you an objective view about the economic, fiscal, monetary, and market forces that would come to bear under either candidate. We must consider all issues in an election, unfortunately most of the time media does NOT focus on the economic and market issues that I have reviewed. Of course these issues may not be as important to you, but they also need to be considered.
Comments are closed.


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NEWSHOUR WITH JIM LEHRER | Team Obama 12.1.08 | PBS
http://www.pbs.org/newshour/bb/politics/july-dec08/natlsecurity_12-01.html President-elect Obama announced his national security team Monday, choosing Sen. Hillary Clinton as secretary of state and keeping Robert Gates as defense secretary. Former secretary of state Madeleine Albright, Sen. Jack Reed and Philip Zelikow discuss the picks with Judy Woodruff. http://www.pbs.org/newshour/indepth_coverage/white_house/transition2008/
Length: 17:29


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Magento 2 Emails Going to Spam. Please diagnose and fix.
Budget $25-30 USD
Our Magento 2 website sales confirmation emails are going into spam. We need somebody who can diagnose this kind of issue but can also fix it.
[url removed, login to view]
Tildelt til:
Do you have root access to your server?. I'm looking forwards to your response. Thank you.
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ROME — Protests by city councilmen, intellectuals and even fashion designer Valentino could force the first McDonald's restaurant in the Eternal City to close just a few weeks into its fast-food revolution.
The golden arches went up March 20 a stone's throw from the 18th century Spanish Steps on the site of an old Roman bar and restaurant, Rugantino's. It was an immediate success.


text: News & Gossip Celebrity news Could pregnant Frankie Bridge, Suzanne Shaw and Sophie Ellis Bextor look any more different? The three singers are all pregnant and appeared on the same red carpet – but took totally different approaches to dressing their bumps 1 of Ad break When it comes to dressing your bump there's no one-size-fits-all approach – and these ladies have proved that more than ever. We've got everything from Frankie Bridge's trouser suit, above, to Suzanne Shaw's bodycon and Sophie Ellis Bextor's floaty dress on the red carpet for Lorraine's Highstreet Fashion Awards on the following pages. But lets start with Frankie. The Saturdays singer wore black flared jeans, a loose-fitting white top and a smart black blazer. The 26-year-old wore one side of her short hair in a plait for the snazzy event. The mum-of-1 has had a difficult pregnancy so far – with extreme morning sickness meaning she had to pull out of the Strictly Come Dancing live tour. And now she's suffering from insomnia and stomach cramps. "I kept waking up at 2am and I just couldn't get back to sleep, which meant I was really tired looking after Parker and going to work," she wrote in her OK! magazine column. "The stomach cramps have made me feel quite uncomfortable but they're completely normal during pregnancy – it's another reassuring sign that my baby is getting bigger!" Frankie has also been to the dentist recently and had two wisdom teeth removed. "I hate the dentist's and because they could only take two of my teeth out, I have to wait until after the new baby is born to have the others removed!" Click next to see what Suzanne Shaw and Sophie Ellis Bextor wore on the red carpet… Suzanne Shaw's bodycon dressThe ex-Hear'Say singer went all out for the event wearing a blue bodycon dress with towering nude heels and a feathery clutch bag – we hope she's got some ballet flats stuffed in there for later on in the evening! The low-cut, backless dress hugged every curve and showed off Suzanne's bump. The 33-year-old is pregnant with her second child – her first with fiancé Sam Greenfield. She's already mum to 10-year-old Corey from her relationship with Darren Day. Sophie Ellis Bextor's voluminous dressSophie Ellis Bextor might be pregnant with her fourth child – but we suspect her bump isn't quite as big as this loose green dress would suggest. Just look at her on the right a couple of weeks ago – just goes to show what a difference a nipped-in waist can make. Sophie is already mum to three boys, Sonny, 11, Kit, 6, and Ray, 3, with The Feeling guitarist Richard Jones. So which look do you like best? Let us know in the comments below. Photos: Getty Read more: Frankie Bridge and Rebecca Adlington show off baby bumps in clashing dresses Suzanne Shaw: 'Pregnancy's turned me into Hormonal Hilda!' Watch the video Pregnant Katherine Jenkins shares pic of her baby bump By Jessica Gibb Comments Latest on MadeForMums Meghan Markle's pregnancy style - her best maternity looks Meghan Markle's bump pop! The Duchess of Sussex at around 6 months pregnant Which pregnant celebs are due in 2019? 2018's celebrity babies - who gave birth this year?


