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3:30 am
Dialogue "Life on the River of No Return" Host Marcia Franklin interviews Isaac and Bjornen Babcock, husband and wife filmmakers from McCall, about their NATURE documentary River of No Return. The couple, who spent more than a year in Idaho's Frank Church-River of No Return Wilderness, discuss the making of the film, some of the highlights of their adventure, and some of the challenges they faced.G
4:00 am
Sesame Street "Get Lost, Mr. Chips" Alan is getting ready for the Cookie Connoisseurs Club, the most exclusive cookie appreciation club in the country, to come to Sesame Street to taste his super cookies. Alan asks Chris to distract Cookie Monster while the club meets. Chris tries, but it's too late. D
5:00 am
Daniel Tiger's Neighborhood "Good Morning Daniel/Goodnight Daniel" Good Morning Daniel - It's a typical morning in the Tiger household, and Daniel has to get up for school but his playing and imagining distract him from his routine. Daniel learns that his morning routine helps him be ready in time for Trolley to take him to school. Goodnight Daniel - Tonight, Daniel is pretending to be Super Daniel! But after dinner, he has to follow his nighttime routine even though he would rather play. D
5:30 am
Martha Speaks "Skits and Mr. Scruffles/Brave Truman" Skits and Mr. Scruffles - Everyone's too busy to play with Skits. While he's moping around the neighborhood, he meets Milo, a lonesome newcomer who just moved to Wagstaff City. The two bond, but when they tell their respective families about their new companion, no one believes they're real. D
6:00 am
Austin City Limits "Widespread Panic" The Georgian jam band celebrates its 25th anniversary with songs from across the group's career.G
7:00 am
Rick Steves' Europe "Surprising Bulgaria" Rick finds a time warp of old and new chic shops in the city, and donkey carts in the country.G
7:30 am
Smart Travels - Europe with Rudy Maxa "Belgium" Rudy samples superb chocolate and first-rate beer, listens to folk music and views Bruegel paintings.G
8:00 am
The Desert Speaks "Palms in the Desert" Palm trees have long been a symbol of the desert and, more importantly, a sign of water to a weary desert traveler. In this episode, ecologist Jim Cornett joins host David Yetman for a look around California's Coachella Valley, the lowest and hottest inhabited place in the Northern Hemisphere. After a walk around Palm Springs to examine the area's most famous residents, Yetman heads for the largest undisturbed palm oasis on Earth, Palm Canyon. D
8:30 am
Chef John Besh's New Orleans Oyster Stew, Jaeqerschnitzel, and Pear Tart. D
9:00 am
America's Heartland A Washington dairy farmer says his veterinary work delivers better milk to your table. Chef Dave Lieberman serves up some unusual dishes that include peaches. Think all carbohydrates are bad for your diet? Some fast facts about food say no. D
9:30 am
New Scandinavian Cooking "The Coast of Mid Norway: Shellfish Eldorado" Host Andreas Viestad visits some of the richest fish banks in mid-Norway and then prepares a seafood dish with native scallops, crabs and lobster. The region also holds some of the most modern aquaculture for salmon and mussels - and Andreas makes the most of these ingredients. D
10:00 am
America's Test Kitchen from Cook's Illustrated "Cold-Weather Comfort" Test cook Bridget Lancaster reveals the secrets to making Easy Caramel Cake. Then, host Christopher Kimball uncovers the tips and techniques for perfect cake making. And finally, test cook Julia Collin Davison shows Chris how to make foolproof Split Pea and Ham Soup. D
10:30 am
P. Allen Smith's Garden Home "Outdoor Kitchen" Allen draws inspiration from old Southern estates for two outbuildings where he tests herbs, fruits and vegetables from the organic garden.G
11:00 am
Song of the Mountains Fitzmaurice Band; Amber Collins & No Speed Limit. D
12:00 pm
Sesame Street "The Very End of X" Big Bird and Snuffy are the hosts of "The Letter of the Day Show" on Sesame Street! The only problem is that the letter they were supposed to introduce and sing about is broken into two straight pieces. Big Bird and Snuffy need help determining which letter it is, so they use the guests on the show as clues. Their first guest is a box, which begins with the letter "B", so they think the letter must be "B". D
1:00 pm
Dinosaur Train "The Forest Fire/The Lost Bird" When a forest fire comes to woods not far from the family nest at Pteranodon Terrace, the family takes the Dinosaur Train to visit a nearby area where a fire has already been, and the Conductor leads the kids on a Nature Tracker hike through the woods to see how new life is growing back - even after the forest fire's devastation. Buddy and Tiny ride the Dinosaur Train for a playdate with their old friend Petey Peteinosaurus, and learn that the train has added a new Aviary Car, for their various flying passengers. Suddenly, they are joined by a lost bird named Judy Jehelornis, who was displaced by the recent forest fires, and can't remember where her home is. D
1:30 pm
Super Why! "The Swiss Family Robinson" Little Boy Blue is stuck on a little island in Storybrook Pond and can't get back to shore. Super Why and his friends head into the story of The Swiss Family Robinson to meet a family who is just as stranded as Little Boy Blue. They'll need to use what's around them to survive in this do-it-yourself island adventure! Educational Objectives: To learn to think creatively in tricky situations. D
2:00 pm
Cat in the Hat Knows A Lot About That! "Flower Power/Snowman's Land" Flower Power - Sally's mom has a cold, so Sally wants to pick her some colorful flowers to make her feel better. The Cat in the Hat takes Nick and Sally to the forest of Flora-Fah-Zoom where they meet three different creatures that all depend on flowers to live. Sally decides to make her mother a picture of their adventure in Flora-Fah-Zoom instead of picking a flower that animals need in order to survive. D
2:30 pm
Wild Kratts "Blowfish Blowout" When the miniaturized Kratt Brothers get swept up and lost in a current of plankton, they become part of a crowd of fish larva all headed to the most populated and diverse habitat on Earth - the coral reef. D
3:00 pm
Outdoor Idaho "Horse Packers & Wagon Masters" Idahoans who bond with horses and mules to follow dusty trails view Idaho's scenery at leisure and share its past. One man sets a distance record for packing with horse and mule as he rides for charity. Teamsters explore part of the Oregon Trail with wagons and mules, and trail riders head into the Selkirk Mountains.G
3:30 pm
Dialogue "Life on the River of No Return" Host Marcia Franklin interviews Isaac and Bjornen Babcock, husband and wife filmmakers from McCall, about their NATURE documentary River of No Return. The couple, who spent more than a year in Idaho's Frank Church-River of No Return Wilderness, discuss the making of the film, some of the highlights of their adventure, and some of the challenges they faced.G
4:00 pm
Bluegrass Underground "Jerry Douglas" As a 2004 National Heritage Fellow (America's highest honor for traditional artists) and 13-time Grammy winner, Jerry Douglas has, frankly, re-invented his instrument, playing the dobro with unprecedented speed and haunting lyricism. Starting as a teen, Douglas performed with J.D. Crowe, Emmylou Harris, the Country Gentlemen, Eric Clapton, Paul Simon, Elvis Costello and James Taylor, all while working as one of Nashville's most in-demand session players. D
4:30 pm
Music Voyager "Colombia's Electro Tropical Beats" One of the latest and most exciting trends in Colombian music fuses the traditional rhythms and melodies with electronic beats and modern influences. Host Jacob Edgar explores this cutting-edge Bogota scene, starting with an electrifying live performance in the streets with La Mojarra Electrica. Then, he meets British DJ and producer Richard Blaire, whose Sidestepper project pioneered the electrotropical trend. D
5:00 pm
PBS NewsHour NULL
6:00 pm
Lark Rise to Candleford Dorcas and James clash again when an accident happens on the path between the two towns. The death of Rev. Ellison forces Miss Ellison to confront her past. The road is falling apart and George steps into help.G
7:00 pm
Midsomer Murders "Market for Murder, Part 1" The head of a local book club is robbed and battered to death with her walking stick. Investigation reveals the club is a front for a lucrative investment portfolio and many believe that money and riches are the motive behind the attack. Part 1 of 2G
8:00 pm
Midsomer Murders "Market for Murder, Part 2" More members of the book club meet a lethal fate. Barnaby's investigation reveals hidden secrets and mysterious pasts among the women in the group and learns that for at least one murder, unrequited love is a stronger motive than money. Part 2 of 2G
9:00 pm
60s Pop Flashback: Hullabaloo (My Music) MY MUSIC returns to the era of go-go dancers, mod mini-skirts and swinging pop-rock sounds in HULLABALOO - A '60s FLASHBACK. The top singers and groups of the hippest decade present their greatest hits, blending the British Invasion with Broadway and folk-rock with rhythm and blues. This first-ever retrospective of the 1965-66 NBC-TV primetime series includes appearances by The Rascals, Nancy Sinatra, The Four Seasons, Paul Revere & The Raiders, The Lovin' Spoonful and The Byrds. D
11:00 pm
Lark Rise to Candleford Dorcas and James clash again when an accident happens on the path between the two towns. The death of Rev. Ellison forces Miss Ellison to confront her past. The road is falling apart and George steps into help.G


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Description:IBM xSeries 235 Xeon 400MHz 512MB NO HD 48X Tower6i Controller Part# 71p8595512MB Ram (2x256MB)Part Number(s)
IBM Part# 8671-4AX
Extra Processor Part# 37L3533
Part# 33L5038
Overview:The IBM eServer xSeries 235 is a 2-way server using Intel's Xeon processors to provide you with power and performance at an affordable price. Offering a pathway for future growth the x235 provides large expandability with up to 6GB of DDR memory internal storage capability up to 660GB and six available PCI slots. Integrated Gigabit Ethernet gives you extensive networking bandwidth while keeping all slots free for other adapters. For flexibility to meet your custom space needs the x235 comes in both tower models and models that convert to fit neatly into a standard rack freeing up precious floor space. X-Architecture features like Chipkill memory Active PCI-X technology and Hot-Swap cooling and power keep your server available when you need it. And the x235 is the first xSeries server to deliver integrated RAID-1 functionality which gives you the ability to mirror hard disk drives for data protection -- for even higher server availability. The Dual Ultra320 SCSI channel that provides this capability is built into the motherboard so you get the benefits of disk mirroring without using up a PCI slot. Reliability without sacrificing expandability. To implement higher levels of RAID protection you can purchase the low cost optional ServeRAID 5i Controller. A plethora of included systems management features complete this server's impressive array of features making it an all around great buy.

subset: commoncrawl


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added by Vincent Caligari @ 11:50 a.m.
0 comments
Check the currency exchange rates before you go on vacation. Reading movie scripts is a great way to get started in screenwriting. All my favorite avatars are on Avatarist. Brighten up your desktop with wallpapers from the Internet. Nintendo 3DS coolest handheld ever. Best not to convert images into PNG yet as transparency isn't supported all across the board. It' great to have software trials, but they usually expire after a while. Don't even try text formatting by hand, it could take weeks.