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Night Terrors: Bloody Mary
- Details
- Category: Video Games
- Published: Monday, 22 October 2018
- Written by Ryan Noble
Ryan invites Bloody Mary into his home in the augmented-reality sequel, Night Terrors: Bloody Mary.
Ryan invites Bloody Mary into his home in the augmented-reality sequel, Night Terrors: Bloody Mary.
Ryan heads into the seedy underbelly of fast-paced cyber-punk shooter, Ruiner. Should you follow him there?
Ryan flies over a zombie apocalypse in Zombie Gunship Survival and tells you what he saw...
Ryan was enchanted by What Remains of Edith Finch. Find out why inside...
Ghost recordist Juliette wanders a seemingly abandoned theme park, recording the voices of the deceased. Little does she know there is something more sinister waiting for her than just the dead.
Ryan switches between light and dark dimensions inspired by Stranger Things in his review for The Inner Darkness.
Ryan joins The Family in Resident Evil 7, Capcom's glorious return to real horror.
Ryan finds himself more frustrated than fearful in his single-player review of Outbreak.
PlayStation VR may not have been around for very long, but read Ryan's thoughts on the exciting potential of PSVR for horror gaming.
Ryan rides the rails of Until Dawn's PSVR spin-off, Rush of Blood. Read about his first horrifying experience in VR.
Ryan gets to play Friday the 13th: The Game Beta and gives us his thoughts.
Old-school slasher, new-school puzzler. Ryan Noble takes a look at Slayaway Camp.
Can a text adventure creep you out? Ryan Noble thinks so.
A boy on the run will have to hide, outwit and traverse mysterious environments where not everything is as it seems.
Capcom re-releases a prequel to their zombie franchise that is guaranteed to tickle your nostalgia bone.
Nostalgia and creepiness run rampant in this dialogue-driven friend adventure game by Night School Studio.
Follow Elena on her quest to find her father and save spirits from their horrible fates in Night Light Interactive's ghostly adventure.
Discover the whereabouts of Detective Juli Kidman and what her true intentions are in this first released DLC for The Evil Within.
Explore your surroundings. Gather the pages. Run for your life.
Capcom remasters a horror classic in beautiful HD that will make you giddier than a school girl hunting zombies.
Hit the buttons below to follow us, you won't regret it...


text:
The Latest Scoop
New Face and a New Space: Part 2
Well, it's been five weeks since our first renovation post…and we still haven't moved back into our new home. But we are so close. Loose ends are being tied up and electricity is being dropped down (for the new floating workspaces!). We may be without a kitchen and bathroom for a bit longer, but that won't stop our migration back downstairs. Fingers crossed for next week…
A sweet (fish tank, anyone?) new window now lets the light through:
A happy blue has been introduced into the mix:
The new hole-in-the-wall is quite literally that:
Brand spanking new dog-pee-less carpet is in:
And, naturally, the bobbles are back in place:
Not sure how many people are still left in the "guess-how-many-weeks-construction-will-take" contest, but sadly a lot have already been eliminated. Alas, so goes the normal project timeline of many a typical renovation. Hopefully, the "New Face and a New Space: Part 3" post will celebrate our move-in!
Nikki Lamond
Principal/Operations Director
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text:
Emergency 24 Hour Locksmiths NW6
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YY Security Installations Ltd is a traditional locksmithing company covering every area within the NW6 postcode. We are police recognised and offer a 24 hour service.
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text:
KISSIMMEE — Allegations of sexual harassment made by seven bus drivers against driver-trainer Dan Quinn will be heard by a state hearing officer, board members decided 3 to 1 Tuesday after lengthy discussion.
The vote overturned the recommendation by Superintendent Max Waters that the board hear the case.
Two weeks ago, Quinn was suspended with pay. He now is suspended without pay until the case is resolved. Seven bus drivers filed a petition last month with the school system, charging that Quinn had sexually harassed them for more than seven years.