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7 bills that could decrease government waste
02/15/2013 12:09amIn news conference conducted Tuesday at the Utah State Capitol by Financial Ready Utah, a non-profit organization led by the Utah Association of Certified Public Accountants, seven bills were introduced that could decrease government waste.
Utah 2nd most religious state in nation
02/15/2013 7:45amUtah is one of the most religious states in the union, second only to Mississippi.
Bill creating open adoption agreements now headed to Senate
02/15/2013 9:50amA bill that would create an option for enforceable post-adoption contact agreements is headed to the Utah Senate.
Inability to cope with loss may lead to heart disease
02/15/2013 10:08amThe emotional trauma of losing a loved one can put stress on the heart and in rare cases cause a heart attack.
Radiothon raises over $486K for Primary Children's hospital
02/15/2013 11:55amHundreds of people spread the love on Valentine's Day by calling in to the KSL NewsRadio fundraiser to donate money to patients at Primary Children's Medical Center.
Man charged with murder of South Salt Lake woman
02/15/2013 12:22pmAnswers are starting to surface about the death of Ann Jensen, who was shot in her South Salt Lake apartment Nov. 4.
Man suspected of robbing Zions Bank twice in 2 days
02/15/2013 12:39pmPolice say a suspected bank robber came back for more, robbing a Zions Bank on Thursday for the second consecutive day.
Police: Orem doctor, fiancee overdosed on anesthesia
02/15/2013 1:05pmPolice have determined that the deaths of embattled Orem plastic surgeon Joseph Berg and his fiancee in August were the result of accidental overdoses.
Utah plane crash video captured by passenger
02/15/2013 1:08pmWhen Jonathan Fielding realized he and his family were about to make a crash landing in the single-engine plane they were flying in, he didn't let his worry show. Instead, he pulled out his cellphone.
Legislature: Bills on fighting obesity and new costs for concurrent enrollment
02/15/2013 2:18pmSeveral new bills were proposed in Legislation during their third week including costs for high school concurrent enrollment classes and creating awareness of HB81 virus for pregnant women.
State planning how to repay formerly seized FLDS trust fund
02/15/2013 4:21pmEight years after Utah took control of assets belonging to a Utah-based polygamous sect, it is now trying to figure out how to return them.
Ex-rodeo chairman charged with embezzling $305K over 10 years
02/15/2013 5:06pmThe former rodeo chairman of the Days of '47 celebration and a retired sheriff's deputy has been charged with fraud and embezzlement.
2 passengers found carrying large knives in SLC airport
02/15/2013 6:04pmTransportation Security Administration discovered two passengers with large knives at the Salt Lake City International Airport on Thursday.
Alta athlete recovers after 60-foot fall; rejoins basketball team
02/15/2013 6:10pmAfter falling 60 feet off a cliff, an Alta High School basketball player has recovered and is back on the court doing what he loves.
Provo-Phoenix flights begin; St. George-Denver flights announced
02/15/2013 6:36pmSkyWest Airlines announced Friday that it would add service to Denver and cut flights to Los Angeles out of the St. George Airport.
Provo man dies after being hit by vehicle, then FrontRunner
02/15/2013 6:38pmA 69-year-old Provo man was killed after being hit by both a vehicle and a FrontRunner train Friday morning.
Hyrum family happy to be home following nightmarish cruise
02/15/2013 7:50pmRelief finally came for a Utah family Friday afternoon, after being stranded for four days at sea on the Carnival Cruise Ship Triumph.
Moving family offers home to neighbors displaced by fire
02/15/2013 7:59pmAs families rally around the Roy family that lost their home in a devastating fire, their neighbors from across the street offered the displaced family something unique: their home.
Reservoir gets hovercraft to assist in search and rescues
02/15/2013 9:10pmSheriff Jerry Jorgensen readily admits there's something unusual about riding in his agency's newest vehicle.
Man accused of stealing $1,400 in cigarettes from convenience store
02/15/2013 9:31pmA Salt Lake City man is accused of stealing $1,400 in cigarettes from a convenience store allegedly to support his heroin habit.
Allegations against AG may have impact on proposed ethics reform
02/15/2013 10:20pmLawmakers made a call for ethics reform Friday on Utah's Capitol Hill. While such proposals have failed in the past, recent accusations against the attorney general have created a more receptive audience this year.
SWAT finds 1 dead, 1 injured in Cedar City home
02/15/2013 10:30pmA man is dead and a woman is injured after a standoff and shooting Friday afternoon in Cedar City. Now investigators are trying to figure out exactly what happened.
Family phone number spoofed, leads to upset callers
02/15/2013 10:35pmFor 17 days the phone kept ringing at Debbie Christensen's house. The callers were upset and wanted her to stop calling them. The problem was she wasn't the one making the calls.
Bountiful students employ 'power of pink' to support athlete and his mother
02/15/2013 11:52pmBountiful High School is riding a 17-game winning streak, and all that does is encourage an already outrageously loud and creative student fan section. These days, though, the loud and proud are dedicated to lifting the spirits of a cause: a player and his courageous mom.
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EVANS CITY — An elderly woman has died after being injured in a bus-train crash Friday morning.
Claudette Miller, 91, of Callery was pronounced dead at 1:03 p.m. Friday from injuries in the crash, according to the Allegheny County Medical Examiners office. She was taken to AGH by helicopter from the crash site.
She was among 11 people who were treated at five hospitals.
Two other elderly passengers were reported in critical condition Friday, one at AGH and the other at UPMC Presbyterian hospital.
These three elderly crash victims had been on the bus through a program of the Butler County Area Agency on Aging. Other passengers have mental disabilities. At least one was headed to his job.
Other victims were treated for less serious injuries at UPMC Passavant, UPMC Passavant Cranberry and Butler Memorial Hospital.
The passengers were mostly men ranging from their mid 20s to 90s.
The bus is operated by the Butler Area Rural Transit program, BART, a program that provides rides for people who make an appointment. A frequent use of the program is to get patients to doctor appointments.
Evans City police Chief Joe McCombs said the train hit the bus in its center after the bus had stopped in the middle of the tracks. It's not clear why the bus driver stopped there, although the McCombs said heavy fog might have contributed to the accident.
The train conductor sounded a horn several times, according to police, but didn't succeed in alerting the driver. There are no lights or crossing gates at that intersection.
The chief said three to four trains travel through that area daily. He said he couldn't recall any other accident at that location.
McCombs said he couldn't speculate on whether the bus driver had a medical emergency before the accident. He also couldn't estimate what speed the train was traveling, although he added there were no injuries to the three people on board.
John Burgard, 42, who has Down syndrome, was one of the passengers on the bus. He suffered a broken leg and was taken to Allegheny General, according to friends and family.
The bus had just picked up Burgard at the home of his parents, Richard and Francis Burgard, who live on Maple Avenue.
Burgard has a job and was going to work. He rides the bus to work twice a week.
"His mother sees him on and off the bus every time, and she was there and seen it happen," said Terri Yochum, who is the girlfriend of John's brother, referring to the collision.
Because of the train blocking the crossing, John's parents were unable to immediately get to the bus to check on their son.
But that didn't stop his 84-year-old father, Richard.
"He either crawled under the train or climb between the (train) cars to get to John and speak to him," Yochum said.
Brian Greenawalt, a medic with Harmony EMS, said that many passengers had cuts, scrapes and bruises from the accident. Some also complained of abdominal pain. He said one passenger had "a pretty significant head injury."
Beth Herold, director of the county's Agency on Aging, was at the scene to check up on three elderly passengers.
"We adopt them and they become like family," Herold said. "We're praying for all involved and their families. It's a heartbreaking situation."
Evans City Sgt. Don Myers said the 59-year-old driver Frank Schaffner of Butler was taken to Butler Memorial Hospital.
A representative from the train company at the scene declined to comment.
McCombs said the fog possibly was a factor and may have distracted the bus driver.
Police said the engineers on the train blew the alarm signal when they saw the bus on the tracks.
"We don't know if the horn startled him," McCombs said.
Freya Colonello lives on Mars Evans City Road about 50 yards from the accident. She was asleep when she heard an incredibly loud bang, which she chalked up to the fact that she lives near a concrete yard.
But she knew something was wrong when distant emergency sirens grew louder and eventually stopped in front of her house.
"I've never seen anything like this," she said. "There aren't any lights or gates down there at the railroad crossing. It's not safe at all."
Although the train was driven from the scene by Friday afternoon, investigators said the tracks in Evans City will be closed to train traffic indefinitely while multiple agencies complete an investigation into the crash.
By mid-afternoon, the bus had been towed away.
Michael Williams, director of communications for Genesee and Wyoming Inc., the parent company of the Buffalo and Pittsburgh Railroad, said on Friday that he doesn't know how long the tracks will be closed because the company is concentrating on the injured.
"Our concern now is with the folks who were injured," said an obviously shaken Williams. "Our thoughts and prayers are with them and their loved ones."
He said a full investigation is under way into why the train smashed into the bus. The train is owned by Carload Express, Inc. of Oakmont, which operates the Allegheny Valley Railroad. The company operates three shore line railroads.
Williams said while he does not know the train's speed at the time of the crash, the speed limit at Maple Avenue is 25 mph.
Officials from Genesee and Wyoming, Allegheny Valley Railroad, the Federal Railroad Administration, and the National Transportation Safety Board will participate in the investigation at the scene, Williams said. He said the tracks will be closed "for as long as it takes" to complete the investigation.
A man who answered the telephone at Allegheny Valley Railroad on Friday morning said the train included 29 cars. He did not have information on what the cars were hauling, where the train was coming from, or any other details.
Two inspectors for the Transportation Security Administration, part of the U.S. Department of Homeland Security, briefly joined in the investigation.
"Basically, we were called to touch base," said one inspector, who declined to give his name.