text:
New Products Post!
We are happy to announce new versions of great Seeeduino boards from Seeed Studio!
First we have here new Seeeduino V2.21 built on ATmega328. Compare to the previous version Seeeduino V328 it brings further improvements like real quartz crystal or USB/EXT auto power select and others. Design of this Arduino board is based on Diecimila scheme, 100% compatible to its existing program, Arduino shields and IDEs.
Following new Seeeduino board is the Seeeduino Mega V1.22! The Seeeduino Mega is an Arduino board based on ATmega1280 and derived from Arduino Mega. Compare to the Arduino Mega the Seeeduino Mega is much smaller, more flexible and offers new functions. The main improvement made on this version is that now all ports are 3.3V fully selectable!
And also other new or updated electronic stuff...
This is a breakout board for Nordic's nRF24LU1+ system-on-chip wireless transceiver. The nRF24LU1+ features a fully integrated USB 2.0 compliant device controller, which allows for a very compact wireless USB dongle. Additional features include an 8-bit application microcontroller, 32 kB flash memory, 6 GPIO pins, SPI and UART support, and up to 2Mbps on air data rates.
This wireless module uses the newest 2.4GHz transceiver from Nordic Semiconductor, the nRF24L01+. This transceiver IC operates in the 2.4GHz band and has many new features! Take all the coolness of the nRF2401A and add some extra pipelines, buffers, and an auto-retransmit feature - very nice!
The Netduino Plus is an open source electronics platform using the .NET Micro Framework. The board features a 32-bit microcontroller and a rich development environment, making it a perfect solution for engineers and hobbyists alike. The Netduino Plus adds an ethernet connection and an SD socket for even greater functionality.
The Arduino Starter Kit is a perfect package to get going in the wonderful world of Arduino physical computing. The Starter Kit for Arduino - Flex UNO can be used in advanced projects, but is built with the beginner in mind, so whether you are an electronics novice or a seasoned soldering guru, this kit will get you well on your way to embedded electronic success.
Want to start playing with sensors, but don't know where to start? The Sensor Kit v2 includes a sensor for just about every job. With everything included in this kit, you'll be able to sense acceleration, distance, compass heading, vibration, humidity, movement, ambient light, temperature, and more! These are our favorite sensors from each category.
Another Mini TRS to BNC converter cable for Oscilloscope DSO nano V2. You can directly convert any other oscilloscope BNC probe to a DSO nano compatible probe as shown on following example.
This cable is intended for usage with Electronic Brick Shield V4 or Electronic Brick Chassis. It is compatible with V4 digital ports and provides connection of basic Electronic Bricks digital and analog modules.
This is something really cool from Seeed Studio! Rainbowduino is an Arduino compatible controller board with professional LED driving capacity. The Rainbowduino is now built on ATmega328 and is completely prepared for a cool super bright 8x8 RGB LED Matrix!
This is an updated breakout board for the ST's dual-axis LPR530AL gyro. The LPR530AL measures angular velocity along the pitch and roll axes with a full scale of ±300°/s. Two different analog outputs are provided for both the x- and y- axes - one 1x amplified and the other 4x amplified.
This new version of WiFly Shield breaks out the PI09, FORCE WAKE, and the hardware reset lines. It also has a different crystal and uses the RN-131C. The WiFly Shield equips your Arduino the ability to connect to 802.11b/g wireless networks. The featured components of the shield are a Roving Network's RN-131G wireless module and an SC16IS750 SPI-to-UART chip. The SPI-to-UART bridge is used to allow for faster transmission speed and to free up the Arduino's UART.