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Welcome to the zombie Oyster's Garter, resurrected from the blogular grave to eat your braaains. Or at least to pick your brains (which in the context of zombies sounds most distressing.). At the upcoming Science Online conference, I will be co-moderating a panel called "Talking Trash: Online Outreach from the Great Pacific Garbage Patch." The other panelists are freelance journalist Lindsey Hoshaw, who made news this summer by crowdsourcing her trip to the North Pacific and writing about it in the New York Times, and photographer/videographer/ocean advocate Annie Crawley, who was with me on the R/V New Horizon as a documentarian for Project Kaisei. (Bonnie Monteleone was originally going to be on the panel but unfortunately had a scheduling conflict.)
We are planning on letting our panel be largely audience-driven, but we would like to get a feel for what you are interested in. (If you are not attending Science Online, fret not – our session will be either livestreamed or recorded or both – if livestreamed you can ask questions on the web.) I can't speak for my co-moderators, but I don't want this session to get too hung up on specific marine debris issues – I think it would be much more interesting to talk about our experience trying to meld real-time science, nonprofit advocacy, outreach, and journalism.
Here are some preliminary questions. Please comment and tell us what you think. This is also posted at the Science Online wiki, and you are invited to comment there as well.
- Why is the media & the public so interested in trash in the ocean? Can this interest be leveraged/created for other issues?
- We are three people with different perspectives on what is important in communication: a scientist, a journalist, and a journalist-artist-filmmaker-documentarian.
- What were our disagreements? Here's a few examples off the top of my head: I did not agree with much of Lindsey's NYT article; Annie had a tough time getting stressed-out scientists (me included!) to work with her while at sea, SIO is an academic institution while Project Kaisei and AMRF are nonprofit advocacy groups.
- Do we as scientists/journalist/artists have a common goal? Beyond Littering Is Bad? Is loving the ocean enough?
- If we do have a common goal, what are lessons learned from this summer? What would we do differently next time?
- Can we offer advice to other scientists/journalists/artists trying to work together?
- How can scientists, journalists, and educators balance "exciting findings live from the field!" with "highly preliminary unpublished non-peer-reviewed data that our labwork might contradict"? For example, one thing that is tough with advocacy and education is the scientific emphasis on peer-reviewed publication – the timescale is waaaay too slow for good real-time communication. How can we be accurate, entertaining, and educational?
Here's some background on our experiences in the Gyre:
- SEAPLEX outreach website
- SEAPLEX blog
- SEAPLEX Twitter
- Response to Lindsey's NYT article
- Video of me explaining SEAPLEX, from before we went to sea
- Blog from SEAPLEX
- Videos from SEAPLEX (not all in playlist are Annie's – look for Dive Imagination at the beginning)
- Photos from SEAPLEX
- Google map with more videos
- Dive Into Your Imagination main site
- Spot.us fundraising page
- Blog
- NYT article
- Some blog entries on the Spot.us funding: PBS, Poynter, Columbia Journalism Review


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I don't know the answer to that, and that's why I haven't been making fun of the concept recently. But I do suspect that it's related to an obsession with keeping one's chosen area of study "pure" and untainted by the methods and theories of any others. It's the same mindset that produces comics like this, or this, or this (or, for a non-xkcd example, this Abstruse Goose, which seems almost willfully ignorant of what political science actually is). Now, if this comic had the psychologists attacking the physicists with large objects, I might think otherwise. But as it is, it fits into this pattern of comics where xkcd not only makes fun of non-math-physics-computer-science fields, but seems to actively hate them and wish them harm (the alt-text especially plays into this).
Anyway, that's mainly what bothers me with this comic. It's also true that the whole concept ("in this class, we try to hit each other!") is pretty dumb, and so far removed from reality that it stops being funny and just starts being confusing. The caption, saying that this is part of an even broader context of crazy classes mocking the "interdisciplinary" idea, and - I don't know. I just stare at the screen and wonder why this was made.


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The creation of the Internet has meant that the options are now vast for those people who'd rather not use their vocal cords to communicate with another person, preferring instead to engage in more indirect methods of communication – they can, for example, send an email, an instant message, an SMS, or a text. Communicating through the name of your wireless network can also be added to the list, a method which is a fast-growing trend, according to a BBC report on the subject.
When someone sets up a wireless network at home, they're prompted to give it a name so it can be easily identified. That name will be seen by anyone within range who searches for a wireless network using a computer or mobile device.
In most cases, these names are nothing out of the ordinary, something like "Bob1" or "mycomputer123". However, recently more and more people are using their network names to send out messages to neighbors.
According to the BBC, many of the names relate to noisy neighbor issues. "Stop wearing heels", "Stop slamming the door" and simply "shut up" are listed as examples. Perhaps these are the work of desperate people for whom a polite face-to-face request failed, or maybe they simply tremble at the thought of direct confrontation with their noisy neighbor.
Sex, or noisy sex, is also the subject of some network names. "We can hear you having sex" is a common one, while "Stop having so much sex" is also listed.
Naming networks in this manner is the digital equivalent of sticking an anonymous note into the mailbox of whoever's causing offense, except that this way the offender won't necessarily know it's him or her being targeted (unless the network name includes a house or apartment number – or even the person's name). Also, the offender needs to be fiddling about with their wireless settings in order to see the list of nearby networks, something they most likely don't often do.
So, no, it certainly won't ever be the most effective form of communication, though for many it is, one assumes, a bit of fun and an additional way of trying to get their message across.
Seen any interesting network names in your neighborhood recently? Got a good one yourself?
[Image: Pavel Ignatov / Shutterstock]


text:
Atlassian Sourcetree is a free Git and Mercurial client for Windows.
Atlassian Sourcetree is a free Git and Mercurial client for Mac.
SCons - a software construction tool
Welcome to the SCons development tree. The real purpose of this tree is to package SCons for production distribution in a variety of formats, not just to hack SCons code.
If all you want to do is install and run SCons, it will be easier for you to download and install the scons-{version}.tar.gz or scons-{version}.zip package rather than to work with the packaging logic in this tree.
To the extent that this tree is about building SCons packages, the full development cycle is not just to test the code directly, but to package SCons, unpack the package, "install" SCons in a test subdirectory, and then to run the tests against the unpacked and installed software. This helps eliminate problems caused by, for example, failure to update the list of files to be packaged.
For just working on making an individual change to the SCons source, however, you don't actually need to build or install SCons; you can actually edit and execute SCons in-place. See the following sections below for more information:
- Making Changes
- How to edit and execute SCons in-place.
- Debugging
- Tips for debugging problems in SCons.
- Testing
- How to use the automated regression tests.
- Development Workflow
- An example of how to put the edit/execute/test pieces together in a reasonable development workflow.
Latest Version
Before going further, you can check that this package you have is the latest version at the SCons download page:
Execution Requirements
Running SCons requires Python version 2.7 or later (Python 3 is not yet supported). There should be no other dependencies or requirements to run SCons.
The default SCons configuration assumes use of the Microsoft Visual C++ compiler suite on WIN32 systems, and assumes a C compiler named 'cc', a C++ compiler named 'c++', and a Fortran compiler named 'g77' (such as found in the GNU C compiler suite) on any other type of system. You may, of course, override these default values by appropriate configuration of Environment construction variables.
By default, SCons knows how to search for available programming tools on various systems--see the SCons man page for details. You may, of course, override the default SCons choices made by appropriate configuration of Environment construction variables.
Installation Requirements
Nothing special.
Executing SCons Without Installing
You can execute the local SCons directly from the src/ subdirectory by first setting the SCONS_LIB_DIR environment variable to the local src/engine subdirectory, and then executing the local src/script/scons.py script to populate the build/scons/ subdirectory. You would do this as follows on a Linux or UNIX system (using sh or a derivative like bash or ksh):
$ setenv MYSCONS=`pwd`/src $ setenv SCONS_LIB_DIR=$MYSCONS/engine $ python $MYSCONS/script/scons.py [arguments]
Or on Windows:
C:\scons>set MYSCONS=%cd%\src C:\scons>set SCONS_LIB_DIR=%MYSCONS%\engine C:\scons>python %MYSCONS%\script\scons.py [arguments]
An alternative approach is to skip the above and use:
$ python bootstrap.py [arguments]
bootstrap.py keeps the src/ subdirectory free of compiled Python (*.pyc or *.pyo) files by copying the necessary SCons files to a local bootstrap/ subdirectory and executing it from there.
You can use the -C option to have SCons change directory to another location where you already have a build configuration set up:
$ python bootstrap.py -C /some/other/location [arguments]
For simplicity in the following examples, we will only show the bootstrap.py approach.
Note: You don't need to build SCons packages or install SCons if you just want to work on developing a patch. See the sections about Making Changes and Testing below if you just want to submit a bug fix or some new functionality. See the sections below about Building Packages and Testing Packages if your enhancement involves changing the way in which SCons is packaged and/or installed on an end-user system.
Assuming your system satisfies the installation requirements in the previous section, install SCons from this package by first populating the build/scons/ subdirectory. (For an easier way to install SCons, without having to populate this directory, use the scons-{version}.tar.gz or scons-{version}.zip package.)
Populate build/scons/ using a pre-installed SCons
If you already have an appropriate version of SCons installed on your system, populate the build/scons/ directory by running:
$ scons build/scons
Populate build/scons/ using the SCons source
You can also use this version of SCons to populate its own build directory by using a supplied bootstrap.py script (see the section above about Executing SCons Without Installing):
$ python bootstrap.py build/scons
Install the built SCons files
Any of the above commands will populate the build/scons/ directory with the necessary files and directory structure to use the Python-standard setup script as follows on Linux or UNIX:
# cd build/scons # python setup.py install
Or on Windows:
C:\scons\>cd build\scons C:\scons\build\scons>python setup.py install
By default, the above commands will do the following:
Install the version-numbered "scons-2.5.0" and "sconsign-2.5.0" scripts in the default system script directory (/usr/bin or C:\Python*\Scripts, for example). This can be disabled by specifying the "--no-version-script" option on the command line.
Install scripts named "scons" and "sconsign" scripts in the default system script directory (/usr/bin or C:\Python*\Scripts, for example). This can be disabled by specifying the "--no-scons-script" option on the command line, which is useful if you want to install and experiment with a new version before making it the default on your system.
On UNIX or Linux systems, you can have the "scons" and "sconsign" scripts be hard links or symbolic links to the "scons-2.5.0" and "sconsign-2.5.0" scripts by specifying the "--hardlink-scons" or "--symlink-scons" options on the command line.
Install "scons-2.5.0.bat" and "scons.bat" wrapper scripts in the Python prefix directory on Windows (C:\Python*, for example). This can be disabled by specifying the "--no-install-bat" option on the command line.
On UNIX or Linux systems, the "--install-bat" option may be specified to have "scons-2.5.0.bat" and "scons.bat" files installed in the default system script directory, which is useful if you want to install SCons in a shared file system directory that can be used to execute SCons from both UNIX/Linux and Windows systems.
Install the SCons build engine (a Python module) in an appropriate version-numbered SCons library directory (/usr/lib/scons-2.5.0 or C:\Python*\scons-2.5.0, for example). See below for more options related to installing the build engine library.
Install the troff-format man pages in an appropriate directory on UNIX or Linux systems (/usr/share/man/man1 or /usr/man/man1, for example). This can be disabled by specifying the "--no-install-man" option on the command line. The man pages can be installed on Windows systems by specifying the "--install-man" option on the command line.
Note that, by default, SCons does not install its build engine library in the standard Python library directories. If you want to be able to use the SCons library modules (the build engine) in other Python scripts, specify the "--standard-lib" option on the command line, as follows:
# python setup.py install --standard-lib
This will install the build engine in the standard Python library directory (/usr/lib/python*/site-packages or C:\Python*\Lib\site-packages).
Alternatively, you can have SCons install its build engine library in a hard-coded standalone library directory, instead of the default version-numbered directory, by specifying the "--standalone-lib" option on the command line, as follows:
# python setup.py install --standalone-lib
This is usually not recommended, however.
Note that, to install SCons in any of the above system directories, you should have system installation privileges (that is, "root" or "Administrator") when running the setup.py script. If you don't have system installation privileges, you can use the --prefix option to specify an alternate installation location, such as your home directory:
$ python setup.py install --prefix=$HOME
This will install SCons in the appropriate locations relative to $HOME--that is, the scons script itself $HOME/bin and the associated library in $HOME/lib/scons, for example.
Making Changes
Because SCons is implemented in a scripting language, you don't need to build it in order to make changes and test them.
Virtually all of the SCons functionality exists in the "build engine," the src/engine/SCons subdirectory hierarchy that contains all of the modules that make up SCons. The src/script/scons.py wrapper script exists mainly to find the appropriate build engine library and then execute it.
In order to make your own changes locally and test them by hand, simply edit modules in the local src/engine/SCons subdirectory tree and use the local bootstrap.py script (see the section above about Executing SCons Without Installing):
$ python bootstrap.py [arguments]
If you want to be able to just execute your modified version of SCons from the command line, you can make it executable and add its directory to your $PATH like so:
$ chmod 755 src/script/scons.py $ export PATH=$PATH:`pwd`/src/script
You should then be able to run this version of SCons by just typing "scons.py" at your UNIX or Linux command line.
Note that the regular SCons development process makes heavy use of automated testing. See the Testing and Development Workflow sections below for more information about the automated regression tests and how they can be used in a development cycle to validate that your changes don't break existing functionality.
Python comes with a good interactive debugger. When debugging changes by hand (i.e., when not using the automated tests), you can invoke SCons under control of the Python debugger by specifying the --debug=pdb option:
$ scons --debug=pdb [arguments] > /home/knight/SCons/src/engine/SCons/Script/Main.py(927)_main() -> default_warnings = [ SCons.Warnings.CorruptSConsignWarning, (Pdb)
Once in the debugger, you can set breakpoints at lines in files in the build engine modules by providing the path name of the file relative to the src/engine subdirectory (that is, including the SCons/ as the first directory component):
(Pdb) b SCons/Tool/msvc.py:158
The debugger also supports single stepping, stepping into functions, printing variables, etc.
Trying to debug problems found by running the automated tests (see the Testing section, below) is more difficult, because the test automation harness re-invokes SCons and captures output. Consequently, there isn't an easy way to invoke the Python debugger in a useful way on any particular SCons call within a test script.
The most effective technique for debugging problems that occur during an automated test is to use the good old tried-and-true technique of adding statements to print tracing information. But note that you can't just use "print" statement, or even "sys.stdout.write()" because those change the SCons output, and the automated tests usually look for matches of specific output strings to decide if a given SCons invocations passes the test.
To deal with this, SCons supports a Trace() function that (by default) will print messages to your console screen ("/dev/tty" on UNIX or Linux, "con" on Windows). By adding Trace() calls to the SCons source code:
def sample_method(self, value): from SCons.Debug import Trace Trace('called sample_method(%s, %s)\n' % (self, value))
You can then run automated tests that print any arbitrary information you wish about what's going on inside SCons, without interfering with the test automation.
The Trace() function can also redirect its output to a file, rather than the screen:
def sample_method(self, value): from SCons.Debug import Trace Trace('called sample_method(%s, %s)\n' % (self, value), file='trace.out')
Where the Trace() function sends its output is stateful: once you use the "file=" argument, all subsequent calls to Trace() send their output to the same file, until another call with a "file=" argument is reached.
Tests are run by the runtest.py script in this directory.
There are two types of tests in this package:
- Unit tests for individual SCons modules live underneath the src/engine/ subdirectory and are the same base name as the module with "Tests.py" appended--for example, the unit test for the Builder.py module is the BuilderTests.py script.
- End-to-end tests of SCons live in the test/ subdirectory.
You may specifically list one or more tests to be run:
$ python runtest.py src/engine/SCons/BuilderTests.py $ python runtest.py test/option-j.py test/Program.py
You also use the -f option to execute just the tests listed in a specified text file:
$ cat testlist.txt test/option-j.py test/Program.py $ python runtest.py -f testlist.txt
One test must be listed per line, and any lines that begin with '#' will be ignored (allowing you, for example, to comment out tests that are currently passing and then uncomment all of the tests in the file for a final validation run).
The runtest.py script also takes a -a option that searches the tree for all of the tests and runs them:
$ python runtest.py -a
If more than one test is run, the runtest.py script prints a summary of how many tests passed, failed, or yielded no result, and lists any unsuccessful tests.
The above invocations all test directly the files underneath the src/ subdirectory, and do not require that a build be performed first. The runtest.py script supports additional options to run tests against unpacked packages in the build/test-*/ subdirectories. See the Testing Packages section below.
Development Workflow
Caveat: The point of this section isn't to describe one dogmatic workflow. Just running the test suite can be time-consuming, and getting a patch to pass all of the tests can be more so. If you're genuinely blocked, it may make more sense to submit a patch with a note about which tests still fail, and how. Someone else may be able to take your "initial draft" and figure out how to improve it to fix the rest of the tests. So there's plenty of room for use of good judgement.
The various techniques described in the above sections can be combined to create simple and effective workflows that allow you to validate that patches you submit to SCons don't break existing functionality and have adequate testing, thereby increasing the speed with which they can be integrated.
For example, suppose your project's SCons configuration is blocked by an SCons bug, and you decide you want to fix it and submit the patch. Here's one possible way to go about doing that (using UNIX/Linux as the development platform, Windows users can translate as appropriate)):
Change to the top of your checked-out SCons tree.
- Confirm that the bug still exists in this version of SCons by using the -C
option to run the broken build:
$ python bootstrap.py -C /home/me/broken_project .
Fix the bug in SCons by editing appropriate module files underneath src/engine/SCons.
Confirm that you've fixed the bug affecting your project:
$ python bootstrap.py -C /home/me/broken_project .
Test to see if your fix had any unintended side effects that break existing functionality:
$ python runtest.py -a -o test.log
Be patient, there are more than 700 test scripts in the whole suite. If you are on UNIX/Linux, you can use:
$ python runtest.py -a | tee test.log
instead so you can monitor progress from your terminal.
If any test scripts fail, they will be listed in a summary at the end of the log file. Some test scripts may also report NO RESULT because (for example) your local system is the wrong type or doesn't have some installed utilities necessary to run the script. In general, you can ignore the NO RESULT list.
Cut-and-paste the list of failed tests into a file:
$ cat > failed.txt test/failed-test-1.py test/failed-test-2.py test/failed-test-3.py ^D $
Now debug the test failures and fix them, either by changing SCons, or by making necessary changes to the tests (if, for example, you have a strong reason to change functionality, or if you find that the bug really is in the test script itself). After each change, use the runtest.py -f option to examine the effects of the change on the subset of tests that originally failed:
$ [edit] $ python runtest.py -f failed.txt
Repeat this until all of the tests that originally failed now pass.
Now you need to go back and validate that any changes you made while getting the tests to pass didn't break the fix you originally put in, and didn't introduce any additional unintended side effects that broke other tests:
$ python bootstrap.py -C /home/me/broken_project . $ python runtest.py -a -o test.log
If you find any newly-broken tests, add them to your "failed.txt" file and go back to the previous step.
Of course, the above is only one suggested workflow. In practice, there is a lot of room for judgment and experience to make things go quicker. For example, if you're making a change to just the Java support, you might start looking for regressions by just running the test/Java/*.py tests instead of running all of "runtest.py -a".
Building Packages
We use SCons (version 2.5.0 or later) to build its own packages. If you already have an appropriate version of SCons installed on your system, you can build everything by simply running it:
$ scons
If you don't have SCons already installed on your system, you can use the supplied bootstrap.py script (see the section above about Executing SCons Without Installing):
$ python bootstrap.py build/scons
Depending on the utilities installed on your system, any or all of the following packages will be built:
build/dist/scons-2.5.0-1.noarch.rpm build/dist/scons-2.5.0-1.src.rpm build/dist/scons-2.5.0.linux-i686.tar.gz build/dist/scons-2.5.0.tar.gz build/dist/scons-2.5.0.win32.exe build/dist/scons-2.5.0.zip build/dist/scons-doc-2.5.0.tar.gz build/dist/scons-local-2.5.0.tar.gz build/dist/scons-local-2.5.0.zip build/dist/scons-src-2.5.0.tar.gz build/dist/scons-src-2.5.0.zip build/dist/scons_2.5.0-1_all.deb
The SConstruct file is supposed to be smart enough to avoid trying to build packages for which you don't have the proper utilities installed. For example, if you don't have Debian packaging tools installed, it should just not build the .deb package, not fail the build.
If you receive a build error, please report it to the scons-devel mailing list and open a bug report on the SCons bug tracker.
Note that in addition to creating the above packages, the default build will also unpack one or more of the packages for testing.
Testing Packages
A full build will unpack and/or install any .deb, .rpm., .local.tar.gz, .local.zip, .src.tar.gz, .src.zip, .tar.gz, and .zip packages into separate build/test-*/ subdirectories. (Of course, if a package was not built on your system, it should not try to install it.) The runtest.py script supports a -p option that will run the specified tests (individually or collectively via the -a option) against the unpacked build/test-/* subdirectory:
$ python runtest.py -p deb $ python runtest.py -p rpm $ python runtest.py -p local-tar-gz $ python runtest.py -p local-zip $ python runtest.py -p src-tar-gz $ python runtest.py -p src-zip $ python runtest.py -p tar-gz $ python runtest.py -p zip
(The canonical invocation is to also use the runtest.py -a option so that all tests are run against the specified package.)
Contents of this Package
Not guaranteed to be up-to-date (but better than nothing):
- bench/
- A subdirectory for benchmarking scripts, used to perform timing tests to decide what specific idioms are most efficient for various parts of the code base. We check these in so they're available in case we have to revisit any of these decisions in the future.
- bin/
Miscellaneous utilities used in SCons development. Right now, some of the stuff here includes:
- a script that runs pychecker on our source tree;
- a script that counts source and test files and numbers of lines in each;
- a prototype script for capturing sample SCons output in xml files;
- a script that can profile and time a packaging build of SCons itself;
- a copy of xml_export, which can retrieve project data from SourceForge; and
- scripts and a Python module for translating the SCons home-brew XML documentation tags into DocBook and man page format
- bootstrap.py
- Build script for running SCons from the current source code checkout. This copies SCons files to bootstrap/ subdirectory, and then executes SCons with the supplied command-line arguments.
- build/
- This doesn't exist yet if you're looking at a vanilla source tree. This is generated as part of our build process, and it's where, believe it or not, we build everything.
- debian/
- Files needed to construct a Debian package. The contents of this directory are dictated by the Debian Policy Manual (http://www.debian.org/doc/debian-policy). The package will not be accepted into the Debian distribution unless the contents of this directory satisfy the relevant Debian policies.
- doc/
- SCons documentation. A variety of things here, in various stages of (in)completeness.
- gentoo/
- Stuff to generate files for Gentoo Linux.
- Documentation of SCons administrative procedures (making a change, releasing a new version). Maybe other administrative stuff in the future.
- A copy of the copyright and terms under which SCons is distributed (the Open Source Initiative-approved MIT license).
- LICENSE-local
- A copy of the copyright and terms under which SCons is distributed for inclusion in the scons-local-{version} packages. This is the same as LICENSE with a preamble that specifies the licensing terms are for SCons itself, not any other package that includes SCons.
- QMTest/
- The Python modules we use for testing, some generic modules originating elsewhere and some specific to SCons.
- README.rst
- What you're looking at right now.
- README-local
- A README file for inclusion in the scons-local-{version} packages. Similar to this file, but stripped down and modified for people looking at including SCons in their shipped software.
- rpm/
- The .spec file for building our RPM packages.
- runtest.py
- Script for running SCons tests. By default, this will run a test against the code in the local src/ tree, so you don't have to do a build before testing your changes.
- SConstruct
The file describing to SCons how to build the SCons distribution.
(It has been pointed out that it's hard to find the SCons API in this SConstruct file, and that it looks a lot more like a pure Python script than a build configuration file. That's mainly because all of the magick we have to perform to deal with all of the different packaging formats requires a lot of pure Python manipulation. In other words, don't look at this file for an example of how easy it is to use SCons to build "normal" software.)
- src/
- Where the actual source code is kept, of course.
- test/
- End-to-end tests of the SCons utility itself. These are separate from the individual module unit tests, which live side-by-side with the modules under src/.
See the src/RELEASE.txt file for notes about this specific release, including known problems. See the src/CHANGES.txt file for a list of changes since the previous release.
The doc/man/scons.1 man page is included in this package, and contains a section of small examples for getting started using SCons.
Additional documentation for SCons is available at:
SCons is distributed under the MIT license, a full copy of which is available in the LICENSE file.
Reporting Bugs
Please report bugs by following the detailed instructions on our Bug Submission page:
You can also send mail to the SCons developers' mailing list:
But even if you send email to the mailing list please make sure that you ALSO submit a bug report to the project page bug tracker, because bug reports in email often get overlooked in the general flood of messages.
Mailing Lists
An active mailing list for developers of SCons is available. You may send questions or comments to the list at:
You may subscribe to the developer's mailing list using form on this page:
Subscription to the developer's mailing list is by approval. In practice, no one is refused list membership, but we reserve the right to limit membership in the future and/or weed out lurkers.
There is also a low-volume mailing list available for announcements about SCons. Subscribe by sending email to:
There are other mailing lists available for SCons users, for notification of SCons code changes, and for notification of updated bug reports and project documents. Please see our mailing lists page for details.
If you find SCons helpful, please consider making a donation (of cash, software, or hardware) to support continued work on the project. Information is available at:
For More Information
Check the SCons web site at:


text:
The Federal Reserve announced in December that it will reduce its bond purchases from $85 billion to $75 billion per month, starting the process of scaling back its massive quantitative easing program. In mid-2013, interest rates headed up as investors anticipated that this tapering would begin soon. Yield on 10-year Treasury notes rose from 1.61 percent in May to as high as 3 percent in September. Most economists agree that the tapering program will continue to drive rates skyward.
Treasury & Risk sat down with Greg Mateja, a managing director with Alvarez & Marsal and a fellow of the Society of Actuaries, to discuss how higher interest rates are likely to affect insurance companies and their customers. What we got was good advice for every company contemplating the different ways in which tapering of the Fed's bond buying might affect their business.
T&R: How will the tapering of the Fed's quantitative easing program affect insurance companies?
Greg Mateja: Insurance companies are broad and diverse organizations, and it's quite hard to generalize. For that reason, treasurers and risk management professionals within insurance companies need to make sure they understand the specifics of their business—their corporate structure, restrictions on liquidity, and how liquidity might be provided in times of stress.
Generally speaking, though, a gradual tapering and a gradual rise in interest rates are a good thing for insurance companies, ignoring any other changes that may occur in the rest of the economy. I think the first thing you would see is a restoration of some of the margins that have been squeezed in the past few years as insurers have come under pressure due to the low-interest-rate environment and guarantees on their policies. As rates rise and their portfolio turns over, their portfolio yields will increase and their margins will expand, and generally that will be a good thing. After they recover their margins, I would expect to see interest rate increases being passed on to policyholders through increased credited rates, and I think we might see some of that margin used to support growth as well.
T&R: Are there also risks to insurance companies?
GM: Well, this scenario could be altered depending on what happens in the economy at large as a result of Fed tapering and interest rate hikes. People might reduce the level of insurance they're buying or other things might happen that could put pressure on insurance companies' margins. And if rates were to rise significantly and suddenly, that could put liquidity pressure on the industry as policyholders look for alternatives. In many cases, insurance companies are carrying their assets at an amortized cost rather than marking them to market, and that difference might give rise to mark-to-market pressure for companies with longer-duration assets and liabilities if rates rise significantly and suddenly.
T&R: What should companies do to monitor the health of their insurance companies through the tapering process?
GM: Certain types of products, such as separate account products that are invested in specialized mutual funds, are marked to market, so there is no concern with those types of funds. But for other products, I would recommend looking to the rating agencies, which do monitor these things as part of their process.
T&R: And what should a company do—an insurance company or other type of business—to determine where it faces risks related to Fed tapering and the prospect of rising interest rates?
GM: I'm a fan of stress testing, or scenario planning, the process by which people develop an understanding of how their company's financials would react under a set of targeted scenarios. What would happen if rates rose at different rates of increase? You want to understand how different levels of interest rates could impact each of your business units' risks, the interactions among the businesses, and the company overall. If interest rates rise gradually—say, 100 basis points a year for the next two or three years—what would happen? And what if rates rise twice that fast?
You want to assess those outcomes relative to the company's risk appetite and risk limits, its projected capital, and projections of liquidity. You have to make sure you're comfortable with the results of the stress test. That's a good way of doing basic risk management for an insurance company.
T&R: Isn't this also a risk management best practice for companies outside the insurance sector?
GM: Yes, as a general rule, companies are going to find that it's very helpful to have an understanding of how their businesses would react in different rate environments. They should pick a few scenarios and run stress tests. Even though I use the term 'stress test,' I don't mean companies should assume there will be a major change in rates. They just have to decide what they think is a reasonable set of scenarios and understand how those different scenarios might impact their business.
The key is to make sure you're looking at the risks that are important to your mix of businesses and that you understand what the full range of impacts from those could be. This is fundamental to any good risk management program.
T&R: What are the key considerations for companies in determining their risk appetite?
GM: The appetite for risk tends to come from the top. A chief risk officer or other executive responsible for risk management would talk to members of the board and senior management to get a feel for the kinds of risks or financial movement that would cause concern. This is typically an iterative process, and different organizations do it in different ways.
Board members and senior management may be more responsive to specific scenarios, so it may be helpful to take a draft proposal of a framework for their company's risk appetite to the organization's leaders and say, 'Hey, if this event happened and we had a loss of X dollars, how would you feel about that?' Then they have to triangulate with people because different members of the board and senior management will have different views on risk. The goal is to bring all those different people together, reach consensus, and get a set of parameters that everyone is relatively comfortable with.
As part of the process, some companies will perform stochastic analyses and consider results at a targeted level such as a 90th or a 99th percentile as part of the development of their stress tests. These stochastic models are complex, with some subjective elements, and they may not be effective for all risks. For an annual model, this could result in a risk constraint expressed as not wanting to lose more than X dollars once every 10 years or 100 years. In the end, there should be consideration of both magnitude and likelihood of potential risk.
T&R: So, where should companies start the stress testing for the current round of Fed tapering? Is it reasonable to evaluate the effects of an interest rate increase of 100 basis points? 200 basis points?
GM: Companies need to determine what they think is likely in terms of a modest increase based on what they've heard. Different people will have different perspectives on what's reasonable. I'm not going to speculate about what the government's going to do nor about how interest rates are going to respond, but I don't think most people would expect a gradual tapering to result in rates that are rising by 300 basis points a year for five years.
Now, there may be people who want to include a stress test with that kind of rate increase anyway because they're concerned about their business and want to know what would happen in the event of a rapid rise in rates. They might come up with a scenario or two that represent a much larger increase than they actually expect to happen, a scenario that isn't likely but is possible. They might think, 'Rates have gone up this much in the past. It's not clear that conditions now warrant this size of increase, but if it did happen, what might it mean for us? How should we set ourselves up to deal with this scenario, should it occur?'