text:
By ANDY WOLF
The potential for a great season was evident long before it began.
The University of Findlay women's basketball team returned a wealth of talented and experienced, yet ultimately unproven, players.
Everything came to fruition when the Oilers saw "Findlay" appear on the bracket late on selection Sunday.
"Going into the season it was obvious we were capable of good things," senior guard Emily Molnar said. "Coming to a new conference and having mostly upperclassmen, I think we were bound for good things."
Findlay drew the No. 7 seed, as expected, and will meet No. 2 Drury (29-2) in the opening round at 2:30 p.m. Friday at Ashland University.
On the plus side, the Oilers (22-7) won't be facing NCAA Division II defending champion and No. 1-ranked Ashland — 31-0 and riding a 68-game winning streak — until the regional final, should they get there.
However, their opening matchup isn't all that easier.
Drury, ranked No. 3 nationally, boasts as much tradition as Ashland.
The Panthers earned their 15th NCAA tournament appearance in the past 16 seasons and have eight Sweet 16 appearances in that span. They also reached the national title game in 2004 only to lose by three points.
The Midwest Region is about as tough as it gets.
No. 3 seed Southern Indiana (26-4) and No. 4 seed Michigan Tech (23-5) are ranked 15th and 24th, respectively. No. 5 seed Grand Valley State (25-6) just fell out of the top 25 while No. 6 Lewis was ranked for a large portion of the season.
"Our region is a bear," UF coach Jim Wiedie said. "It's brutal."
Meanwhile, Findlay will be making its first tournament appearance since 2012-13 and third overall.
Getting to the Great Midwest Athletic Conference tournament was an obstacle in itself. While the Oilers fell short in the title game 81-70 to Hillsdale, still reaching the NCAA tournament is just as sweet.
"We couldn't have planned this season the way it worked out," Molnar said. "It worked out for the better."
The mindset doesn't change.
The Oilers were on the postseason bubble for the last three weeks and needed to play well enough to extend their season.
"None of us have been in the conference tournament, so it's kind of like the same mindset going in," junior forward Jenna Stegmaier said. "Just play for another day, and keep hoping we can win and play for the next day and get to practice the next day."
Findlay and Drury will square off for the first time since their only meeting in the 2006-07 season.
Wiedie anticipates the Panthers' constant defensive pressure challenging his team in ways they've yet to see all season.
"They get up and they press full court the whole game, and they hard deny everything in the half court," Wiedie said.
Drury is second nationally at 26.4 turnovers forced per game, trailing only Ashland (28.5). The Panthers are also third in steals per game (14.0) with six players averaging at least one per contest.
In its three-game run to the Great Lakes Valley Conference tournament title, the Panthers scored 102 points via 97 turnovers.
"We need to have the mindset that we're going to attack it right back at them and make their strength into a weakness," said Molnar, UF's backup point guard. "I'm excited for that, because I think our team can handle it well."
For Drury, it starts with a duo of senior guards in Alice Heintzler (5-foot-7) and Heather Harman (5-9).
Heintzler is the Panthers' leading scorer at 14.9 points per game while Harman adds 12.1 ppg and 3.9 assists per game.
Forwards Hailey Diestelkamp (5-11 sophomore) and Lucia Fernandez (6-2 junior) also average in double figures at 13.9 and 10.5 ppg, respectively.
"It's more of a dribble-drive (offense) so there's some similarities to what we do," Wiedie said. "They want to put the ball on the floor. They don't run alot of set plays. It's a matter of can we defend that dribble penetration and be aware of where those shooters are."
On the flip side, Drury will have its hands full stopping one of the most efficient offenses in the country.
Forward Anna Hintz (6-2) has enjoyed a breakout junior season by leading the Oilers in scoring (18.6 ppg) all season long. She's also one of two UF players all-time to top 500 points (539) and 250 rebounds (251) in the same season.
Wiedie has especially enjoyed seeing Hintz blossom as she's already made more shots (203) this season than attempted last season (200).
"She's starting to understand how good she is and how good she can be," Wiedie said.
Seniors Haley Horstman (14.2 ppg) and Lynsey Englebrecht (14.6) form a three-pronged offensive attack with Hintz.
Horstman is a career 1,000-point scorer while Englebrecht is adding to her single-season record for 3-pointers (103).
As important as his primary scoring options are, Wiedie is always looking for someone outside his "big three" to step up as a secondary scorer.
Largely, juniors Jenna Stegmaier (8.0 ppg), Christa Puthoff (6.8 ppg) Elissa Ellerbrock (6.0 ppg) have filled that role.
Stegmaier, arguably, made the biggest jump from the previous year — so much that Wiedie has a hard time taking her off the court (31.2 minutes per game).
"Hard work outside of practice and inside of practice and the leadership I bring to the court really helps everyone so I think that's part of the reason," Stegmaier said of the growth.
Junior guard Allie Thobe has stayed in the starting lineup since Ellerbrock suffered a high ankle sprain nine games ago.
"I was really happy with the way we played, especially down the stretch," Wiedie said. "Hopefully we carry that over into the tournament."
Wolf: 419-427-8496,
Women's Basketball: Oilers tourney bound for first time since 2012-13
By ANDY WOLF