text:
San Diego, eighth-largest city in the nation, has about 50 theatrical companies. That isn't bad — until you realize it has a grand total of seven tiny spaces for all those quirky, gigantic dreams.
Does that make San Diego theater a lousy bet by comparison? Not really. It may mean that local audiences are simply unfamiliar with edgy performances, not that they reject them out of hand. The latest entrant on that skimpy roster of spaces was designed to make a difference in that part of the equation — and it sits in a cultural oasis, where postmodern ideas are a stock in trade.
It's called The White Box Theater, located at 2590 Truxton Road at Liberty Station. It opened in May to the first of several dance events after having undergone a $31,000 renovation, which included the installation of a spring floor designed to absorb shock, a small but up-to-date sound system and 135 seats on three tiers. The seating is customizable for productions in the round and for arena staging. It's also completely removable over the theater's 2,600 square feet.
"It's up to the artist to make of it what they want," said Blythe Barton, San Diego Dance Theatre company member and manager of the space. "We've designed it as a live-arts space, and the small size makes it comfortable for edgy, clean, fresh material. It's quiet and everybody … says they love the view."
Plays and recitals by the cutting-edge Circle Circle dot dot theater group, which normally mounts its productions at Downtown's 10th Avenue Theatre and Arts Centre and San Carlos-based Visionary Dance Theatre are upcoming for 2013.
Jean Isaacs, San Diego Dance Theatre (SDDT) artistic director since 1997, agrees with the size aspect of the formula. She blanched on learning of this city's paltry small-venue inventory — if artistic growth is any indication, she said, little spaces should become de rigueur in San Diego's near future.
"We may be a little bit ahead on big ideas," she said of San Diego's arts communities. "Since I've been [SDDT artistic director], there's just been so much movement in dance and the arts, just constant moving, moving, moving, with more groups and more artists."
Indeed, San Diego has seen an explosion in the growth of dance since SDDT's founding in 1972, and those 50 local theater companies are up from virtually three as 1990 approached (moreover, two of those, The Old Globe and The Starlight theaters, are in the same locale).
But all those new groups would likely balk at the space's biggest technical drawback. Technical directors prefer black curtains and walls because they contain no color, making them the ideal surfaces on which colored lights register. As of now, The White Box lives up to half its name — the walls are blindingly without color, making light design problematic.
"That's if we leave them that way," said Isaacs, whose SDDT is the space's anchor tenant. "We can configure the seats. We can also configure black curtains to [line] the space. And this is only 135 seats, so the [project] wouldn't be that big."
For now, The White Box Theater is a space whose time has come. Four potential performance groups are headquartered at Dance Place San Diego, less than a block away. The second phase of the NTC buildout was completed in November, when eight buildings opened and 14 new tenants set up shop in Liberty Station's arts and cultural district; the White Box had opened six months before to welcome them. Liberty Station is that much closer to completion and the White Box is a major addition to the breadth of artistic expression it represents.
For more on the theatrical venue, visit ntclibertystation.com, then click "Venue Rental" and "White Box Theatre."


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Once again the subject of the proposed police station expansion was one of the main points at Monday's Smyrna Town Council meeting.
A month after Smyrna Town Council approved a motion to seek proposals for a cheaper police station, council members changed their minds on Monday by voting for the project to go back to the Police Building Committee so they can work with the architecture firm who did the feasibility study on bringing their original design down to the previously determined $3.5 million cap on the project.
The motion to send the project back to the committee was approved 5-2, with Councilwoman Valerie White and Councilman Jeff Flairty voting against the measure. Flairty is the council member to originally suggest council approve the feasibility study with the stipulation that council put out Requests for Qualifications (RFQ) from other firms not to exceed $3.5 million, excluding contingency fees.
The suggestion of sending the project back to the Police Building Committee was made by Councilwoman Regina Brown, who is chair of the committee.
Brown said the committee members were questioning their responsibilities as a result of the previous decisions made by council on the project.
"Instead of the RFQ's, perhaps the project should've been sent back at that point in time to the committee," Brown said. "Up until that time the committee was given no guidance on the cost or expectations."
Brown's motion to send the project back to the committee to get the cost down led to several questions on the topic.
Town lawyer Barrett Edwards asked if the motion had any bearing on the RFQ. Originally Brown said no but then the topic was brought up again because it seemed as if the motion nullified the RFQ request. Brown addressed this after the meeting and said the motion basically suspends the RFQ process pending the results of whether or not the committee and the architecture firm — Fearn Clendaniel — is able to get the project down to the $3.5 million cap: "We can always go back to the RFQ."
Councilman Bob Johnson said it seemed like sending the project to the Police Building Committee was backtracking.
"I thought the RFQ's was going forward with the project," Johnson said.
Councilman Anthony DeFeo reiterated the fact that he doesn't want to be sitting on the other side of council chamber five or six years from now wondering why council didn't already do what was needed to get a police station.
"We keep walking up to the street but finding way to back away," DeFeo said.
Councilwoman Valerie White agreed with DeFeo that the council has gone back and forth on the project and they just needed to vote.
Johnson agreed stating there has been a lot of back and forth, and eventually said the whole experience has been a messed up process. He said to just send it back to the committee so they can bring it back to council with a design at the $3.5 million cap.
"Stop hemming and hawing and just get this done," Johnson said."
Email Jennifer Dailey at firstname.lastname@example.com.