text:
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text:
Brick Bowl is a Korean restaurant
If you're not down with sourdough or vinegar, you can order bibimbap or Korean ramen.
Ian Anderson 2:38 p.m., Dec. 10
San Diego Those who trusted funds to the late financial adviser William Zures -- including his Rancho Santa Fe parish and some among its members -- may get a portion of their money back, but many snarls remain to be unraveled.
As reported by this column June 24, Zures committed suicide by carbon monoxide poisoning May 25 on the beach in Carlsbad, according to the county medical examiner. (Mainstream media stated he died of a heart attack.) Rumor had it that the Church of the Nativity, a Roman Catholic parish, and its members had invested with Zures. On June 24, the Reader confirmed that some $700,000 from the parish or its members went into one of Zures's projects, Horizon Strategies.
I have interviewed people investigating the matter on behalf of the Zures family, investors, attorneys, and officials of companies that Zures put his investors' money in. (The district attorney's economic crimes unit is looking into the matter, but it is not yet a formal investigation.) The Reader can now confirm that the Church of the Nativity and members did toss money into the Zures pot. "The preliminary audit revealed that the parish invested $600,000 to $700,000" in Horizon Strategies, a real estate partnership, according to Sanford Goodkin, the chairman, who was not an investor and not involved in day-to-day management.
A source close to the investigation for the Zures family confirms that the parish also placed money in Zures's largest project, 21st Century Oil, a string of gasoline stations that, at least for now, has been kept out of bankruptcy. Also, a school connected to the parish invested with Zures, says the source close to the investigators.
"I do know that some members of his [Zures's] parish are investors, but it's not a huge number of people," says management consultant and bankruptcy trustee Richard Kipperman, who has been bro ught in to help 21st Century Oil.
"It wouldn't be appropriate for me to make any public comment. That is privileged information," says Msgr. Dennis Clark, pastor of the Church of the Nativity.
Zures has his defenders. "He may have made some bad business decisions," says John W. Howard, an attorney who has been hired by the Zures family. "But did he steal any money? Absolutely not." Howard made only one other comment for the record, although I will quote from two of his letters and one of his e-mails to an investor.
"I knew Bill for 15 years," says Kenneth Weiss, his accountant. "I did not think he was running a Ponzi scheme [an illegal arrangement by which early investors are paid off with funds from later investors]. Some deals worked; some didn't. I assume the investments stopped making money the way they used to, or there was a string of bad investments."
Others believe Zures may have spread his holdings too thin. For example, he put his people's money into venture capital deals (seed money for emerging companies), as well as into real estate projects. Not many people have expertise in both fields, says Goodkin. He also doubts Zures was running a Ponzi scheme but says, "I wanted to get out five or six weeks before he died. I was uncomfortable that his skills were more in the field of salesmanship than management."
Zures was "having a terrible time raising money for Horizon," says Goodkin, who lined up an investor who expressed an interest in plunking down $25 million. However, Zures's suicide may end that, and Goodkin doesn't know what will happen to Horizon.
"Zures came to me, highly recommended by his own pastor," says an elderly investor. "People seemed to love him. He had that all-American, much-admired, can-do, frat-boy manner about him. He lived the good life and liked to show it." (Zures lived with his family in the upscale golf community of Santaluz, abutting Rancho Santa Fe. He was an enthusiastic golfer and motorcyclist and served on the board of trustees of the University of San Diego.)
Most disturbingly, says this investor, who was not wealthy, "He always convinced me that putting my earnings in the bank was foolishness at that low rate of interest. He almost always had me reinvest in another of his projects. If things were going badly, he certainly never told me." This investor did not get any return for two years and couldn't decipher the monthly statements. "If I even questioned how things were going, I got only a slightly irritable response."
"It seems circular," says Lois Kelly, head of litigation for Elder Law and Advocacy, working on behalf of an older investor. "Money went back into another of his companies instead of going back to the people."
Goodkin, for example, believes that money from 21st Century Oil was steered to Horizon Strategies. In an e-mail, Howard told one investor that money from a successful real estate deal, Summit Crest, "was reinvested in 21st Century Oil. 21st Century Oil will be able to return that money to Summit Crest investors as it begins to generate a profit in the coming months and years." But since investors had enlisted Kipperman to keep 21st Century Oil out of bankruptcy, it's no sure thing that it will be generating fat returns anytime soon, despite Kipperman's excellent reputation. Howard has expressed great confidence in William Rathbone, the attorney who recruited Kipperman, and others who are trying to make 21st Century profitable.
Continues Kelly, "My biggest concern is that everything was put in the pot, and only Cures knew how it was split [among investors]." Clearly, he was taking money from one project and putting it in another. Kelly is worried that if there are any recoverable funds, they will go to other creditors rather than to investors.
Over several years, Zures probably invested $50 million for his clients. At the end, perhaps some $10 million remained in the pot, three-fourths of which was invested in the ailing 21st Century Oil.
"It appears that 21st Century will be saved and profitable," Howard told one investor in a late-July letter.


text:
Advanced Micro Devices (AMD) is an innovative technology company dedicated to collaborating with customers and technology partners to ignite the next generation of computing and graphics solutions at work, home and play.
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text:
The new superhero movie "Marvel's The Avengers" is unprecedented, with five summer blockbusters in four years setting up the characters for this super-blockbuster.
Since "Iron Man" and "The Incredible Hulk" hinted at the idea in 2008, anticipation has been intense. And fans will not be disappointed. In many ways, "The Avengers" — written and directed by Joss Whedon, best known for the beloved cult TV series "Buffy the Vampire Slayer" and "Firefly"— out-blockbusters its predecessors.
Whedon has an affinity for extraordinary misfits and affectionate humor, and a touch for balancing ensembles.
The widely mismatched cast starts with excellent thespians Robert Downey Jr. (Iron Man) and Tom Hiddleston (Loki), and touches on the awesome star power of Jeremy Renner (Hawkeye), Scarlett Johansson (Black Widow) and Samuel L. Jackson (Nick Fury).
Toward the bottom are Chris Evans (Captain America) and Chris Hemsworth (Thor), both arguably cast more for looks than personality.
Among other familiar faces in walk-on parts is shaggy, wounded Mark Ruffalo as Bruce Banner (and the Hulk), replacing Edward Norton; it's a sublime Whedon choice.
Whedon works his magic, making them all equals. If Downey steals one scene with dialogue, then Hemsworth gets a complementary scene of passionate rage.
Of the five previous movies, last summer's "Thor" had the best villain, the impish Loki, and Whedon effortlessly relocated him here. Loki's new plan is to use the "Tesseract" — a glowing cube — to invite evil alien armies to help take over Earth.
But the Avengers, called upon to stop him, don't yet know or trust each other. Therein lies the film's simple theme: How these outsiders, each given a "terrible privilege," can become something greater by learning to work together.
Whedon conjures up beautiful images of teamwork in the thick of battle, including one of Hulk slamming a piece of shrapnel into the neck of a giant monster, and Thor hammering it home.
This movie has it all: gorgeously clear action, humor, suspense and even passion. It's not going too far to guess that no other summer movie will touch it.
Yet "The Avengers" takes place in a dark world of heightened military fear, where a nuclear missile is launched as effortlessly as making a piece of toast. Fury admits he assembled the team as a form of stockpiling weapons against as-yet-unimagined threats — ironically, a threat itself.
Oddly, the theme directly opposes that of the two "Iron Man" movies; Whedon's reasons for treading this paranoid path are ambiguous and puzzling.
Still, the world needs its heroes for other reasons, and during their trials they find their true selves, coming away slightly stronger together than they were as individuals.
Shy, awkward, uncertain misfits in theatergoing crowds — i.e., most of us — know exactly what the movie is really about.
Movie Review
Marvel's The Avengers ★★★½
Starring Robert Downey Jr., Chris Evans, Chris Hemsworth, Mark Ruffalo, Scarlett Johansson
Written and directed by Joss Whedon
Rated PG-13
Running time 2 hours, 22 minutes