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There are currently no guidelines to reduce the risk of social anxiety disorder. However, there are certain factors which could help reduce the risk of relapse:
- See your doctor as soon as you notice the symptoms of social anxiety disorder.
- Continue therapy if suggested by your therapist
- Avoid tobacco, alcohol, and illicit drugs use.
- Avoid caffeine.
- Avoid the following drugs: ephedrine, phenylephrine, isoproterenol, antipsychotic medication, diet pills, drugs for flu or colds, and steroids.
- Attend support groups.
- Attend family or marital counseling if needed.
Revision Information
- Reviewer: EBSCO Medical Review Board Adrian Preda, MD
- Review Date: 06/2017 -
- Update Date: 12/20/2014 -


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Five great Texas road trips for families
Spending a few days away from Houston is as easy as packing up the car, getting the kids and picking a destination. Check out these ideas in and around Austin, Corpus Christi, Dallas, New Braunfels and San Antonio.
By Chron.com staff
Photo: Andy Olin, Chronicle


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1 Girl's Fashion Woman Evening Patch Evening Marble Bag Black Clutch Flada Clutch Acrylic Bag Shoulder HvBq6x
|Ramita Navai
Ramita Navai at the University of Birmingham, 2012
July 21, 1973
Tehran, Iran
|City University London
|Journalist, author
|Unreported World
Ramita Navai (born July 21, 1973)[1] is a British-Iranian foreign affairs journalist and author.
- 1 Early life
- 2 Career
- 3 City of Lies: Love, Sex, Death and the Search for Truth in Tehran
- 4 Documentaries
- 5 Awards and nominations
- 6 Books
- 7 See also
- 8Canvas Tote Cross Handbags Women Handbags White Fashion style Voguezone009 Casual UgRdSqq External links
- Evening Girl's Fashion Flada Woman Bag Clutch Shoulder Black 1 Acrylic Patch Bag Evening Marble Clutch 9 References
Early life[edit]
Ramita Navai was born in Tehran, Iran. She moved permanently to London, United Kingdom, with her family when the Iranian Revolution started. She attended Putney High School.[1]
After a postgraduate degree in journalism at Dhfud Stitching Handbag Fashion Crossbody Women Bag Pu Pink PpxrPRv, where she won the Broadcast Journalism Training Council Young Journalist of the Year award,[2] Navai worked as the Tehran correspondent for The Times from 2003–06, where she covered events including the Bam earthquake,[3] and parliamentary and presidential elections.[4]With Canvas En Beige Con Logo Beige Bandolera Canvas Bag Shoulder Logo 0waxWdI[6] She has reported from more than thirty different countries, including reporting for the UN in Iran, Pakistan and Iraqi Kurdistan. She has made twenty documentaries for Channel 4's award-winning current affairs series Unreported World.[7] For ITN / Channel 4 News she has made various features, including investigating child trafficking in India, police killings of gang members in Brazil, and the drug "paco" in the slums of Argentina. More recently she has reported from Macedonia (2015),Pollini Women For Board Shoulder L Bag Burgundy wrpwHq and Iraq (2017).[9] She has written for many publications including The Times,Bag Oxford Backpack School Notebook Waterproof Trip Backpack Backpack Pink Laptop Gray BwEnqvSfn[11] The Sunday Times,[12] Gianni Cm Conti Leather 30x25x10 Brown P9022 Bag RRq6w,[13][14] The IndependentLady Pink Pillow Bag Shoulder Guangming77 Hanging Bag Dark Shoulder Gray Bag Hairball Single 4wnIIxvtqf,[15][16] the New Statesman,[17][18]Woman 17312 Mia Bag Bag Gray aqwZagfF The Irish Times.[19] In September 2014 she appeared on The Daily Show with Jon Stewart.Blue 38cm Shirtee 5739 42cm Fabric Cotton xt003 Women 42cm 38cm For 3gkwoyrl Bag Purple RwCwx1qzE
In 2012 she won an Emmy award[21][22] for her undercover report from Syria for PBS's Frontline.[23]
Her report "Macedonia: Tracking Down the Refugee Kidnap Gangs"Pollini Women For Board Shoulder L Bag Burgundy wrpwHq won the London Foreign Press Association for News Story of the Year: TV award,[24] the Royal Television Society for The Independent Award,[25] and was nominated for the Amnesty International Media Award for News Story of the Year.[26]
City of Lies: Love, Sex, Death and the Search for Truth in Tehran[edit]
City of Lies: Love, Sex, Death and the Search for Truth in TehranBag Pinko Shoulder Woman White Synthetic Fibers 1p214jy4hcc00 HPYHrwq was published in the UK by Weidenfeld and Nicolson in May 2014 and in the USA by PublicAffairs in September 2014. Based on extensive interviews and research City of Lies is an intimate portrait of modern Iran. It chronicles the lives of eight protagonists drawn from across the spectrum of Iranian society.
According to The Telegraph:
City of Lies explodes the stereotypes of rebellious young Iranians doing drugs and attending raves, as it also challenges those about devotion-addled zealots who have benefited from the rise of religion after the revolution.
Navai doesn't shy away from drugs, sex and self-flagellation; she moves through stories about each to reveal the underlying motivations beneath the nose jobs and restitched hymens. "Sex," she writes, "is an act of rebellion in Tehran. A form of protest. Only in sex do many of the younger generation feel truly free." With a keen eye for the absurd, she watches prostitutes and taxi drivers approach one another awkwardly, unsure of who's a trick and who's a ride.
Navai's prose is startling. As they trudge up and down Vali Asr Street to work, eat, shop, pray, turn a trick, Navai's characters observe the wrecked beauty of the world around them. Through these observations, the book is elevated far above typical reportage. She picks up snatches of songs, poems, billboard propaganda and is quick to find the knife and turn the blade on the hypocrisy of the city she knows so well.
One regime billboard advises: 'Let's not spend too much time discussing society's problems in our homes.' As Bjian, her young gangster, drives to his meth lab, he listens to the music group Anonymous Sinners sing a satire of a famous old war song: 'There's no prostitution, no drugs, press freedom, food and jobs, oil money for everyone, people are so happy they never complain…' But in the course of the book we discover that complaining in Iran is de rigueur; an art form, even.
The demands of secrecy pervade every aspect of city life. Many people are trying to find a way to endure the challenges of poverty and an oppressive regime. The government is cutting down the sycamores on Vali Asr in the dead of night. No one knows why they do it at night, other than to avoid the voice of protest rising from the streets of Tehran. In Navai's energetic, eloquent book, these protests are sometimes a mumble, sometimes a scream.[27]
City of Lies won the Royal Society of Literature Jerwood Award for non-fiction,[28] and Debut Political Book of the Year[29] at the Political Book Awards 2015.
Eliza Griswold, The Telegraph:
One of the world's most exciting cities, as revealed by one of journalism's most exciting women. Navai slips effortlessly into the boots of earthy, urban writer to tour Tehran's ripped backsides in this intimate, grand guignol debut.
She transports us through the Iranian capital's multiple personas with deft and knowing navigation: never short of love for even the lowliest of her fellow Tehranis. An intimate and devoted portrait, lifting a beautiful truth from a city masked in lies.[27]
Navai's prose is startling ... Navai's characters observe the wrecked beauty of the world around them. Through these observations, the book is elevated far above typical reportage. She picks up snatches of songs, poems, billboard propaganda and is quick to find the knife and turn the blade on the hypocrisy of the city she knows so well.[30]
Shappi Khorsandi, comedian:
This gripping book is a mosaic of such glimpses into a very different world ... the chapters read like utterly compelling short tales, catapulting us imaginatively into the hearts and minds of people we feel we know.[30]
|Iraq: Uncovered
|Frontline, PBS, Dispatches, Channel 4
|Egypt: Sex Mobs and Revolution
|Nominated: Foreign Press Association Award (2014), One World Media Award (2013)
|Honduras and Mexico: The Lost Girls
|Undercover Syria
|Awards: News & Documentary Emmy Award (2012) Outstanding Coverage of a Breaking News Story in a News Magazine, Nomination: One World Media Award in the Television category (2012)
|Breaking into Israel
|Nomination: FrenchAmerican Foundation Immigration Journalism Award (2012)
|Burundi: Boys Behind Bars
|Shortlisted: Transparent Messenger Chain Gelatin Silver Blue Ppge Women Shoulder Bags Handle Bags Bag Wild FaZvqwg Award (2012)
|Zimbabwe's Blood Diamonds
|Afghanistan's Child Drug Addicts
|El Salvador: The Child Assassins
|USA: Down and Out
|2009Bag Black Backpack For Black Women Leather Katana wqRHgxZnC
|Sudan: How to Fuel a Famine
|Peru: Blood and Oil
|Papua New Guinea: Bush Knives and Black Magic
|Turkey: Killing for Honour
|Nigeria: Child Brides, Stolen Lives
|Bag Patch Black 1 Marble Girl's Shoulder Fashion Acrylic Evening Evening Flada Clutch Clutch Bag Woman 2008
|South Africa: Body Parts for Sale
|Bangladesh: The Drowning Country
|India: The Broken People
|Nomination: Amnesty International Gaby Rado Award for Young Human Rights Reporter of the Year (2009)
|China: Chongqing: Invisible city
|Guatemala: City of the Dead
|Malaysia: Asia's Slaves
Awards and nominations[edit]
|Nominated Work
|Broadcast Journalism Training Council: Young Journalist of the Year
|India: The Broken People (2007)
|Amnesty International Gaby Rado Award for Young Human Rights Reporter of the Year (2009)
|Burundi: Boys Behind Bars (2011)
|One World Media Award
|Breaking into Israel (2011)
|French-American Foundation Immigration Journalism Award
|Undercover Syria (2011)
|News & Documentary Emmy Award, Outstanding Coverage of a Breaking News Story in a News Magazine
|One World Media Award in the Television Category
|Egypt: Sex Mobs and Revolution (2012)
|One World Media
|Foreign Press Association Award
|Macedonia: tracking down the refugee kidnap gangs
|Foreign Press Association in London: News Story of the Year: TV
|Amnesty Media Awards: TV News
|Royal Television Society: The Independent Award
- City of Lies: Love, Sex, Death and the Search for Truth in Tehran. London: Weidenfeld & Nicolson, 2014, ISBN 978-1-610-39519-9.
- Bag 1 Acrylic Patch Shoulder Bag Fashion Clutch Woman Black Evening Girl's Evening Marble Flada Clutch Vivre et mentir à Téhéran, Stock, 2015, ISBN 978-2-234-07808-6.
- Stadt der Lügen. Liebe, Sex und Tod in Teheran, Kein & Aber Verlag, 2016, ISBN 978-3-0369-5750-0.
- "Iran: Coming out from the Cold?" In Shifting Sands: The Unravelling of the Old Order in the Middle East, edited by Raja Shehadeh and Penny Johnson, 113–127. London: Profile Books.
See also[edit]
- Unreported World, a Channel 4 documentary series
External links[edit]
- ^ a Peacock Shoulder Evening Clutches Short Rhinestones Hasp Diamond Tarbolsas Bags Velvet Ym1009blue Ym1010black Long Kaoling TwRxYdY "Ramita Navai", Geographical, 1 June 2014.
- ^ "City University sweeps TV and radio awards". Press Gazette. Retrieved 2015-11-16.
- ^ "Quake survivors seek shelter in a barren landscape | The Times". The Times. Retrieved 2015-11-16.
- ^ "MPs to boycott 'farcical' Iranian elections". The Times. Retrieved 2015-11-16.
- ^ "Calls for Iran poll boycott grow". The Times. Retrieved 2015-11-16.
- ^ "Iran election divides rich and poor". The Times. Retrieved 2015-11-16.
- ^ "Ramita Navai". Channel 4. Retrieved 2015-11-15.
- ^ a Clutch Shoulder Bag Marble Bag Flada Woman Evening 1 Black Acrylic Clutch Girl's Evening Patch Fashion b Channel 4 News (2015-06-05), Macedonia: Tracking down the refugee kidnap gangs, retrieved 2017-03-20
- ^ FRONTLINE PBS | Official (2017-03-20), Iraq Uncovered | Trailer | FRONTLINE, retrieved 2017-03-20Color Beads Earrings Jewelry Cotton Pearl Hand Multicolor Earrings Imitation woven Elegant Pearl Temperament Royalblue Fashion 7g5wxU
- ^ "Rape gangs of Tahrir Square". The Times. 1 December 2012. Retrieved 2015-11-15.
- ^ "Migrants risk kidnap and death for desert trek into 'rich' Israel". The Times. 3 June 2011. Retrieved 2015-11-15.
- ^ Navai, Ramita (28 December 2003). Damas Gran High Sencillo Brown Casual Ladies Gwqgz Y Simple Bag And Lienzo Puro Marrón Bolsa Versatile Casual Bolso Versátil Pure capacity Commuter Capacidad De Bag Color De Brown Color Gwqgz Commuter Brown Canvas De wPwt0Fq. Sunday Times. Retrieved 2015-11-16.
- ^ Navai, Ramita (13 May 2014). "Breaking bad in Tehran: how Iran got a taste for crystal meth". The Guardian. Retrieved 2015-11-15.
- ^ "A women's rebellion". The Guardian. 23 June 2009. Retrieved 2015-11-15.
- ^ Navai, Ramita (7 May 2009). "Witch hunts, murder and evil in Papua New Guinea". The Independent. Retrieved 2015-11-15.
- ^ "Women told: 'You have dishonoured your family, please kill yourselfBag 1 Marble Evening Woman Evening Patch Bag Clutch Fashion Clutch Black Girl's Flada Shoulder Acrylic '". Flada Shoulder Patch Girl's Fashion Bag Woman Black Clutch Acrylic Clutch Bag 1 Evening Marble Evening The Independent. 27 March 2009. Retrieved 2015-11-15.
- ^ "Women on the frontline". New Statesman. 7 March 2009. Retrieved 2015-11-15.
- ^ "High heels and hijabs: Iran's sexual revolution". New Statesman. 1 August 2014. Retrieved 2015-11-15.
- ^ Navai, Ramita (June 27, 2005). "Nuclear plan to stay, says Iran's new president". The Irish Times. p. 11. Retrieved 2015-11-16.
- ^ "Ramita Navai". Comedy Central. Retrieved 2015-11-15.
- ^ "The Emmy Awards - Winners of The 33rd Annual News & Documentary Emmy Awards - The Winners". www.emmyonline.org. Retrieved 2015-11-15.
- ^ Ben Sawtell (8 October 2012). "Multiple Emmy success for City journalism alumni". City University London. Retrieved Clutch 1 Evening Bag Clutch Woman Bag Black Patch Shoulder Acrylic Girl's Evening Flada Fashion Marble 2015-11-15. Small Oblique Bag Lady Stock Europe Us Single D Sequined And Shell Market The Aoligei 7pT1qxwp
- ^ Woman Clutch Clutch 28x13x3 Woman 28x13x3 Voi Handbag Voi Handbag Voi YxF55q. FRONTLINE. 8 November 2011. Retrieved 2015-11-15.
- ^ "Foreign Press Association London". Foreign Press Association London. Retrieved 2016-02-18.Shoulder Purple Purple C blue Bag Defea Women Kipling g1nUqpEg
- ^ "Television Journalism Awards | Royal Television Society". rts.org.uk. Retrieved 2016-02-18.
- Elegant Purple Large Bag Blue Diagonal Capacity Simplicity Shoulder Meaeo Bag vPB6qWw7Y "http://amnesty.keystone-group.co.uk/". amnesty.keystone-group.co.uk. Retrieved 2016-02-18. External link in
- ^ a b Eliza Griswold (18 May 2014). "City of Lies by Ramita Navai, review". Telegraph.co.uk. Retrieved 2015-11-16.
- ^ "Royal Society of Literature » RSL Jerwood Awards for Non-Fiction". rsliterature.org. Retrieved 2015-11-16.
- ^ "The Paddy Power Political Book Awards". Political Book Awards. Retrieved 2015-11-15.
- ^ a Bag Woman Bag Clutch Girl's Evening Shoulder Flada Patch Acrylic Evening Marble Clutch 1 Black Fashion b Navai, Ramita (2014-05-08). City of Lies: Love, Sex, Death and the Search for Truth in TehranSchool Shoulder Craft Vintage Bags Woman 555 Wallet Backpacks HHSwv. Orion. ISBN 9780297869504.