text:
I Need to Break Something
Okay, that didn't make me feel any better.
Sorry for the language. I actually thought about editing it out, but nah… everybody gets pissed and swears sometimes. Well, I do anyway… and I'm keeping it real.
And since I don't swear very much – especially in this blog – I'm gonna exploit the fuck out of it in this post.
So, why am I pissed?
Well… I've been working on tweaking this site the last couple nights. Mostly layout and CSS stuff that I'm not really good at. Anyway, after a fuckload of hours, I had it looking like I wanted it to and then viola! I go to save and the CSS file gets completely wiped out!
I have no idea how the fuck it happened. I tried getting a hold of my host, but it seems like their lines are bogged down. I'm thinking that my host's server had some sort of momentary glitch at exactly the same split second that I hit the "Save" button. Godammit!
But, everything should be okay because I can just load the backup file, right? Nope. I tweaked the CSS so much that the backup file renders the site pretty damn useless.
The CSS file isn't indexed, as far as I can tell, so I couldn't find a cache of it anywhere. Does anyone have any suggestions on how else I might be able to retrieve it? I'm thinking it's gone for good, eh?
Mother fucker.
So, I had to switch to this boring-ass default theme for now.
Now, I don't know if I'm going to try to rehash the theme I was using previously or try out a new one. What I really want is a sweet-ass custom Pearsonified theme, but I don't think I can justify the cost with my little blog here… plus, he's not taking new clients right now.
I previously mashed-up elements of the themes Regulus and Fluidity. Here's the little screenshot that I just happened to save a couple days ago for my MyBlogLog thumbnail:
I like the orange and gray color scheme I was using before, but I can tweak any theme to incorporate them. If you have seen a cool theme that you think would fit the persona of my blog, please let me know!
—kid disco


text:
DHAMPUR Railway Station Train Infomation
There is Some Important information about Dhampur Railway Station, Uttar Pradesh. If you are planning to travel to Dhampur by train, get complete information about Dhampur Train station, nearest railway stations distance to Dhampur from major indian cities and most of all, list of trains to Dhampur. Complete list of Trains to Dhampur, Trains from Dhampur and Trains passing through the Dhampur Railway station in the state of Uttar Pradesh.


text:
The Seawhite Studio is a unique and outstanding studio,buy cialis created through a collaboration between Emily Ball and art suppliers Seawhite of Brighton, based in Partridge Green.
This big warehouse studio has fantastic light and is fully equipped with easels, tables, chairs, planchests, painting storage racks, storage shelves and boxes for students' art equipment. There is also a computer, with WIFI connection for internet browsing, TV and library area where reviews and discussions take place. There is tea and coffee provided, and a microwave and fridge for lunchtimes, as needed.
There is ample parking and access to the studio space is up a flight of stairs. Seawhite also run an art shop on the premises, so that students can stock up with necessary art equipment as required.


text:
Play Mornings
Date: Dec 7 2017, 10:15 a.m. - 11:30 a.m.
Middle School Teen Center
Play mornings are every Tuesday and Thursday from 10:15-11:30 a.m. in the Middle School Teen Center, located on Meuse Argonne, Bldg. 1315.
This is an interactive parent and tot playgroup designed for parents to allow their children to learn developmentally appropriate play and to help children improve their
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Play mornings also allow for parents to meet and socialize with other parents.
Registration Info
- Open to the entire Fort Irwin Community
- No registration needed
- Tel: +1 (760)380-4021
- Military DSN Tel: (312)470-4021


text: Kaiser Optical Systems Inc. has introduced the RamanRxn1 high-throughput analyzer for reducing the analysis time in drug discovery and early process development phases. The device is an automated well-plate system that analyzes picogram to milligram quantities for pharmaceuticals and combinational chemistry. It measures information from each well and correlates wells containing similar material by utilizing a variety of programmed tools. All wavelengths are measured simultaneously, while autofocus and autoexposure software optimize the measurements. For different user levels, the system provides spectroscopic, graphical or spreadsheet configurations.


text:
These dealers, independent shops, and parts vendors are Friends of the Boston Chapter. The Boston
Chapter BMW CCA assumes no liability for the work or merchandise from these dealers, independent shops, and parts vendors.
Please mention the Boston Bimmer or our web site when you patronize these fine businesses.
If you are a vendor that you feel should be mentioned in this list please contact
John Sullivan. Include your name, the vendor's name, type of business, and if you will give a discount to our Chapter
If you are interested in having a link to your web site on this page, please review our our web
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Welcome to the Walmart Gift Card Giveaway Event! A big, fun event, brought to you by a lot of great bloggers!
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text:
Construction Approaches to the Navy's Floating Pier Conceptby Charles T. Jahren, US Naval Civil Engineering Lab, Port, Hueneme, CA, USA,
Duane A. Davis, US Naval Civil Engineering Lab, Port, Hueneme, CA, USA,
Document Type: Proceeding Paper
Part of: Ports '86
The subject of this paper is a floating pier which is currently under evaluation as a more cost-effective solution for berthing Navy ships. This new approach to pier design was sponsored by the Naval Facilities Engineering Command as part of the Naval Civil Engineering Laboratory's Port Systems Project. The many advantages of a dual deck, floating pier include: increased operational effectiveness, off-site construction, mobility and lower life cycle cost. The structural configuration of the floating pier is discussed, concluding with an industry evaluation of construction approaches.
Subject Headings: Systems engineering | Construction management | Piers | Construction methods | Ships | Building design | Decks | Life cycles
Services: Buy this book/Buy this article
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text:
11 February, 2013
Over the last couple of days, the GBP/USD has rallied well after finding some support around 1.5650 and 1.57 which has been able to temporarily halt the strong fall. Over the last month, the Cable has steadily slid lower below 1.57 from near 1.64. For the last couple of weeks, the GBP/USD had been doing its best to rally and push back off the support level at 1.57, however during last week it was met with strong supply which eventually pushed it to its lowest levels since August last year (touching 1.5630). Over the last few weeks it has experienced a rollercoaster ride back and forth between two key levels at 1.57 and 1.5850.
Over the last month or so, the Cable has met excess supply around 1.63 and 1.6150 as both of these levels have become strong resistance levels forcing the price away and back below 1.60. This fall has continued down to the key 1.5850 level which temporarily halted the decline for a few days only to see the Cable continue lower. Over the bigger picture, the Cable has now traded within a wide range of 6 cents over the last four months or so, as these levels continue to play a role every time the price approaches one of them, as you can see in the daily chart below. The recent key level at 1.57 seems to have taken its time to hold up and continue to provide support however its persistence seems to have paid off.
Also over the last month or so, the Cable has displayed interesting price action as it has firmly established some key levels 150 pips from each other. These levels are at 1.63, 1.6150, 1.60, 1.5850 and most recently 1.57. Over the course of the last few weeks, the Cable has fallen sharply from levels not seen for about 15 months up near 1.64.
Last week, there were no surprises from the BOE, as it maintained present levels for QE and the benchmark interest rate. All eyes were on the Bank of England, which set its interest rate and Asset Purchase Facility (QE) levels. As was widely expected, the central bank continued with more of the same. The benchmark interest rate was pegged at 0.50%, while QE remains at 375 billion pounds each month. The ECB also kept its current rate at 0.75%. Other UK releases last week were solid. Manufacturing Production rose a robust 1.6%, easily beating the estimate of 0.7%.
(Daily chart / 4 hourly chart below)
They say that how much a man is loved can be seen by the number of people who mourn at his death. If that is the benchmark, BOJ's current Governor Masaaki Shirakawa will be feeling lonely even though Valentine's day is just round the corner...
Its fall over the last couple of weeks from 1.5850 has seen it trade down below 1.57 to levels not seen since August last year. It rallied solidly during the last week only to finish the week in a slump and strong fall resulting in a close below 1.57 again...
New Zealand published its largest Dec Month trade surplus since 1991. This appears to be good news prima facie, but when we read the fine prints, it turned out that exports has fallen, while imports has fallen even harder resulting in this record...
Weakness in the rally of GBP/JPY seen? Streak of Higher Highs and Higher Lows have been broken, with prices in the process of forming the right shoulder of the Head and Shoulders pattern (marked by black labels)...
In the last 24 hours, we have seen the Euro push higher again however it has yet again been pushed away by excess supply anywhere near the key 1.34 level. It has continued to trade within a narrow range and up until the last day, it had sat right on top of the key support level at 1.33...
There isn't much more to report with the Euro since 24 hours ago. It continues to trade within a narrow range and sit right on top of the key support level at 1.33. Over the last few days, the Euro has been placing pressure on the key 1.33 level which has been able to hold up reasonably well so far...
Over the last few days, the Euro has been placing pressure on the key 1.33 level which has been able to hold up reasonably well so far. Just prior to this, the Euro ran into a brick wall of supply at 1.34 which was a previous resistance level earlier last year...
As expected, last week the Euro has run into a brick wall of supply at 1.34 which was a previous resistance level earlier last year. A couple of weeks ago, the Euro finished the week very strongly surging up through the resistance level at 1.33 that had established itself over the last month or so...
As expected, within the last week the Euro has run into a brick wall at 1.34 which was a previous resistance level earlier last year. In doing so however, this pushed the Euro up into territory not seen in nine months...
|FIBO Group