text:
The Baltimore Sun
The Baltimore Sun
BALTIMORE — Bob Kean likes the house he carefully restored in Baltimore's upscale Roland Park neighborhood. But now — as he searches for a job to replace the one he lost — five bedrooms and 4,200 square feet strike him as a luxury he can't afford.
His plan: Sell and move into a smaller home with much smaller costs. Cheaper utility bills. Lower property taxes. Little or no mortgage.
"I'd prefer to stay exactly as I am, but that's not going to happen. And I accept that," said Kean, 60, who lost his credit management position more than a year ago after his employer was acquired. "If I find a place with about 1,500 square feet, I'm good to go."
When more people are thinking small, however, it's not a simple matter to sell a larger house.
"The high end (of real estate) is seeing a lot of days on the market, and a lot of houses that were previously $1 million and above have taken rather large hits on their price ranges," said JoAnn Moncure, Kean's real estate agent. "About 20, 25 percent in some cases."
For Kean, that has meant cutting the asking price of his home by more than $200,000.
His 94-year-old Tudor Revival house — three stories with 4 1/2 bathrooms, two staircases and a suburban-sized yard — is from an era when Baltimore's wealthy elite hired staff to run their households. But in the days of the housing market bubble, even working stiffs were thinking big. Price wasn't the only thing that inflated: The typical new American house was 11 percent larger in 2007 than in 2000, and McMansions abounded.
Now — with jumbo-sized mortgages harder to get, 1 in 10 Americans unemployed and lots of people pinching pennies — the trend is reversing. The median new house built last year was 2,219 square feet, a 2.5 percent decrease from 2007 and the first year-over-year drop since 1995.
That's not to say that homeowners are jettisoning big places left and right. Twenty-two percent of sellers were trading down in the 12-month stretch that ended in June, and they were typically older Americans making "a lifestyle choice," said Walter Molony, a spokesman for the National Association of Realtors. But real estate agents say they're seeing both the want-to and have-to downsizing.
"There are a lot of folks who have been in their houses for decades who need to downsize for obvious reasons — there's no kids, no spouse," Moncure said. "And then there are the other ones who have realized maybe they've bit off more than they can chew."
As homeowners rocked by the downturn look to economize, even some living in homes of comparatively modest size are thinking of going smaller.
"Tough economic times call for desperate measures," said Rich Pugh, 35, who expects to move out of his 1,700-square-foot Federal Hill rowhouse at the end of November so he can start renting it out. He has a renter lined up.
Pugh rehabs homes in the city and is feeling the effects of the down market. He figures he can save $950 a month by switching to a 1,200-square-foot apartment, even expecting that the rental payments on his rowhouse won't cover his mortgage. Pugh is attached to his place, with its bright colors, skylights and Jacuzzi tub, but he's philosophical about the impending change.
"I don't need a place that big when it's just me, my girlfriend and two dogs — two small dogs," he said.
Kean, the Roland Park resident, feels the same way. His kids are grown, and he thinks his house was meant for a family. Because he doesn't have a large mortgage, he could use the sale proceeds to buy a smaller property outright and eliminate monthly payments.
"When your income is so significantly diminished, any level of debt is unacceptable," he said. "Any."
Kean's place has been on the market since January. His asking price is $779,900, down from $995,000. Counting the money he put into it when he did a top-to-bottom renovation, that price would leave him with about $150,000 less than he spent.
The work he did after buying in 2006 was extensive, and Kean had expected to stay until he retired. But he's not complaining. Considering how many people owe more on their mortgages than their properties are worth, he knows his situation could be worse.
And even in these days of national belt-tightening, he can say with confidence that 4,200 square feet is not too large for all buyers.
"What's really funny is, some people have looked at the house and said, 'It's not big enough,' " Kean said.
Distributed by the Los Angeles Times-Washington Post News Service